# EDGAR Filing Document

**Accession Number:** 0001947500
**File Stem:** 0001539497-23-000004
**Filing Date:** 2023-1
**Character Count:** 6228257
**Document Hash:** 8a4c4f20e2bbf37bef0e061135a6fb34
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001539497-23-000004.hdr.sgml**: 20230112

**ACCESSION NUMBER**: 0001539497-23-000004

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 103

**CONFORMED PERIOD OF REPORT**: 20230112

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20230112

**DATE AS OF CHANGE**: 20230112

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PMIT Residential Funding XI LLC
- **CENTRAL INDEX KEY:** 0001947500
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-06363
- **FILM NUMBER:** 23526642

**BUSINESS ADDRESS:**
- **STREET 1:** 650 NEWPORT CENTER DRIVE
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 92660
- **BUSINESS PHONE:** 949 720-6000

**MAIL ADDRESS:**
- **STREET 1:** 650 NEWPORT CENTER DRIVE
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 92660
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PMIT Residential Funding XI LLC
- **CENTRAL INDEX KEY:** 0001947500
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 650 NEWPORT CENTER DRIVE
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 92660
- **BUSINESS PHONE:** 949 720-6000

**MAIL ADDRESS:**
- **STREET 1:** 650 NEWPORT CENTER DRIVE
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 92660
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PMIT Residential Funding XI LLC
- **CENTRAL INDEX KEY:** 0001947500
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 650 NEWPORT CENTER DRIVE
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 92660
- **BUSINESS PHONE:** 949 720-6000

**MAIL ADDRESS:**
- **STREET 1:** 650 NEWPORT CENTER DRIVE
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 92660

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER REPORT <br> PURSUANT TO SECTION 15G OF THE <br> SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

___ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period

________________ to ________________

Date of Report (Date of earliest event reported) ________________

Commission File Number of securitizer: ________________

Central Index Key Number of securitizer: ________________

Name and telephone number, including area code, of the person to contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

&nbsp;&nbsp;&nbsp;&nbsp;<u>X</u> Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001947500 (PMIT Residential Funding XI LLC)

BRAVO Residential Funding Trust 2023-NQM1

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): : ________________

Central Index Key Number of underwriter (if applicable): : ________________

Michael Chiao, Authorized Person, 949-720-6974

Name and telephone number, including area code, of the person to contact in connection with this filing

**INFORMATION TO BE INCLUDED IN THE REPORT:**

---

| | |
|:---|:---|
| **Item 2.01.** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer** |

---

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as an Exhibit to this Form ABS-15G. Please see Item 3, Exhibits 99.1, 99.2, 99.3, 99.4, 99.5, 99.6, 99.7, 99.8, 99.9 and 99.10 for the related information.

Item 3. Exhibits

99.1 Disclosures required by Rule 15Ga-2 for Canopy Financial Technology Partners, LLC

Schedule 1— Narrative

Schedule 2— Supplemental Data

Schedule 3— DSCR Calculation Report

Schedule 4— Rating Agency Grades Detail Report

Schedule 5— Rating Agency Grades Summary Report

Schedule 6— Valuation Report

Schedule 7— ATR Originator QM Report

Schedule 8— Data Compare Report

99.2 Disclosures required by Rule 15Ga-2 for Clayton Services LLC

Schedule 1— Narrative

Schedule 2— Conditions Report — Conditions Summary

Schedule 3— Conditions Report — Conditions Detail

Schedule 4— Conditions Report — Loan Grades

Schedule 5— Loan Level Tape Compare

Schedule 6— Standard Upload

Schedule 7— Non ATR QM Upload

Schedule 8— Rating Agency ATR QM Data Field

Schedule 9— Waived Conditions

Schedule 10— Valuations Summary

Schedule 11— Compliance Only Conditions Report — Conditions Summary

Schedule 12— Compliance Only Conditions Report — Conditions Detail

Schedule 13— Compliance Only Conditions Report — Loan Grades

99.3 Disclosures required by Rule 15Ga-2 for Digital Risk, LLC

Schedule 1— Narrative

Schedule 2— Data Report

99.4 Disclosures required by Rule 15Ga-2 for Evolve Mortgage Services

Schedule 1— Narrative

Schedule 2— Securitization Report Suite – Rating Agency Grades

Schedule 3— Securitization Report Suite – Exception Detail

Schedule 4— Securitization Report Suite – Valuation Report

Schedule 5— Securitization Report Suite – Data Compare Report

Schedule 6— Securitization Report Suite – QM ATR Data

Schedule 7— Securitization Report Suite – Business Purpose

99.5 Disclosures required by Rule 15Ga-2 for Selene Diligence LLC

Schedule 1— Narrative

Schedule 2— Rating Agency Grades

Schedule 3— Standard Findings Report

Schedule 4— Valuation Report

Schedule 5— Mortgage Loans Report

Schedule 6— Supplemental Data Report

Schedule 7— Business Purpose Report

Schedule 8— Data Compare Report

99.6 Disclosures required by Rule 15Ga-2 for AMC Diligence, LLC

Schedule 1— Narrative

Schedule 2— Credit Comp Securitization Reports – Loan Level Exceptions

Schedule 3— Credit Comp Securitization Reports – Exception Grades

Schedule 4— Guideline Securitization Reports – Loan Level Exceptions

Schedule 5— Guideline Securitization Reports – Exception Grades

Schedule 6— Lease Securitization Reports – Loan Level Exceptions

Schedule 7— Lease Securitization Reports – Exception Grades

Schedule 8— Valuation Report

99.7 Disclosures required by Rule 15Ga-2 for Incenter LLC d/b/a Edgemac

Schedule 1— Narrative

Schedule 2— Securitization Report Suite – Exception Report

Schedule 3— Securitization Report Suite – Exception Report - Loan

Schedule 4— Securitization Report Suite – Rating Agency Grades

Schedule 5— Securitization Report Suite – Supplemental Data

Schedule 6— Securitization Report Suite – QM ATR

Schedule 7— Securitization Report Suite – Final Tape Compare Report

Schedule 8— Securitization Report Suite – Valuation Summary Report

99.8 Disclosures required by Rule 15Ga-2 for Infinity IPS, Inc.

Schedule 1— Narrative

Schedule 2— Individual Exception Report

Schedule 3— Loan Level Exception Report

Schedule 4— Rating Agency Grade Report

Schedule 5— Valuation Report

Schedule 6— Data Compare Report

Schedule 7— Supplemental Data Report

99.9 Disclosures required by Rule 15Ga-2 for Consolidated Analytics, Inc.

Schedule 1— Narrative

Schedule 2— Loan Level Exception Report

Schedule 3— Exception Standard Report

Schedule 4— Valuation Securitization Report

Schedule 5— Securitization Report

Schedule 6— Non QM Report

Schedule 7— Data Compare Report

99.10 Disclosures required by Rule 15Ga-2 for Recovco Mortgage Management, LLC

Schedule 1— Narrative

Schedule 2— Rating Agency Grade Report

Schedule 3— Loan Level Exception Report

Schedule 4— Exception Level Report

Schedule 5— Valuation Report

Schedule 6— QM ATR Report

Schedule 7— Business Purpose Report

Schedule 8— Data Comparison Report

Schedule 9— Supplemental Data Report

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: January 12, 2023

---

| | | |
|:---|:---|:---|
| **PMIT Residential Funding XI LLC**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Securitizer) | **PMIT Residential Funding XI LLC**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Securitizer) | **PMIT Residential Funding XI LLC**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Securitizer) |
| By: | /s/ Michael Chiao | /s/ Michael Chiao |
|  | Name: | Michael Chiao |
|  | Title: | Authorized Person |

---

**EXHIBIT INDEX**

**Exhibit Number**

99.1 Disclosures required by Rule 15Ga-2 for Canopy Financial Technology Partners, LLC

Schedule 1— Narrative

Schedule 2— Supplemental Data

Schedule 3— DSCR Calculation Report

Schedule 4— Rating Agency Grades Detail Report

Schedule 5— Rating Agency Grades Summary Report

Schedule 6— Valuation Report

Schedule 7— ATR Originator QM Report

Schedule 8— Data Compare Report

99.2 Disclosures required by Rule 15Ga-2 for Clayton Services LLC

Schedule 1— Narrative

Schedule 2— Conditions Report — Conditions Summary

Schedule 3— Conditions Report — Conditions Detail

Schedule 4— Conditions Report — Loan Grades

Schedule 5— Loan Level Tape Compare

Schedule 6— Standard Upload

Schedule 7— Non ATR QM Upload

Schedule 8— Rating Agency ATR QM Data Field

Schedule 9— Waived Conditions

Schedule 10— Valuations Summary

Schedule 11— Compliance Only Conditions Report — Conditions Summary

Schedule 12— Compliance Only Conditions Report — Conditions Detail

Schedule 13— Compliance Only Conditions Report — Loan Grades

99.3 Disclosures required by Rule 15Ga-2 for Digital Risk, LLC

Schedule 1— Narrative

Schedule 2— Data Report

99.4 Disclosures required by Rule 15Ga-2 for Evolve Mortgage Services

Schedule 1— Narrative

Schedule 2— Securitization Report Suite – Rating Agency Grades

Schedule 3— Securitization Report Suite – Exception Detail

Schedule 4— Securitization Report Suite – Valuation Report

Schedule 5— Securitization Report Suite – Data Compare Report

Schedule 6— Securitization Report Suite – QM ATR Data

Schedule 7— Securitization Report Suite – Business Purpose

99.5 Disclosures required by Rule 15Ga-2 for Selene Diligence LLC

Schedule 1— Narrative

Schedule 2— Rating Agency Grades

Schedule 3— Standard Findings Report

Schedule 4— Valuation Report

Schedule 5— Mortgage Loans Report

Schedule 6— Supplemental Data Report

Schedule 7— Business Purpose Report

Schedule 8— Data Compare Report

99.6 Disclosures required by Rule 15Ga-2 for AMC Diligence, LLC

Schedule 1— Narrative

Schedule 2— Credit Comp Securitization Reports – Loan Level Exceptions

Schedule 3— Credit Comp Securitization Reports – Exception Grades

Schedule 4— Guideline Securitization Reports – Loan Level Exceptions

Schedule 5— Guideline Securitization Reports – Exception Grades

Schedule 6— Lease Securitization Reports – Loan Level Exceptions

Schedule 7— Lease Securitization Reports – Exception Grades

Schedule 8— Valuation Report

99.7 Disclosures required by Rule 15Ga-2 for Incenter LLC d/b/a Edgemac

Schedule 1— Narrative

Schedule 2— Securitization Report Suite – Exception Report

Schedule 3— Securitization Report Suite – Exception Report - Loan

Schedule 4— Securitization Report Suite – Rating Agency Grades

Schedule 5— Securitization Report Suite – Supplemental Data

Schedule 6— Securitization Report Suite – QM ATR

Schedule 7— Securitization Report Suite – Final Tape Compare Report

Schedule 8— Securitization Report Suite – Valuation Summary Report

99.8 Disclosures required by Rule 15Ga-2 for Infinity IPS, Inc.

Schedule 1— Narrative

Schedule 2— Individual Exception Report

Schedule 3— Loan Level Exception Report

Schedule 4— Rating Agency Grade Report

Schedule 5— Valuation Report

Schedule 6— Data Compare Report

Schedule 7— Supplemental Data Report

99.9 Disclosures required by Rule 15Ga-2 for Consolidated Analytics, Inc.

Schedule 1— Narrative

Schedule 2— Loan Level Exception Report

Schedule 3— Exception Standard Report

Schedule 4— Valuation Securitization Report

Schedule 5— Securitization Report

Schedule 6— Non QM Report

Schedule 7— Data Compare Report

99.10 Disclosures required by Rule 15Ga-2 for Recovco Mortgage Management, LLC

Schedule 1— Narrative

Schedule 2— Rating Agency Grade Report

Schedule 3— Loan Level Exception Report

Schedule 4— Exception Level Report

Schedule 5— Valuation Report

Schedule 6— QM ATR Report

Schedule 7— Business Purpose Report

Schedule 8— Data Comparison Report

Schedule 9— Supplemental Data Report

## Exhibit 99.1

**Exhibit 99.1**

![](exh991sched1img2.jpg)

![](exh99-1sched1img1.jpg)

Canopy Financial Technology Partners LLC

info@canopytpr.com \| 720-371-8517 \| www.canopytpr.com

Address: 83 Halls Road, STE 203, Old Lyme, CT 06371

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

**Description of Services**

Canopy Financial Technology Partners, LLC ("Canopy") performed certain due diligence services (the "Review) described below on Non-Agency Eligible Mortgage Loans ("Loans") backed by residential properties originated or acquired by Loan Funding Structure LLC (the "Client") or its affiliated company. The Review was conducted from July 2021 to August 2022 via files imaged and provided by the Client for review.

The Review consisted of a population of One Hundred Twenty-Eight (128) Loans with an aggregate principal balance of $63,930,150.

**Loan Sampling**

The Client defined the sample size and the random sampling of the Loans to be included in the Review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

**Data Integrity**

Canopy performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the actual Loan File as captured by Canopy. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43 , Do not Apply Tolerance If DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Amortized Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Self Employed Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;.25% tolerance |
| &nbsp;&nbsp;Escrow Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Final Reviewed QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Higher Priced Mortgage Loan (HPML) Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Index | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;No tolerance |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Margin (ARM Loan) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Interest Only Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Rate | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Occupancy Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Balance | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;Origination BK Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Foreclosure Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Prepayment Penalty Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43 , Do not Apply Tolerance If DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Underwriting Guideline Product Name | &nbsp;&nbsp;No tolerance |

---

**Credit Underwriting**

Canopy reviewed each Loan File to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria or other requirements provided by the Client, including, as applicable, Ability to Repay (ATR) and Qualified Mortgage (QM) requirements. The Credit Qualification review consisted of the following:

**Loan Attributes.** To determine borrower program eligibility, Canopy verified the following loan attributes and, where applicable, re-calculated based on the information provided.

· Assets and Reserves;

· DTI;

· DSCR;

· Gross Income;

· Housing history;

· Lien Position;

· Loan Purpose;

· LTV/CLTV;

· Monthly debt service;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

· Occupancy;

· Property Type;

· Qualifying PITI; and

· Residual Income.

**Credit Application:** For the Credit Application (1003), Canopy verified whether

· All known borrower-owned properties are disclosed on the REO Section;

· Borrower(s) employment history ;

· Citizenship and eligibility;

· First time home buyer status ;

· The application was signed by all borrowers; and

· The application was substantially completed.

**Credit History:** Canopy verified:

· A credit report or alternative credit history as applicable to loan type is present for each borrower;

· Bankruptcy and foreclosure seasoning;

· Capture the monthly consumer debt payments for use in the applicable DTI calculation;

· Installment and revolving payment history;

· Mortgage/rental payment history;

· Note and research the Real Estate Owned, OFAC, and Fraud alerts;

· Number of tradelines; and

· Representative Credit Score and Methodology.

**Employment and Income:** Canopy determined whether all applicable supporting documentation as required by Seller's Guidelines and Ability to Repay ("**ATR**") when applicable per above were in the file. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with Seller's Guidelines. Documentation verifying employment and income were deemed acceptable if it was a third-party document as required by the Seller's Guidelines and ATR when applicable per above and may include:

· Verbal or Written VOE's;

· Paystubs;

· W-2 forms;

· Tax returns;

· Financial statements;

· Award letters;

· IRS Tax Transcripts (compared to Tax Returns provided by Borrower(s)).

**Fraud Review:** For all Loans, the Client provided the results from a third-party anti-fraud tool to Vendor.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

In accordance with the type of fraud report provided, Canopy utilized the results provided by the Client along with information in the Loan File, to identify and address any potential misrepresentations including:

· Borrower identity:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower name variations

· Employment:

· Licensing – reviewed NMLS data for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Loan officer

· Occupancy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Subject property ownership history

· OFAC.

**Asset Review:** Canopy assessed whether the asset documentation required by the Seller's Guidelines and ATR, when applicable, was present in the Loan File. Canopy also conducted a review of the reserve calculation, if used to determine ATR or required by the Seller's Guidelines, including a review of any large deposits. Canopy re-calculated gross, net, and liquid asset balances. The Asset Review also consisted of verifying the down payment, closing costs, prepaid items and reserves. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

· Depository account statements;

· Gift funds;

· Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved;

· Stock or security account statements; and/or

· VOD's.

**Hazard/Flood insurance/Taxes:** A review of the insurance present on the loan was performed by Canopy as follows:

· Confirmed that the flood certification is for the correct borrower, property, lender and loan number and is a "Life of Loan"
certification;

· Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns;"

· Confirmed that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations;

· For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines;

· For properties in a flood zone per the flood certification, confirmed that flood insurance meets guideline requirements in the file
and met the minimum required amount of coverage in the guidelines;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

· Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and that taxes are current; and

· Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines.

**Automated Underwriting System Findings:** N/A

**Document Review**

Canopy reviewed each Loan File and verified if the following documents, as applicable, were included in the file and if the data on these documents was consistent (where applicable):

· Initial application (1003);

· Final application (1003);

· Note;

· Mortgage/Deed of Trust;

· Appraisal;

· Sales Contract;

· Title Commitment/Policy;

· Junior Lien/Subordination Agreement;

· Mortgage Insurance;

· Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section herein;

· Flood Certification;

· Initial and Final Loan Estimate (LE);

· Initial and Final and Closing Disclosure (CD);

· Post-Consummation Closing Disclosure (PC-CD) [if applicable].

**Business Purpose Validation**

For Loans originated as Business Purpose loans (as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act ("TILA") [15 U.S.C. 1601 et seq.]), Canopy assessed that the facts and circumstances of the subject loan did not trigger Consumer Purpose classification (also as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act [15 U.S.C. 1601 et seq.]).

**"Missing Document" to Cleared Exception:** In the event that there was no express statement in the Loan File, and there was no express evidence in the Loan File that the loan proceeds were used for "Business Purpose" Canopy assigned the file a "D" grade for missing said documentation. In the event that the express statement, or with clear, unequivocal documented evidence of use of loan proceeds for non-consumer, business purpose, was provided by the lender that defines and/or evidences the

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

"primary purpose" of the loan as "business purpose" the "D" grade – "Missing Document", was cleared by Canopy.

**"Missing Document" to "B" Grade:** In the event that there was no express statement in the Loan File, and there was no express evidence provided that the loan proceeds were used for "Business Purpose", Canopy gave the file a "D" grade, for missing documentation. In the event that there was not any express statement or evidence of business purpose use of the proceeds, then the "D" grade – "Missing Document" initial finding was re-graded after conducting a full Consumer Purpose, regulatory compliance review, as applicable to assignees for Consumer Purpose loans. In the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**"Material Compliance Violation":** In the event that no express statement existed in the Loan File, Canopy assessed any and all documentation provided to determine what the actual use of the proceeds were, to best identify that the "primary purpose" of the loan was not in fact for "business purpose" as relied upon by the lender, but is in fact for a "consumer purpose". If, in fact, evidence existed that the proceeds were used for personal, Consumer Purpose, then Canopy identified that the "primary purpose" of the loan is not "business purpose" and as "consumer purpose" subject to the full Consumer Purpose regulatory compliance obligations of an originator as it applies to an assignee, with a material compliance exception of a "C" grade.

**"Material Compliance Violation" to "B" Grade:** The above noted Material Compliance Violation was re-graded to a "B" grade by conducting a full Consumer Purpose regulatory compliance review, as applicable to assignees for Consumer Purpose loans, and in the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**Compliance Review**

Canopy reviewed each Loan File and, if applicable, verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Canopy' review included, but was not limited to, the verification and validation that each mortgage loan met the relevant provisions of:

(i) **Anti-Predatory Lending** requirements, that are imposed by federal, state and/or local statutory, regulatory or authoritative
determinations (e.g. state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or
criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including HOEPA and any state and
local high-cost home loan laws. Assignee shall have the meaning as defined in TILA;

(ii) the **Truth in Lending Act** (" <u>TILA</u> "), as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by
Regulation Z, 12 C.F.R. Part 1026;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

(iii) the **Real Estate Settlement Procedures Act** (" <u>RESPA</u> "), 12 U.S.C. §2603, as implemented by Regulation
X, 12 C.F.R. Part 1024;

(iv) the **Equal Credit Opportunity Act** ("ECOA") **, 15 U.S.C.** §1691 as implemented by Regulation B, 12 C.F.R.
§1001.1(b);

**I.** **Compliance Documentation Requirements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review of the following documents as they related to regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial and final application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Note, including all addendums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Copy of note for any junior liens (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Mortgage / Deed of Trust, including all riders

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Initial, Interim, and Final Loan Estimates ("LE")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to
consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Notice of Right to Cancel (as applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Rate Lock Date Information;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. HOEPA Disclosures (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Initial Escrow Account Disclosure

**II.** **Anti-Predatory Lending (Assignee Liability)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loans were reviewed for violations of federal, state & local high cost, higher-priced and/or consumer
finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined to be classified
and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition was
reported.

**III.** **Compliance Testing Elements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. **Truth-in-Lending Act (TILA) / Regulation Z**: Loans were reviewed to determine compliance with the
following requirements of TILA and Regulation Z, including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. **TILA/RESPA Integrated Disclosure Testing ("TRID")**. A review and comparison of LEs and
CDs with a report outlining any TILA violations, including a re-calculation of disclosed finance charge, principal and interest calculations,
proper completion of the Projected Payments table, total of payments, finance charge, amount financed, recalculation of disclosed APR
and a review to determine

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disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes. Testing will be conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID Grid 3.0" v.12/05/2019);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. **Right of Rescission**. A review of the TILA Right of Rescission, Notice of Right to Cancel, including
a verification of the transaction date and expiration date, ensuring proper execution of the Notice of Right to Cancel by all required
parties, verifying the disbursement date and determining if a full three (3) day rescission period was adequately provided to the borrower(s).
The appropriate Model Form will be tested according to applicable U.S. Court of Appeals, Circuit Court rulings;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. **Qualified Mortgage and Ability to Repay**. A review to ensure the mortgage loan meets the applicable
Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by
the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43. QM and ATR testing is detailed below.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. **Real Estate Settlement Procedures Act (RESPA)/Regulation X**: Review to ensure compliance with RESPA/Regulation
X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement;
Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. **Equal Credit Opportunity Act (ECOA)/Regulation B**: Confirm compliance with the January 18, 2014
requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the
right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure
of the right to receive a copy of appraisals may be met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. **Fair Credit Reporting Act (FRCA)/Regulation V**: Confirm compliance with the current FCRA/Regulation
V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**e.** **Miscellaneous Compliance Testing:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mandatory Arbitration – Canopy will report mandatory arbitration provisions present in the Loan
File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Single Premium Credit Insurance – Canopy will report single premium credit insurance policies or
debt cancellation agreements present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. TPR will test for state prepayment and late charge restrictions. If a prepayment penalty that exceeds
the state permitted penalty has expired, this must be reported.

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**State & Local Anti-Predatory Requirements**

The following is an itemization of the generally understood current and historical state and local anti-predatory lending requirements, as customary in secondary market due diligence compliance testing:

· Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

· California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

· California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

· Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

· Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible
Lending and Economic Security Act, Conn. House Bill 5577 (2008).

· Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

· District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as
implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

· Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

· Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361
and as modified by Senate Bill 03-53).

· Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

· Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

· Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1
et seq. (2004).

· Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

· City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440;
2-32-455; 2-92-325; 4-4-155; 8-4-325.

· Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois
SB 1167 (2007).

· Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

· Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

· Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat.
§ 360.100 et seq.

· Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann.
§§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

· Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended
by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

· Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender
Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

· Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387
(2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

· Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

· Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

· Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et
seq.

· Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

· Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

· Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as
amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

· Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

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· Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. §
598D.010 et seq.

· New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

· New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. §
58-21A-1 et seq.

· New York High-Cost Home Loan Regulations (1A - Original Part 41), 3 NYCCR Part 41 (2001).

· New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L.
Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

· New York Subprime Home Loans, NY Bank. Law § 6-m.

· North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina
Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a) as amended.

· Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. §
1.63. · Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules
§ 109 4-3-01 et seq.

· City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

· Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§
201.01 et seq.

· Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

· Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

· Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

· City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

· Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as
implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

· South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

· South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

· Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

· Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

· The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas
Constitution

· Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

· Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

· Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

· Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§
6.1-413; 6.1-422, 6.1-428.

· Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§
6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

· Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

· West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

· Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

· Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

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**QUALIFIED MORTGAGE (QM)** 

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Canopy reviews the loan to determine whether, based on available information in the Loan File: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency as permitted under the QM final rule, Canopy reviews the loan to determine whether, based on available information in the Loan File the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Canopy then determines whether the loan is a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**Ability to Repay (ATR)**

Canopy reviews the loan to determine whether, based on available information in the Loan File, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Note: for loans designated as QM – Agency eligible (QM – Temporary), Canopy will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Canopy reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities

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("Authorities"). Canopy does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Canopy's review is based on information contained in the Loan File at the time it is provided to Canopy to review, and only reflects information as of that point in time.

**Valuation Review**

Canopy reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, integrity of comparable sales, completeness of data and eligibility of the appraiser, consistent with underwriting guidelines, variances, tolerances, and exception authorities established by Client. Additionally, Canopy determined that the appraised value appeared to be reasonably supported ("Value-Supported Analysis"), based on the valuation provided by the Independent Third-party Review.

· With respect to Title XI of FIRREA, Canopy checked for the presence of the appraiser's license,
and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

· With respect to USPAP, Canopy confirmed the appraiser's certification is present and executed within
the original appraisal.

***Independent third-party values***

Canopy applied a cascade methodology to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

· If the Desk Review supported the origination appraised value within a -10% variance, no additional products
were required.

· In the event the Desk Review process yielded material exceptions or had a value exceeding a negative ten
percent (-10%) variance, a field review was ordered to further establish value.

**Agency Eligible Loans:**

· For FNMA loans, if a CU Score was available and the CU Score was greater than 2.5, Canopy ordered a Desk Review. If the CU Score was less than or equal to 2.5, no Desk Review was required based on market acceptance of Agency Eligible Loans.

· For FHLMC loans, if the FHLMC Rep & Warrant Relief indicator was Not Eligible, Canopy ordered a Desk Review. If the FHLMC Rep & Warrant Relief indicator was Eligible, no Desk Review was required based on market acceptance of Agency Eligible Loans.

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**VALUATION RESULTS SUMMARY**

The tables below sets forth the number of Mortgage Loans and valuation of associated properties within the Diligence Sample for which an independent third-party valuation product was produced in accordance with the foregoing process:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Agency Eligible** | &nbsp;&nbsp;**Agency Eligible** | &nbsp;&nbsp;**Agency Eligible** | &nbsp;&nbsp;**Agency Eligible** |
| &nbsp;&nbsp;**# of Files – CU Score <= 2.5** | &nbsp;&nbsp;**# of Files – Eligible Rep & Warrant Relief** | &nbsp;&nbsp;**# of Files < -10% of OA valued (Desk Review)** | &nbsp;&nbsp;**# of Files => -10% of OA valued (Desk Review)** |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |

---

· Chart is N/A as all Loan Files were Non-Agency

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp; <br> **Non-Agency Eligible** | &nbsp;&nbsp; <br> **Non-Agency Eligible** | &nbsp;&nbsp; <br> **Non-Agency Eligible** | &nbsp;&nbsp; <br> **Non-Agency Eligible** |
| &nbsp;&nbsp;**Valuation Product** | &nbsp;&nbsp;**# of Files – No Hit** | &nbsp;&nbsp;**# of Files < -10% of OA value OR Confidence <= 80%** | &nbsp;&nbsp;**# of Files => -10% of OA value** |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;49 |
| &nbsp;&nbsp;AVM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;84 |
| &nbsp;&nbsp;Second Full Appraisal | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Field Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |

---

· Of the 128 Non-Agency Eligible loans reviewed:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 49 Loan Files were noted with a Desk Review supporting the original appraised
value within a 10% variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 6 Loan Files were noted with an AVM that also supported the
original appraised value within a 10% variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 4 Loans Files were noted with a Second Full Appraisal also supporting the
original appraised value within a 10% variance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 84 Loan Files were noted with an AVM supporting the original
appraised value within a 10% variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 6 Loans Files were noted with a Desk Review also supporting
the original appraised value within a 10% variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 4 Loan File was noted with a Second Review Appraisal also supporting the original
appraised value within a 10% variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 8 Loan Files were noted with a Second Full Appraisal supporting
the original appraised value within a 10% variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 4 Loans Files were noted with a Desk Review also supporting
the original appraised value within a 10% variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 4 Loan File was noted with an AVM Appraisal also supporting
the original appraised value within a 10% variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 1 Loan File was noted with a Field Review supporting the original appraised
value within a 10% variance.

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**GRADING COMPONENTS**

**Due Diligence Grading Criteria**

Upon completion of the Loan File review, Canopy assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Form ABS Due Diligence-15E.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Event Grade** | &nbsp;&nbsp;**Final Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;**D** | There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |

---

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---

| | |
|:---|:---|
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;**D** | There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grade** | &nbsp;&nbsp;**Valuation Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms |
| &nbsp;&nbsp;**D** | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

**FINDINGS SUMMARY**

**Summary Overview**

Canopy's review concluded the grading of the Credit, Property/Valuation, and Compliance sections. 7.03% or Nine (9) mortgage loans have an overall grade of "B" and 92.97% or One Hundred Nineteen (119) mortgage loans have an overall grade of "A".

Canopy's review concluded a Credit grade of "B" for 6.25% or Eight (8) mortgage loans reviewed, and 93.75% or One Hundred Twenty (120) mortgage loans have a Credit grade of "A".

Canopy's review concluded a Compliance grade of "B" for 0.78%, or One (1) mortgage loan reviewed, and 99.22% or One Hundred Twenty-Seven (127) mortgage loans have a Compliance grade of "A".

Canopy's review concluded a Property/Valuation grade of "B" for 0.00%, or zero (0) mortgage loans reviewed, and 100.00% (128 loans) have a Property/Valuation grade of "A".

**FINDINGS TABLE**

**REVIEW TABLES**

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;119 | &nbsp;&nbsp;92.97% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;9 | &nbsp;&nbsp;7.03% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;120 | &nbsp;&nbsp;93.75% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;8 | &nbsp;&nbsp;6.25% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** |

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Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;128 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;127 | &nbsp;&nbsp;99.22% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.78% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** |

---

**Additional Loan Summary Details**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;125 | &nbsp;&nbsp;97.66% | &nbsp;&nbsp;$59999900.00 |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;3 | &nbsp;&nbsp;2.34% | &nbsp;&nbsp;$3930250.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$63930150.00** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;128 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$63930150.00 |
| &nbsp;&nbsp;Second | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$63930150.00** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation—<br> Proceeds used to pay off existing loans <br> other than loans secured by real estate | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.56% | &nbsp;&nbsp;$548750.00 |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Cash Out: Other/Multi-Purpose/Unknown Purpose | &nbsp;&nbsp;37 | &nbsp;&nbsp;28.91% | &nbsp;&nbsp;$21763350.00 |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;26 | &nbsp;&nbsp;20.31% | &nbsp;&nbsp;$10032150.00 |

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Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Other Than First Time Home Purchase | &nbsp;&nbsp;58 | &nbsp;&nbsp;45.31% | &nbsp;&nbsp;$28622400.00 |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;5 | &nbsp;&nbsp;3.91% | &nbsp;&nbsp;$2963500.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$63930150.00** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;121 - 180 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;181 - 240 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;241 - 300 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;301 - 360 Months | &nbsp;&nbsp;122 | &nbsp;&nbsp;95.31% | &nbsp;&nbsp;$58636400.00 |
| &nbsp;&nbsp;421-480 Months | &nbsp;&nbsp;6 | &nbsp;&nbsp;4.69% | &nbsp;&nbsp;$5293750.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$63930150.00** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Owner Occupied | &nbsp;&nbsp;87 | &nbsp;&nbsp;67.97% | &nbsp;&nbsp;$49006300.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;4 | &nbsp;&nbsp;3.13% | &nbsp;&nbsp;$2778200.00 |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;37 | &nbsp;&nbsp;28.91% | &nbsp;&nbsp;$12145650.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**128** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$63930150.00** |

---

**DATA COMPARISON RESULTS**

Of the One Hundred Twenty-Eight (128) mortgage Loan Files reviewed, twenty-seven (27) unique loans (21.09% by number) had twenty-Seven (27) tape comparison discrepancies across forty (40) data fields.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** | &nbsp;&nbsp;**# Loans with Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43 , Do not Apply Tolerance If DTI >= 43 and AUS = No | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Amortized Term | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;7 | &nbsp;&nbsp;128 | &nbsp;&nbsp;5.47% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Borrower 1 Self Employed Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;.25% tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Escrow Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Final Reviewed QM Status | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.78% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;128 | &nbsp;&nbsp;1.56% |
| &nbsp;&nbsp;Higher Priced Mortgage Loan (HPML) Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Index | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Loan Amount/Draw Amount | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;128 | &nbsp;&nbsp;1.56% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Margin (ARM Loan) | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Note Interest Only Term | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Note Rate | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Occupancy Type | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Original Balance | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Origination BK Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Origination Foreclosure Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Prepayment Penalty Term | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Property Value | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;9 | &nbsp;&nbsp;128 | &nbsp;&nbsp;7.03% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;3 | &nbsp;&nbsp;128 | &nbsp;&nbsp;2.34% |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](exh991sched1img2.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43 , Do not Apply Tolerance If DTI >= 43 and AUS = No | &nbsp;&nbsp;3 | &nbsp;&nbsp;128 | &nbsp;&nbsp;2.34% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Underwriting Guideline Product Name | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;0 | &nbsp;&nbsp;128 | &nbsp;&nbsp;0.00% |

---

**Disclaimer**

*Canopy Financial Technology Partners, LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).* 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.* 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.* 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance. Neither supplemental factual investigation nor enhanced reviews can guarantee that all information provided to the Company will be accurate. Reports are, and must be construed solely as, statements of opinion and not as statements of fact as to credit worthiness, investment, financial, or other recommendation to purchase, sell, or hold any security.* 

*Reports may contain assumptions and/or predictions regarding future events which are "forward-looking" and inherently cannot be verified as facts. Consequently, Reports may be affected by future events or conditions which were not anticipated at the time the Report was made. Such forward-looking statements necessarily involve risks and uncertainties which may result in future performance that is materially different from the Report's assumptions and/or conclusions. As such, Reports are not a guaranty of future performance nor a prospectus related to the underlying securities (if any), and under reliance should not be placed upon the Reports in the purchase, sale, or holding of any security.* 

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

## Exhibit 99.1

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan ID** | &nbsp;&nbsp;**Customer Loan ID** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**TILA Status** | &nbsp;&nbsp;**Application Date** | &nbsp;&nbsp;**TRID** | &nbsp;&nbsp;**GSE** | &nbsp;&nbsp;**HOEPA Fees** | &nbsp;&nbsp;**TILA Fees** | &nbsp;&nbsp;**Rate Lock Date** | &nbsp;&nbsp;**Calculated APR** | &nbsp;&nbsp;**Qualifying P&I** | &nbsp;&nbsp;**Qualifying Rate** | &nbsp;&nbsp;**Is Borrower Non Occupant** | &nbsp;&nbsp;**Is Co Borrower Non Occupant** | &nbsp;&nbsp;**Borrower Employment Indicator** | &nbsp;&nbsp;**Co Borrower Employment Indicator** | &nbsp;&nbsp;**Co Borrower 2 Employment Indicator** | &nbsp;&nbsp;**Co Borrower 3 Employment Indicator** | &nbsp;&nbsp;**Co Borrower2 Length of Employment** | &nbsp;&nbsp;**Co Borrower3 Length of Employment** | &nbsp;&nbsp;**Borrower Citizenship Indicator** | &nbsp;&nbsp;**Co Borrower Citizenship Indicator** | &nbsp;&nbsp;**Co Borrower 2 Citizenship Indicator** | &nbsp;&nbsp;**Co Borrower 3 Citizenship Indicator** | &nbsp;&nbsp;**Borrower Country Name** | &nbsp;&nbsp;**Co Borrower Country Name** | &nbsp;&nbsp;**Co Borrower 2 Country Name** | &nbsp;&nbsp;**Co Borrower 3 Country Name** | &nbsp;&nbsp;**Residual Income** | &nbsp;&nbsp;**Num Units** | &nbsp;&nbsp;**Annual Property Tax** | &nbsp;&nbsp;**Annual Insurance Costs** | &nbsp;&nbsp;**HOA Name** | &nbsp;&nbsp;**HOA Address State** | &nbsp;&nbsp;**HOA Fee Amount** | &nbsp;&nbsp;**HOA Next Due Date** | &nbsp;&nbsp;**HOA Payment Frequency** | &nbsp;&nbsp;**Investor DTI** | &nbsp;&nbsp;**QM DTI** | &nbsp;&nbsp;**Non QM DTI** | &nbsp;&nbsp;**Original Credit Report Date** | &nbsp;&nbsp;**Borrower 1 Credit Report Date** | &nbsp;&nbsp;**Borrower 2 Credit Report Date** | &nbsp;&nbsp;**Borrower 3 Credit Report Date** | &nbsp;&nbsp;**Borrower 4 Credit Report Date** | &nbsp;&nbsp;**Qualifying Credit Score** | &nbsp;&nbsp;**Third Wage Earner Original FICO Equifax** | &nbsp;&nbsp;**Third Wage Earner Original FICO Experian** | &nbsp;&nbsp;**Third Wage Earner Original FICO Transunion** | &nbsp;&nbsp;**Fourth Wage Earner Original FICO Equifax** | &nbsp;&nbsp;**Fourth Wage Earner Original FICO Experian** | &nbsp;&nbsp;**Fourth Wage Earner Original FICO Transunion** | &nbsp;&nbsp;**Most Recent Updated Credit Report Date** | &nbsp;&nbsp;**Third Wage Earner Updated FICO Equifax** | &nbsp;&nbsp;**Third Wage Earner Updated FICO Experian** | &nbsp;&nbsp;**Third Wage Earner Updated FICO Transunion** | &nbsp;&nbsp;**Fourth Wage Earner Updated FICO Equifax** | &nbsp;&nbsp;**Fourth Wage Earner Updated FICO Experian** | &nbsp;&nbsp;**Fourth Wage Earner Updated FICO Transunion** | &nbsp;&nbsp;**Most Recent Updated Co Borrower 2 FICO** | &nbsp;&nbsp;**Most Recent Updated Co Borrower 3 FICO** | &nbsp;&nbsp;**Co Borrower 2 Asset Verification Level** | &nbsp;&nbsp;**Co Borrower 3 Asset Verification Level** | &nbsp;&nbsp;**Co Borrower 2 Income Verification Level** | &nbsp;&nbsp;**Co Borrower 3 Income Verification Level** | &nbsp;&nbsp;**Co Borrower 2 Employment Verification Level** | &nbsp;&nbsp;**Co Borrower 3 Employment Verification Level** | &nbsp;&nbsp;**Asset Depletion Flag** | &nbsp;&nbsp;**Bank Statements Flag** | &nbsp;&nbsp;**Number of Statements** | &nbsp;&nbsp;**Type of Statements** | &nbsp;&nbsp;**Percent of Income From Statements** | &nbsp;&nbsp;**Borrower Business Ownership %** | &nbsp;&nbsp;**CoBorrower Business Ownership %** | &nbsp;&nbsp;**P&L Type** | &nbsp;&nbsp;**Income Doc Detail** | &nbsp;&nbsp;**Tax Return Doc Details** | &nbsp;&nbsp;**Document Level** | &nbsp;&nbsp;**Most Recent Bankruptcy Type** | &nbsp;&nbsp;**Most Recent Bankruptcy Filing Date** | &nbsp;&nbsp;**Most Recent Bankruptcy Discharge Date** | &nbsp;&nbsp;**Number of Bankruptcy Events** | &nbsp;&nbsp;**Months Bankruptcy 7 11** | &nbsp;&nbsp;**Months Bankruptcy 13** | &nbsp;&nbsp;**Most Recent Deed in Lieu Date** | &nbsp;&nbsp;**Number of Deed in Lieu Events** | &nbsp;&nbsp;**Months Deed in Lieu** | &nbsp;&nbsp;**Most Recent Short Sale Date** | &nbsp;&nbsp;**Number of Short Sale Events** | &nbsp;&nbsp;**Months Short Sale (or Pre FC)** | &nbsp;&nbsp;**Most Recent Foreclosure Date** | &nbsp;&nbsp;**Number of Foreclosure Events** | &nbsp;&nbsp;**Months Foreclosure** | &nbsp;&nbsp;**Prior Mortgage/Rent Late 30d in 24m** | &nbsp;&nbsp;**Prior Mortgage/Rent Late 60d in 24m** | &nbsp;&nbsp;**Prior Mortgage/Rent Late 90d in 24m** | &nbsp;&nbsp;**Has ACH** | &nbsp;&nbsp;**Guideline Name** | &nbsp;&nbsp;**UW Guideline Author** | &nbsp;&nbsp;**QM Regulation Failures** | &nbsp;&nbsp;**ATR QM Total Points and Fees Audit** | &nbsp;&nbsp;**Loan Regulation Benchmark Date** | &nbsp;&nbsp;**Benchmark Rate** | &nbsp;&nbsp;**HUD 1 Page 1 Credits Total** | &nbsp;&nbsp;**Collateral Underwriter Risk Score** | &nbsp;&nbsp;**AUS Decision System** | &nbsp;&nbsp;**Property Inspection Waiver (PIW)** | &nbsp;&nbsp;**Rating Result** | &nbsp;&nbsp;**Eligible For Rep and Warrant Relief Per Collateral Advisor** | &nbsp;&nbsp;**Is Equity Shared Loan** | &nbsp;&nbsp;**Investor Qualifying Rate** | &nbsp;&nbsp;**Borrower Years of W2s** | &nbsp;&nbsp;**CoBorrower Years of W2s** | &nbsp;&nbsp;**Years of Personal Tax Returns** | &nbsp;&nbsp;**Years of Business Tax Returns** | &nbsp;&nbsp;**Years of 4506T** | &nbsp;&nbsp;**Years of Tax Transcripts** | &nbsp;&nbsp;**Months of Personal Bank Statements** | &nbsp;&nbsp;**Months of Business Bank Statements** | &nbsp;&nbsp;**Months of Profit and Loss Statements** | &nbsp;&nbsp;**Expense Letter** | &nbsp;&nbsp;**DSCR** | &nbsp;&nbsp;**Inverse DSCR** | &nbsp;&nbsp;**Subordinate Lien Type** | &nbsp;&nbsp;**Is Shared Appreciation Mortgage** | &nbsp;&nbsp;**CPA Letter Flag** | &nbsp;&nbsp;**# of Months CPA verified income** | &nbsp;&nbsp;**WVOE Flag** | &nbsp;&nbsp;**# of Months WVOE** | &nbsp;&nbsp;**Borrower Originator Citizenship Designation** | &nbsp;&nbsp;**Borrower Verified Citizenship Designation** | &nbsp;&nbsp;**Borrower Individual Tax Identification Number (ITIN)?**  | &nbsp;&nbsp;**Borrower Photo Identification Type** | &nbsp;&nbsp;**Borrower Photo Identification Other Type** | &nbsp;&nbsp;**Borrower Photo ID State of Issuance** | &nbsp;&nbsp;**Borrower Photo ID Country of Issuance** | &nbsp;&nbsp;**Borrower Photo ID Expiration Date** | &nbsp;&nbsp;**Borrower Passport Country of Origin** | &nbsp;&nbsp;**Borrower Passport Expiration Date** | &nbsp;&nbsp;**Borrower Non-US Citizen Identification Document** | &nbsp;&nbsp;**Borrower Date of Resident Since/Valid Date** | &nbsp;&nbsp;**Borrower Non-US Document Expiration Date** | &nbsp;&nbsp;**Co Borrower Originator Citizenship Designation** | &nbsp;&nbsp; **Co Borrower Verified Citizenship Designation** | &nbsp;&nbsp;**Co Borrower Individual Tax Identification Number (ITIN)?** | &nbsp;&nbsp;**Co Borrower Photo Identification Type** | &nbsp;&nbsp;**Co Borrower Photo Identification Other Type** | &nbsp;&nbsp; **Co Borrower Photo ID State of Issuance** | &nbsp;&nbsp;**Co Borrower Photo ID Country of Issuance** | &nbsp;&nbsp;**Co Borrower Photo ID Expiration Date** | &nbsp;&nbsp;**Co Borrower Passport Country of Origin** | &nbsp;&nbsp;**Co Borrower Passport Expiration Date** | &nbsp;&nbsp;**Co Borrower Non-US Citizen Identification Document** | &nbsp;&nbsp;**Co Borrower Date of Resident Since/Valid Date** | &nbsp;&nbsp;**Co Borrower Non-US Document Expiration Date** | &nbsp;&nbsp;**Co Borrower 2 Originator Citizenship Designation** | &nbsp;&nbsp; **Co Borrower 2 Verified Citizenship Designation** | &nbsp;&nbsp;**Co Borrower 2 Individual Tax Identification Number (ITIN)?** | &nbsp;&nbsp;**Co Borrower 2 Photo Identification Type** | &nbsp;&nbsp;**Co Borrower 2 Photo Identification Other Type** | &nbsp;&nbsp; **Co Borrower 2 Photo ID State of Issuance** | &nbsp;&nbsp;**Co Borrower 2 Photo ID Country of Issuance** | &nbsp;&nbsp;**Co Borrower 2 Photo ID Expiration Date** | &nbsp;&nbsp;**Co Borrower 2 Passport Country of Origin** | &nbsp;&nbsp;**Co Borrower 2 Passport Expiration Date** | &nbsp;&nbsp;**Co Borrower 2 Non-US Citizen Identification Document** | &nbsp;&nbsp;**Co Borrower 2 Date of Resident Since/Valid Date** | &nbsp;&nbsp;**Co Borrower 2 Non-US Document Expiration Date** | &nbsp;&nbsp;**Co Borrower 3 Originator Citizenship Designation** | &nbsp;&nbsp; **Co Borrower 3 Verified Citizenship Designation** | &nbsp;&nbsp;**Co Borrower 3 Individual Tax Identification Number (ITIN)?** | &nbsp;&nbsp;**Co Borrower 3 Photo Identification Type** | &nbsp;&nbsp;**Co Borrower 3 Photo Identification Other Type** | &nbsp;&nbsp; **Co Borrower 3 Photo ID State of Issuance** | &nbsp;&nbsp;**Co Borrower 3 Photo ID Country of Issuance** | &nbsp;&nbsp;**Co Borrower 3 Photo ID Expiration Date** | &nbsp;&nbsp;**Co Borrower 3 Passport Country of Origin** | &nbsp;&nbsp;**Co Borrower 3 Passport Expiration Date** | &nbsp;&nbsp;**Co Borrower 3 Non-US Citizen Identification Document** | &nbsp;&nbsp;**Co Borrower 3 Date of Resident Since/Valid Date** | &nbsp;&nbsp;**Co Borrower 3 Non-US Document Expiration Date** | &nbsp;&nbsp;**Date of Prior Sale** | &nbsp;&nbsp;**Days Since Prior Sale** | &nbsp;&nbsp;**Total Adjusted Prior Purchase Price** |
| &nbsp;&nbsp;86081350 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$0.00 |  |  | &nbsp;&nbsp;$1916.76 | &nbsp;&nbsp;4.375% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;NV | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Other | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.900 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;45349687 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;5197.5 | &nbsp;&nbsp;$7816.71 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.466% | &nbsp;&nbsp;$1535.84 | &nbsp;&nbsp;4.250% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;GA | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;39.64% | &nbsp;&nbsp;39.64% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, 12 Business Bank Statements Verified, Lease Agreements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;5197.5 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.140% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;96333854 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$0.00 |  |  | &nbsp;&nbsp;$1167.40 | &nbsp;&nbsp;4.500% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;36.13% | &nbsp;&nbsp;36.13% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Other, Subject Property Net Rental Income(Loss) if NOO - 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;80887059 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$0.00 |  |  | &nbsp;&nbsp;$873.65 | &nbsp;&nbsp;4.374% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - 1 Month Personal Bank Statements Verified \|\| Co Borrower - 1 Month Personal Bank Statements Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.250 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;47585276 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11670 | &nbsp;&nbsp;$14240.84 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.479% | &nbsp;&nbsp;$2363.60 | &nbsp;&nbsp;6.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;13.26% | &nbsp;&nbsp;13.26% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Other - 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;11670 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.040% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;55626724 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$0.00 |  | &nbsp;&nbsp;0.063% | &nbsp;&nbsp;$3925.20 | &nbsp;&nbsp;6.250% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;31.68% | &nbsp;&nbsp;31.68% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified \|\| Co Borrower - Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;98293107 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$0.00 |  | &nbsp;&nbsp;0.067% | &nbsp;&nbsp;$5739.18 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;14.11% | &nbsp;&nbsp;14.11% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;180 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;16332615 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$4714.56 |  | &nbsp;&nbsp;0.067% | &nbsp;&nbsp;$935.80 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.250 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;61628565 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$0.00 |  | &nbsp;&nbsp;0.067% | &nbsp;&nbsp;$2815.86 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.050 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;12807411 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$16872.13 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0.070% | &nbsp;&nbsp;$1848.80 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio | &nbsp;&nbsp;7 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.020 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;65420819 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11112.5 | &nbsp;&nbsp;$13884.48 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;8.344% | &nbsp;&nbsp;$2619.29 | &nbsp;&nbsp;7.999% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;24.27% | &nbsp;&nbsp;24.27% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;11112.5 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.370% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;34 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;47921753 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$4246.51 | &nbsp;&nbsp;8.374% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% |  |  |  | &nbsp;&nbsp;Borrower - N/A - Executed 4506T Verified | &nbsp;&nbsp;Borrower - Executed 4506T Verified | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.920 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;60948118 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1782.37 | &nbsp;&nbsp;8.375% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% |  |  |  | &nbsp;&nbsp;Borrower - N/A - Executed 4506T Verified | &nbsp;&nbsp;Borrower - Executed 4506T Verified | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.830 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;52755284 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7195 | &nbsp;&nbsp;$11038.44 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;8.408% | &nbsp;&nbsp;$3944.15 | &nbsp;&nbsp;8.250% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;38.07% | &nbsp;&nbsp;38.07% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;7195 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.370% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;VA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;36525286 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$11036.40 | &nbsp;&nbsp;6.875% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% |  |  |  | &nbsp;&nbsp;Borrower - N/A \|\| Co Borrower - N/A | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.010 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;28454018 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;36495 | &nbsp;&nbsp;$46612.21 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.938% | &nbsp;&nbsp;$12358.11 | &nbsp;&nbsp;7.750% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;45.64% | &nbsp;&nbsp;45.64% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;36495 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.880% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal Use |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;12521970 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$726.52 | &nbsp;&nbsp;7.250% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% |  |  |  | &nbsp;&nbsp;Borrower - N/A | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.170 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |
| &nbsp;&nbsp;45775024 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1106.13 | &nbsp;&nbsp;9.374% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.500 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;PA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;31237689 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;9256.97 | &nbsp;&nbsp;$15240.31 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.500% | &nbsp;&nbsp;$2324.33 | &nbsp;&nbsp;7.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;34.83% | &nbsp;&nbsp;34.83% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;9256.97 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.780% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;30 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;I-151 Permanent Resident Card |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;43430449 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7745 | &nbsp;&nbsp;$9942.13 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;9.833% | &nbsp;&nbsp;$2216.62 | &nbsp;&nbsp;9.750% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;13.84% | &nbsp;&nbsp;13.84% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;7745 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.780% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;I-551 Stamp and Passport |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;24965329 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;12947.5 | &nbsp;&nbsp;$16975.42 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.456% | &nbsp;&nbsp;$2872.06 | &nbsp;&nbsp;7.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;6.60% | &nbsp;&nbsp;6.60% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;50.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;12947.5 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.370% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;Employment Authorization Document (I-821D) |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;38189269 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;24580 | &nbsp;&nbsp;$26244.00 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.605% | &nbsp;&nbsp;$15690.37 | &nbsp;&nbsp;7.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;44.99% | &nbsp;&nbsp;44.99% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;24580 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.580% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;300 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;38898988 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1837.20 | &nbsp;&nbsp;7.375% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;$0.00 |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.890 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;I-151 Permanent Resident Card |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Permanent Resident Alien |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;60770648 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;4265 | &nbsp;&nbsp;$5916.90 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;10.020% | &nbsp;&nbsp;$1274.98 | &nbsp;&nbsp;9.625% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;31.00% | &nbsp;&nbsp;31.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;4265 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.370% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;NJ | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;31146277 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11645 | &nbsp;&nbsp;$15923.02 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.677% | &nbsp;&nbsp;$2353.51 | &nbsp;&nbsp;7.250% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;33.53% | &nbsp;&nbsp;33.53% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;11645 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.370% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;Work Visa |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;80186797 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$3081.54 | &nbsp;&nbsp;7.875% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.930 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Foreign National | &nbsp;&nbsp;Foreign National | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;32417084 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1713.31 | &nbsp;&nbsp;8.125% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A \|\| Co Borrower - N/A | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.020 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Passport | &nbsp;&nbsp;Patriot Act - Borrower Documentation | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Passport | &nbsp;&nbsp;Patriot Act - Borrower Documentation | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;17489594 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6907 | &nbsp;&nbsp;$9046.56 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;9.945% | &nbsp;&nbsp;$1362.41 | &nbsp;&nbsp;9.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;34.57% | &nbsp;&nbsp;34.57% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;6907 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.780% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;67475258 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7210 | &nbsp;&nbsp;$8598.86 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;8.454% | &nbsp;&nbsp;$1335.45 | &nbsp;&nbsp;8.000% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;24.95% | &nbsp;&nbsp;24.95% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - CPA Letter Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified \|\| Co Borrower | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;7210 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.880% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;Yes - ITIN Letter/Certificate | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;Yes - ITIN Letter/Certificate | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;45164642 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;22995 | &nbsp;&nbsp;$28637.76 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.599% | &nbsp;&nbsp;$7493.83 | &nbsp;&nbsp;7.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;49.89% | &nbsp;&nbsp;49.89% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;50.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;22995 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.880% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;63963711 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7295 | &nbsp;&nbsp;$9492.22 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.950% | &nbsp;&nbsp;$2865.65 | &nbsp;&nbsp;7.750% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;personal | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Asset Utilization |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;7295 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.880% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;Work Visa |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal Use |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;Work Visa |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;51860091 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;26295 | &nbsp;&nbsp;$45661.67 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;8.534% | &nbsp;&nbsp;$16104.54 | &nbsp;&nbsp;8.500% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;48.47% | &nbsp;&nbsp;48.47% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;26295 |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;30 | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;36294232 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1864.15 | &nbsp;&nbsp;7.875% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% |  |  |  | &nbsp;&nbsp;Borrower - N/A \|\| Co Borrower - N/A | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.950 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;I-551 Stamp and Passport |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;I-551 Stamp and Passport |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;70309920 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1329.26 | &nbsp;&nbsp;6.990% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A - 2 YRS Executed 4506T Verified, Lease Agreements Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;2.100 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;74359386 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;10220 | &nbsp;&nbsp;$12649.12 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;10.570% | &nbsp;&nbsp;$2638.30 | &nbsp;&nbsp;10.125% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;43.22% | &nbsp;&nbsp;43.22% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;13 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;10220 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.580% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;31 | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;43967750 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$2366.49 | &nbsp;&nbsp;8.250% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.910 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;93485658 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;30025 | &nbsp;&nbsp;$31933.39 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;9.497% | &nbsp;&nbsp;$11723.12 | &nbsp;&nbsp;9.250% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;17.50% | &nbsp;&nbsp;17.50% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;99.00% |  |  | &nbsp;&nbsp;Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - 3 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;30025 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.610% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;48 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;GA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;42895521 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$5226.63 | &nbsp;&nbsp;7.500% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.230 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;NC | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;97552646 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;35550 | &nbsp;&nbsp;$48675.08 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;10.191% | &nbsp;&nbsp;$9055.49 | &nbsp;&nbsp;9.750% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;38.88% | &nbsp;&nbsp;38.88% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESCorp - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;35550 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.610% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;WA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;28010923 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1049.28 | &nbsp;&nbsp;8.000% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% |  |  |  | &nbsp;&nbsp;Borrower - N/A | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.920 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;MO | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;18173888 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;13825 | &nbsp;&nbsp;$18149.81 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;8.025% | &nbsp;&nbsp;$3897.28 | &nbsp;&nbsp;7.750% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;7.24% | &nbsp;&nbsp;7.24% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;13825 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.780% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Other | &nbsp;&nbsp;USA Patriot Act | &nbsp;&nbsp;NJ | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;30553764 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$823.80 | &nbsp;&nbsp;9.125% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% |  |  |  | &nbsp;&nbsp;Borrower - N/A | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.250 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;32626717 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$836.01 | &nbsp;&nbsp;9.125% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.310 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;88033512 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1447.53 | &nbsp;&nbsp;8.750% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.060 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;13293558 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1096.48 | &nbsp;&nbsp;7.125% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% |  |  |  | &nbsp;&nbsp;Borrower - N/A | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.910 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;WI | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;85837320 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;31440 | &nbsp;&nbsp;$36158.89 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.498% | &nbsp;&nbsp;$8868.29 | &nbsp;&nbsp;7.250% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;32.06% | &nbsp;&nbsp;32.06% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;7523.00% |  |  | &nbsp;&nbsp;Borrower - CPA Letter Verified, Business Bank Statements Verified \|\| Co Borrower | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;31440 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.370% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;48 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;AZ | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;67451483 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1930.49 | &nbsp;&nbsp;8.125% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% |  |  |  | &nbsp;&nbsp;Borrower - N/A | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.360 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;84383756 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;8577 | &nbsp;&nbsp;$13042.94 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;10.283% | &nbsp;&nbsp;$5369.71 | &nbsp;&nbsp;10.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;37.21% | &nbsp;&nbsp;37.21% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;7 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;8577 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.580% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;32 | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;33932538 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1542.95 | &nbsp;&nbsp;8.375% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;24.48% | &nbsp;&nbsp;24.48% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;HI | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;HI | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;40946939 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1486.39 | &nbsp;&nbsp;7.875% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.090 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;Permanent Non-US Citizen | &nbsp;&nbsp;Yes - ITIN Letter/Certificate | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;I-551 Stamp and Passport |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;Permanent Non-US Citizen | &nbsp;&nbsp;Yes - ITIN Letter/Certificate | &nbsp;&nbsp;Standard Driver's License - Not for federal Use |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;I-551 Stamp and Passport |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;95251945 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7875 | &nbsp;&nbsp;$10405.20 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;8.035% | &nbsp;&nbsp;$2357.00 | &nbsp;&nbsp;7.750% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;11.87% | &nbsp;&nbsp;11.87% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;7875 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.610% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;Yes - ITIN Letter/Certificate | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;21419248 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;14645 | &nbsp;&nbsp;$18809.72 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.263% | &nbsp;&nbsp;$2923.33 | &nbsp;&nbsp;6.875% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;44.20% | &nbsp;&nbsp;44.20% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;14645 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.370% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;64927266 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7383.25 | &nbsp;&nbsp;$20052.36 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;9.402% | &nbsp;&nbsp;$2830.63 | &nbsp;&nbsp;9.125% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;49.43% | &nbsp;&nbsp;49.43% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;50.00% |  |  | &nbsp;&nbsp;Borrower - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;7383.25 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.370% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;Yes - ITIN Letter/Certificate | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;Unknown | &nbsp;&nbsp;Foreign National | &nbsp;&nbsp;Yes - ITIN Letter/Certificate | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;24151394 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;2945 | &nbsp;&nbsp;$9978.88 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.896% | &nbsp;&nbsp;$2005.95 | &nbsp;&nbsp;7.750% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;49.57% | &nbsp;&nbsp;49.57% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;2945 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.610% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;Yes - ITIN Card | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;Employment Authorization Document (I-821D) |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;96320563 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;14640 | &nbsp;&nbsp;$18510.51 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;10.655% | &nbsp;&nbsp;$5862.51 | &nbsp;&nbsp;10.375% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;50.06% | &nbsp;&nbsp;50.06% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - CPA Letter Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Personal Bank Statements Verified \|\| Co Borrower | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement | &nbsp;&nbsp;7 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;3 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;14640 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.610% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;MI | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;MI | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;44853275 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$1263.75 | &nbsp;&nbsp;7.750% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.320 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;PA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal Use |  | &nbsp;&nbsp;PA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;97191616 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$2919.94 | &nbsp;&nbsp;10.375% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;46.85% | &nbsp;&nbsp;46.85% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;NV | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;73518977 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;14280 | &nbsp;&nbsp;$16041.72 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;9.876% | &nbsp;&nbsp;$2919.44 | &nbsp;&nbsp;9.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;47.44% | &nbsp;&nbsp;47.44% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESCorp - Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;14280 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.610% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;OK | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;45404200 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;5290 | &nbsp;&nbsp;$6810.83 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;8.730% | &nbsp;&nbsp;$1051.77 | &nbsp;&nbsp;8.250% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;49.93% | &nbsp;&nbsp;49.93% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - Written VOE Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;5290 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.180% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen | &nbsp;&nbsp;Yes - ITIN Letter/Certificate | &nbsp;&nbsp;Passport |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;57726474 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7078.75 | &nbsp;&nbsp;$8704.45 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;8.095% | &nbsp;&nbsp;$1657.42 | &nbsp;&nbsp;7.750% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;4 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;50.48% | &nbsp;&nbsp;50.48% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESCorp - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;7078.75 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.180% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Non Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Non-US Citizen |  | &nbsp;&nbsp;Consular Card |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;54242964 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;6779.38 | &nbsp;&nbsp;$10777.07 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;9.179% | &nbsp;&nbsp;$3569.81 | &nbsp;&nbsp;9.125% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;26.01% | &nbsp;&nbsp;26.01% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;6779.38 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.370% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Other | &nbsp;&nbsp;Passport Card | &nbsp;&nbsp;N/A | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Other | &nbsp;&nbsp;USA Patriot Act Customer Identification Verification | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;51077929 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Not Tested |  | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;$823.80 | &nbsp;&nbsp;9.125% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - N/A - 2 YRS Executed 4506T Verified, Lease Agreements Verified | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.320 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Real ID Driver's License |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;89850512 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11945 | &nbsp;&nbsp;$14812.07 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.996% | &nbsp;&nbsp;$3814.90 | &nbsp;&nbsp;7.750% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;38.12% | &nbsp;&nbsp;38.12% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement | &nbsp;&nbsp;7 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;11945 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.370% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Standard Driver's License - Not for federal use |  | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;43553201 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$16029.79 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.154% | &nbsp;&nbsp;$5332.35 | &nbsp;&nbsp;6.126% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;21.95% | &nbsp;&nbsp;21.95% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership - CPA Letter Verified, 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;14457.5 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;2.920% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;95455022 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11403 | &nbsp;&nbsp;$12346.58 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.382% | &nbsp;&nbsp;$2846.67 | &nbsp;&nbsp;4.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;20.07% | &nbsp;&nbsp;20.07% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;11403 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;2.930% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;29589526 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;13546.25 | &nbsp;&nbsp;$14738.91 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.586% | &nbsp;&nbsp;$2632.19 | &nbsp;&nbsp;6.250% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;34.33% | &nbsp;&nbsp;34.33% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;13 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;13546.25 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.140% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;10870076 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$8137.29 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.586% | &nbsp;&nbsp;$3538.78 | &nbsp;&nbsp;4.499% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Other - Lease Agreements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.170 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;72512352 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;10076.25 | &nbsp;&nbsp;$11215.31 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.664% | &nbsp;&nbsp;$1685.09 | &nbsp;&nbsp;4.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;40.31% | &nbsp;&nbsp;40.31% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 12 Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;10076.25 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.030% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;18671695 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;8592.5 | &nbsp;&nbsp;$11540.82 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.342% | &nbsp;&nbsp;$2956.03 | &nbsp;&nbsp;6.125% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;44.13% | &nbsp;&nbsp;44.13% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;100.00% |  | &nbsp;&nbsp;Borrower Prepared | &nbsp;&nbsp;Borrower - Wage - YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 6 Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;7 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;10 | &nbsp;&nbsp;2 | &nbsp;&nbsp;3 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;8592.5 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;2.920% |  | &nbsp;&nbsp;2 |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;82027415 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7857 | &nbsp;&nbsp;$9256.04 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.325% | &nbsp;&nbsp;$1903.95 | &nbsp;&nbsp;4.125% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;NV | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;46.38% | &nbsp;&nbsp;46.38% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - SSI and Disability - Award Letter Verified \|\| Co Borrower - SSI and Disability - Award Letter Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;7857 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.200% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;26085199 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7925 | &nbsp;&nbsp;$10576.74 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.574% | &nbsp;&nbsp;$988.57 | &nbsp;&nbsp;4.124% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;21.03% | &nbsp;&nbsp;21.03% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;50.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;7925 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.140% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;66297867 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11666.38 | &nbsp;&nbsp;$13105.73 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.398% | &nbsp;&nbsp;$2800.78 | &nbsp;&nbsp;6.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;36.37% | &nbsp;&nbsp;36.37% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SECorporation - 12 Business Bank Statements Verified, Lease Agreements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;11666.38 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;29619668 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7410.25 | &nbsp;&nbsp;$8068.72 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.425% | &nbsp;&nbsp;$1077.38 | &nbsp;&nbsp;4.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;40.92% | &nbsp;&nbsp;40.92% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;7410.25 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;83914938 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;8795 | &nbsp;&nbsp;$11920.63 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.300% | &nbsp;&nbsp;$3689.55 | &nbsp;&nbsp;4.250% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;25.75% | &nbsp;&nbsp;25.75% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - 12 Personal Bank Statements Verified \|\| Co Borrower | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;8795 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;2.910% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;20467147 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;8000 | &nbsp;&nbsp;$9032.22 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.471% | &nbsp;&nbsp;$3994.28 | &nbsp;&nbsp;4.375% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Self-Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;39.15% | &nbsp;&nbsp;39.15% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;50.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership, SESoleProprietor - CPA Letter Verified, 12 Business Bank Statements Verified, Lease Agreements Verified \|\| Co Borrower - SEPartnership, SESoleProprietor - CPA Letter Verified, 12 Business Bank Statements Verified, Lease Agreements Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;8000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.030% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;18926570 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7180 | &nbsp;&nbsp;$7798.50 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.418% | &nbsp;&nbsp;$1948.08 | &nbsp;&nbsp;4.250% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;49.23% | &nbsp;&nbsp;49.23% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESCorp - CPA Letter Verified, 12 Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;7180 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.040% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;49633301 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11615 | &nbsp;&nbsp;$14618.12 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.620% | &nbsp;&nbsp;$2576.31 | &nbsp;&nbsp;4.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;14.89% | &nbsp;&nbsp;14.89% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SECorporation - CPA Letter Verified, 12 Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;11615 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.030% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;12306201 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;13663 | &nbsp;&nbsp;$18031.05 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.589% | &nbsp;&nbsp;$3908.71 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;18.66% | &nbsp;&nbsp;18.66% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Other - 24 Months Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;13663 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;63862169 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;14630 | &nbsp;&nbsp;$16423.62 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.567% | &nbsp;&nbsp;$2186.67 | &nbsp;&nbsp;4.250% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;KS | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;29.11% | &nbsp;&nbsp;29.11% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;7 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;14630 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.030% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;58757578 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$6891.35 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.460% | &nbsp;&nbsp;$1370.54 | &nbsp;&nbsp;4.250% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Other | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.140 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;83928220 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;6811.5 | &nbsp;&nbsp;$8927.38 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.827% | &nbsp;&nbsp;$1016.41 | &nbsp;&nbsp;4.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;32.42% | &nbsp;&nbsp;32.42% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified | &nbsp;&nbsp;Borrower - 2 YRS Personal Tax Returns Verified | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;6811.5 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;28526818 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;20121.25 | &nbsp;&nbsp;$24552.98 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.428% | &nbsp;&nbsp;$5749.55 | &nbsp;&nbsp;4.250% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;45.80% | &nbsp;&nbsp;45.80% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Wage, Other REO Net Rental Income(Loss) - Separation Agreement Verified, 12 Business Bank Statements Verified, Lease Agreements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;20121.25 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;84759703 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;6045 | &nbsp;&nbsp;$8838.00 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.863% | &nbsp;&nbsp;$1422.15 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;40.75% | &nbsp;&nbsp;40.75% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 12 Personal Bank Statements Verified, Lease Agreements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;6045 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;71937522 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;8420 | &nbsp;&nbsp;$9352.00 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.391% | &nbsp;&nbsp;$1381.25 | &nbsp;&nbsp;4.125% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Self-Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;33.74% | &nbsp;&nbsp;33.74% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) \|\| Co Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Written VOE Verified, 12 Business Bank Statements Verified, Lease Agreements Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;8420 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;34117170 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;10958 | &nbsp;&nbsp;$12741.54 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.551% | &nbsp;&nbsp;$2895.82 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;38.00% | &nbsp;&nbsp;38.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;97.00% |  |  | &nbsp;&nbsp;Borrower - SESCorp - CPA Letter Verified, 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;17 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;10958 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.510% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;47888211 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11331 | &nbsp;&nbsp;$12457.51 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.524% | &nbsp;&nbsp;$1818.21 | &nbsp;&nbsp;4.250% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;44.34% | &nbsp;&nbsp;44.34% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - CPA Letter Verified, Personal Bank Statements Verified \|\| Co Borrower - Personal Bank Statements Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;11331 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.610% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;28421632 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;6107.5 | &nbsp;&nbsp;$7587.44 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.669% | &nbsp;&nbsp;$757.59 | &nbsp;&nbsp;4.250% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;31.13% | &nbsp;&nbsp;31.13% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - Written VOE Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;6107.5 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.610% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;36081082 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$0.00 |  | &nbsp;&nbsp;0.067% | &nbsp;&nbsp;$1091.66 | &nbsp;&nbsp;6.374% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.490 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;39558222 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11977.07 | &nbsp;&nbsp;$14923.02 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.469% | &nbsp;&nbsp;$2257.58 | &nbsp;&nbsp;6.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;40.22% | &nbsp;&nbsp;40.22% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Lease Agreements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;11977.07 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.760% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;39671677 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;12942.13 | &nbsp;&nbsp;$15484.84 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.692% | &nbsp;&nbsp;$4206.73 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;17.76% | &nbsp;&nbsp;17.76% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;12942.13 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.760% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;62440595 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;6690 | &nbsp;&nbsp;$8368.50 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.715% | &nbsp;&nbsp;$1197.83 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;44.28% | &nbsp;&nbsp;44.28% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;90.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;6690 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.920% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;17087709 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;8607 | &nbsp;&nbsp;$9940.64 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.362% | &nbsp;&nbsp;$2221.42 | &nbsp;&nbsp;6.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;23.64% | &nbsp;&nbsp;23.64% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;8607 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.960% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;73066292 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;14795 | &nbsp;&nbsp;$17415.63 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.286% | &nbsp;&nbsp;$5468.49 | &nbsp;&nbsp;6.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;31.58% | &nbsp;&nbsp;31.58% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;14795 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.920% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;12909128 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;34527.5 | &nbsp;&nbsp;$39298.28 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.819% | &nbsp;&nbsp;$4912.98 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Self-Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;47.98% | &nbsp;&nbsp;47.98% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Business Bank Statements Verified, Lease Agreements Verified \|\| Co Borrower - Business Bank Statements Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;34527.5 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.230% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;23042820 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;5166.88 | &nbsp;&nbsp;$7815.58 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.545% | &nbsp;&nbsp;$1362.27 | &nbsp;&nbsp;6.250% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;16.83% | &nbsp;&nbsp;16.83% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;5166.88 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.230% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;54183968 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;21397 | &nbsp;&nbsp;$23726.85 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.932% | &nbsp;&nbsp;$3337.32 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;1.09% | &nbsp;&nbsp;1.09% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - Written VOE Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - 3 YRS Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;21397 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.490% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;85361036 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;17445 | &nbsp;&nbsp;$23049.92 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.617% | &nbsp;&nbsp;$5037.75 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;47.96% | &nbsp;&nbsp;47.96% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;17445 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.070% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;38139599 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;19540 | &nbsp;&nbsp;$23547.67 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.583% | &nbsp;&nbsp;$3663.52 | &nbsp;&nbsp;6.250% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;26.11% | &nbsp;&nbsp;26.11% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower | &nbsp;&nbsp;Borrower - Executed 4506T Verified \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;19540 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.740% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;22058484 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;10532 | &nbsp;&nbsp;$12188.27 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.855% | &nbsp;&nbsp;$1946.14 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Not Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Asset Utilization |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;10532 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.070% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;2 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;99344935 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;12295 | &nbsp;&nbsp;$16548.89 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.624% | &nbsp;&nbsp;$6952.75 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;33.60% | &nbsp;&nbsp;33.60% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower | &nbsp;&nbsp;Borrower - Executed 4506T Verified \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;12295 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.170% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;70568506 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$0.00 |  | &nbsp;&nbsp;0.068% | &nbsp;&nbsp;$1637.66 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;23.96% | &nbsp;&nbsp;23.96% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;53518194 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7411.25 | &nbsp;&nbsp;$8814.51 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.406% | &nbsp;&nbsp;$2703.23 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;45.43% | &nbsp;&nbsp;45.43% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement | &nbsp;&nbsp;7 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;7411.25 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.830% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;27717467 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$0.00 |  | &nbsp;&nbsp;0.066% | &nbsp;&nbsp;$1820.36 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Personal Bank Statements Verified \|\| Co Borrower - Personal Bank Statements Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Debt Service Coverage Ratio |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1.100 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;26085688 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;12275 | &nbsp;&nbsp;$18435.47 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.630% | &nbsp;&nbsp;$3425.05 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;43.54% | &nbsp;&nbsp;43.54% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;12275 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.920% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;91304671 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;16805 | &nbsp;&nbsp;$21489.68 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.351% | &nbsp;&nbsp;$4712.02 | &nbsp;&nbsp;6.125% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;38.90% | &nbsp;&nbsp;38.90% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - CPA Letter Verified, Business Bank Statements Verified \|\| Co Borrower - CPA Letter Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;16805 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.830% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;42059357 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;10955 | &nbsp;&nbsp;$13052.92 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.736% | &nbsp;&nbsp;$2008.86 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Self-Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;19.28% | &nbsp;&nbsp;19.28% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;50.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership - Business Bank Statements Verified \|\| Co Borrower - SEPartnership - Business Bank Statements Verified | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;10955 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.760% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;57003515 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;8248 | &nbsp;&nbsp;$11910.34 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.742% | &nbsp;&nbsp;$1824.82 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;30.48% | &nbsp;&nbsp;30.48% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;8248 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.830% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;51910769 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;9035 | &nbsp;&nbsp;$14006.79 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.579% | &nbsp;&nbsp;$3468.72 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;32.06% | &nbsp;&nbsp;32.06% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;50.00% |  |  | &nbsp;&nbsp;Borrower - CPA Letter Verified, Business Bank Statements Verified \|\| Co Borrower | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;9035 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.740% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;42415667 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;28232 | &nbsp;&nbsp;$32203.11 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.343% | &nbsp;&nbsp;$7777.41 | &nbsp;&nbsp;6.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;39.30% | &nbsp;&nbsp;39.30% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;28232 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.490% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;50361969 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$11921.25 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.599% | &nbsp;&nbsp;$2854.20 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;30.77% | &nbsp;&nbsp;30.77% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;10445 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.920% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;22696950 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;4296.07 | &nbsp;&nbsp;$6309.33 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.007% | &nbsp;&nbsp;$577.08 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;FL | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;48.61% | &nbsp;&nbsp;48.61% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SECorporation - CPA Letter Verified, Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;4296.07 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.960% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;70274570 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$15868.68 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;$5849.31 | &nbsp;&nbsp;6.250% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;40.32% | &nbsp;&nbsp;40.32% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;11795 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.920% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;58328795 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;22195 | &nbsp;&nbsp;$24573.24 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.795% | &nbsp;&nbsp;$4803.72 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;26.35% | &nbsp;&nbsp;26.35% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;50.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership - CPA Letter Verified, null YTD Profit And Loss Verified, Executed 4506T Verified, Business Bank Statements Verified | &nbsp;&nbsp;Borrower - Executed 4506T Verified | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;22195 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.490% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;61367129 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;4915 | &nbsp;&nbsp;$5569.67 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.603% | &nbsp;&nbsp;$1450.50 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;23.34% | &nbsp;&nbsp;23.34% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;4915 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;5.350% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;71834431 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;4298 | &nbsp;&nbsp;$7463.42 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;7.067% | &nbsp;&nbsp;$624.49 | &nbsp;&nbsp;6.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;49.73% | &nbsp;&nbsp;49.73% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 1 Month Paystubs Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;4298 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.100% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;63133424 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;8296.25 | &nbsp;&nbsp;$20163.92 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.333% | &nbsp;&nbsp;$9237.02 | &nbsp;&nbsp;6.250% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Self-Employed |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;45.98% | &nbsp;&nbsp;45.98% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - CPA Letter Verified, 6 Business Bank Statements Verified \|\| Co Borrower | &nbsp;&nbsp;Borrower \|\| Co Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;8296.25 |  | &nbsp;&nbsp;0.000% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;46864584 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;23095.63 | &nbsp;&nbsp;$25961.86 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.807% | &nbsp;&nbsp;$2638.72 | &nbsp;&nbsp;4.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;26.58% | &nbsp;&nbsp;26.58% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;23095.63 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;62340642 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;37913.75 | &nbsp;&nbsp;$40929.69 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.626% | &nbsp;&nbsp;$4648.83 | &nbsp;&nbsp;4.250% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Other - 12 Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;37913.75 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;28132924 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;24904.43 | &nbsp;&nbsp;$27868.43 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.908% | &nbsp;&nbsp;$2685.43 | &nbsp;&nbsp;4.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;8.66% | &nbsp;&nbsp;8.68% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;70.00% |  |  | &nbsp;&nbsp;Borrower - SECorporation - CPA Letter Verified, 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;24904.43 |  | &nbsp;&nbsp;0.000% |  | &nbsp;&nbsp;1 |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;81464583 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$18000.83 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.538% | &nbsp;&nbsp;$2426.25 | &nbsp;&nbsp;4.250% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;40.72% | &nbsp;&nbsp;40.72% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;50.00% |  |  | &nbsp;&nbsp;Borrower - SEPartnership - CPA Letter Verified, 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;16091 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;77648545 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;6493.75 | &nbsp;&nbsp;$8327.58 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.615% | &nbsp;&nbsp;$1314.37 | &nbsp;&nbsp;4.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;11.28% | &nbsp;&nbsp;11.28% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified | &nbsp;&nbsp;Borrower - 2 YRS Personal Tax Returns Verified | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;6493.75 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.510% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;19814167 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11049.38 | &nbsp;&nbsp;$15467.58 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.466% | &nbsp;&nbsp;$5897.81 | &nbsp;&nbsp;4.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;47.44% | &nbsp;&nbsp;47.44% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SECorporation, Other REO Net Rental Income(Loss), Retirement - Award Letter Verified, 12 Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;11049.38 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;79033396 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;4220 | &nbsp;&nbsp;$5161.54 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.732% | &nbsp;&nbsp;$810.95 | &nbsp;&nbsp;6.374% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;39.06% | &nbsp;&nbsp;39.06% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;4220 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.160% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;91602995 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;7520 | &nbsp;&nbsp;$9833.02 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;4.491% | &nbsp;&nbsp;$3108.05 | &nbsp;&nbsp;4.375% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;14.08% | &nbsp;&nbsp;14.08% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - 12 Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;7520 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.510% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;32804464 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;27795 | &nbsp;&nbsp;$31480.58 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.147% | &nbsp;&nbsp;$6440.67 | &nbsp;&nbsp;6.125% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;44.11% | &nbsp;&nbsp;44.11% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 12 Personal Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;27795 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.170% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;31031682 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;11215 | &nbsp;&nbsp;$13105.42 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.733% | &nbsp;&nbsp;$3223.55 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;12.06% | &nbsp;&nbsp;12.06% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Business | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor - CPA Letter Verified, 12 Business Bank Statements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;11215 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.610% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;12 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;45916135 |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;6100 | &nbsp;&nbsp;$8757.40 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;6.674% | &nbsp;&nbsp;$1493.11 | &nbsp;&nbsp;6.499% | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Self-Employed | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;8 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;47.47% | &nbsp;&nbsp;47.47% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;100.00% |  | &nbsp;&nbsp;Borrower Prepared | &nbsp;&nbsp;Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified \|\| Co Borrower - SSI and Disability - Award Letter Verified \|\| Co Borrower 2 - SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified | &nbsp;&nbsp;Borrower - 2 YRS Personal Tax Returns Verified \|\| Co Borrower \|\| Co Borrower 2 - 2 YRS Personal Tax Returns Verified | &nbsp;&nbsp;Full Doc |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;6100 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;3.170% |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;27240993 |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$5121.46 | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;$658.93 | &nbsp;&nbsp;6.500% | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Self-Employed |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;TX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;15.14% | &nbsp;&nbsp;15.14% | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Personal | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;100.00% |  |  | &nbsp;&nbsp;Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 12 Personal Bank Statements Verified, Lease Agreements Verified | &nbsp;&nbsp;Borrower | &nbsp;&nbsp;12 Month Bank Statement |  |  |  | &nbsp;&nbsp;0 |  |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  |  | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;No | &nbsp;&nbsp;NA |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan ID** | &nbsp;&nbsp;**Principal and Interest** | &nbsp;&nbsp;**Monthly Taxes** | &nbsp;&nbsp;**Monthly Insurance** | &nbsp;&nbsp;**HOA** | &nbsp;&nbsp;**PITIA for DSCR** | &nbsp;&nbsp;**Lease in Place Flag** | &nbsp;&nbsp;**Actual in Place Rent** | &nbsp;&nbsp;**Third Party Market Rent** | &nbsp;&nbsp;**Rental Income Source** | &nbsp;&nbsp;**Rental income used for DSCR** | &nbsp;&nbsp;**DSCR Ratio** | &nbsp;&nbsp;**DSCR supplemental** | &nbsp;&nbsp;**Difference** |
| &nbsp;&nbsp;86081350 | &nbsp;&nbsp;$1916.76 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2210.27 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$2000.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0.90 | &nbsp;&nbsp;0.900 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;80887059 | &nbsp;&nbsp;$873.65 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1894.22 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$2370.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.25 | &nbsp;&nbsp;1.250 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;10870076 | &nbsp;&nbsp;$3538.78 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$5115.16 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$6000.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.17 | &nbsp;&nbsp;1.170 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;58757578 | &nbsp;&nbsp;$1370.54 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2147.85 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2650.00 | &nbsp;&nbsp;Lease | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.14 | &nbsp;&nbsp;1.14 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;27717467 | &nbsp;&nbsp;$1820.36 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2539.68 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$2800.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.10 | &nbsp;&nbsp;1.100 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;36081082 | &nbsp;&nbsp;$1091.66 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2117.81 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$3150.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.49 | &nbsp;&nbsp;1.490 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;16332615 | &nbsp;&nbsp;$935.80 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1274.71 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2225.00 | &nbsp;&nbsp;Lease | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.25 | &nbsp;&nbsp;1.250 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;61628565 | &nbsp;&nbsp;$2815.86 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$4091.40 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$3000.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.05 | &nbsp;&nbsp;1.05 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;12807411 | &nbsp;&nbsp;$1848.80 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1955.99 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2000.00 | &nbsp;&nbsp;Lease | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.02 | &nbsp;&nbsp;1.020 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;47921753 | &nbsp;&nbsp;$3899.14 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$5787.71 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$5350.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0.92 | &nbsp;&nbsp;0.92 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;60948118 | &nbsp;&nbsp;$1782.37 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2413.78 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$2000.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0.83 | &nbsp;&nbsp;0.830 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;36525286 | &nbsp;&nbsp;$9625.00 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$13388.59 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$13750.00 | &nbsp;&nbsp;Lease | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.01 | &nbsp;&nbsp;1.01 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;12521970 | &nbsp;&nbsp;$726.52 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1298.61 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$1524.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.17 | &nbsp;&nbsp;1.170 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;45775024 | &nbsp;&nbsp;$1106.13 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1467.04 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2200.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.50 | &nbsp;&nbsp;1.500 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;38898988 | &nbsp;&nbsp;$1837.20 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2575.06 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$2300.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0.89 | &nbsp;&nbsp;0.890 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;80186797 | &nbsp;&nbsp;$3081.54 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$4279.51 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$4000.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0.93 | &nbsp;&nbsp;0.930 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;32417084 | &nbsp;&nbsp;$1713.31 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2257.45 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$2300.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.02 | &nbsp;&nbsp;1.020 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;36294232 | &nbsp;&nbsp;$1864.15 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2723.74 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$2600.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0.95 | &nbsp;&nbsp;0.950 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;70309920 | &nbsp;&nbsp;$1330.47 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1931.23 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$4050.00 | &nbsp;&nbsp;Lease | &nbsp;&nbsp;XXX | &nbsp;&nbsp;2.10 | &nbsp;&nbsp;2.100 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;43967750 | &nbsp;&nbsp;$2366.49 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2857.45 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$2600.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0.91 | &nbsp;&nbsp;0.910 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;51077929 | &nbsp;&nbsp;$823.80 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1289.44 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1700.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.32 | &nbsp;&nbsp;1.320 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;42895521 | &nbsp;&nbsp;$4671.88 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$6786.82 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$8373.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.23 | &nbsp;&nbsp;1.23 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;28010923 | &nbsp;&nbsp;$1049.28 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1310.37 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1900.00 | &nbsp;&nbsp;Lease | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0.92 | &nbsp;&nbsp;0.920 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;30553764 | &nbsp;&nbsp;$823.80 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1357.22 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1700.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.25 | &nbsp;&nbsp;1.250 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;32626717 | &nbsp;&nbsp;$836.01 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1299.82 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$1700.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.31 | &nbsp;&nbsp;1.310 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;88033512 | &nbsp;&nbsp;$1447.53 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1698.04 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$1800.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.06 | &nbsp;&nbsp;1.060 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;13293558 | &nbsp;&nbsp;$1096.48 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1368.87 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$1250.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;0.91 | &nbsp;&nbsp;0.910 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;67451483 | &nbsp;&nbsp;$1760.42 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$2166.10 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$3500.00 | &nbsp;&nbsp;Lease | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.36 | &nbsp;&nbsp;1.36 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;40946939 | &nbsp;&nbsp;$1486.39 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1927.03 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$2100.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.09 | &nbsp;&nbsp;1.090 | &nbsp;&nbsp;0.00 |
| &nbsp;&nbsp;44853275 | &nbsp;&nbsp;$1263.75 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$1743.92 | &nbsp;&nbsp;No |  | &nbsp;&nbsp;$2300.00 | &nbsp;&nbsp;1007 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1.32 | &nbsp;&nbsp;1.320 | &nbsp;&nbsp;0.00 |

---

## Exhibit 99.1

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan ID** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Investor Loan ID** | &nbsp;&nbsp;**Queue** | &nbsp;&nbsp;**Finding Code** | &nbsp;&nbsp;**Date Created** | &nbsp;&nbsp;**Date Modified** | &nbsp;&nbsp;**Finding Status** | &nbsp;&nbsp;**Event Level** | &nbsp;&nbsp;**Finding Category** | &nbsp;&nbsp;**Finding Sub Category** | &nbsp;&nbsp;**Finding Name** | &nbsp;&nbsp;**Finding Comments** | &nbsp;&nbsp;**Seller Comments** | &nbsp;&nbsp;**Resolution Comments** | &nbsp;&nbsp;**Reviewer Comp Factor** | &nbsp;&nbsp;**Originator Comp Factors** | &nbsp;&nbsp;**Finding Documents** | &nbsp;&nbsp;**Originator QM Status** | &nbsp;&nbsp;**Final Reviewed QM Status** | &nbsp;&nbsp;**Loan Amount** | &nbsp;&nbsp;**Property State** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Refinance Purpose** | &nbsp;&nbsp;**Acknowledged / WaivedBy** | &nbsp;&nbsp;**Waiver in File?** |
| &nbsp;&nbsp;86081350 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;45349687 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2021-12-21 16:49 | &nbsp;&nbsp;2021-12-27 15:16 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Received desk review showing value of $XXX and variance of 0.0%. - Due Diligence Vendor-12/27/2021 <br> Ready for Review-Canopy valuation process - to order product. - Seller-12/21/2021 <br> Open-AVM not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-12/21/2021 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-12/21/2021<br>| &nbsp;&nbsp;Resolved-Received desk review showing value of $XXX and variance of 0.0%. - Due Diligence Vendor-12/27/2021 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;96333854 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;80887059 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;47585276 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;55626724 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;98293107 |  | &nbsp;&nbsp; &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1316 | &nbsp;&nbsp;2022-06-08 18:16 | &nbsp;&nbsp;2022-07-15 14:02 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Employment | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-07/15/2022 <br> Rescinded-Agree with response- guidelines do not require verification of business within a given timeframe and therefore CPA letter meets requirement as validation of historical and ongoing nature provided. - Due Diligence Vendor-06/09/2022 <br> Ready for Review-Please review UW comments : The proof of S/E also takes the place of any VOE since that would be completed by the borrower themselves, XXX uses the bank statements with income as an indicator that the business is still thriving and generating income. <br>Thank you. - Seller-06/08/2022 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-06/06/2022 | &nbsp;&nbsp;Ready for Review-Please review UW comments : The proof of S/E also takes the place of any VOE since that would be completed by the borrower themselves, XXX uses the bank statements with income as an indicator that the business is still thriving and generating income. <br>Thank you. - Seller-06/08/2022 | &nbsp;&nbsp;Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-07/15/2022 <br>Rescinded-Agree with response- guidelines do not require verification of business within a given timeframe and therefore CPA letter meets requirement as validation of historical and ongoing nature provided. - Due Diligence Vendor-06/09/2022<br>| &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 72.66 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 6.88% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;16332615 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-06-08 14:12 | &nbsp;&nbsp;2022-06-15 10:39 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value $XXX or 0 % variance . finding resolved - Due Diligence Vendor-06/15/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-06/08/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-06/06/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-06/08/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value $XXX or 0 % variance . finding resolved - Due Diligence Vendor-06/15/2022 |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;61628565 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-06-08 14:11 | &nbsp;&nbsp;2022-06-14 10:36 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value $XXX or 0% varince . finding resolved - Due Diligence Vendor-06/14/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-06/08/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-06/06/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-06/08/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value $XXX or 0% varince . finding resolved - Due Diligence Vendor-06/14/2022 |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;12807411 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-06-09 11:50 | &nbsp;&nbsp;2022-06-10 13:58 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value$ XXXX or 0% variance . finding resolved - Due Diligence Vendor-06/10/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-06/09/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-06/07/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-06/09/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value$ XXX or 0% variance . finding resolved - Due Diligence Vendor-06/10/2022 | &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 137.83 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;65420819 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-08 20:15 | &nbsp;&nbsp;2022-08-11 20:01 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value $ XXX or 0 % variance .finding resolved - Due Diligence Vendor-08/12/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/09/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/09/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/09/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/09/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value $XXX or 0 % variance .finding resolved - Due Diligence Vendor-08/12/2022 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;47921753 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCOM1224 | &nbsp;&nbsp;2022-08-08 17:50 | &nbsp;&nbsp;2022-08-15 16:32 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Missing Doc - Closing Package | &nbsp;&nbsp;Condo Rider is Missing | &nbsp;&nbsp;Resolved-received DOT and Riders - Due Diligence Vendor-08/15/2022 <br>Ready for Review-Document Uploaded. Please review closing package for Rider and DOT - thank you. - Seller-08/15/2022 <br>Open-Condo Rider is Missing - Due Diligence Vendor-08/08/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review closing package for Rider and DOT - thank you. - Seller-08/15/2022<br>| &nbsp;&nbsp;Resolved-received DOT and Riders - Due Diligence Vendor-08/15/2022<br>| &nbsp;&nbsp;Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals null |  | &nbsp;&nbsp;XXX Lender Pkg XXX_0001.pdf | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;47921753 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCOM1220 | &nbsp;&nbsp;2022-08-08 17:35 | &nbsp;&nbsp;2022-08-15 16:30 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Missing Doc - Closing Package | &nbsp;&nbsp;The Deed of Trust is Missing | &nbsp;&nbsp;Resolved-The Deed of Trust is Present - Due Diligence Vendor-08/15/2022 <br>Ready for Review-Please review closing package for Rider and DOT - thank you. - Seller-08/15/2022 <br>Open-The Deed of Trust is Missing - Due Diligence Vendor-08/08/2022 | &nbsp;&nbsp;Ready for Review-Please review closing package for Rider and DOT - thank you. - Seller-08/15/2022<br>| &nbsp;&nbsp;Resolved-The Deed of Trust is Present - Due Diligence Vendor-08/15/2022<br>| &nbsp;&nbsp;Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals null |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;60948118 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1467 | &nbsp;&nbsp;2022-08-09 20:32 | &nbsp;&nbsp;2022-08-12 08:09 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Assets | &nbsp;&nbsp;Asset 1 Missing | &nbsp;&nbsp;Acknowledged-As per Investor's Credit Memo dated XXX, full validation of cash to close for DSCR transactions is not required if LTV <70%, which subject transaction meets, therefore additional documentation not required. - Due Diligence Vendor-08/12/2022 <br> Ready for Review-Please review comments from UW: Per Credit Memo from XXX dated XXX, on DSCR loans proof of funds is not required at LTV's of 70% and less as well as $100K or less at any LTV. . Thank you. - Seller-08/11/2022 <br> Open-Asset 1 Missing Missing borrower's bank statements for the most recent XXX bank statement ending account #XXX Balance $XXX OR•A VOD reflecting a current and average balance for the most recent two (2) months - Due Diligence Vendor-08/10/2022 | &nbsp;&nbsp;Ready for Review-Please review comments from UW: Per Credit Memo from XXX dated XXX, on DSCR loans proof of funds is not required at LTV's of 70% and less as well as $XXX or less at any LTV. . Thank you. - Seller-08/11/2022 | &nbsp;&nbsp;Acknowledged-As per Investor's Credit Memo dated XXX, full validation of cash to close for DSCR transactions is not required if LTV <70%, which subject transaction meets, therefore additional documentation not required. - Due Diligence Vendor-08/12/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 70% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More<br>Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of 722 is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;Originator Pre-Close | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;52755284 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-10 10:01 | &nbsp;&nbsp;2022-08-16 13:54 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or -4.1% variance. finding resolved - Due Diligence Vendor-08/16/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/10/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/10/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/10/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/10/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or -4.1% variance. finding resolved - Due Diligence Vendor-08/16/2022 | &nbsp;&nbsp;Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.07% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 26 Years<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 75% Is Below the Guideline Maximum Of 85% By Ten Percent (10%) or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.50 Years |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;36525286 |  | &nbsp;&nbsp; &nbsp;&nbsp;C &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-10 10:02 | &nbsp;&nbsp;2022-08-15 11:21 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $XXX or 0 % variance . finding resolved - Due Diligence Vendor-08/15/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/10/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/10/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/10/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/10/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0 % variance . finding resolved - Due Diligence Vendor-08/15/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 60% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;36525286 |  | &nbsp;&nbsp; &nbsp;&nbsp;C &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1197 | &nbsp;&nbsp;2022-08-10 07:26 | &nbsp;&nbsp;2022-08-12 08:46 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Eligibility | &nbsp;&nbsp;Audited FICO is less than Guideline FICO | &nbsp;&nbsp;Acknowledged-As per Investor's Credit Memo dated XXX, the highest median score for each borrower may be used on DSCR transactions, therefore additional documentation not required and Credit Grade is accurate. - Due Diligence Vendor-08/12/2022 <br> Ready for Review-Please review UW comments: Per credit memo on XXX, XXX will grade DSCR loans based on the highest FICO of the borrowers on the loan. Thank you. - Seller-08/11/2022 <br> Open-Audited FICO of XXX is less than Guideline FICO of XXX UW approval reflects approved as AAA, which requires a minimum fico of XXX. - Due Diligence Vendor-08/10/2022 | &nbsp;&nbsp;Ready for Review-Please review UW comments: Per credit memo on XXX, Acra will grade DSCR loans based on the highest FICO of the borrowers on the loan. Thank you. - Seller-08/11/2022 | &nbsp;&nbsp;Acknowledged-As per Investor's Credit Memo datedXXX, the highest median score for each borrower may be used on DSCR transactions, therefore additional documentation not required and Credit Grade is accurate. - Due Diligence Vendor-08/12/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 60% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;Originator Pre-Close | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;28454018 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;12521970 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;45775024 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-11 08:56 | &nbsp;&nbsp;2022-08-16 14:26 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value $ XXX or 0 % variance. finding resolved - Due Diligence Vendor-08/16/2022 <br> Ready for Review-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/11/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/11/2022 <br> Open-3rd party product missing from loan file. - Due Diligence Vendor-08/11/2022 | &nbsp;&nbsp;Ready for Review-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/11/2022 <br>Ready for Review-Canopy valuation process - to order product. - Seller-08/11/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value $ XXX or 0 % variance. finding resolved - Due Diligence Vendor-08/16/2022 |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;31237689 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE7497 | &nbsp;&nbsp;2022-08-12 08:29 | &nbsp;&nbsp;2022-08-17 09:38 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;Resolved-Confirmed per details provided no indication of insurance payment liability, and ratios remain in line even if an estimated amount were included. Income verified per lease agreement in original submission. Item considered resolved. - Due Diligence Vendor-08/17/2022 <br> Ready for Review-Document Uploaded. Please review comments from UW: XXX provided shows SFR so no HOA dues. Per uploaded LOE borrower unable to claim on Sch C due to litigation with ex-partner but 12003 not claiming any insurance, only that taxes included in payment. Borrower may not have elected to carry insurance or is having the renter provide hazard insurance. So long as it is not the subject property, borrower can elect to have alternative coverage or no coverage as they see fit. Thank you. - Seller-08/16/2022 <br> Open-Please provide verification of insurance and HOA dues (if applicable) for investment property on XXX - Due Diligence Vendor-08/12/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review comments from UW: XXX provided shows SFR so no HOA dues. Per uploaded LOE borrower unable to claim on Sch C due to litigation with ex-partner but 12003 not claiming any insurance, only that taxes included in payment. Borrower may not have elected to carry insurance or is having the renter provide hazard insurance. So long as it is not the subject property, borrower can elect to have alternative coverage or no coverage as they see fit. Thank you. - Seller-08/16/2022 | &nbsp;&nbsp;Resolved-Confirmed per details provided no indication of insurance payment liability, and ratios remain in line even if an estimated amount were included. Income verified per lease agreement in original submission. Item considered resolved. - Due Diligence Vendor-08/17/2022<br>| &nbsp;&nbsp;Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of XXX is Greater Than The Guideline Minimum Of XXX By Twenty (20) or More Points<br> Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 60% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.83% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years |  | &nbsp;&nbsp;XXX Borrower Letter of Explanation1.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;31237689 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE2052 | &nbsp;&nbsp;2022-08-10 21:19 | &nbsp;&nbsp;2022-08-12 08:28 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;Tax Cert is missing | &nbsp;&nbsp;Resolved-Confirmed ratios remain in line when including tax amount separate. Still pending verification of insurance payment for this property, however. - Due Diligence Vendor-08/12/2022 <br> Ready for Review-Document Uploaded. Please review the XXX report - thank you. - Seller-08/11/2022 <br> Open-Missing for the investment property XXX or if escrow please provide VOR from XXX monthly payment $XXX - Due Diligence Vendor-08/11/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review the XXX report - thank you. - Seller-08/11/2022 | &nbsp;&nbsp;Resolved-Confirmed ratios remain in line when including tax amount separate. Still pending verification of insurance payment for this property, however. - Due Diligence Vendor-08/12/2022<br>| &nbsp;&nbsp;Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of XXX is Greater Than The Guideline Minimum Of XXX By Twenty (20) or More Points<br> Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 60% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.83% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years |  | &nbsp;&nbsp;XXX.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;43430449 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;LA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;24965329 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;38189269 |  | &nbsp;&nbsp; &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-11 13:24 | &nbsp;&nbsp;2022-09-01 10:44 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Document Uploaded. CDA is good - Due Diligence Vendor-09/01/2022 <br>Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/11/2022 |  | &nbsp;&nbsp;Resolved-Document Uploaded. CDA is good - Due Diligence Vendor-09/01/2022<br>| &nbsp;&nbsp;Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.99% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of XXX is Greater Than The Guideline Minimum Of XXX By Twenty (20) or More Points<br> Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 60% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 22 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 22 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 22 Years |  | &nbsp;&nbsp;XXX_RDA.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;38898988 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-12 10:50 | &nbsp;&nbsp;2022-08-17 09:45 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0 % variance. finding resolved - Due Diligence Vendor-08/17/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/15/2022 <br> Open-Desk review ordered. Desk review missing - Due Diligence Vendor-08/12/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/15/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $XXX or 0 % variance. finding resolved - Due Diligence Vendor-08/17/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 70% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;60770648 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;31146277 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1316 | &nbsp;&nbsp;2022-08-12 06:24 | &nbsp;&nbsp;2022-08-16 02:18 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Employment | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;Resolved-Updated VOE dated within 10 days of closing provided at resubmission. - Due Diligence Vendor-08/16/2022 <br>Ready for Review-Document Uploaded. Please review primary borrower VOE - thank you. - Seller-08/15/2022 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing missing - Due Diligence Vendor-08/12/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review primary borrower VOE - thank you. - Seller-08/15/2022<br>| &nbsp;&nbsp;Resolved-Updated VOE dated within 10 days of closing provided at resubmission. - Due Diligence Vendor-08/16/2022<br>| &nbsp;&nbsp;Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.53% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 25.08 Years<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 49.29% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.25 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 16 Years |  | &nbsp;&nbsp;XXX Prim VOE.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;31146277 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1347 | &nbsp;&nbsp;2022-08-12 06:24 | &nbsp;&nbsp;2022-08-16 02:18 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Employment | &nbsp;&nbsp;Borrower 2 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;Resolved-Updated VOE dated within 10 days of closing provided at resubmission. - Due Diligence Vendor-08/16/2022 <br>Ready for Review-Document Uploaded. Please review co-borrower VOE - thank you. - Seller-08/15/2022 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing Missing - Due Diligence Vendor-08/12/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review co-borrower VOE - thank you. - Seller-08/15/2022<br>| &nbsp;&nbsp;Resolved-Updated VOE dated within 10 days of closing provided at resubmission. - Due Diligence Vendor-08/16/2022<br>| &nbsp;&nbsp;Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.53% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 25.08 Years<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 49.29% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.25 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 16 Years |  | &nbsp;&nbsp;XXX Co-bo VOE.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;80186797 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;32417084 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;17489594 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-12 14:55 | &nbsp;&nbsp;2022-08-17 09:58 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0 % variance finding resolved - Due Diligence Vendor-08/17/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/15/2022 <br> Open-Desk review missing. Desk review ordered. - Due Diligence Vendor-08/12/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/15/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0 % variance finding resolved - Due Diligence Vendor-08/17/2022 | &nbsp;&nbsp;Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.57% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.16 Years<br>Twenty-Four (24) Months Housing History Reviewed With No Late Payments - Twenty-Four (24) Months Housing History Reviewed With No Late Payments |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;17489594 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1242 | &nbsp;&nbsp;2022-08-12 13:56 | &nbsp;&nbsp;2022-08-17 09:50 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Appraisal | &nbsp;&nbsp;Appraisal is Missing | &nbsp;&nbsp;Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-08/17/2022 <br>Rescinded-Appraisal is Missing - Due Diligence Vendor-08/12/2022 |  | &nbsp;&nbsp;Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-08/17/2022 <br>Rescinded-Appraisal is Missing - Due Diligence Vendor-08/12/2022<br>| &nbsp;&nbsp;Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.57% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.16 Years<br>Twenty-Four (24) Months Housing History Reviewed With No Late Payments - Twenty-Four (24) Months Housing History Reviewed With No Late Payments |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;67475258 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1316 | &nbsp;&nbsp;2022-08-15 10:01 | &nbsp;&nbsp;2022-08-23 10:46 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Employment | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;Resolved-Validation of CPA licensure status now in evidence; item has been resolved. - Due Diligence Vendor-08/23/2022 <br> Ready for Review-Document Uploaded. Please review comments from UW: <br> Uploading IRS PTIN verification for the CPA for independent CPA validation. The continued flow of income to the borrower's account, personal or business, has been the standard at XXX for the last X years and is satisfactory to our guidelines, practices and Sr Management that the business continues to be viable. Thank you. - Seller-08/22/2022 <br> Counter-Agree that the Tax Preparer Letter is sufficient and is not required to be within 30 days per Section IX, Page XX of most current guidelines. However, letter provided does not contain the licensing details for the CPA and letterhead logo at the top does not appear to be of the same copy quality as the remainder of the page. Bank statement activity is not sufficient in this case as personal statements were used to qualify, not a business account. Please provide verification of the borrower's current business license status, or updated CPA letter with the preparer's license number and validation of authenticity. - Due Diligence Vendor-08/19/2022 <br> Ready for Review-Document Uploaded. Please review UW comments: Please review the CPA letter as proof of S/E. The proof of S/E also takes the place of any VOE since that would be completed by the borrower themselves, Acra uses the bank statements with income as an indicator that the business is still thriving and generating income. Thank you. - Seller-08/18/2022 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-08/15/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review comments from UW: <br> Uploading IRS PTIN verification for the CPA for independent CPA validation. The continued flow of income to the borrower's account, personal or business, has been the standard at XXX for the last 9 years and is satisfactory to our guidelines, practices and Sr Management that the business continues to be viable. Thank you. - Seller-08/22/2022 <br> Ready for Review-Document Uploaded. Please review UW comments: Please review the CPA letter as proof of S/E. The proof of S/E also takes the place of any VOE since that would be completed by the borrower themselves, Acra uses the bank statements with income as an indicator that the business is still thriving and generating income. Thank you. - Seller-08/18/2022 | &nbsp;&nbsp;Resolved-Validation of CPA licensure status now in evidence; item has been resolved. - Due Diligence Vendor-08/23/2022<br>| &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 65% Is Below the Guideline Maximum Of 85% By Ten Percent (10%) or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 24.95% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | &nbsp;&nbsp;XXX_CPA Letter.pdf<br> xxx CPA Verification.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;45164642 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-15 07:17 | &nbsp;&nbsp;2022-08-18 10:49 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $1,677,000 or 0 % variance .finding resolved - Due Diligence Vendor-08/18/2022 <br>Ready for Review-Canopy valuation process - to order product. - Seller-08/16/2022 <br>Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/15/2022 <br>Open- - Due Diligence Vendor-08/15/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/16/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0 % variance .finding resolved - Due Diligence Vendor-08/18/2022 | &nbsp;&nbsp;Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11 Years<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 64.7% Is Below the Guideline Maximum Of 75% By Ten Percent (10%) or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br>Twenty-Four (24) Months Housing History Reviewed With No Late Payments - Twenty-Four (24) Months Housing History Reviewed With No Late Payments |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;63963711 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1201 | &nbsp;&nbsp;2022-08-15 06:39 | &nbsp;&nbsp;2022-08-16 13:46 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Credit | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;Resolved-Third Party Fraud Report provided at resubmission. Flags indicates are for possible foreclosure which is well-seasoned and recent acquisition of subject which was noted in file. SSN trace provided confirms no discrepancy and no issue with recent issuance due to XXX status. No additional documnetation needed. - Due Diligence Vendor-08/16/2022 <br> Ready for Review-Document Uploaded. Please review the fraud report - I believe I sent this yesterday too but status seems t have reverted back.. Thanks. - Seller-08/16/2022 <br> Open-Missing Third Party Fraud Report Not present in the file - Due Diligence Vendor-08/15/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review the fraud report - I believe I sent this yesterday too but status seems t have reverted back.. Thanks. - Seller-08/16/2022<br>| &nbsp;&nbsp;Resolved-Third Party Fraud Report provided at resubmission. Flags indicates are for possible foreclosure which is well-seasoned and recent acquisition of subject which was noted in file. SSN trace provided confirms no discrepancy and no issue with recent issuance due to XXX status. No additional documnetation needed. - Due Diligence Vendor-08/16/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 24.69% Is Below the Guideline Maximum Of 70% By Ten Percent (10%) or More |  | &nbsp;&nbsp;XXX Fraud Reporting.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;63963711 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1491 | &nbsp;&nbsp;2022-08-16 13:42 | &nbsp;&nbsp;2022-08-16 13:42 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow for use of foreign assets under ATR-In-Full program, vs. converting to a U.S. account prior to settlement. - Due Diligence Vendor-08/16/2022 |  | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow for use of foreign assets under ATR-In-Full program, vs. converting to a U.S. account prior to settlement. - Due Diligence Vendor-08/16/2022<br>| &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 24.69% Is Below the Guideline Maximum Of 70% By Ten Percent (10%) or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;Originator Pre-Close | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;51860091 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;36294232 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;70309920 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;74359386 |  | &nbsp;&nbsp; &nbsp;&nbsp;C &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE4146 | &nbsp;&nbsp;2022-08-16 09:13 | &nbsp;&nbsp;2022-08-19 11:17 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Eligibility | &nbsp;&nbsp;Bankruptcy less than 5 years from application | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow for CCC Credit Grade with most recent bankruptcy discharge date XXX. - Due Diligence Vendor-08/19/2022 <br> Ready for Review-Document Uploaded. Uploading initial exception approval email along with updated ULAW with acknowledgment per UW. Thank you. - Seller-08/18/2022 <br> Open-BK Was dismissed XXX. Missing exception approved for borrower with BK less than X year - Due Diligence Vendor-08/16/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Uploading initial exception approval email along with updated ULAW with acknowledgment per UW. Thank you. - Seller-08/18/2022<br>| &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow for CCC Credit Grade with most recent bankruptcy discharge date XXX. - Due Diligence Vendor-08/19/2022 | &nbsp;&nbsp;Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 22 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.55% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 22 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.49508577009950555<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of XXX is Greater Than The Guideline Minimum Of XXX By Twenty (20) or More Points |  | &nbsp;&nbsp;XXX Underwriting Worksheet.pdf<br> XXX Exception Request.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;Originator Pre-Close | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;43967750 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;93485658 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;42895521 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-16 09:57 | &nbsp;&nbsp;2022-08-18 10:51 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $XXX or 0 % variance .Finding resolved . - Due Diligence Vendor-08/18/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/16/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product.<br> - Due Diligence Vendor-08/16/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/16/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $XXX or 0 % variance .Finding resolved . - Due Diligence Vendor-08/18/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 65% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;97552646 |  | &nbsp;&nbsp; &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1194 | &nbsp;&nbsp;2022-08-18 07:54 | &nbsp;&nbsp;2022-08-18 07:54 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Eligibility | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow use of prior product matrix for LTV of 85%. Application was fully received by lender XXX, the same date as revision to guideline. but initial upload occurred XXX, therefore accommodation granted to use earlier LTV threshold. - Due Diligence Vendor-08/18/2022 |  | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow use of prior product matrix for LTV of 85%. Application was fully received by lender 7/21/22, the same date as revision to guideline. but initial upload occurred 7/20/22, therefore accommodation granted to use earlier LTV threshold. - Due Diligence Vendor-08/18/2022<br>| &nbsp;&nbsp;Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.88% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;Originator Pre-Close | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;97552646 |  | &nbsp;&nbsp; &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCOM1232 | &nbsp;&nbsp;2022-08-17 10:19 | &nbsp;&nbsp;2022-08-18 07:49 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Missing Doc - Closing Package | &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;Resolved-Final 1003 signed by borrower and matching all loan and qualifying details provided at resubmission. While date is indicated as the same as initial interview, with the borrower's acknowledgment of income, assets, and transaction matches all final figures per underwriting worksheet in file and therefore an additional form is not required. - Due Diligence Vendor-08/18/2022 <br> Ready for Review-Document Uploaded. Please review the Final 1003. Thank you. - Seller-08/17/2022 <br> Open-The Final 1003 is Missing FINAL SIGNED 1003 USED FOR XXX CLOSING COULD NOT BE LOCATED - Due Diligence Vendor-08/17/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review the Final 1003. Thank you. - Seller-08/17/2022<br>| &nbsp;&nbsp;Resolved-Final 1003 signed by borrower and matching all loan and qualifying details provided at resubmission. While date is indicated as the same as initial interview, with the borrower's acknowledgment of income, assets, and transaction matches all final figures per underwriting worksheet in file and therefore an additional form is not required. - Due Diligence Vendor-08/18/2022<br>| &nbsp;&nbsp;Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.88% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | &nbsp;&nbsp;XXX Final 1003.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;28010923 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;18173888 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-17 04:29 | &nbsp;&nbsp;2022-08-19 10:36 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $XXX or 0 % variance .finding resolved - Due Diligence Vendor-08/19/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/17/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/17/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/17/2022 <br> Open- - Due Diligence Vendor-08/17/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/17/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $XXX or 0 % variance .finding resolved - Due Diligence Vendor-08/19/2022 | &nbsp;&nbsp;Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of XXX is Greater Than The Guideline Minimum Of XXX By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 18.66 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 7.24% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17 Years |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;18173888 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCOM1266 | &nbsp;&nbsp;2022-08-17 10:26 | &nbsp;&nbsp;2022-08-17 16:28 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Disclosures (Federal, State, and Data Dependent) | &nbsp;&nbsp;Homeownership Counseling Disclosure Is Missing | &nbsp;&nbsp;Rescinded-Homeownership Counseling Disclosure Is Present or Not Applicable Disclosure Tracking E-Consent, and Acknowledgement of Receipt of RESPA Homeownership Counseling Organization List all confirm the Homeownership Counseling Disclosure was sent and received by the borrower on XXX - Due Diligence Vendor-08/17/2022 <br> Ready for Review-Rating 2 finding - Seller-08/17/2022 <br> Open-Homeownership Counseling Disclosure Is Missing Copy of the Homeownership Counseling Disclosure Is Missing from the file - Due Diligence Vendor-08/17/2022 | &nbsp;&nbsp;Ready for Review-Rating 2 finding - Seller-08/17/2022<br>| &nbsp;&nbsp;Rescinded-Homeownership Counseling Disclosure Is Present or Not Applicable Disclosure Tracking E-Consent, and Acknowledgement of Receipt of RESPA Homeownership Counseling Organization List all confirm the Homeownership Counseling Disclosure was sent and received by the borrower on XXX - Due Diligence Vendor-08/17/2022 | &nbsp;&nbsp;Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of XXX is Greater Than The Guideline Minimum Of XXX By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 18.66 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 7.24% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17 Years |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;30553764 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-17 10:16 | &nbsp;&nbsp;2022-08-19 10:50 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0 % variance . finding resolved - Due Diligence Vendor-08/19/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/17/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/17/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/17/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/17/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0 % variance . finding resolved - Due Diligence Vendor-08/19/2022 | &nbsp;&nbsp;Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of XXX is Greater Than The Guideline Minimum Of XXX By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 71.52 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11 Years |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;32626717 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-17 04:55 | &nbsp;&nbsp;2022-08-19 10:40 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value $XXX or 0 % variance .finding resolved - Due Diligence Vendor-08/19/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/17/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/17/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/17/2022 <br> Open- - Due Diligence Vendor-08/17/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/17/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value $XXX or 0 % variance .finding resolved - Due Diligence Vendor-08/19/2022 | &nbsp;&nbsp;Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of XXX is Greater Than The Guideline Minimum Of XXX By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 81.87 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11 Years |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;88033512 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;13293558 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-18 05:30 | &nbsp;&nbsp;2022-08-24 11:36 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $XXX or 0 % variance. finding resolved - Due Diligence Vendor-08/24/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/18/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/18/2022 <br> Open- - Due Diligence Vendor-08/18/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/18/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $XXX or 0 % variance. finding resolved - Due Diligence Vendor-08/24/2022 |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;WI | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;13293558 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE3599 | &nbsp;&nbsp;2022-08-22 12:14 | &nbsp;&nbsp;2022-08-22 12:14 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Eligibility | &nbsp;&nbsp;Borrower owns more financed properties than allowed per guidelines | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow for XXX investment properties financed with XXX with an aggregate of $XXX. - Due Diligence Vendor-08/22/2022 |  | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow for XXX investment properties financed withXXX with an aggregate of $XXX. - Due Diligence Vendor-08/22/2022 |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;WI | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;Originator Pre-Close | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;13293558 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1467 | &nbsp;&nbsp;2022-08-18 12:38 | &nbsp;&nbsp;2022-08-22 12:13 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Assets | &nbsp;&nbsp;Asset 1 Missing | &nbsp;&nbsp;Acknowledged-As per Investor's Credit Memo dated XXX, full validation of cash to close for DSCR transactions is not required if final amount due is XXX, which subject transaction meets, therefore additional documentation not required. - Due Diligence Vendor-08/22/2022 <br> Ready for Review-Please review UW comments: Per Credit Memo from XXX dated XXX, on DSCR loans proof of funds is not required at LTVs of 70% and less as well as $XXX or less at any LTV. Thank you. - Seller-08/19/2022 <br> Open-Asset 1 Missing Cashier's check in the amount required for funds to close present on XXX, but bank statements were not provided to verify seasoning of funds to close. Guidelines require a copy of the borrower's bank statements for the most recent two(2) months or a VOD reflecting the current and average balance for the most recent two (2) months. - Due Diligence Vendor-08/18/2022 | &nbsp;&nbsp;Ready for Review-Please review UW comments: Per Credit Memo from XXX datedXXX, on DSCR loans proof of funds is not required at LTVs of 70% and less as well as $XXXK or less at any LTV. Thank you. - Seller-08/19/2022 | &nbsp;&nbsp;Acknowledged-As per Investor's Credit Memo dated XXX, full validation of cash to close for DSCR transactions is not required if final amount due is <$XXX which subject transaction meets, therefore additional documentation not required. - Due Diligence Vendor-08/22/2022 |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;WI | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;Originator Pre-Close | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;85837320 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;67451483 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-18 04:34 | &nbsp;&nbsp;2022-08-24 11:48 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0 % variance . finding resolved - Due Diligence Vendor-08/24/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/18/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/18/2022 <br> Open- - Due Diligence Vendor-08/18/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/18/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0 % variance . finding resolved - Due Diligence Vendor-08/24/2022 | &nbsp;&nbsp;Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 28 Years<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 67.53% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 15.78 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;84383756 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;33932538 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-18 06:36 | &nbsp;&nbsp;2022-08-24 12:07 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value $ XXX or 0 % variance .finding resolved - Due Diligence Vendor-08/24/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/18/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/18/2022 <br> Open- - Due Diligence Vendor-08/18/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/18/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value $ XXX or 0 % variance .finding resolved - Due Diligence Vendor-08/24/2022 | &nbsp;&nbsp;Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of XXX is Greater Than The Guideline Minimum Of XXX By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 24.48% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 70% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 53.51 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 14 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14 Years |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;40946939 |  | &nbsp;&nbsp; &nbsp;&nbsp;C &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE7000 | &nbsp;&nbsp;2022-08-18 07:35 | &nbsp;&nbsp;2022-09-15 17:42 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;C &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Insufficient Total Liquid Assets Available for Close | &nbsp;&nbsp;Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/15/2022 <br> Acknowledged-As per Investor's Credit Memo dated XXX, full validation of cash to close for DSCR transactions is not required if final LTV is <70%, which subject transaction meets, therefore additional documentation not required. - Due Diligence Vendor-08/23/2022 <br> Ready for Review-Please review comments from UW: Per Credit Memo fromXXX dated XXX, on DSCR loans proof of funds is not required at LTV's of 70% and less as well as XXX or less at any LTV. Thank you. - Seller-08/22/2022 <br> Open-Total Liquid Assets Available for Close of $XXX is less than Total Cash to Close $XXX. Proof of wire transfer in the amount of total cash to close required $XXX2 present on page XXX, but the balances listed on the bank statements in file do not add up to the required cash to close. - Due Diligence Vendor-08/18/2022 | &nbsp;&nbsp;Ready for Review-Please review comments from UW: Per Credit Memo from XXX dated XXX, on DSCR loans proof of funds is not required at LTV's of 70% and less as well as $XXXK or less at any LTV. Thank you. - Seller-08/22/2022 | &nbsp;&nbsp;Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/15/2022 <br> Acknowledged-As per Investor's Credit Memo dated XXX, full validation of cash to close for DSCR transactions is not required if final LTV is <70%, which subject transaction meets, therefore additional documentation not required. - Due Diligence Vendor-08/23/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 59.42% Is Below the Guideline Maximum Of 75% By Ten Percent (10%) or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of XXX is Greater Than The Guideline Minimum Of XXX By Twenty (20) or More Points |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;95251945 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;21419248 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;64927266 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;24151394 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;96320563 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;MI | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;44853275 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-18 17:20 | &nbsp;&nbsp;2022-08-24 12:30 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0% variance. finding resolved - Due Diligence Vendor-08/24/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/19/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product.<br> - Due Diligence Vendor-08/18/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/19/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0% variance. finding resolved - Due Diligence Vendor-08/24/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 70% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 6.16 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;44853275 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1467 | &nbsp;&nbsp;2022-08-19 07:31 | &nbsp;&nbsp;2022-08-23 11:46 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Assets | &nbsp;&nbsp;Asset 1 Missing | &nbsp;&nbsp;Acknowledged-As per Investor's Credit Memo dated XXX, full validation of cash to close for DSCR transactions is not required if final amount due is <$XXX or LTV <70%, each of which subject transaction meets, therefore additional documentation not required. - Due Diligence Vendor-08/23/2022 <br> Ready for Review-Please review comments from UW: Per Credit Memo from XXX dated XXX, on DSCR loans proof of funds is not required at LTV's of 70% and less as well as $XXX or less at any LTV. Thank you. - Seller-08/22/2022 <br> Open-Asset 1 Missing No documentation provided to verify assets used to cover the required cash to close of $XXX. Checking account with XXX #XXX in the amount of $XXX listed on final 1003. Bank statements or VOD was not provided to verify seasoning of these funds. - Due Diligence Vendor-08/19/2022 | &nbsp;&nbsp;Ready for Review-Please review comments from UW: Per Credit Memo from XXX dated XXX, on DSCR loans proof of funds is not required at LTV's of 70% and less as well as $XXXK or less at any LTV. Thank you. - Seller-08/22/2022 | &nbsp;&nbsp;Acknowledged-As per Investor's Credit Memo dated XXX, full validation of cash to close for DSCR transactions is not required if final amount due is <$XXX or LTV <70%, each of which subject transaction meets, therefore additional documentation not required. - Due Diligence Vendor-08/23/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 70% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 6.16 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;Originator Pre-Close | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;97191616 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;73518977 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;OK | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;57726474 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-15 10:42 | &nbsp;&nbsp;2022-09-13 19:24 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Field review received and supports appraised value within tolerance 10% or less - Due Diligence Vendor-09/13/2022 <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-09/13/2022 <br> Ready for Review-Document Uploaded. Please review the 2000 field review, thank you. - Seller-09/08/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-09/07/2022 <br> Counter-From: XXX@XXX.com> <br> Sent: Thursday, September 1, 2022 11:34 AM<br> To: XXX;XXX <br> Subject: RE: two elder outstanding CDA's<br>CAUTION: This email originated from outside the organization. Do not click links or open attachments unless you recognize the sender and know the content is safe. <br> Thanks XXX, on XXX I read the desk review and we'll have some internal discussion on whether we'll order a residential field review or commercial review/report. And of course keep you posted… thanks. <br> - Due Diligence Vendor-09/07/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/15/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/15/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. - Due Diligence Vendor-09/13/2022 <br>Ready for Review-Document Uploaded. Please review the 2000 field review, thank you. - Seller-09/08/2022 <br>Ready for Review-Canopy valuation process - to order product. - Seller-09/07/2022 <br>Ready for Review-Canopy valuation process - to order product. - Seller-08/15/2022<br>| &nbsp;&nbsp;Resolved-Field review received and supports appraised value within tolerance 10% or less - Due Diligence Vendor-09/13/2022<br>| &nbsp;&nbsp;Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 21.58 Years<br>Twenty-Four (24) Months Housing History Reviewed With No Late Payments - Twenty-Four (24) Months Housing History Reviewed With No Late Payments<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 64.26% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More |  | &nbsp;&nbsp;XXX review.pdf<br> XXX_RDA.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;45404200 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;54242964 |  | &nbsp;&nbsp; &nbsp;&nbsp;C &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;finding-47 | &nbsp;&nbsp;2022-08-15 10:19 | &nbsp;&nbsp;2022-09-21 15:02 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;C &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Right to Rescind | &nbsp;&nbsp;TILA Right of Rescission Test | &nbsp;&nbsp;Resolved-Received PCCD and Settlement statement confirming XXX disbursement - Due Diligence Vendor-09/21/2022 <br> Ready for Review-Document Uploaded. Here is another closing statement for review as well. Thank you. - Seller-09/21/2022 <br> Ready for Review-Document Uploaded. Actually we closed on XXX, sorry for the confusion. Please review the PCCD that mgmt gave to me for your review, thank you. - Seller-09/21/2022 <br> Ready for Review-To add, the notice of Right to Cancel shows XXX closed the loan within 3 business days, as closing was on the XXX. . Thank you. - Seller-09/15/2022 <br> Ready for Review-Document Uploaded. Please review the right of rescission which was part of the closing package as well. Thank you. - Seller-09/14/2022 <br> Counter-Lender to confirm the correct disbursement date. If funding was before the third business day following consummation and before the cancel date of the right to cancel notice, then lender will need to re-open Rescission and provide a LOE, Corrected PCCD, a new Notice of Right to Cancel and new 3-day rescission period, and proof of delivery of the new NORTC. - Due Diligence Vendor-09/13/2022 <br> Ready for Review-Hello, we've been reviewing this file to try to resolve the issue. <br>- Is there even more information you can provide? What would you advise to be the cure for this finding? Thank you. - Seller-09/12/2022 <br> Counter-Received explanation advising disbursement/funding occurred XXX. Documents in the file, including PCCD issuedXXX, indicate disbursement was on XXX. Please provide documentation in support of theXXX such as funding/disbursement ledger. - Due Diligence Vendor-08/22/2022 <br> Ready for Review-Please review comments from QC: <br> Recission period started XXX and end date isXXX signed CD XXXand signed on XXX. Funding date wasXXX but actual funding date was XXX which provided a 4 day window. Thank you. - Seller-08/19/2022 <br> Open-This loan failed the TILA right of rescission test.<br>Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation. <br>The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*\*\*The funding date is before the 3rd business day following consummation. - Due Diligence Vendor-08/15/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Here is another closing statement for review as well. Thank you. - Seller-09/21/2022 <br> Ready for Review-Document Uploaded. Actually we closed onXXX, sorry for the confusion. Please review the PCC that mgmt gave to me for your review, thank you. - Seller-09/21/2022 <br> Ready for Review-To add, the notice of Right to Cancel shows XXX closed the loan within 3 business days, as closing was on the XXX . . Thank you. - Seller-09/15/2022 <br> Ready for Review-Document Uploaded. Please review the right of rescission which was part of the closing package as well. Thank you. - Seller-09/14/2022 <br> Ready for Review-Hello, we've been reviewing this file to try to resolve the issue. <br>- Is there even more information you can provide? What would you advise to be the cure for this finding? Thank you. - Seller-09/12/2022 <br> Ready for Review-Please review comments from QC: <br> Recission period started XXX and end date is XXX, signed CD XXX and signed onXXX. Funding date was XXX but actual funding date was XXX which provided a X day window. Thank you. - Seller-08/19/2022 | &nbsp;&nbsp;Resolved-Received PCCD and Settlement statement confirming XXX disbursement - Due Diligence Vendor-09/21/2022 | &nbsp;&nbsp;Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 75% Is Below the Guideline Maximum Of 85% By Ten Percent (10%) or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.8048154433602036<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 18 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 26.01% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 18 Years |  | &nbsp;&nbsp;XXX Rt to cancel.pdf<br> XXX Post Close CD.pdf<br> XXX CA Master Settlement Statement (7).pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;51077929 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;89850512 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-08-18 05:10 | &nbsp;&nbsp;2022-08-24 10:48 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-desk review provided with value of $ XXX or 0 % variance . finding resolved - Due Diligence Vendor-08/24/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-08/18/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-08/18/2022 <br> Open- - Due Diligence Vendor-08/18/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-08/18/2022<br>| &nbsp;&nbsp;Resolved-desk review provided with value of $XXX or 0 % variance . finding resolved - Due Diligence Vendor-08/24/2022 | &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 32.66 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of 698 is Greater Than The Guideline Minimum Of 675 By Twenty (20) or More Points<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 75% Is Below the Guideline Maximum Of 85% By Ten Percent (10%) or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.12% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17 Years |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;43553201 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-01-06 12:13 | &nbsp;&nbsp;2022-01-26 19:35 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-01/27/2022 <br> Ready for Review-Canopy valuation process - to order product - Seller-01/06/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-01/04/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product - Seller-01/06/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-01/27/2022 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;No Cash Out - Borrower Initiated | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;95455022 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-01-04 16:55 | &nbsp;&nbsp;2022-01-26 19:04 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-01/27/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-01/04/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-01/04/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-01/04/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-01/27/2022 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;MI | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;29589526 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;10870076 |  | &nbsp;&nbsp; &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE7756 | &nbsp;&nbsp;2022-01-13 14:42 | &nbsp;&nbsp;2022-09-15 10:11 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Credit | &nbsp;&nbsp;Missing credit report | &nbsp;&nbsp;Resolved-Credit Report is Provided - Due Diligence Vendor-09/15/2022 <br>Rescinded-Confirmed credit reference letter present in original submission which is permissible for foreign national borrowers- item not needed. - Due Diligence Vendor-01/14/2022 <br>Ready for Review-Document Uploaded. Please review the credit reference letter for the borrower - thank you. - Seller-01/13/2022 <br>Open-Credit Report is Missing - Due Diligence Vendor-01/05/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review the credit reference letter for the borrower - thank you. - Seller-01/13/2022<br>| &nbsp;&nbsp;Resolved-Credit Report is Provided - Due Diligence Vendor-09/15/2022 <br>Rescinded-Confirmed credit reference letter present in original submission which is permissible for foreign national borrowers- item not needed. - Due Diligence Vendor-01/14/2022<br>|  |  | &nbsp;&nbsp;XXX Credit Reference Letter.pdf | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;No Cash Out - Borrower Initiated | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;72512352 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-01-10 11:36 | &nbsp;&nbsp;2022-01-26 19:20 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-01/27/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-01/10/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-01/06/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-01/10/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-01/27/2022 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;18671695 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;82027415 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;26085199 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;No Cash Out - Borrower Initiated |  |  |
| &nbsp;&nbsp;66297867 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-01-11 15:43 | &nbsp;&nbsp;2022-01-27 19:08 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXXX or 0% variance. Finding resolved. - Due Diligence Vendor-01/28/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-01/11/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-01/07/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-01/11/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-01/28/2022 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;29619668 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;83914938 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NH | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;20467147 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;18926570 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;No Cash Out - Borrower Initiated |  |  |
| &nbsp;&nbsp;49633301 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;12306201 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;63862169 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-01-18 13:50 | &nbsp;&nbsp;2022-01-27 19:18 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $xXX or 0% variance. Finding resolved. - Due Diligence Vendor-01/28/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-01/18/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-01/12/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-01/11/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-01/18/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-01/28/2022 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;KS | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Debt Consolidation | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;58757578 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;83928220 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-01-19 19:24 | &nbsp;&nbsp;2022-02-03 15:22 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of XXX or 0% variance. Finding resolved. - Due Diligence Vendor-02/03/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-01/20/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-01/12/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-01/20/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of XXX or 0% variance. Finding resolved. - Due Diligence Vendor-02/03/2022 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;28526818 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1201 | &nbsp;&nbsp;2022-01-13 14:37 | &nbsp;&nbsp;2022-01-14 10:00 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Credit | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;Resolved-Third Party Fraud Report provided at resubmission. - Due Diligence Vendor-01/14/2022 <br>Ready for Review-Document Uploaded. Please review the Fraud Report for this loan - thank you. - Seller-01/13/2022 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/07/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review the Fraud Report for this loan - thank you. - Seller-01/13/2022<br>| &nbsp;&nbsp;Resolved-Third Party Fraud Report provided at resubmission. - Due Diligence Vendor-01/14/2022<br>|  |  | &nbsp;&nbsp;XXX Fraud Reporting.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;84759703 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;71937522 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;34117170 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;47888211 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;28421632 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;36081082 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;39558222 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;39671677 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;62440595 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;17087709 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;73066292 |  | &nbsp;&nbsp; &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1194 | &nbsp;&nbsp;2022-04-22 13:17 | &nbsp;&nbsp;2022-04-27 09:20 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Eligibility | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow LTV/CLTV of 75% due to cap for borrower as a first-time homebuyer which would reduce max to 70%.<br> - Due Diligence Vendor-04/27/2022 <br>Rescinded-Audited LTV of 72% exceeds Guideline LTV of 70% - Due Diligence Vendor-04/22/2022 |  | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow LTV/CLTV of 75% due to cap for borrower as a first-time homebuyer which would reduce max to XXX%.<br> - Due Diligence Vendor-04/27/2022 <br> Rescinded-Audited LTV of 72% exceeds Guideline LTV of XXX% - Due Diligence Vendor-04/22/2022 |  | &nbsp;&nbsp;Reasonable credit history and depth present; good self-employment stability |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;73066292 |  | &nbsp;&nbsp; &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1195 | &nbsp;&nbsp;2022-04-22 13:17 | &nbsp;&nbsp;2022-04-27 09:19 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Eligibility | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow LTV/CLTV of 75% due to cap for borrower as a first-time homebuyer which would reduce max to 70%. - Due Diligence Vendor-04/27/2022 <br>Rescinded-Audited CLTV of 72% exceeds Guideline CLTV of 70% - Due Diligence Vendor-04/22/2022 |  | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow LTV/CLTV of 75% due to cap for borrower as a first-time homebuyer which would reduce max to XXX%. - Due Diligence Vendor-04/27/2022 <br> Rescinded-Audited CLTV of 72% exceeds Guideline CLTV of XXX% - Due Diligence Vendor-04/22/2022 |  | &nbsp;&nbsp;Reasonable credit history and depth present; good self-employment stability |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;73066292 |  | &nbsp;&nbsp; &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1196 | &nbsp;&nbsp;2022-04-22 13:18 | &nbsp;&nbsp;2022-04-27 09:19 | &nbsp;&nbsp;Acknowledged | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Eligibility | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow LTV/CLTV of 75% due to cap for borrower as a first-time homebuyer which would reduce max to 70%. - Due Diligence Vendor-04/27/2022 <br>Rescinded-Audited HCLTV of 72% exceeds Guideline HCLTV of 70% - Due Diligence Vendor-04/22/2022 |  | &nbsp;&nbsp;Acknowledged-Investor Exception issued to allow LTV/CLTV of 75% due to cap for borrower as a first-time homebuyer which would reduce max to XXX%. - Due Diligence Vendor-04/27/2022 <br> Rescinded-Audited HCLTV of 72% exceeds Guideline HCLTV of XXX% - Due Diligence Vendor-04/22/2022 |  | &nbsp;&nbsp;Reasonable credit history and depth present; good self-employment stability |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;12909128 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;No Cash Out - Borrower Initiated |  |  |
| &nbsp;&nbsp;23042820 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;54183968 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-05-18 14:39 | &nbsp;&nbsp;2022-05-24 16:24 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-CDA provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-05/24/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-05/18/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product.<br> - Due Diligence Vendor-05/17/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-05/18/2022<br>| &nbsp;&nbsp;Resolved-CDA provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-05/24/2022 | &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 69 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 1.09% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 80% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;54183968 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE6019 | &nbsp;&nbsp;2022-05-18 18:12 | &nbsp;&nbsp;2022-05-19 09:11 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Credit | &nbsp;&nbsp;Borrower 1 Citizenship Documentation Not Provided | &nbsp;&nbsp;Resolved-Borrower 1 Citizenship Documentation provided at resubmission confirming eligible status. - Due Diligence Vendor-05/19/2022 <br>Ready for Review-Document Uploaded. Please review the ID docs for the borrower - thanjk you. - Seller-05/18/2022 <br>Open-Borrower 1 Citizenship Documentation Is Missing - Due Diligence Vendor-05/18/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review the ID docs for the borrower - thanjk you. - Seller-05/18/2022<br>| &nbsp;&nbsp;Resolved-Borrower 1 Citizenship Documentation provided at resubmission confirming eligible status. - Due Diligence Vendor-05/19/2022<br>| &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 69 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 1.09% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 80% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More |  | &nbsp;&nbsp;XXX Idendity Verification Form.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;85361036 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;38139599 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;22058484 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ID | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;99344935 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;70568506 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;53518194 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-04-13 14:43 | &nbsp;&nbsp;2022-04-15 14:26 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-04/15/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-04/13/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-04/12/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-04/13/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-04/15/2022 | &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 75 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 70% Is Below the Guideline Maximum Of 85% By Ten Percent (10%) or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;27717467 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-04-14 11:38 | &nbsp;&nbsp;2022-04-15 14:45 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-04/15/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-04/14/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-04/12/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-04/14/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-04/15/2022 |  |  |  | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;26085688 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-04-15 15:51 | &nbsp;&nbsp;2022-04-25 15:52 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-04/25/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-04/15/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-04/12/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-04/15/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-04/25/2022 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;91304671 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-04-14 19:14 | &nbsp;&nbsp;2022-04-25 15:49 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-04/25/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-04/14/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-04/12/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-04/14/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-04/25/2022 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;42059357 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-04-18 11:40 | &nbsp;&nbsp;2022-04-25 15:56 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-04/25/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-04/18/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-04/13/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-04/18/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-04/25/2022 | &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 54 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 19.28% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;57003515 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;51910769 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;42415667 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-04-22 15:35 | &nbsp;&nbsp;2022-04-27 16:15 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-04/27/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-04/22/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-04/21/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-04/22/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-04/27/2022 | &nbsp;&nbsp;Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of 721 is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.3% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;50361969 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-04-22 14:49 | &nbsp;&nbsp;2022-04-27 16:17 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-04/27/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-04/22/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-04/21/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-04/22/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-04/27/2022 | &nbsp;&nbsp;Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30.77% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;22696950 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-05-11 17:13 | &nbsp;&nbsp;2022-05-16 12:27 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-05/16/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-05/11/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-05/11/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-05/11/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-05/16/2022 | &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 59.68% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.65% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 59.68% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;70274570 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-05-18 14:37 | &nbsp;&nbsp;2022-05-24 16:05 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-05/24/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-05/18/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-05/17/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-05/18/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-05/24/2022 | &nbsp;&nbsp;Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 67.86% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.32% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 67.86% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 71 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;58328795 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-05-26 12:22 | &nbsp;&nbsp;2022-05-31 20:14 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-06/01/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-05/26/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-05/26/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-05/26/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-06/01/2022 | &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 106.23 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 26.35% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 80% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;WA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;61367129 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;71834431 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;63133424 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;46864584 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1201 | &nbsp;&nbsp;2022-02-17 14:07 | &nbsp;&nbsp;2022-02-21 09:09 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Credit | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;Resolved-Third Party Fraud Report provided at resubmission. Items of note include potential undisclosed property and related foreclosure. Confirmed borrower no longer owns and adverse event was over XXX years prior to application, no issue. No additional documentation required. - Due Diligence Vendor-02/21/2022 <br> Ready for Review-Document Uploaded. Please review the fraud report - thank you. - Seller-02/17/2022 <br> Open-Missing Third Party Fraud Report - Due Diligence Vendor-02/15/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review the fraud report - thank you. - Seller-02/17/2022<br>| &nbsp;&nbsp;Resolved-Third Party Fraud Report provided at resubmission. Items of note include potential undisclosed property and related foreclosure. Confirmed borrower no longer owns and adverse event was over XXX years prior to application, no issue. No additional documentation required. - Due Diligence Vendor-02/21/2022 |  |  | &nbsp;&nbsp;XXX Fraud report.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;62340642 |  | &nbsp;&nbsp; &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-02-14 18:17 | &nbsp;&nbsp;2022-09-15 13:25 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Document Uploaded. - Due Diligence Vendor-09/15/2022 <br> Resolved-desk review provided with value of $ XXX or -7.4 % variance .finding resolved - Due Diligence Vendor-09/15/2022 <br> Rescinded-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-02/14/2022 |  | &nbsp;&nbsp;Resolved-Document Uploaded. - Due Diligence Vendor-09/15/2022 <br> Resolved-desk review provided with value of $ XXX or -7.4 % variance .finding resolved - Due Diligence Vendor-09/15/2022 <br> Rescinded-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-02/14/2022 |  |  | &nbsp;&nbsp;XXX_RDA.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;28132924 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;Closed | &nbsp;&nbsp;finding-3631 | &nbsp;&nbsp;2022-02-21 11:17 | &nbsp;&nbsp;2022-03-02 12:07 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;2 - Non-Material &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Points & Fees | &nbsp;&nbsp;Reimbursement Amount Validation Test | &nbsp;&nbsp;Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. \*\*\*\*It appears the recording fee increased on the PCCD to $XXX no offset lender credit is evident within the loan file. - Due Diligence Vendor-02/21/2022 <br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-02/21/2022 |  |  | &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 131 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 53.54% Is Below the Guideline Maximum Of 75% By Ten Percent (10%) or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 53.54% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 8.68% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;28132924 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;Closed | &nbsp;&nbsp;finding-3632 | &nbsp;&nbsp;2022-03-01 19:39 | &nbsp;&nbsp;2022-03-02 12:07 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;C &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Disclosures (Federal, State, and Data Dependent) | &nbsp;&nbsp;Consummation or Reimbursement Date Validation Test | &nbsp;&nbsp;Ready for Review-There are lender credits of $XXX present on PCCD for increase in costs above legal limit. Thank you. - Seller-03/02/2022 <br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. \*\*\*\*It appears the recording fee increased on the PCCD to $XXX no offset lender credit is evident within the loan file. - Due Diligence Vendor-02/21/2022 <br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-02/21/2022 | &nbsp;&nbsp;Ready for Review-There are lender credits of $XXX present on PCCD for increase in costs above legal limit. Thank you. - Seller-03/02/2022 |  | &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 131 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 53.54% Is Below the Guideline Maximum Of 75% By Ten Percent (10%) or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 53.54% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 8.68% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;28132924 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;B &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-02-22 11:53 | &nbsp;&nbsp;2022-02-23 11:00 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-02/23/2022 <br> Ready for Review-Canopy valuation process - to order CDA. - Seller-02/22/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-02/15/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order CDA. - Seller-02/22/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved - Due Diligence Vendor-02/23/2022 | &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 131 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 53.54% Is Below the Guideline Maximum Of 75% By Ten Percent (10%) or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 53.54% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 8.68% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;81464583 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-02-23 13:18 | &nbsp;&nbsp;2022-03-01 11:01 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-03/01/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-02/23/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-02/15/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-02/23/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-03/01/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 56.17% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 56.17% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.72% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 31 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;77648545 |  | &nbsp;&nbsp; &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1334 | &nbsp;&nbsp;2022-02-16 16:30 | &nbsp;&nbsp;2022-09-14 15:37 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Income | &nbsp;&nbsp;Borrower 1 Executed 4506-T Missing | &nbsp;&nbsp;Resolved-Borrower 1 Executed 4506-T Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-Confirmed as not required for ITIN borrowers- item removed. - Due Diligence Vendor-02/25/2022 <br>Open-Borrower 1 Executed 4506-T Missing - Due Diligence Vendor-02/16/2022 |  | &nbsp;&nbsp;Resolved-Borrower 1 Executed 4506-T Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-Confirmed as not required for ITIN borrowers- item removed. - Due Diligence Vendor-02/25/2022<br>|  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;77648545 |  | &nbsp;&nbsp; &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1335 | &nbsp;&nbsp;2022-02-24 14:55 | &nbsp;&nbsp;2022-09-14 15:37 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Income | &nbsp;&nbsp;Borrower 1 IRS Transcripts Missing | &nbsp;&nbsp;Resolved-Borrower 1 IRS Transcripts Resolved - Due Diligence Vendor-09/14/2022 <br> Rescinded-Confirmed as not required for ITIN borrowers- item removed. - Due Diligence Vendor-02/25/2022 <br> Ready for Review-Per UW this is not an XXX guideline requirement - thank you. - Seller-02/24/2022 <br> Open-Borrower 1 IRS Transcripts Missing - Due Diligence Vendor-02/16/2022 | &nbsp;&nbsp;Ready for Review-Per UW this is not an XXX guideline requirement - thank you. - Seller-02/24/2022 | &nbsp;&nbsp;Resolved-Borrower 1 IRS Transcripts Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-Confirmed as not required for ITIN borrowers- item removed. - Due Diligence Vendor-02/25/2022<br>|  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;19814167 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-02-23 13:17 | &nbsp;&nbsp;2022-03-01 10:27 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-03/01/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-02/23/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-02/17/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-02/23/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-03/01/2022 |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;79033396 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-02-23 13:17 | &nbsp;&nbsp;2022-03-01 10:40 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-03/01/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-02/23/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-02/17/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-02/23/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-03/01/2022 | &nbsp;&nbsp;Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 45.61% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.06% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 45.61% Is Below the Guideline Maximum Of 70% By Ten Percent (10%) or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;91602995 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Other |  |  |
| &nbsp;&nbsp;32804464 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-02-24 11:36 | &nbsp;&nbsp;2022-03-01 11:48 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-03/01/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-02/24/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-02/18/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-02/24/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-03/01/2022 | &nbsp;&nbsp;Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.11% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 96 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 80% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;31031682 |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  | &nbsp;&nbsp; &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA |  |  |
| &nbsp;&nbsp;45916135 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FPRO1244 | &nbsp;&nbsp;2022-02-28 12:42 | &nbsp;&nbsp;2022-03-07 10:30 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Property | &nbsp;&nbsp;Missing Doc - Third Party Valuation | &nbsp;&nbsp;3rd Party Valuation Product is Required and Missing | &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-03/07/2022 <br> Ready for Review-Canopy valuation process - to order product. - Seller-02/28/2022 <br> Open-CDA not provided and CDA needed. Order placed for third party product. - Due Diligence Vendor-02/22/2022 | &nbsp;&nbsp;Ready for Review-Canopy valuation process - to order product. - Seller-02/28/2022<br>| &nbsp;&nbsp;Resolved-Desk review provided with a value of $XXX or 0% variance. Finding resolved. - Due Diligence Vendor-03/07/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 75% Is Below the Guideline Maximum Of 85% By Ten Percent (10%) or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More |  |  | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;45916135 |  | &nbsp;&nbsp; &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCRE1201 | &nbsp;&nbsp;2022-02-28 14:00 | &nbsp;&nbsp;2022-03-01 08:16 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Doc - Credit | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;Resolved-Third Party Fraud Report provided at resubmission. Primary area flagged is regarding personal identifiers for each; subject was approved under the ITIN program and thus follows these guidelines. Flag for cell trace inconclusive is not of concern. - Due Diligence Vendor-03/01/2022 <br>Ready for Review-Document Uploaded. Please review the fraud report - thank you. - Seller-02/28/2022 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-02/23/2022 | &nbsp;&nbsp;Ready for Review-Document Uploaded. Please review the fraud report - thank you. - Seller-02/28/2022<br>| &nbsp;&nbsp;Resolved-Third Party Fraud Report provided at resubmission. Primary area flagged is regarding personal identifiers for each; subject was approved under the XXX program and thus follows these guidelines. Flag for cell trace inconclusive is not of concern. - Due Diligence Vendor-03/01/2022 | &nbsp;&nbsp;Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 75% Is Below the Guideline Maximum Of 85% By Ten Percent (10%) or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More |  | &nbsp;&nbsp;XXX Fraud Reporting.pdf | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;NA | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;27240993 |  | &nbsp;&nbsp; &nbsp;&nbsp;A | &nbsp;&nbsp;Closed | &nbsp;&nbsp;FCOM1227 | &nbsp;&nbsp;2021-10-22 14:11 | &nbsp;&nbsp;2021-10-25 10:05 | &nbsp;&nbsp;Resolved | &nbsp;&nbsp;1 - Information &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Missing Doc - Closing Package | &nbsp;&nbsp;PUD Rider is Missing | &nbsp;&nbsp;Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-10/25/2021 <br>Ready for Review-Document Uploaded. The PUD Rider is attached for this exception - thanks - Seller-10/22/2021 <br>Open-PUD Rider is Missing - Due Diligence Vendor-08/03/2021 | &nbsp;&nbsp;Ready for Review-Document Uploaded. The PUD Rider is attached for this exception - thanks - Seller-10/22/2021<br>| &nbsp;&nbsp;Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-10/25/2021<br>| &nbsp;&nbsp;Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 13 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15.17 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 15.14% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15 Years |  | &nbsp;&nbsp;XXX PUD Rider.pdf | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;XXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Cash Out - Debt Consolidation | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |

---

## Exhibit 99.1

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** | &nbsp;&nbsp;**LOAN INFORMATION** |
| &nbsp;&nbsp;**Loan ID** | &nbsp;&nbsp;**Investor ID** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Original Loan Amount** |
| &nbsp;&nbsp;86081350 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;45349687 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;96333854 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;80887059 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;47585276 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;55626724 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;98293107 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;16332615 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;61628565 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;12807411 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;65420819 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;47921753 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;60948118 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;B |
| &nbsp;&nbsp;52755284 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;36525286 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;C &nbsp;&nbsp;A &nbsp;&nbsp;B |
| &nbsp;&nbsp;28454018 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;12521970 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;45775024 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;31237689 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;A |
| &nbsp;&nbsp;43430449 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;24965329 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;38189269 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;38898988 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;60770648 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;31146277 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;C &nbsp;&nbsp;A |
| &nbsp;&nbsp;80186797 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;32417084 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;17489594 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;67475258 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;A |
| &nbsp;&nbsp;45164642 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;63963711 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;B |
| &nbsp;&nbsp;51860091 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;36294232 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;70309920 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;74359386 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;C &nbsp;&nbsp;A &nbsp;&nbsp;B |
| &nbsp;&nbsp;43967750 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;93485658 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;42895521 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;97552646 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;B |
| &nbsp;&nbsp;28010923 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;18173888 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;30553764 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;32626717 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;88033512 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;13293558 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;B |
| &nbsp;&nbsp;85837320 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;67451483 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;84383756 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;33932538 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;40946939 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;C &nbsp;&nbsp;A |
| &nbsp;&nbsp;95251945 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;B |
| &nbsp;&nbsp;21419248 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;C |
| &nbsp;&nbsp;64927266 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;C |
| &nbsp;&nbsp;24151394 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;96320563 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;44853275 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;A &nbsp;&nbsp;B |
| &nbsp;&nbsp;97191616 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;73518977 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;C |
| &nbsp;&nbsp;45404200 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;C |
| &nbsp;&nbsp;57726474 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;54242964 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;C |
| &nbsp;&nbsp;51077929 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;89850512 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;B &nbsp;&nbsp;D |
| &nbsp;&nbsp;43553201 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;95455022 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;C &nbsp;&nbsp;D |
| &nbsp;&nbsp;29589526 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;10870076 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;72512352 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;18671695 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;82027415 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;26085199 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;66297867 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;29619668 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;83914938 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;20467147 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;18926570 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;49633301 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;12306201 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;63862169 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;C &nbsp;&nbsp;D |
| &nbsp;&nbsp;58757578 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;83928220 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;B &nbsp;&nbsp;D |
| &nbsp;&nbsp;28526818 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;A |
| &nbsp;&nbsp;84759703 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;71937522 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;34117170 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;47888211 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;28421632 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;36081082 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;39558222 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;39671677 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;62440595 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;17087709 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;73066292 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;B &nbsp;&nbsp;A |
| &nbsp;&nbsp;12909128 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;23042820 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;54183968 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;A |
| &nbsp;&nbsp;85361036 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;38139599 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;22058484 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;99344935 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;70568506 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;53518194 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;27717467 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;26085688 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;91304671 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;42059357 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;57003515 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;51910769 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;42415667 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;50361969 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;22696950 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;C &nbsp;&nbsp;D |
| &nbsp;&nbsp;70274570 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;58328795 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;61367129 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;71834431 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;C |
| &nbsp;&nbsp;63133424 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;46864584 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;A |
| &nbsp;&nbsp;62340642 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;28132924 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;C &nbsp;&nbsp;D &nbsp;&nbsp;B |
| &nbsp;&nbsp;81464583 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;77648545 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;19814167 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;79033396 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;91602995 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;32804464 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A &nbsp;&nbsp;D |
| &nbsp;&nbsp;31031682 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |
| &nbsp;&nbsp;45916135 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;D &nbsp;&nbsp;A |
| &nbsp;&nbsp;27240993 |  |  | &nbsp;&nbsp;XXX &nbsp;&nbsp;A |

---

## Exhibit 99.1

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan ID** | &nbsp;&nbsp;**Customer Loan ID** | &nbsp;&nbsp;**Borrower Name** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Note Date** | &nbsp;&nbsp;**Original Loan Amount** | &nbsp;&nbsp;**Sales Price** | &nbsp;&nbsp;**Primary Appraised Value** | &nbsp;&nbsp;**Value for LTV** | &nbsp;&nbsp;**Primary Appraisal Date** | &nbsp;&nbsp;**Second Appraisal Value** | &nbsp;&nbsp;**Second Appraisal Variance Amount** | &nbsp;&nbsp;**Second Appraisal Variance Percent** | &nbsp;&nbsp;**Second Appraisal Date** | &nbsp;&nbsp;**Second Appraisal Type** | &nbsp;&nbsp;**AVM Appraised Value** | &nbsp;&nbsp;**AVM Variance Amount** | &nbsp;&nbsp;**AVM Variance Percent** | &nbsp;&nbsp;**AVM Confidence Score** | &nbsp;&nbsp;**FSD Score** | &nbsp;&nbsp;**AVM Vendor** | &nbsp;&nbsp;**AVM Appraisal Date** | &nbsp;&nbsp;**Desk Review Appraised Value** | &nbsp;&nbsp;**Desk Review Variance Amount** | &nbsp;&nbsp;**Desk Review Variance Percent** | &nbsp;&nbsp;**Desk Review Company** | &nbsp;&nbsp;**Desk Review Risk Score** | &nbsp;&nbsp;**Desk Review Appraisal Date** | &nbsp;&nbsp;**Desk Top Appraised Value** | &nbsp;&nbsp;**Desk Top Variance Amount** | &nbsp;&nbsp;**Desk Top Variance Percent** | &nbsp;&nbsp;**Desk Top Company** | &nbsp;&nbsp;**Desk Top Appraisal Date** | &nbsp;&nbsp;**BPO Appraised Value** | &nbsp;&nbsp;**BPO Variance Amount** | &nbsp;&nbsp;**BPO Variance Percent** | &nbsp;&nbsp;**BPO Company** | &nbsp;&nbsp;**BPO Appraisal Date** | &nbsp;&nbsp;**Field Review Appraised Value** | &nbsp;&nbsp;**Field Review Variance Amount** | &nbsp;&nbsp;**Field Review Variance Percent** | &nbsp;&nbsp;**Field Review Company** | &nbsp;&nbsp;**Field Review Appraisal Date** | &nbsp;&nbsp;**2055 Appraised Value** | &nbsp;&nbsp;**2055 Variance Amount** | &nbsp;&nbsp;**2055 Variance Percent** | &nbsp;&nbsp;**2055 Company** | &nbsp;&nbsp;**2055 Appraisal Date** | &nbsp;&nbsp;**AVE/CMA Appraised Value** | &nbsp;&nbsp;**AVE/CMA Variance Amount** | &nbsp;&nbsp;**AVE/CMA Variance Percent** | &nbsp;&nbsp;**AVE/CMA Company** | &nbsp;&nbsp;**AVE/CMA Appraisal Date** | &nbsp;&nbsp;**Updated Appraised Value** | &nbsp;&nbsp;**Updated Variance Amount** | &nbsp;&nbsp;**Updated Variance Percent** | &nbsp;&nbsp;**Updated Company** | &nbsp;&nbsp;**Updated Appraisal Date** | &nbsp;&nbsp;**Updated Appraisal Type** | &nbsp;&nbsp;**Loan Collateral Advisor Risk Score** | &nbsp;&nbsp;**Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | &nbsp;&nbsp;**Collateral Underwriter Risk Score** | &nbsp;&nbsp;**Total Adjusted Prior Purchase Price** |
| &nbsp;&nbsp;86081350 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;92 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;45349687 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Moderate | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;96333854 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.010 | &nbsp;&nbsp;93 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;80887059 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.011 | &nbsp;&nbsp;95 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;47585276 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.082 | &nbsp;&nbsp;92 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;55626724 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.015 | &nbsp;&nbsp;95 | &nbsp;&nbsp;.05 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;98293107 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.060 | &nbsp;&nbsp;94 | &nbsp;&nbsp;.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.058 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;AVM |  |  |  |  |
| &nbsp;&nbsp;16332615 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.128 | &nbsp;&nbsp;94 | &nbsp;&nbsp;.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.298 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;61628565 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;12807411 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;65420819 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;47921753 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.009 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;60948118 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.053 | &nbsp;&nbsp;96 | &nbsp;&nbsp;0.04 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;52755284 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.026 | &nbsp;&nbsp;98 | &nbsp;&nbsp;0.02 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.041 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;36525286 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1004 URAR |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;28454018 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1004 URAR | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.034 | &nbsp;&nbsp;97 | &nbsp;&nbsp;0.03 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;12521970 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.012 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;45775024 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;31237689 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.024 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;43430449 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.003 | &nbsp;&nbsp;93 | &nbsp;&nbsp;0.07 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;24965329 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.031 | &nbsp;&nbsp;96 | &nbsp;&nbsp;0.04 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;38189269 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1004 URAR |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.003 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Moderate | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;38898988 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;60770648 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.037 | &nbsp;&nbsp;93 | &nbsp;&nbsp;0.07 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;31146277 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.003 | &nbsp;&nbsp;97 | &nbsp;&nbsp;0.1 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;80186797 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.020 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;32417084 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.085 | &nbsp;&nbsp;98 | &nbsp;&nbsp;0.15 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;17489594 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;67475258 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.030 | &nbsp;&nbsp;96 | &nbsp;&nbsp;0.04 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;45164642 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;63963711 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.025 | &nbsp;&nbsp;91 | &nbsp;&nbsp;0.09 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;51860091 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1004 URAR | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.031 | &nbsp;&nbsp;92 | &nbsp;&nbsp;0.08 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;36294232 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.026 | &nbsp;&nbsp;95 | &nbsp;&nbsp;0.05 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;70309920 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.014 | &nbsp;&nbsp;98 | &nbsp;&nbsp;0.02 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;74359386 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.045 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;43967750 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.059 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;93485658 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.055 | &nbsp;&nbsp;96 | &nbsp;&nbsp;0.04 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;42895521 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;97552646 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.008 | &nbsp;&nbsp;97 | &nbsp;&nbsp;0.03 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;28010923 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.005 | &nbsp;&nbsp;98 | &nbsp;&nbsp;0.02 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;18173888 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;5 |  |
| &nbsp;&nbsp;30553764 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;32626717 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;88033512 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.009 | &nbsp;&nbsp;98 | &nbsp;&nbsp;0.02 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;13293558 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;85837320 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;97 | &nbsp;&nbsp;0.03 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;67451483 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;84383756 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.062 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;33932538 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;40946939 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.009 | &nbsp;&nbsp;96 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;95251945 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.015 | &nbsp;&nbsp;96 | &nbsp;&nbsp;0.04 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;21419248 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.025 | &nbsp;&nbsp;98 | &nbsp;&nbsp;0.02 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;64927266 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.002 | &nbsp;&nbsp;97 | &nbsp;&nbsp;0.03 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;24151394 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.053 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;96320563 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.040 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.12 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;44853275 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;97191616 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.046 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;73518977 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.009 | &nbsp;&nbsp;96 | &nbsp;&nbsp;0.04 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;45404200 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.033 | &nbsp;&nbsp;97 | &nbsp;&nbsp;0.03 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;57726474 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;54242964 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.015 | &nbsp;&nbsp;97 | &nbsp;&nbsp;0.03 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;51077929 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.015 | &nbsp;&nbsp;95 | &nbsp;&nbsp;0.11 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;89850512 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;43553201 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.197 | &nbsp;&nbsp;90 |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;95455022 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;29589526 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.002 | &nbsp;&nbsp;92 | &nbsp;&nbsp;0.08 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;10870076 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.023 | &nbsp;&nbsp;75 | &nbsp;&nbsp;.25 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;72512352 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.173 | &nbsp;&nbsp;91 | &nbsp;&nbsp;.90 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;18671695 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.072 | &nbsp;&nbsp;91 | &nbsp;&nbsp;0.09 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;82027415 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.013 | &nbsp;&nbsp;95 | &nbsp;&nbsp;0.05 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;26085199 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.096 | &nbsp;&nbsp;93 | &nbsp;&nbsp;0.07 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;66297867 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;29619668 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.033 | &nbsp;&nbsp;94 | &nbsp;&nbsp;.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;83914938 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.329 | &nbsp;&nbsp;92 | &nbsp;&nbsp;0.08 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Reasonable | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;20467147 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.012 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;18926570 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.079 | &nbsp;&nbsp;93 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;49633301 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.046 | &nbsp;&nbsp;94 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;12306201 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.064 | &nbsp;&nbsp;96.33 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;63862169 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.046 | &nbsp;&nbsp;85 | &nbsp;&nbsp;0.15 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;58757578 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.107 | &nbsp;&nbsp;92 | &nbsp;&nbsp;0.08 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Reasonable | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;83928220 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;28526818 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.002 | &nbsp;&nbsp;93 | &nbsp;&nbsp;.7 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;84759703 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.068 | &nbsp;&nbsp;75 | &nbsp;&nbsp;0.25 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;71937522 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.037 | &nbsp;&nbsp;93 | &nbsp;&nbsp;.7 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;34117170 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.047 | &nbsp;&nbsp;95 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;47888211 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.100 | &nbsp;&nbsp;94 | &nbsp;&nbsp;.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;28421632 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.062 | &nbsp;&nbsp;91 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;36081082 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.039 | &nbsp;&nbsp;94 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;39558222 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.005 | &nbsp;&nbsp;95 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;39671677 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1004 URAR | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.013 | &nbsp;&nbsp;98 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;62440595 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.045 | &nbsp;&nbsp;92 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;17087709 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.079 | &nbsp;&nbsp;97 | &nbsp;&nbsp;0.03 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;73066292 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.013 | &nbsp;&nbsp;97 | &nbsp;&nbsp;0.03 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;12909128 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.053 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;23042820 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.093 | &nbsp;&nbsp;96 | &nbsp;&nbsp;.04 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;54183968 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Moderate | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;85361036 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1004 URAR | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.074 | &nbsp;&nbsp;94 | &nbsp;&nbsp;.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;38139599 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.008 | &nbsp;&nbsp;94 | &nbsp;&nbsp;.6 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;22058484 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.018 | &nbsp;&nbsp;95 | &nbsp;&nbsp;.05 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;99344935 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.003 | &nbsp;&nbsp;97 | &nbsp;&nbsp;.03 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;70568506 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.079 | &nbsp;&nbsp;91 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;53518194 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;27717467 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;26085688 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;91304671 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;42059357 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.200 | &nbsp;&nbsp;90 | &nbsp;&nbsp;0.10 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;57003515 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.070 | &nbsp;&nbsp;93 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;51910769 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.013 | &nbsp;&nbsp;98 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;42415667 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.067 | &nbsp;&nbsp;89 | &nbsp;&nbsp;0.11 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;50361969 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;22696950 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.818 | &nbsp;&nbsp;50 | &nbsp;&nbsp;0.5 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;70274570 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.359 | &nbsp;&nbsp;84 | &nbsp;&nbsp;.16 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;58328795 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;61367129 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.006 | &nbsp;&nbsp;97 | &nbsp;&nbsp;.03 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;71834431 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.054 | &nbsp;&nbsp;93 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;63133424 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.007 | &nbsp;&nbsp;94 | &nbsp;&nbsp;0.06 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;46864584 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.061 | &nbsp;&nbsp;88 |  |  | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;62340642 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.327 | &nbsp;&nbsp;69 | &nbsp;&nbsp;.31 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.074 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;28132924 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1025 Small Residential Income Report | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.557 | &nbsp;&nbsp;90 | &nbsp;&nbsp;0.10 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.020 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;81464583 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.173 | &nbsp;&nbsp;73 | &nbsp;&nbsp;0.27 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.068 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;77648545 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.051 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;97 | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;19814167 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;79033396 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;91602995 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;-.086 | &nbsp;&nbsp;91 | &nbsp;&nbsp;0.09 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;32804464 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;1004 URAR |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;31031682 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.014 | &nbsp;&nbsp;96 | &nbsp;&nbsp;0.04 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;45916135 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Low | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;27240993 |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;.000 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Reasonable | &nbsp;&nbsp;XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan ID** | &nbsp;&nbsp;**Investor Loan ID** | &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Lender Application Date** | &nbsp;&nbsp;**Originator QM Status** | &nbsp;&nbsp;**Final QM Status** | &nbsp;&nbsp;**Originator QM Status Difference than Final QM Status?** | &nbsp;&nbsp;**Reason Why NonQM Final Status** | &nbsp;&nbsp;**APR Pricing Threshold Exceeded?** | &nbsp;&nbsp;**QM DTI Threshold Exceeded?** | &nbsp;&nbsp;**Higher Priced Mortgage Loan (HPML)?** | &nbsp;&nbsp;**Negatively Amortizing Loan?** | &nbsp;&nbsp;**Principal Deferment?** | &nbsp;&nbsp;**Interest Only Flag?** | &nbsp;&nbsp;**Prepayment Penalty?** | &nbsp;&nbsp;**Balloon Flag?** | &nbsp;&nbsp;**Adjustable Rate Balloon?** | &nbsp;&nbsp;**Loan Term Less Than 5 Years?** | &nbsp;&nbsp;**QM Points and Fees Threshold Exceeded?** | &nbsp;&nbsp;**QM Total Points and Fees** | &nbsp;&nbsp;**APR** | &nbsp;&nbsp;**ATR: Qualifying Payment Properly Considered?** | &nbsp;&nbsp;**ATR: Current Employment/Self-Employment Verified?** | &nbsp;&nbsp;**ATR: Balloon Qualifying Payment Properly Considered?** | &nbsp;&nbsp;**ATR: Reasonable Income or Assets Considered?** | &nbsp;&nbsp;**ATR: Subject PITIA Adequately Documented?** | &nbsp;&nbsp;**ATR: All Liabilities Including Alimony and Child Support in DTI?** | &nbsp;&nbsp;**ATR: Simultaneous Loan Calculated Properly** | &nbsp;&nbsp;**ATR: Credit History was Considered Properly?** | &nbsp;&nbsp;**ATR: Did Lender Document All ATR Factors?** | &nbsp;&nbsp;**ATR: Was an ATR/QM Residual Income Analysis Provided?** | &nbsp;&nbsp;**Residual Income Meets Guidelines?** | &nbsp;&nbsp;**Borrower 1 Employment Indicator** | &nbsp;&nbsp;**Borrower 2 Employment Indicator** | &nbsp;&nbsp;**Borrower 1 Foreign National Indicator** | &nbsp;&nbsp;**Borrower 2 Foreign National Indicator** | &nbsp;&nbsp;**Business Purpose Loan?** | &nbsp;&nbsp;**Business Purpose Verified?** |
| &nbsp;&nbsp;86081350 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;45349687 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5197.5 | &nbsp;&nbsp;4.466% | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;96333854 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;80887059 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;47585276 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;11670 | &nbsp;&nbsp;6.479 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;55626724 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0629 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;98293107 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0668 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;16332615 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0666 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;61628565 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0671 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;12807411 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0699 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;65420819 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;11112.5 | &nbsp;&nbsp;8.344 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;47921753 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0866 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;60948118 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0881 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;52755284 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7195 | &nbsp;&nbsp;8.408 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;36525286 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0697 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;28454018 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;36495 | &nbsp;&nbsp;7.938 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;12521970 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.077 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;45775024 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0999 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;31237689 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9256.97 | &nbsp;&nbsp;7.5 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;43430449 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;7745 | &nbsp;&nbsp;9.833 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;24965329 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12947.5 | &nbsp;&nbsp;7.456 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;38189269 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Pass | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;24580 | &nbsp;&nbsp;7.605 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;38898988 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0773 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;60770648 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4265 | &nbsp;&nbsp;10.02 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;31146277 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;11645 | &nbsp;&nbsp;7.677 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;80186797 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0814 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;Yes |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;32417084 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0854 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;17489594 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6907 | &nbsp;&nbsp;9.945 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;67475258 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;7210 | &nbsp;&nbsp;8.454 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;45164642 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;22995 | &nbsp;&nbsp;7.599 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;63963711 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7295 | &nbsp;&nbsp;7.95 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;51860091 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;26295 | &nbsp;&nbsp;8.534 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;36294232 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0833 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;70309920 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0731 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;74359386 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10220 | &nbsp;&nbsp;10.57 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;43967750 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0874 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;93485658 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;30025 | &nbsp;&nbsp;9.497 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;42895521 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0768 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;97552646 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;35550 | &nbsp;&nbsp;10.191 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;28010923 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0858 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;18173888 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;13825 | &nbsp;&nbsp;8.025 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;30553764 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0912 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;32626717 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0912 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;88033512 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0911 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;13293558 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0782 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;85837320 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;31440 | &nbsp;&nbsp;7.498 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;67451483 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0844 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;84383756 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8577 | &nbsp;&nbsp;10.283 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;33932538 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0885 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;40946939 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0815 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;95251945 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7875 | &nbsp;&nbsp;8.035 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;21419248 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14645 | &nbsp;&nbsp;7.263 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;64927266 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Fail | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7383.25 | &nbsp;&nbsp;9.402 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;24151394 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Fail | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2945 | &nbsp;&nbsp;7.896 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;96320563 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14640 | &nbsp;&nbsp;10.655 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;44853275 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0818 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;97191616 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.1052 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;73518977 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14280 | &nbsp;&nbsp;9.876 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;45404200 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Fail | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5290 | &nbsp;&nbsp;8.73 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;57726474 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;7078.75 | &nbsp;&nbsp;8.095 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;54242964 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6779.38 | &nbsp;&nbsp;9.179 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;51077929 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0914 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;89850512 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11945 | &nbsp;&nbsp;7.996 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;43553201 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14457.5 | &nbsp;&nbsp;6.154 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;95455022 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11403 | &nbsp;&nbsp;4.382 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;29589526 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13546.25 | &nbsp;&nbsp;6.586 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;10870076 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;4.586% | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;72512352 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10076.25 | &nbsp;&nbsp;4.664 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;18671695 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8592.5 | &nbsp;&nbsp;6.342 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;82027415 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7857 | &nbsp;&nbsp;4.325 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;26085199 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;7925 | &nbsp;&nbsp;4.574 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;66297867 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11666.38 | &nbsp;&nbsp;6.398 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;29619668 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;7410.25 | &nbsp;&nbsp;4.425 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;83914938 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8795 | &nbsp;&nbsp;4.3 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;20467147 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8000 | &nbsp;&nbsp;4.471 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;18926570 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7180 | &nbsp;&nbsp;4.418 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;49633301 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11615 | &nbsp;&nbsp;4.62 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;12306201 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;13663 | &nbsp;&nbsp;6.589 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;63862169 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14630 | &nbsp;&nbsp;4.567 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;58757578 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;4.460% | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;83928220 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6811.5 | &nbsp;&nbsp;4.827 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;28526818 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;20121.25 | &nbsp;&nbsp;4.428 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;84759703 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6045 | &nbsp;&nbsp;6.863 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;71937522 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;8420 | &nbsp;&nbsp;4.391 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;34117170 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10958 | &nbsp;&nbsp;6.551 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;47888211 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;11331 | &nbsp;&nbsp;4.524 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;28421632 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6107.5 | &nbsp;&nbsp;4.669 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;36081082 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0668 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;39558222 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;11977.07 | &nbsp;&nbsp;6.469 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;39671677 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12942.13 | &nbsp;&nbsp;6.692 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;62440595 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6690 | &nbsp;&nbsp;6.715 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;17087709 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8607 | &nbsp;&nbsp;6.362 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;73066292 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14795 | &nbsp;&nbsp;6.286 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;12909128 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;34527.5 | &nbsp;&nbsp;6.819 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;23042820 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5166.88 | &nbsp;&nbsp;6.545 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;54183968 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;21397 | &nbsp;&nbsp;6.932 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;85361036 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Pass | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;17445 | &nbsp;&nbsp;6.617 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;38139599 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;19540 | &nbsp;&nbsp;6.583 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;22058484 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10532 | &nbsp;&nbsp;6.855 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;99344935 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12295 | &nbsp;&nbsp;6.624 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;70568506 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0676 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;53518194 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7411.25 | &nbsp;&nbsp;6.406 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;27717467 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;0.0659 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |
| &nbsp;&nbsp;26085688 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12275 | &nbsp;&nbsp;6.63 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;91304671 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;16805 | &nbsp;&nbsp;6.351 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;42059357 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10955 | &nbsp;&nbsp;6.736 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;57003515 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8248 | &nbsp;&nbsp;6.742 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;51910769 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9035 | &nbsp;&nbsp;6.579 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Not Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;42415667 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;28232 | &nbsp;&nbsp;6.343 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;50361969 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10445 | &nbsp;&nbsp;6.599 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;22696950 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4296.07 | &nbsp;&nbsp;7.007 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;70274570 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11795 | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;58328795 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Fail | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;22195 | &nbsp;&nbsp;6.795 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;61367129 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Pass | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4915 | &nbsp;&nbsp;6.603 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;71834431 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4298 | &nbsp;&nbsp;7.067 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;63133424 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8296.25 | &nbsp;&nbsp;6.333 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;46864584 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;23095.63 | &nbsp;&nbsp;4.807 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;62340642 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;37913.75 | &nbsp;&nbsp;4.626 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;28132924 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24904.43 | &nbsp;&nbsp;4.908 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;81464583 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;16091 | &nbsp;&nbsp;4.538 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;77648545 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6493.75 | &nbsp;&nbsp;4.615 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;19814167 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11049.38 | &nbsp;&nbsp;4.466 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;79033396 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4220 | &nbsp;&nbsp;6.732 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;91602995 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7520 | &nbsp;&nbsp;4.491 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;32804464 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;27795 | &nbsp;&nbsp;6.147 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;31031682 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Appendix Q Documentation | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11215 | &nbsp;&nbsp;6.733 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;45916135 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying DTI Exceeds 43% | &nbsp;&nbsp;Not Tested | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6100 | &nbsp;&nbsp;6.674 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;27240993 |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;ATR/QM: Not Applicable | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No |  |  |  | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Employed |  | &nbsp;&nbsp;No |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Present |

---

## Exhibit 99.1

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan ID** | &nbsp;&nbsp;**Transaction ID** | &nbsp;&nbsp;**Field Name** | &nbsp;&nbsp;**Source** | &nbsp;&nbsp;**Verified Value** | &nbsp;&nbsp;**Bid Tape Value** |
| &nbsp;&nbsp;96333854 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;creditLiabilitiesPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;72512352 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;diligenceFinalLookPage | &nbsp;&nbsp;40.31 | &nbsp;&nbsp;44.53% |
| &nbsp;&nbsp;18671695 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Property Value | &nbsp;&nbsp;propertyValuationPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;28132924 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Application Date | &nbsp;&nbsp;the1003Page | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;91602995 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Application Date | &nbsp;&nbsp;the1003Page | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;39671677 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Property Value | &nbsp;&nbsp;propertyValuationPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;17087709 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Property Value | &nbsp;&nbsp;propertyValuationPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;73066292 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Property Value | &nbsp;&nbsp;propertyValuationPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;22696950 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Property Value | &nbsp;&nbsp;propertyValuationPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;23042820 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Application Date | &nbsp;&nbsp;complianceDetailPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;54183968 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Property Value | &nbsp;&nbsp;propertyValuationPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;70274570 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Application Date | &nbsp;&nbsp;the1003Page | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;16332615 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Property Value | &nbsp;&nbsp;propertyValuationPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;36525286 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;creditLiabilitiesPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;28454018 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Application Date | &nbsp;&nbsp;complianceDetailPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;12521970 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Application Date | &nbsp;&nbsp;complianceDetailPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;31237689 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Application Date | &nbsp;&nbsp;complianceDetailPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;38189269 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Property Value | &nbsp;&nbsp;propertyValuationPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;45404200 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;notePage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;67475258 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;notePage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;51860091 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;notePage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;74359386 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;creditLiabilitiesPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;30553764 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Loan Amount/Draw Amount | &nbsp;&nbsp;notePage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;32626717 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Loan Amount/Draw Amount | &nbsp;&nbsp;notePage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |
| &nbsp;&nbsp;85837320 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;diligenceFinalLookPage | &nbsp;&nbsp;30.35 | &nbsp;&nbsp;0.41 |
| &nbsp;&nbsp;89850512 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;diligenceFinalLookPage | &nbsp;&nbsp;38.12 | &nbsp;&nbsp;0.42 |
| &nbsp;&nbsp;95251945 | &nbsp;&nbsp;Acra Lending Flow | &nbsp;&nbsp;Property Value | &nbsp;&nbsp;propertyValuationPage | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |

---

## Exhibit 99.2

**Exhibit 99.2**

![](ex992img001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; BRAVO 2023-NQM1<br>

![](image001.jpg)

**1/10/2023<br> Due Diligence Narrative Report** <br>

![](ex992img002.jpg)

**Table of Contents**

---

| | |
|:---|:---|
| **Clayton Contact Information** | **2** |
| **Overview** | **2** |
| **Originators** | **2** |
| **Clayton's Third Party Review ("TPR") Scope of Work** | **2** |
| &nbsp;&nbsp;&nbsp;Sampling | 3 |
| &nbsp;&nbsp;&nbsp;Loan Grading | 4 |
| &nbsp;&nbsp;&nbsp;TPR Component Review Scope | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Credit Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Property Valuation Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Regulatory Compliance Review | 5 |
| &nbsp;&nbsp;&nbsp;Data Integrity | 7 |
| &nbsp;&nbsp;&nbsp;Data Capture | 8 |
| **Data Compare Results** | **8** |
| **Clayton Due Diligence Results** | **9** |
| **Clayton Third Party Reports Delivered** | **10** |
| **Appendix A: Credit Review Scope** | **11** |
| **Appendix B: Origination Appraisal Assessment** | **14** |
| **Appendix C: Regulatory Compliance Review Scope** | **17** |

---

 ****

BRAVO 2023-NQM1 Due Diligence Narrative Report Page \| 1 January 10, 2023

**Clayton Contact Information**

Client Service Management:

---

| | |
|:---|:---|
| ![*](image001.gif) | **Ralph Fox** Client Services Senior Director |

---

Phone: (813) 371-0281/E-mail: rfox@clayton.com

---

| | |
|:---|:---|
| ![*](image001.gif) | **Joe Ozment** VP – Client Services and Securitization |

---

Phone: (813) 261-0733/E-mail: jozment@clayton.com

**Overview**

On behalf of Loan Funding Structure LLC, Clayton conducted an independent third-party non-securitization due diligence review of 1 residential loan.

On behalf of IMPAC, Clayton conducted an independent third-party pre-securitization due diligence review of 1 residential loan.

On behalf of LoanStream Mortgage, Clayton conducted an independent third-party pre-securitization due diligence review of 2 residential loans.

On behalf of Citadel Investment Group, Clayton conducted an independent third-party pre-securitization due diligence review of 229 residential loans. Also, on behalf of Citadel Investment Group, Clayton conducted an independent third-party non-securitization due diligence review of 1 residential loan.

The 2 loans that were not reviewed for securitization purposes are noted below.

---

| |
|:---|
| **Not Reviewed for Rated SEC (2)** |
| **Loan Number** |
| 7017135 |
| 7110420 |

---

Loan Funding Structure LLC subsequently purchased these loans via Reliance Letter and selected them for the BRAVO 2023-NQM1 transaction.

The loans referenced in this narrative report were reviewed on a flow basis from February 2018 to September 2022 at Clayton's centralized underwriting facilities in Tampa, FL. This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton's review.

**Originators**

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| **Origination Channel** | **# of Loans** | **% Channel** |
| Not Collected / Not in Scope | 2 | 0.85% |
| Broker | 202 | 86.32% |
| Correspondent | 7 | 2.99% |
| Retail | 23 | 9.83% |

---

BRAVO 2023-NQM1 Due Diligence Narrative Report Page \| 2 January 10, 2023

![](ex992img002.jpg)

**Clayton's Third Party Review ("TPR") Scope of Work**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and was performed in accordance with rating agency<sup>[1]</sup> loan level review standards in place as of the date of the review. This is referred to as a "Full Review."

Sampling

For all originators in this transaction, 98.86% of the loans received a Full Review as described below.

Review Type Loan Counts:

---

| | | |
|:---|:---|:---|
| ***Review Type*** | &nbsp;&nbsp; ***Loan Count***<br> ***Reviewed by Clayton***  | ***Scope Applied*** |
| **Full Review** | 229\* | Clayton performed a Full Review based on the scope described below in the section titled "TPR Component Review Scope". |
| **Total Loan Population** | 234 |  |

---

\*1 loan received a compliance only review in accordance with the "Regulatory Compliance Review section below and 2 loans were not reviewed for regulatory compliance in accordance with paragraph 2 of the "Compliance Review (Business Purpose, Non-Owner Occupied)" section below. 2 loans were not reviewed for securitization purposes, as noted above.

Loan Grading

Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton's loan grading is solely based on Clayton's independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth compensating factors and waivers.

Clayton's loan grading complied with rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Kroll, DBRS and Morningstar.

BRAVO 2023-NQM1 Due Diligence Narrative Report Page \| 3 January 10, 2023

![](ex992img002.jpg)

TPR Component Review Scope

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in loan documentation provided to Clayton.

Credit Review

Clayton's Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to Appendix A and to the guidelines cited above):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor
Acquisition Criteria cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against
the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Analyzed asset statements in order to determine whether funds to close and reserves were within Sponsor
Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Confirmed that credit scores (FICO) and credit histories were within Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Evaluated evidence of borrower's willingness and ability to repay the obligation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Examined Data Verify risk evaluation report, which was located in each loan file, for income, employment,
Nationwide Mortgage Licensing System and Registry ("NMLS") and occupancy status alerts. Clayton researched alert information
against loan documentation and assigned loan conditions accordingly.

Property Valuation Review

Clayton's Property Valuation scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Original Appraisal Assessment (234 loans)

- Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

- For more detail on the original appraisal review scope and desk review definitions, please refer to Appendix B and to the guidelines cited above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Value Supported Analysis (233 loans)

Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product. Loans were held to a -10% tolerance utilizing the following waterfall;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· AVM

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· BPO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Desk Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Field Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Second Full Appraisal

BRAVO 2023-NQM1 Due Diligence Narrative Report Page \| 4 January 10, 2023

![](ex992img002.jpg)

0 loans had CU scores of 2.5 or less and and did not require a third party valuation. For further detail please refer to the BRAVO 2023-NQM1 Valuations Summary Report

Regulatory Compliance Review

Clayton's Regulatory Compliance scope of review conducted on this transaction included the elements summarized below. (For more detail, please refer to Appendix C and to the guidelines cited above.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Assessed compliance with state specific consumer protection laws by testing late charge and prepayment
penalty provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Truth-in-lending/regulation Z (TILA) testing included the following:

- Notice of Right to Cancel (Right of Rescission) adherence if applicable;

- TIL Disclosure Timing (3/7/3) and disclosure content;

- TIL APR and Finance charge tolerances;

- Timeliness of ARM Disclosures (if applicable);

- Section 32 APR and Points and Fees Thresholds and prohibited practices;

- Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

- Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

Reviewed ATR/QM Ability to Repay (a/k/a Minimum Standards for Transactions): for applications on or after 1/10/2014. Clayton confirmed the loan files contain documentation to evidence the lender considered and verified the borrower's ability to Repay. This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non-QM loans were reviewed to ensure the lender documented that they considered and verified the eight (8) underwriting factors required for ATR compliance in accordance with either their guidelines or the Sponsor Acquisition Criteria;

o The ATR/QM Rules allow the lender to exclude up to two discount points from the 3% points and fees evaluation depending on the loan's undiscounted interest rate in relation to the APOR index rate. The ATR/QM Rule does not set the required rate reduction per discount point.

Clayton evaluated the lender's exclusion of discount points from the 3% points and fees calculation for all loans in this transaction using a [0.2%] rate reduction threshold per discount point.

- Prepayment Penalty restrictions.

TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included:

- GFE initial disclosure timing and content;

- Confirmed the file contains the final HUD1 Settlement Statement;

GFE to HUD1 evaluation for 0% and 10% fee tolerances;

- Homeownership Counseling Notice;

- Affiliated Business Disclosure if applicable.

BRAVO 2023-NQM1 Due Diligence Narrative Report Page \| 5 January 10, 2023

![](ex992img002.jpg)

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, 2016 SFA published its RMBS 3.0 TRID Compliance Review Scope© documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFA's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFA RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

Following the June 15<sup>th</sup> formal publication of the RMBS 3.0 TRID Compliance Review Scope©, Clayton reviewed prior testing results dating back to the TRID Effective Date, and applied the enhanced RMBS 3.0 TRID Compliance Review Scope.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u> 

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

As of December 18, 2020, Clayton modified its system to not run regulatory compliance testing on business entities, including LLC's, unless there is also a co-borrower that is a natural person or a trust that is considered to be a "consumer" under TILA. Rather than migrating compliance findings to an A on such loans as was the previous process, going forward no compliance grades are assigned in these instances.

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Cook County High Cost Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Chicago High Cost Ordinance

BRAVO 2023-NQM1 Due Diligence Narrative Report Page \| 6 January 10, 2023

![](ex992img002.jpg)

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Lender and Broker Act after 6/1/2008

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sufficiency of coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Escrow of insurance payments

 ****

Data Integrity

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tape data received from lender/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Each received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Discrepancies found during comparison are stored

Data Capture

Clayton collected data fields required to create American Securitization Forum ("ASF"). The file format was provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

**Data Compare Results**

Clayton provided Loan Funding Structure LLC with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received by the sellers versus the data captured by Clayton during the loan review.

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Summary of data compare results:

---

| | | |
|:---|:---|:---|
| **Field Name** | **# of Loans** | **% Accuracy** |
| Borrower 1 First Name | 1 | 99.57% |
| Borrower 1 Self Employed Flag | 1 | 99.57% |
| Borrower 2 First Name | 2 | 99.15% |
| Borrower 2 Last Name | 16 | 93.16% |
| Combined LTV | 2 | 99.15% |
| Debt to Income Ratio (Back) | 28 | 88.03% |
| Disbursement Date | 61 | 73.93% |
| Documentation Type | 3 | 98.72% |
| First Payment Date | 1 | 99.57% |
| First Rate Change Date | 8 | 96.58% |
| HCLTV | 1 | 99.57% |
| Loan Purpose | 13 | 94.44% |
| Maturity Date | 1 | 99.57% |
| Maximum Rate | 1 | 99.57% |
| Original Appraisal Date | 4 | 98.29% |
| Original Appraised Value | 2 | 99.15% |
| Original Balance | 1 | 99.57% |
| Original LTV | 2 | 99.15% |
| Origination Channel | 2 | 99.15% |
| Origination Date | 3 | 98.72% |
| Product Type | 1 | 99.57% |
| Property Type | 39 | 83.33% |
| Representative Credit Score for Grading | 7 | 97.01% |
| Total Monthly Income | 70 | 70.09% |

---

**Clayton Due Diligence Results**

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Initial and Final Overall Loan Grade Results**![](image_001.jpg)

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\*The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Initial and Final Credit Component Grade Results**![](image_002.jpg)

**Initial and Final Property Valuation Grade Results**

![](image_003.jpg)

**Initial and Final Regulatory Compliance Grade Results**

![](image_004.jpg)

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**Clayton Third Party Reports Delivered**

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Conditions Report – Compliance Only

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Loan Level Tape Compare Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Waived Conditions Summary Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations Summary Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. NON-ATR QM Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Attestation Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. ASF Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. Rating Agency ATR/QM Data Fields

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. Standard Upload

**Appendix A: Credit Review Scope**

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o LTV/TLTV/HLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Credit score

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Income and employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Assets and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower eligibility, including:

- Citizenship status

- Non- occupant co-borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Transaction eligibility, including:

- Maximum loan amount

- Loan purpose

- Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included
required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Uniform Residential Loan Application reviewed to determine:

- Initial loan application was in the loan file and was signed by all borrowers

- Final loan application was in the loan file and was complete

- Information and debts disclosed on loan application aligned with related documentation in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Employment analyzed and verified through use of various documents, including:

- Income documentation

- Verbal and/or written verifications of employments (VVOE, VOE)

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- CPA letter

- Business licenses

- Tax transcripts (IRS Form 4506-T)

- Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Income review included:

- Required income documentation for all borrowers was present and within required time period

- Documents did not appear to have been altered or inconsistent

- IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Signed by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Compared IRS tax transcripts to income documentation and noted any inconsistencies

- Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1099

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ IRS documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Bank statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lease agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Award letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;o Asset review included:

- Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Verification of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Settlements statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Other documentation in loan file

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;o Credit Report review included:

- Complete copy of report was in loan file

- Report was dated within required timeframe

- All borrowers were included in the report

- Checked any fraud alerts against related loan file documentation

- Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

- Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

- Captured and utilized appropriate credit score for guideline review

&nbsp;&nbsp;&nbsp;&nbsp;o Title policy review included:

- Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Leasehold estate

- Appropriate vestee(s) were listed on title policy

Amount of coverage was greater than or equal to the original principal amount of the mortgage

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- Applicable title endorsements were present

- Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

- Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

- Captured monthly tax payments in debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;o HUD1 (Settlement Statement) review included:

- Funds to close identified and analyzed against borrower's assets

- Seller contributions did not exceed maximum allowed

- Subject property, seller and borrower aligned with other loan documentation

- Disbursements and pay-offs included in debt ratio calculations

- Loan purpose confirmed

&nbsp;&nbsp;&nbsp;&nbsp;o Hazard/Flood insurance review included:

- Verified presence of required hazard insurance and flood insurance (if required)

- Confirmed that any required insurance was for the:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Correct loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Life of loan, if flood insurance required

Confirmed that any required insurance minimum coverage amount and policy period

- Reviewed for evidence that any required insurance policy premium was paid

- Confirmed that the mortgagee clause listed the lender's name and "it's successors and assigns"

Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage Insurance review included:

- Determined if mortgage insurance is required

Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage
or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped "true and certified copy"
by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan
file to identify and address any potential misrepresentations including:

&nbsp;&nbsp;&nbsp;&nbsp;o Borrower identity

- Social Security inconsistencies

- Borrower name variations

&nbsp;&nbsp;&nbsp;&nbsp;o Occupancy

- Borrower address history

- Subject property ownership history

&nbsp;&nbsp;&nbsp;&nbsp;o Employment

&nbsp;&nbsp;&nbsp;&nbsp;o Licensing – reviewed NMLS data for:

- Mortgage lender/originator

- Loan officer

&nbsp;&nbsp;&nbsp;&nbsp;o OFAC

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**Appendix B: Origination Appraisal Assessment**

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal report used standard GSE forms, appropriate to the property type:

- FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

- FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

- FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

- FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

- FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

- FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal report was reasonably complete and included:

- Appraisal report form, certification, statement of limiting conditions and scope of work

- Accurate identification of the subject property

- Accurate identification of the subject loan transaction

- Accurate identification of the property type, in both land and improvements

- All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Photos of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Exterior sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 1004MC Market Conditions Report

- Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all material conditions

- Appraisal date met supplied Sponsor Acquisition Criteria

- If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and
USPAP based on the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Title XI of FIRREA:

- If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report, an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

- Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser's license included in the appraisal.

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- Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a risk to the property or occupants

&nbsp;&nbsp;&nbsp;&nbsp;o USPAP

- Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed and graded the appraisal valuation to the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;o Appraised value was reasonably supported. Utilized the following review in making value supported determination:

- Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

- Comps used were reasonably recent in transaction date and if not the reason was furnished

- Comps used were reasonably similar to the subject property and if not an explanation was supplied

- Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

&nbsp;&nbsp;&nbsp;&nbsp;o Property was complete. However, if the property was not 100% complete, then any unfinished portion had
no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;o Appraisal was reviewed for any indication of property or marketability issues. Utilized the following
key points in making determination:

- Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material conditions

- Property usage was reviewed for zoning compliance

- Property utilization was reviewed to determine it was "highest and best use"

- Neighborhood values were reviewed to determine if declining

- Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ % built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Growth rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Marketing time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Predominant occupancy

- Physical condition of the property was reviewed to determine that the property condition was average or better

- Style of property was reviewed to determine if unique property

- Any health and safety issues were noted and/or remediated

- Locational and/or environmental concerns adequately addressed if present

D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met
the client supplied eligibility requirements. Examples of ineligible property types may include:

&nbsp;&nbsp;&nbsp;&nbsp;o 3 to 4 unit owner occupied properties

&nbsp;&nbsp;&nbsp;&nbsp;o 2 to 4 unit second homes

&nbsp;&nbsp;&nbsp;&nbsp;o Unwarrantable or limited review condominiums

&nbsp;&nbsp;&nbsp;&nbsp;o Manufactured or mobile homes

&nbsp;&nbsp;&nbsp;&nbsp;o Condotel units

&nbsp;&nbsp;&nbsp;&nbsp;o Unique properties

&nbsp;&nbsp;&nbsp;&nbsp;o Working farms, ranches or orchards

&nbsp;&nbsp;&nbsp;&nbsp;o Mixed-use properties

&nbsp;&nbsp;&nbsp;&nbsp;o Properties subject to existing oil or gas leases

&nbsp;&nbsp;&nbsp;&nbsp;o Properties located in Hawaii Lava Zones 1 and 2

&nbsp;&nbsp;&nbsp;&nbsp;o Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

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E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA
Declared Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will
specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage
has been indicated, and the amount of said damage.

F. Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;o The individuals performing the aforementioned original appraisal assessment are not persons providing
valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers
under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes
of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed
valuation information for reasonableness

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the actual value of the
underlying property

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will
not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;o Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

G. Desk Review definitions

&nbsp;&nbsp;&nbsp;&nbsp;o Clear Capital "CDA" means a written retrospective analysis of an appraisal of residential real property
relating to completeness, reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by Customer.
The CDA will offer an alternative value, if deemed appropriate, based on the analysis of the competitive market as of the effective date
of the appraisal provided. The CDA will also provide an analysis of the appraisal provided, including supporting
narrative and data to fully support the CDA value and outline deficiencies within the appraisal. The CDA will also
contain a Risk Score and Risk Indicators based upon the findings of the analysis for the appraisal provided to Clear
Capital by Customer.

&nbsp;&nbsp;&nbsp;&nbsp;o ProTeck's Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the
file completed by a licensed appraiser. The ARR validates subject and comparable data and characteristics, confirms the original appraiser's
methodologies, credentials, and commentary to insure compliance with regulatory requirements and industry accepted best practices, and
flags all risk factors while also providing a final value reconciliation used to grade the loan.

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**Appendix C: Regulatory Compliance Review Scope**

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final Rule that became mandatory
on January 1, 2010

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed circumstance documentation
within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1 correspond to the actual
loan terms from the Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in the 0% or 10% fee
tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop
for.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm
the disclosure was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within
3 days of application

**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether
the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure
Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of
the prepayment penalty disclosure and assumption policy with the note and security instrument.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application,
7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on
or after July 30, 2009 (Section 19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs
identified within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the
loan disbursement (Section 23)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o High Cost mortgage thresholds for points and fees (Section 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o High Cost Prohibited Acts and Practices upon request (Section 33)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance,
mandatory arbitration clauses, and NegAm Counseling (Section 36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains
documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements
This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will
be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance.
This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o TILA/RESPA Integrated Disclosure Rule: "The Initial TRID Scope" and "RMBS 3.0 TRID Compliance Review Scope©"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate ("LE") and Closing Disclosure
("CD")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Pre-application Requirement Testing:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Pre-application forms cannot look similar to the LE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Pre-application forms must contain the required disclaimer ("Your actual rate, payment, and costs could be higher. Get an official
Loan Estimate before choosing a loan").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing Requirements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after
the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is
triggered) is received.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fee Tolerances:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If a credit or refund is made, that it is sufficient to cover Clayton's calculated under-disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Payment Schedule Accuracy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton's calculated
payment schedule.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest-only periods and final balloon payments are accurately completed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· When applicable, that the AIR and AP tables are consistent with Clayton's calculations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Accuracy of the Loan Calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Amount Financed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Total of Payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Total interest percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Technical Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with the TRID rounding rules.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with specified formatting requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Alphabetization of fees.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Title fees preceded by "Title –."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Consistency within and across forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Once a fee is disclosed it must remain substantially the same name across disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with
a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the
section referenced.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Completion of the LE and CD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information,
contact information, rate lock information, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one
option is indicated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· That there is either a signature or a Loan Acceptance statement on the form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Waivers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past
experience with clients, Clayton will also issue an exception for the loan closing early.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Corrected CD requiring a new waiting period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided.
For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within
tolerance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Post-Close CD's

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Corrected CD's provided with a post-close refund.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Post-close CD's to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Post-close CD's to correct non-numerical clerical errors required within 60 days of consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Related Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Affiliated Business Disclosure (can impact fee tolerances)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Outside of Clayton's default TRID scope:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More
detailed testing will occur by comparing the final CD to the Note terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Whether the Liability after Foreclosure selection is correct for the property state.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the Aggregate Adjustment amount.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Presence and accuracy of the Seller's Transaction columns of the Summaries of Transactions section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms,
but is not independently verifying the information.

**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

BRAVO 2023-NQM1 Due Diligence Narrative Report Page \| 18 January 10, 2023

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**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| **Higher-Priced** | **Higher-Priced** | **Higher-Priced** |
| California | Maryland | New York |
| Connecticut | Massachusetts (subprime ARMS to first time homebuyers) | North Carolina |
| Maine | Minnesota | |

---

**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| **State/Local High Cost** | **State/Local High Cost** | **State/Local High Cost** |
| Arkansas | Maine | Pennsylvania |
| California | Maryland | Rhode Island, including the Providence ordinance |
| Colorado | Massachusetts | South Carolina |
| Connecticut | Nevada | Tennessee |
| District of Columbia | New Jersey | Texas |
| Florida | New Mexico | Utah |
| Georgia | New York | &nbsp;&nbsp; Vermont<br> (High Rate, High Point law) |
| Illinois, including the Cook County and Chicago ordinances | North Carolina | Wisconsin |
| Indiana | &nbsp;&nbsp; Ohio, including<br> Cleveland Heights ordinance | |
| Kentucky | Oklahoma | |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota (Mortgage Originator and Service Licensing Act)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Puerto Rico (Office Regulation 5722)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Texas (Texas Finance Code)

BRAVO 2023-NQM1 Due Diligence Narrative Report Page \| 19 January 10, 2023

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| **Borrower's Interest** | **Borrower's Interest** | **Borrower's Interest** |
| Maine | Ohio | South Carolina |
| Massachusetts | Rhode Island | |

---

**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgagee loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;**Consumer Protection** |
| Alabama (the "Mini-code") | Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| Hawaii (Financial Services Loan Company Act) | Nevada (AB 440 |
| Idaho (Residential Mortgage Practices Act) | Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| Iowa (Consumer Credit Code) | Utah (Consumer Credit Code) |
| Kansas (Consumer Credit Code) | Virginia (Mortgage Lender and Broker Act) |
| Kentucky (HB 552) | Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| Maryland (DLLR Regulations, Commercial Law) | West Virginia (Consumer Credit Protection Act) |
| Massachusetts (Attorney General regulations) | Wyoming (Residential Mortgage Practices Act) |
| Michigan (Consumer Mortgage Protection Act) |  |

---

See above for additional details on Consumer Protection Laws and the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope.

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to

BRAVO 2023-NQM1 Due Diligence Narrative Report Page \| 20 January 10, 2023

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confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.© 2022 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

BRAVO 2023-NQM1 Due Diligence Narrative Report Page \| 21 January 10, 2023

## Exhibit 99.2

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **BRAVO 2023-NQM1** |
| **Start - End Dates:** | **2/8/2018 - 9/9/2022** |
| **Deal Loan Count:** | **234** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *233* |
| ***Loans with Conditions:*** | *162* |
| **96 - Total Active Conditions** | **96 - Total Active Conditions** |
| **1 - Material Conditions** | **1 - Material Conditions** |
|  | 1 - Property Valuations Review Scope |
|  | 1 - Category: Value |
| **95 - Non-Material Conditions** | **95 - Non-Material Conditions** |
|  | 84 - Credit Review Scope |
|  | 51 - Category: Application |
|  | 1 - Category: Assets |
|  | 20 - Category: Credit/Mtg History |
|  | 1 - Category: DTI |
|  | 4 - Category: Income/Employment |
|  | 1 - Category: Insurance |
|  | 1 - Category: Legal Documents |
|  | 2 - Category: LTV/CLTV |
|  | 3 - Category: Terms/Guidelines |
|  | 4 - Property Valuations Review Scope |
|  | 2 - Category: Appraisal |
|  | 1 - Category: FEMA |
|  | 1 - Category: Property |
|  | 7 - Compliance Review Scope |
|  | 1 - Category: County High Cost |
|  | 1 - Category: Federal Consumer Protection |
|  | 1 - Category: Right of Rescission |
|  | 3 - Category: State Prepayment Penalty |
|  | 1 - Category: State Rate Spread |
| **193 - Total Satisfied Conditions** | **193 - Total Satisfied Conditions** |
|  | 37 - Credit Review Scope |
|  | 1 - Category: Ability to Repay/Qualified Mortgage |
|  | 4 - Category: Application |
|  | 9 - Category: Assets |
|  | 1 - Category: DTI |
|  | 3 - Category: Income/Employment |
|  | 4 - Category: Insurance |
|  | 5 - Category: Legal Documents |
|  | 9 - Category: Terms/Guidelines |
|  | 1 - Category: Title |
|  | 116 - Property Valuations Review Scope |
|  | 97 - Category: Appraisal |
|  | 19 - Category: Value |
|  | 40 - Compliance Review Scope |
|  | 9 - Category: Compliance Manual |
|  | 2 - Category: Documentation |
|  | 3 - Category: Federal Consumer Protection |
|  | 1 - Category: RESPA |
|  | 1 - Category: Right of Rescission |
|  | 2 - Category: Texas Home Equity |
|  | 22 - Category: TILA/RESPA Integrated Disclosure |
| **1 - Total Waived Conditions** | **1 - Total Waived Conditions** |
|  | 1 - Credit Review Scope |
|  | 1 - Category: LTV/CLTV |
| <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

## Exhibit 99.2

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Client Project Name:** | &nbsp;&nbsp;**BRAVO 2023-NQM1** | &nbsp;&nbsp;**BRAVO 2023-NQM1** | &nbsp;&nbsp;**BRAVO 2023-NQM1** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Start - End Dates:** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Deal Loan Count:** | &nbsp;&nbsp;**234** | &nbsp;&nbsp;**234** | &nbsp;&nbsp;**234** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;***Loans in Report:*** | &nbsp;&nbsp;*233* | &nbsp;&nbsp;*233* | &nbsp;&nbsp;*233* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;***Loans with Conditions:*** | &nbsp;&nbsp;*162* | &nbsp;&nbsp;*162* | &nbsp;&nbsp;*162* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Original Principal Balance** | &nbsp;&nbsp;**State** | &nbsp;&nbsp;**Initial Lender ATR/QM Status** | &nbsp;&nbsp;**Loan Level ATR/QM Status** | &nbsp;&nbsp;**Initial Securitization Overall Loan Grade** | &nbsp;&nbsp;**Final Securitization Overall Loan Grade** | &nbsp;&nbsp;**Initial Securitization Credit Loan Grade** | &nbsp;&nbsp;**Final Securitization Credit Loan Grade** | &nbsp;&nbsp;**Initial Securitization Property Valuations Loan Grade** | &nbsp;&nbsp;**Final Securitization Property Valuations Loan Grade** | &nbsp;&nbsp;**Initial Securitization Compliance Loan Grade** | &nbsp;&nbsp;**Final Securitization Compliance Loan Grade** | &nbsp;&nbsp;**Initial S&P Overall Loan Grade** | &nbsp;&nbsp;**Final S&P Overall Loan Grade** | &nbsp;&nbsp;**Initial S&P Credit Loan Grade** | &nbsp;&nbsp;**Final S&P Credit Loan Grade** | &nbsp;&nbsp;**Initial S&P Property Valuations Loan Grade** | &nbsp;&nbsp;**Final S&P Property Valuations Loan Grade** | &nbsp;&nbsp;**Initial S&P Compliance Loan Grade** | &nbsp;&nbsp;**Final S&P Compliance Loan Grade** | &nbsp;&nbsp;**Condition Category** | &nbsp;&nbsp;**Condition Sub Category** | &nbsp;&nbsp;**Condition Status** | &nbsp;&nbsp;**Initial Securitization Condition Grade** | &nbsp;&nbsp;**Final Securitization Condition Grade** | &nbsp;&nbsp;**Initial S&P Condition Grade** | &nbsp;&nbsp;**Final S&P Condition Grade** | &nbsp;&nbsp;**Condition Code** | &nbsp;&nbsp;**Condition Description** | &nbsp;&nbsp;**Condition Material Indicator** | &nbsp;&nbsp;**Initial Comments** | &nbsp;&nbsp;**Client/Seller Response Comments** | &nbsp;&nbsp;**Conclusion Comments** | &nbsp;&nbsp;**TRID Error Type** | &nbsp;&nbsp;**Cure Method** | &nbsp;&nbsp;**Compensating Factors** |
| &nbsp;&nbsp;68618670 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client.09/13/2022 AVM received | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;09/13/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 62.79%; max allowed per guidelines is 70%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 15.46 guidelines required 0 months PITIA. |
| &nbsp;&nbsp;68618670 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 75. AVM FSD of 25, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;09/14/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;09/14/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 62.79%; max allowed per guidelines is 70%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 15.46 guidelines required 0 months PITIA. |
| &nbsp;&nbsp;68618670 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -29.56% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton order on behalf of client. | &nbsp;&nbsp;09/14/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;09/14/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 62.79%; max allowed per guidelines is 70%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 15.46 guidelines required 0 months PITIA. |
| &nbsp;&nbsp;35678065 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves XXX or 172.30 months PITIA. No reserves required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 743 qualifying score. Min required per guidelines is 725. |
| &nbsp;&nbsp;15220817 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of XXX% is XXX% below maximum DTI of XXX%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified assets $XXX / XXXmonths reserves. XXX months reserves required.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned subject property for 7 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 779 exceeds minimum credit score of 700 , 79 points.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: 42 months mortgage history with no late pays. |
| &nbsp;&nbsp;70884706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 6 years on job<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20 years in the home<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV only 47.80%<br>CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: $3896.08 extra income per month |
| &nbsp;&nbsp;93856739 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPRESPA2704 | &nbsp;&nbsp;RESPA - List of homeowners counseling organizations not compliant | &nbsp;&nbsp;No | &nbsp;&nbsp;Acknowledgement of List of homeowners counseling organizations found in the file; however, the actual list is missing. | &nbsp;&nbsp;9.11.20 - Lender provided List of homeowners counseling 10 organizations | &nbsp;&nbsp;9.11.20 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5+ years in the home<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 22 years on the job<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 725 score<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI only 9.66%<br>CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: $93481.81 extra income per month |
| &nbsp;&nbsp;91296868 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. | &nbsp;&nbsp;XXX- Desk review provided reflect that appraisal report conclusion is reasonable | &nbsp;&nbsp;XXX- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 777 qualifying score. Min required per guidelines is 750.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage payment history is for 44 months when 24 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $XXX or XXX months PITIA, guidelines required XXX months PITIA. |
| &nbsp;&nbsp;92244409 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. | &nbsp;&nbsp;XXX- Lender provided desk review that does not support value. | &nbsp;&nbsp;XXX- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 5 years and 9 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $XXX or XXXmonths PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;92244409 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;(XXX Appraisal Service) discloses - XXX% variance with a value of $XXX and the OA value is $XXX. A (Field Review) is required. | &nbsp;&nbsp;XXX Field Review provided supporting appraisal value | &nbsp;&nbsp;XXX exception satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 5 years and 9 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $XXX or XXXmonths PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;94557487 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income/Employment | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDINC150 | &nbsp;&nbsp;Income docs do not meet guidelines | &nbsp;&nbsp;No | &nbsp;&nbsp;DSCR of XXX, calculated using NOI/PI, does not meet guidelines. Per guidelines, DSCR is calculated as the Net Operating Income (NOI) divided by the sum of annual principal and interest payments for subject property. Additionally, per guidelines, the DSCR calculation must be no less than XXX; XXX are subject to XXX discretion. Matrix, dated XXX, reflect lowest DSCR at XXX. Per Underwriting Loan Approval Worksheet, it appears lender calculated DSCR at XXX using monthly rental income of $XXX divided by PITI of $XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $XXX Or XXX months PITIA, guidelines required XXX months PITIA.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage payment history is for 14 months when 12 months are required. |
| &nbsp;&nbsp;94557487 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;LTV/CLTV | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDLTV3026 | &nbsp;&nbsp;LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | &nbsp;&nbsp;No | &nbsp;&nbsp;Per matrix, dated XXX, the lowest allowable DSCR of XXX - XXX reflects a maximum LTV of XXX%, which is below the subject LTV of XXX%. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $XXX Or XXX months PITIA, guidelines required XXX months PITIA.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage payment history is for 14 months when 12 months are required. |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Consumer Protection | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPFDCP847 | &nbsp;&nbsp;TILA - ARM Loan Program Disclosure after 3 days from application | &nbsp;&nbsp;No | &nbsp;&nbsp;Early ARM disclosure dated XXX, initial application date is XXX | &nbsp;&nbsp;7/3/18 - Lender provided missing copy of the Early ARM Disclosure, issued within 3 days of application. | &nbsp;&nbsp;7/3/18- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves $47,157.08 or 13.21 months in PITIA reserves. Guidelines require 3 months in P&I.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid FICO 785, min required 680. |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID4078 | &nbsp;&nbsp;TRID - CD: The Maximum Payment as disclosed in second column on the Projected Payments section of the Final Closing Disclosure which does not match Clayton's calculated maximum payment for the second column as based on the Note terms | &nbsp;&nbsp;No | &nbsp;&nbsp;Non numeric material error: CD XXX Projected Payments: Band 2 max payment value of $3,035 does not equal calculated value of $3,408.43. Can be satisfied to an active B, if corrected CD is performed within 60 days of the transaction date. | &nbsp;&nbsp;7/3/18 - Post close CD XXX has corrected values. | &nbsp;&nbsp;7/3/18 - Exception satisfied. | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves $47,157.08 or 13.21 months in PITIA reserves. Guidelines require 3 months in P&I.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid FICO 785, min required 680. |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID4079 | &nbsp;&nbsp;TRID - CD: The Maximum Payment as disclosed in third column on the Projected Payments section of the Final Closing Disclosure which does not match Clayton's calculated maximum payment for the third column as based on the Note terms | &nbsp;&nbsp;No | &nbsp;&nbsp;Non numeric material error: CD XXX Projected Payments: Band 3 max payment value of $3,719 does not equal calculated value of $3,971.81. Can be satisfied to an active B, if corrected CD is performed within 60 days of the transaction date. | &nbsp;&nbsp;7/3/18 - Lender provided a Post Close CD XXX that has correct figures. | &nbsp;&nbsp;7/3/18 - Exception satisfied. | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves $47,157.08 or 13.21 months in PITIA reserves. Guidelines require 3 months in P&I.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid FICO 785, min required 680. |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID4080 | &nbsp;&nbsp;TRID - CD: The Maximum Payment as disclosed in fourth column on the Projected Payments section of the Final Closing Disclosure which does not match Clayton's calculated maximum payment for the fourth column as based on the Note terms | &nbsp;&nbsp;No | &nbsp;&nbsp;Non numeric material error: CD XXX Projected Payments: Band 4 max payment value of $4,061 does not equal calculated value of $4,258.49. Can be satisfied to an active B, if corrected CD is performed within 60 days of the transaction date. | &nbsp;&nbsp;7/3/18 - Lender provided a Post Close CD XXX that has correct figures. | &nbsp;&nbsp;7/3/18 - Exception satisfied. | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves $47,157.08 or 13.21 months in PITIA reserves. Guidelines require 3 months in P&I.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid FICO 785, min required 680. |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID4098 | &nbsp;&nbsp;TRID - CD: The Total Maximum Payment as disclosed in second column on the Projected Payments section of the Final Closing Disclosure which does not match Clayton's calculated total maximum payment for the second column as based on the Note terms | &nbsp;&nbsp;No | &nbsp;&nbsp;Non numeric material error: CD XXX Projected Payments: Estimated Total Monthly Payment:Band 2 max payment value of $3,709 does not equal calculated value of $4,082.01. Can be satisfied to an active B, if corrected CD is performed within 60 days of the transaction date. | &nbsp;&nbsp;7/3/18 - Lender provided a Post Close CD XXX that has correct figures. | &nbsp;&nbsp;7/3/18 Exception satisfied. | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves $47,157.08 or 13.21 months in PITIA reserves. Guidelines require 3 months in P&I.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid FICO 785, min required 680. |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID4099 | &nbsp;&nbsp;TRID - CD: The Total Maximum Payment as disclosed in third column on the Projected Payments section of the Final Closing Disclosure which does not match Clayton's calculated total maximum payment for the third column as based on the Note terms | &nbsp;&nbsp;No | &nbsp;&nbsp;Non numeric material error: CD XXX Projected Payments: Estimated Total Monthly Payment: Band 3 max payment value of $4,393 does not equal calculated value of $4,645.39. Can be satisfied to an active B, if corrected CD is performed within 60 days of the transaction date. | &nbsp;&nbsp;7/3/18 - Lender provided a Post Close CD XXX that has correct figures. | &nbsp;&nbsp;7/3/18 - Exception satisfied. | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves $47,157.08 or 13.21 months in PITIA reserves. Guidelines require 3 months in P&I.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid FICO 785, min required 680. |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID4100 | &nbsp;&nbsp;TRID - CD: The Total Maximum Payment as disclosed in fourth column on the Projected Payments section of the Final Closing Disclosure which does not match Clayton's calculated total maximum payment for the fourth column as based on the Note terms | &nbsp;&nbsp;No | &nbsp;&nbsp;Non numeric material error: CD XXX Projected Payments: Estimated Total Monthly Payment: Band 4 max payment value of $4,735 does not equal calculated value of $4,932.17. Can be satisfied to an active B, if corrected CD is performed within 60 days of the transaction date. | &nbsp;&nbsp;7/3/18 - Lender provided a Post Close CD XXX that has correct figures. | &nbsp;&nbsp;7/3/18 - Exception satisfied. | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves $47,157.08 or 13.21 months in PITIA reserves. Guidelines require 3 months in P&I.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid FICO 785, min required 680. |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;N/A | &nbsp;&nbsp;B | &nbsp;&nbsp;N/A | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID3938 | &nbsp;&nbsp;TRID - CD: The max payment as stated in the CD Loan Terms section does not match the highest possible payment noted within the CD Projected Payments section and/or, if applicable, the AP Table | &nbsp;&nbsp;No | &nbsp;&nbsp;Maximum payment under Loan Terms is $4,061, while the maximum payment under Projected Payments is $4,258. | &nbsp;&nbsp;Lender provided a Post Close CD with the Monthly P&I payment matching the Maximum monthly payment under Projected payments. | &nbsp;&nbsp;Exception satisfied. | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves $47,157.08 or 13.21 months in PITIA reserves. Guidelines require 3 months in P&I.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid FICO 785, min required 680. |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;LTV/CLTV | &nbsp;&nbsp;Waived | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDLTV141 | &nbsp;&nbsp;LTV Exception >5% and <10% | &nbsp;&nbsp;No | &nbsp;&nbsp;Loan exception in file for LTV exception as borrower does not meet rental history for first time Home Buyer. Lender exception provided. | &nbsp;&nbsp;6/18/18 - Lender provided Loans exception request to serve as a waiver for the LTV Exception. | &nbsp;&nbsp;6/18/18 - Exception waived. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves $47,157.08 or 13.21 months in PITIA reserves. Guidelines require 3 months in P&I.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid FICO 785, min required 680. |
| &nbsp;&nbsp;44780271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Consumer Protection | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPFDCP3206 | &nbsp;&nbsp;NMLS License verification found Loan Originator Name does not match ID | &nbsp;&nbsp;No | &nbsp;&nbsp;Search of ID #XXX does not match originator name. #XXX is assigned to XXX and inactive. The correct NMLS # for Loan Officer, XXX is XXX | &nbsp;&nbsp;XXX Lender provided corrected Note and Mortgage. | &nbsp;&nbsp;XXX Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash Out refinance. Verified assets of $XXX, reserves not required at XXX% LTV.<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: Housing expense reduced by $XXX, or XXX%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 720 exceeds guideline minimum of 700 |
| &nbsp;&nbsp;44780271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Consumer Protection | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPFDCP3208 | &nbsp;&nbsp;NMLS License verification found Loan Originator was inactive at time of origination | &nbsp;&nbsp;No | &nbsp;&nbsp;Search of ID #XXX does not match originator name. #XXX is assigned to XXX and inactive. The correct NMLS # for Loan Officer, XXX is XXX | &nbsp;&nbsp;XXX Lender provided corrected Note and Mortgage. | &nbsp;&nbsp;XXX Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash Out refinance. Verified assets of $XXX, reserves not required at XXX% LTV.<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: Housing expense reduced by $XXX, or XXX%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 720 exceeds guideline minimum of 700 |
| &nbsp;&nbsp;85822851 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Documentation | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPDOC3274 | &nbsp;&nbsp;Mortgage/Deed in file is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Mortgage is missing the Notary date. | &nbsp;&nbsp;XXX lender provided Notary page with Notary Date. | &nbsp;&nbsp;XXX exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed for 32 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 32 yrs in profession.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has a good credit history of 376.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been in current residence for 19 yrs.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 47.25%; guidelines maximum 75%. |
| &nbsp;&nbsp;85822851 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXXor Later: 1003 Form version used XXX , effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed for 32 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 32 yrs in profession.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has a good credit history of 376.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been in current residence for 19 yrs.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 47.25%; guidelines maximum 75%. |
| &nbsp;&nbsp;85822851 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL2864 | &nbsp;&nbsp;Copy of Mortgage/Deed in file is incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Mortgage is missing the Notary date. | &nbsp;&nbsp;XXX lender provided Notary page with Notary Date. | &nbsp;&nbsp;XXX exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed for 32 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 32 yrs in profession.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has a good credit history of 376.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been in current residence for 19 yrs.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 47.25%; guidelines maximum 75%. |
| &nbsp;&nbsp;91630971 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed for 5yrs.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in profession for 5yrs. |
| &nbsp;&nbsp;91630971 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;LTV/CLTV | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDLTV3024 | &nbsp;&nbsp;LTV Exceeds Guideline Requirement by less than 5% | &nbsp;&nbsp;No | &nbsp;&nbsp;LTV 74.91%; max LTV is 70%, based on Lender's approval to apply XXX Rate Sheet & Matrix. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed for 5yrs.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in profession for 5yrs. |
| &nbsp;&nbsp;97951068 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer credit history of 138 Months exceeds guideline requirement.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 38yrs at current job.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 38 yrs in profession.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 52.83%; guidelines maximum 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0 x 30 for 33 months. Guidelines minimum 0 x 30 for 12 months. |
| &nbsp;&nbsp;97951068 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing lender approval for Rate & Term Refinance. Loan was approved for Cash Out Refinance. Transaction is Rate & Term, per guidelines. Rate & Term maximum is the greater of XXX or 1% of Loan Amount XXX. Borrower received XXX at closing. | &nbsp;&nbsp;06/14/2021 lender provided updated XXXreflecting R/T refi. | &nbsp;&nbsp;06/14/2021 Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer credit history of 138 Months exceeds guideline requirement.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 38yrs at current job.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 38 yrs in profession.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 52.83%; guidelines maximum 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0 x 30 for 33 months. Guidelines minimum 0 x 30 for 12 months. |
| &nbsp;&nbsp;47075266 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken and completed on the old form and not on the new FNMA form | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 40.71% is below the guide line maximum of 80%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 768 exceeds the guide line minimum of 750<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the past two years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history exceeds guidelines 0 x 30 for 11 open Mortgage accounts.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer has 3 open trade lines for 208 months which exceeds guide line minimum of 2 open trade lines for 24 months<br>CFCFS2860: Good credit history<br> - Clayton Comments: Credit score of 768. Credit report with a mortgage rating of 0x30, no BKs or foreclosures, and an LTV of 40.71% met the AAA Credit Grade requirements |
| &nbsp;&nbsp;45835603 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 45.14% is below maximum guideline requirement of 70%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score of 783 exceeds the guideline minimum of 750 for AAA<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer has 4 open trade lines for 312 months which exceeds the guideline minimum of 3 open trade lines for 24 months<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the past two years<br>CFCFS2860: Good credit history<br> - Clayton Comments: credit score of 783. Credit report with a mortgage rating of 0x30, no BKs or foreclosures<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Consumer has over 21 years at current residence |
| &nbsp;&nbsp;65289491 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been XXX for 43 years..<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 53.33 is less than required 75% |
| &nbsp;&nbsp;54785296 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Right of Rescission | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPROR1909 | &nbsp;&nbsp;Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor | &nbsp;&nbsp;No | &nbsp;&nbsp;Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. XXX that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 16 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in profession for 27 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 696; guidelines minimum Credit Score for Credit Grade BBB 675.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 63.83%; guidelines maximum 75%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.35%; guidelines maximum 50%. |
| &nbsp;&nbsp;54785296 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID3670 | &nbsp;&nbsp;TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | &nbsp;&nbsp;No | &nbsp;&nbsp;Zero Tolerance Fee of $1 due to "Other" fee addition to CDs. | &nbsp;&nbsp;7/7/2021: Lender provided PCCD XXX with fee moved to section H, email showing delivery and final settlement statement. However, Letter of explanation to borrower was not provided. Exception remains pending receipt of LOX.XXX: Lender provided the LOX. | &nbsp;&nbsp;7/8/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 16 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in profession for 27 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 696; guidelines minimum Credit Score for Credit Grade BBB 675.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 63.83%; guidelines maximum 75%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.35%; guidelines maximum 50%. |
| &nbsp;&nbsp;45839253 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves XXX or 5.68 months PITIA. Reserves are not required due to LTV 60.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 25 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 60%; guidelines maximum 70%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 779; guidelines minimum 750. |
| &nbsp;&nbsp;94608307 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form FNMA 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 34 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 35 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 33.56%MAX LTV 70%<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: Current P&I XXXProposed P&I XXX<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 20.83%MAX DTI 50% |
| &nbsp;&nbsp;20735452 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form 1003 and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 50.51%; guidelines maximum 75%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Per CPA, borrower has been self employed 15 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage Payment History 0 x 30 for 40 months. Guidelines minimum is 0 x 30 for 12 months. |
| &nbsp;&nbsp;43012084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TN | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton ordered on behalf of Client. | &nbsp;&nbsp;1.10.2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;1.10.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower has not had any mortgage related occurrences in two years<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 3 years ownership at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: post close assets supported @ XXX or 223 months PITI require 12 months XXX= XXX |
| &nbsp;&nbsp;21265503 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX and confidence score of 86. AVM FSD of 14, exceeded max of 10. Clayton ordered Desk Review on behalf of Client. | &nbsp;&nbsp;1/13/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;1/13/2022- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years ownership at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences in the past two years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash out loan Exceeds requirements. |
| &nbsp;&nbsp;21265503 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -13.51% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton ordered on behalf of client. | &nbsp;&nbsp;1/13/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;1/13/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years ownership at current residence<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences in the past two years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash out loan Exceeds requirements. |
| &nbsp;&nbsp;28636838 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned present residence for 5 years.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: 50 month mortgage history with no late pays.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified assets XXX months reserves. 12 months reserves required. |
| &nbsp;&nbsp;20174647 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 99 months when 12 months are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 779 qualifying score. Min required per guidelines is 750.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 64 months PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;66475756 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 77. AVM FSD of 23, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;04/22/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/22/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 60%; max allowed per guidelines is 70%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 34 months when 12 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX, or 64.63 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;47799147 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 31 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 99 months when 12 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 20 months PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;95935515 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;5/31/2022 AVM received | &nbsp;&nbsp;5/31/2022 exception satsified | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 83 months when 12 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 45 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;95935515 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 78. AVM FSD of 22, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;06/07/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;06/07/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 83 months when 12 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 45 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;95935515 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -20.09% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton order on behalf of client. | &nbsp;&nbsp;06/07/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;06/07/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 75%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 83 months when 12 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 45 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;30975886 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value | &nbsp;&nbsp;11/08/2022 Desk Review provided supporting appraisal value | &nbsp;&nbsp;11/08/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have resided in current owner occupied residence for 5 years and 2 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 28.14 months PITIA, guidelines required 6 months PITIA |
| &nbsp;&nbsp;14257448 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDTER113 | &nbsp;&nbsp;Loan amount is below guideline minimum | &nbsp;&nbsp;No | &nbsp;&nbsp;Loan Amount of XXX is below guideline minimum Loan Amount of XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 804 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;14257448 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. XXX Clayton to order Desk Review | &nbsp;&nbsp;8.16.22 Avm received. | &nbsp;&nbsp;8.16.22 Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 804 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;14257448 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX. and confidence score of 86. AVM FSD of 14 exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/17/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/17/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 804 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;14257448 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -32.55% variance with a value of XXX. and the OA value is XXX. A Desk Review is required. \*\*\* Clayton order on behalf of client. | &nbsp;&nbsp;08/17/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/17/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 804 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;86232289 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 598 qualifying score. Min required per guidelines is 575.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets verified at $0 plus cash to borrower XXX equals XXX or 15.00 months PITIA. No reserves required. |
| &nbsp;&nbsp;11225379 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Texas Home Equity | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTXHE108 | &nbsp;&nbsp;TX Equity - Total fees greater than the allowable cap | &nbsp;&nbsp;No | &nbsp;&nbsp;Adjusted Charges are XXX which exceed the Maximum Charges of XXX. Fees are over by XXX. | &nbsp;&nbsp;9/2/2022: Lender provided Home Equity Affidavit. However, exception is due to fees. Exception remains.9/16/2022: Lender provided a Doc Magic LDR report that includes the undiscounted rate. | &nbsp;&nbsp;9/16/2022: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years and 11 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been employed with XXX for 14 years and 1 month.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage payment history is for 22 months when 12 months are required<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 58.05%; max allowed per guidelines is 70%.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Lowered monthly obligations XXX.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 10.88 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 33.42%, max per guidelines is 50%. |
| &nbsp;&nbsp;11225379 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Texas Home Equity | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTXHE119 | &nbsp;&nbsp;Texas Equity - Affidavit of Fair Market Value not signed by lender | &nbsp;&nbsp;No | &nbsp;&nbsp;Fair Market Value not signed by lender | &nbsp;&nbsp;9/2/2022: Lender provided Home Equity Affidavit. However, we need the Fair Market Value signed by lender representative. Exception remains.9/7/2022: Lender provided FMV with lender signature. | &nbsp;&nbsp;9/7/2022: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years and 11 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been employed with XXX for 14 years and 1 month.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage payment history is for 22 months when 12 months are required<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 58.05%; max allowed per guidelines is 70%.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Lowered monthly obligations XXX.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 10.88 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 33.42%, max per guidelines is 50%. |
| &nbsp;&nbsp;11225379 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 91. AVM FSD of 9, exceeded max of 8. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/25/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years and 11 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been employed with XXX for 14 years and 1 month.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage payment history is for 22 months when 12 months are required<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 58.05%; max allowed per guidelines is 70%.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Lowered monthly obligations XXX.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 10.88 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 33.42%, max per guidelines is 50%. |
| &nbsp;&nbsp;11225379 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Black Knight discloses -11.08% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton order on behalf of client. | &nbsp;&nbsp;08/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/25/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years and 11 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been employed with XXX for 14 years and 1 month.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage payment history is for 22 months when 12 months are required<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 58.05%; max allowed per guidelines is 70%.<br>CFCFS1745: Significant total monthly debt reduction<br> - Clayton Comments: Lowered monthly obligations XXX.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 10.88 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 33.42%, max per guidelines is 50%. |
| &nbsp;&nbsp;62838317 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Co Borrowers have resided at current residences for 5 years and 3.5 years. |
| &nbsp;&nbsp;77793781 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance Manual | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPMAN2956 | &nbsp;&nbsp;Missing disclosure | &nbsp;&nbsp;No | &nbsp;&nbsp;Final CD XXX is missing page 3. Please provide entire CD. | &nbsp;&nbsp;6/4/2021: Lender provided a full copy of CD XXX. | &nbsp;&nbsp;6/4/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 22.4% is below guideline maximum of 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 742 exceeds guideline minimum of 725.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 62.28% is below guideline maximum of 80%. |
| &nbsp;&nbsp;19646320 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at residence 30 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower has LTV 51.90%. Guidelines maximum of 70% |
| &nbsp;&nbsp;98745220 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance Manual | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPMAN2956 | &nbsp;&nbsp;Missing disclosure | &nbsp;&nbsp;No | &nbsp;&nbsp;Doc Magic eSign certs are in file for LEs with issue dates XXX ,XXX , and XXX but these LEs are not in file. | &nbsp;&nbsp;6/4/2021: Lender provided LEs XXX, XXX and XXX. | &nbsp;&nbsp;Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 41.27% is below guideline maximum of 70%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified assets of XXX are sufficient to satisfy ATR-In-Full OBP of XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 735 exceeds guideline minimum score of 725. |
| &nbsp;&nbsp;98745220 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST2354 | &nbsp;&nbsp;Asset Verification In File is Incomplete Per Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing LOE from borrower defining the source of funds used to pay the loan in full. | &nbsp;&nbsp;07/12/2021 lender provided Asset LOE. | &nbsp;&nbsp;07/12/2021 Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 41.27% is below guideline maximum of 70%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified assets of XXX are sufficient to satisfy ATR-In-Full OBP of XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 735 exceeds guideline minimum score of 725. |
| &nbsp;&nbsp;98745220 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH3000 | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;2 open/active tradelines do not meet guideline minimum of 3, longest tradeline of 8 months does not meet guideline minimum of 24 months. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 41.27% is below guideline maximum of 70%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified assets of XXX are sufficient to satisfy ATR-In-Full OBP of XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 735 exceeds guideline minimum score of 725. |
| &nbsp;&nbsp;50012008 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Per WVOE borrower has been on job for 9 years, 8 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 807 exceeds guideline minimum of 750.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 59.69% is below guideline maximum of 70%. |
| &nbsp;&nbsp;56186103 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Active | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDINSR5351 | &nbsp;&nbsp;Insurance Effective date is greater than the transaction date | &nbsp;&nbsp;No | &nbsp;&nbsp;Insurance effective date XXX is one day greater than the note date XXX for date of disbursement. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: co-borrower has Significant time in profession of 17 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid credit score of 656; guidelines minimum 650.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 19.25%; MAX DTI 50% |
| &nbsp;&nbsp;43312296 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 25 years. |
| &nbsp;&nbsp;13025977 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 42%/ allowable per guideline is 75%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 21years history at current address |
| &nbsp;&nbsp;67748937 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified assets of XXX with XXX required to close results in reserves of XXX, satisfying 12 month reserve requirement of XXX for DSCR < 1.0. |
| &nbsp;&nbsp;77402276 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID3970 | &nbsp;&nbsp;TRID - CD: The Partial Payments section of the Loan Disclosures section has all three options selected, no options selected, or an improper combination of selections. | &nbsp;&nbsp;No | &nbsp;&nbsp;Final CD XXX- Partial Payments statement in Loan Disclosures section is missing a selection. Corrected on PCCD XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Exception satisfied since corrected on PCCD. | &nbsp;&nbsp;Non-Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 44.65%; guidelines maximum 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 11years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 15yrs in profession.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has a credit history of 404 months. |
| &nbsp;&nbsp;77402276 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID3971 | &nbsp;&nbsp;TRID - CD: Either both options or neither option was checked for the Liability after Foreclosure topic in the CD Other Disclosures section | &nbsp;&nbsp;No | &nbsp;&nbsp;Final CD XXX- Liability after Foreclosure statement in Other Disclosures section is missing a selection. Corrected on PCCD XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Exception satisfied since corrected on PCCD. | &nbsp;&nbsp;Non-Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 44.65%; guidelines maximum 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 11years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 15yrs in profession.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has a credit history of 404 months. |
| &nbsp;&nbsp;77402276 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;DTI | &nbsp;&nbsp;Active | &nbsp;&nbsp;N/A | &nbsp;&nbsp;B | &nbsp;&nbsp;N/A | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDDTI187 | &nbsp;&nbsp;Debt Ratio > 50% | &nbsp;&nbsp;No | &nbsp;&nbsp;Guidelines maximum DTI of 50.49%; calculated DTI of 54.92%. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 44.65%; guidelines maximum 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 11years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 15yrs in profession.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has a credit history of 404 months. |
| &nbsp;&nbsp;86034295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified Assets XXX or 79.84 months PITI. Required Reserves 12 months PITI.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current address of 20 years..<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 806; guidelines minimum 750.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 53.75; guidelines maximum 70%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history on 3 open mortgages 0 x 30 for 99, 18 and 99 months. Guidelines minimum 0 x 30 for 24 months. |
| &nbsp;&nbsp;11518294 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form XXX and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified assets of XXX with XXX required to close results in reserves of XXX. Reserves not required at 35.48% LTV with a DSCR > 1.0.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 35.48% is below guideline maximum of 65%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: per application borrowers have owned home for 11 years. |
| &nbsp;&nbsp;91128430 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken and completed on the old form and not on the new FNMA form | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 54.64% is below the 80% guideline maximum<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 20.14% is below the guideline maximum of 50%<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer credit score of 694 is above the guideline minimum of 675<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history with a mortgage rating of 0x30, no BKs or foreclosures,<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the past two years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Has over 2.5years at current job<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Consumer has 3 open tradelines for 37 months which exceeds minimum guideline of 2 open trade lines for 24 months |
| &nbsp;&nbsp;55786664 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;WA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance Manual | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPMAN2956 | &nbsp;&nbsp;Missing disclosure | &nbsp;&nbsp;No | &nbsp;&nbsp;COC and Lock Confirmation reflect first rate lock was on XXX after the first LE was provided to borrower but another LE disclosing the rate lock was not provided within three days. | &nbsp;&nbsp;6/2/2021: Lender provided LE XXX disclosing the rate lock. | &nbsp;&nbsp;6/2/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 17.59% is below Program Guidelines of 50.00%<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 6 years at the current job.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 24 years in their profession. |
| &nbsp;&nbsp;51602929 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed 3 years.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 21.49% is below Program Guidelines of 50.00%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 107 months PITI reserves |
| &nbsp;&nbsp;74635576 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;State Prepayment Penalty | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPSTPP306 | &nbsp;&nbsp;PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale. | &nbsp;&nbsp;No | &nbsp;&nbsp;Note Prepayment Penalty is Hard with no exclusions. XXX State Provisions state penalty may not be collected if the prepayment funds come from the sale of the property. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Nine open mortgage accounts paid as agreed.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid credit score of 694; guidelines minimum Credit Score for Credit Grade BBB of 675. |
| &nbsp;&nbsp;74635576 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form FNMA 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Nine open mortgage accounts paid as agreed.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid credit score of 694; guidelines minimum Credit Score for Credit Grade BBB of 675. |
| &nbsp;&nbsp;15260612 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form FNMA 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 36.42%max LTV 75%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Calculated DTI 39.37%max DTI 50%<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: Payment reduction from XXX to XXX<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence OF 15.58 years |
| &nbsp;&nbsp;29702950 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;State Prepayment Penalty | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPSTPP306 | &nbsp;&nbsp;PPP - Missing state-required disclosure that a PPP cannot be assessed upon a bona fide sale. | &nbsp;&nbsp;No | &nbsp;&nbsp;Prepayment Penalty missing state required statement. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has a good credit history of 361 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has more than 7yrs at recently departed residence.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been XXX for 15yrs.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 25yrs in profession. |
| &nbsp;&nbsp;29702950 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has a good credit history of 361 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has more than 7yrs at recently departed residence.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been XXX for 15yrs.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 25yrs in profession. |
| &nbsp;&nbsp;54725921 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form FNMA 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Borrowers' Residual Income of XXX; guidelines minimum for family of two of XXX<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 7 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid credit score of 666; minimum 650. |
| &nbsp;&nbsp;54725921 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAST3078 | &nbsp;&nbsp;Insufficient # of months cash reserves for PITI per guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Verified Assets of XXX less Cash to Close XXX = XXX Reserves or 4.91 months PITIA. Required Reserves of 6 Months PITIA. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Borrowers' Residual Income of XXX; guidelines minimum for family of two of XXX<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 7 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid credit score of 666; minimum 650. |
| &nbsp;&nbsp;54725921 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDTER127 | &nbsp;&nbsp;Payment shock does not meet guidelines | &nbsp;&nbsp;No | &nbsp;&nbsp;FTHB Payment Shock = 3.93 (Max 3X current rental payment). Current Rent = XXX. New PITIA = XXX (New PITI / Current Rent = 3.93X). | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Borrowers' Residual Income of XXX; guidelines minimum for family of two of XXX<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job of 7 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid credit score of 666; minimum 650. |
| &nbsp;&nbsp;60021806 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form FNMA 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 665; guidelines minimum 650.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 50%max LTV 75%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 42.08% max DTI 50% |
| &nbsp;&nbsp;84835636 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application is on form XXX with application date XXX new FNMA 1003 Ver XXX should have been used | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 790, min 750<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 28.68%, max 50% |
| &nbsp;&nbsp;81697774 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have resided in current primary residence for 13 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage Payment Histories of 1st and 2nd mortgages being paid off is 0 x 30 for 45 and 86 months. Guidelines minimum is 0 x 30 for 12 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has more than 15yrs in profession.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower's LTV 46.94% is below maximum guideline requirement(75.00%) |
| &nbsp;&nbsp;81697774 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income/Employment | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINC2488 | &nbsp;&nbsp;Verbal verification of employment missing | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing VVOE within 72 hours of closing. XXX with XXX. | &nbsp;&nbsp;08/18/2021 lender provided VVOE dated XXX. | &nbsp;&nbsp;08/18/2021 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have resided in current primary residence for 13 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage Payment Histories of 1st and 2nd mortgages being paid off is 0 x 30 for 45 and 86 months. Guidelines minimum is 0 x 30 for 12 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has more than 15yrs in profession.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower's LTV 46.94% is below maximum guideline requirement(75.00%) |
| &nbsp;&nbsp;81697774 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing lender approval for Rate & Term Refinance. Transaction meets lender guidelines as Rate & Term Refinance and lender approvals in file re for Cash Out Refinance. | &nbsp;&nbsp;08/18/2021 lender provided Updated UW Worksheet & Approval reflecting Change in Rate/Term | &nbsp;&nbsp;08/18/2021 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have resided in current primary residence for 13 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage Payment Histories of 1st and 2nd mortgages being paid off is 0 x 30 for 45 and 86 months. Guidelines minimum is 0 x 30 for 12 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has more than 15yrs in profession.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower's LTV 46.94% is below maximum guideline requirement(75.00%) |
| &nbsp;&nbsp;42630999 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance Manual | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPMAN2956 | &nbsp;&nbsp;Missing disclosure | &nbsp;&nbsp;No | &nbsp;&nbsp;COC reflects LE's dated XXX & XXX were issued. Missing LE's dated XXX &XXX . | &nbsp;&nbsp;7/15/2021: Lender provided LE XXX and LE XXX. | &nbsp;&nbsp;7/15/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: the borrower has a mid score of 710; minimum 700.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 29.86%MAX DTI 50%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 70%MAX LTV 80% |
| &nbsp;&nbsp;42630999 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form FNMA 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: the borrower has a mid score of 710; minimum 700.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 29.86%MAX DTI 50%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 70%MAX LTV 80% |
| &nbsp;&nbsp;59660971 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form XXX and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves XXX or 15.30 months PITI. Reserves are not required due to 70% LTV.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 4.95%; guidelines maximum 50%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 70%; guidelines maximum 85%. |
| &nbsp;&nbsp;59660971 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP4625 | &nbsp;&nbsp;The orig file does not contain a third party fraud report | &nbsp;&nbsp;No | &nbsp;&nbsp;Third Party Fraud report not listed in documents. | &nbsp;&nbsp;6/21/2021- Lender provided fraud report. | &nbsp;&nbsp;6/21/2021- Exception satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves XXX or 15.30 months PITI. Reserves are not required due to 70% LTV.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 4.95%; guidelines maximum 50%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 70%; guidelines maximum 85%. |
| &nbsp;&nbsp;32921593 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken and completed on the old form and not on the new FNMA form | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 49.59% is below the 75% guide line maximum<br>CFCFS2860: Good credit history<br> - Clayton Comments: Credit score of 691. Credit report with a mortgage rating of 0x30, no BKs or foreclosures, and an LTV of 49.59% met the XXX Credit Grade requirements<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score of 691 exceeds the guideline minimum of 675 for BBB credit grade<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the past two years<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer has 8 open trade lines for 352 months which exceeds guide line minimum of 2 open trade line for 24 months |
| &nbsp;&nbsp;83377022 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Completed on form XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 19 years..<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 61.54 is less than required of 80% |
| &nbsp;&nbsp;57349191 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form 1003 XXX and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score of 717 exceeds the Program Guidelines of 700.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 60.00%; guidelines maximum 70%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 5 years at the current residence. |
| &nbsp;&nbsp;47533737 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 45.44%, guidelines maximum 75%,<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 693; guidelines minimum 675.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed for 18yrs.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in profession for 20yrs.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower's credit history of 128 Months exceeds guidelines. |
| &nbsp;&nbsp;81323319 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrowers credit history of 188 months exceeds guideline.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 7years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrowers LTV 65% is below the maximum LTV requirement of 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrowers credit score 737 exceeds guideline requirement of 725. |
| &nbsp;&nbsp;88656100 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing lender's approval for subject as Rate & Term Refinance. Lender approvals in the file are for Cash Out Refinance. | &nbsp;&nbsp;07/09/2021 lender provided Updated UW Worksheet & Approval reflecting Rate & Term. | &nbsp;&nbsp;07/09/2021 exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current address for 12 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current employer for 6 years..<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 66%; guidelines maximum 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 801; guidelines minimum Credit Sore for Credit Grade AAA 750. |
| &nbsp;&nbsp;55641755 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Form 1003 was signed XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves XXX or 283.19 months PITIA. Reserves are not required due to LTV 49.92%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is a 808, minimum 750.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has great credit history with a 2.08% usage. |
| &nbsp;&nbsp;58886207 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance Manual | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPMAN2956 | &nbsp;&nbsp;Missing disclosure | &nbsp;&nbsp;No | &nbsp;&nbsp;COC and Lock Confirmation reflect first rate lock was on XXX after the first LE was provided to borrower but another LE disclosing the rate lock was not provided within three days. | &nbsp;&nbsp;6/23/2021: Lender provided LE XXX. | &nbsp;&nbsp;6/23/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 11 years at the current job.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 33.10% is below Program Guidelines of 50.00%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 45.14 is lower than the Program Guidelines of 70.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 11 years at the current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 11 years in their profession. |
| &nbsp;&nbsp;58886207 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form 1003 XXX and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 11 years at the current job.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 33.10% is below Program Guidelines of 50.00%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 45.14 is lower than the Program Guidelines of 70.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 11 years at the current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 11 years in their profession. |
| &nbsp;&nbsp;56000962 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in profession for 15yrs.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower's credit score 716 exceeds the minimum guideline 700 for qualifying credit grade A.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower's credit history of 176 Months exceeds guideline requirement. |
| &nbsp;&nbsp;31012917 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Final 1003 XXX signed XXX, 2021 form is in file but not signed. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 25.3 years in current profession. |
| &nbsp;&nbsp;16776097 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Based on the final application in file.. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified Assets and Reserves XXX, or 22.80 months PITI. Reserves are not required due to LTV of 58.23%<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed for 6 years..<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed for 6 years..<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 58.23 is less than required of 75% |
| &nbsp;&nbsp;84658131 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrowers credit history of 203 Months exceeds guidelines.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrowers credit score 697 exceeds minimum credit score 675 for qualifying grade BBB.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV 39.79% is below maximum guideline requirement 75% |
| &nbsp;&nbsp;84427562 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;WI | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken and completed on the old form and not on the new FNMA form | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% is below guideline maximum of 90%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 33.96% is below the guide line maximum of 50%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 778 exceeds the guide line minimum score of 750<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer credit history of 6 open trade lines for 364 months exceeds guideline minimum of 3 open trade lines for 24 months<br>CFCFS2860: Good credit history<br> - Clayton Comments: Credit score of 778. Credit report with a mortgage rating of 0x30, no BKs or foreclosures, and an LTV of 80.00% met the AAA Credit Grade requirements<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the past two years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified Assets: XXX less cash to close of XXX = XXX or 38.21 months PITIA. Required reserves of 6 months PITIA. |
| &nbsp;&nbsp;89407115 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID3552 | &nbsp;&nbsp;TRID - Loan Estimate not timely | &nbsp;&nbsp;No | &nbsp;&nbsp;Initial LE dated XXX was not provided within three business days of loan approval date of XXX. | &nbsp;&nbsp;7/12/2021: Lender provided LE XXX. | &nbsp;&nbsp;7/12/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 10 years at the current job.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 27.13% is below Program Guidelines of 50.00%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 59.29% is lower than the Program Guidelines of 80.00%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 10 years in their profession. |
| &nbsp;&nbsp;89407115 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form 1003 XXX and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 10 years at the current job.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 27.13% is below Program Guidelines of 50.00%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 59.29% is lower than the Program Guidelines of 80.00%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 10 years in their profession. |
| &nbsp;&nbsp;73630725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance Manual | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPMAN2956 | &nbsp;&nbsp;Missing disclosure | &nbsp;&nbsp;No | &nbsp;&nbsp;COC reflects LE dated XXX was issued. Missing LE dated XXX. | &nbsp;&nbsp;7/7/2021: Lender provided LE XXX. | &nbsp;&nbsp;7/7/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 30yrs in profession.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 26yrs at current job.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has a good credit history of 187 Months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 800; guidelines minimum for Credit Grade AAA of 750. |
| &nbsp;&nbsp;73630725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID3552 | &nbsp;&nbsp;TRID - Loan Estimate not timely | &nbsp;&nbsp;No | &nbsp;&nbsp;Initial LE XXX was not provided within three business days of the loan approval app date of XXX. | &nbsp;&nbsp;7/7/2021: Lender provided initial LE XXX. | &nbsp;&nbsp;7/7/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 30yrs in profession.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 26yrs at current job.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has a good credit history of 187 Months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 800; guidelines minimum for Credit Grade AAA of 750. |
| &nbsp;&nbsp;73630725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Ability to Repay/Qualified Mortgage | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDATRQM3124 | &nbsp;&nbsp;TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Lender did not provide an ATR/QM status determination. | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing lender ATR/QM status determination. | &nbsp;&nbsp;07/06/2021 Lender provided worksheet that loan is Non QM. | &nbsp;&nbsp;07/06/2021 exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 30yrs in profession.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 26yrs at current job.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has a good credit history of 187 Months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 800; guidelines minimum for Credit Grade AAA of 750. |
| &nbsp;&nbsp;73630725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 30yrs in profession.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 26yrs at current job.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has a good credit history of 187 Months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 800; guidelines minimum for Credit Grade AAA of 750. |
| &nbsp;&nbsp;80799688 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Based on application in file.. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at residence for 29.50 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified Assets XXX or 64.95 months PITI. Reserves are not required due to 43.88% LTV.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 43.88%; guidelines maximum 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 661; guidelines minimum 650 for Credit Grade BB. |
| &nbsp;&nbsp;48759455 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form FNMA 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid score of 763<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 7 years<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 23.08%MAX DTI 50%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 61.86%MAX LTV 80% |
| &nbsp;&nbsp;61748703 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form 1003 XXX and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 15 years at the current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score of 812 exceeds the Program Guidelines of 750.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 36.12% is below Program Guidelines of 50.00%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 36.12% is lower than the Program Guidelines of 75.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 17 years at the current residence. |
| &nbsp;&nbsp;59253083 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Per 1003, Borrower has resided at current residence for 3 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 755; guidelines minimum 750.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 60% is less than required of 75%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves of XXX or 177.75 PITI exceed required of 0.00 |
| &nbsp;&nbsp;84190253 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Right of Rescission | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPROR2442 | &nbsp;&nbsp;Incorrect ROR Form Used - H8 for refi with same lender, 3rd Circuit state (has held H8 to be defective) | &nbsp;&nbsp;No | &nbsp;&nbsp;The property securing this loan is in the XXX. In 1992 the U.S. Court of Appeals, 3rd Circuit held that the use of an H-8 rescission form in a same-creditor refinance provides insufficient notice and extends the right to rescind. This decision has not been overturned. | &nbsp;&nbsp;9/9/2021: Lender provided borrowers the H9 ROR form and proof of delivery on XXX. | &nbsp;&nbsp;9/9/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score of 724 exceeds the Program Guidelines of 700.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 42.22% is below Program Guidelines of 50.00%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 58.80 is lower than the Program Guidelines max of 80.00%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 15 years in their profession. |
| &nbsp;&nbsp;57830129 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;DC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash Out refinance. Verified assets of XXX satisfies 12 month reserve requirement of XXX for DSCR < 1.0.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 53.85% is below guideline maximum of 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 752 exceeds guideline minimum of 750. |
| &nbsp;&nbsp;41241817 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 12.07%; guidelines maximum 50%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 18 years at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrowers credit score 663 exceeds guideline minimum 650 for qualifying credit grade BB. |
| &nbsp;&nbsp;87447725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 70%; guidelines maximum 80%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Calculated Assets XXX, Total Cash Required from Borrower XXX.Cash Reserves XXX or 20.88 months PITI. Reserves are not required due to 70% LTV.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid score of 788, guideline minimum 750. |
| &nbsp;&nbsp;93930611 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form 1003 XXX and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 13 years at the current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score of 767 exceeds the Program Guidelines of 750..<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 30.07% is below Program Guidelines of 50.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 8 years at the current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 13 years in their profession.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 40 months PITI reserves; guidelines require 6 months |
| &nbsp;&nbsp;44955508 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form FNMA 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 80%; max LTV 90%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid credit score of 751; guidelines minimum 750.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 9.58%; max DTI 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 10 years |
| &nbsp;&nbsp;44955508 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation to support appraisal | &nbsp;&nbsp;07/09/2021 Lender provided ARR supporting appraisal value. | &nbsp;&nbsp;07/09/2021 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 80%; max LTV 90%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid credit score of 751; guidelines minimum 750.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 9.58%; max DTI 50%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 10 years |
| &nbsp;&nbsp;17888176 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 20 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: the borrower has a mid score of 654; guideline minimum 650.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 45% max LTV 75%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 37.16%max DTI 50% |
| &nbsp;&nbsp;56139843 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Based on the application in file.. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed for 30 years..<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has XXX reserves, GL require 12 mo. PITI or XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 744, min 725<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 10.65%, max 50% |
| &nbsp;&nbsp;49437272 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MN | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Per application in file.. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: 0x30 in the past 29 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 697 exceed required of 675 |
| &nbsp;&nbsp;38048434 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH2662 | &nbsp;&nbsp;Number of mortgaged properties exceeds guideline limit | &nbsp;&nbsp;No | &nbsp;&nbsp;Guidelines limit the number of open loans with the same borrower to a maximum of four. If more than three loan to one Borrower, one loan must be on an owner-occupied principal residence. With subject closing and additional XXX loans, Borrower will have seven loans with XXX and none are on the owner-occupied principal residence. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 781 qualifying score. Min required per guidelines is 750.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 45.95%; max allowed per guidelines is 75%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified Assets of XXX = Reserves XXX or 71.39 PITI. Reserves are not required due to LTV 45.95%. |
| &nbsp;&nbsp;95947016 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH2662 | &nbsp;&nbsp;Number of mortgaged properties exceeds guideline limit | &nbsp;&nbsp;No | &nbsp;&nbsp;Guidelines limit the number of open loans with the same borrower to a maximum of four. If more than three loan to one Borrower, one loan must be on an owner-occupied principal residence. With subject closing and additional XXX loans, Borrower will have seven loans with XXX and none are on the owner-occupied principal residence. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 48.89 is below required of 75%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves of XXX exceed required of 0.00<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 781; guidelines minimum 750 for Credit Grade AAA. |
| &nbsp;&nbsp;22380004 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Based on the application in file.. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 781; guidelines minimum 750 for Credit Grade AAA.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has XXX or 81.58 months PITI<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 41.69 is less than max of 75% |
| &nbsp;&nbsp;22380004 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH2662 | &nbsp;&nbsp;Number of mortgaged properties exceeds guideline limit | &nbsp;&nbsp;No | &nbsp;&nbsp;Guidelines limit the number of open loans with the same borrower to a maximum of four. If more than three loan to one Borrower, one loan must be on an owner-occupied principal residence. With subject closing and additional XXX loans, Borrower will have seven loans with XXX and none are on the owner-occupied principal residence. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 781; guidelines minimum 750 for Credit Grade AAA.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has XXX or 81.58 months PITI<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 41.69 is less than max of 75% |
| &nbsp;&nbsp;68683265 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Based on final application in file.. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 781; guidelines minimum 750 for Credit Grade AAA.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 47.67 is below required of 75%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of XXX or 62.82 months exceeds guidelines. Reserves are not requied due to 47.27% LTV. |
| &nbsp;&nbsp;68683265 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH2662 | &nbsp;&nbsp;Number of mortgaged properties exceeds guideline limit | &nbsp;&nbsp;No | &nbsp;&nbsp;NUMBER OF MORTGAGED PROPERTIES EXCEEDS GUIDELINES LIMIT: Guidelines limit the number of open loans with the same borrower to a maximum of four. If more than three loan to one Borrower, one loan must be on an owner-occupied principal residence. With subject closing and additional XXX loans, Borrower will have seven loans with XXX and none are on the owner-occupied principal residence. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 781; guidelines minimum 750 for Credit Grade AAA.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 47.67 is below required of 75%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of XXX or 62.82 months exceeds guidelines. Reserves are not requied due to 47.27% LTV. |
| &nbsp;&nbsp;33058224 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form 1003 XXX and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 12 years at the current job.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has 12 years at their current job.<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: Borrower has reduced the monthly housing expense by XXX.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 12 years at the current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 12 years in their profession. |
| &nbsp;&nbsp;33058224 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income/Employment | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDINC150 | &nbsp;&nbsp;Income docs do not meet guidelines | &nbsp;&nbsp;No | &nbsp;&nbsp;Per GL Residual Income needs to be XXX - There are a total of 5 Family Members - GL requires XXX plus XXX for each family member exceeds 3 - for a total of XXX. Borrower has XXX in residual Income. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 12 years at the current job.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has 12 years at their current job.<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: Borrower has reduced the monthly housing expense by XXX.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 12 years at the current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 12 years in their profession. |
| &nbsp;&nbsp;33058224 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income/Employment | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDINC3204 | &nbsp;&nbsp;Income Documentation Missing | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing the 2020 P&L | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 12 years at the current job.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has 12 years at their current job.<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: Borrower has reduced the monthly housing expense by XXX.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 12 years at the current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 12 years in their profession. |
| &nbsp;&nbsp;54586611 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form XXX and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 50% is below guideline maximum of 80%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified assets of XXX with XXX required to close results in reserves of XXX. Reserves not required at 50% LTV.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 657 exceeds guideline minimum of 650. |
| &nbsp;&nbsp;44410802 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower's credit score 781 exceeds guideline requirement of 750 for qualifying credit grade AAA.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower's 65%LTV is below the maximum 80% LTV requirement.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has more than 13yrs at current job. |
| &nbsp;&nbsp;12920247 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form FNMA 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage Payment History 0 x 30 for 34 months. Guidelines minimum 0 x 30 for 12 months.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 50%; guidelines maximum 80%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided at current residence for 3 years. |
| &nbsp;&nbsp;53282880 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form 1003 and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI of 11.29% is lower than the Max DTI of 50%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Barrower has been self employed for 6 years. |
| &nbsp;&nbsp;53282880 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH3000 | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Minimum 3 qualifying tradelines required; borrower has 1 qualifying tradeline | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI of 11.29% is lower than the Max DTI of 50%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Barrower has been self employed for 6 years. |
| &nbsp;&nbsp;52493639 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID3670 | &nbsp;&nbsp;TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | &nbsp;&nbsp;No | &nbsp;&nbsp;Zero Tolerance fee increase since there are no Lender LEs in file. | &nbsp;&nbsp;8/5/2021: Lender provided LE XXX and LE XXX, no tolerance violations were found. | &nbsp;&nbsp;8/5/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves XXX or 46.42 month PITIA. Required Reserves 6 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 1.12 is less than the max of 50%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 763; guidelines minimum 750. Non Primary Wage Earner Co Borrower mid score of 811. |
| &nbsp;&nbsp;52493639 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID3676 | &nbsp;&nbsp;TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation. | &nbsp;&nbsp;No | &nbsp;&nbsp;Ten Percent Tolerance fee increase since there are no Lender LEs in file. | &nbsp;&nbsp;8/5/2021: Lender provided LE XXX and LE XXX, no tolerance violations were found. | &nbsp;&nbsp;8/5/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves XXX or 46.42 month PITIA. Required Reserves 6 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 1.12 is less than the max of 50%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 763; guidelines minimum 750. Non Primary Wage Earner Co Borrower mid score of 811. |
| &nbsp;&nbsp;52493639 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID3494 | &nbsp;&nbsp;TRID - Loan Estimate Missing | &nbsp;&nbsp;No | &nbsp;&nbsp;LE XXX and LE XXX are missing from file. | &nbsp;&nbsp;8/5/2021: Lender provided LE XXX and LE XXX. | &nbsp;&nbsp;8/5/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves XXX or 46.42 month PITIA. Required Reserves 6 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 1.12 is less than the max of 50%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 763; guidelines minimum 750. Non Primary Wage Earner Co Borrower mid score of 811. |
| &nbsp;&nbsp;52493639 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form 1003 and not on the new FNMA form dated XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves XXX or 46.42 month PITIA. Required Reserves 6 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 1.12 is less than the max of 50%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 763; guidelines minimum 750. Non Primary Wage Earner Co Borrower mid score of 811. |
| &nbsp;&nbsp;21655203 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed for more than 10yrs.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 20yrs in profession.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has a good credit history of 286 Months with no delinquency or foreclosures.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrowers LTV 75% is below guideline maximum requirement 85%. |
| &nbsp;&nbsp;93742439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;State Prepayment Penalty | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPSTPP303 | &nbsp;&nbsp;PPP - State law prohibits PPP if paid by insurance proceeds; provision not disclosed | &nbsp;&nbsp;No | &nbsp;&nbsp; State law prohibits PPP if paid by insurance proceeds; provision not disclosed in Prepayment Rider or Addendum to Note | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower's LTV 75.00%, Guideline requirement 80.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower's credit score 654, guideline 650.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves or 29.76 months PITI. Required Reserves of 12 months negative Cash Flow XXX x 12 = XXX<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided at current residence of 3 years. |
| &nbsp;&nbsp;93742439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;FNMA 1003 Ver. XXX or Later: 1003 Form version used XXX, effective XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower's LTV 75.00%, Guideline requirement 80.00%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower's credit score 654, guideline 650.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves or 29.76 months PITI. Required Reserves of 12 months negative Cash Flow XXX x 12 = XXX<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided at current residence of 3 years. |
| &nbsp;&nbsp;91186024 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form FNMA 1003 XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: The borrower has a mid score of 759; guidelines minimum 750.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 17.62%max DTI 50%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 82.70%max LTV 90% |
| &nbsp;&nbsp;80395455 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing lender approval with correct Credit Grade of A, that qualified with Credit Score of 717. Lender approvals are for AA. | &nbsp;&nbsp;01/13/2022 lender provided Updated UW Worksheet & Approval | &nbsp;&nbsp;01/13/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score of 717 exceeds the Program Guidelines of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 13 months PITI reserves |
| &nbsp;&nbsp;80395455 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 78%. AVM FSD of 22.5, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;2.24.2022- Desk review from Clear Capital supports appraisal value. | &nbsp;&nbsp;2.24.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score of 717 exceeds the Program Guidelines of 700<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 13 months PITI reserves |
| &nbsp;&nbsp;37470935 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraised value. Clayton ordered on behalf of client. | &nbsp;&nbsp;1.10.2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;1.10.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 772, min 750 |
| &nbsp;&nbsp;12024239 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH118 | &nbsp;&nbsp;Mortgage/rental lates exceed guidelines | &nbsp;&nbsp;No | &nbsp;&nbsp;2x30 , actual 2 x 150 per LOE. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been employed with Le Vian for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 18 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;12024239 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH193 | &nbsp;&nbsp;Length of mortgage/rental history in file does not meet guideline requirement | &nbsp;&nbsp;No | &nbsp;&nbsp;missing mortgage history XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been employed with Le Vian for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 18 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;12024239 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDLGL988 | &nbsp;&nbsp;Loan File is Missing or Contains Insufficient Documentation for Basic Review | &nbsp;&nbsp;No | &nbsp;&nbsp;VOM ends XXX. Does not include July - November at least. The last five (5) months. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been employed with Le Vian for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 18 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;12024239 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 74. AVM FSD of 26, exceeded max of 10.desk review required. Order on behalf of client. | &nbsp;&nbsp;1/14/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;01/14/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been employed with Le Vian for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 18 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;65543579 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;FSD:AVM dated XXX with an estimated value of XXX, and confidence score of 86. AVM FSD of 14, exceeded max of 10.a DESK REVIEW required. Clayton ordered on behalf of client. | &nbsp;&nbsp;1.8.2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;1.8.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 50 qualifying score. Min required per guidelines is 75.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 99 months when 24 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 86 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;47702318 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDAPP5430 | &nbsp;&nbsp;FNMA Application Form is Outdated | &nbsp;&nbsp;No | &nbsp;&nbsp;Application taken on XXX and completed on the old form XXX and not on the new FNMA form dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 14.50 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been employed as an XXX Engineer for 10 years. |
| &nbsp;&nbsp;60950878 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 qualifying score. Min required per guidelines is 750.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 44.30%; max allowed per guidelines is 80%. |
| &nbsp;&nbsp;91167370 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH3000 | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements. Only 1 per credit report. Should be 3 per GL. Exception in file. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 793 qualifying score. Min required per guidelines is 750.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 150 months PITIA, guidelines required 12 months PITIA.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 49.020%; max allowed per guidelines is 75% 65% per exception. . |
| &nbsp;&nbsp;64558274 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST205 | &nbsp;&nbsp;Insufficient Funds to Close | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing bank statements to support funds needed to close XXX per the final settlement statement | &nbsp;&nbsp;01/17/2022 lender response: Per sec 8.4 of guideline, Verification of funds is not required for cash-out refinances.XXX Clayton reviewed lender response. Transaction is Rate & Term Refinance with Borrower bringing XXX Funds to Closing. The file is missing verified Assets for at least XXX. Exception remains.2/8/2022. Lender provided 2 months business bank statement | &nbsp;&nbsp;2/8/2022. Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 16 years.<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: Housing expense reduced by 58%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 744, min 725 |
| &nbsp;&nbsp;64558274 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST2304 | &nbsp;&nbsp;Unverified Assets | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing bank statements to support funds needed to close XXX per the final settlement statement | &nbsp;&nbsp;01/17/2022 lender response: Per sec 8.4 of guideline, Verification of funds is not required for cash-out refinances.XXX Clayton reviewed lender response. Transaction is Rate & Term Refinance with Borrower bringing XXX Funds to Closing. The file is missing verified Assets for at least XXX. Exception remains.2/8/2022. Lender provided 2 months business bank statement | &nbsp;&nbsp;2/8/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 16 years.<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: Housing expense reduced by 58%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 744, min 725 |
| &nbsp;&nbsp;83267153 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70.00%; max allowed per guidelines is 75.00%. |
| &nbsp;&nbsp;53771805 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Documentation | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPDOC5475 | &nbsp;&nbsp;Incomplete Prepayment Penalty Addendum | &nbsp;&nbsp;No | &nbsp;&nbsp;Prepayment Addendum to Note discloses the Payment charge as "N/A%" For year 1, 4 and 5. The Prepayment Rider to Mortgage discloses "5%, 2% and 1% for year 1, 4 and 5. | &nbsp;&nbsp;6/8/2022: Lender provided corrected Prepayment Addendum, LOE to borrower and proof of delivery. | &nbsp;&nbsp;6/8/2022: Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70.00%; max allowed per guidelines is 75.00%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 117.35 mo. PITI, 12 mo. Neg. Cash Flow reserves required or XXX<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0x30x35, Max 0x30x12 |
| &nbsp;&nbsp;17395122 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;02/15/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;02/15/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 78.13 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;24664882 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR5351 | &nbsp;&nbsp;Insurance Effective date is greater than the transaction date | &nbsp;&nbsp;No | &nbsp;&nbsp;Insurance Effective date XXX is greater than the transaction date XXX. Lender to provide insurance effective day of closing. | &nbsp;&nbsp;02/24/2022 lender response: Previews Hazard Insurance Policy uploaded reflecting effective date of XXX | &nbsp;&nbsp;02/24/2022 exception satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0x30x80, Max 0x30x12.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 109.23 months PITI, reserves not required due to 70% LTV. |
| &nbsp;&nbsp;24664882 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;2/23/22 received AVM dated XXX, XXX discloses -44.51% variance with a value of XXX and the OA value is XXX. A Desk Review is required. | &nbsp;&nbsp;2/23/22 Condition satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0x30x80, Max 0x30x12.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 109.23 months PITI, reserves not required due to 70% LTV. |
| &nbsp;&nbsp;24664882 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 88. AVM FSD of 12, exceeded max of 10. Clayton ordered Desk Review on behalf of Client. | &nbsp;&nbsp;4.6.2022- Desk review provided supports appraisal value. | &nbsp;&nbsp;4.6.2022- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0x30x80, Max 0x30x12.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 109.23 months PITI, reserves not required due to 70% LTV. |
| &nbsp;&nbsp;24664882 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;CA discloses -44.51% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton ordered on behalf of Client. | &nbsp;&nbsp;4.6.2022- Desk review provided supports appraisal value. | &nbsp;&nbsp;4.6.2022- Exception satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0x30x80, Max 0x30x12.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 109.23 months PITI, reserves not required due to 70% LTV. |
| &nbsp;&nbsp;73467717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets verified at XXX less cash from borrower XXX equals XXX or 457.68 months PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 767 qualifying score. Min required per guidelines is 750.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 80%. |
| &nbsp;&nbsp;62836019 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MO | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets: Assets verified at XXX less cash from borrower XXX equals XXX or 456.30 months PITIA. No reserves required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 767 qualifying score. Min required per guidelines is 750.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 80%. |
| &nbsp;&nbsp;43860668 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 83. AVM FSD of 17, exceeded max of 10. Clayton ordered Desk Review on behalf of Client. | &nbsp;&nbsp;03/07/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;03/07/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 745 qualifying score. Min required per guidelines is 725.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max required LTV 80%. LTV 65%. |
| &nbsp;&nbsp;23067454 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR4789 | &nbsp;&nbsp;Appraisal Deficiency | &nbsp;&nbsp;No | &nbsp;&nbsp;Appraisal form 1004 in credit file is cut off at the bottom on each page. | &nbsp;&nbsp;01/10/2022 lender provided complete appraisal | &nbsp;&nbsp;01/10/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 50%; max allowed per guidelines is 70% |
| &nbsp;&nbsp;98957637 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;WA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;01/20/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;01/20/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 50.08%; max allowed per guidelines is 75%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 64.39 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;76842447 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 92.54 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;77004939 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR169 | &nbsp;&nbsp;Appraisal includes one or more issue(s) | &nbsp;&nbsp;No | &nbsp;&nbsp;All pages of the appraisal are cut off at the bottom, lender must provide appraisal with complete pages. | &nbsp;&nbsp;01/11/2022 lender provided complete appraisal | &nbsp;&nbsp;1/11/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 44.43 months PITIA. 12-month negative rent XXX x 12 = XXX reserves required due to LTV of 80% and DSCR of 0.825%. |
| &nbsp;&nbsp;77004939 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR171 | &nbsp;&nbsp;Subject Photos Unacceptable | &nbsp;&nbsp;No | &nbsp;&nbsp;All pages of the appraisal are cut off at the bottom, lender must provide appraisal with complete pages and complete photos | &nbsp;&nbsp;01/11/2022 lender provided complete appraisal | &nbsp;&nbsp;1/11/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 44.43 months PITIA. 12-month negative rent XXX x 12 = XXX reserves required due to LTV of 80% and DSCR of 0.825%. |
| &nbsp;&nbsp;77004939 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR173 | &nbsp;&nbsp;Comp Photos Unacceptable | &nbsp;&nbsp;No | &nbsp;&nbsp;All pages of the appraisal are cut off at the bottom, lender must provide appraisal with complete pages and complete photos | &nbsp;&nbsp;01/11/2022 lender provided complete appraisal | &nbsp;&nbsp;1/11/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 44.43 months PITIA. 12-month negative rent XXX x 12 = XXX reserves required due to LTV of 80% and DSCR of 0.825%. |
| &nbsp;&nbsp;62154035 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified assets XXX. Cash to close XXX. Post-closing cash reserves XXX months reserves. 12 months reserves required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 40.25% is 9.75% below maximum DTI of 50%.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Borrowers have 66 months of housing history with no late pays. |
| &nbsp;&nbsp;50442013 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH3000 | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements. Borrower only has 1, and 3 required per GL. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 798 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 33 months when 12 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 9.22 months PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;13821458 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH3000 | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements. Borrower has 2 , 3 are required per GL. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 798 qualifying score. Min required per guidelines is 750.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves XXX or 26.52 months PITIA. Required Reserves of 12 months PIITIA. |
| &nbsp;&nbsp;19527052 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX and confidence score of 71. AVM FSD of 29, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;01/20/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;01/20/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 710 qualifying score. Min required per guidelines is 700.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 55 months when 12 months are required. |
| &nbsp;&nbsp;70142951 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID5293 | &nbsp;&nbsp;TRID Not all required seller-paid fees were disclosed on the CD | &nbsp;&nbsp;No | &nbsp;&nbsp;Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been employed with XXX for 20 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 32 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 785 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;82533634 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 21 years and 10 months at current job.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV: 28.30%, Max 75%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 30.89 months PITI. 6-months reserves required. XXX x 6 or XXX. |
| &nbsp;&nbsp;96581382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton ordered on behalf of client. | &nbsp;&nbsp;1.12.2022- CDA Desk Review received from Clear Capital supporting appraisal value. | &nbsp;&nbsp;1.12.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 50.85%; max allowed per guidelines is 75%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 69.81 months PITIA, reserves not required due to 50.85% LTV |
| &nbsp;&nbsp;50488334 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 88. AVM FSD of 12, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;5.19.22- Desk review provided supporting appraisal value. | &nbsp;&nbsp;5.19.22- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 694 qualifying score. Min required per guidelines is 675. |
| &nbsp;&nbsp;62675779 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets verified at XXX less cash from borrower XXX equals XXX or 133.84 months PITIA. Negative Rents equals XXX X 12 months equals XXX reserves required.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have resided at current address for XXX years. |
| &nbsp;&nbsp;46077465 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. XXX Clayton order on behalf of client. | &nbsp;&nbsp;03/07/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;03/07/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 4 years 6 months at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 763 qualifying score. Min required per guidelines is750. |
| &nbsp;&nbsp;25303444 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 65% LTV guidelines below requirements 80% |
| &nbsp;&nbsp;37178890 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;2/22/22 AVM received supporting appraised value | &nbsp;&nbsp;2/22/22 Condition satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1752: No Verified Compensating Factors<br> - Clayton Comments: No Verified Compensating Factors |
| &nbsp;&nbsp;37178890 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 87. AVM FSD of 13 exceeded max of 10. Clayton ordered Desk Review on behalf of Client. | &nbsp;&nbsp;XXX- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;02/28/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1752: No Verified Compensating Factors<br> - Clayton Comments: No Verified Compensating Factors |
| &nbsp;&nbsp;95974382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;fired in error | &nbsp;&nbsp;02/21/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;02/21/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets verified at XXX with Reserves XXX or 17.83 months PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min required credit score 650. File credit score 671 |
| &nbsp;&nbsp;95974382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;02/21/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;02/21/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets verified at XXX with Reserves XXX or 17.83 months PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min required credit score 650. File credit score 671 |
| &nbsp;&nbsp;51103849 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or XXX mo. PITI, reserves not required due to 59.54% LTV<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 59.54%; max allowed per guidelines is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 803 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0x30x99, Max 0x30x12 |
| &nbsp;&nbsp;29063607 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH3000 | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Guideline requires 3 open active tradelines. Borrower has 1. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower is at current residence 25 years and 11 months<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the last two years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60.81 LTV below guideline requirement 70% |
| &nbsp;&nbsp;29063607 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 88. AVM FSD of 12, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;02/28/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;02/28/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower is at current residence 25 years and 11 months<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the last two years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60.81 LTV below guideline requirement 70% |
| &nbsp;&nbsp;27386717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 65.00%; max allowed per guidelines is 70%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves: XXX or 9.96 Months PITIA, 0 months reserve required. |
| &nbsp;&nbsp;36325506 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL1817 | &nbsp;&nbsp;Final HUD-1 is incomplete or illegible | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Signed Final Settlement Statement. | &nbsp;&nbsp;02/24/2022 lender provided Signed Final Settlement Statement | &nbsp;&nbsp;02/24/2022 exception satisifed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 2 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 670 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;36325506 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;3.23.2022- Desk Review support appraisal value. | &nbsp;&nbsp;3.23.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 2 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 670 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;83015018 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing lender approvals as subject is Rate & Term Refinance, with Borrower bringing XXX for Closing. Lender approvals in the credit file are for Cash Out Refinance. | &nbsp;&nbsp;02/23/2022 lender provided Updated XXX and Approval showing R/T Refinance. | &nbsp;&nbsp;02/23/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 61.90 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 34.97%; max allowed per guidelines is 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 28 years. |
| &nbsp;&nbsp;83015018 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;4.8.2022- Desk review provided supporting appraisal value. | &nbsp;&nbsp;4.8.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 61.90 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 34.97%; max allowed per guidelines is 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 28 years. |
| &nbsp;&nbsp;99533428 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH3000 | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Borrower has one open/active tradelines. Guidelines minimum tradelines is three. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 64.10%; max allowed per guidelines is 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 22 years. |
| &nbsp;&nbsp;29870753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 782 qualifying score. Min required per guidelines is 750.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 8 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 94.96 months PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;45611985 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH2662 | &nbsp;&nbsp;Number of mortgaged properties exceeds guideline limit | &nbsp;&nbsp;No | &nbsp;&nbsp;Number of mortgaged properties 14 exceeds guideline limit 4 with this same lender. With subject mortgage, Borrower will have 8 mortgages with this lender. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; max allowed per guidelines is 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 32 months when 12 months are required. |
| &nbsp;&nbsp;45611985 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR4789 | &nbsp;&nbsp;Appraisal Deficiency | &nbsp;&nbsp;No | &nbsp;&nbsp;Appraisal Form 1004C to be corrected to show subject buildings are in 2 Sections. The Appraisal now shows the subject buildings are 1 Section. | &nbsp;&nbsp;08/01/2022 lender response: Updated Appraisal uploaded reflecting corrected Section# in page 2 | &nbsp;&nbsp;08/01/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; max allowed per guidelines is 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 32 months when 12 months are required. |
| &nbsp;&nbsp;45611985 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;05/04/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;05/04/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; max allowed per guidelines is 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 32 months when 12 months are required. |
| &nbsp;&nbsp;45611985 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Property | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAPROP2556 | &nbsp;&nbsp;Acreage exceeds property eligibility guidelines | &nbsp;&nbsp;No | &nbsp;&nbsp;Subject property is 28.58 acres. Maximum acres per lender guidelines is 25 acres. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; max allowed per guidelines is 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 32 months when 12 months are required. |
| &nbsp;&nbsp;98210149 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;2/23/22 AVM dated XXX value XXX does not support OA value XXX. A Desk review is required | &nbsp;&nbsp;2/23/22 Condition satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 772 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0x30x85, Max 0x30x12<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 17.90 mo. PITI, reserves not required due to 70% LTV and DSCR > 1% |
| &nbsp;&nbsp;98210149 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 72. AVM FSD of 28, exceeded max of 10. Clayton ordered Desk Review on behalf of Client | &nbsp;&nbsp;02/28/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;02/28/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 772 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0x30x85, Max 0x30x12<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 17.90 mo. PITI, reserves not required due to 70% LTV and DSCR > 1% |
| &nbsp;&nbsp;98210149 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;XXX discloses -29.17% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton ordered on behalf of client. | &nbsp;&nbsp;02/28/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;02/28/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 772 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history 0x30x85, Max 0x30x12<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 17.90 mo. PITI, reserves not required due to 70% LTV and DSCR > 1% |
| &nbsp;&nbsp;61993439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH2662 | &nbsp;&nbsp;Number of mortgaged properties exceeds guideline limit | &nbsp;&nbsp;No | &nbsp;&nbsp;Guidelines limit number of Borrower mortgages with this lender to four. With subject Refinance, Borrower will have eight mortgage with this lender. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 65%; max allowed per guidelines is 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 30 years. |
| &nbsp;&nbsp;61993439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing lender approvals for Credit Grade AA. The lender approvals in the credit file were based on mid score on brokers Credit Report. | &nbsp;&nbsp;4/26/2022 lender response: Uploading corrected approval and XXX reflecting AA grade. Also uploading the 2055 dated XXX on pg 6 to supplement report from XXX that supports the initial value.XXX Clayton response: Documentation was not received. Please upload again.XXX- Lender provided updated UW approval reflecting credit grade of AA | &nbsp;&nbsp;4.29.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 65%; max allowed per guidelines is 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 30 years. |
| &nbsp;&nbsp;61993439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR151 | &nbsp;&nbsp;Appraisal dated beyond acceptable date range per guidelines | &nbsp;&nbsp;No | &nbsp;&nbsp;Appraisal dated XXX or 163 days before the date of closing XXX. Missing Recert of Value 1004D. | &nbsp;&nbsp;4/26/2022 lender response: Uploading corrected approval and ULAW reflecting AA grade. Also uploading the 2055 dated XXX on pg 6 to supplement report from XXX that supports the initial value.XXX Clayton response: Documentation was not received. Please upload again.XXX- Lender provided updated 2055 form, no change in value | &nbsp;&nbsp;4.29.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 65%; max allowed per guidelines is 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 30 years. |
| &nbsp;&nbsp;61993439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 69. AVM FSD of 31, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;05/06/22- CDA Desk Review received from Clear Capital did not support appraised value. a field review is now required | &nbsp;&nbsp;5/6/2022- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 65%; max allowed per guidelines is 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 30 years. |
| &nbsp;&nbsp;61993439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Active | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;Yes | &nbsp;&nbsp;05/06/22 Clear Capital 1st discloses -30.59% variance with a value of XXX. and the OA value is XXX. A Field Review is required. | &nbsp;&nbsp;05/31/2022 lender provided Field Review | &nbsp;&nbsp;05/31/2022 Field Review discloses -14.12% variance with a value of XXX and the OA value is XXX. Exception remains | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 65%; max allowed per guidelines is 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 30 years. |
| &nbsp;&nbsp;52760839 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH3000 | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Per guidelines, 3 open/active tradelines are required. The borrower has 2 open tradelines | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 672 qualifying score. Min required per guidelines is 650.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 34.88%; max allowed per guidelines is 75%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 23.94 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;37772207 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 778 Credit score exceeds guidelines 750.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Living 4 years at primary residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves XXX. Required Reserves of 12 months Negative Cash Flow XXX x 12 = XXXX. |
| &nbsp;&nbsp;47821271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal Consumer Protection | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPFDCP847 | &nbsp;&nbsp;TILA - ARM Loan Program Disclosure after 3 days from application | &nbsp;&nbsp;No | &nbsp;&nbsp;The loan changed from a fixed rate to an Arm loan on XXX but the ARM disclosure was not provided until XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 6 years and 10 months at current residence.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 80% File LTV 36.96%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets: Assets verified at XXX plus cash to borrower XXX equals XXX or 69.72 months PITIA. No reserves required. |
| &nbsp;&nbsp;47821271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 50. AVM FSD of 50, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;04/18/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/18/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 6 years and 10 months at current residence.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 80% File LTV 36.96%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets: Assets verified at XXX plus cash to borrower XXX equals XXX or 69.72 months PITIA. No reserves required. |
| &nbsp;&nbsp;47821271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -12.65% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton order on behalf of client. | &nbsp;&nbsp;04/18/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/18/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 6 years and 10 months at current residence.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 80% File LTV 36.96%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets: Assets verified at XXX plus cash to borrower XXX equals XXX or 69.72 months PITIA. No reserves required. |
| &nbsp;&nbsp;94034005 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;4.7.2022- Desk review provided supports appraisal value. | &nbsp;&nbsp;4.7.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 53.440%; max allowed per guidelines is 75%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 43.14%, max per guidelines is 50%. |
| &nbsp;&nbsp;84623110 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP4625 | &nbsp;&nbsp;The orig file does not contain a third party fraud report | &nbsp;&nbsp;No | &nbsp;&nbsp;Provide third party fraud report. | &nbsp;&nbsp;04/13/2022 lender provided XXX Fraud Reporting | &nbsp;&nbsp;04/13/2022 exception satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 662 qualifying score. Min required per guidelines is 650.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 17 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 35 years in current profession.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 75% File LTV 42.860%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 21.32% |
| &nbsp;&nbsp;84623110 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR275 | &nbsp;&nbsp;Completed "Subject To" w/o Completion Cert in File | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Certificate of Completion for Water Heater to be double strapped. | &nbsp;&nbsp;04/14/2022 lender response: Uploading appraisal with 442 in it, top water heater pic shows the lower strap has been installed, further down original pics is the one that did not have it | &nbsp;&nbsp;04/04/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 662 qualifying score. Min required per guidelines is 650.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 17 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 35 years in current profession.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 75% File LTV 42.860%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 21.32% |
| &nbsp;&nbsp;81176895 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;04/13/2022- CDA Desk Review received from Clear Capital supporting appraisal value. | &nbsp;&nbsp;04/13/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 794 qualifying score. Min required per guidelines is 750.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 44 years profession.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 35 years at current residence.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 85% File LTV 17.500 %. |
| &nbsp;&nbsp;41781738 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER3122 | &nbsp;&nbsp;Loan documents do not meet guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;As required by Guidelines, missing LOE from borrower explaining their business name, what their business does, the number of employees, how it is set up and what they consider their income to be on a monthly basis. | &nbsp;&nbsp;04/04/2022 lender provided XXX LOE | &nbsp;&nbsp;04/04/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 48%; max allowed per guidelines is 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 99 months when 12 months are required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 13.53%, max per guidelines is 50%. |
| &nbsp;&nbsp;41781738 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 52. AVM FSD of 48, exceeded max of 10. Clayton ordered Desk Review on behalf of client. | &nbsp;&nbsp;4.8.2022- Desk review provided supporting appraisal value. | &nbsp;&nbsp;4.8.2022- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 48%; max allowed per guidelines is 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 99 months when 12 months are required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 13.53%, max per guidelines is 50%. |
| &nbsp;&nbsp;35063552 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID3670 | &nbsp;&nbsp;TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | &nbsp;&nbsp;No | &nbsp;&nbsp;Zero Tolerance Fee of XXX due to Underwriting and Broker fess increased from LEs to CD. Missing a valid Change of Circumstance, or Post Close CD, LOX and copy of refund check to borrower. | &nbsp;&nbsp;4/22/2022: Lender stated "Recording fees and other taxes were initially disclosed on the LE dated XXX at XXX. Our broker fee was submitted as 2% of the loan amount. Our loan amount increased on XXX therefore causing our broker fee to increase. Our UW fee stayed at XXX." The initial LE was entered as the XXX but is removed clearing the UW fee for no changes. However, there should be a COC in file stating the changes from LE XXX to LE XXX. Zero tolerance over is now XXX. Exception remains. XXX: Lender stated a COC was uploaded however, we did not receive it. Exception remains.XXX: Lender provided the COC record. | &nbsp;&nbsp;5/2/2022: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX , or 34.77 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 40.94%, max per guidelines is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 669 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;35063552 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAAPPR237 | &nbsp;&nbsp;Appraisal is stale dated without recertification in file | &nbsp;&nbsp;No | &nbsp;&nbsp;Appraisal XXX is stale dated over 120 days without recertification in file. Note dated XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX , or 34.77 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 40.94%, max per guidelines is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 669 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;35063552 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 67. AVM FSD of 33, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;04/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/25/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX , or 34.77 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 40.94%, max per guidelines is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 669 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;35063552 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -16.60% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton order on behalf of client. | &nbsp;&nbsp;04/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/25/2022- Exception satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX , or 34.77 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 40.94%, max per guidelines is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 669 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;12933183 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR4789 | &nbsp;&nbsp;Appraisal Deficiency | &nbsp;&nbsp;No | &nbsp;&nbsp;Appraisal Form 1004C, to be corrected for Manufactured Home Double Wide with two sections. Appraisal Form 1004C indicates one section. | &nbsp;&nbsp;06/27/2022 lender provided Updated Appraisal | &nbsp;&nbsp;06/27/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 800 qualifying score. Min required per guidelines is 750.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 13 years. |
| &nbsp;&nbsp;12933183 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 64. AVM FSD of 36, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;04/28/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/28/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 800 qualifying score. Min required per guidelines is 750.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 13 years. |
| &nbsp;&nbsp;67065889 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 50. AVM FSD of 50, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;04/29/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/29/2022- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at present residence for 6 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post-closing cash reserves XXX months reserves. No reserves required. |
| &nbsp;&nbsp;55060541 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST205 | &nbsp;&nbsp;Insufficient Funds to Close | &nbsp;&nbsp;No | &nbsp;&nbsp;Transaction is Rate & Term Refinance with Borrower bringing funds to closing of XXX. The credit file does not contain verification of sufficient Assets for closing. | &nbsp;&nbsp;04/25/2022 lender response: Uploaded updated approval and XXX reflecting R/T refinance.04/25/2022 Clayton reviewed lender response. Lender response was not applicable to Exception. Please update. Exception remains.04/26/2022 lender response: Per Sec 8.4 in guideline, verification of the seasoning of funds to close is not required on loans with LTV of 65% or less. this loan has 56.20% LTV, therefore, no asset verification required | &nbsp;&nbsp;04/26/2022 exception cancelled | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 56.20%; max allowed per guidelines is 65%. |
| &nbsp;&nbsp;55060541 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH189 | &nbsp;&nbsp;Missing credit report | &nbsp;&nbsp;No | &nbsp;&nbsp;Credit report is not required for Foreign National Borrower. The file is missing a credit reference letter from an internationally known credit institution, or past 60 days of bank statements documenting a foreign financial banking relationship. | &nbsp;&nbsp;4/25/2022 Lender response: Uploading updated approval and XXX with acknowledgment to use 24 month history as a source of satisfactory credit. | &nbsp;&nbsp;04/25/2022 Upon further review by Clayton Sr Underwriter, exception considered non-material; Final Grade B. Comp Factors applied for LTV and time at current residence. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 56.20%; max allowed per guidelines is 65%. |
| &nbsp;&nbsp;55060541 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing lender approval for Rate & Term Refinance. The lender approvals in the credit file are for Cash Out Refinance. Borrower is bringing Funds to Closing and Loan Purpose is Rate & Term Refinance. | &nbsp;&nbsp;04/25/2022 lender provided updated approval and XXX reflecting R/T refinance. | &nbsp;&nbsp;04/25/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 56.20%; max allowed per guidelines is 65%. |
| &nbsp;&nbsp;55060541 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;4/22/22 XXX AVM received support appraisal value. | &nbsp;&nbsp;4/22/22 Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 56.20%; max allowed per guidelines is 65%. |
| &nbsp;&nbsp;74573847 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR3792 | &nbsp;&nbsp;Insurance policy missing Rent Loss/Business Interruption coverage | &nbsp;&nbsp;No | &nbsp;&nbsp;Individual Hazard Insurance policy does not contain Rent Loss insurance coverage, as required by guidelines. | &nbsp;&nbsp;4.29.2022- Lender provided evidence of rent loss. | &nbsp;&nbsp;4.29.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 24 months PITIA, guidelines require 0 months PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 730 qualifying score. Min required per guidelines is 725. |
| &nbsp;&nbsp;74573847 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;4/22/22 AVM received. | &nbsp;&nbsp;4/22/22 Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 24 months PITIA, guidelines require 0 months PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 730 qualifying score. Min required per guidelines is 725. |
| &nbsp;&nbsp;74573847 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX. and confidence score of 75 AVM FSD of 25, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;5.19.22- Desk review provided supporting appraisal value. | &nbsp;&nbsp;5.19.22- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 24 months PITIA, guidelines require 0 months PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 730 qualifying score. Min required per guidelines is 725. |
| &nbsp;&nbsp;45408885 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTER146 | &nbsp;&nbsp;Missing lender's loan approval/underwriting form | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing lender approval for Rate & Term Refinance. Lender approvals in the credit file are for Cash Out Refinance. Based on XXX Cash Out to Borrower, Loan Purpose is Rate Term Refinance. | &nbsp;&nbsp;04/25/2022 lender provided updated approval and XXX reflecting R/T refinance. | &nbsp;&nbsp;04/25/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 30.600%; max allowed per guidelines is 70%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 643 qualifying score. Min required per guidelines is 625.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 99 months when 12 months are required. |
| &nbsp;&nbsp;45408885 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;4/22/22 AVM received. | &nbsp;&nbsp;4/22/22 Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 30.600%; max allowed per guidelines is 70%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 643 qualifying score. Min required per guidelines is 625.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 99 months when 12 months are required. |
| &nbsp;&nbsp;45408885 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of $939,000. and confidence score of 50 AVM FSD of 50, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;05/02/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;05/02/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 30.600%; max allowed per guidelines is 70%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 643 qualifying score. Min required per guidelines is 625.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 99 months when 12 months are required. |
| &nbsp;&nbsp;45408885 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -50.00% variance with a value of XXX and the OA value is XXX. A Desk Review is required. \*\*\* Clayton order on behalf of client. | &nbsp;&nbsp;05/02/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;05/02/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 30.600%; max allowed per guidelines is 70%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 643 qualifying score. Min required per guidelines is 625.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 99 months when 12 months are required. |
| &nbsp;&nbsp;84527411 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST205 | &nbsp;&nbsp;Insufficient Funds to Close | &nbsp;&nbsp;No | &nbsp;&nbsp;Cash to Close XXX. Assets XXX from Cashiers Check, plus XXX for 1% of Loan Amount permitted by Guidelines = Assets of XXX. Short Funds to Close of XXX Reserves are not required. | &nbsp;&nbsp;04/18/2022 Lender response: Per Credit Memo from XXX of Credit dated XXX, reserves are no longer required on DSCR loans nor is any requirement to source funds for closing amounts less than $100K. 04/18/2022 Clayton received lender response. Please provide Clayton with all updates for guidance. Exception remains. 04/19/2022 lender response: Credit Memo on XXX uploaded 04/19/2022 Clayton reviewed lender response and replied: Credit Memo dated XXX was not received. Please upload again. 04/20/2022 Lender response: Credit Memo on XXX re-uploaded | &nbsp;&nbsp;04/20/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 666 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;84527411 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST206 | &nbsp;&nbsp;Asset Amounts Are Unsupported by Documentation in File | &nbsp;&nbsp;No | &nbsp;&nbsp;Cash to Close XXX. Assets XXX from Cashiers Check, plus XXX for 1% of Loan Amount permitted by Guidelines = Assets of XXX. Short Funds to Close of XXX. Reserves are not required. | &nbsp;&nbsp;04/18/2022 Lender response: Per Credit Memo from XXX of Credit dated XXX, reserves are no longer required on DSCR loans nor is any requirement to source funds for closing amounts less than $100K. 04/18/2022 Clayton received lender response. Please provide Clayton with all updates for guidance. Exception remains. 04/19/2022 lender response: Credit Memo on XXX uploaded 04/19/2022 Clayton reviewed lender response and replied: Credit Memo dated XXX was not received. Please upload again. 04/20/2022 Lender response: Credit Memo on XXX re-uploaded | &nbsp;&nbsp;04/20/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 666 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;84527411 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST207 | &nbsp;&nbsp;Assets Are Unreasonable | &nbsp;&nbsp;No | &nbsp;&nbsp;Cash to Close XXX. Assets XXX from Cashiers Check, plus XXX for 1% of Loan Amount permitted by Guidelines = Assets of XXX. Short Funds to Close of XXX. Reserves are not required. | &nbsp;&nbsp;04/18/2022 Lender response: Per Credit Memo from XXX Credit dated March 1st, 2022, reserves are no longer required on DSCR loans nor is any requirement to source funds for closing amounts less than $100K. 04/18/2022 Clayton received lender response. Please provide Clayton with all updates for guidance. Exception remains. 04/19/2022 lender response: Credit Memo on XXX uploaded 04/19/2022 Clayton reviewed lender response and replied: Credit Memo dated XXX was not received. Please upload again. 04/20/2022 Lender response: Credit Memo on XXX re-uploaded | &nbsp;&nbsp;04/20/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 666 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;84527411 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST3078 | &nbsp;&nbsp;Insufficient # of months cash reserves for PITI per guideline requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Cash to Close XXX Assets $85,000 from Cashiers Check, plus XXX for 1% of Loan Amount permitted by Guidelines = Assets of XXX. Short Funds to Close of XXX. Reserves are not required. | &nbsp;&nbsp;04/18/2022 Lender response: Per Credit Memo from XXX Credit dated XXX, reserves are no longer required on DSCR loans nor is any requirement to source funds for closing amounts less than $100K. 04/18/2022 Clayton received lender response. Please provide Clayton with all updates for guidance. Exception remains. 04/19/2022 lender response: Credit Memo on XXX uploaded 04/19/2022 Clayton reviewed lender response and replied: Credit Memo dated XXX was not received. Please upload again. 04/20/2022 Lender response: Credit Memo on XXX re-uploaded | &nbsp;&nbsp;04/20/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 666 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;84527411 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Assets | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAST2354 | &nbsp;&nbsp;Asset Verification In File is Incomplete Per Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Cash to Close XXX. Assets XXX from Cashiers Check, plus XXX for 1% of Loan Amount permitted by Guidelines = Assets of XXX Short Funds to Close of XXX. Reserves are not required. | &nbsp;&nbsp;04/18/2022 Lender response: Per Credit Memo from XXX Credit dated XXX, reserves are no longer required on DSCR loans nor is any requirement to source funds for closing amounts less than $100K. 04/18/2022 Clayton received lender response. Please provide Clayton with all updates for guidance. Exception remains. 04/19/2022 lender response: Credit Memo on XXX uploaded 04/19/2022 Clayton reviewed lender response and replied: Credit Memo dated XXX was not received. Please upload again. 04/20/2022 Lender response: Credit Memo on XXX re-uploaded | &nbsp;&nbsp;04/20/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 666 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;78764794 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;06/03/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;06/03/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 55.29 guidelines required 0 months PITIA.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 58.82%; max allowed per guidelines is 75%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 36 years. |
| &nbsp;&nbsp;37616375 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR289 | &nbsp;&nbsp;Insufficient Hazard Insurance Coverage | &nbsp;&nbsp;No | &nbsp;&nbsp; Insufficient Hazard Insurance Coverage. Loan amount XXX HOI XXX. Hazard policy is partially illegible. | &nbsp;&nbsp;04/21/2022 lender provided RCE for XXX | &nbsp;&nbsp;04/21/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; max allowed per guidelines is 80%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX, or 27 months PITIA, guidelines required 12 months Negative Cash Flow difference PITIA. |
| &nbsp;&nbsp;37616375 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 90. AVM FSD of 10, exceeded max of 8. [bk] | &nbsp;&nbsp;04/26/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/26/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; max allowed per guidelines is 80%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX, or 27 months PITIA, guidelines required 12 months Negative Cash Flow difference PITIA. |
| &nbsp;&nbsp;39419648 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 736 qualifying score. Min required per guidelines is 725.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 48.77%; max allowed per guidelines is 80%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 26.26 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 20.53%, max per guidelines is 50%. |
| &nbsp;&nbsp;17936148 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 84. AVM FSD of 16, exceeded max of 10. | &nbsp;&nbsp;04/27/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/27/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 31.38 PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;17936148 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -19.0551% variance with a value of XXX and the OA value is XXX. A Desk Review is required. | &nbsp;&nbsp;04/27/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/27/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 31.38 PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;16667719 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Per XXX Tape, valuation is to be provided by Client. | &nbsp;&nbsp;04/25/2022 Lender response: Please proceed ordering valuation report as information on tape was not correct04/25/2022 Clayton ordered AVM on behalf of client.4.25.2022 AVM received. | &nbsp;&nbsp;4.25.22 Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 6.81 months PITIA, guidelines require 0 months PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 703 qualifying score. Min required per guidelines is 700. |
| &nbsp;&nbsp;16667719 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -11.73% variance with a value of XXX. and the OA value is XXX. A Desk Review is required. \*\*\* Clayton order on behalf of client. | &nbsp;&nbsp;04/29/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/29/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 6.81 months PITIA, guidelines require 0 months PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 703 qualifying score. Min required per guidelines is 700. |
| &nbsp;&nbsp;31588497 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL1817 | &nbsp;&nbsp;Final HUD-1 is incomplete or illegible | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Final Settlement Statement for the portion of the Purchase Price of XXX | &nbsp;&nbsp;04/20/2022 lender provided Final Settlement Statement | &nbsp;&nbsp;04/20/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 687 qualifying score. Min required per guidelines is 575.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 3 years. |
| &nbsp;&nbsp;31588497 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Title | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDTIL865 | &nbsp;&nbsp;Title incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing Final Title Policy to verify Title Interest is in Fee Simple. | &nbsp;&nbsp;05/13/2022 lender provided Final Title Policy.XXX Final Title Policy indicates Title Interest is in Leasehold. Missing Final Title Policy with Title Interest in Fee Simple. Exception remains.8.2.2022- Lender responded; Subject property is a lease hold, however HOA is fee simple and collectively a sandwich lease and the reason for listed accordingly on Title Interest. Exception remains, this has been escalated to senior management for review. Subject is leasehold property but we are missing evidence of that owner will have fee simple ownership in property. Final policy doesn't reflect any endorsement and owner policy was not provided. Conditional approval letter also reflect evidence that 80% of the units within the subjects building has been converted to fee simple. 08/19/2022 lender provided Updated Final Title Policy | &nbsp;&nbsp;08/19/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 687 qualifying score. Min required per guidelines is 575.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 3 years. |
| &nbsp;&nbsp;31588497 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX and confidence score of 74. AVM FSD of 26, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;04/28/2022- CDA Desk Review received from Clear Capital supporting appraisal value. | &nbsp;&nbsp;04/28/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 687 qualifying score. Min required per guidelines is 575.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 3 years. |
| &nbsp;&nbsp;31588497 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -17.33% variance with a value of $XXX and the OA value is $XXX. A Desk Review is required. | &nbsp;&nbsp;04/28/2022- CDA Desk Review received from Clear Capital supporting appraisal value. | &nbsp;&nbsp;04/28/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 687 qualifying score. Min required per guidelines is 575.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 3 years. |
| &nbsp;&nbsp;80409206 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINSR289 | &nbsp;&nbsp;Insufficient Hazard Insurance Coverage | &nbsp;&nbsp;No | &nbsp;&nbsp; Insufficient Hazard Insurance Coverage of XXX, loan amount is XXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Hazard coverage includes Extended Replacement Cost. Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 55.91%; max allowed per guidelines is 70%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 34 months when 12 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 39 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;80409206 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;06/08/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;06/08/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 55.91%; max allowed per guidelines is 70%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 34 months when 12 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 39 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;59834558 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 89. AVM FSD of 11, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;04/27/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/27/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 4 years. |
| &nbsp;&nbsp;83942970 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: XXX, cash required from borrower is XXX. Reserves remaining XXX.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: AAA with a credit score of 789 |
| &nbsp;&nbsp;64322962 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 37.28%, max per guidelines is 50%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 55.19%; max allowed per guidelines is 80%. |
| &nbsp;&nbsp;64012909 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client.AVM provided did not support the appraised value, desk review required. | &nbsp;&nbsp;08/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/25/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current residence for 15 years. |
| &nbsp;&nbsp;64012909 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 50, AVM FSD of 50, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/25/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current residence for 15 years. |
| &nbsp;&nbsp;15219645 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 5 years<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75.00%; max allowed per guidelines is 80.00%. |
| &nbsp;&nbsp;17776691 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 83 AVM FSD of 17 , exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;05/31/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;05/31/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 774 qualifying score. Min required per guidelines is 750.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is for 55 months when 12 months are required. |
| &nbsp;&nbsp;54600566 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Terms/Guidelines | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDTER113 | &nbsp;&nbsp;Loan amount is below guideline minimum | &nbsp;&nbsp;No | &nbsp;&nbsp;Loan Amount of XXX; Guidelines/Matrix minimum Loan Amount of XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 762 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;54600566 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX and confidence score of 50. AVM FSD of 50, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/16/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/16/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 762 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;54600566 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -29.4964% variance with a value of XXX and the OA value is XXX. A Desk Review is required. | &nbsp;&nbsp;08/16/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/16/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 762 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;38406341 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. 08.12.2022 Clayton to order AVM. | &nbsp;&nbsp;08/15/2022 AVM received | &nbsp;&nbsp;08/15/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 762 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;38406341 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 58. AVM FSD of 42, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/17/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/17/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 762 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;38406341 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -27.74% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton order on behalf of client. | &nbsp;&nbsp;08/17/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/17/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 762 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;79174743 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; max allowed per guidelines is 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 767 qualifying score. Min required per guidelines is 750.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 3.53 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;28426998 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;WA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 59.98%; max allowed per guidelines is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 21.70%, max per guidelines is 50%. |
| &nbsp;&nbsp;57006658 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 15 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 20 years in current profession.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 80% File LTV 65% |
| &nbsp;&nbsp;19699514 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 750 qualifying score. Min required per guidelines is 805.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 69.23%; max allowed per guidelines is 80%. |
| &nbsp;&nbsp;96092695 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID5293 | &nbsp;&nbsp;TRID Not all required seller-paid fees were disclosed on the CD | &nbsp;&nbsp;No | &nbsp;&nbsp;Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 78.98%; max allowed per guidelines is 90%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 19 months PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;96092695 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;DTI | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDDTI187 | &nbsp;&nbsp;Debt Ratio > 50% | &nbsp;&nbsp;No | &nbsp;&nbsp;Mortgage debts not offset by the proper bank statements from the borrower evidencing income for each rental property. | &nbsp;&nbsp;06/13/2022 lender response: there is no agreement for Constantine since that is B1s departure residence and we allow 80% of market rents to offset the mortgage per Sec 4.20. Uploading XXX for that property showing market rents. Uploading property profiles showing B2 owner of her REOs and bank statements showing where they are deposited. | &nbsp;&nbsp;06/13/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 78.98%; max allowed per guidelines is 90%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 19 months PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;96092695 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income/Employment | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINC3204 | &nbsp;&nbsp;Income Documentation Missing | &nbsp;&nbsp;No | &nbsp;&nbsp;Borrower 1 does not have proof of collecting rents for either rental property. XXXRental agreement for XXX . was missing from file. | &nbsp;&nbsp;06/13/2022 lease agreements provided | &nbsp;&nbsp;06/13/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 78.98%; max allowed per guidelines is 90%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 19 months PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;96092695 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL4033 | &nbsp;&nbsp;Missing Legal Document(s) | &nbsp;&nbsp;No | &nbsp;&nbsp;Cob borrower lease for XXX, for XXX COB rental property missing.Proof co-borrower has ownership in either rental property per their 1003. | &nbsp;&nbsp;06/13/2022 lease agreements provided | &nbsp;&nbsp;06/13/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 78.98%; max allowed per guidelines is 90%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 19 months PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;43062150 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. XXX Clayton to order AVM. | &nbsp;&nbsp;08/12/2022 AVM received | &nbsp;&nbsp;08/12/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 6 years at current residence. |
| &nbsp;&nbsp;91871426 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH3000 | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;per guidelines, 3 open/active tradelines are required. The co-borrower has 2 open tradelines. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 50%; max allowed per guidelines is 65%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been a farmer for 16 years<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 4.10%, max per guidelines is 43%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 27.66 months PITIA, guidelines required 0 months PITIA<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 729 qualifying score. Min required per guidelines is 725. |
| &nbsp;&nbsp;68592213 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 5 years in current profession. B2 has 14 years in current profession. |
| &nbsp;&nbsp;97235025 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client | &nbsp;&nbsp;08/16/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/16/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 9.83 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;92812539 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been an electrician for 5 years and 10 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 34.13%, max per guidelines is 50%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 49.62 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;33856919 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. XXX Clayton to order AVM. | &nbsp;&nbsp;08/12/2022 AVM received | &nbsp;&nbsp;08/12/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years in current residence . |
| &nbsp;&nbsp;33856919 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 89. AVM FSD of 11, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/16/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/16/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years in current residence . |
| &nbsp;&nbsp;58831575 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;IL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;County High Cost | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPCHC5380 | &nbsp;&nbsp;ILCK High-Cost Loan by exceeding points and fees threshold | &nbsp;&nbsp;No | &nbsp;&nbsp;The Adjusted Charges of XXX exceed the Maximum Charges of XXX by XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 668 qualifying score. Min required per guidelines is 650.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 30.17% |
| &nbsp;&nbsp;11748337 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 648 qualifying score. Min required per guidelines is 625.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 14.58%, max per guidelines is 50%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 15.36 months PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;55598188 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NC | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 14 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed with 5 for 6 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 670 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;29634351 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;VT | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed with XXX Consulting for 13 years and 3 months.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current residence for 2 years. |
| &nbsp;&nbsp;10841778 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 11 years and 5 months at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 781 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;33769021 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 4 years. |
| &nbsp;&nbsp;86364589 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. 08.12.2022 Clayton to order AVM. | &nbsp;&nbsp;08/17/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/17/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years and 2 months in current residence. |
| &nbsp;&nbsp;23466386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;08/30/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/30/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 61.50%; max allowed per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 2.80%, max per guidelines is 50%. |
| &nbsp;&nbsp;70288595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 802 qualifying score. Min required per guidelines is 750.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 5 years. |
| &nbsp;&nbsp;85809708 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;WA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX and confidence score of 83. AVM FSD of 17, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/10/2022 Desk Review received supporting appraisal value | &nbsp;&nbsp;08/10/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 33%; max allowed per guidelines is 65%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 709 qualifying score. Min required per guidelines is 700<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 31.64%, max per guidelines is 50%. |
| &nbsp;&nbsp;33368728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. 08.10.2022 Clayton to order AVM. | &nbsp;&nbsp;08/12/2022 AVM received | &nbsp;&nbsp;08/12/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: 4 years 6 months in profession.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 779 qualifying score. Min required per guidelines is 675.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 17.06% |
| &nbsp;&nbsp;33368728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 73. AVM FSD of 27, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/23/2022- CDA Desk Review received from Clear Capital supporting appraisal value. | &nbsp;&nbsp;08/23/2022 - Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: 4 years 6 months in profession.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 779 qualifying score. Min required per guidelines is 675.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 17.06% |
| &nbsp;&nbsp;33368728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -17.73% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton order on behalf of client. | &nbsp;&nbsp;08/23/2022 - CDA Desk Review received from Clear Capital supporting appraisal value. | &nbsp;&nbsp;08/23/2022 - Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: 4 years 6 months in profession.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 779 qualifying score. Min required per guidelines is 675.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 17.06% |
| &nbsp;&nbsp;79463677 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self- employed with XXX. for 8 years and 11 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been self-employed with XXX for 13 years and 9 months..<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Co-Borrower has resided in current owner occupied residence for 16 years and 11 months..<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage payment history is for 46 months when 12 months are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 777 qualifying score. Min required per guidelines is 750.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 34.71 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 13.09%, max per guidelines is 50%. |
| &nbsp;&nbsp;97090744 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower 1 has resided in current owner occupied residence for 8 years and 1 month.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 54.44%; max allowed per guidelines is 75%.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage payment history is for 64 months when 12 months are required |
| &nbsp;&nbsp;65925782 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Legal Documents | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDLGL100 | &nbsp;&nbsp;Legal document incorrect or incomplete | &nbsp;&nbsp;No | &nbsp;&nbsp;Provide the payoff statements for judgments paid off from title commitment for items #11 & #14. | &nbsp;&nbsp;09/21/2022 lender provided Final Title Policy | &nbsp;&nbsp;09/21/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 43.86%; max allowed per guidelines is 80%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 43.68%, max per guidelines is 50%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 23 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been employed with XXX for 26 years. |
| &nbsp;&nbsp;18223008 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 42.35%, max per guidelines is 50%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been employed with XXXl for 7 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 699 qualifying score. Min required per guidelines is 675. |
| &nbsp;&nbsp;93583353 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 678 qualifying score. Min required per guidelines is 675. |
| &nbsp;&nbsp;13830451 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;08/22/2022 AVM received. Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed with XXX for 5 years and 4 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 29.07%, max per guidelines is 50%. |
| &nbsp;&nbsp;69685219 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX and confidence score of 14 AVM FSD of 86, exceeded max of 10. Clayton order Desk Review on behalf of Client | &nbsp;&nbsp;08/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/25/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 25.85%; max allowed per guidelines is 75%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 14 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 30.14%, max per guidelines is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 700 qualifying score. Min required per guidelines is 650.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years. |
| &nbsp;&nbsp;69685219 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;(Collateral Analytics) discloses -18.81% variance with a value of XXX and the OA value is XXX. A Desk Review is required. Clayton order on behalf of client. | &nbsp;&nbsp;08/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/25/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 25.85%; max allowed per guidelines is 75%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 14 months PITIA, guidelines required 0 months PITIA.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 30.14%, max per guidelines is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 700 qualifying score. Min required per guidelines is 650.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 10 years. |
| &nbsp;&nbsp;85918287 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;HI | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 75. AVM FSD of 25, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/19/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/19/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2860: Good credit history<br> - Clayton Comments: Consumer credit history is for 121 months or when 24 months are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 693 qualifying score. Min required per guidelines is 675. |
| &nbsp;&nbsp;35090171 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 70% File LTV 60% |
| &nbsp;&nbsp;32406501 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 631 qualifying score. Min required per guidelines is 625.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 10 years in current profession.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years and 3 months in current residence.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 17.16% |
| &nbsp;&nbsp;13877087 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SC | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 91. AVM FSD of 9, exceeded max of 8. | &nbsp;&nbsp;08/26/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/26/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: 5 years in current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 742 qualifying score. Min required per guidelines is 725. |
| &nbsp;&nbsp;91042120 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. Clayton order on behalf of Client. | &nbsp;&nbsp;08/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/25/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 783 qualifying score. Min required per guidelines is 750.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 80%; max allowed per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 15.45%, max per guidelines is 50%.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Consumer credit history is for 144 months when 24 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 39.65, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;35582214 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. 08.10.2022 Clayton to order AVM. | &nbsp;&nbsp;08/12/2022 AVM received | &nbsp;&nbsp;08/12/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7 years at current residence.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 106.90 months PITIA, guidelines required zero months PITIA. |
| &nbsp;&nbsp;35582214 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 74. AVM FSD of 26, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/16/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/16/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 7 years at current residence.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 106.90 months PITIA, guidelines required zero months PITIA. |
| &nbsp;&nbsp;39279572 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income/Employment | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDINC888 | &nbsp;&nbsp;Income Amount is Unsupported by Documentation in File | &nbsp;&nbsp;No | &nbsp;&nbsp;Guidelines for Rental Income Full Doc require current rental agreements, Schedule of REO and signed Schedule E for most recent two years. The file is missing signed Schedule E for most recent two years. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 40.48%, max per guidelines is 50%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been employed with PM Hospitality for 2 years and 2 months<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 55%; max allowed per guidelines is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 709 qualifying score. Min required per guidelines is 700. |
| &nbsp;&nbsp;99340382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID4056 | &nbsp;&nbsp;TRID - CD: The Total Payment Amount on the Loan Calculation section of the Final Closing Disclosure is less than the Clayton Calculated Total Payment Amount | &nbsp;&nbsp;No | &nbsp;&nbsp;Final CD: XXX, Section: Loan Calculation; Total of Payments has a value of XXX. Review Calculation has a value of XXX. Difference of $50.00 due to increase in Notary fee on PCCD XXX, Lender Credit of XXX on same CD. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Exception satisfied since corrected on PCCD | &nbsp;&nbsp;Numeric | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for15 years and 6 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 1.01%, max per guidelines is 50%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXXor 118.14 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;99340382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAAPPR119 | &nbsp;&nbsp;Appraisal documentation does not support occupancy | &nbsp;&nbsp;No | &nbsp;&nbsp;Property was purchased 2 months prior. Letter in credit file, states borrower is moving to XXX XXX and at that time renting out present residence. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for15 years and 6 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 1.01%, max per guidelines is 50%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXXor 118.14 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;27363386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation supporting appraisal value. 08.17.2022 Clayton to order AVM. | &nbsp;&nbsp;08/17/2022 AVM received | &nbsp;&nbsp;08/17/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 11 years at current residence.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 75% File LTV 40%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets verified at XXX plus cash to borrower XXX equals XXX or 69.88 months PITIA. No reserves required. |
| &nbsp;&nbsp;27363386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 57. AVM FSD of 43, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/25/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 11 years at current residence.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 75% File LTV 40%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets verified at XXX plus cash to borrower XXX equals XXX or 69.88 months PITIA. No reserves required. |
| &nbsp;&nbsp;98429267 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;TX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed with XXX for 6 years and 6 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been employed with XXX for 15 years. and 6 months.<br>CFCFS1739: Postive mortgage payment history<br> - Clayton Comments: Mortgage payment history is for 39 months when 12 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 23.45 months PITIA, guidelines required 6 months PITIA. |
| &nbsp;&nbsp;99383295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;UT | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 699 qualifying score. Min required per guidelines is 675.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has worked in the food service industry for 22 years and 5 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 35.58%, max per guidelines is 50%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 5.97 months PITIA, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;64722307 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 758 qualifying score. Min required per guidelines is 750.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets verified at $0 plus cash to borrower XXX equals XXX or 90.81 months PITIA. No reserves required. |
| &nbsp;&nbsp;73179642 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income/Employment | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDINC2408 | &nbsp;&nbsp;Income verification does not meet guidelines | &nbsp;&nbsp;No | &nbsp;&nbsp;XXX 6843 XXX statement not found. Used number provided by lender. | &nbsp;&nbsp;08/25/2022 lender provided XXX XXX Bank Statement | &nbsp;&nbsp;08/25/2022 exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 723 qualifying score. Min required per guidelines is 700.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 8 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 12 years in current profession. |
| &nbsp;&nbsp;73179642 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;AZ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX and confidence score of 77. AVM FSD of 23, exceeded max of 10. Clayton order on behalf of client. | &nbsp;&nbsp;08/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/25/2022- Exception satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 723 qualifying score. Min required per guidelines is 700.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 8 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 12 years in current profession. |
| &nbsp;&nbsp;56933187 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 80. AVM FSD of 20, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/22/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/22/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets verified at XXX less cash from borrower XXX equals XXX or 193.68 months PITIA. No reserves required. |
| &nbsp;&nbsp;94365499 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have resided in current owner occupied residence for 5 years and 3 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self-employed with XXX for 5 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been Self-employed with XXX for 6 years and 4 months.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 35.96%, max per guidelines is 50%. |
| &nbsp;&nbsp;45306858 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 25.36%, max per guidelines is 50%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been employed as the owner/operator of XXX for 10 years and 6 months. |
| &nbsp;&nbsp;46752478 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NY | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history with XXX # XXX, is for 24 months when 12 months are required.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 742 qualifying score. Min required per guidelines is 675. |
| &nbsp;&nbsp;60882454 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 672 qualifying score. Min required per guidelines is 650.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 75% File LTV 60% |
| &nbsp;&nbsp;54010358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance Manual | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPMAN2956 | &nbsp;&nbsp;Missing disclosure | &nbsp;&nbsp;No | &nbsp;&nbsp;XXX cert in file reflects an LE was provided after the rate first locked on XXX, however, that LE is missing from file. | &nbsp;&nbsp;8/24/2022: Lender provided LE XXX | &nbsp;&nbsp;8/24/2022: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 12 years and 2 months at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 21 years and 2 months in current profession.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 735 qualifying score. Min required per guidelines is 725.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 11.41% |
| &nbsp;&nbsp;54010358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID3618 | &nbsp;&nbsp;TRID - Corrected CD should have been provided; Change of Product or Product Feature not disclosed at least 3 business days prior to closing | &nbsp;&nbsp;No | &nbsp;&nbsp;CD XXX is not signed and there is no evidence in file of when it was delivered to borrower. | &nbsp;&nbsp;8/24/2022: Lender provided tracking email confirming initial CD XXX was delivered same day. | &nbsp;&nbsp;8/24/2022: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 12 years and 2 months at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 21 years and 2 months in current profession.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 735 qualifying score. Min required per guidelines is 725.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 11.41% |
| &nbsp;&nbsp;54010358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPTRID3626 | &nbsp;&nbsp;TRID - CD: Loan consummated before end of waiting period | &nbsp;&nbsp;No | &nbsp;&nbsp;CD XXX is not signed and there is no evidence in file of when it was delivered to borrower. | &nbsp;&nbsp;8/24/2022: Lender provided tracking email confirming initial CD XXX was delivered same day. | &nbsp;&nbsp;8/24/2022: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 12 years and 2 months at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 21 years and 2 months in current profession.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 735 qualifying score. Min required per guidelines is 725.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 11.41% |
| &nbsp;&nbsp;15712195 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH3000 | &nbsp;&nbsp;# of Tradelines Does Not Meet Guideline Requirements | &nbsp;&nbsp;No | &nbsp;&nbsp;Approved exception on fileThe borrower has 2 open/active tradelines; per the exception 12 month mtg and rental history for the third tradeline | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 765 qualifying score. Min required per guidelines is 750.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been a XXX with XXX Property Management for 9 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 24.35%; max allowed per guidelines is 80%. |
| &nbsp;&nbsp;94668398 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;FL | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 41.61%, max per guidelines is 50%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 53.57%; max allowed per guidelines is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 674 qualifying score. Min required per guidelines is 650. |
| &nbsp;&nbsp;76688094 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NJ | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP4625 | &nbsp;&nbsp;The orig file does not contain a third party fraud report | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing 3rd Party Anti-Fraud report. | &nbsp;&nbsp;08/18/2022 lender provided XXX Fraud Reporting | &nbsp;&nbsp;08/18/2022 exception satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 54.95%; max allowed per guidelines is 75%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 34.43%, max per guidelines is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 780 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;42563335 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 82. AVM FSD of 18, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/22/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/22/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 20 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 772 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;40441228 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;MD | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance Manual | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPMAN2956 | &nbsp;&nbsp;Missing disclosure | &nbsp;&nbsp;No | &nbsp;&nbsp;XXX doc in file reflects an LE was provided after the loan locked on XXX however, that LE is missing from file. | &nbsp;&nbsp;8/22/2022: Client provided LE XXX | &nbsp;&nbsp;8/22/2022: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 23.47%, max per guidelines is 50%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 80%; max allowed per guidelines is 85%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been XXX for 12 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 6 years |
| &nbsp;&nbsp;71422973 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 61.22%; max allowed per guidelines is 75%.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Consumer credit history is for 255 months when 24 months are required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves XXX or 295.65, guidelines required 0 months PITIA. |
| &nbsp;&nbsp;57703968 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 645 qualifying score. Min required per guidelines is 625.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 6 years and 2 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 25 years in current profession. B2 14 years in current profession. |
| &nbsp;&nbsp;42177635 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit/Mtg History | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CRDCRMH193 | &nbsp;&nbsp;Length of mortgage/rental history in file does not meet guideline requirement | &nbsp;&nbsp;No | &nbsp;&nbsp;Per guidelines, 12 months mortgage history required. Missing mortgage rating on property located at XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 25 years and 1 month.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 774 qualifying score. Min required per guidelines is 750<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 19.77%; max allowed per guidelines is 75%. |
| &nbsp;&nbsp;42177635 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 79. AVM FSD of 21, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;8/19/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/19/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided in current owner occupied residence for 25 years and 1 month.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 774 qualifying score. Min required per guidelines is 750<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 19.77%; max allowed per guidelines is 75%. |
| &nbsp;&nbsp;26970219 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 89. AVM FSD of 11, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;08/22/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/22/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 72.46%; max allowed per guidelines is 80%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 19.37%, max per guidelines is 50%.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Consumer credit history is for 214 months when 24 months are required.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been XXX for 8 years. |
| &nbsp;&nbsp;26970219 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CT | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Value | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAVALU5249 | &nbsp;&nbsp;Property Value Not Supported | &nbsp;&nbsp;No | &nbsp;&nbsp;Collateral Analytics discloses -15.0000% variance with a value of XXX and the OA value is XXX . A Desk Review is required. Clayton order on behalf of Client. | &nbsp;&nbsp;08/22/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;08/22/2022- Exception satisfied. | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 72.46%; max allowed per guidelines is 80%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 19.37%, max per guidelines is 50%.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Consumer credit history is for 214 months when 24 months are required.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been XXX for 8 years. |
| &nbsp;&nbsp;59031547 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ID | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 35.38%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 772 qualifying score. Min required per guidelines is 750. |
| &nbsp;&nbsp;29724084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years and 2 months at current residence.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File DTI 20.57%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Max LTV 90% File LTV 65% |
| &nbsp;&nbsp;23681914 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;PA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; max allowed per guidelines is 85%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 13.77%, max per guidelines is 50%. |
| &nbsp;&nbsp;35419524 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;State Rate Spread | &nbsp;&nbsp;Active | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPSRS2051 | &nbsp;&nbsp;CA Higher-Priced Loan | &nbsp;&nbsp;No | &nbsp;&nbsp;Test APR is 6.546%, Benchmark rate of 3.880% for a variance of 2.666% exceeding the Rate Spread Trigger of 1.50%. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35419524 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA/RESPA Integrated Disclosure | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;CMPTRID3676 | &nbsp;&nbsp;TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation. | &nbsp;&nbsp;No | &nbsp;&nbsp;Numeric Tolerance Error Ten percent tolerance fail due to recording fees increasing. Recording fees lowered on PCCD XXX. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Exception Satisfied | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35419524 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;FEMA | &nbsp;&nbsp;Active | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;PRVAFEMA221 | &nbsp;&nbsp;Natural Disaster Area, Subseq inspect prior to Disaster (Individual) | &nbsp;&nbsp;No | &nbsp;&nbsp;Appraisal (with interior inspection) was completed on XXX with no issues noted. Declaration was issued XXX with an Effective Date of XXX; subsequent Inspection due to Natural Disaster area not in the file. Property located in XXX Disaster Declared Area - Pending clearance upon confirmation from XXX that property is not damaged or within the immediate location of the natural disaster. | &nbsp;&nbsp;2/9/18 Client Response: XXX did not deem it necessary to order a post-disaster report due to the subject property being approximately XXX miles from the nearest disaster area. Our servicing department has called the borrower and confirmed no damage. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;67208786 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OR | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR3116 | &nbsp;&nbsp;Missing updated valuation | &nbsp;&nbsp;No | &nbsp;&nbsp;Missing updated valuation to support original appraised value | &nbsp;&nbsp;08/09/2021 Lender provided AVM supporting appraisal value. | &nbsp;&nbsp;08/09/2021 exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 25 years..<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been XXX for 30 years. |
| &nbsp;&nbsp;30175749 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 742 qualifying score. Min required per guidelines is 725. |
| &nbsp;&nbsp;21573706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit | &nbsp;&nbsp;Application | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CRDAPP4625 | &nbsp;&nbsp;The orig file does not contain a third party fraud report | &nbsp;&nbsp;No | &nbsp;&nbsp;Provide third party fraud report. | &nbsp;&nbsp;03/29/2022 lender provided XXX Fraud Report | &nbsp;&nbsp;03/29/2022 exception satisfied | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 731 qualifying score. Min required per guidelines is 725.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 4 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 10 years in current profession |
| &nbsp;&nbsp;21573706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;CA | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 83. AVM FSD of 17, exceeded max of 10. Clayton ordered Desk Review on behalf of Client. | &nbsp;&nbsp;4.7.2022- Desk review provided desk review supporting appraisal value. | &nbsp;&nbsp;4.7.2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 731 qualifying score. Min required per guidelines is 725.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 4 years at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: 10 years in current profession |
| &nbsp;&nbsp;71218043 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;GA | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Compliance Manual | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPMAN2956 | &nbsp;&nbsp;Missing disclosure | &nbsp;&nbsp;No | &nbsp;&nbsp;Lock Confirmation in file reflects the rate first locked on XXX after LE XXX and XXX. An LE or CD should have been provided to borrower within three days of lock. Initial CD was not provided until XXX. | &nbsp;&nbsp;4/13/2022: Client provided LE XXX which disclosed the rate lock. | &nbsp;&nbsp;4/13/2022: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession 21 years and 7 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has been with same employer for 15 years and 5 months. |
| &nbsp;&nbsp;43389516 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;OH | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Valuations | &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;PRVAAPPR5355 | &nbsp;&nbsp;Most recent FSD score outside of approved variance | &nbsp;&nbsp;No | &nbsp;&nbsp;AVM dated XXX with an estimated value of XXX, and confidence score of 69. AVM FSD of 31, exceeded max of 10. Clayton order Desk Review on behalf of Client. | &nbsp;&nbsp;04/25/2022- VRA Desk Review received from Service 1st supporting appraisal value. | &nbsp;&nbsp;04/25/2022- Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 798 qualifying score. Min required per guidelines is 750.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 31 years at current residence.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Assets verified at XXX less cash from borrower XXX equals XXX or 17.79 months PITIA. 6 months reserves required. |

---

## Exhibit 99.2

---

| | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Client Project Name:** | &nbsp;&nbsp;**BRAVO 2023-NQM1** | &nbsp;&nbsp;**BRAVO 2023-NQM1** | &nbsp;&nbsp;**BRAVO 2023-NQM1** | &nbsp;&nbsp;**BRAVO 2023-NQM1** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Start - End Dates:** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Deal Loan Count:** | &nbsp;&nbsp;**234** | &nbsp;&nbsp;**234** | &nbsp;&nbsp;**234** | &nbsp;&nbsp;**234** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;***Loans in Report:*** | &nbsp;&nbsp;*233* | &nbsp;&nbsp;*233* | &nbsp;&nbsp;*233* | &nbsp;&nbsp;*233* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;***Loans with Conditions:*** | &nbsp;&nbsp;*162* | &nbsp;&nbsp;*162* | &nbsp;&nbsp;*162* | &nbsp;&nbsp;*162* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**TRID Indicator** | &nbsp;&nbsp;**Lender Application Date** | &nbsp;&nbsp;**Broker Application Date** | &nbsp;&nbsp;**Initial Securitization Overall Loan Grade** | &nbsp;&nbsp;**Final Securitization Overall Loan Grade** | &nbsp;&nbsp;**Initial Securitization Credit Loan Grade** | &nbsp;&nbsp;**Final Securitization Credit Loan Grade** | &nbsp;&nbsp;**Initial Securitization Property Valuations Loan Grade** | &nbsp;&nbsp;**Final Securitization Property Valuations Loan Grade** | &nbsp;&nbsp;**Initial Securitization Compliance Loan Grade** | &nbsp;&nbsp;**Final Securitization Compliance Loan Grade** | &nbsp;&nbsp;**Initial S&P Overall Loan Grade** | &nbsp;&nbsp;**Final S&P Overall Loan Grade** | &nbsp;&nbsp;**Initial S&P Credit Loan Grade** | &nbsp;&nbsp;**Final S&P Credit Loan Grade** | &nbsp;&nbsp;**Initial S&P Property Valuations Loan Grade** | &nbsp;&nbsp;**Final S&P Property Valuations Loan Grade** | &nbsp;&nbsp;**Initial S&P Compliance Loan Grade** | &nbsp;&nbsp;**Final S&P Compliance Loan Grade** | &nbsp;&nbsp;**Did Lender Acknowledge Exception at Origination** |
| &nbsp;&nbsp;68618670 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;35678065 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;15220817 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;70884706 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;93856739 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;91296868 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;92244409 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;94557487 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;44780271 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;85822851 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;91630971 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;97951068 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;47075266 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;45835603 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;65289491 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;54785296 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;45839253 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;94608307 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;20735452 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;43012084 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;21265503 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;28636838 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;20174647 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;66475756 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;47799147 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;95935515 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;30975886 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;14257448 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;86232289 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;11225379 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;62838317 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;77793781 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;19646320 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;98745220 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;50012008 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;56186103 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;43312296 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;13025977 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;67748937 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;77402276 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;86034295 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;11518294 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;91128430 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;55786664 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;51602929 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;74635576 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;15260612 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;29702950 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;54725921 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;60021806 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;84835636 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;81697774 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;42630999 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;59660971 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;32921593 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;83377022 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;57349191 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;47533737 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;81323319 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;88656100 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;55641755 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;58886207 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;56000962 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;31012917 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;16776097 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;84658131 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;84427562 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;89407115 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;73630725 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;80799688 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;48759455 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;61748703 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;59253083 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;84190253 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;No |
| &nbsp;&nbsp;57830129 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;41241817 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;87447725 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;93930611 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;44955508 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;17888176 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;56139843 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;49437272 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;38048434 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;95947016 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;22380004 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;68683265 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;33058224 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;54586611 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;44410802 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;12920247 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;53282880 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;52493639 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;21655203 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;93742439 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;91186024 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;80395455 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;37470935 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;12024239 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;65543579 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;47702318 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;60950878 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;91167370 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;64558274 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;83267153 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;53771805 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;17395122 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;24664882 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;73467717 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;62836019 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;43860668 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;23067454 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;98957637 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;76842447 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;77004939 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;62154035 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;50442013 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;13821458 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;19527052 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;70142951 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;82533634 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;96581382 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;50488334 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;62675779 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;46077465 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;25303444 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;37178890 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;95974382 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;51103849 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;29063607 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;27386717 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;36325506 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;83015018 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;99533428 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;29870753 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;45611985 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;98210149 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;61993439 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;52760839 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;37772207 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;47821271 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;94034005 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;84623110 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;81176895 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;41781738 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;35063552 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;12933183 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;67065889 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;55060541 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;74573847 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;45408885 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;84527411 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;78764794 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;37616375 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;39419648 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;17936148 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;16667719 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;31588497 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;80409206 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;59834558 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;83942970 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;64322962 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;64012909 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;15219645 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;17776691 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;54600566 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;38406341 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;79174743 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;28426998 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;57006658 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;19699514 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;96092695 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Yes |
| &nbsp;&nbsp;43062150 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;91871426 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;68592213 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;97235025 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;92812539 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;33856919 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;58831575 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;11748337 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;55598188 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;29634351 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;10841778 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;33769021 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;86364589 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;23466386 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;70288595 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;85809708 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;33368728 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;79463677 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;97090744 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;65925782 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;18223008 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;93583353 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;13830451 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;69685219 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;85918287 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;35090171 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;32406501 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;13877087 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;91042120 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;35582214 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;39279572 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;99340382 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;27363386 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;98429267 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;99383295 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;64722307 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;73179642 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;56933187 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;94365499 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;45306858 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;46752478 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;60882454 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;54010358 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;15712195 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;No |
| &nbsp;&nbsp;94668398 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;76688094 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;42563335 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;40441228 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;71422973 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;57703968 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;42177635 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;26970219 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;59031547 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;29724084 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;23681914 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;35419524 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;67208786 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;30175749 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;21573706 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;71218043 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;43389516 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;Not Applicable |

---

## Exhibit 99.2

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Client Name:** | | | |  |
| **Client Project Name:** | BRAVO 2023-NQM1 | BRAVO 2023-NQM1 | BRAVO 2023-NQM1 |  |
| **Start - End Dates:** | 2/8/2018 - 9/9/2022 | 2/8/2018 - 9/9/2022 | 2/8/2018 - 9/9/2022 |  |
| **Deal Loan Count:** | 234 | 234 | 234 |  |
| **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** |  |  |
| *Loans in Report* | *234* | *234* | *234* |  |
| **Loan Number** | **Borrower Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| 35419524 | XXXXXX | HCLTV | XXXXXX | XXXXXX |
| 35419524 | XXXXXX | Maximum Rate | 6.000 | 12.249 |
| 35419524 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| 68618670 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 35678065 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 15220817 | XXXXXX | Debt to Income Ratio (Back) | 33.3000 | 22.8288 |
| 15220817 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 91296868 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 92244409 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 92244409 | XXXXXX | Debt to Income Ratio (Back) | 18.6000 | 0.0000 |
| 92244409 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 92244409 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 94557487 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 44780271 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 97951068 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| 97951068 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 97951068 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| 97951068 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 47075266 | XXXXXX | Representative Credit Score for Grading | 786 | 768 |
| 45835603 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 45835603 | XXXXXX | Property Type | 2 Family | SFR |
| 65289491 | XXXXXX | Loan Purpose | Rate and Term Refi | Cashout Refi |
| 28636838 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 20174647 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 66475756 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 47799147 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 47799147 | XXXXXX | First Rate Change Date | XXXXXX | XXXXXX |
| 14257448 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| 14257448 | XXXXXX | Property Type | SFR | Manufactured (Dbl) |
| 62838317 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 77793781 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 19646320 | XXXXXX | Property Type | Condotel | Low Rise Condo (1-4) |
| 50012008 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 50012008 | XXXXXX | Documentation Type | Full Doc | Alt Doc/Bank Statements |
| 50012008 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 50012008 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 56186103 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| 56186103 | XXXXXX | Debt to Income Ratio (Back) | 16.3000 | 19.2532 |
| 56186103 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| 56186103 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 67748937 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 67748937 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 77402276 | XXXXXX | Debt to Income Ratio (Back) | 46.6000 | 54.9182 |
| 77402276 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 77402276 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 86034295 | XXXXXX | Representative Credit Score for Grading | 786 | 806 |
| 86034295 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 11518294 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 55786664 | XXXXXX | Property Type | SFR | Manufactured (Dbl) |
| 55786664 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 15260612 | XXXXXX | Debt to Income Ratio (Back) | 29.0000 | 39.3660 |
| 15260612 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 15260612 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 29702950 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 29702950 | XXXXXX | Representative Credit Score for Grading | 689 | 694 |
| 54725921 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 54725921 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 60021806 | XXXXXX | Debt to Income Ratio (Back) | 31.2000 | 42.0822 |
| 84835636 | XXXXXX | Debt to Income Ratio (Back) | 25.1000 | 28.6797 |
| 84835636 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 81697774 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 81697774 | XXXXXX | Property Type | SFR | Manufactured (Dbl) |
| 42630999 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 32921593 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 32921593 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 47533737 | XXXXXX | Debt to Income Ratio (Back) | 26.6000 | 41.6771 |
| 47533737 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 47533737 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 81323319 | XXXXXX | Property Type | Condotel | High Rise Condo (9+) |
| 88656100 | XXXXXX | Debt to Income Ratio (Back) | 59.5000 | 39.3416 |
| 88656100 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 88656100 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 55641755 | XXXXXX | Documentation Type | Full Doc | Alt Doc/Bank Statements |
| 55641755 | XXXXXX | Property Type | Condotel | Mid Rise Condo (5-8) |
| 58886207 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 56000962 | XXXXXX | First Rate Change Date | XXXXXX | XXXXXX |
| 56000962 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 31012917 | XXXXXX | Debt to Income Ratio (Back) | 42.7000 | 40.4524 |
| 31012917 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 16776097 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 84427562 | XXXXXX | Debt to Income Ratio (Back) | 28.7000 | 33.9638 |
| 84427562 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 73630725 | XXXXXX | Property Type | Condotel | High Rise Condo (9+) |
| 80799688 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 61748703 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 61748703 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| 61748703 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 61748703 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 59253083 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 84190253 | XXXXXX | Debt to Income Ratio (Back) | 53.1000 | 42.2170 |
| 84190253 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 87447725 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 93930611 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 93930611 | XXXXXX | Property Type | SFR | Detached PUD |
| 44955508 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 49437272 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 38048434 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 68683265 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 54586611 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 54586611 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 44410802 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 53282880 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 80395455 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 80395455 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 80395455 | XXXXXX | Property Type | 2 Family | SFR |
| 37470935 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 12024239 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 65543579 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 47702318 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 60950878 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 91167370 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 91167370 | XXXXXX | Representative Credit Score for Grading | 700 | 793 |
| 64558274 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 83267153 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 83267153 | XXXXXX | Property Type | SFR | SFR-Attached |
| 53771805 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 17395122 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 24664882 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 73467717 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 62836019 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 98957637 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 98957637 | XXXXXX | Property Type | Condotel | Mid Rise Condo (5-8) |
| 62154035 | XXXXXX | Debt to Income Ratio (Back) | 42.4000 | 40.2547 |
| 62154035 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 13821458 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 70142951 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 82533634 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 50488334 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 62675779 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 62675779 | XXXXXX | Representative Credit Score for Grading | 732 | 728 |
| 37178890 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 95974382 | XXXXXX | Property Type | Condotel | High Rise Condo (9+) |
| 51103849 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 29063607 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 27386717 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 83015018 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 83015018 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 99533428 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 45611985 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 45611985 | XXXXXX | Property Type | 2 Family | Manufactured (Dbl) |
| 98210149 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 61993439 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 61993439 | XXXXXX | Representative Credit Score for Grading | 752 | 732 |
| 52760839 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 37772207 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 47821271 | XXXXXX | Debt to Income Ratio (Back) | 49.0000 | 42.2952 |
| 47821271 | XXXXXX | First Rate Change Date | XXXXXX | XXXXXX |
| 47821271 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| 47821271 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 94034005 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 81176895 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 81176895 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 41781738 | XXXXXX | Debt to Income Ratio (Back) | 25.5000 | 13.5272 |
| 41781738 | XXXXXX | Property Type | SFR | Manufactured (Dbl) |
| 41781738 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 35063552 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 12933183 | XXXXXX | Property Type | SFR | Manufactured (Dbl) |
| 67065889 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 67065889 | XXXXXX | Property Type | Condotel | High Rise Condo (9+) |
| 55060541 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 55060541 | XXXXXX | First Rate Change Date | XXXXXX | XXXXXX |
| 55060541 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 55060541 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 55060541 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 74573847 | XXXXXX | Property Type | Condotel | Low Rise Condo (1-4) |
| 45408885 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 84527411 | XXXXXX | Property Type | SFR-Attached | SFR |
| 37616375 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 39419648 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 17936148 | XXXXXX | Property Type | Condotel | Low Rise Condo (1-4) |
| 31588497 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 31588497 | XXXXXX | Property Type | Condotel | High Rise Condo (9+) |
| 80409206 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 80409206 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 59834558 | XXXXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| 15219645 | XXXXXX | First Rate Change Date | XXXXXX | XXXXXX |
| 17776691 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 17776691 | XXXXXX | Property Type | SFR | Manufactured (Dbl) |
| 54600566 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 54600566 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 38406341 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 38406341 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 28426998 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 57006658 | XXXXXX | Debt to Income Ratio (Back) | 34.9000 | 21.5346 |
| 57006658 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 19699514 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 96092695 | XXXXXX | Debt to Income Ratio (Back) | 38.0000 | 43.1993 |
| 96092695 | XXXXXX | Property Type | SFR | Manufactured (Dbl) |
| 96092695 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 43062150 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 43062150 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 91871426 | XXXXXX | Debt to Income Ratio (Back) | 20.9000 | 4.1044 |
| 91871426 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 68592213 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 33856919 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 11748337 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 55598188 | XXXXXX | Debt to Income Ratio (Back) | 38.0000 | 32.8784 |
| 55598188 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 10841778 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 33769021 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 23466386 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 85809708 | XXXXXX | Debt to Income Ratio (Back) | 42.5000 | 31.6411 |
| 85809708 | XXXXXX | Loan Purpose | Purchase | Cashout Refi |
| 85809708 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 33368728 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 79463677 | XXXXXX | Borrower 2 First Name | XXXXXX | XXXXXX |
| 79463677 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 79463677 | XXXXXX | Debt to Income Ratio (Back) | 36.0000 | 13.0888 |
| 79463677 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 97090744 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 18223008 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 93583353 | XXXXXX | First Rate Change Date | XXXXXX | XXXXXX |
| 13830451 | XXXXXX | Debt to Income Ratio (Back) | 36.8000 | 29.0673 |
| 13830451 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 13830451 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 69685219 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 85918287 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 85918287 | XXXXXX | Property Type | Condotel | High Rise Condo (9+) |
| 35090171 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 35090171 | XXXXXX | First Rate Change Date | XXXXXX | XXXXXX |
| 13877087 | XXXXXX | Property Type | SFR | Manufactured (Dbl) |
| 13877087 | XXXXXX | Representative Credit Score for Grading | 742 | 763 |
| 13877087 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 35582214 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 39279572 | XXXXXX | Debt to Income Ratio (Back) | 44.6000 | 40.4819 |
| 99340382 | XXXXXX | Debt to Income Ratio (Back) | 8.4000 | 1.0116 |
| 99340382 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 27363386 | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX |
| 27363386 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 98429267 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 99383295 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 64722307 | XXXXXX | Property Type | Condotel | Low Rise Condo (1-4) |
| 73179642 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 94365499 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 45306858 | XXXXXX | Debt to Income Ratio (Back) | 35.6000 | 25.3641 |
| 45306858 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 60882454 | XXXXXX | Debt to Income Ratio (Back) | 41.2000 | 48.9159 |
| 60882454 | XXXXXX | First Rate Change Date | XXXXXX | XXXXXX |
| 60882454 | XXXXXX | Product Type | 7/1 ARM | 5/1 ARM |
| 60882454 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 42563335 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 42563335 | XXXXXX | Property Type | SFR | Manufactured (Dbl) |
| 40441228 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 71422973 | XXXXXX | Property Type | SFR | SFR-Attached |
| 57703968 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 42177635 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 59031547 | XXXXXX | Debt to Income Ratio (Back) | 32.9000 | 35.3795 |
| 59031547 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 29724084 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 23681914 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 67208786 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 67208786 | XXXXXX | Origination Channel | Correspondent Flow without delegated underwriting | Retail |
| 30175749 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 30175749 | XXXXXX | Original Balance | XXXXXX | XXXXXX |
| 21573706 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 71218043 | XXXXXX | Borrower 1 First Name | XXXXXX | XXXXXX |
| 71218043 | XXXXXX | Borrower 2 First Name | XXXXXX | XXXXXX |
| 71218043 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 71218043 | XXXXXX | Origination Channel | Correspondent Flow without delegated underwriting | Correspondent Bulk |
| 71218043 | XXXXXX | Total Monthly Income | XXXXXX | XXXXXX |
| 43389516 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 38262315 | XXXXXX | Borrower 1 Self Employed Flag | No | Yes |
| 38262315 | XXXXXX | Documentation Type | Alt Doc/Bank Statements | Full Doc |
| 38262315 | XXXXXX | First Payment Date | XXXXXX | XXXXXX |
| 38262315 | XXXXXX | Maturity Date | XXXXXX | XXXXXX |
| 70884706 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| 70884706 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| 70884706 | XXXXXX | Property Type | SFR | 2 Family |
| 93856739 | XXXXXX | Origination Date | XXXXXX | XXXXXX |
| 12205262 | XXXXXX | Debt to Income Ratio (Back) | 32.0800 | 0.0000 |
|©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

## Exhibit 99.2

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
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| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Seller Loan Number** | &nbsp;&nbsp;**Borrower 1 Last Name** | &nbsp;&nbsp;**Borrower 1 First Name** | &nbsp;&nbsp;**Borrower 2 Guarantor Flag** | &nbsp;&nbsp;**Borrower 2 Last Name** | &nbsp;&nbsp;**Borrower 2 First Name** | &nbsp;&nbsp;**Borrower 3 Guarantor Flag** | &nbsp;&nbsp;**Borrower 3 Last Name** | &nbsp;&nbsp;**Borrower 3 First Name** | &nbsp;&nbsp;**Borrower 4 Guarantor Flag** | &nbsp;&nbsp;**Borrower 4 Last Name** | &nbsp;&nbsp;**Borrower 4 First Name** | &nbsp;&nbsp;**Borrowing Entity Name** | &nbsp;&nbsp;**Borrower 2 Borrowing Entity Name** | &nbsp;&nbsp;**Address Street** | &nbsp;&nbsp;**Address Street 2** | &nbsp;&nbsp;**Address City** | &nbsp;&nbsp;**Address State** | &nbsp;&nbsp;**Address Zip** | &nbsp;&nbsp;**Loan Type** | &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Note Status** | &nbsp;&nbsp;**Original Principal Balance** | &nbsp;&nbsp;**Note Date** | &nbsp;&nbsp;**First Payment Date** | &nbsp;&nbsp;**Note Rate** | &nbsp;&nbsp;**Note P&I** | &nbsp;&nbsp;**Payment Frequency** | &nbsp;&nbsp;**Maturity Date** | &nbsp;&nbsp;**Note Term** | &nbsp;&nbsp;**Amortized Term** | &nbsp;&nbsp;**Balloon** | &nbsp;&nbsp;**Balloon Term** | &nbsp;&nbsp;**Interest Only Period** | &nbsp;&nbsp;**Interest Only Term** | &nbsp;&nbsp;**Prepayment Penalty** | &nbsp;&nbsp;**Prepayment Penalty Term** | &nbsp;&nbsp;**Prepayment Penalty Type** | &nbsp;&nbsp;**Buydown** | &nbsp;&nbsp;**Buydown Period** | &nbsp;&nbsp;**Index** | &nbsp;&nbsp;**Look Back Period** | &nbsp;&nbsp;**Margin** | &nbsp;&nbsp;**Rounding Method** | &nbsp;&nbsp;**Max Rate At First Adj** | &nbsp;&nbsp;**Min Rate At First Adj** | &nbsp;&nbsp;**Rate Change Frequency** | &nbsp;&nbsp;**Payment Change Frequency** | &nbsp;&nbsp;**First Rate Change Date** | &nbsp;&nbsp;**First Payment Change Date** | &nbsp;&nbsp;**Next Rate Change Date** | &nbsp;&nbsp;**Next Pay Change Date** | &nbsp;&nbsp;**Periodic Rate Cap** | &nbsp;&nbsp;**Negative Amortization Principal Cap** | &nbsp;&nbsp;**Periodic Payment Cap Code** | &nbsp;&nbsp;**Maximum Rate** | &nbsp;&nbsp;**Minimum Rate** | &nbsp;&nbsp;**Lender Name** | &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan Modified** | &nbsp;&nbsp;**Reason For Modification** | &nbsp;&nbsp;**Mod Product Type** | &nbsp;&nbsp;**Modified Note Status** | &nbsp;&nbsp;**Modified Note Date** | &nbsp;&nbsp;**Note Amort Type Mod** | &nbsp;&nbsp;**Loan Amount Mod** | &nbsp;&nbsp;**Note Rate Mod** | &nbsp;&nbsp;**Note P&I Mod** | &nbsp;&nbsp;**Payment Frequency Mod** | &nbsp;&nbsp;**First Payment Date Mod** | &nbsp;&nbsp;**Maturity Date Mod** | &nbsp;&nbsp;**Loan Term Mod** | &nbsp;&nbsp;**Balloon Mod** | &nbsp;&nbsp;**Balloon Term Mod** | &nbsp;&nbsp;**Interest Only Period Mod** | &nbsp;&nbsp;**Interest Only Term Mod** | &nbsp;&nbsp;**Index Mod** | &nbsp;&nbsp;**Lookback Period Mod** | &nbsp;&nbsp;**Margin Mod** | &nbsp;&nbsp;**Rounding Method Mod** | &nbsp;&nbsp;**Max Rate At First Adj Mod** | &nbsp;&nbsp;**Min Rate At First Adj Mod** | &nbsp;&nbsp;**Rate Change Frequency Mod** | &nbsp;&nbsp;**Pay Change Frequency Mod** | &nbsp;&nbsp;**First Rate Change Date Mod** | &nbsp;&nbsp;**First Payment Change Date Mod** | &nbsp;&nbsp;**Next Rate Change Date Mod** | &nbsp;&nbsp;**Next Pay Change Date Mod** | &nbsp;&nbsp;**Periodic Rate Cap Mod** | &nbsp;&nbsp;**Negative Amortization Principal Cap Mod** | &nbsp;&nbsp;**Periodic Payment Cap Code Mod** | &nbsp;&nbsp;**Maximum Rate Mod** | &nbsp;&nbsp;**Minimum Rate Mod** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Cash To Borrower At Close** | &nbsp;&nbsp;**Total Cash Out** | &nbsp;&nbsp;**Appraisal Status** | &nbsp;&nbsp;**Appraisal Form** | &nbsp;&nbsp;**Appraisal Date** | &nbsp;&nbsp;**Appraised Value** | &nbsp;&nbsp;**Sales Price** | &nbsp;&nbsp;**Value for LTV** | &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Number of Units** | &nbsp;&nbsp;**Year Built** | &nbsp;&nbsp;**Location** | &nbsp;&nbsp;**Occupancy Status** | &nbsp;&nbsp;**Appraisal Made** | &nbsp;&nbsp;**Site Value** | &nbsp;&nbsp;**Appraisal Review Type** | &nbsp;&nbsp;**Appraisal Review Value** | &nbsp;&nbsp;**LTV** | &nbsp;&nbsp;**CLTV** | &nbsp;&nbsp;**HCLTV** | &nbsp;&nbsp;**Mortgage Status** | &nbsp;&nbsp;**County** | &nbsp;&nbsp;**MIN Number** | &nbsp;&nbsp;**Transaction Date** | &nbsp;&nbsp;**Assumable** | &nbsp;&nbsp;**Mandatory Arbitration** | &nbsp;&nbsp;**Mortgage Insurance Required Indicator** | &nbsp;&nbsp;**Mortgage Cert in File** | &nbsp;&nbsp;**MI Paid By Borrower or Lender** | &nbsp;&nbsp;**MI Cert Number** | &nbsp;&nbsp;**MI Company** | &nbsp;&nbsp;**MI Percent of Coverage** | &nbsp;&nbsp;**MI Monthly Payment** | &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Title Status** | &nbsp;&nbsp;**Other Liens** | &nbsp;&nbsp;**Other Lien Balance** | &nbsp;&nbsp;**Other Lien Payment** | &nbsp;&nbsp;**Title Doc Type** | &nbsp;&nbsp;**Title Interest Type** | &nbsp;&nbsp;**Property Tax Amount** | &nbsp;&nbsp;**Hazard Insurance Premium Amount** | &nbsp;&nbsp;**Flood Insurance Issuer** | &nbsp;&nbsp;**Flood Insurance Policy Mandatory** | &nbsp;&nbsp;**Flood Insurance Premium Amount** | &nbsp;&nbsp;**HOA Monthly Premium Amount** | &nbsp;&nbsp;**Application Status** | &nbsp;&nbsp;**Application Date** | &nbsp;&nbsp;**Number In Household** | &nbsp;&nbsp;**Relocation Loan** | &nbsp;&nbsp;**Credit Report Status** | &nbsp;&nbsp;**Credit Report Date** | &nbsp;&nbsp;**Longest Tradeline** | &nbsp;&nbsp;**Max Tradeline Amount** | &nbsp;&nbsp;**Number of Tradelines Open** | &nbsp;&nbsp;**Late Payments x30** | &nbsp;&nbsp;**Late Payments x60** | &nbsp;&nbsp;**Late Payments x90** | &nbsp;&nbsp;**Borrower 1 SSN** | &nbsp;&nbsp;**Borrower 1 Date of Birth** | &nbsp;&nbsp;**Borrower 1 Age** | &nbsp;&nbsp;**Borrower 1 Occupation** | &nbsp;&nbsp;**Borrower 1 Years On Job** | &nbsp;&nbsp;**Borrower 1 Years In Field** | &nbsp;&nbsp;**Borrower 1 Self Employed** | &nbsp;&nbsp;**Borrower 1 First Time Home Buyer** | &nbsp;&nbsp;**Borrower 1 Gender** | &nbsp;&nbsp;**Borrower 1 US Citizen** | &nbsp;&nbsp;**Borrower 1 Permanent Resident** | &nbsp;&nbsp;**Borrower 1 Non Permanent Resident** | &nbsp;&nbsp;**Borrower 1 Residency Basis Type** | &nbsp;&nbsp;**Borrower 1 Residency Duration Years** | &nbsp;&nbsp;**Borrower 1 Ethnicity** | &nbsp;&nbsp;**Borrower 1 Race** | &nbsp;&nbsp;**Borrower 1 Race 2** | &nbsp;&nbsp;**Borrower 1 Race 3** | &nbsp;&nbsp;**Borrower 1 Race 4** | &nbsp;&nbsp;**Borrower 1 Race 5** | &nbsp;&nbsp;**Borrower 1 Equifax Credit Score** | &nbsp;&nbsp;**Borrower 1 Experian Credit Score** | &nbsp;&nbsp;**Borrower 1 Transunion Credit Score** | &nbsp;&nbsp;**Borrower 1 Total Income** | &nbsp;&nbsp;**Borrower 2 SSN** | &nbsp;&nbsp;**Borrower 2 Date Of Birth** | &nbsp;&nbsp;**Borrower 2 Age** | &nbsp;&nbsp;**Borrower 2 Occupation** | &nbsp;&nbsp;**Borrower 2 Years On Job** | &nbsp;&nbsp;**Borrower 2 Years In Field** | &nbsp;&nbsp;**Borrower 2 Self Employed** | &nbsp;&nbsp;**Borrower 2 First Time Home Buyer** | &nbsp;&nbsp;**Borrower 2 Gender** | &nbsp;&nbsp;**Borrower 2 US Citizen** | &nbsp;&nbsp;**Borrower 2 Permanent Resident** | &nbsp;&nbsp;**Borrower 2 Non Permanent Resident** | &nbsp;&nbsp;**Borrower 2 Residency Basis Type** | &nbsp;&nbsp;**Borrower 2 Residency Duration Years** | &nbsp;&nbsp;**Borrower 2 Ethnicity** | &nbsp;&nbsp;**Borrower 2 Race** | &nbsp;&nbsp;**Borrower 2 Race 2** | &nbsp;&nbsp;**Borrower 2 Race 3** | &nbsp;&nbsp;**Borrower 2 Race 4** | &nbsp;&nbsp;**Borrower 2 Race 5** | &nbsp;&nbsp;**Borrower 2 Equifax Credit Score** | &nbsp;&nbsp;**Borrower 2 Experian Credit Score** | &nbsp;&nbsp;**Borrower 2 Transunion Credit Score** | &nbsp;&nbsp;**Borrower 2 Total Income** | &nbsp;&nbsp;**Current Balance** | &nbsp;&nbsp;**Current P&I** | &nbsp;&nbsp;**Representative Credit Score** | &nbsp;&nbsp;**Total Monthly Income** | &nbsp;&nbsp;**Total Remaining Gross Monthly Income** | &nbsp;&nbsp;**DTI (Front)** | &nbsp;&nbsp;**DTI (Back)** | &nbsp;&nbsp;**Total Monthly Expenses** | &nbsp;&nbsp;**Primary Residence Expense** | &nbsp;&nbsp;**Total Assets** | &nbsp;&nbsp;**Effective Amount (Assets Used)** | &nbsp;&nbsp;**Liquid Assets** | &nbsp;&nbsp;**Total Cash Required From Borrower** | &nbsp;&nbsp;**Cash Reserves** | &nbsp;&nbsp;**Months PITI Reserves** | &nbsp;&nbsp;**Months PITI Reserves (Qual Rate)** | &nbsp;&nbsp;**Qualification Method** | &nbsp;&nbsp;**Qualifying Rate** | &nbsp;&nbsp;**Qualifying P&I** | &nbsp;&nbsp;**DTI Qualifying (Front)** | &nbsp;&nbsp;**DTI Qualifying (Back)** | &nbsp;&nbsp;**Loan Doc Type** | &nbsp;&nbsp;**AUS Underwritten** | &nbsp;&nbsp;**What AUS Was Used** | &nbsp;&nbsp;**AUS Grade** | &nbsp;&nbsp;**HUD 1 Status** | &nbsp;&nbsp;**Disbursement Date** | &nbsp;&nbsp;**Good Faith Estimate Status** | &nbsp;&nbsp;**ROR Status** | &nbsp;&nbsp;**Early TIL Status** | &nbsp;&nbsp;**Corrected TIL Status** | &nbsp;&nbsp;**Final TIL Status** | &nbsp;&nbsp;**Active Material Exceptions** | &nbsp;&nbsp;**Active Non-Material Exceptions** | &nbsp;&nbsp;**Satisfied Exceptions** | &nbsp;&nbsp;**Waived Exceptions** | &nbsp;&nbsp;**Compensating Factors** | &nbsp;&nbsp;**General Comments** | &nbsp;&nbsp;**Loan Level ATR/QM Status** | &nbsp;&nbsp;**Initial Securitization Credit Grade** | &nbsp;&nbsp;**Initial Securitization Property Valuation Grade** | &nbsp;&nbsp;**Initial Securitization Compliance Grade** | &nbsp;&nbsp;**Final Securitization Credit Grade** | &nbsp;&nbsp;**Final Securitization Property Valuations Grade** | &nbsp;&nbsp;**Final Securitization Compliance Grade** | &nbsp;&nbsp;**Initial S&P Credit Grade** | &nbsp;&nbsp;**Initial S&P Property Valuation Grade** | &nbsp;&nbsp;**Initial S&P Compliance Grade** | &nbsp;&nbsp;**Final S&P Credit Grade** |
| &nbsp;&nbsp;68618670 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3287.31 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Correspondent Flow without delegated underwriting | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;62.79 | &nbsp;&nbsp;62.79 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;86.02 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;482.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4531.31 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;288694.42 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15.46 | &nbsp;&nbsp;15.46 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.375 | &nbsp;&nbsp;3287.32 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;35678065 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1416.79 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Correspondent Flow without delegated underwriting | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;31.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/23/2021 | &nbsp;&nbsp;162 | &nbsp;&nbsp;23000.00 | &nbsp;&nbsp;14 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;728 | &nbsp;&nbsp;743 | &nbsp;&nbsp;754 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;743 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1611.4 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;277640.9 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;172.3 | &nbsp;&nbsp;172.30 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1416.79 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;15220817 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4012.90 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;212.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;16.66 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;09/01/2021 | &nbsp;&nbsp;100 | &nbsp;&nbsp;25000.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;779 | &nbsp;&nbsp;779 | &nbsp;&nbsp;793 | &nbsp;&nbsp;23501.82 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;779 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;22.32 | &nbsp;&nbsp;22.83 | &nbsp;&nbsp;5365.18 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;218799.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;41.71 | &nbsp;&nbsp;41.71 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;4012.90 | &nbsp;&nbsp;22.32 | &nbsp;&nbsp;22.83 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;QM: Safe Harbor &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;70884706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;5/1 ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2401.86 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 Month WSJ LIBOR (daily) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;11.5000 | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;09/01/2025 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9/1/2026 | &nbsp;&nbsp;10/1/2026 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;11.5000 | &nbsp;&nbsp;3.0000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;47.80 | &nbsp;&nbsp;47.80 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;122.52 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/29/2020 | &nbsp;&nbsp;99 | &nbsp;&nbsp;41000.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;686 | &nbsp;&nbsp;668 | &nbsp;&nbsp;683 | &nbsp;&nbsp;7255.60 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;683 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;42.88 | &nbsp;&nbsp;46.3 | &nbsp;&nbsp;3359.52 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;13477.01 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.4 | &nbsp;&nbsp;3.40 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;2401.86 | &nbsp;&nbsp;42.88 | &nbsp;&nbsp;46.3 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;93856739 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;5/1 ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7211.94 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 Month WSJ LIBOR (daily) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;11.3750 | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;09/01/2025 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9/1/2026 | &nbsp;&nbsp;10/1/2026 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;11.3750 | &nbsp;&nbsp;3.0000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Desk | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;85.00 | &nbsp;&nbsp;85.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;139.68 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/28/2020 | &nbsp;&nbsp;51 | &nbsp;&nbsp;500.00 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;725 | &nbsp;&nbsp;760 | &nbsp;&nbsp;709 | &nbsp;&nbsp;103474.10 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.47 | &nbsp;&nbsp;9.66 | &nbsp;&nbsp;9992.29 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;715642.96 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;58.58 | &nbsp;&nbsp;58.58 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;7211.94 | &nbsp;&nbsp;8.47 | &nbsp;&nbsp;9.66 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;91296868 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2721.95 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;Other | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5+ Units | &nbsp;&nbsp;7 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74.92 | &nbsp;&nbsp;74.92 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;359.81 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/21/2022 | &nbsp;&nbsp;239 | &nbsp;&nbsp;25000.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;777 | &nbsp;&nbsp;767 | &nbsp;&nbsp;781 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;777 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3790.02 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;529066.44 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;108.04 | &nbsp;&nbsp;108.04 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.500 | &nbsp;&nbsp;2721.96 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;92244409 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2682.96 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;Other | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5+ Units | &nbsp;&nbsp;6 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;419.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/10/2022 | &nbsp;&nbsp;155 | &nbsp;&nbsp;19640.00 | &nbsp;&nbsp;13 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;675 | &nbsp;&nbsp;684 | &nbsp;&nbsp;708 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;684 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3800.59 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;579942.87 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;106.02 | &nbsp;&nbsp;106.02 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.750 | &nbsp;&nbsp;2682.97 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;94557487 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7980.76 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;Other | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5+ Units | &nbsp;&nbsp;7 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Full Appraisal | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;443.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/15/2022 | &nbsp;&nbsp;3 | &nbsp;&nbsp;2000.00 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;706 | &nbsp;&nbsp;665 | &nbsp;&nbsp;750 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;10252.16 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;632727.31 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;20.43 | &nbsp;&nbsp;20.43 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.375 | &nbsp;&nbsp;7980.76 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;5/1 ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2867.49 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 Month WSJ LIBOR (daily) | &nbsp;&nbsp;45 | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;8.8750 | &nbsp;&nbsp;6.875 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;07/01/2023 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7/1/2024 | &nbsp;&nbsp;8/1/2024 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;11.8750 | &nbsp;&nbsp;6.8750 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Correspondent Flow without delegated underwriting | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;146.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;29.17 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/24/2018 | &nbsp;&nbsp;128 | &nbsp;&nbsp;16300.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;785 | &nbsp;&nbsp;793 | &nbsp;&nbsp;770 | &nbsp;&nbsp;37287.96 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;785 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.57 | &nbsp;&nbsp;15.29 | &nbsp;&nbsp;5701.24 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;92435.86 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;13.21 | &nbsp;&nbsp;13.21 | &nbsp;&nbsp;Qualifying Rate, Fully Amortized | &nbsp;&nbsp;6.875 | &nbsp;&nbsp;2867.50 | &nbsp;&nbsp;9.57 | &nbsp;&nbsp;15.29 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;44780271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;767.43 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;138.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/13/2021 | &nbsp;&nbsp;257 | &nbsp;&nbsp;13500.00 | &nbsp;&nbsp;7 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;734 | &nbsp;&nbsp;737 | &nbsp;&nbsp;729 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;720 | &nbsp;&nbsp;698 | &nbsp;&nbsp;735 | &nbsp;&nbsp;58424.68 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;767.43 | &nbsp;&nbsp;720 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.81 | &nbsp;&nbsp;3.07 | &nbsp;&nbsp;1794.88 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7089.68 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.72 | &nbsp;&nbsp;6.72 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;767.43 | &nbsp;&nbsp;1.81 | &nbsp;&nbsp;3.07 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;85822851 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1180.66 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;47.52 | &nbsp;&nbsp;47.52 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;82.47 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;323.08 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/07/2021 | &nbsp;&nbsp;376 | &nbsp;&nbsp;36460.00 | &nbsp;&nbsp;12 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;712 | &nbsp;&nbsp;692 | &nbsp;&nbsp;657 | &nbsp;&nbsp;78324.08 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;692 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.73 | &nbsp;&nbsp;6.48 | &nbsp;&nbsp;5073.64 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;59724.8 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;27.91 | &nbsp;&nbsp;27.91 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1180.66 | &nbsp;&nbsp;2.73 | &nbsp;&nbsp;6.48 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;91630971 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2536.49 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74.91 | &nbsp;&nbsp;74.91 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;52.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/14/2021 | &nbsp;&nbsp;49 | &nbsp;&nbsp;42945.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;707 | &nbsp;&nbsp;704 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;704 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4079.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;45570.65 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15.71 | &nbsp;&nbsp;15.71 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.249 | &nbsp;&nbsp;2536.49 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;97951068 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1582.73 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;52.83 | &nbsp;&nbsp;52.83 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;121.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;603.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/02/2021 | &nbsp;&nbsp;138 | &nbsp;&nbsp;24000.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;654 | &nbsp;&nbsp;657 | &nbsp;&nbsp;653 | &nbsp;&nbsp;7532.80 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;654 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;38.9 | &nbsp;&nbsp;49.91 | &nbsp;&nbsp;3759.25 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;1582.74 | &nbsp;&nbsp;38.9 | &nbsp;&nbsp;49.91 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;47075266 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1381.25 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;40.71 | &nbsp;&nbsp;40.71 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;63.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/07/2021 | &nbsp;&nbsp;208 | &nbsp;&nbsp;24312.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;751 | &nbsp;&nbsp;786 | &nbsp;&nbsp;768 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;768 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2266.2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;1381.26 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;45835603 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3293.45 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;45.14 | &nbsp;&nbsp;45.14 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;103.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/14/2021 | &nbsp;&nbsp;312 | &nbsp;&nbsp;24576.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;783 | &nbsp;&nbsp;777 | &nbsp;&nbsp;794 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;784 | &nbsp;&nbsp;796 | &nbsp;&nbsp;802 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;783 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4099.96 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;432000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;94.42 | &nbsp;&nbsp;94.42 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;3293.46 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;65289491 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4329.07 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;53.33 | &nbsp;&nbsp;53.33 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Final Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;127.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;814.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/06/2021 | &nbsp;&nbsp;198 | &nbsp;&nbsp;8613.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;651 | &nbsp;&nbsp;682 | &nbsp;&nbsp;708 | &nbsp;&nbsp;14868.22 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;682 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;44.59 | &nbsp;&nbsp;44.76 | &nbsp;&nbsp;6654.3 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1639.9 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.25 | &nbsp;&nbsp;0.25 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;4329.08 | &nbsp;&nbsp;44.59 | &nbsp;&nbsp;44.76 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;54785296 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1497.86 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;63.83 | &nbsp;&nbsp;63.83 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;66.66 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/10/2021 | &nbsp;&nbsp;25 | &nbsp;&nbsp;16833.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;694 | &nbsp;&nbsp;696 | &nbsp;&nbsp;699 | &nbsp;&nbsp;5818.71 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;720 | &nbsp;&nbsp;705 | &nbsp;&nbsp;711 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;696 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;31.66 | &nbsp;&nbsp;37.35 | &nbsp;&nbsp;2173.06 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5579.71 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.03 | &nbsp;&nbsp;3.03 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;1497.86 | &nbsp;&nbsp;31.66 | &nbsp;&nbsp;37.35 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;45839253 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1183.31 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;158.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;88.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/16/2021 | &nbsp;&nbsp;80 | &nbsp;&nbsp;18000.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;769 | &nbsp;&nbsp;779 | &nbsp;&nbsp;783 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;779 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1897.52 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10780.18 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.68 | &nbsp;&nbsp;5.68 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;1183.31 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;94608307 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;858.77 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;33.53 | &nbsp;&nbsp;33.53 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;279.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/20/2021 | &nbsp;&nbsp;71 | &nbsp;&nbsp;21961.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;775 | &nbsp;&nbsp;760 | &nbsp;&nbsp;761 | &nbsp;&nbsp;6128.33 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;811 | &nbsp;&nbsp;797 | &nbsp;&nbsp;783 | &nbsp;&nbsp;1043.6 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;858.77 | &nbsp;&nbsp;761 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;19.23 | &nbsp;&nbsp;20.83 | &nbsp;&nbsp;1494.09 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;16112.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.68 | &nbsp;&nbsp;11.68 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;858.78 | &nbsp;&nbsp;19.23 | &nbsp;&nbsp;20.83 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;20735452 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2435.10 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.51 | &nbsp;&nbsp;50.51 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;116.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/25/2021 | &nbsp;&nbsp;32 | &nbsp;&nbsp;2900.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;688 | &nbsp;&nbsp;693 | &nbsp;&nbsp;680 | &nbsp;&nbsp;14022.67 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;719 | &nbsp;&nbsp;720 | &nbsp;&nbsp;699 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;688 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;23 | &nbsp;&nbsp;50.2 | &nbsp;&nbsp;7039.3 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;417.63 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.13 | &nbsp;&nbsp;0.13 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;2435.11 | &nbsp;&nbsp;23 | &nbsp;&nbsp;50.2 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;43012084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1996.64 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;144.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;14.58 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/09/2021 | &nbsp;&nbsp;137 | &nbsp;&nbsp;53000.00 | &nbsp;&nbsp;16 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;756 | &nbsp;&nbsp;772 | &nbsp;&nbsp;742 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;795 | &nbsp;&nbsp;788 | &nbsp;&nbsp;759 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;756 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2224.22 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;610830.15 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;223.24 | &nbsp;&nbsp;223.24 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;1996.65 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;21265503 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1306.13 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;54.93 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;11/02/2021 | &nbsp;&nbsp;22 | &nbsp;&nbsp;2600.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;733 | &nbsp;&nbsp;675 | &nbsp;&nbsp;674 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;675 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1517.46 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1081.07 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.71 | &nbsp;&nbsp;0.71 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;1306.14 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;28636838 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1109.36 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;44.91 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;112.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;11/02/2021 | &nbsp;&nbsp;26 | &nbsp;&nbsp;32674.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;733 | &nbsp;&nbsp;675 | &nbsp;&nbsp;674 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;675 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1436.73 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;130057.53 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;90.52 | &nbsp;&nbsp;90.52 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;1109.37 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;20174647 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;726.97 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of OPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;78.95 | &nbsp;&nbsp;78.95 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;10/15/2021 | &nbsp;&nbsp;84 | &nbsp;&nbsp;150000.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;779 | &nbsp;&nbsp;734 | &nbsp;&nbsp;784 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;779 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;922.02 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;107352.68 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;64.51 | &nbsp;&nbsp;64.51 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;726.98 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;66475756 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;646.50 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;140.32 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;365.83 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;01/18/2022 | &nbsp;&nbsp;81 | &nbsp;&nbsp;2232.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;635 | &nbsp;&nbsp;636 | &nbsp;&nbsp;605 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;635 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1311.16 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;84739.56 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;64.63 | &nbsp;&nbsp;64.63 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.250 | &nbsp;&nbsp;646.51 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;47799147 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;7/1 I/O ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1399.67 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;1-Year TCM (weekly) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;8.5000 | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;06/01/2029 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6/1/2030 | &nbsp;&nbsp;7/1/2030 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;12.5000 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Assumable upon credit approval | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;162.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/13/2022 | &nbsp;&nbsp;181 | &nbsp;&nbsp;20900.00 | &nbsp;&nbsp;16 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;774 | &nbsp;&nbsp;773 | &nbsp;&nbsp;762 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;773 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1684.41 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;135389.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;25.25 | &nbsp;&nbsp;20.11 | &nbsp;&nbsp;First Year Cap Rate | &nbsp;&nbsp;8.500 | &nbsp;&nbsp;1830.33 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;95935515 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;946.84 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;132.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/15/2022 | &nbsp;&nbsp;144 | &nbsp;&nbsp;20000.00 | &nbsp;&nbsp;13 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;778 | &nbsp;&nbsp;770 | &nbsp;&nbsp;768 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;770 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1278.45 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;57710.08 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;45.14 | &nbsp;&nbsp;45.14 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;946.84 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;30975886 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2234.92 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;Other | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5+ Units | &nbsp;&nbsp;10+ | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;203.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/16/2022 | &nbsp;&nbsp;103 | &nbsp;&nbsp;65000.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;775 | &nbsp;&nbsp;747 | &nbsp;&nbsp;769 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;769 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2664.16 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74974.7 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;28.14 | &nbsp;&nbsp;28.14 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;2234.92 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;14257448 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;620.80 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004C Manuf (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;127.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/07/2022 | &nbsp;&nbsp;269 | &nbsp;&nbsp;53842.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;804 | &nbsp;&nbsp;796 | &nbsp;&nbsp;809 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;804 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;781.24 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;88457.11 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;113.23 | &nbsp;&nbsp;113.23 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.875 | &nbsp;&nbsp;620.80 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;86232289 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1526.97 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;157.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/08/2022 | &nbsp;&nbsp;27 | &nbsp;&nbsp;1559.00 | &nbsp;&nbsp;17 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;576 | &nbsp;&nbsp;630 | &nbsp;&nbsp;598 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;598 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1933.94 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;29001.1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15 | &nbsp;&nbsp;15.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;10.000 | &nbsp;&nbsp;1526.98 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;11225379 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1910.37 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;58.05 | &nbsp;&nbsp;58.05 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;157.53 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/24/2022 | &nbsp;&nbsp;14 | &nbsp;&nbsp;1000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;559 | &nbsp;&nbsp;580 | &nbsp;&nbsp;609 | &nbsp;&nbsp;9947.60 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;580 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;24.33 | &nbsp;&nbsp;33.42 | &nbsp;&nbsp;3324.66 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;26342.47 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10.88 | &nbsp;&nbsp;10.88 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;9.875 | &nbsp;&nbsp;1910.37 | &nbsp;&nbsp;24.33 | &nbsp;&nbsp;33.42 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;12205262 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1217.79 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;1-Year TCM (weekly) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.500 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;8.3750 | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12/01/2023 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;12/1/2024 | &nbsp;&nbsp;1/1/2025 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;12.3750 | &nbsp;&nbsp;6.3750 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;48.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;193537.88 | &nbsp;&nbsp;1217.79 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1395.09 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) &nbsp;&nbsp;C | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;C &nbsp;&nbsp;A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;C &nbsp;&nbsp;A | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;62838317 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1086.10 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of amt prepd in yr 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;159.91 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1623.14 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11111.45 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.85 | &nbsp;&nbsp;6.85 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;1086.11 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;77793781 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1402.03 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;62.28 | &nbsp;&nbsp;62.28 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;151.56 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/15/2021 | &nbsp;&nbsp;181 | &nbsp;&nbsp;11100.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;753 | &nbsp;&nbsp;742 | &nbsp;&nbsp;736 | &nbsp;&nbsp;11825.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1402.03 | &nbsp;&nbsp;742 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;17.1 | &nbsp;&nbsp;22.4 | &nbsp;&nbsp;2649.45 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2691.03 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.33 | &nbsp;&nbsp;1.33 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1402.03 | &nbsp;&nbsp;17.1 | &nbsp;&nbsp;22.4 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;19646320 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;923.58 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;51.19 | &nbsp;&nbsp;51.19 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;49.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;273.33 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1636.74 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;193089.41 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;41.56 | &nbsp;&nbsp;41.56 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.250 | &nbsp;&nbsp;923.58 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;98745220 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3150.22 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;41.27 | &nbsp;&nbsp;41.27 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;227.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/01/2021 | &nbsp;&nbsp;8 | &nbsp;&nbsp;20000.00 | &nbsp;&nbsp;2 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;735 | &nbsp;&nbsp;724 | &nbsp;&nbsp;739 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;735 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4435.58 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;894408.18 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;201.64 | &nbsp;&nbsp;201.64 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;3150.23 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;50012008 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1672.04 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;59.69 | &nbsp;&nbsp;59.69 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;39.01 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;310.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/04/2021 | &nbsp;&nbsp;334 | &nbsp;&nbsp;25000.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;771 | &nbsp;&nbsp;807 | &nbsp;&nbsp;812 | &nbsp;&nbsp;6791.90 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1672.04 | &nbsp;&nbsp;807 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;34.95 | &nbsp;&nbsp;45.03 | &nbsp;&nbsp;3559.99 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8600 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.69 | &nbsp;&nbsp;1.69 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;1672.05 | &nbsp;&nbsp;34.95 | &nbsp;&nbsp;45.03 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;56186103 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1653.49 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;90.21 | &nbsp;&nbsp;90.21 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;194.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;235.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/05/2021 | &nbsp;&nbsp;36 | &nbsp;&nbsp;31211.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;656 | &nbsp;&nbsp;676 | &nbsp;&nbsp;630 | &nbsp;&nbsp;18731.54 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;696 | &nbsp;&nbsp;677 | &nbsp;&nbsp;690 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;656 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;12.04 | &nbsp;&nbsp;19.25 | &nbsp;&nbsp;3606.42 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74507.48 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15.76 | &nbsp;&nbsp;15.76 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;1653.49 | &nbsp;&nbsp;12.04 | &nbsp;&nbsp;19.25 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;43312296 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1124.08 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;33.04 | &nbsp;&nbsp;33.04 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;86.01 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;42.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/23/2021 | &nbsp;&nbsp;1448 | &nbsp;&nbsp;13879.00 | &nbsp;&nbsp;13 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;572 | &nbsp;&nbsp;616 | &nbsp;&nbsp;652 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;635 | &nbsp;&nbsp;608 | &nbsp;&nbsp;653 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;616 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3133 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;19548.12 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.97 | &nbsp;&nbsp;38.41 | &nbsp;&nbsp;Fully Indexed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;13025977 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1279.04 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;41.94 | &nbsp;&nbsp;41.94 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;63.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/25/2021 | &nbsp;&nbsp;95 | &nbsp;&nbsp;21543.00 | &nbsp;&nbsp;17 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;735 | &nbsp;&nbsp;694 | &nbsp;&nbsp;697 | &nbsp;&nbsp;12476.28 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1279.04 | &nbsp;&nbsp;697 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;12.92 | &nbsp;&nbsp;46.72 | &nbsp;&nbsp;5828.52 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1279.05 | &nbsp;&nbsp;12.92 | &nbsp;&nbsp;46.72 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;67748937 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2036.10 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;100.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;225.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3287.53 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74079.48 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;12.69 | &nbsp;&nbsp;12.69 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;2036.11 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;77402276 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2361.31 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;44.65 | &nbsp;&nbsp;44.65 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;138.45 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/01/2021 | &nbsp;&nbsp;404 | &nbsp;&nbsp;74428.00 | &nbsp;&nbsp;18 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;680 | &nbsp;&nbsp;665 | &nbsp;&nbsp;707 | &nbsp;&nbsp;10935.03 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;2361.31 | &nbsp;&nbsp;680 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;28.86 | &nbsp;&nbsp;54.92 | &nbsp;&nbsp;6005.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;30091.53 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.54 | &nbsp;&nbsp;9.54 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;2361.32 | &nbsp;&nbsp;28.86 | &nbsp;&nbsp;54.92 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;86034295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2083.99 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;53.75 | &nbsp;&nbsp;53.75 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;111.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/10/2021 | &nbsp;&nbsp;187 | &nbsp;&nbsp;16200.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;803 | &nbsp;&nbsp;806 | &nbsp;&nbsp;812 | &nbsp;&nbsp;26177.21 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;782 | &nbsp;&nbsp;768 | &nbsp;&nbsp;778 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;806 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.98 | &nbsp;&nbsp;11.28 | &nbsp;&nbsp;3211.33 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;204097.85 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;79.84 | &nbsp;&nbsp;79.84 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;2084.00 | &nbsp;&nbsp;8.98 | &nbsp;&nbsp;11.28 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;11518294 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;829.75 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of amt prepd in yr 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;35.48 | &nbsp;&nbsp;35.48 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;61.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;551.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;829.75 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1919.08 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11696.34 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.18 | &nbsp;&nbsp;5.18 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;829.75 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;91128430 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2297.82 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;54.64 | &nbsp;&nbsp;54.64 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;165.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;52.75 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/12/2021 | &nbsp;&nbsp;37 | &nbsp;&nbsp;7935.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;670 | &nbsp;&nbsp;694 | &nbsp;&nbsp;700 | &nbsp;&nbsp;38833.94 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;694 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.36 | &nbsp;&nbsp;20.4 | &nbsp;&nbsp;7921.73 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;400000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.72 | &nbsp;&nbsp;2.72 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;2297.82 | &nbsp;&nbsp;8.36 | &nbsp;&nbsp;20.4 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;55786664 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1158.34 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004C Manuf (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.97 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/08/2021 | &nbsp;&nbsp;54 | &nbsp;&nbsp;7500.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;774 | &nbsp;&nbsp;757 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;8749.09 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;743 | &nbsp;&nbsp;766 | &nbsp;&nbsp;746 | &nbsp;&nbsp;1353 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1158.34 | &nbsp;&nbsp;757 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;12.78 | &nbsp;&nbsp;17.59 | &nbsp;&nbsp;1777.07 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;121146.05 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;14.18 | &nbsp;&nbsp;14.18 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;1158.35 | &nbsp;&nbsp;12.78 | &nbsp;&nbsp;17.59 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;51602929 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1543.71 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;64.99 | &nbsp;&nbsp;64.99 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;109.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/15/2021 | &nbsp;&nbsp;71 | &nbsp;&nbsp;53880.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;728 | &nbsp;&nbsp;733 | &nbsp;&nbsp;731 | &nbsp;&nbsp;14000.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1543.71 | &nbsp;&nbsp;731 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15.4 | &nbsp;&nbsp;21.49 | &nbsp;&nbsp;3008.98 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;411761.29 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;108.34 | &nbsp;&nbsp;108.34 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1543.71 | &nbsp;&nbsp;15.4 | &nbsp;&nbsp;21.49 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;74635576 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;867.09 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;6 mos interest if amt prepd in 12 mos that is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.85 | &nbsp;&nbsp;69.85 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;31.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;253.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/12/2021 | &nbsp;&nbsp;361 | &nbsp;&nbsp;50000.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;694 | &nbsp;&nbsp;677 | &nbsp;&nbsp;720 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;694 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;5727.39 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.374 | &nbsp;&nbsp;867.09 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;15260612 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1352.83 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;36.42 | &nbsp;&nbsp;36.42 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;55.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;975.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/11/2021 | &nbsp;&nbsp;357 | &nbsp;&nbsp;6000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;701 | &nbsp;&nbsp;705 | &nbsp;&nbsp;696 | &nbsp;&nbsp;1584.20 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;692 | &nbsp;&nbsp;711 | &nbsp;&nbsp;690 | &nbsp;&nbsp;2320.2 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1352.83 | &nbsp;&nbsp;692 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;34.44 | &nbsp;&nbsp;39.37 | &nbsp;&nbsp;3395.8 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1352.84 | &nbsp;&nbsp;34.44 | &nbsp;&nbsp;39.37 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;29702950 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;759.79 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;6 mos interest if amt prepd in 12 mos that is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;30.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;423.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/12/2021 | &nbsp;&nbsp;361 | &nbsp;&nbsp;50000.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;694 | &nbsp;&nbsp;677 | &nbsp;&nbsp;720 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;694 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;5758.72 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.374 | &nbsp;&nbsp;759.80 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;54725921 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3694.30 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;338.41 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;200.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/04/2021 | &nbsp;&nbsp;65 | &nbsp;&nbsp;84970.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;662 | &nbsp;&nbsp;744 | &nbsp;&nbsp;669 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;666 | &nbsp;&nbsp;679 | &nbsp;&nbsp;621 | &nbsp;&nbsp;19278.84 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;666 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;26.32 | &nbsp;&nbsp;47.31 | &nbsp;&nbsp;9120.7 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;205509.99 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.91 | &nbsp;&nbsp;4.91 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.250 | &nbsp;&nbsp;3694.31 | &nbsp;&nbsp;26.32 | &nbsp;&nbsp;47.31 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;60021806 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2229.42 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;229.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/14/2021 | &nbsp;&nbsp;122 | &nbsp;&nbsp;63283.00 | &nbsp;&nbsp;20 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;665 | &nbsp;&nbsp;655 | &nbsp;&nbsp;679 | &nbsp;&nbsp;28093.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;665 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10.08 | &nbsp;&nbsp;42.08 | &nbsp;&nbsp;11822.14 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;170765.24 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;58.58 | &nbsp;&nbsp;58.58 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;2229.42 | &nbsp;&nbsp;10.08 | &nbsp;&nbsp;42.08 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;84835636 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2735.78 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;599.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/12/2021 | &nbsp;&nbsp;493 | &nbsp;&nbsp;60000.00 | &nbsp;&nbsp;13 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;789 | &nbsp;&nbsp;790 | &nbsp;&nbsp;794 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;790 | &nbsp;&nbsp;772 | &nbsp;&nbsp;790 | &nbsp;&nbsp;56973.2 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;790 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.83 | &nbsp;&nbsp;28.68 | &nbsp;&nbsp;16339.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;274118.7 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.85 | &nbsp;&nbsp;3.85 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.499 | &nbsp;&nbsp;2735.78 | &nbsp;&nbsp;6.83 | &nbsp;&nbsp;28.68 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;81697774 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;565.73 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004C Manuf (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;46.94 | &nbsp;&nbsp;46.94 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;104.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/04/2021 | &nbsp;&nbsp;94 | &nbsp;&nbsp;55000.00 | &nbsp;&nbsp;2 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;791 | &nbsp;&nbsp;750 | &nbsp;&nbsp;745 | &nbsp;&nbsp;7252.27 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;717 | &nbsp;&nbsp;712 | &nbsp;&nbsp;714 | &nbsp;&nbsp;1234.5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;750 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15.69 | &nbsp;&nbsp;37.87 | &nbsp;&nbsp;3213.87 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;565.74 | &nbsp;&nbsp;15.69 | &nbsp;&nbsp;37.87 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;42630999 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3085.71 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;216.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;230.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/28/2021 | &nbsp;&nbsp;126 | &nbsp;&nbsp;77804.00 | &nbsp;&nbsp;14 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;706 | &nbsp;&nbsp;726 | &nbsp;&nbsp;710 | &nbsp;&nbsp;67105.51 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;710 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.98 | &nbsp;&nbsp;29.86 | &nbsp;&nbsp;20040.24 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;3085.72 | &nbsp;&nbsp;5.98 | &nbsp;&nbsp;29.86 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;59660971 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7093.77 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;200.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/28/2021 | &nbsp;&nbsp;61 | &nbsp;&nbsp;129812.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;724 | &nbsp;&nbsp;730 | &nbsp;&nbsp;725 | &nbsp;&nbsp;264234.87 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.54 | &nbsp;&nbsp;4.95 | &nbsp;&nbsp;13080.68 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;699942.83 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15.3 | &nbsp;&nbsp;15.30 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;7093.78 | &nbsp;&nbsp;3.54 | &nbsp;&nbsp;4.95 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;32921593 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1520.06 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;49.59 | &nbsp;&nbsp;49.59 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;83.90 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;400.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/02/2021 | &nbsp;&nbsp;352 | &nbsp;&nbsp;35261.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;757 | &nbsp;&nbsp;691 | &nbsp;&nbsp;687 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;691 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3797.22 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;71638.04 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;29.62 | &nbsp;&nbsp;29.62 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;1520.06 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;83377022 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1967.76 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;61.54 | &nbsp;&nbsp;61.54 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;30.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/26/2021 | &nbsp;&nbsp;162 | &nbsp;&nbsp;14399.00 | &nbsp;&nbsp;9 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;688 | &nbsp;&nbsp;678 | &nbsp;&nbsp;743 | &nbsp;&nbsp;6577.01 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;688 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;35.69 | &nbsp;&nbsp;39.27 | &nbsp;&nbsp;2582.6 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;18473.39 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.87 | &nbsp;&nbsp;7.87 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1967.76 | &nbsp;&nbsp;35.69 | &nbsp;&nbsp;39.27 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;57349191 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6080.22 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;278.92 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;173.83 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/01/2021 | &nbsp;&nbsp;385 | &nbsp;&nbsp;46700.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;717 | &nbsp;&nbsp;723 | &nbsp;&nbsp;715 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;10744.43 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;867811.58 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.65 | &nbsp;&nbsp;1.65 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;6080.23 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;47533737 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1869.45 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;45.44 | &nbsp;&nbsp;45.44 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;94.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;108.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/27/2021 | &nbsp;&nbsp;128 | &nbsp;&nbsp;77804.00 | &nbsp;&nbsp;17 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;693 | &nbsp;&nbsp;705 | &nbsp;&nbsp;690 | &nbsp;&nbsp;47915.46 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;693 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.37 | &nbsp;&nbsp;41.68 | &nbsp;&nbsp;19969.76 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;164720.43 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;63.99 | &nbsp;&nbsp;63.99 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.499 | &nbsp;&nbsp;1869.45 | &nbsp;&nbsp;8.37 | &nbsp;&nbsp;41.68 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;81323319 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3843.27 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;243.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;1456.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/02/2021 | &nbsp;&nbsp;188 | &nbsp;&nbsp;36100.00 | &nbsp;&nbsp;10 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;732 | &nbsp;&nbsp;780 | &nbsp;&nbsp;737 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;760 | &nbsp;&nbsp;779 | &nbsp;&nbsp;732 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;737 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;6822.69 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;749576.62 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.67 | &nbsp;&nbsp;50.67 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;3843.28 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;88656100 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1136.38 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;66.00 | &nbsp;&nbsp;66.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/31/2021 | &nbsp;&nbsp;87 | &nbsp;&nbsp;20200.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;816 | &nbsp;&nbsp;801 | &nbsp;&nbsp;783 | &nbsp;&nbsp;4658.33 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;801 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;38.65 | &nbsp;&nbsp;39.34 | &nbsp;&nbsp;1832.66 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15799.17 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.98 | &nbsp;&nbsp;7.98 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1136.39 | &nbsp;&nbsp;38.65 | &nbsp;&nbsp;39.34 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;55641755 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1457.91 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;49.92 | &nbsp;&nbsp;49.92 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;599.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/04/2021 | &nbsp;&nbsp;159 | &nbsp;&nbsp;125000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;808 | &nbsp;&nbsp;819 | &nbsp;&nbsp;795 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;808 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3714.08 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1043522.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;283.19 | &nbsp;&nbsp;283.19 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;1457.92 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;58886207 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4863.65 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;45.14 | &nbsp;&nbsp;45.14 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;167.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/08/2021 | &nbsp;&nbsp;117 | &nbsp;&nbsp;10600.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;620 | &nbsp;&nbsp;652 | &nbsp;&nbsp;657 | &nbsp;&nbsp;20723.67 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;652 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;28.66 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;6860.22 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1384.28 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.23 | &nbsp;&nbsp;0.23 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.249 | &nbsp;&nbsp;4863.66 | &nbsp;&nbsp;28.66 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;56000962 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;5/1 I/O ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4080.00 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;1-Year TCM (weekly) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.500 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;8.3750 | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;06/01/2026 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6/1/2027 | &nbsp;&nbsp;7/1/2027 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;12.3750 | &nbsp;&nbsp;6.3750 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;92.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;178.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/08/2021 | &nbsp;&nbsp;176 | &nbsp;&nbsp;18684.00 | &nbsp;&nbsp;21 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;716 | &nbsp;&nbsp;746 | &nbsp;&nbsp;691 | &nbsp;&nbsp;21579.79 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;716 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;24.54 | &nbsp;&nbsp;30.67 | &nbsp;&nbsp;6619.41 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;58722.12 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.09 | &nbsp;&nbsp;9.78 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;4080.00 | &nbsp;&nbsp;27.84 | &nbsp;&nbsp;33.97 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;31012917 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1256.06 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;140.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;224.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/01/2021 | &nbsp;&nbsp;184 | &nbsp;&nbsp;36222.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;663 | &nbsp;&nbsp;667 | &nbsp;&nbsp;662 | &nbsp;&nbsp;8486.91 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;663 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;23.66 | &nbsp;&nbsp;40.45 | &nbsp;&nbsp;3433.16 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65538.15 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.66 | &nbsp;&nbsp;0.66 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.250 | &nbsp;&nbsp;1256.07 | &nbsp;&nbsp;23.66 | &nbsp;&nbsp;40.45 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;16776097 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5728.64 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;58.23 | &nbsp;&nbsp;58.23 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;382.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/09/2021 | &nbsp;&nbsp;56 | &nbsp;&nbsp;43000.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;677 | &nbsp;&nbsp;676 | &nbsp;&nbsp;690 | &nbsp;&nbsp;142627.25 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;678 | &nbsp;&nbsp;692 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;677 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.8 | &nbsp;&nbsp;7.32 | &nbsp;&nbsp;10443.2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;156105.65 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;22.8 | &nbsp;&nbsp;22.80 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;5728.65 | &nbsp;&nbsp;4.8 | &nbsp;&nbsp;7.32 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;84658131 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1965.94 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;39.79 | &nbsp;&nbsp;39.79 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;68.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/20/2021 | &nbsp;&nbsp;203 | &nbsp;&nbsp;20000.00 | &nbsp;&nbsp;13 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;697 | &nbsp;&nbsp;727 | &nbsp;&nbsp;686 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;697 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4446.69 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;1965.94 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;84427562 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1078.46 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;33.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;285.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/05/2021 | &nbsp;&nbsp;364 | &nbsp;&nbsp;42481.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;771 | &nbsp;&nbsp;797 | &nbsp;&nbsp;778 | &nbsp;&nbsp;7761.58 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;778 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;23.14 | &nbsp;&nbsp;33.96 | &nbsp;&nbsp;2636.13 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;122861.16 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;38.21 | &nbsp;&nbsp;38.21 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;1078.46 | &nbsp;&nbsp;23.14 | &nbsp;&nbsp;33.96 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;89407115 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1874.52 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;59.20 | &nbsp;&nbsp;59.20 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;90.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;132.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/05/2021 | &nbsp;&nbsp;46 | &nbsp;&nbsp;2001.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;761 | &nbsp;&nbsp;738 | &nbsp;&nbsp;744 | &nbsp;&nbsp;10979.67 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;744 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;27.13 | &nbsp;&nbsp;27.13 | &nbsp;&nbsp;2978.3 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10008.48 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.36 | &nbsp;&nbsp;3.36 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.499 | &nbsp;&nbsp;1874.52 | &nbsp;&nbsp;27.13 | &nbsp;&nbsp;27.13 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;73630725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1994.84 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;45.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;512.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/13/2021 | &nbsp;&nbsp;187 | &nbsp;&nbsp;15009.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;794 | &nbsp;&nbsp;802 | &nbsp;&nbsp;800 | &nbsp;&nbsp;6785.89 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;800 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;42.85 | &nbsp;&nbsp;43.21 | &nbsp;&nbsp;2932.44 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;244046.16 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;39.79 | &nbsp;&nbsp;39.79 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.499 | &nbsp;&nbsp;1994.84 | &nbsp;&nbsp;42.85 | &nbsp;&nbsp;43.21 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;80799688 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2634.76 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;43.88 | &nbsp;&nbsp;43.88 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;113.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/11/2021 | &nbsp;&nbsp;166 | &nbsp;&nbsp;1550.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;661 | &nbsp;&nbsp;679 | &nbsp;&nbsp;627 | &nbsp;&nbsp;6626.38 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;661 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;40.35 | &nbsp;&nbsp;46.61 | &nbsp;&nbsp;3630.19 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;204098.27 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;64.95 | &nbsp;&nbsp;64.95 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;2634.77 | &nbsp;&nbsp;40.35 | &nbsp;&nbsp;46.61 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;48759455 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2951.64 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;61.86 | &nbsp;&nbsp;61.86 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;96.26 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/11/2021 | &nbsp;&nbsp;36 | &nbsp;&nbsp;47292.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;768 | &nbsp;&nbsp;763 | &nbsp;&nbsp;743 | &nbsp;&nbsp;20000.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;763 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;19.5 | &nbsp;&nbsp;23.08 | &nbsp;&nbsp;4616.92 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;2951.64 | &nbsp;&nbsp;19.5 | &nbsp;&nbsp;23.08 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;61748703 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7536.52 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Full Appraisal | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;36.12 | &nbsp;&nbsp;36.12 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;237.85 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/08/2021 | &nbsp;&nbsp;330 | &nbsp;&nbsp;44900.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;801 | &nbsp;&nbsp;817 | &nbsp;&nbsp;812 | &nbsp;&nbsp;41214.61 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;802 | &nbsp;&nbsp;817 | &nbsp;&nbsp;812 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;812 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;25.66 | &nbsp;&nbsp;25.84 | &nbsp;&nbsp;10648.68 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;82333.83 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.78 | &nbsp;&nbsp;7.78 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;7536.52 | &nbsp;&nbsp;25.66 | &nbsp;&nbsp;25.84 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;59253083 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4014.23 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;87.60 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/20/2021 | &nbsp;&nbsp;126 | &nbsp;&nbsp;30000.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;755 | &nbsp;&nbsp;752 | &nbsp;&nbsp;772 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;755 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4502.39 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;800319.72 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;177.75 | &nbsp;&nbsp;177.75 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;4014.23 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;84190253 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2607.42 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;58.80 | &nbsp;&nbsp;58.80 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;230.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/19/2021 | &nbsp;&nbsp;186 | &nbsp;&nbsp;10000.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;707 | &nbsp;&nbsp;727 | &nbsp;&nbsp;724 | &nbsp;&nbsp;16989.64 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;724 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;27.22 | &nbsp;&nbsp;42.22 | &nbsp;&nbsp;7195.47 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;43410.41 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.36 | &nbsp;&nbsp;9.36 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;2607.42 | &nbsp;&nbsp;27.22 | &nbsp;&nbsp;42.22 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;57830129 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2582.68 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;2 mos interest on amt prepd in 12 mos >1/3 of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR-Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;53.85 | &nbsp;&nbsp;53.85 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;93.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/21/2021 | &nbsp;&nbsp;233 | &nbsp;&nbsp;23500.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;773 | &nbsp;&nbsp;752 | &nbsp;&nbsp;731 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;752 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3281.06 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;141236.11 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;43.05 | &nbsp;&nbsp;43.05 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;2582.69 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;41241817 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2806.38 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;116.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;44.50 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/20/2021 | &nbsp;&nbsp;42 | &nbsp;&nbsp;34069.00 | &nbsp;&nbsp;18 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;715 | &nbsp;&nbsp;650 | &nbsp;&nbsp;663 | &nbsp;&nbsp;69262.23 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;663 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.15 | &nbsp;&nbsp;12.07 | &nbsp;&nbsp;8362.09 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;120280.97 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.53 | &nbsp;&nbsp;11.53 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;2806.39 | &nbsp;&nbsp;5.15 | &nbsp;&nbsp;12.07 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;87447725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1330.05 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.43 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/16/2021 | &nbsp;&nbsp;106 | &nbsp;&nbsp;49380.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;783 | &nbsp;&nbsp;790 | &nbsp;&nbsp;788 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;788 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4251.97 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;173723.84 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;20.88 | &nbsp;&nbsp;20.88 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;1330.05 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;93930611 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;13280.80 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Full Appraisal | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;289.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;675.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/21/2021 | &nbsp;&nbsp;198 | &nbsp;&nbsp;6000.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;769 | &nbsp;&nbsp;767 | &nbsp;&nbsp;752 | &nbsp;&nbsp;92495.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;749 | &nbsp;&nbsp;753 | &nbsp;&nbsp;763 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;767 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;19.46 | &nbsp;&nbsp;30.07 | &nbsp;&nbsp;27813.01 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1541896.02 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;40.28 | &nbsp;&nbsp;40.28 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.249 | &nbsp;&nbsp;13280.80 | &nbsp;&nbsp;19.46 | &nbsp;&nbsp;30.07 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;44955508 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2796.00 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;63.86 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;389.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/20/2021 | &nbsp;&nbsp;116 | &nbsp;&nbsp;49112.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;752 | &nbsp;&nbsp;751 | &nbsp;&nbsp;712 | &nbsp;&nbsp;70240.19 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;751 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.66 | &nbsp;&nbsp;9.58 | &nbsp;&nbsp;6728.03 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;200801.39 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;16.54 | &nbsp;&nbsp;16.54 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;2796.00 | &nbsp;&nbsp;5.66 | &nbsp;&nbsp;9.58 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;17888176 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4560.17 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;45.00 | &nbsp;&nbsp;45.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;188.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/21/2021 | &nbsp;&nbsp;85 | &nbsp;&nbsp;77019.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;637 | &nbsp;&nbsp;654 | &nbsp;&nbsp;666 | &nbsp;&nbsp;32552.78 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;654 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;16.54 | &nbsp;&nbsp;37.16 | &nbsp;&nbsp;12097.31 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;4560.17 | &nbsp;&nbsp;16.54 | &nbsp;&nbsp;37.16 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;56139843 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2105.37 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;286.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/22/2021 | &nbsp;&nbsp;306 | &nbsp;&nbsp;13000.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;744 | &nbsp;&nbsp;755 | &nbsp;&nbsp;691 | &nbsp;&nbsp;50740.74 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;806 | &nbsp;&nbsp;823 | &nbsp;&nbsp;817 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;744 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.27 | &nbsp;&nbsp;10.65 | &nbsp;&nbsp;5404.62 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;382732.23 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;24.29 | &nbsp;&nbsp;24.29 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;2105.38 | &nbsp;&nbsp;5.27 | &nbsp;&nbsp;10.65 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;49437272 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;813.44 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;119.51 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/27/2021 | &nbsp;&nbsp;164 | &nbsp;&nbsp;20000.00 | &nbsp;&nbsp;7 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;697 | &nbsp;&nbsp;706 | &nbsp;&nbsp;683 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;697 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1159.12 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;55913.71 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;13.75 | &nbsp;&nbsp;13.75 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.374 | &nbsp;&nbsp;813.45 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;38048434 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;861.37 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;45.95 | &nbsp;&nbsp;45.95 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;63.92 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/26/2021 | &nbsp;&nbsp;380 | &nbsp;&nbsp;2900.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;781 | &nbsp;&nbsp;781 | &nbsp;&nbsp;757 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;781 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1041.33 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74337.66 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;71.39 | &nbsp;&nbsp;71.39 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;861.37 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;95947016 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1003.24 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;48.89 | &nbsp;&nbsp;48.89 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;56.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/26/2021 | &nbsp;&nbsp;380 | &nbsp;&nbsp;2900.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;781 | &nbsp;&nbsp;781 | &nbsp;&nbsp;757 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;781 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1178.41 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;82722.12 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.2 | &nbsp;&nbsp;70.20 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;1003.24 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;22380004 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;851.23 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;41.69 | &nbsp;&nbsp;41.69 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;51.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/26/2021 | &nbsp;&nbsp;380 | &nbsp;&nbsp;2900.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;781 | &nbsp;&nbsp;781 | &nbsp;&nbsp;757 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;781 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1013.98 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;82722.12 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;81.58 | &nbsp;&nbsp;81.58 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;851.24 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;68683265 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1053.91 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;47.27 | &nbsp;&nbsp;47.27 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;116.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/26/2021 | &nbsp;&nbsp;380 | &nbsp;&nbsp;2900.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;781 | &nbsp;&nbsp;781 | &nbsp;&nbsp;757 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;781 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1316.76 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;82722.12 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;62.82 | &nbsp;&nbsp;62.82 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;1053.91 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;33058224 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1017.76 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.52 | &nbsp;&nbsp;60.52 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;104.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/29/2021 | &nbsp;&nbsp;75 | &nbsp;&nbsp;18400.00 | &nbsp;&nbsp;10 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;709 | &nbsp;&nbsp;688 | &nbsp;&nbsp;741 | &nbsp;&nbsp;3133.83 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;696 | &nbsp;&nbsp;709 | &nbsp;&nbsp;740 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;709 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;39.12 | &nbsp;&nbsp;44.83 | &nbsp;&nbsp;1404.95 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3470.12 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.83 | &nbsp;&nbsp;2.83 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;1017.77 | &nbsp;&nbsp;39.12 | &nbsp;&nbsp;44.83 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;54586611 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;886.70 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;133.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;699.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/30/2021 | &nbsp;&nbsp;34 | &nbsp;&nbsp;3500.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;709 | &nbsp;&nbsp;657 | &nbsp;&nbsp;583 | &nbsp;&nbsp;8539.79 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;657 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;22.97 | &nbsp;&nbsp;31.43 | &nbsp;&nbsp;2683.66 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;291123.71 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;62.83 | &nbsp;&nbsp;62.83 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;886.70 | &nbsp;&nbsp;22.97 | &nbsp;&nbsp;31.43 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;44410802 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1449.12 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;84.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/03/2021 | &nbsp;&nbsp;63 | &nbsp;&nbsp;8000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;769 | &nbsp;&nbsp;789 | &nbsp;&nbsp;781 | &nbsp;&nbsp;2938.69 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;781 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;45.9 | &nbsp;&nbsp;46.73 | &nbsp;&nbsp;1980.6 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;14097.24 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.25 | &nbsp;&nbsp;7.25 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;1449.12 | &nbsp;&nbsp;45.9 | &nbsp;&nbsp;46.73 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;12920247 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;873.75 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;131.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;100.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/30/2021 | &nbsp;&nbsp;126 | &nbsp;&nbsp;2500.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;711 | &nbsp;&nbsp;687 | &nbsp;&nbsp;700 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;700 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1693.9 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;204990.29 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;14.45 | &nbsp;&nbsp;14.45 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;873.75 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;53282880 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1419.30 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;23.45 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;290.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/03/2021 | &nbsp;&nbsp;15 | &nbsp;&nbsp;500.00 | &nbsp;&nbsp;1 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;656 | &nbsp;&nbsp;646 | &nbsp;&nbsp;17826.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;646 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.15 | &nbsp;&nbsp;11.29 | &nbsp;&nbsp;2012.6 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;131468.76 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.03 | &nbsp;&nbsp;0.03 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;1419.31 | &nbsp;&nbsp;11.15 | &nbsp;&nbsp;11.29 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;52493639 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2707.37 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;79.61 | &nbsp;&nbsp;79.61 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.69 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;118.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/30/2021 | &nbsp;&nbsp;206 | &nbsp;&nbsp;25000.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;751 | &nbsp;&nbsp;780 | &nbsp;&nbsp;763 | &nbsp;&nbsp;369722.24 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;806 | &nbsp;&nbsp;824 | &nbsp;&nbsp;811 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;763 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.97 | &nbsp;&nbsp;1.12 | &nbsp;&nbsp;4136.54 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;321134.96 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;46.42 | &nbsp;&nbsp;46.42 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;2707.38 | &nbsp;&nbsp;0.97 | &nbsp;&nbsp;1.12 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;21655203 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4474.32 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;136.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;59.42 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/06/2021 | &nbsp;&nbsp;286 | &nbsp;&nbsp;45847.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;795 | &nbsp;&nbsp;804 | &nbsp;&nbsp;790 | &nbsp;&nbsp;192484.63 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;813 | &nbsp;&nbsp;815 | &nbsp;&nbsp;820 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;795 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.06 | &nbsp;&nbsp;3.76 | &nbsp;&nbsp;7238.55 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;603821.42 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;51.69 | &nbsp;&nbsp;51.69 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.374 | &nbsp;&nbsp;4474.32 | &nbsp;&nbsp;3.06 | &nbsp;&nbsp;3.76 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;93742439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2101.13 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;128.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/06/2021 | &nbsp;&nbsp;76 | &nbsp;&nbsp;47628.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;654 | &nbsp;&nbsp;673 | &nbsp;&nbsp;649 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;654 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3647.25 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;210311.86 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;29.76 | &nbsp;&nbsp;29.76 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.250 | &nbsp;&nbsp;2101.14 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;91186024 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1969.49 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;82.70 | &nbsp;&nbsp;82.70 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;145.71 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;4.17 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/10/2021 | &nbsp;&nbsp;57 | &nbsp;&nbsp;36790.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;759 | &nbsp;&nbsp;772 | &nbsp;&nbsp;755 | &nbsp;&nbsp;21000.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;759 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;12.13 | &nbsp;&nbsp;17.62 | &nbsp;&nbsp;3701.22 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;169072.94 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;26.42 | &nbsp;&nbsp;26.42 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;1969.49 | &nbsp;&nbsp;12.13 | &nbsp;&nbsp;17.62 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;80395455 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;598.92 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;268.61 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/03/2021 | &nbsp;&nbsp;160 | &nbsp;&nbsp;11500.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;728 | &nbsp;&nbsp;711 | &nbsp;&nbsp;717 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;994.33 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;47449.54 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;13.86 | &nbsp;&nbsp;13.86 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;598.92 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;37470935 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;845.40 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;66.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;31.25 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/10/2021 | &nbsp;&nbsp;73 | &nbsp;&nbsp;10700.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;760 | &nbsp;&nbsp;772 | &nbsp;&nbsp;775 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;772 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1571.61 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;92000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;845.40 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;12024239 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2370.71 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.47 | &nbsp;&nbsp;69.47 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;178.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/22/2021 | &nbsp;&nbsp;109 | &nbsp;&nbsp;13000.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;741 | &nbsp;&nbsp;705 | &nbsp;&nbsp;726 | &nbsp;&nbsp;6423.67 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;726 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;48.05 | &nbsp;&nbsp;48.1 | &nbsp;&nbsp;3089.84 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;48798.04 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15.81 | &nbsp;&nbsp;15.81 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;2370.71 | &nbsp;&nbsp;48.05 | &nbsp;&nbsp;48.1 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;65543579 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3554.27 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;100.66 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;10/06/2021 | &nbsp;&nbsp;165 | &nbsp;&nbsp;23019.00 | &nbsp;&nbsp;1 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;747 | &nbsp;&nbsp;716 | &nbsp;&nbsp;766 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;747 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4005.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;347111.06 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;86.66 | &nbsp;&nbsp;86.66 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;3554.27 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;47702318 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;Jumbo 30yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5755.20 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;145.72 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;10/18/2021 | &nbsp;&nbsp;229 | &nbsp;&nbsp;26000.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;661 | &nbsp;&nbsp;675 | &nbsp;&nbsp;662 | &nbsp;&nbsp;13830.27 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;660 | &nbsp;&nbsp;646 | &nbsp;&nbsp;660 | &nbsp;&nbsp;6000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;662 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;35.14 | &nbsp;&nbsp;49.3 | &nbsp;&nbsp;9776.99 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;5755.20 | &nbsp;&nbsp;35.14 | &nbsp;&nbsp;49.3 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;60950878 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1464.15 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3% of UPB if amt prepd >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;44.33 | &nbsp;&nbsp;44.33 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;84.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;01/24/2022 | &nbsp;&nbsp;331 | &nbsp;&nbsp;12500.00 | &nbsp;&nbsp;9 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;774 | &nbsp;&nbsp;762 | &nbsp;&nbsp;773 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;773 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1668.7 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1006.23 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.6 | &nbsp;&nbsp;0.60 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.499 | &nbsp;&nbsp;1464.15 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;91167370 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2532.83 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;49.02 | &nbsp;&nbsp;49.02 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;100.30 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;10/20/2021 | &nbsp;&nbsp;59 | &nbsp;&nbsp;8000.00 | &nbsp;&nbsp;1 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;765 | &nbsp;&nbsp;793 | &nbsp;&nbsp;805 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;793 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3201.88 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;481646.94 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;150.43 | &nbsp;&nbsp;150.43 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.498 | &nbsp;&nbsp;2532.84 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;64558274 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1636.59 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74.25 | &nbsp;&nbsp;74.25 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;39.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;10/26/2021 | &nbsp;&nbsp;213 | &nbsp;&nbsp;25000.00 | &nbsp;&nbsp;12 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;732 | &nbsp;&nbsp;744 | &nbsp;&nbsp;753 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;744 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2070.74 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9742.66 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.98 | &nbsp;&nbsp;0.98 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;1636.60 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;83267153 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4368.75 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR-Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;104.35 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/01/2022 | &nbsp;&nbsp;535 | &nbsp;&nbsp;24153.00 | &nbsp;&nbsp;7 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;750 | &nbsp;&nbsp;731 | &nbsp;&nbsp;774 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;750 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4627.02 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;4368.75 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;53771805 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5504.62 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;77.01 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/01/2022 | &nbsp;&nbsp;535 | &nbsp;&nbsp;24153.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;750 | &nbsp;&nbsp;731 | &nbsp;&nbsp;774 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;750 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;6080.12 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;713482.21 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;117.35 | &nbsp;&nbsp;117.35 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;5504.62 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;17395122 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2099.95 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;85.48 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;607.99 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3292.99 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;257285.41 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;78.13 | &nbsp;&nbsp;78.13 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;2099.95 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;N/A &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;N/A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;N/A &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;24664882 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2582.07 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;135.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;01/28/2022 | &nbsp;&nbsp;243 | &nbsp;&nbsp;75135.00 | &nbsp;&nbsp;17 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;775 | &nbsp;&nbsp;796 | &nbsp;&nbsp;792 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;792 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2865.08 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;312954.65 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;109.23 | &nbsp;&nbsp;109.23 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;2582.07 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;73467717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1515.17 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;2% of average daily balance for the prior 6 mos | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;318.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;11/02/2021 | &nbsp;&nbsp;502 | &nbsp;&nbsp;45000.00 | &nbsp;&nbsp;17 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;761 | &nbsp;&nbsp;767 | &nbsp;&nbsp;803 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;767 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2266.01 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1174311.87 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;457.68 | &nbsp;&nbsp;457.68 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1515.18 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;62836019 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1515.17 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;2% of UPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;328.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;11/02/2021 | &nbsp;&nbsp;502 | &nbsp;&nbsp;45000.00 | &nbsp;&nbsp;17 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;761 | &nbsp;&nbsp;767 | &nbsp;&nbsp;803 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;767 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2275.85 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1174311.87 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;456.31 | &nbsp;&nbsp;456.30 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1515.18 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;43860668 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3253.93 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Title Report | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;131.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/04/2022 | &nbsp;&nbsp;86 | &nbsp;&nbsp;8000.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;736 | &nbsp;&nbsp;745 | &nbsp;&nbsp;754 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;745 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4073.72 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;304859.56 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.99 | &nbsp;&nbsp;3.99 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;3253.94 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;23067454 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1834.66 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;231.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;76.67 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3325.89 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;390000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.34 | &nbsp;&nbsp;7.34 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.374 | &nbsp;&nbsp;1834.66 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;98957637 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;748.93 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.08 | &nbsp;&nbsp;50.08 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;23.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;470.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;11/15/2021 | &nbsp;&nbsp;103 | &nbsp;&nbsp;49433.00 | &nbsp;&nbsp;10 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;736 | &nbsp;&nbsp;751 | &nbsp;&nbsp;751 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;784 | &nbsp;&nbsp;778 | &nbsp;&nbsp;791 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;751 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1345.19 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;123278.51 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;64.39 | &nbsp;&nbsp;64.39 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;748.93 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;76842447 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;503.03 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;54.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;240.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;980.48 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;90736.52 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;92.54 | &nbsp;&nbsp;92.54 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;503.03 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;77004939 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2625.99 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;461.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;185.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;11/22/2021 | &nbsp;&nbsp;57 | &nbsp;&nbsp;6500.00 | &nbsp;&nbsp;10 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;769 | &nbsp;&nbsp;767 | &nbsp;&nbsp;748 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;797 | &nbsp;&nbsp;798 | &nbsp;&nbsp;794 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;767 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3756.99 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;325974.78 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;44.43 | &nbsp;&nbsp;44.43 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;2626.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;62154035 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1010.67 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;91.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;11/27/2021 | &nbsp;&nbsp;216 | &nbsp;&nbsp;21000.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;750 | &nbsp;&nbsp;728 | &nbsp;&nbsp;684 | &nbsp;&nbsp;2916.33 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;789 | &nbsp;&nbsp;789 | &nbsp;&nbsp;701 | &nbsp;&nbsp;2916.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;23.68 | &nbsp;&nbsp;40.25 | &nbsp;&nbsp;2347.92 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;63300.83 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;28.57 | &nbsp;&nbsp;28.57 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;1010.67 | &nbsp;&nbsp;23.68 | &nbsp;&nbsp;40.25 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;50442013 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;930.53 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;64.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;175.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;11/24/2021 | &nbsp;&nbsp;53 | &nbsp;&nbsp;6400.00 | &nbsp;&nbsp;1 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;801 | &nbsp;&nbsp;798 | &nbsp;&nbsp;784 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;798 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1407.54 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;63458.96 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.22 | &nbsp;&nbsp;9.22 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;930.53 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;13821458 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1098.43 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;53.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;210.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;11/29/2021 | &nbsp;&nbsp;71 | &nbsp;&nbsp;6100.00 | &nbsp;&nbsp;2 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;802 | &nbsp;&nbsp;798 | &nbsp;&nbsp;773 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;798 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1400.93 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74657.39 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;26.52 | &nbsp;&nbsp;26.52 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;1098.43 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;19527052 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2695.57 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;11/30/2021 | &nbsp;&nbsp;116 | &nbsp;&nbsp;20320.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;710 | &nbsp;&nbsp;699 | &nbsp;&nbsp;714 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;710 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2885.93 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;336083.24 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;35.58 | &nbsp;&nbsp;35.58 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;2695.57 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;70142951 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2641.34 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;78.99 | &nbsp;&nbsp;78.99 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;122.56 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;36.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/07/2021 | &nbsp;&nbsp;77 | &nbsp;&nbsp;30000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;785 | &nbsp;&nbsp;783 | &nbsp;&nbsp;801 | &nbsp;&nbsp;9706.68 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;785 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;30.91 | &nbsp;&nbsp;45.94 | &nbsp;&nbsp;4459.2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;245254.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;33.22 | &nbsp;&nbsp;33.22 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;2641.35 | &nbsp;&nbsp;30.91 | &nbsp;&nbsp;45.94 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;82533634 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1453.95 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;28.30 | &nbsp;&nbsp;28.30 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;241.26 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/07/2021 | &nbsp;&nbsp;408 | &nbsp;&nbsp;15000.00 | &nbsp;&nbsp;10 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;806 | &nbsp;&nbsp;837 | &nbsp;&nbsp;809 | &nbsp;&nbsp;151801.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;809 | &nbsp;&nbsp;837 | &nbsp;&nbsp;809 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;809 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.91 | &nbsp;&nbsp;1.95 | &nbsp;&nbsp;2961.54 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;918822.36 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;30.78 | &nbsp;&nbsp;30.78 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;1453.95 | &nbsp;&nbsp;1.91 | &nbsp;&nbsp;1.95 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;96581382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;748.93 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.85 | &nbsp;&nbsp;50.85 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;131.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;750.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/08/2021 | &nbsp;&nbsp;141 | &nbsp;&nbsp;39778.00 | &nbsp;&nbsp;10 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;739 | &nbsp;&nbsp;747 | &nbsp;&nbsp;743 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;743 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1831.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;279620.83 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.81 | &nbsp;&nbsp;69.81 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;748.93 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;50488334 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1853.31 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3% of UPB if amt prepd >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;37.92 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;530.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/11/2022 | &nbsp;&nbsp;100 | &nbsp;&nbsp;13491.00 | &nbsp;&nbsp;13 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;694 | &nbsp;&nbsp;667 | &nbsp;&nbsp;699 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;694 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2640.25 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;921.14 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.35 | &nbsp;&nbsp;0.35 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.250 | &nbsp;&nbsp;1853.31 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;62675779 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5358.20 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/14/2021 | &nbsp;&nbsp;69 | &nbsp;&nbsp;17700.00 | &nbsp;&nbsp;37 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;732 | &nbsp;&nbsp;763 | &nbsp;&nbsp;732 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;728 | &nbsp;&nbsp;752 | &nbsp;&nbsp;699 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;6901.53 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1269482.11 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;133.84 | &nbsp;&nbsp;133.84 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;5358.20 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;46077465 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1814.77 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3% of UPB if amt prepd >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;809.28 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/18/2021 | &nbsp;&nbsp;168 | &nbsp;&nbsp;35000.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;763 | &nbsp;&nbsp;784 | &nbsp;&nbsp;759 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;763 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3231.34 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;504394.45 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;104.85 | &nbsp;&nbsp;104.85 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1814.77 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;25303444 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1448.95 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;193.89 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;57.91 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/14/2021 | &nbsp;&nbsp;52 | &nbsp;&nbsp;12100.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;660 | &nbsp;&nbsp;643 | &nbsp;&nbsp;680 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;660 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2372.14 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;203000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.01 | &nbsp;&nbsp;5.01 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.499 | &nbsp;&nbsp;1448.96 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;37178890 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1098.50 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;28.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;443.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1645.04 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;109808.98 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1098.51 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;95974382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1915.80 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;76.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1095.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/18/2021 | &nbsp;&nbsp;129 | &nbsp;&nbsp;7691.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;682 | &nbsp;&nbsp;671 | &nbsp;&nbsp;659 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;671 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3419.48 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;204212.03 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;17.83 | &nbsp;&nbsp;17.83 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;1915.80 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;51103849 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1918.57 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;59.54 | &nbsp;&nbsp;59.54 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;46.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/21/2021 | &nbsp;&nbsp;152 | &nbsp;&nbsp;8500.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;803 | &nbsp;&nbsp;799 | &nbsp;&nbsp;808 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;803 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2216.92 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;287811.47 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;129.82 | &nbsp;&nbsp;129.82 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1918.57 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;29063607 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2187.40 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.81 | &nbsp;&nbsp;60.81 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;63.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/27/2021 | &nbsp;&nbsp;11 | &nbsp;&nbsp;3500.00 | &nbsp;&nbsp;1 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;677 | &nbsp;&nbsp;638 | &nbsp;&nbsp;592 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;638 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2347.33 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;2187.40 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;27386717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1500.81 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;204.30 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;1132.04 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3167.04 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;152990 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.96 | &nbsp;&nbsp;9.96 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.250 | &nbsp;&nbsp;1500.82 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;36325506 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;983.12 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;114.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/29/2021 | &nbsp;&nbsp;108 | &nbsp;&nbsp;8460.00 | &nbsp;&nbsp;9 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;676 | &nbsp;&nbsp;647 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;670 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1686.06 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60588.11 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.6 | &nbsp;&nbsp;7.60 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.374 | &nbsp;&nbsp;983.12 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;83015018 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1229.85 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 Family | &nbsp;&nbsp;3 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;34.97 | &nbsp;&nbsp;34.97 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;109.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/29/2021 | &nbsp;&nbsp;460 | &nbsp;&nbsp;12000.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;727 | &nbsp;&nbsp;742 | &nbsp;&nbsp;753 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;724 | &nbsp;&nbsp;755 | &nbsp;&nbsp;754 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;742 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1567.14 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;212303.34 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;61.9 | &nbsp;&nbsp;61.90 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1229.85 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;99533428 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3119.35 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3% of UPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;64.10 | &nbsp;&nbsp;64.10 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;102.14 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;01/04/2022 | &nbsp;&nbsp;79 | &nbsp;&nbsp;3000.00 | &nbsp;&nbsp;1 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;677 | &nbsp;&nbsp;682 | &nbsp;&nbsp;649 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;677 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3531.57 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1901.88 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.54 | &nbsp;&nbsp;0.54 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;3119.35 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;29870753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1180.61 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;79.99 | &nbsp;&nbsp;79.99 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;41.67 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/30/2021 | &nbsp;&nbsp;93 | &nbsp;&nbsp;10000.00 | &nbsp;&nbsp;13 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;794 | &nbsp;&nbsp;706 | &nbsp;&nbsp;782 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;782 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1803.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;243282.7 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;94.96 | &nbsp;&nbsp;94.96 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;1180.61 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;45611985 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4313.86 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004C Manuf (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;88.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/05/2022 | &nbsp;&nbsp;50 | &nbsp;&nbsp;40045.00 | &nbsp;&nbsp;18 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;791 | &nbsp;&nbsp;732 | &nbsp;&nbsp;690 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;732 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;5113.41 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;301738.7 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;59.01 | &nbsp;&nbsp;59.01 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;4313.87 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;98210149 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1020.79 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3% of UPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;52.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;01/03/2022 | &nbsp;&nbsp;266 | &nbsp;&nbsp;78600.00 | &nbsp;&nbsp;12 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;793 | &nbsp;&nbsp;772 | &nbsp;&nbsp;732 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;772 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1472.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;26357.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;17.9 | &nbsp;&nbsp;17.90 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;1020.79 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;61993439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3492.18 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;174.27 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/30/2022 | &nbsp;&nbsp;50 | &nbsp;&nbsp;40000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;791 | &nbsp;&nbsp;732 | &nbsp;&nbsp;690 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;732 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4036.18 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;3492.18 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;C | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;C | &nbsp;&nbsp;B |
| &nbsp;&nbsp;52760839 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1327.34 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;34.88 | &nbsp;&nbsp;34.88 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;128.68 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/27/2022 | &nbsp;&nbsp;50 | &nbsp;&nbsp;1500.00 | &nbsp;&nbsp;2 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;670 | &nbsp;&nbsp;693 | &nbsp;&nbsp;672 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;672 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1905.08 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;45604.34 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;23.94 | &nbsp;&nbsp;23.94 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;1327.35 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;37772207 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2471.71 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;48 | &nbsp;&nbsp;4%, 3%, 2%, 1% of amount prepaid in years 1-4 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;01/07/2022 | &nbsp;&nbsp;105 | &nbsp;&nbsp;9000.00 | &nbsp;&nbsp;7 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;806 | &nbsp;&nbsp;778 | &nbsp;&nbsp;778 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;778 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3249.29 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;167484.29 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.15 | &nbsp;&nbsp;5.15 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;2471.72 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;47821271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;5/1 I/O ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4426.38 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;1-Year TCM (weekly) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;8.2490 | &nbsp;&nbsp;6.249 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;05/01/2027 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5/1/2028 | &nbsp;&nbsp;6/1/2028 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;12.2490 | &nbsp;&nbsp;6.2490 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;36.96 | &nbsp;&nbsp;36.96 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;438.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;01/09/2022 | &nbsp;&nbsp;327 | &nbsp;&nbsp;50000.00 | &nbsp;&nbsp;18 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;752 | &nbsp;&nbsp;787 | &nbsp;&nbsp;746 | &nbsp;&nbsp;24497.47 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;758 | &nbsp;&nbsp;798 | &nbsp;&nbsp;743 | &nbsp;&nbsp;12569.8 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;752 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;18.12 | &nbsp;&nbsp;42.3 | &nbsp;&nbsp;15677.69 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;468261.01 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.72 | &nbsp;&nbsp;62.24 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.249 | &nbsp;&nbsp;5233.05 | &nbsp;&nbsp;20.3 | &nbsp;&nbsp;44.47 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;94034005 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;801.86 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;53.44 | &nbsp;&nbsp;53.44 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;101.56 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;261.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;01/28/2022 | &nbsp;&nbsp;4 | &nbsp;&nbsp;1500.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;674 | &nbsp;&nbsp;678 | &nbsp;&nbsp;709 | &nbsp;&nbsp;3099.81 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;678 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;41.39 | &nbsp;&nbsp;43.14 | &nbsp;&nbsp;1337.11 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1091.99 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.85 | &nbsp;&nbsp;0.85 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;801.87 | &nbsp;&nbsp;41.39 | &nbsp;&nbsp;43.14 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;84623110 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1475.82 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;42.86 | &nbsp;&nbsp;42.86 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;94.51 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;01/31/2022 | &nbsp;&nbsp;8 | &nbsp;&nbsp;5000.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;662 | &nbsp;&nbsp;656 | &nbsp;&nbsp;666 | &nbsp;&nbsp;9007.68 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;662 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;19.54 | &nbsp;&nbsp;21.32 | &nbsp;&nbsp;1920.79 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;103876.6 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;59.03 | &nbsp;&nbsp;59.03 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1475.82 | &nbsp;&nbsp;19.54 | &nbsp;&nbsp;21.32 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;81176895 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2066.15 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Rural | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;17.50 | &nbsp;&nbsp;17.50 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;660.18 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/01/2022 | &nbsp;&nbsp;191 | &nbsp;&nbsp;19000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;799 | &nbsp;&nbsp;787 | &nbsp;&nbsp;794 | &nbsp;&nbsp;7277.09 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;794 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;39.95 | &nbsp;&nbsp;44.51 | &nbsp;&nbsp;3239.25 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;366311.93 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;125.35 | &nbsp;&nbsp;125.35 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;2066.15 | &nbsp;&nbsp;39.95 | &nbsp;&nbsp;44.51 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;41781738 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;828.75 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004C Manuf (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;39.77 | &nbsp;&nbsp;39.77 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;101.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/06/2022 | &nbsp;&nbsp;100 | &nbsp;&nbsp;170000.00 | &nbsp;&nbsp;21 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;726 | &nbsp;&nbsp;765 | &nbsp;&nbsp;722 | &nbsp;&nbsp;18837.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;726 | &nbsp;&nbsp;739 | &nbsp;&nbsp;731 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;726 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.75 | &nbsp;&nbsp;13.53 | &nbsp;&nbsp;2548.11 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1088.57 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.86 | &nbsp;&nbsp;0.86 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;828.76 | &nbsp;&nbsp;6.75 | &nbsp;&nbsp;13.53 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;35063552 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2387.91 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;98.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/06/2022 | &nbsp;&nbsp;90 | &nbsp;&nbsp;13133.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;628 | &nbsp;&nbsp;669 | &nbsp;&nbsp;677 | &nbsp;&nbsp;10435.41 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;669 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;28.96 | &nbsp;&nbsp;40.94 | &nbsp;&nbsp;4272.1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;105072.54 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;34.77 | &nbsp;&nbsp;34.77 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;2387.91 | &nbsp;&nbsp;28.96 | &nbsp;&nbsp;40.94 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;C &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;12933183 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;878.57 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2% of UPB in year 1,2,3,4 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004C Manuf (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74.73 | &nbsp;&nbsp;74.73 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;120.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;78.33 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/07/2022 | &nbsp;&nbsp;295 | &nbsp;&nbsp;18700.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;799 | &nbsp;&nbsp;800 | &nbsp;&nbsp;816 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;800 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1128.31 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;878.58 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;67065889 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;761.25 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5,4,3,2,1 of amt prepaid in yrs 1-5 if amt prepd within 12 mons > 20% UPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;66.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;610.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/08/2022 | &nbsp;&nbsp;90 | &nbsp;&nbsp;28435.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;678 | &nbsp;&nbsp;679 | &nbsp;&nbsp;686 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;679 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1630.47 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;114221.7 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.05 | &nbsp;&nbsp;70.05 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.124 | &nbsp;&nbsp;761.26 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;55060541 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;7/1 I/O ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;995.31 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5,4,3,2,1 of amt prepaid in yrs 1-5 if amt prepd within 12 mons > 20% UPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;1-Year TCM (weekly) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.500 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;8.1250 | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;05/01/2029 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5/1/2030 | &nbsp;&nbsp;6/1/2030 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;12.1250 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;56.20 | &nbsp;&nbsp;56.20 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;220.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;343.98 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2014.31 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4433.69 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;995.31 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;74573847 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1616.24 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;121.59 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;619.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/17/2022 | &nbsp;&nbsp;127 | &nbsp;&nbsp;23222.00 | &nbsp;&nbsp;9 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;753 | &nbsp;&nbsp;730 | &nbsp;&nbsp;725 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;730 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2625.67 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;62560.76 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;23.83 | &nbsp;&nbsp;23.83 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;1616.25 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;45408885 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3046.25 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Rural | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;30.60 | &nbsp;&nbsp;30.60 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;333.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;02/18/2022 | &nbsp;&nbsp;218 | &nbsp;&nbsp;17026.00 | &nbsp;&nbsp;7 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;643 | &nbsp;&nbsp;625 | &nbsp;&nbsp;656 | &nbsp;&nbsp;51945.13 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;643 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.49 | &nbsp;&nbsp;9.8 | &nbsp;&nbsp;5089.37 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;87.01 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.02 | &nbsp;&nbsp;0.02 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.499 | &nbsp;&nbsp;3046.26 | &nbsp;&nbsp;0.49 | &nbsp;&nbsp;9.8 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;84527411 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;991.30 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;98.80 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/02/2022 | &nbsp;&nbsp;76 | &nbsp;&nbsp;6800.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;673 | &nbsp;&nbsp;666 | &nbsp;&nbsp;653 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;666 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1280.01 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;89410 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.12 | &nbsp;&nbsp;1.12 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.250 | &nbsp;&nbsp;991.31 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;78764794 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4679.02 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of OPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;58.82 | &nbsp;&nbsp;58.82 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;749.03 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/01/2022 | &nbsp;&nbsp;459 | &nbsp;&nbsp;57462.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;749 | &nbsp;&nbsp;798 | &nbsp;&nbsp;731 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;749 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;5961.95 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;367124.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;55.29 | &nbsp;&nbsp;55.29 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;4679.03 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;37616375 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1868.40 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;147.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;257.34 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/07/2022 | &nbsp;&nbsp;433 | &nbsp;&nbsp;73197.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;761 | &nbsp;&nbsp;766 | &nbsp;&nbsp;769 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;766 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2452.88 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;174150.13 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;27.44 | &nbsp;&nbsp;27.44 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;1868.41 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;39419648 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1504.17 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;48.77 | &nbsp;&nbsp;48.77 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;27.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;129.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/14/2022 | &nbsp;&nbsp;75 | &nbsp;&nbsp;19000.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;780 | &nbsp;&nbsp;735 | &nbsp;&nbsp;736 | &nbsp;&nbsp;12145.89 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;801 | &nbsp;&nbsp;671 | &nbsp;&nbsp;699 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;736 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;16.14 | &nbsp;&nbsp;20.53 | &nbsp;&nbsp;2493.9 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;315842.23 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;26.26 | &nbsp;&nbsp;26.26 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.499 | &nbsp;&nbsp;1504.17 | &nbsp;&nbsp;16.14 | &nbsp;&nbsp;20.53 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;17936148 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2535.22 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;94.93 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;1561.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/06/2022 | &nbsp;&nbsp;289 | &nbsp;&nbsp;9100.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;791 | &nbsp;&nbsp;731 | &nbsp;&nbsp;759 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;759 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4540.9 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;203495.01 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;31.38 | &nbsp;&nbsp;31.38 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.250 | &nbsp;&nbsp;2535.22 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;16667719 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;797.49 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;99.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;230.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/06/2022 | &nbsp;&nbsp;158 | &nbsp;&nbsp;69167.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;708 | &nbsp;&nbsp;684 | &nbsp;&nbsp;703 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;703 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1348.24 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;57622.45 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.81 | &nbsp;&nbsp;6.81 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;797.49 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;31588497 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1277.26 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Final Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;44.92 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;1000.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/09/2022 | &nbsp;&nbsp;118 | &nbsp;&nbsp;22000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;692 | &nbsp;&nbsp;689 | &nbsp;&nbsp;683 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;689 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2355.18 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;364462.01 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;154.75 | &nbsp;&nbsp;154.75 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;9.500 | &nbsp;&nbsp;1277.26 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;80409206 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3286.75 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of amt prepd | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;55.91 | &nbsp;&nbsp;55.91 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;100.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/09/2022 | &nbsp;&nbsp;453 | &nbsp;&nbsp;37500.00 | &nbsp;&nbsp;16 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;713 | &nbsp;&nbsp;678 | &nbsp;&nbsp;706 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4088.71 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;160658.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;39.29 | &nbsp;&nbsp;39.29 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;3286.76 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;C | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;59834558 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3944.10 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;366.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1272.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;7364.87 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;3944.11 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;83942970 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2079.19 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;76.77 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;39.08 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/15/2022 | &nbsp;&nbsp;199 | &nbsp;&nbsp;21821.00 | &nbsp;&nbsp;7 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;789 | &nbsp;&nbsp;763 | &nbsp;&nbsp;792 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;789 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2307.46 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;193175.89 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;20.84 | &nbsp;&nbsp;20.84 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;2079.19 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;64322962 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1226.21 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;55.19 | &nbsp;&nbsp;55.19 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;40.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/21/2022 | &nbsp;&nbsp;18 | &nbsp;&nbsp;607.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;739 | &nbsp;&nbsp;709 | &nbsp;&nbsp;724 | &nbsp;&nbsp;5385.98 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;724 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;34.83 | &nbsp;&nbsp;37.28 | &nbsp;&nbsp;2008.11 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;1226.22 | &nbsp;&nbsp;34.83 | &nbsp;&nbsp;37.28 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;64012909 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2155.84 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;87.92 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;66.25 | &nbsp;&nbsp;85.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2933.2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;144215.03 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.88 | &nbsp;&nbsp;1.88 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;2155.85 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;15219645 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;5/1 I/O ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3615.63 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3% of UPB if amt prepd >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;1-Year TCM (weekly) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;8.5000 | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;05/01/2027 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5/1/2028 | &nbsp;&nbsp;6/1/2028 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;12.5000 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;67.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/18/2022 | &nbsp;&nbsp;193 | &nbsp;&nbsp;23500.00 | &nbsp;&nbsp;19 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;753 | &nbsp;&nbsp;735 | &nbsp;&nbsp;757 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4610.13 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;234014.07 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.86 | &nbsp;&nbsp;0.76 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;4219.06 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;17776691 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;884.90 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004C Manuf (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;186.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;03/23/2022 | &nbsp;&nbsp;118 | &nbsp;&nbsp;40609.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;762 | &nbsp;&nbsp;775 | &nbsp;&nbsp;774 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;774 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1342.09 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;73500 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.46 | &nbsp;&nbsp;0.46 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;884.90 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;54600566 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;639.19 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;95.92 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/30/2022 | &nbsp;&nbsp;100 | &nbsp;&nbsp;53131.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;753 | &nbsp;&nbsp;766 | &nbsp;&nbsp;762 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;762 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;827.55 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.875 | &nbsp;&nbsp;639.20 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;38406341 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;683.60 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;154.92 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/30/2022 | &nbsp;&nbsp;100 | &nbsp;&nbsp;42000.00 | &nbsp;&nbsp;12 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;753 | &nbsp;&nbsp;772 | &nbsp;&nbsp;762 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;762 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;921.24 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;88861.62 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;96.46 | &nbsp;&nbsp;96.46 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;683.60 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;79174743 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1253.98 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR-Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;106.39 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/01/2022 | &nbsp;&nbsp;81 | &nbsp;&nbsp;34687.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;756 | &nbsp;&nbsp;777 | &nbsp;&nbsp;767 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;767 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1869.82 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;97306.9 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.53 | &nbsp;&nbsp;3.53 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;1253.98 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;28426998 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2198.96 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;59.98 | &nbsp;&nbsp;59.98 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;82.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/08/2022 | &nbsp;&nbsp;305 | &nbsp;&nbsp;40865.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;773 | &nbsp;&nbsp;798 | &nbsp;&nbsp;790 | &nbsp;&nbsp;23014.60 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;790 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;12.07 | &nbsp;&nbsp;12.5 | &nbsp;&nbsp;2876.83 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;684498.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;156.65 | &nbsp;&nbsp;156.65 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;2198.97 | &nbsp;&nbsp;12.07 | &nbsp;&nbsp;12.5 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;57006658 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2465.07 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;88.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/14/2022 | &nbsp;&nbsp;173 | &nbsp;&nbsp;15500.00 | &nbsp;&nbsp;15 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;778 | &nbsp;&nbsp;788 | &nbsp;&nbsp;770 | &nbsp;&nbsp;7860.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;818 | &nbsp;&nbsp;799 | &nbsp;&nbsp;7860.77 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;778 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;20.22 | &nbsp;&nbsp;21.53 | &nbsp;&nbsp;3385.57 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;285379.16 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;89.78 | &nbsp;&nbsp;89.78 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;2465.07 | &nbsp;&nbsp;20.22 | &nbsp;&nbsp;21.53 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;19699514 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1367.12 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.23 | &nbsp;&nbsp;69.23 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;53.92 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;40.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/21/2022 | &nbsp;&nbsp;166 | &nbsp;&nbsp;14900.00 | &nbsp;&nbsp;7 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;816 | &nbsp;&nbsp;800 | &nbsp;&nbsp;805 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;805 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1903.11 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;118421.12 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.22 | &nbsp;&nbsp;6.22 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;1367.13 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;96092695 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4335.90 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004C Manuf (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;78.98 | &nbsp;&nbsp;78.98 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;179.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;04/25/2022 | &nbsp;&nbsp;97 | &nbsp;&nbsp;3500.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;767 | &nbsp;&nbsp;771 | &nbsp;&nbsp;752 | &nbsp;&nbsp;14501.28 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;782 | &nbsp;&nbsp;759 | &nbsp;&nbsp;773 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;767 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;33.24 | &nbsp;&nbsp;43.2 | &nbsp;&nbsp;7059.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;286042.46 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;19.24 | &nbsp;&nbsp;19.24 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;4335.90 | &nbsp;&nbsp;33.24 | &nbsp;&nbsp;43.2 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;43062150 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1223.64 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5,4,3,2,1 of amt prepaid in yrs 1-5 if amt prepd within 12 mons > 20% UPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;68.61 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;120.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1724.99 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;52032 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.12 | &nbsp;&nbsp;5.12 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;1223.64 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;91871426 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1880.40 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74.10 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/06/2022 | &nbsp;&nbsp;3 | &nbsp;&nbsp;31977.00 | &nbsp;&nbsp;2 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;730 | &nbsp;&nbsp;729 | &nbsp;&nbsp;720 | &nbsp;&nbsp;76510.45 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;706 | &nbsp;&nbsp;664 | &nbsp;&nbsp;667 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;729 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.36 | &nbsp;&nbsp;4.1 | &nbsp;&nbsp;3140.29 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;373641.94 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;27.66 | &nbsp;&nbsp;27.66 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.500 | &nbsp;&nbsp;1880.41 | &nbsp;&nbsp;3.36 | &nbsp;&nbsp;4.1 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;68592213 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1772.61 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;142.49 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;30.55 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/29/2022 | &nbsp;&nbsp;62 | &nbsp;&nbsp;2188.00 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;656 | &nbsp;&nbsp;601 | &nbsp;&nbsp;672 | &nbsp;&nbsp;8009.73 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;633 | &nbsp;&nbsp;597 | &nbsp;&nbsp;622 | &nbsp;&nbsp;3976 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;656 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;18.81 | &nbsp;&nbsp;46.33 | &nbsp;&nbsp;5553 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6934.23 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.08 | &nbsp;&nbsp;3.08 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.250 | &nbsp;&nbsp;1772.62 | &nbsp;&nbsp;18.81 | &nbsp;&nbsp;46.33 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;97235025 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1769.37 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of OPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;69.99 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;78.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;26.67 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2467.34 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;121528.94 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.66 | &nbsp;&nbsp;0.66 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;1769.38 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;92812539 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;939.08 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.83 | &nbsp;&nbsp;69.83 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;57.07 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/26/2022 | &nbsp;&nbsp;98 | &nbsp;&nbsp;10500.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;746 | &nbsp;&nbsp;759 | &nbsp;&nbsp;771 | &nbsp;&nbsp;3813.33 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;759 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;31.01 | &nbsp;&nbsp;34.13 | &nbsp;&nbsp;1301.61 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;61990.1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;49.62 | &nbsp;&nbsp;49.61 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.250 | &nbsp;&nbsp;939.09 | &nbsp;&nbsp;31.01 | &nbsp;&nbsp;34.13 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;33856919 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;805.61 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;136.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;355.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1436.44 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;99196.16 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.06 | &nbsp;&nbsp;69.06 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;805.61 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;58831575 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1248.72 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;107.80 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/02/2022 | &nbsp;&nbsp;47 | &nbsp;&nbsp;1308.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;633 | &nbsp;&nbsp;684 | &nbsp;&nbsp;668 | &nbsp;&nbsp;3380.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;688 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;2600 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;668 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;29.62 | &nbsp;&nbsp;30.17 | &nbsp;&nbsp;1804.07 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;68507.03 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.92 | &nbsp;&nbsp;11.92 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.500 | &nbsp;&nbsp;1248.72 | &nbsp;&nbsp;29.62 | &nbsp;&nbsp;30.17 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;11748337 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2507.72 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;235.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;135.67 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/02/2022 | &nbsp;&nbsp;137 | &nbsp;&nbsp;19641.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;624 | &nbsp;&nbsp;648 | &nbsp;&nbsp;653 | &nbsp;&nbsp;27630.13 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;648 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10.91 | &nbsp;&nbsp;14.58 | &nbsp;&nbsp;4029.29 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;178314.25 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15.24 | &nbsp;&nbsp;15.24 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;9.375 | &nbsp;&nbsp;2507.73 | &nbsp;&nbsp;10.91 | &nbsp;&nbsp;14.58 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;55598188 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4800.19 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;180.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/06/2022 | &nbsp;&nbsp;61 | &nbsp;&nbsp;1250.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;646 | &nbsp;&nbsp;699 | &nbsp;&nbsp;670 | &nbsp;&nbsp;21583.82 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;670 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;27.09 | &nbsp;&nbsp;32.88 | &nbsp;&nbsp;7096.42 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;188009.83 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.12 | &nbsp;&nbsp;6.12 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.375 | &nbsp;&nbsp;4800.20 | &nbsp;&nbsp;27.09 | &nbsp;&nbsp;32.88 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;29634351 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1763.55 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;85.00 | &nbsp;&nbsp;85.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Final Attorney Opinion | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;112.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;100.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/07/2022 | &nbsp;&nbsp;35 | &nbsp;&nbsp;5750.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;652 | &nbsp;&nbsp;680 | &nbsp;&nbsp;625 | &nbsp;&nbsp;9782.58 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;652 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;22.32 | &nbsp;&nbsp;41.44 | &nbsp;&nbsp;4054.26 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;71440.05 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.98 | &nbsp;&nbsp;6.98 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;9.125 | &nbsp;&nbsp;1763.55 | &nbsp;&nbsp;22.32 | &nbsp;&nbsp;41.44 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;10841778 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1075.79 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;67.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;283.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/07/2022 | &nbsp;&nbsp;204 | &nbsp;&nbsp;22000.00 | &nbsp;&nbsp;7 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;801 | &nbsp;&nbsp;781 | &nbsp;&nbsp;769 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;781 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1613.92 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;99905.93 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;17.14 | &nbsp;&nbsp;17.14 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;1075.80 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;33769021 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2201.40 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;206.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2698.15 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;124583.66 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.34 | &nbsp;&nbsp;0.34 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.500 | &nbsp;&nbsp;2201.40 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;86364589 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2617.75 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;61.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;103.50 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4167.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;175639.45 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.81 | &nbsp;&nbsp;1.81 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.750 | &nbsp;&nbsp;2617.75 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;23466386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4195.38 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;61.50 | &nbsp;&nbsp;61.50 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;93.59 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/10/2022 | &nbsp;&nbsp;228 | &nbsp;&nbsp;44236.00 | &nbsp;&nbsp;11 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;733 | &nbsp;&nbsp;727 | &nbsp;&nbsp;718 | &nbsp;&nbsp;183991.95 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;727 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.91 | &nbsp;&nbsp;3.33 | &nbsp;&nbsp;6123.9 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.250 | &nbsp;&nbsp;4195.39 | &nbsp;&nbsp;2.91 | &nbsp;&nbsp;3.33 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;70288595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2151.42 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;133.96 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;7.50 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/13/2022 | &nbsp;&nbsp;119 | &nbsp;&nbsp;8000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;802 | &nbsp;&nbsp;802 | &nbsp;&nbsp;810 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;802 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2707.55 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;173263.21 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.875 | &nbsp;&nbsp;2151.43 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;85809708 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1111.64 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Rural | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;33.00 | &nbsp;&nbsp;33.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;96.40 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/13/2022 | &nbsp;&nbsp;38 | &nbsp;&nbsp;22894.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;713 | &nbsp;&nbsp;709 | &nbsp;&nbsp;704 | &nbsp;&nbsp;3552.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;684 | &nbsp;&nbsp;685 | &nbsp;&nbsp;665 | &nbsp;&nbsp;3824.36 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;709 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;21.73 | &nbsp;&nbsp;31.64 | &nbsp;&nbsp;2334.06 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.125 | &nbsp;&nbsp;1111.64 | &nbsp;&nbsp;21.73 | &nbsp;&nbsp;31.64 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;33368728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3171.20 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5,4,3,2,1 of amt prepaid in yrs 1-5 if amt prepd within 12 mons > 20% UPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;216.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/13/2022 | &nbsp;&nbsp;15 | &nbsp;&nbsp;9099.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;779 | &nbsp;&nbsp;776 | &nbsp;&nbsp;795 | &nbsp;&nbsp;7842.20 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;779 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;16.66 | &nbsp;&nbsp;17.06 | &nbsp;&nbsp;1703 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;272727.63 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10.66 | &nbsp;&nbsp;10.66 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.750 | &nbsp;&nbsp;3171.20 | &nbsp;&nbsp;16.66 | &nbsp;&nbsp;17.06 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;79463677 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;12107.12 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Full Appraisal | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;207.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/14/2022 | &nbsp;&nbsp;273 | &nbsp;&nbsp;39700.00 | &nbsp;&nbsp;17 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;777 | &nbsp;&nbsp;810 | &nbsp;&nbsp;777 | &nbsp;&nbsp;26449.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;777 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.33 | &nbsp;&nbsp;13.09 | &nbsp;&nbsp;24779.18 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1068160.45 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;34.71 | &nbsp;&nbsp;34.71 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;12107.12 | &nbsp;&nbsp;4.33 | &nbsp;&nbsp;13.09 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;97090744 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1650.61 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;54.44 | &nbsp;&nbsp;54.44 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;108.84 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;458.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/14/2022 | &nbsp;&nbsp;250 | &nbsp;&nbsp;10500.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;685 | &nbsp;&nbsp;700 | &nbsp;&nbsp;701 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;788 | &nbsp;&nbsp;811 | &nbsp;&nbsp;784 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;700 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4267.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;649187.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;139.98 | &nbsp;&nbsp;139.98 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.125 | &nbsp;&nbsp;1650.62 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;65925782 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;997.95 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;43.86 | &nbsp;&nbsp;43.86 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;47.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/18/2022 | &nbsp;&nbsp;30 | &nbsp;&nbsp;300.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;691 | &nbsp;&nbsp;705 | &nbsp;&nbsp;713 | &nbsp;&nbsp;6066.67 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;705 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;21.31 | &nbsp;&nbsp;43.68 | &nbsp;&nbsp;2650.1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7876.93 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.09 | &nbsp;&nbsp;6.09 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;997.96 | &nbsp;&nbsp;21.31 | &nbsp;&nbsp;43.68 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;18223008 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3864.55 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.85 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/15/2022 | &nbsp;&nbsp;427 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;694 | &nbsp;&nbsp;677 | &nbsp;&nbsp;693 | &nbsp;&nbsp;11937.12 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;693 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;40.38 | &nbsp;&nbsp;41.79 | &nbsp;&nbsp;4988.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.625 | &nbsp;&nbsp;3864.56 | &nbsp;&nbsp;40.38 | &nbsp;&nbsp;41.79 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;93583353 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;7/1 ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2035.27 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of OPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;1-Year TCM (weekly) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.750 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;9.8750 | &nbsp;&nbsp;7.875 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;09/01/2027 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9/1/2028 | &nbsp;&nbsp;10/1/2028 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;13.8750 | &nbsp;&nbsp;7.8750 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Title Report | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;174.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;395.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/15/2022 | &nbsp;&nbsp;64 | &nbsp;&nbsp;4500.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;675 | &nbsp;&nbsp;678 | &nbsp;&nbsp;686 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;678 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3332.14 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;163559.8 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;16.79 | &nbsp;&nbsp;16.79 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.875 | &nbsp;&nbsp;2035.27 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;13830451 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2589.46 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;98.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/15/2022 | &nbsp;&nbsp;54 | &nbsp;&nbsp;4390.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;722 | &nbsp;&nbsp;733 | &nbsp;&nbsp;737 | &nbsp;&nbsp;18975.38 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;733 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.62 | &nbsp;&nbsp;29.07 | &nbsp;&nbsp;5515.63 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;122019.02 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.84 | &nbsp;&nbsp;1.84 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;2589.46 | &nbsp;&nbsp;11.62 | &nbsp;&nbsp;29.07 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;69685219 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2989.03 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;25.85 | &nbsp;&nbsp;25.85 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;215.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/25/2022 | &nbsp;&nbsp;208 | &nbsp;&nbsp;41258.00 | &nbsp;&nbsp;9 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;737 | &nbsp;&nbsp;700 | &nbsp;&nbsp;690 | &nbsp;&nbsp;20148.10 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;700 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;16.66 | &nbsp;&nbsp;30.14 | &nbsp;&nbsp;6073.45 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;46990.72 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;14 | &nbsp;&nbsp;14.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.875 | &nbsp;&nbsp;2989.03 | &nbsp;&nbsp;16.66 | &nbsp;&nbsp;30.14 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;85918287 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1486.86 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;53.34 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;1000.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/15/2022 | &nbsp;&nbsp;121 | &nbsp;&nbsp;27502.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;715 | &nbsp;&nbsp;693 | &nbsp;&nbsp;684 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;693 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2596.74 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;103284.04 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.66 | &nbsp;&nbsp;0.66 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.750 | &nbsp;&nbsp;1486.87 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;35090171 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;5/1 I/O ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2625.00 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;1-Year TCM (weekly) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.500 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;9.5000 | &nbsp;&nbsp;7.500 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;09/01/2027 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9/1/2028 | &nbsp;&nbsp;10/1/2028 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;13.5000 | &nbsp;&nbsp;7.5000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;152.05 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3313.42 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;299985 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.84 | &nbsp;&nbsp;1.68 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.500 | &nbsp;&nbsp;2936.71 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;32406501 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4879.30 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;64.22 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;559.59 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/16/2022 | &nbsp;&nbsp;264 | &nbsp;&nbsp;99180.00 | &nbsp;&nbsp;15 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;596 | &nbsp;&nbsp;673 | &nbsp;&nbsp;631 | &nbsp;&nbsp;576988.16 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;631 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.4 | &nbsp;&nbsp;17.16 | &nbsp;&nbsp;99022.42 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;118415.74 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;19 | &nbsp;&nbsp;19.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;10.125 | &nbsp;&nbsp;4879.30 | &nbsp;&nbsp;1.4 | &nbsp;&nbsp;17.16 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;13877087 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2221.17 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004C Manuf (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;162.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;269.42 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/16/2022 | &nbsp;&nbsp;471 | &nbsp;&nbsp;27500.00 | &nbsp;&nbsp;13 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;736 | &nbsp;&nbsp;785 | &nbsp;&nbsp;763 | &nbsp;&nbsp;8836.19 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;788 | &nbsp;&nbsp;782 | &nbsp;&nbsp;742 | &nbsp;&nbsp;1582.55 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;763 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;27.14 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;3448.55 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;26474.85 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.69 | &nbsp;&nbsp;6.69 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.250 | &nbsp;&nbsp;2221.17 | &nbsp;&nbsp;27.14 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;91042120 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1940.31 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;165.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;95.38 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/16/2022 | &nbsp;&nbsp;144 | &nbsp;&nbsp;11903.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;783 | &nbsp;&nbsp;783 | &nbsp;&nbsp;771 | &nbsp;&nbsp;20360.68 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;783 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;12.99 | &nbsp;&nbsp;15.45 | &nbsp;&nbsp;3145.67 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;175514.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;39.65 | &nbsp;&nbsp;39.65 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.125 | &nbsp;&nbsp;1940.31 | &nbsp;&nbsp;12.99 | &nbsp;&nbsp;15.45 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;35582214 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6670.96 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;172.34 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;8340.67 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;891643.89 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;106.9 | &nbsp;&nbsp;106.90 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.625 | &nbsp;&nbsp;6670.96 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;39279572 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2374.20 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;55.00 | &nbsp;&nbsp;55.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;90.12 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/21/2022 | &nbsp;&nbsp;52 | &nbsp;&nbsp;5800.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;709 | &nbsp;&nbsp;782 | &nbsp;&nbsp;708 | &nbsp;&nbsp;2166.67 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;710 | &nbsp;&nbsp;726 | &nbsp;&nbsp;712 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;709 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;40.48 | &nbsp;&nbsp;40.48 | &nbsp;&nbsp;2981.69 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;579993.13 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;91.71 | &nbsp;&nbsp;91.71 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.375 | &nbsp;&nbsp;2374.20 | &nbsp;&nbsp;40.48 | &nbsp;&nbsp;40.48 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;99340382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8047.38 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;926.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/17/2022 | &nbsp;&nbsp;124 | &nbsp;&nbsp;169239.00 | &nbsp;&nbsp;7 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;706 | &nbsp;&nbsp;716 | &nbsp;&nbsp;690 | &nbsp;&nbsp;1592217.52 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.62 | &nbsp;&nbsp;1.01 | &nbsp;&nbsp;16107.25 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1167291.84 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;118.14 | &nbsp;&nbsp;118.14 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.875 | &nbsp;&nbsp;8047.38 | &nbsp;&nbsp;0.62 | &nbsp;&nbsp;1.01 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;27363386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;760.00 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;40.00 | &nbsp;&nbsp;40.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;104.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/17/2022 | &nbsp;&nbsp;126 | &nbsp;&nbsp;27105.00 | &nbsp;&nbsp;16 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;638 | &nbsp;&nbsp;656 | &nbsp;&nbsp;650 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;650 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1198.96 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;83788.97 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.88 | &nbsp;&nbsp;69.88 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.374 | &nbsp;&nbsp;760.01 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;98429267 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5761.94 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;85.00 | &nbsp;&nbsp;85.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;171.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/21/2022 | &nbsp;&nbsp;138 | &nbsp;&nbsp;24243.00 | &nbsp;&nbsp;17 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;684 | &nbsp;&nbsp;716 | &nbsp;&nbsp;731 | &nbsp;&nbsp;12048.17 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;784 | &nbsp;&nbsp;785 | &nbsp;&nbsp;778 | &nbsp;&nbsp;9208.76 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;716 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;36.56 | &nbsp;&nbsp;49.47 | &nbsp;&nbsp;10516.71 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;182212.28 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.31 | &nbsp;&nbsp;7.31 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;9.375 | &nbsp;&nbsp;5761.95 | &nbsp;&nbsp;36.56 | &nbsp;&nbsp;49.47 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;99383295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4149.25 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Rural | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;173.00 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/23/2022 | &nbsp;&nbsp;7 | &nbsp;&nbsp;724.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;699 | &nbsp;&nbsp;684 | &nbsp;&nbsp;716 | &nbsp;&nbsp;13069.03 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;807 | &nbsp;&nbsp;810 | &nbsp;&nbsp;782 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;699 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;34.55 | &nbsp;&nbsp;35.58 | &nbsp;&nbsp;4650.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;217560.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.65 | &nbsp;&nbsp;2.65 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.250 | &nbsp;&nbsp;4149.25 | &nbsp;&nbsp;34.55 | &nbsp;&nbsp;35.58 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;64722307 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3110.55 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;123.11 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;997.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/23/2022 | &nbsp;&nbsp;196 | &nbsp;&nbsp;24000.00 | &nbsp;&nbsp;13 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;770 | &nbsp;&nbsp;779 | &nbsp;&nbsp;766 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;768 | &nbsp;&nbsp;758 | &nbsp;&nbsp;753 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;758 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4480.05 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;406848.2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;90.81 | &nbsp;&nbsp;90.81 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.875 | &nbsp;&nbsp;3110.55 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;73179642 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5950.33 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;205.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/29/2022 | &nbsp;&nbsp;69 | &nbsp;&nbsp;8500.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;723 | &nbsp;&nbsp;710 | &nbsp;&nbsp;725 | &nbsp;&nbsp;36677.96 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;723 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.67 | &nbsp;&nbsp;45.84 | &nbsp;&nbsp;16811.89 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;369697.28 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;52.51 | &nbsp;&nbsp;52.51 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;9.375 | &nbsp;&nbsp;5950.34 | &nbsp;&nbsp;6.67 | &nbsp;&nbsp;45.84 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;56933187 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1500.79 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Urban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;Subject to Completion(cert in file) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;103.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/29/2022 | &nbsp;&nbsp;79 | &nbsp;&nbsp;3000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;712 | &nbsp;&nbsp;731 | &nbsp;&nbsp;725 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2213.49 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;649452.25 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;193.68 | &nbsp;&nbsp;193.68 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.250 | &nbsp;&nbsp;1500.79 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;94365499 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5585.97 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;84.88 | &nbsp;&nbsp;84.88 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;411.07 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/29/2022 | &nbsp;&nbsp;71 | &nbsp;&nbsp;7000.00 | &nbsp;&nbsp;12 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;690 | &nbsp;&nbsp;676 | &nbsp;&nbsp;681 | &nbsp;&nbsp;34475.23 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;707 | &nbsp;&nbsp;726 | &nbsp;&nbsp;704 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;681 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;21.07 | &nbsp;&nbsp;35.96 | &nbsp;&nbsp;12396.93 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;201795.34 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.41 | &nbsp;&nbsp;8.41 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;9.250 | &nbsp;&nbsp;5585.97 | &nbsp;&nbsp;21.07 | &nbsp;&nbsp;35.96 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;45306858 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3148.19 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;81.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/30/2022 | &nbsp;&nbsp;66 | &nbsp;&nbsp;46113.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;728 | &nbsp;&nbsp;731 | &nbsp;&nbsp;700 | &nbsp;&nbsp;17563.27 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;21.53 | &nbsp;&nbsp;25.36 | &nbsp;&nbsp;4454.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;120092.62 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.58 | &nbsp;&nbsp;6.58 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;3148.19 | &nbsp;&nbsp;21.53 | &nbsp;&nbsp;25.36 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;46752478 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2021.79 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR-Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;99.08 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/30/2022 | &nbsp;&nbsp;199 | &nbsp;&nbsp;10000.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;741 | &nbsp;&nbsp;776 | &nbsp;&nbsp;742 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;742 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2442.92 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;144641.3 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;18.93 | &nbsp;&nbsp;18.93 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.375 | &nbsp;&nbsp;2021.80 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;60882454 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;5/1 ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;973.15 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;1-Year TCM (weekly) | &nbsp;&nbsp;45 | &nbsp;&nbsp;4.000 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;11.3750 | &nbsp;&nbsp;9.375 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;09/01/2027 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9/1/2028 | &nbsp;&nbsp;10/1/2028 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;15.3750 | &nbsp;&nbsp;9.3750 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1073 Condo (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;60.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;73.58 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;202.44 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;06/30/2022 | &nbsp;&nbsp;337 | &nbsp;&nbsp;3518.00 | &nbsp;&nbsp;10 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;684 | &nbsp;&nbsp;672 | &nbsp;&nbsp;648 | &nbsp;&nbsp;2852.02 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;672 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;47.69 | &nbsp;&nbsp;48.92 | &nbsp;&nbsp;1395.09 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;243191.83 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;115.54 | &nbsp;&nbsp;115.54 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;9.375 | &nbsp;&nbsp;973.15 | &nbsp;&nbsp;47.69 | &nbsp;&nbsp;48.92 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;54010358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1063.64 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;97.33 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/01/2022 | &nbsp;&nbsp;176 | &nbsp;&nbsp;17846.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;735 | &nbsp;&nbsp;738 | &nbsp;&nbsp;726 | &nbsp;&nbsp;17058.21 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;735 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.15 | &nbsp;&nbsp;11.41 | &nbsp;&nbsp;1946.14 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;50320.22 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;27.71 | &nbsp;&nbsp;27.71 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.375 | &nbsp;&nbsp;1063.64 | &nbsp;&nbsp;8.15 | &nbsp;&nbsp;11.41 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;15712195 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;966.85 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;24.35 | &nbsp;&nbsp;24.35 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;100.26 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/01/2022 | &nbsp;&nbsp;22 | &nbsp;&nbsp;11000.00 | &nbsp;&nbsp;2 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;766 | &nbsp;&nbsp;765 | &nbsp;&nbsp;744 | &nbsp;&nbsp;3519.90 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;765 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;47.88 | &nbsp;&nbsp;49.59 | &nbsp;&nbsp;1745.36 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2613.02 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.55 | &nbsp;&nbsp;1.55 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.374 | &nbsp;&nbsp;966.85 | &nbsp;&nbsp;47.88 | &nbsp;&nbsp;49.59 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;94668398 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2004.74 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;53.57 | &nbsp;&nbsp;53.57 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;209.25 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/01/2022 | &nbsp;&nbsp;57 | &nbsp;&nbsp;8500.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;697 | &nbsp;&nbsp;674 | &nbsp;&nbsp;658 | &nbsp;&nbsp;8116.49 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;674 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;31.18 | &nbsp;&nbsp;41.61 | &nbsp;&nbsp;3377.47 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;2004.75 | &nbsp;&nbsp;31.18 | &nbsp;&nbsp;41.61 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;76688094 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1791.03 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;54.95 | &nbsp;&nbsp;54.95 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;85.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/05/2022 | &nbsp;&nbsp;9 | &nbsp;&nbsp;8503.00 | &nbsp;&nbsp;10 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;780 | &nbsp;&nbsp;770 | &nbsp;&nbsp;784 | &nbsp;&nbsp;9000.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;780 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;34.04 | &nbsp;&nbsp;34.43 | &nbsp;&nbsp;3098.76 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;233866.85 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.06 | &nbsp;&nbsp;11.06 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.750 | &nbsp;&nbsp;1791.04 | &nbsp;&nbsp;34.04 | &nbsp;&nbsp;34.43 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;42563335 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2054.54 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004C Manuf (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;82.92 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/06/2022 | &nbsp;&nbsp;185 | &nbsp;&nbsp;8000.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;789 | &nbsp;&nbsp;758 | &nbsp;&nbsp;772 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;772 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2554.13 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;143737.83 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.29 | &nbsp;&nbsp;5.29 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;2054.55 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;40441228 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5266.40 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;234.67 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/08/2022 | &nbsp;&nbsp;127 | &nbsp;&nbsp;24920.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;714 | &nbsp;&nbsp;742 | &nbsp;&nbsp;703 | &nbsp;&nbsp;35398.17 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;714 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;18.22 | &nbsp;&nbsp;23.49 | &nbsp;&nbsp;8412.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;280241.04 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.54 | &nbsp;&nbsp;8.54 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.250 | &nbsp;&nbsp;5266.41 | &nbsp;&nbsp;18.22 | &nbsp;&nbsp;23.49 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;71422973 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3146.16 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR-Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;61.22 | &nbsp;&nbsp;61.22 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;158.50 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/28/2022 | &nbsp;&nbsp;255 | &nbsp;&nbsp;28642.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;759 | &nbsp;&nbsp;746 | &nbsp;&nbsp;753 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;791 | &nbsp;&nbsp;780 | &nbsp;&nbsp;786 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4070.29 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1332087.61 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;262.99 | &nbsp;&nbsp;262.99 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.499 | &nbsp;&nbsp;3146.16 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;57703968 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3540.15 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;69.77 | &nbsp;&nbsp;69.77 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;99.18 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/11/2022 | &nbsp;&nbsp;42 | &nbsp;&nbsp;2100.00 | &nbsp;&nbsp;21 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;645 | &nbsp;&nbsp;639 | &nbsp;&nbsp;653 | &nbsp;&nbsp;8519.33 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;580 | &nbsp;&nbsp;598 | &nbsp;&nbsp;624 | &nbsp;&nbsp;6333.6 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;645 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;27.8 | &nbsp;&nbsp;41.54 | &nbsp;&nbsp;6170.13 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6731.88 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.63 | &nbsp;&nbsp;1.63 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.750 | &nbsp;&nbsp;3540.16 | &nbsp;&nbsp;27.8 | &nbsp;&nbsp;41.54 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;42177635 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1130.90 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;19.77 | &nbsp;&nbsp;19.77 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;95.17 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/12/2022 | &nbsp;&nbsp;184 | &nbsp;&nbsp;24669.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;779 | &nbsp;&nbsp;774 | &nbsp;&nbsp;764 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;774 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1507.75 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;155544.4 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;103.16 | &nbsp;&nbsp;103.16 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.999 | &nbsp;&nbsp;1130.91 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;B |
| &nbsp;&nbsp;26970219 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7077.94 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;72.46 | &nbsp;&nbsp;72.46 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;221.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/12/2022 | &nbsp;&nbsp;214 | &nbsp;&nbsp;32500.00 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;737 | &nbsp;&nbsp;755 | &nbsp;&nbsp;759 | &nbsp;&nbsp;73298.56 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;755 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.72 | &nbsp;&nbsp;19.37 | &nbsp;&nbsp;14197.49 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;205402.63 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;23.91 | &nbsp;&nbsp;23.91 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;7.625 | &nbsp;&nbsp;7077.94 | &nbsp;&nbsp;11.72 | &nbsp;&nbsp;19.37 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;59031547 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2205.03 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;74.73 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/12/2022 | &nbsp;&nbsp;83 | &nbsp;&nbsp;16900.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;772 | &nbsp;&nbsp;795 | &nbsp;&nbsp;755 | &nbsp;&nbsp;8408.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;772 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;28.76 | &nbsp;&nbsp;35.38 | &nbsp;&nbsp;2974.98 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;77333.23 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;15.44 | &nbsp;&nbsp;15.44 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.625 | &nbsp;&nbsp;2205.04 | &nbsp;&nbsp;28.76 | &nbsp;&nbsp;35.38 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;29724084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2053.91 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;65.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;111.29 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/13/2022 | &nbsp;&nbsp;212 | &nbsp;&nbsp;25000.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;801 | &nbsp;&nbsp;803 | &nbsp;&nbsp;797 | &nbsp;&nbsp;14131.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;756 | &nbsp;&nbsp;772 | &nbsp;&nbsp;746 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;801 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;16.75 | &nbsp;&nbsp;20.57 | &nbsp;&nbsp;2906.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;534190.75 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;153.55 | &nbsp;&nbsp;153.55 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.999 | &nbsp;&nbsp;2053.92 | &nbsp;&nbsp;16.75 | &nbsp;&nbsp;20.57 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;23681914 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4157.98 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Broker | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;70.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;238.32 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;07/13/2022 | &nbsp;&nbsp;47 | &nbsp;&nbsp;23538.00 | &nbsp;&nbsp;8 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;656 | &nbsp;&nbsp;654 | &nbsp;&nbsp;667 | &nbsp;&nbsp;47090.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;656 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.51 | &nbsp;&nbsp;13.06 | &nbsp;&nbsp;6148.62 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1307.81 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.24 | &nbsp;&nbsp;0.24 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;4157.99 | &nbsp;&nbsp;11.51 | &nbsp;&nbsp;13.06 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;35419524 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;7/1 ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2437.98 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;1-Year TCM (weekly) | &nbsp;&nbsp;45 | &nbsp;&nbsp;3.950 | &nbsp;&nbsp;N 1/8 | &nbsp;&nbsp;8.2490 | &nbsp;&nbsp;6.249 | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;12 Months | &nbsp;&nbsp;02/01/2025 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2/1/2026 | &nbsp;&nbsp;3/1/2026 | &nbsp;&nbsp;2.0000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;12.2490 | &nbsp;&nbsp;6.2490 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;BPO | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not for fixed period; upon credit approval for adj period | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;92.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/14/2017 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;706 | &nbsp;&nbsp;706 | &nbsp;&nbsp;677 | &nbsp;&nbsp;15500.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;19.02 | &nbsp;&nbsp;24.88 | &nbsp;&nbsp;3856.91 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.249 | &nbsp;&nbsp;2437.99 | &nbsp;&nbsp;19.02 | &nbsp;&nbsp;24.88 | &nbsp;&nbsp;Alt Doc/Personal Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A | &nbsp;&nbsp;B | &nbsp;&nbsp;B &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;B | &nbsp;&nbsp;A |
| &nbsp;&nbsp;67208786 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1950.74 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Retail | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;67.43 | &nbsp;&nbsp;67.43 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;109.75 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;05/17/2021 | &nbsp;&nbsp;257 | &nbsp;&nbsp;38800.00 | &nbsp;&nbsp;5 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;687 | &nbsp;&nbsp;703 | &nbsp;&nbsp;698 | &nbsp;&nbsp;19637.22 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;698 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;13.21 | &nbsp;&nbsp;35.39 | &nbsp;&nbsp;6950.59 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;112398.06 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;43.32 | &nbsp;&nbsp;43.32 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;1950.74 | &nbsp;&nbsp;13.21 | &nbsp;&nbsp;35.39 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;30175749 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3496.13 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Correspondent Flow without delegated underwriting | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;125.43 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;09/07/2021 | &nbsp;&nbsp;57 | &nbsp;&nbsp;76330.00 | &nbsp;&nbsp;7 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;745 | &nbsp;&nbsp;742 | &nbsp;&nbsp;737 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;742 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4665.33 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;136803.9 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.49 | &nbsp;&nbsp;4.49 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.500 | &nbsp;&nbsp;3496.13 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;21573706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1346.69 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;6 mos interest if amt prepd in 12 mos that is >20% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Correspondent Flow without delegated underwriting | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Tenant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Preliminary Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;64.85 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;94.51 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/03/2021 | &nbsp;&nbsp;126 | &nbsp;&nbsp;20200.00 | &nbsp;&nbsp;6 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;740 | &nbsp;&nbsp;722 | &nbsp;&nbsp;731 | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;731 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1910.22 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;406554.72 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;211.04 | &nbsp;&nbsp;211.04 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;4.250 | &nbsp;&nbsp;1346.69 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;71218043 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2308.94 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Correspondent Bulk | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1004 SFR (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Owner | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;237.83 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;25.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;12/16/2021 | &nbsp;&nbsp;75 | &nbsp;&nbsp;25020.00 | &nbsp;&nbsp;13 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;636 | &nbsp;&nbsp;595 | &nbsp;&nbsp;620 | &nbsp;&nbsp;3874.74 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;605 | &nbsp;&nbsp;630 | &nbsp;&nbsp;637 | &nbsp;&nbsp;5695.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;630 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;30.16 | &nbsp;&nbsp;42.45 | &nbsp;&nbsp;4062.24 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;276023.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;44.81 | &nbsp;&nbsp;44.81 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.250 | &nbsp;&nbsp;2308.94 | &nbsp;&nbsp;30.16 | &nbsp;&nbsp;42.45 | &nbsp;&nbsp;Full Doc | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;D &nbsp;&nbsp;A | &nbsp;&nbsp;A |
| &nbsp;&nbsp;43389516 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;30 Yr Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1361.05 | &nbsp;&nbsp;Monthly | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;360 | &nbsp;&nbsp;360 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;1% of OPB | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Correspondent Flow without delegated underwriting | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Present | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Suburban | &nbsp;&nbsp;Vacant | &nbsp;&nbsp;As-Is | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;80.00 | &nbsp;&nbsp;0 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Not Assumable | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Present | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Commitment Title | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;121.42 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.00 | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;Present | &nbsp;&nbsp;01/21/2022 | &nbsp;&nbsp;276 | &nbsp;&nbsp;17000.00 | &nbsp;&nbsp;4 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;802 | &nbsp;&nbsp;796 | &nbsp;&nbsp;798 | &nbsp;&nbsp;25097.44 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;798 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.02 | &nbsp;&nbsp;9.55 | &nbsp;&nbsp;2395.59 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;118679.35 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;17.79 | &nbsp;&nbsp;17.79 | &nbsp;&nbsp;Fully Amortized | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;1361.05 | &nbsp;&nbsp;2.02 | &nbsp;&nbsp;9.55 | &nbsp;&nbsp;Alt Doc/Bank Statements | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Present | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Missing | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;ATR/QM: Exempt &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;D | &nbsp;&nbsp;A | &nbsp;&nbsp;A |

---

## Exhibit 99.2

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| &nbsp;&nbsp;**Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Client Project Name:** | &nbsp;&nbsp;**BRAVO 2023-NQM1** | &nbsp;&nbsp;**BRAVO 2023-NQM1** | &nbsp;&nbsp;**BRAVO 2023-NQM1** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Start - End Dates:** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Deal Loan Count:** | &nbsp;&nbsp;**234** | &nbsp;&nbsp;**234** | &nbsp;&nbsp;**234** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**ATR QM Upload** | &nbsp;&nbsp;**ATR QM Upload** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;*Loans in Report:* | &nbsp;&nbsp;*234* | &nbsp;&nbsp;*234* | &nbsp;&nbsp;*234* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Deal** | &nbsp;&nbsp;**Seller Loan Number** | &nbsp;&nbsp;**Original Principal Balance** | &nbsp;&nbsp;**State** | &nbsp;&nbsp;**Loan Level ATR/QM Status** | &nbsp;&nbsp;**Lender Provided ATR/QM Worksheet** | &nbsp;&nbsp;**Initial Lender ATR/QM Status** | &nbsp;&nbsp;**Application Date** | &nbsp;&nbsp;**Borrowers Qualified Through a Non-Resident Alien Program** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Number of Units** | &nbsp;&nbsp;**Loan Type** | &nbsp;&nbsp;**Exempt Loan Product Type** | &nbsp;&nbsp;**Exempt Loan Housing Agency** | &nbsp;&nbsp;**Community Housing Development** | &nbsp;&nbsp;**Credit Under Economic Stabilization Act Of 2008** | &nbsp;&nbsp;**Refinance Of Non-Standard Mortgage** | &nbsp;&nbsp;**Higher Priced Covered Transaction** | &nbsp;&nbsp;**State Prepay Exceptions** | &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Term Exceeds 30 Years** | &nbsp;&nbsp;**Interest Only Feature** | &nbsp;&nbsp;**Negative Amortization** | &nbsp;&nbsp;**Balloon Payment** | &nbsp;&nbsp;**Prepay Penalty Flag** | &nbsp;&nbsp;**Prepayment Penalty Type** | &nbsp;&nbsp;**Prohibited Prepayment Penalty** | &nbsp;&nbsp;**Exceeds Points And Fees** | &nbsp;&nbsp;**Exceeds DTI Limit** | &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**APR** | &nbsp;&nbsp;**QM Calculated DTI Adherence** | &nbsp;&nbsp;**QM Lenders DTI Adherence** | &nbsp;&nbsp;**QM Fee Adherence - Total Charges %** | &nbsp;&nbsp;**QM Fee Adherence - Lenders Fee %** | &nbsp;&nbsp;**Fannie Mae Eligible** | &nbsp;&nbsp;**Freddie Mac Eligible** | &nbsp;&nbsp;**VA Guaranty Eligible** | &nbsp;&nbsp;**FHA Insured Eligible** | &nbsp;&nbsp;**USDA Guarantee Eligible** | &nbsp;&nbsp;**Rural Housing Service Insured Eligible** | &nbsp;&nbsp;**QM - Expected Income Or Assets For DTI** | &nbsp;&nbsp;**QM - Current Employment Status For DTI** | &nbsp;&nbsp;**QM - Monthly Payment On Subject Loan For DTI** | &nbsp;&nbsp;**QM - Monthly Payment On Additional Loan For DTI** | &nbsp;&nbsp;**QM - Monthly Payment Mortgage Related Obligations** | &nbsp;&nbsp;**QM - Current Debt Obligations Alimony and Child Support for DTI** | &nbsp;&nbsp;**QM - Monthly DTI Ratio Or Residual Income** | &nbsp;&nbsp;**ATR - Guidelines Provided to Document Approach** | &nbsp;&nbsp;**ATR - Current And Expected Income And Assets** | &nbsp;&nbsp;**ATR - Current Employment Status** | &nbsp;&nbsp;**ATR - Mortgage Payment Obligation** | &nbsp;&nbsp;**ATR - Mortgage Payment on Simultaneous Transaction** | &nbsp;&nbsp;**ATR - Payment For Mortgage Related Obligations** | &nbsp;&nbsp;**ATR - Debt Obligations Including Alimony and Child Support** | &nbsp;&nbsp;**ATR - Monthly DTI Ratio or Residual Income** | &nbsp;&nbsp;**ATR - Consumer Credit History** | &nbsp;&nbsp;**ATR Lenders - DTI (Back)** | &nbsp;&nbsp;**ATR Calculated DTI (Back)** | &nbsp;&nbsp;**QM Lender Value DTI (Back)** | &nbsp;&nbsp;**QM Calculated DTI (Back)** | &nbsp;&nbsp;**Initial DTI (Back)** | &nbsp;&nbsp;**DTI Qualifying (Back)** | &nbsp;&nbsp;**Residual Income Analysis in File** | &nbsp;&nbsp;**Residual Income Guidelines** | &nbsp;&nbsp;**Did Loan Meet Guidelines** | &nbsp;&nbsp;**Residual Income Amount** | &nbsp;&nbsp;**Short Sale** | &nbsp;&nbsp;**Short Sale Date** | &nbsp;&nbsp;**Deed In Lieu** | &nbsp;&nbsp;**Deed In Lieu Date** | &nbsp;&nbsp;**QRM Flag** | &nbsp;&nbsp;**Borrower 2 Guarantor Flag** | &nbsp;&nbsp;**Borrower 3 Guarantor Flag** | &nbsp;&nbsp;**Borrower 4 Guarantor Flag** | &nbsp;&nbsp;**Borrower 1 Paystub Flag** | &nbsp;&nbsp;**Borrower 1 Paystub Number of Months** | &nbsp;&nbsp;**Borrower 2 Paystub Flag** | &nbsp;&nbsp;**Borrower 2 Paystub Number of Months** | &nbsp;&nbsp;**Borrower 3 Paystub Flag** | &nbsp;&nbsp;**Borrower 3 Paystub Number of Months** | &nbsp;&nbsp;**Borrower 4 Paystub Flag** | &nbsp;&nbsp;**Borrower 4 Paystub Number of Months** | &nbsp;&nbsp;**Borrower 1 W2 Flag** | &nbsp;&nbsp;**Borrower 1 W2 Number of Months** | &nbsp;&nbsp;**Borrower 2 W2 Flag** | &nbsp;&nbsp;**Borrower 2 W2 Number of Months** | &nbsp;&nbsp;**Borrower 3 W2 Flag** | &nbsp;&nbsp;**Borrower 3 W2 Number of Months** | &nbsp;&nbsp;**Borrower 4 W2 Flag** | &nbsp;&nbsp;**Borrower 4 W2 Number of Months** | &nbsp;&nbsp;**Borrower 1 Personal Tax Return Flag** | &nbsp;&nbsp;**Borrower 1 Personal Tax Return Number of Months** | &nbsp;&nbsp;**Borrower 2 Personal Tax Return Flag** | &nbsp;&nbsp;**Borrower 2 Personal Tax Return Number of Months** | &nbsp;&nbsp;**Borrower 3 Personal Tax Return Flag** | &nbsp;&nbsp;**Borrower 3 Personal Tax Return Number of Months** | &nbsp;&nbsp;**Borrower 4 Personal Tax Return Flag** | &nbsp;&nbsp;**Borrower 4 Personal Tax Return Number of Months** | &nbsp;&nbsp;**Borrower 1 Business Tax Return Flag** | &nbsp;&nbsp;**Borrower 1 Business Tax Return Number of Months** | &nbsp;&nbsp;**Borrower 2 Business Tax Return Flag** | &nbsp;&nbsp;**Borrower 2 Business Tax Return Number of Months** | &nbsp;&nbsp;**Borrower 3 Business Tax Return Flag** | &nbsp;&nbsp;**Borrower 3 Business Tax Return Number of Months** | &nbsp;&nbsp;**Borrower 4 Business Tax Return Flag** | &nbsp;&nbsp;**Borrower 4 Business Tax Return Number of Months** | &nbsp;&nbsp;**Borrower 1 Verbal VOE Flag** | &nbsp;&nbsp;**Borrower 1 Verbal VOE Number of Months** | &nbsp;&nbsp;**Borrower 2 Verbal VOE Flag** | &nbsp;&nbsp;**Borrower 2 Verbal VOE Number of Months** | &nbsp;&nbsp;**Borrower 3 Verbal VOE Flag** | &nbsp;&nbsp;**Borrower 3 Verbal VOE Number of Months** | &nbsp;&nbsp;**Borrower 4 Verbal VOE Flag** | &nbsp;&nbsp;**Borrower 4 Verbal VOE Number of Months** | &nbsp;&nbsp;**Borrower 1 Written VOE Flag** | &nbsp;&nbsp;**Borrower 1 Written VOE Number of Months** | &nbsp;&nbsp;**Borrower 2 Written VOE Flag** | &nbsp;&nbsp;**Borrower 2 Written VOE Number of Months** | &nbsp;&nbsp;**Borrower 3 Written VOE Flag** | &nbsp;&nbsp;**Borrower 3 Written VOE Number of Months** | &nbsp;&nbsp;**Borrower 4 Written VOE Flag** | &nbsp;&nbsp;**Borrower 4 Written VOE Number of Months** | &nbsp;&nbsp;**Borrower 1 P&L Flag** | &nbsp;&nbsp;**Borrower 1 P&L Number of Months** | &nbsp;&nbsp;**Borrower 2 P&L Flag** | &nbsp;&nbsp;**Borrower 2 P&L Number of Months** | &nbsp;&nbsp;**Borrower 3 P&L Flag** | &nbsp;&nbsp;**Borrower 3 P&L Number of Months** | &nbsp;&nbsp;**Borrower 4 P&L Flag** | &nbsp;&nbsp;**Borrower 4 P&L Number of Months** | &nbsp;&nbsp;**Borrower 1 Lease Agreement Flag** | &nbsp;&nbsp;**Borrower 1 Lease Agreement Number of Months** | &nbsp;&nbsp;**Borrower 2 Lease Agreement Flag** | &nbsp;&nbsp;**Borrower 2 Lease Agreement Number of Months** | &nbsp;&nbsp;**Borrower 3 Lease Agreement Flag** | &nbsp;&nbsp;**Borrower 3 Lease Agreement Number of Months** | &nbsp;&nbsp;**Borrower 4 Lease Agreement Flag** | &nbsp;&nbsp;**Borrower 4 Lease Agreement Number of Months** | &nbsp;&nbsp;**Is the Loan a Short-Term Rental?** | &nbsp;&nbsp;**Equity Income Flag** | &nbsp;&nbsp;**Equity Income Amount** | &nbsp;&nbsp;**Equity Income Number of Months** | &nbsp;&nbsp;**DSCR with Rent Schedule Flag** | &nbsp;&nbsp;**DSCR with Rent Schedule Income Amount** | &nbsp;&nbsp;**DSCR with Lease Agreement Flag** | &nbsp;&nbsp;**DSCR with Lease Agreement Income Amount** | &nbsp;&nbsp;**DSCR %** | &nbsp;&nbsp;**Borrower 1 CPA Letter with Income Flag** | &nbsp;&nbsp;**Borrower 1 CPA Letter with Income Number of Months** | &nbsp;&nbsp;**Borrower 1 CPA Letter without Income Flag** | &nbsp;&nbsp;**Borrower 1 CPA Letter without Income Number of Months** | &nbsp;&nbsp;**Borrower 2 CPA Letter with Income Flag** | &nbsp;&nbsp;**Borrower 2 CPA Letter with Income Number of Months** | &nbsp;&nbsp;**Borrower 2 CPA Letter without Income Flag** | &nbsp;&nbsp;**Borrower 2 CPA Letter without Income Number of Months** | &nbsp;&nbsp;**Borrower 3 CPA Letter with Income Flag** | &nbsp;&nbsp;**Borrower 3 CPA Letter with Income Number of Months** | &nbsp;&nbsp;**Borrower 3 CPA Letter without Income Flag** | &nbsp;&nbsp;**Borrower 3 CPA Letter without Income Number of Months** | &nbsp;&nbsp;**Borrower 4 CPA Letter with Income Flag** | &nbsp;&nbsp;**Borrower 4 CPA Letter with Income Number of Months** | &nbsp;&nbsp;**Borrower 4 CPA Letter without Income Flag** | &nbsp;&nbsp;**Borrower 4 CPA Letter without Income Number of Months** | &nbsp;&nbsp;**Borrower 1 Personal Bank Statements Flag** | &nbsp;&nbsp;**Borrower 1 Personal Bank Statements Number of Months** | &nbsp;&nbsp;**Borrower 2 Personal Bank Statements Flag** | &nbsp;&nbsp;**Borrower 2 Personal Bank Statements Number of Months** | &nbsp;&nbsp;**Borrower 3 Personal Bank Statements Flag** | &nbsp;&nbsp;**Borrower 3 Personal Bank Statements Number of Months** | &nbsp;&nbsp;**Borrower 4 Personal Bank Statements Flag** | &nbsp;&nbsp;**Borrower 4 Personal Bank Statements Number of Months** | &nbsp;&nbsp;**Borrower 1 Business Bank Statements Flag** | &nbsp;&nbsp;**Borrower 1 Business Bank Statements Number of Months** | &nbsp;&nbsp;**Borrower 2 Business Bank Statements Flag** | &nbsp;&nbsp;**Borrower 2 Business Bank Statements Number of Months** | &nbsp;&nbsp;**Borrower 3 Business Bank Statements Flag** | &nbsp;&nbsp;**Borrower 3 Business Bank Statements Number of Months** | &nbsp;&nbsp;**Borrower 4 Business Bank Statements Flag** | &nbsp;&nbsp;**Borrower 4 Business Bank Statements Number of Months** | &nbsp;&nbsp;**Borrower 1 Award Letter Flag** | &nbsp;&nbsp;**Borrower 1 Award Letter Number of Months** | &nbsp;&nbsp;**Borrower 2 Award Letter Flag** | &nbsp;&nbsp;**Borrower 2 Award Letter Number of Months** | &nbsp;&nbsp;**Borrower 3 Award Letter Flag** | &nbsp;&nbsp;**Borrower 3 Award Letter Number of Months** | &nbsp;&nbsp;**Borrower 4 Award Letter Flag** | &nbsp;&nbsp;**Borrower 4 Award Letter Number of Months** | &nbsp;&nbsp;**Borrower 1 Offer Letter Flag** | &nbsp;&nbsp;**Borrower 1 Offer Letter Number of Months** | &nbsp;&nbsp;**Borrower 2 Offer Letter Flag** | &nbsp;&nbsp;**Borrower 2 Offer Letter Number of Months** | &nbsp;&nbsp;**Borrower 3 Offer Letter Flag** | &nbsp;&nbsp;**Borrower 3 Offer Letter Number of Months** | &nbsp;&nbsp;**Borrower 4 Offer Letter Flag** | &nbsp;&nbsp;**Borrower 4 Offer Letter Number of Months** | &nbsp;&nbsp;**Borrower 1 IRS Transcripts - Tax Returns Flag** | &nbsp;&nbsp;**Borrower 1 IRS Transcripts - Tax Returns Number of Months** | &nbsp;&nbsp;**Borrower 1 IRS Transcripts - W2s Flag** | &nbsp;&nbsp;**Borrower 1 IRS Transcripts - W2s Number of Months** | &nbsp;&nbsp;**Borrower 2 IRS Transcripts - Tax Returns Flag** | &nbsp;&nbsp;**Borrower 2 IRS Transcripts - Tax Returns Number of Months** | &nbsp;&nbsp;**Borrower 2 IRS Transcripts - W2s Flag** | &nbsp;&nbsp;**Borrower 2 IRS Transcripts - W2s Number of Months** | &nbsp;&nbsp;**Borrower 3 IRS Transcripts - Tax Returns Flag** | &nbsp;&nbsp;**Borrower 3 IRS Transcripts - Tax Returns Number of Months** | &nbsp;&nbsp;**Borrower 3 IRS Transcripts - W2s Flag** | &nbsp;&nbsp;**Borrower 3 IRS Transcripts - W2s Number of Months** | &nbsp;&nbsp;**Borrower 4 IRS Transcripts - Tax Returns Flag** | &nbsp;&nbsp;**Borrower 4 IRS Transcripts - Tax Returns Number of Months** | &nbsp;&nbsp;**Borrower 4 IRS Transcripts - W2s Flag** | &nbsp;&nbsp;**Borrower 4 IRS Transcripts - W2s Number of Months** | &nbsp;&nbsp;**Borrower 1 Income Doc Type Summary** | &nbsp;&nbsp;**Borrower 2 Income Doc Type Summary** | &nbsp;&nbsp;**Borrower 3 Income Doc Type Summary** | &nbsp;&nbsp;**Borrower 4 Income Doc Type Summary** |
| &nbsp;&nbsp;68618670 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4531.31 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4575.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0096 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35678065 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1611.4 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2073.00 | &nbsp;&nbsp;1.2865 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;15220817 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;Present | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2727 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.198 | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;33.26 | &nbsp;&nbsp;22.83 | &nbsp;&nbsp;33.26 | &nbsp;&nbsp;22.83 | &nbsp;&nbsp;22.83 | &nbsp;&nbsp;22.83 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;18136.64 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Tax Return - 24 months;<br> P & L - 10 months;<br> Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 1 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;70884706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.8577 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.439 | &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;47.87 | &nbsp;&nbsp;46.3 | &nbsp;&nbsp;47.87 | &nbsp;&nbsp;63.03 | &nbsp;&nbsp;46.3 | &nbsp;&nbsp;46.3 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;3896.08 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;93856739 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Not Provided | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.7655 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.912 | &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;9.66 | &nbsp;&nbsp;9.66 | &nbsp;&nbsp;9.66 | &nbsp;&nbsp;13.21 | &nbsp;&nbsp;9.66 | &nbsp;&nbsp;9.66 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;93481.81 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91296868 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;5+ Units | &nbsp;&nbsp;7 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3790.02 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;38103.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1665 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;92244409 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;5+ Units | &nbsp;&nbsp;6 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.7501 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3800.59 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;48865.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.5178 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;94557487 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;5+ Units | &nbsp;&nbsp;7 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-10252.16 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;86740.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9057 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Not Provided | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.9426 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.194 | &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;15.3 | &nbsp;&nbsp;15.29 | &nbsp;&nbsp;15.3 | &nbsp;&nbsp;16.74 | &nbsp;&nbsp;15.29 | &nbsp;&nbsp;15.29 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;31586.72 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;999 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;0.01 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.0000 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 2 months;<br> CPA Letter with Income - 1 months;<br> DSCR - w/rent schedule - 0 months;<br> Personal Bank Statements - 12 months;<br> Verbal VOE with Income - 999 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;44780271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4322 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.871 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;2.76 | &nbsp;&nbsp;3.07 | &nbsp;&nbsp;2.76 | &nbsp;&nbsp;3.07 | &nbsp;&nbsp;3.07 | &nbsp;&nbsp;3.07 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;56629.8 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;85822851 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3950 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.569 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;6.48 | &nbsp;&nbsp;6.48 | &nbsp;&nbsp;6.48 | &nbsp;&nbsp;6.48 | &nbsp;&nbsp;6.48 | &nbsp;&nbsp;6.48 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;73250.44 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 14 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91630971 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.2490 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4079.32 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3500.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.2067 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;97951068 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5084 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1.432 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;50.19 | &nbsp;&nbsp;49.91 | &nbsp;&nbsp;50.19 | &nbsp;&nbsp;49.91 | &nbsp;&nbsp;49.91 | &nbsp;&nbsp;49.91 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3773.55 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Award Letter - 1 months;<br> Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;47075266 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2266.2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2400.00 | &nbsp;&nbsp;1.5500 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;45835603 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4099.96 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5875.00 | &nbsp;&nbsp;1.4471 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;65289491 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3517 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1.162 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;44.75 | &nbsp;&nbsp;44.76 | &nbsp;&nbsp;44.75 | &nbsp;&nbsp;44.76 | &nbsp;&nbsp;44.76 | &nbsp;&nbsp;44.76 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;8213.92 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;54785296 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5132 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.457 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;37.35 | &nbsp;&nbsp;37.35 | &nbsp;&nbsp;37.35 | &nbsp;&nbsp;37.35 | &nbsp;&nbsp;37.35 | &nbsp;&nbsp;37.35 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3645.65 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;45839253 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1897.52 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2400.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.2648 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;94608307 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5528 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.796 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;20.83 | &nbsp;&nbsp;20.83 | &nbsp;&nbsp;20.83 | &nbsp;&nbsp;20.83 | &nbsp;&nbsp;20.83 | &nbsp;&nbsp;20.83 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5677.84 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 3 months; | &nbsp;&nbsp;Award Letter - 2 months;<br> Personal Bank Statements - 3 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;20735452 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3649 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1.281 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;50.2 | &nbsp;&nbsp;50.2 | &nbsp;&nbsp;50.2 | &nbsp;&nbsp;50.2 | &nbsp;&nbsp;50.2 | &nbsp;&nbsp;50.2 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6983.37 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;43012084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2224.22 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2500.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1239 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;21265503 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1517.46 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1600.00 | &nbsp;&nbsp;1.0540 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;28636838 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1436.73 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1395.00 | &nbsp;&nbsp;0.9709 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;20174647 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of OPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-922.02 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1250.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.3557 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;66475756 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1311.16 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.5254 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;47799147 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1684.41 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1873 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;95935515 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1278.45 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1350.00 | &nbsp;&nbsp;1.0559 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;30975886 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;5+ Units | &nbsp;&nbsp;10+ | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2664.16 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;43245.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.6124 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;14257448 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.8750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-781.24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1600.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;2.0480 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;86232289 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;10.0000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1933.94 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1600.00 | &nbsp;&nbsp;0.8273 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;11225379 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;10.2706 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.121 | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;33.42 | &nbsp;&nbsp;33.42 | &nbsp;&nbsp;33.42 | &nbsp;&nbsp;33.42 | &nbsp;&nbsp;33.42 | &nbsp;&nbsp;33.42 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6622.94 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 1 months;<br> W2 - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;12205262 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.7246 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3.556 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1395.09 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;62838317 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of amt prepd in yr 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1623.14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2200.00 | &nbsp;&nbsp;1.3554 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;77793781 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4614 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.268 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;22.4 | &nbsp;&nbsp;22.4 | &nbsp;&nbsp;22.4 | &nbsp;&nbsp;22.4 | &nbsp;&nbsp;22.4 | &nbsp;&nbsp;22.4 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;9176.32 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 24 months;<br> Personal Bank Statements - 15 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;19646320 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1636.74 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1450.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8859 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;98745220 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3161 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.242 | &nbsp;&nbsp;2.199 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4435.58 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;50012008 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;45.03 | &nbsp;&nbsp;0 | &nbsp;&nbsp;45.03 | &nbsp;&nbsp;45.03 | &nbsp;&nbsp;45.03 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;4345.69 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;25 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Lease Agreement - 12 months;<br> Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 25 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;56186103 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.8349 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.372 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;16.11 | &nbsp;&nbsp;19.25 | &nbsp;&nbsp;16.11 | &nbsp;&nbsp;19.25 | &nbsp;&nbsp;19.25 | &nbsp;&nbsp;19.25 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15125.12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;16 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 16 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;43312296 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3133 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2000.00 | &nbsp;&nbsp;1.2200 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;13025977 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5779 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3.317 | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;46.72 | &nbsp;&nbsp;46.72 | &nbsp;&nbsp;46.72 | &nbsp;&nbsp;46.72 | &nbsp;&nbsp;46.72 | &nbsp;&nbsp;46.72 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;6647.76 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 1 months;<br> Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;67748937 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3287.53 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9125 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;77402276 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4090 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1.708 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;46.6 | &nbsp;&nbsp;54.92 | &nbsp;&nbsp;46.6 | &nbsp;&nbsp;54.92 | &nbsp;&nbsp;54.92 | &nbsp;&nbsp;54.92 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4929.71 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 24 months;<br> Personal Bank Statements - 13 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;86034295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2685 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.325 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;11.3 | &nbsp;&nbsp;11.28 | &nbsp;&nbsp;11.3 | &nbsp;&nbsp;11.28 | &nbsp;&nbsp;11.28 | &nbsp;&nbsp;11.28 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;25259.38 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 24 months;<br> Personal Bank Statements - 3 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;11518294 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of amt prepd in yr 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1919.08 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3040.83 | &nbsp;&nbsp;1.5845 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91128430 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.7167 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.348 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;20.13 | &nbsp;&nbsp;20.4 | &nbsp;&nbsp;20.13 | &nbsp;&nbsp;20.4 | &nbsp;&nbsp;20.4 | &nbsp;&nbsp;20.4 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;30912.21 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;55786664 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.6870 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.432 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;18.22 | &nbsp;&nbsp;17.59 | &nbsp;&nbsp;18.22 | &nbsp;&nbsp;17.59 | &nbsp;&nbsp;17.59 | &nbsp;&nbsp;17.59 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;8325.02 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | &nbsp;&nbsp;Award Letter - 1 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;51602929 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4716 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.359 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;21.49 | &nbsp;&nbsp;21.49 | &nbsp;&nbsp;21.49 | &nbsp;&nbsp;21.49 | &nbsp;&nbsp;21.49 | &nbsp;&nbsp;21.49 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10991.02 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter with Income - 36 months;<br> Personal Bank Statements - 14 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;74635576 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6 mos interest if amt prepd in 12 mos that is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3740 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3.187 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-5727.39 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1250.00 | &nbsp;&nbsp;0.9510 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;15260612 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4724 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.537 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;28.97 | &nbsp;&nbsp;39.37 | &nbsp;&nbsp;28.97 | &nbsp;&nbsp;39.37 | &nbsp;&nbsp;39.37 | &nbsp;&nbsp;39.37 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5230.43 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Award Letter - 1 months;<br> Personal Tax Return - 24 months; | &nbsp;&nbsp;Award Letter - 1 months;<br> Personal Tax Return - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;29702950 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6 mos interest if amt prepd in 12 mos that is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3740 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3.187 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-5758.72 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1450.00 | &nbsp;&nbsp;1.0775 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;54725921 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3979 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1.459 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;47.51 | &nbsp;&nbsp;47.31 | &nbsp;&nbsp;47.51 | &nbsp;&nbsp;47.31 | &nbsp;&nbsp;47.31 | &nbsp;&nbsp;47.31 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10158.14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 14 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;60021806 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.6210 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.24 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;31.16 | &nbsp;&nbsp;42.08 | &nbsp;&nbsp;31.16 | &nbsp;&nbsp;42.08 | &nbsp;&nbsp;42.08 | &nbsp;&nbsp;42.08 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;16270.86 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;16 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 16 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84835636 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.6698 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.776 | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;25.19 | &nbsp;&nbsp;28.68 | &nbsp;&nbsp;25.19 | &nbsp;&nbsp;28.68 | &nbsp;&nbsp;28.68 | &nbsp;&nbsp;28.68 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;40633.43 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 1 months;<br> Written VOE - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;81697774 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;37.87 | &nbsp;&nbsp;0 | &nbsp;&nbsp;37.87 | &nbsp;&nbsp;37.87 | &nbsp;&nbsp;37.87 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;5272.9 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 36 months; | &nbsp;&nbsp;Award Letter - 1 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;42630999 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.6959 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.265 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;27.01 | &nbsp;&nbsp;29.86 | &nbsp;&nbsp;27.01 | &nbsp;&nbsp;29.86 | &nbsp;&nbsp;29.86 | &nbsp;&nbsp;29.86 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;47065.27 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;108 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 108 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;59660971 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3444 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.105 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;4.95 | &nbsp;&nbsp;4.95 | &nbsp;&nbsp;4.95 | &nbsp;&nbsp;4.95 | &nbsp;&nbsp;4.95 | &nbsp;&nbsp;4.95 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;251154.19 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;32921593 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3797.22 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2000.00 | &nbsp;&nbsp;0.8510 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;83377022 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4957 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.061 | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;39.38 | &nbsp;&nbsp;39.27 | &nbsp;&nbsp;39.38 | &nbsp;&nbsp;39.27 | &nbsp;&nbsp;39.27 | &nbsp;&nbsp;39.27 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;3994.41 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;96 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 96 months;<br> Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;57349191 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-10744.43 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;8200.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.7632 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;47533737 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4990 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;41.68 | &nbsp;&nbsp;0 | &nbsp;&nbsp;41.68 | &nbsp;&nbsp;41.68 | &nbsp;&nbsp;41.68 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;27945.7 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;81323319 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-6822.69 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6250.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0199 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;88656100 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5306 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;3.165 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;59.48 | &nbsp;&nbsp;39.34 | &nbsp;&nbsp;59.48 | &nbsp;&nbsp;39.34 | &nbsp;&nbsp;39.34 | &nbsp;&nbsp;39.34 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2825.67 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;71 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 1 months;<br> Written VOE - 71 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;55641755 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5271 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.472 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3714.08 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;58886207 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5130 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.742 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;30.49 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;30.49 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13863.45 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 24 months;<br> Personal Bank Statements - 14 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;56000962 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.4004 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;0.169 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;40.5 | &nbsp;&nbsp;35.52 | &nbsp;&nbsp;40.5 | &nbsp;&nbsp;40.13 | &nbsp;&nbsp;30.67 | &nbsp;&nbsp;33.97 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14960.38 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;31012917 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.6245 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.792 | &nbsp;&nbsp;3.792 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;42.7 | &nbsp;&nbsp;40.45 | &nbsp;&nbsp;42.7 | &nbsp;&nbsp;40.45 | &nbsp;&nbsp;40.45 | &nbsp;&nbsp;40.45 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5053.75 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Tax Return - 2 months;<br> W2 - 36 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;16776097 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3392 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;0.993 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;7.32 | &nbsp;&nbsp;7.32 | &nbsp;&nbsp;7.32 | &nbsp;&nbsp;7.32 | &nbsp;&nbsp;7.32 | &nbsp;&nbsp;7.32 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;132184.05 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84658131 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4446.69 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2750.00 | &nbsp;&nbsp;1.0802 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84427562 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.6549 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.207 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;28.71 | &nbsp;&nbsp;33.96 | &nbsp;&nbsp;28.71 | &nbsp;&nbsp;33.96 | &nbsp;&nbsp;33.96 | &nbsp;&nbsp;33.96 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5125.45 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;144 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 144 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;89407115 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.7462 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.642 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;25.92 | &nbsp;&nbsp;27.13 | &nbsp;&nbsp;25.92 | &nbsp;&nbsp;27.13 | &nbsp;&nbsp;27.13 | &nbsp;&nbsp;27.13 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;8001.37 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Tax Return - 24 months;<br> Personal Tax Return - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;73630725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.6824 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.127 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;43.2 | &nbsp;&nbsp;43.21 | &nbsp;&nbsp;43.2 | &nbsp;&nbsp;43.21 | &nbsp;&nbsp;43.21 | &nbsp;&nbsp;43.21 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3853.45 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 1 months;<br> W2 - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;80799688 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.6599 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1.783 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;46.61 | &nbsp;&nbsp;46.61 | &nbsp;&nbsp;46.61 | &nbsp;&nbsp;46.61 | &nbsp;&nbsp;46.61 | &nbsp;&nbsp;46.61 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4157.67 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;108 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 108 months;<br> Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;48759455 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2730 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.47 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;23.08 | &nbsp;&nbsp;23.08 | &nbsp;&nbsp;23.08 | &nbsp;&nbsp;23.08 | &nbsp;&nbsp;23.08 | &nbsp;&nbsp;23.08 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15383.08 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 60 months;<br> Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;61748703 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2702 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;0.085 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;25.33 | &nbsp;&nbsp;25.84 | &nbsp;&nbsp;25.33 | &nbsp;&nbsp;25.84 | &nbsp;&nbsp;25.84 | &nbsp;&nbsp;25.84 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;30565.93 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;59253083 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4502.39 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3900.00 | &nbsp;&nbsp;0.8662 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84190253 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2402 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1.259 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;53.08 | &nbsp;&nbsp;42.22 | &nbsp;&nbsp;53.08 | &nbsp;&nbsp;42.22 | &nbsp;&nbsp;42.22 | &nbsp;&nbsp;42.22 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;9848.53 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;57830129 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR-Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 mos interest on amt prepd in 12 mos >1/3 of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0.472 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3281.06 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3200.00 | &nbsp;&nbsp;0.9752 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;41241817 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.7693 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.358 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;10.7 | &nbsp;&nbsp;12.07 | &nbsp;&nbsp;10.7 | &nbsp;&nbsp;12.07 | &nbsp;&nbsp;12.07 | &nbsp;&nbsp;12.07 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60900.14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;87447725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4251.97 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2200.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.2210 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;93930611 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2722 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;0.048 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;30.07 | &nbsp;&nbsp;30.07 | &nbsp;&nbsp;30.07 | &nbsp;&nbsp;30.07 | &nbsp;&nbsp;30.07 | &nbsp;&nbsp;30.07 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;64681.99 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;44955508 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5098 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.124 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;9.58 | &nbsp;&nbsp;9.58 | &nbsp;&nbsp;9.58 | &nbsp;&nbsp;9.58 | &nbsp;&nbsp;9.58 | &nbsp;&nbsp;9.58 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;63512.16 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;16 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 16 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;17888176 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.6633 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.795 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;37.17 | &nbsp;&nbsp;37.16 | &nbsp;&nbsp;37.17 | &nbsp;&nbsp;37.16 | &nbsp;&nbsp;37.16 | &nbsp;&nbsp;37.16 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;20455.47 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 60 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;56139843 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.4583 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.251 | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;10.65 | &nbsp;&nbsp;10.65 | &nbsp;&nbsp;10.65 | &nbsp;&nbsp;10.65 | &nbsp;&nbsp;10.65 | &nbsp;&nbsp;10.65 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;45336.12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;372 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 372 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;49437272 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3740 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1159.12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1350.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1647 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;38048434 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1041.33 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1800.00 | &nbsp;&nbsp;1.7290 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;95947016 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1178.41 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;900.00 | &nbsp;&nbsp;0.7240 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;22380004 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1013.98 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2100.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;2.0710 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;68683265 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1316.76 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2625.00 | &nbsp;&nbsp;1.9935 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;33058224 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4540 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3.775 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;44.83 | &nbsp;&nbsp;44.83 | &nbsp;&nbsp;44.83 | &nbsp;&nbsp;44.83 | &nbsp;&nbsp;44.83 | &nbsp;&nbsp;44.83 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1728.88 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Tax Return - 24 months;<br> Personal Tax Return - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;54586611 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.8122 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.848 | &nbsp;&nbsp;2.740 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;32.84 | &nbsp;&nbsp;31.43 | &nbsp;&nbsp;32.84 | &nbsp;&nbsp;31.43 | &nbsp;&nbsp;31.43 | &nbsp;&nbsp;31.43 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5856.13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;44410802 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.8429 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3.605 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;44.8 | &nbsp;&nbsp;46.73 | &nbsp;&nbsp;44.8 | &nbsp;&nbsp;46.73 | &nbsp;&nbsp;46.73 | &nbsp;&nbsp;46.73 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2258.09 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;IRS Transcripts – Tax Return(s) - 24 months;<br> P & L - 1 months;<br> Paystub - 3 months;<br> Personal Tax Return - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;12920247 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1693.9 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2225.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.3135 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;53282880 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.7033 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.452 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;11.29 | &nbsp;&nbsp;11.29 | &nbsp;&nbsp;11.29 | &nbsp;&nbsp;11.29 | &nbsp;&nbsp;11.29 | &nbsp;&nbsp;11.29 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15813.4 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 60 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;52493639 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5943 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.419 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;1.2 | &nbsp;&nbsp;1.12 | &nbsp;&nbsp;1.12 | &nbsp;&nbsp;1.12 | &nbsp;&nbsp;1.12 | &nbsp;&nbsp;1.12 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;365585.7 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;228 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 228 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;21655203 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5198 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.674 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;3.8 | &nbsp;&nbsp;3.76 | &nbsp;&nbsp;3.8 | &nbsp;&nbsp;3.76 | &nbsp;&nbsp;3.76 | &nbsp;&nbsp;3.76 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;185246.08 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 12 months; | &nbsp;&nbsp;CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;93742439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3647.25 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2500.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8723 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91186024 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.7498 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.921 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;17.62 | &nbsp;&nbsp;17.62 | &nbsp;&nbsp;17.62 | &nbsp;&nbsp;17.62 | &nbsp;&nbsp;17.62 | &nbsp;&nbsp;17.62 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;17298.78 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;80395455 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-994.33 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1500.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.5086 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;37470935 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1571.61 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1650.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0499 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;12024239 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.6141 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.412 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;47.25 | &nbsp;&nbsp;48.1 | &nbsp;&nbsp;47.25 | &nbsp;&nbsp;48.1 | &nbsp;&nbsp;48.1 | &nbsp;&nbsp;48.1 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3333.83 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;35 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;34 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 2 months;<br> Personal Tax Return - 24 months;<br> Verbal VOE with Income - 35 months;<br> W2 - 24 months;<br> Written VOE - 34 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;65543579 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4005.32 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2154.00 | &nbsp;&nbsp;0.5383 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;47702318 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3803 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.01 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;49.31 | &nbsp;&nbsp;49.3 | &nbsp;&nbsp;49.31 | &nbsp;&nbsp;49.3 | &nbsp;&nbsp;49.3 | &nbsp;&nbsp;49.3 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10053.28 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;35 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;35 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 10 months;<br> W2 - 24 months;<br> Written VOE - 35 months; | &nbsp;&nbsp;Paystub - 10 months;<br> W2 - 24 months;<br> Written VOE - 35 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;60950878 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3% of UPB if amt prepd >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4990 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1668.7 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2700.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.6180 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91167370 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4980 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3201.88 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.2599 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;64558274 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2070.74 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2150.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0383 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;83267153 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR-Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4627.02 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8644 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;53771805 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-6080.12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6080.12 | &nbsp;&nbsp;0.6332 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;17395122 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3292.99 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2590.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.7865 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;24664882 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2865.08 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3895.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.3594 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;73467717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2% of average daily balance for the prior 6 mos | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2266.01 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2700.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1920 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;62836019 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2% of UPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2275.85 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2975.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.3100 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;43860668 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4073.72 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.2273 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;23067454 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3740 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3325.89 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5150.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.5485 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;98957637 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1345.19 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2630.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.9551 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;76842447 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-980.48 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1150.00 | &nbsp;&nbsp;1.1728 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;77004939 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3756.99 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3100.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8251 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;62154035 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.4765 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.83 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;42.56 | &nbsp;&nbsp;40.25 | &nbsp;&nbsp;42.56 | &nbsp;&nbsp;40.25 | &nbsp;&nbsp;40.25 | &nbsp;&nbsp;40.25 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3484.74 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months; | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;50442013 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1407.54 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1700.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.2078 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;13821458 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1400.93 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1300.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9279 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;19527052 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2885.93 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2750.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9529 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;70142951 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2793 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1.771 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;48.14 | &nbsp;&nbsp;45.94 | &nbsp;&nbsp;48.14 | &nbsp;&nbsp;45.94 | &nbsp;&nbsp;45.94 | &nbsp;&nbsp;45.94 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5247.48 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months;<br> CPA Letter without Income - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;82533634 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3834 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.01 | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;9.87 | &nbsp;&nbsp;1.95 | &nbsp;&nbsp;9.87 | &nbsp;&nbsp;1.95 | &nbsp;&nbsp;1.95 | &nbsp;&nbsp;1.95 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;148839.78 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 3 months;<br> CPA Letter without Income - 1 months;<br> Verbal VOE with Income - 1 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;96581382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1831.35 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.6381 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;50488334 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3% of UPB if amt prepd >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2640.25 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1300.00 | &nbsp;&nbsp;0.4924 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;62675779 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-6901.53 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4050.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.5870 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;46077465 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3% of UPB if amt prepd >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3231.34 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4100.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1268 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;25303444 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4990 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2372.14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3550.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.4965 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;37178890 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1645.04 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1850.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1245 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;95974382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3419.48 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2800.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8188 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;51103849 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2216.92 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2250.00 | &nbsp;&nbsp;1.0149 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;29063607 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2347.33 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2200.00 | &nbsp;&nbsp;0.9370 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;27386717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3167.04 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2750.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8683 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;36325506 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3740 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1686.06 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2400.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.4234 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;83015018 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;3 Family | &nbsp;&nbsp;3 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1567.14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2300.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.4676 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;99533428 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3% of UPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3531.57 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2400.00 | &nbsp;&nbsp;0.6795 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;29870753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1% of UPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1803.77 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1810.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0030 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;45611985 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-5113.41 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13000.00 | &nbsp;&nbsp;2.5423 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;98210149 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3% of UPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1472.32 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1900.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.2904 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;61993439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4036.18 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3820.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9464 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;52760839 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1905.08 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3050.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0601 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;37772207 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4%, 3%, 2%, 1% of amount prepaid in years 1-4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3249.29 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2900.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8925 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;47821271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.4545 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.213 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;49.04 | &nbsp;&nbsp;45.48 | &nbsp;&nbsp;49.04 | &nbsp;&nbsp;48.43 | &nbsp;&nbsp;42.3 | &nbsp;&nbsp;44.47 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;21389.58 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 60 months; | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 60 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;94034005 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5656 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.879 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;36.95 | &nbsp;&nbsp;43.14 | &nbsp;&nbsp;36.95 | &nbsp;&nbsp;43.14 | &nbsp;&nbsp;43.14 | &nbsp;&nbsp;43.14 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1762.7 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;252 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 14 months;<br> CPA Letter without Income - 252 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84623110 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4826 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.638 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;21.32 | &nbsp;&nbsp;21.32 | &nbsp;&nbsp;21.32 | &nbsp;&nbsp;21.32 | &nbsp;&nbsp;21.32 | &nbsp;&nbsp;21.32 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;7086.89 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;84 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 14 months;<br> CPA Letter without Income - 84 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;81176895 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.4364 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.07 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;44.5 | &nbsp;&nbsp;44.51 | &nbsp;&nbsp;44.5 | &nbsp;&nbsp;44.51 | &nbsp;&nbsp;44.51 | &nbsp;&nbsp;44.51 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4037.84 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 60 months;<br> Personal Bank Statements - 13 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;41781738 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5031 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.671 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;25.48 | &nbsp;&nbsp;13.53 | &nbsp;&nbsp;25.48 | &nbsp;&nbsp;13.53 | &nbsp;&nbsp;13.53 | &nbsp;&nbsp;13.53 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;16288.89 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35063552 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3582 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.396 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;42.81 | &nbsp;&nbsp;40.94 | &nbsp;&nbsp;42.81 | &nbsp;&nbsp;40.94 | &nbsp;&nbsp;40.94 | &nbsp;&nbsp;40.94 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6163.31 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;12933183 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2% of UPB in year 1,2,3,4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1128.31 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1275.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1300 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;67065889 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5,4,3,2,1 of amt prepaid in yrs 1-5 if amt prepd within 12 mons > 20% UPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1240 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1630.47 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2750.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.6866 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;55060541 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5,4,3,2,1 of amt prepaid in yrs 1-5 if amt prepd within 12 mons > 20% UPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2014.31 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2750.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.3652 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;74573847 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2625.67 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4400.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.6758 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;45408885 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.4990 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;9.8 | &nbsp;&nbsp;0 | &nbsp;&nbsp;9.8 | &nbsp;&nbsp;9.8 | &nbsp;&nbsp;9.8 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;46855.76 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84527411 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1280.01 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1800.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.4062 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;78764794 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of OPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-5961.95 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;11250.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.8869 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;37616375 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2452.88 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2250.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9172 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;39419648 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.7146 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.097 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;21.78 | &nbsp;&nbsp;20.53 | &nbsp;&nbsp;21.78 | &nbsp;&nbsp;20.53 | &nbsp;&nbsp;20.53 | &nbsp;&nbsp;20.53 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;9651.99 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 24 months;<br> Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;17936148 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4540.9 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6525.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.4369 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;16667719 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1348.24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1100.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8159 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;31588497 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;9.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2355.18 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1750.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.7430 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;80409206 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of amt prepd | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4088.71 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3800.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9293 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;59834558 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-7364.87 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6300.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8554 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;83942970 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2307.46 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3200.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.3870 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;64322962 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.7885 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.749 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;37.06 | &nbsp;&nbsp;37.28 | &nbsp;&nbsp;37.06 | &nbsp;&nbsp;37.28 | &nbsp;&nbsp;37.28 | &nbsp;&nbsp;37.28 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3377.87 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 24 months;<br> Personal Bank Statements - 15 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;64012909 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2933.2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2900.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9887 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;15219645 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3% of UPB if amt prepd >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4610.13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4900.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0628 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;17776691 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1342.09 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1750.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.3039 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;54600566 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.8750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-827.55 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;857.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0356 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;38406341 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.0000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-921.24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;950.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0312 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;79174743 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR-Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1869.82 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1900.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0161 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;28426998 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.7777 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.599 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;13.29 | &nbsp;&nbsp;12.5 | &nbsp;&nbsp;13.29 | &nbsp;&nbsp;12.5 | &nbsp;&nbsp;12.5 | &nbsp;&nbsp;12.5 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;20137.77 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;57006658 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.9055 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4.01 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;34.87 | &nbsp;&nbsp;21.53 | &nbsp;&nbsp;34.87 | &nbsp;&nbsp;21.53 | &nbsp;&nbsp;21.53 | &nbsp;&nbsp;21.53 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12335.97 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 24 months;<br> Personal Bank Statements - 13 months; | &nbsp;&nbsp;CPA Letter without Income - 24 months;<br> Personal Bank Statements - 13 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;19699514 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1903.11 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2050.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0771 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;96092695 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.3733 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.225 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;37.9 | &nbsp;&nbsp;43.2 | &nbsp;&nbsp;37.9 | &nbsp;&nbsp;43.2 | &nbsp;&nbsp;43.2 | &nbsp;&nbsp;43.2 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;9281.96 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;43062150 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5,4,3,2,1 of amt prepaid in yrs 1-5 if amt prepd within 12 mons > 20% UPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1724.99 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2300.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.3333 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91871426 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.8288 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.684 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;20.94 | &nbsp;&nbsp;4.1 | &nbsp;&nbsp;20.94 | &nbsp;&nbsp;4.1 | &nbsp;&nbsp;4.1 | &nbsp;&nbsp;4.1 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;73370.16 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;36 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 36 months;<br> Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;68592213 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.6778 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3.187 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;46.32 | &nbsp;&nbsp;46.33 | &nbsp;&nbsp;46.32 | &nbsp;&nbsp;46.33 | &nbsp;&nbsp;46.33 | &nbsp;&nbsp;46.33 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6432.73 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;30 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 3 months;<br> W2 - 24 months; | &nbsp;&nbsp;Paystub - 3 months;<br> Verbal VOE with Income - 30 months;<br> W2 - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;97235025 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of OPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2467.34 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2300.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9322 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;92812539 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.6929 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.988 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;34.13 | &nbsp;&nbsp;34.13 | &nbsp;&nbsp;34.13 | &nbsp;&nbsp;34.13 | &nbsp;&nbsp;34.13 | &nbsp;&nbsp;34.13 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2511.72 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1099 - 12 months;<br> Paystub - 6 months;<br> W2 - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;33856919 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.1250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1436.44 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1550.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0791 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;58831575 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.9954 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.251 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;30.17 | &nbsp;&nbsp;30.17 | &nbsp;&nbsp;30.17 | &nbsp;&nbsp;30.17 | &nbsp;&nbsp;30.17 | &nbsp;&nbsp;30.17 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4175.93 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 1 months;<br> Written VOE - 5 months; | &nbsp;&nbsp;Paystub - 1 months;<br> W2 - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;11748337 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;9.8997 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4.404 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;14.81 | &nbsp;&nbsp;14.58 | &nbsp;&nbsp;14.81 | &nbsp;&nbsp;14.58 | &nbsp;&nbsp;14.58 | &nbsp;&nbsp;14.58 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;23600.84 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;55598188 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.6061 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.059 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;37.95 | &nbsp;&nbsp;32.88 | &nbsp;&nbsp;37.95 | &nbsp;&nbsp;32.88 | &nbsp;&nbsp;32.88 | &nbsp;&nbsp;32.88 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14487.4 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;48 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 48 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;29634351 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;9.6388 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.523 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;41.44 | &nbsp;&nbsp;41.44 | &nbsp;&nbsp;41.44 | &nbsp;&nbsp;41.44 | &nbsp;&nbsp;41.44 | &nbsp;&nbsp;41.44 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5728.32 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;10841778 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Mid Rise Condo (5-8) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.0000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1613.92 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2100.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.3012 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;33769021 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2698.15 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2550.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9451 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;86364589 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.7500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4167.5 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3431.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8233 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;23466386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.5654 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.064 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;3.57 | &nbsp;&nbsp;3.33 | &nbsp;&nbsp;3.57 | &nbsp;&nbsp;3.33 | &nbsp;&nbsp;3.33 | &nbsp;&nbsp;3.33 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;177868.05 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;70288595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.8750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2707.55 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2400.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8864 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;85809708 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.4477 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.023 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;42.49 | &nbsp;&nbsp;31.64 | &nbsp;&nbsp;42.49 | &nbsp;&nbsp;31.64 | &nbsp;&nbsp;31.64 | &nbsp;&nbsp;31.64 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5042.62 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 13 months; | &nbsp;&nbsp;Personal Bank Statements - 13 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;33368728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5,4,3,2,1 of amt prepaid in yrs 1-5 if amt prepd within 12 mons > 20% UPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.7501 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;17.06 | &nbsp;&nbsp;0 | &nbsp;&nbsp;17.06 | &nbsp;&nbsp;17.06 | &nbsp;&nbsp;17.06 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;8279.37 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 2 months;<br> W2 - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;79463677 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of amt prepd in 12 mos >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.0001 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;13.09 | &nbsp;&nbsp;0 | &nbsp;&nbsp;13.09 | &nbsp;&nbsp;13.09 | &nbsp;&nbsp;13.09 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;164536.24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 12 months; | &nbsp;&nbsp;Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;97090744 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Not Provided | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Attached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.4997 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3.422 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4267.32 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 2 months; | &nbsp;&nbsp;Personal Bank Statements - 2 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;65925782 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.4905 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4.826 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;43.68 | &nbsp;&nbsp;43.68 | &nbsp;&nbsp;43.68 | &nbsp;&nbsp;43.68 | &nbsp;&nbsp;43.68 | &nbsp;&nbsp;43.68 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3416.57 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;31 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Written VOE - 31 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;18223008 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.8687 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.3 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;42.35 | &nbsp;&nbsp;41.79 | &nbsp;&nbsp;42.35 | &nbsp;&nbsp;41.79 | &nbsp;&nbsp;41.79 | &nbsp;&nbsp;41.79 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6948.77 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 2 months;<br> W2 - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;93583353 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of OPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.8751 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3332.14 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3475.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0279 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;13830451 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.1250 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;29.07 | &nbsp;&nbsp;0 | &nbsp;&nbsp;29.07 | &nbsp;&nbsp;29.07 | &nbsp;&nbsp;29.07 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;13459.75 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;69685219 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.2633 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.847 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;29.5 | &nbsp;&nbsp;30.14 | &nbsp;&nbsp;29.5 | &nbsp;&nbsp;30.14 | &nbsp;&nbsp;30.14 | &nbsp;&nbsp;30.14 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14074.65 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 15 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;85918287 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;High Rise Condo (9+) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.7500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2596.74 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2600.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.0012 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35090171 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-3313.42 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3675.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1091 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;32406501 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;10.2569 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.035 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;17.37 | &nbsp;&nbsp;17.16 | &nbsp;&nbsp;17.37 | &nbsp;&nbsp;17.16 | &nbsp;&nbsp;17.16 | &nbsp;&nbsp;17.16 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;477965.74 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter with Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;13877087 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.6192 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.28 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;33.74 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;33.74 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;33.1 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6970.19 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;CPA Letter without Income - 24 months;<br> Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91042120 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.3295 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.192 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;15.45 | &nbsp;&nbsp;15.45 | &nbsp;&nbsp;15.45 | &nbsp;&nbsp;15.45 | &nbsp;&nbsp;15.45 | &nbsp;&nbsp;15.45 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;17215.01 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 60 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35582214 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.6250 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-8340.67 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;9600.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1510 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;39279572 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.7269 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;3.404 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;44.59 | &nbsp;&nbsp;40.48 | &nbsp;&nbsp;44.59 | &nbsp;&nbsp;40.48 | &nbsp;&nbsp;40.48 | &nbsp;&nbsp;40.48 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4383.8 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;30 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 6 months;<br> W2 - 24 months;<br> Written VOE - 30 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;99340382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.0906 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.159 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;8.37 | &nbsp;&nbsp;1.01 | &nbsp;&nbsp;8.37 | &nbsp;&nbsp;1.01 | &nbsp;&nbsp;1.01 | &nbsp;&nbsp;1.01 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1576110.27 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;27363386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.3740 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1198.96 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8341 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;98429267 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;9.4048 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1.199 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;49.48 | &nbsp;&nbsp;49.47 | &nbsp;&nbsp;49.48 | &nbsp;&nbsp;49.47 | &nbsp;&nbsp;49.47 | &nbsp;&nbsp;49.47 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10740.22 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 60 months; | &nbsp;&nbsp;Paystub - 1 months;<br> W2 - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;99383295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.5096 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.372 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;33.74 | &nbsp;&nbsp;35.58 | &nbsp;&nbsp;33.74 | &nbsp;&nbsp;35.58 | &nbsp;&nbsp;35.58 | &nbsp;&nbsp;35.58 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;8418.68 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 13 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;64722307 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.8751 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4480.05 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.1161 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;73179642 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;9.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;45.84 | &nbsp;&nbsp;0 | &nbsp;&nbsp;45.84 | &nbsp;&nbsp;45.84 | &nbsp;&nbsp;45.84 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;19866.07 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;96 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 96 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;56933187 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2213.49 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;1.3553 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;94365499 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;9.4933 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.673 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;35.98 | &nbsp;&nbsp;35.96 | &nbsp;&nbsp;35.98 | &nbsp;&nbsp;35.96 | &nbsp;&nbsp;35.96 | &nbsp;&nbsp;35.96 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;22078.3 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;48 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 48 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;45306858 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.2830 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.273 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;35.85 | &nbsp;&nbsp;25.36 | &nbsp;&nbsp;35.85 | &nbsp;&nbsp;25.36 | &nbsp;&nbsp;25.36 | &nbsp;&nbsp;25.36 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13108.5 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;CPA Letter without Income - 60 months;<br> Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;46752478 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR-Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5% of UPB if amt prepd in 12 mos is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.3750 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2442.92 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2000.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8186 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;60882454 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Low Rise Condo (1-4) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;9.9324 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4.327 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;41.25 | &nbsp;&nbsp;48.92 | &nbsp;&nbsp;41.25 | &nbsp;&nbsp;54.53 | &nbsp;&nbsp;48.92 | &nbsp;&nbsp;48.92 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1456.93 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Award Letter - 12 months;<br> Personal Bank Statements - 2 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;54010358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.8366 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.592 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;11.41 | &nbsp;&nbsp;11.41 | &nbsp;&nbsp;11.41 | &nbsp;&nbsp;11.41 | &nbsp;&nbsp;11.41 | &nbsp;&nbsp;11.41 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15112.07 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 15 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;15712195 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.8487 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;49.59 | &nbsp;&nbsp;49.59 | &nbsp;&nbsp;49.59 | &nbsp;&nbsp;49.59 | &nbsp;&nbsp;49.59 | &nbsp;&nbsp;49.59 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1774.54 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;30 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 6 months;<br> W2 - 24 months;<br> Written VOE - 30 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;94668398 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.4044 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.537 | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;41.61 | &nbsp;&nbsp;41.61 | &nbsp;&nbsp;41.61 | &nbsp;&nbsp;41.61 | &nbsp;&nbsp;41.61 | &nbsp;&nbsp;41.61 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4739.02 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;48 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 48 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;76688094 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.1914 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.163 | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;34.43 | &nbsp;&nbsp;34.43 | &nbsp;&nbsp;34.43 | &nbsp;&nbsp;34.43 | &nbsp;&nbsp;34.43 | &nbsp;&nbsp;34.43 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5901.24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 3 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;42563335 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;Manufactured (Dbl) | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.0001 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-2554.13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2200.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.8614 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;40441228 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.4738 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.144 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;23.47 | &nbsp;&nbsp;23.49 | &nbsp;&nbsp;23.47 | &nbsp;&nbsp;23.49 | &nbsp;&nbsp;23.49 | &nbsp;&nbsp;23.49 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;27408.51 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;71422973 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR-Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.8517 | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.005 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4070.29 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 3 months; | &nbsp;&nbsp;Personal Bank Statements - 3 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;57703968 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;9.1165 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.177 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;41.47 | &nbsp;&nbsp;41.54 | &nbsp;&nbsp;41.47 | &nbsp;&nbsp;41.54 | &nbsp;&nbsp;41.54 | &nbsp;&nbsp;41.54 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;8682.8 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Paystub - 1 months;<br> W2 - 24 months; | &nbsp;&nbsp;Paystub - 1 months;<br> W2 - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;42177635 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5%, 4%, 3%, 2%, 1% of UPB in year 1,2,3,4,5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.9990 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1507.75 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3000.00 | &nbsp;&nbsp;1.9897 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/lease agreement - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;26970219 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.7930 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1.562 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;19.37 | &nbsp;&nbsp;19.37 | &nbsp;&nbsp;19.37 | &nbsp;&nbsp;19.37 | &nbsp;&nbsp;19.37 | &nbsp;&nbsp;19.37 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;59101.07 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;84 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 84 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;59031547 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.9718 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4.633 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;32.85 | &nbsp;&nbsp;35.38 | &nbsp;&nbsp;32.85 | &nbsp;&nbsp;35.38 | &nbsp;&nbsp;35.38 | &nbsp;&nbsp;35.38 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5433.79 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;29724084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;7.2704 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.494 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;20.57 | &nbsp;&nbsp;20.57 | &nbsp;&nbsp;20.57 | &nbsp;&nbsp;20.57 | &nbsp;&nbsp;20.57 | &nbsp;&nbsp;20.57 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;11225 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;120 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 15 months;<br> CPA Letter without Income - 120 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;23681914 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;8.3706 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.292 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;13.77 | &nbsp;&nbsp;13.06 | &nbsp;&nbsp;13.77 | &nbsp;&nbsp;13.06 | &nbsp;&nbsp;13.06 | &nbsp;&nbsp;13.06 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;40941.73 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35419524 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.5456 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3.022 | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;24.73 | &nbsp;&nbsp;24.88 | &nbsp;&nbsp;24.88 | &nbsp;&nbsp;24.88 | &nbsp;&nbsp;24.88 | &nbsp;&nbsp;24.88 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;11643.09 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;0 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Personal Bank Statements - 24 months;<br> Verbal VOE with Income - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;67208786 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Cashout Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5851 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;0.437 | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;36.8 | &nbsp;&nbsp;35.4 | &nbsp;&nbsp;36.8 | &nbsp;&nbsp;35.4 | &nbsp;&nbsp;35.39 | &nbsp;&nbsp;35.39 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;12686.63 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 12 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;30175749 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.5000 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.4 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-4665.33 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3500.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.7502 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;21573706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;SFR | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Rate and Term Refi | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6 mos interest if amt prepd in 12 mos that is >20% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.2500 | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2.125 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;-1910.22 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1800.00 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0.9423 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;DSCR - w/rent schedule - 0 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;71218043 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;Present | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Primary | &nbsp;&nbsp;Detached PUD | &nbsp;&nbsp;1 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.4651 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2.063 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;Documented | &nbsp;&nbsp;42.51 | &nbsp;&nbsp;42.45 | &nbsp;&nbsp;42.51 | &nbsp;&nbsp;42.45 | &nbsp;&nbsp;42.45 | &nbsp;&nbsp;42.45 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5507.9 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;228 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;24 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 1 months;<br> Written VOE - 2 months; | &nbsp;&nbsp;IRS Transcripts – Tax Return(s) - 12 months;<br> Paystub - 1 months;<br> W2 - 12 months;<br> Written VOE - 228 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;43389516 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXX | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Investor | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 | &nbsp;&nbsp;Conventional | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1% of OPB | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.1250 | &nbsp;&nbsp;Yes | &nbsp;&nbsp;No | &nbsp;&nbsp;1 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 | &nbsp;&nbsp;9.55 | &nbsp;&nbsp;0 | &nbsp;&nbsp;9.55 | &nbsp;&nbsp;9.55 | &nbsp;&nbsp;9.55 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;22701.85 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;48 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13 | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Business Bank Statements - 13 months;<br> CPA Letter without Income - 48 months; | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.2

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Client Project Name:** | &nbsp;&nbsp;**BRAVO 2023-NQM1** | &nbsp;&nbsp;**BRAVO 2023-NQM1** | &nbsp;&nbsp;**BRAVO 2023-NQM1** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Start - End Dates:** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Deal Loan Count:** | &nbsp;&nbsp;**234** | &nbsp;&nbsp;**234** | &nbsp;&nbsp;**234** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Rating Agency ATR QM Data Fields** | &nbsp;&nbsp;**Rating Agency ATR QM Data Fields** | &nbsp;&nbsp;**Rating Agency ATR QM Data Fields** | &nbsp;&nbsp;**Rating Agency ATR QM Data Fields** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;*Loans in Report:* | &nbsp;&nbsp;*234* | &nbsp;&nbsp;*234* | &nbsp;&nbsp;*234* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Loan Level ATR/QM Status** | &nbsp;&nbsp;**Application Date Prior to 1/10/2014** | &nbsp;&nbsp;**TRID Indicator** | &nbsp;&nbsp;**Lender Application Date** | &nbsp;&nbsp;**Broker Application Date** | &nbsp;&nbsp;**GSE Eligible** | &nbsp;&nbsp;**QRM Flag** | &nbsp;&nbsp;**ATR/QM Total Points and Fees** | &nbsp;&nbsp;**Rate Lock Date** | &nbsp;&nbsp;**APR** | &nbsp;&nbsp;**Bwr 1 Employment Indicator** | &nbsp;&nbsp;**Bwr 2 Employment Indicator** | &nbsp;&nbsp;**Bwr 1 Foreign National Indicator** | &nbsp;&nbsp;**Bwr 2 Foreign National Indicator** | &nbsp;&nbsp;**Borrowers Qualified Through a Non-Resident Alien Program** | &nbsp;&nbsp;**Residual Income Analysis in File** | &nbsp;&nbsp;**ATR/QM Residual Income** |
| &nbsp;&nbsp;68618670 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;21625 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;35678065 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14400 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;15220817 | &nbsp;&nbsp;QM: Safe Harbor | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;17855 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.2727 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;70884706 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9024 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.8577 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;93856739 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;21604 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.7655 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;91296868 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;17700 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;92244409 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;18725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.7501 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;94557487 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;42000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5148.94 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.9426 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;44780271 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2855 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.4322 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;56629.8 |
| &nbsp;&nbsp;85822851 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3695 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.395 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;73250.44 |
| &nbsp;&nbsp;91630971 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12360 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.249 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;97951068 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4465 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5084 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3693.13 |
| &nbsp;&nbsp;47075266 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6840 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;45835603 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;15600 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;65289491 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10095 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.3517 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;8213.92 |
| &nbsp;&nbsp;54785296 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5132 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3645.65 |
| &nbsp;&nbsp;45839253 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7110 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;94608307 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3015 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5528 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Retired | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5677.84 |
| &nbsp;&nbsp;20735452 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6245 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.3649 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6983.37 |
| &nbsp;&nbsp;43012084 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11997 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;21265503 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;28636838 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;20174647 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7500 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;66475756 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4200 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;47799147 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12920 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;95935515 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5992 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;30975886 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12040 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;14257448 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3780 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.875 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;86232289 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;11225379 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6600 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10.2706 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6622.94 |
| &nbsp;&nbsp;12205262 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6663 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.7246 | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;62838317 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5362.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;77793781 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6282.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.4614 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;9176.32 |
| &nbsp;&nbsp;19646320 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4500 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;98745220 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14220 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.3161 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;50012008 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8280 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;56186103 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8489 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.8349 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15125.12 |
| &nbsp;&nbsp;43312296 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4440 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;13025977 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5779 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;67748937 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10053 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;77402276 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8045 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.409 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6891.28 |
| &nbsp;&nbsp;86034295 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.2685 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;166689.32 |
| &nbsp;&nbsp;11518294 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3990 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;91128430 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10365 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.7167 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;30912.21 |
| &nbsp;&nbsp;55786664 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7675 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.687 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Retired | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;8325.02 |
| &nbsp;&nbsp;51602929 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7209 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.4716 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;10991.02 |
| &nbsp;&nbsp;74635576 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4429.93 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.374 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;15260612 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6795 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.4724 | &nbsp;&nbsp;Retired | &nbsp;&nbsp;Retired | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5230.43 |
| &nbsp;&nbsp;29702950 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3881.77 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.374 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;54725921 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8615 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.3979 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10158.14 |
| &nbsp;&nbsp;60021806 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5370 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.621 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;16270.86 |
| &nbsp;&nbsp;84835636 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9395 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.6698 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;40633.43 |
| &nbsp;&nbsp;81697774 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3450 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;42630999 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;13475 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.6959 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;47065.27 |
| &nbsp;&nbsp;59660971 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;15715 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.3444 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;251154.19 |
| &nbsp;&nbsp;32921593 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;83377022 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11845 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.4957 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;57349191 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;47533737 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.499 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;81323319 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;23790 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;88656100 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7070 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5306 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2825.67 |
| &nbsp;&nbsp;55641755 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4215 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5271 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;58886207 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;21045 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.513 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;13863.45 |
| &nbsp;&nbsp;56000962 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.4004 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15217.57 |
| &nbsp;&nbsp;31012917 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7415 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.6245 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5053.75 |
| &nbsp;&nbsp;16776097 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11440 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.3392 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;132184.05 |
| &nbsp;&nbsp;84658131 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11640 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;84427562 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6695 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.6549 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5125.45 |
| &nbsp;&nbsp;89407115 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9495 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.7462 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;8001.37 |
| &nbsp;&nbsp;73630725 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8185.63 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.6824 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3853.45 |
| &nbsp;&nbsp;80799688 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9095 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.6599 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4157.67 |
| &nbsp;&nbsp;48759455 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8795 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.273 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15383.08 |
| &nbsp;&nbsp;61748703 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.2702 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;30565.3 |
| &nbsp;&nbsp;59253083 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;19584 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;84190253 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6675 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.2402 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;9848.53 |
| &nbsp;&nbsp;57830129 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2479.29 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;41241817 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10175 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.7693 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;60900.14 |
| &nbsp;&nbsp;87447725 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6300 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;93930611 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.2722 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;64681.99 |
| &nbsp;&nbsp;44955508 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6190 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5098 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;63512.16 |
| &nbsp;&nbsp;17888176 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;15790 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.6633 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;20455.47 |
| &nbsp;&nbsp;56139843 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10823.75 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.4583 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;45336.12 |
| &nbsp;&nbsp;49437272 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.374 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;38048434 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5100 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;95947016 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4752 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;22380004 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5040 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;68683265 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6240 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;33058224 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.454 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1728.88 |
| &nbsp;&nbsp;54586611 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4795 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.8122 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5856.13 |
| &nbsp;&nbsp;44410802 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9875 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.8429 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2258.09 |
| &nbsp;&nbsp;12920247 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5250 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;53282880 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7551.25 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.7033 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15813.4 |
| &nbsp;&nbsp;52493639 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12740 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5943 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;365585.7 |
| &nbsp;&nbsp;21655203 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14738.75 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5198 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;185246.08 |
| &nbsp;&nbsp;93742439 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10237.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;91186024 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11012.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.7498 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;17298.78 |
| &nbsp;&nbsp;80395455 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2880 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;37470935 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4124.4 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;12024239 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8895 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.6141 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3333.83 |
| &nbsp;&nbsp;65543579 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;21675 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;47702318 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;18450 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.3803 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10053.28 |
| &nbsp;&nbsp;60950878 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6936 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.499 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;91167370 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.498 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;64558274 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9690 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;83267153 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;43750 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;53771805 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;55125 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;17395122 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;16830 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;24664882 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;25480 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;73467717 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6160 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;62836019 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6160 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;43860668 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;32110 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;23067454 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11025 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.374 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;98957637 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4500 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;76842447 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5037.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;77004939 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;15778.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;62154035 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4535 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.4765 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3484.74 |
| &nbsp;&nbsp;50442013 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9600 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;13821458 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6600 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;19527052 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;15960 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;70142951 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9470 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.2793 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5247.48 |
| &nbsp;&nbsp;82533634 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5845 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.3834 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;148839.78 |
| &nbsp;&nbsp;96581382 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3600 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.375 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;50488334 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7224 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.25 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;62675779 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;25380 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;46077465 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8853.6 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;25303444 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14300 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.499 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;37178890 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11165 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;95974382 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;15155 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;51103849 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;29063607 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;18000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;27386717 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12187.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;36325506 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.374 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;83015018 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7500 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;99533428 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;15000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;29870753 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7308 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;45611985 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;34125 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;98210149 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5040 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;61993439 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;27625 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;52760839 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8400 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;37772207 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;20400 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;47821271 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;18295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.4545 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;21389.58 |
| &nbsp;&nbsp;94034005 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4515 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5656 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1762.7 |
| &nbsp;&nbsp;84623110 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7670 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.4826 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;7086.89 |
| &nbsp;&nbsp;81176895 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8490 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.4364 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4037.84 |
| &nbsp;&nbsp;41781738 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5997.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5031 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;16288.89 |
| &nbsp;&nbsp;35063552 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9155 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.3582 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6163.31 |
| &nbsp;&nbsp;12933183 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6950 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;67065889 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6265 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.124 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;55060541 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9750 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;74573847 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;13300 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;45408885 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;24100 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.499 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;84527411 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;78764794 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;37500 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;37616375 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;15375 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;39419648 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4865 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.7146 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;9651.99 |
| &nbsp;&nbsp;17936148 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;20587.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;16667719 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5250 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;31588497 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.5 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;80409206 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;26000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;59834558 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;83942970 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;16447.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;64322962 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5175 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.7885 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3377.87 |
| &nbsp;&nbsp;64012909 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14517.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;15219645 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;16020 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;17776691 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;54600566 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3892 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.875 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;38406341 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4110 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;79174743 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.375 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;28426998 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.7777 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;20137.77 |
| &nbsp;&nbsp;57006658 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14945 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.9055 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12335.97 |
| &nbsp;&nbsp;19699514 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;9000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;96092695 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8510.67 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.3733 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4268.54 |
| &nbsp;&nbsp;43062150 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8240 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;91871426 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10591.88 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.8288 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;73370.16 |
| &nbsp;&nbsp;68592213 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7193.75 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.6778 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6432.73 |
| &nbsp;&nbsp;97235025 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11915 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;92812539 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;3565 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.6929 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;2511.72 |
| &nbsp;&nbsp;33856919 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4340 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;58831575 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5023 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.9954 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4175.93 |
| &nbsp;&nbsp;11748337 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12601.25 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.8997 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;23600.84 |
| &nbsp;&nbsp;55598188 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;13899.61 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.6061 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14487.4 |
| &nbsp;&nbsp;29634351 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7255.63 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.6388 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5728.32 |
| &nbsp;&nbsp;10841778 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6468 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;33769021 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;86364589 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;16637.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.75 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;23466386 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;18207.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.5654 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;177868.05 |
| &nbsp;&nbsp;70288595 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;13520 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.875 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;85809708 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4820.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.4477 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5042.62 |
| &nbsp;&nbsp;33368728 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;22132.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.7501 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;79463677 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;66000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.0001 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;97090744 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8032.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.4997 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Retired | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;65925782 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6865 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.4905 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;3416.57 |
| &nbsp;&nbsp;18223008 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12215 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.8687 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6790.99 |
| &nbsp;&nbsp;93583353 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14035 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.8751 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;13830451 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;17437.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.125 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;69685219 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;16777.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.2633 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;14074.65 |
| &nbsp;&nbsp;85918287 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.75 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;35090171 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;21000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;32406501 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;16425.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10.2569 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;477965.74 |
| &nbsp;&nbsp;13877087 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10249 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.6192 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;6970.19 |
| &nbsp;&nbsp;91042120 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8965 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.3295 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;17215.01 |
| &nbsp;&nbsp;35582214 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;47125 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.625 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;39279572 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11243.13 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.7269 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4383.8 |
| &nbsp;&nbsp;99340382 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;25795 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.0906 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1576116.27 |
| &nbsp;&nbsp;27363386 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.374 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;98429267 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8222.5 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.4048 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;10740.22 |
| &nbsp;&nbsp;99383295 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12777.32 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.5096 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;8418.68 |
| &nbsp;&nbsp;64722307 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;17160 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.8751 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;73179642 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;35770 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.375 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;56933187 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;0 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.25 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;94365499 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11033.75 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.4933 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;22078.3 |
| &nbsp;&nbsp;45306858 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.283 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;13108.5 |
| &nbsp;&nbsp;46752478 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;10640 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.375 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;60882454 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;4805 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.9324 | &nbsp;&nbsp;Retired | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1456.93 |
| &nbsp;&nbsp;54010358 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5270 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.8366 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;15112.07 |
| &nbsp;&nbsp;15712195 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5495 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.8487 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;1774.54 |
| &nbsp;&nbsp;94668398 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;6640 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.4044 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;4739.02 |
| &nbsp;&nbsp;76688094 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7545 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.1914 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5901.24 |
| &nbsp;&nbsp;42563335 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;14000 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.0001 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;40441228 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;16122 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.4738 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;27434.4 |
| &nbsp;&nbsp;71422973 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12990 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.8517 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;57703968 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;13745 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.1165 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;8682.8 |
| &nbsp;&nbsp;42177635 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;8500 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.999 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;26970219 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;15295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.793 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;59101.07 |
| &nbsp;&nbsp;59031547 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12635 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.9718 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5433.79 |
| &nbsp;&nbsp;29724084 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7470 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.2704 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;11225 |
| &nbsp;&nbsp;23681914 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;12495 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.3706 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;40941.73 |
| &nbsp;&nbsp;35419524 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;11595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.5456 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;11643.09 |
| &nbsp;&nbsp;67208786 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;1664 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5851 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;No | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;30175749 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;16560 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.5 | &nbsp;&nbsp;Unemployed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;21573706 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;5817.19 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.25 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;71218043 | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;7530 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.4651 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;Employed | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Yes | &nbsp;&nbsp;5507.9 |
| &nbsp;&nbsp;43389516 | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;No | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;2240 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.125 | &nbsp;&nbsp;Employed | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;U.S. Citizen | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | &nbsp;&nbsp; <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.2

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Client Name:** | | |  |  |
| **Client Project Name:** | **BRAVO 2023-NQM1** | **BRAVO 2023-NQM1** |  |  |
| **Start - End Dates:** | **2/8/2018 - 9/9/2022** | **2/8/2018 - 9/9/2022** |  |  |
| **Deal Loan Count:** | **234** | **234** |  |  |
| **Waived Conditions Summary** | **Waived Conditions Summary** | **Waived Conditions Summary** | **Waived Conditions Summary** | **Waived Conditions Summary** |
| **Review Scope** | **Category** | **Code** | **Description** | **Count** |
| Credit | LTV/CLTV | CRDLTV141 | LTV Exception >5% and <10% | 1 |
| **Total** |  |  |  | **1** |
| <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

## Exhibit 99.2

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Client Project Name:** | &nbsp;&nbsp;BRAVO 2023-NQM1 | &nbsp;&nbsp;BRAVO 2023-NQM1 | &nbsp;&nbsp;BRAVO 2023-NQM1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Start - End Dates:** | &nbsp;&nbsp;2/8/2018 - 9/9/2022 | &nbsp;&nbsp;2/8/2018 - 9/9/2022 | &nbsp;&nbsp;2/8/2018 - 9/9/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Deal Loan Count:** | &nbsp;&nbsp;234 | &nbsp;&nbsp;234 | &nbsp;&nbsp;234 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Valuations Summary** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;*Loans in Report:* | &nbsp;&nbsp;*234* |  |  |  | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Desk Review** | &nbsp;&nbsp;**Desk Review** | &nbsp;&nbsp;**Desk Review** | &nbsp;&nbsp;**Desk Review** | &nbsp;&nbsp;**Second Desk Review** | &nbsp;&nbsp;**Second Desk Review** | &nbsp;&nbsp;**Second Desk Review** | &nbsp;&nbsp;**Second Desk Review** | &nbsp;&nbsp;**Field Review** | &nbsp;&nbsp;**Field Review** | &nbsp;&nbsp;**Field Review** | &nbsp;&nbsp;**Field Review** | &nbsp;&nbsp;**Second Field Review** | &nbsp;&nbsp;**Second Field Review** | &nbsp;&nbsp;**Second Field Review** | &nbsp;&nbsp;**Second Field Review** | &nbsp;&nbsp;**1004 SFR (Mar 05)** | &nbsp;&nbsp;**1004 SFR (Mar 05)** | &nbsp;&nbsp;**1004 SFR (Mar 05)** | &nbsp;&nbsp;**1004 SFR (Mar 05)** | &nbsp;&nbsp;**2055 Ext Only (Mar 05)** | &nbsp;&nbsp;**2055 Ext Only (Mar 05)** | &nbsp;&nbsp;**2055 Ext Only (Mar 05)** | &nbsp;&nbsp;**2055 Ext Only (Mar 05)** | &nbsp;&nbsp;**BPO (Broker Price Opinion)** | &nbsp;&nbsp;**BPO (Broker Price Opinion)** | &nbsp;&nbsp;**BPO (Broker Price Opinion)** | &nbsp;&nbsp;**BPO (Broker Price Opinion)** | &nbsp;&nbsp;**Other** | &nbsp;&nbsp;**Other** | &nbsp;&nbsp;**Other** | &nbsp;&nbsp;**Other** | &nbsp;&nbsp;**Other** | &nbsp;&nbsp;**AUS Information** |
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Seller Loan Number** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**Sales Price** | &nbsp;&nbsp;**Value For LTV** | &nbsp;&nbsp;**Appraised Date** | &nbsp;&nbsp;**Appraised Value** | &nbsp;&nbsp;**Appraisal Form** | &nbsp;&nbsp;**AVM Vendor Name** | &nbsp;&nbsp;**Confidence Score** | &nbsp;&nbsp;**Review Date** | &nbsp;&nbsp;**Review Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance %** | &nbsp;&nbsp;**Review Type** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance (%)** | &nbsp;&nbsp;**AVM Vendor Name** | &nbsp;&nbsp;**AVM FSD** | &nbsp;&nbsp;**Confidence Score** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance (%)** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance %** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance (%)** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance (%)** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance (%)** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Report Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance (%)** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance (%)** | &nbsp;&nbsp;**Other - Valuation Type** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance (%)** | &nbsp;&nbsp;**CU Score** |
| &nbsp;&nbsp;68618670 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-29.56% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;25.000 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35678065 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;15220817 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.10% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;70884706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;93856739 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;Desk |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91296868 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Other |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;92244409 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Other |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-100.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;94557487 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Other |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.11% | &nbsp;&nbsp;Full Appraisal |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;38262315 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;44780271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;85822851 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-7.92% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;9.000 | &nbsp;&nbsp;91.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91630971 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;97951068 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;47075266 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-6.71% |  | &nbsp;&nbsp;0.000 |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;45835603 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;65289491 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;54785296 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;45839253 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.32% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;94608307 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;20735452 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-9.08% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;43012084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;21265503 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-13.51% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;14.000 | &nbsp;&nbsp;86.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;28636838 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.17% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;4.000 | &nbsp;&nbsp;96.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;20174647 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-3.39% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;66475756 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;13.14% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;23.000 | &nbsp;&nbsp;77.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;47799147 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.56% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;95935515 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-20.09% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;22.000 | &nbsp;&nbsp;78.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;30975886 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;Other |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;14257448 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004C Manuf (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-32.56% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;14.000 | &nbsp;&nbsp;14.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-8.72% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;86232289 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.72% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;11225379 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-11.08% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;9.000 | &nbsp;&nbsp;91.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;12205262 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX |  |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;62838317 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;13.09% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;77793781 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;19646320 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;98745220 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;50012008 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.76% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;56186103 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;43312296 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.45% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;13025977 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;67748937 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.17% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;77402276 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-2.14% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;86034295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.25% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;11518294 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91128430 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-4.35% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;55786664 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004C Manuf (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;51602929 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.95% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;74635576 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;15260612 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;29702950 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;54725921 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-4.29% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;60021806 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84835636 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;81697774 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004C Manuf (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.12% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;42630999 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.92% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;59660971 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.97% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;32921593 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;83377022 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.85% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;57349191 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;47533737 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.23% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;81323319 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-6.14% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;88656100 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.43% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;55641755 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;58886207 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.09% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;56000962 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;31012917 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;6.67% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;16776097 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84658131 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84427562 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.11% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;89407115 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-3.84% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;73630725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;80799688 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;48759455 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-4.64% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;61748703 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.64% | &nbsp;&nbsp;Full Appraisal |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;59253083 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.03% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84190253 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;57830129 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.82% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;41241817 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.25% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;87447725 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.93% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;93930611 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;Full Appraisal |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;44955508 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;17888176 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;56139843 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;VeroValue (Veros) | &nbsp;&nbsp;0.000 | &nbsp;&nbsp;2.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;49437272 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.19% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;38048434 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;95947016 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;22380004 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;68683265 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;33058224 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;54586611 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.33% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;44410802 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-9.09% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;12920247 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-2.53% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;53282880 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;52493639 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;21655203 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;93742439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91186024 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;80395455 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;19.06% | &nbsp;&nbsp;Clear Capital | &nbsp;&nbsp;22.500 | &nbsp;&nbsp;78.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;37470935 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;12024239 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;26.33% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;26.000 | &nbsp;&nbsp;74.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-2.19% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;65543579 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.12% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;14.000 | &nbsp;&nbsp;86.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.04% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;47702318 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.73% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;Automated Valuation Model | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.08% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;60950878 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-3.37% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91167370 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.94% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;64558274 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.46% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;Automated Valuation Model | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.46% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;83267153 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;53771805 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.83% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;10.000 | &nbsp;&nbsp;90.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;17395122 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;24664882 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-44.51% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;12.000 | &nbsp;&nbsp;88.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;73467717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.36% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;1.000 | &nbsp;&nbsp;99.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;62836019 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.72% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;1.000 | &nbsp;&nbsp;99.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;43860668 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;36.60% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;17.000 | &nbsp;&nbsp;83.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;23067454 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.27% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;Automated Valuation Model | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.27% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;98957637 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;76842447 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-2.86% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;77004939 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-4.68% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;62154035 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.11% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;50442013 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-5.63% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;13821458 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-6.18% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;9.000 | &nbsp;&nbsp;91.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;19527052 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-3.75% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;29.000 | &nbsp;&nbsp;71.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;70142951 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.72% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;82533634 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;8.30% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;96581382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;50488334 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.67% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;12.000 | &nbsp;&nbsp;88.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;62675779 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.99% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;46077465 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;25303444 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.90% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;Automated Valuation Model | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.35% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;37178890 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.25% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;13.000 | &nbsp;&nbsp;87.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;95974382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;51103849 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.75% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;9.000 | &nbsp;&nbsp;91.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;29063607 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;24.32% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;12.000 | &nbsp;&nbsp;88.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;27386717 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.33% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;10.000 | &nbsp;&nbsp;90.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;36325506 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.02% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;83015018 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;99533428 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.54% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;29870753 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.31% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;45611985 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004C Manuf (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;98210149 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-29.17% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;28.000 | &nbsp;&nbsp;72.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;61993439 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-3.53% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;31.000 | &nbsp;&nbsp;69.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-30.59% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-14.12% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;52760839 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.83% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;37772207 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-2.40% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;47821271 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-12.65% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;50.000 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;94034005 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84623110 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.43% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;10.000 | &nbsp;&nbsp;90.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;81176895 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;41781738 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004C Manuf (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-8.14% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;48.000 | &nbsp;&nbsp;52.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35063552 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-16.60% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;33.000 | &nbsp;&nbsp;67.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;12933183 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004C Manuf (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.61% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;36.000 | &nbsp;&nbsp;64.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;67065889 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-3.91% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;16.000 | &nbsp;&nbsp;84.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;55060541 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.86% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;74573847 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10.26% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;25.000 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;45408885 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-40.38% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;50.000 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;84527411 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-6.51% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;78764794 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;37616375 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.63% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;10.000 | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;39419648 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.43% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;17936148 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-19.06% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;16.000 | &nbsp;&nbsp;84.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;16667719 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-11.73% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;10.000 | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;31588497 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-17.33% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;26.000 | &nbsp;&nbsp;74.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;80409206 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;59834558 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;17.40% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;11.000 | &nbsp;&nbsp;89.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;83942970 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.28% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;64322962 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.27% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;64012909 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.66% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;50.000 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;15219645 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-3.23% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;4.000 | &nbsp;&nbsp;96.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;17776691 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004C Manuf (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;22.29% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;17.000 | &nbsp;&nbsp;83.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;54600566 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-29.50% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;50.000 | &nbsp;&nbsp;50.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;38406341 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-27.74% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;42.000 | &nbsp;&nbsp;58.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;79174743 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.49% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;28426998 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.00% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;57006658 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.00% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;4.000 | &nbsp;&nbsp;96.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;19699514 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.85% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;96092695 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004C Manuf (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.05% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;43062150 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.57% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;4.000 | &nbsp;&nbsp;96.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91871426 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.01% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;68592213 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.31% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;97235025 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;92812539 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.62% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;33856919 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-7.65% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;11.000 | &nbsp;&nbsp;89.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;58831575 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.48% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;11748337 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.98% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;55598188 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.99% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;29634351 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-3.99% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;10841778 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.52% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;33769021 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.67% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;86364589 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;23466386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;70288595 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.81% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;85809708 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;20.20% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;17.000 | &nbsp;&nbsp;83.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;33368728 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-17.73% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;27.000 | &nbsp;&nbsp;73.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;79463677 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.09% | &nbsp;&nbsp;Full Appraisal |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;97090744 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;14.67% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;65925782 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.09% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;18223008 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;9.76% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;93583353 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.62% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;13830451 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.21% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;9.000 | &nbsp;&nbsp;91.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;69685219 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-18.81% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;14.000 | &nbsp;&nbsp;86.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;85918287 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;33.70% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;25.000 | &nbsp;&nbsp;75.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35090171 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-1.00% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;32406501 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-2.04% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;9.000 | &nbsp;&nbsp;91.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;13877087 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004C Manuf (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-3.19% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;9.000 | &nbsp;&nbsp;91.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-8.09% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;91042120 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-6.85% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35582214 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.93% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;26.000 | &nbsp;&nbsp;74.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;39279572 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.96% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;99340382 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.06% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;27363386 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.13% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;43.000 | &nbsp;&nbsp;57.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;4.91% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;98429267 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.93% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;4.000 | &nbsp;&nbsp;96.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;99383295 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.78% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;64722307 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.18% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;73179642 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-8.81% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;23.000 | &nbsp;&nbsp;77.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-7.05% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;56933187 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;3.18% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;20.000 | &nbsp;&nbsp;90.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;94365499 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-5.96% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;45306858 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.57% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;5.000 | &nbsp;&nbsp;95.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;46752478 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.38% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;60882454 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1073 Condo (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.50% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;54010358 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.32% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;15712195 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;10.61% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;94668398 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.60% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;76688094 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.22% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;42563335 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004C Manuf (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;2.00% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;18.000 | &nbsp;&nbsp;82.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;40441228 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.72% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;71422973 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.95% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;57703968 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.78% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;42177635 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.86% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;21.000 | &nbsp;&nbsp;79.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;26970219 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-15.00% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;11.000 | &nbsp;&nbsp;89.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-8.26% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;59031547 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;-0.30% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;3.000 | &nbsp;&nbsp;97.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;29724084 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1.68% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;2.000 | &nbsp;&nbsp;98.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;23681914 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;14.42% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;6.000 | &nbsp;&nbsp;94.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;35419524 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.79% | &nbsp;&nbsp;BPO |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;0.000 |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;67208786 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.08% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;4.000 | &nbsp;&nbsp;96.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;30175749 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;7.17% | &nbsp;&nbsp;Veros | &nbsp;&nbsp;8.000 | &nbsp;&nbsp;92.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;Automated Valuation Model | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;5.54% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;21573706 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;11.51% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;17.000 | &nbsp;&nbsp;83.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;71218043 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1004 SFR (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.80% | &nbsp;&nbsp;Black Knight | &nbsp;&nbsp;7.000 | &nbsp;&nbsp;93.00 |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |
| &nbsp;&nbsp;43389516 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;1025 Multi-Fam (Mar 05) |  |  |  | &nbsp;&nbsp;$0.00 |  |  |  | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;23.57% | &nbsp;&nbsp;Collateral Analytics | &nbsp;&nbsp;31.000 | &nbsp;&nbsp;69.00 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |  |  | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;(No Data) |

---

## Exhibit 99.2

---

| | |
|:---|:---|
| **Client Name:** | |
| **Client Project Name:** | **BRAVO 2023-NQM1** |
| **Start - End Dates:** | **2/8/2018 - 9/9/2022** |
| **Deal Loan Count:** | **234** |
| **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *1* |
| ***Loans with Conditions:*** | *1* |
| **0 - Total Active Conditions** | **0 - Total Active Conditions** |
| **1 - Total Satisfied Conditions** | **1 - Total Satisfied Conditions** |
|  | 1 - Compliance Review Scope |
|  | 1 - Category: Right of Rescission |
| **0 - Total Waived Conditions** | **0 - Total Waived Conditions** |
| <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

## Exhibit 99.2

---

| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Client Project Name:** | &nbsp;&nbsp;**BRAVO 2023-NQM1** | &nbsp;&nbsp;**BRAVO 2023-NQM1** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Start - End Dates:** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** | &nbsp;&nbsp;**2/8/2018 - 9/9/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Deal Loan Count:** | &nbsp;&nbsp;**234** | &nbsp;&nbsp;**234** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** | &nbsp;&nbsp;**Conditions Report 2.0** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;***Loans in Report:*** | &nbsp;&nbsp;*1* | &nbsp;&nbsp;*1* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;***Loans with Conditions:*** | &nbsp;&nbsp;*1* | &nbsp;&nbsp;*1* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Original Principal Balance** | &nbsp;&nbsp;**State** | &nbsp;&nbsp;**Initial Lender ATR/QM Status** | &nbsp;&nbsp;**Loan Level ATR/QM Status** | &nbsp;&nbsp;**Initial Securitization Compliance Loan Grade** | &nbsp;&nbsp;**Final Securitization Compliance Loan Grade** | &nbsp;&nbsp;**Initial S&P Compliance Loan Grade** | &nbsp;&nbsp;**Final S&P Compliance Loan Grade** | &nbsp;&nbsp;**Condition Category** | &nbsp;&nbsp;**Condition Sub Category** | &nbsp;&nbsp;**Condition Status** | &nbsp;&nbsp;**Initial Securitization Condition Grade** | &nbsp;&nbsp;**Final Securitization Condition Grade** | &nbsp;&nbsp;**Initial S&P Condition Grade** | &nbsp;&nbsp;**Final S&P Condition Grade** | &nbsp;&nbsp;**Condition Code** | &nbsp;&nbsp;**Condition Description** | &nbsp;&nbsp;**Condition Material Indicator** | &nbsp;&nbsp;**Initial Comments** | &nbsp;&nbsp;**Client/Seller Response Comments** | &nbsp;&nbsp;**Conclusion Comments** | &nbsp;&nbsp;**TRID Error Type** | &nbsp;&nbsp;**Cure Method** |
| &nbsp;&nbsp;12205262 | &nbsp;&nbsp;XXXXXX | &nbsp;&nbsp;NV | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Right of Rescission | &nbsp;&nbsp;Satisfied | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;C | &nbsp;&nbsp;A | &nbsp;&nbsp;CMPROR2330 | &nbsp;&nbsp;ROR - Disbursement date is before end of statutory rescission period | &nbsp;&nbsp;No | &nbsp;&nbsp;ROR Expiration date is XXX; disbursement date per file is XXX. Borrower did not receive full mandatory rescission period. | &nbsp;&nbsp;2/8/2021: lender provided borrowers with new ROR signed on XXX with expiration date of XXX. | &nbsp;&nbsp;2/8/2021: Exception satisfied. | &nbsp;&nbsp;(No Data) | &nbsp;&nbsp;Not Applicable |

---

## Exhibit 99.2

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** | | | |  |  |  |  |
| **Client Project Name:** | **BRAVO 2023-NQM1** | **BRAVO 2023-NQM1** | **BRAVO 2023-NQM1** |  |  |  |  |
| **Start - End Dates:** | **2/8/2018 - 9/9/2022** | **2/8/2018 - 9/9/2022** | **2/8/2018 - 9/9/2022** |  |  |  |  |
| **Deal Loan Count:** | **234** | **234** | **234** |  |  |  |  |
| **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** |  |  |  |  |
| ***Loans in Report:*** | *1* | *1* | *1* |  |  |  |  |
| ***Loans with Conditions:*** | *1* | *1* | *1* |  |  |  |  |
| **Loan Number** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** |
| 12205262 | Yes | XXXXXX | XXXXXX | C | A | C | A |

---

## Exhibit 99.3

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Digital Risk, LLC ("Digital Risk"), a third party due diligence provider, performed the review described below on behalf of its client, Loan Funding Structure LLC. This review included One residential mortgage loan, in connection with the securitization identified as BRAVO 2023-NQM1 (the "Securitization"). The reviews began on February 8, 2018, and concluded on February 8, 2018.

**Scope of Review**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Scope** | &nbsp;&nbsp;**Loans Reviewed** |
| &nbsp;&nbsp;Data Review | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;**Total loan reviews** | &nbsp;&nbsp;**1** |

---

Digital Risk performed the below servicing related reviews:

I. Data review

Digital Risk completed a Data review consisting of capturing the below data fields from the origination loan file:

&nbsp;&nbsp;&nbsp;&nbsp;· Confirming the Application, 1008, Appraisal, AUS, Note, MI Cert and Contract (If Applicable) were present in the loans file.

&nbsp;&nbsp;&nbsp;&nbsp;· Lender

&nbsp;&nbsp;&nbsp;&nbsp;· Note Date

&nbsp;&nbsp;&nbsp;&nbsp;· Borrowers credit scores

&nbsp;&nbsp;&nbsp;&nbsp;· Borrowers first and last names.

&nbsp;&nbsp;&nbsp;&nbsp;· Amortization Term

&nbsp;&nbsp;&nbsp;&nbsp;· Amortization Type

&nbsp;&nbsp;&nbsp;&nbsp;· Lender Calculated LTV and CLTV

&nbsp;&nbsp;&nbsp;&nbsp;· Lender Calculated DTI

&nbsp;&nbsp;&nbsp;&nbsp;· First Payment Date

&nbsp;&nbsp;&nbsp;&nbsp;· Original Interest Rate

&nbsp;&nbsp;&nbsp;&nbsp;· Appraised Value

&nbsp;&nbsp;&nbsp;&nbsp;· Maturity Date

&nbsp;&nbsp;&nbsp;&nbsp;· Lender Calculated Total Income

&nbsp;&nbsp;&nbsp;&nbsp;· Property Address

II. Summary of Results

**Final Loan Grades – Overall Loan Results**

N/A

**Event Grade Definitions**

Event Grades

N/A

## Exhibit 99.3

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| AUDIT NUMBER | LOAN NUMBER | Pool ID | Mod Effective Date | Rate Renew Type | Rate Renew Start of Term | Rate Renew Balance | Initial Modified Rate Effective Date | Deferred Amount | Mort Modifications Flag | Modification Type | ARM Loan Terms Modification | Mod ARM Period Cap | Mod First Payment Reset date | Mod First Rate Reset Date | Mod Gross Margin | Mod Initial Adjustment Period | Mod Initial Rate Reset Cap | Mod Lifetime Max Rate Increase | Mod Interest Only Months | Mod Maturity Date | Mod Maximum Rate | Mod Minimum Rate | Mod Pay Reset Frequency | Modification Date Effective Date | Modification Document Missing | Modification Documents Final Signed | ARM Fixed Rate | Interest Rate at time of Mod | Initial Modified Interest Rate | Initial Modified Rate Effective Date | Rate Renew Type | Rate Renew Start of Term | Rate Renew Balance at Last Rate Renew | Deferred Amount | Modified P&I Payment | Modification First Payment Date | Is Modification a Step Rate Mod | First Step effective Date | First Step Interest Rate | Second Step effective Date | Second Step Interest Rate | Third Step effective Date | Third Step Interest Rate | Fourth Step effective Date | Fourth Step Interest Rate | Fifth Step effective Date | Fifth Step Interest Rate | 1003 | 1008 | Appraisal | AUS | Note | MICert | Contract | Original Lender | Note Date M | Borr 1 Credit Score | Borr 1 First Name | Borr 1 Last Name | Borr 2 Credit Score | Borr 2 First Name | Borr 2 Last Name | Client Loan ID | Amortization Term in Months M | Amortization Type M | Lender CLTV | Debt to Income Ratio DTI | Initial Rate Reset Cap | Initial Adjustment Period M | First Payment Date M | FIRST PAYMENT RESET DATE | FIRST RATE RESET DATE | Original Interest Rate M | Interest Only Flag M | Interest Only Months M | Lifetime Max Rate Increase M | MAXIMUM RATE | Minimum Rate | Loan Amount M | Lender LTV | Gross Margin M | Maturity Date M | Max Neg AM Limit M | MI Coverage Pct | PMI TYPE | Original Term in Months M | PAY RESET FREQUENCY | ARM Periodic Cap | LENDER MI FEE | Prepayment Penalty | Prepayment Term | Total Monthly Income | Original Appraised Value | Subject Property County M | Loan Purpose M | Number of Units | Occupancy M | Property Type M | City | State | Zip | Sales Price Amount M |
| XXXX | 64065338 | 1 Company Originated |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  | 1 | 1 | 1 | 1 | 1 | 4 | 4 | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX | 360 | Fixed | XXXX | XXXX |  |  | XXXX |  |  | XXXX | No |  |  |  |  | XXXX | XXXX |  | XXXX |  |  | NO MI | 360 |  |  |  | FALSE |  | XXXX | XXXX | XXXX | REFINANCE/EQUITY TAKEOUT | 1 | PRIMARY | SINGLE FAMILY | XXXX | XXXX | XXXX |  |

---

## Exhibit 99.4

![](n3410_x1-img003.jpg)

FORWARD THINKING. SEAMLESS SOLUTIONS**.**<br>

Executive Summary<br> BRAVO 2023-NQM1<br> Dated: December 28, 2022<br>

**6136 Frisco Square Blvd. \| Suite 350 \| Frisco, TX 75034**<br> **P: 888.892.1843** **\| evolvemortgageservices.com**<br>

![](n3410_x1-img002.jpg)

Forward Thinking. Seamless Solutions.

**EXECUTIVE SUMMARY**

**Overview** 

Evolve Mortgage Services ("Evolve") performed certain due diligence services (the "Review") described below on loans backed by residential properties (the "Loans") originated by a lender and subsequently purchased by Loan Funding Structure LLC, (together with its affiliates the "Client"). The Review was conducted via files imaged and provided by the client or its designee for review.

**Sample size of the assets reviewed.** 

The final population of the Review covered 9 Business Purpose loans, totaling an aggregate original principal balance of approximately $3,645,250. Evolve is not aware of the overall securitization population as other third-party review ("TPR") firms may have reviewed loans within the overall securitization loan population.

**Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for Fitch Ratings, Inc. (Fitch), the NRSRO identified in Item 3 of the ABS Due Diligence-15E.

**Quality or integrity of information or data about the assets: review and methodology.**

Evolve compared data provided by the Client and uploaded to the diligence system to the data found in the Loan file as captured during the Review. The data integrity review was completed versus data as provided at the time of initial diligence or subsequently updated. Not all data elements were provided to Evolve on every loan within the securitization population. This comparison, when data was available and applicable, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Property Street Address |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Property Zip |
| &nbsp;&nbsp;Index Type | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;QM Status |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Qualifying Credit Score |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;Qualifying DTI |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;Original Term | &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;Self-Employment Flag |

---

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|:---|:---|
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Forward Thinking. Seamless Solutions.

**<u>Scope of Review</u>**

**<u>Document Review</u>**

For each Loan, Evolve will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h)title/preliminary title, (i) mortgage/ deed of trust, G) note, (k) certificate of business purpose / non-owner occupancy, (1) articles of incorporation, if applicable, (m) operating agreement, (n) background check and (o) leases.

**<u>Credit Review</u>**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

*Credit Application*

For the Credit Application, Evolve will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

*Credit Report*

Evolve will verify (a) a credit report is present for each borrower/ guarantor, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

*Borrowing Entity*

Evolve will verify the borrowing entity, if not an individual, is properly documented. In addition, Evolve will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

*Property Income*

Evolve will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

*Valuation Review*

Evolve's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. Evolve's review will include verifying the appraisal report

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Forward Thinking. Seamless Solutions.

was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, Evolve's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Evolve's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

*Asset Review*

Evolve will assess whether the asset documentation required by the guidelines is present in the file. Evolve will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

*Insurance*

Evolve will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

*Title*

Evolve will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower, and review the title commitment. Evolve will also review, as applicable, confirm that the final title policy, endorsements, lien position, type of ownership, and property tax review conform to the guidelines provided by Client.

*Fraud / Criminal Background*

To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, Evolve will look for an independent, third party fraud report and background

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check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**<u>Limited Non-Owner Occupancy Certification Review</u>**

Evolve will review documentation present in the file to support the borrower claim that the property will be non-owner occupied.

Review procedures include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal reports are reviewed
in order to determine property type is consistent with underwritten type, as well as evaluated for evidence/indication of either owner
or tenant occupancy.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Final Form 1003/Loan application
is reviewed to ensure that the subject property listed is consistent with the subject property, and that the listed residence for the
Individual(s) is an address other than the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Certification of Non-Owner
Occupancy and Indemnity is reviewed for presence of a completed Primary Residence address, verified that that the handwritten Primary
Residence address differs from the subject property address, and is signed/dated as required.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The Primary Residence address(es)
listed are compared for consistency between the Final Form 1003/Loan application(s) and the Certification(s) of Non-Owner Occupancy and
Indemnity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review additional items for
confirmation of non-owner occupancy possibly including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o That the credit report address is different than the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o There is a lease in place if the loan is a refinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o There is landlord insurance on the property

**<u>Debt Service Coverage Ratio (DSCR)</u>**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Calculate DSCR as required
by the guidelines

**<u>Data Collection</u>**

Evolve will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by Evolve. All material discrepancies will be noted.

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**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW**

The NRSROs criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in the Form ABS Due Diligence-15E.

**Compliance Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRMS** | &nbsp;&nbsp;**DBRMS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;9 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;9 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**9** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**9** | &nbsp;&nbsp;**100.00%** |

---

**Credit Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;8 | &nbsp;&nbsp;88.89% | &nbsp;&nbsp;8 | &nbsp;&nbsp;88.89% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;11.11% | &nbsp;&nbsp;1 | &nbsp;&nbsp;11.11% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**9** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**9** | &nbsp;&nbsp;**100.00%** |

---

**Property Valuation Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRMS** | &nbsp;&nbsp;**DBRMS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;9 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;9 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**9** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**9** | &nbsp;&nbsp;**100.00%** |

---

**Overall Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;8 | &nbsp;&nbsp;88.89% | &nbsp;&nbsp;8 | &nbsp;&nbsp;88.89% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;11.11% | &nbsp;&nbsp;1 | &nbsp;&nbsp;11.11% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**9** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**9** | &nbsp;&nbsp;**100.00%** |

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Forward Thinking. Seamless Solutions.

**Data Results Summary**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**# Loans with Discrepancy** | &nbsp;&nbsp;**Total Time Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;5 | &nbsp;&nbsp;9 | &nbsp;&nbsp;55.56% |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;7 | &nbsp;&nbsp;9 | &nbsp;&nbsp;77.78% |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;9 | &nbsp;&nbsp;9 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;PITI | &nbsp;&nbsp;9 | &nbsp;&nbsp;9 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;5 | &nbsp;&nbsp;9 | &nbsp;&nbsp;55.56% |
| &nbsp;&nbsp;Prepayment Penalty Type | &nbsp;&nbsp;9 | &nbsp;&nbsp;9 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;3 | &nbsp;&nbsp;9 | &nbsp;&nbsp;33.33% |
| &nbsp;&nbsp;QM Status | &nbsp;&nbsp;9 | &nbsp;&nbsp;9 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying DTI | &nbsp;&nbsp;4 | &nbsp;&nbsp;9 | &nbsp;&nbsp;44.44% |

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Forward Thinking. Seamless Solutions.

**APPENDIX A**

**Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

 ****

Please be advised that Evolve did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Evolve are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Evolve is relying in reaching such findings.

Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by Evolve.

Evolve reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

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iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and <br>viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

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**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the enumerated tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Evolve reviewed the relevant documents in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing policies and procedures of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies and procedures, Evolve's review was limited to formal general statements of entity compliance provided by the loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

 i) determine if the creditor obtained proof of homeownership counseling in connection with a loan to a first time homebuyer that contains a negative amortization feature; <br> c) <u>Mandatory Arbitration Clauses (§1026.36):</u> <br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

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**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

Evolve reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Evolve determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, Evolve notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, Evolve notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, Evolve reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Evolve reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Evolve then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

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The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, Evolve then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

Evolve reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, Evolve will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Evolve reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Evolve does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Evolve's review is based on information contained in the loan file at the time it is provided to Evolve to review, and only reflects information as of that point in time.

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

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iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

Evolve confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, Evolve reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, Evolve implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. Evolve worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While Evolve continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. Evolve has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per Evolve's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that Evolve has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by Evolve will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on

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information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Evolve.

Evolve reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

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viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

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**(XIII) Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the enumerated tests set forth herein.

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## Exhibit 99.4

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| **Rating Agency Grades** |
| **Run Date - 12/21/2022 8:57:42 AM** |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.4

![](n3410_x1-img002.jpg)

![](n3410_x1-img002.jpg)

---

| |
|:---|
| **Exception Detail** |
| **Run Date - 12/21/2022 8:57:42 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **Exception** | **Exception Detail** | **Exception Information** | **Exception Remediation** | **Compensating Factors** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Rating** | **Note Date** | **Occupancy** | **Purpose** | **Compliance Initial Loan Grade** | **Compliance Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | VOM's expired for all XX mortgages on credit report. |  | Compensating factors: XXX below matrix limits - (X%, XX%, etc) XX%; XXXXXXXX greater than matrix requirements - cashout proceeds used as reserve, XXX below matrix limit by X% or greater; XXXXXXX XXXXXXX; XXXXXXX XXX by XX% or more; XXXX > X.X%; XXX length greater than X years; XXXX above matrix limit by XX or greater (XXX/XXX/XXX/XXX/XXX etc) XXX. AAA decision: XX treat borrower XXXX XXXXX as a professional investor, mortgage histories on non-subject properties are not required. We just show mortgage associated to the subject property only. AAA confirmation signature XXXXX XXXX |  |  |  | 12/20/2021 B | 2 | XXXXXXXXXX CA | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Other |  | UW Other - UW - Lease Agreements |  | Missing subject property lease agreement. | Business purpose affidavit has been uploaded. Condition has been cleared. |  | Reviewer 12/20/2021 12:22 PM; Documentation not provided. <br>| 12/22/2021 |  | A | 1 | XXXXXXXXXX CA | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | No XX XXXXX provided or available. | Documentation has been provided. |  | Reviewer 12/14/2021 05:31 PM; Documentation not provided. <br>Reviewer 12/16/2021 02:23 PM; Secondary valuation required. <br>| 12/28/2021 |  | A | 1 | XXXXXXXXXX CA | 3 | 13 C A | N/A | N/A C |  | Exempt | 1 |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Taxes and Insurance documentation |  | The property XXXXXX XXXXXXXXX policy document is missing from the loan file. |  |  |  | 03/07/2022 |  | A | 1 | XXXXXXXXXX CA | 3 | 3 C A | N/A | N/A |  | Exempt | 1 |

---

## Exhibit 99.4

![](n3410_x1-img002.jpg)

---

| |
|:---|
| **Valuation Report** |
| **Run Date - 12/21/2022 8:57:42 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | | |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Appraised Value** | **Value for LTV** | **Appraisal Date** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Clear Capital | moderate risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Pro Teck | Reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | Low Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | Low Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.4

![](n3410_x1-img002.jpg)

---

| |
|:---|
| **Data Compare** |
| **Run Date - 12/21/2022 8:57:42 AM** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Qualifying DTI | 2.71500 |  | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | DSCR | 0.970 | 1.020 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Doc Type | Full | Debt Service Coverage | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Original P&I |  | 1782.45 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | PITI |  | XXXXXXXX |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Doc Type | Full | Debt Service Coverage | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Original P&I |  | 1897.28 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | PITI |  | XXXXXXXX | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty | N | Y | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Qualifying DTI | 178.44400 |  | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | DSCR | 1.000 | 1.020 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Doc Type | Full | Debt Service Coverage | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Original P&I |  | 2532.51 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | PITI |  | XXXXXXXX | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty | N | Y | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | DSCR | 1.910 | 2.390 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Doc Type | Full | Debt Service Coverage | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Original P&I |  | 998.57 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | PITI |  | XXXXXXXX | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty | N | Y | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Qualifying DTI | 165.78500 |  | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Doc Type | Full | Debt Service Coverage | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Original P&I |  | 3010.69 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | PITI |  | XXXXXXXX | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty | N | Y | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | DSCR | 1.600 | 1.770 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Doc Type | Full | Debt Service Coverage | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Original P&I |  | 2128.08 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | PITI |  | XXXXXXXX | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Property Type | Single Family | Four Family | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Qualifying DTI | 623.33000 |  | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Original P&I |  | 2508.66 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | PITI |  | XXXXXXXX | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty | N | Y | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | DSCR | 0.830 | 0.790 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Doc Type | Full | Debt Service Coverage | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Original P&I |  | 1502.41 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | PITI |  | XXXXXXXX | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Property Type | Single Family | Two Family | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Original P&I |  | 1735.05 | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | PITI |  | XXXXXXXX | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Property Type | Single Family | Two Family | Verified |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | QM Status | Non-QM | Exempt | Verified |

---

## Exhibit 99.4

![](n3410_x1-img002.jpg)

---

| |
|:---|
| **QM ATR Data** |
| **Run Date - 12/21/2022 8:57:42 AM** |

---

---

| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Level ATR/QM Status** | **Verified Safe Harbor** | **Application Date Prior to 1/10/2014** | **Lender Application Date** | **GSE Eligible** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Residual Income to Qualify?** | **ATR/QM Residual Income** |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX |  |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | No |  | 11/04/2021 | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX |  |  | 10/29/2021 | 0.00% | Not Required |  | Permanent Resident Alien |  | No |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | No |  | 11/05/2021 | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX |  |  | 11/12/2021 | 0.00% | Not Required |  | Non Permanent Resident Alien |  | No |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX |  |  | 11/18/2021 | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | No |  | 01/25/2022 | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | No |  | 01/25/2022 | 0.00% | Not Required |  | US Citizen |  | No |  |

---

## Exhibit 99.4

![](n3410_x1-img002.jpg)

---

| |
|:---|
| **Business Purpose Data** |
| **Run Date - 12/21/2022 8:57:42 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Source for Property DTI Calculation** | **Short Term Rental** | **Property DTI** | **Investor DTI** | **Value Used for DSCR Calc** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Is Lease Month To Month** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Actual Loss Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Months Reserves** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Experian FICO** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Trans Union FICO** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Experian FICO** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Trans Union FICO** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** |
| XXXXXXX | XXXXXXXXXX | XXXXXXXXXX |  | XXXXXXXXXX |  | DSCR- Investor NOO | 20210101 | Debt Service Coverage | Yes | No | $0.00 | $2300.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2300 | 1.02 | 1.02 | $2255.55 |  |  |  | Yes | $14000.00 |  | YES | $140.00 | $264.90 | $68.20 | Stated, Verified | NO |  | 24 |  | No | No | Experienced | 74 | 6 | XXXXXXXXXX |  | XXX | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXX | Individual | Individual | XXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | 20210806 |  | XXXXXXXXXX | 1 | 1986 | 1368 | 3 | 2.1 | C3 | XXXXXXXXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXX | XXXXXXXXXX | XXXXXXXXXX | AAA Capital Investment, Inc. | XXXXXXXXXX |  | DSCR- Investor NOO | 20210920 | Debt Service Coverage | Yes | No | $0.00 | $3000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3000 | 1.22 | 1.22 | $2451.94 |  |  |  | Yes | $56000.00 |  | NO | $0.00 | $474.49 | $80.17 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 149 | 5 | XXXXXXXXXX |  | XXX | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XX |  | XXXXXXXXXX | Stated, Verified | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Not Required |  | 20211012 |  | XXXXXXXXXX | 1 | 1954 | 3353 | 5 | 2.2 | C3 | XXXXXXXXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXX | XXXXXXXXXX | XXXXXXXXXX | AAA Capital Investment, Inc. | XXXXXXXXXX |  | DSCR- Investor NOO | 20210819 | Debt Service Coverage | Yes | No | $0.00 | $4000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 4000 | 1.02 | 1.02 | $3934.60 |  |  |  | Yes | $65000.00 |  | YES | $165.00 | $1169.75 | $67.34 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 226 | 6 | XXXXXXXXXX |  | XXX | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXXXX | Individual | Individual | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | 20211020 | 20211011 | XXXXXXXXXX | 1 | 2018 | 3675 | 5 | 4.1 | C2 | XXXXXXXXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXX | XXXXXXXXXX | XXXXXXXXXX | AAA Capital Investment, Inc. | XXXXXXXXXX |  | DSCR- Investor NOO | 20210920 | Debt Service Coverage | Yes | No | $0.00 | $3700.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3700 | 2.39 | 2.39 | $1551.13 |  |  |  | Yes | $51820.00 |  | NO | $0.00 | $483.81 | $68.75 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 121 | 7 | XXXXXXXXXX |  | XXX | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXXX | Individual | Individual | XXXXX | XXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | 20211018 |  | XXXXXXXXXX | 1 | 1975 | 2497 | 5 | 3 | C3 | XXXXXXXXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXX | XXXXXXXXXX | XXXXXXXXXX |  | XXXXXXXXXX |  | DSCR- Investor NOO | 20210920 | Debt Service Coverage | Yes | No | $0.00 | $3500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3500 | 0.82 | 0.82 | $4267.75 |  |  |  | Yes | $45500.00 |  | NO | $0.00 | $1200.97 | $56.09 | Stated, Verified | NO |  | 4 |  | No | No | Inexperienced | 13 | 1.7 | XXXXXXXXXX |  | XXX | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXX | Individual | Individual | XXX | XXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | 20211022 | 20211019 | XXXXXXXXXX | 1 | 1987 | 1710 | 3 | 2 | C2 | XXXXXXXXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXX | XXXXXXXXXX | XXXXXXXXXX |  | XXXXXXXXXX |  | DSCR- Investor NOO | 20210920 | Debt Service Coverage | Yes | No | $0.00 | $4800.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 4800 | 1.77 | 1.77 | $2705.67 |  |  |  | Yes | $17200.00 |  | NO | $0.00 | $433.20 | $144.39 | Stated, Verified | NO |  | 5 |  | No | No | Experienced | 41 | 1.4 | XXXXXXXXXX |  | XXX | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Individual | Individual | XXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | 20211115 |  | XXXXXXXXXX | 4 | 1957 | 2880 | 8 | 4 | C3 | XXXXXXXXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXX | XXXXXXXXXX | XXXXXXXXXX |  | XXXXXXXXXX |  | DSCR- Investor NOO | 20211026 | Debt Service Coverage | Yes | No | $0.00 | $2900.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1989.3 | 0.79 | 0.79 | $3419.36 |  |  |  | Yes | $74600.00 |  | NO | $0.00 | $824.53 | $86.17 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 1 | 5.8 | XXXXXXXXXX |  | XXX | 0 | 0 |  |  | 0 | 0 | 0 |  |  |  |  | XXXXXXXXXXXXXXX | Individual | Individual | XX | XXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | 20211028 | 20211026 | XXXXXXXXXX | 1 | 2001 | 3253 | 5 | 3 | C3 | XXXXXXXXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Harvest Funding Group | XXXXXXXXXX |  | DSCR- Investor NOO | 20210819 | Debt Service Coverage | Yes | No | $0.00 | $3600.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3600 | 1.73 | 1.73 | $2083.11 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | $508.97 | $71.73 | Stated, Verified | NO | 1 | 11 |  | No | No | Experienced | 15 | 13 | XXXXXXXXXX |  | XXX | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXX | Individual | Individual | XXXXXXXXX | XXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | 20220124 |  | XXXXXXXXXX | 2 | 1947 | 1392 | 4 | 2 | C3 | XXXXXXXXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Harvest Funding Group | XXXXXXXXXX |  | DSCR- Investor NOO | 20210819 | Debt Service Coverage | Yes | No | $0.00 | $3800.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3800 | 1.6 | 1.6 | $2374.89 |  |  |  | Yes | $37320.00 |  | NO | $0.00 | $568.33 | $71.51 | Stated, Verified | NO | 2 | 11 |  | No | No | Experienced | 12 | 13 | XXXXXXXXXX |  | XXX | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXX | Individual | Individual | XXXXXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | 20220124 |  | XXXXXXXXXX | 2 | 1949 | 1728 | 4 | 2 | C3 | XXXXXXXXXX | $0.00 |  |  |  |  |  |  |  |

---

## Exhibit 99.5

![](n3410_x1-img005.jpg)

**Se** **lene Diligence LLC ("Selene")** 

**Due Diligence Review Narrative ("Report")**

Selene's Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene's independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

**DESCRIPTION OF SERVICES:**

**(1** **) Type of assets that were reviewed.**

Selene Diligence LLC ("Selene") performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by Loan Funding Structure LLC ("Client"). The review was conducted between February 2022 and November 2022 via files imaged and provided for review (the "Review").

**(2** **) Sample size of the assets reviewed.**

This Review consisted of 100% of the loan population.

**FINAL SECURITIZATION POPULATION**

Selene was instructed to perform a review on a population totaling 150 ATR-QM Exempt loans and 167 Non-QM loans for a total of 317 loans the "Final Securitization Population".

*<u>Cr</u> <u>edit Reviews (317):</u>*

During the Review, Selene performed a credit review on 317 mortgage loans in the Final Securitization Population.

*<u>Compliance Review (317)</u>*

During the Review, Selene performed a compliance review on 317 mortgage loans in the Final Securitization Population.

*<u>Valuation Reviews (317):</u>*

During the Review, Selene performed a property valuation review on 317 mortgage loans in the Final Securitization Population.

*<u>Data Integrity Review (317):</u>*

During the Review, Selene performed a Data Integrity Review on 317 mortgage loans in the Final Securitization Population.

**<u>FINAL SECURITIZATION POPULATION</u>**

After Selene's initial review was completed, the Client provided Selene with a confirmed list of 317 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Review** | &nbsp;&nbsp;**Reviewed Total** | &nbsp;&nbsp;**% of Final Securitization Population** |
| &nbsp;&nbsp;Credit Population | &nbsp;&nbsp;317 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Compliance Population | &nbsp;&nbsp;317 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Valuation Population | &nbsp;&nbsp;317 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Data Integrity Population | &nbsp;&nbsp;317 | &nbsp;&nbsp;100% |

---

**(3** **) Determination of the sample size and computation.**

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E.s, Fitch Ratings ("Fitch") and DBRS, Inc. collectively the ("NRSRO(s)").

**(4** **) Quality or integrity of information or data about the assets: review and methodology.**

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

**(5** **) Origination of the assets and conformity to stated underwriting or credit extension Guidelines, standards, criteria or other requirements: review and methodology.**

Selene assessed the underwriting Guidelines and compared the documentation in the loan file against the stated Guidelines for adherence.

**<u>GUIDELINES</u>**

LoanStream AltONE Conventional Investment Properties, LoanStream Investment and DSCR GLs, and Velocity Commercial Capital guidelines **(collectively the "Guidelines")** 

**<u>LOAN GRADING</u>**

The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene's loan grading is solely based on Selene's independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene is providing a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Page **2** of **15**

**<u>S</u>** **<u>COPE OF REVIEW</u>**

Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A, B, and C, attached hereto).

![](n3410_x1-img001.gif)

**C** **REDIT REVIEW**

Selene's credit scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed whet h er
the ch a r act e rist i cs o f the mo r tga g e
l o a n s a n d
the b o r r o w ers c on f o r m ed t o the Guidelines c i t e d
a b o v e;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• R e -calc u la t ed L TV, C L TV, i n c o m e,
lia b ilit i es a n d
c o m p a red
the s e a g ai n st
the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A n alyzed
asset s t at e m e n ts
to d e t er m i n e
whet h er f und s to c l o se
a n d res e r v e s
w e r e within t h e Guidelines ;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• C o n fi rm ed
that cred i t s c o r es
(F I CO) and cred i t his t o r i es w ere within t h e Guidelines .

![](n3410_x1-img002.gif)

**COMPLIANCE REVIEW**

Selene's compliance scope determined whether the mortgage loans comply with the Federal Truth in Lending Act, Sections 1098 and 1100A of Dodd Frank, and Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act.

![](n3410_x1-img003.gif)

**PROPERTY VALUATION REVIEW**

Selene's Property Valuation scope of review conducted on this transaction included the following elements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **O** **riginal Appraisal Assessment**

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Va** **lue Supported Analysis**

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

Page **3** of **15**

![](n3410_x1-img002.gif)

**DATA INTEGRITY REVIEW**

Selene uploaded tape data into its due diligence application and compares it to the actual documents provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data received from lender/client is stored in a secured FTP folder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data is uploaded into the application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Reviewer collects validated loan data;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each received data point is compared to its counterpart collected data point; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

**<u>S</u>** **<u>UMMARY OF FINDINGS & CONCLUSIONS OF REVIEW</u>**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 317 mortgage loans, (ii) a Compliance Review on 317 mortgage loans (iii) a Valuation Review on 317 mortgage loans, and (iv) a Data Integrity Review on 317 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

**REVIEW RESULTS SUMMARY**

After review of the 317 mortgage loans; 300 mortgage loans had a rating grade of A, 17 mortgage loans had a rating grade of B, 0 mortgage loans had a rating grade of C, and 0 mortgage loans had a rating grade of D.

&nbsp;&nbsp;***Final Grades per loan broken out by compliance, credit and property:***

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** |
| <br>&nbsp;&nbsp;**NRSRO Grade** | <br>&nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** | <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;314 | &nbsp;&nbsp;314 | &nbsp;&nbsp;99.05% | &nbsp;&nbsp;A | &nbsp;&nbsp;304 | &nbsp;&nbsp;304 | &nbsp;&nbsp;95.90% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.95% | &nbsp;&nbsp;B | &nbsp;&nbsp;13 | &nbsp;&nbsp;13 | &nbsp;&nbsp;4.10% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% | &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% | &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |

---

Page **4** of **15**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | &nbsp;&nbsp; ****<br> ****<br> ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:*** | |
| | | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** |
| <br>&nbsp;&nbsp;**NRSRO Grade** | <br>&nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** | <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;314 | &nbsp;&nbsp;314 | &nbsp;&nbsp;99.05% | &nbsp;&nbsp;A | &nbsp;&nbsp;304 | &nbsp;&nbsp;304 | &nbsp;&nbsp;95.90% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.95% | &nbsp;&nbsp;B | &nbsp;&nbsp;13 | &nbsp;&nbsp;13 | &nbsp;&nbsp;4.10% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% | &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% | &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
|  |  | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** |  |  |  |  |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**DBRS** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** |  |  |  |  |
| &nbsp;&nbsp;A | &nbsp;&nbsp;316 | &nbsp;&nbsp;316 | &nbsp;&nbsp;99.68% |  |  |  |  |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.32% |  |  |  |  |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |  |  |  |  |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |  |  |  |  |

---

**<u>REVIEW RESULTS SUMMARY (EXCEPTION LISTING)</u>**

Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

*D isclaimer:* Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of

Page **5** of **15**

limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given

rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are

designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

**<u>T</u>** **<u>HIRD PARTY REVIEW REPORTING DELIVERED</u>**

Selene furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;1. Selene Diligence Narrative Report

&nbsp;&nbsp;&nbsp;&nbsp;2. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;3. Grading Summary

&nbsp;&nbsp;&nbsp;&nbsp;4. Exception Detail

&nbsp;&nbsp;&nbsp;&nbsp;5. Tape Discrepancies

&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations Report

&nbsp;&nbsp;&nbsp;&nbsp;7. Supplemental Data

&nbsp;&nbsp;&nbsp;&nbsp;8. Third Party (TPR) Attestation Form

&nbsp;&nbsp;&nbsp;&nbsp;9. Attestation Form 15E

Page **6** of **15**

**APPENDIX A – CREDIT REVIEW SCOPE**

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension Guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client.

**<u>Non-QM Scope</u>**

**Credit Application**

For the Credit Application, Selene verified whether:

&nbsp;&nbsp;&nbsp;&nbsp;1. The application is signed by all listed borrowers;

&nbsp;&nbsp;&nbsp;&nbsp;2. The application is substantially filled out; and

&nbsp;&nbsp;&nbsp;&nbsp;3. All known borrower-owned properties are disclosed on the Real Estate Owned section.

**Credit Report**

Selene verified:

&nbsp;&nbsp;&nbsp;&nbsp;1. A credit report and/or other credit history documentation is present for each borrower;

&nbsp;&nbsp;&nbsp;&nbsp;2. The monthly consumer debt payments for use in the debt to income and/or residual income calculation, as
applicable;

&nbsp;&nbsp;&nbsp;&nbsp;3. Noted the Real Estate Owned and fraud alerts; and

&nbsp;&nbsp;&nbsp;&nbsp;4. Gathered data required for ASF Report submission which may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Most recent FICO Score (scores from Equifax, Experian, and Transunion if available)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Most recent FICO date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Longest Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Maximum Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) Number of trade lines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) Credit Usage Ratio

**Employment and Income**

Selene determined whether all applicable supporting documentation as required by the Guidelines is in the file and note indications of potentially fraudulent documents. The documentation will also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable Guidelines. Documentation verifying employment and income may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verbal or Written VOE's

&nbsp;&nbsp;&nbsp;&nbsp;2. Pay stubs

&nbsp;&nbsp;&nbsp;&nbsp;3. W-2 forms

&nbsp;&nbsp;&nbsp;&nbsp;4. Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;5. Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;6. Award letters

&nbsp;&nbsp;&nbsp;&nbsp;7. Bank statements

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**Asset Review**

Selene assessed whether the asset documentation required by the Guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. VOD's

&nbsp;&nbsp;&nbsp;&nbsp;2. Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;3. Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;4. Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;5. Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved

**Hazard/Flood insurance** 

A review of the insurance present on the loan was also performed. Selene:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verified that the hazard insurance meets the minimum required amount of coverage in the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;2. For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage;

&nbsp;&nbsp;&nbsp;&nbsp;3. Confirmed that the flood cert is for the correct borrower, property, lender and loan number and is a "Life
of Loan" certification;

&nbsp;&nbsp;&nbsp;&nbsp;4. For properties is in a flood zone per the flood cert, confirmed that flood insurance in the file meets
the minimum required amount of coverage and meets guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns";
and

&nbsp;&nbsp;&nbsp;&nbsp;6. Confirmed that the premium amount on both the hazard and flood insurance match what was used in the DTI
calculations.

**Title**

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

**Fraud**

To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, when required, Selene looked for an independent, third-party fraud report in each file and reviewed the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan did not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

On this Fraud report Selene:

* Reviewed for any name variations for the borrowers
and confirm that the variations have been addressed in the loan file;

Page **8** of **15**

* Reviewed for any social security number variations
for the borrowers and confirmed that the variations have been addressed in the loan file;

* Reviewed for any potential occupancy issues based
on the borrowers' address history and confirmed that any issues have been addressed in the loan file;

* Reviewed for any employment issues and confirm that
any issues have been addressed in the loan file;

* Reviewed for any additional consumers associated with
the borrowers' profiles and confirmed the materiality and material issues have been addressed in the loan file; and

* Addressed all red flag issues.

**Additional Review**

Selene's review procedures also included:

&nbsp;&nbsp;&nbsp;&nbsp;1. A review of the completeness and accuracy of the information obtained in the mortgage origination process;

&nbsp;&nbsp;&nbsp;&nbsp;2. A review of closing documents to ensure that the mortgage file information is complete, accurate, and
consistent with other documents in the mortgage file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Selene reviewed the mortgage file documents to determine that the mortgage was properly underwritten;

&nbsp;&nbsp;&nbsp;&nbsp;4. Verification that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount,
loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Verification that all borrowers are eligible based on the Guidelines and information in the loan file;
and

&nbsp;&nbsp;&nbsp;&nbsp;6. Verification that there is appropriate documentation present to confirm that applicable documents have
been recorded or have been sent for recording.

**<u>DSCR Scope</u>**

&nbsp;&nbsp;&nbsp;&nbsp;**1.** **Loan Review Scope** 

&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Borrower Qualifications** 

Selene reviewed each loan file to determine whether it contains the following borrower documents and if they adhere to the Guidelines:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Evidence of public record search (Thomson Reuters CLEAR)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Evidence of asset location searches for additional real estate transactions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Borrowers Questionnaire is completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Schedule of RE owned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Personal Tax Returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Background Search

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Personal Financial Statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Liquidity and Net Worth Verification Documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Credit Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. Review OFAC reports for any findings

&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Borrowing Entity Qualifications** 

Selene reviewed each loan file to determine whether it contains the following entity documents and if they adhere to the Guidelines:

Page **9** of **15**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Evidence of public record search (Thomson Reuters CLEAR) and applicable Sec. of State evidence of good
standing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Evidence of asset location searches

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Business Tax Returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Business Financials

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Articles of Incorporation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Bylaws/Operating agreement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Resolution to take on Debt

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Organizational Chart

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Credit Approval Memo

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. Review OFAC reports for any findings

&nbsp;&nbsp;&nbsp;&nbsp;**c)** **Property Manager Entity Qualifications** 

Selene reviewed each loan file to determine that property manager entity is incorporated and operated in the United States with bank accounts located in U.S. state and federally chartered bank accounts.

&nbsp;&nbsp;&nbsp;&nbsp;**2.**  **<u>Individual Property Scope</u>** 

&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Business Purpose Loan Affidavit** 

Selene reviewed each loan file to determine whether a usiness Purpose Loan is present and properly executed.

&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Lease Review** 

Selene reviewed each loan file to determine whether each property contains a valid lease and determine if it is executed in compliance with the Guidelines, including a review of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Each lease has been executed by the applicable tenant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Confirm tenant is a natural person

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Confirm lease does not contain "lease to own" provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Verify vacancy factor

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Each lease contains the monthly rental payment, commencement and expiration dates, and term and remaining
term are in compliance with the Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Confirm rent, vacancy and lease commencement/expiration consistent with underwritten rent roll

&nbsp;&nbsp;&nbsp;&nbsp;**c)** **Valuation Review** 

Selene reviewed the appraisal provided for each property in the loan file to ensure that the value meets the Guidelines and that the market value concluded on the appraisal is properly supported. Selene reviewed the Loan to Value ("LTV") of each loan for program eligibility, pursuant to the Guidelines. Specifically, Selene:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Confirmed the appraisal is the correct form

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed property condition and type; confirm it meets Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed that value meets the minimum/maximum per the Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Confirmed "as is" and "subject to" values

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Reviewed sales comparables and adjustments for relevance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. For multifamily properties: reviewed the appraiser's cash flow assumptions, rent comparables, cap rate selection and value reconciliation

Page **10** of **15**

&nbsp;&nbsp;&nbsp;&nbsp;**d)** **Insurance Review** 

Selene reviewed each loan file to ensure that the property, flood, and hazard insurance policies are in compliance with the Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;**e)** **Collateral Analysis** 

Selene reviewed each loan file to determine whether it contained the following collateral documents and if they are in compliance with the Guidelines:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Executed Leases

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Rent Roll

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Rental Income Verification (proof of lease payments that demonstrate minimum 90% of scheduled gross rents for the previous two-month
period.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Operating Statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Property Management Agreement

&nbsp;&nbsp;&nbsp;&nbsp;**f)** **Financial Analysis / Cash Flow Analysis** 

Selene reviewed each loan file to determine whether it contained the following financial documents and if they are in compliance with the Guidelines:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Rent Roll:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirmed monthly rents are populated correctly at the loan level and portfolio level

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirmed Rent verification – proof of lease payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirmed vacancy is within Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Operating Statements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirmed expenses within range, per the Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirmed taxes, insurance and HOA are populated at loan level and within range at portfolio level per the Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirmed CapEx meets Guidelines for reasonableness

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirmed annual maintenance fees meet Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirmed property management fees meet program requirements for range and historical consistency

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Confirmed the DSCR meets program Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Property Management Agreement / Tri Party Agreement if no property manager

**APPENDIX B: COMPLIANCE SCOPE**

Page **11** of **15**

**APPENDIX B – COMPLIANCE REVIEW SCOPE**

Selene reviewed the Non-QM loans to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

**1.** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015:*</u> 

i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

i) APR threshold test; and <br> ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction; <br> ii) review relevant document to determine if there was dual compensation; and

Page **12** of **15**

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j) review for presence of mortgage loan originator organization
 and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security
 instrument, Loan Estimate and Closing Disclosure; and (ii) verify the data against the NMLSR database, as available.

**2.** **Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were completed and that information was reflected in the appropriate locations, which was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

v) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vi) confirm borrower received LE not later than four (4) business days prior to consummation; and

vii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD; and

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD and other applicable exceptions, confirm that the creditor cured or remediated the violations in accordance with the Structured Finance Association TRID 3.0, as may be updated from time to time.

Page **13** of **15**

**3.** **Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) the general Ability to Repay ("ATR") underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) refinancing of non-standard mortgages (12 C.F.R. 1026.43(d)); and

&nbsp;&nbsp;&nbsp;&nbsp;c) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

**<u>General Ability to Repay</u>**

Selene reviewed the Non-QM mortgage loans to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Selene reviewed the Non-QM mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Selene does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Selene's review is based on information contained in the mortgage loan file at the time it is provided to Selene to review, and only reflects information as of that point in time.

**4.** **The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution.** 

Page **14** of **15**

**APPENDIX C – VALUATION REVIEW SCOPE**

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, as applicable (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the Guidelines restrictions, and (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Selene's review results in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene made a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene reviewed the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The i nd ivid u als p er f o r m i n g
the a f o r e m ent i o n ed o ri g i n al
a pp ra i sal a sses s m ent a re n o t p er s o n s p r ov i d i n g v al u at i o n s f o r p u r p o ses o f t h e U n i f o r m S t a nd ar d s o f P r o f ess i o n al A pp ra i sal P r a cti c e
(" U S P A P ") o r n e c essari l y
l i c ensed as a pp ra i se r s und er Fe d eral o r S t ate l a w,
a n d t h e se r v ices b ei n g performed by such persons do not constitute
"appraisal reviews" for purposes of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene makes no representation or warranty as to the value of any mortgaged property, notwithstanding
that Selene may have reviewed valuation information for reasonableness.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene is not an 'AMC' (appraisal management company) and therefore Selene does
not opine on the actual value of the underlying property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene is not a 'creditor' within the meaning of ECOA or other lending laws and
regulations, and therefore Selene will not have any communication with or responsibility to any individual consumer concerning property
valuation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

Page **15** of **15**

## Exhibit 99.5

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 28354674 |  | XXXX | XXXX A |
| 67693260 |  | XXXX | XXXX C A |
| 43707938 |  | XXXX | XXXX A C |
| 55783909 |  | XXXX | XXXX A |
| 52197049 |  | XXXX | XXXX A |
| 53270539 |  | XXXX | XXXX A |
| 84998437 |  | XXXX | XXXX A C |
| 30080011 |  | XXXX | XXXX A |
| 36738779 |  | XXXX | XXXX A |
| 35339886 |  | XXXX | XXXX D A |
| 28792851 |  | XXXX | XXXX D A |
| 21501864 |  | XXXX | XXXX A |
| 20582591 |  | XXXX | XXXX A C D |
| 13729107 |  | XXXX | XXXX D A |
| 88870655 |  | XXXX | XXXX C A |
| 72420058 |  | XXXX | XXXX A C |
| 79930126 |  | XXXX | XXXX A C |
| 12876489 |  | XXXX | XXXX A |
| 53254678 |  | XXXX | XXXX C D A |
| 96494586 |  | XXXX | XXXX A |
| 68793731 |  | XXXX | XXXX C A |
| 19381481 |  | XXXX | XXXX A C |
| 70601413 |  | XXXX | XXXX B A C |
| 19833084 |  | XXXX | XXXX D A |
| 37808670 |  | XXXX | XXXX A |
| 84452339 |  | XXXX | XXXX A |
| 40074785 |  | XXXX | XXXX D C A |
| 40742666 |  | XXXX | XXXX A C |
| 96208934 |  | XXXX | XXXX A |
| 46875091 |  | XXXX | XXXX A C |
| 57585534 |  | XXXX | XXXX D A |
| 43169299 |  | XXXX | XXXX D A |
| 94669372 |  | XXXX | XXXX A C |
| 66254634 |  | XXXX | XXXX D A C |
| 44209699 |  | XXXX | XXXX A D |
| 82255975 |  | XXXX | XXXX A |
| 78762110 |  | XXXX | XXXX A |
| 20201288 |  | XXXX | XXXX D A C |
| 29255552 |  | XXXX | XXXX D C A |
| 57939058 |  | XXXX | XXXX D A B |
| 20045168 |  | XXXX | XXXX A D |
| 42409701 |  | XXXX | XXXX D A |
| 53769938 |  | XXXX | XXXX C A |
| 83451741 |  | XXXX | XXXX C A |
| 37082169 |  | XXXX | XXXX A |
| 32290693 |  | XXXX | XXXX A C |
| 60168048 |  | XXXX | XXXX A C |
| 24521218 |  | XXXX | XXXX A C |
| 35672670 |  | XXXX | XXXX A |
| 33961657 |  | XXXX | XXXX C A |
| 60121888 |  | XXXX | XXXX C A B |
| 87175906 |  | XXXX | XXXX A |
| 25986761 |  | XXXX | XXXX A |
| 70423270 |  | XXXX | XXXX A C |
| 66788381 |  | XXXX | XXXX D A |
| 52734938 |  | XXXX | XXXX A |
| 18346814 |  | XXXX | XXXX A |
| 44655196 |  | XXXX | XXXX A |
| 99717782 |  | XXXX | XXXX A D |
| 66625221 |  | XXXX | XXXX C A |
| 82847276 |  | XXXX | XXXX A |
| 52311317 |  | XXXX | XXXX A D |
| 15176720 |  | XXXX | XXXX A |
| 35448445 |  | XXXX | XXXX A |
| 16027594 |  | XXXX | XXXX C A |
| 40659197 |  | XXXX | XXXX C A |
| 50869485 |  | XXXX | XXXX A |
| 97170821 |  | XXXX | XXXX A |
| 39770167 |  | XXXX | XXXX C D A |
| 32024166 |  | XXXX | XXXX C A |
| 52480499 |  | XXXX | XXXX C A |
| 94573777 |  | XXXX | XXXX A |
| 83761385 |  | XXXX | XXXX B A |
| 25958420 |  | XXXX | XXXX A D |
| 12607218 |  | XXXX | XXXX A C |
| 87937055 |  | XXXX | XXXX A D |
| 23612311 |  | XXXX | XXXX A C |
| 77824018 |  | XXXX | XXXX A C |
| 43988088 |  | XXXX | XXXX C A |
| 87741975 |  | XXXX | XXXX A |
| 76092377 |  | XXXX | XXXX C A |
| 45056661 |  | XXXX | XXXX A |
| 75571303 |  | XXXX | XXXX A |
| 76498079 |  | XXXX | XXXX A |
| 82087579 |  | XXXX | XXXX C D A |
| 66657683 |  | XXXX | XXXX A |
| 52524989 |  | XXXX | XXXX C A |
| 72669428 |  | XXXX | XXXX C A |
| 55925737 |  | XXXX | XXXX A |
| 49277392 |  | XXXX | XXXX C A |
| 92968966 |  | XXXX | XXXX C A |
| 95514103 |  | XXXX | XXXX A |
| 93612480 |  | XXXX | XXXX A |
| 78074615 |  | XXXX | XXXX D A |
| 49748887 |  | XXXX | XXXX A |
| 79619552 |  | XXXX | XXXX A C |
| 85911325 |  | XXXX | XXXX A |
| 78095511 |  | XXXX | XXXX D A |
| 36762098 |  | XXXX | XXXX A D |
| 17619325 |  | XXXX | XXXX A |
| 84161483 |  | XXXX | XXXX A |
| 88222867 |  | XXXX | XXXX A |
| 22522756 |  | XXXX | XXXX A |
| 87299414 |  | XXXX | XXXX C A |
| 69386960 |  | XXXX | XXXX A |
| 25532667 |  | XXXX | XXXX A |
| 35883547 |  | XXXX | XXXX D A |
| 38913967 |  | XXXX | XXXX A D |
| 41158065 |  | XXXX | XXXX D A |
| 10303540 |  | XXXX | XXXX A D |
| 65982361 |  | XXXX | XXXX A |
| 49794214 |  | XXXX | XXXX A D |
| 20561458 |  | XXXX | XXXX A |
| 66325969 |  | XXXX | XXXX A |
| 54172208 |  | XXXX | XXXX A |
| 43162601 |  | XXXX | XXXX D A |
| 47587800 |  | XXXX | XXXX A |
| 62438781 |  | XXXX | XXXX A D |
| 87123095 |  | XXXX | XXXX A C |
| 88913482 |  | XXXX | XXXX A |
| 21935865 |  | XXXX | XXXX A |
| 57308052 |  | XXXX | XXXX C D A |
| 20677513 |  | XXXX | XXXX C D A |
| 77502716 |  | XXXX | XXXX D A |
| 51697024 |  | XXXX | XXXX A |
| 87627429 |  | XXXX | XXXX C D A |
| 67731570 |  | XXXX | XXXX C A |
| 94481553 |  | XXXX | XXXX A |
| 60886114 |  | XXXX | XXXX A D |
| 15658630 |  | XXXX | XXXX A |
| 96014841 |  | XXXX | XXXX A |
| 35778197 |  | XXXX | XXXX C A |
| 60882085 |  | XXXX | XXXX A C |
| 47301677 |  | XXXX | XXXX A |
| 29002382 |  | XXXX | XXXX A |
| 98808648 |  | XXXX | XXXX A C |
| 11801772 |  | XXXX | XXXX A |
| 60480385 |  | XXXX | XXXX A |
| 86868046 |  | XXXX | XXXX A |
| 83942084 |  | XXXX | XXXX C A |
| 63557940 |  | XXXX | XXXX C A |
| 95735052 |  | XXXX | XXXX C A D |
| 38579032 |  | XXXX | XXXX A |
| 32961035 |  | XXXX | XXXX C D A B |
| 96226792 |  | XXXX | XXXX A |
| 29184188 |  | XXXX | XXXX C A |
| 86119192 |  | XXXX | XXXX C A |
| 95198642 |  | XXXX | XXXX A |
| 11535626 |  | XXXX | XXXX A |
| 18780977 |  | XXXX | XXXX A |
| 54655088 |  | XXXX | XXXX A |
| 13490578 |  | XXXX | XXXX C A |
| 35141267 |  | XXXX | XXXX C A |
| 88760173 |  | XXXX | XXXX B A |
| 59944654 |  | XXXX | XXXX A |
| 20868252 |  | XXXX | XXXX C D A |
| 56851548 |  | XXXX | XXXX D A C |
| 43212214 |  | XXXX | XXXX A |
| 81859780 |  | XXXX | XXXX C A |
| 28172289 |  | XXXX | XXXX A D |
| 71549238 |  | XXXX | XXXX B A |
| 64456337 |  | XXXX | XXXX A |
| 99554093 |  | XXXX | XXXX A |
| 45572085 |  | XXXX | XXXX A |
| 12172548 |  | XXXX | XXXX A |
| 90738009 |  | XXXX | XXXX A |
| 89907307 |  | XXXX | XXXX A |
| 33894310 |  | XXXX | XXXX C A |
| 25052878 |  | XXXX | XXXX C A |
| 13102674 |  | XXXX | XXXX B A |
| 50890892 |  | XXXX | XXXX A |
| 28378770 |  | XXXX | XXXX A |
| 67264292 |  | XXXX | XXXX A |
| 41802648 |  | XXXX | XXXX C A |
| 65968163 |  | XXXX | XXXX A |
| 79173501 |  | XXXX | XXXX C A |
| 80319193 |  | XXXX | XXXX A |
| 74769600 |  | XXXX | XXXX A |
| 40354390 |  | XXXX | XXXX C A |
| 75568981 |  | XXXX | XXXX A |
| 10818577 |  | XXXX | XXXX A |
| 30318984 |  | XXXX | XXXX B A |
| 58307651 |  | XXXX | XXXX D A |
| 22690190 |  | XXXX | XXXX C A |
| 55435436 |  | XXXX | XXXX C D A |
| 20835389 |  | XXXX | XXXX B A |
| 56208924 |  | XXXX | XXXX C A |
| 92051448 |  | XXXX | XXXX A |
| 70582226 |  | XXXX | XXXX A |
| 26551778 |  | XXXX | XXXX C A |
| 29282157 |  | XXXX | XXXX A |
| 86251630 |  | XXXX | XXXX C A |
| 42699733 |  | XXXX | XXXX A |
| 57774284 |  | XXXX | XXXX C A B |
| 34381581 |  | XXXX | XXXX C D A |
| 32032839 |  | XXXX | XXXX D A |
| 51871826 |  | XXXX | XXXX D A |
| 53735083 |  | XXXX | XXXX A |
| 49635365 |  | XXXX | XXXX A |
| 47812918 |  | XXXX | XXXX D A |
| 21571949 |  | XXXX | XXXX C A B |
| 60536443 |  | XXXX | XXXX C A |
| 75452181 |  | XXXX | XXXX A |
| 77506000 |  | XXXX | XXXX A C |
| 73818390 |  | XXXX | XXXX A |
| 21331728 |  | XXXX | XXXX A |
| 45825842 |  | XXXX | XXXX C A |
| 32265938 |  | XXXX | XXXX A |
| 41099899 |  | XXXX | XXXX C D A |
| 80107817 |  | XXXX | XXXX A |
| 15143027 |  | XXXX | XXXX C A |
| 79054141 |  | XXXX | XXXX A |
| 86088304 |  | XXXX | XXXX A |
| 64238055 |  | XXXX | XXXX C D A |
| 10903462 |  | XXXX | XXXX A C |
| 92226382 |  | XXXX | XXXX D A |
| 53988493 |  | XXXX | XXXX A |
| 20887918 |  | XXXX | XXXX A C |
| 20992183 |  | XXXX | XXXX A |
| 97607890 |  | XXXX | XXXX A |
| 26615917 |  | XXXX | XXXX A C |
| 95549832 |  | XXXX | XXXX A |
| 64794700 |  | XXXX | XXXX A C |
| 49402772 |  | XXXX | XXXX C D A |
| 83453753 |  | XXXX | XXXX A D |
| 16403900 |  | XXXX | XXXX A |
| 84503462 |  | XXXX | XXXX A |
| 88436915 |  | XXXX | XXXX A |
| 59370011 |  | XXXX | XXXX A C |
| 75458846 |  | XXXX | XXXX A |
| 94881072 |  | XXXX | XXXX A C |
| 26339235 |  | XXXX | XXXX C A |
| 83289289 |  | XXXX | XXXX C A |
| 66229662 |  | XXXX | XXXX A |
| 26676356 |  | XXXX | XXXX A C |
| 18240201 |  | XXXX | XXXX A |
| 62641721 |  | XXXX | XXXX A |
| 20167184 |  | XXXX | XXXX C A |
| 99006563 |  | XXXX | XXXX C A |
| 60319829 |  | XXXX | XXXX A D C B |
| 65921571 |  | XXXX | XXXX C A B |
| 73325851 |  | XXXX | XXXX A |
| 31501344 |  | XXXX | XXXX C A |
| 39710020 |  | XXXX | XXXX A |
| 83624035 |  | XXXX | XXXX A D |
| 24300176 |  | XXXX | XXXX A |
| 55616462 |  | XXXX | XXXX A |
| 28567181 |  | XXXX | XXXX A |
| 71752767 |  | XXXX | XXXX C A |
| 43907058 |  | XXXX | XXXX A |
| 10297369 |  | XXXX | XXXX A |
| 39267168 |  | XXXX | XXXX A C |
| 73350230 |  | XXXX | XXXX D C A |
| 39128739 |  | XXXX | XXXX A |
| 19351295 |  | XXXX | XXXX A |
| 60290684 |  | XXXX | XXXX D A |
| 24439661 |  | XXXX | XXXX C A |
| 43561261 |  | XXXX | XXXX A |
| 90683715 |  | XXXX | XXXX A D |
| 31751365 |  | XXXX | XXXX A D |
| 69897098 |  | XXXX | XXXX A D |
| 62520495 |  | XXXX | XXXX C A |
| 58151874 |  | XXXX | XXXX A |
| 77582937 |  | XXXX | XXXX A |
| 39064026 |  | XXXX | XXXX D A |
| 55096755 |  | XXXX | XXXX B D A |
| 39530438 |  | XXXX | XXXX A |
| 24892284 |  | XXXX | XXXX A |
| 83390266 |  | XXXX | XXXX A |
| 29742315 |  | XXXX | XXXX A C |
| 50162085 |  | XXXX | XXXX C A B |
| 62593089 |  | XXXX | XXXX A D |
| 14816788 |  | XXXX | XXXX C A |
| 94920774 |  | XXXX | XXXX C D A |
| 22281769 |  | XXXX | XXXX A |
| 32847413 |  | XXXX | XXXX A D |
| 85404825 |  | XXXX | XXXX D A |
| 89493759 |  | XXXX | XXXX D A |
| 58732688 |  | XXXX | XXXX D A |
| 23425008 |  | XXXX | XXXX A |
| 73978344 |  | XXXX | XXXX A C |
| 12698708 |  | XXXX | XXXX A B |
| 60630120 |  | XXXX | XXXX A C |
| 35918729 |  | XXXX | XXXX C A |
| 86252466 |  | XXXX | XXXX A |
| 23578621 |  | XXXX | XXXX D A |
| 92731150 |  | XXXX | XXXX A D |
| 81871827 |  | XXXX | XXXX C A |
| 90964568 |  | XXXX | XXXX C D A B |
| 65921543 |  | XXXX | XXXX A D |
| 14895278 |  | XXXX | XXXX B C A |
| 23364180 |  | XXXX | XXXX A |
| 77488439 |  | XXXX | XXXX D A B |
| 12924052 |  | XXXX | XXXX A |
| 25133381 |  | XXXX | XXXX A C |
| 33330905 |  | XXXX | XXXX A C B |
| 73480988 |  | XXXX | XXXX A D |
| 61545492 |  | XXXX | XXXX D A |
| 35469239 |  | XXXX | XXXX C A B |
| 11704079 |  | XXXX | XXXX C A |
| 91031980 |  | XXXX | XXXX D A |
| 29729907 |  | XXXX | XXXX A |
| 34406610 |  | XXXX | XXXX A D |
| 65248327 |  | XXXX | XXXX C D A B |
| 23256235 |  | XXXX | XXXX A |
| 10243173 |  | XXXX | XXXX A D |
| 93108133 |  | XXXX | XXXX B D A |
| 39564078 |  | XXXX | XXXX A D |
| 75886617 |  | XXXX | XXXX A D |
| 70600028 |  | XXXX | XXXX A C |
| 92211785 |  | XXXX | XXXX A |
| 87016942 |  | XXXX | XXXX A D |
| 77046643 |  | XXXX | XXXX D C A |
| 75942702 |  | XXXX | XXXX A |
| 89750943 |  | XXXX | XXXX C A |
| 18425428 |  | XXXX | XXXX A D |
| 20920860 |  | XXXX | XXXX A D |

---

## Exhibit 99.5

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | 67693260 |  |  | Closed | 2022-03-22 17:10 | 2022-03-23 15:00 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX | Resolved-Resolved as taxes were incorrect. DTI's are now in line - Due Diligence Vendor-03/23/2022 | Final 1008.pdf |  |  | CA | Primary Residence | Purchase | NA | 318388 | N/A | N/A |
| XXXX | 67693260 |  |  | Closed | 2022-02-24 20:39 | 2022-03-16 14:00 | Resolved | 1 - Information C A | Property | Value | Secondary Value has not been selected | Resolved- - Due Diligence Vendor-03/16/2022 <br>Open-Please provide secondary value - Due Diligence Vendor-03/08/2022 <br>Open-Secondary value not in the file - Due Diligence Vendor-02/24/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 318231 | N/A | N/A |
| XXXX | 67693260 |  |  | Closed | 2022-03-15 10:31 | 2022-03-15 10:32 | Resolved | 1 - Information C A | Compliance | TRID | TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test | Open-This loan failed the TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" validation test.This loan contains a fee or fees where "compensation to" is set to the lender or broker but this fee or fees should not be retained by the lender or broker."Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" should contain an itemization of each amount, and a subtotal of all such amounts, the consumer will pay for settlement services for which the consumer cannot shop in accordance with Regulation Z and that are provided by persons other than the creditor or mortgage broker. - Due Diligence Vendor-03/15/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 348409 | N/A | N/A |
| XXXX | 67693260 |  |  | Closed | 2022-03-14 21:36 | 2022-03-15 10:31 | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date Test | Resolved-CD dated 02.01.22 received entered CE reran: Resolved. - Due Diligence Vendor-03/15/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached. Also, I noticed proof of the E-Consent wasn't initially shipped to you guys for review, thanks. - Seller-03/14/2022 <br>Open-Please provide Initial CD:<br> \*\*This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure delivery date is 2/14/22 which is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date of 2/16/22.\*\*\* - Due Diligence Vendor-03/08/2022 <br>Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. \*\*\*This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure delivery date is 2/14/22 which is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date of 2/16/22.\*\*\* - Due Diligence Vendor-02/24/2022 <br>Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. - Due Diligence Vendor-02/24/2022 | Ready for Review-Document Uploaded. Hello, please see attached. Also, I noticed proof of the E-Consent wasn't initially shipped to you guys for review, thanks. - Seller-03/14/2022 | Resolved-CD dated 02.01.22 received entered CE reran: Resolved. - Due Diligence Vendor-03/15/2022 | WET signed Initial CD.pdf<br>E-CONSENT.pdf |  |  | CA | Primary Residence | Purchase | NA | 318555 | N/A | N/A |
| XXXX | 67693260 |  |  | Closed | 2022-03-14 21:40 | 2022-03-15 10:24 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-Lender provided HPML Disclosure and acknowledges loan HPML - Due Diligence Vendor-03/15/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-03/14/2022 <br>Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. \*\*\*There is a blank HPML certification disclosure on page 237. Please respond to acknowledge that this is a higher priced transaction .\*\*\* - Due Diligence Vendor-02/24/2022 <br>Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-02/24/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-03/14/2022<br>| Resolved-Lender provided HPML Disclosure and acknowledges loan HPML - Due Diligence Vendor-03/15/2022<br>| HPML Lenders Cert.pdf |  |  | CA | Primary Residence | Purchase | NA | 318556 | N/A | N/A |
| XXXX | 43707938 |  |  | Closed | 2022-03-09 13:56 | 2022-09-14 23:23 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Lender provided HPML Disclosure and acknowledges loan HPML - Due Diligence Vendor-03/09/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-03/09/2022 <br>Open-Please reply to acknowledge that this loan is a higher priced transaction. - Due Diligence Vendor-03/08/2022 <br>Rescinded-PLEASE REFERENCE finding-2962 - Due Diligence Vendor-02/28/2022 <br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-02/28/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-03/09/2022<br>| Resolved-Lender provided HPML Disclosure and acknowledges loan HPML - Due Diligence Vendor-03/09/2022 <br>Rescinded-PLEASE REFERENCE finding-2962 - Due Diligence Vendor-02/28/2022<br>| HPML Lenders Cert.pdf |  |  | CA | Primary Residence | Purchase | NA | 320737 | N/A | N/A |
| XXXX | 43707938 |  |  | Closed | 2022-02-28 13:19 | 2022-09-14 23:23 | Resolved | 1 - Information C A | Compliance | TRID | TRID "Section C. Services You Can Shop For / Services Borrower Did Shop For" Validation Test | Resolved-Entries updated, resolved. - Due Diligence Vendor-03/08/2022 <br>Rescinded-This loan failed the TRID "Section C. Services You Can Shop For / Services Borrower Did Shop For" validation test.This loan contains a fee or fees where "compensation to" is set to the lender or broker but this fee or fees should not be retained by the lender or broker."Section C. Services You Cannot Shop For / Services Borrower Did Not Shop For" should contain an itemization of each amount and a subtotal of all such amounts the consumer will pay for settlement services for which the consumer can shop in accordance with Regulation Z and that are provided by persons other than the creditor or mortgage broker. A data entry error caused this finding. Corrected data entry error and re-ran CE. This hit was not reproduced after the corrections were made. This finding is rescinded. - Due Diligence Vendor-02/28/2022 <br>Open-This loan failed the TRID "Section C. Services You Can Shop For / Services Borrower Did Shop For" validation test.This loan contains a fee or fees where "compensation to" is set to the lender or broker but this fee or fees should not be retained by the lender or broker."Section C. Services You Cannot Shop For / Services Borrower Did Not Shop For" should contain an itemization of each amount and a subtotal of all such amounts the consumer will pay for settlement services for which the consumer can shop in accordance with Regulation Z and that are provided by persons other than the creditor or mortgage broker. - Due Diligence Vendor-02/28/2022 |  | Resolved-Entries updated, resolved. - Due Diligence Vendor-03/08/2022 <br>Rescinded-This loan failed the TRID "Section C. Services You Can Shop For / Services Borrower Did Shop For" validation test.This loan contains a fee or fees where "compensation to" is set to the lender or broker but this fee or fees should not be retained by the lender or broker."Section C. Services You Cannot Shop For / Services Borrower Did Not Shop For" should contain an itemization of each amount and a subtotal of all such amounts the consumer will pay for settlement services for which the consumer can shop in accordance with Regulation Z and that are provided by persons other than the creditor or mortgage broker. A data entry error caused this finding. Corrected data entry error and re-ran CE. This hit was not reproduced after the corrections were made. This finding is rescinded. - Due Diligence Vendor-02/28/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 320738 | N/A | N/A |
| XXXX | 43707938 |  |  | Closed | 2022-03-09 13:57 | 2022-09-14 23:23 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-Lender provided HPML Disclosure and acknowledges loan HPML - Due Diligence Vendor-03/09/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-03/09/2022 <br>Open- - Due Diligence Vendor-03/08/2022 <br>Rescinded-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please replay back to acknowledge that this loan is a high priced transaction." No CE should have been run to initial LE not being in file - Due Diligence Vendor-02/28/2022 <br>Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-02/28/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-03/09/2022<br>| Resolved-Lender provided HPML Disclosure and acknowledges loan HPML - Due Diligence Vendor-03/09/2022 <br>Rescinded-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please replay back to acknowledge that this loan is a high priced transaction." No CE should have been run to initial LE not being in file - Due Diligence Vendor-02/28/2022<br>| HPML Lenders Cert.pdf |  | Please reply to acknowledge that this loan is a higher priced transaction. | CA | Primary Residence | Purchase | NA | 320739 | N/A | N/A |
| XXXX | 43707938 |  |  | Closed | 2022-03-03 19:20 | 2022-09-14 23:23 | Resolved | 1 - Information B A | Compliance | Compliance | RESPA violation; HUD-Homeownership Counseling List was not provided within the required timeframe. | Resolved-Initial HCO dated 12/29/21 received - entered, finding resolved - Due Diligence Vendor-03/03/2022 <br>Ready for Review-Document Uploaded. Hello, it appears that not all of the signed Initial disclosures - Seller-03/03/2022 <br>Open-Missing signature page of the Homeowners counseling disclosure - Due Diligence Vendor-02/28/2022 | Ready for Review-Document Uploaded. Hello, it appears that not all of the signed Initial disclosures - Seller-03/03/2022<br>| Resolved-Initial HCO dated 12/29/21 received - entered, finding resolved - Due Diligence Vendor-03/03/2022<br>| Fully Executed Initial 1003.pdf<br>HPML Lenders Cert.pdf<br>Initial Disclosures.pdf<br>Fully Executed Final 1003.pdf<br>Homeowners Counseling Disclosure.pdf<br>E-CONSENT.pdf |  |  | CA | Primary Residence | Purchase | NA | 320761 | N/A | N/A |
| XXXX | 43707938 |  |  | Closed | 2022-03-03 19:08 | 2022-09-14 23:23 | Resolved | 1 - Information C A | Compliance | Compliance | TRID LE date violation; missing initial Loan Estimate. Unable to determine TRID date of compliance. | Resolved-Initial LE updated to TRID header screen. - Due Diligence Vendor-03/08/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-03/03/2022 <br>Open-Missing Initial Loan Estimate , additional finding may appear after CE is run - Due Diligence Vendor-02/28/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-03/03/2022<br>| Resolved-Initial LE updated to TRID header screen. - Due Diligence Vendor-03/08/2022<br>| Initial LE.pdf |  |  | CA | Primary Residence | Purchase | NA | 320762 | N/A | N/A |
| XXXX | 43707938 |  |  | Closed | 2022-03-08 20:35 | 2022-09-14 23:23 | Resolved | 2 - Non-Material C A | Compliance | TRID | Lender Credits That Cannot Decrease Test | Resolved-Entries updated, resolved. - Due Diligence Vendor-03/08/2022 <br>Open-This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits ($6,767.50) does not exceed or equal the comparable sum of specific and non-specific lender credits ($17,290.00). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-03/08/2022 |  | Resolved-Entries updated, resolved. - Due Diligence Vendor-03/08/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 337590 | N/A | N/A |
| XXXX | 43707938 |  |  | Closed | 2022-03-08 20:35 | 2022-09-14 23:23 | Resolved | 1 - Information C A | Compliance | TRID | Revised Closing Disclosure Delivery Date and Changed Circumstances Date Test | Resolved-Entries updated, resolved. - Due Diligence Vendor-03/08/2022 <br>Open-This loan failed the revised closing disclosure delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F) , and (D) as amended in 2015 , 12 CFR §1026.19(e)(4)(i))The revised closing disclosure delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §1026.2(a)(6) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayAs not being open on Washington's Birthday (02/21/2022)As not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.If a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and 10% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised interest rate, the points disclosed pursuant to §1026.37(f)(1), lender credits, and any other interest rate dependent charges and terms.Official Interpretations12 C.F.R. §1026.19(e)(4)(ii)Relationship to disclosures required under §1026.19(f)(1)(i).Revised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i)...However, if a creditor uses a revised estimate pursuant to § 1026.19(e)(3)(iv) for the purpose of determining good faith under § 1026.19(e)(3)(i) and (ii), § 1026.19(e)(4)(i) permits the creditor to provide the revised estimate in the disclosures required under § 1026.19(f)(1)(i) (including any corrected disclosures provided under § 1026.19(f)(2)(i) or (ii)). - Due Diligence Vendor-03/08/2022 |  | Resolved-Entries updated, resolved. - Due Diligence Vendor-03/08/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 337592 | N/A | N/A |
| XXXX | 43707938 |  |  | Closed | 2022-03-08 20:35 | 2022-09-14 23:23 | Resolved | 2 - Non-Material C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Entries updated, resolved. - Due Diligence Vendor-03/08/2022 <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-03/08/2022 |  | Resolved-Entries updated, resolved. - Due Diligence Vendor-03/08/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 337593 | N/A | N/A |
| XXXX | 43707938 |  |  | Closed | 2022-03-08 20:35 | 2022-09-14 23:23 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-03/08/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 337594 | N/A | N/A |
| XXXX | 43707938 |  |  | Closed | 2022-03-08 20:35 | 2022-09-14 23:23 | Resolved | 2 - Non-Material C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Entries updated, resolved. - Due Diligence Vendor-03/08/2022 <br>Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $952.60.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-03/08/2022 |  | Resolved-Entries updated, resolved. - Due Diligence Vendor-03/08/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 337595 | N/A | N/A |
| XXXX | 84998437 |  |  | Closed | 2022-03-11 15:27 | 2022-03-18 21:46 | Resolved | 1 - Information C A | Property | Appraisal | Lowest appraised value > 10% variance from CDA value | XXXX |  | XXXX |  |  |  | CT | Investment | Purchase | NA | 344353 | N/A | N/A |
| XXXX | 35339886 |  |  | Closed | 2022-03-11 19:39 | 2022-03-18 17:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Fraud Product | XXXX |  | XXXX |  |  |  | OH | Investment | Purchase | NA | 345233 | N/A | N/A |
| XXXX | 28792851 |  |  | Closed | 2022-03-11 22:33 | 2022-03-21 17:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Lease agreement not required at this time. - Due Diligence Vendor-03/21/2022 <br>Ready for Review-Document Uploaded. Also emailing - Buyer-03/21/2022 <br>Open-Opened lease file but there was no document to view. Received file error message. - Due Diligence Vendor-03/18/2022 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-03/17/2022 <br>Open- - Due Diligence Vendor-03/11/2022 |  | Resolved-Lease agreement not required at this time. - Due Diligence Vendor-03/21/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 345733 | N/A | N/A |
| XXXX | 28792851 |  |  | Closed | 2022-03-11 22:55 | 2022-03-21 17:26 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 provided by the client. - Due Diligence Vendor-03/21/2022 <br>Ready for Review-Document Uploaded. Final Hud uploaded - Buyer-03/21/2022 <br>Open-Final HUD-1 Document is MIssing - Due Diligence Vendor-03/11/2022 |  | Resolved-Final HUD-1 provided by the client. - Due Diligence Vendor-03/21/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 345754 | N/A | N/A |
| XXXX | 28792851 |  |  | Closed | 2022-03-11 22:46 | 2022-03-18 17:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | XXXX |  | Resolved-Lender provided N/A statement to be added to to asset and approval comments. - Due Diligence Vendor-03/18/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 345743 | N/A | N/A |
| XXXX | 20582591 |  |  | Closed | 2022-03-14 18:09 | 2022-03-18 17:51 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-Trailing Docs 3.18.2022 - Due Diligence Vendor-03/18/2022 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-03/16/2022 <br>Open-HOA Questionnaire not in file - Due Diligence Vendor-03/14/2022 |  | Resolved-Trailing Docs 3.18.2022 - Due Diligence Vendor-03/18/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 347458 | N/A | N/A |
| XXXX | 20582591 |  |  | Closed | 2022-03-14 18:08 | 2022-03-18 17:36 | Resolved | 1 - Information C A | Compliance | Compliance | Missing final HUD Unable to determine RESPA 2010 fee compliance | Resolved-Final HUD is in file at time of review - Due Diligence Vendor-03/18/2022 <br>Ready for Review-Document Uploaded. Certified copy of Final Hud Uploaded - Buyer-03/17/2022 <br>Open-No final HUD in file - Due Diligence Vendor-03/14/2022 |  | Resolved-Final HUD is in file at time of review - Due Diligence Vendor-03/18/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 347456 | N/A | N/A |
| XXXX | 13729107 |  |  | Closed | 2022-03-14 16:52 | 2022-03-21 17:14 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 provided by the client. - Due Diligence Vendor-03/21/2022 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-03/21/2022 <br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-03/14/2022 |  | Resolved-Final HUD-1 provided by the client. - Due Diligence Vendor-03/21/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 347253 | N/A | N/A |
| XXXX | 13729107 |  |  | Closed | 2022-03-14 15:36 | 2022-03-18 17:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | XXXX |  | Resolved-Lender provided N/A income/asset comment to be added to approval and asset comments. - Due Diligence Vendor-03/18/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 347045 | N/A | N/A |
| XXXX | 88870655 |  |  | Closed | 2022-03-14 17:45 | 2022-03-18 17:45 | Resolved | 1 - Information C A | Credit | Credit | OFAC Search for Borrower/Guarantors/Key Principals is missing | XXXX |  |  |  |  | OFAC Results are on page 5 of the VCC Credit report | OK | Investment | Purchase | NA | 347385 | N/A | N/A |
| XXXX | 72420058 |  |  | Closed | 2022-03-08 21:58 | 2022-09-14 12:35 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected Full Appraisal available in the file and Secondary value is not required as per the Guidelines Cu Score is <=2.5. Hence, Rescinded - Due Diligence Vendor-03/08/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected Full Appraisal available in the file and Secondary value is not required as per the Guidelines Cu Score is <=2.5. Hence, Rescinded - Due Diligence Vendor-03/08/2022<br>|  |  |  | ID | Investment | Refinance | Cash Out - Other | 337974 | N/A | N/A |
| XXXX | 72420058 |  |  | Closed | 2022-03-08 21:58 | 2022-09-14 12:35 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Full Appraisal available in the file and Secondary value is not required as per the Guidelines Cu Score is <=2.5. Hence, Rescinded - Due Diligence Vendor-03/08/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Full Appraisal available in the file and Secondary value is not required as per the Guidelines Cu Score is <=2.5. Hence, Rescinded - Due Diligence Vendor-03/08/2022<br>|  |  |  | ID | Investment | Refinance | Cash Out - Other | 337975 | N/A | N/A |
| XXXX | 79930126 |  |  | Closed | 2022-03-17 17:52 | 2022-09-14 12:38 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Open-No Secondary Value or Additional Review Products have been selected, which are required for securitization. As per Lender guidelines if UCDP risk score 1 hence secondary value or Secondary appraisal not require. - Due Diligence Vendor-03/17/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 354359 | N/A | N/A |
| XXXX | 79930126 |  |  | Closed | 2022-03-17 17:52 | 2022-09-14 12:38 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. As per Lender guidelines if UCDP risk score 1 hence secondary value or Secondary appraisal not require. - Due Diligence Vendor-03/17/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. As per Lender guidelines if UCDP risk score 1 hence secondary value or Secondary appraisal not require. - Due Diligence Vendor-03/17/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 354358 | N/A | N/A |
| XXXX | 53254678 |  |  | Closed | 2022-03-24 17:25 | 2022-09-14 12:45 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | XXXX |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected As Per Guidelines Loan Amount is less than 1,500,000. and CU score (Page 91) is 1.8 which is less than 2.5. No Second Valuation is required. Hence Rescinded. - Due Diligence Vendor-03/24/2022<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 365772 | N/A | N/A |
| XXXX | 53254678 |  |  | Closed | 2022-03-24 17:25 | 2022-09-14 12:45 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | XXXX |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. No Secondary Value or Additional Review Products have been selected As Per Guidelines Loan Amount is less than 1,500,000. and CU score (Page 91) is 1.8 which is less than 2.5. No Second Valuation is required. Hence Rescinded. - Due Diligence Vendor-03/24/2022<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 365773 | N/A | N/A |
| XXXX | 53254678 |  |  | Closed | 2022-04-25 17:39 | 2022-04-25 19:01 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Entered COC re-ran CE finding resolved. - Due Diligence Vendor-04/25/2022 <br>Ready for Review-Document Uploaded. Please see attached COC for loan amount increase making the broker fee increase. - Seller-04/25/2022 <br>Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $5,887.50.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-04/21/2022 | Ready for Review-Document Uploaded. Please see attached COC for loan amount increase making the broker fee increase. - Seller-04/25/2022<br>| Resolved-Entered COC re-ran CE finding resolved. - Due Diligence Vendor-04/25/2022<br>| XXXX |  | Entered COC re-ran CE finding resolved. | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 416480 | N/A | N/A |
| XXXX | 53254678 |  |  | Closed | 2022-04-21 21:57 | 2022-04-25 19:00 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Entered COC re-ran CE finding resolved. - Due Diligence Vendor-04/25/2022 <br>Rescinded-Addressed in finding 3634, rescinded. - Due Diligence Vendor-04/21/2022 <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/21/2022 |  | Resolved-Entered COC re-ran CE finding resolved. - Due Diligence Vendor-04/25/2022 <br>Rescinded-Addressed in finding 3634, rescinded. - Due Diligence Vendor-04/21/2022<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 416479 | N/A | N/A |
| XXXX | 53254678 |  |  | Closed | 2022-04-21 21:57 | 2022-04-25 19:00 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Entered COC re-ran CE finding resolved. - Due Diligence Vendor-04/25/2022 <br>Rescinded-Addressed in finding 3634, rescinded. - Due Diligence Vendor-04/21/2022 <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/21/2022 |  | Resolved-Entered COC re-ran CE finding resolved. - Due Diligence Vendor-04/25/2022 <br>Rescinded-Addressed in finding 3634, rescinded. - Due Diligence Vendor-04/21/2022<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 416478 | N/A | N/A |
| XXXX | 53254678 |  |  | Closed | 2022-04-20 20:37 | 2022-04-21 22:42 | Resolved | 1 - Information C A | Credit | Credit | Assets not properly documented/insufficient | XXXX | XXXX | Resolved-PCCD added to TRID screen, resolved. - Due Diligence Vendor-04/21/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 368428 | N/A | N/A |
| XXXX | 53254678 |  |  | Closed | 2022-04-20 20:28 | 2022-04-21 14:38 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Entered both LE's into system. - Due Diligence Vendor-04/21/2022 <br>Ready for Review-Document Uploaded. - Seller-04/20/2022 <br>Open-Initial Loan estimate is missing in the file. Please Provide. - Due Diligence Vendor-03/24/2022 | Ready for Review-Document Uploaded. - Seller-04/20/2022<br>| Resolved-Entered both LE's into system. - Due Diligence Vendor-04/21/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 366351 | N/A | N/A |
| XXXX | 53254678 |  |  | Closed | 2022-04-20 20:23 | 2022-04-21 14:03 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Ethnicity Selection is Not Provided | Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/21/2022 <br>Resolved-Borrower 2 Ethnicity provided. 1003 screen updated. Finding resolved. - Due Diligence Vendor-04/21/2022 <br>Ready for Review-Document Uploaded. - Seller-04/20/2022 <br>Open-Borrower 2 Ethnicity Selection is Not Provided, Please Provide Updated 1003. - Due Diligence Vendor-03/24/2022 | Ready for Review-Document Uploaded. - Seller-04/20/2022<br>| Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/21/2022 <br>Resolved-Borrower 2 Ethnicity provided. 1003 screen updated. Finding resolved. - Due Diligence Vendor-04/21/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 365414 | N/A | N/A |
| XXXX | 53254678 |  |  | Closed | 2022-04-20 20:23 | 2022-04-21 14:03 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Race Selection is Not Provided | Resolved-Borrower 2 Race Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/21/2022 <br>Resolved-Borrower 2 Race provided. 1003 screen updated. Finding resolved. - Due Diligence Vendor-04/21/2022 <br>Ready for Review-Document Uploaded. - Seller-04/20/2022 <br>Open-Borrower 2 Race Selection is Not Provided, Please Provide Updated 1003. - Due Diligence Vendor-03/24/2022 | Ready for Review-Document Uploaded. - Seller-04/20/2022<br>| Resolved-Borrower 2 Race Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/21/2022 <br>Resolved-Borrower 2 Race provided. 1003 screen updated. Finding resolved. - Due Diligence Vendor-04/21/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 365415 | N/A | N/A |
| XXXX | 68793731 |  |  | Closed | 2022-04-20 15:49 | 2022-04-20 20:45 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | XXXX | XXXX | Resolved-Hazard Insurance Coverage Amount of $300000 is equal to or greater than Required Coverage Amount of $300000 or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'Yes') - Due Diligence Vendor-04/20/2022 <br>Resolved-Property Insurance screen updated. Finding resolved. - Due Diligence Vendor-04/20/2022<br>| XXXX |  |  | ID | Investment | Refinance | Cash Out - Other | 365768 | N/A | N/A |
| XXXX | 68793731 |  |  | Closed | 2022-04-20 15:57 | 2022-04-20 20:44 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-04/20/2022 <br>Resolved-Borrower 1 Ethnicity provided. Finding resolved. - Due Diligence Vendor-04/20/2022 <br>Ready for Review-Document Uploaded. - Seller-04/20/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided Please provide Borrower 1 Ethnicity. - Due Diligence Vendor-03/24/2022 | Ready for Review-Document Uploaded. - Seller-04/20/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-04/20/2022 <br>Resolved-Borrower 1 Ethnicity provided. Finding resolved. - Due Diligence Vendor-04/20/2022<br>| XXXX |  |  | ID | Investment | Refinance | Cash Out - Other | 365549 | N/A | N/A |
| XXXX | 68793731 |  |  | Closed | 2022-04-20 15:56 | 2022-04-20 20:44 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Ethnicity Selection is Not Provided | Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/20/2022 <br>Resolved-Borrower 2 Ethnicity and Race provided. Finding resolved. - Due Diligence Vendor-04/20/2022 <br>Ready for Review-Document Uploaded. - Seller-04/20/2022 <br>Open-Borrower 2 Ethnicity Selection is Not Provided Please provide Borrower 2 Ethnicity. Borrower 2 Race Selection is Not Provided Please provide Borrower 2 Race. - Due Diligence Vendor-03/24/2022 | Ready for Review-Document Uploaded. - Seller-04/20/2022<br>| Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/20/2022 <br>Resolved-Borrower 2 Ethnicity and Race provided. Finding resolved. - Due Diligence Vendor-04/20/2022<br>| XXXX |  |  | ID | Investment | Refinance | Cash Out - Other | 365550 | N/A | N/A |
| XXXX | 68793731 |  |  | Closed | 2022-03-24 16:17 | 2022-04-20 20:44 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Race Selection is Not Provided | Resolved-Borrower 2 Race Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/20/2022 <br>Rescinded-Borrower 2 Race Selection is Not Provided Please provide Borrower 2 Race. (added to ethnicity finding) - Due Diligence Vendor-03/24/2022 |  | Resolved-Borrower 2 Race Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/20/2022 <br>Rescinded-Borrower 2 Race Selection is Not Provided Please provide Borrower 2 Race. (added to ethnicity finding) - Due Diligence Vendor-03/24/2022<br>|  |  |  | ID | Investment | Refinance | Cash Out - Other | 365551 | N/A | N/A |
| XXXX | 19381481 |  |  | Closed | 2022-03-30 10:38 | 2022-03-30 10:44 | Resolved | 1 - Information C A | Compliance | TRID | Revised Closing Disclosure Delivery Date Test (No Waiting Period Required) Test | Open-This loan failed the revised closing disclosure delivery date test (no waiting period required). (12 CFR §1026.19(f)(2)(i))The revised closing disclosure delivery does not require a new waiting period and:The revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as "In Person" and the revised closing disclosure delivery date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation not requiring a new waiting period. Except as provided in §1026.19(f)(2)(ii), if the disclosures provided under §1026.19(f)(1)(i) become inaccurate before consummation, the creditor shall provide corrected disclosures reflecting any changed terms to the consumer so that the consumer receives the corrected disclosures at or before consummation. Notwithstanding the requirement to provide corrected disclosures at or before consummation, the creditor shall permit the consumer to inspect the disclosures provided under this paragraph, completed to set forth those items that are known to the creditor at the time of inspection, during the business day immediately preceding consummation, but the creditor may omit from inspection items related only to the seller's transaction. - Due Diligence Vendor-03/30/2022 |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 372943 | N/A | N/A |
| XXXX | 19381481 |  |  | Closed | 2022-03-30 10:38 | 2022-03-30 10:44 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-03/30/2022 |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 372944 | N/A | N/A |
| XXXX | 19381481 |  |  | Closed | 2022-03-30 10:38 | 2022-03-30 10:44 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-03/30/2022 |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 372945 | N/A | N/A |
| XXXX | 19381481 |  |  | Closed | 2022-03-30 10:38 | 2022-03-30 10:44 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Open-This loan failed the charges that in total cannot increase more than 10% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% ($377.00) exceed the comparable charges ($317.00) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). - Due Diligence Vendor-03/30/2022 |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 372946 | N/A | N/A |
| XXXX | 19381481 |  |  | Closed | 2022-03-24 18:27 | 2022-03-30 10:38 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Open-This loan failed the TILA right of rescission test.<br>Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation. <br>The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Final CD Issued date is 03/14/2022 and Receipt Date is 03/16/2022 both are different hence this is valid finding. - Due Diligence Vendor-03/24/2022 <br>Open-This loan failed the TILA right of rescission test.<br>Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation. <br>The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. - Due Diligence Vendor-03/24/2022 |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 365977 | N/A | N/A |
| XXXX | 70601413 |  |  | Closed | 2022-03-31 22:29 | 2022-09-14 13:26 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. CU Score less than 2.5. Second valuation not required. - Due Diligence Vendor-03/31/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. CU Score less than 2.5. Second valuation not required. - Due Diligence Vendor-03/31/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 377424 | N/A | N/A |
| XXXX | 70601413 |  |  | Closed | 2022-03-31 22:29 | 2022-09-14 13:26 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected CU Score less than 2.5. Second valuation not required. - Due Diligence Vendor-03/31/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected CU Score less than 2.5. Second valuation not required. - Due Diligence Vendor-03/31/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 377423 | N/A | N/A |
| XXXX | 70601413 |  |  | Closed | 2022-04-06 15:55 | 2022-04-06 18:57 | Resolved | 1 - Information B A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-Updated 1008 submitted - Due Diligence Vendor-04/06/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/06/2022 <br>Open-Please provide an updated 1008 showing the correct escrow (T&I) option as No - Due Diligence Vendor-04/05/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/06/2022<br>| Resolved-Updated 1008 submitted - Due Diligence Vendor-04/06/2022<br>| Final 1008.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 384448 | N/A | N/A |
| XXXX | 19833084 |  |  | Closed | 2022-04-01 14:54 | 2022-04-07 20:01 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-04/07/2022 <br>Rescinded-Borrower 1 Race Selection is Not Provided - Due Diligence Vendor-04/01/2022 |  | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-04/07/2022 <br>Rescinded-Borrower 1 Race Selection is Not Provided - Due Diligence Vendor-04/01/2022<br>|  |  |  | CA | Investment | Purchase | NA | 378207 | N/A | N/A |
| XXXX | 19833084 |  |  | Closed | 2022-04-06 18:20 | 2022-04-07 20:01 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-04/07/2022 <br>Resolved-Borrower 1 updated 1003 uploaded. 1003 screen updated. Finding resolved. - Due Diligence Vendor-04/07/2022 <br>Ready for Review-Document Uploaded. see attached - Seller-04/06/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided Please provide updated 1003 as section 1a is incomplete and does not indicate citizenship. ID in file indicates Federal Limits Apply (page 15) Please provide Visa for non citizen if applicable. Also, demographic information is incomplete as well as Section 5 missing prior ownership question (borrower has multiple properties) Thank you.<br> - Due Diligence Vendor-04/01/2022 | Ready for Review-Document Uploaded. see attached - Seller-04/06/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-04/07/2022 <br>Resolved-Borrower 1 updated 1003 uploaded. 1003 screen updated. Finding resolved. - Due Diligence Vendor-04/07/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 378206 | N/A | N/A |
| XXXX | 19833084 |  |  | Closed | 2022-04-06 18:30 | 2022-04-07 19:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Income worksheet uploaded. Finding resolved. - Due Diligence Vendor-04/07/2022 <br>Ready for Review-Document Uploaded. DSCR calculation worksheet - Seller-04/06/2022 <br>Open-Please provide income/DSCR calculation worksheet. Thank you. - Due Diligence Vendor-04/01/2022 | Ready for Review-Document Uploaded. DSCR calculation worksheet - Seller-04/06/2022<br>| Resolved-Income worksheet uploaded. Finding resolved. - Due Diligence Vendor-04/07/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 378281 | N/A | N/A |
| XXXX | 40074785 |  |  | Closed | 2022-04-06 18:39 | 2022-09-14 13:43 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected CU 2.4. Per guidelines, no additional review required for CU score of 2.5 or less. - Due Diligence Vendor-04/06/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected CU 2.4. Per guidelines, no additional review required for CU score of 2.5 or less. - Due Diligence Vendor-04/06/2022<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 386233 | N/A | N/A |
| XXXX | 40074785 |  |  | Closed | 2022-04-06 18:39 | 2022-09-14 13:43 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. CU 2.4. Per guidelines, no additional review required for CU score of 2.5 or less. - Due Diligence Vendor-04/06/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. CU 2.4. Per guidelines, no additional review required for CU score of 2.5 or less. - Due Diligence Vendor-04/06/2022<br>|  |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 386234 | N/A | N/A |
| XXXX | 40074785 |  |  | Closed | 2022-04-13 15:40 | 2022-04-14 17:15 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | XXXX | XXXX | Resolved-PCCD updated to review, report is minimal. Resolved. - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 386795 | N/A | N/A |
| XXXX | 40074785 |  |  | Closed | 2022-04-13 15:31 | 2022-04-14 17:14 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | XXXX | XXXX |  | XXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 386799 | N/A | N/A |
| XXXX | 40074785 |  |  | Closed | 2022-04-13 15:20 | 2022-04-14 15:59 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided File updated - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. - Seller-04/13/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided Please provide Borrower 1 Ethnicity. Please provide Borrower 1 Section 7: Military Service status. - Due Diligence Vendor-04/06/2022 | Ready for Review-Document Uploaded. - Seller-04/13/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided File updated - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 386058 | N/A | N/A |
| XXXX | 40074785 |  |  | Closed | 2022-04-13 15:20 | 2022-04-14 15:59 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-04/14/2022 <br>Resolved-File updated - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. - Seller-04/13/2022 <br>Open-Borrower 1 Race Selection is Not Provided Please provide Borrower 1 Race. - Due Diligence Vendor-04/06/2022 | Ready for Review-Document Uploaded. - Seller-04/13/2022<br>| Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-04/14/2022 <br>Resolved-File updated - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 386059 | N/A | N/A |
| XXXX | 40074785 |  |  | Closed | 2022-04-13 15:34 | 2022-04-14 15:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower 1 CPA Letter Provided File updated - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. - Seller-04/13/2022 <br>Open-Borrower 1 CPA Letter Missing Please provide Borrower 1 CPA. - Due Diligence Vendor-04/06/2022 | Ready for Review-Document Uploaded. - Seller-04/13/2022<br>| Resolved-Borrower 1 CPA Letter Provided File updated - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 386144 | N/A | N/A |
| XXXX | 40074785 |  |  | Closed | 2022-04-13 15:34 | 2022-04-14 15:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. - Seller-04/13/2022 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing VOE showing business is active within 60 days of closing - Due Diligence Vendor-04/06/2022 | Ready for Review-Document Uploaded. - Seller-04/13/2022<br>| Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 386963 | N/A | N/A |
| XXXX | 40742666 |  |  | Closed | 2022-04-06 20:53 | 2022-09-14 13:50 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected CU 1. Per guidelines, no additional review required. - Due Diligence Vendor-04/06/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected CU 1. Per guidelines, no additional review required. - Due Diligence Vendor-04/06/2022<br>|  |  |  | ID | Primary Residence | Refinance | Cash Out - Other | 386803 | N/A | N/A |
| XXXX | 40742666 |  |  | Closed | 2022-04-06 20:53 | 2022-09-14 13:50 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. CU 1. Per guidelines, no additional review required. - Due Diligence Vendor-04/06/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. CU 1. Per guidelines, no additional review required. - Due Diligence Vendor-04/06/2022<br>|  |  |  | ID | Primary Residence | Refinance | Cash Out - Other | 386804 | N/A | N/A |
| XXXX | 40742666 |  |  | Closed | 2022-04-07 16:34 | 2022-04-13 18:21 | Resolved | 1 - Information C A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-04/13/2022 <br>Rescinded-HCO List is on page 330 of the PDF, signed acknowledgement is not required. Rescinded. - Due Diligence Vendor-04/13/2022 <br>Open-Homeownership Counseling Disclosure Is Missing Missing signed page within 3 days of application - Due Diligence Vendor-04/07/2022 |  | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-04/13/2022 <br>Rescinded-HCO List is on page 330 of the PDF, signed acknowledgement is not required. Rescinded. - Due Diligence Vendor-04/13/2022<br>|  |  |  | ID | Primary Residence | Refinance | Cash Out - Other | 388478 | N/A | N/A |
| XXXX | 46875091 |  |  | Closed | 2022-04-07 18:49 | 2022-09-14 17:34 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected - Due Diligence Vendor-04/07/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected - Due Diligence Vendor-04/07/2022<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 389144 | N/A | N/A |
| XXXX | 46875091 |  |  | Closed | 2022-04-07 18:49 | 2022-09-14 17:34 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Open-No Secondary Value or Additional Review Products have been selected, which are required for securitization. As per Lender guidelines if UCDP risk score 1.7 hence secondary value or Secondary appraisal not require. Hence Rescinded. - Due Diligence Vendor-04/07/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022<br>|  |  |  | MD | Primary Residence | Refinance | Cash Out - Other | 389145 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:49 | 2022-09-15 14:58 | Resolved | 1 - Information C A | Credit | Income/Employment | Income 1 Months Income Verified is Missing | Resolved-Income 1 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. This is a bank statement loan - Seller-04/12/2022 <br>Open-Income 1 Months Income Verified is Missing please Provide It - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. This is a bank statement loan - Seller-04/12/2022<br>| Resolved-Income 1 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391954 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:52 | 2022-09-15 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-04/14/2022 <br>Resolved-Employment screen updated - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing Please Provide It - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-04/14/2022 <br>Resolved-Employment screen updated - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391953 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:51 | 2022-09-15 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-04/14/2022 <br>Resolved-Updated employment screen - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Please Provide It - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-04/14/2022 <br>Resolved-Updated employment screen - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391952 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:14 | 2022-09-15 13:11 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-04/13/2022 <br>Resolved-Screen 1003 updated.<br> - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-The Final 1003 is Missing Final 1003 Document Missing Please Provide It<br> - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-04/13/2022 <br>Resolved-Screen 1003 updated.<br> - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391789 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:14 | 2022-09-15 13:11 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Race Selection is Not Provided | Resolved- - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 2 Race Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Borrower 2 Race Selection is Not Provided Final 1003 Document Missing So Borrower 2 Race Selection is Not Updated - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 2 Race Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391811 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:15 | 2022-09-15 13:11 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved- - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided Final 1003 Document Missing so Borrower 1 Ethnicity Selection is Not Updated - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391806 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:14 | 2022-09-15 13:11 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Gender Selection is Not Provided | Resolved- - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 2 Gender Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Borrower 2 Gender Selection is Not Provided Final 1003 document Missing so Borrower 2 Gender Selection is Not Updated - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 2 Gender Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391810 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:15 | 2022-09-15 13:11 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Ethnicity Selection is Not Provided | Resolved- - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Borrower 2 Ethnicity Selection is Not Provided Final 1003 Document Missing so Borrower 2 Ethnicity Selection is Not Updated - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391809 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:15 | 2022-09-15 13:11 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved- - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Borrower 1 Race Selection is Not Provided Final 1003 Document Missing so Borrower 1 Race Selection is Not Updatde - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391808 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:15 | 2022-09-15 13:11 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Gender Selection is Not Provided | Resolved- - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 1 Gender Selection is Provided - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Borrower 1 Gender Selection is Not Provided Final 1003 Document Missing so Borrower 1 Gender Selection is Not Updated - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved- - Due Diligence Vendor-04/13/2022 <br>Resolved-Borrower 1 Gender Selection is Provided - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391807 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:25 | 2022-09-14 17:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-04/14/2022 <br>Resolved-Title uploaded. Title screen updated. Finding resolved. - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Title Document is missing Please Provide It - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved-Title Document is fully Present - Due Diligence Vendor-04/14/2022 <br>Resolved-Title uploaded. Title screen updated. Finding resolved. - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 392044 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:32 | 2022-09-14 17:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | XXXX | XXXX | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-04/14/2022 <br>Resolved-Tax Cert provided. Title screen updated. Finding resolved. - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 392042 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-09-14 12:59 | 2022-09-14 17:03 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | XXXX |  | XXXX |  |  |  | CA | Primary Residence | Purchase | NA | 650796 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:21 | 2022-05-25 17:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing credit report | Resolved-Credit Report is Provided - Due Diligence Vendor-04/13/2022 <br>Resolved-Updated credit screen - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Credit Report is Missing Please Provide It - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved-Credit Report is Provided - Due Diligence Vendor-04/13/2022 <br>Resolved-Updated credit screen - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391968 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:19 | 2022-05-24 22:46 | Resolved | 1 - Information C A | Credit | Closing | Maturity Date is not the first of the month | Resolved- - Due Diligence Vendor-04/21/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Resolved- - Due Diligence Vendor-04/13/2022 <br>Rescinded- - Due Diligence Vendor-04/13/2022 <br>Resolved-Maturity Date is the 1 day of the month - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Maturity Date is not the first or fifteenth day of the month Note Document is Missing so Maturity Date is not the first or fifteenth day of the month - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved- - Due Diligence Vendor-04/21/2022 <br>Resolved- - Due Diligence Vendor-04/13/2022 <br>Resolved-Maturity Date is the 1 day of the month - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391875 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:17 | 2022-05-24 22:46 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-04/13/2022 <br>Resolved-Updated note screen - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-The Note is Missing Note Document is Missing Please Provide It - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved-The Note is Present - Due Diligence Vendor-04/13/2022 <br>Resolved-Updated note screen - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391877 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-19 18:15 | 2022-04-22 20:46 | Resolved | 1 - Information C A | Compliance | Compliance | TRID violation; revised Loan Estimate not issued for rate lock. | Resolved-Correction resolved - Due Diligence Vendor-04/22/2022 <br>Resolved-Initial and Rate lock LE added to TRID review, rescinded. - Due Diligence Vendor-04/19/2022 <br>Ready for Review-Document Uploaded. - Seller-04/19/2022 <br>Open-Please provide initial and rate Lock LE in order to complete TRID testing - Due Diligence Vendor-04/18/2022 | Ready for Review-Document Uploaded. - Seller-04/19/2022<br>| Resolved-Correction resolved - Due Diligence Vendor-04/22/2022 <br>Resolved-Initial and Rate lock LE added to TRID review, rescinded. - Due Diligence Vendor-04/19/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 407430 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-20 17:06 | 2022-04-21 20:18 | Resolved | 1 - Information C A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | XXXX | Resolved-1008 received and updated. Waiting for due diligence to update <br> - Due Diligence Vendor-04/21/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 401720 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:27 | 2022-04-18 19:31 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Final CD added to TRID screen - Due Diligence Vendor-04/18/2022 <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-TRID: Missing Final Closing Disclosure - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved-Final CD added to TRID screen - Due Diligence Vendor-04/18/2022 <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 392038 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:28 | 2022-04-14 18:40 | Resolved | 1 - Information C A | Compliance | Closing | Note Indicates Prepayment Penalty but CD Does Not Indicate a Prepayment Penalty | Resolved-The Note and CD Prepayment Penalty Issue Resolved - Due Diligence Vendor-04/14/2022 <br>Rescinded-Finding added in error, rescinded. - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. There is not Prepay on this loan - Seller-04/12/2022 <br>Open-Note Indicates Prepayment Penalty but CD Does Not Indicate a Prepayment Penalty - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. There is not Prepay on this loan - Seller-04/12/2022<br>| Resolved-The Note and CD Prepayment Penalty Issue Resolved - Due Diligence Vendor-04/14/2022 <br>Rescinded-Finding added in error, rescinded. - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 392039 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:30 | 2022-04-14 17:54 | Resolved | 1 - Information C A | Credit | Missing Doc | Third Party Fraud Report not Provided | XXXX | XXXX | Rescinded-Third Party Fraud Report is provided updated screen - Due Diligence Vendor-04/14/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 392129 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:22 | 2022-04-14 17:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-04/14/2022 <br>Resolved-Updated screen - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Missing Flood Certificate Please Provide It - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved-Flood Certificate is fully present - Due Diligence Vendor-04/14/2022 <br>Resolved-Updated screen - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 392061 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:22 | 2022-04-14 17:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-04/14/2022 <br>Resolved-Screen updated - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. Property is not in Flood Zone. No Flood Insurance is require - Seller-04/12/2022 <br>Open-Missing Flood Insurance Policy Provide it - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. Property is not in Flood Zone. No Flood Insurance is require - Seller-04/12/2022<br>| Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-04/14/2022 <br>Resolved-Screen updated - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 392062 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:24 | 2022-04-14 17:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-04/14/2022 <br>Resolved-Screen updated. - Due Diligence Vendor-04/14/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-Missing Hazard Insurance Policy Please provide it - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-04/14/2022 <br>Resolved-Screen updated. - Due Diligence Vendor-04/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 392063 | N/A | N/A |
| XXXX | 57585534 |  |  | Closed | 2022-04-12 17:18 | 2022-04-13 20:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-04/13/2022 <br>Resolved-Updated Screen - Due Diligence Vendor-04/13/2022 <br>Ready for Review-Document Uploaded. - Seller-04/12/2022 <br>Open-The Deed of Trust is Missing Deed Of Trust Document is Missing Please Provide It - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/12/2022<br>| Resolved-The Deed of Trust is Present - Due Diligence Vendor-04/13/2022 <br>Resolved-Updated Screen - Due Diligence Vendor-04/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 391900 | N/A | N/A |
| XXXX | 43169299 |  |  | Closed | 2022-04-14 19:33 | 2022-04-15 18:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-Flood Insurance policy provided. Updated Property Insurance screen. Finding resolved.<br> - Due Diligence Vendor-04/15/2022 <br>Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-04/15/2022 <br>Ready for Review-Document Uploaded. - Seller-04/14/2022 <br>Open-Flood Insurance Policy Partially Provided Flood Insurance Expiration Date is Missing. Please Provide - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. - Seller-04/14/2022<br>| Resolved-Flood Insurance policy provided. Updated Property Insurance screen. Finding resolved.<br> - Due Diligence Vendor-04/15/2022 <br>Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-04/15/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | 392046 | N/A | N/A |
| XXXX | 43169299 |  |  | Closed | 2022-04-14 18:35 | 2022-04-15 18:06 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX | Resolved-Credit liabilities screen updated. 1008 screen updated. DTI within two decimals. Finding resolved. - Due Diligence Vendor-04/15/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | 392226 | N/A | N/A |
| XXXX | 94669372 |  |  | Closed | 2022-04-07 20:50 | 2022-09-14 18:47 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected <br> One full Appraisal Updated and CU score is Below 2.5 As pe the Gridlines secondary values not required <br> - Due Diligence Vendor-04/07/2022 <br>Open-No Secondary Value or Additional Review Products have been selected - Due Diligence Vendor-04/07/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected <br> One full Appraisal Updated and CU score is Below 2.5 As pe the Gridlines secondary values not required <br> - Due Diligence Vendor-04/07/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 389637 | N/A | N/A |
| XXXX | 94669372 |  |  | Closed | 2022-04-07 20:50 | 2022-09-14 18:47 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Open-No Secondary Value or Additional Review Products have been selected, which are required for securitization. <br> One full Appraisal Updated and CU score is Below 2.5 As pe the Gridlines secondary values not required <br> - Due Diligence Vendor-04/07/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 389638 | N/A | N/A |
| XXXX | 66254634 |  |  | Closed | 2022-04-07 15:27 | 2022-09-14 20:46 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected Underwriter Score is 1 Hence Secondary Value or Additional Review Product Not Rquired - Due Diligence Vendor-04/07/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected Underwriter Score is 1 Hence Secondary Value or Additional Review Product Not Rquired - Due Diligence Vendor-04/07/2022<br>|  |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 388157 | N/A | N/A |
| XXXX | 66254634 |  |  | Closed | 2022-04-07 15:27 | 2022-09-14 20:46 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Underwriter Score is 1 Hence Secondary Value or Additional Review Product Not Rquired - Due Diligence Vendor-04/07/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Underwriter Score is 1 Hence Secondary Value or Additional Review Product Not Rquired - Due Diligence Vendor-04/07/2022<br>|  |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 388158 | N/A | N/A |
| XXXX | 66254634 |  |  | Closed | 2022-04-20 15:09 | 2022-04-20 19:47 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-04/20/2022 <br>Resolved-Fully executed final 1003 uploaded. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-04/20/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/20/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided 1003 on page 1 and on page 462 do not have Ethnicity Selected - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/20/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-04/20/2022 <br>Resolved-Fully executed final 1003 uploaded. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-04/20/2022<br>| Fully Executed Final 1003.pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 390145 | N/A | N/A |
| XXXX | 66254634 |  |  | Closed | 2022-04-20 15:08 | 2022-04-20 19:47 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Gender Selection is Not Provided | Resolved-Borrower 1 Gender Selection is Provided - Due Diligence Vendor-04/20/2022 <br>Resolved-Fully executed final 1003 uploaded. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-04/20/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/20/2022 <br>Open-Borrower 1 Gender Selection is Not Provided 1003 on page 1 and on page 462 do not have Gender Selected - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/20/2022<br>| Resolved-Borrower 1 Gender Selection is Provided - Due Diligence Vendor-04/20/2022 <br>Resolved-Fully executed final 1003 uploaded. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-04/20/2022<br>| Fully Executed Final 1003.pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 390146 | N/A | N/A |
| XXXX | 66254634 |  |  | Closed | 2022-04-20 15:09 | 2022-04-20 19:47 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-04/20/2022 <br>Resolved-Fully executed final 1003 uploaded. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-04/20/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/20/2022 <br>Open-Borrower 1 Race Selection is Not Provided 1003 on page 1 and on page 462 do not have Race Selected - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/20/2022<br>| Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-04/20/2022 <br>Resolved-Fully executed final 1003 uploaded. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-04/20/2022<br>| Fully Executed Final 1003.pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 390147 | N/A | N/A |
| XXXX | 66254634 |  |  | Closed | 2022-04-20 15:34 | 2022-04-20 19:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Lease agreement provided. Updated business screen. Finding resolved. - Due Diligence Vendor-04/20/2022 <br>Ready for Review-Document Uploaded. See attached, thanks. - Seller-04/20/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/20/2022 <br>Open-Lender used actual rent received to calculate the DSCR, LEASE is not in the file - please provide - Due Diligence Vendor-04/08/2022 | Ready for Review-Document Uploaded. See attached, thanks. - Seller-04/20/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/20/2022<br>| Resolved-Lease agreement provided. Updated business screen. Finding resolved. - Due Diligence Vendor-04/20/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 390209 | N/A | N/A |
| XXXX | 44209699 |  |  | Closed | 2022-04-19 21:03 | 2022-04-19 21:46 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Enter PCCD - Due Diligence Vendor-04/19/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/19/2022 <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/19/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/19/2022<br>| Resolved-Enter PCCD - Due Diligence Vendor-04/19/2022<br>| PCCD.pdf<br>Final Closing Statement.pdf |  |  | CA | Primary Residence | Purchase | NA | 410928 | N/A | N/A |
| XXXX | 44209699 |  |  | Closed | 2022-04-19 21:03 | 2022-04-19 21:46 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Entered PCCD - Due Diligence Vendor-04/19/2022 <br>Ready for Review-Document Uploaded. See attached, thanks. - Seller-04/19/2022 <br>Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $99.00.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-04/19/2022 | Ready for Review-Document Uploaded. See attached, thanks. - Seller-04/19/2022<br>| Resolved-Entered PCCD - Due Diligence Vendor-04/19/2022<br>| PCCD.pdf |  |  | CA | Primary Residence | Purchase | NA | 410930 | N/A | N/A |
| XXXX | 44209699 |  |  | Closed | 2022-04-19 21:00 | 2022-04-19 21:35 | Resolved | 1 - Information C A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-04/19/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/19/2022 <br>Open-Homeownership Counseling Disclosure Is Missing Need Homeownership Counseling Disclosure that is dated within 3 days of application date. - Due Diligence Vendor-04/19/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/19/2022<br>| Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-04/19/2022<br>| HOMEOWNERSHIP COUNSELING DISCLOSURE.pdf |  |  | CA | Primary Residence | Purchase | NA | 410986 | N/A | N/A |
| XXXX | 44209699 |  |  | Closed | 2022-04-19 20:28 | 2022-04-19 20:57 | Resolved | 1 - Information C A | Compliance | Disclosure | RESPA Homeownership Counseling Organizations Disclosure Date Test | Rescinded-Refer to FCOM1266 - Due Diligence Vendor-04/19/2022 <br>Open-This loan failed the homeownership counseling organizations disclosure date test due to the following findings: (12 CFR §1024.20(a))The loan has a homeownership counseling organizations disclosure date that is not within three business days of the loan originator's application date (or the date creditor received application if loan originator's application date is not provided); orThe homeownership counseling organizations disclosure date is after the closing date.Not later than three business days after a lender, mortgage broker, or dealer receives an application, or information sufficient to complete an application, the lender must provide the loan applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. The list of homeownership counseling organizations distributed to each loan applicant under this section shall be obtained no earlier than 30 days prior to the time when the list is provided to the loan applicant from either:(1)The website maintained by the Bureau for lenders to use in complying with the requirements of this section; or(2)Data made available by the Bureau or HUD for lenders to use in complying with the requirements of this section, provided that the data is used in accordance with instructions provided with the data.This calculation take into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §1024.2(b) and as it relates to §1024.20 (list of homeownership counseling organizations provided not later than 3 business days after a loan originator receives an application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page: NonePlease note: This test does not validate the content of any list of homeownership counseling organizations. - Due Diligence Vendor-04/19/2022 |  | Rescinded-Refer to FCOM1266 - Due Diligence Vendor-04/19/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 410927 | N/A | N/A |
| XXXX | 44209699 |  |  | Closed | 2022-04-14 14:51 | 2022-04-19 20:46 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Entered LE and CD - Due Diligence Vendor-04/19/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/14/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/14/2022 <br>Open-Initial LE not in file. Unable to run CE. - Due Diligence Vendor-04/12/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/14/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/14/2022<br>| Resolved-Entered LE and CD - Due Diligence Vendor-04/19/2022<br>| LE's and COC.pdf<br>Initial CD 03-07.pdf<br>Final Closing Statement.pdf<br>PCCD.pdf |  |  | CA | Primary Residence | Purchase | NA | 395739 | N/A | N/A |
| XXXX | 20201288 |  |  | Closed | 2022-09-14 19:48 | 2022-09-15 18:52 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 4 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-09/15/2022 <br>Open-Audited Reserves of 4 month(s) are less than Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-09/14/2022 |  | Resolved-Audited Reserves of 4 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-09/15/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 651939 | N/A | N/A |
| XXXX | 20201288 |  |  | Closed | 2022-04-15 17:34 | 2022-09-14 15:01 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | XXXX |  | XXXX |  |  |  | CA | Primary Residence | Purchase | NA | 404063 | N/A | N/A |
| XXXX | 20201288 |  |  | Closed | 2022-04-15 17:34 | 2022-09-14 15:01 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | XXXX |  | XXXX |  |  |  | CA | Primary Residence | Purchase | NA | 404064 | N/A | N/A |
| XXXX | 20201288 |  |  | Closed | 2022-04-21 13:33 | 2022-04-21 18:09 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | Resolved-Credit report entered. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-04/21/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/21/2022 <br>Open-Due to Credit report is missing, DTI is not matching. Please provide credit report to update liability section. - Due Diligence Vendor-04/18/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/21/2022<br>| Resolved-Credit report entered. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-04/21/2022<br>| Credit Report.pdf |  |  | CA | Primary Residence | Purchase | NA | 406777 | N/A | N/A |
| XXXX | 20201288 |  |  | Closed | 2022-04-21 13:33 | 2022-04-21 18:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing credit report | Resolved-Credit Report is Provided - Due Diligence Vendor-04/21/2022 <br>Ready for Review-Document Uploaded. See attached, thanks. - Seller-04/21/2022 <br>Open-Credit Report is Missing Credit report is not given in loan file. Please provide credit report. - Due Diligence Vendor-04/15/2022 | Ready for Review-Document Uploaded. See attached, thanks. - Seller-04/21/2022<br>| Resolved-Credit Report is Provided - Due Diligence Vendor-04/21/2022<br>| Credit Report.pdf |  |  | CA | Primary Residence | Purchase | NA | 404038 | N/A | N/A |
| XXXX | 29255552 |  |  | Closed | 2022-09-14 19:44 | 2022-09-15 18:56 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 5.47 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-09/15/2022 <br>Open-Audited Reserves of 5.47 month(s) are less than Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-09/14/2022 |  | Resolved-Audited Reserves of 5.47 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-09/15/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 651931 | N/A | N/A |
| XXXX | 29255552 |  |  | Closed | 2022-04-28 15:21 | 2022-09-14 16:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-04/28/2022 <br>Resolved-Borrower 1 CPA letter provided. Employment Income screen updated. Finding resolved. - Due Diligence Vendor-04/28/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/28/2022 <br>Open-Borrower 1 CPA Letter Missing - Due Diligence Vendor-04/18/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/28/2022<br>| Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-04/28/2022 <br>Resolved-Borrower 1 CPA letter provided. Employment Income screen updated. Finding resolved. - Due Diligence Vendor-04/28/2022<br>| CPA Letter and VVOE.pdf |  |  | CA | Primary Residence | Purchase | NA | 406284 | N/A | N/A |
| XXXX | 29255552 |  |  | Closed | 2022-04-28 15:26 | 2022-04-28 15:51 | Resolved | 1 - Information C A | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | Resolved-Loan is NonQM. Finding resolved. - Due Diligence Vendor-04/28/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/28/2022 <br>Open-This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. (12 CFR §1026.43(b)(4), (e)(1))This loan does not qualify for a safe harbor. The loan has an APR of 6.657%. The APR threshold to qualify for a safe harbor is 5.730%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the interest rate is set by 1.5 or more percentage points for a first-lien covered transaction, or by 3.5 or more percentage points for a subordinate-lien covered transaction. - Due Diligence Vendor-04/18/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/28/2022<br>| Resolved-Loan is NonQM. Finding resolved. - Due Diligence Vendor-04/28/2022<br>| Compliance Report.pdf<br>HPML.pdf |  |  | CA | Primary Residence | Purchase | NA | 408234 | N/A | N/A |
| XXXX | 57939058 |  |  | Closed | 2022-09-14 19:40 | 2022-09-22 16:22 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Exception approved for reserves at 6.28 months when guidelines require 7 months. Loan Exception found in finding - Due Diligence Vendor-09/22/2022 <br>Waived- - Due Diligence Vendor-09/22/2022 <br>Ready for Review-Document Uploaded. - Seller-09/21/2022 <br>Open-Audited Reserves of 6.28 month(s) are less than Guideline Required Reserves of 7 month(s) - Due Diligence Vendor-09/14/2022 | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Waived-Exception approved for reserves at 6.28 months when guidelines require 7 months. Loan Exception found in finding - Due Diligence Vendor-09/22/2022<br>| XXXX |  | Comp Factor #1: FICO 753-33 points above 720<br> Comp Factor #2: Residual income at least $15,000 a month | CA | Primary Residence | Purchase | NA | 651917 | Originator Pre-Close | Yes |
| XXXX | 57939058 |  |  | Closed | 2022-05-31 14:52 | 2022-09-14 19:32 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-05/31/2022 <br>Ready for Review-Document Uploaded. - Seller-05/31/2022 <br>Open-TRID: Missing Final Closing Disclosure, please provide - Due Diligence Vendor-04/20/2022 | Ready for Review-Document Uploaded. - Seller-05/31/2022<br>| Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-05/31/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 413360 | N/A | N/A |
| XXXX | 57939058 |  |  | Closed | 2022-05-26 18:12 | 2022-09-14 17:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-Borrower 1 W2 provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-05/26/2022 <br>Resolved-Borrower 1 W2/1099 Provided - Due Diligence Vendor-05/26/2022 <br>Ready for Review-Document Uploaded. - Seller-05/26/2022 <br>Open-Borrower 1 W2/1099 Missing Please provide W2 for Borrower 1. - Due Diligence Vendor-04/19/2022 | Ready for Review-Document Uploaded. - Seller-05/26/2022<br>| Resolved-Borrower 1 W2 provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-05/26/2022 <br>Resolved-Borrower 1 W2/1099 Provided - Due Diligence Vendor-05/26/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 409789 | N/A | N/A |
| XXXX | 57939058 |  |  | Closed | 2022-05-26 16:14 | 2022-05-26 20:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-Borrower income calculation worksheet provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-05/26/2022 <br>Ready for Review-Document Uploaded. - Seller-05/26/2022 <br>Open-Please provide the Income Calculation Worksheet for Borrower 1. - Due Diligence Vendor-04/19/2022 | Ready for Review-Document Uploaded. - Seller-05/26/2022<br>| Resolved-Borrower income calculation worksheet provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-05/26/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 409815 | N/A | N/A |
| XXXX | 57939058 |  |  | Closed | 2022-05-26 16:23 | 2022-05-26 20:07 | Resolved | 1 - Information C A | Credit | Credit | Deficient Income Documentation | Resolved-All income documentation provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-05/26/2022 <br>Ready for Review-Document Uploaded. - Seller-05/26/2022 <br>Open-Please provide updated P&L for borrower 2, current P&L only shows 2 months<br> Please provide tax returns for borrower 2 - Due Diligence Vendor-04/21/2022 | Ready for Review-Document Uploaded. - Seller-05/26/2022<br>| Resolved-All income documentation provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-05/26/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 415915 | N/A | N/A |
| XXXX | 57939058 |  |  | Closed | 2022-05-26 16:05 | 2022-05-26 16:46 | Resolved | 1 - Information B A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-Loan program snippet provided. Updated 1003 screen and business guideline screen. Finding resolved. - Due Diligence Vendor-05/26/2022 <br>Ready for Review-Document Uploaded. - Seller-05/26/2022 <br>Open-Please provide snippet showing loan program grade - Due Diligence Vendor-04/21/2022 | Ready for Review-Document Uploaded. - Seller-05/26/2022<br>| Resolved-Loan program snippet provided. Updated 1003 screen and business guideline screen. Finding resolved. - Due Diligence Vendor-05/26/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 415930 | N/A | N/A |
| XXXX | 57939058 |  |  | Closed | 2022-05-26 16:13 | 2022-05-26 16:38 | Resolved | 1 - Information C A | Compliance | Compliance | TRID LE date violation; missing initial Loan Estimate. Unable to determine TRID date of compliance. | Resolved-Resolved - Due Diligence Vendor-05/26/2022 <br>Ready for Review-Document Uploaded. - Seller-05/26/2022 <br>Open-Provide Initial Loan Estimate - Due Diligence Vendor-04/20/2022 | Ready for Review-Document Uploaded. - Seller-05/26/2022<br>| Resolved-Resolved - Due Diligence Vendor-05/26/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 413402 | N/A | N/A |
| XXXX | 57939058 |  |  | Closed | 2022-05-26 16:13 | 2022-05-26 16:38 | Resolved | 1 - Information C A | Compliance | Compliance | RESPA violation; Missing changed circumstance documentation. | Resolved-Entered LE - Due Diligence Vendor-05/26/2022 <br>Ready for Review-Document Uploaded. - Seller-05/26/2022 <br>Open-Missing COC for Rate Lock - Due Diligence Vendor-04/20/2022 | Ready for Review-Document Uploaded. - Seller-05/26/2022<br>| Resolved-Entered LE - Due Diligence Vendor-05/26/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 413398 | N/A | N/A |
| XXXX | 20045168 |  |  | Closed | 2022-04-27 17:04 | 2022-05-03 10:10 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- Entered Rate Lock and COC ; Resolved - Due Diligence Vendor-05/03/2022 <br>Rescinded-Addressed in finding 3634. Rescinded. - Due Diligence Vendor-04/27/2022 <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/27/2022 |  | Resolved- Entered Rate Lock and COC ; Resolved - Due Diligence Vendor-05/03/2022 <br>Rescinded-Addressed in finding 3634. Rescinded. - Due Diligence Vendor-04/27/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 425257 | N/A | N/A |
| XXXX | 20045168 |  |  | Closed | 2022-04-27 17:04 | 2022-05-03 10:10 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- Entered Rate Lock and COC ; Resolved - Due Diligence Vendor-05/03/2022 <br>Rescinded-Addressed in finding 3634. Rescinded. - Due Diligence Vendor-04/27/2022 <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/27/2022 |  | Resolved- Entered Rate Lock and COC ; Resolved - Due Diligence Vendor-05/03/2022 <br>Rescinded-Addressed in finding 3634. Rescinded. - Due Diligence Vendor-04/27/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 425258 | N/A | N/A |
| XXXX | 20045168 |  |  | Closed | 2022-04-29 14:32 | 2022-05-03 10:10 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- Entered Rate Lock and COC ; Resolved - Due Diligence Vendor-05/03/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/29/2022 <br>Open-This loan failed the charges that cannot increase test due to the points fee in the amount of $11,340 added to the final CD without a valid Change of Circumstance Form. There is no evidence of reimbursement in file. Please upload COC, or to cure upload refund check, PCCD, LOE, and POD shipping envelope. - Due Diligence Vendor-04/27/2022 <br>Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $11,340.00.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-04/27/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/29/2022<br>| Resolved- Entered Rate Lock and COC ; Resolved - Due Diligence Vendor-05/03/2022<br>| COC for CD 04-06-2022.pdf |  |  | CA | Primary Residence | Purchase | NA | 425259 | N/A | N/A |
| XXXX | 20045168 |  |  | Closed | 2022-04-26 21:07 | 2022-04-27 17:10 | Resolved | 1 - Information C A | Compliance | ComplianceEase | Initial Loan Estimate Delivery Date Test (prior to consummation) | Resolved-Loan Estimate provided. Updated TRID screen. Finding resolved. - Due Diligence Vendor-04/27/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/26/2022 <br>Open-Loan Estimate document is missing in file. Please provide - Due Diligence Vendor-04/19/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/26/2022<br>| Resolved-Loan Estimate provided. Updated TRID screen. Finding resolved. - Due Diligence Vendor-04/27/2022<br>| LE's and COC.pdf |  |  | CA | Primary Residence | Purchase | NA | 409976 | N/A | N/A |
| XXXX | 20045168 |  |  | Closed | 2022-04-26 21:07 | 2022-04-27 17:10 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Loan Estimate provided. Updated TRID screen. Finding resolved. - Due Diligence Vendor-04/27/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/26/2022 <br>Open- - Due Diligence Vendor-04/19/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/26/2022<br>| Resolved-Loan Estimate provided. Updated TRID screen. Finding resolved. - Due Diligence Vendor-04/27/2022<br>| LE's and COC.pdf |  |  | CA | Primary Residence | Purchase | NA | 409977 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-10 16:31 | 2022-09-15 18:20 | Resolved | 1 - Information C A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-06/01/2022 <br>Rescinded-Borrower 1 CPA uploaded that was in the original file. Employment Income screen updated. - Due Diligence Vendor-05/11/2022 <br>Ready for Review-Document Uploaded. Attached is the same CPA letter that we initially shipped for your review with our Post Close Package. - Seller-05/10/2022 <br>Open-Borrower 1 CPA Letter Missing Please provide Business CPA for Borrower 1. - Due Diligence Vendor-04/19/2022 | Ready for Review-Document Uploaded. Attached is the same CPA letter that we initially shipped for your review with our Post Close Package. - Seller-05/10/2022<br>| Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-06/01/2022 <br>Rescinded-Borrower 1 CPA uploaded that was in the original file. Employment Income screen updated. - Due Diligence Vendor-05/11/2022<br>| CPA Letter.pdf |  |  | CA | Primary Residence | Purchase | NA | 410615 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-04-25 21:02 | 2022-09-15 18:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/01/2022 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-04/25/2022 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/01/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 421413 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-11 14:01 | 2022-09-14 15:32 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX | XXXX | XXXX | XXXX |  |  | CA | Primary Residence | Purchase | NA | 420403 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-19 13:09 | 2022-05-19 16:56 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-Lender provided HPML Disclosure and acknowledges loan HPML - Due Diligence Vendor-05/19/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-05/19/2022 <br>Open-Please replay back to acknowledge that this loan is a high priced transaction." - Due Diligence Vendor-05/18/2022 <br>Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/17/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-05/19/2022<br>| Resolved-Lender provided HPML Disclosure and acknowledges loan HPML - Due Diligence Vendor-05/19/2022<br>| HPML.pdf |  |  | CA | Primary Residence | Purchase | NA | 461001 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-17 21:30 | 2022-05-17 23:38 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | XXXX |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 461042 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-17 21:20 | 2022-05-17 23:38 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/17/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 460997 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-17 21:20 | 2022-05-17 23:38 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/17/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 460998 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-17 21:30 | 2022-05-17 23:38 | Resolved | 1 - Information C A | Compliance | TRID | Revised Loan Estimate Delivery Date Test (prior to consummation) | Open-This loan failed the revised loan estimate delivery date test (prior to consummation) due to one of the following findings: (12 CFR §1026.19(e)(4)(ii))The revised loan estimate delivery date is provided and the revised loan estimate method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised loan estimate delivery date is less than seven business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised loan estimate delivery date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate receipt date is provided and the revised loan estimate receipt date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate delivery date is on or after the initial closing disclosure delivery date.The creditor shall not provide a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i). The consumer must receive a revised version of the disclosures required under §1026.19(e)(1)(i) not later than four business days prior to consummation. If the revised version of the disclosures required §1026.19(e)(1)(i) is not provided to the consumer in person, the consumer is considered to have received such version three business days after the creditor delivers or places such version in the mail. - Due Diligence Vendor-05/17/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 461040 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-17 21:30 | 2022-05-17 23:38 | Resolved | 1 - Information C A | Compliance | TRID | TRID Initial Loan Estimate Date and Initial Closing Disclosure Date Validation Test | Open-This loan failed the TRID initial loan estimate date and initial closing disclosure date validation test.This loan contains an initial closing disclosure receipt date (or initial closing disclosure delivery date if receipt date was not provided) that is on or before any loan estimate delivery date. Please review the loan data to ensure the dates are in the correct fields. - Due Diligence Vendor-05/17/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 461041 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-17 21:20 | 2022-05-17 21:30 | Resolved | 1 - Information C A | Compliance | TRID | TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test | Open-This loan failed the TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" validation test.This loan contains a fee or fees where "compensation to" is set to the lender or broker but this fee or fees should not be retained by the lender or broker."Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" should contain an itemization of each amount, and a subtotal of all such amounts, the consumer will pay for settlement services for which the consumer cannot shop in accordance with Regulation Z and that are provided by persons other than the creditor or mortgage broker. - Due Diligence Vendor-05/17/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 460995 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-17 21:20 | 2022-05-17 21:30 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Open-This loan failed the charges that in total cannot increase more than 10% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% ($1,948.00) exceed the comparable charges ($575.00) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). - Due Diligence Vendor-05/17/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 460999 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-17 21:20 | 2022-05-17 21:30 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Disclosure Dates and Personal Delivery Validation Test | Open-This loan failed the TRID disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. - Due Diligence Vendor-05/17/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 461002 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-16 13:10 | 2022-05-16 19:29 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Calculating Cash to Close Closing Costs Paid, Closing Costs Financed, Down Pmt, Deposit, and/or Funds for Borrower discrepancy | XXXX | XXXX | XXXX | Updated PC.pdf |  |  | CA | Primary Residence | Purchase | NA | 421542 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-05-11 13:59 | 2022-05-11 19:42 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX | Resolved-Credit updated - Due Diligence Vendor-05/11/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 410678 | N/A | N/A |
| XXXX | 42409701 |  |  | Closed | 2022-04-28 15:38 | 2022-05-02 22:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-CD was entered into the system. - Due Diligence Vendor-05/02/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/28/2022 <br>Open-TRID: Missing Closing Disclosure Please provide initial and any subsequent revised CDs if applicable - Due Diligence Vendor-04/25/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/28/2022<br>| Resolved-CD was entered into the system. - Due Diligence Vendor-05/02/2022<br>| CD 04-05 & COC.pdf |  |  | CA | Primary Residence | Purchase | NA | 420371 | N/A | N/A |
| XXXX | 53769938 |  |  | Closed | 2022-04-21 15:58 | 2022-09-14 15:49 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected CU score of 1 does not require a second review - Due Diligence Vendor-04/21/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected CU score of 1 does not require a second review - Due Diligence Vendor-04/21/2022<br>|  |  |  | MA | Primary Residence | Purchase | NA | 415167 | N/A | N/A |
| XXXX | 53769938 |  |  | Closed | 2022-04-21 15:58 | 2022-09-14 15:49 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Open-No Secondary Value or Additional Review Products have been selected, which are required for securitization. CU score of 1 does not require a second review - Due Diligence Vendor-04/21/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022<br>|  |  |  | MA | Primary Residence | Purchase | NA | 415168 | N/A | N/A |
| XXXX | 53769938 |  |  | Closed | 2022-04-26 21:02 | 2022-04-27 15:36 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Rental history provided. Finding resolved. - Due Diligence Vendor-04/27/2022 <br>Ready for Review-Document Uploaded. - Seller-04/26/2022 <br>Open-Housing History Does Not Meet Guideline Requirements 12 month rental history not in file - Due Diligence Vendor-04/21/2022 | Ready for Review-Document Uploaded. - Seller-04/26/2022<br>| Resolved-Rental history provided. Finding resolved. - Due Diligence Vendor-04/27/2022<br>| XXXX |  |  | MA | Primary Residence | Purchase | NA | 415130 | N/A | N/A |
| XXXX | 83451741 |  |  | Closed | 2022-04-20 14:55 | 2022-09-23 12:58 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/23/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. As per the Guidelines CU Score <2.5, Secondary value is not required, Hence Rescinded - Due Diligence Vendor-04/20/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/23/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. As per the Guidelines CU Score <2.5, Secondary value is not required, Hence Rescinded - Due Diligence Vendor-04/20/2022<br>|  |  |  | MA | Primary Residence | Refinance | Cash Out - Other | 412410 | N/A | N/A |
| XXXX | 83451741 |  |  | Closed | 2022-04-25 21:29 | 2022-04-26 18:11 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | Resolved-Updated 1008 provided. Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-04/26/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/25/2022 <br>Open-There is Discrepancy in the Principal amount As per Note Document(Page No.138) P & I is $1708.01. Because of this we are getting DTI Discrepancy - Due Diligence Vendor-04/20/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-04/25/2022<br>| Resolved-Updated 1008 provided. Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-04/26/2022<br>| Final 1008.pdf |  |  | MA | Primary Residence | Refinance | Cash Out - Other | 412884 | N/A | N/A |
| XXXX | 83451741 |  |  | Closed | 2022-04-25 13:44 | 2022-04-25 14:00 | Resolved | 1 - Information C A | Compliance | Points & Fees | MA 209 CMR 32.35 Higher-Priced Mortgage Loan Test | XXXX | Ready for Review-Document Uploaded. Invalid condition. Attached is the same HPML that was initially shipped to Selene for your review. - Seller-04/25/2022<br>| Resolved-HPML document in file. Finding resolved. - Due Diligence Vendor-04/25/2022<br>| HPML.pdf |  |  | MA | Primary Residence | Refinance | Cash Out - Other | 413028 | N/A | N/A |
| XXXX | 83451741 |  |  | Closed | 2022-04-25 13:44 | 2022-04-25 13:56 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | XXXX | Ready for Review-Document Uploaded. Attached is the same HPML that was initially shipped to Selene for your review. - Seller-04/25/2022<br>| Resolved-HPML document in file. Finding resolved. - Due Diligence Vendor-04/25/2022<br>| HPML.pdf |  |  | MA | Primary Residence | Refinance | Cash Out - Other | 413026 | N/A | N/A |
| XXXX | 32290693 |  |  | Closed | 2022-04-22 18:17 | 2022-09-14 17:40 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected UCDP Score is less than 2.5%. Hence, desk review is not require. - Due Diligence Vendor-04/22/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected UCDP Score is less than 2.5%. Hence, desk review is not require. - Due Diligence Vendor-04/22/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 418353 | N/A | N/A |
| XXXX | 32290693 |  |  | Closed | 2022-04-22 18:17 | 2022-09-14 17:40 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. UCDP Score is less than 2.5%. Hence, desk review is not require. - Due Diligence Vendor-04/22/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/14/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. UCDP Score is less than 2.5%. Hence, desk review is not require. - Due Diligence Vendor-04/22/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 418354 | N/A | N/A |
| XXXX | 32290693 |  |  | Closed | 2022-04-28 15:46 | 2022-04-28 16:29 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-HPML Cert received, resolved. - Due Diligence Vendor-04/28/2022 <br>Ready for Review-Uploaded HPML - Seller-04/28/2022 <br>Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Lender Cert on page 239 is blank, please acknowledge this is a HPML - Due Diligence Vendor-04/26/2022 <br>Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-04/25/2022 | Ready for Review-Uploaded HPML - Seller-04/28/2022<br>| Resolved-HPML Cert received, resolved. - Due Diligence Vendor-04/28/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 419739 | N/A | N/A |
| XXXX | 32290693 |  |  | Closed | 2022-04-28 15:45 | 2022-04-28 16:29 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-HPML cert received, resolved. - Due Diligence Vendor-04/28/2022 <br>Ready for Review-Document Uploaded. - Seller-04/28/2022 <br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Lender Cert on page 239 is blank, please acknowledge this is a HPML - Due Diligence Vendor-04/26/2022 <br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-04/25/2022 | Ready for Review-Document Uploaded. - Seller-04/28/2022<br>| Resolved-HPML cert received, resolved. - Due Diligence Vendor-04/28/2022<br>| HPML.pdf |  |  | CA | Primary Residence | Purchase | NA | 419738 | N/A | N/A |
| XXXX | 60168048 |  |  | Closed | 2022-05-10 17:37 | 2022-06-01 17:22 | Resolved | 1 - Information C A | Compliance | Points & Fees | TILA Finance Charge Test | XXXX | Ready for Review-Document Uploaded. Please note that the loan had a COC CD that was done prior to close and apparently was not shipped. This COC CD captured a loan amount increase and an increase to loan discount points. - Seller-05/10/2022<br>| Resolved-Entered prepaid finance charges correctly reran CE and resolved. - Due Diligence Vendor-06/01/2022<br>| XXXX |  |  | MA | Primary Residence | Purchase | NA | 423381 | N/A | N/A |
| XXXX | 60168048 |  |  | Closed | 2022-04-22 19:56 | 2022-06-01 17:20 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | XXXX |  | Rescinded-Addressed in finding 3634, rescinded. - Due Diligence Vendor-04/27/2022<br>|  |  |  | MA | Primary Residence | Purchase | NA | 418827 | N/A | N/A |
| XXXX | 60168048 |  |  | Closed | 2022-04-22 19:56 | 2022-06-01 17:20 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Rescinded- - Due Diligence Vendor-05/10/2022 <br>Rescinded-Addressed in finding 3634, rescinded. - Due Diligence Vendor-04/27/2022 <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. This loan failed the charges that cannot test due to an increase in Points - Loan Discount Fee and Mortgage Broker Fee in the amount of $8,250 and $9,900 respectively without a valid Change of Circumstance Form on CD 4/12/2022 . Please provide COC, or tolerance refund check in the amount of $8,250 and $9,900 respectively PCCD, LOE, and proof of delivery. - Due Diligence Vendor-04/22/2022 <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/22/2022 |  | Rescinded-Addressed in finding 3634, rescinded. - Due Diligence Vendor-04/27/2022<br>|  |  |  | MA | Primary Residence | Purchase | NA | 418828 | N/A | N/A |
| XXXX | 60168048 |  |  | Closed | 2022-04-22 19:56 | 2022-06-01 17:20 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | XXXX |  | Rescinded-Updated entries on final CD, rescinded. - Due Diligence Vendor-04/27/2022<br>|  |  |  | MA | Primary Residence | Purchase | NA | 418829 | N/A | N/A |
| XXXX | 60168048 |  |  | Closed | 2022-04-26 19:33 | 2022-06-01 17:20 | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date and Changed Circumstances Date Test | Rescinded-Updated entries, resolved. - Due Diligence Vendor-05/10/2022 <br>Open-This loan failed the initial closing disclosure delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F) , and (D) as amended in 2015 , and 12 CFR §1026.19(e)(4)(i))The initial closing disclosure delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §1026.2(a)(6) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure).This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneIf a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and 10% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised interest rate, the points disclosed pursuant to §1026.37(f)(1), lender credits, and any other interest rate dependent charges and terms.Official Interpretations12 C.F.R. §1026.19(e)(4)(ii)Relationship to disclosures required under §1026.19(f)(1)(i).Revised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i)...However, if a creditor uses a revised estimate pursuant to § 1026.19(e)(3)(iv) for the purpose of determining good faith under § 1026.19(e)(3)(i) and (ii), § 1026.19(e)(4)(i) permits the creditor to provide the revised estimate in the disclosures required under § 1026.19(f)(1)(i) (including any corrected disclosures provided under § 1026.19(f)(2)(i) or (ii)). COC dated 3/29 initial CD signed on 4/5 outside the 3 day period - Due Diligence Vendor-04/26/2022 <br>Open-This loan failed the initial closing disclosure delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F) , and (D) as amended in 2015 , and 12 CFR §1026.19(e)(4)(i))The initial closing disclosure delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §1026.2(a)(6) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure).This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneIf a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and 10% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised interest rate, the points disclosed pursuant to §1026.37(f)(1), lender credits, and any other interest rate dependent charges and terms.Official Interpretations12 C.F.R. §1026.19(e)(4)(ii)Relationship to disclosures required under §1026.19(f)(1)(i).Revised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i)...However, if a creditor uses a revised estimate pursuant to § 1026.19(e)(3)(iv) for the purpose of determining good faith under § 1026.19(e)(3)(i) and (ii), § 1026.19(e)(4)(i) permits the creditor to provide the revised estimate in the disclosures required under § 1026.19(f)(1)(i) (including any corrected disclosures provided under § 1026.19(f)(2)(i) or (ii)). - Due Diligence Vendor-04/26/2022 |  | Rescinded-Updated entries, resolved. - Due Diligence Vendor-05/10/2022<br>|  |  |  | MA | Primary Residence | Purchase | NA | 423382 | N/A | N/A |
| XXXX | 60168048 |  |  | Closed | 2022-04-27 19:11 | 2022-04-27 21:00 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-HPML cert received, resolved. - Due Diligence Vendor-04/27/2022 <br>Ready for Review-Document Uploaded. - Seller-04/27/2022 <br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Not An HPML disclosure in the file found on page 286 indicates the loan is NOT HPML. Please reply to acknowledge that this loan is a high-priced transaction - Due Diligence Vendor-04/22/2022 <br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-04/22/2022 | Ready for Review-Document Uploaded. - Seller-04/27/2022<br>| Resolved-HPML cert received, resolved. - Due Diligence Vendor-04/27/2022<br>| XXXX |  |  | MA | Primary Residence | Purchase | NA | 418824 | N/A | N/A |
| XXXX | 60168048 |  |  | Closed | 2022-04-27 19:11 | 2022-04-27 20:59 | Resolved | 1 - Information C A | Compliance | Points & Fees | MA 209 CMR 32.35 Higher-Priced Mortgage Loan Test | Resolved-HPML cert received, resolved. - Due Diligence Vendor-04/27/2022 <br>Ready for Review-Document Uploaded. - Seller-04/27/2022 <br>Open-This loan passed the MA 209 CMR 32.35 higher-priced mortgage loan test. (MA 209 CMR 32.35)<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of Massachusetts Regulations.<br>While the Code of Massachusetts Regulations provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Not An HPML disclosure in the file found on page 286 indicates the loan is NOT HPML. Please reply to acknowledge that this loan is a high-priced transaction - Due Diligence Vendor-04/22/2022 <br>Open-This loan passed the MA 209 CMR 32.35 higher-priced mortgage loan test. (MA 209 CMR 32.35)<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of Massachusetts Regulations.<br>While the Code of Massachusetts Regulations provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-04/22/2022 | Ready for Review-Document Uploaded. - Seller-04/27/2022<br>| Resolved-HPML cert received, resolved. - Due Diligence Vendor-04/27/2022<br>| XXXX |  |  | MA | Primary Residence | Purchase | NA | 418825 | N/A | N/A |
| XXXX | 24521218 |  |  | Closed | 2022-04-22 19:53 | 2022-09-23 12:55 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/23/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. One Full appraisal updated CU score is Below 2.5 and Second appraisal not required as per the guidelines<br> - Due Diligence Vendor-04/22/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-09/23/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. One Full appraisal updated CU score is Below 2.5 and Second appraisal not required as per the guidelines<br> - Due Diligence Vendor-04/22/2022<br>|  |  |  | FL | Investment | Purchase | NA | 418812 | N/A | N/A |
| XXXX | 33961657 |  |  | Closed | 2022-06-16 14:16 | 2022-06-16 14:20 | Resolved | 1 - Information C A | Credit | Insurance | Flood Certification Date is greater than Note Date | Resolved-Validation Resolved Updated flood cert provided. Updated Property Insurance screen. Finding resolved. - Due Diligence Vendor-06/16/2022 <br> Ready for Review-Document Uploaded. Please see attached, thanks. - Seller-06/16/2022 <br> Open-Flood Certification Date is greater than XXXX Please Provide Flood Certificate prior to Note date - Due Diligence Vendor-06/14/2022 | Ready for Review-Document Uploaded. Please see attached, thanks. - Seller-06/16/2022<br>| Resolved-Validation Resolved Updated flood cert provided. Updated Property Insurance screen. Finding resolved. - Due Diligence Vendor-06/16/2022<br>| Flood Cert.pdf |  |  | GA | Investment | Purchase | NA | 499317 | N/A | N/A |
| XXXX | 60121888 |  |  | Closed | 2022-07-22 21:19 | 2022-07-22 22:05 | Waived | 2 - Non-Material B | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX |  |  | Comp factor # 1: Reserves at least 3 months<br> Comp factor # 2 Mtg on credit report 0x30x30 and 0x30x16 | GA | Investment | Refinance | No Cash Out - Borrower Initiated | 566995 | Originator Post-Close | Yes |
| XXXX | 60121888 |  |  | Closed | 2022-07-12 19:41 | 2022-07-22 21:21 | Resolved | 1 - Information C A | Credit | Credit | CLTV/LTV unknown | XXXX | Ready for Review-Document Uploaded. Exception and revised 1008 uploaded. Thanks - Seller-07/22/2022<br>| Resolved-Updated 1008 with corrected LTV received and updated to review. Exception form for LTV over 70% on a no ratio loan also received. - Due Diligence Vendor-07/22/2022<br>| XXXX |  |  | GA | Investment | Refinance | No Cash Out - Borrower Initiated | 542947 | N/A | N/A |
| XXXX | 70423270 |  |  | Closed | 2022-07-14 17:24 | 2022-07-18 14:48 | Resolved | 1 - Information C A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-Client provided 1003 - Due Diligence Vendor-07/18/2022 <br>Ready for Review-Document Uploaded. - Seller-07/18/2022 <br>Open-Please provide an updated Final 1003 with the LO signature. Thank you. - Due Diligence Vendor-07/14/2022 | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>| Resolved-Client provided 1003 - Due Diligence Vendor-07/18/2022<br>| XXXX |  |  | RI | Investment | Purchase | NA | 547458 | N/A | N/A |
| XXXX | 66788381 |  |  | Closed | 2022-07-12 15:42 | 2022-08-10 11:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | XXXX | Ready for Review-Document Uploaded. - Seller-08/09/2022<br>| Resolved-LOE provided; resolved - Due Diligence Vendor-08/10/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 541825 | N/A | N/A |
| XXXX | 66788381 |  |  | Closed | 2022-07-13 18:54 | 2022-07-20 15:41 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-PCCD was entered and finding resolved. - Due Diligence Vendor-07/20/2022 <br>Ready for Review-Document Uploaded. - Seller-07/20/2022 <br>Open-TRID: Missing Closing Disclosure Please advise if there is a closing disclosure after closing with finalized costs as this is a dry funding state. - Due Diligence Vendor-07/13/2022 | Ready for Review-Document Uploaded. - Seller-07/20/2022<br>| Resolved-PCCD was entered and finding resolved. - Due Diligence Vendor-07/20/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 544745 | N/A | N/A |
| XXXX | 99717782 |  |  | Closed | 2022-07-14 19:43 | 2022-07-18 11:32 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Final 1003 signed by LO received and updated to review. - Due Diligence Vendor-07/18/2022 <br>Resolved-The Final 1003 is Present - Due Diligence Vendor-07/18/2022 <br>Ready for Review-Document Uploaded. - Seller-07/15/2022 <br>Open-Missing LO signature on final 1003, Please provide - Due Diligence Vendor-07/14/2022 | Ready for Review-Document Uploaded. - Seller-07/15/2022<br>| Resolved-Final 1003 signed by LO received and updated to review. - Due Diligence Vendor-07/18/2022 <br>Resolved-The Final 1003 is Present - Due Diligence Vendor-07/18/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 548360 | N/A | N/A |
| XXXX | 66625221 |  |  | Closed | 2022-07-13 16:53 | 2022-07-15 18:19 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 2 Ethnicity Selection is Not Provided | Resolved-1003 with B2 ethnicity checked received and updated to 1003 screen. - Due Diligence Vendor-07/15/2022 <br>Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 3) 1003 with B2 ethnicity received and updated to 1003 screen. - Due Diligence Vendor-07/15/2022 <br>Ready for Review-Document Uploaded. - Seller-07/15/2022 <br>Open-Borrower 2 Ethnicity Selection is Not Provided Not Provided in the Final 1003 document please provide. - Due Diligence Vendor-07/13/2022 | Ready for Review-Document Uploaded. - Seller-07/15/2022<br>| Resolved-1003 with B2 ethnicity checked received and updated to 1003 screen. - Due Diligence Vendor-07/15/2022 <br>Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 3) 1003 with B2 ethnicity received and updated to 1003 screen. - Due Diligence Vendor-07/15/2022<br>| XXXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | 544251 | N/A | N/A |
| XXXX | 66625221 |  |  | Closed | 2022-07-13 16:53 | 2022-07-15 18:19 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 3 Ethnicity Selection is Not Provided | Resolved-1003 with B3 ethnicity checked received and updated to 1003 screen. - Due Diligence Vendor-07/15/2022 <br>Resolved-Borrower 3 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 3) - Due Diligence Vendor-07/15/2022 <br>Open- - Due Diligence Vendor-07/15/2022 <br>Ready for Review-Document Uploaded. - Seller-07/15/2022 <br>Open-Borrower 3 Ethnicity Selection is Not Provided Not Provided in the Final 1003 document please provide. - Due Diligence Vendor-07/13/2022 | Ready for Review-Document Uploaded. - Seller-07/15/2022<br>| Resolved-1003 with B3 ethnicity checked received and updated to 1003 screen. - Due Diligence Vendor-07/15/2022 <br>Resolved-Borrower 3 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 3) - Due Diligence Vendor-07/15/2022<br>| XXXX |  |  | GA | Primary Residence | Refinance | Cash Out - Other | 544252 | N/A | N/A |
| XXXX | 52311317 |  |  | Closed | 2022-07-18 20:40 | 2022-10-07 20:16 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-08/08/2022 <br>Resolved-Client provided final 1003 - Due Diligence Vendor-07/21/2022 <br>Ready for Review-Document Uploaded. - Seller-07/21/2022 <br>Open-final 1003 is incomplete,The Occupancy on the 1003 Page is 'Investment' but one or more of the Borrowers has indicated an intent to occupy the property as a Primary Residence. Confirm the correct selections have been made.please provide - Due Diligence Vendor-07/18/2022 | Ready for Review-Document Uploaded. - Seller-07/21/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-08/08/2022 <br>Resolved-Client provided final 1003 - Due Diligence Vendor-07/21/2022<br>| XXXX |  |  | MA | Investment | Purchase | NA | 555558 | N/A | N/A |
| XXXX | 16027594 |  |  | Closed | 2022-07-27 20:36 | 2022-07-29 17:17 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Confirmed closing and disbursement date on ALTA statement is 7/18/22. Resolved. - Due Diligence Vendor-07/29/2022 <br> Ready for Review-Document Uploaded. Hello, see attached, thanks. - Seller-07/28/2022 <br> Open-Hazard Insurance Effective Date of 07-18-2022 is after the Note Date of XXXX This is a Dry Funding State (AZ), please advise if the final closing disclosure is the finalized closing disclosure or if there is a PCCD - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. Hello, see attached, thanks. - Seller-07/28/2022<br>| XXXX | Final Closing Statement.pdf |  |  | AZ | Investment | Purchase | NA | 574308 | N/A | N/A |
| XXXX | 40659197 |  |  | Closed | 2022-07-21 20:53 | 2022-07-28 17:14 | Resolved | 1 - Information C A | Credit | Eligibility | Cash To Borrower does not meet eligibility requirement(s) | XXXX | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-07/28/2022<br>| Resolved-PCCD entered into system - Due Diligence Vendor-07/28/2022<br>| PCCD.pdf |  |  | OR | Primary Residence | Purchase | NA | 564303 | N/A | N/A |
| XXXX | 40659197 |  |  | Closed | 2022-07-21 18:35 | 2022-07-28 16:47 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | Resolved-Made the updated to the 1008. Supplemental Insurance was added in error. DTI's are now in line. - Due Diligence Vendor-07/28/2022 <br>Ready for Review-Document Uploaded. Hello, It appears the flood premium was duplicated, and it appears you guys included an authorized user account in their DTI calculation. To save time, the underwriter removed the duplicated flood premium and add the authorized user account into the DTI. Please see updated signed 1008.<br>- Seller-07/28/2022 <br>Open-All Liabilities and Income Updated In 1008 Document DTI is 30.583 & 37.188<br> In Diligence Final look DTI is 29.14 & 36.30 Their is a DTI Discrepancy. - Due Diligence Vendor-07/21/2022 | Ready for Review-Document Uploaded. Hello, It appears the flood premium was duplicated, and it appears you guys included an authorized user account in their DTI calculation. To save time, the underwriter removed the duplicated flood premium and add the authorized user account into the DTI. Please see updated signed 1008.<br>- Seller-07/28/2022<br>| Resolved-Made the updated to the 1008. Supplemental Insurance was added in error. DTI's are now in line. - Due Diligence Vendor-07/28/2022<br>| XXXX |  |  | OR | Primary Residence | Purchase | NA | 563803 | N/A | N/A |
| XXXX | 39770167 |  |  | Closed | 2022-08-01 20:17 | 2022-08-03 19:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-PCCD was entered, resolved. - Due Diligence Vendor-08/03/2022 <br>Ready for Review-Document Uploaded. Hello, see attached, thanks. - Seller-08/03/2022 <br>Open-TRID: Missing Closing Disclosure Please advise if the final closing disclosure in the file is the finalized closing disclosure or is there a pccd - Due Diligence Vendor-08/01/2022 | Ready for Review-Document Uploaded. Hello, see attached, thanks. - Seller-08/03/2022<br>| Resolved-PCCD was entered, resolved. - Due Diligence Vendor-08/03/2022<br>| PCCD.pdf |  |  | AZ | Primary Residence | Purchase | NA | 579101 | N/A | N/A |
| XXXX | 39770167 |  |  | Closed | 2022-07-27 20:51 | 2022-08-03 17:16 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | Resolved-Updated 1008 provided reflecting the correct P&I and updated DTI. Updated 1008 screen and final looks screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-08/03/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-08/03/2022 <br>Open-Please provide an updated 1008 showing the updated P&I, the 1008 states the P&I as 3347.21, the Note stays the P&I as 3723.36 - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-08/03/2022<br>| Resolved-Updated 1008 provided reflecting the correct P&I and updated DTI. Updated 1008 screen and final looks screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-08/03/2022<br>| Final 1008.pdf |  |  | AZ | Primary Residence | Purchase | NA | 574341 | N/A | N/A |
| XXXX | 32024166 |  |  | Closed | 2022-07-28 20:36 | 2022-08-01 18:34 | Resolved | 1 - Information C A | Credit | Credit | DSCR unknown | XXXX | XXXX | Resolved-DSCR is in line 1.60. - Due Diligence Vendor-08/01/2022<br>| XXXX |  |  | MA | Investment | Purchase | NA | 575986 | N/A | N/A |
| XXXX | 52480499 |  |  | Closed | 2022-07-28 18:11 | 2022-08-18 12:43 | Resolved | 1 - Information C A | Credit | Credit | DSCR unknown | XXXX | Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-08/17/2022 <br>Ready for Review-Document Uploaded. Hello, please see attached, thanks. - Seller-08/03/2022<br>| Resolved-Rescinded in error, status changed to resolved. - Due Diligence Vendor-08/18/2022 <br>Rescinded-1008 updated to review, resolved. - Due Diligence Vendor-08/18/2022<br>| XXXX |  |  | MA | Investment | Purchase | NA | 575578 | N/A | N/A |
| XXXX | 83761385 |  |  | Closed | 2022-08-04 17:09 | 2022-08-05 19:17 | Resolved | 1 - Information B A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-Corrected 1003 reflecting no T&I escrowed received and updated to 108 screen, resolved. - Due Diligence Vendor-08/05/2022 <br>Ready for Review-Document Uploaded. - Seller-08/05/2022 <br>Open-Please provide updated documentation. The 1008 is marked Yes for Escrow T&I but the Final HUD in file is not showing any escrow being collected and there is an Escrow waiver in file. Thank you. - Due Diligence Vendor-08/04/2022 | Ready for Review-Document Uploaded. - Seller-08/05/2022<br>| Resolved-Corrected 1003 reflecting no T&I escrowed received and updated to 108 screen, resolved. - Due Diligence Vendor-08/05/2022<br>| XXXX |  |  | NJ | Investment | Refinance | Cash Out - Other | 584384 | N/A | N/A |
| XXXX | 25958420 |  |  | Closed | 2022-08-01 13:29 | 2022-09-23 14:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-08/16/2022 <br>Ready for Review-Document Uploaded. 1003 was uploaded along with Business disclosures. Here you go. - Seller-08/16/2022 <br>Open-The Initial 1003 is Missing Please provide Initial 1003 Document. - Due Diligence Vendor-08/01/2022 | Ready for Review-Document Uploaded. 1003 was uploaded along with Business disclosures. Here you go. - Seller-08/16/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-08/16/2022<br>| 1003 initial.pdf |  |  | GA | Investment | Refinance | Cash Out - Other | 578102 | N/A | N/A |
| XXXX | 12607218 |  |  | Closed | 2022-08-06 21:08 | 2022-08-10 16:21 | Resolved | 1 - Information C A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-The Final 1003 is Executed Updated Final 1003 provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-08/10/2022 <br>Ready for Review-Document Uploaded. - Seller-08/10/2022 <br>Open-The Final 1003 is Not Executed Please provide final 1003 signed by LO - Due Diligence Vendor-08/06/2022 | Ready for Review-Document Uploaded. - Seller-08/10/2022<br>| Resolved-The Final 1003 is Executed Updated Final 1003 provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-08/10/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 588016 | N/A | N/A |
| XXXX | 87937055 |  |  | Closed | 2022-08-09 13:52 | 2022-08-23 12:42 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-08/23/2022 <br>Ready for Review-Document Uploaded. - Seller-08/22/2022 <br>Open-No Secondary Value or Additional Review Products have been selected On page no 112 UCDP Fannie Mae property is miss matching with subject property. Please provide correct UCDP Fannie Mae document - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/22/2022<br>| Resolved-Validation Resolved - Due Diligence Vendor-08/23/2022<br>| XXXX |  |  | MD | Primary Residence | Purchase | NA | 591633 | N/A | N/A |
| XXXX | 87937055 |  |  | Closed | 2022-08-09 13:52 | 2022-08-23 12:42 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-08/23/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. On page no 112 UCDP Fannie Mae property is miss matching with subject property. Please provide correct UCDP Fannie Mae document - Due Diligence Vendor-08/09/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-08/23/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. On page no 112 UCDP Fannie Mae property is miss matching with subject property. Please provide correct UCDP Fannie Mae document - Due Diligence Vendor-08/09/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 591634 | N/A | N/A |
| XXXX | 87937055 |  |  | Closed | 2022-08-09 13:52 | 2022-08-23 12:42 | Resolved | 1 - Information C A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-08/23/2022 <br>Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score, if present, is greater than 2.5 On page no 112 UCDP Fannie Mae property is miss matching with subject property. Please provide correct UCDP Fannie Mae document - Due Diligence Vendor-08/09/2022 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-08/23/2022 <br>Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score, if present, is greater than 2.5 On page no 112 UCDP Fannie Mae property is miss matching with subject property. Please provide correct UCDP Fannie Mae document - Due Diligence Vendor-08/09/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 591635 | N/A | N/A |
| XXXX | 23612311 |  |  | Closed | 2022-08-09 18:11 | 2022-08-12 15:07 | Resolved | 1 - Information C A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-The Final 1003 is Executed Updated Final 1003 provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-08/12/2022 <br>Ready for Review-Document Uploaded. - Seller-08/12/2022 <br>Open-The Final 1003 is Not Executed Loan Originator Signature is not available in final 1003. Please Provide<br> - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/12/2022<br>| Resolved-The Final 1003 is Executed Updated Final 1003 provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-08/12/2022<br>| XXXX |  |  | MD | Investment | Purchase | NA | 592693 | N/A | N/A |
| XXXX | 77824018 |  |  | Closed | 2022-08-09 09:55 | 2022-08-15 16:42 | Resolved | 1 - Information C A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-Executed Final 1003 provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-08/15/2022 <br>Resolved-The Final 1003 is Executed - Due Diligence Vendor-08/15/2022 <br>Ready for Review-Document Uploaded. - Seller-08/15/2022 <br>Open-The Final 1003 is Not Executed Please provide final 1003 signed by LO - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/15/2022<br>| Resolved-Executed Final 1003 provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-08/15/2022 <br>Resolved-The Final 1003 is Executed - Due Diligence Vendor-08/15/2022<br>| XXXX |  |  | OH | Primary Residence | Purchase | NA | 591228 | N/A | N/A |
| XXXX | 43988088 |  |  | Closed | 2022-08-09 21:19 | 2022-08-19 13:08 | Resolved | 1 - Information C A | Credit | Credit | Corporation/LLC: Certificate to Conduct Business in Other States Document is missing | XXXX | Ready for Review-Document Uploaded. - Seller-08/18/2022 <br>Ready for Review-hi, could you be more specific as to what document is needed? - Seller-08/15/2022<br>| Resolved-Executed Business documents provided. Updated screens. Finding resolved. - Due Diligence Vendor-08/19/2022<br>| Seller Certificate of Good Standing.pdf<br>Seller Articles.pdf<br>Seller Opperating Agreement.pdf |  |  | NV | Investment | Refinance | Cash Out - Other | 593510 | N/A | N/A |
| XXXX | 76092377 |  |  | Closed | 2022-08-11 18:12 | 2022-08-16 13:02 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX | Resolved-Updated Credit Liabilities. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-08/16/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 597813 | N/A | N/A |
| XXXX | 82087579 |  |  | Closed | 2022-08-17 15:33 | 2022-08-26 15:50 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-Initial 1003 signed by the LO received and updated to review. Resolved. - Due Diligence Vendor-08/26/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-08/26/2022 <br>Ready for Review-Document Uploaded. - Seller-08/24/2022 <br>Open-The Initial 1003 is Missing in the file, Please Provide - Due Diligence Vendor-08/17/2022 | Ready for Review-Document Uploaded. - Seller-08/24/2022<br>| Resolved-Initial 1003 signed by the LO received and updated to review. Resolved. - Due Diligence Vendor-08/26/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-08/26/2022<br>| INITIAL 1003.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 607581 | N/A | N/A |
| XXXX | 82087579 |  |  | Closed | 2022-08-17 15:33 | 2022-08-26 15:50 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Ethnicity received and updated to review, resolved. - Due Diligence Vendor-08/26/2022 <br>Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-08/26/2022 <br>Ready for Review-Document Uploaded. - Seller-08/24/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided On Final 1003 Section 8, Borrower Ethnicity is missing, Please Provide - Due Diligence Vendor-08/17/2022 | Ready for Review-Document Uploaded. - Seller-08/24/2022<br>| Resolved-Ethnicity received and updated to review, resolved. - Due Diligence Vendor-08/26/2022 <br>Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-08/26/2022<br>| final 1003.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 607580 | N/A | N/A |
| XXXX | 52524989 |  |  | Closed | 2022-08-22 13:59 | 2022-08-24 17:47 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-08/24/2022 <br>Ready for Review-Document Uploaded. - Seller-08/24/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided In Final 1003 document which was available 236 for Section 8: Demographic Information Borrower 1 Ethnicity Selection is Not Provided. Please Provide - Due Diligence Vendor-08/22/2022 | Ready for Review-Document Uploaded. - Seller-08/24/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-08/24/2022<br>| XXXX |  |  | GA | Primary Residence | Purchase | NA | 614293 | N/A | N/A |
| XXXX | 72669428 |  |  | Closed | 2022-08-22 18:35 | 2022-09-08 16:01 | Resolved | 1 - Information C A | Credit | Doc Issue | Missing asset documentation (ATR) | XXXX | Ready for Review-Document Uploaded. - Seller-09/07/2022<br>|  | XXXX |  | Proof of assets received, amount of assets are sufficient to cover required amount of reserves for this transaction, resolved. | FL | Primary Residence | Purchase | NA | 615477 | N/A | N/A |
| XXXX | 49277392 |  |  | Closed | 2022-08-25 17:22 | 2022-08-30 19:02 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX | XXXX |  |  |  | CA | Primary Residence | Purchase | NA | 621980 | N/A | N/A |
| XXXX | 92968966 |  |  | Closed | 2022-08-30 17:04 | 2022-08-31 12:09 | Resolved | 1 - Information C A | Credit | Credit | DSCR unknown | XXXX | XXXX | Resolved-Updated tax amount on the title screen and used sales price for assessed value. DSCR calculations match, resolved. - Due Diligence Vendor-08/31/2022<br>|  |  |  | CA | Investment | Purchase | NA | 627799 | N/A | N/A |
| XXXX | 78074615 |  |  | Closed | 2022-08-24 17:33 | 2022-08-30 21:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided The VOE was provided. - Due Diligence Vendor-08/30/2022 <br>Ready for Review-Document Uploaded. - Seller-08/26/2022 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Please provide<br> - Due Diligence Vendor-08/24/2022 | Ready for Review-Document Uploaded. - Seller-08/26/2022<br>| Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided The VOE was provided. - Due Diligence Vendor-08/30/2022<br>| VOE.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 619856 | N/A | N/A |
| XXXX | 79619552 |  |  | Closed | 2022-08-25 20:09 | 2022-08-31 11:58 | Resolved | 1 - Information C A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-Page 8 section 9 of Initial 1003 signed by LO received, resolved. - Due Diligence Vendor-08/31/2022 <br>Ready for Review-Document Uploaded. - Seller-08/30/2022 <br>Open-LO Signature and Date missing in initial 1003 document please provide updated one.<br> - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-08/30/2022<br>| Resolved-Page 8 section 9 of Initial 1003 signed by LO received, resolved. - Due Diligence Vendor-08/31/2022<br>| Lo sign.pdf |  |  | GA | Primary Residence | Refinance | Cash Out - Other | 622538 | N/A | N/A |
| XXXX | 78095511 |  |  | Closed | 2022-08-26 14:24 | 2022-08-31 18:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-The Credit Liabilities were updated. - Due Diligence Vendor-08/30/2022 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-08/30/2022 <br>Ready for Review-Document Uploaded. Sorry about that. Please see attached. - Seller-08/29/2022 <br>Open-Borrower 1 Credit Report is Missing. please provide. - Due Diligence Vendor-08/26/2022 | Ready for Review-Document Uploaded. Sorry about that. Please see attached. - Seller-08/29/2022<br>| Resolved-The Credit Liabilities were updated. - Due Diligence Vendor-08/30/2022 <br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-08/30/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 623351 | N/A | N/A |
| XXXX | 78095511 |  |  | Closed | 2022-08-26 14:24 | 2022-08-31 18:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-08/30/2022 <br>Ready for Review-Document Uploaded. Sorry about that. Please see attached. - Seller-08/29/2022 <br>Open-Borrower 2 Credit Report is Missing. please provide. - Due Diligence Vendor-08/26/2022 | Ready for Review-Document Uploaded. Sorry about that. Please see attached. - Seller-08/29/2022<br>| Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-08/30/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 623352 | N/A | N/A |
| XXXX | 36762098 |  |  | Closed | 2022-08-25 17:08 | 2022-08-31 20:38 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-CU updated to review, CU score is 2.5, desk review is not required. - Due Diligence Vendor-08/31/2022 <br>Resolved-Validation Resolved - Due Diligence Vendor-08/31/2022 <br>Ready for Review-Document Uploaded. - Seller-08/30/2022 <br>Open-No Secondary Value or Additional Review Products have been selected Please provide a Secondary value/ Additional review. Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-08/30/2022<br>| Resolved-CU updated to review, CU score is 2.5, desk review is not required. - Due Diligence Vendor-08/31/2022 <br>Resolved-Validation Resolved - Due Diligence Vendor-08/31/2022<br>| UW WORKSHEET.pdf<br>SSR.pdf |  |  | TX | Primary Residence | Purchase | NA | 621932 | N/A | N/A |
| XXXX | 36762098 |  |  | Closed | 2022-08-25 17:08 | 2022-08-31 20:38 | Resolved | 1 - Information C A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved- - Due Diligence Vendor-08/31/2022 <br>Rescinded-Resolved in finding FPRO1243. - Due Diligence Vendor-08/31/2022 <br>Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-08/31/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Please provide a Secondary value/ Additional review. Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score - Due Diligence Vendor-08/25/2022 |  | Resolved- - Due Diligence Vendor-08/31/2022 <br>Rescinded-Resolved in finding FPRO1243. - Due Diligence Vendor-08/31/2022 <br>Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-08/31/2022 <br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Please provide a Secondary value/ Additional review. Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score - Due Diligence Vendor-08/25/2022<br>|  |  |  | TX | Primary Residence | Purchase | NA | 621933 | N/A | N/A |
| XXXX | 36762098 |  |  | Closed | 2022-08-25 17:08 | 2022-08-31 20:38 | Resolved | 1 - Information C A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-08/31/2022 <br>Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score, if present, is greater than 2.5 Please provide a Secondary value/ Additional review. Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score - Due Diligence Vendor-08/25/2022 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-08/31/2022 <br>Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score, if present, is greater than 2.5 Please provide a Secondary value/ Additional review. Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score - Due Diligence Vendor-08/25/2022<br>|  |  |  | TX | Primary Residence | Purchase | NA | 621934 | N/A | N/A |
| XXXX | 87299414 |  |  | Closed | 2022-08-29 13:25 | 2022-09-01 17:34 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Ethnicity Selection is provided and updated to review, resolved. - Due Diligence Vendor-09/01/2022 <br>Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-09/01/2022 <br>Ready for Review-Document Uploaded. - Seller-08/31/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided Section 8: Demographic Information, under Ethnicity not provided in Final 1003 document which was available page no.272. Please Provide - Due Diligence Vendor-08/29/2022 | Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-Ethnicity Selection is provided and updated to review, resolved. - Due Diligence Vendor-09/01/2022 <br>Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-09/01/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 625042 | N/A | N/A |
| XXXX | 35883547 |  |  | Closed | 2022-08-31 21:24 | 2022-09-06 21:29 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 is attached and information updated. - Due Diligence Vendor-09/06/2022 <br>Ready for Review-Document Uploaded. - Seller-09/01/2022 <br>Open-1008 Document is Missing The 2nd page of the 1008 is missing. Please provide. - Due Diligence Vendor-08/31/2022 | Ready for Review-Document Uploaded. - Seller-09/01/2022<br>| Resolved-The 1008 is attached and information updated. - Due Diligence Vendor-09/06/2022<br>| 1008.pdf |  |  | CA | Primary Residence | Purchase | NA | 630523 | N/A | N/A |
| XXXX | 38913967 |  |  | Closed | 2022-09-01 23:08 | 2022-09-08 16:58 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | XXXX | XXXX | XXXX |  |  |  | CA | Investment | Purchase | NA | 632235 | N/A | N/A |
| XXXX | 41158065 |  |  | Closed | 2022-08-31 17:56 | 2022-09-06 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing rent comparable schedule form 1007 | XXXX | Ready for Review-Document Uploaded. Hi, the 1007 clearly states 1,800. 1600 is coming from the range. the Uw has highlighted the specific areas. - Seller-09/02/2022<br>| Resolved-Acknowledged. - Due Diligence Vendor-09/06/2022<br>| 1007.png |  |  | UT | Investment | Purchase | NA | 630003 | N/A | N/A |
| XXXX | 10303540 |  |  | Closed | 2022-08-31 17:24 | 2022-09-08 22:45 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/08/2022 <br>Ready for Review-Document Uploaded. - Seller-09/01/2022 <br>Open-The HUD which is in Page number 267 please confirm it is final or what if not<br> please provide a Certified True Copy of final HUD stamped final<br>- Due Diligence Vendor-08/31/2022 | Ready for Review-Document Uploaded. - Seller-09/01/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/08/2022<br>| BuyerBorrowerFinalStatement.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 629896 | N/A | N/A |
| XXXX | 49794214 |  |  | Closed | 2022-09-01 15:05 | 2022-09-06 15:25 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | XXXX | Ready for Review-Hi XXXX, this is GA (Georgia). It's a wet state. The HUD in the file is the Final. They don't certified it because it is the Final HUD. - Seller-09/01/2022 | Resolved-Acknowledged. - Due Diligence Vendor-09/06/2022<br>|  |  |  | GA | Investment | Purchase | NA | 631053 | N/A | N/A |
| XXXX | 43162601 |  |  | Closed | 2022-09-01 19:37 | 2022-09-08 17:36 | Resolved | 1 - Information C A | Credit | Credit | DSCR unknown | XXXX |  | Resolved-Lease is not required on refi transaction loan amounts <$1 million and LTV < 65%. We can utilize rents from the 1007 per Guidelines. - Due Diligence Vendor-09/08/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 631813 | N/A | N/A |
| XXXX | 43162601 |  |  | Closed | 2022-09-01 19:31 | 2022-09-08 17:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | XXXX | Ready for Review-Lease is not required on refi transaction loan amounts <$1 million and LTV < 65%. Utilize rents from 1007 - Seller-09/07/2022<br>| Resolved-Lease is not required on refi transaction loan amounts <$1 million and LTV < 65%. We can utilize rents from the 1007 per Guidelines. - Due Diligence Vendor-09/08/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 631798 | N/A | N/A |
| XXXX | 62438781 |  |  | Closed | 2022-09-06 12:59 | 2022-09-14 14:03 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Finding reopened due to running CE report. Status changed back to resolved. - Due Diligence Vendor-09/14/2022 <br>Resolved-Correction, finding reopened due to running CE report. Status changed back to resolved. - Due Diligence Vendor-09/09/2022 <br>Rescinded-Finding reopened due o running CE report. Status changed back to rescinded. - Due Diligence Vendor-09/09/2022 <br>Resolved-HPML cert received. Lender acknowledges that this is a higher priced transaction, resolved. - Due Diligence Vendor-09/08/2022 <br>Ready for Review-Document Uploaded. - Seller-09/07/2022 <br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-09/06/2022 | Ready for Review-Document Uploaded. - Seller-09/07/2022<br>| Resolved-Finding reopened due to running CE report. Status changed back to resolved. - Due Diligence Vendor-09/14/2022 <br>Resolved-Correction, finding reopened due to running CE report. Status changed back to resolved. - Due Diligence Vendor-09/09/2022 <br>Rescinded-Finding reopened due o running CE report. Status changed back to rescinded. - Due Diligence Vendor-09/09/2022 <br>Resolved-HPML cert received. Lender acknowledges that this is a higher priced transaction, resolved. - Due Diligence Vendor-09/08/2022<br>| HPML.pdf |  |  | CA | Primary Residence | Purchase | NA | 634465 | N/A | N/A |
| XXXX | 62438781 |  |  | Closed | 2022-09-06 12:59 | 2022-09-14 14:02 | Resolved | 1 - Information C A | Compliance | TRID | TRID Initial Closing Disclosure Date and Date Creditor Received Application Validation Test | Resolved-Page 7 section 9 of initial 1003 received with correct application date, resolved. - Due Diligence Vendor-09/14/2022 <br>Ready for Review-Document Uploaded. - Seller-09/13/2022 <br>Open-Correction this loan failed the TRID initial closing disclosure date and date creditor received application validation test due to the dates on the initial 1003 in the loan packet. Section 9 is signed by the LO on 8/24/22 on pages 14 and 20. However, the borrowers signed the document on 8/1/22. Please advise if this is the correct initial 1003? If not, may you please provide it? - Due Diligence Vendor-09/09/2022 <br>Rescinded-Fired due to incorrect entry, rescinded. - Due Diligence Vendor-09/09/2022 <br>Ready for Review-Document Uploaded. Initial CD - Seller-09/08/2022 <br>Open-This loan failed the TRID initial closing disclosure date and date creditor received application validation test.This loan contains an initial closing disclosure receipt date (or initial closing disclosure delivery date if receipt date was not provided) that is before the date creditor received the application. Please review the loan data to ensure the dates are in the correct fields. - Due Diligence Vendor-09/06/2022 | Ready for Review-Document Uploaded. - Seller-09/13/2022 <br>Ready for Review-Document Uploaded. Initial CD - Seller-09/08/2022<br>| Resolved-Page 7 section 9 of initial 1003 received with correct application date, resolved. - Due Diligence Vendor-09/14/2022 <br>Rescinded-Fired due to incorrect entry, rescinded. - Due Diligence Vendor-09/09/2022<br>| initial cd1.pdf<br>LO sig.pdf |  |  | CA | Primary Residence | Purchase | NA | 634466 | N/A | N/A |
| XXXX | 62438781 |  |  | Closed | 2022-08-31 20:58 | 2022-09-09 20:38 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Initial LE received and updated to loan TRID screen. - Due Diligence Vendor-09/09/2022 <br>Ready for Review-Document Uploaded. - Seller-09/08/2022 <br>Open-Initial Loan Estimate dated 07/29/2022 is missing. Please provide document. - Due Diligence Vendor-08/31/2022 | Ready for Review-Document Uploaded. - Seller-09/08/2022<br>| Resolved-Initial LE received and updated to loan TRID screen. - Due Diligence Vendor-09/09/2022<br>| loan estimate.pdf |  |  | CA | Primary Residence | Purchase | NA | 630480 | N/A | N/A |
| XXXX | 87123095 |  |  | Closed | 2022-09-06 16:58 | 2022-09-08 23:17 | Resolved | 1 - Information C A | Compliance | Compliance | Missing page of HUD | XXXX | XXXX | Resolved-HUD-1 input - Due Diligence Vendor-09/08/2022<br>| XXXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | 635288 | N/A | N/A |
| XXXX | 57308052 |  |  | Closed | 2022-09-01 21:12 | 2022-09-19 12:40 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/12/2022 <br>Open-The Final 1003 is Missing Please provide Final 1003 Document. - Due Diligence Vendor-09/01/2022 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/12/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 632081 | N/A | N/A |
| XXXX | 57308052 |  |  | Closed | 2022-09-12 17:39 | 2022-09-19 12:40 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-09/19/2022 <br>Ready for Review-Document Uploaded. - Seller-09/16/2022 <br>Open-Ethnicity is not chosen for B1 and also section 5A is blank, may you please provide this information? - Due Diligence Vendor-09/12/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided - Due Diligence Vendor-09/12/2022 | Ready for Review-Document Uploaded. - Seller-09/16/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-09/19/2022<br>| XXXX |  |  | MD | Primary Residence | Purchase | NA | 646872 | N/A | N/A |
| XXXX | 57308052 |  |  | Closed | 2022-09-06 18:54 | 2022-09-12 18:03 | Resolved | 1 - Information C A | Credit | Credit | Assets not properly documented/insufficient | XXXX | XXXX | Resolved-Updated bank statements received and updated to assets screen, resolved. - Due Diligence Vendor-09/12/2022<br>| XXXX |  |  | MD | Primary Residence | Purchase | NA | 635746 | N/A | N/A |
| XXXX | 57308052 |  |  | Closed | 2022-09-01 21:22 | 2022-09-12 17:54 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-09/12/2022 <br>Open-The Deed of Trust is Missing Deed of Trust document is missing. Please provide. - Due Diligence Vendor-09/01/2022 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-09/12/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 632112 | N/A | N/A |
| XXXX | 57308052 |  |  | Closed | 2022-09-01 19:09 | 2022-09-12 17:11 | Resolved | 1 - Information C A | Compliance | Closing | Note Indicates Prepayment Penalty but CD Does Not Indicate a Prepayment Penalty | Resolved-The Note and CD Prepayment Penalty Issue Resolved - Due Diligence Vendor-09/12/2022 <br>Rescinded-Fired due to missing information on note screen, rescinded. - Due Diligence Vendor-09/12/2022 <br>Ready for Review-no prepayment penalty on the note - Seller-09/08/2022 <br>Open-Note Indicates Prepayment Penalty but CD Does Not Indicate a Prepayment Penalty - Due Diligence Vendor-09/01/2022 | Ready for Review-no prepayment penalty on the note - Seller-09/08/2022<br>| Resolved-The Note and CD Prepayment Penalty Issue Resolved - Due Diligence Vendor-09/12/2022 <br>Rescinded-Fired due to missing information on note screen, rescinded. - Due Diligence Vendor-09/12/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 631709 | N/A | N/A |
| XXXX | 57308052 |  |  | Closed | 2022-09-01 21:20 | 2022-09-12 17:05 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-09/12/2022 <br>Open-The Note is Missing Note document is missing. Please provide. - Due Diligence Vendor-09/01/2022 |  | Resolved-The Note is Present - Due Diligence Vendor-09/12/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 632099 | N/A | N/A |
| XXXX | 20677513 |  |  | Closed | 2022-09-02 13:51 | 2022-09-14 12:05 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/14/2022 <br>Ready for Review-Document Uploaded. - Seller-09/13/2022 <br>Open-The Final 1003 is Missing Please Provide the Document - Due Diligence Vendor-09/02/2022 | Ready for Review-Document Uploaded. - Seller-09/13/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-09/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 632653 | N/A | N/A |
| XXXX | 20677513 |  |  | Closed | 2022-09-02 21:09 | 2022-09-14 12:00 | Resolved | 1 - Information C A | Credit | Credit | Assets not properly documented/insufficient | XXXX | Ready for Review-Document Uploaded. Please see funds in escrow $520k - Seller-09/13/2022<br>| Resolved-Proceeds from sale is documented on the seller closing statement received, resolved. - Due Diligence Vendor-09/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 633781 | N/A | N/A |
| XXXX | 77502716 |  |  | Closed | 2022-09-01 14:27 | 2022-09-12 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 WVOE Missing | Resolved-Borrower 1 WVOE Provided - Due Diligence Vendor-09/12/2022 <br>Ready for Review-Document Uploaded. - Seller-09/09/2022 <br>Open-Borrower 1 WVOE Missing, please provide. - Due Diligence Vendor-09/01/2022 | Ready for Review-Document Uploaded. - Seller-09/09/2022<br>| Resolved-Borrower 1 WVOE Provided - Due Diligence Vendor-09/12/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 630972 | N/A | N/A |
| XXXX | 87627429 |  |  | Closed | 2022-09-01 16:52 | 2022-09-08 23:56 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of 09-03-2021 is prior to or equal to the Note Date of XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/08/2022 <br> Open- - Due Diligence Vendor-09/08/2022 <br> Resolved-Document received. The CURRENT EFFECTIVE 9/3/2021 policy which expires 9/3/2022 - Funded 8/31 Renewal starts 9/3/2022 – 9/3/2023 – after funding which was paid through closing. - Due Diligence Vendor-09/08/2022 <br> Ready for Review-is this resolved or open? - Seller-09/08/2022 <br> Open- - Due Diligence Vendor-09/08/2022 <br> Resolved-Document received. The CURRENT EFFECTIVE 9/3/2021 policy which expires 9/3/2022 - Funded 8/31 Renewal starts 9/3/2022 – 9/3/2023 – after funding which was paid through closing. - Due Diligence Vendor-09/08/2022 <br> Ready for Review-Document Uploaded. Here is the CURRENT EFFECTIVE 9/3/2021 policy which expires 9/3/2022 – We funded on 8/31<br> Renewal starts 9/3/2022 – 9/3/2023 – after we funded which we paid through closing.<br>- Seller-09/07/2022 <br> Open-Hazard Insurance Effective Date of 09-03-2022 is after the Note Date of XXXX Updated as per Hazard Insurance Effective Date of 09-03-2022 is after the Funding Date of XXXX. - Due Diligence Vendor-09/01/2022 | Ready for Review-is this resolved or open? - Seller-09/08/2022 <br>Ready for Review-Document Uploaded. Here is the CURRENT EFFECTIVE 9/3/2021 policy which expires 9/3/2022 – We funded on 8/31<br> Renewal starts 9/3/2022 – 9/3/2023 – after we funded which we paid through closing.<br>- Seller-09/07/2022<br>| Resolved-Hazard Insurance Effective Date of XXXX is prior to or equal to the Note Date of XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XXXX <br> Resolved-Document received. The CURRENT EFFECTIVE 9/3/2021 policy which expires 9/3/2022 - Funded XX Renewal starts XXXX – after funding which was paid through closing. - Due Diligence Vendor-09/08/2022 <br> Resolved-Document received. The CURRENT EFFECTIVE 9/3/2021 policy which expires 9/3/2022 - Funded XXXX Renewal starts XXXX– after funding which was paid through closing. - Due Diligence Vendor-09/08/2022 | eoi.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 631251 | N/A | N/A |
| XXXX | 87627429 |  |  | Closed | 2022-09-08 15:47 | 2022-09-08 23:53 | Resolved | 1 - Information C A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | Resolved-Dry funding state. - Due Diligence Vendor-09/08/2022 <br>Ready for Review-Not sure what they mean<br>The docs are dated 8/30 – borrower signed 8/30 and notary notarized on 8/30<br>This is a DRY State <br>File FUNDED 8/31 and File disbursement date was 9/01.<br>This is a DRY State <br>According to funder everything is good.<br> - Seller-09/08/2022 <br>Open-Final HUD-1 Closing Date of 08-31-2022 is not the same date as the Notary Acknowledgement Date of 08-30-2022. - Due Diligence Vendor-09/08/2022 | Ready for Review-Not sure what they mean<br>The docs are dated 8/30 – borrower signed 8/30 and notary notarized on 8/30<br>This is a DRY State <br>File FUNDED 8/31 and File disbursement date was 9/01.<br>This is a DRY State <br>According to funder everything is good.<br> - Seller-09/08/2022<br>| Resolved-Dry funding state. - Due Diligence Vendor-09/08/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 639862 | N/A | N/A |
| XXXX | 87627429 |  |  | Closed | 2022-09-06 17:17 | 2022-09-08 23:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Document received and input. - Due Diligence Vendor-09/08/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/08/2022 <br>Ready for Review-Document Uploaded. - Seller-09/07/2022 <br>Open-Please provide a Certified True Copy of final HUD stamped final. <br>- Due Diligence Vendor-09/06/2022 | Ready for Review-Document Uploaded. - Seller-09/07/2022<br>| Resolved-Document received and input. - Due Diligence Vendor-09/08/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/08/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 635347 | N/A | N/A |
| XXXX | 67731570 |  |  | Closed | 2022-09-01 14:10 | 2022-09-09 18:55 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Insurance binder with updated effective date received. Resolved. <br> - Due Diligence Vendor-XXXX<br> Resolved-Hazard Insurance Effective Date of 08-30-2022 is prior to or equal to the Note Date of XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XXXX<br> Ready for Review-Document Uploaded. - Seller-XXXX<br> Open-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX Hazard Insurance Effective Date XXXX, Disbursement Date is XXXX.<br> Please provide updated Insurance Binder. - Due Diligence Vendor-09/01/2022 | Ready for Review-Document Uploaded. - Seller-09/08/2022<br>| Resolved-Insurance binder with updated effective date received. Resolved. <br> - Due Diligence Vendor-XXXX<br> Resolved-Hazard Insurance Effective Date of XXXX is prior to or equal to the Note Date of XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XXXX2 | XXXX |  |  | MA | Investment | Purchase | NA | 630952 | N/A | N/A |
| XXXX | 60886114 |  |  | Closed | 2022-09-07 13:40 | 2022-09-12 11:23 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Initial CD received and updated to review. Resolved. - Due Diligence Vendor-09/12/2022 <br>Ready for Review-Document Uploaded. - Seller-09/08/2022 <br>Open-TRID: Missing Closing Disclosure The Initial Closing Disclosure is missing. Please provide. - Due Diligence Vendor-09/07/2022 | Ready for Review-Document Uploaded. - Seller-09/08/2022<br>| Resolved-Initial CD received and updated to review. Resolved. - Due Diligence Vendor-09/12/2022<br>| initial CD.pdf |  |  | SC | Primary Residence | Purchase | NA | 637040 | N/A | N/A |
| XXXX | 60886114 |  |  | Closed | 2022-09-01 18:06 | 2022-09-12 11:21 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Finding reopened due to running CE report. Status changed back to resolved. - Due Diligence Vendor-09/12/2022 <br>Resolved- - Due Diligence Vendor-09/12/2022 <br>Ready for Review-Document Uploaded. - Seller-09/09/2022 <br>Rescinded-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This Loan Meets HPML Hence rescinded - Due Diligence Vendor-09/01/2022 | Ready for Review-Document Uploaded. - Seller-09/09/2022<br>| Resolved-Finding reopened due to running CE report. Status changed back to resolved. - Due Diligence Vendor-09/12/2022 <br>Rescinded-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. This Loan Meets HPML Hence rescinded - Due Diligence Vendor-09/01/2022<br>| HPML.pdf |  | HPML cert received. Lender acknowledges that this is a higher priced transaction. | SC | Primary Residence | Purchase | NA | 631498 | N/A | N/A |
| XXXX | 35778197 |  |  | Closed | 2022-09-09 17:06 | 2022-09-15 12:34 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | XXXX | Ready for Review-Credit score for this loan used 776 as she is the 55% owner of the business. Tax preparer letter in file shows this. This should clear this issue up. Thank you - Seller-09/13/2022<br>| Resolved- - Due Diligence Vendor-09/15/2022 <br>Rescinded-Finding is rescinded. - Due Diligence Vendor-09/14/2022 <br>Resolved-Audited CLTV of 90% is less than or equal to Guideline CLTV of 90% - Due Diligence Vendor-09/14/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 642448 | N/A | N/A |
| XXXX | 35778197 |  |  | Closed | 2022-09-09 17:06 | 2022-09-15 12:34 | Resolved | 1 - Information C A | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | XXXX |  | Resolved- - Due Diligence Vendor-09/15/2022 <br>Rescinded-Finding is rescinded. - Due Diligence Vendor-09/14/2022 <br>Resolved-Audited HLTV of 90% is less than or equal to Guideline HCLTV of 90% - Due Diligence Vendor-09/14/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 642449 | N/A | N/A |
| XXXX | 35778197 |  |  | Closed | 2022-09-09 17:06 | 2022-09-15 12:34 | Resolved | 1 - Information C A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | Resolved- - Due Diligence Vendor-09/15/2022 <br>Rescinded-Finding is rescinded. - Due Diligence Vendor-09/14/2022 <br>Resolved-Audited LTV of 90% is less than or equal to Guideline LTV of 90% - Due Diligence Vendor-09/14/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 642450 | N/A | N/A |
| XXXX | 60882085 |  |  | Closed | 2022-09-07 17:34 | 2022-09-08 12:19 | Resolved | 1 - Information C A | Compliance | Missing Doc | The Final 1003 is Missing | XXXX | Ready for Review-Document Uploaded. This did not closed in an LLC - Seller-09/07/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-09/08/2022 <br>Rescinded-Confirmed this transaction was not closed in an LLC, rescinded. - Due Diligence Vendor-09/08/2022<br>| XXXX |  |  | GA | Investment | Purchase | NA | 637927 | N/A | N/A |
| XXXX | 60882085 |  |  | Closed | 2022-09-07 17:34 | 2022-09-08 12:19 | Resolved | 1 - Information C A | Compliance | Missing Doc | The Initial 1003 is Missing | XXXX | XXXX | Resolved-The Initial 1003 is Present - Due Diligence Vendor-09/08/2022 <br>Rescinded-Confirmed this transaction was not closed in an LLC, rescinded. - Due Diligence Vendor-09/08/2022<br>| XXXX |  |  | GA | Investment | Purchase | NA | 637928 | N/A | N/A |
| XXXX | 98808648 |  |  | Closed | 2022-09-13 12:43 | 2022-09-22 16:32 | Resolved | 1 - Information C A | Compliance | Points & Fees | TILA Finance Charge Test | XXXX | Ready for Review-Document Uploaded. No need for post closed CD as the CD signed at docs matches finance charges on page 5. - Seller-09/20/2022<br>| Rescinded-Client confirmed the appraisal review fee is not understated, rescinded. - Due Diligence Vendor-09/22/2022<br>| XXXX |  |  | LA | Primary Residence | Purchase | NA | 648625 | N/A | N/A |
| XXXX | 98808648 |  |  | Closed | 2022-09-13 12:43 | 2022-09-22 16:32 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Rescinded-Finding changed to resolved status due to running CE. Status changed back to rescinded. - Due Diligence Vendor-09/22/2022 <br>Rescinded-Fired in error, updated entries rescinded. - Due Diligence Vendor-09/13/2022 <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-09/13/2022 |  | Rescinded-Finding changed to resolved status due to running CE. Status changed back to rescinded. - Due Diligence Vendor-09/22/2022 <br>Rescinded-Fired in error, updated entries rescinded. - Due Diligence Vendor-09/13/2022<br>|  |  |  | LA | Primary Residence | Purchase | NA | 648626 | N/A | N/A |
| XXXX | 98808648 |  |  | Closed | 2022-09-13 12:43 | 2022-09-22 16:32 | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Rescinded-Finding changed to resolved status due to running CE. Status changed back to rescinded. - Due Diligence Vendor-09/22/2022 <br>Rescinded-Fired in error, updated entries rescinded. - Due Diligence Vendor-09/13/2022 <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-09/13/2022 |  | Rescinded-Finding changed to resolved status due to running CE. Status changed back to rescinded. - Due Diligence Vendor-09/22/2022 <br>Rescinded-Fired in error, updated entries rescinded. - Due Diligence Vendor-09/13/2022<br>|  |  |  | LA | Primary Residence | Purchase | NA | 648627 | N/A | N/A |
| XXXX | 98808648 |  |  | Closed | 2022-09-13 12:43 | 2022-09-22 16:32 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | XXXX |  | Rescinded-Finding changed to resolved status due to running CE. Status changed back to rescinded. - Due Diligence Vendor-09/22/2022 <br>Rescinded-Fired in error, updated entries rescinded. - Due Diligence Vendor-09/13/2022<br>|  |  |  | LA | Primary Residence | Purchase | NA | 648628 | N/A | N/A |
| XXXX | 98808648 |  |  | Closed | 2022-09-13 13:03 | 2022-09-22 16:32 | Resolved | 1 - Information C A | Compliance | TRID | TRID "Section C. Services You Can Shop For / Services Borrower Did Shop For" Validation Test | Rescinded-Finding changed to resolved status due to running CE. Status changed back to rescinded. - Due Diligence Vendor-09/22/2022 <br>Rescinded-Fired in error, updated entries rescinded. - Due Diligence Vendor-09/13/2022 <br>Open-This loan failed the TRID "Section C. Services You Can Shop For / Services Borrower Did Shop For" validation test.This loan contains a fee or fees where "compensation to" is set to the lender or broker but this fee or fees should not be retained by the lender or broker."Section C. Services You Cannot Shop For / Services Borrower Did Not Shop For" should contain an itemization of each amount and a subtotal of all such amounts the consumer will pay for settlement services for which the consumer can shop in accordance with Regulation Z and that are provided by persons other than the creditor or mortgage broker. - Due Diligence Vendor-09/13/2022 |  | Rescinded-Finding changed to resolved status due to running CE. Status changed back to rescinded. - Due Diligence Vendor-09/22/2022 <br>Rescinded-Fired in error, updated entries rescinded. - Due Diligence Vendor-09/13/2022<br>|  |  |  | LA | Primary Residence | Purchase | NA | 648661 | N/A | N/A |
| XXXX | 98808648 |  |  | Closed | 2022-09-07 20:29 | 2022-09-13 14:56 | Resolved | 1 - Information C A | Compliance | Compliance | TRID CD date violation; receipt date of initial Closing Disclosure can't be determined | Resolved-Initial CD received and updated to review, resolved. - Due Diligence Vendor-09/13/2022 <br>Ready for Review-Document Uploaded. - Seller-09/12/2022 <br>Open- Initial CD missing, please provide. - Due Diligence Vendor-09/07/2022 | Ready for Review-Document Uploaded. - Seller-09/12/2022<br>| Resolved-Initial CD received and updated to review, resolved. - Due Diligence Vendor-09/13/2022<br>| initial CD.pdf |  |  | LA | Primary Residence | Purchase | NA | 638616 | N/A | N/A |
| XXXX | 83942084 |  |  | Closed | 2022-09-08 17:12 | 2022-09-16 18:41 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | XXXX | XXXX | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-09/16/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 640203 | N/A | N/A |
| XXXX | 63557940 |  |  | Closed | 2022-09-08 14:08 | 2022-09-13 15:34 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | XXXX | XXXX | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/13/2022 <br>Rescinded-Confirmed cancelled checks on pages 88-93 of the loan package, rescinded. - Due Diligence Vendor-09/12/2022<br>| XXXX |  |  | VA | Primary Residence | Refinance | Cash Out - Other | 639493 | N/A | N/A |
| XXXX | 95735052 |  |  | Closed | 2022-09-08 19:36 | 2022-09-19 13:28 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | XXXX | Ready for Review-Document Uploaded. Here is correct updated 1008 - Seller-09/15/2022<br>| Resolved-Per updated 1008 there is HOA per appraiser is $0. - Due Diligence Vendor-09/19/2022<br>| 1008.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | 640791 | N/A | N/A |
| XXXX | 95735052 |  |  | Closed | 2022-09-08 16:36 | 2022-09-14 11:51 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-09/14/2022 <br>Ready for Review-Document Uploaded. - Seller-09/13/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided Per the Final 1003 and Initial 1003, all demographic information (Ethnicity, Race and Gender) are missing. Please provide. - Due Diligence Vendor-09/08/2022 | Ready for Review-Document Uploaded. - Seller-09/13/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-09/14/2022<br>| Final 1003.pdf<br>Initial 1003.pdf |  |  | OH | Investment | Refinance | Cash Out - Other | 640076 | N/A | N/A |
| XXXX | 32961035 |  |  | Closed | 2022-09-15 15:22 | 2022-09-16 15:43 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 8.54 month(s) are greater than or equal to Guideline Required Reserves of 5 month(s) - Due Diligence Vendor-09/16/2022 <br>Rescinded-Actual reserves of 8.54 months after adding in EM deposit - Due Diligence Vendor-09/15/2022 <br>Open-Audited Reserves of 4.58 month(s) are less than Guideline Required Reserves of 5 month(s) - Due Diligence Vendor-09/15/2022 |  | Resolved-Audited Reserves of 8.54 month(s) are greater than or equal to Guideline Required Reserves of 5 month(s) - Due Diligence Vendor-09/16/2022 <br>Rescinded-Actual reserves of 8.54 months after adding in EM deposit - Due Diligence Vendor-09/15/2022<br>|  |  |  | MA | Investment | Purchase | NA | 652928 | N/A | N/A |
| XXXX | 32961035 |  |  | Closed | 2022-09-15 15:42 | 2022-09-15 15:52 | Waived | 2 - Non-Material B | Credit | Doc Issue | VOM or VOR missing/required | Waived-Accept a Private party VOR for previous primary. Only for 5 months as borrower has 7 months of mortgage payments verified paid on time. - Due Diligence Vendor-09/15/2022 <br>Open- - Due Diligence Vendor-09/15/2022 |  | Waived-Accept a Private party VOR for previous primary. Only for 5 months as borrower has 7 months of mortgage payments verified paid on time. - Due Diligence Vendor-09/15/2022<br>|  |  | DTI below 36% (30.22%)<br> Residual income of at least $10,000 a month (actual $13,059.88)<br> At least 8 months reserves after close of purchase (8.54 months) | MA | Investment | Purchase | NA | 652993 | Originator Pre-Close | Yes |
| XXXX | 32961035 |  |  | Closed | 2022-09-09 14:41 | 2022-09-14 18:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-09/14/2022 <br>Ready for Review-Document Uploaded. - Seller-09/13/2022 <br>Open-The Initial 1003 is Missing Initial 1003 Document is Missing Please Provide it - Due Diligence Vendor-09/09/2022 | Ready for Review-Document Uploaded. - Seller-09/13/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-09/14/2022<br>| XXXX |  |  | MA | Investment | Purchase | NA | 641950 | N/A | N/A |
| XXXX | 29184188 |  |  | Closed | 2022-09-12 20:19 | 2022-09-22 16:41 | Resolved | 1 - Information C A | Compliance | Missing Doc | The Final 1003 is Incomplete | XXXX | XXXX | XXXX |  |  |  | WA | Primary Residence | Purchase | NA | 647625 | N/A | N/A |
| XXXX | 29184188 |  |  | Closed | 2022-09-09 20:28 | 2022-09-14 13:41 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | XXXX | XXXX | Resolved-The client confirmed that the borrower's primary residence was owned free and clear. Resolved. - Due Diligence Vendor-09/14/2022<br>| XXXX |  |  | WA | Primary Residence | Purchase | NA | 643014 | N/A | N/A |
| XXXX | 86119192 |  |  | Closed | 2022-09-09 13:30 | 2022-09-15 16:13 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-09/14/2022 <br>Ready for Review-Document Uploaded. - Seller-09/13/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided, please provide. Thanks! - Due Diligence Vendor-09/09/2022 | Ready for Review-Document Uploaded. - Seller-09/13/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-09/14/2022<br>| PAGE 6.pdf |  |  | CA | Primary Residence | Purchase | NA | 641737 | N/A | N/A |
| XXXX | 13490578 |  |  | Closed | 2022-09-14 14:58 | 2022-09-23 17:00 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. The loan did not fund until 9.8.22. attached is Final Settlement Statement<br> - Seller-09/22/2022<br>| Resolved-Updated HUD showing funding date of XXXX matches the hazard effective date. - Due Diligence Vendor-XXXX<br> Rescinded-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX State "CA" is Located in Dry funding state, and finalized final settlement document in file. Hence rescinding this Finding. Thanks! - Due Diligence Vendor-XXXX | FINAL SS.pdf |  |  | CA | Primary Residence | Purchase | NA | 651055 | N/A | N/A |
| XXXX | 35141267 |  |  | Closed | 2022-09-16 13:53 | 2022-09-21 12:28 | Resolved | 1 - Information C A | Credit | Credit | DSCR unknown | XXXX | XXXX | Resolved-1008 with updated monthly property tax received, resolved. - Due Diligence Vendor-09/21/2022<br>| XXXX |  |  | MA | Investment | Purchase | NA | 654457 | N/A | N/A |
| XXXX | 88760173 |  |  | Closed | 2022-09-20 13:04 | 2022-09-22 13:19 | Resolved | 1 - Information B A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-Corrected 1008 received and updated to review, resolved. - Due Diligence Vendor-09/22/2022 <br>Ready for Review-Document Uploaded. Please see attached for correct 1008. Only 2 borrowers. - Seller-09/21/2022 <br>Open-1008 Reflects No. of borrowers as 3 but Final 1003, Note and DOT reflects 2 Borrowers only. Please Clarify and Provide Updated 1008 - Due Diligence Vendor-09/20/2022 | Ready for Review-Document Uploaded. Please see attached for correct 1008. Only 2 borrowers. - Seller-09/21/2022<br>| Resolved-Corrected 1008 received and updated to review, resolved. - Due Diligence Vendor-09/22/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 658044 | N/A | N/A |
| XXXX | 20868252 |  |  | Closed | 2022-09-16 18:32 | 2022-09-21 20:13 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Initial CD received and updated to review, resolved. - Due Diligence Vendor-09/21/2022 <br>Ready for Review-Document Uploaded. - Seller-09/20/2022 <br>Open-TRID: Missing Closing Disclosure Please provide the initial CD and any subsequent revised CDs and COC forms if applicable. - Due Diligence Vendor-09/16/2022 | Ready for Review-Document Uploaded. - Seller-09/20/2022<br>| Resolved-Initial CD received and updated to review, resolved. - Due Diligence Vendor-09/21/2022<br>| cd.pdf |  |  | CA | Primary Residence | Purchase | NA | 655016 | N/A | N/A |
| XXXX | 20868252 |  |  | Closed | 2022-09-15 19:45 | 2022-09-21 13:53 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Finding reopened due to entry update, status changed back to resolved - Due Diligence Vendor-09/21/2022 <br>Open- - Due Diligence Vendor-09/21/2022 <br>Resolved-VOR received, resolved. - Due Diligence Vendor-09/21/2022 <br>Ready for Review-Document Uploaded. - Seller-09/20/2022 <br>Open-Housing History Does Not Meet Guideline Requirements Please provide VOR or cancelled checks from the past 12 months. - Due Diligence Vendor-09/15/2022 | Ready for Review-Document Uploaded. - Seller-09/20/2022<br>| Resolved-Finding reopened due to entry update, status changed back to resolved - Due Diligence Vendor-09/21/2022 <br>Resolved-VOR received, resolved. - Due Diligence Vendor-09/21/2022<br>| VOR.pdf |  |  | CA | Primary Residence | Purchase | NA | 653752 | N/A | N/A |
| XXXX | 56851548 |  |  | Closed | 2022-09-16 21:15 | 2022-09-23 18:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Finding resolved. Acceptable per G/L - Due Diligence Vendor-09/23/2022 <br>Ready for Review-Document Uploaded. See below we do not need lease on LTV below 65% and loan amount below 1 Mil <br>- Seller-09/23/2022 <br>Open-Lease is missing in the file please provide - Due Diligence Vendor-09/16/2022 | Ready for Review-Document Uploaded. See below we do not need lease on LTV below 65% and loan amount below 1 Mil <br>- Seller-09/23/2022<br>| Resolved-Finding resolved. Acceptable per G/L - Due Diligence Vendor-09/23/2022<br>| snip.png |  |  | VA | Investment | Refinance | Cash Out - Other | 655366 | N/A | N/A |
| XXXX | 56851548 |  |  | Closed | 2022-09-16 21:20 | 2022-09-23 18:45 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Response accepted. Finding resolved - Due Diligence Vendor-09/23/2022 <br>Ready for Review-Regarding the comment we are ok as this is not a health and safety, we do not need to fix - Seller-09/23/2022 <br>Open-The Appraiser commented on damage to the Chimney Stack and Exterior Brick, however the appraisal is As Is. Please address - Due Diligence Vendor-09/16/2022 | Ready for Review-Regarding the comment we are ok as this is not a health and safety, we do not need to fix - Seller-09/23/2022<br>| Resolved-Response accepted. Finding resolved - Due Diligence Vendor-09/23/2022<br>|  |  |  | VA | Investment | Refinance | Cash Out - Other | 655381 | N/A | N/A |
| XXXX | 81859780 |  |  | Closed | 2022-09-20 16:58 | 2022-09-23 13:18 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 25.72 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-09/23/2022 <br>Resolved-Proof of assets received and added to review. - Due Diligence Vendor-09/22/2022 <br>Ready for Review-Document Uploaded. Sorry, not sure why this didn't get included in the package. - Seller-09/21/2022 <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 6 month(s) As Per Matrix Updated - Due Diligence Vendor-09/20/2022 | Ready for Review-Document Uploaded. Sorry, not sure why this didn't get included in the package. - Seller-09/21/2022<br>| Resolved-Audited Reserves of 25.72 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-09/23/2022 <br>Resolved-Proof of assets received and added to review. - Due Diligence Vendor-09/22/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 658695 | N/A | N/A |
| XXXX | 81859780 |  |  | Closed | 2022-09-20 13:31 | 2022-09-22 16:03 | Resolved | 1 - Information C A | Credit | Credit | Assets not properly documented/insufficient | XXXX | Ready for Review-Document Uploaded. Sorry, not sure why this didn't get included in the package. - Seller-09/21/2022<br>| Resolved-Proof of assets received and added to review. - Due Diligence Vendor-09/22/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 658127 | N/A | N/A |
| XXXX | 28172289 |  |  | Closed | 2022-09-20 15:08 | 2022-09-23 18:43 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Ready for Review-The Final 1003 is Present File has been updated. Finding resolved - Due Diligence Vendor-09/23/2022 <br>Ready for Review-Document Uploaded. - Seller-09/23/2022 <br>Open-The Final 1003 is Incomplete Section 7 is not completed, may you please provide the completed portion? - Due Diligence Vendor-09/20/2022 | Ready for Review-Document Uploaded. - Seller-09/23/2022<br>|  | XXXX |  |  | AZ | Primary Residence | Purchase | NA | 658400 | N/A | N/A |
| XXXX | 71549238 |  |  | Closed | 2022-09-20 21:52 | 2022-09-23 20:27 | Resolved | 1 - Information B A | Credit | Credit | Missing subject property tax certificate | XXXX | Ready for Review-Document Uploaded. Please see attached Tax Cert - Seller-09/22/2022<br>| Resolved-Updated property tax document received and updated to review. DSCR score now matches per review calculation, resolved. - Due Diligence Vendor-09/23/2022<br>| XXXX |  |  | GA | Investment | Refinance | Cash Out - Other | 659421 | N/A | N/A |
| XXXX | 33894310 |  |  | Closed | 2022-09-20 18:08 | 2022-10-05 12:31 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | XXXX | XXXX | XXXX |  |  |  | CA | Primary Residence | Purchase | NA | 658882 | N/A | N/A |
| XXXX | 25052878 |  |  | Closed | 2022-09-20 20:14 | 2022-09-27 12:22 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 3.93 month(s) are greater than or equal to Guideline Required Reserves of 2 month(s) - Due Diligence Vendor-09/27/2022 <br>Rescinded-Audited Reserves of 3.93 month(s) are less than Guideline Required Reserves of 4 month(s) As per the guideline Each financed property in addition to the subject property, will increase the <br> applicable reserve requirement by two (2) months PITIA on the subject property to a maximum <br> requirement of 12 months (Additional reserves based upon the PITIA of the subject property - Due Diligence Vendor-09/20/2022 |  | Resolved-Audited Reserves of 3.93 month(s) are greater than or equal to Guideline Required Reserves of 2 month(s) - Due Diligence Vendor-09/27/2022 <br>Rescinded-Audited Reserves of 3.93 month(s) are less than Guideline Required Reserves of 4 month(s) As per the guideline Each financed property in addition to the subject property, will increase the <br> applicable reserve requirement by two (2) months PITIA on the subject property to a maximum <br> requirement of 12 months (Additional reserves based upon the PITIA of the subject property - Due Diligence Vendor-09/20/2022<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 659186 | N/A | N/A |
| XXXX | 25052878 |  |  | Closed | 2022-09-21 23:08 | 2022-09-27 12:22 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX | Ready for Review-Document Uploaded. - Seller-09/23/2022<br>| XXXX | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 660970 | N/A | N/A |
| XXXX | 25052878 |  |  | Closed | 2022-09-22 17:52 | 2022-09-26 14:32 | Resolved | 1 - Information C A | Credit | Credit | Missing credit report | Resolved-Credit report received and updated to review, resolved. - Due Diligence Vendor-09/26/2022 <br> Ready for Review-Document Uploaded. - Seller-09/23/2022 <br> Open-The Credit Reports in file for each Borrower on pages 302 & 316 are dated XXXX, one day before the Note Date. There is a Credit Score Disclosure on page 152 dated XXXX, the day of Application. Please provide the Original earliest Credit Report for both Borrowers to coincide with Origination/Application. - Due Diligence Vendor-09/22/2022 | Ready for Review-Document Uploaded. - Seller-09/23/2022<br>| Resolved-Credit report received and updated to review, resolved. - Due Diligence Vendor-09/26/2022<br>| Credit reports.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 662170 | N/A | N/A |
| XXXX | 13102674 |  |  | Closed | 2022-09-21 14:01 | 2022-10-06 16:21 | Resolved | 1 - Information B A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | Ready for Review-Document Uploaded. ok sorry about that, this one should be correct. - Seller-10/04/2022 <br>Ready for Review-Document Uploaded. The new updated 1008 is the one that is correct. the UW went with the 125.30$ instead of the 116.30$ amount based on the invoice for HOI in order to give the borrower a little more cushion. Either way the DTI is under . Please let me know if you need anything else - Seller-09/29/2022 <br>Ready for Review-Document Uploaded. Sorry I uploaded an old one. here you go - Seller-09/22/2022<br>| Resolved-1008 received and updated to 1008 page, resolved. - Due Diligence Vendor-10/06/2022<br>| 1008 CTC.pdf<br>insurance.jpg<br>1008.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 659885 | N/A | N/A |
| XXXX | 41802648 |  |  | Closed | 2022-09-22 20:44 | 2022-10-17 15:35 | Resolved | 1 - Information C A | Credit | Credit | Letter of Explanation (Assets) missing or unexecuted | XXXX | Ready for Review-Document Uploaded. - Seller-10/17/2022<br>| Resolved-LOE received and acknowledged - Due Diligence Vendor-10/17/2022<br>| XXXX |  |  | NV | Investment | Purchase | NA | 662577 | N/A | N/A |
| XXXX | 79173501 |  |  | Closed | 2022-09-23 16:47 | 2022-09-26 10:54 | Resolved | 1 - Information C A | Credit | Credit | Missing purchase contract and/or addendums. | XXXX | XXXX | Resolved-Sale instructions received, resolved. - Due Diligence Vendor-09/26/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 663364 | N/A | N/A |
| XXXX | 40354390 |  |  | Closed | 2022-09-23 13:51 | 2022-09-27 21:15 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-09/27/2022 <br>Ready for Review-Document Uploaded. - Seller-09/27/2022 <br>Open-Borrower 1 Race Selection is Not Provided Please provide it - Due Diligence Vendor-09/23/2022 | Ready for Review-Document Uploaded. - Seller-09/27/2022<br>| Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-09/27/2022<br>| XXXX |  |  | FL | Investment | Refinance | Cash Out - Other | 662972 | N/A | N/A |
| XXXX | 30318984 |  |  | Closed | 2022-09-27 18:26 | 2022-09-28 12:01 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Partially Provided | Resolved-Updated DSCR ratio of 4.04 is received on DSCR calculator sent by the client. Resolved. - Due Diligence Vendor-09/28/2022 <br>Ready for Review-Document Uploaded. uploaded correct forms - Seller-09/27/2022 <br>Open-The Approval and 1008 DSCR do not match as the taxes used are different from provided Tax Cert, please provide - Due Diligence Vendor-09/27/2022 | Ready for Review-Document Uploaded. uploaded correct forms - Seller-09/27/2022<br>| Resolved-Updated DSCR ratio of 4.04 is received on DSCR calculator sent by the client. Resolved. - Due Diligence Vendor-09/28/2022<br>| XXXX |  |  | PA | Investment | Refinance | Cash Out - Other | 667531 | N/A | N/A |
| XXXX | 58307651 |  |  | Closed | 2022-09-27 13:07 | 2022-09-28 18:54 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Desk review received and updated to review, resolved. - Due Diligence Vendor-09/28/2022 <br>Ready for Review-<br> This is a typical statement when property is a 2-4 unit. No CU score is provided, so we order a desk review to confirm the value is supported.<br> - Seller-09/28/2022 <br>Ready for Review-Document Uploaded. - Seller-09/28/2022 <br>Open-Second Appraisal/ Valuation is Missing UCDP In File But Score Was Not Provide Page No 69 Please Provide Updated UCDP. - Due Diligence Vendor-09/27/2022 | Ready for Review-<br> This is a typical statement when property is a 2-4 unit. No CU score is provided, so we order a desk review to confirm the value is supported.<br> - Seller-09/28/2022 <br>Ready for Review-Document Uploaded. - Seller-09/28/2022<br>| Resolved-Desk review received and updated to review, resolved. - Due Diligence Vendor-09/28/2022<br>| Appraisal Review.pdf |  |  | NJ | Primary Residence | Purchase | NA | 666704 | N/A | N/A |
| XXXX | 58307651 |  |  | Closed | 2022-09-26 15:21 | 2022-09-28 18:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-09/28/2022 <br>Ready for Review-Document Uploaded. - Seller-09/28/2022 <br>Counter-The document received is the flood hazard determination form. May you please provide the effective date and end date of the flood policy on pg 409 of the loan package? - Due Diligence Vendor-09/28/2022 <br>Ready for Review-Document Uploaded. - Seller-09/27/2022 <br>Open-Flood Insurance Policy Partially Provided Effective Date And End Date Is Missing In Flood Insurance Please Provide Updated Document. - Due Diligence Vendor-09/26/2022 | Ready for Review-Document Uploaded. - Seller-09/28/2022 <br>Ready for Review-Document Uploaded. - Seller-09/27/2022<br>| Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-09/28/2022<br>| Insurance.pdf<br>Flood with Dates.pdf |  |  | NJ | Primary Residence | Purchase | NA | 665044 | N/A | N/A |
| XXXX | 22690190 |  |  | Closed | 2022-09-27 17:28 | 2022-10-03 15:47 | Resolved | 1 - Information C A | Compliance | Missing Doc | The Final 1003 is Incomplete | XXXX | XXXX | XXXX | XXXX |  |  | AZ | Primary Residence | Purchase | NA | 667366 | N/A | N/A |
| XXXX | 55435436 |  |  | Closed | 2022-09-27 19:46 | 2022-10-03 12:46 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final refinance statement received and updated to loan review. - Due Diligence Vendor-10/03/2022 <br>Ready for Review-Document Uploaded. Please provide more details if this is not what you are looking for. thanks - Seller-09/30/2022 <br>Open-Final HUD-1 Document is Present or Not Applicable The HUD-1 in file is not signed by the Title Company or Stamped Certified. WA is a dry funding state. Please confirm the HUD-1 in file is the Final or provided a Signed Stamped Certified Final. - Due Diligence Vendor-09/27/2022 | Ready for Review-Document Uploaded. Please provide more details if this is not what you are looking for. thanks - Seller-09/30/2022<br>| Resolved-Final refinance statement received and updated to loan review. - Due Diligence Vendor-10/03/2022<br>| XXXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | 667722 | N/A | N/A |
| XXXX | 55435436 |  |  | Closed | 2022-09-27 15:11 | 2022-10-03 12:38 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | XXXX | Ready for Review-Document Uploaded. - Seller-09/30/2022<br>| XXXX | XXXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | 666999 | N/A | N/A |
| XXXX | 20835389 |  |  | Closed | 2022-09-27 16:04 | 2022-09-27 16:09 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-Audited FICO of 658 is less than Guideline FICO of 660 Exception Page on 629 Approved to Allow a Fico Score 658 on A+ With Loan Amount of Guides State Minimum Fico 660 2 Point off - Due Diligence Vendor-09/27/2022 |  | Waived-Audited FICO of 658 is less than Guideline FICO of 660 Exception Page on 629 Approved to Allow a Fico Score 658 on A+ With Loan Amount of Guides State Minimum Fico 660 2 Point off - Due Diligence Vendor-09/27/2022<br>|  |  | DTI Low-Under 20%<br> LTV Low - Under 65%<br> Reserves After Closing Over 24 Months | CA | Primary Residence | Purchase | NA | 667153 | Originator Pre-Close | Yes |
| XXXX | 56208924 |  |  | Closed | 2022-09-27 18:15 | 2022-09-30 16:35 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX | Ready for Review-Document Uploaded. - Seller-09/28/2022<br>| Resolved-Audited DTI of 42.26% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-09/30/2022 <br>Resolved-Updated 1008 received with updated DTI received and updated to review. - Due Diligence Vendor-09/29/2022<br>| XXXX |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 667503 | N/A | N/A |
| XXXX | 26551778 |  |  | Closed | 2022-09-28 18:35 | 2022-10-03 13:20 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-Resolved - Due Diligence Vendor-10/03/2022 <br>Rescinded-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan meets HPML guidelines, and the lender has disclosed to the borrower that the loan is HPML - Due Diligence Vendor-09/28/2022 |  | Resolved-Resolved - Due Diligence Vendor-10/03/2022 <br>Rescinded-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan meets HPML guidelines, and the lender has disclosed to the borrower that the loan is HPML - Due Diligence Vendor-09/28/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 669152 | N/A | N/A |
| XXXX | 26551778 |  |  | Closed | 2022-09-28 18:35 | 2022-10-03 13:20 | Resolved | 1 - Information C A | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | Resolved-Resolved - Due Diligence Vendor-10/03/2022 <br>Rescinded-This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. (12 CFR §1026.43(b)(4), (e)(1))This loan does not qualify for a safe harbor. The loan has an APR of 8.349%. The APR threshold to qualify for a safe harbor is 7.590%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the interest rate is set by 1.5 or more percentage points for a first-lien covered transaction, or by 3.5 or more percentage points for a subordinate-lien covered transaction. This is NQM loan, Safe harbor threshold is not applicable, Hence, rescinded. - Due Diligence Vendor-09/28/2022 |  | XXXX |  |  |  | CA | Primary Residence | Purchase | NA | 669153 | N/A | N/A |
| XXXX | 26551778 |  |  | Closed | 2022-09-28 18:35 | 2022-10-03 13:20 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Resolved - Due Diligence Vendor-10/03/2022 <br>Rescinded-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan meets HPML guidelines, and the lender has disclosed to the borrower that the loan is HPML - Due Diligence Vendor-09/28/2022 |  | Resolved-Resolved - Due Diligence Vendor-10/03/2022 <br>Rescinded-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan meets HPML guidelines, and the lender has disclosed to the borrower that the loan is HPML - Due Diligence Vendor-09/28/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 669145 | N/A | N/A |
| XXXX | 26551778 |  |  | Closed | 2022-09-28 18:35 | 2022-10-03 13:20 | Resolved | 1 - Information C A | Compliance | ComplianceEase | Qualified Mortgage Lending Policy Points and Fees Test | XXXX |  | XXXX |  |  |  | CA | Primary Residence | Purchase | NA | 669147 | N/A | N/A |
| XXXX | 86251630 |  |  | Closed | 2022-10-03 20:35 | 2022-10-12 16:13 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-10/12/2022 <br>Resolved-1003 with ULI received, and updated to 1003 page, resolved. - Due Diligence Vendor-10/11/2022 <br>Ready for Review-Document Uploaded. - Seller-10/07/2022 <br>Open-The Final 1003 is Incomplete ULI Number is Missing - Due Diligence Vendor-10/03/2022 | Ready for Review-Document Uploaded. - Seller-10/07/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-10/12/2022 <br>Resolved-1003 with ULI received, and updated to 1003 page, resolved. - Due Diligence Vendor-10/11/2022<br>| 3. EXECUTED FINAL 1003.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 675579 | N/A | N/A |
| XXXX | 57774284 |  |  | Closed | 2022-10-04 14:53 | 2022-11-15 21:14 | Waived | 2 - Non-Material C B | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Waived-Exception form received advising Exception approved for increase to LTV to 75% on a No Ratio Loan and cash out loan on a no Ratio loan. Final Factor was .9460. - Due Diligence Vendor-11/15/2022 <br>Ready for Review-Document Uploaded. - Seller-11/15/2022 <br>Counter-Thank you for providing the updated lease agreement and loan program snippet. Per LoanStream GLs page 58, we must use the lower of gross rents indicated on the lease agreement and form 1007 if the lease agreement reflects higher than the 1007. The lease amount may be used for gross rent if two months proof of receipt is verified. Per the lease agreement provided this leasing period began on 10/1/22. - Due Diligence Vendor-10/12/2022 <br>Ready for Review-Document Uploaded. Updated loan detail snippet uploaded. Lease shows $4800 that we are using. - Seller-10/11/2022 <br>Counter-Per review the loan program approval snippet the lease and the 1007 the rental amount is $4500. $4500/4756.57 = 0.9460. May you please provide an exception form? - Due Diligence Vendor-10/11/2022 <br>Ready for Review-Please provide numbers you are using. Rent $4800 form lease payment $4756.57 DSCR 1.01. Please advise - Seller-10/06/2022 <br>Open-Calculated DSCR for the Program is 0.94 but as per Matrix Minimum DSCR for the program is 1. Please Provide Exception letter and Clarify - Due Diligence Vendor-10/04/2022 | XXXX | Waived-Exception form received advising Exception approved for increase to LTV to 75% on a No Ratio Loan and cash out loan on a no Ratio loan. Final Factor was .9460. - Due Diligence Vendor-11/15/2022<br>| XXXX |  | Comp Factor #1: FICO 793 - 73 points above 720<br>Comp Factor #2: Reserves using cash out at least 12 months | CA | Investment | Refinance | Cash Out - Other | 676484 | Originator Post-Close | Yes |
| XXXX | 34381581 |  |  | Closed | 2022-10-03 13:04 | 2022-10-12 11:59 | Resolved | 1 - Information C A | Credit | Closing | Maturity Date is not the first of the month | Resolved-Maturity Date is the 1 day of the month - Due Diligence Vendor-10/05/2022 <br>Rescinded-Maturity Date is not the first or fifteenth day of the month Note Document Missing In The File Please Provide, Finding Added Already - Due Diligence Vendor-10/03/2022 |  | Resolved-Maturity Date is the 1 day of the month - Due Diligence Vendor-10/05/2022 <br>Rescinded-Maturity Date is not the first or fifteenth day of the month Note Document Missing In The File Please Provide, Finding Added Already - Due Diligence Vendor-10/03/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 674429 | N/A | N/A |
| XXXX | 34381581 |  |  | Closed | 2022-10-03 13:04 | 2022-10-12 11:59 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-10/05/2022 <br>Ready for Review-Document Uploaded. - Seller-10/04/2022 <br>Open-The Note is Missing Note Document Missing In The File Please Provide - Due Diligence Vendor-10/03/2022 | Ready for Review-Document Uploaded. - Seller-10/04/2022<br>| Resolved-The Note is Present - Due Diligence Vendor-10/05/2022<br>| NOTE.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 674430 | N/A | N/A |
| XXXX | 34381581 |  |  | Closed | 2022-10-04 20:45 | 2022-10-11 18:47 | Resolved | 1 - Information C A | Credit | Doc Issue | HUD-1 Closing Statement missing or unsigned | Resolved-Final Settlement statement received and updated to HUD and RESPA 2010 pages. Resolved. - Due Diligence Vendor-10/11/2022 <br>Ready for Review-Document Uploaded. - Seller-10/07/2022 <br>Counter-The document received is not the final HUD. May you please provide the final HUD? - Due Diligence Vendor-10/05/2022 <br>Ready for Review-Document Uploaded. - Seller-10/04/2022 <br>Open-Please furnish a Certified True Copy of final HUD stamped final. - Due Diligence Vendor-10/04/2022 | Ready for Review-Document Uploaded. - Seller-10/07/2022 <br>Ready for Review-Document Uploaded. - Seller-10/04/2022<br>| Resolved-Final Settlement statement received and updated to HUD and RESPA 2010 pages. Resolved. - Due Diligence Vendor-10/11/2022<br>| NOTE.pdf<br>BuyerBorrower Final Statement.PDF |  |  | CA | Investment | Refinance | Cash Out - Other | 677507 | N/A | N/A |
| XXXX | 34381581 |  |  | Closed | 2022-10-03 12:57 | 2022-10-05 11:25 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Final 1003 received and updated to loan review, resolved. - Due Diligence Vendor-10/05/2022 <br>Ready for Review-Document Uploaded. - Seller-10/04/2022 <br>Open-The Final 1003 is Missing Final 1003 Is Missing In The File Please Provide - Due Diligence Vendor-10/03/2022 | Ready for Review-Document Uploaded. - Seller-10/04/2022<br>| Resolved-Final 1003 received and updated to loan review, resolved. - Due Diligence Vendor-10/05/2022<br>| FINAL 1003.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 674416 | N/A | N/A |
| XXXX | 32032839 |  |  | Closed | 2022-10-03 17:13 | 2022-10-06 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Verification of Rent | Resolved-Client confirmed that borrower's primary residence is frr and clear. Resolved - Due Diligence Vendor-10/06/2022 <br>Ready for Review-Document Uploaded. Bwr owns property free and clear no mortgage on property. See documentation attached. - Seller-10/05/2022 <br>Open-Missing Verification of Rent There is no mortgage tradeline as per credit report, Mortgage Statement is not provide , Verification of Rent/ Mortgage is missing , please provide - Due Diligence Vendor-10/03/2022 | Ready for Review-Document Uploaded. Bwr owns property free and clear no mortgage on property. See documentation attached. - Seller-10/05/2022<br>| Resolved-Client confirmed that borrower's primary residence is frr and clear. Resolved - Due Diligence Vendor-10/06/2022<br>| XXXX |  |  | IL | Primary Residence | Purchase | NA | 675057 | N/A | N/A |
| XXXX | 51871826 |  |  | Closed | 2022-10-04 17:55 | 2022-10-07 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Resolved-Borrower 1 Executed 4506-T Provided - Due Diligence Vendor-10/06/2022 <br>Ready for Review-Document Uploaded. - Seller-10/04/2022 <br>Ready for Review-Document Uploaded. - Seller-10/04/2022 <br>Open-Borrower 1 Executed 4506-T Missing 4506-T Not In File Please Provide - Due Diligence Vendor-10/04/2022 | Ready for Review-Document Uploaded. - Seller-10/04/2022 <br>Ready for Review-Document Uploaded. - Seller-10/04/2022<br>| Resolved-Borrower 1 Executed 4506-T Provided - Due Diligence Vendor-10/06/2022<br>| 4506-C.pdf<br>transcripts.pdf |  |  | AZ | Primary Residence | Refinance | Cash Out - Other | 677001 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-03 18:02 | 2022-10-20 12:17 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 14.45 month(s) are greater than or equal to Guideline Required Reserves of 7 month(s) - Due Diligence Vendor-10/20/2022 <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-10/03/2022 |  | Resolved-Audited Reserves of 14.45 month(s) are greater than or equal to Guideline Required Reserves of 7 month(s) - Due Diligence Vendor-10/20/2022<br>|  |  |  | NJ | Investment | Purchase | NA | 675189 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-05 12:25 | 2022-10-19 19:57 | Resolved | 1 - Information C A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Acknowledged and resolved. - Due Diligence Vendor-10/19/2022 <br>Ready for Review-Document Uploaded. - Seller-10/18/2022 <br>Counter-Thank you for providing the document, unfortunately I am unable to view it. May you please resend it. Thank you again. - Due Diligence Vendor-10/17/2022 <br>Ready for Review-Document Uploaded. - Seller-10/17/2022 <br>Open-This is a Purchase and the file says there are No leases, p30. So even though the owner currently occupies, he will not after closing so Please Provide Rental Loss. - Due Diligence Vendor-10/05/2022 | Ready for Review-Document Uploaded. - Seller-10/18/2022 <br>Ready for Review-Document Uploaded. - Seller-10/17/2022<br>| Resolved-Acknowledged and resolved. - Due Diligence Vendor-10/19/2022<br>| XXXX |  |  | NJ | Investment | Purchase | NA | 678103 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-13 16:17 | 2022-10-19 19:53 | Resolved | 1 - Information C A | Credit | Credit | Assets not properly calculated. | XXXX | Ready for Review-Document Uploaded. July statement with all wire transactions /deposits in detail - Seller-10/19/2022<br>| Resolved-Acknowledged. - Due Diligence Vendor-10/19/2022<br>| XXXX |  |  | NJ | Investment | Purchase | NA | 691940 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-03 15:20 | 2022-10-13 15:56 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-10/12/2022 <br>Open-The Final 1003 is Missing Please Provide - Due Diligence Vendor-10/03/2022 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-10/12/2022<br>|  |  |  | NJ | Investment | Purchase | NA | 674694 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-03 17:32 | 2022-10-13 15:54 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Resolved-Hazard Insurance Expiration Date of XXXX is after the Note Date of XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-10/12/2022 <br> Rescinded-Hazard Insurance Expiration Date of XXXX is prior to or equal to the Note Date of null The Final CD and Note are Missing. We have asked for both in other Findings. - Due Diligence Vendor-XXXX |  | Resolved-Hazard Insurance Expiration Date of XXXX is after the Note Date of XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-XXXX<br> Rescinded-Hazard Insurance Expiration Date of XXXX is prior to or equal to the Note Date of null The Final CD and Note are Missing. We have asked for both in other Findings. - Due Diligence Vendor-XXXX |  |  |  | NJ | Investment | Purchase | NA | 675100 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-03 15:30 | 2022-10-13 15:33 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-10/11/2022 <br>Open-The Deed of Trust is Missing Deed of trust is Missing Please Provide - Due Diligence Vendor-10/03/2022 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-10/11/2022<br>|  |  |  | NJ | Investment | Purchase | NA | 674733 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-03 15:29 | 2022-10-13 15:33 | Resolved | 1 - Information C A | Credit | Closing | Maturity Date is not the first of the month | Resolved-Maturity Date is the 1 day of the month - Due Diligence Vendor-10/12/2022 <br>Rescinded-Maturity Date is not the first or fifteenth day of the month Note Document is Missing please Provide - Due Diligence Vendor-10/03/2022 |  | Resolved-Maturity Date is the 1 day of the month - Due Diligence Vendor-10/12/2022 <br>Rescinded-Maturity Date is not the first or fifteenth day of the month Note Document is Missing please Provide - Due Diligence Vendor-10/03/2022<br>|  |  |  | NJ | Investment | Purchase | NA | 674717 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-03 15:29 | 2022-10-13 15:33 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-10/11/2022 <br>Open-The Note is Missing Note Document is Missing please Provide - Due Diligence Vendor-10/03/2022 |  | Resolved-The Note is Present - Due Diligence Vendor-10/11/2022<br>|  |  |  | NJ | Investment | Purchase | NA | 674718 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-03 17:52 | 2022-10-13 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-10/12/2022 <br>Open-Missing Evidence of Property Tax Please Provide it - Due Diligence Vendor-10/03/2022 |  | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-10/12/2022<br>|  |  |  | NJ | Investment | Purchase | NA | 675167 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-03 17:41 | 2022-10-12 17:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Investment property HUD was received and updated to review. - Due Diligence Vendor-10/12/2022 <br>Ready for Review-hello, I have uploaded the funding docs. please let me know if you need anything else. - Seller-10/07/2022 <br>Open-TRID: Missing Final Closing Disclosure Please Provide - Due Diligence Vendor-10/03/2022 | Ready for Review-hello, I have uploaded the funding docs. please let me know if you need anything else. - Seller-10/07/2022<br>| Resolved-Investment property HUD was received and updated to review. - Due Diligence Vendor-10/12/2022<br>|  |  |  | NJ | Investment | Purchase | NA | 675128 | N/A | N/A |
| XXXX | 47812918 |  |  | Closed | 2022-10-03 17:16 | 2022-10-12 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-10/12/2022 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing 3rd party VOE is not available in loan file, Please provide. - Due Diligence Vendor-10/03/2022 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-10/12/2022<br>|  |  |  | NJ | Investment | Purchase | NA | 675060 | N/A | N/A |
| XXXX | 21571949 |  |  | Closed | 2022-10-04 15:22 | 2022-10-24 12:51 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-10/13/2022 <br>Ready for Review-Document Uploaded. - Seller-10/12/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided Please provide Borrower 1 Ethnicity Selection - Due Diligence Vendor-10/04/2022 | Ready for Review-Document Uploaded. - Seller-10/12/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-10/13/2022<br>| XXXX |  |  | PA | Primary Residence | Purchase | NA | 676581 | N/A | N/A |
| XXXX | 21571949 |  |  | Closed | 2022-10-04 15:22 | 2022-10-24 12:51 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-10/13/2022 <br>Open-Borrower 1 Race Selection is Not Provided Please provide Borrower 1 Race Selection - Due Diligence Vendor-10/04/2022 |  | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-10/13/2022<br>|  |  |  | PA | Primary Residence | Purchase | NA | 676582 | N/A | N/A |
| XXXX | 21571949 |  |  | Closed | 2022-10-05 16:22 | 2022-10-21 17:24 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | XXXX | Ready for Review-Document Uploaded. A Lock Extension was necessary in order to make the closing date deadline. Loan discount increased, however the Broker cut their comp in order to cover the added cost, so it washed out the increase. All was captured on the loan docs and APR went down and finance charges decreased as well. - Seller-10/20/2022<br>| Resolved-COC form received and added to final CD, resolved. - Due Diligence Vendor-10/21/2022<br>| XXXX |  |  | PA | Primary Residence | Purchase | NA | 678684 | N/A | N/A |
| XXXX | 21571949 |  |  | Closed | 2022-10-05 21:30 | 2022-10-21 17:20 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Estimated Taxes, Insurance, & Assessments monthly estimate is inaccurate | Resolved-PCCD updated to review, report is elevated resolved. - Due Diligence Vendor-10/21/2022 <br>Ready for Review-Document Uploaded. Corrections were made on the Post Close CD. The HOA dues are not escrowed but the School Taxes are. The borrower had County Tax and School tax that had to be impounded independently since they are due at different times throughout the year, and this can be verified on the CD impound section. Correction to the "Other" impound has been clarified. See attached. - Seller-10/20/2022 <br>Open-Final CD states the HOA is escrowed but none of the other documents support this, please provide clarification on the actual escrowed fees - Due Diligence Vendor-10/05/2022 | Ready for Review-Document Uploaded. Corrections were made on the Post Close CD. The HOA dues are not escrowed but the School Taxes are. The borrower had County Tax and School tax that had to be impounded independently since they are due at different times throughout the year, and this can be verified on the CD impound section. Correction to the "Other" impound has been clarified. See attached. - Seller-10/20/2022<br>| Resolved-PCCD updated to review, report is elevated resolved. - Due Diligence Vendor-10/21/2022<br>| XXXX |  |  | PA | Primary Residence | Purchase | NA | 679503 | N/A | N/A |
| XXXX | 21571949 |  |  | Closed | 2022-10-04 20:25 | 2022-10-21 17:19 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. Please see attached corrected 1008. This is the final 1008, they shipped the wrong one to you, so we apologize. - Seller-10/20/2022<br>| Resolved-Updated 1008 received and added to 1008 page. School tax was included on property tax field. - Due Diligence Vendor-10/21/2022<br>| XXXX |  |  | PA | Primary Residence | Purchase | NA | 677454 | N/A | N/A |
| XXXX | 21571949 |  |  | Closed | 2022-10-11 16:14 | 2022-10-11 16:14 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | XXXX |  | XXXX |  |  | Comp Factor 1:<br> Reserved at least 24 months after close of purchase<br>Comp Factor 2:<br> Meets residual income at least by $1700/month<br>Comp Factor 3:<br> SSR score 1.4, gross adj, not over 10% | PA | Primary Residence | Purchase | NA | 687822 | Originator Pre-Close | Yes |
| XXXX | 60536443 |  |  | Closed | 2022-10-06 11:58 | 2022-10-07 19:09 | Resolved | 1 - Information C A | Credit | Credit | Lender Approval Form is Missing | Resolved-Lender Approval Form has been received to support QC Review indicating a Bank Statement Program not CPA/CPL. - Due Diligence Vendor-10/07/2022 <br>Ready for Review-Document Uploaded. - Seller-10/06/2022 <br>Open-Doc Type on Lender Approval does not match 1008. Borrower was approved with bank statements and not 12 month CPA P&L. - Due Diligence Vendor-10/06/2022 | Ready for Review-Document Uploaded. - Seller-10/06/2022<br>| Resolved-Lender Approval Form has been received to support QC Review indicating a Bank Statement Program not CPA/CPL. - Due Diligence Vendor-10/07/2022<br>| Loan details.docx |  |  | CA | Primary Residence | Purchase | NA | 679883 | N/A | N/A |
| XXXX | 77506000 |  |  | Closed | 2022-10-05 13:08 | 2022-10-12 12:08 | Resolved | 1 - Information C A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-Pg 7 section 9 of the initial 1003 signed by the LO received. Application date updated to 1003 page. Resolved. - Due Diligence Vendor-10/12/2022 <br>Ready for Review-Document Uploaded. - Seller-10/11/2022 <br>Open-Loan Originator signature is missing on the Initial 1003, Please Provide - Due Diligence Vendor-10/05/2022 | Ready for Review-Document Uploaded. - Seller-10/11/2022<br>| Resolved-Pg 7 section 9 of the initial 1003 signed by the LO received. Application date updated to 1003 page. Resolved. - Due Diligence Vendor-10/12/2022<br>| Sign LO.pdf |  |  | CA | Primary Residence | Purchase | NA | 678155 | N/A | N/A |
| XXXX | 45825842 |  |  | Closed | 2022-10-07 21:30 | 2022-10-19 21:08 | Resolved | 1 - Information C A | Credit | Credit | File does not contain all required Asset Statement(s) | XXXX | Ready for Review-Document Uploaded. - Seller-10/19/2022<br>| Resolved-The 1003 Asset page was uploaded. - Due Diligence Vendor-10/19/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 684800 | N/A | N/A |
| XXXX | 45825842 |  |  | Closed | 2022-10-07 21:33 | 2022-10-17 11:54 | Resolved | 1 - Information C A | Credit | Credit | Subject hazard Insurance policy coverage is insufficient. | Resolved-Active HOI policy received. Resolved. - Due Diligence Vendor-10/17/2022 <br>Ready for Review-Document Uploaded. - Seller-10/14/2022 <br>Open-The HOI policy in file pages 440 & 441 have the same policy number and same premium with separate coverages. Please clarify which HOI policy is active. - Due Diligence Vendor-10/07/2022 | Ready for Review-Document Uploaded. - Seller-10/14/2022<br>| Resolved-Active HOI policy received. Resolved. - Due Diligence Vendor-10/17/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 684805 | N/A | N/A |
| XXXX | 41099899 |  |  | Closed | 2022-10-05 20:46 | 2022-10-12 19:20 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Settlement statement received and updated to review, resolved. - Due Diligence Vendor-10/12/2022 <br>Resolved- - Due Diligence Vendor-10/12/2022 <br>Ready for Review-Document Uploaded. - Seller-10/11/2022 <br>Open-Final HUD-1 Document is Present or Not Applicable Please provide a Certified True Copy of final HUD stamped final. - Due Diligence Vendor-10/05/2022 | Ready for Review-Document Uploaded. - Seller-10/11/2022<br>| Resolved-Settlement statement received and updated to review, resolved. - Due Diligence Vendor-10/12/2022 <br>Resolved- - Due Diligence Vendor-10/12/2022<br>| fs.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 679410 | N/A | N/A |
| XXXX | 41099899 |  |  | Closed | 2022-10-07 15:48 | 2022-10-12 19:04 | Resolved | 1 - Information C A | Credit | Credit | Lender Approval Form is Missing | Resolved-Loan program approval snippet received, resolved. - Due Diligence Vendor-10/12/2022 <br>Ready for Review-Document Uploaded. - Seller-10/11/2022 <br>Open-Loan approval snippet missing from fie. - Due Diligence Vendor-10/07/2022 | Ready for Review-Document Uploaded. - Seller-10/11/2022<br>| Resolved-Loan program approval snippet received, resolved. - Due Diligence Vendor-10/12/2022<br>| DSCR.jpg |  |  | CA | Investment | Refinance | Cash Out - Other | 683530 | N/A | N/A |
| XXXX | 15143027 |  |  | Closed | 2022-10-07 17:24 | 2022-10-11 16:30 | Resolved | 1 - Information C A | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX | XXXX | Resolved-Per client the 9/1/22 matrix was used to underwrite the loan, resolved. - Due Diligence Vendor-10/11/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 683977 | N/A | N/A |
| XXXX | 64238055 |  |  | Closed | 2022-10-06 19:12 | 2022-11-18 18:44 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-10/14/2022 <br>Open-The Final 1003 is Missing Final 1003 is Missing. Please Provide - Due Diligence Vendor-10/06/2022 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-10/14/2022<br>|  |  |  | MD | Investment | Refinance | No Cash Out - Borrower Initiated | 681686 | N/A | N/A |
| XXXX | 64238055 |  |  | Closed | 2022-10-07 13:24 | 2022-10-19 19:48 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-10/19/2022 <br>Ready for Review-Document Uploaded. - Seller-10/19/2022 <br>Counter-Signed docs package and loan package were reviewed for a VOM or LOE regarding the borrower's primary residence. May you please confirm if the borrower's primary residence is free and clear or provide a VOM/VOR? - Due Diligence Vendor-10/17/2022 <br>Ready for Review-I have uloaded all final signed docs in file upload - Seller-10/13/2022 <br>Open-Housing History Does Not Meet Guideline Requirements Housing History is not available. Please Provide - Due Diligence Vendor-10/07/2022 | Ready for Review-Document Uploaded. - Seller-10/19/2022 <br>Ready for Review-I have uloaded all final signed docs in file upload - Seller-10/13/2022<br>| Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-10/19/2022<br>| Rent Free.pdf |  |  | MD | Investment | Refinance | No Cash Out - Borrower Initiated | 683016 | N/A | N/A |
| XXXX | 64238055 |  |  | Closed | 2022-10-06 21:16 | 2022-10-17 14:20 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved-IEADS received and updated to review, resolved. - Due Diligence Vendor-10/17/2022 <br>Open-Please Provide Initial Escrow Disclosure - Due Diligence Vendor-10/06/2022 |  | Resolved-IEADS received and updated to review, resolved. - Due Diligence Vendor-10/17/2022<br>|  |  |  | MD | Investment | Refinance | No Cash Out - Borrower Initiated | 682256 | N/A | N/A |
| XXXX | 64238055 |  |  | Closed | 2022-10-14 20:08 | 2022-10-17 11:43 | Resolved | 1 - Information C A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-10/14/2022 <br> Open-Final HUD-1 Closing Date of XXXX is not the same date as the Notary Acknowledgement Date of null. - Due Diligence Vendor-10/14/2022 |  | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-10/14/2022<br>|  |  |  | MD | Investment | Refinance | No Cash Out - Borrower Initiated | 694191 | N/A | N/A |
| XXXX | 64238055 |  |  | Closed | 2022-10-06 20:09 | 2022-10-17 11:43 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-10/14/2022 <br>Open-Final HUD-1 Document is Missing HUD-1 document is missing. Please Provide - Due Diligence Vendor-10/06/2022 |  | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-10/14/2022<br>|  |  |  | MD | Investment | Refinance | No Cash Out - Borrower Initiated | 681951 | N/A | N/A |
| XXXX | 64238055 |  |  | Closed | 2022-10-06 19:23 | 2022-10-14 20:10 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-10/14/2022 <br>Open-The Deed of Trust is Missing Deed of Trust is Missing. Please Provide - Due Diligence Vendor-10/06/2022 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-10/14/2022<br>|  |  |  | MD | Investment | Refinance | No Cash Out - Borrower Initiated | 681734 | N/A | N/A |
| XXXX | 64238055 |  |  | Closed | 2022-10-06 19:18 | 2022-10-14 19:58 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-10/14/2022 <br>Open-The Note is Missing Note document is missing. Please Provide - Due Diligence Vendor-10/06/2022 |  | Resolved-The Note is Present - Due Diligence Vendor-10/14/2022<br>|  |  |  | MD | Investment | Refinance | No Cash Out - Borrower Initiated | 681715 | N/A | N/A |
| XXXX | 10903462 |  |  | Closed | 2022-10-07 22:17 | 2022-10-18 13:17 | Resolved | 1 - Information C A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-10/18/2022 <br>Ready for Review-Document Uploaded. - Seller-10/17/2022 <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score, if present, is greater than 2.5 - Due Diligence Vendor-10/07/2022 | Ready for Review-Document Uploaded. - Seller-10/17/2022<br>| Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-10/18/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 684920 | N/A | N/A |
| XXXX | 92226382 |  |  | Closed | 2022-10-13 15:16 | 2022-10-24 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Corrected lease agreement received and updated to review. - Due Diligence Vendor-10/24/2022 <br>Ready for Review-Document Uploaded. - Seller-10/21/2022 <br>Open-We need an amended lease agreement in file as the lease dates are 8/1/22 and end date of 8/1/22. It appears this is a one year lease. - Due Diligence Vendor-10/13/2022 | Ready for Review-Document Uploaded. - Seller-10/21/2022<br>| Resolved-Corrected lease agreement received and updated to review. - Due Diligence Vendor-10/24/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 691809 | N/A | N/A |
| XXXX | 20887918 |  |  | Closed | 2022-10-14 12:18 | 2022-10-18 13:35 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-The client has acknowledged that this is a higher priced transaction (See HPML cert in Charges that cannot increase finding) - Due Diligence Vendor-10/18/2022 <br>Resolved-Resolved - Due Diligence Vendor-10/18/2022 <br>Rescinded-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-10/14/2022 |  | Resolved-The client has acknowledged that this is a higher priced transaction (See HPML cert in Charges that cannot increase finding) - Due Diligence Vendor-10/18/2022 <br>Resolved-Resolved - Due Diligence Vendor-10/18/2022 <br>Rescinded-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-10/14/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 692944 | N/A | N/A |
| XXXX | 20887918 |  |  | Closed | 2022-10-14 12:18 | 2022-10-18 13:35 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-The client has acknowledged that this is a higher priced transaction (See HPML cert in Charges that cannot increase finding) - Due Diligence Vendor-10/18/2022 <br>Resolved-Resolved - Due Diligence Vendor-10/18/2022 <br>Rescinded-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-10/14/2022 |  | Resolved-The client has acknowledged that this is a higher priced transaction (See HPML cert in Charges that cannot increase finding) - Due Diligence Vendor-10/18/2022 <br>Resolved-Resolved - Due Diligence Vendor-10/18/2022 <br>Rescinded-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-10/14/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 692938 | N/A | N/A |
| XXXX | 26615917 |  |  | Closed | 2022-10-17 04:07 | 2022-10-19 18:55 | Resolved | 1 - Information C A | Compliance | Closing | HUD-1 not executed properly | Resolved-Final ALTA statement received and updated to review, resolved. - Due Diligence Vendor-10/19/2022 <br>Ready for Review-Document Uploaded. - Seller-10/18/2022 <br>Open-Need a Certified True Copy of final HUD stamped final. - Due Diligence Vendor-10/17/2022 | Ready for Review-Document Uploaded. - Seller-10/18/2022<br>| Resolved-Final ALTA statement received and updated to review, resolved. - Due Diligence Vendor-10/19/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 695291 | N/A | N/A |
| XXXX | 64794700 |  |  | Closed | 2022-10-18 09:25 | 2022-10-19 23:13 | Resolved | 1 - Information C A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-Section 9 of initial 1003 signed by the LO updated to review, resolved. - Due Diligence Vendor-10/19/2022 <br>Ready for Review-Document Uploaded. - Seller-10/18/2022 <br>Open-The originator is required to sign the initial 1003, Provide a copy of initial 1003 with LO Sign. - Due Diligence Vendor-10/18/2022 | Ready for Review-Document Uploaded. - Seller-10/18/2022<br>| Resolved-Section 9 of initial 1003 signed by the LO updated to review, resolved. - Due Diligence Vendor-10/19/2022<br>| LO SIG.pdf |  |  | MD | Primary Residence | Purchase | NA | 697090 | N/A | N/A |
| XXXX | 49402772 |  |  | Closed | 2022-10-18 14:31 | 2022-12-20 18:46 | Resolved | 1 - Information C A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-Section 9 of initial 1003 signed by LO received and updated to review, resolved. - Due Diligence Vendor-12/20/2022 <br>Resolved- - Due Diligence Vendor-10/19/2022 <br>Ready for Review-Document Uploaded. - Seller-10/18/2022 <br>Open-Please provide Initial 1003 with Loan Originator's Signature. - Due Diligence Vendor-10/18/2022 | Ready for Review-Document Uploaded. - Seller-10/18/2022<br>| Resolved-Section 9 of initial 1003 signed by LO received and updated to review, resolved. - Due Diligence Vendor-12/20/2022<br>| LO SIG.pdf |  |  | CA | Primary Residence | Purchase | NA | 697359 | N/A | N/A |
| XXXX | 49402772 |  |  | Closed | 2022-10-21 13:21 | 2022-10-21 20:32 | Resolved | 1 - Information C A | Credit | Credit | Missing tax returns. | XXXX | Ready for Review-Document Uploaded. - Seller-10/21/2022 <br>Ready for Review-page 643-646 - Seller-10/21/2022<br>| Resolved-ITIN received. - Due Diligence Vendor-10/21/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 702396 | N/A | N/A |
| XXXX | 49402772 |  |  | Closed | 2022-10-17 13:25 | 2022-10-19 22:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-10/19/2022 <br>Ready for Review-Document Uploaded. - Seller-10/18/2022 <br>Open-Homeownership Counseling Disclosure Is Missing Please Provide Homeownership Counseling Disclosure in File or Acknowledge this Finding - Due Diligence Vendor-10/17/2022 | Ready for Review-Document Uploaded. - Seller-10/18/2022<br>| Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-10/19/2022<br>| Homeowners counseling list.pdf |  |  | CA | Primary Residence | Purchase | NA | 695502 | N/A | N/A |
| XXXX | 83453753 |  |  | Closed | 2022-10-18 22:49 | 2022-10-20 20:57 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-10/20/2022 <br>Ready for Review-Document Uploaded. - Seller-10/20/2022 <br>Open-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Please provide CU and desk review (if applicable) - Due Diligence Vendor-10/18/2022 | Ready for Review-Document Uploaded. - Seller-10/20/2022<br>| Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-10/20/2022<br>| XXXX |  |  | GA | Investment | Refinance | Cash Out - Other | 698397 | N/A | N/A |
| XXXX | 83453753 |  |  | Closed | 2022-10-18 22:49 | 2022-10-20 20:57 | Resolved | 1 - Information C A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-10/20/2022 <br>Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score, if present, is greater than 2.5 Addressed in finding FPRO9876 - Due Diligence Vendor-10/18/2022 |  | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-10/20/2022 <br>Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per securitization requirements and CU Score, if present, is greater than 2.5 Addressed in finding FPRO9876 - Due Diligence Vendor-10/18/2022<br>|  |  |  | GA | Investment | Refinance | Cash Out - Other | 698398 | N/A | N/A |
| XXXX | 59370011 |  |  | Closed | 2022-10-19 07:08 | 2022-10-27 20:29 | Resolved | 1 - Information C A | Compliance | Closing | HUD-1 not executed properly | Resolved-Final settlement statement received and updated to review, resolved. - Due Diligence Vendor-10/27/2022 <br>Ready for Review-Document Uploaded. - Seller-10/27/2022 <br>Open-LRA has entered the fees from the HUD in file p313. However, this is a dry funding state. Please confirm this is the Final HUD or provide a Certified True Copy/Stamped Final HUD. - Due Diligence Vendor-10/19/2022 | Ready for Review-Document Uploaded. - Seller-10/27/2022<br>| Resolved-Final settlement statement received and updated to review, resolved. - Due Diligence Vendor-10/27/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 698594 | N/A | N/A |
| XXXX | 94881072 |  |  | Closed | 2022-10-20 11:47 | 2022-10-25 20:03 | Resolved | 1 - Information C A | Compliance | Closing | HUD-1 not executed properly | Resolved-Final settlement statement received and updated to review, resolved. - Due Diligence Vendor-10/25/2022 <br>Ready for Review-Document Uploaded. - Seller-10/25/2022 <br>Open-Final HUD should be certified or Stamped. - Due Diligence Vendor-10/20/2022 | Ready for Review-Document Uploaded. - Seller-10/25/2022<br>| Resolved-Final settlement statement received and updated to review, resolved. - Due Diligence Vendor-10/25/2022<br>| XXXX |  |  | AZ | Investment | Purchase | NA | 700033 | N/A | N/A |
| XXXX | 26339235 |  |  | Closed | 2022-10-24 17:55 | 2022-11-01 19:02 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | XXXX | XXXX | Resolved-Audited Reserves of 5.16 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-11/01/2022 <br>Rescinded-Addressed in finding FDAT1013, rescinded. - Due Diligence Vendor-10/27/2022<br>|  |  |  | GA | Primary Residence | Purchase | NA | 705371 | N/A | N/A |
| XXXX | 26339235 |  |  | Closed | 2022-10-21 08:23 | 2022-10-31 22:59 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-COC date updated to CD dated 10/12/22, resolved. - Due Diligence Vendor-10/31/2022 <br>Ready for Review-Document Uploaded. - Seller-10/31/2022 <br>Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $84.00.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Required COC for Increase in Credit Report fee from $21 to $105 in Revised LE to Initial Closing Disclosure. - Due Diligence Vendor-10/21/2022 | Ready for Review-Document Uploaded. - Seller-10/31/2022<br>| Resolved-COC date updated to CD dated 10/12/22, resolved. - Due Diligence Vendor-10/31/2022<br>| COC FORM CREDIT REPORT FEE.pdf |  |  | GA | Primary Residence | Purchase | NA | 702100 | N/A | N/A |
| XXXX | 26339235 |  |  | Closed | 2022-10-21 09:50 | 2022-10-26 15:32 | Resolved | 1 - Information C A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-Confirmed with our compliance manager that the LO's signature is not mandatory for the initial 1003. Resolved. - Due Diligence Vendor-10/26/2022 <br>Ready for Review-Document Uploaded. - Seller-10/25/2022 <br>Ready for Review-Broker signed 10.6.22 borrower signed 10.1.22 - Seller-10/25/2022 <br>Ready for Review-the time stamp is at the end of the initial 1003 for broker signature. - Seller-10/25/2022 <br>Ready for Review-jk it is sorry let me get back to you<br> - Seller-10/25/2022 <br>Ready for Review-This is not a trid loan - Seller-10/25/2022 <br>Open-LO signature date on Initial 1003 and Signature on Final 1003 Application is missing. Hence Considered 09/30/2022 as Initial Originator Signature Date as Initial LE, SPL and Homeowner counseling docs are dated on 09/30/2022 - Due Diligence Vendor-10/21/2022 | Ready for Review-Document Uploaded. - Seller-10/25/2022 <br>Ready for Review-Broker signed 10.6.22 borrower signed 10.1.22 - Seller-10/25/2022 <br>Ready for Review-the time stamp is at the end of the initial 1003 for broker signature. - Seller-10/25/2022 <br>Ready for Review-jk it is sorry let me get back to you<br> - Seller-10/25/2022 <br>Ready for Review-This is not a trid loan - Seller-10/25/2022<br>| Resolved-Confirmed with our compliance manager that the LO's signature is not mandatory for the initial 1003. Resolved. - Due Diligence Vendor-10/26/2022<br>| broker sig final 1003.pdf |  |  | GA | Primary Residence | Purchase | NA | 702179 | N/A | N/A |
| XXXX | 26339235 |  |  | Closed | 2022-10-21 10:09 | 2022-10-26 11:58 | Resolved | 1 - Information C A | Credit | Credit | Assets not properly documented/insufficient | Resolved-Gift affidavit and copy of gift check received, resolved. - Due Diligence Vendor-10/26/2022 <br>Ready for Review-Document Uploaded. - Seller-10/25/2022 <br>Open-Need proof of Gift, as final 1003 is showing Gift amount is deposited and page 94 and 95 showing $35000 transaction on same date but unsure both docs are belonging to Borrowers - Due Diligence Vendor-10/21/2022 | Ready for Review-Document Uploaded. - Seller-10/25/2022<br>| Resolved-Gift affidavit and copy of gift check received, resolved. - Due Diligence Vendor-10/26/2022<br>| gift affidavit.pdf |  |  | GA | Primary Residence | Purchase | NA | 702192 | N/A | N/A |
| XXXX | 83289289 |  |  | Closed | 2022-10-25 14:54 | 2022-10-26 12:01 | Resolved | 1 - Information C A | Credit | Missing Doc | Citizenship Documentation Not Provided | XXXX | Ready for Review-Document Uploaded. - Seller-10/25/2022<br>| XXXX | itin.pdf |  |  | CA | Primary Residence | Purchase | NA | 706821 | N/A | N/A |
| XXXX | 26676356 |  |  | Closed | 2022-10-26 05:38 | 2022-10-28 20:28 | Resolved | 1 - Information C A | Compliance | Closing | HUD-1 not executed properly | Resolved-Alta settlement statement signed and stamped received and updated to review, resolved. - Due Diligence Vendor-10/28/2022 <br>Ready for Review-Document Uploaded. - Seller-10/28/2022 <br>Open-Property is in Dry Funding State CA but the provided HUD Doc is not Properly Certified or Stamped. - Due Diligence Vendor-10/26/2022 | Ready for Review-Document Uploaded. - Seller-10/28/2022<br>| Resolved-Alta settlement statement signed and stamped received and updated to review, resolved. - Due Diligence Vendor-10/28/2022<br>| Final settlement.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 708097 | N/A | N/A |
| XXXX | 20167184 |  |  | Closed | 2022-11-03 19:22 | 2022-11-04 20:11 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Resolved-Signed personal and corporate tax returns received. Resolved. - Due Diligence Vendor-11/04/2022 <br>Ready for Review-Document Uploaded. - Seller-11/03/2022 <br>Open-Missing Corporate and personal signed tax returns for 2021<br> - Due Diligence Vendor-11/03/2022 <br>Open-Borrower 1 Tax Returns Not Signed - Due Diligence Vendor-11/03/2022 | Ready for Review-Document Uploaded. - Seller-11/03/2022<br>| Resolved-Signed personal and corporate tax returns received. Resolved. - Due Diligence Vendor-11/04/2022<br>| XXXX |  |  | MD | Investment | Purchase | NA | 722761 | N/A | N/A |
| XXXX | 99006563 |  |  | Closed | 2022-10-31 13:12 | 2022-11-04 20:02 | Resolved | 1 - Information C A | Compliance | Closing | HUD-1 not executed properly | Resolved-Final ALTA settlement statement received and updated to review, resolved. - Due Diligence Vendor-11/04/2022 <br>Ready for Review-Document Uploaded. - Seller-11/03/2022 <br>Open-Final HUD should be certified or Stamped. Since subject property is located in Dry State. - Due Diligence Vendor-10/31/2022 | Ready for Review-Document Uploaded. - Seller-11/03/2022<br>| Resolved-Final ALTA settlement statement received and updated to review, resolved. - Due Diligence Vendor-11/04/2022<br>| XXXX |  |  | NV | Investment | Refinance | Cash Out - Other | 715732 | N/A | N/A |
| XXXX | 99006563 |  |  | Closed | 2022-10-31 08:29 | 2022-11-04 19:49 | Resolved | 1 - Information C A | Credit | Credit | Assets not properly documented/insufficient | XXXX | XXXX | Resolved-1003 and 1008 screens updated, resolved. - Due Diligence Vendor-11/04/2022<br>| XXXX |  |  | NV | Investment | Refinance | Cash Out - Other | 715548 | N/A | N/A |
| XXXX | 60319829 |  |  | Closed | 2022-10-31 13:36 | 2022-11-03 16:34 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/03/2022 <br>Ready for Review-Document Uploaded. - Seller-11/02/2022 <br>Open-Final HUD-1 Document is Missing Given Hud1 document is not certified / Stamped - Due Diligence Vendor-10/31/2022 | Ready for Review-Document Uploaded. - Seller-11/02/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/03/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 715768 | N/A | N/A |
| XXXX | 60319829 |  |  | Closed | 2022-10-31 13:48 | 2022-11-02 12:12 | Waived | 2 - Non-Material C B | Property | Appraisal | Property/Appraisal General | XXXX | XXXX | Waived-Exception request for allowing a property with less square footage than our required square footage of 600 sqft. Square footage on this property is 499, waived. - Due Diligence Vendor-11/02/2022<br>| XXXX |  | Comp Factor #1: DSCR at least 1.05<br>Comp Factor #2: Good FICO at 712 - 12 points above<br> 700<br>Comp Factor #3: Expereinced Investor | CA | Investment | Refinance | Cash Out - Other | 715796 | Originator Pre-Close | Yes |
| XXXX | 65921571 |  |  | Closed | 2022-11-01 13:05 | 2022-12-23 15:56 | Waived | 2 - Non-Material C B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Exception form with Exception request to accept Private party VOR with some supporting documentation. pg 572<br> - Due Diligence Vendor-12/23/2022 <br>Waived-Exception form with Exception request to accept Private party VOR with some supporting documentation. pg 572 - Due Diligence Vendor-11/03/2022 <br>Waived-Waived. - Due Diligence Vendor-11/03/2022 <br>Ready for Review-Exception is in the file. Not sure what you need here please advice. TY - Seller-11/02/2022 <br>Open-Exception request to accept Private party VOR with some Supporting documentation. Exception page#572 - Due Diligence Vendor-11/01/2022 | Ready for Review-Exception is in the file. Not sure what you need here please advice. TY - Seller-11/02/2022<br>| Waived-Exception form with Exception request to accept Private party VOR with some supporting documentation. pg 572<br> - Due Diligence Vendor-12/23/2022 <br>Waived-Exception form with Exception request to accept Private party VOR with some supporting documentation. pg 572 - Due Diligence Vendor-11/03/2022 <br>Waived-Waived. - Due Diligence Vendor-11/03/2022<br>|  |  | Comp Factor #1: Residual Income at least $3000 a month (currently at $4142.35)<br>Comp Factor #2: Reserves for 4 months after close of purchase (4.05 months) | CA | Primary Residence | Purchase | NA | 717675 | Originator Pre-Close | Yes |
| XXXX | 65921571 |  |  | Closed | 2022-11-01 12:11 | 2022-11-08 13:07 | Resolved | 1 - Information C A | Credit | Doc Issue | Title issue | Resolved-Resolved - Due Diligence Vendor-11/08/2022 <br>Ready for Review-Document Uploaded. - Seller-11/07/2022 <br>Open-Title Coverage amount is not showing on Preliminary title report - Due Diligence Vendor-11/01/2022 | Ready for Review-Document Uploaded. - Seller-11/07/2022<br>| Resolved-Resolved - Due Diligence Vendor-11/08/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 717577 | N/A | N/A |
| XXXX | 31501344 |  |  | Closed | 2022-11-04 13:00 | 2022-11-22 20:26 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Resolved-Borrower 1 Tax Returns Are Signed - Due Diligence Vendor-11/15/2022 <br>Ready for Review-Document Uploaded. - Seller-11/14/2022 <br>Open-Borrower 1 Tax Returns Not Signed Tax returns for 2021 are not signed by borrower. - Due Diligence Vendor-11/04/2022 | Ready for Review-Document Uploaded. - Seller-11/14/2022<br>| Resolved-Borrower 1 Tax Returns Are Signed - Due Diligence Vendor-11/15/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 723640 | N/A | N/A |
| XXXX | 31501344 |  |  | Closed | 2022-11-04 13:11 | 2022-11-21 21:07 | Resolved | 1 - Information B A | Compliance | TRID | Final CD: Date Issued does not match actual date delivered | Resolved-PCCD received and updated to review, report is elevated, resolved. - Due Diligence Vendor-11/21/2022 <br>Ready for Review-Document Uploaded. - Seller-11/18/2022 <br>Counter-May you please send the PC CD so we may run the PC CE report? Thank you. - Due Diligence Vendor-11/15/2022 <br>Ready for Review-Are you looking for a final CD or HUD??? - Seller-11/14/2022 <br>Open-Property located in a dry funding state, please furnish a post closing disclosure. - Due Diligence Vendor-11/04/2022 | Ready for Review-Document Uploaded. - Seller-11/18/2022 <br>Ready for Review-Are you looking for a final CD or HUD??? - Seller-11/14/2022<br>| Resolved-PCCD received and updated to review, report is elevated, resolved. - Due Diligence Vendor-11/21/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 723672 | N/A | N/A |
| XXXX | 31501344 |  |  | Closed | 2022-11-04 12:48 | 2022-11-21 21:07 | Resolved | 1 - Information C A | Credit | Credit | Missing documentation evidencing borrower's identity | Resolved-Borrower's country of origin updated to 1003 page, resolved. - Due Diligence Vendor-11/21/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Open-Missing borrowers Non-US Citizen Identification card to determine borrowers' country name. <br> - Due Diligence Vendor-11/04/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-Borrower's country of origin updated to 1003 page, resolved. - Due Diligence Vendor-11/21/2022<br>| ID 2.pdf |  |  | CA | Primary Residence | Purchase | NA | 723595 | N/A | N/A |
| XXXX | 31501344 |  |  | Closed | 2022-11-02 07:29 | 2022-11-08 12:47 | Resolved | 1 - Information C A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-Section 9 of the initial 1003 signed and dated by the LO received and updated to 1003 page, resolved. - Due Diligence Vendor-11/08/2022 <br>Ready for Review-Document Uploaded. I am confused. This is a copy of what was sent earlier???? - Seller-11/07/2022 <br>Open-LO signature is not present in provided Initial 1003. - Due Diligence Vendor-11/02/2022 | Ready for Review-Document Uploaded. I am confused. This is a copy of what was sent earlier???? - Seller-11/07/2022<br>| Resolved-Section 9 of the initial 1003 signed and dated by the LO received and updated to 1003 page, resolved. - Due Diligence Vendor-11/08/2022<br>| LO sign.pdf |  |  | CA | Primary Residence | Purchase | NA | 719408 | N/A | N/A |
| XXXX | 83624035 |  |  | Closed | 2022-11-03 07:03 | 2022-11-09 22:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-11/09/2022 <br>Ready for Review-Document Uploaded. - Seller-11/08/2022 <br>Open-Homeownership Counseling Disclosure Is Missing in file - Due Diligence Vendor-11/03/2022 | Ready for Review-Document Uploaded. - Seller-11/08/2022<br>| Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-11/09/2022<br>| XXXX |  |  | CT | Primary Residence | Purchase | NA | 721503 | N/A | N/A |
| XXXX | 71752767 |  |  | Closed | 2022-11-08 14:15 | 2022-11-15 22:21 | Resolved | 1 - Information C A | Compliance | TRID | Post Consummation CD issued improperly | Resolved-PCCD updated to review. PC CE report is elevated, resolved. - Due Diligence Vendor-11/15/2022 <br>Ready for Review-Document Uploaded. - Seller-11/15/2022 <br>Counter-May you please provide the PCCD? Thank you. - Due Diligence Vendor-11/10/2022 <br>Ready for Review-Document Uploaded. - Seller-11/09/2022 <br>Open-Post closing CD needed. Dry funding state. - Due Diligence Vendor-11/08/2022 | Ready for Review-Document Uploaded. - Seller-11/15/2022 <br>Ready for Review-Document Uploaded. - Seller-11/09/2022<br>| Resolved-PCCD updated to review. PC CE report is elevated, resolved. - Due Diligence Vendor-11/15/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 728857 | N/A | N/A |
| XXXX | 71752767 |  |  | Closed | 2022-11-07 12:56 | 2022-11-10 18:48 | Resolved | 1 - Information C A | Credit | Credit | Assets not properly documented/insufficient | Resolved-Gift letter received and updated to review, resolved. - Due Diligence Vendor-11/10/2022 <br>Ready for Review-Document Uploaded. - Seller-11/09/2022 <br>Open-Required proof of Gift Letter, as gift amount is showing on final 1003 of $25000 - Due Diligence Vendor-11/07/2022 | Ready for Review-Document Uploaded. - Seller-11/09/2022<br>| Resolved-Gift letter received and updated to review, resolved. - Due Diligence Vendor-11/10/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 726592 | N/A | N/A |
| XXXX | 39267168 |  |  | Closed | 2022-11-07 14:47 | 2022-11-14 13:54 | Resolved | 1 - Information C A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-Section 9 of 1003 signed and dated by the LO received and updated to review, resolved. - Due Diligence Vendor-11/14/2022 <br>Ready for Review-Document Uploaded. - Seller-11/11/2022 <br>Open-LO Date and Signature is missing in Initial 1003 - Due Diligence Vendor-11/07/2022 | Ready for Review-Document Uploaded. - Seller-11/11/2022<br>| Resolved-Section 9 of 1003 signed and dated by the LO received and updated to review, resolved. - Due Diligence Vendor-11/14/2022<br>| LO sign.pdf |  |  | WA | Primary Residence | Purchase | NA | 726729 | N/A | N/A |
| XXXX | 73350230 |  |  | Closed | 2022-11-08 09:27 | 2022-11-22 21:41 | Resolved | 1 - Information C A | Compliance | Closing | HUD-1 not executed properly | Resolved-Final HUD-1 received - Due Diligence Vendor-11/22/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Counter-May I please confirm the final HUD dated 11/2/22 (closing date) is the final HUD as CA is a dry funding state? - Due Diligence Vendor-11/14/2022 <br>Ready for Review-Document Uploaded. This is sgined by closing agent - Seller-11/14/2022 <br>Open-Stam/Certification Missing on HUD, Property in dry funding state - Due Diligence Vendor-11/08/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Ready for Review-Document Uploaded. This is sgined by closing agent - Seller-11/14/2022<br>| Resolved-Final HUD-1 received - Due Diligence Vendor-11/22/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 728592 | N/A | N/A |
| XXXX | 73350230 |  |  | Closed | 2022-11-10 17:00 | 2022-11-16 19:03 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Corrected 1008 received and updated to review, resolved. - Due Diligence Vendor-11/16/2022 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/16/2022 <br>Ready for Review-Document Uploaded. - Seller-11/16/2022 <br>Open-The 1008 document is missing from the loan file. The 1008 in file has Escrows marked yes and calculates Taxes and Insurance. There is an Escrow Waiver in file. - Due Diligence Vendor-11/10/2022 | Ready for Review-Document Uploaded. - Seller-11/16/2022<br>| Resolved-Corrected 1008 received and updated to review, resolved. - Due Diligence Vendor-11/16/2022 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/16/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 732807 | N/A | N/A |
| XXXX | 60290684 |  |  | Closed | 2022-11-08 09:09 | 2022-11-16 21:55 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | XXXX | Ready for Review-No reserves are required for 80% LTV - Seller-11/14/2022<br>| Resolved-Audited Reserves of 2.03 month(s) are greater than or equal to Guideline Required Reserves of 0 month(s) - Due Diligence Vendor-11/16/2022 <br>Rescinded-Confirmed per 1008 LTV is 80%. Per 9/1/22 matrix no reserves required, rescinded. - Due Diligence Vendor-11/14/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 728579 | N/A | N/A |
| XXXX | 60290684 |  |  | Closed | 2022-11-08 12:58 | 2022-11-14 18:05 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-11/14/2022<br>| Resolved-Updated 1008 received, resolved. - Due Diligence Vendor-11/14/2022 <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/14/2022<br>| final 1008.pdf |  |  | CA | Primary Residence | Purchase | NA | 728742 | N/A | N/A |
| XXXX | 60290684 |  |  | Closed | 2022-11-08 09:11 | 2022-11-14 13:03 | Resolved | 1 - Information C A | Credit | Credit | Lender Approval Form is Missing | Resolved-Matrix version used for review per loan program approval is 9/1/22. - Due Diligence Vendor-11/14/2022 <br>Resolved-Loan program approval received. Resolved. - Due Diligence Vendor-11/14/2022 <br>Ready for Review-Document Uploaded. - Seller-11/11/2022 <br>Open-Lender Approval Form is Missing. Standard matrix 09/01/2022 considered for guidelines - Due Diligence Vendor-11/08/2022 | Ready for Review-Document Uploaded. - Seller-11/11/2022<br>| Resolved-Matrix version used for review per loan program approval is 9/1/22. - Due Diligence Vendor-11/14/2022 <br>Resolved-Loan program approval received. Resolved. - Due Diligence Vendor-11/14/2022<br>| NANQ.pdf |  |  | CA | Primary Residence | Purchase | NA | 728580 | N/A | N/A |
| XXXX | 24439661 |  |  | Closed | 2022-11-08 05:53 | 2022-11-15 17:14 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-11/14/2022 <br>Ready for Review-Document Uploaded. - Seller-11/12/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided Borrower 1 Ethnicity is not Provided in Any of the 1003 Documents - Due Diligence Vendor-11/08/2022 | Ready for Review-Document Uploaded. - Seller-11/12/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-11/14/2022<br>| Final 1003 ethnicity.pdf<br>Initial Ethnicity.pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 728382 | N/A | N/A |
| XXXX | 90683715 |  |  | Closed | 2022-11-09 11:24 | 2022-11-14 14:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Initial CD received and updated to review, CE report is elevated, resolved. - Due Diligence Vendor-11/14/2022 <br>Ready for Review-Document Uploaded. - Seller-11/11/2022 <br>Open-TRID: Missing Closing Disclosure Initial Closing Disclosure missing in package - Due Diligence Vendor-11/09/2022 | Ready for Review-Document Uploaded. - Seller-11/11/2022<br>| Resolved-Initial CD received and updated to review, CE report is elevated, resolved. - Due Diligence Vendor-11/14/2022<br>| CD.pdf |  |  | FL | Primary Residence | Purchase | NA | 730258 | N/A | N/A |
| XXXX | 90683715 |  |  | Closed | 2022-11-09 11:36 | 2022-11-14 13:06 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-11/11/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/14/2022<br>| LO sign.pdf |  |  | FL | Primary Residence | Purchase | NA | 730268 | N/A | N/A |
| XXXX | 31751365 |  |  | Closed | 2022-11-10 15:28 | 2022-12-19 21:24 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-12/19/2022 <br>Ready for Review-Document Uploaded. - Seller-12/19/2022 <br>Open-May I please follow up on this open condition? This transaction was originated in a dry funding state. May you please provide a PCCD? Thank you - Due Diligence Vendor-12/09/2022 <br>Open-TRID: Missing Final Closing Disclosure Missing Final Closing Disclosure - Due Diligence Vendor-11/10/2022 | Ready for Review-Document Uploaded. - Seller-12/19/2022<br>| Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-12/19/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 732600 | N/A | N/A |
| XXXX | 69897098 |  |  | Closed | 2022-11-10 14:07 | 2022-11-16 20:59 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | XXXX | Ready for Review-Document Uploaded. - Seller-11/16/2022<br>| Resolved-PCCD received and updated to review. CE report is elevated, resolved. - Due Diligence Vendor-11/16/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 732356 | N/A | N/A |
| XXXX | 62520495 |  |  | Closed | 2022-11-10 05:40 | 2022-11-22 22:02 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-11/22/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided in 1003 - Due Diligence Vendor-11/10/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-11/22/2022<br>| initial 1003 race and ethnicity.pdf |  |  | MA | Investment | Refinance | Cash Out - Other | 731942 | N/A | N/A |
| XXXX | 62520495 |  |  | Closed | 2022-11-10 05:40 | 2022-11-22 22:02 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-11/22/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Open-Borrower 1 Race Selection is Not Provided in 1003 - Due Diligence Vendor-11/10/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-11/22/2022<br>| final 1003 race and ethnicity.pdf |  |  | MA | Investment | Refinance | Cash Out - Other | 731943 | N/A | N/A |
| XXXX | 39064026 |  |  | Closed | 2022-11-10 07:16 | 2022-11-15 16:57 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | XXXX | Ready for Review-Document Uploaded. - Seller-11/15/2022<br>| Resolved-Title Coverage Amount of $369000 is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-11/15/2022<br>| Title Commitment.pdf |  |  | MA | Investment | Refinance | Cash Out - Other | 732034 | N/A | N/A |
| XXXX | 39064026 |  |  | Closed | 2022-11-10 06:06 | 2022-11-15 16:51 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/15/2022 <br>Ready for Review-Document Uploaded. - Seller-11/14/2022 <br>Open-The 1008 document is missing from the loan file. The 1008 document and Loan Program documents are missing from the loan file.<br> Hence Considering 09/01/2022 Matrix - Due Diligence Vendor-11/10/2022 | Ready for Review-Document Uploaded. - Seller-11/14/2022<br>| Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/15/2022<br>| FINAL 1008.pdf |  |  | MA | Investment | Refinance | Cash Out - Other | 731972 | N/A | N/A |
| XXXX | 39064026 |  |  | Closed | 2022-11-14 16:37 | 2022-11-15 16:46 | Resolved | 1 - Information C A | Credit | Credit | Lender Approval Form is Missing | Resolved-Loan program received (pg 3 of finding). Resolved. - Due Diligence Vendor-11/15/2022 <br>Ready for Review-Document Uploaded. - Seller-11/14/2022 <br>Open-Please provide missing lender loan approval.<br> - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/14/2022<br>| Resolved-Loan program received (pg 3 of finding). Resolved. - Due Diligence Vendor-11/15/2022<br>| FINAL 1008.pdf |  |  | MA | Investment | Refinance | Cash Out - Other | 735180 | N/A | N/A |
| XXXX | 55096755 |  |  | Closed | 2022-11-14 07:27 | 2022-11-15 16:17 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/15/2022 <br>Ready for Review-Document Uploaded. - Seller-11/15/2022 <br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/15/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/15/2022<br>| Final Closing Statement.pdf |  |  | CA | Investment | Purchase | NA | 734688 | N/A | N/A |
| XXXX | 55096755 |  |  | Closed | 2022-11-14 05:40 | 2022-11-15 15:44 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-11/15/2022 <br>Ready for Review-Document Uploaded. - Seller-11/14/2022 <br>Open-The Final 1003 is Missing - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/14/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-11/15/2022<br>| 1003.pdf |  |  | CA | Investment | Purchase | NA | 734618 | N/A | N/A |
| XXXX | 55096755 |  |  | Closed | 2022-11-14 09:09 | 2022-11-14 09:11 | Waived | 2 - Non-Material B | Credit | Credit | Purpose does not meet eligibility requirement(s) | Waived-Exceptions approved for doing a loan on a Agricultural property and extending credit report expiration date 10 days. - Due Diligence Vendor-11/14/2022 |  | Waived-Exceptions approved for doing a loan on a Agricultural property and extending credit report expiration date 10 days. - Due Diligence Vendor-11/14/2022<br>|  |  | Comp Factor#1: FICO 716 -16 Points Above 700<br> Comp Factor#2: Experienced Investor  | CA | Investment | Purchase | NA | 734759 | Originator Pre-Close | Yes |
| XXXX | 29742315 |  |  | Closed | 2022-11-14 13:18 | 2022-11-17 21:20 | Resolved | 1 - Information C A | Compliance | Closing | HUD-1 not executed properly | Resolved-Final settlement statement received and updated to review, resolved. - Due Diligence Vendor-11/17/2022 <br>Ready for Review-Document Uploaded. - Seller-11/16/2022 <br>Open-Final HUD should be certified or Stamped. Since subject property is located in Dry State. - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/16/2022<br>| Resolved-Final settlement statement received and updated to review, resolved. - Due Diligence Vendor-11/17/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 734896 | N/A | N/A |
| XXXX | 50162085 |  |  | Closed | 2022-11-14 11:51 | 2022-12-23 16:04 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Income/Employment General | Waived-Exception form for Exception approval for excessive NSFs/Overdrafts, 6 in the last 12 months with 0 in the last 2 months on page 1092 of the loan package, waived.<br> - Due Diligence Vendor-12/23/2022 <br>Waived-Exception form for Exception approval for excessive NSFs/Overdrafts, 6 in the last 12 months with 0 in the last 2 months on page 1092 of the loan package, waived. - Due Diligence Vendor-11/16/2022 <br>Ready for Review-Document Uploaded. This exception was sent in the original package. I do not understand what you need. Please provide more details. Thanks - Seller-11/15/2022 <br>Open-Need to obtain copy of exception referenced in 1008 for Exception Approval for excessive NSFs/Overdrafts in the last 12 months with zero in the 2 months.<br>Overdrafts in the Month of January to April 2022 stated in Income Worksheet Page #990 - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. This exception was sent in the original package. I do not understand what you need. Please provide more details. Thanks - Seller-11/15/2022<br>| Waived-Exception form for Exception approval for excessive NSFs/Overdrafts, 6 in the last 12 months with 0 in the last 2 months on page 1092 of the loan package, waived.<br> - Due Diligence Vendor-12/23/2022 <br>Waived-Exception form for Exception approval for excessive NSFs/Overdrafts, 6 in the last 12 months with 0 in the last 2 months on page 1092 of the loan package, waived. - Due Diligence Vendor-11/16/2022<br>| Exception.pdf |  | Comp Factor #1: DTI Low - under 30% (currently at 21.62%)<br>Comp Factor #2: Residual Income at least $50,000 a<br> month($78378.22)<br>Comp Factor #3: At least 6 months reserves after close<br> of purchase (11.55 months currently) | VA | Primary Residence | Purchase | NA | 734839 | Originator Pre-Close | Yes |
| XXXX | 62593089 |  |  | Closed | 2022-11-16 08:29 | 2022-11-23 15:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final settlement statement received and updated to review, resolved. - Due Diligence Vendor-11/23/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/23/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/23/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/23/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Open-Final HUD-1 Document is Missing Given Hud1 document is not stamped/Certified - Due Diligence Vendor-11/16/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-Final settlement statement received and updated to review, resolved. - Due Diligence Vendor-11/23/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/23/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/23/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/23/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 737825 | N/A | N/A |
| XXXX | 14816788 |  |  | Closed | 2022-11-14 08:44 | 2022-11-17 14:29 | Resolved | 1 - Information C A | Compliance | Closing | HUD-1 not executed properly | Resolved-Status updated to resolved. - Due Diligence Vendor-11/17/2022 <br>Ready for Review-Document Uploaded. - Seller-11/16/2022 <br>Open-Final HUD should be certified or Stamped. Since subject property is located in Dry State. - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/16/2022<br>| Resolved-Status updated to resolved. - Due Diligence Vendor-11/17/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 734752 | N/A | N/A |
| XXXX | 14816788 |  |  | Closed | 2022-11-14 08:42 | 2022-11-17 13:46 | Resolved | 1 - Information C A | Credit | Credit | DSCR unknown | Resolved-DSCR worksheet received. DSCR calculation is 1.38 as per review calculations. Resolved. - Due Diligence Vendor-11/17/2022 <br>Ready for Review-Document Uploaded. - Seller-11/16/2022 <br>Open-DSCR Calculation sheet is missing. - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/16/2022<br>| Resolved-DSCR worksheet received. DSCR calculation is 1.38 as per review calculations. Resolved. - Due Diligence Vendor-11/17/2022<br>| DSCR.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 734751 | N/A | N/A |
| XXXX | 94920774 |  |  | Closed | 2022-11-14 12:37 | 2022-11-29 19:38 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/29/2022 <br>Ready for Review-yes, that is the initial. - Seller-11/28/2022 <br>Counter-The date on section 9 of the 1003 is 11/08/2022 and the closing date is 11/9/22. May I please confirm that this is the initial 1003? - Due Diligence Vendor-11/28/2022 <br>Open- - Due Diligence Vendor-11/28/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/28/2022 <br>Ready for Review-Document Uploaded. - Seller-11/28/2022 <br>Open-The Initial 1003 is Missing Initial 1003 is missing in File - Due Diligence Vendor-11/14/2022 | Ready for Review-yes, that is the initial. - Seller-11/28/2022 <br>Ready for Review-Document Uploaded. - Seller-11/28/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/29/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/28/2022<br>| INITIAL 1003.pdf |  |  | AZ | Investment | Purchase | NA | 734876 | N/A | N/A |
| XXXX | 94920774 |  |  | Closed | 2022-11-16 05:43 | 2022-11-28 23:01 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | XXXX | Ready for Review-Because we only need 212,000 this is sufficient per our RCE. - Seller-11/28/2022 <br>Ready for Review-Document Uploaded. - Seller-11/28/2022<br>| Resolved-Hazard Insurance Coverage Amount of $212000 is equal to or greater than Required Coverage Amount of $212000 or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-11/28/2022<br>| RCE.pdf |  |  | AZ | Investment | Purchase | NA | 737725 | N/A | N/A |
| XXXX | 32847413 |  |  | Closed | 2022-11-14 14:47 | 2022-11-16 22:31 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/16/2022 <br>Ready for Review-Document Uploaded. - Seller-11/16/2022 <br>Open-Final HUD-1 Document is Missing Given Hud1 Document is not Certified/Stamped - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/16/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/16/2022<br>| BuyerBorrower Final Statement.pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 734989 | N/A | N/A |
| XXXX | 85404825 |  |  | Closed | 2022-11-22 17:56 | 2022-11-25 16:44 | Resolved | 1 - Information C A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-Lender acknowledges that this is a higher priced transaction. Resolved - Due Diligence Vendor-11/25/2022 <br>Ready for Review-Document Uploaded. - Seller-11/23/2022 <br>Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-11/22/2022 | Ready for Review-Document Uploaded. - Seller-11/23/2022<br>| Resolved-Lender acknowledges that this is a higher priced transaction. Resolved - Due Diligence Vendor-11/25/2022<br>| HPM.pdf |  |  | CA | Primary Residence | Purchase | NA | 744802 | N/A | N/A |
| XXXX | 85404825 |  |  | Closed | 2022-11-22 17:56 | 2022-11-25 16:43 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Lender acknowledges that this is a higher priced transaction. Resolved - Due Diligence Vendor-11/25/2022 <br>Ready for Review-Document Uploaded. - Seller-11/22/2022 <br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-11/22/2022 | Ready for Review-Document Uploaded. - Seller-11/22/2022<br>| Resolved-Lender acknowledges that this is a higher priced transaction. Resolved - Due Diligence Vendor-11/25/2022<br>| HPML.pdf |  |  | CA | Primary Residence | Purchase | NA | 744800 | N/A | N/A |
| XXXX | 85404825 |  |  | Closed | 2022-11-14 08:12 | 2022-11-25 16:41 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | XXXX | Ready for Review-Document Uploaded. - Seller-11/23/2022<br>| Resolved-PCCD updated to review. CE report is elevated. Resolved. , - Due Diligence Vendor-11/25/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 734728 | N/A | N/A |
| XXXX | 85404825 |  |  | Closed | 2022-11-14 06:36 | 2022-11-22 18:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-11/22/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Open-Missing Flood Certificate Provide a copy of Flood Certificate. - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-Flood Certificate is fully present - Due Diligence Vendor-11/22/2022<br>| FLOOD CERT.pdf |  |  | CA | Primary Residence | Purchase | NA | 734646 | N/A | N/A |
| XXXX | 85404825 |  |  | Closed | 2022-11-14 09:38 | 2022-11-22 17:58 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Initial LE received and updated to review, resolved. - Due Diligence Vendor-11/22/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Open-Provide a copy of Initial LE: Application date is 10/13/2022, Provided LE dated 10/14/2022 in Pg: 244 which can be utilized as initial LE. But COC Pg: 242 is provided for the LE dated 10/14/2022, which shows 10/14/2022 LE is not a Initial LE. Provide a copy of Initial LE. - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-Initial LE received and updated to review, resolved. - Due Diligence Vendor-11/22/2022<br>| loan Estimate.pdf |  |  | CA | Primary Residence | Purchase | NA | 734778 | N/A | N/A |
| XXXX | 89493759 |  |  | Closed | 2022-11-16 02:44 | 2022-11-22 16:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | XXXX | XXXX | Resolved-Information was collected from initial 1003 received, resolved. - Due Diligence Vendor-11/22/2022 <br>Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-11/22/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 737695 | N/A | N/A |
| XXXX | 89493759 |  |  | Closed | 2022-11-14 04:19 | 2022-11-22 16:10 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/22/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/22/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Open-The Initial 1003 is Missing Initial 1003 is missing - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/22/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/22/2022<br>| initial 1003.pdf |  |  | MD | Primary Residence | Purchase | NA | 734604 | N/A | N/A |
| XXXX | 58732688 |  |  | Closed | 2022-11-15 14:04 | 2022-11-16 22:58 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final ALTA settlement statement updated to review, resolved. - Due Diligence Vendor-11/16/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/16/2022 <br>Ready for Review-Document Uploaded. - Seller-11/16/2022 <br>Open-Need final stamped HUD for Dry funding state. - Due Diligence Vendor-11/15/2022 | Ready for Review-Document Uploaded. - Seller-11/16/2022<br>| Resolved-Final ALTA settlement statement updated to review, resolved. - Due Diligence Vendor-11/16/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/16/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 736468 | N/A | N/A |
| XXXX | 58732688 |  |  | Closed | 2022-11-14 04:51 | 2022-11-16 22:43 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/16/2022 <br>Ready for Review-Document Uploaded. - Seller-11/16/2022 <br>Open-The 1008 document is missing from the loan file. 1008 is missing in file. - Due Diligence Vendor-11/14/2022 | Ready for Review-Document Uploaded. - Seller-11/16/2022<br>| Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/16/2022<br>| 1008.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 734607 | N/A | N/A |
| XXXX | 73978344 |  |  | Closed | 2022-11-15 13:51 | 2022-11-22 15:26 | Resolved | 1 - Information C A | Compliance | ComplianceEase | Qualified Mortgage Lending Policy Points and Fees Test | XXXX |  | Resolved-Status changed to resolved due to running PC CE report. Non QM loan, rescinded. - Due Diligence Vendor-11/22/2022 <br> Resolved-Resolved - Due Diligence Vendor-11/21/2022 <br> Rescinded-This loan has points and fees that exceed the points and fees threshold. (12 CFR 1026.43(e)(3))The loan amount is $XXXX or more, and the transaction's total points and fees is $XXXX, which exceeds 3 percent of the total loan amount of $XXXX; orThe loan amount is less than $XXXX but at least $XXXX, and the transaction's total points and fees is $XXXX, which exceeds $XXXX; orThe loan amount is less than $XXXX but at least $XXXX, and the transaction's total points and fees is $XXXX, which exceeds 5 percent of the total loan amount of $XXXX; orThe loan amount is less than $XXXX but at least $XXXX, and the transaction's total points and fees is $XXXX, which exceeds $XXXX; orThe loan amount is less than $XXXX and the transaction's total points and fees is $XXXX, which exceeds 8 percent of the total loan amount of $XXXX. Non QM Loan. - Due Diligence Vendor-11/15/2022 |  |  |  | CA | Primary Residence | Purchase | NA | 736446 | N/A | N/A |
| XXXX | 12698708 |  |  | Closed | 2022-11-15 12:50 | 2022-12-23 16:22 | Waived | 2 - Non-Material B | Compliance | Compliance | TXHE violation; property acreage exceeds 10 acres or is zoned agricultural. | Waived-Property is in Agricultural Zone, Exception Document on Pg 358<br> - Due Diligence Vendor-12/23/2022 <br>Waived-Property is in Agricultural Zone, Exception Document on Pg 358 - Due Diligence Vendor-11/15/2022 |  | XXXX |  |  | Comp Factor: LTV Low under 50% (currently 40.99%) , DSCR is 1.01. | VA | Investment | Refinance | Cash Out - Other | 736391 | Originator Pre-Close | Yes |
| XXXX | 60630120 |  |  | Closed | 2022-11-15 09:00 | 2022-11-22 21:51 | Resolved | 1 - Information C A | Compliance | TRID | Post-Consummation Cure Reimbursement and Revised Closing Disclosure Delivery Date Test | Resolved-PCCD updated to review, report is elevated resolved. - Due Diligence Vendor-11/22/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Open-Require PCCD: Final CD sign date is 11/09/2022 which is after the closing date 11/07/2022 but no Post Consumption CD available to Verify the information - Due Diligence Vendor-11/15/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-PCCD updated to review, report is elevated resolved. - Due Diligence Vendor-11/22/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 736296 | N/A | N/A |
| XXXX | 35918729 |  |  | Closed | 2022-11-21 06:35 | 2022-12-06 16:34 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Wire transfer received and updated to assets page, resolved. - Due Diligence Vendor-12/06/2022 <br>Ready for Review-Document Uploaded. Proceeds from closing on additional home of assets - Seller-12/05/2022 <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 5 month(s) More assets required for qualified reserves. Qualifed Assets are $149,349 but closing costs are over $480K.<br> - Due Diligence Vendor-11/21/2022 | Ready for Review-Document Uploaded. Proceeds from closing on additional home of assets - Seller-12/05/2022<br>| Resolved-Wire transfer received and updated to assets page, resolved. - Due Diligence Vendor-12/06/2022<br>| XXXX |  |  | TX | Second Home | Purchase | NA | 742058 | N/A | N/A |
| XXXX | 23578621 |  |  | Closed | 2022-11-16 05:45 | 2022-11-28 22:15 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/28/2022 <br>Ready for Review-Document Uploaded. - Seller-11/25/2022 <br>Counter-Thank you for providing the loan program snippet. May you please provide the 1008? Thank you. - Due Diligence Vendor-11/25/2022 <br>Ready for Review-Document Uploaded. - Seller-11/22/2022 <br>Open-The 1008 document is missing from the loan file. - Due Diligence Vendor-11/16/2022 | Ready for Review-Document Uploaded. - Seller-11/25/2022 <br>Ready for Review-Document Uploaded. - Seller-11/22/2022<br>| Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/28/2022<br>| FINAL 1008.pdf<br>final 1008.pdf |  |  | CA | Primary Residence | Purchase | NA | 737726 | N/A | N/A |
| XXXX | 23578621 |  |  | Closed | 2022-11-16 09:17 | 2022-11-25 17:07 | Resolved | 1 - Information C A | Credit | Credit | Lender Approval Form is Missing | Resolved-Loan program received (1008 finding), resolved. - Due Diligence Vendor-11/25/2022 <br>Open-No loan program in the document however considered default matrix as 9/1/2022 and A+ Grade - Due Diligence Vendor-11/16/2022 |  | Resolved-Loan program received (1008 finding), resolved. - Due Diligence Vendor-11/25/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 737865 | N/A | N/A |
| XXXX | 92731150 |  |  | Closed | 2022-11-16 14:25 | 2022-11-25 20:27 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | XXXX | Ready for Review-Document Uploaded. - Seller-11/23/2022<br>| Resolved-PCCD updated to review, PC CE report is elevated, resolved. - Due Diligence Vendor-11/25/2022<br>| XXXX |  |  | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 738097 | N/A | N/A |
| XXXX | 81871827 |  |  | Closed | 2022-11-16 13:07 | 2022-11-25 17:21 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | XXXX | Ready for Review-Document Uploaded. - Seller-11/22/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-Commitment with correct coverage amount received, and updated to title scree, resolved. - Due Diligence Vendor-11/25/2022 <br>Resolved-Title Coverage Amount of $544000 is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-11/25/2022<br>| Supp Report.pdf<br>TITLE SUP.pdf |  |  | NJ | Investment | Purchase | NA | 738021 | N/A | N/A |
| XXXX | 90964568 |  |  | Closed | 2022-11-16 11:59 | 2022-12-23 16:44 | Waived | 2 - Non-Material C B | Credit | Credit | Assets not properly documented/insufficient | XXXX | Ready for Review-Document Uploaded. Please see attached for management approval for reserves less than 3 months. - Seller-12/14/2022<br>| Waived-Exception form received from lender waiving guideline requirement for 3 months reserves for this transaction. Exception Approved for square footage, 2nd unit is 360 sq. ft. when guides state minimum is 400 sq ft. Also exception approval for reserves of 1.27 months when 3 months reserves were required - Due Diligence Vendor-12/23/2022 <br>Waived-Exception form received from lender waiving guideline requirement for 3 months reserves for this transaction.<br> Exception Approved for square footage, 2nd unit is 360 sq. ft. when guides state minimum is 400 sq ft. Also exception approval for reserves of 1.27 months when 3 months reserves were required. - Due Diligence Vendor-12/15/2022<br>| XXXX |  | Comp Factor #1: Reserves at least 3 months (currently 22.15 months) <br> Comp Factor #2: FICO 742 - 22 points above 720<br> Comp Factor #3: Residual income at least $14,000 a month ($18826.86) | CA | Primary Residence | Purchase | NA | 737956 | Originator Post-Close | Yes |
| XXXX | 90964568 |  |  | Closed | 2022-11-16 08:39 | 2022-12-23 16:43 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | XXXX | XXXX | Waived-Exception approved for an 80% LTV No Ratio loan 4 units.<br> - Due Diligence Vendor-12/23/2022 <br>Waived-Exception approved for an 80% LTV No Ratio loan 4 units. - Due Diligence Vendor-12/20/2022 <br>Waived-Exception approved for an 80% LTV No Ratio loan 4 units. - Due Diligence Vendor-12/15/2022<br>| XXXX |  | Comp Factor #1: Reserves at least 3 months (currently 22.15 months) <br> Comp Factor #2: FICO 742 - 22 points above 720 | CA | Primary Residence | Purchase | NA | 737843 | Originator Post-Close | Yes |
| XXXX | 90964568 |  |  | Closed | 2022-11-18 10:43 | 2022-11-21 23:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-PCCD received and updated to review, report is elevated. Revolved - Due Diligence Vendor-11/21/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Open-TRID: Missing Closing Disclosure Require PCCD for a Dry funding state - Due Diligence Vendor-11/18/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-PCCD received and updated to review, report is elevated. Revolved - Due Diligence Vendor-11/21/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 740679 | N/A | N/A |
| XXXX | 65921543 |  |  | Closed | 2022-11-18 02:32 | 2022-11-23 16:39 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing HUD-1 Closing Statement | Resolved-Final escrow statement received and updated to review, resolved. - Due Diligence Vendor-11/23/2022 <br>Ready for Review-Document Uploaded. - Seller-11/21/2022 <br>Open-We are missing Stamped Final HUD in this file, which is required since this is a Dry Funding State. - Due Diligence Vendor-11/18/2022 | Ready for Review-Document Uploaded. - Seller-11/21/2022<br>| Resolved-Final escrow statement received and updated to review, resolved. - Due Diligence Vendor-11/23/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 740488 | N/A | N/A |
| XXXX | 14895278 |  |  | Closed | 2022-11-18 11:02 | 2022-11-22 13:16 | Resolved | 1 - Information B A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | XXXX | Resolved-HOA amount updated on property screen, resolved. - Due Diligence Vendor-11/22/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 740699 | N/A | N/A |
| XXXX | 14895278 |  |  | Closed | 2022-11-16 07:42 | 2022-11-22 13:07 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-HPML cert received. Resolved. - Due Diligence Vendor-11/22/2022 <br>Ready for Review-Document Uploaded. Yes, HPML Loan - Seller-11/21/2022 <br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Loan meets HPML guidelines but the HPML cert is pending from the file. Please provide - Due Diligence Vendor-11/16/2022 | Ready for Review-Document Uploaded. Yes, HPML Loan - Seller-11/21/2022<br>| Resolved-HPML cert received. Resolved. - Due Diligence Vendor-11/22/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 737798 | N/A | N/A |
| XXXX | 77488439 |  |  | Closed | 2022-11-17 08:40 | 2022-12-23 16:48 | Waived | 2 - Non-Material C B | Credit | Credit | DSCR unknown | XXXX | Ready for Review-Document Uploaded. - Seller-12/15/2022 <br>Ready for Review-Document Uploaded. - Seller-12/14/2022<br>| Waived-Exception form received. Exception approved for an 80% LTV No Ratio loan 4 units with a DSCR .96.<br> - Due Diligence Vendor-12/23/2022 <br>Waived-Exception form received. <br> Exception approved for an 80% LTV No Ratio loan 4 units with a DSCR .96. - Due Diligence Vendor-12/16/2022<br>| XXXX |  | Comp Factor #1: Reserves at least 3 months (180.13 months)<br> Comp Factor #2: FICO 686, 46 points above min FICO of 640 <br> Comp Factor #3: .96 DSR | GA | Investment | Purchase | NA | 739183 | Originator Post-Close | Yes |
| XXXX | 77488439 |  |  | Closed | 2022-11-17 04:04 | 2022-12-15 16:18 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-12/14/2022<br>| Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-12/15/2022<br>| XXXX |  |  | GA | Investment | Purchase | NA | 739033 | N/A | N/A |
| XXXX | 77488439 |  |  | Closed | 2022-11-17 03:54 | 2022-11-23 19:53 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-11/22/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/23/2022<br>| LO sign.pdf |  |  | GA | Investment | Purchase | NA | 739031 | N/A | N/A |
| XXXX | 25133381 |  |  | Closed | 2022-11-17 09:45 | 2022-11-30 14:04 | Resolved | 1 - Information C A | Compliance | Closing | HUD-1 not executed properly | XXXX | Ready for Review-Document Uploaded. - Seller-11/29/2022<br>| Resolved-Final Escrow Statement updated to review, resolved. - Due Diligence Vendor-11/30/2022<br>| HUD stamped.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 739227 | N/A | N/A |
| XXXX | 33330905 |  |  | Closed | 2022-11-17 07:16 | 2022-12-16 22:52 | Cured | 2 - Non-Material C B | Compliance | Points & Fees | MD Credit Regulations Covered Loan Points and Fees Threshold Test | XXXX | XXXX | Cured-Refund has been received, finding has been resolved and cleared.<br> - Due Diligence Vendor-12/16/2022 <br>Resolved-Refund has been received, finding has been resolved and cleared. - Due Diligence Vendor-12/16/2022<br>| XXXX |  |  | MD | Primary Residence | Purchase | NA | 739110 | N/A | N/A |
| XXXX | 33330905 |  |  | Closed | 2022-12-16 17:13 | 2022-12-16 22:34 | Resolved | 1 - Information C A | Compliance | TRID | TRID Post-Consummation Revised Closing Disclosure Data Validation Test | Resolved-Refund has been received, finding has been resolved and cleared. - Due Diligence Vendor-12/16/2022 <br>Ready for Review-Document Uploaded. Please see attached corrected PCCD. Please disregard previous one as it was not sent when we found a system glitch that moved the fees around in our LOS, this is the final we shipped. - Seller-12/16/2022 <br>Resolved-Resolved - Due Diligence Vendor-12/16/2022 <br>Open-This loan failed the TRID post-consummation revised closing disclosure data validation test.This loan contains a post-consummation reason for redisclosure, but it does not provide either:A consummation date; orA post-consummation revised closing disclosure delivery date; orA date when the event in connection with the settlement of the transaction that caused the closing disclosure to become inaccurate and thereby resulted in a change to an amount actually paid by the consumer from the closing disclosure occurred; orA date when the creditor knew of the event in connection with the settlement of the transaction that caused the closing disclosure to become inaccurate and thereby resulted in a change to an amount actually paid by the consumer from the closing disclosure.These dates are necessary to determine the timing requirement in the Post-Consummation Event and Revised Closing Disclosure Delivery Date Test. - Due Diligence Vendor-12/16/2022 | Ready for Review-Document Uploaded. Please see attached corrected PCCD. Please disregard previous one as it was not sent when we found a system glitch that moved the fees around in our LOS, this is the final we shipped. - Seller-12/16/2022<br>| Resolved-Refund has been received, finding has been resolved and cleared. - Due Diligence Vendor-12/16/2022 <br>Resolved-Resolved - Due Diligence Vendor-12/16/2022<br>| XXXX |  |  | MD | Primary Residence | Purchase | NA | 780145 | N/A | N/A |
| XXXX | 33330905 |  |  | Closed | 2022-12-16 17:13 | 2022-12-16 22:34 | Resolved | 1 - Information C A | Compliance | TRID | Reimbursement Amount Test | Resolved-Refund has been received, finding has been resolved and cleared. - Due Diligence Vendor-12/16/2022 <br>Ready for Review-Document Uploaded. - Seller-12/16/2022 <br>Open-This loan failed the reimbursement amount test. (12 CFR §1026.19(f)(2)(v))Amounts paid by the consumer exceed the permitted tolerances and the provided reimbursement amount of $73.78, is not sufficient to reimburse the consumer the amount by which the tolerances were exceeded, $1,522.50.Refunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than 60 days after consummation, and the creditor complies with §1026.19(f)(1)(i) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than 60 days after consummation. - Due Diligence Vendor-12/16/2022 | Ready for Review-Document Uploaded. - Seller-12/16/2022<br>| Resolved-Refund has been received, finding has been resolved and cleared. - Due Diligence Vendor-12/16/2022<br>| XXXX |  |  | MD | Primary Residence | Purchase | NA | 780146 | N/A | N/A |
| XXXX | 33330905 |  |  | Closed | 2022-11-29 22:10 | 2022-12-09 19:15 | Resolved | 1 - Information C A | Compliance | Points & Fees | Federal Undiscounted Rate Validation Test | Resolved-Resolved - Due Diligence Vendor-12/09/2022 <br>Rescinded-Fired in error, rescinded. - Due Diligence Vendor-12/01/2022 <br>Open-This loan failed the federal undiscounted rate validation test.The loan charges a bona fide discount fee without any reduction of the interest rate from the undiscounted rate. The interest rate should be less than the undiscounted rate if a bona fide loan discount fee is charged. - Due Diligence Vendor-11/29/2022 |  | Resolved-Resolved - Due Diligence Vendor-12/09/2022 <br>Rescinded-Fired in error, rescinded. - Due Diligence Vendor-12/01/2022<br>|  |  |  | MD | Primary Residence | Purchase | NA | 750950 | N/A | N/A |
| XXXX | 73480988 |  |  | Closed | 2022-11-17 04:43 | 2022-11-30 19:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/30/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/30/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/30/2022 <br>Ready for Review-Document Uploaded. - Seller-11/29/2022 <br>Counter-Thank you for providing the initial 1003 , however section 9 signed by the LO is not dated. May you please provide the initial 1003 with section 9 signed and dated by the LO? - Due Diligence Vendor-11/23/2022 <br>Ready for Review-Document Uploaded. - Seller-11/22/2022 <br>Open-The Initial 1003 is Missing Initial 1003 is missing in file.<br> - Due Diligence Vendor-11/17/2022 | Ready for Review-Document Uploaded. - Seller-11/29/2022 <br>Ready for Review-Document Uploaded. - Seller-11/22/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/30/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/30/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/30/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 739040 | N/A | N/A |
| XXXX | 61545492 |  |  | Closed | 2022-11-17 12:39 | 2022-11-25 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Resolved-4506C received and updated to employment-income screen, resolved. - Due Diligence Vendor-11/23/2022 <br>Resolved-Borrower 1 Executed 4506-T Provided - Due Diligence Vendor-11/23/2022 <br>Ready for Review-Document Uploaded. - Seller-11/22/2022 <br>Open-Borrower 1 Executed 4506-T Missing - Due Diligence Vendor-11/17/2022 | Ready for Review-Document Uploaded. - Seller-11/22/2022<br>| Resolved-4506C received and updated to employment-income screen, resolved. - Due Diligence Vendor-11/23/2022 <br>Resolved-Borrower 1 Executed 4506-T Provided - Due Diligence Vendor-11/23/2022<br>| 4506.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 739327 | N/A | N/A |
| XXXX | 61545492 |  |  | Closed | 2022-11-21 05:30 | 2022-11-25 14:10 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-Section 9 of initial 1003 signed and dated by the LO, received. Resolved. - Due Diligence Vendor-11/23/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/23/2022 <br>Ready for Review-Document Uploaded. - Seller-11/22/2022 <br>Open-Initial 1003 missing the page of the LO Signature and Date. <br> - Due Diligence Vendor-11/21/2022 | Ready for Review-Document Uploaded. - Seller-11/22/2022<br>| Resolved-Section 9 of initial 1003 signed and dated by the LO, received. Resolved. - Due Diligence Vendor-11/23/2022 <br>Resolved-The Initial 1003 is Present - Due Diligence Vendor-11/23/2022<br>| LO sign.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 742043 | N/A | N/A |
| XXXX | 35469239 |  |  | Closed | 2022-11-17 08:33 | 2022-12-16 21:53 | Cured | 2 - Non-Material C B | Compliance | State Reg | TX Constitution A6 Required Fees Test | XXXX | XXXX | Cured-PCCD, refund check, LOE, and shipping envelope received and updated to review. PC CE report is elevated. Cured. - Due Diligence Vendor-12/15/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 739179 | N/A | N/A |
| XXXX | 35469239 |  |  | Closed | 2022-11-25 19:33 | 2022-12-15 13:12 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | XXXX | XXXX | Resolved-Finding reopened due to running PCCE report. Status changed back to resolved. - Due Diligence Vendor-12/15/2022 <br>Resolved-The client has acknowledged that this is a higher priced transaction, resolved. - Due Diligence Vendor-11/30/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 747624 | N/A | N/A |
| XXXX | 35469239 |  |  | Closed | 2022-11-23 17:57 | 2022-11-25 19:30 | Resolved | 1 - Information C A | Credit | Credit | Deficient Income Documentation | XXXX | XXXX | Resolved-Updated Loan program confirming doc type is Full doc- 12 months received, resolved - Due Diligence Vendor-11/25/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 746652 | N/A | N/A |
| XXXX | 11704079 |  |  | Closed | 2022-11-17 09:03 | 2022-12-21 22:49 | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-11/29/2022 <br>Ready for Review-Document Uploaded. - Seller-11/28/2022 <br>Open-Borrower 1 Ethnicity Selection is Not Provided Borrower 1 Ethnicity selection is not provided in the Final 1003 document. <br> - Due Diligence Vendor-11/17/2022 | Ready for Review-Document Uploaded. - Seller-11/28/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-11/29/2022<br>| XXXX |  |  | MD | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 739194 | N/A | N/A |
| XXXX | 11704079 |  |  | Closed | 2022-11-30 17:25 | 2022-12-01 21:40 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Resolved-Tax returns reviewed and confirmed - Due Diligence Vendor-12/01/2022 <br>Ready for Review-Document Uploaded. - Seller-12/01/2022 <br>Open-Borrower 1 Tax Returns Not Signed - Due Diligence Vendor-11/30/2022 | Ready for Review-Document Uploaded. - Seller-12/01/2022<br>| Resolved-Tax returns reviewed and confirmed - Due Diligence Vendor-12/01/2022<br>| 2020.pdf<br>2021.pdf |  |  | MD | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 752070 | N/A | N/A |
| XXXX | 91031980 |  |  | Closed | 2022-11-23 17:11 | 2022-11-29 18:27 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-11/28/2022 <br>Open-The Final 1003 is Missing - Due Diligence Vendor-11/23/2022 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-11/28/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 746537 | N/A | N/A |
| XXXX | 91031980 |  |  | Closed | 2022-11-17 12:19 | 2022-11-28 22:04 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/28/2022 <br>Ready for Review-in file uploads - Seller-11/25/2022 <br>Open-The 1008 document is missing from the loan file. - Due Diligence Vendor-11/17/2022 | Ready for Review-in file uploads - Seller-11/25/2022<br>| Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-11/28/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 739303 | N/A | N/A |
| XXXX | 91031980 |  |  | Closed | 2022-11-17 13:13 | 2022-11-28 21:13 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/28/2022 <br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-11/17/2022 |  | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/28/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 739369 | N/A | N/A |
| XXXX | 91031980 |  |  | Closed | 2022-11-17 12:22 | 2022-11-28 20:28 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-11/28/2022 <br>Open-The Deed of Trust is Missing - Due Diligence Vendor-11/17/2022 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-11/28/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 739309 | N/A | N/A |
| XXXX | 91031980 |  |  | Closed | 2022-11-17 12:20 | 2022-11-28 20:23 | Resolved | 1 - Information C A | Credit | Closing | Maturity Date is not the first of the month | Resolved-Maturity Date is the 1 day of the month - Due Diligence Vendor-11/28/2022 <br>Ready for Review-could you be a little more specific as to what you need? UW is not understanding. - Seller-11/28/2022 <br>Open-Maturity Date is not the first or fifteenth day of the month - Due Diligence Vendor-11/17/2022 | Ready for Review-could you be a little more specific as to what you need? UW is not understanding. - Seller-11/28/2022<br>| Resolved-Maturity Date is the 1 day of the month - Due Diligence Vendor-11/28/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 739306 | N/A | N/A |
| XXXX | 91031980 |  |  | Closed | 2022-11-17 12:20 | 2022-11-28 20:23 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-11/28/2022 <br>Ready for Review-uploaded final docs fianl 1003, HUD, Deed, Note should all be there<br> - Seller-11/25/2022 <br>Open-The Note is Missing - Due Diligence Vendor-11/17/2022 | Ready for Review-uploaded final docs fianl 1003, HUD, Deed, Note should all be there<br> - Seller-11/25/2022<br>| Resolved-The Note is Present - Due Diligence Vendor-11/28/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 739307 | N/A | N/A |
| XXXX | 34406610 |  |  | Closed | 2022-11-21 08:41 | 2022-11-23 19:04 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | XXXX | Ready for Review-Document Uploaded. - Seller-11/22/2022<br>| Resolved-PCCD updated to review, report is elevated. Resolved. - Due Diligence Vendor-11/23/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 742167 | N/A | N/A |
| XXXX | 65248327 |  |  | Closed | 2022-11-18 09:08 | 2022-12-05 17:44 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | Waived-Audited LTV of 70% exceeds Guideline LTV of 65% Exception Approved for 70% LTV for 100% Gift of Equity Inexperienced investor, when guides state 10% reduction in LTV for 100% gift, which would be 65% LTV.<br>Exception Request is in File Page 411<br>- Due Diligence Vendor-11/18/2022<br>|  |  | Comp Factor #1: DSCR at least 1.2<br> Comp Factor #2: Old Mortgages on credit 0x30x30, and<br> 0x30x66<br> Comp Factor #3: Owned Primary for over 5 years | CA | Investment | Purchase | NA | 740638 | Originator Pre-Close | Yes |
| XXXX | 65248327 |  |  | Closed | 2022-11-18 09:01 | 2022-12-02 17:30 | Resolved | 1 - Information C A | Credit | Assets Insufficient | Assets are not sufficient to close | Resolved-Master settlement statement received and updated to review, gift of equity and seller credit have satisfied the deficit on the asset page, resolved. - Due Diligence Vendor-12/02/2022 <br>Ready for Review-Document Uploaded. the seller credit and gift of equity should take care of assets to close - Seller-11/29/2022 <br>Open-Verified assets are not sufficient to Close - Due Diligence Vendor-11/18/2022 | Ready for Review-Document Uploaded. the seller credit and gift of equity should take care of assets to close - Seller-11/29/2022<br>| Resolved-Master settlement statement received and updated to review, gift of equity and seller credit have satisfied the deficit on the asset page, resolved. - Due Diligence Vendor-12/02/2022<br>| Master Statement.PDF |  |  | CA | Investment | Purchase | NA | 740637 | N/A | N/A |
| XXXX | 65248327 |  |  | Closed | 2022-11-21 10:15 | 2022-12-02 17:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/25/2022 <br>Ready for Review-Document Uploaded. Correct doc uploaded - Seller-11/23/2022 <br>Ready for Review-sent in error - Seller-11/23/2022 <br>Ready for Review-Document Uploaded. - Seller-11/23/2022 <br>Open-Final HUD-1 Document is Missing Provide Certified & updated HUD-1 with Seller Credit of $10320 as Seller Credit is provided in Purchase Contract Addendum Pg: 407. Which will Cure the Cash to close Requirement. - Due Diligence Vendor-11/21/2022 | Ready for Review-Document Uploaded. Correct doc uploaded - Seller-11/23/2022 <br>Ready for Review-sent in error - Seller-11/23/2022 <br>Ready for Review-Document Uploaded. - Seller-11/23/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/25/2022<br>| FINAL HUD.pdf<br>Master Statement.PDF |  |  | CA | Investment | Purchase | NA | 742225 | N/A | N/A |
| XXXX | 10243173 |  |  | Closed | 2022-11-21 13:48 | 2022-11-23 20:12 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-SPL received and updated to initial LE, resolved. - Due Diligence Vendor-11/23/2022 <br>Ready for Review-Document Uploaded. - Seller-11/22/2022 <br>Open-Provide a copy of Service Provider List. - Due Diligence Vendor-11/21/2022 | Ready for Review-Document Uploaded. - Seller-11/22/2022<br>| Resolved-SPL received and updated to initial LE, resolved. - Due Diligence Vendor-11/23/2022<br>| SPL.pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | 742358 | N/A | N/A |
| XXXX | 93108133 |  |  | Closed | 2022-11-18 08:55 | 2022-12-20 18:38 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | Waived-Audited LTV of 70% exceeds Guideline LTV of 65% Loan Exception provided for the same in Pg: 373 'Audited LTV of 70% exceeds Guideline LTV of 65%'. - Due Diligence Vendor-12/20/2022 <br>Waived-Audited LTV of 70% exceeds Guideline LTV of 65% Loan Exception provided for the same in Pg: 373 'Audited LTV of 70% exceeds Guideline LTV of 65%'.<br> - Due Diligence Vendor-11/18/2022<br>|  |  | 1-DSCR 1.47 <br> 2-Mortgage history 0x30x30<br> 3- Owned primary house for 5 years<br>| CA | Investment | Purchase | NA | 740627 | Originator Pre-Close | Yes |
| XXXX | 93108133 |  |  | Closed | 2022-11-18 13:07 | 2022-11-23 19:46 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Master final settlement statement received and updated to review, resolved. - Due Diligence Vendor-11/23/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/23/2022 <br>Ready for Review-Document Uploaded. - Seller-11/22/2022 <br>Open-Final HUD-1 Document is Missing Provide Certified & updated HUD-1 with Seller Credit of $8760 as Seller Credit is provided in Purchase Contract Addendum Pg: 369. Which will Cure the Cash to close Requirement. - Due Diligence Vendor-11/18/2022 | Ready for Review-Document Uploaded. - Seller-11/22/2022<br>| Resolved-Master final settlement statement received and updated to review, resolved. - Due Diligence Vendor-11/23/2022 <br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-11/23/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 740744 | N/A | N/A |
| XXXX | 39564078 |  |  | Closed | 2022-11-22 08:46 | 2022-12-01 19:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | XXXX | Ready for Review-Document Uploaded. - Seller-11/30/2022<br>| Resolved-PCCD updated to review, PC CE report is elevated, resolved. - Due Diligence Vendor-12/01/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 744121 | N/A | N/A |
| XXXX | 75886617 |  |  | Closed | 2022-11-21 09:13 | 2022-12-09 20:51 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | XXXX | Ready for Review-Document Uploaded. - Seller-12/09/2022<br>| Resolved-PCCD received and updated to review, PC CE report is elevated. Resolved. - Due Diligence Vendor-12/09/2022<br>| XXXX |  |  | WA | Primary Residence | Purchase | NA | 742189 | N/A | N/A |
| XXXX | 70600028 |  |  | Closed | 2022-11-21 07:30 | 2022-12-01 15:26 | Resolved | 1 - Information C A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-The client has confirmed that this is a higher priced transaction. HPML cert received, resolved. - Due Diligence Vendor-12/01/2022 <br>Ready for Review-Document Uploaded. - Seller-11/30/2022 <br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction." - Due Diligence Vendor-11/21/2022 | Ready for Review-Document Uploaded. - Seller-11/30/2022<br>| Resolved-The client has confirmed that this is a higher priced transaction. HPML cert received, resolved. - Due Diligence Vendor-12/01/2022<br>| HPML.pdf |  |  | GA | Primary Residence | Purchase | NA | 742088 | N/A | N/A |
| XXXX | 87016942 |  |  | Closed | 2022-11-21 08:37 | 2022-11-23 20:40 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | XXXX | Ready for Review-Document Uploaded. - Seller-11/22/2022<br>| Resolved-PCCD updated to review, report is elevated. Resolved. - Due Diligence Vendor-11/23/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 742165 | N/A | N/A |
| XXXX | 77046643 |  |  | Closed | 2022-11-21 10:17 | 2022-11-28 18:20 | Resolved | 1 - Information C A | Compliance | Closing | HUD-1 not executed properly | XXXX | Ready for Review-Document Uploaded. - Seller-11/24/2022<br>| Resolved-Final settlement statement updated to review, resolved. - Due Diligence Vendor-11/28/2022<br>| FSS.pdf |  |  | CA | Investment | Purchase | NA | 742227 | N/A | N/A |
| XXXX | 77046643 |  |  | Closed | 2022-11-21 07:44 | 2022-11-28 17:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-11/28/2022 <br>Ready for Review-Document Uploaded. - Seller-11/24/2022 <br>Open-Missing Flood Certificate Please provide the Flood Certificate. - Due Diligence Vendor-11/21/2022 | Ready for Review-Document Uploaded. - Seller-11/24/2022<br>| Resolved-Flood Certificate is fully present - Due Diligence Vendor-11/28/2022<br>| Flood Cert.pdf |  |  | CA | Investment | Purchase | NA | 742105 | N/A | N/A |
| XXXX | 89750943 |  |  | Closed | 2022-11-23 15:28 | 2022-11-29 16:30 | Resolved | 1 - Information C A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX | Resolved-Corrected 1008 received and update to review, resolved. - Due Diligence Vendor-11/29/2022<br>| updated 1008.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 746281 | N/A | N/A |
| XXXX | 18425428 |  |  | Closed | 2022-11-22 13:13 | 2022-11-28 19:03 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | XXXX | Ready for Review-Document Uploaded. - Seller-11/25/2022<br>| Resolved-PCCD updated to review, PC CE report is elevated, resolved. - Due Diligence Vendor-11/28/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 744203 | N/A | N/A |
| XXXX | 20920860 |  |  | Closed | 2022-11-28 03:57 | 2022-11-29 18:57 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-PCCD updated to review, PC CE report is elevated, resolved. - Due Diligence Vendor-11/29/2022 <br>Ready for Review-Document Uploaded. - Seller-11/28/2022 <br>Open-TRID: Missing Closing Disclosure Please provide PCCD in File as the Subject Property is in Dry Funding State of CA - Due Diligence Vendor-11/28/2022 | Ready for Review-Document Uploaded. - Seller-11/28/2022<br>| Resolved-PCCD updated to review, PC CE report is elevated, resolved. - Due Diligence Vendor-11/29/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 747778 | N/A | N/A |

---

## Exhibit 99.5

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Borrower Name** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Primary Appraised Value** | **Value for LTV** | **Primary Appraisal Date** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Vendor** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Total Adjusted Prior Purchase Price** |
| 28354674 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 67693260 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 43707938 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 0.0 | .000 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 55783909 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1363987 | -136013.0 | -.091 | RedBell Real Estate | 12-01-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 52197049 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  | XXXX | -11250.0 | -.032 |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | 311881 | -43119.0 | -.121 | Red Bell Real Estate | 12-02-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 53270539 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 179169 | -15831.0 | -.081 | Red Bell | 12-20-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 84998437 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  | XXXX | 13300.0 | .033 |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | 291947 | -108053.0 | -.270 | Red Bell Real Estate, LLC | 12-09-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 30080011 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 101992 | -8008.0 | -.073 | Red Bell Real Estate | 12-09-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 36738779 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 315209 | -14791.0 | -.045 | Red Bell Real Estate, LLC | 12-22-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 35339886 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 125595 | -4405.0 | -.034 | RedBell | 12-13-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 28792851 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10500000 | 800000.0 | .082 | Clear Capital | 01-04-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 21501864 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 203009 | 8009.0 | .041 | Red Bell Real Estate | 12-27-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 20582591 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 560015 | 50015.0 | .098 | Red Bell | 12-29-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 13729107 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 634891 | -10109.0 | -.016 | Red Bell Real Estate, LLC | 01-04-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 88870655 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 212262 | -1738.0 | -.008 | Red Bell Real Estate | 01-10-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 72420058 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| 79930126 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| 12876489 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 53254678 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| 96494586 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| 68793731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 19381481 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 70601413 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 19833084 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 37808670 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 84452339 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 40074785 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| 40742666 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 96208934 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 46875091 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| 57585534 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| 43169299 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| 94669372 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 66254634 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 44209699 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 82255975 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 78762110 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 20201288 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 29255552 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 57939058 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 20045168 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| 42409701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 53769938 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 83451741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 37082169 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| 32290693 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 60168048 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 24521218 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| 35672670 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.9 |  |
| 33961657 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 19000.0 | .051 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 60121888 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 87175906 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| 25986761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 70423270 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 66788381 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 52734938 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 18346814 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 44655196 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 99717782 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 66625221 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| 82847276 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| 52311317 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 15176720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 35448445 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 16027594 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 40659197 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 50869485 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 97170821 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 39770167 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| 32024166 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 52480499 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 94573777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 83761385 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 25958420 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| 12607218 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 87937055 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 23612311 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 77824018 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 43988088 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 87741975 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 76092377 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| 45056661 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.5 |  |
| 75571303 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Excellent Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| 76498079 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| 82087579 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 |  |
| 66657683 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 52524989 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 72669428 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 55925737 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| 49277392 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| 92968966 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| 95514103 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 93612480 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 19000.0 | .007 | XXXX | 1025 Small Residential Income Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 78074615 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 49748887 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 79619552 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| 85911325 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 78095511 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 36762098 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| 17619325 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| 84161483 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 88222867 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 4.5 |  |
| 22522756 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 87299414 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 0 |  |
| 69386960 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 25532667 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.2 |  |
| 35883547 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1000000.0 | .400 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 38913967 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| 41158065 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 10303540 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| 65982361 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.9 |  |
| 49794214 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| 20561458 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 66325969 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| 54172208 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 43162601 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 47587800 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 62438781 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 87123095 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 88913482 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 21935865 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 57308052 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 20677513 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 77502716 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 51697024 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 87627429 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 67731570 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 94481553 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| 60886114 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 15658630 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 96014841 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| 35778197 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| 60882085 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| 47301677 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 29002382 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 98808648 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 11801772 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 | 1280000 |
| 60480385 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 86868046 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 0.0 | .000 | XXXX | 1004 URAR |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| 83942084 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 63557940 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 95735052 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| 38579032 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 32961035 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 96226792 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 29184188 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 86119192 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 95198642 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.2 |  |
| 11535626 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 18780977 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| 54655088 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| 13490578 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 35141267 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 88760173 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 59944654 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 20868252 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | -10000.0 | -.014 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 56851548 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 43212214 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 81859780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| 28172289 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| 71549238 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| 64456337 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 99554093 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| 45572085 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| 12172548 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| 90738009 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 89907307 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| 33894310 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 25052878 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 13102674 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| 50890892 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 28378770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 67264292 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 41802648 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 65968163 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 79173501 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 80319193 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 98000.0 | .034 | XXXX | 1004 URAR |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| 74769600 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 40354390 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| 75568981 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 10818577 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 30318984 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 58307651 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 22690190 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| 55435436 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 20835389 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 200000.0 | .048 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 56208924 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| 92051448 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 70582226 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 26551778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| 29282157 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 86251630 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| 42699733 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 57774284 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| 34381581 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 32032839 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Excellent Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| 51871826 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.8 |  |
| 53735083 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 49635365 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 47812918 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 21571949 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| 60536443 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.7 |  |
| 75452181 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| 77506000 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 73818390 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| 21331728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 45825842 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 32265938 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| 41099899 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 80107817 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 15143027 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 0.0 | .000 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  |
| 79054141 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 86088304 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 64238055 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| 10903462 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| 92226382 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 53988493 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Excellent | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 20887918 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 20992183 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -15000.0 | -.017 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 97607890 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| 26615917 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| 95549832 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 200000.0 | .105 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.7 |  |
| 64794700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 49402772 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| 83453753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 16403900 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 84503462 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 88436915 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| 59370011 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 75458846 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| 94881072 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 0.0 | .000 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| 26339235 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 83289289 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 66229662 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| 26676356 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| 18240201 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| 62641721 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 20167184 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.9 |  |
| 99006563 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 60319829 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| 65921571 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 73325851 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| 31501344 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 39710020 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 83624035 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| 24300176 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 55616462 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 30000.0 | .065 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 28567181 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 71752767 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 43907058 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3000.0 | .004 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| 10297369 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 39267168 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 73350230 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| 39128739 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| 19351295 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 60290684 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| 24439661 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| 43561261 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 90683715 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 24000.0 | .055 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| 31751365 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 69897098 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 62520495 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 58151874 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 77582937 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 39064026 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 55096755 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 39530438 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 24892284 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 83390266 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| 29742315 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.8 |  |
| 50162085 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 52000.0 | .023 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| 62593089 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 14816788 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 94920774 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 5000.0 | .015 | XXXX | 1004 URAR |  |  |  |  |  |  |  | XXXX | 5000.0 | .015 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 22281769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| 32847413 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| 85404825 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 89493759 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | 0 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| 58732688 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| 23425008 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 73978344 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 12698708 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| 60630120 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 35918729 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| 86252466 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 23578621 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 92731150 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 81871827 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 90964568 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 65921543 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | 0 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| 14895278 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| 23364180 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| 77488439 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Excellent | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 12924052 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| 25133381 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 33330905 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 73480988 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 61545492 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 |  |
| 35469239 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 11704079 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| 91031980 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| 29729907 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 34406610 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 6000.0 | .003 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 65248327 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 23256235 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 10243173 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 93108133 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 28000.0 | .096 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 39564078 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| 75886617 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| 70600028 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| 92211785 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 87016942 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 77046643 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 75942702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| 89750943 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| 18425428 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| 20920860 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |

---

## Exhibit 99.5

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Lender Name** | **Transaction ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **ULI** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 SSN** | **Borrower 1 Birthdate** | **Borrower 1 Gender** | **Borrower 1 Ethnicity** | **Borrower 1 Race** | **Borrower 1 Citizen** | **Borrower 1 Self-Employment Flag** | **Borrower 1 FTHB** | **Borrower 1 FICO Date** | **Borrower 1 Origination FICO** | **Borrower 1 Origination Equifax** | **Borrower 1 Origination Experian** | **Borrower 1 Origination TransUnion** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 SSN** | **Borrower 2 Birthdate** | **Borrower 2 Gender** | **Borrower 2 Ethnicity** | **Borrower 2 Race** | **Borrower 2 Citizen** | **Borrower 2 Self-Employment Flag** | **Borrower 2 FTHB** | **Borrower 2 FICO Date** | **Borrower 2 Origination FICO** | **Borrower 2 Origination Equifax** | **Borrower 2 Origination Experian** | **Borrower 2 Origination TransUnion** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 SSN** | **Borrower 3 Birthdate** | **Borrower 3 Gender** | **Borrower 3 Ethnicity** | **Borrower 3 Race** | **Borrower 3 Citizen** | **Borrower 3 Self-Employment Flag** | **Borrower 3 FTHB** | **Borrower 3 FICO Date** | **Borrower 3 Origination FICO** | **Borrower 3 Origination Equifax** | **Borrower 3 Origination Experian** | **Borrower 3 Origination TransUnion** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 SSN** | **Borrower 4 Birthdate** | **Borrower 4 Gender** | **Borrower 4 Ethnicity** | **Borrower 4 Race** | **Borrower 4 Citizen** | **Borrower 4 Self-Employment Flag** | **Borrower 4 FTHB** | **Borrower 4 FICO Date** | **Borrower 4 Origination FICO** | **Borrower 4 Origination Equifax** | **Borrower 4 Origination Experian** | **Borrower 4 Origination TransUnion** | **Subject Address** | **Subject City** | **Subject Sate** | **Subject Zip Code** | **Subject County** | **Orginator Doc Type** | **Occupancy** | **Loan Purpose** | **Refinance Type** | **Qualifying Front End DTI** | **Qualifying DTI** | **Borrower 1 Qualifying Income** | **Borrower 2 Qualifying Income** | **Borrower 3 Qualifying Income** | **Borrower 4 Qualifying Income** | **All Borrower Total Qualifying Income** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Borrower 3 Employment Status** | **Borrower 4 Employment Status** | **Borrower 1 Length of Employment** | **Borrower 2 Length of Employment** | **Borrower 3 Length of Employment** | **Borrower 4 Length of Employment** | **4506-T Flag** | **All Borrower Residual Income** | **All Borrower Monthly Debt** | **Escrow Flag** | **Months Reserves** | **Liquid Cash Reserves** | **Orignal Note Loan Amount** | **Orignal Qualifying Loan Amount** | **Original Qualifying Base LTV** | **Orignal Qualifying LTV** | **Original Qualifying CLTV** | **Application Date** | **Note Date** | **Cash Disbursement Date** | **Mortgage Type** | **Loan Product** | **Loan Program** | **Original Note Interest Rate** | **Original Qualifying Interest Rate** | **Original P&I Payment** | **Original Qualifying P&I Payment** | **Monthly Escrow Payment** | **Orignal Total Housing Expense (PITIA)** | **First Payment Date** | **Amortization Type** | **Original Amortization Term** | **Original Term to Maturity** | **Maturity Date** | **ARM Gross Margin** | **ARM Rounding Method** | **ARM Rounding Factor** | **ARM Lookback Days** | **ARM Rate Index Type** | **Origination ARM Rate Index Value** | **ARM Initial Interest Rate Cap** | **ARM Subsequent Interest Rate Cap** | **ARM Initial Interest Rate Floor** | **ARM Lifetime Interest Rate Floor** | **ARM Initial Interest Rate Maximum** | **ARM Lifetime Interest Rate Maximum** | **ARM First Rate Reset Date** | **ARM First Payment Reset Date** | **ARM Subsequent Interest Rate Reset Frequency** | **ARM Subsequent Payment Reset Frequency** | **Interest Only Flag** | **Original Interest Only Term** | **Balloon Flag** | **Buydown Flag** | **Assumable Flag** | **Prepayment Penalty Flag** | **Prepayment Penalty Total Term** | **Prepayment Penalty Type** | **Origination Channel** | **PMI Flag** | **MI Certificate Number** | **Mortgage Insurance Percent** | **Mortgage Insurance Type** | **Mortgage Insurance Company Name** | **MERS MOM Flag** | **MERS Loan ID** | **Property Type** | **Number of Units** | **Year Built** | **Primary Value Property Valuation Date** | **Primary Value Property Valuation Type** | **Primary Value Property Value** | **Secondary Value Property Valuation Date** | **Secondary Value Property Form Type** | **Secondary Value Property Value** | **Sales Price** | **Qualifying Property Value** | **Date of Prior Sale** | **Days Since Prior Sale** | **Total Adjusted Prior Purchase Price** | **Flood Zone Flag** | **Flood Zone Code** | **Flood Policy Number** | **Other Lien Amount** | **Other Lien Position** | **Originator QM Status** | **Final QM Status** | **Total Number of Borrowers** | **Cash Out Amount** | **Total Origination and Discount Points** | **Number of Mortgaged Properties** | **Credit Report: Max Trade Line** | **Credit Report: Longest Trade Line** | **Credit Report: Number of Trade Lines** | **Credit Line Usage Ratio** | **Borrower 1 Years in Home** | **GSE Eligible Flag** | **AUS Case Number** | **AUS Recommendation** | **QM Points and Fees** | **Annual Percent Rate (APR)** | **Higher Priced Mortgage Loan (HPML) Flag** | **Covered/High Cost Loan Flag** | **Guideline Name** | **UW Guideline Author** |
| XXXX | XXXX | 28354674 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6258 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 676 | 685 | 676 | 675 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8016.91 | Yes | 123.31 | XXXX | XXXX | XXXX |  | 72.38 | 72.38 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 1163.75 | 1163.75 |  | 1706.16 | 04-01-2022 | Fixed | 240 | 360 | 03-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8816 | Single Family Detached | 1 | 2000 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 215 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 67693260 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7514 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 714 | 656 | 749 | 714 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 23.99 | 31.42 | XXXX |  |  |  | XXXX | Employed |  |  |  | 30 |  |  |  | NA | XXXX | 7101.66 | Yes | 21 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 4239.2 | 4239.2 | 718.48 | 5420.66 | 04-01-2022 | Fixed | 360 | 360 | 03-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9979 | PUD | 1 | 1979 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8489 | 1 | 24084 | 154 | 13 | 0.183658581068758 | 11 | No | N/A | Manual Underwriting |  | 6.532 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 43707938 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1286 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 754 | 758 | 694 | 754 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 9.94 | 21.72 | XXXX |  |  |  | XXXX | Employed |  |  |  | 4 |  |  |  | NA |  | 13112.13 | Yes | 11 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 4976.33 | 4976.33 | 1025 | 6001.33 | 04-01-2022 | Fixed | 360 | 360 | 03-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9905 | Single Family Detached | 1 | 1954 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 2021.6 | 1 | 500000 | 104 | 12 | 0.0306 | 3 | No | N/A | Manual Underwriting |  | 6.148 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 55783909 |  | XXXX |  | XXXX | XXXX | xxxxx9258 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 745 | 726 | 754 | 745 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NY | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 8.44 | XXXX | XXXX | XXXX |  | 68.2 | 68.2 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.365 | 4.365 | 3721.16 | 3721.16 |  | 4490.35 | 03-19-2022 | Fixed | 360 | 360 | 02-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Two to Four Unit | 2 | 1904 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Broker Price Opinion (BPO) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 0 |  |  |  | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 52197049 |  | XXXX |  | XXXX | XXXX | xxxxx7900 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 657 | 661 | 593 | 657 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | No | 0 | XXXX | XXXX | XXXX |  | 65.92 | 65.92 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.49 | 6.49 | 1477.5 | 1477.5 |  | 2089.46 | 03-01-2022 | Fixed | 360 | 360 | 02-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Single Family Detached | 1 | 1930 | XXXX | 1004 URAR | XXXX | XXXX | AVM | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 0 |  |  |  | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 53270539 |  | XXXX |  | XXXX | XXXX | xxxxx3782 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 626 | 626 | 587 | 655 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | No | 0 | XXXX | XXXX | XXXX |  | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.115 | 4.115 | 566.36 | 566.36 |  | 842.62 | 03-01-2022 | Fixed | 360 | 360 | 02-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 84 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Single Family Detached | 2 | 1905 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Broker Price Opinion (BPO) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 6 |  | 0 |  |  | 3 | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 84998437 |  | XXXX |  | XXXX | XXXX | xxxxx1892 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 743 | 743 | 715 | 755 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CT | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 13.51 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.115 | 4.115 | 1355.39 | 1355.39 |  | 1715.95 | 03-01-2022 | Fixed | 360 | 360 | 02-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 84 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Single Family Detached | 1 | 1950 | XXXX | 1004 URAR | XXXX | XXXX | AVM | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 0 |  |  | 13 | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 30080011 |  | XXXX |  | XXXX | XXXX | xxxxx4687 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 708 | 772 | 688 | 708 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 4 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.49 | 6.49 | 520.91 | 520.91 |  | 790.36 | 03-01-2022 | Fixed | 360 | 360 | 02-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 5% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Single Family Detached | 1 | 1920 | XXXX | 1004 URAR | XXXX | XXXX | Broker Price Opinion (BPO) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 7 |  | 0 |  |  | 4 | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 36738779 |  | XXXX |  | XXXX | XXXX | xxxxx9027 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 721 | 722 | 699 | 721 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NC | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 3.22 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.49 | 6.49 | 1539.06 | 1539.06 |  | 1829.64 | 03-01-2022 | Fixed | 360 | 360 | 02-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Single Family Attached | 1 | 2008 | XXXX | 1004 URAR | XXXX | XXXX | Broker Price Opinion (BPO) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 18 |  | 0 |  |  | 4 | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 35339886 |  | XXXX |  | XXXX | XXXX | xxxxx8363 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 707 | 707 | 716 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OH | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 83 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.24 | 6.24 | 590.46 | 590.46 |  | 757.54 | 03-01-2022 | Fixed | 360 | 360 | 02-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 84 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Two to Four Unit | 2 | 1927 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Broker Price Opinion (BPO) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 5 |  | 0 |  |  | 15 | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 28792851 |  | XXXX |  | XXXX | XXXX | xxxxx9015 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 716 | 716 | 711 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 0 | XXXX | XXXX | XXXX |  | 36.08 | 36.08 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.24 | 4.24 | 12366.67 | 12366.67 |  | 18276.37 | 03-01-2022 | Fixed | 120 | 120 | 02-01-2032 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 5% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Single Family Detached | 1 | 1988 | XXXX | 1004 URAR | XXXX | XXXX | Broker Price Opinion (BPO) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 5 |  | 0 |  |  | 2 | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 21501864 |  | XXXX |  | XXXX | XXXX | xxxxx7781 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 775 | 775 | 774 | 781 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 0 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.49 | 4.49 | 740.16 | 740.16 |  | 1047.13 | 03-01-2022 | Fixed | 360 | 360 | 02-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 84 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Condominium | 1 | 1988 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Broker Price Opinion (BPO) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 0 |  |  | 5 | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 20582591 |  | XXXX |  | XXXX | XXXX | xxxxx8684 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 806 | 806 | 828 | 797 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 6 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.115 | 4.115 | 1851.56 | 1851.56 |  | 2382.81 | 03-01-2022 | Fixed | 360 | 360 | 02-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Condominium | 1 | 1971 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Broker Price Opinion (BPO) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 0 |  |  |  | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 13729107 |  | XXXX |  | XXXX | XXXX | xxxxx8327 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 812 | 785 | 817 | 812 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 0 | XXXX | XXXX | XXXX |  | 38.76 | 38.76 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.24 | 6.24 | 1537.67 | 1537.67 |  | 1833.13 | 03-01-2022 | Fixed | 360 | 360 | 02-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 5% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Single Family Detached | 1 | 1956 | XXXX | 1004 URAR | XXXX | XXXX | Broker Price Opinion (BPO) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 5 |  | 0 |  |  | 18 | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 88870655 |  | XXXX |  | XXXX | XXXX | xxxxx7448 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 746 | 746 | 719 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OK | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 10 | XXXX | XXXX | XXXX |  | 69.49 | 69.49 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.115 | 4.115 | 1108.53 | 1108.53 |  | 1398.12 | 03-01-2022 | Fixed | 180 | 180 | 02-01-2037 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 84 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx0000 | Single Family Detached | 1 | 2021 | XXXX | 1004 URAR | XXXX | XXXX | Broker Price Opinion (BPO) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 0 |  |  | 3 | No |  |  |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 72420058 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3611 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 754 | 754 | 755 | 752 | XXXX | XXXX | xxxxx4495 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 710 | 710 | 702 | 727 | XXXX | XXXX | xxxxx8060 | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ID | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1783.75 | Yes | 207.74 | XXXX | XXXX | XXXX |  | 67.6 | 67.6 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.375 | 4.375 | 835.44 | 835.44 |  | 1049.08 | 04-01-2022 | Fixed | 240 | 360 | 03-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  |  | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0332 | Single Family Detached | 1 | 1973 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 2 |  | 171 |  |  | 3.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 79930126 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1605 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 715 | 689 | 715 | 743 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2358 | Yes | 89.77 | XXXX | XXXX | XXXX |  | 39.18 | 39.18 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 1169.86 | 1169.86 |  | 1947.94 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 6 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2154 | Condominium | 1 | 2007 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 253 |  |  | 8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 12876489 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6546 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 746 | 766 | 746 | 744 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3604.89 | Yes | 29 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.125 | 4.125 | 2137.31 | 2137.31 |  | 2800.15 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 12 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4433 | Two to Four Unit | 2 | 1985 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 161 |  |  | 9.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 53254678 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4206 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 669 | 667 | 672 | 669 | XXXX | XXXX | xxxxx5682 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 677 | 691 | 677 | 675 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 19.46 | 47.82 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 11.5 |  |  |  | NA |  | 9695.68 | Yes | 0.08 | XXXX | XXXX | XXXX |  | 26.07 | 26.07 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.375 | 4.375 | 1717.19 | 2948.09 | 998.35 | 2715.56 | 05-01-2022 | Fixed | 240 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2248 | Single Family Detached | 1 | 1978 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 7581.5 | 3 | 15000 | 383 | 9 | 0.48725431804645625 | 28 | No | N/A | Manual Underwriting |  | 4.492 | No | No | XXXX | XXXX |
| XXXX | XXXX | 96494586 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0126 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 810 | 810 | 819 | 796 | XXXX | XXXX | xxxxx9586 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 613 | 620 | 608 | 613 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.08 | 47.9 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 12 | 6.17 |  |  | NA | XXXX | 4009.31 | Yes | 7 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.25 | 4.25 | 1733.35 | 1733.35 | 616.97 | 2350.31 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | true |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3758 | Single Family Detached | 1 | 1976 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 6979.25 | 1 | 5000 | 146 | 2 | 0.3705548549810845 | 0.58 | No | N/A | Manual Underwriting |  | 4.461 | No | No | XXXX | XXXX |
| XXXX | XXXX | 68793731 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3611 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 754 | 754 | 755 | 752 | XXXX | XXXX | xxxxx4495 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 710 | 710 | 702 | 727 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ID | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 264 | Yes | 193.67 | XXXX | XXXX | XXXX |  | 56.16 | 56.16 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.375 | 4.375 | 1130.21 | 1130.21 |  | 1520.73 | 05-01-2022 | Fixed | 360 | 480 | 04-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0308 | Two to Four Unit | 2 | 1988 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 3 |  | 315 |  |  | 3.4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 19381481 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6815 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 670 | 709 | 667 | 670 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 34.73 | 37.71 | XXXX |  |  |  | XXXX | Employed |  |  |  | 8.91 |  |  |  | 3 YRS |  | 2340.86 | Yes | 43.56 | XXXX | XXXX | XXXX |  | 70.36 | 70.36 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 1845.64 | 1845.64 | 310.23 | 2155.86 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9375 | Single Family Detached | 1 | 1968 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 9724 | 1 | 9500 | 63 | 10 | 0.14046709129511678 | 15 | No | N/A | Manual Underwriting |  | 6.853 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 70601413 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4510 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 680 | 689 | 660 | 680 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 38980.47 | No | 161 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 6.375 | 6.375 | 2868.75 | 2868.75 |  | 3285.16 | 05-01-2022 | ARM | 240 | 360 | 04-01-2052 | 4 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.05 | 5 | 1 | 4 | 4 | 11.375 | 11.375 | 04-01-2029 | 05-01-2029 | 6 | 6 | true | 120 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9234 | Single Family Detached | 1 | 2005 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 294 |  |  | 30 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 19833084 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2292 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 760 | 781 | 725 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1661 | Yes | 29 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 1779.42 | 1779.42 |  | 2066.56 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6982 | Two to Four Unit | 2 | 2006 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 211 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 37808670 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2292 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 760 | 781 | 725 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1661 | Yes | 310 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 1334.57 | 1334.57 |  | 1681.85 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6958 | Single Family Detached | 1 | 2008 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 46 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 84452339 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1977 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 762 | 762 | 803 | 748 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CT | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 21.41 | 21.41 | XXXX |  |  |  | XXXX | Employed |  |  |  | 8 |  |  |  | 2 YRS |  | 1206.14 | Yes | 29 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.25 | 6.25 | 989.15 | 989.15 |  | 1502.05 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5588 | Two to Four Unit | 2 | 1915 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 | 11000 | 69 | 2 | 0 | 3.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 40074785 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7649 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 772 | 772 | 824 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 12.21 | 16.67 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.6 |  |  |  | NA |  | 4945.43 | Yes | 1333 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.125 | 4.125 | 2337.5 | 3295.62 | 326.81 | 2664.31 | 05-01-2022 | Fixed | 360 | 480 | 04-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false | false |  | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4748 | Single Family Detached | 1 | 1959 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 24544 | 1 | 39574 | 125 | 15 | 0.35820455019616426 | 5 | No | N/A | Manual Underwriting |  | 4.354 | No | No | XXXX | XXXX |
| XXXX | XXXX | 40742666 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2361 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 740 | 731 | 740 | 757 | XXXX | XXXX | xxxxx4884 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 747 | 738 | 767 | 747 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ID | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 21.52 | 38.08 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 26.1 | 10 |  |  | NA |  | 3162.41 | Yes | 119.3 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.499 | 4.499 | 1116.6 | 1508.86 | 278.55 | 1395.15 | 05-01-2022 | Fixed | 360 | 480 | 04-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0084 | Single Family Detached | 1 | 1900 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 5655.07 | 3 | 118349 | 533 | 8 | 0.31838040255890154 | 17.9 | No | N/A | Manual Underwriting |  | 4.638 | No | No | XXXX | XXXX |
| XXXX | XXXX | 96208934 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6890 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 747 | 750 | 741 | 747 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 221 | Yes | 47 | XXXX | XXXX | XXXX |  | 58.57 | 58.57 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.5 | 4.5 | 4154.82 | 4154.82 |  | 5088.78 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4770 | Two to Four Unit | 2 | 1947 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 61 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 46875091 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7635 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 713 | 702 | 745 | 713 | XXXX | XXXX | xxxxx1816 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 692 | 692 | 697 | 692 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 48.84 | 48.84 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 33 |  |  |  | NA |  | 2171.71 | Yes | 14.83 | XXXX | XXXX | XXXX |  | 52.99 | 52.99 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.5 | 4.5 | 1570.72 | 1570.72 | 600.99 | 2171.71 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6805 | Single Family Detached | 1 | 1959 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 11799 | 1 | 18412 | 155 | 0 | 0.7852481324113416 | 2.33 | No | N/A | Manual Underwriting |  | 4.837 | No | No | XXXX | XXXX |
| XXXX | XXXX | 57585534 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2772 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 751 | 772 | 749 | 751 | XXXX | XXXX | xxxxx4936 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 728 | 702 | 728 | 741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 24.7 | 42.19 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 11.33 | 2 |  |  | NA |  | 11383.99 | Yes | 51.61 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 5346.97 | 5346.97 | 1317.02 | 6663.99 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9019 | Single Family Detached | 1 | 2005 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 14319.8 | 1 | 26875 | 166 | 5 | 0.1333156191120344 | 5 | No | N/A | Manual Underwriting |  | 6.278 | No | No | XXXX | XXXX |
| XXXX | XXXX | 43169299 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1621 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 744 | 744 | 730 | 750 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 20 | 44.43 | XXXX |  |  |  | XXXX | Employed |  |  |  | 4 |  |  |  | NA |  | 6600.19 | Yes | 115 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.375 | 4.375 | 2496.43 | 2496.43 | 468.2 | 2970.62 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9101 | PUD | 1 | 2021 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | AE | xxx6917 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 16694 | 1 | 41431 | 195 | 9 | 0.35115117414020786 | 1 | No | N/A | Manual Underwriting |  | 4.662 | No | No | XXXX | XXXX |
| XXXX | XXXX | 94669372 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3948 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 753 | 747 | 753 | 774 | XXXX | XXXX | xxxxx4171 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 779 | 779 | 786 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.23 | 47.94 | XXXX |  |  |  | XXXX | Employed | Employed |  |  | 6 |  |  |  | NA |  | 12471.33 | Yes | 16.13 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 6539.74 | 6539.74 | 1540.59 | 8125.33 | 05-01-2022 | Fixed | 480 | 480 | 04-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0240 | PUD | 1 | 1980 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 13394 | 1 | 29700 | 189 | 9 | 0.14067824353079475 | 9 | No | N/A | Manual Underwriting |  | 6.219 | No | No | XXXX | XXXX |
| XXXX | XXXX | 66254634 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1435 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 708 | 708 | 720 | 682 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8314 | Yes | 9 | XXXX | XXXX | XXXX |  | 52.46 | 52.46 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.375 | 4.375 | 2606.27 | 2606.27 |  | 3601.76 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8604 | PUD | 1 | 2010 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 244 |  |  | 1.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 44209699 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8005 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 780 | 789 | 774 | 780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 19.38 | 28.71 | XXXX |  |  |  | XXXX | Employed |  |  |  | 9.83 |  |  |  | NA |  | 8307.86 | Yes | 5 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 4607.78 | 4607.78 | 1000.08 | 5607.86 | 05-01-2022 | Fixed | 360 | 360 | 04-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9746 | Two to Four Unit | 2 | 1890 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 10379 | 1 | 52855 | 202 | 11 | 0.012603662939541804 | 15 | No | N/A | Manual Underwriting |  | 6.665 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 82255975 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2292 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 760 | 781 | 760 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1661 | Yes | 107.04 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 1360.74 | 1360.74 |  | 1708.33 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8640 | Two to Four Unit | 2 | 1969 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 211 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 78762110 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2290 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 621 | 562 | 621 | 621 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1808 | Yes | 1 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 995.51 | 995.51 |  | 1396.43 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9027 | Two to Four Unit | 2 | 1900 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 165 |  |  | 1.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 20201288 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0799 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 752 | 752 | 763 | 731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 22.45 | 31.47 | XXXX |  |  |  | XXXX | Employed |  |  |  | 15 |  |  |  | NA |  | 12002.95 | Yes | 4 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 6.375 | 6.375 | 6878.17 | 6878.17 | 1446.14 | 8564.73 | 06-01-2022 | ARM | 360 | 360 | 05-01-2052 | 4 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | .05 | 2 | 1 | 4.375 | 4 | 8.375 | 11.375 | 05-01-2027 | 06-01-2027 | 6 | 6 | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1345 | PUD | 1 | 1969 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 18231.5 | 1 | 500000 | 257 | 5 | 0.27624324324324323 | 1.42 | No | N/A | Manual Underwriting |  | 5.170 | No | No | XXXX | XXXX |
| XXXX | XXXX | 29255552 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3463 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 752 | 752 | 797 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 32.11 | 32.11 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.08 |  |  |  | NA |  | 4206.48 | Yes | 5.47 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 3481.19 | 3481.19 | 725.29 | 4206.48 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2849 | Single Family Detached | 1 | 1926 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 10064 | 1 | 4250 | 3 | 2 | 0 | 4.58 | No | N/A | Manual Underwriting |  | 6.548 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 57939058 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2137 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 761 | 771 | 738 | 761 | XXXX | XXXX | xxxxx1142 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 753 | 761 | 753 | 735 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 34.4 | 42.63 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 1.8 | 3.8 |  |  | 3 YRS |  | 13512.98 | Yes | 6.28 | XXXX | XXXX | XXXX |  | 94.87 | 94.87 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 9108.08 | 9108.08 | 1798.25 | 10906.33 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6171 | Single Family Detached | 1 | 1929 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 19007.45 | 3 | 237608.44 | 222 | 24 | 0.5904280554937277 | 1.3 | No | N/A | Manual Underwriting |  | 6.244 | No | No | XXXX | XXXX |
| XXXX | XXXX | 20045168 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2225 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 738 | 738 | 732 | 748 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 21.99 | 32.41 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10 |  |  |  | NA |  | 8481.26 | Yes | 11.12 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 4716.46 | 4716.46 | 1038.8 | 5755.26 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8960 | Single Family Detached | 1 | 2007 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 28154 | 1 | 51728 | 85 | 11 | 0.0011938202247191011 | 2 | No | N/A | Manual Underwriting |  | 6.756 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 42409701 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9980 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 730 | 734 | 729 | 730 | XXXX | XXXX | xxxxx2025 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 697 | 697 | 694 | 706 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 43.51 | 49.62 | XXXX | XXXX |  |  | XXXX | Employed | Not Employed |  |  | 5.2 | 10.2 |  |  | NA |  | 3397.23 | Yes | 55.35 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 2401.86 | 2401.86 | 577.37 | 2979.23 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2707 | Single Family Detached | 1 | 2006 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 12714 | 1 | 28438 | 110 | 18 | 0.16354925641281565 | 2.3 | No | N/A | Manual Underwriting |  | 6.868 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 53769938 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5382 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 802 | 802 | 816 | 797 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | 1YR Full Doc | Primary Residence | Purchase | NA | 27.75 | 28.09 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10 |  |  |  | NA | XXXX | 2074.15 | Yes | 4 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 1643.38 | 1643.38 | 405.78 | 2049.15 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9083 | Single Family Detached | 1 | 1900 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 7506 | 1 | 10500 | 132 | 3 | 0.035517241379310345 | 13.2 | No | N/A | Manual Underwriting |  | 6.805 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 83451741 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0325 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 664 | 664 | 0 | 683 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 43.91 | 46.48 | XXXX |  |  |  | XXXX | Employed |  |  |  | 6.25 |  |  |  | 3 YRS |  | 2320.4 | Yes | 17 | XXXX | XXXX | XXXX |  | 66.5 | 66.5 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 1708.01 | 1708.01 | 484.39 | 2192.4 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6824 | Single Family Detached | 1 | 1962 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 7217.8 | 1 | 6500 | 74 | 3 | 0.36451612903225805 | 3.25 | No | N/A | Manual Underwriting |  | 7.177 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 37082169 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3664 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 727 | 727 | 730 | 714 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 27.02 | 27.02 | XXXX |  |  |  | XXXX | Employed |  |  |  | 20 |  |  |  | 2 YRS |  | 1490.05 | Yes | 17 | XXXX | XXXX | XXXX |  | 30.98 | 30.98 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 1091.48 | 1091.48 | 399.32 | 1490.05 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5479 | Single Family Detached | 1 | 1988 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 4894 | 1 | 33485 | 144 | 2 | 0 | 4.66 | No | N/A | Manual Underwriting |  | 7.359 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 32290693 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3603 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 786 | 800 | 786 | 770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 38.35 | 38.97 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10.4 |  |  |  | NA |  | 5050.69 | Yes | 10 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 4067.36 | 4067.36 | 947.5 | 4970.69 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7094 | Single Family Detached | 1 | 2003 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 14564 | 1 | 20000 | 110 | 4 | 0.0034064080944350757 | 5.4 | No | N/A | Manual Underwriting |  | 6.529 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 60168048 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2497 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 781 | 762 | 781 | 787 | XXXX | XXXX | xxxxx4511 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 714 | 0 | 714 | 717 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 25.7 | 41.73 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 3 | 6 |  |  | NA |  | 7501.38 | Yes | 30.16 | XXXX | XXXX | XXXX |  | 61.11 | 61.11 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 4010.23 | 4010.23 | 610.15 | 4620.38 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7301 | Single Family Detached | 1 | 1997 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 19844 | 1 | 3999 | 95 | 7 | 0.21389396709323583 | 1.83 | No | N/A | Manual Underwriting |  | 6.424 | No | No | XXXX | XXXX |
| XXXX | XXXX | 24521218 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3435 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 772 | 772 | 0 | 0 | XXXX | XXXX | xxxxx9999 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 777 | 777 | 0 | 0 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1490.78 | Yes | 41.36 | XXXX | XXXX | XXXX |  | 58.82 | 58.82 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.5 | 5.5 | 916.67 | 916.67 |  | 1490.78 | 06-01-2022 | Fixed | 240 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9794 | Single Family Detached | 1 | 2021 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 1 |  | 93 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 35672670 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8921 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 700 | 700 | 703 | 667 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 39.11 | 46.14 | XXXX |  |  |  | XXXX | Employed |  |  |  | 22.08 |  |  |  | NA |  | 8326.65 | Yes | 18 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.25 | 6.25 | 5756.96 | 5756.96 | 1301.23 | 7058.19 | 06-01-2022 | Fixed | 360 | 360 | 05-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4176 | Single Family Detached | 1 | 1953 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 41899 | 1 | 13157 | 114 | 4 | 0.019407226958993096 | 9 | No | N/A | Manual Underwriting |  | 6.694 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 33961657 |  | XXXX |  | XXXX | XXXX | xxxxx9475 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 812 | 812 | 818 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 245 | Yes | 86.12 | XXXX | XXXX | XXXX |  | 66.04 | 66.04 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 1548.57 | 1548.57 | 344.06 | 1982.61 | 07-01-2022 | Fixed | 360 | 360 | 06-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3927 | PUD | 1 | 2001 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX | 3950 | 8 |  | 304 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 60121888 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9932 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 650 | 617 | 650 | 671 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1570 | Yes | 4.45 | XXXX | XXXX | XXXX |  | 75.76 | 75.76 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.75 | 8.75 | 983.38 | 983.38 |  | 1123.96 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9304 | Single Family Detached | 1 | 1970 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -126 | 115000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 190 |  |  | 2.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 87175906 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6627 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 756 | 746 | 756 | 756 | XXXX | XXXX | xxxxx0942 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 771 | 791 | 771 | 732 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 35.42 | 45.24 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 2 | 2.25 |  |  | NA |  | 4204.65 | Yes | 12.92 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 2939 | 2939 | 315.65 | 3291.65 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2787 | PUD | 1 | 2006 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 9179.9 | 2 | 17174 | 413 | 3 | 0.45172102616991106 | 2 | No | N/A | Manual Underwriting |  | 6.634 | No | No | XXXX | XXXX |
| XXXX | XXXX | 25986761 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1002 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 779 | 760 | 779 | 792 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 41 | Yes | 51.3 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 898.37 | 898.37 |  | 1322.38 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5178 | Two to Four Unit | 2 | 1928 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 8 |  | 523 |  |  | 4.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 70423270 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8058 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 756 | 756 | 732 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | RI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 267 | Yes | 7.89 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 2655.25 | 2655.25 |  | 3080.05 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1839 | Two to Four Unit | 3 | 1924 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 115 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 66788381 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7273 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 731 | 742 | 718 | 731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5.06 | 7.21 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10.10 |  |  |  | NA |  | 7128.47 | Yes | 6.69 | XXXX | XXXX | XXXX |  | 82.18 | 82.18 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 4156.72 | 4156.72 | 841.75 | 4998.47 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3173 | Single Family Detached | 1 | 1947 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12773.779999999999 | 1 | 85283 | 166 | 24 | 0.033931151122229664 | 2.1 | No | N/A | Manual Underwriting |  | 7.109 | No | No | XXXX | XXXX |
| XXXX | XXXX | 52734938 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7714 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 717 | 717 | 753 | 642 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.34 | 28.34 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.83 |  |  |  | NA |  | 6422.72 | Yes | 12.63 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 4959.47 | 4959.47 | 1332.25 | 6422.72 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | true |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5723 | PUD | 1 | 2015 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 14986.16 | 1 | 20000 | 219 | 0 | 0.02865979381443299 | 0.1 | No | N/A | Manual Underwriting |  | 8.106 | No | No | XXXX | XXXX |
| XXXX | XXXX | 18346814 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9665 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 703 | 690 | 710 | 703 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | RI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 135 | Yes | 53.1 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1884.18 | 1884.18 |  | 2502.03 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2092 | Two to Four Unit | 2 | 1875 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 221 |  |  | 18.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 44655196 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9658 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 752 | 778 | 752 | 746 | XXXX | XXXX | xxxxx8718 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 713 | 714 | 701 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 40 | 47.28 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 9 | 15 |  |  | NA |  | 8221.16 | Yes | 24.74 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 3963.76 | 5405.91 | 1349.27 | 5513.01 | 09-01-2022 | Fixed | 240 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false | true |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4601 | PUD | 1 | 2022 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 9174.64 | 1 | 221102 | 267 | 4 | 0.025368508640407118 | 4 | No | N/A | Manual Underwriting |  | 6.768 | No | No | XXXX | XXXX |
| XXXX | XXXX | 99717782 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5929 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 701 | 713 | 676 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 17.26 | 23.12 | XXXX |  |  |  | XXXX | Employed |  |  |  | 6.42 |  |  |  | NA |  | 6139.46 | Yes | 13.41 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 3824.79 | 3824.79 | 757.35 | 4582.46 | 09-01-2022 | Fixed | 480 | 480 | 08-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8412 | Single Family Detached | 1 | 1954 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -38 | 214670 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 11205.56 | 1 | 24316 | 194 | 9 | 0.44482926829268293 | 5 | No | N/A | Manual Underwriting |  | 8.969 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 66625221 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9081 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 703 | 703 | 704 | 689 | XXXX | XXXX | xxxxx3265 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 718 | 703 | 720 | 718 | XXXX | XXXX | xxxxx1029 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 731 | 708 | 749 | 731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 45.21 | 48.84 | XXXX | XXXX | XXXX |  | XXXX | Employed | Retired | Retired |  | 24.5 |  |  |  | 2 YRS | XXXX | 7924.59 | Yes | 5.82 | XXXX | XXXX | XXXX |  | 52.78 | 52.78 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 5926.76 | 5926.76 | 1380.66 | 7336.59 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1713 | PUD | 1 | 1985 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3 | XXXX | 41914 | 1 | 34367 | 185 | 4 | 0.06085730400451213 | 6 | No | N/A | Manual Underwriting |  | 6.546 | No | No | XXXX | XXXX |
| XXXX | XXXX | 82847276 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0429 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 727 | 0 | 756 | 727 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 533.25 | Yes | 35.09 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 4029.43 | 4029.43 |  | 4310.04 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3074 | Single Family Detached | 1 | 2021 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -690 | 200000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 174 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 52311317 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3116 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 765 | 765 | 733 | 779 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 987 | Yes | 27.8 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 2932.8 | 2932.8 |  | 3726.73 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4056 | Two to Four Unit | 3 | 1912 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 185 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 15176720 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9746 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 738 | 744 | 717 | 738 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 38.46 | 39.2 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3 |  |  |  | NA |  | 3755.24 | Yes | 5.39 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 3067.04 | 3067.04 | 618.2 | 3685.24 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8990 | Single Family Detached | 1 | 1987 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 15458.64 | 1 | 4000 | 140 | 3 | 0.152125 | 3.1 | No | N/A | Manual Underwriting |  | 8.310 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 35448445 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1002 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 779 | 760 | 779 | 792 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 41 | Yes | 19.46 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1024.5 | 1024.5 |  | 1424.22 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2430 | Two to Four Unit | 2 | 1966 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -158 | 140000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 10 |  | 523 |  |  | 4.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 16027594 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4359 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 750 | 746 | 755 | 750 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 607 | Yes | 26.28 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 1493.26 | 1493.26 |  | 1629.48 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9105 | Single Family Detached | 1 | 1961 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 177 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 40659197 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5999 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 759 | 759 | 783 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OR | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 29.14 | 36.3 | XXXX |  |  |  | XXXX | Not Employed |  |  |  |  |  |  |  | NA |  | 4721.41 | Yes | 51.36 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 6.5 | 6.5 | 3223.55 | 3223.55 | 565.85 | 3789.41 | 09-01-2022 | ARM | 360 | 360 | 08-01-2052 | 4 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.7705 | 2 | 1 | 4.5 | 4 | 8.5 | 11.5 | 08-01-2027 | 09-01-2027 | 6 | 6 | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6945 | Single Family Detached | 1 | 2019 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -55 | 579155 | Yes | AE | xxxxxxxxxx4500 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 13016.1 | 1 | 46365 | 135 | 3 | 0.09001904288789535 | 1.75 | No | N/A | Manual Underwriting |  | 5.665 | No | No | XXXX | XXXX |
| XXXX | XXXX | 50869485 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1815 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 725 | 780 | 697 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ME | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 12.52 | 25.48 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10 |  |  |  | NA |  | 6370.36 | Yes | 8.61 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 2672.22 | 2672.22 | 458.34 | 3130.56 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | true |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | No |  | Single Family Detached | 1 | 2006 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 10235 | 1 | 36872 | 214 | 10 | 0.007565624477512122 | 2 | No | N/A | Manual Underwriting |  | 7.011 | No | No | XXXX | XXXX |
| XXXX | XXXX | 97170821 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4908 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 710 | 710 | 709 | 712 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 11.63 | 36.97 | XXXX |  |  |  | XXXX | Employed |  |  |  | 5.41 |  |  |  | NA |  | 9613.25 | Yes | 9.26 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.5 | 8.5 | 11110.8 | 11110.8 |  | 12055.23 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7652 | Single Family Detached | 1 | 1948 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -140 | 1230000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 | 45396 | 92 | 13 | 0.2973598820058997 | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 39770167 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7971 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 754 | 754 | 754 | 736 | XXXX | XXXX | xxxxx8492 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 746 | 739 | 747 | 746 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 22.39 | 27.73 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 22 |  |  |  | NA |  | 5068.55 | Yes | 20.31 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 3723.36 | 3723.36 | 322.57 | 4093.93 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4329 | PUD | 1 | 2003 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -76 | 500000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 11569.2 | 1 | 15500 | 603 | 13 | 0.1856059370412657 | 2 | No | N/A | Manual Underwriting |  | 8.892 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 32024166 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7144 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 759 | 759 | 787 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 621 | Yes | 63.09 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 1583.33 | 1583.33 |  | 2211.99 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9956 | Two to Four Unit | 3 | 1900 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -5217 | 100 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 80 |  |  | 3.91 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 52480499 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7144 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 759 | 759 | 787 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 621 | Yes | 45.8 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 1583.33 | 1583.33 |  | 2245.5 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0939 | Single Family Detached | 3 | 1900 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -3220 | 1 | No | C |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 80 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 94573777 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6500 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 767 | 767 | 777 | 765 | XXXX | XXXX | xxxxx2270 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 769 | 769 | 811 | 759 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3554 | Yes | 81.28 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 4503.48 | 4503.48 |  | 4990.32 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7033 | Two to Four Unit | 3 | 1920 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 4 |  | 339 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 83761385 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9801 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 722 | 722 | 722 | 709 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 316 | No | 79.32 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.25 | 8.25 | 1156.95 | 1156.95 |  | 1768.51 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8883 | Two to Four Unit | 2 | 1900 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -365473 | 155000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 141 |  |  | 16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 25958420 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1648 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 701 | 700 | 706 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1760 | Yes | 94.17 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8 | 8 | 1052.95 | 1052.95 |  | 1378.1 | 09-01-2022 | Fixed | 360 | 360 | 08-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7481 | Single Family Detached | 1 | 1930 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 192 |  |  | 16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 12607218 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9983 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 794 | 794 | 780 | 804 | XXXX | XXXX | xxxxx5755 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 757 | 757 | 746 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 5.73 | 15.9 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 20.3 |  |  |  | NA |  | 16445.29 | Yes | 95.73 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 2962.82 | 2962.82 |  | 3943.96 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7884 | Condominium | 1 | 1960 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 2 | 26000 | 278 | 2 | 0.29050078247261346 | 25.7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 87937055 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9954 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 724 | 709 | 724 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 30.17 | 40.57 | XXXX |  |  |  | XXXX | Employed |  |  |  | 21 |  |  |  | NA |  | 6085.94 | Yes | 12.54 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.5 | 9.5 | 3859.52 | 3859.52 | 606.42 | 4524.94 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7272 | PUD | 1 | 2016 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 10522.5 | 1 | 33354 | 111 | 6 | 0.2833234421364985 | 4 | No | N/A | Manual Underwriting |  | 9.773 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 23612311 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6206 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 675 | 655 | 675 | 699 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | Full Doc | Investment | Purchase | NA | 11.95 | 24.07 | XXXX |  |  |  | XXXX | Employed |  |  |  | 6 |  |  |  | NA |  | 3713.17 | Yes | 10.7 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 11.125 | 11.125 | 1267.15 | 1267.15 |  | 1700.03 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3495 | Two to Four Unit | 3 | 1920 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 | 7414 | 212 | 13 | 0.04088888888888889 | 4.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 77824018 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3597 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 683 | 683 | 670 | 696 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OH | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 10.62 | 18.76 | XXXX |  |  |  | XXXX | Employed |  |  |  | 28 |  |  |  | NA |  | 3774.51 | Yes | 19.26 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 10.375 | 10.375 | 1458.61 | 1458.61 | 678.9 | 2137.51 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8908 | Single Family Detached | 1 | 1915 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 6022.5 | 1 | 21433 | 93 | 18 | 0.4051908634577221 | 7 | No | N/A | Manual Underwriting |  | 10.877 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 43988088 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8489 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 661 | 661 | 667 | 661 | XXXX | XXXX | xxxxx3499 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 703 | 708 | 696 | 703 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1702 | Yes | 24.2 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 1053.13 | 1053.13 |  | 1158.61 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3776 | Single Family Detached | 1 | 1930 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 2 |  | 429 |  |  | 2.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 87741975 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0842 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 682 | 687 | 682 | 664 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CT | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 35.16 | 42.36 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7.83 |  |  |  | NA | XXXX | 3892.25 | Yes | 5.99 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.25 | 9.25 | 2776.53 | 2776.53 | 454.73 | 3231.25 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1663 | Single Family Detached | 1 | 1930 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8508.75 | 1 | 8343 | 66 | 5 | 0.31524870302032665 | 6.66 | No | N/A | Manual Underwriting |  | 9.554 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 76092377 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0475 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 670 | 661 | 670 | 673 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 7.02 | 19.42 | XXXX |  |  |  | XXXX | Employed |  |  |  | 5 |  |  |  | NA |  | 8845.92 | Yes | 28.29 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 2784.21 | 2784.2 | 412.73 | 3196.93 | 10-01-2022 | Fixed | 480 | 480 | 09-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4395 | Single Family Detached | 1 | 2016 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -218 | 0 | Yes | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12949.04 | 1 | 84319 | 181 | 18 | 0.22486869427140588 | 3.33 | No | N/A | Manual Underwriting |  | 9.251 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 45056661 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7151 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 720 | 720 | 687 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 696 | Yes | 22.85 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.5 | 8.5 | 2364.41 | 2364.41 |  | 2963 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3256 | Single Family Detached | 1 | 1910 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -272 | 155000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 8 |  | 188 |  |  | 3.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 75571303 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1218 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 710 | 689 | 710 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 25.63 | 48.43 | XXXX |  |  |  | XXXX | Employed |  |  |  | 12 |  |  |  | NA |  | 2495.25 | Yes | 20.48 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.5 | 8.5 | 892.71 | 892.71 | 427.54 | 1320.25 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0683 | Single Family Detached | 1 | 1905 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -374 | 126500 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 5316.75 | 1 | 44262 | 83 | 16 | 0.29383980181668046 | 1.08 | No | N/A | Manual Underwriting |  | 9.197 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 76498079 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3699 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 782 | 795 | 771 | 782 | XXXX | XXXX | xxxxx0827 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 754 | 754 | 744 | 776 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OR | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 13482 | Yes | 121.91 | XXXX | XXXX | XXXX |  | 54.55 | 54.55 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 2455.83 | 2455.83 |  | 2952.13 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5802 | PUD | 1 | 1991 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 2 |  | 466 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 82087579 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6468 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 712 | 712 | 678 | 719 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 7.15 | 35.32 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7 |  |  |  | NA |  | 24716.09 | No | 129.95 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 3792.41 | 3792.41 |  | 4393.41 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6548 | Single Family Detached | 1 | 1938 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -784 | 522500 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 | 45444 | 253 | 13 | 0.1844592484646612 | 1.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 66657683 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5003 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 728 | 762 | 700 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1356.69 | Yes | 28.44 | XXXX | XXXX | XXXX |  | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 1885.18 | 1885.18 |  | 2254.22 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5323 | Single Family Detached | 1 | 1945 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 420 |  |  | 2.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 52524989 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9360 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 716 | 0 | 788 | 716 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 20.68 | 47.03 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.5 |  |  |  | NA |  | 6641.25 | Yes | 48.26 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8 | 8 | 2184.82 | 2184.82 | 735.1 | 2919.93 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5201 | Single Family Detached | 1 | 1999 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8334.18 | 2 | 154938 | 241 | 6 | 0 | 2.91 | No | N/A | Manual Underwriting |  | 8.276 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 72669428 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1725 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 807 | 807 | 824 | 783 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 13.95 | 14.69 | XXXX |  |  |  | XXXX | Employed |  |  |  | 20 |  |  |  | NA |  | 4673.2 | Yes | 11.28 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 3673.79 | 3673.78 | 638.42 | 4437.21 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1322 | PUD | 1 | 1993 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 16338.75 | 2 | 30000 | 320 | 14 | 0.030314126035845056 | 12 | No | N/A | Manual Underwriting |  | 6.905 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 55925737 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9616 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 773 | 798 | 773 | 754 | XXXX | XXXX | xxxxx9523 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 773 | 796 | 773 | 762 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 14.1 | 31.05 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 16 |  |  |  | NA |  | 13971.78 | Yes | 10.19 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 5345.31 | 5345.31 | 1001.34 | 6346.64 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2882 | Single Family Detached | 1 | 1986 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -306 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 28538.09 | 1 | 65372 | 201 | 12 | 0.16467780429594273 | 16.75 | No | N/A | Manual Underwriting |  | 8.559 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 49277392 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3804 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 679 | 684 | 679 | 666 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 36.72 | 49.63 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.75 |  |  |  | NA |  | 6823.59 | Yes | 6.92 | XXXX | XXXX | XXXX |  | 89.65 | 89.65 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 10.875 | 10.875 | 4395.75 | 4395.75 | 652.84 | 5048.59 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9302 | Single Family Detached | 1 | 1998 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -113 | 506500 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 9488 | 1 | 19598 | 317 | 6 | 0.457 | 2 | No | N/A | Manual Underwriting |  | 11.130 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 92968966 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2893 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 736 | 721 | 736 | 736 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1889 | No | 11.78 | XXXX | XXXX | XXXX |  | 69.34 | 69.34 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 3424.92 | 3424.92 |  | 4235.48 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1140 | PUD | 1 | 1987 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 5 |  | 296 |  |  | 26.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 95514103 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6498 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 726 | 726 | 732 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3532 | Yes | 74.13 | XXXX | XXXX | XXXX |  | 64.83 | 64.83 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 3407.83 | 3407.83 |  | 4035.89 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0921 | Single Family Detached | 1 | 1960 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 227 |  |  | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 93612480 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0109 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 751 | 758 | 738 | 751 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 15110 | No | 32.53 | XXXX | XXXX | XXXX |  | 69.55 | 69.55 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 10497.5 | 10497.5 |  | 12273.4 | 10-01-2022 | Fixed | 240 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6654 | Two to Four Unit | 4 | 1970 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | -259 | 1615000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 140 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 78074615 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5838 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 757 | 758 | 757 | 710 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 44.73 | 47.25 | XXXX |  |  |  | XXXX | Employed |  |  |  | 18.75 |  |  |  | NA |  | 3543.62 | Yes | 41.19 | XXXX | XXXX | XXXX |  | 51.14 | 51.14 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 2807.42 | 2807.41 | 547.21 | 3354.63 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx7992 | Single Family Detached | 1 | 1935 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 13245 | 11 | 11700 | 174 | 15 | 0.05736864228667508 | 7.91 | No | N/A | Manual Underwriting |  | 6.660 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 49748887 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3026 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 736 | 736 | 741 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 342 | Yes | 10.73 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 3033.98 | 3033.98 |  | 3740.35 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4337 | Two to Four Unit | 2 | 1897 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -446 | 1 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 47 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 79619552 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6348 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 664 | 669 | 629 | 664 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 44.42 | 49.29 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7 |  |  |  | 3 YRS |  | 3443.74 | Yes | 11.97 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 2493.59 | 2493.59 | 568.23 | 3103.49 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0977 | PUD | 1 | 2009 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -1970 | 273000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 6011 | 4 | 34025 | 283 | 5 | 0 | 5.5 | No | N/A | Manual Underwriting |  | 8.857 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 85911325 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2736 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 777 | 776 | 777 | 796 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 36.54 | 44.87 | XXXX |  |  |  | XXXX | Not Employed |  |  |  |  |  |  |  | NA |  | 5714.14 | Yes | 183.58 | XXXX | XXXX | XXXX |  | 42.86 | 42.86 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 6.625 | 6.625 | 3841.87 | 3841.87 | 779.61 | 4653.14 | 10-01-2022 | ARM | 360 | 360 | 09-01-2052 | 4 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 2.0576 | 2 | 1 | 4.625 | 4 | 8.625 | 11.625 | 09-01-2027 | 10-01-2027 | 6 | 6 | false | 0 | No | false | true |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4870 | PUD | 1 | 1973 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 7995 | 2 | 16772 | 138 | 11 | 0.20793226548044036 | 10 | No | N/A | Manual Underwriting |  | 6.375 | No | No | XXXX | XXXX |
| XXXX | XXXX | 78095511 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4495 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 781 | 787 | 781 | 760 | XXXX | XXXX | xxxxx8019 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 768 | 771 | 759 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.56 | 46.7 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 5 | 2 |  |  | NA |  | 8353.22 | Yes | 25.51 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 4725.07 | 4725.07 | 918.96 | 5644.03 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0605 | Single Family Detached | 1 | 1944 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 11472 | 4 | 24300 | 216 | 5 | 0.1543015214384509 | 2 | No | N/A | Manual Underwriting |  | 8.901 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 36762098 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5449 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 710 | 671 | 710 | 732 | XXXX | XXXX | xxxxx7810 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 666 | 665 | 711 | 666 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.55 | 35.31 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 15.08 | 10 |  |  | NA |  | 8898.99 | Yes | 65.57 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.375 | 9.375 | 6142.76 | 6142.76 | 1665.56 | 7949.99 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2464 | PUD | 1 | 2022 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 29238.6 | 1 | 40164 | 303 | 5 | 0.15056965302951839 | 5 | No | N/A | Manual Underwriting |  | 9.851 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 17619325 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6257 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 727 | 720 | 727 | 731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 2.92 | 3.59 | XXXX |  |  |  | XXXX | Employed |  |  |  | 8 |  |  |  | NA |  | 8540.28 | Yes | 37.55 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 5635.91 | 5635.91 | 1301.37 | 6937.28 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6081 | Single Family Detached | 1 | 1948 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -2317 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 10155 | 1 | 38381 | 112 | 13 | 0.2505632869449967 | 4.5 | No | N/A | Manual Underwriting |  | 7.535 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 84161483 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6708 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 763 | 759 | 787 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 34.39 | 37.61 | XXXX |  |  |  | XXXX | Employed |  |  |  | 8 |  |  |  | NA |  | 5421.07 | Yes | 14.77 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 4286.48 | 4286.48 | 670.59 | 4957.07 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9189 | Single Family Detached | 1 | 2022 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 14394.98 | 1 | 20598 | 100 | 5 | 0 | 2.33 | No | N/A | Manual Underwriting |  | 8.938 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 88222867 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9949 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 728 | 732 | 728 | 716 | XXXX | XXXX | xxxxx8436 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 729 | 729 | 706 | 735 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 18.99 | 22.09 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 50 |  |  |  | NA |  | 6173.69 | Yes | 0.43 | XXXX | XXXX | XXXX |  | 65 | 65 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 4370.13 | 4370.12 | 938.58 | 5308.7 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5491 | Single Family Detached | 1 | 1991 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 9502.5 | 1 | 29000 | 534 | 13 | 0.09847182724460139 | 3 | No | N/A | Manual Underwriting |  | 6.759 | No | No | XXXX | XXXX |
| XXXX | XXXX | 22522756 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8821 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 720 | 710 | 745 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1286 | Yes | 34.5 | XXXX | XXXX | XXXX |  | 77.06 | 77.06 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1637.5 | 1637.5 |  | 2126.25 | 10-01-2022 | Fixed | 360 | 480 | 09-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9253 | Single Family Detached | 1 | 1990 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 324 |  |  | 29 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 87299414 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8908 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 786 | 786 | 750 | 787 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 26.44 | 48.4 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.08 |  |  |  | NA |  | 12099.84 | Yes | 3.78 | XXXX | XXXX | XXXX |  | 72.93 | 72.93 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 3455.45 | 3455.45 |  | 3896.09 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3237 | Two to Four Unit | 2 | 1954 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 | 200000 | 191 | 5 | 0.04633361204013378 | 0.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 69386960 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1527 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 720 | 720 | 709 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 7.6 | 39.88 | XXXX |  |  |  | XXXX | Employed |  |  |  | 6 |  |  |  | NA |  | 11175.96 | Yes | 23.57 | XXXX | XXXX | XXXX |  | 72.03 | 72.03 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 3556.98 | 3556.98 |  | 4483.96 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5299 | Two to Four Unit | 2 | 1923 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 | 109296 | 166 | 16 | 0.10029079159935379 | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 25532667 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0648 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 694 | 680 | 714 | 694 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 24.27 | 32.14 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.75 |  |  |  | 3 YRS |  | 10962.31 | Yes | 19.52 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 10.375 | 10.375 | 6762.58 | 6762.58 | 1477.9 | 8277.98 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9450 | PUD | 1 | 2008 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 18800.48 | 1 | 24000 | 139 | 11 | 0.11701960784313725 | 2.5 | No | N/A | Manual Underwriting |  | 10.692 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 35883547 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3136 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 740 | 719 | 741 | 740 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 15.94 | 26.63 | XXXX |  |  |  | XXXX | Employed |  |  |  | 4.66 |  |  |  | NA |  | 31132.02 | Yes | 95.67 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 12291.67 | 15959.34 | 2675.69 | 14967.35 | 10-01-2022 | Fixed | 240 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9861 | Single Family Detached | 1 | 1952 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 31995 | 5 | 52562 | 90 | 6 | 0.057664835164835164 | 3.16 | No | N/A | Manual Underwriting |  | 7.384 | No | No | XXXX | XXXX |
| XXXX | XXXX | 38913967 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2105 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 645 | 645 | 639 | 649 | XXXX | XXXX | xxxxx7605 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 698 | 718 | 685 | 698 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2898 | Yes | 20.7 | XXXX | XXXX | XXXX |  | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.875 | 8.875 | 2262.4 | 2262.4 |  | 2854.27 | 10-01-2022 | Fixed | 480 | 480 | 09-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6578 | Single Family Detached | 1 | 1951 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 2 |  | 130 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 41158065 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5020 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 790 | 798 | 790 | 760 | XXXX | XXXX | xxxxx7250 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 787 | 787 | 790 | 756 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | UT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1177 | Yes | 14.24 | XXXX | XXXX | XXXX |  | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1790.13 | 1790.13 |  | 2008.92 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8452 | Single Family Detached | 1 | 2010 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | C |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 2 |  | 174 |  |  | 7.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 10303540 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9101 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 635 | 666 | 592 | 635 | XXXX | XXXX | xxxxx6256 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 702 | 692 | 702 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1206 | Yes | 38.67 | XXXX | XXXX | XXXX |  | 31.07 | 31.07 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1105.08 | 1105.09 |  | 1257.95 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5284 | Single Family Detached | 1 | 1941 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 2 |  | 165 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 65982361 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2237 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 716 | 698 | 747 | 716 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 11.83 | 22.57 | XXXX |  |  |  | XXXX | Employed |  |  |  | 9.25 |  |  |  | NA |  | 8654.62 | Yes | 64.08 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 3757.27 | 3757.27 | 780.08 | 4537.35 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7097 | Single Family Detached | 1 | 1997 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 15595 | 2 | 22695 | 201 | 5 | 0.03763573038311822 | 2.25 | No | N/A | Manual Underwriting |  | 7.413 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 49794214 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7945 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 746 | 746 | 766 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 17.39 | 41.14 | XXXX |  |  |  | XXXX | Employed |  |  |  | 25 |  |  |  | NA |  | 19032.78 | Yes | 46.22 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 2482.94 | 2482.94 |  | 3892.24 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7220 | Condominium | 1 | 1962 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxxxxxx0209 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 | 38527 | 104 | 5 | 0 | 0.3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 20561458 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1781 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 711 | 711 | 738 | 698 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8636.11 | Yes | 46.22 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.5 | 8.5 | 1338.75 | 1338.75 |  | 1840.75 | 10-01-2022 | Fixed | 240 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6131 | Single Family Detached | 1 | 1958 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | Yes | AO | xxxxxxxxxx2022 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 196 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 66325969 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1126 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 642 | 642 | 660 | 624 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1416.88 | Yes | 51.44 | XXXX | XXXX | XXXX |  | 31.25 | 31.25 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8 | 8 | 733.76 | 733.76 |  | 1010.4 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8194 | Single Family Detached | 1 | 1991 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 208 |  |  | 0.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 54172208 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6425 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 784 | 796 | 767 | 784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 230 | Yes | 33.01 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1945.79 | 1945.79 |  | 2475.13 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4847 | Two to Four Unit | 2 | 1984 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 259 |  |  | 18 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 43162601 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1185 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 718 | 718 | 706 | 718 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9050.45 | Yes | 7.87 | XXXX | XXXX | XXXX |  | 50.94 | 50.94 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 4434.27 | 4434.27 |  | 4896.9 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7907 | Single Family Detached | 1 | 1959 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -10587 | 250000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 335 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 47587800 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5199 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 797 | 797 | 803 | 790 | XXXX | XXXX | xxxxx5312 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 746 | 746 | 752 | 742 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 46.48 | 47.16 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 10 | 2.08 |  |  | NA |  | 5918.81 | Yes | 7.92 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 4978.45 | 4978.44 | 855.38 | 5833.82 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6305 | Single Family Detached | 1 | 1969 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -634 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 14623.75 | 1 | 17000 | 24 | 8 | 0.06031961259079903 | 12 | No | N/A | Manual Underwriting |  | 8.378 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 62438781 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8031 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 743 | 743 | 758 | 727 | XXXX | XXXX | xxxxx7946 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 738 | 738 | 744 | 722 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 30.65 | 37.63 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 12 | 6 |  |  | NA |  | 5842.73 | Yes | 11.4 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 4009.48 | 4009.48 | 749.25 | 4758.73 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4904 | Single Family Detached | 1 | 1978 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 15495 | 1 | 18000 | 178 | 21 | 0.21744886233049873 | 15 | No | N/A | Manual Underwriting |  | 8.503 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 87123095 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3684 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 700 | 729 | 684 | 700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2998 | Yes | 5.64 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1685.63 | 1685.63 |  | 1929.24 | 10-01-2022 | Fixed | 240 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9658 | Single Family Detached | 1 | 1972 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -123 | 265000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 191 |  |  | 3.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 88913482 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2934 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 684 | 684 | 686 | 666 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 12079.25 | Yes | 33.42 | XXXX | XXXX | XXXX |  | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.375 | 8.375 | 3804.16 | 3804.16 |  | 4608.35 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4095 | Single Family Detached | 1 | 1986 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -13123 | 134000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 178 |  |  | 17 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 21935865 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8474 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 761 | 761 | 783 | 747 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 628 | Yes | 131.65 | XXXX | XXXX | XXXX |  | 62.71 | 62.71 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 3457.03 | 3457.03 |  | 3838.81 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3930 | Two to Four Unit | 2 | 1925 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 301 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 57308052 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7474 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 775 | 775 | 790 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 15.99 | 21.85 | XXXX |  |  |  | XXXX | Employed |  |  |  | 32.16 |  |  |  | NA |  | 4875.44 | Yes | 17.02 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 3174.12 | 3174.18 | 393.26 | 3567.38 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5919 | Single Family Detached | 1 | 1979 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 14371.130000000001 | 2 | 14000 | 325 | 11 | 0.18959514170040487 | 12 | No | N/A | Manual Underwriting |  | 8.489 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 20677513 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1749 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 708 | 705 | 714 | 708 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.56 | 44.06 | XXXX |  |  |  | XXXX | Employed |  |  |  | 21.58 |  |  |  | NA |  | 4110.12 | Yes | 6.82 | XXXX | XXXX | XXXX |  | 36.84 | 36.84 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 1792.87 | 1792.87 | 1260.25 | 3131.12 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4953 | PUD | 1 | 2005 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -533 | 650000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 4795 | 2 | 13000 | 485 | 6 | 0.3693989071038251 | 7 | No | N/A | Manual Underwriting |  | 6.800 | No | No | XXXX | XXXX |
| XXXX | XXXX | 77502716 |  | XXXX |  | XXXX | XXXX | xxxxx2750 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 773 | 773 | 777 | 747 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.45 | 31.24 | XXXX |  |  |  | XXXX | Employed |  |  |  | 5 |  |  |  | NA |  | 5626.89 | Yes | 26.3 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 4089.39 | 4089.38 | 1035.51 | 5124.9 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5070 | Single Family Detached | 1 | 2003 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -392 | 0 | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 7822.5 | 1 | 16500 | 250 | 7 | 0.2803654485049834 | 5 | No | N/A | Manual Underwriting |  | 6.991 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 51697024 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5717 | XXXX | XXXX | XXXX | XXXX | XXXX | yes | false | XXXX | 681 | 693 | 659 | 681 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1984 | Yes | 114.69 | XXXX | XXXX | XXXX |  | 55 | 55 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1070.19 | 1070.19 |  | 1332.2 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0604 | Single Family Detached | 1 | 1992 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 310 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 87627429 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8890 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 788 | 787 | 790 | 788 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 543 | Yes | 47.63 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 2212.5 | 2212.5 |  | 2548.31 | 10-01-2022 | Fixed | 240 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | No | xxxxxxxxxxxxxx6555 | Two to Four Unit | 2 | 1942 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1096 | 210000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 308 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 67731570 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7366 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 795 | 795 | 758 | 795 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 725 | Yes | 1.55 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7 | 1321.79 | 1321.79 |  | 1593.31 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8376 | Two to Four Unit | 2 | 1900 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1238 | 83000 | No | C |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 185 |  |  | 10.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 94481553 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4801 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 719 | 709 | 732 | 719 | XXXX | XXXX | xxxxx3946 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 705 | 738 | 680 | 705 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8092 | Yes | 21.67 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1363.54 | 1363.54 |  | 1955.66 | 10-01-2022 | Fixed | 240 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5521 | Condominium | 1 | 1922 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | Yes | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 3 |  | 289 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 60886114 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4488 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 778 | 804 | 778 | 753 | XXXX | XXXX | xxxxx1135 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 770 | 753 | 774 | 770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | SC | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 25.76 | 26.69 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 6 | 6 |  |  | 3 YRS |  | 2142.85 | Yes | 4.39 | XXXX | XXXX | XXXX |  | 67.09 | 67.09 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 1507.93 | 1507.93 | 377.92 | 2068.85 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8244 | PUD | 1 | 2020 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -406 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 6705 | 1 | 6000 | 63 | 3 | 0.08220472440944881 | 4.91 | No | N/A | Manual Underwriting |  | 6.905 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 15658630 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2634 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 808 | 808 | 812 | 782 | XXXX | XXXX | xxxxx2743 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 785 | 789 | 774 | 785 | XXXX | XXXX | xxxxx0825 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 811 | 792 | 813 | 811 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.97 | 42.64 | XXXX | XXXX | XXXX |  | XXXX | Employed | Employed | Retired |  | 21.08 | 21.08 |  |  | NA |  | 11758.99 | Yes | 5 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 8018.97 | 8018.97 | 1351.3 | 9368.6 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2486 | Single Family Detached | 1 | 1950 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3 | XXXX | 39795 | 2 | 62256 | 254 | 5 | 0.06848846239913649 | 17 | No | N/A | Manual Underwriting |  | 8.358 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 96014841 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7417 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 744 | 744 | 725 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 227 | Yes | 26.58 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 3226.56 | 3226.56 |  | 3826.1 | 10-01-2022 | Fixed | 240 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4300 | Single Family Detached | 1 | 1938 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -389 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 443 |  |  | 24.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 35778197 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1033 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 776 | 776 | 798 | 772 | XXXX | XXXX | xxxxx2603 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 698 | 707 | 698 | 695 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 37.02 | 37.02 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 3 | 3 |  |  | NA |  | 5731.74 | Yes | 12.33 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 4856.86 | 4856.86 | 874.89 | 5731.74 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6735 | Single Family Detached | 1 | 1970 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -11364 | 115000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 21915 | 3 | 2500 | 249 | 2 | 0 | 5 | No | N/A | Manual Underwriting |  | 8.770 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 60882085 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6095 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 649 | 631 | 668 | 649 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 992 | Yes | 37.53 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 2179.69 | 2179.69 |  | 2413.63 | 10-01-2022 | Fixed | 240 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3145 | Single Family Detached | 1 | 1980 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 76 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 47301677 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0129 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 801 | 801 | 801 | 808 | XXXX | XXXX | xxxxx8576 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 727 | 727 | 743 | 721 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 43.8 | 48.54 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 2.58 | 4 |  |  | NA |  | 2341.13 | Yes | 59.03 | XXXX | XXXX | XXXX |  | 48.73 | 48.73 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 1559.67 | 1559.67 | 217.12 | 2112.78 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9006 | Condominium | 1 | 1980 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 7090 | 2 | 11800 | 221 | 8 | 0.03527196652719665 | 13.25 | No | N/A | Manual Underwriting |  | 6.807 | No | No | XXXX | XXXX |
| XXXX | XXXX | 29002382 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6919 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 741 | 733 | 742 | 741 | XXXX | XXXX | xxxxx2424 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 736 | 703 | 752 | 736 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 8.39 | 11.48 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 2.6 | 2 |  |  | NA |  | 8148.62 | Yes | 41.82 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 5012.83 | 5012.83 | 942.79 | 5955.62 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8848 | Single Family Detached | 1 | 1997 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 8831.25 | 2 | 23283 | 101 | 6 | 0.1194683549792936 | 0.8 | No | N/A | Manual Underwriting |  | 8.391 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 98808648 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1175 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 761 | 761 | 766 | 755 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | LA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 40.16 | 49.79 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10.33 |  |  |  | NA |  | 4232.33 | Yes | 51 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 2773.23 | 2773.23 | 440.11 | 3413.33 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2775 | PUD | 1 | 2012 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 9465 | 2 | 133651 | 265 | 11 | 0.17991045852871904 | 15 | No | N/A | Manual Underwriting |  | 8.195 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 11801772 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7945 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 746 | 746 | 766 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 18.16 | 42.22 | XXXX |  |  |  | XXXX | Employed |  |  |  | 25 |  |  |  | NA |  | 19531.39 | Yes | 26.22 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 6630.48 | 6630.48 | 1771.9 | 8402.39 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5797 | Single Family Detached | 1 | 1954 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -165 | 1280000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 25995 | 2 | 38527 | 115 | 5 | 1 | 0.33 | No | N/A | Manual Underwriting |  | 7.654 | No | No | XXXX | XXXX |
| XXXX | XXXX | 60480385 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7724 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 750 | 758 | 733 | 750 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 13.91 | 19.12 | XXXX |  |  |  | XXXX | Employed |  |  |  | 20 |  |  |  | NA |  | 8495.79 | Yes | 8.16 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 5301.5 | 5301.5 | 878.29 | 6179.79 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6503 | Single Family Detached | 1 | 2018 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -1479 | 535000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 15945 | 1 | 99514 | 297 | 11 | 0.0839239148309697 | 6 | No | N/A | Manual Underwriting |  | 8.629 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 86868046 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7230 | XXXX | XXXX | XXXX | XXXX | XXXX | no | false | XXXX | 710 | 716 | 710 | 681 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6131 | Yes | 8.03 | XXXX | XXXX | XXXX |  | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.375 | 8.375 | 12981.25 | 12981.25 |  | 16537.59 | 10-01-2022 | Fixed | 360 | 480 | 09-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9410 | Single Family Detached | 1 | 1996 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | -326 | 2110000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 89 |  |  | 0.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 83942084 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9978 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 765 | 0 | 765 | 775 | XXXX | XXXX | xxxxx1636 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 783 | 794 | 774 | 783 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 19.37 | 27.24 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 2.33 |  |  |  | NA |  | 14722.68 | Yes | 22.47 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 8711.71 | 8711.71 | 1609.96 | 10469.66 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2981 | PUD | 1 | 2010 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -350 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 44126.5 | 1 | 10960 | 131 | 13 | 0.08400685472599327 | 5.25 | No | N/A | Manual Underwriting |  | 8.268 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 63557940 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2113 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 654 | 639 | 654 | 654 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | VA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 37.18 | 42.07 | XXXX |  |  |  | XXXX | Employed |  |  |  | 20 |  |  |  | NA |  | 5711.26 | Yes | 4.17 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8 | 8 | 4325.54 | 4325.54 | 721.73 | 5047.26 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7091 | Single Family Detached | 1 | 1997 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -286 | 172806 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 27048.75 | 1 | 16118 | 302 | 5 | 0.3166421207658321 | 11 | No | N/A | Manual Underwriting |  | 8.194 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 95735052 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4445 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 704 | 704 | 692 | 732 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1348 | No | 93.91 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 1167.36 | 1167.36 |  | 1606.69 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6894 | Condominium | 1 | 1985 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -492 | 147000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 77 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 38579032 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3270 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 744 | 744 | 735 | 747 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 28.32 | 30.08 | XXXX |  |  |  | XXXX | Not Employed |  |  |  |  |  |  |  | NA | XXXX | 4392.69 | Yes | 213.05 | XXXX | XXXX | XXXX |  | 39.8 | 39.8 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 6.375 | 6.375 | 3481.19 | 3481.19 | 654.5 | 4135.69 | 10-01-2022 | ARM | 360 | 360 | 09-01-2052 | 4 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 1.5262 | 2 | 1 | 4.375 | 4 | 8.375 | 11.375 | 09-01-2027 | 10-01-2027 | 6 | 6 | false | 0 | No | false | true |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3005 | Single Family Detached | 1 | 1982 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 18787.5 | 1 | 9500 | 248 | 5 | 0.7540131578947369 | 0.12 | No | N/A | Manual Underwriting |  | 6.174 | No | No | XXXX | XXXX |
| XXXX | XXXX | 32961035 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2926 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 709 | 688 | 709 | 718 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 18.62 | 30.22 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.50 |  |  |  | NA |  | 5655.64 | Yes | 8.54 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 2762.7 | 2762.7 |  | 3162.59 | 10-01-2022 | Fixed | 360 | 360 | 09-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9708 | Single Family Detached | 1 | 1981 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 | 20886 | 69 | 9 | 0.3539360019467088 | 0.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 96226792 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6622 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 649 | 649 | 648 | 658 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.48 | 38.79 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10.58 |  |  |  | NA |  | 5042.26 | Yes | 7.62 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 3659.97 | 3659.97 | 692.29 | 4352.26 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6404 | Single Family Detached | 1 | 1967 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 11195 | 1 | 16554 | 130 | 3 | 0 | 10 | No | N/A | Manual Underwriting |  | 9.148 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 29184188 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1162 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 711 | 0 | 711 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 38.31 | 45.75 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10 |  |  |  | NA |  | 4433.35 | Yes | 20.2 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 3146.47 | 3146.47 | 565.92 | 3712.35 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5330 | Single Family Detached | 1 | 1979 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 15855 | 1 | 66000 | 212 | 5 | 0.017569444444444443 | 8 | No | N/A | Manual Underwriting |  | 7.651 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 86119192 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3183 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 763 | 763 | 725 | 766 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 39.18 | 48.9 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7.5 |  |  |  | 3 YRS |  | 11868.47 | Yes | 6.42 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 7697.7 | 7697.7 | 1492.77 | 9510.47 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7139 | PUD | 1 | 2000 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 23228.9 | 1 | 69750 | 178 | 9 | 0.05467054263565892 | 2 | No | N/A | Manual Underwriting |  | 7.999 | No | No | XXXX | XXXX |
| XXXX | XXXX | 95198642 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7225 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 716 | 716 | 731 | 637 | XXXX | XXXX | xxxxx2733 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 720 | 621 | 731 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 12.25 | 25.79 | XXXX | XXXX |  |  | XXXX | Employed | Not Employed |  |  | 7 | 7 |  |  | NA |  | 8078.51 | Yes | 36.3 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 3202.85 | 3202.85 | 510.67 | 3838.51 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7956 | PUD | 1 | 2022 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -544 | 3715000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 14747.52 | 1 | 35490 | 261 | 14 | 0.5630654469393412 | 0.16 | No | N/A | Manual Underwriting |  | 7.707 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 11535626 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0368 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 780 | 794 | 654 | 780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 38.26 | 46.39 | XXXX |  |  |  | XXXX | Employed |  |  |  | 15.5 |  |  |  | NA |  | 8961.83 | Yes | 24.08 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 4818.33 | 6256.06 | 1135.77 | 5954.1 | 11-01-2022 | Fixed | 240 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7865 | Single Family Detached | 1 | 1964 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -1183 | 680000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12775 | 1 | 21343 | 173 | 12 | 0.07494983277591974 | 14 | No | N/A | Manual Underwriting |  | 7.527 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 18780977 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2088 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 774 | 774 | 763 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 3.33 | 49.23 | XXXX |  |  |  | XXXX | Employed |  |  |  | 8.08 |  |  |  | NA |  | 68280.12 | No | 39 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 6292.93 | 6292.93 |  | 6537.21 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0638 | Single Family Detached | 1 | 1947 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -20897 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 8 | 127257 | 203 | 4 | 0.5583297573278919 | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 54655088 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7069 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 634 | 654 | 542 | 634 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.19 | 29.19 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.5 |  |  |  | NA |  | 6878.31 | Yes | 20.79 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.5 | 9.5 | 5011.49 | 5011.49 | 852.55 | 6407.04 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3609 | Condominium | 1 | 1979 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 21365 | 1 | 24327 | 124 | 5 | 0.435 | 0.5 | No | N/A | Manual Underwriting |  | 9.923 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 13490578 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9029 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 748 | 759 | 748 | 742 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.43 | 38.32 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7 |  |  |  | NA |  | 7505.92 | Yes | 9.69 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 4609.92 | 4609.92 | 797.53 | 5567.45 | 11-01-2022 | Fixed | 480 | 480 | 10-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7991 | PUD | 1 | 2022 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 15940.68 | 2 | 11456 | 234 | 18 | 0.1408475957620212 | 16.08 | No | N/A | Manual Underwriting |  | 8.620 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 35141267 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1200 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 795 | 798 | 795 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 26.69 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 3958.88 | 3958.88 |  | 4781.43 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4557 | Two to Four Unit | 3 | 1900 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 302 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 88760173 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5462 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 748 | 753 | 748 | 741 | XXXX | XXXX | xxxxx3862 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 758 | 758 | 752 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 24.94 | 38.42 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 2.66 |  |  |  | NA | XXXX | 4827.64 | Yes | 20.93 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 2667.85 | 2667.85 | 465.78 | 3133.64 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1735 | Single Family Detached | 1 | 2018 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 9015 | 1 | 40225 | 108 | 5 | 0.43004504504504504 | 6.16 | No | N/A | Manual Underwriting |  | 8.655 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 59944654 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3120 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 764 | 664 | 787 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 28.14 | 35.34 | XXXX |  |  |  | XXXX | Employed |  |  |  | 15 |  |  |  | NA |  | 12085.07 | Yes | 22.48 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 7785.73 | 7785.73 | 1837.77 | 9623.5 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4003 | Single Family Detached | 1 | 2017 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -1260 | 755000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 29495 | 1 | 128571 | 138 | 7 | 0.18320062264263906 | 4 | No | N/A | Manual Underwriting |  | 7.905 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 20868252 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5174 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 713 | 742 | 696 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 41.09 | 41.85 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3 |  |  |  | NA |  | 5214.47 | Yes | 5.57 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 4343.61 | 4343.61 | 775.86 | 5119.47 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8350 | Single Family Detached | 1 | 1955 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 22470 | 1 | 14700 | 81 | 4 | 0.04461016949152542 | 10 | No | N/A | Manual Underwriting |  | 8.623 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 56851548 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9010 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 624 | 631 | 564 | 624 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 679 | Yes | 45.87 | XXXX | XXXX | XXXX |  | 52.82 | 52.82 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.375 | 8.375 | 1710.16 | 1710.16 |  | 2149.23 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 6 | Other | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3780 | Single Family Detached | 1 | 1966 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 244 |  |  | 0.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 43212214 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8120 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 713 | 715 | 713 | 685 | XXXX | XXXX | xxxxx2246 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 758 | 758 | 742 | 766 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 40.8 | 49.18 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 12.41 | 4.5 |  |  | 2 YRS |  | 7764.03 | Yes | 5.96 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.125 | 9.125 | 5532.7 | 5532.7 | 908.33 | 6441.03 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2725 | Single Family Detached | 1 | 1982 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 16595 | 1 | 41492 | 84 | 6 | 0.42592057761732854 | 2 | No | N/A | Manual Underwriting |  | 9.405 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 81859780 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3256 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 751 | 750 | 759 | 751 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 28.3 | 46.12 | XXXX |  |  |  | XXXX | Employed |  |  |  | 20 |  |  |  | NA |  | 20752.75 | Yes | 25.72 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 7429.71 | 7429.71 |  | 8712.25 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8020 | Single Family Detached | 1 | 1950 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 | 69154 | 280 | 11 | 0.018294587479362814 | 0.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 28172289 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0214 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 763 | 763 | 788 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 20.24 | 33.77 | XXXX |  |  |  | XXXX | Employed |  |  |  | 5 |  |  |  | NA |  | 14725.57 | Yes | 12.02 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 8550.81 | 8550.81 | 274.76 | 8825.57 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0596 | Single Family Detached | 1 | 1962 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 35745 | 2 | 50575 | 272 | 9 | 0.023013513513513512 | 2 | No | N/A | Manual Underwriting |  | 8.726 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 71549238 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0855 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 753 | 753 | 752 | 756 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1707.92 | Yes | 110.99 | XXXX | XXXX | XXXX |  | 64.6 | 64.6 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1700.03 | 1700.03 |  | 2160.53 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2055 | PUD | 1 | 2001 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -260 | 350000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 6 |  | 186 |  |  | 0.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 64456337 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3681 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 747 | 747 | 755 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.08 | 32.08 | XXXX |  |  |  | XXXX | Employed |  |  |  | 1.25 |  |  |  | NA |  | 4892.88 | Yes | 5.82 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 3591.34 | 3591.34 | 690.54 | 4281.88 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0794 | Single Family Detached | 1 | 1980 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 18532.5 | 1 | 10000 | 50 | 2 | 0.0174 | 2 | No | N/A | Manual Underwriting |  | 8.810 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 99554093 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1717 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 688 | 688 | 692 | 665 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 29.06 | 38.27 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.41 |  |  |  | NA |  | 6889.16 | Yes | 16.94 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 4205.4 | 4205.4 | 1024.76 | 5230.16 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0042 | Single Family Detached | 1 | 1989 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -291 | 505700 | Yes | AH | xxxx8282 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8462 | 1 | 47906 | 401 | 14 | 0.10492492492492493 | 33.5 | No | N/A | Manual Underwriting |  | 8.027 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 45572085 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6320 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 654 | 654 | 644 | 685 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 17561.67 | No | 98.03 | XXXX | XXXX | XXXX |  | 24.78 | 24.78 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.125 | 8.125 | 1929.69 | 1929.69 |  | 2759.9 | 11-01-2022 | Fixed | 240 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 6 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5280 | Condominium | 1 | 1998 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -3104 | 513500 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 385 |  |  | 6.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 12172548 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7605 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 725 | 707 | 725 | 737 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 7.16 | 29.42 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7 |  |  |  | NA |  | 11199.67 | Yes | 31.64 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 8121.09 | 8121.09 |  | 9225.19 | 11-01-2022 | Fixed | 240 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9614 | Condominium | 1 | 1890 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -398 | 1225000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 | 36416 | 166 | 9 | 0.2738333333333333 | 1.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 90738009 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6749 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 684 | 730 | 684 | 665 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2486 | No | 46.59 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.375 | 8.375 | 2931.25 | 2931.25 |  | 3686.76 | 11-01-2022 | Fixed | 360 | 480 | 10-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9069 | Two to Four Unit | 3 | 1893 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -140 | 288000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 194 |  |  | 0.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 89907307 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0180 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 769 | 772 | 769 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 30.53 | 30.53 | XXXX |  |  |  | XXXX | Employed |  |  |  | 12 |  |  |  | NA |  | 6252.14 | Yes | 4.5 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 5300.19 | 5300.19 | 951.95 | 6252.14 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4186 | Single Family Detached | 1 | 1947 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -282 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 22322.75 | 1 | 12000 | 76 | 3 | 0 | 3 | No | N/A | Manual Underwriting |  | 8.624 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 33894310 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3400 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 727 | 758 | 727 | 706 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 21.22 | 49.94 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.83 |  |  |  | 3 YRS |  | 8957.65 | Yes | 3.21 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 3150.05 | 3150.05 | 656.6 | 3806.65 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9564 | Single Family Detached | 1 | 1981 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 14145 | 2 | 76550 | 121 | 13 | 0.14409587186356695 | 0.5 | No | N/A | Manual Underwriting |  | 9.016 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 25052878 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0949 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 730 | 725 | 731 | 730 | XXXX | XXXX | xxxxx1895 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 687 | 696 | 674 | 687 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 48.39 | 48.39 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 10 | 10 |  |  | Yes |  | 5463.94 | Yes | 3.93 | XXXX | XXXX | XXXX |  | 75.39 | 75.39 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 4158.77 | 4158.77 | 1187.17 | 5463.94 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6662 | PUD | 1 | 2015 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 24216.54 | 2 | 13354 | 260 | 2 | 0.07879758843121548 | 2 | No | N/A | Manual Underwriting |  | 8.217 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 13102674 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2399 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 654 | 619 | 654 | 669 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 49 | 49 | XXXX |  |  |  | XXXX | Employed |  |  |  | 26 |  |  |  | NA |  | 1474.02 | Yes | 43.2 | XXXX | XXXX | XXXX |  | 43.38 | 43.38 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 1163.74 | 1163.74 | 310.28 | 1474.02 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0083 | Single Family Detached | 1 | 1992 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 4610 | 1 | 24500 | 259 | 3 | 0.36852482269503545 | 23 | No | N/A | Manual Underwriting |  | 8.004 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 50890892 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3424 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 642 | 642 | 653 | 609 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 802 | Yes | 95.38 | XXXX | XXXX | XXXX |  | 46.15 | 46.15 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.125 | 8.125 | 3341.24 | 3341.24 |  | 4342.73 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1925 | Two to Four Unit | 2 | 1910 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 190 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 28378770 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5968 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 714 | 714 | 713 | 723 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 19.08 | 20.76 | XXXX |  |  |  | XXXX | Employed |  |  |  | 8.58 |  |  |  | NA |  | 3641.82 | Yes | 8.95 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 2768.89 | 2768.89 | 579.5 | 3347.56 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7120 | Single Family Detached | 1 | 2002 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 9915 | 1 | 8700 | 57 | 8 | 0.0035694822888283377 | 2 | No | N/A | Manual Underwriting |  | 7.759 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 67264292 |  | XXXX |  | XXXX | XXXX | xxxxx1272 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 650 | 650 | 652 | 645 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1120 | Yes | 71.42 | XXXX | XXXX | XXXX |  | 72.46 | 72.46 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.999 | 9.999 | 877.5 | 877.5 |  | 1241.39 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6510 | Two to Four Unit | 4 | 1918 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -445 |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 254 |  |  | .75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 41802648 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4434 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 765 | 765 | 745 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 464 | Yes | 10.75 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 2460.94 | 2460.94 |  | 2661.52 | 11-01-2022 | Fixed | 240 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6452 | Two to Four Unit | 4 | 1983 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 302 |  |  | 3.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 65968163 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4625 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 773 | 778 | 773 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 926 | Yes | 15.2 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 2276.56 | 2276.56 |  | 2749.17 | 11-01-2022 | Fixed | 240 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6537 | Single Family Detached | 1 | 1989 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 204 |  |  | 1.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 79173501 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6721 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 681 | 634 | 700 | 681 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 44.84 | 49.73 | XXXX |  |  |  | XXXX | Employed |  |  |  | 4.6 |  |  |  | NA |  | 11217.9 | Yes | 6.52 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 7558.67 | 8384.71 | 1731.19 | 9289.86 | 11-01-2022 | Fixed | 360 | 480 | 10-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3616 | Single Family Detached | 1 | 1951 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 19550.88 | 1 | 67888 | 113 | 6 | 0.0002176696542893726 | 3.8 | No | N/A | Manual Underwriting |  | 7.897 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 80319193 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8871 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 808 | 808 | 818 | 801 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | ALT DOC | Second Home | Purchase | NA | 6.36 | 33.74 | XXXX |  |  |  | XXXX | Employed |  |  |  | 9 |  |  |  | NA |  | 32198.96 | Yes | 143.85 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 13820.31 | 17688.27 | 1759.69 | 15580 | 11-01-2022 | Fixed | 240 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2451 | Single Family Detached | 1 | 2002 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | -1011 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 23745 | 3 | 40000 | 385 | 6 | 0.042993865030674844 | 23 | No | N/A | Manual Underwriting |  | 7.728 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | 74769600 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8128 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 703 | 703 | 740 | 683 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 10.4 | 29.58 | XXXX |  |  |  | XXXX | Employed |  |  |  | 4.75 |  |  |  | NA |  | 18130.62 | Yes | 45.84 | XXXX | XXXX | XXXX |  | 77.28 | 77.28 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 5603.34 | 5603.34 | 771.47 | 6374.81 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0373 | Two to Four Unit | 2 | 1927 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1316 | 245500 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 20313.4 | 1 | 24000 | 14 | 12 | 0.007928436911487759 | 19 | No | N/A | Manual Underwriting |  | 8.184 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 40354390 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8385 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 779 | 810 | 779 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 105 | Yes | 81.29 | XXXX | XXXX | XXXX |  | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.375 | 8.375 | 1099.06 | 1099.06 |  | 1641.78 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4861 | Condominium | 1 | 2007 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -587 | 100 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 322 |  |  | 8.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 75568981 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0446 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 731 | 731 | 795 | 714 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | SC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 559 | No | 44.6 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 7.625 | 7.625 | 1824.45 | 1824.45 |  | 2394.71 | 11-01-2022 | ARM | 480 | 480 | 10-01-2062 | 4 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 2.2840 | 5 | 1 | 4 | 4 | 12.625 | 12.625 | 10-01-2029 | 11-01-2029 | 6 | 6 | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9382 | PUD | 1 | 2022 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 259 |  |  | 8.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 10818577 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3970 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 728 | 759 | 728 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5128 | Yes | 132.88 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 6525.62 | 6525.62 |  | 7197.84 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8304 | Two to Four Unit | 4 | 1975 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -6614 | 360000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 324 |  |  | 20 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 30318984 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5144 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 657 | 657 | 666 | 649 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 691 | Yes | 91.14 | XXXX | XXXX | XXXX |  | 49.18 | 49.18 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 1087.6 | 1087.6 |  | 1472.15 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8359 | Single Family Detached | 1 | 1900 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -586 | 210000 | Yes | AE | xxxxxxxxxx2022 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 148 |  |  | 0.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 58307651 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9341 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 737 | 747 | 698 | 737 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 29.62 | 31.85 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10.1 |  |  |  | NA |  | 6879.36 | Yes | 10.77 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 4744.56 | 4744.56 | 1652.77 | 6397.32 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1579 | Two to Four Unit | 2 | 1958 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxxxxxx2022 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 21701.760000000002 | 1 | 13000 | 221 | 5 | 0.20066543438077633 | 2.33 | No | N/A | Manual Underwriting |  | 8.489 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 22690190 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1234 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 717 | 681 | 717 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 23.84 | 26.03 | XXXX |  |  |  | XXXX | Employed |  |  |  | 21 |  |  |  | NA |  | 2689.84 | Yes | 13.27 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 2292.52 | 2292.52 | 171.32 | 2463.84 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8524 | Single Family Detached | 1 | 1957 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 11595 | 1 | 10000 | 18 | 5 | 0.09707988980716253 | 4 | No | N/A | Manual Underwriting |  | 8.135 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 55435436 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5003 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 728 | 762 | 700 | 728 | XXXX | XXXX | xxxxx3173 | XXXX | XXXX | XXXX | XXXX |  |  | false | XXXX |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 136 | Yes | 23.5 | XXXX | XXXX | XXXX |  | 63.47 | 63.47 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 2785.17 | 2785.17 |  | 3338.11 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3707 | Single Family Detached | 1 | 1964 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 3 |  | 421 |  |  | .25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 20835389 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2292 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 658 | 646 | 665 | 658 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 11.77 | 13.4 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10 |  |  |  | NA |  | 25781.81 | Yes | 22.56 | XXXX | XXXX | XXXX |  | 59.52 | 59.52 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 17910.31 | 17910.31 | 4741.5 | 22651.81 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2449 | Single Family Detached | 1 | 1954 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | -1758 | 1627000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 76545 | 1 | 112346 | 121 | 5 | 0 | 3 | No | N/A | Manual Underwriting |  | 8.120 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 56208924 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1868 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 647 | 600 | 648 | 647 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 41.49 | 42.26 | XXXX |  |  |  | XXXX | Employed |  |  |  | 35 |  |  |  | 1 YR |  | 2878.7 | Yes | 17.83 | XXXX | XXXX | XXXX |  | 62 | 62 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 1928.92 | 1928.92 | 896.78 | 2825.7 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2626 | Single Family Detached | 1 | 1924 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8815 | 1 | 25000 | 463 | 3 | 0.015264054514480409 | 25 | No | N/A | Manual Underwriting |  | 9.023 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 92051448 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3367 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 786 | 786 | 756 | 791 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 40 | Yes | 19.47 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1426.4 | 1426.4 |  | 1971.79 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3426 | PUD | 1 | 1989 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 237 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 70582226 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1646 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 703 | 705 | 703 | 688 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | RI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6931 | Yes | 45.28 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 2385.48 | 2385.48 |  | 3266.78 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5698 | Two to Four Unit | 4 | 1893 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -806 | 285000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 5 |  | 249 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 26551778 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0829 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 687 | 684 | 687 | 733 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 12.48 | 22.04 | XXXX |  |  |  | XXXX | Employed |  |  |  | 5.16 |  |  |  | NA |  | 8026.86 | Yes | 7.44 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 3770.36 | 3770.36 | 773.33 | 4543.69 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8318 | Single Family Detached | 1 | 2005 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -746 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 16295 | 1 | 101881 | 95 | 13 | 0.05815407703851926 | 4.50 | No | N/A | Manual Underwriting |  | 8.214 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 29282157 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9952 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 626 | 615 | 626 | 661 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 787 | Yes | 92.35 | XXXX | XXXX | XXXX |  | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.125 | 9.125 | 867.33 | 867.33 |  | 1013.24 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1601 | Single Family Detached | 1 | 1925 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -544 | 24500 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 48 |  |  | 8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 86251630 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6300 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 625 | 632 | 625 |  | XXXX | XXXX | xxxxx1226 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 624 | 664 | 624 |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 48.63 | 48.63 | XXXX | XXXX |  |  | XXXX | Employed | Retired |  |  | 3.41 |  |  |  | 2 YRS |  | 3947.77 | Yes | 4.4 | XXXX | XXXX | XXXX |  | 51.33 | 51.33 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 3063.23 | 3063.23 | 754.58 | 3947.77 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0009 | PUD | 1 | 1989 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 15465 | 1 | 12500 | 121 | 1 | 0.25797651377056907 | 8 | No | N/A | Manual Underwriting |  | 9.333 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 42699733 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0739 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 701 | 701 | 791 | 692 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 11.09 | 24.47 | XXXX |  |  |  | XXXX | Employed |  |  |  | 26 |  |  |  | NA |  | 4830.93 | Yes | 12.32 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 1566.24 | 1566.24 | 581.02 | 2188.93 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6163 | PUD | 1 | 2003 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8155 | 1 | 104200 | 332 | 6 | 0.3059591126576772 | 25 | No | N/A | Manual Underwriting |  | 7.590 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 57774284 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3107 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 793 | 801 | 793 | 789 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 29 | Yes | 128.05 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 4118.15 | 4118.15 |  | 4756.57 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8045 | Single Family Detached | 1 | 1915 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -234 | 540000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 192 |  |  | 6.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 34381581 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5581 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 713 | 697 | 726 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1844 | Yes | 25.83 | XXXX | XXXX | XXXX |  | 62.7 | 62.7 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.375 | 8.375 | 4082.78 | 4082.78 |  | 4279.34 | 11-01-2022 | Fixed | 240 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2583 | Single Family Detached | 1 | 1953 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 266 |  |  | 16.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 32032839 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4988 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 724 | 701 | 734 | 724 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 29.82 | 38.22 | XXXX |  |  |  | XXXX | Employed |  |  |  | 20 |  |  |  | 3 YRS | XXXX | 3269.91 | Yes | 6.43 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 1961.52 | 1961.52 | 589.89 | 2551.41 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5728 | Single Family Detached | 1 | 1968 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12645 | 1 | 6000 | 102 | 2 | 0.35158333333333336 | 5 | No | N/A | Manual Underwriting |  | 7.548 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 51871826 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7853 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 653 | 653 | 646 | 653 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 36.95 | 40.68 | XXXX |  |  |  | XXXX | Employed |  |  |  | 9 |  |  |  | 3 YRS |  | 6176.44 | Yes | 24.94 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.5 | 8.5 | 4978.71 | 4978.71 | 631.75 | 5610.46 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0567 | Single Family Detached | 1 | 2006 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 26826.629999999997 | 1 | 1500 | 195 | 17 | 0.3651944627554384 | 4.5 | No | N/A | Manual Underwriting |  | 8.966 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 53735083 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3784 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 712 | 696 | 712 | 727 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 36.43 | 40.47 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.66 |  |  |  | NA |  | 7728.02 | Yes | 3.17 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 5979.27 | 5979.27 | 977.76 | 6957.02 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8698 | Single Family Detached | 1 | 1971 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 17964.379999999997 | 1 | 14841 | 213 | 5 | 0.8962009549512144 | 6 | No | N/A | Manual Underwriting |  | 9.146 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 49635365 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1528 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 780 | 780 | 783 | 775 | XXXX | XXXX | xxxxx3170 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 783 | 753 | 783 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 244 | Yes | 136.43 | XXXX | XXXX | XXXX |  | 55.36 | 55.36 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.499 | 7.499 | 5418.38 | 5418.38 |  | 5545.42 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5794 | Single Family Detached | 1 | 1926 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 2 |  | 486 |  |  | 25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 47812918 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4873 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 658 | 660 | 649 | 658 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 4.46 | 21.78 | XXXX |  |  |  | XXXX | Employed |  |  |  | 20 |  |  |  | NA |  | 20440.21 | Yes | 14.45 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.375 | 9.375 | 3992.4 | 3992.4 |  | 5427.21 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0936 | Single Family Detached | 1 | 1951 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 | 71056 | 288 | 15 | 0.45523395469795325 | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 21571949 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9043 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 669 | 653 | 719 | 669 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 45.28 | 46.14 | XXXX |  |  |  | XXXX | Employed |  |  |  | 15 |  |  |  | NA |  | 1336.76 | Yes | 35.26 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 956.51 | 956.51 | 332.34 | 1311.76 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7070 | PUD | 1 | 1975 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 6233.620000000001 | 1 | 3500 | 193 | 1 | 0.08571428571428572 | 3 | No | N/A | Manual Underwriting |  | 8.412 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 60536443 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3941 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 670 | 677 | 666 | 670 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.9 | 49.39 | XXXX |  |  |  | XXXX | Employed |  |  |  | 9.97 |  |  |  | NA |  | 7672.09 | Yes | 3.55 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 4134.22 | 4134.22 | 821.42 | 4955.64 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7773 | Single Family Detached | 1 | 1954 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -225 | 663000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 13131 | 1 | 50985 | 223 | 16 | 0.3043145379210953 | 2 | No | N/A | Manual Underwriting |  | 8.378 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 75452181 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4702 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 735 | 735 | 725 | 742 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 240 | Yes | 37.41 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 1117.6 | 1117.6 |  | 1301.77 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9126 | Single Family Detached | 1 | 1920 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 116 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 77506000 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5398 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 645 | 645 | 656 | 612 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 9.88 | 12.63 | XXXX |  |  |  | XXXX | Employed |  |  |  | 1.91 |  |  |  | NA | XXXX | 8433.12 | Yes | 8.47 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.5 | 9.5 | 5310.97 | 5310.97 | 1282.15 | 6593.12 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8003 | Single Family Detached | 1 | 2022 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 11469.24 | 1 | 52305 | 256 | 7 | 0.379 | 0.58 | No | N/A | Manual Underwriting |  | 9.749 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 73818390 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4039 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 651 | 651 | 664 | 650 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1100 | Yes | 2.29 | XXXX | XXXX | XXXX |  | 71.43 | 71.43 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.875 | 8.875 | 1392.38 | 1392.38 |  | 1577.95 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5885 | Single Family Detached | 1 | 1920 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -273 | 50000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 231 |  |  | 15.10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 21331728 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8676 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 747 | 747 | 742 | 747 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.02 | 36.3 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.50 |  |  |  | NA |  | 4472.1 | Yes | 7.3 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 2908.08 | 2908.08 | 544.02 | 3452.1 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1015 | Single Family Detached | 1 | 1988 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 13701 | 1 | 22512 | 65 | 7 | 0.07937254901960784 | 2.08 | No | N/A | Manual Underwriting |  | 9.343 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 45825842 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7985 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 712 | 712 | 712 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2072.8 | Yes | 50.14 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 1208.98 | 1208.98 |  | 1519.12 | 11-01-2022 | Fixed | 480 | 480 | 10-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2857 | Two to Four Unit | 2 | 1940 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 118 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 32265938 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4473 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 763 | 793 | 763 | 759 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | ALT DOC | Second Home | Purchase | NA | 13.9 | 44.3 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.16 |  |  |  | NA |  | 5478.72 | Yes | 3.52 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.25 | 9.25 | 1538.4 | 1538.4 | 415.68 | 1954.08 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8052 | Single Family Detached | 1 | 1969 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 7440 | 2 | 52800 | 418 | 18 | 0.09340363937138131 | 42 | No | N/A | Manual Underwriting |  | 9.756 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | 41099899 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8909 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 641 | 632 | 644 | 641 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 236 | Yes | 97.92 | XXXX | XXXX | XXXX |  | 61.18 | 61.18 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8 | 8 | 3412.01 | 3412.01 |  | 4438.41 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9572 | Two to Four Unit | 2 | 1947 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 34 |  |  | 10.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 80107817 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8760 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 711 | 711 | 703 | 734 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 11.9 | 34.86 | XXXX |  |  |  | XXXX | Employed |  |  |  | 13.66 |  |  |  | NA |  | 13122.28 | Yes | 63.6 | XXXX | XXXX | XXXX |  | 68.18 | 68.18 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 3885.05 | 3885.05 | 594.23 | 4479.28 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5066 | Single Family Detached | 1 | 1952 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -1599 | 378750 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 16057.5 | 2 | 27094 | 140 | 6 | 0 | 4 | No | N/A | Manual Underwriting |  | 7.703 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 15143027 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0197 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 703 | 703 | 804 | 692 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.86 | 38.02 | XXXX |  |  |  | XXXX | Employed |  |  |  | 18 |  |  |  | NA |  | 30519.65 | Yes | 28.66 | XXXX | XXXX | XXXX |  | 75.76 | 75.76 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 19001.81 | 19001.81 | 3763.75 | 23172.56 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1108 | PUD | 1 | 2018 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 64495 | 2 | 113295 | 102 | 11 | 0.007133754002051537 | 3 | No | N/A | Manual Underwriting |  | 8.658 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 79054141 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5005 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 695 | 695 | 679 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 28.58 | 47.27 | XXXX |  |  |  | XXXX | Employed |  |  |  | 25 |  |  |  | 3 YRS |  | 2256.34 | Yes | 15.03 | XXXX | XXXX | XXXX |  | 42.86 | 42.86 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8 | 8 | 880.52 | 880.52 | 382.1 | 1364.34 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4291 | PUD | 1 | 2002 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 5012 | 1 | 22162 | 426 | 12 | 0.1827319442091592 | 12.08 | No | N/A | Manual Underwriting |  | 8.452 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 86088304 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8147 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 787 | 787 | 806 | 782 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 26.69 | 35.24 | XXXX |  |  |  | XXXX | Employed |  |  |  | 13 |  |  |  | NA |  | 3253.08 | Yes | 4.09 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 3038.97 | 3038.97 |  | 3284.86 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9283 | Single Family Detached | 4 | 1955 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 | 31100 | 185 | 8 | 0.23766210575656793 | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 64238055 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4039 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 651 | 651 | 664 | 650 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1100 | Yes | 1.83 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.825 | 8.825 | 1392.38 | 1392.38 |  | 1572.53 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5893 | Single Family Detached | 1 | 1920 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -273 | 50000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 231 |  |  | 15.92 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 10903462 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5837 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 701 | 722 | 701 | 695 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 383.51 | Yes | 128.26 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.125 | 8.125 | 3097.66 | 3097.66 |  | 3699.49 | 12-01-2022 | Fixed | 240 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9239 | Single Family Detached | 1 | 1990 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 5 |  | 109 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 92226382 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2370 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 665 | 665 | 693 | 610 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 295.92 | Yes | 212.66 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 2182.46 | 2182.46 |  | 2361.81 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4855 | Single Family Detached | 1 | 1958 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -421 | 200000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 189 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 53988493 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2174 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 675 | 675 | 675 | 639 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Home Improvement/Reno | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | 2259 | Yes | 82.83 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.125 | 8.125 | 1314.96 | 1314.96 |  | 1926.97 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7997 | Single Family Detached | 1 | 1950 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -235 | 0 | Yes | AH | xxxxxxxxxxxxxxx3182 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 194 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 20887918 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1053 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 788 | 805 | 766 | 788 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 37.41 | 46.16 | XXXX |  |  |  | XXXX | Employed |  |  |  | 18.75 |  |  |  | 3 YRS | XXXX | 3470.32 | Yes | 5.11 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 2400.86 | 2400.86 | 411.46 | 2812.32 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0090 | Single Family Detached | 1 | 1962 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -139 | 162500 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12556.25 | 1 | 14300 | 174 | 13 | 0.05285603112840467 | 7 | No | N/A | Manual Underwriting |  | 9.350 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 20992183 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5791 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 738 | 738 | 742 | 736 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 493 | Yes | 72.92 | XXXX | XXXX | XXXX |  | 37.11 | 37.11 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 2217.07 | 2217.07 |  | 3110.42 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5869 | Condominium | 1 | 1975 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -7080 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 251 |  |  | 23 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 97607890 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2136 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 761 | 761 | 759 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 55 | Yes | 99.95 | XXXX | XXXX | XXXX |  | 24.85 | 24.85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.999 | 6.999 | 2066.27 | 2066.27 |  | 2893.99 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2245 | Single Family Detached | 1 | 1950 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 435 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 26615917 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9862 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 729 | 736 | 722 | 729 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8677.24 | Yes | 128.75 | XXXX | XXXX | XXXX |  | 45.97 | 45.97 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.09 | 7.09 | 4481.47 | 4481.47 |  | 5517.13 | 11-01-2022 | Fixed | 240 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 6 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7459 | Single Family Detached | 1 | 1914 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -9717 | 437000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 309 |  |  | 23 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 95549832 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8870 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 770 | 770 | 752 | 782 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 3.68 | 18.11 | XXXX |  |  |  | XXXX | Employed |  |  |  | 6.75 |  |  |  | NA | XXXX | 46690.24 | Yes | 10.99 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.999 | 7.999 | 11849.17 | 11849.17 |  | 12234.09 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6006 | Single Family Detached | 1 | 1959 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | -562 | 590850 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 | 206933 | 187 | 12 | 0.23575929571807652 | 0.66 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 64794700 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4221 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 802 | 802 | 825 |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 21.22 | 27.23 | XXXX |  |  |  | XXXX | Employed |  |  |  | 11.50 |  |  |  | 3 YRS | XXXX | 3633.78 | Yes | 3.84 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.999 | 7.999 | 2465.21 | 2465.21 | 357.38 | 2832.59 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2203 | PUD | 1 | 1971 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 9465 | 1 | 14884 | 161 | 6 | 0.03291208791208791 | 12 | No | N/A | Manual Underwriting |  | 8.311 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 49402772 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9104 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 734 | 707 | 740 | 734 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.66 | 29.13 | XXXX |  |  |  | XXXX | Employed |  |  |  | 11.5 |  |  |  | NA | XXXX | 6019.23 | Yes | 9.75 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 5074.06 | 5074.06 | 849.17 | 5923.23 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0645 | Single Family Detached | 1 | 1947 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -591 | 481500 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 21344.4 | 1 | 11500 | 158 | 9 | 0.028223140495867768 | 14 | No | N/A | Manual Underwriting |  | 9.125 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 83453753 |  | XXXX |  | XXXX | XXXX | xxxxx1583 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 636 | 607 | 640 | 636 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2816 | Yes | 41.08 | XXXX | XXXX | XXXX |  | 49.4 | 49.4 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1450.88 | 1450.88 |  | 1946.67 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0666 | PUD | 1 | 1996 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -2467 | 124000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 107 |  |  | 3.17 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 16403900 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3837 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 745 | 745 | 711 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | RI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1273 | Yes | 22.93 | XXXX | XXXX | XXXX |  | 53.03 | 53.03 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1768.51 | 1768.51 |  | 2470.06 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2261 | Two to Four Unit | 3 | 1930 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 114 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 84503462 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4468 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 700 | 721 | 700 | 687 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 12.64 | 25.86 | XXXX |  |  |  | XXXX | Employed |  |  |  | 13.58 |  |  |  | NA | XXXX | 4353.65 | Yes | 16.14 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 1835.58 | 1835.58 | 293.07 | 2128.65 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5735 | Single Family Detached | 1 | 1986 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -6619 | 160400 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 9879 | 1 | 11500 | 176 | 5 | 0.6575799086757991 | 3.91 | No | N/A | Manual Underwriting |  | 9.104 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 88436915 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1100 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 730 | 730 | 745 | 631 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 48.58 | 49.81 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.33 |  |  |  | NA | XXXX | 2519.27 | Yes | 6.02 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.125 | 9.125 | 2060.93 | 2060.93 | 337.34 | 2457.27 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0272 | PUD | 1 | 1980 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 9632.3 | 1 | 3600 | 105 | 3 | 0.1836734693877551 | 0.5 | No | N/A | Manual Underwriting |  | 9.594 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 59370011 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4133 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 741 | 730 | 776 | 741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 25 | Yes | 131.75 | XXXX | XXXX | XXXX |  | 27.03 | 27.03 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 3368.59 | 3368.59 |  | 3651.92 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8896 | Single Family Detached | 1 | 1949 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -1571 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 284 |  |  | 35 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 75458846 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9660 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 671 | 671 | 689 | 659 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  | Not Employed |  |  |  |  |  |  |  | NA |  | 26854 | Yes | 105.22 | XXXX | XXXX | XXXX |  | 42.45 | 42.45 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1515.87 | 1515.87 |  | 1999.17 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | Other | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2932 | Single Family Detached | 1 | 1950 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -164 | 290000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 442 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 94881072 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8870 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 760 | 760 | 721 | 776 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 3.68 | 12 | XXXX |  |  |  | XXXX | Employed |  |  |  | 6.75 |  |  |  | NA | XXXX | 30927.28 | Yes | 65.04 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 6321.91 | 6321.91 |  | 6533.97 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8861 | Single Family Detached | 1 | 1967 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | -91 | 781500 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 5 | 204287 | 188 | 12 | 0.21478095773855566 | 0.66 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 26339235 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4618 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 665 | 665 | 673 | 625 | XXXX | XXXX | xxxxx3736 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 678 | 668 | 678 | 680 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 30.84 | 38.48 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 5.91 | 2.41 |  |  | Yes | XXXX | 5542.05 | Yes | 5.16 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.625 | 9.625 | 3739.95 | 3739.95 | 584.19 | 4440.81 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9679 | PUD | 1 | 2018 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 10795 | 3 | 18190 | 276 | 8 | 0.0025 | 0.5 | No | N/A | Manual Underwriting |  | 9.937 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 83289289 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1603 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 732 | 745 | 732 | 715 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 34.78 | 37.5 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.75 |  |  |  | NA | XXXX | 7670.94 | Yes | 5.15 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.75 | 9.75 | 6134.36 | 6134.36 | 979.58 | 7113.94 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5966 | Single Family Detached | 1 | 1987 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 21630 | 1 | 9000 | 76 | 2 | 0.24933333333333332 | 2 | No | N/A | Manual Underwriting |  | 10.110 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 66229662 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0210 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 769 | 773 | 0 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 41.39 | 41.7 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7.75 |  |  |  | NA | XXXX | 3419.35 | Yes | 6.31 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.5 | 8.5 | 2679.66 | 2679.66 | 714.69 | 3394.35 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7831 | Single Family Detached | 1 | 1960 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | C |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 14813 | 1 | 500 | 80 | 1 | 0.094 | 3 | No | N/A | Manual Underwriting |  | 8.994 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 26676356 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7247 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 801 | 801 | 808 | 801 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | No | 116.3 | XXXX | XXXX | XXXX |  | 40.7 | 40.7 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 2778.75 | 2778.75 |  | 3744.39 | 12-01-2022 | Fixed | 240 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0869 | Single Family Detached | 1 | 1972 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 6 |  | 539 |  |  | 18 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 18240201 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1089 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 777 | 777 | 789 | 762 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | No Cash Out - Lender Initiated | 49.95 | 49.95 | XXXX |  |  |  | XXXX | Employed |  |  |  | 14.05 |  |  |  | 3 YRS | XXXX | 2586.26 | Yes | 0.63 | XXXX | XXXX | XXXX |  | 72.5 | 72.5 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.999 | 7.999 | 2127.72 | 2127.72 | 458.54 | 2586.26 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7252 | Single Family Detached | 1 | 1955 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -342 | 319000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8445 | 1 | 20000 | 191 | 5 | 0.06556932872722346 | 1 | No | N/A | Manual Underwriting |  | 8.321 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 62641721 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7453 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 722 | 727 | 704 | 722 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 21.96 | 31.03 | XXXX |  |  |  | XXXX | Employed |  |  |  | 4.58 |  |  |  | NA | XXXX | 3398.69 | Yes | 3.88 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.75 | 9.75 | 2044.79 | 2044.79 | 359.91 | 2404.69 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0057 | Single Family Detached | 1 | 1955 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -8695 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8540 | 1 | 43898 | 91 | 2 | 0.8950733358405416 | 3.17 | No | N/A | Manual Underwriting |  | 10.227 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 20167184 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8893 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 771 | 771 | 0 | 771 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | 1YR Full Doc | Investment | Purchase | NA | 21.84 | 34.65 | XXXX |  |  |  | XXXX | Employed |  |  |  | 9.25 |  |  |  | 3 YRS | XXXX | 5483.82 | Yes | 8.97 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.499 | 8.499 | 3767.33 | 3767.33 |  | 4380.5 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0727 | Single Family Detached | 1 | 1995 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -6854 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 | 44500 | 129 | 7 | 0.035207729468599035 | 2.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 99006563 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9338 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 675 | 658 | 702 | 675 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3513.58 | Yes | 7.91 | XXXX | XXXX | XXXX |  | 55 | 55 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1057.56 | 1057.56 |  | 1369 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4565 | Condominium | 1 | 1994 | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 317 |  |  | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 60319829 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7985 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 712 | 712 | 712 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1188 | Yes | 65.97 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8 | 8 | 730.08 | 730.08 |  | 884.8 | 11-01-2022 | Fixed | 480 | 480 | 10-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2899 | Single Family Detached | 1 | 1949 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 118 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 65921571 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3170 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 708 | 0 | 730 | 708 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 44.39 | 46.88 | XXXX |  |  |  | XXXX | Employed |  |  |  | 4.16 |  |  |  | NA | XXXX | 3655.99 | Yes | 4.05 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 2908.08 | 2908.08 | 553.92 | 3461.99 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7500 | Single Family Detached | 1 | 2016 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12155.9 | 1 | 6500 | 97 | 4 | 0.3125827814569536 | 1.5 | No | N/A | Manual Underwriting |  | 9.255 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 73325851 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5944 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 753 | 719 | 755 | 753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 26.45 | 31.6 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.08 |  |  |  | NA | XXXX | 4318.64 | Yes | 5.73 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.499 | 8.499 | 3075.37 | 3075.37 | 539.27 | 3614.64 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0826 | Single Family Detached | 1 | 1959 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12995 | 1 | 31000 | 98 | 7 | 0.5586981132075471 | 4.41 | No | N/A | Manual Underwriting |  | 8.867 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 31501344 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2514 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 736 |  | 755 | 736 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 42.98 | 43.72 | XXXX |  |  |  | XXXX | Employed |  |  |  | 4.83 |  |  |  | Yes | XXXX | 2918.63 | Yes | 6.23 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.875 | 9.875 | 2435.72 | 2435.72 | 432.91 | 2868.63 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8540 | Single Family Detached | 1 | 1950 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 9708.75 | 1 | 5500 | 60 | 2 | 0.1408235294117647 | 6 | No | N/A | Manual Underwriting |  | 10.307 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 39710020 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0127 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 709 | 696 | 739 | 709 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 43.34 | 44.05 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7.83 |  |  |  | 3 YRS | XXXX | 3091.04 | Yes | 4.64 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.25 | 9.25 | 2447.46 | 2447.46 | 593.59 | 3041.04 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8235 | Single Family Detached | 1 | 1985 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 11665 | 1 | 1000 | 31 | 3 | 0.025095703955763504 | 3.58 | No | N/A | Manual Underwriting |  | 9.752 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 83624035 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3128 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 733 | 752 | 733 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CT | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 35.66 | 37.82 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10.25 |  |  |  | Yes | XXXX | 2294.53 | Yes | 16.64 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 1636.34 | 1636.34 | 527.19 | 2163.53 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6030 | Single Family Detached | 1 | 1975 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8235 | 1 | 3087 | 171 | 3 | 0.5335425070969669 | 5.08 | No | N/A | Manual Underwriting |  | 9.213 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 24300176 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4718 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 706 | 706 | 702 | 742 | XXXX | XXXX | xxxxx7957 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 723 | 725 | 723 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OR | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.53 | 34.75 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 5.41 | 6.16 |  |  | NA | XXXX | 5235.86 | Yes | 14.19 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.625 | 9.625 | 3733.15 | 3733.15 | 565.71 | 4298.86 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6410 | Single Family Detached | 1 | 1993 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 12975 | 1 | 32632 | 47 | 2 | 0.19851598173515983 | 3 | No | N/A | Manual Underwriting |  | 9.977 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 55616462 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9151 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 786 | 811 | 786 | 771 | XXXX | XXXX | xxxxx9160 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 760 | 757 | 774 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 45.97 | 47.74 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 12.08 |  |  |  | NA | XXXX | 3914.84 | Yes | 29.89 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.625 | 9.625 | 3240.25 | 3240.25 | 529.59 | 3769.84 | 12-01-2022 | Fixed | 480 | 480 | 11-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3309 | Single Family Detached | 1 | 1980 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | -156 | 410000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 15828.759999999998 | 1 | 54491 | 182 | 4 | 0.18013977868375072 | 3.16 | No | N/A | Manual Underwriting |  | 10.062 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 28567181 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5626 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 760 | 769 | 756 | 760 | XXXX | XXXX | xxxxx5233 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 762 | 748 | 772 | 762 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 47.43 | 48 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 8.25 | 9.58 |  |  | Yes | XXXX | 3036.19 | Yes | 13.98 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.499 | 9.499 | 2394.12 | 2394.12 | 606.07 | 3000.19 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8002 | Single Family Detached | 1 | 1931 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 7686.63 | 1 | 6000 | 81 | 2 | 0.0876510067114094 | 4 | No | N/A | Manual Underwriting |  | 9.818 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 71752767 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9078 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 720 | 694 | 731 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 42.34 | 49.87 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.33 |  |  |  | NA | XXXX | 7087.98 | Yes | 25.63 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.999 | 8.999 | 5191.77 | 5191.77 | 826.22 | 6017.98 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1147 | Single Family Detached | 1 | 1948 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 16514.25 | 1 | 19525 | 50 | 2 | 0.10590308370044053 | 6 | No | N/A | Manual Underwriting |  | 9.292 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 43907058 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6361 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 701 | 660 | 701 | 716 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 24.36 | 38.43 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.5 |  |  |  | NA | XXXX | 8345.67 | Yes | 6.72 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 4497.38 | 4497.38 | 792.29 | 5289.67 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0610 | Single Family Detached | 1 | 1954 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -154 | 457500 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 16126.25 | 1 | 84115 | 261 | 20 | 0.02933520517095142 | 4 | No | N/A | Manual Underwriting |  | 9.199 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 10297369 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6529 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 709 | 761 | 709 | 681 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 47.36 | 49.5 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.5 |  |  |  | Yes | XXXX | 2469.45 | Yes | 3.05 | XXXX | XXXX | XXXX |  | 84 | 84 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.125 | 9.125 | 2118.7 | 2118.7 | 243.75 | 2362.45 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0958 | Single Family Detached | 1 | 1958 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 9713 | 1 | 7000 | 85 | 3 | 0.194811320754717 | 2 | No | N/A | Manual Underwriting |  | 9.535 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 39267168 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2436 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 790 | 790 | 804 | 0 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 35.92 | 40.15 | XXXX |  |  |  | XXXX | Employed |  |  |  | 4.75 |  |  |  | 3 YRS | XXXX | 5325.48 | Yes | 0.15 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 4153.56 | 4153.56 | 566.92 | 4765.48 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8937 | PUD | 1 | 2022 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 15194.3 | 1 | 29808 | 184 | 4 | 0 | 4.33 | No | N/A | Manual Underwriting |  | 9.075 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 73350230 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9998 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 709 | 720 | 689 | 709 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 4.18 | 18.15 | XXXX |  |  |  | XXXX | Employed |  |  |  | 5.05 |  |  |  | NA | XXXX | 13376.49 | No | 34.41 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.125 | 9.125 | 3941.36 | 3941.36 |  | 3941.36 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6906 | Single Family Detached | 1 | 1979 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 | 25103.15 | 200 | 55 | 0.18573271647040454 | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 39128739 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1673 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 751 | 794 | 751 | 681 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 26.29 | 34.83 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.83 |  |  |  | NA | XXXX | 5446.4 | Yes | 16.7 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.25 | 9.25 | 3516.94 | 3516.94 | 593.46 | 4110.4 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1543 | Single Family Detached | 1 | 1998 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 7338.75 | 2 | 23544 | 286 | 4 | 1 | 21 | No | N/A | Manual Underwriting |  | 9.457 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 19351295 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7527 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 736 | 752 | 736 | 727 | XXXX | XXXX | xxxxx5489 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 779 | 779 | 763 | 806 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 510 | Yes | 17.32 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 1725.25 | 1725.25 |  | 2243.26 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9838 | PUD | 1 | 1983 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 3 |  | 283 |  |  | 0.34 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 60290684 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3769 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 766 | 754 | 791 | 766 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 13.88 | 13.88 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.16 |  |  |  | NA | XXXX | 5320.84 | Yes | 2.03 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.125 | 9.125 | 4523.8 | 4523.8 | 797.04 | 5320.84 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3029 | Single Family Detached | 1 | 1956 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 17285 | 1 | 30391 | 224 | 2 | 0 | 2 | No | N/A | Manual Underwriting |  | 9.198 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 24439661 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2662 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 730 | 730 | 746 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4.65 | 11.07 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.41 |  |  |  | NA | XXXX | 4997.14 | Yes | 127.96 | XXXX | XXXX | XXXX |  | 27.59 | 27.59 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.999 | 6.999 | 1330.47 | 1330.47 | 770.26 | 2100.73 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6352 | Single Family Detached | 1 | 1977 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -365 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 7995 | 2 | 67162.45 | 163 | 11 | 0.17592936802973977 | 1 | No | N/A | Manual Underwriting |  | 7.408 | No | No | XXXX | XXXX |
| XXXX | XXXX | 43561261 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2934 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 684 | 684 | 686 | 666 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9152.25 | Yes | 114.52 | XXXX | XXXX | XXXX |  | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8 | 8 | 3640 | 3640 |  | 4508.27 | 11-01-2022 | Fixed | 240 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0459 | Single Family Detached | 1 | 2006 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -119 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 179 |  |  | 17 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 90683715 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5822 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 766 | 755 | 766 | 786 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 12.67 | 14.28 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7.83 |  |  |  | NA | XXXX | 4209.59 | Yes | 8.55 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.125 | 9.125 | 3192.7 | 3192.7 | 540.89 | 3733.59 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4281 | Single Family Detached | 1 | 1959 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -150 | 360000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 13326 | 1 | 22500 | 76 | 8 | 0.04135757575757576 | 0.75 | No | N/A | Manual Underwriting |  | 9.551 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 31751365 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8602 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 764 | 765 | 756 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 49.32 | 49.71 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10.75 |  |  |  | NA | XXXX | 4436.87 | No Escrow | 24.66 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.875 | 9.875 | 3567.2 | 3567.2 | 3540.35 | 4401.87 | 01-01-2023 | Fixed | 480 | 480 | 12-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6286 | Single Family Detached | 1 | 2003 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12750.5 | 1 | 1000 | 75 | 2 | 0.509 | 5 | No | N/A | Manual Underwriting |  | 10.259 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 69897098 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0703 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 726 | 725 | 726 | 727 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 11.63 | 14.61 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.83 |  |  |  | NA | XXXX | 7383.74 | Yes | 27.37 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.125 | 9.125 | 5014.01 | 5014.01 | 864.29 | 5878.3 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5809 | Single Family Detached | 1 | 1986 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12779.380000000001 | 1 | 62544 | 141 | 6 | 0.15012181846456896 | 3 | No | N/A | Manual Underwriting |  | 9.363 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 62520495 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3224 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 743 | 718 | 743 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | 11097 | Yes | 102.48 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.25 | 8.25 | 2535.52 | 2535.52 |  | 3065.92 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0478 | Two to Four Unit | 2 | 1915 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -212 | 300000 | No | C |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 6 |  | 199 |  |  | 16.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 58151874 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3224 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 743 | 718 | 743 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 14097 | Yes | 103.39 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.25 | 8.25 | 2541.16 | 2541.16 |  | 3048.93 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0494 | Two to Four Unit | 2 | 1920 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -83 | 280000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 6 |  | 199 |  |  | 16.05 | No | NA | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 77582937 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3833 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 765 | 760 | 767 | 765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 548 | Yes | 60.48 | XXXX | XXXX | XXXX |  | 74.84 | 74.84 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 2065.88 | 2065.88 |  | 2199.77 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8597 | Single Family Detached | 1 | 1928 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -5420 | 51150 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 103 |  |  | 3.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 39064026 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3224 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 743 | 718 | 743 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1134 | Yes | 103.03 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.25 | 8.25 | 2772.17 | 2772.17 |  | 3338.55 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3996 | Single Family Detached | 1 | 1935 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -169 | 430000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 7 |  | 215 |  |  | 16.05 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 55096755 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3104 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 716 | 725 | 716 | 715 | XXXX | XXXX | xxxxx2117 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 771 | 772 | 771 | 741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 735 | No | 60.41 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 2153.58 | 2153.58 |  | 2661.33 | 11-01-2022 | Fixed | 360 | 360 | 10-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7964 | Single Family Detached | 1 | 1961 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -1428 | 360000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 3 |  | 224 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 39530438 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6566 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 771 | 781 | 715 | 771 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10620 | Yes | 51.34 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.999 | 7.999 | 6249.22 | 6249.22 |  | 7477.16 | 01-01-2023 | Fixed | 240 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1485 | Two to Four Unit | 2 | 1949 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 411 |  |  | 4.92 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 24892284 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8933 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 634 | 638 | 532 | 634 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | VA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 20.25 | 48.95 | XXXX |  |  |  | XXXX | Employed |  |  |  | 10.41 |  |  |  | NA | XXXX | 9473.48 | Yes | 59.45 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 10.375 | 10.375 | 3368.11 | 3368.11 | 550.37 | 3918.48 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5304 | Single Family Detached | 1 | 2019 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -87 | 349800 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12225 | 2 | 103646 | 138 | 10 | 0.37645502645502643 | 0.25 | No | N/A | Manual Underwriting |  | 10.786 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 83390266 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8843 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 717 | 717 | 692 | 735 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OR | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | 0 | Yes | 11.26 | XXXX | XXXX | XXXX |  | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.75 | 9.75 | 2218.13 | 2218.13 |  | 2723.4 | 01-01-2023 | Fixed | 360 | 480 | 12-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1733 | Single Family Detached | 1 | 1949 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X | xxxxxxxxxxxxxxx3-00 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 | 0 | 220 | 0 |  | 3.92 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 29742315 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0722 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 703 | 791 | 703 | 664 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 0 | 34.95 | XXXX |  |  |  | XXXX | Employed |  |  |  | 8.25 |  |  |  | NA | XXXX | 27614.02 | Yes | 110.36 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.999 | 8.999 | 5470.94 | 5470.94 |  | 6190.78 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9132 | Single Family Detached | 1 | 1956 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -207 | 620000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 | 43200 | 23 | 11 | 0.1992857142857143 | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 50162085 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9085 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 702 | 665 | 708 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | VA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 15.9 | 21.62 | XXXX |  |  |  | XXXX | Employed |  |  |  | 5.08 |  |  |  | NA | XXXX | 21621.78 | Yes | 11.55 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 14148.02 | 14148.02 | 1751.76 | 15899.78 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0347 | Single Family Detached | 1 | 1809 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 19979 | 2 | 61864 | 82 | 9 | 0.6204928664072633 | 6.41 | No | N/A | Manual Underwriting |  | 8.875 | No | No | XXXX | XXXX |
| XXXX | XXXX | 62593089 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3610 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 673 | 676 | 673 | 669 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 19.19 | XXXX |  |  |  | XXXX | Employed |  |  |  | 21.75 |  |  |  | NA | XXXX | 11536.93 | Yes | 12.87 | XXXX | XXXX | XXXX |  | 44.43 | 44.43 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 1869.15 | 1869.15 |  | 2738.17 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4992 | Single Family Detached | 1 | 2022 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 | 28681 | 45 | 4 | 0.8882857142857142 | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 14816788 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4776 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 658 | 673 | 616 | 658 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 431.09 | Yes | 18.85 | XXXX | XXXX | XXXX |  | 64.91 | 64.91 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.999 | 8.999 | 3922.18 | 3922.18 |  | 4345.79 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4182 | Two to Four Unit | 2 | 1950 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -428 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 160 |  |  | 1.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 94920774 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4359 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 761 | 755 | 761 | 787 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | 2405 | Yes | 22.44 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.999 | 7.999 | 1907.61 | 1907.61 |  | 2097.83 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5867 | Single Family Detached | 1 | 1977 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -98 | 218500 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 180 |  |  | 8.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 22281769 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6918 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 752 | 752 | 732 | 765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8320 | Yes | 73.26 | XXXX | XXXX | XXXX |  | 69.12 | 69.12 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.75 | 8.75 | 1180.05 | 1180.05 |  | 1397.3 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2329 | Single Family Detached | 1 | 1950 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -195 | 76000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 9 |  | 206 |  |  | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 32847413 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3610 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 673 | 676 | 673 | 669 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 18.4 | XXXX |  |  |  | XXXX | Employed |  |  |  | 21.66 |  |  |  | NA | XXXX | 11065.17 | Yes | 14.04 | XXXX | XXXX | XXXX |  | 45.09 | 45.09 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 1863.14 | 1863.14 |  | 2467.05 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4976 | Single Family Detached | 1 | 2022 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -725 | 172500 | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 | 28681 | 45 | 4 | 0.8882857142857142 | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 85404825 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5183 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 751 | 751 | 753 | 739 | XXXX | XXXX | xxxxx4163 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 798 | 803 | 798 | 791 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 46.7 | 47.11 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 5.83 |  |  |  | NA | XXXX | 6844.23 | No | 6.51 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.999 | 8.999 | 5812.88 | 5812.88 | 971.35 | 6784.23 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4919 | Single Family Detached | 1 | 1910 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -324 | 535000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 12832.5 | 1 | 9000 | 227 | 2 | 0.041 | 2 | No | N/A | Manual Underwriting |  | 9.201 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 89493759 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4226 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 731 | 731 | 736 | 727 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | 1YR Full Doc | Primary Residence | Purchase | NA | 48.07 | 49.74 | XXXX |  |  |  | XXXX | Employed |  |  |  | 6.75 |  |  |  | Yes | XXXX | 2645.47 | Yes | 18.58 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.875 | 9.875 | 2214.29 | 2214.29 | 342.18 | 2556.47 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2004 | Single Family Detached | 1 | 1960 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8625 | 1 | 6500 | 60 | 2 | 0.11 | 3.33 | No | NA | Manual Underwriting |  | 10.293 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 58732688 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8864 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 786 | 802 | 786 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | 920 | Yes | 41.97 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.375 | 8.375 | 1223.72 | 1223.72 |  | 1495.42 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 48 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5668 | Single Family Detached | 1 | 1948 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -725 |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 |  | 416 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 23425008 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2930 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 626 | 605 | 626 | 627 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 3.48 | 34.01 | XXXX |  |  |  | XXXX | Employed |  |  |  | 6.66 |  |  |  | NA | XXXX | 9890.68 | Yes | 2.99 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 10.999 | 10.999 | 6356.25 | 6356.25 |  | 7965.54 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5081 | Two to Four Unit | 2 | 1924 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 | 29524 | 94 | 4 | 0.038 | 5.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 73978344 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2837 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 762 | 675 | 787 | 762 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 20.39 | 44.81 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7.83 |  |  |  | NA | XXXX | 13893.57 | Yes | 4.98 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 5282.02 | 5282.02 | 1038.74 | 6320.76 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4257 | Single Family Detached | 1 | 1945 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | Yes | AE | xxxxxxx9825 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 30530.14 | 2 | 45947 | 259 | 5 | 0 | 1 | No | N/A | Manual Underwriting |  | 9.271 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 12698708 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5540 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 658 | 658 | 653 | 668 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 267 | Yes | 98.21 | XXXX | XXXX | XXXX |  | 40.99 | 40.99 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.499 | 8.499 | 1783.71 | 1783.71 |  | 2173.28 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | Other | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7319 | Single Family Detached | 1 | 1950 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 141 |  |  | 18 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 60630120 |  | XXXX | XXXX | XXXX | XXXX | xxxxx6039 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 779 | 779 | 788 | 752 | XXXX | XXXX | xxxxx5093 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 755 | 755 | 759 | 748 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.07 | 46.06 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 9.81 |  |  |  | NA | XXXX | 8291.4 | No | 2.34 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 4848.4 | 4848.4 | 983 | 5953.4 | 01-01-2023 | Fixed | 480 | 480 | 12-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4406 | Single Family Detached | 1 | 1998 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 20915 | 2 | 175000 | 250 | 7 | 0.09429744299915921 | 3 | No | N/A | Manual Underwriting |  | 8.202 | No | No | XXXX | XXXX |
| XXXX | XXXX | 35918729 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3783 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 649 | 650 | 649 | 645 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Second Home | Purchase | NA | 6.6 | 23.02 | XXXX |  |  |  | XXXX | Employed |  |  |  | 7.83 |  |  |  | NA | XXXX | 22017.23 | Yes | 12.16 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 10.499 | 10.499 | 11707.71 | 11707.71 | 1984.16 | 13691.87 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5189 | Single Family Detached | 1 | 1970 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 46795 | 2 | 48500 | 91 | 8 | 0.5921734357848518 | 0.08 | No | N/A | Manual Underwriting |  | 10.963 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | 86252466 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4806 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 738 | 0 | 769 | 738 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 29.5 | 34.16 | XXXX |  |  |  | XXXX | Employed |  |  |  | 5 |  |  |  | 3 YRS | XXXX | 1714.95 | Yes | 0.7 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.999 | 9.999 | 1053 | 1053 | 427.95 | 1480.95 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5023 | Single Family Detached | 1 | 1940 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 4395 | 1 | 7656 | 72 | 3 | 0.33171428571428574 | 2.08 | No | N/A | Manual Underwriting |  | 10.621 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 23578621 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7969 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 701 | 706 | 692 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 42.4 | 44.48 | XXXX |  |  |  | XXXX | Employed |  |  |  | 4 |  |  |  | NA | XXXX | 3625.81 | Yes | 6.32 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.875 | 9.875 | 2882.92 | 2882.92 | 572.89 | 3455.81 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7177 | Single Family Detached | 1 | 1954 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -112 | 325000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 8635 | 1 | 8000 | 71 | 11 | 0.26952944061469714 | 2.41 | No | N/A | Manual Underwriting |  | 9.964 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 92731150 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1641 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 722 | 656 | 735 | 722 | XXXX | XXXX | xxxxx5838 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 720 | 743 | 720 | 703 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 42.21 | 47.65 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 2.83 |  |  |  | NA | XXXX | 5050.49 | Yes | 5.15 | XXXX | XXXX | XXXX |  | 80.65 | 80.65 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 3938.52 | 3938.52 | 535.97 | 4474.49 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3797 | Single Family Detached | 1 | 1992 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -312 | 624000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 24800.5 | 1 | 33070 | 64 | 2 | 0.024473684210526314 | 0.75 | No | N/A | Manual Underwriting |  | 8.789 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 81871827 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0109 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 743 | 743 | 671 | 765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6653.8 | Yes | 4.98 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.25 | 9.25 | 4475.35 | 4475.35 |  | 5402.99 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9249 | Two to Four Unit | 3 | 1922 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 38 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 90964568 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4946 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 742 | 742 | 730 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 23.17 | 27.59 | XXXX |  |  |  | XXXX | Employed |  |  |  | 20.33 |  |  |  | NA | XXXX | 7172 | No | 1.97 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 5106.05 | 5106.05 | 916.95 | 6023 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2600 | Two to Four Unit | 2 | 1924 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -498 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 24656.04 | 1 | 29470 | 112 | 5 | 0.09328301886792453 | 3 | No | N/A | Manual Underwriting |  | 9.320 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 65921543 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1679 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 757 | 763 | 757 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | 0 | Yes | 19.31 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.625 | 9.625 | 5418.68 | 5418.68 |  | 5868.82 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9470 | Two to Four Unit | 4 | 1938 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -338 | 500000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 7 |  | 437 |  |  | 17 | No | NA | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 14895278 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1754 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 687 | 687 | 657 | 689 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 32.32 | 46.47 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.25 |  |  |  | NA | XXXX | 7899.18 | Yes | 27.27 | XXXX | XXXX | XXXX |  | 74.57 | 74.57 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 4100.68 | 4100.68 | 1290.33 | 5495.18 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1915 | PUD | 1 | 2018 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 6515.63 | 1 | 74822 | 161 | 14 | 0.3036797752808989 | 4.41 | No | N/A | Manual Underwriting |  | 8.873 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 23364180 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8393 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 722 | 722 | 731 | 719 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.49 | 42.66 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.83 |  |  |  | NA | XXXX | 4733.31 | Yes | 9.07 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.999 | 8.999 | 2632.89 | 2632.89 | 483.59 | 3161.48 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6368 | PUD | 1 | 2009 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 13939.630000000001 | 1 | 36591 | 132 | 7 | 0.0001874882819823761 | 0.25 | No | N/A | Manual Underwriting |  | 9.511 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 77488439 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4391 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 686 | 665 | 742 | 686 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | 0 | Yes | 180.13 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 10.25 | 10.25 | 3154.28 | 3154.28 |  | 3657.58 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0312 | Two to Four Unit | 4 | 1984 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 2 | 0 | 185 | 0 |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 12924052 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8393 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 765 | 756 | 772 | 765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 26.83 | 35.51 | XXXX |  |  |  | XXXX | Employed |  |  |  | 8.66 |  |  |  | NA | XXXX | 17901.21 | Yes | 35.81 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.875 | 9.875 | 12086.51 | 12086.51 | 1440.7 | 13527.21 | 01-01-2023 | Fixed | 480 | 480 | 12-01-2062 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8910 | Single Family Detached | 1 | 1940 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -579 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 37995 | 5 | 24000 | 109 | 2 | 0.19690140845070422 | 0 | No | N/A | Manual Underwriting |  | 10.166 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 25133381 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1679 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 757 | 763 | 757 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | 0 | Yes | 43.82 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.625 | 9.625 | 5113.28 | 5113.28 |  | 5456.2 | 01-01-2023 | Fixed | 240 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9355 | Two to Four Unit | 3 | 1948 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 6 |  | 437 |  |  | 17 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 33330905 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8374 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 759 | 765 | 759 | 755 | XXXX | XXXX | xxxxx6473 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 767 | 762 | 767 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 36.37 | 38.37 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 1.66 |  |  |  | NA | XXXX | 1942.88 | No Escrow | 3.18 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.999 | 8.999 | 1572.9 | 1572.9 | 268.98 | 1841.88 | 12-01-2022 | Fixed | 360 | 360 | 11-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3403 | Single Family Detached | 1 | 1956 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 7557.5 | 1 | 12500 | 67 | 5 | 0.04906278229448961 | 2.5 | No | N/A | Manual Underwriting |  | 9.483 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 73480988 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3773 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 702 | 802 | 702 | 685 | XXXX | XXXX | xxxxx9394 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 754 | 787 | 719 | 754 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 32.57 | 34.49 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 3.83 |  |  |  | NA | XXXX | 6519.8 | Yes | 2.14 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.999 | 8.999 | 5149.12 | 5149.12 | 917.54 | 6156.65 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6245 | PUD | 1 | 2005 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 14795 | 1 | 25000 | 265 | 6 | 0.11459783449342614 | 2 | No | N/A | Manual Underwriting |  | 9.265 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 61545492 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0182 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 662 | 676 | 662 | 605 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 33.31 | 36.66 | XXXX |  |  |  | XXXX | Employed |  |  |  | 5.41 |  |  |  | 3 YRS | XXXX | 1901.75 | Yes | 19.94 | XXXX | XXXX | XXXX |  | 55.22 | 55.22 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.999 | 8.999 | 1488.42 | 1488.42 | 239.34 | 1727.75 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4372 | Single Family Detached | 1 | 1948 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 6620 | 1 | 52617 | 152 | 7 | 0.023408506994005138 | 6 | No | N/A | Manual Underwriting |  | 9.442 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 35469239 |  | XXXX | XXXX | XXXX | XXXX | xxxxx0246 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 624 | 623 | 624 | 652 | XXXX | XXXX | xxxxx0066 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 654 | 651 | 664 | 654 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 44.81 | 44.81 | XXXX | XXXX |  |  | XXXX | Retired | Retired |  |  |  |  |  |  | NA | XXXX | 2047.08 | No | 12.73 | XXXX | XXXX | XXXX |  | 60 | 60 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.875 | 9.875 | 1641.18 | 1641.18 | 405.9 | 2047.08 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6294 | Single Family Detached | 1 | 2012 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 6944.91 | 1 | 24644 | 298 | 0 | 0.847 | 5 | No | N/A | Manual Underwriting |  | 10.322 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 11704079 |  | XXXX | XXXX | XXXX | XXXX | xxxxx7981 | XXXX | XXXX | XXXX | XXXX | XXXX | No | false | XXXX | 731 | 733 | 731 | 709 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | Full Doc | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 44.73 | 45.84 | XXXX |  |  |  | XXXX | Employed |  |  |  | 6.92 |  |  |  | 3 YRS | XXXX | 2944.67 | Yes | 1.29 | XXXX | XXXX | XXXX |  | 54.44 | 54.44 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.499 | 7.499 | 2398.07 | 2398.07 | 475.61 | 2873.67 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0164 | Single Family Detached | 1 | 1959 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -1080 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 12943 | 1 | 8412 | 180 | 1 | 0.7665714285714286 | 3 | No | N/A | Manual Underwriting |  | 7.896 | No | No | XXXX | XXXX |
| XXXX | XXXX | 91031980 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5974 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 769 | 762 | 786 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1428 | No | 78.84 | XXXX | XXXX | XXXX |  | 43.02 | 43.02 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 811.49 | 811.49 |  | 1299.49 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8952 | Single Family Detached | 1 | 1954 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -413 | 150000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 4 |  | 261 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 29729907 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2801 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 704 | 704 | 704 | 741 | XXXX | XXXX | xxxxx3471 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 772 | 772 | 780 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 1.21 | 7.31 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 18.66 | 18.66 |  |  | NA | XXXX | 7886.16 | Yes | 161.21 | XXXX | XXXX | XXXX |  | 50 | 50 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.999 | 7.999 | 2256.11 | 2256.11 |  | 2773.88 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx0023 | Two to Four Unit | 3 | 1952 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -231 |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | XXXX |  | 1 | 25680 | 159 | 22 | 0.1061565819195463 | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 34406610 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4056 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 761 | 761 | 769 | 755 | XXXX | XXXX | xxxxx7026 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 750 | 750 | 765 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.57 | 43.17 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 11.41 | 11.41 |  |  | NA | XXXX | 25162.15 | No | 37.79 | XXXX | XXXX | XXXX |  | 89.99 | 89.99 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.625 | 9.625 | 13761.33 | 13761.33 | 2141 | 16069.32 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx7250 | PUD | 1 | 2001 | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 26280 | 2 | 39453 | 336 | 3 | 0.3017257793702723 | 3.58 | No | N/A | Manual Underwriting |  | 9.816 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 65248327 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8497 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 703 | 729 | 683 | 703 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1567 | Yes | 44.76 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.999 | 8.999 | 1937.36 | 1937.36 |  | 2419.62 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4943 | Two to Four Unit | 3 | 1940 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 205 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 23256235 |  | XXXX | XXXX | XXXX | XXXX | xxxxx2576 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 777 | 808 | 777 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 40.32 | 47.85 | XXXX |  |  |  | XXXX | Employed |  |  |  | 9.83 |  |  |  | NA | XXXX | 13840.57 | Yes | 4.99 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.999 | 7.999 | 9743.47 | 9743.47 | 1920.1 | 11663.57 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx8449 | Single Family Detached | 1 | 1961 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -925 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 25235 | 1 | 200000 | 173 | 7 | 0.00202020202020202 | 2.5 | No | N/A | Manual Underwriting |  | 8.202 | No | No | XXXX | XXXX |
| XXXX | XXXX | 10243173 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1959 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 771 | 798 | 771 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 21.14 | 31.18 | XXXX |  |  |  | XXXX | Employed |  |  |  | 19.05 |  |  |  | NA | XXXX | 5019.1 | Yes | 127 | XXXX | XXXX | XXXX |  | 36.6 | 36.6 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.999 | 6.999 | 2507.94 | 2507.94 | 895.43 | 3403.37 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx1113 | Single Family Detached | 1 | 2000 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 16886.5 | 1 | 35583 | 259 | 4 | 0 | 20 | No | N/A | Manual Underwriting |  | 7.460 | No | No | XXXX | XXXX |
| XXXX | XXXX | 93108133 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8497 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 703 | 729 | 683 | 703 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | 1567 | Yes | 37.76 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.999 | 8.999 | 1644.5 | 1644.5 |  | 2034.77 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3689 | Two to Four Unit | 3 | 1950 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 205 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 39564078 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5860 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 721 | 0 | 752 | 721 | XXXX | XXXX | xxxxx6060 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 720 | 720 | 752 | 716 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | 2YR Full Doc | Primary Residence | Purchase | NA | 46.4 | 47.89 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 20.83 | 4.16 |  |  | 3 YRS | XXXX | 2260.26 | Yes | 31.13 | XXXX | XXXX | XXXX |  | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.499 | 9.499 | 1849.72 | 1849.72 | 340.54 | 2190.26 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx5312 | Single Family Detached | 1 | 1953 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 7495 | 1 | 3500 | 20 | 4 | 0.038620689655172416 | 2 | No | N/A | Manual Underwriting |  | 9.903 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 75886617 |  | XXXX | XXXX | XXXX | XXXX | xxxxx1329 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 771 | 771 | 772 | 734 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 18.49 | 19.82 | XXXX |  |  |  | XXXX | Employed |  |  |  | 6.75 |  |  |  | NA | XXXX | 9683.04 | Yes | 11.27 | XXXX | XXXX | XXXX |  | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.25 | 9.25 | 8251.43 | 8251.43 | 781.61 | 9033.04 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | true |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9397 | Single Family Detached | 1 | 1968 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 17040 | 1 | 42851 | 128 | 3 | 0.002761904761904762 | 8 | No | N/A | Manual Underwriting |  | 9.448 | No | No | XXXX | XXXX |
| XXXX | XXXX | 70600028 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5411 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 719 | 719 | 698 | 731 | XXXX | XXXX | xxxxx6592 | XXXX | XXXX | XXXX | XXXX | XXXX | No | true | XXXX | 708 | 696 | 708 | 711 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.61 | 48.7 | XXXX |  |  |  | XXXX | Employed | Not Employed |  |  | 7.89 |  |  |  | NA | XXXX | 5429.48 | Yes | 10.14 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.499 | 9.499 | 3253.82 | 3253.82 | 270.78 | 3524.6 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx4595 | Single Family Detached | 1 | 1996 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 17561.5 | 1 | 16660 | 104 | 9 | 0.3925616912960475 | 5 | No | N/A | Manual Underwriting |  | 9.907 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 92211785 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5974 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 769 | 762 | 786 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1428 | Yes | 93.81 | XXXX | XXXX | XXXX |  | 59.5 | 59.5 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1191.76 | 1191.76 |  | 1630.57 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9182 | Single Family Detached | 1 | 1948 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -413 |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 1 |  | 261 |  |  | 0.83 | No | NA | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 87016942 |  | XXXX | XXXX | XXXX | XXXX | xxxxx8055 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 676 | 692 | 661 | 676 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 46.41 | 48.89 | XXXX |  |  |  | XXXX | Employed |  |  |  | 16.83 |  |  |  | NA | XXXX | 3903.13 | Yes | 43.42 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.25 | 9.25 | 3085.03 | 3085.03 | 620.09 | 3705.13 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2391 | Single Family Detached | 1 | 2005 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -1434 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 11370 | 1 | 11923 | 76 | 7 | 0.09266136162687887 | 6.41 | No | N/A | Manual Underwriting |  | 9.597 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 77046643 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3070 | XXXX | XXXX | XXXX | XXXX | XXXX |  | false | XXXX | 743 | 766 | 741 | 743 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | 44628 | Yes | 116.36 | XXXX | XXXX | XXXX |  | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.625 | 8.625 | 2741.71 | 2741.71 |  | 3598.63 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx2078 | Two to Four Unit | 2 | 1980 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | XXXX |  | 3 |  | 143 |  |  | 2.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | 75942702 |  | XXXX | XXXX | XXXX | XXXX | xxxxx5434 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 701 | 698 | 728 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.05 | 34.41 | XXXX |  |  |  | XXXX | Employed |  |  |  | 1.75 |  |  |  | NA | XXXX | 4129.33 | Yes | 5.88 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 10.125 | 10.125 | 3352.19 | 3352.19 | 364.06 | 3726.33 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9736 | PUD | 1 | 2021 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -513 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 10885 | 1 | 11332 | 14 | 4 | 0.014583333333333334 | 6 | No | N/A | Manual Underwriting |  | 10.484 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 89750943 |  | XXXX | XXXX | XXXX | XXXX | xxxxx4299 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | false | XXXX | 775 | 779 | 775 | 745 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 25.91 | 34.88 | XXXX |  |  |  | XXXX | Employed |  |  |  | 2.33 |  |  |  | NA | XXXX | 9880.92 | Yes | 18.17 | XXXX | XXXX | XXXX |  | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.999 | 7.999 | 6532.52 | 6532.52 | 809.4 | 7341.92 | 01-01-2023 | Fixed | 240 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | true | 120 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx3563 | Single Family Detached | 1 | 1984 | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -336 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 21595 | 3 | 15000 | 188 | 7 | 0.06375699380009073 | 1 | No | N/A | Manual Underwriting |  | 8.224 | No | No | XXXX | XXXX |
| XXXX | XXXX | 18425428 |  | XXXX | XXXX | XXXX | XXXX | xxxxx3935 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 711 | 741 | 706 | 711 | XXXX | XXXX | xxxxx1499 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 704 | 704 | 670 | 715 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.22 | 41.4 | XXXX | XXXX |  |  | XXXX | Employed | Employed |  |  | 28.83 | 28.83 |  |  | NA | XXXX | 7695.83 | Yes | 4.75 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 10.125 | 10.125 | 5267.73 | 5267.73 | 908.75 | 6176.48 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | false |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx6229 | Single Family Detached | 1 | 1991 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | XXXX | 11405 | 1 | 26223 | 288 | 5 | 0.2697566311184031 | 4 | No | N/A | Manual Underwriting |  | 10.359 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | 20920860 |  | XXXX | XXXX | XXXX | XXXX | xxxxx9208 | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | true | XXXX | 765 | 765 | 765 | 752 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 39.39 | 44.12 | XXXX |  |  |  | XXXX | Employed |  |  |  | 3.5 |  |  |  | NA | XXXX | 6618.37 | Yes | 8.91 | XXXX | XXXX | XXXX |  | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.875 | 9.875 | 5079.84 | 5079.84 | 829.03 | 5908.87 | 01-01-2023 | Fixed | 360 | 360 | 12-01-2052 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | false | 0 | No | false | true |  | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxx9199 | Single Family Detached | 1 | 2005 | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -590 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | XXXX | 7845 | 1 | 13260 | 183 | 4 | 0.0340002186509238 | 2 | No | N/A | Manual Underwriting |  | 10.064 | Yes | No | XXXX | XXXX |

---

## Exhibit 99.5

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **TILA Status** | **Application Date** | **TRID** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Citizenship Indicator** | **Co Borrower Citizenship Indicator** | **Co Borrower 2 Citizenship Indicator** | **Co Borrower 3 Citizenship Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower 2 Country Name** | **Co Borrower 3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Originator DSCR** | **DSCR** | **Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **CPA Letter Flag** | **# of Months CPA verified income** | **WVOE Flag** | **# of Months WVOE** | **Right to Cancel Form Type** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?**  | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Date of Prior Sale** | **Days Since Prior Sale** | **Total Adjusted Prior Purchase Price** |
| 28354674 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $0.00 | XXXX |  | $1163.75 | 6.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5273.88 | $1235.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 676 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.17 | 1.170 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 67693260 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8884 | $12478.46 | XXXX | 6.532% | $4239.20 | 6.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $9437.52 | $0.00 | XXXX | CA | $395.00 | 02/04/2022 |  | 31.56% | 31.42% | 31.42% | XXXX | XXXX |  |  |  | 714 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - 12 Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8884 |  | 3.610% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 43707938 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 24544.1 | $31160.83 | XXXX | 6.148% | $4976.33 | 6.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $11375.04 | $924.96 | XXXX |  |  |  |  | 21.71% | 21.72% | 21.72% | XXXX | XXXX |  |  |  | 754 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 13 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, 1 Month Personal Bank Statements Verified, 12 Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 24544.1 |  | 3.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 55783909 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $45802.00 | XXXX |  | $3721.16 | 4.365% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $6816.24 | $2414.04 | XXXX |  |  |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.4 | 1.400 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 52197049 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3510.00 | XXXX |  | $1477.50 | 6.490% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $6624.24 | $719.28 | XXXX |  |  |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 657 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.96 | 0.960 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 53270539 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $0.00 | XXXX |  | $566.36 | 4.115% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $1299.00 | $2016.12 | XXXX |  |  |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 626 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 3 | 0 | 0 |  | XXXX | XXXX | Interest Only |  |  |  |  |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2.37 | 2.370 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 84998437 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5600.00 | XXXX |  | $1355.39 | 4.115% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 | $4326.72 | $0.00 | XXXX |  |  |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Interest Only |  |  |  | $0.00 |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.17 | 1.170 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 30080011 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $1650.00 | XXXX |  | $520.91 | 6.490% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3233.40 | $0.00 | XXXX |  |  |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Interest Only |  |  |  |  |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.64 | 1.640 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 36738779 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $0.00 | XXXX |  | $1539.06 | 6.490% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2209.80 | $1277.16 | XXXX |  |  |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Interest Only |  |  |  | $0.00 |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 35339886 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $1920.00 | XXXX |  | $590.46 | 6.240% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $979.92 | $1025.04 | XXXX |  |  |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Interest Only |  |  |  | $0.00 |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.93 | 1.930 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 28792851 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $35000.00 | XXXX |  | $12366.67 | 4.240% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $70916.40 | $0.00 | XXXX |  |  |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Interest Only |  |  |  | $0.00 |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.31 | 1.310 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 21501864 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $4387.50 | XXXX |  | $740.16 | 4.490% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3407.04 | $276.60 | XXXX | NJ | $0.00 |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Interest Only |  |  |  | $0.00 |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.62 | 1.620 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 20582591 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $0.00 | XXXX |  | $1851.56 | 4.115% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5375.04 | $999.96 | XXXX | CA | $0.00 |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.05 | 1.050 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 13729107 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $0.00 | XXXX |  | $1537.67 | 6.240% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3537.60 | $7.92 | XXXX |  |  |  |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Interest Only |  |  |  | $0.00 |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.64 | 1.640 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 88870655 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3718.00 | XXXX |  | $1108.53 | 4.115% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2384.04 | $1091.04 | XXXX | OK | $0.00 | 03/01/2022 |  |  | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Interest Only |  |  |  | $0.00 |  |  | No |  |  | No |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 72420058 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6701.06 | XXXX |  | $835.44 | 4.375% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | 1 | $1910.64 | $653.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 710 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 4.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.48 | 1.480 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 79930126 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7971.79 | XXXX |  | $1169.86 | 6.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2767.80 | $773.16 | XXXX | FL | $483.00 | 01/01/1900 |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 715 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 12876489 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $1789.54 | XXXX |  | $2137.31 | 4.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $5203.08 | $2751.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 746 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Yes | 1.43 | 1.430 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 53254678 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7581.5 | $8709.54 | XXXX | 4.492% | $2948.09 | 4.375% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $8841.48 | $3138.96 | XXXX |  |  |  |  | 47.30% | 47.82% | 47.82% | XXXX | XXXX | XXXX |  |  | 669 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 50.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7581.5 |  | 3.620% |  | 1.8 | Manual Underwriting | No | Manual Underwriting |  | No | 4.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  |  | No | Yes | 72 | Yes | 72 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 96494586 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6880.25 | $9913.85 | XXXX | 4.461% | $1733.35 | 4.250% | No | No | Self-Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $6197.52 | $1206.00 | XXXX |  |  |  |  | 47.46% | 47.90% | 47.90% | XXXX | XXXX | XXXX |  |  | 810 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 17 | Personal,Business | 62.72% | 100.00% |  |  | Borrower - Wage - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2021 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2021 | Borrower - 2021 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2021 | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6880.25 |  | 3.610% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.250% | 0 | 2 | 0 | 0 | 2 | 0 | 5 | 12 |  |  |  | 0.000 |  |  | No | Yes | 24 | Yes | 26 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 68793731 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9553.07 | XXXX |  | $1130.21 | 4.375% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 2 | $4152.24 | $534.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 710 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.92 | 0.920 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 19381481 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9724 | $11236.08 | XXXX | 6.853% | $1845.64 | 6.500% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2794.08 | $928.56 | XXXX |  |  |  |  | 36.93% | 37.71% | 37.71% | XXXX | XXXX |  |  |  | 670 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  | 0.00% | 1.00% |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9724 |  | 3.990% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 24 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 70601413 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16664.34 | XXXX |  | $2868.75 | 6.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3266.88 | $1730.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 680 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.064% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 19833084 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7564.28 | XXXX |  | $1779.42 | 6.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $2376.60 | $1069.08 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 760 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.06 | 1.060 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 37808670 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6834.88 | XXXX |  | $1334.57 | 6.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3187.56 | $979.80 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 760 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.190 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 84452339 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6478.07 | XXXX |  | $989.15 | 6.250% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $3499.80 | $2655.00 | XXXX |  |  |  |  | 21.92% | 21.41% | 21.41% | XXXX | XXXX |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 87.23% | 100.00% |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, Lease Agreements Verified - 2021 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2021 | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 1 | 0 | 2 | 1 | 12 |  |  |  |  | 0.000 |  |  | No | Yes | 60 | Yes | 60 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 40074785 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 24544 | $24802.76 | XXXX | 4.354% | $3295.62 | 4.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1431.72 | $2490.00 | XXXX |  |  |  |  | 16.58% | 16.67% | 16.67% | XXXX | XXXX |  |  |  | 772 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 50.00% |  |  | Borrower - SECorporation - Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 24544 |  | 3.760% |  | 2.4 | Manual Underwriting | No | Manual Underwriting |  | No | 5.037% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 40742666 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5556.07 | $6436.01 | XXXX | 4.638% | $1508.86 | 4.499% | No | No | Self-Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $1921.56 | $1421.04 | XXXX |  |  |  |  | 37.72% | 38.08% | 38.08% | XXXX | XXXX | XXXX |  |  | 740 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 17 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - SESCorp - 2+ Months Paystubs Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5556.07 |  | 3.610% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 5.365% | 0 | 0 | 0 | 0 | 0 | 0 |  | 17 |  |  |  | 0.000 |  | N/A | No | Yes | 120 | Yes | 120 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 96208934 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $23709.30 | XXXX |  | $4154.82 | 4.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $10206.48 | $1001.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 747 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.49 | 1.490 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 46875091 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11700 | $12572.50 | XXXX | 4.837% | $1570.72 | 4.500% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $4683.84 | $2528.04 | XXXX |  |  |  |  | 48.84% | 48.84% | 48.84% | XXXX | XXXX | XXXX |  |  | 713 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified - 2021 \|\| Co Borrower | Borrower - 2021 \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11700 |  | 3.760% |  | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  |  | No | Yes | 204 | Yes | 204 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 57585534 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 34020.8 | $37014.84 | XXXX | 6.278% | $5346.97 | 6.125% | No | No | Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $13749.96 | $2054.28 | XXXX |  |  |  |  | 41.71% | 42.19% | 42.19% | XXXX | XXXX | XXXX |  |  | 728 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 |  | 60.14% | 100.00% |  |  | Borrower - SESoleProprietor - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified \|\| Co Borrower - SESoleProprietor - Written VOE Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 34020.8 |  | 3.920% |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 2 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 144 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 43169299 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16694 | $17541.52 | XXXX | 4.662% | $2496.43 | 4.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3614.52 | $2003.76 | XXXX | FL | $6.00 |  |  | 44.74% | 44.43% | 44.43% | XXXX | XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 400.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified - 2021 | Borrower - 2021 | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16694 |  | 3.990% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 48 | Yes | 48 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 94669372 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13295 | $16316.54 | XXXX | 6.219% | $6539.74 | 6.125% | No | No | Self-Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $16250.04 | $2237.04 | XXXX | CA | $45.00 |  |  | 48.03% | 47.94% | 47.94% | XXXX | XXXX | XXXX |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified - 2021 \|\| Co Borrower | Borrower - 2021 \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13295 |  | 3.920% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 66254634 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $25176.66 | XXXX |  | $2606.27 | 4.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8429.88 | $1656.00 | XXXX | CA | $155.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 4.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.110 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 44209699 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10280 | $13803.80 | XXXX | 6.665% | $4607.78 | 6.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $10125.00 | $1875.96 | XXXX |  |  |  |  | 28.71% | 28.71% | 28.71% | XXXX | XXXX |  |  |  | 780 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10280 |  | 3.960% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 82255975 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7213.14 | XXXX |  | $1360.74 | 6.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $3249.96 | $921.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $800.00 | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.45 | 1.050 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 78762110 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6580.62 | XXXX |  | $995.51 | 6.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $3571.08 | $1239.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 621 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.15 | 1.150 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 20201288 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18231.5 | $22461.10 | XXXX | 5.170% | $6878.17 | 6.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $15437.52 | $2041.20 | XXXX | CA | $230.00 |  |  | 32.41% | 35.41% | 31.47% | XXXX | XXXX |  |  |  | 752 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  | Third-Party Prepared (Unaudited) | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation | 18231.5 |  | 0.000% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 2 |  |  | 0.000 |  | N/A | No | Yes | 55 | Yes | 55 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 29255552 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10064 | $12633.06 | XXXX | 6.548% | $3481.19 | 6.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $7812.48 | $891.00 | XXXX |  |  |  |  | 32.11% | 32.11% | 32.11% | XXXX | XXXX |  |  |  | 752 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10064 |  | 4.230% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 57939058 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18908.45 | $34518.41 | XXXX | 6.244% | $9108.08 | 6.125% | No | No | Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $19749.96 | $1829.04 | XXXX |  |  |  |  | 42.77% | 42.63% | 42.63% | XXXX | XXXX | XXXX |  |  | 753 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Borrower Prepared | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18908.45 |  | 3.960% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 2 | 0 | 1 | 0 | 3 | 0 |  |  | 2 |  |  | 0.000 |  | N/A | No | NA | 50 | Yes | 50 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 20045168 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 28055 | $32663.12 | XXXX | 6.756% | $4716.46 | 6.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $11187.48 | $1278.12 | XXXX |  |  |  |  | 32.40% | 32.41% | 32.41% | XXXX | XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified - 2021 | Borrower - 2021 | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 28055 |  | 3.920% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 96 | Yes | 96 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 42409701 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12615 | $15511.59 | XXXX | 6.868% | $2401.86 | 6.500% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $5937.48 | $990.96 | XXXX |  |  |  |  | 49.94% | 49.62% | 49.62% | XXXX | XXXX | XXXX |  |  | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 15 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified \|\| Co Borrower - SECorporation | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12615 |  | 4.740% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 8 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 53769938 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7407 | $8904.98 | XXXX | 6.805% | $1643.38 | 6.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $3419.28 | $1449.96 | XXXX |  |  |  |  | 28.09% | 28.09% | 28.09% | XXXX | XXXX |  |  |  | 802 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Borrower Prepared | Borrower - SECorporation - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, Written VOE Verified - 2020 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified - 2020 | 1YR Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7407 |  | 4.490% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 1 | 0 | 1 | 1 | 0 | 0 |  |  | 15 |  |  | 0.000 |  | N/A | No | Yes | 144 | Yes | 144 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 83451741 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7217.8 | $8503.25 | XXXX | 7.177% | $1708.01 | 6.875% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4809.84 | $1002.84 | XXXX |  |  |  |  | 46.47% | 46.48% | 46.48% | XXXX | XXXX |  |  |  | 664 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7217.8 |  | 4.230% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 27 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 37082169 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4894 | $5467.97 | XXXX | 7.359% | $1091.48 | 7.250% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4071.72 | $711.12 | XXXX |  |  |  |  | 27.03% | 27.02% | 27.02% | XXXX | XXXX |  |  |  | 727 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 12 | Personal | 0.00% | 100.00% |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified, 1040 Schedule E Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4894 |  | 4.740% |  | 1.2 | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 1 | 0 | 0 | 0 | 2 | 2 | 12 |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 12 | H9 (Same Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 32290693 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14564 | $17297.04 | XXXX | 6.529% | $4067.36 | 6.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $9000.00 | $1839.96 | XXXX |  |  |  |  | 38.70% | 38.97% | 38.97% | XXXX | XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14564 |  | 4.740% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  | 12 |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 60168048 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 19844 | $22562.93 | XXXX | 6.424% | $4010.23 | 6.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $5521.80 | $1800.00 | XXXX |  |  |  |  | 41.91% | 41.73% | 41.73% | XXXX | XXXX | XXXX |  |  | 714 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Personal Bank Statements Verified \|\| Co Borrower - SESoleProprietor - Personal Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 19844 |  | 4.790% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 24521218 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6016.28 | XXXX |  | $916.67 | 5.500% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $6120.36 | $768.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 2.1 | Manual Underwriting | No | Manual Underwriting |  | No | 5.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.24 | 1.240 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 35672670 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 41899 | $50589.96 | XXXX | 6.694% | $5756.96 | 6.250% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $14062.56 | $1552.20 | XXXX |  |  |  |  | 46.13% | 46.14% | 46.14% | XXXX | XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 41899 |  | 3.960% |  | 2.9 | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 156 | Yes | 156 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 33961657 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $3950.00 | XXXX |  | $1548.57 | 6.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3138.00 | $990.48 | XXXX | GA | $90.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 812 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 60121888 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6526.62 | XXXX |  | $983.38 | 8.750% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1017.00 | $669.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 650 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.76 | 0.760 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/04/2022 | -126 | XXXX |
| 87175906 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9179.9 | $12417.18 | XXXX | 6.634% | $2939.00 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $1782.84 | $2004.96 | XXXX | CO | $37.00 |  |  | 45.65% | 45.24% | 45.24% | XXXX | XXXX | XXXX |  |  | 756 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 64.56% | 100.00% |  |  | Borrower - Wage - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR IRS Transcripts Verified | Borrower \|\| Co Borrower - 1 YR IRS Transcripts Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9179.9 |  | 5.160% |  | 2.2 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 2 | 0 | 0 | 0 | 1 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 25986761 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5109.78 | XXXX |  | $898.37 | 6.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $4246.08 | $842.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 779 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $98.66 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.06 | 1.060 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 70423270 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11989.35 | XXXX |  | $2655.25 | 6.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 3 | $1457.52 | $3640.08 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 756 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.46 | 1.460 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 66788381 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12773.78 | $18159.78 | XXXX | 7.109% | $4156.72 | 6.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $9375.00 | $726.00 | XXXX |  |  |  |  | 7.21% | 7.21% | 7.21% | XXXX | XXXX |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12773.78 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 52734938 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14986.16 | $18637.03 | XXXX | 8.106% | $4959.47 | 7.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $11892.00 | $4095.00 | XXXX | TX | $131.00 |  |  | 28.33% | 28.34% | 28.34% | XXXX | XXXX |  |  |  | 717 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14986.16 |  | 5.860% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 18346814 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10109.65 | XXXX |  | $1884.18 | 6.750% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $3961.20 | $3453.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio | 7 | 12/01/2018 | 03/01/2019 | 1 | 39 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.41 | 1.410 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 44655196 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9174.64 | $14408.37 | XXXX | 6.768% | $5405.91 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $15256.80 | $934.20 | XXXX | CA | $200.00 |  |  | 47.24% | 47.28% | 47.28% | XXXX | XXXX | XXXX |  |  | 752 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 91.28% | 50.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement | 7 | 01/01/2014 | 05/12/2014 | 1 | 97 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9174.64 |  | 5.880% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 180 | Yes | 180 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 99717782 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11205.56 | $13800.95 | XXXX | 8.969% | $3824.79 | 8.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8136.00 | $956.04 | XXXX |  |  |  |  | 22.48% | 23.12% | 23.12% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11205.56 |  | 5.880% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/31/2022 | -38 | XXXX |
| 66625221 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 41914 | $20341.10 | XXXX | 6.546% | $5926.76 | 6.375% | No | No | Employed | Retired | Retired |  |  |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  | XXXX | 1 | $9163.92 | $7404.00 | XXXX | GA | $29.17 |  |  | 48.84% | 48.84% | 48.84% | XXXX | XXXX | XXXX | XXXX |  | 703 | 708 | 749 | 731 |  |  |  | XXXX |  |  |  |  |  |  | 731 |  | 4 - Verified 2+ Mos |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - SSI and Disability - Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - SSI and Disability - Balance Sheet Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower 2 - SSI and Disability - Balance Sheet Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 41914 |  | 5.880% |  | 2.9 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 2 | 2 | 0 | 0 | 3 | 1 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 24 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 82847276 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16113.35 | XXXX |  | $4029.43 | 6.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2711.40 | $655.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 4.4 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.1 | 1.100 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/17/2020 | -690 | XXXX |
| 52311317 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13182.96 | XXXX |  | $2932.80 | 6.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 3 | $6391.20 | $3135.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.13 | 1.130 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 15176720 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15458.64 | $19544.24 | XXXX | 8.310% | $3067.04 | 7.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5874.96 | $1543.44 | XXXX |  |  |  |  | 39.19% | 39.20% | 39.20% | XXXX | XXXX |  |  |  | 738 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15458.64 |  | 5.780% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 35448445 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5276.52 | XXXX |  | $1024.50 | 6.625% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $3997.68 | $798.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.35 | 1.350 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-13-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/10/2022 | -158 | XXXX |
| 16027594 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14283.50 | XXXX |  | $1493.26 | 6.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1087.68 | $546.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $451.24 | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.04 | 1.040 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | 07-12-2050 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 40659197 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13016.1 | $14121.06 | XXXX | 5.665% | $3223.55 | 6.500% | No |  | Not Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3760.32 | $3030.00 | XXXX |  |  |  |  | 36.30% | 41.67% | 36.30% | XXXX | XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | 3 | Personal | 0.00% | 0.00% |  |  | Borrower - Asset Depletion - Personal Bank Statements Verified | Borrower | Asset Depletion |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13016.1 |  | 0.000% |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 05-17-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/25/2022 | -55 | XXXX |
| 50869485 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10235 | $11734.75 | XXXX | 7.011% | $2672.22 | 6.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4766.04 | $734.04 | XXXX |  |  |  |  | 25.48% | 25.48% | 25.48% | XXXX | XXXX |  |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10235 |  | 5.880% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 72 | Yes | 72 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 07-13-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 97170821 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $21588.26 | XXXX |  | $11110.80 | 8.500% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $10296.24 | $1036.92 | XXXX |  |  |  |  | 36.97% | 36.97% | 36.97% | XXXX | XXXX |  |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 15 | Personal,Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 12 | 12 |  |  | 0.000 |  | N/A | No | Yes | 62 | Yes | 62 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-17-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/04/2022 | -140 | XXXX |
| 39770167 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11569.2 | $13620.34 | XXXX | 8.892% | $3723.36 | 8.625% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $2441.88 | $1428.96 | XXXX | AZ | $48.00 |  |  | 27.72% | 27.73% | 27.73% | XXXX | XXXX | XXXX |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11569.2 |  | 5.370% |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 228 | Yes | 228 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | 10-13-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | 10-29-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/10/2022 | -76 | XXXX |
| 32024166 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3621.65 | XXXX |  | $1583.33 | 6.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 3 | $5504.88 | $2039.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $11500.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.6 | 1.600 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 04-14-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/14/2008 | -5217 | XXXX |
| 52480499 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7241.65 | XXXX |  | $1583.33 | 6.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 3 | $5907.00 | $2039.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $11500.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.58 | 1.580 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 04-14-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/02/2013 | -3220 | XXXX |
| 94573777 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $25422.98 | XXXX |  | $4503.48 | 6.500% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 3 | $4824.12 | $1017.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.21 | 1.210 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-01-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-10-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 83761385 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12710.23 | XXXX |  | $1156.95 | 8.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $5915.76 | $1422.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.55 | 1.550 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NJ | United States | 04-26-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/09/1021 | -365473 | XXXX |
| 25958420 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13255.30 | XXXX |  | $1052.95 | 8.000% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2331.84 | $1569.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.87 | 0.870 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 08-10-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 12607218 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10561.44 | XXXX |  | $2962.82 | 6.500% | Yes | Yes | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $7812.48 | $457.20 | XXXX | CA | $292.00 |  |  | 15.61% | 15.90% | 15.90% | XXXX | XXXX | XXXX |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 15 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Balance Sheet Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 96 | Yes | 96 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-04-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-29-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 87937055 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10522.5 | $14174.14 | XXXX | 9.773% | $3859.52 | 9.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5603.04 | $1674.00 | XXXX | MD | $59.00 |  |  | 40.42% | 40.57% | 40.57% | XXXX | XXXX |  |  |  | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10522.5 |  | 5.580% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 38 | Yes | 38 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MD | United States | 02-17-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 23612311 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7164.54 | XXXX |  | $1267.15 | 11.125% | Yes |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 3 | $2411.40 | $2783.16 | XXXX |  |  |  |  | 24.07% | 24.07% | 24.07% | XXXX | XXXX |  |  |  | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR IRS Transcripts Verified | Full Doc | 13 | 05/01/2017 | 12/01/2021 | 3 |  | 5 |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 11.125% | 2 | 0 | 0 | 0 | 0 | 1 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | 02-04-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 77824018 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6022.5 | $7586.82 | XXXX | 10.877% | $1458.61 | 10.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $7093.80 | $1053.00 | XXXX |  |  |  |  | 18.76% | 18.76% | 18.76% | XXXX | XXXX |  |  |  | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6022.5 |  | 5.580% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 10.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 336 | Yes | 336 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OH | United States | 10-24-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 43988088 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7297.42 | XXXX |  | $1053.13 | 7.750% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $635.76 | $630.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.64 | 1.640 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 08-23-2029 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 02-11-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 87741975 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8508.75 | $11270.19 | XXXX | 9.554% | $2776.53 | 9.250% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $3796.68 | $1659.96 | XXXX |  |  |  |  | 42.35% | 42.36% | 42.36% | XXXX | XXXX |  |  |  | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8508.75 |  | 5.880% |  | 1.9 | Manual Underwriting | No | Manual Underwriting |  | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 91 | Yes | 91 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CT | United States | 08-23-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 76092377 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12949.04 | $15481.46 | XXXX | 9.251% | $2784.20 | 8.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4278.48 | $674.16 | XXXX |  |  |  |  | 19.42% | 19.42% | 19.42% | XXXX | XXXX |  |  |  | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 - Verified<2Mos | 3 - Verified<2Mos |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12949.04 |  | 5.370% |  | 2.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 30 | Yes | 30 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/30/2021 | -218 | XXXX |
| 45056661 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10684.80 | XXXX |  | $2364.41 | 8.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4223.16 | $2959.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 3.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.08 | 1.080 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NJ | United States | 09-18-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/10/2021 | -272 | XXXX |
| 75571303 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5316.75 | $7764.95 | XXXX | 9.197% | $892.71 | 8.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3659.52 | $1470.96 | XXXX |  |  |  |  | 48.21% | 48.43% | 48.43% | XXXX | XXXX |  |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5316.75 |  | 5.880% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | IL | Illinois | 06-20-2024 |  |  | I-551 Permanent Resident Card |  | 06-25-2028 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/03/2021 | -374 | XXXX |
| 76498079 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11120.00 | XXXX |  | $2455.83 | 7.250% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $3750.60 | $1113.00 | XXXX | OR | $91.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.93 | 0.930 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 07-06-2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 09-11-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 82087579 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $26669.93 | XXXX |  | $3792.41 | 6.500% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $6494.88 | $717.12 | XXXX |  |  |  |  | 35.32% | 35.32% | 35.32% | XXXX | XXXX |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 3.8 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 55 | Yes | 55 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-20-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/17/2020 | -784 | XXXX |
| 66657683 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15497.26 | XXXX |  | $1885.18 | 7.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3574.44 | $854.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.75 | 0.750 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 03-29-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 52524989 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8334.18 | $14293.56 | XXXX | 8.276% | $2184.82 | 8.000% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5875.32 | $2946.00 | XXXX |  |  |  |  | 47.03% | 47.03% | 47.03% | XXXX | XXXX |  |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8334.18 |  | 5.580% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 07-09-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 72669428 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16338.75 | $17711.42 | XXXX | 6.905% | $3673.78 | 6.625% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4332.00 | $3329.04 | XXXX | FL | $125.00 |  |  | 15.15% | 14.69% | 14.69% | XXXX | XXXX |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 75.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16338.75 |  | 5.370% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 120 | Yes | 120 | N/A | Permanent Resident Alien | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 01-05-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 55925737 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 28538.09 | $30412.89 | XXXX | 8.559% | $5345.31 | 8.125% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $9442.80 | $2573.16 | XXXX |  |  |  |  | 31.04% | 31.05% | 31.05% | XXXX | XXXX | XXXX |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 28538.09 |  | 5.610% |  | 3.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 70 | Yes | 70 | N/A | Permanent Resident Alien | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 01-01-2023 |  |  | N/A |  |  | Permanent Resident Alien | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 02-13-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/20/2021 | -306 | XXXX |
| 49277392 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9488 | $11596.30 | XXXX | 11.130% | $4395.75 | 10.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $6500.04 | $1334.04 | XXXX |  |  |  |  | 49.63% | 49.63% | 49.63% | XXXX | XXXX |  |  |  | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation | 9488 |  | 5.610% |  | 2.4 | Manual Underwriting | No | Manual Underwriting |  | No | 10.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 120 | Yes | 120 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-19-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/28/2022 | -113 | XXXX |
| 92968966 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $28832.82 | XXXX |  | $3424.92 | 7.750% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8618.76 | $1107.96 | XXXX | CA |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.4 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.78 | 0.780 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-13-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 95514103 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9233.53 | XXXX |  | $3407.83 | 7.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $6616.68 | $920.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.79 | 0.790 |  | N/A | No | NA |  | No |  | N/A | Permanent Resident Alien | Permanent Non-US Citizen | No | Real ID Driver's License |  | CA | United States | 02-03-2027 |  |  | I-551 Permanent Resident Card |  | 03-30-2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 93612480 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $49230.80 | XXXX |  | $10497.50 | 7.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 4 | $16911.84 | $4398.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-06-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/02/2021 | -259 | XXXX |
| 78074615 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13245 | $14041.90 | XXXX | 6.660% | $2807.41 | 6.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5459.52 | $1107.00 | XXXX |  |  |  |  | 47.24% | 47.25% | 47.25% | XXXX | XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13245 |  | 5.060% |  | 1.3 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-27-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 49748887 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16868.64 | XXXX |  | $3033.98 | 7.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $6504.72 | $1971.72 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | NJ | USA | 01-01-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/03/2021 | -446 | XXXX |
| 79619552 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6001 | $7385.48 | XXXX | 8.857% | $2493.59 | 8.625% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3724.80 | $3093.96 | XXXX | GA | $41.67 |  |  | 49.29% | 49.29% | 49.29% | XXXX | XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6001 |  | 5.610% |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 2 | 0 | 0 | 0 | 3 | 2 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 21 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 06-30-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/28/2017 | -1970 | XXXX |
| 85911325 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7995 | $9002.78 | XXXX | 6.375% | $3841.87 | 6.625% | No |  | Not Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $7270.80 | $2084.40 | XXXX | CA | $31.67 |  |  | 44.86% | 51.35% | 44.87% | XXXX | XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 0.00% | 100.00% |  |  | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified, Lease Agreements Verified | Borrower | Asset Utilization (No DTI) |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7995 |  | 0.000% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-11-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 78095511 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11472 | $14901.95 | XXXX | 8.901% | $4725.07 | 8.625% | No | No | Self-Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $8437.56 | $2589.96 | XXXX |  |  |  |  | 46.16% | 46.70% | 46.70% | XXXX | XXXX | XXXX |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 12 | Business | 76.43% | 100.00% |  | Audited | Borrower - Wage - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR IRS Transcripts Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower - 1 YR IRS Transcripts Verified | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11472 |  | 5.580% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 2 | 0 | 0 | 0 | 1 |  | 12 | 12 |  |  | 0.000 |  | N/A | No | Yes | 51 | Yes | 51 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-04-2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | CA | United States | 07-30-2027 | Japan | 07-30-2027 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 36762098 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 29238.6 | $30927.24 | XXXX | 9.851% | $6142.76 | 9.375% | No | No | Self-Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $17716.68 | $2270.04 | XXXX | TX | $141.67 |  |  | 35.31% | 35.31% | 35.31% | XXXX | XXXX | XXXX |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 31.67% | 100.00% |  |  | Borrower - Wage - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 29238.6 |  | 5.370% |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 9.375% | 0 | 2 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 43 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 09-20-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 08-23-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 17619325 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10155 | $12301.70 | XXXX | 7.535% | $5635.91 | 7.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $13678.08 | $1938.36 | XXXX |  |  |  |  | 3.59% | 3.59% | 3.59% | XXXX | XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 50.00% |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10155 |  | 5.060% |  | 2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 103 | Yes | 103 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | No | Employment Authorization Card |  | N/A | Mexico | 02-22-2024 |  |  | Employment Authorization Document (I-821D) |  | 02-22-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/15/2016 | -2317 |  |
| 84161483 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14394.98 | $16851.38 | XXXX | 8.938% | $4286.48 | 8.625% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $7384.08 | $663.00 | XXXX |  |  |  |  | 37.60% | 37.61% | 37.61% | XXXX | XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14394.98 |  | 5.610% |  | 1.9 | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-24-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 88222867 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9502.5 | $10507.30 | XXXX | 6.759% | $4370.12 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $10040.88 | $1221.96 | XXXX |  |  |  |  | 22.12% | 22.09% | 22.09% | XXXX | XXXX | XXXX |  |  | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9502.5 |  | 5.310% |  | 4.5 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 10-27-2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 09-15-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 22522756 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13537.94 | XXXX |  | $1637.50 | 7.500% | Yes | Yes |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4116.00 | $1749.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 06-30-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 87299414 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15454.55 | XXXX |  | $3455.45 | 6.875% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $4690.56 | $597.12 | XXXX |  |  |  |  | 48.65% | 48.40% | 48.40% | XXXX | XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 13 |  |  | 0.000 |  |  | No | Yes | 120 | Yes | 120 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-03-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 69386960 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18021.50 | XXXX |  | $3556.98 | 7.375% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $8937.48 | $2186.28 | XXXX |  |  |  |  | 39.88% | 39.88% | 39.88% | XXXX | XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower - 1 YR Personal Tax Returns Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 1 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 10-16-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 25532667 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18800.48 | $22657.04 | XXXX | 10.692% | $6762.58 | 10.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $15108.84 | $2625.96 | XXXX | IL | $37.50 |  |  | 32.14% | 32.14% | 32.14% | XXXX | XXXX |  |  |  | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18800.48 |  | 5.610% |  | 4.2 | Manual Underwriting | No | Manual Underwriting |  | No | 10.375% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | IL | United States | 12-13-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 35883547 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 31995 | $42733.22 | XXXX | 7.384% | $15959.34 | 7.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $31250.04 | $858.12 | XXXX |  |  |  |  | 26.63% | 26.63% | 26.63% | XXXX | XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 50.00% |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 31995 |  | 5.280% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 30 | Yes | 30 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-02-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 38913967 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20268.06 | XXXX |  | $2262.40 | 8.875% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $6187.44 | $915.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 645 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.2 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.81 | 0.810 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05-31-2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-14-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 41158065 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7965.25 | XXXX |  | $1790.13 | 6.750% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $1844.04 | $781.44 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.9 | 0.900 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 05-11-2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 09-12-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 10303540 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7779.56 | XXXX |  | $1105.09 | 7.375% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $1376.40 | $458.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 635 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.43 | 1.430 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-17-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-04-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 65982361 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 1995 | $2479.32 | XXXX | 7.413% | $3757.27 | 7.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8499.96 | $861.00 | XXXX |  |  |  |  | 22.57% | 22.57% | 22.57% | XXXX | XXXX |  |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 1995 |  | 5.280% |  | 2.9 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-08-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 49794214 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11137.90 | XXXX |  | $2482.94 | 7.625% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5388.00 | $4191.60 | XXXX | GA | $611.00 |  |  | 41.62% | 41.14% | 41.14% | XXXX | XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 43 | Yes | 43 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-17-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 20561458 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7815.09 | XXXX |  | $1338.75 | 8.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3375.00 | $2649.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $5000.00 | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.79 | 0.790 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-22-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 66325969 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5494.44 | XXXX |  | $733.76 | 8.000% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1993.68 | $1326.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 642 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 4.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.73 | 1.730 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 09-15-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 54172208 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16327.50 | XXXX |  | $1945.79 | 6.750% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $5000.04 | $1352.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-26-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 43162601 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20815.32 | XXXX |  | $4434.27 | 6.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4972.56 | $579.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 6 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.23 | 1.230 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-22-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 09/03/1993 | -10587 | XXXX |
| 47587800 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14623.75 | $16550.74 | XXXX | 8.378% | $4978.44 | 8.125% | No | No | Self-Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $9312.48 | $951.96 | XXXX |  |  |  |  | 47.36% | 47.16% | 47.16% | XXXX | XXXX | XXXX |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 82.21% | 100.00% |  |  | Borrower - Wage - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14623.75 |  | 5.280% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 2 | 0 | 0 | 2 | 2 |  | 12 |  |  |  | 0.000 |  |  | No | Yes | 120 | Yes | 120 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-12-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-28-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/30/2020 | -634 | XXXX |
| 62438781 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15495 | $16880.64 | XXXX | 8.503% | $4009.48 | 8.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $7500.00 | $1491.00 | XXXX |  |  |  |  | 38.05% | 37.63% | 37.63% | XXXX | XXXX | XXXX |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 |  | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15495 |  | 5.060% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-21-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-19-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 87123095 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12792.98 | XXXX |  | $1685.63 | 7.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1491.24 | $1432.08 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.04 | 1.040 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | 03-04-2053 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/28/2022 | -123 | XXXX |
| 88913482 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15393.08 | XXXX |  | $3804.16 | 8.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8600.28 | $1050.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $3400.00 | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.8 | 0.800 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-07-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 09/19/1986 | -13123 | XXXX |
| 21935865 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $21499.58 | XXXX |  | $3457.03 | 6.750% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $3542.40 | $1038.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.25 | 1.250 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05-14-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 57308052 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14371.13 | $14467.61 | XXXX | 8.489% | $3174.18 | 8.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3928.08 | $791.04 | XXXX |  |  |  |  | 21.86% | 21.85% | 21.85% | XXXX | XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14371.13 |  | 5.200% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 392 | Yes | 392 | N/A |  | US Citizen | N/A | Real ID Driver's License |  | MD | United States | 12-08-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 20677513 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4795 | $5539.18 | XXXX | 6.800% | $1792.87 | 6.625% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $13299.96 | $1823.04 | XXXX | CA | $78.00 |  |  | 43.89% | 44.06% | 44.06% | XXXX | XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 68.63% | 100.00% |  |  | Borrower - SESoleProprietor, SSI and Disability - CPA Letter Verified, Written VOE Verified, Award Letter Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4795 |  | 5.370% |  | 1.1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 240 | Yes | 240 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-21-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/10/2021 | -533 | XXXX |
| 77502716 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7345 | $8569.92 | XXXX | 6.991% | $4089.38 | 6.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $10375.08 | $2051.04 | XXXX |  |  |  |  | 31.24% | 31.24% | 31.24% | XXXX | XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7345 |  | 5.060% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-17-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/26/2021 | -392 | XXXX |
| 51697024 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7782.19 | XXXX |  | $1070.19 | 6.750% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2006.16 | $1137.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.6 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.13 | 1.130 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 09-17-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 87627429 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18418.75 | XXXX |  | $2212.50 | 7.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $2882.76 | $1146.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.41 | 1.410 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 10-18-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/30/2019 | -1096 | XXXX |
| 67731570 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14630.39 | XXXX |  | $1321.79 | 7.000% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $2181.24 | $1077.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  |  |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.19 | 1.190 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 04-26-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/10/2019 | -1238 | XXXX |
| 94481553 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14907.95 | XXXX |  | $1363.54 | 6.875% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $4049.40 | $320.04 | XXXX | CA | $228.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1.3 | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-17-2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-24-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 60886114 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6705 | $6748.34 | XXXX | 6.905% | $1507.93 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $3741.00 | $794.04 | XXXX | SC | $183.00 |  |  | 26.68% | 26.69% | 26.69% | XXXX | XXXX | XXXX |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 50.00% |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified \|\| Co Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6705 |  | 5.280% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Employment Authorization Card |  | CA | United States | 06-17-2026 |  |  | Employment Authorization Document (I-821D) |  | 01-14-2023 | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Employment Authorization Card |  | CA | United States | 01-20-2025 |  |  | I-821D Employment Authorization Document (I-821-D) |  | 01-18-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/21/2021 | -406 | XXXX |
| 15658630 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 39795 | $25788.75 | XXXX | 8.358% | $8018.97 | 8.125% | No | No | Self-Employed | Employed | Retired |  |  |  | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | 1 | $15000.00 | $1195.56 | XXXX |  |  |  |  | 42.64% | 42.64% | 42.64% | XXXX | XXXX | XXXX | XXXX |  | 785 | 792 | 813 | 811 |  |  |  |  |  |  |  |  |  |  | 811 |  | 4 - Verified 2+ Mos |  | 3 - Stated, Partially Verified |  | 3 - Stated, 3rd Party Verification |  | No | Yes | 12 | Personal | 25.68% | 0.00% |  |  | Borrower - Retirement - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Lease Agreements Verified \|\| Co Borrower - Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified \|\| Co Borrower 2 - Retirement - Award Letter Verified - 2021 | Borrower \|\| Co Borrower \|\| Co Borrower 2 - 2021 | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 39795 |  | 5.060% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 2 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-02-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-09-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 10-18-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 96014841 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16682.05 | XXXX |  | $3226.56 | 7.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $6301.08 | $893.40 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.4 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.110 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-30-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/06/2021 | -389 | XXXX |
| 35778197 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 21915 | $23293.66 | XXXX | 8.770% | $4856.86 | 8.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $8649.60 | $1848.96 | XXXX |  |  |  |  | 37.02% | 37.02% | 37.02% | XXXX | XXXX | XXXX |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation | 21915 |  | 5.200% |  | 1.8 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | MD | United States | 10-26-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | MD | United States | 09-25-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/21/1991 | -11364 | XXXX |
| 60882085 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17174.60 | XXXX |  | $2179.69 | 7.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1107.36 | $1699.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 649 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.12 | 1.120 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 10-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 47301677 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7090 | $10959.27 | XXXX | 6.807% | $1559.67 | 6.375% | No | No | Self-Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $2286.00 | $319.32 | XXXX | CA | $336.00 |  |  | 48.53% | 48.54% | 48.54% | XXXX | XXXX | XXXX |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 55.31% | 100.00% |  | Audited | Borrower - Wage - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified | Borrower \|\| Co Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7090 |  | 5.370% |  | 1.3 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 2 | 0 | 0 | 0 | 0 |  | 3 | 12 |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 31 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 01-10-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 02-22-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 29002382 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8831.25 | $19060.64 | XXXX | 8.391% | $5012.83 | 8.250% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $9812.52 | $1500.96 | XXXX |  |  |  |  | 11.48% | 11.48% | 11.48% | XXXX | XXXX | XXXX |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8831.25 |  | 5.060% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 |  |  | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-29-2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-12-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 98808648 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9690 | $2444.70 | XXXX | 8.195% | $2773.23 | 8.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3489.96 | $1791.24 | XXXX | LA | $200.00 |  |  | 49.72% | 49.79% | 49.79% | XXXX | XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified, Lease Agreements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9690 |  | 5.060% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | LA | United States | 04-12-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 11801772 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 25995 | $25878.08 | XXXX | 7.654% | $6630.48 | 7.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $15461.88 | $5801.04 | XXXX |  |  |  |  | 42.22% | 42.22% | 42.22% | XXXX | XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 25995 |  | 5.280% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-17-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/17/2022 | -165 | XXXX |
| 60480385 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15945 | $21167.10 | XXXX | 8.629% | $5301.50 | 8.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $9687.48 | $852.00 | XXXX |  |  |  |  | 19.02% | 19.12% | 19.12% | XXXX | XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation | 15945 |  | 5.280% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 06-15-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/13/2018 | -1479 | XXXX |
| 86868046 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $64018.42 | XXXX |  | $12981.25 | 8.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $38750.04 | $3926.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 3.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.853% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.95 | 0.950 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-06-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/07/2021 | -326 | XXXX |
| 83942084 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 44047.5 | $50618.25 | XXXX | 8.268% | $8711.71 | 7.875% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $16687.44 | $2631.96 | XXXX | CA | $148.00 |  |  | 27.24% | 27.24% | 27.24% | XXXX | XXXX | XXXX |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 44047.5 |  | 5.280% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-11-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 02-15-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 09/17/2021 | -350 | XXXX |
| 63557940 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 27048.75 | $26393.75 | XXXX | 8.194% | $4325.54 | 8.000% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5973.60 | $2687.04 | XXXX |  |  |  |  | 42.07% | 42.07% | 42.07% | XXXX | XXXX |  |  |  | 654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 95.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 27048.75 |  | 5.280% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  | N/A |  | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | VA | United States | 04-04-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/17/2021 | -286 | XXXX |
| 95735052 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6861.98 | XXXX |  | $1167.36 | 7.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3568.92 | $1403.04 | XXXX | OH | $25.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.24 | 1.240 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OH | United States | 02-27-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/03/2021 | -492 | XXXX |
| 38579032 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18787.5 | $18595.26 | XXXX | 6.174% | $3481.19 | 6.375% | No |  | Not Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $6176.64 | $1677.36 | XXXX |  |  |  |  | 30.08% | 35.29% | 30.08% | XXXX | XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | 12 | Personal | 0.00% | 100.00% |  |  | Borrower - Asset Depletion - Personal Bank Statements Verified - 2022 | Borrower - 2022 | Asset Depletion |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18787.5 |  | 0.000% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 02-09-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 32961035 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5614.30 | XXXX |  | $2762.70 | 7.375% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3031.68 | $1767.00 | XXXX |  |  |  |  | 30.22% | 30.22% | 30.22% | XXXX | XXXX |  |  |  | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1.1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 11-10-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 96226792 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11195 | $14902.00 | XXXX | 9.148% | $3659.97 | 8.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $7187.52 | $1119.96 | XXXX |  |  |  |  | 38.78% | 38.79% | 38.79% | XXXX | XXXX |  |  |  | 649 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11195 |  | 5.280% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-20-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 29184188 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15855 | $20698.33 | XXXX | 7.651% | $3146.47 | 7.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5539.56 | $1251.00 | XXXX |  |  |  |  | 45.74% | 45.75% | 45.75% | XXXX | XXXX |  |  |  | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15855 |  | 5.620% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | Unknown | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 08-31-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 86119192 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12612.4 | $18263.92 | XXXX | 7.999% | $7697.70 | 7.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $14532.12 | $3381.12 | XXXX | CA | $320.00 |  |  | 48.90% | 48.90% | 48.90% | XXXX | XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12612.4 |  | 5.730% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 | 3 |  | 12 |  |  | 0.000 |  | N/A | No | Yes | 92 | Yes | 92 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-01-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 95198642 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14747.52 | $16702.52 | XXXX | 7.707% | $3202.85 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $5406.36 | $721.56 | XXXX | FL | $125.00 |  |  | 25.79% | 25.79% | 25.79% | XXXX | XXXX | XXXX |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - N/A - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - N/A | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14747.52 |  | 5.280% |  | 4.2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 33 | Yes | 55 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 09-30-2028 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 05-12-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/17/2021 | -544 | XXXX |
| 11535626 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12775 | $16308.42 | XXXX | 7.527% | $6256.06 | 7.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $12250.08 | $1379.16 | XXXX |  |  |  |  | 46.38% | 46.39% | 46.39% | XXXX | XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12775 |  | 5.060% |  | 1.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.907% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-05-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/12/2019 | -1183 | XXXX |
| 18780977 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $37957.50 | XXXX |  | $6292.93 | 7.500% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1523.40 | $1407.96 | XXXX |  |  |  |  | 49.23% | 49.23% | 49.23% | XXXX | XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 | 24 |  |  |  |  | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Passport |  | IL | United States | 09-13-2031 | USA | 09-13-2031 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/21/1965 | -20897 | XXXX |
| 54655088 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 21365 | $25130.44 | XXXX | 9.923% | $5011.49 | 9.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $9312.48 | $918.12 | XXXX | CA | $543.00 |  |  | 29.19% | 29.19% | 29.19% | XXXX | XXXX |  |  |  | 634 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 0.00% | 60.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 21365 |  | 5.620% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 9.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 |  |  | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-12-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 13490578 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15940.68 | $19820.93 | XXXX | 8.620% | $4609.92 | 8.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8848.32 | $722.04 | XXXX | CA | $160.00 |  |  | 38.32% | 38.32% | 38.32% | XXXX | XXXX |  |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15940.68 |  | 5.610% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 06-25-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 35141267 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11119.92 | XXXX |  | $3958.88 | 7.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 3 | $7682.64 | $2187.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.04 | 1.040 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | FL | United States | 06-23-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 88760173 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9015 | $10504.88 | XXXX | 8.655% | $2667.85 | 8.375% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $4875.00 | $714.48 | XXXX |  |  |  |  | 38.35% | 38.42% | 38.42% | XXXX | XXXX | XXXX |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9015 |  | 5.620% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 42 | Yes | 42 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-13-2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 04-09-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 59944654 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 29495 | $33688.82 | XXXX | 7.905% | $7785.73 | 7.625% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $16960.20 | $5093.04 | XXXX |  |  |  |  | 35.34% | 35.34% | 35.34% | XXXX | XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 29495 |  | 5.060% |  | 1.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 90 | Yes | 90 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 11-29-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/28/2019 | -1260 | XXXX |
| 20868252 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22470 | $29487.16 | XXXX | 8.623% | $4343.61 | 8.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8124.96 | $1185.36 | XXXX |  |  |  |  | 41.74% | 41.85% | 41.85% | XXXX | XXXX |  |  |  | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation | 22470 |  | 5.060% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12 |  |  | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05-19-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 56851548 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11322.28 | XXXX |  | $1710.16 | 8.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4356.36 | $912.48 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 624 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 4 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.08 | 1.080 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | 08-08-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 43212214 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16595 | $20122.48 | XXXX | 9.405% | $5532.70 | 9.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $9999.96 | $900.00 | XXXX |  |  |  |  | 49.18% | 49.18% | 49.18% | XXXX | XXXX | XXXX |  |  | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 69.91% | 100.00% |  |  | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16595 |  | 5.620% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 2 | 0 | 1 | 0 | 2 | 1 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | Unknown | Unable to Determine | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | United States | 02-03-2024 |  |  | N/A |  |  | Unknown | Unable to Determine | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal Use |  | CA | United States | 07-02-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 81859780 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $28478.40 | XXXX |  | $7429.71 | 8.375% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $14518.32 | $872.16 | XXXX |  |  |  |  | 46.12% | 46.12% | 46.12% | XXXX | XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 96 | Yes | 96 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-24-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 28172289 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 35745 | $42212.52 | XXXX | 8.726% | $8550.81 | 8.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2038.08 | $1259.04 | XXXX |  |  |  |  | 33.77% | 33.77% | 33.77% | XXXX | XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation | 35745 |  | 5.200% |  | 4.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | TX | United States | 09-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 71549238 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9750.62 | XXXX |  | $1700.03 | 6.625% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3798.00 | $1368.00 | XXXX | GA | $30.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 08-30-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/28/2021 | -260 | XXXX |
| 64456337 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18532.5 | $20225.30 | XXXX | 8.810% | $3591.34 | 8.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $6977.52 | $1308.96 | XXXX |  |  |  |  | 32.08% | 32.08% | 32.08% | XXXX | XXXX |  |  |  | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18532.5 |  | 5.280% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 31 | Yes | 31 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | No | Passport |  | MA | Ecuador | 10-06-0202 | Ecuador | 12-21-2031 | Work Visa |  | 12-21-2031 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 99554093 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8462 | $10365.20 | XXXX | 8.027% | $4205.40 | 7.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5950.08 | $6347.04 | XXXX |  |  |  |  | 38.07% | 38.27% | 38.27% | XXXX | XXXX |  |  |  | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8462 |  | 5.620% |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 12-19-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/29/2021 | -291 | XXXX |
| 45572085 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13517.30 | XXXX |  | $1929.69 | 8.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $7104.48 | $578.04 | XXXX | CA | $190.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 3.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-11-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/17/2014 | -3104 | XXXX |
| 12172548 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7603.70 | XXXX |  | $8121.09 | 7.875% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $11058.24 | $594.96 | XXXX | MA | $133.00 |  |  | 29.42% | 29.42% | 29.42% | XXXX | XXXX |  |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NH | United States | 05-29-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/13/2021 | -398 | XXXX |
| 90738009 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12402.52 | XXXX |  | $2931.25 | 8.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 3 | $5634.60 | $3431.52 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.38 | 1.380 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NJ | United States | 05-17-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/29/2022 | -140 | XXXX |
| 89907307 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22322.75 | $27157.95 | XXXX | 8.624% | $5300.19 | 8.250% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $10374.96 | $1048.44 | XXXX |  |  |  |  | 30.53% | 30.53% | 30.53% | XXXX | XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 22322.75 |  | 5.370% |  | 4.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | CA | USA | 09-26-2025 |  |  | I-151 Permanent Resident Card |  | 07-24-2028 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/07/2021 | -282 | XXXX |
| 33894310 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14145 | $15934.51 | XXXX | 9.016% | $3150.05 | 8.625% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5625.00 | $2254.20 | XXXX |  |  |  |  | 49.94% | 49.94% | 49.94% | XXXX | XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 14 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14145 |  | 5.200% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 2 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-22-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 25052878 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 24216.54 | $26850.18 | XXXX | 8.217% | $4158.77 | 7.750% | No | No | Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $13657.08 | $588.96 | XXXX | CA | $118.00 |  |  | 48.39% | 48.39% | 48.39% | XXXX | XXXX | XXXX |  |  | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 |  | 72.37% | 0.00% |  |  | Borrower - SESoleProprietor - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 24216.54 |  | 5.730% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 2 | 0 | 0 | 0 | 1 | 2 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA | 60 | No | 60 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 05-09-2027 |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | USA | 09-29-2025 |  |  | I-151 Permanent Resident Card |  | 08-20-2028 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 13102674 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 1995 | $2416.32 | XXXX | 8.004% | $1163.74 | 7.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2219.76 | $1503.60 | XXXX |  |  |  |  | 48.99% | 49.00% | 49.00% | XXXX | XXXX |  |  |  | 654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 1995 |  | 5.620% |  | 2.4 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 01-10-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 50890892 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $24723.40 | XXXX |  | $3341.24 | 8.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $9822.96 | $2194.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 642 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.27 | 1.270 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Passport |  | N/A | United States | 06-23-2029 | USA | 06-23-2029 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 28378770 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9915 | $11263.00 | XXXX | 7.759% | $2768.89 | 7.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $6240.00 | $704.04 | XXXX |  |  |  |  | 20.77% | 20.76% | 20.76% | XXXX | XXXX |  |  |  | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 0.00% | 100.00% |  | Third-Party Prepared (Unaudited) | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9915 |  | 5.730% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  | 12 |  |  | 0.000 |  | N/A | No | Yes | 120 | Yes | 120 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 04-26-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 67264292 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7870.36 | XXXX |  | $877.50 | 9.999% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 4 | $2321.64 | $2045.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 650 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.05 | 1.050 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | FL | United States | 07-28-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/28/2021 | -445 |  |
| 41802648 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10649.99 | XXXX |  | $2460.94 | 7.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 4 | $1237.92 | $1169.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.2 | 1.200 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-18-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 65968163 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16870.00 | XXXX |  | $2276.56 | 7.750% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4385.28 | $1286.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-02-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 79173501 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 19550.88 | $22879.40 | XXXX | 7.897% | $8384.71 | 7.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $19506.24 | $1268.04 | XXXX |  |  |  |  | 49.73% | 49.73% | 49.73% | XXXX | XXXX |  |  |  | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 19550.88 |  | 5.200% |  | 1.3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 55 | Yes | 55 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 03-24-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 80319193 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $29273.16 | XXXX | 7.728% | $17688.27 | 7.625% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $16548.24 | $4568.04 | XXXX |  |  |  |  | 33.74% | 33.74% | 33.74% | XXXX | XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% |  |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 23745 |  | 5.730% |  | 1.2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 188 | Yes | 188 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | 04-01-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/10/2019 | -1011 | XXXX |
| 74769600 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 20313.4 | $24492.00 | XXXX | 8.184% | $5603.34 | 7.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $8167.68 | $1089.96 | XXXX |  |  |  |  | 29.49% | 29.58% | 29.58% | XXXX | XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 20313.4 |  | 5.610% |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 12-30-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/05/2019 | -1316 | XXXX |
| 40354390 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6802.50 | XXXX |  | $1099.06 | 8.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2152.68 | $819.96 | XXXX | FL | $295.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.8 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.9 | 0.900 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 04-27-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/11/2021 | -587 | XXXX |
| 75568981 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10646.65 | XXXX |  | $1824.45 | 7.625% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4652.16 | $1050.96 | XXXX | SC | $95.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.04 | 1.040 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NC | United States | 12-06-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 10818577 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $36653.80 | XXXX |  | $6525.62 | 7.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 4 | $5259.12 | $2807.52 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.08 | 1.080 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-29-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/10/2004 | -6614 | XXXX |
| 30318984 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7910.79 | XXXX |  | $1087.60 | 7.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1654.56 | $2960.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 657 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 4.04 | 4.040 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | PA | United States | 03-14-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/12/2021 | -586 | XXXX |
| 58307651 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 21165 | $26215.06 | XXXX | 8.489% | $4744.56 | 8.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $16724.88 | $3108.24 | XXXX |  |  |  |  | 31.85% | 31.85% | 31.85% | XXXX | XXXX |  |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 21165 |  | 5.060% |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 84 | Yes | 84 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NJ | United States | 10-26-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 22690190 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11595 | $13951.12 | XXXX | 8.135% | $2292.52 | 7.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1006.80 | $1049.04 | XXXX |  |  |  |  | 26.02% | 26.03% | 26.03% | XXXX | XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11595 |  | 5.730% |  | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A | Unknown | Unable to Determine | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | United States | 08-04-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 55435436 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11144.80 | XXXX |  | $2785.17 | 7.625% | Yes | Yes |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5794.68 | $840.60 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.79 | 0.790 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 03-29-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 20835389 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 76545 | $90324.75 | XXXX | 8.120% | $17910.31 | 7.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $52500.00 | $4398.00 | XXXX |  |  |  |  | 13.40% | 13.40% | 13.40% | XXXX | XXXX |  |  |  | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 76545 |  | 5.370% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 05-27-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/09/2017 | -1758 | XXXX |
| 56208924 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8815 | $9290.36 | XXXX | 9.023% | $1928.92 | 8.625% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $9466.32 | $1295.04 | XXXX |  |  |  |  | 42.26% | 42.26% | 42.26% | XXXX | XXXX |  |  |  | 647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8815 |  | 5.730% |  | 1.4 | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 2 | 0 | 0 | 0 | 1 | 2 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 32 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NJ | United States | 12-30-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 92051448 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7925.50 | XXXX |  | $1426.40 | 7.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2755.68 | $945.00 | XXXX | IL | $237.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.09 | 1.090 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | IL | United States | 03-17-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 70582226 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9326.31 | XXXX |  | $2385.48 | 7.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 4 | $7992.60 | $2583.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.21 | 1.210 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | RI | United States | 08-09-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/09/2020 | -806 | XXXX |
| 26551778 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16295 | $17813.75 | XXXX | 8.214% | $3770.36 | 7.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8124.96 | $1155.00 | XXXX |  |  |  |  | 22.04% | 22.04% | 22.04% | XXXX | XXXX |  |  |  | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16295 |  | 6.090% |  | 2.2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-29-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 09/08/2020 | -746 | XXXX |
| 29282157 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7594.72 | XXXX |  | $867.33 | 9.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1012.92 | $738.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 626 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.53 | 1.530 |  | N/A | No | NA |  | No |  | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | FL | United States | 03-09-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/31/2021 | -544 | XXXX |
| 86251630 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15465 | $17268.35 | XXXX | 9.333% | $3063.23 | 8.875% | No | No | Employed | Retired |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $6517.08 | $2537.40 | XXXX | CA | $130.00 |  |  | 48.75% | 48.63% | 48.63% | XXXX | XXXX | XXXX |  |  | 625 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15465 |  | 5.060% |  | 2.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 2 | 0 | 0 | 0 | 2 | 2 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 28 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 05-18-2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 04-26-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 42699733 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 1995 | $3202.34 | XXXX | 7.590% | $1566.24 | 7.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4749.24 | $2223.00 | XXXX | TX | $41.67 |  |  | 24.62% | 24.47% | 24.47% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 1995 |  | 5.730% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | TX | Mexico | 09-18-2023 |  |  | I-151 Permanent Resident Card |  | 12-23-2027 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 57774284 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19680.48 | XXXX |  | $4118.15 | 7.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $6750.00 | $911.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 4 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.95 | 0.950 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 09-04-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/04/2022 | -234 | XXXX |
| 34381581 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13141.02 | XXXX |  | $4082.78 | 8.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1296.12 | $1062.60 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.76 | 0.760 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 09-15-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 32032839 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12645 | $12703.18 | XXXX | 7.548% | $1961.52 | 7.375% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $6019.68 | $1059.00 | XXXX |  |  |  |  | 38.22% | 38.22% | 38.22% | XXXX | XXXX |  |  |  | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 2 | Personal | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Personal Bank Statements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12645 |  | 5.730% |  | 2.3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 2 | 0 | 3 | 3 | 2 |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 156 | N/A | Unknown | Unable to Determine | Yes - ITIN Card | Other | Customer Information Form , Passport, Drive License | IL | Maxico | 08-09-2028 |  |  | N/A |  | 08-09-2028 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 51871826 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 26826.63 | $27613.15 | XXXX | 8.966% | $4978.71 | 8.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3549.12 | $4031.88 | XXXX |  |  |  |  | 40.68% | 40.68% | 40.68% | XXXX | XXXX |  |  |  | 653 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc | 13 | 04/01/2020 | 04/01/2021 | 2 |  | 15 |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 26826.63 |  | 5.780% |  | 3.8 | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 2 | 2 | 3 | 2 |  |  | 6 |  |  | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | AZ | United States | 08-24-2050 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 53735083 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17964.38 | $19260.19 | XXXX | 9.146% | $5979.27 | 8.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $10437.48 | $1295.52 | XXXX |  |  |  |  | 40.48% | 40.47% | 40.47% | XXXX | XXXX |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 0.00% | 80.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17964.38 |  | 5.950% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 |  |  | 0.000 |  | N/A | No | Yes | 224 | Yes | 224 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-08-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 49635365 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14127.88 | XXXX |  | $5418.38 | 7.499% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $896.28 | $628.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.499% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.74 | 0.740 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 10-26-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 10-26-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 47812918 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $24154.00 | XXXX |  | $3992.40 | 9.375% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $14818.68 | $2399.04 | XXXX |  |  |  |  | 21.77% | 21.78% | 21.78% | XXXX | XXXX |  |  |  | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 |  |  | 0.000 |  | N/A | No | Yes | 64 | Yes | 64 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NJ | United States | 01-23-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 21571949 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6233.62 | $6565.48 | XXXX | 8.412% | $956.51 | 7.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2943.96 | $1044.00 | XXXX | PA | $22.92 |  |  | 46.14% | 46.14% | 46.14% | XXXX | XXXX |  |  |  | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation | 6233.62 |  | 5.620% |  | 1.4 | Manual Underwriting | No | Manual Underwriting |  | No | 7.890% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | PA | United States | 02-12-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 60536443 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13131 | $13256.67 | XXXX | 8.378% | $4134.22 | 8.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8700.00 | $1157.04 | XXXX |  |  |  |  | 49.39% | 49.39% | 49.39% | XXXX | XXXX |  |  |  | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13131 |  | 5.730% |  | 3.7 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 09-01-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/16/2022 | -225 | XXXX |
| 75452181 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7513.58 | XXXX |  | $1117.60 | 7.750% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1450.20 | $759.84 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.08 | 1.080 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | 02-28-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 77506000 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11469.24 | $14391.64 | XXXX | 9.749% | $5310.97 | 9.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $13816.56 | $1569.24 | XXXX |  |  |  |  | 12.36% | 12.63% | 12.63% | XXXX | XXXX |  |  |  | 645 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11469.24 |  | 5.730% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 11-24-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 73818390 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8295.64 | XXXX |  | $1392.38 | 8.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $306.84 | $1854.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 651 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 3.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.9 | 1.900 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MD | United States | 11-09-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/31/2021 | -273 | XXXX |
| 21331728 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13701 | $15146.22 | XXXX | 9.343% | $2908.08 | 8.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5316.48 | $1211.76 | XXXX |  |  |  |  | 36.30% | 36.30% | 36.30% | XXXX | XXXX |  |  |  | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13701 |  | 6.090% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 30 | Yes | 30 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Card | Standard Driver's License - Not for federal use |  | MD | Honduras | 08-31-2025 |  |  | I-551 Stamp and Passport |  | 08-31-2030 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 45825842 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7460.85 | XXXX |  | $1208.98 | 7.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $2937.48 | $784.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-07-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 32265938 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $8127.55 | XXXX | 9.756% | $1538.40 | 9.250% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $3496.08 | $1492.08 | XXXX |  |  |  |  | 44.43% | 44.30% | 44.30% | XXXX | XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 70.61% | 100.00% |  |  | Borrower - SESoleProprietor, SSI and Disability - 1 YR W2 1099 Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7440 |  | 6.090% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.250% | 1 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 11-24-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 41099899 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19091.51 | XXXX |  | $3412.01 | 8.000% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $11175.84 | $1140.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.08 | 1.080 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Identification Card | CA | United States | 12-17-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 80107817 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16057.5 | $19474.34 | XXXX | 7.703% | $3885.05 | 7.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $6470.64 | $660.12 | XXXX |  |  |  |  | 34.86% | 34.86% | 34.86% | XXXX | XXXX |  |  |  | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation | 16057.5 |  | 5.620% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | USA | 10-07-2024 | Mexico | 10-13-2027 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/04/2018 | -1599 | XXXX |
| 15143027 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 64495 | $69827.80 | XXXX | 8.658% | $19001.81 | 8.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $41250.00 | $3915.00 | XXXX | CA | $407.00 |  |  | 38.02% | 38.02% | 38.02% | XXXX | XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 64495 |  | 5.950% |  | 5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-27-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 79054141 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5002 | $4921.99 | XXXX | 8.452% | $880.52 | 8.000% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2924.88 | $960.96 | XXXX | GA | $160.00 |  |  | 47.27% | 47.27% | 47.27% | XXXX | XXXX |  |  |  | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 17 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5002 |  | 5.620% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 2 | 0 | 0 | 0 | 3 | 2 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 112 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 06-22-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 86088304 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14195.16 | XXXX |  | $3038.97 | 7.375% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 4 | $1177.68 | $1773.00 | XXXX |  |  |  |  | 35.24% | 35.24% | 35.24% | XXXX | XXXX |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-15-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 64238055 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8206.93 | XXXX |  | $1392.38 | 8.825% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $306.84 | $1854.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 651 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 4.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.89 | 1.890 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MD | United States | 11-09-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/31/2021 | -273 | XXXX |
| 10903462 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $23267.59 | XXXX |  | $3097.66 | 8.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $6107.16 | $1114.80 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 3.7 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-04-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 92226382 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13686.86 | XXXX |  | $2182.46 | 7.875% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $982.20 | $1170.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.9 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.48 | 1.480 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-01-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/06/2021 | -421 | XXXX |
| 53988493 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7185.31 | XXXX |  | $1314.96 | 8.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $2520.12 | $4824.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.31 | 1.310 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 11-19-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/04/2022 | -235 | XXXX |
| 20887918 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12556.25 | $15829.78 | XXXX | 9.350% | $2400.86 | 8.875% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $4437.48 | $500.04 | XXXX |  |  |  |  | 46.15% | 46.16% | 46.16% | XXXX | XXXX |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12556.25 |  | 6.380% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 2 | 0 | 2 | 0 | 3 | 2 |  |  |  | N/A |  | 0.000 |  | N/A | No | NA |  | No |  | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Real ID Driver's License |  | CA | United States | 03-12-2024 |  |  | I-551 Stamp and Passport |  | 03-28-2031 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/18/2022 | -139 | XXXX |
| 20992183 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9096.50 | XXXX |  | $2217.07 | 7.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2216.16 | $1160.04 | XXXX | CO | $612.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.05 | 1.050 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 09-20-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/20/2003 | -7080 | XXXX |
| 97607890 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11928.39 | XXXX |  | $2066.27 | 6.999% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8618.64 | $1314.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.8 | Manual Underwriting | No | Manual Underwriting |  | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.55 | 1.550 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-04-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 26615917 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $31269.95 | XXXX |  | $4481.47 | 7.090% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $9105.96 | $3321.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 3.7 | Manual Underwriting | No | Manual Underwriting |  | No | 7.090% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.25 | 1.250 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NJ | United States | 04-15-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/22/1996 | -9717 | XXXX |
| 95549832 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $74023.34 | XXXX |  | $11849.17 | 7.999% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $2621.04 | $1998.00 | XXXX |  |  |  |  | 18.11% | 18.11% | 18.11% | XXXX | XXXX |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 3.7 | Manual Underwriting | No | Manual Underwriting |  | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/24/2021 | -562 | XXXX |
| 64794700 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9465 | $11532.86 | XXXX | 8.311% | $2465.21 | 7.999% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $3395.52 | $893.04 | XXXX | MD | $10.00 |  |  | 27.23% | 27.23% | 27.23% | XXXX | XXXX |  |  |  | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9465 |  | 6.790% |  | 1.3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.999% | 0 | 0 | 1 | 0 | 3 | 1 |  |  |  | N/A |  | 0.000 |  | N/A | No | NA |  | Yes | 138 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | MD | United States | 05-20-2028 |  |  | I-551 Stamp and Passport |  | 06-11-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 49402772 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 21344.4 | $26236.15 | XXXX | 9.125% | $5074.06 | 8.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $9485.04 | $705.00 | XXXX |  |  |  |  | 29.13% | 29.13% | 29.13% | XXXX | XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 - Verified 2+ Mos | 4 - Verified 2+ Mos |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 21344.4 |  | 6.090% |  | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | United States | 01-02-2025 |  |  | I-551 Stamp and Passport |  | 09-07-2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/22/2021 | -591 | XXXX |
| 83453753 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9790.69 | XXXX |  | $1450.88 | 7.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4146.48 | $1428.00 | XXXX | GA | $31.25 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 636 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $7.50 | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | GA | United States | 09-14-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/23/2015 | -2467 | XXXX |
| 16403900 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13743.85 | XXXX |  | $1768.51 | 7.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 3 | $6329.64 | $2088.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.77 | 1.770 |  |  | No | NA |  | No |  | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | RI | United States of America | 07-25-2023 |  |  | I-551 Stamp and Passport |  | 08-14-2028 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 84503462 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9879 | $11046.72 | XXXX | 9.104% | $1835.58 | 8.625% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $2123.88 | $1392.96 | XXXX |  |  |  |  | 25.89% | 25.86% | 25.86% | XXXX | XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9879 |  | 6.380% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 60 | Yes | 60 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Real ID Driver's License |  | CA | United States | 11-20-2024 |  |  | I-551 Stamp and Passport |  | 09-28-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/30/2004 | -6619 | XXXX |
| 88436915 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9632.3 | $11412.90 | XXXX | 9.594% | $2060.93 | 9.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $3388.08 | $660.00 | XXXX | MD | $59.00 |  |  | 49.81% | 49.81% | 49.81% | XXXX | XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 14 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9632.3 |  | 6.380% |  | 3 | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 14 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Real ID Driver's License |  | MD | United States | 04-22-2024 |  |  | I-551 Stamp and Passport |  | 06-27-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 59370011 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15536.48 | XXXX |  | $3368.59 | 7.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $2599.92 | $800.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.57 | 1.570 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 06-22-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/26/2018 | -1571 | XXXX |
| 75458846 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9518.42 | XXXX |  | $1515.87 | 7.125% | Yes |  | Not Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5279.64 | $519.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 2.2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.2 | 1.200 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | 01-23-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/06/2022 | -164 | XXXX |
| 94881072 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $27031.46 | XXXX |  | $6321.91 | 8.250% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $1471.68 | $1073.04 | XXXX |  |  |  |  | 11.99% | 12.00% | 12.00% | XXXX | XXXX |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 13 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 2.9 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 13 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/15/2022 | -91 | XXXX |
| 26339235 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10795 | $13199.32 | XXXX | 9.937% | $3739.95 | 9.625% | No | No | Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $4633.32 | $2376.96 | XXXX | GA | $116.67 |  |  | 38.48% | 38.48% | 38.48% | XXXX | XXXX | XXXX |  |  | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 1000.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc | 13 | 07/01/2019 | 08/23/2022 | 5 |  | 0 |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10795 |  | 6.790% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.625% | 2 | 2 | 0 | 0 | 1 | 2 |  |  |  | N/A |  | 0.000 |  |  | No | NA |  | Yes | 71 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 10-10-2028 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 09-13-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 83289289 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 21630 | $25510.84 | XXXX | 10.110% | $6134.36 | 9.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $10500.00 | $1254.96 | XXXX |  |  |  |  | 37.50% | 37.50% | 37.50% | XXXX | XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 21630 |  | 6.380% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 48 | Yes | 48 | N/A | Non Permanent Resident Alien | Unable to Determine | N/A | Real ID Driver's License |  | CA | United States | 10-28-2024 |  |  | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 66229662 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14813 | $16293.08 | XXXX | 8.994% | $2679.66 | 8.500% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $7468.32 | $1107.96 | XXXX |  |  |  |  | 41.52% | 41.70% | 41.70% | XXXX | XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 15 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14813 |  | 5.730% |  | 3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 15 |  | N/A |  | 0.000 |  |  | No | Yes | 48 | Yes | 48 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | NJ | United States of America | 08-05-2026 |  |  | I-551 Stamp and Passport |  | 08-20-2029 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 26676356 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $25025.45 | XXXX |  | $2778.75 | 7.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $11031.72 | $555.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $492.63 | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.01 | 1.010 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-29-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 18240201 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8445 | $9180.52 | XXXX | 8.321% | $2127.72 | 7.999% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $5010.48 | $492.00 | XXXX |  |  |  |  | 49.95% | 49.95% | 49.95% | XXXX | XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8445 |  | 6.380% |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 7.990% | 2 | 0 | 2 | 0 | 3 | 0 |  |  |  | N/A |  | 0.000 |  |  | No | NA |  | Yes | 32 | H8 (New Creditor) | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | United States | 06-19-2024 |  |  | I-551 Stamp and Passport |  | 10-14-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/10/2021 | -342 | XXXX |
| 62641721 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8540 | $9852.30 | XXXX | 10.227% | $2044.79 | 9.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $3169.68 | $1149.12 | XXXX |  |  |  |  | 31.03% | 31.03% | 31.03% | XXXX | XXXX |  |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8540 |  | 6.380% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 36 | Yes | 36 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | MD | United States of America | 03-27-2030 |  |  | I-551 Stamp and Passport |  | 12-19-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/06/1999 | -8695 | XXXX |
| 20167184 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11363.40 | XXXX |  | $3767.33 | 8.499% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $6346.08 | $1011.96 | XXXX |  |  |  |  | 34.64% | 34.65% | 34.65% | XXXX | XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 11 | Business | 0.00% | 100.00% |  | Audited | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Business Bank Statements Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | 1YR Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 3.9 | Manual Underwriting | No | Manual Underwriting |  | No | 8.499% | 2 | 0 | 1 | 1 | 3 | 1 |  | 11 | 8 | N/A |  | 0.000 |  |  | No | Yes | 89 | Yes | 89 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Card | Standard Driver's License - Not for federal use |  | MD | United States of America | 07-05-2029 |  |  | I-551 Stamp and Passport |  | 11-25-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/20/2004 | -6854 | XXXX |
| 99006563 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $2828.59 | XXXX |  | $1057.56 | 7.500% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1137.24 | $380.04 | XXXX | NV | $185.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.1 | 1.100 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 03-22-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 60319829 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $4832.66 | XXXX |  | $730.08 | 8.000% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1268.52 | $588.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.07 | 1.070 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-07-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 65921571 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12155.9 | $13721.34 | XXXX | 9.255% | $2908.08 | 8.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $5499.96 | $1146.96 | XXXX |  |  |  |  | 46.88% | 46.88% | 46.88% | XXXX | XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12155.9 |  | 6.090% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 60 | Yes | 60 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | United States | 06-15-2024 |  |  | I-551 Stamp and Passport |  | 08-24-2032 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 73325851 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12995 | $14632.22 | XXXX | 8.867% | $3075.37 | 8.499% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $5172.24 | $1299.00 | XXXX |  |  |  |  | 31.60% | 31.60% | 31.60% | XXXX | XXXX |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12995 |  | 6.790% |  | 3.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.499% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 36 | Yes | 36 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | MD | United States | 12-07-2030 |  |  | I-551 Stamp and Passport |  | 09-22-2027 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 31501344 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9708.75 | $11055.91 | XXXX | 10.307% | $2435.72 | 9.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $4125.00 | $1069.92 | XXXX |  |  |  |  | 43.72% | 43.72% | 43.72% | XXXX | XXXX |  |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2021 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2021 | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9708.75 |  | 6.790% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.875% | 0 | 0 | 1 | 0 | 1 | 1 |  |  |  | N/A |  | 0.000 |  |  | No | Yes | 60 | Yes | 60 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | California | 11-28-2024 |  |  | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 39710020 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11665 | $13074.70 | XXXX | 9.752% | $2447.46 | 9.250% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $6128.04 | $994.92 | XXXX |  |  |  |  | 44.06% | 44.05% | 44.05% | XXXX | XXXX |  |  |  | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11665 |  | 6.090% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.250% | 0 | 0 | 1 | 0 | 3 | 1 |  |  |  | N/A |  | 0.000 |  |  | No | NA |  | Yes | 92 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Consular Card |  | N/A | Mexico | 06-15-2024 |  |  | I-551 Stamp and Passport |  | 06-15-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 83624035 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8235 | $8495.56 | XXXX | 9.213% | $1636.34 | 8.750% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $5490.24 | $836.04 | XXXX |  |  |  |  | 37.82% | 37.82% | 37.82% | XXXX | XXXX |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX |  | 8235 |  | 6.790% |  | 4.4 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 2 | 0 | 1 | 2 |  |  |  | N/A |  | 0.000 |  |  | No | NA |  | No |  | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Real ID Driver's License |  | CT | United States | 02-23-2023 |  |  | I-551 Stamp and Passport |  | 05-07-2029 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 24300176 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12975 | $13102.43 | XXXX | 9.977% | $3733.15 | 9.625% | No | No | Self-Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $5244.72 | $1543.80 | XXXX |  |  |  |  | 34.74% | 34.75% | 34.75% | XXXX | XXXX | XXXX |  |  | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 68.53% | 100.00% |  |  | Borrower - Wage - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12975 |  | 7.030% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.625% | 0 | 1 | 0 | 0 | 3 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 34 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | OR | United States | 01-27-2029 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | OR | United States | 05-18-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 55616462 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15828.76 | $16917.12 | XXXX | 10.062% | $3240.25 | 9.625% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $5191.08 | $1164.00 | XXXX |  |  |  |  | 47.74% | 47.74% | 47.74% | XXXX | XXXX | XXXX |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15828.76 |  | 6.740% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 84 | Yes | 84 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | United States | 09-14-2024 |  |  | I-551 Stamp and Passport |  | 07-26-2027 | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal Use |  | CA | United States | 10-02-2024 |  |  | I-551 Stamp and Passport |  | 07-26-2027 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/18/2022 | -156 | XXXX |
| 28567181 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7686.63 | $9940.53 | XXXX | 9.818% | $2394.12 | 9.499% | No | No | Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $6010.80 | $1262.04 | XXXX |  |  |  |  | 48.34% | 48.00% | 48.00% | XXXX | XXXX | XXXX |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7686.63 |  | 6.790% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.499% | 0 | 0 | 1 | 0 | 1 | 1 |  |  |  | N/A |  | 0.000 |  |  | No | NA |  | Yes | 33 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | DC | Washington | 01-17-2030 |  |  | I-551 Stamp and Passport |  | 12-01-2024 | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal Use |  | DC | Washington | 12-06-2022 |  |  | I-551 Stamp and Passport |  | 08-29-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 71752767 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16514.25 | $21030.93 | XXXX | 9.292% | $5191.77 | 8.999% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $8962.56 | $951.96 | XXXX |  |  |  |  | 49.87% | 49.87% | 49.87% | XXXX | XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 14 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16514.25 |  | 7.160% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 14 |  | N/A |  | 0.000 |  |  | No | Yes | 120 | Yes | 120 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 06-12-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 43907058 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16126.25 | $16415.60 | XXXX | 9.199% | $4497.38 | 8.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $8312.52 | $1194.96 | XXXX |  |  |  |  | 38.43% | 38.43% | 38.43% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  |  |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16126.25 |  | 7.000% |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 01-28-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/27/2022 | -154 | XXXX |
| 10297369 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9713 | $13792.00 | XXXX | 9.535% | $2118.70 | 9.125% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $2184.96 | $740.04 | XXXX |  |  |  |  | 49.50% | 49.50% | 49.50% | XXXX | XXXX |  |  |  | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9713 |  | 6.790% |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 0 | 0 | 1 | 0 | 1 | 1 |  |  |  | N/A |  | 0.000 |  |  | No | NA |  | Yes | 39 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | MD | United States | 07-01-2030 |  |  | I-551 Stamp and Passport |  | 10-18-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 39267168 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15194.3 | $18659.21 | XXXX | 9.075% | $4153.56 | 8.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $6156.36 | $646.68 | XXXX | WA | $45.00 |  |  | 40.14% | 40.15% | 40.15% | XXXX | XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Borrower Prepared | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15194.3 |  | 6.740% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 10 | N/A |  | 0.000 |  |  | No | Yes | 55 | Yes | 55 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | WA | United States | 04-02-2030 |  |  | I-551 Stamp and Passport |  | 08-30-2030 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 73350230 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $25594.73 | XXXX |  | $3941.36 | 9.125% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $0.00 | $0.00 | XXXX |  |  |  |  | 18.14% | 18.15% | 18.15% | XXXX | XXXX |  |  |  | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 4.5 | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 57 | Yes | 57 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 04-17-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 39128739 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7338.75 | $11228.95 | XXXX | 9.457% | $3516.94 | 9.250% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $5937.48 | $1184.04 | XXXX |  |  |  |  | 34.44% | 34.83% | 34.83% | XXXX | XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7338.75 |  | 6.740% |  | 2.8 | Manual Underwriting | No | Manual Underwriting |  | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 120 | Yes | 120 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 08-11-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 19351295 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6563.36 | XXXX |  | $1725.25 | 7.625% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $2691.12 | $1785.00 | XXXX | FL | $145.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.07 | 1.070 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 04-22-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 10-22-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 60290684 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17285 | $21590.11 | XXXX | 9.198% | $4523.80 | 9.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $8687.52 | $876.96 | XXXX |  |  |  |  | 13.87% | 13.88% | 13.88% | XXXX | XXXX |  |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17285 |  | 7.030% |  | 1.2 | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  |  | No | Yes | 109 | Yes | 109 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | United States | 07-12-2024 |  |  | I-551 Stamp and Passport |  | 11-03-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 24439661 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7995 | $8033.88 | XXXX | 7.408% | $1330.47 | 6.999% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $7916.16 | $1326.96 | XXXX |  |  |  |  | 11.06% | 11.07% | 11.07% | XXXX | XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7995 |  | 7.000% |  | 2.2 | Manual Underwriting | No | Manual Underwriting |  | No | 6.699% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 48 | Yes | 48 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 01-19-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/25/2021 | -365 |  |
| 43561261 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19519.71 | XXXX |  | $3640.00 | 8.000% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $8947.20 | $1472.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 0.78 | 0.780 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-07-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/19/2022 | -119 | XXXX |
| 90683715 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13326 | $16758.04 | XXXX | 9.551% | $3192.70 | 9.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $3044.64 | $3446.04 | XXXX |  |  |  |  | 14.28% | 14.28% | 14.28% | XXXX | XXXX |  |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13326 |  | 6.740% |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 09-17-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/07/2022 | -150 | XXXX |
| 31751365 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12750.5 | $18242.90 | XXXX | 10.259% | $3567.20 | 9.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $8750.04 | $1266.00 | XXXX |  |  |  |  | 49.71% | 49.71% | 49.71% | XXXX | XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12750.5 |  | 7.000% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 60 | Yes | 60 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | United States | 09-27-2024 |  |  | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 69897098 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12779.38 | $17727.98 | XXXX | 9.363% | $5014.01 | 9.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $9062.52 | $1308.96 | XXXX |  |  |  |  | 14.72% | 14.61% | 14.61% | XXXX | XXXX |  |  |  | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12779.38 |  | 7.000% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 46 | Yes | 46 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05-19-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 62520495 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18096.48 | XXXX |  | $2535.52 | 8.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 2 | $5199.84 | $1164.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.07 | 1.070 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 02-20-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/12/2022 | -212 | XXXX |
| 58151874 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18130.44 | XXXX |  | $2541.16 | 8.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $4524.24 | $1569.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.18 | 1.180 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 02-20-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/19/2022 | -83 | XXXX |
| 77582937 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17974.15 | XXXX |  | $2065.88 | 7.625% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $928.08 | $678.60 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1 | 1.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 07-12-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/07/2008 | -5420 | XXXX |
| 39064026 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19665.32 | XXXX |  | $2772.17 | 8.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $5557.56 | $1239.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.02 | 1.020 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 02-20-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/25/2022 | -169 | XXXX |
| 55096755 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15758.01 | XXXX |  | $2153.58 | 7.500% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  | 1 | $5499.96 | $593.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $2000.00 | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 0.75 | 0.750 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 01-08-2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 08-02-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/26/2018 | -1428 | XXXX |
| 39530438 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18925.82 | XXXX |  | $6249.22 | 7.999% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $13650.12 | $1085.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.02 | 1.020 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 04-07-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 24892284 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12225 | $14690.83 | XXXX | 10.786% | $3368.11 | 10.375% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $4690.44 | $1914.00 | XXXX |  |  |  |  | 48.85% | 48.95% | 48.95% | XXXX | XXXX |  |  |  | 634 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12225 |  | 7.000% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 10.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | 03-30-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/14/2022 | -87 | XXXX |
| 83390266 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11496.68 | XXXX |  | $2218.13 | 9.750% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $4627.20 | $1436.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 2 | Manual Underwriting | No | Manual Underwriting |  | No | 9.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 0.76 | 0.760 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 02-06-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 29742315 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10127.58 | XXXX |  | $5470.94 | 8.999% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $7774.08 | $864.00 | XXXX |  |  |  |  | 34.96% | 34.95% | 34.95% | XXXX | XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 15 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 4.8 | Manual Underwriting | No | Manual Underwriting |  | No | 8.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 15 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-06-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/11/2022 | -207 | XXXX |
| 50162085 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 19979 | $29815.42 | XXXX | 8.875% | $14148.02 | 8.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $9732.12 | $11289.00 | XXXX |  |  |  |  | 21.62% | 21.62% | 21.62% | XXXX | XXXX |  |  |  | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 19979 |  | 7.000% |  | 5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 48 | Yes | 48 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-07-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 62593089 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8922.42 | XXXX |  | $1869.15 | 8.250% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $8672.88 | $1755.36 | XXXX |  |  |  |  | 19.18% | 19.19% | 19.19% | XXXX | XXXX |  |  |  | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A | Permanent Resident Alien | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 01-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 14816788 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20131.70 | XXXX |  | $3922.18 | 8.999% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 2 | $4217.40 | $865.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.38 | 1.380 |  |  | No | NA |  | No |  | N/A | Permanent Resident Alien | Permanent Non-US Citizen | No | Other | Permanent Resident Card | N/A | United States | 08-27-2023 |  |  | I-151 Permanent Resident Card |  | 08-27-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/31/2021 | -428 | XXXX |
| 94920774 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13958.17 | XXXX |  | $1907.61 | 7.999% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $1699.68 | $582.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.07 | 1.070 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | 07-12-2050 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/04/2022 | -98 | XXXX |
| 22281769 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7033.56 | XXXX |  | $1180.05 | 8.750% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $1500.00 | $1107.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 3.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.07 | 1.070 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | PA | United States | 05-08-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/28/2022 | -195 | XXXX |
| 32847413 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8782.43 | XXXX |  | $1863.14 | 8.250% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $5608.92 | $1638.00 | XXXX |  |  |  |  | 18.40% | 18.40% | 18.40% | XXXX | XXXX |  |  |  | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A | Permanent Resident Alien | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 01-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/13/2020 | -725 | XXXX |
| 85404825 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12832.5 | $17646.90 | XXXX | 9.201% | $5812.88 | 8.999% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $10625.04 | $1031.16 | XXXX |  |  |  |  | 47.11% | 47.11% | 47.11% | XXXX | XXXX | XXXX |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12832.5 |  | 6.740% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 70 | Yes | 70 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-05-2024 |  |  | I-151 Permanent Resident Card |  | 07-16-2028 | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05-24-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/15/2021 | -324 | XXXX |
| 89493759 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8625 | $12053.90 | XXXX | 10.293% | $2214.29 | 9.875% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $3177.12 | $929.04 | XXXX |  |  |  |  | 49.74% | 49.74% | 49.74% | XXXX | XXXX |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 4 | Personal | 0.00% | 0.00% |  |  | Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified | 1YR Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8625 |  | 6.790% |  | 3.4 | Manual Underwriting | No | Manual Underwriting |  | No | 9.875% | 0 | 0 | 1 | 0 | 1 | 2 | 4 |  |  | N/A |  | 0.000 |  |  | No | NA |  | Yes | 82 | H8 (New Creditor) | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | MD | United States | 12-20-2023 | El Salvador | 09-05-2017 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 58732688 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7590.05 | XXXX |  | $1223.72 | 8.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $2421.24 | $839.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 4.3 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.04 | 1.040 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 01-27-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/13/2020 | -725 |  |
| 23425008 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $37891.99 | XXXX |  | $6356.25 | 10.999% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 2 | $17227.08 | $2084.40 | XXXX |  |  |  |  | 33.99% | 34.01% | 34.01% | XXXX | XXXX |  |  |  | 626 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 10.499% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 | N/A |  | 0.000 |  |  | No | Yes | 12 | Yes | 12 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | NJ | USA | 06-04-2026 |  |  | I-551 Permanent Resident Card |  | 09-01-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 73978344 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 28341.33 | $34425.32 | XXXX | 9.271% | $5282.02 | 8.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $9873.72 | $2591.16 | XXXX |  |  |  |  | 44.81% | 44.81% | 44.81% | XXXX | XXXX |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 28341.33 |  | 6.740% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 94 | Yes | 94 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | USA | 01-08-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 12698708 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12428.94 | XXXX |  | $1783.71 | 8.499% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4020.00 | $654.84 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | 03-10-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 60630120 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 20915 | $24325.88 | XXXX | 8.202% | $4848.40 | 8.125% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $10749.96 | $1046.04 | XXXX | CA | $122.00 |  |  | 46.06% | 46.06% | 46.06% | XXXX | XXXX | XXXX |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 0.00% | 100.00% |  | Audited | Borrower - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 20915 |  | 7.000% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 | N/A |  | 0.000 |  |  | No | Yes | 120 | Yes | 120 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-25-2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-19-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 35918729 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $54784.30 | XXXX | 10.963% | $11707.71 | 10.499% | Yes |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $17680.92 | $6129.00 | XXXX |  |  |  |  | 23.02% | 23.02% | 23.02% | XXXX | XXXX |  |  |  | 649 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 46795 |  | 7.030% |  | 4 | Manual Underwriting | No | Manual Underwriting |  | No | 10.499% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 90 | Yes | 90 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 05-10-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 86252466 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4395 | $6586.61 | XXXX | 10.621% | $1053.00 | 9.999% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $4096.44 | $1038.96 | XXXX |  |  |  |  | 34.16% | 34.16% | 34.16% | XXXX | XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4395 |  | 7.160% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.999% | 0 | 0 | 0 | 0 | 3 | 1 |  |  |  |  |  | 0.000 |  |  | No | NA |  | Yes | 61 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  | N/A | Mexican | 05-27-2031 | Mexican | 05-27-2031 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 23578621 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8635 | $6178.19 | XXXX | 9.964% | $2882.92 | 9.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $5187.48 | $1687.20 | XXXX |  |  |  |  | 44.48% | 44.48% | 44.48% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8635 |  | 7.160% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 53 | Yes | 53 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | United States | 04-26-2024 |  |  | I-551 Stamp and Passport |  | 02-05-2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/22/2022 | -112 | XXXX |
| 92731150 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 24800.5 | $27322.24 | XXXX | 8.789% | $3938.52 | 8.250% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $5034.60 | $1397.04 | XXXX |  |  |  |  | 47.64% | 47.65% | 47.65% | XXXX | XXXX | XXXX |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 14 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 24800.5 |  | 6.740% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 2 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | H8 (New Creditor) | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | WA | United States | 04-30-2024 |  |  | I-551 Stamp and Passport |  | 05-03-2027 | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | WA | United States | 08-09-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/01/2022 | -312 | XXXX |
| 81871827 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17816.26 | XXXX |  | $4475.35 | 9.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 3 | $9103.68 | $2028.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.13 | 1.130 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NJ | United States | 04-22-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 90964568 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 24656.04 | $27754.61 | XXXX | 9.320% | $5106.05 | 8.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 2 | $9437.52 | $1565.88 | XXXX |  |  |  |  | 27.58% | 27.59% | 27.59% | XXXX | XXXX |  |  |  | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 24656.04 |  | 5.950% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 | N/A |  | 0.000 |  |  | No | Yes | 120 | Yes | 120 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 07-12-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/02/2021 | -498 |  |
| 65921543 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18166.60 | XXXX |  | $5418.68 | 9.625% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 4 | $3619.68 | $1782.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 9.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.15 | 1.150 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-30-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/08/2021 | -338 | XXXX |
| 14895278 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6515.63 | $8542.67 | XXXX | 8.873% | $4100.68 | 8.750% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $13221.96 | $2262.00 | XXXX | TX | $104.17 |  |  | 46.47% | 46.47% | 46.47% | XXXX | XXXX |  |  |  | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6515.63 |  | 6.740% |  | 1.4 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 142 | Yes | 142 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 09-21-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 23364180 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13939.63 | $15673.43 | XXXX | 9.511% | $2632.89 | 8.999% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $4051.92 | $1751.16 | XXXX | GA | $45.00 |  |  | 42.66% | 42.66% | 42.66% | XXXX | XXXX |  |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 13 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13939.63 |  | 7.030% |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 13 |  | N/A |  | 0.000 |  |  | No | Yes | 36 | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 12-19-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 77488439 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16013.52 | XXXX |  | $3154.28 | 10.250% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 4 | $3228.60 | $2811.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 10.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 0.96 | 0.960 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 06-28-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 12924052 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 37995 | $44615.00 | XXXX | 10.166% | $12086.51 | 9.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $12100.44 | $5187.96 | XXXX |  |  |  |  | 35.50% | 35.51% | 35.51% | XXXX | XXXX |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 37995 |  | 7.160% |  | 2 | Manual Underwriting | No | Manual Underwriting |  | No | 9.875% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 104 | Yes | 104 | N/A | US Citizen | US Citizen | N/A | Passport |  | CA | United States | 08-17-2025 | United States | 08-05-2031 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/16/2021 | -579 |  |
| 25133381 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20161.60 | XXXX |  | $5113.28 | 9.625% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 3 | $2316.00 | $1799.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.01 | 1.010 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-20-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 33330905 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7483.72 | $8167.50 | XXXX | 9.483% | $1572.90 | 8.999% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $2531.76 | $696.00 | XXXX |  |  |  |  | 38.37% | 38.37% | 38.37% | XXXX | XXXX | XXXX |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7483.72 |  | 7.030% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act (Passport) | N/A | El Salvador | 12-28-2024 | El Salvador | 12-28-2024 | I-551 Permanent Resident Card |  | 10-10-2023 | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MA | United States | 01-25-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 73480988 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14795 | $17504.68 | XXXX | 9.265% | $5149.12 | 8.999% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $9999.96 | $1010.40 | XXXX | CA | $90.00 |  |  | 34.49% | 34.49% | 34.49% | XXXX | XXXX | XXXX |  |  | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14795 |  | 7.160% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 07-07-2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 01-25-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 61545492 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6620 | $7788.60 | XXXX | 9.442% | $1488.42 | 8.999% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $2136.00 | $735.96 | XXXX |  |  |  |  | 36.66% | 36.66% | 36.66% | XXXX | XXXX |  |  |  | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc | 13 | 04/01/2019 | 09/01/2022 | 2 |  | 1 |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6620 |  | 7.000% |  | 3.4 | Manual Underwriting | No | Manual Underwriting |  | No | 8.999% | 1 | 0 | 0 | 0 | 3 | 2 |  |  |  | N/A |  | 0.000 |  |  | No | NA |  | Yes | 33 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 10-29-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 35469239 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6944.91 | $7722.51 | XXXX | 10.322% | $1641.18 | 9.875% | No | No | Retired | Retired |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $2688.84 | $2181.96 | XXXX |  |  |  |  | 44.81% | 44.81% | 44.81% | XXXX | XXXX | XXXX |  |  | 624 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 0.00% | 0.00% | 0.00% |  | Borrower - SSI and Disability - Award Letter Verified, Personal Bank Statements Verified - 2022 \|\| Co Borrower - SSI and Disability - Award Letter Verified - 2022 | Borrower - 2022 \|\| Co Borrower - 2022 | Full Doc | 7 | 06/25/2018 | 09/26/2018 | 14 | 48 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6944.91 |  | 7.030% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.875% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  |  | N/A |  | 0.000 |  |  | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 11-05-2030 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 10-25-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 11704079 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12943 | $14014.75 | XXXX | 7.896% | $2398.07 | 7.499% | No |  | Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $4821.24 | $885.96 | XXXX |  |  |  |  | 45.84% | 45.84% | 45.84% | XXXX | XXXX |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12943 |  | 7.000% |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 7.499% | 1 | 0 | 2 | 0 | 3 | 2 |  |  |  | N/A |  | 0.000 |  |  | No | NA |  | Yes | 33 | H8 (New Creditor) | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | MD | United States | 11-17-2022 |  |  | N/A |  | 02-03-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/26/2019 | -1080 |  |
| 91031980 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8329.17 | XXXX |  | $811.49 | 7.125% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4646.04 | $1209.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 3.7 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1 | 1.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 04-01-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 09/30/2021 | -413 | XXXX |
| 29729907 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13820.05 | XXXX |  | $2256.11 | 7.999% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 3 | $3967.20 | $2246.04 | XXXX |  |  |  |  | 7.50% | 7.31% | 7.31% | XXXX | XXXX | XXXX |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 49.00% |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 82 | Yes | 82 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 03-29-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 10-14-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/31/2022 | -231 |  |
| 34406610 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 26280 | $41168.64 | XXXX | 9.816% | $13761.33 | 9.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $22487.52 | $3204.36 | XXXX | CA | $167.00 |  |  | 43.87% | 43.17% | 43.17% | XXXX | XXXX | XXXX |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 50.00% |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 26280 |  | 7.030% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 12 | Yes | 12 | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act Information Form | CA | United States | 11-06-2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MS | United States | 10-02-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 65248327 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11851.56 | XXXX |  | $1937.36 | 8.999% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 3 | $4299.96 | $1487.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.36 | 1.360 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 11-27-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 23256235 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 25235 | $37542.85 | XXXX | 8.202% | $9743.47 | 7.999% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $20750.04 | $2291.16 | XXXX |  |  |  |  | 47.85% | 47.85% | 47.85% | XXXX | XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 25235 |  | 7.030% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  | N/A |  | 0.000 |  |  | No | Yes | 120 | Yes | 120 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-13-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/05/2020 | -925 |  |
| 10243173 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16886.5 | $18021.00 | XXXX | 7.460% | $2507.94 | 6.999% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $4903.56 | $5841.60 | XXXX |  |  |  |  | 31.18% | 31.18% | 31.18% | XXXX | XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16886.5 |  | 6.740% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 200 | Yes | 200 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 09-08-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 93108133 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10257.35 | XXXX |  | $1644.50 | 8.999% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 3 | $3650.04 | $1033.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.47 | 1.470 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 11-27-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 39564078 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7495 | $8481.85 | XXXX | 9.903% | $1849.72 | 9.499% | No | No | Employed | Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $3437.52 | $648.96 | XXXX |  |  |  |  | 47.88% | 47.89% | 47.89% | XXXX | XXXX | XXXX |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 3130.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | 2YR Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7495 |  | 7.160% |  | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 9.499% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | N/A |  | 0.000 |  |  | No | NA |  | Yes | 164 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | US | 01-11-2025 |  |  | N/A |  |  | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal Use |  | CA | US | 06-12-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 75886617 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17040 | $20886.16 | XXXX | 9.448% | $8251.43 | 9.250% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $7565.28 | $1814.04 | XXXX |  |  |  |  | 19.81% | 19.82% | 19.82% | XXXX | XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17040 |  | 7.160% |  | 5 | Manual Underwriting | No | Manual Underwriting |  | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 81 | Yes | 81 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 03-19-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 70600028 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17551.5 | $23456.04 | XXXX | 9.907% | $3253.82 | 9.499% | No | No | Self-Employed | Not Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $1224.36 | $2025.00 | XXXX |  |  |  |  | 48.86% | 48.70% | 48.70% | XXXX | XXXX | XXXX |  |  | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17551.5 |  | 7.030% |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 9.499% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 07-12-2028 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 09-07-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 92211785 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9014.50 | XXXX |  | $1191.76 | 7.375% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | 1 | $4139.76 | $1125.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.01 | 1.010 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 04-01-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 09/30/2021 | -413 |  |
| 87016942 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11370 | $15718.90 | XXXX | 9.597% | $3085.03 | 9.250% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $6249.96 | $1191.24 | XXXX |  |  |  |  | 48.89% | 48.89% | 48.89% | XXXX | XXXX |  |  |  | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11370 |  | 7.160% |  | 1.9 | Manual Underwriting | No | Manual Underwriting |  | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 34 | Yes | 34 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 11-05-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/13/2018 | -1434 |  |
| 77046643 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9724.90 | XXXX |  | $2741.71 | 8.625% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 2 | $9202.08 | $1080.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.14 | 1.140 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Passport |  | CA | United States | 06-08-2032 | USA | 06-08-2032 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 75942702 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10885 | $12542.34 | XXXX | 10.484% | $3352.19 | 10.125% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $3343.68 | $1025.04 | XXXX | FL | $10.08 |  |  | 34.41% | 34.41% | 34.41% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10885 |  | 7.160% |  | 1.6 | Manual Underwriting | No | Manual Underwriting |  | No | 10.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | FL | United States | 05-26-2023 |  |  | Employment Authorization Document (I-821D) |  | 05-26-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/23/2021 | -513 |  |
| 89750943 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 21595 | $25361.25 | XXXX | 8.224% | $6532.52 | 7.999% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $7900.80 | $1812.00 | XXXX |  |  |  |  | 34.88% | 40.75% | 34.88% | XXXX | XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 21595 |  | 7.160% |  | 5 | Manual Underwriting | No | Manual Underwriting |  | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 06-18-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/09/2021 | -336 |  |
| 18425428 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11405 | $14245.02 | XXXX | 10.359% | $5267.73 | 10.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | 1 | $8250.00 | $2655.00 | XXXX |  |  |  |  | 41.39% | 41.40% | 41.40% | XXXX | XXXX | XXXX |  |  | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 50.00% |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11405 |  | 7.000% |  | 2.1 | Manual Underwriting | No | Manual Underwriting |  | No | 10.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 298 | Yes | 298 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-20-2024 |  |  | I-551 Permanent Resident Card |  | 07-25-2022 | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 05-07-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 20920860 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7845 | $11832.52 | XXXX | 10.064% | $5079.84 | 9.875% | No |  | Self-Employed |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  | XXXX | 1 | $8124.96 | $1823.40 | XXXX |  |  |  |  | 44.12% | 44.12% | 44.12% | XXXX | XXXX |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 33.00% |  |  | Borrower - SESCorp - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7845 |  | 7.160% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 9.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 05-24-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/31/2021 | -590 |  |

---

## Exhibit 99.5

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual in Place Rent From Lease** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Short Term Rent Amount** | **Short Term Rent Source** | **Short Term Rent Number of Months** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Property DTI** | **Investor DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Deed Vesting if not Borrower** | **Months Reserves** | **Qualifying Credit Score** | **Property Address** | **Property City** | **Property County** | **Property State** | **Property Zip** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** |
| 28354674 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2000 | Appraisal |  |  |  | 2000 | Appraisal | 85.31 |  | 1.17 | 1.17 | 1706.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | No |  | 439.49 | 102.92 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 |  |  | 123.31 | 676 | XXXX | XXXX | XXXX | OH | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 55783909 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3100 | 6300 | Appraisal - 1025 |  |  |  | 3100 | Appraisal - 1025 | 144.85 |  | 1.4 | 1.4 | 4490.35 | 01-05-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No |  | 568.02 | 201.17 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 |  |  | 8.44 | 745 | XXXX | XXXX | XXXX | NY | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 52197049 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2200 | 2000 | Appraisal - 1025 |  |  |  | 2000 | Appraisal - 1025 | 104.47 |  | 0.96 | 0.96 | 2089.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 552.02 | 59.94 |  |  |  |  |  |  |  |  |  |  | No | No | 1.5 | 1 | 4 |  |  | 0 | 657 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 53270539 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2200 | 2000 | Appraisal - 1025 |  |  |  | 2000 | Appraisal - 1025 | 42.13 |  | 2.37 | 2.37 | 842.62 | 08-31-2022 | 12 | 07-30-2022 | 12 |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 108.25 | 168.01 |  |  |  |  |  |  |  |  |  |  |  | No | 0.8333333333333334 | 1 | 6 |  |  | 0 | 626 | XXXX | XXXX | XXXX | PA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 84998437 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2000 | Appraisal |  |  |  | 2000 | Appraisal | 85.8 |  | 1.17 | 1.17 | 1715.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 360.56 | 0 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 2 |  |  | 13.51 | 743 | XXXX | XXXX | XXXX | CT | XXXX | XXXX | Corporation | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 30080011 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1500 | 1300 | Appraisal |  |  |  | 1300 | Appraisal | 67.21 |  | 1.64 | 1.64 | 790.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 269.45 | 0 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 7 |  |  | 4 | 708 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 36738779 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 1860 | Appraisal |  |  |  | 1860 | Appraisal | 98.37 |  | 1.02 | 1.02 | 1829.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 184.15 | 106.43 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 18 |  |  | 3.22 | 721 | XXXX | XXXX | XXXX | NC | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 35339886 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 1300 | Appraisal |  |  |  | 1300 | Appraisal | 58.27 |  | 1.93 | 1.93 | 757.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 81.66 | 85.42 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 5 |  |  | 83 | 707 | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 28792851 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 22800 | 24000 | Appraisal - 1007 |  |  |  | 22800 | Appraisal - 1007 | 81.22 |  | 1.31 | 1.31 | 18276.37 | 01-31-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 5909.7 | 0 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 5 |  |  | 0 | 716 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 21501864 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1700 | 1700 | Appraisal |  |  |  | 1700 | Appraisal | 61.6 |  | 1.62 | 1.62 | 1047.13 | 01-14-2023 | 24 |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | Yes | 0 | 283.92 | 23.05 |  |  |  |  |  |  |  |  |  |  |  | No | 1.1666666666666667 | 1 | 3 |  |  | 0 | 775 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 20582591 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2500 | Appraisal - 1007 |  |  |  | 2500 | Appraisal - 1007 | 95.31 |  | 1.05 | 1.05 | 2382.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | 0 | 447.92 | 83.33 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 3 |  |  | 6 | 806 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 13729107 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 3000 | Appraisal - 1007 |  |  |  | 3000 | Appraisal - 1007 | 53.34 |  | 1.64 | 1.64 | 1833.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 294.8 | 0.66 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 5 |  |  | 0 | 812 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 88870655 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 1400 | Appraisal |  |  |  | 1400 | Appraisal | 99.87 |  | 1 | 1 | 1398.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | 0 | 198.67 | 90.92 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 1 |  |  | 10 | 746 | XXXX | XXXX | XXXX | OK | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 72420058 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 1550 | Appraisal |  |  |  | 1550 | Appraisal | 67.68 |  | 1.48 | 1.48 | 1049.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No |  | 159.22 | 54.42 |  |  |  |  |  |  |  |  |  |  | No | No | 122.08333333333333 | 1 | 2 |  |  | 207.74 | 710 | XXXX | XXXX | XXXX | ID | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX | Business Entity | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| 79930126 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1950 | Appraisal |  |  |  | 1950 | Appraisal | 99.89 |  | 1 | 1 | 1947.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2400 | Yes | 483 | 230.65 | 64.43 |  |  |  |  |  |  |  |  |  |  | No | No | 3 | 1 | 1 |  |  | 89.77 | 715 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 12876489 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4000 | 4000 | Appraisal |  |  |  | 4000 | Appraisal | 70 |  | 1.43 | 1.43 | 2800.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 64000 | No |  | 433.59 | 229.25 |  |  |  |  |  |  |  |  |  |  | No | No | 122.16666666666667 | 1 | 2 |  |  | 29 | 746 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 68793731 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 1400 | Appraisal |  |  |  | 1400 | Appraisal | 108.62 |  | 0.92 | 0.92 | 1520.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25380 | No |  | 346.02 | 44.5 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 |  |  | 193.67 | 710 | XXXX | XXXX | XXXX | ID | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| 70601413 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3300 | 2500 | Appraisal |  |  |  | 2500 | Appraisal | 176.11 |  | 1 | 1 | 3285.16 | 02-01-2023 | 24 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 157800 | No |  | 272.24 | 144.17 |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 3 |  |  | 161 | 680 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 19833084 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2050 | 2200 | Appraisal |  |  |  | 2050 | Appraisal | 108.42 |  | 1.06 | 1.06 | 2066.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24600 | No |  | 198.05 | 89.09 |  |  |  |  |  |  |  |  |  |  | No | No | 8.166666666666666 | 1 | 3 |  |  | 29 | 760 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 37808670 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2000 | Appraisal |  |  |  | 2000 | Appraisal | 84.09 |  | 1 | 1.19 | 1681.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 265.63 | 81.65 |  |  |  |  |  |  |  |  |  |  | No | No | 7.416666666666667 | 1 | 2 |  |  | 310 | 760 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 84452339 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No |  | 2450 | Appraisal |  |  |  | 2450 | Appraisal | 61.31 |  |  | 0 | 1502.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 291.65 | 221.25 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 2 |  |  | 29 | 762 | XXXX | XXXX | XXXX | CT | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 96208934 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 7600 | 0 | Lease |  |  |  | 7600 | Lease | 66.96 |  | 1.49 | 1.49 | 5088.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60500 | No |  | 850.54 | 83.42 |  |  |  |  |  |  |  |  |  |  | No | No |  | 2 | 2 |  |  | 47 | 747 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 66254634 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4000 | 3400 | Appraisal |  |  |  | 3400 | Appraisal | 105.93 |  | 1.11 | 1.11 | 3601.76 | 07-31-2023 | 26 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21733.56 | Yes | 155 | 702.49 | 138 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A |  | 9 | 708 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 82255975 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 800 | 1800 | Appraisal |  |  |  | 800 | Appraisal | 94.91 |  | 1.45 | 1.05 | 1708.33 | 03-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10249.98 | No |  | 270.83 | 76.76 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 107.04 | 760 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 78762110 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal |  |  |  | 1600 | Appraisal | 118.34 |  | 1.15 | 1.15 | 1396.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No |  | 297.59 | 103.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 1 | 621 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 24521218 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal |  |  |  | 1850 | Appraisal | 80.58 |  | 1.24 | 1.24 | 1490.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | No |  | 510.03 | 64.08 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 41.36 | 772 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| 33961657 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2025 | Appraisal |  |  |  | 2025 | Appraisal | 96.71 |  | 1.02 | 1.02 | 1982.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | Yes | 90 | 261.5 | 82.54 |  |  |  |  |  |  |  |  |  |  | No | No | 0.25 | 1 | 8 | N/A |  | 86.12 | 812 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 60121888 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 850 | 1200 | Appraisal |  |  |  | 850 | Appraisal | 132.23 |  | 0.76 | 0.76 | 1123.96 | 09-20-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12500 | No |  | 84.75 | 55.83 |  | 115000 |  |  |  |  |  |  |  |  | No | No | 0.3333333333333333 | 1 | 2 | N/A |  | 4.45 | 650 | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 25986761 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal |  |  |  | 1400 | Appraisal | 94.46 |  | 1.06 | 1.06 | 1322.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18000 | No |  | 353.84 | 70.17 |  |  |  |  |  |  |  |  |  |  | No | No | 7.916666666666667 | 1 | 8 | N/A |  | 51.3 | 779 | XXXX | XXXX | XXXX | WI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 70423270 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal |  |  |  | 4500 | Appraisal | 68.45 |  | 1.46 | 1.46 | 3080.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 | No |  | 121.46 | 303.34 |  |  |  |  |  |  |  |  |  |  | No | No | 3.75 | 1 | 2 | N/A |  | 7.89 | 756 | XXXX | XXXX | XXXX | RI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 18346814 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3520 | 3740 | Appraisal |  |  |  | 3520 | Appraisal | 71.08 |  | 1.41 | 1.41 | 2502.03 | 09-01-2022 | 12 | 05-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 63000 | No |  | 330.1 | 287.75 |  |  |  |  |  |  |  |  |  |  | No | No | 1 | 1 | 1 | N/A |  | 53.1 | 703 | XXXX | XXXX | XXXX | RI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 82847276 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4750 | 4000 | Appraisal |  |  |  | 4000 | Appraisal | 90.74 |  | 1.1 | 1.1 | 4310.04 | 07-04-2022 | 1 | 07-01-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 103440 | No |  | 225.95 | 54.66 |  | 200000 | 0 |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 3 | N/A |  | 35.09 | 727 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 52311317 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal |  |  |  | 4200 | Appraisal | 88.73 |  | 1.13 | 1.13 | 3726.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50400 | No |  | 532.6 | 261.33 |  |  |  |  |  |  |  |  |  |  | No | No | 18.416666666666668 | 1 | 4 | N/A |  | 27.8 | 765 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 35448445 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1925 | Appraisal |  |  |  | 1925 | Appraisal | 73.99 |  | 1.35 | 1.35 | 1424.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | No |  | 333.14 | 66.58 |  | 140000 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 10 | N/A |  | 19.46 | 779 | XXXX | XXXX | XXXX | WI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 16027594 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal - 1007 |  |  |  | 1700 | Appraisal - 1007 | 95.85 |  | 1.04 | 1.04 | 1629.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19553.76 | No |  | 90.64 | 45.58 |  |  |  |  |  |  |  |  |  |  | No | No | 6.416666666666667 | 1 | 2 | N/A |  | 26.28 | 750 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 97170821 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Business P&L | Present | Yes | 13250 | 13250 | Appraisal - 1007 |  |  |  | 13250 | Appraisal - 1007 | 90.98 |  |  | 0 | 12055.23 | 06-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45400 | No |  | 858.02 | 86.41 |  | 1230000 | 0 |  |  |  |  |  |  |  | No | No | 0.3333333333333333 | 1 | 3 | N/A |  | 9.26 | 710 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 32024166 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3550 | Appraisal - 1025 |  |  |  | 3550 | Appraisal - 1025 | 62.31 |  | 1.6 | 1.6 | 2211.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26000 | No |  | 458.74 | 169.92 |  | 100 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 63.09 | 759 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 52480499 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3550 | Appraisal - 1025 |  |  |  | 3550 | Appraisal - 1025 | 56.32 |  | 1.58 | 1.58 | 2245.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26000 | No |  | 492.25 | 169.92 |  | 1 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 45.8 | 759 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 94573777 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6050 | 6050 | Appraisal - 1025 |  |  |  | 6050 | Appraisal - 1025 | 82.48 |  | 1.21 | 1.21 | 4990.32 | 12-31-2022 | 7 | 01-31-2023 | 12 | 05-31-2022 | 1 |  |  |  |  |  |  |  |  | Yes | 72600 | No |  | 402.01 | 84.83 |  |  |  |  |  |  |  |  |  |  | No | No | 6.5 | 1 | 4 | N/A |  | 81.28 | 767 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 83761385 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2750 | 2750 | Appraisal - 1025 |  |  |  | 2750 | Appraisal - 1025 | 64.31 |  | 1.55 | 1.55 | 1768.51 | 02-01-2023 | 12 | 02-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 31900 | No |  | 492.98 | 118.58 |  | 155000 |  |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 2 | N/A |  | 79.32 | 722 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 25958420 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1200 | 1300 | Appraisal - 1007 |  |  |  | 1200 | Appraisal - 1007 | 114.84 |  | 0.87 | 0.87 | 1378.1 | 08-28-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No |  | 194.32 | 130.83 |  |  |  |  |  |  |  |  |  |  | No | No | 9.333333333333334 | 1 | 2 | N/A |  | 94.17 | 701 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 12607218 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | Subject Owner Occupied/Vacant |  | 3164 | Lease |  |  |  | 3164 | Lease |  |  |  | 0 | 3943.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | Yes | 292 | 651.04 | 38.1 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 95.73 | 757 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 23612311 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Full Doc | Present | No | 0 | 2250 | Appraisal - 1025 |  |  |  | 2250 | Appraisal - 1025 | 75.56 |  |  | 0 | 1700.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16500 | No |  | 200.95 | 231.93 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 10.7 | 675 | XXXX | XXXX | XXXX | MD | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 43988088 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1007 |  |  |  | 1900 | Appraisal - 1007 | 60.98 |  | 1.64 | 1.64 | 1158.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22500 | No |  | 52.98 | 52.5 |  |  |  |  |  |  |  |  |  |  | No | No | 3.1666666666666665 | 1 | 2 | N/A |  | 24.2 | 661 | XXXX | XXXX | XXXX | NV | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| 45056661 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3200 | 3200 | Appraisal - 1007 |  |  |  | 3200 | Appraisal - 1007 | 92.59 |  | 1.08 | 1.08 | 2963 | 08-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 | No |  | 351.93 | 246.66 |  | 155000 |  |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 8 | N/A |  | 22.85 | 720 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 76498079 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2750 | Appraisal - 1007 |  |  |  | 2750 | Appraisal - 1007 | 107.35 |  | 0.93 | 0.93 | 2952.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35425.56 | Yes | 91 | 312.55 | 92.75 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 121.91 | 782 | XXXX | XXXX | XXXX | OR | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 82087579 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | Yes | 4200 | 4200 | Appraisal - 1007 |  |  |  | 4200 | Appraisal - 1007 | 104.6 |  |  | 0 | 4393.41 | 11-30-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26900 | No |  | 541.24 | 59.76 |  | 522500 |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A | Lilly's Open Arms, LLC | 129.95 | 712 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 66657683 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1700 | 2200 | Appraisal - 1007 |  |  |  | 1700 | Appraisal - 1007 | 132.6 |  | 0.75 | 0.75 | 2254.22 | 09-01-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27600 | No |  | 297.87 | 71.17 |  |  |  |  |  |  |  |  |  |  | No | No | 18.75 | 1 | 3 | N/A |  | 28.44 | 728 | XXXX | XXXX | XXXX | WA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 92968966 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3300 | Appraisal - 1007 |  |  |  | 3300 | Appraisal - 1007 | 128.35 |  | 0.78 | 0.78 | 4235.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50825.76 | Yes |  | 718.23 | 92.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 5 | N/A |  | 11.78 | 736 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 95514103 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3200 | 3800 | Appraisal - 1007 |  |  |  | 3200 | Appraisal - 1007 | 126.12 |  | 0.79 | 0.79 | 4035.89 | 09-15-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 551.39 | 76.67 |  |  |  |  |  |  |  |  |  |  | No | No | 17.166666666666668 | 1 | 1 | N/A |  | 74.13 | 726 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 93612480 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 12280 | 12280 | Appraisal - 1025 |  |  |  | 12280 | Appraisal - 1025 | 99.95 |  | 1 | 1 | 12273.4 | 02-28-2023 | 6 | 07-31-2023 | 12 | 07-31-2023 | 12 | 07-31-2023 | 12 |  |  |  |  |  |  | Yes | 128500 | No |  | 1409.32 | 366.58 |  | 1615000 |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 4 | N/A |  | 32.53 | 751 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 49748887 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal - 1007 |  |  |  | 3800 | Appraisal - 1007 | 98.43 |  | 1.02 | 1.02 | 3740.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45000 | No |  | 542.06 | 164.31 |  | 1 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 10.73 | 736 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 22522756 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2150 | Appraisal - 1007 |  |  |  | 2150 | Appraisal - 1007 | 98.9 |  | 1.01 | 1.01 | 2126.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 | No |  | 343 | 145.75 |  |  |  |  |  |  |  |  |  |  | No | No | 3.25 | 1 | 2 | N/A |  | 34.5 | 720 | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 87299414 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1YR Business P&L | Present | Yes | 3428 | 3900 | Appraisal - 1025 |  |  |  | 3428 | Appraisal - 1025 | 113.65 |  |  | 0 | 3896.09 | 08-31-2022 | 1 | 08-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 24300 | No |  | 390.88 | 49.76 |  |  |  |  |  |  |  |  |  |  | No | No | 6.833333333333333 | 1 | 3 | N/A |  | 3.78 | 786 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 69386960 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 3500 | Appraisal - 1007 |  |  |  | 3500 | Appraisal - 1007 | 128.11 |  |  | 0 | 4483.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 74800 | No |  | 744.79 | 182.19 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 | N/A |  | 23.57 | 720 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 38913967 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  |  |  | 2300 | Appraisal - 1007 | 124.1 |  | 0.81 | 0.81 | 2854.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25100 | No |  | 515.62 | 76.25 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 20.7 | 645 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 41158065 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  |  |  | 1800 | Appraisal - 1007 | 111.61 |  | 0.9 | 0.9 | 2008.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32700 | No |  | 153.67 | 65.12 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 14.24 | 787 | XXXX | XXXX | XXXX | UT | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 10303540 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1800 | 2200 | Appraisal - 1007 |  |  |  | 1800 | Appraisal - 1007 | 69.89 |  | 1.43 | 1.43 | 1257.96 | 09-30-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15095.4 | No |  | 114.7 | 38.17 |  |  |  |  |  |  |  |  |  |  | No | No | 7.25 | 1 | 2 | N/A |  | 38.67 | 635 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 49794214 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 2750 | Appraisal - 1007 |  |  |  | 2750 | Appraisal - 1007 | 141.54 |  |  | 0 | 3892.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 52600 | Yes | 611 | 449 | 349.3 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 46.22 | 746 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 20561458 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1455 | Appraisal - 1007 |  |  |  | 1455 | Appraisal - 1007 | 126.51 |  | 0.79 | 0.79 | 1840.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17500 | No |  | 281.25 | 220.75 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 4 | N/A | Ramirez Estates Corporation | 46.22 | 711 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 66325969 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1800 | 1750 | Appraisal - 1007 |  |  |  | 1750 | Appraisal - 1007 | 57.74 |  | 1.73 | 1.73 | 1010.4 | 11-01-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33820 | No |  | 166.14 | 110.5 |  |  |  |  |  |  |  |  |  |  | No | No | 10.75 | 1 | 3 | N/A |  | 51.44 | 642 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 54172208 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1025 |  |  |  | 2500 | Appraisal - 1025 | 99.01 |  | 1.01 | 1.01 | 2475.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49800 | No |  | 416.67 | 112.67 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 33.01 | 784 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 43162601 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4500 | 6000 | Appraisal - 1007 |  |  |  | 4500 | Appraisal - 1007 | 108.82 |  | 1.23 | 1.23 | 4896.9 | 09-01-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37660 | No |  | 414.38 | 48.25 |  | 250000 |  |  |  |  |  |  |  |  | No | No | 4.833333333333333 | 1 | 4 | N/A |  | 7.87 | 718 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 87123095 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2200 | 2000 | Appraisal - 1007 |  |  |  | 2000 | Appraisal - 1007 | 96.46 |  | 1.04 | 1.04 | 1929.24 | 09-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11575.44 | No |  | 124.27 | 119.34 |  | 265000 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 5.64 | 700 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 88913482 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3700 | Appraisal - 1007 |  |  |  | 3700 | Appraisal - 1007 | 124.55 |  | 0.8 | 0.8 | 4608.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58500 | No |  | 716.69 | 87.5 |  | 134000 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 | N/A |  | 33.42 | 684 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 21935865 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5300 | 4800 | Appraisal - 1007 |  |  |  | 4800 | Appraisal - 1007 | 79.98 |  | 1.25 | 1.25 | 3838.81 | 03-31-2021 | 1 | 06-21-2021 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 45200 | No |  | 295.2 | 86.58 |  |  |  |  |  |  |  |  |  |  | No | No | 11.833333333333334 | 1 | 2 | N/A |  | 131.65 | 761 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 51697024 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1500 | 1850 | Appraisal - 1007 |  |  |  | 1500 | Appraisal - 1007 | 88.81 |  | 1.13 | 1.13 | 1332.2 | 12-01-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26760 | No |  | 167.18 | 94.83 |  |  |  |  |  |  |  |  |  |  | No | No | 11.25 | 1 | 1 | N/A |  | 114.69 | 681 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 87627429 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3945 | 3600 | Appraisal - 1025 |  |  |  | 3600 | Appraisal - 1025 | 70.79 |  | 1.41 | 1.41 | 2548.31 | 08-31-2022 | 1 | 03-10-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 45200 | No |  | 240.23 | 95.58 |  | 210000 | 0 |  |  |  |  |  |  |  | No | No | 2.3333333333333335 | 1 | 2 | N/A |  | 47.63 | 788 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 67731570 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1025 |  |  |  | 1900 | Appraisal - 1025 | 83.86 |  | 1.19 | 1.19 | 1593.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21300 | No |  | 181.77 | 89.75 |  | 83000 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 1.55 | 795 | XXXX | XXXX | XXXX | MA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 94481553 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1975 | Appraisal - 1007 |  |  |  | 1975 | Appraisal - 1007 | 99.02 |  | 1.01 | 1.01 | 1955.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12000 | Yes | 228 | 337.45 | 26.67 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 | N/A |  | 21.67 | 705 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 96014841 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4250 | 4500 | Appraisal - 1007 |  |  |  | 4250 | Appraisal - 1007 | 90.03 |  | 1.11 | 1.11 | 3826.1 | 03-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37400 | No |  | 525.09 | 74.45 |  | 0 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 4 | N/A |  | 26.58 | 744 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 60882085 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  |  |  | 2700 | Appraisal - 1007 | 89.39 |  | 1.12 | 1.12 | 2413.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35295.3 | No |  | 92.28 | 141.66 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 37.53 | 649 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 86868046 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 15750 | Appraisal - 1007 |  |  |  | 15750 | Appraisal - 1007 | 105 |  | 0.95 | 0.95 | 16537.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 99225.54 | No |  | 3229.17 | 327.17 |  | 2110000 | 0 |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 8.03 | 710 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 95735052 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  | 2000 | Appraisal - 1007 | 80.33 |  | 1.24 | 1.24 | 1606.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 | Yes | 25 | 297.41 | 116.92 |  | 147000 |  |  |  |  |  |  |  |  | No | No | 1.3333333333333333 | 1 | 1 | N/A |  | 93.91 | 704 | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 32961035 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  | 2500 | Appraisal - 1007 | 126.5 |  |  | 0 | 3162.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 | No |  | 252.64 | 147.25 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 8.54 | 709 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 18780977 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | No | 0 | 6500 | Appraisal - 1007 |  |  |  | 6500 | Appraisal - 1007 | 100.57 |  |  | 0 | 6537.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 78000 | No |  | 126.95 | 117.33 |  | 0 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 8 | N/A |  | 39 | 774 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 35141267 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4950 | 6000 | Appraisal - 1025 |  |  |  | 4950 | Appraisal - 1025 | 96.59 |  | 1.04 | 1.04 | 4781.43 | 09-30-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 61400 | No |  | 640.22 | 182.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A |  | 26.69 | 795 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 56851548 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2325 | Appraisal - 1007 |  |  |  | 2325 | Appraisal - 1007 | 92.44 |  | 1.08 | 1.08 | 2149.23 |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | No |  | 363.03 | 76.04 |  |  |  |  |  |  |  |  |  |  | No | No | 6.083333333333333 | 1 | 3 | N/A |  | 45.87 | 624 | XXXX | XXXX | XXXX | VA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 81859780 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 4150 | Appraisal - 1007 |  |  |  | 4150 | Appraisal - 1007 | 209.93 |  |  | 0 | 8712.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 46000 | No |  | 1209.86 | 72.68 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A | Crow It Up Records LLC | 25.72 | 751 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 71549238 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2200 | 1900 | Appraisal - 1007 |  |  |  | 1900 | Appraisal - 1007 | 118.01 |  | 1.02 | 1.02 | 2160.53 | 01-14-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25926.24 | Yes | 30 | 316.5 | 114 |  | 350000 |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 6 | N/A |  | 110.99 | 753 | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 45572085 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2800 | 3800 | Appraisal - 1007 |  |  |  | 2800 | Appraisal - 1007 | 98.57 |  | 1.01 | 1.01 | 2759.9 | 09-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16800 | Yes | 190 | 592.04 | 48.17 |  | 513500 |  |  |  |  |  |  |  |  | No | No | 8.416666666666666 | 3 | 4 | N/A |  | 98.03 | 654 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 12172548 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | Yes | 5900 | 6000 | Appraisal - 1007 |  |  |  | 5900 | Appraisal - 1007 | 156.36 |  |  | 0 | 9225.19 | 08-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72000 | Yes | 133 | 921.52 | 49.58 |  | 1225000 |  |  |  |  |  |  |  |  | No | No | 1.0833333333333333 | 1 | 2 | N/A |  | 31.64 | 725 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 90738009 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6300 | 5100 | Appraisal - 1025 |  |  |  | 5100 | Appraisal - 1025 | 72.29 |  | 1.38 | 1.38 | 3686.76 | 04-30-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72000 | No |  | 469.55 | 285.96 |  | 288000 |  |  |  |  |  |  |  |  | No | No | 0.9166666666666666 | 1 | 1 | N/A | 148 Fairmount LLC | 46.59 | 684 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 50890892 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5500 | 5500 | Appraisal - 1025 |  |  |  | 5500 | Appraisal - 1025 | 78.96 |  | 1.27 | 1.27 | 4342.73 | 06-02-2023 | 1 | 04-07-2023 | 2 |  |  |  |  |  |  |  |  |  |  | Yes | 55100 | No |  | 818.58 | 182.91 |  |  |  |  |  |  |  |  |  |  | No | No | 3.0833333333333335 | 1 | 2 | N/A |  | 95.38 | 642 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 67264292 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1300 | 2600 | Appraisal - 1025 |  |  |  | 1300 | Appraisal - 1025 | 95.49 |  | 1.05 | 1.05 | 1241.39 | 02-01-2023 | 12 | 06-18-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 17400 | No |  | 193.47 | 170.42 |  |  |  |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 1 | N/A |  | 71.42 | 650 | XXXX | XXXX | XXXX | OH | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 41802648 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1025 |  |  |  | 3200 | Appraisal - 1025 | 83.17 |  | 1.2 | 1.2 | 2661.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31938.24 | No |  | 103.16 | 97.42 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 10.75 | 765 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 65968163 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  |  |  | 2800 | Appraisal - 1007 | 98.18 |  | 1.02 | 1.02 | 2749.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16495.02 | No |  | 365.44 | 107.17 |  |  |  |  |  |  |  |  |  |  | No | No | 1.5 | 1 | 3 | N/A |  | 15.2 | 773 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 40354390 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1475 | 1600 | Appraisal - 1007 |  |  |  | 1475 | Appraisal - 1007 | 111.31 |  | 0.9 | 0.9 | 1641.78 | 07-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19000 | Yes | 295 | 179.39 | 68.33 |  | 100 |  |  |  |  |  |  |  |  | No | No | 1.5833333333333333 | 1 | 3 | N/A |  | 81.29 | 779 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 75568981 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  | 2500 | Appraisal - 1007 | 95.79 |  | 1.04 | 1.04 | 2394.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 71123 | Yes | 95 | 387.68 | 87.58 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 44.6 | 731 | XXXX | XXXX | XXXX | SC | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 10818577 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 8350 | 7800 | Appraisal - 1025 |  |  |  | 7800 | Appraisal - 1025 | 93.78 |  | 1.08 | 1.08 | 7197.84 | 03-01-2023 | 12 | 03-01-2023 | 12 | 03-01-2023 | 12 | 03-01-2023 | 12 |  |  |  |  |  |  | Yes | 39000 | No |  | 438.26 | 233.96 |  | 360000 |  |  |  |  |  |  |  |  | No | No | 1.4166666666666667 | 1 | 4 | N/A |  | 132.88 | 728 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 30318984 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5949.04 | 1550 | Appraisal - 1007 |  |  |  | 1550 | Appraisal - 1007 | 28.34 |  | 4.04 | 4.04 | 1472.15 | 08-01-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 89116 | No |  | 137.88 | 246.67 |  | 210000 |  |  |  |  |  |  |  |  | No | No | 1.5833333333333333 | 1 | 2 | N/A |  | 91.14 | 657 | XXXX | XXXX | XXXX | PA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 55435436 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2650 | 2825 | Appraisal - 1007 |  |  |  | 2650 | Appraisal - 1007 | 125.97 |  | 0.79 | 0.79 | 3338.11 | 01-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 41400 | No |  | 482.89 | 70.05 |  |  |  |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 3 | N/A |  | 23.5 | 728 | XXXX | XXXX | XXXX | WA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 92051448 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2150 | Appraisal - 1007 |  |  |  | 2150 | Appraisal - 1007 | 91.71 |  | 1.09 | 1.09 | 1971.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27000 | Yes | 237 | 229.64 | 78.75 |  |  |  |  |  |  |  |  |  |  | No | No | 7.833333333333333 | 1 | 4 | N/A |  | 19.47 | 786 | XXXX | XXXX | XXXX | IL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 70582226 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3946 | 5900 | Appraisal - 1007 |  |  |  | 3946 | Appraisal - 1007 | 82.79 |  | 1.21 | 1.21 | 3266.78 | 01-31-2023 | 12 | 01-31-2023 | 12 | 01-31-2023 | 12 |  |  |  |  |  |  |  |  | Yes | 17728 | No |  | 666.05 | 215.25 |  | 285000 |  |  |  |  |  |  |  |  | No | No | 2.1666666666666665 | 1 | 5 | N/A |  | 45.28 | 703 | XXXX | XXXX | XXXX | RI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 29282157 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1550 | 1595 | Appraisal - 1007 |  |  |  | 1550 | Appraisal - 1007 | 65.37 |  | 1.53 | 1.53 | 1013.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | No |  | 84.41 | 61.5 |  | 24500 |  |  |  |  |  |  |  |  | No | No | 1.4166666666666667 | 1 | 2 | N/A |  | 92.35 | 626 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 57774284 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4800 | 4500 | Appraisal - 1007 |  |  |  | 4500 | Appraisal - 1007 | 105.7 |  | 0.95 | 0.95 | 4756.57 | 10-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26400 | No |  | 562.5 | 75.92 |  | 540000 |  |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 2 | N/A |  | 128.05 | 793 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 34381581 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3250 | 3500 | Appraisal - 1007 |  |  |  | 3250 | Appraisal - 1007 | 6.05 |  | 0.76 | 0.76 | 4279.34 | 03-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51352.08 | No |  | 108.01 | 88.55 |  |  |  |  |  |  |  |  |  |  | No | No | 1.3333333333333333 | 1 | 2 | N/A |  | 25.83 | 713 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 49635365 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4100 | Appraisal - 1007 |  |  |  | 4100 | Appraisal - 1007 | 135.25 |  | 0.74 | 0.74 | 5545.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 44430 | No |  | 74.69 | 52.35 |  |  |  |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 2 | N/A |  | 136.43 | 780 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 47812918 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1YR Business P&L | Present | No | 0 | 3200 | Appraisal - 1007 |  |  |  | 3200 | Appraisal - 1007 | 169.6 |  |  | 0 | 5427.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19200 | No |  | 1234.89 | 199.92 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A |  | 14.45 | 658 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 75452181 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal - 1007 |  |  |  | 1400 | Appraisal - 1007 | 92.98 |  | 1.08 | 1.08 | 1301.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No |  | 120.85 | 63.32 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 37.41 | 735 | XXXX | XXXX | XXXX | MD | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 73818390 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3000 | 3000 | Appraisal - 1007 |  |  |  | 3000 | Appraisal - 1007 | 52.6 |  | 1.9 | 1.9 | 1577.95 | 03-31-2025 | 36 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55180 | No |  | 25.57 | 154.58 |  | 50000 |  |  |  |  |  |  |  |  | No | No | 0.3333333333333333 | 1 | 1 | N/A |  | 2.29 | 651 | XXXX | XXXX | XXXX | MD | XXXX | XXXX | Limited Liability Corporation (LLC) | Business Entity | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 45825842 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1700 | 1550 | Appraisal - 1025 |  |  |  | 1550 | Appraisal - 1025 | 98.01 |  | 1.02 | 1.02 | 1519.12 | 10-31-2022 | 1 | 10-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 36710 | No |  | 244.79 | 65.35 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 | N/A |  | 50.14 | 712 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 41099899 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4800 | 4800 | Appraisal - 1007 |  |  |  | 4800 | Appraisal - 1007 | 92.47 |  | 1.08 | 1.08 | 4438.41 | 10-31-2022 | 1 | 10-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 50860 | No |  | 931.32 | 95.08 |  |  |  |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 1 | N/A |  | 97.92 | 641 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 86088304 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | Yes | 3800 | 4000 | Appraisal - 1025 |  |  |  | 3800 | Appraisal - 1025 | 86.44 |  |  | 0 | 3284.86 | 09-30-2022 | 1 | 09-30-2022 | 1 | 09-30-2022 | 1 | 09-30-2022 | 1 |  |  |  |  |  |  | Yes | 52000 | No |  | 98.14 | 147.75 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 4.09 | 787 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 64238055 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3000 | 2975 | Appraisal - 1007 |  |  |  | 2975 | Appraisal - 1007 | 6.06 |  | 1.89 | 1.89 | 1572.53 | 10-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55180 | No |  | 25.57 | 154.58 |  | 50000 |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | Broaddus Development LLC | 1.83 | 651 | XXXX | XXXX | XXXX | MD | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 10903462 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3700 | 0 | N/A |  |  |  | 3700 | N/A | 184.97 |  | 1 | 1 | 3699.49 | 10-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22200 | No |  | 508.93 | 92.9 |  |  |  |  |  |  |  |  |  |  | No | No | 15.666666666666666 | 1 | 5 | N/A |  | 128.26 | 701 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 92226382 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3500 | 2175 | Appraisal - 1007 |  |  |  | 2175 | Appraisal - 1007 | 108.59 |  | 1.48 | 1.48 | 2361.81 | 08-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21000 | No |  | 81.85 | 97.5 |  | 200000 |  |  |  |  |  |  |  |  | No | No | 1.0833333333333333 | 1 | 2 | N/A |  | 212.66 | 665 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 53988493 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2525 | Appraisal - 1007 |  |  |  | 2525 | Appraisal - 1007 | 76.32 |  | 1.31 | 1.31 | 1926.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14300 | No |  | 210.01 | 402 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 2 | N/A |  | 82.83 | 675 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 20992183 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3255.34 | 4295 | Appraisal - 1007 |  |  |  | 3255.34 | Appraisal - 1007 | 95.55 |  | 1.05 | 1.05 | 3110.42 | 08-27-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | Yes | 612 | 184.68 | 96.67 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 19.333333333333332 | 1 | 2 | N/A |  | 72.92 | 738 | XXXX | XXXX | XXXX | CO | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 97607890 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4700 | 4800 | Appraisal - 1007 |  |  |  | 4700 | Appraisal - 1007 | 61.57 |  | 1.55 | 1.55 | 2893.99 | 02-01-2024 | 24 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38100 | No |  | 718.22 | 109.5 |  |  |  |  |  |  |  |  |  |  | No | No | 8 | 1 | 1 | N/A |  | 99.95 | 761 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 26615917 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6900 | 6900 | Appraisal - 1007 |  |  |  | 6900 | Appraisal - 1007 | 79.96 |  | 1.25 | 1.25 | 5517.13 | 02-28-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 280400 | No |  | 758.83 | 276.83 |  | 437000 | 0 |  |  |  |  |  |  |  | No | No | 2.5 | 1 | 3 | N/A |  | 128.75 | 729 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 95549832 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 8500 | Appraisal - 1007 |  |  |  | 8500 | Appraisal - 1007 | 143.93 |  |  | 0 | 12234.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 80000 | No |  | 218.42 | 166.5 |  | 590850 | 0 |  |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A |  | 10.99 | 770 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 83453753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1950 | 2035 | Appraisal - 1007 |  |  |  | 1950 | Appraisal - 1007 | 101.58 |  | 1 | 1 | 1946.67 | 05-04-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30800 | Yes | 31.25 | 345.54 | 119 |  | 124000 |  |  |  |  |  |  |  |  | No | No | 6.75 | 1 | 1 | N/A |  | 41.08 | 636 | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 16403900 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4375 | 4375 | Appraisal - 1025 |  |  |  | 4375 | Appraisal - 1025 | 56.46 |  | 1.77 | 1.77 | 2470.06 | 06-05-2024 | 30 | 01-05-2023 | 48 | 08-01-2024 | 79 |  |  |  |  |  |  |  |  | No | 0 | No |  | 527.47 | 174.08 |  |  |  |  |  |  |  |  |  |  | No | No | 3.6666666666666665 | 1 | 2 | N/A |  | 22.93 | 745 | XXXX | XXXX | XXXX | RI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 59370011 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5750 | 5750 | Appraisal - 1007 |  |  |  | 5750 | Appraisal - 1007 | 63.51 |  | 1.57 | 1.57 | 3651.92 | 10-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 68500 | No |  | 216.66 | 66.67 |  | 0 |  |  |  |  |  |  |  |  | No | No | 4.25 | 1 | 3 | N/A |  | 131.75 | 741 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 75458846 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 |  |  |  | 2400 | Appraisal - 1007 | 83.3 |  | 1.2 | 1.2 | 1999.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22500 | No |  | 439.97 | 43.33 |  | 290000 | 0 |  |  |  |  |  |  |  | No | No | 0.4166666666666667 | 1 | 3 | N/A |  | 105.22 | 671 | XXXX | XXXX | XXXX | VA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 94881072 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 4000 | Appraisal - 1007 |  |  |  | 4000 | Appraisal - 1007 | 163.35 |  |  | 0 | 6533.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27500 | No |  | 122.64 | 89.42 |  | 781500 | 0 |  |  |  |  |  |  |  | No | No | 0 | 1 | 5 | N/A |  | 65.04 | 760 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 26676356 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal - 1007 |  |  |  | 3800 | Appraisal - 1007 | 98.54 |  | 1.01 | 1.01 | 3744.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45600 | No |  | 919.31 | 46.33 |  |  |  |  |  |  |  |  |  |  | No | No | 49.25 | 1 | 6 | N/A |  | 116.3 | 801 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 20167184 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1YR Full Doc | Present | No | 0 | 3200 | Appraisal - 1007 |  |  |  | 3200 | Appraisal - 1007 | 136.89 |  |  | 0 | 4380.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 89000 | No |  | 528.84 | 84.33 |  | 0 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 8.97 | 771 | XXXX | XXXX | XXXX | MD | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 99006563 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1500 | 1500 | Appraisal - 1007 |  |  |  | 1500 | Appraisal - 1007 | 91.27 |  | 1.1 | 1.1 | 1369 | 08-31-2023 | 1500 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32682 | Yes | 185 | 94.77 | 31.67 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 4 | N/A |  | 7.91 | 675 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 60319829 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 950 | Appraisal - 1007 |  |  |  | 950 | Appraisal - 1007 | 93.14 |  | 1.07 | 1.07 | 884.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10617.6 | No |  | 105.71 | 49.01 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 4.75 | 1 | 3 | N/A |  | 65.97 | 712 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 73350230 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 2950 | Appraisal - 1007 |  |  |  | 2950 | Appraisal - 1007 | 133.61 |  |  | 0 | 3941.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50300 | No |  | 0 | 0 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 4 | N/A |  | 34.41 | 709 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 19351295 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2700 | 2400 | Appraisal - 1007 |  |  |  | 2400 | Appraisal - 1007 | 93.47 |  | 1.07 | 1.07 | 2243.26 | 07-06-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17380 | Yes | 145 | 224.26 | 148.75 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 | N/A |  | 17.32 | 736 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 43561261 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3500 | 3500 | Appraisal - 1007 |  |  |  | 3500 | Appraisal - 1007 | 128.81 |  | 0.78 | 0.78 | 4508.27 | 10-15-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 68900 | No |  | 745.6 | 122.67 |  | 0 |  |  |  |  |  |  |  |  | No | No | 0.25 | 1 | 3 | N/A |  | 114.52 | 684 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 62520495 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3900 | 3275 | Appraisal - 1025 |  |  |  | 3275 | Appraisal - 1025 | 93.62 |  | 1.07 | 1.07 | 3065.92 | 06-01-2023 | 1 | 06-01-2023 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 157866 | No |  | 433.32 | 97.08 |  | 300000 | 0 |  |  |  |  |  |  |  | No | No | 0.5 | 1 | 6 | N/A |  | 102.48 | 743 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 58151874 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3600 | 3600 | Appraisal - 1025 |  |  |  | 3600 | Appraisal - 1025 | 84.69 |  | 1.18 | 1.18 | 3048.93 | 08-01-2023 | 12 | 08-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 55000 | No |  | 377.02 | 130.75 |  | 280000 | 0 |  |  |  |  |  |  |  | No | No | 0.16666666666666666 | 1 | 6 | N/A |  | 103.39 | 743 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 77582937 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  |  |  | 2200 | Appraisal - 1007 | 99.99 |  | 1 | 1 | 2199.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10000 | No |  | 77.34 | 56.55 |  | 51150 |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A |  | 60.48 | 765 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 39064026 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3400 | 3400 | Appraisal - 1025 |  |  |  | 3400 | Appraisal - 1025 | 98.19 |  | 1.02 | 1.02 | 3338.55 | 08-01-2023 | 12 | 08-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 168661 | No |  | 463.13 | 103.25 |  | 430000 | 0 |  |  |  |  |  |  |  | No | No | 0.4166666666666667 | 1 | 7 | N/A |  | 103.03 | 743 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 55096755 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  |  |  | 3100 | Appraisal - 1007 | 85.85 |  | 0.75 | 0.75 | 2661.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 56000 | No |  | 458.33 | 49.42 |  | 360000 | 0 |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 | N/A |  | 60.41 | 716 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 39530438 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 7600 | Appraisal - 1025 |  |  |  | 7600 | Appraisal - 1025 | 98.38 |  | 1.02 | 1.02 | 7477.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | No |  | 1137.51 | 90.43 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 4 | N/A |  | 51.34 | 771 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 83390266 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3000 | 2075 | Appraisal - 1007 |  |  |  | 2075 | Appraisal - 1007 | 131.25 |  | 0.76 | 0.76 | 2723.4 | 10-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 44680 | No |  | 385.6 | 119.67 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 4 | 1 | 2 | N/A |  | 11.26 | 717 | XXXX | XXXX | XXXX | OR | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 29742315 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | Yes | 3800 | 4000 | Appraisal - 1007 |  |  |  | 3800 | Appraisal - 1007 | 162.92 |  |  | 0 | 6190.78 |  | 12 | 10-31-2023 |  |  |  |  |  |  |  |  |  |  |  | Yes | 26500 | No |  | 647.84 | 72 |  | 620000 | 0 |  |  |  |  |  |  |  | No | No | 0.5 | 4 | 4 | N/A |  | 110.36 | 703 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 62593089 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No |  | 2700 | Appraisal - 1007 |  |  |  | 2700 | Appraisal - 1007 | 101.41 |  |  | 0 | 2738.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | No |  | 722.74 | 146.28 |  |  | 0 |  |  |  |  |  |  |  | No | No | 1.9166666666666667 | 1 | 4 | N/A |  | 12.87 | 673 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 14816788 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6000 | 6000 | Appraisal - 1025 |  |  |  | 6000 | Appraisal - 1025 | 72.43 |  | 1.38 | 1.38 | 4345.79 | 12-02-2022 | 1 | 12-02-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 52149.48 | No |  | 351.45 | 72.16 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 1 | N/A |  | 18.85 | 658 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 94920774 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2250 | 3450 | Appraisal - 1007 |  |  |  | 2250 | Appraisal - 1007 | 93.24 |  | 1.07 | 1.07 | 2097.83 | 07-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27000 | No |  | 141.64 | 48.58 |  | 218500 | 0 |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 | N/A |  | 22.44 | 761 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 22281769 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1650 | 1500 | Appraisal - 1007 |  |  |  | 1500 | Appraisal - 1007 | 93.15 |  | 1.07 | 1.07 | 1397.3 | 05-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23000 | No |  | 125 | 92.25 |  | 76000 |  |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 9 | N/A |  | 73.26 | 752 | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 32847413 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | Yes | 2500 | 2500 | Appraisal - 1007 |  |  |  | 2500 | Appraisal - 1007 | 98.68 |  |  | 0 | 2467.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | No |  | 467.41 | 136.5 |  | 172500 | 0 |  |  |  |  |  |  |  | No | No | 1.9166666666666667 | 1 | 4 | N/A |  | 14.04 | 673 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 58732688 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1600 | 1550 | Appraisal - 1007 |  |  |  | 1550 | Appraisal - 1007 | 96.48 |  | 1.04 | 1.04 | 1495.42 | 11-30-2023 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20900 | No |  | 201.77 | 69.93 |  | 120000 | 0 |  |  |  |  |  |  |  | No | No | 1.9166666666666667 | 1 | 2 | N/A |  | 41.97 | 786 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 23425008 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1YR Business P&L | Present | Yes | 2200 | 4700 | Appraisal - 1025 |  |  |  | 2200 | Appraisal - 1025 | 362.07 |  |  | 0 | 7965.54 | 09-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 267232 | No |  | 1435.59 | 173.7 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A |  | 2.99 | 626 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 12698708 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2200 | 2200 | Appraisal - 1007 |  |  |  | 2200 | Appraisal - 1007 | 98.79 |  | 1.01 | 1.01 | 2173.28 | 09-30-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26710 | No |  | 335 | 54.57 |  | 0 |  |  |  |  |  |  |  |  | No | No | 7.833333333333333 | 1 | 1 | N/A |  | 98.21 | 658 | XXXX | XXXX | XXXX | VA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 81871827 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6100 | 7000 | Appraisal - 1025 |  |  |  | 6100 | Appraisal - 1025 | 88.57 |  | 1.13 | 1.13 | 5402.99 | 09-30-2022 | 1 | 09-30-2022 | 1 | 09-30-2022 | 1 |  |  |  |  |  |  |  |  | Yes | 241500 | No |  | 758.64 | 169 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A |  | 4.98 | 743 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 65921543 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 7895 | 6732 | Appraisal - 1025 |  |  |  | 6732 | Appraisal - 1025 | 87.18 |  | 1.15 | 1.15 | 5868.82 |  | 1 |  | 1 |  | 1 |  | 1 |  |  |  |  |  |  | Yes | 73700 | No |  | 301.64 | 148.5 |  | 500000 |  |  |  |  |  |  |  |  | No | No | 0.9166666666666666 | 1 | 7 | N/A |  | 19.31 | 757 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 77488439 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 3500 | Appraisal - 1025 |  |  |  | 3500 | Appraisal - 1025 | 104.5 |  | 0.96 | 0.96 | 3657.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48000 | No |  | 269.05 | 234.25 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 0 | 1 | 2 | N/A |  | 180.13 | 686 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 25133381 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5925 | 5500 | Appraisal - 1025 |  |  |  | 5500 | Appraisal - 1025 | 99.2 |  | 1.01 | 1.01 | 5456.2 | 12-10-2022 | 1 | 12-10-2022 | 1 | 12-10-2022 | 1 |  |  |  |  |  |  |  |  | Yes | 51700 | No |  | 193 | 149.92 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 0.9166666666666666 | 1 | 6 | N/A |  | 43.82 | 757 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 91031980 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1300 | Appraisal - 1007 |  |  |  | 1300 | Appraisal - 1007 | 99.96 |  | 1 | 1 | 1299.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10500 | No |  | 387.17 | 100.83 |  | 150000 | 0 |  |  |  |  |  |  |  | No | No |  | 1 | 4 | N/A |  | 78.84 | 769 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 29729907 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No |  | 2500 | Appraisal - 1025 |  |  |  | 2500 | Appraisal - 1025 | 110.96 |  |  | 0 | 2773.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28450 | No |  | 330.6 | 187.17 |  | 68500 | 0 |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 1 | N/A |  | 161.21 | 772 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Corporation | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| 65248327 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 3300 | Appraisal - 1025 |  |  |  | 3300 | Appraisal - 1025 | 73.32 |  | 1.36 | 1.36 | 2419.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40200 | No |  | 358.33 | 123.93 |  |  |  |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 | N/A |  | 44.76 | 703 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 93108133 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 3000 | Appraisal - 1025 |  |  |  | 3000 | Appraisal - 1025 | 67.83 |  | 1.47 | 1.47 | 2034.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25500 | No |  | 304.17 | 86.1 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 | N/A |  | 37.76 | 703 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 92211785 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1650 | Appraisal - 1007 |  |  |  | 1650 | Appraisal - 1007 | 98.82 |  | 1.01 | 1.01 | 1630.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14210 | No |  | 344.98 | 93.83 |  | 150000 | 0 |  |  |  |  |  |  |  | No | No | 1.0833333333333333 | 1 | 1 | N/A |  | 93.81 | 769 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| 77046643 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4100 | Appraisal - 1025 |  |  |  | 4100 | Appraisal - 1025 | 87.77 |  | 1.14 | 1.14 | 3598.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49200 | No |  | 766.84 | 90.08 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 0 | 1 | 3 | N/A |  | 116.36 | 743 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |

---

## Exhibit 99.5

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 67693260 |  | XXXX | CLTV | propertyValuationPage | 80.89 | 90 | Verified entry is correct |
| 67693260 |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| 67693260 |  | XXXX | Monthly Property Tax Amount | titlePage | 786.46 | 718.48 | XXXX |
| 67693260 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.42 | 31.568 | Verified entry is correct, Within 2%- |
| 67693260 |  | XXXX | Borrower 1 SSN | the1003Page | XXXX | XXXX | XXXX |
| 67693260 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 23.99 | 23.684 | Verified entry is correct, Within 2% |
| 84998437 |  | XXXX | Interest Rate | notePage | 4.115 | 4.120% | Rate as shown on note. |
| 20582591 |  | XXXX | Interest Rate | notePage | 4.115 | 4.120% | Interest rate on note 4.115% |
| 72420058 |  | XXXX | Note Date | notePage | XXXX | XXXX | As per the Note Note date updated |
| 79930126 |  | XXXX | Application Date | the1003Page | XXXX | XXXX | Verified entry is correct per Initial 1003 |
| 12876489 |  | XXXX | Application Date | the1003Page | XXXX | XXXX | XXXX |
| 12876489 |  | XXXX | Monthly Property Tax Amount | titlePage | 433.59 | 446.33 | As per monthly Property this is Correct $433.59 |
| 96494586 |  | XXXX | CLTV | propertyValuationPage | 87 | 90.00 | Value is 90 |
| 96494586 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 28.08 | 27.65 | Within 2 percent |
| 96494586 |  | XXXX | Application Date | the1003Page | XXXX | XXXX | Verified application date with initial 1003 |
| 96494586 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.9 | 47.17 | Within 2 percent |
| 68793731 |  | XXXX | Application Date | the1003Page | XXXX | XXXX | Verified entry is correct, Confirmed application date. |
| 68793731 |  | XXXX | Term | notePage | 480 | 360 | Verified entry is correct, Confirmed loan term. |
| 19381481 |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | yes | Verified entry is correct per Wage Earner |
| 19381481 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 34.73 | 33.96 | Within 2% |
| 19381481 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.71 | 36.94 | Within 2% |
| 19381481 |  | XXXX | Note Date | notePage | XXXX | XXXX | Verified entry is correct per Note Document |
| 70601413 |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| 19833084 |  | XXXX | Note Date | notePage | XXXX | XXXX | Verified entry is correct per note. |
| 37808670 |  | XXXX | Note Date | notePage | XXXX | XXXX | Updated as per Note |
| 84452339 |  | XXXX | CLTV | propertyValuationPage | 69.85 | 70.00 | XXXX |
| 84452339 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per initial 1003 |
| 40074785 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 16.67 | 16.58 | Within two decimals. |
| 40074785 |  | XXXX | Note Date | notePage | XXXX | XXXX | Confirmed Note date per Note. |
| 40074785 |  | XXXX | Term | notePage | 480 | 360 | Confirmed loan term. |
| 40742666 |  | XXXX | Term | notePage | 480 | 360 | Confirmed loan term. |
| 40742666 |  | XXXX | Note Date | notePage | XXXX | XXXX | Confirmed Note date per Note. |
| 40742666 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.08 | 37.73 | Within two decimals. |
| 96208934 |  | XXXX | Note Date | notePage | XXXX | XXXX | Updated as per Note Document |
| 57585534 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.19 | 38.45 | Credit Document is missing please Provide it |
| 57585534 |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | yes | Documents are Missing Please Provide It |
| 57585534 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 24.7 | 21.06 | Credit Document is Missing please provide it |
| 43169299 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.43 | 42.32 | Verified entry is correct. |
| 94669372 |  | XXXX | Note Date | notePage | XXXX | XXXX | Verified entry is correct per Note Document |
| 94669372 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.94 | 48.04 | -/+ 2% Variance Is Allowed As Per Guideline. |
| 66254634 |  | XXXX | Note Date | notePage | XXXX | XXXX | As Per Note Document True Data is Correct |
| 44209699 |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| 82255975 |  | XXXX | Note Date | notePage | XXXX | XXXX | Updated As Per Note Document |
| 82255975 |  | XXXX | CLTV | propertyValuationPage | 84.35 | 85.00 | Update As Per 1008 Document |
| 78762110 |  | XXXX | Interest Rate | notePage | 6.5 | 0.0650 | Updated As Per Note Document |
| 78762110 |  | XXXX | CLTV | propertyValuationPage | 57.27 | 0.70 | Updated As Per 1008 CLTV 70% |
| 20201288 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.47 | 32.41 | Within two decimals. |
| 20201288 |  | XXXX | Sales Price | propertyValuationPage | XXXX | XXXX | XXXX |
| 20201288 |  | XXXX | CLTV | propertyValuationPage | 89.27 | 0.90 | Updated as per 1008 document |
| 20201288 |  | XXXX | Monthly Property Tax Amount | titlePage | 1286.46 | 1276.04 | XXXX |
| 20201288 |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | as per CPA letter self employment flag is YES |
| 20201288 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 22.45 | 23.39 | There is difference between Tax amount |
| 20201288 |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| 29255552 |  | XXXX | Note Date | notePage | XXXX | XXXX | As Per Note Document True Data is Correct |
| 57939058 |  | XXXX | Note Date | notePage | XXXX | XXXX | Confirmed Note date. |
| 57939058 |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | yes | B1 is not self employed per 1003. B2 is self employed per 1003. |
| 57939058 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Confirmed application dated. |
| 57939058 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.63 | 42.78 | Within 1% |
| 20045168 |  | XXXX | Note Date | notePage | XXXX | XXXX | Verified entry is correct per Note date |
| 42409701 |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| 42409701 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.62 | 49.94 | DTI variance <1% |
| 53769938 |  | XXXX | CLTV | propertyValuationPage | 79.27 | 80.00 | Used lesser of sales price to for 80% CLTV |
| 53769938 |  | XXXX | Application Date | the1003Page | XXXX | XXXX | Value verified (page 14) |
| 53769938 |  | XXXX | Total Monthly Property Insurance Amount | diligenceFinalLookPage | 120.83 | 120.84 | Value verified |
| 83451741 |  | XXXX | Borrower 1 Executed 4506T Verified | employmentIncomePage | 3 YRS | No | 4506-C available in Page 194 |
| 83451741 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.48 | 43.91 | There is Discrepancy in the Principal amount As per Note Document P & I is $1708.01 |
| 83451741 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 43.91 | 41.35 | There is Discrepancy in the Principal amount As per Note Document P & I is $1708.01 |
| 37082169 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.02 | 25.10 | 2% of variation acceptable as per Lender Guidelines |
| 37082169 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 27.02 | 25.10 | 2% of variation acceptable as per Lender Guidelines |
| 37082169 |  | XXXX | Total Monthly Property Insurance Amount | diligenceFinalLookPage | 59.26 | 60.01 | Property Insurance updated as per Hazard Document premium amount |
| 32290693 |  | XXXX | Total Monthly Property Insurance Amount | diligenceFinalLookPage | 153.33 | 163.33 | Updated as per the Insurance Document. Page 372 |
| 32290693 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.97 | 38.70 | DTI/HTI +/- 2% is allowable as per Guidelines |
| 32290693 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 38.35 | 38.10 | DTI/HTI +/- 2% is allowable as per Guidelines |
| 60168048 |  | XXXX | Application Date | the1003Page | XXXX | XXXX | As per the Initial 1003 application date updated |
| 60168048 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.73 | 41.60 | 1% +/- is acceptable as per the guidelines |
| 60168048 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 25.7 | 25.30 | 1% +/- is acceptable as per the guidelines |
| 60168048 |  | XXXX | CLTV | propertyValuationPage | 55 | 61.20 | CLTV is matching with 1008 and diligence screen that is 61.11 |
| 60121888 |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated As Per Note Document |
| 60121888 |  | XXXX | CLTV | propertyValuationPage | 75.76 | 65.79 | Updated As Per Appraisal Documents |
| 60121888 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated As Per Initial 1003 Document |
| 70423270 |  | XXXX | CLTV | propertyValuationPage | 79.56 | 80.00 | As per 1008 Document this is Correct CLTV 80% |
| 70423270 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 19.85 | As per DSCR loan Income Ratio 0 |
| 44655196 |  | XXXX | CLTV | propertyValuationPage | 79.95 | 80.00 | DTI/HTI +/- 1% is allowable as per Guidelines. |
| 44655196 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.28 | 47.24 | DTI/HTI +/- 1% is allowable as per Guidelines. |
| 99717782 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 23.12 | 22.49 | 1 % Tolerance is acceptable as per lender guideline |
| 99717782 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 17.26 | 16.53 | 1 % Tolerance is acceptable as per lender guideline |
| 99717782 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per Initial 1003 page no on 8 |
| 99717782 |  | XXXX | CLTV | propertyValuationPage | 89.21 | 90.00 | Updated as per 1008 page on 19 and appraisal page on 47 |
| 82847276 |  | XXXX | Note Date | notePage | XXXX | XXXX | Updated As Per Note Document |
| 52311317 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per Initial 1003 Document |
| 15176720 |  | XXXX | CLTV | propertyValuationPage | 88.12 | 90.00 | Purchase Price Is Less Then Appraisal Value System Capturing Appraisal Value |
| 16027594 |  | XXXX | CLTV | propertyValuationPage | 70.52 | 75.00 | Updated As Per 1003 Document Page No 22 |
| 40659197 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 252.5 | 64.25 | True Data is Capturing Flood Insurance Premium along With Property Insurance |
| 40659197 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 29.14 | 30.58 | Added Finding For DTI Discrepancy |
| 40659197 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.3 | 37.19 | Added Finding For DTI Discrepancy |
| 40659197 |  | XXXX | Monthly Property Tax Amount | titlePage | 313.36 | 313.35 | As Per Tax Certificate True Data is Correct |
| 40659197 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | As Per Initial 1003 True Data is Correct |
| 39770167 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.73 | 25.67 | DTI is not matching due to P&I in 1008 page no 30CR is 3347.21,underwriter consider qualifying rate 7.5% , But in NOTE document page no 172 CR note rate is 8.625 and P&I is 3723.36, Please clarify. - Updated 1008 has been provided reflecting the correct P&I and DTI. |
| 39770167 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 22.39 | 20.34 | HTI is not matching due to P&I in 1008 page no 30CR is 3347.21,underwriter consider qualifying rate 7.5% , But in NOTE document page no 172 CR note rate is 8.625 and P&I is 3723.36, Please clarify - Updated 1008 has been provided reflecting the correct P&I and DTI. |
| 32024166 |  | XXXX | CLTV | propertyValuationPage | 72.61 | 75.00 | As per 1008 Document this is Correct CLTV 75% |
| 52480499 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | updated as per the initial 1003 |
| 52480499 |  | XXXX | CLTV | propertyValuationPage | 73.68 | 75.00 | Updated as per the 1008 and Appraisal |
| 94573777 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 84.83 | 32.00 | Property 3 Units we have 2 HOI Updated As Same |
| 94573777 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 753.06 | This is DSCR Loan DTI Calculations Not Required |
| 83761385 |  | XXXX | Monthly Property Tax Amount | titlePage | 492.98 | 439.14 | Confirmed value per Tax Cert. |
| 83761385 |  | XXXX | Property Zip Code | notePage | XXXX | XXXX | Confirmed value per Final 1003, Note, DOT, 1008. |
| 25958420 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 130.83 | 121.67 | Updated as per the Insurance document. Page 276 |
| 87937055 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.57 | 40.42 | $4,524.95 (PITIA) + $1,561 = $6,085.95 \* 100 / $15,000 = 40.57 |
| 87937055 |  | XXXX | CLTV | propertyValuationPage | 89.13 | 90.00 | XXXX |
| 23612311 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 11.95 | 11.96 | $1844.70 \* 100 / $14,426.67 = 11.95 |
| 23612311 |  | XXXX | CLTV | propertyValuationPage | 75.29 | 85.00 | Diligence final look CLTV is match with Tape data but in data compare true data reflecting wrong |
| 43988088 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 87741975 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated As Per Initial 1003 Document |
| 87741975 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 138.33 | 138.34 | Updated As Per Hazard Insurance Document |
| 87741975 |  | XXXX | Property Zip Code | notePage | XXXX | XXXX | Zip code 06340 Per Note Document |
| 87741975 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 35.16 | 35.17 | As Per 1008 HTI is Matching Its Rounding Factor Issue |
| 76092377 |  | XXXX | Monthly Property Tax Amount | titlePage | 356.54 | 356.55 | Updated as per the Title document. Page 462 |
| 45056661 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 246.66 | 0.00 | Values Match |
| 45056661 |  | XXXX | Monthly Property Tax Amount | titlePage | 351.93 | 0.00 | Value pending from tape. Tax search in file utilized |
| 76498079 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | -5192.00 | This is DSCR Loan DTI is won't be there |
| 76498079 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per Initial 1003 (Page no 11, 21) |
| 82087579 |  | XXXX | Monthly Property Tax Amount | titlePage | 541.24 | 0.00 | Tax amount is entered from Title Document Page 421. |
| 82087579 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 59.76 | 0.00 | Updated from Property Insurance Page 395 |
| 66657683 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per the Initial 1003 document |
| 66657683 |  | XXXX | Loan Amount/Draw Amount | notePage | 260000 | 360000.00 | XXXX |
| 52524989 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.03 | 47.04 | As per final 1008 document DTI 47.03% only but Tape Data considering rounding factor after decimal point. |
| 52524989 |  | XXXX | Monthly Property Tax Amount | titlePage | 489.61 | 489.60 | Property Tax amount updated as per Tax-cert available page no.571 True data Considering as Rounding Factor |
| 52524989 |  | XXXX | CLTV | propertyValuationPage | 81.58 | 85.00 | XXXX |
| 52524989 |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | B1First Name updated as per Final 1003 document available page no.236 |
| 52524989 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application updated as per Initial 1003 document available page no.5 from Section 9 Loan Originator Information |
| 72669428 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 14.69 | 15.15 | -/+ 1% variance is Acceptable per guidelines |
| 55925737 |  | XXXX | CLTV | propertyValuationPage | 88.88 | 90.00 | Updated as per Appraisal report |
| 92968966 |  | XXXX | Monthly Property Tax Amount | titlePage | 718.23 | 0.00 | As Per Title Document True Data is Correct |
| 92968966 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 92.33 | 0.00 | As Per Hazard Document page 226 $92.33 is Correct |
| 92968966 |  | XXXX | CLTV | propertyValuationPage | 69.28 | 69.34 | 69.34% per diligence screen |
| 93612480 |  | XXXX | Monthly Property Tax Amount | titlePage | 1409.32 | 1409.33 | Rounding issue |
| 93612480 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per the Initial 1003 found on the page no 1 |
| 93612480 |  | XXXX | Loan Amount/Draw Amount | notePage | 1768000 | 12273.41 | Updated as per the Note document found on the page no 451 |
| 49748887 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application Date Updated As Per Initial 1003 Document |
| 85911325 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.87 | 44.86 | 1% Allowable As Per Lender Guidelines |
| 85911325 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated As Per Initial 1003 Document |
| 85911325 |  | XXXX | Monthly Property Tax Amount | titlePage | 605.9 | 605.91 | The Taxes from the Title are $3635.41\*2= $7270.82/12 = $605.90 |
| 85911325 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 36.54 | 36.53 | 1% Allowable As Per Lender Guidelines |
| 78095511 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per the Initial 1003 date |
| 36762098 |  | XXXX | CLTV | propertyValuationPage | 89.85 | 90.00 | CLTV is calculated Loan Amount/Appraisal Value\*100 = 90% but system considering Loan Amount/Sales Price Value\*100 = 89.99% |
| 36762098 |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | NO | updated as per the Final 1003 page no. 349 borrower having self employment flag |
| 36762098 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per the initial 1003 |
| 17619325 |  | XXXX | CLTV | propertyValuationPage | 74.18 | 80.00 | Updated As Per Appraisal Document |
| 22522756 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated As Per Initial 1003 Document |
| 25532667 |  | XXXX | CLTV | propertyValuationPage | 89.99 | 90.00 | XXXX |
| 25532667 |  | XXXX | Borrower 1 Executed 4506T Verified | employmentIncomePage | 3 YRS | No | Updated as per the 4506-T Document found on the page no. 222 |
| 35883547 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 71.51 | 71.52 | As per Tax Doctument this is Correct Property Insurance $71.51 |
| 35883547 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 41158065 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per Initial 1003 Document From Page no 6 |
| 41158065 |  | XXXX | CLTV | propertyValuationPage | 57.02 | 60.00 | Updated as per Appraisal Report |
| 10303540 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 0 | 622.21 | This is DSCR Loan DTI not Required |
| 10303540 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 622.21 | This is DSCR DTI not Required |
| 10303540 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | As Per Initial 1003 true Data is Correct |
| 49794214 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 349.3 | 267.00 | Updated As per Hazard and Flood Insurance Document |
| 49794214 |  | XXXX | CLTV | propertyValuationPage | 68.78 | 80.00 | 80% CLTV per diligence screen. |
| 49794214 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 17.39 | 17.40 | 1% Allowable As per lender guidelines |
| 49794214 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.14 | 41.63 | 1% Allowable As per lender guidelines |
| 20561458 |  | XXXX | Property City | notePage | XXXX | XXXX | Updated per Note |
| 20561458 |  | XXXX | Borrower 1 Self-Employment Flag | the1003Page | No | yes | DSCR Loan Self-Employment Flag NO |
| 66325969 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 0 | 17.40 | this is DSCR Hence QualifyingHousingDebtincomeRatio not required |
| 54172208 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated As Per Initial 1003 Document Page No 8 |
| 43162601 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application Date Updated As Per Initial 1003 Document |
| 47587800 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.16 | 263.56 | As per final 1008 document DTI 47.16% available page no.46 |
| 47587800 |  | XXXX | CLTV | propertyValuationPage | 87.08 | 90.00 | XXXX |
| 47587800 |  | XXXX | Borrower 1 Executed 4506T Verified | employmentIncomePage | NA | Yes | 4506T verified and updated available page no.546 |
| 47587800 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 46.48 | 261.32 | As per final 1008 document HTI 46.48% available page no.46 |
| 47587800 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 79.33 | 79.34 | Property Insurance amount updated as per Hazard document available page no.383 Annual Premium $952/12=$79.33 |
| 62438781 |  | XXXX | CLTV | propertyValuationPage | 81.2 | 90.00 | 81.2 is using the divided by Appraised Value, 90 is using the Sales Price. |
| 62438781 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.63 | 38.06 | Variance < 1% which is acceptable. |
| 62438781 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | 8.1.22 per 1003 in file |
| 88913482 |  | XXXX | CLTV | propertyValuationPage | 64.58 | 65.00 | Updated As Per 1008 Document |
| 57308052 |  | XXXX | CLTV | propertyValuationPage | 85.5 | 90.00 | CLTV 90% per diligence screen |
| 57308052 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 21.85 | 21.86 | Within 1% |
| 20677513 |  | XXXX | Property City | notePage | XXXX | XXXX | Updated As Per Note Document |
| 51697024 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per the Initial 1003 Page 8 |
| 94481553 |  | XXXX | CLTV | propertyValuationPage | 68 | 70.00 | XXXX |
| 94481553 |  | XXXX | Monthly Property Tax Amount | titlePage | 337.45 | 337.48 | Updated per docs. |
| 94481553 |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated as per the Final 1003 document |
| 60886114 |  | XXXX | Borrower 1 SSN | the1003Page | XXXX | XXXX | True data correct per SS card page 38 and 1003. |
| 60886114 |  | XXXX | CLTV | propertyValuationPage | 64.03 | 67.09 | CLTV 67.09% per diligence screen |
| 60886114 |  | XXXX | Borrower 1 Executed 4506T Verified | employmentIncomePage | 3 YRS | No | Updated As Per Document |
| 15658630 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 99.63 | 99.64 | Rounding Factor |
| 15658630 |  | XXXX | CLTV | propertyValuationPage | 83.08 | 90.00 | XXXX |
| 15658630 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 33.97 | 33.98 | Rounding Factor |
| 15658630 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.64 | 42.65 | -/+ 1% variance acceptable |
| 15658630 |  | XXXX | Monthly Property Tax Amount | titlePage | 1250 | 1251.66 | Updated as per Hazard document page 572 |
| 15658630 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per initial 1003 page 25 |
| 35778197 |  | XXXX | CLTV | propertyValuationPage | 85.2 | 90.00 | Per Diligence Final Look screen |
| 60882085 |  | XXXX | CLTV | propertyValuationPage | 74.52 | 75.00 | XXXX |
| 29002382 |  | XXXX | CLTV | propertyValuationPage | 83.93 | 85.00 | CLTV 85% per diligence screen |
| 98808648 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.79 | 49.72 | < 1% Variance acceptable |
| 11801772 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 483.42 | 483.41 | As per Hazard Document this is Correct $483.42 Property Insurance amount |
| 11801772 |  | XXXX | CLTV | propertyValuationPage | 71.16 | 75.00 | CLTV 75% per diligence screen |
| 11801772 |  | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| 11801772 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 60480385 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 19.12 | 19.02 | Within 1% |
| 60480385 |  | XXXX | CLTV | propertyValuationPage | 88.85 | 90.00 | Per Diligence final look screen. |
| 86868046 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 327.17 | 0.00 | Total Monthly Property Insurance Calculated As Per Hazard Insurance Document |
| 86868046 |  | XXXX | Monthly Property Tax Amount | titlePage | 3229.17 | 0.00 | Monthly Property Tax Amount Calculated As Per Tax Certificate |
| 83942084 |  | XXXX | Borrower 1 Birthdate | the1003Page | XXXX | XXXX | Per 1003 |
| 95735052 |  | XXXX | Monthly Property Tax Amount | titlePage | 297.41 | 0.00 | No tape value, Tax amount is matching with Final 1003 document page #213CR |
| 95735052 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 15.25 | This is DSCR loan DTI is not required |
| 95735052 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 116.92 | 0.00 | No tape value, Insurance amount matching with final 1003 document page #213CR |
| 95735052 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated per Initial 1003 document page #01CR |
| 95735052 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 0 | 4.85 | This is DSCR loan DTI is not required |
| 32961035 |  | XXXX | Property City | notePage | XXXX | XXXX | Updated as per Final 1003, Note Document |
| 32961035 |  | XXXX | Application Date | the1003Page | XXXX | XXXX | Application date confirmed on initial 1003 |
| 96226792 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated As Per 1003 Document |
| 29184188 |  | XXXX | CLTV | propertyValuationPage | 72.58 | 75.00 | 72.58 per Appraised Value, 75 per Sales Price, Sales Price selected on Diligence Final Look screen. |
| 86119192 |  | XXXX | CLTV | propertyValuationPage | 84.8 | 85.00 | Updated as per the 1008 but in appraisal screen system is triggering like 84.80% |
| 86119192 |  | XXXX | Borrower 1 Executed 4506T Verified | employmentIncomePage | 3 YRS | No | Updated as per the document they mentioned 3 years. |
| 95198642 |  | XXXX | CLTV | propertyValuationPage | 79.27 | 80.00 | XXXX |
| 95198642 |  | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| 11535626 |  | XXXX | CLTV | propertyValuationPage | 77.62 | 80.00 | System capturing Appraised value but LTV calculated as per Sales Price. 80% CLTV per diligence screen. |
| 11535626 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per Initial 1003 document page #20CR |
| 18780977 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 117.33 | 0.00 | Insurance premium updated as per Hazard insurance document page #548CR |
| 18780977 |  | XXXX | Monthly Property Tax Amount | titlePage | 126.95 | 0.00 | Tax amount updated as per title document page #606CR |
| 13490578 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per initial 1003 |
| 13490578 |  | XXXX | CLTV | propertyValuationPage | 87.27 | 90.00 | CLTV 90% Per Diligence Final Look screen |
| 35141267 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | -100.00 | This is DSCR Loan As per 1008 Doctument Income ratio 0 |
| 35141267 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 0 | -14.76 | This is DSCR Loan As per 1008 Doctument Income ratio 0 |
| 88760173 |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| 88760173 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.42 | 38.35 | Within 1% |
| 88760173 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 59.54 | 59.53 | Rounding |
| 20868252 |  | XXXX | CLTV | propertyValuationPage | 81.25 | 90.00 | Per diligence final look screen |
| 20868252 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.85 | 41.74 | Within 1% |
| 43212214 |  | XXXX | Borrower 2 First Name | notePage | XXXX | XXXX | XXXX |
| 43212214 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | As per Initial 1003 Updated. |
| 43212214 |  | XXXX | CLTV | propertyValuationPage | 84.16 | 85.00 | Per Diligence Final Look screen. |
| 71549238 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 63.61 | This is a DSCR loan and DTI is not required. |
| 64456337 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated As Per initial 1003 Document |
| 64456337 |  | XXXX | CLTV | propertyValuationPage | 89.91 | 90.00 | Updated As Per Appraisal Document |
| 64456337 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 32.08 | 32.09 | Calculations as follows:4,892.88/15,250=0.3208x100=32.08 |
| 99554093 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 528.92 | 390.17 | As per the True data Property Insurance includes Hazard Insurance (390.17)+ Flood Insurance ($138.75) per month = $528.92 per month. |
| 99554093 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.27 | 38.07 | Variance <1% allowed |
| 99554093 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 29.06 | 28.86 | Variance <1% allowed |
| 45572085 |  | XXXX | Monthly Property Tax Amount | titlePage | 592.04 | 0.00 | As per Document This is Correct Tax Amount $592.04 |
| 45572085 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 48.17 | 0.00 | As per Document This is Correct Property Insurance Amount $48.17 |
| 90738009 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | As per Initial 1003 True data is Correct |
| 33894310 |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated As per Final 1003. |
| 33894310 |  | XXXX | Borrower 1 Executed 4506T Verified | employmentIncomePage | 3 YRS | No | 4506-C is present in the file page 563. |
| 25052878 |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | yes | Borrower 1 is the Wage Earner. Hence, not selected as Self Employment Flag |
| 13102674 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 49 | 49.93 | Per 1008 and diligence final look page |
| 13102674 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49 | 49.93 | Per 1008 and diligence final look page |
| 28378770 |  | XXXX | Note Date | notePage | XXXX | XXXX | Updated As Per Note Document |
| 67264292 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application date confirmed on initial 1003 |
| 41802648 |  | XXXX | Interest Rate | notePage | 7.5 | 7350.0000 | As per Note Document this is Correct Interest Rate 7.5% |
| 41802648 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 41802648 |  | XXXX | CLTV | propertyValuationPage | 72.92 | 75.00 | As per 1008 Document this is Correct CLTV 75% |
| 65968163 |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated as per Final 1003 document from Page no 283 |
| 65968163 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per Initial 1003 Document Which was on page no 9 Under LO Section |
| 79173501 |  | XXXX | CLTV | propertyValuationPage | 74.78 | 75.00 | 74.78 using Appraised Value, 75 using Sales Price. Sales Price selected on Diligence. |
| 74769600 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 29.58 | 29.50 | There is a 0.08 difference.<br> DTI = Housing Expenses $6,374.81 + All other Monthly Debts $11,755.81 / Gross Monthly Income $61,286.30 = 29.58% |
| 40354390 |  | XXXX | Property Type | propertyValuationPage | Condominium | PUD | True Data is Correct as Per 1008, property is a condominium. |
| 40354390 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 68.33 | 68.34 | True Data is Correct As Per Hazard Document |
| 75568981 |  | XXXX | CLTV | propertyValuationPage | 73.3 | 75.00 | System capturing Appraised value but LTV calculated as per Sales Price which is 75% CLTV per diligence screen. |
| 75568981 |  | XXXX | Monthly Property Tax Amount | titlePage | 387.68 | 0.00 | Updated as per title Document page #345CR |
| 75568981 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 87.58 | 0.00 | Premium amount updated as per Hazard insurance document page #283CR |
| 10818577 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per Initial 1003, True Data is Correct |
| 10818577 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 233.96 | 113.58 | System reading Hazard & Flood Insurance combined for $233.96. |
| 30318984 |  | XXXX | Monthly Property Tax Amount | titlePage | 137.88 | 116.69 | Per updated 1008 and DSCR calculator. (Finding) |
| 30318984 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 246.67 | 116.00 | System adds Hazard & Flood together |
| 58307651 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated Per Initial 1003 |
| 58307651 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 259.02 | 98.67 | $259.02 includes Hazard & Flood insurance. HOI $98.67 + Flood $160.36 |
| 56208924 |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Updated as per Final 1003 document page #222CR |
| 56208924 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.26 | 59.88 | Updated 1008 with corrected DTI received |
| 92051448 |  | XXXX | CLTV | propertyValuationPage | 78.46 | 80.00 | CLTV Calculated As Per Sales Price |
| 26551778 |  | XXXX | Borrower 1 Birthdate | the1003Page | XXXX | XXXX | Borrower 1 Birth Date updated as per Final 1003 document available page no.490. |
| 26551778 |  | XXXX | CLTV | propertyValuationPage | 79.39 | 80.00 | XXXX |
| 29282157 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application Date Updated As Per Initial 1003 |
| 86251630 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 211.45 | 211.49 | True Data is Correct As Per Hazard Document |
| 86251630 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 48.63 | 158.84 | Tape incorrect |
| 86251630 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.63 | 159.22 | Tape incorrect |
| 32032839 |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | updated as per final 1003 page 279Cl |
| 32032839 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | updated as per initial 1003 page 41Cl |
| 32032839 |  | XXXX | CLTV | propertyValuationPage | 78.89 | 80.00 | XXXX |
| 51871826 |  | XXXX | Borrower 1 Executed 4506T Verified | employmentIncomePage | 3 YRS | No | 4506 provided in Finding |
| 49635365 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 47812918 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | True Data is correct per Initial1003 |
| 21571949 |  | XXXX | CLTV | propertyValuationPage | 78.99 | 80.00 | Per diligence final look page |
| 21571949 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.14 | 45.93 | Discrepancy confirmed. A finding has been created requesting clarification. Updated 1008 received. |
| 21571949 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 45.28 | 45.10 | Discrepancy confirmed. A finding has been created requesting clarification. Updated 1008 received |
| 60536443 |  | XXXX | CLTV | propertyValuationPage | 79.54 | 80.00 | System capturing Appraised value but Sales price considered for LTV calculations |
| 75452181 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 77506000 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per initial 1003 |
| 77506000 |  | XXXX | CLTV | propertyValuationPage | 79.95 | 80.00 | 80% CLTV Per Diligence Final Look page |
| 77506000 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 12.63 | 12.36 | Per review calculations within 1% |
| 73818390 |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated As Per Final 1003 And Note Document Page No 188 and 151 |
| 45825842 |  | XXXX | Property City | notePage | XXXX | XXXX | XXXX |
| 45825842 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 65.35 | 49.01 | As per Document this is Correct Property Insurance Amount $65.35 |
| 32265938 |  | XXXX | CLTV | propertyValuationPage | 77.92 | 85.00 | XXXX |
| 41099899 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per Initial 1003 Document |
| 79054141 |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| 79054141 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application Date updated as per Initial 1003 document available page no.15 |
| 86088304 |  | XXXX | Monthly Property Tax Amount | titlePage | 98.14 | 97.89 | Property Tax Amount updated as per Document |
| 64238055 |  | XXXX | Interest Rate | notePage | 8.825 | 8.6250 | Note document has been Missed hence updated interest rate from 1008 document, Page no 21 |
| 10903462 |  | XXXX | Monthly Property Tax Amount | titlePage | 508.93 | 508.33 | Property Tax amount updated as per Tax amount which was available page no.346 |
| 95549832 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 95549832 |  | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| 49402772 |  | XXXX | CLTV | propertyValuationPage | 84.87 | 85.00 | Mapping Issue - System considering CLTV based on Appraisal Value. 85% CLTV per diligence screen. |
| 83453753 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per initial 1003 |
| 16403900 |  | XXXX | Monthly Property Tax Amount | titlePage | 527.47 | 527.48 | Rounding off difference, verified correct tax amount from tax doc available on pg290 |
| 16403900 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 174.08 | 174.09 | Rounding off difference, verified correct insurance premium amount from insurance doc available on pg258 |
| 84503462 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 25.86 | 25.89 | Variance is < 1% which is acceptable |
| 83289289 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 83289289 |  | XXXX | CLTV | propertyValuationPage | 83.02 | 85.00 | Mapping Issue |
| 66229662 |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| 26676356 |  | XXXX | Monthly Property Tax Amount | titlePage | 919.31 | 446.25 | Tax amount confirmed from Tax Cert Page #613 - Matching with 1008 UW Comments also |
| 18240201 |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | Yes | Borrower is Wage Earner |
| 73325851 |  | XXXX | CLTV | propertyValuationPage | 76.92 | 80.00 | 76.92% Using Appraisal Value, 80% using Sales Price lesser value compared to Appraisal Value. Selected sales price in DFL. Mapping issue. |
| 31501344 |  | XXXX | CLTV | propertyValuationPage | 80.14 | 85.00 | Mapping issue as True data CLTV calculated from Appraised value. vs sales price. 85% CLTV per diligence screen. |
| 31501344 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per initial 1003 |
| 39710020 |  | XXXX | CLTV | propertyValuationPage | 80.41 | 85.00 | 80.41% Using Appraisal Value, 85% using Sales Price lesser value compared to Appraisal Value. Selected sales price in DFL. Mapping issue. |
| 83624035 |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | Yes | Verified from Final 1003 and income documents provided to support income. |
| 24300176 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 24300176 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 28.53 | 90.66 | Calculated HDTI is 28.53% and is matching with 1008, whereas Tape data reflecting as 90.66% |
| 24300176 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.75 | 97.72 | Calculated DTI is 34.75% and is matching with 1008, whereas Tape data reflecting as 97.72% |
| 55616462 |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | B1 First Name Confirmed |
| 28567181 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48 | 48.35 | Discrepancy is due to one of the liabilities which is not reflecting in credit report pg-209 |
| 39267168 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 73350230 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 18.15 | 18.45 | DTI Calculation on tape data includes Taxes and Insurance. There is an Escrow Waiver in file. |
| 39128739 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.83 | 34.45 | Discrepancy of 0.38 is due to variance in all other monthly payments PITIA and Income are matching with Final 1003 but mismatch in all other monthly payments, also compared with GAP report. Tolerance <1% is accepted. |
| 60290684 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application considered from Initial 1003 |
| 43561261 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 31751365 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Updated as per Initial 1003 document however tape is showing incorrect |
| 31751365 |  | XXXX | Borrower 1 Birthdate | the1003Page | XXXX | XXXX | Updated as per Final 1003 document however tape is showisng incorrect |
| 69897098 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 14.61 | 14.72 | Provided 1008 shows All other monthly payment of $1563.44, Whereas asper provided credit report calculated All other monthly payment is $1505.44. 1008 DTI is 14.72% Whereas calculated DTI is 14.61%, Difference is 0.11% (Within Tolerance). |
| 62520495 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application Date confirmed from Initial 1003 page 1 |
| 58151874 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application date verified from Initial 1003 pg-1 |
| 58151874 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 8.08 | For DSCR program we don't calculate DTI ratio. Hence DTI will be 0. |
| 77582937 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application Data updated as per Initial 1003 available on page 21, 23 |
| 39064026 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 39064026 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 11.44 | Loan is DSCR, no ratios, DTI is N/A |
| 39530438 |  | XXXX | Property City | notePage | XXXX | XXXX | XXXX |
| 39530438 |  | XXXX | Property Zip Code | notePage | XXXX | XXXX | Zip Code in True Data is updated from Note Doc Page #268 - reflecting same in Appraisal Report Page #35 |
| 24892284 |  | XXXX | CLTV | propertyValuationPage | 79.54 | 80.00 | Mapping Issue- CLTV considered from Appraisal value vs sales price. 80% CLTV per diligence screen. |
| 24892284 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.95 | 48.85 | Discrepancy of DTI is due to Liability variance from 1008 pg-19 doc and Credit report pg-193. Variance < 1%. |
| 29742315 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.95 | 34.97 | DTI Difference less than 1%, Didn't considered WF Revolving account $10 which are showing in 1003, since liability is not showing on Credit report |
| 50162085 |  | XXXX | Property Zip Code | notePage | XXXX | XXXX | Property Zip Code is verified from Note and all Signed Docs |
| 94920774 |  | XXXX | Application Date | bridgeApplicationPage | XXXX | XXXX | Per initial 1003. |
| 32847413 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 0 | 17.00 | Subject Property is Investment, as per 1008 HDTI is 0% |
| 89493759 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 23425008 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.01 | 34.00 | Value Matches, rounding Value |
| 73978344 |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| 73978344 |  | XXXX | CLTV | propertyValuationPage | 84.99 | 85.00 | True data calculating CLTV using appraised value as opposed to sales price, mapping issue. 85% CLTV per diligence screen. |
| 73978344 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 215.93 | 152.08 | True date showing including flood insurance, where tape data showing only hazard insurance. |
| 12698708 |  | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| 60630120 |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| 35918729 |  | XXXX | Note Date | notePage | XXXX | XXXX | Note date verified from Note document pg-258 |
| 86252466 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 81871827 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 169 | 179.25 | Property Insurance as per updated Hazard Insurance in page #427 is - $2,028 / 12 = $169. |
| 90964568 |  | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | 130.49 | 113.49 | Total property insurance for 2 units is $79.36+$51.13= $130.49 but tape reflecting some other value |
| 65921543 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 77488439 |  | XXXX | Sales Price | propertyValuationPage | XXXX | XXXX | XXXX |
| 25133381 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 61545492 |  | XXXX | Property City | notePage | XXXX | XXXX | Updated City Name as per appraisal and Note document. |
| 61545492 |  | XXXX | Property Zip Code | notePage | XXXX | XXXX | Updated Zip Code as per appraisal and Note document. |
| 11704079 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| 29729907 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 7.31 | 7.51 | Discrepancy due to three liabilities which are in CBR pg- 142 are not matching with Final 1003. However, DTI variance is within 1% |
| 34406610 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.17 | 43.86 | Acceptable variance < 1% |
| 65248327 |  | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Application Date is Verified from Initial 1003 |
| 65248327 |  | XXXX | Note Date | notePage | XXXX | XXXX | Note Date is Verified from Note in Page #155, and Tape data shows incorrect |
| 39564078 |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | yes | B1and B2 both has wage income hence self-employment flag updated as No however tape is showing incorrect |
| 70600028 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 31.61 | 31.62 | All other monthly payment in 1008 is not matching with Credit Liabilities Tradelines, However DTI is within Variance <1% difference |
| 70600028 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.7 | 48.87 | All other monthly payment in 1008 is not matching with Credit Liabilities Tradelines, However DTI is within Variance <1% difference |
| 77046643 |  | XXXX | Monthly Property Tax Amount | titlePage | 766.84 | 728.17 | Tax amount considered as per DSCR calculation to match the DSCR. |
| 89750943 |  | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 25.91 | 28.24 | Finding open for corrected 1008 as initial P&I payment on 1008 is incorrect. |
| 89750943 |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.88 | 37.20 | Finding open for corrected 1008 as initial P&I payment on 1008 is incorrect. |

---

## Exhibit 99.6

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**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans acquired by Loan Funding Structure LLC (the "Client"). These mortgage loans, which were originated by multiple parties, were purchased by the Client in multiple bulk transactions or via Reliance Letter and were reviewed by AMC on behalf of such party. The mortgage loans were reviewed via files imaged and provided by the Client or its designee for review.

**(2) Sample size of the assets reviewed.**

The diligence review (the "Review") was conducted on a portion of the securitization mortgage loan population reviewed by AMC. The total population covered during the Review varied by mortgage loan scope. The Client may have utilized multiple third-party review ("TPR") firms for the securitization and AMC did not review all of the mortgage loans in the securitization loan population for a specific scope of review.

The mortgage loan review sample was broken down into the following review scopes:

▪ "Credit and Compliance Review": 12 mortgage loans

▪ "Leases Review": 3 mortgage loans

▪ "Guideline Review": 9 mortgage loans

▪ "Data Integrity Review": 24 mortgage loans

▪ "Valuation Review" 24 Mortgage Loans

Throughout the securitization process, the Client may have removed or added various mortgage loans from the securitization population for reasons that are unknown to AMC. AMC's disclosures herein reflect findings on the securitization population (as known by AMC) as of the date hereof.

**(3) Determination of the sample size and computation.**

The Compliance Review was conducted consistent with the criteria for the NRSRO(s) identified in Item 3 of the Form ABS Due Diligence-15E.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual file as captured during the Compliance Review. The scope of this review and the findings are detailed later in this document.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT AND COMPLIANCE SCOPE (12 Mortgage Loans)</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

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**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) Bank Statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, AMC sought to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagor's requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

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**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or

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that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade. Please note that investment properties were excluded from TRID testing.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the mortgage loan file and, as necessary,
attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan
originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, AMC's
review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements,
for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage
loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan
to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to
resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name
and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing
Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were
within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

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iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the
event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days
prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required
disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial
CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray,

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the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by
the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for

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mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate. In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

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&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

**<u>LEASES SCOPE (3 Mortgage Loans)</u>**

**<u>DOCUMENT REVIEW</u>**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**<u>CREDIT REVIEW</u>**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

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**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**<u>DATA COLLECTION</u>**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**<u>GUIDELINE SCOPE (9 Mortgage Loans)</u>**

Documents reviewed include the following items (\* = where applicable):

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---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Note | &nbsp;&nbsp;Business License\* | &nbsp;&nbsp;Flood certificates |
| &nbsp;&nbsp;Guaranty Agreement(s)\* | &nbsp;&nbsp;Business P&L's\* | &nbsp;&nbsp;Purchase agreement(s)\* |
| &nbsp;&nbsp;Deed of Trust / Mortgage | &nbsp;&nbsp;Verification of down payment funds/ funds to close / reserve funds\* | &nbsp;&nbsp;Final HUD-1 |
| &nbsp;&nbsp;Non-Owner-Occupancy & Business – Purpose Letter of Intent (LOI) / Letter of Explanation (LOE) | &nbsp;&nbsp;Appraisal Report | &nbsp;&nbsp;Title Search Documentation |
| &nbsp;&nbsp;Final Form 1003 / Loan Application(s) | &nbsp;&nbsp;Broker Price Opinion and market rent addendum\* | &nbsp;&nbsp;Evidence of Hazard / Liability / Flood Insurance coverage |
| &nbsp;&nbsp;VCC Credit Report(s) | &nbsp;&nbsp;Appraisal Review documentation\* | &nbsp;&nbsp;Second mortgage documentation\* |
| &nbsp;&nbsp;Verification of Rent / Mortgage (VOR/VOM) payment history\* | &nbsp;&nbsp;Existing Leases\* | &nbsp;&nbsp;Certification(s) of Business purpose of loan |
| &nbsp;&nbsp;Identification / proof of residency status | &nbsp;&nbsp;Rent Roll\* | &nbsp;&nbsp;Certification(s) of Non-Owner Occupancy and Indemnity\* |
| &nbsp;&nbsp;Background check | &nbsp;&nbsp;Environmental reports |  |

---

Each loan was reviewed for adherence to the most recent VCC Master Credit Policy ("MCP") revision that is dated prior to the loan approval date as indicated on the Final Loan Approval Worksheet for the loan being reviewed.

For this review, the procedures included:

▪ Reviewing the provided Note, Mortgage/DOT, and
Guaranty Agreement(s) to confirm execution, adherence to the MCP, and agreement with other Loan Approval documentation.

▪ Examining appraisal reports, BPO's, and
appraisal reviews to determine if the property type is consistent with underwritten property type and usage (such as evidence/an indication
of either owner or tenant occupancy) and comparing this information against other relevant information contained within applicable sections
of the loan file to evaluate consistency, accuracy, and adheres to the MCP.

▪ Reviewing environmental reporting, Flood Certification,
and Evidence of Insurance to confirm accuracy and adherence to MCP requirements.

▪ Reviewing credit reporting, VOR/VOM, Background
Check(s), and any applicable Letter(s) of Explanation to confirm accuracy, adherence to VCC MCP requirements, and consistency with the
Final Loan Approval worksheet.

▪ Reviewing HUD-1's, Title Search, Purchase
Agreements, existing leases/rent rolls, and verification of funds with loan terms, and underwritten approved terms and amounts/LTV/LTC
as well as adherence to MCP requirements.

▪ Reviewing LOI/LOE(s) for presence of un-qualified
statement of business and occupancy intent, confirmation that the LOI/LOI cited address is consistent with the subject property address,
and that signatory(s) are consistent with the identified borrower(s)/guarantor(s).

▪ Reviewing Final Form 1003/Loan application to
ensure complete execution that the subject property listed is consistent with the subject property, and that the listed residence for
the Individual(s) is an address other than the subject property.

▪ Confirming, if applicable, business license(s)
and P&L's are present, valid, and adheres to MCP requirements.

▪ Confirming, if applicable, second mortgage documents
are present, valid, align with approved terms amounts, and adhere to MCP requirements.

▪ Reviewing final loan approval worksheets for accuracy,
completion, documentation of approval for any exceptions, and evaluating such items for agreement/consistency with all other documentation
contained in the review file.

▪ Reviewing the Certification of Business Purpose
and Certification of Non-Owner Occupancy and Indemnity for presence of a completed fields, and verifying that that the hand written Primary
Residence address differs from the subject property address, and is signed/dated as required.

▪ Verifying presence of a complete Certification
of Non-Owner Occupancy and Indemnity document for each individual borrower/co-borrower/guarantor identified within the subject note/guaranty
agreement, including the presence of either individual certifications or one certificate containing all required signatures.

▪ Comparing the Primary Residence address(es) listed
for consistency between the Final Form 1003/Loan application(s) and the Certification(s) of Non-Owner Occupancy and Indemnity.

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▪ Documenting any non-approved MCP exceptions and/or
inconsistencies and reporting and/or marking such items for further dialogue.

**(8) Other: review and methodology.**

**Data Integrity Review (24 Mortgage Loans):** AMC compared data fields on the bid tape provided by the Client to the data found in the actual file as captured during the Compliance Review. The number of fields included and reviewed on a bid tape can vary by counterparty and by time period of transaction.

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued. SitusAMC also hereby disclaims any representation or warranty as to accuracy or completeness of the Report, the inclusion or omission of any facts or information, or as to its suitability, sufficiency or appropriateness for the purposes of the transaction parties or investors or the use of the Report in preparation of any other document in connection with the subject transaction.).

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

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The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in the Form ABS Due Diligence-15E.

**COMPLIANCE RESULTS SUMMARY**

Please note that 3 Leases and 9 Guideline Reviews were not subjected to a compliance review and did not receive a compliance grade. Of the remaining 12 mortgage loans under the Fitch and DBRS rating criteria, 7 (58.33%) mortgage loans received an "A" compliance grade and 5 (41.67%) and mortgage loans received a "B" compliance grade.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Fitch & DBRS Compliance** | &nbsp;&nbsp;**Fitch & DBRS Compliance** | &nbsp;&nbsp;**Fitch & DBRS Compliance** | &nbsp;&nbsp;**Fitch & DBRS Compliance** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Compliance Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;7 | &nbsp;&nbsp;29.17% | &nbsp;&nbsp;58.33% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;20.83% | &nbsp;&nbsp;41.67% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Compliance Not Run | &nbsp;&nbsp;12 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |

---

**CREDIT RESULTS SUMMARY**

Within the securitization population, 10 (41.67%) of the mortgage loans received an "A" credit grade and 14 (58.33%) of the mortgage loans received a "B" credit grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch & DBRS Credit** | &nbsp;&nbsp;**Fitch & DBRS Credit** | &nbsp;&nbsp;**Fitch & DBRS Credit** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;10 | &nbsp;&nbsp;41.67% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;14 | &nbsp;&nbsp;58.33% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** |

---

**PROPERTY/VALUATION RESULTS SUMMARY**

Within the securitization population, all 24 (100%) of the mortgage loans received an "A" property grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch & DBRS Property/Valuation** | &nbsp;&nbsp;**Fitch & DBRS Property/Valuation** | &nbsp;&nbsp;**Fitch & DBRS Property/Valuation** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;24 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** |

---

**OVERALL RESULTS SUMMARY**

After considering the grading implications of the Compliance, Credit, and Property/Valuation sections above, under the Fitch and DBRS ratings criteria, 100% of the loans by number in the pool possessed a NRSRO grade of "A", or "B".

&nbsp;&nbsp;**Fitch & DBRS Overall**

13 \| Page<br>

![](n3410_x1-img007.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;8 | &nbsp;&nbsp;33.33% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;16 | &nbsp;&nbsp;66.67% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** |

---

**EXCEPTION SUMMARY (24 Mortgage Loans)**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**DBRS & Fitch Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***17*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**17** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Small Balance Commercial | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***26*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**26** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**43** |

---

**DATA INTEGRITY REVIEW RESULTS SUMMARY (24 Mortgage Loans)**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual file as captured during the Review. The number of fields included and reviewed on a bid tape can vary by counterparty and by the time period of the transaction. The information provided below is based upon the relevant data capture and bid tape elements for a specific transaction, as may be unique for that transaction, within the reviews that occurred to the associated mortgage loans that are included in the securitization population.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**# Of Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;16 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |

---

14 \| Page<br>

![](n3410_x1-img007.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;10 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;DCR UW VCC | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;4 | &nbsp;&nbsp;8 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Index Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Interest Collection Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;0 | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Interest Rate Change Frequency | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Interest Rate Initial Floor | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Interest Rate Life Max | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Interest Rate Life Min | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Interest Rate Periodic Floor | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Investment Property Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;9 | &nbsp;&nbsp;11.11% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Lookback Period | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;17 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;2 | &nbsp;&nbsp;9 | &nbsp;&nbsp;22.22% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;10 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Mod Deferred Balance | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Original Interest Rate Period | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;3 | &nbsp;&nbsp;18 | &nbsp;&nbsp;16.67% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;0 | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Original Payment Period | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Originator Loan Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Payment Change Frequency | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;PITIA Reserves Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |

---

15 \| Page<br>

![](n3410_x1-img007.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Prepayment Penalty Period (months) | &nbsp;&nbsp;0 | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Prepayment Terms | &nbsp;&nbsp;0 | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;17 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;0 | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Total Debt Ratio | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;24 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**405** | &nbsp;&nbsp;**2.96%** | &nbsp;&nbsp;**24** |

---

In total, data variances were found on 11 (45.83%) mortgage loans reviewed across 6 unique data field in the sample. Please note that not all data fields would have been available for all loans.

**ADDITIONAL SUMMARY (24 Mortgage Loans)** 

*Some % of Loans may not add to 100% due to rounding*

 

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;13 | &nbsp;&nbsp;54.17% | &nbsp;&nbsp;$9711200.00 | &nbsp;&nbsp;52.23% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;11 | &nbsp;&nbsp;45.83% | &nbsp;&nbsp;$8882908.00 | &nbsp;&nbsp;47.77% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$18594108.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;24 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$18594108.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$18594108.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;6 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;$990000.00 | &nbsp;&nbsp;5.32% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;2 | &nbsp;&nbsp;8.33% | &nbsp;&nbsp;$1757408.00 | &nbsp;&nbsp;9.45% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;15 | &nbsp;&nbsp;62.50% | &nbsp;&nbsp;$15725200.00 | &nbsp;&nbsp;84.57% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.17% | &nbsp;&nbsp;$121500.00 | &nbsp;&nbsp;0.65% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$18594108.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;24 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$18594108.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$18594108.00** | &nbsp;&nbsp;**100.00%** |

---

16 \| Page<br>

## Exhibit 99.6

![](n3410_x1-img006.jpg)

**Loan Level Exception - Disposition**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Edgar Loan ID** | **Borrower Name** | **Original Loan Amount** | **State** | **Note Date** | **Occupancy** | **Purpose** | **QM Status** | **Overall Grade** | **Credit Grade** | **Credit Exceptions** | **Credit Exception Information** | **Credit Exception Comments** | **Property Grade** | **Property Exceptions** | **Property Exception Information** | **Property Exception Comments** | **Compliance Grade** | **Compliance Exceptions** | **Compliance Exception Information** | **Compliance Exception Comments** | **Compliance Comp Factors** | **Compensating Factors** | **Subject to High Cost - Unable to Test** |
| XXXX | XXXX | XXXX | 56024387 | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow - Reason: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan will have an escrow account. (Final/XX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow - Reason: The Final CD did not disclose why the subject loan did not an escrow account. | REVIEWER - CURED COMMENT (XXXX-XX-XX): AMC received Letter of Explanation & Corrected Closing Disclosure.<br> BUYER - GENERAL COMMENT (XXXX-XX-XX): PCCD | Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow - Reason: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  | A B |
| XXXX | XXXX | XXXX | 63697729 | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Higher Priced QM | 2 | 2 | [2] Miscellaneous - Credit Exception:<br> [2] Miscellaneous - Credit Exception: | Guidelines require legal/conforming zoning. Appraisal indicates that there is no zoning. Lender approved exception.<br> Guidelines limited payment shock to 250%. Borrower's payment shows of XXX% exceeds guidelines. Lender approved exception with the following compensating factors: | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Client Waived<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Client Waived | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - TRID Final Closing Disclosure Summaries Of Transactions - Closing Costs Paid At Closing: TILA-RESPA Integrated Disclosure - Summaries of Transactions: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the Closing Costs Paid at Closing. (Final/XX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Interest Percentage: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Total Interest Percentage that does not match the actual total interest percentage for the loan. (Final/XX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Total of Payments that does not match the actual total of payments for the loan. (Final/XX/XX/XXXX)<br> [2] Federal Compliance - TRID Interim Closing Disclosure Summaries Of Transactions - Closing Costs Paid At Closing: TILA-RESPA Integrated Disclosure - Summaries of Transactions: Closing Disclosure provided on XX/XX/XXXX did not disclose the Closing Costs Paid at Closing. (Interim/XX/XX/XXXX) | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: ABA reflects an affiliate and was not signed by the borrower.<br> Federal Compliance - TRID Final Closing Disclosure Summaries Of Transactions - Closing Costs Paid At Closing: Line 3 is blank rather than reflecting $0.<br> Federal Compliance - TRID Final Closing Disclosure Total Interest Percentage: CD reflects TIP of XX% but calculated TIP of XX%, outside of .003% tolerance.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: The difference consists of XXXX Lender paid broker comp, and Lender used incorrect Fully indexed rate of XXXX in place of XXXX<br> Federal Compliance - TRID Interim Closing Disclosure Summaries Of Transactions - Closing Costs Paid At Closing: Line 3 is blank rather than reflecting $0. | REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (XXXX-XX-XX): system<br> REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (XXXX-XX-XX): system<br> REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (XXXX-XX-XX): system<br> REVIEWER - GENERAL COMMENT (XXXX-XX-XX): Post consummation CD provided correctly reflects the closing costs paid at closing as $0; however was provided outside the required 60 days from discovery.<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): Lender provided a post consummation CD dated XX/XX/XXXX.<br> REVIEWER - GENERAL COMMENT (XXXX-XX-XX): The CD provided 1/XX/2016 reflects a total of $400 from Section D. of the Closing Disclosure under "Loan Costs Subtotals (A + B + C)" and -$400 from Section I. under "Other Costs Subtotals (E + F + G + H)" which equates to $0 and should be disclosed in Section J. under "Closing Costs Subtotals (D+I)" pursuant to 1026.38(h)(2). Under 1026.38(j)(1)(iv), the subtotal from Section J should then disclosed on line K03 in the Summaries of Transactions table labeled, "Closing Costs Paid at Closing" calculated pursuant to (h)(2). Please see citations and the link to the annotated CD from the XXXX website below for reference. <br> http:/XX/files.consumerfinance.gov/XX/201312_XXXX_tila-respa_annotated-closing-disclosure.pdf <br> 1026.38(h) Closing cost totals.<br> (1) The sum of the costs disclosed as borrower-paid pursuant to paragraph (h)(2) of this section and the amount disclosed in paragraph (h)(3) of this section, under the subheading "Total Closing Costs (Borrower-Paid)."<br> (2) The sum of the amounts disclosed in paragraphs (f)(5) and (g)(6) of this section, designated borrower-paid at or before closing, and the sum of the costs designated seller-paid at or before closing or paid by others disclosed pursuant to paragraphs (f) and (g) of this section, labeled "Closing Costs Subtotals."<br> 1026.38(j) Summary of borrower's transaction. Under the heading "Summaries of Transactions," with a statement to "Use this table to see a summary of your transaction," two separate tables are disclosed. The first table shall include, under the subheading "Borrower's Transaction," the following information and shall satisfy the following requirements:<br> (1) Itemization of amounts due from borrower.<br> (i) The total amount due from the consumer at closing, calculated as the sum of items required to be disclosed by paragraph (j)(1)(ii) through(x) of this section, excluding items paid from funds other than closing funds as described in paragraph (j)(4)(i) of this section, labeled "Due from Borrower at Closing";<br> (ii) The amount of the contract sales price of the property being sold in a purchase real estate transaction, excluding the price of any tangible personal property if the consumer and seller have agreed to a separate price for such items, labeled "Sale Price of Property";<br> (iii) The amount of the sales price of any tangible personal property excluded from the contract sales price pursuant to paragraph (j)(1)(ii) of this section, labeled "Sale Price of Any Personal Property Included in Sale";<br> (iv) The total amount of closing costs disclosed that are designated borrower-paid at closing, calculated pursuant to paragraph (h)(2) of this section, labeled "Closing Costs Paid at Closing";<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): Lender provided a rebuttal indicating that the TRID regulation provides an allowance for the field to be blank if it is not applicable and provided a snip of the section of the regulation they believe pertains to this.<br> REVIEWER - GENERAL COMMENT (XXXX-XX-XX): Seller provided a rebuttal indicating that the section is not subject to tolerance, CD's issued by the lender will reflect blank when there is $0 in closing costs being paid by the borrower and it carries no assignee liability. Not curable under TRID regulation.<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): Seller provided a rebuttal indicating that the section is not subject to tolerance, CD's issued by the lender will reflect blank when there is $0 in closing costs being paid by the borrower and it carries no assignee liability.<br> REVIEWER - CURED COMMENT (XXXX-XX-XX): Data was corrected on subsequent CDs (XXXX).<br> REVIEWER - GENERAL COMMENT (XXXX-XX-XX): Lender provided a post consummation Closing Disclosure dated XX/XX/XXXX with a TIP of XX% which matches the calculated TIP of XX% when lender paid interest is included which is an acceptable calculation method. Not curable within TRID regulation.<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): Lender provided a post consummation Closing Disclosure dated XX/XX/XXXX with a TIP of XX%.<br> REVIEWER - CURED COMMENT (XXXX-XX-XX): Lender provided a post consummation Closing Disclosure dated XX/XX/XXXX with a TOP of $XX which matches the calculated TOP of $XX when lender paid fees are included which is an acceptable calculation method. Condition cured.<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): Lender provided a post consummation Closing Disclosure dated XX/XX/XXXX with a TOP of $XX.<br> REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (XXXX-XX-XX): system<br> REVIEWER - GENERAL COMMENT (XXXX-XX-XX): Post consummation CD provided correctly reflects the closing costs paid at closing as $0; however was provided outside the required 60 days from discovery.<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): Lender provided a post consummation CD dated XX/XX/XXXX.<br> REVIEWER - GENERAL COMMENT (XXXX-XX-XX): The CD provided 1/XX/2016 reflects a total of $400 from Section D. of the Closing Disclosure under "Loan Costs Subtotals (A + B + C)" and -$400 from Section I. under "Other Costs Subtotals (E + F + G + H)" which equates to $0 and should be disclosed in Section J. under "Closing Costs Subtotals (D+I)" pursuant to 1026.38(h)(2). Under 1026.38(j)(1)(iv), the subtotal from Section J should then disclosed on line K03 in the Summaries of Transactions table labeled, "Closing Costs Paid at Closing" calculated pursuant to (h)(2). Please see citations and the link to the annotated CD from the XXXX website below for reference. <br> http:/XX/files.consumerfinance.gov/XX/201312_XXXX_tila-respa_annotated-closing-disclosure.pdf <br> 1026.38(h) Closing cost totals.<br> (1) The sum of the costs disclosed as borrower-paid pursuant to paragraph (h)(2) of this section and the amount disclosed in paragraph (h)(3) of this section, under the subheading "Total Closing Costs (Borrower-Paid)."<br> (2) The sum of the amounts disclosed in paragraphs (f)(5) and (g)(6) of this section, designated borrower-paid at or before closing, and the sum of the costs designated seller-paid at or before closing or paid by others disclosed pursuant to paragraphs (f) and (g) of this section, labeled "Closing Costs Subtotals."<br> 1026.38(j) Summary of borrower's transaction. Under the heading "Summaries of Transactions," with a statement to "Use this table to see a summary of your transaction," two separate tables are disclosed. The first table shall include, under the subheading "Borrower's Transaction," the following information and shall satisfy the following requirements:<br> (1) Itemization of amounts due from borrower.<br> (i) The total amount due from the consumer at closing, calculated as the sum of items required to be disclosed by paragraph (j)(1)(ii) through(x) of this section, excluding items paid from funds other than closing funds as described in paragraph (j)(4)(i) of this section, labeled "Due from Borrower at Closing";<br> (ii) The amount of the contract sales price of the property being sold in a purchase real estate transaction, excluding the price of any tangible personal property if the consumer and seller have agreed to a separate price for such items, labeled "Sale Price of Property";<br> (iii) The amount of the sales price of any tangible personal property excluded from the contract sales price pursuant to paragraph (j)(1)(ii) of this section, labeled "Sale Price of Any Personal Property Included in Sale";<br> (iv) The total amount of closing costs disclosed that are designated borrower-paid at closing, calculated pursuant to paragraph (h)(2) of this section, labeled "Closing Costs Paid at Closing";<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): Lender provided a rebuttal indicating that the TRID regulation provides an allowance for the field to be blank if it is not applicable and provided a snip of the section of the regulation they believe pertains to this.<br> REVIEWER - GENERAL COMMENT (XXXX-XX-XX): Seller provided a rebuttal indicating that the section is not subject to tolerance, CD's issued by the lender will reflect blank when there is $0 in closing costs being paid by the borrower and it carries no assignee liability. Not curable under TRID regulation.<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): Seller provided a rebuttal indicating that the section is not subject to tolerance, CD's issued by the lender will reflect blank when there is $0 in closing costs being paid by the borrower and it carries no assignee liability. | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: There is generally no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Summaries Of Transactions - Closing Costs Paid At Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Interest Percentage: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Interim Closing Disclosure Summaries Of Transactions - Closing Costs Paid At Closing: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. | 1) DTI of XX below max allowed of 43%<br>2) Required residual $XXXX/ Actual $XXXX<br>3) Reserves required is 6 months; Actual is 18 months<br>4) 80% LTV < 90% guideline max | B A |
| XXXX | XXXX | XXXX | 99320961 | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Higher Priced QM | 2 | 2 | [2] AUS Discrepancy / Guidelines Discrepancy - Payment Shock exceeds credit guidelines. | XXX% payment shock exceeds maximum allowed per guidelines of 250% for FTHB. Lender approved exception. | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Client waived | 1 |  |  |  | 2 | [2] Federal Compliance - TRID - Zero Percent Fee Tolerance: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $650.00 exceeds tolerance of $550.00. (7507)<br> [2] Federal Compliance - TRID - Zero Percent Fee Tolerance: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $650.00 exceeds tolerance of $550.00. (7506) |  | REVIEWER - CURED COMMENT (XXXX-XX-XX): Cured at closing.<br> REVIEWER - CURED COMMENT (XXXX-XX-XX): Cured at closing. | Federal Compliance - TRID - Zero Percent Fee Tolerance: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID - Zero Percent Fee Tolerance: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. | Compensation of large RSU income not being included in qualifying income.<br>DTI of XX.XX% is significantly below 43% maximum<br>Residual income of $XXXX exceed required of $XXXX | B A |
| XXXX | XXXX | XXXX | 81918710 | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Higher Priced QM | 2 | 2 | [2] Credit Eligibility - Guideline Issue: Derogatory mortgage payments outside of credit guidelines | Per guidelines, no significant derogatory housing event allowed in the most recent 2 years. Borrowers had short sale which included a 1st and 2nd mortgage that is only 1.91 years from application date. Lender approved exception. | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Client elects to Waive. | 1 |  |  |  | 2 | [2] Miscellaneous Compliance - Other Compliance Exception (Manual Add)<br> [2] Federal Compliance - (Fed HPML) Federal Higher-Priced Mortgage Loan (Stated APR Exceeds HPML Threshold): Federal Higher-Priced Mortgage Loan: APR on subject loan of 6.63260% or Final Disclosure APR of 6.63300% is in excess of allowable threshold of APOR 3.15% + 2.5%, or 5.65000%. Compliant Higher Priced Loan. | Miscellaneous Compliance - Other Compliance Exception (Manual Add): TRID non-compliant. Seller paid fees on Seller's Closing Disclosure are not consistent with those reflected on the Borrower's Final Closing Disclosure. Seller's Title - Closing Fee of $570, Title - Statutory Surcharge fee of $3.28, Transfer - Taxes - Deed State of $4,095 and Survey fee of $275 were reflected on the Seller's CD; however, were not reflected on the Borrower's Final CD. | REVIEWER - GENERAL COMMENT (XXXX-XX-XX): Captured Seller paid Fees from an alternative source document. Downgraded exception to EV2-B. | Federal Compliance - (Fed HPML) Federal Higher-Priced Mortgage Loan (Stated APR Exceeds HPML Threshold): TILA HPML - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. | 32.0 months reserves > 9.0 months guideline minimum.<br>XX% DTI on this Full documentation loan < 50.0% guideline maximum.<br>Borrower on this Full documentation loan has a disposable income of $XXXX, > $XXXX residual income requirement. by $XXXX | B A |
| XXXX | XXXX | XXXX | 93806075 | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 2 | [2] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of XX% exceeds Guideline total debt ratio of 50.00000%. | Lender approved this exception to XX%. | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Client elects to waive. | 1 |  |  |  | 1 |  |  |  |  | XXX representative FICO score > 660 guideline minimum - XX points above guideline minimum | B A |
| XXXX | XXXX | XXXX | 56607554 | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  | A |
| XXXX | XXXX | XXXX | 98625893 | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  | A |
| XXXX | XXXX | XXXX | 44577751 | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - Federal HPML 2014 Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of 6.39570% or Final Disclosure APR of 6.44400% is in excess of allowable threshold of APOR 3.88% + 2.5%, or 6.38000%. Compliant Higher Priced Mortgage Loan. |  | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Client accepts. | Federal Compliance - Federal HPML 2014 Compliant: TILA HPML - If Non-Compliant, subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  | A |
| XXXX | XXXX | XXXX | 12789271 | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] State Compliance - (State HPML) Connecticut Non-Prime Home Loan (APR Exceeds Non-Prime Threshold): Connecticut Non-Prime Home Loan: APR on subject loan of 6.87260% is in excess of allowable threshold of APOR 4.41% + 1.5%, or 5.91000%. Compliant Loan.<br> [1] Federal Compliance - Federal HPML 2014 Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of 6.87260% or Final Disclosure APR of 6.90700% is in excess of allowable threshold of APOR 4.41% + 1.5%, or 5.91000%. Compliant Higher Priced Mortgage Loan. |  | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): [Redacted] has elected to waive this exception.<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): [Redacted] mortgage purchases HPML compliant loans. | Federal Compliance - Federal HPML 2014 Compliant: TILA HPML - If Non-Compliant, subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  | A |
| XXXX | XXXX | XXXX | 53213611 | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  | A |
| XXXX | XXXX | XXXX | 35459174 | XXXX | $XXXX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  | A |
| XXXX | XXXX | XXXX | 15642117 | XXXX | $XXXX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - Possible Federal Loan Originator Compensation - LO Comp Disclosure Not Provided: Unable to determine from evidence in the loan file if compensation was based on a term of the transaction.: Loan Originator Compensation (Dodd-Frank 2014) - Loan Originator Compensation disclosure not provided: Unable to determine from evidence in the loan file if compensation was based on a term of the transaction.<br> [2] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Loan Not Closed At Office of Lender, Attorney, or Title Company): Texas Constitution Section 50(a)(6): Unable to determine if loan was closed an an authorized location due to missing documentation.<br> [2] Federal Compliance - TRID Final Closing Disclosure Assumption: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan allows for Assumption. (Final/XX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Without Seller - Total Closing Costs Exceeds Limits: TILA-RESPA Integrated Disclosure - Calculating Cash to Close: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate value of the dollar amount by which the Total Closing Costs exceeded the legal limit. (Final/XX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $2,610.46 exceeds tolerance of $2,292.00 plus 10% or $2,521.20. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of $200.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7363)<br> [1] Federal Compliance - Federal HPML 2014 Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of 6.73510% or Final Disclosure APR of 6.77800% is in excess of allowable threshold of APOR 4.59% + 1.5%, or 6.09000%. Compliant Higher Priced Mortgage Loan. | Federal Compliance - Possible Federal Loan Originator Compensation - LO Comp Disclosure Not Provided: Unable to determine from evidence in the loan file if compensation was based on a term of the transaction.: LO Compensation Disclosure was not provided.<br> Federal Compliance - TRID Final Closing Disclosure Assumption: Fixed Rate Note does not allow for assumption, however, the Final CD indicates the loan is assumable. Please provide a Post Consummation CD reflecting the change and proof it was provided to the borrower.<br> Federal Compliance - TRID Final Closing Disclosure Without Seller - Total Closing Costs Exceeds Limits: CD did not disclose the amount of fees exceeding legal limits. 0% tolerance exceeded for Attorney Review fee of $200, Endorsement fee of $495.20, Settlement fee of $350. Please provide a Post Consummation CD reflecting the changes and any cure due, and proof it was provided to the borrower.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Final CD reflects an increase in fees subject to 10% variance: Binding LE dated XX/XX/XXXX discloses fees subject to 10% tolerance of $2.292; the Final CD reflects total fees subject to the 10% tolerance of $2,610.42 and exceeds the binding limit by $318.46. Please provide a Post Consummation CD reflecting the changes and any cure due, and proof it was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Valid Change of Circumstance for new fee was not located, and no cure was provided. Initial Loan Estimate did not disclose a Attorney Review Fee. Please provide a Post Consummation CD reflecting the changes and any cure due, and proof it was provided to the borrower.<br> Federal Compliance - Federal HPML 2014 Compliant: Note Rate is XX%. | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): [Redacted] has elected to waive this exception.<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): [Redacted] has elected to waive this exception.<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): [Redacted] has elected to waive this exception.<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): [Redacted] has elected to waive this exception.<br> REVIEWER - CURED COMMENT (XXXX-XX-XX): Seller provided the PCCD, refund, LOX and shipping label.<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): PCCD and refund being issued.<br> REVIEWER - CURED COMMENT (XXXX-XX-XX): Seller provided the PCCD, refund, LOX and shipping label.<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): PCCD/and refund being issued.<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): [Redacted] mortgage purchases HOML compliant loans. | Federal Compliance - Possible Federal Loan Originator Compensation - LO Comp Disclosure Not Provided: Unable to determine from evidence in the loan file if compensation was based on a term of the transaction.: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was involuntary. This civil liability may include $4,000, in the case of an individual transaction, or the lesser of $500,000 or 1% of the creditor's net worth in the case of a class action (effective 1/10/14, this amount increases to the lesser of $1,000,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> Effective 1/10/2014 in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Loan Not Closed At Office of Lender, Attorney, or Title Company): Assignee Liability: The lender or any holder of the note shall forfeit all principal and interest of the extension of credit if the lender or holder (1) fails to comply with the lender's or holder's obligations under the extension of credit and (2) fails to correct the failure to comply not later than the 60th day after the date the lender or holder is notified by the borrower of the failure to comply. The lender or any holder of the note for the extension of credit shall forfeit all principal and interest if the extension is made by a person other than a person described or if the lien was not created under a written agreement with the consent of each owner and each owner's spouse, unless each owner and each owner's spouse who did not initially consent subsequently consents.<br>Federal Compliance - TRID Final Closing Disclosure Assumption: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Without Seller - Total Closing Costs Exceeds Limits: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Federal HPML 2014 Compliant: TILA HPML - If Non-Compliant, subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  | A B |

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## Exhibit 99.6

![](n3410_x1-img006.jpg)

**Exception Grades**

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Edgar Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXX | XXXX | XXXX | 56024387 | 12366558 | XXX | 06/19/2019 | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan will have an escrow account. (Final/XX/XX/XXXX) | The Final CD did not disclose why the subject loan did not an escrow account. |  |  |  | Reviewer Comment (XXXX-XX-XX): AMC received Letter of Explanation & Corrected Closing Disclosure.<br>Buyer Comment (XXXX-XX-XX): PCCD |  | 06/11/2019 |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | XXXX | XXXX | 63697729 | 12703189 | XXX | 07/17/2019 | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XX/XX/XXXX) |  |  |  |  | Reviewer Comment (XXXX-XX-XX): system |  |  |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | B A | Higher Priced QM | Higher Priced QM | No |
| XXXX | XXXX | XXXX | 63697729 | 12703190 | XXX | 07/17/2019 | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. | ABA reflects an affiliate and was not signed by the borrower. |  |  |  | Reviewer Comment (XXXX-XX-XX): system |  |  |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | B A | Higher Priced QM | Higher Priced QM | No |
| XXXX | XXXX | XXXX | 63697729 | 12703195 | XXX | 07/17/2019 | Compliance | Compliance | Federal Compliance | TRID | TRID Final Closing Disclosure Summaries Of Transactions - Closing Costs Paid At Closing | TILA-RESPA Integrated Disclosure - Summaries of Transactions: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the Closing Costs Paid at Closing. (Final/XX/XX/XXXX) | Line 3 is blank rather than reflecting $0. |  |  |  | Reviewer Comment (XXXX-XX-XX): system<br>Reviewer Comment (XXXX-XX-XX): Post consummation CD provided correctly reflects the closing costs paid at closing as $0; however was provided outside the required 60 days from discovery.<br>Seller Comment (XXXX-XX-XX): Lender provided a post consummation CD dated XX/XX/XXXX.<br>Reviewer Comment (XXXX-XX-XX): The CD provided XX/XX/XXXX reflects a total of $400 from Section D. of the Closing Disclosure under "Loan Costs Subtotals (A + B + C)" and -$400 from Section I. under "Other Costs Subtotals (E + F + G + H)" which equates to $0 and should be disclosed in Section J. under "Closing Costs Subtotals (D+I)" pursuant to 1026.38(h)(2). Under 1026.38(j)(1)(iv), the subtotal from Section J should then disclosed on line K03 in the Summaries of Transactions table labeled, "Closing Costs Paid at Closing" calculated pursuant to (h)(2). Please see citations and the link to the annotated CD from the CFPB website below for reference. <br> http://files.consumerfinance.gov/f/201312_cfpb_tila-respa_annotated-closing-disclosure.pdf <br> 1026.38(h) Closing cost totals.<br> (1) The sum of the costs disclosed as borrower-paid pursuant to paragraph (h)(2) of this section and the amount disclosed in paragraph (h)(3) of this section, under the subheading "Total Closing Costs (Borrower-Paid)."<br> (2) The sum of the amounts disclosed in paragraphs (f)(5) and (g)(6) of this section, designated borrower-paid at or before closing, and the sum of the costs designated seller-paid at or before closing or paid by others disclosed pursuant to paragraphs (f) and (g) of this section, labeled "Closing Costs Subtotals."<br> 1026.38(j) Summary of borrower's transaction. Under the heading "Summaries of Transactions," with a statement to "Use this table to see a summary of your transaction," two separate tables are disclosed. The first table shall include, under the subheading "Borrower's Transaction," the following information and shall satisfy the following requirements:<br> (1) Itemization of amounts due from borrower.<br> (i) The total amount due from the consumer at closing, calculated as the sum of items required to be disclosed by paragraph (j)(1)(ii) through(x) of this section, excluding items paid from funds other than closing funds as described in paragraph (j)(4)(i) of this section, labeled "Due from Borrower at Closing";<br> (ii) The amount of the contract sales price of the property being sold in a purchase real estate transaction, excluding the price of any tangible personal property if the consumer and seller have agreed to a separate price for such items, labeled "Sale Price of Property";<br> (iii) The amount of the sales price of any tangible personal property excluded from the contract sales price pursuant to paragraph (j)(1)(ii) of this section, labeled "Sale Price of Any Personal Property Included in Sale";<br> (iv) The total amount of closing costs disclosed that are designated borrower-paid at closing, calculated pursuant to paragraph (h)(2) of this section, labeled "Closing Costs Paid at Closing";<br>Seller Comment (XXXX-XX-XX): Lender provided a rebuttal indicating that the TRID regulation provides an allowance for the field to be blank if it is not applicable and provided a snip of the section of the regulation they believe pertains to this.<br>Reviewer Comment (XXXX-XX-XX): Seller provided a rebuttal indicating that the section is not subject to tolerance, CD's issued by the lender will reflect blank when there is $0 in closing costs being paid by the borrower and it carries no assignee liability. Not curable under TRID regulation.<br>Seller Comment (XXXX-XX-XX): Seller provided a rebuttal indicating that the section is not subject to tolerance, CD's issued by the lender will reflect blank when there is $0 in closing costs being paid by the borrower and it carries no assignee liability. |  |  |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Higher Priced QM | Higher Priced QM | Yes |
| XXXX | XXXX | XXXX | 63697729 | 12703196 | XXX | 07/17/2019 | Compliance | Compliance | Federal Compliance | TRID | TRID Final Closing Disclosure Total Interest Percentage | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Total Interest Percentage that does not match the actual total interest percentage for the loan. (Final/XX/XX/XXXX) | CD reflects TIP of XX% but calculated TIP of XX%, outside of .003% tolerance. |  |  |  | Reviewer Comment (XXXX-XX-XX): Data was corrected on subsequent CDs (SFIG).<br>Reviewer Comment (XXXX-XX-XX): Lender provided a post consummation Closing Disclosure dated XX/XX/XXXX with a TIP of XX% which matches the calculated TIP of XX% when lender paid interest is included which is an acceptable calculation method. Not curable within TRID regulation.<br>Seller Comment (XXXX-XX-XX): Lender provided a post consummation Closing Disclosure dated XX/XX/XXXX with a TIP of XX%. |  | 03/31/2016 |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Higher Priced QM | Higher Priced QM | Yes |
| XXXX | XXXX | XXXX | 63697729 | 12703197 | XXX | 07/17/2019 | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Total of Payments that does not match the actual total of payments for the loan. (Final/XX/XX/XXXX) | The difference consists of XXXX Lender paid broker comp, and Lender used incorrect Fully indexed rate of XXXX in place of XXXX |  |  |  | Reviewer Comment (XXXX-XX-XX): Lender provided a post consummation Closing Disclosure dated XX/XX/XXXX with a TOP of $XX which matches the calculated TOP of $XX when lender paid fees are included which is an acceptable calculation method. Condition cured.<br>Seller Comment (XXXX-XX-XX): Lender provided a post consummation Closing Disclosure dated XX/XX/XXXX with a TOP of $XX. |  | 03/20/2016 |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Higher Priced QM | Higher Priced QM | Yes |
| XXXX | XXXX | XXXX | 63697729 | 12703200 | XXX | 07/17/2019 | Compliance | Compliance | Federal Compliance | TRID | TRID Interim Closing Disclosure Summaries Of Transactions - Closing Costs Paid At Closing | TILA-RESPA Integrated Disclosure - Summaries of Transactions: Closing Disclosure provided on XX/XX/XXXX did not disclose the Closing Costs Paid at Closing. (Interim/XX/XX/XXXX) | Line 3 is blank rather than reflecting $0. |  |  |  | Reviewer Comment (XXXX-XX-XX): system<br>Reviewer Comment (XXXX-XX-XX): Post consummation CD provided correctly reflects the closing costs paid at closing as $0; however was provided outside the required 60 days from discovery.<br>Seller Comment (XXXX-XX-XX): Lender provided a post consummation CD dated XX/XX/XXXX.<br>Reviewer Comment (XXXX-XX-XX): The CD provided XX/XX/XXXX reflects a total of $400 from Section D. of the Closing Disclosure under "Loan Costs Subtotals (A + B + C)" and -$400 from Section I. under "Other Costs Subtotals (E + F + G + H)" which equates to $0 and should be disclosed in Section J. under "Closing Costs Subtotals (D+I)" pursuant to 1026.38(h)(2). Under 1026.38(j)(1)(iv), the subtotal from Section J should then disclosed on line K03 in the Summaries of Transactions table labeled, "Closing Costs Paid at Closing" calculated pursuant to (h)(2). Please see citations and the link to the annotated CD from the CFPB website below for reference. <br> http://files.consumerfinance.gov/f/201312_cfpb_tila-respa_annotated-closing-disclosure.pdf <br> 1026.38(h) Closing cost totals.<br> (1) The sum of the costs disclosed as borrower-paid pursuant to paragraph (h)(2) of this section and the amount disclosed in paragraph (h)(3) of this section, under the subheading "Total Closing Costs (Borrower-Paid)."<br> (2) The sum of the amounts disclosed in paragraphs (f)(5) and (g)(6) of this section, designated borrower-paid at or before closing, and the sum of the costs designated seller-paid at or before closing or paid by others disclosed pursuant to paragraphs (f) and (g) of this section, labeled "Closing Costs Subtotals."<br> 1026.38(j) Summary of borrower's transaction. Under the heading "Summaries of Transactions," with a statement to "Use this table to see a summary of your transaction," two separate tables are disclosed. The first table shall include, under the subheading "Borrower's Transaction," the following information and shall satisfy the following requirements:<br> (1) Itemization of amounts due from borrower.<br> (i) The total amount due from the consumer at closing, calculated as the sum of items required to be disclosed by paragraph (j)(1)(ii) through(x) of this section, excluding items paid from funds other than closing funds as described in paragraph (j)(4)(i) of this section, labeled "Due from Borrower at Closing";<br> (ii) The amount of the contract sales price of the property being sold in a purchase real estate transaction, excluding the price of any tangible personal property if the consumer and seller have agreed to a separate price for such items, labeled "Sale Price of Property";<br> (iii) The amount of the sales price of any tangible personal property excluded from the contract sales price pursuant to paragraph (j)(1)(ii) of this section, labeled "Sale Price of Any Personal Property Included in Sale";<br> (iv) The total amount of closing costs disclosed that are designated borrower-paid at closing, calculated pursuant to paragraph (h)(2) of this section, labeled "Closing Costs Paid at Closing";<br>Seller Comment (XXXX-XX-XX): Lender provided a rebuttal indicating that the TRID regulation provides an allowance for the field to be blank if it is not applicable and provided a snip of the section of the regulation they believe pertains to this.<br>Reviewer Comment (XXXX-XX-XX): Seller provided a rebuttal indicating that the section is not subject to tolerance, CD's issued by the lender will reflect blank when there is $0 in closing costs being paid by the borrower and it carries no assignee liability. Not curable under TRID regulation.<br>Seller Comment (XXXX-XX-XX): Seller provided a rebuttal indicating that the section is not subject to tolerance, CD's issued by the lender will reflect blank when there is $0 in closing costs being paid by the borrower and it carries no assignee liability. |  |  |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | Good Faith Redisclosure B A | Higher Priced QM | Higher Priced QM | Yes |
| XXXX | XXXX | XXXX | 63697729 | 12703208 | XXX | 07/17/2019 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines limited payment shock to 250%. Borrower's payment shows of XXX%exceeds guidelines. Lender approved exception with the following compensating factors: | 4) 80% LTV < 90% guideline max<br>3) Reserves required is 6 months; Actual is 18 months<br>2) Required residual $XXXX/ Actual $XXXX<br>1) DTI of XX below max allowed of 43% |  |  | Reviewer Comment (XXXX-XX-XX): Client Waived |  |  | 02/19/2016 | 2 B | XX/XX/XXXX | XX | Primary | Purchase | B A | Higher Priced QM | Higher Priced QM | No |
| XXXX | XXXX | XXXX | 63697729 | 12703209 | XXX | 07/17/2019 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require legal/conforming zoning. Appraisal indicates that there is no zoning. Lender approved exception. | 4) 80% LTV < 90% guideline max<br>3) Reserves required is 6 months; Actual is 18 months<br>2) Required residual $XXXX/ Actual $XXXX<br>1) DTI of XX below max allowed of 43% |  |  | Reviewer Comment (XXXX-XX-XX): Client Waived |  |  | 02/19/2016 | 2 B | XX/XX/XXXX | XX | Primary | Purchase | B A | Higher Priced QM | Higher Priced QM | No |
| XXXX | XXXX | XXXX | 99320961 | 12704630 | XXX | 07/17/2019 | Compliance | Compliance | Federal Compliance | TRID Defect | TRID - Zero Percent Fee Tolerance | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $650.00 exceeds tolerance of $550.00. (7506) |  |  |  |  | Reviewer Comment (XXXX-XX-XX): Cured at closing. |  | 07/19/2016 |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Higher Priced QM | Higher Priced QM | Yes |
| XXXX | XXXX | XXXX | 99320961 | 12704631 | XXX | 07/17/2019 | Compliance | Compliance | Federal Compliance | TRID Defect | TRID - Zero Percent Fee Tolerance | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $650.00 exceeds tolerance of $550.00. (7507) |  |  |  |  | Reviewer Comment (XXXX-XX-XX): Cured at closing. |  | 07/19/2016 |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Higher Priced QM | Higher Priced QM | Yes |
| XXXX | XXXX | XXXX | 99320961 | 12704633 | XXX | 07/17/2019 | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Payment Shock exceeds credit guidelines. |  | XXX% payment shock exceeds maximum allowed per guidelines of 250% for FTHB. Lender approved exception. | Compensation of large RSU income not being included in qualifying income.<br>DTI of XX.XX% is significantly below 43% maximum<br>Residual income of $XXXX exceed required of $XXXX |  |  | Reviewer Comment (XXXX-XX-XX): Client waived |  |  | 07/19/2016 | 2 B | XX/XX/XXXX | XX | Primary | Purchase | B A | Higher Priced QM | Higher Priced QM | No |
| XXXX | XXXX | XXXX | 81918710 | 12704884 | XXX | 07/17/2019 | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML) Federal Higher-Priced Mortgage Loan (Stated APR Exceeds HPML Threshold) | Federal Higher-Priced Mortgage Loan: APR on subject loan of 6.63260% or Final Disclosure APR of 6.63300% is in excess of allowable threshold of APOR 3.15% + 2.5%, or 5.65000%. Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | B A | Higher Priced QM | Higher Priced QM | No |
| XXXX | XXXX | XXXX | 81918710 | 12704885 | XXX | 07/17/2019 | Credit | Credit | Credit Eligibility | Guideline | Guideline Issue: Derogatory mortgage payments outside of credit guidelines |  | Per guidelines, no significant derogatory housing event allowed in the most recent 2 years. Borrowers had short sale which included a 1st and 2nd mortgage that is only 1.91 years from application date. Lender approved exception. | XX% DTI on this Full documentation loan < 50.0% guideline maximum.<br>32.0 months reserves > 9.0 months guideline minimum.<br>Borrower on this Full documentation loan has a disposable income of $XXXX, > $XXXX residual income requirement. by $XXXX |  |  | Reviewer Comment (XXXX-XX-XX): Client elects to Waive. |  |  | 09/22/2016 | 2 B | XX/XX/XXXX | XX | Primary | Purchase | B A | Higher Priced QM | Higher Priced QM | No |
| XXXX | XXXX | XXXX | 81918710 | 12704886 | XXX | 07/17/2019 | Compliance | Compliance | Miscellaneous Compliance | Compliance | Other Compliance Exception (Manual Add) |  | TRID non-compliant. Seller paid fees on Seller's Closing Disclosure are not consistent with those reflected on the Borrower's Final Closing Disclosure. Seller's Title - Closing Fee of $570, Title - Statutory Surcharge fee of $3.28, Transfer - Taxes - Deed State of $4,095 and Survey fee of $275 were reflected on the Seller's CD; however, were not reflected on the Borrower's Final CD. |  |  |  | Reviewer Comment (XXXX-XX-XX): Captured Seller paid Fees from an alternative source document. Downgraded exception to EV2-B. |  |  |  | 2 B | XX/XX/XXXX | XX | Primary | Purchase | B A | Higher Priced QM | Higher Priced QM | Yes |
| XXXX | XXXX | XXXX | 93806075 | 14465372 | XXX | 08/25/2017 | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of XX% exceeds Guideline total debt ratio of 50.00000%. | Lender approved this exception to XX%. | XXX representative FICO score > 660 guideline minimum - XX points above guideline minimum |  |  | Reviewer Comment (XXXX-XX-XX): Client elects to waive. |  |  | 08/18/2017 | 2 B | XX/XX/XXXX | XX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | XXXX | XXXX | 44577751 | 22194323 | XXX | 12/28/2017 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 6.39570% or Final Disclosure APR of 6.44400% is in excess of allowable threshold of APOR 3.88% + 2.5%, or 6.38000%. Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (XXXX-XX-XX): Client accepts. |  |  | 12/28/2017 | 1 A | XX/XX/XXXX | XX | Primary | Purchase | A | Non QM | Non QM | No |
| XXXX | XXXX | XXXX | 12789271 | 25424484 | XXX | 10/29/2018 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 6.87260% or Final Disclosure APR of 6.90700% is in excess of allowable threshold of APOR 4.41% + 1.5%, or 5.91000%. Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (XXXX-XX-XX): XXXX mortgage purchases HPML compliant loans. |  |  | 03/26/2018 | 1 A | XX/XX/XXXX | XX | Primary | Purchase | A | Non QM | Non QM | No |
| XXXX | XXXX | XXXX | 12789271 | 25424485 | XXX | 10/29/2018 | Compliance | Compliance | State Compliance | State HPML | (State HPML) Connecticut Non-Prime Home Loan (APR Exceeds Non-Prime Threshold) | Connecticut Non-Prime Home Loan: APR on subject loan of 6.87260% is in excess of allowable threshold of APOR 4.41% + 1.5%, or 5.91000%. Compliant Loan. |  |  |  |  | Reviewer Comment (XXXX-XX-XX): XXXX has elected to waive this exception. |  |  | 03/27/2018 | 1 A | XX/XX/XXXX | XX | Primary | Purchase | Within 90 days of closing, and prior to the commencement of any action against a lender, the borrower is notified of the violation and the lender makes appropriate restitution by either: <br> (a) making the nonprime home loan comply with the applicable provisions of the law; or <br> (b) changing the terms of the mortgage in a manner beneficial to the borrower so that the mortgage will no longer be considered a nonprime home loan;<br>Provide: Letter of Explanation and either: For option (a), proof of cure for each of the prohibited practice violations noted; or For option (b), a copy of refund check and proof of mailing.<br>OR<br>(Narrow Defense - CHD Approval Required) The lender is able to show by a preponderance of evidence (no timeframe noted) that the compliance failure was not intentional and resulted from a bona fide error notwithstanding the maintenance of procedures reasonably adapted to avoid such errors. Provide: (1) Lender Attestation to AMC attesting (i) the failure was not intentional and was a bona fide error notwithstanding procedures in place to prevent such loans from being made and (ii) the lender has not received any notice from borrower of the failure; (2) refund of amount over the Non-Prime Home Loan threshold maximum; and (3) proof of delivery.<br>OR <br>The lender and borrower otherwise reach a mutual agreement on an appropriate remedy or curative action. | Non QM | Non QM | Yes |
| XXXX | XXXX | XXXX | 15642117 | 26859787 | XXX | 10/29/2018 | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 6.73510% or Final Disclosure APR of 6.77800% is in excess of allowable threshold of APOR 4.59% + 1.5%, or 6.09000%. Compliant Higher Priced Mortgage Loan. | Note Rate is XX%. |  |  |  | Reviewer Comment (XXXX-XX-XX): XXXX mortgage purchases HOML compliant loans. |  |  | 05/24/2018 | 1 A | XX/XX/XXXX | XX | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXX | XXXX | XXXX | 15642117 | 26859788 | XXX | 10/29/2018 | Compliance | Compliance | Federal Compliance | Missing Disclosure | Possible Federal Loan Originator Compensation - LO Comp Disclosure Not Provided: Unable to determine from evidence in the loan file if compensation was based on a term of the transaction. | Loan Originator Compensation (Dodd-Frank 2014) - Loan Originator Compensation disclosure not provided: Unable to determine from evidence in the loan file if compensation was based on a term of the transaction. | LO Compensation Disclosure was not provided. |  |  |  | Reviewer Comment (XXXX-XX-XX): XXXX has elected to waive this exception. |  |  | 05/31/2018 | 2 B | XX/XX/XXXX | XX | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXX | XXXX | XXXX | 15642117 | 26859791 | XXX | 10/29/2018 | Compliance | Compliance | Federal Compliance | TRID | TRID Final Closing Disclosure Assumption | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan allows for Assumption. (Final/XX/XX/XXXX) | Fixed Rate Note does not allow for assumption, however, the Final CD indicates the loan is assumable. Please provide a Post Consummation CD reflecting the change and proof it was provided to the borrower. |  |  |  | Reviewer Comment (XXXX-XX-XX): XXXX has elected to waive this exception. |  |  | 05/31/2018 | 2 B | XX/XX/XXXX | XX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | No |
| XXXX | XXXX | XXXX | 15642117 | 26859792 | XXX | 10/29/2018 | Compliance | Compliance | Federal Compliance | TRID | TRID Final Closing Disclosure Without Seller - Total Closing Costs Exceeds Limits | TILA-RESPA Integrated Disclosure - Calculating Cash to Close: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate value of the dollar amount by which the Total Closing Costs exceeded the legal limit. (Final/XX/XX/XXXX) | CD did not disclose the amount of fees exceeding legal limits. 0% tolerance exceeded for Attorney Review fee of $200, Endorsement fee of $495.20, Settlement fee of $350. Please provide a Post Consummation CD reflecting the changes and any cure due, and proof it was provided to the borrower. |  |  |  | Reviewer Comment (XXXX-XX-XX): XXXX has elected to waive this exception. |  |  | 05/31/2018 | 2 B | XX/XX/XXXX | XX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | No |
| XXXX | XXXX | XXXX | 15642117 | 26859793 | XXX | 10/29/2018 | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of $200.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7363) | Valid Change of Circumstance for new fee was not located, and no cure was provided. Initial Loan Estimate did not disclose a Attorney Review Fee. Please provide a Post Consummation CD reflecting the changes and any cure due, and proof it was provided to the borrower. |  |  |  | Reviewer Comment (XXXX-XX-XX): Seller provided the PCCD, refund, LOX and shipping label.<br>Seller Comment (XXXX-XX-XX): PCCD/and refund being issued. |  | 06/06/2018 |  | 2 B | XX/XX/XXXX | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | No |
| XXXX | XXXX | XXXX | 15642117 | 26859798 | XXX | 10/29/2018 | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $2,610.46 exceeds tolerance of $2,292.00 plus 10% or $2,521.20. Insufficient or no cure was provided to the borrower. (0) | Final CD reflects an increase in fees subject to 10% variance: Binding LE dated XX/XX/XXXX discloses fees subject to 10% tolerance of $2.292; the Final CD reflects total fees subject to the 10% tolerance of $2,610.42 and exceeds the binding limit by $318.46. Please provide a Post Consummation CD reflecting the changes and any cure due, and proof it was provided to the borrower. |  |  |  | Reviewer Comment (XXXX-XX-XX): Seller provided the PCCD, refund, LOX and shipping label.<br>Seller Comment (XXXX-XX-XX): PCCD and refund being issued. |  | 06/06/2018 |  | 2 B | XX/XX/XXXX | XX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | No |
| XXXX | XXXX | XXXX | 15642117 | 26859799 | XXX | 10/29/2018 | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Loan Not Closed At Office of Lender, Attorney, or Title Company) | Texas Constitution Section 50(a)(6): Unable to determine if loan was closed an an authorized location due to missing documentation. |  |  |  |  | Reviewer Comment (XXXX-XX-XX): XXXX has elected to waive this exception. |  |  | 05/31/2018 | 2 B | XX/XX/XXXX | XX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. B A | Non QM | Non QM | No |

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## Exhibit 99.6

![](n3410_x1-img006.jpg)

**Loan Level Exception - Disposition**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Edgar Loan iD** | **Original Loan Amount** | **State** | **Note Date** | **Purpose** | **QM Status** | **Overall Grade** | **Credit Grade** | **Credit Exceptions** | **Credit Exception Information** | **Credit Exception Comments** | **Property Grade** | **Property Exceptions** | **Property Exception Information** | **Property Exception Comments** | **Compliance Grade** | **Compliance Exceptions** | **Compliance Exception Information** | **Compliance Exception Comments** | **Compliance Comp Factors** | **Compensating Factors** | **Subject to High Cost - Unable to Test** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** |
| XXXX | XXXX | XXXX | 45337474 | $XXXX | XX | XX/XX/XXXX | Purchase |  | 2 | 2 | [2] Miscellaneous - Credit Exception:<br> [2] General - Insufficient Hazard Insurance<br> [2] General - LTV over 75%<br> [2] Credit Documentation - Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided | Approved exception at origination for Seller contributions of 5%. comp factor: reserves, FICO<br> EOI (owners policy) does not include loss of rents coverage<br> Approved exception at origination for LTV of 80% on SFR condo unit purchase. comp factor: reserves, FICO<br> Missing VOR-primary; borrower lives rent free. an approved exception waiver is not document | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Approved exception at origination for Seller contributions of 5%. comp factor: reserves, FICO<br> BUYER - GENERAL COMMENT (XXXX-XX-XX): Exception noted on uploaded approval<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing Loss of rents coverage. comp Factor: Seasoned investor, FICO<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Approved exception at origination for LTV of 80% on SFR condo unit purchase. comp factor: reserves, FICO<br> BUYER - GENERAL COMMENT (XXXX-XX-XX): Exception noted on uploaded approval<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing VOR-primary. comp Factor: Reserves, FICO | 1 |  |  |  |  |  |  |  |  | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | B |  |  |  |  | A B |
| XXXX | XXXX | XXXX | 13648652 | $XXXX | XX | XX/XX/XXXX | Purchase |  | 2 | 2 | [2] General - Ineligible property<br> [2] Credit Documentation - Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided | Approved exception at origination for Rural subject property. Comp factor; FICO, Seasoned investor<br> Approved exception at origination for missing VOR-primary; borrower lives rent free. Comp factor; FICO, Seasoned investor | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Approved exception at origination for Rural subject property. Comp factor; FICO, Seasoned investor<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Approved exception at origination for missing VOR-primary; borrower lives rent free. Comp factor; FICO, Seasoned investor | 1 |  |  |  |  |  |  |  |  | Borrower's Experience/Track Record | B |  |  |  |  | A B |
| XXXX | XXXX | XXXX | 59838939 | $XXXX | XX | XX/XX/XXXX | Purchase |  | 2 | 2 | [2] AUS Discrepancy / Guidelines Discrepancy - Guideline Issue: Ineligible borrower<br> [2] General - Insufficient Hazard Insurance<br> [2] Credit Documentation - Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided<br> [2] General - Missing Hazard Insurance | Approved exception at origination for First Time Investor at 70% LTV on investor SFR purchase with FICO < 700. Comp factor: reserves.<br> EOI reflects loss of use and not Loss of Rents Coverage<br> Missing VOR- primary (borrower lives rent free). an approved exception is not documented.<br> Approved exception at origination for waiver of Insurance impounds. Comp factor, strong reserves. | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Approved exception at origination for First Time Investor at 70% LTV on investor SFR purchase with FICO < 700. Comp factor: reserves.<br> BUYER - GENERAL COMMENT (XXXX-XX-XX): Exception noted on uploaded approval<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing loss of rents coverage. comp Factor: Reserves<br> BUYER - GENERAL COMMENT (XXXX-XX-XX): Exception noted on uploaded approval<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing VOR-primary comp Factor: Reserves<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Approved at origination waiver of Hazard and Liability Insurance impounds. Comp factor, strong reserves. | 1 |  |  |  |  |  |  |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | B |  |  |  |  | A B |
| XXXX | XXXX | XXXX | 33472641 | $XXXX | XX | XX/XX/XXXX | Purchase |  | 2 | 2 | [2] General - Missing Hazard Insurance | Approved exception at origination for waiver of ins impounds. comp factor: Reserves | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Approved exception at origination for waiver of ins impounds. comp factor: Reserves | 1 |  |  |  |  |  |  |  |  | Borrower's Experience/Track Record | B |  |  |  |  | A B |
| XXXX | XXXX | XXXX | 77891056 | $XXXX | XX | XX/XX/XXXX | Refinance Rate/Term |  | 2 | 2 | [2] Credit Calculation / Analysis - Guideline Issue: Insufficient tradelines per credit guidelines | No open/active major tradelines reflected on credit report. an approved exception is not documented | BUYER - GENERAL COMMENT (XXXX-XX-XX): Exception noted on uploaded approval<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for no major tradelines. comp Factor: LTV | 1 |  |  |  |  |  |  |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum. | B |  |  |  |  | A B |
| XXXX | XXXX | XXXX | 56858136 | $XXXX | XX | XX/XX/XXXX | Purchase |  | 2 | 2 | [2] General - Insufficient Hazard Insurance<br> [2] Application / Processing - Missing Document: Non-Owner Occupancy Declaration not provided<br> [2] Credit Documentation - Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided<br> [2] General - Missing Hazard Insurance | missing wind/hail coverage<br> Missing 1) Bus purpose certification document for subject note 2) missing UW analysis of BP for owner user SFR property<br> Missing VOM/VOR- primary. none found in file.<br> Unable to substantiate comp factor for Approved exception at origination for waiver of insurance impounds. Sole comp factor: strong reserves (insufficient verified funds to close.) | BUYER - GENERAL COMMENT (XXXX-XX-XX): Exception noted on uploaded approval<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing Wind/hail coverage. comp Factor: FICO<br> BUYER - GENERAL COMMENT (XXXX-XX-XX): Exception noted on uploaded approval<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing Business Purpose Certification document and UW analysis of BP for subject owner-user SFR property. comp Factor: FICO, Seasoned business<br> BUYER - GENERAL COMMENT (XXXX-XX-XX): Exception noted on uploaded approval<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing VOM-primary. comp Factor: Seasoned Business<br> SELLER - GENERAL COMMENT (XXXX-XX-XX): uploaded updated approval<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for Waiver of Insurance impounds. comp Factor: FICO | 1 |  |  |  |  |  |  |  |  | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by XX points. | B |  |  |  |  | A B |
| XXXX | XXXX | XXXX | 40065752 | $XXXX | XX | XX/XX/XXXX | Purchase |  | 2 | 2 | [2] General - Missing Hazard Insurance<br> [2] Guideline Issue - Note loan amount is greater than guideline maximum.: Note loan amount of $XXXX is greater than guideline maximum loan amount of $XXXX. | Approved exception at origination for waiver of ins impounds, comp Factor; reserves<br> Approved exception at origination for loan amount of $XXXX on SFR purchase. comp Factor; reserves, FICO, seasoned business. | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Approved exception at origination for waiver of ins impounds, comp Factor; reserves<br> REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Approved exception at origination for loan amount of $XXXX comp Factor; reserves, FICO, seasoned business. | 1 |  |  |  |  |  |  |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | B |  |  |  |  | A B |
| XXXX | XXXX | XXXX | 43415960 | $XXXX | XX | XX/XX/XXXX | Refinance Cash-out - Other |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | XXXX | 82430882 | $XXXX | XX | XX/XX/XXXX | Refinance Cash-out - Other |  | 2 | 2 | [2] Credit Eligibility - Guideline Issue: Derogatory mortgage payments outside of credit guidelines | Approved exception at origination for 1x30 day mortgage late within < 90 days. Comp factor, seasoned investor. | REVIEWER - WAIVED COMMENT (XXXX-XX-XX): Approved exception at origination for 1x30 mortgage late within < 90 days. Comp factor, seasoned investor. | 1 |  |  |  |  |  |  |  |  | Borrower has owned the subject property for at least 5 years.<br>Borrower's Experience/Track Record | B |  |  |  |  | A B |

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## Exhibit 99.6

![](n3410_x1-img006.jpg)

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| |
|:---|
| **Exception Grades** |
| **Run Date - 12/20/2022 7:22:24 AM** |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Edgar Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Purpose** | **Exception Remediation** | **Compliance<br> Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXX | XXXX | XXXX | 45337474 | XXXX | XXXX | XX/XX/XXXX | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Missing VOR-primary; borrower lives rent free. an approved exception waiver is not document | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | CF- reserves | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing VOR-primary. comp Factor: Reserves, FICO<br>Buyer Comment (XXXX-XX-XX): Exception noted on uploaded approval |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 45337474 | XXXX | XXXX | XX/XX/XXXX | Credit | Small Balance Commercial | General | Small Balance Commercial | LTV over 75% |  | Approved exception at origination for LTV of 80% on SFR condo unit purchase. comp factor: reserves, FICO | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | CF- reserves | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Approved exception at origination for LTV of 80% on SFR condo unit purchase. comp factor: reserves, FICO |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 45337474 | XXXX | XXXX | XX/XX/XXXX | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Approved exception at origination for Seller contributions of 5%. comp factor: reserves, FICO | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | CF- reserves | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Approved exception at origination for Seller contributions of 5%. comp factor: reserves, FICO |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 45337474 | XXXX | XXXX | XX/XX/XXXX | Credit | Small Balance Commercial | General | Small Balance Commercial | Insufficient Hazard Insurance |  | EOI (owners policy) does not include loss of rents coverage | Borrower's Experience/Track Record | CF- seasoned investor | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing Loss of rents coverage. comp Factor: Seasoned investor, FICO<br>Buyer Comment (XXXX-XX-XX): Exception noted on uploaded approval |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 13648652 | XXXX | XXXX | XX/XX/XXXX | Credit | Small Balance Commercial | General | Small Balance Commercial | Ineligible property |  | Approved exception at origination for Rural subject property. Comp factor; FICO, Seasoned investor | Borrower's Experience/Track Record | CF- seasoned investor | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Approved exception at origination for Rural subject property. Comp factor; FICO, Seasoned investor |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 13648652 | XXXX | XXXX | XX/XX/XXXX | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Approved exception at origination for missing VOR-primary; borrower lives rent free. Comp factor; FICO, Seasoned investor | Borrower's Experience/Track Record | CF- seasoned investor | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Approved exception at origination for missing VOR-primary; borrower lives rent free. Comp factor; FICO, Seasoned investor |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 59838939 | XXXX | XXXX | XX/XX/XXXX | Credit | Small Balance Commercial | General | Small Balance Commercial | Insufficient Hazard Insurance |  | EOI reflects loss of use and not Loss of Rents Coverage | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | Reserves $XX - 3 months P&I = $XX | SitusAMC,Originator Pre-Close | Reviewer Comment (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing loss of rents coverage. comp Factor: Reserves<br>Buyer Comment (XXXX-XX-XX): Exception noted on uploaded approval |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 59838939 | XXXX | XXXX | XX/XX/XXXX | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Missing VOR- primary (borrower lives rent free). an approved exception is not documented. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | Reserves $XX - 3 months P&I = $XX | SitusAMC,Originator Pre-Close | Reviewer Comment (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing VOR-primary comp Factor: Reserves<br>Buyer Comment (XXXX-XX-XX): Exception noted on uploaded approval |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 59838939 | XXXX | XXXX | XX/XX/XXXX | Credit | Small Balance Commercial | General | Small Balance Commercial | Missing Hazard Insurance |  | Approved exception at origination for waiver of Insurance impounds. Comp factor, strong reserves. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | Reserves $XX - 3 months P&I = $XX | SitusAMC,Originator Pre-Close | Reviewer Comment (XXXX-XX-XX): Approved at origination waiver of Hazard and Liability Insurance impounds. Comp factor, strong reserves. |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 59838939 | XXXX | XXXX | XX/XX/XXXX | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Issue: Ineligible borrower |  | Approved exception at origination for First Time Investor at 70% LTV on investor SFR purchase with FICO < 700. Comp factor: reserves. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | Reserves $XX - 3 months P&I = $XX | SitusAMC,Originator Pre-Close | Reviewer Comment (XXXX-XX-XX): Approved exception at origination for First Time Investor at 70% LTV on investor SFR purchase with FICO < 700. Comp factor: reserves. |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 33472641 | XXXX | XXXX | XX/XX/XXXX | Credit | Small Balance Commercial | General | Small Balance Commercial | Missing Hazard Insurance |  | Approved exception at origination for waiver of ins impounds. comp factor: Reserves | Borrower's Experience/Track Record | CF- reserves | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Approved exception at origination for waiver of ins impounds. comp factor: Reserves |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 77891056 | XXXX | XXXX | XX/XX/XXXX | Credit | Credit | Credit Calculation / Analysis | Credit | Guideline Issue: Insufficient tradelines per credit guidelines |  | No open/active major tradelines reflected on credit report. an approved exception is not documented | The Loan to Value (LTV) on the loan is less than the guideline maximum. | CF- LTV | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for no major tradelines. comp Factor: LTV<br>Buyer Comment (XXXX-XX-XX): Exception noted on uploaded approval |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Refinance - Rate/Term | B | A |  |  | No |
| XXXX | XXXX | XXXX | 56858136 | XXXX | XXXX | XX/XX/XXXX | Credit | Small Balance Commercial | General | Small Balance Commercial | Missing Hazard Insurance |  | Unable to substantiate comp factor for Approved exception at origination for waiver of insurance impounds. Sole comp factor: strong reserves (insufficient verified funds to close.) | The representative FICO score exceeds the guideline minimum by XX points. | CF- FICO | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for Waiver of Insurance impounds. comp Factor: FICO<br>Seller Comment (XXXX-XX-XX): uploaded updated approval |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 56858136 | XXXX | XXXX | XX/XX/XXXX | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Missing VOM/VOR- primary. none found in file. | Borrower's Experience/Track Record | CF- seasoned business | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing VOM-primary. comp Factor: Seasoned Business<br>Buyer Comment (XXXX-XX-XX): Exception noted on uploaded approval |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 56858136 | XXXX | XXXX | XX/XX/XXXX | Credit | Small Balance Commercial | General | Small Balance Commercial | Insufficient Hazard Insurance |  | missing wind/hail coverage | The representative FICO score exceeds the guideline minimum by XX points. | CF- FICO | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing Wind/hail coverage. comp Factor: FICO<br>Buyer Comment (XXXX-XX-XX): Exception noted on uploaded approval |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 56858136 | XXXX | XXXX | XX/XX/XXXX | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Non-Owner Occupancy Declaration not provided |  | Missing 1) Bus purpose certification document for subject note 2) missing UW analysis of BP for owner user SFR property | The representative FICO score exceeds the guideline minimum by XX points.<br>Borrower's Experience/Track Record | CF- FICO<br>CF- seasoned business | SitusAMC,Originator<br>SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Exception waived - due to receipt of updated loan approval WS reflecting approved exception for missing Business Purpose Certification document and UW analysis of BP for subject owner-user SFR property. comp Factor: FICO, Seasoned business<br>Buyer Comment (XXXX-XX-XX): Exception noted on uploaded approval |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 40065752 | XXXX | XXXX | XX/XX/XXXX | Credit | Guideline | Guideline Issue | Guideline | Note loan amount is greater than guideline maximum. | Note loan amount of $XXXX is greater than guideline maximum loan amount of $XXXX. | Approved exception at origination for loan amount of $XXXX on SFR purchase. comp Factor; reserves, FICO, seasoned business. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | CF- reserves | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Approved exception at origination for loan amount of $XX comp Factor; reserves, FICO, seasoned business. |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 40065752 | XXXX | XXXX | XX/XX/XXXX | Credit | Small Balance Commercial | General | Small Balance Commercial | Missing Hazard Insurance |  | Approved exception at origination for waiver of ins impounds, comp Factor; reserves | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by XX months. | CF- reserves | SitusAMC,Originator | Reviewer Comment (XXXX-XX-XX): Approved exception at origination for waiver of ins impounds, comp Factor; reserves |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Purchase | B | A |  |  | No |
| XXXX | XXXX | XXXX | 82430882 | XXXX | XXXX | XX/XX/XXXX | Credit | Credit | Credit Eligibility | Guideline | Guideline Issue: Derogatory mortgage payments outside of credit guidelines |  | Approved exception at origination for 1x30 day mortgage late within < 90 days. Comp factor, seasoned investor. | Borrower's Experience/Track Record | Borrower's Experience/Track Record. | SitusAMC,Originator Pre-Close | Reviewer Comment (XXXX-XX-XX): Approved exception at origination for 1x30 mortgage late within < 90 days. Comp factor, seasoned investor. |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Refinance - Cash-out - Other | B | A |  |  | No |

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## Exhibit 99.6

![](n3410_x1-img006.jpg)

**Loan Level Exception - Disposition**

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| | | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Edgar Loan ID** | **Borrower Name** | **Original Loan Amount** | **State** | **Note Date** | **Occupancy** | **Purpose** | **QM Status** | **Overall Grade** | **Credit Grade** | **Credit Exceptions** | **Credit Exception Information** | **Credit Exception Comments** | **Property Grade** | **Property Exceptions** | **Property Exception Information** | **Property Exception Comments** | **Compliance Grade** | **Compliance Exceptions** | **Compliance Exception Information** | **Compliance Exception Comments** | **Compliance Comp Factors** | **Compensating Factors** | **Subject to High Cost - Unable to Test** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** |
| XXXX | XXXX | XXXX | 96579040 |  | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  | A |  |  |  |  | A |
| XXXX | XXXX | XXXX | 51467697 |  | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 | 2 | [2] Miscellaneous - Credit Exception: | Loan amount of $XXXX is below program minimum of $XXXX | REVIEWER - WAIVED COMMENT (XXX-XX-XX): [Redacted] has elected to waive with compensating factors. | 1 |  |  |  |  |  |  |  |  | DSC is XX%; XX% > 100% required<br>Experienced Investor<br>No public records<br>One closed mortgage reporting paid as agreed<br>Reserves are 42 months; 39 months > requirement of 3 months<br>Self-employed for 5 years, owner of XXXX | B |  |  |  |  | A B |
| XXXX | XXXX | XXXX | 11046535 |  | $XXXX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 | 2 | [2] Miscellaneous - Credit Exception: | Lender approved exception to allow loan amount of $XXXX vs program minimum of $XXXX | REVIEWER - WAIVED COMMENT ((XXX-XX-XX): [Redacted] has elected to waive this requirement based on compensating factors. | 1 |  |  |  |  |  |  |  |  | 36.43 months reserves > program requirement of 3 months<br>Borrower has 1 closed mortgage reporting paid as agreed<br>Borrower is self-employed for 5 years, owner of XXXX<br>DSC of XX% > program requirement of 100%<br>Experienced investor<br>No public records | B |  |  |  |  | A B |

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## Exhibit 99.6

![](n3410_x1-img006.jpg)

**Exception Grades**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Edgar Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Compliance<br> Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXX | XXXX | XXXX | 51467697 | XXXX | XXXX | 10/29/2018 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Loan amount of $XXXX is below program minimum of $XXXX | No public records<br>Experienced Investor<br>Self-employed for 5 years, owner of XXXX<br>DSC is XX%; XX% > 100% required<br>One closed mortgage reporting paid as agreed<br>Reserves are 42 months; 39 months > requirement of 3 months |  |  | Reviewer Comment (XXXX-XX-XX): XXXX has elected to waive with compensating factors. |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Investment | Refinance - Cash-out - Other | B | A |  | N/A | No |
| XXXX | XXXX | XXXX | 11046535 | XXXX | XXXX | 10/29/2018 | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow loan amount of $XXXX vs program minimum of $XXXX | No public records<br>Experienced investor<br>Borrower is self-employed for 5 years, owner of XXXX<br>DSC of XX% > program requirement of 100%<br>Borrower has 1 closed mortgage reporting paid as agreed<br>36.43 months reserves > program requirement of 3 months |  |  | Reviewer Comment ((XXXX-XX-XX9): XXXX has elected to waive this requirement based on compensating factors. |  |  | XX/XX/XXXX | 2 B | XX/XX/XXXX | XX | Investment | Refinance - Cash-out - Other | B | A |  | N/A | No |

---

## Exhibit 99.6

![](n3410_x1-img006.jpg)

**Valuation Report**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** |  |  |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Edgar Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Appraised Value** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraisal Valuation Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Report Date** | **Second Appraisal Effective Date** | **Second Appraisal Type** | **Second Appraisal Company** | **Second Appraisal Confidence Score** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence<br> Score** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXX | XXXX | XXXX | 56024387 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Desk Review | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.10 |
| XXXX | XXXX | XXXX | 63697729 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 99320961 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.645% | XX/XX/XXXX | XX/XX/XXXX | Appraisal | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 81918710 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 93806075 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 56607554 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Appraisal | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 98625893 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Desk Review | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.00 |
| XXXX | XXXX | XXXX | 44577751 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 96579040 | XX/XX/XXXX | $XXX |  | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 51467697 | XX/XX/XXXX | $XXX |  | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Low | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 11046535 | XX/XX/XXXX | $XXX |  | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Low | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 12789271 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 53213611 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Low | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 35459174 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | XXXX | 45337474 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Desk Review | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | XXXX | XXXX | 13648652 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Desk Review | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | XXXX | XXXX | 59838939 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Desk Review | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | XXXX | XXXX | 33472641 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Desk Review | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | XXXX | XXXX | 77891056 | XX/XX/XXXX | $XXX |  | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Desk Review | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | XXXX | XXXX | 56858136 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Desk Review | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | XXXX | XXXX | 40065752 | XX/XX/XXXX | $XXX | $XXX | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Appraisal | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | XXXX | XXXX | 43415960 | XX/XX/XXXX | $XXX |  | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Desk Review | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | XXXX | XXXX | 82430882 | XX/XX/XXXX | $XXX |  | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal | $XXX | $XXX | 0.000% | XX/XX/XXXX | XX/XX/XXXX | Desk Review | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | XXXX | XXXX | 15642117 | XX/XX/XXXX | $XXX |  | $XXX | $0.00 | 0.000% | $XXX | XX/XX/XXXX | XX/XX/XXXX | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.7

**EXECUTIVE SUMMARY**

BRAVO 2023-NQM1

**<u>Description of the due diligence performed</u>**

**Overview of the assets that were reviewed**

Incenter LLC d/b/a Edgemac (as assignee of Edge Mortgage Advisory Company LLC) ("Edgemac") performed an independent third-party due diligence review of 24 loans acquired by Loan Funding Structure LLC (the "Client"). The review was performed in September 2022 through October 2022 using the scope of review described herein, which was agreed to at the time of review. The results of the review performed by Edgemac only reflect information concerning the related loans on which such review was performed as of the date such review was performed based on the scope of review used as of the date such review was performed and not as of any subsequent date. Edgemac has not subsequently performed any review with respect to the loans, and Edgemac will not be required to complete or provide any additional, new, or refreshed review or results with respect to the loans.

**Sampling of assets**

Edgemac follows the nationally recognized statistical rating organizations, NRSRO(s), criteria. For all originators, Edgemac performed review on 100% of the loans. The loan population was 24 loans for an aggregate original principal balance of $8,503,275.00.

The review was conducted in accordance with the following NRSRO(s) Third Party Due Diligence Criteria:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;DBRS, Inc. | &nbsp;&nbsp;Third-Party Due Diligence Criteria for U.S. RMBS Transactions, September 2020 |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria September 27, 2019 |

---

**Data integrity and methodology**

Edgemac performed data integrity analysis on all loans in the sample by comparing the information supplied on the data tape against the source documents in the loan file. All discrepancies are reported on the Final Tape Compare Report.

The data comparison consisted of the following data fields:

---

| |
|:---|
| &nbsp;&nbsp;**Data Compare Field Name** |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Appraisal Value |
| &nbsp;&nbsp;Appraiser Name |
| &nbsp;&nbsp;Back/Qual DTI |
| &nbsp;&nbsp;Borrower First Name |
| &nbsp;&nbsp;Borrower Last Name |
| &nbsp;&nbsp;Coborrower 1 First Name |
| &nbsp;&nbsp;Coborrower 1 Last Name |
| &nbsp;&nbsp;Doc Type |
| &nbsp;&nbsp;Doc Type Level |
| &nbsp;&nbsp;DSCR |

---

Page **1** of **15**

![](n3410_x1-img008.jpg)

---

| |
|:---|
| &nbsp;&nbsp;Front DTI |
| &nbsp;&nbsp;First Payment Date |
| &nbsp;&nbsp;FTHB Flag |
| &nbsp;&nbsp;Interest Rate Initial Cap |
| &nbsp;&nbsp;Interest Rate Life Cap |
| &nbsp;&nbsp;Interest Rate Periodic Cap |
| &nbsp;&nbsp;Interest Rate Rate Change Frequency |
| &nbsp;&nbsp;Interest Rate Life Floor |
| &nbsp;&nbsp;Interest Type |
| &nbsp;&nbsp;Investor Qualifying DSCR |
| &nbsp;&nbsp;Investor Qualifying DTI |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Loan Type |
| &nbsp;&nbsp;Margin |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy Type |
| &nbsp;&nbsp;Original / Note Payment |
| &nbsp;&nbsp;Original CLTV |
| &nbsp;&nbsp;Original Interest Rate |
| &nbsp;&nbsp;Original Loan Amount |
| &nbsp;&nbsp;Original LTV |
| &nbsp;&nbsp;Original P&I |
| &nbsp;&nbsp;Original Term to Maturity |
| &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Street Address |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Property Zip |
| &nbsp;&nbsp;QM Designation |
| &nbsp;&nbsp;Qualifying Credit Score |
| &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Self Employed Mortgagor |
| &nbsp;&nbsp;Self Employed Co-Borrower |

---

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**Underwriting Conformity**

Edgemac performed a complete review of all loan files, as supplied by the Client, to determine whether the loans were originated in accordance with the underwriting guidelines provided by the Client (which, for the avoidance of doubt, may be either the Client's or a third party's underwriting guidelines), eligibility requirements, Ability to Repay (ATR), Qualified Mortgage and Appendix Q requirements (where applicable), and applicable Policies & Procedures, noting any exceptions and compensating factors. The review included, where applicable, the following items:

**Conformance to Ability to Repay (ATR) standards** – Edgemac reviewed each loan to validate that the underwriter correctly assessed the borrower's ability to repay based on employment and credit/repayment history, income and assets, projected monthly payment and current obligations, debt to income ratio, and other information provided to support ability to repay prior to originating the loan.

**An evaluation of Qualified Mortgage and Appendix Q requirements, if applicable** – Based on the information provided, Edgemac reviewed each loan to determine that it satisfies all requirements for a Qualified Mortgage, if designated as such, including an evaluation of points and fees, risk factors associated with the loan terms, re-calculation of debt to income and a review of all income and assets.

**Credit, Income, Assets and Employment**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Validate that the appropriate employment and income documentation, such as pay stubs, W-2 Forms, tax returns and tax transcripts,
and bank statements, was provided and used to accurately qualify the borrower according to guidelines. Recalculate the borrower's
income and debt to determine the appropriate debt to income ratio in accordance with the guidelines. Validate borrower's employment
history and confirm that the appropriate income and assets were used to qualify, where applicable. Make a reasonable assessment of whether
there are any indications that income documentation may be fraudulent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Validate that assets used to qualify the borrower match the documentation in the file and the information used to calculate down payment,
closing costs, and reserves meet program guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Review exceptions, compensating factors and underwriter comments, if available.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review program guidelines against the loan approval for discrepancies such as:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Employment requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Income requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Asset requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Review the loan approval against all supporting documentation and loan application to verify accuracy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review the initial loan application against the final loan application or other loan applications found in the file to validate the
application was signed and properly completed and to expose discrepancies.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. Confirm that credit report(s) and verification of mortgage or rental history, when required, have been provided for all borrowers/guarantors,
are consistent with loan approval, and meet guideline requirements. Verify whether any fraud alerts are listed on the credit reports and
make a reasonable assessment of whether the borrower's profile adheres to applicable guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;H. Review the loan file for inconsistencies based on information derived from source documentation provided in the loan file, for the
purposes of identifying misrepresentations contained in the loan file, including with respect to occupancy and mortgage liabilities.

**Occupancy, Taxes, Title and Insurance**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Review source documents for consistency with regard to subject property occupancy intent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Review the title report for possible judgments and other liens that may have existed upon origination; verify chain of title, as required
by guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Verify and validate the file contains sufficient property insurance coverage as required by guidelines; confirm property insurance
policy contains appropriate mortgagee clause. For subject properties located in a Special Flood Hazard Area where flood insurance is required,
verify and validate the file contains sufficient flood

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insurance coverage as required by guidelines and that flood insurance policy contains appropriate mortgagee clause.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review property details on appraisal including a review for ineligible properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Verify that Business Purpose Affidavit and Occupancy Affidavit, if applicable, were executed by the borrowers/guarantors and confirm
that document addresses are consistent with subject property address and do not match the primary residence address.

**Property Valuation Review** 

Edgemac reviewed all loans to validate the original appraisal report was provided in the loan file and that it is substantially complete. The evaluation included the following components:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Review the original appraisal report to ensure the valuation was performed by a licensed appraiser and in accordance with guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Verify subject property type meets applicable guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Note any exceptions to stated value or appraisal guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Verify value used to calculate LTV/CLTV and note any deviations,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Verify the appraisal report matches loan documents, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review additional valuation products in the file; if there is a 10% variance, Client is notified and an additional independent valuation
product will be obtained.

**Regulatory Compliance Review**

Edgemac's Regulatory Compliance analysis is intended to expose certain potential risk associated with the loans examined. It is strictly limited to the review scope outlined below and is based solely on the accuracy of the documentation and data supplied by the Client or other agreed upon third parties. The review findings are not guaranteed to encompass all critical elements related to the underwriting, origination or regulatory compliance status of the loans examined. Further, the findings are not to be construed as guidance on future indicators of positive or negative performance.

Edgemac performed a review of all loans supplied by the Client to verify all documentation provided is complete and complies with all applicable federal and state regulatory requirements, in addition to following the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (now the Structured Finance Association or "SFA") (the "SFIG Compliance Review Scope") and the advice of outside counsel. As it relates to TILA-RESPA Integrated Disclosures ("TRID") testing, Edgemac works with outside counsel on an ongoing basis to understand and interpret compliance regulations based on recent guidance by the Consumer Financial Protection Bureau (the "CFPB") that has created deviations in the TRID review scope and related exceptions/cures. Our TRID related review scope, outlined below and not performed for investment properties, will continue to be amended where appropriate as future guidance and rules are published. Edgemac's conclusions are representative of our best efforts to identify material risks and exceptions associated with each loan based on interpretation of the continually evolving regulations. Edgemac maintains an active dialogue with outside counsel, our Clients, Rating Agencies, SFA and other parties when interpreting compliance regulations and amending our review scope to accurately expose the risk associated with a loan. However, no guaranties can be made that the Review includes all areas of risk that may be present in the Transaction. In addition to the foregoing, Edgemac utilizes the ComplianceAnalyzer tool by ComplianceEase.

Edgemac does not employ personnel who are licensed to practice law in the various jurisdictions and the findings set forth in the reports prepared by Edgemac do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Edgemac. All final decisions as to whether to purchase or enter into a transaction related to any individual loan or the loans in the aggregate and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such loan or loans, shall be made solely by the clients that have engaged Edgemac to prepare their reports pursuant to their instructions and guidelines. Client acknowledges and agrees that the scoring models applied by Edgemac are designed to identify potential risk and the Client assumes sole responsibility for determining the suitability of the information for its particular use.

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Edgemac reviewed each loan to validate compliance with the following federal and state regulatory requirements, whenever applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**A.** **Truth In Lending Act - 12 CFR §1026 ("TILA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Federal TILA

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Finance Charge Test (12 CFR §1026.18(d)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. It is understated by no more than $100; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. It is greater than the amount required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Rescission Finance Charge Test (12 CFR §1026.23(h)(2)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. It is understated by no more than $35; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. It is greater than the amount required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Rescission Total of Payments Test ((12 CFR §1026.23(h)(2)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Is understated by no more than $35; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Is greater than the amount required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Foreclosure Rescission Finance Charge and Total of Payments Tests (12 CFR §1026.23(h))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. APR Test 12 CFR (§1026.22(a)(2), (4))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosed annual percentage rate (APR) is considered accurate because it is not more than 1/8 of 1 percentage (for regular transactions)
or 1/4 of 1 percentage (for irregular transactions) point above or below the APR as determined in accordance with the actuarial method;
or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The disclosed APR results from the disclosed finance charge, and the disclosed finance charge is considered accurate under §1026.18(d)(1)
(the finance charge test), or for purposes of rescission the disclosed finance charge is considered accurate under §1026.23(g) or
(h) (the rescission finance charge test or the foreclosure rescission finance charge test), whichever applies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Right of Rescission Test (12 CFR §1026.23(a)(3), §1026.15(a)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The funding date is not before the third business day following consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The consumer may exercise the right to rescind until midnight of the third business day following consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Validate Right of Rescission Notice was provided and the correct form was used

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Dual Broker Compensation Test (12 CFR §1026.36(d)(2))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If any loan originator receives compensation directly from a consumer in a consumer credit transaction secured by a dwelling, no loan
originator shall receive compensation, directly or indirectly, from any other person other than the consumer in connection with the transaction
for loan origination activities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Loan Originator Credits Test (12 C.F.R. §1026.36(d)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Test that the initial disclosure (GFE/TIL/LE) does not contain any broker fees paid by the broker

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Financing of Single Premium Credit Insurance Test (12 CFR §1026.36 (i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A creditor may not finance, directly or indirectly, any premiums or fees for credit insurance in connection with a consumer credit
transaction secured by a dwelling (including a home equity line of credit secured by the consumer's principal dwelling)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. TIL Disclosure (Pre-TRID)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. TIL Disclosure Date Test (12 CFR §1026.17(b),1026.19(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The loan is a mortgage transaction subject to the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) that is secured
by the consumer's dwelling; and

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The initial TIL disclosure date is not later than the third business day (counting days on which the creditor's offices are open to
the public for carrying on substantially all of its business functions) after the creditor receives the consumer's written application;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. The initial TIL disclosure date is not later than the seventh business day (counting all calendar days except Sunday and specified
legal public holidays) before consummation of the transaction, or the application date of the loan is before July 30, 2009; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. The loan is a "residential mortgage transaction" subject to the Real Estate Settlement Procedures Act (12 U.S.C. §2601
et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. The initial TIL disclosure date is before consummation or three business days after the creditor receives the consumer's written application,
whichever is earlier; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Test the final TIL disclosure and any re-disclosed TIL(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The final TIL disclosure is properly executed; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. The final TIL disclosure and any re-disclosed TIL(s) is properly completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. TILA RESPA Integrated Disclosures (TRID)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Initial Loan Estimate Delivery Date Test (from application) (12 CFR §1026.19(e)(1)(iii)(A))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(i) (provision of loan estimate
form) not later than the third business day after the creditor receives the consumer's application

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Initial Loan Estimate Delivery Date Test (prior to consummation) (12 CFR §1026.19(e)(1)(iii)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(e)(1)(i) (provision of loan estimate
form) not later than the seventh business day before consummation of the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan Estimate (12 CFR §1026.19 and 37)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify applicable sections of the disclosure determined to carry assignee liability were accurately completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify final Loan Estimate was provided to borrower prior to the Closing Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Written List of Service Providers (SSPL) Disclosure Date Test (12 CFR §1026.19(e)(1)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If the consumer is permitted to shop for a settlement service, the creditor shall provide the consumer with a written list identifying
available providers of that settlement service and stating that the consumer may choose a different provider for that service. The creditor
must identify at least one available provider for each settlement service for which the consumer is permitted to shop. The creditor shall
provide this written list of settlement service providers separately from the disclosures required by §1026.19(e)(1)(e)(1)(i) but
in accordance with the timing requirements in §1026.19(e)(1)(e)(1)(iii)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Your Home Loan Toolkit (12 CFR §1026.19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify there is evidence that the disclosure was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Validate Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Borrowers Intent to Proceed (12 CFR §1026.19; §1026.25)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify there is evidence in the file indicating the borrowers intent to proceed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If the lender documents the borrowers intent to proceed on a standalone disclosure, validate the borrower signed and dated the disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Revised Loan Estimate Delivery Date Test (prior to consummation) (12 CFR §1026.19(e)(4)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The creditor shall not provide a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on
which the creditor provides the disclosures required under §1026.19(f)(1)(i). The consumer must receive a revised version of the
disclosures required under §1026.19(e)(1)(i) not later than four business days prior to consummation. If the revised version of the
disclosures required under §1026.19(e)(1)(i) is

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not provided to the consumer in person, the consumer is considered to have received such version three business days after the creditor delivers or places such version in the mail

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Valid Change of Circumstances Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The changed circumstance(s) form was provided and the reason for re-disclosure is:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Changed circumstance affecting settlement charges; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Changed circumstance affecting eligibility; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Revisions requested by the consumer; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Expiration of initial loan estimate; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Delayed settlement date on a construction loan for new construction transactions only; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. The date the rate was set was not provided and interest rate dependent charges change once the interest rate is locked; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. The reason for re-disclosure is "Decrease in charges affecting settlement or eligibility, a consumer-requested revision, or other
non-tolerance-related re-disclosure;" or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. The initial loan estimate was not delivered timely

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial Closing Disclosure Delivery Date Test (12 CFR §1026.19(f)(1)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than
three business days before consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. Closing Disclosure Test (12 CFR §1026.19 and 38)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify applicable sections of the disclosure determined to carry assignee liability were accurately completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Revised Closing Disclosure Delivery Date Test (waiting period vs. no waiting period required) (12 CFR §1026.19(f)(2)(i) &
(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If the disclosures provided under §1026.19(f)(1)(i) become inaccurate before consummation, the creditor shall provide corrected
disclosures reflecting any changed terms to the consumer so that the consumer receives the corrected disclosures at or before consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If the consumer determines that the extension of credit is needed to meet a bona fide personal financial emergency, the consumer may
modify or waive the three-business-day waiting period for the revised closing disclosure after receiving the disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;l. TRID Tolerance Testing - Charges That Cannot Increase Test (12 CFR §1026.19(e)(3)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer
does not exceed the amount originally disclosed under §1026.19(e)(1)(i)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;m. TRID Tolerance Testing - Charges That in Total Cannot Increase More Than 10% Test (12 CFR §1026.19(e)(3)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the
aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;n. TRID Tolerance Testing - Lender Credits That Cannot Decrease Test (12 CFR §1026.19(e)(3)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer
does not exceed the amount originally disclosed under §1026.19(e)(1)(i)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o. TRID Reimbursement Amount Test (12 CFR §1026.19(f)(2)(v))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Refunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i)
or (ii), the creditor complies with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than 60 days after
consummation

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;p. TRID Reimbursement Date Test (12 CFR §1026.19(f)(2)(v))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Refunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i)
or (ii), the creditor complies with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than 60 days after
consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;q. Disclosure of Escrow Account (12 CFR §1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If the loan indicates an escrow account will be established

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify all amounts disclosed in the Projected Payments Table are accurate (§1026.38(c); §1026.37(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify all amounts disclosed in the Estimated Taxes, Insurance and Assessments (ETIA) are accurate (§1026.37(c)(4),(5))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify all amounts disclosed in Section G – Initial Escrow Payment and Closing are accurate (§1026.37(g)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Verify all amounts disclosed in the Escrow Account Section are accurate (§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If the loan indicates an escrow account will not be established

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify all amounts disclosed in the Projected Payments Table are accurate (§1026.38(c); (§1026.37(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify all amounts disclosed in the Estimated Taxes, Insurance and Assessments (ETIA) are accurate (§1026.37(c)(4), (5))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify all amounts disclosed in the Escrow Account Section are accurate (§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;r. Disclosure of Seller Paid Closing Costs (12 CFR §1026.38(t)(5)(v)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. In transactions involving a seller, validate whether the lender disclosed all costs being paid by the seller on the borrowers Closing
Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If seller paid fees are present on the borrower's Closing Disclosure, review the seller's Closing Disclosure or alternative
documentation for accuracy of disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;s. Post-consummation Event and Revised Closing Disclosure Delivery Date Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The post-consummation revised closing disclosure delivery date is not more than 60 calendar days after the consummation date, or closing
/ settlement date if no consummation date was provided; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The provided reimbursement date is not more than 60 calendar days after the consummation date, or closing / settlement date if no
consummation date was provided

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;t. Non-numeric Clerical Error and Post-consummation Revised Closing Disclosure Delivery Date Test (12 CFR §1026.19(f)(2)(iv))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A creditor does not violate §1026.19(f)(1)(i) if the disclosures provided under §1026.19(f)(1)(i) contain non-numeric clerical
errors, provided the creditor delivers or places in the mail corrected disclosures no later than 60 days after consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;u. Loan Calculation Test on the Closing Disclosure (12 CFR §1026.38))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Amount Financed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Total of Payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Total Interest Percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Qualified Mortgage / Ability To Repay – Dodd Frank

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Classification of QM designated loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Validate whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage
rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Determination of conformity thresholds (Safe Harbor or Rebuttable Presumption)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Negative Amortization Loan (12 CFR 1026.43(e)(2)(i)(A))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A qualified mortgage is a covered transaction that provides for regular periodic payments that are substantially equal, except for
the effect that any interest rate change after consummation has on the payment in the case of an adjustable-rate or step-rate mortgage,
that does not result in an increase of the principal balance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Interest Only Loan (12 CFR 1026.43(e)(2)(i)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A qualified mortgage is a covered transaction that provides for regular periodic payments that are substantially equal, except for
the effect that any interest rate change after consummation has on the payment in the case of an adjustable-rate or step-rate mortgage,
that does not allow the consumer to defer repayment of principal

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Balloon Payment Loan (12 CFR 1026.43(e)(2)(i)(C))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A qualified mortgage is a covered transaction that provides for regular periodic payments that are substantially equal, except for
the effect that any interest rate change after consummation has on the payment in the case of an adjustable-rate or step-rate mortgage,
that does not result in a balloon payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Loan Term (12 CFR 1026.43(e)(2)(iii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A qualified mortgage is a covered transaction for which the loan term does not exceed 30 years

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Points and Fees (12 CFR §1026.43(e)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points and fees do not exceed the qualified mortgage points and fees threshold

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DTI (12 CFR §1026.43(e)(2)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The ratio of the consumer's total monthly debt to total monthly income at the time of consummation does not exceed 43 percent, calculated
in accordance with Appendix Q

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Prepayment Penalty (12 CFR 1026.43(g))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A covered transaction must not include a prepayment penalty unless:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. The prepayment penalty is otherwise permitted by law; and the transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Has an annual percentage rate that cannot increase after consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Is a qualified mortgage under paragraph (e)(2), (e)(4), or (f) of this section; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Is not a Higher Priced Mortgage Loan, as defined in § 1026.35(a)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Home Ownership and Equity Protection Act – HOEPA (Sections 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Federal HOEPA coverage (12 CFR §1026.32(a)(1)(i), (ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Tests that the loan is/is not secured by the consumer's principal dwelling; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Tests that the loan is/ is not an open-end credit plan; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. That the application date of the loan occurs before/ after the effective date of October 1, 1995; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. That the date the creditor received application occurs on or after January 10, 2014, the effective date of the High-Cost Mortgage
amendments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. High-Cost Mortgage APR threshold test (12 CFR §1026.32(a)(1)(i)(A), (C))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The loan is secured by a first-lien transaction, and the annual percentage rate (APR) does not exceed the Average Prime Offer Rate
by more than 6.5%; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The loan is a subordinate-lien transaction, and the annual percentage rate (APR), does not exceed the Average Prime Offer Rate by
more than 8.5%

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. High-Cost Mortgage Points and Fees Threshold Test (12 CFR §1026.32(a)(1)(ii)(A), (B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The total points and fees does not exceed allowable limits per the given loan amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. High-Cost Mortgage Prepayment Penalty Threshold Test (12 CFR §1026.32(a)(1)(iii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The loan contract or open-end credit agreement does not allow the creditor to charge:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. A prepayment penalty more than 36 months after consummation or account opening; or

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Prepayment penalties that can exceed, in total, more than 2 percent of the amount prepaid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. High-Cost Mortgage (12 CFR §1026.32(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. High-Cost Mortgage Repayment Ability Test (12 CFR §1026.34(a)(4), 1026.43)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Other high-costs tests pursuant to (12 CFR §1026.32(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing of disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Balloon payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Negative amortization

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Prepayment penalty

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Pre-loan counseling

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Late charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Grace period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Financing of points and fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Higher Priced Mortgage Loan – HMPL (section 35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Higher Priced Mortgage Loan test (12 CFR §1026.35(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Higher Priced Mortgage Loan required escrow account test (12 CFR §1026.35(a)(1), (b)(2)(i)(A))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Higher Priced Mortgage Loan prepayment term test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Higher Priced Mortgage Loan escrow account test (12 CFR §1026.35(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Prohibited Acts – Brokers Comp

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Broker Compensation Test (12 CFR §1026.36(d)(2)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If any loan originator receives compensation directly from a consumer in a consumer credit transaction secured by a dwelling:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. No loan originator shall receive compensation, directly or indirectly, from any person other than the consumer in connection with
the transaction; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. No person who knows or has reason to know of the consumer-paid compensation to the loan originator (other than the consumer) shall
pay any compensation to a loan originator, directly or indirectly, in connection with the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Nationwide Mortgage Licensing System (NMLS) Tests (12 CFR §1026.36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. review for presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable,
on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. verify the data against the NMLSR database, as available

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**B.** **Real Estate Settlement Procedures Act – 12 CFR §1024 ("RESPA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Federal RESPA

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Homeownership Counseling Organizations Disclosure Date Test (12 CFR §1024.20(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Not later than three business days after a lender, mortgage broker, or dealer receives an application, or information sufficient to
complete an application, the lender must provide the loan applicant with a clear and conspicuous written list of homeownership counseling
organizations that provide relevant counseling services in the loan applicant's location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The list of homeownership counseling organizations distributed to each loan applicant under this section shall be obtained no earlier
than 30 days prior to the time when the list is provided to the loan applicant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Good Faith Estimate Disclosure Test (12 CFR §1024.7)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Not later than 3 business days after a loan originator (broker or lender) receives an application for a federally related mortgage
loan, or information sufficient to complete an application, the loan originator must provide the applicant with a GFE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Good Faith Estimate Disallowed Credit and Charge test (GFE Block 2)

Page **10** of **15**

![](n3410_x1-img008.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Looks for any amounts entered for both a loan discount fee and a yield spread premium or a lender credit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Only one charge or one credit affecting the interest rate is allowed under the new RESPA regulations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**C.** **Equal Credit Opportunity Act – 12 CFR §1002 ("ECOA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. ECOA Valuation Rule (12 CFR §1002.14(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review all applicable loans for the Disclosure of Right to Receive a Copy of Appraisals. Validate if the customer(s) waived their
right to receive copies of their appraisals three business days prior to consummation/account opening

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Review all applicable loans for proof that lender delivered copies of appraisals and other written valuations three business days
before consummation (closed-end), or account opening (open-end)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If the customer(s) waived their right to receive copies of their appraisals three business days prior to consummation/account opening,
review the Post-Closing submission for an Acknowledgment of Receipt of Appraisal Report, or other proof that the lender provided the copies
either at, or prior to, consummation or account opening

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. State Specific tests (varies by state and applicability, but at a minimum includes);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Consumer / Home Loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. High cost tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Higher Priced Mortgage Loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. APR threshold tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Points and fees threshold tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Cover loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Negative Amortization tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Prepayment tests

**Document Review**

Edgemac reviewed all mortgage loan files supplied and verified that the following documents, if applicable, were included in the file and that the data on the documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Final and Initial Application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Approval / 1008 / Fannie Mae DU / Freddie Mac LP

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Guaranty Agreement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Occupancy Affidavit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Business Purpose Affidavit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Estimates and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sales Contract

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage/Deed of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Junior Lien Information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Subordination Agreement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Lease Agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Income Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Employment Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Asset Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Credit Reports

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· 4506T/Tax Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Change of Circumstance Documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Disclosures: Right of Rescission, Net Tangible Benefit and FACTA

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal Valuation Reports

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Title/Preliminary Title

Page **11** of **15**

![](n3410_x1-img008.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Flood and Hazard Insurance Policies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Flood Certificates

**Other review and methodology**

Not applicable.

**<u>Summary of findings and conclusions of review</u>**

Below provides the summary of the review findings:

**Final Overall Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;22 | &nbsp;&nbsp;91.67% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;8.33% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** |

---

**Credit Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;22 | &nbsp;&nbsp;91.67% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;8.33% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** |

---

**Compliance Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;24 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** |

---

Page **12** of **15**

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**Property Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;24 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**24** | &nbsp;&nbsp;**100.00%** |

---

**Exception Summary**

Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Credit Exception Categories** | &nbsp;&nbsp;**Exception Count** | &nbsp;&nbsp;**Credit Grade A** | &nbsp;&nbsp;**Credit Grade B** | &nbsp;&nbsp;**Credit Grade C** |
| &nbsp;&nbsp;Credit - Credit | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Credit - General Underwriting Guideline Violation | &nbsp;&nbsp;13 | &nbsp;&nbsp;9 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Credit - Income and Assets | &nbsp;&nbsp;5 | &nbsp;&nbsp;4 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Credit - Insurance and Title | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Credit - Legal Documentation | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**23** | &nbsp;&nbsp;**17** | &nbsp;&nbsp;**6** | &nbsp;&nbsp;**0** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Exception Categories** | &nbsp;&nbsp;**Exception Count** | &nbsp;&nbsp;**Compliance Grade A** | &nbsp;&nbsp;**Compliance Grade B** | &nbsp;&nbsp;**Compliance Grade C** |
| &nbsp;&nbsp;Compliance - Regulatory Compliance | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Compliance - TRID | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Exception Categories** | &nbsp;&nbsp;**Exception Count** | &nbsp;&nbsp;**Property Grade A** | &nbsp;&nbsp;**Property Grade B** | &nbsp;&nbsp;**Property Grade C** |
| &nbsp;&nbsp;Property - Collateral | &nbsp;&nbsp;7 | &nbsp;&nbsp;7 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**7** | &nbsp;&nbsp;**7** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

Page **13** of **15**

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**Data Integrity Summary**

The table below provides a summary of the data compare results:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Field Name** | &nbsp;&nbsp;**# of Discrepancies** | &nbsp;&nbsp;**% Accuracy** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Appraisal Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Appraiser Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Back/Qual DTI | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Coborrower 1 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Coborrower 1 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Doc Type Level | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Front DTI | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;FTHB Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate Rate Change Frequency | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate Life Floor | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Investor Qualifying DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Investor Qualifying DTI | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original / Note Payment | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;5 | &nbsp;&nbsp;79.17% |

---

Page **14** of **15**

![](n3410_x1-img008.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Original Term to Maturity | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Street Address | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Zip | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;QM Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Credit Score | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Self Employed Mortgagor | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Self Employed Co-Borrower | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**99.55%** |

---

Page **15** of **15**

## Exhibit 99.7

TPR Firm: Edgemac Date Submitted: 12/20/2022 <br> Client Name: Loan Funding Structure LLC <br> <u>Client Project:</u>   <u>Loans in report:</u> <u>24</u>

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Report Date** | **Loan Number** | **Edgemac ID** | **Redacted Loan Number** | **Originator** | **General Category** | **Exception** | **Exception ID** | **Date Exception Cured Waived Updated** | **Description of Clearance** | **Comments** | **Compensating Factors** | **Exception Status** | **Exception Category** | **Exception Event Level** | **Initial Review Date** | **Occupancy Type** | **Property State** | **Note Date** | **Loan Purpose** | **TILA Rating** | **Loan Initial** | **Loan Final** | **Credit Initial** | **Credit Final** | **Compliance Initial** | **Compliance Final** | **Property Initial** | **Property Final** |
| 12/20/2022 | XXX | XXX | 61527022 | XXX | Property - Collateral | Loan approval is subject to satisfactory appraisal review. Subject to further underwriting. Additional conditions may apply.Missing required appraisal review product (ARR or CDA) or evidence of a CU score of 2.5 or lower. | 20009-49 | 9/29/2022 | Property condition cleared | ARR provided, secondary valuation supports origination value. | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 680 2. XXX% LTV; XXX% below 75% program maximum 3. XXX months reserves 4. DSC ratio of XXX; XXX greater than 1.00 program minimum | Cured | Property | EG1 | 9/28/2022 | Investment Property | RI | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 79039130 | XXX | Credit - Insurance and Title | The file is missing the flood certification. | 20009-20 | 9/21/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Flood certificate provided, not in a flood zone. | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 640 2. DSC ratio of XXX; XXX greater than 1.00 program minimum | Cured | Credit | EG1 | 9/16/2022 | Investment Property | IL | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 79039130 | XXX | Credit - Insurance and Title | UPDATED 9/23/2022// Comment received the lender waived the requirement for insurance, insurance in file is only HOI, not for the whole project. Guidelines require "Evidence of current HOA/project insurance in compliance with Fannie Mae Guidelines". UPDATED// Please provide approved waiver form for this condition. Missing condo master hazard insurance policy for subject property. | 20009-29 | 9/26/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | HOA master policy provided. | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 640 2. DSC ratio of XXX; XXX greater than 1.00 program minimum | Cured | Credit | EG1 | 9/16/2022 | Investment Property | IL | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 79039130 | XXX | Credit - General Underwriting Guideline Violation | Loan amount is $XXX; the minimum loan amount allowed is $100,000. | 20009-30 | 9/21/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Minimum loan amount requirement waived by client with compensating factors:<br> FICO XXX greater than FICO requirement 720.<br> DSCR ratio XXX greater than 1.05 per guidelines. | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 640 2. DSC ratio of XXX; XXX greater than 1.00 program minimum | Cured | Credit | EG1 | 9/16/2022 | Investment Property | IL | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 81051728 | XXX | Credit - General Underwriting Guideline Violation | Lender to provide documentation from appraiser addressing occupancy type. The appraiser checked owner occupied, however, loan was approved under the investment program. | 20009-22 | 9/21/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Updated apprasial provided showing tenant occupied. | Compensating Factors: 1. Credit score of XXX, XXX points above prgram minimum of 680, per guidelines. | Cured | Credit | EG1 | 9/16/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 81051728 | XXX | Credit - General Underwriting Guideline Violation | Calculated LTV of XXX% exceeds 65.00% program maximum for no ratio cash out refinance. | 20009-23 | 9/19/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | 9/19/2022: Client clarification received. Cleared. | Compensating Factors: 1. Credit score of XXX, XXX points above prgram minimum of 680, per guidelines. | Cured | Credit | EG1 | 9/16/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 35085415 | XXX | Credit - Income and Assets | UPDATED 10.10.2022 - Received a bank stmt from personal account, condition was for XXX business account ending #XXX, condition remains. //UPDATED Received a bank stmt from personal account, condition was for XXX business account ending #XXX, condition remains. Please be sure to attach the document to the specific condition so we know what items you are submitting to clear a condition. //Missing the following updated bank statements for asset verification: XXX Business Bank, account ending XXX. Bank statements provided have expired as of XXX loan closed XXX | 20009-53 | 10/18/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | 10/18/2022 Updated received updated bank statement however, it is dated 4 days after the loan closed. Based on borrowers assets from proceeds of sale of previous Refi cashout and subject reserves, it does suffice to say that the borrower has more than enough for reserves. (Bank account was listed on 1003 and did not use after all) | Compensating Factors: 1) FICO XXX, XXX points > 640 minimum guideline requriment 2) DSCR XXXX > 1.1 maximum guideline requirement 3) Borrower paying off first and second private mortgages | Cured | Credit | EG1 | 10/3/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 35085415 | XXX | Credit - General Underwriting Guideline Violation | Missing evidence that borrower was contacted and is aware of this loan transaction, due to fraud alert noted on credit report. | 20009-54 | 10/13/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Processor cert. provided to support the lender verified the borrower identity prior to extending credit. | Compensating Factors: 1) FICO XXX, XXX points > 640 minimum guideline requriment 2) DSCR XXX > 1.1 maximum guideline requirement 3) Borrower paying off first and second private mortgages | Cured | Credit | EG1 | 10/3/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 35085415 | XXX | Credit - General Underwriting Guideline Violation | Missing supporting documentation that item #8 on title has been paid and closed in the amount of $XXX recorded XXX. Subject to additional documentation. | 20009-72 | 10/10/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Final title provided, condition cleared. | Compensating Factors: 1) FICO XXX, XXX points > 640 minimum guideline requriment 2) DSCR XXX > 1.1 maximum guideline requirement 3) Borrower paying off first and second private mortgages | Cured | Credit | EG1 | 10/3/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 15545864 | XXX | Credit - General Underwriting Guideline Violation | Missing documentation showing renewal of the leasehold and the number of years extended. The lease was originated on XXX for a term of 99 years with an expiration date of XXX. Per Fannie Mae guidelines, the leasehold cannot expire before five years after the maturity date of this mortgage. The maturity date is XXX which means the leasehold cannot expire before XXX. | 20009-78 | 10/10/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Received original lease and documentation to support lease renewal. | Compensating Factors: 1. Good LTV of XXX% which is below the 75% program maximum. 2. High DSCR ratio of XXX which exceeds the 1.00 required | Cured | Credit | EG1 | 10/6/2022 | Investment Property | MD | XXX | Refinance - rate and term | Not covered / exempt | EG3 | EG2 | EG3 | EG2 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 15545864 | XXX | Credit - General Underwriting Guideline Violation | 11/1/2022: Exception approval received for lenders right to receive 30 day notice of default. ///// Missing documentation showing the leasehold provides lenders with the right to receive a minimum of 30 days notice of any default by the borrowerCompensating factors:1. Good LTV of XXX% which is below the 75% program maximum.2. High DSCR ratio of XXX which exceeds the 1.00 required | 20009-79 | 11/1/2022 | Waived/Exception Granted | 11/1/2022: Client exception approval received with compensating factors. | Compensating Factors: 1. Good LTV of XXX% which is below the 75% program maximum. 2. High DSCR ratio of XXX which exceeds the 1.00 required | Waived | Credit | EG2 | 10/6/2022 | Investment Property | MD | XXX | Refinance - rate and term | Not covered / exempt | EG3 | EG2 | EG3 | EG2 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 15545864 | XXX | Credit - Credit | UPDATED 10.10.2022, received the same VOM, no new documentation was provided to clear this condition. //UPDATED// Received VOM stating borrower sold the property listed as his primary residence in XXX.. Where does the borrower reside now and does he have a current mortgage there? Additionally need an updated 1003 with the current residence information.//Missing 12 months mortgage rating on borrower's primary residence. | 20009-81 | 10/13/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Received rent free letter, borrower living with son since sale of residence in April. | Compensating Factors: 1. Good LTV of XXX% which is below the 75% program maximum. 2. High DSCR ratio of XXX which exceeds the 1.00 required | Cured | Credit | EG1 | 10/6/2022 | Investment Property | MD | XXX | Refinance - rate and term | Not covered / exempt | EG3 | EG2 | EG3 | EG2 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 15545864 | XXX | Credit - Income and Assets | Missing final 1003 with a complete Schedule of Real Estate. Loan is subject to re-evaluation, including requirements for an experienced investor and reserves | 20009-82 | 10/13/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | All REO personally owned by borrower has been listed on the 1003, condition cleared. | Compensating Factors: 1. Good LTV of XXX% which is below the 75% program maximum. 2. High DSCR ratio of XXX which exceeds the 1.00 required | Cured | Credit | EG1 | 10/6/2022 | Investment Property | MD | XXX | Refinance - rate and term | Not covered / exempt | EG3 | EG2 | EG3 | EG2 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 15545864 | XXX | Credit - General Underwriting Guideline Violation | Guidelines require PPP, no evidence in file provided to support the PPP being bought out. | 20009-83 | 10/7/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Final TIL shows no PPP. | Compensating Factors: 1. Good LTV of XXX% which is below the 75% program maximum. 2. High DSCR ratio of XXX which exceeds the 1.00 required | Cured | Credit | EG1 | 10/6/2022 | Investment Property | MD | XXX | Refinance - rate and term | Not covered / exempt | EG3 | EG2 | EG3 | EG2 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 20577208 | XXX | Credit - Legal Documentation | The mortgage is missing the legal description attached as Exhibit A. | 20009-9 | 9/9/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Received missing doc | COMPENSATING FACTORS: 1. HIGH CREDIT SCORE OF XXX WHICH EXCEEDS THE 680 MINIMUM SCORE. 2. LARGE PITI RESERVES OF XXX MONTHS | Cured | Credit | EG1 | 9/8/2022 | Investment Property | CA | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 81093144 | XXX | Credit - General Underwriting Guideline Violation | UPDATED 9/23/2022 - latest upload was 9/15, only page 4 of the 1003, no new and complete 1003 uploaded at this time. 9/16/22 Received page 4 of the 1003, but missing a complete copy of the final 1003 reflecting the borrower does not intend to occupy the property as a primary residence. //The final 1003 reflects the borrower intends to occupy the subject property as a primary residence; subject loan is a DSCR. | 20009-11 | 9/26/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Updated final 1003 shwoing the subject as an investment has been provided. | Compensating Factors: 1. Credit score of XXX, XXX points above minimum required score of 640 per guidelines. 2. Borrower is an experienced investor. 3. XXX months reserves; XXX months greater than the minimum reserves requirement of 3 months. | Cured | Credit | EG1 | 9/12/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 63658731 | XXX | Property - Collateral | Missing 2055 evidence of re-inspection following an adverse event. Need evidence reflecting subject property is free from damage and is in the same condition as previously appraised. Appraiser to comment that there are no environmental or health hazards. | 20009-61 | 11/28/2022 | Property condition cleared | UPDATED 11/28/22: Received CDAIR reflecting no damage - Cleared. | Compensating Factors 1. XXX months reserves, XXX months higher than 3 required per matrix. 2. XXX credit score, XX points higher than 640 minimum required. | Cured | Property | EG1 | 10/3/2022 | Investment Property | FL | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 70542637 | XXX | Property - Collateral | Missing master condo policy reflecting the mortgagee, insured and property address with unit number. | 20009-32 | 9/27/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Guidelines do not require the unit be specifically listed or the lender name specifically listed. | Compensating Factors: 1) FICO XXX, XXX points > 620 minimum guidelines for DSCR 2) LTV/CLTV XXX% XXX% < 80% maximum guideline requirment for DSCR - Condo | Cured | Property | EG1 | 9/20/2022 | Investment Property | FL | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 70542637 | XXX | Credit - Income and Assets | Missing additional asset statement for XXX XXX. Two months consecutive complete statements are required, but the file only contains asset verification from XXX - XXX. | 20009-33 | 9/23/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | 9/23/22 Seller is correct. For DSCR program only 30 days required. | Compensating Factors: 1) FICO XXX, XXX points > 620 minimum guidelines for DSCR 2) LTV/CLTV XXX% XXX% < 80% maximum guideline requirment for DSCR - Condo | Cured | Credit | EG1 | 9/20/2022 | Investment Property | FL | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 70542637 | XXX | Property - Collateral | Missing 2055 evidence of re-inspection following an adverse event. Need evidence reflecting subject property is free from damage and is in the same condition as previously appraised. Appraiser to comment that there are no environmental or health hazards. | 20009-56 | 10/12/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Received reinspection showing no damage. | Compensating Factors: 1) FICO XXX, XXX points > 620 minimum guidelines for DSCR 2) LTV/CLTV XXX% XXX% < 80% maximum guideline requirment for DSCR - Condo | Cured | Property | EG1 | 9/20/2022 | Investment Property | FL | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 60844110 | XXX | Credit - Legal Documentation | The mortgage is missing the legal description attached as Exhibit A. | 20009-67 | 10/10/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Exhibit A legal description has been provided. | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 680 2. XXX months reserves; XXX months greater than 3 month program minimum | Cured | Credit | EG1 | 10/4/2022 | Investment Property | MO | XXX | Refinance - rate and term | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 43571343 | XXX | Property - Collateral | Missing 2055 evidence of re-inspection following an adverse event. Need evidence reflecting subject property is free from damage and is in the same condition as previously appraised. Appraiser to comment that there are no environmental or health hazards. | 20009-57 | 10/14/2022 | Property condition cleared | PDI prrovided, no hurricane damage noted. | COMPENSATING FACTORS: 1. GOOD CREDIT SCORE OF XXX WHICH IS ABOVE THE 640 SCORE REQUIRED. 2. GOOD PITI RESERVES OF XXX MONTHS WHICH IS NOT REQUIRED | Cured | Property | EG1 | 9/21/2022 | Investment Property | FL | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 44781727 | XXX | Credit - General Underwriting Guideline Violation | Missing documentation verifying that the XXX... property is free and clear to confirm that a mortgage rating is not required. | 20009-39 | 9/28/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Received property profile | Compensating Factors: • Low LTV of XXX% which is below the 80% program maximum. • Strong credit score of XXX which is above the program minimum of 720. • Large PITI reserves of XXX months which is above the program requirements of 10 months. | Cured | Credit | EG1 | 9/23/2022 | Investment Property | GA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 88248845 | XXX | Property - Collateral | Missing 2055 evidence of re-inspection following an adverse event. Need evidence reflecting subject property is free from damage and is in the same condition as previously appraised. Appraiser to comment that there are no environmental or health hazards. | 20009-58 | 10/4/2022 | Property condition cleared | XXX was not impacted by the hurricane. | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 720 2. XXX% LTV; XXX% below 80% program maximum 3. DSC ratio of XXX; 0.23 greater than 1.00 program minimum | Cured | Property | EG1 | 9/22/2022 | Investment Property | FL | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 93595853 | XXX | Credit - General Underwriting Guideline Violation | Missing documentation verifying both borrowers have valid Visas or Employment Authorization Documents. Borrowers are non-permanent residents and the Employment Authorization Cards and the I797C forms have expired. | 20009-68 | 10/11/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Sufficient documentation provided, both borrower have valid authorization. | Compensating Factors: 1. Good credit score of XXX which is above the 640 minimum required score 2. XXX months reserves | Cured | Credit | EG1 | 10/4/2022 | Investment Property | MA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 52277353 | XXX | Credit - Income and Assets | Missing additional asset statement for XXX account ending XXX. Two months consecutive complete statements are required. | 20009-28 | 9/20/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | 9/20/2022: client clarification received. Cleared. | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 740 2. XXX months reserves; XXX months greater than 3 month program minimum | Cured | Credit | EG1 | 9/15/2022 | Investment Property | NV | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 90059685 | XXX | Credit - General Underwriting Guideline Violation | Missing appraisal transfer letter from XXX (XXX) to XXX, Inc. The transfer letter provided is from XXX to XXX (same street address but different suite number). | 20009-86 | 10/12/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | XXX is part of XXX. | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 620 2. XXX% LTV; XXX% below 65% program maximum 3. XXX months reserves; XXX months greater than 26 month program minimum 4. DSC ratio of XXX; XXX greater than 1.00 program minimum | Cured | Credit | EG1 | 10/7/2022 | Investment Property | FL | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 90059685 | XXX | Property - Collateral | PDI required to verify no damage caused by hurricane Ian, should be interior and exterior. | 20009-87 | 11/28/2022 | Property condition cleared | UPDATED 11/28/22: Received PDI - Cleared. | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 620 2. XXX% LTV; XXX% below 65% program maximum 3. XXX months reserves; XXX months greater than 26 month program minimum 4. DSC ratio of XXX; XXX greater than 1.00 program minimum | Cured | Property | EG1 | 10/7/2022 | Investment Property | FL | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 67583434 | XXX | Credit - Income and Assets | Missing additional asset documentation as noted on 1003 for XXX of $XXX to evidence the borrower has sufficient funds to meet the minimum reserves requirement. Verified assets (without XXX) are $XXX (inclusive of EMD and gift funds) less total funds into the transaction of $XXX = $XXX net reserves. Total reserve requirement is XXX (3 subj plus 2 each financed property) and leaves the borrower short $XXX. | 20009-71 | 10/10/2022 | Credit condition cleared, Compliance condition cleared (does not include compliance cures) | Lender states reserves not required at 60% LTV. | Compensating Factors: 1) FICO XXX, XXX points > 640 minimumg guideline requirement 2) LTV/CLTV XXX%, XXX% <70% maximum guideline requirement | Cured | Credit | EG1 | 10/4/2022 | Investment Property | CA | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 84446698 | XXX | Credit - General Underwriting Guideline Violation | Subject is a 40 year fixed rate loan. Guidelines do not reflect this is an eligible product. | 20009-85 | 10/13/2022 | Waived/Exception Granted | Client waiver provided.<br> FICO 754 34 points higher than minimum per guidelines<br> DSCR 1.02 | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 740 2. XXX months reserves; XXX months greater than 12 month program minimum for 6 financed properties 3. DSC ratio of XXX; XXX greater than 1.00 program minimum | Waived | Credit | EG2 | 10/5/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG2 | EG3 | EG2 | EG1 | EG1 | EG1 | EG1 |

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## Exhibit 99.7

TPR Firm: Edgemac Date Submitted: 12/20/2022 <br> Client Name: Loan Funding Structure LLC <br> <u>Client Project:</u>   <u>Loans in report:</u> <u>24</u>

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| **Report Date** | **Loan Number** | **Edgemac ID** | **Redacted Loan Number** | **Originator** | **Open Material Exceptions** | **Open Non Material Exceptions** | **Cleared Exceptions** | **Cured Exceptions** | **Waived Exceptions** | **Compensating Factors** | **Initial Review Date** | **Occupancy Type** | **Property State** | **Note Date** | **Loan Purpose** | **TILA Rating** | **Loan Initial** | **Loan Final** | **Credit Initial** | **Credit Final** | **Compliance Initial** | **Compliance Final** | **Property Initial** | **Property Final** |
| 12/20/2022 | XXX | XXX | 61527022 | XXX |  |  | 1) Loan approval is subject to satisfactory appraisal review. Subject to further underwriting. Additional conditions may apply.Missing required appraisal review product (ARR or CDA) or evidence of a CU score of 2.5 or lower.<br> COMMENTS: ARR provided, secondary valuation supports origination value. |  |  | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 680 2. XXX% LTV; XXX% below 75% program maximum 3. XXX months reserves 4. DSC ratio of XXX; XXX greater than 1.00 program minimum | 9/28/2022 | Investment Property | RI | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 79039130 | XXX |  |  | 1) The file is missing the flood certification.<br> COMMENTS: Flood certificate provided, not in a flood zone. <br>2) UPDATED 9/23/2022// Comment received the lender waived the requirement for insurance, insurance in file is only HOI, not for the whole project. Guidelines require "Evidence of current HOA/project insurance in compliance with Fannie Mae Guidelines". UPDATED// Please provide approved waiver form for this condition. Missing condo master hazard insurance policy for subject property.<br> COMMENTS: HOA master policy provided. <br>3) Loan amount is $XXX; the minimum loan amount allowed is $100,000.<br> COMMENTS: Minimum loan amount requirement waived by client with compensating factors:<br> FICO XXX greater than FICO requirement 720.<br> DSCR ratio XXX greater than 1.05 per guidelines. |  |  | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 640 2. DSC ratio of XXX; XXX greater than 1.00 program minimum | 9/16/2022 | Investment Property | IL | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 67828814 | XXX |  |  |  |  |  | Compensating Factors: 1. Credit score of XXX, XXX points above minimum credit score of 640, per guidelines. 2. Borrower has an additional XXX months of reserves. | 9/16/2022 | Investment Property | GA | XXX | Refinance - cash out | Not covered / exempt | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 81051728 | XXX |  |  | 1) Lender to provide documentation from appraiser addressing occupancy type. The appraiser checked owner occupied, however, loan was approved under the investment program.<br> COMMENTS: Updated apprasial provided showing tenant occupied. <br>2) Calculated LTV of XXX% exceeds 65.00% program maximum for no ratio cash out refinance.<br> COMMENTS: 9/19/2022: Client clarification received. Cleared. |  |  | Compensating Factors: 1. Credit score of XXX, XXX points above prgram minimum of 680, per guidelines. | 9/16/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 35085415 | XXX |  |  | 1) UPDATED 10.10.2022 - Received a bank stmt from personal account, condition was for XXX business account ending #XXX, condition remains. //UPDATED Received a bank stmt from personal account, condition was for XXX business account ending #XXX, condition remains. Please be sure to attach the document to the specific condition so we know what items you are submitting to clear a condition. //Missing the following updated bank statements for asset verification:XXX Business Bank, account ending XXX. Bank statements provided have expired as of XXX loan closed XXX<br> COMMENTS: 10/18/2022 Updated received updated bank statement however, it is dated 4 days after the loan closed. Based on borrowers assets from proceeds of sale of previous Refi cashout and subject reserves, it does suffice to say that the borrower has more than enough for reserves. (Bank account was listed on 1003 and did not use after all) <br>2) Missing evidence that borrower was contacted and is aware of this loan transaction, due to fraud alert noted on credit report.<br> COMMENTS: Processor cert. provided to support the lender verified the borrower identity prior to extending credit. <br>3) Missing supporting documentation that item #8 on title has been paid and closed in the amount of $XXX recorded XXX. Subject to additional documentation.<br> COMMENTS: Final title provided, condition cleared. |  |  | Compensating Factors: 1) FICO XXX, XXX points > 640 minimum guideline requriment 2) DSCR XXX > 1.1 maximum guideline requirement 3) Borrower paying off first and second private mortgages | 10/3/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 84153294 | XXX |  |  |  |  |  | Compensating Factors: XXX credit score Only XXX% credit rev usage Current and multple prior mortgage accounts 0x30 since 2010 | 9/8/2022 | Investment Property | CA | XXX | Purchase | Not covered / exempt | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 15545864 | XXX |  |  | 1) Missing documentation showing renewal of the leasehold and the number of years extended. The lease was originated on XXX for a term of 99 years with an expiration date of XXX. Per Fannie Mae guidelines, the leasehold cannot expire before five years after the maturity date of this mortgage. The maturity date is XXX which means the leasehold cannot expire before XXX.<br> COMMENTS: Received original lease and documentation to support lease renewal.<br>2) UPDATED 10.10.2022, received the same VOM, no new documentation was provided to clear this condition. //UPDATED// Received VOM stating borrower sold the property listed as his primary residence in XXX.. Where does the borrower reside now and does he have a current mortgage there? Additionally need an updated 1003 with the current residence information.//Missing 12 months mortgage rating on borrower's primary residence.<br> COMMENTS: Received rent free letter, borrower living with son since sale of residence in April. <br>3) Missing final 1003 with a complete Schedule of Real Estate. Loan is subject to re-evaluation, including requirements for an experienced investor and reserves<br> COMMENTS: All REO personally owned by borrower has been listed on the 1003, condition cleared. <br>4) Guidelines require PPP, no evidence in file provided to support the PPP being bought out.<br> COMMENTS: Final TIL shows no PPP. |  | 1) 11/1/2022: Exception approval received for lenders right to receive 30 day notice of default. ///// Missing documentation showing the leasehold provides lenders with the right to receive a minimum of 30 days notice of any default by the borrowerCompensating factors:1. Good LTV of XXX% which is below the 75% program maximum.2. High DSCR ratio of XXX which exceeds the 1.00 required <br> COMMENTS: 11/1/2022: Client exception approval received with compensating factors. | Compensating Factors: 1. Good LTV of XXX% which is below the 75% program maximum. 2. High DSCR ratio of XXX which exceeds the 1.00 required | 10/6/2022 | Investment Property | MD | XXX | Refinance - rate and term | Not covered / exempt | EG3 | EG2 | EG3 | EG2 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 23153795 | XXX |  |  |  |  |  | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 680 2. XXX% LTV; XXX% below 75% program maximum 3. DSC ratio of XXX; XXX greater than 1.00 program minimum | 9/15/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 20577208 | XXX |  |  | 1) The mortgage is missing the legal description attached as Exhibit A.<br> COMMENTS: Received missing doc |  |  | COMPENSATING FACTORS: 1. HIGH CREDIT SCORE OF XXX WHICH EXCEEDS THE 680 MINIMUM SCORE. 2. LARGE PITI RESERVES OF XXX MONTHS | 9/8/2022 | Investment Property | CA | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 81093144 | XXX |  |  | 1) UPDATED 9/23/2022 - latest upload was 9/15, only page 4 of the 1003, no new and complete 1003 uploaded at this time. 9/16/22 Received page 4 of the 1003, but missing a complete copy of the final 1003 reflecting the borrower does not intend to occupy the property as a primary residence. //The final 1003 reflects the borrower intends to occupy the subject property as a primary residence; subject loan is a DSCR.<br> COMMENTS: Updated final 1003 shwoing the subject as an investment has been provided. |  |  | Compensating Factors: 1. Credit score of XXX, XXX points above minimum required score of 640 per guidelines. 2. Borrower is an experienced investor. 3. XXX months reserves; XXX months greater than the minimum reserves requirement of 3 months. | 9/12/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 63658731 | XXX |  |  | 1) Missing 2055 evidence of re-inspection following an adverse event. Need evidence reflecting subject property is free from damage and is in the same condition as previously appraised. Appraiser to comment that there are no environmental or health hazards.<br> COMMENTS: UPDATED 11/28/22: Received CDAIR reflecting no damage - Cleared. |  |  | Compensating Factors 1. XXX months reserves, XXX months higher than 3 required per matrix. 2. XXX credit score, XXX points higher than 640 minimum required. | 10/3/2022 | Investment Property | FL | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 70542637 | XXX |  |  | 1) Missing master condo policy reflecting the mortgagee, insured and property address with unit number.<br> COMMENTS: Guidelines do not require the unit be specifically listed or the lender name specifically listed.<br>2) Missing additional asset statement for XXX XXX. Two months consecutive complete statements are required, but the file only contains asset verification from XXX - XXX.<br> COMMENTS: 9/23/22 Seller is correct. For DSCR program only 30 days required.<br>3) Missing 2055 evidence of re-inspection following an adverse event. Need evidence reflecting subject property is free from damage and is in the same condition as previously appraised. Appraiser to comment that there are no environmental or health hazards.<br> COMMENTS: Received reinspection showing no damage. |  |  | Compensating Factors: 1) FICO XXX, XXX points > 620 minimum guidelines for DSCR 2) LTV/CLTV XXX% XXX% < 80% maximum guideline requirment for DSCR - Condo | 9/20/2022 | Investment Property | FL | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 60844110 | XXX |  |  | 1) The mortgage is missing the legal description attached as Exhibit A.<br> COMMENTS: Exhibit A legal description has been provided. |  |  | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 680 2. XXX months reserves; XXX months greater than 3 month program minimum | 10/4/2022 | Investment Property | MO | XXX | Refinance - rate and term | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 74789274 | XXX |  |  |  |  |  | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 640 2. XXX months reserves; XXX months greater than 3 month program minimum 3. DSC ratio of XXX; XXX greater than 0.75 program minimum | 9/7/2022 | Investment Property | CA | XXX | Purchase | Not covered / exempt | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 43571343 | XXX |  |  | 1) Missing 2055 evidence of re-inspection following an adverse event. Need evidence reflecting subject property is free from damage and is in the same condition as previously appraised. Appraiser to comment that there are no environmental or health hazards.<br> COMMENTS: PDI prrovided, no hurricane damage noted. |  |  | COMPENSATING FACTORS: 1. GOOD CREDIT SCORE OF XXX WHICH IS ABOVE THE 640 SCORE REQUIRED. 2. GOOD PITI RESERVES OF XXX MONTHS WHICH IS NOT REQUIRED | 9/21/2022 | Investment Property | FL | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 44781727 | XXX |  |  | 1) Missing documentation verifying that the XXX... property is free and clear to confirm that a mortgage rating is not required.<br> COMMENTS: Received property profile |  |  | Compensating Factors: • Low LTV of XXX% which is below the 80% program maximum. • Strong credit score of XXX which is above the program minimum of 720. • Large PITI reserves of XXX months which is above the program requirements of 10 months. | 9/23/2022 | Investment Property | GA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 88248845 | XXX |  |  | 1) Missing 2055 evidence of re-inspection following an adverse event. Need evidence reflecting subject property is free from damage and is in the same condition as previously appraised. Appraiser to comment that there are no environmental or health hazards.<br> COMMENTS: Broward was not impacted by the hurricane. |  |  | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 720 2. XXX% LTV; XXX% below 80% program maximum 3. DSC ratio of XXX; XXX greater than 1.00 program minimum | 9/22/2022 | Investment Property | FL | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 10302225 | XXX |  |  |  |  |  | Compensating Factors XXX credit score, 680 minimum per guidelines. No reserves required versus XXX months verified. | 9/27/2022 | Investment Property | MD | XXX | Purchase | Not covered / exempt | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 93595853 | XXX |  |  | 1) Missing documentation verifying both borrowers have valid Visas or Employment Authorization Documents. Borrowers are non-permanent residents and the Employment Authorization Cards and the I797C forms have expired.<br> COMMENTS: Sufficient documentation provided, both borrower have valid authorization. |  |  | Compensating Factors: 1. Good credit score of XXX which is above the 640 minimum required score 2. XXX months reserves | 10/4/2022 | Investment Property | MA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 52277353 | XXX |  |  | 1) Missing additional asset statement for XXX account ending XXX. Two months consecutive complete statements are required.<br> COMMENTS: 9/20/2022: client clarification received. Cleared. |  |  | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 740 2. XXX months reserves; XXX months greater than 3 month program minimum | 9/15/2022 | Investment Property | NV | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 24140538 | XXX |  |  |  |  |  | Compensating Factors: 1. XXX credit score; XXX point above program minimum credit score of 721 2. XXX% LTV; XXX% below 80% program maximum 3. XXX months reserves; XXX months greater than 12 month program minimum (2 mo ea additn'l prop max 12) 4. DSC ratio of XXX; XXX greater than 1.00 program minimum | 10/4/2022 | Investment Property | NV | XXX | Purchase | Not covered / exempt | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 90059685 | XXX |  |  | 1) Missing appraisal transfer letter from XXX (XXX) to XXX. The transfer letter provided is from XXX to XXX (same street address but different suite number).<br> COMMENTS:XXX is part of XXX. <br>2) PDI required to verify no damage caused by hurricane Ian, should be interior and exterior.<br> COMMENTS: UPDATED 11/28/22: Received PDI - Cleared. |  |  | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 620 2. XXX% LTV; XXX% below 65% program maximum 3. XXX months reserves; XXX months greater than 26 month program minimum 4. DSC ratio of XXX; XXX greater than 1.00 program minimum | 10/7/2022 | Investment Property | FL | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG3 | EG1 |
| 12/20/2022 | XXX | XXX | 67583434 | XXX |  |  | 1) Missing additional asset documentation as noted on 1003 for XXX of $XXX to evidence the borrower has sufficient funds to meet the minimum reserves requirement. Verified assets (without XXX) are $XXX (inclusive of EMD and gift funds) less total funds into the transaction of $XXX = $XXX net reserves. Total reserve requirement is XXX (3 subj plus 2 each financed property) and leaves the borrower short $XXX.<br> COMMENTS: Lender states reserves not required at 60% LTV. |  |  | Compensating Factors: 1) FICO XXX, XXX points > 640 minimumg guideline requirement 2) LTV/CLTV XXX%, XXX% <70% maximum guideline requirement | 10/4/2022 | Investment Property | CA | XXX | Purchase | Not covered / exempt | EG3 | EG1 | EG3 | EG1 | EG1 | EG1 | EG1 | EG1 |
| 12/20/2022 | XXX | XXX | 84446698 | XXX |  |  |  |  | 1) Subject is a 40 year fixed rate loan. Guidelines do not reflect this is an eligible product.<br> COMMENTS: Client waiver provided.<br> FICO XXX XXX points higher than minimum per guidelines<br> DSCR XXX | Compensating Factors: 1. XXX credit score; XXX points above program minimum credit score of 740 2. XXX months reserves; XXX months greater than 12 month program minimum for 6 financed properties 3. DSC ratio of XXX; XXX greater than 1.00 program minimum | 10/5/2022 | Investment Property | CA | XXX | Refinance - cash out | Not covered / exempt | EG3 | EG2 | EG3 | EG2 | EG1 | EG1 | EG1 | EG1 |

---

## Exhibit 99.7

TPR Firm: Edgemac Date Submitted: 12/20/2022 <br> Client Name: Loan Funding Structure LLC <br> <u>Client Project:</u>   <u>Loans in report:</u> <u>24</u>

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Report Date** | **Loan Number** | **Edgemac ID** | **Redacted Loan Number** | **Originator** | **Loan Amount** |
| 12/20/2022 | XXX | XXX | 61527022 | XXX | XXX A C |
| 12/20/2022 | XXX | XXX | 79039130 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 67828814 | XXX | XXX A |
| 12/20/2022 | XXX | XXX | 81051728 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 35085415 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 84153294 | XXX | XXX A |
| 12/20/2022 | XXX | XXX | 15545864 | XXX | XXX C A B |
| 12/20/2022 | XXX | XXX | 23153795 | XXX | XXX A |
| 12/20/2022 | XXX | XXX | 20577208 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 81093144 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 63658731 | XXX | XXX A C |
| 12/20/2022 | XXX | XXX | 70542637 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 60844110 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 74789274 | XXX | XXX A |
| 12/20/2022 | XXX | XXX | 43571343 | XXX | XXX A C |
| 12/20/2022 | XXX | XXX | 44781727 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 88248845 | XXX | XXX A C |
| 12/20/2022 | XXX | XXX | 10302225 | XXX | XXX A |
| 12/20/2022 | XXX | XXX | 93595853 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 52277353 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 24140538 | XXX | XXX A |
| 12/20/2022 | XXX | XXX | 90059685 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 67583434 | XXX | XXX C A |
| 12/20/2022 | XXX | XXX | 84446698 | XXX | XXX C A B |

---

## Exhibit 99.7

TPR Firm: Edgemac Date Submitted: 12/20/2022 <br> Client Name: Loan Funding Structure LLC <br> <u>Client Project:</u>   <u>Loans in report:</u> <u>24</u>

---

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| **Report Date** | **Loan Number** | **Edgemac ID** | **Redacted Loan Number** | **Most Recent Pay History Longest Available** | **Credit based Modification Flag** | **Type of Modification** | **Modification Term** | **Servicing Transfer Date** | **Borrower 3 Original Score** | **Borrower 4 Original Score** | **Borrower 3 Original Score Date** | **Borrower 4 Original Score Date** | **Borrower 3 Updated Score** | **Borrower 4 Updated Score** | **Borrower 3 Updated Score Date** | **Borrower 4 Updated Score Date** | **FN Alternative Credit Documentation** | **Borrower Residency Status** | **Co-Borrower Residency Status** | **UW Guideline Author** | **UW Guideline Date** | **UW Guideline Program** | **Originator Credit Grade if appl** | **Correspondent Name** | **Qualifying Credit Score** | **Qualifying Home Value for LTV** | **HOA Flag** | **HOA Monthly Premium Amount** | **Borrower Employment Status** | **Co Borrower Employment Status** | **No of Months Statement** | **Type of Statements** | **Assets / Income Doc Source - Bank Statements** | **Income Doc Source - Income Doc** | **Income Doc Source - Tax Returns** | **Asset Verification (d)** | **Borrower 1 Doc Type** | **Borrower 2 Doc Type** | **Borrower 3 Doc Type** | **Borrower 4 Doc Type** | **Investor DTI Prop DTI** | **Actual In Place Rent** | **Third Party Market Rent** | **Rent Loss Insurance m** | **Executed NOO Docs In File** | **# Units** | **Lease In Place Flag** | **Borrower 1 Type** | **Borrower 2 Type** | **No Mtg Prop With Lender** | **No of Properties** | **Year Built** | **Total Sq Ft** | **Property Condition** | **# Beds** | **# Baths** | **Section 8** | **Acquisition Cost** | **Renovation Cost** | **UW Gross Potential Rent** | **UW Economic Vacancy** | **UW Effective Gross Income** | **UW RE Taxes** | **UW Ins Costs** | **UW Prop Mgmt Fee** | **UW Turnover Costs** | **UW Repairs and Maintenance** | **UW Marketing and Leasing Costs** | **UW Utilities** | **UW Other Costs** | **UW HOA Fees** | **UW Cap Ex Reserve** | **Lease End Date** | **Borrower 1 Name - By Income** | **Borrower 2 Name - By Income** | **Borrower First Name - Per Application** | **Borrower Last Name - Per Application** | **Co Borrower First Name - Per Application** | **Co Borrower Last Name - Per Application** | **Guarantor 1 Name** | **Guarantor 1 Experian Score** | **Guarantor 1 Transunion Score** | **Guarantor 1 Most Recent Tri Merge Score** | **Guarantor 1 Most Recent Tri Merge Score Date** | **Guarantor 1 Total Income** | **Guarantor 1 Total Debt** | **Guarantor 2 Name** | **Guarantor 2 Equifax Score** | **Guarantor 2 Experian Score** | **Guarantor 2 Transunion Score** | **Guarantor 2 Most Recent Tri Merge Score** | **Guarantor 2 Most Recent Tri Merge Score Date** | **Guarantor 2 Total Income** | **Guarantor 2 Total Debt** | **ACH Payments** | **Tape Cut Off Date** | **Annual Property Tax** | **Annual Insurance Costs** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Months Modification** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Life Event LOE** | **Life Event Documented** | **Prior Occupancy Type** | **Number of Prior Credit Events** | **Loan Application Date** | **Regulatory Loan Purpose** | **APR** | **Points Fees** | **QM Designation** | **ATR Status** | **Rate Lock Date** | **Residual Income Originator** | **QM Agency UW Test** | **Executed ATR Docs In File** | **QM ATR Exempt Reason** | **LP Grade** | **DU Grade** | **AUS Engine** | **Collateral Underwriter CU risk score** | **Property Inspection Wavier PIW** | **DSCR** | **PITIA** | **Income Used in DSCR** | **Qualifying Rate** | **Maturity Date** | **P I Payment** | **QM DTI** | **ATR DTI** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD-1 Page 1 (Credits) Total** | **BALLOON FLAG** | **FIRST RATE ADJUSTMENT DATE** | **FIRST PAYMENT ADJUSTMENT DATE** | **PAYMENT ADJUSTMENT FREQUENCY** | **BORROWER 1 FIRST TIME HOME BUYER** | **BORROWER 2 FIRST TIME HOME BUYER** | **MOST RECENT BANKRUPTCY FILING DATE** | **MOST RECENT BANKRUPTCY TYPE** | **MOST RECENT BANKRUPTCY DISCHARGE DATE** | **MOST RECENT FORECLOSURE DATE** | **MOST RECENT SHORT SALE DATE** | **MOST RECENT DEED IN LIEU DATE** | **LEASEHOLD INDICATOR** | **QUALIFYING PAYMENT** | **TOTAL ASSETS** | **WARRANTABLE CONDO** | **MONTHS LIQUID RESERVES** | **Subject Property Address** | **Guarantor Flag** | **Borrower Income Verification** | **Co Borrower Income Verification** | **VSH Seller Indicator** | **VSH Seller Guide Method** | **VSH Validated** | **Subordinate Lien Type** | **QM Total Points and Fees** | **HOEPA Fees** | **TILA Fees** | **Cross collateralized Loan Flag** | **Borrower Country Name If Foreign National** | **Co Borrower Country Name If Foreign National** | **HOA Name** | **HOA Address State** | **Assumable Mortgage Flag** | **Buydown Flag** |
| 12/20/2022 | XXX | XXX | 61527022 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  |  | DSCR |  |  |  |  | XXX | 4800 |  |  | 3 | Y |  |  | 0 | 4 | 1920 | 2814 | C3 - Well maintained/normal wear and tear | 9 | 4 | N | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 0 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 79039130 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | Non Perm Resident Alien with valid Visa |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | Y | XXX |  |  |  |  | XXX | XXX |  |  | DSCR | DSCR |  |  |  | XXX | 1400 |  |  | 1 | Y |  |  | 0 | 1 | 1965 | 1106 | C3 - Well maintained/normal wear and tear | 3 | 1.1 | N | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 1.7 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 0 | XXX | Yes |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 67828814 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | No Ratio | XXX | XXX | XXX | Y | XXX |  |  |  |  | XXX | XXX | 2207073409_Borrower Consent to the Use of Tax Return Information.pdf |  | No Ratio | No Ratio |  |  |  | XXX | 3000 |  |  | 1 | Y |  |  | 0 | 0 | 2006 | 3779 | C3 - Well maintained/normal wear and tear | 5 | 4 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 1.5 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 0 | XXX | Yes |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 81051728 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/1/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  | 60 | DSCR |  |  |  |  | XXX | 7100 |  |  | 1 | Y |  |  | 0 | 0 | 1949 | 1417 | C3 - Well maintained/normal wear and tear | 3 | 2 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 4.7 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 0 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 35085415 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  | 60 | DSCR |  |  |  |  | XXX | 6500 |  |  | 3 | Y |  |  | 0 | 9 | 1965 | 2076 | C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate | 6 | 4 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt | DSCR/Not Applicable |  | XXX | N |  | Investor Property N |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 496 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 84153294 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  | 60 | DSCR |  |  |  |  | XXX | 6200 |  |  | 1 | Y |  |  | 0 | 1 | 1950 | 1155 | C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate | 3 | 1 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 1 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 3 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 15545864 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  |  | DSCR | DSCR |  |  |  | XXX | 3000 |  |  | 1 | Y |  |  | 0 | 0 | 1920 | 1384 | C2 - Relatively new or recently renovated property/Well Maint/No Deferred Maint | 3 | 2.1 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 3.7 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | Yes | XXX | XXX |  | 0 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 23153795 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen | US Citizen |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  |  | DSCR | DSCR |  |  |  | XXX | 2600 |  |  | 1 | Y |  |  | 0 | 0 | 1923 | 625 | C3 - Well maintained/normal wear and tear | 1 | 1 | N | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 1 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  | No | XXX | XXX |  | 0 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No |  |
| 12/20/2022 | XXX | XXX | 20577208 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  | 60 | DSCR | DSCR |  |  |  | XXX | 2800 |  |  | 3 | Y |  |  | 0 | 2 | 1952 | 1801 | C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate | 4 | 3 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1810.538% | 1810.538% |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 171 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 81093144 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX | 2208073968_Borrower Consent to the Use of Tax Return Information.pdf |  | No Ratio |  |  |  |  | XXX | 4200 |  |  | 3 | Y |  |  | 0 | 0 | 1959 | 1934 | C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate | 4 | 3 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 0 | XXX | Yes |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 63658731 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | No Ratio | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX | 2208074076_Borrower Consent to the Use of Tax Return Information.pdf |  | No Ratio |  |  |  |  | XXX | 2525 |  |  | 1 | Y |  |  | 0 | 1 | 1963 | 1311 | C3 - Well maintained/normal wear and tear | 3 | 2 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt | DSCR/Not Applicable |  | XXX | N |  | Investor Property N |  |  |  | 2.3 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 0 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 70542637 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | Perm Resident Alien with valid Green Card |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | Y | XXX |  |  |  |  | XXX | XXX |  | 30 | DSCR |  |  |  |  | XXX | 2000 |  |  | 1 | Y |  |  | 0 | 1 | 1987 | 1239 | C3 - Well maintained/normal wear and tear | 2 | 2 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt | DSCR/Not Applicable |  | XXX | N |  | Investor Property N |  |  |  | 1 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX | Warrantable Condo | 12 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 60844110 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  | 60 | DSCR | DSCR |  |  |  | XXX | 1300 |  |  | 1 | Y |  |  | 0 | 1 | 1915 | 1652 | C3 - Well maintained/normal wear and tear | 3 | 2 | N | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 3.1 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 12 | XXX | Yes |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 74789274 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | Borrower is a US Citizen |  |  | 1/10/2022 | XXX | No Ratio | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX | 2208074202_Borrower Consent to the Use of Tax Return Information.pdf | 60 | No Ratio |  |  |  |  | XXX | 2250 |  |  | 1 | Y |  |  | 0 | 1 | 1964 | 1423 | C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate | 4 | 2 | N | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 1 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 16 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 43571343 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/1/2022 | XXX | DSCR | XXX | XXX | XXX | Y | XXX |  |  |  |  | XXX | XXX |  | 90 | DSCR |  |  |  |  | XXX | 1750 |  |  | 1 | Y |  |  | 0 | 0 | 1986 | 1050 | C3 - Well maintained/normal wear and tear | 3 | 2 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 2.4 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 16 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 44781727 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | Y | XXX |  |  |  |  | XXX | XXX |  | 60 | DSCR | DSCR |  |  |  | XXX | 2100 |  |  | 1 | Y |  |  | 0 | 5 | 2014 | 1914 | C3 - Well maintained/normal wear and tear | 3 | 2.1 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose | 0.000% |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 1 |  | XXX | XXX | XXX | XXX | XXX | XXX | 9988.534% | 9988.534% |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 1 | XXX | Yes |  |  |  |  |  |  |  | $0.00 | $0.00 |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 88248845 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  | 30 | DSCR |  |  |  |  | XXX | 4400 |  |  | 1 | Y |  |  | 0 | 2 | 1955 | 1415 | C3 - Well maintained/normal wear and tear | 4 | 2 | N | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 3.9 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 46 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 10302225 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | Perm Resident Alien with valid Green Card |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | Y | XXX |  |  |  |  | XXX | XXX |  | 30 | DSCR |  |  |  |  | XXX | 2000 |  |  | 1 | Y |  |  | 0 | 5 | 1999 | 1063 | C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate | 2 | 1 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 2.9 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 11 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 93595853 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | Non Perm Resident Alien without documentation | Non Perm Resident Alien without documentation |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  |  | DSCR | DSCR | DSCR |  |  | XXX | 3200 |  |  | 2 | Y |  |  | 0 | 1 | 1974 | 23632 | C3 - Well maintained/normal wear and tear | 3 | 2 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  | No | XXX | XXX |  | 0 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 52277353 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen | US Citizen |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  | 30 | DSCR | DSCR |  |  |  | XXX | 3000 |  |  | 4 | Y |  |  | 0 | 1 | 1984 | 3096 | C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate | 8 | 4 | N | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  | No | XXX | XXX |  | 11 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 24140538 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  | 60 | DSCR |  |  |  |  | XXX | 1900 |  |  | 1 | Y |  |  | 0 | 4 | 2003 | 1757 | C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate | 3 | 2 | N | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 5 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 30 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 90059685 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen |  |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  | 120 | DSCR | DSCR |  |  |  | XXX | 1750 |  |  | 1 | Y |  |  | 0 | 1 | 1960 | 1214 | C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate | 2 | 1 | N | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  | 2.4 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  |  | No | XXX | XXX |  | 32 | XXX | Yes |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 67583434 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen | US Citizen |  | 1/10/2022 | XXX | No Ratio | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  | 30 | No Ratio | No Ratio |  |  |  | XXX | 3095 |  |  | 1 | Y |  |  | 0 | 2 | 1979 | 1883 | C3 - Well maintained/normal wear and tear | 4 | 2.1 | Y | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt | DSCR/Not Applicable |  | XXX | N |  | Investor Property N |  |  |  | 1 |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  | No | XXX | XXX |  | 3 | XXX | No |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |
| 12/20/2022 | XXX | XXX | 84446698 | X |  |  |  |  |  |  |  |  |  |  |  |  |  | US Citizen | US Citizen |  | 1/10/2022 | XXX | DSCR | XXX | XXX | XXX | N | XXX |  |  |  |  | XXX | XXX |  |  | DSCR | DSCR | DSCR |  |  | XXX | 8500 |  |  | 2 | Y |  |  | 0 | 5 | 1940 | 2209 | C3 - Well maintained/normal wear and tear | 4 | 4 | N | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX | XXX |  |  |  |  |  | 0 | 0 | 0 |  |  |  | 0 | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  | No |  |  |  | Borrower has prior home ownership experience within the past 3 years | Borrower has prior home ownership experience within the past 3 years |  |  |  |  |  |  | No | XXX | XXX |  | 0 | XXX | Yes |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | No | No |

---

## Exhibit 99.7

TPR Firm: Edgemac Date Submitted: 12/20/2022 <br> Client Name: Loan Funding Structure LLC <br> <u>Client Project:</u>   <u>Loans in report:</u> <u>24</u>

---

| | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Report Date** | **Loan Number** | **Edgemac ID** | **Redacted Loan Number** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Borrower Employment Status** | **Co Borrower Employment Status** | **Loan Application Date** | **Regulatory Loan Purpose** | **APR** | **Points Fees** | **QM Designation** | **ATR Status** | **Rate Lock Date** | **Residual Income Originator** | **QM Agency UW Test** | **Executed ATR Docs In File** | **QM ATR Exempt Reason** | **VSH Seller Indicator** | **VSH Seller Guide Method** | **VSH Validated** |
| 12/20/2022 | XXX | XXX | 61527022 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 79039130 | Non Perm Resident Alien with valid Visa |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 67828814 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 81051728 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 35085415 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt | DSCR/Not Applicable |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 84153294 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 15545864 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 23153795 | US Citizen | US Citizen |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 20577208 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 81093144 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 63658731 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt | DSCR/Not Applicable |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 70542637 | Perm Resident Alien with valid Green Card |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt | DSCR/Not Applicable |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 60844110 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 74789274 | Borrower is a US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 43571343 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 44781727 | US Citizen |  |  |  | XXX | Business Purpose | 0.000% |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 88248845 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 10302225 | Perm Resident Alien with valid Green Card |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 93595853 | Non Perm Resident Alien without documentation | Non Perm Resident Alien without documentation |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 52277353 | US Citizen | US Citizen |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 24140538 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 90059685 | US Citizen |  |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 67583434 | US Citizen | US Citizen |  |  | XXX | Business Purpose |  |  | Not covered / exempt | DSCR/Not Applicable |  | XXX | N |  | Investor Property N |  |  |  |
| 12/20/2022 | XXX | XXX | 84446698 | US Citizen | US Citizen |  |  | XXX | Business Purpose |  |  | Not covered / exempt |  |  | XXX | N |  | Investor Property N |  |  |  |

---

## Exhibit 99.7

TPR Firm: Edgemac Date Submitted: 12/20/2022 <br> Client Name: Loan Funding Structure LLC <br> <u>Client Project:</u>   <u>Loans in report:</u> <u>24</u>

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Report Date** | **Loan Number** | **Edgemac ID** | **Redacted Loan Number** | **Originator** | **Field** | **Final Tape Data** | **Reviewer Data** | **Comment** |
| 12/20/2022 | XXX | XXX | 67828814 | XXX | Original P&I | XXX | XXX | Discrepancy |
| 12/20/2022 | XXX | XXX | 67828814 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 81051728 | XXX | Original P&I | XXX | XXX | Discrepancy |
| 12/20/2022 | XXX | XXX | 81051728 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 35085415 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 84153294 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 23153795 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 20577208 | XXX | QM Designation | DSCR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 81093144 | XXX | Property Type | 2-4 Units | 3 Family | Discrepancy |
| 12/20/2022 | XXX | XXX | 81093144 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 63658731 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 43571343 | XXX | Original P&I | XXX | XXX | Discrepancy |
| 12/20/2022 | XXX | XXX | 43571343 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 44781727 | XXX | Original P&I | XXX | XXX | Discrepancy |
| 12/20/2022 | XXX | XXX | 44781727 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 88248845 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 10302225 | XXX | Original P&I | XXX | XXX | Discrepancy |
| 12/20/2022 | XXX | XXX | 10302225 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 93595853 | XXX | Coborrower 1 First Name | XXX | XXX | Discrepancy |
| 12/20/2022 | XXX | XXX | 93595853 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 52277353 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 24140538 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 90059685 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 67583434 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepancy |
| 12/20/2022 | XXX | XXX | 84446698 | XXX | QM Designation | General ATR | Not covered / exempt | Discrepency |

---

## Exhibit 99.7

TPR Firm: Edgemac Date Submitted: 12/20/2022 <br> Client Name: LoanStream Mortgage Report: Valuation Summary Report <br> <u>Client Project:</u>   <u>Loans in report:</u> <u>24</u>

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Report Date** | **Loan Number** | **Edgemac ID** | **Redacted Loan Number** | **Originator** | **Origination Date** | **Original Loan Amount** | **Sales Price** | **Original Appraised Property Value** | **Original Property Valuation Date** | **Original Appraisal Form** | **Property Value Used for Loan to Value1** | **Second Appraisal/ Valuation Value** | **Second Appraisal/ Valuation Variance Amount** | **Second Appraisal/ Valuation Percent** | **Second Appraisal/ Valuation Date** | **Second Appraisal/ Valuation Type** | **Second Full Appraisal Property Value** | **Second Full Appraisal Date** | **Original Automated Valuation Model AVM Model Name** | **Original AVM Confidence Score** | **Desk Review Property Value** | **Variance Percent** | **Desk Review Risk Score** | **Desk Review Date** | **Form 2055 Appraisal Property Value** | **Form 2055 Appraisal Appraisal Date** | **Original Automated Valuation Model AVM Property Value** | **Original Automated Valuation Model AVM Appraisal Date** | **Broker s Price Opinion BPO Property Value** | **Broker s Price Opinion BPO Appraisal Date** | **Most Recent Property Value** | **Most Recent Property Valuation Type** | **Most Recent Property Valuation Date** | **Most Recent AVM Model Name** | **Most Recent AVM Confidence Score** | **Collateral Underwriter Risk Score** |
| 12/20/2022 | XXX | XXX | 61527022 | OCMBC Inc | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1025 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  |  |
| 12/20/2022 | XXX | XXX | 79039130 | OCMBC, INC. | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1073 | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX | 3 | xx/xx/xx |  |  | 1.7 |
| 12/20/2022 | XXX | XXX | 67828814 | OCMBC, INC. | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1004 | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX | 3 | xx/xx/xx |  |  | 1.5 |
| 12/20/2022 | XXX | XXX | 81051728 | OCMBC, INC. | xx/xx/xx | $XXXX |  | ######### | xx/xx/xx | 1004 | ######### | ######### | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | ######### | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | ######### | 9 | xx/xx/xx |  |  | 4.7 |
| 12/20/2022 | XXX | XXX | 35085415 | OCMBC, Inc. | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1025 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  |  |
| 12/20/2022 | XXX | XXX | 84153294 | OCMBC, INC. | xx/xx/xx | $XXXX | $XXXX | $XXXX | xx/xx/xx | 1004 | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX | 3 | xx/xx/xx |  |  | 1 |
| 12/20/2022 | XXX | XXX | 15545864 | OCMBC Inc | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1004 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  | 3.7 |
| 12/20/2022 | XXX | XXX | 23153795 | OCMBC, INC. | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1004 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  | 1 |
| 12/20/2022 | XXX | XXX | 20577208 | OCMBC, INC. | xx/xx/xx | $XXXX | $XXXX | $XXXX | xx/xx/xx | 1025 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | Desk Review |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  |  |
| 12/20/2022 | XXX | XXX | 81093144 | OCMBC, INC. | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1025 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | Desk Review |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 3 | xx/xx/xx |  |  |  |
| 12/20/2022 | XXX | XXX | 63658731 | OCMBC, Inc. | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1004 | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX | 3 | xx/xx/xx |  |  | 2.3 |
| 12/20/2022 | XXX | XXX | 70542637 | OCMBC, INC. | xx/xx/xx | $XXXX | $XXXX | $XXXX | xx/xx/xx | 1073 | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX | 3 | xx/xx/xx |  |  | 1 |
| 12/20/2022 | XXX | XXX | 60844110 | OCMBC Inc | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1004 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  | 3.1 |
| 12/20/2022 | XXX | XXX | 74789274 | OCMBC, INC. | xx/xx/xx | $XXXX | $XXXX | $XXXX | xx/xx/xx | 1004 | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX | 3 | xx/xx/xx |  |  | 1 |
| 12/20/2022 | XXX | XXX | 43571343 | OCMBC, INC. | xx/xx/xx | $XXXX | $XXXX | $XXXX | xx/xx/xx | 1004 | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX | 3 | xx/xx/xx |  |  | 2.4 |
| 12/20/2022 | XXX | XXX | 44781727 | OCMBC Inc | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1004 | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX | 3 | xx/xx/xx |  |  | 1 |
| 12/20/2022 | XXX | XXX | 88248845 | OCMBC Inc | xx/xx/xx | $XXXX | $XXXX | $XXXX | xx/xx/xx | 1004 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  | 3.9 |
| 12/20/2022 | XXX | XXX | 10302225 | OCMBC Inc | xx/xx/xx | $XXXX | $XXXX | $XXXX | xx/xx/xx | 1004 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  | 2.9 |
| 12/20/2022 | XXX | XXX | 93595853 | OCMBC Inc | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1025 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  |  |
| 12/20/2022 | XXX | XXX | 52277353 | OCMBC, INC. | xx/xx/xx | $XXXX | $XXXX | $XXXX | xx/xx/xx | 1025 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  |  |
| 12/20/2022 | XXX | XXX | 24140538 | OCMBC Inc | xx/xx/xx | $XXXX | $XXXX | $XXXX | xx/xx/xx | 1004 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  | 5 |
| 12/20/2022 | XXX | XXX | 90059685 | OCMBC Inc | xx/xx/xx | $XXXX |  | $XXXX | xx/xx/xx | 1004 | $XXXX | $XXXX | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | $XXXX | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | $XXXX | 9 | xx/xx/xx |  |  | 2.4 |
| 12/20/2022 | XXX | XXX | 67583434 | OCMBC Inc | xx/xx/xx | $XXXX | $XXXX | $XXXX | xx/xx/xx | 1004 | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  |  |  |  | $XXXX | 3 | xx/xx/xx |  |  | 1 |
| 12/20/2022 | XXX | XXX | 84446698 | OCMBC Inc | xx/xx/xx | ######### |  | ######### | xx/xx/xx | 1025 | ######### | ######### | $0.00 | 0% | xx/xx/xx | ARR |  |  |  |  | ######### | 0.00% | Reasonable | xx/xx/xx |  |  |  |  |  |  | ######### | 9 | xx/xx/xx |  |  |  |

---

## Exhibit 99.8

**

**Exhibit 99.8**

 **

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![](st-image_001.jpg)<br>| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mortgage Loan Sale Executive Summary Report<br>![](n3410_x1-img009.jpg) |

---

0 \| P a g e<br>

**TABLE OF CONTENTS**

 ****

 ****

---

| | |
|:---|:---|
| &nbsp;&nbsp;Infinity Biography | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Description of the due diligence performed | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Summary of findings and conclusions of review | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Tape Integrity Review Results Summary | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Additional Loan Population Summary | &nbsp;&nbsp;15 |

---

1 \| P a g e<br>

**INFINITY BIOGRAPHY**

Infinity IPS, Inc. is a privately held firm offering trusted financial products and services to capital markets participants. Founded in 2003, by a group of experienced mortgage due diligence executives, Infinity was started with a simple mission: To provide an independent, innovative, reliable and transparent work product, backed by an unsurpassed level of customer service. As a third-party reviewer, our independence, integrity, depth of expertise, and approach to due diligence and credit risk management provides clients the highest degree of hands-on oversight and participation when buying or selling pools, securitizing loans, or managing loans and securitizations over time.

Our rigorous, high touch approach to due diligence reviews provides all data necessary in the provision of an asset due diligence, risk retention, loss mitigation and forensic analysis services for all classes or mortgage products, consumer lending products, and more. Our mission is to provide an independent, innovative, reliable and transparent work product, backed by an unsurpassed level of customer service.

As a rating agency reviewed third-party due diligence provider, Infinity prides itself on meeting the standards of S&P, Fitch, Kroll, Moody's and DBRS Morningstar. Infinity is a privately-owned business and is headquartered in Rockville, MD with an underwriting facility in Tampa, FL.

2 \| P a g e<br>

**Description of the due diligence performed**

**(1) Type of assets that were reviewed.**

Infinity IPS, Inc. ("Infinity") performed due diligence services as described below (the "Review"). All of these mortgage loans, which were originated by multiple parties, were purchased by Loan Funding Structure LLC ("Client") and were reviewed by Infinity on behalf of the Client. The mortgage loans were reviewed via files imaged and provided by the Client.

The Review population is comprised of sixty-one (61) mortgage loans that were originally reviewed from December 2021 to May 2022.

**(2) Sample size of the assets reviewed.**

The mortgage loan review was broken down into the following review scopes:

▪ "Compliance Review": 18 Mortgage Loans

▪ "Credit Review": 61 Mortgage Loans

▪ "Property Review" 61 Mortgage Loans

▪ "Data Integrity" 61 Mortgage Loans

**(3) Determination of the sample size and computation.**

Infinity is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by Infinity.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

For sixty-one (61) mortgage loans, Infinity compared data fields on the data tape provided by Client to the data found in the actual file as captured by Infinity. This comparison, when data was available, included the following data fields:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Last Name | &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;Negative Amortization Flag | &nbsp;&nbsp;Sale Price |
| &nbsp;&nbsp;First Name | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;IO Term | &nbsp;&nbsp;LTV |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Original Rate | &nbsp;&nbsp;PP Terms | &nbsp;&nbsp;CLTV |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;PP Months | &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Address | &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;Next Rate Change Date | &nbsp;&nbsp;Current P&I |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Margin | &nbsp;&nbsp;First Payment Change Date | &nbsp;&nbsp;Rate Index |
| &nbsp;&nbsp;State | &nbsp;&nbsp;1st Rate Change Date | &nbsp;&nbsp;Next Payment Change Date | &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;Prepay Months | &nbsp;&nbsp;Reset Frequency | &nbsp;&nbsp;Deferred Balance |
| &nbsp;&nbsp;Documentation Type | &nbsp;&nbsp;Next Due Date | &nbsp;&nbsp;Rounding Code | &nbsp;&nbsp;Balloon Fag |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Property Units | &nbsp;&nbsp;Lookback Period | &nbsp;&nbsp;Borrower SSN |
| &nbsp;&nbsp;Credit Score | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Initial Roll Cap | &nbsp;&nbsp;Co-Borrower SSN |
| &nbsp;&nbsp;DTI | &nbsp;&nbsp;Mod Flag | &nbsp;&nbsp;Periodic Rate Cap |  |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Mod Date | &nbsp;&nbsp;Life Rate Cap |  |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Current Rate | &nbsp;&nbsp;Life Rate Floor |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Infinity conducted a credit review for sixty-one (61) mortgage loans. At that time, Infinity reviewed the asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to Infinity and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

3 \| P a g e<br>

There were 2 sets of guidelines provided for the review. Each loan was reviewed to the specific guideline provided on the loan approval. Please refer the Exhibit A.

**Credit Application:** For the Credit Application, Infinity verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history

**Credit Report:** Infinity's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, Infinity: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered date required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** Infinity determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** Infinity assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, Infinity completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by Infinity. During the course of this review, Infinity (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**Occupancy Review:** Infinity confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, Infinity confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the

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borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** Infinity reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Infinity conditioned the mortgage loan for the missing fraud report product.

If a report was present, Infinity reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, Infinity confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** Infinity's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** Infinity also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**Business Purpose/DSCR Scope:** Infinity conducted business purpose/property focused Investor review for forty-two (42) mortgage loans with DSCR calculation. There were no mortgage loans that were classified as No Ratio loans with no DSCR calculation.

Each loan, reviewed under this scope, was reviewed for adherence to the relevant credit policy as indicated by the Client. During the course of this review, Infinity (i) reviewed the provided Note, Mortgage/DOT, and Guaranty Agreement(s) to confirm execution, adherence to the credit policy, and agreement with other Loan Approval documentation, (ii) examined appraisal reports, BPO's, and appraisal reviews to determine if the property type was consistent with underwritten property type and usage (such as evidence of either owner or tenant occupancy) and compared this information against other relevant information contained within applicable sections of the loan file to evaluate consistency, accuracy, and adherence to the credit policy, (iii) reviewed environmental reporting, Flood Certification, and Evidence of Insurance to confirm accuracy and adherence to credit policy requirements, (iv) reviewed credit reporting, VOR/VOM, Background Check(s), and any applicable Letter(s) of Explanation to confirm accuracy, adherence to credit policy requirements, and consistency with the Final Loan Approval worksheet, (v) reviewed HUD-1's, Title Search, Purchase Agreements, existing leases/rent rolls, and verification of funds with loan terms, and underwritten approved terms and amounts/LTV/LTC as well as adherence to credit policy requirements, (vi) reviewed LOI/LOE(s) for presence of un-qualified statement of business and occupancy intent, confirmation that the LOI/LOE cited address is consistent with the subject property address, and that signatory(s) are consistent with the identified borrower(s)/guarantor(s), (vii) reviewed Final Form 1003/Loan application to ensure complete execution that the subject property listed is consistent with the subject property, and that the listed residence

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for the Individual(s) is an address other than the subject property, (viii) confirmed, if applicable, business license(s) and P&L's are present, valid, and adhere to credit policy requirements, (ix) confirmed, if applicable, second mortgage documents are present, valid, align with approved terms amounts, and adhere to credit policy requirements, (x) reviewed final loan approval worksheets for accuracy, completion, documentation of approval for any exceptions, and evaluating such items for agreement/consistency with all other documentation contained in the review file (xi) reviewed the Certification of Business Purpose and Certification of Non-Owner Occupancy and Indemnity for presence of completed fields and verifying that the handwritten Primary Residence address differs from the subject property address and is signed/dated as required (xii) verified presence of a complete Certification of Non-Owner Occupancy and Indemnity document for each individual borrower/co-borrower/guarantor identified within the subject note/guaranty agreement, including the presence of either individual certifications or one certificate containing all required signatures, (xiii) compared the Primary Residence address(es) listed for consistency between the Final Form 1003/Loan application(s) and the Certification(s) of Non-Owner Occupancy and Indemnity, (xv) documented any non-approved credit policy exceptions and/or inconsistencies and reporting and/or marking such items for further dialogue, (xvi) gathered the components of the DSCR from source documentation provided in the loan file during the course of the review. Where applicable, Infinity sums per the guidelines the principal and interest payment as well as the tax, insurance and HOA payment to arrive at a monthly property expense. This number is used as the denominator to the monthly lease or estimated lease income as per the guidelines.

**(6) Value of collateral securing the assets: review and methodology.**

Infinity conducted a review of the value of the underlying collateral at the time of its initial review for sixty-one (61) mortgage loans. For these sixty-one (61) mortgage loans, Infinity reviewed the mortgage loans to ensure the value of the collateral securing the assets met applicable underwriting guidelines.

Infinity's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. Infinity's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, Infinity's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Infinity's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative

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external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to Infinity or if it was not directly accessible that another valuation product that was directly accessible to Infinity was ordered in accordance with the Client's specific valuation waterfall process.

If more than one valuation was provided, Infinity confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, Infinity created an exception and worked with the client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Infinity's review resulted in a variance of more than 10% then the client was notified of such variance and a second independent valuation product was ordered.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Infinity completed a Compliance Review on eighteen (18) mortgage loans. Please be advised that Infinity did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Infinity are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Infinity is relying in reaching such findings.

Please be further advised that Infinity does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Infinity do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Infinity. Information contained in any Infinity report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Infinity to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Infinity are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Infinity does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Infinity.

Infinity reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

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vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Infinity reviewed the relevant documents in the mortgage loan file and, as necessary,
attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan
originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, Infinity's
review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements,
for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage
loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan
to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to
resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

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&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name
and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing
Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were
within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the
event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days
prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required
disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial
CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing,

the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

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&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by
the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

Infinity reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Infinity determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, Infinity notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, Infinity notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, Infinity reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Infinity reviews the mortgage loan to determine whether, based on available information in the file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, Infinity reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, Infinity then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, Infinity then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

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Infinity reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

Infinity reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Infinity does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Infinity's review is based on information contained in the mortgage loan file at the time it is provided to Infinity to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

Infinity noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time Infinity reviewed the mortgage loans and thus have not yet been recorded. Infinity verified that documents in

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the file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, Infinity will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

Infinity confirmed that the appraiser and the appraisal made by such appraiser both satisfied the pr industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, Infinity accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

Infinity reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

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**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSRO listed in Item 3 of the ABS Due Diligence 15E, Fitch Ratings, Inc. ("Fitch") and DBRS, Inc. ("DBRS").

**OVERALL RESULTS SUMMARY (61 Mortgage Loans)**

Infinity's review to NRSRO grading requirements covers sixty-one (61) mortgage loans. Within those mortgage loans, Infinity graded fifty-nine (59) mortgage loans as "A" and two (2) mortgage loans as "B".

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** |
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;18 | &nbsp;&nbsp;59 | &nbsp;&nbsp;61 | &nbsp;&nbsp;59 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** |
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;96.72% | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;96.72% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;3.28% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;3.28% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**DBRS Grade** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** |
| &nbsp;&nbsp;**DBRS Grade** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;18 | &nbsp;&nbsp;59 | &nbsp;&nbsp;61 | &nbsp;&nbsp;59 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**DBRS Grade** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** | &nbsp;&nbsp;**#** |
| &nbsp;&nbsp;**DBRS Grade** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;96.72% | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;96.72% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;3.28% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;3.28% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |

---

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**TAPE INTEGRITY REVIEW RESULTS SUMMARY (61 Mortgage Loans)**

Of the sixty-one (61) mortgage loans reviewed, 34 (55.74%) mortgage loans had tape discrepancies across eight (8) unique data fields.

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**# Variances** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% # Loans** |
| &nbsp;&nbsp;B1 Citizenship Status | &nbsp;&nbsp;4 | &nbsp;&nbsp;61 | &nbsp;&nbsp;6.56% |
| &nbsp;&nbsp;B1 Credit Score | &nbsp;&nbsp;2 | &nbsp;&nbsp;61 | &nbsp;&nbsp;3.28% |
| &nbsp;&nbsp;Borrower DTI Ratio Percent | &nbsp;&nbsp;2 | &nbsp;&nbsp;61 | &nbsp;&nbsp;3.28% |
| &nbsp;&nbsp;Income B1 U/W | &nbsp;&nbsp;6 | &nbsp;&nbsp;61 | &nbsp;&nbsp;9.84% |
| &nbsp;&nbsp;Original Appraisal Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;61 | &nbsp;&nbsp;3.28% |
| &nbsp;&nbsp;Original Balance (or Line Amount) | &nbsp;&nbsp;1 | &nbsp;&nbsp;61 | &nbsp;&nbsp;1.64% |
| &nbsp;&nbsp;Original Note Doc Date | &nbsp;&nbsp;25 | &nbsp;&nbsp;61 | &nbsp;&nbsp;40.98% |
| &nbsp;&nbsp;Purpose of Transaction per HUD-1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;61 | &nbsp;&nbsp;1.64% |

---

**ADDITIONAL LOAN POPULATION SUMMARY (61 Mortgage Loans)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;60 | &nbsp;&nbsp;98.36% | &nbsp;&nbsp;$20259010.00 | &nbsp;&nbsp;91.43% |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.64% | &nbsp;&nbsp;$1900000.00 | &nbsp;&nbsp;8.57% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**61** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$22159010.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Original Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;61 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$22159010.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**61** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$22159010.00** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Original Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi - Purpose/Unknown | &nbsp;&nbsp;19 | &nbsp;&nbsp;31.15% | &nbsp;&nbsp;$7071100.00 | &nbsp;&nbsp;31.91% |
| &nbsp;&nbsp;Limited Cash-Out (GSE Definition) | &nbsp;&nbsp;3 | &nbsp;&nbsp;4.92% | &nbsp;&nbsp;$1025500.00 | &nbsp;&nbsp;4.63% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;8 | &nbsp;&nbsp;13.11% | &nbsp;&nbsp;$4555750.00 | &nbsp;&nbsp;20.56% |
| &nbsp;&nbsp;Other than first time Home Purchase | &nbsp;&nbsp;28 | &nbsp;&nbsp;45.90% | &nbsp;&nbsp;$8976160.00 | &nbsp;&nbsp;40.51% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower initiated | &nbsp;&nbsp;3 | &nbsp;&nbsp;4.92% | &nbsp;&nbsp;$530500.00 | &nbsp;&nbsp;2.39% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**61** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$22159010.00** | &nbsp;&nbsp;**100.00%** |

---

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---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Amortization Term** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Original Balance** |
| &nbsp;&nbsp;300 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.64% | &nbsp;&nbsp;$1900000.00 | &nbsp;&nbsp;8.57% |
| &nbsp;&nbsp;360 Months | &nbsp;&nbsp;60 | &nbsp;&nbsp;98.36% | &nbsp;&nbsp;$20259010.00 | &nbsp;&nbsp;91.43% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**61** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$22159010.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Original Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;18 | &nbsp;&nbsp;29.51% | &nbsp;&nbsp;$9518650.00 | &nbsp;&nbsp;42.96% |
| &nbsp;&nbsp;Investor | &nbsp;&nbsp;43 | &nbsp;&nbsp;70.49% | &nbsp;&nbsp;$12640360.00 | &nbsp;&nbsp;57.04% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**61** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$22159010.00** | &nbsp;&nbsp;**100.00%** |

---

**Exhibit A**

---

| |
|:---|
| &nbsp;&nbsp;**Guidelines** |
| &nbsp;&nbsp;NQM Underwriting Guidelines, 2021 05 01.pdf |
| &nbsp;&nbsp;Sellers Guide, 2022 02 11.pdf |

---

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## Exhibit 99.8

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Scienna ID** | **Loan Number 1** | **Redacted ID** | **Loan Number 2** | **Borrower Last Name** | **Property State** | **Note Date** | **Loan Purpose** | **TPR QM ATR Status** | **Initial Overall Loan Grade** | **Final Overall Loan Grade** | **Exception Category** | **Exception Subcategory** | **Exception Code** | **Final Exception Status** | **Initial Exception Grade** | **Final Exception Grade** | **Exception** | **Exception Detail** | **Follow-up Comments (Exception Response)** | **Exception Conclusion Comments** | **Compensating Factors** | **Curable Status** | **Loan Status** | **Review Date** | **Cleared Date** | **Cured Date** | **Exception Date** |
| CQGJZO51IND | xx | 44580084 |  | xx | New York | xx | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | xx | Resolved | 3 | R | \* Loan Application Missing Or Unexecuted (Lvl R) | Initial 1003 is missing in file.<br>06/08/2022 - Received incomplete 1003. Most of the details were missing. Please provide Initial 1003 with all the details updated. Hence, condition is not resolved.<br>07/27/2022 - As per credit memo dated 4/25/22, xx Lending no longer requires a full 1003 application for business purpose/DSCR loans and abridged applications without an REO section are acceptable. xx do not consider these non-disclosed properties for DSCR loan since xx do not validate neither the PITIA nor the payment history. Hence, condition is resolved. | 07/27/2022 - As per credit memo dated 4/25/22, xx Lending no longer requires a full 1003 application for business purpose/DSCR loans and abridged applications without an REO section are acceptable. xx do not consider these non-disclosed properties for DSCR loan since xx do not validate neither the PITIA nor the payment history. Hence, condition is resolved. | 07/27/2022 - As per credit memo dated 4/25/22, xx Lending no longer requires a full 1003 application for business purpose/DSCR loans and abridged applications without an REO section are acceptable. xx do not consider these non-disclosed properties for DSCR loan since xx do not validate neither the PITIA nor the payment history. Hence, condition is resolved. |  |  | QC Complete | 04/21/2022 | 07/27/2022 | 07/27/2022 | 04/20/2022 |
| CQGJZO51IND | xx | 44580084 |  | xx | New York | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | AVM to be ordered as both scores are missing.<br>04/28/2022 - Received AVM. Hence, condition is resolved. | 04/28/2022 - Received AVM. Hence, condition is resolved. | 04/28/2022 - Received AVM. Hence, condition is resolved. |  |  | QC Complete | 04/21/2022 | 05/02/2022 | 05/02/2022 | 04/20/2022 |
| KLFOPQOFTBG | xx | 37414425 |  | xx | Minnesota | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | CU and LCA score is missing. Require additional valuation to support original stated value.<br>02/25/2022 - Received AVM as additional valuation & condition resolved. | 02/25/2022 - Received AVM as additional valuation & condition resolved. | 02/25/2022 - Received AVM as additional valuation & condition resolved. |  |  | QC Complete | 02/11/2022 | 09/15/2022 | 09/15/2022 | 02/14/2022 |
| PCKQFXOPWAE | xx | 90067284 |  | xx | Florida | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Doc Issue | xx | Resolved | 3 | R | \* Application Missing (Lvl R) | Final Application is missing in the package.<br>07/22/2022 - Not Resolved - We are still missing Final 1003 as provided 1003 is not an Final 1003.<br>07/27/2022 - Received Final 1003. Hence condition resolved. | 07/27/2022 - Received Final 1003. Hence condition resolved. | 07/27/2022 - Received Final 1003. Hence condition resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 04/27/2022 |
| PCKQFXOPWAE | xx | 90067284 |  | xx | Florida | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Credit |  | xx | Resolved | 2 | R | \* Hazard Insurance Coverage less than Loan Amount (Lvl R) | Hazard insurance dwelling amount is $400,000 which is < Loan amount xx & also it does not cover total estimated cost new on appraisal.<br>07/21/2022 - Received Insurance document with 100% replacement cost. Hence, condition is resolved. | 07/21/2022 - Received Insurance document with 100% replacement cost. Hence, condition is resolved. | 07/21/2022 - Received Insurance document with 100% replacement cost. Hence, condition is resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 04/27/2022 |
| PCKQFXOPWAE | xx | 90067284 |  | xx | Florida | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | CDA to be ordered as value on AVM is more than 10% on negative side than appraisal.<br>05/19/2022 - Received CDA. Hence, condition is resolved. | 05/19/2022 - Received CDA. Hence, condition is resolved. | 05/19/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 04/28/2022 |
| NLIWA5RTPIP | xx | 43554864 |  | xx | Texas | xx | Refinance | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | CDA to be ordered. Received AVM the confidence score is 0.2200 which is more than threshold limit.<br> Moreover, CDA has been ordered by Infinity.<br>06/01/2022 - Desk Review Received. Hence, Condition resolved. | 06/01/2022 - Desk Review Received. Hence, Condition resolved. | 06/01/2022 - Desk Review Received. Hence, Condition resolved. |  |  | QC Complete | 05/23/2022 | 06/01/2022 | 06/01/2022 | 05/23/2022 |
| NLYQHLLKHLW | xx | 32279572 |  | xx | Illinois | xx | Purchase | Non-QM/Compliant | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Both CU score is not available. AVM to be ordered<br>05/27/2022 - Received CDA. Hence, condition is resolved. | <br> 05/27/2022 - Received CDA. Hence, condition is resolved. | <br> 05/27/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 05/11/2022 |
| NLYQHLLKHLW | xx | 32279572 |  | xx | Illinois | xx | Purchase | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test as using the greater of the disclosed APR and the calculated APR.<br>Higher-Priced Mortgage Loan Test: FAIL Charged: 6.732% Allowed: 6.240% Over by: +0.492%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |
| POOR0C2ATM3 | xx | 49617121 |  | xx | Illinois | xx | Refinance | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 4.864% Allowed 4.430% Over By +0.434%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |
| S0AU3EIMZWV | xx | 42100611 |  | xx | Missouri | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | CU and LCA score is missing. Require additional valuation to support original stated value.<br>01/24/2022 - Not resolved - Received AVM as secondary valuation but FSD score is 0.26. Please provide desk review or additional valuation.<br>02/03/2022 - Received CDA as additional valuation & condition resolved. | 02/03/2022 - Received CDA as additional valuation & condition resolved. | 02/03/2022 - Received CDA as additional valuation & condition resolved. |  |  | QC Complete | 01/07/2022 | 02/03/2022 | 02/03/2022 | 01/07/2022 |
| WEBXEES3OYA | xx | 54896795 |  | xx | Hawaii | xx | Cash Out | Not Covered/Exempt | 3 | 1 | Valuation | Doc Issue | xx | Resolved | 3 | R | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl R) | Secondary valuation required as CU score in the subject loan is missing.Additional valuation product not found in file, additional product will be ordered to validate appraised value.<br>1/24/2022 - Not resolved - Received AVM as secondary valuation but FSD score is 0.183. Please provide desk review or additional valuation.<br>02/03/2022 - Received CDA as additional valuation & condition resolved. | 02/03/2022 - Received CDA as additional valuation & condition resolved. | 02/03/2022 - Received CDA as additional valuation & condition resolved. |  |  | QC Complete | 12/30/2021 | 02/03/2022 | 02/03/2022 | 12/30/2021 |
| SEADLFMDKOR | xx | 96365819 |  | xx | Florida | xx | Purchase | Not Covered/Exempt | 1 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Please provide Secondary Appraisal Report Document For Subject Property as CU score is missing.Additional valuation product not found in file, additional product will be ordered to validate appraised value."<br>01/24/2022 - Received AVM as secondary valuation & condition resolved. | 01/24/2022 - Received AVM as secondary valuation & condition resolved. | 01/24/2022 - Received AVM as secondary valuation & condition resolved. |  |  | QC Complete | 12/17/2021 | 01/24/2022 | 01/24/2022 | 12/21/2021 |
| BQSNUFKK2DD | xx | 93723535 |  | xx | Florida | xx | Refinance | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | xx | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | As per approval form, Exception approval granted for $5k flood deductible by DH. KG exception granted to use prev 10/26 pricing to save due to rate lock expiring. |  |  | $60K+ in available assets after closing for potential reserves,<br>R/T refi<br>Low LTV at xx<br>Low DTI at 28%<br>No mortgage lates |  | QC Complete | 09/15/2022 |  |  | 02/21/2022 |
| BQSNUFKK2DD | xx | 93723535 |  | xx | Florida | xx | Refinance | Non-QM/Compliant | 2 | 2 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Higher-Priced Mortgage Loan Test FAIL: charged 4.554% allowed 4.330% over by +0.224%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |
| 0IEF2WHDPG3 | xx | 70559377 |  | xx | Georgia | xx | Cash Out | Not Covered/Exempt | 1 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Provide CDA or similar document as value on AVM xx exceeds the value on Appraisal xx by more than 10% on negative side.<br>02/25/2022 - Received CDA as additional valuation & condition resolved. | 02/25/2022 - Received CDA as additional valuation & condition resolved. | 02/25/2022 - Received CDA as additional valuation & condition resolved. |  |  | QC Complete | 12/28/2021 | 02/25/2022 | 02/25/2022 | 12/30/2021 |
| LAZWFOCVDE5 | xx | 60926144 |  | xx | Georgia | xx | Cash Out | Not Covered/Exempt | 1 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Incomplete or Data not complete (Lvl R) | Confidence score is 0.13 (CA Valuation) which is greater than guideline limit (0.13). CDA to be ordered.<br>02/25/2022 - Received CDA as additional valuation & condition resolved. | 02/25/2022 - Received CDA as additional valuation & condition resolved. | 02/25/2022 - Received CDA as additional valuation & condition resolved. |  |  | QC Complete | 12/30/2021 | 02/25/2022 | 02/25/2022 | 12/30/2021 |
| GQTXSORFDLR | xx | 46211219 |  | xx | Texas | xx | Purchase | Not Covered/Exempt | 3 | 1 | Compliance | Compliance | xx | Resolved | 3 | R | \* Disclosure - Your Home Loan Toolkit is missing or unexecuted (Lvl R) | Missing Home Toolkit document.<br>01/26/2022 - \*\*Investor loan so Home Loan Toolkit was not required\*\* | 01/26/2022 - \*\*Investor loan so Home Loan Toolkit was not required\*\* | 01/26/2022 - \*\*Investor loan so Home Loan Toolkit was not required\*\* |  |  | QC Complete | 01/10/2022 | 02/21/2022 | 02/21/2022 | 01/10/2022 |
| GQTXSORFDLR | xx | 46211219 |  | xx | Texas | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Both CU score is missing, hence require Secondary valuation document.<br>02/25/2022 - Received CDA as additional valuation & condition resolved. | 02/25/2022 - Received CDA as additional valuation & condition resolved. | 02/25/2022 - Received CDA as additional valuation & condition resolved. |  |  | QC Complete | 01/10/2022 | 02/25/2022 | 02/25/2022 | 01/10/2022 |
| EPBAMM4QFF5 | xx | 78849088 |  | xx | Idaho | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test as using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Higher-Priced Mortgage Loan Test: FAIL Charged: 6.790% Allowed: 4.660% Over by: +2.130%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |
| EPBAMM4QFF5 | xx | 78849088 |  | xx | Idaho | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Provide a missing copy of Secondary valuation CDA/AVM as both CU risk scores are missing<br>03/10/2022 - Received AVM as additional valuation & condition resolved. | 03/10/2022 - Received AVM as additional valuation & condition resolved. | 03/10/2022 - Received AVM as additional valuation & condition resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 02/18/2022 |
| YKIDNTEAZP1 | xx | 14010122 |  | xx | Texas | xx | Cash Out | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Since both CU Risk score is not available,Secondary Appraisal is Required.<br>02/25/2022 - Received CDA as additional valuation & condition resolved. | 02/25/2022 - Received CDA as additional valuation & condition resolved. | 02/25/2022 - Received CDA as additional valuation & condition resolved. |  |  | QC Complete | 01/10/2022 | 02/25/2022 | 02/25/2022 | 01/10/2022 |
| LGUAJ04VWIQ | xx | 26769778 |  | xx | Texas | xx | Refinance | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test.Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 6.565% Allowed 4.660% Over by +1.905%.<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |
| EKXMFVWL2S1 | xx | 87303907 |  | xx | Texas | xx | Cash Out | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Secondary Valuation incomplete due to missing Appraisal value & AVM confidence Score. Please Provide CDA or similar document as value on AVM with Appraisal value & AVM confidence Score. CDA to be ordered.<br>3/21/2022 - Received CDA as secondary valuation & condition resolved | 3/21/2022 - Received CDA as secondary valuation & condition resolved | 3/21/2022 - Received CDA as secondary valuation & condition resolved |  |  | QC Complete | 02/24/2022 | 03/21/2022 | 03/21/2022 | 02/23/2022 |
| WAVM0YF2AY3 | xx | 90348054 |  | xx | Arizona | xx | Refinance | Not Covered/Exempt | 3 | 1 | AUS | AUS | xx | Resolved | 3 | R | \* Appraisal Value (Lvl R) | The secondary valuation variance is - 22.59%, which is above -10%, And confidence score is above 0.10 for CA valuation. CDA to be ordered.<br>3/21/2022 - Received CDA as secondary valuation & condition resolved | 3/21/2022 - Received CDA as secondary valuation & condition resolved | 3/21/2022 - Received CDA as secondary valuation & condition resolved |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 02/23/2022 |
| WAVM0YF2AY3 | xx | 90348054 |  | xx | Arizona | xx | Refinance | Not Covered/Exempt | 3 | 1 | Credit | Guidelines | xx | Resolved | 3 | R | \* Assets do not meet guidelines (Lvl R) | Assets in the file are $xx and cash from borrower required $xx , borrower is short of $xx assets requirement. Need additional assets to cover the cash from borrower requirement<br>03/11/2022 - Not resolved - Received final 1003 stating assets as $xx but need source of funds.<br>5/23/2022 - As per client confirmation in refinance transaction: On loans <65% LTV per guidelines, xx does not require asset verification or source of funds. Hence condition is resolved. | 5/23/2022 - As per client confirmation in refinance transaction: On loans <65% LTV per guidelines, xx does not require asset verification or source of funds. Hence condition is resolved. | 5/23/2022 - As per client confirmation in refinance transaction: On loans <65% LTV per guidelines, xx does not require asset verification or source of funds. Hence condition is resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |
| R43BKKE4LKS | xx | 93930121 |  | xx | Virginia | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | As per provided AVM document variant is greater than -10%, So we need additional secondary valuation document.<br>03/01/2022 - Received CDA as additional valuation & condition resolved. | 03/01/2022 - Received CDA as additional valuation & condition resolved. | 03/01/2022 - Received CDA as additional valuation & condition resolved. |  |  | QC Complete | 02/15/2022 | 03/02/2022 | 03/02/2022 | 02/14/2022 |
| FEBYKHLLK23 | xx | 87631866 |  | xx | Texas | xx | Cash Out | Not Covered/Exempt | 1 | 1 | Credit | Credit | xx | Resolved | 3 | R | \* Missing Final 1003_Application (Lvl R) | Missing Final 1003 of Co-Borrower (xx).<br>07/15/2022 - Not resolved - Final 1003 received for Borrower 1. Final 1003 for Borrower 2 (xx) is still missing.<br>08/08/2022 - Received updated Final 1003 for co-borrower (xx). Hence condition resolved. | 08/08/2022 - Received updated Final 1003 for co-borrower (xx). Hence condition resolved. | 08/08/2022 - Received updated Final 1003 for co-borrower (xx). Hence condition resolved. |  |  | QC Complete | 04/15/2022 | 08/08/2022 | 08/08/2022 | 04/15/2022 |
| FIK3W1TPAJA | xx | 69798148 |  | xx | Florida | xx | Cash Out | Not Covered/Exempt | 1 | 1 | Valuation | Doc Issue | xx | Resolved | 3 | R | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl R) | Confidence score on AVM 0.15 which is exceeding threshold limit 0.10. CDA to be ordered.<br>3/4/2022 - Received CDA (Desk Review) and condition has been resolved | 3/4/2022 - Received CDA (Desk Review) and condition has been resolved | 3/4/2022 - Received CDA (Desk Review) and condition has been resolved |  |  | QC Complete | 02/14/2022 | 03/04/2022 | 03/04/2022 | 02/16/2022 |
| JGXDXPNTC3X | xx | 90386741 |  | xx | Florida | xx | Purchase | Not Covered/Exempt | 3 | 2 | Credit | Guidelines | xx | Waived | 2 | W | \* Loan amount exceeds guideline maximum (Lvl W) | Minimum Loan amount is $100,000 as per guideline "CSC Rate Matrix, 1st TDs, 2022 02 11.pdf " however the subject loan amount xx is approved with exception as per loan approval in file. |  |  | Low LTV at xx<br>Purchase<br>DSCR positive<br>No BK or Judgments |  | QC Complete | 02/18/2022 |  |  | 02/18/2022 |
| JGXDXPNTC3X | xx | 90386741 |  | xx | Florida | xx | Purchase | Not Covered/Exempt | 3 | 2 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Incomplete or Data not complete (Lvl R) | Confidence score on AVM 0.11 is greater than threshold limit (0.10), CDA to be ordered.<br>3/21/2022 - Received CDA as secondary valuation & condition resolved | 3/21/2022 - Received CDA as secondary valuation & condition resolved | 3/21/2022 - Received CDA as secondary valuation & condition resolved |  |  | QC Complete | 02/18/2022 | 03/21/2022 | 03/21/2022 | 02/18/2022 |
| VR5CN0BUEJB | xx | 30243619 |  | xx | North Carolina | xx | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | xx | Resolved | 3 | R | \* Missing Initial 1003_Application (Lvl R) | Initial 1003 and LO signature is missing, Please provide the updated document<br>06/17/2022 - Initial 1003 and LO signature received. Hence, condition is resolved. | 06/17/2022 - Initial 1003 and LO signature received. Hence, condition is resolved. | 06/17/2022 - Initial 1003 and LO signature received. Hence, condition is resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 04/15/2022 |
| UESNM1HZEVT | xx | 96625347 |  | xx | Minnesota | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | CDA to be ordered as AVM reflects confidence score is 0.50 which is greater than guidelines limit 0.10 (CA valuation).<br>05/09/2022 - Received CDA. Hence, condition is resolved. | 05/09/2022 - Received CDA. Hence, condition is resolved. | 05/09/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 04/25/2022 |
| UESNM1HZEVT | xx | 96625347 |  | xx | Minnesota | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged 6.579% Allowed 5.120% Over by +1.459%.<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |
| KVG1EZTVNIC | xx | 87948654 |  | xx | Florida | xx | Purchase | Not Covered/Exempt | 3 | 1 | AUS | AUS | xx | Resolved | 3 | R | \* Appraisal Value (Lvl R) | CDA to be ordered as confidence score on AVM is 0.23 which is greater than threshold limit.<br>04/27/2022 - Received CDA. Hence, condition is resolved. | 04/27/2022 - Received CDA. Hence, condition is resolved. | 04/27/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 04/11/2022 | 05/03/2022 | 05/03/2022 | 04/11/2022 |
| FIQWSP3B3GA | xx | 75703113 |  | xx | Illinois | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | AVM to be ordered as both CU score are missing.<br>04/20/2022 - Received AVM. Hence, condition is resolved. | 04/20/2022 - Received AVM. Hence, condition is resolved. | 04/20/2022 - Received AVM. Hence, condition is resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 04/18/2022 |
| FIQWSP3B3GA | xx | 75703113 |  | xx | Illinois | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged: 6.571% Allowed: 5.260% Over by: +1.311%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |
| XJHCGXQDQKJ | xx | 79112751 |  | xx | Washington | xx | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test Fail Charged 6.826% 5.490% +1.336%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |
| AW14BE52TNC | xx | 86722008 |  | xx | Hawaii | xx | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Guidelines | xx | Resolved | 2 | R | \* Loan does not conform to program guidelines (Lvl R) | Minimum DSCR allowed as per Guideline Matrix (CSC Rate Matrix, 1st TDs, 2022 03 23.pdf) is 0.70 but in the file DSCR is 0.51 , citing this as an warning as we have exceptional approval form in the file stating the 2/11/2022 rate sheet/matrix and guidelines applied and as per 2/11/2022 matrix if DSCR is less than 1 we need 12 months negative cash flow reserve requirement and the transaction is cash out and cash out amount is sufficient to cover the negative cash flow reserve requirement.<br>Resolved 09/15/2022: The transaction is cash out and cash out amount is sufficient to cover the negative cash flow reserve requirement. | Resolved 09/15/2022: The transaction is cash out and cash out amount is sufficient to cover the negative cash flow reserve requirement. | Resolved 09/15/2022: The transaction is cash out and cash out amount is sufficient to cover the negative cash flow reserve requirement. |  |  | QC Complete | 09/16/2022 | 09/16/2022 | 09/16/2022 | 09/15/2022 |
| AW14BE52TNC | xx | 86722008 |  | xx | Hawaii | xx | Cash Out | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Both CU and LCA cores missing in the package. AVM to be ordered.<br>04/28/2022 - Received AVM. Hence, condition is resolved. | 04/28/2022 - Received AVM. Hence, condition is resolved. | 04/28/2022 - Received AVM. Hence, condition is resolved. |  |  | QC Complete | 09/16/2022 | 09/16/2022 | 09/16/2022 | 04/20/2022 |
| WZF1X41UBXN | xx | 31278399 |  | xx | South Carolina | xx | Purchase | Not Covered/Exempt | 3 | 1 | Credit |  | xx | Resolved | 3 | R | \* Hazard Insurance Coverage less than Loan Amount (Lvl R) | Dwelling coverage does not cover the loan amount.<br>06/15/2022 - Received email confirmation from USI of 100% coverage of Common Areas. Hence, condition is resolved. Downgrading exception to Level 1 and Un-Reportable. | 06/15/2022 - Received email confirmation from USI of 100% coverage of Common Areas. Hence, condition is resolved. Downgrading exception to Level 1 and Un-Reportable. | 06/15/2022 - Received email confirmation from USI of 100% coverage of Common Areas. Hence, condition is resolved. Downgrading exception to Level 1 and Un-Reportable. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 04/14/2022 |
| WZF1X41UBXN | xx | 31278399 |  | xx | South Carolina | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | AVM to be ordered as both CU scores are missing.<br>04/20/2022 - Received AVM the Variance is -22.043% which is more than threshold limit. CDA to be ordered.<br>04/27/2022 - Received CDA. Hence, condition is resolved. | 04/27/2022 - Received CDA. Hence, condition is resolved. | 04/27/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 04/14/2022 |
| 1QSZJRDYOAE | xx | 97614137 |  | xx | Utah | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test Fail : Charged 6.481% Allowed 5.460% Over by +1.021%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/16/2022 | 09/16/2022 | 09/16/2022 | 09/15/2022 |
| 1QSZJRDYOAE | xx | 97614137 |  | xx | Utah | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | AVM to be ordered as both CU risk scores missing.<br>05/16/2022 - Received CDA. Hence, condition is resolved. | 05/16/2022 - Received CDA. Hence, condition is resolved. | 05/16/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 09/16/2022 | 09/16/2022 | 09/16/2022 | 04/18/2022 |
| 1QSZJRDYOAE | xx | 97614137 |  | xx | Utah | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xx | Resolved | 3 | R | \* 0% Tolerance Fees test fail (Lvl R) | TRID Violation due to a fee increase Points on initial CD 03/31/2022. LE dated 03/02/2022 reflects a Points at $xx, however, initial CD dated 03/31/2022 reflects the Points at $xx. This is a fee increase of $xx for a Non-Shoppable Fee which exceeds the 0% tolerance for Non-Shoppable Fees.Required valid COC or cure amount.<br>Not Resolved 5/17/2022 : Provided COC(3/01/2022 and 3/04/2022) document is not resolve the cure amount of $xx Need COC for Initial CD dated 3/31/2022.<br>Resolved 7/14/2022 : Received Changed Circumstances document dated 3/31/2022 and updated, hence conditions cleared. | Resolved 7/14/2022 : Received Changed Circumstances document dated 3/31/2022 and updated, hence conditions cleared. | Resolved 7/14/2022 : Received Changed Circumstances document dated 3/31/2022 and updated, hence conditions cleared. |  |  | QC Complete | 09/16/2022 | 09/16/2022 | 09/16/2022 | 09/16/2022 |
| QYMSIBHM3ES | xx | 41536718 |  | xx | California | xx | Purchase | Not Covered/Exempt | 1 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | AVM to be ordered as both CU scores are missing.<br>04/20/2022 - Received AVM. Hence, condition is resolved. | 04/20/2022 - Received AVM. Hence, condition is resolved. | 04/20/2022 - Received AVM. Hence, condition is resolved. |  |  | QC Complete | 04/18/2022 | 04/20/2022 | 04/20/2022 | 04/18/2022 |
| 0XPENGTJ2HI | xx | 76539360 |  | xx | Florida | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | CDA to be ordered as Confidence score is 0.19 which is exceeding the 0.13<br>05/09/2022 - Received CDA. Hence, condition is resolved. | 05/09/2022 - Received CDA. Hence, condition is resolved. | 05/09/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 04/21/2022 | 05/09/2022 | 05/09/2022 | 04/21/2022 |
| FO2US5IR1A0 | xx | 52458448 |  | xx | Alabama | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | AVM to be ordered as CU scores are missing.<br>04/20/2022 - Received AVM. Hence, condition is resolved. | 04/20/2022 - Received AVM. Hence, condition is resolved. | 04/20/2022 - Received AVM. Hence, condition is resolved. |  |  | QC Complete | 04/18/2022 | 04/20/2022 | 04/20/2022 | 04/18/2022 |
| EPBMI0QJCDQ | xx | 48505750 |  | xx | Florida | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Both CU/LCA risk scores are missing, so secondary valuation is required as same missing in the file<br>04/28/2022 - Received AVM. Hence, condition is resolved. | 04/28/2022 - Received AVM. Hence, condition is resolved. | 04/28/2022 - Received AVM. Hence, condition is resolved. |  |  | QC Complete | 04/25/2022 | 05/02/2022 | 05/02/2022 | 04/22/2022 |
| 5GWDVJVART4 | xx | 72782622 |  | xx | Arizona | xx | Purchase | Not Covered/Exempt | 1 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Incomplete or Data not complete (Lvl R) | CDA to be ordered as value on AVM is more than 10% on negative side of the appraisal.<br>04/27/2022 - Received CDA. Hence, condition is resolved. | 04/27/2022 - Received CDA. Hence, condition is resolved. | 04/27/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 04/11/2022 | 05/03/2022 | 05/03/2022 | 04/11/2022 |
| ERGVPNNIPI4 | xx | 95989049 |  | xx | California | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Credit | Credit | xx | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | This is cash out refinance and borrower is paying of his Federal tax lien, However we do not have any evidence regarding same. We need to have necessary documentation which states federal tax lien are paid of (court order or federal doc) or Final title policy stating federal tax lien are satisfied<br>07/27/2022 - Received updated Title policy, without federal tax lien reflecting on it. Hence condition resolved. | 07/27/2022 - Received updated Title policy, without federal tax lien reflecting on it. Hence condition resolved. | 07/27/2022 - Received updated Title policy, without federal tax lien reflecting on it. Hence condition resolved. |  |  | QC Complete | 05/25/2022 | 07/27/2022 | 07/27/2022 | 05/24/2022 |
| ERGVPNNIPI4 | xx | 95989049 |  | xx | California | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher Price Mortgage Loan (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged:6.595% Allowed:5.330% Over by:+1.265%<br>This loan failed the CA AB 260 higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test: FAIL Charged:6.595% Allowed:5.330% Over by:+1.265%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 05/25/2022 | 09/15/2022 | 09/15/2022 | 05/23/2022 |
| OO4IHWLW55D | xx | 31722959 |  | xx | California | xx | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | xx | Resolved | 4 | R | \* Excessive DTI (Lvl R) | Guideline - DTI is 50% for LTV <=65% and DTI 43% for >=65% LTV. <br> This loan has LTV xx and DTI is 48.5% which is beyond the limit of 43%<br>5/20/2022 - Incorrect guideline matrix used. The 43% DTI max is for the 3MBS program and this loan closed under the 12MBS program, which allows for DTI up to 50%. | 5/20/2022 - Incorrect guideline matrix used. The 43% DTI max is for the 3MBS program and this loan closed under the 12MBS program, which allows for DTI up to 50%. | 5/20/2022 - Incorrect guideline matrix used. The 43% DTI max is for the 3MBS program and this loan closed under the 12MBS program, which allows for DTI up to 50%. |  |  | QC Complete | 04/18/2022 | 09/15/2022 | 09/15/2022 | 04/18/2022 |
| OO4IHWLW55D | xx | 31722959 |  | xx | California | xx | Purchase | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged: 6.320% Allowed: 5.330% Over by: +0.990%<br>This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test: FAIL Charged: 6.320% Allowed: 5.330% Over by: +0.990%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 04/18/2022 | 09/15/2022 | 09/15/2022 | 04/15/2022 |
| PSYQBLQLU13 | xx | 44666808 |  | xx | South Carolina | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | CDA to be ordered as confidence score is 0.14 which exceeds guideline limit.<br>05/09/2022 - Received CDA. Hence, condition is resolved. | 05/09/2022 - Received CDA. Hence, condition is resolved. | 05/09/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 04/22/2022 | 05/09/2022 | 05/09/2022 | 04/22/2022 |
| PSYQBLQLU13 | xx | 44666808 |  | xx | South Carolina | xx | Purchase | Not Covered/Exempt | 3 | 1 | Credit |  | xx | Resolved | 3 | R | \* Hazard Insurance Coverage less than Loan Amount (Lvl R) | This is condominium property.Coverage amount is less than loan amount. Provide Replacement cost estimator.<br>06/29/2022 - Condo Master Policy received that covers the full dwelling in the event of a loss. The building coverage is over $55M and the HO-6 coverage is for inside trim, accoutrements and fixtures and is not intended as actual dwelling coverage since that is already provided by the HOA. Hence, condition is waived. | 06/29/2022 - Condo Master Policy received that covers the full dwelling in the event of a loss. The building coverage is over $55M and the HO-6 coverage is for inside trim, accoutrements and fixtures and is not intended as actual dwelling coverage since that is already provided by the HOA. Hence, condition is waived. | 06/29/2022 - Condo Master Policy received that covers the full dwelling in the event of a loss. The building coverage is over $55M and the HO-6 coverage is for inside trim, accoutrements and fixtures and is not intended as actual dwelling coverage since that is already provided by the HOA. Hence, condition is waived. |  |  | QC Complete | 04/22/2022 | 09/15/2022 | 09/15/2022 | 04/25/2022 |
| UW4RX1DL4SQ | xx | 64095872 |  | xx | Texas | xx | Purchase | Not Covered/Exempt | 1 | 1 | Credit | Guidelines | xx | Resolved | 3 | R | \* Assets do not meet guidelines (Lvl R) | Provide a copy of most recent two months bank statement/retirement/investment statement for the Mutual Fund to Provide Source Of Any Large Non-Payroll Deposits."<br> Gross rental $xx- PITIA of subject property $xx is $xx\*12=$xx<br> There is shortage of funds iao $xx ($xx-$xx) to meet the reserves as DSCR less than 1 (0.90) need to have 12 months reserves for negative cash. The available reserves is $xx<br>07/14/2022 - As per Credit Memo from xx Head of Credit dated March 1st, 2022, on DSCR loans proof of funds is not required at LTV's of 70% and less as well as $100K or less at any LTV. Per updated DSCR practices put into place on 3/10/22, the day this loan was submitted, xx stepped away from requiring reserves for negative DSCR and instituted an LTV reduction model instead. Loan closed within new xx practices as loan was only xx LTV which fits the -10% rule for it's negative DSCR. Hence, condition is waived. | 07/14/2022 - As per Credit Memo from xx Head of Credit dated March 1st, 2022, on DSCR loans proof of funds is not required at LTV's of 70% and less as well as $100K or less at any LTV. Per updated DSCR practices put into place on 3/10/22, the day this loan was submitted, xx stepped away from requiring reserves for negative DSCR and instituted an LTV reduction model instead. Loan closed within new xx practices as loan was only xx LTV which fits the -10% rule for it's negative DSCR. Hence, condition is waived. | 07/14/2022 - As per Credit Memo from xx Head of Credit dated March 1st, 2022, on DSCR loans proof of funds is not required at LTV's of 70% and less as well as $100K or less at any LTV. Per updated DSCR practices put into place on 3/10/22, the day this loan was submitted, xx stepped away from requiring reserves for negative DSCR and instituted an LTV reduction model instead. Loan closed within new xx practices as loan was only xx LTV which fits the -10% rule for it's negative DSCR. Hence, condition is waived. |  |  | QC Complete | 04/25/2022 | 09/15/2022 | 09/15/2022 | 04/25/2022 |
| WBNCEP4OYPE | xx | 75086815 |  | xx | California | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher Price Mortgage Loan (Lvl R) | This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged:6.677% Allowed:5.420% Over by:+1.257%<br>This loan failed the CA AB 260 higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.\<br>CA AB 260 Higher-Priced Mortgage Loan Test: FAIL Charged:6.677% Allowed:5.420% Over by:+1.257%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 04/08/2022 | 09/15/2022 | 09/15/2022 | 04/08/2022 |
| PD4I2YVOTS1 | xx | 85069106 |  | xx | Florida | xx | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Guidelines | xx | Resolved | 4 | R | \* Credit score does not meet guidelines (Lvl R) | This is ITIN borrower. Require 3 credit scores per guidelines, however 1 credit score is missing.<br>6/17/2022 - Received confirmation from client that as per xx Guidelines Sec 4.6 specifically spells out to use the lower of two scores if only two are reporting, loan is still within parameters. Hence resolved the exception | 6/17/2022 - Received confirmation from client that as per xx Guidelines Sec 4.6 specifically spells out to use the lower of two scores if only two are reporting, loan is still within parameters. Hence resolved the exception | 6/17/2022 - Received confirmation from client that as per xx Guidelines Sec 4.6 specifically spells out to use the lower of two scores if only two are reporting, loan is still within parameters. Hence resolved the exception |  |  | QC Complete | 04/21/2022 | 06/17/2022 | 06/17/2022 | 04/25/2022 |
| PD4I2YVOTS1 | xx | 85069106 |  | xx | Florida | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | AVM to be ordered as both CU scores are missing.<br>05/19/2022 - Received CDA. Hence, condition is resolved. | 05/19/2022 - Received CDA. Hence, condition is resolved. | 05/19/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 04/21/2022 | 05/19/2022 | 05/19/2022 | 04/21/2022 |
| PD4I2YVOTS1 | xx | 85069106 |  | xx | Florida | xx | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | xx | Resolved | 3 | R | \* Missing Final 1003_Application (Lvl R) | Final 1003 application is missing in the file for the Note date xx<br>07/15/2022 - Final 1003 received with note date xx. Hence, exception is resolved. | 07/15/2022 - Final 1003 received with note date xx. Hence, exception is resolved. | 07/15/2022 - Final 1003 received with note date xx. Hence, exception is resolved. |  |  | QC Complete | 04/21/2022 | 07/15/2022 | 07/15/2022 | 04/21/2022 |
| EUW5U0F2MSF | xx | 71711078 |  | xx | California | xx | Cash Out | Not Covered/Exempt | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Please Provide CDA as AVM Confidence score is 0.3600 is greater than threshold.<br>05/27/2022 - Received CDA. Hence, condition is resolved. | <br> 05/27/2022 - Received CDA. Hence, condition is resolved. | <br> 05/27/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 05/13/2022 | 05/27/2022 | 05/27/2022 | 05/12/2022 |
| CAPCU0WCXE1 | xx | 31272123 |  | xx | California | xx | Purchase | Non-QM/Compliant | 1 | 1 | Credit | Guidelines | xx | Resolved | 3 | R | \* Income documentation does not meet guidelines (Lvl R) | Loan program is 12 Month bank statement. UW income calculation from Bank statement of Account; xx #xx from 01/30/2021 to 01/01/2022., However missing bank statement in loan file of Account; xx #xx dated 01/01/2021 and 02/01/2021. Provided bank statement dated 01/01/2021 and 02/01/2021 (Account; xx #xx)<br>07/14/2022 - Not resolved - Received UW's bank statement summary sheet. Missing bank statement dated 01/01/2021 and 02/01/2021 (Account; xx #xx). To calculate the bank statement income we need missing bank statements.<br>07/28/2022 - We will not require statements for 1/2021 or 2/2021 for calculation because as per summary sheet client had used 3/2021 through 2/2022 for which we have statements. Hence, exception is resolved. | 07/28/2022 - We will not require statements for 1/2021 or 2/2021 for calculation because as per summary sheet client had used 3/2021 through 2/2022 for which we have statements. Hence, exception is resolved. | 07/28/2022 - We will not require statements for 1/2021 or 2/2021 for calculation because as per summary sheet client had used 3/2021 through 2/2022 for which we have statements. Hence, exception is resolved. |  |  | QC Complete | 04/28/2022 | 07/28/2022 | 07/28/2022 | 04/28/2022 |
| STSA2EAHVFU | xx | 15805817 |  | xx | Florida | xx | Purchase | Non-QM/Compliant | 3 | 1 | Valuation | Valuation | xx | Resolved | 3 | R | \* Automated Appraisal Review Missing (Lvl R) | Provide CDA document as provided AVM reflects confidence score as 0.16 which is greater than 0.10 (CA valuation)<br>05/27/2022 - Received CDA. Hence, condition is resolved. | <br> 05/27/2022 - Received CDA. Hence, condition is resolved. | <br> 05/27/2022 - Received CDA. Hence, condition is resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 05/13/2022 |
| STSA2EAHVFU | xx | 15805817 |  | xx | Florida | xx | Purchase | Non-QM/Compliant | 3 | 1 | Data Edit | Data Edit | xx | Resolved | 3 | R | \* Written or verbal dispute (Lvl R) | Missing Verbal VOE of borrower from Just Insurance Brokers.<br>07/27/2022 - Received Verbal VOE. Hence condition resolved. | 07/27/2022 - Received Verbal VOE. Hence condition resolved. | 07/27/2022 - Received Verbal VOE. Hence condition resolved. |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 05/13/2022 |
| STSA2EAHVFU | xx | 15805817 |  | xx | Florida | xx | Purchase | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test Fail 6.856% 6.680% +0.176%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |
| SK11ZKH5WPC | xx | 21869834 |  | xx | Georgia | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Higher-Priced Mortgage Loan Test FAIL : charged : 6.330% allowed : 5.010% over by : +1.320%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 09/15/2022 | 09/15/2022 | 09/15/2022 | 09/15/2022 |

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## Exhibit 99.8

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Redacted ID** | **Seller Loan Number** | **Borrower Name** | **State** | **QM/ATR Status** | **Initial Overall Loan Grade** | **Final Overall Grade** | **Final Credit Grade** | **Final Property Grade** | **Final Compliance Grade** | **Material (level 3) TRID exception?** | **Material (level 3) Non-TRID exception?** | **Active Material Exceptions** | **Active Non Material Exceptions** | **Satisfied Exceptions** | **Waived Exceptions** | **Compensating Factors** | **Valuation Comments** | **General Comments** | **Property Type** | **Note Date** | **LTV** | **CLTV** | **Occupancy** | **Purpose** | **Credit Score** | **Brwr 1 Yrs in Property** | **Brwr 1 Occupation** | **Brwr 1 Yrs on Job** | **Total Monthly Income** | **Mortgage History** | **Cash Out Amount** | **DTI** | **FTHB Flag** | **Loan Doc Type** | **Loan Status** | **Review Date** |
| xx | 12351610 |  | xx | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Appraisal has been marked As-is on date xx with the value xx Appraiser has provided 4 comparable to support the opinion of the value. |  | Single Family | xx | xx | xx | Investor | Purchase | xx |  | xx | 20 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 5.754% | No | Alternative | QC Complete | 05/13/2022 |
| xx | 44580084 |  | xx | New York | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Loan Application Missing Or Unexecuted - EV R<br> COMMENT: Initial 1003 is missing in file.<br>06/08/2022 - Received incomplete 1003. Most of the details were missing. Please provide Initial 1003 with all the details updated. Hence, condition is not resolved.<br>07/27/2022 - As per credit memo dated 4/25/22, xx Lending no longer requires a full 1003 application for business purpose/DSCR loans and abridged applications without an REO section are acceptable. xx do not consider these non-disclosed properties for DSCR loan since xx do not validate neither the PITIA nor the payment history. Hence, condition is resolved.<br>\*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: AVM to be ordered as both scores are missing.<br>04/28/2022 - Received AVM. Hence, condition is resolved. |  |  | verified Through 4 Comparable |  | Single Family | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/21/2022 |
| xx | 37414425 |  | xx | Minnesota | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: CU and LCA score is missing. Require additional valuation to support original stated value.<br>02/25/2022 - Received AVM as additional valuation & condition resolved. |  |  | Appraisal with #6 comparable properties |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 02/11/2022 |
| xx | 90067284 |  | xx | Florida | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: CDA to be ordered as value on AVM is more than 10% on negative side than appraisal.<br>05/19/2022 - Received CDA. Hence, condition is resolved.<br>\*\*\* (CURED) Application Missing - EV R<br> COMMENT: Final Application is missing in the package.<br>07/22/2022 - Not Resolved - We are still missing Final 1003 as provided 1003 is not an Final 1003.<br>07/27/2022 - Received Final 1003. Hence condition resolved.<br>\*\*\* (CURED) Hazard Insurance Coverage less than Loan Amount - EV R<br> COMMENT: Hazard insurance dwelling amount is $400,000 which is < Loan amount xx & also it does not cover total estimated cost new on appraisal.<br>07/21/2022 - Received Insurance document with 100% replacement cost. Hence, condition is resolved. |  |  | The Appraisal Has Been Marked As-Is On xx With The Value xx<br> The Appraise Has Provided 8 ComparablesTo Support The Opinion Of The Value. |  | Single Family | xx | xx | xx | Primary | Cash Out | xx | 0.5 |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 09/15/2022 |
| xx | 43554864 |  | xx | Texas | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: CDA to be ordered. Received AVM the confidence score is 0.2200 which is more than threshold limit.<br> Moreover, CDA has been ordered by Infinity.<br>06/01/2022 - Desk Review Received. Hence, Condition resolved. |  |  | "Appraisal has provided the 3 comparable to support the opinion of sale value."<br> Appraisal has ticked on As Is on xx. With the appraised value xx |  | Single Family | xx | xx | xx | Investor | Refinance | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 05/23/2022 |
| xx | 32279572 |  | xx | Illinois | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Both CU score is not available. AVM to be ordered<br>05/27/2022 - Received CDA. Hence, condition is resolved.<br>\*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as using the greater of the disclosed APR and the calculated APR.<br>Higher-Priced Mortgage Loan Test: FAIL Charged: 6.732% Allowed: 6.240% Over by: +0.492%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Appraisal has provided 4 comps to support the opinion of value. Appraisal has ticked xx with the appraised value xx |  | Mid Rise Condo (5-8 Stories) | xx | xx | xx | Primary | Purchase | xx |  | xx | 7.5 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 46.801% | No | Alternative | QC Complete | 09/15/2022 |
| xx | 49617121 |  | xx | Illinois | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 4.864% Allowed 4.430% Over By +0.434%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Appraisal has provided 5 comps to support the opinion of value Appraisal has ticked on As Is on xx. With the appraised value xx |  | Single Family | xx | xx | xx | Primary | Refinance | xx | 7 | xx | 8.75 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.026% |  | Full Documentation | QC Complete | 09/15/2022 |
| xx | 42100611 |  | xx | Missouri | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: CU and LCA score is missing. Require additional valuation to support original stated value.<br>01/24/2022 - Not resolved - Received AVM as secondary valuation but FSD score is 0.26. Please provide desk review or additional valuation.<br>02/03/2022 - Received CDA as additional valuation & condition resolved. |  |  | Value supported by 4 comps |  | 4 Family | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/07/2022 |
| xx | 54896795 |  | xx | Hawaii | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Appraisal incomplete (missing map, layout, pages, etc) - EV R<br> COMMENT: Secondary valuation required as CU score in the subject loan is missing.Additional valuation product not found in file, additional product will be ordered to validate appraised value.<br>1/24/2022 - Not resolved - Received AVM as secondary valuation but FSD score is 0.183. Please provide desk review or additional valuation.<br>02/03/2022 - Received CDA as additional valuation & condition resolved. |  |  | verified with 6 comp properties |  | Mid Rise Condo (5-8 Stories) | xx | xx | xx | Investor | Cash Out | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 12/30/2021 |
| xx | 60034729 |  | xx | Missouri | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  |  |  | 4 Family | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/07/2022 |
| xx | 96365819 |  | xx | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Please provide Secondary Appraisal Report Document For Subject Property as CU score is missing.Additional valuation product not found in file, additional product will be ordered to validate appraised value."<br>01/24/2022 - Received AVM as secondary valuation & condition resolved. |  |  | Verified through 4 comps |  | Mid Rise Condo (5-8 Stories) | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 12/17/2021 |
| xx | 93723535 |  | xx | Florida | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Higher-Priced Mortgage Loan Test FAIL: charged 4.554% allowed 4.330% over by +0.224%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: As per approval form, Exception approval granted for $5k flood deductible by DH. KG exception granted to use prev 10/26 pricing to save due to rate lock expiring. | $60K+ in available assets after closing for potential reserves,<br>R/T refi<br>Low LTV at xx<br>Low DTI at 28%<br>No mortgage lates | used #5 Comparables to support the opinion value of appraisar ticketed on xx with value of xx |  | PUD | xx | xx | xx | Primary | Refinance | xx | 0.91 | xx | 6 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 28.042% |  | Alternative | QC Complete | 09/15/2022 |
| xx | 70559377 |  | xx | Georgia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Provide CDA or similar document as value on AVM xx exceeds the value on Appraisal xx by more than 10% on negative side.<br>02/25/2022 - Received CDA as additional valuation & condition resolved. |  |  | Appraisal has provided 6 comps to support the opinion of value<br> Appraisal has ticked on As Is on xx. With the appraised value xx |  | Single Family | xx | xx | xx | Investor | Cash Out | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 12/28/2021 |
| xx | 60926144 |  | xx | Georgia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Incomplete or Data not complete - EV R<br> COMMENT: Confidence score is 0.13 (CA Valuation) which is greater than guideline limit (0.13). CDA to be ordered.<br>02/25/2022 - Received CDA as additional valuation & condition resolved. |  |  | Verified Through 3 Comparables |  | Single Family | xx | xx | xx | Investor | Cash Out | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 12/30/2021 |
| xx | 46211219 |  | xx | Texas | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Both CU score is missing, hence require Secondary valuation document.<br>02/25/2022 - Received CDA as additional valuation & condition resolved.<br>\*\*\* (CURED) Disclosure - Your Home Loan Toolkit is missing or unexecuted - EV R<br> COMMENT: Missing Home Toolkit document.<br>01/26/2022 - \*\*Investor loan so Home Loan Toolkit was not required\*\* |  |  | Appraisal has provided 6 comps to support the opinion of value.Appraisal has ticked on As is on xx with the appraised value xx |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/10/2022 |
| xx | 78849088 |  | xx | Idaho | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Provide a missing copy of Secondary valuation CDA/AVM as both CU risk scores are missing<br>03/10/2022 - Received AVM as additional valuation & condition resolved.<br>\*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Higher-Priced Mortgage Loan Test: FAIL Charged: 6.790% Allowed: 4.660% Over by: +2.130%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Appraisal with #6 comparable properties |  | Single Family | xx | xx | xx | Primary | Cash Out | xx | 18 | xx | 18 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 38.776% |  | Full Documentation | QC Complete | 09/15/2022 |
| xx | 14010122 |  | xx | Texas | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Since both CU Risk score is not available,Secondary Appraisal is Required.<br>02/25/2022 - Received CDA as additional valuation & condition resolved. |  |  | used #5 comparables to support the opinion value of appraisar ticketed on xx with value of xx |  | PUD | xx | xx | xx | Investor | Cash Out | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 01/10/2022 |
| xx | 26769778 |  | xx | Texas | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test.Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 6.565% Allowed 4.660% Over by +1.905%.<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Appraisal has #4 comparable to support value. |  | PUD | xx | xx | xx | Primary | Refinance | xx | 2 | xx | 5 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type:Credit Report |  | 45.217% |  | Alternative | QC Complete | 09/15/2022 |
| xx | 51766042 |  | xx | Washington | Not Covered/Exempt | 4 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Appraisal has provided 6 comps to support the opinion of value<br> Appraisal has ticked on As Is on xx. With the appraised value xx |  | Single Family | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | Yes | Alternative | QC Complete | 01/05/2022 |
| xx | 87303907 |  | xx | Texas | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Secondary Valuation incomplete due to missing Appraisal value & AVM confidence Score. Please Provide CDA or similar document as value on AVM with Appraisal value & AVM confidence Score. CDA to be ordered.<br>3/21/2022 - Received CDA as secondary valuation & condition resolved |  |  | Value supported by 5 comps |  | 2 Family | xx | xx | xx | Investor | Cash Out | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 02/24/2022 |
| xx | 90348054 |  | xx | Arizona | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Appraisal Value - EV R<br> COMMENT: The secondary valuation variance is - 22.59%, which is above -10%, And confidence score is above 0.10 for CA valuation. CDA to be ordered.<br>3/21/2022 - Received CDA as secondary valuation & condition resolved<br>\*\*\* (CURED) Assets do not meet guidelines - EV R<br> COMMENT: Assets in the file are $xx and cash from borrower required $xx , borrower is short of $xx assets requirement. Need additional assets to cover the cash from borrower requirement<br>03/11/2022 - Not resolved - Received final 1003 stating assets as $xx but need source of funds.<br>5/23/2022 - As per client confirmation in refinance transaction: On loans <65% LTV per guidelines, xx does not require asset verification or source of funds. Hence condition is resolved. |  |  | Verified with minimum comparables. UCDP score missing, 2nd appraisal provided. |  | Single Family | xx | xx | xx | Investor | Refinance | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 09/15/2022 |
| xx | 11204360 |  | xx | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Appraisal with #4 comparable properties |  | Single Family | xx | xx | xx | Investor | Refinance | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 02/14/2022 |
| xx | 93930121 |  | xx | Virginia | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: As per provided AVM document variant is greater than -10%, So we need additional secondary valuation document.<br>03/01/2022 - Received CDA as additional valuation & condition resolved. |  |  | Value supported by 5 comps |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 02/15/2022 |
| xx | 87631866 |  | xx | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Missing Final 1003_Application - EV R<br> COMMENT: Missing Final 1003 of Co-Borrower (xx).<br>07/15/2022 - Not resolved - Final 1003 received for Borrower 1. Final 1003 for Borrower 2 (xx) is still missing.<br>08/08/2022 - Received updated Final 1003 for co-borrower (xx). Hence condition resolved. |  |  | Verified Through 7 Comparable |  | PUD | xx | xx | xx | Investor | Cash Out |  |  |  |  |  | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | xx |  |  | Alternative | QC Complete | 04/15/2022 |
| xx | 69798148 |  | xx | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Appraisal incomplete (missing map, layout, pages, etc) - EV R<br> COMMENT: Confidence score on AVM 0.15 which is exceeding threshold limit 0.10. CDA to be ordered.<br>3/4/2022 - Received CDA (Desk Review) and condition has been resolved |  |  | Verified with 6 Comparable. |  | 2 Family | xx | xx | xx | Investor | Cash Out | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 02/14/2022 |
| xx | 90386741 |  | xx | Florida | Not Covered/Exempt | 3 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Incomplete or Data not complete - EV R<br> COMMENT: Confidence score on AVM 0.11 is greater than threshold limit (0.10), CDA to be ordered.<br>3/21/2022 - Received CDA as secondary valuation & condition resolved | \*\*\* (WAIVED) Loan amount exceeds guideline maximum - EV W<br> COMMENT: Minimum Loan amount is $100,000 as per guideline "CSC Rate Matrix, 1st TDs, 2022 02 11.pdf " however the subject loan amount xx is approved with exception as per loan approval in file. | Low LTV at xx<br>Purchase<br>DSCR positive<br>No BK or Judgments | Value supported by 3 comps |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 02/18/2022 |
| xx | 67069577 |  | xx | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Value supported by 6 comparables |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 02/23/2022 |
| xx | 30243619 |  | xx | North Carolina | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Missing Initial 1003_Application - EV R<br> COMMENT: Initial 1003 and LO signature is missing, Please provide the updated document<br>06/17/2022 - Initial 1003 and LO signature received. Hence, condition is resolved. |  |  | Verified Through 3 Comparable |  | Single Family | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 09/15/2022 |
| xx | 96625347 |  | xx | Minnesota | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: CDA to be ordered as AVM reflects confidence score is 0.50 which is greater than guidelines limit 0.10 (CA valuation).<br>05/09/2022 - Received CDA. Hence, condition is resolved.<br>\*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged 6.579% Allowed 5.120% Over by +1.459%.<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Appraisal has 7 comparable with different market based value properties |  | Single Family | xx | xx | xx | Primary | Cash Out | xx | 3.25 | xx | 7 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 16.733% |  | Alternative | QC Complete | 09/15/2022 |
| xx | 30890803 |  | xx | Nevada | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Appraisal value Supported by 6 Comps, |  | PUD | xx | xx | xx | Investor | Cash Out | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 04/08/2022 |
| xx | 22797700 |  | xx | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Appraisal has provided 6 comps to support the opinion of value<br> Appraisal has ticked on As Is on xx. With the appraised value xx |  | PUD | xx | xx | xx | Primary | Cash Out | xx | 5.25 | xx | 6.08 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 45.383% |  | Alternative | QC Complete | 04/06/2022 |
| xx | 87948654 |  | xx | Florida | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Appraisal Value - EV R<br> COMMENT: CDA to be ordered as confidence score on AVM is 0.23 which is greater than threshold limit.<br>04/27/2022 - Received CDA. Hence, condition is resolved. |  |  | used #8 comparable to support the opinion value of appraiser |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/11/2022 |
| xx | 75703113 |  | xx | Illinois | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: AVM to be ordered as both CU score are missing.<br>04/20/2022 - Received AVM. Hence, condition is resolved.<br>\*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged: 6.571% Allowed: 5.260% Over by: +1.311%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | The Appraisal Has Been Marked As is On xx With The Value xx The Appraiser Has Provided 6 Comparables To Support The Opinion Of The Value |  | 2 Family | xx | xx | xx | Primary | Cash Out | xx | 7.08 | xx | 2.3 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 48.659% |  | Full Documentation | QC Complete | 09/15/2022 |
| xx | 79112751 |  | xx | Washington | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test Fail Charged 6.826% 5.490% +1.336%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | As per appraisal 'as is' with # 6 comparable . |  | Single Family | xx | xx | xx | Primary | Cash Out | xx | 6.16 | xx | 3.03 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 44.672% |  | Alternative | QC Complete | 09/15/2022 |
| xx | 86722008 |  | xx | Hawaii | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Both CU and LCA cores missing in the package. AVM to be ordered.<br>04/28/2022 - Received AVM. Hence, condition is resolved.<br>\*\*\* (CURED) Loan does not conform to program guidelines - EV R<br> COMMENT: Minimum DSCR allowed as per Guideline Matrix (CSC Rate Matrix, 1st TDs, 2022 03 23.pdf) is 0.70 but in the file DSCR is 0.51 , citing this as an warning as we have exceptional approval form in the file stating the 2/11/2022 rate sheet/matrix and guidelines applied and as per 2/11/2022 matrix if DSCR is less than 1 we need 12 months negative cash flow reserve requirement and the transaction is cash out and cash out amount is sufficient to cover the negative cash flow reserve requirement.<br>Resolved 09/15/2022: The transaction is cash out and cash out amount is sufficient to cover the negative cash flow reserve requirement. |  |  | appraisal value is xx and dated xx<br> supported 6 comparable |  | High Rise Condo (>=9 Stories) | xx | xx | xx | Investor | Cash Out | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 09/16/2022 |
| xx | 31278399 |  | xx | South Carolina | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: AVM to be ordered as both CU scores are missing.<br>04/20/2022 - Received AVM the Variance is -22.043% which is more than threshold limit. CDA to be ordered.<br>04/27/2022 - Received CDA. Hence, condition is resolved.<br>\*\*\* (CURED) Hazard Insurance Coverage less than Loan Amount - EV R<br> COMMENT: Dwelling coverage does not cover the loan amount.<br>06/15/2022 - Received email confirmation from USI of 100% coverage of Common Areas. Hence, condition is resolved. Downgrading exception to Level 1 and Un-Reportable. |  |  | "Appraisal has provided the 4 comparable to support the opinion of sale value."<br> Appraisal has ticked on As Is on xx. With the appraised value xx |  | High Rise Condo (>=9 Stories) | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 09/15/2022 |
| xx | 97614137 |  | xx | Utah | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: AVM to be ordered as both CU risk scores missing.<br>05/16/2022 - Received CDA. Hence, condition is resolved.<br>\*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test Fail : Charged 6.481% Allowed 5.460% Over by +1.021%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d).<br>\*\*\* (CURED) 0% Tolerance Fees test fail - EV R<br> COMMENT: TRID Violation due to a fee increase Points on initial CD 03/31/2022. LE dated 03/02/2022 reflects a Points at $xx, however, initial CD dated 03/31/2022 reflects the Points at $xx. This is a fee increase of $xx for a Non-Shoppable Fee which exceeds the 0% tolerance for Non-Shoppable Fees.Required valid COC or cure amount.<br>Not Resolved 5/17/2022 : Provided COC(3/01/2022 and 3/04/2022) document is not resolve the cure amount of $xx Need COC for Initial CD dated 3/31/2022.<br>Resolved 7/14/2022 : Received Changed Circumstances document dated 3/31/2022 and updated, hence conditions cleared. |  |  | Verified Through 6 Comparable |  | Single Family | xx | xx | xx | Primary | Cash Out | xx | 0.25 | xx | 15 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 28.423% |  | Alternative | QC Complete | 09/16/2022 |
| xx | 41536718 |  | xx | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: AVM to be ordered as both CU scores are missing.<br>04/20/2022 - Received AVM. Hence, condition is resolved. |  |  | <br> The Appraisal Has Been Marked As is On xx With The Value xx, The Appraiser Has Provided 5 Comparables To Support The Opinion Of The Value |  | Single Family | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/18/2022 |
| xx | 76539360 |  | xx | Florida | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: CDA to be ordered as Confidence score is 0.19 which is exceeding the 0.13<br>05/09/2022 - Received CDA. Hence, condition is resolved. |  |  | Verified Through 4 Comparable |  | High Rise Condo (>=9 Stories) | xx | xx | xx | Investor | Purchase |  |  |  |  |  | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: |  |  | No | Alternative | QC Complete | 04/21/2022 |
| xx | 52458448 |  | xx | Alabama | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: AVM to be ordered as CU scores are missing.<br>04/20/2022 - Received AVM. Hence, condition is resolved. |  |  | Appraisal value xx and date xx<br> Supported 3 comparable |  | Single Family | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/18/2022 |
| xx | 48505750 |  | xx | Florida | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Both CU/LCA risk scores are missing, so secondary valuation is required as same missing in the file<br>04/28/2022 - Received AVM. Hence, condition is resolved. |  |  | Appraisal has #5 comparable to support value. |  | Single Family | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/25/2022 |
| xx | 85834750 |  | xx | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Verified Through 6 Comparable |  | Single Family | xx | xx | xx | Investor | Cash Out | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 04/20/2022 |
| xx | 72782622 |  | xx | Arizona | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Incomplete or Data not complete - EV R<br> COMMENT: CDA to be ordered as value on AVM is more than 10% on negative side of the appraisal.<br>04/27/2022 - Received CDA. Hence, condition is resolved. |  |  | Appraisal has provided 6 comps to support the opinion of value. Appraisal has ticked on Subject to completition xx with the appraised value xx |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/11/2022 |
| xx | 77683449 |  | xx | Nevada | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | used #7 comparable to support the opinion value of appraiser |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/12/2022 |
| xx | 95989049 |  | xx | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher Price Mortgage Loan - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged:6.595% Allowed:5.330% Over by:+1.265%<br>This loan failed the CA AB 260 higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test: FAIL Charged:6.595% Allowed:5.330% Over by:+1.265%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d).<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: This is cash out refinance and borrower is paying of his Federal tax lien, However we do not have any evidence regarding same. We need to have necessary documentation which states federal tax lien are paid of (court order or federal doc) or Final title policy stating federal tax lien are satisfied<br>07/27/2022 - Received updated Title policy, without federal tax lien reflecting on it. Hence condition resolved. |  |  | Appraisal has #5 comparable to support value. |  | Single Family | xx | xx | xx | Primary | Cash Out | xx | 3.5 | xx | 21 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type:Credit Report | xx | 36.895% |  | Alternative | QC Complete | 05/25/2022 |
| xx | 31722959 |  | xx | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Excessive DTI - EV R<br> COMMENT: Guideline - DTI is 50% for LTV <=65% and DTI 43% for >=65% LTV. <br> This loan has LTV xx and DTI is 48.5% which is beyond the limit of 43%<br>5/20/2022 - Incorrect guideline matrix used. The 43% DTI max is for the 3MBS program and this loan closed under the 12MBS program, which allows for DTI up to 50%.<br>\*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged: 6.320% Allowed: 5.330% Over by: +0.990%<br>This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test: FAIL Charged: 6.320% Allowed: 5.330% Over by: +0.990%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | "Appraisal has provided the 7 comparable to support the opinion of sale value."<br> Appraisal has ticked on As Is on xx. With the appraised value xx |  | Single Family | xx | xx | xx | Primary | Purchase | xx |  | xx | 25.25 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.591% | Yes | Alternative | QC Complete | 04/18/2022 |
| xx | 44666808 |  | xx | South Carolina | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: CDA to be ordered as confidence score is 0.14 which exceeds guideline limit.<br>05/09/2022 - Received CDA. Hence, condition is resolved.<br>\*\*\* (CURED) Hazard Insurance Coverage less than Loan Amount - EV R<br> COMMENT: This is condominium property.Coverage amount is less than loan amount. Provide Replacement cost estimator.<br>06/29/2022 - Condo Master Policy received that covers the full dwelling in the event of a loss. The building coverage is over $55M and the HO-6 coverage is for inside trim, accoutrements and fixtures and is not intended as actual dwelling coverage since that is already provided by the HOA. Hence, condition is waived. |  |  | Verified Through 6 Comparable |  | High Rise Condo (>=9 Stories) | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type: |  |  | No | Alternative | QC Complete | 04/22/2022 |
| xx | 37114816 |  | xx | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | As per appraisal as is,#6 comparable. |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/19/2022 |
| xx | 64095872 |  | xx | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Assets do not meet guidelines - EV R<br> COMMENT: Provide a copy of most recent two months bank statement/retirement/investment statement for the Mutual Fund to Provide Source Of Any Large Non-Payroll Deposits."<br> Gross rental $xx- PITIA of subject property $xx is $xx\*12=$xx<br> There is shortage of funds iao $xx ($xx-$xx) to meet the reserves as DSCR less than 1 (0.90) need to have 12 months reserves for negative cash. The available reserves is $xx<br>07/14/2022 - As per Credit Memo from xx Head of Credit dated March 1st, 2022, on DSCR loans proof of funds is not required at LTV's of 70% and less as well as $100K or less at any LTV. Per updated DSCR practices put into place on 3/10/22, the day this loan was submitted, xx stepped away from requiring reserves for negative DSCR and instituted an LTV reduction model instead. Loan closed within new xx practices as loan was only xx LTV which fits the -10% rule for it's negative DSCR. Hence, condition is waived. |  |  | Appraisal has provided 9 comparable to support the opinion of value<br> Appraisal has ticked As Is on xx. With the appraised value xx. |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/25/2022 |
| xx | 75086815 |  | xx | California | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher Price Mortgage Loan - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged:6.677% Allowed:5.420% Over by:+1.257%<br>This loan failed the CA AB 260 higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.\<br>CA AB 260 Higher-Priced Mortgage Loan Test: FAIL Charged:6.677% Allowed:5.420% Over by:+1.257%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Verified Through 6 Comparable |  | Single Family | xx | xx | xx | Primary | Purchase | xx |  | xx | 8 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 6.808% | Yes | Alternative | QC Complete | 04/08/2022 |
| xx | 85069106 |  | xx | Florida | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: AVM to be ordered as both CU scores are missing.<br>05/19/2022 - Received CDA. Hence, condition is resolved.<br>\*\*\* (CURED) Credit score does not meet guidelines - EV R<br> COMMENT: This is ITIN borrower. Require 3 credit scores per guidelines, however 1 credit score is missing.<br>6/17/2022 - Received confirmation from client that as per xx Guidelines Sec 4.6 specifically spells out to use the lower of two scores if only two are reporting, loan is still within parameters. Hence resolved the exception<br>\*\*\* (CURED) Missing Final 1003_Application - EV R<br> COMMENT: Final 1003 application is missing in the file for the Note date xx<br>07/15/2022 - Final 1003 received with note date xx. Hence, exception is resolved. |  |  | As per appraisal as is ,#5 comparable . |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/21/2022 |
| xx | 56727130 |  | xx | Virginia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Verified through 6 comparables |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/11/2022 |
| xx | 81301317 |  | xx | Nevada | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Verified Through 6 Comparable |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type: |  |  | No | Alternative | QC Complete | 04/22/2022 |
| xx | 15510437 |  | xx | Illinois | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | The Appraisal Has Been Marked As-Is On xx With The Value xx.<br> The Appraise Has Provided 7 ComparablesTo Support The Opinion Of The Value. |  | Single Family | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/25/2022 |
| xx | 20751014 |  | xx | Florida | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | As per appraisal as is ,#6 comparable . |  | Single Family | xx | xx | xx | Primary | Purchase | xx |  | xx | 8 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 13.824% | No | Alternative | QC Complete | 04/26/2022 |
| xx | 73005684 |  | xx | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Appraisal Value is xx dated xx<br> supported 5 comparable |  | PUD | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | Yes | Alternative | QC Complete | 04/25/2022 |
| xx | 71711078 |  | xx | California | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Please Provide CDA as AVM Confidence score is 0.3600 is greater than threshold.<br>05/27/2022 - Received CDA. Hence, condition is resolved. |  |  | The appraisal mark as is on date xx . The Value xx. The comparable# 6. |  | 3 Family | xx | xx | xx | Investor | Cash Out | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 05/13/2022 |
| xx | 31272123 |  | xx | California | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Income documentation does not meet guidelines - EV R<br> COMMENT: Loan program is 12 Month bank statement. UW income calculation from Bank statement of Account; xx #xx from 01/30/2021 to 01/01/2022., However missing bank statement in loan file of Account; xx #xx dated 01/01/2021 and 02/01/2021. Provided bank statement dated 01/01/2021 and 02/01/2021 (Account; xx #xx)<br>07/14/2022 - Not resolved - Received UW's bank statement summary sheet. Missing bank statement dated 01/01/2021 and 02/01/2021 (Account; xx #xx). To calculate the bank statement income we need missing bank statements.<br>07/28/2022 - We will not require statements for 1/2021 or 2/2021 for calculation because as per summary sheet client had used 3/2021 through 2/2022 for which we have statements. Hence, exception is resolved. |  |  | The Appraisal Has Been Marked As-Is On xx With The Value xx. The Appraise Has Provided 4 ComparablesTo Support The Opinion Of The Value. |  | 4 Family | xx | xx | xx | Primary | Purchase | xx |  | xx | 5.5 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 23.179% | Yes | Alternative | QC Complete | 04/28/2022 |
| xx | 15805817 |  | xx | Florida | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Automated Appraisal Review Missing - EV R<br> COMMENT: Provide CDA document as provided AVM reflects confidence score as 0.16 which is greater than 0.10 (CA valuation)<br>05/27/2022 - Received CDA. Hence, condition is resolved.<br>\*\*\* (CURED) Written or verbal dispute - EV R<br> COMMENT: Missing Verbal VOE of borrower from Just Insurance Brokers.<br>07/27/2022 - Received Verbal VOE. Hence condition resolved.<br>\*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test Fail 6.856% 6.680% +0.176%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | The Appraisal Has Been Marked As-Is On xx With The Value xx.<br> The Appraise Has Provided 4 ComparablesTo Support The Opinion Of The Value. |  | Mid Rise Condo (5-8 Stories) | xx | xx | xx | Primary | Purchase | xx |  | xx | 4.75 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.600% | Yes | Full Documentation | QC Complete | 09/15/2022 |
| xx | 21869834 |  | xx | Georgia | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Higher-Priced Mortgage Loan Test FAIL : charged : 6.330% allowed : 5.010% over by : +1.320%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | The Appraisal Has Been Marked As Is Onxx With The Value xx, The Appraiser Has Provided 6 Comparable To Support The Opinion Of The Value |  | Single Family | xx | xx | xx | Primary | Purchase | xx |  | xx | 2.75 | xx | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 9.356% | No | Alternative | QC Complete | 09/15/2022 |
| xx | 59123622 |  | xx | Georgia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Value supported by 3 comparables |  | Single Family | xx | xx | xx | Investor | Purchase | xx |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/13/2022 |

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## Exhibit 99.8

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| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Redacted ID** | **Original Loan Amount** | **State** | **Note Date** | **Occupancy** | **Purpose** | **Final Overall Compliance Grade** | **DBRS INITIAL Compliance Grade** | **DBRS FINAL Compliance Grade** | **FITCH INITIAL Compliance Grade** | **FITCH FINAL Compliance Grade** | **KROLL INITIAL Compliance Grade** | **KROLL FINAL Compliance Grade** | **MOODY's INITIAL Compliance Grade** | **MOODY's FINAL Compliance Grade** | **S&P INITIAL Compliance Grade** | **S&P FINAL Compliance Grade** | **S&P INITIAL Property Grade** | **S&P FINAL Property Grade** |
| xx | 70559377 | xx | Georgia | xx | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 76539360 | xx | Florida | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 97614137 | xx | Utah | xx | Primary | Cash Out A | A D | D | A D | D | A D | D | A D | D | A D CA | RD | RA | VD | VA |
| xx | 60034729 | xx | Missouri | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 12351610 | xx | California | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 67069577 | xx | Maryland | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 72782622 | xx | Arizona | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 37114816 | xx | Florida | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 86722008 | xx | Hawaii | xx | Investor | Cash Out A | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D CB CA | Not Applicable | Not Applicable | VD | VA |
| xx | 93723535 | xx | Florida | xx | Primary | Refinance B | A B | B | A B | B | A B | B | A B | B | A B CB | RB | RA | VA | VA |
| xx | 22797700 | xx | Florida | xx | Primary | Cash Out A | A | A | A | A | A | A | A | A | A CA | RA | RA | VA | VA |
| xx | 31272123 | xx | California | xx | Primary | Purchase A | A D | A | A D | A | A D | A | A D | A | A D CD CA | RA | RA | VA | VA |
| xx | 44580084 | xx | New York | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CD CA | Not Applicable | Not Applicable | VD | VA |
| xx | 87303907 | xx | Texas | xx | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 78849088 | xx | Idaho | xx | Primary | Cash Out A | A D | B | A D | B | A D | B | A D | B | A D CA | RB | RA | VD | VA |
| xx | 48505750 | xx | Florida | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 95989049 | xx | California | xx | Primary | Cash Out A | A D | B | A D | B | A D | B | A D | B | A D CD CA | RB | RA | VA | VA |
| xx | 71711078 | xx | California | xx | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 87631866 | xx | Texas | xx | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CD CA | Not Applicable | Not Applicable | VA | VA |
| xx | 69798148 | xx | Florida | xx | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 75703113 | xx | Illinois | xx | Primary | Cash Out A | A D | B | A D | B | A D | B | A D | B | A D CA | RB | RA | VD | VA |
| xx | 52458448 | xx | Alabama | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 46211219 | xx | Texas | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 90386741 | xx | Florida | xx | Investor | Purchase B | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B | Not Applicable | Not Applicable D B CB | Not Applicable | Not Applicable | VD | VA |
| xx | 20751014 | xx | Florida | xx | Primary | Purchase A | A | A | A | A | A | A | A | A | A CA | RA | RA | VA | VA |
| xx | 37414425 | xx | Minnesota | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 87948654 | xx | Florida | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 81301317 | xx | Nevada | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 60926144 | xx | Georgia | xx | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 26769778 | xx | Texas | xx | Primary | Refinance A | A B | B | A B | B | A B | B | A B | B | A B CA | RB | RA | VA | VA |
| xx | 73005684 | xx | Florida | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 43554864 | xx | Texas | xx | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 32279572 | xx | Illinois | xx | Primary | Purchase A | A D | B | A D | B | A D | B | A D | B | A D CA | RB | RA | VD | VA |
| xx | 31722959 | xx | California | xx | Primary | Purchase A | A C | B | A C | B | A C | B | A C | B | A C CC CA | RB | RA | VA | VA |
| xx | 51766042 | xx | Washington | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 90067284 | xx | Florida | xx | Primary | Cash Out A | A D | A | A D | A | A D | A | A D | A | A D CD CA | RA | RA | VD | VA |
| xx | 85069106 | xx | Florida | xx | Investor | Purchase A | Not Applicable C | Not Applicable | Not Applicable D C | Not Applicable | Not Applicable D C | Not Applicable | Not Applicable D C | Not Applicable | Not Applicable D C CC CA | Not Applicable | Not Applicable | VD | VA |
| xx | 49617121 | xx | Illinois | xx | Primary | Refinance A | A B | B | A B | B | A B | B | A B | B | A B CA | RB | RA | VA | VA |
| xx | 44666808 | xx | South Carolina | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CD CA | Not Applicable | Not Applicable | VD | VA |
| xx | 41536718 | xx | California | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 93930121 | xx | Virginia | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 42100611 | xx | Missouri | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 96365819 | xx | Florida | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 21869834 | xx | Georgia | xx | Primary | Purchase A | A B | B | A B | B | A B | B | A B | B | A B CA | RB | RA | VA | VA |
| xx | 15805817 | xx | Florida | xx | Primary | Purchase A | A D | B | A D | B | A D | B | A D | B | A D CD CA | RB | RA | VD | VA |
| xx | 11204360 | xx | California | xx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 77683449 | xx | Nevada | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 30890803 | xx | Nevada | xx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 96625347 | xx | Minnesota | xx | Primary | Cash Out A | A D | B | A D | B | A D | B | A D | B | A D CA | RB | RA | VD | VA |
| xx | 15510437 | xx | Illinois | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 64095872 | xx | Texas | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CD CA | Not Applicable | Not Applicable | VA | VA |
| xx | 30243619 | xx | North Carolina | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CD CA | Not Applicable | Not Applicable | VA | VA |
| xx | 90348054 | xx | Arizona | xx | Investor | Refinance A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CD CA | Not Applicable | Not Applicable | VD | VA |
| xx | 75086815 | xx | California | xx | Primary | Purchase A | A B | B | A B | B | A B | B | A B | B | A B CA | RB | RA | VA | VA |
| xx | 54896795 | xx | Hawaii | xx | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 85834750 | xx | California | xx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 31278399 | xx | South Carolina | xx | Investor | Purchase A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CD CA | Not Applicable | Not Applicable | VD | VA |
| xx | 79112751 | xx | Washington | xx | Primary | Cash Out A | A B | B | A B | B | A B | B | A B | B | A B CA | RB | RA | VA | VA |
| xx | 59123622 | xx | Georgia | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |
| xx | 14010122 | xx | Texas | xx | Investor | Cash Out A | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D CA | Not Applicable | Not Applicable | VD | VA |
| xx | 56727130 | xx | Virginia | xx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable CA | Not Applicable | Not Applicable | VA | VA |

---

## Exhibit 99.8

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **AGENCY DATA** | **AGENCY DATA** | **AGENCY DATA** |
| **Infinity ID** | **Customer Loan #** | **Redacted ID** | **Seller Loan #** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Appraised Value** | **Value for CLTV** | **Appraisal Date** | **Appraisal Type** | **AVM Value** | **Variance $** | **Variance %** | **AVM Company** | **AVM FSD Score** | **AVM Effective Date** | **Desk Value** | **Variance $** | **Variance %** | **Desk Company** | **Desk Report Date** | **BPO As-Is Value** | **Variance $** | **Variance %** | **BPO Company** | **BPO Inspection Date** | **FR Value** | **Variance $** | **Variance %** | **FR Company** | **FR Report Date** | **2nd Appraisal Value** | **Variance $** | **Variance %** | **2nd Appraisal Company** | **2nd Appraisal Date** | **Eligible for Rep/Warrant Relief** | **LCA Risk Score** | **CU Score** |
| 550RB0V4FNW | xx | 12351610 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.5 | 1.6 |
| CQGJZO51IND | xx | 44580084 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 7.067% | Clear Capital | 0.107 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| KLFOPQOFTBG | xx | 37414425 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -0.025% | Clear Capital | 0.02 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| PCKQFXOPWAE | xx | 90067284 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -32.151% | Collateral Analytics LLC | 0.46 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| NLIWA5RTPIP | xx | 43554864 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -2.645% | Black Knight, Inc | 0.22 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| NLYQHLLKHLW | xx | 32279572 |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| POOR0C2ATM3 | xx | 49617121 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| S0AU3EIMZWV | xx | 42100611 |  | xx | xx | xx | xx | xx | xx | 1025 2-4 Family Property | xx | xx | -4.532% | Clear Capital | 0.26 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| WEBXEES3OYA | xx | 54896795 |  | xx | xx | Not Applicable | xx | xx | xx | 1073 Condominiums | xx | xx | -3.823% | Clear Capital | 0.183 | xx | xx | $0.00 | 0.000% | Clear capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| 52TTEYQI10Q | xx | 60034729 |  | xx | xx | xx | xx | xx | xx | 1025 2-4 Family Property |  |  |  |  |  |  |  |  |  |  |  | xx | xx | -30.242% | Red Bell Real Estate LLC | xx |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| SEADLFMDKOR | xx | 96365819 |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums | xx | xx | 2.806% | Clear Capital | 0.087 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| BQSNUFKK2DD | xx | 93723535 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -1.055% | Veros Software Inc | 0.1 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 0IEF2WHDPG3 | xx | 70559377 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -18.033% | Veros Software Inc | 0.08 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| LAZWFOCVDE5 | xx | 60926144 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -8.148% | Veros Software Inc | 0.13 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| GQTXSORFDLR | xx | 46211219 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| EPBAMM4QFF5 | xx | 78849088 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 10.313% | Clear Capital | 0.094 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| YKIDNTEAZP1 | xx | 14010122 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| LGUAJ04VWIQ | xx | 26769778 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 0.833% | Veros Software Inc | 0.03 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| P5SCZHWUQDH | xx | 51766042 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 1.039% | Veros Software Inc | 0.04 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| EKXMFVWL2S1 | xx | 87303907 |  | xx | xx | Not Applicable | xx | xx | xx | 1025 2-4 Family Property |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| WAVM0YF2AY3 | xx | 90348054 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -22.593% | Collateral Analytics LLC | 0.19 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| SXVJMYOO2UV | xx | 11204360 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 0.749% | Realtors Property Resources, LLC | 0.08 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| R43BKKE4LKS | xx | 93930121 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -10.882% | Real Info Inc | 0.01 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| FEBYKHLLK23 | xx | 87631866 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -8.116% | Veros Software Inc | 0.08 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| FIK3W1TPAJA | xx | 69798148 |  | xx | xx | Not Applicable | xx | xx | xx | 1025 2-4 Family Property | xx | xx | 26.563% | Black Knight, Inc | 0.15 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| JGXDXPNTC3X | xx | 90386741 |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums | xx | xx | 3.986% | Veros Software Inc | 0.11 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 5FL05PT1RZV | xx | 67069577 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 1.042% | Veros Software Inc | 0.02 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| VR5CN0BUEJB | xx | 30243619 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 1.194% | Veros Software Inc | 0.02 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| UESNM1HZEVT | xx | 96625347 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -10.014% | Collateral Analytics LLC | 0.5 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| U03WNBGMNA5 | xx | 30890803 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 1.429% | Veros Software Inc | 0.02 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| C4SP42QPN5R | xx | 22797700 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -3.927% | Collateral Analytics LLC | 0.05 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| KVG1EZTVNIC | xx | 87948654 |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums | xx | xx | 20.465% | Collateral Analytics LLC | 0.23 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| FIQWSP3B3GA | xx | 75703113 |  | xx | xx | Not Applicable | xx | xx | xx | 1025 2-4 Family Property | xx | xx | 1.047% | Clear Capital | 0.126 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| XJHCGXQDQKJ | xx | 79112751 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 1.333% | Veros Software Inc | 0.04 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| AW14BE52TNC | xx | 86722008 |  | xx | xx | Not Applicable | xx | xx | xx | 1073 Condominiums | xx | xx | 0.998% | Clear Capital | 0.076 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| WZF1X41UBXN | xx | 31278399 |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums | xx | xx | -22.043% | Clear Capital | 0.084 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 1QSZJRDYOAE | xx | 97614137 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| QYMSIBHM3ES | xx | 41536718 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -1.565% | Clear Capital | 0.03 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 0XPENGTJ2HI | xx | 76539360 |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums | xx | xx | -3.886% | Collateral Analytics LLC | 0.19 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| FO2US5IR1A0 | xx | 52458448 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -1.648% | Clear Capital | 0.02 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| EPBMI0QJCDQ | xx | 48505750 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 17.413% | Clear Capital | 0.072 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| WUSLOVOWN3Y | xx | 85834750 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 4.324% | Veros Software Inc | 0.08 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 5GWDVJVART4 | xx | 72782622 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -46.667% | Collateral Analytics LLC | 0.5 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| T0SX4QJ5FDJ | xx | 77683449 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -2.931% | Collateral Analytics LLC | 0.04 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| ERGVPNNIPI4 | xx | 95989049 |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 2.550% | Veros Software Inc | 0.04 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.8 |
| OO4IHWLW55D | xx | 31722959 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -7.301% | Realtors Property Resources, LLC | 0.03 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| PSYQBLQLU13 | xx | 44666808 |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums | xx | xx | 40.833% | Collateral Analytics LLC | 0.14 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| 5OMQBTSVUYM | xx | 37114816 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -5.862% | Black Knight, Inc | 0.06 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| UW4RX1DL4SQ | xx | 64095872 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -3.698% | Veros Software Inc | 0.06 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| WBNCEP4OYPE | xx | 75086815 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 1.053% | Veros Software Inc | 0.04 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| PD4I2YVOTS1 | xx | 85069106 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| ZSYYLZBPWZJ | xx | 56727130 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -1.029% | Veros Software Inc | 0.05 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| L1OEYWJ3IDF | xx | 81301317 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 0.533% | Collateral Analytics LLC | 0.05 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| URPR5UZT1RR | xx | 15510437 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1.4 |
| JXPKDX41Z2N | xx | 20751014 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | 1.028% | Veros Software Inc | 0.08 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| NLDVV2ENCPU | xx | 73005684 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal | xx | xx | -1.071% | Veros Software Inc | 0.03 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3 | 1.5 |
| EUW5U0F2MSF | xx | 71711078 |  | xx | xx | Not Applicable | xx | xx | xx | 1025 2-4 Family Property | xx | xx | 9.091% | Collateral Analytics LLC | 0.36 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| CAPCU0WCXE1 | xx | 31272123 |  | xx | xx | xx | xx | xx | xx | 1025 2-4 Family Property | xx | xx | 7.326% | Collateral Analytics LLC | 0.48 | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx | $0.00 | 0.000% | O'Day Appraisal Service | xx | No | Not Applicable | Not Applicable |
| STSA2EAHVFU | xx | 15805817 |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums | xx | xx | 1.379% | Collateral Analytics LLC | 0.16 | xx | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| SK11ZKH5WPC | xx | 21869834 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| XLAJQ35IEJK | xx | 59123622 |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 | 1.6 |

---

## Exhibit 99.8

**Tape Discrepancies**

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Scienna Id** | **Loan #1** | **Redacted ID** | **Loan #2** | **Field** | **Loan Value** | **Tape Value** | **Variance** | **Variance %** | **Comment** | **Tape Source** | **Tape Type** |
| KLFOPQOFTBG | xx | 37414425 |  | B1 Citizenship Status | xx | xx |  |  | Updated as per document | Initial |  |
| KLFOPQOFTBG | xx | 37414425 |  | B1 Credit Score | xx | xx | -24 | -3.06905% | Updated as per Credit Report | Initial |  |
| PCKQFXOPWAE | xx | 90067284 |  | Original Note Doc Date | xx | xx | -5 (Days) |  | Updated as per note document. | Initial |  |
| NLIWA5RTPIP | xx | 43554864 |  | Original Note Doc Date | xx | xx | -1 (Days) |  | updated as per the Note doc | Initial |  |
| NLYQHLLKHLW | xx | 32279572 |  | Original Appraisal Date | xx | xx | -27 (Days) |  | Updated as per Appraisal Report | Initial |  |
| POOR0C2ATM3 | xx | 49617121 |  | Original Note Doc Date | xx | xx | -5 (Days) |  | Information updated as per Note document | Initial |  |
| S0AU3EIMZWV | xx | 42100611 |  | Original Note Doc Date | xx | xx | -1 (Days) |  | Updated As Per Note Doc | Initial |  |
| WEBXEES3OYA | xx | 54896795 |  | Original Note Doc Date | xx | xx | -4 (Days) |  | Verified from Note Document. | Initial |  |
| 52TTEYQI10Q | xx | 60034729 |  | Original Note Doc Date | xx | xx | -1 (Days) |  | Updated as per NOTE Document | Initial |  |
| SEADLFMDKOR | xx | 96365819 |  | Original Note Doc Date | xx | xx | -3 (Days) |  | Verified through Note doc | Initial |  |
| BQSNUFKK2DD | xx | 93723535 |  | Income B1 U/W | xx | xx | $-5898.38 | -50.05906% | Updated as per document | Initial |  |
| BQSNUFKK2DD | xx | 93723535 |  | Original Note Doc Date | xx | xx | -4 (Days) |  | Updated As Per Note Document. | Initial |  |
| EPBAMM4QFF5 | xx | 78849088 |  | Original Note Doc Date | xx | xx | -7 (Days) |  | Updated as per Document | Initial |  |
| LGUAJ04VWIQ | xx | 26769778 |  | Original Note Doc Date | xx | xx | -5 (Days) |  | Updated as per Note doc | Initial |  |
| SXVJMYOO2UV | xx | 11204360 |  | Purpose of Transaction per HUD-1 | Refinance | Cash Out |  |  |  | Initial |  |
| FEBYKHLLK23 | xx | 87631866 |  | B1 Citizenship Status | xx | xx |  |  | Updated as per Doc. | Initial |  |
| FEBYKHLLK23 | xx | 87631866 |  | Original Note Doc Date | xx | xx | -8 (Days) |  | As PerThe Note Doc Date | Initial |  |
| FIK3W1TPAJA | xx | 69798148 |  | Income B1 U/W | Not Applicable | $254.00 |  |  | As this is an investor cash flow loan, DSCR income used, additional income not considered. | Initial |  |
| UESNM1HZEVT | xx | 96625347 |  | Borrower DTI Ratio Percent | 16.733% | 17.600% | 16.557% | 16.55700% | Update as per document | Initial |  |
| UESNM1HZEVT | xx | 96625347 |  | Income B1 U/W | xx | xx | $1856.16 | 5.11338% | Update as per document | Initial |  |
| UESNM1HZEVT | xx | 96625347 |  | Original Note Doc Date | xx | xx | -6 (Days) |  | Updated as per Note. | Initial |  |
| C4SP42QPN5R | xx | 22797700 |  | Income B1 U/W | xx | xx | $-1195.00 | -7.58773% | As per borrower income documents borrower income is xx | Initial |  |
| C4SP42QPN5R | xx | 22797700 |  | Original Appraisal Date | xx | xx | -151 (Days) |  |  | Initial |  |
| C4SP42QPN5R | xx | 22797700 |  | Original Note Doc Date | xx | xx | -5 (Days) |  | Updated as per note. | Initial |  |
| KVG1EZTVNIC | xx | 87948654 |  | Original Note Doc Date | xx | xx | -1 (Days) |  | updated as per package. | Initial |  |
| FIQWSP3B3GA | xx | 75703113 |  | Original Note Doc Date | xx | xx | -5 (Days) |  | Updated As Per Document. | Initial |  |
| AW14BE52TNC | xx | 86722008 |  | Original Note Doc Date | xx | xx | -1 (Days) |  | Updated as per note document | Initial |  |
| WZF1X41UBXN | xx | 31278399 |  | Original Note Doc Date | xx | xx | -1 (Days) |  | Updated as per the doc | Initial |  |
| 1QSZJRDYOAE | xx | 97614137 |  | Original Note Doc Date | xx | xx | -5 (Days) |  | Updated as per doc | Initial |  |
| 0XPENGTJ2HI | xx | 76539360 |  | B1 Citizenship Status | xx | xx |  |  |  | Initial |  |
| FO2US5IR1A0 | xx | 52458448 |  | Original Note Doc Date | xx | xx | -1 (Days) |  | As Per The Note Doc Date | Initial |  |
| 5GWDVJVART4 | xx | 72782622 |  | B1 Citizenship Status | xx | xx |  |  |  | Initial |  |
| T0SX4QJ5FDJ | xx | 77683449 |  | B1 Credit Score | xx | xx | 50 | 6.83994% | updated as per recent credit report present in the package | Initial |  |
| 5OMQBTSVUYM | xx | 37114816 |  | Original Note Doc Date | xx | xx | -5 (Days) |  | Updated as per Doc | Initial |  |
| UW4RX1DL4SQ | xx | 64095872 |  | Original Note Doc Date | xx | xx | -3 (Days) |  | Updated as per document | Initial |  |
| WBNCEP4OYPE | xx | 75086815 |  | Borrower DTI Ratio Percent | 6.808% | 15.100% | 6.657% | 6.65700% | Updated as per calculated | Initial |  |
| WBNCEP4OYPE | xx | 75086815 |  | Income B1 U/W | xx | xx | $48717.00 | 121.79250% | Updated as per calculation. | Initial |  |
| ZSYYLZBPWZJ | xx | 56727130 |  | Original Note Doc Date | xx | xx | -1 (Days) |  | Update as per note document. | Initial |  |
| NLDVV2ENCPU | xx | 73005684 |  | Original Note Doc Date | xx | xx | -1 (Days) |  | Updated as per note document. | Initial |  |
| CAPCU0WCXE1 | xx | 31272123 |  | Income B1 U/W | xx | xx | $-70001.38 | -85.58089% | updated as per doc. | Initial |  |
| SK11ZKH5WPC | xx | 21869834 |  | Original Balance (or Line Amount) | xx | xx | xx | 0.09497% |  | Initial |  |
| SK11ZKH5WPC | xx | 21869834 |  | Original Note Doc Date | xx | xx | -87 (Days) |  | Updated as per Doc | Initial |  |
| XLAJQ35IEJK | xx | 59123622 |  | Original Note Doc Date | xx | xx | -24 (Days) |  | Information updated as per Note Document | Initial |  |

---

## Exhibit 99.8

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Lender Loan Identifier** | **Redacted ID** | **Entity Holding Title** | **B1 Citizenship Status** | **Documentation Type (mTrade)** |
| xx | 70559377 | Individual | xx | DSCR |
| xx | 76539360 | Individual | xx | DSCR |
| xx | 97614137 | Individual | xx | 12 Mo Bank Statement |
| xx | 60034729 | Individual | xx | DSCR |
| xx | 12351610 | Individual | xx | 12 Mo Bank Statement |
| xx | 67069577 | Individual | xx | DSCR |
| xx | 72782622 | Individual | xx | DSCR |
| xx | 37114816 | Individual | xx | DSCR |
| xx | 86722008 | Individual | xx | DSCR |
| xx | 93723535 | Individual | xx | 12 Mo Bank Statement |
| xx | 22797700 | Individual | xx | 12 Mo Bank Statement |
| xx | 31272123 | Individual | xx | 12 Mo Bank Statement |
| xx | 44580084 | Individual | Not Applicable | DSCR |
| xx | 87303907 | Individual | xx | DSCR |
| xx | 78849088 | Individual | xx | Full Documentation |
| xx | 48505750 | Individual | xx | DSCR |
| xx | 95989049 | Individual | xx | 12 Mo Bank Statement |
| xx | 71711078 | Individual | xx | DSCR |
| xx | 87631866 | Individual | xx | DSCR |
| xx | 69798148 | Individual | xx | DSCR |
| xx | 75703113 | Individual | xx | Full Documentation |
| xx | 52458448 | Individual | xx | DSCR |
| xx | 46211219 | Individual | xx | DSCR |
| xx | 90386741 | Individual | xx | DSCR |
| xx | 20751014 | Individual | xx | 12 Mo Bank Statement |
| xx | 37414425 | Individual | xx | DSCR |
| xx | 87948654 | Individual | xx | DSCR |
| xx | 81301317 | Individual | xx | DSCR |
| xx | 60926144 | Individual | xx | DSCR |
| xx | 26769778 | Individual | xx | 12 Mo Bank Statement |
| xx | 73005684 | Individual | xx | DSCR |
| xx | 43554864 | Limited Liability Corporation | xx | DSCR |
| xx | 32279572 | Individual | xx | 12 Mo Bank Statement |
| xx | 31722959 | Individual | xx | 12 Mo Bank Statement |
| xx | 51766042 | Individual | xx | DSCR |
| xx | 90067284 | Individual | xx | Asset Utilization |
| xx | 85069106 | Individual | xx | DSCR |
| xx | 49617121 | Individual | xx | Full Documentation |
| xx | 44666808 | Individual | xx | DSCR |
| xx | 41536718 | Individual | xx | DSCR |
| xx | 93930121 | Individual | xx | DSCR |
| xx | 42100611 | Individual | xx | DSCR |
| xx | 96365819 | Individual | xx | DSCR |
| xx | 21869834 | Individual | xx | 12 Mo Bank Statement |
| xx | 15805817 | Individual | xx | Full Documentation |
| xx | 11204360 | Individual | xx | DSCR |
| xx | 77683449 | Individual | xx | DSCR |
| xx | 30890803 | Individual | xx | DSCR |
| xx | 96625347 | Individual | xx | 12 Mo Bank Statement |
| xx | 15510437 | Individual | xx | DSCR |
| xx | 64095872 | Individual | xx | DSCR |
| xx | 30243619 | Individual | xx | DSCR |
| xx | 90348054 | Individual | xx | DSCR |
| xx | 75086815 | Individual | xx | 12 Mo Bank Statement |
| xx | 54896795 | Individual | xx | DSCR |
| xx | 85834750 | Individual | xx | DSCR |
| xx | 31278399 | Individual | xx | DSCR |
| xx | 79112751 | Individual | xx | 12 Mo Bank Statement |
| xx | 59123622 | Individual | xx | DSCR |
| xx | 14010122 | Individual | xx | DSCR |
| xx | 56727130 | Individual | xx | DSCR |

---

## Exhibit 99.9

**Exhibit 99.9**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc. ("Consolidated Analytics") performed certain due diligence services (the "Review") described below on newly originated residential mortgage loans acquired by Loan Funding Structure LLC, through a bulk purchase. The review included a total of 2 newly originated residential mortgage loans, in connection with the securitization identified as BRAVO 2023-1 (the "Securitization"). The Review was conducted from November 2021 through December 2021 on mortgage loans originated between July 2021 and November 2021.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate borrower(s) monthly gross income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate funds required to close, required reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review credit report for credit history and required credit depth including any / all inquiries

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate
loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Review
borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation
through third party resource of the subject properties most recent twelve (12) month sales history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm
sufficient evidence in loan file, by reviewing the underwriter's decision to approve the loan based upon the borrows income, debt,
and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm
that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Provide
Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm
Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
condominium questionnaire to verify all information is complete, prepared by an authorized representative, and address any red flags
that may deem condominium project ineligible

Credit Documentation: A review of the documentation underlying the credit decision was performed to determine sufficiency for consideration in the Credit Review. The Credit Documentation review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Credit
Report: Credit Report in file for all borrowers and meets guideline seasoning requirements and contains OFAC clearance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Income
Documentation / Lease Agreements: Confirmation of the presence of income documentation in the loan file when required by lender or Client
specified underwriting guidelines. For rental properties where existing leases are required to be verified, verify their presence and
sufficiency for purpose based on underwriting guideline standards;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Asset
Documentation: Confirmation of presence of asset documentation requirements relative to loan type and guideline requirements for verification
of closing funds and reserves;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Borrower/Guarantor
Identification: Verify that the file contains a copy of a government issued identification verification for each borrower (i.e. driver's
license, state ID, passport);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Insurance
Certificate: Verify that the loan file contains a copy of the hazard insurance certificate for the subject property and that flood insurance
is also documented when required;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Property
Valuation: Confirm the presence of a complete appraisal report and supporting secondary independent estimate of value;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Commercial
Borrower Organizing Documentation: Confirm the presence an Operating Agreement, Bylaws, related amendments and filings or other organizing
and operating documentation relative to the commercial borrower entity;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Articles
of Incorporation/Certificate of Formation: Confirm that each loan file contains a copy of the Articles of Incorporation establishing
registration within the state of operation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Certificate
of Good Standing: Confirm that each borrowing entity is active in the state of registration by confirming the presence of a web print
out or certification of good standing for the state is in the file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. Borrower
Authority / Consent of Members: Confirm that the loan file contains evidence that the individual executing the loan agreements has been
given signing authority on behalf of the borrowing entity.

Legal Documentation: A review of the documentation required to secure the lender's interest in the loan and the borrower(s)' obligations thereunder was conducted with the purpose of validating their presence in the mortgage loan file and sufficiency of execution:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Note/Loan
Agreement/Security Instrument/Extension: Verification of the presence of the note, loan agreement or security instrument as applicable
and that the agreement is properly executed by all parties. Confirm that all applicable allonges or addenda to the note are evidenced
in the loan file and duly executed by all responsible parties. If the subject loan has reached or is nearing maturity confirm that an
extension agreement is present and duly executed by all required parties;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Mortgage/Deed
of Trust/Assignment of Rents: Verify that a mortgage or deed of trust is in file and is duly executed and notarized and that it contains
all applicable riders including an assignment of rents;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Power
of Attorney: If closing docs are executed by a POA confirm that the POA complies with all applicable underwriting and legal requirements
including those for timing, form, authority and execution;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Personal
Guaranty: Verify that the requisite individual ownership percentage of a commercial entity borrower as stipulated within Client or lender
underwriting guidelines has provided a personal guaranty for the loan;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Affidavit
of Commercial Purpose/Occupancy Certification: Verify that each file contains a borrower statement verifying that the loan is for commercial
purpose and that the subject property will not be owner occupied;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Title
Policy: Confirmation that the file contains evidence of title insurance and that the title is free from material defects that could affect
lien position;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Deed
for Conveyance of Title: Confirm that the applicable Grant or Warranty Deed is evidenced in the loan file and properly conveys interest
in the subject property;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Purchase
Contract: If applicable, confirm the presence of a valid and executed Purchase and Sale Agreement along with any counter offers and modified
terms of sale;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Settlement
Statement: As applicable based on loan type and origination date, confirm the presence of a final settlement statement in the mortgage
loan file.

Guidelines: The underwriting guidelines as specified by Client served as the criteria under which each loan qualification review took place. Qualification criteria includes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Borrower/Guarantor
Eligibility: Review each borrower to ensure that they meet eligibility requirements of underwriting guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Assets:
Validate that the mortgage loan file contains adequately qualified verification of assets to meet underwriting standards;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Debt-Service
Coverage Ratios "DSCR": Calculate the debt-service coverage ratio to ensure it meets minimum guideline standards;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Credit
History: Review the borrower credit reports and any supplemental credit history documentation to verify whether the borrower met guideline
requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Credit
Scores: Review each borrower/guarantor credit report to validate that the credit score used in qualification is accurate and whether
it meets minimum loan qualification and underwriting standards as specified in the underwriting guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Occupancy:
Confirm that the occupancy of the subject property used for qualification of the loan is accurate and compliant with guideline requirements.
Confirm that the borrower has executed an affidavit of commercial/business purpose and that no other documentation that shows the subject
property might be a primary residence;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Loan-to-Value
Ratios: Recalculate the Loan-to-Value Ratio utilizing the Purchase Contract, Property Valuations and/or Loan Agreements to determine
whether initial, as-is and as-repaired LTV and CLTV meet loan qualification and underwriting guideline standards based on the calculation
methods set forth in underwriting guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Insurance:
Confirm the adequacy of hazard insurance coverage and that premiums are included in PITI calculations. If required based on flood zone,
confirm the presence and adequacy of flood insurance coverage and that premiums are included in PITI calculations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compensating
Factors: Review and validate any compensating factors used in the qualification of the loan and in consideration of loan level underwriting
guideline exceptions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. Letters
of Explanation: Confirm the presence of Letters of Explanation (LOX) where required per underwriting guidelines and that each such LOX
adequately addresses the eligibility scenario under question;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Exception
Approvals: Confirm that any exceptions to underwriting guidelines and/or investor guideline overlays were fully documented, properly
approved, and supported;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;l. Misrepresentation
/ Fraud Review: Validate that an independent third-party fraud report was obtained for each guarantor when required by underwriting guidelines
and that red flags on third party fraud reports have been reviewed.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to investment properties and cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a "Compliance Review" of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;a. Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by
TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Tolerance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;c. Comprehensive review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;d. Recalculation of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;e. Testing of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;f. Determine whether specified federal disclosures were provided timely based upon comparison of the application
date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;g. Compliance with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;h. Notice of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the correct Right of Rescission document was executed for the transaction
type

&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm through NMLS the loan originator and originating firm's license status was active and properly
disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;j. Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the
Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;k. Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent
with other documents; Confirm collateral documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review original appraisal, determination that property is in "average" condition or better,
or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be
identified with the condition of the property, Consolidated Analytics will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review appraisal, determination that property is completely constructed and appraisal is on an "as
is basis," or property is identified as not completely constructed by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser
indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review and determine the relevance of the comparable properties and ensure that a rational and reliable
value was provided and supported as of the effective date of the Origination Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where applicable, determine if the file did not contain the appraisal or other valuation method and a
review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional valuation products were not required when the CU score provided was 2.5 or below. In the event
the CU score was greater than 2.5, an additional valuation product was obtained to confirm value was supported within 10% tolerance. In
some instances, CDA's were ordered on loans that had an acceptable CU score based on guidance from the seller.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

For loans reviewed in a post-close valuation review scenario (2 loans in total):

Zero (0) loans had a Secondary Appraisal, zero (0) loans had AVMs, and zero (0) loans had Desktop Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, was inconclusive, or a PIW was present, then a Field Review, a Broker Price Opinion (BPO) along with a Reconciliation of the values or a 2nd Appraisal was completed.

Zero (0) loans had a Field Review or BPO, and zero (0) loans had an Exterior Only Appraisal Review all of which supported value.

**Product totals may not sum due to multiple products for each loan**

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the 2 mortgage loans reviewed, zero (0) unique mortgage loans (0% by loan count) had a total of 0 different tape discrepancies cross 0 data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;0 | &nbsp;&nbsp;**0%** |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
| Event Grade A | 1 | $651000.00 | 50.00% |
| Event Grade B | 0 | $0.00 | 0% |
| Event Grade C | 1 | $304000.00 | 50.00% |
| Event Grade D | 0 | $0.00 | 0% |
| **Total Sample** | 2 | $955000.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 1 | 50.00% |
| Event Grade B | 0 | 0% |
| Event Grade C | 1 | 50.00% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 2 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results: (As applicable, 1 loan within population did not receive a Compliance Review)** | **Compliance Results: (As applicable, 1 loan within population did not receive a Compliance Review)** | **Compliance Results: (As applicable, 1 loan within population did not receive a Compliance Review)** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 0 | 0% |
| Event Grade B | 1 | 100.00% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 1 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results: (As applicable, 1 loan within population did not receive a Compliance Review)** | **Compliance Results: (As applicable, 1 loan within population did not receive a Compliance Review)** | **Compliance Results: (As applicable, 1 loan within population did not receive a Compliance Review)** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 0 | 0% |
| Event Grade B | 1 | 100.00% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 1 | 100.00% |

---

 **Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset Documents are Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower Income Verification does not match Approval | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower Liabilities Verification Indicator is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Indicator is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Housing history does not meet guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Background Check | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Evidence of Hazard Insurance Premium and Proof Paid | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Executed Borrower Certification and Authorization | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Executed Certification of Business Purpose | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Title Insurance Policy | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Note Terms Error (Prepay Terms) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;***11*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Qualifying DTI exceeds Guideline Maximum Allowable | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Residual income does not meet guidelines. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Credit Grade (C) Exceptions:*** | &nbsp;&nbsp;***2*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Affiliated Business Disclosure is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***1*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.9

---

| | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Servicer Loan Number** | &nbsp;&nbsp;**Borrower Last Name** | &nbsp;&nbsp;**Loan Amount** | &nbsp;&nbsp;**State** | &nbsp;&nbsp;**Note Date** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**ATR/QM Status** | &nbsp;&nbsp;**Overall Grade** | &nbsp;&nbsp;**Credit Grade** | &nbsp;&nbsp;**Compliance Grade** | &nbsp;&nbsp;**Property Grade** | &nbsp;&nbsp;**Credit Exception** | &nbsp;&nbsp;**Credit Rebuttal** | &nbsp;&nbsp;**Compliance Exception** | &nbsp;&nbsp;**Compliance Rebuttal** | &nbsp;&nbsp;**Property Exception** | &nbsp;&nbsp;**Property Rebuttal** | &nbsp;&nbsp;**Covered High Cost Loan** | &nbsp;&nbsp;**Compensating Factors** |
| &nbsp;&nbsp;33679690 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXX | &nbsp;&nbsp;Owner occupied | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;2 | &nbsp;&nbsp;1 | &nbsp;&nbsp;[1] Hazard Insurance Indicator is Partial - XX/XX/XXXX - Provide legible copy of the condo master insurance policy certificate of property insurance (page 505).; [1] Asset Documents are Incomplete - XX/XX/XXXX - 1) Provide documentation to explain and source large deposit of $XXX on XX/XX/XXXX to XXX account ending #XXX (page 133).<br> 2) Note on XXX indicates there was an exception for seasoning. Transaction seasoning and ownership seasoning requirements discussed in the XXX Guide do not apply to purchase transaction. The only other reference to seasoning in the XXX (page 55) discusses a 60-day seasoning requirement for funds held solely in the name of a non-borrowing spouse. There were no asset accounts held solely in the name of a non-borrowing spouse. ; [1] Borrower Income Verification does not match Approval - XX/XX/XXXX - XXX Product Guide dated XX/XX/XXXX (page 73) states, "The loan file must include an income worksheet detailing income calculations." No income worksheet detailing income calculation located in file.; [3] Residual income does not meet guidelines. - XX/XX/XXXX - Section 11.11 of the XXX Product Guide (page 90) indicates a minimum of $XXX residual income is required. Due to lower income calculated, the resulting residual income is $XXX/mo.; [1] Housing history does not meet guidelines - XX/XX/XXXX - Provide verification of rent for departure residence. XXX statements and internet transaction history for account ending #XXX verify XXX payments to XXX from XX/XX/XXXX to XX/XX/XXXX; however, amount paid is substantially higher than rent amount of $XXX/mon noted on XXX. If XXX is rent payment, provide documentation to explain difference between rent amount on XXX and payment amounts. Also provide documentation to verify rent amount for finalization of payment shock calculation.; [1] Borrower Liabilities Verification Indicator is Partial - XX/XX/XXXX - 1) Provide legible copy of credit report dated XX/XX/XXXX.<br> 2) Provide letter of explanation for credit inquiries within the past 90 days.<br> 3) Provide a gap credit report or undisclosed debt monitoring report to evidence no additional debt was obtained throughout the origination process as required by Champion Prime Product Guide (page 61). For loans originated outside of XXX, the debt monitoring must be performed within ten (10) days of the Note Date.; [3] Qualifying DTI exceeds Guideline Maximum Allowable - XX/XX/XXXX - Qualifying income calculated as $XXX/mon by Lender. Recalculated income after deduction of disallowed deposits is $XXX/mon. The largest deposits which were disallowed totaled $XXX from Small Business Administration on XX/XX/XXXX and XX/XX/XXXX. If these are relief payments due to COVID, please provide supporting documentation.; | &nbsp;&nbsp;XX/XX/XXXX - Change status of 'Asset Documents are Incomplete' from Active to Open Rebuttal.; XX/XX/XXXX - Lender provided documentation.; XX/XX/XXXX - Change status of 'Borrower Liabilities Verification Indicator is Partial' from Active to Open Rebuttal.; XX/XX/XXXX - Lender provided documentation.; XX/XX/XXXX - Lender provided income worksheet.; XX/XX/XXXX - Change status of 'Borrower Income Verification does not match Approval' from Active to Open Rebuttal.; XX/XX/XXXX - Lender provided Verification of Rent.; XX/XX/XXXX - Change status of 'Housing history does not meet guidelines' from Active to Open Rebuttal. | &nbsp;&nbsp;[2] Affiliated Business Disclosure is Missing - XX/XX/XXXX - The affiliate business disclosure is Missing; |  |  |  | &nbsp;&nbsp;No | &nbsp;&nbsp;Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX. ; Borrower has more than 2 years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. |
| &nbsp;&nbsp;73973416 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXX | &nbsp;&nbsp;Investment | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;N/A | &nbsp;&nbsp;1 | &nbsp;&nbsp;[1] Missing Background Check. [1] Missing Executed Borrower Certification and Authorization. [1] Missing Executed Certification of Business Purpose. [1] Missing Title Insurance Policy. [1] Note Terms Error (Prepay Terms) | &nbsp;&nbsp;XX/XX/XXXX - Lender provided documentation.; XX/XX/XXXX - Lender provided documentation.; XX/XX/XXXX - Lender provided documentation.; XX/XX/XXXX - Lender provided documentation.; XX/XX/XXXX - Lender provided documentation.; XX/XX/XXXX - Lender provided documentation |  |  |  |  | &nbsp;&nbsp;No |  |

---

## Exhibit 99.9

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Seller Loan ID** | &nbsp;&nbsp;**Client Loan Number** | &nbsp;&nbsp;**Pool** | &nbsp;&nbsp;**Review Type** | &nbsp;&nbsp;**Originating Lender** | &nbsp;&nbsp;**Borrower Last Name** | &nbsp;&nbsp;**State** | &nbsp;&nbsp;**Note Date** | &nbsp;&nbsp;**Loan Amount** | &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**ATR/QM Status** | &nbsp;&nbsp;**TRID Indicator** | &nbsp;&nbsp;**Condition ID** | &nbsp;&nbsp;**Condition Category** | &nbsp;&nbsp;**Condition Subcategory** | &nbsp;&nbsp;**Status** | &nbsp;&nbsp;**Condition Grade** | &nbsp;&nbsp;**Condition Standardized Description** | &nbsp;&nbsp;**ComplianceEase Comments** | &nbsp;&nbsp;**Condition Custom Description** | &nbsp;&nbsp;**Compliance Remediation** | &nbsp;&nbsp;**Lender Response** | &nbsp;&nbsp;**Condition Resolution** | &nbsp;&nbsp;**Compensating Factors** |
| &nbsp;&nbsp;33679690 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Owner occupied | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Hazard Insurance Indicator is Partial |  | &nbsp;&nbsp;XX/XX/XXXX - Provide legible copy of the condo master insurance policy certificate of property insurance (page 505).; |  |  | &nbsp;&nbsp;XX/XX/XXXX - Hazard insurance indicator is Present; XX/XX/XXXX - Exception resolved.; XX/XX/XXXX - No additional documentation provided as of XX/XX/XXXX. | &nbsp;&nbsp;Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX. ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. |
| &nbsp;&nbsp;33679690 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Owner occupied | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Asset Documents are Incomplete |  | &nbsp;&nbsp;XX/XX/XXXX - 1) Provide documentation to explain and source large deposit of $XXX on XX/XX/XXXX to XXX account ending #XXX (page 133).<br> 2) Note on 1008 indicates there was an exception for seasoning. Transaction seasoning and ownership seasoning requirements discussed in the XXX Product Guide do not apply to purchase transaction. The only other reference to seasoning in the XXX Product Guide (page 55) discusses a 60-day seasoning requirement for funds held solely in the name of a non-borrowing spouse. There were no asset accounts held solely in the name of a non-borrowing spouse. ; |  | &nbsp;&nbsp;XX/XX/XXXX - Change status of 'Asset Documents are Incomplete' from Active to Open Rebuttal.; XX/XX/XXXX - Lender provided documentation.; | &nbsp;&nbsp;XX/XX/XXXX - Lender provided documentation, seasoning requirements met.; XX/XX/XXXX - Lender provided documentation.; XX/XX/XXXX - Change status of 'Asset Documents are Incomplete' from Active to Open Rebuttal. | &nbsp;&nbsp;Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX. ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. |
| &nbsp;&nbsp;33679690 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Owner occupied | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Compliance |  | &nbsp;&nbsp;Active | &nbsp;&nbsp;2 | &nbsp;&nbsp;Affiliated Business Disclosure is Missing |  | &nbsp;&nbsp;XX/XX/XXXX - The affiliate business disclosure is Missing; |  |  |  | &nbsp;&nbsp;Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX. ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. |
| &nbsp;&nbsp;33679690 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Owner occupied | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Borrower Income Verification does not match Approval |  | &nbsp;&nbsp;XX/XX/XXXX - XXX Product Guide dated XX/XX/XXXX (page 73) states, "The loan file must include an income worksheet detailing income calculations." No income worksheet detailing income calculation located in file.; |  | &nbsp;&nbsp;XX/XX/XXXX - Lender provided income worksheet.; XX/XX/XXXX - Change status of 'Borrower Income Verification does not match Approval' from Active to Open Rebuttal.; | &nbsp;&nbsp;XX/XX/XXXX - The borrower income verification does match approval. Lender provided worksheet, DTI discrepancy due to large deposit from XXX with no explanation as to if this is an XXX Loan, Covid Relief payment, or reason/source of SBA deposit.; XX/XX/XXXX - Lender provided income worksheet.; XX/XX/XXXX - Change status of 'Borrower Income Verification does not match Approval' from Active to Open Rebuttal. | &nbsp;&nbsp;Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX. ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. |
| &nbsp;&nbsp;33679690 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Owner occupied | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Active | &nbsp;&nbsp;3 | &nbsp;&nbsp;Residual income does not meet guidelines. |  | &nbsp;&nbsp;XX/XX/XXXX - Section 11.11 of the XXX Product Guide (page 90) indicates a minimum of $XXX residual income is required. Due to lower income calculated, the resulting residual income is $XXX/mo.; |  |  | &nbsp;&nbsp;XX/XX/XXXX - No additional documentation received as of XX/XX/XXXX, please see DTI exception for detail as to why residual income guideline not met. | &nbsp;&nbsp;Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX. ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. |
| &nbsp;&nbsp;33679690 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Owner occupied | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Housing history does not meet guidelines |  | &nbsp;&nbsp;XX/XX/XXXX - Provide verification of rent for departure residence. XXX statements and internet transaction history for account ending #XXX verify XXX payments to XXX from XX/XX/XXXX to XX/XX/XXXX; however, amount paid is substantially higher than rent amount of $XXX/mon noted on 1003. If XXX is rent payment, provide documentation to explain difference between rent amount on 1003 and payment amounts. Also provide documentation to verify rent amount for finalization of payment shock calculation.; |  | &nbsp;&nbsp;XX/XX/XXXX - Lender provided Verification of Rent.; XX/XX/XXXX - Change status of 'Housing history does not meet guidelines' from Active to Open Rebuttal.; | &nbsp;&nbsp;XX/XX/XXXX - Housing delinquency meets guidelines.; XX/XX/XXXX - Lender provided Verification of Rent.; XX/XX/XXXX - Change status of 'Housing history does not meet guidelines' from Active to Open Rebuttal. | &nbsp;&nbsp;Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX. ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. |
| &nbsp;&nbsp;33679690 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Owner occupied | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Borrower Liabilities Verification Indicator is Partial |  | &nbsp;&nbsp;XX/XX/XXXX - 1) Provide legible copy of credit report dated XX/XX/XXXX.<br> 2) Provide letter of explanation for credit inquiries within the past 90 days.<br> 3) Provide a gap credit report or undisclosed debt monitoring report to evidence no additional debt was obtained throughout the origination process as required by Champion Prime Product Guide (page 61). For loans originated outside of XXX, the debt monitoring must be performed within ten (10) days of the Note Date.; |  | &nbsp;&nbsp;XX/XX/XXXX - Change status of 'Borrower Liabilities Verification Indicator is Partial' from Active to Open Rebuttal.; XX/XX/XXXX - Lender provided documentation.; | &nbsp;&nbsp;XX/XX/XXXX - Exception Resolved.; XX/XX/XXXX - Borrower liabilities verified indicator is Present; XX/XX/XXXX - Lender provided documentation.; XX/XX/XXXX - Change status of 'Borrower Liabilities Verification Indicator is Partial' from Active to Open Rebuttal. | &nbsp;&nbsp;Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX. ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. |
| &nbsp;&nbsp;33679690 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Purchase | &nbsp;&nbsp;Owner occupied | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Active | &nbsp;&nbsp;3 | &nbsp;&nbsp;Qualifying DTI exceeds Guideline Maximum Allowable |  | &nbsp;&nbsp;XX/XX/XXXX - Qualifying income calculated as $XXX/mon by Lender. Recalculated income after deduction of disallowed deposits is $XXX/mon. The largest deposits which were disallowed totaled $XXX from Small Business Administration on XX/XX/XXXX and XX/XX/XXXX. If these are relief payments due to COVID, please provide supporting documentation.; |  |  | &nbsp;&nbsp;XX/XX/XXXX - No additional documentation received as of XX/XX/XXXX for large XXX deposit. Missing reason/source of large deposit - XXX loan, Covid Relief, what type of payment from XXX was received? | &nbsp;&nbsp;Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX. ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. |
| &nbsp;&nbsp;73973416 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Investment | &nbsp;&nbsp;ATR/QM: Exempt |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Missing Background Check |  | &nbsp;&nbsp;XX/XX/XXXX - Missing Background Check |  |  | &nbsp;&nbsp;XXX: Received - Lender provided documentation |  |
| &nbsp;&nbsp;73973416 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Investment | &nbsp;&nbsp;ATR/QM: Exempt |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Missing Executed Borrower Certification and Authorization |  | &nbsp;&nbsp;XX/XX/XXXX - Missing Executed Borrower Certification and Authorization |  |  | &nbsp;&nbsp;XXX: Received - Lender provided documentation |  |
| &nbsp;&nbsp;73973416 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Investment | &nbsp;&nbsp;ATR/QM: Exempt |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Missing Executed Certification of Business Purpose |  | &nbsp;&nbsp;XX/XX/XXXX - Missing Executed Certification of Business Purpose |  |  | &nbsp;&nbsp;XXX: Received - Lender provided documentation |  |
| &nbsp;&nbsp;73973416 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Investment | &nbsp;&nbsp;ATR/QM: Exempt |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Missing Evidence of Hazard Insurance Premium and Proof Paid |  | &nbsp;&nbsp;XX/XX/XXXX - Missing Evidence of Hazard Insurance Premium and Proof Paid |  |  | &nbsp;&nbsp;XXX: Received - Lender provided documentation |  |
| &nbsp;&nbsp;73973416 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Investment | &nbsp;&nbsp;ATR/QM: Exempt |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Missing Title Insurance Policy |  | &nbsp;&nbsp;XX/XX/XXXX - Missing Title Insurance Policy |  |  | &nbsp;&nbsp;XXX: Received - Lender provided documentation |  |
| &nbsp;&nbsp;73973416 | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XX/XX/XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;Refinance | &nbsp;&nbsp;Investment | &nbsp;&nbsp;ATR/QM: Exempt |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Credit |  | &nbsp;&nbsp;Cleared | &nbsp;&nbsp;1 | &nbsp;&nbsp;Note Terms Error (Prepay Terms) |  | &nbsp;&nbsp;XX/XX/XXXX - Note Terms Error (Prepay Terms) |  |  | &nbsp;&nbsp;XXX: Received - Lender provided correct note rate |  |

---

## Exhibit 99.9

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  |  |  |  |  |  |  | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Origination Values** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Automated Valuation Model** | &nbsp;&nbsp;**Desk Review** | &nbsp;&nbsp;**Desk Review** | &nbsp;&nbsp;**Desk Review** | &nbsp;&nbsp;**Desk Review** | &nbsp;&nbsp;**Second Desk Review** | &nbsp;&nbsp;**Second Desk Review** | &nbsp;&nbsp;**Second Desk Review** | &nbsp;&nbsp;**Second Desk Review** | &nbsp;&nbsp;**Field Review** | &nbsp;&nbsp;**Field Review** | &nbsp;&nbsp;**Field Review** | &nbsp;&nbsp;**Field Review** | &nbsp;&nbsp;**Second Field Review** | &nbsp;&nbsp;**Second Field Review** | &nbsp;&nbsp;**Second Field Review** | &nbsp;&nbsp;**Second Field Review** | &nbsp;&nbsp;**Full Appraisal Review** | &nbsp;&nbsp;**Full Appraisal Review** | &nbsp;&nbsp;**Full Appraisal Review** | &nbsp;&nbsp;**Full Appraisal Review** | &nbsp;&nbsp;**Exterior Only Appraisal Review** | &nbsp;&nbsp;**Exterior Only Appraisal Review** | &nbsp;&nbsp;**Exterior Only Appraisal Review** | &nbsp;&nbsp;**Exterior Only Appraisal Review** | &nbsp;&nbsp;**Broker Price Opinion** | &nbsp;&nbsp;**Broker Price Opinion** | &nbsp;&nbsp;**Broker Price Opinion** | &nbsp;&nbsp;**Broker Price Opinion** | &nbsp;&nbsp;**Other** | &nbsp;&nbsp;**Other** | &nbsp;&nbsp;**Other** | &nbsp;&nbsp;**Other** | &nbsp;&nbsp;**Other** | &nbsp;&nbsp;**AUS Information** | &nbsp;&nbsp;**AUS Information** |
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Pool ID** | &nbsp;&nbsp;**Alternate Loan Number** | &nbsp;&nbsp;**Original Loan Amount** | &nbsp;&nbsp;**Sales Price** | &nbsp;&nbsp;**Value for LTV** | &nbsp;&nbsp;**LTV** | &nbsp;&nbsp;**Appraised Date** | &nbsp;&nbsp;**Appraised Value** | &nbsp;&nbsp;**Review Type** | &nbsp;&nbsp;**Secondary Appraised Date** | &nbsp;&nbsp;**Secondary Appraised Value** | &nbsp;&nbsp;**Secondary Review Type** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance %** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance %** | &nbsp;&nbsp; **Report Date** | &nbsp;&nbsp; **Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance %** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance %** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp; **Variance %** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance %** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp; **Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance %** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance %** | &nbsp;&nbsp; **Valuation Type** | &nbsp;&nbsp;**Report Date** | &nbsp;&nbsp;**Value** | &nbsp;&nbsp;**Variance Amount** | &nbsp;&nbsp;**Variance %** | &nbsp;&nbsp;**CUSCORE** | &nbsp;&nbsp;**ISELIGIBLEFORREPANDWARRANTRELIEF** |
| &nbsp;&nbsp;33679690 |  | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;80.00% | &nbsp;&nbsp;XX/XX/XXXX | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;Form 1073 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;Not Eligible |
| &nbsp;&nbsp;73973416 |  | &nbsp;&nbsp;XXXXX | &nbsp;&nbsp;$XXXXXX | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;70% | &nbsp;&nbsp;XX/XX/XXXX | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;1 | &nbsp;&nbsp;Not Eligible |

---

## Exhibit 99.9

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Investor loan Number** | &nbsp;&nbsp;**Client Loan Number** | &nbsp;&nbsp;**DBRS Initial Compliance Grade** | &nbsp;&nbsp;**S&P Initial Compliance Grade** | &nbsp;&nbsp;**Fitch Initial Compliance Grade** | &nbsp;&nbsp;**Moodys Initial Compliance Grade** | &nbsp;&nbsp;**KBRA Initial Compliance Grade** | &nbsp;&nbsp;**DBRS Final Compliance Grade** | &nbsp;&nbsp;**S&P Final Compliance Grade** | &nbsp;&nbsp;**Fitch Final Compliance Grade** | &nbsp;&nbsp;**Moodys Final Compliance Grade** | &nbsp;&nbsp;**KBRA Final Compliance Grade** |
| &nbsp;&nbsp;33679690 |  | &nbsp;&nbsp;XXXXX &nbsp;&nbsp;C &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B &nbsp;&nbsp;A &nbsp;&nbsp;C &nbsp;&nbsp;D | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B &nbsp;&nbsp;A &nbsp;&nbsp;C |
| &nbsp;&nbsp;73973416 |  | &nbsp;&nbsp;XXXXX &nbsp;&nbsp;D | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A &nbsp;&nbsp;A &nbsp;&nbsp;D &nbsp;&nbsp;C | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A | &nbsp;&nbsp;N/A &nbsp;&nbsp;A |

---

## Exhibit 99.9

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Number** | &nbsp;&nbsp;**Program Type** | &nbsp;&nbsp;**Title Interest Type** | &nbsp;&nbsp;**Personal Guarantee** | &nbsp;&nbsp;**Title Held by LLC** | &nbsp;&nbsp;**Application Date** | &nbsp;&nbsp;**TRID** | &nbsp;&nbsp;**ATR Status** | &nbsp;&nbsp;**PITIA** | &nbsp;&nbsp;**Qualifying Rate** | &nbsp;&nbsp;**Value used for LTV** | &nbsp;&nbsp;**Primary Documentation Type** | &nbsp;&nbsp;**Paystub** | &nbsp;&nbsp;**Number of Paystubs** | &nbsp;&nbsp;**W2** | &nbsp;&nbsp;**W2 (# of months)** | &nbsp;&nbsp;**Tax Returns** | &nbsp;&nbsp;**Tax Returns (# of months** | &nbsp;&nbsp;**1099** | &nbsp;&nbsp;**1099 (# of months)** | &nbsp;&nbsp;**VVOE** | &nbsp;&nbsp;**WVOE** | &nbsp;&nbsp;**WVOE (# of months)** | &nbsp;&nbsp;**P&L** | &nbsp;&nbsp;**P&L (# of months)** | &nbsp;&nbsp;**CPA Letter** | &nbsp;&nbsp;**CPA (# of months)** | &nbsp;&nbsp;**Personal Bank Statement** | &nbsp;&nbsp;**Personal Bank Statements (# of months)** | &nbsp;&nbsp;**Business Bank Statement** | &nbsp;&nbsp;**Business Bank Statements (# of months)** | &nbsp;&nbsp;**Asset Depletion Flag** | &nbsp;&nbsp;**Lease Agreement** | &nbsp;&nbsp;**Equity Income** | &nbsp;&nbsp;**Assets & Deposits** | &nbsp;&nbsp;**Residual Income** | &nbsp;&nbsp;**DSCR** | &nbsp;&nbsp;**Rent Source** | &nbsp;&nbsp;**Monthly Rent** | &nbsp;&nbsp;**Borrower 1 Residency** | &nbsp;&nbsp;**Borrower 2 Residency** | &nbsp;&nbsp;**Borrower 30 Days DQ - 24mo Lookback (# of times)** | &nbsp;&nbsp;**Borrower 60 Days DQ - 24mo Lookback (# of times)** | &nbsp;&nbsp;**Borrower 90 Days DQ - 24mo Lookback (# of times)** | &nbsp;&nbsp;**Covered vs High Cost vs Home Loan** | &nbsp;&nbsp;**Bankruptcy Date** | &nbsp;&nbsp;**Bankruptcy Discharge Date** | &nbsp;&nbsp;**Bankruptcy Chapter** | &nbsp;&nbsp;**Foreclosure Date** | &nbsp;&nbsp;**Foreclosure Satisfied Date** | &nbsp;&nbsp;**Short Sale Date** | &nbsp;&nbsp;**Deed in Lieu Date** | &nbsp;&nbsp;**HOA Name** | &nbsp;&nbsp;**HOA Address State** | &nbsp;&nbsp;**HOA Fee Amount** | &nbsp;&nbsp;**HOA Payment Frequency** | &nbsp;&nbsp;**Maturity Date** | &nbsp;&nbsp;**HCLTV** | &nbsp;&nbsp;**Underwriting Exception Flag** |
| &nbsp;&nbsp;33679690 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;No | &nbsp;&nbsp;No | &nbsp;&nbsp;XX/XX/XXXX | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Non-QM: Lender documented all ATR UW factors | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;BANK STATEMENT |  |  |  |  |  |  |  |  | &nbsp;&nbsp;XX/XX/XXXX |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes | &nbsp;&nbsp;12 | &nbsp;&nbsp;No |  |  | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;$XXX |  |  |  | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;No |  |  |  |  |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;Annual | &nbsp;&nbsp;XX/XX/XXXX | &nbsp;&nbsp;XXX% | &nbsp;&nbsp;No |
| &nbsp;&nbsp;73973416 | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Fee Simple | &nbsp;&nbsp;Yes | &nbsp;&nbsp;Yes | &nbsp;&nbsp;XX/XX/XXXX |  | &nbsp;&nbsp;ATR/QM: Exempt | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;XXX | &nbsp;&nbsp;$XXX | &nbsp;&nbsp;DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;Yes |  |  |  | &nbsp;&nbsp;XXX | &nbsp;&nbsp;Lease in Place | &nbsp;&nbsp;XXX | &nbsp;&nbsp;XXX |  | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;No |  |  |  |  |  |  |  |  |  | &nbsp;&nbsp;$0.00 |  | &nbsp;&nbsp;XX/XX/XXXX | &nbsp;&nbsp;XXX% | &nbsp;&nbsp;No |

---

## Exhibit 99.9

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Seller Loan ID** | **Field ID** | **Original Field Value** | **Audit Value** | **Data Compare** |

---

## Exhibit 99.10

**EXECUTIVE NARRATIVE:**

This Executive Summary summarizes the independent third-party due diligence review (the "Review") conducted on 88 residential mortgage loans by Recovco Mortgage Management, LLC ("Recovco") on behalf of its Client, LSRMF3 Acquisitions Investments, LLC ("Client").

Recovco's reports, which are to be made available to the recipient by the Client, include the loan-level results of Recovco's independent, third-party due diligence review conducted for the Client.

Recovco performed certain due diligence services described below on residential mortgages. The review was conducted on behalf of Client from December 2020 to December 2020 via file images provided by the Client for the review.

The table below identifies the origination channel for the loans in the subject review:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; <br> **Origination Channel** | &nbsp;&nbsp; <br> **Loan Count** | &nbsp;&nbsp; <br> **Percentage Of Reviewed Population (by count)** |
| &nbsp;&nbsp; <br> Broker | &nbsp;&nbsp; <br> 1 | &nbsp;&nbsp; <br> 100.00% |
| &nbsp;&nbsp; <br> **Total** | &nbsp;&nbsp; <br> **1** | &nbsp;&nbsp; <br> **100.00%** |

---

**DESCRIPTION OF SERVICES:**

Recovco was instructed to perform a credit, regulatory compliance, data validation, and valuation review (the "Review Population") in accordance with national recognized statistical rating organizations ("NRSRO(s)") review standards in place as of the review date.

**LOAN REVIEW POPULATION:**

Recovco does not know the size of the overall securitization population and other third-party review firms that may have been engaged.

The table below summarizes the reviews conducted by Recovco:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Review** | &nbsp;&nbsp;**Reviewed Total** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;Data Integrity Population | &nbsp;&nbsp;1 | &nbsp;&nbsp;100% |

---

Page **2** of **19**<br>

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Credit Population | &nbsp;&nbsp;1 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Compliance Population | &nbsp;&nbsp;1 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Valuation Population | &nbsp;&nbsp;1 | &nbsp;&nbsp;100% |

---

**DATA INTEGRITY:** 

Where available, Recovco compared the data fields below on the bid tape provided by the Client to the data found in the actual file as captured by Recovco. This information may not have been available for all mortgage loans. This comparison included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Last Name | &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;1<sup>st</sup> Rate Chg Date | &nbsp;&nbsp;Rate Index | &nbsp;&nbsp;Rounding Code |
| &nbsp;&nbsp;First Name | &nbsp;&nbsp;Sale Price | &nbsp;&nbsp;Prepay Months | &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Lookback Period |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;LTV | &nbsp;&nbsp;MI Company | &nbsp;&nbsp;Neg Am Flag | &nbsp;&nbsp;Initial Rate Cap |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;CLTV | &nbsp;&nbsp;MI Coverage | &nbsp;&nbsp;IO Term | &nbsp;&nbsp;Periodic Rate Cap |
| &nbsp;&nbsp;Address | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Next Due Date | &nbsp;&nbsp;PP Terms | &nbsp;&nbsp;Life Rate Cap |
| &nbsp;&nbsp;State | &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;Property Units | &nbsp;&nbsp;PP Months | &nbsp;&nbsp;Life Rate Floor |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;Margin |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Original Rate | &nbsp;&nbsp; DTI | &nbsp;&nbsp;Next Rate Chg Date | &nbsp;&nbsp;Reset Frequency |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;Self Employed Flag | &nbsp;&nbsp;First Pmt Chg Date |  |
| &nbsp;&nbsp;Orig Credit Score | &nbsp;&nbsp;Interest Only Flag |  | &nbsp;&nbsp;Next Pmt Chg Date |  |

---

**CREDIT UNDERWRITING:**

Recovco performed a review of the loan package to determine whether such package meets the credit and property underwriting criteria of applicable guidelines, in effect at the time of such loan's origination and that adequate support for the underwriting decision is contained in the file. Recovco reported to Client any exceptions utilizing Client accessed Recovco systems or other mutually agreed upon written report.

To complete these activities, Recovco completed a review utilizing the following review scope:

Recovco will review asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to Recovco and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file will also be performed.

Credit Application: For the Credit Application, Recovco will verify that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

Page **3** of **19**<br>

Credit Report: Recovco's review will include confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, Recovco: will (i) capture the monthly consumer debt payments for use in relevant calculations, (ii) note and research the Real Estate Owned and fraud alerts, and (iii) gather data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

Employment and Income: Recovco will determine whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation will be used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and for certain programs (vii) bank statements.

Asset Review: Recovco will assess whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, Recovco will complete a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit, (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

Hazard/Flood Insurance/Taxes: Recovco will review the insurance present on the mortgage loan. During this review, Recovco will (i) verify that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirm that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirm that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) review the tax certificate to verify and compare monthly escrows used to calculate DTI matched, (v) confirm that the flood certification was for the correct borrower, property, lender and mortgage loan number, and (vi) complete other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

DU/LP Review: When provided and appropriate, Recovco will verify that DU findings included an approved/eligible decision as required per guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by Client guidelines and not AUS findings.

Occupancy Review: Recovco will confirm the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

Guideline Review: Recovco will confirm the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics to be examined include (i) DTI of the borrower, (ii) the LTV/CLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

Page **4** of **19**<br>

Fraud Review: Recovco will review fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Recovco will condition the mortgage loan for the missing fraud report product.

If a report was present, Recovco will review the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings are noted, Recovco will confirm that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

Additional Review of Mortgage Loan File: Recovco will review the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in this portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, and (ii) the presence of loan modification documents, and (iii) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, Recovco will seek to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagors requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

**REGULATORY COMPLIANCE REVIEW:**

Please be advised that Recovco did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Recovco are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Recovco is relying in reaching such findings.

Please be further advised that Recovco does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Recovco do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Recovco. Information contained in any Recovco report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Recovco to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Recovco are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Recovco does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Recovco.

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**Regulatory Compliance Analysis:** TPR will test each Mortgage Loan to verify that it closed in compliance with the applicable federal, state and local anti-predatory lending statutes in effect at the time of origination of the Mortgage Loan and that the Mortgage Loan meets (i) the Truth in Lending Act ("TILA"), as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026; (ii) the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024; (iii) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations (as applicable); and (iv) the disclosure requirements and prohibitions of the applicable state and local laws and ordinances that were enacted to combat predatory lending.

**1.**  **<u>The following section is applicable to Mortgage Loans with an application date on or after October 3, 2015</u>:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Documentation. Review of the following documents
for regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial and final application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Note, including all addendums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Copy of note for any junior liens (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Mortgage / Deed of Trust, including all riders

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Initial and Re-disclosed Loan Estimates ("LE")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to
consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Notice of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Rate Lock date information;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. High Cost/Higher-Priced Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review of federal, state & local high cost, higher-priced and/or anti-predatory laws and regulations,
including those set forth on <u>Schedule 1</u>. Any loan that is determined to be classified and/or defined as high cost, higher-priced,
subprime, threshold, predatory high risk, covered or similar classification/definition must be reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Missing initial application / rate lock confirmation – If missing initial application, missing initial
application date or missing rate lock confirmation results in inability to determine application date or rate set date for purposes of
high cost / higher-priced mortgage loan testing, vendor will test based on: (1) a 6-month window prior to closing date for missing application
date; and (2) all dates between application and closing for missing rate set date. Other evidence in file (e.g. date of initial disclosures,
rate lock expiration on GFE) may be relied upon to estimate application or rate set date but will be determined on a case by case basis.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. TILA/Regulation Z. Review to determine compliance
with the requirements of TILA/Regulation Z including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A review and comparison of LEs and CDs with a report outlining any TILA violations, including a re-calculation
of disclosed finance charge, principal and interest calculations, proper completion of the Projected Payments table, recalculation of
disclosed APR and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within
the required timeframe;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Loan Estimate ("LE"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Confirm the presence of the current LE in effect at the time of origination;

Page **6** of **19**<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Verify LE was provided to the borrower(s) within three (3) business days of the date the lender (or broker
if applicable) received an "application" and at least 7 business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Verify LE was provided to the borrower(s) within three (3) business days of: (a) the date the rate was
locked; and (b) the date an expired rate lock was re-locked (if applicable). Evidence of rate lock (e.g., rate lock agreement, screen
shot) is necessary to confirm rate lock date. A revised LE is not required to be disclosed if the rate has been extended with no other
changes to the previously disclosed interest-rate dependent charges or terms provided the borrower has not entered into a new rate lock
agreement with the lender.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Verify the final LE was provided at least 4 business days prior to consummation and that no LE was provided
to the borrower after a CD was provided;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Verify all sections of the LE were accurately completed and that information was reflected in the appropriate
locations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Determine whether a valid and properly documented reason (changed circumstance affecting settlement charges,
changed circumstance affecting eligibility, revision requested by the consumer, interest rate has been locked, LE has expired, delayed
settlement date on construction loan) accompanies a revised LE containing any increase in fee(s) (subject to the good faith provisions
in 12 CFR § 1026(e)(3)), and verify if an LE was provided within 3 business days of the lender's (or broker's) receipt
of information sufficient to establish that a reason for a revision applies.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Any increase in (1) a fee that is subject to zero tolerance or (2) fees that cause the aggregate amount
of charges as defined in 12 CFR § 1026.19(e)(3)(ii) to increase by more than 10% that are disclosed on a LE but not accompanied by
one of the six specified reasons should be disregarded for purposes of tolerance testing, including any reset of tolerances. For
that fee, the amount on the previously properly-disclosed LE should be used for testing of the zero and 10% tolerance categories. All
other fees that have changed and are disclosed in compliance with TILA should be included in the tolerance testing, including changes
to interest-rate related charges that change while the interest rate is floating and/or change upon re-disclosure within three (3) business
days of rate lock or re-lock.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Increases in fees as defined in 12 CFR § 1026.(e)(3)(iii) are permissible provided there is no evidence
that the lender (or broker, if applicable) did not disclose the increase based on the best information reasonably available at the time
(e.g. failure to disclose a homeowner's insurance premium when homeowner's insurance is required; prepaid interest amounts
that are not consistent with the date the loan will close or with changes to loan terms).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Documentation that simply restates the change (e.g. fee increased) with no further explanation is not
sufficient.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. A difference between the disclosed Total Interest Percentage (TIP) and the calculated TIP (either under-
or over-disclosed) should be conditioned. If the difference in calculation is due to the rounding of the loan payment to whole cents as
permitted by 12 CFR § 1026.17(c)(3), this should be noted in the condition.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Closing Disclosure ("CD"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Confirm the current applicable CD was provided;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Verify all sections of the CD were accurately completed and that information was reflected in the appropriate
locations;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Verify that the borrower, or each consumer with the right to rescind the transaction (if applicable),
was provided with a copy of the CD within 3 business days of consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. If the initial CD has been provided in lieu of a revised LE because there were fewer than four business
days between the time the revised LE was required to be delivered and consummation, the CD may be used to reset fee tolerances provided
the loan did in fact close within that timeframe and valid changed circumstances are documented to support fee increases as discussed
below.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Any increase in (1) a fee that is subject to zero tolerance or (2) fees that cause the aggregate amount
of charges as defined in 12 CFR § 1026.19(e)(3)(ii) to increase by more than 10% is limited to one of the six reasons specified in
the rule (changed circumstance affecting settlement charges, changed circumstance affecting eligibility, revision requested by the consumer,
interest rate has been locked, LE has expired, delayed settlement date on construction loan).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Any of these increased fees that are disclosed on the CD but not accompanied by one of the six specified
reasons should be disregarded for purposes of tolerance testing, including any reset of tolerances. For that fee, the amount on
the previously properly-disclosed LE should be used for testing of the zero and 10% tolerance categories. All other fees that have changed
and are disclosed in compliance with TILA should be included in the tolerance testing, including changes to interest-rate related charges
that change while the interest rate is floating and/or change upon re-disclosure within three (3) business days of rate lock or re-lock).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Documentation that simply restates the change (e.g. fee increased, etc.) with no further explanation is
not sufficient.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Increases in fees as defined in 12 CFR § 1026.(e)(3)(iii) that are disclosed on the initial CD or
any re-disclosed CD are permissible provided there is no evidence that the lender did not disclose the increase based on the best information
reasonably available at the time (e.g. failure to disclose a homeowner's insurance premium when homeowner's insurance is required;
prepaid interest amounts that are not consistent with the date the loan will close or with changes to loan terms).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Any fees that are paid at closing by someone other than the borrower (e.g.; seller or other third party)
should be treated as borrower-paid for purposes of the tolerance calculations in 12 CFR § 1026.19I(3)(i) – (iii). For example,
if a $500 appraisal fee (for which the borrower could not shop) that was disclosed on the LE as paid in full or in part by the seller
increases to $750 on the CD, the $250 increase must be considered, and a tolerance refund of $250 will be due to the borrower unless the
increase had been re-disclosed subject to a valid changed circumstance. Fees paid by the lender should be reviewed for compliance with
12 CFR § 1026.19I(3)(i) (i.e.; an increased lender credit to cover an increased fee does not constitute a zero tolerance violation,
but a decreased lender credit that was not re-disclosed subject to a valid changed circumstance is a violation and will require a refund).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. A difference between the disclosed Total Interest Percentage (TIP) and the calculated TIP (either under-
or over-disclosed) should be conditioned. If the difference in calculation is due to the rounding of the loan payment to whole cents as
permitted by 12 CFR § 1026.17I(3), this should be noted in the condition.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;H. For loans originated prior to October 10, 2017, any difference between the disclosed Total of Payments
(TOP) and the calculated TOP (either under- or over-disclosed) should be conditioned. Effective for loans originated on/after October
10, 2017, the applicable tolerances in 12 CFR § 1026.23(g)(1)(ii) and § 1026.23(h)(2)(ii) (i.e. $35 tolerance for under-disclosure
of TOP for loans subject to rescission) apply. TPR will note if a tolerance has been exceeded and, if so, the amount necessary to cure
the tolerance violation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;I. Review to confirm if any changes occurred before consummation that required a new 3-business day waiting
period and, if so, if revised disclosures were provided and the required waiting period was met;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. If the APR decreases by greater than 1/8 of one percentage point, (or ¼ of one percentage point
for an irregular transaction), confirm the disclosed APR resulted from the disclosed finance charge (i.e. the finance charge also decreased).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;J. Review any CDs provided to the borrower post-consummation to confirm revised disclosures and refunds were
provided as required and within the required timeframes.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Written Estimate of Terms or Costs – confirm that any term/cost estimate provided to the borrower
meets the content requirements of TILA and is not provided after the borrower has been, or is required to be, provided the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. A Written Estimate of Terms or Costs may be provided within the 3-business day period after the lender's
receipt of a loan application as long as the Written Estimate is provided before the borrower receives the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Written List of Settlement Service Providers:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. If the borrower was permitted to shop for any settlement services as evidenced by the LE, confirm the
Written List of Settlement Service Providers is in the Mortgage Loan File and meets the content requirements of TILA, including providing
the name of at least one provider for each service for which the borrower was permitted to shop; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. If the borrower was permitted to shop for a settlement service as evidenced on the LE and the List of
Settlement Service Providers was not provided or did not list a provider for that service, the cost of the service must be included in
the ten percent tolerance category unless the settlement service provider was the creditor or an affiliate of the creditor, in which case
the cost of the service is considered an increase subject to the zero tolerance category. TPR will note if the tolerance has been exceeded
and, if so, the amount necessary to cure the tolerance violation. TPR will also note a violation for failing to provide at least one settlement
service provider for a service for which the borrower was entitled to shop.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Verify the List of Settlement Service Providers was provided to the borrower(s) at the time of the LE
disclosing the applicable service(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Special Information Booklet ("Your Home Loan Toolkit"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Confirm the presence of the Special Information Booklet ("Your Home Loan Toolkit") in the
Mortgage Loan File or that the Mortgage Loan File contains sufficient evidence that the disclosure was provided to the borrower (*e.g.,* cover letter reflecting the Booklet as an enclosure) on purchase and construction (construction to permanent loans) Mortgage Loans; and

Page **9** of **19**<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Confirm the Special Information Booklet ("Your Home Loan Toolkit") was provided within three
(3) business days of the date the lender (or broker if applicable) received an "application."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. A review of the Notice of Right to Cancel, including a verification of the transaction date and expiration
date, ensuring proper execution of the Notice of Right to Cancel by all required parties, verifying the disbursement date and determining
if a full three (3) day rescission period was adequately provided to the borrower(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. A condition must be placed if the transaction is a refinance by the original creditor and the borrower
was provided the Form H-8 rescission notice. TPR will note in the condition whether or not there was a new advance that is subject to
rescission per TILA/Regulation Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Where the loan file contains evidence of a loan modification (other than a modification pursuant to the
Home Affordable Modification Program (HAMP), review file to determine if the loan was a true modification that would not require new TILA
disclosures. If not a true modification, must be treated as a refinancing for purposes of new TILA disclosures. Review
notes / mortgages / mod agreements & determine if existing note / mortgage have been satisfied and replaced. If so, qualifies
as refinancing unless:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Reduction in APR with corresponding change in payment schedule (shortening of maturity, reduction in payment
amount or number of payments). However, if maturity is lengthened or if payment amount or # of payments is increased beyond that
remaining on existing transaction, new disclosures are required; OR

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Change in payment schedule or collateral requirements as a result of default/ delinquency. However, if
rate is increased or additional credit is advanced beyond amounts already accrued plus insurance premiums, or a fixed rate loan is being
modified into an adjustable rate loan, new disclosures required.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. A review to ensure the Mortgage Loan meets the applicable Ability-to-Repay ("ATR") requirements
as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43. For purposes of
such review, where loans were originated by a broker, consider the loan application date to be the date the loan file was received by
the original creditor.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. RESPA/Regulation X: Review to ensure compliance
with RESPA/Regulation X documentation and timing requirements in effect at origination of the Mortgage Loan for RESPA disclosures (Servicing
Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling
Organizations).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Equal Credit Opportunity Act/Regulation B: Confirm
compliance with the January 18, 2014 requirements regarding the disclosure of the right to receive a copy of appraisals within three (3)
business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and
any applicable waiver. The disclosure of the right to receive a copy of appraisals may be met by the disclosure on the Loan Estimate pursuant
to 12 CFR § 1026.27(m)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Fair Credit Reporting Act/Regulation V: Confirm
compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to
Home Loan Applicant, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Mandatory Arbitration – TPR will report
mandatory arbitration provisions present in the loan file.

Page **10** of **19**<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Single Premium Credit Insurance – TPR will report single premium credit insurance policies or debt
cancellation agreements present in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. TPR will test for state prepayment and late charge
restrictions. If a prepayment penalty that exceeds the state permitted penalty has expired, this must be reported.

**2.**  **<u>The following section is applicable to Mortgage Loans with an application date prior to October 3, 2015</u>:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Documentation. Review of the following documents for regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial and final application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Note, including all addendums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Copy of note for any junior liens (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Mortgage / Deed of Trust, including all riders

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Final HUD-1 Settlement Statement ("HUD-1"). If the final HUD-1 is missing, TPR will review
for compliance using the estimated HUD-1 if available in the file. TPR will report if the final HUD-1 is missing and note in the condition
that (a) testing was performed using an estimated HUD-1 or (b) there was no estimated or final HUD-1 in the file available for testing.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Initial, Final and Re-disclosed Truth in Lending Disclosures ("TIL")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Notice of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Initial and Re-disclosed Good Faith Estimates ("GFE")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. Rate Lock date information;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. High Cost/Higher-Priced Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review of federal, state & local high cost, higher-priced and/or anti-predatory laws and regulations,
including those set forth on <u>Schedule 1</u>. Any loan that is determined to be classified and/or defined as high cost, higher-priced,
subprime, threshold, predatory high risk, covered or similar classification/definition must be reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Missing initial application / rate lock confirmation – If missing initial application, missing initial
application date or missing rate lock confirmation results in inability to determine application date or rate set date for purposes of
high cost / higher-priced mortgage loan testing, vendor will test based on: (1) a 6-month window prior to closing date for missing application
date; and (2) all dates between application and closing for missing rate set date. Other evidence in file (e.g. date of initial disclosures,
rate lock expiration on GFE) may be relied upon to estimate application or rate set date but will be determined on a case by case basis.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. TILA/Regulation Z. Review to determine compliance with the applicable requirements of TILA/Regulation
Z including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A review and comparison of the initial and final TIL, and any re-disclosed TIL(s), with a report outlining
any TILA violations, including a re-calculation of disclosed finance charge, proper execution by all required parties, principal and interest
calculations, proper completion of the interest rate and payment summary, recalculation of disclosed APR, and a review to determine disclosure
differences were within the allowed tolerances and disclosures were provided within the required timeframes;

Page **11** of **19**<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. A review of the Notice of Right to Cancel, including a verification of the transaction date and expiration
date, ensuring proper execution of the Notice of Right to Cancel by all required parties verifying the disbursement date and determining
if a full three (3) day rescission period was adequately provided to the borrower(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. A condition must be placed if the transaction is a refinance by the original creditor and the borrower
was provided the Form H-8 rescission notice. TPR will note in the condition whether or not there was a new advance that is subject to
rescission per TILA/Regulation Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Where the loan file contains evidence of a loan modification (other than a modification pursuant to the
Home Affordable Modification Program (HAMP), review file to determine if the loan was a true modification that would not require new TILA
disclosures. If not a true modification, must be treated as a refinancing for purposes of new TILA disclosures. Review
notes / mortgages / mod agreements & determine if existing note / mortgage have been satisfied and replaced. If so, qualifies
as refinancing unless:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Reduction in APR with corresponding change in payment schedule (shortening of maturity, reduction in payment
amount or number of payments). However, if maturity is lengthened or if payment amount or # of payments is increased beyond that
remaining on existing transaction, new disclosures are required; OR

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Change in payment schedule or collateral requirements as a result of default/ delinquency. However, if
rate is increased or additional credit is advanced beyond amounts already accrued plus insurance premiums, or a fixed rate loan is being
modified into an adjustable rate loan, new disclosures required.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. For Mortgage Loans with an application date on or after January 10, 2014, a review to ensure the Mortgage
Loan meets the applicable Ability-to-Repay (ATR) and Qualified Mortgage (QM) qualifications as set forth in regulations promulgated by
the Consumer Financial Protection Bureau as found at 12 CFR 1026.43. For purposes of such review, where loans were originated by a broker,
consider the loan application date to be the date the loan file was received by the original creditor.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. RESPA/Regulation X: Review to ensure compliance with the applicable requirements of RESPA/Regulation X
including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Good Faith Estimate (" <u>GFE</u> "):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Confirm the presence of the current GFE form in effect at the time of origination. Verify GFE was provided
to the borrower(s) within three (3) business days of the date the lender (or broker if applicable) received an "application,"
which is to be defined by the lender;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. RESPA 2010: Determine whether a valid and properly documented change in circumstance accompanies any re-disclosed
GFE containing the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. any change(s) to loan terms, including any increase in rate after the rate has been locked and/or change
to loan program; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Any increase in fee(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Final HUD-1: Confirm compliance with the RESPA requirements in effect as of origination of the Mortgage
Loan including, but not limited to:

Page **12** of **19**<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Current applicable HUD-1 form was provided;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Escrow deposit on the HUD-1 matches the initial escrow statement amount; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Verify all sections of the HUD-1 were accurately completed and that information was reflected in the appropriate
locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. GFE and Final HUD-1 Comparison (RESPA 2010): Confirm compliance with the RESPA requirements in effect
as of origination of the Mortgage Loan including, but not limited to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Review changes disclosed on the latest GFE provided to the borrower to ensure that they were within the
allowed tolerances as set forth in the RESPA requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Confirm Mortgage Loan terms and fees disclosed on the third page of the HUD-1 accurately reflected how
they were disclosed on the GFE and how the Mortgage Loan closed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. A change in loan amount from the latest GFE to the HUD-1 is acceptable and should not be conditioned.
Any other changes to loan terms must be noted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Review any attempt to cure a RESPA violation to ensure that the proper reimbursement was made and/or a
new HUD-1 was provided and that it was done within the required thirty (30) day window.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Additional RESPA/Regulation X Disclosures and Requirements: Confirm compliance with RESPA/Regulation X
documentation and timing requirements in effect at origination of the Mortgage Loan for other RESPA disclosures (Servicing Disclosure
Statement; Special Information Booklet; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Equal Credit Opportunity Act/Regulation B: Confirm compliance with the January 18, 2014 requirements regarding
the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy
of the appraisals at least three (3) business days prior to consummation and any applicable waiver.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Fair Credit Reporting Act/Regulation V: Confirm compliance with the FCRA/Regulation V requirements regarding
risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Mandatory Arbitration – TPR will test for mandatory arbitration provisions in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Single Premium Credit Insurance – TPR will test for purchase loans with single premium credit insurance
policies or debt cancellation agreements present in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. TPR will test for state prepayment and late charge restrictions. If a prepayment penalty that exceeds
the state permitted penalty has expired, this must be reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Georgia and New Jersey – Vendor will report the following loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage loans subject to the Georgia Fair Lending Act and originated between October 1, 2002 and March
6, 2003.

Page **13** of **19**<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Cash-out refinance mortgage loans originated between November 27, 2003 and July 5, 2004 that meet the
definition of a "covered home loan" pursuant to the New Jersey Homeownership Security Act.

Business Purpose Loan submitted pursuant to this Exhibit and designed by Client as a Business Purpose Loan will be automatically deemed and reported as "Exempt" and Recovco will not perform any ATR/QM Testing or TRID Testing.

**<u>Qualified Mortgage</u>**

With respect to QM (Safe Harbor and Higher-priced) designated loans, Recovco reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Recovco reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Recovco then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

**<u>General Ability to Repay</u>**

Recovco reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Page **14** of **19**<br>

Note: for loans designated as QM – agency eligible, Recovco will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Recovco reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Recovco does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Recovco's review is based on information contained in the loan file at the time it is provided to Recovco to review, and only reflects information as of that point in time.

**VALUATION REVIEW:**

For each Mortgage Loan, Recovco performed Property Valuation Review Services in accordance with the following waterfall:

The value of the underlying property. Recovco's review will include verifying the appraisal report was (i) on the appropriate form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, Recovco's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Recovco's review include (i) verifying that the address matched the mortgage note, (ii) noting whether the property zip code was declared a FEMA disaster area classified as IA (Individual Assistance) or IH (Individual and Household Assistance) after the valuation date and notifying the Client of same, (iii) confirming the appraisal report does not include any apparent environmental problems, (iv) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (v) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vi) confirming that the value product that was used as part of the origination decision conforms with rating agency requirements.

Page **15** of **19**<br>

If more than one valuation was provided, Recovco will confirm consistency among the valuation products and if there are discrepancies that could not be resolved, Recovco will create an exception and work with the client on the next steps which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Recovco's review result in a variance of more than 10% then the client will be notified of such variance. If CU Score of 2.5 or less was allowed, then nothing further was required.

For each Mortgage Loan, Recovco will perform Property Valuation Review Services as indicated in the terms below:

&nbsp;&nbsp;&nbsp;&nbsp;1. **100% of the Loans:** Recovco will review
the origination appraisal for the foll o wing items:
(i) t h e age of t h e a p praisal,
(ii) verif i cation of the property address, (iii) c o mpleteness
a n d a c curacy o f
t h e ap p raisal form, (iv) v e rif i cat i on
of t h e ap p r aiser
licensing, (v) t h e com p arab l e s a l e s
analysis incl u d i ng
a g e, d i sta n ce,
a n d ad justme n ts,
(vi) zoning co n c erns, (vii) appraisal was performed
using approved forms, and (viii) made on an "as is" basis.

&nbsp;&nbsp;&nbsp;&nbsp;2. **Additional valuation:** Recovco will review the additional valuation provided
from origination or ordered upon request: (i) t h e age of t h e
valuation, (ii) verif i cation of the property address, (iii) c o mpleteness
a n d a c curacy o f
t h e valuation form, (iv) t h e com p arab l e s a l e s
analysis incl u d i ng
a g e, d i sta n ce,
a n d ad justme n ts,
(v) zoning co n c erns, and (vi) made on an "as
is" basis.

**NRSRO GRADING CRITERIA:**

Upon completion of the loan file review, Recovco assigned grading which considered factors based on the review criteria, product, and NRSRO requirements.

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the following:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**CREDIT EVENT GRADE** | &nbsp;&nbsp;**CREDIT EVENT GRADE** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan meets the published guidelines without exception or waiver. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. QM designation status has been confirmed. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan does not meet every applicable requirement of the underwriting guidelines; however, the majority of requirements are met, and strong compensating factors have been document in support of guideline exceptions. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not meet every applicable requirement of the underwriting guidelines due to limited, weak or no compensating factors to support the exception. Status of occupancy, employment, income and asset were not remedied or were remediated post-closing. Fully supported. Fraud was identified and/or credit document defects were not remedies or were remediated post-closing. Lender/aggregator QC designation was not confirmed. The loan file was not provided for review or not sufficiently document in order to complete the review. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;The loan file was not provided for review or not sufficiently document in order to complete the review. |

---

&nbsp;&nbsp;**REGULATORY COMPLIANCE EVENT GRADE**

Page **16** of **19**<br>

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| | |
|:---|:---|
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;Loan is compliant with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. The loan has met ATR standards as documented by the originator and if applicable has been verified as a qualified mortgage. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;Identified exceptions have been determined to be non-material and will not impact the enforceability of the loan and/or remediation of material defects has taken place and the remediated exception will not impact the ability to foreclose. All cures are fully and appropriately documented. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not meet every ATR standards, is missing required disclosures or contains inaccurate disclosures which have not been/cannot be remediated and/or a benefit to the borrower cannot be determined. The agreed upon loan terms do not align to legal documents and/or legal documents were not appropriately executed. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;The loan file was not provided for review or not sufficiently document in order to complete the review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**VALUATION EVENT GRADE** | &nbsp;&nbsp;**VALUATION EVENT GRADE** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;Value is supported and within 10.00% of the original appraised value, the property is 100% complete and property and valuation meet the required underwriting guidelines. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The property is complete but may require minor repairs that do not affect the habituality, marketability or value or allowable incomplete repairs are supplemented with a builder holdback agreement as required by underwriting guidelines. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;Value is not supported within 10.00% of the original appraised value, the subject property constructions is not complete and/or appraisal was not on an as-is basis and final inspection is not documented. The appraisal was not conducted on an approved form and/or appraiser was not appropriately licensed. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;The file was missing the appraisal or there was insufficient valuation documentation to perform a review. |

---

Page **17** of **19**<br>

---

| | |
|:---|:---|
| &nbsp;&nbsp;**OVERALL EVENT GRADE** | &nbsp;&nbsp;**OVERALL EVENT GRADE** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation guidelines and has sufficient accuracy and completeness of data to conduct a thorough review. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit; is in material compliance with all applicable laws and regulations; and the value and valuation methodology are supported and substantially meet published guidelines. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not meet the published guidelines; and/or violates one material law or regulation; and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;Loan is missing documentation to perform an adequate review. |

---

**FINDINGS SUMMARY:**

---

| | |
|:---|:---|
| &nbsp;&nbsp; <br> **OVERALL REVIEW RESULTS** | &nbsp;&nbsp; <br> **OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Count** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Count** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 |

---

Page **18** of **19**<br>

C 0

D 0

---

| | |
|:---|:---|
| &nbsp;&nbsp;**REGULATORY COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**REGULATORY COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Count** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**VALUATION REVIEW RESULTS** | &nbsp;&nbsp;**VALUATION REVIEW RESULTS** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Count** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 |

---

**DATA INTEGRITY REVIEW RESULTS SUMMARY TABLE:**

For the 1 mortgage loan included within the Data Integrity population below list the results of the discrepancies

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Field name** | &nbsp;&nbsp;**Loan Count** |
|  | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Subject Property Type | &nbsp;&nbsp;1 |

---

Page **19** of **19**<br>

## Exhibit 99.10

---

| |
|:---|
| **Rating Agency Grading** |
| **Run Date - 9/15/2022** |

---

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** |
| **Recovco Loan ID** | **Loan #1** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** |
| XXXXFTSH | XXXX9159 | xxxxx A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |

---

## Exhibit 99.10

---

| |
|:---|
| **Loan Level Exceptions** |
| **Run Date - 9/15/2022** |

---

---

| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Project Name** | **Initial Overall Grade** | **Final Overall Grade** | **Initial Credit** | **Initial Value** | **Initial Compliance** | **Final Credit** | **Final Value** | **Final Compliance** | **Material Exceptions** | **Non-Material Exceptions** | **Resolved Exceptions** | **Acknowledged Exceptions** |
| xxxxFTSH | XXXX9159 | XXXXXXXXXXX | 1 | 1 | 1 | 1 | N/A | 1 | 1 | N/A |  |  |  |  |

---

## Exhibit 99.10

---

| |
|:---|
| **Exception Level** |
| **Run Date - 9/15/2022** |

---

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan # 1** | **Exception Category** | **Exception Sub-Category** | **Exception Status** | **Exception Grade** | **Loan Exception ID** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Seller Comments** | **Reviewer Comments** | **Exception Remediation** |
| XXXXFTSH | XXXX9159 |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.10

---

| |
|:---|
| **Valuation Report** |
| **Run Date - 9/15/2022** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** |
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** |
| **Recovco Loan ID** | **Loan #1** | **Pool** | **Collateral Underwriter Risk Score** | **Freddie Mac LCA Score** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Final Value Used by Lender** | **Appraised Value** | **Appraisal Form Type** | **Appraisal Date** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Form Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Form Type** | **Company** | **Appraisal Date** | **Appraised Value** | **Appraisal Form Type** | **Appraisal Date** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Form Type** |
| XXXXFTSH | XXXX9159 | XXXXXXXX |  |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $425000.00 | $XXX,XXX | DeskTop Appraisal | XX/XX/XXXX |  |  |  |  |  | $XXX,XXX | $XX,XXX | 6.55% | RedBell AVE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX,XXX | 6.55% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.10

---

| |
|:---|
| **QM-ATR** |
| **Run Date - 9/15/2022** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Pool** | **Borrower Last Name** | **Borrower First Name** | **Coborrower Last Name** | **Coborrower First Name** | **Property Address** | **Property City** | **State** | **Zip Code** | **TILA Status** | **QM Status** | **Application Date** | **GSE Eligible** | **Points and Fees (Reg Z)** | **Rate Lock Date** | **APR** | **Employment Indicator (Borrower)** | **Employment Indicator (Coborrower)** | **Citizenship Status (Borrower)** | **Citizenship Status (Coborrower)** | **Residual Income** |
| XXXXFTSH | XXXX9159 | XXXX | XXXXX | XXXXX | Not Applicable | Not Applicable | XXXX | XXXX | XX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXX | No |  |  |  | Unavailable |  | XX |  |  |

---

## Exhibit 99.10

---

| |
|:---|
| **ASF Addendum - Business Purpose** |
| **Run Date - 9/15/2022** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Seller Name** | **Originator Name** | **Guideline Author** | **Guideline Name** | **Guideline Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Source for Property DTI Calculation** | **DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Cross Collateralized Flag** | **Number of Mortgaged Properties** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Guarantor 1** | **Foreign National Guarantor 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 Type** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Self Employment Flag** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Residency Status** | **Borrower 3 Self Employment Flag** | **Borrower 3 OriginalFICO:Equifax** | **Borrower 3 OriginalFICO:Experian** | **Borrower 3 OriginalFICO:TransUnion** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Residency Status** | **Borrower 4 Self Employment Flag** | **Borrower 4 OriginalFICO:Equifax** | **Borrower 4 OriginalFICO:Experian** | **Borrower 4 OriginalFICO:TransUnion** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Citizenship** | **Guarantor 1 Experian FICO** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Trans Union FICO** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Citizenship** | **Guarantor 2 Experian FICO** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Trans Union FICO** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** |
| XXXXFTSH | XXXX9159 |  | XXXXXX | XXXXXXX | XXXXXX | XX/XX/XXXX |  |  | Not Applicable | Not Applicable |  |  | Not Applicable | $XXXX |  | Not Applicable |  | Not Applicable |  | $XX | $XXX | $XX |  | X |  |  | Not Applicable | Not Applicable |  |  | XX | Not Applicable | XXX |  |  | Not Applicable | Not Applicable | Not Applicable |  |  |  | No | XXXXXXXXXXX | Individual |  | XXXXX | XXXXXX XXXXXX |  | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | Not Applicable | XX/XX |  | $XXX,XXX | 1 | XXXX | XXXX | 3 | 2 | C-3 | $XXX,XXX | $XXX,XXX | $XX |

---

## Exhibit 99.10

---

| |
|:---|
| **Data Comparison** |
| **Run Date - 9/15/2022** |

---

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Field** | **Loan Value** | **Tape Value** | **Variance %** | **Comment** | **Tape Source** | **Tape Type** |
| XXXXFTSH | XXXX9159 | Subject Property Type | PUD | Investor 1-4 |  |  | Initial |  |

---

## Exhibit 99.10

---

| |
|:---|
| **Supplemental Data** |
| **Run Date - 9/15/2022** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **TILA Status** | **Application Date** | **TRID** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Qualifying Rate** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **B1 Citizenship Type** | **B2 Citizenship Type** | **Residual Income** | **HOA Name** | **Fee Amount** | **QM DTI** | **Asset Depletion Flag** | **Bank Statements Flag** | **Months of Bank Statements** | **Type of Bank Statements** | **Expense Ratio (Bank Statements)** | **Profit and Loss Flag** | **Profit And Loss Statement Type** | **Income Doc Detail** | **Document Level** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Most Recent Deed in Lieu Date** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Months Foreclosure** | **Mortgage & Rental History 1x30** | **Mortgage & Rental History 1x60** | **Mortgage & Rental History 1x90** | **Guideline Name** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **DSCR** | **Qualifying P&I** | **B3 Citizenship Type** | **B4 Citizenship Type** | **Property Type** | **Number of Units** |
| XXXXFTSH | XXXX9159 | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | X.XX% | Not Applicable |  | US Citizen |  | Not Applicable |  | $XX.XX | Not Applicable | No | No |  |  |  | No |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  | Not Applicable | Not Applicable | No | X.XX% | 0 | 0 | 0 | 0 | 0 | Not Applicable | $X,XXX | Not Applicable | Not Applicable | PUD | 1 |

---