# EDGAR Filing Document

**Accession Number:** 0001762539
**File Stem:** 0001762539-26-000001
**Filing Date:** 2026-1
**Character Count:** 9401
**Document Hash:** e3c6a82e5720b70e2fec2dfec3152b03
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001762539-26-000001.hdr.sgml**: 20260127

**ACCESSION NUMBER**: 0001762539-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260127

**DATE AS OF CHANGE**: 20260127

**EFFECTIVENESS DATE**: 20260127

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Bonfire Financial
- **CENTRAL INDEX KEY:** 0001762539

**ORGANIZATION NAME:**
- **EIN:** 821069567
- **STATE OF INCORPORATION:** CO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24649
- **FILM NUMBER:** 26565286

**BUSINESS ADDRESS:**
- **STREET 1:** 2 N. NEVADA AVE. SUITE 1170
- **CITY:** COLORADO SPRINGS
- **STATE:** CO
- **ZIP:** 80903
- **BUSINESS PHONE:** 7193943900

**MAIL ADDRESS:**
- **STREET 1:** 2 N. NEVADA AVE. SUITE 1170
- **CITY:** COLORADO SPRINGS
- **STATE:** CO
- **ZIP:** 80903

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Bonfire Financial<br>**Address:** 2 N. NEVADA AVE. SUITE 1170<br>COLORADO SPRINGS, CO 80903

**Form 13F File Number:** 028-24649

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brian Colvert<br>**Title:** CCO<br>**Phone:** 7193943900

**Signature, Place, and Date of Signing:**

Brian Colvert  Colorado Springs, CO  01-27-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 58

**Form 13F Information Table Value Total:** $133929579

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 283258 | 903 | SH |  | SOLE |  | 903 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 448324 | 1942 | SH |  | SOLE |  | 1942 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 2387642 | 8783 | SH |  | SOLE |  | 8783 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 7159826 | 14244 | SH |  | SOLE |  | 14244 | 0 | 0 |
| BITWISE BITCOIN ETF TR | SHS BEN INT | 09174C104 |  | 1148907 | 24157 | SH |  | SOLE |  | 24157 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 274540 | 793 | SH |  | SOLE |  | 793 | 0 | 0 |
| CENTENE CORP DEL | COM | 15135B101 |  | 332739 | 8086 | SH |  | SOLE |  | 8086 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 288517 | 2398 | SH |  | SOLE |  | 2398 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 250822 | 3558 | SH |  | SOLE |  | 3558 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 2031339 | 39940 | SH |  | SOLE |  | 39940 | 0 | 0 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 661927 | 8025 | SH |  | SOLE |  | 8025 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 1617185 | 20255 | SH |  | SOLE |  | 20255 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 647093 | 11828 | SH |  | SOLE |  | 11828 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 820155 | 1197 | SH |  | SOLE |  | 1197 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 281202 | 2468 | SH |  | SOLE |  | 2468 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 301524 | 1510 | SH |  | SOLE |  | 1510 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 2659580 | 38311 | SH |  | SOLE |  | 38311 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2455117 | 23010 | SH |  | SOLE |  | 23010 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 713685 | 6663 | SH |  | SOLE |  | 6663 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 546223 | 5688 | SH |  | SOLE |  | 5688 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1080360 | 5136 | SH |  | SOLE |  | 5136 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 641181 | 6618 | SH |  | SOLE |  | 6618 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 564458 | 4697 | SH |  | SOLE |  | 4697 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 373500 | 789 | SH |  | SOLE |  | 789 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 330916 | 2515 | SH |  | SOLE |  | 2515 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 212398 | 1026 | SH |  | SOLE |  | 1026 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 279141 | 866 | SH |  | SOLE |  | 866 | 0 | 0 |
| KROGER CO | COM | 501044101 |  | 1314579 | 21040 | SH |  | SOLE |  | 21040 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1494100 | 3089 | SH |  | SOLE |  | 3089 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 316975 | 1783 | SH |  | SOLE |  | 1783 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 242150 | 9725 | SH |  | SOLE |  | 9725 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 695766 | 25365 | SH |  | SOLE |  | 25365 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 5981830 | 50814 | SH |  | SOLE |  | 50814 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 7873286 | 143752 | SH |  | SOLE |  | 143752 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 6435638 | 41574 | SH |  | SOLE |  | 41574 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 19521623 | 135595 | SH |  | SOLE |  | 135595 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET REA | 81369Y860 |  | 497394 | 12327 | SH |  | SOLE |  | 12327 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 213611 | 539 | SH |  | SOLE |  | 539 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2012432 | 2943 | SH |  | SOLE |  | 2943 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 2345198 | 81318 | SH |  | SOLE |  | 81318 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R770 |  | 1296426 | 11416 | SH |  | SOLE |  | 11416 | 0 | 0 |
| STRATEGY INC | CL A NEW | 594972408 |  | 638950 | 4205 | SH |  | SOLE |  | 4205 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 425946 | 947 | SH |  | SOLE |  | 947 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 |  | 239325 | 1973 | SH |  | SOLE |  | 1973 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1951604 | 26348 | SH |  | SOLE |  | 26348 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 8758295 | 17952 | SH |  | SOLE |  | 17952 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 294918 | 1393 | SH |  | SOLE |  | 1393 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 4463439 | 23370 | SH |  | SOLE |  | 23370 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1843322 | 2939 | SH |  | SOLE |  | 2939 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 |  | 6474040 | 16437 | SH |  | SOLE |  | 16437 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 2918333 | 13815 | SH |  | SOLE |  | 13815 | 0 | 0 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 2442353 | 19396 | SH |  | SOLE |  | 19396 | 0 | 0 |
| VANGUARD WORLD FD | INDUSTRIAL ETF | 92204A603 |  | 4663298 | 15630 | SH |  | SOLE |  | 15630 | 0 | 0 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 1123832 | 5415 | SH |  | SOLE |  | 5415 | 0 | 0 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 1288326 | 6963 | SH |  | SOLE |  | 6963 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 916391 | 1216 | SH |  | SOLE |  | 1216 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 359400 | 3219 | SH |  | SOLE |  | 3219 | 0 | 0 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 16095240 | 319858 | SH |  | SOLE |  | 319858 | 0 | 0 |

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