# EDGAR Filing Document

**Accession Number:** 0001801682
**File Stem:** 0001801682-25-000005
**Filing Date:** 2025-10
**Character Count:** 23448
**Document Hash:** 05eca53eaf89f39d150d7bde2134d3c2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001801682-25-000005.hdr.sgml**: 20251027

**ACCESSION NUMBER**: 0001801682-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251027

**DATE AS OF CHANGE**: 20251027

**EFFECTIVENESS DATE**: 20251027

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PBMares Wealth Management LLC
- **CENTRAL INDEX KEY:** 0001801682

**ORGANIZATION NAME:**
- **EIN:** 541926539
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19746
- **FILM NUMBER:** 251418608

**BUSINESS ADDRESS:**
- **STREET 1:** 4801 COURTHOUSE STREET
- **STREET 2:** SUITE 128
- **CITY:** WILLIAMSBURG
- **STATE:** VA
- **ZIP:** 23188
- **BUSINESS PHONE:** 7572297180

**MAIL ADDRESS:**
- **STREET 1:** 4801 COURTHOUSE STREET
- **STREET 2:** SUITE 128
- **CITY:** WILLIAMSBURG
- **STATE:** VA
- **ZIP:** 23188

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PBMares Wealth Management LLC<br>**Address:** 4801 COURTHOUSE STREET<br>SUITE 128<br>WILLIAMSBURG, VA 23188

**Form 13F File Number:** 028-19746

**CRD Number (if applicable):** 000116218

**SEC File Number (if applicable):** 801-62465

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Christine Gravelle<br>**Title:** Director- Operations<br>**Phone:** 7579410811

**Signature, Place, and Date of Signing:**

Christine Gravelle  Williamsburg, VA  10-27-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 196

**Form 13F Information Table Value Total:** $616925238

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 305482 | 1969 | SH |  | SOLE | 0 | 0 | 0 | 1969 |
| ABBVIE INC | COM | 00287Y109 |  | 529961 | 2289 | SH |  | SOLE | 0 | 0 | 0 | 2289 |
| ADOBE INC | COM | 00724F101 |  | 379206 | 1075 | SH |  | SOLE | 0 | 0 | 0 | 1075 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1282330 | 5275 | SH |  | SOLE | 0 | 0 | 0 | 5275 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1387697 | 5698 | SH |  | SOLE | 0 | 0 | 0 | 5698 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 1270755 | 19236 | SH |  | SOLE | 0 | 0 | 0 | 19236 |
| AMAZON COM INC | COM | 023135106 |  | 2239197 | 10198 | SH |  | SOLE | 0 | 0 | 0 | 10198 |
| APPLE INC | COM | 037833100 |  | 8720757 | 34249 | SH |  | SOLE | 0 | 0 | 0 | 34249 |
| APPLIED MATLS INC | COM | 038222105 |  | 319804 | 1562 | SH |  | SOLE | 0 | 0 | 0 | 1562 |
| AT INC | COM | 00206R102 |  | 851039 | 30136 | SH |  | SOLE | 0 | 0 | 0 | 30136 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 630145 | 2147 | SH |  | SOLE | 0 | 0 | 0 | 2147 |
| BANK AMERICA CORP | COM | 060505104 |  | 926640 | 17962 | SH |  | SOLE | 0 | 0 | 0 | 17962 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1773928 | 3529 | SH |  | SOLE | 0 | 0 | 0 | 3529 |
| BLACKBERRY LTD | COM | 09228F103 |  | 68320 | 14000 | SH |  | SOLE | 0 | 0 | 0 | 14000 |
| BLACKSTONE INC | COM | 09260D107 |  | 956088 | 5596 | SH |  | SOLE | 0 | 0 | 0 | 5596 |
| BLOOM ENERGY CORP | COM CL A | 093712107 |  | 911697 | 10780 | SH |  | SOLE | 0 | 0 | 0 | 10780 |
| BOEING CO | COM | 097023105 |  | 327677 | 1518 | SH |  | SOLE | 0 | 0 | 0 | 1518 |
| CATERPILLAR INC | COM | 149123101 |  | 707297 | 1482 | SH |  | SOLE | 0 | 0 | 0 | 1482 |
| CHEVRON CORP NEW | COM | 166764100 |  | 833723 | 5369 | SH |  | SOLE | 0 | 680 | 0 | 4689 |
| CHICAGO ATLANTIC REAL ESTATE | COM | 167239102 |  | 385746 | 30160 | SH |  | SOLE | 0 | 0 | 0 | 30160 |
| CHUBB LIMITED | COM | H1467J104 |  | 230034 | 815 | SH |  | SOLE | 0 | 0 | 0 | 815 |
| CISCO SYS INC | COM | 17275R102 |  | 432391 | 6320 | SH |  | SOLE | 0 | 0 | 0 | 6320 |
| COCA COLA CO | COM | 191216100 |  | 299001 | 4508 | SH |  | SOLE | 0 | 0 | 0 | 4508 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 379123 | 12066 | SH |  | SOLE | 0 | 0 | 0 | 12066 |
| COMMUNITY TR BANCORP INC | COM | 204149108 |  | 256978 | 4593 | SH |  | SOLE | 0 | 0 | 0 | 4593 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 201040 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1086819 | 1174 | SH |  | SOLE | 0 | 0 | 0 | 1174 |
| CRH PLC | ORD | G25508105 |  | 264026 | 2202 | SH |  | SOLE | 0 | 0 | 0 | 2202 |
| CSX CORP | COM | 126408103 |  | 1059380 | 29833 | SH |  | SOLE | 0 | 0 | 0 | 29833 |
| DANAHER CORPORATION | COM | 235851102 |  | 204604 | 1032 | SH |  | SOLE | 0 | 0 | 0 | 1032 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 25047076 | 663147 | SH |  | SOLE | 0 | 0 | 0 | 663147 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 5134273 | 215273 | SH |  | SOLE | 0 | 0 | 0 | 215273 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 9710948 | 304992 | SH |  | SOLE | 0 | 0 | 0 | 304992 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 9856486 | 324280 | SH |  | SOLE | 0 | 0 | 0 | 324280 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 8565007 | 239983 | SH |  | SOLE | 0 | 0 | 0 | 239983 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 2508169 | 76492 | SH |  | SOLE | 0 | 0 | 0 | 76492 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 4041086 | 127761 | SH |  | SOLE | 0 | 0 | 0 | 127761 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 5696289 | 178623 | SH |  | SOLE | 0 | 0 | 0 | 178623 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 7647586 | 238465 | SH |  | SOLE | 0 | 0 | 0 | 238465 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 16018187 | 358429 | SH |  | SOLE | 0 | 0 | 0 | 358429 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 266176 | 6267 | SH |  | SOLE | 0 | 0 | 0 | 6267 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 546107 | 16599 | SH |  | SOLE | 0 | 0 | 0 | 16599 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 66984520 | 924690 | SH |  | SOLE | 0 | 0 | 0 | 924690 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 45329548 | 1175254 | SH |  | SOLE | 0 | 0 | 0 | 1175254 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 16428823 | 239977 | SH |  | SOLE | 0 | 0 | 0 | 239977 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 26305031 | 451899 | SH |  | SOLE | 0 | 3670 | 0 | 448229 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 20498213 | 444454 | SH |  | SOLE | 0 | 0 | 0 | 444454 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 8257587 | 263148 | SH |  | SOLE | 0 | 0 | 0 | 263148 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 1270701 | 30090 | SH |  | SOLE | 0 | 0 | 0 | 30090 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 9668973 | 200643 | SH |  | SOLE | 0 | 0 | 0 | 200643 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 48170226 | 1126525 | SH |  | SOLE | 0 | 0 | 0 | 1126525 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 25732439 | 536316 | SH |  | SOLE | 0 | 0 | 0 | 536316 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 45771218 | 1000245 | SH |  | SOLE | 0 | 0 | 0 | 1000245 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 28116972 | 773507 | SH |  | SOLE | 0 | 0 | 0 | 773507 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 12523671 | 397199 | SH |  | SOLE | 0 | 0 | 0 | 397199 |
| DIMENSIONAL ETF TRUST | WORLD EQUITY ETF | 25434V617 |  | 552581 | 7690 | SH |  | SOLE | 0 | 0 | 0 | 7690 |
| DIMENSIONAL ETF TRUST | ULTRASHORT FIXED | 25434V591 |  | 1050938 | 20696 | SH |  | SOLE | 0 | 0 | 0 | 20696 |
| DISNEY WALT CO | COM | 254687106 |  | 375005 | 3275 | SH |  | SOLE | 0 | 0 | 0 | 3275 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 947976 | 15497 | SH |  | SOLE | 0 | 0 | 0 | 15497 |
| DTE ENERGY CO | COM | 233331107 |  | 325430 | 2301 | SH |  | SOLE | 0 | 0 | 0 | 2301 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 652149 | 5270 | SH |  | SOLE | 0 | 0 | 0 | 5270 |
| EA SERIES TRUST | EA BRIDGEWAY OMN | 02072L532 |  | 1719138 | 75896 | SH |  | SOLE | 0 | 0 | 0 | 75896 |
| EATON CORP PLC | SHS | G29183103 |  | 229986 | 615 | SH |  | SOLE | 0 | 0 | 0 | 615 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 277153 | 858 | SH |  | SOLE | 0 | 0 | 0 | 858 |
| ELI LILLY  CO | COM | 532457108 |  | 524534 | 687 | SH |  | SOLE | 0 | 0 | 0 | 687 |
| EMERSON ELEC CO | COM | 291011104 |  | 291220 | 2220 | SH |  | SOLE | 0 | 0 | 0 | 2220 |
| ENBRIDGE INC | COM | 29250N105 |  | 261660 | 5185 | SH |  | SOLE | 0 | 0 | 0 | 5185 |
| ENOVIX CORPORATION | COM | 293594107 |  | 299100 | 30000 | SH |  | SOLE | 0 | 0 | 0 | 30000 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 1063805 | 34020 | SH |  | SOLE | 0 | 0 | 0 | 34020 |
| EOS ENERGY ENTERPRISES INC | COM CL A | 29415C101 |  | 113900 | 10000 | SH |  | SOLE | 0 | 0 | 0 | 10000 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 10929901 | 96939 | SH |  | SOLE | 0 | 0 | 0 | 96939 |
| FERGUSON ENTERPRISES INC | COMMON STOCK NEW | 31488V107 |  | 770983 | 3433 | SH |  | SOLE | 0 | 0 | 0 | 3433 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 |  | 276654 | 9948 | SH |  | SOLE | 0 | 0 | 0 | 9948 |
| FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 |  | 646852 | 16894 | SH |  | SOLE | 0 | 0 | 0 | 16894 |
| GE AEROSPACE | COM NEW | 369604301 |  | 431086 | 1433 | SH |  | SOLE | 0 | 0 | 0 | 1433 |
| GE VERNOVA INC | COM | 36828A101 |  | 214332 | 349 | SH |  | SOLE | 0 | 0 | 0 | 349 |
| GLOBAL X FDS | S 500 COVERED | 37954Y475 |  | 252677 | 6436 | SH |  | SOLE | 0 | 0 | 0 | 6436 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 254810 | 14980 | SH |  | SOLE | 0 | 0 | 0 | 14980 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 238642 | 300 | SH |  | SOLE | 0 | 0 | 0 | 300 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 656668 | 7315 | SH |  | SOLE | 0 | 0 | 0 | 7315 |
| GRAYSCALE ETHEREUM TRUST ETF | SHS | 389638107 |  | 276525 | 8069 | SH |  | SOLE | 0 | 0 | 0 | 8069 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 232705 | 546 | SH |  | SOLE | 0 | 0 | 0 | 546 |
| HILTON GRAND VACATIONS INC | COM | 43283X105 |  | 262149 | 6270 | SH |  | SOLE | 0 | 0 | 0 | 6270 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 5003287 | 19285 | SH |  | SOLE | 0 | 0 | 0 | 19285 |
| HOME DEPOT INC | COM | 437076102 |  | 1787046 | 4410 | SH |  | SOLE | 0 | 0 | 0 | 4410 |
| HONEYWELL INTL INC | COM | 438516106 |  | 294279 | 1398 | SH |  | SOLE | 0 | 0 | 0 | 1398 |
| INTEL CORP | COM | 458140100 |  | 219303 | 6537 | SH |  | SOLE | 0 | 0 | 0 | 6537 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1680355 | 5955 | SH |  | SOLE | 0 | 0 | 0 | 5955 |
| INVESCO EXCHANGE TRADED FD T | S PUR VAL | 46137V258 |  | 576503 | 5801 | SH |  | SOLE | 0 | 0 | 0 | 5801 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2397139 | 3993 | SH |  | SOLE | 0 | 0 | 0 | 3993 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1647040 | 22634 | SH |  | SOLE | 0 | 0 | 0 | 22634 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 918541 | 13606 | SH |  | SOLE | 0 | 0 | 0 | 13606 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 563249 | 8544 | SH |  | SOLE | 0 | 0 | 0 | 8544 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 380960 | 4363 | SH |  | SOLE | 0 | 0 | 0 | 4363 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 610166 | 12061 | SH |  | SOLE | 0 | 0 | 0 | 12061 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 262566 | 1350 | SH |  | SOLE | 0 | 0 | 0 | 1350 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 402206 | 2830 | SH |  | SOLE | 0 | 0 | 0 | 2830 |
| ISHARES TR | S 100 ETF | 464287101 |  | 1101046 | 3308 | SH |  | SOLE | 0 | 0 | 0 | 3308 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 258349 | 4838 | SH |  | SOLE | 0 | 0 | 0 | 4838 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 452440 | 6670 | SH |  | SOLE | 0 | 0 | 0 | 6670 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 798470 | 7498 | SH |  | SOLE | 0 | 0 | 0 | 7498 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1042932 | 7161 | SH |  | SOLE | 0 | 0 | 0 | 7161 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 316688 | 2586 | SH |  | SOLE | 0 | 0 | 0 | 2586 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 489925 | 4740 | SH |  | SOLE | 0 | 0 | 0 | 4740 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 659085 | 8591 | SH |  | SOLE | 0 | 0 | 0 | 8591 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 441259 | 1379 | SH |  | SOLE | 0 | 0 | 0 | 1379 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1308137 | 20045 | SH |  | SOLE | 0 | 0 | 0 | 20045 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 357174 | 2753 | SH |  | SOLE | 0 | 0 | 0 | 2753 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1260415 | 10607 | SH |  | SOLE | 0 | 0 | 0 | 10607 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 1120278 | 10130 | SH |  | SOLE | 0 | 0 | 0 | 10130 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 306024 | 1482 | SH |  | SOLE | 0 | 0 | 0 | 1482 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1786667 | 2669 | SH |  | SOLE | 0 | 0 | 0 | 2669 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 399202 | 1092 | SH |  | SOLE | 0 | 0 | 0 | 1092 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 484103 | 2378 | SH |  | SOLE | 0 | 0 | 0 | 2378 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1097054 | 2342 | SH |  | SOLE | 0 | 0 | 0 | 2342 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 242176 | 1001 | SH |  | SOLE | 0 | 0 | 0 | 1001 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 439592 | 4553 | SH |  | SOLE | 0 | 0 | 0 | 4553 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 688100 | 7370 | SH |  | SOLE | 0 | 0 | 0 | 7370 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1570983 | 8473 | SH |  | SOLE | 0 | 0 | 0 | 8473 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1848765 | 5861 | SH |  | SOLE | 0 | 0 | 0 | 5861 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 960394 | 3145 | SH |  | SOLE | 0 | 0 | 0 | 3145 |
| LINDE PLC | SHS | G54950103 |  | 209817 | 442 | SH |  | SOLE | 0 | 0 | 0 | 442 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1829105 | 3664 | SH |  | SOLE | 0 | 0 | 0 | 3664 |
| LOWES COS INC | COM | 548661107 |  | 270284 | 1076 | SH |  | SOLE | 0 | 0 | 0 | 1076 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 1108873 | 4258 | SH |  | SOLE | 0 | 0 | 0 | 4258 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 201918 | 355 | SH |  | SOLE | 0 | 0 | 0 | 355 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 428224 | 6400 | SH |  | SOLE | 0 | 0 | 0 | 6400 |
| MCDONALDS CORP | COM | 580135101 |  | 773442 | 2545 | SH |  | SOLE | 0 | 0 | 0 | 2545 |
| MERCK  CO INC | COM | 58933Y105 |  | 1297668 | 15461 | SH |  | SOLE | 0 | 0 | 0 | 15461 |
| META PLATFORMS INC | CL A | 30303M102 |  | 434648 | 592 | SH |  | SOLE | 0 | 0 | 0 | 592 |
| MICROSOFT CORP | COM | 594918104 |  | 6501901 | 12553 | SH |  | SOLE | 0 | 0 | 0 | 12553 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 709434 | 11356 | SH |  | SOLE | 0 | 0 | 0 | 11356 |
| NETFLIX INC | COM | 64110L106 |  | 210866 | 176 | SH |  | SOLE | 0 | 0 | 0 | 176 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 304382 | 4032 | SH |  | SOLE | 0 | 0 | 0 | 4032 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 243802 | 812 | SH |  | SOLE | 0 | 0 | 0 | 812 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 2664813 | 4373 | SH |  | SOLE | 0 | 0 | 0 | 4373 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2082697 | 11162 | SH |  | SOLE | 0 | 0 | 0 | 11162 |
| OPKO HEALTH INC | COM | 68375N103 |  | 41883 | 27021 | SH |  | SOLE | 0 | 0 | 0 | 27021 |
| ORACLE CORP | COM | 68389X105 |  | 2032096 | 7225 | SH |  | SOLE | 0 | 0 | 0 | 7225 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 277194 | 1520 | SH |  | SOLE | 0 | 0 | 0 | 1520 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 326810 | 1605 | SH |  | SOLE | 0 | 0 | 0 | 1605 |
| PARK HOTELS  RESORTS INC | COM | 700517105 |  | 346826 | 31302 | SH |  | SOLE | 0 | 0 | 0 | 31302 |
| PEPSICO INC | COM | 713448108 |  | 1057189 | 7528 | SH |  | SOLE | 0 | 0 | 0 | 7528 |
| PFIZER INC | COM | 717081103 |  | 294213 | 11547 | SH |  | SOLE | 0 | 0 | 0 | 11547 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 2364780 | 14579 | SH |  | SOLE | 0 | 0 | 0 | 14579 |
| PLAINS ALL AMERN PIPELINE L | UNIT LTD PARTN | 726503105 |  | 310132 | 18179 | SH |  | SOLE | 0 | 0 | 0 | 18179 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 409121 | 2036 | SH |  | SOLE | 0 | 0 | 0 | 2036 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 934082 | 6079 | SH |  | SOLE | 0 | 0 | 0 | 6079 |
| RTX CORPORATION | COM | 75513E101 |  | 760157 | 4543 | SH |  | SOLE | 0 | 0 | 0 | 4543 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 274207 | 11238 | SH |  | SOLE | 0 | 0 | 0 | 11238 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 910972 | 3232 | SH |  | SOLE | 0 | 0 | 0 | 3232 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 235793 | 1992 | SH |  | SOLE | 0 | 0 | 0 | 1992 |
| SHOPIFY INC | NOTE 0.125%11/0 | 82509LAA5 |  | 13657 | 13000 | PRN |  | SOLE | 0 | 0 | 0 | 13000 |
| SOUTHERN CO | COM | 842587107 |  | 310965 | 3281 | SH |  | SOLE | 0 | 0 | 0 | 3281 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 218571 | 471 | SH |  | SOLE | 0 | 0 | 0 | 471 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 695299 | 1956 | SH |  | SOLE | 0 | 0 | 0 | 1956 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3302750 | 4958 | SH |  | SOLE | 0 | 0 | 0 | 4958 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 4004708 | 28722 | SH |  | SOLE | 0 | 0 | 0 | 28722 |
| TAPESTRY INC | COM | 876030107 |  | 553202 | 4886 | SH |  | SOLE | 0 | 0 | 0 | 4886 |
| TESLA INC | COM | 88160R101 |  | 1325428 | 2980 | SH |  | SOLE | 0 | 0 | 0 | 2980 |
| TEXAS INSTRS INC | COM | 882508104 |  | 389934 | 2122 | SH |  | SOLE | 0 | 0 | 0 | 2122 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 334697 | 690 | SH |  | SOLE | 0 | 0 | 0 | 690 |
| TOWNEBANK PORTSMOUTH VA | COM | 89214P109 |  | 839918 | 24296 | SH |  | SOLE | 0 | 0 | 0 | 24296 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 1443123 | 31564 | SH |  | SOLE | 0 | 0 | 0 | 31564 |
| UNION PAC CORP | COM | 907818108 |  | 327488 | 1385 | SH |  | SOLE | 0 | 0 | 0 | 1385 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 301851 | 874 | SH |  | SOLE | 0 | 0 | 0 | 874 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 649425 | 3814 | SH |  | SOLE | 0 | 0 | 0 | 3814 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 682975 | 8746 | SH |  | SOLE | 0 | 0 | 0 | 8746 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 3295242 | 44309 | SH |  | SOLE | 0 | 0 | 0 | 44309 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 423700 | 1376 | SH |  | SOLE | 0 | 0 | 0 | 1376 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 225024 | 1289 | SH |  | SOLE | 0 | 0 | 0 | 1289 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2496056 | 4076 | SH |  | SOLE | 0 | 0 | 0 | 4076 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1773645 | 8498 | SH |  | SOLE | 0 | 0 | 0 | 8498 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 282585 | 3091 | SH |  | SOLE | 0 | 0 | 0 | 3091 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 519111 | 1082 | SH |  | SOLE | 0 | 0 | 0 | 1082 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1588857 | 8520 | SH |  | SOLE | 0 | 0 | 0 | 8520 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3870195 | 11793 | SH |  | SOLE | 0 | 0 | 0 | 11793 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 994168 | 18349 | SH |  | SOLE | 0 | 0 | 0 | 18349 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 380075 | 2666 | SH |  | SOLE | 0 | 0 | 0 | 2666 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 2175628 | 7392 | SH |  | SOLE | 0 | 0 | 0 | 7392 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 599859 | 4978 | SH |  | SOLE | 0 | 0 | 0 | 4978 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 267672 | 4548 | SH |  | SOLE | 0 | 0 | 0 | 4548 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 554616 | 2570 | SH |  | SOLE | 0 | 0 | 0 | 2570 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 395437 | 5383 | SH |  | SOLE | 0 | 0 | 0 | 5383 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1584479 | 26443 | SH |  | SOLE | 0 | 0 | 0 | 26443 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 368559 | 2615 | SH |  | SOLE | 0 | 0 | 0 | 2615 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1136935 | 1523 | SH |  | SOLE | 0 | 0 | 0 | 1523 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 211294 | 814 | SH |  | SOLE | 0 | 0 | 0 | 814 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 667821 | 15195 | SH |  | SOLE | 0 | 829 | 0 | 14366 |
| VISA INC | COM CL A | 92826C839 |  | 1032085 | 3023 | SH |  | SOLE | 0 | 0 | 0 | 3023 |
| WALMART INC | COM | 931142103 |  | 2535720 | 24604 | SH |  | SOLE | 0 | 0 | 0 | 24604 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 337920 | 1530 | SH |  | SOLE | 0 | 0 | 0 | 1530 |
| WISDOMTREE TR | US HIGH DIVIDEND | 97717W208 |  | 3481349 | 34554 | SH |  | SOLE | 0 | 0 | 0 | 34554 |
| WISDOMTREE TR | INTL LRGCAP DV | 97717W794 |  | 392245 | 6301 | SH |  | SOLE | 0 | 0 | 0 | 6301 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 250385 | 5444 | SH |  | SOLE | 0 | 0 | 0 | 5444 |
| YUM BRANDS INC | COM | 988498101 |  | 226602 | 1491 | SH |  | SOLE | 0 | 0 | 0 | 1491 |

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