# EDGAR Filing Document

**Accession Number:** 0002064588
**File Stem:** 0001951757-26-000558
**Filing Date:** 2026-4
**Character Count:** 11977
**Document Hash:** a76e233b70e025182f4e8335c0530e12
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000558.hdr.sgml**: 20260409

**ACCESSION NUMBER**: 0001951757-26-000558

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260409

**DATE AS OF CHANGE**: 20260409

**EFFECTIVENESS DATE**: 20260409

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WINCAP FINANCIAL LLC
- **CENTRAL INDEX KEY:** 0002064588

**ORGANIZATION NAME:**
- **EIN:** 872615575
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25540
- **FILM NUMBER:** 26850050

**BUSINESS ADDRESS:**
- **STREET 1:** 55 UNION STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02108
- **BUSINESS PHONE:** (617) 590-3250

**MAIL ADDRESS:**
- **STREET 1:** 55 UNION STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02108

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WINCAP FINANCIAL LLC<br>**Address:** 55 UNION STREET<br>BOSTON, MA 02108

**Form 13F File Number:** 028-25540

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Collins<br>**Title:** Chief Compliance Officer<br>**Phone:** (617) 590-3250

**Signature, Place, and Date of Signing:**

Michael Collins  Boston, MA  04-09-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 87

**Form 13F Information Table Value Total:** $150273580

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 |  | 537264 | 2580 | SH |  | SOLE |  | 0 | 0 | 2580 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 351913 | 610 | SH |  | SOLE |  | 0 | 0 | 610 |
| BANK OZK LITTLE ROCK ARK | COM | 06417N103 |  | 1088035 | 23710 | SH |  | SOLE |  | 0 | 0 | 23710 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 2376395 | 2809 | SH |  | SOLE |  | 0 | 0 | 2809 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 325639 | 2254 | SH |  | SOLE |  | 0 | 0 | 2254 |
| GENERAL MILLS INC | COM | 370334104 |  | 653525 | 17558 | SH |  | SOLE |  | 0 | 0 | 17558 |
| ATKORE INC | COM | 047649108 |  | 1032044 | 17519 | SH |  | SOLE |  | 0 | 0 | 17519 |
| NETFLIX INC. | COM | 64110L106 |  | 548055 | 5700 | SH |  | SOLE |  | 0 | 0 | 5700 |
| MERCK  CO INC | COM | 58933Y105 |  | 1426145 | 11856 | SH |  | SOLE |  | 0 | 0 | 11856 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1005748 | 2013 | SH |  | SOLE |  | 0 | 0 | 2013 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 201982 | 1122 | SH |  | SOLE |  | 0 | 0 | 1122 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 533129 | 1239 | SH |  | SOLE |  | 0 | 0 | 1239 |
| ERO COPPER CORP | COM | 296006109 |  | 2036281 | 76351 | SH |  | SOLE |  | 0 | 0 | 76351 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 3831114 | 38094 | SH |  | SOLE |  | 0 | 0 | 38094 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4269516 | 14847 | SH |  | SOLE |  | 0 | 0 | 14847 |
| MICROSOFT CORP | COM | 594918104 |  | 2628881 | 7102 | SH |  | SOLE |  | 0 | 0 | 7102 |
| CVS HEALTH CORP | COM | 126650100 |  | 212641 | 2961 | SH |  | SOLE |  | 0 | 0 | 2961 |
| MASCO CORP | COM | 574599106 |  | 968458 | 16042 | SH |  | SOLE |  | 0 | 0 | 16042 |
| GARMIN LTD | SHS | H2906T109 |  | 689638 | 2972 | SH |  | SOLE |  | 0 | 0 | 2972 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 216247 | 753 | SH |  | SOLE |  | 0 | 0 | 753 |
| ELASTIC N V | ORD SHS | N14506104 |  | 856779 | 17139 | SH |  | SOLE |  | 0 | 0 | 17139 |
| DECKERS OUTDOOR CORP | COM | 243537107 |  | 842057 | 8413 | SH |  | SOLE |  | 0 | 0 | 8413 |
| RAMBUS INC DEL | COM | 750917106 |  | 572788 | 6658 | SH |  | SOLE |  | 0 | 0 | 6658 |
| GOLDMAN SACHS ETF TR | ULTRA SHORT BOND | 381430230 |  | 14014814 | 277247 | SH |  | SOLE |  | 0 | 0 | 277247 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 5846478 | 23575 | SH |  | SOLE |  | 0 | 0 | 23575 |
| TWILIO INC | CL A | 90138F102 |  | 1264114 | 10047 | SH |  | SOLE |  | 0 | 0 | 10047 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 1617267 | 6454 | SH |  | SOLE |  | 0 | 0 | 6454 |
| AFLAC INC | COM | 001055102 |  | 1354532 | 12346 | SH |  | SOLE |  | 0 | 0 | 12346 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 5371378 | 94767 | SH |  | SOLE |  | 0 | 0 | 94767 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 |  | 1034400 | 49971 | SH |  | SOLE |  | 0 | 0 | 49971 |
| EVERSOURCE ENERGY | COM | 30040W108 |  | 907014 | 13092 | SH |  | SOLE |  | 0 | 0 | 13092 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1848890 | 3232 | SH |  | SOLE |  | 0 | 0 | 3232 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 913503 | 5698 | SH |  | SOLE |  | 0 | 0 | 5698 |
| TOLL BROTHERS INC | COM | 889478103 |  | 986370 | 7228 | SH |  | SOLE |  | 0 | 0 | 7228 |
| JABIL INC | COM | 466313103 |  | 2699938 | 10164 | SH |  | SOLE |  | 0 | 0 | 10164 |
| BUILDERS FIRSTSOURCE INC | COM | 12008R107 |  | 1050366 | 12758 | SH |  | SOLE |  | 0 | 0 | 12758 |
| BROADCOM INC | COM | 11135F101 |  | 1507846 | 4872 | SH |  | SOLE |  | 0 | 0 | 4872 |
| EPR PPTYS | COM SH BEN INT | 26884U109 |  | 842791 | 16869 | SH |  | SOLE |  | 0 | 0 | 16869 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4767341 | 27336 | SH |  | SOLE |  | 0 | 0 | 27336 |
| ABBVIE INC | COM | 00287Y109 |  | 2078244 | 9556 | SH |  | SOLE |  | 0 | 0 | 9556 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 266356 | 3617 | SH |  | SOLE |  | 0 | 0 | 3617 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 521771 | 6948 | SH |  | SOLE |  | 0 | 0 | 6948 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 296720 | 878 | SH |  | SOLE |  | 0 | 0 | 878 |
| J P MORGAN EXCHANGE TRADED F | SUSTAINABLE MUNI | 46654Q815 |  | 261188 | 5250 | SH |  | SOLE |  | 0 | 0 | 5250 |
| QUALCOMM INC | COM | 747525103 |  | 648309 | 5034 | SH |  | SOLE |  | 0 | 0 | 5034 |
| MAPLEBEAR INC | COM | 565394103 |  | 809061 | 21598 | SH |  | SOLE |  | 0 | 0 | 21598 |
| TAPESTRY INC | COM | 876030107 |  | 201758 | 1430 | SH |  | SOLE |  | 0 | 0 | 1430 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 319731 | 8322 | SH |  | SOLE |  | 0 | 0 | 8322 |
| AT INC | COM | 00206R102 |  | 1638191 | 56509 | SH |  | SOLE |  | 0 | 0 | 56509 |
| REDDIT INC | CL A | 75734B100 |  | 742460 | 5514 | SH |  | SOLE |  | 0 | 0 | 5514 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 2325305 | 37958 | SH |  | SOLE |  | 0 | 0 | 37958 |
| GE VERNOVA INC | COM | 36828A101 |  | 1467372 | 1681 | SH |  | SOLE |  | 0 | 0 | 1681 |
| GE AEROSPACE | COM NEW | 369604301 |  | 245805 | 866 | SH |  | SOLE |  | 0 | 0 | 866 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 643596 | 8089 | SH |  | SOLE |  | 0 | 0 | 8089 |
| GAMING  LEISURE P | COM | 36467J108 |  | 697472 | 15719 | SH |  | SOLE |  | 0 | 0 | 15719 |
| NOMURA ETF TR | FOCUSED EMERGING | 555927508 |  | 13623315 | 302069 | SH |  | SOLE |  | 0 | 0 | 302069 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6526791 | 9992 | SH |  | SOLE |  | 0 | 0 | 9992 |
| SALESFORCE INC | COM | 79466L302 |  | 798596 | 4278 | SH |  | SOLE |  | 0 | 0 | 4278 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 2156066 | 7330 | SH |  | SOLE |  | 0 | 0 | 7330 |
| CHEVRON CORPORATION | COM | 166764100 |  | 201848 | 976 | SH |  | SOLE |  | 0 | 0 | 976 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2271004 | 35440 | SH |  | SOLE |  | 0 | 0 | 35440 |
| NOMURA ETF TR | NATIONAL HIGH YL | 555927870 |  | 270964 | 11202 | SH |  | SOLE |  | 0 | 0 | 11202 |
| BANK AMERICA CORP | COM | 060505104 |  | 252479 | 5179 | SH |  | SOLE |  | 0 | 0 | 5179 |
| WALMART INC | COM | 931142103 |  | 1882288 | 15146 | SH |  | SOLE |  | 0 | 0 | 15146 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 949815 | 3919 | SH |  | SOLE |  | 0 | 0 | 3919 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 200324 | 3706 | SH |  | SOLE |  | 0 | 0 | 3706 |
| PFIZER INC | COM | 717081103 |  | 1193549 | 42505 | SH |  | SOLE |  | 0 | 0 | 42505 |
| KLA CORP | COM NEW | 482480100 |  | 973263 | 661 | SH |  | SOLE |  | 0 | 0 | 661 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 797081 | 5719 | SH |  | SOLE |  | 0 | 0 | 5719 |
| CATERPILLAR INC | COM | 149123101 |  | 647532 | 914 | SH |  | SOLE |  | 0 | 0 | 914 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 664440 | 2316 | SH |  | SOLE |  | 0 | 0 | 2316 |
| AMGEN INC | COM | 031162100 |  | 821431 | 2335 | SH |  | SOLE |  | 0 | 0 | 2335 |
| CREATIVE MEDIA  CMNTY TR | COM NEW | 12564W227 |  | 16624 | 27057 | SH |  | SOLE |  | 0 | 0 | 27057 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 624176 | 361 | SH |  | SOLE |  | 0 | 0 | 361 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 358328 | 1666 | SH |  | SOLE |  | 0 | 0 | 1666 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 311436 | 3137 | SH |  | SOLE |  | 0 | 0 | 3137 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 1707412 | 25102 | SH |  | SOLE |  | 0 | 0 | 25102 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 1114631 | 8884 | SH |  | SOLE |  | 0 | 0 | 8884 |
| HUBSPOT INC | COM | 443573100 |  | 272172 | 1115 | SH |  | SOLE |  | 0 | 0 | 1115 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 12513408 | 181934 | SH |  | SOLE |  | 0 | 0 | 181934 |
| BORGWARNER INC | COM | 099724106 |  | 820619 | 15124 | SH |  | SOLE |  | 0 | 0 | 15124 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 219470 | 2799 | SH |  | SOLE |  | 0 | 0 | 2799 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 2414014 | 11298 | SH |  | SOLE |  | 0 | 0 | 11298 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1343026 | 22144 | SH |  | SOLE |  | 0 | 0 | 22144 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 1337870 | 29154 | SH |  | SOLE |  | 0 | 0 | 29154 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 525785 | 11625 | SH |  | SOLE |  | 0 | 0 | 11625 |
| APPLE INC | COM | 037833100 |  | 6069168 | 23914 | SH |  | SOLE |  | 0 | 0 | 23914 |

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