# EDGAR Filing Document

**Accession Number:** 0002011850
**File Stem:** 0002011850-26-000002
**Filing Date:** 2026-5
**Character Count:** 14667
**Document Hash:** 418f7e5056dc71d92cd9c52b0234aff8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002011850-26-000002.hdr.sgml**: 20260511

**ACCESSION NUMBER**: 0002011850-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260511

**DATE AS OF CHANGE**: 20260511

**EFFECTIVENESS DATE**: 20260511

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Optimist Retirement Group LLC
- **CENTRAL INDEX KEY:** 0002011850

**ORGANIZATION NAME:**
- **EIN:** 202069373
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23965
- **FILM NUMBER:** 26963085

**BUSINESS ADDRESS:**
- **STREET 1:** 11400 SE 8TH ST. #465
- **CITY:** BELLEVUE
- **STATE:** WA
- **ZIP:** 98004
- **BUSINESS PHONE:** 425-637-3037

**MAIL ADDRESS:**
- **STREET 1:** 11400 SE 8TH ST. #465
- **CITY:** BELLEVUE
- **STATE:** WA
- **ZIP:** 98004

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Optimist Retirement Group LLC<br>**Address:** 11400 SE 8TH ST. #465<br>BELLEVUE, WA 98004

**Form 13F File Number:** 028-23965

**CRD Number (if applicable):** 000119086

**SEC File Number (if applicable):** 801-114109

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ryan M Palmer<br>**Title:** Chief Compliance Officer<br>**Phone:** 4256373037

**Signature, Place, and Date of Signing:**

Ryan Palmer  Bellevue, WA  05-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 113

**Form 13F Information Table Value Total:** $226736165

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 2490695 | 17150 | SH |  | SOLE |  | 17150 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 2809762 | 12919 | SH |  | SOLE |  | 12919 | 0 | 0 |
| ACADIAN ASSET MANAGEMENT INC | COM | 10948W103 |  | 438299 | 8054 | SH |  | SOLE |  | 8054 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 2330290 | 35313 | SH |  | SOLE |  | 35313 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 376407 | 847 | SH |  | SOLE |  | 847 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 252276 | 717 | SH |  | SOLE |  | 717 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 201342 | 793 | SH |  | SOLE |  | 793 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 390666 | 1143 | SH |  | SOLE |  | 1143 | 0 | 0 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 318798 | 801 | SH |  | SOLE |  | 801 | 0 | 0 |
| ARTISAN PARTNERS ASSET MGMT | CL A | 04316A108 |  | 2203123 | 60542 | SH |  | SOLE |  | 60542 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 557310 | 1163 | SH |  | SOLE |  | 1163 | 0 | 0 |
| BEST BUY INC | COM | 086516101 |  | 2529480 | 39400 | SH |  | SOLE |  | 39400 | 0 | 0 |
| BHP BILLITON LIMITED | SPONSORED ADS | 088606108 |  | 2862101 | 39347 | SH |  | SOLE |  | 39347 | 0 | 0 |
| BLOCK H  R INC | COM | 093671105 |  | 1834819 | 57808 | SH |  | SOLE |  | 57808 | 0 | 0 |
| BLOOM ENERGY CORP | COM CL A | 093712107 |  | 288458 | 2129 | SH |  | SOLE |  | 2129 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 425373 | 101 | SH |  | SOLE |  | 101 | 0 | 0 |
| BRINKER INTL INC | COM | 109641100 |  | 333796 | 2338 | SH |  | SOLE |  | 2338 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 2698804 | 44498 | SH |  | SOLE |  | 44498 | 0 | 0 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 2403997 | 41115 | SH |  | SOLE |  | 41115 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 2592077 | 8375 | SH |  | SOLE |  | 8375 | 0 | 0 |
| BUCKLE INC | COM | 118440106 |  | 414362 | 8228 | SH |  | SOLE |  | 8228 | 0 | 0 |
| CARVANA CO | CL A | 146869102 |  | 327270 | 1041 | SH |  | SOLE |  | 1041 | 0 | 0 |
| CELESTICA INC | COM | 15101Q207 |  | 388437 | 1379 | SH |  | SOLE |  | 1379 | 0 | 0 |
| CENTURY ALUM CO | COM | 156431108 |  | 530382 | 9037 | SH |  | SOLE |  | 9037 | 0 | 0 |
| CLOROX CO DEL | COM | 189054109 |  | 221250 | 2135 | SH |  | SOLE |  | 2135 | 0 | 0 |
| COMFORT SYS USA INC | COM | 199908104 |  | 512984 | 372 | SH |  | SOLE |  | 372 | 0 | 0 |
| CREDO TECHNOLOGY GROUP HOLDI | ORDINARY SHARES | G25457105 |  | 255702 | 2724 | SH |  | SOLE |  | 2724 | 0 | 0 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 588242 | 3584 | SH |  | SOLE |  | 3584 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 2940106 | 3197 | SH |  | SOLE |  | 3197 | 0 | 0 |
| ENERGIZER HLDGS INC | COM | 29272W109 |  | 176285 | 10736 | SH |  | SOLE |  | 10736 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 2395556 | 63307 | SH |  | SOLE |  | 63307 | 0 | 0 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 368731 | 1597 | SH |  | SOLE |  | 1597 | 0 | 0 |
| FORTINET INC | COM | 34959E109 |  | 585606 | 7166 | SH |  | SOLE |  | 7166 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 2825153 | 20271 | SH |  | SOLE |  | 20271 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 2829719 | 51272 | SH |  | SOLE |  | 51272 | 0 | 0 |
| HASBRO INC | COM | 418056107 |  | 659131 | 7042 | SH |  | SOLE |  | 7042 | 0 | 0 |
| HECLA MINING COMPANY | COM | 422704106 |  | 294801 | 15824 | SH |  | SOLE |  | 15824 | 0 | 0 |
| HP INC | COM | 40434L105 |  | 2336541 | 121631 | SH |  | SOLE |  | 121631 | 0 | 0 |
| INGEVITY CORP | COM | 45688C107 |  | 488495 | 6858 | SH |  | SOLE |  | 6858 | 0 | 0 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BF | 45782C334 |  | 681057 | 12469 | SH |  | SOLE |  | 12469 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR MAY | 45782C326 |  | 661205 | 14735 | SH |  | SOLE |  | 14735 | 0 | 0 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BF | 45782C466 |  | 217643 | 4078 | SH |  | SOLE |  | 4078 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUF DEC | 45782C557 |  | 248212 | 5171 | SH |  | SOLE |  | 5171 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 2364346 | 9754 | SH |  | SOLE |  | 9754 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3857607 | 6684 | SH |  | SOLE |  | 6684 | 0 | 0 |
| IRONWOOD PHARMACEUTICALS INC | COM CL A | 46333X108 |  | 332857 | 94831 | SH |  | SOLE |  | 94831 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 225132 | 3028 | SH |  | SOLE |  | 3028 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1230489 | 3451 | SH |  | SOLE |  | 3451 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 399656 | 2108 | SH |  | SOLE |  | 2108 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 251511 | 2712 | SH |  | SOLE |  | 2712 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 267145 | 1846 | SH |  | SOLE |  | 1846 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 217252 | 1834 | SH |  | SOLE |  | 1834 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 2510832 | 26027 | SH |  | SOLE |  | 26027 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 |  | 2386349 | 1621 | SH |  | SOLE |  | 1621 | 0 | 0 |
| KONTOOR BRANDS INC | COM | 50050N103 |  | 251076 | 3572 | SH |  | SOLE |  | 3572 | 0 | 0 |
| KULICKE  SOFFA INDS INC | COM | 501242101 |  | 277601 | 4224 | SH |  | SOLE |  | 4224 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 430311 | 2014 | SH |  | SOLE |  | 2014 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 2624805 | 4343 | SH |  | SOLE |  | 4343 | 0 | 0 |
| LUMENTUM HLDGS INC | COM | 55024U109 |  | 804660 | 1145 | SH |  | SOLE |  | 1145 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 420612 | 1286 | SH |  | SOLE |  | 1286 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 2268347 | 7299 | SH |  | SOLE |  | 7299 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 2747424 | 22840 | SH |  | SOLE |  | 22840 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 379056 | 1122 | SH |  | SOLE |  | 1122 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 2145518 | 5796 | SH |  | SOLE |  | 5796 | 0 | 0 |
| NETAPP INC | COM | 64110D104 |  | 221879 | 2167 | SH |  | SOLE |  | 2167 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 2565895 | 16798 | SH |  | SOLE |  | 16798 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 1894867 | 51561 | SH |  | SOLE |  | 51561 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 447510 | 2566 | SH |  | SOLE |  | 2566 | 0 | 0 |
| OMNICOM GROUP INC | COM | 681919106 |  | 242197 | 3216 | SH |  | SOLE |  | 3216 | 0 | 0 |
| PACCAR INC | COM | 693718108 |  | 41437085 | 358763 | SH |  | SOLE |  | 358763 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 362336 | 2477 | SH |  | SOLE |  | 2477 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 338357 | 3673 | SH |  | SOLE |  | 3673 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 2624867 | 16903 | SH |  | SOLE |  | 16903 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 2617568 | 93218 | SH |  | SOLE |  | 93218 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 2363817 | 14297 | SH |  | SOLE |  | 14297 | 0 | 0 |
| PITNEY BOWES INC | COM | 724479100 |  | 464840 | 42067 | SH |  | SOLE |  | 42067 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 2087738 | 16212 | SH |  | SOLE |  | 16212 | 0 | 0 |
| RUBRIK INC. | CL A | 781154109 |  | 312380 | 6379 | SH |  | SOLE |  | 6379 | 0 | 0 |
| SANDISK CORP | COM | 80004C200 |  | 395817 | 623 | SH |  | SOLE |  | 623 | 0 | 0 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 |  | 513989 | 1312 | SH |  | SOLE |  | 1312 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 6695500 | 142731 | SH |  | SOLE |  | 142731 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 7596136 | 166399 | SH |  | SOLE |  | 166399 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 |  | 12929576 | 133819 | SH |  | SOLE |  | 133819 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 12967100 | 137102 | SH |  | SOLE |  | 137102 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 13316142 | 136004 | SH |  | SOLE |  | 136004 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 13128483 | 232034 | SH |  | SOLE |  | 232034 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 707356 | 9255 | SH |  | SOLE |  | 9255 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 285235 | 4817 | SH |  | SOLE |  | 4817 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 268674 | 5560 | SH |  | SOLE |  | 5560 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 229057 | 8941 | SH |  | SOLE |  | 8941 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 2203715 | 3389 | SH |  | SOLE |  | 3389 | 0 | 0 |
| TAPESTRY INC | COM | 876030107 |  | 486688 | 3449 | SH |  | SOLE |  | 3449 | 0 | 0 |
| TERADATA CORP DEL | COM | 88076W103 |  | 357231 | 13938 | SH |  | SOLE |  | 13938 | 0 | 0 |
| TERADYNE INC | COM | 880770102 |  | 371761 | 1254 | SH |  | SOLE |  | 1254 | 0 | 0 |
| TRAVEL PLUS LEISURE CO | COM | 894164102 |  | 221892 | 3207 | SH |  | SOLE |  | 3207 | 0 | 0 |
| UBIQUITI INC | COM | 90353W103 |  | 602991 | 763 | SH |  | SOLE |  | 763 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767803 |  | 1670645 | 29325 | SH |  | SOLE |  | 29325 | 0 | 0 |
| UPBOUND GROUP INC | COM | 76009N100 |  | 224795 | 12454 | SH |  | SOLE |  | 12454 | 0 | 0 |
| UWM HOLDINGS CORPORATION | COM CL A | 91823B109 |  | 194387 | 53698 | SH |  | SOLE |  | 53698 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 4132312 | 15777 | SH |  | SOLE |  | 15777 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 614738 | 6931 | SH |  | SOLE |  | 6931 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2626257 | 4395 | SH |  | SOLE |  | 4395 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 568772 | 3901 | SH |  | SOLE |  | 3901 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 566011 | 10472 | SH |  | SOLE |  | 10472 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1577091 | 24611 | SH |  | SOLE |  | 24611 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 2839228 | 56558 | SH |  | SOLE |  | 56558 | 0 | 0 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 603146 | 2407 | SH |  | SOLE |  | 2407 | 0 | 0 |
| VICTORIAS SECRET AND CO | COMMON STOCK | 926400102 |  | 326143 | 7035 | SH |  | SOLE |  | 7035 | 0 | 0 |
| WAYFAIR INC | CL A | 94419L101 |  | 314378 | 4180 | SH |  | SOLE |  | 4180 | 0 | 0 |
| WENDYS CO | COM | 95058W100 |  | 215804 | 31051 | SH |  | SOLE |  | 31051 | 0 | 0 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 538546 | 1991 | SH |  | SOLE |  | 1991 | 0 | 0 |
| WESTERN UN CO | COM | 959802109 |  | 2460053 | 281793 | SH |  | SOLE |  | 281793 | 0 | 0 |
| WILEY JOHN  SONS INC | CL A | 968223206 |  | 327851 | 8605 | SH |  | SOLE |  | 8605 | 0 | 0 |

---