# EDGAR Filing Document

**Accession Number:** 0001988547
**File Stem:** 0001988547-26-000001
**Filing Date:** 2026-2
**Character Count:** 9472
**Document Hash:** 613e24d3e0052deb1c657db431ba0f1f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001988547-26-000001.hdr.sgml**: 20260204

**ACCESSION NUMBER**: 0001988547-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260204

**DATE AS OF CHANGE**: 20260204

**EFFECTIVENESS DATE**: 20260204

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AIFG Consultants Ltd.
- **CENTRAL INDEX KEY:** 0001988547

**ORGANIZATION NAME:**
- **EIN:** 161460520
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23376
- **FILM NUMBER:** 26598258

**BUSINESS ADDRESS:**
- **STREET 1:** 139 MEYER ROAD
- **CITY:** HALFMOON
- **STATE:** NY
- **ZIP:** 12065
- **BUSINESS PHONE:** 5184065624

**MAIL ADDRESS:**
- **STREET 1:** 139 MEYER ROAD
- **CITY:** HALFMOON
- **STATE:** NY
- **ZIP:** 12065

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** AIFG Consultants Ltd.<br>**Address:** 139 MEYER ROAD<br>HALFMOON, NY 12065

**Form 13F File Number:** 028-23376

**CRD Number (if applicable):** 000281122

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ryan Westerbeck<br>**Title:** Consultant<br>**Phone:** 513-562-1671

**Signature, Place, and Date of Signing:**

Ryan Westerbeck  COVINGTON, KY  02-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 54

**Form 13F Information Table Value Total:** $58236348

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| FIRST TRUST NASDAQ-100 SELECT EQUAL WEIGHT ETF | ETF | 337344105 |  | 530287 | 3731 | SH |  | SOLE |  | 3731 | 0 | 0 |
| SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS | Stock | G7997R103 |  | 217558 | 790 | SH |  | SOLE |  | 790 | 0 | 0 |
| FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND | ETF | 336917109 |  | 231152 | 5213 | SH |  | SOLE |  | 5213 | 0 | 0 |
| WISDOMTREE DYNAMIC INTERNATIONAL EQUITY FUND | ETF | 97717X263 |  | 1084451 | 24907 | SH |  | SOLE |  | 24907 | 0 | 0 |
| PACCAR INC COM | Stock | 693718108 |  | 201233 | 1838 | SH |  | SOLE |  | 1837 | 0 | 0 |
| ISHARES SILVER TRUST | ETF | 46428Q109 |  | 377759 | 5864 | SH |  | SOLE |  | 5864 | 0 | 0 |
| ALLSTATE CORP COM | Stock | 020002101 |  | 552846 | 2656 | SH |  | SOLE |  | 2656 | 0 | 0 |
| GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF | ETF | 37954Y673 |  | 917295 | 19194 | SH |  | SOLE |  | 19194 | 0 | 0 |
| INVESCO S 500 MOMENTUM ETF | ETF | 46138E339 |  | 3260820 | 27328 | SH |  | SOLE |  | 27328 | 0 | 0 |
| SPDR GOLD SHARES | ETF | 78463V107 |  | 591295 | 1492 | SH |  | SOLE |  | 1492 | 0 | 0 |
| INSPIRE 100 ETF | ETF | 66538H534 |  | 290186 | 6430 | SH |  | SOLE |  | 6430 | 0 | 0 |
| JPMORGAN ULTRA-SHORT INCOME ETF | ETF | 46641Q837 |  | 1296660 | 25631 | SH |  | SOLE |  | 25630 | 0 | 0 |
| FIRST TRUST SMID CAP RISING DIVIDEND ACHIEVERS ETF | ETF | 33741X102 |  | 1899961 | 49581 | SH |  | SOLE |  | 49581 | 0 | 0 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 428487 | 886 | SH |  | SOLE |  | 886 | 0 | 0 |
| DTE ENERGY CO COM | Stock | 233331107 |  | 270802 | 2100 | SH |  | SOLE |  | 2099 | 0 | 0 |
| SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST | ETF | 98149E303 |  | 9330834 | 109299 | SH |  | SOLE |  | 109298 | 0 | 0 |
| JANUS HENDERSON MORTGAGE-BACKED SECURITIES ETF | ETF | 47103U852 |  | 1480082 | 32394 | SH |  | SOLE |  | 32394 | 0 | 0 |
| JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF | ETF | 46641Q654 |  | 339872 | 6672 | SH |  | SOLE |  | 6672 | 0 | 0 |
| PIMCO SHORT TERM MUNICIPAL BOND ACTIVE ETF | ETF | 72201R874 |  | 2487806 | 49332 | SH |  | SOLE |  | 49331 | 0 | 0 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 1205689 | 1923 | SH |  | SOLE |  | 1922 | 0 | 0 |
| FRANKLIN U.S. MID CAP MULTIFACTOR INDEX ETF | ETF | 35473P884 |  | 2025952 | 36011 | SH |  | SOLE |  | 36010 | 0 | 0 |
| INVESCO RAFI STRATEGIC US ETF | ETF | 46138J742 |  | 2083260 | 36446 | SH |  | SOLE |  | 36445 | 0 | 0 |
| FABRINET SHS | Stock | G3323L100 |  | 306859 | 674 | SH |  | SOLE |  | 674 | 0 | 0 |
| MICRON TECHNOLOGY INC COM | Stock | 595112103 |  | 220051 | 771 | SH |  | SOLE |  | 771 | 0 | 0 |
| SYSCO CORP COM | Stock | 871829107 |  | 337574 | 4581 | SH |  | SOLE |  | 4581 | 0 | 0 |
| JPMORGAN EQUITY PREMIUM INCOME ETF | ETF | 46641Q332 |  | 305604 | 5339 | SH |  | SOLE |  | 5339 | 0 | 0 |
| FT VEST U.S. EQUITY BUFFER ETF - JULY | ETF | 33740U208 |  | 338514 | 6054 | SH |  | SOLE |  | 6054 | 0 | 0 |
| FRANKLIN SYSTEMATIC STYLE PREMIA ETF | ETF | 35473P546 |  | 2022959 | 75175 | SH |  | SOLE |  | 75175 | 0 | 0 |
| JPMORGAN SHORT DURATION CORE PLUS ETF | ETF | 46641Q274 |  | 955709 | 20096 | SH |  | SOLE |  | 20096 | 0 | 0 |
| BROADCOM INC COM | Stock | 11135F101 |  | 475195 | 1373 | SH |  | SOLE |  | 1373 | 0 | 0 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 576472 | 3091 | SH |  | SOLE |  | 3091 | 0 | 0 |
| FT VEST U.S. EQUITY MODERATE BUFFER ETF - MAY | ETF | 33740F441 |  | 524545 | 12703 | SH |  | SOLE |  | 12703 | 0 | 0 |
| FT VEST U.S. EQUITY MODERATE BUFFER ETF - JUNE | ETF | 33740F433 |  | 542517 | 13700 | SH |  | SOLE |  | 13700 | 0 | 0 |
| SOVEREIGN'S CAPITAL FLOURISH FUND | ETF | 210322202 |  | 222060 | 7610 | SH |  | SOLE |  | 7610 | 0 | 0 |
| FIRST TRUST CORE INVESTMENT GRADE ETF | ETF | 33738D788 |  | 7065578 | 332811 | SH |  | SOLE |  | 332811 | 0 | 0 |
| GE VERNOVA INC COM | Stock | 36828A101 |  | 354244 | 542 | SH |  | SOLE |  | 542 | 0 | 0 |
| GE AEROSPACE COM NEW | Stock | 369604301 |  | 654834 | 2126 | SH |  | SOLE |  | 2125 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO S 600 SMALL CAP ETF | ETF | 78468R853 |  | 247779 | 5288 | SH |  | SOLE |  | 5287 | 0 | 0 |
| EVENTIDE HIGH DIVIDEND ETF | ETF | 86280R811 |  | 801000 | 30181 | SH |  | SOLE |  | 30180 | 0 | 0 |
| JPMORGAN CHASE  CO. COM | Stock | 46625H100 |  | 314809 | 977 | SH |  | SOLE |  | 977 | 0 | 0 |
| CHEVRON CORP NEW COM | Stock | 166764100 |  | 362279 | 2377 | SH |  | SOLE |  | 2377 | 0 | 0 |
| ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 |  | 398663 | 3722 | SH |  | SOLE |  | 3722 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 222826 | 3567 | SH |  | SOLE |  | 3566 | 0 | 0 |
| PIMCO ENHANCED LOW DURATION ACTIVE ETF | ETF | 72201R718 |  | 4121222 | 42954 | SH |  | SOLE |  | 42954 | 0 | 0 |
| BANK AMERICA CORP COM | Stock | 060505104 |  | 229020 | 4164 | SH |  | SOLE |  | 4164 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO S 1500 COMPOSITE STOCK MARKET ETF | ETF | 78464A805 |  | 521586 | 6322 | SH |  | SOLE |  | 6322 | 0 | 0 |
| ARISTA NETWORKS INC COM SHS | Stock | 040413205 |  | 415496 | 3171 | SH |  | SOLE |  | 3171 | 0 | 0 |
| AB NEW YORK INTERMEDIATE MUNICIPAL ETF | ETF | 00039J764 |  | 208692 | 8346 | SH |  | SOLE |  | 8346 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO S 500 GROWTH ETF | ETF | 78464A409 |  | 359686 | 3371 | SH |  | SOLE |  | 3371 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO S 500 VALUE ETF | ETF | 78464A508 |  | 818859 | 14414 | SH |  | SOLE |  | 14414 | 0 | 0 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 853051 | 7089 | SH |  | SOLE |  | 7088 | 0 | 0 |
| FIRST TRUST LOW DURATION OPPORTUNITIES ETF | ETF | 33739Q200 |  | 1421150 | 28429 | SH |  | SOLE |  | 28428 | 0 | 0 |
| SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 |  | 604130 | 13603 | SH |  | SOLE |  | 13603 | 0 | 0 |
| APPLE INC COM | Stock | 037833100 |  | 329098 | 1211 | SH |  | SOLE |  | 1210 | 0 | 0 |

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