# EDGAR Filing Document

**Accession Number:** 0001054257
**File Stem:** 0001054257-23-000001
**Filing Date:** 2023-1
**Character Count:** 64539
**Document Hash:** 1d5f2cca6dcfb9f5d50baa0bf35bda09
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001054257-23-000001.hdr.sgml**: 20230113

**ACCESSION NUMBER**: 0001054257-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230113

**DATE AS OF CHANGE**: 20230113

**EFFECTIVENESS DATE**: 20230113

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ADIRONDACK TRUST CO
- **CENTRAL INDEX KEY:** 0001054257
- **IRS NUMBER:** 140458765
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-11929
- **FILM NUMBER:** 23528045

**BUSINESS ADDRESS:**
- **STREET 1:** 473 BROADWAY
- **CITY:** SARATOGA SPRINGS
- **STATE:** NY
- **ZIP:** 12866
- **BUSINESS PHONE:** 5185845844

**MAIL ADDRESS:**
- **STREET 1:** 473 BROADWAY
- **CITY:** SARATOGA SPRINGS
- **STATE:** NY
- **ZIP:** 12866

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ADIRONDACK TRUST CO<br>**Address:** 473 BROADWAY<br>SARATOGA SPRINGS, NY 12866

**Form 13F File Number:** 028-11929

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Emilee Tulip<br>**Title:** Wealth Management Operations Assistant<br>**Phone:** 5185845844

**Signature, Place, and Date of Signing:**

Emilee Tulip  Saratoga Springs, NY  01-13-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 563

**Form 13F Information Table Value Total:** $193310482

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALLEGION PLC | FOREIGN EQUITIES | G0176J109 |  | 59787 | 568 | SH |  | SOLE |  | 568 | 0 | 0 |
| ARCO PLATFORM LIMITED       -CLASS A | FOREIGN EQUITIES | G04553106 |  | 8437 | 625 | SH |  | SOLE |  | 625 | 0 | 0 |
| ACCENTURE PLC | INFORMATION TECHNOLOGY | G1151C101 |  | 869846 | 3260 | SH |  | SOLE |  | 3260 | 0 | 0 |
| CAMBIUM NETWORKS CORPORATION | FOREIGN EQUITIES | G17766109 |  | 8230 | 380 | SH |  | SOLE |  | 380 | 0 | 0 |
| EATON CORP PLC | INDUSTRIALS | G29183103 |  | 177193 | 1129 | SH |  | SOLE |  | 1129 | 0 | 0 |
| INVESCO LIMITED | FINANCIALS | G491BT108 |  | 899 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| KINIKSA PHARMACEUTICALS LTD. -CLASS A | FOREIGN EQUITIES | G5269C101 |  | 13107 | 875 | SH |  | SOLE |  | 875 | 0 | 0 |
| APTIV PLC | CONSUMER DISCRETIONARY | G6095L109 |  | 3259 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| NORWEGIAN CRUISE LINE       HOLDINGS LTD | CONSUMER DISCRETIONARY | G66721104 |  | 1224 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NOVOCURE LIMITED | HEALTHCARE | G6674U108 |  | 7335 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| SMART GLOBAL HOLDINGS INC. | FOREIGN EQUITIES | G8232Y101 |  | 5059 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| VINCI PARTNERS INVESTMENTS  LTD. - CLASS A | FINANCIALS | G9451V109 |  | 7729 | 855 | SH |  | SOLE |  | 855 | 0 | 0 |
| FIVERR INTERNATIONAL LTD. | FOREIGN EQUITIES | M4R82T106 |  | 7865 | 270 | SH |  | SOLE |  | 270 | 0 | 0 |
| JFROG LTD | FOREIGN EQUITIES | M6191J100 |  | 7355 | 345 | SH |  | SOLE |  | 345 | 0 | 0 |
| WIX.COM LTD | INFORMATION TECHNOLOGY | M98068105 |  | 9834 | 128 | SH |  | SOLE |  | 128 | 0 | 0 |
| ASML HOLDING N V            N Y REGISTRY SHS | FOREIGN EQUITIES | N07059210 |  | 16391 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| FLEXTRONICS INTL | INFORMATION TECHNOLOGY | Y2573F102 |  | 32175 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| AFLAC INC. | FINANCIALS | 001055102 |  | 1151 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| AT INC. | COMMUNICATION SERVICES | 00206R102 |  | 660688 | 35908 | SH |  | SOLE |  | 35848 | 0 | 60 |
| AT INC. | COMMUNICATION SERVICES | 00206R102 |  | 106168 | 5770 | SH |  | DFND |  | 4710 | 1060 | 0 |
| ARK AUTONOMOUS TECHNOLOGY  ROBOTICS ETF | INFORMATION TECHNOLOGY | 00214Q203 |  | 11685 | 285 | SH |  | SOLE |  | 285 | 0 | 0 |
| ABBOTT LABS | HEALTHCARE | 002824100 |  | 857657 | 7812 | SH |  | SOLE |  | 7412 | 400 | 0 |
| ABBOTT LABS | HEALTHCARE | 002824100 |  | 132296 | 1205 | SH |  | DFND |  | 0 | 1205 | 0 |
| ABBVIE INC. | HEALTHCARE | 00287Y109 |  | 2227586 | 13784 | SH |  | SOLE |  | 13289 | 495 | 0 |
| ABBVIE INC. | HEALTHCARE | 00287Y109 |  | 382206 | 2365 | SH |  | DFND |  | 1250 | 1115 | 0 |
| ACTIVISION BLIZZARD INC. | INFORMATION TECHNOLOGY | 00507V109 |  | 184306 | 2408 | SH |  | SOLE |  | 2408 | 0 | 0 |
| ADOBE INC | INFORMATION TECHNOLOGY | 00724F101 |  | 366788 | 1090 | SH |  | SOLE |  | 1090 | 0 | 0 |
| AECOM TECHNOLOGY CORP | INFORMATION TECHNOLOGY | 00766T100 |  | 1358 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | INFORMATION TECHNOLOGY | 007903107 |  | 405635 | 6263 | SH |  | SOLE |  | 6263 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | INFORMATION TECHNOLOGY | 007903107 |  | 6477 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| INVESCO INTERNATIONAL GROWTH FUND | MUTUAL FUND | 008882532 |  | 1405 | 71 | SH |  | SOLE |  | 71 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | MATERIALS | 009158106 |  | 445740 | 1446 | SH |  | SOLE |  | 1446 | 0 | 0 |
| ALIGN TECHNOLOGY INC. | HEALTHCARE | 016255101 |  | 2109 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| ALLSTATE CORP | FINANCIALS | 020002101 |  | 149160 | 1100 | SH |  | SOLE |  | 800 | 300 | 0 |
| ALTRIA GROUP INC. | CONSUMER STAPLES | 02209S103 |  | 180282 | 3945 | SH |  | SOLE |  | 3945 | 0 | 0 |
| AMAZON. COM INC | CONSUMER DISCRETIONARY | 023135106 |  | 3286836 | 39129 | SH |  | SOLE |  | 38929 | 200 | 0 |
| AMAZON. COM INC | CONSUMER DISCRETIONARY | 023135106 |  | 16800 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| AMERICAN ELEC PWR INC | UTILITIES | 025537101 |  | 109856 | 1157 | SH |  | SOLE |  | 1157 | 0 | 0 |
| AMERICAN EXPRESS | FINANCIALS | 025816109 |  | 335970 | 2274 | SH |  | SOLE |  | 2237 | 0 | 37 |
| AMERICAN EXPRESS | FINANCIALS | 025816109 |  | 25856 | 175 | SH |  | DFND |  | 0 | 175 | 0 |
| AMERICAN TOWER CORPORATION | COMMUNICATION SERVICES | 03027X100 |  | 787033 | 3715 | SH |  | SOLE |  | 3715 | 0 | 0 |
| AMERICAN WATER WORKS INC. | CONSUMER DISCRETIONARY | 030420103 |  | 5487 | 36 | SH |  | SOLE |  | 36 | 0 | 0 |
| AMERIPRISE FINANCIAL INC. | FINANCIALS | 03076C106 |  | 24597 | 79 | SH |  | SOLE |  | 79 | 0 | 0 |
| AMGEN INCORPORATED | HEALTHCARE | 031162100 |  | 575924 | 2193 | SH |  | SOLE |  | 2193 | 0 | 0 |
| AMGEN INCORPORATED | HEALTHCARE | 031162100 |  | 127111 | 484 | SH |  | DFND |  | 484 | 0 | 0 |
| AMKOR TECHNOLOGY INC | INFORMATION TECHNOLOGY | 031652100 |  | 3595 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| ANIXA BIOSCIENCES INC. | HEALTHCARE | 03528H109 |  | 29750 | 7000 | SH |  | SOLE |  | 7000 | 0 | 0 |
| APPIAN CORPORATION | INFORMATION TECHNOLOGY | 03782L101 |  | 9114 | 280 | SH |  | SOLE |  | 280 | 0 | 0 |
| APPLE INC | INFORMATION TECHNOLOGY | 037833100 |  | 9884873 | 76079 | SH |  | SOLE |  | 74599 | 1400 | 80 |
| APPLE INC | INFORMATION TECHNOLOGY | 037833100 |  | 353407 | 2720 | SH |  | DFND |  | 2560 | 160 | 0 |
| APPLE HOSPITALTIY REIT INC  COMMON SHARES | REAL ESTATE | 03784Y200 |  | 2540 | 161 | SH |  | SOLE |  | 161 | 0 | 0 |
| APPLIED MATL INC | INFORMATION TECHNOLOGY | 038222105 |  | 861887 | 8851 | SH |  | SOLE |  | 8851 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | CONSUMER STAPLES | 039483102 |  | 4642 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ARISTA NETWORKS INC. | INFORMATION TECHNOLOGY | 040413106 |  | 29124 | 240 | SH |  | SOLE |  | 240 | 0 | 0 |
| ARROW FINANCIAL CORPORATION | FINANCIALS | 042744102 |  | 689626 | 20349 | SH |  | SOLE |  | 20349 | 0 | 0 |
| ASTRAZENECA PLC - ADR | HEALTHCARE | 046353108 |  | 28471 | 420 | SH |  | SOLE |  | 420 | 0 | 0 |
| AUTODESK INC. | INFORMATION TECHNOLOGY | 052769106 |  | 9343 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| AUTOMATIC DATA PROCESSING   INC | INFORMATION TECHNOLOGY | 053015103 |  | 815220 | 3413 | SH |  | SOLE |  | 3113 | 300 | 0 |
| AUTOMATIC DATA PROCESSING   INC | INFORMATION TECHNOLOGY | 053015103 |  | 217361 | 910 | SH |  | DFND |  | 0 | 910 | 0 |
| AXON ENTERPRISE INC         COM | INDUSTRIALS | 05464C101 |  | 41482 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| BCE INC | FOREIGN EQUITIES | 05534B760 |  | 5713 | 130 | SH |  | SOLE |  | 130 | 0 | 0 |
| BP P.L.C. | ENERGY | 055622104 |  | 65421 | 1873 | SH |  | SOLE |  | 1873 | 0 | 0 |
| BP PRUDHOE BAY ROYALTY TRUST | ENERGY | 055630107 |  | 1168 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| BM TECHNOLOGIES INC. | INDUSTRIALS | 05591L107 |  | 4584 | 880 | SH |  | SOLE |  | 880 | 0 | 0 |
| BAIDU INC - SPON ADR | INFORMATION TECHNOLOGY | 056752108 |  | 1372 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| BANDWIDTH INC | INFORMATION TECHNOLOGY | 05988J103 |  | 2983 | 130 | SH |  | SOLE |  | 130 | 0 | 0 |
| BANK OF AMERICA CORP | FINANCIALS | 060505104 |  | 732837 | 22134 | SH |  | SOLE |  | 22134 | 0 | 0 |
| BANK OF NEW YORK MELLON CORP | FINANCIALS | 064058100 |  | 522385 | 11476 | SH |  | SOLE |  | 11476 | 0 | 0 |
| BAOUZUN INC-SPN ADR | FOREIGN EQUITIES | 06684L103 |  | 397 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| BARRICK GOLD CORP | MATERIALS | 067901108 |  | 2319 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| BAXTER INTERNATIONAL INC. | HEALTHCARE | 071813109 |  | 50970 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| BEAM GLOBAL COMMON STOCK | ENERGY | 07373B109 |  | 5238 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| BECTON DICKINSON  CO | HEALTHCARE | 075887109 |  | 359065 | 1412 | SH |  | SOLE |  | 1177 | 235 | 0 |
| BERKSHIRE HATHAWAY INC.     DEL CLASS B | FINANCIALS | 084670702 |  | 3028302 | 9804 | SH |  | SOLE |  | 9804 | 0 | 0 |
| BERKSHIRE HATHAWAY INC.     DEL CLASS B | FINANCIALS | 084670702 |  | 11428 | 37 | SH |  | DFND |  | 0 | 37 | 0 |
| BEST BUY | CONSUMER DISCRETIONARY | 086516101 |  | 26068 | 325 | SH |  | SOLE |  | 325 | 0 | 0 |
| BIOGEN INC | HEALTHCARE | 09062X103 |  | 22428 | 81 | SH |  | SOLE |  | 81 | 0 | 0 |
| BLACK HILLS CORPORATION | UTILITIES | 092113109 |  | 21102 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| BLACKROCK INC | FINANCIALS | 09247X101 |  | 1095514 | 1546 | SH |  | SOLE |  | 1546 | 0 | 0 |
| BLACKROCK INC | FINANCIALS | 09247X101 |  | 10629 | 15 | SH |  | DFND |  | 0 | 15 | 0 |
| BLINK CHARGING CO. - COMMON STOCK | CONSUMER DISCRETIONARY | 09354A100 |  | 6460 | 589 | SH |  | SOLE |  | 589 | 0 | 0 |
| BLOOM ENERGY CORP           COM CL A | ENERGY | 093712107 |  | 3822 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| BOEING | INDUSTRIALS | 097023105 |  | 390690 | 2051 | SH |  | SOLE |  | 2051 | 0 | 0 |
| BOEING | INDUSTRIALS | 097023105 |  | 85720 | 450 | SH |  | DFND |  | 50 | 400 | 0 |
| BOSTON SCIENTIFIC CORP | HEALTHCARE | 101137107 |  | 52284 | 1130 | SH |  | SOLE |  | 1130 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | HEALTHCARE | 110122108 |  | 1968001 | 27353 | SH |  | SOLE |  | 25353 | 2000 | 0 |
| BRISTOL MYERS SQUIBB CO | HEALTHCARE | 110122108 |  | 292475 | 4065 | SH |  | DFND |  | 3000 | 1065 | 0 |
| CBOE GLOBAL MARKETS INC. | FINANCIALS | 12503M108 |  | 12547 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| CME GROUP INC. | FINANCIALS | 12572Q105 |  | 3867 | 23 | SH |  | SOLE |  | 23 | 0 | 0 |
| CRA INTERNATIONAL INC. | INDUSTRIALS | 12618T105 |  | 12855 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| CSX CORPORATION | INDUSTRIALS | 126408103 |  | 757028 | 24444 | SH |  | SOLE |  | 24444 | 0 | 0 |
| CSX CORPORATION | INDUSTRIALS | 126408103 |  | 111492 | 3600 | SH |  | DFND |  | 3600 | 0 | 0 |
| CVS HEALTH CORP | CONSUMER STAPLES | 126650100 |  | 1009408 | 10832 | SH |  | SOLE |  | 10832 | 0 | 0 |
| COTERRA ENERGY INC | ENERGY | 127097103 |  | 24560 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| CANADIAN IMPERIAL BANK      OF COMMERCE | FINANCIALS | 136069101 |  | 6067 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| CANADIAN NATIONAL RAILWAY CO | FOREIGN EQUITIES | 136375102 |  | 4755 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| CANADIAN PACIFIC RAILWAY LTD | FOREIGN EQUITIES | 13645T100 |  | 157383 | 2110 | SH |  | SOLE |  | 2110 | 0 | 0 |
| CANADIAN SOLAR INC          COM | ENERGY | 136635109 |  | 15445 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| CAPITAL ONE FINANCIAL CORP | FINANCIALS | 14040H105 |  | 8365 | 90 | SH |  | SOLE |  | 90 | 0 | 0 |
| CARGURUS INC                COM CL A | CONSUMER DISCRETIONARY | 141788109 |  | 14010 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | INDUSTRIALS | 14448C104 |  | 174891 | 4240 | SH |  | SOLE |  | 3540 | 700 | 0 |
| CARRIER GLOBAL CORPORATION | INDUSTRIALS | 14448C104 |  | 42692 | 1035 | SH |  | DFND |  | 655 | 380 | 0 |
| CASEY'S GENERAL STORES INC | CONSUMER DISCRETIONARY | 147528103 |  | 15704 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| CATERPILLAR INC | INDUSTRIALS | 149123101 |  | 1989506 | 8305 | SH |  | SOLE |  | 8210 | 70 | 25 |
| CATERPILLAR INC | INDUSTRIALS | 149123101 |  | 352150 | 1470 | SH |  | DFND |  | 1025 | 445 | 0 |
| CENOVUS ENERGY INC. | ENERGY | 15135U109 |  | 485 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| CENTERPOINT ENERGY INC | UTILITIES | 15189T107 |  | 32978 | 1100 | SH |  | SOLE |  | 1100 | 0 | 0 |
| CENTERPOINT ENERGY INC | UTILITIES | 15189T107 |  | 119920 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| CENTESSA PHARMACEUTICALS PLC | HEALTHCARE | 152309100 |  | 2858 | 925 | SH |  | SOLE |  | 925 | 0 | 0 |
| CHEGG INC                   COM | CONSUMER DISCRETIONARY | 163092109 |  | 6317 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| CHEVRON CORPORATION | ENERGY | 166764100 |  | 2501135 | 13935 | SH |  | SOLE |  | 13552 | 383 | 0 |
| CHEVRON CORPORATION | ENERGY | 166764100 |  | 357361 | 1991 | SH |  | DFND |  | 1486 | 505 | 0 |
| CHICO'S FASHION INC | CONSUMER DISCRETIONARY | 168615102 |  | 9963 | 2025 | SH |  | SOLE |  | 2025 | 0 | 0 |
| CIENA CORP | INFORMATION TECHNOLOGY | 171779309 |  | 1529 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| CISCO SYSTEMS INC. | INFORMATION TECHNOLOGY | 17275R102 |  | 1569178 | 32946 | SH |  | SOLE |  | 32381 | 500 | 65 |
| CISCO SYSTEMS INC. | INFORMATION TECHNOLOGY | 17275R102 |  | 62156 | 1305 | SH |  | DFND |  | 30 | 1275 | 0 |
| CIRRUS LOGIC INC | INFORMATION TECHNOLOGY | 172755100 |  | 7447 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| CITIGROUP INC. | FINANCIALS | 172967424 |  | 270212 | 5976 | SH |  | SOLE |  | 5976 | 0 | 0 |
| CITIGROUP INC. | FINANCIALS | 172967424 |  | 59012 | 1305 | SH |  | DFND |  | 1305 | 0 | 0 |
| CITIZENS FINANCIAL GROUP INC. COMMON STOCK | FINANCIALS | 174610105 |  | 5392 | 137 | SH |  | SOLE |  | 137 | 0 | 0 |
| CLEARPOINT NEURO INC. | HEALTHCARE | 18507C103 |  | 7453 | 880 | SH |  | SOLE |  | 880 | 0 | 0 |
| CLOROX COMPANY | CONSUMER STAPLES | 189054109 |  | 84195 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| CLOROX COMPANY | CONSUMER STAPLES | 189054109 |  | 28066 | 200 | SH |  | DFND |  | 0 | 200 | 0 |
| COCA COLA CO | CONSUMER STAPLES | 191216100 |  | 1731673 | 27224 | SH |  | SOLE |  | 24669 | 2555 | 0 |
| COCA COLA CO | CONSUMER STAPLES | 191216100 |  | 268115 | 4215 | SH |  | DFND |  | 3430 | 785 | 0 |
| COGNIZANT TECHNOLOGY        SOLUTIONS CORP | INFORMATION TECHNOLOGY | 192446102 |  | 6975 | 122 | SH |  | SOLE |  | 122 | 0 | 0 |
| COLGATE PALMOLIVE | CONSUMER STAPLES | 194162103 |  | 918904 | 11663 | SH |  | SOLE |  | 11628 | 0 | 35 |
| COLGATE PALMOLIVE | CONSUMER STAPLES | 194162103 |  | 125589 | 1594 | SH |  | DFND |  | 1374 | 220 | 0 |
| COMCAST CORP NEW CL A | CONSUMER DISCRETIONARY | 20030N101 |  | 275692 | 7884 | SH |  | SOLE |  | 7884 | 0 | 0 |
| COMPASS PATHWAYS PLC | HEALTHCARE | 20451W101 |  | 4055 | 505 | SH |  | SOLE |  | 505 | 0 | 0 |
| CONOCOPHILLIPS | ENERGY | 20825C104 |  | 398604 | 3378 | SH |  | SOLE |  | 3378 | 0 | 0 |
| CONOCOPHILLIPS | ENERGY | 20825C104 |  | 2360 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| CONSOLIDATED EDISON INC | UTILITIES | 209115104 |  | 31356 | 329 | SH |  | SOLE |  | 329 | 0 | 0 |
| CORNERSTONE STRATEGIC VALUE FUND INC. | FINANCIALS | 21924B302 |  | 2616 | 355 | SH |  | SOLE |  | 355 | 0 | 0 |
| CORNING INC | INFORMATION TECHNOLOGY | 219350105 |  | 384435 | 12040 | SH |  | SOLE |  | 12040 | 0 | 0 |
| COSTCO WHSL CORP NEW | CONSUMER STAPLES | 22160K105 |  | 787444 | 1725 | SH |  | SOLE |  | 1725 | 0 | 0 |
| COUPA SOFTWARE INC          COM | INFORMATION TECHNOLOGY | 22266L106 |  | 7917 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| CROSSAMERICA PARTNERS LP | ENERGY | 22758A105 |  | 109010 | 5500 | SH |  | SOLE |  | 5500 | 0 | 0 |
| CUBESMART                   COM | REAL ESTATE | 229663109 |  | 4668 | 116 | SH |  | SOLE |  | 116 | 0 | 0 |
| CUMMINS INC | INDUSTRIALS | 231021106 |  | 168386 | 695 | SH |  | SOLE |  | 695 | 0 | 0 |
| CUMMINS INC | INDUSTRIALS | 231021106 |  | 26651 | 110 | SH |  | DFND |  | 110 | 0 | 0 |
| DNP SELECT INCOME FUND INC | FIXED INCOME | 23325P104 |  | 21375 | 1900 | SH |  | SOLE |  | 1900 | 0 | 0 |
| D R  HORTON INC | CONSUMER DISCRETIONARY | 23331A109 |  | 37884 | 425 | SH |  | SOLE |  | 425 | 0 | 0 |
| DTE ENERGY CO | UTILITIES | 233331107 |  | 59466 | 506 | SH |  | SOLE |  | 506 | 0 | 0 |
| DTE ENERGY CO | UTILITIES | 233331107 |  | 81683 | 695 | SH |  | DFND |  | 695 | 0 | 0 |
| DANAHER CORP | HEALTHCARE | 235851102 |  | 1089218 | 4104 | SH |  | SOLE |  | 4104 | 0 | 0 |
| DANAHER CORP | HEALTHCARE | 235851102 |  | 167207 | 630 | SH |  | DFND |  | 500 | 130 | 0 |
| DATADOG INC CLASS A | INFORMATION TECHNOLOGY | 23804L103 |  | 31237 | 425 | SH |  | SOLE |  | 425 | 0 | 0 |
| DAVITA INC. | HEALTHCARE | 23918K108 |  | 19413 | 260 | SH |  | SOLE |  | 260 | 0 | 0 |
| DEERE  CO (JOHN DEERE) | INDUSTRIALS | 244199105 |  | 801772 | 1870 | SH |  | SOLE |  | 1660 | 210 | 0 |
| DELTA AIR LINES INC | CONSUMER DISCRETIONARY | 247361702 |  | 14951 | 455 | SH |  | SOLE |  | 455 | 0 | 0 |
| DEVON ENERGY CORPORATION NEW | ENERGY | 25179M103 |  | 94531 | 1537 | SH |  | SOLE |  | 1537 | 0 | 0 |
| DIAGEO PLC | CONSUMER DISCRETIONARY | 25243Q205 |  | 30647 | 172 | SH |  | SOLE |  | 172 | 0 | 0 |
| DIAMONDBACK ENERGY INC. | ENERGY | 25278X109 |  | 30774 | 225 | SH |  | SOLE |  | 225 | 0 | 0 |
| DISNEY (WALT) COMPANY       HOLDING CO | CONSUMER DISCRETIONARY | 254687106 |  | 1109678 | 12773 | SH |  | SOLE |  | 12748 | 0 | 25 |
| DISNEY (WALT) COMPANY       HOLDING CO | CONSUMER DISCRETIONARY | 254687106 |  | 113637 | 1308 | SH |  | DFND |  | 220 | 1088 | 0 |
| DISCOVER FINANCIAL SERVICES | FINANCIALS | 254709108 |  | 43045 | 440 | SH |  | SOLE |  | 440 | 0 | 0 |
| DOCEBO INC. | INFORMATION TECHNOLOGY | 25609L105 |  | 4472 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| DOCUSIGN INC | INFORMATION TECHNOLOGY | 256163106 |  | 13023 | 235 | SH |  | SOLE |  | 235 | 0 | 0 |
| DOLLAR GENERAL CORP | CONSUMER DISCRETIONARY | 256677105 |  | 29550 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| DOLLAR TREE INC. | CONSUMER DISCRETIONARY | 256746108 |  | 28288 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| DOMINION ENERGY INC. | UTILITIES | 25746U109 |  | 244620 | 3990 | SH |  | SOLE |  | 3990 | 0 | 0 |
| DOMINION ENERGY INC. | UTILITIES | 25746U109 |  | 64988 | 1060 | SH |  | DFND |  | 1060 | 0 | 0 |
| DOMINO'S PIZZA INC | CONSUMER DISCRETIONARY | 25754A201 |  | 25631 | 74 | SH |  | SOLE |  | 74 | 0 | 0 |
| DONALDSON COMPANY INC | CONSUMER DISCRETIONARY | 257651109 |  | 64746 | 1100 | SH |  | SOLE |  | 1100 | 0 | 0 |
| DOW INC. | MATERIALS | 260557103 |  | 340645 | 6762 | SH |  | SOLE |  | 6250 | 512 | 0 |
| DOW INC. | MATERIALS | 260557103 |  | 71539 | 1420 | SH |  | DFND |  | 1420 | 0 | 0 |
| DREAM FINDERS HOMES INC. -  CLASS A | CONSUMER DISCRETIONARY | 26154D100 |  | 5325 | 615 | SH |  | SOLE |  | 615 | 0 | 0 |
| DUKE ENERGY CORPORATION NEW | ENERGY | 26441C204 |  | 469487 | 4559 | SH |  | SOLE |  | 4559 | 0 | 0 |
| DUKE ENERGY CORPORATION NEW | ENERGY | 26441C204 |  | 82597 | 802 | SH |  | DFND |  | 802 | 0 | 0 |
| EOG RESOURCES INC | ENERGY | 26875P101 |  | 5828 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| EBAY INC | CONSUMER DISCRETIONARY | 278642103 |  | 8582 | 207 | SH |  | SOLE |  | 207 | 0 | 0 |
| ECOLAB INC. | MATERIALS | 278865100 |  | 10917 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| EDISON INTERNATIONAL | UTILITIES | 281020107 |  | 636 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| ELECTRONIC ARTS INC | INFORMATION TECHNOLOGY | 285512109 |  | 6719 | 55 | SH |  | SOLE |  | 55 | 0 | 0 |
| EMERSON ELECTRIC | INDUSTRIALS | 291011104 |  | 532167 | 5540 | SH |  | SOLE |  | 4060 | 1480 | 0 |
| EMERSON ELECTRIC | INDUSTRIALS | 291011104 |  | 152735 | 1590 | SH |  | DFND |  | 0 | 1590 | 0 |
| ENBRIDGE INC | ENERGY | 29250N105 |  | 149512 | 3825 | SH |  | SOLE |  | 3825 | 0 | 0 |
| ENERGY TRANSFER LP          COM UT LTD PTN | ENERGY | 29273V100 |  | 10753 | 906 | SH |  | SOLE |  | 906 | 0 | 0 |
| ENTERGY CORPORATION | UTILITIES | 29364G103 |  | 90000 | 800 | SH |  | DFND |  | 800 | 0 | 0 |
| ENTERPRISE PRODUCTS PARTNERS L.P. | ENERGY | 293792107 |  | 169034 | 7011 | SH |  | SOLE |  | 7011 | 0 | 0 |
| EQUITY RESIDENTIAL SHARES   OF BENEFICIAL INT | FINANCIALS | 29476L107 |  | 2950 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ESPEY MFG.  ELECTRONICS    CORP | INDUSTRIALS | 296650104 |  | 81607 | 5747 | SH |  | SOLE |  | 5747 | 0 | 0 |
| ESPEY MFG.  ELECTRONICS    CORP | INDUSTRIALS | 296650104 |  | 2840 | 200 | SH |  | DFND |  | 100 | 0 | 100 |
| ETSY INC | CONSUMER DISCRETIONARY | 29786A106 |  | 19763 | 165 | SH |  | SOLE |  | 165 | 0 | 0 |
| EXACT SCIENCES CORP         COM | HEALTHCARE | 30063P105 |  | 11137 | 225 | SH |  | SOLE |  | 225 | 0 | 0 |
| EXELON CORP | UTILITIES | 30161N101 |  | 64395 | 1490 | SH |  | SOLE |  | 1215 | 275 | 0 |
| EXELON CORP | UTILITIES | 30161N101 |  | 47109 | 1090 | SH |  | DFND |  | 1090 | 0 | 0 |
| EXXON MOBIL CORP | ENERGY | 30231G102 |  | 2111443 | 19143 | SH |  | SOLE |  | 14338 | 4805 | 0 |
| EXXON MOBIL CORP | ENERGY | 30231G102 |  | 568152 | 5151 | SH |  | DFND |  | 2217 | 2934 | 0 |
| F.N.B. CORPORATION | FINANCIALS | 302520101 |  | 7177 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| META PLATFORMS INC | INFORMATION TECHNOLOGY | 30303M102 |  | 661598 | 5498 | SH |  | SOLE |  | 5498 | 0 | 0 |
| META PLATFORMS INC | INFORMATION TECHNOLOGY | 30303M102 |  | 8423 | 70 | SH |  | DFND |  | 70 | 0 | 0 |
| FAIR ISAAC CORPORATION | INFORMATION TECHNOLOGY | 303250104 |  | 8978 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| FASTLY INC CLASS A | INFORMATION TECHNOLOGY | 31188V100 |  | 2538 | 310 | SH |  | SOLE |  | 310 | 0 | 0 |
| FATHOM HOLDINGS INC. | REAL ESTATE | 31189V109 |  | 977 | 230 | SH |  | SOLE |  | 230 | 0 | 0 |
| FEDEX CORPORATION | INDUSTRIALS | 31428X106 |  | 132314 | 764 | SH |  | SOLE |  | 764 | 0 | 0 |
| FEDEX CORPORATION | INDUSTRIALS | 31428X106 |  | 21650 | 125 | SH |  | DFND |  | 125 | 0 | 0 |
| FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF | INFORMATION TECHNOLOGY | 316092808 |  | 216899 | 2295 | SH |  | SOLE |  | 2295 | 0 | 0 |
| FIFTH THIRD BANCORP | FINANCIALS | 316773100 |  | 22140 | 675 | SH |  | SOLE |  | 675 | 0 | 0 |
| 1STDIBS.COM INC | INFORMATION TECHNOLOGY | 320551104 |  | 4851 | 955 | SH |  | SOLE |  | 955 | 0 | 0 |
| FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF | ENERGY | 33733E500 |  | 76711 | 1626 | SH |  | SOLE |  | 1626 | 0 | 0 |
| FIRST TR EXCHANGE TRAD FD VIFST TR GLB FD | Exchange Traded Funds - Equity | 33739H101 |  | 12386 | 506 | SH |  | SOLE |  | 506 | 0 | 0 |
| FIRSTENERGY CORP | UTILITIES | 337932107 |  | 2306 | 55 | SH |  | SOLE |  | 55 | 0 | 0 |
| FORD MOTOR CO DEL | CONSUMER DISCRETIONARY | 345370860 |  | 21957 | 1888 | SH |  | SOLE |  | 1888 | 0 | 0 |
| FORTIVE CORPORATION | INFORMATION TECHNOLOGY | 34959J108 |  | 6425 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| FREEPORT-MCMORAN COPPER    GOLD CLASS B | MATERIALS | 35671D857 |  | 21850 | 575 | SH |  | SOLE |  | 575 | 0 | 0 |
| FRESHPET INC | CONSUMER STAPLES | 358039105 |  | 3957 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| FULGENT GENETICS INC. | HEALTHCARE | 359664109 |  | 25601 | 860 | SH |  | SOLE |  | 860 | 0 | 0 |
| ARTHUR J. GALLAGHER  CO. | FINANCIALS | 363576109 |  | 2828 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| GAMESTOP CORP NEW           CL A | CONSUMER DISCRETIONARY | 36467W109 |  | 221 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| GENERAL DYNAMICS CORPORATION | INDUSTRIALS | 369550108 |  | 731908 | 2950 | SH |  | SOLE |  | 2950 | 0 | 0 |
| GENERAL DYNAMICS CORPORATION | INDUSTRIALS | 369550108 |  | 16127 | 65 | SH |  | DFND |  | 65 | 0 | 0 |
| GENERAL MILLS INC | CONSUMER STAPLES | 370334104 |  | 146568 | 1748 | SH |  | SOLE |  | 1148 | 600 | 0 |
| GENERAL MILLS INC | CONSUMER STAPLES | 370334104 |  | 117390 | 1400 | SH |  | DFND |  | 1400 | 0 | 0 |
| GENUINE PARTS | CONSUMER DISCRETIONARY | 372460105 |  | 10410 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| GILEAD SCIENCES INC. | HEALTHCARE | 375558103 |  | 230502 | 2685 | SH |  | SOLE |  | 2685 | 0 | 0 |
| GINGKO BIOWORKS HOLDINGS INC | MATERIALS | 37611X100 |  | 2938 | 1739 | SH |  | SOLE |  | 1739 | 0 | 0 |
| GLADSTONE COMMERCIAL CORP | CONSUMER DISCRETIONARY | 376536108 |  | 23032 | 1245 | SH |  | SOLE |  | 1245 | 0 | 0 |
| GLADSTONE LAND CORPORATION | REAL ESTATE | 376549101 |  | 5502 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| GLOBAL X MLP AND ENERGY     INFRASTRUCTURE ETF | ENERGY | 37954Y293 |  | 14670 | 360 | SH |  | SOLE |  | 360 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | FINANCIALS | 38141G104 |  | 6867 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| THE GOODYEAR TIRE  RUBBER COMPANY-COMMON STOCK | CONSUMER DISCRETIONARY | 382550101 |  | 2030 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| GUARDANT HEALTH INC. | HEALTHCARE | 40131M109 |  | 3128 | 115 | SH |  | SOLE |  | 115 | 0 | 0 |
| HSBC HOLDINGS PLC SPONS     ADRS | FINANCIALS | 404280406 |  | 18908 | 607 | SH |  | SOLE |  | 607 | 0 | 0 |
| HARLEY DAVIDSON | CONSUMER DISCRETIONARY | 412822108 |  | 11642 | 280 | SH |  | SOLE |  | 280 | 0 | 0 |
| HELMERICH  PAYNE INC. | ENERGY | 423452101 |  | 991 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| THE HERSHEY COMPANY | CONSUMER STAPLES | 427866108 |  | 36124 | 156 | SH |  | SOLE |  | 156 | 0 | 0 |
| HOME DEPOT INC | CONSUMER DISCRETIONARY | 437076102 |  | 2973367 | 9414 | SH |  | SOLE |  | 8409 | 1005 | 0 |
| HOME DEPOT INC | CONSUMER DISCRETIONARY | 437076102 |  | 328484 | 1040 | SH |  | DFND |  | 400 | 640 | 0 |
| HONEYWELL INTERNATIONAL INC | INDUSTRIALS | 438516106 |  | 915472 | 4272 | SH |  | SOLE |  | 4272 | 0 | 0 |
| HUBSPOT INC. | INFORMATION TECHNOLOGY | 443573100 |  | 46260 | 160 | SH |  | SOLE |  | 160 | 0 | 0 |
| HUNTINGTON BANCSHARES INC. | FINANCIALS | 446150104 |  | 2735 | 194 | SH |  | SOLE |  | 194 | 0 | 0 |
| ILLINOIS TOOL WORKS INC. | INDUSTRIALS | 452308109 |  | 337714 | 1533 | SH |  | SOLE |  | 1533 | 0 | 0 |
| IMMUNITYBIO INC. | HEALTHCARE | 45256X103 |  | 2281 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| INTEL CORP | INFORMATION TECHNOLOGY | 458140100 |  | 1320137 | 49951 | SH |  | SOLE |  | 47196 | 2690 | 65 |
| INTEL CORP | INFORMATION TECHNOLOGY | 458140100 |  | 210482 | 7964 | SH |  | DFND |  | 5649 | 2315 | 0 |
| CORECARD CORPORATION | INFORMATION TECHNOLOGY | 45816D100 |  | 7674 | 265 | SH |  | SOLE |  | 265 | 0 | 0 |
| INTERACTIVE BROKERS GRO-CL A | FINANCIALS | 45841N107 |  | 18087 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE INCOM | FINANCIALS | 45866F104 |  | 25647 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| INTL BUSINESS MACHINES | INFORMATION TECHNOLOGY | 459200101 |  | 669636 | 4753 | SH |  | SOLE |  | 4753 | 0 | 0 |
| INTL BUSINESS MACHINES | INFORMATION TECHNOLOGY | 459200101 |  | 235989 | 1675 | SH |  | DFND |  | 753 | 922 | 0 |
| INTERNATIONAL PAPER CO | MATERIALS | 460146103 |  | 145442 | 4200 | SH |  | SOLE |  | 4165 | 0 | 35 |
| INTUITIVE SURGICAL INC | HEALTHCARE | 46120E602 |  | 62883 | 237 | SH |  | SOLE |  | 237 | 0 | 0 |
| INVESCO S 500 EQUAL WEIGHT REAL ESTATE ETF | REAL ESTATE | 46137V290 |  | 17373 | 565 | SH |  | SOLE |  | 565 | 0 | 0 |
| INVESCO DYNAMIC BIOTECH    GENOME ETF | HEALTHCARE | 46137V787 |  | 44443 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| INVESCO PREFERRED ETF | EXCHANGE TRADED FUND-FIXED INC | 46138E511 |  | 12857 | 1150 | SH |  | SOLE |  | 1150 | 0 | 0 |
| INVESCO GLOBAL WATER ETF | EXCHANGE TRADED FUND - EQUITY | 46138E651 |  | 48960 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| INVESCO EXCH TRADED FD TR IISOLAR ETF | ENERGY | 46138G706 |  | 17140 | 235 | SH |  | SOLE |  | 235 | 0 | 0 |
| INVITAE CORP                COM | HEALTHCARE | 46185L103 |  | 231 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| IQIYI INC. - ADR | INFORMATION TECHNOLOGY | 46267X108 |  | 530 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| IROBOT CORPORATION | INDUSTRIALS | 462726100 |  | 1443 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| ETF ISHARES SILVER TR | MUTUAL FUND | 46428Q109 |  | 83896 | 3810 | SH |  | SOLE |  | 3810 | 0 | 0 |
| ISHARES MSCI AUSTRALIA ETF | MUTUAL FUND | 464286103 |  | 6666 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| ISHARES MSCI CANADA ETF | MUTUAL FUND | 464286509 |  | 8180 | 250 | SH |  | DFND |  | 250 | 0 | 0 |
| ISHARES MSCI SWEDEN ETF | MUTUAL FUND | 464286756 |  | 9696 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| ISHARES MSCI SOUTH KOREA    CAPPED ETF | EXCHANGE TRADED FUND - EQUITY | 464286772 |  | 85538 | 1515 | SH |  | SOLE |  | 1515 | 0 | 0 |
| ISHARES S  P 100 ETF | MUTUAL FUND | 464287101 |  | 956893 | 5610 | SH |  | SOLE |  | 5610 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | EXCHANGE TRADED FUND - EQUITY | 464287168 |  | 302585 | 2509 | SH |  | SOLE |  | 2509 | 0 | 0 |
| ISHARES TIPS BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 464287176 |  | 5480531 | 51490 | SH |  | SOLE |  | 51005 | 0 | 485 |
| ISHARES TIPS BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 464287176 |  | 669720 | 6292 | SH |  | DFND |  | 5985 | 307 | 0 |
| ISHARES CORE S 500 ETF | EXCHANGE TRADED FUND - EQUITY | 464287200 |  | 43798 | 114 | SH |  | SOLE |  | 114 | 0 | 0 |
| ISHARES CORE TOTAL US       AGGREGATE BOND ETF-W | EXCHANGE TRADED FUND-FIXED INC | 46428722W |  | 1013640 | 10451 | SH |  | SOLE |  | 10451 | 0 | 0 |
| ISHARES CORE TOTAL US AGGREGATE BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 464287226 |  | 3384837 | 34899 | SH |  | SOLE |  | 34899 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS ETF | EXCHANGE TRADED FUND - EQUITY | 464287234 |  | 43194 | 1140 | SH |  | SOLE |  | 1140 | 0 | 0 |
| ISHARES MSCI EAFE ETF       FUND | EXCHANGE TRADED FUND - EQUITY | 464287465 |  | 686341 | 10458 | SH |  | SOLE |  | 10458 | 0 | 0 |
| ISHARES MSCI EAFE ETF       FUND | EXCHANGE TRADED FUND - EQUITY | 464287465 |  | 13126 | 200 | SH |  | DFND |  | 0 | 200 | 0 |
| ISHARES RUSSELL MIDCAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287499 |  | 240390 | 3564 | SH |  | SOLE |  | 3564 | 0 | 0 |
| ISHARES CORE S MID CAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287507 |  | 602784 | 2492 | SH |  | SOLE |  | 2492 | 0 | 0 |
| ISHARES CORE S MID CAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287507 |  | 36283 | 150 | SH |  | DFND |  | 0 | 150 | 0 |
| ISHARES NASDAQ BIOTECHNOLOGYETF | HEALTHCARE | 464287556 |  | 13785 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE  INDEX FUND | EXCHANGE TRADED FUND - EQUITY | 464287598 |  | 497863 | 3283 | SH |  | SOLE |  | 3283 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464287614 |  | 1289289 | 6018 | SH |  | SOLE |  | 6018 | 0 | 0 |
| ISHARES RUSSELL 2000 GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464287648 |  | 353955 | 1650 | SH |  | SOLE |  | 1650 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | EXCHANGE TRADED FUND - EQUITY | 464287655 |  | 261191 | 1498 | SH |  | SOLE |  | 1498 | 0 | 0 |
| ISHARES U.S. TECHNOLOGY ETF | INFORMATION TECHNOLOGY | 464287721 |  | 33520 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| ISHARES U.S. HEALTHCARE ETF | HEALTHCARE | 464287762 |  | 5674 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| ISHARES U.S. FINANCIAL ETF | FINANCIALS | 464287788 |  | 35470 | 470 | SH |  | SOLE |  | 470 | 0 | 0 |
| ISHARES CORE S SMALL-CAP  ETF | EXCHANGE TRADED FUND - EQUITY | 464287804 |  | 3236371 | 34197 | SH |  | SOLE |  | 34117 | 0 | 80 |
| ISHARES CORE S SMALL-CAP  ETF | EXCHANGE TRADED FUND - EQUITY | 464287804 |  | 179624 | 1898 | SH |  | DFND |  | 540 | 1358 | 0 |
| ISHARES S SMALLCAP 600    GROWTH INDEX FD | Exchange Traded Funds - Equity | 464287887 |  | 8645 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| ISHARES S SHORT TERM NATIONAL AMT- FREE BD ETF | EXCHANGE TRADED FUND-FIXED INC | 464288158 |  | 10427 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ETF ISHARES GLOBAL CLEAN    ENERGY | ENERGY | 464288224 |  | 103601 | 5222 | SH |  | SOLE |  | 5222 | 0 | 0 |
| ISHARES CORE US REIT ETF | REAL ESTATE | 464288521 |  | 17554 | 355 | SH |  | SOLE |  | 355 | 0 | 0 |
| ISHARES MSCI KLD 400 SOCIAL | MUTUAL FUND | 464288570 |  | 47381 | 660 | SH |  | SOLE |  | 660 | 0 | 0 |
| ISHARES 1-3 YEAR CREDIT BOND ETF | ETF's - Fixed Income | 464288646 |  | 20422 | 410 | SH |  | SOLE |  | 410 | 0 | 0 |
| ISHARES DOW JONES  US HOME  CONSTRUCTION INDEX | EXCHANGE TRADED FUND - EQUITY | 464288752 |  | 31815 | 525 | SH |  | SOLE |  | 525 | 0 | 0 |
| ISHARES MSCI USA ESG SELECT | EXCHANGE TRADED FUND - EQUITY | 464288802 |  | 162149 | 1970 | SH |  | SOLE |  | 1970 | 0 | 0 |
| ISHARES U.S. MEDICAL DEVICES ETF | Exchange Traded Funds - Equity | 464288810 |  | 9198 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| ISHARES MSCI EAFE GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464288885 |  | 64327 | 768 | SH |  | SOLE |  | 768 | 0 | 0 |
| ISHARES MSCI SINGAPORE ETF | EXCHANGE TRADED FUND - EQUITY | 46434G780 |  | 4962 | 264 | SH |  | DFND |  | 264 | 0 | 0 |
| ISSUER DIRECT CORPORATION | INFORMATION TECHNOLOGY | 46520M204 |  | 8012 | 320 | SH |  | SOLE |  | 320 | 0 | 0 |
| JPMORGAN CHASE  CO COM | FINANCIALS | 46625H100 |  | 2938494 | 21913 | SH |  | SOLE |  | 20873 | 1015 | 25 |
| JPMORGAN CHASE  CO COM | FINANCIALS | 46625H100 |  | 130747 | 975 | SH |  | DFND |  | 945 | 30 | 0 |
| JD.COM INC.-ADR | CONSUMER DISCRETIONARY | 47215P106 |  | 3929 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| JINKOSOLAR HOLDING COMPANY  LTD | ENERGY | 47759T100 |  | 1022 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| JOHNSON  JOHNSON | HEALTHCARE | 478160104 |  | 4116400 | 23303 | SH |  | SOLE |  | 22139 | 1134 | 30 |
| JOHNSON  JOHNSON | HEALTHCARE | 478160104 |  | 591773 | 3350 | SH |  | DFND |  | 1385 | 1965 | 0 |
| KELLOGG COMPANY | CONSUMER STAPLES | 487836108 |  | 14248 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| KELLOGG COMPANY | CONSUMER STAPLES | 487836108 |  | 90261 | 1267 | SH |  | DFND |  | 1267 | 0 | 0 |
| KEYCORP NEW COM | FINANCIALS | 493267108 |  | 9436 | 542 | SH |  | SOLE |  | 542 | 0 | 0 |
| KIMBERLY CLARK | CONSUMER STAPLES | 494368103 |  | 223985 | 1650 | SH |  | SOLE |  | 1650 | 0 | 0 |
| KIMBERLY CLARK | CONSUMER STAPLES | 494368103 |  | 135750 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| KINDER MORGAN INC. | ENERGY | 49456B101 |  | 8492 | 470 | SH |  | SOLE |  | 470 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC.  COMMON STOCK | INDUSTRIALS | 502431109 |  | 16656 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| LABORATORY CORPORATION OF   AMERICAN HOLDINGS | HEALTHCARE | 50540R409 |  | 28257 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| LAM RESEARCH CORP COMMON | HEALTHCARE | 512807108 |  | 21854 | 52 | SH |  | SOLE |  | 52 | 0 | 0 |
| LEGGETT  PLATT | CONSUMER DISCRETIONARY | 524660107 |  | 1772 | 55 | SH |  | SOLE |  | 55 | 0 | 0 |
| LENNAR COPORATION CLASS A | CONSUMER DISCRETIONARY | 526057104 |  | 44345 | 490 | SH |  | SOLE |  | 490 | 0 | 0 |
| LENNAR CORPORATION CLASS B | CONSUMER DISCRETIONARY | 526057302 |  | 74 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| ELI LILLY  CO | HEALTHCARE | 532457108 |  | 1559871 | 4264 | SH |  | SOLE |  | 4264 | 0 | 0 |
| ELI LILLY  CO | HEALTHCARE | 532457108 |  | 303638 | 830 | SH |  | DFND |  | 750 | 80 | 0 |
| LINCOLN ELECTRIC HOLDING INC | INDUSTRIALS | 533900106 |  | 62130 | 430 | SH |  | SOLE |  | 430 | 0 | 0 |
| LITHIA MOTORS INC CL A | CONSUMER DISCRETIONARY | 536797103 |  | 20474 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| LITTELFUSE INC | INFORMATION TECHNOLOGY | 537008104 |  | 11010 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| LOCKHEED MARTIN CORP | INDUSTRIALS | 539830109 |  | 2502894 | 5145 | SH |  | SOLE |  | 4825 | 320 | 0 |
| LOCKHEED MARTIN CORP | INDUSTRIALS | 539830109 |  | 432967 | 890 | SH |  | DFND |  | 890 | 0 | 0 |
| LOOMIS SAYLES BOND FUND | FIXED INCOME | 543495840 |  | 91753 | 8084 | SH |  | SOLE |  | 8084 | 0 | 0 |
| LOWES COMPANIES INC | CONSUMER DISCRETIONARY | 548661107 |  | 535947 | 2690 | SH |  | SOLE |  | 2615 | 0 | 75 |
| LOWES COMPANIES INC | CONSUMER DISCRETIONARY | 548661107 |  | 47816 | 240 | SH |  | DFND |  | 240 | 0 | 0 |
| LULULEMON ATHLETICA INC | CONSUMER DISCRETIONARY | 550021109 |  | 12815 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| LUMEN TECHNOLOGIES INC. | COMMUNICATION SERVICES | 550241103 |  | 62 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| MPLX LP | ENERGY | 55336V100 |  | 121508 | 3700 | SH |  | SOLE |  | 3700 | 0 | 0 |
| MANULIFE FINANCIAL | FINANCIALS | 56501R106 |  | 19034 | 1067 | SH |  | SOLE |  | 1067 | 0 | 0 |
| MARATHON PETROLEUM CORPORATION | ENERGY | 56585A102 |  | 203682 | 1750 | SH |  | SOLE |  | 1750 | 0 | 0 |
| MARKEL CORP HOLDING COMPANY | FINANCIALS | 570535104 |  | 13174 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| MARRIOTT INTERNATIONAL INC. CLASS A | CONSUMER DISCRETIONARY | 571903202 |  | 9677 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| MASIMO CORPORATION | HEALTHCARE | 574795100 |  | 1775 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| MASONITE INTERNATIONAL      CORPORATION | INDUSTRIALS | 575385109 |  | 2418 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| MASTERCARD INC - CLASS A | INFORMATION TECHNOLOGY | 57636Q104 |  | 264263 | 760 | SH |  | SOLE |  | 695 | 65 | 0 |
| MCCORMICK  CO. | CONSUMER STAPLES | 579780206 |  | 132608 | 1600 | SH |  | SOLE |  | 200 | 1400 | 0 |
| MCDONALDS CORP | CONSUMER DISCRETIONARY | 580135101 |  | 2611967 | 9912 | SH |  | SOLE |  | 9112 | 785 | 15 |
| MCDONALDS CORP | CONSUMER DISCRETIONARY | 580135101 |  | 647467 | 2457 | SH |  | DFND |  | 1200 | 1257 | 0 |
| MCKESSON CORPORATION | HEALTHCARE | 58155Q103 |  | 141791 | 378 | SH |  | SOLE |  | 378 | 0 | 0 |
| MERCADOLIBRE INC | INFORMATION TECHNOLOGY | 58733R102 |  | 15231 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| MERCK  CO. INC | HEALTHCARE | 58933Y105 |  | 1117578 | 10073 | SH |  | SOLE |  | 9753 | 320 | 0 |
| MERCK  CO. INC | HEALTHCARE | 58933Y105 |  | 209140 | 1885 | SH |  | DFND |  | 1885 | 0 | 0 |
| METLIFE INC | FINANCIALS | 59156R108 |  | 1124375 | 15537 | SH |  | SOLE |  | 15507 | 0 | 30 |
| METLIFE INC | FINANCIALS | 59156R108 |  | 92416 | 1277 | SH |  | DFND |  | 1277 | 0 | 0 |
| MICROSOFT CORP | INFORMATION TECHNOLOGY | 594918104 |  | 5917257 | 24674 | SH |  | SOLE |  | 23273 | 1401 | 0 |
| MICROSOFT CORP | INFORMATION TECHNOLOGY | 594918104 |  | 146289 | 610 | SH |  | DFND |  | 80 | 530 | 0 |
| MID-AMERICA APARTMENT       COMMUNITIES INC. | REAL ESTATE | 59522J103 |  | 3924 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| MILLERKNOLL INC. | CONSUMER DISCRETIONARY | 600544100 |  | 1785 | 85 | SH |  | SOLE |  | 85 | 0 | 0 |
| MITEK SYSTEMS INC. | INFORMATION TECHNOLOGY | 606710200 |  | 8721 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| MONDELEZ INTERNATIONAL INC | CONSUMER STAPLES | 609207105 |  | 130364 | 1956 | SH |  | SOLE |  | 956 | 1000 | 0 |
| MONGODB INC. | INFORMATION TECHNOLOGY | 60937P106 |  | 17321 | 88 | SH |  | SOLE |  | 88 | 0 | 0 |
| MORGAN STANLEY | FINANCIALS | 617446448 |  | 510441 | 6004 | SH |  | SOLE |  | 6004 | 0 | 0 |
| NCR CORPORATION | INFORMATION TECHNOLOGY | 62886E108 |  | 397 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| NASDAQ STOCK MARKET INC | FINANCIALS | 631103108 |  | 9202 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| NATIONAL FUEL GAS CO. NJ | UTILITIES | 636180101 |  | 30062 | 475 | SH |  | SOLE |  | 475 | 0 | 0 |
| NETAPP INC. | INFORMATION TECHNOLOGY | 64110D104 |  | 6006 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NETFLIX INC | INFORMATION TECHNOLOGY | 64110L106 |  | 355025 | 1204 | SH |  | SOLE |  | 1204 | 0 | 0 |
| NEW JERSEY RESOURCES CORP | UTILITIES | 646025106 |  | 45244 | 912 | SH |  | SOLE |  | 912 | 0 | 0 |
| NEW RELIC INC | INFORMATION TECHNOLOGY | 64829B100 |  | 3669 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| NEWELL BRANDS INC | CONSUMER DISCRETIONARY | 651229106 |  | 209 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| NEWMONT CORPORATION | MATERIALS | 651639106 |  | 64050 | 1357 | SH |  | SOLE |  | 1357 | 0 | 0 |
| NEXTERA ENERGY INC | UTILITIES | 65339F101 |  | 2511499 | 30042 | SH |  | SOLE |  | 28842 | 1200 | 0 |
| NICE LTD - AMERICAN DEPOSITORY SHARES | INFORMATION TECHNOLOGY | 653656108 |  | 5769 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| NIKE INC | CONSUMER DISCRETIONARY | 654106103 |  | 947293 | 8096 | SH |  | SOLE |  | 8096 | 0 | 0 |
| NISOURCE INC | UTILITIES | 65473P105 |  | 13705 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| NORFOLK SOUTHERN CORPORATION | INDUSTRIALS | 655844108 |  | 36963 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| NORTHROP GRUMMAN CORP | INDUSTRIALS | 666807102 |  | 399923 | 733 | SH |  | SOLE |  | 733 | 0 | 0 |
| NOVARTIS AG - ADR | FOREIGN EQUITIES | 66987V109 |  | 50439 | 556 | SH |  | SOLE |  | 426 | 130 | 0 |
| NOVAVAX INC | HEALTHCARE | 670002401 |  | 2374 | 231 | SH |  | SOLE |  | 231 | 0 | 0 |
| NUCOR | MATERIALS | 670346105 |  | 199032 | 1510 | SH |  | SOLE |  | 910 | 600 | 0 |
| NUCOR | MATERIALS | 670346105 |  | 105448 | 800 | SH |  | DFND |  | 800 | 0 | 0 |
| NVIDIA CORP. | INFORMATION TECHNOLOGY | 67066G104 |  | 2033938 | 13918 | SH |  | SOLE |  | 13918 | 0 | 0 |
| NUSHARES ETF TR             NUVEEN ESG SMLCP | EXCHANGE TRADED FUND - EQUITY | 67092P607 |  | 290530 | 8500 | SH |  | SOLE |  | 8500 | 0 | 0 |
| OAKTREE SPECIALTY LENDING COCOM | FINANCIALS | 67401P108 |  | 59314 | 8634 | SH |  | SOLE |  | 8634 | 0 | 0 |
| OCCIDENTAL PETROLEUM CORP | ENERGY | 674599105 |  | 9448 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| OMNICOM GROUP INC | CONSUMER DISCRETIONARY | 681919106 |  | 6932 | 85 | SH |  | SOLE |  | 85 | 0 | 0 |
| ONEOK INC | ENERGY | 682680103 |  | 23847 | 363 | SH |  | SOLE |  | 363 | 0 | 0 |
| ON24 INC. | INFORMATION TECHNOLOGY | 68339B104 |  | 5825 | 675 | SH |  | SOLE |  | 675 | 0 | 0 |
| ORACLE CORPORATION | INFORMATION TECHNOLOGY | 68389X105 |  | 700570 | 8571 | SH |  | SOLE |  | 8571 | 0 | 0 |
| ORACLE CORPORATION | INFORMATION TECHNOLOGY | 68389X105 |  | 13895 | 170 | SH |  | DFND |  | 0 | 170 | 0 |
| OTIS WORLDWIDE CORPORATION | INDUSTRIALS | 68902V107 |  | 165611 | 2115 | SH |  | SOLE |  | 1765 | 350 | 0 |
| OTIS WORLDWIDE CORPORATION | INDUSTRIALS | 68902V107 |  | 40482 | 517 | SH |  | DFND |  | 327 | 190 | 0 |
| OUTSET MEDICAL INC. | HEALTHCARE | 690145107 |  | 7226 | 280 | SH |  | SOLE |  | 280 | 0 | 0 |
| P G  E CORP | UTILITIES | 69331C108 |  | 162 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| PNC FINANCIAL SERVICES GROUP INC | FINANCIALS | 693475105 |  | 53382 | 338 | SH |  | SOLE |  | 338 | 0 | 0 |
| PPG INDUSTRIES | MATERIALS | 693506107 |  | 2137 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| PPL CORP | UTILITIES | 69351T106 |  | 2921 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| PACER AMERICAN ENERGY       INDEPENDENCE ETF | ENERGY | 69374H634 |  | 17835 | 670 | SH |  | SOLE |  | 670 | 0 | 0 |
| PACIRA BIOSCIENCES INC | HEALTHCARE | 695127100 |  | 23166 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| PALO ALTO NETWORKS INC | INFORMATION TECHNOLOGY | 697435105 |  | 21767 | 156 | SH |  | SOLE |  | 156 | 0 | 0 |
| PARKER HANNIFIN CORP | MATERIALS | 701094104 |  | 196425 | 675 | SH |  | SOLE |  | 675 | 0 | 0 |
| PELOTON INTERACTIVE INC     CLASS A | CONSUMER DISCRETIONARY | 70614W100 |  | 4049 | 510 | SH |  | SOLE |  | 510 | 0 | 0 |
| PEPSICO INC | CONSUMER STAPLES | 713448108 |  | 3421980 | 18942 | SH |  | SOLE |  | 18647 | 295 | 0 |
| PEPSICO INC | CONSUMER STAPLES | 713448108 |  | 619662 | 3430 | SH |  | DFND |  | 1815 | 1615 | 0 |
| PFIZER INC | HEALTHCARE | 717081103 |  | 2669672 | 52102 | SH |  | SOLE |  | 49546 | 2556 | 0 |
| PFIZER INC | HEALTHCARE | 717081103 |  | 215208 | 4200 | SH |  | DFND |  | 3800 | 400 | 0 |
| PHILIP MORRIS INTERNATIONAL W/I | CONSUMER DISCRETIONARY | 718172109 |  | 223570 | 2209 | SH |  | SOLE |  | 2209 | 0 | 0 |
| PHILLIPS 66 | ENERGY | 718546104 |  | 967390 | 9295 | SH |  | SOLE |  | 9085 | 210 | 0 |
| PHILLIPS 66 | ENERGY | 718546104 |  | 130620 | 1255 | SH |  | DFND |  | 1255 | 0 | 0 |
| PIMCO HIGH INCOME FUND | EXCHANGE TRADED FUND-FIXED INC | 722014107 |  | 16422 | 3472 | SH |  | SOLE |  | 3472 | 0 | 0 |
| PINTEREST INC               CL A | COMMUNICATION SERVICES | 72352L106 |  | 22207 | 915 | SH |  | SOLE |  | 915 | 0 | 0 |
| PLAINS ALL AMERICAN PIPELINE | ENERGY | 726503105 |  | 127008 | 10800 | SH |  | SOLE |  | 10800 | 0 | 0 |
| PLUG POWER INC. | INFORMATION TECHNOLOGY | 72919P202 |  | 16945 | 1370 | SH |  | SOLE |  | 1370 | 0 | 0 |
| POST HOLDINGS INC | CONSUMER STAPLES | 737446104 |  | 4513 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| T ROWE PRICE GROUP INC | FINANCIALS | 74144T108 |  | 40897 | 375 | SH |  | SOLE |  | 375 | 0 | 0 |
| PROCTER  GAMBLE CO | CONSUMER STAPLES | 742718109 |  | 4131459 | 27260 | SH |  | SOLE |  | 25553 | 1672 | 35 |
| PROCTER  GAMBLE CO | CONSUMER STAPLES | 742718109 |  | 674440 | 4450 | SH |  | DFND |  | 2620 | 1830 | 0 |
| PROLOGIS INC. | REAL ESTATE | 74340W103 |  | 2141 | 19 | SH |  | SOLE |  | 19 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | FINANCIALS | 744320102 |  | 309308 | 3110 | SH |  | SOLE |  | 3110 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | FINANCIALS | 744320102 |  | 72605 | 730 | SH |  | DFND |  | 730 | 0 | 0 |
| PUBLIC SERVICE ENTERPRISE   GROUP INC | UTILITIES | 744573106 |  | 9496 | 155 | SH |  | SOLE |  | 155 | 0 | 0 |
| PUBMATIC INC                COM CL A | CONSUMER DISCRETIONARY | 74467Q103 |  | 8505 | 664 | SH |  | SOLE |  | 664 | 0 | 0 |
| PULTEGROUP INC | INDUSTRIALS | 745867101 |  | 42106 | 925 | SH |  | SOLE |  | 925 | 0 | 0 |
| QUALCOMM INC | INFORMATION TECHNOLOGY | 747525103 |  | 1185451 | 10783 | SH |  | SOLE |  | 10518 | 235 | 30 |
| QUANTA SERVICES INC | INDUSTRIALS | 74762E102 |  | 101459 | 712 | SH |  | SOLE |  | 712 | 0 | 0 |
| REATA PHARMACEUTICALS INC. | HEALTHCARE | 75615P103 |  | 2088 | 55 | SH |  | SOLE |  | 55 | 0 | 0 |
| REGENERON PHARMACEUTICALS | HEALTHCARE | 75886F107 |  | 344125 | 477 | SH |  | SOLE |  | 477 | 0 | 0 |
| REPLIGEN CORPORATION | HEALTHCARE | 759916109 |  | 42327 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| RIMINI STREET INC. | INFORMATION TECHNOLOGY | 76674Q107 |  | 5947 | 1565 | SH |  | SOLE |  | 1565 | 0 | 0 |
| RIO TINTO PLC | MATERIALS | 767204100 |  | 106800 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| ROBERT HALF INTL INC | INDUSTRIALS | 770323103 |  | 18457 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| ROCHE HOLDING AG | HEALTHCARE | 771195104 |  | 9354 | 239 | SH |  | SOLE |  | 239 | 0 | 0 |
| ROKU INC | CONSUMER DISCRETIONARY | 77543R102 |  | 3866 | 95 | SH |  | SOLE |  | 95 | 0 | 0 |
| SPDR S  P 500 ETF TRUST | EXCHANGE TRADED FUND - EQUITY | 78462F103 |  | 16961426 | 44353 | SH |  | SOLE |  | 44353 | 0 | 0 |
| SPDR S  P 500 ETF TRUST | EXCHANGE TRADED FUND - EQUITY | 78462F103 |  | 1378623 | 3605 | SH |  | DFND |  | 1020 | 2585 | 0 |
| SPDR GOLD TRUST | MUTUAL FUND | 78463V107 |  | 217305 | 1281 | SH |  | SOLE |  | 1281 | 0 | 0 |
| SPDR MSCI ACWI CLIMATE PARIS ALIGNED ETF | EXCHANGE TRADED FUND - EQUITY | 78463X194 |  | 11519 | 440 | SH |  | SOLE |  | 440 | 0 | 0 |
| SPDR NYSE TECHNOLOGY ETF | INFORMATION TECHNOLOGY | 78464A102 |  | 63449 | 655 | SH |  | SOLE |  | 655 | 0 | 0 |
| SPDR PORTFOLIO TIP ETF | EXCHANGE TRADED FUND-FIXED INC | 78464A656 |  | 29123 | 1131 | SH |  | SOLE |  | 1131 | 0 | 0 |
| SPDR S REGIONAL BANKING   ETF | FINANCIALS | 78464A698 |  | 22027 | 375 | SH |  | SOLE |  | 375 | 0 | 0 |
| SPDR S DIVIDEND ETF | EXCHANGE TRADED FUND - EQUITY | 78464A763 |  | 344677 | 2755 | SH |  | SOLE |  | 2755 | 0 | 0 |
| SPDR S 400 MID CAP VALUE  ETF | EXCHANGE TRADED FUND - EQUITY | 78464A839 |  | 12944 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ETF SPDR S BIOTECH | HEALTHCARE | 78464A870 |  | 544065 | 6555 | SH |  | SOLE |  | 6555 | 0 | 0 |
| S MIDCAP 400 DEPOSITORY RECEIPTS ETF -W | EXCHANGE TRADED FUND - EQUITY | 78467Y10W |  | 83240 | 188 | SH |  | SOLE |  | 188 | 0 | 0 |
| S  P MIDCAP 400  DEPOSITORY RECEIPTS ETF | EXCHANGE TRADED FUND - EQUITY | 78467Y107 |  | 4649143 | 10500 | SH |  | SOLE |  | 10448 | 0 | 52 |
| S  P MIDCAP 400  DEPOSITORY RECEIPTS ETF | EXCHANGE TRADED FUND - EQUITY | 78467Y107 |  | 201463 | 455 | SH |  | DFND |  | 230 | 225 | 0 |
| SPDR S 500 ESG ETF | EXCHANGE TRADED FUND - EQUITY | 78468R531 |  | 3665 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| SPDR SER TR                 S KENSHO SMART | INFORMATION TECHNOLOGY | 78468R689 |  | 7068 | 240 | SH |  | SOLE |  | 240 | 0 | 0 |
| SPDR NUVEEN BLOOMBERG BARCLAY MUNICIPAL BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 78468R721 |  | 68415 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| SPDR MSCI USA GENDER        DIVERSITY ETF | EXCHANGE TRADED FUND - EQUITY | 78468R747 |  | 16388 | 208 | SH |  | SOLE |  | 208 | 0 | 0 |
| SPDR SSGA US LARGE CAP LOW  VOLATILITY INDEX ETF | EXCHANGE TRADED FUND - EQUITY | 78468R804 |  | 11528 | 85 | SH |  | SOLE |  | 85 | 0 | 0 |
| SALESFORCE INC. | INFORMATION TECHNOLOGY | 79466L302 |  | 182833 | 1379 | SH |  | SOLE |  | 1379 | 0 | 0 |
| SANOFI  ADR | FOREIGN EQUITIES | 80105N105 |  | 5811 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| SCHLUMBERGER LTD | ENERGY | 806857108 |  | 16035 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| SCHLUMBERGER LTD | ENERGY | 806857108 |  | 16035 | 300 | SH |  | DFND |  | 0 | 300 | 0 |
| SCHWAB U.S. SMALL-CAP ETF | EXCHANGE TRADED FUND - EQUITY | 808524607 |  | 10611 | 262 | SH |  | SOLE |  | 262 | 0 | 0 |
| SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY | EXCHANGE TRADED FUND - EQUITY | 808524748 |  | 6718 | 215 | SH |  | SOLE |  | 215 | 0 | 0 |
| SCWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY | EXCHANGE TRADED FUND - EQUITY | 808524755 |  | 10490 | 361 | SH |  | SOLE |  | 361 | 0 | 0 |
| SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF | EXCHANGE TRADED FUND - EQUITY | 808524763 |  | 9577 | 205 | SH |  | SOLE |  | 205 | 0 | 0 |
| SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF | EXCHANGE TRADED FUND - EQUITY | 808524771 |  | 20570 | 385 | SH |  | SOLE |  | 385 | 0 | 0 |
| SCHWAB U.S. TIPS ETF | EXCHANGE TRADED FUND-FIXED INC | 808524870 |  | 23771 | 459 | SH |  | SOLE |  | 459 | 0 | 0 |
| MATERIAL SELECT SECTOR SPDR  TRUST | MATERIALS | 81369Y100 |  | 250905 | 3230 | SH |  | SOLE |  | 3230 | 0 | 0 |
| HEALTH CARE SELECT SECTOR   SPDR FUND | HEALTHCARE | 81369Y209 |  | 6792 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| CONSUMER STAPLES SELECT     SECTOR SPDR FUND | CONSUMER STAPLES | 81369Y308 |  | 60824 | 816 | SH |  | SOLE |  | 816 | 0 | 0 |
| CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND | CONSUMER DISCRETIONARY | 81369Y407 |  | 81370 | 630 | SH |  | SOLE |  | 630 | 0 | 0 |
| ENERGY SELECT SECTOR SPDR   FUND | ENERGY | 81369Y506 |  | 45483 | 520 | SH |  | SOLE |  | 520 | 0 | 0 |
| FINANCIAL SELECT SECTOR SPDR FUND | FINANCIALS | 81369Y605 |  | 390051 | 11405 | SH |  | SOLE |  | 11405 | 0 | 0 |
| INDUSTRIAL SELECT SECTOR SPDR FUND | INDUSTRIALS | 81369Y704 |  | 88388 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| TECHNOLOGY SELECT SECT SPDR | INFORMATION TECHNOLOGY | 81369Y803 |  | 728718 | 5856 | SH |  | SOLE |  | 5856 | 0 | 0 |
| COMMUNICATION SERVICES SELECT SECTOR SPDR FUND | COMMUNICATION SERVICES | 81369Y852 |  | 79711 | 1661 | SH |  | SOLE |  | 1661 | 0 | 0 |
| AMEX UTILITIES SELECT       INDEX SHS BEN INT | UTILITIES | 81369Y886 |  | 261202 | 3705 | SH |  | SOLE |  | 3705 | 0 | 0 |
| SEMPRA | UTILITIES | 816851109 |  | 136765 | 885 | SH |  | SOLE |  | 885 | 0 | 0 |
| SHERWIN WILLIAMS COMPANY | CONSUMER DISCRETIONARY | 824348106 |  | 47702 | 201 | SH |  | SOLE |  | 201 | 0 | 0 |
| SCHOCKWAVE MEDICAL INC | HEALTHCARE | 82489T104 |  | 26112 | 127 | SH |  | SOLE |  | 127 | 0 | 0 |
| SIEMENS AG | FOREIGN EQUITIES | 826197501 |  | 18573 | 270 | SH |  | SOLE |  | 270 | 0 | 0 |
| SIMON PROPERTY GROUP | REAL ESTATE | 828806109 |  | 7752 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| SIX FLAGS ENTERTAINMENT CORPORATION | CONSUMER DISCRETIONARY | 83001A102 |  | 7323 | 315 | SH |  | SOLE |  | 315 | 0 | 0 |
| SMITH-MIDLAND CORPORATION | INDUSTRIALS | 832156103 |  | 6765 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| J.M. SMUCKER COMPANY | CONSUMER STAPLES | 832696405 |  | 254485 | 1606 | SH |  | SOLE |  | 655 | 951 | 0 |
| SNAP-ON INC | CONSUMER DISCRETIONARY | 833034101 |  | 43184 | 189 | SH |  | SOLE |  | 189 | 0 | 0 |
| SONY GROUP CORP | FOREIGN EQUITIES | 835699307 |  | 13730 | 180 | SH |  | SOLE |  | 180 | 0 | 0 |
| SOUTHERN CO | UTILITIES | 842587107 |  | 950256 | 13309 | SH |  | SOLE |  | 12694 | 615 | 0 |
| SOUTHERN CO | UTILITIES | 842587107 |  | 238833 | 3345 | SH |  | DFND |  | 2600 | 745 | 0 |
| SOUTHWEST AIRLINES | INDUSTRIALS | 844741108 |  | 15651 | 465 | SH |  | SOLE |  | 465 | 0 | 0 |
| SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK | CONSUMER STAPLES | 84790A105 |  | 609 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| SPLUNK INC. | ENERGY | 848637104 |  | 4304 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| STARBUCKS CORPORATION | CONSUMER DISCRETIONARY | 855244109 |  | 353447 | 3563 | SH |  | SOLE |  | 3563 | 0 | 0 |
| STARBUCKS CORPORATION | CONSUMER DISCRETIONARY | 855244109 |  | 9126 | 92 | SH |  | DFND |  | 0 | 92 | 0 |
| STATE STREET CORP. COM | FINANCIALS | 857477103 |  | 2404 | 31 | SH |  | SOLE |  | 31 | 0 | 0 |
| STITCH FIX INC. - CLASS A | CONSUMER DISCRETIONARY | 860897107 |  | 604 | 195 | SH |  | SOLE |  | 195 | 0 | 0 |
| STRYKER CORP | HEALTHCARE | 863667101 |  | 1048095 | 4287 | SH |  | SOLE |  | 4287 | 0 | 0 |
| STRYKER CORP | HEALTHCARE | 863667101 |  | 34228 | 140 | SH |  | DFND |  | 140 | 0 | 0 |
| SUMMIT THERAPEUTICS INC. | HEALTHCARE | 86627T108 |  | 10625 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| SUNCOR ENERGY INC NEW | FOREIGN EQUITIES | 867224107 |  | 15225 | 480 | SH |  | SOLE |  | 480 | 0 | 0 |
| SYNOPSYS INC | INFORMATION TECHNOLOGY | 871607107 |  | 6385 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| SYSCO CORPORATION | CONSUMER STAPLES | 871829107 |  | 79889 | 1045 | SH |  | SOLE |  | 1045 | 0 | 0 |
| TJX COS INC NEW | CONSUMER DISCRETIONARY | 872540109 |  | 86843 | 1091 | SH |  | SOLE |  | 1091 | 0 | 0 |
| TAKE-TWO INTERACTIVE SOFTWARE INC. | INFORMATION TECHNOLOGY | 874054109 |  | 11974 | 115 | SH |  | SOLE |  | 115 | 0 | 0 |
| TARGET CORP | CONSUMER DISCRETIONARY | 87612E106 |  | 680485 | 4566 | SH |  | SOLE |  | 4394 | 130 | 42 |
| TARGET CORP | CONSUMER DISCRETIONARY | 87612E106 |  | 111780 | 750 | SH |  | DFND |  | 0 | 750 | 0 |
| TELADOC HEALTH INC. | HEALTHCARE | 87918A105 |  | 7730 | 327 | SH |  | SOLE |  | 327 | 0 | 0 |
| TERADATA CORPORATION | INFORMATION TECHNOLOGY | 88076W103 |  | 572 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| TESLA MOTORS INC | CONSUMER DISCRETIONARY | 88160R101 |  | 503409 | 4087 | SH |  | SOLE |  | 4087 | 0 | 0 |
| TEXAS INSTRUMENTS | INFORMATION TECHNOLOGY | 882508104 |  | 73685 | 446 | SH |  | SOLE |  | 446 | 0 | 0 |
| TEXTRON INC | INDUSTRIALS | 883203101 |  | 4601 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| THE TRADE DESK INC. | INFORMATION TECHNOLOGY | 88339J105 |  | 35856 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | HEALTHCARE | 883556102 |  | 194391 | 353 | SH |  | SOLE |  | 353 | 0 | 0 |
| 3M CO COM | INDUSTRIALS | 88579Y101 |  | 422571 | 3524 | SH |  | SOLE |  | 3009 | 515 | 0 |
| 3M CO COM | INDUSTRIALS | 88579Y101 |  | 94137 | 785 | SH |  | DFND |  | 785 | 0 | 0 |
| TORO CO | INDUSTRIALS | 891092108 |  | 81504 | 720 | SH |  | SOLE |  | 720 | 0 | 0 |
| TORONTO-DOMINION BANK NEW | FOREIGN EQUITIES | 891160509 |  | 253014 | 3907 | SH |  | SOLE |  | 3907 | 0 | 0 |
| TOTALENERGIES SE | FOREIGN EQUITIES | 89151E109 |  | 1241 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| TOYOTA MOTOR CORP ADR | CONSUMER DISCRETIONARY | 892331307 |  | 49849 | 365 | SH |  | SOLE |  | 365 | 0 | 0 |
| TRANSMEDICS GROUP INC. | HEALTHCARE | 89377M109 |  | 28391 | 460 | SH |  | SOLE |  | 460 | 0 | 0 |
| TRAVELERS COS INC | FINANCIALS | 89417E109 |  | 127490 | 680 | SH |  | SOLE |  | 680 | 0 | 0 |
| TREX COMPANY INC. | INDUSTRIALS | 89531P105 |  | 11214 | 265 | SH |  | SOLE |  | 265 | 0 | 0 |
| TWILIO INC. - A | INFORMATION TECHNOLOGY | 90138F102 |  | 5531 | 113 | SH |  | SOLE |  | 113 | 0 | 0 |
| US BANCORP DEL COM NEW | FINANCIALS | 902973304 |  | 121579 | 2788 | SH |  | SOLE |  | 2788 | 0 | 0 |
| US BANCORP DEL COM NEW | FINANCIALS | 902973304 |  | 872 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| UNILEVER PLC | FOREIGN EQUITIES | 904767704 |  | 8557 | 170 | SH |  | SOLE |  | 0 | 170 | 0 |
| UNION PACIFIC CORP | INDUSTRIALS | 907818108 |  | 394253 | 1904 | SH |  | SOLE |  | 1904 | 0 | 0 |
| UNITED PARCEL SERVICE | INDUSTRIALS | 911312106 |  | 446051 | 2566 | SH |  | SOLE |  | 2566 | 0 | 0 |
| UNITEDHEALTH GROUP INC | HEALTHCARE | 91324P102 |  | 1566097 | 2954 | SH |  | SOLE |  | 2954 | 0 | 0 |
| UPSTART HLDGS INC           COM | FINANCIALS | 91680M107 |  | 1983 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| VF CORP | CONSUMER DISCRETIONARY | 918204108 |  | 2208 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| VAIL RESORTS INC. | CONSUMER DISCRETIONARY | 91879Q109 |  | 3575 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| VALERO ENERGY NEW | ENERGY | 91913Y100 |  | 561465 | 4426 | SH |  | SOLE |  | 4311 | 115 | 0 |
| VALERO ENERGY NEW | ENERGY | 91913Y100 |  | 100473 | 792 | SH |  | DFND |  | 792 | 0 | 0 |
| VANECK SEMICONDUCTOR ETF | INFORMATION TECHNOLOGY | 92189F676 |  | 49109 | 242 | SH |  | SOLE |  | 242 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION INDEX FUND | EXCHANGE TRADED FUND - EQUITY | 921908844 |  | 95209 | 627 | SH |  | SOLE |  | 627 | 0 | 0 |
| ETF VANGUARD TOTAL INTL     STOCK | MUTUAL FUND | 921909768 |  | 850018 | 16435 | SH |  | SOLE |  | 16435 | 0 | 0 |
| VANGUARD ESG INTERNATIONAL  STOCK ETF | EXCHANGE TRADED FUND - EQUITY | 921910725 |  | 4967 | 101 | SH |  | SOLE |  | 101 | 0 | 0 |
| VANGUARD SHORT-TERM BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 921937827 |  | 15582 | 207 | SH |  | SOLE |  | 207 | 0 | 0 |
| VANGUARD TOTAL BOND MARKET FUND ETF | EXCHANGE TRADED FUND-FIXED INC | 921937835 |  | 422491 | 5881 | SH |  | SOLE |  | 5881 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKET ETF | MUTUAL FUND | 921943858 |  | 553625 | 13191 | SH |  | SOLE |  | 13191 | 0 | 0 |
| VANGUARD UTILITIES ETF | UTILITIES | 92204A876 |  | 50608 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| VANGUARD COMMUNICATION SERVICES ETF | COMMUNICATION SERVICES | 92204A884 |  | 6086 | 74 | SH |  | SOLE |  | 74 | 0 | 0 |
| VANGUARD FTSE ALL-WLD EX-US SMCP IDX ETF | EXCHANGE TRADED FUND - EQUITY | 922042718 |  | 2775 | 27 | SH |  | SOLE |  | 27 | 0 | 0 |
| VANGUARD MSCI EMERGING      MARKETS ETF | EXCHANGE TRADED FUND - EQUITY | 922042858 |  | 150223 | 3855 | SH |  | SOLE |  | 3855 | 0 | 0 |
| VANGUARD MSCI EMERGING      MARKETS ETF | EXCHANGE TRADED FUND - EQUITY | 922042858 |  | 45204 | 1160 | SH |  | DFND |  | 910 | 250 | 0 |
| ETF VANGUARD RUSSELL 3000 | EXCHANGE TRADED FUND - EQUITY | 92206C599 |  | 4578508 | 26658 | SH |  | SOLE |  | 26658 | 0 | 0 |
| ETF VANGUARD RUSSELL 3000 | EXCHANGE TRADED FUND - EQUITY | 92206C599 |  | 219840 | 1280 | SH |  | DFND |  | 1280 | 0 | 0 |
| ETF VANGUARD RUSSELL 2000 | EXCHANGE TRADED FUND - EQUITY | 92206C664 |  | 83938 | 1193 | SH |  | SOLE |  | 1193 | 0 | 0 |
| VAREX IMAGING CORP | HEALTHCARE | 92214X106 |  | 811 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| VANGUARD REAL ESTATE ETF | REAL ESTATE | 922908553 |  | 28863 | 350 | SH |  | SOLE |  | 250 | 100 | 0 |
| VANGUARD REAL ESTATE ETF | REAL ESTATE | 922908553 |  | 16081 | 195 | SH |  | DFND |  | 0 | 195 | 0 |
| VANGUARD MID-CAP ETF | EXCHANGE TRADED FUND - EQUITY | 922908629 |  | 1222860 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| VANGUARD GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 922908736 |  | 948338 | 4450 | SH |  | SOLE |  | 4450 | 0 | 0 |
| VANGUARD VALUE ETF | EXCHANGE TRADED FUND - EQUITY | 922908744 |  | 51235 | 365 | SH |  | SOLE |  | 365 | 0 | 0 |
| VANGUARD SMALL CAP ETF | EXCHANGE TRADED FUND - EQUITY | 922908751 |  | 13947 | 76 | SH |  | SOLE |  | 76 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | EXCHANGE TRADED FUND - EQUITY | 922908769 |  | 847733 | 4434 | SH |  | SOLE |  | 4434 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COMMUNICATION SERVICES | 92343V104 |  | 1528467 | 38805 | SH |  | SOLE |  | 37349 | 1456 | 0 |
| VERIZON COMMUNICATIONS INC | COMMUNICATION SERVICES | 92343V104 |  | 214633 | 5449 | SH |  | DFND |  | 3587 | 1862 | 0 |
| VERISK ANALYTICS INC | INDUSTRIALS | 92345Y106 |  | 18524 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | HEALTHCARE | 92532F100 |  | 167761 | 581 | SH |  | SOLE |  | 581 | 0 | 0 |
| VISA INC - CLASS A SHARES | INFORMATION TECHNOLOGY | 92826C839 |  | 1126864 | 5424 | SH |  | SOLE |  | 5324 | 100 | 0 |
| VMWARE INC | INFORMATION TECHNOLOGY | 928563402 |  | 9698 | 79 | SH |  | SOLE |  | 79 | 0 | 0 |
| VONTIER CORPORATION | INDUSTRIALS | 928881101 |  | 772 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| WALMART INC | CONSUMER STAPLES | 931142103 |  | 1078701 | 7608 | SH |  | SOLE |  | 7328 | 280 | 0 |
| WALMART INC | CONSUMER STAPLES | 931142103 |  | 17723 | 125 | SH |  | DFND |  | 125 | 0 | 0 |
| WASTE MANAGEMENT INC NEW | INDUSTRIALS | 94106L109 |  | 1538493 | 9807 | SH |  | SOLE |  | 8852 | 955 | 0 |
| WASTE MANAGEMENT INC NEW | INDUSTRIALS | 94106L109 |  | 205512 | 1310 | SH |  | DFND |  | 880 | 430 | 0 |
| WATSCO INC. COMMON STOCK | INDUSTRIALS | 942622200 |  | 1995 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| WAYFAIR INC                 CL A | CONSUMER DISCRETIONARY | 94419L101 |  | 3288 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| WELLS FARGO  CO NEW | FINANCIALS | 949746101 |  | 44549 | 1079 | SH |  | SOLE |  | 859 | 220 | 0 |
| WELLS FARGO  CO NEW | FINANCIALS | 949746101 |  | 28902 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| WHERE FOOD COMES FROM INC. | INDUSTRIALS | 96327X200 |  | 9779 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| WHIRLPOOL CORP | CONSUMER DISCRETIONARY | 963320106 |  | 2829 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| THE WILLIAMS CO. INC. | ENERGY | 969457100 |  | 133526 | 4060 | SH |  | SOLE |  | 4060 | 0 | 0 |
| THE WILLIAMS CO. INC. | ENERGY | 969457100 |  | 101959 | 3100 | SH |  | DFND |  | 3100 | 0 | 0 |
| WISDOMTREE INC | FINANCIALS | 97717P104 |  | 3270 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| XCEL ENERGY INC | UTILITIES | 98389B100 |  | 45771 | 653 | SH |  | SOLE |  | 653 | 0 | 0 |
| YUM BRANDS INC. | CONSUMER DISCRETIONARY | 988498101 |  | 23054 | 180 | SH |  | SOLE |  | 180 | 0 | 0 |
| YUM BRANDS INC. | CONSUMER DISCRETIONARY | 988498101 |  | 76848 | 600 | SH |  | DFND |  | 0 | 600 | 0 |
| ZEBRA TECHNOLOGIES CORP     CLASS A | INFORMATION TECHNOLOGY | 989207105 |  | 20512 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| ZIMMER HOLDINGS INC. | HEALTHCARE | 98956P102 |  | 66427 | 521 | SH |  | SOLE |  | 21 | 500 | 0 |
| ZOETIS INC | HEALTHCARE | 98978V103 |  | 13774 | 94 | SH |  | SOLE |  | 94 | 0 | 0 |
| ZUORA INC | INFORMATION TECHNOLOGY | 98983V106 |  | 3141 | 494 | SH |  | SOLE |  | 494 | 0 | 0 |

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