# EDGAR Filing Document

**Accession Number:** 0002065247
**File Stem:** 0001754960-26-000102
**Filing Date:** 2026-1
**Character Count:** 18233
**Document Hash:** 2deeba07e932164c9c3a9469f9fc814e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001754960-26-000102.hdr.sgml**: 20260121

**ACCESSION NUMBER**: 0001754960-26-000102

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260121

**DATE AS OF CHANGE**: 20260121

**EFFECTIVENESS DATE**: 20260121

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Balance Wealth, LLC
- **CENTRAL INDEX KEY:** 0002065247

**ORGANIZATION NAME:**
- **EIN:** 824323227
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25501
- **FILM NUMBER:** 26546873

**BUSINESS ADDRESS:**
- **STREET 1:** 2922 BERLIN STATION ROAD
- **CITY:** DELAWARE
- **STATE:** OH
- **ZIP:** 43015
- **BUSINESS PHONE:** 8005517787

**MAIL ADDRESS:**
- **STREET 1:** 2922 BERLIN STATION ROAD
- **CITY:** DELAWARE
- **STATE:** OH
- **ZIP:** 43015

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Balance Wealth LLC<br>**Address:** 2922 BERLIN STATION ROAD<br>DELAWARE, OH 43015

**Form 13F File Number:** 028-25501

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aryn Sands<br>**Title:** Agent<br>**Phone:** 844-844-3453

**Signature, Place, and Date of Signing:**

Aryn Sands  Reno, NV  01-21-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 143

**Form 13F Information Table Value Total:** $311580556

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADVANCED DRAIN SYS INC DEL | COM | 00790R104 |  | 457808 | 3161 | SH |  | SOLE |  | 0 | 0 | 3161 |
| EA SERIES TRUST | STRIVE TOTAL RET | 02072L458 |  | 317643 | 15803 | SH |  | SOLE |  | 0 | 0 | 15803 |
| EA SERIES TRUST | STRIVE INTL DEV | 02072L524 |  | 201667 | 6468 | SH |  | SOLE |  | 0 | 0 | 6468 |
| EA SERIES TRUST | STRIVE 1000 GRWT | 02072L615 |  | 203735 | 4004 | SH |  | SOLE |  | 0 | 0 | 4004 |
| EA SERIES TRUST | STRIVE 500 ETF | 02072L680 |  | 923898 | 20957 | SH |  | SOLE |  | 0 | 0 | 20957 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1740596 | 5546 | SH |  | SOLE |  | 0 | 0 | 5546 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 620030 | 1981 | SH |  | SOLE |  | 0 | 0 | 1981 |
| AMAZON COM INC | COM | 023135106 |  | 1540041 | 6672 | SH |  | SOLE |  | 0 | 0 | 6672 |
| AMERICAN CENTY ETF TR | AVANTIS EMERGING | 02507A101 |  | 310856 | 4875 | SH |  | SOLE |  | 0 | 0 | 4875 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 |  | 434653 | 10368 | SH |  | SOLE |  | 0 | 0 | 10368 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 2278518 | 27679 | SH |  | SOLE |  | 0 | 0 | 27679 |
| APPLE INC | COM | 037833100 |  | 2418134 | 8895 | SH |  | SOLE |  | 0 | 0 | 8895 |
| ASPEN AEROGELS INC | COM | 04523Y105 |  | 29141 | 10297 | SH |  | SOLE |  | 0 | 0 | 10297 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 737896 | 1468 | SH |  | SOLE |  | 0 | 0 | 1468 |
| BITWISE BITCOIN ETF TR | SHS BEN INT | 09174C104 |  | 2725578 | 57308 | SH |  | SOLE |  | 0 | 0 | 57308 |
| BLACKSTONE INC | COM | 09260D107 |  | 231862 | 1504 | SH |  | SOLE |  | 0 | 0 | 1504 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 2930811 | 48196 | SH |  | SOLE |  | 0 | 0 | 48196 |
| BONDBLOXX ETF TRUST | IR M TAX AWARE | 09789C663 |  | 490352 | 9691 | SH |  | SOLE |  | 0 | 0 | 9691 |
| BONDBLOXX ETF TRUST | BONDBLOXX PRIVAT | 09789C671 |  | 2868839 | 57239 | SH |  | SOLE |  | 0 | 0 | 57239 |
| BONDBLOXX ETF TRUST | IR M TAXAWARE | 09789C721 |  | 2570351 | 50677 | SH |  | SOLE |  | 0 | 0 | 50677 |
| BROADCOM INC | COM | 11135F101 |  | 289042 | 835 | SH |  | SOLE |  | 0 | 0 | 835 |
| CARETRUST REIT INC | COM | 14174T107 |  | 579500 | 16026 | SH |  | SOLE |  | 0 | 0 | 16026 |
| CISCO SYS INC | COM | 17275R102 |  | 423505 | 5498 | SH |  | SOLE |  | 0 | 0 | 5498 |
| COLUMBIA ETF TR I | RESH ENHNC COR | 19761L706 |  | 1540330 | 37716 | SH |  | SOLE |  | 0 | 0 | 37716 |
| DBX ETF TR | XTRACKRS S 500 | 233051143 |  | 1098852 | 17596 | SH |  | SOLE |  | 0 | 0 | 17596 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 1690328 | 36118 | SH |  | SOLE |  | 0 | 0 | 36118 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 305647 | 8020 | SH |  | SOLE |  | 0 | 0 | 8020 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 4351637 | 109918 | SH |  | SOLE |  | 0 | 0 | 109918 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 934744 | 27125 | SH |  | SOLE |  | 0 | 0 | 27125 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 1761696 | 46324 | SH |  | SOLE |  | 0 | 0 | 46324 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 2504681 | 58851 | SH |  | SOLE |  | 0 | 0 | 58851 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 247813 | 2114 | SH |  | SOLE |  | 0 | 0 | 2114 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 232745 | 2730 | SH |  | SOLE |  | 0 | 0 | 2730 |
| ENSIGN GROUP INC | COM | 29358P101 |  | 1413285 | 8113 | SH |  | SOLE |  | 0 | 0 | 8113 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 277819 | 2309 | SH |  | SOLE |  | 0 | 0 | 2309 |
| META PLATFORMS INC | CL A | 30303M102 |  | 513617 | 778 | SH |  | SOLE |  | 0 | 0 | 778 |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 |  | 1056502 | 27965 | SH |  | SOLE |  | 0 | 0 | 27965 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 627124 | 2791 | SH |  | SOLE |  | 0 | 0 | 2791 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 464373 | 5020 | SH |  | SOLE |  | 0 | 0 | 5020 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 544977 | 2025 | SH |  | SOLE |  | 0 | 0 | 2025 |
| FIRST TR EXCHANGE TRADED FD | CLOUD COMPUTING | 33734X192 |  | 523756 | 4026 | SH |  | SOLE |  | 0 | 0 | 4026 |
| FIRST TR EXCHANGE TRADED FD | NASDAQ CYB ETF | 33734X846 |  | 573473 | 8026 | SH |  | SOLE |  | 0 | 0 | 8026 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 538088 | 7746 | SH |  | SOLE |  | 0 | 0 | 7746 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 298295 | 5873 | SH |  | SOLE |  | 0 | 0 | 5873 |
| GE AEROSPACE | COM NEW | 369604301 |  | 203779 | 661 | SH |  | SOLE |  | 0 | 0 | 661 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 2533403 | 49811 | SH |  | SOLE |  | 0 | 0 | 49811 |
| GLOBAL X FDS | U S ELECTRIFICAT | 37960A370 |  | 1974618 | 67950 | SH |  | SOLE |  | 0 | 0 | 67950 |
| INNOVATOR ETFS TRUST | EQUITY DEFI 2026 | 45783Y418 |  | 534581 | 19195 | SH |  | SOLE |  | 0 | 0 | 19195 |
| INNOVATOR ETFS TRUST | QUITY MANAGD FLR | 45783Y673 |  | 2188739 | 59380 | SH |  | SOLE |  | 0 | 0 | 59380 |
| INNOVATOR ETFS TRUST | LADDERED ALC BFR | 45783Y756 |  | 1311846 | 35809 | SH |  | SOLE |  | 0 | 0 | 35809 |
| INNOVATOR ETFS TRUST | DEFINED WLT SHLD | 45783Y855 |  | 770777 | 23001 | SH |  | SOLE |  | 0 | 0 | 23001 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 236008 | 797 | SH |  | SOLE |  | 0 | 0 | 797 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 28165611 | 45849 | SH |  | SOLE |  | 0 | 0 | 45849 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 2128503 | 3758 | SH |  | SOLE |  | 0 | 0 | 3758 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 2338756 | 39453 | SH |  | SOLE |  | 0 | 0 | 39453 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 311963 | 4368 | SH |  | SOLE |  | 0 | 0 | 4368 |
| ISHARES INC | MSCI EURZONE ETF | 464286608 |  | 213140 | 3325 | SH |  | SOLE |  | 0 | 0 | 3325 |
| ISHARES TR | S 100 ETF | 464287101 |  | 469899 | 1370 | SH |  | SOLE |  | 0 | 0 | 1370 |
| ISHARES TR | CORE S ETF | 464287200 |  | 773588 | 1129 | SH |  | SOLE |  | 0 | 0 | 1129 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 1661506 | 15824 | SH |  | SOLE |  | 0 | 0 | 15824 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1044300 | 8472 | SH |  | SOLE |  | 0 | 0 | 8472 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 263274 | 3989 | SH |  | SOLE |  | 0 | 0 | 3989 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 249368 | 2418 | SH |  | SOLE |  | 0 | 0 | 2418 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1557889 | 4172 | SH |  | SOLE |  | 0 | 0 | 4172 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 16429233 | 124851 | SH |  | SOLE |  | 0 | 0 | 124851 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 1693431 | 8481 | SH |  | SOLE |  | 0 | 0 | 8481 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 924934 | 7696 | SH |  | SOLE |  | 0 | 0 | 7696 |
| ISHARES TR | EUROPE ETF | 464287861 |  | 755347 | 11011 | SH |  | SOLE |  | 0 | 0 | 11011 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1109648 | 10360 | SH |  | SOLE |  | 0 | 0 | 10360 |
| ISHARES TR | MBS ETF | 464288588 |  | 758237 | 7963 | SH |  | SOLE |  | 0 | 0 | 7963 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 6426951 | 119283 | SH |  | SOLE |  | 0 | 0 | 119283 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 505978 | 8141 | SH |  | SOLE |  | 0 | 0 | 8141 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 539065 | 7549 | SH |  | SOLE |  | 0 | 0 | 7549 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1165576 | 10232 | SH |  | SOLE |  | 0 | 0 | 10232 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 471116 | 5004 | SH |  | SOLE |  | 0 | 0 | 5004 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1823188 | 17806 | SH |  | SOLE |  | 0 | 0 | 17806 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1664558 | 8381 | SH |  | SOLE |  | 0 | 0 | 8381 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 1635134 | 22498 | SH |  | SOLE |  | 0 | 0 | 22498 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 2525818 | 54272 | SH |  | SOLE |  | 0 | 0 | 54272 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 316202 | 4555 | SH |  | SOLE |  | 0 | 0 | 4555 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 2855212 | 75038 | SH |  | SOLE |  | 0 | 0 | 75038 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 3945116 | 26481 | SH |  | SOLE |  | 0 | 0 | 26481 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 4119962 | 82383 | SH |  | SOLE |  | 0 | 0 | 82383 |
| ISHARES TR | ESG MSCI LEADR | 46435U218 |  | 404495 | 3336 | SH |  | SOLE |  | 0 | 0 | 3336 |
| ISHARES TR | ESG ADVANCED UNI | 46436E619 |  | 216108 | 4922 | SH |  | SOLE |  | 0 | 0 | 4922 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 286387 | 5768 | SH |  | SOLE |  | 0 | 0 | 5768 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2353730 | 7305 | SH |  | SOLE |  | 0 | 0 | 7305 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 1958075 | 38774 | SH |  | SOLE |  | 0 | 0 | 38774 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 1569807 | 33153 | SH |  | SOLE |  | 0 | 0 | 33153 |
| J P MORGAN EXCHANGE TRADED F | EQUITY FOCUS ETF | 46654Q781 |  | 27160307 | 363655 | SH |  | SOLE |  | 0 | 0 | 363655 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 883750 | 17472 | SH |  | SOLE |  | 0 | 0 | 17472 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 402762 | 1947 | SH |  | SOLE |  | 0 | 0 | 1947 |
| KROGER CO | COM | 501044101 |  | 217633 | 3483 | SH |  | SOLE |  | 0 | 0 | 3483 |
| ELI LILLY  CO | COM | 532457108 |  | 202837 | 189 | SH |  | SOLE |  | 0 | 0 | 189 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 251687 | 441 | SH |  | SOLE |  | 0 | 0 | 441 |
| MCDONALDS CORP | COM | 580135101 |  | 417244 | 1365 | SH |  | SOLE |  | 0 | 0 | 1365 |
| MERCK  CO INC | COM | 58933Y105 |  | 252477 | 2399 | SH |  | SOLE |  | 0 | 0 | 2399 |
| MICROSOFT CORP | COM | 594918104 |  | 3947810 | 8163 | SH |  | SOLE |  | 0 | 0 | 8163 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1180882 | 6332 | SH |  | SOLE |  | 0 | 0 | 6332 |
| PENNANT GROUP INC | COM | 70805E109 |  | 454313 | 16139 | SH |  | SOLE |  | 0 | 0 | 16139 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 396123 | 7558 | SH |  | SOLE |  | 0 | 0 | 7558 |
| POLARIS INC | COM | 731068102 |  | 284625 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2045205 | 2999 | SH |  | SOLE |  | 0 | 0 | 2999 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 2279253 | 25055 | SH |  | SOLE |  | 0 | 0 | 25055 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 1417265 | 55039 | SH |  | SOLE |  | 0 | 0 | 55039 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 420637 | 15891 | SH |  | SOLE |  | 0 | 0 | 15891 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 352110 | 4268 | SH |  | SOLE |  | 0 | 0 | 4268 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 1741944 | 30080 | SH |  | SOLE |  | 0 | 0 | 30080 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 2138383 | 23401 | SH |  | SOLE |  | 0 | 0 | 23401 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R812 |  | 365789 | 2100 | SH |  | SOLE |  | 0 | 0 | 2100 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 14173396 | 526696 | SH |  | SOLE |  | 0 | 0 | 526696 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 396985 | 13202 | SH |  | SOLE |  | 0 | 0 | 13202 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 16671209 | 107695 | SH |  | SOLE |  | 0 | 0 | 107695 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 278726 | 1936 | SH |  | SOLE |  | 0 | 0 | 1936 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 220195 | 5158 | SH |  | SOLE |  | 0 | 0 | 5158 |
| SIMPLIFY EXCHANGE TRADED FUN | AGGREGATE BOND E | 82889N723 |  | 680107 | 32855 | SH |  | SOLE |  | 0 | 0 | 32855 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 218497 | 719 | SH |  | SOLE |  | 0 | 0 | 719 |
| TESLA INC | COM | 88160R101 |  | 1235552 | 2747 | SH |  | SOLE |  | 0 | 0 | 2747 |
| TREACE MED CONCEPTS INC | COM | 89455T109 |  | 37247 | 15203 | SH |  | SOLE |  | 0 | 0 | 15203 |
| TRUST FOR PROFESSIONAL MANAG | CROSSINGBRDG PRE | 89834G778 |  | 1593786 | 83861 | SH |  | SOLE |  | 0 | 0 | 83861 |
| 2023 ETF SERIES TRUST | BRANDES INTERNAT | 900934209 |  | 7372113 | 183660 | SH |  | SOLE |  | 0 | 0 | 183660 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 378584 | 1147 | SH |  | SOLE |  | 0 | 0 | 1147 |
| VANECK ETF TRUST | LONG MUNI ETF | 92189F536 |  | 1092046 | 62292 | SH |  | SOLE |  | 0 | 0 | 62292 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 1225143 | 11830 | SH |  | SOLE |  | 0 | 0 | 11830 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 209890 | 955 | SH |  | SOLE |  | 0 | 0 | 955 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 3757866 | 48252 | SH |  | SOLE |  | 0 | 0 | 48252 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 434617 | 6957 | SH |  | SOLE |  | 0 | 0 | 6957 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 283030 | 1972 | SH |  | SOLE |  | 0 | 0 | 1972 |
| VANGUARD MALVERN FDS | CORE-PLUS BD ETF | 922020755 |  | 14761893 | 188976 | SH |  | SOLE |  | 0 | 0 | 188976 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 707291 | 938 | SH |  | SOLE |  | 0 | 0 | 938 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 262068 | 3563 | SH |  | SOLE |  | 0 | 0 | 3563 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 6494097 | 81451 | SH |  | SOLE |  | 0 | 0 | 81451 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 4160262 | 69419 | SH |  | SOLE |  | 0 | 0 | 69419 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 1214459 | 14501 | SH |  | SOLE |  | 0 | 0 | 14501 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 582971 | 11592 | SH |  | SOLE |  | 0 | 0 | 11592 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 16496173 | 26305 | SH |  | SOLE |  | 0 | 0 | 26305 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 10110856 | 47740 | SH |  | SOLE |  | 0 | 0 | 47740 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 338463 | 2089 | SH |  | SOLE |  | 0 | 0 | 2089 |
| VISTRA CORP | COM | 92840M102 |  | 512129 | 3174 | SH |  | SOLE |  | 0 | 0 | 3174 |
| WALMART INC | COM | 931142103 |  | 350478 | 3146 | SH |  | SOLE |  | 0 | 0 | 3146 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 5599037 | 60076 | SH |  | SOLE |  | 0 | 0 | 60076 |
| WISDOMTREE TR | TRUE EMERGING MK | 97717Y535 |  | 375976 | 11588 | SH |  | SOLE |  | 0 | 0 | 11588 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 333284 | 3904 | SH |  | SOLE |  | 0 | 0 | 3904 |

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