# EDGAR Filing Document

**Accession Number:** 0002069337
**File Stem:** 0001951757-25-000854
**Filing Date:** 2025-7
**Character Count:** 8618
**Document Hash:** 952cd9a1c5bed6dc3a8feffff1e6fece
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-000854.hdr.sgml**: 20250715

**ACCESSION NUMBER**: 0001951757-25-000854

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250715

**DATE AS OF CHANGE**: 20250715

**EFFECTIVENESS DATE**: 20250715

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SIGNAL TREE FINANCIAL PARTNERS LLC
- **CENTRAL INDEX KEY:** 0002069337

**ORGANIZATION NAME:**
- **EIN:** 861311461
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25657
- **FILM NUMBER:** 251125701

**BUSINESS ADDRESS:**
- **STREET 1:** 840 ROTHROCK ROAD
- **STREET 2:** SUITE 201
- **CITY:** COPLEY
- **STATE:** OH
- **ZIP:** 44321
- **BUSINESS PHONE:** (330) 590-5937

**MAIL ADDRESS:**
- **STREET 1:** 840 ROTHROCK ROAD
- **STREET 2:** SUITE 201
- **CITY:** COPLEY
- **STATE:** OH
- **ZIP:** 44321

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SIGNAL TREE FINANCIAL PARTNERS LLC<br>**Address:** 840 ROTHROCK ROAD<br>SUITE 201<br>COPLEY, OH 44321

**Form 13F File Number:** 028-25657

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jeffrey Rovnak<br>**Title:** Chief Compliance Officer<br>**Phone:** (330) 590-5937

**Signature, Place, and Date of Signing:**

Jeffrey Rovnak  Copley, OH  07-15-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 48

**Form 13F Information Table Value Total:** $116173691

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 |  | 1097169 | 5001 | SH |  | SOLE |  | 0 | 0 | 5001 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3448923 | 11348 | SH |  | SOLE |  | 0 | 0 | 11348 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 5395240 | 27997 | SH |  | SOLE |  | 0 | 0 | 27997 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 273003 | 1714 | SH |  | SOLE |  | 0 | 0 | 1714 |
| NETFLIX INC | COM | 64110L106 |  | 202209 | 151 | SH |  | SOLE |  | 0 | 0 | 151 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 3499867 | 32912 | SH |  | SOLE |  | 0 | 0 | 32912 |
| HOME DEPOT INC | COM | 437076102 |  | 212651 | 580 | SH |  | SOLE |  | 0 | 0 | 580 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 285887 | 927 | SH |  | SOLE |  | 0 | 0 | 927 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 423529 | 17329 | SH |  | SOLE |  | 0 | 0 | 17329 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 338096 | 696 | SH |  | SOLE |  | 0 | 0 | 696 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 227529 | 2862 | SH |  | SOLE |  | 0 | 0 | 2862 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 3294808 | 39735 | SH |  | SOLE |  | 0 | 0 | 39735 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 201431 | 1143 | SH |  | SOLE |  | 0 | 0 | 1143 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 3243476 | 76156 | SH |  | SOLE |  | 0 | 0 | 76156 |
| MICROSOFT CORP | COM | 594918104 |  | 684934 | 1377 | SH |  | SOLE |  | 0 | 0 | 1377 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 562828 | 2375 | SH |  | SOLE |  | 0 | 0 | 2375 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 210098 | 7593 | SH |  | SOLE |  | 0 | 0 | 7593 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 22099504 | 38906 | SH |  | SOLE |  | 0 | 0 | 38906 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1242291 | 2193 | SH |  | SOLE |  | 0 | 0 | 2193 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 5843609 | 32154 | SH |  | SOLE |  | 0 | 0 | 32154 |
| ELI LILLY  CO | COM | 532457108 |  | 202908 | 260 | SH |  | SOLE |  | 0 | 0 | 260 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 1250109 | 11448 | SH |  | SOLE |  | 0 | 0 | 11448 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1385803 | 6422 | SH |  | SOLE |  | 0 | 0 | 6422 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 3129778 | 118105 | SH |  | SOLE |  | 0 | 0 | 118105 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 1821949 | 36538 | SH |  | SOLE |  | 0 | 0 | 36538 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2035161 | 11515 | SH |  | SOLE |  | 0 | 0 | 11515 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 2410643 | 31182 | SH |  | SOLE |  | 0 | 0 | 31182 |
| ABBVIE INC | COM | 00287Y109 |  | 407347 | 2195 | SH |  | SOLE |  | 0 | 0 | 2195 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 8014086 | 151667 | SH |  | SOLE |  | 0 | 0 | 151667 |
| SPDR INDEX SHS FDS | PORTFLI MSCI GBL | 78463X475 |  | 277794 | 4026 | SH |  | SOLE |  | 0 | 0 | 4026 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 202696 | 2109 | SH |  | SOLE |  | 0 | 0 | 2109 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 1225989 | 15803 | SH |  | SOLE |  | 0 | 0 | 15803 |
| VANGUARD MUN BD FDS | INTERMEDIATE TRM | 922907738 |  | 813908 | 8258 | SH |  | SOLE |  | 0 | 0 | 8258 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 4110768 | 143482 | SH |  | SOLE |  | 0 | 0 | 143482 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 2409509 | 98187 | SH |  | SOLE |  | 0 | 0 | 98187 |
| INVESCO EXCHANGE TRADED FD T | S 100 EQL WIGH | 46137V449 |  | 298019 | 2710 | SH |  | SOLE |  | 0 | 0 | 2710 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 311073 | 1073 | SH |  | SOLE |  | 0 | 0 | 1073 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 2275116 | 21776 | SH |  | SOLE |  | 0 | 0 | 21776 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 18100274 | 317493 | SH |  | SOLE |  | 0 | 0 | 317493 |
| INVESCO EXCHANGE TRADED FD T | S PUR GWT | 46137V266 |  | 219925 | 4805 | SH |  | SOLE |  | 0 | 0 | 4805 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4223808 | 85398 | SH |  | SOLE |  | 0 | 0 | 85398 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 234155 | 1320 | SH |  | SOLE |  | 0 | 0 | 1320 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 774439 | 10654 | SH |  | SOLE |  | 0 | 0 | 10654 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 5135647 | 65256 | SH |  | SOLE |  | 0 | 0 | 65256 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 242981 | 2254 | SH |  | SOLE |  | 0 | 0 | 2254 |
| APPLE INC | COM | 037833100 |  | 1265980 | 6170 | SH |  | SOLE |  | 0 | 0 | 6170 |
| ABBOTT LABS | COM | 002824100 |  | 354118 | 2604 | SH |  | SOLE |  | 0 | 0 | 2604 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 252626 | 1966 | SH |  | SOLE |  | 0 | 0 | 1966 |

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