# EDGAR Filing Document

**Accession Number:** 0001990690
**File Stem:** 0001990690-25-000007
**Filing Date:** 2025-10
**Character Count:** 9800
**Document Hash:** 596b183ffa59eaf0422ed872ee5d4026
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001990690-25-000007.hdr.sgml**: 20251014

**ACCESSION NUMBER**: 0001990690-25-000007

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251014

**DATE AS OF CHANGE**: 20251014

**EFFECTIVENESS DATE**: 20251014

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Meritas Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0001990690

**ORGANIZATION NAME:**
- **EIN:** 320269007
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23380
- **FILM NUMBER:** 251390791

**BUSINESS ADDRESS:**
- **STREET 1:** 3950 CIVIC CENTER DRIVE
- **STREET 2:** SUITE 210
- **CITY:** SAN RAFAEL
- **STATE:** CA
- **ZIP:** 94903
- **BUSINESS PHONE:** 415-300-4560

**MAIL ADDRESS:**
- **STREET 1:** 3950 CIVIC CENTER DRIVE
- **STREET 2:** SUITE 210
- **CITY:** SAN RAFAEL
- **STATE:** CA
- **ZIP:** 94903

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Meritas Wealth Management LLC<br>**Address:** 3950 CIVIC CENTER DRIVE<br>SUITE 210<br>SAN RAFAEL, CA 94903

**Form 13F File Number:** 028-23380

**CRD Number (if applicable):** 000148565

**SEC File Number (if applicable):** 801-69687

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kenneth "Kacy" Gott<br>**Title:** Chief Compliance Offier<br>**Phone:** 415 300-4560

**Signature, Place, and Date of Signing:**

Kenneth C. Gott  Healdsburg, CA  10-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 59

**Form 13F Information Table Value Total:** $201905921

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 382396 | 1573 | SH |  | SOLE |  | 0 | 0 | 1573 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 355096 | 1458 | SH |  | SOLE |  | 0 | 0 | 1458 |
| AMAZON COM INC | COM | 023135106 |  | 862691 | 3929 | SH |  | SOLE |  | 0 | 0 | 3929 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 19176462 | 192670 | SH |  | SOLE |  | 0 | 0 | 192670 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 208597 | 2343 | SH |  | SOLE |  | 0 | 0 | 2343 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 13292714 | 183957 | SH |  | SOLE |  | 0 | 0 | 183957 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 |  | 220724 | 2646 | SH |  | SOLE |  | 0 | 0 | 2646 |
| APPLE INC | COM | 037833100 |  | 10340732 | 40611 | SH |  | SOLE |  | 0 | 0 | 40611 |
| AUTODESK INC | COM | 052769106 |  | 671872 | 2115 | SH |  | SOLE |  | 0 | 0 | 2115 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 967775 | 1925 | SH |  | SOLE |  | 0 | 0 | 1925 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754200 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| CATERPILLAR INC | COM | 149123101 |  | 301559 | 632 | SH |  | SOLE |  | 0 | 0 | 632 |
| CHEVRON CORP NEW | COM | 166764100 |  | 209486 | 1349 | SH |  | SOLE |  | 0 | 0 | 1349 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 430418 | 465 | SH |  | SOLE |  | 0 | 0 | 465 |
| CSX CORP | COM | 126408103 |  | 297822 | 8387 | SH |  | SOLE |  | 0 | 0 | 8387 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 406389 | 9924 | SH |  | SOLE |  | 0 | 0 | 9924 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 |  | 656125 | 15968 | SH |  | SOLE |  | 0 | 0 | 15968 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 917366 | 21599 | SH |  | SOLE |  | 0 | 0 | 21599 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 1701768 | 62313 | SH |  | SOLE |  | 0 | 0 | 62313 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 2841788 | 62102 | SH |  | SOLE |  | 0 | 0 | 62102 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 1457381 | 40093 | SH |  | SOLE |  | 0 | 0 | 40093 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 202197 | 4788 | SH |  | SOLE |  | 0 | 0 | 4788 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 1646319 | 51706 | SH |  | SOLE |  | 0 | 0 | 51706 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 5725054 | 188355 | SH |  | SOLE |  | 0 | 0 | 188355 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 9987674 | 279845 | SH |  | SOLE |  | 0 | 0 | 279845 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 1581377 | 49310 | SH |  | SOLE |  | 0 | 0 | 49310 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 25881801 | 579141 | SH |  | SOLE |  | 0 | 0 | 579141 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 1697670 | 53843 | SH |  | SOLE |  | 0 | 0 | 53843 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 20602135 | 284403 | SH |  | SOLE |  | 0 | 0 | 284403 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 329566 | 4814 | SH |  | SOLE |  | 0 | 0 | 4814 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 24556707 | 421864 | SH |  | SOLE |  | 0 | 0 | 421864 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 15288730 | 331499 | SH |  | SOLE |  | 0 | 0 | 331499 |
| DISNEY WALT CO | COM | 254687106 |  | 555325 | 4850 | SH |  | SOLE |  | 0 | 0 | 4850 |
| FAIR ISAAC CORP | COM | 303250104 |  | 1182259 | 790 | SH |  | SOLE |  | 0 | 0 | 790 |
| FORTINET INC | COM | 34959E109 |  | 223064 | 2653 | SH |  | SOLE |  | 0 | 0 | 2653 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 255355 | 905 | SH |  | SOLE |  | 0 | 0 | 905 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 210130 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| ISHARES TR | CORE S ETF | 464287200 |  | 968538 | 1447 | SH |  | SOLE |  | 0 | 0 | 1447 |
| JOBY AVIATION INC | COMMON STOCK | G65163100 |  | 166468 | 10314 | SH |  | SOLE |  | 0 | 0 | 10314 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 234371 | 1264 | SH |  | SOLE |  | 0 | 0 | 1264 |
| MANAGER DIRECTED PORTFOLIOS | VERT GLB SUST RE | 56170L695 |  | 2131576 | 200148 | SH |  | SOLE |  | 0 | 0 | 200148 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 565292 | 2805 | SH |  | SOLE |  | 0 | 0 | 2805 |
| MICROSOFT CORP | COM | 594918104 |  | 3201449 | 6181 | SH |  | SOLE |  | 0 | 0 | 6181 |
| NETFLIX INC | COM | 64110L106 |  | 480767 | 401 | SH |  | SOLE |  | 0 | 0 | 401 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 235651 | 1263 | SH |  | SOLE |  | 0 | 0 | 1263 |
| ORACLE CORP | COM | 68389X105 |  | 2166673 | 7704 | SH |  | SOLE |  | 0 | 0 | 7704 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 888385 | 4870 | SH |  | SOLE |  | 0 | 0 | 4870 |
| SALESFORCE INC | COM | 79466L302 |  | 327534 | 1382 | SH |  | SOLE |  | 0 | 0 | 1382 |
| SENTINELONE INC | CL A | 81730H109 |  | 7854060 | 446000 | SH |  | SOLE |  | 0 | 0 | 446000 |
| TESLA INC | COM | 88160R101 |  | 587030 | 1320 | SH |  | SOLE |  | 0 | 0 | 1320 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 231364 | 2932 | SH |  | SOLE |  | 0 | 0 | 2932 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 6055875 | 81429 | SH |  | SOLE |  | 0 | 0 | 81429 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 1374741 | 27795 | SH |  | SOLE |  | 0 | 0 | 27795 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1098326 | 5262 | SH |  | SOLE |  | 0 | 0 | 5262 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 285663 | 466 | SH |  | SOLE |  | 0 | 0 | 466 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 205271 | 626 | SH |  | SOLE |  | 0 | 0 | 626 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 5540422 | 109430 | SH |  | SOLE |  | 0 | 0 | 109430 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 257645 | 4378 | SH |  | SOLE |  | 0 | 0 | 4378 |
| WALMART INC | COM | 931142103 |  | 670096 | 6502 | SH |  | SOLE |  | 0 | 0 | 6502 |

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