# EDGAR Filing Document

**Accession Number:** 0001114446
**File Stem:** 0001114446-25-003777
**Filing Date:** 2025-8
**Character Count:** 16086
**Document Hash:** 6366059c13a197cdf9a2284d711a850d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001114446-25-003777.hdr.sgml**: 20250805

**ACCESSION NUMBER**: 0001114446-25-003777

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 3

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250805

**DATE AS OF CHANGE**: 20250805

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UBS Group AG
- **CENTRAL INDEX KEY:** 0001610520
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** V8
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-36764
- **FILM NUMBER:** 251182658

**BUSINESS ADDRESS:**
- **STREET 1:** BAHNHOFSTRASSE 45
- **CITY:** ZURICH
- **STATE:** V8
- **ZIP:** CH-8001
- **BUSINESS PHONE:** 41-44-234-1111

**MAIL ADDRESS:**
- **STREET 1:** BAHNHOFSTRASSE 45
- **CITY:** ZURICH
- **STATE:** V8
- **ZIP:** CH-8001
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UBS AG
- **CENTRAL INDEX KEY:** 0001114446
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** V8
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-15060
- **FILM NUMBER:** 251182659

**BUSINESS ADDRESS:**
- **STREET 1:** BAHNHOFSTRASSE 45
- **CITY:** ZURICH
- **STATE:** V8
- **ZIP:** CH 8001
- **BUSINESS PHONE:** 203-719-5241

**MAIL ADDRESS:**
- **STREET 1:** 600 WASHINGTON BLVD.
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06901

#### UNITED STATES

#### SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

_________________

#### FORM 6-K

#### REPORT OF FOREIGN PRIVATE ISSUER

#### PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

#### THE SECURITIES EXCHANGE ACT OF 1934

#### Date: August 5, 2025

#### UBS Group AG
(Registrant's Name)

Bahnhofstrasse 45, 8001 Zurich, Switzerland

(Address of principal executive office)

#### Commission File Number: 1-36764

#### UBS AG
(Registrant's Name)

Bahnhofstrasse 45, 8001 Zurich, Switzerland

Aeschenvorstadt 1, 4051 Basel, Switzerland

(Address of principal executive offices)

#### Commission File Number: 1-15060
Indicate by check mark whether the registrants file or will file annual reports under cover of Form 20-F or Form

40-

F. Form 20-F

☒

Form 40-F

☐

This Form 6-K consists of UBS supplementary information for significant regulated subsidiaries and sub-groups for

the second quarter of 2025, which appears immediately following this page.

![edgar00significantregp3i0](edgar00significantregp3i0.jpg)

UBS Group significant regulated subsidiary

and sub-group information

Second quarter

2025

#### Significant regulated subsidiary and sub-group information

Significant regulated subsidiary

and sub-group information

Unaudited

Financial and regulatory key figures for our significant regulated subsidiaries and sub-groups

UBS AG

(consolidated)

UBS AG

(standalone)

UBS Switzerland AG

(standalone)

UBS Europe SE

(consolidated)

UBS Americas

Holding LLC

(consolidated)

*All values in million, except where indicated* 

*USD* 

*USD* 

*CHF* 

*EUR* 

*USD* 

Financial and regulatory requirements

IFRS Accounting Standards

Swiss SRB rules

IFRS Accounting

Standards

Swiss SRB rules

IFRS Accounting

Standards

Swiss SRB rules

IFRS Accounting

Standards

EU regulatory rules

US GAAP

US Basel III rules

As of or for the quarter ended

30.6.25 31.3.25 30.6.25 31.3.25 30.6.25 31.3.25 30.6.25 31.3.25 1

30.6.25 31.3.25 #### Financial information

#### 2
Income statement

Total operating income

11,483

12,040

9,269

3,956

2,756

3,215

4,159

4,567

Total operating expenses

10,621

10,701

3,610

3,521

2,236

2,419

4,126

4,348

Operating profit / (loss) before tax

862

1,339

5,659

520

796

Net profit / (loss)

1,198

1,035

5,683

663

(2) 30

547

Balance sheet

Total assets

1,671,814

1,547,489

1,003,436

938,573

518,866

518,544

61,063

54,463

205,747

210,803

Total liabilities

1,576,960

1,450,367

914,230

848,944

495,612

491,592

56,975

49,858

178,268

183,825

Total equity

94,854

97,123

89,206

89,629

23,254

26,952

4,088

4,605

27,479

26,978

#### Capital

#### 5
Common equity tier 1 capital

69,829

70,756

73,178

70,980

21,470

21,596

2,995

3,424

16,152

16,236

Additional tier 1 capital

18,656

18,325

18,656

18,325

7,994

7,995

600

600

2,822

2,817

Total going concern capital / Tier 1 capital

88,485

89,081

91,834

89,305

29,463

29,590

3,595

4,024

18,974

19,053

Tier 2 capital

Total capital

3,595

4,024

19,164

19,258

Total gone concern loss-absorbing capacity

93,502

93,705

93,499

93,703

19,148

19,248

2,505

2,527

7,800

7,800

Total loss-absorbing capacity

181,987

182,786

185,333

183,009

48,611

48,838

6,100

6,551

26,774

26,853

#### Risk-weighted assets and leverage

#### ratio denominator

#### 5
Risk-weighted assets

498,327

481,539

516,479

514,897

168,701

174,610

14,590

14,387

77,244

79,345

Leverage ratio denominator

1,660,097

1,565,845

964,000

935,496

549,690

551,716

61,706

55,615

199,196

204,960

Supplementary leverage ratio denominator

231,603

234,346

#### Capital and leverage ratios (%)

#### 5
Common equity tier 1 capital ratio

14.0 14.7 14.2 8

13.8 12.7 12.4 20.5 23.8 20.9 20.5 Going concern capital ratio / Tier 1 capital ratio

17.8 18.5 17.8 17.3 17.5 16.9 24.6 28.0 24.6 24.0 Total capital ratio

24.6 28.0 24.8 24.3 Total loss-absorbing capacity ratio

36.5 38.0 28.8 28.0 41.8 45.5 34.7 33.8 Tier 1 leverage ratio

5.8 7.2 9.5 9.3 Supplementary tier 1 leverage ratio

8.2 8.1 Going concern leverage ratio

5.3 5.7 9.5 9.5 5.4 5.4 Total loss-absorbing capacity leverage ratio

11.0 11.7 8.8 8.9 9.9 11.8 13.4 13.1 Gone concern capital coverage ratio

118.2 125.1 #### Liquidity coverage ratio

#### 5
High-quality liquid assets (bn)

358.9 318.9 177.4 150.5 111.9 111.2 20.0 18.7 29.0 28.2 Net cash outflows (bn)

200.1 176.9 75.7 66.0 81.1 81.2 14.5 13.4 22.6 21.2 Liquidity coverage ratio (%)

179.4 180.3 235.5 9

229.2 138.1 10

137.1 138.9 140.4 127.9 132.9 #### Net stable funding ratio

#### 5
Total available stable funding (bn)

892.4 853.7 421.3 410.5 354.6 355.0 17.8 18.6 104.9 107.9 Total required stable funding (bn)

738.1 695.2 435.5 418.7 275.9 276.3 13.7 13.2 79.0 80.5 Net stable funding ratio (%)

120.9 122.8 96.7 11

98.1 128.6 11

128.5 130.0 140.5 132.8 134.0 #### Other
Joint and several liability between UBS AG and

UBS Switzerland AG (bn)

1 Comparative figures have been restated to align with the regulatory reports as submitted to the European Central Bank (the ECB). 2 The financial information disclosed does not represent a full set of financial

statements under the respective GAAP / IFRS Accounting Standards. 3 The total operating income includes credit loss expense or release. 4 UBS decided to consolidate the Wealth Management International

business and the Global Financial Intermediaries business booked in Switzerland in UBS AG to further optimize Group legal and operational structures and to address regulatory considerations. In the second quarter

of 2025, the beneficial ownership of the respective heritage UBS businesses booked in UBS Switzerland AG was transferred from UBS Switzerland AG to UBS AG, with effect from 1 January 2025. The transfer was

made in the form of a dividend in kind amounting to USD 126m (CHF 100m), reflecting the net asset value of the business in scope. UBS Switzerland AG will continue to manage the businesses under a contractual

relationship with UBS AG until the completion of the legal transfer, which is expected to take place in 2028, and will continue to recognize the underlying Wealth Management International and Global Financial

Intermediaries assets and liabilities until then. UBS AG's share of the net profits of USD 368m (CHF 292m) for the first half of 2025 is reflected in Fee and commission income for UBS AG and in Fee and commission

expense for UBS Switzerland AG, both within Operating income. 5 Refer to the UBS Group and significant regulated subsidiaries and sub-groups 30 June 2025 Pillar 3 Report, available under "Pillar 3 disclosures"

at ubs.com/investors, for more information. 6 Consists of positions that meet the conditions laid down in Art. 72a–b of the Capital Requirements Regulation II with regard to contractual, structural or legal

subordination. 7 Consists of eligible long-term debt that meets the conditions specified in 12 CFR § 252.162 of the final total loss-absorbing capacity (TLAC) rules. TLAC is the sum of tier 1 capital and eligible long-

term debt. 8 On a standalone basis as of 30 June 2025, UBS AG's phase-in CET1 capital ratio was 14.2%, based on risk weights of 235% and 340% for Swiss and foreign participations, respectively. These risk

weights will increase to 250% and 400% for Swiss and foreign participations, respectively, in a phased manner until 1 January 2028, contributing to UBS AG's fully applied CET1 capital ratio of 13.2%. 9 In the

second quarter of 2025, the liquidity coverage ratio (the LCR) of UBS AG was 235.5%, remaining above the prudential requirements communicated by FINMA. 10 In the second quarter of 2025, the LCR of

UBS Switzerland AG, which is a Swiss SRB, was 138.1%, remaining above the prudential requirement communicated by FINMA in connection with the Swiss Emergency Plan. 11 In accordance with Art. 17h para.

3 and 4 of the Liquidity Ordinance, UBS AG standalone is required to maintain a minimum NSFR of at least 80% without taking into account excess funding of UBS Switzerland AG and 100% after taking into account

such excess funding. 12 Under certain circumstances, the Swiss Banking Act and FINMA's Banking Insolvency Ordinance authorize FINMA to modify, extinguish or convert to common equity liabilities of a bank in

connection with a resolution or insolvency of such bank. As of 30 June 2025, the amount consists of a joint and several liability of UBS Switzerland AG for contractual obligations of UBS AG related to the establishment

of UBS Switzerland AG (CHF 2.1bn), and a joint and several liability of UBS Switzerland AG in connection with the international covered bonds program of UBS AG (CHF 0.5bn) which was fully collateralized through

cash deposits from UBS AG.

#### Significant regulated subsidiary and sub-group information

UBS Group AG is a holding company and conducts substantially all of its operations through UBS AG and

subsidiaries thereof. UBS Group AG and UBS AG have contributed a significant portion of their respective capital

to, and provide substantial liquidity to, such subsidiaries. Many of these subsidiaries are subject to regulations

requiring compliance with minimum capital, liquidity and similar requirements. The tables in this section summarize

the regulatory capital components and capital ratios of our significant regulated subsidiaries and sub-groups

determined under the regulatory framework of each subsidiary's or sub-group's home jurisdiction.

Supervisory authorities generally have discretion to impose higher requirements or to otherwise limit the activities of

subsidiaries. Supervisory authorities also may require entities to measure capital and leverage ratios on a stressed basis

and may limit the ability of an entity to engage in new activities or take capital actions based on the results of those tests.

In August 2024, the Federal Reserve Board assigned UBS Americas Holding LLC a stress capital buffer (an SCB) of

9.3% as of 1 October 2024 (previously 9.1%) under the Federal Reserve Board's SCB rule, resulting in a total

common equity tier 1 capital requirement of 13.8%. The SCB for our US-based intermediate holding company is

based on the previously released results of the Federal Reserve Board's 2024 Dodd–Frank Act Stress Test (DFAST),

where UBS Americas Holding LLC exceeded the minimum capital requirements under the severely adverse scenario.

Additional information on the above entities will be provided in the UBS Group and significant regulated subsidiaries

and sub-groups 30 June 2025 Pillar 3 Report, which will be available under "Pillar 3 disclosures" at

*ubs.com/investors*

on 28 August 2025.

Credit Suisse International

(standalone)

*All values in million, except where indicated* 

*USD* 

Financial and regulatory requirements

IFRS Accounting Standards

UK regulatory rules

As of or for the quarter ended

30.6.25 31.3.25 #### Financial information

#### 1
Income statement

Total operating income

Total operating expenses

Operating profit / (loss) before tax

(51) (108) Net profit / (loss)

(55) (92) Balance sheet

Total assets

27,505

34,030

Total liabilities

20,328

26,783

Total equity

7,177

7,247

#### Capital

#### 3
Common equity tier 1 capital

6,734

6,816

Additional tier 1 capital

Total going concern capital / Tier 1 capital

6,734

6,816

Tier 2 capital

Total capital

6,734

6,816

Total gone concern loss-absorbing capacity

Total loss-absorbing capacity

6,734

6,816

#### Risk-weighted assets and leverage ratio denominator

#### 3
Risk-weighted assets

7,046

9,332

Leverage ratio denominator

19,754

23,341

#### Capital and leverage ratios (%)

#### 3
Common equity tier 1 capital ratio

95.6 73.0 Going concern capital ratio / Tier 1 capital ratio

95.6 73.0 Total capital ratio

95.6 73.0 Total loss-absorbing capacity ratio

95.6 73.0 Tier 1 leverage ratio

34.1 29.2 Going concern leverage ratio

Total loss-absorbing capacity leverage ratio

34.1 29.2 #### Liquidity coverage ratio

#### 3
High-quality liquid assets (bn)

12.4 14.0 Net cash outflows (bn)

3.5 4.1 Liquidity coverage ratio (%)

361.4 361.8 #### Net stable funding ratio

#### 3
Total available stable funding (bn)

11.0 14.0 Total required stable funding (bn)

4.2 6.1 Net stable funding ratio (%)

266.1 241.8 1 The financial information disclosed does not represent a full set of financial statements under the respective GAAP / IFRS Accounting Standards. 2 The total operating income includes credit loss expense or release.

3 Refer to the UBS Group and significant regulated subsidiaries and sub-groups 30 June 2025 Pillar 3 Report, available under "Pillar 3 disclosures" at ubs.com/investors, for more information.

![edgar00significantregp6i0](edgar00significantregp6i0.gif)

UBS Group AG

PO Box

CH-8098 Zurich

ubs.com

This Form 6-K is hereby incorporated by reference into (1) each of the registration statements on Form F-3

(Registration Number 333-283672), and on Form S-8 (Registration Numbers 333-200634; 333-200635; 333-200641;

333-200665; 333-215254; 333-215255; 333-228653; 333-230312; 333-249143 and 333-272975), and into each

prospectus outstanding under any of the foregoing registration statements, (2) any outstanding offering circular or

similar document issued or authorized by UBS AG that incorporates by reference any Forms 6-K of UBS AG that

are incorporated into its registration statements filed with the SEC, and (3) the base prospectus of Corporate Asset

Backed Corporation ("CABCO") dated June 23, 2004 (Registration Number 333-111572), the Form 8-K of CABCO

filed and dated June 23, 2004 (SEC File Number 001-13444), and the Prospectus Supplements relating to the CABCO

Series 2004-101 Trust dated May 10, 2004 and May 17, 2004 (Registration Number 033-91744 and 033-91744-05).

#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants have duly caused this

report to be signed on their behalf by the undersigned, thereunto duly authorized.

UBS Group AG

By:_/s/ David Kelly_____________

Name: David Kelly

Title: Managing Director

By:_/s/ Ella Copetti-Campi_____________

Name: Ella Copetti-Campi

Title: Executive Director

UBS AG

By:_/s/ David Kelly_____________

Name: David Kelly

Title: Managing Director

By:_/s/ Ella Copetti-Campi_____________

Name: Ella Copetti-Campi

Title: Executive Director

Date: August 5, 2025