# EDGAR Filing Document

**Accession Number:** 0002078684
**File Stem:** 0002078684-26-000002
**Filing Date:** 2026-4
**Character Count:** 14803
**Document Hash:** a20f9d15feafad47d9640577ed0b3e90
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002078684-26-000002.hdr.sgml**: 20260408

**ACCESSION NUMBER**: 0002078684-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260408

**DATE AS OF CHANGE**: 20260408

**EFFECTIVENESS DATE**: 20260408

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Gladwyn Financial Advisors, Inc.
- **CENTRAL INDEX KEY:** 0002078684

**ORGANIZATION NAME:**
- **EIN:** 541652082
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25671
- **FILM NUMBER:** 26846987

**BUSINESS ADDRESS:**
- **STREET 1:** 13603 GLADWYN COURT
- **CITY:** CHANTILLY
- **STATE:** VA
- **ZIP:** 20151
- **BUSINESS PHONE:** 7038108424

**MAIL ADDRESS:**
- **STREET 1:** 13603 GLADWYN COURT
- **CITY:** CHANTILLY
- **STATE:** VA
- **ZIP:** 20151

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Gladwyn Financial Advisors Inc.<br>**Address:** 13603 GLADWYN COURT<br>CHANTILLY, VA 20151

**Form 13F File Number:** 028-25671

**CRD Number (if applicable):** 000135544

**SEC File Number (if applicable):** 801-131574

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Timothy T. Murray<br>**Title:** President<br>**Phone:** 703-810-8424

**Signature, Place, and Date of Signing:**

Timothy T. Murray  Chantilly, VA  04-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 112

**Form 13F Information Table Value Total:** $143728420

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 256068 | 586 | SH |  | OTR |  | 0 | 0 | 586 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 242989 | 3236 | SH |  | OTR |  | 0 | 0 | 3236 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 355626 | 4535 | SH |  | OTR |  | 0 | 0 | 4535 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 4404363 | 53225 | SH |  | SOLE |  | 0 | 0 | 53225 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 27594 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| GE AEROSPACE | COM NEW | 369604301 |  | 398662 | 1405 | SH |  | OTR |  | 0 | 0 | 1405 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 159455 | 3319 | SH |  | OTR |  | 0 | 0 | 3319 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 15322 | 305 | SH |  | OTR |  | 0 | 0 | 305 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 83128 | 195 | SH |  | SOLE |  | 0 | 0 | 195 |
| ISHARES TR | MORNINGSTAR VALU | 464288109 |  | 4066 | 44 | SH |  | SOLE |  | 0 | 0 | 44 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 46132 | 812 | SH |  | SOLE |  | 0 | 0 | 812 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 845495 | 9103 | SH |  | OTR |  | 0 | 0 | 9103 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 24990 | 404 | SH |  | SOLE |  | 0 | 0 | 404 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 1781237 | 2739 | SH |  | SOLE |  | 0 | 0 | 2739 |
| CHEMOURS CO | COM | 163851108 |  | 959 | 44 | SH |  | OTR |  | 0 | 0 | 44 |
| CORTEVA INC | COM | 22052L104 |  | 27887 | 333 | SH |  | OTR |  | 0 | 0 | 333 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 89550 | 528 | SH |  | SOLE |  | 0 | 0 | 528 |
| NORWEGIAN CRUISE LINE HLDGS | SHS | G66721104 |  | 1870 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 6439946 | 119148 | SH |  | SOLE |  | 0 | 0 | 119148 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 90382 | 282 | SH |  | SOLE |  | 0 | 0 | 282 |
| WALMART INC | COM | 931142103 |  | 227314 | 1829 | SH |  | OTR |  | 0 | 0 | 1829 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 574950 | 8397 | SH |  | OTR |  | 0 | 0 | 8397 |
| UNION PAC CORP | COM | 907818108 |  | 75010 | 309 | SH |  | OTR |  | 0 | 0 | 309 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 54344 | 1187 | SH |  | OTR |  | 0 | 0 | 1187 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 1095442 | 3624 | SH |  | OTR |  | 0 | 0 | 3624 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 2972002 | 37355 | SH |  | SOLE |  | 0 | 0 | 37355 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 278111 | 1417 | SH |  | OTR |  | 0 | 0 | 1417 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 2253764 | 46905 | SH |  | SOLE |  | 0 | 0 | 46905 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 345379 | 2391 | SH |  | OTR |  | 0 | 0 | 2391 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 594287 | 7579 | SH |  | OTR |  | 0 | 0 | 7579 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 2250028 | 20644 | SH |  | SOLE |  | 0 | 0 | 20644 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 538522 | 7721 | SH |  | OTR |  | 0 | 0 | 7721 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 14565 | 105 | SH |  | SOLE |  | 0 | 0 | 105 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 4208318 | 35483 | SH |  | SOLE |  | 0 | 0 | 35483 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 15299 | 464 | SH |  | SOLE |  | 0 | 0 | 464 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 175780 | 719 | SH |  | OTR |  | 0 | 0 | 719 |
| ISHARES TR | ESG MSCI LEADR | 46435U218 |  | 14627 | 129 | SH |  | OTR |  | 0 | 0 | 129 |
| ISHARES INC | JP MRG EM CRP BD | 464286251 |  | 2911962 | 64310 | SH |  | SOLE |  | 0 | 0 | 64310 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 642156 | 6469 | SH |  | SOLE |  | 0 | 0 | 6469 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 145505 | 556 | SH |  | SOLE |  | 0 | 0 | 556 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 197605 | 3008 | SH |  | OTR |  | 0 | 0 | 3008 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 2260638 | 24067 | SH |  | SOLE |  | 0 | 0 | 24067 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 169194 | 1801 | SH |  | OTR |  | 0 | 0 | 1801 |
| LINCOLN NATL CORP IND | COM | 534187109 |  | 7902 | 223 | SH |  | OTR |  | 0 | 0 | 223 |
| CACI INTL INC | CL A | 127190304 |  | 707031 | 1300 | SH |  | SOLE |  | 0 | 0 | 1300 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 166308 | 3313 | SH |  | SOLE |  | 0 | 0 | 3313 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 370109 | 2553 | SH |  | OTR |  | 0 | 0 | 2553 |
| AMAZON COM INC | COM | 023135106 |  | 297890 | 1430 | SH |  | SOLE |  | 0 | 0 | 1430 |
| GE VERNOVA INC | COM | 36828A101 |  | 357787 | 410 | SH |  | OTR |  | 0 | 0 | 410 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 2250133 | 34254 | SH |  | SOLE |  | 0 | 0 | 34254 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 544908 | 1852 | SH |  | OTR |  | 0 | 0 | 1852 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 16637 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 2992 | 38 | SH |  | SOLE |  | 0 | 0 | 38 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 1450 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| CARNIVAL CORP | COMMON STOCK | 143658300 |  | 2601 | 101 | SH |  | SOLE |  | 0 | 0 | 101 |
| PPG INDS INC | COM | 693506107 |  | 28938 | 271 | SH |  | OTR |  | 0 | 0 | 271 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 45938 | 223 | SH |  | SOLE |  | 0 | 0 | 223 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 357959 | 3018 | SH |  | OTR |  | 0 | 0 | 3018 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 187294 | 1718 | SH |  | OTR |  | 0 | 0 | 1718 |
| INVESCO DB COMMDY INDX TRCK | UNIT | 46138B103 |  | 4474334 | 154554 | SH |  | SOLE |  | 0 | 0 | 154554 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 4486969 | 56604 | SH |  | SOLE |  | 0 | 0 | 56604 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 359392 | 6492 | SH |  | OTR |  | 0 | 0 | 6492 |
| COCA COLA CO | COM | 191216100 |  | 603665 | 7938 | SH |  | OTR |  | 0 | 0 | 7938 |
| QNITY ELECTRONICS INC | COMMON STOCK | 74743L100 |  | 68195 | 591 | SH |  | OTR |  | 0 | 0 | 591 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 |  | 11507 | 118 | SH |  | SOLE |  | 0 | 0 | 118 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 942470 | 2158 | SH |  | SOLE |  | 0 | 0 | 2158 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 2063105 | 6011 | SH |  | OTR |  | 0 | 0 | 6011 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 234293 | 4335 | SH |  | OTR |  | 0 | 0 | 4335 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 44711 | 540 | SH |  | OTR |  | 0 | 0 | 540 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 356747 | 4500 | SH |  | OTR |  | 0 | 0 | 4500 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 58287 | 254 | SH |  | OTR |  | 0 | 0 | 254 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 8096885 | 55860 | SH |  | SOLE |  | 0 | 0 | 55860 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 268629 | 1583 | SH |  | OTR |  | 0 | 0 | 1583 |
| GE HEALTHCARE TECHNOLOGIES I | COMMON STOCK | 36266G107 |  | 33105 | 465 | SH |  | OTR |  | 0 | 0 | 465 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1067818 | 5442 | SH |  | SOLE |  | 0 | 0 | 5442 |
| VANGUARD WORLD FD | EXTENDED DUR | 921910709 |  | 82813 | 1275 | SH |  | SOLE |  | 0 | 0 | 1275 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 367588 | 1428 | SH |  | OTR |  | 0 | 0 | 1428 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 223366 | 1929 | SH |  | OTR |  | 0 | 0 | 1929 |
| INGERSOLL RAND INC | COM | 45687V106 |  | 40090 | 500 | SH |  | OTR |  | 0 | 0 | 500 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 36920 | 329 | SH |  | SOLE |  | 0 | 0 | 329 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 690269 | 39854 | SH |  | OTR |  | 0 | 0 | 39854 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 9850359 | 32590 | SH |  | SOLE |  | 0 | 0 | 32590 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 9870585 | 38355 | SH |  | SOLE |  | 0 | 0 | 38355 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 211938 | 509 | SH |  | OTR |  | 0 | 0 | 509 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 60091 | 531 | SH |  | OTR |  | 0 | 0 | 531 |
| 3M CO | COM | 88579Y101 |  | 145006 | 998 | SH |  | OTR |  | 0 | 0 | 998 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 5241980 | 69800 | SH |  | SOLE |  | 0 | 0 | 69800 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 88661 | 309 | SH |  | SOLE |  | 0 | 0 | 309 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 346203 | 4351 | SH |  | OTR |  | 0 | 0 | 4351 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 10045484 | 46239 | SH |  | SOLE |  | 0 | 0 | 46239 |
| MCDONALDS CORP | COM | 580135101 |  | 78600 | 253 | SH |  | OTR |  | 0 | 0 | 253 |
| SOLVENTUM CORP | COM SHS | 83444M101 |  | 44796 | 686 | SH |  | OTR |  | 0 | 0 | 686 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 376808 | 1025 | SH |  | OTR |  | 0 | 0 | 1025 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 668341 | 3627 | SH |  | OTR |  | 0 | 0 | 3627 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1040754 | 4791 | SH |  | OTR |  | 0 | 0 | 4791 |
| ALLSTATE CORP | COM | 020002101 |  | 202442 | 976 | SH |  | OTR |  | 0 | 0 | 976 |
| PFIZER INC | COM | 717081103 |  | 14377 | 512 | SH |  | OTR |  | 0 | 0 | 512 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 |  | 286209 | 464 | SH |  | SOLE |  | 0 | 0 | 464 |
| INVESCO DB COMMDY INDX TRCK | UNIT | 46138B103 |  | 324493 | 11209 | SH |  | OTR |  | 0 | 0 | 11209 |
| ISHARES TR | MRGSTR MD CP VAL | 464288406 |  | 6349 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 4332169 | 78262 | SH |  | SOLE |  | 0 | 0 | 78262 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 6797402 | 46625 | SH |  | SOLE |  | 0 | 0 | 46625 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 7493091 | 20393 | SH |  | SOLE |  | 0 | 0 | 20393 |
| ISHARES INC | JP MRG EM CRP BD | 464286251 |  | 342030 | 7554 | SH |  | OTR |  | 0 | 0 | 7554 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 923293 | 9506 | SH |  | SOLE |  | 0 | 0 | 9506 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 4421070 | 56384 | SH |  | SOLE |  | 0 | 0 | 56384 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 10221066 | 55465 | SH |  | SOLE |  | 0 | 0 | 55465 |
| DOW HLDGS INC | COM | 260557103 |  | 52673 | 1265 | SH |  | OTR |  | 0 | 0 | 1265 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 182885 | 1254 | SH |  | OTR |  | 0 | 0 | 1254 |
| ALLEGION PLC | ORD SHS | G0176J109 |  | 50566 | 348 | SH |  | OTR |  | 0 | 0 | 348 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 5672 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 2735469 | 157937 | SH |  | SOLE |  | 0 | 0 | 157937 |

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