# EDGAR Filing Document

**Accession Number:** 0002106068
**File Stem:** 0001999371-26-007998
**Filing Date:** 2026-4
**Character Count:** 4650468
**Document Hash:** c18cba517d0c95c5d7f76df9f0387d7d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-26-007998.hdr.sgml**: 20260409

**ACCESSION NUMBER**: 0001999371-26-007998

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 10

**CONFORMED PERIOD OF REPORT**: 20260409

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260409

**DATE AS OF CHANGE**: 20260409

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Other

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CCC Depositor, LLC
- **CENTRAL INDEX KEY:** 0002106068

**ORGANIZATION NAME:**
- **EIN:** 413331244
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-08214
- **FILM NUMBER:** 26852046

**BUSINESS ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
- **BUSINESS PHONE:** 3078714132

**MAIL ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CCC Depositor, LLC
- **CENTRAL INDEX KEY:** 0002106068

**ORGANIZATION NAME:**
- **EIN:** 413331244
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
- **BUSINESS PHONE:** 3078714132

**MAIL ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

------

**FORM ABS-15G**

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**ASSET-BACKED SECURITIZER REPORT<br> PURSUANT TO SECTION 15G OF THESECURITIES EXCHANGE ACT OF 1934**

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:**

☐ Rule 15Ga-1(c)(1) under the Exchange Act (17 CFR 240.15Ga-1(c)(1)) for the reporting period to

☐ Rule 15Ga-1(c)(2)(i) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(i)) for the quarterly reporting period to

☐ Rule 15Ga-1(c)(2)(ii) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(ii)) for the annual reporting period to

☒ Rule
 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0002106068

------

**CROSS 2026-NQM5 Mortgage Trust**

**(Exact name of Issuer as specified in its charter)**

------

Central Index Key Number of issuing entity (if applicable): <u>N/A</u>

Central Index Key Number of underwriter (if applicable): <u>N/A</u>

**Steven Ujvary (307) 871-4132**

Name and telephone number, including area code,

of the person to contact in connection with this filing

**INFORMATION TO BE INCLUDED IN THE REPORT**

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS:**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| **CCC Depositor, LLC** | **CCC Depositor, LLC** |
| **(Depositor)** | **(Depositor)** |
| By: | /s/ Steven Ujvary |
|  | Name: Steven Ujvary |
|  | Title: Vice President |

---

Date: April 9, 2026

**EXHIBIT INDEX**

Exhibit 99.1: Disclosures required by Rule 15Ga-2 for AMC Diligence, LLC

[Schedule 1 – Form ABS Due Diligence-15E](ex99-1s1.htm)

[Schedule 2 – Rating Agency Grades](ex99-1s2.htm)

[Schedule 3 – Exception Grades](ex99-1s3.htm)

[Schedule 4 – Valuation Reports](ex99-1s4.htm)

[Schedule 5 – Supplemental Data](ex99-1s5.htm)

[Schedule 6 – Business Purpose Report](ex99-1s6.htm)

[Schedule 7 – Data Compare Report](ex99-1s7.htm)

## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cross_abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION**

Washington, D.C. 20549

**FORM ABS DUE DILIGENCE-15E**

**CERTIFICATION OF PROVIDER OF THIRD-PARTY DUE DILIGENCE SERVICES <br> FOR ASSET-BACKED SECURITIES**

**Item 1: Identity of the person providing third-party due diligence services** 

Legal Name: <u> AMC Diligence, LLC</u>

Business Name (if Different):  

Principal Business Address: <u> 150 East 52<sup>nd</sup> Street, Suite 4002, New York, NY 10022</u>

**Item 2: Identity of the person who paid the person to provide due diligence services**

Legal Name: <u> CrossCountry Capital, LLC</u>

Business Name (If Different):  

Principal Business Address: <u> 2160 Superior Avenue Cleveland, OH 44114</u>

**Item 3: Credit rating criteria** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |

---

**Item 4: Description of the due diligence performed**

See attached.

**Item 5: Summary of findings and conclusions of review**

See attached.

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![](ex991001.jpg)

**CERTIFICATION**

The undersigned has executed this Form ABS Due Diligence 15E on behalf of, and on the authority of, the person identified in Item 1 of the Form. The undersigned, on behalf of the person, represents that the person identified in Item 1 of the Form conducted a thorough review in performing the due diligence described in Item 4 attached to this Form and that the information and statements contained in this Form, including Items 4 and 5 attached to this Form, which are part of this Form, are accurate in all significant respects on and as of the date hereof.

Name of Person Identified in Item 1: <u> AMC Diligence, LLC</u>

(Print name of duly authorized person)

By: <u> Lindsay Latimer</u> <br>

Signature: <u>*Lindsay Latimer*</u> <br>Date: <u>*04/08/2026*</u>

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![](ex991001.jpg)

**Item 4. Description of the due diligence performed.**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans and business purpose loans originated by CrossCountry Mortgage, LLC or its affiliates, or other parties for the review and benefit of CrossCountry Capital, LLC and APF II Resi O4B, LLC ("together, the "Clients") The Review was conducted from October 2025 through March 2026 on mortgage loans with origination dates from March 2025 through March 2026 via files imaged and provided by the Clients for review. The Review included loans reviewed under the Credit and Compliance Scope (467 mortgage loans) and the Leases Review Scope (367 loans). The mortgage loans (Credit and Compliance Scope) and the loans (Leases Review Scope) are together referred to as the Loans.

**(2) Sample size of the assets reviewed.**

During the course of the securitization evaluation process, the Clients may have removed loans that were reviewed by AMC from the securitization for reasons that were not disclosed to AMC. The Review contained eight-hundred thirty-four (834) loans totaling an aggregate original principal balance of approximately $430,491 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.** AMC compared data fields on the bid tape provided by the Clients to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all Loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Margin | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Subject Debt Service Coverage Ratio |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Refi Purpose |  |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT REVIEW (467 Loans)</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable for the Residential Population, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

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![](ex991001.jpg)

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) Bank Statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

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![](ex991001.jpg)

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**<u>LEASES REVIEW (367 Loans)</u>**

**<u>DOCUMENT REVIEW</u>**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**<u>CREDIT REVIEW</u>**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, and (v) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

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![](ex991001.jpg)

With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to the Clients. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**<u>DATA COLLECTION</u>**

AMC will compare data fields on the bid tape provided by the Clients to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

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![](ex991001.jpg)

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying a Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Clients' specific valuation waterfall process. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

In instances where one appraisal is completed, the CU score must be reviewed. The CU score must be less than or equal to 2.5. If the CU score exceeds 2.5, a CDA supporting value must be provided. When an appraisal is transferred to the originating creditor from another lender, a CDA must be completed on that appraisal regardless of the CU score. The variance between the CDA and appraisal must be less than or equal to 10%. If it is greater than 10%, an additional appraisal review product must be completed. In instances where two appraisals are completed, additional review products are not required except as otherwise specified but may be provided at the discretion of the Seller.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE REVIEW (467 Loans)</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Clients to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Clients, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. Each Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and each Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

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![](ex991001.jpg)

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure
 to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate
 Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR
 to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points
 and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR
 threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note:
 Where available, AMC reviewed the relevant documents in the mortgage loan file and, as
 necessary, attempted to obtain the mortgage loan originator compensation agreement and/or
 governing policies and procedures of the mortgage loan originator. In the absence of
 the mortgage loan originator compensation agreement and/or governing policies and procedures,
 AMC's review was limited to formal general statements of entity compliance provided
 by the mortgage loan originator, if any. These statements, for example, were in the form
 of a letter signed by the seller correspondent/mortgage loan originator or representations
 in the mortgage loan purchase agreement between the Clients and seller correspondent;

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&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the terms of the mortgage loan require arbitration or any other non-judicial procedure
 to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 changes disclosed on the last GFE provided to the borrower(s) to determine that such
 changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
 in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

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viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm
 that the list of homeownership counselling organizations was obtained no earlier than
 30 days prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 that each revised LE is accompanied by valid written documentation explaining the reason
 for re-disclosure to allow for fee increases based on a valid change of circumstance
 and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify
 tolerance violations based on the charges disclosed on the initial and interim LE's,
 initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

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**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The
 general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified
 Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
 by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.)),
 and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

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---

| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

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---

| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

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For the mortgage loans determined to be Safe Harbor QM (APOR), the AMC report will indicate (i) "Yes" with respect to any mortgage loan for which the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on such mortgage loans, (ii) "No" with respect to any mortgage loan for which the lender provided a VSH indicator of "No" and (iii) "Not Stated" with respect to any mortgage loan for which the lender did not provide a VSH indicator.

\* Note, for mortgage loans in which the lender provided the VSH indicator, AMC captured the VSH indicator in the AMC report but did not verify the VSH indicator as provided by the related lender.

In addition to the above, for loans (i) that are designated as "Yes" with respect to a VSH indicator, (ii) for which such "Yes" VSH indicator was provided within the loan images, on the data tape or in the deal notes, and (iii) for which the related mortgage loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH, AMC performed an additional variance evaluation on such QM (APOR) mortgage loans. AMC's variance evaluation consists of a review of such mortgage loan to identify documentation variances that would cause one to question the VSH attestation provided by the lender. If variances were identified, the mortgage loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines, and the AMC report will indicate "No" with respect to such mortgage loans. The results of the variance evaluation are reflected in the reports.

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This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing
 and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

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**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting
summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
report;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset
documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales
contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard
and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy
of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary
Title;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
1003;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Right
of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed
of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible
Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination
Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA
disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice
of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD
from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing
Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain
other disclosures related to the enumerated tests set forth herein.

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**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**Item 5. Summary of findings and conclusions of review**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in Item 3 above.

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**OVERALL REVIEW RESULTS SUMMARY**

Of the eight hundred thirty-four (834) loans reviewed, eight hundred thirty-three (833) loans reviewed (99.88%) received an Overall "A" or "B" grade and one (1) loan reviewed (0.12%) received a "C" grade.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;678 | &nbsp;&nbsp;81.29% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;155 | &nbsp;&nbsp;18.59% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.12% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**834** | &nbsp;&nbsp;**100.00%** |

---

**COMPLIANCE RESULTS SUMMARY**

Note the three hundred sixty-seven (367) Leases were not assigned a Compliance grade. Of the remaining four hundred sixty-seven (467) loans reviewed for compliance, four hundred sixty-six (466) loans (99.78%) subjected to a compliance review received an "A" or "B" Compliance grade and one (1) loan (0.2221%) received a "C" Compliance grade.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Compliance <br> Review <br> Population** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;422 | &nbsp;&nbsp;50.60% | &nbsp;&nbsp;90.36% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;44 | &nbsp;&nbsp;5.28% | &nbsp;&nbsp;9.42% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Compliance Not Run | &nbsp;&nbsp;367 | &nbsp;&nbsp;44.00% | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**834** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |

---

**CREDIT RESULTS SUMMARY**

All eight hundred thirty-four (834) loans reviewed received an "A" or "B" Credit grade, and seven hundred sixteen (716) or 85.85% received an "A" Credit grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;716 | &nbsp;&nbsp;85.85% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;118 | &nbsp;&nbsp;14.15% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**834** | &nbsp;&nbsp;**100.00%** |

---

**PROPERTY/VALUATION RESULTS SUMMARY**

Of the eight hundred thirty-four (834) loans reviewed, all eight hundred thirty-four (834) loans (100%) received an "A" Property grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;834 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**834** | &nbsp;&nbsp;**100.00%** |

---

15 \| P a g e

![](ex991001.jpg)

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

The eight hundred thirty-four (834) Loans had two thousand eight hundred twenty-eight (2,828) different tape discrepancies across nineteen (19) data fields (some Loans had more than one data delta). The most variances were found on Maturity Date, Margin and Contract Sales Price. Investor: Qualifying Total Debt Ratio variances are the difference on the percentage of income dedicated toward making debt payments. These variances occur frequently due to differences in calculating complex incomes. Investor: Qualifying Total Debt Ratio variances that were less than or equal to 300 basis points of absolute value are not included in the population below.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With <br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | &nbsp;&nbsp;**% <br> Variance** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;3 | &nbsp;&nbsp;794 | &nbsp;&nbsp;0.38% |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;37 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;193 | &nbsp;&nbsp;794 | &nbsp;&nbsp;24.31% |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;30 | &nbsp;&nbsp;34 | &nbsp;&nbsp;88.24% |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;199 | &nbsp;&nbsp;795 | &nbsp;&nbsp;25.03% |
| &nbsp;&nbsp;City | &nbsp;&nbsp;0 | &nbsp;&nbsp;834 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;444 | &nbsp;&nbsp;643 | &nbsp;&nbsp;69.05% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;794 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;231 | &nbsp;&nbsp;756 | &nbsp;&nbsp;30.56% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;794 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;9 | &nbsp;&nbsp;794 | &nbsp;&nbsp;1.13% |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;471 | &nbsp;&nbsp;794 | &nbsp;&nbsp;59.32% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;780 | &nbsp;&nbsp;794 | &nbsp;&nbsp;98.24% |
| &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;185 | &nbsp;&nbsp;794 | &nbsp;&nbsp;23.30% |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;794 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;9 | &nbsp;&nbsp;834 | &nbsp;&nbsp;1.08% |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;5 | &nbsp;&nbsp;831 | &nbsp;&nbsp;0.60% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;794 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;794 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;15 | &nbsp;&nbsp;20.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;73 | &nbsp;&nbsp;794 | &nbsp;&nbsp;9.19% |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;834 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;8 | &nbsp;&nbsp;345 | &nbsp;&nbsp;2.32% |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;28 | &nbsp;&nbsp;764 | &nbsp;&nbsp;3.66% |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;834 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;17 | &nbsp;&nbsp;834 | &nbsp;&nbsp;2.04% |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;139 | &nbsp;&nbsp;348 | &nbsp;&nbsp;39.94% |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;0 | &nbsp;&nbsp;794 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**2828** | &nbsp;&nbsp;**19063** | &nbsp;&nbsp;**14.84%** |

---

16 \| P a g e

![](ex991001.jpg)

**EXCEPTION CATEGORY SUMMARY** 

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance &nbsp;&nbsp;C | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp; ***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;37 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;TILA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***63*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**64** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;143 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Asset | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Credit | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***160*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**160** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**0** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**224** |

---

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;734 | &nbsp;&nbsp;88.01% | &nbsp;&nbsp;$351187983.00 | &nbsp;&nbsp;81.58% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;100 | &nbsp;&nbsp;11.99% | &nbsp;&nbsp;$79303946.00 | &nbsp;&nbsp;18.42% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**834** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$430491929.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;834 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$430491929.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**834** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$430491929.00** | &nbsp;&nbsp;**100.00%** |

---

17 \| P a g e

![](ex991001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$240000.00 | &nbsp;&nbsp;0.06% |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$150000.00 | &nbsp;&nbsp;0.03% |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;247 | &nbsp;&nbsp;29.62% | &nbsp;&nbsp;$109448114.00 | &nbsp;&nbsp;25.42% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;55 | &nbsp;&nbsp;6.59% | &nbsp;&nbsp;$26245339.00 | &nbsp;&nbsp;6.10% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;434 | &nbsp;&nbsp;52.04% | &nbsp;&nbsp;$231815731.00 | &nbsp;&nbsp;53.85% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;96 | &nbsp;&nbsp;11.51% | &nbsp;&nbsp;$62592745.00 | &nbsp;&nbsp;14.54% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**834** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$430491929.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;10 | &nbsp;&nbsp;1.20% | &nbsp;&nbsp;$4347200.00 | &nbsp;&nbsp;1.01% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;821 | &nbsp;&nbsp;98.44% | &nbsp;&nbsp;$422142729.00 | &nbsp;&nbsp;98.06% |
| &nbsp;&nbsp;361+ Months | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.36% | &nbsp;&nbsp;$4002000.00 | &nbsp;&nbsp;0.93% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**834** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$430491929.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;368 | &nbsp;&nbsp;44.12% | &nbsp;&nbsp;$199962298.00 | &nbsp;&nbsp;46.45% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$2000000.00 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;88 | &nbsp;&nbsp;10.55% | &nbsp;&nbsp;$37463099.00 | &nbsp;&nbsp;8.70% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;33 | &nbsp;&nbsp;3.96% | &nbsp;&nbsp;$22185524.00 | &nbsp;&nbsp;5.15% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;188 | &nbsp;&nbsp;22.54% | &nbsp;&nbsp;$108140535.00 | &nbsp;&nbsp;25.12% |
| &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.48% | &nbsp;&nbsp;$995100.00 | &nbsp;&nbsp;0.23% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;33 | &nbsp;&nbsp;3.96% | &nbsp;&nbsp;$7118700.00 | &nbsp;&nbsp;1.65% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;61 | &nbsp;&nbsp;7.31% | &nbsp;&nbsp;$24926385.00 | &nbsp;&nbsp;5.79% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;30 | &nbsp;&nbsp;3.60% | &nbsp;&nbsp;$14577163.00 | &nbsp;&nbsp;3.39% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;24 | &nbsp;&nbsp;2.88% | &nbsp;&nbsp;$9853125.00 | &nbsp;&nbsp;2.29% |
| &nbsp;&nbsp;Other | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.48% | &nbsp;&nbsp;$3270000.00 | &nbsp;&nbsp;0.76% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**834** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$430491929.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;314 | &nbsp;&nbsp;37.65% | &nbsp;&nbsp;$220732011.00 | &nbsp;&nbsp;51.27% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;477 | &nbsp;&nbsp;57.19% | &nbsp;&nbsp;$186002618.00 | &nbsp;&nbsp;43.21% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;43 | &nbsp;&nbsp;5.16% | &nbsp;&nbsp;$23757300.00 | &nbsp;&nbsp;5.52% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**834** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$430491929.00** | &nbsp;&nbsp;**100.00%** |

---

18 \| P a g e

## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cross_abs15g.htm)

**Exhibit 99.1 - Schedule 2**

---

| |
|:---|
| ![](situslogo.jpg) |
| **Rating Agency Grades** |
| **Run Date - 4/8/2026 9:52:33 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224292781 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224415720 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | C | C | C | C | C | A | C |  |
| 224424720 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | B | B | B | A | A | A B |  |
| 224426930 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224428761 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 224428785 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224455169 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 224462664 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224541739 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224560192 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224573251 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224573514 | [Redacted] |  |  | [redacted] | [redacted] D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 224573523 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224573628 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| 224574935 | [Redacted] |  |  | [redacted] | [redacted] C |  | D | D | D | D | D | A | D | A |  | A | A | A | A | A | A | A |  |
| 224574938 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224582079 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224590392 | [Redacted] |  |  | [redacted] | [redacted] A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224619034 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224624870 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | A | B | B | B | A | A | B |  |
| 224629773 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224636100 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224661073 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224678564 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
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| 225037501 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225037524 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225038870 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225039562 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225040329 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225040363 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225041266 | [Redacted] |  |  | [redacted] | [redacted] A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225041585 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225042384 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 225042438 | [Redacted] |  |  | [redacted] | [redacted] C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| 225042481 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225042493 | [Redacted] |  |  | [redacted] | [redacted] D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225043436 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 225043474 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225043492 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225043667 | [Redacted] |  |  | [redacted] | [redacted] D |  |  |  |  |  |  | A | D | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225044014 | [Redacted] |  |  | [redacted] | [redacted] D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225044224 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225044872 | [Redacted] |  |  | [redacted] | [redacted] B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 225044956 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225045208 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225050412 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225050413 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225051089 | [Redacted] |  |  | [redacted] | [redacted] C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225051547 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225051558 | [Redacted] |  |  | [redacted] | [redacted] A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225051566 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225051578 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225051600 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225052872 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225053166 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225053180 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225053315 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225053719 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 225056663 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225059832 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225059837 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225059847 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225059848 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225059888 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225060072 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225060190 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225060195 | [Redacted] |  |  | [redacted] | [redacted] D |  | C | C | C | C | C | A | D | A |  | A | A | A | A | A | A | A |  |
| 225060382 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225060387 | [Redacted] |  |  | [redacted] | [redacted] B |  | B | B | B | B | B | A | B | B |  | A | A | A | A | A | A | B |  |
| 225060892 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225060901 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225061219 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225062698 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225062702 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225063050 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 225063101 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225063202 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225063208 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 225063212 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225063215 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225063871 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225063893 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 225064003 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225074509 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225074831 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225074841 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225074844 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225074846 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225075153 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225078324 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225078364 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225083524 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| 225083525 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225083552 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225083560 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| 225083562 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225083563 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225083592 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225083678 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225083706 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225083871 | [Redacted] |  |  | [redacted] | [redacted] D |  | C | C | C | C | C | A | D | A |  | A | A | A | A | A | A | A |  |
| 225084081 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225084089 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 225084092 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 225084103 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225084167 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225087801 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225087802 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | C | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225087804 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225087807 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225087808 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 225087950 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225087958 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225087959 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225087963 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225088777 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225088788 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225088802 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225089047 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225089172 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225089173 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225089177 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225089216 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225089229 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225089235 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225089241 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225089242 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225089243 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225089244 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225089271 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225089353 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225097638 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225097639 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225097642 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225097691 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225097692 | [Redacted] |  |  | [redacted] | [redacted] B |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 225097713 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225100983 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225101001 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 225101003 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| 225101035 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225102609 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225102629 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225102647 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 225102649 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225102700 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225102774 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225103430 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225103447 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225108765 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225108766 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225108768 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225108769 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225108770 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225109756 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225112827 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225112837 | [Redacted] |  |  | [redacted] | [redacted] C D |  | C | C | C | C | C | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225113682 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225113714 | [Redacted] |  |  | [redacted] | [redacted] B |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225113754 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225113978 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225114073 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225114076 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225114080 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225114081 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225114372 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225114444 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225114621 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 225114622 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225114626 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225114631 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225114632 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 225114634 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225115002 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225115039 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225115044 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225115046 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225115049 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225115054 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225115056 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225115057 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225115061 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225115065 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225115067 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225115068 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225115071 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225115384 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225115385 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225115386 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225115387 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225115395 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225115536 | [Redacted] |  |  | [redacted] | [redacted] D |  | C | C | C | C | C | A | D | B |  | A | A | A | A | A | A | B |  |
| 225115540 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225118021 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225118022 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225118256 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225118311 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225118312 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225118709 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225118730 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225118755 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 225118757 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225118758 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225118760 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225118770 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225118775 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225118776 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225118777 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225118778 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225118779 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225118791 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225118793 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225118907 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225118908 | [Redacted] |  |  | [redacted] | [redacted] C D |  | B | B | B | B | B | A | C D | A |  | B | B | B | B | B | A | B |  |
| 225118941 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225119918 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225119920 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225120022 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225120023 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225120024 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 225120026 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225120027 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225120048 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225120081 | [Redacted] |  |  | [redacted] | [redacted] D |  | B | B | B | B | B | A | D | A |  | B | B | B | B | B | A | B |  |
| 225120156 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225120158 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225120172 | [Redacted] |  |  | [redacted] | [redacted] D |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| 225120181 | [Redacted] |  |  | [redacted] | [redacted] C |  | B | B | B | B | B | A | C | A |  | A | A | A | A | A | A | A |  |
| 225121203 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225121211 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225140294 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225140295 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225140297 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225140308 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225140315 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225140321 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225140323 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225140324 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225140328 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225140330 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225140331 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 225140332 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225140333 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225140404 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225140406 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225140407 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225140575 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225140676 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225140706 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225140881 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225141146 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225141322 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225141445 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225141620 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225141768 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225141825 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225142353 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225142354 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225144704 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225144707 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225144713 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225144715 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225147202 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225147207 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225147210 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225147213 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225147238 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225147239 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225147246 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225147250 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225147253 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225147685 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225147725 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225147772 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225148164 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | B | B | B |  | A | A | A | A | A | A | B |  |
| 225148178 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 225148179 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225148180 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225148245 | [Redacted] |  |  | [redacted] | [redacted] C D |  | C | C | C | C | C | A | C D | A |  | B | B | B | B | B | A | B |  |
| 225148268 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225148271 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 225151648 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225151876 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225152035 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225152055 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225152098 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225153292 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225153472 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225153483 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225153516 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225153877 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225154530 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225154534 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225154540 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225155441 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 225155544 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225156015 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225156019 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225156158 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225156200 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225156713 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225156714 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225156720 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225156767 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225156953 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225157689 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225157753 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225157820 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225157930 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225158220 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225158355 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225158356 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225158357 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225158386 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225158418 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225158419 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225158423 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225158425 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225158559 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225158567 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225158586 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225158588 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225158593 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225158595 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225162380 | [Redacted] |  |  | [redacted] | [redacted] C D |  | C | C | C | C | C | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225162381 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225162383 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225162386 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225162389 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225162391 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225162435 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225162462 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225162463 | [Redacted] |  |  | [redacted] | [redacted] C |  | B | B | B | B | B | A | C | B |  | A | A | A | A | A | A | B |  |
| 225162466 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225162467 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225162470 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 225162472 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225162723 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225162753 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225163172 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225163295 | [Redacted] |  |  | [redacted] | [redacted] C D |  | C | C | C | C | C | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225163359 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | B | B | B | B | B | A | B |  |
| 225163557 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225164304 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225164306 | [Redacted] |  |  | [redacted] | [redacted] C D |  | C | C | C | C | C | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225172742 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225172760 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225172771 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225172847 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225172849 | [Redacted] |  |  | [redacted] | [redacted] C D |  | C | C | C | C | C | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225172884 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225172885 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225172887 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225173094 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225173098 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225173309 | [Redacted] |  |  | [redacted] | [redacted] C D |  | C | C | C | C | C | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225173367 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225173395 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225173410 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225173491 | [Redacted] |  |  | [redacted] | [redacted] D |  | A | A | A | A | A | A | D | B |  | A | A | A | A | A | A | B |  |
| 225173493 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225173519 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225173522 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225173525 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225173528 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225173545 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225173888 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225173890 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225173895 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225173896 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225173897 | [Redacted] |  |  | [redacted] | [redacted] D |  | A | A | A | A | A | A | D | A |  | A | A | A | A | A | A | A |  |
| 225175019 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225175021 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 225175024 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225178723 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 225178740 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225178812 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225178835 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225178840 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225178859 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225180810 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225180811 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225180812 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225180814 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | C | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225180817 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225180825 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225184079 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225184170 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225184182 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225187609 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225188626 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225190255 | [Redacted] |  |  | [redacted] | [redacted] C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| 225190399 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225190468 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225192197 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225193200 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225193403 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225196023 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225197509 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225197513 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225197515 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225197589 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225197606 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225198308 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225198310 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225199199 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225199201 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225199205 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225199207 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225199221 | [Redacted] |  |  | [redacted] | [redacted] C D |  | C | C | C | C | C | A | C D | A |  | B | B | B | B | B | A | B |  |
| 225199227 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225199245 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225199332 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225199336 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225199352 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225199521 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225199524 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225199586 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225199588 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225201387 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225201703 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225201716 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225201748 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225201754 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225201756 | [Redacted] |  |  | [redacted] | [redacted] C D |  | B | B | B | B | B | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225201764 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225201766 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225201767 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225201770 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225201777 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225204381 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225204512 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225204570 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225204571 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225204575 | [Redacted] |  |  | [redacted] | [redacted] C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225204615 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225204623 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225204625 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225204630 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225204866 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225204929 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225204930 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225204934 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225205124 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 225205130 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225205133 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225205135 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225205138 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 225205158 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225205225 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225205301 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225205369 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225207994 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225208134 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225208150 | [Redacted] |  |  | [redacted] | [redacted] C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225208154 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225208157 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225209240 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225209246 | [Redacted] |  |  | [redacted] | [redacted] C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225209250 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225209273 | [Redacted] |  |  | [redacted] | [redacted] C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225209277 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225209292 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225209293 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225209391 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225209397 | [Redacted] |  |  | [redacted] | [redacted] C D |  | C | C | C | C | C | A | C D | B |  | A | A | A | A | A | A | B |  |
| 225209404 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225209410 | [Redacted] |  |  | [redacted] | [redacted] B |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 225209417 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225209911 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225209914 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225210125 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225210130 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225210136 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225210141 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225210181 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225210184 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225210186 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225210225 | [Redacted] |  |  | [redacted] | [redacted] C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225211902 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225212081 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225212089 | [Redacted] |  |  | [redacted] | [redacted] C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225212090 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225212092 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225212094 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225212104 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225212110 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225212111 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 225212116 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225212118 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225212144 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225212195 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225212302 | [Redacted] |  |  | [redacted] | [redacted] C D |  | N/A | N/A | N/A | N/A | N/A | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225212303 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225212388 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225212392 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225212525 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225212531 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225212535 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225212543 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225212671 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225216218 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225216236 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225216271 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225216279 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225219497 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225230075 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225230084 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225230151 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225230435 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225230448 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225230465 | [Redacted] |  |  | [redacted] | [redacted] C D |  | C | C | C | C | C | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225230492 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225230495 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225230497 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225230507 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225230512 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225230593 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225230683 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225230684 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225230688 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225232721 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225235325 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225235329 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225235346 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225236989 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225236990 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225236991 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225236993 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225236999 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225237005 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225237010 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225237082 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225237083 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225238344 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225238381 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225238385 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225241229 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225241238 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225241306 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225241578 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225241583 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225241584 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225241585 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225241591 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225241623 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225243366 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225245056 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225245149 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225245202 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225245839 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225246108 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 225250408 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225250409 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225250444 | [Redacted] |  |  | [redacted] | [redacted] D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225250460 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225250461 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225250471 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225250489 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225250495 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225250650 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225250656 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225250705 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225250734 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225250760 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225252274 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225254030 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225254541 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225257337 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225257599 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225257809 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225257810 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225258313 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225258331 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225258340 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225258360 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225258562 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225258749 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225258752 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225259256 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 225259921 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225259964 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225259994 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225261107 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225261119 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225261412 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225261475 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225261481 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225261561 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225261569 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225261641 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225263960 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225264068 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225264121 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225264618 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225264869 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225265489 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225265490 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225266069 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225266072 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225266073 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225266081 | [Redacted] |  |  | [redacted] | [redacted] C |  | B | B | B | B | B | A | C | A |  | A | A | A | A | A | A | A |  |
| 225266082 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225266119 | [Redacted] |  |  | [redacted] | [redacted] C |  | B | B | B | B | B | A | C | A |  | A | A | A | A | A | A | A |  |
| 225266190 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225266239 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225266249 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225266253 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 225266259 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225266940 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225267433 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225267636 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225269623 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225272873 | [Redacted] |  |  | [redacted] | [redacted] A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225278063 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225278371 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225278414 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225278559 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225278565 | [Redacted] |  |  | [redacted] | [redacted] C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 225278728 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225278729 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225278883 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225279361 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225279842 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225280153 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225280323 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225280387 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225280389 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225280406 | [Redacted] |  |  | [redacted] | [redacted] C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 225280465 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225283212 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225283303 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225286632 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225287261 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225291490 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225291612 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225291629 | [Redacted] |  |  | [redacted] | [redacted] C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225291631 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225291772 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225291790 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225291792 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225291796 | [Redacted] |  |  | [redacted] | [redacted] B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 225291891 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225291895 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225291930 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225292353 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225292647 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225292721 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225294321 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225294893 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225295218 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225295391 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225297948 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225297954 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225298147 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225298156 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225298160 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225298306 | [Redacted] |  |  | [redacted] | [redacted] B |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225298480 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225298671 | [Redacted] |  |  | [redacted] | [redacted] C |  | B | B | B | B | B | A | C | A |  | A | A | A | A | A | A | A |  |
| 225299529 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225329341 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225330489 | [Redacted] |  |  | [redacted] | [redacted] C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| 225330492 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225330597 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225330673 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225330675 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225330825 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225330826 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225331384 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225331387 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225331494 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225331765 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225335062 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225335069 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225335362 | [Redacted] |  |  | [redacted] | [redacted] B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 225335376 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225335378 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225335402 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225335757 | [Redacted] |  |  | [redacted] | [redacted] A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 225338764 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225338767 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225341683 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225345294 | [Redacted] |  |  | [redacted] | [redacted] A |  | B | B | B | B | B | A | B | A |  | A | A | A | A | A | A | A |  |
| 225345295 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 225345303 | [Redacted] |  |  | [redacted] | [redacted] A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
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## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cross_abs15g.htm)

**Exhibit 99.1 - Schedule 3**

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| ![](situslogo.jpg) |
| **Exception Grades** |
| **Run Date - 4/8/2026 9:52:33 AM** |

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| 224292781 | [Redacted] | [Redacted] |  | 34835726 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the most recent 12 month payment history for the subject property was not located in the file. |  |  |  | Reviewer Comment (2025-11-03): Provided payment history of subject property. Exception cleared.<br>Buyer Comment (2025-10-30): payment history | 11/03/2025 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224415720 | [Redacted] | [Redacted] |  | 34978329 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $125.00 exceeds tolerance of $90.00 plus [Redacted] or $99.00. $26.00 over legal limit. Insufficient or no cure was provided to the borrower. (0) | [Redacted] fee toleration due to recording fee being disclosed as $90.00 and then change on the final CD to $125.00. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-02-09): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-09): Recording fees were cured at FCD 90 + [Redacted] = 99<br> 125- 99 = 26<br> HOA docs fee of 50 cured at FCD as well<br> Total cure was $76<br>Reviewer Comment (2025-12-30): Situsamc Recebuttal comment stating recording fee is $103. Please provde corrected PCCD and LOE along with true and certified settlement statement in order to verify loan closed with recording fee $103.<br>Buyer Comment (2025-12-30): Please rerun the test. Per escrow, the correct amount was $103 versus $125. Thank you.<br>Reviewer Comment (2025-11-24): SitusAMC received rebuttal comment that the Title - Deed Prep fee was moved to section E. Please provide an attestation confirming the fee disclosed on initial LE was for recording fee and used for the same purpose at closing. SitusAMC will re-review the exception.<br>Buyer Comment (2025-11-21): Hi, the initial LE reflected a deed prep for $35 under section C, final CD reflected the deed was moved to Section E with the same amount. Please cancel the defect. | 02/09/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224415720 | [Redacted] | [Redacted] |  | 34978330 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Discount Points. Fee Amount of $7,275.00 exceeds tolerance of $6,150.00. $1,125.00 over legal limit. Insufficient or no cure was provided to the borrower. (7200) | Loan discount points disclosed as $6,150.00 on initial CD and then as $7,275.00 on final CD. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-04-07): SitusAMC received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD. Exception remains an Open- Unable to Clear EV3 as remediation documentation was not provided within 60 days of discovery date of 11-14-2025.<br>Buyer Comment (2026-04-06): Please see attached Cover letter, PCCD, Cure Check and Proof Fed Ex delivered.<br>Reviewer Comment (2026-02-09): Situamc Received CD dated 11/04 along with lock and COC dated 11/04; however, required detailed information about the changes took place on 11/04 and the reason for new lock. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-02-09): Attached docs will confirm that the increase in points were disclosed on 11/4 and the lock confirms the increase in points to 2.4[Redacted]<br>Buyer Comment (2026-02-09): Attached CD, COC and Lock confirm the changes to the Discount points that occurred on 11/4.<br>Reviewer Comment (2025-12-01): EXCEPTION HISTORY - Exception Detail was updated on 12/01/2025 PRIOR Exception Detail: TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Discount Points. Fee Amount of $7,275.00 exceeds tolerance of $5,084.00. $2,191.00 over legal limit. Insufficient or no cure was provided to the borrower. (7200) |  |  |  | 3 C | [redacted] | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224415720 | [Redacted] | [Redacted] |  | 34978357 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign disclosure not provided in file. |  |  |  | Reviewer Comment (2025-12-01): Received required documentation. Condition cleared.<br>Buyer Comment (2025-11-26): including missing page<br>Reviewer Comment (2025-11-25): E-Sign Consent date is not reflecting with provided document. Exception remains.<br>Buyer Comment (2025-11-21): esign acknowledged by borrower | 12/01/2025 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224424720 | [Redacted] | [Redacted] |  | 34995043 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | This file was missing a copy of VVOE. Per guidelines, Verbal Verification of Employment VVOE completed within 10 days of closing must be provided. |  |  |  | Reviewer Comment (2026-02-16): provided<br>Buyer Comment (2026-02-12): Please re-designate this loan to Safe Harbor QM APOR and re-review the verification of employment.<br>Reviewer Comment (2026-02-02): The Verbal verification of employment provided is dated post-closing. This does not meet Non-QM/ATR regulations. Exception remains<br>Buyer Comment (2026-01-30): corrected vvoe<br>Reviewer Comment (2026-01-28): As per available WVOE document borrower employment start date 02/14/2017 however lender correspondence for the VVOE requirement within 10 days is reflecting hire date 02/14/2025, please provide correct borrower employment start date to clear the exception. Exception Remains.<br>Buyer Comment (2026-01-26): vvoe | 02/16/2026 |  |  | 1 B A C | [redacted] | NJ | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 224424720 | [Redacted] | [Redacted] |  | 34995044 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | This file was missing a copy of VVOE. Per guidelines, Verbal Verification of Employment VVOE completed within 10 days of closing must be provided. |  |  |  | Reviewer Comment (2026-02-16): provided<br>Reviewer Comment (2026-02-02): The Verbal verification of employment provided is dated post-closing. This does not meet Non-QM/ATR regulations. Exception remains<br>Buyer Comment (2026-01-30): see uploaded<br>Reviewer Comment (2026-01-28): As per available WVOE document borrower employment start date 02/14/2017 however lender correspondence for the VVOE requirement within 10 days is reflecting hire date 02/14/2025, please provide correct borrower employment start date to clear the exception. Exception Remains.<br>Buyer Comment (2026-01-26): see uploaded | 02/16/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224424720 | [Redacted] | [Redacted] |  | 34995046 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $550.00 exceeds tolerance of $480.00 plus [Redacted] or $528.00. Sufficient or excess cure was provided to the borrower at Closing. (0) | [Redacted] exceeded due to recording fee going from $480.00 to $550.00. Sufficient or excess cure was provided to the borrower at closing. |  |  |  | Reviewer Comment (2025-11-17): Sufficient Cure Provided At Closing |  | 11/17/2025 |  | 1 A | [redacted] | NJ | Primary | Purchase | Final CD evidences Cure B A | Non QM | Safe Harbor QM (APOR) | Yes |
| 224424720 | [Redacted] | [Redacted] |  | 34995047 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | This file was missing a copy of VVOE. Per guidelines, Verbal Verification of Employment VVOE completed within 10 days of closing must be provided. |  |  |  | Reviewer Comment (2026-02-23): Received paystubs. Condition cleared.<br>Buyer Comment (2026-02-19): uploaded 30 days of paystub and prior 2 years W2 and transcripts no longer required.<br>Reviewer Comment (2026-02-18): The loan designation was restated to Safe Harbor QM APOR, however per the lender guides, the documentation provided does not meet lender guides. Per guides the following is required: <br>In the event that a WVOE is provided as the sole income source, W-2 transcripts must be obtained that support the figures listed on the WVOE in underwriting's determination.<br>Buyer Comment (2026-02-16): Please re-designate this loan to Safe Harbor QM APOR and re-review the post closing verification of employment.<br>Reviewer Comment (2026-02-02): The Verbal verification of employment provided is dated post-closing. This does not meet Non-QM/ATR regulations. Exception remains.<br>Buyer Comment (2026-01-30): see uploaded<br>Reviewer Comment (2026-01-28): As per available WVOE document borrower employment start date 02/14/2017 however lender correspondence for the VVOE requirement within 10 days is reflecting hire date 02/14/2025, please provide correct borrower employment start date to clear the exception. Exception Remains.<br>Buyer Comment (2026-01-26): see uploaded | XXXXX |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224424720 | [Redacted] | [Redacted] |  | 34995048 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 04/01/2017 | This file was missing a copy of VVOE. Per guidelines, Verbal Verification of Employment VVOE completed within 10 days of closing must be provided. |  |  |  | Reviewer Comment (2026-02-23): Received paystubs. Condition cleared.<br>Reviewer Comment (2026-02-18): Received VVOE, however the documentation is dated 01/2026 with a closing date of 07/2025 which does not meet lender guides of 10 days from note date.<br>Buyer Comment (2026-01-30): see uploaded<br>Reviewer Comment (2026-01-28): As per available WVOE document borrower employment start date 02/14/2017 however lender correspondence for the VVOE requirement within 10 days is reflecting hire date 02/14/2025, please provide correct borrower employment start date to clear the exception. Exception Remains.<br>Buyer Comment (2026-01-26): see uploaded | XXXXX |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224424720 | [Redacted] | [Redacted] |  | 34995055 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [redacted] VVOE - Employment Only | Verification of employment not provided in file. |  |  |  | Reviewer Comment (2026-02-02): Provided Verbal verification of employment dated 01/30/2026. Exception cleared.<br>Buyer Comment (2026-01-30): see uploaded<br>Reviewer Comment (2026-01-28): As per available WVOE document borrower employment start date 02/14/2017 however lender correspondence for the VVOE requirement within 10 days is reflecting hire date 02/14/2025, please provide correct borrower employment start date to clear the exception. Exception Remains.<br>Buyer Comment (2026-01-26): see uploaded | XXXXX |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224424720 | [Redacted] | [Redacted] |  | 34995071 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | This file was missing a copy of VVOE. Per guidelines, Verbal Verification of Employment VVOE completed within 10 days of closing must be provided. |  |  |  | Reviewer Comment (2026-02-16): provided<br>Reviewer Comment (2026-02-02): The Verbal verification of employment provided is dated post-closing. This does not meet Non-QM/ATR regulations. Exception remains<br>Buyer Comment (2026-01-30): see uploaded<br>Reviewer Comment (2026-01-28): As per available WVOE document borrower employment start date 02/14/2017 however lender correspondence for the VVOE requirement within 10 days is reflecting hire date 02/14/2025, please provide correct borrower employment start date to clear the exception. Exception Remains.<br>Buyer Comment (2026-01-26): see uploaded | 02/16/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224424720 | [Redacted] | [Redacted] |  | 35821603 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2026-02-23): Received paystubs. Condition cleared.<br>Buyer Comment (2026-02-19): uploaded 30 days of paystub and prior 2 years W2 and transcripts no longer required.<br>Reviewer Comment (2026-02-18): The loan designation was restated to Safe Harbor QM APOR, however per the lender guides, the documentation provided does not meet lender guides. Per guides the following is required: <br>In the event that a WVOE is provided as the sole income source, W-2 transcripts must be obtained that support the figures listed on the WVOE in underwriting's determination.<br>Buyer Comment (2026-02-16): Please re-designate this loan to Safe Harbor QM APOR and re-review the post closing verification of employment. | XXXXX |  |  | 1 A | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224424720 | [Redacted] | [Redacted] |  | 35821604 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2026-02-23): Received paystubs. Condition cleared.<br>Reviewer Comment (2026-02-18): The loan designation was restated to Safe Harbor QM APOR, however per the lender guides, the documentation provided does not meet lender guides. Per guides the following is required: <br>In the event that a WVOE is provided as the sole income source, W-2 transcripts must be obtained that support the figures listed on the WVOE in underwriting's determination.<br>Buyer Comment (2026-02-16): Please re-designate this loan to Safe Harbor QM APOR and re-review the post closing verification of employment. | XXXXX |  |  | 1 A | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224424720 | [Redacted] | [Redacted] |  | 35821608 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | lender stated to change to [redacted] APOR |  |  |  | Reviewer Comment (2026-02-23): Received paystubs. Condition cleared.<br>Reviewer Comment (2026-02-18): The loan designation was restated to Safe Harbor QM APOR, however per the lender guides, the documentation provided does not meet lender guides. Per guides the following is required: <br>In the event that a WVOE is provided as the sole income source, W-2 transcripts must be obtained that support the figures listed on the WVOE in underwriting's determination.<br>Buyer Comment (2026-02-16): Please re-designate this loan to Safe Harbor QM APOR and re-review the post closing verification of employment. | XXXXX |  |  | 1 A | [redacted] | NJ | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 224424720 | [Redacted] | [Redacted] |  | 35866748 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | Received paystubs. EV2 exception is for informational purposes only. |  |  |  | Buyer Comment (2026-02-23): okay per CNR - expected outcome of re-designation |  |  | XXXXX | 2 A B | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224426930 | [Redacted] | [Redacted] |  | 35002993 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $[redacted]0 exceeds tolerance of [redacted] plus [Redacted] or [redacted]0. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. (0) | Insufficient Cure or no valid Change of Circumstance provide in loan file |  |  |  | Reviewer Comment (2026-02-25): SitusAMC received PCCD, LOE, Copy of refund check and proof of mailing.<br>Reviewer Comment (2026-02-25): Cured in error<br>Reviewer Comment (2026-02-02): SitusAMC received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-01-30): updated CD moving the adjustment and LOE to the borrower.<br>Reviewer Comment (2026-01-30): SitusAMC received Final SS and cure documents. However, the title policy adjustment of $2,536.50 on page 3 and the fee tolerance testing the credit should be disclosed specifically to the fee in question. A credit "for Policy adjustment" is not specific and is a general credit to borrower and not specific to the fee in question. A corrected CD and LOE to borrower should place this credit towards the Lender's title insurance, if that is the fee it was intended to be credited toward and shown in the Paid by Others column on page 2 of the Corrected CD. It should be credited specifically to that fee in the paid by others column or Cure would be due to borrower.<br>Buyer Comment (2026-01-29): certified final SS with the lender title of $450<br>Reviewer Comment (2026-01-29): SitusAMC received corrected PCCD and LOE with cure of $0.50 but, we required updated PCCD with actual Lender's title charged to borrower/paid by borrower at closing that is $450. The adjustment provided under section K of CD should be updated as paid by others. Or instead please provide true and certified copy of final SS to verify the actual Lender's Title Insurance paid by borrower at closing.<br>Buyer Comment (2026-01-28): addl check, cover letter, fedex label and revise CD adding the .50 cent shortage<br>Reviewer Comment (2026-01-22): SitusAMC received cure documents for $438.17 and LOE for title premium adjustment, however as per LOE lenders title premium is $450. Please provide corrected PCCD updating the lenders title premium amount in sec B of CD along with LOE.<br>Buyer Comment (2026-01-21): please see the cure check for $438, cover letter, label, escrow email revise CD for the cure. Title endorsement fee overcharge of $505 ($960-455) and $99.50 ($449.50-350) Note there was a title adjustment of $2986 - $2536.50= $449.50. Total cure amount of $438, which includes a reduction of $166.50 for allowed [Redacted] tolerance. |  | 02/25/2026 |  | 2 C B | [redacted] | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224426930 | [Redacted] | [Redacted] |  | 35003004 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $[redacted]5 exceeds tolerance of $[redacted]0. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. ([redacted]) | Transfer Tax was last disclosed as $[redacted] on the Loan Estimate but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a Valid change of circumstance for this fee, and insufficient cure was provided. |  |  |  | Reviewer Comment (2025-12-11): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2025-12-09): Please see the Encompass screenshot. The LE's transfer tax rounded down based on the amount of $3,202.38 and the CD reflected a $0.17 lender credit for the increase to $3,202.55. | 12/11/2025 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224426930 | [Redacted] | [Redacted] |  | 35003024 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: F. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? reflects Yes. Missing documented and/or does not meet guideline requirements. |  |  |  |  |  | Reviewer Comment (2026-01-05): Document received stating the borrowers were guarantors on a SBA loan, which was associated with the borrower's business. Exception cleared.<br>Buyer Comment (2025-12-31): Please see Encompass screenshot of the Declarations section stating the borrowers were guarantors on a SBA loan, which was associated with the borrower's business and a monthly payment was not required. | 01/05/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224428761 | [Redacted] | [Redacted] |  | 35030082 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The provided, executed note is an "[redacted]", but the note terms do not indicate there is an interest only feature. The provided monthly payment is principal and interest, not interest only. Corrective note on the proper form is required along with a destroyed note affidavit addressing the incorrect form and evidence of satisfactory explanation to the borrower. |  |  |  | Reviewer Comment (2026-03-16): Received Note. Exception Cleared.<br>Buyer Comment (2026-03-12): Please see attached<br>Reviewer Comment (2025-11-28): In provided note interest only term and period both are missing. Require updated note with interest only term and period. Exception remains.<br>Buyer Comment (2025-11-25): [Redacted] respectfully disagrees with this finding. Section 3A of note specifically says "payment will be for interest-only." Please review Doc D0291 and clear. | 03/16/2026 |  |  | 1 C A | [redacted] | NM | Investment | Purchase | C A |  | N/A | No |
| 224428785 | [Redacted] | [Redacted] |  | 35030232 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated [redacted] months reserves of [redacted]6 is less than Guideline PITIA months reserves of [redacted]0. | 12 months required reserves not provided in file. | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of1.382 is greater than the minimum required DSCR of 1.27 | SitusAMC,Aggregator | Reviewer Comment (2026-03-13): Client elects to waive with comp factors.<br>Buyer Comment (2026-02-27): exception for a lower amount of reserves<br>Reviewer Comment (2025-12-02): The reason for the 12 months reserves is borrower is a foreign national as required by section 6.2.8 of the guidelines.<br>Buyer Comment (2025-11-28): PC Cert |  |  | 03/13/2026 | 2 C B | [redacted] | FL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224428785 | [Redacted] | [Redacted] |  | 35953948 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception: reserves reflects $[redacted] CD $[redacted] total $[redacted] shortage of $[redacted] less then a month. DSCR greater[redacted]. | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of1.382 is greater than the minimum required DSCR of 1.27 | SitusAMC,Aggregator | Reviewer Comment (2026-03-13): Lender Exception with Compensating Factors provided.<br>Reviewer Comment (2026-03-13): Lender Exception with Compensating Factors provided.<br>Lender Exception: reserves reflects $23,755.92 CD $11,602.94 total $35,358.86 shortage of $1,417.20 less then a month. DSCR greater 1.25<br>Reviewer Comment (2026-03-03): Lender Exception with Compensating Factors provided.<br>Lender Exception: reserves reflects $23,755.92 CD $11,602.94 total $35,358.86 shortage of $1,417.20 less then a month. DSCR greater 1.25 |  |  | 03/13/2026 | 2 B | [redacted] | FL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224455169 | [Redacted] | [Redacted] |  | 35037448 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Data Discrepancy with [Redacted]. Lender [Redacted] [redacted]%, Review [Redacted] [redacted]% . The reason for the discrepancy is Co-Borrower primary expenses not included in [Redacted] per 1008. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 2yr Full Doc<br> Disposable Income: $31,852.97<br>Borrower has worked in the same position for 20 years.<br>Actual Reserves: $229,470.71<br> Required Reserves: $108,841.57<br>Borrower's Own Funds Percent: 12.81%<br> Borrower's Own Funds Amount: $249,970.71<br>Guidelines Representative FICO: 620<br> Representative FICO: 704 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-06): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-03-05): Providing updated passive assets that include the cash back from the transaction. Additionally, the B1 bonus average was adjusted to average 2024 and YTD base on the increasing history. B2 bonus income also adjusted to include 2024 due to borrower reflecting other income of $21,814.39 not being used and history of year end bonus for 2025 not included like previous years. Revise debt ratio was 49.81%<br>Reviewer Comment (2026-02-20): Updated income to include asset depletion for B1 however the account balances provided are less than the qualifying income on the UW worksheet. Updated income to include 24 month avg OT for B2. [Redacted] is 50.676%.<br>Reviewer Comment (2026-02-20): EXCEPTION HISTORY - Exception Explanation was updated on 02/20/2026 PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: 53.23444%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 47.91800%.<br>Buyer Comment (2026-02-18): Including passive assets for $3811.20 per month and exception to use the 24 month average for B2 OT income that supported a revised amount of $1426 per month. Debt ratio below 50%. 1008 and 1003 provided.<br>Reviewer Comment (2026-01-08): Exception remains as this wasnt addressed. Received updated 1008 reflecting lenders [Redacted] at 49.924% which does not match DD [Redacted]. The borrower/co-borrower's primary residences equal $20,263.79, open debt is $12,463.26 which equals $32,727.05. total income - $61,477.21 which would make the [Redacted] 53.23%. It appears the lender is not including the CB's PITI in the [Redacted].<br>Buyer Comment (2026-01-08): [Redacted] respectfully disagrees with finding. We are including the Co-Mtgs PITIA in the [Redacted], and the 49.924% calculation has been cross-checked and approved. Please clear finding<br>Reviewer Comment (2026-01-05): Received updated 1008 reflecting lenders [Redacted] at 49.924% which does not match DD [Redacted]. The borrower/co-borrower's primary residences equal $20,263.79, open debt is $12,463.26 which equals $32,727.05. total income - $61,477.21 which would make the [Redacted] 53.23%. It appears the lender is not including the CB's PITI in the [Redacted].<br>Buyer Comment (2026-01-02): Resolution documentation re: [Redacted]. Please see passive asset income calc, revised 1008 and 1003<br>Reviewer Comment (2025-12-16): Received updated 1008 reflecting lenders [Redacted] at 47.769% which does not match DD [Redacted]. The borrower/co-borrower's primary residences equal $20,263.79, open debt is $12,463.26 which equals $32,727.05. total income - $61,477.21 which would make the [Redacted] 53.23%. It appears the lender is not including the CB's PITI in the [Redacted].<br>Buyer Comment (2025-12-15): revised 1008s<br>Buyer Comment (2025-12-15): [Redacted] respectfully disagrees with finding. After rescrubbing both bwr's income & expenses, my [Redacted] comes in at 47.769%. AMC claims that co-applicant's expenses not included, but I only found a $40 AMEX payment missing, and nothing else being paid off or excluded. Uploaded please find revised 1008's for both borrowers, please review and clear. |  |  | 03/06/2026 | 2 C B | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224455169 | [Redacted] | [Redacted] |  | 35037464 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to VVOE not provided within 10 business days prior to the note date for employer "[redacted]" and "[redacted]". |  |  |  | Reviewer Comment (2026-03-09): Cleared. Received post closing VVOE.<br>Reviewer Comment (2026-01-08): Exception remains as this wasnt addressed. Received updated 1008 reflecting lenders [Redacted] at 49.924% which does not match DD [Redacted]. The borrower/co-borrower's primary residences equal $20,263.79, open debt is $12,463.26 which equals $32,727.05. total income - $61,477.21 which would make the [Redacted] 53.23%. It appears the lender is not including the CB's PITI in the [Redacted].<br>Buyer Comment (2026-01-08): [Redacted] respectfully disagrees with finding. We are including the Co-Mtgs PITIA in the [Redacted], and the 49.924% calculation has been cross-checked and approved. Please clear finding<br>Reviewer Comment (2026-01-05): Received post closing verification, however the other ATR issue is the [Redacted]. Once the [Redacted] can be addressed and fall within lender guides, loan will be re-ran to determine ATR compliance.<br>Buyer Comment (2026-01-02): Please review uploaded resolution documents<br>Reviewer Comment (2025-12-16): Received post closing verification, however the other ATR issue is the [Redacted]. Once the [Redacted] can be addressed and fall within lender guides, loan will be re-ran to determine ATR compliance.<br>Buyer Comment (2025-12-15): [Redacted] respectfully disagrees with finding. Income & Employment were verified prior to closing with WVOE's previously provided. Uploaded please find updated VOEs for both Concora & SW Airlines, post-note VVOEs are acceptable per section F of our guidelines. ATR requirement was met as employment was verified prior to closing. | 03/09/2026 |  |  | 1 B A C | [redacted] | TX | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224455169 | [Redacted] | [Redacted] |  | 35037465 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to VVOE not provided within 10 business days prior to the note date for employer "[redacted]" and "[redacted]". |  |  |  | Reviewer Comment (2026-03-09): Cleared. Received post closing VVOE.<br>Reviewer Comment (2026-01-08): Exception remains as this wasnt addressed. Received updated 1008 reflecting lenders [Redacted] at 49.924% which does not match DD [Redacted]. The borrower/co-borrower's primary residences equal $20,263.79, open debt is $12,463.26 which equals $32,727.05. total income - $61,477.21 which would make the [Redacted] 53.23%. It appears the lender is not including the CB's PITI in the [Redacted].<br>Buyer Comment (2026-01-08): [Redacted] respectfully disagrees with finding. We are including the Co-Mtgs PITIA in the [Redacted], and the 49.924% calculation has been cross-checked and approved. Please clear finding<br>Reviewer Comment (2026-01-05): Received post closing verification, however the other ATR issue is the [Redacted]. Once the [Redacted] can be addressed and fall within lender guides, loan will be re-ran to determine ATR compliance.<br>Buyer Comment (2026-01-02): Please review uploaded resolution docuemnts<br>Reviewer Comment (2025-12-16): Received post closing verification, however the other ATR issue is the [Redacted]. Once the [Redacted] can be addressed and fall within lender guides, loan will be re-ran to determine ATR compliance.<br>Buyer Comment (2025-12-15): [Redacted] respectfully disagrees with finding. Income & Employment were verified prior to closing with WVOE's previously provided. Uploaded please find updated VOEs for both Concora & SW Airlines, post-note VVOEs are acceptable per section F of our guidelines. ATR requirement was met as employment was verified prior to closing. | 03/09/2026 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224455169 | [Redacted] | [Redacted] |  | 35037466 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to VVOE not provided within 10 business days prior to the note date for employer "[Redacted]" and "[Redacted]". |  |  |  | Reviewer Comment (2025-12-16): Document provided, this exception cleared. However there are additional ATR issues regarding the [Redacted]. Once the [Redacted] issue is addressed the remaining ATR compliance exceptions will be re-ran to determine ATR compliance.<br>Buyer Comment (2025-12-15): [Redacted] respectfully disagrees with finding. Income & Employment were verified prior to closing with WVOE's previously provided. Uploaded please find updated VOEs for both Concora & SW Airlines, post-note VVOEs are acceptable per section F of our guidelines. ATR requirement was met as employment was verified prior to closing. | 12/16/2025 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224455169 | [Redacted] | [Redacted] |  | 35037470 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VVOE not provided within 10 business days prior to the note date for employer "[Redacted]" and "[Redacted]". |  |  |  | Reviewer Comment (2025-12-16): Received verifications dated post closing.<br>Buyer Comment (2025-12-15): [Redacted] respectfully disagrees with finding. Income & Employment were verified prior to closing with WVOE's previously provided. Uploaded please find updated VOEs for both Concora & SW Airlines, post-note VVOEs are acceptable per section F of our guidelines. ATR requirement was met as employment was verified prior to closing. | 12/16/2025 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224455169 | [Redacted] | [Redacted] |  | 35037471 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VVOE not provided within 10 business days prior to the note date for employer "[Redacted]". |  |  |  | Reviewer Comment (2026-03-09): Cleared. Received post closing VVOE.<br>Reviewer Comment (2026-02-20): VVOE for [Redacted] is not within 10 business days prior to the note date.<br>Buyer Comment (2026-02-18): Including passive assets for $3811.20 per month and exception to use the 24 month average for B2 OT income that supported a revised amount of $1426 per month. Debt ratio below 50%. 1008 and 1003 provided.<br>Reviewer Comment (2026-01-08): Exception remains as this wasnt addressed. Received updated 1008 reflecting lenders [Redacted] at 49.924% which does not match DD [Redacted]. The borrower/co-borrower's primary residences equal $20,263.79, open debt is $12,463.26 which equals $32,727.05. total income - $61,477.21 which would make the [Redacted] 53.23%. It appears the lender is not including the CB's PITI in the [Redacted].<br>Buyer Comment (2026-01-08): [Redacted] respectfully disagrees with finding. We are including the Co-Mtgs PITIA in the [Redacted], and the 49.924% calculation has been cross-checked and approved. Please clear finding<br>Reviewer Comment (2026-01-05): Received post closing verification, however the other ATR issue is the [Redacted]. Once the [Redacted] can be addressed and fall within lender guides, loan will be re-ran to determine ATR compliance.<br>Buyer Comment (2026-01-02): Please review uploaded resolution documents<br>Reviewer Comment (2025-12-16): Received post closing verifications, however the other ATR issue is the [Redacted]. Once the [Redacted] can be addressed and fall within lender guides, loan will be re-ran to determine ATR compliance.<br>Buyer Comment (2025-12-15): [Redacted] respectfully disagrees with finding. Income & Employment were verified prior to closing with WVOE's previously provided. Uploaded please find updated VOEs for both Concora & SW Airlines, post-note VVOEs are acceptable per section F of our guidelines. ATR requirement was met as employment was verified prior to closing. | 03/09/2026 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224455169 | [Redacted] | [Redacted] |  | 35037472 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 09/30/2022 | VVOE not provided within 10 business days prior to the note date for employer "[Redacted]". |  |  |  | Reviewer Comment (2026-03-09): Cleared. Received post closing VVOE.<br>Reviewer Comment (2026-01-08): Exception remains as this wasnt addressed. Received updated 1008 reflecting lenders [Redacted] at 49.924% which does not match DD [Redacted]. The borrower/co-borrower's primary residences equal $20,263.79, open debt is $12,463.26 which equals $32,727.05. total income - $61,477.21 which would make the [Redacted] 53.23%. It appears the lender is not including the CB's PITI in the [Redacted].<br>Buyer Comment (2026-01-08): [Redacted] respectfully disagrees with finding. We are including the Co-Mtgs PITIA in the [Redacted], and the 49.924% calculation has been cross-checked and approved. Please clear finding<br>Reviewer Comment (2026-01-05): Received post closing verification, however the other ATR issue is the [Redacted]. Once the [Redacted] can be addressed and fall within lender guides, loan will be re-ran to determine ATR compliance.<br>Buyer Comment (2026-01-02): Please review uploaded resolution documents<br>Reviewer Comment (2025-12-16): Received post closing verifications, however the other ATR issue is the [Redacted]. Once the [Redacted] can be addressed and fall within lender guides, loan will be re-ran to determine ATR compliance.<br>Buyer Comment (2025-12-15): VOE<br>Buyer Comment (2025-12-15): [Redacted] respectfully disagrees with finding. Income & Employment were verified prior to closing with WVOE's previously provided. Uploaded please find updated VOEs for both Concora & SW Airlines, post-note VVOEs are acceptable per section F of our guidelines. ATR requirement was met as employment was verified prior to closing. | 03/09/2026 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224455169 | [Redacted] | [Redacted] |  | 35480530 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - [Redacted] |  |  |  | Reviewer Comment (2026-03-09): Cleared. Updated asset utilizaiton income.<br>Reviewer Comment (2026-02-20): Updated income to include asset depletion for B1 however the account balances provided are less than the qualifying income on the UW worksheet. Updated income to include 24 month avg OT for B2. [Redacted] is 50.676%.<br>Buyer Comment (2026-02-18): Including passive assets for $3811.20 per month and exception to use the 24 month average for B2 OT income that supported a revised amount of $1426 per month. Debt ratio below 50%. 1008 and 1003 provided. | 03/09/2026 |  |  | 1 A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224455169 | [Redacted] | [Redacted] |  | 35856511 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for use of 24 months average OT income instead of lower earnings in 2024. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 2yr Full Doc<br> Disposable Income: $31,852.97<br>Borrower has worked in the same position for 20 years.<br>Actual Reserves: $229,470.71<br> Required Reserves: $108,841.57<br>Borrower's Own Funds Percent: 12.81%<br> Borrower's Own Funds Amount: $249,970.71<br>Guidelines Representative FICO: 620<br> Representative FICO: 704 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-20): Client elects to waive with compensating factors. |  |  | 02/20/2026 | 2 B | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224462664 | [Redacted] | [Redacted] |  | 35058883 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] HOA Verification, Insurance Verification | Insurance Verification and HOA (if applicable) is missing. |  |  |  | Reviewer Comment (2026-01-07): Received HOA statement. Tax and insurance is escrowed. Exception Cleared.<br>Buyer Comment (2026-01-06): Investor response is unclear, please clarify. Mortgage statement sent shows proof of escrow and HOA is for REO in question. Unit 505 & Unit PH5 are interchangable and have the same parcel #: GldgPh5. Please clear finding<br>Reviewer Comment (2025-12-31): Require HOA verification. Insurance verification not provided in file or require LOE, property history report if property is land only. Provided HOA verification is for different property. Exception remains.<br>Buyer Comment (2025-12-30): Mortgage statement (showing escrows) and quarterly HOA coupon for 8777 Marsac Ave | 01/07/2026 |  |  | 1 C A | [redacted] | UT | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224462664 | [Redacted] | [Redacted] |  | 35058951 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower:[redacted]n // Employment Type: Employment / Income Type: Wages / Start Date: 05/15/2004 | Verification(s) of employment is received after note date. |  |  |  | Reviewer Comment (2026-01-02): Verbal VOE is acceptable any time after the Note date confirming borrower is currently employed and/or current income level. Exception cleared.<br>Buyer Comment (2025-12-30): [Redacted] respectfully disagrees with finding. This finding was addressed months ago, please find corresponding VOE and clear<br>Buyer Comment (2025-12-30): VVOE - Brent Christiansen | 01/02/2026 |  |  | 1 C A | [redacted] | UT | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224462664 | [Redacted] | [Redacted] |  | 35058989 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Right to Cancel (RTC) is missing. |  |  |  | Reviewer Comment (2026-03-12): Prior loan was construction only. Rescission does not apply.<br>Buyer Comment (2026-03-10): Please see attached. This should clear all 3 open conditions. Thus we do not need to open re-open recission.<br>Reviewer Comment (2026-03-06): Exception remains Please provide Note/CD from prior transaction or other evidence that loan being satisfied was the initial construction only and that the borrower was not obligated on an existing permanent phase financing. Otherwise, a refinance of an existing permanent phase Note would make the subject transaction a refinance subject to rescission.<br> "It is unclear whether or not the previous loan included permanent financing. There is not enough information to determine whether the previous loan was construction-only or construction-permanent. Based on SitusAMC's discussion with outside counsel, if the subject transaction refinanced permanent financing, it would be considered a standard refinance as opposed to a residential mortgage transaction and would therefore be subject to rescission. If the borrower was not obligated on permanent financing prior to subject transaction, please provide Note/CD from prior transaction or other evidence that loan being satisfied was the initial construction only and that the borrower was not obligated on an existing permanent phase financing. Otherwise, a refinance of an existing permanent phase Note would make the subject transaction a refinance subject to rescission."<br>Buyer Comment (2026-03-04): Under the Truth in Lending Act, a refinance with the same creditor is exempt from the Right to Rescission to the extent no new money is advanced. This transaction was a same-creditor refinance of [Redacted]'s construction loan secured by the borrower's principal dwelling. The new loan proceeds were used solely to pay off the existing construction balance and a builder-related obligation, and the borrower contributed $399,586.58 in funds to close. No cash out or additional principal was advanced to the borrower. Accordingly, this transaction qualifies for the same-creditor refinance exemption, and a Right to Rescission was not required.<br>Reviewer Comment (2026-01-15): It is unclear whether or not the previous loan included permanent financing. There is not enough information to determine whether the previous loan was construction-only or construction-permanent. Based on SitusAMC's discussion with outside counsel, if the subject transaction refinanced permanent financing, it would be considered a standard refinance as opposed to a residential mortgage transaction and would therefore be subject to rescission. If the borrower was not obligated on permanent financing prior to subject transaction, please provide Note/CD from prior transaction or other evidence that loan being satisfied was the initial construction only and that the borrower was not obligated on an existing permanent phase financing. Otherwise, a refinance of an existing permanent phase Note would make the subject transaction a refinance subject to rescission.<br>Reviewer Comment (2026-01-15): Exception rebuttal has been escalated for compliance review.<br>Buyer Comment (2026-01-13): [Redacted] respectfully disagrees with finding. Subject transaction was a Non Cash-out refinance of a construction loan. Subject loan was non-rescindable. Please clear finding<br>Reviewer Comment (2026-01-02): A notice of right to cancel is required for the cash-out transaction. Please provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form to cure the exception.<br>Buyer Comment (2025-12-30): [Redacted] respectfully disagrees with finding, subject transaction was on a Construction loan and non-rescindable. Please clear finding | 03/12/2026 |  |  | 1 C A | [redacted] | UT | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 224462664 | [Redacted] | [Redacted] |  | 35989097 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Refinance purpose discrepancy. | Loan refinance purpose of Rate/Term does not match Guideline loan refinance purpose of Cash-out - Other. |  |  |  |  | Reviewer Comment (2026-03-12): Cleared. Received prior note and CD. | 03/12/2026 |  |  | 1 A | [redacted] | UT | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224541739 | [Redacted] | [Redacted] |  | 35110358 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted], Statement | Mortgage statement not provided. |  |  |  | Reviewer Comment (2026-03-27): Received required documentation. Condition cleared.<br>Buyer Comment (2026-03-25): HOI<br>Reviewer Comment (2026-02-26): Received a mortgage statement, however there is no payment indicated reflecting the actual payment along with the tax and insurance amounts. Condition remains.<br>Buyer Comment (2026-02-24): Please see attached translated mortgage and tax statement.<br>Reviewer Comment (2026-01-29): The documentation provided reflects a much lower payment on the borrower's primary residence than what was presented. Evidence the payment is PITI would be required and the HOA verification remains missing.<br>Buyer Comment (2026-01-27): Currency converter for mortgage payment for Amsterdam property as of closing.<br>Reviewer Comment (2026-01-20): Please provided currency converter related to the mortgage payment for Ruysdaelstraat 64-3, Amsterdam Netherlands.<br>Buyer Comment (2026-01-15): [Redacted] respectfully disagrees with finding. The Netherlands do not have a 1:1 Tax/insurance policy as part of mortgages. Insurance is paid through HOA, and taxes are paid on an annual basis as shown in documentation previously sent. Please review and clear finding<br>Reviewer Comment (2026-01-15): Mortgage statement with P&I amount and the information about the tax & insurance escrowed or not is required. Also, currency converter on the date of closing is required. Exception remains.<br>Buyer Comment (2026-01-13): Mortgage Statement - Amsterdam REO<br>Reviewer Comment (2025-12-12): Unable to verify the Tax & Insurance is escrowed or not as translated mortgage statement is missing, also currency converter on the date of closing. Exception remains.<br>Buyer Comment (2025-12-11): Translated Verification of Mortgage for Amsterdam property | 03/27/2026 |  |  | 1 C A | [redacted] | MA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224573251 | [Redacted] | [Redacted] |  | 35132506 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [redacted] HOA Verification, Insurance Verification, Tax Verification | Tax, Insurance and HOA verification not provided for property located at [Redacted]. |  |  |  | Reviewer Comment (2026-04-01): Received acquisition agreement for second home. Condition cleared.<br>Reviewer Comment (2026-02-18): Reviewed Acquisition statement, however file will require either the final closing statement for the property showing sold or the insurance verification.<br>Buyer Comment (2025-12-29): Please see the Acquisition Equity Statement D0387 (Acuity put the document in Credit Application). The borrower ended up selling the home they were going to keep as a 2nd home, to a relocation company | 04/01/2026 |  |  | 1 C A | [redacted] | PA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224573514 | [Redacted] | [Redacted] |  | 35158185 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | Note, security instrument, Prepayment rider and prepayment addendum reflect business entity name as XXXX whereas deed, title and business entity documents reflects entity name as XXXX. Provide corrected Note, security instrument, Prepayment rider and prepayment addendum. |  |  |  | Reviewer Comment (2026-02-23): Corrected document received, exception cleared<br>Buyer Comment (2026-02-20): Please review corrected Note & PP Addndm and clear finding<br>Buyer Comment (2026-02-20): Resolution Docs - Corrected Note & PP Addndm | XXXXX |  |  | 1 D A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 224573514 | [Redacted] | [Redacted] |  | 35175888 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Name is spelled incorrectly. Please provided corrected Security Instrument. |  |  |  | Reviewer Comment (2026-02-10): Document provided<br>Buyer Comment (2026-02-06): Letter of Intent to record<br>Buyer Comment (2026-02-06): Corrected Scriveners Affidavit | 02/10/2026 |  |  | 1 D A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 224573514 | [Redacted] | [Redacted] |  | 35175890 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Note, security instrument, Prepayment rider and prepayment addendum reflect business entity name as XXXX whereas deed, title and business entity documents reflects entity name as XXXX Provide corrected Note, security instrument, Prepayment rider and prepayment addendum. |  |  |  | Reviewer Comment (2026-02-10): updated correction provided | 02/10/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 224573514 | [Redacted] | [Redacted] |  | 35175891 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - PUD not provided |  | Note, security instrument, Prepayment rider and prepayment addendum reflect business entity name as XXXX whereas deed, title and business entity documents reflects entity name as XXXX. Provide corrected Note, security instrument, Prepayment rider and prepayment addendum. |  |  |  | Reviewer Comment (2026-02-10): updated correction provided | 02/10/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 224573514 | [Redacted] | [Redacted] |  | 35175896 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Note, security instrument, Prepayment rider and prepayment addendum reflect business entity name as XXXX whereas deed, title and business entity documents reflects entity name as XXXX. Provide corrected Note, security instrument, Prepayment rider and prepayment addendum. |  |  |  | Reviewer Comment (2026-02-10): updated correction provided | 02/10/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 224573514 | [Redacted] | [Redacted] |  | 35175898 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | Note, security instrument, Prepayment rider and prepayment addendum reflect business entity name as XXXX whereas deed, title and business entity documents reflects entity name as XXXX. Provide corrected Note, security instrument, Prepayment rider and prepayment addendum. |  |  |  | Reviewer Comment (2026-02-23): Corrected document received, exception cleared<br>Buyer Comment (2026-02-20): Please review corrected docs & clear finding<br>Buyer Comment (2026-02-20): Resolution doc - Corrected Note & PP Addndm | XXXXX |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A |  | N/A | Yes |
| 224573523 | [Redacted] | [Redacted] |  | 35148357 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-01-02): Received Esign Process Summary. Exception cleared.<br>Buyer Comment (2025-12-30): doc already provided in prior condition<br>Buyer Comment (2025-12-30): 1008 & 1003 corrected<br>Buyer Comment (2025-12-30): E-sign consent | 01/02/2026 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573523 | [Redacted] | [Redacted] |  | 35148415 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted], Address: [Redacted]Insurance Verification<br> Insurance Verification | Missing Insurance Verification for [Redacted] 1003 shows $[redacted] for Monthly insurance, taxes. association dues for [redacted].. Could only verify taxes of $[redacted], $[redacted] could not be verified. |  |  |  | Reviewer Comment (2026-02-09): Free and clear and no insurance, exception cleared.<br>Buyer Comment (2026-02-05): Please review borrower email correspondence re: HOI status for REOs and clear finding<br>Buyer Comment (2026-02-05): Email - LOE REO<br>Reviewer Comment (2026-01-02): Received updated 1003 and 1008. Required supporting documents to verify other expense of $100 of property 4301 S M St and Insurance Verification of 8739 N Bentsen Palm Dr, Mission, TX, also required letter of explanation of property 1933 S 36th St, McAllen, TX as there is no insurance verification provided. Exception remains.<br>Buyer Comment (2025-12-30): 1008 & 1003 corrected | 02/09/2026 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573523 | [Redacted] | [Redacted] |  | 35148441 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Missing Verification of Non-US Citizen Status. |  |  |  | Reviewer Comment (2026-02-13): Missing Document: Verification of Non-US Citizen Status not provided<br>Buyer Comment (2026-02-11): updated 1003<br>Reviewer Comment (2026-02-09): Received borrower #1 USA passport, but 1003 reflects borrower #1 is a permanent resident alien. Please provide corrected 1003 showing correct citizenship.<br>Buyer Comment (2026-02-05): B2 Passport | 02/13/2026 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573523 | [Redacted] | [Redacted] |  | 35148489 | [Redacted] | [redacted] | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. | Borrower: XXXX | Borrower is Permanent Resident Alien, Missing Permanent Resident Alien Card. |  |  |  | Reviewer Comment (2026-02-13): Received updated 1003 with borrower details, exception cleared<br>Buyer Comment (2026-02-11): 1003 updated<br>Reviewer Comment (2026-02-09): Received borrower #1 USA passport, but 1003 reflects borrower #1 is a permanent resident alien. Please provide corrected 1003 showing correct citizenship.<br>Buyer Comment (2026-02-05): Passport - B1 | 02/13/2026 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573523 | [Redacted] | [Redacted] |  | 35148492 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship Source Documentation was not provided | Borrower: XXXX | Borrower is Permanent Resident Alien, Missing Permanent Resident Alien Card. |  |  |  | Reviewer Comment (2026-02-13): Received updated 1003 with borrower details, exception cleared<br>Buyer Comment (2026-02-11): updated1003<br>Reviewer Comment (2026-02-09): Received borrower #1 USA passport, but 1003 reflects borrower #1 is a permanent resident alien. Please provide corrected 1003 showing correct citizenship.<br>Buyer Comment (2026-02-05): Please refer to passport uploaded for prior condition | 02/13/2026 |  |  | 1 B A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573523 | [Redacted] | [Redacted] |  | 35148510 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $[redacted]0 exceeds tolerance of $[redacted]. $[redacted]0 over legal limit. Insufficient or no cure was provided to the borrower. (75104) | Zero Percent tolerance was exceeded by $120 on Appraisal Review Fee. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-12-30): Situsamc Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2025-12-30): Resolution documents |  | 12/30/2025 |  | 2 C B | [redacted] | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224573628 | [Redacted] | [Redacted] |  | 35152723 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio:[redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio:[redacted]%. | Rental Income Excluded for Subject Property. |  |  |  | Reviewer Comment (2025-12-10): No rental income on subject property, exception cleared.<br>Buyer Comment (2025-12-09): The subject property is not an investment so rental income would not be needed. | 12/10/2025 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573628 | [Redacted] | [Redacted] |  | 35152793 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for Mixed-use property at [redacted]% LTV and Waive VOR requirement at [redacted] LTV With Comp Factors: Total Debt [Redacted], Residual Income [redacted], [redacted] [redacted] or more and Long term employment. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 12mo Bank Statement<br> Disposable Income: $14,628.71<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's Own Funds Percent: 25.32%<br> Borrower's Own Funds Amount: $192,449.86 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-19): Client elects to waive with compensating factors.<br>Reviewer Comment (2025-12-18): DD is unable to downgrade/waive. The maximum approved [Redacted] per the lender exception is 40%. DD is unable to over ride the [Redacted] approved by the lender exception.<br>Buyer Comment (2025-12-16): The max of 40% is the max for the approved exception for internal use only for tracking purposes to go back for review if it changes and not the actual guidelines. Per guidelines we are allowed up to 50%.<br>Reviewer Comment (2025-12-12): The lender exception was for 80% on a Mixed use property. The [Redacted] was maxed at 40%. The 1008 reflects the loan was approved with a 44.35% [Redacted]. DD is unable to downgrade/waive the exception due to the excessive [Redacted].<br>Buyer Comment (2025-12-11): lease<br>Reviewer Comment (2025-12-11): Evidence of the security deposit and/or evidence the first <br> month's rent for the Blue Wave Way property is not located in the file.<br>Buyer Comment (2025-12-09): The subject property is not an investment so rental income would not be needed.<br>Reviewer Comment (2025-12-05): Unable to waive and downgrade due to [Redacted] over 40% currently at 44.35445% |  |  | 12/19/2025 | 2 C B | [redacted] | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573628 | [Redacted] | [Redacted] |  | 35152812 | [Redacted] | [redacted] | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. | Calculated Available for Reserves of $[redacted]9 is less than Guideline Available for Reserves of $[redacted]2. | The earnest money deposit source is not documented/verified causing insufficient reserves. |  |  |  | Reviewer Comment (2025-12-10): EMD sourced, exception cleared.<br>Buyer Comment (2025-12-09): EMD docs | 12/10/2025 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573628 | [Redacted] | [Redacted] |  | 35152853 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Originator Loan Designation mismatch due to reserves requirement not met. |  |  |  | Reviewer Comment (2025-12-10): No rental income on subject property, exception cleared.<br>Buyer Comment (2025-12-09): see uploaded | 12/10/2025 |  |  | 1 B A C | [redacted] | MA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224573628 | [Redacted] | [Redacted] |  | 35152854 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | The earnest money deposit source is not documented/verified causing insufficient reserves. |  |  |  | Reviewer Comment (2025-12-10): No rental income on subject property, exception cleared.<br>Buyer Comment (2025-12-09): see uploaded | 12/10/2025 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573628 | [Redacted] | [Redacted] |  | 35152856 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]% Compliant Higher Priced Loan. | Undiscounted rate and Undiscounted pricing updated as per Compliance Report in file. |  |  |  | Reviewer Comment (2025-12-12): Client elects to waive.<br>Buyer Comment (2025-12-11): please clear<br>Reviewer Comment (2025-12-11): Loan is Compliant however the APR is 10.04617% or Final Disclosure APR of 10.06500% is equal to or greater than the threshold of APOR 6.16% + 1.5%, or 7.66000%. The subject loan is a Compliant Higher Priced Loan.<br>Buyer Comment (2025-12-09): anything needed for this? |  |  | 12/12/2025 | 2 B | [redacted] | MA | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| 224573628 | [Redacted] | [Redacted] |  | 35480627 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - [Redacted] |  |  |  | Reviewer Comment (2026-02-03): Cleared. Received 1008 and 1003. The rental income for the Blue Wave property is not used to qualify on 1003. Due Diligence [Redacted] matches bid tape.<br>Buyer Comment (2026-01-30): corrected 1003 & 1008 to match<br>Reviewer Comment (2026-01-28): Received lease for the Blue Wave Way. [Redacted] for DD is 29.79% however the 1008 reflects 41.96%.<br>Buyer Comment (2026-01-26): lease<br>Reviewer Comment (2026-01-23): The 1008 reflects $1500 rental income however supporting documentation is not located in the file.<br>Buyer Comment (2026-01-21): 1008 and 1003 provided that included rental income on the 2nd unit being rented on subject property. Section 5.2.6 did not require a lease agreement. | 02/03/2026 |  |  | 1 A | [redacted] | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224574935 | [Redacted] | [Redacted] |  | 35159799 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio:[redacted]3%; <br> Bid Tape Investor Qualifying Total Debt Ratio:[redacted]%. | [Redacted] discrepancy due to income mismatch. Total income shown from all borrowers on 1008 is $[redacted] however calculated income per review is $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): Received updated income calculations. Condition cleared.<br>Buyer Comment (2026-01-22): Income docs | 01/26/2026 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| 224574935 | [Redacted] | [Redacted] |  | 35159827 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Mortgage statements not available for $[redacted]5 and $[redacted]. |  |  |  | Reviewer Comment (2025-12-30): Received Heloc agreement and associated, Exception Cleared<br>Buyer Comment (2025-12-26): MTG docs | 12/30/2025 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| 224574935 | [Redacted] | [Redacted] |  | 35159849 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Total qualifying income $[redacted], Total PITIA $[redacted], Total Debts $[redacted]8, Total Payoffs $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): Received updated income calculations. Condition cleared. | 01/26/2026 |  |  | 1 B A C | [redacted] | MA | Primary | Purchase | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 224574935 | [Redacted] | [Redacted] |  | 35159850 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Schedule C | Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. ([redacted] Self-Employed/Online Sales/Schedule C) | Unable to verify Sole Proprietorship income using reasonably reliable third-party records. |  |  |  | Reviewer Comment (2026-01-26): Received updated income calculations. Condition cleared. | 01/26/2026 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| 224574935 | [Redacted] | [Redacted] |  | 35159851 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Based on the loan failing one or more guideline components, the loan is at [Redacted]. |  |  |  | Reviewer Comment (2026-01-26): Received updated income calculations. Condition cleared. | 01/26/2026 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| 224574935 | [Redacted] | [Redacted] |  | 35159852 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM [Redacted]s match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The [Redacted] calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [redacted]% moderately exceeds the guideline maximum of [redacted]%. ([Redacted] Exception is eligible to be regraded with compensating factors.) | Total qualifying income [redacted], Total PITIA $[redacted] Total Debts $[redacted]8, Total Payoffs [redacted]. |  |  |  | Reviewer Comment (2026-01-26): Received updated income calculations. Condition cleared. | 01/26/2026 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| 224574935 | [Redacted] | [Redacted] |  | 35159853 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2026-01-26): Received updated income calculations. Condition cleared. | 01/26/2026 |  |  | 1 A | [redacted] | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| 224574935 | [Redacted] | [Redacted] |  | 35159865 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of [redacted]% exceeds Guideline total debt ratio of [redacted]%. | Total qualifying income $[redacted], Total PITIA $[redacted], Total Debts $[redacted], Total Payoffs $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): Received updated income calculations. Condition cleared. | 01/26/2026 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| 224574935 | [Redacted] | [Redacted] |  | 35170678 | [Redacted] | [redacted] | Compliance | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | Page 1 of the subject note is missing information. |  |  |  | Reviewer Comment (2025-12-30): Note received and associated, exception cleared.<br>Buyer Comment (2025-12-26): note | 12/30/2025 |  |  | 1 D A | [redacted] | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| 224574935 | [Redacted] | [Redacted] |  | 35480571 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - [Redacted] |  |  |  | Reviewer Comment (2026-01-26): Received updated income calculations. Condition cleared. | 01/26/2026 |  |  | 1 A | [redacted] | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| 224574938 | [Redacted] | [Redacted] |  | 35174722 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $875.00 exceeds tolerance of $800.00. $75.00 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | A valid change of circumstance was not in file for the increased fee and the cure provided at closing was not sufficient to cure both tolerance issues. |  |  |  | Reviewer Comment (2026-02-25): SitusAMC received additional information and supporting documentation for valid changed circumstance<br>Buyer Comment (2026-02-25): See COC uploaded on 02/24 as well as this which shows reason for increase and when we knew. Disclosed within 3 days.<br>Reviewer Comment (2026-02-24): Situsamc Received COC dated 05/30/2025 does not reference the loan details like borrower name, loan #, property address etc. Also, detailed reason for appraisal fee increased not provided on COC as per invoice. Provide COC with detailed reason for fee increased along with loan details.<br>Buyer Comment (2026-02-24): COC<br>Reviewer Comment (2026-02-20): SitusAMC received rebuttal and Changed Circumstance dated 05/30, but it does not give sufficient information on why the fee was increased as received invoice is not valid reason for increase. In order to determine if the changed circumstance is valid more information is necessary on reason fee increased and when lender became aware of the change. A valid COC or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.<br>Buyer Comment (2026-02-18): Appraisal invoice date is 06/03 and borrower paid 05/28. COC 05/30 | 02/25/2026 |  |  | 1 C A | [redacted] | MD | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224574938 | [Redacted] | [Redacted] |  | 35174723 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. (75104) | A valid change of circumstance was not in file for the added fee and the cure provided at closing was not sufficient to cure both tolerance issues. |  |  |  | Reviewer Comment (2026-02-20): SitusAMC received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-02-18): Cure Docs |  | 02/20/2026 |  | 2 C B | [redacted] | MD | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224574938 | [Redacted] | [Redacted] |  | 35919557 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower. (75104) | Sufficient cure at Closing |  |  |  | Reviewer Comment (2026-02-25): Sufficient Cure Provided within 60 Days of Closing |  | 02/25/2026 |  | 1 A | [redacted] | MD | Primary | Purchase | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) B A | Non QM | Non QM | Yes |
| 224582079 | [Redacted] | [Redacted] |  | 35165151 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio:[redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio:[redacted]%. | Calculated [Redacted] of [redacted]% exceeds lender qualifying [Redacted] of [redacted]% due to the exclusion of the full PITIA for REO properties disclosed on final loan application. |  |  |  | Reviewer Comment (2026-03-03): B4 income calculated correctly & rental income calculated. Exception cleared.<br>Buyer Comment (2026-03-02): Provided updated 1008, increase in B4 income of $11,186.75 per month based on the paystub salary of $132,241 supported by 2024 W2 income of $137,801 and 2023 W2 income of $131,421. Also provided lease agreement and receipt for rental income of $2400 on the XXXXX property. Including the both revised income supported a debt ratio of 46.37% | 03/03/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224582079 | [Redacted] | [Redacted] |  | 35165154 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of [redacted]% exceeds Guideline total debt ratio of [redacted]%. | Calculated [Redacted] of [redacted]% exceeds lender qualifying [Redacted] of [redacted]% due to the exclusion of the full PITIA for REO properties disclosed on final loan application. |  |  |  | Reviewer Comment (2026-03-03): B4 income calculated correctly & rental income calculated. Exception cleared. | 03/03/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224582079 | [Redacted] | [Redacted] |  | 35165155 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The full PITIA for REO properties disclosed on final loan application was excluded from qualifying [Redacted] ratios. |  |  |  | Reviewer Comment (2026-03-03): B4 income calculated correctly & rental income calculated. Exception cleared. | 03/03/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224582079 | [Redacted] | [Redacted] |  | 35480579 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - [Redacted] |  |  |  | Reviewer Comment (2026-03-03): B4 income calculated correctly & rental income calculated. Exception cleared. | 03/03/2026 |  |  | 1 A | [redacted] | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224619034 | [Redacted] | [Redacted] |  | 35172535 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Funds from Business Account / Account Number: [Redacted] | Two months consecutive bank statements not provided for accounts ending in XXXX and XXXX. |  |  |  | Reviewer Comment (2026-02-06): Cleared. Received additional statement for [Redacted]<br>Buyer Comment (2026-02-04): XXXX x XXXX- 102025<br>Buyer Comment (2026-02-04): Resolution - XXXX acct XXXX | XXXXX |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224619034 | [Redacted] | [Redacted] |  | 35172585 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Funds from Business Account / Account Number: [Redacted] | Two months consecutive bank statements not provided for accounts ending in XXXX and XXXX. |  |  |  | Reviewer Comment (2026-02-16): One month bank statement is required as per AUS. Exception cleared.<br>Buyer Comment (2026-02-12): Additionally, the guidelines required statements covering 60 days versus 60 days consecutive days. 60 days provided per page 771 and 774. Thank you.<br>Buyer Comment (2026-02-12): Please cancel the condition. Per Chapter 6, first paragraph, of the guidelines, if AUS is used a shorter period maybe permitted. Page 28 D0626, condition #FAR0107 of the LP report allowed for the use of 1 month. The subject loan reflected 1 month statements.<br>Reviewer Comment (2026-02-06): Cleared. Received additional statement for [Redacted]XXXX however additional statement for Old National Bank #2943 was not provided.<br>Buyer Comment (2026-02-04): Resolution - XXXX acct XXXX | 02/16/2026 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224619034 | [Redacted] | [Redacted] |  | 35172596 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: [redacted] | VOE provided is dated [redacted]; note date i[redacted] |  |  |  | Reviewer Comment (2025-12-30): VVOE received, exception cleared<br>Buyer Comment (2025-12-29): VVOE - both bwrs | 12/30/2025 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224619034 | [Redacted] | [Redacted] |  | 35172597 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verbal verification of employment is not within 10 business days of note date. |  |  |  | Reviewer Comment (2025-12-30): VVOE received, exception cleared | 12/30/2025 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224619034 | [Redacted] | [Redacted] |  | 35177550 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Two months consecutive bank statements not provided for accounts ending in XXXX and XXXX. |  |  |  | Reviewer Comment (2026-02-16): One month bank statement is required as per AUS. Exception cleared.<br>Buyer Comment (2026-02-12): Additionally, the guidelines required statements covering 60 days versus 60 days consecutive days. 60 days provided per page 771 and 774. Thank you.<br>Buyer Comment (2026-02-12): Please cancel the condition. Per Chapter 6, first paragraph, of the guidelines, if AUS is used a shorter period maybe permitted. Page 28 D0626, condition #FAR0107 of the LP report allowed for the use of 1 month. The subject loan reflected 1 month statements. | 02/16/2026 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224624870 | [Redacted] | [Redacted] |  | 35175722 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception: Excluding #9219 [redacted] from liabilities With Comp Factors: Max 80% LTV/CLTV and Meet reserve requirements. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Documentation Type: 12mo Bank Statement<br> Disposable Income: $10,918.56<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's Own Funds Percent: 24.60%<br> Borrower's Own Funds Amount: $190,717.54<br>[Redacted]: 32.80907% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 660<br> Representative FICO: 787 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-10): Lender Exception with Compensating Factors provided. |  |  | 12/10/2025 | 2 B | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224624870 | [Redacted] | [Redacted] |  | 35175758 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio:[redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | [Redacted] issue due to REO-[redacted] Net Monthly Rental Income. |  |  |  | Reviewer Comment (2025-12-30): Updated 1008 & 1003 received & [Redacted] updated correctly. Exception cleared.<br>Buyer Comment (2025-12-26): agreed and corrected<br>Reviewer Comment (2025-12-19): Reviewed documents, HOA is $80 monthly, monthly PITIA $2,299.94 , monthly rent $3,400.00.Net rent $250.06. Exception Remains<br>Buyer Comment (2025-12-17): PC Cert | 12/30/2025 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224624870 | [Redacted] | [Redacted] |  | 35175796 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation mismatch due to [Redacted] and VVOE Income Document Discrepancy. |  |  |  | Reviewer Comment (2026-02-16): Loan re-designated per client request.<br>Buyer Comment (2026-02-12): Please re-designate the loan to Safe Harbor QM<br>Reviewer Comment (2026-02-03): VVOE provide is duplicate Need VVOE PRIOR to close, one provided is dated 1/7/26 which is after closing.<br> ATR failure due to VVOE Within 120 days prior to Note Date. Once VVOE prior to close is provided this will correct. Exception remains.<br>Buyer Comment (2026-01-30): PC Cert<br>Reviewer Comment (2026-01-23): ATR failure due to VVOE Within 120 days prior to Note Date. Once VVOE prior to close is provided this will correct. Exception remains.<br>Buyer Comment (2026-01-21): PC Cert<br>Reviewer Comment (2026-01-08): VVOE Within 120 days prior to Note Date. Exception remains.<br>Buyer Comment (2026-01-07): vvoe submitted | 02/16/2026 |  |  | 1 B A C | [redacted] | CA | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 224624870 | [Redacted] | [Redacted] |  | 35175797 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. ([redacted] YTI Enterprises Inc./Wages) | VVOE not provided for Employer-YTI Enterprises Inc. |  |  |  | Reviewer Comment (2026-02-16): Loan re-designated per client request.<br>Buyer Comment (2026-02-12): Please re-designate the loan to Safe Harbor QM<br>Reviewer Comment (2026-02-03): VVOE provide is duplicate Need VVOE PRIOR to close, one provided is dated 1/7/26 which is after closing.<br> ATR failure due to VVOE Within 120 days prior to Note Date. Once VVOE prior to close is provided this will correct. Exception remains.<br>Buyer Comment (2026-01-30): PC Cert submitted<br>Reviewer Comment (2026-01-23): ATR failure due to VVOE Within 120 days prior to Note Date. Once VVOE prior to close is provided this will correct. Exception remains.<br>Buyer Comment (2026-01-21): PC Cert submitted<br>Reviewer Comment (2026-01-08): VVOE Within 120 days prior to Note Date. Exception remains.<br>Buyer Comment (2026-01-07): vvoe submitted | 02/16/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224624870 | [Redacted] | [Redacted] |  | 35175798 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | VVOE not provided for Employer-YTI Enterprises Inc. |  |  |  | Reviewer Comment (2026-01-13): post closing VVOE<br>Reviewer Comment (2026-01-08): VVOE Within 120 days prior to Note Date. Exception remains.<br>Buyer Comment (2026-01-07): vvoe submitted | 01/13/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224624870 | [Redacted] | [Redacted] |  | 35175799 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay – Bank Statement Guidelines Require 12 or more Months | Ability to Repay (Dodd-Frank 2014): Guidelines require 12 or more consecutive months bank statements. ([redacted] [redacted]C/Bank Statements) |  |  |  |  | Reviewer Comment (2026-02-16): Loan re-designated per client request. | 02/16/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224624870 | [Redacted] | [Redacted] |  | 35175800 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay – Bank Statement Guidelines Require 12 or more Months | Ability to Repay (Dodd-Frank 2014): Guidelines require 12 or more consecutive months bank statements. ([redacted]/Bank Statements) |  |  |  |  | Reviewer Comment (2026-02-16): Loan re-designated per client request. | 02/16/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224624870 | [Redacted] | [Redacted] |  | 35175801 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay – Bank Statement Guidelines Require 12 or more Months | Ability to Repay (Dodd-Frank 2014): Guidelines require 12 or more consecutive months bank statements. ([redacted]/Bank Statements) |  |  |  |  | Reviewer Comment (2026-02-16): Loan re-designated per client request. | 02/16/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224624870 | [Redacted] | [Redacted] |  | 35175803 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [redacted]5 was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (Initial/11/05/2025) | Loan Estimate not delivered to Borrower within three business days of application. |  |  |  | Reviewer Comment (2025-12-18): SitusAMC received e-consent dated 11/06/2025<br>Buyer Comment (2025-12-17): econsent | 12/18/2025 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224624870 | [Redacted] | [Redacted] |  | 35175806 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | [Redacted] Issue and VVOE not provided for Employer-YTI Enterprises Inc. |  |  |  | Reviewer Comment (2026-02-16): Loan re-designated per client request. | 02/16/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224624870 | [Redacted] | [Redacted] |  | 35184167 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [redacted] VVOE - Employment Only | Missing the VVOE |  |  |  | Reviewer Comment (2026-01-08): VVOE<br>Buyer Comment (2026-01-07): vvoe | 01/08/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224624870 | [Redacted] | [Redacted] |  | 35821387 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of [redacted] QM (APOR) matches the Due Diligence Loan Designation of [redacted] QM (APOR). | Loan re-designated per client request. |  |  |  | Buyer Comment (2026-02-17): okay to waive per CNR |  |  | XXXXX | 2 A B | [redacted] | CA | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224629773 | [Redacted] | [Redacted] |  | 35176639 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of is less than Guideline PITIA months reserves of 3.00. | Require additional assets to fulfill reserves requirements. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 729 | Aggregator,SitusAMC | Reviewer Comment (2026-03-17): Client elects to waive with compensating factors.<br>Reviewer Comment (2026-03-17): Lender approved exception for no reserves approved.<br>Buyer Comment (2026-03-13): Please see attached Exception allowing for reduced reserves.<br>Reviewer Comment (2026-01-05): The closing statement provided reflects cash out proceeds is $0.00. Verification of assets for reserves is required.<br>Buyer Comment (2025-12-31): Assets are sufficient since business is the borrowing entity and cash out purpose is for business<br>Reviewer Comment (2025-12-23): No new asset document received. Required reserves are 3 months PITIA. Per final closing statement, cash from borrower is $0.00 which does not suffice reserves requirement. Exception remains.<br>Buyer Comment (2025-12-19): Cash out is sufficient to cover reserve requirement. |  |  | 03/17/2026 | 2 C B | [redacted] | TX | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224629773 | [Redacted] | [Redacted] |  | 35176790 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved for [Redacted] LTV exception to 75% when guidelines require reduction of max LTV by [Redacted] due to property being vacant and cash out. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 729 | Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2025-12-19): LTV is within guidelines - no exception needed<br>Reviewer Comment (2025-12-10): Unable to downgrade/waive due to missing sufficient lender compensating factors. Missing 12+ months reserves. |  |  | 12/23/2025 | 2 C B | [redacted] | TX | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224629773 | [Redacted] | [Redacted] |  | 35176802 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved to allow DSCR of 0.958 when guidelines require minimum of 1.00. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 729 | Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2025-12-19): Please see attached DSCR income worksheet showing that DSCR falls within acceptable guidelines. No exception is needed, so there is no 12 month reserve requirement.<br>Reviewer Comment (2025-12-10): Unable to downgrade/waive due to missing sufficient lender compensating factors. Missing 12+ months reserves. |  |  | 12/23/2025 | 2 C B | [redacted] | TX | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224661073 | [Redacted] | [Redacted] |  | 35199107 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Guideline | The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. |  | Provide verification of mortgage (VOM) to verify prior housing history. |  |  |  | Reviewer Comment (2026-01-06): Received Lease Agreement and Letter of Explanation. Exception cleared.<br>Buyer Comment (2026-01-05): Please see 1008 (D0379) Underwriter comments which states the following: "Borrower lives rent free, loe in file along with documentation(lease agreement) to show business partner is owner of lease and pays for property." | 01/06/2026 |  |  | 1 C A | [redacted] | TN | Investment | Purchase | C A | N/A | N/A | No |
| 224661073 | [Redacted] | [Redacted] |  | 35199123 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Statement, Tax Verification | Provide following documents for the property [Redacted]<br> 1. Tax Verification<br> 2. Insurance Verification<br> 3. Mortgage Statement. |  |  |  | Reviewer Comment (2026-01-30): REO docs received.<br>Buyer Comment (2026-01-28): This was provided and is listed on pg 675 D0434. It is the Appraisal Pg 1 for XXXX and shows 106 per year.<br>Reviewer Comment (2026-01-21): Documentation for HOA amount $11.78 is not provided. Exception remains.<br>Buyer Comment (2026-01-16): See updated docs and HOA along with Taxes and HOI already submitted. P & I $9,197 + HOI $627.67, Taxes $604.33, HOA $11.78 = $10,440.78<br>Reviewer Comment (2026-01-06): As per received First Payment Letter PITI amount is $10,429 and as per final 1003 PITI is $11,432.12. There is a difference of $1,003.12. Please provide supporting document for the same or provide mortgage statement which reflects PITI amount as $11,432.12. Exception remains<br>Buyer Comment (2026-01-05): Please see attached Taxes, HOI, and First Payment letter documents for XXXX | 01/30/2026 |  |  | 1 C A | [redacted] | TN | Investment | Purchase | C A | N/A | N/A | No |
| 224678564 | [Redacted] | [Redacted] |  | 35205177 | [Redacted] | [redacted] | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. | Address: [Redacted] | Lease agreement is missing in File |  |  |  | Reviewer Comment (2026-02-19): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-18): corrective addendum<br>Reviewer Comment (2026-01-08): The property is currently tenant-occupied; the lease agreement is required to determine the qualifying monthly gross rental income. Exception remains.<br>Buyer Comment (2026-01-06): PC Cert<br>Reviewer Comment (2025-12-31): Reviewed lenders rebuttal, the issue here is the lease provided has a different address than the subject property. The lease provided reflects an address of XXXXX, Unit 7. The property address is XXXXX. Evidence is required that these 2 addresses are one and the same.<br>Buyer Comment (2025-12-29): PC Cert<br>Reviewer Comment (2025-12-22): The reference lease agreement is of 13812 XXXX which is not matching with the subject property address. Exception remains.<br>Buyer Comment (2025-12-19): PC Cert | 02/19/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224678564 | [Redacted] | [Redacted] |  | 35205232 | [Redacted] | [redacted] | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of 612 is less than Guideline representative FICO score of 620. | Lender exception for Min Fico for DSCR loan is 620 with Max LTV of 65% to $1.0mil loan amount. Borrower has 612 mid Fico @65 LTV. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has owned the subject property for at least 5 years.<br>Reserves: 21.36<br> Guideline Requirement: 3.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-12): Client elects to waive with compensating factors. |  |  | 12/12/2025 | 2 B | [redacted] | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224678564 | [Redacted] | [Redacted] |  | 35228005 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request Min FICO for DSCR Loan is 620 with Max LTV of [redacted]% to $1.0Mil Loan amount. Borrower has 612 mid FICO @70% LTV | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has owned the subject property for at least 5 years.<br>Reserves: 21.36<br> Guideline Requirement: 3.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-12): Client elects to waive with compensating factors. |  |  | 12/12/2025 | 2 B | [redacted] | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224693457 | [Redacted] | [Redacted] |  | 35236760 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Data Discrepancy with [Redacted]. Lender [Redacted] [redacted]%, Review [Redacted] [redacted]% . The reason for the discrepancy is Lend did not include PITIA for Second Home in [Redacted] |  |  |  | Reviewer Comment (2025-12-29): Updated 1008 document received and verified. Exception cleared.<br>Buyer Comment (2025-12-24): Sorry I hit the reprint on the wrong document. Please see updated 1008.<br>Reviewer Comment (2025-12-23): Provided document is a FHA Loan underwriting and transmittal summary. This is a conventional loan. Please provide updated Uniform underwriting and transmittal summary (1008).<br>Buyer Comment (2025-12-19): Please see revised 1008 & 1003, attached. Loan still meets program guidelines. | 12/29/2025 |  |  | 1 C A | [redacted] | OR | Primary | Purchase | C A | Non QM | Non QM | No |
| 224693457 | [Redacted] | [Redacted] |  | 35236862 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to [Redacted] discrepancy |  |  |  | Reviewer Comment (2025-12-29): Updated 1008 document received and verified. Exception cleared.<br>Buyer Comment (2025-12-24): Sorry I hit the reprint on the wrong document. Please see updated 1008.<br>Reviewer Comment (2025-12-23): Provided document is a FHA Loan underwriting and transmittal summary. This is a conventional loan. Please provide updated Uniform underwriting and transmittal summary (1008).<br>Buyer Comment (2025-12-19): Please see revised 1008 & 1003, attached. Loan still meets program guidelines. | 12/29/2025 |  |  | 1 B A C | [redacted] | OR | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224693457 | [Redacted] | [Redacted] |  | 35236863 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Data Discrepancy with [Redacted]. Lender [Redacted] [redacted]%, Review [Redacted] [redacted]% . The reason for the discrepancy is Lend did not include PITIA for Second Home in [Redacted] |  |  |  | Reviewer Comment (2025-12-29): Updated 1008 document received and verified. Exception cleared.<br>Buyer Comment (2025-12-24): Sorry I hit the reprint on the wrong document. Please see updated 1008.<br>Reviewer Comment (2025-12-23): Provided document is a FHA Loan underwriting and transmittal summary. This is a conventional loan. Please provide updated Uniform underwriting and transmittal summary (1008).<br>Buyer Comment (2025-12-19): Please see revised 1008 & 1003, attached. Loan still meets program guidelines. | 12/29/2025 |  |  | 1 C A | [redacted] | OR | Primary | Purchase | C A | Non QM | Non QM | No |
| 224693457 | [Redacted] | [Redacted] |  | 35236877 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement Not provided. |  |  |  | Reviewer Comment (2025-12-23): Econsent received.<br>Buyer Comment (2025-12-19): Please see attached e-consent. | 12/23/2025 |  |  | 1 C A | [redacted] | OR | Primary | Purchase | C A | Non QM | Non QM | No |
| 224705515 | [Redacted] | [Redacted] |  | 35241435 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Missing Operating agreement or CPA/EA/licensed tax preparer letter confirming the borrower ownership percentage in [redacted] business entity. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 775 | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-19): Client elects to waive with compensating factors.<br>Buyer Comment (2026-03-17): Exception approval<br>Reviewer Comment (2025-12-26): Unable to verify the borrower's ownership percentage based on the Articles of Organization. Exception remains.<br>Buyer Comment (2025-12-23): articles of organization listing borrower as owner<br>Reviewer Comment (2025-12-23): In provided Verification of Deposit letter, it is not stating that borrower is sole owner or Joint with other. Require percentage of ownership in that business. Exception Remains.<br>Buyer Comment (2025-12-19): PC Cert |  |  | 03/19/2026 | 2 C B | [redacted] | OH | Investment | Purchase | C B A |  | N/A | No |
| 224710935 | [Redacted] | [Redacted] |  | 35260121 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $[redacted] exceeds tolerance of 2[redacted]0 plus [Redacted] or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. (0) | Total amount of $400.00 exceeds tolerance of $200.00 plus [Redacted] or $220.00. change of circumstances is missing in file but cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-05): Situsamc Received Corrected PCCD and LOE along with true and certified final settlement statement.<br>Buyer Comment (2026-02-05): FSS<br>Reviewer Comment (2026-01-20): Situsamc Received Corrected PCCD and LOE reducing recording fees and title fees; however, required true and certified final Settlement statement in order to verify loan closed as per PCCD.<br>Buyer Comment (2026-01-19): 12/20/25 PCCD & LOE<br>Buyer Comment (2026-01-19): [Redacted] respectfully disagrees with finding. Please review PCCD & LOE issued 12/20 regarding Recording/Title Fees. Please advise if sufficient to clear | 02/05/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224710935 | [Redacted] | [Redacted] |  | 35260122 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $875.00 exceeds tolerance of $795.00. $80.00 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | [Redacted] exceeded for Appraisal Fee. Fee Amount of $875.00 exceeds tolerance of $795.00. $80.00 over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-17): Cure provided at closing.<br>Reviewer Comment (2026-02-05): Situsamc The provided COC dated 11/14/2025 does not provide sufficient information about loan program change and what additional appraisal services required. Also, Final CD reflects sufficient cure of $143.50 for increased Appraisal and Credit report fee. Provide Valid COC with additional information or Confirm Cure provided at closing was for Appraisal and Credit report fee.<br>Buyer Comment (2026-02-05): [Redacted] respectfully disagrees with finding. 11/14 COC states " Consumer requested loan program change resulting in addition of required appraisal service charges. "<br> Please clear finding<br>Reviewer Comment (2026-01-20): SitusAMC received Changed Circumstance dated 11/14/2025, but it does not give sufficient information on why the Appraisal fee was increased. In order to determine if the changed circumstance is valid more information is necessary on reason fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br> "<br>Buyer Comment (2026-01-19): [Redacted] respectfully disagrees with finding. Please review 11/14 LE and COC which specifically address appraisal fee change. Please clear finding<br>Buyer Comment (2026-01-19): 11/14 LE & COC |  | XXXXX |  | 2 C B | [redacted] | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224710935 | [Redacted] | [Redacted] |  | 35260123 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $266.00 exceeds tolerance of $248.00. $18.00 over legal limit. Insufficient or no cure was provided to the borrower. (7520) | Credit Report Fee. Fee Amount of $266.00 exceeds tolerance of $248.00. change of circumstances is missing in file but cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-17): Cure provided at closing.<br>Reviewer Comment (2026-02-15): SitusAMC: Cure provided at closing is insufficient to cure for all the citing 0% exception. We will clear the exception once we received resolution on the appraisal fee exceeds exception citing. Exception remains.<br>Buyer Comment (2026-02-13): Please review final CD showing cure and clear finding<br>Reviewer Comment (2026-02-11): SitusAMC received draft Cd dated 12/2/2025.Kindly confirm whether the draft CD were sent to the borrower along with supporting documents.<br>Buyer Comment (2026-02-10): Please review 12/2/25 CD showing CR Fee credit to bwr and clear<br>Buyer Comment (2026-02-10): CD - 12/2/25 |  | XXXXX |  | 2 C B | [redacted] | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224710935 | [Redacted] | [Redacted] |  | 35830573 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $875.00 exceeds tolerance of $795.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Sufficient cure provided at close. |  |  |  | Reviewer Comment (2026-02-17): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224710935 | [Redacted] | [Redacted] |  | 35830574 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $266.00 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Sufficient cure provided at close. |  |  |  | Reviewer Comment (2026-02-17): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224710939 | [Redacted] | [Redacted] |  | 35256084 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Tax Verification | Insurance Verification, Tax Verification is missing. |  |  |  | Reviewer Comment (2026-01-05): Insurance Verification, Tax Verification is missing received. Exception cleared.<br>Buyer Comment (2026-01-02): Property docs | 01/05/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224710939 | [Redacted] | [Redacted] |  | 35256086 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Tax Verification | Insurance Verification, Tax Verification is missing. |  |  |  | Reviewer Comment (2026-01-05): Insurance Verification, Tax Verification is missing received. Exception cleared.<br>Buyer Comment (2026-01-02): Property docs | 01/05/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224710939 | [Redacted] | [Redacted] |  | 35256130 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted], or [redacted]%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of[redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-01-02): Appraisal notices provided and cleared.<br>Buyer Comment (2026-01-02): Appraisal sent | 01/02/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224710939 | [Redacted] | [Redacted] |  | 35256131 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/11/26/2025) | No evidence that borrower received a copy of appraisal 3 business days to closing. |  |  |  | Reviewer Comment (2026-01-02): Appraisal notices provided and cleared.<br>Buyer Comment (2026-01-02): Appraisal sent | 01/02/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224710939 | [Redacted] | [Redacted] |  | 35256132 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:[redacted]) | No evidence that borrower received a copy of appraisal 3 business days to closing. |  |  |  | Reviewer Comment (2026-01-02): Appraisal notices provided and cleared.<br>Buyer Comment (2026-01-02): Appraisal sent | 01/02/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224710939 | [Redacted] | [Redacted] |  | 35256134 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 12/08/2025 disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $50.00 compared to the calculated Amount Financed of $[redacted]4 and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated[redacted]) | Final Disclosure disclosed a Amount Financed are $[redacted]. Due Diligence Amount Financed are $[redacted]. There is a variance of $120.00. |  |  |  | Reviewer Comment (2026-02-23): SitusAMC received LOE, Copy of refund Check, Corrected CD and proof of delivery. Separate exception set for tolling rescission from validations.<br>Buyer Comment (2026-02-20): PCCD with cure delivered today<br>Reviewer Comment (2026-02-17): EXCEPTION HISTORY - Exception Detail was updated on XXXXX PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 12/08/2025 disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $410,443.84 is over disclosed by $85.00 compared to the calculated Amount Financed of $410,358.84 and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated 12/08/2025). (Final/12/08/2025)<br>Reviewer Comment (2026-01-21): EXCEPTION HISTORY - Exception Detail was updated on 01/21/2026 PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 12/08/2025 disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $410,443.84 is over disclosed by $120.00 compared to the calculated Amount Financed of $410,323.84 and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated 12/08/2025). (Final/12/08/2025)<br>Reviewer Comment (2026-01-21): Discharge Tracking fee and transaction management fee are included in the SitusAMC finance charge calculation.<br>Buyer Comment (2026-01-19): Rebuttal |  | XXXXX |  | 2 C B | [redacted] | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224710939 | [Redacted] | [Redacted] |  | 35256135 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 12/08/2025 disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $50.00 compared to the calculated Finance Charge of $[redacted] which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated 12/08/2025). (Final/12/08/2025) | Final Disclosure disclosed a Finance Charges are $[redacted]. Due Diligence Finance Charges are $[redacted]. There is a variance of $120.00. |  |  |  | Reviewer Comment (2026-02-23): SitusAMC received LOE, Copy of refund Check, Corrected CD and proof of delivery. Separate exception set for tolling rescission from validations.<br>Buyer Comment (2026-02-20): PCCD with cure and proof delivered today<br>Reviewer Comment (2026-02-17): EXCEPTION HISTORY - Exception Detail was updated on XXXXX PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 12/08/2025 disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $750,076.44 is under disclosed by $85.00 compared to the calculated Finance Charge of $750,161.44 which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated 12/08/2025). (Final/12/08/2025)<br>Reviewer Comment (2026-01-21): EXCEPTION HISTORY - Exception Detail was updated on 01/21/2026 PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 12/08/2025 disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $750,076.44 is under disclosed by $120.00 compared to the calculated Finance Charge of $750,196.44 which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated 12/08/2025). (Final/12/08/2025)<br>Reviewer Comment (2026-01-21): Discharge Tracking fee and transaction management fee are included in the SitusAMC finance charge calculation.<br>Buyer Comment (2026-01-19): Rebuttal |  | XXXXX |  | 2 C B | [redacted] | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224710939 | [Redacted] | [Redacted] |  | 35868403 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights (3 years from consummation). Re-disclosure of accurate material disclosures, refund/adjustment, LOE, re-opening of rescission and proof of delivery required. |  | This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery. |  |  |  | Reviewer Comment (2026-03-06): SitusAMC received RTC and proof of delivery.<br>Buyer Comment (2026-03-04): New RTC with proof sent and received/reviewed |  | 03/06/2026 |  | 2 B | [redacted] | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form (If corresponding material disclosure exception has not been sufficiently cured, LOE, refund/adjustment, corrected TIL/CD, and proof of delivery required to cure material disclosure exception as applicable). B | Non QM | Non QM | Yes |
| 224713328 | [Redacted] | [Redacted] |  | 35275733 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] HOA Verification, Insurance Verification, Tax Verification | Documentation of HOA Verification, Insurance Verification and Tax Verification for expense $[redacted] of property " [Redacted]" are missing in file. |  |  |  | Reviewer Comment (2026-01-05): HOA, Insurance and Property Tax document received.<br>Buyer Comment (2025-12-31): Property docs | 01/05/2026 |  |  | 1 C A | [redacted] | TN | Investment | Purchase | C A | N/A | N/A | No |
| 224713328 | [Redacted] | [Redacted] |  | 35275746 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] HOA Verification, Statement, Tax Verification | Documentation of HOA Verification, Mortgage Statement and Tax Verification for expense $656.75 and P&I $8,679.87 of property " [Redacted]" are missing in file. |  |  |  | Reviewer Comment (2026-01-05): Closing Disclosure received confirming PITIA and HOA.<br>Buyer Comment (2025-12-31): Property docs | 01/05/2026 |  |  | 1 C A | [redacted] | TN | Investment | Purchase | C A | N/A | N/A | No |
| 224713328 | [Redacted] | [Redacted] |  | 35275757 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-01-05): E-Sign Consent Agreement received.<br>Buyer Comment (2025-12-31): Econsent | 01/05/2026 |  |  | 1 C A | [redacted] | TN | Investment | Purchase | C A | N/A | N/A | No |
| 224713368 | [Redacted] | [Redacted] |  | 35273456 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | As per 1008, exception approval in file for dispute to remain on credit W/o removing. Missing exception request and approval form. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Documentation Type: 2yr Full Doc<br> Disposable Income: $13,292.08<br>Guidelines Representative FICO: 620<br> Representative FICO: 776 | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-15): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-13): exception approval |  |  | 01/15/2026 | 2 C B | [redacted] | OR | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224713368 | [Redacted] | [Redacted] |  | 35273460 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio:[redacted]%. | [Redacted] discrepancy due to [redacted] shows $[redacted] as primary residence rent expense. But as per Lease agreement and payment history, total rent is $[redacted]. |  |  |  | Reviewer Comment (2026-02-20): Updated 1008 received.<br>Buyer Comment (2026-02-18): See updated 1008<br>Reviewer Comment (2026-01-15): Required updated 1008 with corrected [Redacted] calculation to clear this exception. Exception remains.<br>Buyer Comment (2026-01-13): See explanation | 02/20/2026 |  |  | 1 C A | [redacted] | OR | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224713368 | [Redacted] | [Redacted] |  | 352[Redacted]5 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to [Redacted] discrepancy. [Redacted] discrepancy due to 1008 shows $4,000.00 as primary residence rent expense. But as per Lease agreement and payment history, total rent is $[redacted]. |  |  |  | Reviewer Comment (2026-02-20): Updated 1008 received.<br>Buyer Comment (2026-02-18): See updated 1008 | 02/20/2026 |  |  | 1 B A C | [redacted] | OR | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224713368 | [Redacted] | [Redacted] |  | 352[Redacted]6 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to [Redacted] discrepancy. [Redacted] discrepancy due to 1008 shows $4,000.00 as primary residence rent expense. But as per Lease agreement and payment history, total rent is $6,050.00. |  |  |  | Reviewer Comment (2026-02-20): Updated 1008 received.<br>Buyer Comment (2026-02-18): See updated 1008 | 02/20/2026 |  |  | 1 C A | [redacted] | OR | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224713368 | [Redacted] | [Redacted] |  | 35291384 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Lender Exception(s) not provided |  | The 1008 indicates lender exception but, documentation to support is missing. |  |  |  | Reviewer Comment (2026-01-15): Received exception document. Cleared.<br>Buyer Comment (2026-01-13): See exception uploaded | 01/15/2026 |  |  | 1 C A | [redacted] | OR | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224713368 | [Redacted] | [Redacted] |  | 35480799 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - [Redacted] |  |  |  | Reviewer Comment (2026-02-20): Updated 1008 received.<br>Buyer Comment (2026-02-18): See upload | 02/20/2026 |  |  | 1 A | [redacted] | OR | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224713388 | [Redacted] | [Redacted] |  | 35272995 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to verbal verification of employment is not provided. |  |  |  | Reviewer Comment (2025-12-31): Details verified and updated from Third Party verification of employment. Exception cleared.<br>Buyer Comment (2025-12-30): PC Cert submitted | 12/31/2025 |  |  | 1 B A C | [redacted] | SC | Second Home | Refinance - Rate/Term | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224713388 | [Redacted] | [Redacted] |  | 35272996 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. ([redacted], XXXXX/Wages) | Waterfall due to verbal verification of employment is not provided. |  |  |  | Reviewer Comment (2025-12-31): Details verified and updated from Third Party verification of employment. Exception cleared.<br>Buyer Comment (2025-12-30): PC Cert submitted | 12/31/2025 |  |  | 1 C A | [redacted] | SC | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224713388 | [Redacted] | [Redacted] |  | 35272997 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to verbal verification of employment is not provided. |  |  |  | Reviewer Comment (2025-12-31): Details verified and updated from Third Party verification of employment. Exception cleared.<br>Buyer Comment (2025-12-30): PC Cert submitted | 12/31/2025 |  |  | 1 C A | [redacted] | SC | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224713388 | [Redacted] | [Redacted] |  | 35272998 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall due to verbal verification of employment is not provided. |  |  |  | Reviewer Comment (2025-12-31): Details verified and updated from Third Party verification of employment. Exception cleared. | 12/31/2025 |  |  | 1 A | [redacted] | SC | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224713388 | [Redacted] | [Redacted] |  | 35272999 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00. $120.00 over legal limit. Insufficient or no cure was provided to the borrower. (75104) | Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00. $120.00 with no valid change of circumstances and no cure was provided to borrower |  |  |  | Reviewer Comment (2025-12-31): SitusAMC recieved a valid COC.<br>Buyer Comment (2025-12-30): coc | 12/31/2025 |  |  | 1 C A | [redacted] | SC | Second Home | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224713388 | [Redacted] | [Redacted] |  | 35273000 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Waterfall due to verbal verification of employment is not provided. |  |  |  | Reviewer Comment (2025-12-31): Details verified and updated from Third Party verification of employment. Exception cleared.<br>Buyer Comment (2025-12-30): PC Cert submitted | 12/31/2025 |  |  | 1 C A | [redacted] | SC | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224713388 | [Redacted] | [Redacted] |  | 35273001 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verbal verification of employment is not provided. |  |  |  | Reviewer Comment (2026-03-11): Cleared. Received google search to support company name affiliation.<br>Reviewer Comment (2025-12-22): Missing VVOW dated within 10 business date of note. | 03/11/2026 |  |  | 1 C A | [redacted] | SC | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224713388 | [Redacted] | [Redacted] |  | 35273002 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 11/30/2020 | Verbal verification of employment is not provided. |  |  |  | Reviewer Comment (2025-12-31): Details verified and updated from Third Party verification of employment. Exception cleared.<br>Buyer Comment (2025-12-30): PC Cert submitted | 12/31/2025 |  |  | 1 C A | [redacted] | SC | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224713388 | [Redacted] | [Redacted] |  | 35273003 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to verbal verification of employment is not provided. |  |  |  | Reviewer Comment (2025-12-31): Details verified and updated from Third Party verification of employment. Exception cleared.<br>Buyer Comment (2025-12-30): PC Cert submitted | 12/31/2025 |  |  | 1 C A | [redacted] | SC | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224713388 | [Redacted] | [Redacted] |  | 35292924 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [redacted] VVOE - Employment Only | Missing VVOE within 10 business days of note. |  |  |  | Reviewer Comment (2025-12-31): Details verified and updated from Third Party verification of employment. Exception cleared.<br>Buyer Comment (2025-12-30): PC Cert | 12/31/2025 |  |  | 1 C A | [redacted] | SC | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224716311 | [Redacted] | [Redacted] |  | 35283870 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on 12/09/2025 disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. (Final/12/09/2025) | Estimated Taxes, Insurance, and Assessments payment is not provided on final closing disclosure. |  |  |  | Reviewer Comment (2026-01-14): SitusAMC received Letter of Explanation and Corrected CD.<br>Buyer Comment (2026-01-13): PCCD & LOE |  | 01/14/2026 |  | 2 C B | [redacted] | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 224716311 | [Redacted] | [Redacted] |  | 35283873 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Will Not Have Escrow - Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on 12/09/2025 did not disclose Estimated Property Costs over Year 1 for loan with no escrow account established. (Final/12/09/2025) | Non-Escrowed Property Costs over Year 1 amount is not provided on final closing disclosure. |  |  |  | Reviewer Comment (2026-01-14): SitusAMC received Letter of Explanation & Corrected Closing Disclosure.<br>Buyer Comment (2026-01-13): PCCD + LOE submitted |  | 01/14/2026 |  | 2 C B | [redacted] | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 224716311 | [Redacted] | [Redacted] |  | 35283874 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on 12/09/2025 incorrectly disclosed whether the loan will have an escrow account. (Final/12/09/2025) | Final Closing Disclosure incorrectly disclosed whether the loan will have an escrow account. |  |  |  | Reviewer Comment (2026-01-14): SitusAMC received Letter of Explanation & Corrected Closing Disclosure.<br>Buyer Comment (2026-01-13): PCCD + LOE submitted |  | 01/14/2026 |  | 2 C B | [redacted] | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 224716311 | [Redacted] | [Redacted] |  | 35283879 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Interim Closing Disclosure Timing Product Change | TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure issued on 12/05/2025 contains a change in loan product and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation. | Final closing disclosure contains a change in loan product, due to which this exception fired. |  |  |  | Reviewer Comment (2026-01-14): SitusAMC received proof of delivery.<br>Reviewer Comment (2026-01-14): EXCEPTION HISTORY - Exception Detail was updated on 01/14/2026 PRIOR Exception Detail: TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure issued on 12/09/2025 contains a change in loan product and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation.<br>Buyer Comment (2026-01-13): proof 12.5 CD was sent to borrower<br>Reviewer Comment (2026-01-02): Please provide confirmation of receipt for the 12/5 CD for testing.<br>Buyer Comment (2025-12-31): CD 12.5 | 01/14/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 224716311 | [Redacted] | [Redacted] |  | 35283883 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-01-05): E-Sign Consent Agreement received.<br>Buyer Comment (2025-12-31): econsent | 01/05/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224716311 | [Redacted] | [Redacted] |  | 35283893 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Data Discrepancy with [Redacted]. Lender [Redacted] [redacted]% Review [Redacted] [redacted]% . The reason for the discrepancy is lender did not include additional property costs for taxes and insurance in payment information. |  |  |  | Reviewer Comment (2026-03-19): reran Compliance<br>Reviewer Comment (2026-03-19): EXCEPTION HISTORY - Exception Explanation was updated on 03/19/2026 PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: 48.34954%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 32.80000%.<br>Buyer Comment (2026-03-18): 1003 and 1008 with corrected [Redacted]<br>Reviewer Comment (2026-01-15): The [Redacted] discrepancy is due to the qualifying method used for calculation, where the Note Rate on Form 1008 was applied instead of the Interest-Only rate. Exception remains.<br>Buyer Comment (2026-01-13): PC Cert<br>Reviewer Comment (2026-01-08): Data Discrepancy with [Redacted]. Lender [Redacted] 38.318% Review [Redacted] 48.34954% . The reason for the discrepancy is lender did not include additional property costs for taxes and insurance in payment information. Exception remains.<br>Buyer Comment (2026-01-07): PC Cert, 1003, 1008 | 03/19/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224716311 | [Redacted] | [Redacted] |  | 35283913 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to [Redacted] discrepancy |  |  |  | Reviewer Comment (2026-03-19): 1008 updated<br>Reviewer Comment (2026-01-15): The [Redacted] discrepancy is due to the qualifying method used for calculation, where the Note Rate on Form 1008 was applied instead of the Interest-Only rate. Exception remains.<br>Buyer Comment (2026-01-13): PC Cert submitted<br>Reviewer Comment (2026-01-08): Data Discrepancy with [Redacted]. Lender [Redacted] 38.318% Review [Redacted] 48.34954% . The reason for the discrepancy is lender did not include additional property costs for taxes and insurance in payment information. Exception remains.<br>Buyer Comment (2026-01-07): submitted PC Cert, 1003, 1008 | 03/19/2026 |  |  | 1 B A C | [redacted] | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| 224716311 | [Redacted] | [Redacted] |  | 35283914 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Data Discrepancy with [Redacted]. Lender [Redacted] [redacted]% Review [Redacted] [redacted]% . The reason for the discrepancy is lender did not include additional property costs for taxes and insurance in payment information. |  |  |  | Reviewer Comment (2026-03-19): 1008 updated<br>Reviewer Comment (2026-01-15): The [Redacted] discrepancy is due to the qualifying method used for calculation, where the Note Rate on Form 1008 was applied instead of the Interest-Only rate. Exception remains.<br>Buyer Comment (2026-01-13): PC Cert submitted<br>Reviewer Comment (2026-01-08): Data Discrepancy with [Redacted]. Lender [Redacted] 38.318% Review [Redacted] 48.34954% . The reason for the discrepancy is lender did not include additional property costs for taxes and insurance in payment information. Exception remains.<br>Buyer Comment (2026-01-07): submitted PC Cert, 1003, 1008 | 03/19/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224716311 | [Redacted] | [Redacted] |  | 35291869 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Transfer deed is missing from file. |  |  |  | Reviewer Comment (2026-01-05): Transfer deed received.<br>Buyer Comment (2025-12-31): grant deed | 01/05/2026 |  |  | 1 D A | [redacted] | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224716311 | [Redacted] | [Redacted] |  | 35480802 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - [Redacted] |  |  |  | Reviewer Comment (2026-03-20): Received 1008 in file. Exception Cleared.<br>Buyer Comment (2026-03-19): Please clear last condition as [Redacted] exception has been approved. | 03/20/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224716862 | [Redacted] | [Redacted] |  | 35301708 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | The Unanimous Consent & Resolution is not signed by the borrower. |  |  |  | Reviewer Comment (2026-03-13): Unanimous Consent & Resolution signed, cleared<br>Buyer Comment (2026-03-13): Please see attached signed Unanimous Consent & Resolution. | 03/13/2026 |  |  | 1 C A | [redacted] | LA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310493 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name: [redacted], FLOODING, LANDSLIDES, AND MUDSLIDES<br> Disaster Declaration Date: 01/14/2023<br> Disaster End Date: 01/31/2023 | The subject property is located in a FEMA Disaster area. A post-disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2026-01-06): 1004 provided<br>Buyer Comment (2026-01-04): appraisal report has been submitted | 01/06/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310508 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | [Redacted] is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2026-01-06): Document provided<br>Buyer Comment (2026-01-04): title report | 01/06/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310547 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Calculated investor qualifying total debt ratio of[redacted]% exceeds approval total debt ratio of 50.00000%, due to lender using higher qualifying rental income for REO property located at 4707 Alder Ave. Lender used $[redacted] and due diligence rental income is $[redacted]. |  |  |  | Reviewer Comment (2026-02-05): Exceptions were updated. This exception can be cleared.<br>Buyer Comment (2026-02-04): PC Cert, 1008, exception approval<br>Reviewer Comment (2026-01-16): Made adjustments per lender trailing docs, however [Redacted] remains a discrepancy. Lender [Redacted] is at 54.[Redacted], DD [Redacted] is at 62.13867%. It appears lender is using higher net rents than what DD is calculating.<br>Reviewer Comment (2026-01-16): EXCEPTION HISTORY - Exception Explanation was updated on 01/16/2026 PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: 60.56321%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 54.10000%.<br>Reviewer Comment (2026-01-14): EXCEPTION HISTORY - Exception Explanation was updated on 01/14/2026 PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: 61.74024%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 54.10000%.<br>Buyer Comment (2026-01-14): PC Cert & Tax Cert<br>Reviewer Comment (2026-01-06): Diligence Investor Qualifying Total Debt Ratio: 61.74024%; Bid Tape Investor Qualifying Total Debt Ratio: 54.10000%. Exception remains.<br>Buyer Comment (2026-01-04): lease agreement has been submitted | 02/05/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310554 | [Redacted] | [redacted] | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | [redacted] Appraisal document is missing. |  |  |  | Reviewer Comment (2026-01-13): Received 1004 and associated, exception cleared<br>Buyer Comment (2026-01-12): are there any documents missing for the subject property?<br>Reviewer Comment (2026-01-06): Exception remains do to missing documents.<br>Buyer Comment (2026-01-04): Appraisal report | 01/13/2026 |  |  | 1 D A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310565 | [Redacted] | [redacted] | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 | Note Date: [redacted]; Lien Position: 1 | File is missing appraisal report. |  |  |  | Reviewer Comment (2026-01-06): 1004 provided<br>Buyer Comment (2026-01-04): appraisal report submitted | 01/06/2026 |  |  | 1 D A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310617 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Form [redacted] or [redacted], with Market Rents | Form 1007 or 1025, with Market Rents, is missing for [Redacted]. |  |  |  | Reviewer Comment (2026-01-13): Received rent comparable schedule and associated, exception cleared.<br>Buyer Comment (2026-01-12): are there any documents missing for the subject property?<br>Reviewer Comment (2026-01-06): Exception remains do to missing documents.<br>Buyer Comment (2026-01-04): appraisal with rent schedule submitted | 01/13/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310627 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Statement, Tax Verification | Tax & Insurance verification and mortgage statement are missing for [Redacted]. |  |  |  | Reviewer Comment (2026-01-06): Document provided<br>Buyer Comment (2026-01-04): final cd, taxes & insurance | 01/06/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310640 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Lease Agreement, Tax Verification | Lease Agreement, Taxes and Insurance documents are missing. |  |  |  | Reviewer Comment (2026-01-13): Received hazard insurance, tax verification and associated, Exception Cleared<br>Buyer Comment (2026-01-12): PC Cert, premium confirmation, address correction on hoi & 1003<br>Reviewer Comment (2026-01-06): 4707 Alder Ave, Fremont, CA Taxes and Insurance documents are missing.<br>Buyer Comment (2026-01-04): lease, taxes, and insurance | 01/13/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310644 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Lease Agreement, Tax Verification | Lease Agreement, Taxes and Insurance documents are missing. |  |  |  | Reviewer Comment (2026-01-13): Property 7555 Sheridan Rd is land only and insurance not required, exception cleared<br>Buyer Comment (2026-01-12): PC Cert<br>Reviewer Comment (2026-01-06): Insurance documents not provided.<br>Buyer Comment (2026-01-04): lease and taxes. This is land only, no insurance | 01/13/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310722 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO [Redacted] Method | Ability to Repay (Dodd-Frank 2014): Unable to verify Real Estate Owned income ([Redacted] Method) using reasonably reliable third-party records. ([redacted]/[Redacted] Vacancy Method) | Lease agreement is missing for [redacted] |  |  |  | Reviewer Comment (2026-01-06): Document provided<br>Buyer Comment (2026-01-04): lease agreement | 01/06/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310723 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO [Redacted] Method | Ability to Repay (Dodd-Frank 2014): Unable to verify Real Estate Owned income ([Redacted] Method) using reasonably reliable third-party records. ([redacted]/[Redacted] Vacancy Method) | Lease agreement is missing for [redacted] |  |  |  | Reviewer Comment (2026-01-06): Document provided<br>Buyer Comment (2026-01-04): lease agreement has been submitted | 01/06/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310724 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO [Redacted] Method | Ability to Repay (Dodd-Frank 2014): Unable to verify Real Estate Owned income ([Redacted] Method) using reasonably reliable third-party records. ([redacted]/[Redacted] Vacancy Method) | Lease agreement is missing for [redacted] |  |  |  | Reviewer Comment (2026-01-06): Document provided<br>Buyer Comment (2026-01-04): lease agreement has been submitted | 01/06/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310725 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Calculated investor qualifying total debt ratio of 61.74024% exceeds approval total debt ratio of 50.00000%, due to lender using higher qualifying rental income for REO property located at 4707 Alder Ave. Lender used $8,223.05 and due diligence rental income is $6,572.44. |  |  |  | Reviewer Comment (2026-02-23): Received updated exception and 1008. Condition cleared.<br>Buyer Comment (2026-02-19): PC Cert submitted<br>Reviewer Comment (2026-02-13): Required bank statement for the account balance $80,298.79 mentioned in passive asset utilization worksheet to calculate income. Exception remains<br>Buyer Comment (2026-02-11): Per the exception, a 90% occupancy calculation can be used for the 4047 Alder property, which supported a net monthly positive amount of $8233.17 versus the investors 75% calculation of $6572.44. Added passive assets of $955.94 based on the [Redacted] cash out proceeds allowed under Section 5.1.4. Debt ratio was 54.02% and matched the exception. Thank you.<br>Reviewer Comment (2026-02-05): Received lenders updated 1008 reflecting a new [Redacted] of 52.652% and lender exception. changed the usage on the Alder Ave property to 90%, however the [Redacted] remains at 56.98400%. Per the 1008, it appears the lender is not including the borrowers credit debt in the [Redacted].<br>Buyer Comment (2026-02-04): submitted PC Cert, 1008, exception approval<br>Reviewer Comment (2026-01-06): Exception remains do to missing documents.<br>Buyer Comment (2026-01-04): lease agreement submitted | XXXXX |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310727 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM [Redacted]s match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The [Redacted] calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 62.13867% significantly exceeds the guideline maximum of 54.[Redacted]. ([Redacted] Exception requires compelling compensating factors to consider regrading to EV2-B.) | Calculated investor qualifying total debt ratio of 61.74024% exceeds Guideline total debt ratio of 50.00000%, due to REO property located at 4707 Alder Ave, was qualified with rental income of $8,223.05 due diligence rental income for the property is $6,572.44. |  |  |  | Reviewer Comment (2026-02-23): Received updated exception and 1008. Condition cleared.<br>Buyer Comment (2026-02-19): PC Cert submitted<br>Reviewer Comment (2026-02-13): Required bank statement for the account balance $80,298.79 mentioned in passive asset utilization worksheet to calculate income. Exception remains<br>Buyer Comment (2026-02-11): Per the exception, a 90% occupancy calculation can be used for the 4047 Alder property, which supported a net monthly positive amount of $8233.17 versus the investors 75% calculation of $6572.44. Added passive assets of $955.94 based on the [Redacted] cash out proceeds allowed under Section 5.1.4. Debt ratio was 54.02% and matched the exception. Thank you.<br>Reviewer Comment (2026-02-05): Received lenders updated 1008 reflecting a new [Redacted] of 52.652% and lender exception. changed the usage on the Alder Ave property to 90%, however the [Redacted] remains at 56.98400%. Per the 1008, it appears the lender is not including the borrowers credit debt in the [Redacted].<br>Buyer Comment (2026-02-04): submitted PC Cert, 1008, exception approval<br>Reviewer Comment (2026-01-16): EXCEPTION HISTORY - Exception Detail was updated on 01/16/2026 PRIOR Exception Detail: Ability to Repay (Dodd-Frank 2014): The [Redacted] calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 60.56321% significantly exceeds the guideline maximum of 54.[Redacted]. ([Redacted] Exception requires compelling compensating factors to consider regrading to EV2-B.)<br>Reviewer Comment (2026-01-14): EXCEPTION HISTORY - Exception Detail was updated on 01/14/2026 PRIOR Exception Detail: Ability to Repay (Dodd-Frank 2014): The [Redacted] calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 61.74024% significantly exceeds the guideline maximum of 54.[Redacted]. ([Redacted] Exception requires compelling compensating factors to consider regrading to EV2-B.)<br>Reviewer Comment (2026-01-06): Exception remains do to missing documents.<br>Buyer Comment (2026-01-04): lease agreement submitted | XXXXX |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310728 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Calculated investor qualifying total debt ratio of 61.74024% exceeds approval total debt ratio of 50.00000%, due to lender using higher qualifying rental income for REO property located at [redacted] Lender used $8,223.05 and due diligence rental income is $6,572.44. |  |  |  | Reviewer Comment (2026-01-06): Document provided | 01/06/2026 |  |  | 1 A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310729 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | The only Closing Disclosure provided on 12/05/2025 was the final; it was issued on the same day as the closing date of 12/05/2025. |  |  |  | Reviewer Comment (2026-01-05): SitusAMC received initial CD.<br>Buyer Comment (2026-01-04): ICD | 01/05/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | No Defined Cure A | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310730 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File | TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for [redacted]. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $17,933.38 may be required. | There were no Loan Estimates provided in the file. |  |  |  | Reviewer Comment (2026-01-05): SitusAMC received Loan estimate.<br>Buyer Comment (2026-01-04): ILE | 01/05/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | No Defined Cure A | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35310743 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of 54.38704% exceeds Guideline total debt ratio of 54.10000%. | Calculated investor qualifying total debt ratio of 61.74024% exceeds approval total debt ratio of 50.00000%, due to lender using higher qualifying rental income for REO property located at 4707 Alder Ave. Lender used $8,223.05 and due diligence rental income is $6,572.44. |  |  |  | Reviewer Comment (2026-02-23): Received updated exception and 1008. Condition cleared.<br>Reviewer Comment (2026-02-23): EXCEPTION HISTORY - Exception Explanation was updated on XXXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of 56.98400% exceeds Guideline total debt ratio of 54.10000%.<br>Buyer Comment (2026-02-19): PC Cert<br>Reviewer Comment (2026-02-13): Required bank statement for the account balance $80,298.79 mentioned in passive asset utilization worksheet to calculate income. Exception remains<br>Buyer Comment (2026-02-11): Per the exception, a 90% occupancy calculation can be used for the 4047 Alder property, which supported a net monthly positive amount of $8233.17 versus the investors 75% calculation of $6572.44. Added passive assets of $955.94 based on the [Redacted] cash out proceeds allowed under Section 5.1.4. Debt ratio was 54.02% and matched the exception. Thank you.<br>Reviewer Comment (2026-02-05): Received lenders updated 1008 reflecting a new [Redacted] of 52.652% and lender exception. changed the usage on the Alder Ave property to 90%, however the [Redacted] remains at 56.98400%. Per the 1008, it appears the lender is not including the borrowers credit debt in the [Redacted].<br>Reviewer Comment (2026-02-05): EXCEPTION HISTORY - Exception Explanation was updated on 02/05/2026 PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of 62.13867% exceeds Guideline total debt ratio of 54.10000%.<br>Buyer Comment (2026-02-04): submitted PC Cert, 1008, exception approval<br>Reviewer Comment (2026-01-16): EXCEPTION HISTORY - Exception Explanation was updated on 01/16/2026 PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of 60.56321% exceeds Guideline total debt ratio of 54.10000%.<br>Reviewer Comment (2026-01-14): EXCEPTION HISTORY - Exception Explanation was updated on 01/14/2026 PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of 61.74024% exceeds Guideline total debt ratio of 54.10000%.<br>Reviewer Comment (2026-01-06): Exception remains do to missing documents.<br>Buyer Comment (2026-01-04): lease agreement submitted | XXXXX |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35340406 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Discount Points. Fee Amount of $12,071.25 exceeds tolerance of $6,848.00. $5,223.25 over legal limit. Insufficient or no cure was provided to the borrower. (7200) | SitusAMC received LE. However, the discount point increased on CD dated 12/5/2025 for $12071.25. Kindly provide a valid COC for the fee increased or cure due to borrower. Cure documents consist of [redacted] Copy of refund check and proof of mailing. |  |  |  | Reviewer Comment (2026-01-13): SitusAMC received COC dated 12/05 for change in pricing and lock extension.<br>Buyer Comment (2026-01-12): CD + COC | 01/13/2026 |  |  | 1 A | [redacted] | CA | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | N/A | Non QM | Yes |
| 224716864 | [Redacted] | [Redacted] |  | 35340407 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Extension Fee. Fee Amount of $1,040.63 exceeds tolerance of $0.00. $1,040.63 over legal limit. Insufficient or no cure was provided to the borrower. (7349) | SitusAMC received LE. However, the Extension fee added on CD dated 12/5/2025 for $1040.63. Kindly provide a valid COC for the fee added or cure due to borrower. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing. |  |  |  | Reviewer Comment (2026-01-13): SitusAMC received COC dated 12/05 for change in pricing and lock extension. | 01/13/2026 |  |  | 1 A | [redacted] | CA | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | N/A | Non QM | Yes |
| 224716864 | [Redacted] | [Redacted] |  | 35467742 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-03-11): Cleared. Received E consent.<br>Buyer Comment (2026-03-11): please see attached econsent | 03/11/2026 |  |  | 1 A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35467745 | [Redacted] | [redacted] | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: [redacted]; Lien Position: 1 |  |  |  |  | Reviewer Comment (2026-03-11): Cleared. received UCDP<br>Buyer Comment (2026-03-11): please see attached UCDP reports. Risk scores are 2 & 1. secondary valuation not needed. | 03/11/2026 |  |  | 1 A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224716864 | [Redacted] | [Redacted] |  | 35480807 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - [Redacted] |  |  |  | Reviewer Comment (2026-02-23): Received updated exception and 1008. Condition cleared. | XXXXX |  |  | 1 A | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 224720006 | [Redacted] | [Redacted] |  | 35314831 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception. <br> Loan is Foreign National and subject vacant. LTV is 60% but requires [Redacted] haircut. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Occupancy: Investment<br>Reserves: 93.29<br> Guideline Requirement: 15.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-05): Lender Exception with Compensating Factors provided. |  |  | 01/05/2026 | 2 B | [redacted] | NY | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224725728 | [Redacted] | [Redacted] |  | 35294349 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-01-20): Received E-sign Consent document. Exception cleared.<br>Buyer Comment (2026-01-15): Compliance Report | XXXXX |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224725728 | [Redacted] | [Redacted] |  | 35294351 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [redacted] VVOE - Employment Only | File is missing verification of employment within 10 business days of closing. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE<br>Reviewer Comment (2026-02-17): A Verbal Verification of Employment (VVOE) is not present in the file. Per guidelines, a VVOE dated within 10 days of closing is required for all current employments. The file does not contain this required verification. Exception Remains.<br>Buyer Comment (2026-02-16): re-designate the loan to Safe Harbor QM.<br>Reviewer Comment (2026-01-20): Received third party verification of Business Entity. Borrower's verbal verification of employment within 10 business days of closing is required. Exception remains.<br>Buyer Comment (2026-01-15): Closing VVOE | 03/10/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224725728 | [Redacted] | [Redacted] |  | 35294356 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing verification of employment within 10 business days of closing. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE<br>Reviewer Comment (2026-03-04): ,<br>Reviewer Comment (2026-03-04): Updated loan designation per lender email.. Cleared.<br>Reviewer Comment (2026-02-17): A Verbal Verification of Employment (VVOE) is not present in the file. Per guidelines, a VVOE dated within 10 days of closing is required for all current employments. The file does not contain this required verification. Exception Remains.<br>Buyer Comment (2026-02-16): re-designate the loan to Safe Harbor QM.<br>Reviewer Comment (2026-01-20): Received third party verification of Business Entity. Borrower's verbal verification of employment within 10 business days of closing is required. Exception remains.<br>Buyer Comment (2026-01-15): See upload | 03/10/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224725728 | [Redacted] | [Redacted] |  | 35294360 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to missing verification of employment within 10 business days of closing. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE<br>Reviewer Comment (2026-03-04): Cleared in error. Per lender guides a VVOE is required to be obtained at least 10 business days from Note date.<br>Reviewer Comment (2026-02-17): A Verbal Verification of Employment (VVOE) is not present in the file. Per guidelines, a VVOE dated within 10 days of closing is required for all current employments. The file does not contain this required verification. Exception Remains.<br>Buyer Comment (2026-02-16): re-designate the loan to Safe Harbor QM.<br>Reviewer Comment (2026-01-20): Received third party verification of Business Entity. Borrower's verbal verification of employment within 10 business days of closing is required. Exception remains.<br>Buyer Comment (2026-01-15): See upload | 03/10/2026 |  |  | 1 B A C | [redacted] | TX | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 224725728 | [Redacted] | [Redacted] |  | 35294361 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. ([redacted]/Wages) | Waterfall due to missing verification of employment within 10 business days of closing. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE<br>Reviewer Comment (2026-02-17): A Verbal Verification of Employment (VVOE) is not present in the file. Per guidelines, a VVOE dated within 10 days of closing is required for all current employments. The file does not contain this required verification. Exception Remains.<br>Buyer Comment (2026-02-16): re-designate the loan to Safe Harbor QM.<br>Reviewer Comment (2026-01-20): Received third party verification of Business Entity. Borrower's verbal verification of employment within 10 business days of closing is required. Exception remains.<br>Buyer Comment (2026-01-15): See upload | 03/10/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224725728 | [Redacted] | [Redacted] |  | 35294362 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing verification of employment within 10 business days of closing. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE<br>Reviewer Comment (2026-02-17): A Verbal Verification of Employment (VVOE) is not present in the file. Per guidelines, a VVOE dated within 10 days of closing is required for all current employments. The file does not contain this required verification. Exception Remains.<br>Buyer Comment (2026-02-16): re-designate the loan to Safe Harbor QM.<br>Reviewer Comment (2026-01-20): Received third party verification of Business Entity. Borrower's verbal verification of employment within 10 business days of closing is required. Exception remains.<br>Buyer Comment (2026-01-15): See upload | 03/10/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224725728 | [Redacted] | [Redacted] |  | 35294363 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall due to missing verification of employment within 10 business days of closing. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE | 03/10/2026 |  |  | 1 A | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224725728 | [Redacted] | [Redacted] |  | 35294366 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to missing verification of employment within 10 business days of closing. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE<br>Reviewer Comment (2026-02-17): A Verbal Verification of Employment (VVOE) is not present in the file. Per guidelines, a VVOE dated within 10 days of closing is required for all current employments. The file does not contain this required verification. Exception Remains.<br>Buyer Comment (2026-02-16): re-designate the loan to Safe Harbor QM.<br>Reviewer Comment (2026-01-20): Received third party verification of Business Entity. Borrower's verbal verification of employment within 10 business days of closing is required. Exception remains.<br>Buyer Comment (2026-01-15): See upload | 03/10/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224725728 | [Redacted] | [Redacted] |  | 35965495 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Cleared in error. Per lender guides a VVOE is required to be obtained at least 10 business days from Note date. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE | 03/10/2026 |  |  | 1 A | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224725728 | [Redacted] | [Redacted] |  | 35965505 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Cleared in error. Per lender guides a VVOE is required to be obtained at least 10 business days from Note date. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE | 03/10/2026 |  |  | 1 A | [redacted] | TX | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 224725728 | [Redacted] | [Redacted] |  | 35965506 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Cleared in error. Per lender guides a VVOE is required to be obtained at least 10 business days from Note date. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE | 03/10/2026 |  |  | 1 A | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224725728 | [Redacted] | [Redacted] |  | 35965507 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Cleared in error. Per lender guides a VVOE is required to be obtained at least 10 business days from Note date. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received post closing VVOE | 03/10/2026 |  |  | 1 A | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224725728 | [Redacted] | [Redacted] |  | 36030531 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of [redacted](APOR) matches the Due Diligence Loan Designation of [redacted](APOR). | Per client request, The loan designation was re-stated. |  |  |  | Buyer Comment (2026-03-11): Ok to waive per AM |  |  | 03/11/2026 | 2 A B | [redacted] | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224727436 | [Redacted] | [Redacted] |  | 35304156 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination to use funds for reserves held in unapproved foreign institution. [redacted] Purchase - Branch requesting exception for use of funds held in [redacted] #6735 to be meet required reserves. [redacted] is not on the list of acceptable bank list for Foreign Assets. Required reserves of $24,000 (12 months subject PITIA). Sicredi most current documented balance shows $454,667 Real which converts to $84,313 USD. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Miscellaneous | Reserves: 140.74<br> Guideline Requirement: 12.00<br>Minimal consumer debt | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator | Reviewer Comment (2025-12-31): Client elects to waive with compensating factors. |  |  | 12/31/2025 | 2 B | [redacted] | FL | Investment | Purchase | B A |  | N/A | No |
| 224727866 | [Redacted] | [Redacted] |  | 35326139 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Closing Statement and Security Instrument rellect the borrower as a busieness entity however the LLC is not reflected in the signature box of the note. A corrected Note reflecting the proper vesting is required. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received corrective note and affidavit.<br>Buyer Comment (2026-03-09): Please see attached corrective Note and Destroyed Note Affidavit. | 03/10/2026 |  |  | 1 C A | [redacted] | VA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224728443 | [Redacted] | [Redacted] |  | 35304201 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock document is missing in file. |  |  |  | Reviewer Comment (2026-01-13): Received Initial [Redacted] Rate Lock document in the file. Exception Cleared.<br>Buyer Comment (2026-01-12): Lock | 01/13/2026 |  |  | 1 C A D | [redacted] | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224731440 | [Redacted] | [Redacted] |  | 35308033 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception is approved for Condo project with a non-warrantable characteristic that's not pme pf the predefined allowable non-warrantable characteristics. Specifically, 23% (vs. FNMA guidelines of [Redacted]) of the subject project HOA's budgeted income consists of non-incidental income related to non-residential activity.<br> Lender exception is approved for Requesting 5% LTV increase (i.e. requesting 80% LTV on a unit in a project with hotel-like features vs. guideline max of 75% LTV on such units). | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00. | The representative FICO score exceeds the guideline minimum by at least 40 points<br>Residual Income $3k or More | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-30): Client elects to waive with compensating factors. |  |  | 12/30/2025 | 2 B | [redacted] | FL | Investment | Purchase | B A | N/A | N/A | No |
| 224731479 | [Redacted] | [Redacted] |  | 35308558 | [Redacted] | [redacted] | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: | Credit Report: Original // Public Record Type: Collections / Balance: 32173.00 | Lender exception request for borrower who does not want to payoff collection account exceeding $2,500 (collection is $32,173.00) is approved. Per disposition, max 51% LTV and Title to confirm collection will not affect title. The letter from title company confirming collection will not affect title is not located in the fie. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 209.79<br> Guideline Requirement: 3.00<br>Combined Loan to Value: 50.25126%<br> Guideline Maximum Combined Loan to Value: 65.00000%<br>Loan to Value: 50.25126%<br> Guideline Maximum Loan to Value: 65.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 793 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-14): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-12): Title confirmation |  |  | 01/14/2026 | 2 B | [redacted] | AZ | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224[Redacted]41 | [Redacted] | [Redacted] |  | 35311998 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient by $67,814.40. Provide replacement cost estimator |  |  |  | Reviewer Comment (2026-03-23): Received updated Hazard Insurance Policy. Exception cleared<br>Buyer Comment (2026-03-19): Updated HOI<br>Reviewer Comment (2026-01-20): Require $240,000 or 100% of replacement coverage amount is required in the file to cover shortfall. Exception remains.<br>Buyer Comment (2026-01-15): Please confirm that Situs is requesting the replacement cost to be set to match the dwelling coverage amount. If so, please provide the exact amount they would like it set to.<br>Reviewer Comment (2026-01-12): Provided replacement cost estimator shows $490,000 which is higher than dwelling coverage 240,000. Exception remains.<br>Buyer Comment (2026-01-08): RCE | 03/23/2026 |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224[Redacted]41 | [Redacted] | [Redacted] |  | 35312002 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval with Loan amount $245,300 is missing. |  |  |  | Reviewer Comment (2026-01-09): Approval with correct loan amount received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-07): corrected final approval | 01/09/2026 |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224[Redacted]41 | [Redacted] | [Redacted] |  | 35312007 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Signed final HUD-1 for subject loan is missing |  |  |  | Reviewer Comment (2026-01-12): Executed Closing Statement received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-08): final settlement statement | 01/12/2026 |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224735073 | [Redacted] | [Redacted] |  | 35312694 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Primary borrower's verification of employment within 10 business days of the Note is missing in file. |  |  |  | Reviewer Comment (2026-01-12): document proided<br>Buyer Comment (2026-01-08): please see doc D0429 & D0430 stating B1 switched to a K-1 employee in Jan 2025. Copy of business license is doc D0593 and Articles of Incorp docs were previously uploaded. Consulting Agreement showing relationship between Vulcan Panda Corp and Leaf & Cole is erroneously indexed under Sales Contract Addendum doc D0590 in your system. | 01/12/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224735073 | [Redacted] | [Redacted] |  | 35312695 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 01/06/2014 | First borrower's verification of employment within 10 business days of the Note is missing in file. |  |  |  | Reviewer Comment (2026-01-12): document provided<br>Buyer Comment (2026-01-08): please see doc D0429 & D0430 stating B1 switched to a K-1 employee in Jan 2025. Copy of business license is doc D0593 and Articles of Incorp docs were previously uploaded. Consulting Agreement showing relationship between Vulcan Panda Corp and Leaf & Cole is erroneously indexed under Sales Contract Addendum doc D0590 in your system. | 01/12/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224735073 | [Redacted] | [Redacted] |  | 35312745 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to first borrower's verification of employment within 10 business days of the Note is missing in file. |  |  |  | Reviewer Comment (2026-02-16): Loan is Non-QM.<br>Buyer Comment (2026-02-12): investor memo for proceeds from sale of home<br>Reviewer Comment (2026-02-05): This was addressed via email to client, however the issue is the final closing statement for Baltimore is dated post closing. Per ATR requirements, evidence of borrowers proceeds from the sale must be obtained prior to closing, not disbursement. If there is an estimated closing statement dated prior to the subject closing date, that would fulfill the requirement.<br>Buyer Comment (2026-02-03): please see attached T&C copy of 5440 baltimore ALTA<br>Reviewer Comment (2026-02-03): UPDATE: Exception is addressing the missing final signed/dated closing statement for the property on XXXXX.<br>Reviewer Comment (2026-01-22): Required P&L, CPA/Business entity listing to clear the exception. Exception Remains.<br>Buyer Comment (2026-01-21): prior voe doc D0428 shows borrower start date as 01/06/24 and current position as partner. Docs D0429 & D0430 from employer stating borr switched to K-1 emploee in Jan 2025. docs D0441 & D0442 are borrowers 2023 & 2024 W2s to support "prior W2".<br>Reviewer Comment (2026-01-12): Verification of employment within 10 business days of the Note. VVOE from employer doesn't state moved from W2 to K1. exception remains.<br>Buyer Comment (2026-01-08): please see doc D0429 & D0430 stating B1 switched to a K-1 employee in Jan 2025. Copy of business license is doc D0593 and Articles of Incorp docs were previously uploaded. Consulting Agreement showing relationship between Vulcan Panda Corp and Leaf & Cole is erroneously indexed under Sales Contract Addendum doc D0590 in your system. | 02/16/2026 |  |  | 1 B A C | [redacted] | CA | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224735073 | [Redacted] | [Redacted] |  | 35312746 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. (Net Proceeds from Sale of Real Estate/Equity On Sold Property) | Waterfall due to first borrower's verification of employment within 10 business days of the Note is missing in file. |  |  |  | Reviewer Comment (2026-02-16): Estimated settlement statement was provided prior to closing, on 12/02, exception cleared.<br>Buyer Comment (2026-02-12): investor memo for proceeds from sale of home<br>Reviewer Comment (2026-02-05): This was addressed via email to client, however the issue is the final closing statement for Baltimore is dated post closing. Per ATR requirements, evidence of borrowers proceeds from the sale must be obtained prior to closing, not disbursement. If there is an estimated closing statement dated prior to the subject closing date, that would fulfill the requirement.<br>Reviewer Comment (2026-02-03): EXCEPTION HISTORY - Exception Detail was updated on 02/03/2026 PRIOR Exception Detail: Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. (Net Proceeds from Sale of Real Estate/Equity On Pending Sale)<br>Buyer Comment (2026-02-03): please see attached T&C copy of 5440 baltimore ALTA<br>Reviewer Comment (2026-02-03): UPDATE: Exception is addressing the missing final signed/dated closing statement for the property on XXXXX.<br>Reviewer Comment (2026-01-12): Verification of employment within 10 business days of the Note. VVOE from employer doesn't state moved from W2 to K1. exception remains.<br>Buyer Comment (2026-01-08): please see doc D0429 & D0430 stating B1 switched to a K-1 employee in Jan 2025. Copy of business license is doc D0593 and Articles of Incorp docs were previously uploaded. Consulting Agreement showing relationship between Vulcan Panda Corp and Leaf & Cole is erroneously indexed under Sales Contract Addendum doc D0590 in your system. | 02/16/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224735073 | [Redacted] | [Redacted] |  | 35312747 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to first borrower's verification of employment within 10 business days of the Note is missing in file. |  |  |  | Reviewer Comment (2026-01-12): Document provided<br>Buyer Comment (2026-01-08): please see doc D0429 & D0430 stating B1 switched to a K-1 employee in Jan 2025. Copy of business license is doc D0593 and Articles of Incorp docs were previously uploaded. Consulting Agreement showing relationship between Vulcan Panda Corp and Leaf & Cole is erroneously indexed under Sales Contract Addendum doc D0590 in your system. | 01/12/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224735073 | [Redacted] | [Redacted] |  | 35312748 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $250.00 exceeds tolerance of $160.00 plus [Redacted] or $176.00. Sufficient or excess cure was provided to the borrower at Closing. (0) |  |  |  |  | Reviewer Comment (2025-12-29): Sufficient Cure Provided At Closing |  | 12/29/2025 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224735073 | [Redacted] | [Redacted] |  | 35312749 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $900.00 exceeds tolerance of $800.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2025-12-29): Sufficient Cure Provided At Closing |  | 12/29/2025 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224735073 | [Redacted] | [Redacted] |  | 35312772 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to first borrower's verification of employment within 10 business days of the Note is missing in file. |  |  |  | Reviewer Comment (2026-01-12): Document provided<br>Buyer Comment (2026-01-08): please see doc D0429 & D0430 stating B1 switched to a K-1 employee in Jan 2025. Copy of business license is doc D0593 and Articles of Incorp docs were previously uploaded. Consulting Agreement showing relationship between Vulcan Panda Corp and Leaf & Cole is erroneously indexed under Sales Contract Addendum doc D0590 in your system. | 01/12/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224735073 | [Redacted] | [Redacted] |  | 35709826 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - K-1 Less [Redacted] | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current K-1 (Less than [Redacted] Ownership) status using reasonably reliable third-party records. ([redacted]/Schedule K-1 less than 25 Percent) | Escalated. |  |  |  | Reviewer Comment (2026-02-03): Documentation provided meets lender guides. Borrower changed from W2 to K1 01/2025. Condition cleared. | 02/03/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224735073 | [Redacted] | [Redacted] |  | 35709827 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - K-1 Less [Redacted] | Ability to Repay (Dodd-Frank 2014): Unable to verify K-1 (Less than [Redacted] Ownership) income using reasonably reliable third-party records. ([redacted]/Schedule K-1 less than 25 Percent) | Escalated. |  |  |  | Reviewer Comment (2026-02-03): Documentation provided meets lender guides. Borrower changed from W2 to K1 01/2025. Condition cleared. | 02/03/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224736002 | [Redacted] | [Redacted] |  | 35316240 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $2,572.00 exceeds tolerance of $2,012.00 plus [Redacted] or $2,213.20. $358.80 over legal limit. Insufficient or no cure was provided to the borrower. (0) | [Redacted] tolerance was exceeded by $2,213.20 due to an increase in recording fee, Title - Endorsement Fee, Title - Lender's Title Insurance, Title - Recording Service Fee, Title - Notary Fee. No valid Change of Circumstance provided, no evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-03): SitusAMC received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-03-03): Please see attached documents.<br>Reviewer Comment (2026-02-23): SitusAMC received rebuttal stating lender credit of $749.30 applied for Appraisal, Credit and Ten percent tolerance. However, the total cure required for all the fees are $1004.30. Kindly provide additional cure of $255 in order to cure all the exception along with cure documents i.e. Post CD,LOX,Copy of refund check and proof of mailing.<br>Buyer Comment (2026-02-23): Per [Redacted]'s 2/15 response, this was cured via lender credit on final CD. Please review email from closer and clear finding<br>Buyer Comment (2026-02-23): Resolution doc - Email with closer re CD Credit<br>Reviewer Comment (2026-02-16): SitusAMC received LOX stating "PCCD was sent for adjusting Title and recording fees". However, there is no Post CD present in the file. Kindly provide Post CD along with LOX as stated in rebuttal along with Final SS in order to clear the exception.<br>Buyer Comment (2026-02-15): Please review Final CD showing Lender Credit as well as Email thread with CLosing dept. Please clear finding<br>Buyer Comment (2026-02-15): Resolution documentation |  | 03/03/2026 |  | 2 C B | [redacted] | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224736002 | [Redacted] | [Redacted] |  | 35316242 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $625.00 exceeds tolerance of $0.00. $625.00 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | Appraisal Fee was last disclosed as $0.00 on Loan Estimate but disclosed as $625.00 on Final Closing Disclosure. File does not contain a valid Changed Circumstance for this fee, no evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-02): Exception cured at closing.<br>Reviewer Comment (2026-03-02): SitusAMC received corrected PCCD, LOE and Proof of mailing label. However, copy of refund check to borrower was not located in trailing documents. Also, FedEx tracking indicates label has been created, but package has not been shipped. Proof of mailing and copy of refund check is required to borrower to complete remediation.<br>Reviewer Comment (2026-02-23): SitusAMC received rebuttal stating lender credit of $749.30 applied for Appraisal, Credit and Ten percent tolerance. However, the total cure required for all the fees are $1004.30. Kindly provide additional cure of $255 in order to cure all the exception along with cure documents i.e. Post CD,LOX,Copy of refund check and proof of mailing.<br>Buyer Comment (2026-02-23): Per [Redacted]'s 2/15 response, this was cured via lender credit on final CD. Please review email from closer and clear finding<br>Reviewer Comment (2026-02-16): SitusAMC received LOX stating "PCCD was sent for adjusting Title and recording fees". However, there is no Post CD present in the file. Also, confirm whether the lender credit of $749.30 were provided for Appraisal and Credit report fee.<br>Buyer Comment (2026-02-15): Please review documentation uploaded and clear finding |  | 03/02/2026 |  | 2 C B | [redacted] | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224736002 | [Redacted] | [Redacted] |  | 35316243 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $268.50 exceeds tolerance of $248.00. $20.50 over legal limit. Insufficient or no cure was provided to the borrower. (7520) | Credit Report Fee was last disclosed as $248.00 on Loan Estimate but disclosed as $268.50 on Final Closing Disclosure. File does not contain a valid Changed Circumstance for this fee, no evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-02): Exception cured at closing.<br>Reviewer Comment (2026-03-02): SitusAMC received corrected PCCD, LOE and Proof of mailing label. However, copy of refund check to borrower was not located in trailing documents. Also, FedEx tracking indicates label has been created, but package has not been shipped. Proof of mailing and copy of refund check is required to borrower to complete remediation.<br>Buyer Comment (2026-02-26): PCCD-LOX-Air Bill for cure check<br>Reviewer Comment (2026-02-23): SitusAMC received rebuttal stating lender credit of $749.30 applied for Appraisal, Credit and Ten percent tolerance. However, the total cure required for all the fees are $1004.30. Kindly provide additional cure of $255 in order to cure all the exception along with cure documents i.e. Post CD,LOX,Copy of refund check and proof of mailing.<br>Buyer Comment (2026-02-23): Per [Redacted]'s 2/15 response, this was cured via lender credit on final CD. Please review email from closer and clear finding<br>Reviewer Comment (2026-02-16): SitusAMC received LOX stating "PCCD was sent for adjusting Title and recording fees". However, there is no Post CD present in the file. Also, confirm whether the lender credit of $749.30 were provided for Appraisal and Credit report fee.<br>Buyer Comment (2026-02-15): Please review documentation uploaded in prior condition and clear finding |  | 03/02/2026 |  | 2 C B | [redacted] | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224736002 | [Redacted] | [Redacted] |  | 35316287 | [Redacted] | [redacted] | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. | Borrower: [redacted] // Employment Type: Employment / Income Type: S-Corp (>= [Redacted]) / Start Date: 07/22/2021 // Document: Third Party Verification / Document Date: / Tax Year: | Provided document did not disclose the date. |  |  |  | Reviewer Comment (2026-02-17): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-13): Please review full SOS Entity Detail, dated email thread with Branch and OK SOS and clear finding.<br>Buyer Comment (2026-02-13): Resolution docs - Full SOS detail and Email with branch & SOS<br>Reviewer Comment (2026-02-10): The received business entity does not have a document date. Exception remains.<br>Buyer Comment (2026-02-06): Business specs - SOS | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224736002 | [Redacted] | [Redacted] |  | 35316300 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Provided Business license does not reflect any document date. |  |  |  | Reviewer Comment (2026-02-17): Received required documentation. Condition cleared.<br>Reviewer Comment (2026-02-10): The received business entity does not have a document date. Exception remains.<br>Buyer Comment (2026-02-06): Please see SOS upload in prior condition and clear finding | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224736002 | [Redacted] | [Redacted] |  | 35324803 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Schedule C Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. ([redacted] Schedule C) |  |  |  |  | Reviewer Comment (2026-02-17): Received required documentation. Condition cleared.<br>Reviewer Comment (2026-02-10): The received business entity does not have a document date. Exception remains.<br>Buyer Comment (2026-02-06): Please see SOS upload in prior condition and clear | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224736002 | [Redacted] | [Redacted] |  | 35324812 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall because the date is not on the business license. |  |  |  | Reviewer Comment (2026-02-17): Received required documentation. Condition cleared.<br>Reviewer Comment (2026-02-10): The received business entity does not have a document date. Exception remains.<br>Buyer Comment (2026-02-06): Please review SOS uploaded in prior condition and clear | XXXXX |  |  | 1 B A C | [redacted] | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 224736002 | [Redacted] | [Redacted] |  | 35324813 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall because the date is not on the business license. |  |  |  | Reviewer Comment (2026-02-17): Received required documentation. Condition cleared. | XXXXX |  |  | 1 A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224739794 | [Redacted] | [Redacted] |  | 35334830 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. ([redacted]/Wages) | The file is missing a VVOE dated within 10 business days prior to the Note. The one in file is dated post-close. |  |  |  | Reviewer Comment (2026-02-23): Lender redesignated loan designation. Condition cleared.<br>Reviewer Comment (2026-01-16): Received VVOE which is dated post closing which does not meet Non QM/ATR requirements. Per ATR requirements, the verification relied upon by the lender verifying the borrower's employment prior to closing is required.<br>Buyer Comment (2026-01-14): See submitted VOE | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224739794 | [Redacted] | [Redacted] |  | 35334831 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | The file is missing a VVOE dated within 10 business days prior to the Note. The one in file is dated post-close. |  |  |  | Reviewer Comment (2026-02-23): Lender redesignated loan designation. Condition cleared.<br>Reviewer Comment (2026-01-16): Received VVOE which is dated post closing which does not meet Non QM/ATR requirements. Per ATR requirements, the verification relied upon by the lender verifying the borrower's employment prior to closing is required.<br>Buyer Comment (2026-01-14): See submitted VOE | XXXXX |  |  | 1 B A C | [redacted] | AZ | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 224739794 | [Redacted] | [Redacted] |  | 35334832 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | The file is missing a VVOE dated within 10 business days prior to the Note. The one in file is dated post-close. |  |  |  | Reviewer Comment (2026-02-23): Lender redesignated loan designation. Condition cleared. | XXXXX |  |  | 1 A | [redacted] | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224739794 | [Redacted] | [Redacted] |  | 35334845 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 10/01/2018 | The file is missing a VVOE dated within 10 business days prior to the Note. The one in file is dated post-close. |  |  |  | Reviewer Comment (2026-02-23): Lender redesignated loan designation. Condition cleared.<br>Buyer Comment (2026-02-19): Please re-designate to Safe Harbor QM<br>Buyer Comment (2026-02-09): We would like to re-designate the loan as Safe Harbor QM (but will also accept Safe Harbor QM APOR).<br>Buyer Comment (2026-01-14): VOE was completed on 12/16 , see attached confirmation. Other VOE completed 12/18 was redundant | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224739794 | [Redacted] | [Redacted] |  | 35343344 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The file is missing a VVOE dated within 10 business days prior to the Note. The one in file is dated post-close. |  |  |  | Reviewer Comment (2026-02-23): Lender redesignated loan designation. Condition cleared.<br>Buyer Comment (2026-01-14): See submitted VOE | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224739794 | [Redacted] | [Redacted] |  | 35343372 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The file is missing a VVOE dated within 10 business days prior to the Note. The one in file is dated post-close. |  |  |  | Reviewer Comment (2026-02-23): Lender redesignated loan designation. Condition cleared.<br>Buyer Comment (2026-01-14): See submitted VOE | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224739794 | [Redacted] | [Redacted] |  | 35343403 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | The file is missing a VVOE dated within 10 business days prior to the Note. The one in file is dated post-close. |  |  |  | Reviewer Comment (2026-02-23): Lender redesignated loan designation. Condition cleared.<br>Buyer Comment (2026-01-14): See submitted VOE | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224739794 | [Redacted] | [Redacted] |  | 35500676 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | ATR requirements not met, VVOE after the note date. |  |  |  | Reviewer Comment (2026-01-16): Duplicate | 01/16/2026 |  |  | 1 A | [redacted] | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224739794 | [Redacted] | [Redacted] |  | 35866677 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Lender redesignated loan designation. |  |  |  | Reviewer Comment (2026-02-23): Lender redesignated loan designation. Condition cleared. | XXXXX |  |  | 1 A | [redacted] | AZ | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 224739794 | [Redacted] | [Redacted] |  | 35866678 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2026-02-23): Lender redesignated loan designation. Condition cleared. | XXXXX |  |  | 1 A | [redacted] | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224739794 | [Redacted] | [Redacted] |  | 35866702 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | Lender redesignated loan designation. EV2 exception is for informational purposes only. Lender may waive. |  |  |  | Buyer Comment (2026-02-26): Ok to waive per CNR |  |  | 02/26/2026 | 2 A B | [redacted] | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224746355 | [Redacted] | [Redacted] |  | 35337448 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for Departing Primary Residence: currently listed for sale less than 0% equity (CLTV) of 84 on departing residence) requesting exception to exclude the associated payment from the [Redacted] for departing residence: FICO of 781 well above min FICO of 660, LTV of 80% less than max allowed of 90%, 210K in reserves 12 months, employment history greater than 5 years, residual greater than 3K,Mortgage paid as agreed on credit, all other tradelines paid as agreed. Unable to downgrade and waive due to missing the appraisal on the departure home to determine the equity in the home and the purchase/listing agreement as required by lender guides. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score is above 680. | Actual Reserves: $803,339.65<br> Required Reserves: $148,925.94<br>Guidelines Representative FICO: 620<br> Representative FICO: 800 | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-13): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-09): appraisal departing residence |  |  | 01/13/2026 | 2 C B | [redacted] | VA | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224746355 | [Redacted] | [Redacted] |  | 35337480 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $15,170.50 exceeds tolerance of $14,550.00. Sufficient or excess cure was provided to the borrower at Closing. (8304) |  |  |  |  | Reviewer Comment (2026-01-02): Sufficient Cure Provided At Closing |  | 01/02/2026 |  | 1 A | [redacted] | VA | Primary | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224746355 | [Redacted] | [Redacted] |  | 35337844 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Failure due to [Redacted] |  |  |  | Reviewer Comment (2026-01-13): Departing residence guideline requirements to exclude met, exception cleared.<br>Buyer Comment (2026-01-09): provided appraisal report on departing residence | 01/13/2026 |  |  | 1 B A C | [redacted] | VA | Primary | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224746355 | [Redacted] | [Redacted] |  | 35337845 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Failure due to [Redacted] |  |  |  | Reviewer Comment (2026-01-13): Departing residence guideline requirements to exclude met, exception cleared.<br>Buyer Comment (2026-01-09): provided appraisal report on departing residence | 01/13/2026 |  |  | 1 C A | [redacted] | VA | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224746355 | [Redacted] | [Redacted] |  | 35351237 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | File is missing the final CD from the [redacted] loan. |  |  |  | Reviewer Comment (2026-01-13): Final CD for departing address received, exception cleared<br>Buyer Comment (2026-01-09): final cd departing residence | 01/13/2026 |  |  | 1 C A | [redacted] | VA | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224746355 | [Redacted] | [Redacted] |  | 35351295 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of 63.80276% exceeds Guideline total debt ratio of 50.00000%. | Lender provided exception, however file is missing the appraisal on the departure home to determine the equity in the home and the purchase/listing agreement as required by lender guides. |  |  |  | Reviewer Comment (2026-01-13): Departing residence guideline requirements to exclude met, exception cleared.<br>Buyer Comment (2026-01-09): provided appraisal report on departing residence | 01/13/2026 |  |  | 1 C A | [redacted] | VA | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224746355 | [Redacted] | [Redacted] |  | 35351299 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM [Redacted]s match and both significantly exceed Guidelines | General QM: The [Redacted] calculated in accordance with the Lenders Guidelines and 1026.43(e) of 63.80276% significantly exceeds the guideline maximum of 50.00%. ([Redacted] Exception requires compelling compensating factors to consider regrading to EV2-B.) | Lender provided exception for not including PITIA on departure home, however file is missing the appraisal on the departure home to determine the equity in the home and the purchase/listing agreement as required by lender guides. |  |  |  | Reviewer Comment (2026-01-13): Departing residence guideline requirements to exclude met, exception cleared.<br>Buyer Comment (2026-01-09): provided appraisal report on departing residence | 01/13/2026 |  |  | 1 C A | [redacted] | VA | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224746355 | [Redacted] | [Redacted] |  | 36149770 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy - [Redacted] |  |  |  | Reviewer Comment (2026-03-27): Cleared. Received updated 1008 and 1003.<br>Buyer Comment (2026-03-25): Please use C/B salary of $12962.96 x 2 = $25925.96/mo (12962.96 x 24 / 12) to qualify. There is no need to average over 2+ years since this is the actual salary. This update should bring [Redacted] to 42.727%. Updated 1008/1003 provided for review. | 03/27/2026 |  |  | 1 A | [redacted] | VA | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224771805 | [Redacted] | [Redacted] |  | 35351161 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception. New-Construction, attached, [Redacted] condo project not [redacted] "[redacted]" approved. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 114.00<br> Guideline Requirement: 6.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 778 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-07): Client elects to waive with compensating factors. |  |  | 01/07/2026 | 2 B | [redacted] | FL | Investment | Purchase | B A |  | N/A | No |
| 224771805 | [Redacted] | [Redacted] |  | 35351168 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception. Condo project with hotel-like features does not meet FNMA's definition of an Established Project as required | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 114.00<br> Guideline Requirement: 6.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 778 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-07): Client elects to waive with compensating factors. |  |  | 01/07/2026 | 2 B | [redacted] | FL | Investment | Purchase | B A |  | N/A | No |
| 224771835 | [Redacted] | [Redacted] |  | 35347545 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for lack of landlord experience. Condition for Max 65% LTV/CLTV, Min 1.00 DSCR, Use lessor of fair market or actual rent, post-closing occupancy review. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-07): Client elects to waive and downgrade:<br> Borrower has 12+ months of reserves <br> Long term employment greater than 5 years |  |  | 01/07/2026 | 2 B | [redacted] | GA | Investment | Purchase | B A |  | N/A | No |
| 224771835 | [Redacted] | [Redacted] |  | 35357101 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception to waive requirement that primary residence is superior to subject. Condition for Max 65% LTV/CLTV, Min 1.00 DSCR, Use lesser of fair market or actual rent, post-closing occupancy review. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-07): Client elects to waive and downgrade:<br> Borrower has 12+ months of reserves <br> Long term employment greater than 5 years |  |  | 01/07/2026 | 2 B | [redacted] | GA | Investment | Purchase | B A |  | N/A | No |
| 224773837 | [Redacted] | [Redacted] |  | 35348293 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. | Borrower: [redacted] Occupancy: Second Home; Declarations/Will borrower occupy: Yes | Final 1003 declaration page indicates borrower will occupy property as the their primary residence; however, the occupancy certificate and other documentation indicates the property will be used as a second home. |  |  |  | Reviewer Comment (2026-01-21): Received updated 1003.<br>Buyer Comment (2026-01-19): rev 1003 for occupancy update on page 4 | 01/21/2026 |  |  | 1 C A | [redacted] | FL | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224773837 | [Redacted] | [Redacted] |  | 35352168 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | The $75k gift missing the source of funds and deposit receipt. |  |  |  | Reviewer Comment (2026-02-05): Wire confirmation received.<br>Buyer Comment (2026-02-03): please see attached wire confirmation reciept from title company for $75K gift funds from donor account# XXXX<br>Reviewer Comment (2026-01-29): Unable to verify from the given bank statement if $75,000.00 was sent to closing agent or not. Guidelines requires either a copy of the donor's check/wire Confirmation to the closing agent, or a settlement statement showing receipt of the donor's check / Wire. Exception remains.<br>Buyer Comment (2026-01-27): $75K gift source statement | 02/05/2026 |  |  | 1 C A | [redacted] | FL | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224773837 | [Redacted] | [Redacted] |  | 35352259 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5). | Waterfall due to $75k gift missing the source of funds and deposit receipt. |  |  |  | Reviewer Comment (2026-01-29): Qualification method corrected for ARM loans.<br>Buyer Comment (2026-01-27): $75K gift source statement | XXXXX |  |  | 1 B A | [redacted] | FL | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224773837 | [Redacted] | [Redacted] |  | 35357266 | [Redacted] | [redacted] | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of $314,377.85 is less than Cash From Borrower $367,037.83. | Waterfall due to $75k gift missing the source of funds and deposit receipt. |  |  |  | Reviewer Comment (2026-02-05): Wire confirmation received.<br>Buyer Comment (2026-02-03): please see attached wire confirmation reciept from title company for $75K gift funds from donor account# XXXX<br>Reviewer Comment (2026-01-29): Unable to verify from the given bank statement if $75,000.00 was sent to closing agent or not. Guidelines requires either a copy of the donor's check/wire Confirmation to the closing agent, or a settlement statement showing receipt of the donor's check / Wire. Exception remains.<br>Buyer Comment (2026-01-27): $75K gift source statement | 02/05/2026 |  |  | 1 C A | [redacted] | FL | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224773837 | [Redacted] | [Redacted] |  | 35357271 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 0.00 is less than Guideline PITIA months reserves of 3.00. | Waterfall due to $75k gift missing the source of funds and deposit receipt. |  |  |  | Reviewer Comment (2026-02-05): Wire confirmation received.<br>Buyer Comment (2026-02-03): please see attached wire confirmation reciept from title company for $75K gift funds from donor account# 4006<br>Reviewer Comment (2026-01-29): Unable to verify from the given bank statement if $75,000.00 was sent to closing agent or not. Guidelines requires either a copy of the donor's check/wire Confirmation to the closing agent, or a settlement statement showing receipt of the donor's check / Wire. Exception remains.<br>Buyer Comment (2026-01-27): $75K gift source statement | 02/05/2026 |  |  | 1 C A | [redacted] | FL | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224773837 | [Redacted] | [Redacted] |  | 35357467 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to $75k gift missing the source of funds and deposit receipt. |  |  |  | Reviewer Comment (2026-02-05): Wire confirmation received.<br>Buyer Comment (2026-02-03): please see attached wire confirmation reciept from title company for $75K gift funds from donor account# 4006<br>Reviewer Comment (2026-01-29): Unable to verify from the given bank statement if $75,000.00 was sent to closing agent or not. Guidelines requires either a copy of the donor's check/wire Confirmation to the closing agent, or a settlement statement showing receipt of the donor's check / Wire. Exception remains.<br>Buyer Comment (2026-01-27): $75K gift source statement | 02/05/2026 |  |  | 1 B A C | [redacted] | FL | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224773837 | [Redacted] | [Redacted] |  | 35357468 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to $75k gift missing the source of funds and deposit receipt. |  |  |  | Reviewer Comment (2026-02-05): Wire confirmation received.<br>Buyer Comment (2026-02-03): please see attached wire confirmation reciept from title company for $75K gift funds from donor account# XXXX<br>Reviewer Comment (2026-01-29): Unable to verify from the given bank statement if $75,000.00 was sent to closing agent or not. Guidelines requires either a copy of the donor's check/wire Confirmation to the closing agent, or a settlement statement showing receipt of the donor's check / Wire. Exception remains.<br>Buyer Comment (2026-01-27): $75K gift source statement | 02/05/2026 |  |  | 1 C A | [redacted] | FL | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224790952 | [Redacted] | [Redacted] |  | 35388494 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: F. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? reflects Yes. Missing documented and/or does not meet guideline requirements. | Borrower: [redacted] | Require confirmation as borrower declared Yes for - Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? |  |  |  | Reviewer Comment (2026-01-23): Updated 1003 received.<br>Buyer Comment (2026-01-21): Corrected 1003, marked in error | XXXXX |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 224790952 | [Redacted] | [Redacted] |  | 35388495 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: F. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? reflects Yes. Missing documented and/or does not meet guideline requirements. | Borrower: XXXX | Require confirmation as borrower declared Yes for - Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? |  |  |  | Reviewer Comment (2026-01-23): Updated 1003 received.<br>Buyer Comment (2026-01-21): Corrected 1003, marked in error | XXXXX |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 224790952 | [Redacted] | [Redacted] |  | 35388505 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall finding due to missing documentation for the bridge loan obtained and used for closing. |  |  |  | Reviewer Comment (2026-02-26): Received documentation for bridge loan. | 02/26/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224790952 | [Redacted] | [Redacted] |  | 35388506 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall finding due to missing documentation for the bridge loan obtained and used for closing. |  |  |  | Reviewer Comment (2026-02-26): Received documentation for bridge loan. | 02/26/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 224790952 | [Redacted] | [Redacted] |  | 35445693 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | File is missing all documentation for the bridge loan obtained and used for closing. |  |  |  | Reviewer Comment (2026-02-26): 93.47 | 02/26/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 224790952 | [Redacted] | [Redacted] |  | 35445694 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00. $120.00 over legal limit. Insufficient or no cure was provided to the borrower. ([redacted]) | No valid Change of Circumstance found for the added fee and the cure provided at closing was not sufficient to cure both tolerance issues. |  |  |  | Reviewer Comment (2026-01-23): SitusAMC received valid changed circumstance.<br>Buyer Comment (2026-01-22): RLE with COC | XXXXX |  |  | 1 C A | [redacted] | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224790952 | [Redacted] | [Redacted] |  | 35445695 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $601.00 exceeds tolerance of $248.00. $353.00 over legal limit. Insufficient or no cure was provided to the borrower. ([redacted]) | No valid Change of Circumstance found for the increased fee and the cure provided at closing was not sufficient to cure both tolerance issues. |  |  |  | Reviewer Comment (2026-01-22): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-21): See consummation CD dated 1/5 , at the bottom of page 2 is the cure for this. D0224 , 148 | XXXXX |  |  | 1 C A | [redacted] | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224790952 | [Redacted] | [Redacted] |  | 35445698 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | File is missing all documentation for the bridge loan obtained and used for closing. |  |  |  | Reviewer Comment (2026-02-26): Received documentation for bridge loan.<br>Reviewer Comment (2026-02-19): Available Subject property closing disclosure shows Bridge Loan/Equity amount $107,547.48 however provided Bridge loan Closing disclosure and Closing Statement reflects $104487.90, Please provide correct amount subject property CD to clear the exception. Exception Remains.<br>Buyer Comment (2026-02-18): Bridge loan documents | 02/26/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 224790952 | [Redacted] | [Redacted] |  | 35445702 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | File is missing all documentation for the bridge loan obtained and used for closing. |  |  |  | Reviewer Comment (2026-02-26): Cleared. Received bridge loan documentation. | 02/26/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 224790952 | [Redacted] | [Redacted] |  | 35615160 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $601.00 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. ([redacted]) |  |  |  |  | Reviewer Comment (2026-01-23): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224790958 | [Redacted] | [Redacted] |  | 35389504 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | No evidence of comparable rent schedule document was missing in the file. |  |  |  | Reviewer Comment (2026-01-15): Operating income statement associated. Exception cleared.<br>Buyer Comment (2026-01-14): PC Cert | 01/15/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224790958 | [Redacted] | [Redacted] |  | 35389546 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Tax Verification | No evidence of tax & hazard insurance document present in the file. |  |  |  | Reviewer Comment (2026-01-15): Tax Verification associated. Exception cleared.<br>Buyer Comment (2026-01-13): PC Cert | 01/15/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224809811 | [Redacted] | [Redacted] |  | 35392234 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report document is missing. |  |  |  | Reviewer Comment (2026-03-12): Received complete fraud report. Exception cleared.<br>Buyer Comment (2026-03-11): Fraud<br>Reviewer Comment (2026-03-05): No new document received. Provided report has all the red alert cleared data and actual complete fraud report is not available. Provide complete fraud report. Exception remains.<br>Buyer Comment (2026-03-04): Please confirm what is incomplete<br>Reviewer Comment (2026-02-03): Provided Fraud Report is incomplete. Require complete fraud report. Exception Remains.<br>Buyer Comment (2026-01-30): Fraud | 03/12/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A |  | N/A | No |
| 224826721 | [Redacted] | [Redacted] |  | 35390711 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $900.00 exceeds tolerance of $525.00. $375.00 over legal limit. Insufficient or no cure was provided to the borrower. ([redacted]) | Appraisal Fee increased on closing disclosure dated 12/30/2025. A valid Change of Circumstance for the fee increase was not provided. No cure at close. |  |  |  | Reviewer Comment (2026-02-27): SitusAMC received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-26): Please see copy of refund check, attached.<br>Reviewer Comment (2026-02-23): SitusAMC received confirmation for proof of mailing. However, the file is missing Copy of refund check. Kindly provide copy of refund check in order to clear the exception.<br>Buyer Comment (2026-02-20): Please see D0415 Tracking number of package 888038159189 delivered 2/17/2026 at 4:51 PM. When searching FedEx tracking numbers there is a duplicate of this tracking number due to an error on the first label, it was reprinted and that 2nd label does show it has shipped, and has been delivered as indicated.<br>Reviewer Comment (2026-02-20): SitusAMC received Post CD, LOX and proof of mailing. FedEx tracking indicates label has been created, but package has not been shipped. Also, copy of refund check and Proof of mailing required to cure.<br>Buyer Comment (2026-02-19): Please see attached copy of Cure check, Cover letter to borrower, PCCD, FedEx shipping label and proof FedEx delivered. |  | XXXXX |  | 2 C B | [redacted] | VT | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224851116 | [Redacted] | [Redacted] |  | 35392874 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | [Redacted] Final Closing Disclosure 12/29/2025 on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Final/12/29/2025) | Seller closing disclosure is not provided. |  |  |  | Reviewer Comment (2026-01-27): SitusAMC received seller CD with seller paid closing costs.<br>Buyer Comment (2026-01-26): Seller CD | 01/27/2026 |  |  | 1 C A | [redacted] | CT | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| 224851116 | [Redacted] | [Redacted] |  | 35392883 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] HOA Verification | HOA Verification is not provided for [Redacted] |  |  |  | Reviewer Comment (2026-01-28): HOA Verification received and updated. Exception cleared.<br>Buyer Comment (2026-01-26): REO | 01/28/2026 |  |  | 1 C A | [redacted] | CT | Primary | Purchase | C A | Non QM | Non QM | No |
| 224851116 | [Redacted] | [Redacted] |  | 35644124 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Other | Supporting Documents required for $79.42 missing in loan file for the REO Property address. provided Mortgage statement, HOA, Hazard Insurance. |  |  |  | Reviewer Comment (2026-02-16): All liability documents received, exception cleared, [Redacted] is within tolerance<br>Buyer Comment (2026-02-13): The UW errored on the side of caution and used the higher of the 2 amounts. Please use the $549 and clear condition.<br>Reviewer Comment (2026-02-02): Require HOA verification document or payment history confirming $549 payment as available HAO documents shows $503 as monthly payment.<br>Buyer Comment (2026-01-29): REO | 02/16/2026 |  |  | 1 A | [redacted] | CT | Primary | Purchase | C A | Non QM | Non QM | No |
| 224852692 | [Redacted] | [Redacted] |  | 35445921 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 5.06 is less than Guideline PITIA months reserves of 6.00. |  |  |  |  | Reviewer Comment (2026-02-16): Received 12 months business bank statements for acct#0389. Exception cleared.<br>Buyer Comment (2026-02-13): cash flow analysis uploaded (indexed as "Other" page 869) is for Chase business [Redacted]0389 for additional assets. docs D0264, D0265 & D0389<br>Reviewer Comment (2026-02-09): Reserves are less than 6 months required by guideline. Please provided 6 months of assets to verify reserves. 5.06 month verified. and 6 months required.<br>Buyer Comment (2026-02-06): cash flow analysis | 02/16/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| 224852692 | [Redacted] | [Redacted] |  | 35445929 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. |  |  |  |  | Reviewer Comment (2026-02-16): Received 12 months business bank statements for acct#XXXX. Exception cleared.<br>Buyer Comment (2026-02-13): cash flow analysis uploaded (indexed as "Other" page 869) is for Chase business [Redacted]XXXX for additional assets. docs D0264, D0265 & D0389<br>Reviewer Comment (2026-02-09): Reserves are less than 6 months required by guideline. Please provided 6 months of assets to verify reserves. 5.06 month verified. and 6 months required.<br>Buyer Comment (2026-02-06): cash flow analysis | 02/16/2026 |  |  | 1 B A C | [redacted] | NY | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224852692 | [Redacted] | [Redacted] |  | 35445934 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Reserves are less than 6 months required by guideline. |  |  |  | Reviewer Comment (2026-02-16): Received 12 months business bank statements for acct#0389. Exception cleared.<br>Buyer Comment (2026-02-13): cash flow analysis uploaded (indexed as "Other" page 869) is for Chase business [Redacted]0389 for additional assets. docs D0264, D0265 & D0389<br>Reviewer Comment (2026-02-09): Reserves are less than 6 months required by guideline. Please provided 6 months of assets to verify reserves. 5.06 month verified. and 6 months required.<br>Buyer Comment (2026-02-06): cash flow analysis | 02/16/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| 224853076 | [Redacted] | [Redacted] |  | 35443231 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Mortgage statement not provided. |  |  |  | Reviewer Comment (2026-02-10): Received Tax Certificate and Insurance Verification. Exception cleared<br>Buyer Comment (2026-02-09): please see attached 42 Whitney Glen hoi and tax cert<br>Reviewer Comment (2026-02-05): Documents of 2nd lien P&I 1,890.93, Tax Verification and Insurance Verification for the property "42 Whitney Glen Dr" are required. Exception remains.<br>Buyer Comment (2026-02-03): please see attached 42 Whitney Glen executed CD. loan just closed on 01/07, no mortgage statement available<br>Reviewer Comment (2026-01-27): Require mortgage statement for $2,166, Exception remains<br>Buyer Comment (2026-01-23): please see doc D0253 for reo 42 Whitney Glen mortgage statement | 02/10/2026 |  |  | 1 C A | [redacted] | CT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224853076 | [Redacted] | [Redacted] |  | 35443233 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Mortgage statement(s) not provided. |  |  |  | Reviewer Comment (2026-02-17): Mortgage Statement received and verified. Exception cleared.<br>Buyer Comment (2026-02-13): please see attached missing statement, payment is $1671.12 not $2334.34. Revised 1008 & 1003 attached with updated amount. [Redacted] now 36.478%<br>Reviewer Comment (2026-02-10): Please provide Mortgage statement for 2nd lien $2,334.34. Exception remains<br>Buyer Comment (2026-02-09): please see attached reo 136 Landsdowne hoi and tax<br>Reviewer Comment (2026-02-05): Documents of Tax Verification and Insurance Verification for the property "136 Lansdowne" are required. Exception remains.<br>Buyer Comment (2026-02-03): please see attached reo 136 Landsdowne executed CD, loan just closed on 01/07 no mortgage statement available<br>Reviewer Comment (2026-01-27): Require Mortgage statement for 2,334. Also, documentation for 592 not provided, Exception remains<br>Buyer Comment (2026-01-23): please see attached closing cd and hoa docs for reo 136 Lansdowne. Loan just closed on 12/18, no mtg stmt available | XXXXX |  |  | 1 C A | [redacted] | CT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224853078 | [Redacted] | [Redacted] |  | 35442821 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $304,000.00 is less than the note amount of $316,800.00 based on the Commitment in file. | The Title Policy Amount of $304,000.00 is less than the note amount of $316,800.00 or the replacement cost estimate of $900,011 based on the Commitment in file. |  |  |  | Reviewer Comment (2026-01-22): Received updated Title Commitment with policy amount $316,800.00. Exception cleared.<br>Buyer Comment (2026-01-21): updated title upld | XXXXX |  |  | 1 B A | [redacted] | NJ | Investment | Purchase | C B A |  | N/A | No |
| 224853078 | [Redacted] | [Redacted] |  | 35442855 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception to allow gift funds from ineligible donor who is a business partner. Gift is 3rd member of LLC we are investing in. Other 2 members of LLC are our borrowers. Donor already gave 1/3 for EMD as gift to close of $23,333.33. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 28.66<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 722 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-12): Client elects to waive with compensating factors. |  |  | 01/12/2026 | 2 B | [redacted] | NJ | Investment | Purchase | C B A |  | N/A | No |
| 224853078 | [Redacted] | [Redacted] |  | 35445601 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. Coverage shortfall $12,800.00. Provide updated Hazard Insurance Policy with Dwelling Coverage of at least $316,800.00 or Replacement Cost Estimator. |  |  |  | Reviewer Comment (2026-03-11): Received Hazard Insurance. Exception Cleared.<br>Buyer Comment (2026-03-10): new policy with sufficient coverage, [Redacted] listed as mortgagee and paid receipt upld<br>Reviewer Comment (2026-02-23): Received Hazard Insurance Policy does not reflect mortgagee clause. Exception Remains.<br>Buyer Comment (2026-02-19): updated policy uploaded please confirm coverage is sufficient.<br>Reviewer Comment (2026-01-23): Insurance coverage of $304k is insufficient to cover the mortgage amount of $316k or the RCE of $900,011. Condition remains.<br>Buyer Comment (2026-01-21): please cancel/waive, the rce was provided in the file d0509 | 03/11/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C B A |  | N/A | No |
| 224853138 | [Redacted] | [Redacted] |  | 35442637 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the most recent 12 month rental pay history on the primary property. |  |  |  | Reviewer Comment (2026-03-11): Received rent pay history from 11/25 to 3/26 and rent-free letter for the period 10/24 to 10/25. Exception Cleared.<br>Buyer Comment (2026-03-09): Rebut with support docs | 03/11/2026 |  |  | 1 C A D | [redacted] | AZ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224854380 | [Redacted] | [Redacted] |  | 35455294 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Declining Prepayment Rider not provided. |  |  |  | Reviewer Comment (2026-01-20): Prepayment rider is available.<br>Buyer Comment (2026-01-16): see DOC ID 355,410 & 411 | XXXXX |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224854380 | [Redacted] | [Redacted] |  | 35459981 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 43.69321%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 41.09700%. | Data discrepancy with [Redacted]. Lender [Redacted] 41.9700%, review [Redacted] 48.75579%. The reason for the discrepancy is due to Lender used higher qualifiying income. |  |  |  | Reviewer Comment (2026-02-19): Received additional evidence of car payment by business. Condition cleared.<br>Reviewer Comment (2026-02-19): EXCEPTION HISTORY - Exception Explanation was updated on 02/19/2026 PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: 48.75579%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 41.09700%.<br>Buyer Comment (2026-02-17): Electronic payments were located on: 05/30/2025, 03/14/2025, 06/25/2025, 07/31/2025, 01/29/2025, 04/23/2025, 09/29/2025, 11/03/2025.<br>Reviewer Comment (2026-02-17): Reviewed all bank statements for evidence of the business paying the Lincoln auto payment. Per lender guides, The business provides acceptable evidence that the obligation was paid out of company funds (such as 6 months of canceled company checks) is required. DD only located 4 months paid out of the business account. 11/2025, 09/2025, 07/2025 and 06/2025. The additional 2 months was not located.<br>Buyer Comment (2026-02-13): Borrower's business bank statements reflected 6+ months of payments for the Lincoln auto loan that can be omitted. Added passive asset to support debt ratio of 42.61%<br>Reviewer Comment (2026-01-21): Received updated 1008 with corrected income, there is still a discrepancy of 7%. It seems to be due to the negative cash flow (subject property) $2,722.00 was calculated based on interest only P&I of $9,087.00. the negative cash flow should be calculated based on qualifying P&I of $10,368.24 (remaining term after I/O period). This will give a negative cash flow of $4,003.21 and [Redacted] of 48.75%.<br>Buyer Comment (2026-01-20): 1008<br>Reviewer Comment (2026-01-20): The discrepancy is due to 1008 is showing $21,696.18 income, it is almost $5,000.00 more than income disclosed in final 1003 or calculated income. Exception remains.<br>Buyer Comment (2026-01-16): Please re-review the 1008 & 1003 and recalculate [Redacted] as our income is only off by change which would not affect a [Redacted] to be at 48% for you. | 02/19/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224854461 | [Redacted] | [Redacted] |  | 35472967 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for maximum loan amount $100K. However, per the exception, the minimum DSCR should be 1.125. The DSCR calculation sheet and review show the DSCR is less than 1.25. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | Guidelines Representative FICO: 620<br> Representative FICO: 685<br>Reserves: 32.79<br> Guideline Requirement: 16.00 | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-23): Client elects to waive with comp factors. |  |  | XXXXX | 2 C B | [redacted] | NY | Investment | Purchase | C B A |  | N/A | No |
| 224878745 | [Redacted] | [Redacted] |  | 35470554 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD or Closing statement document is missing. |  |  |  | Reviewer Comment (2026-02-03): Received Closing statement. Exception Cleared.<br>Buyer Comment (2026-01-30): ALTA | 02/03/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224878745 | [Redacted] | [Redacted] |  | 35470671 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Hazard Insurance document reflects subject property address as "[Redacted]" but Note document reflects property address as "[redacted]". |  |  |  | Reviewer Comment (2026-02-27): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2026-02-23): The documents must match the note.<br>Buyer Comment (2026-02-19): Rebuttal, one in th esame | XXXXX |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224878745 | [Redacted] | [Redacted] |  | 35470677 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Appraisal / Valuation Report Date: 12/04/2025 | [redacted] Appraisal document reflects subject property address as "[Redacted" but Note document reflects property address as "[Redacted". |  |  |  | Reviewer Comment (2026-02-27): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2026-02-23): The documents must match the note.<br>Buyer Comment (2026-02-19): Rebuttal, One in the same | XXXXX |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224878873 | [Redacted] | [Redacted] |  | 35471037 | [Redacted] | [redacted] | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of 70.00000% exceeds Guideline loan to value percentage of 65.00000%. | Lender approved exception for LTV exceeds max of 65%, approved exception up to 70% LTV. borrower is using all own funds into transaction. Unable to downgrade and waive due to missing sufficient lender compensating factors. | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Own Funds Percent: 36.36%<br> Borrower's Own Funds Amount: $1,472,645.24<br>Guidelines Representative FICO: 660<br> Representative FICO: 725 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-22): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-20): PC Cert |  |  | XXXXX | 2 C B | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 224878873 | [Redacted] | [Redacted] |  | 35471118 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 7.45 is less than Guideline PITIA months reserves of 12.00. | Calculated PITIA months reserves of 7.45 is less than Guideline PITIA months reserves of 12.00. |  |  |  | Reviewer Comment (2026-02-19): Received additional assets. Condition cleared.<br>Buyer Comment (2026-02-19): Robinhood Statements<br>Reviewer Comment (2026-02-04): Detailed explanation: Funds provided: [Redacted] $843,831.70, Truist $304,948.09, Openbank by Santander $121,365.45, EMD $202,500 which totals $1,472,645.24. Closing statement: EMD $202,500, Funds to close $1,100,753.92 which totals $1,303,253.92. Remaining assets $169,391.32. Required reserves $272,729.64.<br>Buyer Comment (2026-02-02): PC Cert reserves<br>Reviewer Comment (2026-01-28): Per closing disclosure, Cash from borrower $1,303,253.92 (includes POC and EMD) + Reserves $22,727.47\*8 = $272,729.64. Total assets required $1,575,983.562 and verified assets are $1,472,645.24. Additional funds were required to meet reserve requirement. Exception remains.<br>Buyer Comment (2026-01-26): PC Cert<br>Reviewer Comment (2026-01-21): Per closing disclosure, Cash from borrower $1,303,253.92 (includes POC and EMD) + Reserves $22,727.47\*8 = $272,729.64. Total assets required $1,575,983.562 and verified assets are $1,472,645.24. Exception remains.<br>Buyer Comment (2026-01-20): PC Cert | 02/19/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 224926023 | [Redacted] | [Redacted] |  | 35475686 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Appraisal | Departure Residence, listing agreement provided, require appraisal report confirming equity holding. |  |  |  | Reviewer Comment (2026-02-10): Received Appraisal Report. Exception cleared.<br>Buyer Comment (2026-02-09): Appraisal for departing | 02/10/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224926023 | [Redacted] | [Redacted] |  | 35475996 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 33.39056%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 37.53500%. | [Redacted] mismatch, lender has considered the P&I of $9248.04 while note confirms P&I of $6500.70 causing lower hit to [Redacted]. |  |  |  | Reviewer Comment (2026-02-10): Received updated 1008 reflects [Redacted] as 33.547% and calculated [Redacted] is 33.390%. Exception cleared.<br>Buyer Comment (2026-02-09): Updated 1008 | 02/10/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224926023 | [Redacted] | [Redacted] |  | 35476302 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to [Redacted] mismatch, lender has considered the P&I of $9248.04 while note confirms P&I of $6500.70 causing lower hit to [Redacted]. |  |  |  | Reviewer Comment (2026-02-10): Received updated 1008 reflects [Redacted] as 33.547% and calculated [Redacted] is 33.390%. Exception cleared.<br>Buyer Comment (2026-02-09): See updated 1008 | 02/10/2026 |  |  | 1 B A C | [redacted] | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224926023 | [Redacted] | [Redacted] |  | 35476303 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to [Redacted] mismatch, lender has considered the P&I of $9248.04 while note confirms P&I of $6500.70 causing lower hit to [Redacted]. |  |  |  | Reviewer Comment (2026-02-10): Received updated 1008 reflects [Redacted] as 33.547% and calculated [Redacted] is 33.390%. Exception cleared.<br>Buyer Comment (2026-02-09): See updated 1008 | 02/10/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224926023 | [Redacted] | [Redacted] |  | 35476304 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5). | Waterfall due to [Redacted] mismatch, lender has considered the P&I of $9248.04 while note confirms P&I of $6500.70 causing lower hit to [Redacted]. |  |  |  | Reviewer Comment (2026-02-11): Qualification method updated correctly, Exception cleared.<br>Buyer Comment (2026-02-09): See updated 1008 | 02/11/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224926023 | [Redacted] | [Redacted] |  | 35476305 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated 12/16/2025 was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (Initial/12/16/2025) | LE provided on 12/16/2025 was E-signed, but E-sign disclosure was not signed by borrower until 1/9/2026. |  |  |  | Reviewer Comment (2026-02-10): SitusAMC received updated E-sign Consent agreement with eConsent accepted by borrower on 12/09/2025.<br>Buyer Comment (2026-02-09): E consent | 02/10/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224926078 | [Redacted] | [Redacted] |  | 35479860 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-02-02): Document received.<br>Buyer Comment (2026-01-29): proof econsent accepted upld | XXXXX |  |  | 1 C A | [redacted] | OH | Primary | Purchase | C A | Non QM | Non QM | No |
| 224926078 | [Redacted] | [Redacted] |  | 35479991 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 9.02418% or Final Disclosure APR of 9.09400% is equal to or greater than the threshold of APOR 6.[Redacted] + 1.5%, or 7.75000%. Non-Compliant Higher Priced Mortgage Loan. | Loan is non-compliant HPML due to missing evidence of appraisal delivery three days prior to closing. |  |  |  | Reviewer Comment (2026-02-13): Received evidence the property was inherited in October 2025, not sold. Condition cleared.<br>Buyer Comment (2026-02-11): rebuttal/parcel number confirmation uploaded.<br>Reviewer Comment (2026-02-10): The parcel number noted on Exhibit A does not match the parcel number on the appraisal provided.<br>Buyer Comment (2026-02-06): the document snip reflected on the rebuttal form was from the Affidavit of Confirmation which was included with the rebuttal along with the exhibit 'a' to the document (pages 7 & 8 of the pdf).<br>Reviewer Comment (2026-02-06): Received the deed, however we would need the document reflected on the lenders rebuttal form and exhibit A to this form and the Deed.<br>Buyer Comment (2026-02-04): rebuttal and support docs upld<br>Buyer Comment (2026-02-04): rebuttal and support docs upld to trl docs<br>Reviewer Comment (2026-02-02): This is a HPML loan and appraisal report was not provided within 3 business days of closing. Exception remains.<br>Buyer Comment (2026-01-29): please cancel/waive, loan amt is less than $2m. | 02/13/2026 |  |  | 1 C A | [redacted] | OH | Primary | Purchase | C A | Non QM | Non QM | No |
| 224926078 | [Redacted] | [Redacted] |  | 35479992 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Flipped Property - Did Not Obtain 2 Appraisals) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Flipped Property - Creditor did not obtain two (2) written appraisals. | Secondary appraisal is not provided. |  |  |  | Reviewer Comment (2026-02-13): Received evidence the property was inherited in October 2025, not sold. Condition cleared.<br>Buyer Comment (2026-02-11): rebuttal/parcel number confirmation uploaded to trl docs<br>Reviewer Comment (2026-02-10): The parcel number noted on Exhibit A does not match the parcel number on the appraisal provided.<br>Buyer Comment (2026-02-06): the document snip reflected on the rebuttal form was from the Affidavit of Confirmation which was included with the rebuttal along with the exhibit 'a' to the document (pages 7 & 8 of the pdf).<br>Reviewer Comment (2026-02-06): Received the deed, however we would need the document reflected on the lenders rebuttal form and exhibit A to this form and the Deed.<br>Buyer Comment (2026-02-04): rebuttal and support docs upld<br>Reviewer Comment (2026-02-02): Exception was escalated. Response:<br>There are some exemptions from the need to obtain a second appraisal on flipped homes. You do not have to order an additional appraisal for a covered HPML used to acquire the property from:<br> • A local, state, or federal government agency <br> • A person who acquired title on the property via foreclosure, deed-in-lieu of foreclosure, or other similar judicial or non-judicial procedure through that person's exercise of rights as the holder of a defaulted loan <br> • A nonprofit entity as part of a local, state, or federal government program that lets nonprofits acquire title to single-family properties for resale from a seller who itself acquired title to the property through foreclosure, deed-in-lieu of foreclosure, or other similar judicial or nonjudicial procedure <br> • A person who inherited the property or acquired it through a court-ordered dissolution of marriage, civil union, or domestic partnership, or through the partition of the seller's joint or marital assets <br> • An employer or relocation agency in connection with an employee relocation <br> • A service member, as defined in 50 U.S.C. appendix 511(1), who received a deployment or permanent change of station order after purchasing the property.<br> This could potentially fall under the exemption for "you do not have to order an additional appraisal used to acquire property from a person who inherited the property"; however I'm just not seeing enough evidence in the current loan file to support that the seller inherited the property. Often we'll see this in the title documents, but I'm not seeing that in the current title docs in file. <br> If they can provide documentation to show that the seller inherited the property and the current purchaser is "acquiring the property from a person who inherited the property", we can certainly review and possibly clear.<br>Buyer Comment (2026-01-29): please cancel/waive, loan amt is less than $2m. | 02/13/2026 |  |  | 1 C A | [redacted] | OH | Primary | Purchase | C A | Non QM | Non QM | No |
| 224926083 | [Redacted] | [Redacted] |  | 35487391 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [Redacted] requirements. Variance is more than 0.10. | Diligence DSCR: 1.60; <br> Bid Tape DSCR: 1.45. | System considered qualifying rental income as $25,000 as per 1007 document since DSCR reflects as 1.60. |  |  |  | Reviewer Comment (2026-02-17): Received updated DSCR worksheet which supports the correct [Redacted], however Bid tape remains a discrepancy. Condition is allowed to be cleared.<br>Buyer Comment (2026-02-13): Updated worksheet | XXXXX |  |  | 1 C A | [redacted] | HI | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224926083 | [Redacted] | [Redacted] |  | 35487624 | [Redacted] | [redacted] | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. | Valuation Type: Appraisal / Valuation Report Date: 11/10/2025 | Subject property is non-warrantable condo property. |  |  |  | Reviewer Comment (2026-02-03): Received Project Approval. Exception Cleared.<br>Buyer Comment (2026-01-30): Condo approval | 02/03/2026 |  |  | 1 C A | [redacted] | HI | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224931459 | [Redacted] | [Redacted] |  | 35486641 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted]Insurance Verification, Tax Verification | Tax and Insurance documents not provided |  |  |  | Reviewer Comment (2026-01-30): Received REO documentation. Cleared.<br>Buyer Comment (2026-01-29): Property docs | 01/30/2026 |  |  | 1 C A | [redacted] | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224931459 | [Redacted] | [Redacted] |  | 35486924 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 8.59566% or Final Disclosure APR of 8.61000% is equal to or greater than the threshold of APOR 6.26% + 1.5%, or 7.76000%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of 8.59566% or Final Disclosure APR of 8.61000% is equal to or greater than the threshold of APOR 6.26% + 1.5%, or 7.76000% |  |  |  | Reviewer Comment (2026-01-30): Received evidence of borrowers receipt. Cleared.<br>Buyer Comment (2026-01-29): Appraisal sent | 01/30/2026 |  |  | 1 C A | [redacted] | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224931459 | [Redacted] | [Redacted] |  | 35486925 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/12/29/2025) | No evidence that borrower received a copy of appraisal 3 business days to closing. |  |  |  | Reviewer Comment (2026-01-30): Received evidence of borrowers receipt. Cleared.<br>Buyer Comment (2026-01-29): See appraisal receipt | 01/30/2026 |  |  | 1 C A | [redacted] | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224931459 | [Redacted] | [Redacted] |  | 35486926 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Client:71612/11/26/2025) | No evidence that borrower received a copy of appraisal 3 business days to closing. |  |  |  | Reviewer Comment (2026-01-30): Received evidence of borrowers receipt. Cleared.<br>Buyer Comment (2026-01-29): See appraisal receipt | 01/30/2026 |  |  | 1 C A | [redacted] | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224931459 | [Redacted] | [Redacted] |  | 35486927 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | The REO of the investment property is not in file. Income documentation not met. |  |  |  | Reviewer Comment (2026-01-30): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-29): See property docs / Appraisal receipt | 01/30/2026 |  |  | 1 B A C | [redacted] | PA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224931459 | [Redacted] | [Redacted] |  | 35486928 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. |  |  |  | Reviewer Comment (2026-01-30): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-29): See property docs / appraisal receipt | 01/30/2026 |  |  | 1 C A | [redacted] | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224931459 | [Redacted] | [Redacted] |  | 35495359 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | REO for the free and clear property is not in file. |  |  |  | Reviewer Comment (2026-01-30): Received REO documentation. Cleared.<br>Buyer Comment (2026-01-29): See property docs / appraisal receipt | 01/30/2026 |  |  | 1 C A | [redacted] | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224931459 | [Redacted] | [Redacted] |  | 35496920 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Income documentation not met. The REO for the investment property is not in file. |  |  |  | Reviewer Comment (2026-01-30): Received REO documentation. Cleared.<br>Buyer Comment (2026-01-29): See property docs / appraisal receipt | 01/30/2026 |  |  | 1 C A | [redacted] | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224931459 | [Redacted] | [Redacted] |  | 35686275 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three (3) business days prior to consummation. (Type:Primary/12/29/2025) |  |  |  |  | Buyer Comment (2026-02-19): okay to waive per CNR |  |  | 02/19/2026 | 2 B | [redacted] | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224931459 | [Redacted] | [Redacted] |  | 36146113 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy - [Redacted] |  |  |  | Reviewer Comment (2026-03-27): [Redacted] updated, no discrepancy.<br>Buyer Comment (2026-03-25): [Redacted] rebuttal | 03/27/2026 |  |  | 1 A | [redacted] | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224931699 | [Redacted] | [Redacted] |  | 35500007 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-03): E-sign Consent Agreement received & associated. Exception cleared.<br>Buyer Comment (2026-01-30): E consent | 02/03/2026 |  |  | 1 C A | [redacted] | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| 224931699 | [Redacted] | [Redacted] |  | 35500013 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 8.86577% or Final Disclosure APR of 9.00300% is equal to or greater than the threshold of APOR 6.[Redacted] + 1.5%, or 7.75000%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of 8.86577% or Final Disclosure APR of 9.00300% is equal to or greater than the threshold of APOR 6.[Redacted] + 1.5%, or 7.75000%. |  |  |  | Reviewer Comment (2026-02-26): updated | 02/26/2026 |  |  | 1 C A | [redacted] | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| 224931699 | [Redacted] | [Redacted] |  | 35500014 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. |  |  |  | Reviewer Comment (2026-02-03): Initial Application date updated correctly. Exception cleared.<br>Buyer Comment (2026-01-30): Disclosure Tracking | 02/03/2026 |  |  | 1 C A | [redacted] | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| 224931699 | [Redacted] | [Redacted] |  | 35500015 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/01/06/2026) | No evidence that borrower received a copy of appraisal 3 business days to closing. |  |  |  | Reviewer Comment (2026-02-26): updated<br>Buyer Comment (2026-02-24): clerical revisions are not subject to the same 3 day wait requirement, and therefore the condition as opened can be upgraded to EV2 to waive. The confirmation of delivery of original appraisal was already provided. Uploaded original appraisal to confirm the on delivered 1/7 was clerical.<br>Reviewer Comment (2026-02-03): The appraisal was sent to the borrower on 01/07/2026, which does not meet the requirement of delivery at least three days prior to the note date. Exception remains.<br>Buyer Comment (2026-01-30): Appraisal sent. last appraisal correction was clerical | 02/26/2026 |  |  | 1 C A | [redacted] | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| 224931699 | [Redacted] | [Redacted] |  | 35500016 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (Initial/12/19/2025) | Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. |  |  |  | Reviewer Comment (2026-02-03): Initial Application date updated correctly. Exception cleared.<br>Buyer Comment (2026-01-30): Disclosure tracking | 02/03/2026 |  |  | 1 C A | [redacted] | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| 224931699 | [Redacted] | [Redacted] |  | 35500023 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $550.00 exceeds tolerance of $525.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | 0% tolerance was exceeded by $25 due to Appraisal Fee. No valid COC provided, Specific credit of $164.90 has been provided as cure at closing. |  |  |  | Reviewer Comment (2026-01-15): Sufficient Cure Provided At Closing |  | 01/15/2026 |  | 1 A | [redacted] | TN | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224931699 | [Redacted] | [Redacted] |  | 35500025 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $634.90 exceeds tolerance of $495.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | 0% tolerance was exceeded by $139.90 due to Credit Report Fee. No valid COC provided, Specific credit of $164.90 has been provided as cure at closing. |  |  |  | Reviewer Comment (2026-01-15): Sufficient Cure Provided At Closing |  | 01/15/2026 |  | 1 A | [redacted] | TN | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224931699 | [Redacted] | [Redacted] |  | 35508728 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Missing mortgage statement for 1st mtg. Unable to use CBR. |  |  |  | Reviewer Comment (2026-02-03): Mortgage statement received & associated. Exception cleared.<br>Buyer Comment (2026-01-30): Statements | 02/03/2026 |  |  | 1 C A | [redacted] | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| 224935044 | [Redacted] | [Redacted] |  | 35578276 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Bank Statement for August 2025 and November 2025 [Redacted]XXXX are missing in file. |  |  |  | Reviewer Comment (2026-02-11): Received statements. Cleared.<br>Reviewer Comment (2026-02-11): Bank statements received. Cleared in error. The XXXX statements provided are not consecutive. Received 08/2025 and 11/2025 Please provide a consecutive statement for this account for 10/2025. File is also missing a consecutive statement for XXXX account ending XXXX. Please provide the statement for 10/2025.<br>Reviewer Comment (2026-01-30): Bank statements received. Cleared in error. The XXXX statements provided are not consecutive. Received 08/2025 and 11/2025 Please provide a consecutive statement for this account for 10/2025.<br>Buyer Comment (2026-01-29): Please review condition <br> 35578293<br> That documentation should clear this condition<br>Buyer Comment (2026-01-28): Please review condition <br> 35578293<br> That documentation should clear this condition | 02/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935044 | [Redacted] | [Redacted] |  | 35578293 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Bank Statement for August 2025 and November 2025 [Redacted]XXXX are missing in file. |  |  |  | Reviewer Comment (2026-01-28): Received bank Statement for August 2025 and November 2025 [Redacted]XXXX. Exception cleared.<br>Buyer Comment (2026-01-26): Bank Statement | 01/28/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935044 | [Redacted] | [Redacted] |  | 35578308 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Funds from Business Account / Account Number: [Redacted] | Consecutive 2 months (at least 60 days) bank statement for [Redacted]XXXX and #XXXX are required. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Guidelines Representative FICO: 620<br> Representative FICO: 776 | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-13): Lender approved exception for 1 months statements per Plaza guidelines. Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-12): Exception |  |  | 02/13/2026 | 2 C B | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935044 | [Redacted] | [Redacted] |  | 35578312 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to income and asset documentation requirement not met. |  |  |  | Reviewer Comment (2026-02-13): Lender exception approved for 1 month statement per Plaza guides. Condition cleared.<br>Buyer Comment (2026-02-12): Exception<br>Reviewer Comment (2026-02-11): Per lender rebuttal, lender exception for 1 month statement is forthcoming, however is not present in the file as yet. Please provide the lender exception, approval and comp factors.<br>Buyer Comment (2026-02-11): Removing both wage incomes we are at 46.465%. We are ok with this. With regards to the 2 months for assets we will be providing an exception for the 1 month for the asset part of this condition. | 02/13/2026 |  |  | 1 B A C | [redacted] | NY | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224935044 | [Redacted] | [Redacted] |  | 35578313 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | File is missing the following. Primary borrower wages, missing VVOE dated within 10 business days prior to closing. If we exclude this income, [Redacted] is at 44.165%. In addition, the [redacted] VVOE is dated post closing. Both of these issues in addition to the missing consecutive bank statements for the 2 accounts is causing ATR fails. |  |  |  | Reviewer Comment (2026-02-13): Lender exception approved for 1 month statement per Plaza guides. Condition cleared.<br>Buyer Comment (2026-02-12): Exception<br>Reviewer Comment (2026-02-11): Per lender rebuttal, lender exception for 1 month statement is forthcoming, however is not present in the file as yet. Please provide the lender exception, approval and comp factors.<br>Buyer Comment (2026-02-11): Removing both wage incomes we are at 46.465%. We are ok with this. With regards to the 2 months for assets we will be providing an exception for the 1 month for the asset part of this condition. | 02/13/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935044 | [Redacted] | [Redacted] |  | 35578317 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $530.00 exceeds tolerance of $456.00 plus [Redacted] or $501.60. $28.40 over legal limit. Insufficient or no cure was provided to the borrower. (0) | Recording Fee disclosed as $456.00 on Loan Estimate dated 07/19/2024 but disclosed as $530.00 on Final Closing Disclosure. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-12): SitusAMC received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-02-11): PCCD<br>Reviewer Comment (2026-01-30): SitusAMC received PCCD and LOE sating the refund of $201 was provided. However, as per PCCD the recording fee amount was reduced by $201 but no refund check and proof of delivery provided for cure. Cure requirements include LOE, corrected CD, proof of mailing and copy of refund check.<br>Buyer Comment (2026-01-29): LOE |  | 02/12/2026 |  | 2 C B | [redacted] | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224935044 | [Redacted] | [Redacted] |  | 35578319 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Bank Statement for August 2025 and November 2025 [Redacted]XXXX are missing in file and Verifications of employment for both borrower are not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-02-11): Received updated income calculations/instructions from lender. Condition cleared.<br>Buyer Comment (2026-02-11): Please clear 35578276 being cleared<br>Reviewer Comment (2026-02-11): Using income on 1008, [Redacted] is at 39.385% which includes the primary borrower's wage income and self employed income. The ATR issues are due to the following; Missing VVOE dated within 10 business days prior to closing for the primary borrower and the CB's VVOE is dated post closing. | 02/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935044 | [Redacted] | [Redacted] |  | 35578320 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 09/01/2020 | Verbal verification of employment for employer "[redacted]" for borrower 1 is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-02-11): Received updated income calculations/instructions from lender. Condition cleared.<br>Buyer Comment (2026-02-11): Removing both wage incomes we are at 46.465%. We are ok with this. With regards to the 2 months for assets we will be providing an exception for the 1 month for the asset part of this condition.<br>Reviewer Comment (2026-01-28): Received verbal verification of employment for borrower 2, but verbal verification of employment for employer "Rayim of Hudson Valley Inc" for borrower 1 within 10 business days of the Note is not provided. Exception remains.<br>Buyer Comment (2026-01-26): loe | 02/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935044 | [Redacted] | [Redacted] |  | 35578321 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 09/01/2007 | Verbal verification of employment for employer "[redacted]" for borrower 2 is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-02-11): Received updated income calculations/instructions from lender. Condition cleared.<br>Buyer Comment (2026-02-11): Removing both wage incomes we are at 46.465%. We are ok with this. With regards to the 2 months for assets we will be providing an exception for the 1 month for the asset part of this condition.<br>Reviewer Comment (2026-01-28): Received verbal verification of employment for borrower 2 however is dated post closing, but verbal verification of employment for employer "Rayim of Hudson Valley Inc" for borrower 1 within 10 business days prior to the Note is not provided. Exception remains.<br>Buyer Comment (2026-01-26): loe | 02/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935044 | [Redacted] | [Redacted] |  | 35580858 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The VVOE is not within 10 business days of note. |  |  |  | Reviewer Comment (2026-02-13): Lender exception for 1 month statement as required by Plaza guides the lender used. Condition cleared.<br>Buyer Comment (2026-02-12): Please clear along with suspense # 35578320<br>Reviewer Comment (2026-02-11): Per lender rebuttal, lender exception for 1 month statement is forthcoming, however is not present in the file as yet. Please provide the lender exception, approval and comp factors.<br>Buyer Comment (2026-02-11): Removing both wage incomes we are at 46.465%. We are ok with this. With regards to the 2 months for assets we will be providing an exception for the 1 month for the asset part of this condition.<br>Reviewer Comment (2026-02-11): Using income on 1008, [Redacted] is at 39.385% which includes the primary borrower's wage income and self employed income. If the primary borrowers wage income is excluded, the [Redacted] would be 44.165%. The ATR issues are due to the following; Missing VVOE dated within 10 business days prior to closing for the primary borrower and the CB's VVOE is dated post closing.<br>Reviewer Comment (2026-01-28): Received verbal verification of employment for borrower 2, but verbal verification of employment for employer "Rayim of Hudson Valley Inc" for borrower 1 within 10 business days of the Note is not provided. Exception remains.<br>Buyer Comment (2026-01-26): loe | 02/13/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935044 | [Redacted] | [Redacted] |  | 35793453 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | File is missing consecutive statements for 2 accounts. |  |  |  | Reviewer Comment (2026-02-13): Lender exception for 1 month statement as required by Plaza guides the lender used. Condition cleared.<br>Buyer Comment (2026-02-12): Exception | 02/13/2026 |  |  | 1 A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935081 | [Redacted] | [Redacted] |  | 35513384 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | CPA letter is provided however doesn't confirm withdrawals from account won't have negative impact please associate the CPA letter. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Documentation Type: 12mo Bank Statement<br> Disposable Income: $9,650.23<br>Borrower has worked in the same position for more than 3 years.<br>Reserves: 21.43<br> Guideline Requirement: 3.00<br>Borrower's Own Funds Percent: 18.92%<br> Borrower's Own Funds Amount: $200,568.29<br>Guidelines Representative FICO: 620<br> Representative FICO: 708 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-27): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-25): Exception |  |  | XXXXX | 2 C B | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935081 | [Redacted] | [Redacted] |  | 35513396 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | CPA letter is provided however doesn't confirm withdrawals from account won't have negative impact please associate the CPA letter. |  |  |  | Reviewer Comment (2026-02-27): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-25): Exception | XXXXX |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935081 | [Redacted] | [Redacted] |  | 35513399 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | CPA letter is provided however doesn't confirm withdrawals from account won't have negative impact please associate the CPA letter. |  |  |  | Reviewer Comment (2026-02-27): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-25): Exception | XXXXX |  |  | 1 B A C | [redacted] | NY | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224935081 | [Redacted] | [Redacted] |  | 35513400 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | CPA letter is provided however doesn't confirm withdrawals from account won't have negative impact please associate the CPA letter. |  |  |  | Reviewer Comment (2026-02-27): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-25): Exception | XXXXX |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224935081 | [Redacted] | [Redacted] |  | 35513437 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | CPA letter is provided however doesn't confirm withdrawals from account won't have negative impact please associate the CPA letter. |  |  |  | Reviewer Comment (2026-02-27): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-25): Exception<br>Reviewer Comment (2026-01-28): Cashflow analysis or CPA letter confirming withdrawals from account won't have negative impact for the [Redacted]XXXX is required to clear the condition. Exception remains.<br>Buyer Comment (2026-01-26): loe | XXXXX |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224943023 | [Redacted] | [Redacted] |  | 35507459 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $5,979.67 exceeds tolerance of $5,833.00. $146.67 over legal limit. Insufficient or no cure was provided to the borrower. (8304) | Transfer Tax Fee was last disclosed as $5,833.00 on LE but disclosed as $5,979.67 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $146.67, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2026-02-27): SitusAMC received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-02-26): Will be sent out today<br>Reviewer Comment (2026-02-11): SitusAMC Changed Circumstance dated 01/07/2026 does not give sufficient information on why the transfer tax fee was increased. In order to determine if the changed circumstance is valid more information is necessary on reason fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br> "<br>Buyer Comment (2026-02-10): See COC on D0247 page 200 , this states the recording fees were increased and why |  | XXXXX |  | 2 C B | [redacted] | VA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224949051 | [Redacted] | [Redacted] |  | 35578828 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-01-28): Received E-Sign Consent Agreement. Exception Cleared.<br>Buyer Comment (2026-01-26): econsent | 01/28/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 224949051 | [Redacted] | [Redacted] |  | 35578850 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Settlement Service Provider Status | TILA-RESPA Integrated Disclosure: Borrower not provided with list of service providers. | Borrower not provided with list of service providers. |  |  |  | Reviewer Comment (2026-02-18): Situsamc Received SSPL. | 02/18/2026 |  |  | 1 A | [redacted] | AZ | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224949051 | [Redacted] | [Redacted] |  | 35578851 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $210.20 exceeds tolerance of $60.00 plus [Redacted] or $66.00. $144.20 over legal limit. Insufficient or no cure was provided to the borrower. (0) | Recording Fee increased to $210.20 without a valid change of circumstance. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-18): Situsamc Received SSPL and borrower shopped for title services.<br>Buyer Comment (2026-02-17): SSPL<br>Reviewer Comment (2026-02-05): SitusAMC received rebuttal comment. However, the file does not contain a Settlement Service Providers List. The SSPL is necessary to determine the tolerance and whether the borrower shopped for services.<br>Buyer Comment (2026-02-04): Please confirm what fees this cure is for. | 02/18/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224949051 | [Redacted] | [Redacted] |  | 35587355 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] HOA Verification, Insurance Verification, Statement, Tax Verification | Please provide HOA Verification, Insurance Verification, Statement, Tax Verification. unable to use CBR. |  |  |  | Reviewer Comment (2026-01-28): Received Mortgage Statement and HOA cert. Exception Cleared.<br>Buyer Comment (2026-01-26): mortgage statement, taxes and insurance are escrowed + no hoa loe | 01/28/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 224965173 | [Redacted] | [Redacted] |  | 35594230 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-02-13): Received Business Purpose Certificate. Exception Cleared.<br>Buyer Comment (2026-02-12): cert upld | 02/13/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A |  | N/A | No |
| 224987953 | [Redacted] | [Redacted] |  | 35603208 | [Redacted] | [redacted] | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: [redacted]; Lien Position: 1 |  |  |  |  | Reviewer Comment (2026-03-02): Received desk review. Condition cleared.<br>Reviewer Comment (2026-03-02): Received desk review and update, however the exception will not clear due to the desk review does not provide an effective date. Only a signature date.<br>Reviewer Comment (2026-02-23): Received 1004 Appraisal which was already available on file at initial review. Require secondary appraisal. Exception Remains.<br>Buyer Comment (2026-02-19): See documents | 03/02/2026 |  |  | 1 D A | [redacted] | VA | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| 224987953 | [Redacted] | [Redacted] |  | 35603259 | [Redacted] | [redacted] | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of 0.98 does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) 1.00. | Lender approved exception for DSCR < 1 on short term rental. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Miscellaneous | Loan to Value: 53.54839%<br> Guideline Maximum Loan to Value: 65.00000%<br>Mortgage payment history | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator | Reviewer Comment (2026-01-22): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | VA | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| 224987953 | [Redacted] | [Redacted] |  | 35604018 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Missing fully executed deed transferring title of subject property solely to borrower. |  |  |  | Reviewer Comment (2026-02-04): Deed received, exception cleared.<br>Buyer Comment (2026-02-02): Deed | XXXXX |  |  | 1 D A | [redacted] | VA | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| 224988608 | [Redacted] | [Redacted] |  | 35596801 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Tax Verification | Tax and insurance verification documents are missing. |  |  |  | Reviewer Comment (2026-02-12): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2026-02-06): Taxes and Insurance statement needed if no Taxes and Insurance please provide LOE.<br>Buyer Comment (2026-02-04): Rebuttal | 02/12/2026 |  |  | 1 C A | [redacted] | NJ | Second Home | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224988608 | [Redacted] | [Redacted] |  | 35597773 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The tax and insurance for the primary residence is not in file. |  |  |  | Reviewer Comment (2026-02-12): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2026-02-06): Taxes and Insurance statement needed if no Taxes and Insurance please provide LOE.<br>Buyer Comment (2026-02-04): See Rebuttal | 02/12/2026 |  |  | 1 C A | [redacted] | NJ | Second Home | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224988608 | [Redacted] | [Redacted] |  | 35608219 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Loan Designation discrepancy due to missing documentation for primary residence. |  |  |  | Reviewer Comment (2026-02-12): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2026-02-06): Taxes and Insurance statement needed if no Taxes and Insurance please provide LOE.<br>Buyer Comment (2026-02-04): See Rebuttal | 02/12/2026 |  |  | 1 B A C | [redacted] | NJ | Second Home | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224988608 | [Redacted] | [Redacted] |  | 35608220 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall finding due to missing documentation for primary residence. |  |  |  | Reviewer Comment (2026-02-12): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2026-02-06): Taxes and Insurance statement needed if no Taxes and Insurance please provide LOE.<br>Buyer Comment (2026-02-04): See Rebuttal | 02/12/2026 |  |  | 1 C A | [redacted] | NJ | Second Home | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224988608 | [Redacted] | [Redacted] |  | 35608221 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall finding due to missing documentation for primary residence. |  |  |  | Reviewer Comment (2026-02-12): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2026-02-06): Taxes and Insurance statement needed if no Taxes and Insurance please provide LOE.<br>Buyer Comment (2026-02-04): See Rebuttal | 02/12/2026 |  |  | 1 C A | [redacted] | NJ | Second Home | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224988622 | [Redacted] | [Redacted] |  | 35603310 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-02-02): Received e-sign consent. Exception cleared.<br>Buyer Comment (2026-01-30): Please see attached E-Consent. | XXXXX |  |  | 1 C A | [redacted] | UT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224988622 | [Redacted] | [Redacted] |  | 35603331 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Mortgage Statement is not provided for [Redacted] |  |  |  | Reviewer Comment (2026-02-02): Expenses verified from CD. Exception cleared.<br>Buyer Comment (2026-01-30): Please see CD in D0296 as this property was just refinanced. | XXXXX |  |  | 1 C A | [redacted] | UT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224988622 | [Redacted] | [Redacted] |  | 35603335 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Mortgage Statement is not provided for [Redacted] |  |  |  | Reviewer Comment (2026-02-02): Expenses verified from CD. Exception cleared.<br>Buyer Comment (2026-01-30): Please see CD in D0304 as this property was just refinanced and closed 12/11. | XXXXX |  |  | 1 C A | [redacted] | UT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224988622 | [Redacted] | [Redacted] |  | 35603336 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Mortgage Statement is not provided for [Redacted] |  |  |  | Reviewer Comment (2026-02-05): Updated 1003 document received in file. Other Expenses $414.80 is not showing on updated 1003. Exception Cleared.<br>Buyer Comment (2026-02-03): Please see updated 1003 for c/b removing tax and insurance as it's included in the PITI listed. Also attached 1008 with corrected ratios.<br>Reviewer Comment (2026-02-02): PITI verified from CD. However as per final 1003, other expenses are $414.80. Required supporting document to verify those expenses. Exception remains.<br>Buyer Comment (2026-01-30): Please see CD in D0295 as this property was just refinanced and closed 12/11. | 02/05/2026 |  |  | 1 C A | [redacted] | UT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224988622 | [Redacted] | [Redacted] |  | 35603536 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Appraisal / Valuation Report Date: 11/14/2025 | Note address[Redacted which is differ from valuation address[Redacted]. |  |  |  | Reviewer Comment (2026-02-26): Received title company endorsement. Condition cleared.<br>Buyer Comment (2026-02-24): Please see attached rebuttal, Email correspondence and Alta 22 endorsement. | 02/26/2026 |  |  | 1 C A | [redacted] | UT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224988622 | [Redacted] | [Redacted] |  | 35603544 | [Redacted] | [redacted] | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Note address [Redacted which is differ from flood certificate address [Redacted] |  |  |  | Reviewer Comment (2026-02-26): Received title company endorsement. Condition cleared.<br>Buyer Comment (2026-02-24): Please see attached rebuttal, Email correspondence and Alta 22 endorsement. | 02/26/2026 |  |  | 1 C A | [redacted] | UT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224988622 | [Redacted] | [Redacted] |  | 35603555 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Note address [Redacted] which is differ from Insurance address [Redacted]. |  |  |  | Reviewer Comment (2026-02-26): Received title company endorsement. Condition cleared.<br>Buyer Comment (2026-02-24): Please see attached rebuttal, Email correspondence and Alta 22 endorsement. | 02/26/2026 |  |  | 1 C A | [redacted] | UT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224988683 | [Redacted] | [Redacted] |  | 35602451 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 38.04471%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 41.05200%. | Lender used lower income than verified from income documentation provided in the file. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received updated 1008.<br>Buyer Comment (2026-02-10): revised 1003/1008 with correct income upld<br>Reviewer Comment (2026-02-04): The income reflected on the final 1003 is lower than the UW worksheet.<br>Buyer Comment (2026-02-03): please cancel/waive our [Redacted] is correct at 41.052%, docs provided in the loan file match the UW Passive Asset Utilization Worksheet we also provided. | 02/10/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224988683 | [Redacted] | [Redacted] |  | 35603137 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Attorney's Fee (Closing Agent Only). Fee Amount of $150.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7590) |  |  |  |  | Reviewer Comment (2026-01-21): Sufficient Cure Provided At Closing |  | 01/21/2026 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224988683 | [Redacted] | [Redacted] |  | 35603158 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to lender used lower income than verified from income documentation provided in the file. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received updated 1008.<br>Buyer Comment (2026-02-10): revised 1003/1008 with correct income upld to trl docs<br>Reviewer Comment (2026-02-04): The income reflected on the final 1003 is lower than the UW worksheet.<br>Buyer Comment (2026-02-03): please cancel/waive our [Redacted] is correct at 41.052%, docs provided in the loan file match the UW Passive Asset Utilization Worksheet we also provided. | 02/10/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224988683 | [Redacted] | [Redacted] |  | 35603176 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall due to lender used lower income than verified from income documentation provided in the file. |  |  |  | Reviewer Comment (2026-02-16): Bridge loan final CD received. | 02/16/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224988683 | [Redacted] | [Redacted] |  | 35603185 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to lender used lower income than verified from income documentation provided in the file. |  |  |  | Reviewer Comment (2026-02-16): Bridge loan final CD received.<br>Buyer Comment (2026-02-12): bridge loan docs and rebuttal upldrebuttal uplo<br>Reviewer Comment (2026-02-10): Missing supporting asset documentation for Bridge loan.<br>Buyer Comment (2026-02-10): revised 1003/1008 with correct income upld to trl docs<br>Reviewer Comment (2026-02-04): The income reflected on the final 1003 is lower than the UW worksheet.<br>Buyer Comment (2026-02-03): please cancel/waive our [Redacted] is correct at 41.052%, docs provided in the loan file match the UW Passive Asset Utilization Worksheet we also provided. | 02/16/2026 |  |  | 1 B A C | [redacted] | CA | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224988683 | [Redacted] | [Redacted] |  | 35603186 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. (Bridge loan/Checking) | Missing supporting asset documentation for Bridge loan. |  |  |  | Reviewer Comment (2026-02-16): Bridge loan final CD received.<br>Buyer Comment (2026-02-12): bridge loan docs and rebuttal upld to trl docs<br>Reviewer Comment (2026-02-04): Please provide lender exception approval with compensating factors to downgrade/waive the exception.<br>Buyer Comment (2026-02-03): exception aprvl upld | 02/16/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35604303 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $240,000.00 is less than the note amount of $243,200.00 based on the Commitment in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-02-09): Title policy amount updated from [Redacted]. Exception cleared.<br>Buyer Comment (2026-02-05): [Redacted] | 02/09/2026 |  |  | 1 B A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35604305 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Commitment | [Redacted] is missing in the file. |  |  |  | Reviewer Comment (2026-02-09): [Redacted] received and details verified. Exception cleared. | 02/09/2026 |  |  | 1 A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35604322 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to missing verbal verification of employment in the file. |  |  |  | Reviewer Comment (2026-02-09): Details updated from Third party verification of employment available in file. Exception cleared.<br>Buyer Comment (2026-02-05): please see doc D0276 for closing voe | 02/09/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 224989083 | [Redacted] | [Redacted] |  | 35604323 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. (Urso,Alec PricewaterhouseCoopers LLP/Wages) | Waterfall due to missing verbal verification of employment within 10 business days. |  |  |  | Reviewer Comment (2026-02-09): Details updated from Third party verification of employment available in file. Exception cleared.<br>Buyer Comment (2026-02-05): please see doc D0276 for closing voe | 02/09/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35604324 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to missing verbal verification of employment within 10 business days. |  |  |  | Reviewer Comment (2026-02-09): Details updated from Third party verification of employment available in file within 10 business days of closing. Exception cleared.<br>Buyer Comment (2026-02-05): please see doc D0276 for closing voe | 02/09/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35604326 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall due to missing verbal verification of employment within 10 business days. |  |  |  | Reviewer Comment (2026-02-09): Details updated from Third party verification of employment available in file. Exception cleared. | 02/09/2026 |  |  | 1 A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35604328 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Discount Points. Fee Amount of $6,083.71 exceeds tolerance of $2,797.00. $3,286.71 over legal limit. Insufficient or no cure was provided to the borrower. (7200) | Loan Discount Points Fee Amount of $6,083.71 exceeds tolerance of $2,797.00. $3,286.71 over legal limit. No valid Change of Circumstance found in file for the increased fee and the cure provided at closing was not sufficient to cure all tolerance issues. |  |  |  | Reviewer Comment (2026-02-11): SitusAMC received valid changed circumstance and supporting rate lock document.<br>Buyer Comment (2026-02-09): investor memo for discount points and 12/01 & 12/15 lock forms<br>Reviewer Comment (2026-02-06): SitusAMC received rate lock documents, however we require valid COC for increase of loan discount points on CD dated 12/18 as provided lock documents does not provide information why discount points increased on 12/18 CD. A valid COC or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.<br>Buyer Comment (2026-02-05): investor memo for discount points and lock fees, 01-12-2026 lock form | 02/11/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224989083 | [Redacted] | [Redacted] |  | 35604329 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Extension Fee. Fee Amount of $912.00 exceeds tolerance of $0.00. $912.00 over legal limit. Insufficient or no cure was provided to the borrower. (7349) | Extension Fee Amount of $912.00 exceeds tolerance of $0.00. $912.00 over legal limit. No valid Change of Circumstance found for the added fee and the cure provided at closing was not sufficient to cure all tolerance issues. |  |  |  | Reviewer Comment (2026-02-06): SitusAMC received valid COC document<br>Buyer Comment (2026-02-05): investor memo for discount points and lock fees, 01-12-2026 lock form | XXXXX |  |  | 1 C A | [redacted] | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224989083 | [Redacted] | [Redacted] |  | 35604330 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00. $120.00 over legal limit. Insufficient or no cure was provided to the borrower. (75104) | Appraisal Review Fee Amount of $120.00 exceeds tolerance of $0.00. $120.00 over legal limit. No valid Change of Circumstance found for the added fee and the cure provided at closing was not sufficient to cure all tolerance issues. |  |  |  | Reviewer Comment (2026-02-16): SitusAMC received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-13): lox, pccd, refund check |  | 02/16/2026 |  | 2 C B | [redacted] | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224989083 | [Redacted] | [Redacted] |  | 35604331 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. | Initial ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  | Reviewer Comment (2026-02-09): Correct details updated in compliance screen. Exception cleared.<br>Buyer Comment (2026-02-05): please see attached prior locks dated 12/01 when loan was changed from fixed rate to arm | 02/09/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35604332 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 01/01/2024 | Verbal verification of employment is required and was not found in file. |  |  |  | Reviewer Comment (2026-02-09): Details updated from Third party verification of employment available in file. Exception cleared.<br>Buyer Comment (2026-02-05): please see doc D0276 for closing voe | 02/09/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35604333 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 01/01/2024 | Verbal verification of employment is required and was not found in file. |  |  |  | Reviewer Comment (2026-02-09): Details updated from Third party verification of employment available in file. Exception cleared.<br>Buyer Comment (2026-02-05): please see doc D0276 for closing voe | 02/09/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35616469 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing the required VVOE for the borrower. |  |  |  | Reviewer Comment (2026-02-09): Details updated from Third party verification of employment available in file. Exception cleared.<br>Buyer Comment (2026-02-05): please see doc D0276 for closing voe | 02/09/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35616668 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing verbal verification of employment within 10 business days. |  |  |  | Reviewer Comment (2026-02-09): Details updated from Third party verification of employment available in file. Exception cleared.<br>Buyer Comment (2026-02-05): please see doc D0276 for closing voe | 02/09/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224989083 | [Redacted] | [Redacted] |  | 35617400 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception approval in file for non-warrantable condo due to outstanding critical repairs. Exception approved subject to max ltv of 80% and meeting all other guidelines. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | Exception approved with comp factors. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-23): Exception approval in file with comp factors noted. |  |  | XXXXX | 2 B | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224989399 | [Redacted] | [Redacted] |  | 35606130 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing in the file. |  |  |  | Reviewer Comment (2026-02-06): Cleared. Received signed document.<br>Buyer Comment (2026-02-04): The Unanimous Consent and Resolution is already in Acuity with docs found in D0338.<br>Reviewer Comment (2026-02-03): No new document received. Per page 95 of guide, unanimous Consent & Resolution to Borrow, which must include lender name, loan amount, and property address. Exception remains.<br>Buyer Comment (2026-02-02): Based on the guidelines this document is not on the list of Documentation Requirements for an LLC. Please clarify or cancel. Thank you. | XXXXX |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224989399 | [Redacted] | [Redacted] |  | 35606137 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Provided Closing Statement is updated with settlement date as 1/14/2025 instead of 1/14/2026. Please provide Executed Final HUD-1 or Closing Statement. |  |  |  | Reviewer Comment (2026-02-10): Received closing statement with settlement date 01/14/2026. Exception cleared<br>Buyer Comment (2026-02-06): Please see the attached corrected Settlement statement received from the title company. | 02/10/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224989945 | [Redacted] | [Redacted] |  | 35609903 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument document is not signed and dated. Notary stamp is also missing on document. Security Instrument document is required. |  |  |  | Reviewer Comment (2026-02-18): Security Instrument received and verified with signature and date. Exception cleared.<br>Buyer Comment (2026-02-14): Consolidated Mortgage<br>Reviewer Comment (2026-02-11): The Consolidated security instrument in D0260 is not executed and notarized. Please provide executed and notarized consolidated security instrument.<br>Buyer Comment (2026-02-09): Please see page 1043D0260 and cancel<br>Reviewer Comment (2026-02-03): Security instrument located at D0411 not reflecting subject loan amount. Exception remains.<br>Buyer Comment (2026-02-02): Please see page 1065 D0411 and cancel | 02/18/2026 |  |  | 1 D A | [redacted] | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 224989945 | [Redacted] | [Redacted] |  | 35610105 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Tax Verification | Insurance Verification and Tax Verification document are missing in file for REO property as "[Redacted]". |  |  |  | Reviewer Comment (2026-02-03): Tax and insurance payment made by llc. Exception cleared.<br>Buyer Comment (2026-02-02): Rebuttal | 02/03/2026 |  |  | 1 C A | [redacted] | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 224989945 | [Redacted] | [Redacted] |  | 35618926 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. | Financial Institution: [Redacted] // Account Type: Funds from Business Account / Account Number: [Redacted] | Missing Notary signature and date |  |  |  | Reviewer Comment (2026-02-03): Assets statements are valid for 120 days. Exception cleared.<br>Buyer Comment (2026-02-02): Rebuttal | 02/03/2026 |  |  | 1 C A | [redacted] | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 224991918 | [Redacted] | [Redacted] |  | 35610381 | [Redacted] | [redacted] | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date 01/15/2026, Disbursement Date: XXXXX | PLEASE OVERRIDE - Hazard insurance is with the Disbursement Date 1/20/2026. |  |  |  | Reviewer Comment (2026-03-02): Received Hazard Insurance Policy Effective 01/14/2026. Exception cleared.<br>Buyer Comment (2026-02-27): hoi effective 1/14 and revised docs with updated premium amount upld | 03/02/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224991918 | [Redacted] | [Redacted] |  | 35610761 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Extension Fee. Fee Amount of $1,939.26 exceeds tolerance of $0.00. $1,939.26 over legal limit. Insufficient or no cure was provided to the borrower. (7349) | Extension Fee was last disclosed as $0.00 on Loan Estimate but disclosed as $1,939.26 on Final Closing Disclosure. File does not contain a valid Change of circumstance for this fee; no cure provided at closing. |  |  |  | Reviewer Comment (2026-02-04): SitusAMC received COC dated 01/09 and 12/24.<br>Buyer Comment (2026-02-03): coc details for both extension fees upld | XXXXX |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224994225 | [Redacted] | [Redacted] |  | 35615453 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for 13 loans to end investor (i.e Hildene) totaling $1.903MM (vs. guideline of maximum of 10 loans not to exceed $10MM.) Exception approved with conditions: Max 65 LTV, Min 1.15 DSCR, 5 year PPP. DSCR to be calculated within guideline requirements. Lender exception required a 5 year, 60 months prepayment penalty. Only a 59 month prepay was obtained. Exception cannot be downgraded/waived due to this. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 59.15<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 777 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-25): Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-23): exception aprvl upld |  |  | 02/25/2026 | 2 C B | [redacted] | MS | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224997951 | [Redacted] | [Redacted] |  | 35607918 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State Defect | West Virginia Residential Mortgage Lender, Broker, and Servicer Act (Borrower Not Charged for Actual Amounts of Third Party Fees) | [redacted] Residential Mortgage Lender, Broker and Servicer Act: No evidence in file to support that the borrower was charged the actual amounts for all third party fees. | Unable to determine if actual fees were charged as not all third party invoices are available in file. |  |  |  | Reviewer Comment (2026-02-16): Received final Alta statement signed by borrower. Condition cleared.<br>Buyer Comment (2026-02-12): fss upld<br>Reviewer Comment (2026-02-11): EXCEPTION HISTORY - Exception Detail was updated on 02/11/2026 PRIOR Exception Detail: West Virginia Residential Mortgage Lender, Broker and Servicer Act: Borrower not charged actual amount for third party fees.<br>Reviewer Comment (2026-02-11): Please provide an invoice for each third party fee or a Final <br> Settlement Statement which evidences the actual amount of the <br> fee paid directly to a third party.<br>Buyer Comment (2026-02-09): itemization upld<br>Reviewer Comment (2026-02-09): The title fees charged at closing. There was no list of charges located in the file.<br>Buyer Comment (2026-02-05): please cancel/waive, invoices provided in loan file - credit report d0127, appraisal d0196, page 540 | 02/16/2026 |  |  | 1 C A | [redacted] | WV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224997951 | [Redacted] | [Redacted] |  | 35607921 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $600.00 exceeds tolerance of $575.00. $25.00 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | Appraisal Fee. Fee Amount of $600.00 exceeds tolerance of $575.00. $25.00 with no valid change of circumstances and no cure was provided to borrower |  |  |  | Reviewer Comment (2026-02-12): SitusAMC received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-11): pccd docs with cure and proof of shipping upld |  | 02/12/2026 |  | 2 C B | [redacted] | WV | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224999420 | [Redacted] | [Redacted] |  | 35615186 | [Redacted] | [redacted] | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. | Borrower: [redacted] // Employment Type: Employment / Income Type: Bank Statements / Start Date: 08/15/2023 // Document: CPA Letter / Document Date: / Tax Year: | CPA Letter has date missing |  |  |  | Reviewer Comment (2026-02-05): Cleared. Received supporting document for CPA letter.<br>Buyer Comment (2026-02-04): submitted time and date stamped email from cpa where the cpa letter was sent | 02/05/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224999420 | [Redacted] | [Redacted] |  | 35615190 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | CPA Letter has date missing |  |  |  | Reviewer Comment (2026-02-05): Cleared. Received supporting document for CPA letter.<br>Buyer Comment (2026-02-04): submitted time and date stamped email from cpa where the cpa letter was sent | 02/05/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224999420 | [Redacted] | [Redacted] |  | 35615235 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to CPA Letter has date missing, ATR Failed. |  |  |  | Reviewer Comment (2026-03-19): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-03-18): Please see attached exception approval to allow for reduced reserves.<br>Reviewer Comment (2026-03-13): The exception remains due to the reserves issue. Not the CPA letter. ATR failure remains due to assets.<br>Buyer Comment (2026-03-12): Please clear condition as this is a Waterfall due to CPA Letter has date missing, ATR Failed. That issue was cleared on 2/5 (see first condition #35615186). We are working on resolving the asset/reserves condition (6th condition down -#35615245), but it looks like somewhere along the way the 2 conditions got mixed up.<br>Reviewer Comment (2026-02-23): Cancelled check is already provided in file. Source of Earnest Money Deposit $2,500.00 is required to clear the condition. Exception remains.<br>Buyer Comment (2026-02-19): submitted emd cancelled check<br>Reviewer Comment (2026-02-19): Reviewed lender trailing docs. The issue is the EMD of $2500 was not sourced and is not being credited towards the transaction. All statements provided have an ending date of 12/2025 and the check was issued on 01/05/2026.<br>Buyer Comment (2026-02-17): PC Cert & disbursement ledger have been submitted<br>Reviewer Comment (2026-02-05): Verified reserves of $4,590.41 is less than $5,534.57 per guideline requirements.<br>Buyer Comment (2026-02-04): submitted time and date stamped email from cpa where the cpa letter was sent | 03/19/2026 |  |  | 1 B A C | [redacted] | NC | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224999420 | [Redacted] | [Redacted] |  | 35615236 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to CPA Letter has date missing, ATR Failed. |  |  |  | Reviewer Comment (2026-03-19): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-03-18): Please see attached exception approval to allow for reduced reserves.<br>Reviewer Comment (2026-03-13): The exception remains due to the reserves issue. Not the CPA letter. ATR failure remains due to assets.<br>Buyer Comment (2026-03-12): Please clear condition as this is a Waterfall due to CPA Letter has date missing, ATR Failed. That issue was cleared on 2/5 (see first condition #35615186). We are working on resolving the asset/reserves condition (6th condition down -#35615245), but it looks like somewhere along the way the 2 conditions got mixed up.<br>Reviewer Comment (2026-02-23): Cancelled check is already provided in file. Source of Earnest Money Deposit $2,500.00 is required to clear the condition. Exception remains.<br>Buyer Comment (2026-02-19): submitted emd cancelled check<br>Reviewer Comment (2026-02-19): Reviewed lender trailing docs. The issue is the EMD of $2500 was not sourced and is not being credited towards the transaction. All statements provided have an ending date of 12/2025 and the check was issued on 01/05/2026.<br>Buyer Comment (2026-02-17): PC Cert & disbursement ledger have been submitted<br>Reviewer Comment (2026-02-05): Verified reserves of $4,590.41 is less than $5,534.57 per guideline requirements.<br>Buyer Comment (2026-02-04): submitted time and date stamped email from cpa where the cpa letter was sent | 03/19/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224999420 | [Redacted] | [Redacted] |  | 35615238 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to CPA Letter has date missing, ATR Failed |  |  |  | Reviewer Comment (2026-02-05): Cleared. Received supporting document for CPA letter.<br>Buyer Comment (2026-02-04): submitted time and date stamped email from cpa where the cpa letter was sent | 02/05/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224999420 | [Redacted] | [Redacted] |  | 35615244 | [Redacted] | [redacted] | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. | Calculated Available for Reserves of $4,590.41 is less than Guideline Available for Reserves of $4,590.41. | Additional asset required to meet reserves requirement. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 12mo Bank Statement<br> Disposable Income: $5,637.74<br>Borrower's Own Funds Percent: 23.22%<br> Borrower's Own Funds Amount: $65,032.38<br>[Redacted]: 26.44376% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 660<br> Representative FICO: 756 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-19): Lender Exception with Compensating Factors provided.<br>Reviewer Comment (2026-03-19): EXCEPTION HISTORY - Exception Explanation was updated on 03/19/2026 PRIOR Exception Explanation: Calculated Available for Reserves of $4,590.41 is less than Guideline Available for Reserves of $5,444.67.<br>Buyer Comment (2026-03-18): Please see attached exception approval to allow for reduced reserves.<br>Reviewer Comment (2026-02-26): Business account considered with 50% usability hence qualifying balance of [Redacted]XXXX is $54,165. Exception remains.<br>Buyer Comment (2026-02-24): pc cert<br>Reviewer Comment (2026-02-23): Cancelled check is already provided in file. Source of Earnest Money Deposit $2,500.00 is required to clear the condition. Exception remains.<br>Buyer Comment (2026-02-19): emd cancelled check<br>Reviewer Comment (2026-02-19): Reviewed lender trailing docs. The issue is the EMD of $2500 was not sourced and is not being credited towards the transaction. All statements provided have an ending date of 12/2025 and the check was issued on 01/05/2026.<br>Reviewer Comment (2026-02-19): EXCEPTION HISTORY - Exception Explanation was updated on 02/19/2026 PRIOR Exception Explanation: Calculated Available for Reserves of $4,590.41 is less than Guideline Available for Reserves of $5,534.57.<br>Buyer Comment (2026-02-17): PC Cert & disbursement summary |  |  | 03/19/2026 | 2 C B | [redacted] | NC | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224999420 | [Redacted] | [Redacted] |  | 35615245 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | CPA Letter has date missing to validate access to business account funds. |  |  |  | Reviewer Comment (2026-02-05): Cleared. Received supporting document for CPA letter.<br>Buyer Comment (2026-02-04): submitted time and date stamped email from cpa where the cpa letter was sent | 02/05/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224999420 | [Redacted] | [Redacted] |  | 35615246 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | CPA Letter has date missing to verify document age. |  |  |  | Reviewer Comment (2026-02-05): Cleared. Received supporting document for CPA letter.<br>Buyer Comment (2026-02-04): time and dated stamped email where the cpa letter was received | 02/05/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224999772 | [Redacted] | [Redacted] |  | 35619548 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request to allow I.O. with a 685 fico (700 minimum per guides) is approved. disposition, max 75% LTV, utilize the lesser of actual rents or fair market rents, document reserve requirement. Subject to all other guidelines requirements. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Miscellaneous | Borrower's Own Funds Percent: 22.96%<br> Borrower's Own Funds Amount: $78,097.04<br>Minimal consumer debt. | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | Reviewer Comment (2026-01-26): Client elects to waive with compensating factors. |  |  | 01/26/2026 | 2 B | [redacted] | WA | Investment | Purchase | D B A |  | N/A | No |
| 224999772 | [Redacted] | [Redacted] |  | 35628278 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | File is missing the final signed/dated closing statement for the subject property (buyers settlement sheet) |  |  |  | Reviewer Comment (2026-02-16): Received Final Closing Statement in the file. Exception Cleared.<br>Buyer Comment (2026-02-12): Final ALTA | 02/16/2026 |  |  | 1 D A | [redacted] | WA | Investment | Purchase | D B A |  | N/A | No |
| 224999791 | [Redacted] | [Redacted] |  | 35614904 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $624.00 exceeds tolerance of $86.00 plus [Redacted] or $94.60. $529.40 over legal limit. Insufficient or no cure was provided to the borrower. (0) | Ten percent tolerance exceeded due to addition of the Transaction Coordinator Fee. No valid COC provided, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-02-22): SitusAMC received a valid COC.<br>Buyer Comment (2026-02-20): coc<br>Reviewer Comment (2026-02-16): Situsamc Received Corrected PCCD and LOE moving fee to section H; however, still cure of $34.40 required for increased recording fee on Final CD. Cure Docs consists of PCCD, LOE, Refund Check and Proof of Mailing.<br>Buyer Comment (2026-02-16): PCCD & LOE<br>Reviewer Comment (2026-02-04): SitusAMC The Transaction Coordinator fee falls within the ten percent tolerance threshold because it was disclosed under Section C 'Services You Can Shop For' on the Revised LE, while it appears under Section B 'Services Borrower Did Not Shop For' on the CD. Since this fee is paid to the Realtor/Broker, please confirm whether it was a lender-required fee; if not, kindly provide a Post-CD along with a Letter of Explanation (LOX) after moving the fee to Section H.<br>Buyer Comment (2026-02-03): Please confirm what fee this is for, I do not see any fee for $624 | 02/22/2026 |  |  | 1 C A | [redacted] | CO | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225000269 | [Redacted] | [Redacted] |  | 35629741 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the signed/dated termination statement for the Heloc paid at closing. |  |  |  | Reviewer Comment (2026-02-27): Received Termination statement for the Heloc with dated and signed. Exception Cleared.<br>Buyer Comment (2026-02-26): Rebuttal, documents have dates<br>Reviewer Comment (2026-02-20): Received termination statement for the Heloc is not dated. Exception Remains.<br>Buyer Comment (2026-02-18): HELOC letter | XXXXX |  |  | 1 C A | [redacted] | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225001404 | [Redacted] | [Redacted] |  | 35617604 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Business Bank Statement of Account# XXXX is missing in file for December Month of 2024 Year for borrower's bank Statement income calculation. |  |  |  | Reviewer Comment (2026-02-24): Received business bank statement for account 1523 for December month, exception cleared<br>Buyer Comment (2026-02-23): Please see attached 12/31/2024 bank statement for Truist Account# 1523 | 02/24/2026 |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Rate/Term | C A | Non QM | N/A | No |
| 225001404 | [Redacted] | [Redacted] |  | 35618003 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [Redacted] Account Statements - Business | Business Bank Statement for Account# XXXX is missing for December 2024 for borrower's bank Statement income calculation. |  |  |  | Reviewer Comment (2026-02-24): Received business bank statement for account 1523 for December month, exception cleared<br>Buyer Comment (2026-02-23): Please see attached 12/31/2024 bank statement for Truist Account# XXXX | 02/24/2026 |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Rate/Term | C A | Non QM | N/A | No |
| 225003613 | [Redacted] | [Redacted] |  | 35623797 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final Settlement Statement is missing in the file. |  |  |  | Reviewer Comment (2026-02-16): Received final closing statement. Exception cleared.<br>Buyer Comment (2026-02-12): Final ALTA HUD | 02/16/2026 |  |  | 1 C A | [redacted] | OR | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225003613 | [Redacted] | [Redacted] |  | 35623833 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requesting exception for unacceptable property types - Rooming/[Redacted]rding House. Compensating factors are FICO 20 Points or More Above Requirement and DSCR 1.25 or Greater. Exception conditions are Counteroffer per prior terms - Max 70% LTV, Utilize the lesser of actual rents or fair market rents as determined by the appraiser, Document reserve requirement as within Signature Expanded UW guidelines and Subject to meeting all other Signature Expanded guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 755 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-27): Client elects to waive with compensating factors. |  |  | 01/27/2026 | 2 B | [redacted] | OR | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225005740 | [Redacted] | [Redacted] |  | 35630903 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested for 13 loans to end investor totaling $1.903MM and the minimum guideline requirement is 10 loans not to exceed $10MM to end investor. The lender exception requires that a 5 yr PPP is required however the prepayment addendum reflects 59 months. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 119.65<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 777 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-02): Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-26): Exception |  |  | 03/02/2026 | 2 C B | [redacted] | MS | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225005740 | [Redacted] | [Redacted] |  | 35648741 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The complete Articles of Organization is not located in the file. |  |  |  | Reviewer Comment (2026-02-13): Certification of Formation located in file. Exception Cleared.<br>Buyer Comment (2026-02-12): See D0249 page 249 and D0214 D0215 pages 226 and 246 for Cert of Formation and Operating Agreement | 02/13/2026 |  |  | 1 C A | [redacted] | MS | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225008067 | [Redacted] | [Redacted] |  | 35632277 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Appraisal reflects property is a 3 unit property, however subject is a 2 unit. Please provide a corrected appraisal. |  |  |  | Reviewer Comment (2026-02-11): Received corrected appraisal report. Exception Cleared.<br>Buyer Comment (2026-02-09): corrected appraisal | 02/11/2026 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A |  | N/A | No |
| 225008067 | [Redacted] | [Redacted] |  | 35632304 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD final and signed copy is missing |  |  |  | Reviewer Comment (2026-02-24): Received Final Closing Statement in the file. Exception Cleared.<br>Buyer Comment (2026-02-23): Final settlement statement<br>Reviewer Comment (2026-02-11): Required final closing statement to clear this condition. Exception remains.<br>Buyer Comment (2026-02-09): PC Cert<br>Reviewer Comment (2026-02-09): Received lender certification for estimated statement. Signed and dated final HUD is required to clear this condition. Exception remains.<br>Buyer Comment (2026-02-05): PC Cert | 02/24/2026 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A |  | N/A | No |
| 225008418 | [Redacted] | [Redacted] |  | 35632702 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The final signed/dated HUD/CD is missing in Loan File. |  |  |  | Reviewer Comment (2026-02-11): Received final closing statement. Exception Cleared.<br>Buyer Comment (2026-02-09): final ss upld | 02/11/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225008418 | [Redacted] | [Redacted] |  | 35632785 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $124,000.00. Provide updated policy reflecting minimum coverage of $528,475.00 OR provide copy of insurer's replacement cost estimate supporting current coverage amount |  |  |  | Reviewer Comment (2026-02-18): Document provided<br>Buyer Comment (2026-02-15): rebuttal upld | 02/18/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225008418 | [Redacted] | [Redacted] |  | 35678734 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | The deed transferring the property to the borrower is missing. |  |  |  | Reviewer Comment (2026-02-16): Received Deed. Exception Cleared.<br>Buyer Comment (2026-02-12): full copy of deed upld<br>Reviewer Comment (2026-02-11): We have received only the first page of the deed. Please provide the complete deed. Exception Remains<br>Buyer Comment (2026-02-09): deed upld | 02/16/2026 |  |  | 1 D A | [redacted] | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225008418 | [Redacted] | [Redacted] |  | 35679075 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Title is vested in a business entity not the borrower |  |  |  | Reviewer Comment (2026-02-16): Received Deed. Exception Cleared.<br>Buyer Comment (2026-02-12): full copy of deed upld to trl docs<br>Reviewer Comment (2026-02-11): We have received only the first page of the deed. Please provide the complete deed. Exception Remains<br>Buyer Comment (2026-02-09): deed upld to trl docs | 02/16/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225010517 | [Redacted] | [Redacted] |  | 35635944 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $94.00 exceeds tolerance of $0.00. $94.00 over legal limit. Insufficient or no cure was provided to the borrower. ([redacted]) | Credit Report Fee was last disclosed as $0 on LE but disclosed as $94 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-11): Fee is lender paid based on final settlement CD.<br>Reviewer Comment (2026-03-09): SitusAMC received LOE to borrower, however, the fees updated as paid by lender on PCCD needs to be verified from true and certified copy of final SS. However, as the CD is stamped as final by settlement provider a disbursement ledger can be provided to verify the fees paid by lender.<br>Buyer Comment (2026-03-06): LOE<br>Reviewer Comment (2026-03-02): SitusAMC received the updated Post-CD showing that the fees were paid by the lender. However, we also require the final, true and certified Settlement Statement to verify that the fees were indeed paid by the lender. Along with required LOX for PCCD dated 02/19/2026.<br>Buyer Comment (2026-02-26): Stamped certified copy<br>Reviewer Comment (2026-02-13): Situsamc Received Corrected PCCD and LOE showing fee paid Lender; however, required true and certified Final settlement statement in order to verify loan closed as per PCCD.<br>Buyer Comment (2026-02-12): TRID LOE | 03/11/2026 |  |  | 1 C A | [redacted] | AR | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225010517 | [Redacted] | [Redacted] |  | 35635945 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Title - Abstract / Title Search. Fee Amount of $150.00 exceeds tolerance of $0.00. $150.00 over legal limit. Insufficient or no cure was provided to the borrower. ([redacted]) | Title - Abstract / Title Search Fee was last disclosed as $0 on LE but disclosed as $150 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-11): Fee is lender paid based on final settlement CD.<br>Reviewer Comment (2026-03-09): SitusAMC received LOE to borrower, however, the fees updated as paid by lender on PCCD needs to be verified from true and certified copy of final SS. However, as the CD is stamped as final by settlement provider a disbursement ledger can be provided to verify the fees paid by lender.<br>Buyer Comment (2026-03-06): LOE<br>Reviewer Comment (2026-02-13): Situsamc Received Corrected PCCD and LOE showing fee paid Lender; however, required true and certified Final settlement statement in order to verify loan closed as per PCCD.<br>Buyer Comment (2026-02-12): TRID LOE | 03/11/2026 |  |  | 1 C A | [redacted] | AR | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225010517 | [Redacted] | [Redacted] |  | 35635946 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $200.00 exceeds tolerance of $0.00. $200.00 over legal limit. Insufficient or no cure was provided to the borrower. (77169) | Title - Settlement / Closing / Escrow Fee was last disclosed as $0 on LE but disclosed as $200 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-11): Fee is lender paid based on final settlement CD.<br>Reviewer Comment (2026-03-09): SitusAMC received LOE to borrower, however, the fees updated as paid by lender on PCCD needs to be verified from true and certified copy of final SS. However, as the CD is stamped as final by settlement provider a disbursement ledger can be provided to verify the fees paid by lender.<br>Buyer Comment (2026-03-06): LOE<br>Reviewer Comment (2026-02-13): Situsamc Received Corrected PCCD and LOE showing fee paid Lender; however, required true and certified Final settlement statement in order to verify loan closed as per PCCD.<br>Buyer Comment (2026-02-12): TRID LOE | 03/11/2026 |  |  | 1 C A | [redacted] | AR | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225010517 | [Redacted] | [Redacted] |  | 35635947 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Title - Courier / Express Mail / Messenger Fee. Fee Amount of $65.00 exceeds tolerance of $0.00. $65.00 over legal limit. Insufficient or no cure was provided to the borrower. (77173) | Title - Courier / Express Mail / Messenger Fee was last disclosed as $0 on LE but disclosed as $65 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-11): Fee is lender paid based on final settlement CD.<br>Reviewer Comment (2026-03-09): SitusAMC received LOE to borrower, however, the fees updated as paid by lender on PCCD needs to be verified from true and certified copy of final SS. However, as the CD is stamped as final by settlement provider a disbursement ledger can be provided to verify the fees paid by lender.<br>Buyer Comment (2026-03-06): LOE<br>Reviewer Comment (2026-02-13): Situsamc Received Corrected PCCD and LOE showing fee paid Lender; however, required true and certified Final settlement statement in order to verify loan closed as per PCCD.<br>Buyer Comment (2026-02-12): TRID LOE | 03/11/2026 |  |  | 1 C A | [redacted] | AR | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225010517 | [Redacted] | [Redacted] |  | 35635948 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Title - Wire /Funding/ Disbursement Fee. Fee Amount of $35.00 exceeds tolerance of $0.00. $35.00 over legal limit. Insufficient or no cure was provided to the borrower. (77190) | Title - Wire /Funding/ Disbursement Fee was last disclosed as $0 on LE but disclosed as $35 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-11): Fee is lender paid based on final settlement CD.<br>Reviewer Comment (2026-03-09): SitusAMC received LOE to borrower, however, the fees updated as paid by lender on PCCD needs to be verified from true and certified copy of final SS. However, as the CD is stamped as final by settlement provider a disbursement ledger can be provided to verify the fees paid by lender.<br>Buyer Comment (2026-03-06): LOE<br>Reviewer Comment (2026-02-13): Situsamc Received Corrected PCCD and LOE showing fee paid Lender; however, required true and certified Final settlement statement in order to verify loan closed as per PCCD.<br>Buyer Comment (2026-02-12): TRID loe | 03/11/2026 |  |  | 1 C A | [redacted] | AR | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225010517 | [Redacted] | [Redacted] |  | 35635949 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Title - Closing Protection Letter Fee. Fee Amount of $25.00 exceeds tolerance of $0.00. $25.00 over legal limit. Insufficient or no cure was provided to the borrower. (7724) | Title - Closing Protection Letter Fee was last disclosed as $0 on LE but disclosed as $25 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-11): Fee is lender paid based on final settlement CD.<br>Reviewer Comment (2026-03-09): SitusAMC received LOE to borrower, however, the fees updated as paid by lender on PCCD needs to be verified from true and certified copy of final SS. However, as the CD is stamped as final by settlement provider a disbursement ledger can be provided to verify the fees paid by lender.<br>Buyer Comment (2026-03-06): LOE<br>Reviewer Comment (2026-02-13): Situsamc Received Corrected PCCD and LOE showing fee paid Lender; however, required true and certified Final settlement statement in order to verify loan closed as per PCCD.<br>Buyer Comment (2026-02-12): TRID LOE | 03/11/2026 |  |  | 1 C A | [redacted] | AR | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225010517 | [Redacted] | [Redacted] |  | 35635950 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Title - Examination Fee. Fee Amount of $75.00 exceeds tolerance of $0.00. $75.00 over legal limit. Insufficient or no cure was provided to the borrower. (7727) | Title - Examination Fee was last disclosed as $0 on LE but disclosed as $75 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-11): Fee is lender paid based on final settlement CD.<br>Reviewer Comment (2026-03-09): SitusAMC received LOE to borrower, however, the fees updated as paid by lender on PCCD needs to be verified from true and certified copy of final SS. However, as the CD is stamped as final by settlement provider a disbursement ledger can be provided to verify the fees paid by lender.<br>Buyer Comment (2026-03-06): LOE<br>Reviewer Comment (2026-02-13): Situsamc Received Corrected PCCD and LOE showing fee paid Lender; however, required true and certified Final settlement statement in order to verify loan closed as per PCCD.<br>Buyer Comment (2026-02-12): TRID LOE | 03/11/2026 |  |  | 1 C A | [redacted] | AR | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225010517 | [Redacted] | [Redacted] |  | 35635951 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Title - Lender's Title Insurance. Fee Amount of $246.00 exceeds tolerance of $0.00. $246.00 over legal limit. Insufficient or no cure was provided to the borrower. (7729) | Title - Lender's Title Insurance was last disclosed as $0 on LE but disclosed as $246 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-03-11): Fee is lender paid based on final settlement CD.<br>Reviewer Comment (2026-03-09): SitusAMC received LOE to borrower, however, the fees updated as paid by lender on PCCD needs to be verified from true and certified copy of final SS. However, as the CD is stamped as final by settlement provider a disbursement ledger can be provided to verify the fees paid by lender.<br>Buyer Comment (2026-03-06): LOE<br>Reviewer Comment (2026-02-13): Situsamc Received Corrected PCCD and LOE showing fee paid Lender; however, required true and certified Final settlement statement in order to verify loan closed as per PCCD.<br>Buyer Comment (2026-02-12): TRID LOE | 03/11/2026 |  |  | 1 C A | [redacted] | AR | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225010517 | [Redacted] | [Redacted] |  | 35636906 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request Property is rural. Nature of exception 699 FICO, 69 LTV, Primary R&T refi-Property is rural | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum. | Reserves: 85.18<br> Guideline Requirement: 3.00<br>[Redacted]: 22.09501% <br> Guideline Maximum [Redacted]: 50.00000% | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | AR | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225011566 | [Redacted] | [Redacted] |  | 35638897 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:[Redacted] exceeded for Lender Credits. Final Lender Credit of $-4,038.10 exceeds tolerance of $-7,456.90. Insufficient or no cure was provided to the borrower. (9300) | Lender Credit changed from -$7,456.90 to -$4,038.10 on final CD. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-02-09): SitusAMC received LOE and as per rate lock updated on 01/20 lock expiry changed.<br>Buyer Comment (2026-02-06): LOE | 02/09/2026 |  |  | 1 C A | [redacted] | IL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225011566 | [Redacted] | [Redacted] |  | 35638908 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Interim Closing Disclosure Timing Regular APR Change | TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure issued on 01/21/2026 contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation. | Final closing disclosure with a change in APR was issued the day before closing on 1/21/2026. Note dates is XXXXX |  |  |  | Reviewer Comment (2026-02-13): SitusAMC received lender attestation confirming the CD with issue date of 1-19-26 was not issued by lender and was completed and not authorized by lender to be completed by the settlement agent, and was for balancing purposes. APR accurate from 1-14-26 CD to 1-21-26 CD, a decreasing APR & Finance Charge occurred on Final CD that did not require additional waiting period.<br>Buyer Comment (2026-02-12): LOE<br>Reviewer Comment (2026-02-11): SitusAMC received rebuttal that CD was a fee validation document. However, this CD was wet signed by borrower. Please provide a written attestation from the lender confirming the incomplete CD was generated and inadvertently included by the settlement agent solely for the purpose of disclosing fees, notwithstanding the fact that the lender did not authorize or assign the settlement agent responsibility for issuing a CD, and the lender issued CD at consummation e-signed by the consumer is the final CD that contains all disclosures required under 1026.19(f).<br>Buyer Comment (2026-02-10): This is a fee validation document for fees from the settlement agent and should not be used to reset the APR baseline.<br> Further, this is a document issued by the settlement agent at closing along with the correspondents CD.<br>Reviewer Comment (2026-02-09): SitusAMC received rebuttal that no change in APR over .1[Redacted]. However, the 1-19-26 CD, Doc ID 0206, which was wet signed by borrower on 1-22-26 reflects a blank APR, which is tested as 0%.<br>Buyer Comment (2026-02-06): LOE | 02/13/2026 |  |  | 1 C A | [redacted] | IL | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 225011569 | [Redacted] | [Redacted] |  | 35643438 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Article of organization/formation is missing in file. |  |  |  | Reviewer Comment (2026-02-11): Articles of Organization/Formation located in the file. Exception cleared.<br>Buyer Comment (2026-02-09): please cancel/waive, the cert of formation was provided in the initial loan file d0260. | 02/11/2026 |  |  | 1 C A | [redacted] | MS | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225011569 | [Redacted] | [Redacted] |  | 35682554 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception of 13 loans to end investor totaling 1.903MM vs guideline of 10 loans not to exceed $10MM. Unable to downgrade/waive due to lender exception required a 60 month prepayment, however only a 59 month prepayment was obtained. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 117.81<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 777 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-25): Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-23): exception aprvl upld |  |  | 02/25/2026 | 2 C B | [redacted] | MS | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225011576 | [Redacted] | [Redacted] |  | 35682327 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | File is missing the corporate resolution signed by all members |  |  |  | Reviewer Comment (2026-03-03): Received amendment to LLC confirming 100% ownership of the borrower. Exception Cleared.<br>Buyer Comment (2026-02-28): Please see attached Amendment to the borrowers LLC showing he is 100% owner. Please clear Require Unanimous Consent & Resolution already on file in D0386.<br>Reviewer Comment (2026-02-10): No new document received. Per the most recent operating agreement (D0388), Emival and Katiane has 50% ownership each. Unanimous consent has only XXXX signature. Require Unanimous Consent & Resolution to Borrow, which must include lender name, loan amount, and property address with all the members signatures. Exception remains.<br>Buyer Comment (2026-02-06): Corporate Resolution is not a required document for LLC, however if you are referring to the Unanimous Consent and Resolution that is found in D0386. If you are needing something different, please clarify. Thank you. | 03/03/2026 |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225012077 | [Redacted] | [Redacted] |  | 35648555 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated 12/18/2025 was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (Initial/12/18/2025) | E-sign disclosure not completed until 1/14/2026. |  |  |  | Reviewer Comment (2026-02-10): SitusAMC received updated E-sign Consent agreement with eConsent accepted by borrower on 12/17/2025.<br>Buyer Comment (2026-02-09): ecconsent | 02/10/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225012077 | [Redacted] | [Redacted] |  | 35648684 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | Account statements for the months of March and December 2025, not provided for account ending in #XXXX. |  |  |  | Reviewer Comment (2026-03-10): March Month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-03-09): please see attached statement XXXX 02/27/2025 - 03/27/2025<br>Reviewer Comment (2026-02-18): Received duplicate statement for 03/28/2025 - 04/28/2025. The statement that is missing is for 02/27/2025 - 03/26/2025.<br>Buyer Comment (2026-02-17): please see attached 3/2025 XXXX statement<br>Reviewer Comment (2026-02-11): Required march month 2025 bank statement for the account XXXX missing in loan file. Exception remains.<br>Buyer Comment (2026-02-09): please see doc D0229 pages 528-538 for XXXX Dec 2025 statement printout. will upload the March 2025 statement once received3 | 03/10/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225012077 | [Redacted] | [Redacted] |  | 35648699 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Account statements for the months of March and December 2025, not provided for account ending in #XXXX. |  |  |  | Reviewer Comment (2026-03-10): March Month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-03-09): please see attached statement [Redacted] #7304 02/27/2025 - 03/27/2025<br>Reviewer Comment (2026-02-18): Received duplicate statement for 03/28/2025 - 04/28/2025. The statement that is missing is for 02/27/2025 - 03/26/2025.<br>Buyer Comment (2026-02-17): please see attached 3/2025 XXXX statement<br>Reviewer Comment (2026-02-11): Required march month 2025 bank statement for the [Redacted]XXXX missing in loan file. Exception remains.<br>Buyer Comment (2026-02-09): please see doc D0229 pages 528-538 for XXXX Dec 2025 statement printout. will upload the March 2025 statement once received3 | 03/10/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225012077 | [Redacted] | [Redacted] |  | 35648702 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [redacted]. | [Redacted] due to missing income documentation: Account statements for the months of March and December 2025, not provided for account ending in #XXXX. |  |  |  | Reviewer Comment (2026-03-10): March Month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-03-09): please see attached statement [Redacted] #7304 02/27/2025 - 03/27/2025<br>Reviewer Comment (2026-02-18): Received duplicate statement for 03/28/2025 - 04/28/2025. The statement that is missing is for 02/27/2025 - 03/26/2025.<br>Buyer Comment (2026-02-17): please see attached 3/2025 XXXX #XXXX statement<br>Reviewer Comment (2026-02-11): Required march month 2025 bank statement for the [Redacted]XXXX missing in loan file. Exception remains.<br>Buyer Comment (2026-02-09): please see doc D0229 pages 528-538 for XXXX #XXXX Dec 2025 statement printout. will upload the March 2025 statement once received3 | 03/10/2026 |  |  | 1 B A C | [redacted] | AZ | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225012077 | [Redacted] | [Redacted] |  | 35648703 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | [Redacted] due to missing income documentation: Account statements for the months of March and December 2025, not provided for account ending in #XXXX. |  |  |  | Reviewer Comment (2026-03-10): March Month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-03-09): please see attached statement [Redacted] #7304 02/27/2025 - 03/27/2025<br>Reviewer Comment (2026-02-18): Received duplicate statement for 03/28/2025 - 04/28/2025. The statement that is missing is for 02/27/2025 - 03/26/2025.<br>Buyer Comment (2026-02-17): please see attached 3/2025 XXXX #7304 statement<br>Reviewer Comment (2026-02-11): Required march month 2025 bank statement for the [Redacted]7304 missing in loan file. Exception remains.<br>Buyer Comment (2026-02-09): please see doc D0229 pages 528-538 for XXXX #XXXX Dec 2025 statement printout. will upload the March 2025 statement once received3 | 03/10/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225012077 | [Redacted] | [Redacted] |  | 35649628 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | [Redacted] due to missing income documentation: Account statements for the months of March and December 2025, not provided for account ending in #XXXX. |  |  |  | Reviewer Comment (2026-03-10): March Month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-03-09): please see attached statement [Redacted] #7304 02/27/2025 - 03/27/2025<br>Reviewer Comment (2026-02-18): Received duplicate statement for 03/28/2025 - 04/28/2025. The statement that is missing is for 02/27/2025 - 03/26/2025.<br>Buyer Comment (2026-02-17): please see attached 3/2025 [Redacted] #7304 statement<br>Reviewer Comment (2026-02-11): Required march month 2025 bank statement for the [Redacted]7304 missing in loan file. Exception remains.<br>Buyer Comment (2026-02-09): please see doc D0229 pages 528-538 for XXXX #XXXX Dec 2025 statement printout. will upload the March 2025 statement once received3 | 03/10/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225012148 | [Redacted] | [Redacted] |  | 35644395 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for LLC is a layered entity. LLC has been approved, but need exception per approval for layered entity. Utilize the lesser of actual or fair market rents as determined by the appraiser Document proof of receipt of 1st month's rent and/or security deposit due per the terms of the lease dated 09/05/2025<br> Satisfactory appraisal to meet Cash Out Refinance requirements as within Signature Expanded UW guidelines LLC to meet guidelines and signature requirements<br> All members must be present to sign the closing documents | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 91.16<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 797 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to downgrade and waive. |  |  | XXXXX | 2 B | [redacted] | PA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225012151 | [Redacted] | [Redacted] |  | 35643527 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested for third party documentation evidencing no late payments in accordance with the land contract or contract for deed for the most recent 12 month period must be provided guide - 12 properties in 1 payment $7501 minimum due per month. Unable to waive and downgrade due to missing lender exception form and the email approval document. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 44.48<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 804 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to downgrade and waive. |  |  | XXXXX | 2 C B | [redacted] | OH | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225012151 | [Redacted] | [Redacted] |  | 35643697 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for large loan pack exceeds 10 loans (12 loans). Unable to waive and downgrade due to missing lender exception form and the email approval document. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 44.48<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 804 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to downgrade and waive. |  |  | XXXXX | 2 C B | [redacted] | OH | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225012151 | [Redacted] | [Redacted] |  | 35646837 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | Provided lease agreement is for a different property. File is missing lease agreement for subject property. |  |  |  | Reviewer Comment (2026-02-13): Initial package had comparable rent schedule. Exception cleared.<br>Buyer Comment (2026-02-12): See 1007 Pg 500 D0286 which states there is a lease in place for subject from 05/01/2025- 05/01/2026<br>Reviewer Comment (2026-02-06): D0271 Lender Exception doesn't address the the missing Lease agreement. Please provide Lease agreement or Lender Exception with Compensating Factors<br>Buyer Comment (2026-02-04): See exception D0271 | 02/13/2026 |  |  | 1 C A | [redacted] | OH | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225012153 | [Redacted] | [Redacted] |  | 35646832 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request Loan amount is just under $100,000 with FICO 20 Points or more above requirement | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 660<br> Representative FICO: 774<br>The DSCR of 1.64 is greater than the minimum required DSCR of 1.25 | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-29): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | OH | Investment | Purchase | C B A |  | N/A | No |
| 225012153 | [Redacted] | [Redacted] |  | 35682658 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Funds from Business Account / Account Number: [Redacted] | File only contains 1 month statement for accounts ending XXXX & XXXX. Please provide an additional consecutive month for each account. |  |  |  | Reviewer Comment (2026-02-23): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2026-02-06): 2 months of bank statements required. Please provide Lender Exception with Compensating Factors.<br>Buyer Comment (2026-02-04): Rebuttal | XXXXX |  |  | 1 C A | [redacted] | OH | Investment | Purchase | C B A |  | N/A | No |
| 225012196 | [Redacted] | [Redacted] |  | 35644244 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | ATR failure due to VOE not being provided within 10 business days prior to note date. VOE provided is post-close. |  |  |  | Reviewer Comment (2026-02-17): Loan designation changed per lender. Condition cleared.<br>Buyer Comment (2026-02-13): please re-designate it to Safe Harbor QM APOR<br>Reviewer Comment (2026-02-09): The Verbal verification of employment provided is dated post closing. This does not meet Non-QM/ATR regulations. Exception remains<br>Buyer Comment (2026-02-05): closing VOE obtained during rescission period and prior to loan disbursement. VOE dated 01/21, rescission date 01/22, disbursement date XXXXX | XXXXX |  |  | 1 B A C | [redacted] | NC | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 225012196 | [Redacted] | [Redacted] |  | 35644245 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. ([redacted]/Wages) | ATR failure due to VOE not being provided within 10 business days prior to note date. VOE provided is post-close. |  |  |  | Reviewer Comment (2026-02-17): Loan designation changed per lender. Condition cleared.<br>Buyer Comment (2026-02-13): please re-designate it to Safe Harbor QM APOR<br>Reviewer Comment (2026-02-09): The Verbal verification of employment provided is dated post closing. This does not meet Non-QM/ATR regulations. Exception remains<br>Buyer Comment (2026-02-05): closing VOE obtained during rescission period and prior to loan disbursement. VOE dated 01/21, rescission date 01/22, disbursement date XXXXX | XXXXX |  |  | 1 C A | [redacted] | NC | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225012196 | [Redacted] | [Redacted] |  | 35644246 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR failure due to VOE not being provided within 10 business days prior to note date. VOE provided is post-close. |  |  |  | Reviewer Comment (2026-02-17): Loan designation changed per lender. Condition cleared. | XXXXX |  |  | 1 A | [redacted] | NC | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225012196 | [Redacted] | [Redacted] |  | 35653663 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VOE is not within 10 business days prior to note date. VOE provided is post-close. |  |  |  | Reviewer Comment (2026-02-17): Loan designation changed per lender. Condition cleared.<br>Buyer Comment (2026-02-13): please re-designate it to Safe Harbor QM APOR<br>Reviewer Comment (2026-02-09): The Verbal verification of employment provided is dated post closing. This does not meet Non-QM/ATR regulations. Exception remains<br>Buyer Comment (2026-02-05): closing VOE obtained during rescission period and prior to loan disbursement. VOE dated 01/21, rescission date 01/22, disbursement date XXXXX | XXXXX |  |  | 1 C A | [redacted] | NC | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225012196 | [Redacted] | [Redacted] |  | 35653666 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR failure due to VOE not being provided within 10 business days prior to note date. VOE provided is post-close. |  |  |  | Reviewer Comment (2026-02-17): Loan designation changed per lender. Condition cleared.<br>Buyer Comment (2026-02-13): please re-designate it to Safe Harbor QM APOR<br>Reviewer Comment (2026-02-09): The Verbal verification of employment provided is dated post closing. This does not meet Non-QM/ATR regulations. Exception remains<br>Buyer Comment (2026-02-05): closing VOE obtained during rescission period and prior to loan disbursement. VOE dated 01/21, rescission date 01/22, disbursement date XXXXX | XXXXX |  |  | 1 C A | [redacted] | NC | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225012196 | [Redacted] | [Redacted] |  | 35654046 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | ATR failure due to VOE not being provided within 10 business days prior to note date. VOE provided is post-close. |  |  |  | Reviewer Comment (2026-02-17): Loan designation changed per lender. Condition cleared.<br>Buyer Comment (2026-02-13): please re-designate it to Safe Harbor QM APOR<br>Reviewer Comment (2026-02-09): The Verbal verification of employment provided is dated post closing. This does not meet Non-QM/ATR regulations. Exception remains<br>Buyer Comment (2026-02-05): closing VOE obtained during rescission period and prior to loan disbursement. VOE dated 01/21, rescission date 01/22, disbursement date XXXXX | XXXXX |  |  | 1 C A | [redacted] | NC | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225014577 | [Redacted] | [Redacted] |  | 35648080 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Contract Sales Price. |  | Final executed HUD/CD/Closing statement is missing in file. |  |  |  | Reviewer Comment (2026-02-09): Buyer Settlement Statement received, exception cleared.<br>Buyer Comment (2026-02-05): buyer settlement statement | 02/09/2026 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A |  | N/A | No |
| 225014577 | [Redacted] | [Redacted] |  | 35648091 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Verification of Identification is not provided in file |  |  |  | Reviewer Comment (2026-02-09): Driver License received, exception cleared.<br>Buyer Comment (2026-02-05): IDs | 02/09/2026 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A |  | N/A | No |
| 225014577 | [Redacted] | [Redacted] |  | 35648197 | [Redacted] | [redacted] | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of $[redacted]is less than Cash From Borrower [redacted]. | Closing is insufficient to cover Cash From Borrower and Documented qualifying Assets for Closing of $[redacted] is less than Cash From Borrower $1[redacted]. Actual amount required for closing is unknown until final signed/dated closing statement is received. |  |  |  | Reviewer Comment (2026-02-09): Closing statement received, sufficient closing amount, exception cleared.<br>Buyer Comment (2026-02-05): submitted final alta | 02/09/2026 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A |  | N/A | No |
| 225014577 | [Redacted] | [Redacted] |  | 35649781 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 for borrowers is missing in file. |  |  |  | Reviewer Comment (2026-02-09): Final 1003 received, exception cleared.<br>Buyer Comment (2026-02-05): final 1003 | 02/09/2026 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A |  | N/A | No |
| 225014577 | [Redacted] | [Redacted] |  | 35649948 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of [redacted] is less than Guideline PITIA months reserves of[redacted]. | Insufficient asset to meet reserves requirements. |  |  |  | Reviewer Comment (2026-02-09): Closing statement received, sufficient reserves, exception cleared.<br>Buyer Comment (2026-02-05): submitted final alta | 02/09/2026 |  |  | 1 C A | [redacted] | OR | Investment | Purchase | C A |  | N/A | No |
| 225014579 | [Redacted] | [Redacted] |  | 35705632 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 Final is missing |  |  |  | Reviewer Comment (2026-02-17): Received Final 1003 signed and dated . Exception Cleared.<br>Buyer Comment (2026-02-14): Please see attached Final 1003 signed by the borrowers | XXXXX |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225014579 | [Redacted] | [Redacted] |  | 35705634 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - PUD not provided |  | Rider - PUD is missing |  |  |  | Reviewer Comment (2026-02-17): Received PUD Rider. Exception Cleared.<br>Buyer Comment (2026-02-14): Please see attached PUD Rider | XXXXX |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225014579 | [Redacted] | [Redacted] |  | 35705635 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Verification of Identification is missing |  |  |  | Reviewer Comment (2026-02-17): Received Driver License. Exception Cleared.<br>Buyer Comment (2026-02-14): Please see attached Changed Circumstance print screen that shows appraisal review fee was added due to a program change. Loan was initially reflecting as a FHLMC Conforming 30 year fixed loan and on 1/12/26 program changed to the Signature Expanded Bank Statement program which required an Appraisal Review.<br>Buyer Comment (2026-02-14): Please see attached drivers license's for all borrowers | XXXXX |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225014579 | [Redacted] | [Redacted] |  | 35706784 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $0.00. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. ([redacted]) | [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00. $120.00 over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-18): SitusAMC received rebuttal and valid COC<br>Buyer Comment (2026-02-17): Provided Changed Circumstance print screen that shows appraisal review fee was added due to a program change. Loan was initially reflecting as a FHLMC Conforming 30 year fixed loan and on 1/12/26 program changed to the Signature Expanded Bank Statement program which required an Appraisal Review. | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225014609 | [Redacted] | [Redacted] |  | 35705371 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2026-02-19): Received Final 1003. Exception cleared.<br>Buyer Comment (2026-02-17): final 1003 | 02/19/2026 |  |  | 1 C A | [redacted] | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225014609 | [Redacted] | [Redacted] |  | 35705424 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Missing Notice of Right to Cancel. |  |  |  | Reviewer Comment (2026-02-19): Received Notice of Right to Cancel. Exception cleared.<br>Buyer Comment (2026-02-17): Notice of Right to Cancel | 02/19/2026 |  |  | 1 C A | [redacted] | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 225014609 | [Redacted] | [Redacted] |  | 35928900 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 01/21/2026 disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $396,031.86 is over disclosed by $150.00 compared to the calculated Amount Financed of $395,881.86 and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]) | Loan is under disclosed in the amount of $[redacted]. |  |  |  | Reviewer Comment (2026-03-16): SitusAMC received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Buyer Comment (2026-03-12): Fed Ex tracking report, out for delivery today<br>Reviewer Comment (2026-03-11): Remediation package not yet received by borrower.<br>Buyer Comment (2026-03-11): please see attached lox, pccd, refund check and revised RTC |  | 03/16/2026 |  | 2 B | [redacted] | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 225014609 | [Redacted] | [Redacted] |  | 35928902 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Estimated Escrow Payment Under Disclosed Test | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on 01/21/2026 disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/3117678) | Final CD shows escrows required, but no IEAD was located in the loan file. |  |  |  | Reviewer Comment (2026-03-06): SitusAMC received IEAD<br>Buyer Comment (2026-03-05): please see attached IEAD | 03/06/2026 |  |  | 1 A | [redacted] | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, and Corrected CD B | Non QM | Non QM | Yes |
| 225014609 | [Redacted] | [Redacted] |  | 35928903 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 01/21/2026 disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $610,774.98 is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted] which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated[redacted]) | Loan is under disclosed in the amount of $[redacted]. |  |  |  | Reviewer Comment (2026-03-16): SitusAMC received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Buyer Comment (2026-03-12): proof of delivery today<br>Buyer Comment (2026-03-12): Fed Ex tracking report, out for delivery today<br>Reviewer Comment (2026-03-11): Remediation package not yet received by borrower.<br>Buyer Comment (2026-03-11): please see attached lox, pccd, refund check and revised RTC |  | 03/16/2026 |  | 2 B | [redacted] | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 225014609 | [Redacted] | [Redacted] |  | 35928904 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on 01/21/2026 are underdisclosed. (Final/01/21/2026) | Final CD shows escrows required, but no IEAD was located in the loan file. |  |  |  | Reviewer Comment (2026-03-06): SitusAMC received IEAD<br>Buyer Comment (2026-03-05): please see attached IEAD | 03/06/2026 |  |  | 1 A | [redacted] | NY | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 225014704 | [Redacted] | [Redacted] |  | 35696184 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Data discrepancy with [Redacted]. Lender [Redacted] [redacted]%. Review [Redacted] [redacted]%. The reason for the discrepancy is that REO expenses are higher than what is shown on initial 1003s. |  |  |  | Reviewer Comment (2026-02-16): Details corrected for Reo properties. Now [Redacted] is matching. Exception cleared.<br>Buyer Comment (2026-02-12): please confirm what property your are seeing the discrepancy. | 02/16/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Purchase | C B A | N/A | N/A | No |
| 225014704 | [Redacted] | [Redacted] |  | 35696219 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final application/1003 is missing in the file. |  |  |  | Reviewer Comment (2026-02-16): Final 1003 received and verified. Exception cleared<br>Buyer Comment (2026-02-12): final 1003 upld | 02/16/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Purchase | C B A | N/A | N/A | No |
| 225014704 | [Redacted] | [Redacted] |  | 35696264 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | A Lender Exception request has been raised for a non-warrantable condo due to a lack of investor concentration and single entity ownership. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 620<br> Representative FICO: 820 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-03): Lender Exception with Compensating Factors provided. Downgraded and Waived. |  |  | 02/03/2026 | 2 B | [redacted] | AZ | Investment | Purchase | C B A | N/A | N/A | No |
| 225014704 | [Redacted] | [Redacted] |  | 35819425 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] HOA Verification | HOA verification not provided in file. |  |  |  | Reviewer Comment (2026-02-23): HOA details verified from received documents. Exception cleared.<br>Buyer Comment (2026-02-19): the processor cert included with the print out references the property address and confirms we contacted the HOA and verified the amount.<br>Reviewer Comment (2026-02-18): Unable to verify the property address from the provided document. Exception remains.<br>Buyer Comment (2026-02-16): processor cert and support docs upld | XXXXX |  |  | 1 A | [redacted] | AZ | Investment | Purchase | C B A | N/A | N/A | No |
| 225014833 | [Redacted] | [Redacted] |  | 35669765 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Only Borrower Estimated statement provided in file. |  |  |  | Reviewer Comment (2026-02-23): Received Final Closing Statement. Exception Cleared.<br>Buyer Comment (2026-02-19): Final Settlement Statement<br>Reviewer Comment (2026-02-09): Require Final Closing Statement in the file. Exception Remains.<br>Buyer Comment (2026-02-05): PC Cert | XXXXX |  |  | 1 C A | [redacted] | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225014876 | [Redacted] | [Redacted] |  | 35644942 | [Redacted] | [redacted] | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify. Sec ID: 7 | Note Date: [redacted]; Lien Position: 1 | Secondary valuation would be required for securitization. |  |  |  | Reviewer Comment (2026-02-13): Cleared. received field review.<br>Buyer Comment (2026-02-11): Please note Page 2 of the appraisal is supposed to be blank unless the reviewer does not agree with the original appraisal. Please see attached correspondence from the appraisal review team to confirm.<br>Reviewer Comment (2026-02-09): The field review provided is incomplete. The opinion of value section on page 2of4 was not completed by the appraiser.<br>Buyer Comment (2026-02-05): Please see attached appraisal Field Review Report. | 02/13/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225014876 | [Redacted] | [Redacted] |  | 35812598 | [Redacted] | [redacted] | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 | Note Date: [redacted]; Lien Position: 1 |  |  |  |  | Reviewer Comment (2026-02-19): Lender followed guides and obtained a third valuation. Condition cleared.<br>Buyer Comment (2026-02-17): Please clarify if something additional is needed. | 02/19/2026 |  |  | 1 A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225015243 | [Redacted] | [Redacted] |  | 35648506 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [Redacted] Account Statements - Business | Business Account Statements are missing for Account# XXXX from 07/01/2025 - 07/31/2025. |  |  |  | Reviewer Comment (2026-02-13): Bank statement received, exception cleared<br>Buyer Comment (2026-02-12): july stmnt upld | 02/13/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225015243 | [Redacted] | [Redacted] |  | 35648512 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Data discrepancy with [Redacted]. Lender [Redacted] [redacted]%, Review [Redacted] [redacted]1%. The reason for the discrepancy is due to the lender excluding the negative cash flow for the second home. |  |  |  | Reviewer Comment (2026-02-17): Cleared. Recieved revised 1003.<br>Buyer Comment (2026-02-16): revised 1003 upld<br>Reviewer Comment (2026-02-13): The property located at 1450 How Ln is currently reported as a second home in 1003 while rental income has been included. Please confirm whether this property should instead be classified as an investment property. If so, kindly provide the corrected Form 1003 reflecting the appropriate property type. Exception remains<br>Buyer Comment (2026-02-12): july stmnt upld to trl docs | XXXXX |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225015243 | [Redacted] | [Redacted] |  | 35648524 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Business Account Statements are missing for Account# XXXX from 07/01/2025 - 07/31/2025. |  |  |  | Reviewer Comment (2026-02-13): Bank statement received, exception cleared<br>Buyer Comment (2026-02-12): july stmnt upld to trl docs | 02/13/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225015243 | [Redacted] | [Redacted] |  | 35648547 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Business Account Statements are missing for Account# XXXX from [redacted] - [redacted]5. |  |  |  | Reviewer Comment (2026-02-13): Bank statement received, exception cleared<br>Buyer Comment (2026-02-12): july stmnt upld to trl docs | 02/13/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225015243 | [Redacted] | [Redacted] |  | 35648584 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% +[redacted]%, or[redacted]%. Non-Compliant Higher Priced Mortgage Loan. | Loan is non-compliant HPML due to missing evidence of appraisal delivery three days prior to closing. |  |  |  | Reviewer Comment (2026-02-12): Received Appraisal Notice dated 11/14/2025. Exception cleared<br>Buyer Comment (2026-02-11): all aprsl receipts upld to trl docs | 02/12/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225015243 | [Redacted] | [Redacted] |  | 35648585 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. ([redacted]) | Verification appraisal delivery to borrower was not provided in the file. |  |  |  | Reviewer Comment (2026-02-12): Received Appraisal Notice dated 11/14/2025. Exception cleared<br>Buyer Comment (2026-02-11): all aprsl receipts upld | 02/12/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225015243 | [Redacted] | [Redacted] |  | 35648587 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to [Redacted] and income failures. |  |  |  | Reviewer Comment (2026-02-17): Cleared. Recieved revised 1003.<br>Buyer Comment (2026-02-16): revised 1003 upld to trl docs<br>Reviewer Comment (2026-02-13): The property located at 1450 How Ln is currently reported as a second home in 1003 while rental income has been included. Please confirm whether this property should instead be classified as an investment property. If so, kindly provide the corrected Form 1003 reflecting the appropriate property type. Exception remains<br>Buyer Comment (2026-02-12): july stmnt upld to trl docs | XXXXX |  |  | 1 B A C | [redacted] | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225015243 | [Redacted] | [Redacted] |  | 35648588 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Business Account Statements are missing for Account# XXXX from 07/01/2025 - 07/31/2025, due to which this exception fired. |  |  |  | Reviewer Comment (2026-02-17): Cleared. Recieved revised 1003.<br>Buyer Comment (2026-02-16): revised 1003 upld to trl docs<br>Reviewer Comment (2026-02-13): The property located at 1450 How Ln is currently reported as a second home in 1003 while rental income has been included. Please confirm whether this property should instead be classified as an investment property. If so, kindly provide the corrected Form 1003 reflecting the appropriate property type. Exception remains<br>Buyer Comment (2026-02-12): july stmnt upld to trl docs | XXXXX |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225015243 | [Redacted] | [Redacted] |  | 35648590 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Business Account Statements are missing for Account# XXXX from 07/01/2025 - 07/31/2025, due to which this exception fired. |  |  |  | Reviewer Comment (2026-02-13): Bank statement received, exception cleared<br>Buyer Comment (2026-02-12): july stmnt upld to trl docs | 02/13/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225015243 | [Redacted] | [Redacted] |  | 35680280 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Lock is missing and is a required document. |  |  |  | Reviewer Comment (2026-02-12): Received Initial [Redacted] Rate lock document. Exception Cleared.<br>Buyer Comment (2026-02-11): initial lock upld | 02/12/2026 |  |  | 1 C A D | [redacted] | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225015326 | [Redacted] | [Redacted] |  | 35669804 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval form is missing. Lender exception was approved at origination for number of loans approved.<br> Lender exception for 13 loans to end investor. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 126.27<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 777 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-26): Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-24): updated exception aprvl upld. |  |  | 02/26/2026 | 2 C B | [redacted] | TN | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225015326 | [Redacted] | [Redacted] |  | 35669805 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2026-02-11): Provided Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-02-09): bp cert upld | 02/11/2026 |  |  | 1 C A | [redacted] | TN | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225015326 | [Redacted] | [Redacted] |  | 35669806 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-Out Utilization letter is missing. |  |  |  | Reviewer Comment (2026-02-11): Provided Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-02-09): bp cert upld to trl docs | 02/11/2026 |  |  | 1 C A | [redacted] | TN | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225017149 | [Redacted] | [Redacted] |  | 35669981 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Commitment | File is missing a copy of the [Redacted]. |  |  |  | Reviewer Comment (2026-02-13): Title Final Policy received and policy amount verified. Exception Cleared. | 02/13/2026 |  |  | 1 A | [redacted] | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225017149 | [Redacted] | [Redacted] |  | 35669991 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $156,500.00 is less than the note amount of $225,000.00 based on the Commitment in file. | The Title Policy Amount of $156,500.00 is less than the note amount of $[redacted]. Provide a copy of the [Redacted] or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-13): Title Final Policy received and policy amount verified. Exception Cleared.<br>Buyer Comment (2026-02-11): final policy upld | 02/13/2026 |  |  | 1 B A | [redacted] | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225017149 | [Redacted] | [Redacted] |  | 35670103 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 2.63 is less than Guideline PITIA months reserves of 3.00. | Missing assets documentation in file. |  |  |  | Reviewer Comment (2026-02-26): Received additional bank statement. Exception Cleared.<br>Buyer Comment (2026-02-25): rebuttal and support docs upld<br>Reviewer Comment (2026-02-25): Reserve requirement 3\*PITIA (1,965.17 \* 3) = 5,895.51 and verified proceed from cash-out is $5168.82. We have insufficient fund by $726.69 to meet the reserve requirement. Please provide additional asset to meet the requirement along with appraisal paid invoice $775 and Flood Insurance paid invoice $1228.38 as paid by borrower prior to closing. Exception remains.<br>Buyer Comment (2026-02-24): copy of check for proceeds upld<br>Reviewer Comment (2026-02-17): Provided final closing statement was already in file at initial review. Require assets documentation to fulfil the reserve requirement. Exception Remains.<br>Buyer Comment (2026-02-13): final ss upld | 02/26/2026 |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225017163 | [Redacted] | [Redacted] |  | 35670317 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-02-11): Provided Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-02-09): Please see attached Business Purpose Cert. | 02/11/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225017163 | [Redacted] | [Redacted] |  | 35670320 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | HUD/Closing statement required to verify net proceeds from sale of other property. |  |  |  | Reviewer Comment (2026-02-11): Provided final closing statement to use cash out proceeds. Exception cleared.<br>Buyer Comment (2026-02-09): Please see attached final settlement statement for refinance on XXXXX netting $216318.93. | 02/11/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225017163 | [Redacted] | [Redacted] |  | 35670332 | [Redacted] | [redacted] | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date XXXXX, Disbursement Date: XXXXX | The Hazard Insurance Policy Effective Date is after the later of the Note/Disbursement Date: XXXXX |  |  |  | Reviewer Comment (2026-02-23): Received letter confirming no loss noted till XXXXX. Exception cleared.<br>Buyer Comment (2026-02-19): 2/19 SKW The No Known Loss letter is dated as of XXXXX which is the day we need confirmed since policy is effective 1/23/26<br>Reviewer Comment (2026-02-16): The No Loss Letter was received, but the period for which no claims were filed is not mentioned. Exception remains<br>Buyer Comment (2026-02-12): Please see attached No Loss Letter due to Hazard being dated 1 day after disbursement. | XXXXX |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225017163 | [Redacted] | [Redacted] |  | 35670371 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 0.00 is less than Guideline PITIA months reserves of 3.00. | Missing CD to verify cash out proceeds from refinance transaction of property XXXXX. |  |  |  | Reviewer Comment (2026-02-11): Provided final closing statement to use cash out proceeds. Exception cleared.<br>Buyer Comment (2026-02-09): Please see attached final settlement statement for refinance on XXXXX netting $216318.93 for sufficient assets for reserves. | 02/11/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225017163 | [Redacted] | [Redacted] |  | 35670372 | [Redacted] | [redacted] | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of $0.00 is less than Cash From Borrower $53,071.99. | Missing CD to verify cash out proceeds from refinance transaction of property [redacted]. |  |  |  | Reviewer Comment (2026-02-11): Provided final closing statement to use cash out proceeds. Exception cleared.<br>Buyer Comment (2026-02-09): Please see attached final settlement statement for refinance on XXXXX netting $216318.93 for sufficient funds to close. | 02/11/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225019234 | [Redacted] | [Redacted] |  | 35683993 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution signed copy is missing |  |  |  | Reviewer Comment (2026-02-11): Received Corporate Resolution. Exception Cleared.<br>Buyer Comment (2026-02-09): Signed Unanimous Consent | 02/11/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225019234 | [Redacted] | [Redacted] |  | 35683994 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD final and signed copy is missing |  |  |  | Reviewer Comment (2026-02-11): Received HUD. Exception Cleared.<br>Buyer Comment (2026-02-09): Final HUD | 02/11/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225019238 | [Redacted] | [Redacted] |  | 35684538 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for LLC is a layered entity. Exception approved with conditions Max 70% [redacted], Resolution to borrower for [redacted] to be updated to reflect the correct loan amount to match file, Resolution to borrower for [redacted] to be updated to reflect the correct loan amount to match file. Resolution to borrower for [redacted] to be updated as follows: a. loan amount to be updated to match file. [redacted] to be correcting stating [redacted] is General Partner of the LP with 1% ownership and [redacted] is Limited partner of the LP with 99% ownership. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 108.03<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 797 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-02): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | PA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225019245 | [Redacted] | [Redacted] |  | 35683573 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $267.50 exceeds tolerance of $248.00. $19.50 over legal limit. Insufficient or no cure was provided to the borrower. (7520) | Credit Report Fee last disclosed as $248.00 on Loan Estimate but disclosed as $267.50 on Final Closing Disclosure. File does not contain a valid Changed Circumstance for this fee, no evidence of cure in file. |  |  |  | Reviewer Comment (2026-02-12): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-11): please cancel/waive, this was cured at closing on the final cd. | 02/12/2026 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225019245 | [Redacted] | [Redacted] |  | 35683574 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Survey Fee. Fee Amount of $135.00 exceeds tolerance of $0.00. $135.00 over legal limit. Insufficient or no cure was provided to the borrower. (7723) | Survey Fee last disclosed as $0.00 on Loan Estimate but disclosed as $135.00 on Final Closing Disclosure. File does not contain a valid Changed Circumstance for this fee, no evidence of cure in file. |  |  |  | Reviewer Comment (2026-02-16): Situsamc Received Email communication showing Survey required by title.<br>Buyer Comment (2026-02-13): title email (survey fee) and pccd docs upld | 02/16/2026 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225019245 | [Redacted] | [Redacted] |  | 35687647 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Attorney's Fee (Closing Agent and Other). Fee Amount of $295.00 exceeds tolerance of $0.00. $295.00 over legal limit. Insufficient or no cure was provided to the borrower. (7742) | No valid change of circumstance or lender cure provided in the file. |  |  |  | Reviewer Comment (2026-02-16): Situsamc Received Corrected PCCD and LOE moving fee to section H.<br>Buyer Comment (2026-02-13): title email (survey fee) and pccd docs upld to trl docs | 02/16/2026 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225019245 | [Redacted] | [Redacted] |  | 35819480 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $267.50 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-02-16): Sufficient Cure Provided At Closing |  | 02/16/2026 |  | 1 A | [redacted] | MA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225019251 | [Redacted] | [Redacted] |  | 35683599 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for HOA/Condo Questionnaire. Fee Amount of $495.00 exceeds tolerance of $0.00. $495.00 over legal limit. Insufficient or no cure was provided to the borrower. (75215) | HOA/Condo Questionnaire fee amount of $495.00 was not disclosed on initial Loan Estimate. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-03-03): Situsamc Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-03-02): lox, pccd, refund check |  | 03/03/2026 |  | 2 C B | [redacted] | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225019255 | [Redacted] | [Redacted] |  | 35683805 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The provided fraud report is incomplete. Please provide complete copies. |  |  |  | Reviewer Comment (2026-02-13): Received fraud report. Exception cleared.<br>Buyer Comment (2026-02-11): final fraud upld | 02/13/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A |  | N/A | No |
| 225019286 | [Redacted] | [Redacted] |  | 35689015 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Lender guidelines state 'A CDA or CCA must be completed which supports the appraiser's opinion of value for each transferred appraisal'. No CDA or CCA is provided in the file. |  |  |  | Reviewer Comment (2026-02-27): Per lenders appraisal team, the 2 full appraisals are acceptable. Condition cleared.<br>Buyer Comment (2026-02-25): email attestation from appraisal review team<br>Reviewer Comment (2026-02-23): Both appraisals in this file are transferred appraisals. As per Guidelines section: Use of an Outside Appraisal, A CDA or CCA must be completed which supports the appraiser's opinion of value for each transferred appraisal. No CDA or CCA is provided for any of the appraisals, exception remains.<br>Buyer Comment (2026-02-19): email attestation appraisal review team<br>Reviewer Comment (2026-02-12): Received secondary appraisal is already provided in file. CDA or CCA is required to clear the condition. Exception remains.<br>Buyer Comment (2026-02-10): Second appraisal completed for [Redacted] | XXXXX |  |  | 1 C A D | [redacted] | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| 225023160 | [Redacted] | [Redacted] |  | 35716931 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 38.050[Redacted]; <br> Bid Tape Investor Qualifying Total Debt Ratio: 48.10700%. | Final [redacted] is missing, unable to verify the actual income and liabilities considered for the ratio. |  |  |  | Reviewer Comment (2026-02-24): Received updated 1008. Condition cleared.<br>Buyer Comment (2026-02-13): Final 1003 / 1008 | 02/24/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | D A C | N/A | N/A | No |
| 225023160 | [Redacted] | [Redacted] |  | 35716939 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final [redacted] is missing in the file. |  |  |  | Reviewer Comment (2026-02-16): documents provided<br>Buyer Comment (2026-02-13): See 1003 /1008 | 02/16/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | D A C | N/A | N/A | No |
| 225023160 | [Redacted] | [Redacted] |  | 35716940 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | 1-4 family rider is missing in the file. |  |  |  | Reviewer Comment (2026-02-16): documents provided<br>Buyer Comment (2026-02-13): DOT with rider | 02/16/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | D A C | N/A | N/A | No |
| 225023160 | [Redacted] | [Redacted] |  | 35719716 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Funds from Business Account / Account Number: [Redacted] | Two months required bank statements for asset accounts ending in #XXXX and #XXXX not provided in file. |  |  |  | Reviewer Comment (2026-02-16): documents provided<br>Buyer Comment (2026-02-13): Bank statements | 02/16/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | D A C | N/A | N/A | No |
| 225023160 | [Redacted] | [Redacted] |  | 35720112 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Per lender guides, the following is required for use of business accounts: A CPA letter indicating the use of business funds will not affect business operations or a recent 3 month cash flow analysis for each business account used. |  |  |  | Reviewer Comment (2026-02-16): documents provided<br>Buyer Comment (2026-02-13): CPA letter | 02/16/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | D A C | N/A | N/A | No |
| 225023160 | [Redacted] | [Redacted] |  | 35720310 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [redacted] Third Party Verification | File is missing a third party verification verifying borrower's dates of operation and good standing for the primary business. |  |  |  | Reviewer Comment (2026-02-16): documents provided<br>Buyer Comment (2026-02-13): VOE | 02/16/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | D A C | N/A | N/A | No |
| 225023160 | [Redacted] | [Redacted] |  | 35720320 | [Redacted] | [redacted] | Compliance | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | The final signed/dated CD for the subject property is missing from the file. |  |  |  | Reviewer Comment (2026-02-16): documents provided<br>Buyer Comment (2026-02-13): Final CD | 02/16/2026 |  |  | 1 D A | [redacted] | TX | Investment | Purchase | D A C | N/A | N/A | No |
| 225023321 | [Redacted] | [Redacted] |  | 35688096 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | DSCR variance. Lenders DSCR 1.36. Review DSCR 1.32. Variance is due to calculated market rent of $1.920.00 vs appraisals market rent of $1,800.00. |  |  |  | Reviewer Comment (2026-02-23): updated Haz insurance $2,356.70 calculations. $97.92(Taxes) + $196.39(HOI) = $296.31<br>Buyer Comment (2026-02-19): See correct HOI uploaded<br>Reviewer Comment (2026-02-16): The HOI policy provided reflects a premium of $2,147.54 (178.96 monthly).<br>Buyer Comment (2026-02-16): Please see updated worksheet and double check your Tax/HOI calculations. $97.92(Taxes) + $196.39(HOI) = $296.31 not $276.88<br>Reviewer Comment (2026-02-11): Updated AirDNA information, however DD DSCR is 1.44. Lenders DSCR on the worksheet is 1.58 and Bid tape is 1.36. Discrepancy remains.<br>Buyer Comment (2026-02-09): See AirDNA pg422 0417 | XXXXX |  |  | 1 C A | [redacted] | AL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225023339 | [Redacted] | [Redacted] |  | 35705314 | [Redacted] | [redacted] | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. |  | Hazard insurance policy is expired within 30 days from the Note date. |  |  |  | Reviewer Comment (2026-03-04): Received hazard insurance master policy with expiration date as 2/22/2027. Exception cleared.<br>Buyer Comment (2026-03-02): Master | 03/04/2026 |  |  | 1 C A | [redacted] | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225023339 | [Redacted] | [Redacted] |  | 35714233 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the most recent 12 month mortgage history for the subject property. |  |  |  | Reviewer Comment (2026-02-12): Cleared. Received mortgage history<br>Buyer Comment (2026-02-11): Mortgage history | 02/12/2026 |  |  | 1 C A | [redacted] | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225023339 | [Redacted] | [Redacted] |  | 35714322 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | File contains 2 ECB liens that do not appear to have been paid off at closing. Unable to locate any satisfaction for either of these liens. |  |  |  | Reviewer Comment (2026-02-13): Updated title report provided. Exception cleared.<br>Buyer Comment (2026-02-12): Updated title | 02/13/2026 |  |  | 1 C A | [redacted] | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225025883 | [Redacted] | [Redacted] |  | 35687583 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [redacted]VVOE - Employment Only | The file was missing the VVOE for the employer, [redacted] |  |  |  | Reviewer Comment (2026-02-12): Cleared. Received VVOE.<br>Buyer Comment (2026-02-10): final voe upld | 02/12/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 225025883 | [Redacted] | [Redacted] |  | 35687587 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  | Provide a copy of the [Redacted] or an addendum to the report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-10): [Redacted] received and verified. Exception cleared<br>Buyer Comment (2026-02-06): final policy with insured amount upld. | 02/10/2026 |  |  | 1 B A | [redacted] | CA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 225025883 | [Redacted] | [Redacted] |  | 35687588 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Preliminary | The file was missing a copy of the [Redacted]. |  |  |  | Reviewer Comment (2026-02-10): [Redacted] received and verified. Exception cleared | 02/10/2026 |  |  | 1 A | [redacted] | CA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 225025883 | [Redacted] | [Redacted] |  | 35699143 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2026-03-11): updated policy provided<br>Buyer Comment (2026-03-10): the new policy with increased coverage is effective the date the borrower obtained the new policy.<br>Reviewer Comment (2026-03-10): Provided policy effective after note date. Exception remains.<br>Buyer Comment (2026-03-06): updated hoi upld | 03/11/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 225025942 | [Redacted] | [Redacted] |  | 35694904 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-13): Received E-Sign Consent Agreement document, information validated. Exception Cleared.<br>Buyer Comment (2026-02-11): econsent | 02/13/2026 |  |  | 1 C A | [redacted] | MI | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 225025942 | [Redacted] | [Redacted] |  | 35694905 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Initial Rate lock not provided in file. |  |  |  | Reviewer Comment (2026-02-13): Received Rate Lock document. Exception Cleared.<br>Buyer Comment (2026-02-11): lock form | 02/13/2026 |  |  | 1 B A | [redacted] | MI | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 225025943 | [Redacted] | [Redacted] |  | 35686699 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $550.00 exceeds tolerance of $500.00. $50.00 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | Appraisal Fee was last disclosed as $500.00 on loan estimate but disclosed as $550.00 on Final Closing Disclosure without a valid change of circumstance. No cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-03): SitusAMC received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-03-02): Please check tracking again. Delivered 02/25.<br>Reviewer Comment (2026-02-23): SitusAMC received PCCD, LOE and copy of refund check. FedEx tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Buyer Comment (2026-02-20): Cure Docs<br>Reviewer Comment (2026-02-11): SitusAMC received COC and rate lock for change in loan program and terms however, we are unable to identify as to how the appraisal fee was increased due to change in rate and lock terms. Please provide more information on reason provided of cure would be required.<br>Buyer Comment (2026-02-09): Rate was locked and terms changed. |  | 03/03/2026 |  | 2 C B | [redacted] | OH | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225025943 | [Redacted] | [Redacted] |  | 35698730 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Lock is missing and is a required document. |  |  |  | Reviewer Comment (2026-02-11): Initial [Redacted] Rate Lock document received and verified. Exception cleared.<br>Buyer Comment (2026-02-09): Lock Form | 02/11/2026 |  |  | 1 C A D | [redacted] | OH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 225033053 | [Redacted] | [Redacted] |  | 35692477 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Funds from Business Account / Account Number: [Redacted] | Require recent 2 months bank statements. |  |  |  | Reviewer Comment (2026-02-18): Additional one month bank statement received and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-17): November statements | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A |  | N/A | No |
| 225033143 | [Redacted] | [Redacted] |  | 35690868 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not provided in file |  |  |  | Reviewer Comment (2026-02-16): Received Business Purpose Certificate in the file. Exception Cleared.<br>Buyer Comment (2026-02-12): business purpose certs | 02/16/2026 |  |  | 1 C A | [redacted] | GA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225033143 | [Redacted] | [Redacted] |  | 35710785 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Lender Exception(s) not provided |  | It appears on the 1008, the lender made and exception. The exception form, request, approval and compensating factors was not located in the file. |  |  |  | Reviewer Comment (2026-02-16): Received exception material. Cleared.<br>Buyer Comment (2026-02-12): lender exception | 02/16/2026 |  |  | 1 C A | [redacted] | GA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225033143 | [Redacted] | [Redacted] |  | 35821101 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception to permit an ICF loan with less than 12 months experience. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves: 376.32<br> Guideline Requirement: 3.00<br>The DSCR of 1.82 is greater than the minimum required DSCR of 1.00 | Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-16): Client elects to waive with compensating factors. |  |  | 02/16/2026 | 2 B | [redacted] | GA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225033143 | [Redacted] | [Redacted] |  | 35821102 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception to permit 70% LTV with [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves: 376.32<br> Guideline Requirement: 3.00<br>The DSCR of 1.82 is greater than the minimum required DSCR of 1.00 | Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-16): Client elects to waive with compensating factors. |  |  | 02/16/2026 | 2 B | [redacted] | GA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225033143 | [Redacted] | [Redacted] |  | 35821106 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for property is vacant requiring an addl 5% LTV reduction. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves: 376.32<br> Guideline Requirement: 3.00<br>The DSCR of 1.82 is greater than the minimum required DSCR of 1.00 | Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-16): Client elects to waive with compensating factors. |  |  | 02/16/2026 | 2 B | [redacted] | GA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225033392 | [Redacted] | [Redacted] |  | 35689153 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 8.25223% or Final Disclosure APR of 8.29800% is equal to or greater than the threshold of APOR 6.17% + 1.5%, or 7.67000%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-02-16): Received Appraisal Notice dated 1/15/2026. Exception cleared<br>Buyer Comment (2026-02-13): Appraisal sent | 02/16/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225033392 | [Redacted] | [Redacted] |  | 35689154 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/01/13/2026) | No evidence of valuation provided to the borrower three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-16): Received Appraisal Notice dated 1/15/2026. Exception cleared<br>Buyer Comment (2026-02-13): Appraisal sent | 02/16/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225033392 | [Redacted] | [Redacted] |  | 35689197 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $227.10 exceeds tolerance of $180.00 plus [Redacted] or $198.00. $29.10 over legal limit. Insufficient or no cure was provided to the borrower. (0) | Recording fee increased from $180.00 to $227.10 in the Closing Disclosure XXXXX. |  |  |  | Reviewer Comment (2026-03-02): SitusAMC received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-02-26): PCCD with cure<br>Reviewer Comment (2026-02-16): SitusAMC received COC stating, "recording fee increased due to unanticipated documents such as release of prior lien "However we would also require supporting documents in order to clear the exception.<br>Buyer Comment (2026-02-13): See COC under D0184 for the ICD increasing the recording and transfer tax fees |  | 03/02/2026 |  | 2 C B | [redacted] | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225033392 | [Redacted] | [Redacted] |  | 35689200 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $2,557.50 exceeds tolerance of $2,393.00. $164.50 over legal limit. Insufficient or no cure was provided to the borrower. (8304) | Transfer tax increased from $2,393.00 to $2,557.50 in the Loan Estimate 01/14/2026. |  |  |  | Reviewer Comment (2026-02-16): SitusAMC received a valid COC.<br>Buyer Comment (2026-02-13): See COC under D0184 for the ICD increasing the recording and transfer tax fees | 02/16/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225033398 | [Redacted] | [Redacted] |  | 35691032 | [Redacted] | [redacted] | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date 02/09/2026, Disbursement Date: XXXXX | Hazard Policy effective date is after the Note or Transaction date. |  |  |  | Reviewer Comment (2026-02-18): Updated Hazard Insurance Policy received prior to Note and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-14): HOI | 02/18/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | D A C |  | N/A | No |
| 225033398 | [Redacted] | [Redacted] |  | 35691047 | [Redacted] | [redacted] | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: XXXXX; Lien Position: 1 |  |  |  |  | Reviewer Comment (2026-02-18): Secondary Valuation received and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-14): CDA | 02/18/2026 |  |  | 1 D A | [redacted] | NY | Investment | Purchase | D A C |  | N/A | No |
| 225033414 | [Redacted] | [Redacted] |  | 35695690 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-02-11): E-Sign Consent Agreement received and verified. Exception cleared<br>Buyer Comment (2026-02-09): Please see attached e-Consent | 02/11/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225033461 | [Redacted] | [Redacted] |  | 35695997 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Employer Identification number missing for [redacted] |  |  |  | Reviewer Comment (2026-02-17): Employer Identification number received and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-13): XXXXX EIN<br>Reviewer Comment (2026-02-13): D0432 reflect Ein for Cervin Interests LP. Require Employer Identification number for XXXXX. Exception Remains.<br>Buyer Comment (2026-02-12): please see doc D0432 for Cervin Interests EIN | XXXXX |  |  | 1 C A D | [redacted] | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225033461 | [Redacted] | [Redacted] |  | 35697876 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Missing updated lease with value of $4,600 reflected on worksheet for accurate DSCR calculation. |  |  |  | Reviewer Comment (2026-02-13): Property is vacant, Lease agreement is not required. Exception Cleared.<br>Buyer Comment (2026-02-11): per appraisal, property is vacant | 02/13/2026 |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225034274 | [Redacted] | [Redacted] |  | 35709305 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] is missing and is a required document. |  |  |  | Reviewer Comment (2026-02-13): Rate lock received.<br>Buyer Comment (2026-02-11): final lock | 02/13/2026 |  |  | 1 C A D | [redacted] | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225034546 | [Redacted] | [Redacted] |  | 35695795 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. | Borrower: [redacted] Occupancy: Second Home; Declarations/Will borrower occupy: Yes | Final [redacted] of "[redacted]" reads Property is "Second Home" however, Declaration section is updated as "Yes" for "Will you Occupy the property as your Primary Residence" Need Corrected 1003. |  |  |  | Reviewer Comment (2026-02-16): Received updated 1003 for co-borrower, Exception cleared<br>Buyer Comment (2026-02-13): revised 1003 upld | 02/16/2026 |  |  | 1 C A | [redacted] | CT | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225035456 | [Redacted] | [Redacted] |  | 35701579 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Signed and dated corporate Resolution was not found in file. |  |  |  | Reviewer Comment (2026-02-18): Received Signed and dated corporate Resolution in the file. Exception Cleared.<br>Buyer Comment (2026-02-14): Corporate Resolution | 02/18/2026 |  |  | 1 C A | [redacted] | LA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225035456 | [Redacted] | [Redacted] |  | 35701713 | [Redacted] | [redacted] | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of is less than Guideline representative FICO score of 680. | Unable to verify borrower's Fico score. |  |  |  | Reviewer Comment (2026-02-11): Received credit report with FICO which is within the guideline requirement. Exception cleared.<br>Buyer Comment (2026-02-09): CR | 02/11/2026 |  |  | 1 C A | [redacted] | LA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225036854 | [Redacted] | [Redacted] |  | 35705795 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 15.11628%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 8.93700%. | [Redacted] variance due to property #[redacted] was in pending sale and no documents provided to verify. Considered expenses for [Redacted]. |  |  |  | Reviewer Comment (2026-02-20): Received updated 1008 which supports the correct [Redacted], however Bid tape remains a discrepancy. Condition is allowed to be cleared. Due diligence is unable to change the lenders bid tape. That is provided by the lender.<br>Buyer Comment (2026-02-19): Please see updated 1008/1003. Please update Bid Tape accordingly as I don't have access to amend your system.<br>Reviewer Comment (2026-02-19): Mortgage state for Mangrove states Escrow (taxes and insurance) Please provide updated 1008<br> Total Debt Ratio: 15.11628%; Bid Tape Investor Qualifying Total Debt Ratio: 8.93700%. Exception remains<br>Buyer Comment (2026-02-17): The difference is less than 3% and should not have been restipped. However, the difference is because the mortgage statement for the Mangrove property does not clarify if the escrows are included in the payment or not so they have been added separately as a most conservative review.<br>Reviewer Comment (2026-02-17): Received updated 1003 reflecting property as invesment. Diligence [Redacted] is 15.11628% however 1008 reflects 13.967%.<br>Reviewer Comment (2026-02-17): EXCEPTION HISTORY - Exception Explanation was updated on XXXXX PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: 15.90733%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 8.93700%.<br>Buyer Comment (2026-02-14): Please see updated 1008/1003. Changed departure residence to investment since it didn't close prior to the subject transaction. Included the PITI in total debt. Please note, HOA dues on the Mangrove property are paid quarterly, not monthly, so payment is 186.67. (560 / 3 = 186.67). | 02/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225036854 | [Redacted] | [Redacted] |  | 35705797 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to property #5771 was in pending sale and no documents provided to verify. Considered expenses for [Redacted]. |  |  |  | Reviewer Comment (2026-02-20): Received updated 1008 which supports the correct [Redacted], however Bid tape remains a discrepancy. Condition is allowed to be cleared.<br>Buyer Comment (2026-02-19): Please see updated 1008/1003. Please update Bid Tape accordingly as I don't have access to amend your system.<br>Reviewer Comment (2026-02-19): Mortgage state for Mangrove states Escrow (taxes and insurance) Please provide updated 1008<br> Total Debt Ratio: 15.11628%; Bid Tape Investor Qualifying Total Debt Ratio: 8.93700%. Exception remains<br>Buyer Comment (2026-02-17): The difference is less than 3% and should not have been restipped. However, the difference is because the mortgage statement for the Mangrove property does not clarify if the escrows are included in the payment or not so they have been added separately as a most conservative review.<br>Reviewer Comment (2026-02-17): Received updated 1003 reflecting property as invesment. Diligence [Redacted] is 15.11628% however 1008 reflects 13.967%.<br>Buyer Comment (2026-02-14): Please see updated 1008/1003. Changed departure residence to investment since it didn't close prior to the subject transaction. Included the PITI in total debt. Please note, HOA dues on the Mangrove property are paid quarterly, not monthly, so payment is 186.67. (560 / 3 = 186.67). | 02/20/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225036854 | [Redacted] | [Redacted] |  | 35705798 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to property #5771 was in pending sale and no documents provided to verify. Considered expenses for [Redacted]. |  |  |  | Reviewer Comment (2026-02-20): Received updated 1008 which supports the correct [Redacted], however Bid tape remains a discrepancy. Condition is allowed to be cleared.<br>Buyer Comment (2026-02-19): Please see updated 1008/1003. Please update Bid Tape accordingly as I don't have access to amend your system.<br>Reviewer Comment (2026-02-19): Mortgage state for Mangrove states Escrow (taxes and insurance) Please provide updated 1008<br> Total Debt Ratio: 15.11628%; Bid Tape Investor Qualifying Total Debt Ratio: 8.93700%. Exception remains<br>Buyer Comment (2026-02-17): The difference is less than 3% and should not have been restipped. However, the difference is because the mortgage statement for the Mangrove property does not clarify if the escrows are included in the payment or not so they have been added separately as a most conservative review.<br>Reviewer Comment (2026-02-17): Received updated 1003 reflecting property as invesment. Diligence [Redacted] is 15.11628% however 1008 reflects 13.967%.<br>Buyer Comment (2026-02-14): Please see updated 1008/1003. Changed departure residence to investment since it didn't close prior to the subject transaction. Included the PITI in total debt. Please note, HOA dues on the Mangrove property are paid quarterly, not monthly, so payment is 186.67. (560 / 3 = 186.67). | 02/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225036871 | [Redacted] | [Redacted] |  | 35705905 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. | Application date is 12/19/2025 and issue date is XXXXX. |  |  |  | Reviewer Comment (2026-02-23): Received evidence of when the ARM disclosure was sent to borrower. Condition cleared.<br>Buyer Comment (2026-02-19): It was provided on 12/19/2026 per the tracking already provided. The borrower signed it on 1/20, but it was provided on 12/19 which addresses the condition. See sent date on the Disclosure Tracking and list of provided documents<br>Reviewer Comment (2026-02-16): ARM disclosure not provided to the borrower within three (3) days of application date. Provided on is1/20/2026. Exception remains.<br>Buyer Comment (2026-02-12): ARM disclosures were sent on time, see tracking | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 225036871 | [Redacted] | [Redacted] |  | 35711004 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception to waive evidence borrower is living rent-free - Borrower is a FTHB who cannot show complete and consecutive 12-month rental history. | Borrower has verified disposable income of at least $2500.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted]. | Borrower has verified disposable income of at least $2500.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted]. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-02-03): Client elects to down grade and waive using compensating factors<br> The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br> Borrower has verified disposable income of at least $2500.00.<br> The representative FICO score exceeds the guideline minimum by at least 40 points.<br> Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more. |  |  | 02/03/2026 | 2 B | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225037257 | [Redacted] | [Redacted] |  | 35709465 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception to allow multi-layered entity - A+ Legacy Real Estate - which is wholly owned by Borrower's trust. Condition for [redacted] to meet guidelines, Max LTV/CLTV of 80%, Min DSCR 1.25. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 50.73<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 759 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-03): Client elects to waive with compensating factors. |  |  | 02/03/2026 | 2 B | [redacted] | OH | Investment | Purchase | C B A |  | N/A | No |
| 225037257 | [Redacted] | [Redacted] |  | 35714457 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | File is missing the corporate resolution signed by all members for both entities. |  |  |  | Reviewer Comment (2026-02-13): Corporate Resolution received. Exception Cleared.<br>Buyer Comment (2026-02-12): Corp Res | 02/13/2026 |  |  | 1 C A | [redacted] | OH | Investment | Purchase | C B A |  | N/A | No |
| 225037279 | [Redacted] | [Redacted] |  | 35703869 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [redacted] Verification of Benefits | Award letter is not provided in file. |  |  |  | Reviewer Comment (2026-02-17): Award letter received for borrower's nonemployment income. Details verified and updated. Exception cleared.<br>Buyer Comment (2026-02-13): award letter upld | XXXXX |  |  | 1 C A | [redacted] | GA | Primary | Refinance - Cash-out - Home Improvement | C A | Non QM | Non QM | No |
| 225037279 | [Redacted] | [Redacted] |  | 35704066 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $625.00 exceeds tolerance of $500.00. $125.00 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | Appraisal Fee was last disclosed as $500.00 on [redacted] but disclosed as $625.00 on Final Closing Disclosure; no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-02-16): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-13): please cancel/waive, this was cured at close on the final cd. | 02/16/2026 |  |  | 1 C A | [redacted] | GA | Primary | Refinance - Cash-out - Home Improvement | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225037279 | [Redacted] | [Redacted] |  | 35704067 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Re-Inspection Fee. Fee Amount of $475.00 exceeds tolerance of $200.00. $275.00 over legal limit. Insufficient or no cure was provided to the borrower. (75103) | Appraisal Re-inspection Fee was last disclosed as $200.00 on LE but disclosed as $475.00 on Final Closing Disclosure; no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-02-16): Situsamc Received Valid COC dated 01/16/2026.<br>Buyer Comment (2026-02-13): coc details and invoice upld | 02/16/2026 |  |  | 1 C A | [redacted] | GA | Primary | Refinance - Cash-out - Home Improvement | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225037279 | [Redacted] | [Redacted] |  | 35704090 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to missing award letter causing loan designation discrepancy. |  |  |  | Reviewer Comment (2026-02-17): Award letter received for borrower's nonemployment income. Details verified and updated. Exception cleared.<br>Buyer Comment (2026-02-13): award letter upld to trl docs | XXXXX |  |  | 1 B A C | [redacted] | GA | Primary | Refinance - Cash-out - Home Improvement | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225037279 | [Redacted] | [Redacted] |  | 35704091 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to missing award letter. |  |  |  | Reviewer Comment (2026-02-17): Award letter received for borrower's nonemployment income. Details verified and updated. Exception cleared.<br>Buyer Comment (2026-02-13): award letter upld to trl docs | XXXXX |  |  | 1 C A | [redacted] | GA | Primary | Refinance - Cash-out - Home Improvement | C A | Non QM | Non QM | No |
| 225037279 | [Redacted] | [Redacted] |  | 35713010 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing award letter. |  |  |  | Reviewer Comment (2026-02-17): Award letter received for borrower's nonemployment income. Details verified and updated. Exception cleared.<br>Buyer Comment (2026-02-13): award letter upld to trl docs | XXXXX |  |  | 1 C A | [redacted] | GA | Primary | Refinance - Cash-out - Home Improvement | C A | Non QM | Non QM | No |
| 225037279 | [Redacted] | [Redacted] |  | 35713012 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing award letter. |  |  |  | Reviewer Comment (2026-02-17): Award letter received for borrower's nonemployment income.Exception cleared.<br>Buyer Comment (2026-02-13): award letter upld to trl docs | XXXXX |  |  | 1 C A | [redacted] | GA | Primary | Refinance - Cash-out - Home Improvement | C A | Non QM | Non QM | No |
| 225037279 | [Redacted] | [Redacted] |  | 35819946 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $625.00 exceeds tolerance of $500.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-02-16): Sufficient Cure Provided At Closing |  | 02/16/2026 |  | 1 A | [redacted] | GA | Primary | Refinance - Cash-out - Home Improvement | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225037330 | [Redacted] | [Redacted] |  | 35711166 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-02-18): E-Sign Consent Agreement received and verified. Exception cleared.<br>Buyer Comment (2026-02-14): Please see Business Purpose Cert, both initial and final already in Acuity D0287 & D0288<br>Buyer Comment (2026-02-14): Please see attached eConsent Agreement | 02/18/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C B A | N/A | N/A | No |
| 225037330 | [Redacted] | [Redacted] |  | 35711221 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State Defect | New Jersey Prepayment Penalty | [redacted] Prepayment Penalty: No prepayment penalties are permissible in the state of [redacted]. Prepay language states prepay will not exceed maximum permitted by applicable law. | Prepayment penalty has been considered as per clause. |  |  |  | Buyer Comment (2026-02-23): OK to waive per AM<br>Reviewer Comment (2026-02-18): Prepay language states prepay will not exceed maximum permitted by applicable law.<br>Buyer Comment (2026-02-14): Please see Business Purpose Cert, both initial and final already in Acuity D0287 & D0288 |  |  | XXXXX | 2 B | [redacted] | NJ | Investment | Purchase | C B A | N/A | N/A | No |
| 225037359 | [Redacted] | [Redacted] |  | 35705336 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception has been approved for: Property - other: Requesting to permit a cash-out refinance of a manufactured home. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been employed in the same industry for more than 5 years.<br>Reserves 12+ Months More than Requirement<br>FICO 20 Points or More Above Requirement<br>Residual Income $3k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-02-03): Client elects to waive with compensating factors. |  |  | 02/03/2026 | 2 B | [redacted] | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| 225037359 | [Redacted] | [Redacted] |  | 35705339 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception has been approved for: Property - Unacceptable Property Type: Section 9.7.2: Additional property Requirements (A manufactured home cannot be rural). | Borrower has been employed in the same industry for more than 5 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been employed in the same industry for more than 5 years.<br>Reserves 12+ Months More than Requirement<br>FICO 20 Points or More Above Requirement<br>Residual Income $3k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-02-03): Client elects to waive with compensating factors. |  |  | 02/03/2026 | 2 B | [redacted] | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| 225037359 | [Redacted] | [Redacted] |  | 35705573 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Most recent 1008 or approval was not provided in the file. |  |  |  | Reviewer Comment (2026-02-12): 1008 received, exception cleared<br>Buyer Comment (2026-02-10): 1008 | 02/12/2026 |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| 225037382 | [Redacted] | [Redacted] |  | 35706574 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $1,000.00 exceeds tolerance of $600.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | 02/03/2026 |  | 1 A | [redacted] | MD | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225037524 | [Redacted] | [Redacted] |  | 35714500 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The first payment letter was not located in the file. |  |  |  | Reviewer Comment (2026-02-17): Received First Payment Letter. Exception Cleared.<br>Buyer Comment (2026-02-13): FPL | XXXXX |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225038870 | [Redacted] | [Redacted] |  | 35719364 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | Executed copy of Note document not provided. |  |  |  | Reviewer Comment (2026-02-18): Received Note document. Exception Cleared.<br>Buyer Comment (2026-02-17): Note<br>Reviewer Comment (2026-02-12): All documents have been received in the name of the LLC. Please provide the Note document with the business entity name on the signed page. Exception Remains.<br>Buyer Comment (2026-02-10): See D0263 and waive | 02/18/2026 |  |  | 1 D A | [redacted] | OH | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225038870 | [Redacted] | [Redacted] |  | 35719368 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Executed copy of Security Instrument document not provided. |  |  |  | Reviewer Comment (2026-02-12): Received Security Instrument. Exception Cleared.<br>Buyer Comment (2026-02-10): See D0262 and waive | 02/12/2026 |  |  | 1 D A | [redacted] | OH | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225038870 | [Redacted] | [Redacted] |  | 35835956 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | The file is missing the executed 1–4 Family Rider, signed as managing member by each member of the business entity. |  |  |  | Reviewer Comment (2026-02-26): Accurately signed 1–4 Family Rider received, cleared<br>Buyer Comment (2026-02-25): 1-4 Family Rider | 02/26/2026 |  |  | 1 A | [redacted] | OH | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225039562 | [Redacted] | [Redacted] |  | 35712145 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for loan amount below minimum of $100,000. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 620<br> Representative FICO: 772<br>The DSCR of 2.28 is greater than the minimum required DSCR of 1.25 | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-04): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | OH | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225039562 | [Redacted] | [Redacted] |  | 35722026 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the most recent 12 month mortgage payment history for the subject property. |  |  |  | Reviewer Comment (2026-02-17): Provided pay history of the subject property and previous loan reflecting on credit report which suffice housing history. Exception cleared.<br>Buyer Comment (2026-02-13): Full pay history | XXXXX |  |  | 1 C A | [redacted] | OH | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225039562 | [Redacted] | [Redacted] |  | 35722047 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard insurance coverage is insufficient to cover the mortgage amount. |  |  |  | Reviewer Comment (2026-03-09): Updated hazard policy, cleared<br>Buyer Comment (2026-03-09): Hazard | 03/09/2026 |  |  | 1 C A | [redacted] | OH | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225040329 | [Redacted] | [Redacted] |  | 35716916 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination to consider actual rent amount of $2,900.00 from lease agreement. Lender exception approval form along with compensation factors is missing. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Miscellaneous | Reserves: 15.02<br> Guideline Requirement: 3.00<br>Long term Home Ownership (>5 years) | Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-19): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-17): exception aprvl upld |  |  | 02/19/2026 | 2 C B | [redacted] | TN | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225040329 | [Redacted] | [Redacted] |  | 35716917 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2026-02-18): Received Business Purpose Certificate. Exception Cleared.<br>Buyer Comment (2026-02-17): cert upld | 02/18/2026 |  |  | 1 C A | [redacted] | TN | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225040329 | [Redacted] | [Redacted] |  | 35716919 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $284,000.00 is less than the note amount of $284,800.00 based on the Commitment in file. | The preliminary title report in file disclosed $284,000.00 of title insurance coverage; however, this is less than the loan amount of $284,800.00. |  |  |  | Reviewer Comment (2026-02-19): Received [Redacted] with amount $284,800. Exception cleared.<br>Buyer Comment (2026-02-18): final policy upld | 02/19/2026 |  |  | 1 B A | [redacted] | TN | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225040329 | [Redacted] | [Redacted] |  | 35716920 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Commitment | The file is missing a copy of the [Redacted]. |  |  |  | Reviewer Comment (2026-02-19): Received [Redacted]. Exception cleared. | 02/19/2026 |  |  | 1 A | [redacted] | TN | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225040363 | [Redacted] | [Redacted] |  | 35712306 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $750.00 exceeds tolerance of $650.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | The file is missing a valid Change of Circumstance for [Redacted] exceeded for Appraisal Fee. Fee Amount of $750.00 exceeds tolerance of $650.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | 02/03/2026 |  | 1 A | [redacted] | NJ | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225041585 | [Redacted] | [Redacted] |  | 35718715 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to permit a 7.5% seller concession. Compensating factors are Long Term Home Ownership (>5 years) and Reserves 12+ Months More than Requirement. Exception Conditions are Borrower's cash to close (including initial earnest money deposit verified to have been remitted by the Borrower) must total at least [Redacted] of the sale's price. Documented post-closing reserves must equal or exceed 24 months subject PITIA. Loan file must document > 5 years homeownership history. Underwriter to ensure the appraised value is well supported. Subject to meeting all other Signature Expanded guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Loan was not located in LMS therefore Exception LLPA cited above has not yet been added in LMS. Please reach out to the Lock Desk once the loan is registered and confirm Exception LLPA cited above has been added in LMS. \*\*\*The lender exception requries documentation of greater than five years homeownership history however it is not located in the file.\*\*\* | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | Reserves: 150.17<br> Guideline Requirement: 12.00 | Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-04): Client elects to waive with compensating factors.<br>Buyer Comment (2026-03-03): CPA Letter |  |  | 03/04/2026 | 2 C B | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225042384 | [Redacted] | [Redacted] |  | 35727048 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely) | [redacted] Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not received by borrower within five (5) business days of application. | Disclosure received on 12/31/2025; application date shown as 12/7/2025. |  |  |  | Reviewer Comment (2026-02-19): Information re-validated as per available document in file. Exception Cleared.<br>Buyer Comment (2026-02-17): Disclosure Tracking , see correct application date | 02/19/2026 |  |  | 1 B A | [redacted] | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225042384 | [Redacted] | [Redacted] |  | 35727049 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided Timely) | [redacted] Consumer Sales Practices Act: Borrower not provided Right Not To Close Disclosure at Closing. | Disclosure signed on 1/26/2026; note date shown as XXXXX |  |  |  | Buyer Comment (2026-02-19): okay to waive per CNR |  |  | 02/19/2026 | 2 B | [redacted] | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225042438 | [Redacted] | [Redacted] |  | 35727813 | [Redacted] | [redacted] | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date XXXXX; Disbursement Date: 10/14/2025; Note Date: XXXXX; Transaction Date: XXXXX | The Hazard Insurance Policy Effective Date is after the later of the disbursement date. |  |  |  | Reviewer Comment (2026-02-11): This loan is disbursed on XXXXX, title email confirmation already in the file, exception cleared<br>Buyer Comment (2026-02-09): please cancel/waive, this loan disbursed 10/15, title email confirmation was provided in the initial loan file on d0599 | 02/11/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225042438 | [Redacted] | [Redacted] |  | 35727823 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date 09/25/2025, Most Recent Tax Return End Date 12/31/2023, Tax Return Due Date 03/15/2025. [redacted]., [redacted]) | Tax return extension available for the year 2024. |  |  |  | Buyer Comment (2026-02-18): okay per CNR<br>Reviewer Comment (2026-02-18): This exception is an EV2 and is for informational purposes only. The lender may choose to waive.<br>Buyer Comment (2026-02-17): rebuttal and support docs upld to trl docs<br>Reviewer Comment (2026-02-17): reviewed document unable to locate extension or 2024 tax returns for XXXXX. We need the 2024 Tax returns or extention. Exception remains.<br>Buyer Comment (2026-02-13): rebuttal and signed p&l's (XXXX) upld<br>Reviewer Comment (2026-02-12): reviewed document unable to locate extension or 2024 tax returns for XXXXX<br>Buyer Comment (2026-02-11): extension upld |  |  | 02/18/2026 | 2 B | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225042438 | [Redacted] | [Redacted] |  | 35727824 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date 09/25/2025, Most Recent Tax Return End Date 12/31/2023, Tax Return Due Date [redacted]) | Tax return extension available for the year 2024. |  |  |  | Buyer Comment (2026-02-18): okay per CNR<br>Reviewer Comment (2026-02-18): This exception is an EV2 and is for informational purposes only. The lender may choose to waive.<br>Buyer Comment (2026-02-17): rebuttal and support docs upld<br>Reviewer Comment (2026-02-17): reviewed document unable to locate extension or 2024 tax returns for XXXXX. We need the 2024 Tax returns or extention. Exception remains.<br>Buyer Comment (2026-02-13): rebuttal and signed p&l's upld |  |  | 02/18/2026 | 2 B | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225042438 | [Redacted] | [Redacted] |  | 35760146 | [Redacted] | [redacted] | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of 85.00000% exceeds Guideline loan to value percentage of 80.00000%. | The maximum LTV allowed by guidelines is 80%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score is above 680. | Borrower has been employed in the same industry for more than 5 years.<br>Guidelines Representative FICO: 680<br> Representative FICO: 762 | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-18): Lender exception granted for 85% LTV. Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-17): exception approval upld |  |  | 02/18/2026 | 2 C B | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225042438 | [Redacted] | [Redacted] |  | 35760147 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of 85.00000% exceeds Guideline combined loan to value percentage of 80.00000%. | The maximum CLTV allowed by guidelines is 80%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score is above 680. | Borrower has been employed in the same industry for more than 5 years.<br>Guidelines Representative FICO: 680<br> Representative FICO: 762 | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-18): Lender exception granted for 85% LTV. Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-17): exception approval upld to trl docs |  |  | 02/18/2026 | 2 C B | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225042481 | [Redacted] | [Redacted] |  | 35723261 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for requesting to use current rents of $2,295/month over market rents of $1,850/month. Borrower does not have a full 2 months of rents received to use higher rental income. Tenancy and lease agreement began 12/1/2025, but appraisal shows property as vacant as of 12/19/2025. Borrower providing LOE to state when borrower is occupying property, along with 1st months rent and security deposit. 1004D may be acquired for Occupancy. DSCR improves to 1.075 if using higher lease agreement rents. 1/05/2026r: Bank statement with rent deposit, and LOE uploaded. | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 747 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-04): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | AZ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225042481 | [Redacted] | [Redacted] |  | 35726324 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | The operating agreements for XXXX and XXXX are not located in the file. Documentation to confirm borrower's ownership percentage in XXXX is required to determine usability of the business account. |  |  |  | Reviewer Comment (2026-03-03): Cleared. Trust agreements provided.<br>Buyer Comment (2026-02-27): please see full trust for otp family on d0286, trust cert for op holdings on d0287 and trust cert for tp holdings on d0361<br>Reviewer Comment (2026-02-24): No new document received. Provide complete trust agreements for XXXX and XXXX with right of ownership. Exception remains.<br>Buyer Comment (2026-02-23): these are trusts, there is no operating agreement for these.<br>Reviewer Comment (2026-02-17): Provided operating agreement was already available in file at initial review. Require Operating agreements for XXXX and XXXX to confirm borrower's ownership percentage in XXXX is required to determine usability of the business account. Exception Remains.<br>Buyer Comment (2026-02-13): oa agreement upld | 03/03/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225042481 | [Redacted] | [Redacted] |  | 35726342 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [Redacted] requirements. Variance is more than 0.10. | Diligence DSCR: 0.86; <br> Bid Tape DSCR: 1.08. | Due diligence DSCR .86 reflects lower market rent as required by the lender exception. |  |  |  | Reviewer Comment (2026-02-13): Received clarification/approval/documentation from lender. Condition cleared. | 02/13/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225042493 | [Redacted] | [Redacted] |  | 35730533 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument is signed however its not dated. Please provide signed and dated S.I. |  |  |  | Reviewer Comment (2026-02-20): Received Security Instrument is signed and dated in the file. Exception Cleared.<br>Buyer Comment (2026-02-18): DOT | 02/20/2026 |  |  | 1 D A | [redacted] | PA | Investment | Purchase | D A |  | N/A | No |
| 225043436 | [Redacted] | [Redacted] |  | 35760581 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for non-warrantable condo due to critical repairs and investor concentration. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | [Redacted]: 31.45512% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 809 | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-09): Client elects to waive wtih compensating factors. |  |  | 02/09/2026 | 2 B | [redacted] | NJ | Investment | Purchase | C B A | N/A | N/A | No |
| 225043436 | [Redacted] | [Redacted] |  | 35760638 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Documentation to verify a 12-month housing history is not located in the file. The rent free letter only addresses a 5 month history. |  |  |  | Reviewer Comment (2026-02-18): Per letter borrower is living rent free, exception clered<br>Buyer Comment (2026-02-16): please see 1003, states no primary housing expenses at prior residence | 02/18/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C B A | N/A | N/A | No |
| 225043474 | [Redacted] | [Redacted] |  | 35727645 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-19): E-Sign Consent agreement received and verified. Exception cleared<br>Buyer Comment (2026-02-17): eConsent | 02/19/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225043492 | [Redacted] | [Redacted] |  | 35727298 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception previously countered under loan #317981 and this is to move it to the new loan # \*\* Our borrower is requesting<br> a cash out refinance of a primary residence utilizing bank statements to qualify at a 65% LTV and 615 credit score. Exhibit B<br> requires a 660 score to qualify for a 65% LTV. \*\*\* Comments from the Loan Team: Requesting exception to use a 615 FICO<br> on a 65% cash out refinance. Compensating factors are, extremely low [Redacted], borrower almost has 5 yrs self employed, he is a<br> repeat client- purchased the subject with [redacted] financing early 2025. Reserves are coming from cash out loan proceeds. | The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has been employed in the same industry for more than 5 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-09): Lender approved exception. |  |  | 02/09/2026 | 2 B | [redacted] | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225043492 | [Redacted] | [Redacted] |  | 35727359 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $575.00 exceeds tolerance of $500.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | 02/05/2026 |  | 1 A | [redacted] | AZ | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225043492 | [Redacted] | [Redacted] |  | 35727371 | [Redacted] | [redacted] | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of 615 is less than Guideline representative FICO score of 620. | Borrower qualified fico score of 615 which is less than the guideline requirement of 620, required lender approval. | Borrower has been employed in the same industry for more than 5 years.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>Borrower has verified disposable income of at least $2500.00. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-09): Lender approved exception. |  |  | 02/09/2026 | 2 B | [redacted] | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225043667 | [Redacted] | [Redacted] |  | 35730234 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | Missing executed note document in file. |  |  |  | Reviewer Comment (2026-02-18): Executed Note document received and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-14): Please see attached copy of Note and Addendum | 02/18/2026 |  |  | 1 D A | [redacted] | NY | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| 225043667 | [Redacted] | [Redacted] |  | 35730259 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Missing executed security instrument document in file |  |  |  | Reviewer Comment (2026-02-18): Executed security instrument document received and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-14): Please see attached copy of Mortgage with all addendums | 02/18/2026 |  |  | 1 D A | [redacted] | NY | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| 225043667 | [Redacted] | [Redacted] |  | 35730329 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved-Subject is mixed use-requesting LTV to 75% when max is 70% for refinance. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 20.00<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 739 | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-02-05): Waived with compensating factors per lender exception approval at origination. |  |  | 02/05/2026 | 2 B | [redacted] | NY | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| 225044014 | [Redacted] | [Redacted] |  | 35733306 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per lender write up on the 1008, evidence was required that the tax lien in the amount of $1618 will not affect the title to the subject property. Evidence of this was not located in the file. |  |  |  | Reviewer Comment (2026-02-19): Document provided<br>Buyer Comment (2026-02-17): UW cleared requirement | 02/19/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | D A |  | N/A | No |
| 225044014 | [Redacted] | [Redacted] |  | 35733316 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | The deed transferring the property to the borrowing entity is missing from the file. |  |  |  | Reviewer Comment (2026-02-19): Received deed transferring the property to the borrowing entity in the file. Exception Cleared.<br>Buyer Comment (2026-02-17): Deed | 02/19/2026 |  |  | 1 D A | [redacted] | NY | Investment | Purchase | D A |  | N/A | No |
| 225044224 | [Redacted] | [Redacted] |  | 35727615 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $160,160.00. Provide verification of policy with sufficient coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-02-23): Received sufficient coverage amount, exception cleared<br>Buyer Comment (2026-02-20): LOX | XXXXX |  |  | 1 C A | [redacted] | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225044872 | [Redacted] | [Redacted] |  | 35727644 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested for vesting to be updated from [redacted] to [redacted] at Closing. Borrowers do not hold beneficial ownership at time of transfer (43% vs 50%). < 50% membership interest (43%). The exception is approved with Min 1.00 DSCR, Max 70 LTV, Subject property to be supported as tenant occupied Vesting to be updated from [redacted], All LLC members must be present to sign the closing documents, LLC to meet all guideline and signature requirements, other than the approved exceptions, All other guideline requirement to be met. Compensating factors: FICO 20 points or more above requirement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 13.18<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 710 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-05): Client elects to waive with compensating factors. |  |  | 02/05/2026 | 2 B | [redacted] | MD | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225044872 | [Redacted] | [Redacted] |  | 35727646 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested for Requesting to permit 16 totaling $4.77mm to the same borrower. The exception is approved with Min 1.00 DSCR, Max 70 LTV, Subject property to be supported as tenant occupied, Vesting to be updated from [redacted], All LLC members must be present to sign the closing documents, LLC to meet all guideline and signature requirements, other than the approved exceptions, All other guideline requirement to be met. Compensating factors: FICO 20 points or more above requirement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 13.18<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 710 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-05): Client elects to waive with compensating factors. |  |  | 02/05/2026 | 2 B | [redacted] | MD | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225044956 | [Redacted] | [Redacted] |  | 35727805 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Home Warranty Premium. Fee Amount of $35.00 exceeds tolerance of $0.00. $35.00 over legal limit. Insufficient or no cure was provided to the borrower. (7712) | Home Warranty Premium Fee increased to $35.00 without a valid change of circumstance. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-16): Situsamc Received Corrected PCCD and LOE moving fee to section H.<br>Buyer Comment (2026-02-15): pccd docs upld | 02/16/2026 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225045208 | [Redacted] | [Redacted] |  | 35809806 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Funds from Savings Account / Account Number: [Redacted] | Only one month bank statement provided. As per the guidelines require additional one month statement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 23.71<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 737 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-23): Lender exception approval. Used Plaza guides which only requires 1 month. Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-19): exception |  |  | XXXXX | 2 C B | [redacted] | SC | Investment | Purchase | C B A |  | N/A | No |
| 225045208 | [Redacted] | [Redacted] |  | 35809807 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Funds from Checking Account / Account Number: [Redacted] | Only one month bank statement provided. As per the guidelines require additional one month statement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 23.71<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 737 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-23): Lender exception approval. Used Plaza guides which only requires 1 month. Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-19): exception |  |  | XXXXX | 2 C B | [redacted] | SC | Investment | Purchase | C B A |  | N/A | No |
| 225045208 | [Redacted] | [Redacted] |  | 35809808 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Funds from Savings Account / Account Number: [Redacted] | Only one month bank statement provided. As per the guidelines require additional one month statement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 23.71<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 737 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-23): Lender exception approval. Used Plaza guides which only requires 1 month. Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-19): Exception |  |  | XXXXX | 2 C B | [redacted] | SC | Investment | Purchase | C B A |  | N/A | No |
| 225045208 | [Redacted] | [Redacted] |  | 35809809 | [Redacted] | [redacted] | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Rent schedule is missing on lease property | Address: [Redacted] | Comparable Rent Schedule or 1007 is missing in the file. |  |  |  | Reviewer Comment (2026-02-19): Received AIRDNA report in lieu of 1007 for gross rent on a purchase transaction. Exception cleared.<br>Buyer Comment (2026-02-17): Rebuttal | 02/19/2026 |  |  | 1 C A | [redacted] | SC | Investment | Purchase | C B A |  | N/A | No |
| 225045208 | [Redacted] | [Redacted] |  | 35809818 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender request exception for Warrantable Condotel is < 500 sq ft(483). Compensating factors are FICO 20 Points or More Above Requirement and Reserves 12+ Months or More than requirement. Exception Condition is All other guidelines to be met. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 23.71<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 737 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-13): Client elects to waive with compensating factors. |  |  | 02/13/2026 | 2 B | [redacted] | SC | Investment | Purchase | C B A |  | N/A | No |
| 225050412 | [Redacted] | [Redacted] |  | 35729871 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD/Closing Statement is missing in file. |  |  |  | Reviewer Comment (2026-02-19): Received Final HUD. Exception Cleared.<br>Buyer Comment (2026-02-17): Final ALTA | 02/19/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225050412 | [Redacted] | [Redacted] |  | 35729885 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for Requesting to permit 16 totaling $4.77mm to the same borrower. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 620<br> Representative FICO: 710 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-05): Client elects to waive with compensating factors. |  |  | 02/05/2026 | 2 B | [redacted] | MD | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225050412 | [Redacted] | [Redacted] |  | 35729899 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved to LLC vesting - 5 members exceeds max of 4. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 620<br> Representative FICO: 710 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-19): Client elects to waive with comp factors.<br>Reviewer Comment (2026-02-05): Client elects to waive with compensating factors. |  |  | 02/05/2026 | 2 C B | [redacted] | MD | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225050412 | [Redacted] | [Redacted] |  | 35731830 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | Borrower: [redacted]% of Business Ownership: 24.00% | Lender exception for borrowers do not hold beneficial ownership at the time of transfer (combined 43% vs 50%). | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 620<br> Representative FICO: 710 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-05): Client elects to waive with compensating factors. |  |  | 02/05/2026 | 2 B | [redacted] | MD | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225050413 | [Redacted] | [Redacted] |  | 35734523 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $750.00. $150.00 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | Appraisal Fee was disclosed as $[redacted]on initial LE but disclosed as $900.00 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-02-23): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2026-02-20): Final CD shows a lender credit for $250. $150 of this is for the increase in the appraisal fee. See screen print attached. | XXXXX |  |  | 1 C A | [redacted] | NM | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225050413 | [Redacted] | [Redacted] |  | 35734524 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Pest Inspection Fee. Fee Amount of $70.00 exceeds tolerance of $0.00. $70.00 over legal limit. Insufficient or no cure was provided to the borrower. (7713) | Pest Inspection Fee was last disclosed as $0.00 on Loan Estimate but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid Change of circumstance for this fee, no cure provided at closing. |  |  |  | Reviewer Comment (2026-03-02): Situsamc Received Corrected PCCD and LOE moving fee to section H along with email communication showing Pest inspection fee is not a lender required fee.<br>Buyer Comment (2026-02-28): Please see correspondence with closer verifying that there was no requirement for the borrower to have a pest inspection.<br>Reviewer Comment (2026-02-23): SitusAMC received PCCD, however we also require LOE and attestation confirming lender did not required pest inspection and the service was outsourced by the borrower-chosen provider. This attestation would allow us to test the fee under the no tolerance category with the understanding that the new fee added on the CD was imposed by a provider through which the borrower indirectly selected.<br>Buyer Comment (2026-02-20): Please see the attached PCCD. The Pest Inspection fee has been moved to Section H as this was a Third Party service that the borrower chose to do and they did not use a provider listed on our Service Providers List. The revised PCCD has been sent to the borrower via our internal Portal. | 03/02/2026 |  |  | 1 C A | [redacted] | NM | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225050413 | [Redacted] | [Redacted] |  | 35942499 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $900.00 exceeds tolerance of $750.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-02): Sufficient Cure Provided At Closing |  | 03/02/2026 |  | 1 A | [redacted] | NM | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225051089 | [Redacted] | [Redacted] |  | 35733429 | [Redacted] | [redacted] | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. | Valuation Type: Appraisal / Valuation Report Date: 01/12/2026 | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  | Reviewer Comment (2026-02-19): Project approval provided in the file. Exception Cleared.<br>Buyer Comment (2026-02-17): PC Cert | 02/19/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225051547 | [Redacted] | [Redacted] |  | 35734220 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | 02/05/2026 |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225051566 | [Redacted] | [Redacted] |  | 35730453 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | 02/05/2026 |  | 1 A | [redacted] | MD | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225051566 | [Redacted] | [Redacted] |  | 35730471 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-02-22): SitusAMC received 01/21 CD received 3 business days prior to consummation.<br>Buyer Comment (2026-02-20): It appears the CD dated 1/21 was not delivered to you. Please see attached CD. | 02/22/2026 |  |  | 1 C A | [redacted] | MD | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 225051578 | [Redacted] | [Redacted] |  | 35746896 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Purchase deed is missing |  |  |  | Reviewer Comment (2026-02-18): Received transfer of deed to the subject owner. Exception cleared.<br>Buyer Comment (2026-02-14): Please see attached Warranty Deed | 02/18/2026 |  |  | 1 D A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 225051578 | [Redacted] | [Redacted] |  | 35746898 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | Note Addendum - Prepayment is missing |  |  |  | Reviewer Comment (2026-02-18): Received: Note Addendum - Prepayment. Exception cleared.<br>Buyer Comment (2026-02-14): Please see attached Prepayment Addendum | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A |  | N/A | Yes |
| 225051578 | [Redacted] | [Redacted] |  | 35746902 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Rider - 1-4 Family is missing |  |  |  | Reviewer Comment (2026-02-18): Received Rider - 1-4 Family. Exception cleared.<br>Buyer Comment (2026-02-14): Please see attached 1-4 Family Rider | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 225051578 | [Redacted] | [Redacted] |  | 35746906 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - ARM not provided |  | Rider - [redacted] is missing |  |  |  | Reviewer Comment (2026-02-18): Received Arm rider. Exception cleared.<br>Buyer Comment (2026-02-14): Please see attached ARM Rider | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 225051578 | [Redacted] | [Redacted] |  | 35746907 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement ([Redacted]) not provided |  | Vacation Rental Income Statement is missing |  |  |  | Reviewer Comment (2026-02-18): Received AirDNA report with projected income. Exception cleared<br>Buyer Comment (2026-02-14): Please see attached AIRDNA report | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 225051600 | [Redacted] | [Redacted] |  | 35734564 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved-Requesting to permit the use of a POA-closing in an LLC. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative FICO: 741<br>The DSCR of 1.30 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-06): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225051600 | [Redacted] | [Redacted] |  | 35748942 | [Redacted] | [redacted] | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed | Credit Report: Original // Borrower:[redacted] |  |  |  |  | Reviewer Comment (2026-02-18): Jean Carlos signed as member only and fraud report not required for member. Exception Cleared.<br>Buyer Comment (2026-02-15): Jean Carlos Schneider is not a borrower, only a managing member of the LLC | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225052872 | [Redacted] | [Redacted] |  | 35735659 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception requested for non-warrantable condo due to single entity ownership. The exception is approved minimum 10 months reserves and subject to meeting all other signature expanded guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 27.51<br> Guideline Requirement: 3.00<br>Borrower's Own Funds Percent: 42.86%<br> Borrower's Own Funds Amount: $96,435.07<br>Guidelines Representative FICO: 660<br> Representative FICO: 773 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-06): Lender Exception with Compensating Factors provided. |  |  | XXXXX | 2 B | [redacted] | VA | Investment | Purchase | B A |  | N/A | No |
| 225053166 | [Redacted] | [Redacted] |  | 35763832 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Loan transaction paid off a lender to lender mortgage. The H8 RTC form was used, however the H9 RTC form should have been used. Please provide the corrected RTC with a new rescission period (does not need to be signed), letter to borrower explaining the issue and the mailing label. Borrower must receive the Corrected package at least 3 business days prior to the new expiration date on the corrected RTC. |  |  |  | Reviewer Comment (2026-02-25): Received corrected RTC, LOE, mailing level.<br>Buyer Comment (2026-02-24): rtc docs upld | 02/25/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 225053180 | [Redacted] | [Redacted] |  | 35735761 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided | Borrower: [redacted] |  |  |  |  | Reviewer Comment (2026-02-18): Michael C. Haskell, Borrower: Thomas M. Haskell, Borrower: Tyler E. Haskell are not on the loan, they only signed as additional members of the LLC. Information not required in the file. Exception Cleared.<br>Buyer Comment (2026-02-14): please cancel/waive Michael C. Haskell, Borrower: Thomas M. Haskell, Borrower: Tyler E. Haskell are not on the loan, they only signed as additional members of the llc. | 02/18/2026 |  |  | 1 B A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225053180 | [Redacted] | [Redacted] |  | 35735762 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file |  |  |  | Reviewer Comment (2026-02-18): Received Business Purpose Certificate in the file. Exception Cleared.<br>Buyer Comment (2026-02-14): bp cert upld | 02/18/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225053180 | [Redacted] | [Redacted] |  | 35735763 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-Out Utilization is missing in file |  |  |  | Reviewer Comment (2026-02-18): Received Business Purpose Certificate in the file. Exception Cleared.<br>Buyer Comment (2026-02-14): bp cert upld to trl docs | 02/18/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225053180 | [Redacted] | [Redacted] |  | 35735843 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing for business entity. |  |  |  | Reviewer Comment (2026-02-18): Received Corporate Resolution in the file. Exception Cleared.<br>Buyer Comment (2026-02-16): uc upld | 02/18/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225053180 | [Redacted] | [Redacted] |  | 35735845 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD is missing in file |  |  |  | Reviewer Comment (2026-02-18): Received final HUD-1 in the file. Exception Cleared.<br>Buyer Comment (2026-02-14): final ss upld | 02/18/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225053315 | [Redacted] | [Redacted] |  | 35744465 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow Cash out refinance on <6 months seasoning. Exception approved with condition MAX 65% LTV, Min 3 Yr PPP and all other guidelines to be met. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative FICO: 784<br>The DSCR of 1.57 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-06): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | NC | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225053315 | [Redacted] | [Redacted] |  | 35744474 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for borrower is living rent free with spouse. Exception approved with condition MAX [redacted]% LTV, Min 3 Yr PPP and all other guidelines to be met. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative FICO: 784<br>The DSCR of 1.57 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-06): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | NC | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225053315 | [Redacted] | [Redacted] |  | 35744479 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow to use of the appraised value 203k when property was purchased 10/1/2025. Exception approved with condition MAX 65% LTV, Min 3 Yr PPP and all other guidelines to be met. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative FICO: 784<br>The DSCR of 1.57 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-06): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | NC | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225053719 | [Redacted] | [Redacted] |  | 35735905 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Data discrepancy with [Redacted]. Lender [Redacted] [redacted]%, Review [Redacted] [redacted]%. Variance due to lender calculating $[redacted] PITI from investment property located at 18 Tryon Ave vs actual amount of $[redacted] per month. |  |  |  | Reviewer Comment (2026-02-24): Received corrected 1003, 1008 and [Redacted] is matching. Exception cleared.<br>Buyer Comment (2026-02-20): Please see attached 1008/1003. The full mortgage payment of $2174.45 was not included in the debts. The payment of $1305 is for all other credit debt. Also added the HOA dues for the subject property that were originally missed. | 02/24/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225053719 | [Redacted] | [Redacted] |  | 35735912 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on 01/30/2026 are underdisclosed. (Final/01/30/2026) | Non-Escrowed Property Costs over Year 1 not provided on final disclosure. |  |  |  | Reviewer Comment (2026-02-26): Situsamc Received Letter of Explanation & Corrected Closing Disclosure.<br>Buyer Comment (2026-02-26): PCCD attached<br>Buyer Comment (2026-02-26): Please see updated PCCD with the accurate date showing 2026 along with proof sent to borrower via our internal portal.<br>Reviewer Comment (2026-02-23): SitusAMC received Post CD along with LOX. However, the Post CD issue date is 2/19/2028 which is future date.Kindly provide Post CD with correct issue date in order to cure the exception.<br>Buyer Comment (2026-02-20): Please see attached PCCD, cover letter, and proof the documents were sent to the borrower via our internal Portal, Blend. |  | 02/26/2026 |  | 2 C B | [redacted] | NJ | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 225053719 | [Redacted] | [Redacted] |  | 35735944 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] |  | Waterfall due to [Redacted] variance. Lender [Redacted] 7.9030%, Review DT10.978%. Variance due to lender calculating $1,305.00 PITI from investment property located at 18 Tryon Ave vs actual amount of $2,714.00 per month. |  |  |  | Reviewer Comment (2026-02-24): Received corrected 1003, 1008 and [Redacted] is matching. Exception cleared.<br>Buyer Comment (2026-02-20): Please see attached 1008/1003. The full mortgage payment of $2174.45 was not included in the debts. The payment of $1305 is for all other credit debt. Also added the HOA dues for the subject property that were originally missed. | 02/24/2026 |  |  | 1 B A C | [redacted] | NJ | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225053719 | [Redacted] | [Redacted] |  | 35735945 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to [Redacted] variance. Lender [Redacted] 7.9030%, Review DT10.978%. Variance due to lender calculating $1,305.00 PITI from investment property located at 18 Tryon Ave vs actual amount of $2,714.00 per month. |  |  |  | Reviewer Comment (2026-02-24): Received corrected 1003, 1008 and [Redacted] is matching. Exception cleared.<br>Buyer Comment (2026-02-20): Please see attached 1008/1003. The full mortgage payment of $2174.45 was not included in the debts. The payment of $1305 is for all other credit debt. Also added the HOA dues for the subject property that were originally missed. | 02/24/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225056663 | [Redacted] | [Redacted] |  | 35734978 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Appraisal / Valuation Report Date: 01/21/2026 | Appraisal Report Address is not matching with the Note document. Appraisal Report Address "[Redacted]"; Note document address "[Redacted]". |  |  |  | Reviewer Comment (2026-02-18): Received appraisal report with correct address. Exception Cleared.<br>Buyer Comment (2026-02-17): revised aprsl upld | 02/18/2026 |  |  | 1 C A | [redacted] | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225059832 | [Redacted] | [Redacted] |  | 35751004 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | Initial E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-24): E-sign received, exception cleared<br>Buyer Comment (2026-02-20): Please see attached E-Consent | 02/24/2026 |  |  | 1 C A | [redacted] | TN | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225059832 | [Redacted] | [Redacted] |  | 35768815 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Initial Purchase) not provided |  | The HUD/CD for the original purchase is not located in the file. |  |  |  | Reviewer Comment (2026-02-24): Initial Purchase Settlement Statement received, exception cleared<br>Buyer Comment (2026-02-20): Please see attached settlement statement from the purchase of the property 9/23/2025 | 02/24/2026 |  |  | 1 C A | [redacted] | TN | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225059832 | [Redacted] | [Redacted] |  | 35768817 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds for the Initial Purchase not provided |  | The HUD/CD for the original purchase is not located in the file. |  |  |  | Reviewer Comment (2026-02-24): Source of funds for the Initial Purchase verified, exception cleared<br>Buyer Comment (2026-02-20): Please see Wells Fargo Bank statements D0269 page 17 of the statements show a withdrawal on 9/24 for $527,353.64 to Harpeth Escrow. This amount matches the final settlement statement. | 02/24/2026 |  |  | 1 C A | [redacted] | TN | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225059832 | [Redacted] | [Redacted] |  | 35768843 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Delayed Financing indicated and Delayed Financing Guidelines are not met. |  | The 1008 indicates that the loan was treated as cash out for pricing. |  |  |  | Reviewer Comment (2026-02-24): Updated 1008 received, exception cleared<br>Buyer Comment (2026-02-20): Pricing set by the lock department not the underwriter. Please clarify what you would need to clear this exception? I did upload a new 1008 without this verbiage. I also provided the lock that initially showed it was a c/o then soon after changed to R/T. | 02/24/2026 |  |  | 1 C A | [redacted] | TN | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225059832 | [Redacted] | [Redacted] |  | 35768963 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Refi Purpose reflects Rate/Term and cash out greater than the lesser of [redacted]% of the loan amount or $2000. | Cash to Borrower: $[redacted]; Total Cash Out: $[redacted]; Refi Purpose: Rate/Term | The HUD/CD for the original purchase is not located in the file. |  |  |  | Reviewer Comment (2026-02-24): Refinances falling under this guideline are also exempt from the max cash out limit provided guidelines are otherwise met.<br>Buyer Comment (2026-02-20): This is a Technical Refinance AKA Delayed Financing, Per guidelines The Applicant may also exceed the max cash back limit, provided the proceeds from the refinance do not exceed their documented investment. Borrower put in $527,353.64 into the transaction therefore can receive that amount back and it's not considered cash out | 02/24/2026 |  |  | 1 C A | [redacted] | TN | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225059837 | [Redacted] | [Redacted] |  | 35745194 | [Redacted] | [redacted] | Credit | Title | General | Title | [Redacted] Coverage is less than Original Loan Amount. | The [Redacted] Amount of $[redacted] is less than the note amount of $[redacted] based on the Final in file. | The [Redacted] Amount of [redacted] is less than the note amount of $[redacted] |  |  |  | Reviewer Comment (2026-02-27): Received Title final showing loan amount of $319,000. Exception Cleared.<br>Buyer Comment (2026-02-26): Please see attached updated title showing a loan amount of $319,000 | XXXXX |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225059847 | [Redacted] | [Redacted] |  | 35744488 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception provided our borrower is requesting to purchase a primary residence utilizing bank to qualify and [redacted] to develop the rental income for other REO. Section 5.2.6 requires properties that have historically been rented on a short-term basis will have their rents averaged over the most recent 12-month period. <br>Comments from the Loan Team: Borrower needs to use 12 months of bank statements to qualify. But also owns 3 rental properties. Would like to use the rental income from AirDNA in addition to the bank statement income. All three are short term rentals, so there are no leases. Two are owned outright. One is a departure of their previous primary. We can provide income receipts from Airbnb and VRBO if requested. |  |  |  | Reviewer Comment (2026-02-18): Lender stated, exception was cancelled, no longer using rental income.<br>Buyer Comment (2026-02-15): exception was cancelled, no longer using rental income. | 02/18/2026 |  |  | 1 C A | [redacted] | MI | Primary | Purchase | C A | Non QM | Non QM | No |
| 225059847 | [Redacted] | [Redacted] |  | 35819931 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $625.00 exceeds tolerance of $500.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-02-16): Sufficient Cure Provided At Closing |  | 02/16/2026 |  | 1 A | [redacted] | MI | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225059848 | [Redacted] | [Redacted] |  | 35750743 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file. | Preliminary coverage amount of $440,000.00 is less than the note amount of $444,000.00 based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-18): Updated Title Commitment received and policy amount verified. Exception Cleared.<br>Buyer Comment (2026-02-14): Title | 02/18/2026 |  |  | 1 B A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225059848 | [Redacted] | [Redacted] |  | 35752751 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender's DSCR calculation worksheet is missing. |  |  |  | Reviewer Comment (2026-02-24): There is no discrepancies on DSCR. Exception Cleared.<br>Buyer Comment (2026-02-23): LOX | 02/24/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225059888 | [Redacted] | [Redacted] |  | 35754237 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. | Borrower: [redacted] Occupancy: Investment; Declarations/Will borrower occupy: Yes | Will you occupy the property as your primary residence? marked as YES. |  |  |  | Reviewer Comment (2026-02-24): Corrected loan application received. Exception cleared.<br>Buyer Comment (2026-02-23): Corrected 1008. Selected in error. | 02/24/2026 |  |  | 1 C A | [redacted] | MA | Investment | Purchase | C A | N/A | N/A | No |
| 225060072 | [Redacted] | [Redacted] |  | 35752225 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2026-03-25): Confirmation from insurance agent received.<br>Buyer Comment (2026-03-24): agent email confirming 100% replacement cost upld<br>Reviewer Comment (2026-02-18): Replacement cost % is missing on Hazard Insurance policy. Please provide updated Hazard Insurance Policy or Replacement cost estimator. Exception remains<br>Buyer Comment (2026-02-15): please cancel/waive, the eoi on 0371, page confirms policy is written to loss settlement/replacement cost | 03/25/2026 |  |  | 1 C A | [redacted] | GA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225060072 | [Redacted] | [Redacted] |  | 35752266 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $650.00 exceeds tolerance of $550.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Cure was provided by lender at closing. |  |  |  | Reviewer Comment (2026-02-06): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | GA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225060072 | [Redacted] | [Redacted] |  | 35752267 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $2,832.40 exceeds tolerance of $2,822.00. Sufficient or excess cure was provided to the borrower at Closing. (8304) | Cure was provided by lender at closing. |  |  |  | Reviewer Comment (2026-02-06): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | GA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225060190 | [Redacted] | [Redacted] |  | 35755010 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2026-02-19): 1008 associated for Approval. Exception cleared.<br>Buyer Comment (2026-02-17): please see UW approval doc D0511, mis indexed as "commitment letter" | 02/19/2026 |  |  | 1 C A | [redacted] | CO | Primary | Purchase | C A | Non QM | Non QM | No |
| 225060190 | [Redacted] | [Redacted] |  | 35835341 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $152.50 exceeds tolerance of $150.00. Sufficient or excess cure was provided to the borrower at Closing. (8304) |  |  |  |  | Reviewer Comment (2026-02-17): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | CO | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225060195 | [Redacted] | [Redacted] |  | 35755007 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $464,000.00 is less than the note amount of $468,868.00 based on the Commitment in file. | The Title Policy Amount of $464,000.00 is less than the note amount of $468,868.00 |  |  |  | Reviewer Comment (2026-02-23): Received title commitment with policy amount of $468,868.00. Exception Cleared.<br>Buyer Comment (2026-02-19): Title commitment | XXXXX |  |  | 1 B A | [redacted] | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225060195 | [Redacted] | [Redacted] |  | 35755091 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit report is missing. |  |  |  | Reviewer Comment (2026-02-23): Received Credit report in file all condition met. Exception Cleared.<br>Buyer Comment (2026-02-19): Credit Report | XXXXX |  |  | 1 D A | [redacted] | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225060195 | [Redacted] | [Redacted] |  | 35755104 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | Credit report is missing. |  |  |  | Reviewer Comment (2026-02-23): Received Credit report in file all condition met. Exception Cleared.<br>Buyer Comment (2026-02-19): See credit report | XXXXX |  |  | 1 C A | [redacted] | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225060195 | [Redacted] | [Redacted] |  | 35755188 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Due to missing credit report. |  |  |  | Reviewer Comment (2026-02-23): Received Credit report in file all condition met. Exception Cleared.<br>Buyer Comment (2026-02-19): See credit report | XXXXX |  |  | 1 B A C | [redacted] | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 225060195 | [Redacted] | [Redacted] |  | 35755189 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Credit History | Ability to Repay (Dodd-Frank 2014): Unable to verify debt obligations using reasonably reliable third-party records. | Due to missing credit report. |  |  |  | Reviewer Comment (2026-02-23): Received Credit report in file all condition met. Exception Cleared.<br>Buyer Comment (2026-02-19): See credit report | XXXXX |  |  | 1 C A | [redacted] | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225060195 | [Redacted] | [Redacted] |  | 35755190 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Due to missing credit report. |  |  |  | Reviewer Comment (2026-02-23): Received Credit report in file all condition met. Exception Cleared.<br>Buyer Comment (2026-02-19): See credit report | XXXXX |  |  | 1 C A | [redacted] | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225060195 | [Redacted] | [Redacted] |  | 35755191 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $419.80 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee. Fee Amount of $419.80 exceeds tolerance of $395.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-06): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | TN | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225060195 | [Redacted] | [Redacted] |  | 35755192 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $536.90 exceeds tolerance of $528.00. Sufficient or excess cure was provided to the borrower at Closing. (8304) | Transfer Tax. Fee Amount of $536.90 exceeds tolerance of $528.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-06): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | TN | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225060195 | [Redacted] | [Redacted] |  | 35755194 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Guideline requirement not met due to missing credit report. |  |  |  | Reviewer Comment (2026-02-23): Received Credit report in file all condition met. Exception Cleared. | XXXXX |  |  | 1 A | [redacted] | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225060382 | [Redacted] | [Redacted] |  | 35750799 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 7.66250% or Final Disclosure APR of 7.72000% is equal to or greater than the threshold of APOR 6.18% + 1.5%, or 7.68000%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of 7.66250% or Final Disclosure APR of 7.72000% is equal to or greater than the threshold of APOR 6.18% + 1.5%, or 7.68000%. |  |  |  | Reviewer Comment (2026-02-27): Evidence of appraisal report delivery are already provided in file. Exception cleared.<br>Buyer Comment (2026-02-25): please clarify borrower attest docs D0170 & D0171 acknowledges receipt of appraisals on XXXXX & on 10/14/2025. this attest was signed on 01/16/2026. Note date is XXXXX<br>Reviewer Comment (2026-02-19): Creditor did not provide a copy of each valuation to applicant three business days prior to Note.<br>Buyer Comment (2026-02-17): please see docs D0170 & D0171 for appraisal receipts acknowledgements signed by the borrower | XXXXX |  |  | 1 C A | [redacted] | DE | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225060382 | [Redacted] | [Redacted] |  | 35750800 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Client:76467/10/06/2025) | Creditor did not provide a copy of each valuation to applicant three business days prior to Note. |  |  |  | Reviewer Comment (2026-02-27): Evidence of appraisal report delivery are already provided in file. Exception cleared.<br>Buyer Comment (2026-02-25): please clarify borrower attest docs D0170 & D0171 acknowledges receipt of appraisals on XXXXX & on 10/14/2025. this attest was signed on 01/16/2026. Note date is XXXXX<br>Reviewer Comment (2026-02-19): Creditor did not provide a copy of each valuation to applicant three business days prior to Note.<br>Buyer Comment (2026-02-17): please see docs D0170 & D0171 for appraisal receipts acknowledgements signed by the borrower | XXXXX |  |  | 1 C A | [redacted] | DE | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225060387 | [Redacted] | [Redacted] |  | 35755773 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception 1004D on new-construction home indicates home 100% complete except landscaping not completed due to heavy snow. | Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Actual Reserves: $723,599.22<br> Required Reserves: $17,821.94<br>Borrower's Own Funds Percent: 100.00%<br> Borrower's Own Funds Amount: $1,089,275.51<br>[Redacted]: 36.19580% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 794 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-10): Lender Exception with Compensating Factors provided. |  |  | 02/10/2026 | 2 B | [redacted] | MA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225060387 | [Redacted] | [Redacted] |  | 35755776 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5). | The Qualification Method used by the lender does not match the ATR payment calculation methods . |  |  |  | Reviewer Comment (2026-02-25): Re-validated qualification method. Exception cleared.<br>Buyer Comment (2026-02-24): Please see new 1008 qualified at the amortized payment after the interest only payment ends. If this is not what the condition is referring to PLEASE clarify.<br>Reviewer Comment (2026-02-24): : The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5).<br>Buyer Comment (2026-02-20): Please clarify. The loan is a fixed rate and per guidelines fixed rate loans are qualified at the note rate. | 02/25/2026 |  |  | 1 B A | [redacted] | MA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225060387 | [Redacted] | [Redacted] |  | 35755779 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $262.20 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-02-06): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | MA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225060387 | [Redacted] | [Redacted] |  | 35915105 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 43.93208%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 35.17500%. | [Redacted] variance due to pension income $520.84 considered twice by lender and evidence of 2nd $520.84 income is missing in file. |  |  |  | Reviewer Comment (2026-03-02): Received revised 1003 and 1008 and as per 1003 income re-validated, [Redacted] discrepancy suffices, Exception Cleared.<br>Buyer Comment (2026-02-27): Please see D0333 Page 4 shows Payee to Frank Keller $520.84 and Joint Payee to Lory Kwan Keller for $520.84 Per the rider on the next page should Lory predecease Frank then he will get his payment of $520.84 plus Lory's payment of $520. I have updated the 1003 to reflect the 2nd pension of $520.84 as being paid to C/B. | 03/02/2026 |  |  | 1 A | [redacted] | MA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225060387 | [Redacted] | [Redacted] |  | 35915111 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to [Redacted] variance |  |  |  | Reviewer Comment (2026-03-02): "<br> Received revised 1003 and 1008 and as per 1003 income re-validated, [Redacted] discrepancy suffices, Exception Cleared." | 03/02/2026 |  |  | 1 A | [redacted] | MA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation B | Non QM | Non QM | Yes |
| 225060387 | [Redacted] | [Redacted] |  | 35915113 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to [Redacted] variance |  |  |  | Reviewer Comment (2026-03-02): "<br> Received revised 1003 and 1008 and as per 1003 income re-validated, [Redacted] discrepancy suffices, Exception Cleared." | 03/02/2026 |  |  | 1 A | [redacted] | MA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225060387 | [Redacted] | [Redacted] |  | 36073862 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Document "Loan Underwriting and Transmittal Summary (1008) / MCAW" is missing. |  | Missing corrected 1008/1003. |  |  |  | Reviewer Comment (2026-03-18): Received revised 1003 and 1008 and [Redacted] with matching. Exception cleared.<br>Buyer Comment (2026-03-16): Please see attached 1008/1003 with updated income. Borrowers' social security has been grossed up 15% to bring [Redacted] below 43% | 03/18/2026 |  |  | 1 A | [redacted] | MA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225060892 | [Redacted] | [Redacted] |  | 35753858 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue: Insufficient asset documentation. |  | Lender approved exception to use XXXX. foreign account as depository which is not currently on approved list. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2026-02-06): Lender approved exception to use Wise Payments LTD foreign account as depository. |  |  | XXXXX | 2 B | [redacted] | FL | Investment | Purchase | B A |  | N/A | No |
| 225060901 | [Redacted] | [Redacted] |  | 35769340 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] HOA Verification | Missing HOA |  |  |  | Reviewer Comment (2026-02-18): Received Tax Certificate and Insurance Verification. Exception cleared.<br>Buyer Comment (2026-02-16): Please waive. This is a commercial property. See pg 25 1003 | 02/18/2026 |  |  | 1 C A | [redacted] | NV | Primary | Purchase | C A | Non QM | Non QM | No |
| 225061219 | [Redacted] | [Redacted] |  | 35750213 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 35.85550%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 24.74700%. | [Redacted] and HTI is exceeding from 1008 information due to Qualification Method selected as "Fully amortized payment at the greater of the fully indexed or the note rate, to repay the loan over the remaining term after the I/O period". |  |  |  | Reviewer Comment (2026-02-20): Updated 1008 received.<br>Buyer Comment (2026-02-18): See updated 1008. Now within tolerance. | 02/20/2026 |  |  | 1 C A | [redacted] | CT | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225061219 | [Redacted] | [Redacted] |  | 35750298 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | [Redacted] and HTI is exceeding from 1008 information as "HTI and [Redacted]" due to Qualification Method selected as "Fully amortized payment at the greater of the fully indexed or the note rate, to repay the loan over the remaining term after the I/O period". This loan feature is Interest Only. |  |  |  | Reviewer Comment (2026-02-20): Updated 1008 received.<br>Buyer Comment (2026-02-18): See updated 1008. Now within tolerance. | 02/20/2026 |  |  | 1 B A C | [redacted] | CT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225061219 | [Redacted] | [Redacted] |  | 35750299 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | [Redacted] and HTI is exceeding from 1008 information as "HTI and [Redacted]" due to Qualification Method selected as "Fully amortized payment at the greater of the fully indexed or the note rate, to repay the loan over the remaining term after the I/O period". This loan feature is Interest Only. |  |  |  | Reviewer Comment (2026-02-20): Updated 1008 received.<br>Buyer Comment (2026-02-18): See updated 1008. Now within tolerance. | 02/20/2026 |  |  | 1 C A | [redacted] | CT | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225062698 | [Redacted] | [Redacted] |  | 35755825 | [Redacted] | [redacted] | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date XXXXX, Disbursement Date: XXXXX | Hazard Insurance Policy Effective Date XXXXX, After the Disbursement Date: XXXXX |  |  |  | Reviewer Comment (2026-03-18): Letter from insurer provided confirming no claims made. Cleared.<br>Buyer Comment (2026-03-18): agent email upld<br>Reviewer Comment (2026-02-20): Policy effective date of XXXXX is after the note date of XXXXX. Exception remains.<br>Buyer Comment (2026-02-18): please see final closing statement on d0378 confirming the loan closed/disbursed on 1/23, hoi effective date is 1/23 | 03/18/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | C A |  | N/A | No |
| 225062702 | [Redacted] | [Redacted] |  | 35756894 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing final executed HUD/CD in file. |  |  |  | Reviewer Comment (2026-02-19): Received signed final HUD. Exception cleared.<br>Buyer Comment (2026-02-17): Closing - Final Approved HUD | 02/19/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225062702 | [Redacted] | [Redacted] |  | 35756897 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Please provide pages 8-11 of the HAP lease agreement for the subject property. |  |  |  | Reviewer Comment (2026-03-12): All pages now received, cleared<br>Buyer Comment (2026-03-12): complete copy upld | 03/12/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225062702 | [Redacted] | [Redacted] |  | 35756929 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for ineligible vesting type- land trust. Current and proposed vesting is a land trust which is layered held within the borrower LLC. Exception approved with conditions: Attorney opinion letter to evidence the XXXXX Trust dated February 4th, 2025. meets all FNAM requirements for revocable trust vesting, with the exception of the beneficiary being [redacted] | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 155.84<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 773 | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-12): Client elects to waive with compensating factors. |  |  | 02/12/2026 | 2 B | [redacted] | PA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225063050 | [Redacted] | [Redacted] |  | 35756196 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Administration Fee. Fee Amount of $125.00 exceeds tolerance of $0.00. $125.00 over legal limit. Insufficient or no cure was provided to the borrower. (7755) | Title - Administration fee was not disclosed on LE dated 01/08/2026 but disclosed as $125.00 on Final closing disclosure, no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-03-01): Situsamc Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-26): Sent out today |  | 03/01/2026 |  | 2 C B | [redacted] | SC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225063101 | [Redacted] | [Redacted] |  | 35805485 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the most recent 12 month history for the subject and the borrowers primary |  |  |  | Reviewer Comment (2026-02-23): Received payment history for subject and primary residence. Exception cleared.<br>Buyer Comment (2026-02-19): please see docs D0154 & D0155 for 1521 Coulon Rd (subject property) 12 month pay history and docs D0156 & D0157 for 11617 Banes St (current property) 12 month pay history | XXXXX |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225063101 | [Redacted] | [Redacted] |  | 35805544 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [Redacted] requirements. Variance is more than 0.10. | Diligence DSCR: [redacted]; <br> Bid Tape DSCR:[redacted]. | Discrepancy in DSCR. Lender Bid Tape DSCR [redacted]%. DD calculated DSCR [redacted]%. The lenders DSCR worksheet is within tolerance however Bid tape is not. |  |  |  | Reviewer Comment (2026-03-26): Cleared. Received updated UW worksheet.<br>Buyer Comment (2026-03-25): Please see updated DSCR worksheet. [Redacted] Figures should now match Situs | 03/26/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225063202 | [Redacted] | [Redacted] |  | 35756175 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved for 5% increase in LTV. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Actual Reserves: $38,174.39<br> Required Reserves: $10,425.58<br>Guidelines Representative FICO: 620<br> Representative FICO: 802 | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-10): Client elects to waive with compensating factors. |  |  | 02/10/2026 | 2 B | [redacted] | AZ | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 225063208 | [Redacted] | [Redacted] |  | 35756161 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for min 2 years self-employment in same line of business. If ownership of self-employment is verified within 18-24 months, Borrower 2 transferred 50% of ownership to B1 on July 2024, which is right at 18 months. Previous employment was with [redacted], which is a coffee shop. Income will remain in house as both parties will occupy the subject property. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 779 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-18): Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-16): See D0547. Exception already provided. |  |  | 02/18/2026 | 2 C B | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225063212 | [Redacted] | [Redacted] |  | 35757671 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-02-20): Business Purpose Certificate. Exception Cleared.<br>Buyer Comment (2026-02-18): please see attached business purpose certs | 02/20/2026 |  |  | 1 C A | [redacted] | GA | Investment | Purchase | C A |  | N/A | No |
| 225063215 | [Redacted] | [Redacted] |  | 35756262 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $700.00 exceeds tolerance of $650.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Appraisal Fee. Fee Amount of $700.00 exceeds tolerance of $650.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-07): Sufficient Cure Provided At Closing |  | 02/07/2026 |  | 1 A | [redacted] | MD | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225063871 | [Redacted] | [Redacted] |  | 35756732 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $775.00 exceeds tolerance of $555.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Appraisal fee amount of $775.00 exceeds tolerance of $555.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-08): Sufficient Cure Provided At Closing |  | 02/08/2026 |  | 1 A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225063871 | [Redacted] | [Redacted] |  | 35756735 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $4,400.00 exceeds tolerance of $3,850.00. Sufficient or excess cure was provided to the borrower at Closing. (8304) | Transfer tax fee amount of $4,400.00 exceeds tolerance of $3,850.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-08): Sufficient Cure Provided At Closing |  | 02/08/2026 |  | 1 A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225063871 | [Redacted] | [Redacted] |  | 35756743 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Commitment |  |  |  |  | Reviewer Comment (2026-04-07): Received final title. Condition cleared. | 04/07/2026 |  |  | 1 A | [redacted] | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225063871 | [Redacted] | [Redacted] |  | 35756745 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Tax Verification | Tax and Insurance Verification are not provided for property #[Redacted]. |  |  |  | Reviewer Comment (2026-03-18): Re-validated taxes and HOA as per provided documents. Exception. cleared.<br>Buyer Comment (2026-03-17): Please note per the loan summary you have the tax and HOA dues incorrect on this property. HOA (D0192) is $870 annually - $72.50. Per Tax (D0355) Total Annual Taxes are $17103.78 - rounded to $17104 / 12 - $1425.33 for a total of $1497.83.<br>Reviewer Comment (2026-03-04): Final Application is reflecting total expense $1,497.83 - $456.23 (Taxes $406.23 6 HOA $50) remaining $1,041.60. Supporting document for remaining amount $1,041.60 is required. Exception remains.<br>Buyer Comment (2026-03-02): Taxes uploaded. Email from borrower and borrower's family member stating no HOI was associated with the investment property. A private mortgage was attached to the investment and the Note did not require HOI.<br>Reviewer Comment (2026-02-24): Unable to verify property address on received Tax Certificate. Please provide Tax Certificate with property address and letter of explanation for Insurance. Exception remains<br>Buyer Comment (2026-02-20): taxes uploaded. Private note did not require HOI. | 03/18/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225063871 | [Redacted] | [Redacted] |  | 35756746 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $[redacted] is less than the note amount of $800,000.00 based on the Commitment in file. | Preliminary coverage amount of $700,000.00 is less the note amount of $800,000.00. |  |  |  | Reviewer Comment (2026-04-07): Received final title. Condition cleared.<br>Buyer Comment (2026-04-07): Please see attached Title Policy showing $800,000 | 04/07/2026 |  |  | 1 B A | [redacted] | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225063893 | [Redacted] | [Redacted] |  | 35757396 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request guidelines require a score of 720 or higher for a [redacted]% LTV with a loan amount over $2,000,000.00. Pricing condition: Max LTV [redacted]%. Exception condition: $[redacted], investment property, cash out Refi at [redacted]% LTV with 713 FICO (versus matrix max of 65% LTV). Counteroffered to $[redacted] loan amount (70% max LTV). Subject to meeting all other signature expanded guidelines requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Exception LLPA cited above is in addition to (i.e., over and above) any and all rate sheet LLPAs that apply, including (but not limited to) LLPAs for: "non-owner," "cash out (non DSCR)," "Loan amount $2[redacted] (Non-DSCR)," and "Full/Alt Doc FICO/LTV." | The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more. | The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>Reserves 12+ Months More than Requirement | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-02-11): Client elects to waive with compensating factors. |  |  | 02/11/2026 | 2 B | [redacted] | CT | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| 225063893 | [Redacted] | [Redacted] |  | 35757673 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | 1007 Rent Comparison Schedule was not found in file. |  |  |  | Reviewer Comment (2026-02-13): Rental income is not being used, exception cleared<br>Buyer Comment (2026-02-12): please cancel/waive, rental income is not being used. | 02/13/2026 |  |  | 1 C A | [redacted] | CT | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| 225063893 | [Redacted] | [Redacted] |  | 35757674 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | 1007 Rent Comparison Schedule was not found in file. |  |  |  | Reviewer Comment (2026-02-13): Rental income is not being used, exception cleared<br>Buyer Comment (2026-02-12): please cancel/waive, rental income is not being used. | 02/13/2026 |  |  | 1 C A | [redacted] | CT | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| 225064003 | [Redacted] | [Redacted] |  | 35757058 | [Redacted] | [redacted] | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of $[redacted] is less than Cash From Borrower $[redacted]. | Verified asset balance of $[redacted] is less than Cash From Borrower $[redacted]. |  |  |  | Reviewer Comment (2026-02-18): Received updated bank statement. Cleared.<br>Buyer Comment (2026-02-17): please see attached VOD dated 01/26/2026 for [Redacted] acct# 2332 | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225064003 | [Redacted] | [Redacted] |  | 35757061 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Commitment | File is missing a copy of the [Redacted]. |  |  |  | Reviewer Comment (2026-02-20): Received [Redacted] with correct loan amount. Exception cleared. | 02/20/2026 |  |  | 1 A | [redacted] | FL | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225064003 | [Redacted] | [Redacted] |  | 35757067 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. | Title Evidence: Commitment <br> State: [redacted] | Provided title commitment document does not have policy amount. |  |  |  | Reviewer Comment (2026-02-20): Received [Redacted] with correct loan amount. Exception cleared.<br>Buyer Comment (2026-02-18): [Redacted]<br>Reviewer Comment (2026-02-18): Acknowledged.<br>Buyer Comment (2026-02-17): sorry, disregard comment just entered.. wrong condition... :(<br>Buyer Comment (2026-02-17): please see doc D0243 pg 346 for FL checklist of coverage that states $488,000 replacement cost | 02/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225064003 | [Redacted] | [Redacted] |  | 35757069 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship Source Documentation was not provided | Borrower:[redacted] | Borrower is non-permanent resident however the file does not have required documentation. |  |  |  | Reviewer Comment (2026-02-18): Received required documentation. Cleared.<br>Buyer Comment (2026-02-17): IDs | 02/18/2026 |  |  | 1 B A | [redacted] | FL | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225064003 | [Redacted] | [Redacted] |  | 35757070 | [Redacted] | [redacted] | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. | Borrower: [redacted] | Borrower is non-permanent resident however the file does not have required documentation. |  |  |  | Reviewer Comment (2026-02-18): Received required documentation. Cleared.<br>Buyer Comment (2026-02-17): IDs | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225064003 | [Redacted] | [Redacted] |  | 35757074 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-02-09): Sufficient Cure Provided At Closing |  | 02/09/2026 |  | 1 A | [redacted] | FL | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225064003 | [Redacted] | [Redacted] |  | 35757090 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Borrower is non-permanent resident however the file does not have required documentation. |  |  |  | Reviewer Comment (2026-02-18): Received required documentation. Cleared.<br>Buyer Comment (2026-02-17): IDs | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225064003 | [Redacted] | [Redacted] |  | 35757094 | [Redacted] | [redacted] | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. | Calculated Available for Reserves of $0.00 is less than Guideline Available for Reserves of $11,674.98. | Required sufficient asset document to meet the closing requirement and reserve requirement of $11,674.98. |  |  |  | Reviewer Comment (2026-02-18): Received updated bank statement. Cleared.<br>Buyer Comment (2026-02-17): (for [Redacted] account# 2332)<br>Buyer Comment (2026-02-17): please see attached VOD dated 01/26/2026 | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225064003 | [Redacted] | [Redacted] |  | 35757097 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | ATR failure due to required sufficient asset document to meet the closing funds requirement and reserve requirement. |  |  |  | Reviewer Comment (2026-02-18): Received updated bank statement. Cleared.<br>Buyer Comment (2026-02-17): please see attached VOD dated 01/26/2026 for [Redacted] acct# 2332 | 02/18/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225064003 | [Redacted] | [Redacted] |  | 35757098 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | ATR failure due to required sufficient asset document to meet the closing funds requirement and reserve requirement. |  |  |  | Reviewer Comment (2026-02-18): Received updated bank statement. Cleared.<br>Buyer Comment (2026-02-17): please see attached VOD dated 01/26/2026 for [Redacted] acct# 2332 | 02/18/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225074509 | [Redacted] | [Redacted] |  | 35763913 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Survey Fee. Fee Amount of $925.00 exceeds tolerance of $0.00. $925.00 over legal limit. Insufficient or no cure was provided to the borrower. (7723) | Survey Fee was last disclosed as $0.00 on LE but disclosed as $925.00 on Final Closing Disclosure. The file does not contain a valid COC for this fee, nor evidence of cure in the file. |  |  |  | Reviewer Comment (2026-03-03): Situsamc Received Email Communication conforming survey required by title.<br>Buyer Comment (2026-02-28): title email confirming survey they required survey. | 03/03/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225074509 | [Redacted] | [Redacted] |  | 35763914 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Attorney's Fee (Closing Agent and Other). Fee Amount of $1,650.00 exceeds tolerance of $0.00. $1,650.00 over legal limit. Insufficient or no cure was provided to the borrower. (7742) | Attorney's Fee was last disclosed as $0.00 on LE but disclosed as $1,650.00 on Final Closing Disclosure. The file does not contain a valid COC for this fee, nor evidence of cure in the file. |  |  |  | Reviewer Comment (2026-03-03): Situsamc Received Corrected PCCD and LOE moving fee to section H.<br>Buyer Comment (2026-02-28): pccd docs upld | 03/03/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225074831 | [Redacted] | [Redacted] |  | 35762270 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 8.59767% or Final Disclosure APR of 8.66600% is equal to or greater than the threshold of APOR 6.14% + 1.5%, or 7.64000%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-02-26): Proof of Appraisal delivery report received in file and information updated. Exception Cleared.<br>Buyer Comment (2026-02-24): Please clarify or clear. Thank you. | 02/26/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225074831 | [Redacted] | [Redacted] |  | 35762275 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/01/13/2026) | No evidence of appraisal delivery receipt document present in the file. |  |  |  | Reviewer Comment (2026-02-26): Proof of Appraisal delivery report received in file and information updated. Exception Cleared.<br>Buyer Comment (2026-02-24): Please see attached Electronic delivery showing borrower received the appraisal more than 3 days prior to closing. | 02/26/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225074831 | [Redacted] | [Redacted] |  | 35762364 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00. $120.00 over legal limit. Insufficient or no cure was provided to the borrower. (75104) | Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00 Appraisal review fee added in the loan estimate issued on 01/08/2026 with no valid change of circumstances and no cure was provided to borrower |  |  |  | Reviewer Comment (2026-02-25): SItusAMC received valid changed circumstance.<br>Buyer Comment (2026-02-24): See screen print of changed circumstances that show appraisal review fee was added due to a program change. | 02/25/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225074841 | [Redacted] | [Redacted] |  | 35806134 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | Title commitment in file is incomplete - missing schedule A showing policy amount and vesting information. |  |  |  | Reviewer Comment (2026-03-03): Received [Redacted]. Exception Cleared.<br>Buyer Comment (2026-03-02): Title report | 03/03/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A |  | N/A | No |
| 225074841 | [Redacted] | [Redacted] |  | 35806137 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | Final title is missing and title commitment is incomplete. |  |  |  | Reviewer Comment (2026-03-03): Received [Redacted]. Exception Cleared.<br>Buyer Comment (2026-03-02): See uploaded title | 03/03/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A |  | N/A | No |
| 225074841 | [Redacted] | [Redacted] |  | 35806144 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | [Redacted] is missing. No evidence of title in file. |  | Title commitment in file is missing schedule A verifying policy amount and vesting. |  |  |  | Reviewer Comment (2026-03-03): Received [Redacted]. Exception Cleared.<br>Buyer Comment (2026-03-02): See uploaded title | 03/03/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A |  | N/A | No |
| 225074844 | [Redacted] | [Redacted] |  | 35758996 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing |  |  |  | Reviewer Comment (2026-02-19): Received business purpose certificate. Exception cleared.<br>Buyer Comment (2026-02-18): business purpose certs | 02/19/2026 |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225074844 | [Redacted] | [Redacted] |  | 35758998 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-Out Utilization is missing |  |  |  | Reviewer Comment (2026-02-19): Received business purpose certificate. Exception cleared.<br>Buyer Comment (2026-02-18): business purpose certs | 02/19/2026 |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225074846 | [Redacted] | [Redacted] |  | 35760373 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 57.90495%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 49.84800%. |  |  |  |  | Reviewer Comment (2026-02-24): Explanation received, departing residence excluded from liabilities, all requirements met.<br>Buyer Comment (2026-02-23): See D0247 page 716 for appraisal on departing residence showing over 20% equity. Also we have shown enough assets to cover the PITIA for 6 plus months. Also, see letter of intent at D0283 page 680. This is everything required by the guides to remove the PITIA from a departing residence to be sold within 90 days of closing | 02/24/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225074846 | [Redacted] | [Redacted] |  | 35760415 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of 57.90495% exceeds Guideline total debt ratio of 50.00000%. | As per 1003 Property #2547 [redacted] is pending sale. Required Closing statement or supporting document to verify property has been sold. |  |  |  | Reviewer Comment (2026-02-24): Explanation received, departing residence excluded from liabilities, all requirements met. | 02/24/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225074846 | [Redacted] | [Redacted] |  | 35760434 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. |  |  |  |  | Reviewer Comment (2026-02-24): Explanation received, departing residence excluded from liabilities, all requirements met. | 02/24/2026 |  |  | 1 B A C | [redacted] | NJ | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225074846 | [Redacted] | [Redacted] |  | 35760436 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM [Redacted]s match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The [Redacted] calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 57.90495% significantly exceeds the guideline maximum of 50.00%. ([Redacted] Exception requires compelling compensating factors to consider regrading to EV2-B.) |  |  |  |  | Reviewer Comment (2026-02-24): Explanation received, departing residence excluded from liabilities, all requirements met. | 02/24/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225074846 | [Redacted] | [Redacted] |  | 35760439 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Based on the loan failing one or more guideline components, the loan is at [Redacted]. |  |  |  | Reviewer Comment (2026-02-24): Explanation received, departing residence excluded from liabilities, all requirements met. | 02/24/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225075153 | [Redacted] | [Redacted] |  | 35762698 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (Initial/01/12/2026) | Loan estimate was not delivered to borrower within 3 business days of initial application. |  |  |  | Reviewer Comment (2026-02-20): SitusAMC received econsent<br>Buyer Comment (2026-02-19): please see attached econsent with correct loan amount | 02/20/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225075153 | [Redacted] | [Redacted] |  | 35789483 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign consent agreement is missing. Consent in file is for a different loan amount. |  |  |  | Reviewer Comment (2026-02-20): Econsent received<br>Buyer Comment (2026-02-19): please see attached econsent with correct loan amount | 02/20/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225078324 | [Redacted] | [Redacted] |  | 35769959 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD/Closing Statement is missing in file. |  |  |  | Reviewer Comment (2026-02-26): Received Final Closing Statement in the file. Exception Cleared.<br>Buyer Comment (2026-02-25): final settlement statement | 02/26/2026 |  |  | 1 C A | [redacted] | CA | Investment | Purchase | C B A |  | N/A | No |
| 225078324 | [Redacted] | [Redacted] |  | 35769985 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow a DSCR of 0.69 when LTV is 75%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 816.42<br> Guideline Requirement: 6.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 747 | SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-12): Waived with compensating factors per lender exception approval. |  |  | 02/12/2026 | 2 B | [redacted] | CA | Investment | Purchase | C B A |  | N/A | No |
| 225078324 | [Redacted] | [Redacted] |  | 35769995 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for the oil and gas lease on the subject property. Per the guidelines, property subject to oil and gas leases are ineligible. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 816.42<br> Guideline Requirement: 6.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 747 | SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-12): Waived with compensating factors per lender exception approval. |  |  | 02/12/2026 | 2 B | [redacted] | CA | Investment | Purchase | C B A |  | N/A | No |
| 225078324 | [Redacted] | [Redacted] |  | 35809005 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Provide OFAC for the borrowing entity. |  |  |  | Reviewer Comment (2026-02-23): OFAC received for Business entity, exception cleared.<br>Buyer Comment (2026-02-20): ofac | XXXXX |  |  | 1 C A | [redacted] | CA | Investment | Purchase | C B A |  | N/A | No |
| 225078324 | [Redacted] | [Redacted] |  | 36007404 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy: LTV |  |  |  | Reviewer Comment (2026-03-11): Per final closing statement and purchase contract addendum, purchase price is $1,875,000.00. Considering $1,875,000.00, LTV is 75%. Exception cleared.<br>Buyer Comment (2026-03-10): Hello, please see the attached LTV Rebuttal along with supporting documentation all in one PDF. LTV Calculation - $1,406,250/ $1,875,000 = 0.75x100 = 75%. | 03/11/2026 |  |  | 1 A | [redacted] | CA | Investment | Purchase | C B A |  | N/A | No |
| 225083524 | [Redacted] | [Redacted] |  | 35771265 | [Redacted] | [redacted] | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: XXXXX; Lien Position: 1 |  |  |  |  | Reviewer Comment (2026-02-24): CDA received and verified. Exception cleared<br>Buyer Comment (2026-02-23): CDA report | 02/24/2026 |  |  | 1 D A | [redacted] | GA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 225083525 | [Redacted] | [Redacted] |  | 35790349 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for 2 months reserves vs guideline requirement of 4 months reserves is approved. Per disposition, subject to meeting all other VOLTAGE guidelines. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. | Documentation Type: 12mo Bank Statement<br> Disposable Income: $11,666.34<br>Borrower has worked in the same position for more than 3 years. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-11): Lender Exception with Compensating Factors provided. |  |  | 02/11/2026 | 2 B | [redacted] | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225083525 | [Redacted] | [Redacted] |  | 35790538 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $831,000.00 is less than the note amount of $841,000.00 based on the Commitment in file. | Preliminary title amount of $831,000.00 is insufficient to cover loan amount of $841,000.00. |  |  |  | Reviewer Comment (2026-03-05): Updated Title commitment document received and verified. Exception cleared.<br>Buyer Comment (2026-03-03): Title | 03/05/2026 |  |  | 1 B A | [redacted] | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225083560 | [Redacted] | [Redacted] |  | 35769109 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Verification of Non - US Citizen not provided. |  |  |  | Reviewer Comment (2026-02-24): ITIN and driver License present in loan file. Exception cleared.<br>Buyer Comment (2026-02-23): See D0354 page 456 and Out of Scope docs D0353 page 1111 | 02/24/2026 |  |  | 1 C A | [redacted] | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225083560 | [Redacted] | [Redacted] |  | 35769141 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship Source Documentation was not provided | Borrower: [redacted] | Verification of Non- US Citizenship not provided. |  |  |  | Reviewer Comment (2026-02-24): ITIN and driver License present in loan file. Exception cleared.<br>Buyer Comment (2026-02-23): See D0354 page 456 and Out of Scope docs D0353 page 1111 | 02/24/2026 |  |  | 1 B A | [redacted] | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225083560 | [Redacted] | [Redacted] |  | 35769233 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Borrower not provided with written disclosure of non-higher priced loans |  |  |  | Buyer Comment (2026-03-12): waived<br>Reviewer Comment (2026-02-25): Received evidence of appraisal delivery is already provided in file. Maryland Higher-Priced Mortgage Loan disclosure is required. Exception remains.<br>Buyer Comment (2026-02-23): Appraisal sent |  |  | 03/12/2026 | 2 B | [redacted] | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225083560 | [Redacted] | [Redacted] |  | 35769234 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of 9.40998% or Final Disclosure APR of 9.47900% is equal to or greater than the threshold of APOR 6.17% + 1.5%, or 7.67000%. Non-Compliant Higher Priced Loan. | APR on subject loan of 9.44513% or Final Disclosure APR of 9.47900% is equal to or greater than the threshold of APOR 6.17% + 1.5%, or 7.67000%. Non-Compliant Higher Priced Loan. |  |  |  | Buyer Comment (2026-03-12): waived<br>Reviewer Comment (2026-02-25): Received evidence of appraisal delivery is already provided in file. Maryland Higher-Priced Mortgage Loan disclosure is required. Exception remains.<br>Buyer Comment (2026-02-23): See appraisal receipt |  |  | 03/12/2026 | 2 B | [redacted] | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225083560 | [Redacted] | [Redacted] |  | 35769244 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 0.45 is less than Guideline PITIA months reserves of 3.00. | Guidelines require 3 months reserves, however only 0.45 months reserves available |  |  |  | Reviewer Comment (2026-03-05): Cleared. Received additional asset.<br>Buyer Comment (2026-03-03): We added additional assets, please see statements and updated 1008/1003<br>Reviewer Comment (2026-03-02): Received source of earnest money deposit, but reserves are still shortfall by 1.35 months. Exception remains.<br>Buyer Comment (2026-02-26): Account added. See proof EMD came out of account on page 3 of AccountChek 1/15/26 , $3,010 , 3k emd $10 service fee. Added asset Coinbase, statement is for full year | 03/05/2026 |  |  | 1 C A | [redacted] | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225083560 | [Redacted] | [Redacted] |  | 35769271 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Guidelines require 6 months reserves, however only 0.45 months reserves available |  |  |  | Reviewer Comment (2026-03-05): Cleared. Received additional asset.<br>Buyer Comment (2026-03-03): We added additional assets, please see statements and updated 1008/1003 | 03/05/2026 |  |  | 1 B A C | [redacted] | MD | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225083560 | [Redacted] | [Redacted] |  | 35769272 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. |  |  |  | Reviewer Comment (2026-03-05): Cleared. Received additional asset.<br>Buyer Comment (2026-03-03): We added additional assets, please see statements and updated 1008/1003 | 03/05/2026 |  |  | 1 C A | [redacted] | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225083560 | [Redacted] | [Redacted] |  | 35790210 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrowers are requesting an exception to proceed with a private VOR in the form of credit supplement. the borrowers have only paid their payments in money orders and there is no documentation they can provide at this time. The borrowers have good credit history within the past 24 months. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 24mo Bank Statement<br> Disposable Income: $4,854.76<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's Own Funds Percent: 19.69%<br> Borrower's Own Funds Amount: $58,887.63<br>Guidelines Representative FICO: 660<br> Representative FICO: 708 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-11): Lender Exception with Compensating Factors provided. |  |  | 02/11/2026 | 2 B | [redacted] | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225083560 | [Redacted] | [Redacted] |  | 35973520 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: Coinbase // Account Type: Money Markets / Account Number: xxxx | Please provided ad[Redacted]onal statement for the Coinbase account. Only one month was provided however two months is required per guidelines. |  |  |  | Reviewer Comment (2026-03-26): Received Bank statement with updated 1003 & 1008. Exception Cleared.<br>Buyer Comment (2026-03-25): Updated assets , new 1003s ,1008, and asset support docs attached | 03/26/2026 |  |  | 1 A | [redacted] | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225083562 | [Redacted] | [Redacted] |  | 35812923 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Property is in [redacted] County However on Security Instrument XXXXX was crossed out and XXXXX wrote in . Need corrected Security Instrument to show correct county of XXXXX |  |  |  | Reviewer Comment (2026-03-04): Si showing XXXXX on signature page, cleared<br>Buyer Comment (2026-03-03): DOT | 03/04/2026 |  |  | 1 D A | [redacted] | PA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225083592 | [Redacted] | [Redacted] |  | 35809728 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 02/05/2026 disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted]4 is over disclosed by $165.00 compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated 02/05/2026). (Final/02/05/2026) | Finance Charge disclosed is $[redacted]4 Calculated finance charge is $[redacted] Variance of $165.00 |  |  |  | Reviewer Comment (2026-03-24): SitusAMC received LOA on tax certificate.<br>Buyer Comment (2026-03-23): Please see attached correspondence with title confirming that the tax cert fees are one-time expenses and not life of loan therefore they should not be considered as a financed charge.<br>Reviewer Comment (2026-02-27): Upfront one-time determination Tax Cert is excluded, however life of loan tax service is included as a finance charge. Please provide invoice or other documentary evidence to determine which portion is for upfront determination and which portion is for life of loan tax service as applicable.<br>Buyer Comment (2026-02-26): Based on the list of fees classified as Finance Charge fees the Tax Cert Fee in Section H should not be included in Financed Fees. Please also note (although this doesn't affect the finance charges the appraisal fee should be $525 as the borrower paid $600 Before closing but was credited back $75 at closing resulting in a total charge of $525 not $600) | 03/24/2026 |  |  | 1 C A | [redacted] | PA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 225083592 | [Redacted] | [Redacted] |  | 35809729 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $165.00 compared to the calculated Finance Charge of $[redacted] which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated 02/05/2026). (Final/02/05/2026) | Finance Charge disclosed is $[redacted] Calculated finance charge is $[redacted] Variance of $165.00 |  |  |  | Reviewer Comment (2026-03-24): SitusAMC received LOA on tax certificate<br>Buyer Comment (2026-03-23): Please see attached correspondence with title confirming that the tax cert fees are one-time expenses and not life of loan therefore they should not be considered as a financed charge.<br>Reviewer Comment (2026-02-27): Upfront one-time determination Tax Cert is excluded, however life of loan tax service is included as a finance charge. Please provide invoice or other documentary evidence to determine which portion is for upfront determination and which portion is for life of loan tax service as applicable.<br>Buyer Comment (2026-02-26): Based on the list of fees classified as Finance Charge fees the Tax Cert Fee in Section H should not be included in Financed Fees. Please also note (although this doesn't affect the finance charges the appraisal fee should be $525 as the borrower paid $600 Before closing but was credited back $75 at closing resulting in a total charge of $525 not $600) | 03/24/2026 |  |  | 1 C A | [redacted] | PA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 225083678 | [Redacted] | [Redacted] |  | 35772914 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Approved Exception provided to allow 8 Lease for Oil and Gas appearing on Title. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 54.37<br> Guideline Requirement: 3.00<br>Loan to Value: 35.71429%<br> Guideline Maximum Loan to Value: 60.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 738 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-23): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-19): Approved exception on D0268 |  |  | XXXXX | 2 C B | [redacted] | TX | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225083706 | [Redacted] | [Redacted] |  | 35772739 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [redacted] HOA Verification | HOA Verification is not provided for [Redacted] |  |  |  | Reviewer Comment (2026-03-03): Received updated Form 1003 and 1008. Exception clared<br>Buyer Comment (2026-03-02): 1003 & 1008 with updated pitia for reo 20 shepherds. [Redacted] now 48.919%<br>Reviewer Comment (2026-02-24): HOA verification is provided in file. Final Appraisal is reflecting PITIA $11,123.00 and calculated PITIA as per provided document is $10,703.16. Documentation for remaining amount "419.84" or Final 1003 and 1008 with correct amount is required. Exception remains.<br>Buyer Comment (2026-02-20): please see doc D0625 pg 1280 for reo 20 Shepherds Knl HOA | 03/03/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225083706 | [Redacted] | [Redacted] |  | 35772756 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Desk Review / Valuation Report Date: 12/26/2025 | Note address [Redacted] which is differ from Valuation (Desk Review) address [Redacted] |  |  |  | Reviewer Comment (2026-02-24): Both city name "[Redacted]" and "[Redacted]" are acceptable for zip code [Redacted] as per USPS site. Exception cleared.<br>Buyer Comment (2026-02-20): please see attached USPS printout showing zip code [Redacted] is acceptable for both cities [Redacted] and [Redacted] | 02/24/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225083706 | [Redacted] | [Redacted] |  | 35772758 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Appraisal / Valuation Report Date: 01/14/2026 | Note address [Redacted] which is differ from Valuation address [Redacted] |  |  |  | Reviewer Comment (2026-03-03): As per USPS look up address [Redacted] and address [Redacted]. both are same. Exception cleared<br>Buyer Comment (2026-03-02): please clear condition based off of USPS printout provided that cleared above condition #35772756 | 03/03/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225083706 | [Redacted] | [Redacted] |  | 35772759 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Appraisal / Valuation Report Date: 01/14/2026 | Note address [Redacted] which is differ from Valuation address [Redacted] |  |  |  | Reviewer Comment (2026-03-03): As per USPS look up address [Redacted] and address [Redacted]. both are same. Exception cleared<br>Buyer Comment (2026-03-02): please clear condition based off of USPS printout provided that cleared above condition #35772756 | 03/03/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225083706 | [Redacted] | [Redacted] |  | 35789136 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Lease Agreement is not provided for [redacted] |  |  |  | Reviewer Comment (2026-02-24): Lease agreement for the property is provided in file. Exception cleared.<br>Buyer Comment (2026-02-20): please see doc D0398 pg 1332 for reo 187 S Main St lease agreement | 02/24/2026 |  |  | 1 B A C | [redacted] | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 225083706 | [Redacted] | [Redacted] |  | 35789137 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO [Redacted] Method | Ability to Repay (Dodd-Frank 2014): Unable to verify Real Estate Owned income ([Redacted] Method) using reasonably reliable third-party records. ([redacted]t/[Redacted] Vacancy Method) | Lease Agreement is not provided for [redacted]. |  |  |  | Reviewer Comment (2026-02-24): Lease agreement for the property is provided in file. Exception cleared.<br>Buyer Comment (2026-02-20): please see doc D0398 pg 1332 for reo 187 S Main St lease agreement | 02/24/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225083706 | [Redacted] | [Redacted] |  | 35789139 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Lease Agreement is not provided for [redacted] |  |  |  | Reviewer Comment (2026-02-24): Lease agreement for the property is provided in file. Exception cleared. | 02/24/2026 |  |  | 1 A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225083706 | [Redacted] | [Redacted] |  | 35789186 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Lender [Redacted] [redacted]%., Review [Redacted] [redacted]%. The reason for the discrepancy is due to rental calculation of REO property [redacted] |  |  |  | Reviewer Comment (2026-02-24): Received updated 1008 and [Redacted] 49.469% is matching. Exception cleared.<br>Buyer Comment (2026-02-21): updated 1008 | 02/24/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225083706 | [Redacted] | [Redacted] |  | 35789194 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Lease Agreement is not provided for [redacted]. |  |  |  | Reviewer Comment (2026-02-24): Lease agreement for the property is provided in file. Exception cleared.<br>Buyer Comment (2026-02-20): please see doc D0398 pg 1332 for reo 187 S Main St lease agreement | 02/24/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225083871 | [Redacted] | [Redacted] |  | 35794893 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA | TILA - Impermissible Prepayment Penalty | Truth in Lending Act (Dodd-Frank 2014): Covered transaction contains impermissible prepayment penalty. | Covered transaction contains impermissible prepayment penalty. |  |  |  | Reviewer Comment (2026-02-27): Business Purpose certificate received and evrified. Exception cleared<br>Buyer Comment (2026-02-25): Business Purpose | XXXXX |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225083871 | [Redacted] | [Redacted] |  | 35794896 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay – Bank Statement Guidelines Require 12 or more Months | Ability to Repay (Dodd-Frank 2014): Guidelines require 12 or more consecutive months bank statements. ([redacted]) |  |  |  |  | Reviewer Comment (2026-02-27): Received clarification/approval/documentation from lender. Condition cleared. | XXXXX |  |  | 1 A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225083871 | [Redacted] | [Redacted] |  | 35794897 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on XXXXX are underdisclosed. (Final/XXXXX) | Non-Escrowed Property Costs over Year 1 not provided on page 4 of final CD. |  |  |  | Reviewer Comment (2026-02-27): Received clarification/approval/documentation from lender. Condition cleared. | XXXXX |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A | N/A | N/A | Yes |
| 225083871 | [Redacted] | [Redacted] |  | 35794898 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $491.20 exceeds tolerance of $248.00. $243.20 over legal limit. Insufficient or no cure was provided to the borrower. (7520) | Credit report fee disclosed as $248.00 on LE and then as $491.20 on final CD. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-02-27): Received clarification/approval/documentation from lender. Condition cleared. | XXXXX |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | N/A | N/A | Yes |
| 225083871 | [Redacted] | [Redacted] |  | 35805623 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit report for [redacted] not provided in file. |  |  |  | Reviewer Comment (2026-02-25): Received Credit report for Thiago Davila, exception cleared<br>Buyer Comment (2026-02-24): Credit report | 02/25/2026 |  |  | 1 D A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225083871 | [Redacted] | [Redacted] |  | 35805628 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit report for [redacted] not provided in file. |  |  |  | Reviewer Comment (2026-02-25): Received credit report for Juliano Stakowiak , exception cleared<br>Buyer Comment (2026-02-24): Credit report | 02/25/2026 |  |  | 1 D A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225083871 | [Redacted] | [Redacted] |  | 35805654 | [Redacted] | [redacted] | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of is less than Guideline representative FICO score of 660. | Credit reports for both primary and co-borrowers not provided in file. |  |  |  | Reviewer Comment (2026-02-25): Credit report received for both borrowers, exception cleared | 02/25/2026 |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225083871 | [Redacted] | [Redacted] |  | 35805668 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Credit History | Ability to Repay (Dodd-Frank 2014): Unable to verify debt obligations using reasonably reliable third-party records. | ATR failure due to missing documentation: credit reports for both borrower and co-borrower not provided in file. |  |  |  | Reviewer Comment (2026-02-25): Credit report received for both borrowers, exception cleared | 02/25/2026 |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225083871 | [Redacted] | [Redacted] |  | 35805669 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | ATR failure due to missing documentation: credit reports for both borrower and co-borrower not provided in file. |  |  |  | Reviewer Comment (2026-02-25): Credit report received for both borrowers, exception cleared | 02/25/2026 |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225083871 | [Redacted] | [Redacted] |  | 35805670 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR failure due to missing documentation: credit reports for both borrower and co-borrower not provided in file. |  |  |  | Reviewer Comment (2026-02-25): Credit report received for both borrowers, exception cleared | 02/25/2026 |  |  | 1 A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225083871 | [Redacted] | [Redacted] |  | 35805748 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | Credit reports for both borrower and co-borrower not provided in file. |  |  |  | Reviewer Comment (2026-02-25): Credit report received for both borrowers, exception cleared | 02/25/2026 |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225083871 | [Redacted] | [Redacted] |  | 35806403 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Need a Deed for the Borrowing entity |  |  |  | Reviewer Comment (2026-02-25): Received deed for borrowing entity, exception cleared<br>Buyer Comment (2026-02-24): Deed | 02/25/2026 |  |  | 1 D A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225083871 | [Redacted] | [Redacted] |  | 35806422 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification | Need Insurance, Taxes and HOA |  |  |  | Reviewer Comment (2026-02-27): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2026-02-27): EXCEPTION HISTORY - Exception Detail was updated on XXXXX PRIOR Exception Detail: Address: XXXX Address: XXXX Address: XXXXX<br> EXCEPTION HISTORY - Exception Explanation was updated on XXXXX PRIOR Exception Explanation: Insurance Verification<br> Insurance Verification, Tax Verification<br> HOA Verification<br>Buyer Comment (2026-02-25): See mortgage statement hazard is escrowed<br>Reviewer Comment (2026-02-25): Require insurance verification for XXXX, exception remains.<br>Buyer Comment (2026-02-24): All property docs , escrowed | XXXXX |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| 225084081 | [Redacted] | [Redacted] |  | 35787061 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. |  | [Redacted] is not provided in the file. |  |  |  | Reviewer Comment (2026-02-23): The maximum cash out cannot exceed the greater of 1% of the balance of the new refinance mortgage loan, or $5,000, | XXXXX |  |  | 1 A | [redacted] | PA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225084081 | [Redacted] | [Redacted] |  | 35787105 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Refi Purpose reflects Rate/Term and cash out greater than the lesser of 2% of the loan amount or $2000. | Cash to Borrower: $2,045.30; Total Cash Out: $2,045.30; Refi Purpose: Rate/Term | The refinance purpose is classified as Rate/Term, with cash-out proceeds exceeding the lesser of 2% of the loan amount or $2,000. |  |  |  | Reviewer Comment (2026-02-23): The maximum cash out cannot exceed the greater of 1% of the balance of the new refinance mortgage loan, or $5,000,<br>Buyer Comment (2026-02-19): UPDATED: please see attached lock form. loan was underwritten to expanded guidelines and not platinum guidelines. per expanded guidelines Sec 3.2 Rate\Term allows cash out to not exceed the greater of 1% balance or $5,000. Cash to close is $2570.30 and meets the second requirement<br>Buyer Comment (2026-02-19): sorry, please disregard comment just entered. wrong guidelines were referenced<br>Buyer Comment (2026-02-19): Guidelines Sec 3.2 Rate\Term allows cash out to not exceed the greater of 1% balance or $5,000. Cash to close is $2570.30 and meets the second requirement | XXXXX |  |  | 1 C A | [redacted] | PA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225084089 | [Redacted] | [Redacted] |  | 35786900 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 8.16079% or Final Disclosure APR of 8.25200% is equal to or greater than the threshold of APOR 6.18% + 1.5%, or 7.68000%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of 8.16079% or Final Disclosure APR of 8.25200% is equal to or greater than the threshold of APOR 6.18% + 1.5%, or 7.68000%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-02-16): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-15): rebuttal upld to trl docs, loan was fast track | 02/16/2026 |  |  | 1 C A | [redacted] | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225084089 | [Redacted] | [Redacted] |  | 35786915 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | RTC disclosure singed on 11/25/2025; application date shown as 10/27/2025. |  |  |  | Reviewer Comment (2026-02-16): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-15): rebuttal upld to trl docs, loan was fast track | 02/16/2026 |  |  | 1 C A | [redacted] | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225084089 | [Redacted] | [Redacted] |  | 35786924 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (Initial/11/25/2025) | Initial LE provided on 11/25/2025; application date shown as 10/27/2025. |  |  |  | Reviewer Comment (2026-02-16): SitusAMC received additional confirmation on application date with receipt of property address & initial 1003 date of 11-24-25.<br>Buyer Comment (2026-02-15): rebuttal upld, loan was fast track | 02/16/2026 |  |  | 1 C A | [redacted] | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225084089 | [Redacted] | [Redacted] |  | 35786929 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $607.17 exceeds tolerance of $121.00 plus [Redacted] or $133.10. $474.07 over legal limit. Insufficient or no cure was provided to the borrower. (0) | [Redacted] tolerance was exceeded due to recording fee going from $121.00 to $607.17 on final CD. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-02-18): SitusAMC received LOE with fee bifurcation of section E fees.<br>Buyer Comment (2026-02-17): rebuttal upld<br>Reviewer Comment (2026-02-16): SitusAMC received final settlement statement. However, please see doc ID D0258 final CD dated 01/15/2026 page 2 recording fee disclosed in the amount of $607.17. This is causing the fee was exceeds over [Redacted] tolerance. Provide valid COC for the fee was increased or provide corrected CD with detailed LOX as per the Final SS to reevaluate and re-baseline this exception.<br>Buyer Comment (2026-02-15): final settlement Statement upld | 02/18/2026 |  |  | 1 C A | [redacted] | VA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225084089 | [Redacted] | [Redacted] |  | 35836199 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $1,021.17 exceeds tolerance of $921.00. $100.17 over legal limit. Insufficient or no cure was provided to the borrower. (8304) | Transfer tax fee disclosed on initial LE was $921.00 but it was increased to $1,021.17 on initial CD dated 01/06 without providing any valid COC. VCC or cure would be required. |  |  |  | Reviewer Comment (2026-02-26): SitusAMC received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-02-24): pccd docs with cure and proof of shipping upld |  | 02/26/2026 |  | 2 B | [redacted] | VA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225084092 | [Redacted] | [Redacted] |  | 35787597 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. | Borrower: [redacted] Occupancy: Second Home; Declarations/Will borrower occupy: Yes | Borrower #2 declared to occupy the property as primary residence in Final 1003 declaration on a second home purchase transaction. |  |  |  | Reviewer Comment (2026-02-23): Updated 1003 with email attestation from branch manager received and verified. Exception cleared.<br>Buyer Comment (2026-02-19): email attestation from branch manager and corrected 1003 | XXXXX |  |  | 1 C A | [redacted] | CT | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 225084092 | [Redacted] | [Redacted] |  | 35787609 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to accept a letter and email from property management company to document borrower's rental history in lieu of traditional VOR form. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 12mo Bank Statement<br> Disposable Income: $111,991.73<br>Borrower has worked in the same position for more than 3 years.<br>Reserves: 70.34<br> Guideline Requirement: 3.00<br>Borrower's Own Funds Percent: 44.69%<br> Borrower's Own Funds Amount: $357,593.96<br>[Redacted]: 13.39720% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 771 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-23): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-19): please advise what is needed to clear this condition. |  |  | XXXXX | 2 C B | [redacted] | CT | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 225084092 | [Redacted] | [Redacted] |  | 35787615 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Hazard Insurance reflects city name as XXXX, Note city name is XXXX. |  |  |  | Reviewer Comment (2026-02-25): As per lender correspondence and property accessor's card property- 43 Gaylord Rd, Village of Gaylor, New Milford, CT 06755 and Property - 43 Gaylord Rd, Gaylordsville, CT 06755 both are same. Exception cleared.<br>Buyer Comment (2026-02-24): PC Cert & property card | 02/25/2026 |  |  | 1 C A | [redacted] | CT | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 225084092 | [Redacted] | [Redacted] |  | 35787616 | [Redacted] | [redacted] | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Flood Certificate reflects city name as XXXX, Note city name is XXXX. |  |  |  | Reviewer Comment (2026-02-23): Flood certificate received with updated city name matching with Note. Exception cleared.<br>Buyer Comment (2026-02-20): Flood cert | XXXXX |  |  | 1 C A | [redacted] | CT | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 225084092 | [Redacted] | [Redacted] |  | 35787620 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Appraisal / Valuation Report Date: 01/08/2026 | Appraisal reflects city name as XXXX, Note city name is XXXX. |  |  |  | Reviewer Comment (2026-02-27): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-02-25): email attestation from Appraisal Review Team | XXXXX |  |  | 1 C A | [redacted] | CT | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 225084092 | [Redacted] | [Redacted] |  | 35787648 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity in Occupancy - Not Tested As Primary | The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Second Home). Determination has not been made as to whether the loan would be High Cost and/or HPML if ran as a Primary Residence. | Borrower #2 declared to occupy the property as primary residence in Final 1003 declaration on a second home purchase transaction. |  |  |  | Reviewer Comment (2026-02-23): Updated 1003 with email attestation from branch manager received and verified. Exception cleared.<br>Buyer Comment (2026-02-19): submitted email attestation & corrected 1003 | XXXXX |  |  | 1 C A | [redacted] | CT | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 225084103 | [Redacted] | [Redacted] |  | 35796382 | [Redacted] | [redacted] | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date XXXXX, Disbursement Date: XXXXX | The Hazard Insurance Policy Effective Date is after the later of the note date. |  |  |  | Reviewer Comment (2026-03-02): Received email confirmation from insurance company stating no claim was notified on 02/05/2026. Exception cleared.<br>Buyer Comment (2026-02-27): No loss | 03/02/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A |  | N/A | No |
| 225087801 | [Redacted] | [Redacted] |  | 35809960 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Pest Inspection Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. $150.00 over legal limit. Insufficient or no cure was provided to the borrower. (7713) | [Redacted] exceeded for Pest Inspection Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. $150.00 over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-04): SitusAMC received LOX along with Post CD.<br>Buyer Comment (2026-03-03): Rebuttal<br>Reviewer Comment (2026-03-02): SitusAMC received Post CD and LOX. However, we are unable to determine from the file whether the lender or title company requried the Pest inspection. If the lender required the Pest inspection fee then a cure is due to the borrower. If the borrower-chosen service provider further outsourced the Pest inspection Fee, an attestation or comment on exception from the seller is needed. The attestation/letter should confirm that the service was outsourced by the borrower-chosen provider. This attestation would allow us to test the fee under the no tolerance category with the understanding that the new fee added on the CD was imposed by a provider through which the borrower indirectly selected.<br>Buyer Comment (2026-02-27): PCCD with letter | 03/04/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225087802 | [Redacted] | [Redacted] |  | 35802473 | [Redacted] | [redacted] | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. | Valuation Type: Appraisal / Valuation Report Date: 01/21/2026 |  |  |  |  | Reviewer Comment (2026-02-27): Updated appraisal report received with Appraisal is made as is and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-26): Appraisal as is | XXXXX |  |  | 1 C A | [redacted] | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225087807 | [Redacted] | [Redacted] |  | 35802486 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $150,000.00 is less than the note amount of $198,000.00 based on the Commitment in file. | The Title Policy Amount of $150,000.00 is less than the note amount of $198,000.00. |  |  |  | Reviewer Comment (2026-02-24): Escrow instruction provided with initial package. Exception cleared.<br>Buyer Comment (2026-02-23): See escrow Instructions on D0237 page 88 which shows the correction to the loan amount to $198,000 | 02/24/2026 |  |  | 1 B A | [redacted] | FL | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225087808 | [Redacted] | [Redacted] |  | 35809833 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-02-27): E-Sign Consent Agreement received. Exception cleared.<br>Buyer Comment (2026-02-25): eConsent | XXXXX |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225087808 | [Redacted] | [Redacted] |  | 35809850 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 7.42205% or Final Disclosure APR of 7.64100% is equal to or greater than the threshold of APOR 6.[Redacted] + 1.5%, or 7.60000%. Non-Compliant Higher Priced Mortgage Loan. | File missing evidence of delivery for revised appraisal dated XXXXX. |  |  |  | Reviewer Comment (2026-02-27): Proof of appraisal delivery received. Exception cleared.<br>Buyer Comment (2026-02-25): Appraisal sent , clerical | XXXXX |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225087808 | [Redacted] | [Redacted] |  | 35809851 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXXX) | File missing evidence of delivery for revised appraisal dated XXXXX. |  |  |  | Reviewer Comment (2026-02-27): Proof of appraisal delivery received. Exception cleared.<br>Buyer Comment (2026-02-25): See appraisal sent doc | XXXXX |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225087808 | [Redacted] | [Redacted] |  | 35932511 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXXX) | Borrower downloaded the appraisal delivery confirmation not provided in file. |  |  |  | Reviewer Comment (2026-04-07): Client elects to waive. |  |  | 04/07/2026 | 2 B | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225087808 | [Redacted] | [Redacted] |  | 35932515 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated 01/16/2026 was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (Initial/01/16/2026) | E-sign consent received on 01/19/2026 and creditor application date in file is 01/13/2026. |  |  |  | Reviewer Comment (2026-03-09): Situsamc Received disclosure summary showing LE mailed.<br>Buyer Comment (2026-03-06): The documents were sent both by US mail and Email and our system doesn't allow a label to show two "initial" . Both were sent the same day and are exactly the same<br>Reviewer Comment (2026-03-05): SitusAMC's: provided disclosure tracking indicates that the documents were sent via U.S. Mail on 01/16; however, the disclosure type reflects a revised disclosure instead of an initial disclosure. Please confirm whether the document mailed to the borrower on 01/16/2026 was an initial disclosure or a revised disclosure so we can clear this exception.<br>Buyer Comment (2026-03-04): Rebuttal | 03/09/2026 |  |  | 1 A | [redacted] | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225087950 | [Redacted] | [Redacted] |  | 35802237 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit report fee amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-12): Sufficient Cure Provided At Closing |  | 02/12/2026 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225087950 | [Redacted] | [Redacted] |  | 35814647 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for non-warrantable condo due to ongoing critical repairs. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 10.56<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 803 | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-13): Client elects to waive wtih compensating factors. |  |  | 02/13/2026 | 2 B | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225087958 | [Redacted] | [Redacted] |  | 35809813 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 40.83643%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 43.94300%. | [Redacted] variance is due to missing HOA $204.00 monthly on the subject Appraisal Report. |  |  |  | Reviewer Comment (2026-02-25): Cleared. Received updated 1008.<br>Buyer Comment (2026-02-24): 1008 | 02/25/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225087958 | [Redacted] | [Redacted] |  | 35809843 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to [Redacted] discrepancy. |  |  |  | Reviewer Comment (2026-02-25): Cleared. Received updated 1008.<br>Buyer Comment (2026-02-24): See upload | 02/25/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225087958 | [Redacted] | [Redacted] |  | 35809844 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to [Redacted] discrepancy. |  |  |  | Reviewer Comment (2026-02-25): Cleared. Received updated 1008.<br>Buyer Comment (2026-02-24): See upload | 02/25/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225087958 | [Redacted] | [Redacted] |  | 35809846 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-13): Sufficient Cure Provided At Closing |  | 02/13/2026 |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225087959 | [Redacted] | [Redacted] |  | 35802802 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $88,000.00 is less than the note amount of $100,000.00 based on the Commitment in file. | The Title Policy Amount of $88,000.00 is less than the note amount of $100,000.00 based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-24): Received [Redacted] in the amount $100,000. Exception cleared.<br>Buyer Comment (2026-02-23): title commitment | 02/24/2026 |  |  | 1 B A | [redacted] | NV | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225087959 | [Redacted] | [Redacted] |  | 35802803 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Commitment | The file is missing a copy of the [Redacted]. |  |  |  | Reviewer Comment (2026-02-24): Received [Redacted]. Exception cleared. | 02/24/2026 |  |  | 1 A | [redacted] | NV | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225087959 | [Redacted] | [Redacted] |  | 35802851 | [Redacted] | [redacted] | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of 671 is less than Guideline representative FICO score of 680. | FICO score of 671 does not meet the guideline requirement of FICO 680. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has owned the subject property for at least 5 years.<br>Reserves: 86.00<br> Guideline Requirement: 3.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-24): Lender granted exception for fico of 671 with an LTV over 70% cash out.<br>Buyer Comment (2026-02-20): exception approval |  |  | 02/24/2026 | 2 C B | [redacted] | NV | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225087959 | [Redacted] | [Redacted] |  | 35891485 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for allowing EAD card with category of C14. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has owned the subject property for at least 5 years.<br>Reserves: 86.00<br> Guideline Requirement: 3.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-24): Client elects to waive with compensating factors. |  |  | 02/24/2026 | 2 B | [redacted] | NV | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225087963 | [Redacted] | [Redacted] |  | 35830321 | [Redacted] | [redacted] | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Transaction Error: Outstanding liens were not paid at closing. | Date Issued: [redacted] | Final CD is incomplete and missing page 3. |  |  |  | Reviewer Comment (2026-02-25): Updated 3rd page of Closing Disclosure, exception cleared<br>Buyer Comment (2026-02-23): CD pg 3 | 02/25/2026 |  |  | 1 C A | [redacted] | MA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 225088788 | [Redacted] | [Redacted] |  | 35802047 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | No mortgage statement in file. |  |  |  | Reviewer Comment (2026-02-23): Received CD. Exception cleared.<br>Buyer Comment (2026-02-20): cd upld | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225088788 | [Redacted] | [Redacted] |  | 35802049 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | Missing Closing disclosure from [Redacted] Bridge loan. |  |  |  | Reviewer Comment (2026-02-23): Received CD. Exception cleared.<br>Buyer Comment (2026-02-20): cs from bridge loan upld | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225088788 | [Redacted] | [Redacted] |  | 35802051 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: XXXX // Account Type: Stocks / Account Number: XXXX, Financial Institution: XXXX // Account Type: Stocks / Account Number: XXXX, Financial Institution: XXXX // Account Type: Individual Retirement Account (IRA) / Account Number: XXXX, Financial Institution: XXXX // Account Type: Individual Retirement Account (IRA) / Account Number: XXXX, Financial Institution: XXXX // Account Type: Individual Retirement Account (IRA) / Account Number: XXXX | Only one month bank statement provided for XXXX accounts used for Asset utilization. Two months statement is required as per guidelines. |  |  |  | Reviewer Comment (2026-02-23): Received october month statement. Exception cleared.<br>Buyer Comment (2026-02-20): october statement upld | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225088788 | [Redacted] | [Redacted] |  | 35802054 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Missing Closing disclosure from [Redacted] Bridge loan, one month bank statement provided for XXXX accounts used for Asset utilization, two months statement is required as per guideline. |  |  |  | Reviewer Comment (2026-02-23): Received CD and bank statement. Exception cleared.<br>Buyer Comment (2026-02-20): Ameriprise october stmnt also upld<br>Buyer Comment (2026-02-20): cd from bridge loan upld to trl docs | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225088788 | [Redacted] | [Redacted] |  | 35802056 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to missing Closing disclosure from [redacted] Bridge loan, two months statement not provided for XXXX accounts. |  |  |  | Reviewer Comment (2026-02-23): Received CD and bank statement. Exception cleared.<br>Buyer Comment (2026-02-20): Ameriprise october stmnt also upld<br>Buyer Comment (2026-02-20): cd from bridge loan upld to trl docs | XXXXX |  |  | 1 B A C | [redacted] | AZ | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225088788 | [Redacted] | [Redacted] |  | 35802057 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing Closing disclosure from [Redacted] Bridge loan, two months statement not provided for XXXX accounts. |  |  |  | Reviewer Comment (2026-02-23): Received CD and bank statement. Exception cleared.<br>Buyer Comment (2026-02-20): Ameriprise october stmnt also upld<br>Buyer Comment (2026-02-20): cd from bridge loan upld to trl docs | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225088788 | [Redacted] | [Redacted] |  | 35802059 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to missing Closing disclosure from [Redacted] Bridge loan, two months statement not provided for XXXX accounts. |  |  |  | Reviewer Comment (2026-02-23): Received CD and bank statement. Exception cleared.<br>Buyer Comment (2026-02-20): Ameriprise october stmnt also upld<br>Buyer Comment (2026-02-20): cd from bridge loan upld to trl docs | XXXXX |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225089047 | [Redacted] | [Redacted] |  | 35802908 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | File is missing the Initial Cross-Country Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2026-02-24): Received Cross Country Mortgage initial Rate Lock document. Exception cleared.<br>Buyer Comment (2026-02-23): please see attached final lock | 02/24/2026 |  |  | 1 B A | [redacted] | MD | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225089047 | [Redacted] | [Redacted] |  | 35802914 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $120.00 exceeds tolerance of $60.00 plus [Redacted] or $66.00. $54.00 over legal limit. Insufficient or no cure was provided to the borrower. (0) | Recording fee increased from $60.00 to $120.00 without any valid changed circumstances. $539.45 cure provided is less than total cure requirement of $2,791.38. |  |  |  | Reviewer Comment (2026-03-03): SitusAMC received LOX for rebuttal response with additional information for a valid Changed circumstance.<br>Buyer Comment (2026-03-02): please see attached investor memo and addt'l supporting documentation for increased recording and transfer tax fees<br>Reviewer Comment (2026-02-24): SitusAMC received COC dated 01/21 for change in transfer tax and recording fee due to added additional party to title but as per file the initial LE has 3 borrowers as 3 applicants so the information should have been known at the time of initial LE itself. Please provide more information if the lender has received the vesting update information later in the process along with the evidence for the same to validate the reason provided on COC.<br>Buyer Comment (2026-02-23): investor memo for changes to transfer tax and recording fees | 03/03/2026 |  |  | 1 C A | [redacted] | MD | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225089047 | [Redacted] | [Redacted] |  | 35802915 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $2,853.38 exceeds tolerance of $116.00. $2,737.38 over legal limit. Insufficient or no cure was provided to the borrower. (8304) | Transfer tax increased from $116.00 to $2,853.38 without any valid changed circumstances. $539.45 cure provided is less than total cure requirement of $2,791.38. |  |  |  | Reviewer Comment (2026-03-03): SitusAMC received LOX for rebuttal response with additional information for a valid Changed circumstance and Sufficient cure provided at closing (on final CD) for the fee further increased resulting in a cleared exception.<br>Buyer Comment (2026-03-02): please see attached investor memo and addt'l supporting documentation for increased recording and transfer tax fees<br>Reviewer Comment (2026-02-24): SitusAMC received COC dated 01/21 for change in transfer tax and recording fee due to added additional party to title but as per file the initial LE has 3 borrowers as 3 applicants so the information should have been known at the time of initial LE itself. Please provide more information if the lender has received the vesting update information later in the process along with the evidence for the same to validate the reason provided on COC.<br>Buyer Comment (2026-02-23): investor memo for changes to transfer tax and recording fees | 03/03/2026 |  |  | 1 C A | [redacted] | MD | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225089047 | [Redacted] | [Redacted] |  | 35952068 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $2,853.38 exceeds tolerance of $2,313.93. Sufficient or excess cure was provided to the borrower at Closing. (8304) |  |  |  |  | Reviewer Comment (2026-03-03): Sufficient Cure Provided At Closing |  | 03/03/2026 |  | 1 A | [redacted] | MD | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225089177 | [Redacted] | [Redacted] |  | 35806381 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-25): E-Sign Consent Agreement received. Exception cleared.<br>Buyer Comment (2026-02-23): Compliance Report | 02/25/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225089177 | [Redacted] | [Redacted] |  | 35806478 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $220,000.00 is less than the note amount of $280,000.00 based on the Commitment in file. | The Title Policy Coverage Amount $220,000.00 is less than the Note amount $280,000. Title Commitment Date is 10/21/2025 however Note date is XXXXX, Title commitment is not within 90 days from Note date. |  |  |  | Reviewer Comment (2026-03-10): As per received email confirmation Policy amount on Final Title will be $280,000.00. Exception cleared.<br>Buyer Comment (2026-03-09): title email confirming [Redacted] insured amount upld | 03/10/2026 |  |  | 1 B A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225089177 | [Redacted] | [Redacted] |  | 35914852 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated 11/13/2025 was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (Initial/11/13/2025) | E-sign received with consent date of 11/17/2025 and initial creditor application date is 11/11/2025. |  |  |  | Reviewer Comment (2026-03-10): SitusAMC received disclosure summary suffice<br>Buyer Comment (2026-03-09): tracking showing disclosures were also dent via usps on 11/14.<br>Reviewer Comment (2026-03-09): The consumer went through the eConsent process on 11/17/2025, the consumer acknowledged the receipt of the LE on 11/17/2025. But the loan application date was 11/11/2025. In the event the consumer had not provided eConsent by 11/14, then the lender should have sent the consumer the Loan Estimate through another means in accordance with the official interpretation reflected in Comment 19(e)(1)(iv)-2. Provide proof borrower was sent Initial LE via other means than electronic delivery, as the e-consent was over 3 business days and acknowledged over 3 business days. The LE would not have been provided electronically if borrower had not e-consented with the 3 business days after application.<br>Buyer Comment (2026-03-05): disclosures were sent 11/13 but not viewed or esigned until 11/17. | 03/10/2026 |  |  | 1 A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225089216 | [Redacted] | [Redacted] |  | 35807722 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Approval received, exception cleared.<br>Buyer Comment (2026-02-25): Approval | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225089216 | [Redacted] | [Redacted] |  | 35807784 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-02-27): Document provided<br>Buyer Comment (2026-02-25): See pg 1009 D0525 and waive. | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225089216 | [Redacted] | [Redacted] |  | 35807929 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-02-12): Sufficient Cure Provided At Closing |  | 02/12/2026 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225089229 | [Redacted] | [Redacted] |  | 35806152 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount covering the loan amount |  |  |  | Reviewer Comment (2026-02-24): Replacement cost details updated from available document. Exception cleared.<br>Buyer Comment (2026-02-23): No RCEs. See pg482 D0280 in which the agent confirms 100% replacement cost. | 02/24/2026 |  |  | 1 C A | [redacted] | NC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225089241 | [Redacted] | [Redacted] |  | 35806002 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject Property is situated in a Rural Location. | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | Reviewer Comment (2026-02-13): Client elects to downgrade and waive with comp. factors. FICO 20 points or more above requirement |  |  | 02/13/2026 | 2 B | [redacted] | NC | Investment | Purchase | B A |  | N/A | No |
| 225089241 | [Redacted] | [Redacted] |  | 35806018 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Neighborhood does not have sufficient primary and second homes. | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | Reviewer Comment (2026-02-13): Client elects to downgrade and waive with comp. factors. FICO 20 points or more above requirement |  |  | 02/13/2026 | 2 B | [redacted] | NC | Investment | Purchase | B A |  | N/A | No |
| 225089271 | [Redacted] | [Redacted] |  | 35806591 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Replacement cost estimator is required to cover the insurance coverage shortfall. |  |  |  | Reviewer Comment (2026-02-26): Details updated from available Replacement cost estimator. Exception cleared.<br>Buyer Comment (2026-02-24): please see checklist of coverage on d0351, replacement up to dwelling limits and dwelling limits are $665k with a loan amount of $995k. | 02/26/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A | N/A | N/A | No |
| 225097639 | [Redacted] | [Redacted] |  | 35809656 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $123,750.00 is less than the note amount of $126,375.00 based on the Commitment in file. | The Title Policy Amount of $123,750.00 is less than the note amount of $126,375.00 based on the Commitment in file. Require updated title commitment in the file. |  |  |  | Reviewer Comment (2026-02-24): Title with amount matching the loan received, cleared<br>Buyer Comment (2026-02-24): updated commit upld | 02/24/2026 |  |  | 1 B A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225097639 | [Redacted] | [Redacted] |  | 35822776 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The 1008 indicated that there is a lender exception for first time homebuyer and missing landlord history requirement however the lender approval document is not located in the file. |  |  |  | Reviewer Comment (2026-02-24): Lender exception received, cleared<br>Buyer Comment (2026-02-24): exception aprvl upld | 02/24/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225097642 | [Redacted] | [Redacted] |  | 35809665 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested to permit cash out refinance on an investment of land contract utilizing ICF to qualify. Section 9.18 does not permit a cash out refinance. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 53.90<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 680<br> Representative FICO: 742 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-16): Lender Exception with Compensating Factors provided. |  |  | 02/16/2026 | 2 B | [redacted] | MI | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225097692 | [Redacted] | [Redacted] |  | 35810816 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Interim Closing Disclosure Timing Regular APR Change | TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure issued on XXXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation. | Corrected Closing Disclosure issued on XXXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-03-06): SitusAMC received lender attestation that 2-6-26, doc ID 336, was a balance CD by title company and in error had borrower sign at close. not previously disclossed<br>Buyer Comment (2026-03-05): rebuttal upld<br>Reviewer Comment (2026-02-25): Document 336 is blank on page 5 but was signed by borrower. Please provide LOA regarding circumstances behind incomplete CD being presented to borrower for signature. SitusAMC will re-review upon receipt of LOA.<br>Buyer Comment (2026-02-24): please cancel cond. the apr didn't increase more that .1[Redacted], no 3 day waiting period required. | 03/06/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 225097692 | [Redacted] | [Redacted] |  | 35831451 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Credit | A copy of Asset Verification Report is not on file. |  | Lender exception request Non-warrantable - budget witu npo reserves alloted and critical repairs that have not been completed | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 2yr Full Doc<br> Disposable Income: $26,853.97<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's Own Funds Percent: 69.22%<br> Borrower's Own Funds Amount: $425,749.31<br>[Redacted]: 23.54326% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 800 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Originator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-17): Lender Exception with Compensating Factors provided. |  |  | XXXXX | 2 B | [redacted] | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225097713 | [Redacted] | [Redacted] |  | 35810638 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted]Insurance Verification | Missing Insurance Verification for [Redacted]. |  |  |  | Reviewer Comment (2026-02-26): As per property profile it is a vacant land hence insurance not required. Exception cleared.<br>Buyer Comment (2026-02-25): all property profiles were provided in trailing docs D0223 through D0234, this is vacant land. | 02/26/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225097713 | [Redacted] | [Redacted] |  | 35810639 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification | Missing Insurance Verification for [Redacted]. |  |  |  | Reviewer Comment (2026-02-26): As per property profile it is a vacant land hence insurance not required. Exception cleared.<br>Buyer Comment (2026-02-25): all property profiles were provided in trailing docs D0223 through D0234, this is vacant land. | 02/26/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225097713 | [Redacted] | [Redacted] |  | 35810647 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification | Missing Insurance Verification for [Redacted]. |  |  |  | Reviewer Comment (2026-02-26): As per property profile it is a vacant land hence insurance not required. Exception cleared.<br>Buyer Comment (2026-02-25): all property profiles were provided in trailing docs D0223 through D0234, this is vacant land. | 02/26/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225097713 | [Redacted] | [Redacted] |  | 35810656 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification | Missing Insurance Verification for [Redacted]. |  |  |  | Reviewer Comment (2026-02-26): As per property profile it is a vacant land hence insurance not required. Exception cleared.<br>Buyer Comment (2026-02-25): all property profiles were provided in trailing docs D0223 through D0234, this is vacant land. | 02/26/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225097713 | [Redacted] | [Redacted] |  | 35810660 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification | Missing Insurance Verification for [Redacted]. |  |  |  | Reviewer Comment (2026-02-26): As per property profile it is a vacant land hence insurance not required. Exception cleared.<br>Buyer Comment (2026-02-25): all property profiles were provided in trailing docs D0223 through D0234, this is vacant land. | 02/26/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225097713 | [Redacted] | [Redacted] |  | 35810662 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted], Address: [Redacted]Insurance Verification<br> Insurance Verification | Missing Insurance Verification for[Redacted] |  |  |  | Reviewer Comment (2026-02-26): As per property profile it is a vacant land hence insurance not required. Exception cleared.<br>Buyer Comment (2026-02-25): all property profiles were provided in trailing docs D0223 through D0234, this is vacant land. | 02/26/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225100983 | [Redacted] | [Redacted] |  | 35809669 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination to use POA authorized signer is cousin to borrowers. Compensating factors are FICO 20 point or more above requirement and minimal consumer debt. Subject to Min 12 months reserves, max 7.5% IPC, corporate Resolution signed by all members and managers stating who will sign on behalf of the LLC, POA signed in individual capacity, to meet POA guidelines, Subject to meeting all other Signature Expanded guideline requirements and any loan attribute limit listed above is a requirement to maintain the exception approval. | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Miscellaneous | Guidelines Representative FICO: 680<br> Representative FICO: 728<br>Minimal consumer debt. | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | Reviewer Comment (2026-02-16): Client elects to waive with compensating factors. |  |  | 02/16/2026 | 2 B | [redacted] | FL | Investment | Purchase | B A |  | N/A | No |
| 225100983 | [Redacted] | [Redacted] |  | 35809671 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination to IPC of 7.5% versus maximum of 6%. Compensating factors are FICO 20 point or more above requirement and minimal consumer debt. Subject to Min 12 months reserves, max 7.5% IPC, corporate Resolution signed by all members and managers stating who will sign on behalf of the LLC, POA signed in individual capacity, to meet POA guidelines, Subject to meeting all other Signature Expanded guideline requirements and any loan attribute limit listed above is a requirement to maintain the exception approval. | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Miscellaneous | Guidelines Representative FICO: 680<br> Representative FICO: 728<br>Minimal consumer debt. | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | Reviewer Comment (2026-02-16): Client elects to waive with compensating factors. |  |  | 02/16/2026 | 2 B | [redacted] | FL | Investment | Purchase | B A |  | N/A | No |
| 225101001 | [Redacted] | [Redacted] |  | 35810850 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary Title does not have policy amount, and the [Redacted] is missing. |  |  |  | Reviewer Comment (2026-02-26): Title supplemental report received & coverage amount updated. Exception cleared.<br>Buyer Comment (2026-02-24): title supplement report | 02/26/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225101001 | [Redacted] | [Redacted] |  | 35810852 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-27): E-sign Consent Agreement provided in file. Exception Cleared.<br>Buyer Comment (2026-02-26): econsent | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225101001 | [Redacted] | [Redacted] |  | 35810888 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (Initial/01/30/2026) | Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. |  |  |  | Reviewer Comment (2026-03-09): SitusAMC received initial LE.<br>Buyer Comment (2026-03-06): App date is 1/7 , ILE was sent on time<br>Reviewer Comment (2026-02-27): The timing for the LE under § 1026.19(e)(1)(iii) is three business days from application. Initial LE issued 01/30/2026. On this loan, the LE should have been issued within 3 business days of the broker application date of 01/07/2026.<br>Buyer Comment (2026-02-26): econsent | 03/09/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225101001 | [Redacted] | [Redacted] |  | 35810890 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Second Appraisal Fee. Fee Amount of $650.00 exceeds tolerance of $12.00. Sufficient or excess cure was provided to the borrower at Closing. (7507) | Cure amount provided on final CD, file does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-02-13): Sufficient Cure Provided At Closing |  | 02/13/2026 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225101001 | [Redacted] | [Redacted] |  | 35810891 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $268.50 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Cure amount provided on final CD, file does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-02-13): Sufficient Cure Provided At Closing |  | 02/13/2026 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225101001 | [Redacted] | [Redacted] |  | 35833646 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Borrower is planning to sell departing residence which required 80% max LTV. per AVM borrower LTV is 87%. Borrower is a recent W2 to 1099. [Redacted] is currently 50% with LTV at 70%. [redacted] did rapid rescore increasing FICO from 624 to 709 which greatly strengthens the file. Residual income estimated at over $700/m. Reserves are still pending as final income. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 2yr Full Doc<br> Disposable Income: $8,254.42<br>Reserves: 18.51<br> Guideline Requirement: 3.00<br>Borrower's Own Funds Percent: 44.11%<br> Borrower's Own Funds Amount: $507,293.19<br>Guidelines Representative FICO: 620<br> Representative FICO: 709 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-17): Lender Exception with Compensating Factors provided. |  |  | XXXXX | 2 B | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225101003 | [Redacted] | [Redacted] |  | 35811660 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $555.00 exceeds tolerance of $480.00 plus [Redacted] or $528.00. $27.00 over legal limit. Insufficient or no cure was provided to the borrower. (0) | [Redacted] exceeded. Total amount of $555.00 exceeds tolerance of $480.00 plus [Redacted] or $528.00. $27.00 over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-04): SitusAMC received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Buyer Comment (2026-03-03): pccd docs upld |  | 03/04/2026 |  | 2 C B | [redacted] | MA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225101003 | [Redacted] | [Redacted] |  | 35811661 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $299.70 exceeds tolerance of $248.00. $51.70 over legal limit. Insufficient or no cure was provided to the borrower. (7520) | [Redacted] exceeded for Credit Report Fee. Fee Amount of $299.70 exceeds tolerance of $248.00. $51.70 over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-04): SitusAMC received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Buyer Comment (2026-03-03): pccd docs upld to trl docs |  | 03/04/2026 |  | 2 C B | [redacted] | MA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225101003 | [Redacted] | [Redacted] |  | 35811662 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Survey Fee. Fee Amount of $145.00 exceeds tolerance of $0.00. $145.00 over legal limit. Insufficient or no cure was provided to the borrower. (7723) | [Redacted] exceeded for Survey Fee. Fee Amount of $145.00 exceeds tolerance of $0.00. $145.00 over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-25): SitusAMC received LOE suffice<br>Buyer Comment (2026-02-24): please see title email confirming they required survey | 02/25/2026 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225101003 | [Redacted] | [Redacted] |  | 35834573 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The customer provided a VOR and tenancy at Will lease agreement signed by the landlord. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 728 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-17): Client elects to waive with compensating factors. |  |  | XXXXX | 2 C B | [redacted] | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225101035 | [Redacted] | [Redacted] |  | 35811547 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Prepayment Rider is present but dated by the borrower as 2/2/2025 instead of 2/2/2026. |  |  |  | Reviewer Comment (2026-02-24): As per deed of trust 1st page, it is being re-recorded to correct the borrower signature date and notary date to read 2/2/2026 for Security instrument and riders too and updated the same. Exception Cleared.<br>Buyer Comment (2026-02-23): PC Cert + recorded deed + riders | 02/24/2026 |  |  | 1 C A D | [redacted] | AZ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225101035 | [Redacted] | [Redacted] |  | 35811554 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Prepayment Rider is present but dated by the borrower as 2/2/2025 instead of 2/2/2026. |  |  |  | Reviewer Comment (2026-02-24): As per deed of trust 1st page, it is being re-recorded to correct the borrower signature date and notary date to read 2/2/2026 for Security instrument and riders too and updated the same. Exception Cleared.<br>Buyer Comment (2026-02-23): pc cert and recorded deed + riders submitted | 02/24/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225101035 | [Redacted] | [Redacted] |  | 35811577 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Prepayment Rider is present but dated by the borrower as 2/2/2025 instead of 2/2/2026. |  |  |  | Reviewer Comment (2026-02-24): As per deed of trust 1st page, it is being re-recorded to correct the borrower signature date and notary date to read 2/2/2026 for Security instrument and riders too and updated the same. Exception Cleared.<br>Buyer Comment (2026-02-23): pc cert and recorded deed + riders submitted | 02/24/2026 |  |  | 1 D A | [redacted] | AZ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225102609 | [Redacted] | [Redacted] |  | 35812911 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-13): Sufficient Cure Provided At Closing |  | 02/13/2026 |  | 1 A | [redacted] | NY | Second Home | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225102629 | [Redacted] | [Redacted] |  | 35811865 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the Initial Cross-Country Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2026-02-26): Received Cross Country Mortgage initial Rate Lock document. Exception cleared.<br>Buyer Comment (2026-02-24): initial lock upld | 02/26/2026 |  |  | 1 C A D | [redacted] | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225102629 | [Redacted] | [Redacted] |  | 35811876 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $775.00 exceeds tolerance of $500.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Appraisal fee amount of $775.00 exceeds tolerance of $500.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-13): Sufficient Cure Provided At Closing |  | 02/13/2026 |  | 1 A | [redacted] | NY | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225102647 | [Redacted] | [Redacted] |  | 35814985 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-24): Coverage provided in Supplemental Report, exception cleared.<br>Buyer Comment (2026-02-23): PC Cert | 02/24/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225102774 | [Redacted] | [Redacted] |  | 35810834 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-02-25): Business Purpose Certificate, cleared<br>Buyer Comment (2026-02-25): cert upld | 02/25/2026 |  |  | 1 C A | [redacted] | OH | Investment | Purchase | C A |  | N/A | No |
| 225103447 | [Redacted] | [Redacted] |  | 35810676 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [Redacted] requirements. Variance is more than 0.10. | Diligence DSCR: 1.39; <br> Bid Tape DSCR: 1.25. | Lease rent $6,695.00, Market rent=$6,800.00<br> PITIA: P & I $3,680.99, Taxes $694.33<br> Hazard $298.33, HOA $0<br> Used lessor of $6,695.00/$4,673.65= 1.43 |  |  |  | Reviewer Comment (2026-03-04): Received verification from lender that DSCR is within tolerance. However, Bid tape remains a discrepancy. Condition cleared.<br>Buyer Comment (2026-03-03): please see uw worksheet on d0414<br>Reviewer Comment (2026-02-25): The issue is Bid tape provided by lender reflects a DSCR of 1.25, however DD DSCR calculations result is a DSCR of 1.39. Condition remains.<br>Buyer Comment (2026-02-24): Taxes show 2457.10 for 1st Installment and $2,457.10 for the 2nd installment = $4,914.20/12 = $409.52. Hazard $298.33. $409.52 + $298.33 = $707.85. | 03/04/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225108768 | [Redacted] | [Redacted] |  | 35815190 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Mortgage Statement is not provided for [Redacted] |  |  |  | Reviewer Comment (2026-03-03): Received First Payment letter, Note and Security Instrument for the property. Exception cleared.<br>Buyer Comment (2026-02-28): The XXXXX property was recently refinanced. Please see attached loan documents including first payment letter that shows taxes and insurance along with the mortgage and Note. I have also uploaded a LOE from the borrower that the property does not have an HOA. | 03/03/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A | N/A | N/A | No |
| 225108770 | [Redacted] | [Redacted] |  | 35813071 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for appraisal requirements / cash out refinances - For properties owned less than six months as of the application date, use the lesser of purchase price plus documented improvements or market value is approved. Per disposition, max 42% LTV, subject to appraiser showing property as occupied. Subject to meeting all other signature expanded guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 136.93<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 772 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-18): Lender Exception with Compensating Factors provided. |  |  | 02/18/2026 | 2 B | [redacted] | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225108770 | [Redacted] | [Redacted] |  | 35813090 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for ineligible property type (rural) is approved. Per disposition, max 42% LTV, subject to appraiser showing property as occupied. Subject to meeting all other signature expanded guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 136.93<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 772 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-18): Lender Exception with Compensating Factors provided. |  |  | 02/18/2026 | 2 B | [redacted] | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225109756 | [Redacted] | [Redacted] |  | 35817167 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-27): Received E-Sign Consent Agreement document, information validated. Exception Cleared.<br>Buyer Comment (2026-02-25): econsent | XXXXX |  |  | 1 C A | [redacted] | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225109756 | [Redacted] | [Redacted] |  | 35817169 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | [redacted] Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Missing Certificate of Compliance or Exemption. |  |  |  | Reviewer Comment (2026-02-27): Received IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance document, information validated. Exception Cleared.<br>Buyer Comment (2026-02-25): IL Cert of Compliance | XXXXX |  |  | 1 C A | [redacted] | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225109756 | [Redacted] | [Redacted] |  | 35817170 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $214.00 exceeds tolerance of $96.00 plus [Redacted] or $105.60. Sufficient or excess cure was provided to the borrower at Closing. (0) |  |  |  |  | Reviewer Comment (2026-02-13): Sufficient Cure Provided At Closing |  | 02/13/2026 |  | 1 A | [redacted] | IL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225112837 | [Redacted] | [Redacted] |  | 35818991 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Partnership | Ability to Repay (Dodd-Frank 2014): Unable to verify Partnership income using reasonably reliable third-party records. ([redacted]) | Tax returns are not signed/dated by borrower. |  |  |  | Reviewer Comment (2026-03-02): Tax returns are signed & dated. Exception cleared.<br>Buyer Comment (2026-02-26): Condition states tax returns are not signed/dated by borrower. See pg 809 D0452, pg 916 D0440 and pg 699 D0448 for signature pages. | 03/02/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 225112837 | [Redacted] | [Redacted] |  | 35818992 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall due to missing third party verification of income. |  |  |  | Reviewer Comment (2026-03-02): Tax returns are signed & dated. Exception cleared. | 03/02/2026 |  |  | 1 A | [redacted] | AZ | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 225112837 | [Redacted] | [Redacted] |  | 35840784 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing and is required by the lender. |  |  |  | Reviewer Comment (2026-03-02): Initial [Redacted] Rate Lock document received & associated. Exception cleared.<br>Buyer Comment (2026-02-26): Initial Rate Lock | 03/02/2026 |  |  | 1 C A D | [redacted] | AZ | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 225113714 | [Redacted] | [Redacted] |  | 35819658 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Preliminary | The file is missing a copy of the [Redacted]. |  |  |  | Reviewer Comment (2026-02-27): [Redacted] received and verified. Exception cleared | XXXXX |  |  | 1 A | [redacted] | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| 225113714 | [Redacted] | [Redacted] |  | 35819677 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-27): [Redacted] received and verified. Exception cleared<br>Buyer Comment (2026-02-26): Title | XXXXX |  |  | 1 B A | [redacted] | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| 225113714 | [Redacted] | [Redacted] |  | 35819733 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Home Inspection Fee. Fee Amount of $300.00 exceeds tolerance of $0.00. $300.00 over legal limit. Insufficient or no cure was provided to the borrower. (7708) | Home warranty premium fee was not disclosed on LE dated 01/26/2025 but disclosed as $300.00 on Final closing disclosure, no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-03-16): SitusAMC received Letter of explanation, Corrected Closing disclosure and Final Settlement Statement.<br>Buyer Comment (2026-03-12): FSS<br>Reviewer Comment (2026-03-02): SitusAMC received PCCD and LOE, however borrower paid amount of home warranty premium has been removed. Please provide true & certified copy of final settlement statement to verify the fees charged at closing<br>Buyer Comment (2026-02-26): See PCCD/LOX | 03/16/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A B | Non QM | Non QM | Yes |
| 225113754 | [Redacted] | [Redacted] |  | 35818895 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation is missing for borrowing entity along with two layered entity. |  |  |  | Reviewer Comment (2026-03-05): Received Articles of Organization/Formation for borrowing entity along with two layered entities. Exception Cleared.<br>Buyer Comment (2026-03-03): llc docs for all entities upld | 03/05/2026 |  |  | 1 C A | [redacted] | MT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225113754 | [Redacted] | [Redacted] |  | 35818896 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing for borrowing entity along with two layered entity. |  |  |  | Reviewer Comment (2026-03-05): Received Certificate of Good Standing or borrowing entity along with two layered entities. Exception Cleared.<br>Buyer Comment (2026-03-03): llc docs for all entities upld to trl docs | 03/05/2026 |  |  | 1 C A | [redacted] | MT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225113754 | [Redacted] | [Redacted] |  | 35818897 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing for borrowing entity along with two layered entity. |  |  |  | Reviewer Comment (2026-03-05): Received Corporate Resolution in the file. Exception Cleared.<br>Buyer Comment (2026-03-03): llc docs for all entities upld to trl docs | 03/05/2026 |  |  | 1 C A | [redacted] | MT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225113754 | [Redacted] | [Redacted] |  | 35818900 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | EIN is missing for borrowing entity along with two layered entity. |  |  |  | Reviewer Comment (2026-03-05): Received EIN for borrowing entity along with two layered entities. Exception Cleared.<br>Buyer Comment (2026-03-03): llc docs for all entities upld to trl docs | 03/05/2026 |  |  | 1 C A | [redacted] | MT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225113754 | [Redacted] | [Redacted] |  | 35818901 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing for borrowing entity along with two layered entity. |  |  |  | Reviewer Comment (2026-03-05): Received Operating Agreement for borrowing entity along with two layered entities. Exception Cleared.<br>Buyer Comment (2026-03-03): llc docs for all entities upld to trl docs | 03/05/2026 |  |  | 1 C A | [redacted] | MT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225114073 | [Redacted] | [Redacted] |  | 35820214 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing final executed HUD/CD in file. |  |  |  | Reviewer Comment (2026-02-26): Received final closing statement. Exception cleared.<br>Buyer Comment (2026-02-25): Final ALTA | 02/26/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225114073 | [Redacted] | [Redacted] |  | 35820234 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Security instrument must be signed and dated. Missing date for the non-borrower. |  |  |  | Reviewer Comment (2026-03-09): Received security instrument signed and dated for non borrower. Exception cleared.<br>Buyer Comment (2026-03-05): Deed | 03/09/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225114081 | [Redacted] | [Redacted] |  | 35821556 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-03-06): Received e-sign consent. Exception cleared.<br>Buyer Comment (2026-03-05): eConsent | 03/06/2026 |  |  | 1 C A | [redacted] | AL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225114081 | [Redacted] | [Redacted] |  | 35843145 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $278.25 exceeds tolerance of $204.00. Sufficient or excess cure was provided to the borrower at Closing. (8304) |  |  |  |  | Reviewer Comment (2026-02-18): Sufficient Cure Provided At Closing |  | 02/18/2026 |  | 1 A | [redacted] | AL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225114372 | [Redacted] | [Redacted] |  | 35825927 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved for SFR + 2ADUs. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 62.26<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 752 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-17): Lender Exception with Compensating Factors provided. |  |  | XXXXX | 2 B | [redacted] | GA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225114372 | [Redacted] | [Redacted] |  | 35825929 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved for cash out transaction and < 6 months. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 62.26<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 752 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-17): Lender Exception with Compensating Factors provided. |  |  | XXXXX | 2 B | [redacted] | GA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225114444 | [Redacted] | [Redacted] |  | 35821526 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for rural property with 80% LTV is approved. Per disposition, subject to meeting all other signature expanded guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 67.27<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 776 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-19): Client elects to waive with compensating factors. |  |  | 02/19/2026 | 2 B | [redacted] | CA | Investment | Purchase | B A |  | N/A | No |
| 225114621 | [Redacted] | [Redacted] |  | 35823735 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [redacted] | CPA letter not provided. |  |  |  | Reviewer Comment (2026-02-27): Document provided<br>Buyer Comment (2026-02-25): LOE | XXXXX |  |  | 1 C A | [redacted] | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225114621 | [Redacted] | [Redacted] |  | 35823844 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | CPA Letter not provided. |  |  |  | Reviewer Comment (2026-02-27): Document provided<br>Buyer Comment (2026-02-25): LOE | XXXXX |  |  | 1 B A C | [redacted] | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 225114621 | [Redacted] | [Redacted] |  | 35823845 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current employment status using reasonably reliable third-party records. ([redacted]/Bank Statements) | CPA Letter not provided. |  |  |  | Reviewer Comment (2026-02-27): Document provided<br>Buyer Comment (2026-02-25): LOE | XXXXX |  |  | 1 C A | [redacted] | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225114621 | [Redacted] | [Redacted] |  | 35823846 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | CPA Letter not provided. |  |  |  | Reviewer Comment (2026-02-27): Document provided<br>Buyer Comment (2026-02-25): LOE | XXXXX |  |  | 1 C A | [redacted] | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225114621 | [Redacted] | [Redacted] |  | 35823848 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | Misc. State Level | [Redacted] Consumer Credit Code (First Lien Refinance Notice Not Provided) | [Redacted] Consumer Credit Code: Borrower not provided First Lien Refinance Notice. | Borrower did not provide First Lien Refinance Notice. |  |  |  | Buyer Comment (2026-03-02): Concede with a 2 Grade |  |  | 03/02/2026 | 2 B | [redacted] | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225114621 | [Redacted] | [Redacted] |  | 35823849 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | Misc. State Level | [Redacted] Home Loan (Ability to Repay not Verified) | [Redacted] Home Loan (HB1322): File does not contain evidence that broker performed an analysis of borrower's ability to repay based on verified income, obligations, assets, and/or employment. | File does not contain evidence that broker performed an analysis of borrower's ability to repay based on verified income, obligations, assets, and/or employment. |  |  |  | Buyer Comment (2026-03-02): Concede with a 2 Grade |  |  | 03/02/2026 | 2 B | [redacted] | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225114621 | [Redacted] | [Redacted] |  | 35823854 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | CPA letter not provided. |  |  |  | Reviewer Comment (2026-02-27): Document provided | XXXXX |  |  | 1 A | [redacted] | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225114621 | [Redacted] | [Redacted] |  | 35824454 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | CPA letter is not provided. |  |  |  | Reviewer Comment (2026-02-27): Document provided<br>Buyer Comment (2026-02-25): LOE | XXXXX |  |  | 1 C A | [redacted] | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225114621 | [Redacted] | [Redacted] |  | 35824456 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | CPA Letter is not provided. |  |  |  | Reviewer Comment (2026-02-27): Document provided<br>Buyer Comment (2026-02-25): LOE | XXXXX |  |  | 1 C A | [redacted] | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 225114621 | [Redacted] | [Redacted] |  | 35934639 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. |  |  |  |  | Reviewer Comment (2026-02-27): Document provided | XXXXX |  |  | 1 A | [redacted] | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225114626 | [Redacted] | [Redacted] |  | 35826238 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: XXXX Account Statements - Business | Business account statement account ending #XXXX Jan 2025 statement is missing. |  |  |  | Reviewer Comment (2026-02-26): Bank Statement received and verified. Exception cleared.<br>Buyer Comment (2026-02-25): INCOME DOCS | 02/26/2026 |  |  | 1 C A | [redacted] | GA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225114626 | [Redacted] | [Redacted] |  | 35826292 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Business account statement account ending #XXXX Jan 2025 statement is missing. |  |  |  | Reviewer Comment (2026-02-26): Bank Statement received and verified. Exception cleared.<br>Buyer Comment (2026-02-25): Bank statement | 02/26/2026 |  |  | 1 C A | [redacted] | GA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225114626 | [Redacted] | [Redacted] |  | 35826294 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall failure due to Business account statement account ending #XXXX Jan 2025 statement is missing. |  |  |  | Reviewer Comment (2026-02-26): Bank Statement received and verified. Exception cleared.<br>Buyer Comment (2026-02-25): Bank statement | 02/26/2026 |  |  | 1 B A C | [redacted] | GA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225114626 | [Redacted] | [Redacted] |  | 35826297 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall failure due to Business account statement account ending #XXXX Jan 2025 statement is missing. |  |  |  | Reviewer Comment (2026-02-26): Bank Statement received and verified. Exception cleared.<br>Buyer Comment (2026-02-25): BS | 02/26/2026 |  |  | 1 C A | [redacted] | GA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225114626 | [Redacted] | [Redacted] |  | 35826298 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Discount Points. Fee Amount of $5,252.85 exceeds tolerance of $4,622.85. $630.00 over legal limit. Insufficient or no cure was provided to the borrower. (7200) | Loan discount point as per the final closing disclosure $5,252.85 exceeded the tolerance of $4,622.85. $630.00 over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-02): SitusAMC received valid rebuttal comment and supporting rate lock document for the pricing changed to increase the discount point fee.<br>Buyer Comment (2026-02-26): The response does provide the exact reason. The full rebuttal response was uploaded along with our internal documentation including the updated lock confirmation that shows the updated pricing and screenshot from our LOS. <br>When the Final CD was issued, there was also an update to the lock info. The pricing had changed and the discount points were now based off the price of 1.459125 making the total $5252.85 (36,000 \* 0.01459125). The corrected final CD included the COC-based change, and this fee update is allowed per TRID. Under the CFPB we are not "required" to send a COC to the consumer when issuing a revised LE or CD but, the Change Circumstance must be documented internally, and the corrected Final CD disclosed to the borrower can reflect the COC - permitted fee change. The Change Circumstance was documented internally, and the change circumstance was valid because the discount points are tied directly to the rate sheet pricing. Please see the enclosed internal documentation that includes the updated Lock Confirmation form that specifies the last update on 2/9/2026 and the price 1.459125. I've also included additional internal documentation from our LOS that shows the update from the new information (pricing) and the fee that was impacted (Loan discount fee = points). The corrected Final CD was delivered to the borrower and closing. As confirmation from the borrower, the CD was signed by the borrower in acknowledgment of the changes made and the file closed accordingly.<br>Reviewer Comment (2026-02-26): SitusAMC received LOS snips and LOE for increase in fee due to pricing updated also as per LOE the sales price was changed on XXXXX but no change in pricing. However, no exact reason was provided for revised pricing at the time of final CD. The pricing was changed on CD dated 01/22 to $5,252.85. Please provide information as to what changed circumstance occurred (as defined under 1026.19(e)(4)(A)-(F) that resulted in an increase in closing costs or cure would be required.<br> Cure requirements include LOE, corrected CD, proof of mailing and copy of refund check.<br>Buyer Comment (2026-02-25): TRID | 03/02/2026 |  |  | 1 C A | [redacted] | GA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225114626 | [Redacted] | [Redacted] |  | 35826300 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall failure due to Business account statement account ending #XXXX Jan 2025 statement is missing. |  |  |  | Reviewer Comment (2026-02-26): Bank Statement received and verified. Exception cleared.<br>Buyer Comment (2026-02-25): BS | 02/26/2026 |  |  | 1 C A | [redacted] | GA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225114626 | [Redacted] | [Redacted] |  | 35826303 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Business account statement account ending #XXXX Jan 2025 statement is missing. |  |  |  | Reviewer Comment (2026-02-26): Bank Statement received and verified. Exception cleared.<br>Buyer Comment (2026-02-25): bs | 02/26/2026 |  |  | 1 C A | [redacted] | GA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225114632 | [Redacted] | [Redacted] |  | 35826091 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution:XXXX // Account Type: 401(k)/403(b) Account / Account Number: \*\*\*\* | Two months Bank statement not provided in file for account number ending with XXXX and 401K. |  |  |  | Reviewer Comment (2026-02-27): Post closing lender exception approval provided to allow 1 month of asset statements for account XXXX and 401k<br>Buyer Comment (2026-02-25): EXCEPTION | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225114632 | [Redacted] | [Redacted] |  | 35826092 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: XXXX // Account Type: Checking / Account Number: XXXX | Two months Bank statement not provided in file for account number ending with XXXX and 401K. |  |  |  | Reviewer Comment (2026-02-27): Post closing lender exception approval provided to allow 1 month of asset statements for account XXXX and 401k<br>Buyer Comment (2026-02-25): EXCEPTION | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225114632 | [Redacted] | [Redacted] |  | 35826095 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Two months Bank statement not provided in file for account number ending with XXXX and 401K. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 707 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-27): Client elects to waive with compensating factors.<br>Reviewer Comment (2026-02-27): Post closing lender exception approval provided to allow 1 month of asset statements for account XXXX and 401k<br>Buyer Comment (2026-02-25): EXCEPTION |  |  | XXXXX | 2 C B | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225114632 | [Redacted] | [Redacted] |  | 35826097 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to Two months Bank statement not provided in file for account number ending with XXXX and 401K. |  |  |  | Reviewer Comment (2026-02-27): Post closing lender exception approval provided to allow 1 month of asset statements for account XXXX and 401k<br>Buyer Comment (2026-02-25): EXCEPTION | XXXXX |  |  | 1 B A C | [redacted] | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225114632 | [Redacted] | [Redacted] |  | 35826098 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to Two months Bank statement not provided in file for account number ending with XXXX and 401K. |  |  |  | Reviewer Comment (2026-02-27): Post closing lender exception approval provided to allow 1 month of asset statements for account XXXX and 401k<br>Buyer Comment (2026-02-25): EXCEPTION | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225114632 | [Redacted] | [Redacted] |  | 35826099 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to Two months Bank statement not provided in file for account number ending with XXXX and 401K. |  |  |  | Reviewer Comment (2026-02-27): Post closing lender exception approval provided to allow 1 month of asset statements for account XXXX and 401k<br>Buyer Comment (2026-02-25): EXCEPTION | XXXXX |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225114632 | [Redacted] | [Redacted] |  | 35826100 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | [Redacted] Final Closing Disclosure 02/09/2026 on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Final/02/09/2026) | Seller closing disclosure not provided in file. |  |  |  | Reviewer Comment (2026-02-26): SitusAMC received the seller CD with seller paid closing costs.<br>Buyer Comment (2026-02-25): Sellers CD | 02/26/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 225115039 | [Redacted] | [Redacted] |  | 35849988 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for requesting an LTV exception for Max LTV of 85%, program Max LTV is 80%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 24.79<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 748 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-19): Client elects to waive with compensating factors. |  |  | 02/19/2026 | 2 B | [redacted] | GA | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| 225115044 | [Redacted] | [Redacted] |  | 35826813 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Attorney Review Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7588) |  |  |  |  | Reviewer Comment (2026-02-17): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225115049 | [Redacted] | [Redacted] |  | 35845026 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The loan file is missing a CPA/EA/Licensed tax preparer letter or equivalent document verifying the Borrower's self employment as required by guidelines. |  |  |  | Reviewer Comment (2026-03-06): Documents provided<br>Buyer Comment (2026-03-04): SOS with Articles or Organization<br>Reviewer Comment (2026-03-02): Docuemntation to confirm the borrower's percentage of ownership in the business is not located in the file. A CPA/EA/licensed tax preparer letter or equivalent document verifying self-employment must be provided in all cases. Alternate Documentation: For a Limited Liability Corporation (LLC), an operating agreement and Secretary of State Printout would meet the above requirements.<br>Buyer Comment (2026-02-26): Provided document show the business exists, our borrower is the only owner and its been in business since 2020. This was confirmed again at closing. This is enough to clear this condition. Can we get this cleared or clarified<br>Reviewer Comment (2026-02-26): Require CPA/EA/Licensed tax preparer letter or equivalent document verifying borrowers ownership and received business entity doesn't have ownership, exception remains<br>Buyer Comment (2026-02-25): 3rd party verifications | 03/06/2026 |  |  | 1 C A | [redacted] | MI | Investment | Purchase | C A | N/A | N/A | No |
| 225115056 | [Redacted] | [Redacted] |  | 35827187 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for Insufficient insurance - Replacement Cost Basis. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 24mo Bank Statement<br> Disposable Income: $101,635.01<br>Borrower has worked in the same position for more than 3 years.<br>Actual Reserves: $220,317.21<br> Required Reserves: $50,258.49<br>Combined Loan to Value: 44.44444%<br> Guideline Maximum Combined Loan to Value: 60.00000%<br>Loan to Value: 44.44444%<br> Guideline Maximum Loan to Value: 60.00000%<br>[Redacted]: 21.34973% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 793 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-18): Lender Exception with Compensating Factors provided. |  |  | 02/18/2026 | 2 B | [redacted] | FL | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| 225115057 | [Redacted] | [Redacted] |  | 35826206 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Statement, Tax Verification | Missing Insurance Verification, Statement, Tax Verification for [Redacted]. |  |  |  | Reviewer Comment (2026-02-26): Received First payment letter, exception cleared<br>Buyer Comment (2026-02-25): Property docs , escrowed | 02/26/2026 |  |  | 1 C A | [redacted] | VA | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225115057 | [Redacted] | [Redacted] |  | 35826207 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted]Insurance Verification, Statement, Tax Verification | Missing Insurance Verification, Statement, Tax Verification for [Redacted]I. |  |  |  | Reviewer Comment (2026-02-26): Received First payment letter, exception cleared<br>Buyer Comment (2026-02-25): Property docs, escrowed | 02/26/2026 |  |  | 1 C A | [redacted] | VA | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225115057 | [Redacted] | [Redacted] |  | 35826208 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Statement, Tax Verification | Missing Insurance Verification, Statement, Tax Verification for [Redacted]. |  |  |  | Reviewer Comment (2026-02-26): Received First payment letter, exception cleared<br>Buyer Comment (2026-02-25): Property docs, escrowed | 02/26/2026 |  |  | 1 C A | [redacted] | VA | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225115057 | [Redacted] | [Redacted] |  | 35844588 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | The loan file is missing mortgage statements and/or property documents for REOs [Redacted]. |  |  |  | Reviewer Comment (2026-03-02): Received CD and first payment letter. Exception cleared.<br>Buyer Comment (2026-02-26): See REO docs submitted | 03/02/2026 |  |  | 1 B A C | [redacted] | VA | Second Home | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225115057 | [Redacted] | [Redacted] |  | 35844589 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The loan file is missing mortgage statements and/or property documents for REOs [Redacted]. |  |  |  | Reviewer Comment (2026-03-02): Received CD and first payment letter. Exception cleared.<br>Buyer Comment (2026-02-26): See REO docs submitted | 03/02/2026 |  |  | 1 C A | [redacted] | VA | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225115057 | [Redacted] | [Redacted] |  | 35844595 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | The loan file is missing mortgage statements and/or property documents for REOs [Redacted]. |  |  |  | Reviewer Comment (2026-03-02): Received CD and first payment letter. Exception cleared.<br>Buyer Comment (2026-02-26): See REO docs submitted | 03/02/2026 |  |  | 1 C A | [redacted] | VA | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225115057 | [Redacted] | [Redacted] |  | 35844597 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The loan file is missing mortgage statements and/or property documents for REOs [Redacted]. |  |  |  | Reviewer Comment (2026-03-02): Received CD and first payment letter. Exception cleared.<br>Buyer Comment (2026-02-26): See REO docs submitted | 03/02/2026 |  |  | 1 C A | [redacted] | VA | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225115061 | [Redacted] | [Redacted] |  | 35827773 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [redacted] Statement | [redacted] |  |  |  | Reviewer Comment (2026-02-27): Closing Disclosure received and verified. Exception cleared.<br>Buyer Comment (2026-02-25): REO 734 Whippoorwill Dr CD | XXXXX |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 225115061 | [Redacted] | [Redacted] |  | 35827775 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-02-27): E-Sign Consent Agreement received and verified. Exception cleared.<br>Buyer Comment (2026-02-25): econsent | XXXXX |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 225115384 | [Redacted] | [Redacted] |  | 35835763 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested for borrower needs to use a POA while closing in an LLC. The exception is approved with Corporate resolution signed by all of the LLC authorizing the spouse to sign, POA for spouse to sign to meet all other POA requirements, Utilize the lesser of actual or fair market rents as determined by the appraiser, Document reserve requirement as within Signature Expanded UW guidelines, Subject to meeting all other Signature Expanded guideline requirements. Unable to downgrade/waive as lender required a 1% DSCR. The AirBNB used by lender is missing to determine the correct rental amount. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Miscellaneous | Reserves: 273.60<br> Guideline Requirement: 12.00<br>Borrower has long term home ownership. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator | Reviewer Comment (2026-02-26): Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-25): AirDNA found in D0133 (last page). Projected Revenue $76700 x 80% - 61360 / 12 = $5113.33. This matches the underwriter's calculator found in D0284. |  |  | 02/26/2026 | 2 C B | [redacted] | FL | Investment | Purchase | D B A |  | N/A | No |
| 225115384 | [Redacted] | [Redacted] |  | 35835771 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Power of Attorney (POA) not provided |  | Power of Attorney (POA) is provided however only 1st page. Complete executed Power of Attorney (POA) not provided. |  |  |  | Reviewer Comment (2026-03-13): POA, cleared<br>Buyer Comment (2026-03-13): Please see attached POA received from title. | 03/13/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D B A |  | N/A | No |
| 225115384 | [Redacted] | [Redacted] |  | 35851992 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | The Deed transferring the subject property to the borrowing entity was not located in the file. |  |  |  | Reviewer Comment (2026-03-13): Pertinent deed received, cleared<br>Buyer Comment (2026-03-13): Please see attached Warranty Deed received from title. | 03/13/2026 |  |  | 1 D A | [redacted] | FL | Investment | Purchase | D B A |  | N/A | No |
| 225115385 | [Redacted] | [Redacted] |  | 35826581 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested for Max LTV for Foreign National is 65%. The exception is approved with Max 70% LTV/CLTV, Utilize the lesser of actual or fair market rents as determined by the appraiser, Document reserve requirement as within Signature Expanded UW guidelines, Subject to meeting all other Signature Expanded guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating factors: FICO 20 points or more above requirement, Minimal Consumer Debt. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 680<br> Representative FICO: 781 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-19): Client elects to waive with compensating factors. |  |  | 02/19/2026 | 2 B | [redacted] | PA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225115386 | [Redacted] | [Redacted] |  | 35826351 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Appraisal / Valuation Report Date: 01/26/2026, Valuation Type: Desk Review / Valuation Report Date: 01/21/2026 | Valuation address does not match Note address. |  |  |  | Reviewer Comment (2026-03-16): Revised CDA received, exception cleared.<br>Buyer Comment (2026-03-13): revised cda upld<br>Reviewer Comment (2026-03-09): Received updated Form 1073. Please provide updated Desk review. Exception remains.<br>Buyer Comment (2026-03-06): revised aprsl upld | 03/16/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 225115386 | [Redacted] | [Redacted] |  | 35826352 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-26): E-sign evidence received, exception cleared<br>Buyer Comment (2026-02-25): proof econsent accepted upld | 02/26/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 225115387 | [Redacted] | [Redacted] |  | 35827651 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $31,145.00 exceeds tolerance of $31,051.00. Sufficient or excess cure was provided to the borrower at Closing. (8304) | Transfer Tax Fee increased to $31,145.00 without a valid change of circumstance however cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-17): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | MD | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225115395 | [Redacted] | [Redacted] |  | 35827342 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender request exception for non-warrantable condo due to excessive single entity ownership, high investor concentration, and inadequate reserves is approved. Per disposition, max 75% LTV, subject to NWC LLPA per rate sheet. Subject to meeting all other Signature Expanded guideline requirements. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 82.70<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 775 | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-19): Client elects to waive with compensating factors. |  |  | 02/19/2026 | 2 B | [redacted] | IL | Investment | Purchase | B A |  | N/A | No |
| 225115536 | [Redacted] | [Redacted] |  | 35826717 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2026-03-03): Received Purchase Contract for the subject property. Exception cleared.<br>Buyer Comment (2026-03-02): Please see attached purchase contract and change orders for the subject property. However documents already provided in D0436 along with change orders and addendums in D0429, D0440, D0441 & D0447<br>Buyer Comment (2026-03-02): Please see attached purchase contract and change orders for the subject property. | 03/03/2026 |  |  | 1 D A | [redacted] | TX | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 225115536 | [Redacted] | [Redacted] |  | 35826779 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. | ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  | Reviewer Comment (2026-03-03): Received Initial ARM Disclosure. Exception cleared.<br>Buyer Comment (2026-03-02): Please see attached initial ARM disclosure. Borrower signed 12/29 which verifies she received the disclosure within 3 Business days of application | 03/03/2026 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 225115536 | [Redacted] | [Redacted] |  | 35849138 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for use of 100% of business funds when borrower is only a 50% owner of the business. Exception approved with comp factors. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum. | Exception approved with comp factors. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-19): Exception approved with comp factors. |  |  | 02/19/2026 | 2 B | [redacted] | TX | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 225115540 | [Redacted] | [Redacted] |  | 35836313 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $276,150.00 is less than the note amount of $276,430.00 based on the Commitment in file. | The Title Policy Amount of $276,150.00 is less than the note amount of $276,430.00 based on the Commitment in file. Require updated title commitment with the correct policy coverage amount. |  |  |  | Reviewer Comment (2026-03-03): Received Title Commitment with Policy amount $276,430. Exception cleared.<br>Buyer Comment (2026-02-27): Title | 03/03/2026 |  |  | 1 B A | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225115540 | [Redacted] | [Redacted] |  | 35836371 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to use assets held in foreign account for funds to close. Guidelines require the funds to be moved to a US account. Compensating factor is Reserves 12+ Months More than Requirement. Exception conditions are Subject to meeting all other Signature Expanded guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves: 19.95<br> Guideline Requirement: 12.00<br>The DSCR of 1.17 is greater than the minimum required DSCR of 1.00 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator | Reviewer Comment (2026-02-19): Client elects to waive with compensating factors. |  |  | 02/19/2026 | 2 B | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225115540 | [Redacted] | [Redacted] |  | 35852161 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | File is missing the source of funds for the $104,350 amount wired to title company. |  |  |  | Reviewer Comment (2026-02-24): Source of funds for the $104,350 amount wired to title company received and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-20): See D0220 an D0427 | 02/24/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225118022 | [Redacted] | [Redacted] |  | 35835348 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2026-03-03): Opinion of market rent is provided by the appraiser of $2,400/monthly. Exception cleared.<br>Buyer Comment (2026-02-28): Although a Rent Comparison Schedule is typically provided, Per the guidelines a 1007 is not required on a purchase, appraiser to provide opinion of market rents. The appraiser has provided market rents on page 3 of the appraisal under the Income section of the report listing market rents as $2400/month | 03/03/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | C B A |  | N/A | No |
| 225118022 | [Redacted] | [Redacted] |  | 35835357 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for a 5% LTV exception is requested as guidelines only allow Max 75% LTV with DSCR below 1.00. Compensating factors are FICO 20 Points or More Above Requirement and Reserves 12+ Months More than Requirement. Exception Condition are Minimum .85 DSCR. Loan file must document not less than 200 months subject PITIA reserves above standard reserve requirement, Title endorsement to insure against losses due to surface entry, Subject to meeting all other Signature Expanded guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval.<br> Exception LLPA cited above is in addition to (i.e., over and above) any and all rate sheet LLPAs that apply including (but not limited to) LLPAs for "Investor FICO/LTV" and "DSCR 0.75 to 0.99". | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 207.21<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 744 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-19): Client elects to waive with compensating factors. |  |  | 02/19/2026 | 2 B | [redacted] | TX | Investment | Purchase | C B A |  | N/A | No |
| 225118022 | [Redacted] | [Redacted] |  | 35835359 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow (2) two oil/gas/mineral leases remain on title when guidelines state none are permitted.Compensating factors are FICO 20 Points or More Above Requirement and Reserves 12+ Months More than Requirement. Exception Condition are Minimum .85 DSCR. Loan file must document not less than 200 months subject PITIA reserves above standard reserve requirement, Title endorsement to insure against losses due to surface entry, Subject to meeting all other Signature Expanded guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval.<br> Exception LLPA cited above is in addition to (i.e., over and above) any and all rate sheet LLPAs that apply including (but not limited to) LLPAs for "Investor FICO/LTV" and "DSCR 0.75 to 0.99". | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 207.21<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 744 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-19): Client elects to waive with compensating factors. |  |  | 02/19/2026 | 2 B | [redacted] | TX | Investment | Purchase | C B A |  | N/A | No |
| 225118256 | [Redacted] | [Redacted] |  | 35829298 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock document not provided. |  |  |  | Reviewer Comment (2026-02-27): Rate lock received.<br>Buyer Comment (2026-02-25): final LOCK | XXXXX |  |  | 1 B A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225118312 | [Redacted] | [Redacted] |  | 35831441 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Re-Inspection Fee. Fee Amount of $425.00 exceeds tolerance of $300.00. Sufficient or excess cure was provided to the borrower at Closing. (75103) |  |  |  |  | Reviewer Comment (2026-02-17): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225118312 | [Redacted] | [Redacted] |  | 35852600 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [redacted] Rate Lock is missing and is required by lender. |  |  |  | Reviewer Comment (2026-03-03): Received Rate Lock document. Exception cleared.<br>Buyer Comment (2026-03-02): lock | 03/03/2026 |  |  | 1 C A D | [redacted] | FL | Primary | Purchase | D A | Non QM | Non QM | No |
| 225118709 | [Redacted] | [Redacted] |  | 35835431 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-03-02): Received E-sign Consent document. Exception cleared.<br>Buyer Comment (2026-02-26): econsent upld | 03/02/2026 |  |  | 1 C A | [redacted] | CT | Primary | Purchase | D A | Non QM | Non QM | No |
| 225118709 | [Redacted] | [Redacted] |  | 35852927 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [redacted] Rate Lock is missing and is required by the Lender. |  |  |  | Reviewer Comment (2026-03-02): Received Cross Country Mortgage initial Rate Lock document. Exception cleared.<br>Buyer Comment (2026-02-26): initial lock upld | 03/02/2026 |  |  | 1 C A D | [redacted] | CT | Primary | Purchase | D A | Non QM | Non QM | No |
| 225118709 | [Redacted] | [Redacted] |  | 35853034 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address [Redacted] HOA Verification | HOA information is missing for REO property. |  |  |  | Reviewer Comment (2026-03-10): Received HOA Verification and updated 1003 and 1008. Exception cleared,.<br>Buyer Comment (2026-03-07): hoa lox and revised 1008/1003 upld | 03/10/2026 |  |  | 1 C A | [redacted] | CT | Primary | Purchase | D A | Non QM | Non QM | No |
| 225118730 | [Redacted] | [Redacted] |  | 35951575 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $266.00 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-03): Sufficient Cure Provided At Closing |  | 03/03/2026 |  | 1 A | [redacted] | VT | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225118755 | [Redacted] | [Redacted] |  | 35836091 | [Redacted] | [redacted] | Credit | Credit | Transaction Error | Credit | Transaction Error: Total Cash-out on a purchase transaction. | Borrower is receiving total cash-out of $59,343.01 on a purchase transaction. | Subject transaction of purchase and as per the closing disclosure borrower is receiving cash out transaction. |  |  |  | Reviewer Comment (2026-03-03): Proceeds from sale of other property was used in purchase transaction.<br>Buyer Comment (2026-02-27): Please see HUD on d0308 from the sale of 7 Via Olorosa with net proceeds $319572.92 wired directly to title, funds were not used in this transaction.<br>Buyer Comment (2026-02-27): please disregard previous comment, i was reviewing the wrong file.<br>Buyer Comment (2026-02-27): final cd for subject property upld. | 03/03/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225118755 | [Redacted] | [Redacted] |  | 35836114 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 02/10/2026 disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $831,744.28 is over disclosed by $190.30 compared to the calculated Amount Financed of $831,553.98 and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated 02/10/2026). (Final/02/10/2026) | Amount financed disclosed is $831,744.28 . Calculated amount financed is $831,553.98 . Variance of $190.30 . Required Letter of Explanation, Proof of Delivery, Refund check for under disclosed amount, Corrected CD. |  |  |  | Reviewer Comment (2026-03-23): SitusAMC PCCD, LOE, and proof of mailing.<br>Buyer Comment (2026-03-20): pccd docs upld<br>Reviewer Comment (2026-03-02): The homeowners Dues are noted in section B and assumed to be a loan cost. If the fee is not a loan cost the fee must be moved to section H. Please provide LOA for fee purpose on fraud fee search to retain with file.<br>Buyer Comment (2026-02-27): $184 condo questionnaire is the borrowers monthly HOA fee and the $6.30 cert fee is the loan safe fraud report, these are not APR fees.<br>Buyer Comment (2026-02-27): please disregard previous comment, i was reviewing the wrong file.<br>Buyer Comment (2026-02-27): final cd for subject property upld to trl docs |  | 03/23/2026 |  | 2 C B | [redacted] | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 225118755 | [Redacted] | [Redacted] |  | 35836115 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on 02/10/2026 disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $1,054,836.17 is under disclosed by $190.30 compared to the calculated Finance Charge of $1,055,026.47 which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated 02/10/2026). (Final/02/10/2026) | Finance Charge disclosed is $1,054,836.17 . Calculated finance charge is $1,055,026.47 . Variance of $190.30 . Required Letter of Explanation, Proof of Delivery, Refund check for under disclosed amount, Corrected CD. |  |  |  | Reviewer Comment (2026-03-23): SitusAMC PCCD, LOE, and proof of mailing.<br>Buyer Comment (2026-03-20): pccd docs upld to trl docs<br>Reviewer Comment (2026-03-02): The homeowners Dues are noted in section B and assumed to be a loan cost. If the fee is not a loan cost the fee must be moved to section H. Please provide LOA for fee purpose on fraud fee search to retain with file.<br>Buyer Comment (2026-02-27): $184 condo questionnaire is the borrowers monthly HOA fee and the $6.30 cert fee is the loan safe fraud report, these are not APR fees.<br>Buyer Comment (2026-02-27): please disregard previous comment, i was reviewing the wrong file.<br>Buyer Comment (2026-02-27): final cd for subject property upld to trl docs |  | 03/23/2026 |  | 2 C B | [redacted] | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 225118757 | [Redacted] | [Redacted] |  | 35835798 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Guideline | The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. |  | Missing Verification of Rent. |  |  |  | Reviewer Comment (2026-03-04): Received Proof of 7 months of rent. Exception cleared.<br>Buyer Comment (2026-03-03): Borrower's lease on the rental began in mid-May, 2025, (see lease D0229) attached are the statements showing the rental payments since that time. | 03/04/2026 |  |  | 1 C A | [redacted] | NJ | Second Home | Purchase | C A | Non QM | Non QM | No |
| 225118757 | [Redacted] | [Redacted] |  | 35835811 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $440.80 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | 0% tolerance was exceeded by $45.80 due to Credit Report Fee. A specific credit of $45.80 has been provided as cure at closing. |  |  |  | Reviewer Comment (2026-02-18): Sufficient Cure Provided At Closing |  | 02/18/2026 |  | 1 A | [redacted] | NJ | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225118758 | [Redacted] | [Redacted] |  | 35835950 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for loan amount <$100K is approved. Per disposition, max 80% LTRV. minimum 1.25 DSCR, minimum 3-year PPP. Borrower must meet all landlord waiver history requirements. Subject to meeting all other signature expanded guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 51.48<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 737 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-02): Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-28): Please cancel or clear as Approved exception is found in D0378. |  |  | 03/02/2026 | 2 C B | [redacted] | NY | Investment | Purchase | C B A |  | N/A | No |
| 225118776 | [Redacted] | [Redacted] |  | 35835484 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Tax Verification | Tax and Insurance verification document is missing in the file. |  |  |  | Reviewer Comment (2026-03-02): Received Hazard Insurance, Tax cert, HOI verification document of REO property "XXXX", information validated. Exception Cleared.<br>Buyer Comment (2026-02-26): hoa also upld<br>Buyer Comment (2026-02-26): tax/ins upld | 03/02/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225118776 | [Redacted] | [Redacted] |  | 35835506 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated 01/14/2026 was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (Initial/01/14/2026) | Loan Estimate was sent electronically prior to the earliest dated Econsent in file. |  |  |  | Reviewer Comment (2026-02-26): Situsamc Received earliest E-Consent dated 11/17/2025.<br>Buyer Comment (2026-02-26): proof econsent accepted upld | 02/26/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225118776 | [Redacted] | [Redacted] |  | 35835507 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $700.00 exceeds tolerance of $625.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Appraisal Fee. Fee Amount of $700.00 exceeds tolerance of $625.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-18): Sufficient Cure Provided At Closing |  | 02/18/2026 |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225118776 | [Redacted] | [Redacted] |  | 35835508 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $248.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-18): Sufficient Cure Provided At Closing |  | 02/18/2026 |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225118777 | [Redacted] | [Redacted] |  | 35835863 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 42.36187%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 44.52100%. | Diligence Investor qualifying total debt ratio is 42.36187% and Bid Tape investor qualifying total debt ratio is 44.52100%, [Redacted] does not meet guideline requirements. |  |  |  | Reviewer Comment (2026-03-05): Cleared. Received update 1008. [Redacted] is similar to due diligence reveiw.<br>Buyer Comment (2026-03-05): Please see attached 1008.<br>Reviewer Comment (2026-03-04): Received 1008 is not a legible copy. Required updated 1008 with legible format. Exception remains.<br>Buyer Comment (2026-03-03): Please see attached updated 1008/1003 correcting the qualifying rate. | 03/05/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225118777 | [Redacted] | [Redacted] |  | 35835866 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to Diligence Investor qualifying total debt ratio is 42.36187% and Bid Tape investor qualifying total debt ratio is 44.52100%, [Redacted] does not meet guideline requirements. |  |  |  | Reviewer Comment (2026-03-05): Cleared. Received update 1008. [Redacted] is similar to due diligence reveiw.<br>Buyer Comment (2026-03-05): Please see attached 1008. | 03/05/2026 |  |  | 1 B A C | [redacted] | NJ | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225118777 | [Redacted] | [Redacted] |  | 35835867 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to Diligence Investor qualifying total debt ratio is 42.36187% and Bid Tape investor qualifying total debt ratio is 44.52100%, [Redacted] does not meet guideline requirements. |  |  |  | Reviewer Comment (2026-03-05): Cleared. Received update 1008. [Redacted] is similar to due diligence reveiw.<br>Buyer Comment (2026-03-05): Please see attached 1008. | 03/05/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225118778 | [Redacted] | [Redacted] |  | 35835822 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for borrower rents primary and is a private landlord, do not have lease and one month paid in cash. Have VOR and email from landlord stating there is no lease and have zelle payments for 11 months. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 30.67<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 680<br> Representative FICO: 750 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-19): Lender Exception with Compensating Factors provided. |  |  | 02/19/2026 | 2 B | [redacted] | NY | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225118778 | [Redacted] | [Redacted] |  | 35835825 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Rider -1-4 Family is not signed by the borrower |  |  |  | Reviewer Comment (2026-02-27): Received Rider -1-4 Family in the file. Exception Cleared.<br>Buyer Comment (2026-02-26): 1-4 rider | XXXXX |  |  | 1 C A | [redacted] | NY | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225118779 | [Redacted] | [Redacted] |  | 35835704 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Condo project is non-warrantable due to insufficient insurance. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 679<br> Representative FICO: 805 | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-20): Client elects to waive with compensating factors. |  |  | 02/20/2026 | 2 B | [redacted] | FL | Investment | Purchase | B A | N/A | N/A | No |
| 225118791 | [Redacted] | [Redacted] |  | 35836090 | [Redacted] | [redacted] | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. | Borrower: [redacted] | Passport/ Resident Alien Card/ VISA/ Employment Authorization were not found in the file to verify the borrower's Non-Permanent Resident Alien status. |  |  |  | Reviewer Comment (2026-03-02): Individual Taxpayer Identification (ITIN) document received and verified. Exception cleared.<br>Buyer Comment (2026-02-27): borrower is ITIN, doc upld | 03/02/2026 |  |  | 1 C A | [redacted] | MD | Primary | Purchase | C A | Non QM | Non QM | No |
| 225118791 | [Redacted] | [Redacted] |  | 35836093 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship Source Documentation was not provided | Borrower: [redacted] | Passport/ Resident Alien Card/ VISA/ Employment Authorization were not found in the file to verify the borrower's Non-Permanent Resident Alien status. |  |  |  | Reviewer Comment (2026-03-02): Individual Taxpayer Identification (ITIN) document received and verified. Exception cleared.<br>Buyer Comment (2026-02-27): borrower is ITIN, doc upld to trl docs | 03/02/2026 |  |  | 1 B A | [redacted] | MD | Primary | Purchase | C A | Non QM | Non QM | No |
| 225118791 | [Redacted] | [Redacted] |  | 35836097 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Missing Verification of Non-US Citizen Status. |  |  |  | Reviewer Comment (2026-03-02): Individual Taxpayer Identification (ITIN) document received and verified. Exception cleared.<br>Buyer Comment (2026-02-27): borrower is ITIN, doc upld to trl docs | 03/02/2026 |  |  | 1 C A | [redacted] | MD | Primary | Purchase | C A | Non QM | Non QM | No |
| 225118791 | [Redacted] | [Redacted] |  | 35836132 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $900.00 exceeds tolerance of $700.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | 0% tolerance was exceeded by $200 due to Appraisal Fee. A specific credit of $221 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-18): Sufficient Cure Provided At Closing |  | 02/18/2026 |  | 1 A | [redacted] | MD | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225118791 | [Redacted] | [Redacted] |  | 35836137 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $268.50 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | 0% tolerance was exceeded by $20.50 due to Credit Report Fee. A specific credit of $221 has been provided as cure at closing. |  |  |  | Reviewer Comment (2026-02-18): Sufficient Cure Provided At Closing |  | 02/18/2026 |  | 1 A | [redacted] | MD | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225118793 | [Redacted] | [Redacted] |  | 35836389 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 43.22554%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 42.99300%. | Data Discrepancy with [Redacted]. Lender [Redacted] is 42.993, review [Redacted] is 43.22554. The reason for the discrepancy is due to a small difference in the PITIA of the subject. Review PITIA is $12,609.30 and 1008 indicates Lender PITIA was $12,537.43 |  |  |  | Reviewer Comment (2026-03-04): Updated 1003 and 1008 received and verified. Exception cleared<br>Buyer Comment (2026-03-03): [Redacted] corrected | 03/04/2026 |  |  | 1 C A | [redacted] | CA | Second Home | Purchase | C A | Non QM | Non QM | No |
| 225118793 | [Redacted] | [Redacted] |  | 35836391 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall finding due to Diligence Investor qualifying total debt ratio is 43.22554% and Bid Tape investor qualifying total debt ratio is 42.99300%. |  |  |  | Reviewer Comment (2026-03-04): Updated 1003 and 1008 received and verified. Exception cleared<br>Buyer Comment (2026-03-03): See updated 1008/1003 | 03/04/2026 |  |  | 1 B A C | [redacted] | CA | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225118793 | [Redacted] | [Redacted] |  | 35836392 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall finding due to Diligence Investor qualifying total debt ratio is 43.22554% and Bid Tape investor qualifying total debt ratio is 42.99300%. |  |  |  | Reviewer Comment (2026-03-04): Updated 1003 and 1008 received and verified. Exception cleared<br>Buyer Comment (2026-03-03): See updated 1008/1003 | 03/04/2026 |  |  | 1 C A | [redacted] | CA | Second Home | Purchase | C A | Non QM | Non QM | No |
| 225118907 | [Redacted] | [Redacted] |  | 35836057 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification | Insurance verification not provided. |  |  |  | Reviewer Comment (2026-03-04): As per provided document REO property "Address: XXXXX is Land Only. Exception Cleared<br>Buyer Comment (2026-03-03): This property is raw land therefore there is no hazard insurance. Please refer to the Property History report D0221 which shows there is no house on the land. I have also uploaded additional proof with pictures to show this is raw land therefore Hazard Insurance is not required. | 03/04/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225118907 | [Redacted] | [Redacted] |  | 35836058 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted]HOA Verification | HOA Verification not provided. |  |  |  | Reviewer Comment (2026-03-04): As per available HOI document updated HOI amount of REO Address: XXXX. Exception Cleared.<br>Buyer Comment (2026-03-03): Please refer to D350 third page down, which shows annual HOA dues for this property are $275. | 03/04/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225118907 | [Redacted] | [Redacted] |  | 35836065 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-03-04): Received E-consent Document, Exception Cleared.<br>Buyer Comment (2026-03-03): Please see attached eConsent form. | 03/04/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225118907 | [Redacted] | [Redacted] |  | 35836082 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $251.75 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit report fee in loan estimate is $248.00 and closing disclosure reflects $251.75 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-18): Sufficient Cure Provided At Closing |  | 02/18/2026 |  | 1 A | [redacted] | TX | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225118908 | [Redacted] | [Redacted] |  | 35835795 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the Initial Cross-Country Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2026-03-02): Received Rate Lock document. Exception cleared.<br>Buyer Comment (2026-02-27): initial lock upld<br>Buyer Comment (2026-02-26): initial lock upld | 03/02/2026 |  |  | 1 C A D | [redacted] | NJ | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| 225118908 | [Redacted] | [Redacted] |  | 35835799 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification | Missing Hazard Insurance for REO - [Redacted]. As per mortgage statement provided, only flood insurance is escrowed. |  |  |  | Reviewer Comment (2026-03-12): Received Hazard insurance policy for the property. Exception cleared.<br>Buyer Comment (2026-03-10): hoi upld<br>Reviewer Comment (2026-03-02): Received Flood Insurance. Required Hazard Insurance Policy. Exception remains.<br>Buyer Comment (2026-02-27): please see address lox on d0384, reo docs uploaded, there is no hoi or hoa | 03/12/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| 225118908 | [Redacted] | [Redacted] |  | 35835800 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State Defect | New Jersey Prepayment Penalty - Non Business Entity | New Jersey Prepayment Penalty: No prepayment penalties are permissible in the state of New Jersey under N.J.S.A. 46:10B-2. Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  | Buyer Comment (2026-03-10): ok to waive<br>Reviewer Comment (2026-03-02): NJ loans that have a prepay contracted for with borrowers who are an Individual, LLC, LP or Trust will receive a New Jersey Prepay failure exception. The exception will be a material EV3-C unless there is language in the Note that states the prepayment penalty will not exceed the maximum amount permitted by applicable law. If this language exists, the exception will be graded as an EV2-B.<br>Buyer Comment (2026-02-26): loan closed in a llc, this is an investment property, business purpose cert is on d0197 |  |  | 03/10/2026 | 2 B | [redacted] | NJ | Investment | Refinance - Rate/Term | D B A | N/A | N/A | No |
| 225118941 | [Redacted] | [Redacted] |  | 35835939 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee was last disclosed as $395.00 on the Loan Estimate but disclosed as $401.30 on Final Closing Disclosure. File does not contain a Valid change of circumstance for this fee, nor evidence of cure in file |  |  |  | Reviewer Comment (2026-02-18): Sufficient Cure Provided At Closing |  | 02/18/2026 |  | 1 A | [redacted] | WA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225119918 | [Redacted] | [Redacted] |  | 35840870 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for loan amount below $100K is approved. Per disposition, max 75% LTV, minimum 1.25 DSCR, minimum 3-year PPP. Subject to low loan level pricing. Subject to meeting all other signature expanded guidelines. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 753 | Aggregator,SitusAMC | Reviewer Comment (2026-02-19): Client elects to waive with compensating factors. |  |  | 02/19/2026 | 2 B | [redacted] | NY | Investment | Purchase | C B A |  | N/A | No |
| 225119918 | [Redacted] | [Redacted] |  | 35852871 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Desk Review / Valuation Report Date: 01/19/2026 | The zip code on the desk review is 14621 instead of 14609. |  |  |  | Reviewer Comment (2026-03-06): Zip code corrected, cleared<br>Buyer Comment (2026-03-05): Corrected CDA | 03/06/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C B A |  | N/A | No |
| 225120024 | [Redacted] | [Redacted] |  | 35845927 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-03-03): Title supplement received.<br>Buyer Comment (2026-03-02): Supplement | 03/03/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225120026 | [Redacted] | [Redacted] |  | 35852885 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [redacted] // Account Type: Checking / Account Number: XXXX | Two months bank statements not provided in file. |  |  |  | Reviewer Comment (2026-03-02): Provided bank statement confirming account was opened on 12/25/2025. And LOE stating cash funds used in the amount of $2,050 for initial deposit of new account. Exception cleared.<br>Buyer Comment (2026-02-26): account statement and activity statement upld, please see lox on d0345 confirming account was opened 12/25. | 03/02/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225120026 | [Redacted] | [Redacted] |  | 35852907 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender required an exception which was approved for non-warrantable condo - condotel and investor concentration. Per disposition, 70% max LTV, minimum 0.87 DSCR, minimum 3-year PPP, borrower to meet all other condotel guidelines. Subject to meeting all other signature expanded guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | Reserves: 32.75<br> Guideline Requirement: 12.00<br>Borrower's Own Funds Percent: 28.03%<br> Borrower's Own Funds Amount: $67,294.41 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-20): Client elects to waive with compensating factors. |  |  | 02/20/2026 | 2 B | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225120026 | [Redacted] | [Redacted] |  | 35852911 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender required an exception which was approved for DSCR 0.87 using market rent. Per disposition, 70% max LTV, minimum 0.87 DSCR, minimum 3-year PPP, borrower to meet all other condotel guidelines. Subject to meeting all other signature expanded guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | Reserves: 32.75<br> Guideline Requirement: 12.00<br>Borrower's Own Funds Percent: 28.03%<br> Borrower's Own Funds Amount: $67,294.41 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-20): Client elects to waive with compensating factors. |  |  | 02/20/2026 | 2 B | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225120027 | [Redacted] | [Redacted] |  | 35846175 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock document is missing. |  |  |  | Reviewer Comment (2026-03-02): Received rate lock document. Exception cleared.<br>Buyer Comment (2026-02-26): final lock | 03/02/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225120081 | [Redacted] | [Redacted] |  | 35845950 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the Initial [redacted]Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2026-03-04): [Redacted] rate lock received and verified. Exception cleared.<br>Buyer Comment (2026-03-02): Lock | 03/04/2026 |  |  | 1 C A D | [redacted] | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| 225120081 | [Redacted] | [Redacted] |  | 35845951 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | File is missing deed transferring property to borrowers. |  |  |  | Reviewer Comment (2026-03-04): Deed document received and verified. Exception cleared<br>Buyer Comment (2026-03-02): Deed | 03/04/2026 |  |  | 1 D A | [redacted] | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| 225120081 | [Redacted] | [Redacted] |  | 35845957 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [Redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | [Redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | State Counseling disclosure was provided on 12/16/2025, one day after the application date of 12/15/2025. |  |  |  | Buyer Comment (2026-03-16): OK to waive compliant exception per CNR<br>Buyer Comment (2026-03-16): Please see attached Rebuttal<br>Reviewer Comment (2026-03-05): Reviewed Exception remains, State Counseling disclosure was provided on 12/16/2025.<br>Buyer Comment (2026-03-02): Rebuttal |  |  | 03/16/2026 | 2 B | [redacted] | NY | Primary | Purchase | No obvious cure D B A | Non QM | Non QM | No |
| 225120081 | [Redacted] | [Redacted] |  | 35845958 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | [Redacted] Subprime Home Loan Threshold Greater than 3 Year ARM Compliant | [Redacted] Subprime Loan: APR on subject loan of 8.00132% is in excess of allowable threshold of Prime Mortgage Market Rate 6.19000% + 1.75%, or 7.94000%. Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2026-03-18): This is only an EV1 Compliance citing. No action is required on this.<br>Buyer Comment (2026-03-16): Please see rebuttal uploaded 3/16<br>Reviewer Comment (2026-03-05): Reviewed Exception remains, State Counseling disclosure was provided on 12/16/2025.<br>Buyer Comment (2026-03-02): See upload |  |  |  | 1 B | [redacted] | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. D B | Non QM | Non QM | Yes |
| 225120158 | [Redacted] | [Redacted] |  | 35846836 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception is approved for non-warrantable due to reserve allocation on budget and insufficient insurance and ACV on the roofs. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum. | Exception approved with comp factors. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-20): Exception approved with comp factors. |  |  | 02/20/2026 | 2 B | [redacted] | NJ | Investment | Purchase | B A | N/A | N/A | No |
| 225120172 | [Redacted] | [Redacted] |  | 35848874 | [Redacted] | [redacted] | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Appraisal 1004 is missing |  |  |  | Reviewer Comment (2026-03-03): Received appraisal document, information validated. Exception Cleared.<br>Buyer Comment (2026-02-28): appraisal for subject property upld | 03/03/2026 |  |  | 1 D A | [redacted] | FL | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225120172 | [Redacted] | [Redacted] |  | 35849015 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $[redacted]0 exceeds tolerance of $301.00 plus [Redacted] or $[redacted]0. Sufficient or excess cure was provided to the borrower at Closing. (0) | [Redacted] exceeded. Total amount of $[redacted] exceeds tolerance of [redacted] plus [Redacted]. No cure was provided to the borrower at Closing |  |  |  | Reviewer Comment (2026-02-19): Sufficient Cure Provided At Closing |  | 02/19/2026 |  | 1 A | [redacted] | FL | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225120172 | [Redacted] | [Redacted] |  | 35849016 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee Amount of $[redacted] exceeds tolerance of $790.00. No cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-19): Sufficient Cure Provided At Closing |  | 02/19/2026 |  | 1 A | [redacted] | FL | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225120172 | [Redacted] | [Redacted] |  | 35849033 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. | Disaster Name:[redacted]<br> Disaster Declaration Date: 10/11/2024<br> Disaster End Date: 11/02/2024 |  |  |  |  | Reviewer Comment (2026-03-03): Received appraisal document, information validated. Exception Cleared.<br>Buyer Comment (2026-02-28): appraisal for subject property upld to trl docs | 03/03/2026 |  |  | 1 C A | [redacted] | FL | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225120172 | [Redacted] | [Redacted] |  | 35849046 | [Redacted] | [redacted] | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 | Note Date: [redacted]; Lien Position: 1 | No secondary appraisal or hybrid interior appraisal provided |  |  |  | Reviewer Comment (2026-03-10): UCDP document received, CU score is 1, LCA score is 1.5, secondary valuation is not required.<br>Buyer Comment (2026-03-09): correct UCDP's upld, the CU is 1, this review doesn't require a CDA per guides.<br>Buyer Comment (2026-02-26): ok to wiave | 03/10/2026 |  |  | 1 D A | [redacted] | FL | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225120172 | [Redacted] | [Redacted] |  | 35952320 | [Redacted] | [redacted] | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: [redacted]6; Lien Position: 1 |  |  |  |  | Reviewer Comment (2026-03-10): UCDP document received, CU score is 1, secondary valuation is not required.<br>Buyer Comment (2026-03-09): correct UCDP's upld to trl docs, the CU is 1, this review doesn't require a CDA per guides. | 03/10/2026 |  |  | 1 A | [redacted] | FL | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225120172 | [Redacted] | [Redacted] |  | 35959035 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy: FICO |  |  |  | Reviewer Comment (2026-03-09): Received updated 1008, Exception cleared.<br>Buyer Comment (2026-03-06): Please review updated 1008 reflecting B3's fico and clear<br>Buyer Comment (2026-03-06): 1008 rev<br>Reviewer Comment (2026-03-04): Per guidelines, the middle score of the primary income earner is used to qualify for full doc loan. B3 is the highest wage earner.<br>Buyer Comment (2026-03-03): Credit Reports - All 3 borrowers<br>Buyer Comment (2026-03-03): [Redacted] respectfully disagrees with finding. Please review credit reports for all 3 borrowers, B2's middle score of 723 is indeed the lowest of the three, which is required via guideline. | 03/09/2026 |  |  | 1 A | [redacted] | FL | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225120181 | [Redacted] | [Redacted] |  | 35847723 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | File is missing with Rate lock document. |  |  |  | Reviewer Comment (2026-03-03): Rate lock received.<br>Buyer Comment (2026-03-02): lock upld | 03/03/2026 |  |  | 1 B A | [redacted] | SC | Primary | Purchase | C A B | Non QM | Non QM | No |
| 225120181 | [Redacted] | [Redacted] |  | 35847734 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted], Insurance Verification, Statement, Tax Verification | File is missing Insurance Verification, Statement, Tax Verification for property address of [Redacted] |  |  |  | Reviewer Comment (2026-03-05): Cleared. Received lender attestation regarding documenatation used to determine exspenses.<br>Buyer Comment (2026-03-03): rebuttal upld | 03/05/2026 |  |  | 1 C A | [redacted] | SC | Primary | Purchase | C A B | Non QM | Non QM | No |
| 225121203 | [Redacted] | [Redacted] |  | 35848756 | [Redacted] | [redacted] | Credit | Document Inventory | General | Missing Document | Evidence of Taxpayer Consent is Missing, and Taxpayer documentation is present. |  | Evidence of Taxpayer Consent is Missing |  |  |  | Reviewer Comment (2026-03-04): Evidence of Taxpayer Consent verbiage available on final 1003 document. Exception Cleared.<br>Buyer Comment (2026-03-02): See page 17 of 1003 | 03/04/2026 |  |  | 1 B A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225121203 | [Redacted] | [Redacted] |  | 35848795 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock document is missing. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  | Reviewer Comment (2026-03-04): Received Rate lock document, information validated. Exception Cleared.<br>Buyer Comment (2026-03-03): lock form | 03/04/2026 |  |  | 1 B A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225121203 | [Redacted] | [Redacted] |  | 35848800 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 calendar days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 02/07/2013 | Provided Verification(s) of employment is not within 10 calendar days of the Note. |  |  |  | Reviewer Comment (2026-03-16): Verification of employment is within 10 business days of the Note as required by the guidelines, exception cleared.<br>Buyer Comment (2026-03-12): VOE<br>Reviewer Comment (2026-03-04): Require complete pages from 1-4 of provided VVOE document as it has only pages 3-4 of VVOE document, Exception Remains.<br>Buyer Comment (2026-03-03): VOE | 03/16/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225121203 | [Redacted] | [Redacted] |  | 35866728 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Attorney Review Fee. Fee Amount of $[redacted]0 exceeds tolerance of $0.00. [redacted] over legal limit. Insufficient or no cure was provided to the borrower. (7741) | An Attorney Review Fee was added on the initial CD with no valid Change of Circumstance found in file and no evidence of a tolerance cure. |  |  |  | Reviewer Comment (2026-03-05): SitusAMC received Post CD and LOX.<br>Buyer Comment (2026-03-03): PCCD with letter | 03/05/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225121203 | [Redacted] | [Redacted] |  | 35866742 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall finding due to missing VVOE for borrower within 10 days of the Note date. |  |  |  | Reviewer Comment (2026-03-16): Verification of employment is within 10 business days of the Note as required by the guidelines, exception cleared. | 03/16/2026 |  |  | 1 B A C | [redacted] | NJ | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225121203 | [Redacted] | [Redacted] |  | 35866743 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall finding due to missing VVOE for borrower within 10 days of the Note date. |  |  |  | Reviewer Comment (2026-03-16): Verification of employment is within 10 business days of the Note as required by the guidelines, exception cleared. | 03/16/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225121203 | [Redacted] | [Redacted] |  | 35866747 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing VVOE for borrower within 10 days of the Note date. |  |  |  | Reviewer Comment (2026-03-16): Verification of employment is within 10 business days of the Note as required by the guidelines, exception cleared. | 03/16/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225121203 | [Redacted] | [Redacted] |  | 35866750 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall finding due to missing VVOE for borrower within 10 days of the Note date. |  |  |  | Reviewer Comment (2026-03-16): Verification of employment is within 10 business days of the Note as required by the guidelines, exception cleared. | 03/16/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225140294 | [Redacted] | [Redacted] |  | 35852207 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-02-19): Sufficient Cure Provided At Closing |  | 02/19/2026 |  | 1 A | [redacted] | GA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225140297 | [Redacted] | [Redacted] |  | 35851918 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is not provided in file |  |  |  | Reviewer Comment (2026-03-02): Received Corporate Resolution. Exception Cleared<br>Buyer Comment (2026-02-27): unanimous consent upld, amount on letter acceptable as it is more than the actual loan amount. | 03/02/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225140297 | [Redacted] | [Redacted] |  | 35851931 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is not provided in file |  |  |  | Reviewer Comment (2026-03-02): Received final HUD-1 Exception Cleared.<br>Buyer Comment (2026-02-27): final ss upld | 03/02/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225140297 | [Redacted] | [Redacted] |  | 35858045 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the most recent 12 month mortgage payment history for the subject property. |  |  |  | Reviewer Comment (2026-03-02): The Payment history for the subject property provided with initial package. Exception cleared.<br>Buyer Comment (2026-02-27): please see statements on d0170-171 and pa off on d0174 | 03/02/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225140308 | [Redacted] | [Redacted] |  | 35853618 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide 12 months pay history for subject mortgage. |  |  |  | Reviewer Comment (2026-03-12): Received partial release associated.<br>Buyer Comment (2026-03-11): please see title email upld, if the partial release provided should be sufficient to clear.<br>Reviewer Comment (2026-03-09): Received partial reconveyance. Required 12 month Pay history for the subject property. Exception remains.<br>Buyer Comment (2026-03-06): release upld<br>Reviewer Comment (2026-03-02): Reviewed credit supplement and mortgage of $356,000 is for coborrower's primary residence. File is missing 12 months pay history for subject mortgage 4431 Deveraux Pl unit A. Exception remains<br>Buyer Comment (2026-02-27): please see credit supplement on d0202 | 03/12/2026 |  |  | 1 C A | [redacted] | MT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225140308 | [Redacted] | [Redacted] |  | 35853619 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Payoff Statement(s) not provided |  | The mortgage payoff statement for subject property is missing. Provide full satisfaction of lien. |  |  |  | Reviewer Comment (2026-03-12): Received partial release associated.<br>Buyer Comment (2026-03-11): please see title email upld, if the partial release provided should be sufficient to clear.<br>Reviewer Comment (2026-03-10): Received partial reconveyance from business entity to layered business entity. Provide full satisfaction of lien. Exception remains.<br>Buyer Comment (2026-03-06): release upld | 03/12/2026 |  |  | 1 C A | [redacted] | MT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225140328 | [Redacted] | [Redacted] |  | 35853646 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception requested to allow for a 2-1 temporary buydown when the LTV exceeds [redacted]%. The exception is approved with [redacted]% LTV Max, Minimum [redacted] DSCR, Minimum 3yr PPP and subject to meeting all other signature expanded guideline requirements. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Miscellaneous | Guidelines Representative FICO: 660<br> Representative FICO: 774<br>Long term home ownership | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | Reviewer Comment (2026-02-20): Client elects to waive with compensating factors. |  |  | 02/20/2026 | 2 B | [redacted] | TX | Investment | Purchase | B A |  | N/A | No |
| 225140328 | [Redacted] | [Redacted] |  | 35853649 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception requested for Non- warrantable presale is not met on a newly converted project. The exception is approved with [redacted]% LTV Max, Minimum [redacted] DSCR, Minimum 3yr PPP and subject to meeting all other signature expanded guideline requirements. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Miscellaneous | Guidelines Representative FICO: 660<br> Representative FICO: 774<br>Long term home ownership | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | Reviewer Comment (2026-02-20): Client elects to waive with compensating factors. |  |  | 02/20/2026 | 2 B | [redacted] | TX | Investment | Purchase | B A |  | N/A | No |
| 225140330 | [Redacted] | [Redacted] |  | 35858846 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for non-warrantable condo due to critical repairs and litigation. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Miscellaneous | Guidelines Representative FICO: 620<br> Representative FICO: 794<br>Minimal consumer debt. | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | Reviewer Comment (2026-02-20): Client elects to waive with compensating factors. |  |  | 02/20/2026 | 2 B | [redacted] | FL | Investment | Purchase | B A |  | N/A | No |
| 225140331 | [Redacted] | [Redacted] |  | 35853760 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2026-03-03): Received required documentation. Condition cleared.<br>Buyer Comment (2026-03-02): lock upld | 03/03/2026 |  |  | 1 B A | [redacted] | AZ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 225140331 | [Redacted] | [Redacted] |  | 35853764 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $100.00 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | Appraisal fee disclosed as $[redacted] on LE and as [redacted] on final CD. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-03-25): Situsamc Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-03-24): the lox provided references the total of both checks and were sent together with the pccd docs.<br>Reviewer Comment (2026-03-23): Situsamc Received Corrected PCCD, LOE, Refund Check and Proof of Mailing; however, received only one proof of Mailing for copies of check. Provide Proof of Mailing for 2nd copy of check confirm if both checks are sent with received proof of Mailing.<br>Buyer Comment (2026-03-20): pccd docs upld |  | 03/25/2026 |  | 2 C B | [redacted] | AZ | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225140331 | [Redacted] | [Redacted] |  | 35853765 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Service Charges. Fee Amount of $[redacted] exceeds tolerance of $0.00. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. (7527) | The fee for the Loan Safe Report of $[redacted] was added on the initial CD. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-03-25): Situsamc Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-03-24): the lox provided references the total of both checks and were sent together with the pccd docs.<br>Reviewer Comment (2026-03-23): Situsamc Received Corrected PCCD, LOE, Refund Check and Proof of Mailing; however, received only one proof of Mailing for copies of check. Provide Proof of Mailing for 2nd copy of check confirm if both checks are sent with received proof of Mailing.<br>Buyer Comment (2026-03-20): pccd docs upld to trl docs<br>Reviewer Comment (2026-03-03): SitusAMC received rebuttal and invoice, however there is no COC document available in file. Please provide valid COC document with sufficient information why the fee was added or cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-03-02): this is a one time fee to pull the loan safe report, invoice upld |  | 03/25/2026 |  | 2 C B | [redacted] | AZ | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225140331 | [Redacted] | [Redacted] |  | 35853773 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio:[redacted]0%. | Lender [Redacted] 41.037% is less than calculated [Redacted] 47.76972%. The discrepancy is due to lender not including the $2202.22 pmt on borrowers' other second home in the [Redacted]. |  |  |  | Reviewer Comment (2026-03-03): Received updated 1008 which supports the correct [Redacted], however please be sure to update Bid tape. Condition is allowed to be cleared.<br>Buyer Comment (2026-03-02): revised 1008 upld | 03/03/2026 |  |  | 1 C A | [redacted] | AZ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 225140331 | [Redacted] | [Redacted] |  | 35853776 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to Lender [Redacted] 41.037% is less than calculated [Redacted] 47.76972%. The discrepancy is due to lender not including the $2202.22 pmt on borrowers' other second home in the [Redacted]. |  |  |  | Reviewer Comment (2026-03-03): Received updated 1008 which supports the correct [Redacted], however please be sure to update Bid tape. Condition is allowed to be cleared.<br>Buyer Comment (2026-03-02): revised 1008 upld to trl docs | 03/03/2026 |  |  | 1 B A C | [redacted] | AZ | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225140331 | [Redacted] | [Redacted] |  | 35853777 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to Lender [Redacted] [redacted]% is less than calculated [Redacted] [redacted]%. .The discrepancy is due to lender not including the $[redacted] pmt on borrowers' other second home in the [Redacted]. |  |  |  | Reviewer Comment (2026-03-03): Received updated 1008 which supports the correct [Redacted], however please be sure to update Bid tape. Condition is allowed to be cleared.<br>Buyer Comment (2026-03-02): revised 1008 upld to trl docs | 03/03/2026 |  |  | 1 C A | [redacted] | AZ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 225140333 | [Redacted] | [Redacted] |  | 35852106 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved, Exception is needed due to 9.3: use of appraisal value for LTV calculation. Exception request to eligibility of subject property. Subject is a 3-unit property. All units are 1bd/1ba. property is located is a suburban area with public utilities. The subject is legally zoned. Property has gone through extensive remodeling since most recent purchase. The owner has provided a cost estimate of the improvements. The required CDA is an and supports value with no variance. Unable to downgrade and waive due to lender exception approval required evidence the property is listed for rent. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 767 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-05): Client elects to waive with compensating factors.<br>Buyer Comment (2026-03-05): Please see D0315 for proof of STR. Although the address is not listed on the ad, which is not uncommon for short term leases you can tell by the photos that it is the subject property. Most specifically the photo of the front of the unit which shows the number 724<br>Reviewer Comment (2026-03-04): Unable to downgrade and waive due to lender exception approval required evidence the property is listed for rent. Documentation is not located in the file.<br>Buyer Comment (2026-03-03): Please clear as exception document is found in D0282 or clarify what additionally is needed. |  |  | 03/05/2026 | 2 C B | [redacted] | AZ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225140404 | [Redacted] | [Redacted] |  | 35852631 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-19): Sufficient Cure Provided At Closing |  | 02/19/2026 |  | 1 A | [redacted] | NE | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225140406 | [Redacted] | [Redacted] |  | 35862008 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 1.00 is less than Guideline PITIA months reserves of 3.00. | 3 months reserves not provided in file. |  |  |  | Reviewer Comment (2026-03-18): Received updated statement. Condition cleared.<br>Reviewer Comment (2026-03-18): EXCEPTION HISTORY - Exception Explanation was updated on 03/18/2026 PRIOR Exception Explanation: Calculated PITIA months reserves of 0.83 is less than Guideline PITIA months reserves of 3.00.<br>Buyer Comment (2026-03-16): january chase #9798 statement upld, also see chase #3242 statement on d0209<br>Reviewer Comment (2026-03-06): Gift funds may not be used for reserves per guidelines.<br>Buyer Comment (2026-03-04): all documentation was provided in loan file - FTC - $160,000; EMD - $105,300; Reserves - $29.736 | 03/18/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225140406 | [Redacted] | [Redacted] |  | 35862030 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | [Redacted] due to reserve requirement not being met. |  |  |  | Reviewer Comment (2026-03-18): Received updated statement. Condition cleared.<br>Reviewer Comment (2026-03-06): Gift funds may not be used for reserves per guidelines.<br>Buyer Comment (2026-03-04): FTC - $160,000; EMD - $105,300; Reserves - $29.736 | 03/18/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225140406 | [Redacted] | [Redacted] |  | 35862031 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | [Redacted] due to reserve requirement not being met. |  |  |  | Reviewer Comment (2026-03-18): Received updated statement. Condition cleared.<br>Reviewer Comment (2026-03-06): Gift funds may not be used for reserves per guidelines.<br>Buyer Comment (2026-03-04): FTC - $160,000; EMD - $105,300; Reserves - $29.736 | 03/18/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225140407 | [Redacted] | [Redacted] |  | 35852211 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of [redacted] exceeds tolerance of $850.00. $150.00 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | Appraisal Fee disclosed as $[redacted] and then changed to $1,150.00 on final CD. No valid change of circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-03-03): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-02): please cancel, this was cured at close on the final cd. | 03/03/2026 |  |  | 1 C A | [redacted] | OR | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225140407 | [Redacted] | [Redacted] |  | 35852212 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted] $110.30 over legal limit. Insufficient or no cure was provided to the borrower. (7520) | Credit report fee disclosed as $291.00 and then changed to $401.30 on final CD. No valid change of circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-03-03): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-02): please cancel, this was cured at close on the final cd. | 03/03/2026 |  |  | 1 C A | [redacted] | OR | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225140407 | [Redacted] | [Redacted] |  | 35952570 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $1,000.00 exceeds tolerance of $850.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-03): Sufficient Cure Provided At Closing |  | 03/03/2026 |  | 1 A | [redacted] | OR | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225140407 | [Redacted] | [Redacted] |  | 35952571 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted]exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-03): Sufficient Cure Provided At Closing |  | 03/03/2026 |  | 1 A | [redacted] | OR | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225140575 | [Redacted] | [Redacted] |  | 35857057 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: Inter & Co // Account Type: Funds from Business Account / Account Number: XXXX+M1003:M1004 | Additional one month bank statement required to meet asset requirements for purchase transaction. |  |  |  | Reviewer Comment (2026-03-04): Received Currency exchange and funds were used to open account for funds to close. Exception Cleared.<br>Buyer Comment (2026-03-02): statements upld - Funds went from XXXX business to XXXX personal into currency exchange and funds were used to open Inter acct for funds to close. | 03/04/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A |  | N/A | No |
| 225140676 | [Redacted] | [Redacted] |  | 35852815 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted] Sufficient or excess cure was provided to the borrower at Closing. [redacted]) |  |  |  |  | Reviewer Comment (2026-02-19): Sufficient Cure Provided At Closing |  | 02/19/2026 |  | 1 A | [redacted] | NH | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225140676 | [Redacted] | [Redacted] |  | 35852820 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock agreement or alternative rate lock document is missing. |  |  |  | Reviewer Comment (2026-03-09): [Redacted] Initial Rate lock provided. Exception cleared.<br>Buyer Comment (2026-03-05): Please see attached Rate Lock for this transaction. | 03/09/2026 |  |  | 1 B A | [redacted] | NH | Primary | Purchase | B A | Non QM | Non QM | No |
| 225140706 | [Redacted] | [Redacted] |  | 35852729 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock document is missing. |  |  |  | Reviewer Comment (2026-03-09): Cleared. Received rate lock.<br>Buyer Comment (2026-03-05): Lock forms | 03/09/2026 |  |  | 1 B A | [redacted] | NH | Second Home | Purchase | C A | Non QM | Non QM | No |
| 225140706 | [Redacted] | [Redacted] |  | 35852730 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:[Redacted] exceeded for Lender Credits. Final Lender Credit of $600.00 exceeds tolerance of $-1,100.00. Insufficient or no cure was provided to the borrower. (9300) | Lender Credits. Final Lender Credit of $600.00 exceeds tolerance of $[redacted] with no valid change of circumstances and no cure was provided to borrower |  |  |  | Reviewer Comment (2026-03-09): SitusAMC: Sufficient cure provided. Full cure amount for tolerance violation was provided at closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-05): See D0188 page 139 for the consummation CD with a cure at the bottom of page 2 for the change in credits | 03/09/2026 |  |  | 1 C A | [redacted] | NH | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225140706 | [Redacted] | [Redacted] |  | 35994730 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Lender Credit Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Lender Credits. Final Lender Credit of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (9300) |  |  |  |  | Reviewer Comment (2026-03-09): Sufficient Cure Provided At Closing |  | 03/09/2026 |  | 1 A | [redacted] | NH | Second Home | Purchase | C A | Non QM | Non QM | Yes |
| 225140881 | [Redacted] | [Redacted] |  | 35853791 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD/Closing statement is missing in the file. Closing statement indicates this is an estimate only. |  |  |  | Reviewer Comment (2026-03-11): Document provided<br>Buyer Comment (2026-03-10): cc final ss upld<br>Reviewer Comment (2026-03-06): Provided closing statement is not stamped with escrow agent signature. Exception remains.<br>Buyer Comment (2026-03-05): cc of final ss upld<br>Reviewer Comment (2026-03-05): Provide the final closing statement fully executed by the all parties or stamped true and certified. Copy provided is not signed by all parties. Exception remains.<br>Buyer Comment (2026-03-04): final ss upld - final's do not get signed in CA | 03/11/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225140881 | [Redacted] | [Redacted] |  | 35853814 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved LTV exception to go to [redacted]% with a loan amount of $[redacted]. Per guidelines, the max LTV is 65%. Compensating factors are Long Term Home Ownership (>5 years), DSCR 1.25 or Greater and FICO 20 Points or More Above Requirement. Exception Conditions are [redacted] LTV (3M–MAX Loan amt), Minimum 1.25 DSCR, Minimum 1 yr PPP, DSCR Calc for STR to be used from the actual short-term net rents from the property management company. Exception LLPA in portal is +1.375.Comments to Valere that 1.375 is inclusive of exception LLPA + large loan amount LLPA and Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative FICO: 799<br>The DSCR of 1.62 is greater than the minimum required DSCR of 1.25 | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-23): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225141322 | [Redacted] | [Redacted] |  | 35871987 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception request to allow three months account statements (in lieu of six months normally required)to document assets being used for asset qualification. | Borrower has verified disposable income of at least $2500.00.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Miscellaneous<br>Miscellaneous | Lender Exception with Compensating Factors.<br>FICO 20 points or more above requirement<br>Long term homeownership (>5 years)<br>Reserves 12+ months more than requirement. | SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator<br>Originator | Reviewer Comment (2026-02-23): Lender Exception with Compensating Factors. |  |  | XXXXX | 2 B | [redacted] | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| 225141445 | [Redacted] | [Redacted] |  | 35853912 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Escrowed Property Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on 02/10/2026 are underdisclosed. (Final/02/10/2026) | Initial Escrow Account Disclosure is provided and Final Closing Disclosure dated [redacted]is reflecting no escrow page 1, 2 and 4. |  |  |  | Reviewer Comment (2026-03-10): SitusAMC received LOE suffice<br>Buyer Comment (2026-03-09): Rebuttal / explanation | 03/10/2026 |  |  | 1 C A | [redacted] | ME | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| 225141445 | [Redacted] | [Redacted] |  | 35853913 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Homeowners Insurance Included In Escrow Test | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on 02/10/2026 incorrectly disclosed whether Homeowners Insurance is included in escrow. (Final/02/10/2026) | Initial Escrow Account Disclosure is provided and Final Closing Disclosure dated [redacted]is reflecting no escrow page 1, 2 and 4. |  |  |  | Reviewer Comment (2026-03-10): Escrow amounts are acceptable.<br>Buyer Comment (2026-03-09): See rebuttal / explanation | 03/10/2026 |  |  | 1 C A | [redacted] | ME | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable | Non QM | Non QM | Yes |
| 225141445 | [Redacted] | [Redacted] |  | 35853914 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on 02/10/2026 are underdisclosed. (Final/02/10/2026) | Initial Escrow Account Disclosure is provided and Final Closing Disclosure dated 0[redacted] is reflecting no escrow page 1, 2 and 4. |  |  |  | Reviewer Comment (2026-03-10): SitusAMC received LOE suffice<br>Buyer Comment (2026-03-09): See rebuttal / explanation | 03/10/2026 |  |  | 1 C A | [redacted] | ME | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| 225141445 | [Redacted] | [Redacted] |  | 35853915 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Property Taxes Included In Escrow | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on 02/10/2026 incorrectly disclosed whether property taxes are included in escrow. (Final/[redacted]) | Initial Escrow Account Disclosure is provided and Final Closing Disclosure dated [redacted] is reflecting no escrow page 1, 2 and 4. |  |  |  | Reviewer Comment (2026-03-10): Escrow amounts are acceptable.<br>Buyer Comment (2026-03-09): See rebuttal / explanation | 03/10/2026 |  |  | 1 C A | [redacted] | ME | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable | Non QM | Non QM | Yes |
| 225141445 | [Redacted] | [Redacted] |  | 35853916 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Will Have Escrow Account | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted]6 incorrectly disclosed whether the loan will have an escrow account. (Final/[redacted]) | Initial Escrow Account Disclosure is provided and Final Closing Disclosure dated is reflecting no escrow page 1, 2 and 4. |  |  |  | Reviewer Comment (2026-03-10): SitusAMC received LOE suffice<br>Buyer Comment (2026-03-09): See rebuttal / explanation | 03/10/2026 |  |  | 1 C A | [redacted] | ME | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| 225141445 | [Redacted] | [Redacted] |  | 35853917 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Will Not Have Escrow Account | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on 02/10/2026 incorrectly disclosed whether the loan will have an escrow account. (Final/[redacted]) | Initial Escrow Account Disclosure is provided and Final Closing Disclosure dated [redacted] is reflecting no escrow page 1, 2 and 4. |  |  |  | Reviewer Comment (2026-03-10): SitusAMC received LOE suffice<br>Buyer Comment (2026-03-09): See rebuttal / explanation | 03/10/2026 |  |  | 1 C A | [redacted] | ME | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| 225141445 | [Redacted] | [Redacted] |  | 35853918 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted]0 plus [Redacted] or $[redacted]. $6.65 over legal limit. Insufficient or no cure was provided to the borrower. (0) | [Redacted] tolerance was exceeded by $[redacted] due to increase of recording fee. No valid COC provided, insufficient cure provided. Provide a post-close CD disclosing the tolerance cure to include $[redacted]5, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2026-03-23): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-20): See final CD , bottom of page 2 for cure D0170 page 134 | 03/23/2026 |  |  | 1 C A | [redacted] | ME | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225141445 | [Redacted] | [Redacted] |  | 35853919 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted]over legal limit. Insufficient or no cure was provided to the borrower. (7520) | Credit Report Fee was last disclosed as $[redacted] on LE but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $[redacted], a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2026-03-23): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-20): See final CD , bottom of page 2 for cure D0170 page 134 | 03/23/2026 |  |  | 1 C A | [redacted] | ME | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225141445 | [Redacted] | [Redacted] |  | 35853920 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] did not disclose the Monthly Escrow Payment. (Final/02/10/2026) | Initial Escrow Account Disclosure is provided and Final Closing Disclosure dated 02/10/2026 is reflecting no escrow page 1, 2 and 4. |  |  |  | Reviewer Comment (2026-03-10): SitusAMC received LOE suffice | 03/10/2026 |  |  | 1 A | [redacted] | ME | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error and Corrected CD A | Non QM | Non QM | Yes |
| 225141445 | [Redacted] | [Redacted] |  | 36112723 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $[redacted]5 exceeds tolerance of $[redacted] plus [Redacted] or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (0) |  |  |  |  | Reviewer Comment (2026-03-23): Sufficient Cure Provided At Closing |  | 03/23/2026 |  | 1 A | [redacted] | ME | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225141445 | [Redacted] | [Redacted] |  | 36112724 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of [redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-23): Sufficient Cure Provided At Closing |  | 03/23/2026 |  | 1 A | [redacted] | ME | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225141620 | [Redacted] | [Redacted] |  | 35857814 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | DSCR variance. Lender DSCR: 1.49. Review DSCR 1.41. Variance is due to lender using market rent of $[redacted] vs actual appraisal market rent $[redacted]. |  |  |  | Reviewer Comment (2026-03-09): Cleared. Received updated UW worksheet.<br>Buyer Comment (2026-03-05): Please see updated DSCR worksheet. | 03/09/2026 |  |  | 1 C A | [redacted] | DE | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225141620 | [Redacted] | [Redacted] |  | 35868676 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the most recent 12 month payment history on the mortgage for the subject property. |  |  |  | Reviewer Comment (2026-03-09): Most recent 12 month payment history for subject property verified. Exception Cleared.<br>Buyer Comment (2026-03-05): Please see 12 months of mortgage statement: D0199, D0206, D0208, D0210, D0212, D0214, D0216, D0218, D0220, D0222, D0224 & D0226 | 03/09/2026 |  |  | 1 C A | [redacted] | DE | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225141768 | [Redacted] | [Redacted] |  | 35853998 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Payoff Statement(s) not provided |  | The mortgage payoff statement for the subject property is missing. |  |  |  | Reviewer Comment (2026-03-17): Received partial reconveyance which includes lot h6. Exception cleared.<br>Buyer Comment (2026-03-16): this is lot h6 which is included in the partial release.<br>Reviewer Comment (2026-03-13): Provided partial reconveyance does not have subject lot number H0. It has lot number listed from H2 to H9. Exception remains.<br>Buyer Comment (2026-03-11): title email and partial release upld<br>Reviewer Comment (2026-03-05): Provided credit supplement does not have subject property lien paid off information. Require document to prove lien has been paid off. Exception remains.<br>Buyer Comment (2026-03-04): credit supplement upld | 03/17/2026 |  |  | 1 C A | [redacted] | MT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225141768 | [Redacted] | [Redacted] |  | 35853999 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the most recent 12 month mortgage pay history for the subject property. |  |  |  | Reviewer Comment (2026-03-20): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2026-03-17): Need the 12-month mortgage pay history for subject property.<br>Buyer Comment (2026-03-16): this is lot h6 which is included in the partial release.<br>Reviewer Comment (2026-03-13): No document received to verify 12-month mortgage pay history. Exception remains.<br>Buyer Comment (2026-03-12): the title email and partial release provided 3/11 should be sufficient to clear this condition.<br>Reviewer Comment (2026-03-12): Partial release document provided for subject property however most recent 12-month mortgage pay history for the subject property is needed. Credit supplement shows housing history for primary residence. Exception remains.<br>Buyer Comment (2026-03-11): title email and partial release upld to trl docs<br>Reviewer Comment (2026-03-05): Provided credit supplement does not have subject property housing history details. Require 12 months housing history for the subject property. Exception remains.<br>Buyer Comment (2026-03-04): credit supplement upld to trl docs | 03/20/2026 |  |  | 1 C A | [redacted] | MT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225141768 | [Redacted] | [Redacted] |  | 35868790 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) Security Instrument Error: Notary Date was not provided |  | The notary page of the Security instrument does not indicate that Marguerite appeared. This will need corrected. |  |  |  | Reviewer Comment (2026-03-05): Provided security instrument with executed notary page for Marguerite. Exception cleared.<br>Buyer Comment (2026-03-04): recorded mortgage with all signatures upld | 03/05/2026 |  |  | 1 B A | [redacted] | MT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225141825 | [Redacted] | [Redacted] |  | 35872673 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for non-warrantable condo due to litigation. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Loan to Value: 55.35714%<br> Guideline Maximum Loan to Value: 70.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 705 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-23): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| 225141825 | [Redacted] | [Redacted] |  | 35872712 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided to waive copies of paystubs for B2. Employes by family memeber and does not receive actual paystubs. The CPA for the business confirmed that they do not issue paystubs, just net checks. We have the 2024 taxes, transcripts, and W2's all matching to confirm income along with a WVOE from the busienss. We have copies of the net checks and proof of deposit. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Loan to Value: 55.35714%<br> Guideline Maximum Loan to Value: 70.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 705 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-23): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| 225142353 | [Redacted] | [Redacted] |  | 35872995 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Per lender guides, the following is required for use of business accounts: A CPA letter indicating the use of business funds will not affect business operations or a recent 3 month cash flow analysis for each business account used. |  |  |  | Reviewer Comment (2026-03-09): Cash flow analysis received and verified. Exception cleared.<br>Buyer Comment (2026-03-06): Please see attached Cash Flow analysis | 03/09/2026 |  |  | 1 C A | [redacted] | NC | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225142354 | [Redacted] | [Redacted] |  | 35854510 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Provide complete fraud report for the borrower. |  |  |  | Reviewer Comment (2026-03-03): Received complete fraud report. Exception cleared.<br>Buyer Comment (2026-03-02): please see attached final fraud report | 03/03/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A |  | N/A | No |
| 225144715 | [Redacted] | [Redacted] |  | 35855695 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business purpose cert not provided in file. |  |  |  | Reviewer Comment (2026-03-03): Received Business Purpose Certificate in the file. Exception Cleared.<br>Buyer Comment (2026-03-02): cert upld. | 03/03/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225147202 | [Redacted] | [Redacted] |  | 35873494 | [Redacted] | [redacted] | Credit | Credit | General | Credit | Initial Rate Lock rate date is not documented in file. |  | The lenders initial rate lock is missing from the file. |  |  |  | Reviewer Comment (2026-03-05): [Redacted] Initial rate lock received. Exception cleared.<br>Buyer Comment (2026-03-03): Lock | 03/05/2026 |  |  | 1 C A | [redacted] | NH | Investment | Purchase | C A | N/A | N/A | No |
| 225147202 | [Redacted] | [Redacted] |  | 35966815 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy: FICO |  |  |  | Reviewer Comment (2026-03-05): updated 763 mid score<br>Buyer Comment (2026-03-04): [Redacted] respectfully disagrees with FICO discrep. Guidelines state lowest middle score, which is what [Redacted] has done.<br> Please review CR and clear, thanks! | 03/05/2026 |  |  | 1 A | [redacted] | NH | Investment | Purchase | C A | N/A | N/A | No |
| 225147207 | [Redacted] | [Redacted] |  | 35864787 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | [redacted] Initial rate lock document is missing. |  |  |  | Reviewer Comment (2026-03-05): Rate lock agreement received.<br>Buyer Comment (2026-03-04): lock upld | 03/05/2026 |  |  | 1 B A | [redacted] | IL | Primary | Purchase | B A | Non QM | Non QM | No |
| 225147210 | [Redacted] | [Redacted] |  | 35865505 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee was last disclosed as $[redacted] on Loan Estimate but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid Changed Circumstance for this fee but was provided |  |  |  | Reviewer Comment (2026-02-23): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | WA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225147213 | [Redacted] | [Redacted] |  | 35865068 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification, Tax Verification | Insurance Verification and Tax Verification document is missing. |  |  |  | Reviewer Comment (2026-03-09): Hazard Insurance, Tax certificate and HOA document received and verified. Exception cleared<br>Buyer Comment (2026-03-06): Please see attached verification of HOI ($207.50/mo), Tax ($292.17) and HOA ($156/mo) for the property at 501 S Wildhorse Dr. I have also provided updated 1008/1003 with the accurate figures | 03/09/2026 |  |  | 1 C A | [redacted] | AZ | Second Home | Purchase | C A | Non QM | Non QM | No |
| 225147213 | [Redacted] | [Redacted] |  | 35865077 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Safe Report. Fee Amount of $6.30 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7543) | Cure amount provided on final CD, file does not contain a valid COC for this fee |  |  |  | Reviewer Comment (2026-02-23): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | AZ | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225147238 | [Redacted] | [Redacted] |  | 35867279 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing and is required by the Lender. |  |  |  | Reviewer Comment (2026-02-26): Received rate lock in file.<br>Buyer Comment (2026-02-25): Please see attached lock form. | 02/26/2026 |  |  | 1 C A D | [redacted] | CA | Primary | Purchase | D A | Non QM | Non QM | No |
| 225147246 | [Redacted] | [Redacted] |  | 35864773 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate missing in Loan File. |  |  |  | Reviewer Comment (2026-03-03): Received Business Purpose Certificate. Exception Cleared.<br>Buyer Comment (2026-03-02): please see attached business purpose certs | 03/03/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | C A |  | N/A | No |
| 225147250 | [Redacted] | [Redacted] |  | 35865430 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing |  |  |  | Reviewer Comment (2026-03-05): Received Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-03-04): cert upld | 03/05/2026 |  |  | 1 C A | [redacted] | SC | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225147250 | [Redacted] | [Redacted] |  | 35865431 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement ([Redacted]) not provided |  | Vacation Rental Income Statement ([Redacted]) is missing |  |  |  | Reviewer Comment (2026-03-05): Received booking summary report showing 12 months Rental Income. Exception cleared.<br>Buyer Comment (2026-03-04): booking summary upld | 03/05/2026 |  |  | 1 C A | [redacted] | SC | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225147250 | [Redacted] | [Redacted] |  | 35869118 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Credit | OFAC was not provided and is required. |  | Provide OFAC for the borrowing entity. |  |  |  | Reviewer Comment (2026-03-05): Received OFAC for business entity. Exception cleared.<br>Buyer Comment (2026-03-04): ofac upld | 03/05/2026 |  |  | 1 C A | [redacted] | SC | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225147253 | [Redacted] | [Redacted] |  | 35864820 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] HOA Verification | HOA Verification, Statement not provided in file. |  |  |  | Reviewer Comment (2026-03-09): Document provided<br>Buyer Comment (2026-03-05): HOA dues | 03/09/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225147253 | [Redacted] | [Redacted] |  | 35864883 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | Bridge loan closing disclosure not provided in file. |  |  |  | Reviewer Comment (2026-03-09): Bridge loan closing disclosure received.<br>Buyer Comment (2026-03-05): Bridge CD | 03/09/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225147685 | [Redacted] | [Redacted] |  | 35865257 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in Loan file. |  |  |  | Reviewer Comment (2026-03-04): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-04): Please see attached. | 03/04/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225147685 | [Redacted] | [Redacted] |  | 35867019 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Preliminary in file. |  |  |  |  | Reviewer Comment (2026-03-06): Final title showing $314,500, cleared<br>Buyer Comment (2026-03-05): Please see attached.<br>Buyer Comment (2026-03-05): Please see attached title policy | 03/06/2026 |  |  | 1 B A | [redacted] | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225147725 | [Redacted] | [Redacted] |  | 35865749 | [Redacted] | [redacted] | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date XXXXX, Disbursement Date: XXXXX | Please provide the current active HOI for subject property as note is XXXXX and provided HOI effective date is XXXXX. |  |  |  | Reviewer Comment (2026-03-24): Received Hazard Insurance Policy Effective XXXXX. Exception cleared.<br>Buyer Comment (2026-03-20): Insurance | 03/24/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 225147725 | [Redacted] | [Redacted] |  | 35865762 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) | [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-23): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | PA | Investment | Refinance - Cash-out - Other | Final CD evidences Cure A | N/A | Non QM | Yes |
| 225147772 | [Redacted] | [Redacted] |  | 35871476 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Credit | OFAC was not provided and is required. |  | Provide OFAC for the borrowing entity. |  |  |  | Reviewer Comment (2026-03-03): Received OFAC search result of the borrowing business entity. Exception cleared.<br>Buyer Comment (2026-03-02): Please see attached. | 03/03/2026 |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225148164 | [Redacted] | [Redacted] |  | 35866861 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay – Bank Statement Guidelines Require 12 or more Months | Ability to Repay (Dodd-Frank 2014): Guidelines require 12 or more consecutive months bank statements. ([redacted]/Bank Statements) |  |  |  |  | Reviewer Comment (2026-03-12): Appraisal tranfer letter provided. | 03/12/2026 |  |  | 1 A | [redacted] | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| 225148164 | [Redacted] | [Redacted] |  | 35866862 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit report fee amount of $[redacted] exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-23): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225148164 | [Redacted] | [Redacted] |  | 35867995 | [Redacted] | [redacted] | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of [redacted] is less than Guideline representative FICO score of 680. | Lender exception request for interest only with [redacted] fico (680 required) is approved. Per disposition, subject to all other signature expanded guidelines.<br> Please override. | The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more. | Exception approved with comp factors. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-24): Exception approved with comp factors. |  |  | 02/24/2026 | 2 B | [redacted] | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| 225148164 | [Redacted] | [Redacted] |  | 35868091 | [Redacted] | [redacted] | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender | Valuation Type: Appraisal / Valuation Report Date: [redacted] | Primmary appraisal shows [redacted] as the lender. Transfer letter not provided. |  |  |  | Reviewer Comment (2026-03-12): Appraisal tranfer letter provided.<br>Buyer Comment (2026-03-10): Appraisal Transfer Letter | 03/12/2026 |  |  | 1 B A | [redacted] | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| 225148178 | [Redacted] | [Redacted] |  | 35867553 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State Defect | [redacted]Prepayment Penalty - Non Business Entity | [redacted]Prepayment Penalty: No prepayment penalties are permissible in the state of [redacted] under [redacted]. 46:10B-2. Prepay language states prepay will not exceed maximum permitted by applicable law. | Prepayment penalties are not permissible in the state of New Jersey. |  |  |  | Buyer Comment (2026-03-12): Ok to waive per CNR<br>Reviewer Comment (2026-03-05): Received business purpose cert. Citing is EV2. On business purpose loans made to a business entity other than a corporation, (such as LLCs and LLPs), an exception will be cited as an EV2-B.<br>Buyer Comment (2026-03-03): Business Purpose |  |  | 03/12/2026 | 2 B | [redacted] | NJ | Investment | Purchase | B A | N/A | N/A | No |
| 225148245 | [Redacted] | [Redacted] |  | 35869482 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. | Borrower: [redacted] | Final 1003 document is reflecting as "Have you or will you be applying for a mortgage Loan on another property - Yes" in D.1 Declarations section for Borrower and Co-borrower. |  |  |  | Reviewer Comment (2026-03-11): Updated 1003 received, exception cleared<br>Buyer Comment (2026-03-10): please see attached updated 1003 | 03/11/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 225148245 | [Redacted] | [Redacted] |  | 35869799 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $1,205,479.70 is over disclosed by $300.00 compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). (Final/[redacted]) | The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $300.00 compared to the calculated Amount Financed of $[redacted]. |  |  |  | Reviewer Comment (2026-03-18): SitusAMC received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2026-03-17): fed ex tracking<br>Reviewer Comment (2026-03-16): Remediation package is not yet in courier system. review date set for follow up.<br>Buyer Comment (2026-03-13): please see attached lox, pccd and refund check<br>Reviewer Comment (2026-03-11): While a notary fee itself (for notarial action) paid to a third party may be excluded from finance charge under 1026.4(c)(7), a signing fee or charge for "mobile" notary to come to borrower to conduct signing is not excluded from finance charge. Only flat amount for notarizing documents as authorized by law is excludable. See commentary under 1026.4(e)-3 below:<br> 3. Notary fees. In order for a notary fee to be excluded under §1026.4(e)(1), all of the following conditions must be met:<br> i. The document to be notarized is one used to perfect, release, or continue a security interest.<br> ii. The document is required by law to be notarized.<br> iii. A notary is considered a public official under applicable law.<br> iv. The amount of the fee is set or authorized by law.<br>If the fee disclosed represents a notary and signing fee lumped together, the total would be considered a finance charge unless it can be demonstrated which portion was allocated for which service.<br>While notary fees (for notarial action) paid to a third party may be excluded from finance charge under 1026.4(c)(7) , a signing fee would not be considered excludable. If this fee represents a notary and signing fee lumped together, the total would be considered a finance charge. Please provide an explanation for the purpose of the entire amount of the loan doc signing fee.<br>Buyer Comment (2026-03-10): please remove $300 "title-signing fee" from your calculations. per final CD doc D0284, this is a notary fee (non apr fee) |  | 03/18/2026 |  | 2 C B | [redacted] | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 225148245 | [Redacted] | [Redacted] |  | 35869800 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $300.00 compared to the calculated Finance Charge of $[redacted] which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). (Final/[redacted]) | The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $300.00 compared to the calculated Finance Charge of $[redacted]. |  |  |  | Reviewer Comment (2026-03-18): SitusAMC received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2026-03-17): FedEx trackiing<br>Reviewer Comment (2026-03-16): Remediation package is not yet in courier system. review date set for follow up.<br>Buyer Comment (2026-03-13): please see attached lox, pccd and refund check<br>Reviewer Comment (2026-03-11): While a notary fee itself (for notarial action) paid to a third party may be excluded from finance charge under 1026.4(c)(7), a signing fee or charge for "mobile" notary to come to borrower to conduct signing is not excluded from finance charge. Only flat amount for notarizing documents as authorized by law is excludable. See commentary under 1026.4(e)-3 below:<br> 3. Notary fees. In order for a notary fee to be excluded under §1026.4(e)(1), all of the following conditions must be met:<br> i. The document to be notarized is one used to perfect, release, or continue a security interest.<br> ii. The document is required by law to be notarized.<br> iii. A notary is considered a public official under applicable law.<br> iv. The amount of the fee is set or authorized by law.<br>If the fee disclosed represents a notary and signing fee lumped together, the total would be considered a finance charge unless it can be demonstrated which portion was allocated for which service.<br>While notary fees (for notarial action) paid to a third party may be excluded from finance charge under 1026.4(c)(7) , a signing fee would not be considered excludable. If this fee represents a notary and signing fee lumped together, the total would be considered a finance charge. Please provide an explanation for the purpose of the entire amount of the loan doc signing fee.<br>Buyer Comment (2026-03-10): please remove $300 "title-signing fee" from your calculations. per final CD doc D0284, this is a notary fee (non apr fee) |  | 03/18/2026 |  | 2 C B | [redacted] | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 225148245 | [Redacted] | [Redacted] |  | 35891407 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-11): Initial [Redacted] rate lock document received, exception cleared<br>Buyer Comment (2026-03-10): please see attached final lock | 03/11/2026 |  |  | 1 C A D | [redacted] | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 225148245 | [Redacted] | [Redacted] |  | 35892193 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $[redacted]0 exceeds tolerance of $[redacted] $5.00 over legal limit. Insufficient or no cure was provided to the borrower. ([redacted]) | File does not contain a valid Change of Circumstance for the increased fee and there was no evidence of a tolerance cure. |  |  |  | Reviewer Comment (2026-03-16): SitusAMC received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-03-13): please see attached lox, pccd and refund check |  | 03/16/2026 |  | 2 C B | [redacted] | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225148268 | [Redacted] | [Redacted] |  | 35867683 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00. $120.00 over legal limit. Insufficient or no cure was provided to the borrower. ([redacted]) | Missing valid COC or sufficient lender cure. |  |  |  | Reviewer Comment (2026-03-10): Situsamc Received COC dated 01/27/2026 with additional information.<br>Buyer Comment (2026-03-09): investor memo for appraisal review fee | 03/10/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225148268 | [Redacted] | [Redacted] |  | 35867684 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. $6.30 over legal limit. Insufficient or no cure was provided to the borrower. (7520) | Sufficient lender credit was provided. |  |  |  | Reviewer Comment (2026-03-10): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-09): investor memo for credit report fee | 03/10/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225148268 | [Redacted] | [Redacted] |  | 35867685 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $[redacted]exceeds tolerance of $[redacted] $198.25 over legal limit. Insufficient or no cure was provided to the borrower. (8304) | Missing valid COC or sufficient lender cure. |  |  |  | Reviewer Comment (2026-03-10): Situsamc Received COC dated 01/27/2026 with additional information.<br>Buyer Comment (2026-03-09): investor memo for transfer tax fee | 03/10/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225148268 | [Redacted] | [Redacted] |  | 36010573 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-10): Sufficient Cure Provided At Closing |  | 03/10/2026 |  | 1 A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225148271 | [Redacted] | [Redacted] |  | 35867741 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | File is missing a copy of the December 2024 bank statement. |  |  |  | Reviewer Comment (2026-03-11): Received December 2024 month bank statement for the [Redacted]XXXX. Exception cleared.<br>Buyer Comment (2026-03-09): 12/2024 XXXX statement | 03/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225148271 | [Redacted] | [Redacted] |  | 35867742 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing a copy of the December 2024 bank statement. |  |  |  | Reviewer Comment (2026-03-11): Received December 2024 month bank statement for the [Redacted]XXXX. Exception cleared.<br>Buyer Comment (2026-03-09): 12/2024 TD bank statement | 03/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225148271 | [Redacted] | [Redacted] |  | 35867774 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: XXXX Account Statements - Business | File is missing a copy of the December 2024 bank statement. |  |  |  | Reviewer Comment (2026-03-11): Received December 2024 month bank statement for the [Redacted]XXXX. Exception cleared.<br>Buyer Comment (2026-03-09): 12/2024 XXXX statement | 03/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225148271 | [Redacted] | [Redacted] |  | 35867787 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-03-11): Re-validated initial application date. Exception cleared. | 03/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225148271 | [Redacted] | [Redacted] |  | 35867788 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to missing income documentation: File is missing a copy of the December 2024 bank statement. |  |  |  | Reviewer Comment (2026-03-19): Received additional statement. Condition cleared.<br>Buyer Comment (2026-03-18): 12/2026 Cap 1 statement<br>Reviewer Comment (2026-03-13): Exception remain , Copies of the most recent 60 days<br>Buyer Comment (2026-03-11): Per Chapter 6 of the guidelines, "Assets statements provided must cover at least 60 days on purchases". The guidelines did not require consecutive 60 day statements. The loan file reflected the 11/2025 statement, 01/2026 statement and transaction history from 02/01/2026 through 02/11/2026, which met the 60 day requirement.<br>Reviewer Comment (2026-03-11): Received November 2025 month bank statement for the [Redacted]XXXX. December 2025 month is required for consecutive 60 days bank statement. Exception remains.<br>Buyer Comment (2026-03-09): 12/2024 TD bank statement | 03/19/2026 |  |  | 1 B A C | [redacted] | NY | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225148271 | [Redacted] | [Redacted] |  | 35867790 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing income documentation: File is missing a copy of the December 2024 bank statement. |  |  |  | Reviewer Comment (2026-03-11): Received December 2024 month bank statement for the [Redacted]7716. Exception cleared.<br>Buyer Comment (2026-03-09): 12/2024 TD bank statement | 03/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225148271 | [Redacted] | [Redacted] |  | 35867791 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [Redacted] Subprime Loan (Subprime Legend Not on Mortgage) | [Redacted] Subprime Loan: Mortgage does not contain a legend stating that the subprime loan is subject to Section 6-m of the Banking Law. | Waterfall due to missing income documentation: File is missing a copy of the December 2024 bank statement. |  |  |  | Buyer Comment (2026-03-30): approved to waive<br>Reviewer Comment (2026-03-13): Disclosure NY - Sub-Prime Legend is required<br>Buyer Comment (2026-03-11): Please see page 990 D500, "higher rate review" the loan does not exceed the NY subprime threshold and the disclosure is not required.<br>Reviewer Comment (2026-03-11): Disclosure NY - Sub-Prime Legend is required. Exception remains.<br>Buyer Comment (2026-03-09): 12/2024 TD bank statement |  |  | 03/30/2026 | 2 B | [redacted] | NY | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend) signed by consumers, and proof of re-recording. C B A | Non QM | Non QM | Yes |
| 225148271 | [Redacted] | [Redacted] |  | 35867792 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | [Redacted] Subprime Home Loan Threshold Fixed Non-Compliant | [Redacted] Subprime Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted]%, or [redacted]%. Non-Compliant SubPrime Loan. | Waterfall due to missing income documentation: File is missing a copy of the December 2024 bank statement. |  |  |  | Buyer Comment (2026-03-30): approved to waive<br>Reviewer Comment (2026-03-19): Citing is unable to be cleared due to non-compliance due to APR. Citing is an EV2 and is for informational purposes only.<br>Buyer Comment (2026-03-18): 12/2026 Cap 1 statement uploaded<br>Reviewer Comment (2026-03-13): Exception remain , Copies of the most recent 60 days<br>Buyer Comment (2026-03-11): Per Chapter 6 of the guidelines, "Assets statements provided must cover at least 60 days on purchases". The guidelines did not require consecutive 60 day statements. The loan file reflected the 11/2025 statement, 01/2026 statement and transaction history from 02/01/2026 through 02/11/2026, which met the 60 day requirement.<br>Reviewer Comment (2026-03-11): Received November 2025 month bank statement for the [Redacted]6589. December 2025 month is required for consecutive 60 days bank statement. Exception remains.<br>Buyer Comment (2026-03-09): 12/2024 XXXX statement |  |  | 03/30/2026 | 2 B | [redacted] | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Non QM | Yes |
| 225148271 | [Redacted] | [Redacted] |  | 35867793 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (Initial/11/26/2025) | Initial LE dated 11/26/2025; app date shown as 11/11/2025. |  |  |  | Reviewer Comment (2026-03-11): Re-validated initial application date. Exception cleared.<br>Reviewer Comment (2026-03-11): SitusAMC received rebuttal comment for the 11/11 was TBD address. however, as per purchase contract (D0332) is executed on 11/18/2025 and the initial application signed on 11/26/2025. From the available documents we are unable to determine the exact date when lender has received all 6 pieces of information to initiate the application. Please provide supporting documentation to confirm receipt of the 6th piece of information to lender to establish the application date. If application date was within 3 business days of the 11/26/2025 LE, lender should further clarify the discrepancy with the sales contract dated 11/18/2025.<br>Buyer Comment (2026-03-09): Please cancel the condition, the 11/11/2025 application did not reflect a property address. Initial 1003 was completed on 11/26/2025. | 03/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225148271 | [Redacted] | [Redacted] |  | 35867797 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | RTC disclosure signed on 11/26/2025; note date shown as 2/18/2026. |  |  |  | Reviewer Comment (2026-03-11): Re-validated initial application date. Exception cleared.<br>Buyer Comment (2026-03-09): please cancel the condition, see page 757 D0448 that reflected a blend date of 11/26/2025 for the right to receive appraisal disclosure, which matched the 1003 date. Note; initial 1003 dated 11/12 did not reflect a property address. | 03/11/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225148271 | [Redacted] | [Redacted] |  | 35867798 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to missing income documentation: File is missing a copy of the December 2024 bank statement. |  |  |  | Reviewer Comment (2026-03-19): Received additional statement. Condition cleared.<br>Buyer Comment (2026-03-18): 12/2026 Cap 1 statement<br>Reviewer Comment (2026-03-13): Exception remain , Copies of the most recent 60 days<br>Buyer Comment (2026-03-11): Per Chapter 6 of the guidelines, "Assets statements provided must cover at least 60 days on purchases". The guidelines did not require consecutive 60 day statements. The loan file reflected the 11/2025 statement, 01/2026 statement and transaction history from 02/01/2026 through 02/11/2026, which met the 60 day requirement.<br>Reviewer Comment (2026-03-11): Received November 2025 month bank statement for the [Redacted]XXXX. December 2025 month is required for consecutive 60 days bank statement. Exception remains.<br>Buyer Comment (2026-03-09): 12/2024 XXXX statement | 03/19/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225148271 | [Redacted] | [Redacted] |  | 35867799 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [Redacted] Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | [Redacted] Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | Waterfall due to missing income documentation: File is missing a copy of the December 2024 bank statement. |  |  |  | Reviewer Comment (2026-03-11): Re-validated initial application date. Exception cleared.<br>Buyer Comment (2026-03-09): 12/2024 TD bank statement | 03/11/2026 |  |  | 1 B A | [redacted] | NY | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| 225148271 | [Redacted] | [Redacted] |  | 35868363 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Two months statements for asset account ending in XXXX not provided in file. |  |  |  | Reviewer Comment (2026-03-19): Received additional statement. Condition cleared.<br>Buyer Comment (2026-03-18): 12/2026 Cap 1 statement<br>Reviewer Comment (2026-03-13): Exception remain , Copies of the most recent 60 days<br>Buyer Comment (2026-03-11): Per Chapter 6 of the guidelines, "Assets statements provided must cover at least 60 days on purchases". The guidelines did not require consecutive 60 day statements. The loan file reflected the 11/2025 statement, 01/2026 statement and transaction history from 02/01/2026 through 02/11/2026, which met the 60 day requirement.<br>Reviewer Comment (2026-03-11): Received November 2025 month bank statement for the [Redacted]XXXX. December 2025 month is required for consecutive 60 days bank statement. Exception remains.<br>Buyer Comment (2026-03-10): 11/2025 Cap 1 statement; 60 days documented required by Chapter 6. | 03/19/2026 |  |  | 1 C A | [redacted] | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225151648 | [Redacted] | [Redacted] |  | 35889229 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | [redacted] initial rate lock not provided in file. |  |  |  | Reviewer Comment (2026-03-06): Rate lock agreement received.<br>Buyer Comment (2026-03-05): initial lock upld | 03/06/2026 |  |  | 1 B A | [redacted] | SC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225151648 | [Redacted] | [Redacted] |  | 35889231 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $12.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (75104) | Appraisal Review Fee. Fee Amount of $12.00 exceeds tolerance of $0.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-23): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | SC | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225151876 | [Redacted] | [Redacted] |  | 35890499 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the Initial Cross-Country Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2026-03-10): Received rate lock document. Exception cleared.<br>Buyer Comment (2026-03-09): Initial Rate Lock | 03/10/2026 |  |  | 1 C A D | [redacted] | GA | Primary | Purchase | D A | Non QM | Non QM | No |
| 225151876 | [Redacted] | [Redacted] |  | 35890507 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $750.00 exceeds tolerance of $650.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Appraisal Fee. Fee Amount of $750.00 exceeds tolerance of $650.00 with no valid change of circumstances and no cure was provided to borrower |  |  |  | Reviewer Comment (2026-02-24): Sufficient Cure Provided At Closing |  | 02/24/2026 |  | 1 A | [redacted] | GA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225152035 | [Redacted] | [Redacted] |  | 35893231 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD is missing in file. |  |  |  | Reviewer Comment (2026-03-10): Received final HUD-1. Exception cleared.<br>Buyer Comment (2026-03-07): final hud upld | 03/10/2026 |  |  | 1 C A | [redacted] | CT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225153292 | [Redacted] | [Redacted] |  | 35894065 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock is not provided. |  |  |  | Reviewer Comment (2026-02-27): Rate lock Received in file. Exception Cleared.<br>Buyer Comment (2026-02-25): initial and final lock upld | XXXXX |  |  | 1 B A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225153483 | [Redacted] | [Redacted] |  | 35893881 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved for borrower is a Non-permanent resident alien and is requesting two exceptions on this purchase of an investment property. Min required DSCR is 1.10, but the current DSCR sing market rent is 1.009. Keep in mind this is a new construction and the proposed property taxes are usually underwritten at a higher amount than actual property taxes. Unable to downgrade/waive due to lender exception required an affidavit acknowledging borrower is subject to a post closing occupancy inspection which was not located in the file. In addition, the approval required a 1% DSCR however the DSCR is at 0.71%. The lender DSCR worksheet is using the same rents as DD but the PITIA payment is much lower for the subject than what is supported in the file. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Miscellaneous<br>Miscellaneous | Reserves: 11.17<br> Guideline Requirement: 3.00<br>Long term homeownership<br>Minimal consumer debt. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC,Aggregator | Reviewer Comment (2026-03-10): Client elects to waive wtih compensating factors.<br>Buyer Comment (2026-03-09): PC inspection form |  |  | 03/10/2026 | 2 C B | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225153483 | [Redacted] | [Redacted] |  | 35893895 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved for landlord experience. Outside of the non-pern residence status borrower would normally qualify for the landlord history waiver. Borrower has owned his primary residence since 2012 and is also the owner operator of a construction business. Unable to downgrade/waive due to lender exception required an affidavit acknowledging borrower is subject to a post closing occupancy inspection which was not located in the file. In addition, the approval required a 1% DSCR however the DSCR is at 0.71%. The lender DSCR worksheet is using the same rents as DD but the PITIA payment is much lower for the subject than what is supported in the file. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Miscellaneous<br>Miscellaneous | Reserves: 11.17<br> Guideline Requirement: 3.00<br>Long term homeownership<br>Minimal consumer debt. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC,Aggregator | Reviewer Comment (2026-03-10): Client elects to waive wtih compensating factors.<br>Buyer Comment (2026-03-09): See Occ inspection form |  |  | 03/10/2026 | 2 C B | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225153483 | [Redacted] | [Redacted] |  | 35919727 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the first payment letter. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received first payment letter.<br>Buyer Comment (2026-03-09): FPL | 03/10/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225153483 | [Redacted] | [Redacted] |  | 35919765 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [Redacted] requirements. Variance is more than 0.10. | Diligence DSCR: 1.00; <br> Bid Tape DSCR: 1.01. | Discrepancy in DSCR. Lender Bid Tape DSCR [redacted]%. The lenders DSCR is [redacted]% DD calculated DSCR [redacted]%. Discrepancy is due to lender is using a much lower PITIA on the DSCR worksheet. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Used 100% of the market rent as determined by the appraiser instead of airdna.<br>Reviewer Comment (2026-03-10): EXCEPTION HISTORY - Exception Explanation was updated on 03/10/2026 PRIOR Exception Explanation: Diligence DSCR: 0.71; <br> Bid Tape DSCR: 1.01.<br>Buyer Comment (2026-03-09): Can you clarify what PITIA is being used for the .70 DSCR ? I'm seeing the1.009 and I'm using the same PITIA as the portal "Loan Summary" ? | 03/10/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C B A |  | N/A | No |
| 225154530 | [Redacted] | [Redacted] |  | 35893509 | [Redacted] | [redacted] | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. | Borrower: [redacted] // Employment Type: Employment / Income Type: Sole Proprietor / Start Date: 05/13/2017 // Document: Third Party Verification / Document Date: / Tax Year: | Business listing third party verification document for employment is not dated.. |  |  |  | Reviewer Comment (2026-03-11): As per response available DOC ID D0270 consider third party verification/business license for "XXXXX". Exception Cleared<br>Buyer Comment (2026-03-09): Please see License on D0270 that was pulled with Verification document on 02/16 | 03/11/2026 |  |  | 1 C A | [redacted] | SC | Investment | Purchase | C A | N/A | N/A | No |
| 225154530 | [Redacted] | [Redacted] |  | 35918515 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Business listing third party verification document for employment is not dated. |  |  |  | Reviewer Comment (2026-03-16): Internal screenshot provided verifying date.<br>Reviewer Comment (2026-03-12): Require dated Business listing/third party verification for current employment. Borrower & Loan details cannot be verified from the provided document. Exception remains<br>Buyer Comment (2026-03-11): See upload<br>Reviewer Comment (2026-03-11): As per provided response DOC ID D0270 document does not suffice the exception as it does not reflect Company name "Calero Auto Glass" in it, please provided valid third party verification/business license to clear the exception. Exception Remains.<br>Buyer Comment (2026-03-09): Please see License on D0270 that was pulled with Verification document on 02/16 | 03/16/2026 |  |  | 1 C A | [redacted] | SC | Investment | Purchase | C A | N/A | N/A | No |
| 225154534 | [Redacted] | [Redacted] |  | 35892522 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $464.60 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit report fee amount of $464.60 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-24): Sufficient Cure Provided At Closing |  | 02/24/2026 |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225155441 | [Redacted] | [Redacted] |  | 35914724 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Initial rate lock document is missing. |  |  |  | Reviewer Comment (2026-03-10): Rate lock agreement received.<br>Buyer Comment (2026-03-09): initial lock upld | 03/10/2026 |  |  | 1 B A | [redacted] | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| 225155441 | [Redacted] | [Redacted] |  | 35914725 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [redacted] Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Maryland HPML Disclosure is missing in file. |  |  |  | Buyer Comment (2026-03-09): ok to waive |  |  | 03/09/2026 | 2 B | [redacted] | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| 225155441 | [Redacted] | [Redacted] |  | 35914726 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR 6.06% + 1.5%, or 7.56000%. Non-Compliant Higher Priced Loan. |  |  |  |  | Buyer Comment (2026-03-09): ok to waive |  |  | 03/09/2026 | 2 B | [redacted] | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| 225155441 | [Redacted] | [Redacted] |  | 35914728 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $675.00 exceeds tolerance of $500.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Appraisal Fee on closing disclosure is $675.00 and on loan estimate $500.00. No Valid Change circumstance in file but cure was provided |  |  |  | Reviewer Comment (2026-02-25): Sufficient Cure Provided At Closing |  | 02/25/2026 |  | 1 A | [redacted] | MD | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225156019 | [Redacted] | [Redacted] |  | 35915150 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-03-11): E-sign consent received in file. Exception Cleared.<br>Buyer Comment (2026-03-10): eConsent | 03/11/2026 |  |  | 1 C A | [redacted] | NC | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225156019 | [Redacted] | [Redacted] |  | 35915294 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Service Charges. Fee Amount of $6.30 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7527) | Service Charges. Fee Amount of $6.30 exceeds tolerance of $0.00 with no change of circumstances but cure was provided to the borrower to justify this increase |  |  |  | Reviewer Comment (2026-02-25): Sufficient Cure Provided At Closing |  | 02/25/2026 |  | 1 A | [redacted] | NC | Second Home | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225156019 | [Redacted] | [Redacted] |  | 35961366 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy: FICO |  |  |  | Reviewer Comment (2026-03-05): updated<br>Buyer Comment (2026-03-04): [Redacted] respectfully disagrees with FICO discrepency. Guidelines state lowest middle score for both borrowers. Please review attached CR and clear finding.<br>Buyer Comment (2026-03-04): Credit Report | 03/05/2026 |  |  | 1 A | [redacted] | NC | Second Home | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225156158 | [Redacted] | [Redacted] |  | 35918307 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate resolution is missing reflecting all loan terms. |  |  |  | Reviewer Comment (2026-03-10): Corporate resolution already provided in the initial shipping package. Exception Cleared.<br>Buyer Comment (2026-03-09): Please see D0295 as Corporate Resolution and cancel this condition. Thank you! | 03/10/2026 |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225156200 | [Redacted] | [Redacted] |  | 35914371 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-03-11): Received e-sign consent. Exception cleared.<br>Buyer Comment (2026-03-09): econsent | 03/11/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225156200 | [Redacted] | [Redacted] |  | 35914400 | [Redacted] | [redacted] | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. | Borrower: [redacted] // Employment Type: Employment / Income Type: Bank Statements / Start Date: [redacted] // Document: Other / Document Date: / Tax Year: | LOX issue date is missing. |  |  |  | Reviewer Comment (2026-03-26): Letter of explanation with signature and date received. Exception cleared<br>Buyer Comment (2026-03-24): signed and dated LOX | 03/26/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225156200 | [Redacted] | [Redacted] |  | 35914477 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2026-03-26): Letter of explanation with signature and date received. Exception cleared<br>Buyer Comment (2026-03-24): signed and dated LOX | 03/26/2026 |  |  | 1 B A C | [redacted] | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225156200 | [Redacted] | [Redacted] |  | 35914478 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2026-03-26): Letter of explanation with signature and date received. Exception cleared<br>Buyer Comment (2026-03-24): signed and dated LOX | 03/26/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225156714 | [Redacted] | [Redacted] |  | 35915513 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD/Closing statement is missing in file. |  |  |  | Reviewer Comment (2026-03-06): Final Closing statement, cleared<br>Buyer Comment (2026-03-05): final ss upld | 03/06/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225156720 | [Redacted] | [Redacted] |  | 35915972 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Purchase deed is missing. |  |  |  | Reviewer Comment (2026-03-06): Purchase deed, cleared<br>Buyer Comment (2026-03-05): Please see attached | 03/06/2026 |  |  | 1 D A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225156767 | [Redacted] | [Redacted] |  | 35915977 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Commitment |  |  |  |  | Reviewer Comment (2026-03-16): Provided [Redacted] with title vested in the name of individual which concurs with deed. Exception cleared. | 03/16/2026 |  |  | 1 A | [redacted] | AZ | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225156767 | [Redacted] | [Redacted] |  | 35922554 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Title is held by [redacted]. There are 2 deeds in the file dated the same day [redacted]. Once is from [redacted] to [redacted], LLC an [redacted] Limited Liability company and the other is from [redacted], LLC to [redacted]. The borrower is [redacted]. Evidence is required that [redacted] is in title. |  |  |  | Reviewer Comment (2026-03-16): Provided [Redacted] with title vested in the name of individual which concurs with deed. Exception cleared.<br>Buyer Comment (2026-03-13): Please see attached documents.<br>Reviewer Comment (2026-03-09): Received the EIN, business entity search, articles of organization along with the operating agreement of XXXXX which does not have ownership percentage listed. Security instrument borrower is Douglas Blackwell and title vested in XXXXX per title commitment. Provide title commitment vested in the name Douglas Blackwell. Exception remains.<br>Buyer Comment (2026-03-06): Please see attached | 03/16/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225157689 | [Redacted] | [Redacted] |  | 35915720 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $850.00 exceeds tolerance of $750.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Appraisal Fee. Fee Amount of $850.00 exceeds tolerance of $750.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-25): Sufficient Cure Provided At Closing |  | 02/25/2026 |  | 1 A | [redacted] | OR | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225157689 | [Redacted] | [Redacted] |  | 35922524 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The [redacted] rate lock is not located in the file. |  |  |  | Reviewer Comment (2026-03-05): Received Rate Lock document. Exception cleared.<br>Buyer Comment (2026-03-04): Lock forms | 03/05/2026 |  |  | 1 C A | [redacted] | OR | Second Home | Purchase | C A | Non QM | Non QM | No |
| 225157753 | [Redacted] | [Redacted] |  | 35926303 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the [redacted] Rate Lock document as required by the Client. |  |  |  | Reviewer Comment (2026-03-10): Cleared. Received document<br>Buyer Comment (2026-03-09): Initial rate lock | 03/10/2026 |  |  | 1 C A | [redacted] | MO | Investment | Purchase | C A | N/A | N/A | No |
| 225157820 | [Redacted] | [Redacted] |  | 35916236 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Discount Points. Fee Amount of $[redacted]exceeds tolerance of $3,296.00. Sufficient or excess cure was provided to the borrower at Closing. (7200) | Loan Discount Points Fee Amount of $[redacted] exceeds tolerance of $3,296.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-25): Sufficient Cure Provided At Closing |  | 02/25/2026 |  | 1 A | [redacted] | IL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225157820 | [Redacted] | [Redacted] |  | 35916237 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-25): Sufficient Cure Provided At Closing |  | 02/25/2026 |  | 1 A | [redacted] | IL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225157820 | [Redacted] | [Redacted] |  | 35918822 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock is missing and is required by Lender |  |  |  | Reviewer Comment (2026-03-10): Received Rate Lock document. Exception cleared.<br>Buyer Comment (2026-03-09): initial rate lock | 03/10/2026 |  |  | 1 C A D | [redacted] | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225158355 | [Redacted] | [Redacted] |  | 35921461 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not provided in file |  |  |  | Reviewer Comment (2026-03-10): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-10): Business Purpose Cert | 03/10/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Purchase | C A |  | N/A | No |
| 225158356 | [Redacted] | [Redacted] |  | 35919720 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Preliminary | The file is missing a copy of the [Redacted]. |  |  |  | Reviewer Comment (2026-03-10): Final title, cleared | 03/10/2026 |  |  | 1 A | [redacted] | CA | Investment | Purchase | C A |  | N/A | No |
| 225158356 | [Redacted] | [Redacted] |  | 35919722 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-03-10): Final title with sufficient coverage, cleared<br>Buyer Comment (2026-03-10): final policy upld | 03/10/2026 |  |  | 1 B A | [redacted] | CA | Investment | Purchase | C A |  | N/A | No |
| 225158356 | [Redacted] | [Redacted] |  | 35919753 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD/Closing Statement is missing in the file. |  |  |  | Reviewer Comment (2026-03-10): Final master statement, cleared<br>Buyer Comment (2026-03-10): cert copy of fss upld | 03/10/2026 |  |  | 1 C A | [redacted] | CA | Investment | Purchase | C A |  | N/A | No |
| 225158357 | [Redacted] | [Redacted] |  | 35919745 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not provided in file |  |  |  | Reviewer Comment (2026-03-06): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-05): Please see attached. | 03/06/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225158386 | [Redacted] | [Redacted] |  | 35922371 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business purpose certificate is missing in file. |  |  |  | Reviewer Comment (2026-03-06): Business purpose certificate, cleared<br>Buyer Comment (2026-03-05): Please see attached | 03/06/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | C A |  | N/A | No |
| 225158418 | [Redacted] | [Redacted] |  | 35922150 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate not provided. |  |  |  | Reviewer Comment (2026-03-10): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-10): Business Purpose Cert | 03/10/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225158419 | [Redacted] | [Redacted] |  | 35915674 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $241.20 exceeds tolerance of $160.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee increased to $241.20 without a valid change of circumstance however cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-25): Sufficient Cure Provided At Closing |  | 02/25/2026 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225158423 | [Redacted] | [Redacted] |  | 35915534 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $418.25 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-02-25): Sufficient Cure Provided At Closing |  | 02/25/2026 |  | 1 A | [redacted] | OH | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225158423 | [Redacted] | [Redacted] |  | 35919125 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-09): Initial [Redacted] Rate Lock document received & associated. Exception cleared.<br>Buyer Comment (2026-03-05): initial lock upld | 03/09/2026 |  |  | 1 C A D | [redacted] | OH | Primary | Purchase | D A | Non QM | Non QM | No |
| 225158425 | [Redacted] | [Redacted] |  | 35927379 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | File is missing the full LoanSafe fraud report. Only the final check report was provided. |  |  |  | Reviewer Comment (2026-03-26): Full fraud report, cleared<br>Buyer Comment (2026-03-25): Please see attached | 03/26/2026 |  |  | 1 C A | [redacted] | MD | Investment | Purchase | C A |  | N/A | No |
| 225158559 | [Redacted] | [Redacted] |  | 35922622 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Provided settlement statement has a different address number "[Redacted]" than note address. |  |  |  | Reviewer Comment (2026-03-12): Received final closing statement for the subject property. Exception Cleared.<br>Buyer Comment (2026-03-11): FSS | 03/12/2026 |  |  | 1 C A | [redacted] | GA | Investment | Purchase | C A |  | N/A | No |
| 225158588 | [Redacted] | [Redacted] |  | 35923440 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  | Provided preliminary report does not have policy amount. |  |  |  | Reviewer Comment (2026-03-16): Title supplement received confirming policy amount.<br>Buyer Comment (2026-03-13): Please see attached updated Title report reflecting the loan amount of $484,000. | 03/16/2026 |  |  | 1 B A | [redacted] | CA | Investment | Purchase | D A | N/A | N/A | No |
| 225158588 | [Redacted] | [Redacted] |  | 35927290 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the [redacted] Rate Lock as required by the Client. |  |  |  | Reviewer Comment (2026-03-16): Rate lock agreement received.<br>Buyer Comment (2026-03-13): Please see attached Rate lock form | 03/16/2026 |  |  | 1 C A D | [redacted] | CA | Investment | Purchase | D A | N/A | N/A | No |
| 225158595 | [Redacted] | [Redacted] |  | 35927606 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the [redacted] Rate Lock document required by Client. |  |  |  | Reviewer Comment (2026-03-11): Cleared. Received rate lock in trailing docs.<br>Buyer Comment (2026-03-09): Initial Rate Lock | 03/11/2026 |  |  | 1 C A D | [redacted] | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225162380 | [Redacted] | [Redacted] |  | 35923723 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Missing Mortgage Statement. |  |  |  | Reviewer Comment (2026-03-16): Cleared. Received Heloc statement.<br>Buyer Comment (2026-03-14): HELOC transaction history; UPB matches the credit report | 03/16/2026 |  |  | 1 C A | [redacted] | MT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225162380 | [Redacted] | [Redacted] |  | 35923767 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Data Discrepancy with [Redacted]. Lender [Redacted] [redacted]% Review [Redacted] [redacted][Redacted] The reason for the discrepancy is Lender excluded PITIA for Second Home in the amount of $[redacted] from the debt calculations. |  |  |  | Reviewer Comment (2026-03-16): Cleared. Received Heloc statement. Received client rebuttal regarding debts paid by the business.<br>Reviewer Comment (2026-03-16): EXCEPTION HISTORY - Exception Explanation was updated on 03/16/2026 PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: 43.04533%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 37.45000%.<br>Buyer Comment (2026-03-14): Please cancel the condition; following debts can be omitted from the [Redacted] calculation: the Clearwater FCU with a monthly payment of $754 reflected less than 10 months remaining, business bank statements reflected withdrawals for Toyota auto lease for $589, TD auto for $1233, Clearwater FCU for $315 via check payments, Wells Fargo auto for $1379 and $669. Revise debt ratio was 35.43%. 1008 provided. | 03/16/2026 |  |  | 1 C A | [redacted] | MT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225162380 | [Redacted] | [Redacted] |  | 35923781 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | 0% tolerance was exceeded by $6.30 due to Credit Report Fee. A specific credit of $6.30 has been provided as cure at closing. |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | 02/26/2026 |  | 1 A | [redacted] | MT | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225162380 | [Redacted] | [Redacted] |  | 35923787 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to [Redacted] discrepancy |  |  |  | Reviewer Comment (2026-03-16): Cleared. Received Heloc statement. Received client rebuttal regarding debts paid by the business.<br>Buyer Comment (2026-03-14): Please cancel the condition; following debts can be omitted from the [Redacted] calculation: the Clearwater FCU with a monthly payment of $754 reflected less than 10 months remaining, business bank statements reflected withdrawals for Toyota auto lease for $589, TD auto for $1233, Clearwater FCU for $315 via check payments, Wells Fargo auto for $1379 and $669. Revise debt ratio was 35.43%. 1008 provided. | 03/16/2026 |  |  | 1 B A C | [redacted] | MT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225162380 | [Redacted] | [Redacted] |  | 35923788 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Data Discrepancy with [Redacted]. Lender [Redacted] [redacted5% Review [Redacted] [redacted][Redacted] The reason for the discrepancy is Lender excluded PITIA for Second Home in the amount of [redacted]2 from the debt calculations. |  |  |  | Reviewer Comment (2026-03-16): Cleared. Received Heloc statement. Received client rebuttal regarding debts paid by the business.<br>Buyer Comment (2026-03-14): Please cancel the condition; following debts can be omitted from the [Redacted] calculation: the Clearwater FCU with a monthly payment of $754 reflected less than 10 months remaining, business bank statements reflected withdrawals for Toyota auto lease for $589, TD auto for $1233, Clearwater FCU for $315 via check payments, Wells Fargo auto for $1379 and $669. Revise debt ratio was 35.43%. 1008 provided. | 03/16/2026 |  |  | 1 C A | [redacted] | MT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225162380 | [Redacted] | [Redacted] |  | 35927774 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-16): Received rate lock<br>Buyer Comment (2026-03-14): lock | 03/16/2026 |  |  | 1 C A D | [redacted] | MT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225162381 | [Redacted] | [Redacted] |  | 35923425 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-03-10): E-Sign Consent Agreement received, exception cleared<br>Buyer Comment (2026-03-07): disclosure tracking upld | 03/10/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 225162381 | [Redacted] | [Redacted] |  | 35923427 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the Initial [redacted] Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2026-03-10): Received rate lock, Exception cleared<br>Buyer Comment (2026-03-07): initial lock upld | 03/10/2026 |  |  | 1 C A D | [redacted] | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 225162383 | [Redacted] | [Redacted] |  | 35930188 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Proof 1st mortgage is fully paid and satisfied. |  |  |  | Reviewer Comment (2026-03-09): Received email confirmation from settlement agent confirming wire debit. Exception cleared.<br>Buyer Comment (2026-03-06): Please see attached | 03/09/2026 |  |  | 1 C A | [redacted] | CT | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225162386 | [Redacted] | [Redacted] |  | 35924978 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $320,000.00 is less than the note amount of $329,000.00 based on the Commitment in file. | The preliminary title report in file disclosed $320,000.00 of title insurance coverage; however, this is less than the loan amount of $329,000.00. |  |  |  | Reviewer Comment (2026-03-09): Received Title Commitment. Exception Cleared.<br>Buyer Comment (2026-03-06): Prelim | 03/09/2026 |  |  | 1 B A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225162389 | [Redacted] | [Redacted] |  | 35925368 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for property being zoned rural. The exception is approved with Max 70% LTV Compensating factors: FICO 20 points or more above requirement, Reserves 12+ months more than requirement, DSCR 1.25 or greater. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 107.44<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 732 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-27): Client elects to waive with comensating factors. |  |  | XXXXX | 2 B | [redacted] | NY | Investment | Purchase | B A |  | N/A | No |
| 225162463 | [Redacted] | [Redacted] |  | 35923998 | [Redacted] | [redacted] | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. | Borrower: [redacted] // Employment Type: Employment / Income Type: Bank Statements / Start Date: [redacted] // Document: Third Party Verification / Document Date: / Tax Year: | Provided business entity listing is missing date. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 12mo Bank Statement<br> Disposable Income: $108,688.03<br>Documentation Type: 12mo Bank Statement<br> Disposable Income: $108,688.03<br>Actual Reserves: $2,352,346.08<br> Required Reserves: $35,998.16<br>Borrower's Own Funds Percent: 100.00%<br> Borrower's Own Funds Amount: $2,804,870.47<br>[Redacted]: 12.63371% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 680<br> Representative FICO: 772 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-13): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-03-11): Exception<br>Reviewer Comment (2026-03-09): Please provided lender affidavit for review.<br>Buyer Comment (2026-03-06): Hello can a LOE affidavit stating that the entity search was done on this date which is within the 10 day period in question suffice.<br>Reviewer Comment (2026-03-06): As per guideline, for the CPA letter must state - the name of business, percentage ownership, length of self employment, that the business is active or in good standing.<br> The CPA letter does not state that the business is active or in good standing, the business search was required to verify the same. Please provide evidence of date when the business search was printed.<br>Buyer Comment (2026-03-05): LOE |  |  | 03/13/2026 | 2 C B | [redacted] | AZ | Investment | Purchase | C B A | N/A | N/A | No |
| 225162463 | [Redacted] | [Redacted] |  | 35924005 | [Redacted] | [redacted] | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Signed and dated Initial 1003 is missing in file. |  |  |  | Reviewer Comment (2026-03-05): Received initial 1003. Exception cleared.<br>Buyer Comment (2026-03-03): 1003 | 03/05/2026 |  |  | 1 B A | [redacted] | AZ | Investment | Purchase | C B A | N/A | N/A | No |
| 225162467 | [Redacted] | [Redacted] |  | 35927817 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2026-03-09): Re-validated document for the Notice of Special Flood Hazards. Exception cleared.<br>Buyer Comment (2026-03-06): The Notice of Special Flood Hazards was mailed to the borrower on February 2, 2026 and, under the mailbox rule, is deemed received on February 5, 2026 (three business days after mailing). This was 10 days prior to the disbursement of funds for this transaction, which meets the regulatory requirement that the notice be provided a "reasonable time before the completion of the transaction." Additionally, this was a refinance transaction, and the borrower already had active flood insurance in place. This indicates the borrower was fully aware that the property is located in a Special Flood Hazard Area, that the community participates in the NFIP, and that flood insurance was required. There were no violations.<br>Reviewer Comment (2026-03-06): Received Notice of Special Flood Hazard Disclosure is not signed and dated by borrowers. Exception remains.<br>Buyer Comment (2026-03-05): Flood | 03/09/2026 |  |  | 1 B A | [redacted] | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225162467 | [Redacted] | [Redacted] |  | 35927820 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | [redacted] on Notice of Right to Cancel occurs prior to expected date [redacted] |  |  |  | Reviewer Comment (2026-03-06): Received Post closed closing disclosure and right to cancel is already provided in file. Exception cleared.<br>Buyer Comment (2026-03-05): NORTC | 03/06/2026 |  |  | 1 C A | [redacted] | SC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 225162470 | [Redacted] | [Redacted] |  | 35928613 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [redacted]Award Letter / Continuance Letter | Award Letter / Continuance Letter for SSA income is missing for borrower [redacted]r. |  |  |  | Reviewer Comment (2026-03-16): Cleared. Received updated 1003 and 1008 removing SSI for B1.<br>Buyer Comment (2026-03-13): 1003 and 1008<br>Reviewer Comment (2026-03-12): Provide 1003 and 1008 with the revised income used for qualification, exception remains.<br>Buyer Comment (2026-03-11): LOE | 03/16/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225162470 | [Redacted] | [Redacted] |  | 35928826 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Originator Loan Designation entered (1003 screen) does not match the calculated Due Diligence Loan Designation (Compliance screen). |  |  |  | Reviewer Comment (2026-03-16): Cleared. Received updated 1003 and 1008 removing SSI for B1.<br>Buyer Comment (2026-03-13): 1003 1008 | 03/16/2026 |  |  | 1 B A C | [redacted] | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225162470 | [Redacted] | [Redacted] |  | 35928827 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Award Letter / Continuance Letter for SSA income is missing for borrower [redacted]. |  |  |  | Reviewer Comment (2026-03-16): Cleared. Received updated 1003 and 1008 removing SSI for B1.<br>Buyer Comment (2026-03-13): 1003 and 1008<br>Reviewer Comment (2026-03-12): Provide 1003 and 1008 with the revised income used for qualification, exception remains.<br>Buyer Comment (2026-03-11): LOE | 03/16/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225162470 | [Redacted] | [Redacted] |  | 35928831 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | [Redacted] Final Closing Disclosure[redacted] on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Final/[redacted]) | Seller CD is missing and no seller paid fees as per final CD. |  |  |  | Reviewer Comment (2026-03-11): SitusAMC received the seller closing disclosure with seller paid closing costs.<br>Buyer Comment (2026-03-10): Seller Cd | 03/11/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 225162470 | [Redacted] | [Redacted] |  | 35928851 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved. The exception was created for [redacted] - Master Policy coverage is 40% replacement vs. 100% required for all units. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 1yr Full Doc<br> Disposable Income: $7,480.06<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's Own Funds Percent: 38.86%<br> Borrower's Own Funds Amount: $193,911.67<br>Guidelines Representative FICO: 620<br> Representative FICO: 784 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-27): Lender Exception with Compensating Factors provided. |  |  | XXXXX | 2 B | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225162470 | [Redacted] | [Redacted] |  | 35930502 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Award Letter / Continuance Letter for SSA income is missing for borrower Hengameh Tirgar. |  |  |  | Reviewer Comment (2026-03-16): Cleared. Received updated 1003 and 1008 removing SSI for B1.<br>Buyer Comment (2026-03-13): 1003 and 1008<br>Reviewer Comment (2026-03-12): Provide 1003 and 1008 with the revised income used for qualification, exception remains.<br>Buyer Comment (2026-03-11): LOE | 03/16/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225162470 | [Redacted] | [Redacted] |  | 35930513 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Award Letter / Continuance Letter for SSA income is missing for borrower [redacted]. |  |  |  | Reviewer Comment (2026-03-16): Cleared. Received updated 1003 and 1008 removing SSI for B1.<br>Buyer Comment (2026-03-13): 1003 and 1008<br>Reviewer Comment (2026-03-12): Provide 1003 and 1008 with the revised income used for qualification, exception remains.<br>Buyer Comment (2026-03-11): LOE | 03/16/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225162472 | [Redacted] | [Redacted] |  | 35926994 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | [Redacted] Final Closing Disclosure 02/12/2026 on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Final/02/12/2026) | Seller closing disclosure is not provided. |  |  |  | Reviewer Comment (2026-03-04): SitusAMC received the seller CD with seller paid closing costs.<br>Buyer Comment (2026-03-03): Sellers CD | 03/04/2026 |  |  | 1 C A | [redacted] | CT | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| 225162723 | [Redacted] | [Redacted] |  | 35924763 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-03-05): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-05): Please see attached | 03/05/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Purchase | C A |  | N/A | No |
| 225162753 | [Redacted] | [Redacted] |  | 35924305 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | [redacted] Rate Lock Agreement is not located in the file. |  |  |  | Reviewer Comment (2026-03-10): Received rate lock, Exception cleared<br>Buyer Comment (2026-03-07): lock upld | 03/10/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225162753 | [Redacted] | [Redacted] |  | 35924313 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | Business Purpose Certificate is missing in file. | Missing Doc Tracker Summary for LE issued on XXXXX. |  |  |  | Reviewer Comment (2026-03-20): SitusAMC received LOE and as per purchase, credit report and 1003 application date is 01/29.<br>Buyer Comment (2026-03-19): rebuttal upld<br>Reviewer Comment (2026-03-09): The timing for the LE under § 1026.19(e)(1)(iii) is three business days from application. Initial LE issued 01/29/2025. On this loan, the LE should have been issued within 3 business days of the broker application date of 12/10/2025.<br>Buyer Comment (2026-03-07): tracking upld | 03/20/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225163172 | [Redacted] | [Redacted] |  | 35925180 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing in file. |  |  |  | Reviewer Comment (2026-03-05): Initial Rate lock document received & associated. Exception cleared.<br>Buyer Comment (2026-03-04): Please see attached document. | 03/05/2026 |  |  | 1 C A D | [redacted] | SD | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225163172 | [Redacted] | [Redacted] |  | 35925213 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Desk Review Fee. Fee Amount of $12.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7505) | Appraisal Desk Review Fee on closing disclosure is $12.00 and on loan estimate $0.00. No Valid Change circumstance in file. |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | 02/26/2026 |  | 1 A | [redacted] | SD | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225163172 | [Redacted] | [Redacted] |  | 35925214 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee on closing disclosure is $401.30 and on loan estimate $395.00. No Valid Change circumstance in file. |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | 02/26/2026 |  | 1 A | [redacted] | SD | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225163295 | [Redacted] | [Redacted] |  | 35925089 | [Redacted] | [redacted] | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of $76,187.44 is less than Cash From Borrower $94,538.23. | CD from pending sale is missing and was being used to document equity received. |  |  |  | Reviewer Comment (2026-03-12): Received the Closing Statement and Seller Closing Disclosure for the departure residence. Exception Cleared.<br>Buyer Comment (2026-03-11): FSS from sale | 03/12/2026 |  |  | 1 C A | [redacted] | UT | Primary | Purchase | D A C | Non QM | Non QM | No |
| 225163295 | [Redacted] | [Redacted] |  | 35925129 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to [Redacted] discrepancy |  |  |  | Reviewer Comment (2026-03-12): Received the Closing Statement and Seller Closing Disclosure for the departure residence, confirming that the borrower has sold the property. Exception Cleared.<br>Buyer Comment (2026-03-11): See proceeds from sale | 03/12/2026 |  |  | 1 B A C | [redacted] | UT | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225163295 | [Redacted] | [Redacted] |  | 35925130 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Calculated PITIA months reserves of 0.00 is less than Guideline PITIA months reserves of 3.00. Provide additional funds to fulfill the requirements. |  |  |  | Reviewer Comment (2026-03-12): Received the Closing Statement and Seller Closing Disclosure for the departure residence, confirming that the borrower has sold the property. Exception Cleared.<br>Buyer Comment (2026-03-11): See proceeds from sale | 03/12/2026 |  |  | 1 C A | [redacted] | UT | Primary | Purchase | D A C | Non QM | Non QM | No |
| 225163295 | [Redacted] | [Redacted] |  | 35930113 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-11): Initial [Redacted] rate lock document received, exception cleared<br>Buyer Comment (2026-03-10): lock | 03/11/2026 |  |  | 1 C A D | [redacted] | UT | Primary | Purchase | D A C | Non QM | Non QM | No |
| 225163295 | [Redacted] | [Redacted] |  | 35930146 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | CD for departing residence is not provided. Per approval borrower was to obtain CD showing equity gain of $150K on sale of departing residence. |  |  |  | Reviewer Comment (2026-03-12): Received the Closing Statement and Seller Closing Disclosure for the departure residence, confirming that the borrower has sold the property. Exception Cleared.<br>Buyer Comment (2026-03-11): See proceeds from sale | 03/12/2026 |  |  | 1 C A | [redacted] | UT | Primary | Purchase | D A C | Non QM | Non QM | No |
| 225163295 | [Redacted] | [Redacted] |  | 35930642 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM [Redacted]s match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The [Redacted] calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 72.72916% significantly exceeds the guideline maximum of 50.00%. ([Redacted] Exception requires compelling compensating factors to consider regrading to EV2-B.) | Data Discrepancy with [Redacted]. Lender [Redacted] 49.41% Review [Redacted] 72.72916% The reason for the discrepancy is Lender excluded PITIA from pending sale of REO. However the final CD showing the completed sale of property was not provided as required and as a result the [Redacted] has increased. |  |  |  | Reviewer Comment (2026-03-12): Received the Closing Statement and Seller Closing Disclosure for the departure residence, confirming that the borrower has sold the property. Exception Cleared.<br>Buyer Comment (2026-03-11): See proceeds from sale | 03/12/2026 |  |  | 1 C A | [redacted] | UT | Primary | Purchase | D A C | Non QM | Non QM | No |
| 225163295 | [Redacted] | [Redacted] |  | 35930658 | [Redacted] | [redacted] | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. | Calculated Available for Reserves of $0.00 is less than Guideline Available for Reserves of $17,028.39. | Asset documentation is missing and is required to show proceeds from sale of property. |  |  |  | Reviewer Comment (2026-03-12): Received the Closing Statement and Seller Closing Disclosure for the departure residence. Exception Cleared.<br>Buyer Comment (2026-03-11): See proceeds from sale | 03/12/2026 |  |  | 1 C A | [redacted] | UT | Primary | Purchase | D A C | Non QM | Non QM | No |
| 225163295 | [Redacted] | [Redacted] |  | 35930659 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Asset documentation is missing and is required to show proceeds from sale of property. |  |  |  | Reviewer Comment (2026-03-12): Received the Closing Statement and Seller Closing Disclosure for the departure residence. Exception Cleared.<br>Buyer Comment (2026-03-11): See proceeds from sale | 03/12/2026 |  |  | 1 C A | [redacted] | UT | Primary | Purchase | D A C | Non QM | Non QM | No |
| 225163295 | [Redacted] | [Redacted] |  | 35930660 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of [redacted]% exceeds Guideline total debt ratio of 50.00000%. | Data Discrepancy with [Redacted]. Lender [Redacted][redacted]% Review [Redacted] [redacted]% The reason for the discrepancy is Lender excluded PITIA from pending sale of REO. However the final CD showing the completed sale of property was not provided as required and as a result the [Redacted] has increased. |  |  |  | Reviewer Comment (2026-03-12): Received the Closing Statement and Seller Closing Disclosure for the departure residence, confirming that the borrower has sold the property. Exception Cleared.<br>Buyer Comment (2026-03-11): See proceeds from sale | 03/12/2026 |  |  | 1 C A | [redacted] | UT | Primary | Purchase | D A C | Non QM | Non QM | No |
| 225163295 | [Redacted] | [Redacted] |  | 35930663 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 72.72916%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 49.41000%. | Data Discrepancy with [Redacted]. Lender [Redacted] [redacted]% Review [Redacted] [redacted]% The reason for the discrepancy is Lender excluded PITIA from pending sale of REO. However the final CD showing the completed sale of property was not provided as required and as a result the [Redacted] has increased. |  |  |  | Reviewer Comment (2026-03-12): Received the Closing Statement and Seller Closing Disclosure for the departure residence, confirming that the borrower has sold the property. Exception Cleared.<br>Buyer Comment (2026-03-11): See proceeds from sale | 03/12/2026 |  |  | 1 C A | [redacted] | UT | Primary | Purchase | D A C | Non QM | Non QM | No |
| 225163359 | [Redacted] | [Redacted] |  | 36088703 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of 7.50304% or Final Disclosure APR of 7.81800% is equal to or greater than the threshold of APOR 6.[Redacted] + 1.5%, or 7.60000% Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2026-03-23): Client elects to waive.<br>Buyer Comment (2026-03-19): Please cancel like the rest of conditions. Subject is a Condo and Master Policy was provided with walls in coverage. No H06 policy required. See D0298 and D0300. |  |  | 03/23/2026 | 2 B | [redacted] | MA | Primary | Purchase | No obvious cure A B | Non QM | Non QM | No |
| 225163557 | [Redacted] | [Redacted] |  | 35928287 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not provided in file. |  |  |  | Reviewer Comment (2026-03-09): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-07): cert upld | 03/09/2026 |  |  | 1 C A | [redacted] | OH | Investment | Purchase | D A |  | N/A | No |
| 225163557 | [Redacted] | [Redacted] |  | 35928380 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | ACH was missing from file. |  | ACH is not provided in file, borrower is not a US Citizen. |  |  |  | Reviewer Comment (2026-03-09): ACH provided, cleared<br>Buyer Comment (2026-03-07): ach upld | 03/09/2026 |  |  | 1 C A | [redacted] | OH | Investment | Purchase | D A |  | N/A | No |
| 225163557 | [Redacted] | [Redacted] |  | 35930944 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Deed transferring the property to the borrowing entity was not located in the file. |  |  |  | Reviewer Comment (2026-03-09): Deed transferring the property, cleared<br>Buyer Comment (2026-03-07): deeds upld | 03/09/2026 |  |  | 1 D A | [redacted] | OH | Investment | Purchase | D A |  | N/A | No |
| 225164304 | [Redacted] | [Redacted] |  | 35925467 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $94.00 exceeds tolerance of $84.00 plus [Redacted] or $92.40. Sufficient or excess cure was provided to the borrower at Closing. (0) | Total amount of $94.00 exceeds tolerance of $84.00 plus [Redacted] or $92.40. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | 02/26/2026 |  | 1 A | [redacted] | NV | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225164306 | [Redacted] | [Redacted] |  | 35930494 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-16): Received Rate lock agreement. Exception Cleared.<br>Buyer Comment (2026-03-13): please see attached final Lock form | 03/16/2026 |  |  | 1 C A D | [redacted] | FL | Second Home | Purchase | D A C | Non QM | Non QM | No |
| 225164306 | [Redacted] | [Redacted] |  | 35930577 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: XXXX // Account Type: Money Markets / Account Number: XXXX | Guidelines and AUS require 2 months consecutive asset statements and only 1 month is provided. |  |  |  | Reviewer Comment (2026-03-17): Cleared. Received additional statement<br>Buyer Comment (2026-03-16): sorry, my mistake on my previous comment. please see attached addt'l Dec 2025 Ameriprise statement<br>Reviewer Comment (2026-03-16): Loan is approved by DU. Require one more month bank statement. Exception Remains.<br>Buyer Comment (2026-03-13): please see Ameriprise statement doc D0245 page 1197 showing $0 beginning balance as account was just opened | 03/17/2026 |  |  | 1 C A | [redacted] | FL | Second Home | Purchase | D A C | Non QM | Non QM | No |
| 225164306 | [Redacted] | [Redacted] |  | 35930578 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Guidelines and AUS require 2 months consecutive asset statements and only 1 month is provided. |  |  |  | Reviewer Comment (2026-03-17): Cleared. Received additional statement<br>Buyer Comment (2026-03-16): sorry, my mistake on my previous comment. please see attached addt'l Dec 2025 XXXX statement<br>Reviewer Comment (2026-03-16): Loan is approved by DU. Require one more month bank statement. Exception Remains.<br>Buyer Comment (2026-03-13): please see XXXX statement doc D0245 page 1197 showing $0 beginning balance as account was just opened | 03/17/2026 |  |  | 1 C A | [redacted] | FL | Second Home | Purchase | D A C | Non QM | Non QM | No |
| 225164306 | [Redacted] | [Redacted] |  | 35931047 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to missing asset documentation. |  |  |  | Reviewer Comment (2026-03-17): Cleared. Received additional statement<br>Buyer Comment (2026-03-16): sorry, my mistake on my previous comment. please see attached addt'l Dec 2025 Ameriprise statement<br>Reviewer Comment (2026-03-16): Loan is approved by DU. Require one more month bank statement. Exception Remains.<br>Buyer Comment (2026-03-13): please see Ameriprise statement doc D0245 page 1197 showing $0 beginning balance as account was just opened | 03/17/2026 |  |  | 1 B A C | [redacted] | FL | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225164306 | [Redacted] | [Redacted] |  | 35931048 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Guidelines and AUS require 2 months consecutive asset statements and only 1 month is provided. |  |  |  | Reviewer Comment (2026-03-17): Cleared. Received additional statement<br>Buyer Comment (2026-03-16): sorry, my mistake on my previous comment. please see attached addt'l Dec 2025 Ameriprise statement<br>Reviewer Comment (2026-03-16): Loan is approved by DU. Require one more month bank statement. Exception Remains.<br>Buyer Comment (2026-03-13): please see XXXX statement doc D0245 page 1197 showing $0 beginning balance as account was just opened | 03/17/2026 |  |  | 1 C A | [redacted] | FL | Second Home | Purchase | D A C | Non QM | Non QM | No |
| 225164306 | [Redacted] | [Redacted] |  | 35931049 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Guidelines and AUS require 2 months consecutive asset statements and only 1 month is provided. |  |  |  | Reviewer Comment (2026-03-17): Cleared. Received additional statement<br>Buyer Comment (2026-03-16): sorry, my mistake on my previous comment. please see attached addt'l Dec 2025 XXXX statement<br>Reviewer Comment (2026-03-16): Loan is approved by DU. Require one more month bank statement. Exception Remains.<br>Buyer Comment (2026-03-13): please see XXXX statement doc D0245 page 1197 showing $0 beginning balance as account was just opened | 03/17/2026 |  |  | 1 C A | [redacted] | FL | Second Home | Purchase | D A C | Non QM | Non QM | No |
| 225172742 | [Redacted] | [Redacted] |  | 35942095 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-16): Received certificate. Condition cleared.<br>Buyer Comment (2026-03-15): Please see attached copy of the initial and final Business Purpose Certificate. | 03/16/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225172742 | [Redacted] | [Redacted] |  | 35942293 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 1.63 is less than Guideline PITIA months reserves of 3.00. | Calculated PITIA months reserves of 1.63 is less than Guideline PITIA months reserves of 3.00. Additional funds required to meet reserve requirement. |  |  |  | Reviewer Comment (2026-03-16): Received additional assts. Condition cleared.<br>Buyer Comment (2026-03-15): Please see additional account where Borrower is listed as an account owner. These additional assets account for sufficient reserves. | 03/16/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225172742 | [Redacted] | [Redacted] |  | 35947083 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The note on the first mortgage being paid off required monthly payments of $17,500, however as of the 07/07/2025 payment on, the payment was $13,500. Please provide documentation regarding the lower payment. |  |  |  | Reviewer Comment (2026-03-16): Received required documentation/clarification. Condition cleared.<br>Buyer Comment (2026-03-15): Please see additional notice in D0175 included with payoff explaining how the note was a blanket mortgage and since one of the properties had been paid off, the payment amount decreased accordingly. The payoff for this note (D0174) included any and all unpaid amounts. | 03/16/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225172771 | [Redacted] | [Redacted] |  | 35932387 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-06): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-05): Please see attached | 03/06/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225172849 | [Redacted] | [Redacted] |  | 35932286 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. Provided E-sign Consent Agreement is reflecting pending status. |  |  |  | Reviewer Comment (2026-03-17): Received e-sign consent. Exception cleared.<br>Buyer Comment (2026-03-13): Please see attached eConsent Agreement. | 03/17/2026 |  |  | 1 C A | [redacted] | MI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225172849 | [Redacted] | [Redacted] |  | 35932287 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing in file. |  |  |  | Reviewer Comment (2026-03-17): Received [Redacted] rate lock. Exception cleared.<br>Buyer Comment (2026-03-13): Please see attached Rate Lock | 03/17/2026 |  |  | 1 C A D | [redacted] | MI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 225172849 | [Redacted] | [Redacted] |  | 35932295 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00. $120.00 over legal limit. Insufficient or no cure was provided to the borrower. (75104) | Appraisal Review Fee disclosed as $0.00 on Loan Estimate dated 01/09/2026 but disclosed as $120.00 on Final Closing Disclosurewith no valid change of circumstances and no cure was provided to borrower |  |  |  | Reviewer Comment (2026-03-17): SitusAMC received LE dated 02/13 and as per COC dated 02/10.<br>Buyer Comment (2026-03-13): Please see attached LE. It appears you did not receive the LE dated 2/13 that is tied to the COC in D0264 which shows additional services were required based on loan, change in amount financed, changed in loan amount, loan program change. | 03/17/2026 |  |  | 1 C A | [redacted] | MI | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225172849 | [Redacted] | [Redacted] |  | 35932296 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. $6.30 over legal limit. Insufficient or no cure was provided to the borrower. (7520) | Credit Report Fee disclosed as $395.00 on Loan Estimate dated 01/09/2026 but disclosed as $401.30 on Final Closing Disclosure. with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-03-17): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-13): Please refer to final CD D0167 which reflect a lender credit for $6.30 for this issue. | 03/17/2026 |  |  | 1 C A | [redacted] | MI | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225172849 | [Redacted] | [Redacted] |  | 36076468 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on 02/13/2026 not received by borrower at least four (4) business days prior to closing. (Interim/02/13/2026) | Revised Loan Estimate provided on 02/13/2026 not received by borrower at least four (4) business days prior to closing. Please provide earliest receipt of LE. |  |  |  | Reviewer Comment (2026-03-19): SitusAMC received discosure summary.<br>Buyer Comment (2026-03-18): LE was issued on the 2/13 and received by the borrower on 2/13 (see attached screen shot of disclosure tracking) which makes the 4th day 2/19 which was the day of closing. | 03/19/2026 |  |  | 1 A | [redacted] | MI | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| 225172849 | [Redacted] | [Redacted] |  | 36076469 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-17): Sufficient Cure Provided At Closing |  | 03/17/2026 |  | 1 A | [redacted] | MI | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225172884 | [Redacted] | [Redacted] |  | 35928140 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Appraisal / Valuation Report Date: 02/13/2026 | City name in the appraisal report is XXXX which differs from the city name on the Note document which is XXXX. |  |  |  | Reviewer Comment (2026-03-17): Corrected appraisal received, exception cleared<br>Buyer Comment (2026-03-16): corrected appraisal | 03/17/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A | N/A | N/A | No |
| 225172884 | [Redacted] | [Redacted] |  | 35931971 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 59.48046%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 38.67000%. | [Redacted] variance due to review calculated REO rental income/loss does not match as per 1003/1008. |  |  |  | Reviewer Comment (2026-03-19): Updated 1008 provided<br>Buyer Comment (2026-03-18): Added CB 24 month bonus income that was not originally used. Confirmed with the year end 2025 paystub that the borrower was paid at the end of the year. Revise debt ratio was 38.89% | 03/19/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A | N/A | N/A | No |
| 225172884 | [Redacted] | [Redacted] |  | 35935762 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-17): Initial [Redacted] rate lock document received, exception cleared<br>Buyer Comment (2026-03-14): lock form | 03/17/2026 |  |  | 1 C A D | [redacted] | FL | Investment | Purchase | D A | N/A | N/A | No |
| 225172884 | [Redacted] | [Redacted] |  | 35935806 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of 59.48046% exceeds Guideline total debt ratio of 50.00000%. | Data Discrepancy with [Redacted]. Lender [Redacted] 38.67% Review [Redacted] 59.480% The reason for the discrepancy is Lender excluded rental loss income. 1008 shows Neg Cash Flow of $3,685.82 however audit calculates Neg Cash Flow of $11,134.23 |  |  |  | Reviewer Comment (2026-03-19): updated 1008 provided<br>Buyer Comment (2026-03-18): Added CB 24 month bonus income that was not originally used. Confirmed with the year end 2025 paystub that the borrower was paid at the end of the year. Revise debt ratio was 38.89% | 03/19/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A | N/A | N/A | No |
| 225172887 | [Redacted] | [Redacted] |  | 35929269 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | Missing documentation for bridge loan |  |  |  | Reviewer Comment (2026-03-16): Received CD for bridge loan. Exception cleared.<br>Buyer Comment (2026-03-12): Bridge | 03/16/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | D A | Non QM | Non QM | No |
| 225172887 | [Redacted] | [Redacted] |  | 35936433 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-16): Received rate lock document. Exception cleared.<br>Buyer Comment (2026-03-12): Lock forms | 03/16/2026 |  |  | 1 C A D | [redacted] | CA | Primary | Purchase | D A | Non QM | Non QM | No |
| 225173098 | [Redacted] | [Redacted] |  | 35932050 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Missing Mortgage statements for properties located at [Redacted]. |  |  |  | Reviewer Comment (2026-03-24): Received required documentation. Condition cleared.<br>Buyer Comment (2026-03-24): The $838.04 was paid off<br>Reviewer Comment (2026-03-13): Received Mortgage Statement $838.04 and $1,871.78, Tax verification - $103.39/monthly, Insurance verification - $199.05/monthly and HOA verification- $29.67/monthly. Required supporting documents to verify other payments of $320.53.(Propetry-15417 N 161st Ave, Surprise, AZ). Exception remains<br>Buyer Comment (2026-03-12): Statement | 03/24/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173098 | [Redacted] | [Redacted] |  | 35932051 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification | Insurance Verification not provided for properties located at [Redacted]. |  |  |  | Reviewer Comment (2026-03-13): Property 3326 Bear Heights, Heber, AZ is free & clear, land only property. Received Tax Verification and HOA verification. Exception cleared<br>Buyer Comment (2026-03-12): Land, no insurance | 03/13/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173098 | [Redacted] | [Redacted] |  | 35932055 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Invalid exception: Lenders [Redacted] of [redacted]4% is within tolerance of review [Redacted] of [redacted]%. Please override. |  |  |  | Reviewer Comment (2026-03-24): Received updated 1008. Condition cleared.<br>Buyer Comment (2026-03-24): See final CD for the 15417 N 161st Ave property<br>Reviewer Comment (2026-03-13): As per received updated 1008 [Redacted] is 38.046% and calculated [Redacted] is 38.04737%. Qualifying income is $14,490.91, Total Liabilities are $1,229.00. <br> Property 3326 Bear Heights, Heber, AZ is free & clear, land only property. Received Tax Verification-$72.90/monthly.<br> Propetry-15417 N 161st Ave, Surprise, AZ - Mortgage Statement $838.04 and $1,871.78, Tax verification - $103.39/monthly, Insurance verification - $199.05/monthly and HOA verification- $29.67/monthly and qualifying income is -$1,112.46. Required supporting documents to verify other payments of $320.53. Exception remains<br>Buyer Comment (2026-03-12): Borrowers business pays for the GM finance car loan, see statements already provided . This gets [Redacted] to 38.04% | 03/24/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173098 | [Redacted] | [Redacted] |  | 35932057 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Missing a Rate Lock Agreement signed by Borrower. |  |  |  | Reviewer Comment (2026-03-13): Received Rate Lock document. Exception cleared.<br>Buyer Comment (2026-03-12): lock forms | 03/13/2026 |  |  | 1 B A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173098 | [Redacted] | [Redacted] |  | 35932064 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to invalid [Redacted] exception. Lenders [Redacted] of 45.064% is within tolerance of review [Redacted] of 44.995%. |  |  |  | Reviewer Comment (2026-03-24): Received updated 1008. Condition cleared.<br>Buyer Comment (2026-03-24): See final CD for the 15417 N 161st Ave property | 03/24/2026 |  |  | 1 B A C | [redacted] | AZ | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225173098 | [Redacted] | [Redacted] |  | 35932065 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to invalid [Redacted] exception. Lenders [Redacted] of 45.064% is within tolerance of review [Redacted] of [redacted]%. |  |  |  | Reviewer Comment (2026-03-24): Received updated 1008. Condition cleared.<br>Buyer Comment (2026-03-24): See final CD for the 15417 N 161st Ave property | 03/24/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173309 | [Redacted] | [Redacted] |  | 35930666 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXXX, prior to three (3) business days from transaction date of 02/19/2026. | The disbursement date of XXXXX occurred prior to the required three-business-day period following the transaction date of [redacted]. |  |  |  | Reviewer Comment (2026-03-25): Post close closing disclosure received & associated. Exception cleared.<br>Buyer Comment (2026-03-23): pccd docs upld<br>Reviewer Comment (2026-03-13): Require PCCD document or revised right to cancel document to clear the exception as closing statement would not suffice the exception. Exception Remains.<br>Buyer Comment (2026-03-11): please see final settlement statement on d0337-d0338 showing loan disbursed 2/24. | 03/25/2026 |  |  | 1 C A | [redacted] | OR | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 225173309 | [Redacted] | [Redacted] |  | 35936953 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-12): Received Rate Lock document. Exception cleared.<br>Buyer Comment (2026-03-11): initial lock upld | 03/12/2026 |  |  | 1 C A D | [redacted] | OR | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| 225173395 | [Redacted] | [Redacted] |  | 35933417 | [Redacted] | [redacted] | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The appraisal does not show the property is Tenant Occupied or Vacant and thus casts doubt on the business purpose of the loan. |  | The appraisal shows the property is owner occupied. |  |  |  | Reviewer Comment (2026-03-18): Updated occupancy on appraisal, cleared<br>Buyer Comment (2026-03-18): revised aprsl upld | 03/18/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225173395 | [Redacted] | [Redacted] |  | 35935229 | [Redacted] | [redacted] | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed | Credit Report: Original // Borrower: [redacted] |  |  |  |  | Reviewer Comment (2026-03-26): Fraud report, cleared<br>Buyer Comment (2026-03-26): fraud report with red flags cleared upld | 03/26/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225173410 | [Redacted] | [Redacted] |  | 35932369 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $[redacted] is less than the note amount of $341,500.00 based on the Commitment in file. | Please provide title policy reflecting sufficient title policy coverage. |  |  |  | Reviewer Comment (2026-03-17): Title Supplement is available in file. Exception Cleared.<br>Buyer Comment (2026-03-13): Please see Title Supplement found in D0363 (last page) showing the loan amount of $341,500 | 03/17/2026 |  |  | 1 B A | [redacted] | WA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 225173410 | [Redacted] | [Redacted] |  | 35932380 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Insurance Verification | Provide Insurance verification for the property[Redacted] |  |  |  | Reviewer Comment (2026-03-23): Received updated Form 1003, 1008 and Insurance verification. Exception cleared<br>Buyer Comment (2026-03-19): Please see attached Insurance verification for the XXXXproperty. Also included updated 1008/1003 with the accurate debt service for this home. | 03/23/2026 |  |  | 1 C A | [redacted] | WA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 225173491 | [Redacted] | [Redacted] |  | 35934157 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Missing deed confirming the transfer of property ownership to the current borrower. |  |  |  | Reviewer Comment (2026-03-16): Cleared. Received deed.<br>Buyer Comment (2026-03-13): please see attached warranty deed | 03/16/2026 |  |  | 1 D A | [redacted] | FL | Primary | Purchase | D B A | Non QM | Non QM | No |
| 225173491 | [Redacted] | [Redacted] |  | 35937905 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved for [redacted]% LTV on Non-Warrantable Condo due to recreational lease. Guidelines limit to 75%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Documentation Type: 2yr Full Doc<br> Disposable Income: $5,997.50<br>Reserves: 9.74<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 620<br> Representative FICO: 796 | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-27): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | FL | Primary | Purchase | D B A | Non QM | Non QM | No |
| 225173493 | [Redacted] | [Redacted] |  | 35937326 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of [redacted]2 is over disclosed by $590.00 compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXXX). (Final/XXXXX) | Amount Financed disclosed as $[redacted] vs actual amount of [redacted]2. Variance of $590.00 due to 1st quarter HOA fees not being disclosed on initial LE. |  |  |  | Reviewer Comment (2026-03-12): SitusAMC received Corrected CD & LOE moving HOA to correct sectoin H<br>Buyer Comment (2026-03-11): PCCD with letter and rebuttal | 03/12/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 225173493 | [Redacted] | [Redacted] |  | 35937327 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $590.00 compared to the calculated Finance Charge of $1,902,672.27 which exceeds the $100.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted] | Finance Charge disclosed as $[redacted] vs actual amount of $[redacted]. Variance of $590.00 due to 1st quarter HOA fees not being disclosed on initial LE. |  |  |  | Reviewer Comment (2026-03-12): SitusAMC received Corrected CD & LOE moving HOA to correct sectoin H<br>Buyer Comment (2026-03-11): See PCCD with letter and Rebuttal | 03/12/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 225173493 | [Redacted] | [Redacted] |  | 35937329 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-02-27): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | AZ | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225173519 | [Redacted] | [Redacted] |  | 35928127 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Sufficient cure was provided to borrower at closing. |  |  |  | Reviewer Comment (2026-02-26): Sufficient Cure Provided At Closing |  | 02/26/2026 |  | 1 A | [redacted] | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225173519 | [Redacted] | [Redacted] |  | 35932313 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] initial rate lock not provided in file. |  |  |  | Reviewer Comment (2026-03-17): Received Rate Lock, exception cleared<br>Buyer Comment (2026-03-13): please see attached final Lock form | 03/17/2026 |  |  | 1 C A D | [redacted] | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 225173522 | [Redacted] | [Redacted] |  | 35937060 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $241.20 exceeds tolerance of $159.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee. Fee Amount of $241.20 exceeds tolerance of $159.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-27): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225173522 | [Redacted] | [Redacted] |  | 35937454 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | [Redacted] reflected on [redacted] in file is [redacted]. |  |  |  | Reviewer Comment (2026-03-16): Received revised 1008 and [Redacted] is within the tolerance. Exception cleared.<br>Buyer Comment (2026-03-13): revised 1008 upld | 03/16/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173522 | [Redacted] | [Redacted] |  | 35937479 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall finding due to the [Redacted] mismatch. |  |  |  | Reviewer Comment (2026-03-16): Received revised 1008 and [Redacted] is within the tolerance. Exception cleared.<br>Buyer Comment (2026-03-13): revised 1008 upld to trl docs | 03/16/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225173522 | [Redacted] | [Redacted] |  | 35937480 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | [Redacted] Calculated as per Income Documents provided in Loan file. |  |  |  | Reviewer Comment (2026-03-16): Received revised 1008 and [Redacted] is within the tolerance. Exception cleared.<br>Buyer Comment (2026-03-13): revised 1008 upld to trl docs | 03/16/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173525 | [Redacted] | [Redacted] |  | 35931900 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $120.00 exceeds tolerance of $0.00. $120.00 over legal limit. Insufficient or no cure was provided to the borrower. (75104) | Appraisal Review Fee was not disclosed on Loan Estimate. File does not contain a valid Changed of Circumstance for this fee and the cure provided at closing was not sufficient to cure both tolerance issues. |  |  |  | Reviewer Comment (2026-03-11): Situsamc Received Valid COC dated 1/27/2026.<br>Buyer Comment (2026-03-10): RLE with COC | 03/11/2026 |  |  | 1 C A | [redacted] | GA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225173525 | [Redacted] | [Redacted] |  | 35931901 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $450.00 exceeds tolerance of $411.00. $39.00 over legal limit. Insufficient or no cure was provided to the borrower. (8304) | Transfer Tax was last disclosed as $411.00 on Loan estimate but disclosed as $450.00 on Final Closing Disclosure. File does not contain a valid Changed of Circumstance for this fee and the cure provided at closing was not sufficient to cure both tolerance issues. |  |  |  | Reviewer Comment (2026-03-11): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-10): See D0239 page 208 for the page 2 of consummation CD with a $39 cure at the bottom of the page | 03/11/2026 |  |  | 1 C A | [redacted] | GA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225173525 | [Redacted] | [Redacted] |  | 36030937 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $450.00 exceeds tolerance of $411.00. Sufficient or excess cure was provided to the borrower at Closing. (8304) |  |  |  |  | Reviewer Comment (2026-03-11): Sufficient Cure Provided At Closing |  | 03/11/2026 |  | 1 A | [redacted] | GA | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225173528 | [Redacted] | [Redacted] |  | 35933926 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-03-06): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-06): Please see attached. | 03/06/2026 |  |  | 1 C A | [redacted] | IL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225173890 | [Redacted] | [Redacted] |  | 35933459 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-27): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | CT | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225173895 | [Redacted] | [Redacted] |  | 35936680 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  | Policy amount not provided on preliminary title. |  |  |  | Reviewer Comment (2026-03-18): Received [Redacted]. Exception Cleared.<br>Buyer Comment (2026-03-17): final policy upld<br>Reviewer Comment (2026-03-12): Policy amount not provided on preliminary title report, exception remains<br>Buyer Comment (2026-03-11): please disregard previous comment and policy uploaded, i was in the wrong file, will upld correct policy once available.<br>Buyer Comment (2026-03-11): title commit with insured amt upld | 03/18/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173895 | [Redacted] | [Redacted] |  | 35936683 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Preliminary | The file was missing a copy of the [Redacted]. |  |  |  | Reviewer Comment (2026-03-18): Received [Redacted]. Exception Cleared. | 03/18/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173895 | [Redacted] | [Redacted] |  | 35938813 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Missing statement. |  |  |  | Reviewer Comment (2026-03-25): Documents received.<br>Buyer Comment (2026-03-24): revised 1008 upld - P&I for 200 ellwood is $11687.50<br>Reviewer Comment (2026-03-18): Document to verify P&I $16,706.91 for the property is required. Exception remains.<br>Buyer Comment (2026-03-16): private lien docs upld<br>Reviewer Comment (2026-03-12): Per 1003 for property 200 Ellwood Ridge Rd, mortgage payment mentioned $16,706.91 and per provided Closing Disclosure states 11,687.5 due to which difference in [Redacted] is more than 3%. Provide updated 1008 or 1003, exception remains.<br>Buyer Comment (2026-03-11): note & cd upld | 03/25/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173895 | [Redacted] | [Redacted] |  | 36143622 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 22.39124%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 25.53400%. |  |  |  |  | Reviewer Comment (2026-03-25): Revised 1008 received. | 03/25/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225173896 | [Redacted] | [Redacted] |  | 35935515 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate Lock Agreement is missing in file. |  |  |  | Reviewer Comment (2026-03-18): Received Rate Lock, exception cleared<br>Buyer Comment (2026-03-17): Initial Rate Lock | 03/18/2026 |  |  | 1 B A | [redacted] | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| 225173896 | [Redacted] | [Redacted] |  | 35935517 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $375.00 exceeds tolerance of $301.00 plus [Redacted] or $331.10. Sufficient or excess cure was provided to the borrower at Closing. (0) |  |  |  |  | Reviewer Comment (2026-02-27): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225173897 | [Redacted] | [Redacted] |  | 35945580 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Deed to transfer ownership is missing |  |  |  | Reviewer Comment (2026-03-23): Received Grant Deed. Exception cleared.<br>Buyer Comment (2026-03-15): Please see attached Grant Deed transferring ownership. | 03/23/2026 |  |  | 1 D A | [redacted] | CA | Investment | Purchase | D A | N/A | N/A | No |
| 225175019 | [Redacted] | [Redacted] |  | 35937259 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $375,000.00 is less than the note amount of $420,000.00 based on the Commitment in file. | The preliminary title report in file disclosed $375,000.00 of title insurance coverage; however this is less than the loan amount of $420,000.00. Provide a copy of the [Redacted] or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-26): Title with updated policy amount, cleared<br>Buyer Comment (2026-03-25): Please see attached | 03/26/2026 |  |  | 1 B A | [redacted] | MD | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225175019 | [Redacted] | [Redacted] |  | 35937476 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval provided for borrower currently owns les sthan 50% of the llc currently vesting the property. Borrower will own less thatn 50% of the new vesting. Borrower's own 43% of both vesting entitesl | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 710 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-27): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | MD | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225175019 | [Redacted] | [Redacted] |  | 35938964 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval provided for greater than 10 loans issed or purchased by end investor. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 710 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-27): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | MD | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225175019 | [Redacted] | [Redacted] |  | 35938968 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval provided for vesting LLC has 5 members. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 710 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-27): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | MD | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225175019 | [Redacted] | [Redacted] |  | 35938982 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval provided for appraisal requirements for cash out refi (for properties owned less than six months as of the application date, use the lesser of purchase price plus documented improvements of market value.) | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: 710 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-27): Client elects to waive with compensating factors. |  |  | XXXXX | 2 B | [redacted] | MD | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225175021 | [Redacted] | [Redacted] |  | 35937892 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXXX, prior to three (3) business days from transaction date of 02/19/2026. | Subject loan transaction disbursed on XXXXX, prior to three (3) business days from transaction date of 02/19/2026. |  |  |  | Reviewer Comment (2026-03-23): Received PCCD<br>Buyer Comment (2026-03-19): Rescission PCCD | 03/23/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 225175021 | [Redacted] | [Redacted] |  | 35938138 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved for Non-Warrantable Condo due to insufficient Master Policy coverage. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Documentation Type: 1yr Full Doc<br> Disposable Income: $9,465.27<br>Reserves: 12.85<br> Guideline Requirement: 3.00<br>Loan to Value: 45.77465%<br> Guideline Maximum Loan to Value: 80.00000%<br>[Redacted]: 26.77742% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 819 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-02): Lender Exception with Compensating Factors provided. |  |  | 03/02/2026 | 2 B | [redacted] | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225175021 | [Redacted] | [Redacted] |  | 35947307 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: XXXX // Account Type: Individual Retirement Account (IRA) / Account Number: 4793, Financial Institution: XXXX // Account Type: Savings / Account Number: XXXX | Guidelines require 60 days of consecutive asset statements however the file only contains 1 month. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [Redacted].<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Documentation Type: 1yr Full Doc<br> Disposable Income: $9,465.27<br>Reserves: 12.85<br> Guideline Requirement: 3.00<br>Loan to Value: 45.77465%<br> Guideline Maximum Loan to Value: 80.00000%<br>[Redacted]: 26.77742% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 819 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-19): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-03-18): Exception |  |  | 03/19/2026 | 2 C B | [redacted] | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225175021 | [Redacted] | [Redacted] |  | 35947338 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to missing asset statements |  |  |  | Reviewer Comment (2026-03-19): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-03-18): Exception | 03/19/2026 |  |  | 1 B A C | [redacted] | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225175021 | [Redacted] | [Redacted] |  | 35947339 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | File is missing consecutive 60 days of asset statements as required by the guidelines. |  |  |  | Reviewer Comment (2026-03-19): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-03-18): Exception | 03/19/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225175021 | [Redacted] | [Redacted] |  | 35947343 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | File is missing consecutive 60 days of asset statements as required by the guidelines. |  |  |  | Reviewer Comment (2026-03-19): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-03-18): Exception | 03/19/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225175021 | [Redacted] | [Redacted] |  | 35947348 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | File is missing consecutive 60 days of asset statements as required by the guidelines. |  |  |  | Reviewer Comment (2026-03-19): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-03-18): Exception | 03/19/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225178723 | [Redacted] | [Redacted] |  | 35938902 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Discount Points. Fee Amount of $5,532.30 exceeds tolerance of $3,134.70. $2,397.60 over legal limit. Insufficient or no cure was provided to the borrower. (7200) | Loan Discount Points Fee was last disclosed as $3,134.70 on LE but disclosed as $5,532.30 on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $2,397.60, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2026-03-20): SitusAMC received LOE and as per provided rate lock. Rate changed on 02/13.<br>Buyer Comment (2026-03-19): LOE | 03/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225178723 | [Redacted] | [Redacted] |  | 35938905 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 is missing in file. |  |  |  | Reviewer Comment (2026-03-17): Received Final 1003. Exception Cleared.<br>Buyer Comment (2026-03-16): The Final 1003 was electronically signed on 2/13/2026, ahead of the 2/20/2026 closing date. It is completely acceptable for the borrower to sign the Final 1003—and any other documents that do not require wet signatures—prior to the actual closing and before execution of the Note and Mortgage. The key requirement is that the document be accurate, complete, signed, and dated before closing and included in the final loan file, which it is.<br>Reviewer Comment (2026-03-16): A final 1003 executed by the borrower on the closing date of 02/20/2026 is required. The Form 1003 currently provided is dated 02/13/2026. Exception Remains.<br>Buyer Comment (2026-03-13): 1003 | 03/17/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225178723 | [Redacted] | [Redacted] |  | 35939051 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: XXXX // Account Type: Checking / Account Number: XXXX, Financial Institution: [redacted]// Account Type: Checking / Account Number: XXXX Financial Institution: XXXX // Account Type: Checking / Account Number: XXXX, Financial Institution: XXXX // Account Type: Checking / Account Number: XXXX, Financial Institution: XXXX // Account Type: Checking / Account Number: XXXX | Asset statements provided must cover at least 60 days on purchase loan. Only 1 Month Bank statement available in file for Borrower's [Redacted] - Checking- Account [Redacted], Account [Redacted], Account [Redacted], Account [Redacted] , and Account [Redacted]. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | [Redacted]: 35.51220% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 660<br> Representative FICO: 784 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-19): Client elects to waive with compensating factors.<br>Buyer Comment (2026-03-18): Exception |  |  | 03/19/2026 | 2 C B | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225178723 | [Redacted] | [Redacted] |  | 35939502 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Asset statements provided must cover at least 60 days on purchase loan. Only 1 Month Bank statement available in file for Borrower's XXXX - Checking- Account#XXXX, Account#XXXX, Account#XXXX, Account#XXXX, and [Redacted]XXXX. |  |  |  | Reviewer Comment (2026-03-19): Lender exception approved to use 1 month statements. Condition cleared.<br>Buyer Comment (2026-03-18): Exception | 03/19/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225178723 | [Redacted] | [Redacted] |  | 35939503 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Asset statements provided must cover at least 60 days on purchase loan. Only 1 Month Bank statement available in file for Borrower's [Redacted] - Checking- Account#XXXX, Account#XXXX, Account#XXXX, Account#XXXX, and [Redacted]XXXX. |  |  |  | Reviewer Comment (2026-03-19): Lender exception approved to use 1 month statements. Condition cleared.<br>Buyer Comment (2026-03-18): Exception | 03/19/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225178723 | [Redacted] | [Redacted] |  | 35947747 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | 2 months assets are required but not provided in the file. |  |  |  | Reviewer Comment (2026-03-19): Lender exception for use of 1 month statement. Cleared.<br>Buyer Comment (2026-03-18): Exception | 03/19/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225178723 | [Redacted] | [Redacted] |  | 35947749 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | 2 months asset statements are not provided in the file. |  |  |  | Reviewer Comment (2026-03-19): Lender exception approved for 1 months statements.<br>Buyer Comment (2026-03-18): Exception | 03/19/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225178740 | [Redacted] | [Redacted] |  | 35935270 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 47.71049%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 23.86000%. | [Redacted] discrepancy due to lender utilizing double of borrower income for [Redacted] calculation. |  |  |  | Reviewer Comment (2026-03-20): Corrected 1008 received. [Redacted] is matching with updated 1008. Exception cleared.<br>Buyer Comment (2026-03-19): Please see attached updated 1008/1003 with accurate ratios. | 03/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225178740 | [Redacted] | [Redacted] |  | 35935376 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock document not provided. |  |  |  | Reviewer Comment (2026-03-20): Initial Rate lock document received. Details verified and updated. Exception cleared.<br>Buyer Comment (2026-03-19): Please see attached rate lock document. | 03/20/2026 |  |  | 1 B A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225178740 | [Redacted] | [Redacted] |  | 35935384 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to [Redacted] discrepancy. |  |  |  | Reviewer Comment (2026-03-20): Corrected 1008 received. [Redacted] is matching with updated 1008. Exception cleared.<br>Buyer Comment (2026-03-19): Please see attached updated 1008/1003 with accurate ratios. | 03/20/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225178740 | [Redacted] | [Redacted] |  | 35935385 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to [Redacted] discrepancy. |  |  |  | Reviewer Comment (2026-03-20): Corrected 1008 received. [Redacted] is matching with updated 1008. Exception cleared.<br>Buyer Comment (2026-03-19): Please see attached updated 1008/1003 with accurate ratios. | 03/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225178812 | [Redacted] | [Redacted] |  | 35941638 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the Initial Cross-Country Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2026-03-18): Received Rate Lock, exception cleared<br>Buyer Comment (2026-03-17): lock form | 03/18/2026 |  |  | 1 C A D | [redacted] | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225178835 | [Redacted] | [Redacted] |  | 35933701 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2026-03-16): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-14): business purpose cert | 03/16/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225178835 | [Redacted] | [Redacted] |  | 35933702 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-Out Utilization is missing. |  |  |  | Reviewer Comment (2026-03-16): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-14): cash out letter | 03/16/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225178840 | [Redacted] | [Redacted] |  | 35941782 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Savings / Account Number: [Redacted] | Additional one month bank statement is required to meet asset requirements for purchase transaction. [Redacted]. |  |  |  | Reviewer Comment (2026-03-24): Bank statement received.<br>Buyer Comment (2026-03-20): Please see XXXX // Account Type: Savings / Account Number: XXXX Statement for December | 03/24/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C A | Non QM | Non QM | No |
| 225178840 | [Redacted] | [Redacted] |  | 35941822 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | ATR failure due to missing additional one month bank statement required to meet asset requirements for purchase transaction. |  |  |  | Reviewer Comment (2026-03-24): Bank statement received.<br>Buyer Comment (2026-03-20): Please see XXXX // Account Type: Savings / Account Number: XXXX Statement for December | 03/24/2026 |  |  | 1 B A C | [redacted] | NC | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225178840 | [Redacted] | [Redacted] |  | 35941823 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | ATR failure due to missing additional one month bank statement required to meet asset requirements for purchase transaction. |  |  |  | Reviewer Comment (2026-03-24): Bank statement received.<br>Buyer Comment (2026-03-20): Please see XXXX // Account Type: Savings / Account Number: XXXX Statement for December | 03/24/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C A | Non QM | Non QM | No |
| 225178840 | [Redacted] | [Redacted] |  | 35941828 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $650.00 exceeds tolerance of $500.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-02): Sufficient Cure Provided At Closing |  | 03/02/2026 |  | 1 A | [redacted] | NC | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225178840 | [Redacted] | [Redacted] |  | 35941829 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $404.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee Amount of $404.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-03-02): Sufficient Cure Provided At Closing |  | 03/02/2026 |  | 1 A | [redacted] | NC | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225178840 | [Redacted] | [Redacted] |  | 35941830 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. | ARM loan program disclosure not provided to the borrower within three days of application. |  |  |  | Reviewer Comment (2026-03-18): Re-validated compliance data. Exception cleared.<br>Buyer Comment (2026-03-15): Application date was 1/27 and was floating as a Fixed Rate. Changed from Fixed Rate to ARM 2/4. See the LE's for verification - D0432 dated 1/27- Application date) shows Fixed Rate. LE dated 2/4 (D0433) shows ARM ARM disclosure was sent and acknowledged by borrower on same date 2/4 (D0430) | 03/18/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 225178840 | [Redacted] | [Redacted] |  | 35948440 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Additional one month bank statement is required to meet asset requirements for purchase transaction. #2295. |  |  |  | Reviewer Comment (2026-03-24): Bank statement received.<br>Buyer Comment (2026-03-20): Please see XXXX // Account Type: Savings / Account Number: XXXX Statement for December | 03/24/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C A | Non QM | Non QM | No |
| 225178840 | [Redacted] | [Redacted] |  | 35948456 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing additional one month bank statement required to meet asset requirements for purchase transaction. |  |  |  | Reviewer Comment (2026-03-24): Bank statement received.<br>Buyer Comment (2026-03-20): Please see XXXX // Account Type: Savings / Account Number: XXXX Statement for December | 03/24/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C A | Non QM | Non QM | No |
| 225178859 | [Redacted] | [Redacted] |  | 35937463 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lease amount is less than the market rent. The lesser of the 2 should be used. The lender write up on the 1008 reflects the appraiser states the property is not rented, however the first page of the appraisal indicates the property is tenant occupied. The lower of the rent amount per the lease should be used. |  |  |  | Reviewer Comment (2026-03-23): Received corrected 1004 showing property is vacant. Market rent utilized. Exception cleared.<br>Buyer Comment (2026-03-19): Corrected appraisal showing Vacant | 03/23/2026 |  |  | 1 C A | [redacted] | MN | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225180810 | [Redacted] | [Redacted] |  | 35938975 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing from the file. |  |  |  | Reviewer Comment (2026-03-12): Received Business Purpose Certificate in the file. Exception Cleared.<br>Buyer Comment (2026-03-11): cert upld | 03/12/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A |  | N/A | No |
| 225180811 | [Redacted] | [Redacted] |  | 35941669 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-03-25): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-24): business doc<br>Reviewer Comment (2026-03-18): Business Purpose Certificate not received. Exception Remains<br>Buyer Comment (2026-03-17): cert uploaded | 03/25/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A |  | N/A | No |
| 225180811 | [Redacted] | [Redacted] |  | 35941681 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [Redacted] requirements. Variance is more than 0.10. | Diligence DSCR: 1.19; <br> Bid Tape DSCR: 1.05. | DSCR discrepancy due to lender utilizing $2500 monthly rent however a lease agreement is not located in the file. |  |  |  | Reviewer Comment (2026-03-18): Received verification from lender that DSCR matches/is within tolerance. However, Bid tape remains a discrepancy. Condition cleared.<br>Buyer Comment (2026-03-17): revise worksheet<br>Buyer Comment (2026-03-17): Here is the appraisal with the rent scedule that is being used for the retnal on this file. | 03/18/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A |  | N/A | No |
| 225180812 | [Redacted] | [Redacted] |  | 35937475 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | Spousal Consent Form is missing in file. |  |  |  | Reviewer Comment (2026-03-16): Deed located in the file with vesting as sole and separate property. Exception cleared.<br>Buyer Comment (2026-03-13): please see Disclaimer Deed doc D0553 and Warranty Deed doc D0554 disclosing property is borrower's sole and separate property | 03/16/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Purchase | C A |  | N/A | No |
| 225180812 | [Redacted] | [Redacted] |  | 35937744 | [Redacted] | [redacted] | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. | Borrower: [redacted] |  |  |  |  | Reviewer Comment (2026-03-16): Deed located in the file with vesting as sole and separate property. Exception cleared.<br>Buyer Comment (2026-03-13): please see Disclaimer Deed doc D0553 and Warranty Deed doc D0554 disclosing property is borrower's sole and separate property | 03/16/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Purchase | C A |  | N/A | No |
| 225180812 | [Redacted] | [Redacted] |  | 35939513 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Documentation to verify a 12-month housing history is not located in the file. |  |  |  | Reviewer Comment (2026-03-24): Per available mortgage statement, fraud report and explanation letter, mortgage of the primary house is in the name of spouse. Exception cleared.<br>Buyer Comment (2026-03-20): please see attached investor memo regarding primary mortgage loan in spouse's name<br>Reviewer Comment (2026-03-16): No new document provided. Letter located in the file states mortgage is in spouse name and borrower is listed on title as owner. Per guides, lack of housing payment must be verified by rent free letter, deed of ownership, and/or any other supporting documentation that can prove status. Exception remains<br>Buyer Comment (2026-03-13): please see borrower lox doc D0546 advising the primary residence mortgage is in spouse's name. | 03/24/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Purchase | C A |  | N/A | No |
| 225180814 | [Redacted] | [Redacted] |  | 35941802 | [Redacted] | [redacted] | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. | Valuation Type: Appraisal / Valuation Report Date: XXXXX |  |  |  |  | Reviewer Comment (2026-03-24): The secondary appraisal was completed after the initial appraisal and was as is. The initial appraisal was only subject to finished materials and appliances. The secondary appraisal reflects all was installed. Condition cleared.<br>Reviewer Comment (2026-03-19): 2nd appraisal effective date and appraised value does not match with 1st subject appraisal. Require Form 1004D/442. Exception Remains.<br>Buyer Comment (2026-03-17): See 2nd Appraisal dated 02/10 D0342. Pictures show everything is completed and that appraisal shows as is. This is after the 1st subject to appraisal. | 03/24/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A C |  | N/A | No |
| 225180814 | [Redacted] | [Redacted] |  | 35941810 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject Lien is not signed and dated. |  |  |  | Reviewer Comment (2026-03-24): Security Instrument signed, cleared<br>Buyer Comment (2026-03-23): PG 2375 is the signature page. It was at the end. Rearranged pages. See upload. Signatures is on page 12 of 13<br>Reviewer Comment (2026-03-19): Provided Security Instrument is not signed and dated. Exception Remains.<br>Buyer Comment (2026-03-17): Mortgage | 03/24/2026 |  |  | 1 D A | [redacted] | FL | Investment | Purchase | D A C |  | N/A | No |
| 225180814 | [Redacted] | [Redacted] |  | 35945829 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 11.93 is less than Guideline PITIA months reserves of 12.00. | Calculated PITIA months reserves of 11.93 is less than Guideline PITIA months reserves of 12.00. |  |  |  | Reviewer Comment (2026-03-19): Appraisal Invoice provided in file updated and associated. Reserve requirement meet. Exception Cleared.<br>Buyer Comment (2026-03-17): Please provide asset/reserves calculation to confirm what amounts you are using. | 03/19/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A C |  | N/A | No |
| 225180817 | [Redacted] | [Redacted] |  | 35942486 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-03-17): Received Business Purpose Certificate. Exception Cleared.<br>Buyer Comment (2026-03-15): Please see attached both the initial and the final Borrower Certification of Business Purpose. | 03/17/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225180817 | [Redacted] | [Redacted] |  | 35942489 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD/Closing Statement is missing in file. |  |  |  | Reviewer Comment (2026-03-23): Received certified closing statement. Exception cleared.<br>Buyer Comment (2026-03-19): Please see attached certified settlement statement from title. | 03/23/2026 |  |  | 1 C A | [redacted] | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225180817 | [Redacted] | [Redacted] |  | 35944860 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-03-17): Title Supplemental Report provided in file. Exception Cleared.<br>Buyer Comment (2026-03-15): Please see supplement found in D1501 showing loan amount of $368,000.00 | 03/17/2026 |  |  | 1 B A | [redacted] | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225180825 | [Redacted] | [Redacted] |  | 35942109 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the Initial Cross-Country Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2026-03-24): Received Rate lock. Exception Cleared.<br>Buyer Comment (2026-03-21): lock | 03/24/2026 |  |  | 1 C A D | [redacted] | IN | Primary | Purchase | D A | Non QM | Non QM | No |
| 225180825 | [Redacted] | [Redacted] |  | 35942114 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $279.35 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-02): Sufficient Cure Provided At Closing |  | 03/02/2026 |  | 1 A | [redacted] | IN | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225184079 | [Redacted] | [Redacted] |  | 35942249 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-03-17): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-17): business purpose cert | 03/17/2026 |  |  | 1 C A | [redacted] | OH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225184079 | [Redacted] | [Redacted] |  | 35942256 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-Out Utilization is missing in the file. |  |  |  | Reviewer Comment (2026-03-17): Associated to the Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-17): LOX | 03/17/2026 |  |  | 1 C A | [redacted] | OH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225184182 | [Redacted] | [Redacted] |  | 35939047 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock is not provided. |  |  |  | Reviewer Comment (2026-03-20): Initial rate lock received and details updated. Exception cleared.<br>Buyer Comment (2026-03-18): lock form | 03/20/2026 |  |  | 1 B A | [redacted] | OH | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225184182 | [Redacted] | [Redacted] |  | 35939049 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Discount Points. Fee Amount of $1,693.30 exceeds tolerance of $1,673.00. $20.30 over legal limit. Insufficient or no cure was provided to the borrower. (7200) | Loan Discount Points. Fee Amount of $1,693.30 exceeds tolerance of $1,673.00. $20.30 with no valid change of circumstances and no cure was provided to borrower. |  |  |  | Reviewer Comment (2026-03-20): SitusAMC received LE dated 02/05 and COC.<br>Buyer Comment (2026-03-18): initial loan amount on the LE was $111,500 and the loan amount increased to $114,800 and supported the COC. | 03/20/2026 |  |  | 1 C A | [redacted] | OH | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225184182 | [Redacted] | [Redacted] |  | 35939074 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $460.00 exceeds tolerance of $230.00 plus [Redacted] or $253.00. $207.00 over legal limit. Insufficient or no cure was provided to the borrower. (0) | Lender provided cure of $207.00 on final CD however due to additional fee tolerance violations the cure was insufficient. |  |  |  | Reviewer Comment (2026-03-20): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-18): LE with the increase in loan amount and requesting updated baseline calc | 03/20/2026 |  |  | 1 C A | [redacted] | OH | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225184182 | [Redacted] | [Redacted] |  | 36102951 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $460.00 exceeds tolerance of $230.00 plus [Redacted] or $253.00. Sufficient or excess cure was provided to the borrower at Closing. (0) |  |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | 03/20/2026 |  | 1 A | [redacted] | OH | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225187609 | [Redacted] | [Redacted] |  | 35942309 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Loan designation mismatch due to insufficient disposable income caused by added REO obligations which was not considered by Lender. No documentation of payment in file to exclude calculations. |  |  |  | Reviewer Comment (2026-03-24): Business pays for property<br>Buyer Comment (2026-03-23): please see UW 1008 doc D0300 that states "395 Tennent Rd paid by business - excluded from calculations" | 03/24/2026 |  |  | 1 B A C | [redacted] | NJ | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225187609 | [Redacted] | [Redacted] |  | 35942310 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay - Residual Income: Investor and Non QM vs Guidelines | Ability to Repay (Dodd-Frank 2014): Investor's calculated residual income amount (-1,278.39) and calculated Non QM residual amount (-1,278.39) are both lower than the amount required per the guidelines (1,500.00). | [Redacted] due to insufficient disposable income caused by added REO obligations which was not considered by Lender. No documentation of payment in file to exclude calculations. |  |  |  | Reviewer Comment (2026-03-24): Business pays for property<br>Buyer Comment (2026-03-23): please see UW 1008 doc D0300 that states "395 Tennent Rd paid by business - excluded from calculations" | 03/24/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225187609 | [Redacted] | [Redacted] |  | 35942311 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-02): Sufficient Cure Provided At Closing |  | 03/02/2026 |  | 1 A | [redacted] | NJ | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225187609 | [Redacted] | [Redacted] |  | 35942332 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Investor Qualifying Residual income discrepancy. | Calculated investor qualifying disposable income of $-1,278.39 is less than AUS required disposable income of $1,500.00. | Insufficient disposable income caused by added REO obligations which was not considered by Lender. No documentation of payment in file to exclude calculations. |  |  |  | Reviewer Comment (2026-03-24): Business pays for property<br>Buyer Comment (2026-03-23): please see UW 1008 doc D0300 that states "395 Tennent Rd paid by business - excluded from calculations" | 03/24/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 225190255 | [Redacted] | [Redacted] |  | 35943099 | [Redacted] | [redacted] | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. | Borrower: [redacted] | Borrowers are not US Citizens. File is missing required VISA or non-permanent resident documents. |  |  |  | Reviewer Comment (2026-03-20): Received Individual taxpayer identification for both borrower, exception cleared<br>Buyer Comment (2026-03-19): please see ITIN docs D0253 | 03/20/2026 |  |  | 1 C A | [redacted] | MA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225190255 | [Redacted] | [Redacted] |  | 35943100 | [Redacted] | [redacted] | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. | Borrower: [redacted] | Borrowers are not US Citizens. File is missing required VISA or non-permanent resident documents. |  |  |  | Reviewer Comment (2026-03-20): Received Individual taxpayer identification for both borrower, exception cleared<br>Buyer Comment (2026-03-19): please see ITIN docs D0253 | 03/20/2026 |  |  | 1 C A | [redacted] | MA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225190255 | [Redacted] | [Redacted] |  | 35943120 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Borrowers are not US Citizens. File is missing required VISA or non-permanent resident documents. |  |  |  | Reviewer Comment (2026-03-20): Received Individual taxpayer identification for both borrower, exception cleared<br>Buyer Comment (2026-03-19): please see ITIN docs D0253 | 03/20/2026 |  |  | 1 C A | [redacted] | MA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225190255 | [Redacted] | [Redacted] |  | 35943147 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of 7.66814% or Final Disclosure APR of 7.68200% is equal to or greater than the threshold of APOR 5.61% + 1.5%, or 7.11000% Compliant Higher Priced Loan. | APR on subject loan of 7.66814% or Final Disclosure APR of 7.68200% is equal to or greater than the threshold of APOR 5.61% + 1.5%, or 7.11000%. |  |  |  | Buyer Comment (2026-03-19): ok to waive per CNR, on waiver approval list |  |  | 03/19/2026 | 2 B | [redacted] | MA | Primary | Refinance - Rate/Term | No obvious cure C B A | Non QM | Non QM | No |
| 225190255 | [Redacted] | [Redacted] |  | 35958091 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $600.00 exceeds tolerance of $500.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-03): Sufficient Cure Provided At Closing |  | 03/03/2026 |  | 1 A | [redacted] | MA | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225190399 | [Redacted] | [Redacted] |  | 35941934 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing in file. |  |  |  | Reviewer Comment (2026-03-20): Rate lock received.<br>Buyer Comment (2026-03-18): lock | 03/20/2026 |  |  | 1 C A D | [redacted] | CA | Investment | Purchase | D A | N/A | N/A | No |
| 225190468 | [Redacted] | [Redacted] |  | 35942178 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $800.00 exceeds tolerance of $750.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Appraised value in loan estimate is $750.00 and closing disclosure reflects $800.00. Lender provided cure of $50.00 on final closing disclosure. |  |  |  | Reviewer Comment (2026-03-02): Sufficient Cure Provided At Closing |  | 03/02/2026 |  | 1 A | [redacted] | OR | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225190468 | [Redacted] | [Redacted] |  | 35957854 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-18): Initial [Redacted] Rate Lock received.<br>Buyer Comment (2026-03-17): please see attached final Lock form | 03/18/2026 |  |  | 1 C A D | [redacted] | OR | Primary | Purchase | D A | Non QM | Non QM | No |
| 225192197 | [Redacted] | [Redacted] |  | 35942373 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2026-03-23): Received Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-03-15): Confirmed documents were marked as current however not received by investor | 03/23/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A |  | N/A | No |
| 225193200 | [Redacted] | [Redacted] |  | 35942899 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Missing Business Purpose Certificate in file. |  |  |  | Reviewer Comment (2026-03-17): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-17): please see attached business purpose certs | 03/17/2026 |  |  | 1 C A | [redacted] | NC | Investment | Purchase | C A |  | N/A | No |
| 225193403 | [Redacted] | [Redacted] |  | 35943619 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Initial Rate lock not provided in file. |  |  |  | Reviewer Comment (2026-03-18): Initial [Redacted] Rate Lock received.<br>Buyer Comment (2026-03-17): please see attached final Lock form | 03/18/2026 |  |  | 1 C A D | [redacted] | FL | Investment | Purchase | D A | N/A | N/A | No |
| 225197509 | [Redacted] | [Redacted] |  | 35949060 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate not provided. |  |  |  | Reviewer Comment (2026-03-18): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-18): Borrower Certification of Business Purpose | 03/18/2026 |  |  | 1 C A | [redacted] | IN | Investment | Purchase | C A |  | N/A | No |
| 225197513 | [Redacted] | [Redacted] |  | 35943431 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Initial Rate Lock is missing in the file. |  |  |  | Reviewer Comment (2026-03-24): Initial [Redacted] Rate Lock document received and verified. Exception cleared.<br>Buyer Comment (2026-03-20): Lock forms | 03/24/2026 |  |  | 1 B A | [redacted] | NC | Second Home | Purchase | B A | Non QM | Non QM | No |
| 225197513 | [Redacted] | [Redacted] |  | 35943433 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $395.00 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-02): Sufficient Cure Provided At Closing |  | 03/02/2026 |  | 1 A | [redacted] | NC | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225197515 | [Redacted] | [Redacted] |  | 35943470 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit report fee in loan estimate is $395.00 and closing disclosure reflects $401.50. Lender provided cure at closing. |  |  |  | Reviewer Comment (2026-03-02): Sufficient Cure Provided At Closing |  | 03/02/2026 |  | 1 A | [redacted] | FL | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225197515 | [Redacted] | [Redacted] |  | 35943482 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Initial rate lock not provided. |  |  |  | Reviewer Comment (2026-03-19): [Redacted] Initial rate lock received and verified. Exception cleared.<br>Buyer Comment (2026-03-17): please see attached final Lock form | 03/19/2026 |  |  | 1 C A D | [redacted] | FL | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225197589 | [Redacted] | [Redacted] |  | 35948523 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | Asset Documentations are missing in file. |  |  |  | Reviewer Comment (2026-03-26): Operating agreement for XXXX received and ownership verified. Now funds are sufficient to meet cash from borrower and reserve requirement. Exception Cleared.<br>Buyer Comment (2026-03-24): please see attached XXXXX operating agreement<br>Reviewer Comment (2026-03-24): Provided Closing Statement is in the name of LLC. Please provide operating agreement to verify ownership % to utilize the fund for cash from borrower and reserve requirement. Exception remains.<br>Buyer Comment (2026-03-20): please see attached reo 810 cantrell ALTA with cash out proceeds | 03/26/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225197589 | [Redacted] | [Redacted] |  | 35948533 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | HUD/Closing Disclosure from the sale of the other property is missing in file. |  |  |  | Reviewer Comment (2026-03-26): Operating agreement for XXXX received and ownership verified. Now funds are sufficient to meet cash from borrower and reserve requirement. Exception Cleared.<br>Buyer Comment (2026-03-24): please see attached XXXXX operating agreement<br>Reviewer Comment (2026-03-24): Provided Closing Statement is in the name of LLC. Please provide operating agreement to verify ownership % to utilize the fund for cash from borrower and reserve requirement. Exception remains.<br>Buyer Comment (2026-03-20): please see attached reo 810 cantrell ALTA with cash out proceeds | 03/26/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225197606 | [Redacted] | [Redacted] |  | 35965601 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] HOA Verification | HOA verification is missing in file for REO property [Redacted]. |  |  |  | Reviewer Comment (2026-03-19): HOA associated. Exception cleared<br>Buyer Comment (2026-03-17): See D0699 | 03/19/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A | N/A | N/A | No |
| 225199199 | [Redacted] | [Redacted] |  | 35951595 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the Initial [redacted] Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2026-03-25): Received Initial [Redacted] Rate Lock document, Exception Cleared.<br>Buyer Comment (2026-03-21): lock | 03/25/2026 |  |  | 1 C A D | [redacted] | CO | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225199199 | [Redacted] | [Redacted] |  | 35951599 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $160.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-03): Sufficient Cure Provided At Closing |  | 03/03/2026 |  | 1 A | [redacted] | CO | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225199201 | [Redacted] | [Redacted] |  | 35943304 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Final | File is missing a copy of the [Redacted]. |  |  |  | Reviewer Comment (2026-03-23): Final title received, cleared<br>Reviewer Comment (2026-03-23): EXCEPTION HISTORY - Exception Explanation was updated on 03/23/2026 PRIOR Exception Explanation: Title Evidence: Commitment | 03/23/2026 |  |  | 1 A | [redacted] | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225199201 | [Redacted] | [Redacted] |  | 35943306 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $749,200.00 is less than the note amount of $899,900.00 based on the Commitment in file. |  |  |  |  | Reviewer Comment (2026-03-23): Final title with sufficient coverage, cleared<br>Buyer Comment (2026-03-20): please see attached [Redacted] | 03/23/2026 |  |  | 1 B A | [redacted] | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225199201 | [Redacted] | [Redacted] |  | 35943309 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing |  |  |  | Reviewer Comment (2026-03-23): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-20): please see attached business purpose certs | 03/23/2026 |  |  | 1 C A | [redacted] | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225199205 | [Redacted] | [Redacted] |  | 35951766 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-03-17): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-17): please see attached business purpose certs | 03/17/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225199221 | [Redacted] | [Redacted] |  | 35966031 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is not found in the file. |  |  |  | Reviewer Comment (2026-03-19): Received Rate Lock document. Exception Cleared.<br>Buyer Comment (2026-03-18): Initial Rate Lock | 03/19/2026 |  |  | 1 C A D | [redacted] | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 225199221 | [Redacted] | [Redacted] |  | 35966057 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Safe Report. Fee Amount of $31.65 exceeds tolerance of $6.00. $25.65 over legal limit. Insufficient or no cure was provided to the borrower. (7543) | No valid COC or Lender Cure was provided for the $26.65 increase of the Loan Safe Report Fee. |  |  |  | Reviewer Comment (2026-03-27): Situsamc Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-03-26): Cure Docs |  | 03/27/2026 |  | 2 C B | [redacted] | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225199227 | [Redacted] | [Redacted] |  | 35951792 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-03-11): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-11): cert upld | 03/11/2026 |  |  | 1 C A | [redacted] | GA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225199332 | [Redacted] | [Redacted] |  | 35952461 | [Redacted] | [redacted] | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of 610 is less than Guideline representative FICO score of 620. | Lender approved exception for FICO score of 610, less than Guideline representative FICO score of 620. Exception approved with condition Max 65 LTV and all other signature expanded guidelines to be met. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Miscellaneous | Reserves: 15.76<br> Guideline Requirement: 3.00<br>Minimal consumer debt. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator | Reviewer Comment (2026-03-04): Client elects to waive with compensating factors. |  |  | 03/04/2026 | 2 B | [redacted] | NC | Investment | Purchase | B A |  | N/A | No |
| 225199336 | [Redacted] | [Redacted] |  | 35952115 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of 7.95074% or Final Disclosure APR of 8.05100% is equal to or greater than the threshold of APOR 6.17% + 1.5%, or 7.67000%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-03-26): Received appraisal receipt. Exception cleared.<br>Buyer Comment (2026-03-25): Please see screenshot; the appraiser signed the appraisal XXXXX; however, the final version was provided to [Redacted] on 02/09/2026 and the borrower received a copy on 02/10/2026<br>Reviewer Comment (2026-03-24): Received Appraisal receipt dated 2/4/2026 and 2/6/2026 for report dated 2/3/2026. Required Appraisal receipt for Appraisal report dated 2/6/2026. Exception remains<br>Buyer Comment (2026-03-22): please clarify, HPML appraisal requirements met and subject loan reflected an escrow account. | 03/26/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225199336 | [Redacted] | [Redacted] |  | 35952116 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2026-03-26): Received appraisal receipt. Exception cleared.<br>Buyer Comment (2026-03-25): Please see screenshot; the appraiser signed the appraisal XXXXX; however, the final version was provided to [Redacted] on 02/09/2026 and the borrower received a copy on 02/10/2026<br>Reviewer Comment (2026-03-24): Received Appraisal receipt dated 2/4/2026 and 2/6/2026 for report dated 2/3/2026. Required Appraisal receipt for Appraisal report dated 2/6/2026. Exception remains<br>Buyer Comment (2026-03-22): please see uploaded appraisal confirmation | 03/26/2026 |  |  | 1 B A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225199336 | [Redacted] | [Redacted] |  | 35952117 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXXX) | Appraisal receipt was not provided to the borrower for the valuation dated 2/6/2026. |  |  |  | Reviewer Comment (2026-03-24): Received Appraisal receipt dated 2/4/2026 and 2/6/2026 for report dated 2/3/2026. Required Appraisal receipt for Appraisal report dated 2/6/2026. Exception remains<br>Buyer Comment (2026-03-22): confirmation of borrower receiving appraisal within the 3 days | 03/24/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225199352 | [Redacted] | [Redacted] |  | 35957469 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $446.80 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-03): Sufficient Cure Provided At Closing |  | 03/03/2026 |  | 1 A | [redacted] | MI | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225199521 | [Redacted] | [Redacted] |  | 35953293 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved to allow 1099 income with less than 2 years documented history. Maximum 75% LTV/CLTV, Maximum 40% [Redacted]. | The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00. | The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>Reserves 12+ Months More than Requirement<br>FICO 20 Points or More Above Requirement<br>Residual Income $3k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-03-04): Client elects to waive with compensating factors. |  |  | 03/04/2026 | 2 B | [redacted] | NC | Primary | Purchase | B A | Non QM | Non QM | No |
| 225199521 | [Redacted] | [Redacted] |  | 35953303 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved for borrower with only 2 tradelines and no alternative credit. Maximum 75% LTV/CLTV, Maximum 40% [Redacted]. | The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00. | The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>Reserves 12+ Months More than Requirement<br>FICO 20 Points or More Above Requirement<br>Residual Income $3k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-03-04): Client elects to waive with compensating factors. |  |  | 03/04/2026 | 2 B | [redacted] | NC | Primary | Purchase | B A | Non QM | Non QM | No |
| 225199521 | [Redacted] | [Redacted] |  | 35967075 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $131.00 exceeds tolerance of $90.00 plus [Redacted] or $99.00. Sufficient or excess cure was provided to the borrower at Closing. (0) | Lender provided cure to borrower at closing. |  |  |  | Reviewer Comment (2026-03-04): Sufficient Cure Provided At Closing |  | 03/04/2026 |  | 1 A | [redacted] | NC | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225199521 | [Redacted] | [Redacted] |  | 35967084 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $277.50 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Lender provided cure to borrower at closing. |  |  |  | Reviewer Comment (2026-03-04): Sufficient Cure Provided At Closing |  | 03/04/2026 |  | 1 A | [redacted] | NC | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225201716 | [Redacted] | [Redacted] |  | 35964682 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Missing deed confirming the transfer of property ownership to the current borrower. |  |  |  | Reviewer Comment (2026-03-24): Deed, cleared<br>Buyer Comment (2026-03-23): deed | 03/24/2026 |  |  | 1 D A | [redacted] | NC | Investment | Purchase | D A |  | N/A | No |
| 225201748 | [Redacted] | [Redacted] |  | 35962080 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: 41.99444%; <br> Bid Tape Investor Qualifying Total Debt Ratio: 49.86800%. | Data Discrepancy with [Redacted]. Lender [Redacted] 49.868%, Review [Redacted] 41.99444%. The Reason for the discrepancy is 1008 reflects $1200.00 in primary housing expense however there is a LOE in file stating the borrower lives rent-free with parents. |  |  |  | Reviewer Comment (2026-03-24): Corrected 1008 received & [Redacted] matches with calculated [Redacted]. Exception cleared.<br>Buyer Comment (2026-03-20): please see attached 1008 with primary expenses removed, [Redacted] now matches at 41.994% | 03/24/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A | N/A | N/A | No |
| 225201754 | [Redacted] | [Redacted] |  | 35972753 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Rate Lock was not found in the file. |  |  |  | Reviewer Comment (2026-03-20): [Redacted] Rate Lock received. Details verified and updated. Exception cleared.<br>Buyer Comment (2026-03-19): Initial Rate Lock | 03/20/2026 |  |  | 1 C A D | [redacted] | NJ | Primary | Purchase | D A | Non QM | Non QM | No |
| 225201756 | [Redacted] | [Redacted] |  | 35958422 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock date not provided. |  |  |  | Reviewer Comment (2026-03-18): Received initial and final Rate Lock documents. Exception cleared.<br>Buyer Comment (2026-03-17): initial and final locks upld | 03/18/2026 |  |  | 1 B A | [redacted] | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 225201756 | [Redacted] | [Redacted] |  | 35958449 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-03-18): Received Esign Process Summary. Exception cleared<br>Buyer Comment (2026-03-17): econsent upld, docs were also sent regular mail. | 03/18/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 225201756 | [Redacted] | [Redacted] |  | 35958495 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the [Redacted] or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-20): Received Title Supplement Policy with policy amount $175,000. Exception cleared.<br>Buyer Comment (2026-03-19): title supplement upld | 03/20/2026 |  |  | 1 B A | [redacted] | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 225201756 | [Redacted] | [Redacted] |  | 35958501 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bankruptcy Documents not provided |  | Bankruptcy Documents not provided. |  |  |  | Reviewer Comment (2026-03-23): Received Bankruptcy Document in file. Exception Cleared.<br>Buyer Comment (2026-03-19): rebuttal upld | 03/23/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 225201756 | [Redacted] | [Redacted] |  | 35973692 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Rate Lock as required by Client is missing from file. |  |  |  | Reviewer Comment (2026-03-18): Received initial and final Rate Lock documents. Exception cleared. | 03/18/2026 |  |  | 1 C A D | [redacted] | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 225201766 | [Redacted] | [Redacted] |  | 35972944 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock was not found in the file. |  |  |  | Reviewer Comment (2026-03-19): Initial [Redacted] Rate Lock received. Exception cleared.<br>Buyer Comment (2026-03-17): lock upld | 03/19/2026 |  |  | 1 C A D | [redacted] | TX | Investment | Purchase | D A | N/A | N/A | No |
| 225201767 | [Redacted] | [Redacted] |  | 35962087 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Commitment |  |  |  |  | Reviewer Comment (2026-03-24): [Redacted], cleared | 03/24/2026 |  |  | 1 A | [redacted] | MI | Investment | Purchase | C A |  | N/A | No |
| 225201767 | [Redacted] | [Redacted] |  | 35962088 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-03-23): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-20): please see attached business purpose certs | 03/23/2026 |  |  | 1 C A | [redacted] | MI | Investment | Purchase | C A |  | N/A | No |
| 225201767 | [Redacted] | [Redacted] |  | 35970455 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. | Title Evidence: Commitment <br> State: [redacted] | The Title Commitment in file did not disclose the amount of title insurance coverage. Provide a copy of the [Redacted] or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-24): [Redacted] with appropriate coverage, cleared<br>Buyer Comment (2026-03-23): please see attached [Redacted]<br>Reviewer Comment (2026-03-23): Need a copy of the title showing the insured amount<br>Buyer Comment (2026-03-20): please see attached supplemental report from title confirming FTP will be issued at $94, 4000 insured amount | 03/24/2026 |  |  | 1 C A | [redacted] | MI | Investment | Purchase | C A |  | N/A | No |
| 225201770 | [Redacted] | [Redacted] |  | 35964997 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-03-24): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-21): business doc | 03/24/2026 |  |  | 1 C A | [redacted] | OH | Investment | Purchase | C A |  | N/A | No |
| 225201770 | [Redacted] | [Redacted] |  | 35968530 | [Redacted] | [redacted] | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed | Credit Report: Original // Borrower: [redacted] | Red flags on fraud report were not cleared. |  |  |  | Reviewer Comment (2026-03-24): Red flags addressed with documentation received, cleared<br>Buyer Comment (2026-03-21): Sam.gov results and the loan reflected a CDA to support the property flip. DSCR transaction and a CPA was not involved. Appraiser license attached to the appraisal report confirming status. | 03/24/2026 |  |  | 1 C A | [redacted] | OH | Investment | Purchase | C A |  | N/A | No |
| 225201777 | [Redacted] | [Redacted] |  | 35964054 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate not provided in file. |  |  |  | Reviewer Comment (2026-03-23): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-20): please see attached business purpose certs | 03/23/2026 |  |  | 1 C A | [redacted] | IL | Investment | Purchase | C A |  | N/A | No |
| 225204381 | [Redacted] | [Redacted] |  | 35963832 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $270.65 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee increased to $270.65 without a valid change of circumstance however cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-04): Sufficient Cure Provided At Closing |  | 03/04/2026 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225204512 | [Redacted] | [Redacted] |  | 35964348 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2026-03-13): Received Rate Lock document. Exception cleared.<br>Buyer Comment (2026-03-12): Please see attached. | 03/13/2026 |  |  | 1 B A | [redacted] | AZ | Primary | Purchase | B A | Non QM | Non QM | No |
| 225204512 | [Redacted] | [Redacted] |  | 35964367 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $395.00 exceeds tolerance of $319.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | 0% tolerance was exceeded by $76 due to Credit Report Fee. A specific credit of $76 has been provided as cure at closing. |  |  |  | Reviewer Comment (2026-03-04): Sufficient Cure Provided At Closing |  | 03/04/2026 |  | 1 A | [redacted] | AZ | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225204570 | [Redacted] | [Redacted] |  | 35974756 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | The Quit Claim Deed provided is not dated and executed. |  |  |  | Reviewer Comment (2026-03-26): Quit Claim Deed executed, cleared<br>Buyer Comment (2026-03-25): Please see attached pages 1-7 | 03/26/2026 |  |  | 1 D A | [redacted] | PA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225204571 | [Redacted] | [Redacted] |  | 35968974 | [Redacted] | [redacted] | Credit | Credit | Credit Eligibility | Credit | There are red flags on the fraud report that have not been addressed | Credit Report: Original // Borrower: [redacted] | Red flags on fraud report were not cleared. |  |  |  | Reviewer Comment (2026-03-25): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-03-21): Sams.gov report reflecting another individual with similar name. Appraisal did not reflect EPA issues and subject loan was a DSCR transaction and CPA not associated with loan. | 03/25/2026 |  |  | 1 C A | [redacted] | CA | Investment | Purchase | C A |  | N/A | No |
| 225204575 | [Redacted] | [Redacted] |  | 35977847 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not provided in file |  |  |  | Reviewer Comment (2026-03-25): Business Purpose Certificate received and verified the details. Exception Cleared.<br>Buyer Comment (2026-03-21): business doc | 03/25/2026 |  |  | 1 C A | [redacted] | PA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225204575 | [Redacted] | [Redacted] |  | 36000464 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-25): [Redacted] Rate Lock received and verified the details. Exception Cleared<br>Buyer Comment (2026-03-21): lock form | 03/25/2026 |  |  | 1 C A D | [redacted] | PA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 225204625 | [Redacted] | [Redacted] |  | 35990492 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] initial rate lock is missing in file. |  |  |  | Reviewer Comment (2026-03-24): Received Rate lock. Exception Cleared.<br>Buyer Comment (2026-03-21): lock | 03/24/2026 |  |  | 1 C A D | [redacted] | NC | Investment | Purchase | D A | N/A | N/A | No |
| 225204630 | [Redacted] | [Redacted] |  | 35964120 | [Redacted] | [redacted] | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Missing HO-6 policy, blanket hazard insurance policy provided does not contain unit interior coverage. |  | HO-6 is not provided. |  |  |  | Reviewer Comment (2026-03-24): HO-6 policy is not required as received Blanket Hazard Insurance Policy with All in clause. Exception cleared.<br>Buyer Comment (2026-03-23): no H06 is required as master condo policy doc D0324 states "betterments" and "all in" | 03/24/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 225204630 | [Redacted] | [Redacted] |  | 35991277 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Initial Rate Lock is missing in file. |  |  |  | Reviewer Comment (2026-03-24): Received Rate Lock document. Exception cleared.<br>Buyer Comment (2026-03-23): final lock | 03/24/2026 |  |  | 1 C A D | [redacted] | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| 225204929 | [Redacted] | [Redacted] |  | 35965855 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock document is not provided. |  |  |  | Reviewer Comment (2026-03-17): Received Rate Lock, exception cleared<br>Buyer Comment (2026-03-16): Please see attached Rate Lock | 03/17/2026 |  |  | 1 B A | [redacted] | UT | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225204930 | [Redacted] | [Redacted] |  | 35969263 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $555.00 exceeds tolerance of $500.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-04): Sufficient Cure Provided At Closing |  | 03/04/2026 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225204934 | [Redacted] | [Redacted] |  | 35971972 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $443,500 Provide verification of policy with sufficient coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-03-25): Master policy received.<br>Buyer Comment (2026-03-24): Master Policy | 03/25/2026 |  |  | 1 C A | [redacted] | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225205124 | [Redacted] | [Redacted] |  | 35965076 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-03-18): E-Sign Consent Agreement received, exception cleared<br>Buyer Comment (2026-03-17): proof econsent accepted upld | 03/18/2026 |  |  | 1 C A | [redacted] | OH | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225205124 | [Redacted] | [Redacted] |  | 35965088 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [Redacted] Account Statements - Business | missing April month bank statement for [Redacted] [Redacted] [Redacted]. |  |  |  | Reviewer Comment (2026-03-19): Document provided | 03/19/2026 |  |  | 1 C A | [redacted] | OH | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225205124 | [Redacted] | [Redacted] |  | 35965094 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | missing April month bank statement for [redacted] [Redacted] XXXX. |  |  |  | Reviewer Comment (2026-03-19): April statement provided<br>Buyer Comment (2026-03-18): april statement upld | 03/19/2026 |  |  | 1 C A | [redacted] | OH | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225205124 | [Redacted] | [Redacted] |  | 35965104 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Missing April month bank statement for [Redacted] [Redacted]XXXX, causing the loan to waterfall through the QM Testing, resulting in a Loan Designation discrepancy. |  |  |  | Reviewer Comment (2026-03-19): Document provided<br>Buyer Comment (2026-03-18): april statement upld to trl docs | 03/19/2026 |  |  | 1 B A C | [redacted] | OH | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225205124 | [Redacted] | [Redacted] |  | 35965105 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | missing April month bank statement for [Redacted] [Redacted]XXXX. |  |  |  | Reviewer Comment (2026-03-19): April statement provided<br>Buyer Comment (2026-03-18): april statement upld to trl docs | 03/19/2026 |  |  | 1 C A | [redacted] | OH | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225205124 | [Redacted] | [Redacted] |  | 35965106 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay – Bank Statement Guidelines Require Less than 12 Months | Ability to Repay (Dodd-Frank 2014): Guidelines require less than 12 consecutive months bank statements. [redacted]/Bank Statements) | Missing April month bank statement for [Redacted] [Redacted]XXXX, causing the loan to waterfall through the QM Testing. |  |  |  | Reviewer Comment (2026-03-19): Document provided<br>Buyer Comment (2026-03-18): april statement upld to trl docs | 03/19/2026 |  |  | 1 B A | [redacted] | OH | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225205124 | [Redacted] | [Redacted] |  | 35965109 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on XXXXX are underdisclosed. (Final/XXXXX) | Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on XXXXX are under disclosed. |  |  |  | Reviewer Comment (2026-03-18): SitusAMC received Letter of explanation and Corrected Closing disclosure.<br>Buyer Comment (2026-03-17): pccd docs upld |  | 03/18/2026 |  | 2 C B | [redacted] | OH | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 225205130 | [Redacted] | [Redacted] |  | 35969483 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding [Redacted] variance. | Diligence Investor Qualifying Total Debt Ratio: [redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted]%. | Due diligence [Redacted] of 44.25012% closely matches with lender qualifying [Redacted] of 43.144% with variance due to Lender utilizing a higher REO negative cash flow than reflected on source document. Bid Tape [Redacted] of 41.60000% differs completely. |  |  |  | Reviewer Comment (2026-03-24): Cleared. Received updated 1008.<br>Buyer Comment (2026-03-22): updated 1008 matching [Redacted] | 03/24/2026 |  |  | 1 C A | [redacted] | OR | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 225205130 | [Redacted] | [Redacted] |  | 35969657 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | ATR failure due to [Redacted] discrepancy. |  |  |  | Reviewer Comment (2026-03-24): Cleared. Received updated 1008.<br>Buyer Comment (2026-03-22): updated 1008 matching [Redacted] | 03/24/2026 |  |  | 1 C A | [redacted] | OR | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 225205135 | [Redacted] | [Redacted] |  | 35965887 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate was not found in the file. |  |  |  | Reviewer Comment (2026-03-25): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-24): business cert uploaded | 03/25/2026 |  |  | 1 C A | [redacted] | MN | Investment | Purchase | D A |  | N/A | No |
| 225205135 | [Redacted] | [Redacted] |  | 35973463 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Deeds/Quit-claim document was not found in the file. |  |  |  | Reviewer Comment (2026-03-26): Warranty deed, cleared<br>Buyer Comment (2026-03-25): warranty deed | 03/26/2026 |  |  | 1 D A | [redacted] | MN | Investment | Purchase | D A |  | N/A | No |
| 225205138 | [Redacted] | [Redacted] |  | 35968598 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Preliminary |  |  |  |  | Reviewer Comment (2026-03-24): Cleared. Received final policy | 03/24/2026 |  |  | 1 A | [redacted] | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| 225205138 | [Redacted] | [Redacted] |  | 35968666 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $[redacted] is less than the note amount of $752,000.00 based on the Preliminary in file. | Title Preliminary states insured amount as $[redacted]which is less than the loan amount. |  |  |  | Reviewer Comment (2026-03-24): Cleared. Received final policy<br>Buyer Comment (2026-03-23): please see attached [Redacted] | 03/24/2026 |  |  | 1 B A | [redacted] | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| 225205158 | [Redacted] | [Redacted] |  | 35964409 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2026-03-23): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-21): business doc | 03/23/2026 |  |  | 1 C A | [redacted] | MD | Investment | Purchase | C A |  | N/A | No |
| 225205301 | [Redacted] | [Redacted] |  | 35972480 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate resolution in file was not dated or signed. |  |  |  | Reviewer Comment (2026-03-24): Corporate resolution dated and signed, cleared<br>Buyer Comment (2026-03-23): Corporate resolution | 03/24/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Purchase | C A |  | N/A | No |
| 225205369 | [Redacted] | [Redacted] |  | 35968040 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not available |  |  |  | Reviewer Comment (2026-03-06): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-06): Please see attached | 03/06/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225207994 | [Redacted] | [Redacted] |  | 35971076 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-18): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-18): Borrower Certification of Business Purpose | 03/18/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Purchase | C A |  | N/A | No |
| 225208134 | [Redacted] | [Redacted] |  | 35970777 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-03-25): Received e-sign consent. Exception cleared.<br>Buyer Comment (2026-03-24): Please see attached eConsent Agreement. | 03/25/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225208134 | [Redacted] | [Redacted] |  | 35970784 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (Initial/02/05/2026) | Loan Estimate was not provided to borrower within 3 business days of application. |  |  |  | Reviewer Comment (2026-03-25): SitusAMC received initial LE dated 01/30/2026 within that timing requirement.<br>Buyer Comment (2026-03-24): Please see initial LE dated 1/30, within 3 days of application. In addition, see attached screenshot showing this LE was mailed to the borrower on 1/30. | 03/25/2026 |  |  | 1 C A | [redacted] | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| 225208134 | [Redacted] | [Redacted] |  | 35970786 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-05): Sufficient Cure Provided At Closing |  | 03/05/2026 |  | 1 A | [redacted] | AZ | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225208150 | [Redacted] | [Redacted] |  | 35971228 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Complete fraud report is missing. |  |  |  | Reviewer Comment (2026-03-25): Received complete fraud report. Exception Cleared.<br>Buyer Comment (2026-03-23): please see attached final fraud report | 03/25/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 225208150 | [Redacted] | [Redacted] |  | 35971229 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial rate lock is missing. |  |  |  | Reviewer Comment (2026-03-25): Received Rate Lock. Exception Cleared.<br>Buyer Comment (2026-03-23): please see attached final Lock form | 03/25/2026 |  |  | 1 C A D | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 225208150 | [Redacted] | [Redacted] |  | 35971230 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business purpose certificate is missing. |  |  |  | Reviewer Comment (2026-03-25): Received Business Purpose Certificate. Exception Cleared.<br>Buyer Comment (2026-03-23): please see attached business purpose certs | 03/25/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A |  | N/A | No |
| 225209240 | [Redacted] | [Redacted] |  | 35969927 | [Redacted] | [redacted] | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. | Borrower: [redacted] // Employment Type: Employment / Income Type: S-Corp (>= [Redacted]) / Start Date: 09/10/1982 // Document: Business License / Document Date: / Tax Year: | Business License / Document Date: / Tax Year: : Document Date is not provided |  |  |  | Reviewer Comment (2026-03-26): Received clarification/approval/documentation from lender. Condition cleared. Third party verification was located on the Fraud guard indicating business is active.<br>Reviewer Comment (2026-03-26): Available document is not within the guideline requirement. Provide updated third-party verification confirming the business start date and its active operating status. Exception remains.<br>Buyer Comment (2026-03-24): please see page 378 D0472, Fraud Report confirmed active corp status | 03/26/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A | N/A | N/A | No |
| 225209246 | [Redacted] | [Redacted] |  | 35971816 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing |  |  |  | Reviewer Comment (2026-03-23): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-21): business doc | 03/23/2026 |  |  | 1 C A | [redacted] | OH | Investment | Purchase | D A |  | N/A | No |
| 225209246 | [Redacted] | [Redacted] |  | 35990273 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Rate Lock is missing from the file |  |  |  | Reviewer Comment (2026-03-23): [Redacted] Rate Lock, cleared<br>Buyer Comment (2026-03-21): lock | 03/23/2026 |  |  | 1 C A D | [redacted] | OH | Investment | Purchase | D A |  | N/A | No |
| 225209273 | [Redacted] | [Redacted] |  | 35989173 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing from the file. |  |  |  | Reviewer Comment (2026-03-24): Received initial rate lock. Exception cleared.<br>Buyer Comment (2026-03-20): please see attached final lock | 03/24/2026 |  |  | 1 C A D | [redacted] | IA | Investment | Purchase | D A |  | N/A | No |
| 225209277 | [Redacted] | [Redacted] |  | 35997667 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Rate Lock is missing from the file. |  |  |  | Reviewer Comment (2026-03-20): [Redacted] Rate Lock received and details verified. Exception cleared.<br>Buyer Comment (2026-03-19): lock form upld | 03/20/2026 |  |  | 1 C A D | [redacted] | MA | Investment | Purchase | D A | N/A | N/A | No |
| 225209277 | [Redacted] | [Redacted] |  | 35998881 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Per final 1003, borrower is permanent resident alien, however, borrower's permanent resident card was not provided. |  |  |  | Reviewer Comment (2026-03-24): Received Employment authorization, exception cleared<br>Buyer Comment (2026-03-20): ead card upld | 03/24/2026 |  |  | 1 C A | [redacted] | MA | Investment | Purchase | D A | N/A | N/A | No |
| 225209277 | [Redacted] | [Redacted] |  | 35998957 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | n1243 | 1003 Error: Citizenship Source Documentation was not provided | Borrower: XXXX | Per final 1003, borrower is permanent resident alien, however, borrower's permanent resident card was not provided. |  |  |  | Reviewer Comment (2026-03-24): Received Employment authorization, exception cleared<br>Buyer Comment (2026-03-20): ead card upld to trl docs | 03/24/2026 |  |  | 1 B A | [redacted] | MA | Investment | Purchase | D A | N/A | N/A | No |
| 225209397 | [Redacted] | [Redacted] |  | 35970957 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception not provided in file.<br>Lender exception approved for- Most recent tax returns were prepared & filed by a PTIN. PTIN is not acceptable designation per guides; PTIN had a CPA in same office review & prepare P&L Letter. Exception approved to allow this. | Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>Miscellaneous | Actual Reserves: $53,477.91<br> Required Reserves: $15,414.72<br>Minimal consumer debt. | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-03-23): Client elects to waive with compensating factors.<br>Buyer Comment (2026-03-19): See upload |  |  | 03/23/2026 | 2 C B | [redacted] | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 225209397 | [Redacted] | [Redacted] |  | 35971016 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Lender Exception(s) not provided |  | Approved lender exception document not found in file. |  |  |  | Reviewer Comment (2026-03-23): Lender Exception(s) received in file. Exception Cleared.<br>Buyer Comment (2026-03-19): EXCEPTION APPROVAL | 03/23/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 225209397 | [Redacted] | [Redacted] |  | 35971022 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Initial rate lock not provided in file. |  |  |  | Reviewer Comment (2026-03-20): Received rate lock document in file. Exception Cleared.<br>Buyer Comment (2026-03-19): See upload<br>Buyer Comment (2026-03-19): Initial Rate Lock | 03/20/2026 |  |  | 1 C A D | [redacted] | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 225209397 | [Redacted] | [Redacted] |  | 35971163 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to file is missing P&L statement prepared by Third party or CPA. |  |  |  | Reviewer Comment (2026-03-23): Received lender exception. Condition cleared.<br>Buyer Comment (2026-03-19): See EXCEPTION APPROVAL approval | 03/23/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D B C | Non QM | Non QM | Yes |
| 225209397 | [Redacted] | [Redacted] |  | 35971164 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - P&L Statement Only Guidelines Third Party Preparation Requirement not met | Ability to Repay (Dodd-Frank 2014): P&L Statement(s) used to qualify were not prepared by a third party. ([redacted]/P&L Statement Only) | Waterfall due to file is missing P&L statement prepared by Third party or CPA. |  |  |  | Reviewer Comment (2026-03-23): Received lender exception. Condition cleared.<br>Buyer Comment (2026-03-19): See EXCEPTION APPROVAL approval | 03/23/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 225209397 | [Redacted] | [Redacted] |  | 35971165 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall due to file is missing P&L statement prepared by Third party or CPA. |  |  |  | Reviewer Comment (2026-03-23): Received lender exception. Condition cleared. | 03/23/2026 |  |  | 1 A | [redacted] | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 225209397 | [Redacted] | [Redacted] |  | 35971166 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $2,100.00. $4,620.00 over legal limit. Insufficient or no cure was provided to the borrower. (7200) | Loan Discount Points in loan estimate is $5,754.00 and closing disclosure reflects $6,720.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-03-20): SitusAMC received a valid COC.<br>Buyer Comment (2026-03-19): The borrower requested loan amount increase which increased Points/Transfer Taxes. See COC. | 03/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225209397 | [Redacted] | [Redacted] |  | 35971167 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Extension Fee. Fee Amount of $[redacted] exceeds tolerance of $0.00. $336.00 over legal limit. Insufficient or no cure was provided to the borrower. (7349) | Extension Fee. Fee Amount of $[redacted]exceeds tolerance of $0.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-03-20): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-19): See Explanation | 03/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225209397 | [Redacted] | [Redacted] |  | 35971168 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $555.00 exceeds tolerance of $500.00. $55.00 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | Appraisal Fee in loan estimate is $[redacted] and closing disclosure reflects $[redacted] with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-03-20): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-19): See Explanation | 03/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225209397 | [Redacted] | [Redacted] |  | 35971169 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $248.00. $39.00 over legal limit. Insufficient or no cure was provided to the borrower. (7520) | Credit report fee in loan estimate is $$[redacted] and closing disclosure reflects $287.00 with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-03-20): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-19): See Explanation | 03/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225209397 | [Redacted] | [Redacted] |  | 35971170 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $[redacted]exceeds tolerance of $2,042.00. $422.00 over legal limit. Insufficient or no cure was provided to the borrower. (8304) | Transfer tax in loan estimate is [redacted] and closing disclosure reflects $896.00. No Valid coc in file. |  |  |  | Reviewer Comment (2026-03-20): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-19): The borrower requested loan amount increase which increased Points/Transfer Taxes. See COC. | 03/20/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225209397 | [Redacted] | [Redacted] |  | 35971173 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to file is missing P&L statement prepared by third party. |  |  |  | Reviewer Comment (2026-03-23): Received lender exception. Condition cleared.<br>Buyer Comment (2026-03-19): See EXCEPTION APPROVAL approval | 03/23/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 225209397 | [Redacted] | [Redacted] |  | 36103712 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Extension Fee. Fee Amount of $336.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7349) |  |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | 03/20/2026 |  | 1 A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225209397 | [Redacted] | [Redacted] |  | 36103713 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $555.00 exceeds tolerance of $500.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | 03/20/2026 |  | 1 A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225209397 | [Redacted] | [Redacted] |  | 36103714 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $287.00 exceeds tolerance of $248.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | 03/20/2026 |  | 1 A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225209397 | [Redacted] | [Redacted] |  | 36103715 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $2,464.00 exceeds tolerance of $2,042.00. Sufficient or excess cure was provided to the borrower at Closing. (8304) |  |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | 03/20/2026 |  | 1 A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225209410 | [Redacted] | [Redacted] |  | 35971299 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for Non-warrantable Condo due to construction defect litigation. Exception Conditions: The property's appraisal must not show any deferred maintenance or indicate that any repairs are needed for the subject project. The exception approval or counteroffer only applies if the loan is registered and closed under the Signature Expanded program. All other Signature Expanded guideline requirements must also be met. Any loan attribute limit listed above must be followed in order to keep the exception approval or counteroffer valid. The Exception LLPA mentioned above is charged in addition to any other LLPA(s) listed on the rate sheet, including (but not limited to) the LLPA for "NW Condo." | The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO 20 Points or More Above Requirement | Originator,SitusAMC | Reviewer Comment (2026-03-09): Client elects to waive with compensating factors. |  |  | 03/09/2026 | 2 B | [redacted] | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225209410 | [Redacted] | [Redacted] |  | 35971319 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XXXXX not received by borrower at least four (4) business days prior to closing. (Interim/XXXXX) | Revised Loan Estimate dated [redacted]was signed by borrower on [redacted], which is not within 4 business days of closing date XXXXX. |  |  |  | Reviewer Comment (2026-03-24): SitusAMC received disclosure summary and LOE suffice.<br>Buyer Comment (2026-03-23): Disclosure Tracking and Rebuttal | 03/24/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 225209410 | [Redacted] | [Redacted] |  | 35971320 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $995.00 exceeds tolerance of $950.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-05): Sufficient Cure Provided At Closing |  | 03/05/2026 |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225209410 | [Redacted] | [Redacted] |  | 35971321 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Review Fee. Fee Amount of $240.00 exceeds tolerance of $120.00. Sufficient or excess cure was provided to the borrower at Closing. (75104) |  |  |  |  | Reviewer Comment (2026-03-05): Sufficient Cure Provided At Closing |  | 03/05/2026 |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225209410 | [Redacted] | [Redacted] |  | 36007733 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) (Interim/XXXXX) | LE issued XXXXX and received 02/24/2026, which was after Closing Disclosure issued 02/13/2026 and received XXXXX per signature. |  |  |  | Reviewer Comment (2026-03-24): SitusAMC received disclosure summary and LOE suffice.<br>Buyer Comment (2026-03-23): Rebut and Disclosure Tracking | 03/24/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 225209417 | [Redacted] | [Redacted] |  | 35971537 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee increased to $401.30 without a valid change of circumstance however cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-05): Sufficient Cure Provided At Closing |  | 03/05/2026 |  | 1 A | [redacted] | AZ | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225209417 | [Redacted] | [Redacted] |  | 35999334 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | [Redacted] Rate Lock is missing and no alternative rate lock document was found in the file. |  |  |  | Reviewer Comment (2026-03-26): Received [Redacted] Rate Lock. Exception Cleared.<br>Buyer Comment (2026-03-24): please see attached final Lock form | 03/26/2026 |  |  | 1 B A | [redacted] | AZ | Primary | Purchase | B A | Non QM | Non QM | No |
| 225209911 | [Redacted] | [Redacted] |  | 35973502 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate not provided. |  |  |  | Reviewer Comment (2026-03-13): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-12): Please see attached. | 03/13/2026 |  |  | 1 C A | [redacted] | AL | Investment | Purchase | C A |  | N/A | No |
| 225210130 | [Redacted] | [Redacted] |  | 35983498 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate Lock is not provided. |  |  |  | Reviewer Comment (2026-03-24): Received Initial [Redacted] Rate Lock document, Exception Cleared.<br>Buyer Comment (2026-03-20): initial/final locks upld | 03/24/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225210130 | [Redacted] | [Redacted] |  | 35983502 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (Initial/02/11/2026) | Loan Estimate is required to be delivered to borrower within 3 business days of application date. |  |  |  | Reviewer Comment (2026-03-24): SitusAMC received LOE and as per purchase contract, title and 1003s the application date is 02/09.<br>Buyer Comment (2026-03-20): please disregard previous rebuttal, revised rebuttal upld with correct app date.<br>Buyer Comment (2026-03-20): rebuttal upld | 03/24/2026 |  |  | 1 C A | [redacted] | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225210130 | [Redacted] | [Redacted] |  | 35983505 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $1,000.00 exceeds tolerance of $650.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | No valid COC or lender cure was provided for the increase in 0% Tolerance Fees. |  |  |  | Reviewer Comment (2026-03-05): Sufficient Cure Provided At Closing |  | 03/05/2026 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225210136 | [Redacted] | [Redacted] |  | 35974880 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-03-23): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-21): business doc | 03/23/2026 |  |  | 1 C A | [redacted] | TN | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225210141 | [Redacted] | [Redacted] |  | 35975730 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $170,000.00 is less than the note amount of $243,750.00 based on the Commitment in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-03-24): Updated Title Commitment received with correct policy amount. Exception Cleared.<br>Buyer Comment (2026-03-20): updated commitment with correct insured amount upld | 03/24/2026 |  |  | 1 B A | [redacted] | TX | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225210225 | [Redacted] | [Redacted] |  | 35975161 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate not provided. |  |  |  | Reviewer Comment (2026-03-17): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-17): cert upld | 03/17/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225210225 | [Redacted] | [Redacted] |  | 35997170 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Rate Lock is missing from the file and is a required document |  |  |  | Reviewer Comment (2026-03-17): Rate Lock, cleared<br>Buyer Comment (2026-03-17): lock upld | 03/17/2026 |  |  | 1 C A D | [redacted] | MD | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225212089 | [Redacted] | [Redacted] |  | 35986252 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2026-03-25): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-24): please see attached business purpose certs | 03/25/2026 |  |  | 1 C A | [redacted] | TN | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225212089 | [Redacted] | [Redacted] |  | 35986253 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial Rate Lock is missing. |  |  |  | Reviewer Comment (2026-03-25): Initial Rate Lock, cleared<br>Buyer Comment (2026-03-24): please see attached final lock form | 03/25/2026 |  |  | 1 C A D | [redacted] | TN | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225212089 | [Redacted] | [Redacted] |  | 35986259 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $[redacted] is less than the note amount of $1[redacted] based on the Commitment in file. | The preliminary title report in file disclosed $157,300.00 of title insurance coverage; however, this is less than the loan amount of $[redacted]. Provide a copy of the [Redacted] or a supplemental title report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-04-03): Received [Redacted]. Verified and updated details. Exception Cleared.<br>Buyer Comment (2026-04-02): please see attached [Redacted] that matches the loan amount | 04/03/2026 |  |  | 1 B A | [redacted] | TN | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225212089 | [Redacted] | [Redacted] |  | 35986260 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Commitment | The file is missing a copy of the [Redacted]. |  |  |  | Reviewer Comment (2026-04-03): Received [Redacted]. Verified and updated details. Exception Cleared. | 04/03/2026 |  |  | 1 A | [redacted] | TN | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225212090 | [Redacted] | [Redacted] |  | 35983913 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 06/30/2020 | Verbal Verification of Employment was not provided within 10 days prior to closing. |  |  |  | Reviewer Comment (2026-03-27): Received Borrower VVOE document within the 10 business days from the closing date. Exception Cleared.<br>Buyer Comment (2026-03-25): Please see pg 314 and D0263 . VVOE completed withing 10 days of closing. | 03/27/2026 |  |  | 1 C A | [redacted] | MN | Investment | Purchase | C A | N/A | N/A | No |
| 225212090 | [Redacted] | [Redacted] |  | 36015894 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verbal Verification of Employment was not provided within 10 days prior to closing. |  |  |  | Reviewer Comment (2026-03-27): Received Borrower VVOE document within the 10 business days from the closing date. Exception Cleared.<br>Buyer Comment (2026-03-25): Please see pg 314 and D0263. VVOE completed withing 10 days of closing. | 03/27/2026 |  |  | 1 C A | [redacted] | MN | Investment | Purchase | C A | N/A | N/A | No |
| 225212092 | [Redacted] | [Redacted] |  | 36143012 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $645.00 exceeds tolerance of $600.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-25): Sufficient Cure Provided At Closing |  | 03/25/2026 |  | 1 A | [redacted] | NY | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225212104 | [Redacted] | [Redacted] |  | 35984561 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $750.00 exceeds tolerance of $700.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-05): Sufficient Cure Provided At Closing |  | 03/05/2026 |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225212111 | [Redacted] | [Redacted] |  | 35985127 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the [Redacted] or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-03-30): Received supplement of preliminary title report. Exception cleared.<br>Buyer Comment (2026-03-26): title sipplement upld | 03/30/2026 |  |  | 1 B A | [redacted] | CA | Investment | Purchase | B A | N/A | N/A | No |
| 225212302 | [Redacted] | [Redacted] |  | 36003912 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-20): [Redacted] Initial Rate Lock received, exception cleared.<br>Buyer Comment (2026-03-19): Initial Rate Lock | 03/20/2026 |  |  | 1 C A D | [redacted] | MA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 225212388 | [Redacted] | [Redacted] |  | 35986801 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-03-25): Document provided<br>Buyer Comment (2026-03-24): Please see attached eConsent form | 03/25/2026 |  |  | 1 C A | [redacted] | TX | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225212388 | [Redacted] | [Redacted] |  | 36038465 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of [redacted] exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Sufficient cure provided at closing. |  |  |  | Reviewer Comment (2026-03-11): Sufficient Cure Provided At Closing |  | 03/11/2026 |  | 1 A | [redacted] | TX | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225212392 | [Redacted] | [Redacted] |  | 35986191 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-06): Sufficient Cure Provided At Closing |  | 03/06/2026 |  | 1 A | [redacted] | FL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225212392 | [Redacted] | [Redacted] |  | 36036707 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Rate Lock was not found in file. |  |  |  | Reviewer Comment (2026-03-24): Initial [Redacted] Rate Lock document received and verified. Exception cleared.<br>Buyer Comment (2026-03-20): Please see attached | 03/24/2026 |  |  | 1 C A D | [redacted] | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225212531 | [Redacted] | [Redacted] |  | 35985891 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Missing a Rate Lock Agreement signed by Borrower. |  |  |  | Reviewer Comment (2026-03-16): Received rate lock document. Exception cleared.<br>Buyer Comment (2026-03-13): Please see attached | 03/16/2026 |  |  | 1 B A | [redacted] | MO | Primary | Purchase | B A | Non QM | Non QM | No |
| 225212535 | [Redacted] | [Redacted] |  | 35986005 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted], Statement | Missing mortgage statement for [Redacted]. |  |  |  | Reviewer Comment (2026-03-27): P&I amount considered from Pg number 288 and calculated the amount as per provided currency converter. taxes and insurance amount calculated separately. Exception cleared.<br>Buyer Comment (2026-03-25): please see pg 289-290 D0588 that reflects the borrower's mortgage payment and history. | 03/27/2026 |  |  | 1 C A | [redacted] | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| 225212535 | [Redacted] | [Redacted] |  | 35986069 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $825.00 exceeds tolerance of $750.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Appraisal fee $750.00 was changed. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  | Reviewer Comment (2026-03-06): Sufficient Cure Provided At Closing |  | 03/06/2026 |  | 1 A | [redacted] | TN | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225212535 | [Redacted] | [Redacted] |  | 35986081 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to missing credit report. Credit report is not required for Foreign Nationals. |  |  |  | Reviewer Comment (2026-03-27): Foreign National CBR not required<br>Buyer Comment (2026-03-25): please clarify, the borrower was a foreign national with no SSN | 03/27/2026 |  |  | 1 B A C | [redacted] | TN | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 225212535 | [Redacted] | [Redacted] |  | 35986082 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Credit History | Ability to Repay (Dodd-Frank 2014): Unable to verify debt obligations using reasonably reliable third-party records. | Waterfall due to missing credit report. Credit report is not required for Foreign Nationals. |  |  |  | Reviewer Comment (2026-03-27): Foreign National CBR not required<br>Buyer Comment (2026-03-25): please clarify, the borrower was a foreign national with no SSN | 03/27/2026 |  |  | 1 C A | [redacted] | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| 225212535 | [Redacted] | [Redacted] |  | 36037389 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Loan fails testing due to missing credit report. Credit report is not required for Foreign Nationals. |  |  |  | Reviewer Comment (2026-03-27): Foreign National CBR not required | 03/27/2026 |  |  | 1 A | [redacted] | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| 225212671 | [Redacted] | [Redacted] |  | 35985035 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | A rate lock agreement is missing. |  |  |  | Reviewer Comment (2026-03-26): Received [Redacted] Rate Lock document, Exception Cleared.<br>Buyer Comment (2026-03-25): Please see the attached Rate Lock | 03/26/2026 |  |  | 1 B A | [redacted] | NV | Second Home | Purchase | B A | Non QM | Non QM | No |
| 225216236 | [Redacted] | [Redacted] |  | 35989063 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate not provided. |  |  |  | Reviewer Comment (2026-03-24): Business Purpose Certificate, cleeared<br>Buyer Comment (2026-03-24): Business Purpose | 03/24/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A |  | N/A | No |
| 225216271 | [Redacted] | [Redacted] |  | 35988092 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided | Borrower: [redacted] | Member Only. Please override. |  |  |  | Reviewer Comment (2026-03-26): Members details are not required. Exception cleared.<br>Buyer Comment (2026-03-24): Please waive. not required for non borrowers. | 03/26/2026 |  |  | 1 B A | [redacted] | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225216271 | [Redacted] | [Redacted] |  | 35988184 | [Redacted] | [redacted] | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Dwelling Coverage is insufficient by $232,000.00. Please provide extended coverage or checklist of coverage or lender correspondence confirming 100% replacement cost covered. |  |  |  | Reviewer Comment (2026-03-26): Property is in [Redacted] state and suffice guideline requirement. Exception cleared.<br>Buyer Comment (2026-03-24): See Rebuttal | 03/26/2026 |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225216279 | [Redacted] | [Redacted] |  | 35987376 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] | Mortgage statement was not provided for the REO property # [Redacted]. Unable to verify Escrowed or not. |  |  |  | Reviewer Comment (2026-03-27): Received First payment letter. Exception Cleared.<br>Buyer Comment (2026-03-25): first payment letter [Redacted] new loan | 03/27/2026 |  |  | 1 C A | [redacted] | CO | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 225219497 | [Redacted] | [Redacted] |  | 35987010 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the Initial Cross-Country Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2026-03-26): Initial Cross-Country Rate Lock received and verified. Exception cleared.<br>Buyer Comment (2026-03-25): Lock forms | 03/26/2026 |  |  | 1 C A D | [redacted] | FL | Investment | Purchase | D A | N/A | N/A | No |
| 225230151 | [Redacted] | [Redacted] |  | 36045229 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock was not found in file. |  |  |  | Reviewer Comment (2026-03-26): Initial [Redacted] Rate Lock received & associated. Exception cleared.<br>Buyer Comment (2026-03-25): Please see attached Rate lock form | 03/26/2026 |  |  | 1 C A D | [redacted] | VA | Investment | Purchase | D A | N/A | N/A | No |
| 225230435 | [Redacted] | [Redacted] |  | 35994915 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-27): Initial [Redacted] Rate Lock received & associated. Exception cleared.<br>Buyer Comment (2026-03-25): please see attached final lock | 03/27/2026 |  |  | 1 C A D | [redacted] | NV | Investment | Purchase | D A | N/A | N/A | No |
| 225230435 | [Redacted] | [Redacted] |  | 35994917 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Mortgage Statement is missing |  |  |  | Reviewer Comment (2026-03-27): Closing Disclosure received & associated. Exception cleared.<br>Buyer Comment (2026-03-25): please see attached reo docs. loan just closed on 02/27, no mortgage statement available | 03/27/2026 |  |  | 1 C A | [redacted] | NV | Investment | Purchase | D A | N/A | N/A | No |
| 225230435 | [Redacted] | [Redacted] |  | 35994937 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. | Borrower: [redacted] |  |  |  |  | Reviewer Comment (2026-03-27): Explanation letter received & associated. Exception cleared.<br>Buyer Comment (2026-03-25): please see attached lox regarding purchase of this and addt'l property | 03/27/2026 |  |  | 1 C A | [redacted] | NV | Investment | Purchase | D A | N/A | N/A | No |
| 225230465 | [Redacted] | [Redacted] |  | 35994493 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. $6.30 over legal limit. Insufficient or no cure was provided to the borrower. (7520) | Credit Report Fee Amount of $401.30 exceeds tolerance of $395.00. $6.30 over legal limit. No cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-26): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-03-25): please cancel, this was cured at closing on final cd. | 03/26/2026 |  |  | 1 C A | [redacted] | VA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225230465 | [Redacted] | [Redacted] |  | 35994494 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Survey Fee. Fee Amount of $2,250.00 exceeds tolerance of $0.00. $2,250.00 over legal limit. Insufficient or no cure was provided to the borrower. (7723) | Survey Fee Amount of $2,250.00 exceeds tolerance of $0.00. $2,250.00 over legal limit. No cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-03-27): SitusAMC received corrected PCCD moving borrower required fee from section C to H.<br>Buyer Comment (2026-03-26): title email and pccd docs for survey fee upld | 03/27/2026 |  |  | 1 C A | [redacted] | VA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225230465 | [Redacted] | [Redacted] |  | 36047595 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Rate Lock was not found in the file. |  |  |  | Reviewer Comment (2026-03-26): Received [Redacted] Rate Lock document, Exception Cleared.<br>Buyer Comment (2026-03-25): locks upld | 03/26/2026 |  |  | 1 C A D | [redacted] | VA | Primary | Purchase | D A C | Non QM | Non QM | No |
| 225230465 | [Redacted] | [Redacted] |  | 36166978 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-27): Sufficient Cure Provided At Closing |  | 03/27/2026 |  | 1 A | [redacted] | VA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225230492 | [Redacted] | [Redacted] |  | 35995202 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-26): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-26): cert upld | 03/26/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | C A |  | N/A | No |
| 225230492 | [Redacted] | [Redacted] |  | 35995207 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2026-03-26): Final settlement statement, cleared<br>Buyer Comment (2026-03-26): final alta ss upld | 03/26/2026 |  |  | 1 C A | [redacted] | TX | Investment | Purchase | C A |  | N/A | No |
| 225230497 | [Redacted] | [Redacted] |  | 36046767 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] Rate Lock is missing from the file. |  |  |  | Reviewer Comment (2026-03-25): Received Rate Lock. Exception Cleared.<br>Buyer Comment (2026-03-24): locks upld | 03/25/2026 |  |  | 1 C A D | [redacted] | GA | Primary | Purchase | D A | Non QM | Non QM | No |
| 225230507 | [Redacted] | [Redacted] |  | 35994718 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-03-27): Received Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-03-25): Business Purpose | 03/27/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A |  | N/A | No |
| 225230507 | [Redacted] | [Redacted] |  | 36147513 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy - DSCR |  |  |  | Reviewer Comment (2026-03-27): Per comparable rent schedule, additional income of $200 for each unit for garage bay is added to the monthly income. Considered additional income which resulted in no DSCR discrepancy. Exception cleared.<br>Buyer Comment (2026-03-25): DSCR & Rent Schedule<br>Buyer Comment (2026-03-25): [Redacted] respectfully disagrees with DSCR Discrepancy. I've recalculated same score as Origination. AMC not including additional $200 per garage bay. Garages are attached and part of subject property. We include them in Collateral. Please review attached supporting documents and advise | 03/27/2026 |  |  | 1 A | [redacted] | NY | Investment | Purchase | C A |  | N/A | No |
| 225230512 | [Redacted] | [Redacted] |  | 36002306 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement |  |  |  |  | Reviewer Comment (2026-03-24): Received E-Sign Consent Agreement, exception cleared<br>Buyer Comment (2026-03-20): Please see attached | 03/24/2026 |  |  | 1 C A | [redacted] | MA | Primary | Purchase | C A | Non QM | Non QM | No |
| 225230593 | [Redacted] | [Redacted] |  | 35995746 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Missing Business Purpose Certificate in file. |  |  |  | Reviewer Comment (2026-03-26): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): Borrower Certification of Business Purpose | 03/26/2026 |  |  | 1 C A | [redacted] | TN | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225230593 | [Redacted] | [Redacted] |  | 35995749 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Missing cash-out utilization in file. |  |  |  | Reviewer Comment (2026-03-26): Associated to the Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): rebuttal | 03/26/2026 |  |  | 1 C A | [redacted] | TN | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225230683 | [Redacted] | [Redacted] |  | 36009936 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent agreement is missing in the file. |  |  |  | Reviewer Comment (2026-03-25): Received E-sign Consent document. Exception cleared.<br>Buyer Comment (2026-03-24): also upld confirm initial disclosures were sent regular mail<br>Buyer Comment (2026-03-24): econsent upld | 03/25/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| 225230683 | [Redacted] | [Redacted] |  | 36009986 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Survey Fee. Fee Amount of $300.00 exceeds tolerance of $0.00. $300.00 over legal limit. Insufficient or no cure was provided to the borrower. (7723) | Survey Fee was not disclosed on LE but disclosed as $300.00 on Final closing disclosure. No cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-03-25): SitusAMC received LOX stating about the survey was required by title.<br>Buyer Comment (2026-03-24): title email confirming they required survey for final policy upld | 03/25/2026 |  |  | 1 C A | [redacted] | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225235325 | [Redacted] | [Redacted] |  | 36010363 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-26): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): Business Purpose Cert | 03/26/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A |  | N/A | No |
| 225235329 | [Redacted] | [Redacted] |  | 36010063 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-25): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): BPC | 03/25/2026 |  |  | 1 C A | [redacted] | OH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225235329 | [Redacted] | [Redacted] |  | 36010064 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2026-03-25): Associated to the the Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): Please see pg 350 D0273 and waive. | 03/25/2026 |  |  | 1 C A | [redacted] | OH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225235346 | [Redacted] | [Redacted] |  | 36048082 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Explanation Letter not provided |  | Provide evidence/letter that the withdrawal of the business funds will not impact the operation of the business. |  |  |  | Reviewer Comment (2026-03-27): CPA letter confirms an active business in good standing, and Business Asset Cash Flow Analysis documents 100% ownership and positive cash flow. Business assets are acceptable for use for qualification/reserves per guidelines. Exception Cleared.<br>Buyer Comment (2026-03-25): please see cpa letter doc D0477 and cash analysis worksheet doc D0483 | 03/27/2026 |  |  | 1 C A | [redacted] | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| 225236991 | [Redacted] | [Redacted] |  | 36015156 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file |  |  |  | Reviewer Comment (2026-03-25): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): please see attached business purpose certs | 03/25/2026 |  |  | 1 C A | [redacted] | CT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225236991 | [Redacted] | [Redacted] |  | 36015158 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-Out Utilization is missing in the file |  |  |  | Reviewer Comment (2026-03-25): Associated to the Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): please see attached business purpose certs and borrower lox doc D0370 pg 15 | 03/25/2026 |  |  | 1 C A | [redacted] | CT | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225236993 | [Redacted] | [Redacted] |  | 36017515 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not provided in file |  |  |  | Reviewer Comment (2026-03-23): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-20): Please see attached | 03/23/2026 |  |  | 1 C A | [redacted] | OH | Investment | Purchase | C A |  | N/A | No |
| 225237005 | [Redacted] | [Redacted] |  | 36013930 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-03-26): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): Business Purpose Cert | 03/26/2026 |  |  | 1 C A | [redacted] | OH | Investment | Purchase | C A |  | N/A | No |
| 225237010 | [Redacted] | [Redacted] |  | 36048969 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] rate lock was not found in the file. |  |  |  | Reviewer Comment (2026-03-24): Initial [Redacted] Rate Lock document received and verified. Exception cleared.<br>Buyer Comment (2026-03-20): Please see attached | 03/24/2026 |  |  | 1 C A D | [redacted] | MA | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225237083 | [Redacted] | [Redacted] |  | 36049454 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | [Redacted] rate lock was not found in the file. No acceptable alternative documentation was located. |  |  |  | Reviewer Comment (2026-03-26): Received [Redacted] Rate Lock document, Exception Cleared.<br>Buyer Comment (2026-03-25): locks upld<br>Buyer Comment (2026-03-25): initial/final locks upld | 03/26/2026 |  |  | 1 B A | [redacted] | UT | Second Home | Purchase | B A | Non QM | Non QM | No |
| 225238344 | [Redacted] | [Redacted] |  | 36052383 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] rate lock is not found in the file. |  |  |  | Reviewer Comment (2026-03-24): [Redacted] rate lock received & associated. Exception cleared.<br>Buyer Comment (2026-03-20): Please see attached | 03/24/2026 |  |  | 1 C A D | [redacted] | OR | Investment | Refinance - Rate/Term | D A | N/A | N/A | No |
| 225238385 | [Redacted] | [Redacted] |  | 36030818 | [Redacted] | [redacted] | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. | Financial Institution: [Redacted] // Account Type: Stocks / Account Number: [Redacted] | Require two consecutive months bank statement. |  |  |  | Reviewer Comment (2026-03-26): Two consecutive months received, cleared<br>Buyer Comment (2026-03-25): 11/2025 statement | 03/26/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C B A |  | N/A | No |
| 225238385 | [Redacted] | [Redacted] |  | 36030822 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-03-26): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): business cert | 03/26/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C B A |  | N/A | No |
| 225238385 | [Redacted] | [Redacted] |  | 36030827 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception requested to allow 0.75 DSCR. Borrower only has 6 months of rental management history. They don't meet the landlord waiver guideline as DSCR is under 1.0. The exception is approved Max LTV [redacted]% and subject to meeting all other signature expanded guideline requirements. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 35.01<br> Guideline Requirement: 6.00<br>Guidelines Representative FICO: 680<br> Representative FICO: 804 | Originator,SitusAMC<br>SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-03-11): Client elects to waive with compensating factors. |  |  | 03/11/2026 | 2 B | [redacted] | NY | Investment | Purchase | C B A |  | N/A | No |
| 225238385 | [Redacted] | [Redacted] |  | 36030832 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception requested for Non- warrantable condo due to single entity ownership and investor concentration. The exception is approved Max LTV [redacted]% and subject to meeting all other signature expanded guideline requirements. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 35.01<br> Guideline Requirement: 6.00<br>Guidelines Representative FICO: 680<br> Representative FICO: 804 | Originator,SitusAMC<br>SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-03-11): Client elects to waive with compensating factors. |  |  | 03/11/2026 | 2 B | [redacted] | NY | Investment | Purchase | C B A |  | N/A | No |
| 225241238 | [Redacted] | [Redacted] |  | 36036406 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-Sign Consent Agreement not provided. |  |  |  | Reviewer Comment (2026-03-26): Received E-consent Document, Exception Cleared.<br>Buyer Comment (2026-03-24): econsent upld | 03/26/2026 |  |  | 1 C A | [redacted] | MT | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225241583 | [Redacted] | [Redacted] |  | 36037521 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is required to mitigate this exception. |  |  |  | Reviewer Comment (2026-03-26): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): Please see attached Business Purpose Certificates, both initial and final. | 03/26/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A |  | N/A | No |
| 225241584 | [Redacted] | [Redacted] |  | 36057973 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $85.00 exceeds tolerance of $60.00 plus [Redacted] or $66.00. Sufficient or excess cure was provided to the borrower at Closing. (0) | Total amount of $85.00 exceeds tolerance of $60.00 plus [Redacted] or $66.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  |  | 03/13/2026 |  | 1 A | [redacted] | GA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225241584 | [Redacted] | [Redacted] |  | 36057974 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $445.40. Sufficient or excess cure was provided to the borrower at Closing. (7520) | [Redacted] exceeded for Credit Report Fee. Fee Amount of $451.70 exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  |  | 03/13/2026 |  | 1 A | [redacted] | GA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225241585 | [Redacted] | [Redacted] |  | 36058035 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] rate lock was not found in the file. |  |  |  | Reviewer Comment (2026-03-26): Received rate lock document. Exception cleared.<br>Buyer Comment (2026-03-25): locks upld | 03/26/2026 |  |  | 1 C A D | [redacted] | FL | Primary | Purchase | D A | Non QM | Non QM | No |
| 225241623 | [Redacted] | [Redacted] |  | 36041804 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-26): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-26): cert upld | 03/26/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A |  | N/A | No |
| 225243366 | [Redacted] | [Redacted] |  | 36043122 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception requested for cash- out on rural property DSCR. The exception is approved max 65% LTV, Borrower to provide evidence they are actively marketing subject for rent and subject to meeting all other signature expanded guideline requirements. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | Reserves: 44.40<br> Guideline Requirement: 3.00<br>Borrower's Experience/Track Record. The borrower has: 10 Years of Experience. | SitusAMC<br>Originator,SitusAMC<br>Originator | Reviewer Comment (2026-03-16): Client elects to waive with compensating factors. |  |  | 03/16/2026 | 2 B | [redacted] | GA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225245056 | [Redacted] | [Redacted] |  | 36036418 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | A valid COC for the fee increase was not provided. |  |  |  | Reviewer Comment (2026-03-11): Sufficient Cure Provided At Closing |  | 03/11/2026 |  | 1 A | [redacted] | NY | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225245149 | [Redacted] | [Redacted] |  | 36043483 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $253.60 exceeds tolerance of $160.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | 0% tolerance was exceeded by $93.60 due to Credit Report Fee. A specific credit of $94.10 has been provided as cure at closing. |  |  |  | Reviewer Comment (2026-03-12): Sufficient Cure Provided At Closing |  | 03/12/2026 |  | 1 A | [redacted] | AZ | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225245839 | [Redacted] | [Redacted] |  | 36044532 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-25): Received Cross Country Mortgage initial Rate Lock document. Exception cleared.<br>Buyer Comment (2026-03-24): initial lock upld | 03/25/2026 |  |  | 1 C A D | [redacted] | VA | Investment | Purchase | D A | N/A | N/A | No |
| 225246108 | [Redacted] | [Redacted] |  | 36045057 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $402,500.00 is less than the note amount of $428,250.00 based on the Commitment in file. | Provided Title Commitment is short of a policy coverage amount. Provide policy reflecting sufficient title policy coverage. |  |  |  | Reviewer Comment (2026-04-06): Received updated title commitment with correct policy amount. Exception cleared.<br>Buyer Comment (2026-04-03): Please see attached updated Title | 04/06/2026 |  |  | 1 B A | [redacted] | TX | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 225250444 | [Redacted] | [Redacted] |  | 36080294 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  |  |  |  |  | Reviewer Comment (2026-03-24): Deed, cleared<br>Buyer Comment (2026-03-24): deed upld | 03/24/2026 |  |  | 1 D A | [redacted] | NJ | Investment | Purchase | D A |  | N/A | No |
| 225250460 | [Redacted] | [Redacted] |  | 36048124 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock is not provided in file |  |  |  | Reviewer Comment (2026-03-31): Initial Rate lock received. Exception cleared.<br>Buyer Comment (2026-03-27): Rate Lock | 03/31/2026 |  |  | 1 B A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225250460 | [Redacted] | [Redacted] |  | 36048126 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $750.00 exceeds tolerance of $600.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-12): Sufficient Cure Provided At Closing |  | 03/12/2026 |  | 1 A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225250489 | [Redacted] | [Redacted] |  | 36052231 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not provided in file. |  |  |  | Reviewer Comment (2026-03-27): Received Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-03-26): cert upld | 03/27/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A |  | N/A | No |
| 225250489 | [Redacted] | [Redacted] |  | 36082211 | [Redacted] | [redacted] | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of 2.75 is less than Guideline PITIA months reserves of 3.00. | PITIA months reserves of 2.75 is less than Guideline PITIA months reserves of 3.00. |  |  |  | Reviewer Comment (2026-03-27): Received exchange agreement and account statement. Exception cleared.<br>Buyer Comment (2026-03-26): 1031 exchange additional asset docs upld | 03/27/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A |  | N/A | No |
| 225250495 | [Redacted] | [Redacted] |  | 36047607 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR[redacted]% + [redacted]%, or [redacted]% Compliant Higher Priced Loan. | Calculated Annual Percentage Rate is [redacted]%, and the Final Closing Disclosure Annual Percentage Rate is [redacted]%. The Annual Percentage Rate variance is[redacted]% |  |  |  | Reviewer Comment (2026-04-06): . Exception cleared.<br>Buyer Comment (2026-04-02): Please clear. Other condition clear | 04/06/2026 |  |  | 1 B A | [redacted] | MA | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| 225250495 | [Redacted] | [Redacted] |  | 36047667 | [Redacted] | [redacted] | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | [redacted] Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable | State Stated Document Notice Status Disclosure not provided. |  |  |  | Reviewer Comment (2026-04-02): Data updated correctly. Exception cleared.<br>Buyer Comment (2026-03-31): Please confirm the actual document name or notice in question | 04/02/2026 |  |  | 1 B A | [redacted] | MA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225250656 | [Redacted] | [Redacted] |  | 36048732 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file |  |  |  | Reviewer Comment (2026-03-25): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): Business Purpose | 03/25/2026 |  |  | 1 C A | [redacted] | CA | Investment | Purchase | C A |  | N/A | No |
| 225250705 | [Redacted] | [Redacted] |  | 36048270 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved for < 2 years self employed. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The qualifying [Redacted] on the loan is less than or equal to 35%.<br>The representative FICO score is above 680. | Documentation Type: 12mo Bank Statement<br> Disposable Income: $50,799.58<br>The qualifying [Redacted] on the loan is less than or equal to 35%. | Originator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-16): Client elects to waive with compensating factors. |  |  | 03/16/2026 | 2 B | [redacted] | MA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225250734 | [Redacted] | [Redacted] |  | 36049238 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided | Borrower: [redacted] |  |  |  |  | Reviewer Comment (2026-03-25): Claudia L Ali Ramos is signed as member only. Nothing is required. Exception Cleared.<br>Buyer Comment (2026-03-23): Claudia L Ali Ramos is a non borrower spouse, so there would not be a birthday provided. Please clear condition. | 03/25/2026 |  |  | 1 B A | [redacted] | FL | Investment | Purchase | B A |  | N/A | No |
| 225250760 | [Redacted] | [Redacted] |  | 36052666 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [Redacted] requirements. Variance is more than 0.10. | Diligence DSCR: [redacted]; <br> Bid Tape DSCR:[redacted]. | DSCR calculated PITIA is [redacted].18, however UW worksheet reflects $[redacted]. |  |  |  | Reviewer Comment (2026-03-26): Cleared. Received updated UW worksheet.<br>Reviewer Comment (2026-03-26): EXCEPTION HISTORY - Exception Explanation was updated on 03/26/2026 PRIOR Exception Explanation: Diligence DSCR: 2.09; <br> Bid Tape DSCR: 1.34.<br>Buyer Comment (2026-03-25): DSCR worksheet 1.339 . I cannot duplicate 2.09 | 03/26/2026 |  |  | 1 C A | [redacted] | MI | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225250760 | [Redacted] | [Redacted] |  | 36052677 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property is present in Rural Neighborhood. Lender exception approval provided. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 620<br> Representative FICO: 705 | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-17): Client elects to waive with compensating factors. |  |  | 03/17/2026 | 2 B | [redacted] | MI | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225257337 | [Redacted] | [Redacted] |  | 36053051 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is not provided. |  |  |  | Reviewer Comment (2026-03-26): Received Esign Process Summary. Exception cleared<br>Buyer Comment (2026-03-24): proof econsent accepted upld | 03/26/2026 |  |  | 1 C A | [redacted] | NV | Investment | Purchase | C A | N/A | N/A | No |
| 225257599 | [Redacted] | [Redacted] |  | 36054513 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-13): Sufficient Cure Provided At Closing |  | 03/13/2026 |  | 1 A | [redacted] | NC | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225257809 | [Redacted] | [Redacted] |  | 36055017 | [Redacted] | [redacted] | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of $[redacted] is less than the note amount of $214,500.00 based on the Commitment in file. | The Title Policy Amount of $[redacted]is less than the note amount of $[redacted] based on the Commitment in file. Require updated title commitment in the file with the updated coverage amount. |  |  |  | Reviewer Comment (2026-03-30): Updated document received and verified. Exception cleared<br>Buyer Comment (2026-03-27): Title | 03/30/2026 |  |  | 1 B A | [redacted] | FL | Investment | Purchase | B A |  | N/A | No |
| 225258313 | [Redacted] | [Redacted] |  | 36064862 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-13): Sufficient Cure Provided At Closing |  | 03/13/2026 |  | 1 A | [redacted] | NC | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225258340 | [Redacted] | [Redacted] |  | 36058651 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Source of gift funds is missing in file. |  |  |  | Reviewer Comment (2026-03-27): Source of gift is not required as we have sufficient fund to meet cash from borrower and reserve requirement. Exception Cleared.<br>Buyer Comment (2026-03-25): Gift funds were not used in the transaction as borrower had sufficient funds. (see note on 1008 and no gift funds listed on 1003. Please omit this as an asset on the transaction. | 03/27/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A |  | N/A | No |
| 225259256 | [Redacted] | [Redacted] |  | 36068043 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. | Title Evidence: Preliminary; <br> State: [redacted] | The Title Preliminary Report in the file doesn't disclose the total Policy coverage amount. Provide evidence of title with sufficient policy coverage. |  |  |  | Reviewer Comment (2026-03-27): Title policy amount updated from [Redacted]. Exception cleared.<br>Buyer Comment (2026-03-26): final policy upld | 03/27/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225259256 | [Redacted] | [Redacted] |  | 36068044 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Preliminary | [Redacted] is not provided in the file. |  |  |  | Reviewer Comment (2026-03-27): [Redacted] received and details verified. Exception cleared. | 03/27/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225259994 | [Redacted] | [Redacted] |  | 36065529 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not provided in file |  |  |  | Reviewer Comment (2026-03-24): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-23): Please see attached. | 03/24/2026 |  |  | 1 C A | [redacted] | MA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225261107 | [Redacted] | [Redacted] |  | 36085765 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship Source Documentation was not provided | Borrower: [redacted] | Visa type is not listed as an eligible category per guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 16.89<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 769 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-27): Client elects to waive with compensating factors.<br>Reviewer Comment (2026-03-27): Lender exception approval provided to permit F1 Visa - student<br>Buyer Comment (2026-03-25): Exception for VISA type |  |  | 03/27/2026 | 2 B | [redacted] | KY | Investment | Purchase | B A |  | N/A | No |
| 225261107 | [Redacted] | [Redacted] |  | 36167144 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for first time homebuyer requesting an ICF loan | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 16.89<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 769 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-27): Client elects to waive with compensating factors. |  |  | 03/27/2026 | 2 B | [redacted] | KY | Investment | Purchase | B A |  | N/A | No |
| 225261107 | [Redacted] | [Redacted] |  | 36167145 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for borrower does not own a primary residence. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 16.89<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 769 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-27): Client elects to waive with compensating factors. |  |  | 03/27/2026 | 2 B | [redacted] | KY | Investment | Purchase | B A |  | N/A | No |
| 225261107 | [Redacted] | [Redacted] |  | 36167151 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for rural property. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: 16.89<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: 769 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-27): Client elects to waive with compensating factors. |  |  | 03/27/2026 | 2 B | [redacted] | KY | Investment | Purchase | B A |  | N/A | No |
| 225261119 | [Redacted] | [Redacted] |  | 36069027 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2026-04-03): Rate Lock document received and verified. Exception cleared.<br>Buyer Comment (2026-04-01): Locks | 04/03/2026 |  |  | 1 B A | [redacted] | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225261561 | [Redacted] | [Redacted] |  | 36075850 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-16): Sufficient Cure Provided At Closing |  | 03/16/2026 |  | 1 A | [redacted] | WA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225261641 | [Redacted] | [Redacted] |  | 36069532 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $398.00 exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-16): Sufficient Cure Provided At Closing |  | 03/16/2026 |  | 1 A | [redacted] | CT | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225263960 | [Redacted] | [Redacted] |  | 36076318 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing in file. |  |  |  | Reviewer Comment (2026-03-27): Initial [Redacted] Rate Lock received & associated. Exception cleared.<br>Buyer Comment (2026-03-26): please see attached final lock | 03/27/2026 |  |  | 1 C A D | [redacted] | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225263960 | [Redacted] | [Redacted] |  | 36076320 | [Redacted] | [redacted] | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. | Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing in file. |  |  |  | Reviewer Comment (2026-03-27): E-sign Consent Agreement received & associated. Exception cleared.<br>Buyer Comment (2026-03-26): please see attached econsent | 03/27/2026 |  |  | 1 C A | [redacted] | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225264068 | [Redacted] | [Redacted] |  | 36075158 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $[redacted]exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-16): Sufficient Cure Provided At Closing |  | 03/16/2026 |  | 1 A | [redacted] | PA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225264121 | [Redacted] | [Redacted] |  | 36076735 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] rate lock document was missing in file. |  |  |  | Reviewer Comment (2026-03-24): Rate lock received.<br>Buyer Comment (2026-03-20): please see attached final Lock form | 03/24/2026 |  |  | 1 C A D | [redacted] | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225265489 | [Redacted] | [Redacted] |  | 36074551 | [Redacted] | [redacted] | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. | Valuation Type: Appraisal / Valuation Report Date: 03/05/2026 | HOA Questionnaire is missing in file. |  |  |  | Reviewer Comment (2026-03-24): Not required. Per FNMA, Project review is waived for new and established condo projects that consist of no more than four units.<br>Buyer Comment (2026-03-23): See upload | 03/24/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A |  | N/A | No |
| 225265489 | [Redacted] | [Redacted] |  | 36074552 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Condo/PUD Warranty not provided |  | HOA Questionnaire is missing in file. |  |  |  | Reviewer Comment (2026-03-24): Not required. Per FNMA, Project review is waived for new and established condo projects that consist of no more than four units.<br>Buyer Comment (2026-03-23): Rebuttal | 03/24/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A |  | N/A | No |
| 225265489 | [Redacted] | [Redacted] |  | 36074553 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: HOA Questionnaire not provided |  | HOA Questionnaire is missing in file. |  |  |  | Reviewer Comment (2026-03-24): Not required. Per FNMA, Project review is waived for new and established condo projects that consist of no more than four units.<br>Buyer Comment (2026-03-23): See upload | 03/24/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Purchase | C A |  | N/A | No |
| 225265490 | [Redacted] | [Redacted] |  | 36077958 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | An valid VISA reflecting an eligible category is missing. |  |  |  | Reviewer Comment (2026-03-27): ITIN document available.<br>Buyer Comment (2026-03-25): please see ITIN doc D0664 | 03/27/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225265490 | [Redacted] | [Redacted] |  | 36077959 | [Redacted] | [redacted] | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. | Borrower: XXXX | An valid VISA reflecting an eligible category is missing. |  |  |  | Reviewer Comment (2026-03-27): ITIN document available.<br>Buyer Comment (2026-03-25): please see ITIN doc D0664 | 03/27/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225265490 | [Redacted] | [Redacted] |  | 36078015 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [Redacted] or $[redacted] Sufficient or excess cure was provided to the borrower at Closing. (0) | en Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [Redacted] or $[redacted] Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-03-17): Sufficient Cure Provided At Closing |  | 03/17/2026 |  | 1 A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225266073 | [Redacted] | [Redacted] |  | 36089167 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate resolution in file reflects a different amount from the subject loan amount. |  |  |  | Reviewer Comment (2026-03-24): Corporate resolution with loan amount, cleared<br>Buyer Comment (2026-03-23): See upload and D0663 | 03/24/2026 |  |  | 1 C A | [redacted] | MD | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225266081 | [Redacted] | [Redacted] |  | 36085227 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2026-03-30): Rate lock agreement received.<br>Buyer Comment (2026-03-27): please see attached final lock | 03/30/2026 |  |  | 1 B A | [redacted] | CA | Second Home | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| 225266081 | [Redacted] | [Redacted] |  | 36092753 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | File is missing a current mortgage statement for the borrower's residence to support payment is PITI. |  |  |  | Reviewer Comment (2026-03-27): Credit report associated. Exception cleared.<br>Buyer Comment (2026-03-25): please see primary P&I amount on credit report doc D0248 page 236, [Redacted] [Redacted]5850 showing $2994 payment. primary hoi is doc D0245, tax cert is doc D0244 and borr lox doc D0247 states no HOA | 03/27/2026 |  |  | 1 C A | [redacted] | CA | Second Home | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| 225266119 | [Redacted] | [Redacted] |  | 36079199 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Please provide the secondary mortgage statement for property located at [Redacted]. |  |  |  | Reviewer Comment (2026-03-24): Received CD. Exception cleared.<br>Buyer Comment (2026-03-23): please see attached primary 13040 SW 81st second CD. no mortgage statement available, loan just closed on 03/02/2026 | 03/24/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | C A B | N/A | N/A | No |
| 225266119 | [Redacted] | [Redacted] |  | 36079209 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2026-03-24): Received flood disclosure. Exception cleared.<br>Buyer Comment (2026-03-23): please see attached signed flood cert notice | 03/24/2026 |  |  | 1 B A | [redacted] | FL | Investment | Purchase | C A B | N/A | N/A | No |
| 225266239 | [Redacted] | [Redacted] |  | 36077590 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Missing Business Purpose Certificate in file. |  |  |  | Reviewer Comment (2026-03-24): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-23): Borrower Certification of Business Purpose | 03/24/2026 |  |  | 1 C A | [redacted] | AZ | Investment | Purchase | C A |  | N/A | No |
| 225266253 | [Redacted] | [Redacted] |  | 36082353 | [Redacted] | [redacted] | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. | Borrower: Arpan A. Parikh // Employment Type: Employment / Income Type: Bank Statements / Start Date: 06/13/2013 // Document: Other / Document Date: / Tax Year: , Borrower: [redacted] // Employment Type: Employment / Income Type: Bank Statements / Start Date: 06/18/2019 // Document: Other / Document Date: / Tax Year: , Borrower: [redacted] // Employment Type: Employment / Income Type: Bank Statements / Start Date: [redacted] // Document: Other / Document Date: / Tax Year: | The guideline required LOE for the $[redacted]1 large deposit made 4/9/25 into [Redacted] ending [Redacted] is missing signature and date. |  |  |  | Reviewer Comment (2026-03-24): Received signed letter of explanation. Exception Cleared.<br>Buyer Comment (2026-03-23): LOE | 03/24/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225266253 | [Redacted] | [Redacted] |  | 36082470 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | The guideline required LOE for the $[redacted] large deposit made 4/9/25 into [Redacted] ending [redacted] is missing signature and date which caused the loan to test as [Redacted]. |  |  |  | Reviewer Comment (2026-03-24): Received signed letter of explanation. Exception Cleared.<br>Buyer Comment (2026-03-23): See upload | 03/24/2026 |  |  | 1 B A C | [redacted] | FL | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 225266253 | [Redacted] | [Redacted] |  | 36082471 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | The guideline required LOE for the $[redacted] large deposit made 4/9/25 into [Redacted] ending [redacted] is missing signature and date. |  |  |  | Reviewer Comment (2026-03-24): Received signed letter of explanation. Exception Cleared.<br>Buyer Comment (2026-03-23): See upload | 03/24/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225266253 | [Redacted] | [Redacted] |  | 36082486 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The guideline required LOE for the $[redacted] large deposit made 4/9/25 into [Redacted] ending [redacted] is missing signature and date. |  |  |  | Reviewer Comment (2026-03-24): Received signed letter of explanation. Exception Cleared.<br>Buyer Comment (2026-03-23): See upload | 03/24/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225266253 | [Redacted] | [Redacted] |  | 36082488 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The guideline required LOE for the $[redacted] large deposit made 4/9/25 into [Redacted] ending [redacted] is missing signature and date. |  |  |  | Reviewer Comment (2026-03-24): Received signed letter of explanation. Exception Cleared.<br>Buyer Comment (2026-03-23): See upload | 03/24/2026 |  |  | 1 C A | [redacted] | FL | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225266253 | [Redacted] | [Redacted] |  | 36082498 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for non-warrantable condo due to construction defect, but condo questionnaire is missing from the file. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Guidelines Representative FICO: 660<br> Representative FICO: 732 | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-23): Client elects to waive with compensating factors.<br>Buyer Comment (2026-03-19): EXCEPTION APPROVAL |  |  | 03/23/2026 | 2 C B | [redacted] | FL | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225269623 | [Redacted] | [Redacted] |  | 36082055 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated 01/27/2026 was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (Initial/01/27/2026) | Loan Estimate was delivered electronically prior to the earliest documented EConsent in file dated 2/26/2026. |  |  |  | Reviewer Comment (2026-03-27): SitusAMC received earliest e-consent dated 01/26.<br>Buyer Comment (2026-03-26): please see attached econsent | 03/27/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225269623 | [Redacted] | [Redacted] |  | 36082056 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]0. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. (7200) | File contains a valid Change of Circumstance; however, due to the Econsent issue, the change is not being recognized. If earlier EConsent is established, this may be resolved. |  |  |  | Reviewer Comment (2026-03-27): SitusAMC received earliest e-consent dated 01/26.<br>Buyer Comment (2026-03-26): please see attached econsent | 03/27/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225272873 | [Redacted] | [Redacted] |  | 36099320 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted]0 over legal limit. Insufficient or no cure was provided to the borrower. (7506) | File does not contain a valid change of circumstance listing the fee that is changing, the reason for the change or the amount. |  |  |  | Reviewer Comment (2026-03-25): SitusAMC received updated LE and valid changed circumstance.<br>Buyer Comment (2026-03-23): Received notice of increase on 02/11 and sent out COC and LE | 03/25/2026 |  |  | 1 C A | [redacted] | NJ | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225278414 | [Redacted] | [Redacted] |  | 36100799 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Need Mortgage statement for [Redacted] |  |  |  | Reviewer Comment (2026-03-27): Available Mortgage statement in file for REO property "Address: XXXXX", information validated. Exception Cleared.<br>Buyer Comment (2026-03-26): please see reo 34 Newport HELOC mortgage statement doc D0303. (acct#5998 matches 1003) | 03/27/2026 |  |  | 1 C A | [redacted] | PA | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225278559 | [Redacted] | [Redacted] |  | 36093488 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file. |  | Fraud Report with OFAC was not provided for borrowing entity. |  |  |  | Reviewer Comment (2026-03-26): OFAC, cleared<br>Buyer Comment (2026-03-25): please see attached OFAC search | 03/26/2026 |  |  | 1 C A | [redacted] | KY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225278565 | [Redacted] | [Redacted] |  | 36086466 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2026-03-27): Patriot Act disclosure executed at closing received for verification of identification. Exception cleared.<br>Buyer Comment (2026-03-26): please see attached Patriot Act disclosure executed at closing | 03/27/2026 |  |  | 1 C A | [redacted] | TX | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 225278728 | [Redacted] | [Redacted] |  | 36092452 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted] Sufficient or excess cure was provided to the borrower at Closing. (7506) | Sufficient cure provided at closing. |  |  |  | Reviewer Comment (2026-03-18): Sufficient Cure Provided At Closing |  | 03/18/2026 |  | 1 A | [redacted] | TN | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225278728 | [Redacted] | [Redacted] |  | 36092453 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[redacted] exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (75103) | Sufficient cure provided at closing. |  |  |  | Reviewer Comment (2026-03-18): Sufficient Cure Provided At Closing |  | 03/18/2026 |  | 1 A | [redacted] | TN | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225278728 | [Redacted] | [Redacted] |  | 36092455 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-18): Sufficient Cure Provided At Closing |  | 03/18/2026 |  | 1 A | [redacted] | TN | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225278729 | [Redacted] | [Redacted] |  | 36085522 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | Borrower: [redacted] (2024), [redacted] (2025) | The CoBorrower's 4506-C does not include the years requested. |  |  |  | Reviewer Comment (2026-03-27): Received 4506 C in file. Exception Cleared.<br>Buyer Comment (2026-03-26): 4506 C | 03/27/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225278729 | [Redacted] | [Redacted] |  | 36085543 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (Initial/XXXXX) | Application date was 02/12/2026 and Loan Estimate was issued XXXXX. |  |  |  | Reviewer Comment (2026-03-26): SitusAMC received initial LE.<br>Buyer Comment (2026-03-25): LE | 03/26/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225278729 | [Redacted] | [Redacted] |  | 36085624 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID Defect | [Redacted] Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:[Redacted] exceeded for Lender Credits. Final Lender Credit of $[redacted] exceeds tolerance of [redacted]. Insufficient or no cure was provided to the borrower. (9300) | The Lender Credit on the Closing Disclosure dated 03/03/2026 was –$[redacted], and on the Final Closing Disclosure dated 03/09/2026 it was $[redacted], reflecting a decrease of $[redacted] |  |  |  | Reviewer Comment (2026-03-27): SitusAMC received valid COC document<br>Buyer Comment (2026-03-26): Rebuttal | 03/27/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 225278729 | [Redacted] | [Redacted] |  | 36085687 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation o f[redacted] (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Waterfall due to missing 4506-C for Co-Borrower not dated. |  |  |  | Reviewer Comment (2026-03-27): Received 4506 C in file. Exception Cleared.<br>Buyer Comment (2026-03-26): See upload | 03/27/2026 |  |  | 1 B A C | [redacted] | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 225278729 | [Redacted] | [Redacted] |  | 36085688 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Waterfall due to incomplete 4506-C for Co-Borrower. |  |  |  | Reviewer Comment (2026-03-27): Received 4506 C in file. Exception Cleared.<br>Buyer Comment (2026-03-26): See upload | 03/27/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225278729 | [Redacted] | [Redacted] |  | 36092767 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The CoBorrower's 4506-C does not include the years requested. |  |  |  | Reviewer Comment (2026-03-27): Received 4506 C in file. Exception Cleared.<br>Buyer Comment (2026-03-26): See upload | 03/27/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225278729 | [Redacted] | [Redacted] |  | 36092788 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The CoBorrower's 4506-C does not include the years requested. |  |  |  | Reviewer Comment (2026-03-27): Received 4506 C in file. Exception Cleared.<br>Buyer Comment (2026-03-26): See upload | 03/27/2026 |  |  | 1 C A | [redacted] | CA | Primary | Refinance - Rate/Term | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225278883 | [Redacted] | [Redacted] |  | 36087079 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-23): Cleared. Received required doc.<br>Buyer Comment (2026-03-19): BPC | 03/23/2026 |  |  | 1 C A | [redacted] | PA | Investment | Purchase | C A |  | N/A | No |
| 225279361 | [Redacted] | [Redacted] |  | 36087034 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Missing Business Purpose Certificate in file. |  |  |  | Reviewer Comment (2026-03-26): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): please see attached business purpose certs | 03/26/2026 |  |  | 1 C A | [redacted] | NY | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 225279842 | [Redacted] | [Redacted] |  | 36087600 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-26): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-26): Borrower Certification of Business Purpose | 03/26/2026 |  |  | 1 C A | [redacted] | TN | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225279842 | [Redacted] | [Redacted] |  | 36087607 | [Redacted] | [redacted] | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final executed copy of HUD/CD is missing in the file. |  |  |  | Reviewer Comment (2026-03-26): Final settlement statement, cleared<br>Buyer Comment (2026-03-26): Final Settlement Statement | 03/26/2026 |  |  | 1 C A | [redacted] | TN | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225280153 | [Redacted] | [Redacted] |  | 36101069 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-03-25): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-25): cert upld | 03/25/2026 |  |  | 1 C A | [redacted] | CA | Investment | Purchase | C A |  | N/A | No |
| 225280387 | [Redacted] | [Redacted] |  | 36102150 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the [Redacted] Rate Lock document as required by the Client. |  |  |  | Reviewer Comment (2026-03-27): Initial [Redacted] Rate Lock received & associated. Exception cleared.<br>Buyer Comment (2026-03-25): please see attached final lock | 03/27/2026 |  |  | 1 C A D | [redacted] | CA | Investment | Purchase | D A | N/A | N/A | No |
| 225280389 | [Redacted] | [Redacted] |  | 36088998 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | [Redacted] rate lock was not found in the file. |  |  |  | Reviewer Comment (2026-03-27): Received Rate Lock, exception cleared<br>Buyer Comment (2026-03-26): LockForm | 03/27/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225280406 | [Redacted] | [Redacted] |  | 36088283 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. | Borrower: [redacted] // Employment Type: Employment / Income Type: Wages / Start Date: 11/08/2010 | Verbal Verification of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-03-27): Received Verbal Verification of employment. Exception Cleared.<br>Buyer Comment (2026-03-26): please see closing voe doc D0234 pg 105 | 03/27/2026 |  |  | 1 C A | [redacted] | NC | Second Home | Purchase | C A | Non QM | Non QM | No |
| 225280406 | [Redacted] | [Redacted] |  | 36088295 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Initial Rate lock agreement required. |  |  |  | Reviewer Comment (2026-03-27): Received rate lock document in file. Exception Cleared.<br>Buyer Comment (2026-03-26): please see attached final lock | 03/27/2026 |  |  | 1 B A | [redacted] | NC | Second Home | Purchase | C A | Non QM | Non QM | No |
| 225280406 | [Redacted] | [Redacted] |  | 36088296 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [Redacted] | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [Redacted]. | Waterfall due to Verbal Verification of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-03-27): Received Verbal Verification of employment. Exception Cleared.<br>Buyer Comment (2026-03-26): please see closing voe doc D0234 pg 105 | 03/27/2026 |  |  | 1 B A C | [redacted] | NC | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225280406 | [Redacted] | [Redacted] |  | 36088297 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at [Redacted]. | Waterfall due to Verbal Verification of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-03-27): Received Verbal Verification of employment. Exception Cleared.<br>Buyer Comment (2026-03-26): please see closing voe doc D0234 pg 105 | 03/27/2026 |  |  | 1 C A | [redacted] | NC | Second Home | Purchase | C A | Non QM | Non QM | No |
| 225280465 | [Redacted] | [Redacted] |  | 36088432 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-18): Sufficient Cure Provided At Closing |  | 03/18/2026 |  | 1 A | [redacted] | FL | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225280465 | [Redacted] | [Redacted] |  | 36098190 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock was not found in file. |  |  |  | Reviewer Comment (2026-03-27): Received rate lock document in file. Exception Cleared.<br>Buyer Comment (2026-03-26): please see attached final lock | 03/27/2026 |  |  | 1 C A D | [redacted] | FL | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225283212 | [Redacted] | [Redacted] |  | 36091911 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of [redacted]5 exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-18): Sufficient Cure Provided At Closing |  | 03/18/2026 |  | 1 A | [redacted] | FL | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225283212 | [Redacted] | [Redacted] |  | 36091912 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]0. Sufficient or excess cure was provided to the borrower at Closing. (8304) |  |  |  |  | Reviewer Comment (2026-03-18): Sufficient Cure Provided At Closing |  | 03/18/2026 |  | 1 A | [redacted] | FL | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225283212 | [Redacted] | [Redacted] |  | 36105297 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the [Redacted] Rate Lock document required by the Client. |  |  |  | Reviewer Comment (2026-03-27): Received [Redacted] Rate Lock document. Exception Cleared.<br>Buyer Comment (2026-03-25): please see attached final lock | 03/27/2026 |  |  | 1 C A D | [redacted] | FL | Second Home | Purchase | D A | Non QM | Non QM | No |
| 225286632 | [Redacted] | [Redacted] |  | 36101736 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud Report to include OFAC was not provided for the borrowing entity. |  |  |  | Reviewer Comment (2026-03-26): OFAC, cleared<br>Buyer Comment (2026-03-26): please see attached OFAC search | 03/26/2026 |  |  | 1 C A | [redacted] | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225291490 | [Redacted] | [Redacted] |  | 36093594 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2026-03-25): Document provided<br>Buyer Comment (2026-03-24): Please see D0411 For Patriot Act Form | 03/25/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225291490 | [Redacted] | [Redacted] |  | 36093652 | [Redacted] | [redacted] | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [Redacted] requirements. Variance is more than 0.10. | Diligence DSCR: [redacted]; <br> Bid Tape DSCR: [redacted]. |  |  |  |  | Reviewer Comment (2026-03-25): Updated Worksheet provided . DSCR 1.159<br>Buyer Comment (2026-03-24): Worksheet | 03/25/2026 |  |  | 1 C A | [redacted] | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225291629 | [Redacted] | [Redacted] |  | 36093436 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file |  |  |  | Reviewer Comment (2026-03-26): Business Purpose Certificate, cleared<br>Buyer Comment (2026-03-26): please see attached business purpose certs | 03/26/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A |  | N/A | No |
| 225291629 | [Redacted] | [Redacted] |  | 36105025 | [Redacted] | [redacted] | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | The loan file is missing an OFAC for the business entity. |  |  |  | Reviewer Comment (2026-03-26): OFAC for the business entity, cleared<br>Buyer Comment (2026-03-26): please see attached business OFAC search | 03/26/2026 |  |  | 1 C A | [redacted] | NY | Investment | Purchase | C A |  | N/A | No |
| 225291631 | [Redacted] | [Redacted] |  | 36090319 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. | Title Evidence: Preliminary; <br> State: [redacted] | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the [Redacted] or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-04-03): Cleared. Received final title<br>Buyer Comment (2026-04-02): Title | 04/03/2026 |  |  | 1 B A | [redacted] | CA | Investment | Purchase | B A |  | N/A | No |
| 225291631 | [Redacted] | [Redacted] |  | 36090321 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Preliminary |  |  |  |  | Reviewer Comment (2026-04-03): Cleared. Received final title | 04/03/2026 |  |  | 1 A | [redacted] | CA | Investment | Purchase | B A |  | N/A | No |
| 225291790 | [Redacted] | [Redacted] |  | 36094611 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of [redacted]0 exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit report fee on final CD was increased with no documented valid COC or cure |  |  |  | Reviewer Comment (2026-03-19): Sufficient Cure Provided At Closing |  | 03/19/2026 |  | 1 A | [redacted] | LA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225291796 | [Redacted] | [Redacted] |  | 36093597 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested exception-Allow purchase of investment property when borrower does not own a primary (living rent free with spouse)Vs Borrower must own a primary.<br> Compensatory factor-DSCR1[redacted]% (1) and Fico 703 (680) | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 660<br> Representative FICO: 703<br>The DSCR of 1.49 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-03-20): Client elects to waive with compensating factors. |  |  | 03/20/2026 | 2 B | [redacted] | PA | Investment | Purchase | B A |  | N/A | No |
| 225291796 | [Redacted] | [Redacted] |  | 36093607 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested exception-Allow borrower being a First time investor with no primary ownership (1st investment rental bought in 10/2025)<br>Compensatory factor-DSCR1.423%(1) and Fico 703 (680) | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 660<br> Representative FICO: 703<br>The DSCR of 1.49 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-03-20): Client elects to waive with compensating factors. |  |  | 03/20/2026 | 2 B | [redacted] | PA | Investment | Purchase | B A |  | N/A | No |
| 225291895 | [Redacted] | [Redacted] |  | 36095231 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Approved lender exception provided at origination to allow a Rural cash-out bank statement program. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 12mo Bank Statement<br> Disposable Income: $9,958.12<br>Borrower has worked in the same position for more than 3 years.<br>Actual Reserves: $206,101.24<br> Required Reserves: $4,145.46<br>[Redacted]: 20.73769% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 680<br> Representative FICO: 738 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-19): Lender Exception with Compensating Factors provided. |  |  | 03/19/2026 | 2 B | [redacted] | MO | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 225292353 | [Redacted] | [Redacted] |  | 36090783 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate Lock document is not provided. |  |  |  | Reviewer Comment (2026-03-27): Rate Lock received, exception cleared.<br>Buyer Comment (2026-03-26): please see attached final lock | 03/27/2026 |  |  | 1 B A | [redacted] | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| 225292353 | [Redacted] | [Redacted] |  | 36090785 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $226.15 exceeds tolerance of $201.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report Fee. Fee Amount of $[redacted]5 exceeds tolerance of $[redacted] with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-03-18): Sufficient Cure Provided At Closing |  | 03/18/2026 |  | 1 A | [redacted] | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225292647 | [Redacted] | [Redacted] |  | 36107791 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Missing rate lock date showing interest rate. |  |  |  | Reviewer Comment (2026-03-30): Received Rate Lock, exception cleared<br>Buyer Comment (2026-03-26): lock | 03/30/2026 |  |  | 1 B A | [redacted] | CT | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225294321 | [Redacted] | [Redacted] |  | 36096545 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [Redacted] Rate Lock is missing |  |  |  | Reviewer Comment (2026-03-27): Received Rate Lock, exception cleared<br>Buyer Comment (2026-03-26): please see attached final lock | 03/27/2026 |  |  | 1 C A D | [redacted] | FL | Investment | Purchase | D A | N/A | N/A | No |
| 225294321 | [Redacted] | [Redacted] |  | 36097737 | [Redacted] | [redacted] | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. | Valuation Type: Desk Review / Valuation Report Date: 03/11/2026 | Desk Review/CDA property address "[Redacted]" mismatch with Note and other documents "[Redacted] |  |  |  | Reviewer Comment (2026-03-27): As per legal description on mortgage, deed and title commitment that references "unit 903", which is a repeat of the property address\condo house number, exception cleared<br>Buyer Comment (2026-03-26): please see legal description on mortgage, deed and title commitment that references "unit 903", which is a repeat of the property address\condo house number. this can be further confirmed by appraisal pictures of subject front and comparables | 03/27/2026 |  |  | 1 C A | [redacted] | FL | Investment | Purchase | D A | N/A | N/A | No |
| 225297948 | [Redacted] | [Redacted] |  | 36110154 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $253.60 exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Tolerance exceeded for Credit Report Fee. Fee Amount of $253.60 exceeds tolerance of $[redacted] |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | 03/20/2026 |  | 1 A | [redacted] | MI | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225297954 | [Redacted] | [Redacted] |  | 36102874 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock missing |  |  |  | Reviewer Comment (2026-04-01): Received Rate Lock, exception cleared<br>Buyer Comment (2026-03-31): please see attached final lock | 04/01/2026 |  |  | 1 B A | [redacted] | NC | Primary | Purchase | B A | Non QM | Non QM | No |
| 225297954 | [Redacted] | [Redacted] |  | 36102876 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | 03/20/2026 |  | 1 A | [redacted] | NC | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225298306 | [Redacted] | [Redacted] |  | 36102843 | [Redacted] | [redacted] | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a [Redacted]. | Title Evidence: Preliminary | [Redacted] is missing in file. |  |  |  | Reviewer Comment (2026-04-02): [Redacted] received covering loan value. | 04/02/2026 |  |  | 1 A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225298306 | [Redacted] | [Redacted] |  | 36102844 | [Redacted] | [redacted] | Credit | Title | Document Error | Title | The Commitment or Preliminary title policy is within CA or NV and does not reflect a coverage amount (no [Redacted] in file). Unable to determine if appropriate coverage is provided. | Title Evidence: Preliminary; <br> State: [redacted] | Coverage amount not provided on preliminary title. |  |  |  | Reviewer Comment (2026-04-02): [Redacted] received covering loan value.<br>Buyer Comment (2026-04-01): title | 04/02/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225298306 | [Redacted] | [Redacted] |  | 36102859 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | [Redacted] rate lock not provided in file. |  |  |  | Reviewer Comment (2026-04-02): Initial [Redacted] Rate Lock received.<br>Buyer Comment (2026-03-31): lock | 04/02/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225298306 | [Redacted] | [Redacted] |  | 36102861 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $376.00 exceeds tolerance of $319.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Credit Report fee amount of $376.00 exceeds tolerance of $[redacted] Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | 03/20/2026 |  | 1 A | [redacted] | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225298480 | [Redacted] | [Redacted] |  | 36102851 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]0. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-20): Sufficient Cure Provided At Closing |  | 03/20/2026 |  | 1 A | [redacted] | PA | Investment | Refinance - Cash-out - Other | Final CD evidences Cure A | N/A | N/A | Yes |
| 225298671 | [Redacted] | [Redacted] |  | 36103131 | [Redacted] | [redacted] | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | Address: [Redacted] Statement | Mortgage Statement of[Redacted] & Bank is missing in the file. |  |  |  | Reviewer Comment (2026-03-27): Explanation received from lender, P&I amount calculated as per new draw of $306,000.00 for subject transaction, HELOC agreement is available, exception cleared<br>Buyer Comment (2026-03-26): Amount of $3585.02 was based on the draw to use for the subject transaction. Amount was properly disclosed on the final 1003 for B1 (page 113 D0630) and B2 (pg 120 D0631)<br>Reviewer Comment (2026-03-26): Provided statement does not matches P&I of $3,585.02 mention on Final 1003. Please provide final 1003 with P&I of $3,585.02. Exception Remains.<br>Buyer Comment (2026-03-25): HELOC statement<br>Reviewer Comment (2026-03-25): Require Mortgage Statement of First Citizens & Bank (2 lien). Exception Remains.<br>Buyer Comment (2026-03-23): mortgage statement | 03/27/2026 |  |  | 1 C A | [redacted] | NC | Primary | Purchase | C A B | Non QM | Non QM | No |
| 225298671 | [Redacted] | [Redacted] |  | 36103160 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2026-03-25): Received rate lock document in file. Exception Cleared.<br>Buyer Comment (2026-03-23): lock | 03/25/2026 |  |  | 1 B A | [redacted] | NC | Primary | Purchase | C A B | Non QM | Non QM | No |
| 225330489 | [Redacted] | [Redacted] |  | 36115269 | [Redacted] | [redacted] | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [Redacted] rate lock was not found in the file. |  |  |  | Reviewer Comment (2026-03-27): Rate lock received.<br>Buyer Comment (2026-03-25): please see attached final lock | 03/27/2026 |  |  | 1 C A D | [redacted] | VA | Primary | Purchase | D A | Non QM | Non QM | No |
| 225331384 | [Redacted] | [Redacted] |  | 36113281 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-23): Sufficient Cure Provided At Closing |  | 03/23/2026 |  | 1 A | [redacted] | TN | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225331384 | [Redacted] | [Redacted] |  | 36113282 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]0. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-23): Sufficient Cure Provided At Closing |  | 03/23/2026 |  | 1 A | [redacted] | TN | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225331384 | [Redacted] | [Redacted] |  | 36116435 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Missing [Redacted] Rate Lock Confirmation as required by the Client. |  |  |  | Reviewer Comment (2026-03-26): Received rate lock document in file. Exception Cleared.<br>Buyer Comment (2026-03-25): lock | 03/26/2026 |  |  | 1 B A | [redacted] | TN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225335062 | [Redacted] | [Redacted] |  | 36118935 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Initial Rate Lock Date missing in file. |  |  |  | Reviewer Comment (2026-04-03): Initial Rate lock received & associated. Exception cleared.<br>Buyer Comment (2026-04-01): Lock | 04/03/2026 |  |  | 1 B A | [redacted] | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| 225335362 | [Redacted] | [Redacted] |  | 36118989 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $750.00 exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-23): Sufficient Cure Provided At Closing |  | 03/23/2026 |  | 1 A | [redacted] | DC | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225335362 | [Redacted] | [Redacted] |  | 36119035 | [Redacted] | [redacted] | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Requested:<br> Non-warrantable - Single entity ownership and insufficient insurance.<br> The Loan Team has asked for a rush review citing the loan was supposed to close today. Project is non-warrantable under Sig Ex guidelines due to: • Single Entity Ownership ([redacted]%) — A real estate investment trust owns 63% Of the units in the project for use as apartment rentals • Unaffiliated master policy — The real estate investment trust maintains the hazard and liability policy the HOA is an additional insured under alongside one other neighboring unaffiliated HOA and 37 other locations. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying [Redacted] on the loan is at least [Redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | [Redacted]: 30.54452% <br> Guideline Maximum [Redacted]: 50.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: 785 | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-03-24): Client elects to waive with compensating factors. |  |  | 03/24/2026 | 2 B | [redacted] | DC | Primary | Purchase | B A | Non QM | Non QM | No |
| 225338764 | [Redacted] | [Redacted] |  | 36129222 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Missing Rate Lock Confirmation showing rate lock date and interest rate. |  |  |  | Reviewer Comment (2026-04-02): Rate lock received and verified. Exception cleared<br>Buyer Comment (2026-03-31): please see attached final lock | 04/02/2026 |  |  | 1 B A | [redacted] | AZ | Primary | Purchase | B A | Non QM | Non QM | No |
| 225338767 | [Redacted] | [Redacted] |  | 36128619 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2026-04-03): Received rate lock document. Exception cleared.<br>Buyer Comment (2026-04-01): lock | 04/03/2026 |  |  | 1 B A | [redacted] | AZ | Primary | Purchase | B A | Non QM | Non QM | No |
| 225345294 | [Redacted] | [Redacted] |  | 36142485 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2026-04-02): Rate lock received and verified. Exception cleared<br>Buyer Comment (2026-03-31): please see attached final lock | 04/02/2026 |  |  | 1 B A | [redacted] | AZ | Primary | Purchase | B A | Non QM | Non QM | No |
| 225345295 | [Redacted] | [Redacted] |  | 36142604 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $440.80 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-25): Sufficient Cure Provided At Closing |  | 03/25/2026 |  | 1 A | [redacted] | TN | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225345303 | [Redacted] | [Redacted] |  | 36128261 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $800.00 exceeds tolerance of $750.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  |  |  |  | Reviewer Comment (2026-03-24): Sufficient Cure Provided At Closing |  | 03/24/2026 |  | 1 A | [redacted] | CO | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225345303 | [Redacted] | [Redacted] |  | 36128262 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Credit Report Fee. Fee Amount of $401.30 exceeds tolerance of $395.00. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  |  |  |  | Reviewer Comment (2026-03-24): Sufficient Cure Provided At Closing |  | 03/24/2026 |  | 1 A | [redacted] | CO | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225345330 | [Redacted] | [Redacted] |  | 36139650 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Initial Rate Lock document not provided. |  |  |  | Reviewer Comment (2026-04-03): Received rate lock document. Exception cleared.<br>Buyer Comment (2026-04-01): lock | 04/03/2026 |  |  | 1 B A | [redacted] | FL | Second Home | Purchase | B A | Non QM | Non QM | No |
| 225345330 | [Redacted] | [Redacted] |  | 36139652 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Desk Review Fee. Fee Amount of $12.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7505) | Appraisal Desk Review Fee. Fee Amount of $12.00 exceeds tolerance of $0.00. with no valid change of circumstances and no cure was provided to borrower. |  |  |  | Reviewer Comment (2026-03-24): Sufficient Cure Provided At Closing |  | 03/24/2026 |  | 1 A | [redacted] | FL | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225345335 | [Redacted] | [Redacted] |  | 36129006 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $100.00 exceeds tolerance of $47.00 plus [Redacted] or $51.70. Sufficient or excess cure was provided to the borrower at Closing. (0) | No valid COC or lender cure was provided for the increase in 0% Tolerance Fees. |  |  |  | Reviewer Comment (2026-03-24): Sufficient Cure Provided At Closing |  | 03/24/2026 |  | 1 A | [redacted] | SC | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225345335 | [Redacted] | [Redacted] |  | 36129007 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Appraisal Fee. Fee Amount of $950.00 exceeds tolerance of $695.00. Sufficient or excess cure was provided to the borrower at Closing. (7506) | No valid COC or lender cure was provided for the increase in 0% Tolerance Fees. |  |  |  | Reviewer Comment (2026-03-24): Sufficient Cure Provided At Closing |  | 03/24/2026 |  | 1 A | [redacted] | SC | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225350868 | [Redacted] | [Redacted] |  | 36149126 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Flood | Flood Insurance Escrow - Flood not Escrowed for Property in Flood Zone | Loan originated post December 2015, the subject property is in a flood zone, flood insurance is not escrowed. | Loan originated post December 2015, the subject property is in a flood zone, flood insurance is not escrowed. |  |  |  | Reviewer Comment (2026-04-06): Details corrected for flood insurance. Exception cleared.<br>Buyer Comment (2026-04-02): please see flood policy doc D0549. this is a condo and the insured and policy is paid by condo association | 04/06/2026 |  |  | 1 B A | [redacted] | FL | Investment | Purchase | Provide evidence the escrow account was established for the flood insurance, LOE, Corrected IEAD, corrected PCCD (if applicable) B | N/A | N/A | Yes |
| 225350905 | [Redacted] | [Redacted] |  | 36143339 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2026-04-06): Received Rate Lock. Exception Cleared.<br>Buyer Comment (2026-04-02): lock | 04/06/2026 |  |  | 1 B A | [redacted] | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225355901 | [Redacted] | [Redacted] |  | 36147335 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded. Total amount of $409.00 exceeds tolerance of $301.00 plus [Redacted] or $331.10. Sufficient or excess cure was provided to the borrower at Closing. (0) |  |  |  |  | Reviewer Comment (2026-03-25): Sufficient Cure Provided At Closing |  | 03/25/2026 |  | 1 A | [redacted] | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225356128 | [Redacted] | [Redacted] |  | 36157374 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | TRID | [Redacted] Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [Redacted] exceeded for Verification Of Tax Return Fee. Fee Amount of $31.65 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7575) | [Redacted] exceeded for Verification Of Tax Return Fee. Fee Amount of $31.65 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-03-26): Sufficient Cure Provided At Closing |  | 03/26/2026 |  | 1 A | [redacted] | IN | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225363611 | [Redacted] | [Redacted] |  | 36155192 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Last Date Rate Set and Initial Rate Lock Date not provided. |  |  |  | Reviewer Comment (2026-04-06): Rate lock received.<br>Buyer Comment (2026-04-02): lock | 04/06/2026 |  |  | 1 B A | [redacted] | NC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225366717 | [Redacted] | [Redacted] |  | 36164902 | [Redacted] | [redacted] | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock agreement is missing. |  |  |  | Reviewer Comment (2026-04-02): Received Rate Lock document. Exception cleared.<br>Buyer Comment (2026-03-31): please see attached final lock | 04/02/2026 |  |  | 1 B A | [redacted] | FL | Second Home | Purchase | B A | Non QM | Non QM | No |

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## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cross_abs15g.htm)

**Exhibit 99.1 - Schedule 4**

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| |
|:---|
| ![](situslogo.jpg) |
| **Valuation Report** |
| **Run Date - 4/8/2026 9:52:34 AM** |

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---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| 224292781 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224415720 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |
| 224424720 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  | Field Review | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.50 |
| 224426930 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224428761 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224428785 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 224455169 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224462664 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224541739 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224560192 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224573251 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 224573514 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224573523 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224573628 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224574935 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| 224574938 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.80 |
| 224582079 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| 224590392 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224619034 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.00 |
| 224624870 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224629773 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224636100 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.80 |
| 224661073 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224678564 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224693457 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.30 |
| 224705515 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224710935 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224710939 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 6.980% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.780% | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 224713328 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| 224713368 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224713388 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.20 |
| 224716311 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224716862 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| 224716864 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224720006 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 2.700% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.90 |
| 224725728 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.60 |
| 224727436 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 224727559 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224727866 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 224728443 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224731440 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224731479 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224734741 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.10 |
| 224735073 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224735994 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224736002 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224739794 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| 224746311 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224746355 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.40 |
| 224771805 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224771835 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224773837 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.00 |
| 224778082 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| 224790952 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.90 |
| 224790958 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -9.870% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224809811 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224826721 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224851116 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224852692 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 4.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |  |
| 224853076 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| 224853078 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224853138 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 224854380 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| 224854461 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224878745 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.40 |
| 224878873 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 2.170% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224926023 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.30 |
| 224926078 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 224926083 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -5.130% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 224931459 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224931699 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224935044 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 224935081 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224943023 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 224949051 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.10 |
| 224965173 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224987953 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 |  |
| 224988608 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.10 |
| 224988622 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224988683 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.10 |
| 224989083 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224989379 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224989399 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224989945 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224991918 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| 224994225 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| 224997951 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224999420 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224999772 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224999791 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -0.350% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225000269 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225001404 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225003613 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.00 |
| 225005740 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 225008067 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225008418 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225010517 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 225011566 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.70 |
| 225011569 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225011576 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.90 |
| 225012077 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.70 |
| 225012148 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225012151 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.60 |
| 225012153 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 225012196 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 12.760% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| 225014577 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225014579 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| 225014609 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.60 |
| 225014704 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225014833 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.80 |
| 225014876 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Field Review | [redacted] |  |  |  |  |  |  |  |  | $440000.00 | ($55000.00) | -11.110% | Clear Capital | High | 01/08/2026 | 12/22/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.30 |
| 225015243 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225015326 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.60 |
| 225017149 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225017163 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225019234 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -5.840% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225019238 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| 225019245 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225019251 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.90 |
| 225019255 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.10 |
| 225019286 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 225023160 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 225023321 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225023339 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.90 |
| 225025883 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.00 |
| 225025942 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| 225025943 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225033053 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225033143 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 225033392 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| 225033398 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225033414 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225033461 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.70 |
| 225034274 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225034546 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225035456 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225036854 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 225036871 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 225037257 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225037279 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 225037330 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225037346 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.40 |
| 225037359 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225037382 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 225037501 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225037524 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225038870 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.40 |
| 225039562 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225040329 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| 225040363 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225041266 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 225041585 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225042384 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225042438 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 5.880% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.10 |
| 225042481 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| 225042493 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.70 |
| 225043436 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| 225043474 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |
| 225043492 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| 225043667 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 3.850% |  |  | Field Review | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225044014 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225044224 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 225044872 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.30 |
| 225044956 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225045208 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225050412 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.00 |
| 225050413 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.30 |
| 225051089 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225051547 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225051558 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.50 |
| 225051566 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.20 |
| 225051578 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 1.300% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225051600 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225052872 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225053166 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 225053180 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.90 |
| 225053315 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225053719 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 225056663 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225059832 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Stated | [Redacted] | [Redacted] |  |  |  |  | 4.780% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225059837 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225059847 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| 225059848 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Field Review | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225059888 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225060072 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -1.190% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.20 |
| 225060190 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225060195 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| 225060382 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 225060387 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 225060892 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225060901 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -7.140% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 225061219 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225062698 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 225062702 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -3.680% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| 225063050 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225063101 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225063202 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 225063208 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225063212 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225063215 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.70 |
| 225063871 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225063893 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 23.580% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225064003 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225074509 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225074831 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.30 |
| 225074841 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225074844 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225074846 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225075153 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225078324 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225078364 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225083524 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.00 |
| 225083525 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| 225083552 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225083560 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225083562 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 225083563 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225083592 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 225083678 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| 225083706 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 1.120% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  | $0.00 | ($2225000.00) | -100.000% | Schlenker Appraisals | Indeterminate | 12/26/2025 | 12/17/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.60 |
| 225083871 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225084081 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 225084089 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225084092 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| 225084103 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225084167 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225087801 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225087802 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225087804 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225087807 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 225087808 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 225087950 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225087958 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225087959 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| 225087963 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.70 |
| 225088777 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.70 |
| 225088788 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225088802 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.90 |
| 225089047 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -12.370% |  |  | AVM | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225089172 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225089173 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.10 |
| 225089177 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| 225089216 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| 225089229 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.00 |
| 225089235 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225089241 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| 225089242 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225089243 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225089244 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225089271 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.80 |
| 225089353 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 225097638 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225097639 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225097642 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225097691 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| 225097692 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225097713 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.80 |
| 225100983 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225101001 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| 225101003 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 225101035 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225102609 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| 225102629 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| 225102647 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 4.880% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.10 |
| 225102649 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 225102700 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.20 |
| 225102774 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.70 |
| 225103430 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -8.670% |  |  | AVM | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 4.20 |
| 225103447 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225108765 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225108766 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225108768 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225108769 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 225108770 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225109756 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.20 |
| 225112827 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225112837 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.90 | 1.00 |
| 225113682 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| 225113714 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225113754 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 225113978 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225114073 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 225114076 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.50 |
| 225114080 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.90 |
| 225114081 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225114372 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 225114444 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| 225114621 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225114622 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.80 |
| 225114626 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225114631 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 225114632 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225114634 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225115002 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225115039 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225115044 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.20 |
| 225115046 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225115049 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225115054 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.80 |
| 225115056 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| 225115057 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.30 |
| 225115061 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225115065 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225115067 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225115068 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225115071 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225115384 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.50 |
| 225115385 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 225115386 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| 225115387 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 225115395 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 225115536 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| 225115540 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225118021 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225118022 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 225118256 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 225118311 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225118312 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 225118709 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225118730 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.10 |
| 225118755 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225118757 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Field Review | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225118758 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225118760 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225118770 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| 225118775 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.10 |
| 225118776 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 225118777 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.30 |
| 225118778 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225118779 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 225118791 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225118793 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| 225118907 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.60 |
| 225118908 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225118941 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.40 |
| 225119918 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225119920 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 225120022 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 225120023 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225120024 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225120026 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225120027 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| 225120048 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 225120081 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225120156 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225120158 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225120172 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225120181 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| 225121203 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225121211 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225140294 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| 225140295 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.70 |
| 225140297 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 1.780% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  | $160000.00 | ($65000.00) | -28.890% | Clear Capital | High | 01/23/2026 | 01/14/2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.00 |
| 225140308 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225140315 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225140321 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225140323 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225140324 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225140328 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| 225140330 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.70 |
| 225140331 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 225140332 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225140333 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225140404 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.90 |
| 225140406 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.40 |
| 225140407 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225140575 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225140676 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.70 |
| 225140706 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.60 |
| 225140881 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 43.350% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 225141146 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225141322 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225141445 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225141620 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.60 |
| 225141768 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225141825 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 225142353 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225142354 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.50 |
| 225144704 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225144707 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.00 |
| 225144713 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225144715 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.50 |
| 225147202 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225147207 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.80 |
| 225147210 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 225147213 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225147238 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.40 |
| 225147239 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225147246 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225147250 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Field Review | [redacted] |  |  |  |  |  |  |  |  | $0.00 | ($2000000.00) | -100.000% | Clear Capital | Indeterminate | 01/22/2026 | 01/19/2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.00 |
| 225147253 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225147685 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225147725 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 225147772 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225148164 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 225148178 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225148179 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225148180 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 225148245 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.30 |
| 225148268 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.70 |
| 225148271 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |
| 225151648 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -6.840% |  |  | AVM | [redacted] |  | Low |  |  |  |  |  |  | $560000.00 | $0.00 | 0.000% | Clear Capital | Low | 02/04/2026 | 01/28/2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $521698.00 | ($38302.00) | -6.840% | Clear Capital | 02/03/2026 | 02/03/2026 |  |  |  |  |  | No | 3.50 | 3.30 |
| 225151876 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225152035 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225152055 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225152098 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -7.410% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.80 |
| 225153292 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225153472 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225153483 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225153516 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225153877 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 225154530 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 225154534 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| 225154540 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225155441 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225155544 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225156015 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| 225156019 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| 225156158 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225156200 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| 225156713 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.30 |
| 225156714 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225156720 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225156767 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225156953 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225157689 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 225157753 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225157820 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 225157930 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225158220 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225158355 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| 225158356 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225158357 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225158386 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225158418 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.40 |
| 225158419 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| 225158423 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.50 |
| 225158425 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225158559 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| 225158567 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 225158586 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225158588 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225158593 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.60 |
| 225158595 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225162380 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |
| 225162381 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225162383 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225162386 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225162389 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225162391 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225162435 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225162462 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225162463 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225162466 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225162467 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.20 |
| 225162470 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| 225162472 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225162723 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225162753 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225163172 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -4.920% |  |  | AVM | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225163295 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225163359 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 225163557 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225164304 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.20 |
| 225164306 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225172742 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 225172760 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225172771 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225172847 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 225172849 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -7.690% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.00 |
| 225172884 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225172885 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225172887 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 2.040% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225173094 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225173098 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.90 |
| 225173309 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 225173367 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -1.710% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| 225173395 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| 225173410 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 225173491 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| 225173493 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.90 |
| 225173519 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| 225173522 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -7.940% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.20 |
| 225173525 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 225173528 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| 225173545 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -7.410% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225173888 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225173890 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| 225173895 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -0.740% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  | $3400000.00 | $0.00 | 0.000% | Clear Capital | Moderate | 02/02/2026 | 01/28/2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 225173896 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225173897 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 225175019 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.10 |
| 225175021 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| 225175024 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225178723 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -6.660% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.30 |
| 225178740 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225178812 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| 225178835 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225178840 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 225178859 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225180810 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225180811 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225180812 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225180814 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 14.580% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 999.00 |
| 225180817 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225180825 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.40 |
| 225184079 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225184170 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.80 |
| 225184182 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| 225187609 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 225188626 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225190255 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 225190399 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225190468 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225192197 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225193200 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.90 |
| 225193403 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225196023 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225197509 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225197513 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225197515 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 225197589 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| 225197606 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| 225198308 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 225198310 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225199199 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225199201 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  | $1200000.00 | $0.00 | 0.000% | Clear Capital | Moderate | 02/05/2026 | 02/01/2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225199205 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225199207 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 2.180% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.20 |
| 225199221 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.80 |
| 225199227 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225199245 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 225199332 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225199336 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 225199352 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.70 |
| 225199521 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225199524 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225199586 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225199588 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225201387 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225201703 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 225201716 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225201748 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225201754 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -5.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 225201756 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 225201764 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 225201766 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225201767 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 225201770 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225201777 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225204381 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| 225204512 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.70 |
| 225204570 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.50 |
| 225204571 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225204575 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225204615 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225204623 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| 225204625 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225204630 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.70 |
| 225204866 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| 225204929 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| 225204930 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 225204934 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225205124 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225205130 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.60 |
| 225205133 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 225205135 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 225205138 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.50 |
| 225205158 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225205225 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 225205301 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225205369 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 1.450% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 225207994 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225208134 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225208150 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 225208154 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.20 |
| 225208157 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225209240 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 225209246 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225209250 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 225209273 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225209277 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225209292 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225209293 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.50 |
| 225209391 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.30 |
| 225209397 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.40 |
| 225209404 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -2.130% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225209410 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 225209417 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225209911 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| 225209914 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.80 |
| 225210125 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225210130 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225210136 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |
| 225210141 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| 225210181 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225210184 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -9.060% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.10 |
| 225210186 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 225210225 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 2.10 |
| 225211902 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225212081 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 225212089 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225212090 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225212092 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225212094 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225212104 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 225212110 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.90 |
| 225212111 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225212116 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.70 |
| 225212118 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225212144 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225212195 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.40 |
| 225212302 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.50 |
| 225212303 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225212388 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 1.350% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.20 |
| 225212392 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225212525 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225212531 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225212535 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.00 |
| 225212543 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225212671 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225216218 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225216236 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -2.760% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.70 |
| 225216271 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.90 |
| 225216279 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.50 |
| 225219497 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225230075 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| 225230084 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.60 |
| 225230151 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225230435 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225230448 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225230465 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 225230492 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.60 |
| 225230495 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225230497 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| 225230507 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225230512 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225230593 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225230683 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225230684 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.90 |
| 225230688 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 225232721 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -4.620% |  |  | AVM | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.80 |
| 225235325 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.30 |
| 225235329 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -0.200% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| 225235346 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225236989 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.00 |
| 225236990 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225236991 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| 225236993 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| 225236999 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| 225237005 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| 225237010 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| 225237082 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.10 |
| 225237083 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 225238344 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225238381 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.90 |
| 225238385 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225241229 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 225241238 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225241306 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225241578 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| 225241583 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -0.980% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| 225241584 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 225241585 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225241591 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225241623 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225243366 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 225245056 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 225245149 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225245202 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 5.00 |
| 225245839 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225246108 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.00 |
| 225250408 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 225250409 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225250444 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| 225250460 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225250461 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.50 |
| 225250471 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.40 |
| 225250489 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225250495 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225250650 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| 225250656 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225250705 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.50 |
| 225250734 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225250760 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| 225252274 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225254030 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.10 |
| 225254541 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225257337 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.40 |
| 225257599 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225257809 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 225257810 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225258313 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225258331 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225258340 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 225258360 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225258562 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 225258749 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 4.550% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 225258752 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 225259256 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225259921 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225259964 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| 225259994 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225261107 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.10 |
| 225261119 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225261412 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 999.00 |
| 225261475 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225261481 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.30 |
| 225261561 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225261569 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -1.000% |  |  | AVM | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $643475.00 | ($6525.00) | -1.000% | Clear Capital | 02/24/2026 | 02/24/2026 |  |  |  |  |  | No |  | 2.60 |
| 225261641 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 225263960 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225264068 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225264121 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.20 |
| 225264618 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 225264869 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225265489 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.80 |
| 225265490 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225266069 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225266072 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 225266073 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225266081 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225266082 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225266119 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225266190 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.10 |
| 225266239 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225266249 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.10 |
| 225266253 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.80 |
| 225266259 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 225266940 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| 225267433 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -1.590% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225267636 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225269623 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225272873 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225278063 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.10 |
| 225278371 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225278414 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.90 |
| 225278559 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225278565 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 225278728 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225278729 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225278883 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 225279361 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225279842 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225280153 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225280323 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225280387 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225280389 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 5.00 |
| 225280406 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225280465 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.60 |
| 225283212 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225283303 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 225286632 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 225287261 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225291490 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225291612 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225291629 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225291631 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 225291772 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225291790 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225291792 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 225291796 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225291891 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| 225291895 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 14.290% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Stated | [redacted] |  | Moderate |  |  |  |  |  |  | $240000.00 | $30000.00 | 14.290% | Clear Capital | Moderate | 02/12/2026 | 02/04/2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 5.00 |
| 225291930 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225292353 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225292647 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.50 |
| 225292721 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 225294321 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 225294893 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225295218 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225295391 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| 225297948 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225297954 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225298147 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 225298156 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225298160 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 225298306 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.80 |
| 225298480 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| 225298671 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225299529 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225329341 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225330489 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225330492 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225330597 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225330673 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225330675 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225330825 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 225330826 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225331384 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 225331387 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225331494 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225331765 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 225335062 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 3.900% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225335069 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225335362 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| 225335376 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225335378 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225335402 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.20 |
| 225335757 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.80 |
| 225338764 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 225338767 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Appraisal | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.90 |
| 225341683 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225345294 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.50 |
| 225345295 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| 225345303 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 225345312 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225345313 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225345328 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -4.380% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225345329 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.70 |
| 225345330 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -2.110% |  |  | AVM | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $195790.00 | ($4210.00) | -2.110% | Clear Capital | 03/11/2026 | 03/11/2026 |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 225345335 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 225345793 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225350868 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.60 |
| 225350905 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.10 |
| 225350922 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 225352395 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| 225352441 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 225352539 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 225355901 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225356004 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225356124 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.00 |
| 225356128 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225356158 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225356818 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225361021 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225361024 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| 225363611 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | -2.490% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| 225363860 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 225363870 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225365051 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.40 |
| 225366717 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 225373169 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225380345 | [Redacted] | [Redacted] |  | [redacted] | [redacted] | [redacted] | [redacted] |  |  | 0.000% |  |  |  | Appraisal | [Redacted] | [Redacted] |  |  |  |  | 0.000% |  |  | Desk Review | [redacted] |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |

---

## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cross_abs15g.htm)

**Exhibit 99.1 - Schedule 5**

---

| |
|:---|
| ![](situslogo.jpg) |
| **Supplemental Data** |
| **Run Date - 4/8/2026 9:52:36 AM** |

---

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** | **Amortization Term Less IO** |
| 224292781 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1653.26 | $1653.26 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1932.96 | [redacted] | $161.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 50.74 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224415720 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2965.00 | $12279.34 | 10/14/2025 | 6.486% | $1822.83 | $1822.83 | 6.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3439.61 | 1 | [redacted] | $1934.04 | [redacted] | $161.17 | [Redacted] | CA | $369.00 |  | Monthly | 49.896% | 49.896% | 49.896% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 98.000% |  |  | [Borrower - Dault Lewis \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Dault Lewis \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Dault Lewis \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2965.00 | 10/14/2025 | 6.290% | $0.00 | 2.9 |  |  |  | No | No | 6.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $396215.85 | 63.390% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.67 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224424720 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $495.00 | $3716.38 | 06/24/2025 | 6.256% | $8866.33 | $8866.33 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $56992.53 | 1 | [redacted] | $4053.00 | [redacted] | $337.75 | [Redacted] | NJ | $925.00 |  | Monthly | 38.515% | 38.515% | 38.515% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Albert Rapoport \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Albert Rapoport \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Albert Rapoport \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $495.00 | 06/24/2025 | 6.830% | $22000.00 | 1.5 | DU |  | ApproveIneligible | No | No | 6.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | [Redacted] | $644130.68 | 35.780% | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.79 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 224426930 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5956.88 | $15062.87 | 09/25/2025 | 7.465% | $3971.97 | $3971.97 | 7.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $83859.76 | 1 | [redacted] | $3651.00 | [redacted] | $304.25 | [Redacted] | FL | $700.00 |  | Annually | 5.263% | 5.263% | 5.263% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Ryan McLane \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Ryan McLane \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Ryan McLane \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Ryan McLane \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Ryan McLane \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Ryan McLane \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Ryan McLane \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Ryan McLane \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - Stephanie McLane \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Stephanie McLane \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - Stephanie McLane \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - Stephanie McLane \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - Stephanie McLane \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Stephanie McLane \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - Stephanie McLane \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - Stephanie McLane \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5956.88 | 09/25/2025 | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $353403.81 | 51.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 47.87 |  |  | No | [Redacted] | $44259.11 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224428761 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1494.50 | $1494.50 | 6.125% | No | No |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $503.04 | [redacted] | $41.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $121455.49 | 37.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.48 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224428785 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1653.26 | $1653.26 | 6.375% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $2207.64 | [redacted] | $183.97 | [Redacted] | FL | $260.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | [Redacted] | $33941.66 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.96 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224455169 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6797.58 | $13809.78 | 10/20/2025 | 8.041% | $11435.85 | $11435.85 | 7.990% | No | Yes | Employed | Employed |  |  |  |  | Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  | India |  |  | $32963.83 | 1 | [redacted] | $6497.28 | [redacted] | $541.44 | [Redacted] | TX | $5350.00 |  | Annually | 49.820% | 49.820% | 49.820% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Naveen Thota \| Primary Income - Wages]; Other - 2025<br> [Borrower - Naveen Thota \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Naveen Thota \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Naveen Thota \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - Naveen Thota \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Naveen Thota \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Naveen Thota \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Naveen Thota \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Naveen Thota \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Naveen Thota \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Naveen Thota \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Naveen Thota \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Eswar Ijjapureddi \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - Eswar Ijjapureddi \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Eswar Ijjapureddi \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - Eswar Ijjapureddi \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Eswar Ijjapureddi \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Eswar Ijjapureddi \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Eswar Ijjapureddi \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Eswar Ijjapureddi \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6797.58 | 10/20/2025 | 6.240% | $0.00 | 2.6 |  |  |  | Yes | No | 7.990% | 2 | 2 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $262255.06 | 13.440% | No | 3 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | VISA |  |  |  | 13.47 |  | Yes | No | [Redacted] | $0.00 | $16353.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 224462664 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1900.00 | $8941.18 | 07/23/2025 | 6.741% | $6130.14 | $6130.14 | 6.700% | No | No | Not Employed | Not Employed | Employed |  | 21.23 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $83610.51 | 1 | [redacted] | $906.96 | [redacted] | $75.58 | [Redacted] | UT | $100.00 |  | Monthly | 30.896% | 30.896% | 30.896% | [Redacted] | 793 | 793 | 799 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Brent Christiansen \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Brent Christiansen \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - Brent Christiansen \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - Brent Christiansen \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Brent Christiansen \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1900.00 | 07/23/2025 | 6.790% | $0.00 | 2.6 | LP / LPA |  | Accept/Eligible | No | No | 6.700% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $838361.23 |  | No |  |  | 29 |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 60.73 |  | No | No | [Redacted] | $0.00 | $120992.59 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224541739 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $2910.00 | $4359.40 | 09/22/2025 | 7.463% | $2817.95 | $2817.95 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6471.38 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | MA | $200.00 |  | Monthly | 36.374% | 36.374% | 36.374% | [Redacted] | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Colleen Benko \| Primary Income - Wages]; Other - 2025<br> [Borrower - Colleen Benko \| Primary Income - Wages]; Other - 2025<br> [Borrower - Colleen Benko \| Primary Income - Wages]; Other - 2025<br> [Borrower - Colleen Benko \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Colleen Benko \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - Colleen Benko \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Colleen Benko \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2910.00 | 09/22/2025 | 6.220% | $0.00 | 1 |  |  |  | No | No | 7.375% | 2 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 24.04 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224560192 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $8600.84 | $9270.13 | 11/07/2025 | 6.881% | $1453.76 | $1453.76 | 6.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11547.88 | 2 | [redacted] | $1373.76 | [redacted] | $114.48 |  |  |  |  |  | 39.274% | 39.274% | 39.274% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% | 100.000% |  | [Borrower - Ariel Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 38.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Ariel Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 38.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Ariel Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 38.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Ariel Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 38.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Ariel Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 38.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Ariel Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 38.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2018<br> [Coborrower(s) - Lisandra Arteaga \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Lisandra Arteaga \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Lisandra Arteaga \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Lisandra Arteaga \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - Lisandra Arteaga \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8600.84 | 11/07/2025 | 6.170% | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $97962.72 | 34.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.81 |  | No | No | [Redacted] | $6516.34 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 224573251 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1495.00 | $5282.41 | 05/09/2025 | 6.521% | $5556.07 | $5556.07 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21919.14 | 1 | [redacted] | $1095.48 | [redacted] | $91.29 | [Redacted] | PA | $99.00 |  | Monthly | 36.489% | 36.489% | 36.489% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Eric Reese \| Primary Income - Wages]; Other - 2025<br> [Borrower - Eric Reese \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Eric Reese \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Eric Reese \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Eric Reese \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Eric Reese \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - Eric Reese \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - Eric Reese \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - Eric Reese \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Eric Reese \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1495.00 | 05/09/2025 | 6.740% | $0.00 | 1.5 | DU |  | ApproveIneligible | Yes | No | 6.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $709757.72 | 60.000% | No | 4 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 61.76 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224573514 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1994.32 | $1994.32 | 7.375% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $1928.04 | [redacted] | $160.67 | [Redacted] | FL | $3896.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $141830.91 | 36.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.9 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | Yes | No | 1 | 360 |
| 224573523 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5870.80 | $6719.10 | 10/23/2025 | 9.525% | $2832.20 | $2832.20 | 9.125% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $24731.46 | 1 | [redacted] | $1115.04 | [redacted] | $92.92 | [Redacted] | TX | $60.00 |  | Monthly | 30.228% | 30.228% | 30.228% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Alexis Cavazos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Alexis Cavazos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Alexis Cavazos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Alexis Cavazos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - Alexis Cavazos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Alexis Cavazos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5870.80 | 10/23/2025 | 5.640% | $0.00 | 1 |  |  |  | No | No | 9.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $65274.40 | 21.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 6.06 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 180 |
| 224573628 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $13659.60 | $15891.95 | 10/29/2025 | 10.046% | $5223.66 | $5223.66 | 9.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $18457.46 | 2 | [redacted] | $3078.96 | [redacted] | $256.58 |  |  |  |  |  | 29.790% | 29.790% | 29.790% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Dimas DeSousa Filho \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Dimas DeSousa Filho \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Dimas DeSousa Filho \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Dimas DeSousa Filho \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - Dimas DeSousa Filho \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Dimas DeSousa Filho \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $13659.60 | 10/29/2025 | 6.160% | $10000.00 |  |  |  |  | No | No | 9.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $44000.00 | 5.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 9.48 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224574935 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $4737.50 | 02/06/2025 | 6.777% | $5552.00 | $5552.00 | 6.750% | No | Yes | Not Employed | Employed | Employed |  | 2.46 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $13384.00 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | MA | $250.00 |  | Monthly | 49.836% | 49.836% | 49.836% | [Redacted] | 782 | 785 | 805 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Mihai Jigala \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Mihai Jigala \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - Mihai Jigala \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Mihai Jigala \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Mihai Jigala \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - Mihai Jigala \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Mihai Jigala \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Mihai Jigala \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - Mihai Jigala \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - Mihai Jigala \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Mihai Jigala \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Mihai Jigala \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - Mihai Jigala \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - Mihai Jigala \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - Galina Jigala \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Galina Jigala \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - Galina Jigala \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - Galina Jigala \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Galina Jigala \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - Galina Jigala \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Galina Jigala \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - Galina Jigala \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Galina Jigala \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - Galina Jigala \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - Galina Jigala \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Galina Jigala \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - Galina Jigala \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1590.00 | 02/06/2025 | 6.920% | $0.00 | 2.1 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 0 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $378224.25 | 35.340% | No |  | 25 | 25 |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 22.12 |  | No | No | [Redacted] | $1449.83 | $25230.88 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224574938 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $9690.80 | $17995.88 | 05/21/2025 | 6.875% | $5879.77 | $5879.77 | 6.700% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22826.44 | 1 | [redacted] | $2094.00 | [redacted] | $174.50 |  |  |  |  |  | 34.322% | 34.322% | 34.322% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Ronald Cochran \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Ronald Cochran \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Ronald Cochran \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Ronald Cochran \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - Ronald Cochran \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Ronald Cochran \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Ronald Cochran \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Krista Cochran \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Krista Cochran \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - Krista Cochran \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Krista Cochran \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Krista Cochran \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $9690.80 | 05/21/2025 | 6.870% | $0.00 | 3.8 | DU |  | ApproveEligible | No | No | 6.700% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $744088.24 | 65.320% | No | 5 | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 69.35 |  | Yes | No | [Redacted] | $0.00 | $8213.15 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224582079 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $12473.84 | $4757.69 | 09/17/2025 | 7.898% | $1245.72 | $1245.72 | 7.625% | No | No | Not Employed | Self-Employed | Self-Employed | Employed | 2.41 | 10.91 |  | US Citizen | US Citizen | US Citizen |  |  |  |  | $19197.21 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | NY | $3644.00 |  | Annually | 45.717% | 45.717% | 45.717% | [Redacted] | 789 | 779 | 789 | 802 | 816 | 796 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No |  |  |  |  |  |  | [Coborrower(s) - Anthony Primerano \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - Anthony Primerano \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - Anthony Primerano \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - Anthony Primerano \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Renee Reding \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Coborrower(s) - Renee Reding \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - Renee Reding \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - Renee Reding \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - Renee Reding \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - Renee Reding \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - Renee Reding \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - Renee Reding \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Matthew Bunting \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - Matthew Bunting \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - Matthew Bunting \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Matthew Bunting \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Matthew Bunting \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Matthew Bunting \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Matthew Bunting \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - Edward Williams \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - Edward Williams \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - Edward Williams \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Edward Williams \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Edward Williams \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Edward Williams \| Primary Income - Wages]; W-2 Transcript - 2023 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0 Final 5.15.25 | [Redacted] | $12473.84 | 09/17/2025 | 6.320% | $0.00 | 2.7 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $97080.12 | 44.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 31.24 |  | No | No | [Redacted] | $14652.07 | $9526.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| 224590392 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2004.16 | $2004.16 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1832.04 | [redacted] | $152.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $634633.72 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 210.69 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 224619034 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $4062.13 | $7570.61 | 11/07/2025 | 8.652% | $2810.38 | $2810.38 | 8.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5595.08 | 1 | [redacted] | $1821.00 | [redacted] | $151.75 | [Redacted] | OR | $150.00 |  | Annually | 44.755% | 44.755% | 44.755% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Micah List \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Micah List \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Micah List \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - Micah List \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Micah List \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Micah List \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Micah List \| Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - Micah List \| Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - Micah List \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - Micah List \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - Micah List \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Micah List \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Micah List \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Micah List \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Micah List \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - Alicia List \| Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - Alicia List \| Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - Alicia List \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - Alicia List \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - Alicia List \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - Alicia List \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - Alicia List \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Alicia List \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4062.13 | 11/07/2025 | 6.170% | $1000.00 | 3 | LP / LPA |  | Accept/Eligible | Yes | No | 8.500% | 1 | 0 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $36717.39 | 8.530% | No | 17 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.73 |  | No | No | [Redacted] | $1866.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224624870 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $8540.00 | $15208.17 | 11/14/2025 | 7.178% | $4120.71 | $4120.71 | 6.990% | No | No | Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $10918.56 | 1 | [redacted] | $2284.44 | [redacted] | $190.37 |  |  |  |  |  | 32.809% | 32.809% | 32.809% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Personal, Business | 55.000% |  | 100.000% |  | [Borrower - Luciana Cuarez \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Luciana Cuarez \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Luciana Cuarez \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Luciana Cuarez \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Luciana Cuarez \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Luciana Cuarez \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Hector Toledo Meza \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Hector Toledo Meza \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8540.00 | 11/14/2025 | 6.260% | $5000.00 | 1 |  |  |  | Yes | No | 6.990% | 2 | 0 | 0 | 0 | 3 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | [Redacted] | $190717.54 | 24.600% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Passport |  |  |  |  | 7.33 |  | Yes | No | [Redacted] | $8850.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 2 | 360 |
| 224629773 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1432.94 | $1432.94 | 6.990% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | Not Provided | US Citizen |  |  |  |  |  | 1 | [redacted] | $1538.64 | [redacted] | $128.22 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 729 |  |  |  | 676 | 681 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | No |  |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 224636100 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4632.96 | $7893.16 | 04/23/2025 | 6.793% | $7958.30 | $7958.30 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26892.01 | 1 | [redacted] | $4074.12 | [redacted] | $339.51 |  |  |  |  |  | 29.009% | 29.009% | 29.009% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Douglas Roach \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - Douglas Roach \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - Douglas Roach \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - Douglas Roach \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Douglas Roach \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Lesley Roach \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - Lesley Roach \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4632.96 | 04/23/2025 | 6.810% | $0.00 | 2.8 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 0 | 0 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $721324.51 |  | No |  | 27 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 215.39 |  |  | No | [Redacted] | $0.00 | $9166.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224661073 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $15370.00 | $0.00 | 10/29/2025 | 6.707% | $7886.95 | $7886.95 | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $48882.60 | 1 | [redacted] | $6194.04 | [redacted] | $516.17 |  |  |  |  |  | 31.527% | 31.527% | 31.527% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - Alexander Blay \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 27.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Alexander Blay \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 27.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Alexander Blay \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 27.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Alexander Blay \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 27.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $15370.00 | 10/29/2025 | 6.160% | $45946.39 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $706413.10 | 46.470% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 99.08 |  | No | No | [Redacted] | $71389.31 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224678564 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2338.97 | $2338.97 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $802.80 | [redacted] | $66.90 | [Redacted] | CA | $230.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 612 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 21.36 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224693457 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2684.75 | $6697.75 | 11/26/2025 | 7.681% | $4305.07 | $4978.99 | 8.234% | Yes | Yes | Not Employed | Self-Employed | Not Employed |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $100372.01 | 1 | [redacted] | $3765.12 | [redacted] | $313.76 |  |  |  |  |  | 14.694% | 14.816% | 14.694% | [Redacted] | 791 | 794 | 755 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 12 | Business | 100.000% |  | 49.640% |  | [Coborrower(s) - Karena Ledesma \| Primary Income - Bank Statements \| % of Business Ownership: 49.64% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Karena Ledesma \| Primary Income - Bank Statements \| % of Business Ownership: 49.64% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Karena Ledesma \| Primary Income - Bank Statements \| % of Business Ownership: 49.64% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Karena Ledesma \| Primary Income - Bank Statements \| % of Business Ownership: 49.64% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2684.75 | 11/26/2025 | 6.510% | $15000.00 | 2.3 |  |  |  | Yes | No | 8.234% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1451669.02 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 305.53 |  | No | No | [Redacted] | $117660.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 224705515 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1719.73 | $1719.73 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $771.96 | [redacted] | $64.33 | [Redacted] | OH | $399.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $94734.06 | 27.450% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 73.91 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 224710935 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4460.00 | $149.85 | 11/21/2025 | 6.840% | $4677.33 | $4677.33 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8860.17 | 1 | [redacted] | $2705.04 | [redacted] | $225.42 |  |  |  |  |  | 44.398% | 44.398% | 44.398% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 49.000% |  |  | [Borrower - Jodi Zapien \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Jodi Zapien \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Jodi Zapien \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4460.00 | 11/21/2025 | 6.230% | $20000.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $74836.92 | 8.400% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.64 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224710939 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6011.56 | $8856.16 | 09/25/2025 | 8.680% | $3223.67 | $3223.67 | 8.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13151.63 | 1 | [redacted] | $2658.96 | [redacted] | $221.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 636 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Laura Wolf \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6011.56 | 09/25/2025 | 6.220% | $0.00 | 1.8 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $1033281.06 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 290.45 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224713328 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $14990.00 | $21371.40 | 12/02/2025 | 6.985% | $9197.00 | $9197.00 | 6.875% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $48019.95 | 1 | [redacted] | $7532.04 | [redacted] | $627.67 | [Redacted] | TN | $106.00 |  | Annually | 32.735% | 32.735% | 32.735% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Alexander Blay \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 27.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Alexander Blay \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 27.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Alexander Blay \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 27.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Alexander Blay \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 27.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $14990.00 | 12/02/2025 | 6.190% | $5000.00 | 1.6 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $629589.42 | 35.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 61.11 |  | No | No | [Redacted] | $71389.31 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224713368 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3060.00 | $5968.65 | 11/20/2025 | 7.486% | $4021.15 | $4601.70 | 7.986% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12711.53 | 1 | [redacted] | $3440.88 | [redacted] | $286.74 | [Redacted] | OR | $920.00 |  | Annually | 49.454% | 50.204% | 49.454% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Kyle Freeman \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Kyle Freeman \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - Kyle Freeman \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Kyle Freeman \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Kyle Freeman \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Kyle Freeman \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Nikole Freeman \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Nikole Freeman \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - Nikole Freeman \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3060.00 | 11/20/2025 | 6.530% | $15000.00 | 1 |  |  |  | No | No | 7.986% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $483746.32 | 61.620% | No | 18 | 10 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 66.66 |  |  | No | [Redacted] | $0.00 | $5833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224713388 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $0.00 | $3198.80 | 11/03/2025 | 7.136% | $4234.32 | $4234.32 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16157.25 | 1 | [redacted] | $4987.32 | [redacted] | $415.61 | [Redacted] | SC | $6245.00 |  | Annually | 40.101% | 40.101% | 40.101% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Rabin Bista \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Rabin Bista \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - Rabin Bista \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Rabin Bista \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] |  | 11/03/2025 | 6.170% | $0.00 | 3.2 |  |  |  | Yes | No | 7.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $45048.21 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.62 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 224716311 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $12940.00 | $15200.36 | 11/18/2025 | 6.879% | $4635.00 | $6265.40 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8394.75 | 1 | [redacted] | $1764.96 | [redacted] | $147.08 |  |  |  |  |  | 48.350% | 38.318% | 48.350% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Chris Temple \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - Chris Temple \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - Chris Temple \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - Chris Temple \| Primary Income - P&L Statement Only]; CPA Letter - 2025 |  | Alternative Documentation (A) | 1yr P&L w/Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $12940.00 | 12/05/2025 | 6.190% | $5000.00 | 1.2 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $249505.27 | 24.220% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.05 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 224716862 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3017.35 | $3017.35 | 6.990% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $9165.60 | [redacted] | $763.80 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 744 | 744 | 731 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  | 240 | [Redacted] | $19633.85 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 4.35 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| 224716864 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $14901.88 | $18214.65 |  | 7.061% | $5468.93 | $5468.93 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9567.67 | 1 | [redacted] | $2021.04 | [redacted] | $168.42 |  |  |  |  |  | 54.387% | 54.387% | 54.387% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 92.000% | 100.000% |  |  | [Borrower - Amjad Salah \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Amjad Salah \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Amjad Salah \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - Amjad Salah \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $14901.88 |  | 6.160% | $0.00 | 2 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $30172.98 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.37 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224720006 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $14754.81 | $14754.81 | 6.990% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $3085.68 | [redacted] | $257.14 | [Redacted] | NY | $2500.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.9 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.08 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 93.29 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 224725728 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $1490.00 | $0.30 | 11/21/2025 | 6.353% | $8726.66 | $8726.66 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14013.74 | 1 | [redacted] | $9045.96 | [redacted] | $753.83 |  |  |  |  |  | 48.762% | 48.762% | 48.762% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Wells Housson \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Wells Housson \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Wells Housson \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Wells Housson \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Wells Housson \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Wells Housson \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 11/21/2025 | 6.230% | $0.00 | 3.6 |  |  |  | Yes | No | 6.375% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other | Not Stated |  |  |  | [Redacted] | $451930.13 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.06 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224727436 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1357.15 | $1357.15 | 6.250% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $782.76 | [redacted] | $65.23 | [Redacted] | FL | $200.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [Redacted] | $275569.68 | 93.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 140.74 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 224727559 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3054.72 | $3054.72 | 6.875% | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien | N/A |  |  |  |  |  |  | 2 | [redacted] | $1491.00 | [redacted] | $124.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.61 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 65.74 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224727866 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1367.65 | $1367.65 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $959.04 | [redacted] | $79.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 64.6 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 8 | 360 |
| 224728443 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3959.69 | $3959.69 | 6.750% | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | 3 | [redacted] | $3739.20 | [redacted] | $311.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 32.17 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224731440 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $41119.00 | $20063.82 | 12/10/2025 | 7.659% | $3192.58 | $3192.58 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23894.64 | 1 | [redacted] | $2241.12 | [redacted] | $186.76 | [Redacted] | FL | $992.00 |  | Monthly | 39.043% | 39.043% | 39.043% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Brian Farivar \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Brian Farivar \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - Brian Farivar \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - Brian Farivar \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Brian Farivar \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $41119.00 | 12/10/2025 | 6.220% | $13000.00 | 1 |  |  |  | Yes | No | 7.250% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $95724.37 | 16.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.2 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224731479 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1247.74 | $1247.74 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1682.04 | [redacted] | $140.17 | [Redacted] | AZ | $1376.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.77 |  |  |  |  |  |  |  | [Redacted] | $146268.53 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 209.79 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 224734741 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1611.45 | $1611.45 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2774.40 | [redacted] | $231.20 | [Redacted] | TX | $535.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 18.75 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224735073 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $13465.00 | $2647.95 | 12/10/2025 | 7.578% | $6513.38 | $7173.25 | 7.974% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11527.87 | 1 | [redacted] | $2848.80 | [redacted] | $237.40 |  |  |  |  |  | 46.083% | 48.707% | 46.083% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Andraya Steakley \| Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - Andraya Steakley \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - Andraya Steakley \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - Andraya Steakley \| Primary Income - K-1 (< 25%)]; WVOE - 2025<br> [Borrower - Andraya Steakley \| Primary Income - K-1 (< 25%)]; Other - 2024<br> [Borrower - Andraya Steakley \| Primary Income - K-1 (< 25%)]; W-2 - 2024<br> [Borrower - Andraya Steakley \| Primary Income - K-1 (< 25%)]; W-2 - 2023<br> [Borrower - Andraya Steakley \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Andraya Steakley \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Andraya Steakley \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Andraya Steakley \| Non-Primary Income - Asset Depletion]; Other - 2025<br> [Coborrower(s) - Andrew Steakley \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Andrew Steakley \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - Andrew Steakley \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Andrew Steakley \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $13465.00 | 12/10/2025 | 6.460% | $25000.00 | 1 |  |  |  | Yes | No | 7.974% | 2 | 2 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $516953.41 | 42.200% | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.34 |  |  | No | [Redacted] | $0.00 | $5598.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224735994 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1238.87 | $1238.87 | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1637.28 | [redacted] | $136.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.81 |  |  |  |  |  |  |  | [Redacted] | $13258.60 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 5.2 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 |
| 224736002 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6390.00 | $18876.18 | 10/27/2025 | 6.810% | $6836.93 | $6836.93 | 6.650% | No | No | Not Employed | Employed | Self-Employed |  | 4.42 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $64406.12 | 1 | [redacted] | $4608.00 | [redacted] | $384.00 |  |  |  |  |  | 18.737% | 18.737% | 18.737% | [Redacted] | 682 | 754 | 769 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Jason Bamer \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Jason Bamer \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - Jason Bamer \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Jason Bamer \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Jason Bamer \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - David Bird \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - David Bird \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - David Bird \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - David Bird \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - David Bird \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6390.00 | 10/27/2025 | 6.160% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.650% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $866437.71 |  | No |  | 34 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 115.67 |  | No | No | [Redacted] | $70130.33 | $9126.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224739794 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $6579.96 | $10923.51 | 11/13/2025 | 6.395% | $9283.76 | $9283.76 | 6.350% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $30383.35 | 1 | [redacted] | $2831.04 | [redacted] | $235.92 |  |  |  |  |  | 31.135% | 31.135% | 31.135% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Cameron Done \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Cameron Done \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - Cameron Done \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Cameron Done \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Cameron Done \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Taylor Done \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Taylor Done \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - Taylor Done \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Taylor Done \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Taylor Done \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6579.96 | 11/13/2025 | 6.260% | $0.00 | 1.8 |  |  |  | Yes | No | 6.350% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | [Redacted] | $166084.20 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.4 |  |  | No | [Redacted] | $0.00 | $8480.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224746311 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3645.12 | $3645.12 | 6.750% | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | 3 | [redacted] | $3574.68 | [redacted] | $297.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.73 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 39.04 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224746355 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $2190.00 | $4176.31 | 12/17/2025 | 6.766% | $12582.80 | $12582.80 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26207.59 | 1 | [redacted] | $3678.00 | [redacted] | $306.50 |  |  |  |  |  | 42.727% | 42.727% | 42.727% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Leo Goldstein-Gureff \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Leo Goldstein-Gureff \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - Leo Goldstein-Gureff \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Leo Goldstein-Gureff \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Leo Goldstein-Gureff \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Leo Goldstein-Gureff \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Leo Goldstein-Gureff \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Jenae Goldstein-Gureff \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Jenae Goldstein-Gureff \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Jenae Goldstein-Gureff \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - Jenae Goldstein-Gureff \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Jenae Goldstein-Gureff \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Jenae Goldstein-Gureff \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Jenae Goldstein-Gureff \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Jenae Goldstein-Gureff \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2190.00 | 12/17/2025 | 6.270% | $3000.00 | 2.4 | DU |  | ApproveIneligible | No | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | [Redacted] | $1326182.20 | 54.680% | No | 34 | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 52.16 |  | Yes | No | [Redacted] | $0.00 | $25925.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224771805 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1857.07 | $1857.07 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1861.44 | [redacted] | $155.12 | [Redacted] | FL | $796.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.01 |  |  |  |  |  |  |  | [Redacted] | $407243.13 | 79.070% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 114 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 224771835 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4090.40 | $4090.40 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1973.04 | [redacted] | $164.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 634 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.8 |  |  |  |  |  |  |  | [Redacted] | $1056937.70 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 153.05 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224773837 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6862.72 | $8134.48 | 12/22/2025 | 7.389% | $2220.85 | $2627.45 | 8.062% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15542.42 | 1 | [redacted] | $6180.60 | [redacted] | $515.05 | [Redacted] | FL | $343.00 |  | Monthly | 42.122% | 40.608% | 42.122% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Martha Kyriacou \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Martha Kyriacou \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Martha Kyriacou \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - Martha Kyriacou \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6862.72 | 12/22/2025 | 6.080% | $500.00 | 2 |  |  |  | Yes | No | 8.062% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $6931.84 | 0.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.63 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224778082 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $689.94 | $689.94 | 5.990% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1266.00 | [redacted] | $105.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 | 817 | 829 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4.3 |  |  |  | No | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.58 | 0.62 |  |  |  |  |  |  |  | [Redacted] | $43377.30 | 30.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 45.11 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 224790952 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $11480.96 | $15034.82 | 12/04/2025 | 7.611% | $3686.82 | $3686.82 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8146.21 | 1 | [redacted] | $3074.04 | [redacted] | $256.17 | [Redacted] | FL | $840.00 |  | Annually | 47.507% | 47.507% | 47.507% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Chauncey Madere \| Primary Income - Wages]; Other - 2025<br> [Borrower - Chauncey Madere \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Chauncey Madere \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - Chauncey Madere \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Chauncey Madere \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Chauncey Madere \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Chauncey Madere \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Chauncey Madere \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Rosella Madere \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Rosella Madere \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - Rosella Madere \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Rosella Madere \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Rosella Madere \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - Rosella Madere \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11480.96 | 12/04/2025 | 6.190% | $10000.00 | 2.9 |  |  |  | No | No | 7.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $404741.38 | 64.440% | No | 22 | 4 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.15 |  | Yes | No | [Redacted] | $2063.00 | $4125.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224790958 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $18552.50 | $8003.58 | 11/24/2025 | 7.712% | $1683.52 | $1683.52 | 7.375% | No | No | Not Employed | Employed | Not Employed |  | 0 |  |  | US Citizen |  |  |  |  |  |  | $15745.62 | 3 | [redacted] | $2571.96 | [redacted] | $214.33 |  |  |  |  |  | 41.833% | 41.833% | 41.833% | [Redacted] | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Michael Wilson \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Michael Wilson \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - Michael Wilson \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Michael Wilson \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Michael Wilson \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Michael Wilson \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Michael Wilson \| Primary Income - Wages]; W-2 Transcript - 2023 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $18552.50 | 11/24/2025 | 6.260% | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  | 34 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.43 |  | No | No | [Redacted] | $0.00 | $27069.57 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 224809811 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1352.33 | $1352.33 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $2193.00 | [redacted] | $182.75 | [Redacted] | FL | $19.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.82 |  |  |  |  |  |  |  | [Redacted] | $2000.00 | 0.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.59 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 224826721 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1845.01 | $2479.89 | 11/19/2025 | 7.212% | $2071.68 | $2071.68 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4212.20 | 1 | [redacted] | $2046.00 | [redacted] | $170.50 |  |  |  |  |  | 53.489% | 53.489% | 53.489% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - Tomas Browne \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Tomas Browne \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Tomas Browne \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Tomas Browne \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Tomas Browne \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Tomas Browne \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1845.01 | 12/30/2025 | 6.230% | $0.00 | 2.6 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $2878.08 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.48 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224851116 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4950.00 | $2688.79 | 12/04/2025 | 7.522% | $1243.22 | $1243.22 | 7.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9982.99 | 1 | [redacted] | $1604.04 | [redacted] | $133.67 |  |  |  |  |  | 31.104% | 31.104% | 31.104% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Caroline Eldridge \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Caroline Eldridge \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Caroline Eldridge \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - Caroline Eldridge \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Caroline Eldridge \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4950.00 | 12/04/2025 | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $870166.59 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 402.26 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224852692 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1390.00 | $5050.80 | 12/11/2025 | 7.013% | $11464.89 | $11464.89 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $35517.60 | 1 | [redacted] | $9717.00 | [redacted] | $809.75 |  |  |  |  |  | 30.398% | 30.398% | 30.398% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Suzette Rasmussen \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Suzette Rasmussen \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1390.00 | 12/11/2025 | 6.220% | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $770391.55 | 33.490% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.34 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224853076 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $11045.13 | $13485.88 | 11/25/2025 | 7.288% | $2617.98 | $2617.98 | 6.990% | No | No | Not Employed | Employed | Self-Employed |  | 21.82 |  |  | US Citizen | US Citizen |  |  |  |  |  | $53842.74 | 1 | [redacted] | $209.04 | [redacted] | $17.42 | [Redacted] | CT | $409.00 |  | Monthly | 36.562% | 36.562% | 36.562% | [Redacted] | 778 | 745 | 779 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 82.000% |  |  |  | [Coborrower(s) - Dana Lubenescu-Jansa \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Dana Lubenescu-Jansa \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Dana Lubenescu-Jansa \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Dana Lubenescu-Jansa \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Dana Lubenescu-Jansa \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Dana Lubenescu-Jansa \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Dana Lubenescu-Jansa \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Pavel Jansa \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Pavel Jansa \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Pavel Jansa \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11045.13 | 12/23/2025 | 6.260% | $0.00 | 1.7 |  |  |  | No | No | 6.990% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  | 36 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 102.29 |  | No | No | [Redacted] | $69467.31 | $15407.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| 224853078 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2188.06 | $2188.06 | 7.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 2 | [redacted] | $1917.00 | [redacted] | $159.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 806 |  |  |  | 726 | 700 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.61 |  |  |  |  |  |  |  | [Redacted] | $137472.16 | 34.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 28.66 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 224853138 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $836.69 | $836.69 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $671.04 | [redacted] | $55.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 130.93 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 | 360 |
| 224854380 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $94990.00 | $19592.50 | 12/29/2025 | 7.091% | $9087.00 | $10368.24 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9842.83 | 1 | [redacted] | $1854.00 | [redacted] | $154.50 |  |  |  |  |  | 42.646% | 35.181% | 42.646% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 98.000% | 100.000% |  |  | [Borrower - Abraham Lunger \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Abraham Lunger \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Abraham Lunger \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Abraham Lunger \| Non-Primary Income - Asset Depletion]; Account Statements - Year Not Available | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $94990.00 | 12/29/2025 | 6.250% | $30000.00 | 3.2 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  | 360 | [Redacted] | $395983.62 | 20.300% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.19 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 224854461 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $559.37 | $559.37 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $3945.00 | [redacted] | $328.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] | $99996.32 | 79.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.79 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 |
| 224878745 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1172.91 | $1172.91 | 7.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $240.00 | [redacted] | $20.00 | [Redacted] | MD | $2861.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.4 |  |  |  | No | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 89.88 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 224878873 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $17919.13 | $17919.13 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $18194.04 | [redacted] | $1516.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.9 |  |  |  |  |  |  |  | [Redacted] | $1629514.84 | 40.230% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.36 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 224926023 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1990.00 | $11077.28 | 12/11/2025 | 7.498% | $6500.70 | $9165.33 | 7.755% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19694.20 | 1 | [redacted] | $2171.04 | [redacted] | $180.92 | [Redacted] | CA | $133.00 |  | Monthly | 37.114% | 34.545% | 37.114% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Shannon Gilbert \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Shannon Gilbert \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1990.00 | 12/11/2025 | 6.460% | $0.00 | 2.3 |  |  |  | No | No | 7.755% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $985313.37 | 70.630% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.6 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 224926078 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2231.72 | $3711.20 | 12/23/2025 | 9.024% | $1538.58 | $1538.58 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11776.07 | 1 | [redacted] | $1211.04 | [redacted] | $100.92 |  |  |  |  |  | 31.554% | 31.554% | 31.554% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 97.000% |  |  | [Borrower - Melissa Sanford \| Primary Income - Bank Statements \| % of Business Ownership: 97.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Melissa Sanford \| Primary Income - Bank Statements \| % of Business Ownership: 97.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2231.72 | 12/23/2025 | 6.250% | $0.00 | 1.2 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $500.00 | 0.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.01 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224926083 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $6238.70 | $6238.70 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1760.04 | [redacted] | $146.67 | [Redacted] | HI | $4881.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.7 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.62 |  |  |  |  |  |  |  | [Redacted] | $4350607.75 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 279.64 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 224931459 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6691.50 | $7063.01 | 11/11/2025 | 8.596% | $2633.65 | $2633.65 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6586.78 | 1 | [redacted] | $1451.04 | [redacted] | $120.92 |  |  |  |  |  | 42.205% | 42.205% | 42.205% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - Yenny Almonte \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 17.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Yenny Almonte \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 17.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Yenny Almonte \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 17.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Yenny Almonte \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 17.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - Year Not Available | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6691.50 | 11/11/2025 | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $87676.27 | 22.770% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.14 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224931699 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $2116.47 | 12/31/2025 | 8.866% | $3182.58 | $3182.58 | 8.875% | No | Yes | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4878.68 | 1 | [redacted] | $3155.64 | [redacted] | $262.97 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Ashley King \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Ashley King \| Primary Income - Asset Depletion]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 12/31/2025 | 6.250% | $13000.00 | 1 |  |  |  | Yes | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $596682.44 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 236.88 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224935044 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $25550.00 | $8394.11 | 12/24/2025 | 7.037% | $6486.70 | $6486.70 | 7.000% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8223.40 | 1 | [redacted] | $753.00 | [redacted] | $62.75 | [Redacted] | NY | $0.00 |  | Monthly | 46.465% | 46.465% | 46.465% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 73.000% | 100.000% |  |  | [Borrower - Menachem Reichberg \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Menachem Reichberg \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Menachem Reichberg \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Menachem Reichberg \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Menachem Reichberg \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2002<br> [Coborrower(s) - Zeesy Reichberg \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Zeesy Reichberg \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Zeesy Reichberg \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Zeesy Reichberg \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Zeesy Reichberg \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - Zeesy Reichberg \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Zeesy Reichberg \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Zeesy Reichberg \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Zeesy Reichberg \| Non-Primary Income - Housing Allowance]; Other - 2025<br> [Coborrower(s) - Zeesy Reichberg \| Non-Primary Income - Housing Allowance]; Paystubs - 2025<br> [Coborrower(s) - Zeesy Reichberg \| Non-Primary Income - Housing Allowance]; Paystubs - 2025<br> [Coborrower(s) - Zeesy Reichberg \| Non-Primary Income - Housing Allowance]; Paystubs - 2025<br> [Coborrower(s) - Zeesy Reichberg \| Non-Primary Income - Housing Allowance]; WVOE - 2025<br> [Coborrower(s) - Zeesy Reichberg \| Non-Primary Income - Housing Allowance]; Paystubs - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $25550.00 | 12/24/2025 | 6.250% | $0.00 | 3.7 |  |  |  | N/A | No | 7.000% | 0 | 2 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $272978.42 | 20.990% | No |  | 35 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.55 |  |  | No | [Redacted] | $4100.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224935081 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $18975.58 | $6889.52 | 01/06/2026 | 6.923% | $4874.41 | $4874.41 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9650.23 | 1 | [redacted] | $2445.96 | [redacted] | $203.83 |  |  |  |  |  | 46.797% | 46.797% | 46.797% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Jose Cordova \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Jose Cordova \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Jose Cordova \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Jose Cordova \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $18975.58 | 01/06/2026 | 6.180% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $200568.29 | 18.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.43 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224943023 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2590.00 | $5516.60 | 12/01/2025 | 6.789% | $4864.49 | $4864.49 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13276.48 | 1 | [redacted] | $2916.00 | [redacted] | $243.00 | [Redacted] | VA | $150.00 |  | Annually | 49.727% | 49.727% | 49.727% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 74.000% | 100.000% |  |  | [Borrower - Paul Thistle \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Paul Thistle \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Paul Thistle \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - Sarah Thistle \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Sarah Thistle \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Sarah Thistle \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Sarah Thistle \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Sarah Thistle \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Sarah Thistle \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Sarah Thistle \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2590.00 | 12/01/2025 | 6.190% | $0.00 | 1.7 |  |  |  | Yes | No | 6.750% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $501794.84 | 50.170% | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 39.78 |  | No | No | [Redacted] | $0.00 | $6833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224949051 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1715.00 | $5047.18 | 12/17/2025 | 6.642% | $6403.11 | $6403.11 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26994.02 | 1 | [redacted] | $3836.04 | [redacted] | $319.67 | [Redacted] | AZ | $290.00 |  | Monthly | 40.655% | 40.655% | 40.655% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  | Audited | [Borrower - Gelu Isfanut \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.83000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Gelu Isfanut \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.83000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Gelu Isfanut \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.83000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Audited P&L - 2025<br> [Borrower - Gelu Isfanut \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.83000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Gelu Isfanut \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.37000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Gelu Isfanut \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.37000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Gelu Isfanut \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.37000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Audited P&L - 2025<br> [Borrower - Gelu Isfanut \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.37000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1715.00 | 12/17/2025 | 6.270% | $13356.50 | 3.1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $252671.25 | 20.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.76 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 224965173 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1827.10 | $1827.10 | 6.750% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | 1 | [redacted] | $1796.52 | [redacted] | $149.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $179982.20 | 47.750% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.74 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 224987953 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1615.01 | $1615.01 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3369.72 | [redacted] | $280.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.01 |  |  |  |  |  |  |  | [Redacted] | $36535.73 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.68 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| 224988608 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $0.00 | $3279.31 | 11/07/2025 | 6.998% | $5549.67 | $5549.67 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12765.78 | 1 | [redacted] | $1491.00 | [redacted] | $124.25 | [Redacted] | NJ | $495.00 |  | Monthly | 48.937% | 48.937% | 48.937% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Deanna DeChirico \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Deanna DeChirico \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] |  | 01/06/2026 | 6.180% | $0.00 | 1.1 | DU |  | ApproveEligible | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $69016.76 |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.43 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224988622 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $14194.75 | $16542.95 | 12/30/2025 | 7.424% | $3375.33 | $3375.33 | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $141627.63 | 1 | [redacted] | $1448.04 | [redacted] | $120.67 |  |  |  |  |  | 19.447% | 19.447% | 19.447% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 10.000% | 90.000% |  | [Borrower - Kimberly Wiseman \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Borrower - Kimberly Wiseman \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - Daniel Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Daniel Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $14194.75 | 12/30/2025 | 6.250% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $61963.14 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 42.77 |  | No | No | [Redacted] | $175817.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| 224988683 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $7517.76 | 12/26/2025 | 6.669% | $4692.71 | $5442.64 | 6.625% | No | Yes | Non-Employment Income | Not Employed |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15030.74 | 1 | [redacted] | $7738.92 | [redacted] | $644.91 |  |  |  |  |  | 40.989% | 38.045% | 40.989% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Brian Mikalis \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Brian Mikalis \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Brian Mikalis \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Brian Mikalis \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Brian Mikalis \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 12/26/2025 | 6.250% | $0.00 | 3.1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 360 | [Redacted] | $3745994.47 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 337.18 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 224989083 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8685.71 | $8818.86 | 12/01/2025 | 7.150% | $1456.54 | $1735.15 | 7.707% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4154.98 | 1 | [redacted] | $587.52 | [redacted] | $48.96 | [Redacted] | FL | $623.00 |  | Monthly | 41.417% | 37.488% | 41.417% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Alec Urso \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Alec Urso \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Alec Urso \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Alec Urso \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Alec Urso \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Alec Urso \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8685.71 | 12/01/2025 | 6.120% | $10000.00 | 1 |  |  |  | Yes | No | 7.707% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $97126.55 | 31.940% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.2 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224989379 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1883.53 | $1883.53 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1490.04 | [redacted] | $124.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | [Redacted] | $244715.62 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 89.56 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 224989399 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $767.36 | $767.36 | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $3858.96 | [redacted] | $321.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 778 | 778 | 822 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | [Redacted] | $89787.60 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 |  |  |  |  |  |  |  |  | No | 47.95 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 224989945 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1495.00 | $5160.94 | 12/30/2025 | 6.778% | $5500.11 | $5500.11 | 6.750% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | $74034.64 | 1 | [redacted] | $3531.96 | [redacted] | $294.33 |  |  |  |  |  | 46.403% | 46.403% | 46.403% | [Redacted] | 743 | 752 | 802 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 24 | Business | 100.000% |  | 25.000% |  | [Coborrower(s) - Dobromira Trendafilova \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Coborrower(s) - Dobromira Trendafilova \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Coborrower(s) - Dobromira Trendafilova \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1495.00 | 12/30/2025 | 6.250% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $598040.96 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 96.44 |  | No | No | [Redacted] | $136834.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 11 | 360 |
| 224991918 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $9066.38 | $10337.62 | 11/20/2025 | 7.897% | $1795.97 | $1795.97 | 7.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7517.27 | 1 | [redacted] | $744.00 | [redacted] | $62.00 | [Redacted] | TX | $1000.00 |  | Annually | 38.774% | 38.774% | 38.774% | [Redacted] | 630 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Daniel Martinez De La Paz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Daniel Martinez De La Paz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Daniel Martinez De La Paz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Daniel Martinez De La Paz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $9066.38 | 11/20/2025 | 6.230% | $0.00 | 1.7 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $9797.88 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 3.59 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224994225 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $915.64 | $915.64 | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $975.00 | [redacted] | $81.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.67 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 59.15 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224997951 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2915.00 | $3657.60 | 12/08/2025 | 9.352% | $803.90 | $803.90 | 8.990% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3667.30 | 1 | [redacted] | $1473.12 | [redacted] | $122.76 |  |  |  |  |  | 28.882% | 28.882% | 28.882% | [Redacted] | 632 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Kenneth Mitchell \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Kenneth Mitchell \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Kenneth Mitchell \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Kenneth Mitchell \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Kenneth Mitchell \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Kenneth Mitchell \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2915.00 | 12/31/2025 | 6.250% | $0.00 | 1 |  |  |  | No | No | 8.990% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $262.18 |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 38.17 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 224999420 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8826.00 | $7036.20 | 12/11/2025 | 7.551% | $1528.07 | $1528.07 | 7.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $5637.74 | 1 | [redacted] | $1803.96 | [redacted] | $150.33 |  |  |  |  |  | 26.444% | 26.444% | 26.444% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Alejandra Cortes \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Alejandra Cortes \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8826.00 | 12/11/2025 | 6.220% | $8400.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $10867.38 | 3.880% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 2.53 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 224999772 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1646.88 | $1646.88 | 7.750% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $903.96 | [redacted] | $75.33 | [Redacted] | WA | $105.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  | 240 | [Redacted] | $78097.04 | 22.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 59.05 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Yes | No | No | No | 3 | 240 |
| 224999791 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $10066.56 | $12648.14 | 12/31/2025 | 9.038% | $5849.98 | $5849.98 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17407.96 | 1 | [redacted] | $4916.04 | [redacted] | $409.67 | [Redacted] | CO | $125.00 |  | Monthly | 42.301% | 42.301% | 42.301% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Nathaniel Castilla \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Nathaniel Castilla \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Nathaniel Castilla \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Nathaniel Castilla \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019<br> [Borrower - Nathaniel Castilla \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $10066.56 | 01/13/2026 | 6.250% | $7500.00 | 1 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $132369.82 | 15.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.3 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225000269 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $6700.13 | $6700.13 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $7010.04 | [redacted] | $584.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.23 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 51.15 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225001404 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $24722.00 | $11267.21 | 12/05/2025 | 6.859% | $1858.28 | $1858.28 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10998.32 | 1 | [redacted] | $3635.64 | [redacted] | $302.97 |  |  |  |  |  | 35.653% | 35.653% | 35.653% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 100.000% |  |  | [Borrower - Alberto Rivera \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Alberto Rivera \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Alberto Rivera \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Alberto Rivera \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Alberto Rivera \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 11]; Other - 2026<br> [Borrower - Alberto Rivera \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 11]; Account Statements - Business - 2025<br> [Borrower - Alberto Rivera \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 11]; Account Statements - Business - 2025<br> [Borrower - Alberto Rivera \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 11]; CPA Letter - 2025<br> [Borrower - Alberto Rivera \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Alberto Rivera \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Alberto Rivera \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Alberto Rivera \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $24722.00 | 12/05/2025 | 6.190% | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $48887.68 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.91 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225003613 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2489.24 | $2489.24 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $675.96 | [redacted] | $56.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.66 |  |  |  |  |  |  |  | [Redacted] | $26233.87 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.34 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225005740 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $915.64 | $915.64 | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $966.96 | [redacted] | $80.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 119.65 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225008067 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1996.38 | $1996.38 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2321.04 | [redacted] | $193.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | [Redacted] | $115026.11 | 28.750% | No |  |  |  |  | Yes | Commitment | Fee Simple | Trust | Business Entity |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.73 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225008418 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3383.88 | $3383.88 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $1488.96 | [redacted] | $124.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | [Redacted] | $25055.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.38 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225010517 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7756.65 | $0.00 | 11/25/2025 | 7.586% | $1162.87 | $1162.87 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5549.11 | 1 | [redacted] | $3011.04 | [redacted] | $250.92 |  |  |  |  |  | 22.095% | 22.095% | 22.095% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Alex Edwards \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Alex Edwards \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Alex Edwards \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7756.65 | 01/06/2026 | 6.260% | $0.00 | 1.4 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $126030.31 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 85.18 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225011566 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5213.10 | $8739.39 | 12/22/2025 | 7.180% | $2927.34 | $2927.34 | 7.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23736.62 | 1 | [redacted] | $4305.96 | [redacted] | $358.83 |  |  |  |  |  | 49.590% | 49.590% | 49.590% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Declan Morgan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Declan Morgan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Declan Morgan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Declan Morgan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Declan Morgan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5213.10 | 12/22/2025 | 6.250% | $0.00 | 2.7 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $7500.00 | 1.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.85 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225011569 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $894.83 | $894.83 | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $1022.04 | [redacted] | $85.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 | 777 | 779 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.65 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 117.81 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225011576 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $906.51 | $906.51 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1391.16 | [redacted] | $115.93 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4.9 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [Redacted] | $9631.46 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 35.34 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225012077 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $16785.00 | $2813.39 | 01/07/2026 | 6.532% | $3463.73 | $3463.73 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10519.62 | 1 | [redacted] | $1104.00 | [redacted] | $92.00 | [Redacted] | AZ | $160.00 |  | Monthly | 31.697% | 31.697% | 31.697% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - Mark Gwinn \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Mark Gwinn \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Mark Gwinn \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Mark Gwinn \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Mark Gwinn \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Mark Gwinn \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Mark Gwinn \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Mark Gwinn \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $16785.00 | 01/07/2026 | 6.180% | $27000.00 | 2.7 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $20000.30 | 2.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.93 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225012148 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $906.56 | $906.56 | 6.875% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | [redacted] | $1149.00 | [redacted] | $95.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 797 | 765 | 796 | 772 | 801 | 790 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.94 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | No | 91.16 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225012151 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $972.83 | $972.83 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $770.04 | [redacted] | $64.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.6 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | [Redacted] | $58091.62 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 44.48 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| 225012153 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $741.90 | $741.90 | 8.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $1434.96 | [redacted] | $119.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.7 |  |  |  | No | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.6 |  |  |  |  |  |  |  | [Redacted] | $132278.11 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 116.53 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225012196 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $11890.00 | $16025.95 | 01/12/2026 | 7.343% | $13795.51 | $14975.06 | 6.875% | No | No | Not Employed | Not Employed | Employed |  | 7.56 |  |  |  | US Citizen |  |  |  |  |  | $1870325.75 | 1 | [redacted] | $11520.00 | [redacted] | $960.00 | [Redacted] | NC | $6800.00 |  | Annually | 1.674% | 1.612% | 1.674% | [Redacted] | 688 | 688 | 679 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Miles Bridges \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Miles Bridges \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Miles Bridges \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Miles Bridges \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - Miles Bridges \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Miles Bridges \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Miles Bridges \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Miles Bridges \| Primary Income - Wages]; W-2 Transcript - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11890.00 | 01/12/2026 | 6.050% | $0.00 | 5 |  |  |  | N/A | No | 7.702% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | [Redacted] | $692184.31 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 31.69 |  |  | No | [Redacted] | $0.00 | $1902173.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225014577 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2146.76 | $2146.76 | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $3147.96 | [redacted] | $262.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.71 |  |  |  |  |  |  |  | [Redacted] | $166993.61 | 37.100% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.16 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225014579 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4345.00 | $5338.14 | 12/18/2025 | 7.035% | $1905.09 | $1905.09 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7018.35 | 1 | [redacted] | $2535.48 | [redacted] | $211.29 | [Redacted] | FL | $93.00 |  | Monthly | 39.602% | 39.602% | 39.602% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - James Seagram \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - James Seagram \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4345.00 | 12/18/2025 | 6.060% | $14700.00 | 1.1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $285617.01 | 58.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 131.62 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225014609 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1735.00 | $4118.14 | 01/12/2026 | 7.602% | $2796.86 | $2796.86 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14901.96 | 1 | [redacted] | $2651.04 | [redacted] | $220.92 |  |  |  |  |  | 45.237% | 45.237% | 45.237% | [Redacted] | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Azar Hasbani \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Azar Hasbani \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Azar Hasbani \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Azar Hasbani \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Azar Hasbani \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1735.00 | 01/12/2026 | 6.170% | $0.00 | 3.6 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 90 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225014704 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $3955.00 | $5804.37 | 12/22/2025 | 7.009% | $1339.36 | $1339.36 | 6.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10206.53 | 1 | [redacted] | $1335.36 | [redacted] | $111.28 | [Redacted] | AZ | $315.00 |  | Monthly | 27.043% | 27.043% | 27.043% | [Redacted] | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Robert Moser \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026<br> [Borrower - Robert Moser \| Primary Income - Wages]; Other - 2026<br> [Borrower - Robert Moser \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Robert Moser \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - Robert Moser \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Robert Moser \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Robert Moser \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Robert Moser \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3955.00 | 12/22/2025 | 6.250% | $4500.00 | 1 |  |  |  | Yes | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $284471.22 | 96.430% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 103.35 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225014833 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $739.04 | $739.04 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1013.04 | [redacted] | $84.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.8 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 119.05 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| 225014876 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3960.00 | $5533.80 | 12/29/2025 | 6.995% | $2601.44 | $2601.44 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6014.35 | 1 | [redacted] | $1023.96 | [redacted] | $85.33 | [Redacted] | NJ | $474.00 |  | Monthly | 40.915% | 40.915% | 40.915% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Victoria Stone \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Victoria Stone \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Victoria Stone \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Kevin Clarke \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Kevin Clarke \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Kevin Clarke \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Kevin Clarke \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Kevin Clarke \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3960.00 | 12/29/2025 | 6.250% | $0.00 | 3.3 | DU |  | ApproveEligible | No | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 6 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | No | [Redacted] | $0.00 | $6019.06 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225015243 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $12490.00 | $14322.66 | 12/22/2025 | 8.201% | $4024.14 | $4053.84 | 7.952% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24706.54 | 1 | [redacted] | $1239.96 | [redacted] | $103.33 | [Redacted] | NJ | $449.00 |  | Monthly | 28.286% | 30.286% | 28.286% | [Redacted] | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Padammike Valiramani \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Padammike Valiramani \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Padammike Valiramani \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $12490.00 | 12/22/2025 | 6.420% | $0.00 | 1 |  |  |  | No | No | 7.952% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.67 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225015326 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1059.98 | $1059.98 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1050.96 | [redacted] | $87.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.69 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 126.27 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225017149 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1459.35 | $1459.35 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3621.12 | [redacted] | $301.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 85.5 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| 225017163 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1038.02 | $1038.02 | 7.990% | No | No |  |  |  |  | 0 |  |  | US Citizen | N/A |  |  |  |  |  |  | 1 | [redacted] | $1244.04 | [redacted] | $103.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | [Redacted] | $216318.93 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 110.04 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225019234 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2923.33 | $2923.33 | 6.875% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 2 | [redacted] | $1362.00 | [redacted] | $113.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 755 | 750 |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.59 | 0.62 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 111.42 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 | 360 |
| 225019238 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $942.77 | $942.77 | 7.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen |  | US Citizen |  |  |  |  |  | 1 | [redacted] | $971.04 | [redacted] | $80.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 797 |  |  |  | 801 | 790 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.4 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LP | Business Entity | Individual | Individual | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | No | 108.03 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225019245 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1795.00 | $3065.15 | 01/20/2026 | 7.640% | $2950.96 | $3239.04 | 7.939% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14388.63 | 1 | [redacted] | $2764.68 | [redacted] | $230.39 |  |  |  |  |  | 22.225% | 23.658% | 22.225% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Molly McGill \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Molly McGill \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Molly McGill \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Molly McGill \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Molly McGill \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Molly McGill \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Molly McGill \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Molly McGill \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1795.00 | 01/20/2026 | 6.230% | $4000.00 | 1 |  |  |  | Yes | No | 7.939% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $205417.14 | 37.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.32 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225019251 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $5232.28 | 12/30/2025 | 6.918% | $5363.82 | $5363.82 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22027.97 | 1 | [redacted] | $2424.00 | [redacted] | $202.00 | [Redacted] | CA | $100.00 |  | Monthly | 33.918% | 33.918% | 33.918% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - Jeffrey Kemmer \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Jeffrey Kemmer \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jeffrey Kemmer \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Jeffrey Kemmer \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Jeffrey Kemmer \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Jeffrey Kemmer \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021<br> [Borrower - Jeffrey Kemmer \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 12/30/2025 | 6.250% | $0.00 | 3.9 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  | Closed End | No |  |  |  |  |  | [Redacted] | $141835.97 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.58 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225019255 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3214.35 | $3214.35 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $3011.76 | [redacted] | $250.98 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 801 | 806 | 795 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | [Redacted] | $13870.83 | 1.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 69.49 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225019286 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $18477.50 | $8206.08 | 01/06/2026 | 6.848% | $1406.35 | $1406.35 | 6.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24227.79 | 1 | [redacted] | $2463.00 | [redacted] | $205.25 |  |  |  |  |  | 29.145% | 29.145% | 29.145% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 25.000% | 25.000% |  | [Borrower - Jana Steele \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Jana Steele \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Jana Steele \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jana Steele \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Jason Steele \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Jason Steele \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Jason Steele \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Jason Steele \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $18477.50 | 01/06/2026 | 6.180% | $0.00 | 1.5 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 69.42 |  | No | No | [Redacted] | $17096.72 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225023160 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $5855.00 | $7355.44 | 01/15/2026 | 6.873% | $3372.71 | $3372.71 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13706.66 | 1 | [redacted] | $3319.80 | [redacted] | $276.65 |  |  |  |  |  | 47.159% | 47.159% | 47.159% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; Other - 2026<br> [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Stetson Wright \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - Stetson Wright \| Non-Primary Income - Farming]; 1040 - Schedule F - 2024<br> [Borrower - Stetson Wright \| Non-Primary Income - Farming]; 1040 - Schedule F - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5855.00 | 01/15/2026 | 6.170% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 2 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $49283.26 | 7.580% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.57 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225023321 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1048.10 | $1048.10 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2356.68 | [redacted] | $196.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.69 |  |  |  |  |  |  |  | [Redacted] | $101146.01 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 75.35 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225023339 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $9534.39 | $9534.39 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $866.04 | [redacted] | $72.17 | [Redacted] | NY | $200.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.9 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.29 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.4 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225025883 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $15270.00 | $17180.12 | 12/22/2025 | 7.371% | $9059.30 | $9059.30 | 7.250% | No | No | Not Employed | Employed | Self-Employed |  | 13.25 |  |  | US Citizen | US Citizen |  |  |  |  |  | $51215.51 | 1 | [redacted] | $1016.04 | [redacted] | $84.67 |  |  |  |  |  | 35.036% | 35.036% | 35.036% | [Redacted] | 761 | 737 | 762 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 70.000% |  |  |  | [Coborrower(s) - Kevin May \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Kevin May \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Kevin May \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - Kevin May \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Kevin May \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Kevin May \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Kevin May \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - Kevin May \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Kevin May \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Robert Martinez \| Non-Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Robert Martinez \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Robert Martinez \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Robert Martinez \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Robert Martinez \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Robert Martinez \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Robert Martinez \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Robert Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Robert Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Robert Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Robert Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Robert Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Robert Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Coborrower(s) - Robert Martinez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $15270.00 | 01/16/2026 | 6.170% | $0.00 | 2 |  |  |  | No | No | 7.250% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  | 33 |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 17.11 |  | No | No | [Redacted] | $55311.00 | $23526.19 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225025942 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $12190.00 | $18297.16 | 01/15/2026 | 7.337% | $3489.31 | $3489.31 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8508.01 | 1 | [redacted] | $1253.04 | [redacted] | $104.42 | [Redacted] | MI | $465.00 |  | Monthly | 43.118% | 43.118% | 43.118% | [Redacted] | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Christina Ware \| Primary Income - Wages]; Other - 2026<br> [Borrower - Christina Ware \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $12190.00 | 01/15/2026 | 6.060% | $0.00 | 2.3 | LP / LPA |  | Caution/Eligible | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.21 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225025943 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4826.70 | $5373.30 | 01/16/2026 | 6.917% | $1978.22 | $1978.22 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3401.50 | 1 | [redacted] | $1634.04 | [redacted] | $136.17 |  |  |  |  |  | 49.397% | 49.397% | 49.397% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Michael West \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Michael West \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Michael West \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Michael West \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Michael West \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Michael West \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - Michael West \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2020<br> [Borrower - Michael West \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2020<br> [Borrower - Michael West \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4826.70 | 01/16/2026 | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 114.37 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225033053 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1230.46 | $1230.46 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1229.16 | [redacted] | $102.43 | [Redacted] | FL | $600.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.88 |  |  |  |  |  |  | 240 | [Redacted] | $62067.65 | 19.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.04 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 |
| 225033143 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2499.69 | $2499.69 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1404.96 | [redacted] | $117.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 634 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.82 | 0.54 |  |  |  |  |  |  |  | [Redacted] | $1062515.95 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 376.32 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225033392 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $10957.50 | $11774.16 | 01/14/2026 | 8.252% | $3408.76 | $3408.76 | 7.990% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | $11455.25 | 1 | [redacted] | $4688.04 | [redacted] | $390.67 |  |  |  |  |  | 35.139% | 35.139% | 35.139% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Jennifer Fissien \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - Jennifer Fissien \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Coborrower(s) - Jennifer Fissien \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $10957.50 | 01/14/2026 | 6.170% | $0.00 | 1.7 |  |  |  | No | No | 7.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 4.05 |  |  | No | [Redacted] | $17661.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225033398 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5203.27 | $5203.27 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $1673.28 | [redacted] | $139.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | [Redacted] | $539487.22 | 54.770% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 65.26 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| 225033414 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $490.00 | $1985.23 | 01/12/2026 | 6.911% | $2956.18 | $2956.18 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | $6893.25 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | CA | $596.00 |  | Monthly | 39.087% | 39.087% | 39.087% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Personal | 100.000% | 50.000% | 50.000% |  | [Borrower - Malgorzata Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Malgorzata Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Malgorzata Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Malgorzata Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Malgorzata Szkurat \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Malgorzata Szkurat \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Malgorzata Szkurat \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - Milosz Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Milosz Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Milosz Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - Milosz Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - Milosz Szkurat \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Milosz Szkurat \| Non-Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - Milosz Szkurat \| Non-Primary Income - Shared Bank Statements]; Account Statements - Personal - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $490.00 | 01/12/2026 | 6.170% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $123341.97 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  | No | 28.62 |  |  | No | [Redacted] | $4973.32 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 | 360 |
| 225033461 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3747.78 | $3747.78 | 6.875% | No | No |  |  |  |  | 0 | 0 |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $3239.04 | [redacted] | $269.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.7 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.2 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LP | Business Entity | LLC | Business Entity |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 70.65 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225034274 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1890.00 | $6582.44 | 01/14/2026 | 7.124% | $3083.89 | $3083.89 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7566.58 | 1 | [redacted] | $2691.00 | [redacted] | $224.25 |  |  |  |  |  | 40.673% | 40.673% | 40.673% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Kevin DeShaw \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Kevin DeShaw \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Kevin DeShaw \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Kevin DeShaw \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Kevin DeShaw \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - Kevin DeShaw \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - Kevin DeShaw \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1890.00 | 01/14/2026 | 6.170% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 50.82 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225034546 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $3786.25 | $8243.65 | 01/13/2026 | 6.911% | $1232.53 | $1232.53 | 6.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $5585.07 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | CT | $435.00 |  | Monthly | 38.267% | 38.267% | 38.267% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Valeria Boyko \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Valeria Boyko \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Valeria Boyko \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Valeria Boyko \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Valeria Boyko \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - Valeria Boyko \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Valeria Boyko \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Valeria Boyko \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Valeria Boyko \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Valeria Boyko \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - Margarita Shvets \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Margarita Shvets \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Margarita Shvets \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Margarita Shvets \| Primary Income - Shared Bank Statements]; Account Statements - Personal - 2025<br> [Coborrower(s) - Margarita Shvets \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - Margarita Shvets \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Margarita Shvets \| Non-Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Margarita Shvets \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Margarita Shvets \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Margarita Shvets \| Non-Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3786.25 | 01/13/2026 | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | [Redacted] | $168864.23 | 51.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 16.23 |  | Yes | No | [Redacted] | $3427.02 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225035456 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $802.64 | $802.64 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1794.96 | [redacted] | $149.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 110.31 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225036854 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $14951.67 | $15551.05 | 12/24/2025 | 7.470% | $2498.34 | $3040.93 | 7.931% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $40059.93 | 1 | [redacted] | $3230.52 | [redacted] | $269.21 | [Redacted] | FL | $4098.00 |  | Annually | 15.116% | 15.015% | 15.116% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 66.670% |  |  | [Borrower - Reinaldo Mateus Rena \| Primary Income - Bank Statements \| % of Business Ownership: 66.67% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Reinaldo Mateus Rena \| Primary Income - Bank Statements \| % of Business Ownership: 66.67% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Reinaldo Mateus Rena \| Primary Income - Bank Statements \| % of Business Ownership: 66.67% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Reinaldo Mateus Rena \| Primary Income - Bank Statements \| % of Business Ownership: 66.67% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $14951.67 | 12/24/2025 | 6.420% | $1500.00 | 1.5 |  |  |  | Yes | No | 7.931% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $13091.75 | 1.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 7.96 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225036871 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8614.00 | $11270.75 | 12/26/2025 | 7.370% | $3398.65 | $3729.14 | 7.681% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8911.48 | 1 | [redacted] | $3112.20 | [redacted] | $259.35 | [Redacted] | CA | $703.00 |  | Monthly | 41.942% | 39.789% | 41.942% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Leah Phillips \| Primary Income - Pension]; Account Statements - 2026<br> [Borrower - Leah Phillips \| Non-Primary Income - Alimony]; Account Statements - 2026<br> [Borrower - Leah Phillips \| Non-Primary Income - Alimony]; Divorce Decree - 2023<br> [Borrower - Leah Phillips \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Leah Phillips \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Leah Phillips \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8614.00 | 12/26/2025 | 6.080% | $0.00 | 1.7 |  |  |  | No | No | 7.681% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $1028481.91 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 199.9 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225037257 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $898.37 | $898.37 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2556.00 | [redacted] | $213.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [Redacted] | $106566.04 | 59.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 50.73 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225037279 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5446.50 | $7182.00 | 01/13/2026 | 7.356% | $985.39 | $985.39 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7899.56 | 1 | [redacted] | $3497.52 | [redacted] | $291.46 |  |  |  |  |  | 32.837% | 32.837% | 32.837% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Juan Denmark \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Juan Denmark \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Juan Denmark \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Juan Denmark \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - Juan Denmark \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Juan Denmark \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Juan Denmark \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Juan Denmark \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5446.50 | 01/13/2026 | 6.170% | $0.00 | 1.5 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 102.34 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225037330 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $27910.00 | $10695.19 | 01/07/2026 | 7.922% | $2604.68 | $2604.68 | 7.625% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | $93047.09 | 2 | [redacted] | $2638.80 | [redacted] | $219.90 |  |  |  |  |  | 23.312% | 23.312% | 23.312% | [Redacted] | 685 | 781 | 821 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Arthur Sanzone \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - Arthur Sanzone \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Arthur Sanzone \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Arthur Sanzone \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $27910.00 | 01/07/2026 | 6.180% | $0.00 |  |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $20000.00 | 4.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 33.8 |  | Yes | No | [Redacted] | $121331.91 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| 225037346 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $3054.49 | 01/09/2026 | 7.012% | $7178.02 | $7178.02 | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $58506.55 | 1 | [redacted] | $3369.00 | [redacted] | $280.75 |  |  |  |  |  | 19.383% | 19.383% | 19.383% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Tracy Bruno \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Tracy Bruno \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1590.00 | 01/09/2026 | 6.180% | $8336.00 | 2.4 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $387309.42 | 28.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.07 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225037359 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $5060.00 | $5566.48 | 10/27/2025 | 8.755% | $901.52 | $901.52 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5829.39 | 1 | [redacted] | $620.04 | [redacted] | $51.67 |  |  |  |  |  | 43.472% | 43.472% | 43.472% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Timothy Kever \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - Timothy Kever \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - Timothy Kever \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - Timothy Kever \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - Timothy Kever \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Timothy Kever \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5060.00 | 10/27/2025 | 6.160% | $0.00 |  |  |  |  | No | No | 8.250% | 0 |  | 2 | 0 | 2 | 2 |  |  | 10.47 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 36.91 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225037382 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5920.00 | $6852.64 | 11/04/2025 | 6.571% | $5347.30 | $5347.30 | 6.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $45257.36 | 1 | [redacted] | $14544.00 | [redacted] | $1212.00 |  |  |  |  |  | 20.269% | 20.269% | 20.269% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - William Bennett \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - William Bennett \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5920.00 | 11/04/2025 | 6.170% | $0.00 | 5 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $98423.52 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.58 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225037501 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $9120.63 | $12394.83 | 12/29/2025 | 7.029% | $1469.56 | $1469.56 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20269.63 | 4 | [redacted] | $5096.52 | [redacted] | $424.71 |  |  |  |  |  | 40.371% | 40.371% | 40.371% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - John Leo \| Primary Income - Wages]; Other - 2026<br> [Borrower - John Leo \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - John Leo \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - John Leo \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - John Leo \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - John Leo \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - John Leo \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - John Leo \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Liza Viana \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Liza Viana \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Liza Viana \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Liza Viana \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - Liza Viana \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Liza Viana \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Liza Viana \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Liza Viana \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $9120.63 | 12/29/2025 | 6.250% | $6000.00 |  |  |  |  | No | No | 6.500% | 2 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $185433.82 | 59.810% | No | 25 | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.96 |  | Yes | No | [Redacted] | $0.00 | $13813.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| 225037524 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1175.64 | $1175.64 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1040.04 | [redacted] | $86.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 15.09 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 22 | 360 |
| 225038870 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $982.60 | $982.60 | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1442.04 | [redacted] | $120.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.4 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 39.72 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225039562 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $629.29 | $629.29 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $828.96 | [redacted] | $69.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.21 | 0.45 |  |  |  |  |  |  |  | [Redacted] | $24478.66 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 31.53 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225040329 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2139.61 | $2139.61 | 8.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1032.00 | [redacted] | $86.00 | [Redacted] | TN | $275.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.88 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 15.02 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225040363 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2695.00 | $5291.82 | 01/21/2026 | 7.092% | $1576.63 | $1576.63 | 6.875% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6767.91 | 1 | [redacted] | $696.00 | [redacted] | $58.00 | [Redacted] | NJ | $683.00 |  | Monthly | 42.416% | 42.416% | 42.416% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Shamonique Jefferson \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Shamonique Jefferson \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Shamonique Jefferson \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Shamonique Jefferson \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Shamonique Jefferson \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Shamonique Jefferson \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Linda Niles \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - Linda Niles \| Non-Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - Linda Niles \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - Linda Niles \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - Linda Niles \| Non-Primary Income - Social Security]; 1099 Transcript - 2022<br> [Coborrower(s) - Linda Niles \| Primary Income - Pension]; 1099-R - 2025<br> [Coborrower(s) - Linda Niles \| Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - Linda Niles \| Primary Income - Pension]; 1099 Transcript - 2024<br> [Coborrower(s) - Linda Niles \| Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - Linda Niles \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Coborrower(s) - Linda Niles \| Primary Income - Pension]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2695.00 | 01/21/2026 | 6.060% | $1500.00 | 1 |  |  |  | Yes | No | 6.875% | 3 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $704981.83 | 100.000% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 193.26 |  |  | No | [Redacted] | $5496.69 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225041266 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1487.57 | $1487.57 | 6.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $534.96 | [redacted] | $44.58 | [Redacted] | NM | $24.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 790 | 737 | 735 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [Redacted] | $130509.37 | 43.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 37.35 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225041585 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2222.65 | $2222.65 | 5.990% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $797.88 | [redacted] | $66.49 | [Redacted] | FL | $194.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $559127.24 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 150.17 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 | 360 |
| 225042384 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3712.96 | $4227.08 | 01/12/2026 | 6.902% | $1701.92 | $1701.92 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3123.76 | 1 | [redacted] | $1717.08 | [redacted] | $143.09 | [Redacted] | OH | $276.00 |  | Annually | 43.506% | 43.506% | 43.506% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jeffrey Russell \| Primary Income - Wages]; Other - 2026<br> [Borrower - Jeffrey Russell \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Jeffrey Russell \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Jeffrey Russell \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3712.96 | 01/12/2026 | 6.170% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225042438 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7741.28 | $22664.56 | 09/25/2025 | 6.672% | $18232.85 | $18232.85 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $70930.93 | 1 | [redacted] | $4863.96 | [redacted] | $405.33 |  |  |  |  |  | 41.606% | 41.606% | 41.606% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - Tarun Juneja \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - Tarun Juneja \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - Tarun Juneja \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - Tarun Juneja \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - Tarun Juneja \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - Tarun Juneja \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - Tarun Juneja \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Tarun Juneja \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - Tarun Juneja \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - Tarun Juneja \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7741.28 | 09/25/2025 | 6.220% | $2100.00 | 1.1 | DU |  | ApproveIneligible | No | No | 6.625% | 3 |  | 2 | 0 | 3 | 2 |  |  | 20.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1796019.20 | 53.610% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.62 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225042481 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1968.97 | $1968.97 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1106.04 | [redacted] | $92.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [Redacted] | $24268.04 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 55.66 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 10 | 360 |
| 225042493 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1051.09 | $1051.09 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | N/A |  |  |  |  |  |  | 1 | [redacted] | $1188.96 | [redacted] | $99.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.7 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [Redacted] | $11294.90 | 5.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.32 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225043436 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $6095.00 | $6991.68 | 01/21/2026 | 6.930% | $1440.70 | $1440.70 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6060.80 | 1 | [redacted] | $417.96 | [redacted] | $34.83 | [Redacted] | NJ | $685.00 |  | Monthly | 31.455% | 31.455% | 31.455% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Constance Pak \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Constance Pak \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Constance Pak \| Non-Primary Income - Pension]; 1099 Transcript - No Results Returned - 2025<br> [Borrower - Constance Pak \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - Constance Pak \| Non-Primary Income - Pension]; 1099 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6095.00 | 01/21/2026 | 6.060% | $0.00 | 2.3 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $841971.04 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 248.18 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225043474 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $30995.00 | $19355.08 | 12/11/2025 | 6.719% | $8789.17 | $10193.75 | 6.625% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12133.51 | 1 | [redacted] | $3570.96 | [redacted] | $297.58 |  |  |  |  |  | 49.924% | 44.127% | 49.924% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 32.000% |  | 100.000% |  | [Borrower - Dennis Ewing \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Dennis Ewing \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Dennis Ewing \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - Dennis Ewing \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Dennis Ewing \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Dennis Ewing \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Dennis Ewing \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Dennis Ewing \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - Dennis Ewing \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - Jessica Ewing \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Coborrower(s) - Jessica Ewing \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $30995.00 | 12/11/2025 | 6.220% | $0.00 | 3.5 |  |  |  | No | No | 6.625% | 3 | 0 | 0 | 0 | 3 | 0 | 24 |  | 0.00 | No |  |  |  |  |  |  |  |  | 360 | [Redacted] | $20158.44 |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.09 |  |  | No | [Redacted] | $7727.92 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225043492 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3093.19 | $3811.63 | 01/06/2026 | 8.586% | $3523.55 | $3523.55 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $107681.92 | 1 | [redacted] | $1907.04 | [redacted] | $158.92 |  |  |  |  |  | 5.663% | 6.196% | 5.663% | [Redacted] | 615 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Andre Plaisted \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Andre Plaisted \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Andre Plaisted \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Andre Plaisted \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Andre Plaisted \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Andre Plaisted \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3093.19 | 01/06/2026 | 6.390% | $0.00 | 4.3 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 11.53 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225043667 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $6817.34 | $6817.34 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $3108.96 | [redacted] | $259.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.68 |  |  |  |  |  |  |  | [Redacted] | $160013.83 |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 20 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225044014 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $9539.04 | $9539.04 | 7.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2457.00 | [redacted] | $204.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] | $86750.00 | 5.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.65 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225044224 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3042.00 | $4528.16 | 11/11/2025 | 7.347% | $1347.44 | $1347.44 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6147.97 | 1 | [redacted] | $2594.76 | [redacted] | $216.23 |  |  |  |  |  | 32.556% | 32.556% | 32.556% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 88.000% | 100.000% |  |  | [Borrower - Joseph Veillette \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Joseph Veillette \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Joseph Veillette \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Joseph Veillette \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - Joseph Veillette \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Joseph Veillette \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Joseph Veillette \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3042.00 | 01/15/2026 | 6.260% | $0.00 | 5 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 63.71 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225044872 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1731.69 | $1731.69 | 6.125% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1362.72 | [redacted] | $113.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 710 | 710 | 720 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.3 |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 13.18 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225044956 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1836.00 | $4825.18 | 01/09/2026 | 6.910% | $1893.91 | $1893.91 | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35398.54 | 1 | [redacted] | $4008.96 | [redacted] | $334.08 |  |  |  |  |  | 17.681% | 17.681% | 17.681% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Juan Oliva \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Juan Oliva \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Juan Oliva \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1836.00 | 01/09/2026 | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $250191.40 | 68.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 60.04 |  | No | No | [Redacted] | $43001.57 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225045208 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $751.11 | $751.11 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $880.92 | [redacted] | $73.41 | [Redacted] | SC | $938.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.68 |  |  |  |  |  |  |  | [Redacted] | $91643.54 | 63.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.71 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225050412 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1234.51 | $1234.51 | 6.250% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | Not Provided | US Citizen |  |  |  |  |  | 1 | [redacted] | $1163.04 | [redacted] | $96.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 710 |  |  |  | 710 | 720 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | No | 25.4 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225050413 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5429.06 | $2118.14 | 01/13/2026 | 9.455% | $2365.29 | $2365.29 | 9.375% | No | No | Self-Employed | Not Employed |  |  |  |  | Non-Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $9322.61 | 1 | [redacted] | $1073.16 | [redacted] | $89.43 |  |  |  |  |  | 28.598% | 28.598% | 28.598% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - Williams Gapiz \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Williams Gapiz \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Williams Gapiz \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5429.06 | 01/13/2026 | 6.170% | $9491.52 | 3.3 |  |  |  | Yes | No | 9.375% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $73271.41 | 22.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.07 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225051089 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2656.25 | $2656.25 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $764.04 | [redacted] | $63.67 | [Redacted] | CA | $684.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  | 240 | [Redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 124.16 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| 225051547 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4590.00 | $5438.16 | 01/20/2026 | 6.895% | $2334.95 | $2334.95 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9089.58 | 1 | [redacted] | $2639.40 | [redacted] | $219.95 | [Redacted] | FL | $440.00 |  | Monthly | 37.497% | 37.497% | 37.497% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal, Business | 53.000% | 100.000% |  |  | [Borrower - Jason Bramble \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Jason Bramble \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Jason Bramble \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Jason Bramble \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Jason Bramble \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jason Bramble \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Jason Bramble \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Jason Bramble \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Coborrower(s) - Allyson Bramble \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Allyson Bramble \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Allyson Bramble \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Allyson Bramble \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Allyson Bramble \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Allyson Bramble \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4590.00 | 01/20/2026 | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 2 | 0 | 0 | 3 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $142317.05 | 31.620% | No |  | 23 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.66 |  |  | No | [Redacted] | $0.00 | $6765.12 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225051558 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1904.69 | $1904.69 | 6.250% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $588.96 | [redacted] | $49.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.5 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.87 |  |  |  |  |  |  | 240 | [Redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Corp | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 49.63 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225051566 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4928.75 | $9441.11 | 01/15/2025 | 6.785% | $1763.47 | $1763.47 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3726.09 | 1 | [redacted] | $423.96 | [redacted] | $35.33 | [Redacted] | MD | $430.00 |  | Monthly | 42.199% | 42.199% | 42.199% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Elaine Do \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Elaine Do \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Elaine Do \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Elaine Do \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Elaine Do \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Elaine Do \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Elaine Do \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4928.75 | 01/15/2025 | 6.980% | $3032.00 | 2.2 |  |  |  | Yes | No | 6.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $183995.23 | 48.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.69 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225051578 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2023.34 | $2023.34 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $5877.84 | [redacted] | $489.82 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | [Redacted] | $104200.73 | 27.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.02 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 | 360 |
| 225051600 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1197.78 | $1197.78 | 6.375% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $1094.88 | [redacted] | $91.24 | [Redacted] | FL | $14.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | [Redacted] | $48669.29 | 19.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 56.28 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 | 360 |
| 225052872 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1227.92 | $1227.92 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $545.64 | [redacted] | $45.47 | [Redacted] | VA | $340.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.88 |  |  |  |  |  |  |  | [Redacted] | $96435.07 | 42.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.51 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225053166 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $29590.00 | $35254.21 | 01/15/2026 | 8.474% | $5131.47 | $5131.47 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16061.97 | 1 | [redacted] | $2225.64 | [redacted] | $185.47 |  |  |  |  |  | 37.331% | 37.331% | 37.331% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Ruben O'Reilly \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - Ruben O'Reilly \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Ruben O'Reilly \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $29590.00 | 01/15/2026 | 6.170% | $0.00 | 2.6 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $3812.60 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 40.02 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225053180 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1139.08 | $1139.08 | 6.250% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1617.12 | [redacted] | $134.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 710 | 693 | 700 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.9 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 20.69 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225053315 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $910.87 | $910.87 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $902.04 | [redacted] | $75.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.63 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | Yes | 127.75 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225053719 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3196.25 | $4139.36 | 12/26/2025 | 7.087% | $3024.07 | $3024.07 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $65614.33 | 1 | [redacted] | $3552.96 | [redacted] | $296.08 | [Redacted] | NJ | $89.00 |  | Monthly | 10.978% | 10.978% | 10.978% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Joseph Dempsey \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Joseph Dempsey \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Joseph Dempsey \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Joseph Dempsey \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Joseph Dempsey \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Joseph Dempsey \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3196.25 | 12/26/2025 | 6.250% | $15000.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $40000.00 | 5.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.49 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225056663 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1690.00 | $4445.62 | 01/02/2026 | 6.994% | $2364.94 | $2364.94 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4300.69 | 1 | [redacted] | $608.04 | [redacted] | $50.67 | [Redacted] | IL | $250.00 |  | Monthly | 49.976% | 49.976% | 49.976% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Kyle Burns \| Primary Income - Wages]; Other - 2026<br> [Borrower - Kyle Burns \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Kyle Burns \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Kyle Burns \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Kyle Burns \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Kyle Burns \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Kyle Burns \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Kyle Burns \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Kyle Burns \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 01/02/2026 | 6.250% | $0.00 | 1 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $147769.07 | 32.830% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.86 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225059832 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4796.87 | $9052.20 | 01/05/2026 | 7.363% | $2475.44 | $2475.44 | 7.125% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $204171.87 | 1 | [redacted] | $1992.96 | [redacted] | $166.08 |  | TN | $100.00 |  | Monthly | 1.595% | 1.595% | 1.595% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Lucia Shibeshi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Lucia Shibeshi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Lucia Shibeshi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Lucia Shibeshi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4796.87 | 01/05/2026 | 6.180% | $0.00 | 1 |  | No |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | Yes | 106.67 |  |  | No | [Redacted] | $207481.63 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225059837 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1990.14 | $1990.14 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $2812.20 | [redacted] | $234.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.9 | 0.52 |  |  |  |  |  |  |  | [Redacted] | $134707.16 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 59.58 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225059847 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1390.00 | $2030.38 | 01/09/2026 | 8.164% | $3675.36 | $3675.36 | 8.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17086.64 | 1 | [redacted] | $1532.52 | [redacted] | $127.71 |  |  |  |  |  | 27.841% | 27.841% | 27.841% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Gregg Dvorak \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Gregg Dvorak \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Gregg Dvorak \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Gregg Dvorak \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Gregg Dvorak \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Gregg Dvorak \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - Gregg Dvorak \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Coborrower(s) - Ann Dvorak \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Ann Dvorak \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Ann Dvorak \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Ann Dvorak \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Ann Dvorak \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1390.00 | 01/09/2026 | 6.180% | $0.00 | 1.5 |  |  |  | Yes | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $157218.71 | 28.580% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.39 |  | No | No | [Redacted] | $11590.64 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225059848 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2950.96 | $2950.96 | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $2607.00 | [redacted] | $217.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.53 | 0.65 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.23 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225059888 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1490.00 | $2578.37 | 11/17/2025 | 7.038% | $3296.57 | $3296.57 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8327.15 | 1 | [redacted] | $2265.00 | [redacted] | $188.75 |  |  |  |  |  | 28.658% | 28.658% | 28.658% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Christopher Gale \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Christopher Gale \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Christopher Gale \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Timothy Piekart \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Timothy Piekart \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Timothy Piekart \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 11/17/2025 | 6.230% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $159197.51 | 25.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.56 |  | No | No | [Redacted] | $0.00 | $4342.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225060072 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1750.00 | $6213.74 | 01/16/2026 | 6.667% | $4266.34 | $4266.34 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10229.96 | 1 | [redacted] | $1179.96 | [redacted] | $98.33 | [Redacted] | GA | $2400.00 |  | Annually | 46.433% | 46.433% | 46.433% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - Noushin Vastani \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Noushin Vastani \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Noushin Vastani \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Noushin Vastani \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Noushin Vastani \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1750.00 | 01/16/2026 | 6.170% | $16500.00 | 4.2 | DU |  | ApproveEligible | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $443777.67 | 53.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.2 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225060190 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $15889.51 | $14201.36 | 01/06/2026 | 6.226% | $6968.05 | $6968.05 | 6.150% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8806.17 | 1 | [redacted] | $1946.04 | [redacted] | $162.17 |  |  |  |  |  | 47.163% | 47.163% | 47.163% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Matthew Ladley \| Primary Income - Wages]; Other - 2026<br> [Borrower - Matthew Ladley \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Matthew Ladley \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Matthew Ladley \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Matthew Ladley \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - Matthew Ladley \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - Madisen Quick \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Madisen Quick \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $15889.51 | 01/06/2026 | 6.180% | $390264.06 | 1 |  |  |  | Yes | No | 6.150% | 0 | 0 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $612140.37 | 40.140% | No | 13 | 13 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.68 |  | No | No | [Redacted] | $0.00 | $7083.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225060195 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7516.42 | $12949.88 | 01/06/2026 | 7.100% | $3080.13 | $3080.13 | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14317.08 | 1 | [redacted] | $2316.00 | [redacted] | $193.00 |  |  |  |  |  | 25.349% | 25.349% | 25.349% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Michael Williams \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Michael Williams \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Michael Williams \| Primary Income - Sole Proprietor]; Third Party Verification - 2023<br> [Coborrower(s) - Deborah Williams \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - Deborah Williams \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Deborah Williams \| Primary Income - Wages]; VVOE - 2026 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7516.42 | 01/06/2026 | 6.180% | $0.00 | 2.7 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 | 0 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 3.87 |  |  | No | [Redacted] | $0.00 | $5773.63 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225060382 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $9490.00 | $13183.47 | 01/07/2026 | 7.663% | $4363.10 | $4363.10 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $39117.66 | 1 | [redacted] | $1815.96 | [redacted] | $151.33 |  |  |  |  |  | 14.292% | 14.292% | 14.292% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Joseph Garramone \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Joseph Garramone \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Joseph Garramone \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Joseph Garramone \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Joseph Garramone \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Joseph Garramone \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $9490.00 | 01/07/2026 | 6.180% | $0.00 | 1.7 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $8261.16 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.19 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225060387 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2914.00 | $14867.40 | 01/13/2026 | 6.870% | $4590.00 | $6204.57 | 6.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11186.88 | 1 | [redacted] | $1779.00 | [redacted] | $148.25 |  |  |  |  |  | 41.988% | 33.615% | 41.988% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Frank Keller \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - Frank Keller \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - Frank Keller \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Frank Keller \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Frank Keller \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Lory Kwan-Keller \| Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - Lory Kwan-Keller \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - Lory Kwan-Keller \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - Lory Kwan-Keller \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2914.00 | 01/13/2026 | 6.170% | $0.00 | 1.4 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $1089275.51 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 126.72 |  | Yes | No | [Redacted] | $4788.59 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225060892 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2173.24 | $2173.24 | 6.500% | No | No |  |  |  |  | 0 | 0 |  | Foreign National | Foreign National | Foreign National |  |  |  |  |  | 1 | [redacted] | $2326.44 | [redacted] | $193.87 | [Redacted] | FL | $98.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [Redacted] | $124463.27 | 27.140% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.55 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | Yes | 1 | 360 |
| 225060901 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3540.00 | $5563.28 | 01/20/2026 | 6.938% | $6569.28 | $6569.28 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $38831.13 | 1 | [redacted] | $2576.04 | [redacted] | $214.67 | [Redacted] | NV | $98.00 |  | Monthly | 24.078% | 24.078% | 24.078% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 86.000% | 50.000% | 50.000% |  | [Borrower - Karen McDowell \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Karen McDowell \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Karen McDowell \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Karen McDowell \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - Karen McDowell \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Coborrower(s) - Clifford Grady \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Clifford Grady \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Clifford Grady \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Clifford Grady \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Clifford Grady \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Clifford Grady \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Clifford Grady \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Clifford Grady \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Clifford Grady \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Clifford Grady \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - Clifford Grady \| Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2024<br> [Coborrower(s) - Clifford Grady \| Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3540.00 | 01/20/2026 | 6.060% | $2000.00 | 5 |  |  |  | No | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $861975.18 | 61.560% | No |  | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 115.74 |  | No | No | [Redacted] | $21878.54 | $7388.85 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225061219 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $10302.00 | $14622.76 | 12/29/2025 | 7.544% | $4844.25 | $7166.62 | 7.931% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16559.73 | 1 | [redacted] | $4607.04 | [redacted] | $383.92 |  |  |  |  |  | 35.856% | 32.420% | 35.856% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 86.000% | 100.000% |  |  | [Borrower - Adam Propper \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Adam Propper \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Adam Propper \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Adam Propper \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - Adam Propper \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Adam Propper \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $10302.00 | 01/20/2026 | 6.230% | $0.00 | 2.6 |  |  |  | Yes | No | 7.931% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $21887.12 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.18 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225062698 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $953.27 | $953.27 | 6.375% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $1498.92 | [redacted] | $124.91 | [Redacted] | TX | $300.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.2 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | [Redacted] | $468968.69 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 303.49 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 225062702 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $687.19 | $687.19 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $815.04 | [redacted] | $67.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 5 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 156.14 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225063050 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $3890.00 | 01/27/2026 | 6.839% | $1816.07 | $1816.07 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11114.05 | 1 | [redacted] | $1281.00 | [redacted] | $106.75 | [Redacted] | SC | $546.00 |  | Monthly | 33.070% | 33.070% | 33.070% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Phillip Mazzanti \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Phillip Mazzanti \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 01/27/2026 | 6.140% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $127381.13 | 36.390% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.27 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225063101 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2684.58 | $2684.58 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3918.96 | [redacted] | $326.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.96 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 225063202 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $12560.00 | $599.64 | 01/14/2026 | 6.895% | $1650.21 | $1650.21 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7483.54 | 1 | [redacted] | $924.00 | [redacted] | $77.00 |  |  |  |  |  | 41.893% | 41.893% | 41.893% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Patricia Dancil \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Patricia Dancil \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Patricia Dancil \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Patricia Dancil \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Patricia Dancil \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Patricia Dancil \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Patricia Dancil \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Diego Dancil \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Diego Dancil \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Diego Dancil \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Diego Dancil \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Diego Dancil \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Diego Dancil \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $12560.00 | 01/14/2026 | 6.170% | $0.00 | 1.4 |  |  |  | No | No | 6.875% | 2 | 2 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $38698.72 |  | No | 24 | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 19.61 |  | Yes | No | [Redacted] | $0.00 | $8545.52 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225063208 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4403.20 | $8896.45 | 01/08/2026 | 7.601% | $4120.71 | $4510.59 | 7.910% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8752.61 | 2 | [redacted] | $4404.00 | [redacted] | $367.00 |  |  |  |  |  | 44.059% | 46.504% | 44.059% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Agustin Lejthija \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Agustin Lejthija \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Agustin Lejthija \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Agustin Lejthija \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Agustin Lejthija \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Agustin Lejthija \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Agustin Lejthija \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Agustin Lejthija \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Agustin Lejthija \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Coborrower(s) - Gjovalin Lejthija \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Gjovalin Lejthija \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Gjovalin Lejthija \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Gjovalin Lejthija \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Gjovalin Lejthija \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Gjovalin Lejthija \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Gjovalin Lejthija \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Gjovalin Lejthija \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - Gjovalin Lejthija \| Primary Income - Shared Bank Statements]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4403.20 | 01/08/2026 | 6.390% | $0.00 |  |  |  |  | N/A | No | 7.910% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $249219.31 | 32.150% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.62 |  |  | No | [Redacted] | $7035.59 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225063212 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5104.37 | $5104.37 | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $1946.04 | [redacted] | $162.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | [Redacted] | $220494.55 | 22.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.38 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225063215 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1690.00 | $1428.12 | 01/14/2026 | 7.548% | $7572.49 | $10816.53 | 7.929% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21041.21 | 1 | [redacted] | $2766.96 | [redacted] | $230.58 | [Redacted] | MD | $337.00 |  | Monthly | 45.809% | 43.034% | 45.809% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 23.000% | 100.000% |  |  | [Borrower - Michael Colen \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 14.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Michael Colen \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 14.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Michael Colen \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 14.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Michael Colen \| Non-Primary Income - Social Security]; 1099-SSA - 2025<br> [Borrower - Michael Colen \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026<br> [Borrower - Michael Colen \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - Lisa Colen \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Lisa Colen \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Lisa Colen \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Lisa Colen \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - Lisa Colen \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Lisa Colen \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 01/14/2026 | 6.320% | $0.00 | 2.7 |  |  |  | Yes | No | 7.929% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $590105.14 |  | No |  | 7 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 61.84 |  |  | No | [Redacted] | $7000.00 | $12319.04 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225063871 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5090.00 | $10527.42 | 01/20/2026 | 7.069% | $5317.05 | $5317.05 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $49790.35 | 1 | [redacted] | $7397.16 | [redacted] | $616.43 | [Redacted] | FL | $77.16 |  | Monthly | 25.017% | 25.017% | 25.017% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 27.000% |  |  | [Borrower - Jose Silva \| Primary Income - Bank Statements \| % of Business Ownership: 27.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Jose Silva \| Primary Income - Bank Statements \| % of Business Ownership: 27.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jose Silva \| Primary Income - Bank Statements \| % of Business Ownership: 27.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Jose Silva \| Primary Income - Bank Statements \| % of Business Ownership: 27.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2003<br> [Borrower - Jose Silva \| Non-Primary Income - Bank Statements \| % of Business Ownership: 27.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Jose Silva \| Non-Primary Income - Bank Statements \| % of Business Ownership: 27.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jose Silva \| Non-Primary Income - Bank Statements \| % of Business Ownership: 27.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Jose Silva \| Non-Primary Income - Bank Statements \| % of Business Ownership: 27.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2003 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5090.00 | 01/20/2026 | 6.060% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 110.19 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225063893 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $39474.00 | $50770.44 | 01/20/2026 | 7.501% | $14140.39 | $15290.40 | 7.662% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $117908.27 | 1 | [redacted] | $15660.00 | [redacted] | $1305.00 |  |  |  |  |  | 29.576% | 30.483% | 29.576% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2026<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2026<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - Daniel Weinstein \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - Daniel Weinstein \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $39474.00 | 01/20/2026 | 6.230% | $0.00 | 1 | DU |  | ApproveIneligible | No | No | 7.662% | 0 |  | 2 | 0 | 2 | 2 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $5317660.37 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 300.14 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225064003 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $895.00 | $3024.25 | 01/13/2026 | 7.461% | $2433.18 | $2801.64 | 8.050% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $126657.00 | 1 | [redacted] | $1119.84 | [redacted] | $93.32 | [Redacted] | FL | $125.00 |  | Monthly | 5.937% | 6.009% | 5.937% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower - Iron Araujo Filho \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Iron Araujo Filho \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Iron Araujo Filho \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Iron Araujo Filho \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $895.00 | 01/13/2026 | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 8.050% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $301781.18 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.8 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225074509 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5558.00 | $10047.50 | 01/20/2026 | 7.049% | $2969.32 | $2969.32 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $9592.48 | 1 | [redacted] | $1521.00 | [redacted] | $126.75 |  |  |  |  |  | 32.185% | 32.185% | 32.185% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - Naidel Montano \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.90000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Naidel Montano \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.90000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Naidel Montano \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.90000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Naidel Montano \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.90000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Naidel Montano \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.90000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5558.00 | 01/20/2026 | 6.060% | $10000.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $149695.14 | 26.490% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 8.93 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225074831 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $11975.38 | $14563.08 | 01/26/2026 | 8.598% | $2941.21 | $2941.21 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7408.62 | 1 | [redacted] | $3973.44 | [redacted] | $331.12 | [Redacted] | TX | $500.00 |  | Annually | 36.441% | 36.441% | 36.441% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Zara Hutchinson-Baker \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Zara Hutchinson-Baker \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Zara Hutchinson-Baker \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Zara Hutchinson-Baker \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Zara Hutchinson-Baker \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Zara Hutchinson-Baker \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Zara Hutchinson-Baker \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - Zara Hutchinson-Baker \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11975.38 | 01/26/2026 | 6.140% | $0.00 | 1.3 | LP / LPA |  | Accept/Eligible | No | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $90358.39 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 21.77 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225074841 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3731.99 | $3731.99 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2745.96 | [redacted] | $228.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | [Redacted] | $472131.69 | 47.350% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.41 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225074844 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $876.05 | $876.05 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $2706.12 | [redacted] | $225.51 | [Redacted] | TX | $670.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 725 | 710 | 709 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 28.79 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 225074846 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $4335.46 | 12/31/2025 | 7.034% | $3190.23 | $3190.23 | 6.990% | No | No | Self-Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $6669.61 | 1 | [redacted] | $1872.00 | [redacted] | $156.00 |  |  |  |  |  | 49.848% | 49.848% | 49.848% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 57.000% | 100.000% |  |  | [Borrower - Nuno De Oliveira Faustino \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Nuno De Oliveira Faustino \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Nuno De Oliveira Faustino \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Nuno De Oliveira Faustino \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019<br> [Coborrower(s) - Mariza Ribau-Faustino \| Primary Income - Wages]; Employer Letter - 2026<br> [Coborrower(s) - Mariza Ribau-Faustino \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Mariza Ribau-Faustino \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Mariza Ribau-Faustino \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - Mariza Ribau-Faustino \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Mariza Ribau-Faustino \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Mariza Ribau-Faustino \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Mariza Ribau-Faustino \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 12/31/2025 | 6.250% | $2800.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $187892.32 | 31.310% | No |  | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 23.74 |  | No | No | [Redacted] | $0.00 | $5715.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225075153 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $9831.87 | 01/16/2026 | 6.944% | $5592.11 | $5592.11 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $25864.34 | 1 | [redacted] | $2514.96 | [redacted] | $209.58 |  |  |  |  |  | 21.255% | 21.255% | 21.255% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Kahlil Meltz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Kahlil Meltz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Kahlil Meltz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Kahlil Meltz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Kahlil Meltz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1590.00 | 01/16/2026 | 6.170% | $2000.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $504059.41 | 44.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32.41 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225078324 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $7763.67 | $7763.67 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $3458.04 | [redacted] | $288.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.7 | 1.42 |  |  |  |  |  |  | 240 | [Redacted] | $8603551.07 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 810.8 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| 225078364 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4598.50 | $4598.50 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3916.80 | [redacted] | $326.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.67 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 39.88 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225083524 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8719.20 | $16413.00 | 01/05/2026 | 7.192% | $9836.29 | $9836.29 | 7.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $100207.03 | 1 | [redacted] | $9514.92 | [redacted] | $792.91 | [Redacted] | GA | $650.00 |  | Annually | 13.031% | 13.031% | 13.031% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Michael Hilton \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Michael Hilton \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Michael Hilton \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Michael Hilton \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8719.20 | 01/05/2026 | 6.180% | $0.00 | 4 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $9815542.26 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 789.94 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225083525 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $19016.25 | $23304.88 | 01/16/2026 | 7.742% | $5589.55 | $6120.73 | 7.914% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11135.16 | 1 | [redacted] | $3938.04 | [redacted] | $328.17 |  |  |  |  |  | 47.936% | 50.351% | 47.936% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Kyle Tisdale \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Kyle Tisdale \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $19016.25 | 01/16/2026 | 6.320% | $0.00 | 2.8 |  |  |  | Yes | No | 7.914% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $23307.86 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.61 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225083552 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5419.66 | $5419.66 | 6.875% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $4128.12 | [redacted] | $344.01 | [Redacted] | FL | $1690.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | [Redacted] | $101602.18 | 7.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.45 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 225083560 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8129.38 | $10721.18 | 01/13/2026 | 9.410% | $2043.12 | $2043.12 | 8.990% | No | No | Self-Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | United States of America | United States of America |  |  | $4854.76 | 1 | [redacted] | $1017.00 | [redacted] | $84.75 | [Redacted] | MD | $95.00 |  | Monthly | 40.524% | 40.524% | 40.524% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 46.000% | 100.000% |  |  | [Borrower - Ricardo Espinoza Herrera \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - Ricardo Espinoza Herrera \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Ricardo Espinoza Herrera \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - Ricardo Espinoza Herrera \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Coborrower(s) - Vilma Mejia Vides \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Vilma Mejia Vides \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Vilma Mejia Vides \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Vilma Mejia Vides \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Vilma Mejia Vides \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Vilma Mejia Vides \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8129.38 | 01/13/2026 | 6.170% | $8970.00 | 1 |  |  |  | Yes | No | 8.990% | 0 | 2 | 1 | 0 | 2 | 2 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $70428.07 | 23.550% | No |  | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 5.06 |  |  | No | [Redacted] | $0.00 | $4392.71 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 | 360 |
| 225083562 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $796.41 | $796.41 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $855.00 | [redacted] | $71.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.67 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 25.54 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 22 | 360 |
| 225083563 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8285.94 | $9409.51 | 01/09/2026 | 6.689% | $2526.69 | $2526.69 | 6.500% | No | Yes | Not Employed | Non-Employment Income | Non-Employment Income |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $20531.40 | 1 | [redacted] | $1611.96 | [redacted] | $134.33 |  |  |  |  |  | 36.788% | 36.788% | 36.788% | [Redacted] | 761 | 772 | 761 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - Venessa Bosma \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Peter Bosma \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Peter Bosma \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8285.94 | 01/09/2026 | 6.180% | $6500.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $2383110.52 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 602.28 |  | No | No | [Redacted] | $32480.43 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225083592 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $2659.00 | $5172.56 | 01/08/2026 | 7.200% | $1355.85 | $1355.85 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $98243.62 | 1 | [redacted] | $503.04 | [redacted] | $41.92 | [Redacted] | PA | $283.00 |  | Monthly | 5.610% | 5.610% | 5.610% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Matthew Chase \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Matthew Chase \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Matthew Chase \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Matthew Chase \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2659.00 | 01/08/2026 | 6.180% | $0.00 | 1.3 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | [Redacted] | $5000.00 | 1.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.06 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225083678 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $948.10 | $948.10 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $2880.96 | [redacted] | $240.08 | [Redacted] | TX | $650.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.7 | 0.58 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 54.37 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225083706 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1890.00 | $9305.20 | 01/08/2026 | 7.384% | $11525.64 | $11525.64 | 7.375% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $39005.43 | 1 | [redacted] | $2639.76 | [redacted] | $219.98 |  |  |  |  |  | 48.919% | 48.919% | 48.919% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 69.000% |  | 100.000% |  | [Borrower - Rohit Pande \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Rohit Pande \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Rohit Pande \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Rohit Pande \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Rohit Pande \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Puneet Pande \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Puneet Pande \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Puneet Pande \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1890.00 | 01/08/2026 | 6.180% | $0.00 | 3.6 |  |  |  | No | No | 7.375% | 2 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $59619.13 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.01 |  | No | No | [Redacted] | $49463.26 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| 225083871 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $18748.91 | $9347.96 |  | 7.881% | $1507.88 | $1650.28 | 7.909% | No | No | Not Employed | Self-Employed |  | Not Employed | 0 | 0 |  | US Citizen |  | Permanent Resident Alien |  |  |  |  | $701164.50 | 1 | [redacted] | $1110.00 | [redacted] | $92.50 | [Redacted] | FL | $200.00 |  | Monthly | 5.229% | 5.248% | 5.229% | [Redacted] | 701 |  |  |  | 727 | 673 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - Thiago Davila \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Thiago Davila \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Thiago Davila \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Thiago Davila \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2010 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $18748.91 |  | 6.160% | $0.00 | 1 |  |  |  | No | No | 7.909% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | Resident Alien Card | No | 205.89 |  | No | No | [Redacted] | $739850.86 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225084081 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2550.50 | $3923.96 | 01/15/2026 | 6.753% | $1447.10 | $1447.10 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4436.12 | 1 | [redacted] | $3904.80 | [redacted] | $325.40 |  |  |  |  |  | 46.080% | 46.080% | 46.080% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - Mark Kurtz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Mark Kurtz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Mark Kurtz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Mark Kurtz \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2550.50 | 01/15/2026 | 6.170% | $0.00 | 2.5 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $120938.14 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 50.51 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225084089 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1390.00 | $2064.28 | 01/05/2026 | 8.161% | $772.95 | $772.95 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2113.18 | 2 | [redacted] | $2308.92 | [redacted] | $192.41 |  |  |  |  |  | 35.894% | 35.894% | 35.894% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - J Christopher Winterton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - J Christopher Winterton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - J Christopher Winterton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - J Christopher Winterton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1390.00 | 01/05/2026 | 6.180% | $3954.00 |  |  |  |  | N/A | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $84868.99 | 64.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.34 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225084092 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $5278.07 | 01/12/2026 | 6.806% | $3405.14 | $3405.14 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $111991.73 | 1 | [redacted] | $6384.00 | [redacted] | $532.00 |  |  |  |  |  | 13.397% | 13.397% | 13.397% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Jeffrey Stalnaker \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jeffrey Stalnaker \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Jeffrey Stalnaker \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Jeffrey Stalnaker \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Jeffrey Stalnaker \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Jeffrey Stalnaker \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Cristian Mendez \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Cristian Mendez \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Cristian Mendez \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - Cristian Mendez \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - Cristian Mendez \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - Cristian Mendez \| Primary Income - Shared Bank Statements]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 01/12/2026 | 6.170% | $0.00 | 1.6 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $357593.96 | 44.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.34 |  |  | No | [Redacted] | $64658.26 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225084103 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2091.73 | $2091.73 | 6.750% | No | No |  |  |  |  | 0 |  |  | Foreign National | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $2058.96 | [redacted] | $171.58 | [Redacted] | FL | $93.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.05 |  |  |  |  |  |  |  | [Redacted] | $184569.89 | 42.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.61 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225084167 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1866.85 | $1866.85 | 6.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1957.56 | [redacted] | $163.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 | 782 | 773 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | [Redacted] | $175809.96 | 46.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 34.31 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225087801 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2195.00 | $19019.16 | 01/16/2026 | 7.276% | $12742.08 | $19179.13 | 7.912% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $328028.06 | 1 | [redacted] | $9123.00 | [redacted] | $760.25 | [Redacted] | CA | $350.00 |  | Monthly | 9.112% | 7.328% | 9.112% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 25.000% |  |  | [Borrower - Cristopher Hall \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2026<br> [Borrower - Cristopher Hall \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - Cristopher Hall \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Cristopher Hall \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2195.00 | 01/16/2026 | 6.050% | $0.00 | 1 |  |  |  | N/A | No | 7.912% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $734521.41 | 25.460% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.4 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| 225087802 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1195.04 | $1195.04 | 6.750% | No | No |  |  |  |  |  |  | Foreign National | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $831.00 | [redacted] | $69.25 | [Redacted] | AZ | $346.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 99.49 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 | 360 |
| 225087804 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1314.52 | $1314.52 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $1683.00 | [redacted] | $140.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.95 | 0.51 |  |  |  |  |  |  |  | [Redacted] | $71940.61 | 30.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.9 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225087807 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1235.26 | $1235.26 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1983.00 | [redacted] | $165.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 114.16 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 225087808 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $17930.75 | $11458.81 | 01/13/2026 | 7.422% | $3738.50 | $3738.50 | 7.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $37585.51 | 1 | [redacted] | $728.28 | [redacted] | $60.69 |  |  |  |  |  | 26.441% | 26.441% | 26.441% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Marc Smith \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Marc Smith \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Marc Smith \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Marc Smith \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - Marc Smith \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - Marc Smith \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - Marc Smith \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - Marc Smith \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2025<br> [Coborrower(s) - Rebecca Smith \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Rebecca Smith \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Rebecca Smith \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Rebecca Smith \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Rebecca Smith \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025<br> [Coborrower(s) - Rebecca Smith \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Rebecca Smith \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Rebecca Smith \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | 1099 - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $17930.75 | 02/02/2026 | 6.100% | $18267.51 | 1.7 |  |  |  | No | No | 7.250% | 0 | 3 | 0 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $112723.73 | 18.510% | No |  | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.12 |  | Yes | No | [Redacted] | $0.00 | $3737.04 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225087950 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $4971.53 | 01/20/2026 | 7.419% | $3729.65 | $3729.65 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10841.89 | 1 | [redacted] | $1557.00 | [redacted] | $129.75 | [Redacted] | CA | $566.00 |  | Monthly | 33.281% | 33.281% | 33.281% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Devon Gavigan \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Devon Gavigan \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Devon Gavigan \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Devon Gavigan \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Devon Gavigan \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 01/20/2026 | 6.060% | $65000.00 | 1 |  |  |  | Yes | No | 7.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $199617.26 | 29.570% | No | 3 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.09 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225087958 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $2740.70 | 01/28/2026 | 6.742% | $1120.54 | $1120.54 | 6.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3884.68 | 1 | [redacted] | $1611.48 | [redacted] | $134.29 |  |  |  |  |  | 40.836% | 40.836% | 40.836% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Harold Faust \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - Harold Faust \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - Susan Faust \| Primary Income - IRA Distribution]; Account Statements - 2026<br> [Coborrower(s) - Susan Faust \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Susan Faust \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 01/28/2026 | 6.140% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $384476.94 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 110.91 |  | Yes | No | [Redacted] | $3453.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225087959 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $682.18 | $682.18 | 7.250% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $444.96 | [redacted] | $37.08 | [Redacted] | NV | $282.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 86 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225087963 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $9460.00 | $11235.73 | 01/05/2026 | 6.848% | $2895.24 | $2895.24 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $110240.59 | 1 | [redacted] | $706.32 | [redacted] | $58.86 | [Redacted] | MA | $611.00 |  | Monthly | 16.634% | 16.634% | 16.634% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Buteau Francois \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - Buteau Francois \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Buteau Francois \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Buteau Francois \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - Buteau Francois \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; 4506-C (for Business) - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $9460.00 | 01/21/2026 | 5.500% | $0.00 | 2.7 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 1 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $263740.28 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 67.81 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 180 |
| 225088777 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2090.00 | $9024.60 | 01/13/2026 | 7.146% | $10105.78 | $10105.78 | 7.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13230.27 | 1 | [redacted] | $11642.04 | [redacted] | $970.17 |  |  |  |  |  | 49.577% | 49.577% | 49.577% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jody Frease \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Jody Frease \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Jody Frease \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Jody Frease \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Jody Frease \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Jody Frease \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Jody Frease \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - Jody Frease \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Jody Frease \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - Jody Frease \| Non-Primary Income - IRA Distribution]; Account Statements - 2026<br> [Borrower - Jody Frease \| Non-Primary Income - IRA Distribution]; Deposit Receipt - 2026<br> [Borrower - Jody Frease \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2090.00 | 01/13/2026 | 6.170% | $0.00 | 2.7 |  |  |  | Yes | No | 7.125% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $6092.95 |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 26.58 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225088788 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2416.88 | $6242.93 | 01/07/2026 | 7.083% | $3140.38 | $3140.38 | 6.990% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8592.90 | 1 | [redacted] | $2316.84 | [redacted] | $193.07 | [Redacted] | AZ | $100.00 |  | Annually | 45.221% | 45.221% | 45.221% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Elaine Baird \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2416.88 | 01/07/2026 | 6.180% | $2850.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $1758993.48 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 419.96 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225088802 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1551.31 | $1551.31 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1786.44 | [redacted] | $148.87 | [Redacted] | FL | $100.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.9 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $455731.20 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 148.81 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225089047 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5518.05 | $11757.65 | 01/05/2026 | 7.280% | $2399.32 | $2399.32 | 6.990% | No | No | Self-Employed | Self-Employed | Self-Employed |  | 2.09 |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien | US Citizen |  | Guatemala | Guatemala |  |  | $4169.75 | 1 | [redacted] | $1860.96 | [redacted] | $155.08 |  |  |  |  |  | 47.026% | 47.026% | 47.026% | [Redacted] | 722 | 677 | 742 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 36 | Personal, Business | 100.000% | 100.000% | 100.000% |  | [Borrower - Robin Gonzalez Nova \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Robin Gonzalez Nova \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Robin Gonzalez Nova \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Robin Gonzalez Nova \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Coborrower(s) - Dinora Espana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Dinora Espana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Dinora Espana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - Dinora Espana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Angela Sagastume Espana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Angela Sagastume Espana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Angela Sagastume Espana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - Angela Sagastume Espana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5518.05 | 01/05/2026 | 6.180% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $10892.60 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | Employment Authorization | Employment Authorization |  |  | No | 3.11 |  |  | No | [Redacted] | $4673.48 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225089172 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1899.22 | $1899.22 | 8.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $1730.04 | [redacted] | $144.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 620 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 101.46 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225089173 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2367.38 | $2367.38 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $2082.36 | [redacted] | $173.53 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 111.79 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225089177 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7750.00 | $10299.40 | 01/05/2026 | 6.700% | $1746.84 | $1746.84 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2451.91 | 1 | [redacted] | $1605.00 | [redacted] | $133.75 |  |  |  |  |  | 49.948% | 49.948% | 49.948% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Cara Mustafoski \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Cara Mustafoski \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Cara Mustafoski \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Cara Mustafoski \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Cara Mustafoski \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Cara Mustafoski \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Cara Mustafoski \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7750.00 | 01/05/2026 | 6.180% | $0.00 | 2.6 |  |  |  | No | No | 6.375% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.35 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225089216 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $5106.90 | 01/27/2026 | 7.171% | $4042.31 | $4042.31 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13594.78 | 1 | [redacted] | $312.00 | [redacted] | $26.00 | [Redacted] | CA | $690.00 |  | Monthly | 29.044% | 29.044% | 29.044% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Emily Quan \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Emily Quan \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Emily Quan \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025<br> [Borrower - Emily Quan \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Emily Quan \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Thomas Rich \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Thomas Rich \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Thomas Rich \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 01/27/2026 | 6.140% | $0.00 | 1.8 |  |  |  | Yes | No | 7.125% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $217304.67 | 28.970% | No | 24 | 13 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.75 |  |  | No | [Redacted] | $0.00 | $7916.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225089229 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3999.60 | $4395.73 | 01/27/2026 | 7.051% | $1734.29 | $1734.29 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9050.28 | 1 | [redacted] | $1533.00 | [redacted] | $127.75 |  |  |  |  |  | 42.288% | 42.288% | 42.288% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Justin Bresnahan \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Justin Bresnahan \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Justin Bresnahan \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Justin Bresnahan \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Justin Bresnahan \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Justin Bresnahan \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - Justin Bresnahan \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Justin Bresnahan \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - Justin Bresnahan \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3999.60 | 01/27/2026 | 6.140% | $0.00 | 2 | DU |  | ApproveEligible | No | No | 6.875% | 2 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 18.52 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225089235 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $987.45 | $987.45 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1284.00 | [redacted] | $107.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.91 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225089241 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4039.56 | $4039.56 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3638.04 | [redacted] | $303.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4.3 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [Redacted] | $335692.88 | 36.290% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.87 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225089242 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $891.82 | $891.82 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2151.84 | [redacted] | $179.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.83 | 0.54 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 104.53 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225089243 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1233.72 | $1233.72 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $3282.00 | [redacted] | $273.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.23 | 0.44 |  |  |  |  |  |  |  | [Redacted] | $103005.00 | 41.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.5 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225089244 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1735.24 | $1735.24 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2828.04 | [redacted] | $235.67 | [Redacted] | SC | $4.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [Redacted] | $16749.83 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.18 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225089271 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $53927.50 | $8558.75 | 01/27/2026 | 6.673% | $6371.09 | $6371.09 | 6.625% | No | No | Not Employed | Employed | Not Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | $41233.93 | 1 | [redacted] | $9297.00 | [redacted] | $774.75 | [Redacted] | FL | $4160.00 |  | Annually | 29.909% | 29.909% | 29.909% | [Redacted] | 767 | 768 | 773 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Adam Summerlin \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Adam Summerlin \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Adam Summerlin \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Adam Summerlin \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Adam Summerlin \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Adam Summerlin \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Adam Summerlin \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Adam Summerlin \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Adam Summerlin \| Primary Income - Wages]; W-2 Transcript - 2023 | [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $53927.50 | 01/27/2026 | 6.140% | $2950.00 | 2.8 |  |  |  | No | No | 6.625% | 0 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $412174.12 | 32.710% | No |  | 36 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 13.54 |  | No | No | [Redacted] | $0.00 | $58828.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225089353 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1690.00 | $7611.60 | 01/16/2026 | 6.360% | $9333.54 | $9333.54 | 6.350% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25982.16 | 1 | [redacted] | $6605.64 | [redacted] | $550.47 |  |  |  |  |  | 41.774% | 41.774% | 41.774% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jennifer Zeszut \| Primary Income - Wages]; Other - 2026<br> [Borrower - Jennifer Zeszut \| Primary Income - Wages]; Other - 2026<br> [Borrower - Jennifer Zeszut \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Jennifer Zeszut \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Jennifer Zeszut \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Jennifer Zeszut \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Jennifer Zeszut \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Jennifer Zeszut \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Jennifer Zeszut \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Jennifer Zeszut \| Non-Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - Jennifer Zeszut \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 01/16/2026 | 6.170% | $0.00 | 5 | DU |  | ApproveIneligible | No | No | 6.350% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 170.78 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225097638 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1882.07 | $1882.07 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $647.52 | [redacted] | $53.96 | [Redacted] | GA | $1545.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.91 |  |  |  |  |  |  |  | [Redacted] | $84961.00 | 21.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.82 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225097639 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $862.10 | $862.10 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1779.96 | [redacted] | $148.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [Redacted] | $2000.00 | 1.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.08 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225097642 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1813.02 | $1813.02 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $2135.04 | [redacted] | $177.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 53.9 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225097691 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1194.61 | $1194.61 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1044.00 | [redacted] | $87.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [Redacted] | $50.06 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 31.82 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 23 | 360 |
| 225097692 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $4893.37 | 01/27/2026 | 7.179% | $3314.70 | $3314.70 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26853.97 | 1 | [redacted] | $7893.00 | [redacted] | $657.75 | [Redacted] | NJ | $346.00 |  | Monthly | 23.543% | 23.543% | 23.543% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Keyur Kothari \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Keyur Kothari \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Keyur Kothari \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Keyur Kothari \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Keyur Kothari \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - Keyur Kothari \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Keyur Kothari \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Keyur Kothari \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026<br> [Borrower - Keyur Kothari \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - Keyur Kothari \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 01/27/2026 | 6.140% | $350.00 | 1 |  |  |  | Yes | No | 7.125% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $425749.31 | 69.220% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 64.07 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225097713 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3658.00 | $10224.57 | 01/22/2026 | 7.071% | $2890.49 | $2890.49 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13006.70 | 1 | [redacted] | $1084.32 | [redacted] | $90.36 |  |  |  |  |  | 28.939% | 28.939% | 28.939% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Rene Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Rene Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Rene Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Rene Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3658.00 | 01/22/2026 | 6.060% | $0.00 | 2.8 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.43 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225100983 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1845.66 | $1845.66 | 6.125% | No | No |  |  |  |  | 0 |  |  | Foreign National | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $1533.12 | [redacted] | $127.76 | [Redacted] | FL | $257.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [Redacted] | $155971.90 | 37.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.9 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225101001 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $10500.00 | $14738.40 | 01/28/2026 | 7.136% | $5350.28 | $5350.28 | 6.990% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8254.42 | 1 | [redacted] | $4794.00 | [redacted] | $399.50 |  |  |  |  |  | 49.192% | 49.192% | 49.192% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Frederick Salyer \| Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Borrower - Frederick Salyer \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Frederick Salyer \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - Frederick Salyer \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Monika London \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Monika London \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Monika London \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $10500.00 | 01/28/2026 | 6.140% | $0.00 | 1.1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 10.47 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $507293.19 | 44.110% | No |  | 17 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.51 |  | Yes | No | [Redacted] | $0.00 | $5858.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225101003 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5370.00 | $11137.20 | 01/30/2026 | 7.552% | $2237.54 | $2237.54 | 7.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Brazil |  |  |  | $3733.37 | 1 | [redacted] | $987.00 | [redacted] | $82.25 |  |  |  |  |  | 44.648% | 44.648% | 44.648% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Alex Silva \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Alex Silva \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Alex Silva \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Alex Silva \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5370.00 | 01/30/2026 | 6.140% | $0.00 | 1.8 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $123100.49 | 30.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 8.06 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225101035 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1118.83 | $1118.83 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $579.00 | [redacted] | $48.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 134.42 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225102609 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2140.00 | $16558.69 | 01/20/2026 | 7.360% | $5520.83 | $8307.14 | 7.908% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9163.65 | 1 | [redacted] | $23285.04 | [redacted] | $1940.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 829 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Muriel Klein \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Muriel Klein \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Muriel Klein \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2140.00 | 01/20/2026 | 5.930% | $0.00 | 1.6 |  |  |  | No | No | 7.908% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $5118884.89 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.01 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| 225102629 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $12090.00 | $22940.34 | 01/27/2026 | 7.000% | $5188.78 | $5188.78 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16405.16 | 1 | [redacted] | $6059.04 | [redacted] | $504.92 |  |  |  |  |  | 47.911% | 47.911% | 47.911% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Alphonse Catanese \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Alphonse Catanese \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Alphonse Catanese \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Alphonse Catanese \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Alphonse Catanese \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Alphonse Catanese \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $12090.00 | 01/27/2026 | 6.140% | $0.00 | 2.4 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 56.46 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225102647 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $30540.00 | $14613.26 | 01/29/2026 | 7.390% | $15747.39 | $15747.39 | 7.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $31719.15 | 1 | [redacted] | $7518.72 | [redacted] | $626.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Roy Jenevein \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Roy Jenevein \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $30540.00 | 01/29/2026 | 6.140% | $40000.00 | 3.1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $3041366.53 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 140.11 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225102649 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2283.07 | $2283.07 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1895.04 | [redacted] | $157.92 | [Redacted] | TN | $113.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.84 | 0.54 |  |  |  |  |  |  |  | [Redacted] | $21605.70 | 4.910% | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee | Trust | Business Entity |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.58 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225102700 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2770.73 | $2770.73 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1134.96 | [redacted] | $94.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 121.4 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225102774 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $751.17 | $751.17 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1941.00 | [redacted] | $161.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.7 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | [Redacted] | $168153.49 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 127.71 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225103430 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $2290.00 | $4174.72 | 01/20/2026 | 6.454% | $2245.93 | $2245.93 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9493.45 | 1 | [redacted] | $5400.00 | [redacted] | $450.00 |  |  |  |  |  | 46.252% | 46.252% | 46.252% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Eric Viel \| Primary Income - Wages]; Other - 2026<br> [Borrower - Eric Viel \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Eric Viel \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Eric Viel \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Eric Viel \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Eric Viel \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2290.00 | 01/20/2026 | 6.060% | $0.00 | 4.2 |  |  |  | Yes | No | 6.375% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $251690.03 | 55.930% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 59.97 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| 225103447 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3680.99 | $3680.99 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $3579.96 | [redacted] | $298.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  | 240 | [Redacted] | $28567.17 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.11 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225108765 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $2440.00 | $5398.77 | 01/21/2026 | 6.767% | $1920.93 | $1920.93 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18882.93 | 1 | [redacted] | $917.04 | [redacted] | $76.42 |  |  |  |  |  | 29.035% | 29.035% | 29.035% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jonathan Griffin \| Primary Income - C-Corp]; Third Party Verification - 2026<br> [Borrower - Jonathan Griffin \| Primary Income - C-Corp]; 4506-C (for Business) - 2025<br> [Borrower - Jonathan Griffin \| Primary Income - C-Corp]; 1120 - 2024<br> [Borrower - Jonathan Griffin \| Primary Income - C-Corp]; 4506-C (for Business) - 2024<br> [Borrower - Jonathan Griffin \| Primary Income - C-Corp]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2440.00 | 01/21/2026 | 6.060% | $7500.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 1 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $140013.30 | 37.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.99 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225108766 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6352.50 | $8992.92 | 01/21/2026 | 6.778% | $3049.48 | $3049.48 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $67629.08 | 1 | [redacted] | $1375.32 | [redacted] | $114.61 | [Redacted] | FL | $1015.00 |  | Monthly | 15.614% | 15.614% | 15.614% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Sara Bozorg \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Sara Bozorg \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Sara Bozorg \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Sara Bozorg \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Sara Bozorg \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Sara Bozorg \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6352.50 | 01/21/2026 | 6.060% | $2000.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $678623.66 | 100.000% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 98.02 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225108768 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $6470.00 | $8212.76 | 01/29/2026 | 7.043% | $1582.58 | $1582.58 | 6.750% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  |  | US Citizen |  |  |  |  |  |  | $15546.07 | 1 | [redacted] | $1107.00 | [redacted] | $92.25 |  |  |  |  |  | 47.172% | 47.172% | 47.172% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Ariel Espinal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Coborrower(s) - Ariel Espinal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Coborrower(s) - Ariel Espinal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Coborrower(s) - Ariel Espinal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 | [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6470.00 | 01/29/2026 | 6.140% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $53840.92 | 17.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.76 |  | No | No | [Redacted] | $29427.51 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225108769 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $12088.75 | $14032.77 | 01/07/2026 | 7.539% | $3018.63 | $3018.63 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $53342.37 | 1 | [redacted] | $1981.20 | [redacted] | $165.10 |  |  |  |  |  | 10.807% | 10.807% | 10.807% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Mohammed Sakaria \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Mohammed Sakaria \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Mohammed Sakaria \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $12088.75 | 01/07/2026 | 6.180% | $0.00 | 1.7 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.39 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225108770 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1622.06 | $1622.06 | 6.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $1178.04 | [redacted] | $98.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | [Redacted] | $54141.64 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 136.93 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225109756 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5350.00 | $7212.35 | 01/16/2026 | 7.281% | $2533.18 | $2533.18 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5690.12 | 1 | [redacted] | $1194.48 | [redacted] | $99.54 |  |  |  |  |  | 49.261% | 49.261% | 49.261% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Michael Streff \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Michael Streff \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Michael Streff \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Michael Streff \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Michael Streff \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5350.00 | 01/16/2026 | 6.170% | $0.00 | 2.2 | DU |  | ApproveEligible | Yes | No | 7.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $73334.71 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.56 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225112827 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1391.89 | $1391.89 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $4662.00 | [redacted] | $388.50 | [Redacted] | TX | $250.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 48.91 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225112837 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4680.00 | $6442.64 | 01/29/2026 | 6.904% | $2205.23 | $2205.23 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9286.69 | 1 | [redacted] | $740.28 | [redacted] | $61.69 |  |  |  |  |  | 38.541% | 38.541% | 38.541% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Katherine Hawkins \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Katherine Hawkins \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Katherine Hawkins \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Katherine Hawkins \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - Katherine Hawkins \| Primary Income - Partnership (>= 25%)]; Other - 2026<br> [Borrower - Katherine Hawkins \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Katherine Hawkins \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Katherine Hawkins \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Katherine Hawkins \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Katherine Hawkins \| Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - Katherine Hawkins \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Katherine Hawkins \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4680.00 | 01/29/2026 | 6.140% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 6.750% | 1 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $307794.69 |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 129.66 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 | 360 |
| 225113682 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $7365.81 | $7365.81 | 6.875% | No | No |  |  |  |  | 0 |  |  | Not Provided | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $2565.96 | [redacted] | $213.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.21 |  |  |  |  |  |  |  | [Redacted] | $1121056.84 | 64.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Member | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 49.04 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225113714 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1890.00 | $8345.19 | 01/29/2026 | 7.832% | $5987.94 | $6153.20 | 7.908% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $106890.26 | 1 | [redacted] | $2275.20 | [redacted] | $189.60 |  |  |  |  |  | 26.487% | 27.119% | 26.487% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Jerrhonda Holman \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Jerrhonda Holman \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Jerrhonda Holman \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jerrhonda Holman \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Jerrhonda Holman \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Jerrhonda Holman \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Jerrhonda Holman \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jerrhonda Holman \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1890.00 | 01/29/2026 | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 7.908% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $719212.31 | 76.510% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 219.83 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| 225113754 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1578.39 | $1578.39 | 6.375% | No | No |  |  |  |  | 0 | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | [redacted] | $608.04 | [redacted] | $50.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 792 |  |  |  | 795 |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | No | 123.41 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225113978 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $7294.60 | $8695.65 | 12/31/2025 | 7.566% | $1739.55 | $1739.55 | 7.250% | No | No | Not Employed | Employed | Employed |  | 20.76 |  |  | US Citizen | US Citizen |  |  |  |  |  | $4648.69 | 1 | [redacted] | $1911.00 | [redacted] | $159.25 |  |  |  |  |  | 46.361% | 46.361% | 46.361% | [Redacted] | 727 | 727 | 776 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Kenneth Loftis \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Kenneth Loftis \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Kenneth Loftis \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Lori Loftis \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Lori Loftis \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Lori Loftis \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Lori Loftis \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Lori Loftis \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Lori Loftis \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Lori Loftis \| Primary Income - Wages]; W-2 Transcript - 2023 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7294.60 | 02/04/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  | 2 | 24 |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 45.63 |  | No | No | [Redacted] | $0.00 | $8666.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225114073 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1778.03 | $1778.03 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1368.00 | [redacted] | $114.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 104.36 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 |
| 225114076 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1908.72 | $1908.72 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $723.96 | [redacted] | $60.33 | [Redacted] | NV | $102.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.5 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [Redacted] | $724807.83 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 125.69 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225114080 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $5787.50 | $7293.84 | 12/02/2025 | 7.853% | $1363.47 | $1363.47 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8482.04 | 1 | [redacted] | $1665.96 | [redacted] | $138.83 |  |  |  |  |  | 43.357% | 43.357% | 43.357% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Jacob Tyler \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Jacob Tyler \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - Jacob Tyler \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Jacob Tyler \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - Jacob Tyler \| Non-Primary Income - P&L Statement Only]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 1yr P&L w/Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5787.50 | 02/10/2026 | 6.130% | $0.00 | 1.9 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $51757.72 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 28.28 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225114081 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5385.50 | $6737.62 | 01/12/2026 | 7.712% | $1281.20 | $1281.20 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3600.83 | 1 | [redacted] | $2536.08 | [redacted] | $211.34 |  |  |  |  |  | 48.276% | 48.276% | 48.276% | [Redacted] | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - Steven Pressnell \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Steven Pressnell \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Steven Pressnell \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Steven Pressnell \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Steven Pressnell \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5385.50 | 01/12/2026 | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.2 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225114372 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3745.82 | $3745.82 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3526.80 | [redacted] | $293.90 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.81 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 62.26 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| 225114444 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1631.77 | $1631.77 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1494.96 | [redacted] | $124.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.5 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2 | 0.49 |  |  |  |  |  |  |  | [Redacted] | $199772.50 | 66.810% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 67.27 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225114621 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $14639.97 | $15427.37 | 01/26/2026 | 7.243% | $4524.06 | $4524.06 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7761.25 | 1 | [redacted] | $4287.96 | [redacted] | $357.33 |  |  |  |  |  | 40.709% | 40.709% | 40.709% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Edward Hoffman \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 66.70000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Edward Hoffman \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 66.70000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Edward Hoffman \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 66.70000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Edward Hoffman \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 66.70000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - Edward Hoffman \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 66.70000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2009 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $14639.97 | 01/26/2026 | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $10590.41 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 60.99 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225114622 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $21526.61 | $8386.09 | 01/28/2026 | 7.200% | $4473.50 | $4473.50 | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | Non-Permanent Resident Alien |  |  |  | United States of America |  |  | $53884.49 | 1 | [redacted] | $3971.04 | [redacted] | $330.92 | [Redacted] | TX | $1145.00 |  | Annually | 15.534% | 15.534% | 15.534% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Nellie Rodriguez \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Nellie Rodriguez \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Nellie Rodriguez \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Rodrigo Rodriguez Pena \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Rodrigo Rodriguez Pena \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Rodrigo Rodriguez Pena \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $21526.61 | 01/28/2026 | 6.140% | $0.00 | 3.8 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $5300.00 | 0.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Employment Authorization |  |  |  | 36.55 |  |  | No | [Redacted] | $31897.18 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225114626 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $13627.85 | $15945.66 | 01/21/2026 | 7.288% | $2364.95 | $2364.95 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $47636.77 | 1 | [redacted] | $1764.96 | [redacted] | $147.08 |  |  |  |  |  | 11.771% | 11.771% | 11.771% | [Redacted] | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Herman Russell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Herman Russell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Herman Russell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Herman Russell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Herman Russell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Herman Russell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Borrower - Herman Russell \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Herman Russell \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Herman Russell \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Herman Russell \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Herman Russell \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Herman Russell \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $13627.85 | 01/21/2026 | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $84594.17 | 18.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.21 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225114631 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $23225.00 | $29961.71 | 01/16/2026 | 7.188% | $5518.20 | $5518.20 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23568.78 | 1 | [redacted] | $1475.04 | [redacted] | $122.92 |  |  |  |  |  | 38.218% | 38.218% | 38.218% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Torab Chowdhury \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Torab Chowdhury \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - Torab Chowdhury \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $23225.00 | 01/16/2026 | 6.170% | $0.00 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $234082.47 | 22.290% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.86 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225114632 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $22163.00 | $11845.07 | 02/03/2026 | 7.299% | $9545.01 | $9545.01 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $28680.25 | 3 | [redacted] | $3310.08 | [redacted] | $275.84 |  |  |  |  |  | 47.982% | 47.982% | 47.982% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Anna Farzindar \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - Anna Farzindar \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - Anna Farzindar \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $22163.00 | 02/03/2026 | 6.100% | $10000.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $480230.44 | 27.450% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.12 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225114634 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $35155.40 | $14100.47 | 01/29/2026 | 6.985% | $6306.52 | $6306.52 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10419.52 | 1 | [redacted] | $2631.96 | [redacted] | $219.33 |  |  |  |  |  | 41.423% | 41.423% | 41.423% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Shariful Islam \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Shariful Islam \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - Shariful Islam \| Primary Income - P&L Statement Only]; Audited P&L - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $35155.40 | 01/29/2026 | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $232690.56 | 19.390% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.43 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225115002 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1182.48 | $1182.48 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1022.04 | [redacted] | $85.17 | [Redacted] | NC | $205.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.19 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225115039 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1184.64 | $1184.64 | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1587.48 | [redacted] | $132.29 | [Redacted] | GA | $0.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [Redacted] | $69744.55 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 24.79 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225115044 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1990.00 | $16104.38 | 01/30/2026 | 6.432% | $10792.95 | $10792.95 | 6.375% | No | No | Self-Employed | Not Employed |  |  |  |  | Non-Permanent Resident Alien | US Citizen |  |  | Canada |  |  |  | $157420.44 | 1 | [redacted] | $3632.76 | [redacted] | $302.73 |  |  |  |  |  | 9.285% | 9.285% | 9.285% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 75.000% |  |  | [Borrower - Andrew Lenjosek \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Andrew Lenjosek \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Andrew Lenjosek \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Andrew Lenjosek \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1990.00 | 01/30/2026 | 6.140% | $0.00 | 2.2 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $142176.82 | 3.970% | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | VISA |  |  |  |  | 14.81 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225115046 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5605.06 | $8753.81 | 01/14/2026 | 7.124% | $2049.09 | $2049.09 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10396.13 | 1 | [redacted] | $1068.48 | [redacted] | $89.04 |  |  |  |  |  | 31.112% | 31.112% | 31.112% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 60.000% | 100.000% |  |  | [Borrower - Vanessa Guevara-Perez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Vanessa Guevara-Perez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Vanessa Guevara-Perez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Vanessa Guevara-Perez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Vanessa Guevara-Perez \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Vanessa Guevara-Perez \| Non-Primary Income - Wages]; VVOE - 2026<br> [Borrower - Vanessa Guevara-Perez \| Non-Primary Income - Wages]; WVOE - 2026<br> [Borrower - Vanessa Guevara-Perez \| Non-Primary Income - Wages]; Year End Summary - 2026<br> [Borrower - Vanessa Guevara-Perez \| Non-Primary Income - Wages]; W-2 - 2025<br> [Borrower - Vanessa Guevara-Perez \| Non-Primary Income - Wages]; Year End Summary - 2025<br> [Borrower - Vanessa Guevara-Perez \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - Vanessa Guevara-Perez \| Non-Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5605.06 | 01/14/2026 | 6.170% | $500.00 | 1 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $120886.88 | 31.000% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.86 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225115049 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $4941.60 | $6785.00 | 01/14/2026 | 7.085% | $1797.36 | $1797.36 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3096.06 | 1 | [redacted] | $1188.00 | [redacted] | $99.00 |  |  |  |  |  | 46.394% | 46.394% | 46.394% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Aleksander Jorgji \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Aleksander Jorgji \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Aleksander Jorgji \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Aleksander Jorgji \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Aleksander Jorgji \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4941.60 | 01/14/2026 | 6.170% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $256204.28 | 74.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 81.43 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225115054 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $6427.10 | $7828.26 | 01/20/2026 | 7.457% | $1062.75 | $1062.75 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8414.65 | 1 | [redacted] | $1799.04 | [redacted] | $149.92 |  |  |  |  |  | 43.807% | 43.807% | 43.807% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Jacob Tyler \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Jacob Tyler \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - Jacob Tyler \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Jacob Tyler \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - Jacob Tyler \| Non-Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Jacob Tyler \| Non-Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6427.10 | 01/20/2026 | 6.060% | $0.00 | 3.8 |  |  |  | N/A | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 31.9 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225115056 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $71500.00 | $21167.34 | 02/04/2026 | 7.263% | $6587.99 | $8000.61 | 7.908% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $100222.39 | 1 | [redacted] | $3433.92 | [redacted] | $286.16 | [Redacted] | FL | $2574.00 |  | Monthly | 22.443% | 22.359% | 22.443% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Arthur Backal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Arthur Backal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - Arthur Backal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - Arthur Backal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $71500.00 | 02/04/2026 | 6.160% | $0.00 | 1.6 |  |  |  | Yes | No | 7.908% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $18378.51 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.63 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225115057 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1870.00 | $10196.88 | 12/29/2025 | 7.684% | $13494.84 | $14037.87 | 7.908% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $445636.67 | 1 | [redacted] | $3968.04 | [redacted] | $330.67 |  |  |  |  |  | 10.597% | 10.488% | 10.597% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Judd Addy \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Judd Addy \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Judd Addy \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - Judd Addy \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Judd Addy \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Judd Addy \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1870.00 | 12/29/2025 | 5.930% | $0.00 | 1.3 |  |  |  | No | No | 7.908% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $531418.30 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 32.2 |  | No | No | [Redacted] | $498460.03 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| 225115061 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $6015.00 | $7659.00 | 01/20/2026 | 6.957% | $1945.79 | $1945.79 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22406.59 | 1 | [redacted] | $1484.04 | [redacted] | $123.67 |  |  |  |  |  | 47.832% | 47.832% | 47.832% | [Redacted] | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 91.000% |  |  | [Borrower - Carolyn Howard \| Primary Income - Bank Statements \| % of Business Ownership: 91.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Carolyn Howard \| Primary Income - Bank Statements \| % of Business Ownership: 91.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Carolyn Howard \| Primary Income - Bank Statements \| % of Business Ownership: 91.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Carolyn Howard \| Primary Income - Bank Statements \| % of Business Ownership: 91.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6015.00 | 01/20/2026 | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 109.55 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225115065 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1196.17 | $1196.17 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1761.96 | [redacted] | $146.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | [Redacted] | $15.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.78 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225115067 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $996.95 | $996.95 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1023.00 | [redacted] | $85.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | [Redacted] | $23413.56 | 11.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.75 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225115068 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1527.36 | $1527.36 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $2813.52 | [redacted] | $234.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.68 |  |  |  |  |  |  |  | [Redacted] | $1050.84 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 28.14 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225115071 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5127.34 | $5127.34 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $2541.00 | [redacted] | $211.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.82 |  |  |  |  |  |  |  | [Redacted] | $28278.64 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.44 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 5 | 360 |
| 225115384 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2275.44 | $2275.44 | 6.500% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1888.44 | [redacted] | $157.37 | [Redacted] | FL | $895.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | [Redacted] | $1297188.54 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 273.6 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 225115385 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $827.73 | $827.73 | 6.875% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | 1 | [redacted] | $504.96 | [redacted] | $42.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 49.66 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225115386 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $8995.00 | $12415.96 | 01/29/2026 | 7.123% | $4984.73 | $4984.73 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24268.10 | 1 | [redacted] | $5297.04 | [redacted] | $441.42 | [Redacted] | NJ | $0.00 |  | Monthly | 36.033% | 36.033% | 36.033% | [Redacted] | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Scott Rehmann \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Borrower - Scott Rehmann \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Scott Rehmann \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - Scott Rehmann \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Scott Rehmann \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - Scott Rehmann \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Scott Rehmann \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - Scott Rehmann \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - Scott Rehmann \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2026<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - Scott Rehmann \| Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8995.00 | 01/29/2026 | 6.140% | $0.00 | 3 |  |  |  | No | No | 6.990% | 3 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 113.45 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225115387 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $21706.00 | $27666.34 | 01/27/2026 | 7.137% | $10102.39 | $10102.39 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $28044.46 | 1 | [redacted] | $3959.04 | [redacted] | $329.92 |  |  |  |  |  | 40.387% | 40.387% | 40.387% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - David Ascencio Arevalo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - David Ascencio Arevalo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - David Ascencio Arevalo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $21706.00 | 01/27/2026 | 6.140% | $0.00 | 2.6 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $457489.62 | 24.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.75 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225115395 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $777.01 | $777.01 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $758.04 | [redacted] | $63.17 | [Redacted] | IL | $283.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $164615.27 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.7 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| 225115536 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $16709.55 | $10491.65 | 01/06/2026 | 7.591% | $5959.32 | $6521.49 | 7.908% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $38693.16 | 1 | [redacted] | $3453.96 | [redacted] | $287.83 | [Redacted] | TX | $825.00 |  | Annually | 28.215% | 29.244% | 28.215% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Geetha Nidiganti \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Geetha Nidiganti \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Geetha Nidiganti \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Geetha Nidiganti \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Geetha Nidiganti \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021<br> [Borrower - Geetha Nidiganti \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015<br> [Borrower - Geetha Nidiganti \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $16709.55 | 01/06/2026 | 6.390% | $25625.00 | 2.7 |  |  |  | No | No | 7.908% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $226.87 | 0.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 12.84 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225115540 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1770.01 | $1770.01 | 6.625% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | 1 | [redacted] | $1950.24 | [redacted] | $162.52 | [Redacted] | FL | $94.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [Redacted] | $169436.70 | 42.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.95 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225118021 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3150.33 | $3150.33 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1923.00 | [redacted] | $160.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.88 |  |  |  |  |  |  |  | [Redacted] | $216945.07 | 35.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.88 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225118022 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1852.00 | $1852.00 | 6.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1751.64 | [redacted] | $145.97 | [Redacted] | TX | $700.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.17 |  |  |  |  |  |  |  | [Redacted] | $678669.73 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 207.21 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225118256 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1990.00 | $8818.96 | 02/02/2026 | 7.430% | $11155.89 | $12510.05 | 7.908% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $51373.23 | 1 | [redacted] | $2596.56 | [redacted] | $216.38 |  |  |  |  |  | 29.628% | 30.676% | 29.628% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Jacob Larson \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Coborrower(s) - Jacob Larson \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Jacob Larson \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Jacob Larson \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Jacob Larson \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1990.00 | 02/02/2026 | 6.160% | $0.00 | 1.1 |  |  |  | Yes | No | 7.908% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $234865.23 | 10.920% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.57 |  | Yes | No | [Redacted] | $73002.37 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225118311 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3852.40 | $3852.40 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1776.00 | [redacted] | $148.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 40.38 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225118312 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1890.00 | $2863.49 | 01/16/2026 | 6.935% | $1729.04 | $1729.04 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5082.60 | 1 | [redacted] | $1005.60 | [redacted] | $83.80 | [Redacted] | FL | $83.00 |  | Monthly | 41.746% | 41.746% | 41.746% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Adrian Danet \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Adrian Danet \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Adrian Danet \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - Adrian Danet \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - Adrian Danet \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - Adrian Danet \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - Adrian Danet \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Adrian Danet \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Adrian Danet \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Adrian Danet \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Adrian Danet \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Adrian Danet \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - Alina Danet \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Alina Danet \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Alina Danet \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Alina Danet \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - Alina Danet \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - Alina Danet \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - Alina Danet \| Non-Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Alina Danet \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Alina Danet \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Alina Danet \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - Alina Danet \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - Alina Danet \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1890.00 | 01/16/2026 | 6.170% | $7697.00 | 1.2 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $176943.04 | 53.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 62.77 |  | Yes | No | [Redacted] | $3976.09 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225118709 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7442.50 | $9086.90 | 01/13/2026 | 7.022% | $1351.06 | $1351.06 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8059.26 | 1 | [redacted] | $1635.00 | [redacted] | $136.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Robert Muller \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 1 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7442.50 | 01/13/2026 | 6.170% | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $791144.79 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 261.52 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225118730 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $16602.13 | $22043.95 | 01/16/2026 | 9.013% | $6195.27 | $6195.27 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14001.74 | 1 | [redacted] | $4524.96 | [redacted] | $377.08 |  |  |  |  |  | 35.389% | 35.389% | 35.389% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Christy Romano Rooney \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Christy Romano Rooney \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Christy Romano Rooney \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Christy Romano Rooney \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Christy Romano Rooney \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Christy Romano Rooney \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Christy Romano Rooney \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Christy Romano Rooney \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $16602.13 | 01/16/2026 | 6.060% | $20000.00 | 1.1 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $230952.07 | 26.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.9 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225118755 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3010.20 | $8207.68 | 01/28/2026 | 6.442% | $5240.51 | $5240.51 | 6.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15949.99 | 1 | [redacted] | $4796.88 | [redacted] | $399.74 | [Redacted] | CA | $184.00 |  | Monthly | 36.211% | 36.211% | 36.211% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Daniel Crowell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Daniel Crowell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Daniel Crowell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3010.20 | 01/28/2026 | 6.140% | $125000.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $386260.92 | 32.180% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.8 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225118757 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1690.00 | $2668.68 | 02/02/2026 | 6.758% | $1024.50 | $1024.50 | 6.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $23053.35 | 1 | [redacted] | $996.96 | [redacted] | $83.08 |  |  |  |  |  | 41.911% | 41.911% | 41.911% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower - Andrea Moreno \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Andrea Moreno \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Andrea Moreno \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Andrea Moreno \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Andrea Moreno \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Andrea Moreno \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 02/02/2026 | 6.100% | $0.00 | 2.6 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $162164.37 | 81.080% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 59.62 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225118758 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $538.97 | $538.97 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1687.08 | [redacted] | $140.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.9 | 0.52 |  |  |  |  |  |  |  | [Redacted] | $75001.83 | 75.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.48 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225118760 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2392.20 | $2392.20 | 6.625% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $872.04 | [redacted] | $72.67 | [Redacted] | KY | $150.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [Redacted] | $191073.22 | 40.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.72 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 | 360 |
| 225118770 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2030.82 | $2030.82 | 6.375% | No | No |  |  |  |  |  |  | Foreign National | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1564.44 | [redacted] | $130.37 | [Redacted] | FL | $98.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [Redacted] | $276555.84 | 59.470% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.66 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 | 360 |
| 225118775 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2054.84 | $2054.84 | 7.125% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $1677.00 | [redacted] | $139.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 107.86 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225118776 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2729.38 | $783.29 | 01/20/2026 | 6.379% | $1450.50 | $1450.50 | 6.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3066.53 | 1 | [redacted] | $2371.44 | [redacted] | $197.62 | [Redacted] | FL | $45.00 |  | Monthly | 47.996% | 47.996% | 47.996% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jack McCall \| Primary Income - Social Security]; Account Statements - 2026<br> [Borrower - Jack McCall \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - Teresa Younce \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - Teresa Younce \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2729.38 | 01/20/2026 | 6.060% | $14865.65 | 2.6 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $557327.06 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 278.25 |  | Yes | No | [Redacted] | $2769.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225118777 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1395.00 | $5332.28 | 02/02/2026 | 7.187% | $6320.68 | $7100.33 | 7.658% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15714.08 | 1 | [redacted] | $2177.04 | [redacted] | $181.42 |  |  |  |  |  | 42.362% | 43.967% | 42.362% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Neha Patel \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Neha Patel \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Neha Patel \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Neha Patel \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Neha Patel \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Neha Patel \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Dipesh Patel \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1395.00 | 02/02/2026 | 6.160% | $10000.00 | 3.3 |  |  |  | No | No | 7.658% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $2089442.12 | 100.000% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 236.26 |  | No | No | [Redacted] | $20264.44 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225118778 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $8163.96 | $8163.96 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $3955.56 | [redacted] | $329.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | [Redacted] | $280522.83 |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 30.67 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225118779 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $61210.00 | $16243.87 |  | 7.294% | $6270.11 | $7043.53 | 7.658% | No | No | Not Employed | Not Employed | Employed |  | 2.96 |  |  | US Citizen | US Citizen |  |  |  |  |  | $15872.00 | 1 | [redacted] | $1818.72 | [redacted] | $151.56 | [Redacted] | FL | $1458.00 |  | Monthly | 40.099% | 41.737% | 40.099% | [Redacted] | 805 | 805 | 822 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Ashim Manchanda \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - Ashim Manchanda \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Ashim Manchanda \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Ashim Manchanda \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Ashim Manchanda \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025<br> [Coborrower(s) - Ashim Manchanda \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Ashim Manchanda \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Ashim Manchanda \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Ashim Manchanda \| Primary Income - Wages]; W-2 Transcript - 2023 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $61210.00 |  | 6.160% | $0.00 | 2.3 |  |  |  | No | No | 7.658% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $489437.12 | 39.470% | No |  |  | 25 |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 22.82 |  | No | No | [Redacted] | $0.00 | $26496.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225118791 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $15530.00 | $26981.86 | 01/23/2026 | 7.301% | $5317.05 | $5317.05 | 6.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $15025.68 | 1 | [redacted] | $2866.80 | [redacted] | $238.90 |  |  |  |  |  | 32.191% | 32.191% | 32.191% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 80.000% |  |  | [Borrower - Reyder Aliaga Lazaro \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Reyder Aliaga Lazaro \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Reyder Aliaga Lazaro \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Reyder Aliaga Lazaro \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Borrower - Reyder Aliaga Lazaro \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Reyder Aliaga Lazaro \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Reyder Aliaga Lazaro \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Reyder Aliaga Lazaro \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $15530.00 | 01/23/2026 | 6.060% | ($5000.00) | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $95493.74 | 9.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 5.03 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225118793 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1595.00 | $6212.68 | 02/06/2026 | 6.388% | $9347.54 | $9347.54 | 6.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20552.14 | 1 | [redacted] | $1661.16 | [redacted] | $138.43 | [Redacted] | CA | $665.00 |  | Monthly | 43.226% | 43.226% | 43.226% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Lisa Brown \| Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - George Brown \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - George Brown \| Non-Primary Income - Asset Depletion]; Other - 2026<br> [Coborrower(s) - George Brown \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1595.00 | 02/06/2026 | 6.100% | $0.00 | 3.2 |  |  |  | No | No | 6.375% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $3229996.24 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 185.52 |  | No | No | [Redacted] | $27464.23 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225118907 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4117.38 | $6570.57 | 01/12/2026 | 7.156% | $2225.26 | $2225.26 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11811.42 | 1 | [redacted] | $2535.00 | [redacted] | $211.25 |  |  |  |  |  | 36.813% | 36.813% | 36.813% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Kaylan Baucom \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Kaylan Baucom \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Kaylan Baucom \| Primary Income - Sole Proprietor]; 1099 - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | 1099 - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4117.38 | 01/12/2026 | 6.170% | $0.00 | 4.6 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $40877.68 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.55 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225118908 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $52014.11 | $7942.11 | 02/06/2026 | 6.677% | $6146.99 | $6146.99 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13628.01 | 1 | [redacted] | $4727.04 | [redacted] | $393.92 |  |  |  |  |  | 48.022% | 48.022% | 48.022% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Catherine Kardas \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Catherine Kardas \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Catherine Kardas \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Catherine Kardas \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - James Kardas \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - James Kardas \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - James Kardas \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - James Kardas \| Primary Income - Shared Bank Statements]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $52014.11 | 02/06/2026 | 6.100% | $0.00 | 2.6 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $187717.09 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 26.05 |  | No | No | [Redacted] | $13109.47 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225118941 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4886.00 | $6569.78 | 01/20/2026 | 8.063% | $1431.03 | $1431.03 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5931.62 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | WA | $295.00 |  | Monthly | 42.380% | 42.380% | 42.380% | [Redacted] | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Amy Reim \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Amy Reim \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Amy Reim \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Amy Reim \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Amy Reim \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025<br> [Borrower - Amy Reim \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Amy Reim \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Amy Reim \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Amy Reim \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - Amy Reim \| Non-Primary Income - Asset Depletion]; D1C Income Verification Report - 2026<br> [Borrower - Amy Reim \| Non-Primary Income - Asset Depletion]; D1C Income Verification Report - 2026<br> [Borrower - Amy Reim \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Amy Reim \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4886.00 | 01/20/2026 | 6.060% | $500.00 | 2.4 |  |  |  | Yes | No | 7.750% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $342924.88 | 100.000% | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 147.68 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225119918 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $676.25 | $676.25 | 7.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1481.04 | [redacted] | $123.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | [Redacted] | $5000.00 | 4.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.3 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225119920 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $778.32 | $778.32 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1032.96 | [redacted] | $86.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 78.35 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225120022 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1578.39 | $1578.39 | 6.375% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | [redacted] | $608.04 | [redacted] | $50.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified | Level 2-Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | No | 123.36 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225120023 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1884.98 | $1884.98 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | FM | $264.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | [Redacted] | $220322.28 | 71.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 61.7 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225120024 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $0.00 | 02/05/2026 | 6.721% | $4370.97 | $4370.97 | 6.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7367.15 | 1 | [redacted] | $1078.20 | [redacted] | $89.85 | [Redacted] | CA | $1414.00 |  | Monthly | 49.967% | 49.967% | 49.967% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Al Barry \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Al Barry \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Al Barry \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 02/05/2026 | 6.100% | $20456.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $830064.35 | 98.530% | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 98.86 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225120026 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1103.64 | $1103.64 | 6.875% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | 1 | [redacted] | $502.08 | [redacted] | $41.84 | [Redacted] | FL | $601.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.08 |  |  |  |  |  |  |  | [Redacted] | $67294.41 | 28.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.9 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225120027 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $5545.12 | 01/26/2026 | 7.255% | $6174.50 | $9117.79 | 7.658% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $36233.71 | 1 | [redacted] | $949.08 | [redacted] | $79.09 | [Redacted] | CA | $970.00 |  | Monthly | 32.101% | 30.079% | 32.101% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Elizabeth Edgerly \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Elizabeth Edgerly \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Elizabeth Edgerly \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Elizabeth Edgerly \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Elizabeth Edgerly \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025<br> [Borrower - Elizabeth Edgerly \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Elizabeth Edgerly \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Elizabeth Edgerly \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Elizabeth Edgerly \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Elizabeth Edgerly \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Elizabeth Edgerly \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 01/26/2026 | 6.190% | $0.00 | 1.6 |  |  |  | No | No | 7.658% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $3610453.74 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 378.92 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| 225120048 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $22752.00 | $6212.24 | 02/02/2026 | 7.007% | $2470.05 | $2470.05 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $51701.96 | 1 | [redacted] | $1166.04 | [redacted] | $97.17 | [Redacted] | FL | $700.00 |  | Annually | 10.212% | 10.212% | 10.212% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Ashish Sahgal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Ashish Sahgal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Ashish Sahgal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $22752.00 | 02/02/2026 | 6.100% | $12000.00 | 1.1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $4000.00 | 0.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 427.79 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225120081 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8140.00 | $13032.26 | 02/05/2026 | 7.400% | $6573.51 | $7564.94 | 7.909% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $276491.58 | 1 | [redacted] | $3945.96 | [redacted] | $328.83 |  |  |  |  |  | 6.192% | 6.286% | 6.192% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Pascal Cohen \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Pascal Cohen \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Pascal Cohen \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Pascal Cohen \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Samara Lender \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Samara Lender \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Samara Lender \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Samara Lender \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8140.00 | 02/05/2026 | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 7.909% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $130000.00 | 10.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 215.87 |  | Yes | No | [Redacted] | $147371.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225120156 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4187.18 | $4187.18 | 6.990% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 2 | [redacted] | $5387.04 | [redacted] | $448.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 20.12 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225120158 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $13115.00 | $14766.96 | 01/28/2026 | 7.350% | $2552.18 | $2552.18 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18428.48 | 1 | [redacted] | $795.00 | [redacted] | $66.25 | [Redacted] | NJ | $573.00 |  | Monthly | 36.698% | 36.698% | 36.698% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Joseph LaPella \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Joseph LaPella \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Joseph LaPella \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Joseph LaPella \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Joseph LaPella \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Lisa LaPella \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Lisa LaPella \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Lisa LaPella \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Lisa LaPella \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Lisa LaPella \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $13115.00 | 01/28/2026 | 6.140% | $0.00 | 1 |  |  |  | No | No | 6.990% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $303518.77 | 63.230% | No | 24 | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 53.16 |  | No | No | [Redacted] | $0.00 | $7560.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225120172 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2498.00 | $4344.46 | 01/23/2026 | 7.078% | $2413.94 | $2413.94 | 6.990% | No | No | Employed | Employed | Employed |  | 1.7 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $16647.04 | 1 | [redacted] | $2730.96 | [redacted] | $227.58 | [Redacted] | FL | $35.00 |  | Monthly | 34.757% | 34.757% | 34.757% | [Redacted] | 734 | 723 | 742 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Jacqueline Zuanich \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Jacqueline Zuanich \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Jacqueline Zuanich \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - August Zuanich \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - August Zuanich \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - August Zuanich \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Lori Zuanich \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Lori Zuanich \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Lori Zuanich \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Lori Zuanich \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2498.00 | 01/23/2026 | 6.060% | $18160.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $142665.28 | 31.420% | No | 13 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 12.85 |  | No | No | [Redacted] | $0.00 | $21457.43 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225120181 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4080.00 | $5878.48 | 01/27/2026 | 6.914% | $1945.79 | $1945.79 | 6.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17413.34 | 1 | [redacted] | $2562.96 | [redacted] | $213.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Craig Lippincott \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Craig Lippincott \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4080.00 | 01/27/2026 | 6.140% | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $2105899.03 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 782.83 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225121203 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $11891.25 | $13802.05 | 01/09/2026 | 6.454% | $2278.54 | $2278.54 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6594.93 | 1 | [redacted] | $785.04 | [redacted] | $65.42 | [Redacted] | NJ | $678.83 |  | Monthly | 36.878% | 36.878% | 36.878% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Katria Scott \| Primary Income - Wages]; Other - 2026<br> [Borrower - Katria Scott \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Katria Scott \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Katria Scott \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Katria Scott \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Katria Scott \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11891.25 | 01/09/2026 | 6.060% | $10000.00 | 1 |  |  |  | N/A | No | 6.125% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $185316.06 | 35.290% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.98 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225121211 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2762.50 | $2762.50 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $659.04 | [redacted] | $54.92 | [Redacted] | NJ | $670.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  | 240 | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 108.47 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| 225140294 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5749.00 | $7819.56 | 01/20/2026 | 6.508% | $3069.44 | $3069.44 | 6.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11190.37 | 1 | [redacted] | $2742.96 | [redacted] | $228.58 | [Redacted] | GA | $710.00 |  | Annually | 33.496% | 33.496% | 33.496% | [Redacted] | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 99.000% |  |  | [Borrower - Ryan Gallini \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Ryan Gallini \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Ryan Gallini \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Ryan Gallini \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Ryan Gallini \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5749.00 | 01/20/2026 | 6.060% | $0.00 | 1.4 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $15828.14 | 2.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.38 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225140295 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $4293.64 | 12/17/2025 | 7.526% | $6792.53 | $7433.30 | 7.908% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23260.85 | 1 | [redacted] | $8754.00 | [redacted] | $729.50 | [Redacted] | PA | $391.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Celine Field \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Celine Field \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Celine Field \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Celine Field \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1590.00 | 12/17/2025 | 6.160% | $0.00 | 3.7 |  |  |  | Yes | No | 7.908% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $1684560.38 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 184.47 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225140297 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1052.78 | $1052.78 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1783.92 | [redacted] | $148.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 18.36 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225140308 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1590.87 | $1590.87 | 6.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $608.04 | [redacted] | $50.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Business Entity | LLC | Business Entity |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 122.75 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225140315 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $875.61 | $875.61 | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | N/A |  |  |  |  |  |  | 1 | [redacted] | $1107.96 | [redacted] | $92.33 | [Redacted] | AL | $75.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | [Redacted] | $1000.00 | 0.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.72 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225140321 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1990.00 | $4761.30 | 01/09/2026 | 6.832% | $2626.82 | $2626.82 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3486.77 | 2 | [redacted] | $3184.08 | [redacted] | $265.34 |  |  |  |  |  | 49.984% | 49.984% | 49.984% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - David Taylor \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - David Taylor \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - David Taylor \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1990.00 | 01/09/2026 | 6.180% | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $164011.62 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.56 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225140323 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $36250.63 | $14608.81 | 12/11/2025 | 6.272% | $2769.65 | $2769.65 | 5.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12929.76 | 4 | [redacted] | $1200.96 | [redacted] | $100.08 |  |  |  |  |  | 38.696% | 38.696% | 38.696% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 33.000% |  |  | [Borrower - Mariano Pamplona \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Mariano Pamplona \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Mariano Pamplona \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Mariano Pamplona \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Mariano Pamplona \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Mariano Pamplona \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $36250.63 | 12/11/2025 | 6.220% | $0.00 |  |  |  |  | No | No | 5.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $30342.05 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.69 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225140324 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $827.73 | $827.73 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1167.00 | [redacted] | $97.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [Redacted] | $3000.00 | 1.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 99.46 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225140328 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1659.65 | $1659.65 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1403.04 | [redacted] | $116.92 | [Redacted] | TX | $149.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.3 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [Redacted] | $171386.34 | 48.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.63 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 |
| 225140330 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2700.23 | $2700.23 | 7.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $735.00 | [redacted] | $61.25 | [Redacted] | FL | $948.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.7 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.66 | 1.5 |  |  |  |  |  |  |  | [Redacted] | $226689.06 | 41.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.01 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225140331 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $5412.34 | 01/21/2026 | 7.535% | $6432.77 | $6432.77 | 7.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18459.53 | 1 | [redacted] | $3815.76 | [redacted] | $317.98 |  |  |  |  |  | 47.770% | 47.770% | 47.770% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Jessica Black \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Borrower - Jessica Black \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - Jessica Black \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Jessica Black \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Jessica Black \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Jessica Black \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Jessica Black \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - Jessica Black \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - Jessica Black \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - Jessica Black \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026<br> [Borrower - Jessica Black \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026<br> [Borrower - Jessica Black \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Jessica Black \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Jessica Black \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Jessica Black \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Jessica Black \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Jessica Black \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Jessica Black \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - Jason Black \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Coborrower(s) - Jason Black \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Coborrower(s) - Jason Black \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - Jason Black \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - Jason Black \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Jason Black \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - Jason Black \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - Jason Black \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - Jason Black \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - Jason Black \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026<br> [Coborrower(s) - Jason Black \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026<br> [Coborrower(s) - Jason Black \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - Jason Black \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - Jason Black \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - Jason Black \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Jason Black \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - Jason Black \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - Jason Black \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 01/21/2026 | 6.060% | $0.00 | 1.2 |  |  |  | Yes | No | 7.500% | 2 | 2 | 2 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1136693.70 | 98.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 124.69 |  | No | No | [Redacted] | $17824.79 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225140332 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1693.84 | $1693.84 | 6.250% | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | 1 | [redacted] | $970.56 | [redacted] | $80.88 | [Redacted] | FL | $177.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 729 | 721 | 701 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | [Redacted] | $4837103.26 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 2006.74 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 225140333 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2816.37 | $2816.37 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $1772.16 | [redacted] | $147.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.63 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.08 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 |
| 225140404 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $895.00 | $1438.47 | 02/02/2026 | 6.619% | $632.07 | $632.07 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5401.52 | 1 | [redacted] | $5709.00 | [redacted] | $475.75 |  |  |  |  |  | 32.474% | 32.474% | 32.474% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - William Kitchell \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - William Kitchell \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - William Kitchell \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $895.00 | 02/02/2026 | 6.100% | $0.00 | 2.9 | DU |  | ApproveEligible | Yes | No | 6.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $2198180.41 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 1306.99 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225140406 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $11345.80 | $20693.01 | 01/22/2026 | 7.214% | $5598.85 | $5598.85 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17950.05 | 1 | [redacted] | $2810.16 | [redacted] | $234.18 | [Redacted] | FL | $735.00 |  | Monthly | 32.919% | 32.919% | 32.919% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Marcelo Jo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Marcelo Jo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Marcelo Jo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Marcelo Jo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Expense Letter - 2025<br> [Borrower - Marcelo Jo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Marcelo Jo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - Marcelo Jo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11345.80 | 01/22/2026 | 6.060% | $0.00 | 2.4 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | Yes |  |  |  |  |  |  |  |  |  | [Redacted] | $295714.90 | 28.080% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.73 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225140407 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8157.50 | $12701.31 | 01/26/2026 | 6.847% | $6810.28 | $6810.28 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $46844.72 | 1 | [redacted] | $3151.08 | [redacted] | $262.59 |  |  |  |  |  | 15.615% | 15.615% | 15.615% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Jarib Porter \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - Jarib Porter \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Jarib Porter \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Jarib Porter \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8157.50 | 01/26/2026 | 6.140% | $0.00 | 2.6 | DU |  | ApproveIneligible | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $19500.00 | 1.480% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.29 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225140575 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2733.75 | $2733.75 | 6.375% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $1765.08 | [redacted] | $147.09 | [Redacted] | FL | $194.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [Redacted] | $261565.81 | 41.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.94 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225140676 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $3443.76 | 01/28/2026 | 6.426% | $2620.25 | $2620.25 | 6.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8930.17 | 1 | [redacted] | $1671.00 | [redacted] | $139.25 |  |  |  |  |  | 28.559% | 28.559% | 28.559% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Timothy Costa \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Timothy Costa \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Timothy Costa \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Timothy Costa \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Timothy Costa \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 01/28/2026 | 6.140% | $0.00 | 3.7 |  |  |  | No | No | 6.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $612645.99 | 74.710% | No | 11 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.64 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225140706 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1500.00 | $3089.80 | 01/02/2026 | 6.832% | $1764.19 | $1764.19 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9345.72 | 1 | [redacted] | $596.04 | [redacted] | $49.67 | [Redacted] | NH | $600.00 |  | Annually | 34.030% | 34.030% | 34.030% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Grace Herr \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Grace Herr \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Grace Herr \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1500.00 | 01/02/2026 | 6.250% | $0.00 | 3.6 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $124442.30 | 36.600% | No | 10 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.24 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225140881 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $16250.00 | $16250.00 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $8393.88 | [redacted] | $699.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.7 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.61 |  |  |  |  |  |  | 240 | [Redacted] | $433580.54 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 18.44 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| 225141146 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1953.38 | $1953.38 | 6.625% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $935.28 | [redacted] | $77.94 | [Redacted] | FL | $98.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [Redacted] | $122244.68 | 30.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.13 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 | 360 |
| 225141322 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1390.00 | $2533.83 | 02/05/2026 | 6.734% | $1216.59 | $1216.59 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9878.25 | 1 | [redacted] | $1955.64 | [redacted] | $162.97 | [Redacted] | FL | $230.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Michelle Walter \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Michelle Walter \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1390.00 | 02/05/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $853652.91 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 350.7 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225141445 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1890.00 | $3180.76 | 02/03/2026 | 6.832% | $1945.79 | $1945.79 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26655.55 | 1 | [redacted] | $2559.00 | [redacted] | $213.25 |  |  |  |  |  | 11.431% | 11.431% | 11.431% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Michael Moynahan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Michael Moynahan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1890.00 | 02/03/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $198435.40 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 190.64 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225141620 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1011.67 | $1011.67 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1409.04 | [redacted] | $117.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4.6 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [Redacted] | $14128.91 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225141768 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1590.87 | $1590.87 | 6.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $608.04 | [redacted] | $50.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 123.18 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225141825 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $3089.24 | 02/06/2026 | 6.943% | $2036.48 | $2036.48 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9136.35 | 1 | [redacted] | $1185.48 | [redacted] | $98.79 | [Redacted] | FL | $1500.00 |  | Monthly | 47.792% | 47.792% | 47.792% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Tammy Boyd \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Tammy Boyd \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Tammy Boyd \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Steven Boyd \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - Steven Boyd \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Steven Boyd \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Steven Boyd \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Steven Boyd \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Steven Boyd \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Steven Boyd \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 02/06/2026 | 6.100% | $0.00 | 1.4 |  |  |  | Yes | No | 6.875% | 1 | 3 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $404522.60 | 72.230% | No |  | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32.64 |  |  | No | [Redacted] | $0.00 | $7083.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225142353 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7780.00 | $11452.26 | 01/21/2026 | 7.675% | $4125.37 | $4125.37 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $48242.73 | 1 | [redacted] | $1698.96 | [redacted] | $141.58 |  |  |  |  |  | 11.825% | 11.825% | 11.825% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Solomon Hejirika \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Solomon Hejirika \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] | $7780.00 | 01/21/2026 | 6.060% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.85 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225142354 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $791.71 | $791.71 | 7.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $999.96 | [redacted] | $83.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.5 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.01 | 0.49 |  |  |  |  |  |  |  | [Redacted] | $62892.09 | 46.580% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.63 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225144704 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $0.00 | $1087.16 | 02/03/2026 | 6.774% | $1556.64 | $1556.64 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9313.57 | 1 | [redacted] | $3438.60 | [redacted] | $286.55 | [Redacted] | TX | $244.00 |  | Annually | 36.875% | 36.875% | 36.875% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Mikaela Taktejeva \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Mikaela Taktejeva \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Mikaela Taktejeva \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Mikaela Taktejeva \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Mikaela Taktejeva \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Mikaela Taktejeva \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  | 02/03/2026 | 6.100% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $231457.24 | 72.330% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 59.61 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225144707 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2489.08 | $2489.08 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $908.04 | [redacted] | $75.67 | [Redacted] | NY | $120.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | [Redacted] | $148355.20 |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Guarantor - Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Guarantor - Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 47.8 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225144713 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2385.00 | $5195.00 | 01/19/2026 | 8.428% | $1745.40 | $1745.40 | 7.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7563.03 | 1 | [redacted] | $1878.48 | [redacted] | $156.54 |  |  |  |  |  | 30.247% | 30.247% | 30.247% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Maria Corral Ramirez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Maria Corral Ramirez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Maria Corral Ramirez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Maria Corral Ramirez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2385.00 | 01/19/2026 | 5.500% | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $58809.32 | 27.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 8.82 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| 225144715 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1349.20 | $1349.20 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1067.04 | [redacted] | $88.92 | [Redacted] | NJ | $442.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.5 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [Redacted] | $13923.82 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 94.25 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225147202 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $4716.72 | $13893.21 | 01/27/2026 | 6.635% | $3004.56 | $3004.56 | 6.375% | No | No | Employed | Not Employed |  |  |  |  | Non-Permanent Resident Alien | US Citizen |  |  | Australia |  |  |  | $26254.97 | 1 | [redacted] | $1887.96 | [redacted] | $157.33 |  |  |  |  |  | 27.573% | 27.573% | 27.573% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Adam Fovent \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Adam Fovent \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4716.72 | 01/27/2026 | 6.140% | $200.00 | 1 | DU |  | ApproveEligible | No | No | 6.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $256398.84 | 42.030% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Passport |  |  |  |  | 26.85 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225147207 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1690.00 | $6973.00 | 01/07/2026 | 7.654% | $6366.68 | $6366.68 | 7.600% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15709.96 | 1 | [redacted] | $2579.04 | [redacted] | $214.92 | [Redacted] | IL | $213.00 |  | Monthly | 41.511% | 41.511% | 41.511% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Kathleen Schwendener \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Kathleen Schwendener \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Kathleen Schwendener \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Kathleen Schwendener \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 01/07/2026 | 6.180% | $0.00 | 3.8 | DU |  | ApproveIneligible | No | No | 7.600% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $339723.08 | 33.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.83 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225147210 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1970.50 | $6395.29 | 01/20/2026 | 6.795% | $6064.39 | $6064.39 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7416.90 | 1 | [redacted] | $1422.96 | [redacted] | $118.58 | [Redacted] | WA | $206.00 |  | Monthly | 49.930% | 49.930% | 49.930% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Kate Roetemeyer \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Kate Roetemeyer \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - Kate Roetemeyer \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Kate Roetemeyer \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1970.50 | 01/20/2026 | 6.060% | $95400.00 | 1.6 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $303718.61 | 25.300% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.66 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225147213 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3825.50 | $1910.40 | 01/21/2026 | 6.762% | $3586.75 | $3586.75 | 6.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6131.77 | 1 | [redacted] | $1383.96 | [redacted] | $115.33 | [Redacted] | AZ | $120.00 |  | Monthly | 45.395% | 45.395% | 45.395% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - L Shelton \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - L Shelton \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - L Shelton \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - L Shelton \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - L Shelton \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - L Shelton \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - L Shelton \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - L Shelton \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Virginia Shelton \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Virginia Shelton \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3825.50 | 01/21/2026 | 6.060% | $15000.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $807194.21 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 137.42 |  | Yes | No | [Redacted] | $1479.27 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225147238 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2590.00 | $5615.74 | 02/04/2026 | 6.628% | $2338.65 | $2338.65 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6523.75 | 1 | [redacted] | $1622.88 | [redacted] | $135.24 | [Redacted] | CA | $935.00 |  | Monthly | 39.941% | 39.941% | 39.941% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - Hunter Gatewood \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - No Results Returned - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2590.00 | 02/04/2026 | 6.100% | $0.00 | 2.4 | DU |  | ApproveEligible | No | No | 6.500% | 3 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1353184.69 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 203.93 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225147239 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1871.61 | $1871.61 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $897.96 | [redacted] | $74.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | [Redacted] | $211120.65 | 52.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 43.71 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225147246 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $697.86 | $697.86 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3069.00 | [redacted] | $255.75 | [Redacted] | TX | $120.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [Redacted] | $303715.61 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 222.86 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 | 360 |
| 225147250 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $10888.70 | $10888.70 | 7.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $9569.76 | [redacted] | $797.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 738 | 673 | 699 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | [Redacted] | $714517.88 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 52.46 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225147253 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $2749.65 | 01/30/2026 | 6.452% | $1696.93 | $1696.93 | 6.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4733.99 | 1 | [redacted] | $951.96 | [redacted] | $79.33 |  |  |  |  |  | 41.510% | 41.510% | 41.510% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Blanche Stuckey \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - Blanche Stuckey \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - Blanche Stuckey \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - Blanche Stuckey \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - Edward Stuckey \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - Edward Stuckey \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - Edward Stuckey \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 01/30/2026 | 6.140% | $11000.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $331199.95 | 97.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 120.37 |  | Yes | No | [Redacted] | $6116.51 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225147685 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1987.85 | $1987.85 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1748.28 | [redacted] | $145.69 | [Redacted] | CA | $375.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 786 | 778 | 792 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 91.05 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225147725 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5424.00 | $6412.92 | 02/11/2026 | 6.901% | $1363.86 | $1363.86 | 6.625% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6180.85 | 1 | [redacted] | $1307.04 | [redacted] | $108.92 |  |  |  |  |  | 49.154% | 49.154% | 49.154% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Brian Righter \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - Brian Righter \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Coborrower(s) - Brian Righter \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - Brian Righter \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - Brian Righter \| Non-Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Coborrower(s) - Brian Righter \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5424.00 | 02/11/2026 | 6.100% | $0.00 | 1.4 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 114.43 |  | No | No | [Redacted] | $12155.98 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225147772 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2726.94 | $2726.94 | 7.500% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | Not Provided | Not Provided |  |  |  |  |  | 4 | [redacted] | $1334.16 | [redacted] | $111.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 3.79 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225148164 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $1376.30 | 01/29/2026 | 6.491% | $10132.52 | $13946.83 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $43142.06 | 1 | [redacted] | $6549.72 | [redacted] | $545.81 | [Redacted] | CA | $85.00 |  | Monthly | 35.638% | 29.947% | 35.638% | [Redacted] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 62.000% | 51.000% |  |  | [Borrower - Rana Ayazi \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Rana Ayazi \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Rana Ayazi \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Rana Ayazi \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1590.00 | 01/29/2026 | 6.140% | $0.00 | 1.7 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $2261820.63 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 171.79 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| 225148178 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $22520.00 | $7648.67 | 02/06/2026 | 7.206% | $2140.11 | $2140.11 | 6.990% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11580.42 | 2 | [redacted] | $3438.00 | [redacted] | $286.50 |  |  |  |  |  | 26.357% | 26.357% | 26.357% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; Business License - 2026<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2026<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - Marko Rasic \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $22520.00 | 02/06/2026 | 6.100% | $3750.00 |  |  |  |  | N/A | No | 6.990% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $175668.01 | 38.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 96.32 |  | No | No | [Redacted] | $15725.13 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225148179 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8854.00 | $10225.64 | 01/26/2026 | 7.189% | $3097.18 | $3097.18 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11512.90 | 1 | [redacted] | $1370.04 | [redacted] | $114.17 | [Redacted] | OH | $100.00 |  | Annually | 34.108% | 34.108% | 34.108% | [Redacted] | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Mehul Shah \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Mehul Shah \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Mehul Shah \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Mehul Shah \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Mehul Shah \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Mehul Shah \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - Mehul Shah \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8854.00 | 01/26/2026 | 6.140% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $21076.98 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.09 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225148180 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1197.83 | $1197.83 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1845.00 | [redacted] | $153.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | [Redacted] | $80009.00 | 33.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.22 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225148245 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2145.00 | $9820.30 | 01/22/2026 | 6.684% | $7779.78 | $7779.78 | 6.625% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $97853.62 | 1 | [redacted] | $855.00 | [redacted] | $71.25 | [Redacted] | CA | $349.00 |  | Monthly | 11.833% | 11.833% | 11.833% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - Evan Christman \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Evan Christman \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Evan Christman \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Evan Christman \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2145.00 | 01/22/2026 | 6.060% | $0.00 | 1.3 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $591183.63 | 36.490% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.26 |  | Yes | No | [Redacted] | $110986.63 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225148268 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8244.74 | $12406.09 | 01/27/2026 | 7.145% | $1955.52 | $1955.52 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2568.84 | 1 | [redacted] | $2205.96 | [redacted] | $183.83 |  |  |  |  |  | 48.926% | 48.926% | 48.926% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Sarah Wilson \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Sarah Wilson \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Sarah Wilson \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8244.74 | 01/27/2026 | 6.140% | $0.00 | 2.7 | DU |  | ApproveIneligible | No | No | 6.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $50369.47 |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.47 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225148271 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5601.43 | $1996.00 | 01/26/2026 | 7.636% | $4205.36 | $4205.36 | 7.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7825.56 | 1 | [redacted] | $1401.00 | [redacted] | $116.75 |  |  |  |  |  | 39.661% | 39.661% | 39.661% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Bissoondial Ragoonanan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Bissoondial Ragoonanan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Bissoondial Ragoonanan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Bissoondial Ragoonanan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2014 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5601.43 | 02/09/2026 | 6.140% | $26695.30 | 2.9 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $73433.85 | 10.500% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.72 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225151648 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4800.00 | $5917.50 | 01/12/2026 | 6.882% | $2516.56 | $2516.56 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9436.00 | 1 | [redacted] | $1882.56 | [redacted] | $156.88 |  |  |  |  |  | 31.662% | 31.662% | 31.662% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Haley Rapp \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Haley Rapp \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Haley Rapp \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Haley Rapp \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Anna Ellers \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Anna Ellers \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Anna Ellers \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Anna Ellers \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4800.00 | 01/12/2026 | 6.060% | $0.00 | 3.3 | DU |  | ApproveEligible | No | No | 6.750% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 25 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 17.3 |  |  | No | [Redacted] | $0.00 | $1876.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225151876 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3900.96 | $5657.81 | 02/11/2026 | 7.108% | $2727.65 | $2727.65 | 6.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14893.00 | 1 | [redacted] | $1533.00 | [redacted] | $127.75 | [Redacted] | GA | $5136.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 821 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Melissa Sager \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Melissa Sager \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Melissa Sager \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3900.96 | 02/11/2026 | 6.130% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $1222373.18 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 326.73 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225152035 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3494.86 | $3494.86 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $2400.96 | [redacted] | $200.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 716 | 658 | 668 | 659 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [Redacted] | $36084.48 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 126.58 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225152055 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1800.00 | $3188.40 | 02/05/2026 | 6.693% | $2305.12 | $2305.12 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7848.86 | 1 | [redacted] | $1736.52 | [redacted] | $144.71 |  |  |  |  |  | 32.683% | 32.683% | 32.683% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Eric Hornbeck \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Eric Hornbeck \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Katy Hornbeck \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Katy Hornbeck \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Katy Hornbeck \| Primary Income - Wages]; W-2 - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1800.00 | 02/05/2026 | 6.100% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 17.68 |  |  | No | [Redacted] | $0.00 | $7250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225152098 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3740.00 | $5644.20 | 01/20/2026 | 7.178% | $3864.58 | $5706.77 | 7.658% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11678.65 | 1 | [redacted] | $3950.88 | [redacted] | $329.24 | [Redacted] | FL | $914.00 |  | Monthly | 48.533% | 40.414% | 48.533% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Robert Paretti \| Non-Primary Income - Social Security]; 1099-SSA - 2025<br> [Borrower - Robert Paretti \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - Year Not Available<br> [Borrower - Robert Paretti \| Primary Income - Disability]; Award Letter / Continuance Letter - 1996<br> [Coborrower(s) - Emilio Paretti \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Emilio Paretti \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Emilio Paretti \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Emilio Paretti \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Emilio Paretti \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Emilio Paretti \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3740.00 | 01/20/2026 | 5.930% | $0.00 | 4.8 |  |  |  | No | No | 7.658% | 0 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] |  |  | No |  | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 112.1 |  |  | No | [Redacted] | $0.00 | $16583.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225153292 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1690.00 | $6988.72 | 11/14/2025 | 6.284% | $5569.16 | $5569.16 | 6.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13435.05 | 1 | [redacted] | $2922.00 | [redacted] | $243.50 |  |  |  |  |  | 38.932% | 38.932% | 38.932% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Lorraine Colman \| Primary Income - IRA Distribution]; Account Statements - 2026<br> [Borrower - Lorraine Colman \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - Lorraine Colman \| Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 11/14/2025 | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $897410.72 | 74.410% | No |  |  |  |  | Yes | Final | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.13 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225153472 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1590.00 | $2677.30 | 01/20/2026 | 7.048% | $2281.01 | $2281.01 | 6.990% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18018.70 | 1 | [redacted] | $3158.64 | [redacted] | $263.22 |  |  |  |  |  | 27.476% | 27.476% | 27.476% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Andy Lum \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Andy Lum \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Andy Lum \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Andy Lum \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Andy Lum \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Andy Lum \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1590.00 | 01/20/2026 | 6.060% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.990% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $174403.52 | 40.650% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.99 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225153483 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2071.00 | $2071.00 | 6.750% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $1380.12 | [redacted] | $115.01 | [Redacted] | FL | $81.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $88868.65 | 22.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.17 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225153516 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $8699.20 | $831.64 | 01/28/2026 | 6.498% | $3281.70 | $3281.70 | 6.500% | No | Yes | Not Employed | Employed | Not Employed |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $20799.39 | 1 | [redacted] | $1754.04 | [redacted] | $146.17 | [Redacted] | CO | $6600.00 |  | Annually | 36.238% | 36.238% | 36.238% | [Redacted] | 788 | 799 | 785 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - Darla Rodriguez \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Darla Rodriguez \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Darla Rodriguez \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Darla Rodriguez \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Darla Rodriguez \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Darla Rodriguez \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Darla Rodriguez \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Darla Rodriguez \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Darla Rodriguez \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Darla Rodriguez \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Darla Rodriguez \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Darla Rodriguez \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Darla Rodriguez \| Non-Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8699.20 | 02/12/2026 | 6.140% | $19000.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other | Not Stated |  |  |  | [Redacted] | $1683021.75 | 100.000% | No |  | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 368.57 |  | No | No | [Redacted] | $18136.98 | $14483.30 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225153877 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $2843.14 | $9531.35 | 01/19/2026 | 7.133% | $3892.41 | $3892.41 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13124.81 | 1 | [redacted] | $1928.04 | [redacted] | $160.67 |  |  |  |  |  | 49.061% | 49.061% | 49.061% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2026<br> [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2025<br> [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Roger Gutzmer \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2843.14 | 01/19/2026 | 6.060% | $0.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.990% | 2 |  | 1 | 0 | 2 | 1 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $194213.45 | 28.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.57 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225154530 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $2361.84 | $3500.95 |  | 6.906% | $1281.63 | $1281.63 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3635.97 | 1 | [redacted] | $1193.04 | [redacted] | $99.42 |  |  |  |  |  | 36.043% | 36.043% | 36.043% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Flor Perlera Pineda \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Flor Perlera Pineda \| Non-Primary Income - Sole Proprietor]; Third Party Verification - Year Not Available<br> [Borrower - Flor Perlera Pineda \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Flor Perlera Pineda \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Flor Perlera Pineda \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - Flor Perlera Pineda \| Primary Income - Sole Proprietor]; Third Party Verification - Year Not Available<br> [Borrower - Flor Perlera Pineda \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Flor Perlera Pineda \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2361.84 |  | 6.060% | $5000.00 | 1.8 | DU |  | ApproveEligible | Yes | No | 6.750% | 0 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $211393.70 | 85.580% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.75 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225154534 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5171.76 | $0.00 | 01/26/2026 | 7.195% | $2796.88 | $3101.42 | 7.658% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13004.78 | 1 | [redacted] | $2783.04 | [redacted] | $231.92 | [Redacted] | FL | $910.00 |  | Monthly | 43.252% | 44.257% | 43.252% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jeffrey Marinello \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Jeffrey Marinello \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Jeffrey Marinello \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Jeffrey Marinello \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Jeffrey Marinello \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Jeffrey Marinello \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Jeffrey Marinello \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5171.76 | 01/26/2026 | 6.160% | $21000.00 | 2.5 |  |  |  | Yes | No | 7.658% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $476548.67 | 87.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.26 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225154540 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1374.39 | $1374.39 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $995.04 | [redacted] | $82.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.2 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225155441 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $12899.00 | $14918.40 | 01/22/2026 | 8.336% | $3196.17 | $3196.17 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5358.08 | 1 | [redacted] | $1063.08 | [redacted] | $88.59 |  |  |  |  |  | 45.355% | 45.355% | 45.355% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Carli Pruitt \| Primary Income - Sole Proprietor]; Account Statements - Business - 2026<br> [Borrower - Carli Pruitt \| Primary Income - Sole Proprietor]; Balance Sheet - 2026<br> [Borrower - Carli Pruitt \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Carli Pruitt \| Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Borrower - Carli Pruitt \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Carli Pruitt \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - Carli Pruitt \| Primary Income - Sole Proprietor]; P&L Statement - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $12899.00 | 01/22/2026 | 6.060% | $10000.00 | 1 |  |  |  | Yes | No | 7.990% | 0 |  | 2 | 0 | 2 | 2 |  |  | 13.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $79971.47 | 16.480% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.52 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225155544 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2133.38 | $2133.38 | 6.875% | No | No |  |  |  |  | 0 | 0 |  | US Citizen |  | US Citizen |  |  |  |  |  | 2 | [redacted] | $741.00 | [redacted] | $61.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 740 |  |  |  | 724 | 740 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | [Redacted] | $306770.97 | 70.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Trust | Business Entity | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 75.77 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225156015 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $13524.76 | $236.93 | 01/20/2026 | 7.487% | $2758.35 | $2758.35 | 7.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $29019.84 | 1 | [redacted] | $1982.04 | [redacted] | $165.17 | [Redacted] | SC | $840.00 |  | Annually | 13.014% | 13.014% | 13.014% | [Redacted] | 654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Esteban Santiago \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Esteban Santiago \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Esteban Santiago \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Esteban Santiago \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Esteban Santiago \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $13524.76 | 01/20/2026 | 6.060% | $24135.23 | 2.1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $477582.49 | 90.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 111.87 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225156019 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2546.83 | $4581.63 | 01/23/2026 | 6.960% | $2854.72 | $2854.72 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16728.34 | 1 | [redacted] | $1299.00 | [redacted] | $108.25 | [Redacted] | NC | $1390.00 |  | Annually | 32.895% | 32.895% | 32.895% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Todd Vogt \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Todd Vogt \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2546.83 | 01/23/2026 | 6.060% | $0.00 | 3.2 | DU |  | ApproveIneligible | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $60039.18 |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 18.8 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225156158 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1145.31 | $1145.31 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2675.04 | [redacted] | $222.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 80.47 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225156200 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2090.00 | $4266.64 | 01/20/2026 | 6.763% | $9216.58 | $9216.58 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $29813.83 | 1 | [redacted] | $3270.48 | [redacted] | $272.54 |  |  |  |  |  | 38.447% | 38.447% | 38.447% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Gilberto Valencia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Gilberto Valencia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Gilberto Valencia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Gilberto Valencia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Gilberto Valencia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2090.00 | 01/20/2026 | 6.060% | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $19912.29 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.43 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225156713 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1539.29 | $1539.29 | 6.250% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $2194.80 | [redacted] | $182.90 | [Redacted] | FL | $2200.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4.3 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.67 | 0.59 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 68.5 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 225156714 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3743.22 | $3743.22 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $6597.96 | [redacted] | $549.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.61 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 117.62 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 |
| 225156720 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2741.60 | $2741.60 | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $4730.04 | [redacted] | $394.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 65.93 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225156767 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1939.51 | $1939.51 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1074.00 | [redacted] | $89.50 | [Redacted] | AZ | $290.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $118139.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 47.63 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225156953 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $912.41 | $912.41 | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1516.68 | [redacted] | $126.39 | [Redacted] | LA | $330.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 784 | 784 | 816 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [Redacted] | $350953.81 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 189.09 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225157689 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2801.00 | $4302.04 | 01/23/2026 | 6.892% | $1738.24 | $1738.24 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4019.38 | 1 | [redacted] | $1851.96 | [redacted] | $154.33 | [Redacted] | OR | $864.00 |  | Annually | 41.615% | 41.615% | 41.615% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Judy Corbin \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Judy Corbin \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Judy Corbin \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Judy Corbin \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Judy Corbin \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Judy Corbin \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Judy Corbin \| Non-Primary Income - Social Security]; Account Statements - 2026<br> [Borrower - Judy Corbin \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2801.00 | 01/23/2026 | 6.060% | $0.00 | 1.1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $189540.13 | 56.570% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225157753 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $3302.00 | $4651.73 | 02/06/2026 | 7.049% | $1592.40 | $1592.40 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11467.23 | 1 | [redacted] | $1082.04 | [redacted] | $90.17 | [Redacted] | MO | $300.00 |  | Annually | 38.404% | 38.404% | 38.404% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Artur Nalivayko \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Artur Nalivayko \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Artur Nalivayko \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Artur Nalivayko \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Kailyn Nalivayko \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Kailyn Nalivayko \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Kailyn Nalivayko \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Kailyn Nalivayko \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3302.00 | 02/06/2026 | 6.100% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $90982.35 | 30.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.48 |  | No | No | [Redacted] | $0.00 | $9991.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225157820 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4697.00 | $5986.50 | 01/28/2026 | 7.718% | $1181.05 | $1181.05 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7278.39 | 1 | [redacted] | $2532.00 | [redacted] | $211.00 |  |  |  |  |  | 30.207% | 30.207% | 30.207% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Coty Jones \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Coty Jones \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Coty Jones \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Coty Jones \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Coty Jones \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Coty Jones \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Sarah Jones \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Sarah Jones \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Sarah Jones \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Sarah Jones \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Sarah Jones \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4697.00 | 01/28/2026 | 6.140% | $0.00 | 1.5 | LP / LPA |  | Accept/Ineligible | Yes | No | 7.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $500.00 |  | No | 25 | 16 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | No | [Redacted] | $0.00 | $3212.73 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225157930 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1610.14 | $1610.14 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2603.16 | [redacted] | $216.93 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | [Redacted] | $28293.21 | 8.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.84 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225158220 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $779.65 | $779.65 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1520.04 | [redacted] | $126.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.63 |  |  |  |  |  |  |  | [Redacted] | $5495.70 | 3.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.58 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225158355 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3180.67 | $3180.67 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2205.00 | [redacted] | $183.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  | 240 | [Redacted] | $195361.33 | 26.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.72 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 |
| 225158356 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2013.44 | $2013.44 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1700.04 | [redacted] | $141.67 | [Redacted] | CA | $85.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  | 240 | [Redacted] | $243406.77 | 44.660% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.84 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 240 |
| 225158357 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2076.07 | $2076.07 | 8.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $2902.08 | [redacted] | $241.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.82 | 0.54 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.46 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 225158386 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3457.68 | $3457.68 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $4719.00 | [redacted] | $393.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.67 |  |  |  |  |  |  |  | [Redacted] | $76440.59 | 11.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.85 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225158418 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2528.27 | $2528.27 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1347.00 | [redacted] | $112.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.4 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 113.44 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225158419 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2940.00 | $7645.80 | 02/11/2026 | 6.482% | $3743.22 | $3743.22 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $395167.57 | 1 | [redacted] | $3862.80 | [redacted] | $321.90 |  |  |  |  |  | 1.923% | 1.923% | 1.923% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 29.500% |  |  | [Borrower - Curtis Moore \| Primary Income - Bank Statements \| % of Business Ownership: 29.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Curtis Moore \| Primary Income - Bank Statements \| % of Business Ownership: 29.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Curtis Moore \| Primary Income - Bank Statements \| % of Business Ownership: 29.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Curtis Moore \| Primary Income - Bank Statements \| % of Business Ownership: 29.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Curtis Moore \| Primary Income - Bank Statements \| % of Business Ownership: 29.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Curtis Moore \| Non-Primary Income - Bank Statements \| % of Business Ownership: 28.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Curtis Moore \| Non-Primary Income - Bank Statements \| % of Business Ownership: 28.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Curtis Moore \| Non-Primary Income - Bank Statements \| % of Business Ownership: 28.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Curtis Moore \| Non-Primary Income - Bank Statements \| % of Business Ownership: 28.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Curtis Moore \| Non-Primary Income - Bank Statements \| % of Business Ownership: 28.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2940.00 | 02/11/2026 | 6.130% | $0.00 | 4.3 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $782389.16 | 68.030% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.11 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225158423 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4240.00 | $5569.56 | 02/04/2026 | 6.889% | $2205.23 | $2205.23 | 6.750% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8038.18 | 1 | [redacted] | $1999.56 | [redacted] | $166.63 |  |  |  |  |  | 44.726% | 44.726% | 44.726% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jon Brechtelsbauer \| Primary Income - Pension]; Other - 2026<br> [Borrower - Jon Brechtelsbauer \| Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - Jon Brechtelsbauer \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - Jon Brechtelsbauer \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - Jon Brechtelsbauer \| Non-Primary Income - Pension]; Other - 2026<br> [Borrower - Jon Brechtelsbauer \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - Jon Brechtelsbauer \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - Jon Brechtelsbauer \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - Lorijo Brechtelsbauer \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Lorijo Brechtelsbauer \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Lorijo Brechtelsbauer \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Lorijo Brechtelsbauer \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Lorijo Brechtelsbauer \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4240.00 | 02/04/2026 | 6.100% | $2000.00 | 2.5 | DU |  | ApproveEligible | Yes | No | 6.750% | 0 | 2 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $181752.49 | 42.760% | No |  | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.53 |  |  | No | [Redacted] | $0.00 | $10778.56 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225158425 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1110.00 | $1110.00 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $2016.96 | [redacted] | $168.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.65 | 0.6 |  |  |  |  |  |  |  | [Redacted] | $144372.01 | 58.390% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.33 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 3 | 360 |
| 225158559 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $924.10 | $924.10 | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1999.92 | [redacted] | $166.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.4 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.81 |  |  |  |  |  |  |  | [Redacted] | $62072.32 | 35.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.37 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225158567 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1445.74 | $1445.74 | 6.625% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $1240.32 | [redacted] | $103.36 | [Redacted] | FL | $95.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | [Redacted] | $103063.79 | 34.230% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.53 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225158586 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6740.00 | $8731.50 | 02/10/2026 | 6.778% | $3201.55 | $3201.55 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12197.65 | 1 | [redacted] | $3504.00 | [redacted] | $292.00 | [Redacted] | FL | $45.00 |  | Monthly | 29.749% | 29.749% | 29.749% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Adam Sproat \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Adam Sproat \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Adam Sproat \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Adam Sproat \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Adam Sproat \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Lindsay Sproat \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Lindsay Sproat \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Lindsay Sproat \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Lindsay Sproat \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - Lindsay Sproat \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Lindsay Sproat \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Lindsay Sproat \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6740.00 | 02/10/2026 | 6.130% | $7500.00 | 1 |  |  |  | Yes | No | 6.625% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $260724.35 | 41.710% | No |  | 37 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.54 |  | Yes | No | [Redacted] | $0.00 | $10508.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225158588 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $2374.00 | $153.58 | 01/28/2026 | 6.861% | $3179.54 | $3179.54 | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8415.46 | 1 | [redacted] | $723.96 | [redacted] | $60.33 |  |  |  |  |  | 38.992% | 38.992% | 38.992% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Charles Zanetti \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2374.00 | 01/28/2026 | 6.140% | $11448.14 | 1 | DU |  | ApproveEligible | No | No | 6.875% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $273644.08 | 45.230% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.89 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 | 360 |
| 225158593 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $32610.00 | $7269.94 |  | 6.993% | $3521.14 | $3521.14 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33637.37 | 1 | [redacted] | $3896.88 | [redacted] | $324.74 |  |  |  |  |  | 24.081% | 24.081% | 24.081% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Kenyan Tinsley \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Kenyan Tinsley \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Kenyan Tinsley \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Kenyan Tinsley \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $32610.00 |  | 6.100% | $0.00 | 4.6 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $362487.13 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 64.16 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225158595 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1295.00 | $2220.26 | 02/02/2026 | 7.060% | $1794.50 | $1794.50 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22498.13 | 1 | [redacted] | $1415.04 | [redacted] | $117.92 |  |  |  |  |  | 32.012% | 32.012% | 32.012% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Anthony Anton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Anthony Anton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Anthony Anton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Anthony Anton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1295.00 | 02/02/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $8396.46 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.56 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225162380 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $11621.10 | 02/04/2026 | 6.495% | $5083.29 | $5083.29 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32328.28 | 1 | [redacted] | $6242.04 | [redacted] | $520.17 |  |  |  |  |  | 33.539% | 33.539% | 33.539% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Brian Walker \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Brian Walker \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Brian Walker \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Brian Walker \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Brian Walker \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 02/04/2026 | 6.100% | $0.00 | 2.9 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  | HELOC | No |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.95 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225162381 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $25638.75 | $27732.35 | 01/23/2026 | 6.702% | $5022.15 | $5022.15 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15120.36 | 1 | [redacted] | $6000.96 | [redacted] | $500.08 |  |  |  |  |  | 40.371% | 40.371% | 40.371% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Gagik Demirchian \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Gagik Demirchian \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Gagik Demirchian \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Gagik Demirchian \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $25638.75 | 01/23/2026 | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $165619.83 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.09 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225162383 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2578.18 | $2578.18 | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $3551.28 | [redacted] | $295.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.71 |  |  |  |  |  |  |  | [Redacted] | $43996.91 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Business Entity |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 11.64 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225162386 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2079.51 | $2079.51 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $5070.84 | [redacted] | $422.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 15.09 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225162389 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1187.57 | $1187.57 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $1847.28 | [redacted] | $153.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.91 | 0.52 |  |  |  |  |  |  |  | [Redacted] | $270636.91 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 107.44 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 3 | 360 |
| 225162391 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1915.17 | $1915.17 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1514.04 | [redacted] | $126.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [Redacted] | $19085.99 | 3.980% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.22 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| 225162435 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1085.78 | $1085.78 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $935.04 | [redacted] | $77.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [Redacted] | $59365.88 | 29.100% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.21 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 12 | 360 |
| 225162462 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1655.46 | $1655.46 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1191.96 | [redacted] | $99.33 | [Redacted] | TX | $1850.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | [Redacted] | $344040.58 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 120.82 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 |
| 225162463 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $20663.75 | $8678.82 | 01/28/2026 | 6.910% | $8375.85 | $8375.85 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $108688.03 | 1 | [redacted] | $3326.04 | [redacted] | $277.17 | [Redacted] | AZ | $488.75 |  | Monthly | 12.634% | 12.634% | 12.634% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Christopher Holly \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Christopher Holly \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Christopher Holly \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - Year Not Available | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $20663.75 | 01/28/2026 | 6.140% | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $2804870.47 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 244.16 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225162466 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $10475.00 | $3929.55 | 01/29/2026 | 7.195% | $2506.24 | $2506.24 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7155.25 | 1 | [redacted] | $3312.00 | [redacted] | $276.00 |  |  |  |  |  | 42.786% | 42.786% | 42.786% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Craig Heckman \| Primary Income - P&L Statement Only]; Business License - 2026<br> [Borrower - Craig Heckman \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Craig Heckman \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - Craig Heckman \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - Craig Heckman \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $10475.00 | 01/29/2026 | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $98812.53 | 21.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.19 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225162467 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $11425.00 | $2856.71 | 01/28/2026 | 6.925% | $2693.41 | $2693.41 | 6.875% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8056.88 | 1 | [redacted] | $4676.28 | [redacted] | $389.69 |  |  |  |  |  | 30.838% | 30.838% | 30.838% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Mark Mennona \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Mark Mennona \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Mark Mennona \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Mark Mennona \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2015 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11425.00 | 01/28/2026 | 6.140% | $0.00 | 2.2 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 50.77 |  |  | No | [Redacted] | $11649.29 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225162470 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6266.48 | $4971.09 | 01/29/2026 | 6.733% | $2236.61 | $2236.61 | 6.625% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6511.31 | 1 | [redacted] | $434.04 | [redacted] | $36.17 | [Redacted] | CA | $855.00 |  | Monthly | 43.634% | 43.634% | 43.634% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Hengameh Tirgar \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - Hengameh Tirgar \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Hengameh Tirgar \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Hengameh Tirgar \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Hengameh Tirgar \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Kathy Theofanous \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - Kathy Theofanous \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - Kathy Theofanous \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6266.48 | 01/29/2026 | 6.140% | $0.00 |  |  |  |  | Yes | No | 6.625% | 1 | 0 | 1 | 0 | 1 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $193911.67 | 38.860% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.93 |  | No | No | [Redacted] | $775.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225162472 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $12285.00 | $14924.56 | 01/22/2026 | 7.088% | $2620.34 | $2620.34 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8545.59 | 1 | [redacted] | $855.00 | [redacted] | $71.25 | [Redacted] | CT | $375.00 |  | Monthly | 48.247% | 48.247% | 48.247% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Asim Khan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Asim Khan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Asim Khan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Asim Khan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Asim Khan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Asim Khan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $12285.00 | 01/22/2026 | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $91693.97 | 18.150% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.1 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225162723 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1288.29 | $1288.29 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1368.72 | [redacted] | $114.06 | [Redacted] | AZ | $85.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [Redacted] | $155405.37 | 52.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.77 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 5 | 360 |
| 225162753 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5224.00 | $9639.85 | 01/29/2026 | 7.523% | $4254.56 | $4254.56 | 7.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $17145.75 | 1 | [redacted] | $1227.12 | [redacted] | $102.26 |  |  |  |  |  | 26.463% | 26.463% | 26.463% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Bertha Balcazar Ontiveros \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Bertha Balcazar Ontiveros \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Bertha Balcazar Ontiveros \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Bertha Balcazar Ontiveros \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5224.00 | 01/29/2026 | 6.140% | $102500.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $134825.72 | 17.500% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 30.16 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225163172 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6767.50 | $7640.05 | 02/09/2026 | 6.675% | $2465.07 | $2465.07 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $28571.91 | 1 | [redacted] | $2034.96 | [redacted] | $169.58 |  |  |  |  |  | 12.758% | 12.758% | 12.758% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Gary Metz \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Gary Metz \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Gary Metz \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Gary Metz \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Gary Metz \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Belynda Metz \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Belynda Metz \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Belynda Metz \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Belynda Metz \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Belynda Metz \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6767.50 | 02/09/2026 | 6.130% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1290087.18 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 376.16 |  | No | No | [Redacted] | $0.00 | $5833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225163295 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5863.20 | $5071.11 | 02/03/2026 | 9.346% | $4188.65 | $4188.65 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6412.48 | 1 | [redacted] | $1779.96 | [redacted] | $148.33 | [Redacted] | UT | $128.00 |  | Monthly | 49.828% | 49.828% | 49.828% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - Caitlin Edmund \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Caitlin Edmund \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Caitlin Edmund \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Caitlin Edmund \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5863.20 | 02/03/2026 | 6.100% | $10000.00 | 1 |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $127029.44 | 21.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.91 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225163359 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $11757.20 | $988.70 | 02/06/2026 | 7.503% | $3188.42 | $3188.42 | 7.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Brazil |  |  |  | $4123.89 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | MA | $285.00 |  | Monthly | 49.741% | 49.741% | 49.741% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - Erlaine Viana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Erlaine Viana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Erlaine Viana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Erlaine Viana \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2016 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11757.20 | 02/06/2026 | 6.100% | $20000.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $132561.19 | 23.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 4.08 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225163557 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $741.87 | $741.87 | 7.250% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 4 | [redacted] | $1467.96 | [redacted] | $122.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.9 | 0.34 |  |  |  |  |  |  |  | [Redacted] | $16839.39 | 11.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.84 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 225164304 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7087.51 | $7978.95 | 02/03/2026 | 7.933% | $2959.50 | $2959.50 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10866.73 | 1 | [redacted] | $912.96 | [redacted] | $76.08 | [Redacted] | NV | $1389.00 |  | Monthly | 38.885% | 38.885% | 38.885% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Kaynaz Nikookary \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - Kaynaz Nikookary \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Kaynaz Nikookary \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - Kaynaz Nikookary \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7087.51 | 02/03/2026 | 6.100% | $9180.00 | 1.2 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $90423.49 | 19.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.07 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225164306 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1921.50 | $3238.03 | 02/10/2026 | 7.095% | $1836.04 | $1836.04 | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $42804.39 | 1 | [redacted] | $7095.00 | [redacted] | $591.25 | [Redacted] | FL | $190.00 |  | Annually | 20.070% | 20.070% | 20.070% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - Tyler Mattson \| Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Borrower - Tyler Mattson \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Tyler Mattson \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Tyler Mattson \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1921.50 | 02/10/2026 | 6.130% | $500.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.990% | 0 | 0 | 2 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $151932.86 | 46.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.96 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225172742 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2992.72 | $2992.72 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2865.00 | [redacted] | $238.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 622 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | [Redacted] | $20639.30 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 5.3 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225172760 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $758.86 | $758.86 | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $2360.04 | [redacted] | $196.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [Redacted] | $1149514.47 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 1080.62 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225172771 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1120.54 | $1120.54 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1347.96 | [redacted] | $112.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.8 |  |  |  |  |  |  |  | [Redacted] | $4000.00 | 1.600% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 122.12 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225172847 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2023.38 | $2023.38 | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1183.80 | [redacted] | $98.65 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | [Redacted] | $195676.05 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 82.21 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225172849 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1000.00 | $1970.05 | 01/08/2026 | 6.898% | $3941.57 | $3941.57 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $45762.86 | 1 | [redacted] | $2748.96 | [redacted] | $229.08 |  |  |  |  |  | 13.532% | 13.532% | 13.532% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Shawn Miller \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Shawn Miller \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Shawn Miller \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1000.00 | 01/08/2026 | 6.180% | $0.00 | 4 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 99.87 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225172884 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $23573.50 | $8515.42 | 01/13/2026 | 7.116% | $2217.13 | $2217.13 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $32689.98 | 1 | [redacted] | $921.84 | [redacted] | $76.82 | [Redacted] | FL | $586.85 |  | Monthly | 41.053% | 41.053% | 41.053% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jesus Ruiz \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Jesus Ruiz \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Jesus Ruiz \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Jesus Ruiz \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Jesus Ruiz \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Isis Ruiz \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Isis Ruiz \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Isis Ruiz \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Isis Ruiz \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Isis Ruiz \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Isis Ruiz \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Isis Ruiz \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; Transcripts (1040) - 2026<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $23573.50 | 02/11/2026 | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 2 | 1 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $203388.04 | 45.190% | No | 0 | 23 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.24 |  | No | No | [Redacted] | $0.00 | $43997.63 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| 225172885 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3274.45 | $3274.45 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1203.00 | [redacted] | $100.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $359424.61 | 59.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.1 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225172887 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1690.00 | $7735.71 | 01/29/2026 | 6.521% | $13007.96 | $13007.96 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $25097.39 | 1 | [redacted] | $10409.04 | [redacted] | $867.42 | [Redacted] | CA | $299.00 |  | Monthly | 42.283% | 42.283% | 42.283% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Jean-Pascal Billaud \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Jean-Pascal Billaud \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Jean-Pascal Billaud \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Jean-Pascal Billaud \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Jean-Pascal Billaud \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Jean-Pascal Billaud \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - Jean-Pascal Billaud \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Jean-Pascal Billaud \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Jean-Pascal Billaud \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Jean-Pascal Billaud \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Jean-Pascal Billaud \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Jean-Pascal Billaud \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Jean-Pascal Billaud \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Jean-Pascal Billaud \| Non-Primary Income - Asset Depletion]; Other - 2014 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 01/29/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $2622566.54 | 89.200% | No | 25 |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 99.56 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225173094 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1332.31 | $1332.31 | 6.375% | No | No |  |  |  |  | 0 |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1132.20 | [redacted] | $94.35 | [Redacted] | FL | $95.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.72 |  |  |  |  |  |  |  | [Redacted] | $119379.15 | 41.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.44 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 225173098 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4033.63 | $65.53 | 02/02/2026 | 7.241% | $3653.05 | $3653.05 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8656.97 | 1 | [redacted] | $1953.00 | [redacted] | $162.75 | [Redacted] | AZ | $87.00 |  | Monthly | 40.259% | 40.259% | 40.259% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 77.000% | 100.000% |  |  | [Borrower - Nathan Sellers \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Nathan Sellers \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Nathan Sellers \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Nathan Sellers \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Nathan Sellers \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Nathan Sellers \| Non-Primary Income - Pension]; Account Statements - 2026<br> [Borrower - Nathan Sellers \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4033.63 | 02/16/2026 | 6.100% | $15000.00 | 2.9 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $128818.79 | 20.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.75 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225173309 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $12595.00 | $8589.44 | 01/06/2026 | 6.760% | $1978.37 | $1978.37 | 6.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $17597.52 | 1 | [redacted] | $1650.00 | [redacted] | $137.50 |  |  |  |  |  | 21.834% | 21.834% | 21.834% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - Alberto Farfan \| Primary Income - Sole Proprietor]; Business License - 2026<br> [Borrower - Alberto Farfan \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Alberto Farfan \| Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Borrower - Alberto Farfan \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Alberto Farfan \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - Alberto Farfan \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Alberto Farfan \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $12595.00 | 02/16/2026 | 6.180% | $0.00 | 1.7 |  |  |  | No | No | 6.500% | 0 |  | 2 | 0 | 2 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $172781.47 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 47.47 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225173367 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $593.83 | $593.83 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1686.00 | [redacted] | $140.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 17.39 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225173395 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1888.06 | $1888.06 | 5.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1169.04 | [redacted] | $97.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.81 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 120.31 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225173410 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $17365.00 | $1211.46 | 01/28/2026 | 6.525% | $2158.51 | $2158.51 | 6.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13794.79 | 1 | [redacted] | $1285.56 | [redacted] | $107.13 |  |  |  |  |  | 38.541% | 38.541% | 38.541% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Shannon Boere \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Shannon Boere \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Shannon Boere \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - Shannon Boere \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Coborrower(s) - Keely Symonds \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - Keely Symonds \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Keely Symonds \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Keely Symonds \| Primary Income - Shared Bank Statements]; Other - 2022 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $17365.00 | 01/28/2026 | 6.140% | $0.00 | 1.1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $75377.32 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 29.63 |  | No | No | [Redacted] | $11222.68 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225173491 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3744.38 | $8493.11 | 02/12/2026 | 6.869% | $2065.00 | $2065.00 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5997.50 | 1 | [redacted] | $1075.44 | [redacted] | $89.62 | [Redacted] | FL | $1030.00 |  | Monthly | 45.189% | 45.189% | 45.189% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Malcolm Hubbard \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Malcolm Hubbard \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Malcolm Hubbard \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Malcolm Hubbard \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Malcolm Hubbard \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Malcolm Hubbard \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Malcolm Hubbard \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3744.38 | 02/12/2026 | 6.130% | $0.00 | 3.2 |  |  |  | No | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $169873.01 | 39.500% | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.74 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225173493 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $8264.38 | 02/06/2026 | 6.417% | $9482.82 | $9482.82 | 6.375% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $66197.63 | 1 | [redacted] | $2967.96 | [redacted] | $247.33 | [Redacted] | AZ | $197.00 |  | Monthly | 25.959% | 25.959% | 25.959% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Samantha Mize \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Samantha Mize \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Samantha Mize \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Samantha Mize \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Samantha Mize \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1590.00 | 02/06/2026 | 6.100% | $0.00 | 2.9 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $373779.96 | 19.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 51.01 |  | Yes | No | [Redacted] | $89406.72 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225173519 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $490.00 | $1826.28 | 01/30/2026 | 7.015% | $3022.81 | $4638.79 | 7.658% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6797.35 | 1 | [redacted] | $3546.00 | [redacted] | $295.50 |  |  |  |  |  | 46.997% | 34.396% | 46.997% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - David Zuckerman \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - David Zuckerman \| Non-Primary Income - Projected Income]; Employment Offer - 2026<br> [Borrower - David Zuckerman \| Non-Primary Income - Projected Income]; VVOE - 2026 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $490.00 | 01/30/2026 | 5.940% | $0.00 | 1.6 |  |  |  | Yes | No | 7.658% | 3 |  | 2 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $41928.73 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.67 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225173522 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1390.00 | $3986.70 | 02/09/2026 | 6.283% | $5695.38 | $5695.38 | 6.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15171.43 | 1 | [redacted] | $4140.00 | [redacted] | $345.00 | [Redacted] | FL | $5238.00 |  | Annually | 37.948% | 37.948% | 37.948% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Gary Miracle \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Gary Miracle \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Gary Miracle \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Gary Miracle \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Gary Miracle \| Primary Income - Annuity]; Account Statements - 2025<br> [Borrower - Gary Miracle \| Non-Primary Income - Social Security]; Account Statements - 2026<br> [Borrower - Gary Miracle \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1390.00 | 02/09/2026 | 6.130% | $0.00 | 4.2 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $1378865.94 | 95.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 127.22 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225173525 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6107.00 | $6821.92 | 02/11/2026 | 7.968% | $1048.82 | $1048.82 | 7.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5124.63 | 1 | [redacted] | $2849.04 | [redacted] | $237.42 |  |  |  |  |  | 41.272% | 41.272% | 41.272% | [Redacted] | 638 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Michael Atkins \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - Michael Atkins \| Primary Income - Wages]; Other - 2026<br> [Borrower - Michael Atkins \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Michael Atkins \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Michael Atkins \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - Michael Atkins \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Michael Atkins \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6107.00 | 02/11/2026 | 6.130% | $0.00 | 2.7 |  |  |  | N/A | No | 7.500% | 2 | 0 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 82.52 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225173528 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1344.65 | $1344.65 | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $2340.96 | [redacted] | $195.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 25.86 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225173545 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5618.73 | $5618.73 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $10298.52 | [redacted] | $858.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | [Redacted] | $38535.13 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.95 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225173888 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $980.36 | $980.36 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1229.04 | [redacted] | $102.42 | [Redacted] | PA | $1711.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.78 |  |  |  |  |  |  |  | [Redacted] | $3000.00 | 1.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.41 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225173890 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1890.00 | $3787.47 | 02/05/2026 | 8.065% | $859.69 | $859.69 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4255.20 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | CT | $388.00 |  | Monthly | 44.427% | 44.427% | 44.427% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - James Kane \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - James Kane \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - James Kane \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | 1099 - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1890.00 | 02/05/2026 | 6.100% | $0.00 |  |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $73855.07 | 49.230% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.7 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225173895 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6160.00 | $42646.65 | 02/03/2026 | 6.432% | $13145.56 | $13145.56 | 6.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $123961.32 | 1 | [redacted] | $5310.00 | [redacted] | $442.50 | [Redacted] | CA | $337.00 |  | Monthly | 22.391% | 22.391% | 22.391% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Douglas Neal \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Douglas Neal \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Douglas Neal \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Douglas Neal \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 1998<br> [Borrower - Douglas Neal \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 1998<br> [Coborrower(s) - Nancy Neal \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Nancy Neal \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Nancy Neal \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Nancy Neal \| Primary Income - Shared Bank Statements]; Other - 1998<br> [Coborrower(s) - Nancy Neal \| Primary Income - Shared Bank Statements]; Other - 1998 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6160.00 | 02/19/2026 | 6.100% | $11380.00 | 1.5 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1327132.36 | 39.320% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.04 |  | No | No | [Redacted] | $79862.97 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225173896 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $11225.80 | $252.47 | 01/26/2026 | 6.982% | $1733.89 | $1733.89 | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7591.00 | 1 | [redacted] | $1177.68 | [redacted] | $98.14 | [Redacted] | FL | $164.00 |  | Monthly | 22.581% | 22.581% | 22.581% | [Redacted] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - Naybeth Aure Rojas \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Naybeth Aure Rojas \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Naybeth Aure Rojas \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Naybeth Aure Rojas \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Naybeth Aure Rojas \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Naybeth Aure Rojas \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11225.80 | 01/26/2026 | 6.100% | $19566.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $64973.51 | 19.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 11.2 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225173897 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $23759.06 | $6162.96 | 02/10/2026 | 6.892% | $2602.50 | $2602.50 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4417.56 | 1 | [redacted] | $1469.40 | [redacted] | $122.45 | [Redacted] | CA | $569.00 |  | Monthly | 12.861% | 12.861% | 12.861% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Luis Santana \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Luis Santana \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Luis Santana \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Luis Santana \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Luis Santana \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Luis Santana \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Luis Santana \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $23759.06 | 02/10/2026 | 6.130% | $5000.00 | 999 |  |  |  | No | No | 6.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $385283.80 | 72.010% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63.52 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225175019 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2586.01 | $2586.01 | 6.250% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | N/A | N/A |  |  |  |  |  | 1 | [redacted] | $1262.04 | [redacted] | $105.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 14.29 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225175021 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5725.00 | $2685.53 | 02/09/2026 | 6.446% | $2027.58 | $2027.58 | 6.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9465.27 | 1 | [redacted] | $1383.00 | [redacted] | $115.25 | [Redacted] | CA | $909.59 |  | Monthly | 26.777% | 26.777% | 26.777% | [Redacted] | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Joseph Molhoek \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - Joseph Molhoek \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - Joseph Molhoek \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026<br> [Borrower - Joseph Molhoek \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - Della Molhoek \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Della Molhoek \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - Della Molhoek \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Della Molhoek \| Non-Primary Income - Pension]; 1099-R - 2024 |  | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5725.00 | 02/09/2026 | 6.130% | $0.00 | 1.6 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $46981.64 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 12.85 |  |  | No | [Redacted] | $3889.61 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225175024 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2292.12 | $2292.12 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $4332.00 | [redacted] | $361.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.76 | 0.56 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 49.65 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225178723 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $14807.30 | $2908.82 | 02/02/2026 | 7.536% | $3775.76 | $3775.76 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11308.69 | 1 | [redacted] | $1810.68 | [redacted] | $150.89 | [Redacted] | FL | $1380.00 |  | Annually | 35.512% | 35.512% | 35.512% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% | 100.000% |  |  | [Borrower - Dominick Dunn \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Personal - 2026<br> [Borrower - Dominick Dunn \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - Dominick Dunn \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Dominick Dunn \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $14807.30 | 02/05/2026 | 6.100% | $17785.80 | 2.3 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 | 24 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $152698.13 | 25.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.82 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225178740 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8234.50 | $7604.35 | 01/30/2026 | 7.098% | $4293.52 | $4293.52 | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7330.88 | 1 | [redacted] | $1385.16 | [redacted] | $115.43 | [Redacted] | FL | $376.27 |  | Monthly | 47.711% | 47.711% | 47.711% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower - Thiago Cornelsen Turra \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Thiago Cornelsen Turra \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Thiago Cornelsen Turra \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8234.50 | 01/30/2026 | 6.140% | $30000.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $74052.73 | 9.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 12.22 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225178812 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4354.15 | $9586.11 | 01/29/2026 | 7.287% | $2093.59 | $2093.59 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4239.06 | 1 | [redacted] | $3588.96 | [redacted] | $299.08 |  |  |  |  |  | 49.763% | 49.763% | 49.763% | [Redacted] | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Allison Roth \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Allison Roth \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Allison Roth \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Allison Roth \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4354.15 | 01/29/2026 | 6.140% | $0.00 | 2.3 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 80.76 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225178835 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2305.12 | $2305.12 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $3555.96 | [redacted] | $296.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.64 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 70.27 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225178840 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7108.18 | $5442.69 | 02/16/2026 | 7.849% | $2781.48 | $2893.31 | 7.908% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $12394.67 | 1 | [redacted] | $1430.04 | [redacted] | $119.17 | [Redacted] | NC | $194.25 |  | Annually | 26.888% | 29.219% | 26.888% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - Athally Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Athally Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Athally Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Athally Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Athally Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Athally Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Athally Garcia \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Athally Garcia \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Athally Garcia \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Athally Garcia \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Athally Garcia \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Athally Garcia \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Athally Garcia \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Athally Garcia \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7108.18 | 02/16/2026 | 6.160% | $11650.00 | 2.6 |  |  |  | Yes | No | 7.908% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $25697.62 | 5.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 5.89 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225178859 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $935.80 | $935.80 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2603.28 | [redacted] | $216.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 78.9 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225180810 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1043.86 | $1043.86 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $727.92 | [redacted] | $60.66 | [Redacted] | FL | $1514.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.32 |  |  |  |  |  |  |  | [Redacted] | $227756.64 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 46.75 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225180811 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3891.59 | $3891.59 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2151.00 | [redacted] | $179.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | [Redacted] | $282982.09 | 35.370% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.11 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225180812 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1533.20 | $1533.20 | 5.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1368.00 | [redacted] | $114.00 | [Redacted] | AZ | $60.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [Redacted] | $89941.31 | 28.100% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.29 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225180814 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4981.99 | $4981.99 | 6.375% | No | No |  |  |  |  | 0 |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $2220.96 | [redacted] | $185.08 | [Redacted] | FL | $600.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 999 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.28 | 0.43 |  |  |  |  |  |  |  | [Redacted] | $173817.10 | 16.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.02 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225180817 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2185.00 | $2185.00 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1503.48 | [redacted] | $125.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  | 240 | [Redacted] | $9529.73 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 4.79 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225180825 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3143.75 | $3849.27 | 02/11/2026 | 6.724% | $2273.10 | $2273.10 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9320.20 | 1 | [redacted] | $2616.12 | [redacted] | $218.01 |  |  |  |  |  | 47.628% | 47.628% | 47.628% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 82.000% | 100.000% |  |  | [Borrower - Kerry Mann \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Kerry Mann \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Kerry Mann \| Non-Primary Income - Pension]; Account Statements - 2026<br> [Borrower - Kerry Mann \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - Kerry Mann \| Non-Primary Income - VA Service Related Disability]; Other - 2026<br> [Borrower - Kerry Mann \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3143.75 | 02/11/2026 | 6.130% | $0.00 | 1.4 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $453731.52 | 81.750% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.56 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225184079 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $780.45 | $780.45 | 8.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1232.04 | [redacted] | $102.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.83 | 0.54 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 87.46 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225184170 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8314.25 | $9626.45 | 02/12/2026 | 7.973% | $3105.65 | $3105.65 | 7.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7023.60 | 1 | [redacted] | $897.00 | [redacted] | $74.75 |  |  |  |  |  | 39.444% | 39.444% | 39.444% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 64.000% | 100.000% |  |  | [Borrower - Angel Santos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Angel Santos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Angel Santos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Angel Santos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Angel Santos \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - Florentina Gonzalez Cruz \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Florentina Gonzalez Cruz \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Florentina Gonzalez Cruz \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Florentina Gonzalez Cruz \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Florentina Gonzalez Cruz \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Florentina Gonzalez Cruz \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Florentina Gonzalez Cruz \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Florentina Gonzalez Cruz \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Florentina Gonzalez Cruz \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Florentina Gonzalez Cruz \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8314.25 | 02/12/2026 | 6.130% | $32000.00 | 3.8 |  |  |  | Yes | No | 7.750% | 0 | 4 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $59978.47 | 11.760% | No |  | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.36 |  |  | No | [Redacted] | $0.00 | $4182.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225184182 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3831.30 | $4393.35 | 02/02/2026 | 7.509% | $773.43 | $773.43 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3575.73 | 1 | [redacted] | $1494.96 | [redacted] | $124.58 |  |  |  |  |  | 34.103% | 34.103% | 34.103% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - William Patznick \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - William Patznick \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - William Patznick \| Primary Income - Sole Proprietor]; 1099 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | 1099 - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3831.30 | 02/02/2026 | 6.100% | $0.00 | 3.1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $6165.60 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.66 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225187609 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $190.00 | $1375.80 | 02/13/2026 | 7.005% | $3954.55 | $3954.55 | 6.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11456.45 | 1 | [redacted] | $2837.04 | [redacted] | $236.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Devon Levesque \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Devon Levesque \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Devon Levesque \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Devon Levesque \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Devon Levesque \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Devon Levesque \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Devon Levesque \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Devon Levesque \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $190.00 | 02/13/2026 | 6.130% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $1027553.58 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 220.77 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225188626 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1530.69 | $1530.69 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1785.12 | [redacted] | $148.76 | [Redacted] | FL | $367.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [Redacted] | $132116.32 | 44.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.27 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 | 360 |
| 225190255 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $14759.00 | $16091.89 | 02/09/2026 | 7.668% | $5614.11 | $5614.11 | 7.250% | No | No | Not Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | $11068.03 | 1 | [redacted] | $1242.96 | [redacted] | $103.58 |  |  |  |  |  | 44.456% | 44.456% | 44.456% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 99.000% |  | [Coborrower(s) - Graziele Da Silva Santana Franco \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Graziele Da Silva Santana Franco \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Graziele Da Silva Santana Franco \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $14759.00 | 02/09/2026 | 5.610% | $0.00 | 1.2 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $21725.86 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  | No | 4.12 |  |  | No | [Redacted] | $19926.73 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 | 180 |
| 225190399 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $8599.38 | $12351.13 | 02/17/2026 | 7.097% | $3473.51 | $3473.51 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | United States of America | United States of America |  |  | $9557.60 | 1 | [redacted] | $857.88 | [redacted] | $71.49 | [Redacted] | CA | $645.00 |  | Monthly | 41.395% | 41.395% | 41.395% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% | 50.000% | 50.000% |  | [Borrower - Malgorzata Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Malgorzata Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Malgorzata Szkurat \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Malgorzata Szkurat \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Borrower - Malgorzata Szkurat \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Malgorzata Szkurat \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Milosz Szkurat \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Milosz Szkurat \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Milosz Szkurat \| Primary Income - Shared Bank Statements]; Account Statements - Personal - 2025<br> [Coborrower(s) - Milosz Szkurat \| Non-Primary Income - Shared Bank Statements]; Account Statements - Personal - 2026<br> [Coborrower(s) - Milosz Szkurat \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Milosz Szkurat \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8599.38 | 02/17/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $228949.85 | 32.470% | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Passport | Passport |  |  |  | 6.95 |  | No | No | [Redacted] | $8154.26 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 2 | 360 |
| 225190468 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4190.00 | $10132.14 | 01/27/2026 | 6.773% | $4097.99 | $4097.99 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18601.36 | 1 | [redacted] | $858.96 | [redacted] | $71.58 | [Redacted] | OR | $98.00 |  | Monthly | 29.824% | 29.824% | 29.824% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Amanda Helmers \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Amanda Helmers \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - Amanda Helmers \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - Amanda Helmers \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - Daniel Burkhead \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Daniel Burkhead \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Daniel Burkhead \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Daniel Burkhead \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Daniel Burkhead \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Daniel Burkhead \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Daniel Burkhead \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Daniel Burkhead \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Daniel Burkhead \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4190.00 | 01/27/2026 | 6.140% | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 3 | 1 | 0 | 3 | 1 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $258396.86 | 29.870% | No |  | 24 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.02 |  | Yes | No | [Redacted] | $0.00 | $14750.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225192197 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1379.55 | $1379.55 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $628.92 | [redacted] | $52.41 | [Redacted] | FL | $763.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.94 |  |  |  |  |  |  |  | [Redacted] | $124638.57 | 47.480% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.72 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225193200 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1525.07 | $1525.07 | 8.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $903.96 | [redacted] | $75.33 | [Redacted] | NC | $140.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.66 | 1.49 |  |  |  |  |  |  |  | [Redacted] | $136956.50 | 47.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.24 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225193403 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $8120.00 | $9070.26 | 02/05/2026 | 6.387% | $3002.21 | $3002.21 | 5.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9004.48 | 1 | [redacted] | $6309.00 | [redacted] | $525.75 |  |  |  |  |  | 47.804% | 47.804% | 47.804% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Darius Snell \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Darius Snell \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Darius Snell \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Darius Snell \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Darius Snell \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Daphne Snell \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Daphne Snell \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Daphne Snell \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Daphne Snell \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Daphne Snell \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8120.00 | 02/05/2026 | 5.590% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 5.990% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $141337.72 | 31.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.92 |  | No | No | [Redacted] | $0.00 | $4856.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| 225196023 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $7649.38 | $7919.02 | 01/28/2026 | 6.976% | $2189.02 | $2189.02 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $42083.45 | 1 | [redacted] | $723.96 | [redacted] | $60.33 |  |  |  |  |  | 21.875% | 21.875% | 21.875% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Edwin Jemison \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Edwin Jemison \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Edwin Jemison \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Edwin Jemison \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7649.38 | 01/28/2026 | 6.140% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $246390.98 | 54.750% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.97 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225197509 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1177.55 | $1177.55 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1529.04 | [redacted] | $127.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $131530.65 | 51.580% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.6 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225197513 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2660.40 | $1657.10 | 01/27/2026 | 7.051% | $1637.65 | $1637.65 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16648.24 | 1 | [redacted] | $2907.96 | [redacted] | $242.33 |  |  |  |  |  | 20.447% | 20.447% | 20.447% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Billie Taylor \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Billie Taylor \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Billie Taylor \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Billie Taylor \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Billie Taylor \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2660.40 | 01/27/2026 | 6.140% | $10500.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $215140.98 | 69.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.96 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225197515 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $2182.63 | 02/12/2026 | 6.588% | $3135.99 | $3135.99 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $41755.51 | 1 | [redacted] | $1584.84 | [redacted] | $132.07 | [Redacted] | FL | $4450.00 |  | Annually | 10.931% | 10.931% | 10.931% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Edward Moore \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Edward Moore \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Edward Moore \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Edward Moore \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Edward Moore \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 02/12/2026 | 5.610% | $0.00 | 1.1 | DU |  | ApproveEligible | Yes | No | 6.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $161183.35 | 35.810% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.89 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| 225197589 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1496.54 | $1496.54 | 7.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $1440.96 | [redacted] | $120.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.9 |  |  |  |  |  |  |  | [Redacted] | $216318.93 | 83.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 73.14 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225197606 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $2066.80 | $8208.15 | 01/30/2026 | 6.736% | $4430.95 | $4430.95 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $39619.60 | 1 | [redacted] | $7025.28 | [redacted] | $585.44 |  |  |  |  |  | 20.900% | 20.900% | 20.900% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - David Dickson \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - David Dickson \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - David Dickson \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - David Dickson \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - David Dickson \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - David Dickson \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - David Dickson \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - David Dickson \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - David Dickson \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - David Dickson \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - David Dickson \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - David Dickson \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - David Dickson \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - David Dickson \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - David Dickson \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - Hunter Prescott \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - Hunter Prescott \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - Hunter Prescott \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - Hunter Prescott \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Hunter Prescott \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - Hunter Prescott \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - Hunter Prescott \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2066.80 | 01/30/2026 | 6.140% | $0.00 | 3.2 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 1 | 0 | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $520412.73 | 60.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 59.67 |  | No | No | [Redacted] | ($362.30) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225198308 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1473.50 | $1473.50 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $3553.68 | [redacted] | $296.14 | [Redacted] | FL | $885.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 649 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.73 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Leasehold | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 62.61 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 225198310 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1390.00 | $4016.69 | 01/26/2026 | 6.675% | $1375.38 | $1375.38 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8279.15 | 1 | [redacted] | $1188.96 | [redacted] | $99.08 |  |  |  |  |  | 32.144% | 32.144% | 32.144% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Pamela Anderson \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Pamela Anderson \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Pamela Anderson \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - Pamela Anderson \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1390.00 | 01/26/2026 | 6.140% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $324952.93 | 100.000% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 147.82 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225199199 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5277.50 | $8919.58 | 02/20/2026 | 6.894% | $3769.98 | $3769.98 | 6.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $45122.03 | 1 | [redacted] | $2021.76 | [redacted] | $168.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Angela Erickson \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Angela Erickson \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Angela Erickson \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5277.50 | 02/20/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $3434783.27 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 770.46 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225199201 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5614.21 | $5614.21 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $873.00 | [redacted] | $72.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 22.8 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225199205 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1871.61 | $1871.61 | 6.375% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 2 | [redacted] | $2085.00 | [redacted] | $173.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.67 | 0.59 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 94.77 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225199207 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5726.00 | $3506.89 | 02/11/2026 | 7.519% | $14181.56 | $15519.37 | 7.908% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $64761.84 | 1 | [redacted] | $11120.04 | [redacted] | $926.67 | [Redacted] | NC | $4622.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Joshua Wilkes \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5726.00 | 02/11/2026 | 6.160% | $0.00 | 1.2 |  |  |  | No | No | 7.908% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $10803796.81 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 774.07 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225199221 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $9840.00 | $13951.21 | 02/05/2026 | 6.702% | $10309.01 | $10309.01 | 6.625% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $41927.94 | 1 | [redacted] | $2226.24 | [redacted] | $185.52 |  |  |  |  |  | 39.778% | 39.778% | 39.778% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Yoojin Ivanovic \| Primary Income - Projected Income]; Employer Letter - 2026<br> [Borrower - Yoojin Ivanovic \| Primary Income - Projected Income]; Employment Offer - 2025<br> [Borrower - Yoojin Ivanovic \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Yoojin Ivanovic \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Yoojin Ivanovic \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Relja Ivanovic \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Relja Ivanovic \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Relja Ivanovic \| Primary Income - Asset Depletion]; Other - 2026<br> [Coborrower(s) - Relja Ivanovic \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $9840.00 | 02/09/2026 | 6.130% | $0.00 | 2.8 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $4464546.65 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 336.79 |  | Yes | No | [Redacted] | $33224.71 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225199227 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1107.58 | $1107.58 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1979.04 | [redacted] | $164.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | [Redacted] | $7325.87 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.42 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225199245 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $12647.66 | $12647.66 | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $5817.60 | [redacted] | $484.80 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.69 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Trust | Business Entity |  | Individually and as Trustee | Individual | Trustee |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 45.21 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |  | 360 |
| 225199332 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1513.45 | $1513.45 | 7.500% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $1478.04 | [redacted] | $123.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 610 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $120670.69 | 36.230% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.76 |  |  | No | [Redacted] | $0.00 | $0.00 | 1 | 0 | 0 |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 3 | 360 |
| 225199336 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3898.00 | $5822.67 | 01/16/2026 | 7.951% | $936.95 | $936.95 | 7.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $13698.63 | 1 | [redacted] | $867.36 | [redacted] | $72.28 | [Redacted] | FL | $421.00 |  | Monthly | 23.298% | 23.298% | 23.298% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Alexandre De Brito \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Alexandre De Brito \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Alexandre De Brito \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Alexandre De Brito \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3898.00 | 01/16/2026 | 6.170% | $0.00 | 1.1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $5000.00 | 2.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 46.39 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225199352 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6331.12 | $7206.96 | 01/30/2026 | 7.718% | $4746.30 | $4746.30 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20879.81 | 1 | [redacted] | $1112.52 | [redacted] | $92.71 |  |  |  |  |  | 35.863% | 35.863% | 35.863% | [Redacted] | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - James Stevens \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - James Stevens \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - James Stevens \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - James Stevens \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - James Stevens \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - James Stevens \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - James Stevens \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - James Stevens \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6331.12 | 01/30/2026 | 5.530% | $0.00 | 1.7 | DU |  | ApproveEligible | No | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 17 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 62.34 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| 225199521 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3553.75 | $5039.09 | 02/02/2026 | 7.071% | $3834.92 | $3834.92 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $124376.72 | 1 | [redacted] | $3864.96 | [redacted] | $322.08 | [Redacted] | NC | $790.00 |  | Annually | 5.383% | 5.383% | 5.383% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - David Sanders \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - David Sanders \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - David Sanders \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - David Sanders \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - David Sanders \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - David Sanders \| Primary Income - Sole Proprietor]; 1099 Transcript - No Results Returned - 2025<br> [Borrower - David Sanders \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025 | [Borrower]; 1040 - 2025<br> [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | 1099 - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3553.75 | 02/02/2026 | 6.100% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $632566.25 | 82.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.2 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225199524 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1394.35 | $1394.35 | 7.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $903.00 | [redacted] | $75.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 106.45 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225199586 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1690.00 | $3477.15 | 02/09/2026 | 6.034% | $3900.09 | $3900.09 | 5.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16614.35 | 1 | [redacted] | $451.92 | [redacted] | $37.66 | [Redacted] | CA | $275.00 |  | Monthly | 36.617% | 36.617% | 36.617% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Taylor Martin \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Taylor Martin \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Taylor Martin \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Taylor Martin \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Taylor Martin \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Taylor Martin \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Kourtney Martin \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Kourtney Martin \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Kourtney Martin \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Kourtney Martin \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Kourtney Martin \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 02/09/2026 | 6.130% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 5.990% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $459376.50 | 56.430% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 94.92 |  | No | No | [Redacted] | $0.00 | $16839.78 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225199588 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $855.37 | $855.37 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $692.04 | [redacted] | $57.67 | [Redacted] | TX | $927.96 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 642 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | [Redacted] | $180850.38 | 91.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 79.72 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225201387 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1032.18 | $1032.18 | 6.125% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 4 | [redacted] | $1786.80 | [redacted] | $148.90 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.03 | 0.49 |  |  |  |  |  |  |  | [Redacted] | $142946.22 | 63.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 27.47 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225201703 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1095.31 | $1095.31 | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1079.04 | [redacted] | $89.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | [Redacted] | $9236.86 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.58 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225201716 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1149.95 | $1149.95 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $467.04 | [redacted] | $38.92 | [Redacted] | NC | $123.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [Redacted] | $112081.55 | 49.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.87 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225201748 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $13035.00 | $14423.16 | 02/13/2026 | 7.112% | $7603.38 | $7603.38 | 6.990% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $8839.67 | 2 | [redacted] | $2649.96 | [redacted] | $220.83 |  |  |  |  |  | 41.994% | 41.994% | 41.994% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Vinod Tanwar \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Vinod Tanwar \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Vinod Tanwar \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Vinod Tanwar \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Vinod Tanwar \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Vinod Tanwar \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Vinod Tanwar \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Vinod Tanwar \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Vinod Tanwar \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2026<br> [Borrower - Vinod Tanwar \| Non-Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - Vinod Tanwar \| Non-Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - Vinod Tanwar \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Borrower - Vinod Tanwar \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025<br> [Borrower - Vinod Tanwar \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - Vinod Tanwar \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - Vinod Tanwar \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2025<br> [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - 2025<br> [Borrower]; Transcripts (1040) - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $13035.00 | 02/13/2026 | 6.130% | $0.00 |  | DU |  | ApproveIneligible | No | No | 6.990% | 2 |  | 3 | 0 | 3 | 4 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $136668.34 | 9.550% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 15.9 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225201754 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $2479.24 | 01/16/2026 | 6.523% | $4062.50 | $5591.80 | 6.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23548.85 | 1 | [redacted] | $6900.96 | [redacted] | $575.08 |  |  |  |  |  | 38.075% | 34.054% | 38.075% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Barry Fruchtman \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Barry Fruchtman \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 01/16/2026 | 6.170% | $0.00 | 2.6 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $5075256.61 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 710.19 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| 225201756 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5901.25 | $6460.57 | 11/14/2025 | 6.862% | $1106.12 | $1106.12 | 6.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $4427.24 | 1 | [redacted] | $937.92 | [redacted] | $78.16 |  |  |  |  |  | 29.567% | 29.567% | 29.567% | [Redacted] | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Juan Vargas Cisneros \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Juan Vargas Cisneros \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - Juan Vargas Cisneros \| Primary Income - Wages]; Year End Summary - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5901.25 | 01/14/2026 | 6.170% | $0.00 | 1.3 |  |  |  | Yes | No | 6.500% | 0 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $2270.10 |  | No | 29 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.54 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225201764 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6353.10 | $7343.41 | 02/13/2026 | 9.734% | $3016.14 | $3016.14 | 9.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $7882.50 | 1 | [redacted] | $3030.12 | [redacted] | $252.51 |  |  |  |  |  | 33.371% | 33.371% | 33.371% | [Redacted] | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Arturo Sanchez Rojas \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Arturo Sanchez Rojas \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Arturo Sanchez Rojas \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Arturo Sanchez Rojas \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6353.10 | 02/13/2026 | 6.130% | $0.00 | 1 |  |  |  | No | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $4700.00 | 1.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 9.75 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225201766 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $2770.00 | $3353.81 | 02/06/2026 | 6.778% | $1344.65 | $1344.65 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16567.49 | 1 | [redacted] | $1397.04 | [redacted] | $116.42 |  |  |  |  |  | 27.067% | 27.067% | 27.067% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Aziza Gardner \| Primary Income - Sole Proprietor]; Account Statements - Business - 2026<br> [Borrower - Aziza Gardner \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Aziza Gardner \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Aziza Gardner \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - Derrick Gardner \| Primary Income - Sole Proprietor]; Account Statements - Business - 2026<br> [Coborrower(s) - Derrick Gardner \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Coborrower(s) - Derrick Gardner \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Coborrower(s) - Derrick Gardner \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2770.00 | 02/06/2026 | 6.100% | $5250.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 | 0 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $2775.00 | 1.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.77 |  | No | No | [Redacted] | $2150.55 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225201767 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $652.00 | $652.00 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1112.04 | [redacted] | $92.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | [Redacted] | $42546.52 | 36.050% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.83 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225201770 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $762.66 | $762.66 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1170.96 | [redacted] | $97.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.07 | 0.48 |  |  |  |  |  |  |  | [Redacted] | $105621.15 | 69.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.14 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225201777 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1933.89 | $1933.89 | 7.375% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 3 | [redacted] | $1530.96 | [redacted] | $127.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [Redacted] | $132695.63 | 37.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.8 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | No | No | 2 | 360 |
| 225204381 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8102.50 | $1175.45 | 01/30/2026 | 6.762% | $4864.49 | $4864.49 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $12375.91 | 1 | [redacted] | $741.96 | [redacted] | $61.83 | [Redacted] | CA | $350.00 |  | Monthly | 34.256% | 34.256% | 34.256% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 53.000% | 100.000% |  |  | [Borrower - Shirley Lopes \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Shirley Lopes \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Shirley Lopes \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Borrower - Shirley Lopes \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Jeremy Cole \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Jeremy Cole \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Jeremy Cole \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Jeremy Cole \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Jeremy Cole \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Jeremy Cole \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Jeremy Cole \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8102.50 | 01/30/2026 | 5.990% | $13800.00 | 2.3 |  |  |  | Yes | No | 6.750% | 0 | 3 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $442059.15 | 42.710% | No |  | 36 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 24.12 |  |  | No | [Redacted] | $0.00 | $8885.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225204512 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $4166.44 | 01/27/2026 | 7.240% | $8580.17 | $9746.20 | 7.908% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $105410.39 | 1 | [redacted] | $1547.04 | [redacted] | $128.92 | [Redacted] | AZ | $190.00 |  | Monthly | 17.247% | 16.332% | 17.247% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Jared Schwab \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Jared Schwab \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jared Schwab \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jared Schwab \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Jared Schwab \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 01/27/2026 | 5.940% | $600.00 | 2.7 |  |  |  | No | No | 7.908% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $668358.37 | 39.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.88 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225204570 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1104.54 | $1104.54 | 6.625% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | Not Provided | Not Provided |  |  |  |  |  | 1 | [redacted] | $1718.04 | [redacted] | $143.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.5 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.64 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.58 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225204571 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2102.33 | $2102.33 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1548.72 | [redacted] | $129.06 | [Redacted] | CA | $350.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.72 |  |  |  |  |  |  |  | [Redacted] | $587285.99 | 67.890% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 161.19 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225204575 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1577.03 | $1577.03 | 7.875% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $822.00 | [redacted] | $68.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 105.23 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225204615 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $8377.50 | $10344.36 | 01/30/2026 | 6.869% | $2641.28 | $2641.28 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15519.25 | 1 | [redacted] | $2037.96 | [redacted] | $169.83 |  |  |  |  |  | 47.738% | 47.738% | 47.738% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - Eric Kinzler \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - Jared Flieller \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Jared Flieller \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Jared Flieller \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Jared Flieller \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Jared Flieller \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Jared Flieller \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Jared Flieller \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Jared Flieller \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Jared Flieller \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8377.50 | 01/30/2026 | 6.140% | $0.00 |  |  |  |  | N/A | No | 6.625% | 3 | 3 | 2 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $764012.66 | 100.000% | No |  | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 120.05 |  | No | No | [Redacted] | $0.00 | $18613.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225204623 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $15326.48 | $16138.80 | 02/09/2026 | 7.669% | $2701.42 | $2701.42 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5709.16 | 1 | [redacted] | $570.96 | [redacted] | $47.58 |  |  |  |  |  | 41.881% | 41.881% | 41.881% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Cherry Sorono \| Primary Income - Wages]; Other - 2026<br> [Borrower - Cherry Sorono \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Cherry Sorono \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Cherry Sorono \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Cherry Sorono \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Cherry Sorono \| Non-Primary Income - Wages]; Other - 2026<br> [Borrower - Cherry Sorono \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Cherry Sorono \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Cherry Sorono \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Cherry Sorono \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Cherry Sorono \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $15326.48 | 02/09/2026 | 6.130% | $0.00 | 1.1 | LP / LPA |  | Caution/Ineligible | No | No | 7.250% | 1 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $19341.14 |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.11 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225204625 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $4373.00 | $5827.55 |  | 8.680% | $1111.87 | $1111.87 | 8.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Colombia |  |  |  | $6034.77 | 1 | [redacted] | $798.00 | [redacted] | $66.50 | [Redacted] | NC | $118.00 |  | Monthly | 48.402% | 48.402% | 48.402% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% | 100.000% |  |  | [Borrower - Natalia Giraldo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Natalia Giraldo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Natalia Giraldo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Natalia Giraldo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - Natalia Giraldo \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Natalia Giraldo \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Natalia Giraldo \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Natalia Giraldo \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $4373.00 |  | 5.990% | $3000.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $80205.72 | 43.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 24.77 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225204630 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5363.65 | $11329.36 | 01/16/2026 | 7.185% | $3768.46 | $3768.46 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8692.51 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | CA | $850.00 |  | Monthly | 46.508% | 46.508% | 46.508% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Marco Servetti \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Marco Servetti \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - Marco Servetti \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5363.65 | 01/16/2026 | 6.170% | $0.00 | 4.7 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $48733.26 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.29 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225204866 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $15095.00 | $16219.40 | 02/04/2026 | 7.137% | $7178.02 | $7178.02 | 6.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $40716.55 | 1 | [redacted] | $6484.32 | [redacted] | $540.36 | [Redacted] | AL | $800.00 |  | Annually | 31.281% | 31.281% | 31.281% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Christopher Scoville \| Primary Income - P&L Statement Only]; Account Statements - Business - 2026<br> [Borrower - Christopher Scoville \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Christopher Scoville \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - Christopher Scoville \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Coborrower(s) - Tiffini Scoville \| Primary Income - P&L Statement Only]; Account Statements - Business - 2026<br> [Coborrower(s) - Tiffini Scoville \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - Tiffini Scoville \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - Tiffini Scoville \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $15095.00 | 02/04/2026 | 5.990% | $0.00 | 2.2 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $749413.48 | 55.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.21 |  | Yes | No | [Redacted] | $29625.52 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225204929 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $11786.25 | $12873.46 | 02/10/2026 | 6.745% | $6499.16 | $6499.16 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $107159.97 | 1 | [redacted] | $1494.00 | [redacted] | $124.50 | [Redacted] | UT | $2021.67 |  | Monthly | 11.769% | 11.769% | 11.769% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 52.000% |  |  | [Borrower - Scott Bailey \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Scott Bailey \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Scott Bailey \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11786.25 | 02/10/2026 | 6.130% | $0.00 | 2.9 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 1 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 109.36 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225204930 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2615.60 | $5381.19 | 02/05/2026 | 7.630% | $2886.36 | $2886.36 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4540.98 | 1 | [redacted] | $849.12 | [redacted] | $70.76 | [Redacted] | CA | $228.00 |  | Monthly | 45.313% | 45.313% | 45.313% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - John Nobriga \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - John Nobriga \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - John Nobriga \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - John Nobriga \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - John Nobriga \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - John Nobriga \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - John Nobriga \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - John Nobriga \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - John Nobriga \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - John Nobriga \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - John Nobriga \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - John Nobriga \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - John Nobriga \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - John Nobriga \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - John Nobriga \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2615.60 | 02/05/2026 | 5.990% | $0.00 | 1.3 | DU |  | ApproveEligible | N/A | No | 7.500% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $84606.37 | 16.390% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.75 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225204934 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $23390.00 | $26472.76 | 12/22/2025 | 6.999% | $13138.58 | $13138.58 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $25395.79 | 1 | [redacted] | $16298.04 | [redacted] | $1358.17 | [Redacted] | NY | $7044.16 |  | Monthly | 46.860% | 46.860% | 46.860% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 78.000% | 100.000% |  |  | [Borrower - Lawrence Botel \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Lawrence Botel \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Lawrence Botel \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - Lawrence Botel \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - Year Not Available<br> [Borrower - Lawrence Botel \| Non-Primary Income - Asset Depletion]; Other - 2026<br> [Borrower - Lawrence Botel \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Lawrence Botel \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Lawrence Botel \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Lawrence Botel \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $23390.00 | 12/22/2025 | 6.250% | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $794019.04 |  | No |  |  |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 70.24 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225205124 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5397.88 | $5677.48 | 01/29/2026 | 7.128% | $2660.19 | $2660.19 | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9403.84 | 1 | [redacted] | $1790.04 | [redacted] | $149.17 | [Redacted] | OH | $150.00 |  | Annually | 41.410% | 41.410% | 41.410% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 80.000% |  |  | [Borrower - Sarkess Saba \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Sarkess Saba \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Sarkess Saba \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5397.88 | 01/29/2026 | 6.140% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $75171.73 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 23.87 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225205130 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7319.20 | $7852.46 | 02/02/2026 | 7.484% | $2626.62 | $2811.96 | 7.679% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6580.95 | 1 | [redacted] | $1235.04 | [redacted] | $102.92 |  |  |  |  |  | 44.250% | 42.680% | 44.250% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  | Audited | [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Kevin Cashatt \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Kevin Cashatt \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Kevin Cashatt \| Non-Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7319.20 | 02/02/2026 | 5.960% | $0.00 | 3.6 |  |  |  | No | No | 7.679% | 2 |  | 1 | 0 | 3 | 0 |  |  | 11.97 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $269048.02 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 137.28 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225205133 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1590.00 | $2534.16 | 02/17/2026 | 6.820% | $2189.67 | $2189.67 | 6.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8080.95 | 1 | [redacted] | $1065.84 | [redacted] | $88.82 | [Redacted] | AZ | $219.00 |  | Monthly | 36.635% | 36.635% | 36.635% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Allen Shepard \| Primary Income - Pension]; Award Letter / Continuance Letter - 2026<br> [Borrower - Allen Shepard \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - Allen Shepard \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Sandra Shepard \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | 1099 - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1590.00 | 02/17/2026 | 6.100% | $2000.00 | 1.3 | DU |  | ApproveEligible | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $174589.23 | 41.370% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.02 |  | No | No | [Redacted] | $562.64 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225205135 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1539.29 | $1539.29 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2060.76 | [redacted] | $171.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.2 |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.61 |  |  |  |  |  |  |  | [Redacted] | $61878.86 | 13.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.94 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225205138 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1595.00 | $2819.68 | 02/10/2026 | 6.406% | $4691.50 | $4691.50 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13171.40 | 1 | [redacted] | $1394.88 | [redacted] | $116.24 | [Redacted] | CA | $350.00 |  | Monthly | 38.017% | 38.017% | 38.017% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jose Estrada \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Jose Estrada \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Jose Estrada \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Jose Estrada \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Jose Estrada \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Jose Estrada \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1595.00 | 02/10/2026 | 6.130% | $0.00 | 1.5 |  |  |  | No | No | 6.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $312176.59 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 49.29 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225205158 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3009.50 | $3009.50 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $1323.96 | [redacted] | $110.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.71 | 0.58 |  |  |  |  |  |  |  | [Redacted] | $167938.95 | 28.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.35 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 |
| 225205225 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3880.62 | $3880.62 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $608.04 | [redacted] | $50.67 | [Redacted] | FL | $6730.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.36 | 0.42 |  |  |  |  |  |  |  | [Redacted] | $1746430.10 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 301.41 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225205301 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3688.24 | $3688.24 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $4553.04 | [redacted] | $379.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 720 | 709 | 723 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [Redacted] | $10000.00 | 1.370% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 642.54 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225205369 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1678.25 | $1678.25 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1060.08 | [redacted] | $88.34 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $161518.80 | 46.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225207994 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1730.29 | $1730.29 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1127.04 | [redacted] | $93.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | [Redacted] | $510630.52 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 195.6 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225208134 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2247.00 | $4028.40 | 02/04/2026 | 7.461% | $3287.61 | $3287.61 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $85123.44 | 1 | [redacted] | $1235.04 | [redacted] | $102.92 |  |  |  |  |  | 10.577% | 10.577% | 10.577% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Nicholas Banks \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Nicholas Banks \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Nicholas Banks \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Nicholas Banks \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Nicholas Banks \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2247.00 | 02/04/2026 | 6.100% | $7500.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $292257.15 | 52.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 59.45 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225208150 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3880.62 | $3880.62 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $572.64 | [redacted] | $47.72 | [Redacted] | FL | $4380.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.16 | 0.46 |  |  |  |  |  |  |  | [Redacted] | $1746930.10 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 313.25 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225208154 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1890.00 | $5544.20 | 02/02/2026 | 6.806% | $3191.10 | $3191.10 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24707.77 | 1 | [redacted] | $1297.56 | [redacted] | $108.13 | [Redacted] | FL | $979.00 |  | Monthly | 32.374% | 32.374% | 32.374% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Melissa Weinberg \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Melissa Weinberg \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - Melissa Weinberg \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - Melissa Weinberg \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; 4506-C (for Business) - 2024<br> [Borrower - Melissa Weinberg \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1890.00 | 02/02/2026 | 6.100% | $0.00 | 1.2 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $245098.42 | 39.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.38 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225208157 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1690.00 | $2980.52 |  | 6.684% | $2972.64 | $2972.64 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $37494.11 | 1 | [redacted] | $1158.00 | [redacted] | $96.50 | [Redacted] | CA | $545.00 |  | Monthly | 27.526% | 27.526% | 27.526% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Laura Galvin \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Laura Galvin \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Laura Galvin \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Laura Galvin \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Laura Galvin \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Laura Galvin \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Laura Galvin \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Dustin Raras \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Dustin Raras \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Dustin Raras \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Dustin Raras \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Dustin Raras \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Dustin Raras \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 |  | 6.100% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1188958.63 | 100.000% | No | 25 | 25 |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 237.47 |  | No | No | [Redacted] | $0.00 | $20150.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225209240 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1690.00 | $5076.80 | 02/17/2026 | 6.688% | $2714.92 | $2714.92 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13869.83 | 1 | [redacted] | $948.00 | [redacted] | $79.00 |  |  |  |  |  | 41.975% | 41.975% | 41.975% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Francis Dauksis \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Francis Dauksis \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Francis Dauksis \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - Francis Dauksis \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Francis Dauksis \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Francis Dauksis \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Francis Dauksis \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Francis Dauksis \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - Francis Dauksis \| Primary Income - S-Corp (>= 25%)]; Business License - Year Not Available<br> [Coborrower(s) - Sheila Dauksis \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Sheila Dauksis \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Sheila Dauksis \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Sheila Dauksis \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 02/17/2026 | 6.100% | $0.00 | 2.1 | DU |  | ApproveEligible | Yes | No | 6.625% | 2 | 2 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $523963.01 | 98.860% | No |  | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 108.97 |  | No | No | [Redacted] | $0.00 | $4333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| 225209246 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $804.08 | $804.08 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2442.96 | [redacted] | $203.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.69 | 0.59 |  |  |  |  |  |  |  | [Redacted] | $112566.77 | 73.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.74 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225209250 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1247.74 | $1247.74 | 6.375% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1036.20 | [redacted] | $86.35 | [Redacted] | FL | $95.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | [Redacted] | $98631.86 | 36.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.83 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 225209273 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1280.62 | $1280.62 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1084.92 | [redacted] | $90.41 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | [Redacted] | $742586.29 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 419.36 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| 225209277 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $14354.00 | $15447.96 | 02/19/2026 | 8.607% | $5426.92 | $5426.92 | 8.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $13906.02 | 3 | [redacted] | $4257.96 | [redacted] | $354.83 |  |  |  |  |  | 41.933% | 41.933% | 41.933% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Atos Da Costa Baeta \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Atos Da Costa Baeta \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Atos Da Costa Baeta \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $14354.00 | 02/19/2026 | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $107595.09 | 12.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 3.92 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225209292 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1085.53 | $1085.53 | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1962.96 | [redacted] | $163.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.74 | 0.57 |  |  |  |  |  |  |  | [Redacted] | $193615.67 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 107.23 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225209293 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $768.37 | $768.37 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1225.44 | [redacted] | $102.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] | $50513.70 | 33.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.34 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225209391 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2122.11 | $2122.11 | 5.990% | No | No |  |  |  |  |  |  | Foreign National | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $815.76 | [redacted] | $67.98 | [Redacted] | FL | $248.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [Redacted] | $158575.75 | 33.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.67 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225209397 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8846.00 | $12455.40 | 01/15/2026 | 7.724% | $3132.48 | $3132.48 | 7.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Peru |  |  |  | $9696.09 | 1 | [redacted] | $3066.00 | [redacted] | $255.50 |  |  |  |  |  | 34.154% | 34.154% | 34.154% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Elizabeth Ojeda Porta \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Elizabeth Ojeda Porta \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - Elizabeth Ojeda Porta \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - Elizabeth Ojeda Porta \| Primary Income - P&L Statement Only]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8846.00 | 01/15/2026 | 6.170% | $0.00 | 3.4 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $53477.91 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 13.52 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225209404 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1277.93 | $1277.93 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1586.40 | [redacted] | $132.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 14.82 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225209410 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $9140.00 | $24027.32 | 02/19/2026 | 7.496% | $11041.67 | $16627.98 | 7.919% | No | No | Not Employed | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18676.65 | 1 | [redacted] | $3703.44 | [redacted] | $308.62 | [Redacted] | FL | $5575.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - Sherri Esformes \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Sherri Esformes \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Sherri Esformes \| Primary Income - Asset Depletion]; Verification of Deposit - 2026 | [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $9140.00 | 02/19/2026 | 6.160% | $0.00 | 1.3 |  |  |  | No | No | 7.919% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $4798319.78 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 130.64 |  |  | No | [Redacted] | $45596.49 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225209417 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1833.00 | $2299.03 | 01/26/2026 | 6.961% | $700.49 | $700.49 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1710.18 | 1 | [redacted] | $771.96 | [redacted] | $64.33 | [Redacted] | AZ | $555.00 |  | Annually | 35.890% | 35.890% | 35.890% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Personal | 33.000% | 100.000% |  |  | [Borrower - Darcy Madden \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Borrower - Darcy Madden \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Darcy Madden \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Darcy Madden \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Darcy Madden \| Non-Primary Income - Asset Depletion]; Other - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1833.00 | 01/26/2026 | 6.140% | $613.25 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $297492.84 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 177.73 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225209911 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2791.45 | $2791.45 | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1566.12 | [redacted] | $130.51 | [Redacted] | AL | $700.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $668793.29 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 132.19 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225209914 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2465.20 | $2465.20 | 6.625% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | Not Provided | Not Provided |  |  |  |  |  | 1 | [redacted] | $909.96 | [redacted] | $75.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.8 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 4.34 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225210125 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1390.00 | $4212.46 | 01/21/2026 | 6.719% | $2689.31 | $2689.31 | 6.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4450.57 | 1 | [redacted] | $1683.00 | [redacted] | $140.25 |  |  |  |  |  | 45.895% | 45.895% | 45.895% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Mark Schoenhofer \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Mark Schoenhofer \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Mark Schoenhofer \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Mark Schoenhofer \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Mark Schoenhofer \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Mark Schoenhofer \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Mark Schoenhofer \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Mark Schoenhofer \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - No Results Returned - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1390.00 | 01/21/2026 | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 3 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $111187.33 | 21.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.86 |  | Yes | No | [Redacted] | $0.00 | $8225.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225210130 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $4411.38 | 02/09/2026 | 6.916% | $5156.25 | $6910.32 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17446.75 | 2 | [redacted] | $4728.48 | [redacted] | $394.04 |  |  |  |  |  | 42.451% | 36.665% | 42.451% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Patrick Colmenar \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - Patrick Colmenar \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Patrick Colmenar \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Patrick Colmenar \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - Patrick Colmenar \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Patrick Colmenar \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Patrick Colmenar \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Patrick Colmenar \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Patrick Colmenar \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Patrick Colmenar \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - Patrick Colmenar \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Maria Bates \| Primary Income - Wages]; Employer Letter - 2026<br> [Coborrower(s) - Maria Bates \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Maria Bates \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Maria Bates \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Maria Bates \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Maria Bates \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Maria Bates \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Maria Bates \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Maria Bates \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 02/09/2026 | 6.130% | $0.00 |  |  |  |  | No | No | 6.875% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $619308.55 | 51.600% | No | 35 | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 78.84 |  | Yes | No | [Redacted] | $0.00 | $13095.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| 225210136 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $843.53 | $843.53 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1163.76 | [redacted] | $96.98 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.61 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 28.88 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225210141 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1540.67 | $1540.67 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1819.80 | [redacted] | $151.65 | [Redacted] | TX | $0.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4.3 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 36.58 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225210181 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5033.49 | $5033.49 | 6.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $15363.12 | [redacted] | $1280.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 797 | 799 | 796 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.61 |  |  |  |  |  |  |  | [Redacted] | $817869.12 | 59.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 32.21 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225210184 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1576.63 | $1576.63 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1793.52 | [redacted] | $149.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | [Redacted] | $7147.12 | 2.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.44 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225210186 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1767.36 | $1767.36 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1032.96 | [redacted] | $86.08 | [Redacted] | DC | $436.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.16 |  |  |  |  |  |  |  | [Redacted] | $597471.32 | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 199.79 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225210225 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1852.27 | $1852.27 | 6.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | [redacted] | $1753.08 | [redacted] | $146.09 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 744 | 606 | 636 | 655 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 11.04 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225211902 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3941.58 | $3941.58 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2772.00 | [redacted] | $231.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | [Redacted] | $269119.97 | 33.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.94 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225212081 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2174.19 | $2174.19 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1824.24 | [redacted] | $152.02 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 29.49 |  |  | Yes | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| 225212089 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $964.58 | $964.58 | 6.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2624.76 | [redacted] | $218.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 21.57 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225212090 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $3175.00 | $4192.28 | 02/18/2026 | 7.121% | $1103.64 | $1103.64 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18367.31 | 2 | [redacted] | $2894.76 | [redacted] | $241.23 |  |  |  |  |  | 28.091% | 28.091% | 28.091% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Michael Danielson \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Michael Danielson \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Michael Danielson \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Michael Danielson \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Michael Danielson \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Michael Danielson \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Michael Danielson \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Michael Danielson \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3175.00 | 02/18/2026 | 6.100% | $39784.00 |  |  |  |  | No | No | 6.875% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $288249.02 | 100.000% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 175 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225212092 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1390.00 | $5222.22 | 12/23/2025 | 6.296% | $6157.17 | $6157.17 | 6.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $40918.84 | 1 | [redacted] | $1092.96 | [redacted] | $91.08 | [Redacted] | NY | $1286.00 |  | Monthly | 17.734% | 17.734% | 17.734% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - David Freifeld \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - David Freifeld \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - David Freifeld \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - David Freifeld \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - David Freifeld \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - David Freifeld \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - David Freifeld \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Elena Freifeld \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Elena Freifeld \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Elena Freifeld \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Elena Freifeld \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - Elena Freifeld \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Elena Freifeld \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Elena Freifeld \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1390.00 | 12/23/2025 | 5.990% | $0.00 | 2.6 | DU |  | ApproveEligible | Yes | No | 6.250% | 3 | 3 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $2704745.08 | 100.000% | No | 34 | 34 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 253.96 |  |  | No | [Redacted] | $0.00 | $15123.95 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225212094 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2660.00 | $5054.74 | 02/04/2026 | 6.959% | $2364.94 | $2364.94 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7519.59 | 1 | [redacted] | $2106.96 | [redacted] | $175.58 |  |  |  |  |  | 44.778% | 44.778% | 44.778% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jennifer Nazlian \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Jennifer Nazlian \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Jennifer Nazlian \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Jennifer Nazlian \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Jennifer Nazlian \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Brian Nazlian \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Brian Nazlian \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Brian Nazlian \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Brian Nazlian \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Brian Nazlian \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Brian Nazlian \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Brian Nazlian \| Non-Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Brian Nazlian \| Non-Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Brian Nazlian \| Non-Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Brian Nazlian \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2660.00 | 02/04/2026 | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 24 | 12 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 13.11 |  |  | No | [Redacted] | $0.00 | $7232.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225212104 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6307.40 | $12523.21 | 02/07/2026 | 6.725% | $3358.03 | $3358.03 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9092.79 | 1 | [redacted] | $3130.92 | [redacted] | $260.91 | [Redacted] | FL | $720.00 |  | Annually | 44.609% | 44.609% | 44.609% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jhermie Salas \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; Other - 2026<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; Other - 2026<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Jhermie Salas \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6307.40 | 02/07/2026 | 6.100% | $0.00 | 1.4 |  |  |  | Yes | No | 6.500% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $486122.72 | 58.150% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.57 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225212110 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $0.00 | $2450.32 | 02/18/2026 | 8.536% | $4671.15 | $4671.15 | 8.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17115.05 | 1 | [redacted] | $2305.68 | [redacted] | $192.14 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Carl Metcalf \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Carl Metcalf \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Carl Metcalf \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Carl Metcalf \| Primary Income - Asset Depletion]; Other - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] |  | 02/18/2026 | 6.100% | $0.00 | 3.9 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $1284222.85 | 100.000% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 230.96 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225212111 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $15185.00 | $18483.77 |  | 6.898% | $4174.83 | $4174.83 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21700.96 | 1 | [redacted] | $1973.04 | [redacted] | $164.42 |  |  |  |  |  | 38.643% | 38.643% | 38.643% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Henry Hernandez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Henry Hernandez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Henry Hernandez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Henry Hernandez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - Henry Hernandez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $15185.00 |  | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $479173.20 | 58.790% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.08 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225212116 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $4385.52 | 02/12/2026 | 6.402% | $7570.31 | $10519.81 | 6.375% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $70362.35 | 1 | [redacted] | $2624.28 | [redacted] | $218.69 | [Redacted] | CA | $25.00 |  | Monthly | 19.227% | 15.841% | 19.227% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Catherine Edens \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Catherine Edens \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Catherine Edens \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Catherine Edens \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Catherine Edens \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Matthew Edens \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Matthew Edens \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Matthew Edens \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Matthew Edens \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Matthew Edens \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Matthew Edens \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Matthew Edens \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Matthew Edens \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 02/12/2026 | 6.130% | $0.00 | 2.7 | LP / LPA |  | Accept/Ineligible | No | No | 6.375% | 0 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $8101837.36 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 781.46 |  | Yes | No | [Redacted] | $0.00 | $18583.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| 225212118 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2839.47 | $3783.39 | 02/17/2026 | 7.849% | $1202.50 | $1202.50 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17437.33 | 1 | [redacted] | $775.44 | [redacted] | $64.62 | [Redacted] | FL | $603.00 |  | Monthly | 15.386% | 15.386% | 15.386% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - William Bissett \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - William Bissett \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - William Bissett \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - William Bissett \| Primary Income - Sole Proprietor]; 1099 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | 1099 - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2839.47 | 02/17/2026 | 6.100% | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $99076.49 | 49.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.99 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225212144 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1178.17 | $1178.17 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3338.88 | [redacted] | $278.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | [Redacted] | $84969.05 | 36.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.55 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225212195 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1890.00 | $13635.40 | 02/02/2026 | 6.516% | $12514.95 | $12514.95 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $130150.97 | 1 | [redacted] | $2976.96 | [redacted] | $248.08 | [Redacted] | FL | $2383.00 |  | Monthly | 15.454% | 15.454% | 15.454% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Francis Spellane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Francis Spellane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Francis Spellane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Francis Spellane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Francis Spellane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Francis Spellane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Francis Spellane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Francis Spellane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1890.00 | 02/02/2026 | 6.100% | $0.00 | 4.4 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 1 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $335060.72 | 8.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.95 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225212302 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5910.89 | $5910.89 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3795.00 | [redacted] | $316.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4.5 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $70803.44 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.43 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| 225212303 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1313.86 | $1313.86 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $2246.04 | [redacted] | $187.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.93 | 0.51 |  |  |  |  |  |  |  | [Redacted] | $74956.78 | 29.980% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.43 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225212388 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $21950.25 | $23930.65 | 02/11/2026 | 7.459% | $19166.24 | $19166.24 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $97257.31 | 1 | [redacted] | $26814.00 | [redacted] | $2234.50 | [Redacted] | TX | $2400.00 |  | Annually | 22.613% | 22.613% | 22.613% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - William Stapleton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - William Stapleton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - William Stapleton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - William Stapleton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - William Stapleton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - William Stapleton \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $21950.25 | 02/18/2026 | 6.100% | $0.00 | 3.2 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $94940.67 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 25.37 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225212392 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5470.00 | $17311.57 | 02/06/2026 | 7.054% | $4835.00 | $4835.00 | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $27177.39 | 1 | [redacted] | $3962.64 | [redacted] | $330.22 | [Redacted] | FL | $387.00 |  | Monthly | 22.549% | 22.549% | 22.549% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - Sloane Ladehoff \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Sloane Ladehoff \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Sloane Ladehoff \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Sloane Ladehoff \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - Sloane Ladehoff \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Coborrower(s) - Daniel Ladehoff \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Daniel Ladehoff \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Daniel Ladehoff \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - Daniel Ladehoff \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - Daniel Ladehoff \| Primary Income - Shared Bank Statements]; Other - 2022 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5470.00 | 02/06/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $183030.38 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 30.02 |  |  | No | [Redacted] | $17544.83 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225212525 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $716.29 | $716.29 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $866.04 | [redacted] | $72.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.63 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.45 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225212531 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3081.00 | $7011.58 | 02/05/2026 | 7.041% | $2075.90 | $2075.90 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4016.78 | 1 | [redacted] | $2244.00 | [redacted] | $187.00 | [Redacted] | MO | $540.00 |  | Annually | 45.896% | 45.896% | 45.896% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 80.000% | 100.000% |  |  | [Borrower - Silvia Duckworth \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Silvia Duckworth \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Silvia Duckworth \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Silvia Duckworth \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Silvia Duckworth \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Silvia Duckworth \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Silvia Duckworth \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Silvia Duckworth \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3081.00 | 02/05/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $211508.12 | 53.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.14 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225212535 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1690.00 | $3068.88 | 02/12/2026 | 7.389% | $11741.41 | $11741.41 | 7.375% | No | No | Employed | Not Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | United Kingdom of Great Britain and Northern Ireland | United Kingdom of Great Britain and Northern Ireland |  |  | $44124.16 | 1 | [redacted] | $6849.00 | [redacted] | $570.75 | [Redacted] | TN | $125.00 |  | Monthly | 29.498% | 29.498% | 29.498% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Paul Carnegie \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - Paul Carnegie \| Primary Income - Wages]; Other - 2026<br> [Borrower - Paul Carnegie \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Paul Carnegie \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Paul Carnegie \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Paul Carnegie \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Paul Carnegie \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Paul Carnegie \| Primary Income - Wages]; Other - 2024<br> [Borrower - Paul Carnegie \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Paul Carnegie \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 02/12/2026 | 6.130% | $25000.00 | 3 |  |  |  | Yes | No | 7.375% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1418206.08 | 50.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  | VISA | VISA |  |  |  | 23.03 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 2 | 360 |
| 225212543 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2362.35 | $2362.35 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1175.04 | [redacted] | $97.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.06 |  |  |  |  |  |  |  | [Redacted] | $424030.10 | 73.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.35 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 225212671 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5534.00 | $579.42 | 02/03/2026 | 6.468% | $1820.36 | $1820.36 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7970.62 | 1 | [redacted] | $888.00 | [redacted] | $74.00 |  |  |  |  |  | 23.867% | 23.867% | 23.867% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Nicole Marquez \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Nicole Marquez \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Nicole Marquez \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - Nicole Marquez \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Eduardo Zuniga \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Eduardo Zuniga \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Eduardo Zuniga \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Eduardo Zuniga \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - Eduardo Zuniga \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Eduardo Zuniga \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5534.00 | 02/03/2026 | 6.100% | $13500.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $91503.11 | 25.410% | No | 14 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.32 |  |  | No | [Redacted] | $0.00 | $5200.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225216218 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3318.75 | $7797.55 | 02/13/2026 | 6.686% | $4250.06 | $4250.06 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | Non-Permanent Resident Alien |  |  |  |  |  |  | $17055.44 | 2 | [redacted] | $2340.96 | [redacted] | $195.08 |  |  |  |  |  | 29.211% | 29.211% | 29.211% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Carlos Cespedes \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2026<br> [Borrower - Carlos Cespedes \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Carlos Cespedes \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Carlos Cespedes \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Carlos Cespedes \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - Carlos Cespedes \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Carlos Cespedes \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Carlos Cespedes \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Carlos Cespedes \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Carlos Cespedes \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Carlos Cespedes \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Carlos Cespedes \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Carlos Cespedes \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Carlos Cespedes \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Carlos Cespedes \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - Carlos Cespedes \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - Carlos Cespedes \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - Sandra Zapata \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Sandra Zapata \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Sandra Zapata \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Sandra Zapata \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Sandra Zapata \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Sandra Zapata \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - Sandra Zapata \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Coborrower(s) - Sandra Zapata \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - Sandra Zapata \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - Sandra Zapata \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Sandra Zapata \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - Sandra Zapata \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3318.75 | 02/13/2026 | 6.130% | $0.00 |  | DU |  | ApproveIneligible | No | No | 6.625% | 2 | 2 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  | No | 31 |  | No | No | [Redacted] | ($1143.94) | $3221.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225216236 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $6890.63 | $6890.63 | 7.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $3192.96 | [redacted] | $266.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.7 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  | 240 | [Redacted] | $140000.00 | 10.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.54 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| 225216271 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4329.23 | $4329.23 | 6.125% | No | No |  |  |  |  | 0 | 0 |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $5565.96 | [redacted] | $463.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.9 |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.91 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225216279 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $21652.51 | $7974.39 |  | 7.304% | $1892.58 | $2495.24 | 7.125% | No | No | Not Employed | Self-Employed | Not Employed | Not Employed | 0 | 0 |  | US Citizen |  | US Citizen |  |  |  |  | $102279.83 | 1 | [redacted] | $1569.00 | [redacted] | $130.75 |  |  |  |  |  | 16.532% | 16.040% | 16.532% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - James Seibel \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - James Seibel \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - James Seibel \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $21652.51 |  | 5.980% | $0.00 | 4.5 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $49607.22 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Business Entity | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 22.93 |  | No | No | [Redacted] | $122537.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 240 |
| 225219497 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $29893.50 | $14896.29 | 02/04/2026 | 8.361% | $2679.36 | $2679.36 | 7.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3598.15 | 1 | [redacted] | $5251.80 | [redacted] | $437.65 |  |  |  |  |  | 48.763% | 48.763% | 48.763% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Saint Anelus \| Primary Income - Wages]; Other - 2026<br> [Borrower - Saint Anelus \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Saint Anelus \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Saint Anelus \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Saint Anelus \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Saint Anelus \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Saint Anelus \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Saint Anelus \| Non-Primary Income - Wages]; Other - 2026<br> [Borrower - Saint Anelus \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Saint Anelus \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Saint Anelus \| Non-Primary Income - Wages]; W-2 - 2025<br> [Borrower - Saint Anelus \| Non-Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Saint Anelus \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - Saint Anelus \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Saint Anelus \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Saint Anelus \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $29893.50 | 02/04/2026 | 5.980% | $30000.00 | 1 |  |  |  | Yes | No | 7.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $56976.95 | 13.250% | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.21 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225230075 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1057.66 | $1057.66 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1148.04 | [redacted] | $95.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.3 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 63.56 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225230084 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $11390.00 | $15558.91 | 02/17/2026 | 6.804% | $4226.05 | $4226.05 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16107.99 | 1 | [redacted] | $1815.96 | [redacted] | $151.33 | [Redacted] | SC | $3633.00 |  | Annually | 42.509% | 42.509% | 42.509% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - Alf Martin Liljeblad \| Primary Income - Wages]; Employer Letter - 2021<br> [Borrower - Alf Martin Liljeblad \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Alf Martin Liljeblad \| Non-Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $11390.00 | 02/17/2026 | 5.980% | $5000.00 | 3.6 |  |  |  | No | No | 6.625% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $872771.22 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 129.7 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225230151 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1985.00 | $2658.01 | 02/04/2026 | 6.807% | $2724.11 | $2724.11 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8167.42 | 1 | [redacted] | $1224.84 | [redacted] | $102.07 | [Redacted] | VA | $105.00 |  | Monthly | 43.015% | 43.015% | 43.015% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Mary Barthelson \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Mary Barthelson \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Mary Barthelson \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Mary Barthelson \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Mary Barthelson \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1985.00 | 02/04/2026 | 6.100% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $207355.11 | 39.490% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.22 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225230435 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $6983.50 | $8010.33 | 02/17/2026 | 7.569% | $947.10 | $947.10 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5497.47 | 1 | [redacted] | $360.96 | [redacted] | $30.08 | [Redacted] | NV | $273.00 |  | Monthly | 33.357% | 33.357% | 33.357% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Rick Nomura \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Rick Nomura \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - Rick Nomura \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Rick Nomura \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - No Results Returned - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6983.50 | 02/17/2026 | 6.100% | $200.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 2 | 0 | 2 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $193829.56 | 10.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 101.14 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225230448 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $5165.35 | $8097.19 | 02/11/2026 | 7.747% | $3245.77 | $3245.77 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $28013.06 | 1 | [redacted] | $1433.04 | [redacted] | $119.42 | [Redacted] | ID | $42.00 |  | Monthly | 33.443% | 33.443% | 33.443% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 75.000% |  |  | [Borrower - David Aboud \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - David Aboud \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - David Aboud \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - David Aboud \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - David Aboud \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $5165.35 | 02/11/2026 | 6.130% | $5000.00 | 1 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $18145.79 | 3.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 133.31 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225230465 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1990.00 | $10939.10 | 02/04/2026 | 6.408% | $7785.90 | $7785.90 | 6.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21758.13 | 1 | [redacted] | $3484.44 | [redacted] | $290.37 | [Redacted] | VA | $500.00 |  | Annually | 39.550% | 39.550% | 39.550% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Anthony Hayduk \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026<br> [Borrower - Anthony Hayduk \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Anthony Hayduk \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Anthony Hayduk \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Anthony Hayduk \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - Cynthia Hayduk \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Cynthia Hayduk \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Cynthia Hayduk \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Cynthia Hayduk \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1990.00 | 02/04/2026 | 6.100% | $0.00 | 2.5 | DU |  | ApproveEligible | N/A | No | 6.375% | 0 | 2 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $605162.09 | 38.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.55 |  | Yes | No | [Redacted] | $0.00 | $13549.46 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225230492 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1560.22 | $1560.22 | 6.250% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $1397.16 | [redacted] | $116.43 | [Redacted] | TX | $672.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.6 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.09 |  |  |  |  |  |  |  | [Redacted] | $193894.73 | 53.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.34 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 | 360 |
| 225230495 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2071.42 | $2071.42 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2253.48 | [redacted] | $187.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.71 | 1.38 |  |  |  |  |  |  |  | [Redacted] | $199245.79 | 50.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.06 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225230497 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $9083.50 | $2534.71 | 02/10/2026 | 6.985% | $3170.29 | $3170.29 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $124657.30 | 1 | [redacted] | $1599.00 | [redacted] | $133.25 | [Redacted] | GA | $275.00 |  | Monthly | 3.611% | 3.611% | 3.611% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Roland Stanley \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Roland Stanley \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Roland Stanley \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Roland Stanley \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Roland Stanley \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $9083.50 | 02/10/2026 | 6.130% | $25000.00 | 2 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $165949.24 | 31.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.29 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225230507 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $6729.39 | $6729.39 | 6.990% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $2906.04 | [redacted] | $242.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 751 | 751 | 797 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $532486.12 | 39.440% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 16.87 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225230512 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3770.00 | $5265.46 | 02/09/2026 | 7.087% | $3456.08 | $3456.08 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6293.38 | 2 | [redacted] | $4008.00 | [redacted] | $334.00 |  |  |  |  |  | 44.790% | 44.790% | 44.790% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Kerry Goyette \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Kerry Goyette \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Kerry Goyette \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Kerry Goyette \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3770.00 | 02/09/2026 | 6.130% | $0.00 |  |  |  |  | N/A | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $77486.36 | 11.920% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.82 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225230593 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1419.30 | $1419.30 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1934.76 | [redacted] | $161.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | [Redacted] | $31060.81 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 120.44 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225230683 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6879.80 | $7451.94 | 02/19/2026 | 7.444% | $1589.98 | $1589.98 | 7.125% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Brazil |  |  |  | $6178.73 | 1 | [redacted] | $641.52 | [redacted] | $53.46 | [Redacted] | FL | $5012.00 |  | Annually | 39.422% | 39.422% | 39.422% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 99.000% |  |  | [Borrower - Manuella De Freitas \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Manuella De Freitas \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Manuella De Freitas \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6879.80 | 02/19/2026 | 6.100% | $12000.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $41779.84 | 14.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 3.82 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225230684 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $960.11 | $960.11 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $975.36 | [redacted] | $81.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 3.9 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.45 | 0.4 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 117.44 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225230688 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2075.00 | $4857.50 | 02/02/2026 | 7.566% | $2684.98 | $2684.98 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18347.30 | 1 | [redacted] | $1994.40 | [redacted] | $166.20 |  |  |  |  |  | 21.410% | 21.410% | 21.410% | [Redacted] | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Sean Sambolec \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Sean Sambolec \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Sean Sambolec \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2075.00 | 02/02/2026 | 6.100% | $0.00 | 1.9 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 92.31 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225232721 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1490.00 | $2305.89 | 01/31/2026 | 6.845% | $1605.28 | $1605.28 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14912.98 | 1 | [redacted] | $723.96 | [redacted] | $60.33 | [Redacted] | SC | $428.00 |  | Monthly | 22.078% | 22.078% | 22.078% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - Adam Ferguson \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2026<br> [Borrower - Adam Ferguson \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Adam Ferguson \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - Adam Ferguson \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - Adam Ferguson \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Adam Ferguson \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Adam Ferguson \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - Katelyn Ferguson \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2026<br> [Coborrower(s) - Katelyn Ferguson \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - Katelyn Ferguson \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - Katelyn Ferguson \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Coborrower(s) - Katelyn Ferguson \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - Katelyn Ferguson \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Katelyn Ferguson \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 01/31/2026 | 6.140% | $0.00 | 3.8 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 | 2 | 1 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $231944.06 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 87.02 |  |  | No | [Redacted] | $8021.07 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225235325 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2216.58 | $2216.58 | 6.250% | No | No |  |  |  |  | 0 |  |  | Foreign National | N/A |  |  |  |  |  |  | 1 | [redacted] | $1068.60 | [redacted] | $89.05 | [Redacted] | FL | $791.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.3 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | [Redacted] | $270000.81 | 56.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.41 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 225235329 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $923.58 | $923.58 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1215.00 | [redacted] | $101.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.88 | 0.53 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 127.56 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225235346 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2785.63 | $4739.00 | 02/11/2026 | 6.752% | $1659.21 | $1659.21 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13767.99 | 1 | [redacted] | $1842.84 | [redacted] | $153.57 | [Redacted] | TX | $330.00 |  | Monthly | 41.498% | 41.498% | 41.498% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Ted Karam \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Ted Karam \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Ted Karam \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2785.63 | 02/11/2026 | 6.130% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $102673.22 | 29.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.36 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225236989 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $19805.00 | $4224.26 | 02/05/2026 | 6.434% | $1935.34 | $1935.34 | 6.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $48218.30 | 1 | [redacted] | $1099.68 | [redacted] | $91.64 | [Redacted] | FL | $967.00 |  | Monthly | 5.308% | 5.308% | 6.789% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Cynthia Robins \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Maurice Robins \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Maurice Robins \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Maurice Robins \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $19805.00 | 02/05/2026 | 6.100% | $12800.00 | 2 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $4462426.10 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1110.83 |  | No | No | [Redacted] | $49600.55 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| 225236990 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1731.86 | $1731.86 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2766.72 | [redacted] | $230.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 13.09 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225236991 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1918.40 | $1918.40 | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | [redacted] | $2186.04 | [redacted] | $182.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.88 | 0.53 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 42.45 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225236993 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $791.32 | $791.32 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $2138.04 | [redacted] | $178.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 | 674 | 721 | 646 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.89 | 0.52 |  |  |  |  |  |  |  | [Redacted] | $112066.77 | 77.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 66.1 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |  | 360 |
| 225236999 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $895.87 | $895.87 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1912.80 | [redacted] | $159.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.66 | 0.59 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 25.47 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225237005 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $873.19 | $873.19 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 4 | [redacted] | $4365.00 | [redacted] | $363.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 | 674 | 721 | 646 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.92 | 0.52 |  |  |  |  |  |  |  | [Redacted] | $112066.77 | 70.040% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 46.54 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225237010 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $4393.20 | 01/27/2026 | 6.306% | $2432.08 | $2432.08 | 6.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9016.36 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | MA | $312.00 |  | Monthly | 46.122% | 46.122% | 46.122% | [Redacted] | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Chakkrit Thairat \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Chakkrit Thairat \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Chakkrit Thairat \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Chakkrit Thairat \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Chakkrit Thairat \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Chakkrit Thairat \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Chakkrit Thairat \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Chakkrit Thairat \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Chakkrit Thairat \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Chakkrit Thairat \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Chakkrit Thairat \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Thitiworada Chaiyatip \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Thitiworada Chaiyatip \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Thitiworada Chaiyatip \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Thitiworada Chaiyatip \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Thitiworada Chaiyatip \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Thitiworada Chaiyatip \| Primary Income - Wages]; Year End Summary - 2025<br> [Coborrower(s) - Thitiworada Chaiyatip \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Thitiworada Chaiyatip \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1590.00 | 01/27/2026 | 6.140% | $4000.00 | 2.1 |  |  |  | No | No | 6.250% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $287892.73 | 58.160% | No | 25 | 25 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 65.65 |  | No | No | [Redacted] | $0.00 | $6890.81 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225237082 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $6107.26 | 02/12/2026 | 6.914% | $4335.73 | $4335.73 | 6.875% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $48351.49 | 1 | [redacted] | $1047.96 | [redacted] | $87.33 |  |  |  |  |  | 13.139% | 13.139% | 13.139% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Richard Meade \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Richard Meade \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Richard Meade \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Richard Meade \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1790.00 | 02/12/2026 | 6.130% | $0.00 | 2.1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $4920796.45 | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 866.54 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225237083 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3738.00 | $6288.30 | 02/20/2026 | 7.617% | $2584.30 | $2584.30 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13110.56 | 1 | [redacted] | $609.96 | [redacted] | $50.83 | [Redacted] | UT | $368.00 |  | Monthly | 34.978% | 34.978% | 34.978% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - Amy Patrick \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Amy Patrick \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Amy Patrick \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Amy Patrick \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Amy Patrick \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Amy Patrick \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Amy Patrick \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - James Patrick \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - James Patrick \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - James Patrick \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - James Patrick \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - James Patrick \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - James Patrick \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - James Patrick \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3738.00 | 02/20/2026 | 6.100% | $0.00 | 1.4 | DU |  | ApproveEligible | Yes | No | 7.500% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $259023.77 | 56.060% | No | 26 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 48.23 |  | Yes | No | [Redacted] | $0.00 | $11484.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225238344 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $17088.63 | $24684.22 | 02/04/2026 | 6.422% | $2998.73 | $2998.73 | 5.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6626.11 | 1 | [redacted] | $1416.36 | [redacted] | $118.03 |  |  |  |  |  | 49.999% | 49.999% | 49.999% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jennifer Richardson \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - Jennifer Richardson \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Jennifer Richardson \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Jennifer Richardson \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Jennifer Richardson \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Jennifer Richardson \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Jennifer Richardson \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Jennifer Richardson \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - Jason Richardson \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Coborrower(s) - Jason Richardson \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - Jason Richardson \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Coborrower(s) - Jason Richardson \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - Jason Richardson \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - Jason Richardson \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Jason Richardson \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - Jason Richardson \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $17088.63 | 02/17/2026 | 6.100% | $0.00 | 1 | DU |  | ApproveIneligible | No | No | 5.990% | 1 | 1 | 1 | 0 | 4 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $36735.22 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.04 |  | No | No | [Redacted] | $5938.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225238381 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $8452.90 | $11783.30 | 02/18/2026 | 7.839% | $2133.06 | $2133.06 | 7.500% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $219741.65 | 1 | [redacted] | $1016.04 | [redacted] | $84.67 | [Redacted] | OH | $125.00 |  | Monthly | 3.653% | 3.653% | 3.653% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 90.000% |  | [Coborrower(s) - Brian Gould \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Brian Gould \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Brian Gould \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - Brian Gould \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Brian Gould \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Coborrower(s) - Brian Gould \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2014 | [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8452.90 | 02/18/2026 | 6.100% | $2600.00 | 1.9 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $159763.97 | 44.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.28 |  | No | No | [Redacted] | $228072.55 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225238385 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3242.99 | $3242.99 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $428.04 | [redacted] | $35.67 | [Redacted] | NY | $1068.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.28 |  |  |  |  |  |  |  | [Redacted] | $275381.27 | 36.960% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 35.01 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225241229 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $741.94 | $741.94 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2379.96 | [redacted] | $198.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.23 | 0.44 |  |  |  |  |  |  |  | [Redacted] | $481600.82 | 91.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 373.11 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225241238 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7745.00 | $4303.18 | 02/05/2026 | 6.770% | $1408.68 | $1408.68 | 6.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3520.74 | 1 | [redacted] | $1659.96 | [redacted] | $138.33 |  |  |  |  |  | 42.741% | 42.741% | 42.741% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Scott Johnston \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - Scott Johnston \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026<br> [Coborrower(s) - Marie Johnston \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $7745.00 | 02/05/2026 | 6.100% | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 106.63 |  |  | No | [Redacted] | $663.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225241306 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2212.24 | $2212.24 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $4047.96 | [redacted] | $337.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR CES - Signature Expanded Underwriting Guidelines v 2.0 8.29.25 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.69 |  |  |  |  |  |  |  | [Redacted] | $560030.19 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 229.37 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225241578 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $2982.40 | $5513.02 | 02/16/2026 | 6.987% | $2154.73 | $2154.73 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10693.62 | 1 | [redacted] | $3227.16 | [redacted] | $268.93 |  |  |  |  |  | 32.647% | 32.647% | 32.647% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - William Dibble \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - William Dibble \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - William Dibble \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - William Dibble \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2982.40 | 02/16/2026 | 6.100% | $0.00 | 1.2 | DU |  | ApproveEligible | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $392903.21 | 95.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 101.91 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225241583 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $6095.60 | $6095.60 | 6.250% | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | 3 | [redacted] | $5829.96 | [redacted] | $485.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 819 | 770 | 795 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | [Redacted] | $609888.83 | 36.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 4.88 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225241584 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8677.50 | $12915.26 | 02/12/2026 | 7.138% | $4320.10 | $4320.10 | 6.990% | No | Yes | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12401.44 | 1 | [redacted] | $2259.96 | [redacted] | $188.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Daniel Richardson \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Daniel Richardson \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Daniel Richardson \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Daniel Richardson \| Primary Income - Asset Depletion]; Other - 2026<br> [Borrower - Daniel Richardson \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Daniel Richardson \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8677.50 | 02/12/2026 | 6.130% | $0.00 | 1.9 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $1168502.46 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 175.89 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225241585 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1690.00 | $1704.84 | 02/25/2026 | 7.155% | $4796.88 | $4796.88 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $90714.79 | 1 | [redacted] | $3657.00 | [redacted] | $304.75 |  |  |  |  |  | 15.104% | 15.104% | 15.104% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Neil Walker \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Neil Walker \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Neil Walker \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Neil Walker \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Neil Walker \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2014 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1690.00 | 02/25/2026 | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $43105.08 | 4.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.98 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225241591 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3397.50 | $9030.46 | 02/06/2026 | 6.466% | $2062.65 | $2062.65 | 6.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $59073.90 | 1 | [redacted] | $9394.08 | [redacted] | $782.84 | [Redacted] | CO | $360.00 |  | Annually | 14.814% | 14.814% | 14.814% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Robert Unsell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Robert Unsell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Robert Unsell \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3397.50 | 02/06/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $398407.40 | 74.460% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 54.98 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225241623 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4173.88 | $4173.88 | 6.990% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 2 | [redacted] | $3639.72 | [redacted] | $303.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [Redacted] | $222603.49 | 28.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.66 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225243366 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1059.67 | $1059.67 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1416.96 | [redacted] | $118.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 44.4 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 | 360 |
| 225245056 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $10552.92 | 02/20/2026 | 7.694% | $9730.27 | $10121.50 | 7.908% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $98221.88 | 1 | [redacted] | $2588.04 | [redacted] | $215.67 |  |  |  |  |  | 12.204% | 11.855% | 12.204% | [Redacted] | 653 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Anila Noti \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Anila Noti \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Anila Noti \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1490.00 | 02/20/2026 | 6.010% | $0.00 | 2.5 |  |  |  | No | No | 7.908% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $713562.94 | 35.890% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.94 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225245149 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $15601.88 | $18412.18 | 02/26/2026 | 8.352% | $8958.85 | $8958.85 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $31540.93 | 1 | [redacted] | $3609.00 | [redacted] | $300.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Matthew Gamber \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Matthew Gamber \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $15601.88 | 02/26/2026 | 5.990% | $16000.00 | 1 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $2181780.20 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 212.65 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225245202 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2241.09 | $2241.09 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $4039.44 | [redacted] | $336.62 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 5 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 52.35 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225245839 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $6026.41 | $6760.61 | 02/23/2026 | 7.031% | $1325.57 | $1325.57 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8909.06 | 1 | [redacted] | $584.04 | [redacted] | $48.67 | [Redacted] | VA | $515.00 |  | Monthly | 38.909% | 38.909% | 38.909% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Gregory Moore \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Gregory Moore \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Gregory Moore \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Gregory Moore \| Primary Income - Wages]; W-2 Transcript - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6026.41 | 02/23/2026 | 5.990% | $8515.00 | 1 |  |  |  | Yes | No | 6.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $194748.15 | 71.460% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.63 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225246108 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $6272.50 | $8886.91 | 02/25/2026 | 7.283% | $2885.20 | $2885.20 | 7.125% | No | No | Not Employed | Self-Employed | Not Employed | Not Employed | 0 | 0 |  | US Citizen |  |  |  |  |  |  | $30326.16 | 1 | [redacted] | $5874.96 | [redacted] | $489.58 |  |  |  |  |  | 49.794% | 49.794% | 49.794% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Matthew McLeod \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Coborrower(s) - Matthew McLeod \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Matthew McLeod \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - Matthew McLeod \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Matthew McLeod \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - Matthew McLeod \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6272.50 | 02/25/2026 | 5.990% | $0.00 | 4 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $83768.78 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Business Entity | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 34.39 |  | No | No | [Redacted] | $60403.57 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225250408 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2387.50 | $5129.29 | 02/23/2026 | 6.738% | $1984.96 | $1984.96 | 6.625% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $41954.37 | 1 | [redacted] | $1278.00 | [redacted] | $106.50 | [Redacted] | AZ | $41.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Robert Jordan \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Asset Qualifier - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2387.50 | 02/23/2026 | 5.990% | $0.00 | 1.3 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $3004042.63 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1007 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225250409 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $895.00 | $4230.20 | 02/26/2026 | 6.650% | $1327.34 | $1327.34 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5621.24 | 1 | [redacted] | $3536.04 | [redacted] | $294.67 |  |  |  |  |  | 46.293% | 46.293% | 46.293% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Nicholas Watkins \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2026<br> [Borrower - Nicholas Watkins \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Nicholas Watkins \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Nicholas Watkins \| Primary Income - S-Corp (>= 25%)]; W-2 - 2025<br> [Borrower - Nicholas Watkins \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Nicholas Watkins \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Nicholas Watkins \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Nicholas Watkins \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Nicholas Watkins \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Nicholas Watkins \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Nicholas Watkins \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Nicholas Watkins \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Nicholas Watkins \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Nicholas Watkins \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Nicholas Watkins \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $895.00 | 02/26/2026 | 5.990% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.500% | 2 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $124343.30 | 44.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.71 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225250444 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3061.38 | $3061.38 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $2788.56 | [redacted] | $232.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | [Redacted] | $181852.37 | 30.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.01 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225250460 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8562.50 | $12771.26 | 02/11/2026 | 6.874% | $4896.92 | $4896.92 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11732.68 | 1 | [redacted] | $4272.96 | [redacted] | $356.08 |  |  |  |  |  | 40.659% | 40.659% | 40.659% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Matthew Feinen \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Matthew Feinen \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Matthew Feinen \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - Matthew Feinen \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Michael Feinen \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Michael Feinen \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Michael Feinen \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Michael Feinen \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Michael Feinen \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Michael Feinen \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Michael Feinen \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Michael Feinen \| Non-Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Michael Feinen \| Non-Primary Income - Wages]; WVOE - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $8562.50 | 02/11/2026 | 6.130% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 25 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.84 |  |  | No | [Redacted] | $0.00 | $10645.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225250461 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $9802.78 | $19147.35 | 02/18/2026 | 7.135% | $4069.67 | $4069.67 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $98615.49 | 1 | [redacted] | $1821.60 | [redacted] | $151.80 |  |  |  |  |  | 8.998% | 8.998% | 8.998% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Luiz Ferreira Madureira Filho \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Luiz Ferreira Madureira Filho \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Luiz Ferreira Madureira Filho \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Luiz Ferreira Madureira Filho \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $9802.78 | 02/25/2026 | 6.100% | $0.00 | 1.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $588.66 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 24.04 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225250471 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2763.75 | $2981.76 | 01/29/2026 | 6.563% | $976.36 | $976.36 | 6.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1771.38 | 1 | [redacted] | $1808.04 | [redacted] | $150.67 |  |  |  |  |  | 49.928% | 49.928% | 49.928% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Lelar Mason \| Primary Income - Social Security]; Account Statements - 2026<br> [Borrower - Lelar Mason \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - Lelar Mason \| Primary Income - Social Security]; 1099-SSA - 2025<br> [Borrower - Lelar Mason \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - Lelar Mason \| Non-Primary Income - Pension]; Account Statements - 2026<br> [Borrower - Lelar Mason \| Non-Primary Income - Pension]; 1099-R - 2025<br> [Borrower - Lelar Mason \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2025<br> [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - No Results Returned - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2763.75 | 02/24/2026 | 5.990% | $0.00 | 1.4 |  |  |  | No | No | 6.375% | 0 |  | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $4533.97 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.06 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225250489 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $8841.00 | $8841.00 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $4019.04 | [redacted] | $334.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | [Redacted] | $376721.88 | 23.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.71 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225250495 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6115.00 | $11027.78 | 01/30/2026 | 7.055% | $6020.02 | $6020.02 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25874.00 | 1 | [redacted] | $3416.16 | [redacted] | $284.68 |  |  |  |  |  | 25.559% | 25.559% | 25.559% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Rai Abbas \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Rai Abbas \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - Rai Abbas \| Primary Income - P&L Statement Only]; Audited P&L - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6115.00 | 01/30/2026 | 5.610% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $84767.17 | 9.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.74 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| 225250650 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6530.00 | $9821.94 | 02/03/2026 | 6.854% | $4267.78 | $4267.78 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7373.69 | 1 | [redacted] | $2853.96 | [redacted] | $237.83 |  |  |  |  |  | 49.968% | 49.968% | 49.968% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - John Hennessey \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - John Hennessey \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - John Hennessey \| Non-Primary Income - IRA Distribution]; Other - 2026<br> [Borrower - John Hennessey \| Non-Primary Income - IRA Distribution]; 1099-R - 2025<br> [Borrower - John Hennessey \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $6530.00 | 02/03/2026 | 6.100% | $0.00 | 1.8 | DU |  | ApproveEligible | Yes | No | 6.750% | 0 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $189808.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.1 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225250656 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $6101.76 | $6101.76 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1347.00 | [redacted] | $112.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [Redacted] | $2416713.09 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 214.83 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225250705 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1445.00 | $1567.42 | 02/23/2026 | 7.771% | $8310.38 | $8310.38 | 7.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $50799.58 | 1 | [redacted] | $2886.96 | [redacted] | $240.58 |  |  |  |  |  | 21.739% | 21.739% | 21.739% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Patrick McDonough \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Patrick McDonough \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Patrick McDonough \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Patrick McDonough \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Patrick McDonough \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1445.00 | 02/23/2026 | 5.990% | $10000.00 | 1.5 | LP / LPA |  | Accept/Ineligible | No | No | 7.750% | 0 | 0 | 1 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $199391.94 | 13.750% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.71 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225250734 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3095.37 | $3095.37 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $7434.60 | [redacted] | $619.55 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.13 |  |  |  |  |  |  |  | [Redacted] | $335947.20 | 55.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.8 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225250760 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1306.35 | $1306.35 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1861.44 | [redacted] | $155.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.74 |  |  |  |  |  |  | 240 | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 64.14 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225252274 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4083.40 | $4083.40 | 8.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $2595.00 | [redacted] | $216.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 17.38 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 225254030 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $917.19 | $917.19 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $628.44 | [redacted] | $52.37 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 4.1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 49.65 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| 225254541 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $38870.00 | $13344.78 |  | 7.446% | $3247.27 | $5077.87 | 7.908% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $120356.90 | 2 | [redacted] | $1785.12 | [redacted] | $148.76 |  |  |  |  |  | 20.482% | 19.946% | 20.482% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Dean Aguilar \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Dean Aguilar \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Dean Aguilar \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2014 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $38870.00 |  | 6.150% | $0.00 |  |  |  |  | No | No | 7.908% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $260279.71 | 31.930% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.27 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 240 |
| 225257337 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $3724.88 | $10549.36 | 02/27/2026 | 6.525% | $3270.64 | $3270.64 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27348.68 | 1 | [redacted] | $822.00 | [redacted] | $68.50 |  |  |  |  |  | 24.189% | 24.189% | 24.189% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Scott Levinson \| Primary Income - C-Corp]; CPA Letter - 2026<br> [Borrower - Scott Levinson \| Primary Income - C-Corp]; Paystubs - 2026<br> [Borrower - Scott Levinson \| Primary Income - C-Corp]; Third Party Verification - 2026<br> [Borrower - Scott Levinson \| Primary Income - C-Corp]; W-2 - 2025<br> [Borrower - Scott Levinson \| Primary Income - C-Corp]; 1120 - 2024<br> [Borrower - Scott Levinson \| Primary Income - C-Corp]; W-2 - 2024<br> [Borrower - Scott Levinson \| Primary Income - C-Corp]; 1120 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $3724.88 | 02/27/2026 | 5.990% | $0.00 | 2.4 | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 2 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $7000.00 | 1.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 223.54 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225257599 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2761.13 | $6419.10 | 02/18/2026 | 7.328% | $3550.73 | $3550.73 | 7.250% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $27890.34 | 1 | [redacted] | $1535.04 | [redacted] | $127.92 | [Redacted] | NC | $130.00 |  | Annually | 20.367% | 20.367% | 20.367% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Humberto Flores-Hernandez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - Humberto Flores-Hernandez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Humberto Flores-Hernandez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - Humberto Flores-Hernandez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Humberto Flores-Hernandez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2761.13 | 02/18/2026 | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $209061.26 | 30.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 6.78 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225257809 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1425.63 | $1425.63 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2471.40 | [redacted] | $205.95 | [Redacted] | FL | $6804.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $96342.69 | 33.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.76 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225257810 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2724.11 | $2724.11 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3354.36 | [redacted] | $279.53 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] | $142607.04 | 27.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.21 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225258313 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6311.76 | $8416.96 | 02/16/2026 | 7.191% | $1545.10 | $1545.10 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5622.10 | 1 | [redacted] | $1889.04 | [redacted] | $157.42 |  |  |  |  |  | 41.781% | 41.781% | 41.781% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Tena Bodrick \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Tena Bodrick \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Tena Bodrick \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Tena Bodrick \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Tena Bodrick \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] | $6311.76 | 02/16/2026 | 6.100% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 97.61 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225258331 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2246.74 | $2246.74 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1413.00 | [redacted] | $117.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $119351.84 | 27.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.22 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225258340 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2305.12 | $2305.12 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3692.88 | [redacted] | $307.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $110570.74 | 23.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.56 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225258360 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2626.82 | $2626.82 | 6.750% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $516.00 | [redacted] | $43.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.01 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 72.55 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225258562 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1358.96 | $1358.96 | 7.625% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $959.04 | [redacted] | $79.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [Redacted] | $86592.21 | 35.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.87 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 3 | 360 |
| 225258749 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $26830.00 | $16087.34 | 02/12/2026 | 6.995% | $12374.34 | $20592.91 | 7.908% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $42176.69 | 1 | [redacted] | $7731.00 | [redacted] | $644.25 |  |  |  |  |  | 35.959% | 23.480% | 35.959% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 85.000% | 100.000% |  |  | [Borrower - David Franzoni \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - David Franzoni \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - David Franzoni \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - David Franzoni \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - David Franzoni \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - David Franzoni \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - David Franzoni \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - David Franzoni \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - David Franzoni \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - David Franzoni \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Nancy Franzoni \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - Nancy Franzoni \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $26830.00 | 02/12/2026 | 6.010% | $0.00 | 1.2 |  |  |  | No | No | 7.908% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $1203080.22 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | Yes |  | No |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 57.76 |  |  | No | [Redacted] | $1324.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225258752 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3377.50 | $12410.14 | 02/20/2026 | 7.008% | $4434.27 | $4434.27 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14279.02 | 1 | [redacted] | $3324.60 | [redacted] | $277.05 | [Redacted] | FL | $2400.00 |  | Annually | 38.942% | 38.942% | 38.942% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Eric Strother \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Eric Strother \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Eric Strother \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Eric Strother \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Eric Strother \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3377.50 | 02/20/2026 | 6.100% | $0.00 | 1.6 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $505372.27 | 67.380% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 74.59 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225259256 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2254.88 | $10550.76 | 03/02/2026 | 7.300% | $3277.64 | $3277.64 | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16157.96 | 1 | [redacted] | $1354.92 | [redacted] | $112.91 |  |  |  |  |  | 42.237% | 42.237% | 42.237% | [Redacted] | 647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 70.000% | 50.000% | 50.000% |  | [Borrower - Deanna Leviste \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Deanna Leviste \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Deanna Leviste \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Deanna Leviste \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Deanna Leviste \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 - 2025<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 - 2025<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - Deanna Leviste \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Jeric Leviste \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2026<br> [Coborrower(s) - Jeric Leviste \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - Jeric Leviste \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - Jeric Leviste \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - Jeric Leviste \| Primary Income - Shared Bank Statements]; Other - 2022 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $2254.88 | 03/02/2026 | 5.980% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 3 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $18825.72 | 2.700% | No | 24 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.36 |  | Yes | No | [Redacted] | $9800.34 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225259921 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $14411.45 | $9746.76 | 02/17/2026 | 8.217% | $1151.93 | $1151.93 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $70791.38 | 4 | [redacted] | $3278.04 | [redacted] | $273.17 |  |  |  |  |  | 10.905% | 10.905% | 10.905% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Joel Grimaldi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Joel Grimaldi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Joel Grimaldi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $14411.45 | 02/17/2026 | 6.100% | $0.00 |  |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $205246.59 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 206.25 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225259964 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1383.07 | $1383.07 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $936.48 | [redacted] | $78.04 | [Redacted] | AL | $185.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | [Redacted] | $3336932.01 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1879.86 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225259994 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4058.95 | $4058.95 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | Not Provided |  |  |  |  |  |  |  | 2 | [redacted] | $3296.04 | [redacted] | $274.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 65.51 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 | 360 |
| 225261107 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1721.28 | $1721.28 | 6.500% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $2333.64 | [redacted] | $194.47 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [Redacted] | $126103.44 | 34.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Trust | Business Entity |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.89 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |  | 360 |
| 225261119 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7410.00 | $16819.34 | 02/13/2026 | 6.990% | $3839.70 | $3839.70 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $324288.39 | 1 | [redacted] | $1545.00 | [redacted] | $128.75 | [Redacted] | VA | $96.00 |  | Monthly | 1.800% | 1.800% | 1.800% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Jacob Wassif \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Jacob Wassif \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Jacob Wassif \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Jacob Wassif \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Jacob Wassif \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $7410.00 | 02/13/2026 | 6.130% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $5000.00 | 0.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.32 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225261412 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2190.00 | $4332.24 | 02/06/2026 | 6.731% | $1885.08 | $1885.08 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15785.74 | 1 | [redacted] | $1210.32 | [redacted] | $100.86 | [Redacted] | MS | $250.00 |  | Monthly | 37.600% | 37.600% | 37.600% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jeffrey Clark \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Jeffrey Clark \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Jeffrey Clark \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Jeffrey Clark \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Jeffrey Clark \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Jeffrey Clark \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $2190.00 | 02/06/2026 | 6.100% | $0.00 | 999 | DU |  | ApproveEligible | Yes | No | 6.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $33943.59 | 9.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.32 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225261475 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6419.91 | $12163.96 | 02/27/2026 | 6.597% | $5583.25 | $5583.25 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12264.22 | 1 | [redacted] | $1529.04 | [redacted] | $127.42 | [Redacted] | CA | $165.00 |  | Monthly | 38.583% | 38.583% | 38.583% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Reed Vierra \| Primary Income - Sole Proprietor]; Business License - 2026<br> [Borrower - Reed Vierra \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - Reed Vierra \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Reed Vierra \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Reed Vierra \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 | [Borrower]; 1040 - 2025<br> [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - 2025<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $6419.91 | 02/27/2026 | 5.990% | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 1 | 0 | 1 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $152823.20 | 15.550% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.66 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225261481 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $49890.00 | $7187.42 | 02/25/2026 | 7.195% | $6067.85 | $6816.53 | 7.658% | No | No | Not Employed | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $71679.12 | 1 | [redacted] | $2111.04 | [redacted] | $175.92 |  |  |  |  |  | 35.297% | 35.676% | 35.297% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - James Roberts \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $49890.00 | 02/25/2026 | 6.150% | $0.00 | 3.3 |  |  |  | No | No | 7.658% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $9890509.12 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1304.02 |  | No | No | [Redacted] | $110781.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |  | 360 |
| 225261561 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4201.50 | $11558.07 | 03/04/2026 | 6.602% | $5085.62 | $5085.62 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10052.23 | 1 | [redacted] | $1715.04 | [redacted] | $142.92 |  |  |  |  |  | 44.662% | 44.662% | 44.662% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Jeffrey Tong \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Jeffrey Tong \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Jeffrey Tong \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Jeffrey Tong \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Jeffrey Tong \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Jeffrey Tong \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Jeffrey Tong \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Jeffrey Tong \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Jeffrey Tong \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - Jeffrey Tong \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Jeffrey Tong \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Jeffrey Tong \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Jeffrey Tong \| Non-Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $4201.50 | 03/04/2026 | 5.980% | $0.00 | 2.6 |  |  |  | Yes | No | 6.500% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $813841.24 | 60.680% | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.83 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225261569 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $7381.00 | $16242.46 |  | 7.238% | $3649.49 | $3649.49 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6138.28 | 1 | [redacted] | $4702.20 | [redacted] | $391.85 |  |  |  |  |  | 37.813% | 37.813% | 37.813% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Michael Scholten \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Michael Scholten \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 | [Borrower]; 1040 - 2025<br> [Borrower]; 4506-C - 2025<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $7381.00 |  | 5.980% | $0.00 | 2.6 | DU |  | ApproveEligible | No | No | 6.990% | 0 |  | 1 | 0 | 1 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $168240.22 | 26.040% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.14 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225261641 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8114.20 | $11157.13 | 02/12/2026 | 7.136% | $3971.84 | $3971.84 | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7115.60 | 1 | [redacted] | $2211.96 | [redacted] | $184.33 |  |  |  |  |  | 41.988% | 41.988% | 41.988% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Wilian Pesantez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Wilian Pesantez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Wilian Pesantez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $8114.20 | 02/12/2026 | 6.130% | $0.00 | 1.3 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $328972.89 | 44.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 35.79 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225263960 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1795.00 | $4735.02 | 01/28/2026 | 6.666% | $3361.63 | $3361.63 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18354.20 | 1 | [redacted] | $648.00 | [redacted] | $54.00 | [Redacted] | MA | $289.00 |  | Monthly | 24.739% | 24.739% | 24.739% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Elizabeth Slade Moran \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Elizabeth Slade Moran \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1795.00 | 01/28/2026 | 6.140% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.07 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225264068 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3151.58 | $4198.82 | 02/13/2026 | 6.678% | $1181.34 | $1181.34 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8979.94 | 1 | [redacted] | $631.08 | [redacted] | $52.59 | [Redacted] | PA | $400.00 |  | Monthly | 23.305% | 23.305% | 23.305% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Nusratullo Mardonov \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Nusratullo Mardonov \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $3151.58 | 02/13/2026 | 6.130% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $10000.00 | 3.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.12 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225264121 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $3184.92 | 01/27/2026 | 6.587% | $1580.17 | $1580.17 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30426.56 | 1 | [redacted] | $1293.96 | [redacted] | $107.83 |  |  |  |  |  | 40.245% | 40.245% | 40.245% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Taner Turan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Taner Turan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Taner Turan \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1590.00 | 01/27/2026 | 6.140% | $0.00 | 4.2 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $29129.79 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.2 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225264618 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5483.21 | $5483.21 | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1745.04 | [redacted] | $145.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.78 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 11.61 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225264869 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $695.27 | $695.27 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $972.96 | [redacted] | $81.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 48.42 |  |  | No | [Redacted] | $0.00 | $0.00 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225265489 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4095.80 | $4095.80 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $660.00 | [redacted] | $55.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 2.8 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.97 | 1.02 |  |  |  |  |  |  |  | [Redacted] | $508629.64 | 47.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.86 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225265490 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6690.00 | $9891.03 | 02/09/2026 | 8.542% | $3724.35 | $3724.35 | 8.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $14931.03 | 3 | [redacted] | $3872.64 | [redacted] | $322.72 |  |  |  |  |  | 26.377% | 26.377% | 26.377% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Alberto Pinilla \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Alberto Pinilla \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Alberto Pinilla \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Alberto Pinilla \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $6690.00 | 02/09/2026 | 6.130% | $0.00 |  |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 23.96 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 | 360 |
| 225266069 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1545.27 | $1545.27 | 6.990% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1830.84 | [redacted] | $152.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 | 676 | 693 | 652 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 45.19 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225266072 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3453.38 | $3453.38 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3218.76 | [redacted] | $268.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.91 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |  | 360 |
| 225266073 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3180.33 | $3180.33 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2747.04 | [redacted] | $228.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  | 240 | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Member |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.57 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225266081 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2195.00 | $4174.36 | 02/11/2026 | 7.093% | $2925.00 | $4402.37 | 7.658% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $39630.76 | 1 | [redacted] | $1906.20 | [redacted] | $158.85 | [Redacted] | CA | $1290.00 |  | Monthly | 25.361% | 22.579% | 25.361% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Michael Downes \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Michael Downes \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Michael Downes \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Michael Downes \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $2195.00 | 02/11/2026 | 6.010% | $0.00 |  |  |  |  | No | No | 7.658% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $208733.98 |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 34.15 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| 225266082 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2153.40 | $2153.40 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2190.96 | [redacted] | $182.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.22 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225266119 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $31121.40 | $12102.90 | 02/23/2026 | 6.852% | $2901.89 | $2901.89 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $87413.49 | 3 | [redacted] | $5977.20 | [redacted] | $498.10 |  |  |  |  |  | 11.115% | 11.115% | 11.115% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Janet Barrios \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Janet Barrios \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Janet Barrios \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $31121.40 | 02/23/2026 | 5.990% | $15000.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $157092.60 | 27.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.73 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225266190 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $3982.76 | 03/03/2026 | 7.566% | $2569.61 | $2569.61 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6320.11 | 1 | [redacted] | $2894.04 | [redacted] | $241.17 |  |  |  |  |  | 48.788% | 48.788% | 48.788% | [Redacted] | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Jason MacFarlane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Jason MacFarlane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Jason MacFarlane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Jason MacFarlane \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1490.00 | 03/03/2026 | 5.980% | $1500.00 | 2.1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $165716.36 | 33.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.34 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225266239 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $8507.28 | $8507.28 | 6.990% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $2096.04 | [redacted] | $174.67 | [Redacted] | AZ | $119.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 753 | 753 | 782 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.91 |  |  |  |  |  |  |  | [Redacted] | $16000.00 | 1.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 147.25 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225266249 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1289.19 | $1289.19 | 8.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1320.00 | [redacted] | $110.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 4.1 |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 48.74 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225266253 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1990.00 | $14434.92 | 02/17/2026 | 6.997% | $19938.93 | $19938.93 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $46271.42 | 1 | [redacted] | $5213.40 | [redacted] | $434.45 | [Redacted] | FL | $5650.00 |  | Monthly | 40.937% | 40.937% | 40.937% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Arpan Parikh \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Arpan Parikh \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Arpan Parikh \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Arpan Parikh \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Arpan Parikh \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - Year Not Available<br> [Borrower - Arpan Parikh \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Arpan Parikh \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Arpan Parikh \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Arpan Parikh \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - Year Not Available | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1990.00 | 02/17/2026 | 5.980% | $0.00 | 3.8 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $643145.17 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 27.48 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225266259 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $6385.60 | $6115.69 | 02/20/2026 | 7.641% | $993.25 | $993.25 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3640.99 | 1 | [redacted] | $863.04 | [redacted] | $71.92 | [Redacted] | MO | $288.00 |  | Monthly | 44.671% | 44.671% | 44.671% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Steven Nickleski \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Steven Nickleski \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Steven Nickleski \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - Steven Nickleski \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Steven Nickleski \| Primary Income - Wages]; W-2 Transcript - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $6385.60 | 02/20/2026 | 6.100% | $5340.00 | 999 |  |  |  | No | No | 7.250% | 1 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $144334.51 | 79.300% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 72.05 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225266940 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5864.38 | $5864.38 | 6.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen |  | US Citizen |  |  |  |  |  | 1 | [redacted] | $6815.16 | [redacted] | $567.93 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 781 |  |  |  | 781 | 735 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 2.7 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | [Redacted] | $823072.46 | 70.040% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 76.31 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225267433 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4755.60 | $4896.58 | 01/04/2026 | 7.092% | $1240.28 | $1240.28 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4225.79 | 1 | [redacted] | $6130.08 | [redacted] | $510.84 |  |  |  |  |  | 36.834% | 36.834% | 36.834% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  | Third Party Prepared | [Borrower - Tammy Tew \| Primary Income - P&L Statement Only]; Business License - 2026<br> [Borrower - Tammy Tew \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Tammy Tew \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - Tammy Tew \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - Tammy Tew \| Non-Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $4755.60 | 01/04/2026 | 6.250% | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $231310.08 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 102.08 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225267636 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1892.43 | $1892.43 | 7.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | [redacted] | $2499.00 | [redacted] | $208.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 716 | 783 | 768 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.19 | 0.45 |  |  |  |  |  |  |  | [Redacted] | $21517.11 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 9.15 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |  | 360 |
| 225269623 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7290.00 | $9685.66 | 02/19/2026 | 7.271% | $1927.43 | $1927.43 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9829.09 | 1 | [redacted] | $515.52 | [redacted] | $42.96 | [Redacted] | NJ | $444.00 |  | Monthly | 27.732% | 27.732% | 27.732% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Denise Layton \| Non-Primary Income - Social Security]; 1099-SSA - 2025<br> [Borrower - Denise Layton \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - Denise Layton \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Denise Layton \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Denise Layton \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Denise Layton \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Denise Layton \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $7290.00 | 02/19/2026 | 6.100% | $0.00 | 1 | LP / LPA |  | Accept/Ineligible | No | No | 6.990% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.42 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225272873 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $10087.50 | $12440.90 | 02/05/2026 | 8.228% | $2392.73 | $2392.73 | 7.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | India |  |  |  | $6331.52 | 2 | [redacted] | $2837.40 | [redacted] | $236.45 |  |  |  |  |  | 33.915% | 33.915% | 33.915% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - Vipul Paruthi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Borrower - Vipul Paruthi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Vipul Paruthi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Vipul Paruthi \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $10087.50 | 02/05/2026 | 5.980% | $68000.00 |  |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $96506.90 | 21.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 11.8 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225278063 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1990.00 | $5508.40 | 03/02/2026 | 7.036% | $5772.30 | $6745.31 | 7.658% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $30827.54 | 1 | [redacted] | $2040.96 | [redacted] | $170.08 |  |  |  |  |  | 26.014% | 26.402% | 26.014% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Nicole Shannon \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Nicole Shannon \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - Bradley Howard \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Bradley Howard \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1990.00 | 03/02/2026 | 6.150% | $0.00 | 3.1 |  |  |  | Yes | No | 7.658% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $2689100.23 |  | No | 25 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 420 |  | No | No | [Redacted] | $0.00 | $22916.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225278371 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $15670.00 | $0.00 | 02/27/2026 | 5.721% | $4948.70 | $4948.70 | 5.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12892.18 | 1 | [redacted] | $2062.56 | [redacted] | $171.88 |  |  |  |  |  | 40.934% | 40.934% | 40.934% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Michael McCloud \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Michael McCloud \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Michael McCloud \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Michael McCloud \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Michael McCloud \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $15670.00 | 02/27/2026 | 5.980% | $56500.00 | 1 | DU |  | ApproveEligible | Yes | No | 5.750% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $174578.39 | 16.460% | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.9 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225278414 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $1790.00 | $3679.16 | 03/06/2026 | 6.452% | $3856.72 | $3856.72 | 6.375% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10458.56 | 1 | [redacted] | $1944.00 | [redacted] | $162.00 |  |  |  |  |  | 43.918% | 43.918% | 43.918% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Veronica Manlove \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Veronica Manlove \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Veronica Manlove \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Veronica Manlove \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Veronica Manlove \| Non-Primary Income - Pension]; Other - 2026<br> [Borrower - Veronica Manlove \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - Veronica Manlove \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - George Manlove \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - George Manlove \| Primary Income - Pension]; Paystubs - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1790.00 | 03/06/2026 | 5.530% | $0.00 | 3.9 | DU |  | ApproveEligible | No | No | 6.375% | 0 | 0 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | [Redacted] | $675480.41 | 100.000% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 106.84 |  | No | No | [Redacted] | $5455.79 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| 225278559 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1302.27 | $1302.27 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1715.64 | [redacted] | $142.97 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | [Redacted] | $13100.82 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 61.41 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225278565 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $61990.00 | $6491.75 | 02/13/2026 | 7.376% | $7683.73 | $8727.94 | 7.908% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | $1048637.52 | 1 | [redacted] | $13411.20 | [redacted] | $1117.60 |  |  |  |  |  | 8.227% | 8.264% | 8.227% | [Redacted] | 752 | 729 | 787 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - Christopher Munro \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Christopher Munro \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Christopher Munro \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - Christopher Munro \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - Christopher Munro \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2011 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $61990.00 | 02/13/2026 | 6.160% | $0.00 | 5 |  |  |  | No | No | 7.908% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $713902.50 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 210.96 |  | No | No | [Redacted] | $1142639.61 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 16 | 360 |
| 225278728 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2129.93 | $3712.87 | 02/03/2026 | 7.069% | $2126.15 | $2126.15 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6624.24 | 4 | [redacted] | $1371.00 | [redacted] | $114.25 |  |  |  |  |  | 34.816% | 34.816% | 34.816% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Mary Bernal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Mary Bernal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Mary Bernal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Mary Bernal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Mary Bernal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Mary Bernal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Mary Bernal \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $2129.93 | 02/03/2026 | 6.100% | $6000.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $200045.06 | 50.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 107.26 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225278729 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  | [Redacted] | Yes | No | $1975.00 | $5628.29 | 02/27/2026 | 6.414% | $4753.89 | $4753.89 | 6.375% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13756.17 | 1 | [redacted] | $2293.44 | [redacted] | $191.12 | [Redacted] | CA | $1350.00 |  | Monthly | 44.225% | 44.225% | 44.225% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Jorge Barraza \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Jorge Barraza \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Jorge Barraza \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Jorge Barraza \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Jorge Barraza \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Jorge Barraza \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Jorge Barraza \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Elizabeth Barraza \| Primary Income - Social Security]; 1099-SSA - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1975.00 | 02/27/2026 | 5.990% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | [Redacted] | $501259.89 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 67.09 |  |  | No | [Redacted] | $2148.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225278883 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $950.93 | $950.93 | 7.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | N/A |  |  |  |  |  |  | 1 | [redacted] | $1161.36 | [redacted] | $96.78 | [Redacted] | PA | $1788.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.74 |  |  |  |  |  |  |  | [Redacted] | $5150.01 | 3.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.85 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225279361 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $7431.83 | $7431.83 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $7118.16 | [redacted] | $593.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 22.94 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225279842 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $920.94 | $920.94 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1802.64 | [redacted] | $150.22 | [Redacted] | TN | $225.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 650 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 76.34 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225280153 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2014.72 | $2014.72 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $805.68 | [redacted] | $67.14 | [Redacted] | CA | $472.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | [Redacted] | $387034.41 | 91.060% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 84.42 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225280323 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $15467.00 | $7321.30 | 02/25/2026 | 6.595% | $1157.55 | $1157.55 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4721.80 | 1 | [redacted] | $1159.20 | [redacted] | $96.60 | [Redacted] | FL | $14821.00 |  | Annually | 39.436% | 39.436% | 39.436% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Karilee Rendon \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Karilee Rendon \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Karilee Rendon \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Karilee Rendon \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Karilee Rendon \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Karilee Rendon \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Karilee Rendon \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Karilee Rendon \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $15467.00 | 02/25/2026 | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $198461.07 | 71.380% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.16 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225280387 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $2995.00 | $0.00 | 03/04/2026 | 6.343% | $7299.28 | $7299.28 | 6.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35129.23 | 1 | [redacted] | $2352.00 | [redacted] | $196.00 | [Redacted] | CA | $91.00 |  | Monthly | 29.085% | 29.085% | 29.085% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Thomas Le \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Thomas Le \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Thomas Le \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Thomas Le \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Thomas Le \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Thomas Le \| Non-Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $2995.00 | 03/04/2026 | 5.980% | $21000.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $723869.41 | 46.400% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.45 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225280389 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $13181.40 | 02/19/2026 | 7.016% | $12192.19 | $18710.06 | 7.658% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24207.89 | 1 | [redacted] | $5127.84 | [redacted] | $427.32 |  |  |  |  |  | 48.444% | 34.563% | 48.444% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Christine Garibaldi \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Christine Garibaldi \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Christine Garibaldi \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Christine Garibaldi \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Christine Garibaldi \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - Christine Garibaldi \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Christine Garibaldi \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Christine Garibaldi \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Vincent Garibaldi \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Vincent Garibaldi \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Vincent Garibaldi \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Vincent Garibaldi \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - Vincent Garibaldi \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Vincent Garibaldi \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Vincent Garibaldi \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - Vincent Garibaldi \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Vincent Garibaldi \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Vincent Garibaldi \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1790.00 | 02/19/2026 | 6.010% | $0.00 | 5 |  |  |  | No | No | 7.658% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $1426165.14 | 46.600% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.95 |  | Yes | No | [Redacted] | $0.00 | $26614.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| 225280406 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1790.00 | $3934.20 | 02/10/2026 | 6.839% | $1997.68 | $1997.68 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16683.21 | 1 | [redacted] | $1284.00 | [redacted] | $107.00 |  |  |  |  |  | 27.823% | 27.823% | 27.823% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Meghan McCollough \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Meghan McCollough \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Mark Paulson \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Mark Paulson \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1790.00 | 02/10/2026 | 6.130% | $3846.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $117764.09 | 30.580% | No | 24 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.54 |  | No | No | [Redacted] | $0.00 | $10416.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225280465 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4788.00 | $9637.00 | 02/10/2026 | 6.902% | $3268.93 | $3268.93 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34638.66 | 1 | [redacted] | $1471.32 | [redacted] | $122.61 | [Redacted] | FL | $689.00 |  | Monthly | 12.847% | 12.847% | 12.847% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Walter Ramos \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Walter Ramos \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Walter Ramos \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Walter Ramos \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Walter Ramos \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Walter Ramos \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Walter Ramos \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $4788.00 | 02/10/2026 | 6.130% | $0.00 | 4.6 |  |  |  | No | No | 6.750% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $356721.18 | 56.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 49.12 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225283212 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2910.00 | $4983.18 | 03/04/2026 | 6.888% | $1842.02 | $1842.02 | 6.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23433.61 | 1 | [redacted] | $1450.32 | [redacted] | $120.86 | [Redacted] | FL | $524.00 |  | Monthly | 17.083% | 17.083% | 17.083% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Ronald Hoover \| Non-Primary Income - Social Security]; Account Statements - 2026<br> [Borrower - Ronald Hoover \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - Ronald Hoover \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Ronald Hoover \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Ronald Hoover \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Ronald Hoover \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Ronald Hoover \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Catherine Hoover \| Primary Income - Social Security]; Account Statements - 2026<br> [Coborrower(s) - Catherine Hoover \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $2910.00 | 03/04/2026 | 5.980% | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $2082773.13 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 725.41 |  | No | No | [Redacted] | $1290.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225283303 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2869.80 | $2869.80 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1537.44 | [redacted] | $128.12 | [Redacted] | CA | $1239.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.11 |  |  |  |  |  |  |  | [Redacted] | $951759.44 | 89.780% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 171.95 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225286632 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1048.82 | $1048.82 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1749.72 | [redacted] | $145.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 168.21 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225287261 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $26290.00 | $4181.16 | 02/18/2026 | 7.335% | $3137.52 | $3489.77 | 7.689% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7783.57 | 1 | [redacted] | $1674.36 | [redacted] | $139.53 | [Redacted] | FL | $17100.00 |  | Annually | 39.794% | 41.711% | 39.794% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Janet Sandy \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Janet Sandy \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Janet Sandy \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - Janet Sandy \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - Janet Sandy \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Janet Sandy \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Janet Sandy \| Non-Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $26290.00 | 02/18/2026 | 6.160% | $5000.00 | 1 |  |  |  | Yes | No | 7.689% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $530779.53 | 75.820% | No | 2 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 54.52 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225291490 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3204.58 | $3204.58 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $2206.92 | [redacted] | $183.91 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 95.46 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225291612 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1990.00 | $8607.60 | 02/12/2026 | 6.392% | $8117.50 | $11280.19 | 6.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23379.24 | 1 | [redacted] | $5007.60 | [redacted] | $417.30 | [Redacted] | CA | $1050.00 |  | Monthly | 41.362% | 33.429% | 41.362% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Benedick Fraass \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Benedick Fraass \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Benedick Fraass \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Benedick Fraass \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Benedick Fraass \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Benedick Fraass \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Benedick Fraass \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - Benedick Fraass \| Non-Primary Income - Social Security]; 1099 Transcript - 2025<br> [Borrower - Benedick Fraass \| Non-Primary Income - Social Security]; 1099-SSA - 2025<br> [Borrower - Benedick Fraass \| Non-Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - Benedick Fraass \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - Benedick Fraass \| Non-Primary Income - Pension]; Paystubs - 2026<br> [Borrower - Benedick Fraass \| Non-Primary Income - Pension]; 1099 Transcript - 2025<br> [Borrower - Benedick Fraass \| Non-Primary Income - Pension]; 1099-R - 2025<br> [Borrower - Benedick Fraass \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - Benedick Fraass \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - Benedick Fraass \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - Benedick Fraass \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - Wendy Fraass \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - Wendy Fraass \| Primary Income - Social Security]; 1099 Transcript - 2025<br> [Coborrower(s) - Wendy Fraass \| Primary Income - Social Security]; 1099-SSA - 2025<br> [Coborrower(s) - Wendy Fraass \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - Wendy Fraass \| Primary Income - Social Security]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1990.00 | 02/12/2026 | 6.130% | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $2292581.41 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 193.48 |  |  | No | [Redacted] | $1900.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225291629 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2607.28 | $2607.28 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $3727.56 | [redacted] | $310.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 | 755 | 837 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [Redacted] | $608627.63 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 129.38 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225291631 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2711.57 | $2711.57 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1636.44 | [redacted] | $136.37 | [Redacted] | CA | $130.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [Redacted] | $368863.36 | 55.880% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32.53 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225291772 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3059.59 | $3059.59 | 6.875% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1173.60 | [redacted] | $97.80 | [Redacted] | FL | $194.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.08 |  |  |  |  |  |  |  | [Redacted] | $267422.37 | 43.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.1 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 225291790 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2083.75 | $4473.21 | 03/04/2026 | 6.807% | $3080.84 | $3080.84 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6238.42 | 2 | [redacted] | $5930.04 | [redacted] | $494.17 |  |  |  |  |  | 49.108% | 49.108% | 49.108% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - Stephanie Colden \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Stephanie Colden \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Stephanie Colden \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Stephanie Colden \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Stephanie Colden \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Stephanie Colden \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $2083.75 | 03/04/2026 | 5.980% | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $203283.58 | 32.520% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.79 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225291792 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $792.69 | $792.69 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1224.00 | [redacted] | $102.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | [Redacted] | $4000.10 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.23 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 | 360 |
| 225291796 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $683.60 | $683.60 | 7.000% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $895.08 | [redacted] | $74.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.66 |  |  |  |  |  |  |  | [Redacted] | $96208.93 | 70.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 60.88 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225291891 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7456.30 | $4121.34 | 02/05/2026 | 6.856% | $1711.78 | $1711.78 | 6.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9726.32 | 1 | [redacted] | $755.16 | [redacted] | $62.93 |  |  |  |  |  | 42.832% | 42.832% | 42.832% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Dion Richetti \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Dion Richetti \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Dion Richetti \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - Dion Richetti \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Dion Richetti \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Dion Richetti \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Dion Richetti \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $7456.30 | 02/05/2026 | 6.100% | $5000.00 | 3 |  |  |  | No | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $652248.35 | 100.000% | No | 2 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 277.03 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225291895 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $7032.43 | $8218.20 | 12/17/2025 | 7.357% | $1034.67 | $1034.67 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9958.12 | 1 | [redacted] | $1587.00 | [redacted] | $132.25 |  |  |  |  |  | 20.738% | 20.738% | 20.738% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Jeffrey Jones \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Jeffrey Jones \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - Jeffrey Jones \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017<br> [Borrower - Jeffrey Jones \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $7032.43 | 12/17/2025 | 6.270% | $0.00 | 5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $58391.19 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 156.37 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225291930 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3961.92 | $3961.92 | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $10086.96 | [redacted] | $840.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.26 |  |  |  |  |  |  |  | [Redacted] | $336736.97 | 40.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.16 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225292353 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $1513.75 | 02/26/2026 | 6.936% | $3203.12 | $5013.81 | 7.658% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24510.85 | 1 | [redacted] | $5907.00 | [redacted] | $492.25 | [Redacted] | CA | $374.00 |  | Monthly | 25.537% | 20.036% | 25.537% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Michael Ginsburg \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Michael Ginsburg \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Michael Ginsburg \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Michael Ginsburg \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Michael Ginsburg \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Michael Ginsburg \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1590.00 | 02/26/2026 | 5.920% | $0.00 | 1 |  |  |  | No | No | 7.658% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [Redacted] | $432596.96 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 71.98 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225292647 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $8373.75 | $15396.80 | 02/05/2026 | 6.997% | $6602.13 | $6602.13 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $81859.82 | 1 | [redacted] | $5180.04 | [redacted] | $431.67 |  |  |  |  |  | 18.006% | 18.006% | 18.006% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - Maria Romero \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - Maria Romero \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - Maria Romero \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $8373.75 | 02/05/2026 | 6.100% | $0.00 | 2.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 1 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $146086.63 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 79.72 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225292721 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2866.07 | $153.91 | 03/04/2026 | 6.226% | $4489.71 | $4489.71 | 6.250% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8380.63 | 1 | [redacted] | $0.00 | [redacted] | $0.00 | [Redacted] | CA | $350.00 |  | Monthly | 41.990% | 41.990% | 41.990% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Vitria Karyoatmodjo \| Primary Income - Sole Proprietor]; Account Statements - Business - 2026<br> [Borrower - Vitria Karyoatmodjo \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Vitria Karyoatmodjo \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Vitria Karyoatmodjo \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - Vitria Karyoatmodjo \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Coborrower(s) - Raymond Dibyantoro \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Raymond Dibyantoro \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Raymond Dibyantoro \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Raymond Dibyantoro \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - Raymond Dibyantoro \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | 1099 - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $2866.07 | 03/04/2026 | 5.980% | $28604.63 | 2.6 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $576202.80 | 63.210% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 67.92 |  | Yes | No | [Redacted] | $3318.46 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225294321 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1690.00 | $3069.42 | 02/19/2026 | 6.703% | $1792.87 | $1792.87 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $30406.62 | 1 | [redacted] | $5566.92 | [redacted] | $463.91 | [Redacted] | FL | $945.00 |  | Monthly | 13.065% | 13.065% | 13.065% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Danielle Nelson \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Danielle Nelson \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Danielle Nelson \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Danielle Nelson \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - Eric Nelson \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Eric Nelson \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Eric Nelson \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Eric Nelson \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1690.00 | 02/19/2026 | 6.100% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $630898.66 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 150.06 |  | No | No | [Redacted] | $0.00 | $17265.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225294893 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4467.12 | $4467.12 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | [redacted] | $2162.04 | [redacted] | $180.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 728 | 805 | 721 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | [Redacted] | $307925.84 | 36.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 26.2 |  |  | No | [Redacted] | $0.00 | $0.00 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225295218 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3127.50 | $4767.57 | 03/09/2026 | 6.659% | $1564.37 | $1564.37 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5342.27 | 1 | [redacted] | $1097.04 | [redacted] | $91.42 | [Redacted] | VA | $175.00 |  | Monthly | 28.476% | 28.476% | 28.476% | [Redacted] | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Erin Davidson \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Erin Davidson \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Erin Davidson \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Erin Davidson \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Erin Davidson \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Erin Davidson \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $3127.50 | 03/09/2026 | 6.020% | $4000.00 | 1 |  |  |  | Yes | No | 6.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $187217.07 | 49.920% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.15 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225295391 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $3671.80 | $8905.10 |  | 6.719% | $1472.33 | $1472.33 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11006.24 | 1 | [redacted] | $665.04 | [redacted] | $55.42 | [Redacted] | MD | $102.00 |  | Monthly | 33.963% | 33.963% | 33.963% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Edgard Hernandez \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Edgard Hernandez \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Edgard Hernandez \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Edgard Hernandez \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Edgard Hernandez \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $3671.80 |  | 5.980% | $0.00 | 1.2 | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $258245.69 | 87.540% | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.93 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225297948 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3211.00 | $4184.51 | 03/05/2026 | 7.173% | $1302.68 | $1302.68 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7033.80 | 1 | [redacted] | $1332.96 | [redacted] | $111.08 |  |  |  |  |  | 41.757% | 41.757% | 41.757% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Antonio Palazzolo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Antonio Palazzolo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Antonio Palazzolo \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $3211.00 | 03/05/2026 | 5.980% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 66.44 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225297954 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1495.00 | $3693.82 | 01/27/2026 | 6.784% | $3794.30 | $3794.30 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35503.32 | 1 | [redacted] | $6024.96 | [redacted] | $502.08 | [Redacted] | NC | $37.00 |  | Annually | 19.723% | 19.723% | 19.723% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - David Frederick \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - David Frederick \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - David Frederick \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - David Frederick \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1495.00 | 01/27/2026 | 6.140% | $12000.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $940807.44 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 46.61 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225298147 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1128.24 | $1128.24 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1316.52 | [redacted] | $109.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 749 | 702 | 753 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 21.68 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225298156 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1567.64 | $1567.64 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1392.00 | [redacted] | $116.00 | [Redacted] | FL | $980.00 |  | Annually | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $12617.69 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.05 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| 225298160 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1566.24 | $1566.24 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1455.96 | [redacted] | $121.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.36 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225298306 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1990.00 | $10099.75 | 02/23/2026 | 6.450% | $5926.76 | $5926.76 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17427.25 | 1 | [redacted] | $2841.84 | [redacted] | $236.82 |  |  |  |  |  | 38.837% | 38.837% | 38.837% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Bernadette Cuyugan \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Bernadette Cuyugan \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Bernadette Cuyugan \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Bernadette Cuyugan \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Bernadette Cuyugan \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - Bernadette Cuyugan \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - Bernadette Cuyugan \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - Bernadette Cuyugan \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - Scott Hendrickson \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Scott Hendrickson \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Scott Hendrickson \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Scott Hendrickson \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - Scott Hendrickson \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - Scott Hendrickson \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1990.00 | 02/23/2026 | 5.990% | $3750.00 | 4.8 |  |  |  | No | No | 6.375% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1112848.85 | 63.590% | No | 18 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.49 |  | Yes | No | [Redacted] | $0.00 | $9101.39 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225298480 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $11176.50 | $13288.10 | 02/25/2026 | 7.740% | $2407.69 | $2407.69 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27348.78 | 1 | [redacted] | $1188.96 | [redacted] | $99.08 | [Redacted] | PA | $207.34 |  | Monthly | 22.919% | 22.919% | 22.919% | [Redacted] | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Kevin Sardo \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Kevin Sardo \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Kevin Sardo \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $11176.50 | 02/25/2026 | 5.990% | $0.00 | 2.3 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 42.84 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225298671 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1290.00 | $3894.15 | 11/07/2025 | 7.521% | $12542.15 | $12542.15 | 7.550% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $39132.07 | 1 | [redacted] | $2940.00 | [redacted] | $245.00 | [Redacted] | NC | $2071.00 |  | Annually | 38.911% | 38.911% | 38.911% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - Crystal Hulett \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - Crystal Hulett \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - Crystal Hulett \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Crystal Hulett \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Crystal Hulett \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Crystal Hulett \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - Crystal Hulett \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - Crystal Hulett \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $1290.00 | 11/07/2025 | 6.170% | $0.00 | 1 | LP / LPA |  | Accept/Ineligible | Yes | No | 7.550% | 2 | 0 | 2 | 0 | 0 | 1 |  |  | 9.90 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $556476.21 | 26.490% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.1 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225299529 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1102.33 | $1102.33 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1713.96 | [redacted] | $142.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.78 | 0.56 |  |  |  |  |  |  |  | [Redacted] | $23042.92 | 10.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 46.65 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225329341 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $623.87 | $623.87 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2380.44 | [redacted] | $198.37 | [Redacted] | GA | $225.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.77 | 0.56 |  |  |  |  |  |  |  | [Redacted] | $189698.29 | 75.870% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 144.48 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225330489 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6801.88 | $10199.18 | 02/17/2026 | 8.323% | $3307.82 | $3307.82 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5636.33 | 1 | [redacted] | $1266.00 | [redacted] | $105.50 |  |  |  |  |  | 40.610% | 40.610% | 40.610% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Richard Reinaga \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Richard Reinaga \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Richard Reinaga \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $6801.88 | 02/17/2026 | 6.100% | $10000.00 | 1 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $103197.06 | 20.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.98 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225330492 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1347.51 | $1347.51 | 6.375% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1140.24 | [redacted] | $95.02 | [Redacted] | FL | $95.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | [Redacted] | $176118.82 | 61.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.84 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 | 360 |
| 225330597 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $3526.96 | 03/04/2026 | 7.664% | $3680.53 | $3680.53 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7883.15 | 1 | [redacted] | $1466.40 | [redacted] | $122.20 |  |  |  |  |  | 39.751% | 39.751% | 39.751% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Kyle Volk \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Kyle Volk \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Kyle Volk \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Kyle Volk \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Anne Volk \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Anne Volk \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Anne Volk \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Anne Volk \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Anne Volk \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1590.00 | 03/04/2026 | 5.980% | $0.00 | 1 |  |  |  | No | No | 7.625% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $353991.47 | 54.460% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 80.2 |  |  | No | [Redacted] | $1147.00 | $6775.30 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225330673 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $3226.87 | $3226.87 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $4260.96 | [redacted] | $355.08 | [Redacted] | OR | $775.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.88 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.6 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225330675 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1702.57 | $1702.57 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $969.96 | [redacted] | $80.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 20.62 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225330825 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1581.67 | $1581.67 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1330.92 | [redacted] | $110.91 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  | 240 | [Redacted] | $107055.73 | 29.330% | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.25 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| 225330826 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $524.00 | $524.00 | 9.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1485.00 | [redacted] | $123.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 - V2 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 103.92 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225331384 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1375.00 | $3677.03 | 02/18/2026 | 6.661% | $3521.71 | $3521.71 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9305.05 | 1 | [redacted] | $2187.96 | [redacted] | $182.33 | [Redacted] | TN | $31.00 |  | Monthly | 38.513% | 38.513% | 38.513% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Arthur Sabga \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Arthur Sabga \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Shelby Sabga \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - Shelby Sabga \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1375.00 | 02/18/2026 | 6.100% | $0.00 | 1.4 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 11 | 7 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.25 |  |  | No | [Redacted] | $0.00 | $9583.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225331387 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1490.00 | $0.00 | 02/03/2026 | 7.098% | $2657.82 | $2657.82 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3697.36 | 1 | [redacted] | $245.04 | [redacted] | $20.42 |  |  |  |  |  | 49.293% | 49.293% | 49.293% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - David Russell \| Primary Income - Wages]; Other - 2026<br> [Borrower - David Russell \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - David Russell \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - David Russell \| Primary Income - Wages]; Other - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | WVOE - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1490.00 | 02/03/2026 | 5.980% | $9022.93 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $274138.77 | 52.110% | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.34 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225331494 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1862.85 | $1862.85 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1788.96 | [redacted] | $149.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $188409.85 | 53.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.13 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225331765 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1565.88 | $1565.88 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2842.92 | [redacted] | $236.91 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [Redacted] | $121099.53 | 37.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.27 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225335062 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5215.00 | $26649.98 | 03/05/2026 | 6.580% | $15801.70 | $15801.70 | 6.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $28883.67 | 1 | [redacted] | $1664.04 | [redacted] | $138.67 |  |  |  |  |  | 41.706% | 41.706% | 41.706% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Hemendra Kumar \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Hemendra Kumar \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Hemendra Kumar \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Hemendra Kumar \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Hemendra Kumar \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Hemendra Kumar \| Non-Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Hemendra Kumar \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Hemendra Kumar \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Hemendra Kumar \| Non-Primary Income - Wages]; W-2 - 2025<br> [Borrower - Hemendra Kumar \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - Hemendra Kumar \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Hemendra Kumar \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Hemendra Kumar \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Hemendra Kumar \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Hemendra Kumar \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Hemendra Kumar \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Hemendra Kumar \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - Shruti Nautiyal \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - Shruti Nautiyal \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025<br> [Coborrower(s) - Shruti Nautiyal \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - Shruti Nautiyal \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - Shruti Nautiyal \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - Shruti Nautiyal \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - Shruti Nautiyal \| Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; Transcripts (1040) - No Results Returned - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $5215.00 | 03/05/2026 | 5.980% | $0.00 | 1 |  |  |  | No | No | 6.500% | 2 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $7094901.54 | 100.000% | No | 16 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 286.23 |  | Yes | No | [Redacted] | ($629.17) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225335069 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2205.23 | $2205.23 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $4200.36 | [redacted] | $350.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $159799.43 | 37.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.4 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225335362 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7576.00 | $11354.52 | 02/13/2026 | 6.955% | $2043.87 | $2043.87 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11823.81 | 1 | [redacted] | $312.00 | [redacted] | $26.00 | [Redacted] | DC | $447.00 |  | Monthly | 30.545% | 30.545% | 30.545% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Mark Grobman \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - Mark Grobman \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026<br> [Borrower - Mark Grobman \| Non-Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $7576.00 | 02/13/2026 | 6.130% | $0.00 | 1.6 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $797617.66 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 247.38 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225335376 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1790.00 | $2662.02 |  | 7.620% | $939.41 | $1040.08 | 7.908% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $35360.56 | 1 | [redacted] | $785.04 | [redacted] | $65.42 |  |  |  |  |  | 23.631% | 23.796% | 23.631% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - William Holland \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - William Holland \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1790.00 |  | 6.140% | $0.00 | 1 |  |  |  | Yes | No | 7.908% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $28859.02 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 131.57 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| 225335378 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4462.00 | $5254.45 | 03/01/2026 | 7.100% | $1361.16 | $1361.16 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1913.67 | 1 | [redacted] | $488.04 | [redacted] | $40.67 | [Redacted] | AZ | $220.00 |  | Monthly | 48.184% | 48.184% | 48.184% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Christian Jerman \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Christian Jerman \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Christian Jerman \| Primary Income - Sole Proprietor]; 1099 - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | 1099 - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $4462.00 | 03/01/2026 | 5.990% | $22180.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $11221.28 | 4.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.81 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225335402 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $7686.46 | $7686.46 | 5.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $5595.60 | [redacted] | $466.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 5.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  | 240 | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.24 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| 225335757 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1127.13 | $1127.13 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1389.96 | [redacted] | $115.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 86.6 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| 225338764 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $6806.25 | $2878.23 | 03/12/2026 | 8.749% | $8142.35 | $8142.35 | 8.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35184.53 | 1 | [redacted] | $1407.00 | [redacted] | $117.25 |  |  |  |  |  | 26.800% | 26.800% | 26.800% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% | 100.000% |  | [Borrower - Jacqueline Alvarez Solorio \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Jacqueline Alvarez Solorio \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Jacqueline Alvarez Solorio \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Enrique Alvarez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Coborrower(s) - Enrique Alvarez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - Enrique Alvarez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - Enrique Alvarez \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $6806.25 | 03/12/2026 | 6.020% | $73000.00 | 1 |  |  |  | No | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $115481.11 | 10.040% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.92 |  | Yes | No | [Redacted] | $21702.14 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225338767 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $57890.00 | $67923.15 | 03/03/2026 | 7.996% | $15500.00 | $19702.77 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36678.66 | 1 | [redacted] | $13427.40 | [redacted] | $1118.95 |  |  |  |  |  | 48.825% | 48.542% | 48.825% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Christina Meyers \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Christina Meyers \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - Christina Meyers \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $57890.00 | 03/03/2026 | 6.150% | $0.00 | 4.9 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $7049999.52 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 349.11 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| 225341683 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $16490.00 | $5722.04 |  | 7.469% | $1637.22 | $1637.22 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10769.91 | 4 | [redacted] | $4849.20 | [redacted] | $404.10 |  |  |  |  |  | 24.208% | 24.208% | 24.208% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - Craig Francies \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Craig Francies \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Craig Francies \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Craig Francies \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $16490.00 |  | 5.980% | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $88588.26 | 27.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.21 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225345294 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $5393.50 | $11923.89 | 01/28/2026 | 7.090% | $3287.93 | $3287.93 | 6.875% | Yes | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10181.52 | 1 | [redacted] | $1434.96 | [redacted] | $119.58 | [Redacted] | AZ | $325.00 |  | Monthly | 34.831% | 34.831% | 34.831% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Laura May \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - Laura May \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $5393.50 | 01/28/2026 | 6.140% | $7000.00 | 2.5 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $1838109.52 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 417.96 |  | Yes | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225345295 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $17824.68 | $11302.16 | 02/19/2026 | 8.695% | $4228.26 | $4228.26 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11480.92 | 1 | [redacted] | $3321.84 | [redacted] | $276.82 | [Redacted] | TN | $200.00 |  | Annually | 29.782% | 29.782% | 29.782% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  | Borrower Prepared | [Borrower - Melina Massengill \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 5.09000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Account Statements - Personal - 2026<br> [Borrower - Melina Massengill \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 5.09000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Borrower-prepared P&L - 2026<br> [Borrower - Melina Massengill \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 5.09000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Melina Massengill \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 5.09000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $17824.68 | 03/03/2026 | 5.980% | $21000.00 | 2.3 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $66470.14 | 10.870% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.47 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225345303 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1890.00 | $4291.60 | 03/10/2026 | 6.783% | $4929.35 | $4929.35 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $25750.85 | 1 | [redacted] | $2693.64 | [redacted] | $224.47 | [Redacted] | CO | $435.00 |  | Monthly | 34.827% | 34.827% | 34.827% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - David Hung \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - David Hung \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - David Hung \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - David Hung \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - David Hung \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - David Hung \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - Erica Hung \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - Erica Hung \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - Erica Hung \| Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1890.00 | 03/10/2026 | 6.020% | $5000.00 | 2.2 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 3 | 0 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $604678.38 | 63.650% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 67.61 |  | No | No | [Redacted] | $26855.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225345312 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1846.19 | $1846.19 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1110.00 | [redacted] | $92.50 | [Redacted] | TX | $95.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.14 |  |  |  |  |  |  |  | [Redacted] | $172417.84 | 44.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.95 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225345313 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2836.60 | $2836.60 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3620.04 | [redacted] | $301.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 624 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [Redacted] | $2936.26 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.43 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225345328 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1288.00 | $1288.00 | 7.990% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $1848.96 | [redacted] | $154.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.59 | 0.62 |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Business Entity |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 107.96 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225345329 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2315.63 | $2315.63 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2030.04 | [redacted] | $169.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.7 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  | 240 | [Redacted] | $39821.60 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.85 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| 225345330 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $2090.00 | $4575.10 | 02/26/2026 | 6.650% | $935.80 | $935.80 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7013.85 | 1 | [redacted] | $849.12 | [redacted] | $70.76 | [Redacted] | FL | $472.00 |  | Monthly | 45.826% | 45.826% | 45.826% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Steven Barter \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Steven Barter \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - Steven Barter \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - Steven Barter \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026<br> [Borrower - Steven Barter \| Non-Primary Income - Pension]; Deposit Receipt - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | WVOE - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $2090.00 | 02/26/2026 | 5.990% | $0.00 | 2.6 | DU |  | ApproveEligible | Yes | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $189669.22 | 94.830% | No | 14 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 72.71 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225345335 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1450.00 | $3200.05 | 03/13/2026 | 6.670% | $1023.95 | $1023.95 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10340.57 | 1 | [redacted] | $2130.84 | [redacted] | $177.57 |  |  |  |  |  | 20.255% | 20.255% | 20.255% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Ashley Wolfe \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - Ashley Wolfe \| Primary Income - Wages]; Other - 2026<br> [Borrower - Ashley Wolfe \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Ashley Wolfe \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Jimmy Wolfe \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - Jimmy Wolfe \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - Jimmy Wolfe \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - Jimmy Wolfe \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - Jimmy Wolfe \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1450.00 | 03/13/2026 | 6.020% | $0.00 | 1.4 |  |  |  | No | No | 6.500% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $333464.98 | 72.170% | No | 1 | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.61 |  |  | No | [Redacted] | $0.00 | $7039.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225345793 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1276.83 | $1276.83 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $2626.32 | [redacted] | $218.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.58 | 0.63 |  |  |  |  |  |  |  | [Redacted] | $333205.05 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 174.35 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| 225350868 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $8390.00 | $10902.81 | 03/13/2026 | 6.768% | $4162.02 | $4162.02 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $39767.36 | 1 | [redacted] | $1008.00 | [redacted] | $84.00 | [Redacted] | FL | $1653.00 |  | Monthly | 48.395% | 48.395% | 48.395% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Jacob Malman \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - Jacob Malman \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - Jacob Malman \| Non-Primary Income - Sole Proprietor]; Account Statements - Business - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Jacob Malman \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - Jacob Malman \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - Jacob Malman \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $8390.00 | 03/13/2026 | 6.020% | $0.00 | 3.6 |  |  |  | Yes | No | 6.625% | 1 |  | 1 | 0 | 2 | 1 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $685025.78 | 72.100% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.55 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 15 | 360 |
| 225350905 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1590.00 | $2436.02 | 02/04/2026 | 6.813% | $1575.00 | $2129.02 | 6.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14465.34 | 1 | [redacted] | $3214.32 | [redacted] | $267.86 |  |  |  |  |  | 22.970% | 20.019% | 22.970% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Jay John \| Non-Primary Income - Pension]; 1099 Transcript - 2025<br> [Borrower - Jay John \| Non-Primary Income - Pension]; 1099-R - 2025<br> [Borrower - Jay John \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - Jay John \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Coborrower(s) - Lisa John \| Primary Income - Social Security]; 1099 Transcript - 2025<br> [Coborrower(s) - Lisa John \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1590.00 | 02/04/2026 | 6.100% | $0.00 | 4.1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [Redacted] | $914363.27 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 360.95 |  |  | No | [Redacted] | $2812.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| 225350922 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1690.00 | $5062.17 | 02/27/2026 | 6.012% | $6962.30 | $6962.30 | 5.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15654.60 | 1 | [redacted] | $1284.72 | [redacted] | $107.06 |  |  |  |  |  | 36.855% | 36.855% | 36.855% | [Redacted] | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Gerald Simonson \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Gerald Simonson \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Gerald Simonson \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1690.00 | 02/27/2026 | 5.990% | $0.00 | 1.4 | DU |  | ApproveEligible | Yes | No | 5.990% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1406132.79 | 90.710% | No | 1 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 111.51 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225352395 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1547.11 | $1547.11 | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $1143.96 | [redacted] | $95.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 2.2 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.63 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225352441 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3956.00 | $5304.44 | 03/11/2026 | 6.865% | $2565.85 | $2565.85 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7795.61 | 1 | [redacted] | $4095.96 | [redacted] | $341.33 |  |  |  |  |  | 31.916% | 31.916% | 31.916% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Catherine Willis \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - Catherine Willis \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - Catherine Willis \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - Catherine Willis \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - Catherine Willis \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - Catherine Willis \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - Catherine Willis \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $3956.00 | 03/11/2026 | 6.020% | $0.00 | 1.2 | DU |  | ApproveEligible | No | No | 6.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] |  |  | No | 2 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.14 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225352539 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1345.28 | $1345.28 | 6.250% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $869.64 | [redacted] | $72.47 | [Redacted] | FL | $98.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.3 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.77 |  |  |  |  |  |  |  | [Redacted] | $904740.52 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 419.57 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 | 360 |
| 225355901 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $12398.64 | $2999.45 | 03/11/2026 | 7.300% | $3234.09 | $3770.41 | 7.908% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Brazil |  |  |  | $36310.75 | 1 | [redacted] | $1053.00 | [redacted] | $87.75 | [Redacted] | FL | $194.00 |  | Monthly | 13.940% | 14.155% | 13.940% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Larissa Lessa \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Larissa Lessa \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - Larissa Lessa \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Larissa Lessa \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - Larissa Lessa \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.0.1 Final 10.7.25 | [Redacted] | $12398.64 | 03/11/2026 | 6.150% | $35000.00 | 1 |  |  |  | No | No | 7.908% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $5000.00 | 0.770% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 5.48 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225356004 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $1890.00 | $5332.10 |  | 6.695% | $3841.87 | $3841.87 | 6.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14411.42 | 1 | [redacted] | $2253.48 | [redacted] | $187.79 |  |  |  |  |  | 39.188% | 39.188% | 39.188% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Kelly Key \| Primary Income - IRA Distribution]; Account Statements - 2026<br> [Borrower - Kelly Key \| Primary Income - IRA Distribution]; 1099-R - 2025<br> [Borrower - Kelly Key \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - Elizabeth Key \| Primary Income - Social Security]; Account Statements - 2026<br> [Coborrower(s) - Elizabeth Key \| Primary Income - Social Security]; 1099-SSA - 2025<br> [Coborrower(s) - Elizabeth Key \| Non-Primary Income - IRA Distribution]; Account Statements - 2026<br> [Coborrower(s) - Elizabeth Key \| Non-Primary Income - IRA Distribution]; 1099-R - 2025<br> [Coborrower(s) - Elizabeth Key \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1890.00 |  | 5.980% | $3000.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $4623706.94 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 936.9 |  | No | No | [Redacted] | $6069.98 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| 225356124 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $9442.05 | $12776.99 | 01/20/2026 | 7.006% | $4986.09 | $4986.09 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $89973.64 | 1 | [redacted] | $6180.00 | [redacted] | $515.00 | [Redacted] | NC | $0.00 |  | Annually | 8.401% | 8.401% | 8.401% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Seth Stroud \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Seth Stroud \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Seth Stroud \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Seth Stroud \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - Seth Stroud \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - Seth Stroud \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018<br> [Borrower - Seth Stroud \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $9442.05 | 01/20/2026 | 6.060% | $0.00 | 3 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 55.36 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225356128 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $1815.00 | $3724.25 | 03/16/2026 | 6.974% | $640.31 | $640.31 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1862.08 | 1 | [redacted] | $1922.04 | [redacted] | $160.17 | [Redacted] | IN | $225.00 |  | Annually | 38.740% | 38.740% | 38.740% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Misty Arterburn \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - Misty Arterburn \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - Misty Arterburn \| Primary Income - Sole Proprietor]; W-2 Transcript - 2025<br> [Borrower - Misty Arterburn \| Non-Primary Income - Asset Depletion]; Other - 2026<br> [Borrower - Misty Arterburn \| Non-Primary Income - Sole Proprietor]; 1099 - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | 1099 - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $1815.00 | 03/16/2026 | 6.120% | $0.00 | 1 |  |  |  | No | No | 6.625% | 1 |  | 0 | 0 | 3 | 0 |  |  |  | No |  |  |  |  | Other |  |  |  |  | [Redacted] | $465939.60 | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 77.12 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225356158 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $3290.00 | $5123.64 | 03/10/2026 | 7.187% | $1595.11 | $1595.11 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10863.72 | 1 | [redacted] | $795.96 | [redacted] | $66.33 | [Redacted] | NJ | $427.83 |  | Monthly | 35.019% | 35.019% | 35.019% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - Caleb Edmond \| Primary Income - P&L Statement Only]; Audited P&L - 2026<br> [Borrower - Caleb Edmond \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - Caleb Edmond \| Primary Income - P&L Statement Only]; CPA Letter - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | P&L - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $3290.00 | 03/10/2026 | 6.020% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $16909.68 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.07 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225356818 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1407.88 | $1407.88 | 6.500% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1097.88 | [redacted] | $91.49 | [Redacted] | FL | $50.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [Redacted] | $29700.00 | 10.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.6 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225361021 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No | $7109.71 | $7846.21 | 03/03/2026 | 8.287% | $1074.62 | $1074.62 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4185.82 | 2 | [redacted] | $918.00 | [redacted] | $76.50 |  |  |  |  |  | 41.073% | 41.073% | 41.073% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - Jorge Batista \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Jorge Batista \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Jorge Batista \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - Jorge Batista \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $7109.71 | 03/03/2026 | 5.980% | $4000.00 |  |  |  |  | No | No | 7.750% | 0 |  | 1 | 0 | 3 | 3 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $86383.51 | 43.190% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.18 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| 225361024 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4652.42 | $4652.42 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $4139.28 | [redacted] | $344.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 2 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 27.16 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| 225363611 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $7790.00 | $9464.80 | 02/12/2026 | 6.844% | $2561.24 | $2561.24 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5250.36 | 1 | [redacted] | $2418.96 | [redacted] | $201.58 |  |  |  |  |  | 41.587% | 41.587% | 41.587% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - Trinity Holmes \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - Trinity Holmes \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - Trinity Holmes \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - Trinity Holmes \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Bank Stmt - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $7790.00 | 02/12/2026 | 6.130% | $0.00 | 3.2 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 13.15 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225363860 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $1707.84 | $1707.84 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1997.76 | [redacted] | $166.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 103.54 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| 225363870 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $5521.19 | $5521.19 | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | [redacted] | $3212.04 | [redacted] | $267.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [Redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 30.94 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225365051 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $2100.23 | $2100.23 | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2030.40 | [redacted] | $169.20 | [Redacted] | FL | $790.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 3.4 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.58 | 0.63 |  |  |  |  |  |  |  | [Redacted] | $737861.90 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 190.23 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225366717 | [Redacted] | [Redacted] |  | Non QM |  |  | [Redacted] | Yes | No | $4669.00 | $13337.68 | 03/02/2026 | 6.409% | $4556.31 | $4556.31 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33412.53 | 1 | [redacted] | $1162.20 | [redacted] | $96.85 | [Redacted] | FL | $344.00 |  | Monthly | 18.444% | 18.444% | 18.444% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Steven Mintz \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Steven Mintz \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - Steven Mintz \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - Steven Mintz \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - Steven Mintz \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  | Full Doc - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] | $4669.00 | 03/02/2026 | 5.980% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.250% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | $1860917.71 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 269.25 |  | No | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| 225373169 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $963.05 | $963.05 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $833.04 | [redacted] | $69.42 | [Redacted] | FL | $1434.00 |  | Monthly | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.7 | 1.41 |  |  |  |  |  |  |  | [Redacted] | $499014.84 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 123.8 |  |  | No | [Redacted] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| 225380345 | [Redacted] | [Redacted] |  | N/A |  |  | [Redacted] | No | No |  |  |  |  | $4250.00 | $4250.00 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $9017.04 | [redacted] | $751.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No | DSCR - Signature Expanded Underwriting Guidelines-Internal v 8.1 Final 2.10.26 | [Redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.8 | 0.55 |  |  |  |  |  |  | 240 | [Redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 118.19 |  |  | No | [Redacted] | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |

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## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cross_abs15g.htm)

**Exhibit 99.1 - Schedule 6**

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| |
|:---|
| ![](situslogo.jpg) |
| **ASF Addendum - Business Purpose** |
| **Run Date - 4/8/2026 9:52:42 AM** |

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| 224292781 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $2460.14 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2460.14 |  |  | Yes | [redacted] |  | 36 | Long Term | $3675.00 | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $161.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 4.18 |  | US Citizen | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 709 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 55.789% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224428761 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1988.22 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1988.22 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $41.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | Permanent Resident Alien | Permanent Resident Alien | 817 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 804 | FICO II | 812 | Beacon 5 | 812 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | [Redacted] | 822 | FICO II | 817 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224428785 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2515.00 | Third Party Rental Source | $1979.66 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $1979.66 |  |  | No |  |  |  | Long Term |  | $2515.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $183.97 | Level 1-Not Stated/Not Verified | No | 1 | 2 | Yes |  | Yes | Experienced Investor | 0.45 |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.737% | [Redacted] |  |  | 110.417% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224541739 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3628.78 |  | 0.363742 |  |  |  |  |  | $3628.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 10.19 | US Citizen |  | 819 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 825 | FICO II | 813 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224560192 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2156.36 |  | 0.392739 |  |  |  |  |  | $2156.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $114.48 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 769 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 759 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224573514 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2765.87 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2765.87 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46700.00 |  |  | [redacted] | $160.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224582079 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1816.47 |  | 0.457170 |  |  |  |  |  | $1816.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 737 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 763 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/11/2025 | 789 | Fair Isaac (VER. 2) | 779 | Beacon 5 | 802 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/11/2025 | 796 | Fair Isaac (VER. 2) | 816 | Beacon 5 | 794 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224590392 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2289.52 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2289.52 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32620.00 |  |  | [redacted] | $152.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 805 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224619034 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3203.71 |  | 0.447552 |  |  |  |  |  | $3203.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $151.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 713 | FICO II | 705 | Beacon 5 | 682 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 732 | FICO II | 717 | Beacon 5 | 661 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224629773 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2225.00 | Third Party Rental Source | $2137.09 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2137.09 |  |  | No |  |  |  | Long Term |  | $2225.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $128.22 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  | No | Experienced Investor | 1.71 |  | US Citizen | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 744 | FICO II | 726 | Beacon 5 | 729 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/09/2025 | 681 | FICO II | 676 | Beacon 5 | 684 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224661073 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $8679.87 |  | 0.315267 |  |  |  |  |  | $8679.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $516.17 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 776 | FICO II | 751 | Beacon 5 | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224678564 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3295.00 | Third Party Rental Source | $3041.66 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $3041.66 |  |  | Yes | [redacted] |  | 12 | Long Term | $3300.00 | $3295.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $7500.00 |  |  | [redacted] | $66.90 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 21.85 | US Citizen |  | 612 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 612 | Fair Isaac (VER. 2) | 622 | FICO Classic V5 Facta | 595 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | Excellent |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224705515 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2670.78 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2670.78 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $64.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 775 | FICO II | 760 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224713328 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $10437.83 |  | 0.327351 |  |  |  |  |  | $10437.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $627.67 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  |  |  | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 776 | FICO II | 751 | Beacon 5 | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224716862 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $4400.00 | Third Party Rental Source | $4331.11 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $4331.11 |  |  | No |  |  |  |  |  | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $763.80 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor | 2.81 |  |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | LLC | Business Entity |  |  | [Redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/15/2025 | 731 | FICO II | 744 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 431.667% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224716864 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $6215.84 |  | 0.543870 |  |  |  |  |  | $6215.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $168.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 817 | FICO II | 807 | Beacon 5 | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224720006 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $19000.00 | Third Party Rental Source | $20652.32 |  | 0.000000 | 1.08 |  |  | 0.91 | 0.91 | $20652.32 |  |  | No |  |  |  | Long Term |  | $19000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | [redacted] | $257.14 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor | 8.36 |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224727436 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1934.91 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1934.91 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29100.00 |  |  | [redacted] | $65.23 | Level 3-Stated/Partially Verified | No | 1 | 1 | Yes |  | Yes | First-Time Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224727559 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $3693.42 |  | 0.000000 | 0.61 |  |  | 1.62 | 1.62 | $3693.42 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $3175.00 | $3000.00 | Yes |  |  | 24 | Long Term | $3150.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $124.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 22.08 |  | Permanent Resident Alien | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 775 | FICO II | 790 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.400% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224727866 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1680.00 | Rent on Existing Lease | $1627.57 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1627.57 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1680.00 | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $79.92 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No | No | Experienced Investor | 20.15 | US Citizen | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 771 | Beacon 5 | 794 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 9 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 724 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224728443 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $8150.00 | Third Party Rental Source | $5826.92 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $5826.92 |  |  | Yes | [redacted] | [redacted] | 23 | Long Term | $2750.00 | $2650.00 | Yes |  |  | 24 | Long Term | $3000.00 | $2850.00 | Yes |  |  | 36 | Long Term | $2850.00 | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $311.60 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 29.60 |  | Permanent Resident Alien | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 775 | FICO II | 790 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.908% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224731440 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4897.79 |  | 0.390434 |  |  |  |  |  | $4897.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $186.76 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 704 | [Redacted] |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 704 | FICO II | 695 | Beacon 5 | 707 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224731479 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1632.02 |  | 0.000000 | 0.77 |  |  | 1.28 | 1.28 | $1632.02 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $2150.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $367000.00 |  |  | [redacted] | $140.17 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 3.33 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 683 | FICO II | 808 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.251% | [Redacted] |  |  | 63.333% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224734741 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2675.00 | Third Party Rental Source | $2411.88 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $2411.88 |  |  | No |  |  |  | Long Term |  | $2675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $231.20 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor | 0.45 |  | US Citizen | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 748 | FICO II | 746 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.748% | [Redacted] |  |  | 84.952% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224735994 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1870.00 | Third Party Rental Source | $1533.39 |  | 0.000000 | 0.81 |  |  | 1.21 | 1.21 | $1533.39 |  |  | No |  |  |  | Long Term |  | $1870.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29140.00 |  |  | [redacted] | $136.44 | Level 4-Stated/Verified as defined | No | 1 | 23 | No | No | No | Experienced Investor | 0.21 | US Citizen | US Citizen | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | FICO II | 720 | Beacon 5 | 738 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 717 | FICO II | 714 | Beacon 5 | 708 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 109.647% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224746311 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $6750.00 | Third Party Rental Source | $4981.54 |  | 0.000000 | 0.73 |  |  | 1.35 | 1.35 | $4981.54 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $3700.00 | $2500.00 | Yes |  |  | 24 | Long Term | $2900.00 | $2250.00 | Yes |  |  | 23 | Long Term | $2900.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $132236.00 |  |  | [redacted] | $297.89 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 9.44 |  | Permanent Resident Alien | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 775 | FICO II | 790 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.933% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224771805 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $3245.94 |  | 0.000000 | 1.01 |  |  | 0.98 | 0.98 | $3245.94 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | [redacted] | $155.12 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 778 | FICO II | 770 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 58.367% | [Redacted] |  |  | 57.800% | [Redacted] |  | 57.800% |  |  |  |  |  |  |  |  |
| 224771835 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $5800.00 | Third Party Rental Source | $4681.49 |  | 0.000000 | 0.8 |  |  | 1.23 | 1.23 | $4681.49 |  |  | No |  |  |  | Long Term |  | $2900.00 | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $164.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 634 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 671 | FICO II | 634 | Beacon 5 | 633 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 224778082 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $880.57 |  | 0.000000 | 0.62 |  |  | 1.58 | 1.58 | $880.57 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $105.50 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 795 | FICO II | 771 | Beacon 5 | 797 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 829 | FICO II | 817 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224790958 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2262.62 |  | 0.418328 |  |  |  |  |  | $2262.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $214.33 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 4.27 |  | US Citizen | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 671 | FICO II | 696 | Beacon 5 | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  | 11/11/2025 |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224809811 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $1782.66 |  | 0.000000 | 0.82 |  |  | 1.20 | 1.2 | $1782.66 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $182.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 729 | FICO II | 744 | Beacon 5 | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224853076 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3661.95 |  | 0.365621 |  |  |  |  |  | $3661.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $17.42 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 7.39 |  | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | FICO II | 732 | Beacon 5 | 749 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/13/2025 | 779 | FICO II | 745 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224853078 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $2837.58 |  | 0.000000 | 0.61 |  |  | 1.62 | 1.62 | $2837.58 |  |  | No |  |  |  | Long Term |  | $2300.00 | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | [redacted] | $159.75 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 807 | FICO II | 806 | Beacon 5 | 794 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/26/2025 | 700 | FICO II | 726 | Beacon 5 | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224853138 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1100.00 | Rent on Existing Lease | $952.22 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $952.22 |  |  | Yes | [redacted] | [redacted] | 18 | Long Term | $1100.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $55.92 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor | 3.67 | US Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 10 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 811 | FICO II | 807 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224854380 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $9996.97 |  | 0.426462 |  |  |  |  |  | $9996.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $154.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 767 | FICO II | 762 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224854461 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1215.11 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1215.11 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $425.00 | $450.00 | Yes |  |  | 12 | Long Term | $450.00 | $450.00 | Yes |  |  | 12 | Long Term | $475.00 | $500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $5000.00 |  |  | [redacted] | $328.75 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 685 | FICO II | 671 | Beacon 5 | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.000% | [Redacted] |  |  | 64.000% | [Redacted] |  | 64.000% |  |  |  |  |  |  |  |  |
| 224878745 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1630.11 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $1630.11 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1800.00 | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $20.00 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor | 1.15 | US Citizen | US Citizen | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 723 | FICO II | 704 | Beacon 5 | 740 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 776 | FICO II | 748 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224878873 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $25000.00 | Third Party Rental Source | $22727.47 |  | 0.000000 | 0.9 |  |  | 1.09 | 1.09 | $22727.47 |  |  | No |  |  |  | Long Term |  | $25000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $193554.00 |  |  | [redacted] | $1516.17 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 748 | FICO II | 725 | Beacon 5 | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224926083 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $25000.00 | Third Party Rental Source | $15557.65 |  | 0.000000 | 0.62 |  |  | 1.60 | 1.6 | $15557.65 |  |  | No |  |  |  |  |  | $25000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $146.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor | 1.13 | US Citizen | US Citizen | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 764 | FICO II | 767 | Beacon 5 | 749 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 750 | FICO II | 744 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 25.641% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224965173 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2799.84 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2799.84 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45700.00 |  |  | [redacted] | $149.71 | Level 3-Stated/Partially Verified | No | 1 | 2 | Yes | Yes |  | Experienced Investor |  | Foreign National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Foreign National |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 74.741% | [Redacted] |  |  | 74.741% | [Redacted] |  | 74.741% |  |  |  |  |  |  |  |  |
| 224987953 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $1975.29 | Third Party Rental Source | $2000.07 |  | 0.000000 | 1.01 |  |  | 0.98 | 0.98 | $2000.07 |  |  | No |  |  |  |  |  | $1975.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $280.81 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 2.44 | US Citizen |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 716 | FICO II | 694 | Beacon 5 | 695 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 53.548% | [Redacted] |  |  | 81.639% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224988622 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3821.80 |  | 0.194469 |  |  |  |  |  | $3821.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $120.67 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 8.56 | US Citizen | US Citizen | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 681 | FICO II | 684 | Beacon 5 | 670 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | FICO II | 730 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224989379 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3200.00 | Rent on Existing Lease | $2532.87 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $2532.87 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1600.00 | $1600.00 | Yes |  |  | 12 | Long Term | $1600.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $124.17 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor | 0.16 |  | US Citizen | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 723 | Beacon 5 | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 89.354% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224989399 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2045.00 | Rent on Existing Lease | $1494.30 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $1494.30 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2045.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68200.00 |  |  | [redacted] | $321.58 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  | No | Experienced Investor | 9.99 |  | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 767 | FICO II | 750 | Beacon 5 | 716 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/24/2025 | 822 | FICO II | 778 | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 28.276% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224989945 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $6201.30 |  | 0.464033 |  |  |  |  |  | $6201.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $294.33 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  | 0.69 |  | US Citizen | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 11 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 742 | FICO II | 765 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  | 12/29/2025 | 802 | FICO II | 752 | Beacon 5 | 778 | FICO Risk Score Classic 04 | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224994225 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1725.00 | Third Party Rental Source | $1168.86 |  | 0.000000 | 0.67 |  |  | 1.47 | 1.47 | $1168.86 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $1895.00 | $1725.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $81.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 1.42 |  | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 777 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224999772 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1949.79 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1949.79 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $75.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 674 | FICO II | 704 | Beacon 5 | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225000269 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $6250.00 | Third Party Rental Source | $7704.11 |  | 0.000000 | 1.23 |  |  | 0.81 | 0.81 | $7704.11 |  |  | No |  |  |  | Long Term |  | $2450.00 | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $223400.00 |  |  | [redacted] | $584.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 19.87 | US Citizen |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | FICO II | 696 | Beacon 5 | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225001404 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2587.92 |  | 0.356531 |  |  |  |  |  | $2587.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $302.97 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.35 | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 727 | FICO II | 767 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225003613 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $3078.43 |  | 0.000000 | 0.66 |  |  | 1.49 | 1.49 | $3078.43 |  |  | Yes | [redacted] | [redacted] | 35 | Long Term | $5000.00 | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $86000.00 |  |  | [redacted] | $56.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.50 | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 813 | FICO II | 755 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225005740 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1157.34 |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | $1157.34 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1800.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $80.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 2.59 |  | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 777 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.905% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225008067 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2288.19 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $2288.19 |  |  | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24700.00 |  |  | [redacted] | $193.42 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Trust | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  |  | Individually and as Trustee |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 746 | FICO II | 756 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225008418 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4895.00 | Third Party Rental Source | $3679.96 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $3679.96 |  |  | No |  |  |  | Long Term |  | $1600.00 | No |  |  |  | Long Term |  | $1695.00 | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $124.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 663 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 678 | FICO II | 660 | Beacon 5 | 663 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 67.753% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225011569 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1146.28 |  | 0.000000 | 0.65 |  |  | 1.52 | 1.52 | $1146.28 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1900.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $85.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 1.44 |  | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] |  | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  | 12/11/2025 | 779 | FICO II | 777 | Beacon 5 | 765 | FICO Risk Score Classic 04 | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225011576 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1350.00 | Third Party Rental Source | $1230.84 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $1230.84 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $1550.00 | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | [redacted] | $115.93 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.96 |  | US Citizen | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 702 | FICO II | 730 | Beacon 5 | 708 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225012148 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1418.07 |  | 0.000000 | 0.94 |  |  | 1.05 | 1.05 | $1418.07 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42300.00 |  |  | [redacted] | $95.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.57 |  |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | LLC | Business Entity |  |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/05/2026 | 796 | FICO II | 765 | Beacon 5 | 772 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/05/2026 | 790 | FICO II | 801 | Beacon 5 | 797 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 276.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225012151 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1400.00 | Rent on Existing Lease | $1306.07 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $1306.07 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1400.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $64.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 0.77 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 809 | FICO II | 804 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 63.200% | [Redacted] |  |  | 83.158% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225012153 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $1466.66 | Multiple Sources | $892.12 |  | 0.000000 | 0.6 |  |  | 1.64 | 1.64 | $892.12 |  |  | No |  |  |  |  |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40460.00 |  |  | [redacted] | $119.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 752 | FICO II | 774 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225014577 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3625.00 | Multiple Sources | $2579.54 |  | 0.000000 | 0.71 |  |  | 1.40 | 1.4 | $2579.54 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1000.00 | $950.00 | Yes |  |  | 1 | Long Term | $775.00 | $950.00 | Yes |  |  | 1 | Long Term | $1000.00 | $950.00 | No |  |  |  | Long Term |  | $950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $262.33 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 733 | FICO II | 694 | Beacon 5 | 723 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 801 | FICO II | 771 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.778% | [Redacted] |  |  | 71.778% | [Redacted] |  | 71.778% |  |  |  |  |  |  |  |  |
| 225014704 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1835.62 |  | 0.270427 |  |  |  |  |  | $1835.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $111.28 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 820 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 820 | FICO II | 812 | Beacon 5 | 820 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 772 | FICO II | 746 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225014833 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1000.00 | Rent on Existing Lease | $871.47 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $871.47 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1000.00 | $1345.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26500.00 |  |  | [redacted] | $84.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.56 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 752 | FICO II | 790 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 53.571% | [Redacted] |  |  | 112.500% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225015326 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1286.54 |  | 0.000000 | 0.69 |  |  | 1.43 | 1.43 | $1286.54 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $2150.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $87.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 3.17 |  | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 777 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225017149 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1965.17 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $1965.17 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34100.00 |  |  | [redacted] | $301.76 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 2.27 | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 821 | FICO II | 787 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.500% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225017163 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1925.00 | Third Party Rental Source | $1483.59 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $1483.59 |  |  | No |  |  |  | Long Term |  | $1925.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75800.00 |  |  | [redacted] | $103.67 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 690 | FICO II | 684 | Beacon 5 | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225019234 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $3772.63 |  | 0.000000 | 0.62 |  |  | 1.59 | 1.59 | $3772.63 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $3200.00 | $3000.00 | Yes |  |  | 36 | Long Term | $3250.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $113.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor | 3.70 |  | Foreign National | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 764 | Beacon 5 | 755 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | 12/10/2025 |  |  | 750 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 64.964% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225019238 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1217.96 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1217.96 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28900.00 |  |  | [redacted] | $80.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.60 |  | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LP | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | FICO II | 765 | Beacon 5 | 772 | FICO Risk Score Classic 04 | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/05/2026 | 790 | FICO II | 801 | Beacon 5 | 797 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 189.583% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225019255 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3100.00 | Third Party Rental Source | $4077.61 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $4077.61 |  |  | No |  |  |  | Long Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38088.00 |  |  | [redacted] | $250.98 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | FICO II | 764 | Beacon 5 | 772 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 795 | FICO II | 806 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225019286 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1868.02 |  | 0.291449 |  |  |  |  |  | $1868.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $205.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 20.71 | US Citizen | US Citizen | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 749 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 727 | Fair Isaac (VER. 2) | 712 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225023160 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | No |  |  |  |  |  |  |  | $4462.33 |  | 0.471586 |  |  |  |  |  | $4462.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $276.65 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 800 | FICO II | 782 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225023321 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $1920.00 | Multiple Sources | $1342.41 |  | 0.000000 | 0.69 |  |  | 1.43 | 1.43 | $1342.41 |  |  | No |  |  |  |  |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $196.39 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor | 9.73 |  | US Citizen | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 755 | FICO II |  |  | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225023339 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $8000.00 | Rent on Existing Lease | $10359.35 |  | 0.000000 | 1.29 |  |  | 0.77 | 0.77 | $10359.35 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $8000.00 | $8000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | [redacted] | $72.17 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  | No | Experienced Investor | 11.52 |  | US Citizen | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 763 | FICO II | 708 | Beacon 5 | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225025883 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $10107.25 |  | 0.350364 |  |  |  |  |  | $10107.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $84.67 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  | 2.16 |  | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 770 | FICO II | 764 | Beacon 5 | 755 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/21/2025 | 762 | FICO II | 737 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225033053 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $2406.66 | Multiple Sources | $2137.53 |  | 0.000000 | 0.88 |  |  | 1.12 | 1.12 | $2137.53 |  |  | No |  |  |  |  |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $102.43 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 788 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225033143 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $5161.00 | Third Party Rental Source | $2823.45 |  | 0.000000 | 0.54 |  |  | 1.82 | 1.82 | $2823.45 |  |  | No |  |  |  | Long Term |  | $5161.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $117.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.19 | US Citizen |  | 634 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 671 | FICO II | 634 | Beacon 5 | 633 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 61.638% | [Redacted] |  |  | 65.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225033398 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $8500.00 | Rent on Existing Lease | $6664.30 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $6664.30 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $2200.00 | $2800.00 | Yes |  |  | 1 | Long Term | $2800.00 | $2800.00 | Yes |  |  | 1 | Long Term | $2100.00 | $2800.00 | Yes |  |  | 1 | Long Term | $1400.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $72000.00 |  |  | [redacted] | $139.44 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | FICO II | 800 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 59.695% | [Redacted] |  | 59.695% |  |  |  |  |  |  |  |  |
| 225033461 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4600.00 | Rent on Existing Lease | $5543.02 |  | 0.000000 | 1.2 |  |  | 0.82 | 0.82 | $5543.02 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $4600.00 | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30720.00 |  |  | [redacted] | $269.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 8.12 |  | US Citizen | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 719 | FICO II | 734 | Beacon 5 | 727 | FICO Risk Score Classic 04 | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225035456 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1350.00 | Rent on Existing Lease | $1069.72 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $1069.72 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $1350.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $149.58 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 15.43 |  | US Citizen | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 763 | FICO II | 738 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225037257 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1800.00 | Multiple Sources | $1363.01 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $1363.01 |  |  | No |  |  |  | Long Term |  | $1050.00 | No |  |  |  | Long Term |  | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $213.00 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 759 | FICO II | 774 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225037330 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3389.33 |  | 0.233119 |  |  |  |  |  | $3389.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $219.90 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  |  |  | US Citizen | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 685 | FICO II | 689 | Beacon 5 | 678 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/24/2025 | 821 | FICO II | 781 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225037359 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1036.26 |  | 0.434717 |  |  |  |  |  | $1036.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $51.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.38 | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 747 | FICO II | 722 | Beacon 5 | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | Very Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225037501 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2746.71 |  | 0.403709 |  |  |  |  |  | $2746.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $424.71 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 792 | Beacon 5 | 798 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 753 | FICO II | 746 | Beacon 5 | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225037524 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2070.00 | Rent on Existing Lease | $1567.70 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $1567.70 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1175.00 | $1650.00 | Yes |  |  | 1 | Long Term | $895.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $86.67 | Level 4-Stated/Verified as defined | No | 1 | 23 | No | No |  | Experienced Investor | 5.14 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 22 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 796 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225038870 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $1586.03 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $1586.03 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28400.00 |  |  | [redacted] | $120.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 1.23 |  | US Citizen | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 807 | FICO II | 758 | Beacon 5 | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.333% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225039562 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1700.00 | Rent on Existing Lease | $767.89 |  | 0.000000 | 0.45 |  |  | 2.21 | 2.21 | $767.89 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $850.00 | $850.00 | Yes |  |  | 12 | Long Term | $850.00 | $850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $69.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 7.46 | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 763 | FICO II | 785 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.065% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225040329 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2900.00 | Rent on Existing Lease | $2580.92 |  | 0.000000 | 0.88 |  |  | 1.12 | 1.12 | $2580.92 |  |  | Yes | [redacted] | [redacted] | 18 | Long Term | $2900.00 | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $86.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 1.08 |  | US Citizen | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 710 | FICO II | 699 | Beacon 5 | 667 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225041266 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1785.00 | Third Party Rental Source | $1728.29 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1728.29 |  |  | No |  |  |  | Long Term |  | $1785.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31000.00 |  |  | [redacted] | $44.58 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 818 | FICO II | 790 | Beacon 5 | 790 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/15/2026 | 735 | FICO II | 737 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225041585 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $2810.06 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2810.06 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37700.00 |  |  | [redacted] | $66.49 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 72.000% | [Redacted] |  |  | 72.000% | [Redacted] |  | 72.000% |  |  |  |  |  |  |  |  |
| 225042481 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2295.00 | Rent on Existing Lease | $2134.31 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $2134.31 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2295.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27770.00 |  |  | [redacted] | $92.17 | Level 4-Stated/Verified as defined | No | 1 | 17 | No | No |  | Experienced Investor | 0.74 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 10 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 747 | Fair Isaac (VER. 2) | 756 | Beacon 5 | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 113.942% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225042493 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1272.92 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $1272.92 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $99.08 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 704 | FICO II | 701 | Beacon 5 | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225043436 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2741.29 |  | 0.314551 |  |  |  |  |  | $2741.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $34.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 826 | FICO II | 809 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225043667 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $11000.00 | Third Party Rental Source | $7537.86 |  | 0.000000 | 0.68 |  |  | 1.45 | 1.45 | $7537.86 |  |  | Yes | [redacted] | [redacted] | 35 | Long Term | $3000.00 | $2000.00 | Yes |  |  | 12 | Long Term | $3058.00 | $3000.00 | Yes |  |  | 12 | Long Term | $3202.00 | $3000.00 | Yes |  |  | 12 | Long Term | $3202.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $259.08 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  | No | Experienced Investor | 0.63 |  | US Citizen | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | FICO II | 740 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225044014 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $12000.00 | Third Party Rental Source | $10411.25 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $10411.25 |  |  | No |  |  |  | Long Term |  | $6200.00 | No |  |  |  | Long Term |  | $5800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $180000.00 |  |  | [redacted] | $204.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 660 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 639 | FICO II | 660 | Beacon 5 | 673 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225044872 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2350.00 | Rent on Existing Lease | $2310.76 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2310.76 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $2350.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31600.00 |  |  | [redacted] | $113.56 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 5.09 |  | US Citizen | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 693 | Beacon 5 | 711 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 720 | FICO II | 710 | Beacon 5 | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.343% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225045208 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $2825.00 | Third Party Rental Source | $1947.11 |  | 0.000000 | 0.68 |  |  | 1.45 | 1.45 | $1947.11 |  |  | No |  |  |  |  |  | $2825.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17000.00 |  |  | [redacted] | $73.41 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 722 | Fair Isaac (VER. 2) | 712 | Beacon 5 | 747 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 737 | Fair Isaac (VER. 2) | 733 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225050412 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1570.28 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $1570.28 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $1600.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20300.00 |  |  | [redacted] | $96.92 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor | 3.78 |  | US Citizen | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 700 | FICO II | 693 | Beacon 5 | 711 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/21/2025 | 720 | FICO II | 710 | Beacon 5 | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.138% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225051089 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4400.00 | Third Party Rental Source | $3964.55 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $3964.55 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $4395.00 | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $63.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor | 14.46 | US Citizen | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 814 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  | Individually and as Trustee |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 813 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 44.053% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225051558 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2373.35 |  | 0.000000 | 0.87 |  |  | 1.13 | 1.13 | $2373.35 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $49.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 1.15 |  | Permanent Resident Alien | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | FICO II | 764 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.657% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225051578 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $4246.66 | Multiple Sources | $3074.53 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $3074.53 |  |  | No |  |  |  |  |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | [redacted] | $489.82 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | FICO II | 720 | Beacon 5 | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225051600 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1605.34 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $1605.34 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39200.00 |  |  | [redacted] | $91.24 | Level 3-Stated/Partially Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225052872 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1779.26 |  | 0.000000 | 0.88 |  |  | 1.12 | 1.12 | $1779.26 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24000.00 |  |  | [redacted] | $45.47 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 790 | FICO II | 773 | Beacon 5 | 757 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 772 | FICO II | 750 | Beacon 5 | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225053180 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1670.33 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $1670.33 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1675.00 | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40200.00 |  |  | [redacted] | $134.76 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 4.50 |  | US Citizen | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 720 | FICO II | 710 | Beacon 5 | 685 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 700 | FICO II | 693 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.308% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225053315 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1017.21 |  | 0.000000 | 0.63 |  |  | 1.57 | 1.57 | $1017.21 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24400.00 |  |  | [redacted] | $75.17 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 0.34 |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redacted] | [Redacted] | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/05/2025 | 787 | Fair Isaac | 784 | Beacon 5 | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 96.918% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225059837 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5600.00 | Multiple Sources | $2940.64 |  | 0.000000 | 0.52 |  |  | 1.90 | 1.9 | $2940.64 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1400.00 | $2750.00 | No |  |  |  | Long Term |  | $2750.00 | No |  |  |  | Long Term |  | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $234.35 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 7.25 |  | US Citizen | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 763 | FICO II | 719 | Beacon 5 | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 38.902% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225059848 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $6900.00 | Rent on Existing Lease | $4485.24 |  | 0.000000 | 0.65 |  |  | 1.53 | 1.53 | $4485.24 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2500.00 | $2500.00 | Yes |  |  | 12 | Long Term | $2500.00 | $2500.00 | Yes |  |  | 11 | Long Term | $1900.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $157540.00 |  |  | [redacted] | $217.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 2.62 |  | US Citizen | 678 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 678 | FICO II |  |  | 699 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225059888 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3572.72 |  | 0.286575 |  |  |  |  |  | $3572.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $188.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | FICO II | 793 | Beacon 5 | 765 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 792 | FICO II | 789 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225060892 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2789.84 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $2789.84 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47300.00 |  |  | [redacted] | $193.87 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | First-Time Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225062698 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1840.00 | Third Party Rental Source | $1409.44 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $1409.44 |  |  | No |  |  |  | Long Term |  | $1840.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27900.00 |  |  | [redacted] | $124.91 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redacted] | [Redacted] | 100.00% | Full Recourse | 8 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/22/2025 | 774 | FICO II | 779 | Beacon 5 | 729 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225062702 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on Existing Lease | $817.98 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $817.98 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1200.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $67.92 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 8.22 | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | FICO II | 787 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 120.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225063101 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $3587.70 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $3587.70 |  |  | No |  |  |  | Long Term |  | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55500.00 |  |  | [redacted] | $326.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.92 | US Citizen |  | 697 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 681 | FICO II | 697 | Beacon 5 | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.957% | [Redacted] |  |  | 91.741% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225063202 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1947.01 |  | 0.418928 |  |  |  |  |  | $1947.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $77.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 3.22 | US Citizen | US Citizen | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 799 | Beacon 5 | 780 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 803 | Beacon 5 | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225063212 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $7850.00 | Third Party Rental Source | $6563.76 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $6563.76 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1900.00 | $1900.00 | Yes |  |  | 12 | Long Term | $1800.00 | $1900.00 | Yes |  |  | 12 | Long Term | $1900.00 | $2150.00 | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $162.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 740 | FICO II | 703 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225063893 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $17717.31 |  | 0.295763 |  |  |  |  |  | $17717.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $1305.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 33.82 | US Citizen |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | FICO II | 712 | Beacon 5 | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225074841 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $4756.24 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $4756.24 |  |  | No |  |  |  | Long Term |  | $2000.00 | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $228.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 805 | FICO II | 799 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 781 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 225074844 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1725.00 | Third Party Rental Source | $1299.34 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $1299.34 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1846.00 | $1725.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $225.51 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  | No | Experienced Investor | 9.54 |  | US Citizen | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 744 | FICO II | 725 | Beacon 5 | 695 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/02/2025 | 709 | FICO II | 710 | Beacon 5 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225078324 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $7000.00 | Third Party Rental Source | $9979.03 |  | 0.000000 | 1.42 |  |  | 0.70 | 0.7 | $9979.03 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $12300.00 | $7000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $288.17 | Level 4-Stated/Verified as defined | No | 1 | 17 | No |  | No | Experienced Investor |  |  | US Citizen | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 764 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225078364 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $8300.00 | Third Party Rental Source | $5612.68 |  | 0.000000 | 0.67 |  |  | 1.47 | 1.47 | $5612.68 |  |  | Yes | [redacted] | [redacted] | 7 | Long Term | $5000.00 | $5000.00 | Yes |  |  | 5 | Long Term | $3200.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $326.40 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 3.56 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 740 | FICO II | 757 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.930% | [Redacted] |  |  | 141.414% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225083552 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $11000.00 | Third Party Rental Source | $9024.34 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $9024.34 |  |  | No |  |  |  | Long Term |  | $11000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $344.01 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 56.897% | [Redacted] |  |  | 56.897% | [Redacted] |  | 56.897% |  |  |  |  |  |  |  |  |
| 225083562 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1082.06 |  | 0.000000 | 0.67 |  |  | 1.47 | 1.47 | $1082.06 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1395.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $71.25 | Level 4-Stated/Verified as defined | No | 1 | 23 | No | No |  | Experienced Investor | 15.56 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 22 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 796 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225083678 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3995.00 | Multiple Sources | $2347.97 |  | 0.000000 | 0.58 |  |  | 1.70 | 1.7 | $2347.97 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1150.00 | $1200.00 | Yes |  |  | 12 | Long Term | $900.00 | $1000.00 | Yes |  |  | 12 | Long Term | $1050.00 | $1200.00 | Yes |  |  | 12 | Long Term | $995.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $240.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 4.73 | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 767 | FICO II | 738 | Beacon 5 | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 35.714% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225083871 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2178.58 |  | 0.052289 |  |  |  |  |  | $2178.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $92.50 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 0.32 |  | US Citizen | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 685 | FICO II | 773 | Beacon 5 | 701 | FICO Risk Score Classic 04 | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 11/11/2025 | 673 | FICO II | 727 | Beacon 5 | 684 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225084103 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2961.63 |  | 0.000000 | 1.05 |  |  | 0.94 | 0.94 | $2961.63 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $63300.00 |  |  | [redacted] | $171.58 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | First-Time Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225084167 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $2712.62 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $2712.62 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $163.13 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  | No | Experienced Investor |  |  | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 795 | FICO II | 804 | Beacon 5 | 787 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/20/2025 | 773 | FICO II | 782 | Beacon 5 | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225087802 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1782.54 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1782.54 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2500.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $69.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | Yes | Yes | Yes | Experienced Investor | 8.68 | Foreign National | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | [Redacted] |  |  | 105.286% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225087804 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3100.00 | Third Party Rental Source | $1582.66 |  | 0.000000 | 0.51 |  |  | 1.95 | 1.95 | $1582.66 |  |  | No |  |  |  | Long Term |  | $650.00 | No |  |  |  | Long Term |  | $900.00 | No |  |  |  | Long Term |  | $650.00 | No |  |  |  | Long Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33600.00 |  |  | [redacted] | $140.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 772 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225087807 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1667.79 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $1667.79 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2100.00 | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29600.00 |  |  | [redacted] | $165.25 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor | 3.26 | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 778 | FICO II | 806 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225087959 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1200.00 | Third Party Rental Source | $1037.74 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1037.74 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1325.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $37.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor | 10.73 | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 694 | FICO II |  |  | 648 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 671 | FICO II | 671 | Beacon 5 | 667 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.074% | [Redacted] |  |  | 250.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225087963 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3889.17 |  | 0.166335 |  |  |  |  |  | $3889.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $58.86 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.96 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Employed | [redacted] | [redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 790 | FICO II | 769 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225088802 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1998.00 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1998.00 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $148.87 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 811 | FICO II | 802 | Beacon 5 | 804 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 811 | FICO II | 802 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.952% | [Redacted] |  |  | 62.952% | [Redacted] |  | 62.952% |  |  |  |  |  |  |  |  |
| 225089172 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $2313.57 |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | $2313.57 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $950.00 | $700.00 | Yes |  |  | 12 | Long Term | $950.00 | $700.00 | Yes |  |  | 12 | Long Term | $1400.00 | $1100.00 | Yes |  |  | 12 | Long Term | $1450.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $144.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 7.06 |  | US Citizen | 620 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 580 | FICO II | 643 | Beacon 5 | 620 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225089173 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3100.00 | Rent on Existing Lease | $3099.49 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $3099.49 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3100.00 | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $173.53 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 2.35 | Permanent Resident Alien |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 733 | Beacon 5 | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.192% | [Redacted] |  |  | 79.348% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225089235 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1209.30 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1209.30 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1500.00 | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $107.00 | Level 4-Stated/Verified as defined | No | 1 | 14 | No | No |  | Experienced Investor | 7.62 | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 714 | FICO II | 758 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225089241 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $4727.17 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $4727.17 |  |  | No |  |  |  | Long Term |  | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | [redacted] | $303.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 762 | FICO II | 773 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225089242 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2200.00 | Multiple Sources | $1197.44 |  | 0.000000 | 0.54 |  |  | 1.83 | 1.83 | $1197.44 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1050.00 | $1150.00 | Yes |  |  | 1 | Long Term | $1300.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30650.00 |  |  | [redacted] | $179.32 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No | No | Experienced Investor | 4.54 | US Citizen | US Citizen | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | FICO II | 688 | Beacon 5 | 706 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 726 | FICO II | 751 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 52.885% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225089243 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3880.00 | Multiple Sources | $1737.85 |  | 0.000000 | 0.44 |  |  | 2.23 | 2.23 | $1737.85 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1350.00 | $1300.00 | Yes |  |  | 12 | Long Term | $1600.00 | $1300.00 | Yes |  |  | 12 | Long Term | $1750.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $273.50 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 694 | FICO II | 720 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225089244 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2349.61 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $2349.61 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $2800.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $235.67 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 0.99 | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 716 | FICO II | 724 | Beacon 5 | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.914% | [Redacted] |  |  | 108.400% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225089271 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $8102.42 |  | 0.299086 |  |  |  |  |  | $8102.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $774.75 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 773 | FICO II | 765 | Beacon 5 | 767 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/09/2026 | 773 | FICO II | 768 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225097638 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2387.20 |  | 0.000000 | 0.91 |  |  | 1.08 | 1.08 | $2387.20 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42700.00 |  |  | [redacted] | $53.96 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 723 | FICO II | 734 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225097639 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1220.05 |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | $1220.05 |  |  | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $148.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 741 | FICO II | 759 | Beacon 5 | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225097642 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2462.10 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $2462.10 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1395.00 | $1000.00 | Yes |  |  | 12 | Long Term | $1075.00 | $1000.00 | Yes |  |  | 12 | Long Term | $1300.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $61200.00 |  |  | [redacted] | $177.92 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  | No | Experienced Investor | 1.12 |  | US Citizen | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 734 | FICO II | 761 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 201.923% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225097691 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1650.00 | Multiple Sources | $1599.94 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1599.94 |  |  | Yes | [redacted] | [redacted] | 153 | Long Term | $1500.00 | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $71200.00 |  |  | [redacted] | $87.00 | Level 4-Stated/Verified as defined | No | 1 | 23 | No | No |  | Experienced Investor | 22.54 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 23 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 796 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225100983 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $2457.81 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $2457.81 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37200.00 |  |  | [redacted] | $127.76 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 72.600% | [Redacted] |  |  | 72.600% | [Redacted] |  | 72.600% |  |  |  |  |  |  |  |  |
| 225101035 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1232.15 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $1232.15 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1500.00 | $1675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $48.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor | 15.22 | US Citizen | US Citizen | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 675 | FICO II | 737 | Beacon 5 | 724 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 727 | Beacon 5 | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225102649 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $2709.49 |  | 0.000000 | 0.54 |  |  | 1.84 | 1.84 | $2709.49 |  |  | No |  |  |  | Long Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $157.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 727 | FICO II | 708 | Beacon 5 | 725 | FICO Risk Score Classic 04 | Trust | Business Entity |  |  | [Redacted] |  |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225102700 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4700.00 | Rent on Existing Lease | $3587.64 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $3587.64 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $4700.00 | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $125220.00 |  |  | [redacted] | $94.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 3.00 |  | US Citizen | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 829 | FICO II | 806 | Beacon 5 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 55.901% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225102774 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1021.40 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $1021.40 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $161.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 687 | FICO II | 660 | Beacon 5 | 671 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225103430 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3392.09 |  | 0.462518 |  |  |  |  |  | $3392.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $450.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 739 | Beacon 5 | 699 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225103447 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $6500.00 | Multiple Sources | $4673.65 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $4673.65 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1700.00 | $1800.00 | Yes |  |  | 1 | Long Term | $1750.00 | $1800.00 | Yes |  |  | 1 | Long Term | $1450.00 | $1600.00 | Yes |  |  | 1 | Long Term | $1795.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $86000.00 |  |  | [redacted] | $298.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.12 | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | Fair Isaac (VER. 2) | 738 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 77.879% | [Redacted] |  |  | 85.667% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225108765 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2309.75 |  | 0.290351 |  |  |  |  |  | $2309.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $76.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 809 | FICO II | 782 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225108768 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2038.45 |  | 0.471716 |  |  |  |  |  | $2038.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $92.25 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 766 | FICO II | 776 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225108769 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4293.43 |  | 0.108074 |  |  |  |  |  | $4293.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $165.10 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 8.82 | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 725 | FICO II | 739 | Beacon 5 | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225108770 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2184.86 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2184.86 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $3000.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $98.17 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor | 0.52 | Permanent Resident Alien |  | 772 |  | [Redacted] |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | [Redacted] | 773 | FICO II | 731 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 40.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225112827 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2450.00 | Rent on Existing Lease | $2449.91 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2449.91 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2450.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $85000.00 |  |  | [redacted] | $388.50 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  | No | Experienced Investor | 15.67 |  | US Citizen | 678 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 668 | Fair Isaac (VER. 2) | 678 | FICO Classic V5 Facta | 692 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.474% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225112837 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2373.79 |  | 0.385405 |  |  |  |  |  | $2373.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $61.69 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.75 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 10 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 740 | FICO II | 764 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225113682 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $7875.00 | Third Party Rental Source | $9545.63 |  | 0.000000 | 1.21 |  |  | 0.82 | 0.82 | $9545.63 |  |  | No |  |  |  | Long Term |  | $7875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $213.83 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redacted] | [Redacted] | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/27/2026 | 714 | FICO II | 709 | Beacon 5 | 700 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 225113754 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $1976.39 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $1976.39 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $50.67 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 2.12 |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | LLC | Business Entity |  |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 |  |  | 795 | Beacon 5 | 792 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 55.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225113978 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2116.35 |  | 0.463612 |  |  |  |  |  | $2116.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $159.25 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 18.92 |  | US Citizen | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | FICO II | 756 | Beacon 5 | 749 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/19/2026 | 776 | FICO II | 727 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225114073 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3300.00 | Rent on Existing Lease | $2595.87 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $2595.87 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $3300.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $114.00 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 1.04 | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 668 | FICO II | 722 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | [Redacted] |  |  | 85.020% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225114076 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $2592.98 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $2592.98 |  |  | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $60.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 797 | FICO II | 800 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 44.286% | [Redacted] |  |  | 44.286% | [Redacted] |  | 44.286% |  |  |  |  |  |  |  |  |
| 225114080 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1623.19 |  | 0.433571 |  |  |  |  |  | $1623.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $138.83 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 697 | FICO II | 687 | Beacon 5 | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225114372 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $5450.00 | Third Party Rental Source | $4449.90 |  | 0.000000 | 0.81 |  |  | 1.22 | 1.22 | $4449.90 |  |  | No |  |  |  | Long Term |  | $5450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $293.90 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 1.65 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 752 | Fair Isaac (VER. 2) | 736 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 134.483% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225114444 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $3860.00 | Multiple Sources | $1924.06 |  | 0.000000 | 0.49 |  |  | 2.00 | 2 | $1924.06 |  |  | No |  |  |  |  |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $61200.00 |  |  | [redacted] | $124.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 776 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225115002 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $1627.29 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $1627.29 |  |  | Yes | [redacted] | [redacted] | 36 | Long Term | $1925.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $85.17 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 16.90 |  |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redacted] | [Redacted] | 100.00% | Full Recourse | 11 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/30/2025 | 774 | FICO II | 785 | Beacon 5 | 800 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115039 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1875.00 | Third Party Rental Source | $1643.18 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $1643.18 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $1875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $132.29 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  | No | Experienced Investor | 0.92 |  | US Citizen | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 777 | FICO II | 748 | Beacon 5 | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 94.809% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115049 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2142.10 |  | 0.463940 |  |  |  |  |  | $2142.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $99.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 772 | FICO II | 747 | Beacon 5 | 751 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | FICO II | 781 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115054 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1324.55 |  | 0.438071 |  |  |  |  |  | $1324.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $149.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 4.38 | US Citizen |  | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 697 | FICO II | 687 | Beacon 5 | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115056 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $13245.76 |  | 0.224429 |  |  |  |  |  | $13245.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $286.16 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.04 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 813 | FICO II | 774 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115061 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2640.28 |  | 0.478321 |  |  |  |  |  | $2640.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $123.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 22.22 | US Citizen |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 837 | FICO II | 805 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115065 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1504.67 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1504.67 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1600.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $146.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 1.57 |  | US Citizen | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 717 | FICO II | 766 | Beacon 5 | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.880% | [Redacted] |  |  | 187.778% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115067 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $1850.00 | Third Party Rental Source | $1263.78 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $1263.78 |  |  | No |  |  |  |  |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $85.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 795 | FICO II | 775 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225115068 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2950.00 | Third Party Rental Source | $2025.96 |  | 0.000000 | 0.68 |  |  | 1.45 | 1.45 | $2025.96 |  |  | Yes | [redacted] | [redacted] | 18 | Long Term | $785.00 | $650.00 | Yes |  |  | 12 | Long Term | $1150.00 | $1000.00 | Yes |  |  | 1 | Long Term | $700.00 | $650.00 | Yes |  |  | 12 | Long Term | $690.00 | $650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68080.00 |  |  | [redacted] | $234.46 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 0.66 |  | US Citizen | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 708 | FICO II | 744 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Fair |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 258.333% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115071 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $7400.00 | Third Party Rental Source | $6134.36 |  | 0.000000 | 0.82 |  |  | 1.20 | 1.2 | $6134.36 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $5500.00 | $4000.00 | Yes |  |  | 11 | Long Term | $3500.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $211.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 1.81 | US Citizen |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 709 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 693 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 137.492% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115384 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $5113.34 | Multiple Sources | $4199.29 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $4199.29 |  |  | No |  |  |  |  |  | $3250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47800.00 |  |  | [redacted] | $157.37 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225115385 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1000.00 | Rent on Existing Lease | $991.95 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $991.95 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $1000.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $42.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes | Yes |  | Experienced Investor | 3.00 | Foreign National |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] | 775 | FICO II | 781 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 109.565% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115386 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $6400.46 |  | 0.360332 |  |  |  |  |  | $6400.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $441.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.84 | US Citizen |  | 661 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 661 | FICO II | 660 | Beacon 5 | 668 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225115395 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1382.93 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $1382.93 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | [redacted] | $63.17 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 750 | FICO II | 775 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225115540 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2556.96 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $2556.96 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | [redacted] | $162.52 | Level 3-Stated/Partially Verified | No | 1 | 1 | Yes | Yes |  | Experienced Investor |  | Foreign National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Foreign National |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225118021 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4800.00 | Third Party Rental Source | $4264.61 |  | 0.000000 | 0.88 |  |  | 1.12 | 1.12 | $4264.61 |  |  | No |  |  |  | Long Term |  | $2200.00 | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $160.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 806 | FICO II | 799 | Beacon 5 | 814 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225118022 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2819.60 |  | 0.000000 | 1.17 |  |  | 0.85 | 0.85 | $2819.60 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $145.97 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 748 | FICO II | 744 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225118311 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5800.00 | Third Party Rental Source | $4641.23 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $4641.23 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $2250.00 | $2400.00 | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $148.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 1.55 |  | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 766 | FICO II | 770 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 257.292% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225118758 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $865.93 |  | 0.000000 | 0.52 |  |  | 1.90 | 1.9 | $865.93 |  |  | No |  |  |  | Long Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $16240.00 |  |  | [redacted] | $140.59 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 712 | FICO II | 737 | Beacon 5 | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225118760 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3090.00 | Third Party Rental Source | $2866.37 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $2866.37 |  |  | No |  |  |  | Long Term |  | $3090.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $72.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 756 | FICO II | 740 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 79.998% | [Redacted] |  |  | 79.998% | [Redacted] |  | 79.998% |  |  |  |  |  |  |  |  |
| 225118770 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2564.19 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $2564.19 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49000.00 |  |  | [redacted] | $130.37 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes | Yes | Yes | First-Time Investor |  | Foreign National | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225118775 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2700.00 | Rent on Existing Lease | $2668.73 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2668.73 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2700.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $139.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.42 | Permanent Resident Alien |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 733 | Beacon 5 | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.894% | [Redacted] |  |  | 89.706% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225118778 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $11800.00 | Rent on Existing Lease | $9145.06 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $9145.06 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $4000.00 | $4000.00 | Yes |  |  | 12 | Long Term | $3900.00 | $3900.00 | Yes |  |  | 12 | Long Term | $3900.00 | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $329.63 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  | No | Experienced Investor | 0.20 |  | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 750 | FICO II | 749 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225118779 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $8521.48 |  | 0.400989 |  |  |  |  |  | $8521.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $151.56 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Unemployed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 821 | FICO II | 782 | Beacon 5 | 766 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/19/2026 | 822 | FICO II | 805 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225118908 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $7137.06 |  | 0.480223 |  |  |  |  |  | $7137.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $393.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.68 | US Citizen | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 819 | FICO II | 761 | Beacon 5 | 741 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 754 | FICO II | 750 | Beacon 5 | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225119918 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1102.25 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $1102.25 |  |  | No |  |  |  | Long Term |  | $900.00 | No |  |  |  | Long Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $123.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | FICO II | 738 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225119920 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1072.13 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $1072.13 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1500.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $86.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 11.51 | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 690 | FICO II | 715 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 58.252% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225120022 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $1976.39 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $1976.39 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $50.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | LLC | Business Entity |  |  | [Redacted] |  |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redacted] | [Redacted] | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/21/2026 |  |  | 795 | Beacon 5 | 792 | FICO Risk Score Classic 04 | 2 | [Redacted] | [Redacted] | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/21/2026 | 708 | FICO II | 674 | Beacon 5 | 682 | FICO Risk Score Classic 04 | 3 | [Redacted] | [Redacted] |  | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 55.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225120023 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $2498.23 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $2498.23 |  |  | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $0.00 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 707 | FICO II | 693 | Beacon 5 | 684 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225120026 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1900.00 | Rent on Existing Lease | $2054.86 |  | 0.000000 | 1.08 |  |  | 0.92 | 0.92 | $2054.86 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1900.00 | $1790.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $41.84 | Level 3-Stated/Partially Verified | No | 1 | 1 | Yes | Yes |  | Experienced Investor |  | Foreign National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Foreign National |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225120048 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3112.61 |  | 0.102122 |  |  |  |  |  | $3112.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $97.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 752 | FICO II | 762 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225120156 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $6782.35 | Multiple Sources | $4970.49 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $4970.49 |  |  | Yes | [redacted] | [redacted] | 36 | Long Term | $4082.68 | $4557.00 | Yes |  |  | 12 | Long Term | $3755.00 | $3995.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $448.92 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor | 9.50 |  | Permanent Resident Alien | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 756 | FICO II | 752 | Beacon 5 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225120158 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3429.85 |  | 0.366980 |  |  |  |  |  | $3429.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $66.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 788 | Beacon 5 | 781 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 802 | FICO II | 802 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225121211 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4750.00 | Third Party Rental Source | $4637.26 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $4637.26 |  |  | No |  |  |  | Long Term |  | $4750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $54.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 9.89 | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.432% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225140297 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1254.29 |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | $1254.29 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $2100.00 | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26600.00 |  |  | [redacted] | $148.66 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.59 |  | US Citizen | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 711 | FICO II | 693 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225140308 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $1996.37 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1996.37 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $50.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 2.64 |  | US Citizen | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 795 | Beacon 5 | 792 | FICO Risk Score Classic 04 | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 54.255% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225140315 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1400.00 | Rent on Existing Lease | $1148.17 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $1148.17 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $1400.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $92.33 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 829 | FICO II | 785 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225140323 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3129.89 |  | 0.386958 |  |  |  |  |  | $3129.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $100.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.41 | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 737 | FICO II | 768 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225140324 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1273.10 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $1273.10 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $97.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 740 | Beacon 5 | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225140328 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2498.46 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $2498.46 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $2900.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8000.00 |  |  | [redacted] | $116.92 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | FICO II | 774 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225140330 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $4501.38 |  | 0.000000 | 1.5 |  |  | 0.66 | 0.66 | $4501.38 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | [redacted] | $61.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 824 | FICO II | 794 | Beacon 5 | 783 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 837 | FICO II | 755 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 69.364% | [Redacted] |  | 69.364% |  |  |  |  |  |  |  |  |
| 225140332 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2347.89 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $2347.89 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33200.00 |  |  | [redacted] | $80.88 | Level 1-Not Stated/Not Verified | No | 1 | 8 | No |  | No | Experienced Investor |  |  | Permanent Resident Alien | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 726 | FICO II | 729 | Beacon 5 | 747 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 01/09/2026 | 701 | FICO II | 721 | Beacon 5 | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225140333 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $4999.98 | Multiple Sources | $3167.70 |  | 0.000000 | 0.63 |  |  | 1.57 | 1.57 | $3167.70 |  |  | No |  |  |  |  |  | $2083.33 | No |  |  |  | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  | $2083.33 | No |  |  |  | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  | $2083.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $147.68 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 0.45 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 770 | FICO II | 767 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225140575 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $3415.38 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $3415.38 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $54600.00 |  |  | [redacted] | $147.09 | Level 3-Stated/Partially Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225140881 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $33478.65 | Multiple Sources | $20631.55 |  | 0.000000 | 0.61 |  |  | 1.62 | 1.62 | $20631.55 |  |  | No |  |  |  |  |  | $35000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $96000.00 |  |  | [redacted] | $699.49 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  | No | Experienced Investor | 1.78 |  | US Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 799 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.364% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225141146 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $2396.07 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $2396.07 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | [redacted] | $77.94 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | First-Time Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | 12/03/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225141620 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1311.65 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $1311.65 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3000.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $117.42 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor | 1.51 |  | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 776 | FICO II | 768 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.444% | [Redacted] |  |  | 85.556% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225141768 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $1996.37 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1996.37 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $50.67 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  | No | Experienced Investor | 2.63 |  | US Citizen | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 795 | Beacon 5 | 792 | FICO Risk Score Classic 04 | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 54.255% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225142354 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $1686.63 |  | 0.000000 | 0.49 |  |  | 2.01 | 2.01 | $1686.63 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $83.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 731 | FICO II | 712 | Beacon 5 | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225144704 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2400.56 |  | 0.368748 |  |  |  |  |  | $2400.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $286.55 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 762 | FICO II | 767 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225144707 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3300.00 | Rent on Existing Lease | $3072.06 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $3072.06 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $3300.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $75.67 | Level 1-Not Stated/Not Verified | No | 1 | 11 | No |  | No | Experienced Investor | 2.22 |  | US Citizen | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Guarantor - Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 10 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | FICO II | 748 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.341% | [Redacted] |  |  | 67.208% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225144715 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2218.46 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $2218.46 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2500.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $160000.00 |  |  | [redacted] | $88.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.01 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 792 | FICO II | 787 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225147202 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3667.39 |  | 0.275725 |  |  |  |  |  | $3667.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $157.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Non-Permanent Resident Alien | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | Non-Permanent Resident Alien | Passport | Australia | Level 4-Stated/Verified as defined | [Redacted] | 790 | FICO II | 766 | Beacon 5 | 780 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 690 | FICO II | 763 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225147239 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2190.31 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $2190.31 |  |  | No |  |  |  | Long Term |  | $1400.00 | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37800.00 |  |  | [redacted] | $74.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 819 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 820 | FICO II | 812 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225147246 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1225.00 | Third Party Rental Source | $1183.20 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1183.20 |  |  | No |  |  |  | Long Term |  | $1225.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25100.00 |  |  | [redacted] | $255.75 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | FICO II | 725 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225147250 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $17200.00 | Multiple Sources | $13716.30 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $13716.30 |  |  | Yes | [redacted] | [redacted] | 1 |  |  | $26250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $797.48 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 1.49 |  | US Citizen | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 722 | FICO II | 738 | Beacon 5 | 766 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 699 | FICO II | 673 | Beacon 5 | 689 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.920% | [Redacted] |  |  | 80.968% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225147685 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3300.00 | Rent on Existing Lease | $3298.47 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $3298.47 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $3300.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $145.69 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 0.84 |  | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | FICO II | 780 | Beacon 5 | 786 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/15/2025 | 792 | FICO II | 778 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 39.313% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225147725 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1730.93 |  | 0.491538 |  |  |  |  |  | $1730.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $108.92 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 0.43 |  | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 796 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225147772 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4200.00 | Multiple Sources | $3756.41 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $3756.41 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $1100.00 | $1300.00 | Yes |  |  | 12 | Long Term | $1150.00 | $1250.00 | Yes |  |  | 12 | Long Term | $1250.00 | $1300.00 | No |  |  |  | Long Term |  | $700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | [redacted] | $111.18 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 3.04 |  | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 727 | FICO II | 734 | Beacon 5 | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225148178 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3037.64 |  | 0.263572 |  |  |  |  |  | $3037.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $286.50 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 781 | FICO II | 789 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225148180 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Not Provided |  |  |  | $2200.00 | Third Party Rental Source | $1863.30 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $1863.30 |  |  | No |  |  |  | Not Provided |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $153.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 782 | FICO II | 776 | Beacon 5 | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225152035 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5100.00 | Rent on Existing Lease | $4338.32 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $4338.32 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2800.00 | $2800.00 | Yes |  |  | 11 | Long Term | $2300.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $200.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 2.39 |  | US Citizen | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 716 | FICO II | 722 | Beacon 5 | 692 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/09/2026 | 668 | FICO II | 658 | Beacon 5 | 659 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.095% | [Redacted] |  |  | 90.169% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225153472 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2755.78 |  | 0.274756 |  |  |  |  |  | $2755.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $263.22 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 787 | Beacon 5 | 819 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 746 | FICO II | 759 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225153483 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $2825.00 | Third Party Rental Source | $2799.82 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2799.82 |  |  | No |  |  |  |  |  | $2825.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $115.01 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 730 | FICO II | 713 | Beacon 5 | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225153877 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4458.07 |  | 0.490613 |  |  |  |  |  | $4458.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $160.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 744 | FICO II | 778 | Beacon 5 | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225154530 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1838.91 |  | 0.360432 |  |  |  |  |  | $1838.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $99.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 812 | FICO II | 798 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225154540 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2000.00 | Multiple Sources | $1725.76 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1725.76 |  |  | No |  |  |  | Long Term |  | $1187.00 | No |  |  |  | Long Term |  | $1187.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $82.92 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor |  |  | US Citizen | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 731 | FICO II | 742 | Beacon 5 | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225155544 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $2493.32 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $2493.32 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $61.75 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  | No | Experienced Investor |  |  | US Citizen | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 10 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 717 | FICO II | 737 | Beacon 5 | 739 | FICO Risk Score Classic 04 | Business Entity |  | [Redacted] |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 740 | FICO II | 724 | Beacon 5 | 761 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225156158 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1925.00 | Third Party Rental Source | $1924.74 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1924.74 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2550.00 | $1925.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $222.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 2.91 |  | US Citizen | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 744 | FICO II | 701 | Beacon 5 | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.702% | [Redacted] |  |  | 135.990% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225156713 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $3285.45 |  | 0.000000 | 0.59 |  |  | 1.67 | 1.67 | $3285.45 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $6995.00 | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $182.90 | Level 4-Stated/Verified as defined | No | 1 | 3 | Yes |  | Yes | Experienced Investor | 2.05 |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 18.248% | [Redacted] |  |  | 21.046% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225156714 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $8194.00 | Rent on Existing Lease | $5029.29 |  | 0.000000 | 0.61 |  |  | 1.62 | 1.62 | $5029.29 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $2950.00 | $3000.00 | Yes |  |  | 1 | Long Term | $2586.00 | $2700.00 | Yes |  |  | 1 | Long Term | $2658.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $93600.00 |  |  | [redacted] | $549.83 | Level 2-Stated/Not Verified | No | 1 | 5 | No | No |  | Experienced Investor | 30.25 | US Citizen |  | 816 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 5 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 818 | Fair Isaac (VER. 2) | 816 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 35.294% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225156720 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3600.00 | Rent on Existing Lease | $3531.55 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $3531.55 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1800.00 | $2000.00 | Yes |  |  | 12 | Long Term | $1800.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $394.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 4.10 |  | US Citizen | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 733 | FICO II | 698 | Beacon 5 | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.462% | [Redacted] |  |  | 133.065% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225156767 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $2500.00 | Third Party Rental Source | $2456.97 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2456.97 |  |  | Yes | [redacted] | [redacted] | 1 |  | $5250.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41400.00 |  |  | [redacted] | $89.50 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 1.84 | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 781 | FICO II | 781 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.011% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225156953 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1544.59 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $1544.59 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $126.39 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 743 | Beacon 5 | 775 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/20/2026 | 816 | FICO II | 784 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225157753 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2004.72 |  | 0.384039 |  |  |  |  |  | $2004.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $90.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 763 | Beacon 5 | 808 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 791 | FICO II | 790 | Beacon 5 | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225157930 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2010.41 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $2010.41 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $216.93 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 762 | FICO II | 774 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225158220 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1117.99 |  | 0.000000 | 0.63 |  |  | 1.56 | 1.56 | $1117.99 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $126.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 747 | FICO II | 750 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225158355 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $3477.27 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $3477.27 |  |  | No |  |  |  | Long Term |  | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $183.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 830 | FICO II | 806 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225158356 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2997.58 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2997.58 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $141.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 768 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 775 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.541% | [Redacted] |  |  | 69.541% | [Redacted] |  | 69.541% |  |  |  |  |  |  |  |  |
| 225158357 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4400.00 | Rent on Existing Lease | $2409.01 |  | 0.000000 | 0.54 |  |  | 1.82 | 1.82 | $2409.01 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1200.00 | $1200.00 | Yes |  |  | 12 | Long Term | $1300.00 | $1300.00 | Yes |  |  | 12 | Long Term | $1900.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $241.84 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 7.48 |  | US Citizen | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | FICO II | 725 | Beacon 5 | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 675.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225158386 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $7000.00 | Multiple Sources | $4741.75 |  | 0.000000 | 0.67 |  |  | 1.47 | 1.47 | $4741.75 |  |  | No |  |  |  |  |  | $2400.00 | No |  |  |  | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $393.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 752 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225158418 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3600.00 | Rent on Existing Lease | $3457.18 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $3457.18 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $3600.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80400.00 |  |  | [redacted] | $112.25 | Level 4-Stated/Verified as defined | No | 1 | 13 | No |  |  | Experienced Investor | 0.93 |  |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redacted] | [Redacted] | 100.00% | Full Recourse | 13 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 02/16/2026 | 743 | FICO II | 733 | Beacon 5 | 732 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.565% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225158425 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2650.00 | Multiple Sources | $1599.91 |  | 0.000000 | 0.6 |  |  | 1.65 | 1.65 | $1599.91 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1025.00 | $1000.00 | Yes |  |  | 11 | Long Term | $925.00 | $950.00 | Yes |  |  | 12 | Long Term | $775.00 | $950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $168.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 696 | FICO II | 745 | Beacon 5 | 689 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 710 | FICO II | 706 | Beacon 5 | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 225158559 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1225.97 |  | 0.000000 | 0.81 |  |  | 1.22 | 1.22 | $1225.97 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $166.66 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 801 | FICO II | 780 | Beacon 5 | 814 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 793 | FICO II | 766 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225158567 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1867.69 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1867.69 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41800.00 |  |  | [redacted] | $103.36 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225158588 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3870.08 |  | 0.389917 |  |  |  |  |  | $3870.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $60.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired | [redacted] | [redacted] | 10 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | FICO II | 811 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225158593 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4634.42 |  | 0.240812 |  |  |  |  |  | $4634.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $324.74 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.92 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 797 | FICO II | 787 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225162383 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4625.00 | Rent on Existing Lease | $3329.99 |  | 0.000000 | 0.71 |  |  | 1.38 | 1.38 | $3329.99 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1600.00 | $1800.00 | Yes |  |  | 12 | Long Term | $1675.00 | $1700.00 | Yes |  |  | 12 | Long Term | $1350.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $295.94 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  | No | Experienced Investor | 4.12 |  | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 813 | FICO II | 765 | Beacon 5 | 782 | FICO Risk Score Classic 04 | Business Entity |  | [Redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225162386 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $6600.00 | Third Party Rental Source | $4238.68 |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | $4238.68 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1455.00 | $1500.00 | Yes |  |  | 11 | Long Term | $1600.00 | $1600.00 | Yes |  |  | 11 | Long Term | $1400.00 | $2000.00 | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37500.00 |  |  | [redacted] | $422.57 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 20.27 | US Citizen |  | 689 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 682 | Fair Isaac (VER. 2) | 689 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 40.617% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225162389 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3250.00 | Third Party Rental Source | $1696.97 |  | 0.000000 | 0.52 |  |  | 1.91 | 1.91 | $1696.97 |  |  | No |  |  |  | Long Term |  | $850.00 | No |  |  |  | Long Term |  | $800.00 | No |  |  |  | Long Term |  | $800.00 | No |  |  |  | Long Term |  | $800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65000.00 |  |  | [redacted] | $153.94 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225162391 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $2540.30 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $2540.30 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28500.00 |  |  | [redacted] | $126.17 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 787 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 63.257% | [Redacted] |  |  | 63.257% | [Redacted] |  | 63.257% |  |  |  |  |  |  |  |  |
| 225162435 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1675.00 | Third Party Rental Source | $1491.34 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1491.34 |  |  | No |  |  |  | Long Term |  | $1675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $77.92 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 12 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 743 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 10 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 742 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225162462 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2289.59 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $2289.59 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $67200.00 |  |  | [redacted] | $99.33 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 798 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 774 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225162463 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $9634.35 |  | 0.126337 |  |  |  |  |  | $9634.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $277.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 766 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225162723 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1574.32 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1574.32 |  |  | No |  |  |  | Long Term |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $114.06 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 671 | FICO II | 693 | Beacon 5 | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225163557 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2875.00 | Third Party Rental Source | $989.96 |  | 0.000000 | 0.34 |  |  | 2.90 | 2.9 | $989.96 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $750.00 | $650.00 | Yes |  |  | 12 | Long Term | $800.00 | $800.00 | Yes |  |  | 12 | Long Term | $750.00 | $750.00 | Yes |  |  | 12 | Long Term | $675.00 | $675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $122.33 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | First-Time Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225172742 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $3741.66 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $3741.66 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $4000.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $238.75 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor | 2.04 |  | US Citizen | 622 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 633 | FICO II | 621 | Beacon 5 | 622 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 149.007% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225172760 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1130.28 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $1130.28 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $700.00 | $1000.00 | Yes |  |  | 12 | Long Term | $800.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14219.00 |  |  | [redacted] | $196.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 8.64 |  | US Citizen | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 806 | FICO II | 793 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225172771 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1995.00 | Third Party Rental Source | $1614.48 |  | 0.000000 | 0.8 |  |  | 1.23 | 1.23 | $1614.48 |  |  | No |  |  |  | Long Term |  | $1995.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $112.33 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 747 | FICO II | 757 | Beacon 5 | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225172847 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $2380.23 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2380.23 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $98.65 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  | No | Experienced Investor | 0.38 |  | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 108.966% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225172884 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3685.82 |  | 0.410528 |  |  |  |  |  | $3685.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $76.82 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 678 | FICO II | 704 | Beacon 5 | 733 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 725 | FICO II | 691 | Beacon 5 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225172885 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4300.00 | Third Party Rental Source | $4235.29 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $4235.29 |  |  | No |  |  |  | Long Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $100.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 770 | FICO II | 713 | Beacon 5 | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225173094 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1745.25 |  | 0.000000 | 0.72 |  |  | 1.37 | 1.37 | $1745.25 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43600.00 |  |  | [redacted] | $94.35 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225173367 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1065.00 | Third Party Rental Source | $833.06 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $833.06 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $2640.00 | $1065.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $140.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 3.42 |  | US Citizen | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 714 | FICO II | 724 | Beacon 5 | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 109.200% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225173395 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3050.00 | Third Party Rental Source | $2485.60 |  | 0.000000 | 0.81 |  |  | 1.22 | 1.22 | $2485.60 |  |  | No |  |  |  | Long Term |  | $3050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $97.42 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 0.70 |  | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 762 | Fair Isaac | 761 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 90.071% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225173410 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2543.56 |  | 0.385406 |  |  |  |  |  | $2543.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $107.13 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.97 | US Citizen | US Citizen | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 762 | FICO II | 758 | Beacon 5 | 744 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 794 | FICO II | 783 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225173528 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2448.00 | Rent on Existing Lease | $1724.39 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $1724.39 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2448.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37170.00 |  |  | [redacted] | $195.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 2.39 |  | US Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 771 | FICO II | 791 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 154.371% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225173545 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $12200.00 | Third Party Rental Source | $8226.94 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $8226.94 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $7649.09 | $5400.00 | Yes |  |  | 12 | Long Term | $3600.00 | $3400.00 | Yes |  |  | 12 | Long Term | $3600.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $858.21 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 18.19 |  | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | FICO II | 768 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225173888 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1379.00 |  | 0.000000 | 0.78 |  |  | 1.26 | 1.26 | $1379.00 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $82847.00 |  |  | [redacted] | $102.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 670 | FICO II | 670 | Beacon 5 | 630 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225173897 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3813.44 |  | 0.128611 |  |  |  |  |  | $3813.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $122.45 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 782 | FICO II | 759 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225175019 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3565.00 | Third Party Rental Source | $3097.71 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $3097.71 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $4000.00 | $3565.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30400.00 |  |  | [redacted] | $105.17 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  | No | Experienced Investor | 0.32 |  | US Citizen | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 693 | Beacon 5 | 711 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 720 | FICO II | 710 | Beacon 5 | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.615% | [Redacted] |  |  | 140.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225175024 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5600.00 | Rent on Existing Lease | $3169.95 |  | 0.000000 | 0.56 |  |  | 1.76 | 1.76 | $3169.95 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2200.00 | $2200.00 | Yes |  |  | 12 | Long Term | $1700.00 | $1700.00 | Yes |  |  | 12 | Long Term | $1700.00 | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | [redacted] | $361.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 3.01 | US Citizen |  | 663 |  |  |  |  | 0 | 0 | 0 | 4 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 682 | Fair Isaac (VER. 2) | 656 | Beacon 5 | 663 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.854% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225178835 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5500.00 | Rent on Existing Lease | $3523.81 |  | 0.000000 | 0.64 |  |  | 1.56 | 1.56 | $3523.81 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1800.00 | $1800.00 | Yes |  |  | 11 | Long Term | $1100.00 | $1100.00 | Yes |  |  | 11 | Long Term | $1050.00 | $1050.00 | Yes |  |  | 12 | Long Term | $1550.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $143000.00 |  |  | [redacted] | $296.33 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 27.30 | US Citizen |  | 684 |  |  |  |  | 0 | 0 | 0 | 2 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 691 | FICO II | 677 | Beacon 5 | 684 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.604% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225178859 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1415.58 |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | $1415.58 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28540.00 |  |  | [redacted] | $216.94 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 8.55 | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 792 | FICO II | 776 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.336% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225180810 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $3058.20 |  | 0.000000 | 1.32 |  |  | 0.75 | 0.75 | $3058.20 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $60.66 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 788 | FICO II | 795 | Beacon 5 | 796 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 793 | FICO II | 795 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225180811 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $6500.00 | Third Party Rental Source | $5451.14 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $5451.14 |  |  | No |  |  |  | Long Term |  | $3200.00 | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $179.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 712 | FICO II | 777 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225180812 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1832.46 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1832.46 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $114.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 800 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225180814 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $16333.33 | Third Party Rental Source | $7154.84 |  | 0.000000 | 0.43 |  |  | 2.28 | 2.28 | $7154.84 |  |  | No |  |  |  |  |  | $16333.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $88300.00 |  |  | [redacted] | $185.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225180817 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3200.00 | Rent on Existing Lease | $2888.41 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $2888.41 |  |  | Yes | [redacted] | [redacted] | 18 | Long Term | $3200.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $79290.00 |  |  | [redacted] | $125.29 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor | 8.07 | US Citizen | US Citizen | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 694 | FICO II | 754 | Beacon 5 | 657 | FICO Risk Score Classic 04 |  | Individually and as Trustee |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 699 | FICO II | 712 | Beacon 5 | 687 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.448% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225184079 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1950.00 | Rent on Existing Lease | $1060.89 |  | 0.000000 | 0.54 |  |  | 1.83 | 1.83 | $1060.89 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $950.00 | $1100.00 | Yes |  |  | 12 | Long Term | $1000.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $102.67 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 3.28 |  | US Citizen | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 675 | FICO II | 677 | Beacon 5 | 674 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225188626 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2362.67 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $2362.67 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33600.00 |  |  | [redacted] | $148.76 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 764 | FICO II | 734 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225190399 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4924.38 |  | 0.413951 |  |  |  |  |  | $4924.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $71.49 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Employed | [redacted] | [redacted] | 2 | Non-Permanent Resident Alien | Passport | United States of America | Level 4-Stated/Verified as defined | [Redacted] | 786 | FICO II | 800 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  | Individually and as Trustee | Employed | [Redacted] | [Redacted] | 2 | Non-Permanent Resident Alien | Passport | United States of America | Level 3-Stated/Partially Verified | [Redacted] | 784 | FICO II | 781 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225192197 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2475.00 | Third Party Rental Source | $2342.54 |  | 0.000000 | 0.94 |  |  | 1.05 | 1.05 | $2342.54 |  |  | No |  |  |  | Long Term |  | $2475.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $52.41 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 739 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225193200 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1315.20 | Multiple Sources | $1969.58 |  | 0.000000 | 1.49 |  |  | 0.66 | 0.66 | $1969.58 |  |  | No |  |  |  | Long Term |  | $1644.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | [redacted] | $75.33 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  | No | Experienced Investor |  |  | US Citizen | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 665 | FICO II | 693 | Beacon 5 | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225193403 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4186.96 |  | 0.478036 |  |  |  |  |  | $4186.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $525.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | FICO II | 788 | Beacon 5 | 777 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 742 | FICO II | 732 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225196023 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2686.62 |  | 0.218747 |  |  |  |  |  | $2686.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $60.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 763 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225197509 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1599.62 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1599.62 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $127.42 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 769 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.000% | [Redacted] |  |  | 76.000% | [Redacted] |  | 76.000% |  |  |  |  |  |  |  |  |
| 225197589 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2000.95 |  | 0.000000 | 0.9 |  |  | 1.09 | 1.09 | $2000.95 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $120.08 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 690 | FICO II | 684 | Beacon 5 | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225197606 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $5399.84 |  | 0.208996 |  |  |  |  |  | $5399.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $585.44 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 799 | FICO II | 788 | Beacon 5 | 771 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 763 | FICO II | 755 | Beacon 5 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225198308 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $4252.00 | Third Party Rental Source | $3133.45 |  | 0.000000 | 0.73 |  |  | 1.35 | 1.35 | $3133.45 |  |  | No |  |  |  |  |  | $4252.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $296.14 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor | 7.60 | US Citizen | US Citizen | 649 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 778 | FICO II | 637 | Beacon 5 | 645 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 664 | FICO II | 647 | Beacon 5 | 649 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.353% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225198310 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1760.96 |  | 0.321442 |  |  |  |  |  | $1760.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $99.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 737 | FICO II | 749 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225199201 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $6241.00 | Rent on Existing Lease | $6139.80 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $6139.80 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1676.00 | $1700.00 | Yes |  |  | 12 | Long Term | $1965.00 | $2000.00 | Yes |  |  | 12 | Long Term | $1250.00 | $1500.00 | Yes |  |  | 12 | Long Term | $1350.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $72.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 757 | FICO II | 798 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.992% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225199205 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5000.00 | Rent on Existing Lease | $2987.57 |  | 0.000000 | 0.59 |  |  | 1.67 | 1.67 | $2987.57 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2500.00 | $2800.00 | Yes |  |  | 12 | Long Term | $2500.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $173.75 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 5.57 |  | Non-Permanent Resident Alien | 819 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 819 | FICO II | 813 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 49.587% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225199227 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1527.59 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $1527.59 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33300.00 |  |  | [redacted] | $164.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 1.68 | US Citizen |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 704 | FICO II | 697 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 124.889% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225199245 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $24000.00 | Third Party Rental Source | $16687.46 |  | 0.000000 | 0.69 |  |  | 1.43 | 1.43 | $16687.46 |  |  | No |  |  |  | Long Term |  | $24000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $190000.00 |  |  | [redacted] | $484.80 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 2.17 |  | US Citizen | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Trust | Business Entity |  | [redacted] | [redacted] |  |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  | Individually and as Trustee |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 690 | FICO II | 687 | Beacon 5 | 698 | FICO Risk Score Classic 04 | Trustee | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 21.667% | [Redacted] |  |  | 152.344% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225199332 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1881.04 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1881.04 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $123.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 610 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 671 | FICO II | 607 | Beacon 5 | 610 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 225199524 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1738.89 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1738.89 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $75.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 9.70 | Permanent Resident Alien |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 733 | Beacon 5 | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.340% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225199586 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4582.36 |  | 0.366172 |  |  |  |  |  | $4582.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $37.66 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 788 | FICO II | 766 | Beacon 5 | 740 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 761 | FICO II | 722 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225199588 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1825.00 | Third Party Rental Source | $1393.81 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $1393.81 |  |  | No |  |  |  | Long Term |  | $1825.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | [redacted] | $57.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 642 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 642 | FICO II | 563 | Beacon 5 | 649 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 225201387 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2875.00 | Third Party Rental Source | $1409.84 |  | 0.000000 | 0.49 |  |  | 2.03 | 2.03 | $1409.84 |  |  | No |  |  |  | Long Term |  | $800.00 | No |  |  |  | Long Term |  | $600.00 | No |  |  |  | Long Term |  | $650.00 | No |  |  |  | Long Term |  | $825.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $148.90 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redacted] | [Redacted] | 33.30% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/22/2025 | 783 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 | 3 | [Redacted] | [Redacted] | 33.30% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 02/18/2026 | 757 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 | [Redacted] | [Redacted] | 33.300% | Full Recourse | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/22/2025 | 726 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225201703 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2070.00 | Third Party Rental Source | $1389.75 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $1389.75 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $2050.00 | $2070.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $69800.00 |  |  | [redacted] | $89.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.59 |  | US Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 704 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 95.536% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225201716 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1573.41 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $1573.41 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $38.92 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 777 | FICO II | 784 | Beacon 5 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225201748 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $9225.59 |  | 0.419944 |  |  |  |  |  | $9225.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $220.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | Permanent Resident Alien | Passport |  | Level 4-Stated/Verified as defined | [Redacted] | 772 | FICO II | 730 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225201766 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2251.11 |  | 0.270673 |  |  |  |  |  | $2251.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $116.42 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | FICO II | 784 | Beacon 5 | 783 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 768 | FICO II | 735 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225201767 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1250.00 | Third Party Rental Source | $912.59 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $912.59 |  |  | No |  |  |  | Long Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $1800.00 |  |  | [redacted] | $92.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 760 | FICO II | 765 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225201770 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $916.57 |  | 0.000000 | 0.48 |  |  | 2.07 | 2.07 | $916.57 |  |  | No |  |  |  | Long Term |  | $900.00 | No |  |  |  | Long Term |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $97.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 766 | FICO II | 790 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225201777 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3500.00 | Multiple Sources | $2649.63 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $2649.63 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $127.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 800 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225204570 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2254.00 | Third Party Rental Source | $1443.21 |  | 0.000000 | 0.64 |  |  | 1.56 | 1.56 | $1443.21 |  |  | No |  |  |  | Long Term |  | $2254.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $143.17 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  | No | Experienced Investor | 0.85 |  | US Citizen | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 736 | FICO II | 769 | Beacon 5 | 781 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] |  | Not Provided |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] |  | Not Provided |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 103.916% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225204571 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4800.00 | Third Party Rental Source | $3482.43 |  | 0.000000 | 0.72 |  |  | 1.37 | 1.37 | $3482.43 |  |  | No |  |  |  | Long Term |  | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21000.00 |  |  | [redacted] | $129.06 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 816 | FICO II | 803 | Beacon 5 | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 40.000% | [Redacted] |  |  | 40.000% | [Redacted] |  | 40.000% |  |  |  |  |  |  |  |  |
| 225204575 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2300.00 | Rent on Existing Lease | $1958.30 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1958.30 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2300.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $68.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 9.78 | Permanent Resident Alien |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 733 | Beacon 5 | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 435.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225204615 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3396.01 |  | 0.477382 |  |  |  |  |  | $3396.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $169.83 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 800 | FICO II | 771 | Beacon 5 | 786 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 791 | FICO II | 808 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225204625 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1440.04 |  | 0.484023 |  |  |  |  |  | $1440.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $66.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | Non-Permanent Resident Alien | Employment Authorization | Colombia | Level 4-Stated/Verified as defined | [Redacted] | 653 | FICO II | 725 | Beacon 5 | 687 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225205130 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2993.49 |  | 0.442501 |  |  |  |  |  | $2993.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $102.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.59 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 760 | FICO II | 686 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225205133 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2690.98 |  | 0.366349 |  |  |  |  |  | $2690.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $88.82 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 780 | Beacon 5 | 783 | FICO Risk Score Classic 04 | Individual | Individual | Retired | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 763 | FICO II | 766 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225205135 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $2098.96 |  | 0.000000 | 0.61 |  |  | 1.61 | 1.61 | $2098.96 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $171.73 | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 777 | FICO II | 782 | Beacon 5 | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 54.945% | [Redacted] |  |  | 54.945% | [Redacted] |  | 54.945% |  |  |  |  |  |  |  |  |
| 225205158 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $5900.00 | Third Party Rental Source | $3446.28 |  | 0.000000 | 0.58 |  |  | 1.71 | 1.71 | $3446.28 |  |  | No |  |  |  | Long Term |  | $2500.00 | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $110.33 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | FICO II | 781 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225205225 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $12500.00 | Third Party Rental Source | $5286.57 |  | 0.000000 | 0.42 |  |  | 2.36 | 2.36 | $5286.57 |  |  | No |  |  |  | Long Term |  | $12500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $76500.00 |  |  | [redacted] | $50.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 704 | FICO II | 698 | Beacon 5 | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225205301 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $5753.33 | Multiple Sources | $4357.99 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $4357.99 |  |  | No |  |  |  |  |  | $3350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $58070.00 |  |  | [redacted] | $379.42 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 720 | FICO II | 725 | Beacon 5 | 589 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  | 01/30/2026 | 723 | FICO II | 709 | Beacon 5 | 701 | FICO Risk Score Classic 04 | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225205369 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2294.63 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2294.63 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $88.34 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 750 | FICO II | 736 | Beacon 5 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225207994 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2110.46 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $2110.46 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39000.00 |  |  | [redacted] | $93.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 818 | FICO II |  |  | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225208150 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $11000.00 | Third Party Rental Source | $5087.79 |  | 0.000000 | 0.46 |  |  | 2.16 | 2.16 | $5087.79 |  |  | No |  |  |  | Long Term |  | $11000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $71000.00 |  |  | [redacted] | $47.72 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 704 | FICO II | 698 | Beacon 5 | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225208157 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4303.94 |  | 0.275257 |  |  |  |  |  | $4303.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $96.50 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 793 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  | Individually and as Trustee | Employed | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | FICO II | 774 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225209240 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3671.12 |  | 0.419749 |  |  |  |  |  | $3671.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $79.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 729 | FICO II | 772 | Beacon 5 | 762 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 774 | FICO II | 759 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225209246 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1182.49 |  | 0.000000 | 0.59 |  |  | 1.69 | 1.69 | $1182.49 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1195.00 | $1000.00 | Yes |  |  | 12 | Long Term | $1350.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $69000.00 |  |  | [redacted] | $203.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 791 | FICO II | 774 | Beacon 5 | 769 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | FICO II | 674 | Beacon 5 | 646 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225209250 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $1652.68 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $1652.68 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35400.00 |  |  | [redacted] | $86.35 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.006% | [Redacted] |  |  | 73.006% | [Redacted] |  | 73.006% |  |  |  |  |  |  |  |  |
| 225209273 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1637.45 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $1637.45 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31300.00 |  |  | [redacted] | $90.41 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 744 | FICO II | 729 | Beacon 5 | 708 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225209277 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $6532.34 |  | 0.419333 |  |  |  |  |  | $6532.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $354.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | Permanent Resident Alien | Employment Authorization |  | Level 4-Stated/Verified as defined | [Redacted] | 760 | FICO II | 742 | Beacon 5 | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225209292 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term |  |  |  | $3148.00 | Third Party Rental Source | $1805.60 |  | 0.000000 | 0.57 |  |  | 1.74 | 1.74 | $1805.60 |  |  | No |  |  |  | Short Term |  | $3148.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $163.58 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  | No | Experienced Investor | 14.24 |  | US Citizen | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 797 | FICO II | 785 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.940% | [Redacted] |  |  | 141.976% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225209293 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1150.00 | Rent on Existing Lease | $995.57 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $995.57 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1150.00 | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $102.12 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 710 | FICO II | 723 | Beacon 5 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225209391 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2745.17 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $2745.17 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $67.98 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes | Yes | Yes | First-Time Investor |  | Foreign National | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225209404 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on Existing Lease | $1696.70 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $1696.70 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1200.00 | $1200.00 | Yes |  |  | 12 | Long Term | $1200.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $132.20 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 719 | FICO II | 707 | Beacon 5 | 707 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225209911 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $4020.00 | Multiple Sources | $3947.23 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $3947.23 |  |  | No |  |  |  |  |  | $3333.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $130.51 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 738 | FICO II | 746 | Beacon 5 | 729 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 777 | FICO II | 771 | Beacon 5 | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225209914 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2990.03 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2990.03 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3600.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $75.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 4.60 |  | US Citizen | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 678 | Fair Isaac (VER. 2) | 696 | FICO Classic V5 Facta | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.963% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225210136 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1750.00 | Rent on Existing Lease | $1075.40 |  | 0.000000 | 0.61 |  |  | 1.62 | 1.62 | $1075.40 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1750.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $96.98 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor | 4.42 |  | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | FICO II | 800 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 54.800% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225210141 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1965.99 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $1965.99 |  |  | Yes | [redacted] | [redacted] | 15 | Long Term | $2390.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $151.65 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.53 |  | US Citizen | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 743 | FICO II | 684 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225210181 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $11500.00 | Third Party Rental Source | $7077.54 |  | 0.000000 | 0.61 |  |  | 1.62 | 1.62 | $7077.54 |  |  | No |  |  |  | Long Term |  | $11500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $1280.26 | Level 3-Stated/Partially Verified | No | 11 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 807 | FICO II | 779 | Beacon 5 | 797 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/06/2025 | 796 | FICO II | 799 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.781% | [Redacted] |  |  | 59.781% | [Redacted] |  | 59.781% |  |  |  |  |  |  |  |  |
| 225210184 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2580.00 | Third Party Rental Source | $2158.44 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $2158.44 |  |  | No |  |  |  | Long Term |  | $2580.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $149.46 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 816 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 832 | FICO II | 816 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225210186 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $2501.28 |  | 0.000000 | 1.16 |  |  | 0.85 | 0.85 | $2501.28 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $86.08 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 695 | FICO II | 727 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225210225 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on Existing Lease | $2393.99 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $2393.99 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2600.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36900.00 |  |  | [redacted] | $146.09 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 1.09 |  | US Citizen | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 740 | FICO II | 744 | Beacon 5 | 751 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/04/2026 | 636 | FICO II | 606 | Beacon 5 | 655 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.598% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225211902 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $7000.00 | Multiple Sources | $5362.05 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $5362.05 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $3500.00 | $3600.00 | Yes |  |  | 36 | Long Term | $3000.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $160000.00 |  |  | [redacted] | $231.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redacted] | [Redacted] | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/15/2026 | 724 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225212081 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2850.00 | Rent on Existing Lease | $2576.38 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $2576.38 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $2850.00 | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33004.00 |  |  | [redacted] | $152.02 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 1.92 | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.946% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225212089 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1440.12 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $1440.12 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1989.75 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $218.73 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor | 0.24 |  | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | FICO II | 800 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.710% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225212090 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1569.37 |  | 0.280905 |  |  |  |  |  | $1569.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $241.23 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 816 | FICO II | 798 | Beacon 5 | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225212111 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $5192.46 |  | 0.386428 |  |  |  |  |  | $5192.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $164.42 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 781 | FICO II | 797 | Beacon 5 | 801 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 791 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225212144 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1669.97 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $1669.97 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28300.00 |  |  | [redacted] | $278.24 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | FICO II | 809 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225212302 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $7000.00 | Rent on Existing Lease | $6995.18 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $6995.18 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $7000.00 | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $99999.00 |  |  | [redacted] | $316.25 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 3.01 | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | FICO II | 751 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.935% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225212303 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3550.00 | Third Party Rental Source | $1835.71 |  | 0.000000 | 0.51 |  |  | 1.93 | 1.93 | $1835.71 |  |  | No |  |  |  | Long Term |  | $1150.00 | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $51500.00 |  |  | [redacted] | $187.17 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 762 | FICO II | 752 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225212525 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $887.97 |  | 0.000000 | 0.63 |  |  | 1.57 | 1.57 | $887.97 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1600.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $72.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.57 | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | FICO II | 791 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 136.364% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225212543 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2672.95 |  | 0.000000 | 1.06 |  |  | 0.93 | 0.93 | $2672.95 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33400.00 |  |  | [redacted] | $97.92 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 811 | FICO II | 781 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 225216236 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $6500.00 | Third Party Rental Source | $8538.78 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $8538.78 |  |  | No |  |  |  | Long Term |  | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $237600.00 |  |  | [redacted] | $266.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 717 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225216271 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $6000.00 | Rent on Existing Lease | $5488.52 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $5488.52 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $6000.00 | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38000.00 |  |  | [redacted] | $463.83 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor | 14.98 |  | US Citizen | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 740 | FICO II | 744 | Beacon 5 | 751 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/04/2026 | 636 | FICO II | 606 | Beacon 5 | 655 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225216279 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2163.67 |  | 0.165315 |  |  |  |  |  | $2163.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $130.75 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  | 4.05 |  | US Citizen | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 810 | FICO II | 807 | Beacon 5 | 809 | FICO Risk Score Classic 04 | Business Entity |  | [Redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225219497 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3497.14 |  | 0.487625 |  |  |  |  |  | $3497.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $437.65 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 700 | Beacon 5 | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225230075 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1322.99 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $1322.99 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1830.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26996.00 |  |  | [redacted] | $95.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 0.34 |  | US Citizen | 691 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 691 | FICO II | 687 | Beacon 5 | 693 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 226.442% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225230084 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $5317.88 |  | 0.425086 |  |  |  |  |  | $5317.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $151.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 771 | FICO II | 761 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225230151 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3475.89 |  | 0.430147 |  |  |  |  |  | $3475.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $102.07 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 822 | FICO II | 800 | Beacon 5 | 810 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225230435 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1329.70 |  | 0.333573 |  |  |  |  |  | $1329.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $30.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 757 | FICO II | 788 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225230448 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3623.15 |  | 0.334426 |  |  |  |  |  | $3623.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $119.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 806 | FICO II | 791 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225230492 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2235.00 | Third Party Rental Source | $2450.08 |  | 0.000000 | 1.09 |  |  | 0.91 | 0.91 | $2450.08 |  |  | No |  |  |  | Long Term |  | $2235.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | [redacted] | $116.43 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225230495 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $3057.29 |  | 0.000000 | 1.38 |  |  | 0.71 | 0.71 | $3057.29 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $187.79 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 755 | FICO II | 791 | Beacon 5 | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225230507 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $7970.00 | Third Party Rental Source | $7869.83 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $7869.83 |  |  | No |  |  |  | Long Term |  | $2800.00 | No |  |  |  | Long Term |  | $5170.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $101300.00 |  |  | [redacted] | $242.17 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 819 | FICO II | 813 | Beacon 5 | 820 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/22/2026 | 797 | FICO II | 751 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225230593 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1858.44 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $1858.44 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2200.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $161.23 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 0.24 |  | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | FICO II | 800 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.194% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225230684 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $2948.00 | Third Party Rental Source | $1201.78 |  | 0.000000 | 0.4 |  |  | 2.45 | 2.45 | $1201.78 |  |  | No |  |  |  |  |  | $2948.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $81.28 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  | No | Experienced Investor | 4.74 |  | US Citizen | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 714 | Fair Isaac (VER. 2) | 696 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225232721 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2417.47 |  | 0.220784 |  |  |  |  |  | $2417.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $60.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.64 | US Citizen | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | FICO II | 795 | Beacon 5 | 792 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 782 | FICO II | 766 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225235325 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $5333.00 | Third Party Rental Source | $3687.12 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $3687.12 |  |  | No |  |  |  | Long Term |  | $5333.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | [redacted] | $89.05 | Level 3-Stated/Partially Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225235329 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1116.04 |  | 0.000000 | 0.53 |  |  | 1.88 | 1.88 | $1116.04 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $1250.00 | $1250.00 | Yes |  |  | 1 | Long Term | $850.00 | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42341.00 |  |  | [redacted] | $101.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 35.61 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 810 | FICO II | 793 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 59.880% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225236989 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3744.98 |  | 0.053077 |  |  |  |  |  | $3744.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $91.64 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 791 | FICO II | 781 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  | Individually and as Trustee | Retired | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 802 | FICO II | 781 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225236990 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2730.00 | Rent on Existing Lease | $2372.45 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $2372.45 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2730.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $230.56 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor | 3.60 |  | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | FICO II | 800 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.091% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225236991 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $2388.10 |  | 0.000000 | 0.53 |  |  | 1.88 | 1.88 | $2388.10 |  |  | No |  |  |  | Long Term |  | $800.00 | No |  |  |  | Long Term |  | $2100.00 | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $182.17 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  | No | Experienced Investor |  |  | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 757 | FICO II | 768 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225236993 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1160.75 |  | 0.000000 | 0.52 |  |  | 1.89 | 1.89 | $1160.75 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1100.00 | $1100.00 | Yes |  |  | 12 | Long Term | $1100.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $51300.00 |  |  | [redacted] | $178.17 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] |  |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 791 | FICO II | 774 | Beacon 5 | 769 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/11/2026 | 721 | FICO II | 674 | Beacon 5 | 646 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225236999 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1318.69 |  | 0.000000 | 0.59 |  |  | 1.66 | 1.66 | $1318.69 |  |  | Yes | [redacted] | [redacted] | 36 | Long Term | $2200.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $159.40 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 3.04 |  | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | FICO II | 800 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.174% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225237005 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3150.00 | Third Party Rental Source | $1638.87 |  | 0.000000 | 0.52 |  |  | 1.92 | 1.92 | $1638.87 |  |  | No |  |  |  | Long Term |  | $850.00 | Yes |  |  | 1 | Long Term | $850.00 | $850.00 | Yes |  |  | 1 | Long Term | $800.00 | $850.00 | Yes |  |  | 1 | Long Term | $600.00 | $600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $363.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 791 | FICO II | 774 | Beacon 5 | 769 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/11/2026 | 721 | FICO II | 674 | Beacon 5 | 646 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225238344 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3425.84 |  | 0.499990 |  |  |  |  |  | $3425.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $118.03 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 1.05 | US Citizen | US Citizen | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 742 | FICO II | 710 | Beacon 5 | 698 | FICO Risk Score Classic 04 |  | Individually and as Trustee | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 757 | FICO II | 709 | Beacon 5 | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225238381 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2834.78 |  | 0.036527 |  |  |  |  |  | $2834.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $84.67 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 788 | FICO II | 752 | Beacon 5 | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225238385 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3775.00 | Third Party Rental Source | $4853.77 |  | 0.000000 | 1.28 |  |  | 0.77 | 0.77 | $4853.77 |  |  | No |  |  |  | Long Term |  | $3775.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | [redacted] | $35.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 735 | FICO II | 773 | Beacon 5 | 756 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 804 | FICO II | 801 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.114% | [Redacted] |  |  | 67.114% | [Redacted] |  | 67.114% |  |  |  |  |  |  |  |  |
| 225241229 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $1275.44 |  | 0.000000 | 0.44 |  |  | 2.23 | 2.23 | $1275.44 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $198.33 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 790 | FICO II | 789 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 22.952% | [Redacted] |  |  | 22.952% | [Redacted] |  | 22.952% |  |  |  |  |  |  |  |  |
| 225241306 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5600.00 | Multiple Sources | $3872.66 |  | 0.000000 | 0.69 |  |  | 1.45 | 1.45 | $3872.66 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3050.00 | $2950.00 | Yes |  |  | 12 | Long Term | $2650.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $249400.00 |  |  | [redacted] | $337.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 5.41 |  | US Citizen | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 705 | FICO II | 708 | Beacon 5 | 708 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 31.818% | [Redacted] |  |  | 42.424% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225241578 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2917.46 |  | 0.326467 |  |  |  |  |  | $2917.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $268.93 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 805 | FICO II | 817 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225241583 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $9754.00 | Multiple Sources | $7436.08 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $7436.08 |  |  | Yes | [redacted] | [redacted] | 60 | Long Term | $8100.00 | $4070.00 | No |  |  |  | Long Term |  | $1990.00 | No |  |  |  | Long Term |  | $2985.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $485.83 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  | No | Experienced Investor |  |  | Permanent Resident Alien | 819 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 819 | FICO II | 808 | Beacon 5 | 819 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 2 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 12/10/2025 | 795 | FICO II | 770 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 225241623 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $6100.00 | Third Party Rental Source | $5204.94 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $5204.94 |  |  | No |  |  |  | Long Term |  | $3200.00 | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $303.31 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor |  |  | Non-Permanent Resident Alien | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 744 | FICO II | 759 | Beacon 5 | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225243366 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1525.00 | Third Party Rental Source | $1360.53 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1360.53 |  |  | No |  |  |  | Long Term |  | $1525.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $118.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 7.20 | US Citizen |  | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 687 | FICO II | 659 | Beacon 5 | 688 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225245202 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2921.15 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $2921.15 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $336.62 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 11.93 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 767 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 43.750% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225245839 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2166.80 |  | 0.389093 |  |  |  |  |  | $2166.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $48.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 782 | FICO II | 791 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225246108 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3779.86 |  | 0.497941 |  |  |  |  |  | $3779.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $489.58 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 2.62 |  | US Citizen | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 711 | FICO II | 715 | Beacon 5 | 749 | FICO Risk Score Classic 04 | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  | 01/23/2026 |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225250409 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1909.55 |  | 0.462930 |  |  |  |  |  | $1909.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $294.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 779 | FICO II | 797 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225250444 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $4312.41 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $4312.41 |  |  | No |  |  |  | Long Term |  | $2900.00 | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $232.38 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | FICO II | 767 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225250489 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $11700.00 | Third Party Rental Source | $10078.40 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $10078.40 |  |  | No |  |  |  | Long Term |  | $2800.00 | No |  |  |  | Long Term |  | $2900.00 | No |  |  |  | Long Term |  | $3600.00 | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $219400.00 |  |  | [redacted] | $334.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 746 | FICO II | 702 | Beacon 5 | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225250656 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $8150.00 | Third Party Rental Source | $7958.80 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $7958.80 |  |  | No |  |  |  | Long Term |  | $8150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $112.25 | Level 2-Stated/Not Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 820 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 822 | FICO II | 813 | Beacon 5 | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 59.164% | [Redacted] |  |  | 59.164% | [Redacted] |  | 59.164% |  |  |  |  |  |  |  |  |
| 225250734 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $4549.65 |  | 0.000000 | 1.13 |  |  | 0.87 | 0.87 | $4549.65 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40138.00 |  |  | [redacted] | $619.55 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  | No | Experienced Investor |  |  | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 748 | FICO II | 784 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225250760 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $2269.00 | Multiple Sources | $1695.18 |  | 0.000000 | 0.74 |  |  | 1.33 | 1.33 | $1695.18 |  |  | No |  |  |  |  |  | $3901.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $155.12 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 4.67 | US Citizen |  | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 705 | Beacon 5 | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225252274 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5000.00 | Rent on Existing Lease | $4998.40 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $4998.40 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $2000.00 | $2000.00 | Yes |  |  | 11 | Long Term | $1500.00 | $1500.00 | Yes |  |  | 11 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $83970.00 |  |  | [redacted] | $216.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 1.20 |  | US Citizen | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | FICO II |  |  | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 112.903% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225254030 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1300.00 | Third Party Rental Source | $1189.93 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $1189.93 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1200.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $52.37 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 674 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 692 | FICO II | 674 | Beacon 5 | 663 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.075% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225254541 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4244.99 |  | 0.204819 |  |  |  |  |  | $4244.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $148.76 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 763 | FICO II | 770 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225257337 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3606.13 |  | 0.241892 |  |  |  |  |  | $3606.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $68.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 762 | FICO II | 749 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225257809 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2495.00 | Third Party Rental Source | $2488.01 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2488.01 |  |  | No |  |  |  | Long Term |  | $2495.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $205.95 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 761 | FICO II | 773 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225257810 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $4333.33 | Multiple Sources | $3766.53 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $3766.53 |  |  | No |  |  |  |  |  | $3350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42000.00 |  |  | [redacted] | $279.53 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | FICO II | 796 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225258331 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2798.32 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2798.32 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3000.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $117.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 715 | FICO II | 732 | Beacon 5 | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225258340 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $3158.56 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $3158.56 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $307.74 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 768 | FICO II | 777 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225258360 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $3671.96 |  | 0.000000 | 1.01 |  |  | 0.98 | 0.98 | $3671.96 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $5500.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $43.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 2.34 |  | Non-Permanent Resident Alien | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 737 | FICO II | 695 | Beacon 5 | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225258562 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1780.00 | Third Party Rental Source | $1557.80 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $1557.80 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1900.00 | $1780.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26500.00 |  |  | [redacted] | $79.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 661 | Fair Isaac | 697 | Beacon 5 | 759 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 715 | Fair Isaac | 762 | Beacon 5 | 689 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 78.367% | [Redacted] |  | 78.367% |  |  |  |  |  |  |  |  |
| 225259921 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1636.83 |  | 0.109046 |  |  |  |  |  | $1636.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $273.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 20.30 | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 696 | FICO II | 712 | Beacon 5 | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225259964 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $2200.00 | Multiple Sources | $1717.31 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1717.31 |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $78.04 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 813 | FICO II | 799 | Beacon 5 | 810 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.354% | [Redacted] |  |  | 68.354% | [Redacted] |  | 68.354% |  |  |  |  |  |  |  |  |
| 225259994 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5300.00 | Rent on Existing Lease | $4927.79 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $4927.79 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2800.00 | $3000.00 | Yes |  |  | 12 | Long Term | $2500.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $274.67 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No | Not Provided | Experienced Investor | 20.22 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 767 | Beacon 5 | 768 | FICO Risk Score Classic 04 | Individual | Trustee |  | [Redacted] | [Redacted] |  | Not Provided |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225261107 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2118.42 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $2118.42 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $194.47 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | First-Time Investor |  |  | Non-Permanent Resident Alien | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Trust | Business Entity |  | [redacted] | [redacted] |  |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  |  | Individually and as Trustee |  | [Redacted] | [Redacted] | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 766 | FICO II | 769 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225261481 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $7398.26 |  | 0.352970 |  |  |  |  |  | $7398.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $175.92 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] |  |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Retired | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 806 | FICO II | 810 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225261569 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $5213.84 |  | 0.378129 |  |  |  |  |  | $5213.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $391.85 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 800 | FICO II | 798 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225264618 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $7700.00 | Third Party Rental Source | $6065.22 |  | 0.000000 | 0.78 |  |  | 1.26 | 1.26 | $6065.22 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $5000.00 | $3100.00 | Yes |  |  | 12 | Long Term | $2300.00 | $2300.00 | Yes |  |  | 12 | Long Term | $2300.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60400.00 |  |  | [redacted] | $145.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 8.47 |  | US Citizen | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 716 | FICO II | 749 | Beacon 5 | 688 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225264869 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1445.00 | Rent on Existing Lease | $1216.04 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $1216.04 |  |  | Yes | [redacted] | [redacted] | 36 | Long Term | $1445.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26643.00 |  |  | [redacted] | $81.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 8.75 | US Citizen |  | 762 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 782 | FICO II | 730 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.833% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225265489 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5350.00 | Rent on Existing Lease | $5465.80 |  | 0.000000 | 1.02 |  |  | 0.97 | 0.97 | $5465.80 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $5350.00 | $5950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $55.00 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 814 | FICO II | 800 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 225266069 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $2067.15 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2067.15 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2100.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | [redacted] | $152.57 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  | No | Experienced Investor | 13.97 |  | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 759 | FICO II | 748 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 693 | FICO II | 676 | Beacon 5 | 652 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225266072 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $4466.88 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $4466.88 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $8500.00 | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50500.00 |  |  | [redacted] | $268.23 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 0.12 | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] |  | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 674 | FICO II | 758 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.645% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225266073 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $4580.99 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $4580.99 |  |  | Yes | [redacted] | [redacted] | 23 | Long Term | $8800.00 | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $228.92 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 0.19 |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  | 02/11/2026 | 674 | FICO II | 758 | Beacon 5 | 811 | FICO Risk Score Classic 04 | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.366% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225266082 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $2700.09 |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | $2700.09 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $5050.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | [redacted] | $182.58 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 0.73 | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 674 | FICO II | 758 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 129.600% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225266119 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4331.73 |  | 0.111150 |  |  |  |  |  | $4331.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $498.10 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 766 | FICO II | 804 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225266239 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term |  |  |  | $10200.00 | Third Party Rental Source | $9371.83 |  | 0.000000 | 0.91 |  |  | 1.08 | 1.08 | $9371.83 |  |  | No |  |  |  | Short Term |  | $10200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $174.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 728 | FICO II | 747 | Beacon 5 | 760 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/26/2026 | 782 | FICO II | 753 | Beacon 5 | 686 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225266249 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $2200.00 | Third Party Rental Source | $1524.82 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $1524.82 |  |  | No |  |  |  |  |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19080.00 |  |  | [redacted] | $110.00 | Level 2-Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor | 0.50 |  | US Citizen | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 2-Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 690 | FICO II | 688 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 430.519% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225266259 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1416.50 |  | 0.446713 |  |  |  |  |  | $1416.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $71.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 774 | FICO II | 770 | Beacon 5 | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225266940 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $8600.00 | Third Party Rental Source | $7261.01 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $7261.01 |  |  | No |  |  |  |  |  | $8600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80000.00 |  |  | [redacted] | $567.93 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  | No | Experienced Investor |  |  | US Citizen | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 755 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/02/2026 | 735 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/02/2026 | 716 | Fair Isaac (VER. 2) | 720 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225267636 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4775.00 | Third Party Rental Source | $2173.12 |  | 0.000000 | 0.45 |  |  | 2.19 | 2.19 | $2173.12 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $1575.00 | $1575.00 | Yes |  |  | 12 | Long Term | $1650.00 | $1625.00 | Yes |  |  | 12 | Long Term | $1575.00 | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38800.00 |  |  | [redacted] | $208.25 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  | No | Experienced Investor | 1.26 |  | US Citizen | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] |  |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | FICO II | 716 | Beacon 5 | 712 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/02/2026 | 768 | FICO II | 783 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.765% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225278559 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2350.00 | Rent on Existing Lease | $1583.12 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $1583.12 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1200.00 | $1200.00 | Yes |  |  | 12 | Long Term | $1150.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $142.97 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  | No | Experienced Investor | 1.75 |  | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 1 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 750 | FICO II | 740 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.231% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225278565 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $10168.37 |  | 0.082268 |  |  |  |  |  | $10168.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $1117.60 | Level 3-Stated/Partially Verified |  |  |  | No |  | No |  | 0.48 |  | US Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed | [Redacted] | [Redacted] | 15 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 731 | FICO II | 775 | Beacon 5 | 761 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/13/2026 | 787 | FICO II | 729 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225278883 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1344.98 |  | 0.000000 | 0.74 |  |  | 1.33 | 1.33 | $1344.98 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $96.78 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 736 | FICO II | 719 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225279361 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $11116.00 | Rent on Existing Lease | $8469.54 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $8469.54 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $5000.00 | $5000.00 | Yes |  |  | 12 | Long Term | $3058.00 | $3058.00 | Yes |  |  | 12 | Long Term | $3058.00 | $3058.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $593.18 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor | 0.17 |  | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 734 | FICO II | 696 | Beacon 5 | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 116.667% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225279842 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1599.24 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1599.24 |  |  | Yes | [redacted] |  | 12 | Long Term | $1600.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $84000.00 |  |  | [redacted] | $150.22 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.63 | US Citizen |  | 650 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 675 | FICO II | 650 | Beacon 5 | 623 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.125% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225280153 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2996.57 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $2996.57 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | [redacted] | $67.14 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 766 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 718 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 681 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225280323 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2777.92 |  | 0.394358 |  |  |  |  |  | $2777.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $96.60 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 809 | FICO II | 782 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225280387 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $8898.98 |  | 0.290846 |  |  |  |  |  | $8898.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $196.00 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 816 | FICO II | 809 | Beacon 5 | 812 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 814 | FICO II | 804 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225283303 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4800.00 | Third Party Rental Source | $5341.09 |  | 0.000000 | 1.11 |  |  | 0.89 | 0.89 | $5341.09 |  |  | No |  |  |  | Long Term |  | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48000.00 |  |  | [redacted] | $128.12 | Level 1-Not Stated/Not Verified | No | 1 | 12 | No |  | No | Experienced Investor |  |  | US Citizen | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 11 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 683 | Fair Isaac (VER. 2) | 652 | FICO Classic V5 Facta | 684 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.396% | [Redacted] |  |  | 43.396% | [Redacted] |  | 43.396% |  |  |  |  |  |  |  |  |
| 225286632 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1365.20 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1365.20 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $1600.00 | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $145.81 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 0.55 |  | US Citizen | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 714 | FICO II | 710 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 150.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225287261 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $5412.66 |  | 0.397941 |  |  |  |  |  | $5412.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $139.53 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 718 | FICO II | 756 | Beacon 5 | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225291490 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5200.00 | Third Party Rental Source | $4487.53 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $4487.53 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1950.00 | $2200.00 | Yes |  |  | 1 | Long Term | $2650.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | [redacted] | $183.91 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 9.18 | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 800 | FICO II | 705 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 60.357% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225291629 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $3420.89 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $3420.89 |  |  | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $310.63 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 793 | FICO II | 774 | Beacon 5 | 797 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/09/2026 | 837 | FICO II | 755 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225291631 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3726.67 | Third Party Rental Source | $3665.44 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $3665.44 |  |  | No |  |  |  | Long Term |  | $3726.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41172.00 |  |  | [redacted] | $136.37 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | First-Time Investor |  | US Citizen | US Citizen | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 755 | FICO II | 796 | Beacon 5 | 764 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 825 | FICO II | 793 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 225291772 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $3691.93 |  | 0.000000 | 1.08 |  |  | 0.92 | 0.92 | $3691.93 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52700.00 |  |  | [redacted] | $97.80 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | First-Time Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225291792 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1300.00 | Rent on Existing Lease | $1030.81 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $1030.81 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1300.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50600.00 |  |  | [redacted] | $102.00 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 0.89 | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 727 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 78.514% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225291796 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $935.08 |  | 0.000000 | 0.66 |  |  | 1.49 | 1.49 | $935.08 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $74.59 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | [Redacted] | [Redacted] | 50.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/20/2026 | 702 | Fair Isaac (VER. 2) | 704 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225291895 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1318.04 |  | 0.207377 |  |  |  |  |  | $1318.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $132.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.26 | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225291930 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $5074.16 |  | 0.000000 | 1.26 |  |  | 0.78 | 0.78 | $5074.16 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $840.58 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 785 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225294321 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3647.38 |  | 0.130652 |  |  |  |  |  | $3647.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $463.91 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 806 | FICO II | 793 | Beacon 5 | 778 | FICO Risk Score Classic 04 | Individual | Individual | Employed | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 826 | FICO II | 796 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225294893 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $5100.00 | Third Party Rental Source | $4857.26 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $4857.26 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $180.17 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 728 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 728 | FICO II | 766 | Beacon 5 | 719 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/18/2026 | 721 | FICO II | 805 | Beacon 5 | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225295391 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1851.04 |  | 0.339626 |  |  |  |  |  | $1851.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $55.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 770 | FICO II | 800 | Beacon 5 | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225298147 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1575.00 | Third Party Rental Source | $1345.10 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1345.10 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1700.00 | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $109.71 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  | No | Experienced Investor | 0.19 |  | US Citizen | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 669 | FICO II | 695 | Beacon 5 | 693 | FICO Risk Score Classic 04 | Individual | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/25/2026 | 753 | FICO II | 702 | Beacon 5 | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.688% | [Redacted] |  |  | 139.453% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225298156 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2084.85 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2084.85 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $2200.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $116.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 3.25 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 771 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225298160 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1808.93 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $1808.93 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2300.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $121.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 0.69 |  | US Citizen | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 665 | FICO II | 730 | Beacon 5 | 688 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 240.860% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225298480 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $3107.25 |  | 0.229190 |  |  |  |  |  | $3107.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $99.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 7.22 | US Citizen |  | 663 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 678 | FICO II | 663 | Beacon 5 | 638 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225299529 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1402.95 |  | 0.000000 | 0.56 |  |  | 1.78 | 1.78 | $1402.95 |  |  | No |  |  |  | Long Term |  | $1250.00 | No |  |  |  | Long Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39100.00 |  |  | [redacted] | $142.83 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 736 | FICO II | 765 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225329341 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1292.20 |  | 0.000000 | 0.56 |  |  | 1.77 | 1.77 | $1292.20 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $198.37 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 772 | FICO II |  |  | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 40.000% | [Redacted] |  |  | 40.000% | [Redacted] |  | 40.000% |  |  |  |  |  |  |  |  |
| 225330492 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1761.12 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $1761.12 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43600.00 |  |  | [redacted] | $95.02 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | First-Time Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225330673 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $5580.00 | Third Party Rental Source | $4941.28 |  | 0.000000 | 0.88 |  |  | 1.12 | 1.12 | $4941.28 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1400.00 | $1350.00 | Yes |  |  | 12 | Long Term | $1520.00 | $1350.00 | Yes |  |  | 12 | Long Term | $1745.00 | $1440.00 | Yes |  |  | 12 | Long Term | $1358.00 | $1440.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $355.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.39 | US Citizen |  | 647 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 647 | FICO II | 621 | Beacon 5 | 654 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225330675 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2296.52 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $2296.52 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1500.00 | $1525.00 | Yes |  |  | 12 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $80.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 1.58 |  | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 778 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225330825 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2072.79 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2072.79 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36800.00 |  |  | [redacted] | $110.91 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | FICO II | 807 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  | Individually and as Trustee |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 754 | FICO II | 758 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225330826 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $935.00 | Third Party Rental Source | $716.54 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $716.54 |  |  | No |  |  |  | Long Term |  | $935.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $123.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 638 | FICO II | 704 | Beacon 5 | 670 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 225331494 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $2336.92 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2336.92 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $149.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 711 | Fair Isaac (VER. 2) | 704 | FICO Classic V5 Facta | 693 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225331765 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2380.00 | Third Party Rental Source | $2122.44 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $2122.44 |  |  | No |  |  |  | Long Term |  | $2380.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45900.00 |  |  | [redacted] | $236.91 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 800 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225335069 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $2843.22 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2843.22 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $350.03 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 670 | FICO II | 742 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225335376 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1256.65 |  | 0.236307 |  |  |  |  |  | $1256.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $65.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.75 | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | FICO II | 759 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225335402 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $10550.00 | Third Party Rental Source | $9836.13 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $9836.13 |  |  | No |  |  |  | Long Term |  | $10550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $466.30 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 1.19 | US Citizen |  | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 690 | Beacon 5 | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 52.333% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225335757 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1499.01 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1499.01 |  |  | Yes | [redacted] | [redacted] | 23 | Long Term | $2350.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $115.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor | 18.40 | US Citizen | US Citizen | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 630 | FICO II | 629 | Beacon 5 | 643 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | FICO II | 737 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.356% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225341683 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $2268.96 |  | 0.242082 |  |  |  |  |  | $2268.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $404.10 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 746 | FICO II | 705 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225345312 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2756.94 |  | 0.000000 | 1.14 |  |  | 0.87 | 0.87 | $2756.94 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $92.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 815 | FICO II | 794 | Beacon 5 | 798 | FICO Risk Score Classic 04 | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 815 | FICO II | 802 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225345313 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $3703.97 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $3703.97 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $4000.00 | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $301.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.93 | US Citizen |  | 624 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 624 | FICO II | 654 | Beacon 5 | 615 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 97.253% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225345328 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2450.00 | Rent on Existing Lease | $1535.68 |  | 0.000000 | 0.62 |  |  | 1.59 | 1.59 | $1535.68 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $800.00 | $800.00 | Yes |  |  | 1 | Long Term | $800.00 | $950.00 | Yes |  |  | 1 | Long Term | $850.00 | $850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $154.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | First-Time Investor | 7.92 |  | US Citizen | 674 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 677 | FICO II | 674 | Beacon 5 | 669 | FICO Risk Score Classic 04 | Business Entity |  | [Redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225345329 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $3800.00 | Rent on Existing Lease | $3671.27 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $3671.27 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3800.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $169.17 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  | No | Experienced Investor | 1.76 |  | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225345793 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2592.00 | Rent on Existing Lease | $1638.85 |  | 0.000000 | 0.63 |  |  | 1.58 | 1.58 | $1638.85 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1296.00 | $1300.00 | Yes |  |  | 12 | Long Term | $1296.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $218.86 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 736 | FICO II | 746 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225350868 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $7238.33 |  | 0.483945 |  |  |  |  |  | $7238.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $84.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 15 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 717 | FICO II | 747 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225352395 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $1762.11 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $1762.11 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $95.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 684 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 684 | Fair Isaac (VER. 2) | 676 | FICO Classic V5 Facta | 684 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225352539 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1787.42 |  | 0.000000 | 0.77 |  |  | 1.28 | 1.28 | $1787.42 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $72.47 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 61.118% | [Redacted] |  |  | 61.118% | [Redacted] |  | 61.118% |  |  |  |  |  |  |  |  |
| 225356004 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $4760.70 |  | 0.391877 |  |  |  |  |  | $4760.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $187.79 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired | [redacted] | [redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 776 | Beacon 5 | 765 | FICO Risk Score Classic 04 | Individual | Individual | Retired | [Redacted] | [Redacted] | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 793 | FICO II |  |  | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225356818 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1784.52 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1784.52 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38300.00 |  |  | [redacted] | $91.49 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 225361021 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes |  |  |  |  |  |  |  | $1479.68 |  | 0.410730 |  |  |  |  |  | $1479.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $76.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | [redacted] | [redacted] | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 686 | FICO II | 635 | Beacon 5 | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225361024 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $6900.00 | Rent on Existing Lease | $6154.89 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $6154.89 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $6900.00 | $6900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120200.00 |  |  | [redacted] | $344.94 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 1.63 | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | FICO II | 765 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.421% | [Redacted] |  |  | 110.672% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225363860 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $2495.00 | Rent on Existing Lease | $2440.85 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $2440.85 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2495.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $166.48 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 0.90 |  | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | FICO II | 802 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 108.631% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225363870 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $7105.00 | Multiple Sources | $6844.07 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $6844.07 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1742.50 | $1700.00 | Yes |  |  | 13 | Long Term | $2625.00 | $2750.00 | Yes |  |  | 16 | Long Term | $2655.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $267.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 2.40 |  | US Citizen | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 762 | FICO II | 776 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225365051 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $5333.33 | Multiple Sources | $3366.47 |  | 0.000000 | 0.63 |  |  | 1.58 | 1.58 | $3366.47 |  |  | No |  |  |  |  |  | $6666.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $169.20 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  | [redacted] | [redacted] | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  | [Redacted] | [Redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 818 | FICO II | 776 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 225373169 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $2830.71 |  | 0.000000 | 1.41 |  |  | 0.70 | 0.7 | $2830.71 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $69.42 | Level 4-Stated/Verified as defined | No | 3 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  | [redacted] | [redacted] | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | FICO II | 699 | Beacon 5 | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.860% | [Redacted] |  |  | 50.860% | [Redacted] |  | 50.860% |  |  |  |  |  |  |  |  |
| 225380345 | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | Yes | Yes | Long Term |  |  |  | $11800.00 | Rent on Existing Lease | $6544.52 |  | 0.000000 | 0.55 |  |  | 1.80 | 1.8 | $6544.52 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $6950.00 | $8000.00 | Yes |  |  | 12 | Long Term | $2300.00 | $2650.00 | Yes |  |  | 12 | Long Term | $2550.00 | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $751.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 34.45 | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  | [redacted] | [redacted] | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | FICO II | 795 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 28.571% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cross_abs15g.htm)

**Exhibit 99.1 - Schedule 7**

---

| |
|:---|
| ![](situslogo.jpg) |
| **Data Compare (Non-Ignored)** |
| **Run Date - 4/8/2026 10:54:31 AM** |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| 224292781 | 16052507688630 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224292781 | 16052507688630 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224292781 | 16052507688630 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292781 | 16052507688630 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224292781 | 16052507688630 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 436.567 |  | Verified | Unable to verify due to missing information |
| 224415720 | 1034000171515 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224415720 | 1034000171515 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224415720 | 1034000171515 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224424720 | 1034000177985 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 224426930 | 1034000264798 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224426930 | 1034000264798 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224428761 | 1034000412160 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224428761 | 1034000412160 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428761 | 1034000412160 | [Redacted] |  |  | Representative FICO | 812 | 817 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224428761 | 1034000412160 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 | Verified | Due to rounding off |
| 224428785 | 1605000377919 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455169 | 1034000434862 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455169 | 1034000434862 | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 224462664 | 1034000254868 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224462664 | 1034000254868 | [Redacted] |  |  | Representative FICO | 784 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224462664 | 1034000254868 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224462664 | 1034000254868 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224541739 | 1034000229453 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224541739 | 1034000229453 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224560192 | 1606000481882 | [Redacted] |  |  | Original Loan Amount | 232000.00 | 230000.00 | Verified | Field Value reflects the Note value |
| 224573251 | 1034000139616 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573251 | 1034000139616 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224573514 | 1034000399015 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573514 | 1034000399015 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573514 | 1034000399015 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 224573523 | 1034000116765 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573523 | 1034000116765 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224573523 | 1034000116765 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 33.058 | 30.22794 | Verified | Unable to verify due to missing information |
| 224573628 | 1034000069859 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573628 | 1034000069859 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573628 | 1034000069859 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224574935 | 48412410555090 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224574935 | 48412410555090 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224574935 | 48412410555090 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224574935 | 48412410555090 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224574938 | 1034000181839 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224582079 | 1034000385988 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224582079 | 1034000385988 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224582079 | 1034000385988 | [Redacted] |  |  | Representative FICO | 758 | 789 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224582079 | 1034000385988 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224582079 | 1034000385988 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 37.96 | 45.71695 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224582079 | 1034000385988 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224619034 | 1034000456445 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224619034 | 1034000456445 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224624870 | 1605000471521 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 48.62 | 32.80907 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224629773 | 1034000372360 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224629773 | 1034000372360 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224629773 | 1034000372360 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224629773 | 1034000372360 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5948.6 |  | Verified | Alternate format, not a true discrepancy |
| 224629773 | 1034000372360 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224661073 | 1034000382219 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224661073 | 1034000382219 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224661073 | 1034000382219 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661073 | 1034000382219 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224661073 | 1034000382219 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224661073 | 1034000382219 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224678564 | 1605000444731 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678564 | 1605000444731 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224678564 | 1605000444731 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1894.69 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224693457 | 1034000492000 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693457 | 1034000492000 | [Redacted] |  |  | Representative FICO | 756 | 791 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224693457 | 1034000492000 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 10.367 | 14.69354 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224705515 | 1034000460357 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224705515 | 1034000460357 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224710935 | 1034000469225 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224710935 | 1034000469225 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224710935 | 1034000469225 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224710935 | 1034000469225 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224710939 | 1034000398807 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224710939 | 1034000398807 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224710939 | 1034000398807 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | No DTI calculation |
| 224710939 | 1034000398807 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224713328 | 1034000487903 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224713328 | 1034000487903 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713328 | 1034000487903 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224713328 | 1034000487903 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224713368 | 1034000474640 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713368 | 1034000474640 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224713368 | 1034000474640 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224713388 | 1034000428539 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713388 | 1034000428539 | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 224713388 | 1034000428539 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224716311 | 1605000482167 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224716311 | 1605000482167 | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224716862 | 1034000430935 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224716862 | 1034000430935 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224716862 | 1034000430935 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224716862 | 1034000430935 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | $4400 income / $4,331.11 PITIA |
| 224716864 | 1034000434866 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720006 | 1034000285665 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224720006 | 1034000285665 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224720006 | 1034000285665 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720006 | 1034000285665 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.93 | 0.91 | Verified | Lender utilized a lesser HOA and higher Insurance premium than source document. |
| 224725728 | 1034000478302 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725728 | 1034000478302 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224727436 | 1034000435111 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727436 | 1034000435111 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727436 | 1034000435111 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727436 | 1034000435111 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224727436 | 1034000435111 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224727436 | 1034000435111 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224727559 | 1034000449419 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727559 | 1034000449419 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727559 | 1034000449419 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224727559 | 1034000449419 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 844.553 |  | Verified | DSCR loan |
| 224727559 | 1034000449419 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.63 | 1.62 | Verified | Field value reflects source document |
| 224727866 | 1034000405546 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727866 | 1034000405546 | [Redacted] |  |  | Representative FICO | 756 | 785 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224727866 | 1034000405546 | [Redacted] |  |  | Margin | 0 |  | Verified | DSCR Loan |
| 224728443 | 1034000410551 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224728443 | 1034000410551 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224728443 | 1034000410551 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.39 |  |  |
| 224731440 | 1034000489570 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731440 | 1034000489570 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224731440 | 1034000489570 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The Bid Tape Field Value was not provided |
| 224731440 | 1034000489570 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 41.244 | 39.04338 | Verified | Field Value DTI is lower than Tape value but within 3% tolerance per FNMA guidelines and < 45% DTI |
| 224731479 | 1034000496907 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731479 | 1034000496907 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224731479 | 1034000496907 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.29 | 1.28 |  |  |
| 224734741 | 1034000497610 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224734741 | 1034000497610 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224734741 | 1034000497610 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734741 | 1034000497610 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224734741 | 1034000497610 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 224734741 | 1034000497610 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 97.705 |  | Verified | DSCR loan |
| 224734741 | 1034000497610 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.10 | Verified | Unable to verify due to missing information |
| 224735073 | 1034000450558 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735073 | 1034000450558 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224735073 | 1034000450558 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224735994 | 1034000357403 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735994 | 1034000357403 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224735994 | 1034000357403 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224735994 | 1034000357403 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2910.79 |  | Verified | DSCR Loan |
| 224735994 | 1034000357403 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.21 |  |  |
| 224739794 | 1034000475303 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224746311 | 1034000447125 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224746311 | 1034000447125 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224746311 | 1034000447125 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224746311 | 1034000447125 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224746311 | 1034000447125 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 919.476 |  | Verified | Alternate format, not a true discrepancy |
| 224746311 | 1034000447125 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224746355 | 1034000185954 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224746355 | 1034000185954 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224771805 | 1034000512746 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224771805 | 1034000512746 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771805 | 1034000512746 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224771805 | 1034000512746 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224771805 | 1034000512746 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.00 | 0.98 | Verified | Field value reflects source document |
| 224771835 | 1034000511473 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771835 | 1034000511473 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.23 |  |  |
| 224773837 | 1034000510736 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224773837 | 1034000510736 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224773837 | 1034000510736 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224778082 | 1034000466510 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224778082 | 1034000466510 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778082 | 1034000466510 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224778082 | 1034000466510 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.59 | 1.58 |  |  |
| 224790952 | 1034000452833 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224790952 | 1034000452833 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224790958 | 1034000484905 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224790958 | 1034000484905 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Security Instrument |
| 224790958 | 1034000484905 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224790958 | 1034000484905 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224790958 | 1034000484905 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 29.666 | 41.83277 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224809811 | 1034000521515 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224809811 | 1034000521515 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224809811 | 1034000521515 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224809811 | 1034000521515 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1386.73 |  | Verified | Alternate format, not a true discrepancy |
| 224809811 | 1034000521515 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.20 | Verified | Due to round off |
| 224826721 | 1034000496839 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224826721 | 1034000496839 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224851116 | 1606000550216 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224851116 | 1606000550216 | [Redacted] |  |  | Representative FICO |  | 740 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224851116 | 1606000550216 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224852692 | 1034000495015 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224852692 | 1034000495015 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224852692 | 1034000495015 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224852692 | 1034000495015 | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224852692 | 1034000495015 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224853076 | 1034000236800 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224853076 | 1034000236800 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224853076 | 1034000236800 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224853076 | 1034000236800 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224853078 | 1034000407584 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224853078 | 1034000407584 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224853078 | 1034000407584 | [Redacted] |  |  | Representative FICO | 722 | 806 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224853138 | 1034000498088 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224853138 | 1034000498088 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224853138 | 1034000498088 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 338.341 |  | Verified | Lease profile |
| 224853138 | 1034000498088 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224854380 | 1034000227684 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854380 | 1034000227684 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224854461 | 1034000488953 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854461 | 1034000488953 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224854461 | 1034000488953 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224854461 | 1034000488953 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5571.95 |  | Verified | DSCR Loan |
| 224854461 | 1034000488953 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224854461 | 1034000488953 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.15 | Verified | Field value reflects source document |
| 224878745 | 1034000476556 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224878745 | 1034000476556 | [Redacted] |  |  | Representative FICO | 741 | 748 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224878745 | 1034000476556 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224878745 | 1034000476556 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3178.43 |  | Verified | DSCR Loan Program |
| 224878873 | 1034000454807 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224878873 | 1034000454807 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224878873 | 1034000454807 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224878873 | 1034000454807 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224878873 | 1034000454807 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224878873 | 1034000454807 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1110.74 |  | Verified | Unable to verify due to missing information |
| 224878873 | 1034000454807 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.09 | Verified | due to rounding |
| 224926023 | 1034000529482 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926023 | 1034000529482 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926023 | 1034000529482 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 33.547 | 37.11439 |  |  |
| 224926023 | 1034000529482 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224926078 | 1034000508005 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926078 | 1034000508005 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926078 | 1034000508005 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926078 | 1034000508005 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224926083 | 1034000450832 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224926083 | 1034000450832 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926083 | 1034000450832 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926083 | 1034000450832 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 232.083 |  | Verified | DSCR Loan Program |
| 224926083 | 1034000450832 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.45 | 1.60 | Verified | Qualifying income updated as $25,000 as per 1007 document. |
| 224931459 | 1034000244418 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224931459 | 1034000244418 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224931459 | 1034000244418 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224931459 | 1034000244418 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224931459 | 1034000244418 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224931699 | 1034000484544 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224935044 | 1606000551030 | [Redacted] |  |  | Original Interest Rate | 6.75 | 7 | Verified | Field Value reflects the Note value |
| 224935044 | 1606000551030 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224935081 | 1606000566601 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224943023 | 1034000507592 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224943023 | 1034000507592 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224943023 | 1034000507592 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224949051 | 1034000449603 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949051 | 1034000449603 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224949051 | 1034000449603 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224949051 | 1034000449603 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224965173 | 1034000537708 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224965173 | 1034000537708 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224965173 | 1034000537708 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224965173 | 1034000537708 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Lease profile |
| 224965173 | 1034000537708 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224987953 | 1034000515276 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224987953 | 1034000515276 | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan |
| 224987953 | 1034000515276 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | N/A; refinance |
| 224987953 | 1034000515276 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.99 | 0.98 | Verified | Discrepancy due to rounding. |
| 224988608 | 1034000398220 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988622 | 1034000355626 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988622 | 1034000355626 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224988622 | 1034000355626 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224988683 | 1034000124524 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988683 | 1034000124524 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224988683 | 1034000124524 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224989083 | 1034000405789 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224989379 | 1034000518125 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224989379 | 1034000518125 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224989379 | 1034000518125 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224989399 | 1034000521568 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224989399 | 1034000521568 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224989399 | 1034000521568 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224989399 | 1034000521568 | [Redacted] |  |  | Representative FICO | 750 | 778 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224989399 | 1034000521568 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224989399 | 1034000521568 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3590.06 |  | Verified | Lease profile |
| 224989399 | 1034000521568 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.41 | 1.36 | Verified | Discrepancy due to rounding. |
| 224989945 | 1034000403961 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224989945 | 1034000403961 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224989945 | 1034000403961 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224989945 | 1034000403961 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224989945 | 1034000403961 | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224989945 | 1034000403961 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224991918 | 1034000363416 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224991918 | 1034000363416 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224991918 | 1034000363416 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224994225 | 1034000524809 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224994225 | 1034000524809 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224994225 | 1034000524809 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224994225 | 1034000524809 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224997951 | 1034000472157 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224997951 | 1034000472157 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224999420 | 1034000485535 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224999420 | 1034000485535 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224999420 | 1034000485535 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224999420 | 1034000485535 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224999420 | 1034000485535 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224999772 | 1034000572304 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224999772 | 1034000572304 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224999772 | 1034000572304 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224999791 | 1034000474157 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224999791 | 1034000474157 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225000269 | 1034000445160 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225001404 | 1034000484183 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225001404 | 1034000484183 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 33.284 | 35.65314 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225003613 | 1034000552059 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003613 | 1034000552059 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225003613 | 1034000552059 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 300.417 |  | Verified | DSCR Loan. |
| 225005740 | 1034000524152 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225005740 | 1034000524152 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225005740 | 1034000524152 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.56 | 1.55 | Verified | Due to rounding |
| 225008067 | 1034000512236 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225008067 | 1034000512236 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225008067 | 1034000512236 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225008067 | 1034000512236 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225008067 | 1034000512236 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225008067 | 1034000512236 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3895.9 |  | Verified | DSCR Loan |
| 225008067 | 1034000512236 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.04 | Verified | Rent =$2,400.00 Monthly PITIA = $2,288.19. DSCR is 1.0488639 , due to rounding |
| 225008418 | 1034000462780 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225008418 | 1034000462780 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225008418 | 1034000462780 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225010517 | 1606000511146 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225010517 | 1606000511146 | [Redacted] |  |  | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 225011566 | 1606000549879 | [Redacted] |  |  | Original Interest Rate | 6.99 | 7 | Verified | Field Value reflects the Note value |
| 225011566 | 1606000549879 | [Redacted] |  |  | Originator Application Date | 2025-12-20 | 2025-12-24 | Verified | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| 225011569 | 1034000532242 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225011569 | 1034000532242 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225011569 | 1034000532242 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225011569 | 1034000532242 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225011569 | 1034000532242 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction |
| 225011569 | 1034000532242 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 42.238 |  | Verified | DSCR Loan |
| 225011569 | 1034000532242 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225011569 | 1034000532242 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.53 | 1.52 | Verified | Field value reflects source document |
| 225011576 | 1034000538296 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225011576 | 1034000538296 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225011576 | 1034000538296 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225011576 | 1034000538296 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225011576 | 1034000538296 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2522.53 |  | Verified | Alternate format, not a true discrepancy |
| 225011576 | 1034000538296 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.09 | Verified | Rent is $1,350.00, Monthly PITIA $1,230.84. DSCR=1.09681193 |
| 225012077 | 1034000104213 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225012077 | 1034000104213 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225012148 | 1034000523481 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225012148 | 1034000523481 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225012148 | 1034000523481 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225012148 | 1034000523481 | [Redacted] |  |  | Representative FICO | 772 | 797 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225012148 | 1034000523481 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225012148 | 1034000523481 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4171.85 |  | Verified | DSCR Loan |
| 225012148 | 1034000523481 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.05 | Verified | Rent is $1,500.00, Monthly PITIA $1,418.07. DSCR=1.05777570, Due to rounding |
| 225012151 | 1034000475461 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225012151 | 1034000475461 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4667.31 |  | Verified | DSCR Loan |
| 225012153 | 1034000549342 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225012153 | 1034000549342 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225012153 | 1034000549342 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225012153 | 1034000549342 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225012153 | 1034000549342 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | It is refinance |
| 225012153 | 1034000549342 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 442.233 |  | Verified | It is DSCR |
| 225012196 | 1034000498920 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225012196 | 1034000498920 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225012196 | 1034000498920 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014577 | 1034000542169 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014577 | 1034000542169 | [Redacted] |  |  | Representative FICO | 723 | 771 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 225014577 | 1034000542169 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225014577 | 1034000542169 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225014577 | 1034000542169 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 580.528 |  | Verified | DSCR Loan |
| 225014577 | 1034000542169 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.41 | 1.40 | Verified | Field value reflects source document |
| 225014579 | 1034000529668 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014579 | 1034000529668 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225014579 | 1034000529668 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225014609 | 1034000324608 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014609 | 1034000324608 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225014609 | 1034000324608 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225014704 | 1034000516298 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225014704 | 1034000516298 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014704 | 1034000516298 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225014704 | 1034000516298 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225014704 | 1034000516298 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225014833 | 1034000518112 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014833 | 1034000518112 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225014833 | 1034000518112 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5975.26 |  | Verified | DSCR Loan |
| 225014876 | 1034000542019 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014876 | 1034000542019 | [Redacted] |  |  | Representative FICO | 694 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225014876 | 1034000542019 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225014876 | 1034000542019 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225015243 | 1034000418336 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225015243 | 1034000418336 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225015326 | 1034000531070 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225015326 | 1034000531070 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225015326 | 1034000531070 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225015326 | 1034000531070 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225015326 | 1034000531070 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 45.256 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225017149 | 1034000505601 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017149 | 1034000505601 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225017163 | 1034000560501 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225017163 | 1034000560501 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225017163 | 1034000560501 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017163 | 1034000560501 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225017163 | 1034000560501 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225017163 | 1034000560501 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1729.23 |  | Verified | DSCR Loan |
| 225017163 | 1034000560501 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.29 | Verified | Field value reflects source document |
| 225019234 | 1034000428555 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019234 | 1034000428555 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019234 | 1034000428555 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225019234 | 1034000428555 | [Redacted] |  |  | Representative FICO | 750 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225019234 | 1034000428555 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225019234 | 1034000428555 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225019234 | 1034000428555 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225019238 | 1034000529393 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019238 | 1034000529393 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019238 | 1034000529393 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225019238 | 1034000529393 | [Redacted] |  |  | Representative FICO | 772 | 797 | Verified | Used the highest middle score amongst all Applicants on the loan. |
| 225019238 | 1034000529393 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225019238 | 1034000529393 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Updated from appraisal report |
| 225019245 | 1034000487683 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225019251 | 1034000529859 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225019251 | 1034000529859 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225019255 | 1034000466823 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019255 | 1034000466823 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019255 | 1034000466823 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225019255 | 1034000466823 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 225019255 | 1034000466823 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225019255 | 1034000466823 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Lease profile |
| 225019286 | 1605000555683 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225023160 | 1034000556574 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225023160 | 1034000556574 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225023160 | 1034000556574 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225023321 | 1034000541153 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225023321 | 1034000541153 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225023321 | 1034000541153 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225023321 | 1034000541153 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225023321 | 1034000541153 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.36 | 1.43 | Verified | DSCR calculated by short term rental income $2200 with 62% occupancy by total debts $1324.98. |
| 225023339 | 1034000522724 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225023339 | 1034000522724 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225023339 | 1034000522724 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225023339 | 1034000522724 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225023339 | 1034000522724 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225025883 | 1034000468552 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225025883 | 1034000468552 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225025883 | 1034000468552 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225025883 | 1034000468552 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225025883 | 1034000468552 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225025942 | 1034000553365 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225025942 | 1034000553365 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225025943 | 1034000541715 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033053 | 1034000577251 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033053 | 1034000577251 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate loan. |
| 225033053 | 1034000577251 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225033053 | 1034000577251 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.12 | Verified | Underwriter has considered the lower market rent of $2,250.00 for DSCR calcuation. |
| 225033143 | 1034000555596 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033392 | 1034000518244 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225033392 | 1034000518244 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225033392 | 1034000518244 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033392 | 1034000518244 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225033392 | 1034000518244 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225033398 | 1034000267658 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225033398 | 1034000267658 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225033398 | 1034000267658 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033398 | 1034000267658 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225033398 | 1034000267658 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225033398 | 1034000267658 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.28 | 1.27 | Verified | Field value reflects source document |
| 225033414 | 1034000480944 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033414 | 1034000480944 | [Redacted] |  |  | Representative FICO | 784 | 800 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 225033414 | 1034000480944 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225033461 | 1034000494112 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225033461 | 1034000494112 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225033461 | 1034000494112 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033461 | 1034000494112 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225033461 | 1034000494112 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225033461 | 1034000494112 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.83 | 0.82 | Verified | Field value reflects source document |
| 225034274 | 1034000470542 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225034274 | 1034000470542 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225034546 | 1034000449458 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225034546 | 1034000449458 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225035456 | 1034000502956 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225035456 | 1034000502956 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225035456 | 1034000502956 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225035456 | 1034000502956 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225035456 | 1034000502956 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225035456 | 1034000502956 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 338.233 |  | Verified | DSCR Loan |
| 225035456 | 1034000502956 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225036854 | 1034000539095 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225036854 | 1034000539095 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225036871 | 1034000356466 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037257 | 1034000440988 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Business entity is updated as Borrower |
| 225037257 | 1034000440988 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225037257 | 1034000440988 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037279 | 1034000440365 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037279 | 1034000440365 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225037330 | 1034000306381 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225037330 | 1034000306381 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225037330 | 1034000306381 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037330 | 1034000306381 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225037330 | 1034000306381 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225037330 | 1034000306381 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225037346 | 1034000505411 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037346 | 1034000505411 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225037346 | 1034000505411 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225037346 | 1034000505411 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225037359 | 1034000424852 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037359 | 1034000424852 | [Redacted] |  |  | Property Type | Mobile Home (Multi-Wide) | Manufactured Housing | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225037359 | 1034000424852 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225037359 | 1034000424852 | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225037382 | 1034000466967 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037382 | 1034000466967 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225037382 | 1034000466967 | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 225037382 | 1034000466967 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225037501 | 1034000485722 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037501 | 1034000485722 | [Redacted] |  |  | Representative FICO | 748 | 792 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225037501 | 1034000485722 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225037524 | 1034000524668 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225038870 | 1034000540777 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225038870 | 1034000540777 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225038870 | 1034000540777 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225038870 | 1034000540777 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225038870 | 1034000540777 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 119.55 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225038870 | 1034000540777 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.39 | 1.48 | Verified | Tax $483.26, Monthly PITIA $1,586.03, Monthly Income - $2,350.00 & DSCR - 1.48 |
| 225039562 | 1034000470849 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225039562 | 1034000470849 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.28 | 2.21 | Verified | $1700 income / $767.89 PITIA |
| 225040329 | 1034000520342 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225040329 | 1034000520342 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225040329 | 1034000520342 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225040329 | 1034000520342 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225040363 | 1034000502542 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225040363 | 1034000502542 | [Redacted] |  |  | Representative FICO | 738 | 760 | Verified | Field Value Representative FICO reflects the mid score of the primary income earner. |
| 225040363 | 1034000502542 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225040363 | 1034000502542 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225040363 | 1034000502542 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 40.052 | 42.4164 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225041266 | 1034000534367 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225041266 | 1034000534367 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225041266 | 1034000534367 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225041585 | 1034000557609 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225041585 | 1034000557609 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225041585 | 1034000557609 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225041585 | 1034000557609 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3545.32 |  | Verified | DSCR Loan. |
| 225042384 | 1034000513935 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225042384 | 1034000513935 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225042438 | 1034000394395 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225042438 | 1034000394395 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225042481 | 1034000578513 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225042481 | 1034000578513 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225042481 | 1034000578513 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The Bid Tape Field Value was not provided |
| 225042481 | 1034000578513 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 9752.32 |  | Verified | DSCR loan. |
| 225042481 | 1034000578513 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 | Verified | Field value reflects lower market rent as required by the lender exception. |
| 225042493 | 1034000529343 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225042493 | 1034000529343 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225042493 | 1034000529343 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225042493 | 1034000529343 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1016.92 |  | Verified | Alternate format, not a true discrepancy |
| 225042493 | 1034000529343 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225043436 | 1034000542148 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225043436 | 1034000542148 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225043474 | 1605000531658 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225043474 | 1605000531658 | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225043474 | 1605000531658 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225043492 | 1034000534077 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225043492 | 1034000534077 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225043667 | 1034000472030 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225043667 | 1034000472030 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225043667 | 1034000472030 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225043667 | 1034000472030 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2002.44 |  | Verified | It is DSCR |
| 225043667 | 1034000472030 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225043667 | 1034000472030 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.46 | 1.45 | Verified | Due to rounding |
| 225044014 | 1034000459660 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225044014 | 1034000459660 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225044014 | 1034000459660 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225044224 | 1034000429882 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225044872 | 1034000512458 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225044872 | 1034000512458 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225044872 | 1034000512458 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225044872 | 1034000512458 | [Redacted] |  |  | Representative FICO | 700 | 710 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 225044872 | 1034000512458 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | Field value reflects source document |
| 225044956 | 1034000554107 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225044956 | 1034000554107 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225045208 | 1606000541223 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225045208 | 1606000541223 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225050412 | 1034000518264 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225050412 | 1034000518264 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225050412 | 1034000518264 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225050412 | 1034000518264 | [Redacted] |  |  | Representative FICO | 700 | 710 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 225050412 | 1034000518264 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | Field value reflects source document |
| 225050413 | 1034000535164 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225050413 | 1034000535164 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225050413 | 1034000535164 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225050413 | 1034000535164 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225051089 | 1605000555070 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225051089 | 1605000555070 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 | Verified | Field value reflects source document |
| 225051547 | 1034000569040 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225051547 | 1034000569040 | [Redacted] |  |  | Representative FICO | 785 | 798 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225051547 | 1034000569040 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225051558 | 1034000574101 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225051558 | 1034000574101 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225051558 | 1034000574101 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225051558 | 1034000574101 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] |  |  |
| 225051558 | 1034000574101 | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 225051558 | 1034000574101 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 21.736 |  | Verified | DSCR Loan. |
| 225051558 | 1034000574101 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.13 | Verified | DATA DISCREPANCY WITH DSCR. LENDER DSCR 1.15, REVIEW DSCR 1.13. The Reason for the discrepancy is due to the Lender using HOI Payment of $24.55/month when actual payment is $49.08 based on policy in file. |
| 225051566 | 1034000580410 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225051566 | 1034000580410 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225051566 | 1034000580410 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225051578 | 1034000403939 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225051578 | 1034000403939 | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225051600 | 1034000542071 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | reviewed and noted as Borrower is Business entity. |
| 225051600 | 1034000542071 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225051600 | 1034000542071 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225051600 | 1034000542071 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The Bid Tape Field value was not provided |
| 225051600 | 1034000542071 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 35.984 |  | Verified | DSCR loan |
| 225051600 | 1034000542071 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.30 | Verified | Field value reflects source document |
| 225052872 | 1034000578521 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225052872 | 1034000578521 | [Redacted] |  |  | Representative FICO | 750 | 773 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225052872 | 1034000578521 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225052872 | 1034000578521 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225052872 | 1034000578521 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1780.9 |  | Verified | DSCR Loan |
| 225052872 | 1034000578521 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225053180 | 1034000518216 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225053180 | 1034000518216 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225053180 | 1034000518216 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225053180 | 1034000518216 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225053180 | 1034000518216 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | Verified | Field value reflects source document |
| 225053719 | 1034000532997 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225053719 | 1034000532997 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225056663 | 1034000551950 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225056663 | 1034000551950 | [Redacted] |  |  | Property Type | Multi Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225059832 | 1034000405742 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225059832 | 1034000405742 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225059832 | 1034000405742 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225059832 | 1034000405742 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225059837 | 1034000557465 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225059837 | 1034000557465 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225059837 | 1034000557465 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225059847 | 1034000477828 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225059848 | 1034000531709 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225059848 | 1034000531709 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225059848 | 1034000531709 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225059848 | 1034000531709 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5.218 |  | Verified | Alternate format, not a true discrepancy |
| 225059848 | 1034000531709 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225059848 | 1034000531709 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.54 | 1.53 | Verified | Field value reflects source document |
| 225059888 | 1034000312463 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225059888 | 1034000312463 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225060072 | 1034000482573 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060190 | 1034000551312 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060190 | 1034000551312 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225060190 | 1034000551312 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225060190 | 1034000551312 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225060195 | 1034000564056 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060195 | 1034000564056 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225060382 | 1034000366386 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060382 | 1034000366386 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225060382 | 1034000366386 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225060387 | 1034000319327 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060387 | 1034000319327 | [Redacted] |  |  | Representative FICO | 774 | 794 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225060387 | 1034000319327 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225060387 | 1034000319327 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225060387 | 1034000319327 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 35.175 | 41.98745 | Verified | DTI variance due to pension income $520.84 considered twice by lender and evidence of 2nd $520.84 income is missing in file. |
| 225060892 | 1034000512066 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225060892 | 1034000512066 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225060892 | 1034000512066 | [Redacted] |  |  | First Payment Date | 2026-03-01 | 2026-04-01 | Verified | Field Value reflects First Payment Date per the Note |
| 225060892 | 1034000512066 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225060892 | 1034000512066 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 94.214 |  | Verified | DSCR Loan file. |
| 225060892 | 1034000512066 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225060892 | 1034000512066 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 | Verified | DSCR mismatch Due to Round-off value. |
| 225060901 | 1034000523307 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060901 | 1034000523307 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225060901 | 1034000523307 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225060901 | 1034000523307 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225061219 | 1034000535333 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225061219 | 1034000535333 | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 225062698 | 1034000544008 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225062698 | 1034000544008 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225062698 | 1034000544008 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.30 | Verified | Due to rounding |
| 225062702 | 1034000490836 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225062702 | 1034000490836 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225063050 | 1034000512023 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063050 | 1034000512023 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225063050 | 1034000512023 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225063101 | 1034000394918 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225063101 | 1034000394918 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063101 | 1034000394918 | [Redacted] |  |  | Margin | 0 |  | Verified | DSCR Loan |
| 225063101 | 1034000394918 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225063101 | 1034000394918 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1233.92 |  | Verified | Fixed Rate |
| 225063101 | 1034000394918 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225063101 | 1034000394918 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.00 | Verified | Rent is $3,600.00, Monthly PITIA $2,016.10 DSCR=1.1268381 |
| 225063202 | 1034000538201 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063202 | 1034000538201 | [Redacted] |  |  | Representative FICO | 784 | 802 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225063208 | 1034000146034 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063208 | 1034000146034 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225063208 | 1034000146034 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225063212 | 1034000522171 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225063212 | 1034000522171 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225063212 | 1034000522171 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063212 | 1034000522171 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225063212 | 1034000522171 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225063212 | 1034000522171 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 456.51 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225063212 | 1034000522171 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225063212 | 1034000522171 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.19 | Verified | Variance is due to City tax not added in DSCR calculation |
| 225063215 | 1034000547743 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063215 | 1034000547743 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225063871 | 1034000533052 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063893 | 1034000553955 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225064003 | 1034000566181 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225064003 | 1034000566181 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225074509 | 1034000496980 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225074509 | 1034000496980 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225074509 | 1034000496980 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225074831 | 1034000553093 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225074831 | 1034000553093 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225074841 | 1034000492783 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225074841 | 1034000492783 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225074841 | 1034000492783 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 151.717 |  | Verified | DSCR |
| 225074841 | 1034000492783 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225074844 | 1034000585866 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225074844 | 1034000585866 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225074844 | 1034000585866 | [Redacted] |  |  | Margin | 0 |  | Verified | DSCR Loan |
| 225074844 | 1034000585866 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2700.61 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225074846 | 1034000551384 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225074846 | 1034000551384 | [Redacted] |  |  | Representative FICO | 741 | 748 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225074846 | 1034000551384 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225074846 | 1034000551384 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225075153 | 1034000270069 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225075153 | 1034000270069 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225075153 | 1034000270069 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225075153 | 1034000270069 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225078324 | 1605000556922 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225078324 | 1605000556922 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225078324 | 1605000556922 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225078324 | 1605000556922 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225078324 | 1605000556922 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225078324 | 1605000556922 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225078364 | 1034000550113 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225078364 | 1034000550113 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225078364 | 1034000550113 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.46 | 1.47 | Verified | Due to rounding |
| 225083524 | 1034000535647 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083524 | 1034000535647 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225083525 | 1605000551036 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083525 | 1605000551036 | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 225083552 | 1034000559391 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225083552 | 1034000559391 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225083552 | 1034000559391 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083552 | 1034000559391 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225083552 | 1034000559391 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225083552 | 1034000559391 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 455.542 |  | Verified | DSCR Loan |
| 225083552 | 1034000559391 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225083552 | 1034000559391 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.21 | Verified | Field value reflects source document |
| 225083560 | 1034000546189 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083560 | 1034000546189 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225083560 | 1034000546189 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225083560 | 1034000546189 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225083562 | 1034000542291 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083562 | 1034000542291 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225083562 | 1034000542291 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 9720.36 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 225083562 | 1034000542291 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225083562 | 1034000542291 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.39 | 1.47 | Verified | Field value reflects source document |
| 225083563 | 1034000536376 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225083563 | 1034000536376 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083563 | 1034000536376 | [Redacted] |  |  | Representative FICO | 731 | 761 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225083563 | 1034000536376 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225083563 | 1034000536376 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225083563 | 1034000536376 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225083592 | 1034000416976 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083592 | 1034000416976 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225083592 | 1034000416976 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225083592 | 1034000416976 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225083706 | 1034000521448 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083706 | 1034000521448 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225083706 | 1034000521448 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 46.068 | 48.91884 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225083871 | 1034000479657 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225083871 | 1034000479657 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225083871 | 1034000479657 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083871 | 1034000479657 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225083871 | 1034000479657 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] |  |  |
| 225083871 | 1034000479657 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2.902 | 5.22894 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225083871 | 1034000479657 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225084081 | 1034000542221 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225084081 | 1034000542221 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225084081 | 1034000542221 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225084089 | 1034000424741 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225084089 | 1034000424741 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225084089 | 1034000424741 | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225084089 | 1034000424741 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225084089 | 1034000424741 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225084089 | 1034000424741 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225084092 | 1034000502045 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225084092 | 1034000502045 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225084092 | 1034000502045 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225084092 | 1034000502045 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225084092 | 1034000502045 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225084103 | 1034000570305 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225084103 | 1034000570305 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225084103 | 1034000570305 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225084103 | 1034000570305 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225084103 | 1034000570305 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225084103 | 1034000570305 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225084103 | 1034000570305 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225084103 | 1034000570305 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.95 | 0.94 | Verified | Field value reflects source document |
| 225084167 | 1034000443290 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225084167 | 1034000443290 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225084167 | 1034000443290 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225087801 | 1034000569512 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225087801 | 1034000569512 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225087802 | 1034000526960 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225087802 | 1034000526960 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225087802 | 1034000526960 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225087802 | 1034000526960 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |
| 225087802 | 1034000526960 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 | Verified | Field value reflects source document |
| 225087804 | 1034000516003 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225087804 | 1034000516003 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225087804 | 1034000516003 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225087804 | 1034000516003 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 365.181 |  | Verified | DSCR Loan |
| 225087804 | 1034000516003 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225087804 | 1034000516003 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.96 | 1.95 | Verified | Due to rounding off |
| 225087807 | 1034000578772 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225087807 | 1034000578772 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225087808 | 1034000043911 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225087808 | 1034000043911 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225087808 | 1034000043911 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225087808 | 1034000043911 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225087950 | 1034000575964 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225087950 | 1034000575964 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225087958 | 1034000574149 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225087958 | 1034000574149 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225087959 | 1034000483570 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225087959 | 1034000483570 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225087959 | 1034000483570 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 | Verified | Field value reflects source document |
| 225087963 | 1034000545977 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225088777 | 1034000488338 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225088788 | 1034000556814 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225088788 | 1034000556814 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225088788 | 1034000556814 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225088788 | 1034000556814 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 47.283 | 45.22102 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225088802 | 1034000563292 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225088802 | 1034000563292 | [Redacted] |  |  | Margin | 0 |  | Verified | DSCR loan |
| 225088802 | 1034000563292 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225089047 | 1034000348911 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089047 | 1034000348911 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225089047 | 1034000348911 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225089047 | 1034000348911 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225089172 | 1034000572357 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225089172 | 1034000572357 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225089172 | 1034000572357 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089172 | 1034000572357 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225089172 | 1034000572357 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 26.274 |  | Verified | DSCR Loan |
| 225089172 | 1034000572357 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225089172 | 1034000572357 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.56 | 1.55 | Verified | Field value reflects source document |
| 225089173 | 1034000529455 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089173 | 1034000529455 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate loan. |
| 225089177 | 1034000478487 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089177 | 1034000478487 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225089177 | 1034000478487 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225089216 | 1034000593801 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089216 | 1034000593801 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225089216 | 1034000593801 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225089229 | 1034000535601 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089229 | 1034000535601 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225089235 | 1034000563691 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089235 | 1034000563691 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225089241 | 1034000619893 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089241 | 1034000619893 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225089241 | 1034000619893 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225089241 | 1034000619893 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1071.91 |  | Verified | DSCR file |
| 225089241 | 1034000619893 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225089242 | 1034000545818 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089242 | 1034000545818 | [Redacted] |  |  | Representative FICO | 706 | 726 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225089242 | 1034000545818 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225089242 | 1034000545818 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 303.394 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 225089242 | 1034000545818 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225089242 | 1034000545818 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.84 | 1.83 | Verified | Field value reflects source document |
| 225089243 | 1034000539875 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089243 | 1034000539875 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225089244 | 1034000524612 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089244 | 1034000524612 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate loan. |
| 225089244 | 1034000524612 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1111.47 |  | Verified | DSCR Loan |
| 225089244 | 1034000524612 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 | Verified | Field value reflects source document |
| 225089271 | 1034000573595 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225089271 | 1034000573595 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225089271 | 1034000573595 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089271 | 1034000573595 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225089271 | 1034000573595 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225089271 | 1034000573595 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225089271 | 1034000573595 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225089353 | 1034000287481 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225089353 | 1034000287481 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225097638 | 1034000581783 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225097638 | 1034000581783 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225097638 | 1034000581783 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225097638 | 1034000581783 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 41.87 |  | Verified | DSCR Loan |
| 225097638 | 1034000581783 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225097638 | 1034000581783 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.08 | Verified | Due to rounding off |
| 225097639 | 1034000567567 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225097639 | 1034000567567 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225097639 | 1034000567567 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225097639 | 1034000567567 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |
| 225097639 | 1034000567567 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.56 | 1.55 | Verified | Due to round off. |
| 225097642 | 1034000577642 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225097642 | 1034000577642 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225097642 | 1034000577642 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225097642 | 1034000577642 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.21 | Verified | due to rounding |
| 225097691 | 1034000540013 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225097691 | 1034000540013 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225097692 | 1034000521446 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225097692 | 1034000521446 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225097692 | 1034000521446 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225097692 | 1034000521446 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225097713 | 1034000099915 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225097713 | 1034000099915 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225097713 | 1034000099915 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225100983 | 1034000551819 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225100983 | 1034000551819 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225100983 | 1034000551819 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225100983 | 1034000551819 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225100983 | 1034000551819 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 220.174 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225101001 | 1034000556769 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225101001 | 1034000556769 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225101001 | 1034000556769 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225101001 | 1034000556769 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225101003 | 1034000513328 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225101003 | 1034000513328 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225101035 | 1034000582703 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225101035 | 1034000582703 | [Redacted] |  |  | Representative FICO | 724 | 737 | Verified | Field value reflects the highest middle score amongst all Applicants on the loan. |
| 225101035 | 1034000582703 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 225101035 | 1034000582703 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2629.46 |  | Verified | Lease profile |
| 225101035 | 1034000582703 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225101035 | 1034000582703 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.21 | Verified | Discrepancy due to rounding. |
| 225102609 | 1034000570709 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225102609 | 1034000570709 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225102609 | 1034000570709 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225102629 | 1034000538222 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225102629 | 1034000538222 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225102629 | 1034000538222 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 225102647 | 1605000551611 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225102647 | 1605000551611 | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225102647 | 1605000551611 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225102647 | 1605000551611 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225102647 | 1605000551611 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225102647 | 1605000551611 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225102649 | 1034000590297 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225102649 | 1034000590297 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225102649 | 1034000590297 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225102649 | 1034000590297 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 110.28 |  | Verified | DSCR Loan |
| 225102649 | 1034000590297 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225102649 | 1034000590297 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.85 | 1.84 | Verified | Field value reflects source document |
| 225102700 | 1034000574074 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225102774 | 1034000537723 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225102774 | 1034000537723 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225102774 | 1034000537723 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1785.05 |  | Verified | DSCR Loan |
| 225102774 | 1034000537723 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.47 | 1.46 | Verified | Field value reflects source document |
| 225103430 | 1034000593392 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225103430 | 1034000593392 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225103447 | 1605000588420 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225103447 | 1605000588420 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225108765 | 1034000217615 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225108765 | 1034000217615 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225108765 | 1034000217615 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225108765 | 1034000217615 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225108766 | 1034000499705 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225108768 | 1034000593330 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225108768 | 1034000593330 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225108768 | 1034000593330 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225108768 | 1034000593330 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225108768 | 1034000593330 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225108769 | 1034000521903 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225108769 | 1034000521903 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225108769 | 1034000521903 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225108770 | 1034000568371 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225108770 | 1034000568371 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225108770 | 1034000568371 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1106.16 |  | Verified | Alternate format, not a true discrepancy |
| 225108770 | 1034000568371 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.19 | Verified | Field value reflects source document |
| 225109756 | 1034000553478 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225112827 | 1605000554182 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225112827 | 1605000554182 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225112827 | 1605000554182 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225112827 | 1605000554182 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225112827 | 1605000554182 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225112827 | 1605000554182 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225112837 | 1034000514045 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225113682 | 1034000611638 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225113682 | 1034000611638 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225113682 | 1034000611638 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225113682 | 1034000611638 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225113682 | 1034000611638 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225113682 | 1034000611638 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225113682 | 1034000611638 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.83 | 0.82 | Verified | Field value reflects source document |
| 225113714 | 1034000608916 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225113754 | 1034000541227 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225113754 | 1034000541227 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225113754 | 1034000541227 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225113754 | 1034000541227 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225113754 | 1034000541227 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 225113754 | 1034000541227 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1888 |  | Verified | Alternate format, not a true discrepancy |
| 225113754 | 1034000541227 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225113978 | 1034000427334 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225113978 | 1034000427334 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225113978 | 1034000427334 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225114073 | 1034000533253 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225114076 | 1034000592494 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225114076 | 1034000592494 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225114076 | 1034000592494 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225114076 | 1034000592494 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225114076 | 1034000592494 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225114080 | 1034000216727 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225114080 | 1034000216727 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 225114081 | 1034000545971 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225114372 | 1606000554936 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225114444 | 1034000579784 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225114444 | 1034000579784 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225114444 | 1034000579784 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225114444 | 1034000579784 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225114444 | 1034000579784 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.01 | 2.00 | Verified | Field value reflects source document |
| 225114621 | 1606000609507 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225114622 | 1606000616563 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225114626 | 1606000601167 | [Redacted] |  |  | Original Loan Amount | 400000.00 | 360000.00 | Verified | Field Value reflects the Note value |
| 225114626 | 1606000601167 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225114632 | 1606000627010 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225114634 | 1606000617681 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225115002 | 1606000626975 | [Redacted] |  |  | Original Loan Amount | 187500.00 | 180000.00 | Verified | Field Value reflects the Note value |
| 225115002 | 1606000626975 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225115039 | 1034000533164 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225115039 | 1034000533164 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225115039 | 1034000533164 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115039 | 1034000533164 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225115039 | 1034000533164 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225115044 | 1034000287246 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115044 | 1034000287246 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225115046 | 1034000487024 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115049 | 1034000179054 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115054 | 1034000511823 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115056 | 1034000555364 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115057 | 1034000552684 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Entity borrower. |
| 225115057 | 1034000552684 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Entity borrower. |
| 225115057 | 1034000552684 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115057 | 1034000552684 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225115061 | 1034000550022 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115061 | 1034000550022 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] |  |  |
| 225115065 | 1034000476867 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225115065 | 1034000476867 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225115065 | 1034000476867 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115065 | 1034000476867 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225115065 | 1034000476867 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Updated from 1004 |
| 225115067 | 1034000586309 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115067 | 1034000586309 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225115067 | 1034000586309 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 520.112 |  | Verified | DSCR Loan |
| 225115068 | 1034000568962 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225115068 | 1034000568962 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225115068 | 1034000568962 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115068 | 1034000568962 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225115068 | 1034000568962 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225115068 | 1034000568962 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 407.419 |  | Verified | Alternate format, not a true discrepancy |
| 225115068 | 1034000568962 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.46 | 1.45 | Verified | Field value reflects source document |
| 225115071 | 1605000547998 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115071 | 1605000547998 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225115071 | 1605000547998 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Updated from 1025 |
| 225115384 | 1034000536652 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225115384 | 1034000536652 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225115384 | 1034000536652 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115384 | 1034000536652 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225115384 | 1034000536652 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225115384 | 1034000536652 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.21 | Verified | Discrepancy is due to AIRBNB document not provided to calculate DSCR. |
| 225115385 | 1034000551492 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115385 | 1034000551492 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 225115385 | 1034000551492 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Lease profile |
| 225115385 | 1034000551492 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 | Verified | Discrepancy due to rounding. |
| 225115386 | 1034000565512 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115387 | 1034000495227 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115387 | 1034000495227 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225115395 | 1034000617667 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115395 | 1034000617667 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225115536 | 1034000313659 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115536 | 1034000313659 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field value not provided |
| 225115540 | 1034000574460 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225115540 | 1034000574460 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225115540 | 1034000574460 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225115540 | 1034000574460 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225115540 | 1034000574460 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |
| 225118021 | 1034000613521 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118021 | 1034000613521 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118021 | 1034000613521 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225118021 | 1034000613521 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1511.61 |  | Verified | Alternate format, not a true discrepancy |
| 225118021 | 1034000613521 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.12 | Verified | Clarity is rounding off the DSCR. |
| 225118022 | 1034000568180 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118022 | 1034000568180 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118022 | 1034000568180 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118022 | 1034000568180 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225118022 | 1034000568180 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225118022 | 1034000568180 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |
| 225118256 | 1034000608847 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118311 | 1034000078916 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118311 | 1034000078916 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118311 | 1034000078916 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118311 | 1034000078916 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225118312 | 1034000511699 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225118312 | 1034000511699 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118709 | 1605000580090 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118730 | 1034000473299 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118730 | 1034000473299 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118755 | 1034000554605 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118755 | 1034000554605 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225118755 | 1034000554605 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225118757 | 1034000583747 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118757 | 1034000583747 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118757 | 1034000583747 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225118757 | 1034000583747 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225118757 | 1034000583747 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225118758 | 1034000528582 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118758 | 1034000528582 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| 225118758 | 1034000528582 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 584.25 |  | Verified | Alternate format, not a true discrepancy |
| 225118758 | 1034000528582 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.91 | 1.90 | Verified | Field value reflects source document |
| 225118760 | 1605000560232 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118760 | 1605000560232 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225118760 | 1605000560232 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225118770 | 1034000531839 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118770 | 1034000531839 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118770 | 1034000531839 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225118775 | 1034000529442 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118775 | 1034000529442 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225118775 | 1034000529442 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance transaction. |
| 225118775 | 1034000529442 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 668.372 |  | Verified | Alternate format, not a true discrepancy |
| 225118776 | 1034000491172 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118776 | 1034000491172 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225118777 | 1034000546434 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118778 | 1034000564316 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118778 | 1034000564316 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118778 | 1034000564316 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118778 | 1034000564316 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3011.52 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225118779 | 1034000575489 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118779 | 1034000575489 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225118779 | 1034000575489 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118791 | 1034000374803 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118791 | 1034000374803 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225118791 | 1034000374803 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225118791 | 1034000374803 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225118793 | 1034000610321 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118793 | 1034000610321 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225118907 | 1034000232655 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118907 | 1034000232655 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225118908 | 1034000556122 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118908 | 1034000556122 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225118941 | 1034000576944 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225118941 | 1034000576944 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225119918 | 1034000359330 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225119918 | 1034000359330 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225119918 | 1034000359330 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 803.296 |  | Verified | Alternate format, not a true discrepancy |
| 225119920 | 1034000588414 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225119920 | 1034000588414 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225119920 | 1034000588414 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 527.414 |  | Verified | Alternate format, not a true discrepancy |
| 225119920 | 1034000588414 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.39 | Verified | Underwriter has considered the lower lease rent of $1,500 for DSCR calculation. |
| 225120022 | 1034000558200 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225120022 | 1034000558200 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225120022 | 1034000558200 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120022 | 1034000558200 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225120022 | 1034000558200 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 627.189 |  | Verified | Alternate format, not a true discrepancy |
| 225120023 | 1034000509527 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120023 | 1034000509527 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225120023 | 1034000509527 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1758.58 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225120024 | 1034000591294 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120024 | 1034000591294 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225120024 | 1034000591294 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225120024 | 1034000591294 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225120026 | 1034000464101 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120026 | 1034000464101 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225120026 | 1034000464101 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225120027 | 1034000518820 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120048 | 1034000614346 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120081 | 1034000450152 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120156 | 1034000432433 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225120156 | 1034000432433 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120156 | 1034000432433 | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225120156 | 1034000432433 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225120156 | 1034000432433 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 249.081 |  | Verified | Alternate format, not a true discrepancy |
| 225120156 | 1034000432433 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.37 | 1.36 | Verified | Due to rounding |
| 225120158 | 1034000592400 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120158 | 1034000592400 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225120172 | 1034000580762 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120181 | 1034000609438 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225120181 | 1034000609438 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225120181 | 1034000609438 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225121203 | 1034000018802 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225121203 | 1034000018802 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225121211 | 1605000597151 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225121211 | 1605000597151 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225121211 | 1605000597151 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 7817.1 |  | Verified | DSCR Loan |
| 225121211 | 1605000597151 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225140294 | 1034000589972 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140294 | 1034000589972 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225140294 | 1034000589972 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225140295 | 1034000514850 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140295 | 1034000514850 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225140297 | 1034000550833 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140297 | 1034000550833 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140297 | 1034000550833 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140297 | 1034000550833 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225140297 | 1034000550833 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 801.85 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225140297 | 1034000550833 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.56 | 1.55 | Verified | Field value reflects source document |
| 225140308 | 1034000522672 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140308 | 1034000522672 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140308 | 1034000522672 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.43 | 1.42 | Verified | Due to rounding |
| 225140315 | 1034000464971 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225140315 | 1034000464971 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140315 | 1034000464971 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140315 | 1034000464971 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140315 | 1034000464971 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225140315 | 1034000464971 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3012.31 |  | Verified | DSCR Loan |
| 225140315 | 1034000464971 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.21 | Verified | Field value reflects source document |
| 225140321 | 1034000334560 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140321 | 1034000334560 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225140323 | 1034000487954 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140323 | 1034000487954 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225140324 | 1034000609801 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140328 | 1034000599764 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140328 | 1034000599764 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225140328 | 1034000599764 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 46.891 |  | Verified | DSCR Loan |
| 225140330 | 1034000563051 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140330 | 1034000563051 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225140330 | 1034000563051 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225140330 | 1034000563051 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225140330 | 1034000563051 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.67 | 0.66 | Verified | Field value reflects source document |
| 225140331 | 1034000575640 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140331 | 1034000575640 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225140331 | 1034000575640 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 41.037 | 47.76972 | Verified | The discrepancy is due to lender not including the $2202.22 pmt on borrowers' other second home in the DTI. |
| 225140332 | 1034000195632 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140332 | 1034000195632 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140332 | 1034000195632 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140333 | 1034000524506 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140333 | 1034000524506 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225140333 | 1034000524506 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2310.78 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225140333 | 1034000524506 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225140333 | 1034000524506 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.58 | 1.57 | Verified | Field value reflects source document |
| 225140404 | 1034000571214 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140404 | 1034000571214 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225140404 | 1034000571214 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] |  |  |
| 225140406 | 1034000532064 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140406 | 1034000532064 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225140406 | 1034000532064 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225140406 | 1034000532064 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225140407 | 1034000257439 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225140575 | 1034000570383 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140575 | 1034000570383 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140575 | 1034000570383 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140676 | 1034000593326 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140676 | 1034000593326 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225140706 | 1034000560157 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140706 | 1034000560157 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140706 | 1034000560157 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225140881 | 1605000534140 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140881 | 1605000534140 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225140881 | 1605000534140 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225140881 | 1605000534140 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 202.486 |  | Verified | DSCR Loan. |
| 225141146 | 1034000501468 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225141146 | 1034000501468 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225141146 | 1034000501468 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225141146 | 1034000501468 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225141146 | 1034000501468 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225141322 | 1034000366520 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225141445 | 1034000568655 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225141620 | 1034000120002 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225141620 | 1034000120002 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225141620 | 1034000120002 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.48 | 1.41 | Verified | DSCR worksheet market rent $2000 differs from appraisal market rent $1,850 |
| 225141768 | 1034000558197 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225141768 | 1034000558197 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225141768 | 1034000558197 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225141768 | 1034000558197 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225141825 | 1034000606431 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225141825 | 1034000606431 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225141825 | 1034000606431 | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225142353 | 1034000408102 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225142354 | 1034000435789 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225144704 | 1034000495371 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225144704 | 1034000495371 | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225144704 | 1034000495371 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225144704 | 1034000495371 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225144704 | 1034000495371 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225144707 | 1034000624166 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225144707 | 1034000624166 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225144707 | 1034000624166 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225144713 | 1034000565913 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225144715 | 1034000539617 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225144715 | 1034000539617 | [Redacted] |  |  | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225147202 | 1034000269791 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147202 | 1034000269791 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225147202 | 1034000269791 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225147202 | 1034000269791 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225147207 | 1034000549572 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147207 | 1034000549572 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225147207 | 1034000549572 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225147207 | 1034000549572 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225147207 | 1034000549572 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225147210 | 1034000582581 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147210 | 1034000582581 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225147213 | 1034000585219 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147213 | 1034000585219 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225147238 | 1034000506239 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147239 | 1034000591741 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225147239 | 1034000591741 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225147239 | 1034000591741 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147239 | 1034000591741 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225147246 | 1034000567676 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147250 | 1034000584708 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225147250 | 1034000584708 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147250 | 1034000584708 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225147250 | 1034000584708 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225147250 | 1034000584708 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1283.86 |  | Verified | DSCR Loan |
| 225147250 | 1034000584708 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225147253 | 1034000489475 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147253 | 1034000489475 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225147253 | 1034000489475 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225147685 | 1034000533728 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225147685 | 1034000533728 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225147685 | 1034000533728 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147685 | 1034000533728 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225147685 | 1034000533728 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225147685 | 1034000533728 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Its Refinance. |
| 225147725 | 1034000573664 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225147725 | 1034000573664 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225147725 | 1034000573664 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147725 | 1034000573664 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225147725 | 1034000573664 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225147772 | 1034000602271 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225147772 | 1034000602271 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225147772 | 1034000602271 | [Redacted] |  |  | Property Type | Single Family | 4 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225147772 | 1034000602271 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225147772 | 1034000602271 | [Redacted] |  |  | # of Units | 1 | 4 | Verified | Field value reflects source document |
| 225147772 | 1034000602271 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225147772 | 1034000602271 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225147772 | 1034000602271 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225148164 | 1034000583360 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225148164 | 1034000583360 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225148178 | 1034000545075 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225148178 | 1034000545075 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225148178 | 1034000545075 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225148178 | 1034000545075 | [Redacted] |  |  | Margin | 0 |  | Verified | Out of Scope. |
| 225148178 | 1034000545075 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape not reflecting field value. |
| 225148178 | 1034000545075 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225148179 | 1034000505421 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225148180 | 1034000558474 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225148180 | 1034000558474 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225148180 | 1034000558474 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 598.753 |  | Verified | Alternate format, not a true discrepancy |
| 225148245 | 1034000423083 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225148245 | 1034000423083 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225148268 | 1034000585979 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225148271 | 1034000220406 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225148271 | 1034000220406 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225148271 | 1034000220406 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225148271 | 1034000220406 | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225151648 | 1034000569738 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225151648 | 1034000569738 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225151648 | 1034000569738 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Loan is a refinance |
| 225151876 | 1034000566971 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225151876 | 1034000566971 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225151876 | 1034000566971 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225151876 | 1034000566971 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225152035 | 1034000541684 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225152035 | 1034000541684 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225152035 | 1034000541684 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225152035 | 1034000541684 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1264.06 |  | Verified | Alternate format, not a true discrepancy |
| 225152035 | 1034000541684 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.19 | 1.17 | Verified | Underwriter has considered the monthly HOI of $164.17 for DSCR calculation |
| 225152055 | 1034000590724 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225152055 | 1034000590724 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225152055 | 1034000590724 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225152098 | 1034000505629 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225153292 | 1034000477783 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225153292 | 1034000477783 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225153472 | 1034000558288 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225153472 | 1034000558288 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225153483 | 1034000608224 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225153483 | 1034000608224 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225153483 | 1034000608224 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| 225153483 | 1034000608224 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3173.15 |  | Verified | Alternate format, not a true discrepancy |
| 225153483 | 1034000608224 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 | Verified | Total PITIA and market rent is updated per document. |
| 225153516 | 1034000609784 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225153516 | 1034000609784 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225153877 | 1034000564277 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225153877 | 1034000564277 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225154530 | 1034000606001 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225154530 | 1034000606001 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225154534 | 1034000599473 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225154540 | 1034000605655 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225154540 | 1034000605655 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225154540 | 1034000605655 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225154540 | 1034000605655 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225154540 | 1034000605655 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225154540 | 1034000605655 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225154540 | 1034000605655 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 | Verified | Field value reflects source document |
| 225155441 | 1034000590984 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225155441 | 1034000590984 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225155441 | 1034000590984 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225155544 | 1034000293194 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225155544 | 1034000293194 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225155544 | 1034000293194 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225155544 | 1034000293194 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225155544 | 1034000293194 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225155544 | 1034000293194 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6265.63 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225156015 | 1034000575097 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225156015 | 1034000575097 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225156015 | 1034000575097 | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225156015 | 1034000575097 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin not provided |
| 225156019 | 1034000405327 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225156019 | 1034000405327 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225156019 | 1034000405327 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225156019 | 1034000405327 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] |  |  |
| 225156158 | 1034000475448 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225156158 | 1034000475448 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225156158 | 1034000475448 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225156158 | 1034000475448 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225156158 | 1034000475448 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225156200 | 1034000551861 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225156200 | 1034000551861 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225156713 | 1034000555592 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225156713 | 1034000555592 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225156713 | 1034000555592 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225156713 | 1034000555592 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225156713 | 1034000555592 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |
| 225156713 | 1034000555592 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225156714 | 1605000536145 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225156714 | 1605000536145 | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225156714 | 1605000536145 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225156714 | 1605000536145 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 261.675 |  | Verified | DSCR Loan |
| 225156714 | 1605000536145 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.63 | 1.62 | Verified | Field value reflects source document |
| 225156720 | 1034000570797 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225156720 | 1034000570797 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225156720 | 1034000570797 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225156720 | 1034000570797 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Purchase deed |
| 225156720 | 1034000570797 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6057.14 |  | Verified | DSCR Loan |
| 225156720 | 1034000570797 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225156720 | 1034000570797 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | Field value reflects source document |
| 225156767 | 1034000574663 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225156767 | 1034000574663 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225156767 | 1034000574663 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | Due to rounding. PITIA: P&I $1,939.51, Taxes $137.96, Hazard $89.50, HOA $290.00 = $2,456.97. Used rent $2,500.00/ PITIA $2,456.97 = 1.0175 |
| 225156953 | 1034000572601 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225156953 | 1034000572601 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225156953 | 1034000572601 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225156953 | 1034000572601 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225156953 | 1034000572601 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225156953 | 1034000572601 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1200.92 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 225156953 | 1034000572601 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.16 | Verified | DSCR comment<br> Lease rent $0, Market rent=$1,800.00<br> PITIA: P&I $912.41, Taxes $175.79<br> Hazard $126.39, HOA $330.00<br> Used lessor of $1,800/$3,477.27= $1.16 |
| 225157689 | 1034000512647 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225157689 | 1034000512647 | [Redacted] |  |  | Margin | 0 |  | Verified | Out of Scope |
| 225157753 | 1034000502829 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225157753 | 1034000502829 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225157820 | 1034000586514 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225157930 | 1034000599590 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225157930 | 1034000599590 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225157930 | 1034000599590 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225157930 | 1034000599590 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 913 |  | Verified | DSCR Loan |
| 225158220 | 1034000580217 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158220 | 1034000580217 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225158220 | 1034000580217 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225158220 | 1034000580217 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 421.22 |  | Verified | Alternate format, not a true discrepancy |
| 225158220 | 1034000580217 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.57 | 1.56 | Verified | Clarity is rounding off the DSCR. |
| 225158355 | 1034000471579 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158355 | 1034000471579 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225158355 | 1034000471579 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225158355 | 1034000471579 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225158355 | 1034000471579 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.03 | Verified | DSCR comment<br> Lease rent $0, Market rent=$3600.00<br> PITIA: P&I $3180.67, Taxes $112.85<br> Hazard $183.75, HOA $0<br> Used lessor of $3600.00/$3,477.27= 1.03 |
| 225158356 | 1605000602999 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158356 | 1605000602999 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225158356 | 1605000602999 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225158356 | 1605000602999 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225158357 | 1034000533422 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225158357 | 1034000533422 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225158357 | 1034000533422 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158357 | 1034000533422 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225158357 | 1034000533422 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225158357 | 1034000533422 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 324.63 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 225158357 | 1034000533422 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.83 | 1.82 | Verified | Field value reflects source document |
| 225158386 | 1034000535206 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225158386 | 1034000535206 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225158386 | 1034000535206 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158386 | 1034000535206 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225158386 | 1034000535206 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225158386 | 1034000535206 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 156.87 |  | Verified | DSCR Loan |
| 225158386 | 1034000535206 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225158386 | 1034000535206 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.48 | 1.47 | Verified | Field value reflects source document |
| 225158418 | 1034000566114 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225158418 | 1034000566114 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225158418 | 1034000566114 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158419 | 1034000423451 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158419 | 1034000423451 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225158419 | 1034000423451 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225158423 | 1034000568871 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158423 | 1034000568871 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225158425 | 1034000542824 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158425 | 1034000542824 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225158425 | 1034000542824 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225158425 | 1034000542824 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 560.92 |  | Verified | Alternate format, not a true discrepancy |
| 225158425 | 1034000542824 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.66 | 1.65 | Verified | DSCR Used market rent $2,900.00/PITIA of $1,599.91 =1.81 |
| 225158559 | 1034000628057 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158559 | 1034000628057 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225158559 | 1034000628057 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225158559 | 1034000628057 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1163.89 |  | Verified | DSCR Loan |
| 225158567 | 1034000523617 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225158567 | 1034000523617 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225158567 | 1034000523617 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158567 | 1034000523617 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225158586 | 1034000367136 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158586 | 1034000367136 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225158586 | 1034000367136 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225158586 | 1034000367136 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225158588 | 1034000583221 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158588 | 1034000583221 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225158588 | 1034000583221 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225158593 | 1034000632289 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158593 | 1034000632289 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225158593 | 1034000632289 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 225158595 | 1034000482257 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225158595 | 1034000482257 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225158595 | 1034000482257 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 225162380 | 1034000577616 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225162380 | 1034000577616 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 37.45 | 33.53927 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225162381 | 1605000534211 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225162381 | 1605000534211 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225162381 | 1605000534211 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225162383 | 1034000203498 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225162383 | 1034000203498 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225162383 | 1034000203498 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225162383 | 1034000203498 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225162383 | 1034000203498 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225162383 | 1034000203498 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 107.49 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225162386 | 1606000590651 | [Redacted] |  |  | Original Loan Amount | 320000.00 | 329000.00 | Verified | Field Value reflects the Note value |
| 225162386 | 1606000590651 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225162389 | 1606000609670 | [Redacted] |  |  | Original Interest Rate | 6.99 | 7 | Verified | Field Value reflects the Note value |
| 225162389 | 1606000609670 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225162391 | 1606000617734 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225162435 | 1606000551754 | [Redacted] |  |  | Original Interest Rate | 6.875 | 7 | Verified | Field Value reflects the Note value |
| 225162435 | 1606000551754 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225162463 | 1606000614099 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225162466 | 1606000617628 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225162467 | 1606000614771 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225162470 | 1606000616464 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225162470 | 1606000616464 | [Redacted] |  |  | Original Interest Rate | 6.5 | 6.625 | Verified | Field Value reflects the Note value |
| 225162470 | 1606000616464 | [Redacted] |  |  | Originator Application Date | 2025-12-16 | 2025-12-17 | Verified | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| 225162470 | 1606000616464 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225162472 | 1606000603270 | [Redacted] |  |  | Original Interest Rate | 6.625 | 6.75 | Verified | Field Value reflects the Note value |
| 225162472 | 1606000603270 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225162723 | 1034000595057 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 225162723 | 1034000595057 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225162723 | 1034000595057 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225162723 | 1034000595057 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225162723 | 1034000595057 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.17 | Verified | Field value reflects source document |
| 225162753 | 1034000518842 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225162753 | 1034000518842 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225162753 | 1034000518842 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225163172 | 1034000587195 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225163172 | 1034000587195 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225163295 | 1034000575832 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225163295 | 1034000575832 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225163295 | 1034000575832 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225163359 | 1034000531406 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225163359 | 1034000531406 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225163359 | 1034000531406 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225163557 | 1034000565749 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225163557 | 1034000565749 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225163557 | 1034000565749 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225163557 | 1034000565749 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225163557 | 1034000565749 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 79.57 |  | Verified | Alternate format, not a true discrepancy |
| 225164304 | 1034000610419 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225164304 | 1034000610419 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225164306 | 1034000381740 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225164306 | 1034000381740 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225172742 | 1034000425863 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225172742 | 1034000425863 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225172742 | 1034000425863 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225172742 | 1034000425863 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225172742 | 1034000425863 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225172742 | 1034000425863 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1571.45 |  | Verified | DSCR Loan. |
| 225172742 | 1034000425863 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.06 | Verified | Due to round off. |
| 225172760 | 1034000514099 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225172760 | 1034000514099 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225172760 | 1034000514099 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225172760 | 1034000514099 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225172760 | 1034000514099 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225172760 | 1034000514099 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 749.1 |  | Verified | DSCR Loan |
| 225172760 | 1034000514099 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225172760 | 1034000514099 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.32 | Verified | Due to rounding off |
| 225172771 | 1034000470004 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225172771 | 1034000470004 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225172771 | 1034000470004 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225172771 | 1034000470004 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 673.15 |  | Verified | DSCR Loan. |
| 225172771 | 1034000470004 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.23 | Verified | Field value reflects source document |
| 225172847 | 1605000608936 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225172847 | 1605000608936 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225172847 | 1605000608936 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225172847 | 1605000608936 | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225172847 | 1605000608936 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 225172847 | 1605000608936 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance case |
| 225172847 | 1605000608936 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1732.4 |  | Verified | Lease profile |
| 225172847 | 1605000608936 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 225172849 | 1034000568598 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225172884 | 1034000563378 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225172884 | 1034000563378 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225172884 | 1034000563378 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 38.67 | 41.0528 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225172885 | 1034000567739 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225172885 | 1034000567739 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225172887 | 1034000576195 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225172887 | 1034000576195 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225172887 | 1034000576195 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225173094 | 1034000572815 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173094 | 1034000572815 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173094 | 1034000572815 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173094 | 1034000572815 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225173094 | 1034000572815 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 113.22 |  | Verified | DSCR Loan |
| 225173094 | 1034000572815 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225173094 | 1034000572815 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.38 | 1.37 | Verified | Field value reflects source document |
| 225173098 | 1034000593254 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173098 | 1034000593254 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225173098 | 1034000593254 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225173098 | 1034000593254 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 38.05 | 40.25931 | Verified | Discrepancy appears to be due to other debt not included in the total DTI |
| 225173098 | 1034000593254 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225173309 | 1605000548858 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173309 | 1605000548858 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173309 | 1605000548858 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225173367 | 1034000514836 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173367 | 1034000514836 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173367 | 1034000514836 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173367 | 1034000514836 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225173367 | 1034000514836 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225173395 | 1605000601113 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173395 | 1605000601113 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173395 | 1605000601113 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173395 | 1605000601113 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225173410 | 1034000586840 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173410 | 1034000586840 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225173410 | 1034000586840 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225173491 | 1034000572975 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225173491 | 1034000572975 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173493 | 1034000598680 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173493 | 1034000598680 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225173519 | 1034000248584 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173525 | 1034000589722 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173525 | 1034000589722 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225173528 | 1034000557430 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173528 | 1034000557430 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173528 | 1034000557430 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173545 | 1034000597851 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173545 | 1034000597851 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225173545 | 1034000597851 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173545 | 1034000597851 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225173545 | 1034000597851 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 193.722 |  | Verified | Alternate format, not a true discrepancy |
| 225173545 | 1034000597851 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225173888 | 1034000202895 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173888 | 1034000202895 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225173888 | 1034000202895 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225173888 | 1034000202895 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1694.08 |  | Verified | Alternate format, not a true discrepancy |
| 225173888 | 1034000202895 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225173888 | 1034000202895 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.27 | 1.26 | Verified | Field value reflects source document |
| 225173890 | 1034000565332 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173890 | 1034000565332 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 225173895 | 1034000598049 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173895 | 1034000598049 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225173895 | 1034000598049 | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225173895 | 1034000598049 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 25.534 | 22.39124 | Verified | Matching with updated 1008 |
| 225173896 | 1034000612963 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225173896 | 1034000612963 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225173897 | 1034000576970 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225175019 | 1034000565417 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225175019 | 1034000565417 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225175019 | 1034000565417 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225175021 | 1606000633632 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225175024 | 1606000627416 | [Redacted] |  |  | Original Loan Amount | 350000.00 | 336000.00 | Verified | Field Value reflects the Note value |
| 225175024 | 1606000627416 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225178723 | 1606000627092 | [Redacted] |  |  | Original Interest Rate | 7.75 | 7.5 | Verified | Field Value reflects the Note value |
| 225178723 | 1606000627092 | [Redacted] |  |  | Originator Application Date | 2026-01-15 | 2026-01-16 | Verified | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| 225178723 | 1606000627092 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225178740 | 1034000454622 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225178740 | 1034000454622 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225178740 | 1034000454622 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225178740 | 1034000454622 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 23.86 | 47.71049 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225178812 | 1034000465225 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225178835 | 1034000615886 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225178835 | 1034000615886 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225178835 | 1034000615886 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225178835 | 1034000615886 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 193 |  | Verified | DSCR Loan |
| 225178840 | 1034000598669 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225178840 | 1034000598669 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225178840 | 1034000598669 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225178840 | 1034000598669 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225178859 | 1034000557052 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225180810 | 1034000597941 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225180810 | 1034000597941 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225180810 | 1034000597941 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225180810 | 1034000597941 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225180811 | 1034000450313 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225180811 | 1034000450313 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225180811 | 1034000450313 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225180811 | 1034000450313 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225180811 | 1034000450313 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225180811 | 1034000450313 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1786.45 |  | Verified | DSCR Loan |
| 225180812 | 1605000631890 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225180812 | 1605000631890 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225180812 | 1605000631890 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225180812 | 1605000631890 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2112.82 |  | Verified | Alternate format, not a true discrepancy |
| 225180812 | 1605000631890 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 | Verified | Field value reflects source document |
| 225180814 | 1034000583561 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225180814 | 1034000583561 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225180814 | 1034000583561 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225180814 | 1034000583561 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225180814 | 1034000583561 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225180817 | 1034000535872 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225180817 | 1034000535872 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225180817 | 1034000535872 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225180817 | 1034000535872 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1063.66 |  | Verified | DSCR Loan |
| 225180817 | 1034000535872 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 | Verified | Field value reflects source document |
| 225180825 | 1034000476186 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225180825 | 1034000476186 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225180825 | 1034000476186 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225184079 | 1034000581874 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225184079 | 1034000581874 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225184079 | 1034000581874 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225184079 | 1034000581874 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 225184079 | 1034000581874 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance case |
| 225184079 | 1034000581874 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 764.14 |  | Verified | Lease profile |
| 225184079 | 1034000581874 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225184079 | 1034000581874 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.84 | 1.83 | Verified | Discrepancy due to rounding. |
| 225184170 | 1034000406227 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225184170 | 1034000406227 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225184170 | 1034000406227 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225184182 | 1034000533507 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225184182 | 1034000533507 | [Redacted] |  |  | Margin | 0 |  | Verified | Out of Scope |
| 225184182 | 1034000533507 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225187609 | 1034000590324 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225187609 | 1034000590324 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225187609 | 1034000590324 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225187609 | 1034000590324 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225187609 | 1034000590324 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225188626 | 1034000600728 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225188626 | 1034000600728 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225188626 | 1034000600728 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225190255 | 1034000530226 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225190255 | 1034000530226 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225190399 | 1034000605749 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225190399 | 1034000605749 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225190468 | 1034000514077 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225190468 | 1034000514077 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225192197 | 1034000445472 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225192197 | 1034000445472 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225193200 | 1034000538093 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225193200 | 1034000538093 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225193200 | 1034000538093 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225193200 | 1034000538093 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225193200 | 1034000538093 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225193403 | 1034000554384 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225193403 | 1034000554384 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225196023 | 1034000581984 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225196023 | 1034000581984 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225197509 | 1034000552991 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225197509 | 1034000552991 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225197513 | 1034000574525 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225197513 | 1034000574525 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225197513 | 1034000574525 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 18.39 | 20.44726 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225197515 | 1034000603558 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225197515 | 1034000603558 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225197589 | 1034000587182 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225197589 | 1034000587182 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225197589 | 1034000587182 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225197589 | 1034000587182 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225197589 | 1034000587182 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3834.91 |  | Verified | Alternate format, not a true discrepancy |
| 225197589 | 1034000587182 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.09 | Verified | Clarity is rounding off the DSCR. |
| 225197606 | 1034000330584 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225197606 | 1034000330584 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225198308 | 1034000459342 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225198308 | 1034000459342 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225198308 | 1034000459342 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance transaction. |
| 225198308 | 1034000459342 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 221.8 |  | Verified | Alternate format, not a true discrepancy |
| 225198308 | 1034000459342 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.36 | 1.35 | Verified | Clarity is rounding off the DSCR. |
| 225198310 | 1034000483571 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225198310 | 1034000483571 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225198310 | 1034000483571 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225199199 | 1034000637565 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199199 | 1034000637565 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225199201 | 1034000579888 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199201 | 1034000579888 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225199201 | 1034000579888 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225199201 | 1034000579888 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6262.85 |  | Verified | DSCR Loan |
| 225199201 | 1034000579888 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | Rent is $6,241.00, Monthly PITIA $6,139.80 DSCR= 1.016482621583 |
| 225199205 | 1034000603120 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225199205 | 1034000603120 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225199205 | 1034000603120 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199207 | 1034000617326 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199207 | 1034000617326 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225199207 | 1034000617326 | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 225199207 | 1034000617326 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 23.79 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225199207 | 1034000617326 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225199221 | 1034000569839 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199221 | 1034000569839 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225199227 | 1034000524407 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199227 | 1034000524407 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 225199227 | 1034000524407 | [Redacted] |  |  | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 225199245 | 1034000532018 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225199245 | 1034000532018 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225199245 | 1034000532018 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199245 | 1034000532018 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225199245 | 1034000532018 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225199245 | 1034000532018 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 116.389 |  | Verified | DSCR Loan. |
| 225199245 | 1034000532018 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.44 | 1.43 | Verified | Field value reflects source document |
| 225199332 | 1034000594294 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199332 | 1034000594294 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225199332 | 1034000594294 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225199336 | 1034000546991 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225199336 | 1034000546991 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199336 | 1034000546991 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225199352 | 1034000595560 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199352 | 1034000595560 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225199521 | 1034000324413 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199521 | 1034000324413 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225199524 | 1034000529463 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199524 | 1034000529463 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 80.043 |  | Verified | Alternate format, not a true discrepancy |
| 225199586 | 1034000636018 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199588 | 1034000654023 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225199588 | 1034000654023 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225199588 | 1034000654023 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225199588 | 1034000654023 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.30 | Verified | Field value reflects source document |
| 225201703 | 1605000622956 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225201703 | 1605000622956 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225201703 | 1605000622956 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225201703 | 1605000622956 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225201703 | 1605000622956 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 773.487 |  | Verified | DSCR Loan |
| 225201703 | 1605000622956 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.47 | 1.48 | Verified | Due to rounding |
| 225201716 | 1034000606622 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225201716 | 1034000606622 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225201716 | 1034000606622 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225201716 | 1034000606622 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225201748 | 1034000466912 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225201748 | 1034000466912 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 49.868 | 41.99444 | Verified | Variance in DTI is due to Primary Rent expenses incorrectly considered in 1008. |
| 225201754 | 1034000491640 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225201754 | 1034000491640 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225201754 | 1034000491640 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 35.83 | 38.07507 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225201756 | 1605000440835 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225201764 | 1034000350793 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225201764 | 1034000350793 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225201766 | 1034000555018 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225201766 | 1034000555018 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225201767 | 1034000609331 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225201767 | 1034000609331 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225201767 | 1034000609331 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225201767 | 1034000609331 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1094.22 |  | Verified | DSCR Loan |
| 225201767 | 1034000609331 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.37 | 1.36 | Verified | Due to rounding off |
| 225201770 | 1034000589131 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225201770 | 1034000589131 | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225201770 | 1034000589131 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 225201770 | 1034000589131 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225201770 | 1034000589131 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 952.4 |  | Verified | Lease profile |
| 225201777 | 1034000643772 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225201777 | 1034000643772 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225201777 | 1034000643772 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225201777 | 1034000643772 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 507.66 |  | Verified | Alternate format, not a true discrepancy |
| 225204381 | 1034000539136 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204381 | 1034000539136 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225204512 | 1034000605800 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204512 | 1034000605800 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225204570 | 1034000610998 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225204570 | 1034000610998 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225204570 | 1034000610998 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204570 | 1034000610998 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1589.03 |  | Verified | Alternate format, not a true discrepancy |
| 225204571 | 1034000612722 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204571 | 1034000612722 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225204571 | 1034000612722 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225204571 | 1034000612722 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1358.91 |  | Verified | DSCR Loan |
| 225204571 | 1034000612722 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225204571 | 1034000612722 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.38 | 1.37 | Verified | Field value reflects source document |
| 225204575 | 1034000638806 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204615 | 1034000252988 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204615 | 1034000252988 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225204615 | 1034000252988 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225204623 | 1034000608782 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204623 | 1034000608782 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225204625 | 1034000542455 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225204625 | 1034000542455 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204625 | 1034000542455 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225204625 | 1034000542455 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225204625 | 1034000542455 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225204630 | 1034000506338 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204630 | 1034000506338 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225204630 | 1034000506338 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225204866 | 1034000578244 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204929 | 1034000629227 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204929 | 1034000629227 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225204929 | 1034000629227 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225204930 | 1034000617602 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204934 | 1034000456068 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225204934 | 1034000456068 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225204934 | 1034000456068 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225204934 | 1034000456068 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225205124 | 1034000446937 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225205124 | 1034000446937 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225205124 | 1034000446937 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225205124 | 1034000446937 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225205124 | 1034000446937 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225205130 | 1034000617490 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225205130 | 1034000617490 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225205130 | 1034000617490 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 41.6 | 44.25012 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225205133 | 1034000612743 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225205133 | 1034000612743 | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope. |
| 225205133 | 1034000612743 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225205135 | 1034000504395 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225205135 | 1034000504395 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225205135 | 1034000504395 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225205135 | 1034000504395 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225205135 | 1034000504395 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225205135 | 1034000504395 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 29.9 |  | Verified | DSCR Loan |
| 225205135 | 1034000504395 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225205135 | 1034000504395 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.62 | 1.61 | Verified | Field value reflects source document |
| 225205138 | 1034000629885 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225205138 | 1034000629885 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225205138 | 1034000629885 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225205158 | 1034000547898 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225205158 | 1034000547898 | [Redacted] |  |  | Property Type | Single Family | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225205158 | 1034000547898 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225205158 | 1034000547898 | [Redacted] |  |  | # of Units | 1 | 3 | Verified | Field value reflects source document |
| 225205158 | 1034000547898 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225205225 | 1034000649263 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225205225 | 1034000649263 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225205301 | 1034000619708 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225205301 | 1034000619708 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225205301 | 1034000619708 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225205301 | 1034000619708 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225205301 | 1034000619708 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225205301 | 1034000619708 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 492.783 |  | Verified | DSCR Loan |
| 225205301 | 1034000619708 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225205369 | 1034000592588 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225205369 | 1034000592588 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225205369 | 1034000592588 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225205369 | 1034000592588 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225207994 | 1034000649557 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225207994 | 1034000649557 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225207994 | 1034000649557 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225207994 | 1034000649557 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 218.21 |  | Verified | DSCR loan |
| 225207994 | 1034000649557 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 225207994 | 1034000649557 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.19 | 1.18 | Verified | Field value reflects source document |
| 225208134 | 1034000560935 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225208134 | 1034000560935 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225208150 | 1034000649174 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225208150 | 1034000649174 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225208150 | 1034000649174 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.08 | 2.16 | Verified | HOA amount per appraisal is $4,380.00/Yearly which is $365.00/monthly and per final 1003, it reflects as $560.83. Due to difference in HOA amount, DSCR discrepancy occurred. |
| 225208154 | 1034000518834 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225208154 | 1034000518834 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225208154 | 1034000518834 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225208154 | 1034000518834 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225208157 | 1034000630183 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225208157 | 1034000630183 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 225209240 | 1034000562765 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209240 | 1034000562765 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225209246 | 1034000637855 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225209246 | 1034000637855 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209246 | 1034000637855 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225209246 | 1034000637855 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 66.3 |  | Verified | DSCR Loan |
| 225209250 | 1034000515061 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225209250 | 1034000515061 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225209250 | 1034000515061 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209273 | 1034000606253 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209273 | 1034000606253 | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225209273 | 1034000606253 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225209277 | 1034000439192 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225209277 | 1034000439192 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209277 | 1034000439192 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225209277 | 1034000439192 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225209292 | 1034000566196 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225209292 | 1034000566196 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209293 | 1034000588173 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209391 | 1605000584284 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225209391 | 1605000584284 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209391 | 1605000584284 | [Redacted] |  |  | Property Type |  | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225209397 | 1034000537499 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209397 | 1034000537499 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225209397 | 1034000537499 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225209404 | 1034000627345 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225209404 | 1034000627345 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225209404 | 1034000627345 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209410 | 1034000603236 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225209410 | 1034000603236 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225209410 | 1034000603236 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209410 | 1034000603236 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Asset Depletion (No DTI) |
| 225209417 | 1034000571394 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209417 | 1034000571394 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225209417 | 1034000571394 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225209911 | 1034000590401 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209911 | 1034000590401 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225209911 | 1034000590401 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | Field value reflects source document |
| 225209914 | 1605000579635 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225209914 | 1605000579635 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225209914 | 1605000579635 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225209914 | 1605000579635 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction. |
| 225210125 | 1034000532484 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225210125 | 1034000532484 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225210125 | 1034000532484 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225210130 | 1034000523367 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225210130 | 1034000523367 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225210130 | 1034000523367 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225210136 | 1034000602786 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225210136 | 1034000602786 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225210136 | 1034000602786 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225210136 | 1034000602786 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction. |
| 225210136 | 1034000602786 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 305.81 |  | Verified | DSCR Loan |
| 225210136 | 1034000602786 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.63 | 1.62 | Verified | Field value reflects source document |
| 225210141 | 1034000571626 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225210141 | 1034000571626 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225210141 | 1034000571626 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225210141 | 1034000571626 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225210141 | 1034000571626 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 225210141 | 1034000571626 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 166.76 |  | Verified | DSCR Loan. |
| 225210141 | 1034000571626 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.16 | Verified | Due to rounding. DSCR: $2,300.00/ $1,965.99= 1.16989. |
| 225210181 | 1034000437803 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225210181 | 1034000437803 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225210181 | 1034000437803 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225210181 | 1034000437803 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225210181 | 1034000437803 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 80.708 |  | Verified | DSCR Loan |
| 225210181 | 1034000437803 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.63 | 1.62 | Verified | Field value reflects source document |
| 225210184 | 1034000556136 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225210184 | 1034000556136 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225210186 | 1034000613585 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225210186 | 1034000613585 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225210186 | 1034000613585 | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 225210225 | 1034000624772 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225210225 | 1034000624772 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225210225 | 1034000624772 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225211902 | 1606000649365 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225212081 | 1606000584259 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225212089 | 1034000627861 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225212089 | 1034000627861 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225212089 | 1034000627861 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212089 | 1034000627861 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225212089 | 1034000627861 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 486.691 |  | Verified | Review is based on DSCR |
| 225212090 | 1034000611990 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212092 | 1034000398596 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212092 | 1034000398596 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225212094 | 1034000628823 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212094 | 1034000628823 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225212094 | 1034000628823 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] |  |  |
| 225212094 | 1034000628823 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225212104 | 1034000166242 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212104 | 1034000166242 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225212110 | 1034000605944 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212110 | 1034000605944 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225212110 | 1034000605944 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225212110 | 1034000605944 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Asset Depletion (No DTI) |
| 225212111 | 1034000600987 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212111 | 1034000600987 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225212111 | 1034000600987 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225212116 | 1034000632935 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212116 | 1034000632935 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225212118 | 1034000539748 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212118 | 1034000539748 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225212118 | 1034000539748 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225212144 | 1034000637445 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212144 | 1034000637445 | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 225212144 | 1034000637445 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 313.529 |  | Verified | DSCR |
| 225212195 | 1034000614285 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212195 | 1034000614285 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225212302 | 1034000354249 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212303 | 1034000545755 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225212303 | 1034000545755 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225212303 | 1034000545755 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212303 | 1034000545755 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225212303 | 1034000545755 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225212303 | 1034000545755 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 484.34 |  | Verified | DSCR |
| 225212303 | 1034000545755 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225212388 | 1034000585077 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212388 | 1034000585077 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225212388 | 1034000585077 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 225212392 | 1034000603659 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212392 | 1034000603659 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225212392 | 1034000603659 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225212392 | 1034000603659 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction |
| 225212525 | 1034000581352 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212525 | 1034000581352 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225212525 | 1034000581352 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225212525 | 1034000581352 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 411.7 |  | Verified | DSCR Loan |
| 225212525 | 1034000581352 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.58 | 1.57 | Verified | Due to rounding off |
| 225212531 | 1034000561920 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212531 | 1034000561920 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225212535 | 1034000326985 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212535 | 1034000326985 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 225212535 | 1034000326985 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225212535 | 1034000326985 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225212543 | 1034000090983 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212543 | 1034000090983 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225212543 | 1034000090983 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225212543 | 1034000090983 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR file |
| 225212671 | 1034000592428 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225212671 | 1034000592428 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225212671 | 1034000592428 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225216218 | 1034000625543 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225216218 | 1034000625543 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225216218 | 1034000625543 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 225216236 | 1034000656708 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225216236 | 1034000656708 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225216236 | 1034000656708 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225216236 | 1034000656708 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225216236 | 1034000656708 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 225216271 | 1034000628310 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225216271 | 1034000628310 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225216271 | 1034000628310 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225216279 | 1034000597745 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225216279 | 1034000597745 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225216279 | 1034000597745 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225219497 | 1034000569232 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225219497 | 1034000569232 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225219497 | 1034000569232 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225219497 | 1034000569232 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225230075 | 1034000641287 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225230075 | 1034000641287 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225230075 | 1034000641287 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230075 | 1034000641287 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230084 | 1034000124456 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230084 | 1034000124456 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225230084 | 1034000124456 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230151 | 1034000572275 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230151 | 1034000572275 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225230151 | 1034000572275 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225230151 | 1034000572275 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230151 | 1034000572275 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 45.11 | 43.01469 | Verified | Subject property negative cashflow differs $300. |
| 225230435 | 1034000628898 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225230435 | 1034000628898 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230435 | 1034000628898 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230448 | 1034000618187 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230448 | 1034000618187 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230465 | 1034000588026 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230465 | 1034000588026 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230465 | 1034000588026 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 36.94 | 39.55005 | Verified | Navy Federal CR Union liability is excluded from the ratio by the lender while no payoff proof available to exclude. |
| 225230492 | 1034000622802 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225230492 | 1034000622802 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225230492 | 1034000622802 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230492 | 1034000622802 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225230492 | 1034000622802 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230492 | 1034000622802 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 225230495 | 1034000274830 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230495 | 1034000274830 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.72 | 0.71 | Verified | Due to rounding |
| 225230497 | 1034000531660 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230497 | 1034000531660 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225230497 | 1034000531660 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225230507 | 1034000371782 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230507 | 1034000371782 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230512 | 1034000530891 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230512 | 1034000530891 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230593 | 1034000627168 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225230593 | 1034000627168 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225230593 | 1034000627168 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230593 | 1034000627168 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225230593 | 1034000627168 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction |
| 225230593 | 1034000627168 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 179.18 |  | Verified | DSCR file |
| 225230683 | 1605000601303 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230683 | 1605000601303 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225230683 | 1605000601303 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230684 | 1605000613900 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225230684 | 1605000613900 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225230684 | 1605000613900 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230684 | 1605000613900 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225230684 | 1605000613900 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 303.97 |  | Verified | DSCR loan |
| 225230688 | 1034000555949 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225230688 | 1034000555949 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225230688 | 1034000555949 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225232721 | 1034000599757 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225232721 | 1034000599757 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225232721 | 1034000599757 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225232721 | 1034000599757 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225235325 | 1034000615045 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225235325 | 1034000615045 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225235325 | 1034000615045 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225235325 | 1034000615045 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225235325 | 1034000615045 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225235325 | 1034000615045 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |
| 225235325 | 1034000615045 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.45 | 1.44 | Verified | Field value reflects source document |
| 225235329 | 1034000597675 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225235329 | 1034000597675 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225235329 | 1034000597675 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 225235329 | 1034000597675 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 9.25 |  | Verified | DSCR Loan. |
| 225235346 | 1034000564864 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225235346 | 1034000564864 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225235346 | 1034000564864 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225236989 | 1034000609537 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225236989 | 1034000609537 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225236989 | 1034000609537 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225236990 | 1034000610681 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225236990 | 1034000610681 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225236990 | 1034000610681 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225236991 | 1034000615072 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225236991 | 1034000615072 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225236991 | 1034000615072 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225236991 | 1034000615072 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225236993 | 1034000637890 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225236993 | 1034000637890 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225236993 | 1034000637890 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225236993 | 1034000637890 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225236993 | 1034000637890 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 52.15 |  | Verified | DSCR Loan |
| 225236999 | 1034000627886 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225236999 | 1034000627886 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225236999 | 1034000627886 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225236999 | 1034000627886 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225236999 | 1034000627886 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225236999 | 1034000627886 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 303.53 |  | Verified | DSCR file |
| 225236999 | 1034000627886 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.67 | 1.66 | Verified | Due to Rounding |
| 225237005 | 1034000634123 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225237005 | 1034000634123 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225237005 | 1034000634123 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225237005 | 1034000634123 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225237005 | 1034000634123 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225237005 | 1034000634123 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 37.1 |  | Verified | DSCR Loan |
| 225237005 | 1034000634123 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225237005 | 1034000634123 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.89 | 1.92 | Verified | Field value reflects source document |
| 225237010 | 1034000587466 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225237010 | 1034000587466 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225237082 | 1034000456763 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225237082 | 1034000456763 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225237082 | 1034000456763 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225237083 | 1034000659135 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225237083 | 1034000659135 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225238344 | 1034000400477 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225238344 | 1034000400477 | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 225238344 | 1034000400477 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 225238381 | 1034000638027 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Borrower is Business Entity. |
| 225238381 | 1034000638027 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Borrower is Business Entity. |
| 225238381 | 1034000638027 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225238381 | 1034000638027 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Loan Program |
| 225238381 | 1034000638027 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225238385 | 1034000450741 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225238385 | 1034000450741 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225238385 | 1034000450741 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225238385 | 1034000450741 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225238385 | 1034000450741 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.78 | 0.77 | Verified | Due to rounding off |
| 225241229 | 1034000576157 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225241229 | 1034000576157 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225241229 | 1034000576157 | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 225241229 | 1034000576157 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225241238 | 1605000542205 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225241238 | 1605000542205 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225241238 | 1605000542205 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225241306 | 1034000591967 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225241306 | 1034000591967 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225241306 | 1034000591967 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225241306 | 1034000591967 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225241306 | 1034000591967 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225241306 | 1034000591967 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 458.51 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225241306 | 1034000591967 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225241578 | 1034000625114 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225241578 | 1034000625114 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225241578 | 1034000625114 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225241583 | 1034000491446 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225241583 | 1034000491446 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225241583 | 1034000491446 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225241583 | 1034000491446 | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value reflects the Approval/AUS in file. |
| 225241583 | 1034000491446 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225241584 | 1034000476021 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225241584 | 1034000476021 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225241584 | 1034000476021 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225241585 | 1034000499187 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225241585 | 1034000499187 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225241591 | 1034000456857 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225241591 | 1034000456857 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225241591 | 1034000456857 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225241623 | 1034000391957 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225241623 | 1034000391957 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225241623 | 1034000391957 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225241623 | 1034000391957 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225243366 | 1034000557358 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225245056 | 1034000559574 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225245149 | 1034000605718 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225245149 | 1034000605718 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225245149 | 1034000605718 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225245149 | 1034000605718 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225245202 | 1034000630481 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225245839 | 1034000635153 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225245839 | 1034000635153 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225245839 | 1034000635153 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance loan |
| 225246108 | 1034000608026 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225246108 | 1034000608026 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225246108 | 1034000608026 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250408 | 1034000624007 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250408 | 1034000624007 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225250408 | 1034000624007 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225250408 | 1034000624007 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225250409 | 1034000606554 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250409 | 1034000606554 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225250409 | 1034000606554 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225250444 | 1034000651717 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250444 | 1034000651717 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225250444 | 1034000651717 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225250460 | 1034000507304 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250460 | 1034000507304 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225250460 | 1034000507304 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Purpose |
| 225250461 | 1034000510314 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225250461 | 1034000510314 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250461 | 1034000510314 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225250461 | 1034000510314 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 225250471 | 1034000615722 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250471 | 1034000615722 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225250471 | 1034000615722 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225250489 | 1034000590570 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250489 | 1034000590570 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225250489 | 1034000590570 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 243.05 |  | Verified | DSCR Loan |
| 225250495 | 1034000531461 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225250495 | 1034000531461 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250495 | 1034000531461 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225250495 | 1034000531461 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225250495 | 1034000531461 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225250650 | 1034000619318 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250656 | 1034000647248 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250656 | 1034000647248 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225250656 | 1034000647248 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225250656 | 1034000647248 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.02 | Verified | Field value reflects source document |
| 225250705 | 1034000572628 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250734 | 1034000514972 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225250734 | 1034000514972 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225250734 | 1034000514972 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250734 | 1034000514972 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225250734 | 1034000514972 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225250734 | 1034000514972 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225250734 | 1034000514972 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.88 | 0.87 | Verified | Field value reflects source document |
| 225250760 | 1034000571812 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225250760 | 1034000571812 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225250760 | 1034000571812 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225250760 | 1034000571812 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 996.647 |  | Verified | DSCR File |
| 225250760 | 1034000571812 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.34 | 1.33 | Verified | DSCR calculated as per provided documents |
| 225252274 | 1034000591969 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225252274 | 1034000591969 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225252274 | 1034000591969 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225252274 | 1034000591969 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225252274 | 1034000591969 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225252274 | 1034000591969 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225254030 | 1034000586075 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225254030 | 1034000586075 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Case |
| 225254030 | 1034000586075 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.09 | Verified | Field value reflects source document |
| 225254541 | 1034000642158 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225254541 | 1034000642158 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225254541 | 1034000642158 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 225257337 | 1034000653693 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225257337 | 1034000653693 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225257337 | 1034000653693 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225257337 | 1034000653693 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225257599 | 1034000595944 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225257599 | 1034000595944 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225257809 | 1034000634117 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225257809 | 1034000634117 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225257809 | 1034000634117 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225257810 | 1034000203347 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225257810 | 1034000203347 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225257810 | 1034000203347 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 73.66 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225258313 | 1034000600752 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225258313 | 1034000600752 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225258313 | 1034000600752 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225258331 | 1034000648198 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225258331 | 1034000648198 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225258331 | 1034000648198 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225258340 | 1034000500987 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225258340 | 1034000500987 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225258340 | 1034000500987 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225258360 | 1034000612805 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225258360 | 1034000612805 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225258360 | 1034000612805 | [Redacted] |  |  | Property Type | Multi Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225258360 | 1034000612805 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225258360 | 1034000612805 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225258360 | 1034000612805 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225258562 | 1605000595259 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225258562 | 1605000595259 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225258562 | 1605000595259 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225258562 | 1605000595259 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225258562 | 1605000595259 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1660.67 |  | Verified | DSCR file |
| 225258749 | 1605000603951 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225258749 | 1605000603951 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225258752 | 1034000634074 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225258752 | 1034000634074 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225258752 | 1034000634074 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225259256 | 1034000404767 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225259256 | 1034000404767 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225259256 | 1034000404767 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225259921 | 1034000584237 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225259921 | 1034000584237 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225259964 | 1034000656895 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225259964 | 1034000656895 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225259964 | 1034000656895 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225259964 | 1034000656895 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225259994 | 1034000652061 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225259994 | 1034000652061 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225259994 | 1034000652061 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225259994 | 1034000652061 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 7958.95 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225259994 | 1034000652061 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225259994 | 1034000652061 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 | Verified | Field value reflects source document |
| 225261107 | 1034000603381 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225261107 | 1034000603381 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225261107 | 1034000603381 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225261107 | 1034000603381 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225261119 | 1034000633748 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225261119 | 1034000633748 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225261119 | 1034000633748 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225261412 | 1034000526238 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225261412 | 1034000526238 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225261412 | 1034000526238 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225261475 | 1034000630177 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225261475 | 1034000630177 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225261475 | 1034000630177 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225261475 | 1034000630177 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225261481 | 1034000629453 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225261481 | 1034000629453 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225261481 | 1034000629453 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225261481 | 1034000629453 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225261481 | 1034000629453 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225261561 | 1034000620224 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225261561 | 1034000620224 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225261561 | 1034000620224 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225261561 | 1034000620224 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225261569 | 1034000592553 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225261569 | 1034000592553 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225261569 | 1034000592553 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225261569 | 1034000592553 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225261641 | 1034000589757 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225261641 | 1034000589757 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225261641 | 1034000589757 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225261641 | 1034000589757 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225263960 | 1034000370514 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225263960 | 1034000370514 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225263960 | 1034000370514 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225263960 | 1034000370514 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225264068 | 1034000626484 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225264068 | 1034000626484 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225264068 | 1034000626484 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225264068 | 1034000626484 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 225264121 | 1034000602780 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225264121 | 1034000602780 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225264121 | 1034000602780 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225264121 | 1034000602780 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225264618 | 1034000169694 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225264618 | 1034000169694 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225264618 | 1034000169694 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225264618 | 1034000169694 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225264618 | 1034000169694 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 67.78 |  | Verified | DSCR Loan |
| 225264618 | 1034000169694 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.27 | 1.26 | Verified | Due to rounding |
| 225264869 | 1034000459235 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225264869 | 1034000459235 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225264869 | 1034000459235 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225264869 | 1034000459235 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 352.46 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225264869 | 1034000459235 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.19 | 1.18 | Verified | Due to Rounding. |
| 225265489 | 1034000635258 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225265489 | 1034000635258 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225265489 | 1034000635258 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225265489 | 1034000635258 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225265489 | 1034000635258 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225265489 | 1034000635258 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.96 | 0.97 | Verified | Field value reflects source document |
| 225265490 | 1034000598041 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225265490 | 1034000598041 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225265490 | 1034000598041 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225265490 | 1034000598041 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225265490 | 1034000598041 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225266069 | 1034000503619 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225266069 | 1034000503619 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225266069 | 1034000503619 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266069 | 1034000503619 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225266069 | 1034000503619 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Loan |
| 225266069 | 1034000503619 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225266069 | 1034000503619 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | Due to round off |
| 225266072 | 1034000648972 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266072 | 1034000648972 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225266072 | 1034000648972 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225266072 | 1034000648972 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 | Verified | Due to Rounded Value |
| 225266073 | 1034000648857 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225266073 | 1034000648857 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266073 | 1034000648857 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225266073 | 1034000648857 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225266081 | 1034000640712 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266081 | 1034000640712 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225266081 | 1034000640712 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 22.58 | 25.36097 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225266082 | 1034000648379 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266082 | 1034000648379 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225266082 | 1034000648379 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225266082 | 1034000648379 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 580.42 |  | Verified | DSCR Loan Program. |
| 225266082 | 1034000648379 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.56 | 1.55 | Verified | Field value reflects source document |
| 225266119 | 1034000629676 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266119 | 1034000629676 | [Redacted] |  |  | Property Type | Single Family | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225266119 | 1034000629676 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225266119 | 1034000629676 | [Redacted] |  |  | # of Units | 1 | 3 | Verified | Field value reflects source document |
| 225266119 | 1034000629676 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225266119 | 1034000629676 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225266190 | 1034000543142 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266190 | 1034000543142 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225266190 | 1034000543142 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225266190 | 1034000543142 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225266239 | 1034000605669 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225266239 | 1034000605669 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266239 | 1034000605669 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225266239 | 1034000605669 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225266249 | 1034000479428 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225266249 | 1034000479428 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225266249 | 1034000479428 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266249 | 1034000479428 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 225266249 | 1034000479428 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance case |
| 225266249 | 1034000479428 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 956.34 |  | Verified | Lease profile |
| 225266249 | 1034000479428 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225266253 | 1034000622347 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266253 | 1034000622347 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225266253 | 1034000622347 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 225266253 | 1034000622347 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 225266259 | 1034000622829 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266259 | 1034000622829 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225266940 | 1605000624279 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225266940 | 1605000624279 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225266940 | 1605000624279 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225266940 | 1605000624279 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225266940 | 1605000624279 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225266940 | 1605000624279 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.18 | Verified | Per DSCR worksheet, HOA of $215.00 was considered along with rent from rent schedule. Appraisal report have HOA as $0.00. |
| 225267433 | 1034000578668 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225267433 | 1034000578668 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225267433 | 1034000578668 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 225267636 | 1034000632806 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225267636 | 1034000632806 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225267636 | 1034000632806 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.20 | 2.19 | Verified | Due to rounding. |
| 225269623 | 1034000584619 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225269623 | 1034000584619 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225272873 | 1034000579685 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225272873 | 1034000579685 | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225272873 | 1034000579685 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225272873 | 1034000579685 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225278063 | 1034000659323 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225278063 | 1034000659323 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225278371 | 1034000642536 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225278371 | 1034000642536 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225278414 | 1034000650074 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225278414 | 1034000650074 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225278414 | 1034000650074 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225278414 | 1034000650074 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225278559 | 1034000614417 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225278559 | 1034000614417 | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225278565 | 1034000647442 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225278565 | 1034000647442 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225278565 | 1034000647442 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225278565 | 1034000647442 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 225278565 | 1034000647442 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225278728 | 1034000577585 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225278728 | 1034000577585 | [Redacted] |  |  | Property Type | Single Family | 4 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225278728 | 1034000577585 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225278728 | 1034000577585 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225278728 | 1034000577585 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225278729 | 1034000643613 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225278729 | 1034000643613 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225278883 | 1034000560610 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225278883 | 1034000560610 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225279361 | 1034000575276 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225279361 | 1034000575276 | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225279842 | 1034000618467 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225279842 | 1034000618467 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225279842 | 1034000618467 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225280153 | 1605000620149 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225280153 | 1605000620149 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225280323 | 1034000474952 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225280323 | 1034000474952 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225280323 | 1034000474952 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225280387 | 1034000687399 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225280387 | 1034000687399 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225280387 | 1034000687399 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225280389 | 1034000605945 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225280389 | 1034000605945 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225280406 | 1034000533852 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225280406 | 1034000533852 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225280406 | 1034000533852 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225280465 | 1034000595263 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225280465 | 1034000595263 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 225280465 | 1034000595263 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225283212 | 1034000612544 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225283212 | 1034000612544 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225283212 | 1034000612544 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225283303 | 1605000657792 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225283303 | 1605000657792 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225283303 | 1605000657792 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Its Refinance. |
| 225286632 | 1034000411996 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225286632 | 1034000411996 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction. |
| 225287261 | 1034000630907 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225287261 | 1034000630907 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225291490 | 1034000623606 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225291490 | 1034000623606 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 974.651 |  |  |  |
| 225291490 | 1034000623606 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225291490 | 1034000623606 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 | Verified | Field value reflects source document |
| 225291612 | 1034000639413 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225291612 | 1034000639413 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225291612 | 1034000639413 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225291612 | 1034000639413 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225291612 | 1034000639413 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225291629 | 1034000632446 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225291629 | 1034000632446 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225291629 | 1034000632446 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225291629 | 1034000632446 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225291629 | 1034000632446 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225291629 | 1034000632446 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225291631 | 1034000667609 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225291631 | 1034000667609 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225291631 | 1034000667609 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225291631 | 1034000667609 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225291631 | 1034000667609 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.01 | Verified | lower rental income is used for DSCR calculation |
| 225291772 | 1034000625522 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225291772 | 1034000625522 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225291772 | 1034000625522 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225291772 | 1034000625522 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225291790 | 1034000575038 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225291790 | 1034000575038 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225291790 | 1034000575038 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225291790 | 1034000575038 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225291792 | 1606000655734 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225291796 | 1606000637598 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225291891 | 1606000633613 | [Redacted] |  |  | Original Interest Rate | 6.5 | 6.75 | Verified | Field Value reflects the Note value |
| 225291891 | 1606000633613 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225291930 | 1606000605676 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225292353 | 1034000677625 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225292353 | 1034000677625 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225292647 | 1034000604373 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225292647 | 1034000604373 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225292721 | 1034000614411 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225292721 | 1034000614411 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225292721 | 1034000614411 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225292721 | 1034000614411 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225294321 | 1034000605523 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225294321 | 1034000605523 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225294321 | 1034000605523 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225294893 | 1034000643947 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225294893 | 1034000643947 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225294893 | 1034000643947 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225295218 | 1034000652060 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225295218 | 1034000652060 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225295218 | 1034000652060 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225295391 | 1034000666061 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225295391 | 1034000666061 | [Redacted] |  |  | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225295391 | 1034000666061 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225295391 | 1034000666061 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225297948 | 1034000623469 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225297948 | 1034000623469 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225297948 | 1034000623469 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 225297954 | 1034000586999 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225297954 | 1034000586999 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225297954 | 1034000586999 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225298147 | 1034000595834 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225298147 | 1034000595834 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225298147 | 1034000595834 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225298147 | 1034000595834 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225298147 | 1034000595834 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225298156 | 1605000632804 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225298156 | 1605000632804 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225298156 | 1605000632804 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225298156 | 1605000632804 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225298156 | 1605000632804 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 | Verified | Due to Rounding |
| 225298160 | 1034000648777 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225298160 | 1034000648777 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225298160 | 1034000648777 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225298160 | 1034000648777 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225298160 | 1034000648777 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225298160 | 1034000648777 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1913.29 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 225298306 | 1034000650289 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225298306 | 1034000650289 | [Redacted] |  |  | Margin | 0 |  | Verified | loan is not an ARM |
| 225298306 | 1034000650289 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225298306 | 1034000650289 | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225298480 | 1034000581197 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225298480 | 1034000581197 | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225298480 | 1034000581197 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 225298671 | 1034000460933 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225298671 | 1034000460933 | [Redacted] |  |  | Representative FICO | 757 | 773 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225298671 | 1034000460933 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225298671 | 1034000460933 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225298671 | 1034000460933 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225299529 | 1034000644387 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225299529 | 1034000644387 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225299529 | 1034000644387 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225299529 | 1034000644387 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225299529 | 1034000644387 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225299529 | 1034000644387 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 363.89 |  | Verified | DSCR File. |
| 225329341 | 1034000594256 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225329341 | 1034000594256 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225329341 | 1034000594256 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225329341 | 1034000594256 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225329341 | 1034000594256 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 365.85 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225330489 | 1034000573778 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225330489 | 1034000573778 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225330492 | 1034000601224 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225330492 | 1034000601224 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225330492 | 1034000601224 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225330492 | 1034000601224 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225330492 | 1034000601224 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 93.37 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225330597 | 1034000408899 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225330597 | 1034000408899 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225330597 | 1034000408899 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225330597 | 1034000408899 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225330673 | 1034000626887 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225330673 | 1034000626887 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225330673 | 1034000626887 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 225330673 | 1034000626887 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 500.37 |  | Verified | DSCR loan |
| 225330675 | 1034000644309 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225330675 | 1034000644309 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.30 | Verified | Due to rounding. Used rent $3,000.00 / PITIA $2,296.52 = 1.306 |
| 225330825 | 1034000609811 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225330825 | 1034000609811 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225330825 | 1034000609811 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225330826 | 1034000572211 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225330826 | 1034000572211 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225330826 | 1034000572211 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225330826 | 1034000572211 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3026.16 |  | Verified | DSCR Loan |
| 225331384 | 1034000590495 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225331384 | 1034000590495 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225331384 | 1034000590495 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225331387 | 1034000585664 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225331387 | 1034000585664 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225331387 | 1034000585664 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225331387 | 1034000585664 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225331494 | 1606000669029 | [Redacted] |  |  | Original Interest Rate | 7.125 | 7 | Verified | Field Value reflects the Note value |
| 225331494 | 1606000669029 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225331765 | 1606000615164 | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225335062 | 1034000687409 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225335069 | 1034000631391 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225335069 | 1034000631391 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225335069 | 1034000631391 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225335362 | 1034000645309 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225335362 | 1034000645309 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225335362 | 1034000645309 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225335376 | 1034000640463 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225335376 | 1034000640463 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225335378 | 1034000304663 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225335378 | 1034000304663 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225335378 | 1034000304663 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225335378 | 1034000304663 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225335402 | 1034000613475 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225335402 | 1034000613475 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 225335402 | 1034000613475 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.07 | Verified | DSCR mismatches due to Hazard Insurance policy amount used by field value does not match what lender used. |
| 225335757 | 1034000629417 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225335757 | 1034000629417 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225335757 | 1034000629417 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | DSCR loan |
| 225338764 | 1034000398821 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225338767 | 1034000564799 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225338767 | 1034000564799 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225341683 | 1034000588253 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225341683 | 1034000588253 | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225345294 | 1034000594559 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225345294 | 1034000594559 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225345294 | 1034000594559 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225345295 | 1034000578576 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225345295 | 1034000578576 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225345295 | 1034000578576 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225345303 | 1034000559986 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225345303 | 1034000559986 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225345303 | 1034000559986 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225345303 | 1034000559986 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225345312 | 1034000644012 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225345312 | 1034000644012 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Loan. |
| 225345312 | 1034000644012 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225345312 | 1034000644012 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225345313 | 1034000672103 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225345313 | 1034000672103 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction. |
| 225345313 | 1034000672103 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225345313 | 1034000672103 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 | Verified | Field value reflects source document |
| 225345328 | 1034000664329 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225345328 | 1034000664329 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225345328 | 1034000664329 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225345328 | 1034000664329 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225345328 | 1034000664329 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225345328 | 1034000664329 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 61.69 |  | Verified | DSCR file |
| 225345328 | 1034000664329 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225345328 | 1034000664329 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.60 | 1.59 | Verified | Field value reflects source document |
| 225345329 | 1605000629114 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225345329 | 1605000629114 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225345329 | 1605000629114 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225345329 | 1605000629114 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225345329 | 1605000629114 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225345329 | 1605000629114 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 8486.1 |  | Verified | DSCR Loan |
| 225345329 | 1605000629114 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 | Verified | Field value reflects source document |
| 225345330 | 1034000670909 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225345330 | 1034000670909 | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225345330 | 1034000670909 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225345330 | 1034000670909 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225345335 | 1034000694339 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225345335 | 1034000694339 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225345793 | 1034000641545 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225345793 | 1034000641545 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225345793 | 1034000641545 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225350868 | 1034000637426 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225350868 | 1034000637426 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225350868 | 1034000637426 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225350905 | 1034000621631 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225350905 | 1034000621631 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Loan |
| 225350905 | 1034000621631 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225350922 | 1034000673198 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225350922 | 1034000673198 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225350922 | 1034000673198 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225352395 | 1605000566214 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225352395 | 1605000566214 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225352395 | 1605000566214 | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225352395 | 1605000566214 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225352395 | 1605000566214 | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225352395 | 1605000566214 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1917.45 |  | Verified | Alternate format, not a true discrepancy |
| 225352441 | 1034000572665 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225352539 | 1034000663948 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225352539 | 1034000663948 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225352539 | 1034000663948 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225352539 | 1034000663948 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 277.35 |  | Verified | Alternate format, not a true discrepancy |
| 225352539 | 1034000663948 | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.29 | 1.28 | Verified | Clarity is rounding off the DSCR. |
| 225355901 | 1034000654860 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225355901 | 1034000654860 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225355901 | 1034000654860 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225356004 | 1034000494749 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225356004 | 1034000494749 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225356004 | 1034000494749 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225356124 | 1034000218142 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225356124 | 1034000218142 | [Redacted] |  |  | Margin | 0 |  | Verified | Transaction is a fixed rate loan. |
| 225356124 | 1034000218142 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225356128 | 1034000635734 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225356128 | 1034000635734 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225356128 | 1034000635734 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225356158 | 1034000635639 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225356158 | 1034000635639 | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225356158 | 1034000635639 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225356158 | 1034000635639 | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225356818 | 1034000619581 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225356818 | 1034000619581 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225356818 | 1034000619581 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225356818 | 1034000619581 | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225356818 | 1034000619581 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225361021 | 1034000672652 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225361021 | 1034000672652 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225361021 | 1034000672652 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225361024 | 1034000431502 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225361024 | 1034000431502 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225361024 | 1034000431502 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225361024 | 1034000431502 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1052.19 |  | Verified | DSCR Loan |
| 225363611 | 1034000632713 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225363611 | 1034000632713 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225363611 | 1034000632713 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 225363860 | 1034000655351 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225363860 | 1034000655351 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225363860 | 1034000655351 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225363860 | 1034000655351 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 225363870 | 1034000680488 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225363870 | 1034000680488 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225363870 | 1034000680488 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225363870 | 1034000680488 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate loan |
| 225363870 | 1034000680488 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225363870 | 1034000680488 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1958.08 |  | Verified | DSCR Loan |
| 225365051 | 1034000667784 | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225365051 | 1034000667784 | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225365051 | 1034000667784 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225365051 | 1034000667784 | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 225365051 | 1034000667784 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225365051 | 1034000667784 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 182.04 |  | Verified | Lease profile |
| 225366717 | 1034000671585 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225366717 | 1034000671585 | [Redacted] |  |  | Margin | 0 |  | Verified | Out of Scope |
| 225366717 | 1034000671585 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225373169 | 1034000608645 | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225373169 | 1034000608645 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225373169 | 1034000608645 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225373169 | 1034000608645 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225380345 | 1034000669728 | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225380345 | 1034000669728 | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225380345 | 1034000669728 | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 225380345 | 1034000669728 | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |

---