# EDGAR Filing Document

**Accession Number:** 0001128213
**File Stem:** 0001128213-25-000004
**Filing Date:** 2025-8
**Character Count:** 22969
**Document Hash:** c6c1671500208c08f2f6019c326c15f9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001128213-25-000004.hdr.sgml**: 20250812

**ACCESSION NUMBER**: 0001128213-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250812

**DATE AS OF CHANGE**: 20250812

**EFFECTIVENESS DATE**: 20250812

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PETTYJOHN, WOOD & WHITE, INC
- **CENTRAL INDEX KEY:** 0001128213

**ORGANIZATION NAME:**
- **EIN:** 541071683
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-05957
- **FILM NUMBER:** 251206150

**BUSINESS ADDRESS:**
- **STREET 1:** 1925 ATHERHOLT ROAD
- **STREET 2:** PO BOX 310
- **CITY:** LYNCHBURG
- **STATE:** VA
- **ZIP:** 24505
- **BUSINESS PHONE:** 4348451266

**MAIL ADDRESS:**
- **STREET 1:** 1925 ATHERHOLT ROAD
- **CITY:** LYNCHBURG
- **STATE:** VA
- **ZIP:** 24501

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PETTYJOHN CO
- **DATE OF NAME CHANGE:** 20001114

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PETTYJOHN WOOD  WHITE INC<br>**Address:** 1925 ATHERHOLT ROAD<br>LYNCHBURG, VA 24501

**Form 13F File Number:** 028-05957

**CRD Number (if applicable):** 000106403

**SEC File Number (if applicable):** 801-13803

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kate W Sigler<br>**Title:** Chief Compliance Officer<br>**Phone:** 434-845-1266

**Signature, Place, and Date of Signing:**

Kate W Sigler  Lynchburg, VA  08-12-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 197

**Form 13F Information Table Value Total:** $559773421

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| LXP INDUSTRIAL TRUST | COM | 529043101 |  | 83683 | 10131 | SH |  | SOLE |  | 10131 | 0 | 0 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 202059 | 927 | SH |  | SOLE |  | 927 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 206892 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| WILLIS TOWERS WATSON PLC LTD | SHS | G96629103 |  | 208420 | 680 | SH |  | SOLE |  | 680 | 0 | 0 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 208509 | 5034 | SH |  | SOLE |  | 5034 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 209222 | 2525 | SH |  | SOLE |  | 2525 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 209875 | 3495 | SH |  | SOLE |  | 3495 | 0 | 0 |
| ISHARES TR | US REGNL BKS ETF | 464288778 |  | 211827 | 4275 | SH |  | SOLE |  | 4275 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 218906 | 4729 | SH |  | SOLE |  | 4729 | 0 | 0 |
| MARKEL GROUP INC | COM | 570535104 |  | 219710 | 110 | SH |  | SOLE |  | 110 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 220495 | 756 | SH |  | SOLE |  | 756 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 222256 | 1863 | SH |  | SOLE |  | 1863 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 222588 | 1340 | SH |  | SOLE |  | 1340 | 0 | 0 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 223427 | 1570 | SH |  | SOLE |  | 1570 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 226288 | 4538 | SH |  | SOLE |  | 4538 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 229494 | 1441 | SH |  | SOLE |  | 1441 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 235642 | 1333 | SH |  | SOLE |  | 1333 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 236946 | 4156 | SH |  | SOLE |  | 4156 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 237438 | 725 | SH |  | SOLE |  | 725 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 237464 | 8077 | SH |  | SOLE |  | 8077 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 242080 | 2657 | SH |  | SOLE |  | 2657 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 245525 | 234 | SH |  | SOLE |  | 234 | 0 | 0 |
| ATLANTIC UN BANKSHARES CORP | COM | 04911A107 |  | 251022 | 8025 | SH |  | SOLE |  | 6564 | 0 | 1461 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 255830 | 10425 | SH |  | SOLE |  | 10425 | 0 | 0 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 255982 | 1038 | SH |  | SOLE |  | 1038 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 258199 | 1140 | SH |  | SOLE |  | 1140 | 0 | 0 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 262677 | 2487 | SH |  | SOLE |  | 2487 | 0 | 0 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 |  | 263823 | 1005 | SH |  | SOLE |  | 1005 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 265754 | 1280 | SH |  | SOLE |  | 1280 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 270505 | 202 | SH |  | SOLE |  | 202 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 271975 | 1100 | SH |  | SOLE |  | 1100 | 0 | 0 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 274666 | 2640 | SH |  | SOLE |  | 2640 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 277489 | 555 | SH |  | SOLE |  | 555 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 279347 | 4024 | SH |  | SOLE |  | 4024 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 281674 | 3965 | SH |  | SOLE |  | 3965 | 0 | 0 |
| ANHEUSER BUSCH INBEV SA/NV | SPONSORED ADR | 03524A108 |  | 286219 | 4165 | SH |  | SOLE |  | 4165 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 289614 | 3149 | SH |  | SOLE |  | 3149 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 291337 | 1224 | SH |  | SOLE |  | 1224 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 299175 | 905 | SH |  | SOLE |  | 905 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 308950 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 309082 | 5800 | SH |  | SOLE |  | 5800 | 0 | 0 |
| PACCAR INC | COM | 693718108 |  | 311987 | 3282 | SH |  | SOLE |  | 3282 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 325193 | 1088 | SH |  | SOLE |  | 1088 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 326191 | 982 | SH |  | SOLE |  | 982 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 329209 | 4897 | SH |  | SOLE |  | 4897 | 0 | 0 |
| 3M CO | COM | 88579Y101 |  | 334167 | 2195 | SH |  | SOLE |  | 2195 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 346912 | 5144 | SH |  | SOLE |  | 5144 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 348291 | 859 | SH |  | SOLE |  | 859 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 361939 | 684 | SH |  | SOLE |  | 684 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 365100 | 3617 | SH |  | SOLE |  | 3617 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 |  | 367903 | 7101 | SH |  | SOLE |  | 7101 | 0 | 0 |
| BEST BUY INC | COM | 086516101 |  | 376197 | 5604 | SH |  | SOLE |  | 5604 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 376883 | 2188 | SH |  | SOLE |  | 2188 | 0 | 0 |
| VENTAS INC | COM | 92276F100 |  | 394688 | 6250 | SH |  | SOLE |  | 6250 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 399057 | 2993 | SH |  | SOLE |  | 2993 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 399122 | 2115 | SH |  | SOLE |  | 2115 | 0 | 0 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 409274 | 8090 | SH |  | SOLE |  | 8090 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 413422 | 2120 | SH |  | SOLE |  | 2120 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 413444 | 1065 | SH |  | SOLE |  | 1065 | 0 | 0 |
| ISHARES TR | INTRM GOV CR ETF | 464288612 |  | 417122 | 3906 | SH |  | SOLE |  | 3906 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 434644 | 1187 | SH |  | SOLE |  | 1187 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 449808 | 1260 | SH |  | SOLE |  | 1260 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 450794 | 1985 | SH |  | SOLE |  | 1985 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 458383 | 2360 | SH |  | SOLE |  | 2360 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 462622 | 4570 | SH |  | SOLE |  | 4570 | 0 | 0 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 471993 | 7535 | SH |  | SOLE |  | 7535 | 0 | 0 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 478203 | 2535 | SH |  | SOLE |  | 2535 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 487275 | 1114 | SH |  | SOLE |  | 1114 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 495097 | 1069 | SH |  | SOLE |  | 1069 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 507121 | 10088 | SH |  | SOLE |  | 10088 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 511325 | 1603 | SH |  | SOLE |  | 1603 | 0 | 0 |
| WELLTOWER INC | COM | 95040Q104 |  | 512536 | 3334 | SH |  | SOLE |  | 3334 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 513169 | 5467 | SH |  | SOLE |  | 5467 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 523992 | 1873 | SH |  | SOLE |  | 1873 | 0 | 0 |
| SYNOVUS FINL CORP | COM NEW | 87161C501 |  | 537786 | 10392 | SH |  | SOLE |  | 10392 | 0 | 0 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 548020 | 5500 | SH |  | SOLE |  | 5500 | 0 | 0 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 558450 | 3750 | SH |  | SOLE |  | 3750 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 568414 | 11141 | SH |  | SOLE |  | 11141 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 569825 | 9719 | SH |  | SOLE |  | 9719 | 0 | 0 |
| BWX TECHNOLOGIES INC | COM | 05605H100 |  | 577969 | 4012 | SH |  | SOLE |  | 4012 | 0 | 0 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 588268 | 1335 | SH |  | SOLE |  | 1335 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 593863 | 2082 | SH |  | SOLE |  | 2082 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 613760 | 1400 | SH |  | SOLE |  | 1400 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 627222 | 2246 | SH |  | SOLE |  | 2246 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 627312 | 19225 | SH |  | SOLE |  | 19225 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 630677 | 3445 | SH |  | SOLE |  | 3445 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 633427 | 6105 | SH |  | SOLE |  | 6105 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 667865 | 1573 | SH |  | SOLE |  | 1573 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 673661 | 27791 | SH |  | SOLE |  | 27791 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 684843 | 13077 | SH |  | SOLE |  | 13077 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 695083 | 5405 | SH |  | SOLE |  | 5405 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 697800 | 2945 | SH |  | SOLE |  | 2945 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 709900 | 10275 | SH |  | SOLE |  | 10275 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 729186 | 2833 | SH |  | SOLE |  | 2833 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 741885 | 5504 | SH |  | SOLE |  | 5504 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 788974 | 2760 | SH |  | SOLE |  | 2760 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 799387 | 7580 | SH |  | SOLE |  | 7580 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 816148 | 3836 | SH |  | SOLE |  | 3236 | 0 | 600 |
| HERSHEY CO | COM | 427866108 |  | 835559 | 5035 | SH |  | SOLE |  | 5035 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 841152 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 842343 | 6074 | SH |  | SOLE |  | 6074 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 844273 | 10538 | SH |  | SOLE |  | 10494 | 0 | 44 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 858839 | 10803 | SH |  | SOLE |  | 10803 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 878482 | 5955 | SH |  | SOLE |  | 5955 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 879937 | 3966 | SH |  | SOLE |  | 3966 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 921334 | 31836 | SH |  | SOLE |  | 31836 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 940401 | 3085 | SH |  | SOLE |  | 3085 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1014000 | 1790 | SH |  | SOLE |  | 1790 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1037228 | 12702 | SH |  | SOLE |  | 12702 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 1127744 | 19953 | SH |  | SOLE |  | 19953 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 1134790 | 10456 | SH |  | SOLE |  | 10456 | 0 | 0 |
| UNITED RENTALS INC | COM | 911363109 |  | 1148935 | 1525 | SH |  | SOLE |  | 1525 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 1203790 | 9064 | SH |  | SOLE |  | 9064 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 1204039 | 10276 | SH |  | SOLE |  | 10276 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 1331204 | 6023 | SH |  | SOLE |  | 6023 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 1347619 | 43925 | SH |  | SOLE |  | 43925 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 1406127 | 19212 | SH |  | SOLE |  | 19212 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1457483 | 57608 | SH |  | SOLE |  | 57608 | 0 | 0 |
| INTERDIGITAL INC | COM | 45867G101 |  | 1457495 | 6500 | SH |  | SOLE |  | 6500 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 1515950 | 7235 | SH |  | SOLE |  | 7235 | 0 | 0 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 1541083 | 37911 | SH |  | SOLE |  | 37911 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 1546588 | 1984 | SH |  | SOLE |  | 1984 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 1594372 | 5457 | SH |  | SOLE |  | 5457 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1624675 | 18638 | SH |  | SOLE |  | 18638 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1674158 | 23663 | SH |  | SOLE |  | 23663 | 0 | 0 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 1674473 | 4305 | SH |  | SOLE |  | 4305 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1709466 | 14487 | SH |  | SOLE |  | 14487 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1716394 | 9424 | SH |  | SOLE |  | 9424 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1722005 | 7980 | SH |  | SOLE |  | 7980 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 1725728 | 5026 | SH |  | SOLE |  | 5026 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1921222 | 6517 | SH |  | SOLE |  | 6217 | 0 | 300 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 1966030 | 15250 | SH |  | SOLE |  | 15250 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1997628 | 81736 | SH |  | SOLE |  | 81736 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 2091575 | 25224 | SH |  | SOLE |  | 25224 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 2133529 | 9817 | SH |  | SOLE |  | 9817 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 2171726 | 9439 | SH |  | SOLE |  | 9439 | 0 | 0 |
| ENBRIDGE INC | COM | 29250N105 |  | 2210348 | 48772 | SH |  | SOLE |  | 48772 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 2259260 | 24215 | SH |  | SOLE |  | 24215 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 2261956 | 24791 | SH |  | SOLE |  | 24791 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 2297529 | 29024 | SH |  | SOLE |  | 29024 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 2357532 | 6640 | SH |  | SOLE |  | 6640 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 2401550 | 67289 | SH |  | SOLE |  | 67289 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 |  | 2418725 | 34352 | SH |  | SOLE |  | 34352 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2695463 | 27172 | SH |  | SOLE |  | 27172 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 2817780 | 65545 | SH |  | SOLE |  | 64677 | 0 | 868 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 2915200 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 2939479 | 32010 | SH |  | SOLE |  | 32010 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 2966337 | 11714 | SH |  | SOLE |  | 11714 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 3140894 | 34278 | SH |  | SOLE |  | 34278 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3183976 | 5128 | SH |  | SOLE |  | 5128 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 3293510 | 8513 | SH |  | SOLE |  | 8513 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3300069 | 18603 | SH |  | SOLE |  | 18603 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 3354383 | 18283 | SH |  | SOLE |  | 18283 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 3544889 | 41798 | SH |  | SOLE |  | 41798 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3581208 | 11783 | SH |  | SOLE |  | 11783 | 0 | 0 |
| BANK OF THE JAMES FINL GP IN | COM | 470299108 |  | 3616847 | 257061 | SH |  | SOLE |  | 257061 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 3678310 | 41149 | SH |  | SOLE |  | 41149 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 3896612 | 56489 | SH |  | SOLE |  | 55864 | 0 | 625 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 3909896 | 12678 | SH |  | SOLE |  | 11878 | 0 | 800 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 3989564 | 25252 | SH |  | SOLE |  | 25252 | 0 | 0 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 4201983 | 34730 | SH |  | SOLE |  | 34730 | 0 | 0 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 4240236 | 75075 | SH |  | SOLE |  | 75075 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 4753962 | 20914 | SH |  | SOLE |  | 20914 | 0 | 0 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 4762630 | 35089 | SH |  | SOLE |  | 35089 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 4772493 | 26260 | SH |  | SOLE |  | 26260 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 4965420 | 45433 | SH |  | SOLE |  | 45433 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 5159617 | 18718 | SH |  | SOLE |  | 18718 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 5544640 | 32000 | SH |  | SOLE |  | 32000 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 5724249 | 132291 | SH |  | SOLE |  | 132291 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 6222450 | 50177 | SH |  | SOLE |  | 50177 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 6792420 | 26536 | SH |  | SOLE |  | 26536 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 6917509 | 48310 | SH |  | SOLE |  | 48310 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 7043592 | 12400 | SH |  | SOLE |  | 12400 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 7235342 | 33094 | SH |  | SOLE |  | 33094 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 7398622 | 10024 | SH |  | SOLE |  | 10024 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 7862857 | 126779 | SH |  | SOLE |  | 126779 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 7966242 | 58571 | SH |  | SOLE |  | 58571 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 8018394 | 60727 | SH |  | SOLE |  | 60727 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 8204363 | 35230 | SH |  | SOLE |  | 35230 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 8658706 | 124801 | SH |  | SOLE |  | 124801 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 8791521 | 47363 | SH |  | SOLE |  | 47363 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 8921336 | 58405 | SH |  | SOLE |  | 58405 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 9249345 | 63343 | SH |  | SOLE |  | 63343 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 10813820 | 228525 | SH |  | SOLE |  | 226629 | 0 | 1896 |
| AMAZON COM INC | COM | 023135106 |  | 11245274 | 51257 | SH |  | SOLE |  | 51257 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 11592530 | 107537 | SH |  | SOLE |  | 106129 | 0 | 1408 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 13084633 | 82128 | SH |  | SOLE |  | 82128 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 13189664 | 35974 | SH |  | SOLE |  | 35974 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 13311625 | 24131 | SH |  | SOLE |  | 24131 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 13626637 | 66579 | SH |  | SOLE |  | 66579 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 15193613 | 155386 | SH |  | SOLE |  | 155386 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 15747692 | 32418 | SH |  | SOLE |  | 32418 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 15947229 | 90491 | SH |  | SOLE |  | 90491 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 18633966 | 64275 | SH |  | SOLE |  | 64275 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 26129631 | 127356 | SH |  | SOLE |  | 127356 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 28051626 | 45402 | SH |  | SOLE |  | 45402 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 34262005 | 68881 | SH |  | SOLE |  | 68706 | 0 | 175 |

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