# EDGAR Filing Document

**Accession Number:** 0001068851
**File Stem:** 0001193125-26-001005
**Filing Date:** 2026-1
**Character Count:** 13752
**Document Hash:** 5da21bdd541e745ed75900b789ef8732
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-001005.hdr.sgml**: 20260102

**ACCESSION NUMBER**: 0001193125-26-001005

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20260102

**ITEM INFORMATION**: Other Events

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260102

**DATE AS OF CHANGE**: 20260102

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PROSPERITY BANCSHARES INC
- **CENTRAL INDEX KEY:** 0001068851
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 742331986
- **STATE OF INCORPORATION:** TX
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-35388
- **FILM NUMBER:** 26502985

**BUSINESS ADDRESS:**
- **STREET 1:** 4295 SAN FELIPE
- **STREET 2:** N/A
- **CITY:** HOUSTON
- **STATE:** TX
- **ZIP:** 77027
- **BUSINESS PHONE:** 7136939300

**MAIL ADDRESS:**
- **STREET 1:** 4295 SAN FELIPE
- **CITY:** HOUSTON
- **STATE:** TX
- **ZIP:** 77027

?xml version='1.0' encoding='ASCII'? 8-K

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549**

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**FORM** 8-K

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**CURRENT REPORT**

**PURSUANT TO SECTION 13 OR 15(d)**

**OF THE SECURITIES EXCHANGE ACT OF 1934**

**Date of Report (Date of earliest event reported):** January 2, 2026

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PROSPERITY BANCSHARES, INC.

**(Exact name of registrant as specified in its charter)**

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| | | |
|:---|:---|:---|
| Texas | 001-35388 | 74-2331986 |
| **(State or other jurisdiction**<br>**of incorporation)** | **(Commission**<br>**File Number)** | **(IRS Employer**<br>**Identification No.)** |

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4295 San Felipe

Houston**,** Texas 77027

**(Address of principal executive offices including zip code)**

**Registrant's telephone number, including area code: (**281**)** 269-7199

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| <u>Title of each class</u> | <u>Trading Symbol(s)</u> | <u>Name of each exchange on which registered</u> |
| Common stock, par value $1.00 per share | PB | New York Stock Exchange, Inc. |

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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**Item 8.01 Other Events.**

On January 2, 2026, Prosperity Bancshares, Inc. ("Prosperity") issued a press release announcing the closing of the acquisition by Prosperity of American Bank Holding Corporation ("American"). Pursuant to the Agreement and Plan of Merger, dated as of July 17, 2025, by and between Prosperity and American, American merged with and into Prosperity, with Prosperity continuing as the surviving corporation (the "Merger"), and following the Merger, American Bank, National Association, a national banking association and a wholly-owned subsidiary of American, merged with and into Prosperity Bank, a Texas banking association and a wholly-owned subsidiary of Prosperity, with Prosperity Bank continuing as the surviving bank. A copy of Prosperity's press release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

**Item 9.01 Financial Statements and Exhibits.**

(d)Exhibits.

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| | |
|:---|:---|
| Exhibit<br>Number | Description of Exhibit |
| 99.1 | [<u>Press Release issued by Prosperity Bancshares, Inc. dated January 2, 2026.</u>](pb-ex99_1.htm) |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document). |

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | PROSPERITY BANCSHARES, INC.<br>(Registrant) | PROSPERITY BANCSHARES, INC.<br>(Registrant) |
| Dated: January 2, 2026 | By: | /s/ Charlotte M. Rasche  |
|  |  | Name: Charlotte M. Rasche |
|  |  | Title: Executive Vice President and General Counsel |

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## Exhibit 99.1

Exhibit 99.1

![img98618419_0.jpg](img98618419_0.jpg)<br>

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| | |
|:---|:---|
| ***PRESS RELEASE*** | **For more information contact:** |
| **Prosperity Bancshares, Inc.**<sup>®</sup> | Cullen Zalman |
| Prosperity Bank Plaza | Executive Vice President – Banking and Corporate Activities |
| 4295 San Felipe | 281.269.7199 |
| Houston, Texas 77027 | <u>cullen.zalman@prosperitybankusa.com</u> |

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**PROSPERITY BANCSHARES, INC.®**

 **COMPLETES MERGER WITH**

 **AMERICAN BANK HOLDING CORPORATION**

**FOR IMMEDIATE RELEASE**

HOUSTON, January 2, 2026. Prosperity Bancshares, Inc.® ("Prosperity") (NYSE: PB), the parent company of Prosperity Bank®, today announced the completion of the merger of American Bank Holding Corporation. ("American") with and into Prosperity and the merger of American's wholly owned subsidiary, American Bank, N.A. ("American Bank"), headquartered in Corpus Christi, Texas, with and into Prosperity Bank, all effective on January 1, 2026.

Under the terms of the merger agreement between Prosperity and American, Prosperity issued 4,439,981 shares of Prosperity common stock to the former shareholders and award holders of American.

Stephen Raffaele, former Director and President of American and CEO and former President of American Bank, has joined Prosperity Bank as South Texas and San Antonio Area Chairman and Ben Wallace, former American Bank Chairman, has joined Prosperity Bank as South Texas Senior Chairman. Additional members of American Bank management will maintain leadership roles in the combined organization. In addition, Mr. Raffaele and Patt Hawn Wallace, former Chair of American and a former Director of American Bank, have joined the Board of Directors of Prosperity Bank.

American Bank operated eighteen (18) banking offices and two (2) loan production offices in South and Central Texas including its main office in Corpus Christi, and banking offices in San Antonio, Austin, Victoria and the greater Corpus Christi area including Port Aransas and Rockport

Page 1 of 5

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and a loan production office in Houston, Texas. American Bank banking locations will continue to operate under the American Bank name until the operational integration, which is scheduled for September 2026. At that time, American Bank customers may begin using any of Prosperity Bank's full service banking centers.

**About Prosperity Bancshares, Inc.**<sup>®</sup>

As of September 30, 2025, Prosperity Bancshares, Inc.® is a $38.330 billion Houston, Texas based regional financial holding company providing personal banking services and investments to consumers and businesses throughout Texas and Oklahoma. Founded in 1983, Prosperity believes in a community banking philosophy, taking care of customers, businesses and communities in the areas it serves by providing financial solutions to simplify everyday financial needs. In addition to offering traditional deposit and loan products, Prosperity offers digital banking solutions, credit and debit cards, mortgage services, retail brokerage services, trust and wealth management, and treasury management.

As of September 30, 2025, Prosperity operated 283 full-service banking locations: 62 in the Houston area, including The Woodlands; 33 in the South Texas area including Corpus Christi and Victoria; 61 in the Dallas/Fort Worth area; 22 in the East Texas area; 31 in the Central Texas area including Austin and San Antonio; 45 in the West Texas area including Lubbock, Midland-Odessa, Abilene, Amarillo and Wichita Falls; 15 in the Bryan/College Station area; 6 in the Central Oklahoma area; and 8 in the Tulsa, Oklahoma area.

**Cautionary Notes on Forward-Looking Statements** 

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: This release contains forward-looking statements within the meaning of the federal securities laws, including Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. From time to time, oral or written forward-looking statements may also be included in information released to the public. Such forward-looking statements are typically, but not exclusively, identified by the use in the statements of words or phrases such as "aim," "anticipate," "believe," "estimate," "expect," "goal," "guidance," "intend," "is anticipated," "is expected," "is intended," "objective," "plan," "projected," "projection," "will affect," "will be," "will continue," "will decrease," "will grow," "will impact," "will increase," "will incur," "will reduce," "will remain," "will result," "would be," variations of such words or phrases (including where the word "could," "may," or "would" is used rather than the word "will" in a phrase) and similar words and phrases indicating that the statement addresses some future result, occurrence, plan or objective. Forward-looking statements include all statements other than statements of historical fact, including forecasts or trends, and are based on current expectations, assumptions, estimates and projections about Prosperity Bancshares and its subsidiaries. These forward-looking statements may include information about Prosperity's possible or assumed future economic performance or future results of operations, including future revenues, income, expenses, provision for loan losses, provision for taxes, effective tax rate, earnings per share and cash flows and Prosperity's future capital expenditures and dividends, future financial condition and changes therein, including changes in Prosperity's loan portfolio and allowance for loan losses, changes in deposits, borrowings and the investment securities portfolio, future capital structure or changes therein, as well as the plans and objectives of management for Prosperity's future operations, future or proposed acquisitions, including the integration of American, the future or expected effect of acquisitions on Prosperity's operations, results of operations, financial condition, and future economic performance, statements about the anticipated benefits of each of the proposed transactions, and statements about the assumptions underlying any such statement. These forward-looking statements are not guarantees of future performance and are based on expectations and assumptions Prosperity currently believes to be valid. Because forward-looking statements relate to future results and occurrences, many of which are outside of Prosperity's control, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict. These risks and uncertainties include, but are not

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limited to whether Prosperity can: successfully identify acquisition targets and integrate the businesses of acquired companies and banks, including American; continue to sustain its current internal growth rate or total growth rate; provide products and services that appeal to its customers; continue to have access to debt and equity capital markets; and achieve its sales objectives. Other risks include, but are not limited to: the possibility that credit quality could deteriorate; actions of competitors; changes in laws and regulations (including changes in governmental interpretations of regulations and changes in accounting standards); the possibility that the anticipated benefits of an acquisition transaction, including American, are not realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of American or as a result of the strength of the economy and competitive factors generally; a deterioration or downgrade in the credit quality and credit agency ratings of the securities in Prosperity's securities portfolio; customer and consumer demand, including customer and consumer response to marketing; effectiveness of spending, investments or programs; fluctuations in the cost and availability of supply chain resources; economic conditions, including currency rate, interest rate and commodity price fluctuations; and weather. Prosperity disclaims any obligation to update such factors or to publicly announce the results of any revisions to any of the forward-looking statements included herein to reflect future events or developments. These and various other factors are discussed in Prosperity's Annual Report on Form 10-K for the year ended December 31, 2024, and other reports and statements Prosperity has filed with the Securities and Exchange Commission ("SEC"). Copies of the SEC filings for Prosperity may be downloaded from the Internet at no charge from http://www.prosperitybankusa.com.

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