# EDGAR Filing Document

**Accession Number:** 0001384542
**File Stem:** 0001193125-26-019002
**Filing Date:** 2026-1
**Character Count:** 37257
**Document Hash:** 07f4d7e8c954ea21063c7342448a833e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-019002.hdr.sgml**: 20260122

**ACCESSION NUMBER**: 0001193125-26-019002

**CONFORMED SUBMISSION TYPE**: DSTRBRPT

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260122

**DATE AS OF CHANGE**: 20260122

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** International Finance Corp
- **CENTRAL INDEX KEY:** 0001384542
- **STANDARD INDUSTRIAL CLASSIFICATION:** INTERNATIONAL AFFAIRS [9721]
- **ORGANIZATION NAME:** International Corp Fin
- **EIN:** 980002550
- **FISCAL YEAR END:** 0630

**FILING VALUES:**
- **FORM TYPE:** DSTRBRPT
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 083-00138
- **FILM NUMBER:** 26550254

**BUSINESS ADDRESS:**
- **STREET 1:** 2121 PENNSYLVANIA AVENUE, NW
- **CITY:** WASHINGTON
- **STATE:** DC
- **ZIP:** 20433
- **BUSINESS PHONE:** 202-473-0455

**MAIL ADDRESS:**
- **STREET 1:** 2121 PENNSYLVANIA AVENUE, NW
- **CITY:** WASHINGTON
- **STATE:** DC
- **ZIP:** 20433

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**100 F Street, N.E.** 

**Washington, D.C. 20549** 

**REPORT OF** 

**INTERNATIONAL FINANCE CORPORATION** 

In respect of its

**U.S.$2,000,000,000 3.500 per cent. Social Bonds due January 22, 2029** 

under its

Global Medium-Term Note Program

FILED PURSUANT TO RULE 3 OF REGULATION IFC

Dated: January 22, 2026

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The following information regarding an issue of U.S.$2,000,000,000 3.500 per cent. Social Bonds due January 22, 2029, (the "Notes") by International Finance Corporation (the "Corporation") under its Global Medium-Term Note Program is being filed pursuant to Rule 3 of Regulation IFC. As authorized by Rule 4 of Regulation IFC, certain information may be provided in the form of a Prospectus and other comparable documents. In the case of the Notes, the relevant issuing documentation is the Information Statement dated October 2, 2025 (the "Information Statement"), the Prospectus dated October 3, 2023 (the "Prospectus"), the Amended and Restated Program Agreement and Standard Provisions dated as of October 11, 2021 (the "Program Agreement"), the Uniform Fiscal Agency Agreement, dated as of April 7, 2025, between the Corporation and the 12 Federal Reserve Banks (the "Uniform Fiscal Agency Agreement"), the Final Terms dated January 20, 2026 (the "Final Terms"), and the Terms Agreement dated January 20, 2026 (the "Terms Agreement"), each of which is either attached as an Exhibit hereto or incorporated by reference from previous SEC filings made by the Corporation.

Item 1. <u>Description of Obligations</u>

<u>See</u>, generally, Final Terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) <u>Title and Date.</u> U.S. 2,000,000,000 3.500 per cent. Social Bonds due January 22, 2029,

On initial issue, the Notes will be issued in uncertificated bookentry form ("Fed Bookentry Notes") through the Federal Reserve Bank of New York and held by certain financial institutions as Holding Institutions and as depositories for Euroclear Bank NV/SA and Clearstream Banking, société anonyme, Luxembourg. After initial issuance, all Fed Bookentry Notes will continue to be held by such Holding Institutions and will not be exchangeable for Notes in definitive form. A "Holding Institution" is a depository or other designated institution that has an appropriate bookentry account with a Federal Reserve Bank or Branch. <u>See</u> Prospectus.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) <u>Interest Rate/Interest Payment Date.</u> 3.500 per cent per annum payable semi-annually in arrears on
January 22 and July 22 in each year, commencing July 22, 2026. <u>See,</u> Final Terms, Item 15.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) <u>Maturity Date.</u> January 22, 2029

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) <u>Redemption Provisions/Amortization Provisions.</u> The Notes are not redeemable prior to maturity. <u>See</u> Prospectus, Terms and Conditions of the Notes, Condition 5.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) <u>Kind and Priority of Liens</u>. Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) <u>Priority of Obligations.</u> The Notes will constitute direct, unconditional, general and unsecured
obligations of the Corporation and will rank <u>pari</u> <u>passu</u> and without any preference among themselves and <u>pari</u> <u>passu</u> with all other outstanding unsecured and unsubordinated obligations for borrowed money of the Corporation. <u>See</u> Prospectus, Terms and Conditions of the Notes, Condition 3.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g) <u>Amendment of Terms.</u> 

The Corporation shall only permit any modification of, or any waiver or authorization of any breach or proposed breach of or any failure to comply with, the Global Agency Agreement or the Terms and Conditions of the Notes, as modified, supplemented and amended by the Final Terms, if to do so could not reasonably be expected to be materially prejudicial to the interests of the Noteholders. <u>See</u> Prospectus at p. 37.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h) <u>Other Material Provisions.</u> Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) <u>Fiscal/Paying Agent.</u> The Fiscal Agent is the Federal Reserve Bank of New York, 33 Liberty Street, New
York, N.Y. 10045.

Item 2. <u>Distribution of Obligations</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) <u>Plan of Distribution.</u> <u>See,</u> generally, Prospectus, cover page, pp. 45-47 the Program Agreement, and the Terms Agreement.

The Dealers, party to the Terms Agreement, have severally agreed to purchase the Notes at an aggregate purchase price of 99.732 per cent. less a combined management and underwriting fee and selling concession of 0.10 percent of the nominal amount of the Notes. <u>See</u> p. 1 of the Terms Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) <u>Stabilization Provisions.</u> Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) <u>Responsibility of Each Underwriter/Withholding of Commissions.</u> <u>See</u> <u>generally</u> Program
Agreement and Terms Agreement.

Item 3. <u>Distribution Spread</u> <u>See</u> Final Terms, "Distribution".

Item 4. <u>Discounts and Commissions to Sub-Underwriters and Dealers.</u> See Item 2(a) above.

Item 5. <u>Other Expenses of Distribution.</u> Not applicable.

Item 6. <u>Application of Proceeds.</u>

The net proceeds will be used for general operations of the Corporation in accordance with its Articles of Agreement.

Item 7. <u>Exhibits</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Information Statement (October 2, 2025);<sup>1</sup>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Prospectus (October 3, 2023);<sup>2</sup>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Final Terms (January 20, 2026); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Terms Agreement (January 20, 2026).

<sup>1</sup> Incorporated by reference from filing pursuant to Rule 2(a)(3) of Regulation IFC dated October 2, 2025.

<sup>2</sup> Filed on October 18, 2023.

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**EXHIBIT C** 

**MiFID II product governance / Retail investors, professional investors and ECPs target market** 

The Corporation does not fall under the scope of application of the MiFID II package. Consequently, the Corporation does not qualify as an "investment firm", "manufacturer" or "distributor" for the purposes of MiFID II.

Solely for the purposes of the manufacturer's product approval process, the target market assessment in respect of the Notes has led to the conclusion that: (i) the target market for the Notes is eligible counterparties, and professional clients, each as defined in MiFID II; and (ii) all channels for distribution of the Notes are appropriate. Any person subsequently offering, selling or recommending the Notes (a "distributor") should take into consideration the manufacturer's target market assessment; however, a distributor subject to MiFID II is responsible for undertaking its own target market assessment in respect of the Notes (by either adopting or refining the manufacturer's target market assessment) and determining appropriate distribution channels.

For the purposes of this provision, the expression "**manufacturer**" means each of Goldman Sachs International and Skandinaviska Enskilda Banken AB (publ) and the expression "**MiFID II**" means Directive 2014/65/EU, as amended.

**UK MiFIR product governance / Retail investors, professional investors and ECPs target market** 

The Corporation does not fall under the scope of application of the UK MiFIR package. Consequently, the Corporation does not qualify as an "investment firm", "manufacturer" or "distributor" for the purposes of UK MiFIR.

Solely for the purposes of the UK manufacturers' product approval process, the target market assessment in respect of the Notes has led to the conclusion that: (i) the target market for the Notes is retail clients and eligible counterparties (as defined in the United Kingdom Financial Conduct Authority (the "**FCA**") Handbook Conduct of Business Sourcebook ("**COBS**")) and professional clients (as defined in UK MiFIR); and (ii) all channels for distribution of the Notes are appropriate. Any person subsequently offering, selling or recommending the Notes (a "**distributor**") should take into consideration the UK manufacturers' target market assessment; however, each distributor subject to the FCA Handbook Product Intervention and Product Governance Sourcebook is responsible for undertaking its own target market assessment in respect of the Notes (by either adopting or refining the UK manufacturers' target market assessment) and determining appropriate distribution channels.

For the purposes of this provision, the expression "**UK manufacturers**" means each of Daiwa Capital Markets Europe Limited, Goldman Sachs International, and The Bank of Nova Scotia, London Branch and the expression "**UK MiFIR**" means Regulation (EU) No 600/2014 as it forms part of domestic law by virtue of the European Union (Withdrawal) Act 2018.

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**Final Terms dated January 20, 2026**![LOGO](g64033g0122080741696.jpg)

**International Finance Corporation** 

Issue of

**U.S.$2,000,000,000 3.500 per cent. Social Bonds due January 22, 2029** 

under its

**Global Medium-Term Note Program** 

**PART A – CONTRACTUAL TERMS** 

Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Prospectus dated October 3, 2023. This document constitutes the Final Terms of the Notes described herein and must be read in conjunction with the Prospectus. Full information on International Finance Corporation (the "**Corporation**") and the offer of the Notes is only available on the basis of the combination of this Final Terms and the Prospectus. The Prospectus may be obtained (without charge) from the office of the Corporation at 2121 Pennsylvania Avenue, N.W., Washington D.C. 20433, U.S.A. and is available for viewing at the website of the Corporation (www.ifc.org) and copies may be obtained from the website of the London Stock Exchange (www.londonstockexchange.com) and Luxembourg Stock Exchange (www.bourse.lu). The Uniform Fiscal Agency Agreement, effective as of July 20, 2006 (as it may be supplemented or amended from time to time) has been superseded by the Uniform Fiscal Agency Agreement, dated as of April 7, 2025, between the Corporation and the 12 Federal Reserve Banks (as it may be supplemented or amended from time to time) (the "New Fiscal Agency Agreement"). All references to the "Fiscal Agency Agreement" in the Conditions shall be deemed to be references to the New Fiscal Agency Agreement.

**THE NOTES ARE NOT OBLIGATIONS OF ANY OTHER WORLD BANK GROUP ENTITY, INCLUDING AN OBLIGATION OF THE INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT AND THE INTERNATIONAL DEVELOPMENT ASSOCIATION, OR OF ANY GOVERNMENT.** 

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| | | |
|:---|:---|:---|
| 1. | Issuer: | International Finance Corporation |
| 2. (i) | Series Number: | 2853 |
| (ii) | Tranche Number: | 1 |
| 3. | Specified Currency or Currencies: | United States Dollars (U.S.$) |

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| | | |
|:---|:---|:---|
| 4. | Aggregate Nominal Amount: |  |
| (i) | Series: | U.S.$2,000,000,000 |
| (ii) | Tranche: | U.S.$2,000,000,000 |
| 5. | Issue Price: | 99.732 per cent. of the Aggregate Nominal Amount |
| 6. (i) | Specified Denominations: | U.S.$1,000 and integral multiples thereof |
| (ii) | Calculation Amount: | U.S.$1,000 |
| 7. | Issue Date: | January 22, 2026 |
| 8. | Maturity Date: | January 22, 2029 |
| 9. | Interest Basis: | 3.500 per cent. Fixed Rate (further particulars specified below) |
| 10. | Redemption/Payment Basis: | Redemption at par |
| 11. | Change of Interest or Redemption/Payment Basis: | Not Applicable |
| 12. | Put/Call Options: | Not Applicable |
| 13. | Status of the Notes: | Senior |
| 14. | Method of distribution: | Syndicated |
| **PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE** | **PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE** | **PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE** |
| 15. | Fixed Rate Note Provisions: | Applicable |
| (i) | Rate of Interest: | 3.500 per cent. per annum payable semi-annually in arrear |
| (ii) | Interest Payment Date(s): | January 22 and July 22 in each year, commencing on July 22, 2026, up to and including the Maturity Date. |
| (iii) | Fixed Coupon Amount: | U.S.$17.50 per Calculation Amount |
| (iv) | Broken Amount: | Not Applicable |
| (v) | Day Count Fraction: | 30/360 (unadjusted) |
| (vi) | Determination Dates: | Not Applicable |
| (vii) | Other terms relating to the method of calculating interest for Fixed Rate Notes: | Not Applicable |
| 16. | Floating Rate Note Provisions: | Not Applicable |
| 17. | Zero Coupon Note Provisions: | Not Applicable |
| 18. | Index Linked Interest Note/other variable-linked interest Note Provisions: | Not Applicable |
| 19. | Dual Currency Note Provisions: | Not Applicable |
| **PROVISIONS RELATING TO REDEMPTION** | **PROVISIONS RELATING TO REDEMPTION** | **PROVISIONS RELATING TO REDEMPTION** |
| 20. | Call Option I: | Not Applicable |

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| | | |
|:---|:---|:---|
| 21. | Automatic Early Redemption: | Not Applicable |
| 22. | Put Option: | Not Applicable |
| 23. | Final Redemption Amount of each Note: | U.S.$1,000 per Calculation Amount |
| 24. | Capital at Risk Notes: | No |
| 25. | Early Redemption Amount: <br>Early Redemption Amount(s) of each Note payable on redemption on event of default or other early redemption and/or the method of calculating the same (if required or if different from that set out in the Conditions): | U.S.$1,000 per Calculation Amount |
| **GENERAL PROVISIONS APPLICABLE TO THE NOTES** | **GENERAL PROVISIONS APPLICABLE TO THE NOTES** | **GENERAL PROVISIONS APPLICABLE TO THE NOTES** |
| 26. | Form of Notes: | Fed Bookentry Notes:<br> Fed Bookentry Notes available on Issue Date |
| 27. | New Global Note (NGN): | No |
| 28. | Global Certificate held under the new safekeeping structure (NSS): | Not Applicable |
| 29. | Financial Centre(s) or other special provisions relating to payment dates: | New York |
| 30. | Talons for future Coupons or Receipts to be attached to Definitive Notes (and dates on which such Talons mature): | No |
| 31. | Details relating to Partly Paid Notes: | Not Applicable |
| 32. | Details relating to installment Notes: amount of each installment, date on which each payment is to be made: | Not Applicable |
| 33. | Redenomination, renominalization and reconventioning provisions: | Not Applicable |
| 34. | Consolidation provisions: | Not Applicable |
| 35. | Additional terms: | For the purposes of this issue of Notes the first sentence of Condition 6(h) shall be deemed amended to read as follows: "If any date for payment in respect of any Note, Receipt or Coupon is not a business day, the holder shall not be entitled to payment until the next following business day (unless it would thereby fall into the next calendar month, in which event such date shall be brought forward to the immediately preceding business day) nor to any interest or other sum in respect of any such postponed payment." |

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| | | | |
|:---|:---|:---|:---|
| 36. | Governing law: | New York | New York |
| **DISTRIBUTION** | **DISTRIBUTION** | **DISTRIBUTION** |  |
| 37. (i) | If syndicated, names and addresses of Managers and underwriting commitments: | Daiwa Capital Markets Europe Limited | U.S.$475,500,000 |
|  | If syndicated, names and addresses of Managers and underwriting commitments: | Goldman Sachs International | U.S.$475,500,000 |
|  | If syndicated, names and addresses of Managers and underwriting commitments: | Skandinaviska Enskilda Banken<br> AB (publ) | U.S.$475,500,000 |
|  | If syndicated, names and addresses of Managers and underwriting commitments: | The Bank of Nova Scotia, London<br> Branch | U.S.$475,500,000 |
|  | If syndicated, names and addresses of Managers and underwriting commitments: | CastleOak Securities, L.P. | U.S.$18,000,000 |
|  | If syndicated, names and addresses of Managers and underwriting commitments: | Banco Santander, S.A. | U.S.$10,000,000 |
|  |  | BMO Capital Markets Corp. | U.S.$10,000,000 |
|  |  | Deutsche Bank AG, London Branch | U.S.$10,000,000 |
|  |  | HSBC Bank plc | U.S.$10,000,000 |
|  |  | ING Bank N.V. | U.S.$10,000,000 |
|  |  | Nomura International Plc | U.S.$10,000,000 |
|  |  | RBC Capital Markets, LLC | U.S.$10,000,000 |
|  |  | Standard Chartered Bank | U.S.$10,000,000 |
|  |  | c/o Goldman Sachs International<br> Plumtree Court, 25 Shoe Lane,<br> London EC4A 4AU,<br> United Kingdom. |  |
| (ii) | Date of Terms Agreement: | January 20, 2026 | January 20, 2026 |
| (iii) | Stabilizing Manager(s) (if any): | Not Applicable | Not Applicable |
| 38. | If non-syndicated, name and address of Dealer: | Not Applicable | Not Applicable |
| 39. | Total commission and concession: | 0.10 per cent. of the Aggregate Nominal Amount | 0.10 per cent. of the Aggregate Nominal Amount |

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|:---|:---|:---|
| 40. | Additional selling restrictions: | Solely for the purposes of its obligations pursuant to sections 309B(1)(a) and 309B(1)(c) of the Securities and Futures Act (Chapter 289 of Singapore) (the SFA), the Issuer has determined, and hereby notifies all relevant persons (as defined in section 309A of the SFA) that the MTNs are "prescribed capital markets products" (as defined in the Securities and Futures (Capital Markets Products) Regulations 2018) and Excluded Investment Products (as defined in MAS Notice SFA 04-N12: Notice on the Sale of Investment Products and MAS Notice FAA-N16: Notice on Recommendations on Investment Products). |

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**RESPONSIBILITY** 

The Corporation accepts responsibility for the information contained in this Final Terms.

Signed on behalf of the Corporation:

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| | |
|:---|:---|
| By: | /s/ Flora Chao |
|  | Duly authorized |

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**PART B – OTHER INFORMATION** 

**1.** **LISTING** 

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| | | |
|:---|:---|:---|
| (i) | Listing: | London; Luxembourg |
| (ii) | Admissionto trading: | Application will be made for the Notes to be admitted to the Official List of the Financial Conduct Authority and to trading on the London Stock Exchange plc's Regulated Market with effect on or around January 22, 2026. |
|  |  | Application has been made for the Notes to be admitted to trading on the regulated market of the Luxembourg Stock Exchange with effect from January 22, 2026. |

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**2.** **RATINGS** 

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| | |
|:---|:---|
| Ratings: | The Notes to be issued are expected to be rated: |
|  | Standard & Poor's Financial Services LLC: AAA <br>Moody's Investors Service, Inc.: Aaa |

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**3.** **USE OF PROCEEDS** 

The proceeds from social bonds issued by IFC are exclusively used to finance projects that address social issues, especially for target populations. IFC has a cross-cutting focus on vulnerable and/or underserved populations, such as women, low-income populations, underserved communities, refugees and displaced persons, and other target populations included in the Social Bond Principles. Social project categories comprise those listed in *IFC Social Bond Framework*. Indicative project examples and target populations are included in *IFC Social Bond Framework* but are not exhaustive. While projects may align with more than one project category, projects are listed in the category that best fits their primary impact objective.

In addition to direct investments, IFC also finances activities through financial intermediaries and investments in third-party social bonds. Indirect investments ensure access to finance is available for target populations that IFC cannot reach directly, such as micro and small enterprises.

When IFC invests in third-party social bonds, these bonds must align with the Social Bond Principles, and the issuer should be committed to publicly reporting the use of proceeds.

IFC determines alignment with the SDGs on a project-level basis. An indicative mapping to potential SDGs by project category is also included in *IFC Social Bond Framework.* All social bond projects are subject to IFC's Performance Standards to manage environmental and social risks.

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**4.** **INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE** 

Save as discussed in "Plan of Distribution" in the Prospectus and save for the fees of the Dealers, so far as the Corporation is aware, no person involved in the offer of the Notes has an interest material to the offer. The Dealers and their affiliates have engaged, and may in the future engage, in investment banking and/or commercial banking transactions with, and may perform other services for, the Issuer and its affiliates in the ordinary course of business.

**5.** **OPERATIONAL INFORMATION** 

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| | |
|:---|:---|
| Intended to be held in a manner which would allow Eurosystem eligibility: | No |
| ISIN Code: | US45950KDQ04 |
| Common Code: | 327874594 |
| CUSIP: | 45950KDQ0 |
| Any clearing system(s) other than Euroclear Bank SA/NV, Clearstream Banking S.A. and The Depository Trust Company and the relevant identification number(s): | Bookentry system of the Federal Reserve Banks |
| Delivery: | Delivery against payment |
| Names and addresses of additional Paying Agent(s) (if any): | Not Applicable |

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**6.** **GENERAL** 

Applicable TEFRA exemption: Not Applicable

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**<u>EXHIBIT D</u>**

**TERMS AGREEMENT NO. 2853 UNDER** 

**THE STANDARD PROVISIONS** 

January 20, 2026

International Finance Corporation

2121 Pennsylvania Avenue, N.W.

Washington, D.C. 20433

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|:---|:---|
| **1** | The undersigned agree to purchase from you (the "**Corporation**") the Corporation's U.S.$2,000,000,000 3.500 per cent. Social Bonds due January 22, 2029 (the "**Notes**") described in the Final Terms, dated as of the date hereof in the form of Annex I hereto (the "**Final Terms**") at 9:00 a.m. New York City time on January 22, 2026 (the "**Settlement Date**") at an aggregate purchase price of U.S.$1,992,640,000 (which is 99.632% of the aggregate nominal amount of the Notes) on the terms set forth herein and in the Standard Provisions, dated as of October 11, 2021 (as amended from time to time, the "**Standard Provisions**"), incorporated herein by reference. In so purchasing the Notes, each of the undersigned understands and agrees that it is not acting as an agent of the Corporation in the sale of the Notes.  |

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|:---|:---|
| **2** | When used herein and in the Standard Provisions as so incorporated, the term "**Notes**" refers to the Notes as defined herein, the term "**Time of Sale**" refers to January 14, 2026, 3:49 p.m. London time and the term "**Dealers**" refers to the undersigned. All other terms defined in the Prospectus, the Final Terms relating to the Notes and the Standard Provisions shall have the same meaning when used herein.  |

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|:---|:---|
| **3** | The Uniform Fiscal Agency Agreement, effective as of July 20, 2006 (as it may be supplemented or amended from time to time) has been superseded by the Uniform Fiscal Agency Agreement, dated as of April 7, 2025, between the Corporation and the 12 Federal Reserve Banks (as it may be supplemented or amended from time to time) (the "New Fiscal Agency Agreement"). All references to the "Fiscal Agency Agreement" in the Standard Provisions shall be deemed to be references to the New Fiscal Agency Agreement. The Corporation represents and warrants to the undersigned that the representations, warranties and agreements of the Corporation set forth in Clause 2 of the Standard Provisions (with the term "Prospectus" revised to read the "Prospectus as amended and supplemented with respect to Notes at the date hereof") are true and correct on the date hereof. The Corporation has not committed or earmarked the proceeds of the Notes for lending to, or financing activities with, a specific person or organization.  |

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|:---|:---|
| **4** | The obligation of each of the undersigned to purchase Notes hereunder is subject to the accuracy, on the date hereof and on the Settlement Date, of the Corporation's representations and warranties contained in Clause 2 of the Standard Provisions and to the Corporation's performance and observance of all applicable covenants and agreements contained therein, in each case with respect to the Notes. The obligation of each of the undersigned to purchase Notes hereunder is further subject to the receipt by the undersigned of an officer's certificate of the Corporation substantially in the form referred to in Clause 6(a) of the Standard Provisions, dated as of the Settlement Date.  |

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|:---|:---|
| **5** | The Corporation agrees that it will issue the Notes and each of the undersigned severally and not jointly agrees to purchase the Notes at the purchase price specified above (being equal to the issue price of 99.732 per cent. less a combined management and underwriting fee and selling concession of 0.10 per cent. of the nominal amount of the Notes.  |

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The respective nominal amounts of the Notes that each of the undersigned commits to underwrite are set forth opposite their names below in Schedule I hereto. The combined management and underwriting fee and selling concession shall be split among the undersigned in proportion to the underwriting commitments set out in Schedule I hereto.

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|:---|:---|
| **6** | Payment for and delivery of the Notes shall be made each against the other on the Settlement Date. The Notes shall be delivered in book-entry form to the following account at the Federal Reserve Bank of New York, for further credit to Goldman Sachs International: ABA No. 021000018 Account NYC/GIL; and payment of the purchase price specified above shall be delivered in immediately available funds to the Corporation's account at the Federal Reserve Bank of New York: ABA No. 021 082 162 Account No. 7010.  |

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|:---|:---|
| **7** | The Corporation hereby appoints each of the undersigned as a Dealer under the Standard Provisions solely for the purpose of the issue of Notes to which this Terms Agreement relates. Each of the undersigned accepts such appointment, whereupon it shall be vested, solely with respect to this issue of Notes, with all authority, rights and powers of a Dealer purchasing Notes as principal set out in the Standard Provisions, a copy of which it acknowledges it has received.  |

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|:---|:---|
| **8** | In consideration of the Corporation appointing each of the undersigned as a Dealer under the Standard Provisions solely with respect to this issue of Notes, each of the undersigned hereby undertakes for the benefit of the Corporation and each of the other Dealers that, in relation to this issue of Notes, it will perform and comply with all of the duties and obligations expressed to be assumed by a Dealer under the Standard Provisions; provided, however, that Daiwa Capital Markets Europe Limited, Goldman Sachs International, Skandinaviska Enskilda Banken AB (publ), and The Bank of Nova Scotia, London Branch shall pay the costs and expenses pursuant to Section 4.7 of the Standard Provisions on behalf of the Dealers.  |

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|:---|:---|
| **9** | Each of the undersigned acknowledges that such appointment is limited to this particular issue of Notes and is not for any other issue of Notes of the Corporation and that such appointment will terminate upon issue of the relevant Notes, but without prejudice to any rights (including, without limitation, any indemnification rights), duties or obligations of each of the undersigned which have arisen prior to such termination.  |

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|:---|:---|
| **10** | For purposes hereof, the notice details of each of the undersigned are set out in Schedule II hereto.  |

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All notices and other communications hereunder shall be in writing and shall be transmitted in accordance with Clause 10 of the Standard Provisions.

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|:---|:---|
| **11** | If a default occurs with respect to one or more of the several underwriting commitments to purchase any Notes under this Agreement, Dealers who have not defaulted with respect to their respective several underwriting commitments will take up and pay for, as nearly as practicable in proportion to their respective several underwriting commitments, Notes as to which such default occurred, up to but not exceeding in the aggregate 20% of the nominal amount of the Notes for which the non-defaulting Dealers were originally committed; provided, however, that if the aggregate nominal amount of Notes as to which such default occurred exceeds 16.667% of the principal amount of the Notes, the non-defaulting Dealers shall be entitled to terminate this Agreement without any liability on the part of any non-defaulting Dealers. Nothing herein will relieve a defaulting Dealer from liability for its default.  |

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|:---|:---|
| **12** | Solely for the purposes of the requirements of Article 9(8) of the MIFID Product Governance rules under EU Delegated Directive 2017/593 (the "**Product Governance Rules**") regarding the mutual responsibilities of manufacturers under the Product Governance Rules:  |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**12.1** each of Goldman Sachs International and Skandinaviska Enskilda Banken AB (publ) (each an
" **EU Manufacturer**" and together the "**EU Manufacturers**") acknowledges to each other EU Manufacturer that it understands the responsibilities conferred upon it under the Product Governance Rules relating to
each of the product approval process, the target market and the proposed distribution channels as applying to the Notes and the related information set out in the Final Terms and any announcements in connection with the Notes; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**12.2** Daiwa Capital Markets Europe Limited, The Bank of Nova Scotia, London Branch, and the Corporation note
the application of the Product Governance Rules and acknowledge the target market and distribution channels identified as applying to the Notes by the EU Manufacturers and the related information set out in the Final Terms and any announcements in
connection with the Notes

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|:---|:---|
| **13** | Solely for the purposes of the requirements of 3.2.7R of the FCA Handbook Product Intervention and Product Governance Sourcebook (the "**UK MiFIR Product Governance Rules**") regarding the mutual responsibilities of manufacturers under the UK MiFIR Product Governance Rules:  |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. each of Daiwa Capital Markets Europe Limited, Goldman Sachs International and The Bank of Nova Scotia, London
Branch (each a "**UK Manufacturer**" and together the "**UK Manufacturers**") acknowledges to each other UK Manufacturer that it understands the responsibilities conferred upon it under the UK MiFIR Product Governance
Rules relating to each of the product approval process, the target market and the proposed distribution channels as applying to the Notes and the related information set out in the Final Terms and announcements in connection with the Notes; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Skandinaviska Enskilda Banken AB (publ) and the Corporation note the application of the UK MiFIR Product
Governance Rules and acknowledge the target market and distribution channels identified as applying to the Notes by the UK Manufacturers and the related information set out in the Final Terms and announcements in connection with the Notes.

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|:---|:---|
| **14** | This Terms Agreement shall be governed by and construed in accordance with the laws of New York.  |

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|:---|:---|
| **15** | This Terms Agreement may be executed by any one or more of the parties hereto in any number of counterparts, each of which shall be deemed to be an original, but all such respective counterparts together shall constitute one and the same instrument.  |

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| | |
|:---|:---|
| **DAIWA CAPITAL MARKETS EUROPE LIMITED** | **DAIWA CAPITAL MARKETS EUROPE LIMITED** |
| By: | /s/ Jez Walsh |
| Name: | Jez Walsh |
| Title: | Head of DCM Syndicate |

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| | |
|:---|:---|
| **GOLDMAN SACHS INTERNATIONAL** | **GOLDMAN SACHS INTERNATIONAL** |
| By: | /s/ Edward Markham |
| Name: | Edward Markham |
| Title: | Managing Director |

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| | |
|:---|:---|
| **SKANDINAVISKA ENSKILDA BANKEN AB (PUBL)** | **SKANDINAVISKA ENSKILDA BANKEN AB (PUBL)** |
| By: | /s/ Linn Siljelof |
| Name: | Linn Siljelof |
| Title: |  |
| By: | /s/ Johannah Schimidt |
| Name: | Johannah Schimidt |
| Title: |  |

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| | | |
|:---|:---|:---|
| **THE BANK OF NOVA SCOTIA, LONDON BRANCH** | **THE BANK OF NOVA SCOTIA, LONDON BRANCH** | **THE BANK OF NOVA SCOTIA, LONDON BRANCH** |
| By: | /s/ James Walter and Cesare Roselli | /s/ James Walter and Cesare Roselli |
| Name: | James Walter | Cesare Roselli |
| Title: | Head of Legal, Europe | Managing Director |

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| | |
|:---|:---|
| **CASTLEOAK SECURITIES, L.P.** | **CASTLEOAK SECURITIES, L.P.** |
| By: | /s/ Itai Benosh |
| Name: | Itai Benosh |
| Title: | Managing Director |
| **BANCO SANTANDER, S.A.** | **BANCO SANTANDER, S.A.** |
| By: | /s/ Abraham Douek |
| Name: | Abraham Douek, MD |
| Title: |  |
| By: | /s/ Rodrigo Calvin |
| Name: | Rodrigo Calvin, ED |
| Title: |  |
| **BMO CAPITAL MARKETS CORP.** | **BMO CAPITAL MARKETS CORP.** |
| By: | /s/ Sean M. Hayes |
| Name: | Sean M. Hayes |
| Title: | Managing Director |
| **DEUTSCHE BANK AG, LONDON BRANCH** | **DEUTSCHE BANK AG, LONDON BRANCH** |
| By: | /s/ Elena Pizzamano |
| Name: | Elena Pizzamano |
| Title: | Director |
| By: | /s/ Katrin Wehle |
| Name: | Katrin Wehle |
| Title: | Managing Director |
| **HSBC BANK PLC** | **HSBC BANK PLC** |
| By: | /s/ Karl Allen |
| Name: | Karl Allen |
| Title: | Authorized Signatory |

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| | |
|:---|:---|
| **ING BANK N.V.** | **ING BANK N.V.** |
| By: | /s/ Kris Devos |
| Name: | Kris Devos |
| Title: | Global Head of Debt Syndicate |
| By: | /s/ William de Vreede |
| Name: | William de Vreede |
| Title: | Global Head Legal Wholesale Banking |
| **NOMURA INTERNATIONAL PLC** | **NOMURA INTERNATIONAL PLC** |
| By: | /s/ Guy Luscombe |
| Name: | Guy Luscombe |
| Title: | Authorised Signatory |
| **RBC CAPITAL MARKETS, LLC** | **RBC CAPITAL MARKETS, LLC** |
| By: | /s/ Scott Primrose |
| Name: | Scott Primrose |
| Title: | Authorized Signatory |
| **STANDARD CHARTERED BANK** | **STANDARD CHARTERED BANK** |
| By: | /s/ Salman Ansari |
| Name: | Salman Ansari |
| Title: | Global Head, Capital Markets |
| CONFIRMED AND ACCEPTED, as of the date first written above: | CONFIRMED AND ACCEPTED, as of the date first written above: |
| **INTERNATIONAL FINANCE CORPORATION** | **INTERNATIONAL FINANCE CORPORATION** |
| By: | /s/ Flora Chao |
| Name: | Flora Chao |
| Title: | Manager |

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**SCHEDULE I** 

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| | | |
|:---|:---|:---|
| **Dealer** | **Nominal Amount of Notes** | **Nominal Amount of Notes** |
|  Daiwa Capital Markets Europe Limited | U.S.$| 475500000 |
|  Goldman Sachs International | U.S.$| 475500000 |
|  Skandinaviska Enskilda Banken AB (publ) | U.S.$| 475500000 |
|  The Bank of Nova Scotia, London Branch | U.S.$| 475500000 |
|  CastleOak Securities, L.P. | U.S.$| 18000000 |
|  Banco Santander, S.A. | U.S.$| 10000000 |
|  BMO Capital Markets Corp. | U.S.$| 10000000 |
|  Deutsche Bank AG, London Branch | U.S.$| 10000000 |
|  HSBC Bank plc | U.S.$| 10000000 |
|  ING Bank N.V. | U.S.$| 10000000 |
|  Nomura International Plc | U.S.$| 10000000 |
|  RBC Capital Markets, LLC | U.S.$| 10000000 |
|  Standard Chartered Bank | U.S.$| 10000000 |
|  **Total:** | **U.S.$** | **2000000000** |

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**SCHEDULE II** 

Notice Details of the Dealers:

Goldman Sachs International

Plumtree Court,

25 Shoe Lane,

London EC4A 4AU,

United Kingdom