# EDGAR Filing Document

**Accession Number:** 0001658274
**File Stem:** 0000929638-23-000429
**Filing Date:** 2023-2
**Character Count:** 3848451
**Document Hash:** c3f998ef1f0f0fd7f9e02df70c2bedc5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000929638-23-000429.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0000929638-23-000429

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 41

**CONFORMED PERIOD OF REPORT**: 20230213

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mill City Depositor, LLC
- **CENTRAL INDEX KEY:** 0001658274
- **IRS NUMBER:** 981067593
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02396
- **FILM NUMBER:** 23619910

**BUSINESS ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343
- **BUSINESS PHONE:** 9529844087

**MAIL ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mill City Depositor, LLC
- **CENTRAL INDEX KEY:** 0001658274
- **IRS NUMBER:** 981067593
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343
- **BUSINESS PHONE:** 9529844087

**MAIL ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343

#### UNITED STATES

#### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

#### FORM ABS-15G

#### ASSET-BACKED SECURITIZER

#### REPORT PURSUANT TO SECTION 15G OF

#### THE SECURITIES EXCHANGE ACT OF 1934

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

___ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period ______________ to ______________.

Date of Report (Date of earliest event reported): ______________<br>Commission File Number of securitizer: ______________<br>Central Index Key Number of securitizer: ______________<br>

<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> <br> Name and telephone number, including area code, of the person to

contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

_<u>X</u>_ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001658274

<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mill City Mortgage Loan Trust 2023-NQM1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> 

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): 0001965647

Central Index Key Number of underwriter (if applicable): N/A

<u>**&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Jess Dvorak, (952) 444-4812**&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**</u><br> Name and telephone number, including area code, of the person to

contact in connection with this filing.

------

#### INFORMATION TO BE INCLUDED IN THE REPORT

---

| | |
|:---|:---|
| **Item 2.01.** | **<u>Findings and Conclusions of a Third Party Due Diligence Report Obtained By the Issuer</u>** |

---

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as an Exhibit to this Form ABS-15G. Please see Item 3, Exhibits 99.1, 99.2, 99.3 and 99.4 for the related information.

**Item 3.** **Exhibits**<br>

---

| | |
|:---|:---|
| 99.1 | Disclosures required by Rule 15Ga-2 for Infinity IPS |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Data Compare Report |
|  | Schedule 3 – Individual Exception Report |
|  | Schedule 4 – Loan Level Exception Report |
|  | Schedule 5 – Rating Agency Grade Report |
|  | Schedule 6 – Supplemental Data Report |
|  | Schedule 7 – Valuation Report |
| 99.2 | Disclosures required by Rule 15Ga-2 for Recovco Mortgage Management, LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Rating Agency Grades |
|  | Schedule 3 – Loan Level Exceptions |
|  | Schedule 4 – Exception Level |
|  | Schedule 5 – Valuation Summary |
|  | Schedule 6 – Data Comparison |
|  | Schedule 7 – Supplemental Data |
|  | Schedule 8 – ATR/QM Report |
|  | Schedule 9 – Business Purpose |
| 99.3 | Disclosures required by Rule 15Ga-2 for Clayton Services LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Conditions Report |
|  | Schedule 3 – Loan Level Tape Compare |
|  | Schedule 4 – Non-ATR/QM Report |
|  | Schedule 5 – Rating Agency ATR/QM Report |
|  | Schedule 6 – Standard Upload |
|  | Schedule 7 – Valuations Summary |
|  | Schedule 8 – Waived Conditions |

---

---

| | |
|:---|:---|
| 99.4 | Disclosures required by Rule 15Ga-2 for Selene Diligence LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Rating Agency Grades Summary Report |
|  | Schedule 3 – Standard Filings Report |
|  | Schedule 4 – Valuation Report |
|  | Schedule 5 – MLS Report |
|  | Schedule 6 – Business Purpose |
|  | Schedule 7 – Data Compare Report |
|  | Schedule 8 – Supplement Data Extract |

---

------

#### SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 13, 2023

---

| | |
|:---|:---|
| MILL CITY DEPOSITOR, LLC (Securitizer) | MILL CITY DEPOSITOR, LLC (Securitizer) |
| By:  | MILL CITY HOLDINGS, LLC, its manager |
| By: | <u>/s/ Jess Dvorak&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> <br>|
|  | Name: Jess Dvorak |
|  | Title: President |

---

------

#### EXHIBIT INDEX
<u>Exhibit Number</u>

---

| | |
|:---|:---|
| 99.1 | Disclosures required by Rule 15Ga-2 for Infinity IPS |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Data Compare Report |
|  | Schedule 3 – Individual Exception Report |
|  | Schedule 4 – Loan Level Exception Report |
|  | Schedule 5 – Rating Agency Grade Report |
|  | Schedule 6 – Supplemental Data Report |
|  | Schedule 7 – Valuation Report |
| 99.2 | Disclosures required by Rule 15Ga-2 for Recovco Mortgage Management, LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Rating Agency Grades |
|  | Schedule 3 – Loan Level Exceptions |
|  | Schedule 4 – Exception Level |
|  | Schedule 5 – Valuation Summary |
|  | Schedule 6 – Data Comparison |
|  | Schedule 7 – Supplemental Data |
|  | Schedule 8 – ATR/QM Report |
|  | Schedule 9 – Business Purpose |
| 99.3 | Disclosures required by Rule 15Ga-2 for Clayton Services LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Conditions Report |
|  | Schedule 3 – Loan Level Tape Compare |
|  | Schedule 4 – Non-ATR/QM Report |
|  | Schedule 5 – Rating Agency ATR/QM Report |
|  | Schedule 6 – Standard Upload |
|  | Schedule 7 – Valuations Summary |
|  | Schedule 8 – Waived Conditions |

---

---

| | |
|:---|:---|
| 99.4 | Disclosures required by Rule 15Ga-2 for Selene Diligence LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Rating Agency Grades Summary Report |
|  | Schedule 3 – Standard Filings Report |
|  | Schedule 4 – Valuation Report |
|  | Schedule 5 – MLS Report |
|  | Schedule 6 – Business Purpose |
|  | Schedule 7 – Data Compare Report |
|  | Schedule 8 – Supplement Data Extract |

---

## Exhibit 99.1

---

| | |
|:---|:---|
| ![](infinity_cover.jpg) <br> MCMLT 2023-NQM1<br>| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; MORTGAGE LOAN SALE<br> EXECUTIVE SUMMARY REPORT<br>![](infinity_logo.jpg) <br>|

---

------

#### **TABLE OF CONTENTS**

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| | |
|:---|:---|
| Infinity Biography<br>| 2 |
| Description of the due diligence performed<br>| 3 |
| Summary of findings and conclusions of review | 14 |
| Tape Integrity Review Results Summary | 15 |
| Additional Loan Population Summary | 15 |

---

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#### INFINITY BIOGRAPHY
Infinity IPS, Inc. is a privately held firm offering trusted financial products and services to capital markets participants. Founded in 2003, by a group of experienced mortgage due diligence executives, Infinity was started with a simple mission: To provide an independent, innovative, reliable and transparent work product, backed by an unsurpassed level of customer service. As a third-party reviewer, our independence, integrity, depth of expertise, and approach to due diligence and credit risk management provides clients the highest degree of hands-on oversight and participation when buying or selling pools, securitizing loans, or managing loans and securitizations over time.

Our rigorous, high touch approach to due diligence reviews provides all data necessary in the provision of an asset due diligence, risk retention, loss mitigation and forensic analysis services for all classes or mortgage products, consumer lending products, and more. Our mission is to provide an independent, innovative, reliable and transparent work product, backed by an unsurpassed level of customer service.

As a rating agency reviewed third-party due diligence provider, Infinity prides itself on meeting the standards of S&P, Fitch, Kroll, Moody's and DBRS Morningstar. Infinity is a privately-owned business and is headquartered in Rockville, MD with an underwriting facility in Tampa, FL.

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#### Description of the due diligence performed

(1) Type of assets that were reviewed.

Infinity IPS, Inc. ("Infinity") performed due diligence services as described below (the "Review"). All of these mortgage loans, which were originated by multiple parties, were purchased by Mill City Holdings, LLC ("Client") and were reviewed by Infinity on behalf of the Client. The mortgage loans were reviewed via files imaged and provided by the Client.

The Review population is comprised of sixty-eight (68) mortgage loans that were originally reviewed from March 2022 to June 2022.

(2) Sample size of the assets reviewed.

The mortgage loan review was broken down into the following review scopes:

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| | |
|:---|:---|
| ◾&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"Compliance Review": | 29 Mortgage Loans |
| ◾&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"Credit Review": | 68 Mortgage Loans |
| ◾&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"Property Review" | 68 Mortgage Loans |
| ◾&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"Data Integrity" | 68 Mortgage Loans |

---

(3) Determination of the sample size and computation.

Infinity is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by Infinity.

(4) Quality or integrity of information or data about the assets: review and methodology.

For sixty-eight (68) mortgage loans, Infinity compared data fields on the data tape provided by Client to the data found in the actual file as captured by Infinity. This comparison, when data was available, included the following data fields:

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| | | | |
|:---|:---|:---|:---|
| Last Name | Loan Amount | Negative Amortization Flag | Sale Price |
| First Name | First Payment Date | IO Term | LTV |
| Occupancy | Original Rate | PP Terms | CLTV |
| Purpose | Original P&I | PP Months | Note Date |
| Address | Interest Only Flag | Next Rate Change Date | Current P&I |
| City | Margin | First Payment Change Date | Rate Index |
| State | 1st Rate Change Date | Next Payment Change Date | Amortization Term |
| Zip | Prepay Months | Reset Frequency | Deferred Balance |
| Documentation Type | Next Due Date | Rounding Code | Balloon Fag |
| Lien Position | Property Units | Lookback Period | Borrower SSN |
| Credit Score | Maturity Date | Initial Roll Cap | Co-Borrower SSN |
| DTI | Mod Flag | Periodic Rate Cap |  |
| Property Type | Mod Date | Life Rate Cap |  |
| Appraised Value | Current Rate | Life Rate Floor |  |

---

(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.

Infinity conducted a credit review for sixty-eight (68) mortgage loans. At that time, Infinity reviewed the asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to Infinity and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

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The loans were originated to HomeXpress Mortgage Guidelines 2022-02-01.

**Credit Application:** For the Credit Application, Infinity verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history

**Credit Report:** Infinity's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, Infinity: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered date required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** Infinity determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** Infinity assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, Infinity completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by Infinity. During the course of this review, Infinity (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**Occupancy Review:** Infinity confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, Infinity confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for

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condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** Infinity reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Infinity conditioned the mortgage loan for the missing fraud report product.

If a report was present, Infinity reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, Infinity confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** Infinity's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** Infinity also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**Business Purpose/DSCR Scope:** Infinity conducted business purpose/property focused Investor review for thirty-six (36) mortgage loans with DSCR calculation. There were no mortgage loans that were classified as No Ratio loan with no DSCR calculation.

Each loan, reviewed under this scope, was reviewed for adherence to the relevant credit policy as indicated by the Client. During the course of this review, Infinity (i) reviewed the provided Note, Mortgage/DOT, and Guaranty Agreement(s) to confirm execution, adherence to the credit policy, and agreement with other Loan Approval documentation, (ii) examined appraisal reports, BPO's, and appraisal reviews to determine if the property type was consistent with underwritten property type and usage (such as evidence of either owner or tenant occupancy) and compared this information against other relevant information contained within applicable sections of the loan file to evaluate consistency, accuracy, and adherence to the credit policy, (iii) reviewed environmental reporting, Flood Certification, and Evidence of Insurance to confirm accuracy and adherence to credit policy requirements, (iv) reviewed credit reporting, VOR/VOM, Background Check(s), and any applicable Letter(s) of Explanation to confirm accuracy, adherence to credit policy requirements, and consistency with the Final Loan Approval worksheet, (v) reviewed HUD-1's, Title Search, Purchase Agreements, existing leases/rent rolls, and verification of funds with loan terms, and underwritten approved terms and amounts/LTV/LTC as well as adherence to credit policy requirements, (vi) reviewed LOI/LOE(s) for presence of un-qualified statement of business and occupancy intent, confirmation that the LOI/LOE cited address is consistent with the subject property address, and that signatory(s) are consistent with the identified borrower(s)/guarantor(s), (vii) reviewed Final Form 1003/Loan application to ensure complete execution that the subject property listed is consistent with the subject property, and that the listed residence for the Individual(s) is an address other than the subject property, (viii) confirmed, if applicable, business license(s) and P&L's are present, valid, and adhere to credit policy requirements, (ix) confirmed, if applicable,

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second mortgage documents are present, valid, align with approved terms amounts, and adhere to credit policy requirements, (x) reviewed final loan approval worksheets for accuracy, completion, documentation of approval for any exceptions, and evaluating such items for agreement/consistency with all other documentation contained in the review file (xi) reviewed the Certification of Business Purpose and Certification of Non-Owner Occupancy and Indemnity for presence of completed fields and verifying that the handwritten Primary Residence address differs from the subject property address and is signed/dated as required (xii) verified presence of a complete Certification of Non-Owner Occupancy and Indemnity document for each individual borrower/co-borrower/guarantor identified within the subject note/guaranty agreement, including the presence of either individual certifications or one certificate containing all required signatures, (xiii) compared the Primary Residence address(es) listed for consistency between the Final Form 1003/Loan application(s) and the Certification(s) of Non-Owner Occupancy and Indemnity, (xv) documented any non-approved credit policy exceptions and/or inconsistencies and reporting and/or marking such items for further dialogue, (xvi) gathered the components of the DSCR from source documentation provided in the loan file during the course of the review. Where applicable, Infinity sums per the guidelines the principal and interest payment as well as the tax, insurance and HOA payment to arrive at a monthly property expense. This number is used as the denominator to the monthly lease or estimated lease income as per the guidelines.

(6) Value of collateral securing the assets: review and methodology.

Infinity conducted a review of the value of the underlying collateral at the time of its initial review for sixty-eight (68) mortgage loans. For these sixty-eight (68) mortgage loans, Infinity reviewed the mortgage loans to ensure the value of the collateral securing the assets met applicable underwriting guidelines.

Infinity's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. Infinity's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, Infinity's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Infinity's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision

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was directly accessible to Infinity or if it was not directly accessible that another valuation product that was directly accessible to Infinity was ordered in accordance with the Client's specific valuation waterfall process.

If more than one valuation was provided, Infinity confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, Infinity created an exception and worked with the client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Infinity's review resulted in a variance of more than 10% then the client was notified of such variance and a second independent valuation product was ordered.

(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.

Infinity completed a Compliance Review on twenty-nine (29) mortgage loans. Please be advised that Infinity did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Infinity are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Infinity is relying in reaching such findings.

Please be further advised that Infinity does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Infinity do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Infinity. Information contained in any Infinity report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Infinity to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Infinity are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Infinity does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Infinity.

Infinity reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19)</u> *<u>as applicable for loans with application dates prior to October 3, 2015</u>*<u>:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Infinity reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, Infinity's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Mandatory Arbitration Clauses (§1026.36):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Prohibition on Financing Credit Insurance (§1026.36):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

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&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7)</u> *<u>as applicable for loans with application dates prior to October 3, 2015</u>*<u>:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8)</u> *<u>as applicable for loans with application dates prior to October 3, 2015</u>*<u>:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7)</u> *<u>as applicable for loans with application dates prior to October 3, 2015</u>*<u>:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days prior to when the list was provided to the mortgage loan applicant.

(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

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&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

Infinity reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Infinity determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, Infinity notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, Infinity notes if an originator mortgage loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, Infinity reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Infinity reviews the mortgage loan to determine whether, based on available information in the file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, Infinity reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, Infinity then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, Infinity then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

*<u>General Ability to Repay</u>*

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Infinity reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Infinity reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Infinity does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Infinity's review is based on information contained in the mortgage loan file at the time it is provided to Infinity to review, and only reflects information as of that point in time.

(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;

(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;

(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;

(IX) Federal and state specific late charge and prepayment penalty provisions.

(X) Recording Review

Infinity noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time Infinity reviewed the mortgage loans and thus have not yet been recorded. Infinity verified that documents in

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the file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, Infinity will analyze and capture data from the source documents identified in the Document Review below, as applicable.

(XI) FIRREA Review

Infinity confirmed that the appraiser and the appraisal made by such appraiser both satisfied the pr industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, Infinity accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

(XII) Document Review

Infinity reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

◾ Initial application (1003);

◾ Underwriting summary / loan approval (1008);

◾ Credit report;

◾ Income and employment documentation;

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp; ◾ | 4506T; |

---

◾ Asset documentation;

◾ Sales contract;

◾ Hazard and/or flood insurance policies;

◾ Copy of note for any junior liens;

◾ Appraisal;

◾ Title/Preliminary Title;

◾ Final 1003;

◾ Changed circumstance documentation;

◾ Right of Rescission Disclosure;

◾ Mortgage/Deed of Trust;

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp; ◾ | Note; |

---

◾ Mortgage Insurance;

◾ Tangible Net Benefit Disclosure;

◾ Subordination Agreement;

◾ FACTA disclosures;

◾ Notice of Special Flood Hazards;

◾ Initial and final GFE's;

◾ HUD from sale of previous residence;

◾ Final HUD-1;

◾ Initial TIL;

◾ Final TIL;

◾ Loan Estimates;

◾ Closing Disclosures; and

◾ Certain other disclosures related to the enumerated tests set forth herein.

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#### SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW
The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSRO listed in Item 3 of the ABS Due Diligence 15E, Fitch Ratings, Inc. ("Fitch") and DBRS, Inc. ("DBRS").

#### OVERALL RESULTS SUMMARY (68 Mortgage Loans)
Infinity's review to NRSRO grading requirements covers sixty-eight (68) mortgage loans. Within those mortgage loans, Infinity graded sixty-one (61) mortgage loans as "A" and seven (7) mortgage loans as "B".

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Fitch Grade** | **#** | **#** | **#** | **#** |
| **Fitch Grade** | **Compliance** | **Credit** | **Property** | **Overall** |
| A | 29 | 61 | 68 | 61 |
| B | 0 | 7 | 0 | 7 |
| C | 0 | 0 | 0 | 0 |
| D | 0 | 0 | 0 | 0 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Fitch Grade** | **#** | **#** | **#** | **#** |
| **Fitch Grade** | **Compliance** | **Credit** | **Property** | **Overall** |
| A | 100.00% | 89.71% | 100.00% | 89.71% |
| B | 0.00% | 10.29% | 0.00% | 10.29% |
| C | 0.00% | 0.00% | 0.00% | 0.00% |
| D | 0.00% | 0.00% | 0.00% | 0.00% |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **DBRS Grade** | **#** | **#** | **#** | **#** |
| **DBRS Grade** | **Compliance** | **Credit** | **Property** | **Overall** |
| A | 29 | 61 | 68 | 61 |
| B | 0 | 7 | 0 | 7 |
| C | 0 | 0 | 0 | 0 |
| D | 0 | 0 | 0 | 0 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **DBRS Grade** | **#** | **#** | **#** | **#** |
| **DBRS Grade** | **Compliance** | **Credit** | **Property** | **Overall** |
| A | 100.00% | 89.71% | 100.00% | 89.71% |
| B | 0.00% | 10.29% | 0.00% | 10.29% |
| C | 0.00% | 0.00% | 0.00% | 0.00% |
| D | 0.00% | 0.00% | 0.00% | 0.00% |

---

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#### TAPE INTEGRITY REVIEW RESULTS SUMMARY (68 Mortgage Loans)
Of the sixty-eight (68) mortgage loans reviewed, 21 (30.88%) mortgage loans had tape discrepancies across nine (9) unique data fields.

---

| | | | |
|:---|:---|:---|:---|
| **Field Label** | **# Variances** | **# Loans** | **% # Loans** |
| B1 Credit Score | 2 | 68 | 2.94% |
| B1 SSN | 3 | 68 | 4.41% |
| Borrower DTI Ratio Percent | 6 | 68 | 8.82% |
| Borrower First Name | 1 | 68 | 1.47% |
| Number Of Units | 2 | 68 | 2.94% |
| Original Appraised Value | 4 | 68 | 5.88% |
| Purpose of Transaction per HUD-1 | 1 | 68 | 1.47% |
| Subject Property Detached/Attached | 1 | 68 | 1.47% |
| Subject Property Type | 4 | 68 | 5.88% |

---

#### ADDITIONAL LOAN POPULATION SUMMARY (68 Mortgage Loans)

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Amortization Type** | **# Loans** | **% of Loans** | **Original Balance** | **% of Original Balance** |
| Fixed | 68 | 100.00% | $17109603.00 | 100.00% |
| **Total** | **68** | **100.00%** | **$17109603.00** | **100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Lien Position** | **# Loans** | **% of Loans** | **Original Balance** | **% of Original Balance** |
| 1 | 68 | 100.00% | $17109603.00 | 100.00% |
| **Total** | **68** | **100.00%** | **$17109603.00** | **100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan Purpose** | **# Loans** | **% of Loans** | **Original Balance** | **% of Original Balance** |
| Cash Out: Other/Multi - Purpose/Unknown | 24 | 35.29% | $5349958.00 | 31.27% |
| First Time Home Purchase | 15 | 22.07% | $4002651.00 | 23.39% |
| Other than first time Home Purchase | 24 | 35.29% | $6411544.00 | 37.48% |
| Rate/Term Refinance - Borrower initiated | 5 | 7.35% | $1345450.00 | 7.86% |
| **Total** | **68** | **100.00%** | **$17109603.00** | **100.00%** |

---

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| | | | | |
|:---|:---|:---|:---|:---|
| **Original Amortization Term** | **# Loans** | **% of Loans** | **Original Balance** | **% of Original Balance** |
| 360 Months | 68 | 100.00% | $17109603.00 | 100.00% |
| **Total** | **68** | **100.00%** | **$17109603.00** | **100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Occupancy** | **# Loans** | **% of Loans** | **Original Balance** | **% of Original Balance** |
| Primary | 27 | 39.71% | $6877980.00 | 40.20% |
| Secondary | 2 | 2.94% | $273000.00 | 1.60% |
| Investor | 39 | 57.35% | $9958623.00 | 58.20% |
| **Total** | **68** | **100.00%** | **$17109603.00** | **100.00%** |

---

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## Exhibit 99.1

**Tape Discrepancies**<br>

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| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Dummy Id** | **Loan #1** | **Loan #2** | **Field** | **Loan Value** | **Tape Value** | **Variance** | **Variance %** | **Comment** | **Tape Source** | **Tape Type** |
| FMGBDYN44BT | xx |  | Number Of Units | 4 | 2 | 2 | 100.00000% | The Appraisal dated xx reflects the number of units as 4. | Initial |  |
| FMGBDYN44BT | xx |  | Subject Property Type | 4 Family | Single Family |  |  | The Appraisal dated xx reflects the subject property type as 4 Family. | Initial |  |
| OEQLJDHVGDJ | xx |  | Subject Property Type | 2 Family | Single Family |  |  | The Appraisal dated xx reflects the subject property type as 2 Family | Initial |  |
| MMWJZ2CAERO | xx |  | B1 Credit Score | 697 | 695 | 2 | 0.28776% | Credit Report dated 01/28/2022 reflects B1 Credit score is 697. | Initial |  |
| C0TXLMHWDS0 | xx |  | Purpose of Transaction per HUD-1 | Refinance | Cash Out |  |  | Final CD reflects Purpose of Transaction as Cash-out. | Initial |  |
| IXM141PPK5Z | xx |  | Subject Property Type | 3 Family | Single Family |  |  | The Appraisal dated xx reflects the subject property type as 3 Family. | Initial |  |
| HB14EAHEHOL | xx |  | Original Appraised Value | xx | xx | xx | -4.66666% | The Appraisal dated xx reflects the Original Appraised value as xx | Initial |  |
| OBT35ORTAQV | xx |  | B1 SSN | xx | xx |  |  | This is ITIN program and B1 SSN is ITIN number as xx | Initial |  |
| RXNNXF5EO4K | xx |  | Original Appraised Value | xx | xx | xx | 0.53475% | The Appraisal dated xx reflects the Original Appraised value as xx | Initial |  |
| OCXUMRWXQKZ | xx |  | Original Appraised Value | xx | xx | xx | 5.84615% | The Appraisal dated xx reflects the Original Appraised value as xx | Initial |  |
| AFHZPMKPZV4 | xx |  | B1 Credit Score | 670 | 765 | -95 | -12.41830% | Credit report dated 3/8/2022 reflects B1 Credit score is 670. | Initial |  |
| Z1FEZLZVXJT | xx |  | B1 SSN | xx | xx |  |  | This is ITIN program and B1 SSN is ITIN number as xx | Initial |  |
| IMZPJ0YA32Q | xx |  | Borrower DTI Ratio Percent | 30.807% | 18.850% | 11.957% | 11.95700% | Total subject property PITIA (P&I $842.15 + Real Estate Taxes $14.33 + Hazard Insurance $83.25 + Flood Insurance $0.00+ MI $0.00+ HOA Dues $41.67) equals $1,145.40 and monthly other debts equals $727. Total verified monthly income equals $6,077.86. Borrower DTI ratio equals 30.807%. | Initial |  |
| J4DBAXWNSZF | xx |  | Original Appraised Value | xx | xx | xx | 3.75025% | The Appraisal dated xx reflects the Original Appraised value as xx | Initial |  |
| J4DBAXWNSZF | xx |  | Subject Property Type | 2 Family | Single Family |  |  | The Appraisal dated xx reflects the subject property type as 2 Family | Initial |  |
| XSAN1QUYP3W | xx |  | Borrower DTI Ratio Percent | 42.841% | 37.060% | 5.781% | 5.78100% | Total subject property PITIA (P&I $788.31 + Real Estate Taxes $92.92 + Hazard Insurance $52 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $40) equals $973.23 and monthly other debts equals $152 . Total verified monthly income equals $2626.54 . Borrower DTI ratio equals 42.84%. | Initial |  |
| KH5JF01UGWQ | xx |  | Borrower First Name | xx | xx |  |  | The Note dated xx and signed at closing, reflects the Borrower First Name as xx | Initial |  |
| R4YIG5RQZBQ | xx |  | Borrower DTI Ratio Percent | 42.661% | 28.630% | 14.031% | 14.03100% | Total subject property PITIA (P&I $1191.32+ Real Estate Taxes $205.49 + Hazard Insurance $84.83 + Flood Insurance $0.00+ MI $0.00 + HOA Dues $342.00) equals $1823.64 and monthly other debts equals $778. Total verified monthly income equals $6,098.47. Borrower DTI ratio equals 42.661% | Initial |  |
| J3NW3GUZ1AL | xx |  | Borrower DTI Ratio Percent | 30.159% | 18.860% | 11.299% | 11.29900% | Total subject property PITIA (P&I $1174.68 + Real Estate Taxes $354.04 + Hazard Insurance $51.09 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $0.00) equals $1,920.81 and monthly other debts equals $1,150.00 Total verified monthly income equals $10,182.00 Borrower DTI ratio equals 30.159%. | Initial |  |
| 22NDLOAMJ2Z | xx |  | Borrower DTI Ratio Percent | 17.663% | 12.380% | 5.283% | 5.28300% | Total subject property PITIA (P&I $3,233.84 + Real Estate Taxes $775.42 + Hazard Insurance $100.08 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $0.00) equals $4,109.34 and monthly other debts equals $1,870.00 Total verified monthly income equals $33,852.99 Borrower DTI ratio equals 17.663%. | Initial |  |
| ZZPS0YRRRM4 | xx |  | Number Of Units | 1 | 2 | -1 | -50.00000% | The Appraisal dated xx reflects the number of units as 1. | Initial |  |
| ZZPS0YRRRM4 | xx |  | Subject Property Detached/Attached <br>| Detached | Attached |  |  | The Appraisal dated xx reflects the subject property as Detached | Initial |  |
| DRB3PAS10HE | xx |  | Borrower DTI Ratio Percent | 42.010% | 33.500% | 8.510% | 8.51000% | Total subject property PITIA (P&I $1477.72 + Real Estate Taxes $258.91 + Hazard Insurance $91.03 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $0.00) equals $1827.836and monthly other debts equals $464. Total verified monthly income equals $5455. Borrower DTI ratio equals 42.01%. | Initial |  |
| M2CF2FIQRXJ | xx |  | B1 SSN | xx | xx |  |  | This is ITIN program and B1 SSN is ITIN number as xx | Initial |  |

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## Exhibit 99.1

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Dummy ID** | **Loan Number 1** | **Loan Number 2** | **Borrower Last Name** | **Property State** | **Note Date** | **Loan Purpose** | **TPR QM ATR Status** | **Initial Overall Loan Grade** | **Final Overall Loan Grade** | **Exception Category** | **Exception Subcategory** | **Exception Code** | **Final Exception Status** | **Initial Exception Grade** | **Final Exception Grade** | **Exception** | **Exception Detail** | **Follow-up Comments (Exception Response)** | **Exception Conclusion Comments** | **Compensating Factors** | **Curable Status** | **Loan Status** | **Review Date** | **Cleared Date** | **Cured Date** | **Exception Date** |
| PPSSX2XIUWH | xx |  | xx | Florida | xx | Refinance | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | xxx | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | As per guideline we require 12 months primary housing history, citing this is an warning as in the file we have Exception Approval form stating less than 12 months primary housing history is acceptable |  |  | Compensating factors : Borrower Lived with Son to purchase the current property in 06.2021. Have 6 months of mtg history - low DTI 25% and xx LTV |  | QC Complete | 10/03/2022 |  |  | 04/04/2022 |
| PPSSX2XIUWH | xx |  | xx | Florida | xx | Refinance | Non-QM/Compliant | 2 | 2 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test.<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> Higher-Priced Mortgage Loan Test FAIL Charged 6.264% 5.120% +1.144%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| GFQTJAXQMDE | xx |  | xx | Florida | xx | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 6.133% Allowed 5.120% Over by +1.013%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| CAZ3YEL1YUY | xx |  | xx | Louisiana | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Legal Docs | Doc Issue | xxx | Resolved | 3 | R | \* Missing proof of hazard insurance (Lvl R) | As Per Loan File Hazard Insurance Document Is Missing for the subject property<br>4/6/2022 - Received Hazard Insurance Document for the subject property and condition has been resolved | 4/6/2022 - Received Hazard Insurance Document for the subject property and condition has been resolved | 4/6/2022 - Received Hazard Insurance Document for the subject property and condition has been resolved |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 03/31/2022 |
| CAZ3YEL1YUY | xx |  | xx | Louisiana | xx | Cash Out | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: charged 5.981% allowed 5.120% over by +0.861%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| AILFLW0LPT3 | xx |  | xx | Georgia | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test as<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : charged 6.284% allowed 5.110% over by +1.174%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| MMWJZ2CAERO | xx |  | xx | Texas | xx | Cash Out | Not Covered/Exempt | 3 | 1 | Credit | Credit | xxx | Resolved | 3 | R | \* Inquiries (Lvl R) | Need LOX for the inquiries reflecting in credit report.<br>4/6/2022 - Received letter of explanation for Inquires and condition has been resolved | 4/6/2022 - Received letter of explanation for Inquires and condition has been resolved | 4/6/2022 - Received letter of explanation for Inquires and condition has been resolved |  |  | QC Complete | 01/20/2023 | 01/20/2023 | 01/20/2023 | 03/31/2022 |
| C0TXLMHWDS0 | xx |  | xx | New Jersey | xx | Refinance | Non-QM/Compliant | 4 | 2 | Credit | Credit | xxx | Resolved | 4 | R | \* Excessive DTI (Lvl R) | As per Guideline (xx Mortgage Guidelines 2022-xx-01.pdf) the max DTI allowed is 50%. In the file DTI is 50.276% which is more than the threshold limit , hence file is not qualified.<br>4/6/2022 - Received confirmation from client that DTI - 55% is acceptable as per Guideline (xx Mortgage Jumbo Guidelines 2021-xx-16 Final.pdf) page xx and condition has been resolved | 4/6/2022 - Received confirmation from client that DTI - 55% is acceptable as per Guideline (xx Mortgage Jumbo Guidelines 2021-xx-16 Final.pdf) page xx and condition has been resolved | 4/6/2022 - Received confirmation from client that DTI - 55% is acceptable as per Guideline (xx Mortgage Jumbo Guidelines 2021-xx-16 Final.pdf) page xx and condition has been resolved |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 04/01/2022 |
| C0TXLMHWDS0 | xx |  | xx | New Jersey | xx | Refinance | Non-QM/Compliant | 4 | 2 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test.<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL Charged : 5.304% Allowed : 5.110% Over by : +0.194%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| C0TXLMHWDS0 | xx |  | xx | New Jersey | xx | Refinance | Non-QM/Compliant | 4 | 2 | Credit | Credit | xxx | Waived | 2 | W | \* Misrepresentation of Housing History (Lvl W) | As per guideline we require 12 months housing history. Exception requested : This is an inherited property and client has been living in it for over 4 years. No payment on home and client has not owned property in the past. This transaction is intended to payoff the sibling from the inheritance.Client also received $2200/mo child support that is not included in the income calc as it is not needed. , citing this as an warning as we have Exception Approval Form in the file on page #xx. |  |  | Compensating Factor : Reserves - $44840 on hand + $121k proceeds , DTI - 48.14% , LTV/CLTV - xx , FICO - 730 , Years at present address - 4yrs 8 months |  | QC Complete | 01/19/2023 |  |  | 04/01/2022 |
| X21FPWLK1QH | xx |  | xx | Florida | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. as<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL charged 5.400% allowed 5.110% over by +0.290%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| ZPX4RTQRWOH | xx |  | xx | Florida | xx | Purchase | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | xxx | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Approved guideline exception in file for not meeting the $50K minimum of equity. |  |  | FICO: 712<br>Years on Job: 12<br>Years at Present Address: 25 |  | QC Complete | 01/19/2023 |  |  | 03/29/2022 |
| YSKTSM3U1I0 | xx |  | xx | Texas | xx | Refinance | Non-QM/Compliant | 3 | 1 | Credit | Guidelines | xxx | Resolved | 3 | R | \* Assets do not meet guidelines (Lvl R) | 6 months reserves are required as the LTV is greater than 75%, whereas the provided assets are not sufficient for reserves, provide the bank statements which reflect the ending balance as no lesser than $22611.90<br>4/6/2022 - Received business bank statement and assets are sufficient to cover reserves and condition has been resolved | 4/6/2022 - Received business bank statement and assets are sufficient to cover reserves and condition has been resolved | 4/6/2022 - Received business bank statement and assets are sufficient to cover reserves and condition has been resolved |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 04/01/2022 |
| YSKTSM3U1I0 | xx |  | xx | Texas | xx | Refinance | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged: 5.838% Allowed: 5.490% Over by: +0.348%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| VGZWAEMCBBH | xx |  | xx | Arizona | xx | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 7.387% Allowed 5.490% Over by +1.897%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d) | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d) |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| G1DHO05IURK | xx |  | xx | Illinois | xx | Purchase | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br>While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 5.598% Allowed 5.490% Over by +0.108%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| G1DHO05IURK | xx |  | xx | Illinois | xx | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Credit | xxx | Resolved | 3 | R | \* Borrower Identity Missing (Lvl R) | Please provide borrower identity documents.<br>4/1/2022 - Received Customer Identification Verification document and condition has been resolved. | 4/1/2022 - Received Customer Identification Verification document and condition has been resolved. | 4/1/2022 - Received Customer Identification Verification document and condition has been resolved. |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 03/29/2022 |
| BL4XRGZK0QV | xx |  | xx | Florida | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test.<br>Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: Charged FAIL 5.651% Allowed 5.490% Over-by +0.161%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| V0DB11Y20RH | xx |  | xx | Montana | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL Charged 6.061% 5.460% +0.601%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| UHDVE0OBRQB | xx |  | xx | Arizona | xx | Purchase | Not Covered/Exempt | 4 | 1 | Credit | Credit | xxx | Resolved | 4 | R | \* DSCR is less than 1.00 (Lvl R) | As Per xx Mortgage Guidelines 2022-02-01.pdf Guidelines matrix LTV xx% and Min FICO Score : 760 meeting both parameters But<br> As per LTV Adjustments DSCR 0.75-0.99, Max xx% LTV for Purchase<br>As per Best source calculated DSCR is 0.86 Which is Unacceptable as per LTV Adjustments Guidelines<br>4/6/2022 - Received confirmation from the client that DSCR is incorrectly calculated and the correct calculated DSCR is 1.09 and condition has been resolved | 4/6/2022 - Received confirmation from the client that DSCR is incorrectly calculated and the correct calculated DSCR is 1.09 and condition has been resolved | 4/6/2022 - Received confirmation from the client that DSCR is incorrectly calculated and the correct calculated DSCR is 1.09 and condition has been resolved |  |  | QC Complete | 04/01/2022 | 04/06/2022 | 04/06/2022 | 03/31/2022 |
| 5QDFZTBZIUU | xx |  | xx | Michigan | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL:charged:5.456% allowed:5.330% over by:+0.126%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| YTP44X53KUN | xx |  | xx | Texas | xx | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | xxx | Resolved | 3 | R | \* Borrower Identity Missing (Lvl R) | Missing Permanent Resident alien card of borrower.<br>4/6/2022 - Received Valid PRA card of the borrower and condition has been resolved. | 4/6/2022 - Received Valid PRA card of the borrower and condition has been resolved. | 4/6/2022 - Received Valid PRA card of the borrower and condition has been resolved. |  |  | QC Complete | 01/20/2023 | 01/20/2023 | 01/20/2023 | 03/31/2022 |
| YTP44X53KUN | xx |  | xx | Texas | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Doc Issue | xxx | Resolved | 3 | R | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl R) | In the final 1003 subject property is SFR and in the file we have PUD Rider. But in appraisal document property type is showing as SFR. Need updated appraisal showing corrected property type and final 1003 also need to be updated<br>4/xx/2022 - Received updated Appraisal Report with Property type showing as PUD and Condition has been resolved | 4/xx/2022 - Received updated Appraisal Report with Property type showing as PUD and Condition has been resolved | 4/xx/2022 - Received updated Appraisal Report with Property type showing as PUD and Condition has been resolved |  |  | QC Complete | 01/20/2023 | 01/20/2023 | 01/20/2023 | 04/01/2022 |
| AFHZPMKPZV4 | xx |  | xx | Virginia | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: charged 6.701% allowed 5.330% over by +1.371%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| TDHOVOAIU1D | xx |  | xx | Florida | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 6.300% Allowed 5.330% Over by +0.970%.<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| Z1FEZLZVXJT | xx |  | xx | Maryland | xx | Purchase | Non-QM/Compliant | 3 | 2 | Credit | Credit | xxx | Resolved | 3 | R | \* Required Documentation Missing or Incomplete (Lvl R) | As per Final 1003 borrower is Non Permanent Resident Alien. As per conditional loan approval the program used is xx and as per xx guideline (xx Mortgage Guidelines 2022-02-01) Non Permanent Resident Alien is not eligible borrower type and loan is UNACCEPTABLE. But in the file on page xx we have document stating that loan type is Consumer Purpose Non-Prime (NPRA & ITIN) and we have ITIN document in the file on page xx. And if we use NPRA and ITIN guideline we can qualify the borrower. Need corrected conditional loan approval stating correct program type.<br>4/7/2022 - Received clarification from client that NPRA/ITIN is a subset of the xx program , therefore , the loan approval will reflect xx as the program but the Pricing Validation will reflect NPRA/ITIN as the loan type and hence resolving the condition | 4/7/2022 - Received clarification from client that NPRA/ITIN is a subset of the xx program , therefore , the loan approval will reflect xx as the program but the Pricing Validation will reflect NPRA/ITIN as the loan type and hence resolving the condition | 4/7/2022 - Received clarification from client that NPRA/ITIN is a subset of the xx program , therefore , the loan approval will reflect xx as the program but the Pricing Validation will reflect NPRA/ITIN as the loan type and hence resolving the condition |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 04/05/2022 |
| Z1FEZLZVXJT | xx |  | xx | Maryland | xx | Purchase | Non-QM/Compliant | 3 | 2 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 6.128% Allowed 5.330% Over by +0.798%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 04/04/2022 |
| Z1FEZLZVXJT | xx |  | xx | Maryland | xx | Purchase | Non-QM/Compliant | 3 | 2 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher Price Mortgage Loan (Lvl R) | This loan failed the MD COMAR higher-priced mortgage loan test. (Maryland COMAR 09.03.06.02B(13) , COMAR 09.03.09.02B(6)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of Maryland Regulations (COMAR). While the Maryland COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>MD COMAR Higher-Priced Mortgage Loan Test FAIL : Charged 6.128% Allowed 5.330% Over by +0.798%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation Maryland COMAR 09.03.06.02B(13) , COMAR<br> 09.03.09.02B(6) | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation Maryland COMAR 09.03.06.02B(13) , COMAR<br> 09.03.09.02B(6) | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation Maryland COMAR 09.03.06.02B(13) , COMAR<br> 09.03.09.02B(6) |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| Z1FEZLZVXJT | xx |  | xx | Maryland | xx | Purchase | Non-QM/Compliant | 3 | 2 | Credit | Guidelines | xxx | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | As per Guideline we need 12 months housing history but in the file we do not have 12 months housing history citing this as an warning as we have Approved Exception form on page xx stating it is acceptable with compensating factors. |  |  | 810 credit score. xx LTV 37.88% DTI and 4 years with current employer |  | QC Complete | 01/19/2023 |  |  | 04/05/2022 |
| 1BUZNW2T5TF | xx |  | xx | North Carolina | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined inRegulation Z.<br>While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL Charged: 7.451% Allowed: 5.420% Over by: +2.031%.<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/20/2023 | 01/20/2023 | 01/20/2023 | 01/19/2023 |
| QCSFW2DXDYX | xx |  | xx | Missouri | xx | Cash Out | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | xxx | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Approved guideline exception in file for not meeting the minimum $50K in equity. |  |  | FICO: 706<br>LTV/CLTV: xx |  | QC Complete | 10/03/2022 |  |  | 04/06/2022 |
| IUBVHB2LOCW | xx |  | xx | Florida | xx | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged : 6.246% Allowed : 5.730% Overby :+0.516%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| AYDB3IGKYZX | xx |  | xx | Tennessee | xx | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 7.371% Allowed 5.730% Over by +1.641%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| IVC5RFE3MVU | xx |  | xx | Colorado | xx | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Credit | xxx | Resolved | 3 | R | \* Misrepresentation of Income (Lvl R) | Loan qualified using 12 months bank statements. We are missing the bank statement for November 2021, bank statement in file that appears to be used for November reflects the year of 2020. In addition we reflect the income amount to be used from the March 2022 bank statement as $196,620. Appears calculation at origination only backed out the large deposit of $933,780, which we agree with, however additional amounts of $20,060 and $35,400 should have been excluded as well. We have used calculated income of $54,137.50 that does not include the November 2020 statement as used at origination.<br>5/17/2022 - Received updated Income worksheet with qualified income as $54137.50 and updated loan approval form with income as $54137.50. Hence condition is resolved. | 05/17/2022 - Received updated Income worksheet with qualified income as $54137.50 and updated loan approval form with income as $54137.50. Hence condition is resolved. | 05/17/2022 - Received updated Income worksheet with qualified income as $54137.50 and updated loan approval form with income as $54137.50. Hence condition is resolved. |  |  | QC Complete | 05/13/2022 | 05/17/2022 | 05/17/2022 | 05/13/2022 |
| PMLUIFC2TJC | xx |  | xx | Texas | xx | Purchase | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | xxx | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Approved guideline exception in file for not meeting the minimum $50K in equity. |  |  | Reserves: $25,000.00<br>DSCR: 1.02<br>LTV/CLTV: xx/xx<br>FICO: 779<br>Years at Present Address: 5<br>Mortgage History: 0x30 |  | QC Complete | 01/19/2023 |  |  | 06/02/2022 |
| IMZPJ0YA32Q | xx |  | xx | North Carolina | xx | Purchase | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 7.325% Allowed 6.290% Over by +1.035%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| IMZPJ0YA32Q | xx |  | xx | North Carolina | xx | Purchase | Non-QM/Compliant | 3 | 1 | Credit | Guidelines | xxx | Resolved | 3 | R | \* Income documentation does not meet guidelines (Lvl R) | As per guidelines (xx Mortgage Guidelines 2022-02-01.pdf) bank statements used as income must provide through the most current statement.If the most current statement is more than 30 days older at closing, then the borrower must provide an up to date " interim statement (Printed from Internet)<br>Bank statement provided till 3/31/2022, however closing date is 5/xx/2022. Provide most recent bank statement (xx #xx) from 4/xx/2022. | 5/26/2022 - Received evidence guidelines did not get updated correctly to reflect Bank Statements can be up to 60 days old at closing from most recent. | 5/26/2022 - Received evidence guidelines did not get updated correctly to reflect Bank Statements can be up to 60 days old at closing from most recent. |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 05/25/2022 |
| XSAN1QUYP3W | xx |  | xx | California | xx | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher Price Mortgage Loan (Lvl R) | This loan failed the CA AB 260 higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test Fail Charged 7.322% Allowed 6.680% Over by+0.642%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation CA AB 260, California Financial Code Division 1.9 4995(a). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation CA AB 260, California Financial Code Division 1.9 4995(a). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation CA AB 260, California Financial Code Division 1.9 4995(a). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| XSAN1QUYP3W | xx |  | xx | California | xx | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test Fail Charged 7.322% Allowed 6.680% Over by +0.642%.<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 06/02/2022 |
| R4YIG5RQZBQ | xx |  | xx | Florida | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 6.855% Allowed 6.670% Over by+0.185%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| H4FJKRVDT5K | xx |  | xx | Florida | xx | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 6.886% Allowed 6.670% Over by +0.216%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 01/19/2023 | 01/19/2023 | 01/19/2023 | 01/19/2023 |
| WFJV44Z3QW1 | xx |  | xx | Nevada | xx | Purchase | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | xxx | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | As per guideline minimum equity $50,000<br>Approved guideline exception in file - Requesting exception to allow xx% LTV on all seven of the xx files, equity would be $38,750.00 each. Appraised value for all came in much higher than purchase price, and DSCR all above 1.00. Borrower has also financed multiple other investment purchases through xx. |  |  | FICO - 764<br>Years at present address- 4 years<br>Years of monthly payments- 22 years<br>Mortgage history- 0\*30 |  | QC Complete | 06/13/2022 |  |  | 06/13/2022 |
| J3NW3GUZ1AL | xx |  | xx | Texas | xx | Refinance | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test.<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged:7.925% Allowed:6.670% Over by:+1.255%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| 22NDLOAMJ2Z | xx |  | xx | Texas | xx | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | xxx | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test.Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAILCharged 7.390% Allowed 6.670% Over by+0.720%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| M2CF2FIQRXJ | xx |  | xx | Maryland | xx | Purchase | Not Covered/Exempt | 3 | 1 | Valuation | Doc Issue | xxx | Resolved | 3 | R | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl R) | Appraisal is incomplete, due to the top portion is cutoff on all of the pages.<br>6/xx/2022 - Full appraisal report received and condition is resolved | 6/xx/2022 - Full appraisal report received and condition is resolved | 6/xx/2022 - Full appraisal report received and condition is resolved |  |  | QC Complete | 06/09/2022 | 06/13/2022 | 06/13/2022 | 06/09/2022 |

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## Exhibit 99.1

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| **Dummy ID** | **Loan Number** | **Seller Loan Number** | **Borrower Name** | **State** | **QM/ATR Status** | **Initial Overall Loan Grade** | **Final Overall Grade** | **Final Credit Grade** | **Final Property Grade** | **Final Compliance Grade** | **Material (level 3) TRID exception?** | **Material (level 3) Non-TRID exception?** | **Active Material Exceptions** | **Active Non Material Exceptions** | **Satisfied Exceptions** | **Waived Exceptions** | **Compensating Factors** | **Property Type** | **Note Date** | **LTV** | **CLTV** | **Occupancy** | **Purpose** | **Credit Score** | **Brwr 1 Yrs in Property** | **Brwr 1 Occupation** | **Brwr 1 Yrs on Job** | **Total Monthly Income** | **Mortgage History** | **Cash Out Amount** | **DTI** | **FTHB Flag** | **Loan Doc Type** | **Loan Status** | **Review Date** |
| HYXNKRPAOL5 | xx |  | xx | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 757 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:1<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 03/29/2022 |
| DD3AWOSKNRW | xx |  | xx | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Cash Out | 746 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 04/05/2022 |
| PPSSX2XIUWH | xx |  | xx | Florida | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test.<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> Higher-Priced Mortgage Loan Test FAIL Charged 6.264% 5.120% +1.144%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: As per guideline we require 12 months primary housing history, citing this is an warning as in the file we have Exception Approval form stating less than 12 months primary housing history is acceptable | Compensating factors : Borrower Lived with Son to purchase the current property in 06.2021. Have 6 months of mtg history - low DTI 25% and xx LTV | Low Rise Condo (1-4 Stories) | xx | xx | xx | Primary | Refinance | 686 | 0.66 | xx | 24 | $32002.78 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 7.639% |  | Alternative | QC Complete | 10/03/2022 |
| GFQTJAXQMDE | xx |  | xx | Florida | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 6.133% Allowed 5.120% Over by +1.013%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Cash Out | 704 | 15 | xx | 5 | $2668.39 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 49.468% |  | Alternative | QC Complete | 01/19/2023 |
| CAZ3YEL1YUY | xx |  | xx | Louisiana | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: charged 5.981% allowed 5.120% over by +0.861%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d).<br>\*\*\* (CURED) Missing proof of hazard insurance - EV R<br> COMMENT: As Per Loan File Hazard Insurance Document Is Missing for the subject property<br>4/6/2022 - Received Hazard Insurance Document for the subject property and condition has been resolved |  |  | PUD | xx | xx | xx | Primary | Cash Out | 789 | 3 | xx | 24 | $18097.25 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 6.303% |  | Alternative | QC Complete | 01/19/2023 |
| FMGBDYN44BT | xx |  | xx | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 4 Family | xx | xx | xx | Investor | Cash Out | 774 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 03/31/2022 |
| AILFLW0LPT3 | xx |  | xx | Georgia | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : charged 6.284% allowed 5.110% over by +1.174%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | PUD | xx | xx | xx | Primary | Purchase | 639 |  | xx | 5 | $4500.67 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.652% | Yes | Alternative | QC Complete | 01/19/2023 |
| OEQLJDHVGDJ | xx |  | xx | Arizona | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | xx | xx | xx | Investor | Refinance | 767 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 04/04/2022 |
| MMWJZ2CAERO | xx |  | xx | Texas | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Inquiries - EV R<br> COMMENT: Need LOX for the inquiries reflecting in credit report.<br>4/6/2022 - Received letter of explanation for Inquires and condition has been resolved |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 697 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 01/20/2023 |
| C0TXLMHWDS0 | xx |  | xx | New Jersey | Non-QM/Compliant | 4 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Excessive DTI - EV R<br> COMMENT: As per Guideline (xx Mortgage Guidelines 2022-02-01.pdf) the max DTI allowed is 50%. In the file DTI is 50.276% which is more than the threshold limit , hence file is not qualified.<br>4/6/2022 - Received confirmation from client that DTI - 55% is acceptable as per Guideline (xx Mortgage Jumbo Guidelines 2021-03-16 Final.pdf) page xx and condition has been resolved<br>\*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test.<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL Charged : 5.304% Allowed : 5.110% Over by : +0.194%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | \*\*\* (WAIVED) Misrepresentation of Housing History - EV W<br> COMMENT: As per guideline we require 12 months housing history. Exception requested : This is an inherited property and client has been living in it for over 4 years. No payment on home and client has not owned property in the past. This transaction is intended to payoff the sibling from the inheritance.Client also received $2200/mo child support that is not included in the income calc ass it is not needed. , citing this as an warning as we have Exception Approval Form in the file on page #xx. | Compensating Factor : Reserves - $44840 on hand + $121k proceeds , DTI - 48.14% , LTV/CLTV - xx , FICO - 730 , Years at present address - 4yrs 8 months | Single Family | xx | xx | xx | Primary | Refinance | 730 | 4.66 | xx | 2.41 | $5815.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 50.276% |  | Alternative | QC Complete | 01/19/2023 |
| X21FPWLK1QH | xx |  | xx | Florida | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. as<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL charged 5.400% allowed 5.110% over by +0.290%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Purchase | 740 |  | xx | 5 | $21944.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 15.248% | Yes | Alternative | QC Complete | 01/19/2023 |
| IXM141PPK5Z | xx |  | xx | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 3 Family | xx | xx | xx | Investor | Cash Out | 760 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 04/04/2022 |
| ZPX4RTQRWOH | xx |  | xx | Florida | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Approved guideline exception in file for not meeting the $50K minimum of equity. | FICO: 712<br>Years on Job: 12<br>Years at Present Address: 25 | Mid Rise Condo (5-8 Stories) | xx | xx | xx | Secondary | Purchase | 712 |  | xx | 10.66 | $49562.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 19.880% | No | Alternative | QC Complete | 01/19/2023 |
| XLKRSP325WJ | xx |  | xx | Illinois | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 785 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 05/17/2022 |
| HB14EAHEHOL | xx |  | xx | Utah | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Investor | Cash Out | 741 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 03/28/2022 |
| T0DQWJASSN3 | xx |  | xx | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Purchase | 703 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/04/2022 |
| YSKTSM3U1I0 | xx |  | xx | Texas | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Assets do not meet guidelines - EV R<br> COMMENT: 6 months reserves are required as the LTV is greater than 75%, whereas the provided assets are not sufficient for reserves, provide the bank statements which reflect the ending balance as no lesser than $22611.90<br>4/6/2022 - Received business bank statement and assets are sufficient to cover reserves and condition has been resolved<br>\*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged: 5.838% Allowed: 5.490% Over by: +0.348%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Primary | Refinance | 696 | 2.66 | xx | 5 | $31187.88 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.340% |  | Alternative | QC Complete | 01/19/2023 |
| VGZWAEMCBBH | xx |  | xx | Arizona | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 7.387% Allowed 5.490% Over by +1.897%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | PUD | xx | xx | xx | Primary | Cash Out | 641 | 2.92 | xx | 2.92 | $9100.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 33.935% |  | Full Documentation | QC Complete | 10/03/2022 |
| EHTLJOWUOHO | xx |  | xx | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | xx | xx | xx | Investor | Cash Out | 705 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 10/03/2022 |
| INHFV1HLUXC | xx |  | xx | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Purchase | 708 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 03/31/2022 |
| G1DHO05IURK | xx |  | xx | Illinois | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Borrower Identity Missing - EV R<br> COMMENT: Please provide borrower identity documents.<br>4/1/2022 - Received Customer Identification Verification document and condition has been resolved.<br>\*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br>While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 5.598% Allowed 5.490% Over by +0.108%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Primary | Purchase | 762 |  | xx | 5.08 | $3255.68 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 43.491% | No | Alternative | QC Complete | 01/19/2023 |
| BL4XRGZK0QV | xx |  | xx | Florida | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test.<br>Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: Charged FAIL 5.651% Allowed 5.490% Over-by +0.161%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Primary | Purchase | 727 |  | xx | 6 | $6375.01 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 17.027% | Yes | Full Documentation | QC Complete | 01/19/2023 |
| OFTITQFDPZ0 | xx |  | xx | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 779 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 03/30/2022 |
| PUWOEWATYN3 | xx |  | xx | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Purchase | 757 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/20/2023 |
| OBT35ORTAQV | xx |  | xx | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Purchase | 722 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/01/2022 |
| PDI3F0JEVVF | xx |  | xx | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Primary | Purchase | 773 |  | xx | 7 | $14523.29 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 41.851% | No | Alternative | QC Complete | 01/20/2023 |
| J05T5YQRFDA | xx |  | xx | Georgia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Cash Out | 699 |  |  |  | $0.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 03/30/2022 |
| RXNNXF5EO4K | xx |  | xx | North Carolina | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Purchase | 715 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | Yes | Alternative | QC Complete | 03/30/2022 |
| V0DB11Y20RH | xx |  | xx | Montana | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL Charged 6.061% 5.460% +0.601%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | PUD | xx | xx | xx | Primary | Purchase | 699 |  | xx | 10 | $29738.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 18.004% | Yes | Alternative | QC Complete | 10/03/2022 |
| 1H0DF0NAQZV | xx |  | xx | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Purchase | 701 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/01/2022 |
| PFXKFCUVMYM | xx |  | xx | Pennsylvania | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Purchase | 811 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/01/2022 |
| OCXUMRWXQKZ | xx |  | xx | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Purchase | 785 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/20/2023 |
| KCNVU03V5KF | xx |  | xx | Texas | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Primary | Purchase | 706 |  | xx | 15 | $36020.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 9.717% | No | Alternative | QC Complete | 03/31/2022 |
| UHDVE0OBRQB | xx |  | xx | Arizona | Not Covered/Exempt | 4 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) DSCR is less than 1.00 - EV R<br> COMMENT: As Per xx Mortgage Guidelines 2022-02-01.pdf Guidelines matrix LTV 80% and Min FICO Score : 760 meeting both parameters But<br> As per LTV Adjustments DSCR 0.75-0.99, Max 75% LTV for Purchase<br>As per Best source calculated DSCR is 0.86 Which is Unacceptable as per LTV Adjustments Guidelines<br>4/6/2022 - Received confirmation from the client that DSCR is incorrectly calculated and the correct calculated DSCR is 1.09 and condition has been resolved |  |  | Single Family | xx | xx | xx | Investor | Purchase | 773 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | Yes | Alternative | QC Complete | 04/01/2022 |
| 5QDFZTBZIUU | xx |  | xx | Michigan | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL:charged:5.456% allowed:5.330% over by:+0.126%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Purchase | 720 |  | xx | 6.67 | $75794.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 9.186% | No | Alternative | QC Complete | 01/19/2023 |
| OVQSH0USDUE | xx |  | xx | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Purchase | 670 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 03/31/2022 |
| YTP44X53KUN | xx |  | xx | Texas | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Borrower Identity Missing - EV R<br> COMMENT: Missing Permanent Resident alien card of borrower.<br>4/6/2022 - Received Valid PRA card of the borrower and condition has been resolved.<br>\*\*\* (CURED) Appraisal incomplete (missing map, layout, pages, etc) - EV R<br> COMMENT: In the final 1003 subject property is SFR and in the file we have PUD Rider. But in appraisal document property type is showing as SFR. Need updated appraisal showing corrected property type and final 1003 also need to be updated<br>4/xx2022 - Received updated Appraisal Report with Property type showing as PUD and Condition has been resolved |  |  | PUD | xx | xx | xx | Investor | Purchase | 670 |  |  |  |  | Mos Reviewed:12<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/20/2023 |
| VYOGH3DRDBM | xx |  | xx | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 783 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 04/05/2022 |
| AFHZPMKPZV4 | xx |  | xx | Virginia | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: charged 6.701% allowed 5.330% over by +1.371%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Purchase | 670 |  | xx | 20 | $3835.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.679% | No | Alternative | QC Complete | 10/03/2022 |
| GOAUMFY2GGL | xx |  | xx | Washington | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Purchase | 751 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 03/29/2022 |
| UVJWATM5M4Y | xx |  | xx | Nevada | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Secondary | Cash Out | 757 |  | xx | 7.5 | $26099.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 13.545% |  | Alternative | QC Complete | 01/20/2023 |
| TDHOVOAIU1D | xx |  | xx | Florida | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 6.300% Allowed 5.330% Over by +0.970%.<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Purchase | 697 |  | xx | 4.42 | $13890.00 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: |  | 44.982% | Yes | Alternative | QC Complete | 01/19/2023 |
| SGX05E01J5B | xx |  | xx | Idaho | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Purchase | 726 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/20/2023 |
| Z1FEZLZVXJT | xx |  | xx | Maryland | Non-QM/Compliant | 3 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 6.128% Allowed 5.330% Over by +0.798%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d).<br>\*\*\* (CURED) Higher Price Mortgage Loan - EV R<br> COMMENT: This loan failed the MD COMAR higher-priced mortgage loan test. (Maryland COMAR 09.03.06.02B(13) , COMAR 09.03.09.02B(6)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of Maryland Regulations (COMAR). While the Maryland COMAR provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>MD COMAR Higher-Priced Mortgage Loan Test FAIL : Charged 6.128% Allowed 5.330% Over by +0.798%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation Maryland COMAR 09.03.06.02B(13) , COMAR<br> 09.03.09.02B(6)<br>\*\*\* (CURED) Required Documentation Missing or Incomplete - EV R<br> COMMENT: As per Final 1003 borrower is Non Permanent Resident Alien. As per conditional loan approval the program used is xx and as per xx guideline (xx Mortgage Guidelines 2022-02-01) Non Permanent Resident Alien is not eligible borrower type and loan is UNACCEPTABLE. But in the file on page xx we have document stating that loan type is Consumer Purpose Non-Prime (NPRA & ITIN) and we have ITIN document in the file on page 152. And if we use NPRA and ITIN guideline we can qualify the borrower. Need corrected conditional loan approval stating correct program type.<br>4/7/2022 - Received clarification from client that NPRA/ITIN is a subset of the xx program , therefore , the loan approval will reflect xx as the program but the Pricing Validation will reflect NPRA/ITIN as the loan type and hence resolving the condition | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: As per Guideline we need 12 months housing history but in the file we do not have 12 months housing history citing this as an warning as we have Approved Exception form on page xx stating it is acceptable with compensating factors. | 810 credit score. xx LTV 37.88% DTI and 4 years with current employer | Single Family | xx | xx | xx | Primary | Purchase | 810 |  | xx | 12 | $5950.17 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 37.827% | Yes | Full Documentation | QC Complete | 01/19/2023 |
| 1BUZNW2T5TF | xx |  | xx | North Carolina | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined inRegulation Z.<br>While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL Charged: 7.451% Allowed: 5.420% Over by: +2.031%.<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | PUD | xx | xx | xx | Primary | Purchase | 606 |  | xx | 12.16 | $8333.87 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.115% | No | Full Documentation | QC Complete | 01/20/2023 |
| QCSFW2DXDYX | xx |  | xx | Missouri | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Approved guideline exception in file for not meeting the minimum $50K in equity. | FICO: 706<br>LTV/CLTV: xx | Low Rise Condo (1-4 Stories) | xx | xx | xx | Investor | Cash Out | 706 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 10/03/2022 |
| HMHYBHN50X4 | xx |  | xx | California | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Investor | Purchase | 799 |  | xx | 15 | $60249.13 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 6.617% | No | Alternative | QC Complete | 01/20/2023 |
| IUBVHB2LOCW | xx |  | xx | Florida | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged : 6.246% Allowed : 5.730% Overby :+0.516%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | PUD | xx | xx | xx | Primary | Cash Out | 670 | 12 | xx | 12 | $5155.93 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 47.216% |  | Alternative | QC Complete | 10/03/2022 |
| AYDB3IGKYZX | xx |  | xx | Tennessee | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 7.371% Allowed 5.730% Over by +1.641%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Cash Out | 637 | 19.75 |  |  | $4002.13 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 38.342% |  | Full Documentation | QC Complete | 01/19/2023 |
| 0QOFINFU0KI | xx |  | xx | Utah | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 681 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 05/06/2022 |
| IVC5RFE3MVU | xx |  | xx | Colorado | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Misrepresentation of Income - EV R<br> COMMENT: Loan qualified using 12 months bank statements. We are missing the bank statement for November 2021, bank statement in file that appears to be used for November reflects the year of 2020. In addition we reflect the income amount to be used from the March 2022 bank statement as $196,620. Appears calculation at origination only backed out the large deposit of $933,780, which we agree with, however additional amounts of $20,060 and $35,400 should have been excluded as well. We have used calculated income of $54,137.50 that does not include the November 2020 statement as used at origination.<br>5/17/2022 - Received updated Income worksheet with qualified income as $54137.50 and updated loan approval form with income as $54137.50. Hence condition is resolved. |  |  | PUD | xx | xx | xx | Investor | Purchase | 768 |  | xx | 22.66 | $54137.50 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 13.792% | No | Alternative | QC Complete | 05/13/2022 |
| PMLUIFC2TJC | xx |  | xx | Texas | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Approved guideline exception in file for not meeting the minimum $50K in equity. | Reserves: $25,000.00<br>DSCR: 1.02<br>LTV/CLTV: xx/xx<br>FICO: 779<br>Years at Present Address: 5<br>Mortgage History: 0x30 | PUD | xx | xx | xx | Investor | Purchase | 779 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/19/2023 |
| 2ISZ40BMLGL | xx |  | xx | Maryland | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 740 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 06/02/2022 |
| 5HKKKNEUQU1 | xx |  | xx | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Purchase | 812 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 05/23/2022 |
| IMZPJ0YA32Q | xx |  | xx | North Carolina | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 7.325% Allowed 6.290% Over by +1.035%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d).<br>\*\*\* (CURED) Income documentation does not meet guidelines - EV R<br> COMMENT: As per guidelines (xx Mortgage Guidelines 2022-02-01.pdf) bank statements used as income must provide through the most current statement.If the most current statement is more than 30 days older at closing, then the borrower must provide an up to date " interim statement (Printed from Internet)<br>Bank statement provided till 3/xx/2022, however closing date is 5/xx/2022. Provide most recent bank statement (xx #xx) from 4/xx/2022. |  |  | PUD | xx | xx | xx | Primary | Purchase | 793 |  | xx | 12 | $6077.86 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 30.807% | Yes | Alternative | QC Complete | 10/03/2022 |
| 1EDO3M5VXBO | xx |  | xx | Georgia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 804 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 06/06/2022 |
| J4DBAXWNSZF | xx |  | xx | Washington | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | xx | xx | xx | Investor | Purchase | 755 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 01/20/2023 |
| XSAN1QUYP3W | xx |  | xx | California | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test Fail Charged 7.322% Allowed 6.680% Over by +0.642%.<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d).<br>\*\*\* (CURED) Higher Price Mortgage Loan - EV R<br> COMMENT: This loan failed the CA AB 260 higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test Fail Charged 7.322% Allowed 6.680% Over by+0.642%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation CA AB 260, California Financial Code Division 1.9 4995(a). |  |  | PUD | xx | xx | xx | Primary | Cash Out | 738 | 20 |  |  | $463.21 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 42.841% |  | Full Documentation | QC Complete | 01/19/2023 |
| KH5JF01UGWQ | xx |  | xx | North Carolina | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Investor | Purchase | 767 |  | xx | 7.25 | $13333.34 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 24.863% | No | Full Documentation | QC Complete | 01/20/2023 |
| R4YIG5RQZBQ | xx |  | xx | Florida | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 6.855% Allowed 6.670% Over by+0.185%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Primary | Purchase | 795 |  |  |  | $2248.10 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 42.661% | No | Full Documentation | QC Complete | 10/03/2022 |
| H4FJKRVDT5K | xx |  | xx | Florida | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 6.886% Allowed 6.670% Over by +0.216%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Cash Out | 647 | 1 | xx | 5 | $25281.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 8.353% |  | Alternative | QC Complete | 01/19/2023 |
| WFJV44Z3QW1 | xx |  | xx | Nevada | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: As per guideline minimum equity $50,000<br>Approved guideline exception in file - Requesting exception to allow 75% LTV on all seven of the xx files, equity would be $38,750.00 each. Appraised value for all came in much higher than purchase price, and DSCR all above 1.00. Borrower has also financed multiple other investment purchases through xx. | FICO - 764<br>Years at present address- 4 years<br>Years of monthly payments- 22 years<br>Mortgage history- 0\*30 | Low Rise Condo (1-4 Stories) | xx | xx | xx | Investor | Purchase | 764 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 06/13/2022 |
| J3NW3GUZ1AL | xx |  | xx | Texas | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test.<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged:7.925% Allowed:6.670% Over by:+1.255%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Low Rise Condo (1-4 Stories) | xx | xx | xx | Primary | Refinance | 653 | 0.33 | xx | 4 | $10182.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 30.159% |  | Alternative | QC Complete | 10/03/2022 |
| 22NDLOAMJ2Z | xx |  | xx | Texas | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test.Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAILCharged 7.390% Allowed 6.670% Over by+0.720%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Purchase | 692 |  | xx | 7 | $33852.99 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 17.663% | No | Alternative | QC Complete | 10/03/2022 |
| JPD3PD1BWBL | xx |  | xx | Arizona | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Purchase | 790 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 06/01/2022 |
| ZZPS0YRRRM4 | xx |  | xx | Hawaii | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 777 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 06/30/2022 |
| DRB3PAS10HE | xx |  | xx | Minnesota | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Primary | Purchase | 803 |  | xx | 11 | $5455.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 42.010% | Yes | Alternative | QC Complete | 01/20/2023 |
| M2CF2FIQRXJ | xx |  | xx | Maryland | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Appraisal incomplete (missing map, layout, pages, etc) - EV R<br> COMMENT: Appraisal is incomplete, due to the top portion is cutoff on all of the pages.<br>6/xx/2022 - Full appraisal report received and condition is resolved |  |  | Single Family | xx | xx | xx | Investor | Purchase | 734 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 06/09/2022 |

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## Exhibit 99.1

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| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Dummy ID** | **Loan Number** | **Original Loan Amount** | **State** | **Note Date** | **Occupancy** | **Purpose** | **Final Overall Compliance Grade** | **DBRS INITIAL Compliance Grade** | **DBRS FINAL Compliance Grade** | **FITCH INITIAL Compliance Grade** | **FITCH FINAL Compliance Grade** | **KROLL INITIAL Compliance Grade** | **KROLL FINAL Compliance Grade** | **MOODY's INITIAL Compliance Grade** | **MOODY's FINAL Compliance Grade** | **S&P INITIAL Compliance Grade** | **S&P FINAL Compliance Grade** | **S&P INITIAL Property Grade** | **S&P FINAL Property Grade** |
| 0QOFINFU0KI | xx | xx | Utah | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| 1BUZNW2T5TF | xx | xx | North Carolina | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| 1EDO3M5VXBO | xx | xx | Georgia | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| 1H0DF0NAQZV | xx | xx | Florida | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| 22NDLOAMJ2Z | xx | xx | Texas | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| 2ISZ40BMLGL | xx | xx | Maryland | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| 5HKKKNEUQU1 | xx | xx | Texas | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| 5QDFZTBZIUU | xx | xx | Michigan | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| AFHZPMKPZV4 | xx | xx | Virginia | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| AILFLW0LPT3 | xx | xx | Georgia | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| AYDB3IGKYZX | xx | xx | Tennessee | xx | Primary | Cash Out<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| BL4XRGZK0QV | xx | xx | Florida | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| C0TXLMHWDS0 | xx | xx | New Jersey | xx | Primary | Refinance<br> B | A<br> C<br> B | B | A<br> C<br> B | B | A<br> C<br> B | B | A<br> C<br> B | B | A<br> C<br> B<br> CC<br> CB | RB | RA | VA | VA |
| CAZ3YEL1YUY | xx | xx | Louisiana | xx | Primary | Cash Out<br> A | A<br> D | B | A<br> D | B | A<br> D | B | A<br> D | B | A<br> D<br> CD<br> CA | RB | RA | VA | VA |
| DD3AWOSKNRW | xx | xx | Pennsylvania | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| DRB3PAS10HE | xx | xx | Minnesota | xx | Primary | Purchase<br> A | A | A | A | A | A | A | A | A | A<br> CA | RA | RA | VA | VA |
| EHTLJOWUOHO | xx | xx | California | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| FMGBDYN44BT | xx | xx | Pennsylvania | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| G1DHO05IURK | xx | xx | Illinois | xx | Primary | Purchase<br> A | A<br> D | B | A<br> D | B | A<br> D | B | A<br> D | B | A<br> D<br> CD<br> CA | RB | RA | VA | VA |
| GFQTJAXQMDE | xx | xx | Florida | xx | Primary | Cash Out<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| GOAUMFY2GGL | xx | xx | Washington | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| H4FJKRVDT5K | xx | xx | Florida | xx | Primary | Cash Out<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| HB14EAHEHOL | xx | xx | Utah | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| HMHYBHN50X4 | xx | xx | California | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| HYXNKRPAOL5 | xx | xx | California | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| IMZPJ0YA32Q | xx | xx | North Carolina | xx | Primary | Purchase<br> A | A<br> D | B | A<br> D | B | A<br> D | B | A<br> D | B | A<br> D<br> CD<br> CA | RB | RA | VA | VA |
| INHFV1HLUXC | xx | xx | Pennsylvania | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| IUBVHB2LOCW | xx | xx | Florida | xx | Primary | Cash Out<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| IVC5RFE3MVU | xx | xx | Colorado | xx | Investor | Purchase<br> A | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D<br> CD<br> CA | Not Applicable | Not Applicable | VA | VA |
| IXM141PPK5Z | xx | xx | Pennsylvania | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| J05T5YQRFDA | xx | xx | Georgia | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| J3NW3GUZ1AL | xx | xx | Texas | xx | Primary | Refinance<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| J4DBAXWNSZF | xx | xx | Washington | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| JPD3PD1BWBL | xx | xx | Arizona | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| KCNVU03V5KF | xx | xx | Texas | xx | Primary | Purchase<br> A | A | A | A | A | A | A | A | A | A<br> CA | RA | RA | VA | VA |
| KH5JF01UGWQ | xx | xx | North Carolina | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| M2CF2FIQRXJ | xx | xx | Maryland | xx | Investor | Purchase<br> A | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> D<br> A | Not Applicable | Not Applicable<br> D<br> A | Not Applicable | Not Applicable<br> D<br> A | Not Applicable | Not Applicable<br> D<br> A<br> CA | Not Applicable | Not Applicable | VD | VA |
| MMWJZ2CAERO | xx | xx | Texas | xx | Investor | Cash Out<br> A | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D<br> CD<br> CA | Not Applicable | Not Applicable | VA | VA |
| OBT35ORTAQV | xx | xx | Maryland | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| OCXUMRWXQKZ | xx | xx | Florida | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| OEQLJDHVGDJ | xx | xx | Arizona | xx | Investor | Refinance<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| OFTITQFDPZ0 | xx | xx | Maryland | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| OVQSH0USDUE | xx | xx | Texas | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| PDI3F0JEVVF | xx | xx | Texas | xx | Primary | Purchase<br> A | A | A | A | A | A | A | A | A | A<br> CA | RA | RA | VA | VA |
| PFXKFCUVMYM | xx | xx | Pennsylvania | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| PMLUIFC2TJC | xx | xx | Texas | xx | Investor | Purchase<br> B | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B<br> CB | Not Applicable | Not Applicable | VA | VA |
| PPSSX2XIUWH | xx | xx | Florida | xx | Primary | Refinance<br> B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CB | RB | RA | VA | VA |
| PUWOEWATYN3 | xx | xx | Pennsylvania | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| QCSFW2DXDYX | xx | xx | Missouri | xx | Investor | Cash Out<br> B | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B<br> CB | Not Applicable | Not Applicable | VA | VA |
| R4YIG5RQZBQ | xx | xx | Florida | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| RXNNXF5EO4K | xx | xx | North Carolina | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| SGX05E01J5B | xx | xx | Idaho | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| T0DQWJASSN3 | xx | xx | Texas | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| TDHOVOAIU1D | xx | xx | Florida | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| UHDVE0OBRQB | xx | xx | Arizona | xx | Investor | Purchase<br> A | Not Applicable<br> A<br> C | Not Applicable | Not Applicable<br> A<br> C | Not Applicable | Not Applicable<br> A<br> C | Not Applicable | Not Applicable<br> A<br> C | Not Applicable | Not Applicable<br> A<br> C<br> CC<br> CA | Not Applicable | Not Applicable | VA | VA |
| UVJWATM5M4Y | xx | xx | Nevada | xx | Secondary | Cash Out<br> A | A | A | A | A | A | A | A | A | A<br> CA | RA | RA | VA | VA |
| V0DB11Y20RH | xx | xx | Montana | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| VGZWAEMCBBH | xx | xx | Arizona | xx | Primary | Cash Out<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| VYOGH3DRDBM | xx | xx | California | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| WFJV44Z3QW1 | xx | xx | Nevada | xx | Investor | Purchase<br> B | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B<br> CB | Not Applicable | Not Applicable | VA | VA |
| X21FPWLK1QH | xx | xx | Florida | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| XLKRSP325WJ | xx | xx | Illinois | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| XSAN1QUYP3W | xx | xx | California | xx | Primary | Cash Out<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| YSKTSM3U1I0 | xx | xx | Texas | xx | Primary | Refinance<br> A | A<br> D | B | A<br> D | B | A<br> D | B | A<br> D | B | A<br> D<br> CD<br> CA | RB | RA | VA | VA |
| YTP44X53KUN | xx | xx | Texas | xx | Investor | Purchase<br> A | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D<br> CD<br> CA | Not Applicable | Not Applicable | VA | VA |
| Z1FEZLZVXJT | xx | xx | Maryland | xx | Primary | Purchase<br> B | A<br> D<br> B | B | A<br> D<br> B | B | A<br> D<br> B | B | A<br> D<br> B | B | A<br> D<br> B<br> CD<br> CB | RB | RA | VA | VA |
| ZPX4RTQRWOH | xx | xx | Florida | xx | Secondary | Purchase<br> B | A<br> B | A | A<br> B | A | A<br> B | A | A<br> B | A | A<br> B<br> CB | RA | RA | VA | VA |
| ZZPS0YRRRM4 | xx | xx | Hawaii | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |

---

## Exhibit 99.1

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Dummy ID** | **Loan Number** | **Occupancy** | **Purpose** | **Income Qualification Type** | **Rent Source** | **Actual in place rent from lease** | **Third Party Market Rent Estimate** | **PITIA** | **Calculated DSCR** | **Short Term Rental?** |
| 0QOFINFU0KI | xx | Investor | Cash Out | DSCR | Form 1007 | No | $1100.00 | $1076.92 | 1.02 | No |
| 1BUZNW2T5TF | xx | Primary | Purchase | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1EDO3M5VXBO | xx | Investor | Cash Out | DSCR | Form 1007 | No | $1620.00 | $1297.87 | 1.25 | No |
| 1H0DF0NAQZV | xx | Investor | Purchase | DSCR | Form 216 | No | $1350.00 | $967.24 | 1.40 | No |
| 22NDLOAMJ2Z | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2ISZ40BMLGL | xx | Investor | Cash Out | DSCR | Form 1007 | No | $2200.00 | $1040.70 | 2.11 | No |
| 5HKKKNEUQU1 | xx | Investor | Purchase | DSCR | Form 1007 | No | $2250.00 | $2076.62 | 1.08 | No |
| 5QDFZTBZIUU | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AFHZPMKPZV4 | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AILFLW0LPT3 | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AYDB3IGKYZX | xx | Primary | Cash Out | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BL4XRGZK0QV | xx | Primary | Purchase | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| C0TXLMHWDS0 | xx | Primary | Refinance | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CAZ3YEL1YUY | xx | Primary | Cash Out | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DD3AWOSKNRW | xx | Investor | Cash Out | DSCR | Form 1007 | No | $2000.00 | $1834.66 | 1.09 | No |
| DRB3PAS10HE | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| EHTLJOWUOHO | xx | Investor | Cash Out | DSCR | Form 1007 | No | $1650.00 | $1270.14 | 1.30 | No |
| FMGBDYN44BT | xx | Investor | Cash Out | DSCR | Form 1007 | No | $4400.00 | $1137.90 | 3.87 | No |
| G1DHO05IURK | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GFQTJAXQMDE | xx | Primary | Cash Out | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GOAUMFY2GGL | xx | Investor | Purchase | DSCR | Form 1007 | No | $3150.00 | $3144.65 | 1.00 | No |
| H4FJKRVDT5K | xx | Primary | Cash Out | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HB14EAHEHOL | xx | Investor | Cash Out | DSCR | Form 1007 | No | $1675.00 | $1007.80 | 1.66 | No |
| HMHYBHN50X4 | xx | Investor | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HYXNKRPAOL5 | xx | Investor | Cash Out | DSCR | Form 1007 | No | $1795.00 | $2107.01 | 0.85 | No |
| IMZPJ0YA32Q | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| INHFV1HLUXC | xx | Investor | Purchase | DSCR | Form 1007 | No | $1800.00 | $1480.67 | 1.22 | No |
| IUBVHB2LOCW | xx | Primary | Cash Out | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IVC5RFE3MVU | xx | Investor | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IXM141PPK5Z | xx | Investor | Cash Out | DSCR | Form 216 | No | $5600.00 | $3530.29 | 1.59 | No |
| J05T5YQRFDA | xx | Investor | Cash Out | DSCR | Form 1007 | No | $2100.00 | $1366.83 | 1.54 | No |
| J3NW3GUZ1AL | xx | Primary | Refinance | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| J4DBAXWNSZF | xx | Investor | Purchase | DSCR | Form 216 | No | $2500.00 | $2406.11 | 1.04 | No |
| JPD3PD1BWBL | xx | Investor | Purchase | DSCR | Form 1007 | No | $2600.00 | $1685.33 | 1.54 | No |
| KCNVU03V5KF | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KH5JF01UGWQ | xx | Investor | Purchase | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| M2CF2FIQRXJ | xx | Investor | Purchase | DSCR | Form 1007 | No | $3100.00 | $2791.14 | 1.11 | No |
| MMWJZ2CAERO | xx | Investor | Cash Out | DSCR | Form 1007 | No | $2300.00 | $2188.06 | 1.05 | No |
| OBT35ORTAQV | xx | Investor | Purchase | DSCR | Form 1007 | No | $2875.00 | $2475.88 | 1.16 | No |
| OCXUMRWXQKZ | xx | Investor | Purchase | DSCR | Form 1007 | No | $2225.00 | $1822.12 | 1.22 | No |
| OEQLJDHVGDJ | xx | Investor | Refinance | DSCR | Form 216 | No | $1950.00 | $1610.58 | 1.21 | No |
| OFTITQFDPZ0 | xx | Investor | Cash Out | DSCR | Form 1007 | No | $1850.00 | $1426.23 | 1.30 | No |
| OVQSH0USDUE | xx | Investor | Purchase | DSCR | Form 1007 | No | $1210.00 | $1278.76 | 0.95 | No |
| PDI3F0JEVVF | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PFXKFCUVMYM | xx | Investor | Purchase | DSCR | Form 1007 | No | $2000.00 | $1457.14 | 1.37 | No |
| PMLUIFC2TJC | xx | Investor | Purchase | DSCR | Form 1007 | No | $1750.00 | $1721.30 | 1.02 | No |
| PPSSX2XIUWH | xx | Primary | Refinance | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PUWOEWATYN3 | xx | Investor | Purchase | DSCR | Form 1007 | No | $2450.00 | $1564.87 | 1.57 | No |
| QCSFW2DXDYX | xx | Investor | Cash Out | DSCR | Form 1007 | No | $1100.00 | $941.26 | 1.17 | No |
| R4YIG5RQZBQ | xx | Primary | Purchase | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RXNNXF5EO4K | xx | Investor | Purchase | DSCR | Form 1007 | No | $1315.00 | $957.17 | 1.37 | No |
| SGX05E01J5B | xx | Investor | Purchase | DSCR | Form 1007 | No | $2600.00 | $3010.93 | 0.86 | No |
| T0DQWJASSN3 | xx | Investor | Purchase | DSCR | Form 1007 | No | $2100.00 | $1911.16 | 1.10 | No |
| TDHOVOAIU1D | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| UHDVE0OBRQB | xx | Investor | Purchase | DSCR | Form 1007 | No | $3300.00 | $3034.93 | 1.09 | No |
| UVJWATM5M4Y | xx | Secondary | Cash Out | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| V0DB11Y20RH | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VGZWAEMCBBH | xx | Primary | Cash Out | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VYOGH3DRDBM | xx | Investor | Cash Out | DSCR | Form 1007 | No | $2975.00 | $2881.92 | 1.03 | No |
| WFJV44Z3QW1 | xx | Investor | Purchase | DSCR | Form 1007 | No | $1100.00 | $1097.71 | 1.00 | No |
| X21FPWLK1QH | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XLKRSP325WJ | xx | Investor | Cash Out | DSCR | Form 1007 | No | $2350.00 | $2229.17 | 1.05 | No |
| XSAN1QUYP3W | xx | Primary | Cash Out | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YSKTSM3U1I0 | xx | Primary | Refinance | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YTP44X53KUN | xx | Investor | Purchase | DSCR | Form 1007 | No | $2000.00 | $2115.29 | 0.95 | No |
| Z1FEZLZVXJT | xx | Primary | Purchase | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZPX4RTQRWOH | xx | Secondary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZZPS0YRRRM4 | xx | Investor | Cash Out | DSCR | Form 1007 | No | $3300.00 | $3179.17 | 1.04 | No |

---

## Exhibit 99.1

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **AGENCY DATA** | **AGENCY DATA** | **AGENCY DATA** |
| **Dummy ID** | **Customer Loan #** | **Seller Loan #** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Appraised Value** | **Value for CLTV** | **Appraisal Date** | **Appraisal Type** | **AVM Value** | **Variance $** | **Variance %** | **AVM Company** | **AVM FSD Score** | **AVM Effective Date** | **Desk Value** | **Variance $** | **Variance %** | **Desk Company** | **Desk Report Date** | **BPO As-Is Value** | **Variance $** | **Variance %** | **BPO Company** | **BPO Inspection Date** | **FR Value** | **Variance $** | **Variance %** | **FR Company** | **FR Report Date** | **2nd Appraisal Value** | **Variance $** | **Variance %** | **2nd Appraisal Company** | **2nd Appraisal Date** | **Eligible for Rep/Warrant Relief** | **LCA Risk Score** | **CU Score** |
| HYXNKRPAOL5 | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| DD3AWOSKNRW | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.2 |
| PPSSX2XIUWH | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.1 |
| GFQTJAXQMDE | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | 2.6 |
| CAZ3YEL1YUY | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Unavailable | 1 |
| FMGBDYN44BT | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1025 2-4 Family Property |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| AILFLW0LPT3 | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.3 |
| OEQLJDHVGDJ | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1025 2-4 Family Property | xx | xx | -37.592% | xxx | 0.08 | xx | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| MMWJZ2CAERO | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Unavailable | 1.8 |
| C0TXLMHWDS0 | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Unavailable | 1 |
| X21FPWLK1QH | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| IXM141PPK5Z | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1025 2-4 Family Property | xx | xx | -42.514% | xxx | 0.11 | xx | xx | xx | 9.714% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| ZPX4RTQRWOH | xx |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| XLKRSP325WJ | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| HB14EAHEHOL | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| T0DQWJASSN3 | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| YSKTSM3U1I0 | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| VGZWAEMCBBH | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| EHTLJOWUOHO | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1025 2-4 Family Property | xx | xx | 5.185% | xxx | 0.16 | xx | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| INHFV1HLUXC | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Unavailable | 1.6 |
| G1DHO05IURK | xx |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| BL4XRGZK0QV | xx |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 1 |
| OFTITQFDPZ0 | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xx | xx | -5.858% | xxx | xx |  |  |  |  |  | Yes | Not Applicable | 1.2 |
| PUWOEWATYN3 | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.4 |
| OBT35ORTAQV | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| PDI3F0JEVVF | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.8 |
| J05T5YQRFDA | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | 1 |
| RXNNXF5EO4K | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.3 |
| V0DB11Y20RH | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.6 |
| 1H0DF0NAQZV | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.1 |
| PFXKFCUVMYM | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.1 |
| OCXUMRWXQKZ | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  | xx | xx | -5.523% | xxx | xx |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| KCNVU03V5KF | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | xx | 7.333% | xxx | xx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  | No | 3 | 3 |
| UHDVE0OBRQB | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4 | 3 |
| 5QDFZTBZIUU | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | xx | 0.690% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.8 |
| OVQSH0USDUE | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.9 |
| YTP44X53KUN | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Unavailable | 1.1 |
| VYOGH3DRDBM | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| AFHZPMKPZV4 | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| GOAUMFY2GGL | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| UVJWATM5M4Y | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| TDHOVOAIU1D | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  | xx | xx | 26.087% | xxx | xx |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 | 2.6 |
| SGX05E01J5B | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| Z1FEZLZVXJT | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| 1BUZNW2T5TF | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| QCSFW2DXDYX | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  | xx | xx | -1.099% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.9 |
| HMHYBHN50X4 | xx |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.6 |
| IUBVHB2LOCW | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| AYDB3IGKYZX | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  | xx | xx | 6.122% | xxx | xx |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| 0QOFINFU0KI | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| IVC5RFE3MVU | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| PMLUIFC2TJC | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| 2ISZ40BMLGL | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| 5HKKKNEUQU1 | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| IMZPJ0YA32Q | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1.5 |
| 1EDO3M5VXBO | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 4.5 |
| J4DBAXWNSZF | xx |  | xx | xx | xx | xx | xx | xx | 1025 2-4 Family Property |  |  |  |  |  |  | xx | xx | 3.750% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| XSAN1QUYP3W | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.1 |
| KH5JF01UGWQ | xx |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  | xx | xx | -3.226% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.8 |
| R4YIG5RQZBQ | xx |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| H4FJKRVDT5K | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.2 |
| WFJV44Z3QW1 | xx |  | xx | xx | xx | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| J3NW3GUZ1AL | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1073 Condominiums |  |  |  |  |  |  | xx | $0.00 | 0.000% | xxx | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.6 |
| 22NDLOAMJ2Z | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.3 |
| JPD3PD1BWBL | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| ZZPS0YRRRM4 | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.7 |
| DRB3PAS10HE | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| M2CF2FIQRXJ | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |

---

## Exhibit 99.2

<br> ![](recovco_cover.jpg)<br>

## Exhibit 99.2

#### Rating Agency Grading
Run Date - 1/23/2023

---

| | | | | |
|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Original Loan Amount** |
| XXXXXMGX3 | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXX5T0O | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXRUNB | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXHYFJ | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXZ132 | XXXXX | XXXXX |  | $XXX,XXX.XX<br> D<br> A |
| XXXXXAIOE | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXX1NTW | XXXXX | XXXXX |  | $XXX,XXX.XX<br> D<br> A |
| XXXXX3RJH | XXXXX | XXXXX |  | $XXX,XXX.XX<br> D<br> A<br> B |
| XXXXX0K25 | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXYNRZ | XXXXX | XXXXX |  | $XXX,XXX.XX<br> D<br> A |
| XXXXXPLDR | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXBZXK | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXKQYL | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXX3AKJ | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXYOUC | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXIXLP | XXXXX | XXXXX |  | $XXX,XXX.XX<br> A |
| XXXXXYY33 | XXXXX | XXXXX |  | $XXX,XXX.XX<br> D<br> A |
| XXXXX4ITF | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXPLLB | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A<br> B |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXX4QIX | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXBCXS | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXBNXB | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXJD3I | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXLBRY | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXKCPN | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXX1ULH | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXNGJD | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXABHA | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXTRYR | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXDYXG | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXDGU2 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXDNVLP | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> B<br> A |
| XXXXXXHL5 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXEC3U | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> B<br> A<br> D |
| XXXXX21N0 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> B<br> A<br> D |
| XXXXX3JGA | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXKWFQ | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXNDLG | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXX0XFC | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXX40HE | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXKKME | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXCAOF | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXX2FFW | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXQNSO | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXX3AIJ | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXUWGI | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXZTQR | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXX42AH | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXXBHES | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXX43O5 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXITOB | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A<br> B |
| XXXXXBEBC | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> B<br> A |
| XXXXXM0BI | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |
| XXXXX0RF5 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXRJX2 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> D<br> A |
| XXXXXP2DX | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXONX1 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXEQWO | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D<br> B |
| XXXXXXX1G | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A |
| XXXXXMQ31 | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> B<br> A |
| XXXXXP4SY | XXXXX | XXXXX | XXXXX | $XXX,XXX.XX<br> A<br> D |

---

## Exhibit 99.2

#### Loan Level Exceptions

#### Run Date - 1/23/2023

---

| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Project Name** | **Detailed Status** | **Initial Overall Grade** | **Final Overall Grade** | **Initial Credit** | **Initial Value** | **Initial Compliance** | **Final Credit** | **Final Value** | **Final Compliance** | **Non-Material Exceptions** | **Resolved Exceptions** | **Acknowledged Exceptions** |
| XXXXXMGX3 | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX5T0O | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXRUNB | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXHYFJ | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXZ132 | XXXXX | XXXXX |  | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXAIOE | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX1NTW | XXXXX | XXXXX |  | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX3RJH | XXXXX | XXXXX |  | XXXX |  | 3 | 2 | 3 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Loan does not conform to program guidelines - EV 2<br> COMMENT: The guidelines, section 16.3 Investor X, minimum equity requires a minimum of $XX,XXX equity. The loan amount is $XXX,XXX the appraised value is $XXX,XXX leaving $XX,XXX in equity. | \*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The guidelines, section 16.3 XXX XXX XXX requires when the borrower is a Legal Entity (LLC, Corporation, etc.), all parties owning at least 25% of the entity must sign a Personal Guarantee as well as any party submitting an application for the loan. The operating agreement located on page XXX confirms the borrower owns XX% of XXXXX XXXX XXX and a second individual owns XX. The second individual with XX% ownership did not sign the personal guaranty located on page XXX.<br>\*\*\* (CURED) Missing Doc - EV R<br> COMMENT: The loan contained statements from XXXX XXX, page XX, which reflected an account help in the name of XXXX XXXX XXX. These assets were used for funds to close. The file did not contain any documentation tying the borrower to XXXX XXXX XXX. |  |
| XXXXX0K25 | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXYNRZ | XXXXX | XXXXX |  | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The guidelines section XX Investor X requires all cash out proceeds must be wired into a Business Account. The file did not include any documentation verifying a business account. |  |
| XXXXXPLDR | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXBZXK | XXXXX |  |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXKQYL | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX3AKJ | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXYOUC | XXXXX |  |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXIXLP | XXXXX |  |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXYY33 | XXXXX |  |  | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Application Missing - EV R<br> COMMENT: The loan application (page XX) was not signed by the borrower.<br>\*\*\* (CURED) Application Not Signed by All Borrowers - EV R<br> COMMENT: The loan application (page XXX) was not signed by the borrower. |  |
| XXXXX4ITF | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing Title evidence - EV R<br> COMMENT: Missing title commitment and 24 month chain of title. |  |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: 5/13/2022 Exception resolved.<br>\*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: The loan file is missing a 3rd party valuation to support the Appraisal within 10%.<br>\*\*\* (CURED) Post-closing AVM does not support value at origination - EV R<br> COMMENT: Post Close AVM returned a value of $1,243,712.00 which resulted in a variance of -17.086%. Value not supported.<br>\*\*\* (CURED) Post-closing AVM does not support value at origination - EV R<br> COMMENT: Post Close AVM returned a value of $1,243,712.00 which resulted in a variance of -17.086%. Value not supported. |  |
| XXXXXPLLB | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 2 | 3 | 3 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Missing asset documentation (ATR) - EV 2<br> COMMENT: Missing documentation to support the assets amount of $XX,XXX in the account ending in XXXX per final XXX to cover X months reserves requirement. | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation within 10% variance for securitization. |  |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraisal is stale dated without recertification in file - EV R<br> COMMENT: Missing recertification of value $XXX,XXX. for subject property. The Appraisal is 106 days old. Per Guidelines Appraisal cannot be greater than 90 days prior to Note date. Appraisal Report date XX/XX/XXXX, Note date XX/XX/XXXX<br>\*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU Risk score of 4.2 documented in the file.<br>\*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU Risk score of 4.2 documented in the file.<br>\*\*\* (CURED) Value Not Supported: AVM Confidence Score does not meet FITCH requirement - EV R<br>\*\*\* (CURED) Missing TRID RESPA Disclosures - EV R<br> COMMENT: The Lender NMLS disclosed on the CD issued on XX/XX/XXXX Is missing.<br>\*\*\* (CURED) Post-closing AVM does not support value at origination - EV R |  |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value within 10% variance.<br>\*\*\* (CURED) Missing required 1-4 family rider - EV R<br> COMMENT: Missing 1-4 Family Rider. Subject is a 2 units Duplex.<br>\*\*\* (CURED) Prepayment Rider Missing - EV R<br> COMMENT: Missing Prepayment Rider. |  |
| XXXXX4QIX | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing TRID RESPA Disclosures - EV R<br> COMMENT: There is no evidence of an initial CD provided to the non-borrower. Per regulation, CD(s) must be provided to all who have the right to rescind. The defect can be resolved by providing evidence showing the non-borrower received the disclosure timely. If disclosure was received electronically, the Econsent is required as well.<br>\*\*\* (CURED) TRID - 10% tolerance violation - EV R<br> COMMENT: The loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). The increase to the following fee(s) was not accepted because a valid reason was not provided: Recording Fee (12/17/21). A cost to cure in the amount of $XX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the increase. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery (mailing label). |  |
| XXXXXBCXS | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU risk score of 4.8 and LCA risk score of 3.0 documented in the file. |  |
| XXXXXBNXB | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXJD3I | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation product to support the appraisal value within 10% variance.<br>\*\*\* (CURED) Value Not Supported: AVM Confidence Score does not meet FITCH requirement - EV R |  |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Credit report incomplete - EV R<br> COMMENT: Missing all pages of Credit Report Supplemental date 11/XX/2021. Only page 1 of 20 were provided.<br>\*\*\* (CURED) Missing TRID RESPA Disclosures - EV R<br> COMMENT: The CD issued on XX/XX/XXXXis inaccurate. The closing date listed XX/XX/XXXX is incorrect. Page 1 does not show a disbursement date.<br>\*\*\* (CURED) Right of Rescission missing or unexecuted - EV R<br> COMMENT: The Right to Cancel Notice is missing from the loan file. Unable to determine if the applicable version was provided to all required parties. The defect can be cured by providing the document.<br>\*\*\* (CURED) TRID CD at consummation - EV R<br> COMMENT: The file does not contain evidence that a CD was provided on the day the mortgage was signed and notarized. The last CD available in the file was issued on XX/XX/XXXX and received by the consumer on XX/XX/XXXX. If a CD was provided at consummation, provide for testing. If CD was received electronically, please provide evidence of receipt as well as the e-Consent. |  |
| XXXXXLBRY | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Loan file does not contain sufficient information to complete Credit Due Diligence - EV R<br> COMMENT: Missing documentation to support the property located at XXXX XXXX XXX not being included in the DTI.<br>\*\*\* (CURED) Missing evidence of TRID Disclosure Delivery - EV R<br> COMMENT: The CD issued on XX/XX/XXXX is inaccurate. The loan calculations table on page X is blank. |  |
| XXXXXKCPN | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX1ULH | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Assets are not sufficient to close - EV R<br> COMMENT: Verified assets of $XX,XXX not sufficient for closing. Assets were provided for an additional account with XXXX #XXXX, which belongs to XXXX only. Borrower has no access to funds as they are not on the account per the 2 months bank statements provided. No evidence of gift letter provided. |  |
| XXXXXNGJD | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXABHA | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) AUS: File does not contain all AUS Reports run - EV R<br> COMMENT: The loan file did not contain a copy of an AUS approval or a manual approval.<br>\*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The loan file was missing the Compliance Report for the subject loan transaction. |  |
| XXXXXTRYR | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Loan file does not contain sufficient information to complete Valuation Due Diligence - EV R<br> COMMENT: Lender Guidelines, Section XX, state that any loan amount over $XXXXX will require 2 full appraisals. The lesser of the two is to be used for valuation for the loan file. The loan file contains only one appraisal. A second full appraisal was not located in the loan file.<br>\*\*\* (CURED) VVOE > 10 days prior to Note date - EV R<br> COMMENT: The Verbal Verification of Employment (p. XXXX is dated > 10 days prior to the Note date. A verbal VOE dated within 10 calendar days prior to the Note date was not located in the loan file. |  |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) AUS: File does not contain all AUS Reports run - EV R<br> COMMENT: The loan file is missing the Alternative Loan Review Form (Exhibit F) or DU Ineligible finding required at time of submission per the Amres Beyond prime Matrix page 1.<br>\*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The final 1003 p. XXX lists a debt with XXXX #XXX\*\* with a balance of $XXXX and monthly payment of $XX This revolving debt is not on the XX/XX/XXXX credit report p.XXX. The lender DTI calculator p.1XXX shows this debt was used in the DTI. The loan file is missing documentation to verify the XXXX #XXXX\*\*\* debt.<br>\*\*\* (CURED) Missing asset documentation (ATR) - EV R<br> COMMENT: The borrowers are short verified liquid assets for closing. Per the CD p.XXX, the borrower brought $XXX,XXX.XX to closing and per the asset documents in the file, the borrowers have verified liquid assets totaling $XX,XXX $XX,XXX - $XX,XXX = $XXX,XXX short in liquid assets. The loan file is missing verification of additional liquid assets or verification that non-liquid assets were liquidated of at least $XXX,XXX In addition, the loan file is missing consecutive 2-months of statements for XXXX checking #XXXX, XXXX saving #XXXX, and XXXX saving #XXXX. The bank printouts in file p.XXXX for XXXX checking #XXXX cover XX/XX/XXXX to XX/XX/XXXX and for XXXX saving #XXXX, and XXXX saving #5285 p.XXXX cover XX/XX/XXXX toXX/XX/XXXX. There are other statements for these 3 XXXX accounts on p.XXXX dated XX/XX/XXXX and p.XX dated XX/XX/XXXX. (XXXX checking #XXXX, XXXX saving #XXXX, and XXXX saving #XXXX were used at audit in the verified assets.) The XXXXX Matrix page XX states: Assets sourced or seasoned for two months unless utilizing assets to document income (6 months). Assets are not being utilized to document income. |  |
| XXXXXDYXG | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Loan file does not contain sufficient information to complete Credit Due Diligence - EV R<br> COMMENT: Per the purchase contract on pageXXX, the COE was to be on or before XX/XX/XXXX. The loan closed on XX/XX/XXXX An addendum extending the closing date is not in file. |  |
| XXXXXDGU2 | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing evidence of TRID Disclosure Delivery - EV R<br> COMMENT: The loan failed the Revised Closing Disclosure delivery date test (waiting period required).(12 CFR §1026.19(f)(2)(ii)) A Loan Product Change required a revised Closing Disclosure. The Revised CD issued on XX/XX/XXXX was not received by the borrower at least three business days prior to the Consummation Date, XX/XX/XXXX Without evidence of receipt, it is assumed that the disclosure datedXX/XX/XXXX was mailed, and therefore not received by the consumer prior to the consummation date, XX/XX/XXXX. If disclosure was delivered electronically, evidence of receipt as well as the consumer's E-consent is required. |  |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) AUS: File does not contain all AUS Reports run - EV R<br> COMMENT: The loan file did not contain a copy of an AUS approval just a manual approval.<br>\*\*\* (CURED) Cash reserves less than required by guidelines - EV R<br> COMMENT: Per the XXXX XX Guidelines vXX dated XX/XX/XXXX, disclosed X months PITI reserves were required for the subject loan transaction of $XX,XXX,. The borrowers had verified assets $XXX,XXX. from checking accounts, along with $XX,XXX from an investment account, of which $XX,XXX (using XX% of available funds) could be used to verify closing costs and any required reserves. The final 1003, on page XX of the loan file, disclosed additional assets of "Other" totaling $X,XXX; however, the loan file did not contain any verification documents for these additional assets. After closing costs of $XXX,XXX were taken out of the borrowers' verified assets, only $XX,XXX were left to verify required reserves. As a result, the borrowers were short, verified assets of $XX,XXX for required reserves.<br>\*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The loan file was missing the Compliance Report for the subject loan transaction.<br>\*\*\* (CURED) Missing Appraisal - EV R<br> COMMENT: Per XXXX Guidelines v1.13 dated XX/XX/XXXX, for loans between $XXXX and $XXXX a secondary report is required in the form of a CDA or ARR. The subject loan was $XXXX The required CDA or ARR is missing from the loan file.<br>\*\*\* (CURED) VVOE > 10 days prior to Note date - EV R<br> COMMENT: Per the XXXXe Guidelines v1.13 dated XX/XX/XXXX disclosed a VVOE 10 calendar days prior to the subject note date is required. The loan file was missing the required VVOE 10 calendar days prior to the subject note date. |  |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The loan file is missing the Borrower ATR (Ability-to-Repay) Certification required per the XXXX p.XX.<br>\*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The subject loan is a purchase of a primary home, and the loan file is missing the Purchase Agreement for the subject.<br>\*\*\* (CURED) Hazard Insurance - EV R<br> COMMENT: The loan file is missing the HOI policy Declaration page. The file contains only the HOI binder p.XXX. The XXX Guidelines p.XX states XXXXX requires hazard insurance protection on all loans. A declaration page is required prior to closing for all loans as proof of insurance.<br>\*\*\* (CURED) Missing income documentation (ATR) - EV R<br> COMMENT: Per the Final Loan Commitment - Loan program is XX Months bank statements. Missing all current XX-month bank statements. The final 1003 p.XXX reflects the borrower owns XXX and the loan file contains X months of XXXX XXXs checking #XXXX bank statements on p.XXX XX/XX/XXXX, p.XXX XX/XX/XXXX, p.XXX XX/XX/XXXX. The subject closed on XX/XX/XXXX even if program was X months bank statements those statements are more than XX days old. XXXX Guidelines p.XX states: Statements used for income must be consecutive and reflect the most recent months available.<br>\*\*\* (CURED) Missing Title evidence - EV R<br> COMMENT: There is no evidence of title work in the loan file. |  |
| XXXXXNVLP | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value with 10% variance.<br>\*\*\* (CURED) Loan file does not contain sufficient information to complete Valuation Due Diligence - EV R<br> COMMENT: XXXX in file and show successful risk value with a 2.6 being assigned to the property.<br>Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation product to support the appraisal value within 10% variance.<br>\*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation product to support the appraisal value within 10% variance.<br>\*\*\* (CURED) Value Not Supported: AVM Confidence Score does not meet XXX requirement - EV R<br> COMMENT: Confidence score of XX does not meet XXX requirement of XX or greater. Additional third party valuation product required.<br>\*\*\* (CURED) Value Not Supported: AVM Confidence Score does not meet XXX requirement - EV R<br> COMMENT: Confidence score of XX does not meet XXX requirement of XX or greater. Additional third party valuation product required. |  |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | XXXX |  | 2 | 2 | 2 | 1 | 2 | 2 | 1 | 2 | \*\*\* (OPEN) Homeownership Counseling List - EV 2<br> COMMENT: The Homeownership Counseling Disclosure (HOC) is missing. The defect can be cured by providing evidence that shows the disclosure was provided to the consumer within 3-business days of application, XX/XX/XXXX<br>\*\*\* (OPEN) Special information booklet is Missing - EV 2<br> COMMENT: The Home Loan Toolkit is missing. Per Regulation, the Home Loan Toolkit must be provided to the borrower in connection with all purchase loans. The defect may be cured by providing evidence that shows the consumer received the disclosure within 3 days of the application date, .<br>\*\*\* (OPEN) TRID - SPL missing - EV 2<br> COMMENT: The Service Provider List is missing. Failure to provide a Service Provider List is treated as not allowing the borrower to shop. As a result, shoppable fees were included in the 10% tolerance bucket. The defect can be cured by providing the SPL. |  |  |
| XXXXXXHL5 | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  |
| XXXXXEC3U | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 2 | 2 | 1 | 3 | 2 | 1 | 2 | \*\*\* (OPEN) Homeownership Counseling List - EV 2<br> COMMENT: The Homeownership Counseling Disclosure (HOC) is missing. The defect can be cured by providing evidence that shows the disclosure was provided to the consumer within 3-business days of application, XX/XX/XXXX<br>\*\*\* (OPEN) TRID - SPL missing - EV 2<br> COMMENT: The Service Provider List is missing. Failure to provide a Service Provider List is treated as not allowing the borrower to shop. As a result, shoppable fees were included in the 10% tolerance bucket. The defect can be cured by providing the SPL. | \*\*\* (CURED) Missing TRID RESPA Disclosures - EV R<br> COMMENT: The initial and/or any revised Loan Estimate is missing. As a result, a full review for compliance with timing and tolerance requirements could not be performed. The defect can be cured by providing the initial and any revised Loan Estimates that were issued to the consumer.<br>|  |
| XXXXX21N0 | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value with 10% variance.<br>\*\*\* (CURED) Assets are not sufficient to close - EV R<br> COMMENT: Pg XXX Email stating a XXX letter (a dollar amount is not mentioned) was sent to the lender, however there is not a XXX letter in file. Audit is only able to verify $XX,XXX. The down payment is $XX,XXX. The borrower was required to bring $XX,XXX to closing.<br>\*\*\* (CURED) Loan file does not contain sufficient information to complete Credit Due Diligence - EV R<br> COMMENT: Missing asset and income documents.<br>\*\*\* (CURED) Loan file does not contain sufficient information to complete Valuation Due Diligence - EV R<br> COMMENT: Missing Third Party Valuation Product to support the appraisal value with 10% variance.<br>\*\*\* (CURED) Missing Documentation - EV R<br> COMMENT: The lease agreement for theXXXX XXXX property is not in file.<br>\*\*\* (CURED) Missing asset documentation (ATR) - EV R<br> COMMENT: Page XX Email stating a XXX letter (a dollar amount is not mentioned) was sent to the lender, however there is not a XXX letter in file. Audit is only able to verify $XXXX The down payment is $XXXX. The borrower was required to bring $XXXX to closing.<br>\*\*\* (CURED) Missing income documentation (ATR) - EV R<br> COMMENT: Borrower is aXXXX and was qualified using the : 24 Mos. P&L . CPA Prepared program. The CPA letter was provided, however, the 24 months of audited P&Ls are not in file.<br>\*\*\* (CURED) Unable to verify PITI on other mortgage related obligations (ATR) - EV R<br> COMMENT: Unable to verify the monthly payment for the hazard insurance on the XXXX property. |  |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 2 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) ComplianceEase TRID Tolerance Test Failed - EV R<br> COMMENT: This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i) and the loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). Because the loan failed the initial LE delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes; baseline begins at $XX and will not reset. The violation may be cured if documentation is provided showing disclosures were delivered timely.<br>\*\*\* (CURED) Home Ownership Counseling List - EV R<br> COMMENT: The Homeownership Counseling Disclosure (HOC) dated XX/XX/XXXX was not disclosed within 3 days of the application date, XX/XX/XXXX The defect can be resolved by providing evidence that shows the disclosure was provided within 3-business days of application.<br>\*\*\* (CURED) Special information booklet is Missing - EV R<br> COMMENT: The Home Loan Toolkit dated XX/XX/XXXX was not disclosed within 3 days of the application date. The defect may be cured by providing evidence that shows the consumer received the disclosure within 3 days of the application date, XX/XX/XXXX<br>\*\*\* (CURED) TRID- Initial LE timing fail - EV R<br> COMMENT: The loan failed the Initial Loan Estimate delivery date test (from application). The Initial LE issued on XX/XX/XXXX was not disclosed within 3 days of the application date, XX/XX/XXXX. If a Loan Estimate was given within 3 days of the application, the defect can be resolved by providing such disclosure.<br>\*\*\* (CURED) TRID- SPL late - EV R<br> COMMENT: The Service Provider List issued on XX/XX/XXXX was not disclosed within 3 days of the application date, XX/XX/XXXX. As a result, fees that the borrower could shop for were tested under 10% tolerance. The defect can be resolved by providing the SPL that was provided to the consumer within 3 business days of application. |  |
| XXXXX3JGA | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXKWFQ | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing evidence of TRID Disclosure Delivery - EV R<br> COMMENT: This loan failed the revised Closing Disclosure delivery date test (waiting period required). An APR change required a revised Closing Disclosure. The Revised CD issued on XX/XX/XXXX had a disclosed APR of X.XX%, which is an increase from the previous CD issued on XX/XX/XXXX with APR of X.XX%. The APR difference is .XX% which is above the allowable tolerance (0.XX%). The Revised CD issued on XX/XX/XXXX was not received by the borrower at least three business days prior to the Consummation Date, XX/XX/XXXX.<br>\*\*\* (CURED) TRID - Zero tolerance violation - EV R<br> COMMENT: This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase/addition to the following fees on XX/XX/XXXX were not accepted because a valid change of circumstance was not provided: Lock In Fee and Loan Origination Fee. A cost to cure in the amount of $XXXX.00 is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  |
| XXXXXNDLG | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  |
| XXXXX0XFC | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX40HE | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXKKME | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXCAOF | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX2FFW | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXQNSO | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXX3AIJ | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation product to support the appraisal value within 10% tolerance.<br>\*\*\* (CURED) TRID - Zero tolerance violation - EV R<br> COMMENT: This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase to the following fees on XX/XX/XXXX was not accepted because a valid change of circumstance was not provided: Points - Loan Discount Fee. A cost to cure in the amount of $XXXX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  |
| XXXXXUWGI | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXZTQR | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  |
| XXXXX42AH | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  |
| XXXXXBHES | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing Title evidence - EV R<br> COMMENT: Missing evidence of Title |  |
| XXXXX43O5 | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXITOB | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 2 | 3 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Credit history insufficient/does not meet guidelines (ATR) - EV 2<br> COMMENT: SectionX on Page XX of the guidelines "XXXXr Borrower Types" states a fist time home buyer must have a satisfactory housing history, minimum score of XXX, and X months reserves. Borrower has no housing history. Page XX of the file shows borrower is living rent free with parents since XX/XX/XXXX. Borrower does not meet requirements for first time home buyer. |  |  |
| XXXXXBEBC | XXXXX | XXXXX | XXXXX | XXXX |  | 2 | 2 | 2 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Credit history insufficient/does not meet guidelines (ATR) - EV 2<br> COMMENT: The credit report provided (pXX) shows a mortgage that was in forbearance. Forbearance ended XX/XX/XXXX Item XX on page XX of the guidelines state a forbearance disqualifies borrowers from financing for a period of XX months. The note date is XX/XX/XXXX. The borrower is X months shy of the XX month waiting period for seasoning on their forbearance. |  |  |
| XXXXXM0BI | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: The loan file is missing a 3rd party valuation to support the Appraisal within XX%. |  |
| XXXXX0RF5 | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXRRJX2 | XXXXX | XXXXX | XXXXX | XXXX |  | 3 | 1 | 3 | 3 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Amount of title insurance is less than mortgage amount - EV R<br> COMMENT: Loan amount is $XXX,XXX.. Title insurance amount is $XXX,XXX.XX TItle insurance coverage is less than the loan amount.<br>\*\*\* (CURED) Appraised value not supported. Form Type and CU Score - EV R<br> COMMENT: Missing third party valuation product to support the appraisal within 10% variance. |  |
| XXXXXP2DX | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXONX1 | XXXXX | XXXXX | XXXXX | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXEQWO | XXXXX | XXXXX |  | XXXX |  | 3 | 2 | 1 | 1 | 3 | 1 | 1 | 2 | \*\*\* (OPEN) Missing TRID Reimbursement Documentation (for requirements not related to a tolerance fail) - EV 2<br> COMMENT: This loan failed the reimbursement date post-consummation revised closing disclosure delivery date test. The PCCD issued on XX/XX/XXXX was provided more than XX calendar days after the consummation date, XX/XX/XXXX. Per § 1026.19(f)(2)(v)), if the creditor cures a tolerance violation by providing a reimbursement to the consumer, the creditor must deliver or place in the mail a corrected Closing Disclosure that reflects the reimbursement no later than 60 calendar days after consummation. No rebuttal response required. Cure accepted 60 days from discovery. | \*\*\* (CURED) TRID - Zero tolerance violation - EV R<br> COMMENT: This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase to the following fees on XX/XX/XXXX was not accepted because a valid change of circumstance was not provided: Appraisal. A cost to cure in the amount of $XXX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  |
| XXXXXXX1G | XXXXX | XXXXX |  | XXXX |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXXMQ31 | XXXXX | XXXXX |  | XXXX |  | 2 | 2 | 2 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) DSCR Is Not Eligible - EV 2<br> COMMENT: The guidelines require a minimum DSCR of XXXX%. The subject loan closed with a DSCR of .XX% ($XXXX market rent / $XXXX total PITIA) The file included an approved exception. |  |  |
| XXXXXP4SY | XXXXX | XXXXX |  | XXXX |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) TRID - Zero tolerance violation - EV R<br> COMMENT: This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) Because the loan failed the initial CD delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes. Therefore, the increase to the following fees on XX/XX/XXXX did not reset the baseline: Points - Loan Discount Fee. The violation may be cured if documentation is provided showing the disclosure was delivered timely.<br>\*\*\* (CURED) TRID- Initial CD delivery date test fail - EV R<br> COMMENT: This loan failed the initial closing disclosure delivery date test (12 CFR §1026.19(f) (1)(ii)) The initial CD issued on XX/XX/XXXX was not received by the consumer X-business days prior to consummation and a waiver was not provided. The defect can be cured by providing evidence that shows the consumer received the disclosure 3-business days prior to consummation or a waiver stating why consummation took place prior to the 3-day rule. If disclosure was delivered electronically, evidence of receipt as well as the consumer's E-consent is required. |  |

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## Exhibit 99.2

#### Exception Level

#### Run Date - 1/23/2023

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan # 1** | **Loan # 2** | **Loan # 3** | **Exception Category** | **Exception Sub-Category** | **Exception Status** | **Exception Grade** | **Loan Exception ID** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Seller Comments** | **Reviewer Comments** | **Exception Remediation** |
| XXXXX3RJH | XXXXX | XXXXX |  | Credit | Credit | Resolved | Resolved | XXXXX | Guidelines | \* Missing Documentation (Lvl R) | The guidelines, section 16.3 Investor XXXXXX requires when the borrower is a Legal Entity (LLC, Corporation, etc.), all parties owning at least 25% of the entity must sign a Personal Guarantee as well as any party submitting an application for the loan. The operating agreement located on page XXX confirms the borrower owns 50% of XXXXX and a second individual owns 50%. The second individual with 50% ownership did not sign the personal guaranty located on page XXX. |  | The lender responded:<br> Attached is an XX Membership Resolution stating that XXXXX holds 100% management rights in the XX, please clear exception. | 4.7.2022: Finding resolved. | 4.7.2022: Finding resolved. |
| XXXXX3RJH | XXXXX | XXXXX |  | Credit | Credit | Resolved | Resolved | XXXXX | Missing Doc | \* Missing Doc (Lvl R) | The loan contained statements from XXX Bank, page XX, which reflected an account help in the name of XXX These assets were used for funds to close. The file did not contain any documentation tying the borrower to XXX |  | The lender responded:<br> Attached are the bank statements for account #XX which is where the funds to close came from, not #XX. Please clear exception. | 4.7.2022: Finding resolved. | 4.7.2022: Finding resolved. |
| XXXXX3RJH | XXXXX | XXXXX |  | Credit | Guidelines | Active | 2: Acceptable with Warnings | XXXXX | Loan does not conform to program guidelines | \* Loan does not conform to program guidelines (Lvl 2) | The guidelines, section 16.3 Investor X, minimum equity requires a minimum of $50,000 equity. The loan amount is $XXXXXX the appraised value is $XXXX, leaving $XXX in equity. | XXX Representative credit score exceeds the minimum required credit score of XXX by XX Points.<br> DSCR ratio of X.XXexceeds the minimum requirement of X.X by .XX points.<br> $XXX,XXX.XX reserves exceed the minimum required of $X,XXX.XX exceeds the minimum by XXX months over the required minimum.<br>| The lender provided an UW approved exception form. | 4.7.2022 Finding remains EV 2/B | 4.7.2022 Finding remains EV 2/B |
| XXXXXYNRZ | XXXXX | XXXXX |  | Credit | Credit | Resolved | Resolved | XXXXX | Guidelines | \* Missing Documentation (Lvl R) | The guidelines section 16.3 Investor X requires all cash out proceeds must be wired into a Business Account. The file did not include any documentation verifying a business account. |  | Attached is the wire receipt and bank statment for the business account. | 4.15.2022: Resolved | 4.15.2022: Resolved |
| XXXXXYY33 | XXXXX |  |  | Credit | Doc Issue | Resolved | Resolved | XXXXX | Application Not Signed by All Borrowers | \* Application Not Signed by All Borrowers (Lvl R) | The loan application (page 1, xxx) was not signed by the borrower. |  |  | 5.23.2022: Resolved. The fully executed loan application was provided. | 5.23.2022: Resolved. The fully executed loan application was provided. |
| XXXXXYY33 | XXXXX |  |  | Credit | Doc Issue | Resolved | Resolved | XXXXX | Application Missing | \* Application Missing (Lvl R) | The loan application (page 1, xxx) was not signed by the borrower. |  | HomeX Response: Please see page XX of loan application with borrower signature. Please clear the condition | 5.23.2022: Resolved. The fully executed loan application was provided. | 5.23.2022: Resolved. The fully executed loan application was provided. |
| XXXXX4ITF | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Missing Title evidence | \* Missing Title evidence (Lvl R) | Missing title commitment and 24 month chain of title. |  |  | 5.11.2022: Resolved. The lender provided title with the correct loan amount. | 5.11.2022: Resolved. The lender provided title with the correct loan amount. |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | XX/XX/XXXException resolved. |  | 5/XX/2022 Post fund Desk Review supports value. | 5.13.2022: Remains. XXXXX did not obtain, please order | 5.13.2022: Remains. XXXXX did not obtain, please order |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Orig.value not supported by Post- Close AVM | \* Post-closing AVM does not support value at origination (Lvl R) | Post Close AVM returned a value of $XXXXX which resulted in a variance of XXXX%. Value not supported. |  | 5/XX/2022 Post fund Desk Review supports value. | 5.13.2022 Exception resolved. | 5.13.2022 Exception resolved. |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Orig.value not supported by Post- Close AVM | \* Post-closing AVM does not support value at origination (Lvl R) | Post Close AVM returned a value of $XXXXX which resulted in a variance of XXXX%. Value not supported. |  |  | 5.13.2022: Remains. XXXXX did not obtain, please order | 5.13.2022: Remains. XXXXX did not obtain, please order |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  | 5/XX/2022 Post fund Desk Review supports value. | 5/13/2022 Exception resolved. | 5/13/2022 Exception resolved. |
| XXXXXPLLB | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation within 10% variance for securitization. |  | 05-XX-2022 Received Post Close AVM and confidence score supports value. | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXPLLB | XXXXX | XXXXX | XXXXX | Credit | Credit | Active | 2: Acceptable with Warnings | XXXXX | Missing asset documentation (ATR) | \* Missing asset documentation (ATR) (Lvl 2) | Missing documentation to support the assets amount of $XXXXX in the account ending in XXX per final 1003 to cover 6 months reserves requirement. | DTI of XX.X vs XX% per guidelines.<br> Residual income of $XX,XXX monthly vs $X,XXX per guidelines.<br> XX month piti in reserves vs X months required.<br>|  | 5/5/2022. Downgraded. Exception for Cash Out Reserves to be used as reserves fro the loan. | 5/5/2022. Resolved Exception for Cash Out Reserves to be used as reserves fro the loan. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Compliance | Disclosures | Resolved | Resolved | XXXXX | Missing TRID RESPA Disclosures | \* Missing TRID RESPA Disclosures (Lvl R) | The Lender NMLS disclosed on the CD issued on XX/XX/XXXX is missing. |  | XXX | 5/6/2022 Remains. The CD submitted dated 1/XX/2022 is missing the NMLS ID number on page XX.<br>5/12/2022 Cleared. The documentation submitted resolved the fail. | 5/6/2022 Remains. The CD submitted dated 1/XX/2022 is missing the NMLS ID number on page XX.<br>5/12/2022 Cleared. The documentation submitted resolved the fail. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Valuation | Doc Issue | Resolved | Resolved | XXXXX | Appraisal is stale dated without recertification i | \* Appraisal is stale dated without recertification in file (Lvl R) | Missing recertification of value $XXXX for subject property. The Appraisal is XX days old. Per Guidelines Appraisal cannot be greater than 90 days prior to Note date. Appraisal Report date XX/XX/XXXX, Note dateXX/XX/XXXX. | XX% LTV is below the maximum XX% LTV by X%.<br> XX.XXX% DTI is X.XXX% below maximum DTI of XX%.<br> XXX Representative credit score exceeds the minimum required credit score of XXX by XXX Points.<br> XX months Reserves exceeds the minimum X months required by X months.<br> Borrower has $X,XXX.XX residual income after all expenses.<br> Borrower has lived in subject property for XX years.<br>|  | 5/11/2022: Received approved exception for the expiration date of the appraisal to be 120 days instead of 90 days. Date of the appraisal is 9/XX/2021. Ok to use appraisal as long as loan closes within 120 days from 9/XX/2021 which would be on or before 1/XX/2022. Loan closed 1/XX/2022. Compensating factors notes are 75% LTV, credit score 767, over 12 months reserves. | 5/11/2022: Received approved exception for the expiration date of the appraisal to be 120 days instead of 90 days. Date of the appraisal is 9/XX/2021. Ok to use appraisal as long as loan closes within 120 days from 9/XX/2021 which would be on or before 1/XX/2022. Loan closed 1/XX/2022. Compensating factors notes are XX% LTV, credit score XXX, over XX months reserves. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Valuation | VW | Resolved | Resolved | XXXXX | AVM Confidence Score does not meet XXX requiremt | \* Value Not Supported: AVM Confidence Score does not meet XXX requirement (Lvl R) |  |  | 5/X/2022 Post fund AVM returned a confidence score of XX. | 5/6/2022 Exception remains.<br> 5/13/2022: Resolved. Received XXX CDA supporting appraised value with no variance. | 5/6/2022 Exception remains.<br> 5/13/2022: Resolved. Received XXX CDA supporting appraised value with no variance. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU Risk score of XX documented in the file. |  |  | 5/13/2022: Resolved. Recieved XXX CDA supporting appraised value with no variance. | 5/13/2022: Resolved. Recieved XXX CDA supporting appraised value with no variance. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Orig.value not supported by Post- Close AVM | \* Post-closing AVM does not support value at origination (Lvl R) |  |  | 5/XX/2022 Post fund AVM returned a value of $XXX,XXX which resulted in a variance of - XX.XXX%. | 5/6/2022 Exception remains.<br> 5/13/2022: Resolved. Received XXX CDA supporting appraised value with no variance. | 5/6/2022 Exception remains.<br> 5/13/2022: Resolved. Received XXX CDA supporting appraised value with no variance. |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU Risk score of XX documented in the file. |  | 5/XX/2022 Post fund Desk Review supports value. | 5/13/2022 Exception resolved. | 5/13/2022 Exception resolved. |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Missing required 1-4 family rider | \* Missing required 1-4 family rider (Lvl R) | Missing 1-4 Family Rider. Subject is a X units Duplex. |  |  | 5/11/2022: Resolved. Reviewed Mortgage, Loan Agreement, Guaranty, Cert of Business/Commercial Purpose of loans documents and 1-4 Rider is not required. | 5/11/2022: Resolved. Reviewed Mortgage, Loan Agreement, Guaranty, Cert of Business/Commercial Purpose of loans documents and 1-4 Rider is not required. |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value within 10% variance. |  | 5/X/2022 Post fund AVM supports value. | 5/6/2022 Exception resolved. | 5/6/2022 Exception resolved. |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Prepayment Rider Missing | \* Prepayment Rider Missing (Lvl R) | Missing Prepayment Rider. |  |  | 5/11/2022: Resolved. The PPP terms are within the Note (pg XXX). | 5/11/2022: Resolved. TheXXX terms are within the Note (pg XXX). |
| XXXXX4QIX | XXXXX | XXXXX | XXXXX | Compliance | Disclosures | Resolved | Resolved | XXXXX | Missing TRID RESPA Disclosures | \* Missing TRID RESPA Disclosures (Lvl R) | There is no evidence of an initial CD provided to the non-borrower. Per regulation, CD(s) must be provided to all who have the right to rescind. The defect can be resolved by providing evidence showing the non-borrower received the disclosure timely. If disclosure was received electronically, the Econsent is required as well. |  | non-borrower's attestation | 5/2/2022 Remains. The initial CD signed by the borrower does not resolve the RESPA fail. There is no evidence of an initial CD provided to the non-borrower. Per regulation, CD(s) must be provided to all who have the right to rescind. The defect can be resolved by providing evidence showing the non-borrower received the disclosure timely. If disclosure was received electronically, the Econsent is required as well.<br>5/13/22 Remains. The CD 1/XX/2022 signed by the non-borrower was not sufficient to cure the violation because there appears to be a discrepancy on signatures. The signature on the CD does not match the signature on the Mortgage or the last revised CD (2/XX/22). The defect may be resolved by providing an attestation from the non-borrower.<br>5/24/2022 Resolved. The non-borrower's attestation resolved the RESPA disclosure. | 5/2/2022 Remains. The initial CD signed by the borrower does not resolve the RESPA fail. There is no evidence of an initial CD provided to the non-borrower. Per regulation, CD(s) must be provided to all who have the right to rescind. The defect can be resolved by providing evidence showing the non-borrower received the disclosure timely. If disclosure was received electronically, the Econsent is required as well.<br>5/13/22 Remains. The CD 1/XX/2022 signed by the non-borrower was not sufficient to cure the violation because there appears to be a discrepancy on signatures. The signature on the CD does not match the signature on the Mortgage or the last revised CD (2/XX/22). The defect may be resolved by providing an attestation from the non-borrower.<br>5/24/2022 Resolved. The non-borrower's attestation resolved the RESPA disclosure. |
| XXXXX4QIX | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID - 10% tolerance violation | \* TRID - 10% tolerance violation (Lvl R) | The loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). The increase to the following fee(s) was not accepted because a valid reason was not provided: Recording Fee (12/XX/21). A cost to cure in the amount of $XX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the increase. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery (mailing label). |  | See attached COC and LE due to Deed needing to be done on this refinance | 5/2/2022 Cleared. The documentation submitted resolved the tolerance violation. | 5/2/2022 Cleared. The documentation submitted resolved the tolerance violation. |
| XXXXXBCXS | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value within 10% variance. CU risk score of XX and LCA risk score of XX documented in the file. |  | 5/X/2022 Post fund AVM supports value. | 5/6/2022 Exception resolved. | 5/6/2022 Exception resolved. |
| XXXXXJD3I | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation product to support the appraisal value within 10% variance. |  | 5/XX/2022 Post fund Desk Review supports value. | 5/13/2022 Exception resolved. | 5/13/2022 Exception resolved. |
| XXXXXJD3I | XXXXX | XXXXX | XXXXX | Valuation | VW | Resolved | Resolved | XXXXX | AVM Confidence Score does not meet XXX requiremt | \* Value Not Supported: AVM Confidence Score does not meet XXX requirement (Lvl R) |  |  | 5/XX/2022 Post fund Desk Review supports value. | 5/13/2022 Exception resolved. | 5/13/2022 Exception resolved. |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | Missing TRID RESPA Disclosures | \* Missing TRID RESPA Disclosures (Lvl R) | The CD issued on XX/XX/XXXX is inaccurate. The closing date listed XX/XX/XXXX is incorrect. Page 1 does not show a disbursement date. |  |  | 5/4/2022 Cleared. The documentation submitted resolved the violation. | 5/4/2022 Cleared. The documentation submitted resolved the violation. |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID CD at consummation | \* TRID CD at consummation (Lvl R) | The file does not contain evidence that a CD was provided on the day the mortgage was signed and notarized. The last CD available in the file was issued on XX/XX/XXXX and received by the consumer on XX/XX/XXXX If a CD was provided at consummation, provide for testing. If CD was received electronically, please provide evidence of receipt as well as the e-Consent. |  | Final CD dated 1/XX/2022 | 5/4/2022 Cleared. The documentation submitted resolved the violation. | 5/4/2022 Cleared. The documentation submitted resolved the violation. |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Credit report incomplete | \* Credit report incomplete (Lvl R) | Missing all pages of Credit Report Supplemental date XX/XX/XXXX. Only page 1 of 20 were provided. |  |  | 5/10/2022: Remains. Received the credit report dated 11/XX/2021<br> 5/19/2022: Resolved. Received all pages of Credit Report Supplemental date 11/XX/2021 | 5/10/2022: Remains. Received the credit report dated 11/XX/2021<br> 5/19/2022: Resolved. Received all pages of Credit Report Supplemental date 11/XX/2021 |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Right of Rescission missing or unexecuted | \* Right of Rescission missing or unexecuted (Lvl R) | The Right to Cancel Notice is missing from the loan file. Unable to determine if the applicable version was provided to all required parties. The defect can be cured by providing the document. |  |  | 5/5/2022: Resolved. Received the Right to Cancel Notice signed 2/XX/2022 | 5/5/2022: Resolved. Received the Right to Cancel Notice signed 2/XX/2022 |
| XXXXXLBRY | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | File insufficient to complete Credit Due Dil. | \* Loan file does not contain sufficient information to complete Credit Due Diligence (Lvl R) | Missing documentation to support the property located at XXXX not being included in the DTI. |  |  | 5/5/2022: Remains. Received January mortgage statement and HOA for XXXXX. PITIA of $1905.82<br> 5/10/2022: Remains. Received same documentation as above<br> 5/11/2022: Resolved. Received revised 1003 including payment for departing residence being converted to second home. | 5/5/2022: Remains. Received XX mortgage statement and HOA for XXXXX. PITIA of $XXX<br> 5/10/2022: Remains. Received same documentation as above<br> 5/11/2022: Resolved. Received revised 1003 including payment for departing residence being converted to second home. |
| XXXXXLBRY | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | Missing evidence of TRID Disclosure Delivery | \* Missing evidence of TRID Disclosure Delivery (Lvl R) | The CD issued on XX/XX/XXXX is inaccurate. The loan calculations table on page X is blank. |  | 1/XX/22 CD was prepared by the closing agent and not sent to the borrower. | 5/5/5022 Cleared. The information provided resolved the violation. | 5/5/5022 Cleared. The information provided resolved the violation. |
| XXXXX1ULH | XXXXX | XXXXX | XXXXX | Credit | Assets Insufficient | Resolved | Resolved | XXXXX | Assets are not sufficient to close | \* Assets are not sufficient to close (Lvl R) | Verified assets of $XXXX not sufficient for closing. Assets were provided for an additional account with XXXX #XXX, which belongs to XX only. Borrower has no access to funds as they are not on the account per the 2 months bank statements provided. No evidence of gift letter provided. |  |  | 5/11/2022: Resolved. Received Joint Access account letter from spouse. In addition, guidelines state Spousal accounts - Accounts held solely in the name of a non-borrowing spouse may be<br> used for down payment and closing costs only and are subject to the requirements outlined in verification of Assets section. Accounts held solely in the name of a non-borrowing spouse may not be used to meet reserve requirements. Reserves verified from borrower own funds. | 5/11/2022: Resolved. Received Joint Access account letter from spouse. In addition, guidelines state Spousal accounts - Accounts held solely in the name of a non-borrowing spouse may be<br> used for down payment and closing costs only and are subject to the requirements outlined in verification of Assets section. Accounts held solely in the name of a non-borrowing spouse may not be used to meet reserve requirements. Reserves verified from borrower own funds. |
| XXXXXABHA | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Credit | \* Missing Documentation (Lvl R) | The loan file was missing the Compliance Report for the subject loan transaction. |  |  | 5/5/2022: Remains. Received the Compliance Report with Fail for ability to repay/QM<br> 5/10/2022: Resolved. Received the Compliance Report | 5/5/2022: Remains. Received the Compliance Report with Fail for ability to repay/QM<br> 5/10/2022: Resolved. Received the Compliance Report |
| XXXXXABHA | XXXXX | XXXXX | XXXXX | Credit | AUS | Resolved | Resolved | XXXXX | AUS: File does not contain all AUS Reports run | \* AUS: File does not contain all AUS Reports run (Lvl R) | The loan file did not contain a copy of an AUS approval or a manual approval. |  |  | 5/5/2022: Resolved. Received the loan approval for the subject property | 5/5/2022: Resolved. Received the loan approval for the subject property |
| XXXXXTRYR | XXXXX | XXXXX | XXXXX | Valuation | Valuation | Resolved | Resolved | XXXXX | File insufficient to complete Valuation Due Dil. | \* Loan file does not contain sufficient information to complete Valuation Due Diligence (Lvl R) | Lender Guidelines, Section 23.2, state that any loan amount over $XXXX will require 2 full appraisals. The lesser of the two is to be used for valuation for the loan file. The loan file contains only one appraisal. A second full appraisal was not located in the loan file. |  |  | 5/5/2022: Resolved. Received appraisal dated 1/XX/2022 with a value of $XXXX. | 5/5/2022: Resolved. Received appraisal dated 1/XX/2022 with a value of $XXX. |
| XXXXXTRYR | XXXXX | XXXXX | XXXXX | Credit | Underwriting | Resolved | Resolved | XXXXX | VVOE > 10 days prior to Note date | \* VVOE > 10 days prior to Note date (Lvl R) | The Verbal Verification of Employment (p.XX) is dated > 10 days prior to the Note date. A verbal VOE dated within 10 calendar days prior to the Note date was not located in the loan file. |  |  | 5/5/2022: Remains. Received the VOE dated 2/XX/2022<br> 5/16/2022: Remains. Received the Borrower VOE dated 5/XX/2012<br> 5/23/2022: Resolved. Received the Borrower VOE dated 3/XX/2022 | 5/5/2022: Remains. Received the VOE dated 2/XX/2022<br> 5/16/2022: Remains. Received the Borrower VOE dated 5/XX/2012<br> 5/23/2022: Resolved. Received the Borrower VOE dated 3/XX/2022 |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | Credit | AUS | Resolved | Resolved | XXXXX | AUS: File does not contain all AUS Reports run | \* AUS: File does not contain all AUS Reports run (Lvl R) | The loan file is missing the Alternative Loan Review Form (Exhibit F) or DU Ineligible finding required at time of submission per the XX prime XXX page X. |  |  | 5/5/2022: Resolved. Received the Alternative Loan Review Form | 5/5/2022: Resolved. Received the Alternative Loan Review Form |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Credit | \* Missing Documentation (Lvl R) | The final 1003 p.XX lists a debt with XXXX #XXXX\*\*\* with a balance of $XXXand monthly payment of $XXX. This revolving debt is not on the XX/XX/XXXX credit report p.XXX The lender DTI calculator p.XXX shows this debt was used in the DTI. The loan file is missing documentation to verify the XXXX #XXXX\*\*\* debt. |  |  | 5/5/2022: Remains. Received LOX stating it was an error without updated 1003<br> 5/10/2022: Resolved. Received updated 1003 | 5/5/2022: Remains. Received LOX stating it was an error without updated 1003<br> 5/10/2022: Resolved. Received updated 1003 |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing asset documentation (ATR) | \* Missing asset documentation (ATR) (Lvl R) | The borrowers are short verified liquid assets for closing. Per the CD p.XX the borrower brought $XXXX to closing and per the asset documents in the file, the borrowers have verified liquid assets totaling $XXXX. $XXXX $XXX= $XXX short in liquid assets. The loan file is missing verification of additional liquid assets or verification that non-liquid assets were liquidated of at least $XXXX In addition, the loan file is missing consecutive 2-months of statements for XXX checking #XXX, XXX saving #XXX, and XXX XXX#XXX. The bank printouts in file p.XX for XXX checking #XXX cover XX/XX/XXXXto XX/XX/XXXX and for XXX saving #XXXX, and XXXX saving #XXXXp.XXXcover XX/XX/XXX to XX/XX/XXXX. There are other statements for these 3 XXXX accounts on p.XX dated XX/XX/XXXX and p.XX dated XX/XX/XXXX. (XXXXX #XXXX XXX saving #XXX, and XXX saving #XXX were used at audit in the verified assets.) The XXXXXX page X states: Assets sourced or seasoned for two months unless utilizing assets to document income (6 months). Assets are not being utilized to document income. |  |  | 5/5/2022: Remains. Received LOX from lender but missing additional bank statements and verification of liquid assets<br> 5/10/2022: Remains. Received bank statement (XXXXX, XXX #XXX, and XXX for XXXXX #XXX and XXXXX #XXX). Missing consecutive 2-months of statements for XXXXX checking #XXX, XXXXX saving #XXX, and XXXXX saving #XXX.<br> 5/16/2022: Remains. Received XXXXX IRA asset statements that were not missing. Missing consecutive 2-months of statements for XXXXX checking #XXX, XXXXX saving #XXX, and XXXXX saving #XXX.<br> 5/18/2022: Resolved. Guidelines state to refer to XXXXX for Stock assets. this allows the use of Stock Assets at 120% more than is what is need to close the loan to be sufficient without verification of liquidation. The borrower has $XXX in XXXXX Acct (XXX) which is more than the $XXXXX required. | 5/5/2022: Remains. Received LOX from lender but missing additional bank statements and verification of liquid assets<br> 5/10/2022: Remains. Received bank statement (XX for XXXXX, XXXXX #XXX, and XXX for XXXXX #XXX and XXXXX #XXX). Missing consecutive 2-months of statements for XXXXX checking #XXX, XXXXX saving #XXX, and XXXXX saving #XXX.<br> 5/16/2022: Remains. Received XXXXX IRA asset statements that were not missing. Missing consecutive 2-months of statements for XXXXX checking #XXX, XXXXX saving #XXX, andXXXXX saving #XXX.<br> 5/18/2022: Resolved. Guidelines state to refer to XXXXX for XXX assets. this allows the use of XXX Assets at 120% more than is what is need to close the loan to be sufficient without verification of liquidation. The borrower has $XXX in XXXXX(XXX) which is more than the $XXX required. |
| XXXXXDYXG | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | File insufficient to complete Credit Due Dil. | \* Loan file does not contain sufficient information to complete Credit Due Diligence (Lvl R) | Per the purchase contract on page XXX, the COE was to be on or beforeXX/XX/XXXX The loan closed on XX/XX/XXXX An addendum extending the closing date is not in file. |  |  | 5/6/2022: Resolved. Contract extension in file to cover until 1/XX/2022 for closing. | 5/6/2022: Resolved. Contract extension in file to cover until 1/XX/2022 for closing. |
| XXXXXDGU2 | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | Missing evidence of TRID Disclosure Delivery | \* Missing evidence of TRID Disclosure Delivery (Lvl R) | The loan failed the Revised Closing Disclosure delivery date test (waiting period required).(12 CFR §1026.19(f)(2)(ii)) A Loan Product Change required a revised Closing Disclosure. The Revised CD issued onXX/XX/XXXX was not received by the borrower at least three business days prior to the Consummation Date, XX/XX/XXXX. Without evidence of receipt, it is assumed that the disclosure datedXX/XX/XXXX was mailed, and therefore not received by the consumer prior to the consummation date, XX/XX/XXXX If disclosure was delivered electronically, evidence of receipt as well as the consumer's E-consent is required. |  | The disclosure was dated and signed by the borrower on 2/XX/22 - therefore received then - see attached | 5/2/2022 Cleared. The documentation submitted resolved the disclosure delivery. | 5/2/2022 Cleared. The documentation submitted resolved the disclosure delivery. |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Credit | \* Missing Documentation (Lvl R) | The loan file was missing the Compliance Report for the subject loan transaction. |  |  | 5/10/2022: Remains. Received the compliance summary<br> 5/12/2022: Resolved. Non-QM loan, manual UW. Compliance notes no issues. | 5/10/2022: Remains. Received the compliance summary<br> 5/12/2022: Resolved. Non-QM loan, manual UW. Compliance notes no issues. |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing Appraisal | \* Missing Appraisal (Lvl R) | Per XXXX Guidelines v1.13 dated XX/XX/XXXX, for loans between $XXXXX and $XXXX a secondary report is required in the form of a CDA or ARR. The subject loan was $XXXXXX. The required CDA or ARR is missing from the loan file. |  |  | 5/10/2022: Resolved. Received XXXXX CDA for $XXX | 5/10/2022: Resolved. Received XXXXX CDA for $XXX |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | Credit | Assets Insufficient | Resolved | Resolved | XXXXX | Cash reserves less than required by guidelines | \* Cash reserves less than required by guidelines (Lvl R) | Per the XXXXX Guidelines v1.13 dated XX/XX/XXXX, disclosed 6 months PITI reserves were required for the subject loan transaction of $XXXXX The borrowers had verified assets $XXXX from checking accounts, along with $XXXXX from an investment account, of which $XXXXX (using XX % of available funds) could be used to verify closing costs and any required reserves. The final XXXX, on page XX of the loan file, disclosed additional assets of "Other" totaling $XXXXX; however, the loan file did not contain any verification documents for these additional assets. After closing costs of $XXXXXX were taken out of the borrowers' verified assets, only $XXXXX were left to verify required reserves. As a result, the borrowers were short, verified assets of $XXXX for required reserves. |  |  | 5/10/2022: Resolved. Received additional asset statements for XXXXX accts totaling $XXX and XXXXX IRA with a balance of $XXX | 5/10/2022: Resolved. Received additional asset statements for XXXXX accts totaling $XXX and XXXXX IRA with a balance of $XXX |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | Credit | AUS | Resolved | Resolved | XXXXX | AUS: File does not contain all AUS Reports run | \* AUS: File does not contain all AUS Reports run (Lvl R) | The loan file did not contain a copy of an AUS approval just a manual approval. |  |  | 5/11/2022: Resolved. Manual UW NonQM loan. AUS not required. | 5/11/2022: Resolved. Manual UW NonQM loan. AUS not required. |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | Credit | Underwriting | Resolved | Resolved | XXXXX | VVOE > 10 days prior to Note date | \* VVOE > 10 days prior to Note date (Lvl R) | Per the XXXX Guidelines v1.13 dated XX/XX/XXXX, disclosed a VVOE 10 calendar days prior to the subject note date is required. The loan file was missing the required VVOE 10 calendar days prior to the subject note date. |  |  | 5/16/2022: Remains. Received both VOEs but dated 5/XX/2012<br> 5/19/2022: Resolved. Received both VOEs but dated 3/XX/2022 | 5/16/2022: Remains. Received both VOEs but dated 5/XX/2012<br> 5/19/2022: Resolved. Received both VOEs but dated 3/XX/2022 |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Guidelines | \* Missing Documentation (Lvl R) | The subject loan is a purchase of a primary home, and the loan file is missing the Purchase Agreement for the subject. |  |  | 5/6/2022: Resolved. Received purchase contract | 5/6/2022: Resolved. Received purchase contract |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Credit | \* Missing Documentation (Lvl R) | The loan file is missing the Borrower ATR (Ability-to-Repay) Certification required per the XXXXX Guidelines p.XX |  |  | 5/27/2022: Resolved. Received the borrowers ATR | 5/27/2022: Resolved. Received the borrowers ATR |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing income documentation (ATR) | \* Missing income documentation (ATR) (Lvl R) | Per the Final Loan Commitment - Loan program is 12 Months bank statements. Missing XX current 12-month bank statements. The final 1003 p.XX reflects the borrower owns XXXX and the loan file contains 3 months of XXXX business checking #XXXX bank statements on p.XXX XX/XX/XXXX, pXX XX/XX/XXXX, p.XX XX/XX/XXXX. The subject closed on XX/XX/XXXX even if program was X months bank statements those statements are more than Xdays old. XXXXX Guidelines p.X states: Statements used for income must be consecutive and reflect the most recent months available. |  |  | 5/27/2022: Remains. Received 12/2021 XXXXX bank statement #XXX for XXXXX. Missing all current 12-month bank statements<br> 6/14/2022: Resolved. received 12 months bank statements supporting income used at origination. | 5/27/2022: Remains. Received 12/2021 XXX bank statement #XXX for XXXXX. Missing all current 12-month bank statements<br> 6/14/2022: Resolved. received 12 months bank statements supporting income used at origination. |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | Credit | Insurance | Resolved | Resolved | XXXXX | HOI | \* Hazard Insurance (Lvl R) | The loan file is missing the HOI policy Declaration page. The file contains only the HOI binder p.205. The XXX Guidelines p.XX states XX requires hazard insurance protection on all loans. A declaration page is required prior to closing for all loans as proof of insurance. |  |  | 5/6/2022: Resolved. HOI policy received. | 5/6/2022: Resolved. HOI policy received. |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Missing Title evidence | \* Missing Title evidence (Lvl R) | There is no evidence of title work in the loan file. |  |  | 5/6/2022: Resolved. Received purchase contract | 5/6/2022: Resolved. Received purchase contract |
| XXXXXNVLP | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  | 05-XX-2022 Post Close AVM supports value and confidence score | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXNVLP | XXXXX | XXXXX | XXXXX | Valuation | Valuation | Resolved | Resolved | XXXXX | File insufficient to complete Valuation Due Dil. | \* Loan file does not contain sufficient information to complete Valuation Due Diligence (Lvl R) | XXX UCDP in file and show successful risk value with a XX being assigned to the property.<br> Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  |  | 5/11/2022: Resolved. Appraisal was resolved on 5/XX/2022 | 5/11/2022: Resolved. Appraisal was resolved on 5/XX/2022 |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | Valuation | VW | Resolved | Resolved | XXXXX | AVM Confidence Score does not meet XXX requiremt | \* Value Not Supported: AVM Confidence Score does not meet XXX requirement (Lvl R) | Confidence score of XX does not meet XXX requirement of XX or greater. Additional third party valuation product required. |  |  |  |  |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | Valuation | VW | Resolved | Resolved | XXXXX | AVM Confidence Score does not meet XXX requiremt | \* Value Not Supported: AVM Confidence Score does not meet XXX requirement (Lvl R) | Confidence score of XX does not meet XXX requirement of XX or greater. Additional third party valuation product required. |  | 5/XX/2022: Desk review provided | 5/13/2022: Resolved, Desk review supporting the value provided | 5/13/2022: Resolved, Desk review supporting the value provided |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation product to support the appraisal value within 10% variance. |  | 05-XX-2022 Post Close AVM returned a value of $XXX resulting in a variance of - XX.XXX% with a confidence score of XX. Secondary valuation required. | 05-04-2022 Remains.<br>5.13.2022: Remains. XXXXX did not obtain, please order | 05-04-2022 Remains.<br>5.13.2022: Remains. XXXXX did not obtain, please order |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation product to support the appraisal value within 10% variance. |  | 05-XX-2022 Post Close AVM returned a value of $XXX resulting in a variance of - XX.XXX% with a confidence score of XX. Secondary valuation required. | 05-04-2022 Remains.<br>5.13.2022: Remains. XXXXX did not obtain, please order | 05-04-2022 Remains.<br>5.13.2022: Remains. XXXXX did not obtain, please order |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | XXXXX | Homeownership Counseling List | \* Homeownership Counseling List (Lvl 2) | The Homeownership Counseling Disclosure (HOC) is missing. The defect can be cured by providing evidence that shows the disclosure was provided to the consumer within 3-business days of application,XX/XX/XXXX |  |  |  |  |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | Credit | Credit | Active | 2: Acceptable with Warnings | XXXXX | Special information booklet is Missing | \* Special information booklet is Missing (Lvl 2) | The Home Loan Toolkit is missing. Per Regulation, the Home Loan Toolkit must be provided to the borrower in connection with all purchase loans. The defect may be cured by providing evidence that shows the consumer received the disclosure within 3 days of the application date, XX/XX/XXXX |  |  |  |  |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Active | 2: Acceptable with Warnings | XXXXX | TRID - SPL missing | \* TRID - SPL missing (Lvl 2) | The Service Provider List is missing. Failure to provide a Service Provider List is treated as not allowing the borrower to shop. As a result, shoppable fees were included in the 10% tolerance bucket. The defect can be cured by providing the SPL. |  |  |  |  |
| XXXXXWXHL5 | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  | 05-XX-2022 Post Close AVM supports value and cofidence score | 05-05-2022 Resolved | 05-05-2022 Resolved |
| XXXXXWZ1O1 | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | Missing TRID RESPA Disclosures | \* Missing TRID RESPA Disclosures (Lvl R) | The initial and/or any revised Loan Estimate is missing. As a result, a full review for compliance with timing and tolerance requirements could not be performed. The defect can be cured by providing the initial and any revised Loan Estimates that were issued to the consumer. |  | LE's dated 1/XX/22 and 1/XX/22 with coc's | 5/6/2022 Cleared. The documentation submitted resolved the missing documents. | 5/6/2022 Cleared. The documentation submitted resolved the missing documents. |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Active | 2: Acceptable with Warnings | XXXXX | TRID - SPL missing | \* TRID - SPL missing (Lvl 2) | The Service Provider List is missing. Failure to provide a Service Provider List is treated as not allowing the borrower to shop. As a result, shoppable fees were included in the 10% tolerance bucket. The defect can be cured by providing the SPL. |  |  |  |  |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXXX | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | XXXXX | Homeownership Counseling List | \* Homeownership Counseling List (Lvl 2) | The Homeownership Counseling Disclosure (HOC) is missing. The defect can be cured by providing evidence that shows the disclosure was provided to the consumer within 3-business days of application, XX/XX/XXXX. |  |  |  |  |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  | 05-XX-2022 Pot close AVM supports value and confidence score | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | File insufficient to complete Credit Due Dil. | \* Loan file does not contain sufficient information to complete Credit Due Diligence (Lvl R) | Missing asset and income documents. |  |  | 5/6/2022: Resolved asset and income documents received. | 5/6/2022: Resolved asset and income documents received. |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing income documentation (ATR) | \* Missing income documentation (ATR) (Lvl R) | Borrower is a XXXX and was qualified using the : 24 Mos. P&L . CPA Prepared program. The CPA letter was provided, however, the 24 months of audited P&Ls are not in file. |  |  | 5/6/2022: Resolved P & L's from CPA were received. | 5/6/2022: Resolved P & L's from CPA were received. |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Guidelines | \* Missing Documentation (Lvl R) | The lease agreement for the XXXX property is not in file. |  |  | 5/6/2022: Resolved. A copy of the lease was received. | 5/6/2022: Resolved. A copy of the lease was received. |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Valuation | Valuation | Resolved | Resolved | XXXXX | File insufficient to complete Valuation Due Dil. | \* Loan file does not contain sufficient information to complete Valuation Due Diligence (Lvl R) | Missing Third Party Valuation Product to support the appraisal value with 10% variance. |  |  | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Unable to verify PITI on other mortgage debt (ATR) | \* Unable to verify PITI on other mortgage related obligations (ATR) (Lvl R) | Unable to verify the monthly payment for the hazard insurance on the XXXX property. |  |  | 5/6/2022: Resolved. Received HOI policy for XXX address. | 5/6/2022: Resolved. Received HOI policy for XXXXX address. |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Assets Insufficient | Resolved | Resolved | XXXXX | Assets are not sufficient to close | \* Assets are not sufficient to close (Lvl R) | Pg XXX Email stating a gift letter (a dollar amount is not mentioned) was sent to the lender, however there is not a gift letter in file. Audit is only able to verify $XXXX The down payment is $XXXX. The borrower was required to bring $XXXX to closing. |  |  | 5/6/2022: Resolved. A Gift letter from XXX received verifying gift of $53,000 fund were wired at closing. | 5/6/2022: Resolved. A Gift letter fromXXX received verifying gift of $XX,XXX fund were wired at closing. |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing asset documentation (ATR) | \* Missing asset documentation (ATR) (Lvl R) | Page XXX Email stating a gift letter (a dollar amount is not mentioned) was sent to the lender, however there is not a gift letter in file. Audit is only able to verify $XXXX. The down payment is $XXXX The borrower was required to bring $XXXXX to closing. |  |  | 5/6/2022: Resolved. A Gift letter from XXX received verifying gift of $53,000 fund were wired at closing. | 5/6/2022: Resolved. A Gift letter from XXX received verifying gift of $53,000 fund were wired at closing. |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID- SPL late | \* TRID- SPL late (Lvl R) | The Service Provider List issued on XX/XX/XXXX was not disclosed within 3 days of the application date, XX/XX/XXXX. As a result, fees that the borrower could shop for were tested under 10% tolerance. The defect can be resolved by providing the SPL that was provided to the consumer within 3 business days of application. |  | Withdrawal letter from consumer 12/XX/21 | 6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. | 6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Special information booklet is Missing | \* Special information booklet is Missing (Lvl R) | The Home Loan Toolkit dated XX/XX/XXXX was not disclosed within 3 days of the application date. The defect may be cured by providing evidence that shows the consumer received the disclosure within 3 days of the application date, XX/XX/XXXX |  | Withdrawal letter signed 12/XX/21 by consumer | 6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. | 6/16/2022 Resolved. The withdrawal letter signed 12XX/21 by the consumer resolved the violation. |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID- Initial LE timing fail | \* TRID- Initial LE timing fail (Lvl R) | The loan failed the Initial Loan Estimate delivery date test (from application). The Initial LE issued on XX/XX/XXXX was not disclosed within 3 days of the application date,XX/XX/XXXX. If a Loan Estimate was given within 3 days of the application, the defect can be resolved by providing such disclosure. |  | Initial LE dated 11/XX/2021 | 5/4/2022 Remains. An application is the submission of the consumers' financial information (name, income, social security, address, value, and loan amount). The LE must be provided within 3 business days. For an online application, once the consumer fills out the required information and submits the application, the obligation to provide the Loan Estimate is triggered. The file contains a full application dated 11/XX/2021. If the application was not accepted (denied/withdrawn), evidence is required. The loan failed the Initial Loan Estimate delivery date test (from application). The Initial LE issued on 1/XX/2022 was not disclosed within 3 days of the application date, 11/XX/2021. If a Loan Estimate was given within 3 days of the application, the defect can be resolved by providing such disclosure.<br>5/23/2022 Resolved. The LE dated 11/XX/2021 resolved the initial LE timing fail. | 5/4/2022 Remains. An application is the submission of the consumers' financial information (name, income, social security, address, value, and loan amount). The LE must be provided within 3 business days. For an online application, once the consumer fills out the required information and submits the application, the obligation to provide the Loan Estimate is triggered. The file contains a full application dated 11/XX/2021. If the application was not accepted (denied/withdrawn), evidence is required. The loan failed the Initial Loan Estimate delivery date test (from application). The Initial LE issued on 1/XX/2022 was not disclosed within 3 days of the application date, 11/XX/2021. If a Loan Estimate was given within 3 days of the application, the defect can be resolved by providing such disclosure.<br>5/23/2022 Resolved. The LE dated 11/XX/2021 resolved the initial LE timing fail. |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | Credit | Other Disclosures | Resolved | Resolved | XXXXX | Doc Issue | \* Home Ownership Counseling List (Lvl R) | The Homeownership Counseling Disclosure (HOC) datedXX/XX/XXXX was not disclosed within 3 days of the application date, XX/XX/XXXX The defect can be resolved by providing evidence that shows the disclosure was provided within 3-business days of application. |  | Withdrawl letter from consumer 12/XX/21 | 6/16/2022 Resolved. The withdrawal letter signed 12XX/21 by the consumer resolved the violation. | 6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | ComplianceEase TRID Tolerance Test Failed | \* ComplianceEase TRID Tolerance Test Failed (Lvl R) | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i) and the loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). Because the loan failed the initial LE delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes; baseline begins at $0.00 and will not reset. The violation may be cured if documentation is provided showing disclosures were delivered timely. |  | withdrawal letter signed 12/XX/21 by the consumer | 5/4/2022 Remains. An application is the submission of the consumers' financial information (name, income, social security, address, value, and loan amount). The LE must be provided within 3 business days. For an online application, once the consumer fills out the required information and submits the application, the obligation to provide the Loan Estimate is triggered. The file contains a full application dated 11/XX/2021. If the application was not accepted (denied/withdrawn), evidence is required. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i) and the loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). Because the loan failed the initial LE delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes; baseline begins at $0.00 and will not reset. The violation may be cured if documentation is provided showing disclosures were delivered timely.<br>5/23/2022 Remains. Upon receipt of the initial LE and now the baseline is reset, the loan is failing the charges that cannot increase test (12 CFR §1026.19(e)(3)(i) and the charges that cannot increase more than 10% test(12 CFR §1026.19(e)(3)(ii). The addition of the following fees on 1/XX/2022 was not accepted because a valid change of circumstance was not provided: Mortgage Broker Fee, Underwriting Fee and MERS Fee. A cost to cure in the amount of $9,440.00 is required. Because the SPL was late, fees in Section C were subject to 10% tolerance. The changes resulted in threshold to go above allowable tolerance. A cost to cure in the amount of $1,611.90 is required. The total cost to cure is $11,051.90 minus $242.00 given an consummation leaves a cost to cure in the amount of $10,809.90. The defects may be resolved by, reimbursing the consumer, providing a valid reason for the addition of fees and providing the missing document. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery (mailing label).<br>6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. | 5/4/2022 Remains. An application is the submission of the consumers' financial information (name, income, social security, address, value, and loan amount). The LE must be provided within 3 business days. For an online application, once the consumer fills out the required information and submits the application, the obligation to provide the Loan Estimate is triggered. The file contains a full application dated XX/XX/XXXX. If the application was not accepted (denied/withdrawn), evidence is required. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i) and the loan failed the charges that in total cannot increase more than 10% test (12 CFR §1026.19(e)(3)(ii)). Because the loan failed the initial LE delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes; baseline begins at $0.00 and will not reset. The violation may be cured if documentation is provided showing disclosures were delivered timely.<br>5/23/2022 Remains. Upon receipt of the initial LE and now the baseline is reset, the loan is failing the charges that cannot increase test (12 CFR §1026.19(e)(3)(i) and the charges that cannot increase more than 10% test(12 CFR §1026.19(e)(3)(ii). The addition of the following fees on 1/XX/2022 was not accepted because a valid change of circumstance was not provided: Mortgage Broker Fee, Underwriting Fee and MERS Fee. A cost to cure in the amount of $X,XXX.XX is required. Because the SPL was late, fees in Section C were subject to 10% tolerance. The changes resulted in threshold to go above allowable tolerance. A cost to cure in the amount of $X,XXX.XX is required. The total cost to cure is $XX,XXX.XX minus $XXX.XX given an consummation leaves a cost to cure in the amount of $XX,XXX.XX. The defects may be resolved by, reimbursing the consumer, providing a valid reason for the addition of fees and providing the missing document. If curing the violation with a refund, the following documents are required: LOE to consumer(s), PCCD, copy of the refund, and proof of delivery (mailing label).<br>6/16/2022 Resolved. The withdrawal letter signed 12/XX/21 by the consumer resolved the violation. |
| XXXXXKWFQ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID - Zero tolerance violation | \* TRID - Zero tolerance violation (Lvl R) | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase/addition to the following fees on XX/XX/XXXX were not accepted because a valid change of circumstance was not provided: Lock In Fee and Loan Origination Fee. A cost to cure in the amount of $XXXX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  |  | 5/10/22 Cleared. | 5/10/22 Cleared. |
| XXXXXKWFQ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | Missing evidence of TRID Disclosure Delivery | \* Missing evidence of TRID Disclosure Delivery (Lvl R) | This loan failed the revised Closing Disclosure delivery date test (waiting period required). An APR change required a revised Closing Disclosure. The Revised CD issued on XX/XX/XXXX had a disclosed APR of XXXX %, which is an increase from the previous CD issued on XX/XX/XXXX with APR of XX %. The APR difference is XX% which is above the allowable tolerance (0.XX%). The Revised CD issued on XX/XX/XXXX was not received by the borrower at least three business days prior to the Consummation Date, XX/XX/XXXX |  |  | 5/10/22 Cleared. | 5/10/22 Cleared. |
| XXXXXNDLG | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  | 05-XX-2022 Post Close AVM and confidence score support value. | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXX3AIJ | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation product to support the appraisal value within 10% tolerance. |  | 05-XX-2022 Post Close AVM supports value and confidence score. | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXX3AIJ | XXXXX | XXXXX | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID - Zero tolerance violation | \* TRID - Zero tolerance violation (Lvl R) | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase to the following fees on XX/XX/XXXX was not accepted because a valid change of circumstance was not provided: Points - Loan Discount Fee. A cost to cure in the amount of $XXXX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  | Please see attached COC and CD from 3/XX/22 | 5/2/2022 Cleared. The documentation submitted resolved the tolerance violation. | 5/2/2022 Cleared. The documentation submitted resolved the tolerance violation. |
| XXXXXZTQR | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  | 05-XX-2022 Post Close AVM supports value and confidence Score. | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXX42AH | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  | 05-XX-2022 Post Close AVM supports value and confidence score. | 05-04-2022 Resolved | 05-04-2022 Resolved |
| XXXXXBHES | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Missing Title evidence | \* Missing Title evidence (Lvl R) | Missing evidence of Title |  |  | 5.11.2022: Resolved. The lender provided title with the correct loan amount. | 5.11.2022: Resolved. The lender provided title with the correct loan amount. |
| XXXXXITOB | XXXXX | XXXXX | XXXXX | Credit | Credit | Active | 2: Acceptable with Warnings | XXXXX | Credit history inadequate/does not meet g/l (ATR) | \* Credit history insufficient/does not meet guidelines (ATR) (Lvl 2) | Section 6 on Page 12 of the guidelines "XXX Borrower Types" states a fist time home buyer must have a satisfactory housing history, minimum score of XXX, and 6 months reserves. Borrower has no housing history. Page XX of the file shows borrower is living rent free with parents since XX/XX/XXXX Borrower does not meet requirements for first time home buyer. | XX% LTV is below the maximum XX% LTV by X%.<br> XXX Representative credit score exceeds the minimum required credit score of XXX by XXX Points.<br> $XXXXXX.XX reserves exceed the minimum required of $XXXXX.XX exceeds the minimum by XX.XX months over the required minimum. |  | 5.11.2022: Exception waiver applied EV 2/B | 5.11.2022: Exception waiver applied EV 2/B |
| XXXXXBEBC | XXXXX | XXXXX | XXXXX | Credit | Credit | Active | 2: Acceptable with Warnings | XXXXX | Credit history inadequate/does not meet g/l (ATR) | \* Credit history insufficient/does not meet guidelines (ATR) (Lvl 2) | The credit report provided (pXX) shows a mortgage that was in forbearance. Forbearance ended XX/XX/XXXX Item 10.6 on page 20 of the guidelines state a forbearance disqualifies borrowers from financing for a period of 24 months. The note date is XX/XX/XXXX The borrower is X months shy of the XX month waiting period for seasoning on their forbearance. | XxXXmortgage history for XXmonths.<br> XX% LTV is below the maximum XX% LTV by XX%.<br> XXX Representative credit score exceeds the minimum required credit score of XXX by XXX Points.<br> DSCR ratio of X.XX exceeds the minimum requirement of X.X by .XX points.<br> $XXXXX.XX reserves exceed the minimum required of $XXXXX.XX exceeds the minimum by XX.XX months over the required minimum. |  |  |  |
| XXXXXLM0BI | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | The loan file is missing a 3rd party valuation to support the Appraisal within 10%. |  | 05-XX-2022 Post Close AVM supports value and cofidence score. | 05-05-2022 Resolved | 05-05-2022 Resolved |
| XXXXXRJX2 | XXXXX | XXXXX | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Amount of title insurance is less than mortgage am | \* Amount of title insurance is less than mortgage amount (Lvl R) | Loan amount is $XXXX Title insurance amount is $XXXX TItle insurance coverage is less than the loan amount. |  |  | 5.11.2022: Resolved. Title with the correct loan amount was provided. | 5.11.2022: Resolved. Title with the correct loan amount was provided. |
| XXXXXRJX2 | XXXXX | XXXXX | XXXXX | Valuation | ValuationWaterfall | Resolved | Resolved | XXXXX | Appraised value not supported. Form Type/CU Score | \* Appraised value not supported. Form Type and CU Score (Lvl R) | Missing third party valuation product to support the appraisal within 10% variance. |  | 5/X/2022 Post fund AVM supports value - confidence score is 91. | 5/6/2022 Exception resolved. | 5/6/2022 Exception resolved. |
| XXXXXEQWO | XXXXX | XXXXX |  | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID - Zero tolerance violation | \* TRID - Zero tolerance violation (Lvl R) | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) The increase to the following fees on XX/XX/XXXX was not accepted because a valid change of circumstance was not provided: Appraisal. A cost to cure in the amount of $XXX is required. The defect can be cured by reimbursing the consumer or providing a valid reason for the change. If curing the violation with a refund, the following documents are required: LOE to consumer(s), corrected PCCD, copy of the refund, and proof of delivery (mailing label). |  | LOE, refund check, PCCD and mailing label | 5/12/2022 Cleared. The documentation submitted resolved the fail. | 5/12/2022 Cleared. The documentation submitted resolved the fail. |
| XXXXXEQWO | XXXXX | XXXXX |  | Compliance | Compliance | Active | 2: Acceptable with Warnings | XXXXX | Missing TRID Reimbursement Documentation (for requ | \* Missing TRID Reimbursement Documentation (for requirements not related to a tolerance fail) (Lvl 2) | This loan failed the reimbursement date post-consummation revised closing disclosure delivery date test. The PCCD issued on XX/XX/XXXX was provided more than XX calendar days after the consummation date, XX/XX/XXXX. Per § 1026.19(f)(2)(v)), if the creditor cures a tolerance violation by providing a reimbursement to the consumer, the creditor must deliver or place in the mail a corrected Closing Disclosure that reflects the reimbursement no later than XX calendar days after consummation. No rebuttal response required. Cure accepted XX days from discovery. |  |  |  |  |
| XXXXXMQ31 | XXXXX | XXXXX |  | Credit | Credit | Active | 2: Acceptable with Warnings | XXXXX | DSCR Is Not Eligible | \* DSCR Is Not Eligible (Lvl 2) | The guidelines require a minimum DSCR of XX%. The subject loan closed with a DSCR of .XX% ($XXXX market rent / $XXXX total PITIA) The file included an approved exception. | XX% LTV is below the maximum XX% LTV by X%<br> XXX Representative credit score exceeds the minimum required credit score of XXX by XXX Points.<br> XxXX mortgage history for XX months.<br> Borrower has owned subject investment property X years. |  |  |  |
| XXXXXP4SY | XXXXX | XXXXX |  | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID- Initial CD delivery date test fail | \* TRID- Initial CD delivery date test fail (Lvl R) | This loan failed the initial closing disclosure delivery date test (12 CFR §1026.19(f) (1)(ii)) The initial CD issued on XX/XX/XXXX was not received by the consumer 3-business days prior to consummation and a waiver was not provided. The defect can be cured by providing evidence that shows the consumer received the disclosure 3-business days prior to consummation or a waiver stating why consummation took place prior to the 3-day rule. If disclosure was delivered electronically, evidence of receipt as well as the consumer's E-consent is required. |  | Initial CD dated 11/XX/2021, econsent, COC | 5/12/2022 Cleared. The documentation submitted resolved the fail. | 5/12/2022 Cleared. The documentation submitted resolved the fail. |
| XXXXXP4SY | XXXXX | XXXXX |  | Compliance | Compliance | Resolved | Resolved | XXXXX | TRID - Zero tolerance violation | \* TRID - Zero tolerance violation (Lvl R) | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i)) Because the loan failed the initial CD delivery date test, any values that would change under a valid changed circumstance if the disclosure had been delivered timely, will not be considered valid for tolerance purposes. Therefore, the increase to the following fees on XX/XX/XXXX did not reset the baseline: Points - Loan Discount Fee. The violation may be cured if documentation is provided showing the disclosure was delivered timely. |  | Initial CD dated 11/XX/2021 | 5/12/2022 Cleared. The documentation submitted resolved the fail. | 5/12/2022 Cleared. The documentation submitted resolved the fail. |

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## Exhibit 99.2

#### Valuation Report

#### Run Date - 1/23/2023

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| **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** | **POST-ORIGINATION VALUES** |
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **APPRAISAL VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** | **RECONCILIATION VALUES** |
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Pool** | **Collateral Underwriter Risk Score** | **Freddie Mac LCA Score** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Final Value Used by Lender** | **Appraised Value** | **Appraisal Form Type** | **Appraisal Date** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Form Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Form Type** | **Company** | **Appraisal Date** | **Appraised Value** | **Appraisal Form Type** | **Appraisal Date** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Form Type** |
| XXXXXMGX3 | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 5.000% | XX/XX/XXXX | 1004 Residential Appraisal | 1004 Residential Appraisal |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 5.000% | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 5.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX5T0O | XXXX | XXXX |  |  |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -30.000% | XXXX | 72.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXRUNB | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXHYFJ | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXZ132 | XXXX | XXXX |  |  | 1.1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -2.985% | XXXX | XX/XX/XXXX |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 10.075% | XXXX | XX/XX/XXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -2.985% | BPO as-is [10] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXAIOE | XXXX | XXXX |  |  | 4.9 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX1NTW | XXXX | XXXX |  |  | 4.7 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -3.704% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -3.704% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX3RJH | XXXX | XXXX |  |  |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX0K25 | XXXX | XXXX |  |  | 2.7 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXYNRZ | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXPLDR | XXXX | XXXX |  |  |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -8.333% | XXXX | 90.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXBZXK | XXXX | XXXX |  |  | 4.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXKQYL | XXXX | XXXX |  |  | 2.6 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX3AKJ | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXYOUC | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXIXLP | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXYY33 | XXXX | XXXX |  |  | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX4ITF | XXXX | XXXX | XXXX | XXXX | 1.7 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXWAHR | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -17.086% | XXXX | 96.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXPLLB | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004C Manufactured Home | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 17.052% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 17.052% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXFFJB | XXXX | XXXX | XXXX | XXXX | 4.2 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -41.266% | XXXX | 85.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXIKCW | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 18.846% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 18.846% | XXXX | 90.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX4QIX | XXXX | XXXX | XXXX | XXXX | 2.2 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXBCXS | XXXX | XXXX | XXXX | XXXX | 4.8 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 15.975% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 15.975% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXBNXB | XXXX | XXXX | XXXX | XXXX | 1.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -1.923% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXJD3I | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 9.715% | XXXX | 83.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX4HBC | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXLBRY | XXXX | XXXX | XXXX | XXXX | 2.2 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXKCPN | XXXX | XXXX | XXXX | XXXX | 3.5 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX1ULH | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXNGJD | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXABHA | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXTRYR | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXQZSM | XXXX | XXXX | XXXX | XXXX | 3.1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XX/XX/XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXDYXG | XXXX | XXXX | XXXX | XXXX | 1.2 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXDGU2 | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 20.988% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | XXX,XXX | XX.XXXX% | XXXX | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 27.407% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXR1FF | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Not Applicable | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXWBVM | XXXX | XXXX | XXXX | XXXX | 1.2 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXDNVLP | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 9.008% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 9.008% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXCC4B | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -16.990% | XXXX | 84.000% | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXWDQC | XXXX | XXXX | XXXX | XXXX | 2.3 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXHL5 | XXXX | XXXX | XXXX | XXXX | 4.9 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -1.271% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -1.271% | XXXX | 90.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXEC3U | XXXX | XXXX | XXXX | XXXX | 1.2 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXZ1O1 | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX21N0 | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXGSTO | XXXX | XXXX | XXXX | XXXX | 3.5 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 8.350% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 8.350% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXKQCJ | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX3JGA | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXKWFQ | XXXX | XXXX | XXXX | XXXX | 1.6 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXNDLG | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 33.869% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 33.869% | XXXX | 91.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX0XFC | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XX/XX/XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX40HE | XXXX | XXXX | XXXX | XXXX | 2.7 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 6.202% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 6.202% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXKKME | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXCAOF | XXXX | XXXX | XXXX | XXXX | 1.2 |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX2FFW | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXQNSO | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX3AIJ | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.435% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.435% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXUWGI | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXZTQR | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 5.102% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 5.102% | XXXX | 93.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX42AH | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -2.502% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -2.502% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXBHES | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX43O5 | XXXX | XXXX | XXXX | XXXX | 2.6 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXITOB | XXXX | XXXX | XXXX | XXXX | 1.4 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXBEBC | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXM0BI | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1025 2-4 Family Property | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -6.270% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -6.270% | XXXX | 92.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX0RF5 | XXXX | XXXX | XXXX | XXXX | 1 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXRJX2 | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 18.366% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 18.366% | XXXX | 91.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXP2DX | XXXX | XXXX | XXXX | XXXX | 2.3 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXONX1 | XXXX | XXXX | XXXX | XXXX | 3.7 |  | XX/XX/XX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | 1073 Condominiums | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 0.000% | XX/XX/XXXX | 1073 Condominiums |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXEQWO | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | 1.429% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 1.429% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX1G | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -6.122% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -6.122% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXMQ31 | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXP4SY | XXXX | XXXX | XXXX | XXXX |  |  | XX/XX/XX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | 1004 Residential Appraisal | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | -4.615% | XX/XX/XXXX | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -4.615% | URAR Form 1004, 70, 72, 1025, 1073, 465, 2090, 1004C, and 70B (Form 1075 retired 11/1/2005) [3] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.2

#### Data Comparison

#### Run Date - 1/23/2023

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Field** | **Loan Value** | **Tape Value** | **Variance** | **Variance %** | **Comment** | **Tape Source** | **Tape Type** |
| XXXXXRUNB | XXXX | XXXX |  | Number Of Units | 1 | 0 | 1 |  |  | Initial |  |
| XXXXXPLDR | XXXX | XXXX |  | Subject Property Type | 2 Family | Attached |  |  |  | Initial |  |
| XXXXXBZXK | XXXX |  |  | Original CLTV Ratio Percent | XX% | XX% | -1.500% | -1.50% | Variance due to rounding | Initial |  |
| XXXXXBZXK | XXXX |  |  | Original Standard LTV (OLTV) | XX% | XX% | -1.500% | -1.50% | Confirmed by the documents. | Initial |  |
| XXXXXL4ITF | XXXX | XXXX | XXXX | Purpose of Transaction per HUD-1 | XX | XX |  |  | Borrower receiving less than $Xk back at closing. | Initial |  |
| XXXXXPLLB | XXXX | XXXX | XXXX | Representative Score | XXX | XX | -11 | -1.59% | XXX- per credit report | Initial |  |
| XXXXXFFJB | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 0.118% | 0.12% | DTI. XX%. Originator income $XXX. Audit calculated Income based on average X months Bank Statements. Expense Factor X %. $XXX x75%=$XXXX /12=$XXXX. Audit DTI XX %. No issues. | Initial |  |
| XXXXXXKCW | XXXX | XXXX | XXXX | Representative Score | XXX | XXX | -21 | -2.90% | Per Credit report Representative ScoreXXX. No issues | Initial |  |
| XXXXX4QIX | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 0.316% | 0.32% | Differences in DTI is due to originator not including monthly payment amount $XX XXXXX. Audit included monthly payment $XX Audit DTI XX%. No issues. | Initial |  |
| XXXXX4HBC | XXXX | XXXX | XXXX | Original Note Doc Date | XX/XX/XXXX | XX/XX/XXXX | 31 (Days) |  | The date printed on the Note shows XX/XX/XXXX | Initial |  |
| XXXXXLBRY | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 5.569% | 5.57% | Included prior primary PITI of $XXX | Initial |  |
| XXXXXKCPN | XXXX | XXXX | XXXX | Lifetime Downward Rate Change Cap | XX% | XX% | -1.125% | -1.13% | Lifetime downward rate change cap is X.X% | Initial |  |
| XXXXXKCPN | XXXX | XXXX | XXXX | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 44.87% | $XXXX- after IO period | Initial |  |
| XXXXXABHA | XXXX | XXXX | XXXX | Borrower First Name | XXX | XX |  |  | According to the documents in the file the borrowers name isXXX | Initial |  |
| XXXXXABHA | XXXX | XXXX | XXXX | Lien Priority Type | X | Other |  |  | There is only X loan for the subject loan transaction. No X lien. | Initial |  |
| XXXXXTRYR | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 27.000% | 27.00% | DTI ratio is XX% based on the credit and income documentation in file. | Initial |  |
| XXXXXDGU2 | XXXX | XXXX | XXXX | Original Appraised Value | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | -17.35% | The Original Appraised value $XXX,XXX | Initial |  |
| XXXXXDGU2 | XXXX | XXXX | XXXX | Original CLTV Ratio Percent | XX% | XX% | 13.951% | 13.95% | As per LTV calculations of appraised value of $XXXX and loan amount of $XXXX | Initial |  |
| XXXXXDGU2 | XXXX | XXXX | XXXX | Original Standard LTV (OLTV) | XX% | XX% | 13.951% | 13.95% | As per LTV calculations of appraised value of $XXXX and loan amount of $XXXX | Initial |  |
| XXXXXDGU2 | XXXX | XXXX | XXXX | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 49.28% | Data provided is interest only amount of $XXXX vs full P&I of $XXXX | Initial |  |
| XXXXXR1FF | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | -2.894% | -2.89% | Per the income and debt documents | Initial |  |
| XXXXXNVLP | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 2.520% | 2.52% | No issue | Initial |  |
| XXXXXXHL5 | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | -3.973% | -3.97% | Used XX months bank statements as income and debt provided. | Initial |  |
| XXXXXXHL5 | XXXX | XXXX | XXXX | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 85.63% | The fully amortized payment | Initial |  |
| XXXXXXHL5 | XXXX | XXXX | XXXX | Purpose of Transaction per HUD-1 | XX | XXX |  |  | The Final Closing Disclosure reflects purpose of transaction as cash out refinance. | Initial |  |
| XXXXXEC3U | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 2.655% | 2.65% | XX% - per documentation in file. | Initial |  |
| XXXXXZ1O1 | XXXX | XXXX | XXXX | B1 Citizenship Status | XXX | XXXX |  |  | Borrower Status XXXNo issue. | Initial |  |
| XXXXXZ1O1 | XXXX | XXXX | XXXX | Purpose of Transaction per HUD-1 | X | X |  |  | Final CD XX/XX/XXXX reflects cash to borrower at closing in the amount of $XXXX | Initial |  |
| XXXXXGSTO | XXXX | XXXX | XXXX | Property City | XXX | XX |  |  | Per the note | Initial |  |
| XXXXX3JGA | XXXX | XXXX | XXXX | Borrower #2 First Name | XXX | XXX |  |  | The Note reflects borrower #2 first name as XXX. | Initial |  |
| XXXXXKWFQ | XXXX | XXXX | XXXX | Representative Score | XXX | XXX | 43 | 6.28% | XXX per credit report in file. | Initial |  |
| XXXXX0XFC | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 9.277% | 9.28% | DTI ratio is XX% based on the credit and income documentation in file. | Initial |  |
| XXXXXCAOF | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | 4.364% | 4.36% | Used XX months bank statements at XX% factor. | Initial |  |
| XXXXXQNSO | XXXX | XXXX | XXXX | Borrower DTI Ratio Percent | XX% | XX% | -2.425% | -2.42% | XX% - per documentation in file. | Initial |  |
| XXXXXXXEQWO | XXXX | XXXX |  | Borrower DTI Ratio Percent | XX% | XX% | -7.219% | -7.22% | Rounding issue. | Initial |  |
| XXXXXEQWO | XXXX | XXXX |  | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 36.95% | Tape reflects fully indexed Rate, interest Only payment $XXXXX | Initial |  |
| XXXXX4XX1G | XXXX | XXXX |  | Borrower DTI Ratio Percent | XX% | XX% | -4.688% | -4.69% | Omitted Total monthly payment $XXXX paid off at closing. Recalculated income Qualifying with X months average of Commission income minus base pay. Commission monthly income $XXX Audit DTI XX%. | Initial |  |
| XXXXXXX1G | XXXX | XXXX |  | Original Appraised Value | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 6.52% | Tape data information is from the 2nd Appraisal. | Initial |  |
| XXXXXXX1G | XXXX | XXXX |  | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 50.97% | Qualify at fully index rate P&I $XXXX | Initial |  |
| XXXXXMQ31 | XXXX | XXXX |  | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 82.09% | Data provided is the IO payment, the audit value is the full PI payment | Initial |  |
| XXXXXP4SY | XXXX | XXXX |  | Borrower Last Name | XXX | XXX |  |  | Correct borrower title per Note. | Initial |  |
| XXXXXP4SY | XXXX | XXXX |  | Original Appraised Value | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 4.84% | Appraisal information is from the 2nd Appraisal. | Initial |  |
| XXXXXP4SY | XXXX | XXXX |  | Original Note Doc Date | XX/XX/XXXX | XX/XX/XXXX | -11 (Days) |  |  | Initial |  |
| XXXXXP4SY | XXXX | XXXX |  | Original Stated P&I | $XXX,XXX. | $XXX,XXX. | $XXX,XXX. | 50.97% | Qualify at fully index rate P&I $XXXX | Initial |  |

---

## Exhibit 99.2

#### Supplemental Data

#### Run Date - 1/23/2023

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **TILA Status** | **Application Date** | **TRID** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Qualifying Rate** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **B1 Citizenship Type** | **B2 Citizenship Type** | **Residual Income** | **HOA Name** | **Fee Amount** | **QM DTI** | **Asset Depletion Flag** | **Bank Statements Flag** | **Months of Bank Statements** | **Type of Bank Statements** | **Expense Ratio (Bank Statements)** | **Profit and Loss Flag** | **Profit And Loss Statement Type** | **Income Doc Detail** | **Document Level** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Most Recent Deed in Lieu Date** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Months Foreclosure** | **Mortgage & Rental History 1x30** | **Mortgage & Rental History 1x60** | **Mortgage & Rental History 1x90** | **Guideline Name** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **DSCR** | **Qualifying P&I** | **B3 Citizenship Type** | **B4 Citizenship Type** | **Property Type** | **Number of Units** |
| XXXXXMGX3 | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.690% |  |  |  | Single Family | 1 |
| XXXXX5T0O | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 2.585% |  |  |  | 2 Family | 2 |
| XXXXXRUNB | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.265% |  |  |  | PUD | 1 |
| XXXXXHYFJ | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.389% |  |  |  | Single Family | 1 |
| XXXXXZ132 | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX | XXXX |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1.1 | No |  | X | X | X | X | X | 1.237% |  |  |  | Single Family | 1 |
| XXXXXAIOE | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 4.9 | No |  | X | X | X | X | X | 1.284% |  |  |  | Single Family | 1 |
| XXXXX1NTW | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 4.7 | No |  | X | X | X | X | X | 1.119% |  |  |  | Single Family | 1 |
| XXXXX3RJH | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.488% |  |  |  | 2 Family | 2 |
| XXXXX0K25 | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.7 | No |  | X | X | X | X | X | 1.442% |  |  |  | PUD | 1 |
| XXXXXYNRZ | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.222% |  |  |  | Low Rise Condo (1-4 Stories) | 1 |
| XXXXXPLDR | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.363% |  |  |  | 2 Family | 2 |
| XXXXXBZXK | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 4.6 | No |  | X | X | X | X | X | 0.804% |  |  |  | Single Family | 1 |
| XXXXXKQYL | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.6 | No |  | X | X | X | X | X | 1.338% |  |  |  | Single Family | 1 |
| XXXXX3AKJ | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.252% |  |  |  | Low Rise Condo (1-4 Stories) | 1 |
| XXXXXYOUC | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.071% |  |  |  | Single Family | 1 |
| XXXXXIXLP | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.190% |  |  |  | Single Family | 1 |
| XXXXXYY33 | XXXX | XXXX |  | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.130% |  |  |  | PUD | 1 |
| XXXXX4ITF | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1.7 | No |  | X | X | X | X | X | 0.999% |  |  |  | PUD | 1 |
| XXXXXWAHR | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | $XXXX | 2.6 | No |  | X | X | X | X | X | 1.629% |  |  |  | PUD | 1 |
| XXXXXPLLB | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX |  | No |  | X | X | X | X | X |  |  |  |  | Manufactured Housing | 1 |
| XXXXXFFJB | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 4.2 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXIKCW | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes |  |  |  |  | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | Unavailable | No |  | X | X | X | X | X |  |  |  |  | 2 Family | 2 |
| XXXXX4QIX | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 2.2 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXBCXS | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 4.8 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXBNXB | XXXX | XXXX | XXXX | QM/Non-HPML | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1.6 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXJD3I | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.464% |  |  |  | 2 Family | 2 |
| XXXXX4HBC | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  |  |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXLBRY | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 2.2 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXKCPN | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX | XX% | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 3.5 | No |  | X | X | X | X | X |  | $XXXX |  |  | Low Rise Condo (1-4 Stories) | 1 |
| XXXXX1ULH | XXXX | XXXX | XXXX | QM/Non-HPML | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXNGJD | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Not Covered | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXXABHA | XXXX | XXXX | XXXX | QM/Non-HPML | XX/XX/XXXX | Yes | Not Covered | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXXTRYR | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Not Covered | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXXQZSM | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 3.1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXXDYXG | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1.2 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXDGU2 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX | XX% | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1 | No |  | X | X | X | X | X |  | $XXXX |  |  | PUD | 1 |
| XXXXXR1FF | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Not Covered | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXXWBVM | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1.2 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXDNVLP | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 2.6 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXCC4B | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX | XXXX |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | $XXXX |  | No |  | X | X | X | X | X | 1.236% |  |  |  | 3 Family | 3 |
| XXXXXWDQC | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 2.3 | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXXXHL5 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 4.9 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXEC3U | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1.2 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXZ1O1 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 2.6 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXX21N0 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 0.914% |  |  |  | PUD | 1 |
| XXXXXGSTO | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX |  |  |  | XX | XX |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 3.5 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXKQCJ | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1 | No |  | X | X | X | X | X |  |  |  |  | Mid Rise Condo (5-8 Stories) | 1 |
| XXXXX3JGA | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Not Covered | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1 | No |  | X | X | X | X | X |  |  |  |  | High Rise Condo (>=9 Stories) | 1 |
| XXXXXKWFQ | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1.6 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXNDLG | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.385% |  |  |  | PUD | 1 |
| XXXXX0XFC | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  |  | No |  | X | X | X | X | X |  |  |  |  | PUD | 1 |
| XXXXX40HE | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.7 | No |  | X | X | X | X | X | 1.023% | $XXXX |  |  | Single Family | 1 |
| XXXXXKKME | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% | XXXX |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | Unavailable | No |  | X | X | X | X | X | 1.007% |  |  |  | Single Family | 1 |
| XXXXXCAOF | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 1.2 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXX2FFW | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX | XXXX |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.231% |  |  |  | Single Family | 1 |
| XXXXXQNSO | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  | $XXXX | 1 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXX3AIJ | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  | $XX |  | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  | 2.6 | No |  | X | X | X | X | X |  |  |  |  | Single Family | 1 |
| XXXXXUWGI | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.6 | No |  | X | X | X | X | X | 0.756% |  |  |  | Single Family | 1 |
| XXXXXZTQR | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.510% |  |  |  | 3 Family | 3 |
| XXXXX42AH | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX | XXXX |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.121% |  |  |  | Single Family | 1 |
| XXXXXBHES | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.110% | $XXXX |  |  | Single Family | 1 |
| XXXXX43O5 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.6 | No |  | X | X | X | X | X | 1.272% | $XXXX |  |  | Single Family | 1 |
| XXXXXITOB | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1.4 | No |  | X | X | X | X | X | 1.169% |  |  |  | PUD | 1 |
| XXXXXBEBC | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 1 | No |  | X | X | X | X | X | 1.491% |  |  |  | Single Family | 1 |
| XXXXXM0BI | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | $XXXX |  | No |  | X | X | X | X | X | 1.457% |  |  |  | 4 Family | 4 |
| XXXXX0RF5 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | $XXXX | 1 | No |  | X | X | X | X | X | 1.023% |  |  |  | Single Family | 1 |
| XXXXXRJX2 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 1.142% |  |  |  | Single Family | 1 |
| XXXXXP2DX | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  | 2.3 | No |  | X | X | X | X | X | 1.013% | $XXXX |  |  | Single Family | 1 |
| XXXXXONX1 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  |  |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  | $XXXX | 3.7 | No |  | X | X | X | X | X | 1.015% |  |  |  | High Rise Condo (>=9 Stories) | 1 |
| XXXXXEQWO | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Fail | XX/XX/XXXX | XX% | XX.XX% | XXXX | XXXX | XXXX | XXXX | $XXXX |  |  | XX% | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  |  | No |  | X | X | X | X | X |  | $XXXX |  |  | Single Family | 1 |
| XXXXXXX1G | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  | $XX | XX% | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  |  | No |  | X | X | X | X | X |  | $XXXX |  |  | PUD | 1 |
| XXXXXMQ31 | XXXX | XXXX | XXXX | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  | XX.XX% |  |  | XXXX |  |  | XXXX | $XX |  | XX | XX |  |  |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  | No |  | X | X | X | X | X | 0.770% |  |  |  | Single Family | 1 |
| XXXXXP4SY | XXXX | XXXX | XXXX | Non-QM/Compliant | XX/XX/XXXX | Yes | Pass | Pass | XX/XX/XXXX | XX% | XX.XX% | XXXX |  | XXXX |  | $XXXX |  |  | XX% | XX | XX | XX | XX |  | XX |  |  | XX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | $XXXX | XX/XX/XXXX |  |  |  | No |  | X | X | X | X | X |  | $XXXX |  |  | Single Family | 1 |

---

## Exhibit 99.2

#### S&P QM-ATR

#### Run Date - 1/23/2023

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Pool** | **Borrower Last Name** | **Borrower First Name** | **Coborrower Last Name** | **Coborrower First Name** | **Property Address** | **Property City** | **State** | **Zip Code** | **TILA Status** | **QM Status** | **Application Date** | **GSE Eligible** | **Points and Fees (Reg Z)** | **Rate Lock Date** | **APR** | **Employment Indicator (Borrower)** | **Employment Indicator (Coborrower)** | **Citizenship Status (Borrower)** | **Citizenship Status (Coborrower)** | **Residual Income** |
| XXXXXMGX3 | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXX5T0O | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXXRUNB | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  | XXXXX |  |  |
| XXXXXHYFJ | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXXZ132 | XXXXX | XXXXX |  |  | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  | XXXXX | XXXXX |  |
| XXXXXAIOE | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXX1NTW | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXX3RJH | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXX0K25 | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  | XXXXX |  |  |
| XXXXXYNRZ | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  | XXXXX |  |  |
| XXXXXPLDR | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXXBZXK | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXKQYL | XXXXX | XXXXX |  |  |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  |  |  |  |
| XXXXX3AKJ | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No |  |  |  |  |  | XXXXX |  |  |
| XXXXXYOUC | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXIXLP | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXYY33 | XXXXX | XXXXX |  |  | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXX4ITF | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXWAHR | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXPLLB | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXFFJB | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXIKCW | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No |  |  |  | XXXX |  | XXXXX |  | $XXXX |
| XXXXX4QIX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXBCXS | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | Yes | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXBNXB | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | QM/Non-HPML | QM/Non-HPML | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXJD3I | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXX4HBC | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXLBRY | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXKCPN | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX1ULH | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | QM/Non-HPML | QM/Non-HPML | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXNGJD | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXABHA | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | QM/Non-HPML | QM/Non-HPML | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXTRYR | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXQZSM | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXDYXG | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXDGU2 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXR1FF | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXWBVM | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXDNVLP | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXCC4B | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX | XXXXX |  |
| XXXXXWDQC | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXXHL5 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXEC3U | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX21N0 | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXGSTO | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXKQCJ | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX3JGA | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXKWFQ | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXNDLG | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXX0XFC | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX40HE | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXKKME | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  | XXXX |  | XXXXX |  |  |
| XXXXXCAOF | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX2FFW | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX | XXXXX |  |
| XXXXXQNSO | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXX3AIJ | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXUWGI | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXZTQR | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXX42AH | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX | XXXXX |  |
| XXXXXBHES | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXX43O5 | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXITOB | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXBEBC | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXM0BI | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXX0RF5 | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXRJX2 | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXP2DX | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXONX1 | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |
| XXXXXEQWO | XXXXX | XXXXX |  | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX | XXXX | XXXXX | XXXXX | $XXXX |
| XXXXXXX1G | XXXXX | XXXXX |  | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX | No | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |
| XXXXXMQ31 | XXXXX | XXXXX |  | XXXXX |  |  |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Not Covered/Exempt | Not Covered/Exempt | XX/XX/XXXX |  |  |  |  |  |  | XXXXX |  |  |
| XXXXXP4SY | XXXXX | XXXXX |  | XXXXX | XXXXX | XXXXX |  |  | XXXX XXXXX | XXXXX | XXXXX | XXXXX | Non-QM/Compliant | Non-QM/Compliant | XX/XX/XXXX | Yes | XXXXX | XX/XX/XXXX | X.XX% | XXXX |  | XXXXX |  | $XXXX |

---

## Exhibit 99.2

#### ASF Addendum - Business Purpose

#### Run Date - 1/23/2023

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Recovco Loan ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Seller Name** | **Originator Name** | **Guideline Author** | **Guideline Name** | **Guideline Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Source for Property DTI Calculation** | **DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Cross Collateralized Flag** | **Number of Mortgaged Properties** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Guarantor 1** | **Foreign National Guarantor 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 Type** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Self Employment Flag** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Residency Status** | **Borrower 3 Self Employment Flag** | **Borrower 3 OriginalFICO:Equifax** | **Borrower 3 OriginalFICO:Experian** | **Borrower 3 OriginalFICO:TransUnion** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Residency Status** | **Borrower 4 Self Employment Flag** | **Borrower 4 OriginalFICO:Equifax** | **Borrower 4 OriginalFICO:Experian** | **Borrower 4 OriginalFICO:TransUnion** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Citizenship** | **Guarantor 1 Experian FICO** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Trans Union FICO** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Citizenship** | **Guarantor 2 Experian FICO** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Trans Union FICO** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** |
| XXXXXMGX3 | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.690% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX5T0O | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 2.585% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 2 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXRUNB | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.265% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXHYFJ | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.389% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXZ132 | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.237% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXAIOE | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXXX | $XXXX | 1004 / 70 | Third Party Rental Source | 1.284% | $XXXX | XX/XX/XXXX | X | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX1NTW | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.119% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX3RJH | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 1.488% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 2 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX0K25 | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.442% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXYNRZ | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | Other | Third Party Rental Source | 1.222% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXPLDR | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 1.363% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XX/XX/XXXX |  | $XXX,XXX | 2 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXBZXK | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 0.804% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXKQYL | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.338% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX3AKJ | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | Other | Third Party Rental Source | 1.252% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXYOUC | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.071% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXIXLP | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.190% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXYY33 | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.130% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX4ITF | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 0.999% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  |  |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXWAHR | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.629% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXPLLB | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXFFJB | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  |  |  |  |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXIKCW | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 2 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX4QIX | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXBCXS | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXBNXB | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXJD3I | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 1.464% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 2 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX4HBC | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXLBRY | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXKCPN | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX1ULH | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXNGJD | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXABHA | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXTRYR | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXQZSM | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXDYXG | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXDGU2 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXR1FF | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXWBVM | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXDNVLP | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXCC4B | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 1.236% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X | XXX | XX | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 3 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXWDQC | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXXHL5 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXEC3U | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXZ1O1 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX21N0 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 0.914% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXGSTO | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXKQCJ | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX3JGA | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXKWFQ | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXNDLG | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXXX | $XXXX | 1004 / 70 | Rent On Existing Lease | 1.385% | $XXXX | XX/XX/XXXX | X | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX0XFC | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX40HE | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.023% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXKKME | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.007% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXCAOF | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXX2FFW | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.231% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXQNSO | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX3AIJ | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXUWGI | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 0.756% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXZTQR | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXXX | $XXXX | 1025 / 216 | Third Party Rental Source | 1.510% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 3 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX42AH | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.121% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXBHES | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.110% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX43O5 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.272% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXITOB | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.169% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXBEBC | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.491% | $XXXX |  |  | Yes | $XXXX | Yes | $XX |  | $XX |  | X | X | No | No | No |  |  |  |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXM0BI | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1025 / 216 | Third Party Rental Source | 1.457% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X | No | No | No |  |  |  |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XX/XX/XXXX |  | $XXX,XXX | 4 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXX0RF5 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.023% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXRJX2 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXXX | $XXXX | 1004 / 70 | Rent On Existing Lease | 1.142% | $XXXX | XX/XX/XXXX | X | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  |  |  |  |  |  |  | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXP2DX | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | 1004 / 70 | Third Party Rental Source | 1.013% | $XXXX |  |  | Yes | $XXXX | No |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXONX1 | XXXXX | XXXXX | XXXX |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXXX | Other | Third Party Rental Source | 1.015% | $XXXX |  |  | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X | No | No |  |  |  |  |  | XXX |  |  | X | X | X | X | X | X |  | XXXX | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX | $XXX,XXX | $XX | $XXXX |
| XXXXXEQWO | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX | XX | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXXX1G | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  | $XX | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXMQ31 | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXXX | $XXXX | 1004 / 70 | Third Party Rental Source | 0.770% | $XXXX | XX/XX/XXXX | X | Yes | $XXXX | Yes | $XX | $XX | $XX |  | X | X |  |  |  |  | X | XXX |  | XXX |  |  | X | X | X | X | X | X | No | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |
| XXXXXP4SY | XXXXX | XXXXX |  |  | XXXX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX |  |  |  |  |  |  | $XX | $XX |  | X | X |  |  |  |  |  | XXX |  | XXX |  |  | X | X | X |  |  |  |  | XXXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | 1 | XXXX | XXXX | X | X | XX |  | $XX | $XXXX |

---

## Exhibit 99.3

![](clayton_logo.gif)

<br> MCMLT 2023-NQM1<br>

<br> ![](clayton_cover.jpg)<br>

### February 10, 2023 <br>

### Due Diligence Narrative Report

------

**TABLE OF CONTENTS**<br>

---

| | |
|:---|:---|
| **Clayton Contact Information** | **2** |
| **Overview** | **2** |
| **Originators** | **2** |
| **Clayton's Third Party Review ("TPR") Scope of Work** | **3** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Review scope | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; # of Files Reviewed | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Loan Grading* | *3* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *TPR Component Review Scope* | *4* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Property Valuation Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Regulatory Compliance Review | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Integrity* | *6* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Capture* | *7* |
| **Data Compare Results** | **7** |
| **Clayton Due Diligence Results** | **8** |
| **Clayton Third Party Reports Delivered** | **9** |
| **Appendix A: Credit Review Scope** | **9** |
| **Appendix B: Origination Appraisal Assessment** | **12** |
| **Appendix C: Regulatory Compliance Review Scope** | **14** |

---

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 2 February 10, 2023

------

CLAYTON CONTACT INFORMATION

#### Client Service Management:

---

| | |
|:---|:---|
| ![](bullet.gif)&nbsp;&nbsp;&nbsp;&nbsp; **Michael Santarsiere** | Client Service Director |
|  | Phone: (813) 371-0280/E-mail: <u>msantarsiere@clayton.com</u> |
| ![](bullet.gif)&nbsp;&nbsp;&nbsp;&nbsp; **Joe Ozment** | Vice President – Client Services & Securitization |
|  | Phone: (813) 261-0733/E-mail: jozment@clayton.com |

---

OVERVIEW

On behalf of HomeXpress Mortgage Corp., Clayton conducted an independent third-party pre-securitization due diligence review of 287 residential loans. Mill City Holdings, LLC subsequently purchased these loans via reliance letter and selected these loans for the MCMLT 2023-NQM1 transaction.

The loans referenced in this narrative report were reviewed on a flow loan basis from March of 2022 to July of 2022. This narrative report provides information about the scope of work performed by Clayton, and the results of Clayton's review.

ORIGINATORS

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| **Origination Channel** | **Loan Count** | **Percentage** |
| Broker | 285 | 99.30% |
| Retail | 2 | 0.70% |
| **Total** | **287** | **100.00%** |

---

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 3 February 10, 2023

------

CLAYTON'S THIRD PARTY REVIEW ("TPR") SCOPE OF WORK

The scope of work for this transaction consisted of a credit review, property valuation review, regulatory compliance review, and data integrity check.

---

| | |
|:---|:---|
| <br> REVIEW SCOPE<br>| <br> # OF FILES REVIEWED |
| Credit Review | 287 |
| Property Valuation Review | 287 |
| Regulatory Compliance Review | 282 |
| Data Integrity Check | 287 |

---

LOAN GRADING

Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton's loan grading is solely based on Clayton's independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Clayton's loan grading complied with rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Morningstar, Kroll and DBRS.

![](chart.jpg)

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 4 February 10, 2023

------

TPR COMPONENT REVIEW SCOPE

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in the loan documentation provided to Clayton.

CREDIT REVIEW

Clayton's Credit scope of review conducted on 287 loans on this transaction included the following elements (for more detail, please refer to Appendix A):

<br> ◾ Compared the loan documentation found in the loan file to the origination guidelines;

<br> ◾ Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against the stated seller origination guidelines;

<br> ◾ Analyzed asset statements in order to determine that funds to close and reserves were within origination guidelines;

<br> ◾ Confirmed that credit scores (FICO) and credit histories were within origination guidelines;

<br> ◾ Evaluated for evidence of borrower's willingness and ability to repay the obligation;

<br> ◾ Examined income, employment, assets, and occupancy status for reasonability;

<br> ◾ Reviewed the occupancy, VOE and self/employed business documents within the loan file, as applicable;

<br> ◾ Listed the property type as Coop, as applicable;

<br> ◾ Reviewed for condo warranty documentation, as applicable;

PROPERTY VALUATION REVIEW

Clayton's Property Valuation scope of review conducted included the following elements:

<br> ◾ Original Appraisal Assessment (287 loans)

<br> - Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

<br> - For more detail on the original appraisal review, please refer to Appendix B and to the guidelines cited above.

<br> ◾ Value Supported Analysis (287 loans)

Clayton applied a cascade methodology to determine if the original appraised value was supported when compared to an independent third party valuation product. Loans were held to a -10% tolerance utilizing the following waterfall;

<br> • CU Score

<br> • Desk Review

<br> • BPO

<br> • Reconciliations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; For further detail please refer to the MCMLT 2023-NQM1 Valuations Summary Report

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 5 February 10, 2023

------

REGULATORY COMPLIANCE REVIEW

Clayton's regulatory compliance scope of review conducted on 282 loans on this transaction included the elements summarized below. (For more detail, please refer to Appendix C.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

<br> ◾ Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

<br> ◾ Tested for state-specific consumer protection laws including late charge and prepayment penalty provisions;

<br> ◾ Truth-in-lending/regulation Z (TILA) testing included the following:

<br> - Notice of Right to Cancel (Right of Rescission) adherence if applicable;

<br> - TIL Disclosure Timing (3/7/3) and disclosure content;

<br> - TIL APR and Finance charge tolerances;

<br> - Timeliness of ARM Disclosures (if applicable);

<br> - Section 32 APR and Points and Fees Thresholds and prohibited practices;

<br> - Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

<br> - Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

<br> - Prepayment Penalty restrictions; and

QM/ATR Review: On applicable loans;, test compliance with applicable Qualified Mortgage (QM) and Ability to Repay (ATR) requirements defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau any loan subject to that regulation, as further described on Appendix C attached hereto.<br>

<br> - TILA/RESPA Integrated Disclosure Scope ('Covered Loans' with an Application Date => 10/3/2015); SFIG RMBS 3.0 TRID Compliance Review Scope as further described on Appendix C attached hereto.

<br> ◾ Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included the following, for loans other than 'Covered Loans' and loans with an Application Date prior to 10/3/2015:

<br> - GFE initial disclosure timing and content;

<br> - Confirmed the file contains the final HUD1 Settlement Statement;

GFE to HUD1 evaluation for 0% and 10% fee tolerances;<br>

<br> - Homeownership Counseling Notice;

<br> - Affiliated Business Disclosure if applicable.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, 2016 SFIG published its RMBS 3.0 TRID Compliance Review Scope© documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 6 February 10, 2023

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Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

Following the June 15<sup>th</sup> formal publication of the RMBS 3.0 TRID Compliance Review Scope©, Clayton reviewed prior testing results dating back to the TRID Effective Date, and applied the enhanced RMBS 3.0 TRID Compliance Review Scope to such loans upon the affirmative election by Mill City Holdings, LLC.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u>

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

<br> • Cook County High Cost Ordinance

<br> • Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

<br> • Virginia Lender and Broker Act after 6/1/2008

<br> • Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

<br> • Sufficiency of coverage

<br> • Escrow of insurance payments

DATA INTEGRITY

Clayton utilized its proprietary eCLAS tool to determine tape-to-file accuracy of 287 reviewed loans, by completing the following steps:

<br> ◾ Tape data received from seller/client is stored in eCLAS;

<br> ◾ Loan reviewer collects validated loan data in eCLAS;

<br> ◾ Each received data point is compared to its counterpart collected data point;

<br> ◾ Discrepancies found during comparison are stored;

<br> ◾ Each discrepancy is reported in a Loan Level Tape Compare Upload.

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 7 February 10, 2023

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DATA CAPTURE

Clayton collected data fields required to create American Securitization Forum ("ASF") and Standard and Poor's LEVELS 7.4.3 data disclosure requirements. Both of these file formats are provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

DATA COMPARE RESULTS

Clayton provided Mill City Holdings, LLC, with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received from the sellers versus the data captured by Clayton during the loan review in relation to the 287 loans reviewed.

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| | | |
|:---|:---|:---|
| **Field Name** | **# of Loans** | **Accuracy** |
| Combined LTV | 1 | 99.65% |
| Debt to Income Ratio (Back) | 51 | 82.23% |
| Disbursement Date | 62 | 78.40% |
| Documentation Type | 1 | 99.65% |
| Loan Purpose | 3 | 98.95% |
| Number of Units | 4 | 98.61% |
| Original Appraised Value | 18 | 93.73% |
| Original LTV | 1 | 99.65% |
| Property Type | 20 | 93.03% |
| Representative Credit Score for Grading | 9 | 96.86% |
| Total Cash Out | 35 | 87.80% |

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MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 8 February 10, 2023

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CLAYTON DUE DILIGENCE RESULTS

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

#### Initial and Final Overall Loan Grade Results

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 165 |  | 41 | 56 | **262** |
| **Final** | **B** |  | 7 | 10 | 8 | **25** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **165** | **7** | **51** | **64** | **287** |

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The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

#### Initial and Final Credit Component Grade Results

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 190 |  | 37 | 55 | **282** |
| **Final** | **B** |  | 5 |  |  | **5** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **190** | **5** | **37** | **55** | **287** |

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#### Initial and Final Property Valuation Grade Results

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 277 |  | 4 | 6 | **287** |
| **Final** | **B** |  |  |  |  | **0** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **277** | **0** | **4** | **6** | **287** |

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MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 9 February 10, 2023

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#### Initial and Final Regulatory Compliance Grade Results

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 243 |  | 13 | 6 | **262** |
| **Final** | **B** |  | 5 | 13 | 2 | **20** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **243** | **5** | **26** | **8** | **282** |

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\*Compliance results may not tie to total loan count based on business entity loans not being subject to a regulatory compliance review (5 loans in pool)

CLAYTON THIRD PARTY REPORTS DELIVERED

Clayton furnished the following reports on this transaction:

<br> 1. Narrative Report

<br> 2. ASF Upload Report

<br> 3. Non ATR QM Upload

<br> 4. Conditions Report

<br> 5. Valuation Summary

<br> 6. Loan Level Tape Compare

<br> 7. Waived Conditions Summary

<br> 8. Attestation Forms

<br> 9. 15E Form

#### APPENDIX A: CREDIT REVIEW SCOPE
For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

&nbsp;&nbsp;&nbsp;&nbsp;A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

<br> o DTI

<br> o LTV/TLTV/HLTV

<br> o Credit score

<br> o Income and employment

<br> o Assets and reserves

<br> o Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

<br> o Borrower eligibility, including:

-&nbsp;&nbsp;&nbsp;&nbsp;Citizenship status

-&nbsp;&nbsp;&nbsp;&nbsp;Non- occupant co-borrower

<br> o Transaction eligibility, including:

-&nbsp;&nbsp;&nbsp;&nbsp;Maximum loan amount

-&nbsp;&nbsp;&nbsp;&nbsp;Loan purpose

-&nbsp;&nbsp;&nbsp;&nbsp;Occupancy

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<br> o Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included required, documented compensating factors

&nbsp;&nbsp;&nbsp;&nbsp;B. As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:

<br> o Uniform Residential Loan Application reviewed to determine:

<br> - Initial loan application was in the loan file and was signed by all borrowers

<br> - Final loan application was in the loan file and was complete

<br> - Information and debts disclosed on loan application aligned with related documentation in the loan file

<br> o Employment analyzed and verified through use of various documents, including:

<br> - Income documentation

<br> - Verbal and/or written verifications of employments (VVOE, VOE)

<br> - CPA letter

<br> - Business licenses

<br> - Tax transcripts (IRS Form 4506-T)

<br> - Other documentation in loan file

<br> o Income review included:

<br> - Required income documentation for all borrowers was present and within required time period

<br> - Documents did not appear to have been altered or inconsistent

<br> - IRS Form 4506-T

<br> ◾ Signed by all borrowers and processed by the originator

<br> ◾ Compared IRS tax transcripts to income documentation and noted any inconsistencies

<br> - Income was recalculated and was documented with applicable documentation, including:

<br> ◾ Tax returns

<br> ◾ Financial statements

<br> ◾ Paystubs

<br> ◾ W-2s

<br> ◾ 1099

<br> ◾ IRS documents

<br> ◾ Bank statements

<br> ◾ Lease agreements

<br> ◾ Award letters

<br> ◾ Other documentation in loan file

<br> o Asset review included:

<br> - Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

<br> ◾ Verification of deposits (VOD)

<br> ◾ Depository account statements

<br> ◾ Stock or security account statements

<br> ◾ Gift funds

<br> ◾ Settlements statements

<br> ◾ Other evidence of conveyance and transfer of funds, if a sale of assets was involved

<br> ◾ Other documentation in loan file

<br> - Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

<br> o Credit Report review included:

<br> - Complete copy of report was in loan file

<br> - Report was dated within required timeframe

<br> - All borrowers were included in the report

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<br> - Checked any fraud alerts against related loan file documentation

<br> - Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

<br> - Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

<br> - Captured and utilized appropriate credit score for guideline review

<br> o Title policy review included:

<br> - Title interest – determined if

<br> ◾ Fee simple

<br> ◾ Leasehold estate

<br> - Appropriate vestee(s) were listed on title policy

Amount of coverage was greater than or equal to the original principal amount of the mortgage<br>

<br> - Applicable title endorsements were present

<br> - Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

<br> - Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

<br> - Captured monthly tax payments in debt ratio calculation

<br> o HUD1 (Settlement Statement) review included:

<br> - Funds to close identified and analyzed against borrower's assets

<br> - Seller contributions did not exceed maximum allowed

<br> - Subject property, seller and borrower aligned with other loan documentation

<br> - Disbursements and pay-offs included in debt ratio calculations

<br> - Loan purpose confirmed

<br> o Hazard/Flood insurance review included:

<br> - Verified presence of required hazard insurance and flood insurance (if required)

<br> - Confirmed that any required insurance was for the:

<br> ◾ Correct borrower

<br> ◾ Correct property

<br> ◾ Correct lender

<br> ◾ Correct loan number

<br> ◾ Life of loan, if flood insurance required

Confirmed that any required insurance minimum coverage amount and policy period<br>

<br> - Reviewed for evidence that any required insurance policy premium was paid

<br> - Confirmed that the mortgagee clause listed the lender's name and "it's successors and assigns"

Confirmed that the payment amount on any required insurance was included in the debt ratio calculation<br>

<br> o Mortgage Insurance review included:

<br> - Determined if mortgage insurance is required

Captured mortgage insurance name, certificate # and percentage guarantee (when required)<br>

&nbsp;&nbsp;&nbsp;&nbsp;C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage or deed of trust with recording information, a copy of the
 mortgage or deed of trust that is stamped "true and certified copy" by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

&nbsp;&nbsp;&nbsp;&nbsp;D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan file to identify and address any potential misrepresentations
 including:

<br> o Borrower identity

<br> - Social Security inconsistencies

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<br> - Borrower name variations

<br> o Occupancy

<br> - Borrower address history

<br> - Subject property ownership history

<br> o Employment

<br> o Licensing – reviewed NMLS data for:

<br> - Mortgage lender/originator

<br> - Loan officer

<br> o OFAC

#### APPENDIX B: ORIGINATION APPRAISAL ASSESSMENT
For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

&nbsp;&nbsp;&nbsp;&nbsp;A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

<br> o Appraisal report used standard GSE forms, appropriate to the property type:

<br> - FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

<br> - FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

<br> - FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

<br> - FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

<br> - FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

<br> - FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

<br> o Appraisal report was reasonably complete and included:

<br> - Appraisal report form, certification, statement of limiting conditions and scope of work

<br> - Accurate identification of the subject property

<br> - Accurate identification of the subject loan transaction

<br> - Accurate identification of the property type, in both land and improvements

<br> - All required attachments including:

<br> ◾ Subject front, rear and street photos and valued features

<br> ◾ Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

<br> ◾ Photos of all comparable sales and listings

<br> ◾ Location map

<br> ◾ Exterior sketch of property with dimensions

<br> ◾ 1004MC Market Conditions Report

<br> - Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all material conditions

<br> - Appraisal date met supplied Sponsor Acquisition Criteria

<br> - If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 13 February 10, 2023

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&nbsp;&nbsp;&nbsp;&nbsp;B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and USPAP based on the following criteria:

<br> o Title XI of FIRREA:

<br> - Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser's license included in the appraisal.

<br> - Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a risk to the property or occupants

<br> o USPAP

<br> - Confirmed that the appraiser's certification is present and executed within the original appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;C. Reviewed and graded the appraisal valuation to the following criteria:

<br> o Appraised value was reasonably supported. Utilized the following review in making value supported determination:

<br> - Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

<br> - Comps used were reasonably recent in transaction date and if not the reason was furnished

<br> - Comps used were reasonably similar to the subject property and if not an explanation was supplied

<br> - Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.<br>

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | Property was complete. However, if the property was not 100% complete, then any unfinished portion had no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property |

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<br> o Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points in making determination:

<br> - Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material conditions

<br> - Property usage was reviewed for zoning compliance

<br> - Property utilization was reviewed to determine it was "highest and best use"

<br> - Neighborhood values were reviewed to determine if declining

<br> - Market conditions were reviewed to determine indication of possible marketability issues:

<br> ◾ Location

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| | |
|:---|:---|
| ◾ | % built up |

---

<br> ◾ Growth rate

<br> ◾ Demand/supply

<br> ◾ Marketing time

<br> ◾ Predominant occupancy

<br> - Physical condition of the property was reviewed to determine that the property condition was average or better

<br> - Style of property was reviewed to determine if unique property

<br> - Any health and safety issues were noted and/or remediated

<br> - Locational and/or environmental concerns adequately addressed if present

&nbsp;&nbsp;&nbsp;&nbsp;D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met the client supplied eligibility requirements. Examples of ineligible property types
 may include:

<br> o 3 to 4 unit owner occupied properties

<br> o 2 to 4 unit second homes

<br> o Unwarrantable or limited review condominiums

<br> o Manufactured or mobile homes

<br> o Condotel units

<br> o Unique properties

<br> o Working farms, ranches or orchards

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 14 February 10, 2023

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<br> o Mixed-use properties

<br> o Properties subject to existing oil or gas leases

<br> o Properties located in Hawaii Lava Zones 1 and 2

<br> o Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

&nbsp;&nbsp;&nbsp;&nbsp;E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA Declared Disaster Areas that were designated for Individual and/or Public Assistance
 due to a federal government disaster declaration.

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage. |

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&nbsp;&nbsp;&nbsp;&nbsp;F. Disclaimer

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law. |

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<br> o Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed valuation information for reasonableness

<br> o Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the actual value of the underlying property

<br> o Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

<br> o Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

#### APPENDIX C: REGULATORY COMPLIANCE REVIEW SCOPE
This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

#### Federal Law

&nbsp;&nbsp;&nbsp;&nbsp;**A.** **RESPA and Regulation X:** Loan level analysis on the following:

<br> o GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final Rule that became mandatory on January 1, 2010

<br> o Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

<br> o Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed circumstance documentation within the loan file

<br> o Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1 correspond to the actual loan terms from the Note

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in the 0% or 10% fee tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop for. |

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<br> o Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm the disclosure was provided to the borrower

<br> o Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within 3 days of application

&nbsp;&nbsp;&nbsp;&nbsp;**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis on the following:

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 15 February 10, 2023

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument. |

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19) |

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<br> o ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs identified within the loan file

<br> o Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the loan disbursement (Section 23)

<br> o High Cost mortgage thresholds for points and fees (Section 32)

<br> o High Cost Prohibited Acts and Practices upon request (Section 33)

<br> o Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

<br> o Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43) |

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<br> o TILA/RESPA Integrated Disclosures ("TRID")

<br> ◾ Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate ("LE") and Closing Disclosure ("CD")

<br> ◾ Pre-application Requirement Testing:

<br> • Pre-application forms cannot look similar to the LE

<br> • Pre-application forms must contain the required disclaimer ("Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan").

<br> ◾ Timing Requirements:

<br> • The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

• The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is triggered) is received.

<br> • That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

<br> ◾ Fee Tolerances:

• Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

<br> • If a credit or refund is made, that it is sufficient to cover Clayton's calculated under-disclosure.

<br> ◾ Payment Schedule Accuracy:

<br> • The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton's calculated payment schedule.

<br> • Interest-only periods and final balloon payments are accurately completed.

• The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

<br> • When applicable, that the AIR and AP tables are consistent with Clayton's calculations.

<br> ◾ Accuracy of the Loan Calculations

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 16 February 10, 2023

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• Amount Financed

<br> • Finance Charge

• Total of Payments

• Total interest percentage

<br> ◾ Technical Requirements

<br> • Compliance with the TRID rounding rules.

<br> • Compliance with specified formatting requirements.

<br> • Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

<br> • Alphabetization of fees.

<br> • Title fees preceded by "Title –."

<br> • Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

<br> ◾ Consistency within and across forms

<br> • Once a fee is disclosed it must remain substantially the same name across disclosures.

<br> • Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

• Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the section referenced.

• Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

<br> ◾ Completion of the LE and CD

<br> • All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information, contact information, rate lock information, etc.

<br> • For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one option is indicated.

<br> • That there is either a signature or a Loan Acceptance statement on the form.

<br> ◾ Waivers

<br> • Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past experience with clients, Clayton will also issue an exception for the loan closing early.

<br> ◾ Corrected CD requiring a new waiting period

• Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided. For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within tolerance.

<br> • Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

<br> • Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

<br> ◾ Post-Close CD's

<br> • Corrected CD's provided with a post-close refund.

<br> • Post-close CD's to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

<br> • Post-close CD's to correct non-numerical clerical errors required within 60 days of consummation.

<br> ◾ Related Documentation

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 17 February 10, 2023

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<br> • Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

<br> • Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

<br> • Affiliated Business Disclosure (can impact fee tolerances)

<br> ◾ Outside of Clayton's default TRID scope:

<br> • Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More detailed testing will occur by comparing the final CD to the Note terms.

<br> • Whether the Liability after Foreclosure selection is correct for the property state.

• Accuracy of the Aggregate Adjustment amount.

<br> • Presence and accuracy of the Seller's Transaction columns of the Summaries of Transactions section.

<br> • Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms, but is not independently verifying the information.

&nbsp;&nbsp;&nbsp;&nbsp;**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

&nbsp;&nbsp;&nbsp;&nbsp;**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

#### STATE, COUNTY and MUNICIPAL LAW
&nbsp;&nbsp;&nbsp;&nbsp;**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

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| | | |
|:---|:---|:---|
| **Higher-Priced** | **Higher-Priced** | **Higher-Priced** |
| California | Maryland | New York |
| Connecticut | Massachusetts (subprime ARMS to first time homebuyers) | North Carolina |
| Maine | Minnesota | |

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&nbsp;&nbsp;&nbsp;&nbsp;**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| **State/Local High Cost** | **State/Local High Cost** | **State/Local High Cost** |
| Arkansas | Maine | Pennsylvania |
| California | Maryland | Rhode Island, including the Providence ordinance |
| Colorado | Massachusetts | South Carolina |
| Connecticut | Nevada | Tennessee |
| District of Columbia | New Jersey | Texas |
| Florida | New Mexico | Utah |
| Georgia | New York | Vermont<br> (High Rate, High Point law) |

---

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 18 February 10, 2023

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**State/Local High Cost**<br>

<u> Illinois, including the Cook County and Chicago ordinances </u> <u> North Carolina </u> <u> Wisconsin </u> <br> <u> Indiana </u> <u> Ohio, including Cleveland Heights ordinance </u>   <br> <u> Kentucky </u> <u> Oklahoma </u>  

&nbsp;&nbsp;&nbsp;&nbsp;**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

<br> • Minnesota (Mortgage Originator and Service Licensing Act)

<br> • Puerto Rico (Office Regulation 5722)

<br> • Texas (Texas Finance Code)

<br> • West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

&nbsp;&nbsp;&nbsp;&nbsp;**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| **Borrower's Interest** | **Borrower's Interest** | **Borrower's Interest** |
| Maine | Ohio | South Carolina |
| Massachusetts | Rhode Island | |

---

&nbsp;&nbsp;&nbsp;&nbsp;**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

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| | |
|:---|:---|
| **Consumer Protection** | **Consumer Protection** |
| Alabama (the "Mini-code") | Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| Hawaii (Financial Services Loan Company Act) | Nevada (AB 440 |
| Idaho (Residential Mortgage Practices Act) | Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |

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MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 19 February 10, 2023

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**Consumer Protection**<br>

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| | |
|:---|:---|
| Iowa (Consumer Credit Code) | Utah (Consumer Credit Code) |
| Kansas (Consumer Credit Code) | Virginia (Mortgage Lender and Broker Act) |
| Kentucky (HB 552) | Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| Maryland (DLLR Regulations, Commercial Law) | West Virginia (Consumer Credit Protection Act) |
| Massachusetts (Attorney General regulations) | Wyoming (Residential Mortgage Practices Act) |
| Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

&nbsp;&nbsp;&nbsp;&nbsp;**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

#### GSE Testing
Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

#### Disclaimer
Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.

<br>© 2023 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

MCMLT 2023-NQM1 Due Diligence Narrative Report Page \| 20 February 10, 2023

## Exhibit 99.3

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |
| **Client Project Name:** | **Client Project Name:** | **XXXXX** |  |  |
| **Start - End Dates:** |  | **3/29/2022 - 7/18/2022** | **3/29/2022 - 7/18/2022** |  |
| **Deal Loan Count:** |  | **287** |  |  |
| **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** |  | *287* |  |  |
| ***Loans with Conditions:*** | ***Loans with Conditions:*** | *122* |  |  |
| **12 - Total Active Conditions** | **12 - Total Active Conditions** | **12 - Total Active Conditions** |  |  |
|  | **12 - Non-Material Conditions** | **12 - Non-Material Conditions** | **12 - Non-Material Conditions** |  |
|  |  |  | 5 - Credit Review Scope | 5 - Credit Review Scope |
|  |  |  |  | 1 - Category: Application |
|  |  |  |  | 4 - Category: Credit/Mtg History |
|  |  |  | 7 - Compliance Review Scope | 7 - Compliance Review Scope |
|  |  |  |  | 1 - Category: Compliance Manual |
|  |  |  |  | 1 - Category: RESPA |
|  |  |  |  | 2 - Category: State Consumer Protection |
|  |  |  |  | 2 - Category: State Rate Spread |
|  |  |  |  | 1 - Category: TILA/RESPA Integrated Disclosure |
| **179 - Total Satisfied Conditions** | **179 - Total Satisfied Conditions** |  |  |  |
|  |  |  | 120 - Credit Review Scope | 120 - Credit Review Scope |
|  |  |  |  | 2 - Category: Application |
|  |  |  |  | 13 - Category: Assets |
|  |  |  |  | 12 - Category: Credit/Mtg History |
|  |  |  |  | 2 - Category: DTI |
|  |  |  |  | 27 - Category: Income/Employment |
|  |  |  |  | 11 - Category: Insurance |
|  |  |  |  | 24 - Category: Legal Documents |
|  |  |  |  | 7 - Category: LTV/CLTV |
|  |  |  |  | 7 - Category: Terms/Guidelines |
|  |  |  |  | 15 - Category: Title |
|  |  |  | 10 - Property Valuations Review Scope | 10 - Property Valuations Review Scope |
|  |  |  |  | 6 - Category: Appraisal |
|  |  |  |  | 4 - Category: Property |
|  |  |  | 49 - Compliance Review Scope | 49 - Compliance Review Scope |
|  |  |  |  | 3 - Category: Compliance Manual |
|  |  |  |  | 2 - Category: Documentation |
|  |  |  |  | 1 - Category: Finance Charge Tolerance |
|  |  |  |  | 1 - Category: Right of Rescission |
|  |  |  |  | 8 - Category: Texas Home Equity |
|  |  |  |  | 34 - Category: TILA/RESPA Integrated Disclosure |
| **0 - Total Waived Conditions** | **0 - Total Waived Conditions** |  |  |  |
| <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

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---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** | **XXXXX** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **3/29/2022 - 7/18/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **287** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Conditions Report 2.0** | **Conditions Report 2.0** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans in Report:*** | *287* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans with Conditions:*** | *122* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **Original Principal Balance** | **State** | **Initial Lender ATR/QM Status** | **Loan Level ATR/QM Status** | **Initial Securitization Overall Loan Grade** | **Final Securitization Overall Loan Grade** | **Initial Securitization Credit Loan Grade** | **Final Securitization Credit Loan Grade** | **Initial Securitization Property Valuations Loan Grade** | **Final Securitization Property Valuations Loan Grade** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Overall Loan Grade** | **Final S&P Overall Loan Grade** | **Initial S&P Credit Loan Grade** | **Final S&P Credit Loan Grade** | **Initial S&P Property Valuations Loan Grade** | **Final S&P Property Valuations Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** | **Condition Category** | **Condition Sub Category** | **Condition Status** | **Initial Securitization Condition Grade** | **Final Securitization Condition Grade** | **Initial S&P Condition Grade** | **Final S&P Condition Grade** | **Condition Code** | **Condition Description** | **Condition Material Indicator** | **Initial Comments** | **Client/Seller Response Comments** | **Conclusion Comments** | **TRID Error Type** | **Cure Method** | **Compensating Factors** |
| 10002112 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | XXX | Missing lender's loan approval/underwriting form | No | Provide final Lenders Approval and Condition form. | 4.27.2022-Clients response: XXX pm Please see attached Final Loan Approval which was in the file. Please clear this condition. 4.27.2022-XXX response: Upon further review the Loan approval has been received and is sufficient to clear the exception. Exception satisfied. | 4.27.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 725.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Residence for over 5 years.<br>|
| 10001001 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 681.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit report, borrower has a good Credit history with no derogatory account.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment History.<br>|
| 10001002 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | N/A | N/A | A | A | A | A | A | A | N/A | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 2 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 783<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10001004 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Texas Home Equity | Satisfied | C | A | C | A | XXX | Texas Equity - Affidavit of Fair Market Value not signed by lender | No | Texas Equity FMV is signed by the borrower. | 3/31/2022 - Please see attached Texas Equity FMV. Please clear exception. 3/31/2022 - Upon further review Lender provided the Executed FMV. No further documentation needed for this exception. | 3/31/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 10 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 10 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10001004 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Texas Home Equity | Satisfied | C | A | C | A | XXX | TX Equity - Closed before later of appl/discl + 12 days | No | Texas 12 day is not in the file. | 3/31/2022 - Attached is the 12 day letter, please clear the exception. 3/31/2022 - Upon further review Lender provided the Executed 12 day letter. No further documentation needed for this exception. | 3/31/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 10 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 10 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10001006 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been in primary residence for 23 years<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been XXX for 21 years<br>|
| 10001008 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | XXX | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | The Lenders exception is to allow proof of occupancy with only deposit check which equates to one month occupancy. Also supplying updated appraisal as well as photos for verification property is no longer vacant. (Lender has indicated that this may not be a guideline exception however the notation is being made: as guides don't state we need XXX months rent history to prove occupancy.) | 4.8.2022-Clients response:XXX, XXX pmPlease see the attached updated appraisal showing that the home is occupied. Please clear the condition. 4.8.2022-XXX response:Upon further review of the appraisal submitted it does show that it is tenant occupied; however, the second part of the underwriting condition is that pictures of the home not in a vacant stage. The house has no furniture or indication that the property is occupied. Exception remains.4.11.2022 Client responded - Please see the attached photos showing the home is vacant. Please clear the exception.4.11.2022 Upon further review client sent pictures showing the property is not vacant and appears tenants are moving in. No further action is required. Exception satisfied.. | 4.8.2022: Exception remains.4.11.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The borrower has resided at the current residence for 6.8 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 772; guideline minimum is 660.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves remaining in the amount of $XXX .<br>|
| 10001008 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Estimated HUD-1 in File, Missing Final HUD-1 | No | Missing Final HUD for refinance cashout. The HUD in the file (Estimated) dated XXX indicates a Purchase transaction with the Borrower bringing $XXX to close. | 4.8.2022 Client responded - Please see the attached Final Certified settlement statement. Please clear the exception.4.8.2022 Upon further review client sent in the Final HUD. No further action is required. Exception satisfied. | 4.8.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The borrower has resided at the current residence for 6.8 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 772; guideline minimum is 660.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves remaining in the amount of $XXX .<br>|
| 10001009 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - CD: At least one statement or section of the form that is required by the Regulation is not contained on the form | No | PCCD dated XXX is incomplete. The loan calculation and other disclosure sections are missing. Please provide a complete PCCD. | (No Data) | (No Data) | Hybrid | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 681.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 5 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for over 10 years.<br>|
| 10001009 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | XXX | TRID - CD: At least one section contains a disclosure that is not in accordance with the Regulation | No | PCCD dated XXX is incomplete. The loan calculation and other disclosure sections are missing. Please provide a complete PCCD. | 4/5/2022 - Please see attached PCCD, please clear the exception. 4/6/2022 - Upon further review Lender provided a copy of the Final CD, The exception is for a complete copy of the PCCD dated XXX, please provide. Exception Remains.4/12/2022 - Attached is the final pccd dated XXX. please clear exception4/12/2022 - Upon further review Lender provided the complete PCCD. No further documentation needed for this exception. | 4/6/2022 - Exception remains.4/12/2022 - Exception satisfied | Hybrid | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 681.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 5 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for over 10 years.<br>|
| 10001010 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 10 years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 45%<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current.<br>|
| 10001011 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 2 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over 4 years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Been at job for over 6 years.<br>|
| 10001014 | XXXXXX | WA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: B1 and B2 have been XXX in the same profession for 12 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 761; guideline minimum is 640.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided in the current home for 3 years.<br>|
| 10001015 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 732.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 10 years .<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit History.<br>|
| 10001017 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 700.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Residence for over 3 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit history with just XXX derogatory account.<br>|
| 10001020 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 666.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Address for over 9 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 10 years.<br>|
| 10001023 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 3 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 767<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 66.30% is below guideline requirement of 80% for this program<br>|
| 10001024 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for 1.6 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 80% is at or below guideline requirement<br>|
| 10002114 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Missing Stated Income | No | Missing lenders income worksheet using the XXX months bank statements | 5.10.2022-Clients response: XXX pm Please see attached Income Worksheet. Please clear this condition. 5.10.2022-XXX response: Upon further review the Bank Statement Review & Income Desk Summary has been received and is sufficient to clear the exception. Exception is satisfied. | 5.10.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1746: Significant housing expense reduction<br> - XXX Comments: Significant housing expense reduction<br>|
| 10001025 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The borrower has resided at the current residence for 2.4 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 53.85%; guideline maximum is 70%.<br>|
| 10001026 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | Credit/Mtg History | Active | B | B | B | B | XXX | Length of mortgage/rental history in file does not meet guideline requirement | No | Please provide XXX months of cancelled checks to evidence timely mortgage payment history for the Mortgage with XXX., this is an underwriting conditions to confirm the borrowers primary residence payment history. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had 0x30 for more than XXX months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Cash Reserves are in the amount of $XXX.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrower has had 0x30 for more than XXX months on the REO mortgage.<br>|
| 10001028 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Right of Rescission | Satisfied | C | B | C | B | XXX | ROR - Disbursement date is before end of statutory rescission period | No | Disbursement date is XXX as per PCCD dated XXX. ROR expiration date is XXX.Please provide an updated PCCD, ROR or LOE. | 4/6/2022 - Please see the attached PPCD. Please clear the exception4/7/2022 - Upon further review Lender provided a PCCD showing disbursement date of XXX, RPOR expiration date is XXX. No further documentation needed for this exception. | 4/7/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: The borrower has been XXX with the current company for 6 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified $XXX remaining in reserves.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 34.50%; guideline maximum is 50%.<br>|
| 10001029 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 748 qualifying credit score<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 76% max LTV 80%<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>|
| 10001031 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 767<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 3 years<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10001032 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: 767 qualifying credit score<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over XXX% in equity<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: No derogatory mortgage history past XXX months<br>|
| 10001033 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | XXX | Application Not Signed by Primary Borrower | No | The 1003 shows that the borrower is applying for joint credit. The 1003 is incorrect; needed corrected signed 1003 showing the borrower applying for individual credit. | 4.8.2022 Client responded - Please see the attached 1003. Please clear the exception4.8.2022 Upon further review the client sent 1003 showing the borrower is applying for individual credit. No further action required. Exception satisfied. | 4.8.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 733<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 74.77<br>|
| 10002115 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | D | A | A | A | D | A | D | A | D | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | XXX | Credit report incomplete | No | Please provide an updated credit report as the one in the file is XXX days old at the time of closing; XXX days is the max for credit documents. | 4.27.2022-Clients response: XXX pm Please see attached XXX Response. Please clear this condition. 4.27.2022-XXX response: Upon further review the borrower is a XXX and the lender used the credit letter from XXX of the credit report. Exception satisfied. | 4.27.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns a mortgage free property<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: 8 years at current residence<br>|
| 10002115 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | D | A | A | A | D | A | D | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | XXX | Missing updated valuation | No | Please provide the completed AVM showing the date it was pulled for value. | 4.27.2022-Clients response: XXX pm Please see attached XXX Response. Please clear this condition 4.27.2022: XXX response: Upon further review the AVM was not used in the waterfall due to having a higher level desk review/BPO and the Reconciliation which support the value. Exception satisfied. | 4.27.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns a mortgage free property<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: 8 years at current residence<br>|
| 10001036 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | N/A | N/A | A | A | A | A | A | A | N/A | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrowers credit score is 767; guideline minimum is 640.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has resided in the current home for 3 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Borrower has had 0x30 for more than XXX months on the credit history.<br>|
| 10001040 | XXXXXX | IL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 659.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for over 3 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 17 years.<br>|
| 10001041 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 786<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 75.00<br>|
| 10001042 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | XXX | Insurance Effective date is greater than the transaction date | No | Previous Insurance Policy in file. | 4.12.2022-Clients response XXX, XXX pmPlease see the attached policy .. please clear the exception.4.12.2022-XXX response: Upon further review the homeowners insurance has been received and is sufficient to clear the exception. Exception satisfied. | 4.12.2022-Exception satisfied. | Not Applicable | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score 664.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 22 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LTV : 64.26Max Allowable LTV per Guideline :85%<br>|
| 10001043 | XXXXXX | HI | (No Data) | ATR/QM: Exempt | D | A | C | A | D | A | A | A | D | A | C | A | D | A | A | A | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Provide updated Title or Title supplement showing proposed borrower, XXX He and proposed insured, XXX. | 4.11.2022-Clients response: XXX, XXX pmPlease see the attached Final Title Policy. Please clear the exception. 4.11.2022-XXX response: Upon further review the final title policy has been received and is sufficient to clear the exception. Exception cleared. | 4.11.2022-Exception cleared. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 782 qualifying credit score<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over 10% in equity<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>|
| 10001043 | XXXXXX | HI | (No Data) | ATR/QM: Exempt | D | A | C | A | D | A | A | A | D | A | C | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | XXX | Most recent FSD score outside of approved variance | No | FSD 15% greater than threshold of 10%. AVM has property valued at $XXX and the BPO has property valued at $XXX . Purchase Price per Contract $XXX and Final HUD. | 4.7.2022 Client responded - Per XXX guidelines if the CU score is < 2.5 or the appraisal review is no more than 10% less than the appraised value, the appraised value will generally be deemed acceptable. Please clear the condition. 4.7.2022 Upon further review property value is supported. No further action is required. Exception satisfied. | 4.7.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 782 qualifying credit score<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over 10% in equity<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>|
| 10001044 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Provide updated Title and/or title supplement showing proposed insured as XXX. and proposed borrower XXX, Husband and Wife as XXX Property. | 3.31.2022-Client's response:XXX, XXC pmAttached is the grant deed that shows proper proposed borrower. Please clear exception. 3.31.2022-XXX response:Upon further review the Grant Deed showing XXX being added to the title is sufficient to clear the exception. Exception satisfied. | 3.31.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrower credit score is 791; guideline minimum is 700.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 81.48; guideline maximum is 90%.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 6.10 years.<br>|
| 10001045 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - Corrected CD should have been provided; APR is greater than APR 3 business days prior to closing by more than allowable tolerance | No | '-APR XXX is XXX %, APR XXX 1 is XXX% . Variance is XXX% outside tolerance. | 4/5/2022 - There was a changed circumstance on XXX (disclosed on the CD issued XXX). Borrower requested an increased interest rate (from XXX% to XXX%) to create yield spread to help cover closing costs. Please see attached copies of the referenced COC form and CD. Please clear the exception. 4/6/2022 - Upon further review Lender provided the COC and CD showing rate float to lock, XXX% to XXX% resulting variance is XXX%. No further documentation needed for this exception. | 4/6/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 6 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over 15 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10002116 | XXXXXX | TN | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 751<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 68.87<br>|
| 10001047 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrower has significant time at current job<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1746: Significant housing expense reduction<br> - XXX Comments: Significant housing expense reduction<br>|
| 10001048 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 700 qualifying credit score<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: 19years at current residence<br>|
| 10001050 | XXXXXX | MI | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 722; the guideline minimum is 660.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 15.96%; guideline maximum is 50%.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same profession for 15 years.<br>|
| 10001051 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 689.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Residence for 18 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 12 years.<br>|
| 10001053 | XXXXXX | MD | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current for 14 years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 31.88%; guideline maximum is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrower credit score is 730; guideline minimum is 640.<br>|
| 10001054 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 65%.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: The Borrower has had 0x30 for more than XXX months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX.<br>|
| 10001056 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing credit score is 743.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current address for 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LTV : 82.10Max LTV Per Guideline : 90%<br>|
| 10001057 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 690<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 75.00<br>|
| 10001058 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided in the current residence for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 68.94%; guideline maximum is 75%.<br>|
| 10001059 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | XXX | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | Please provide the most recent XXX months cancelled checks along with the copies of the mortgage Notes for the following properties:XXX $XXX XXX Lender XXX XXX $XXX XXX Lender XXX.XXX $XXX XXX Lender XXXXXX $XXX XXX Lender XXX | 4.12.2022-Clients response:XXX, XXX pmPlease see the attached XXX months proof of verification of mtg. Please clear the condition. 4.12.2022-XXX response: Upon further review the XXX statements showing the XXX month of cancelled checks for the required properties has been reviewed and is sufficient to clear the exception. Exception satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 20 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 729; minimum credit score is 660.<br>|
| 10001059 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Legal document incorrect or incomplete | No | Please provide the updated title commitment or the final title policy to reflect the vesting to reflect out of the trust. | 4.12.2022-Clients response:XXX, XXX pmPlease see the attached supplement showing correct vesting. Please clear the exception. 4.12.2022-XXX response: Upon further review the Supplemental Title Report removing the Trust has been reviewed and is sufficient to satisfy the exception. Exception satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 20 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 729; minimum credit score is 660.<br>|
| 10001059 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Loan File is Missing or Contains Insufficient Documentation for Basic Review | No | Please provide the homeowners, most recent property tax bill and HOA invoice (if applicable) for the following properties:XXXXXXXXXXXXXXXXXXAND a copy of the mortgage statement for XXX to evidence impounds, if not impounded provide copy of the most rent tax/ins/HOA (if applicable) information. | 4.12.2022-Clients response:XXX, XXX pmPlease see the attached homeowners tax bill and HOA. Please clear the condition. 4.12.2022-XXX response: Upon further review the tax bill and the homeowners insurance has been reviewed and is acceptable to satisfy the exception. Exception satisfied. | 4.12.2020-Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 20 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 729; minimum credit score is 660.<br>|
| 10002118 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 771<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 41.27<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence - 14 Years<br>|
| 10001061 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over 33 years<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 63.89% is below guideline requirement of 80% for this program.<br>|
| 10001062 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Missing Stated Income | No | Missing Lender's income bank statement worksheet and XXX and XXX bank statements for complete current conservative XXX months income. | 4.12.2022-Clients response: XXX, XXXpmattached are the XXX and XXX bank statements and income worksheet. please clear exception. 4.12.2022-XXX response: Upon further review the XXX and XXX bank statements have been received and are sufficient to clear the exception. Exception satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrower has significant time at current job<br>|
| 10001063 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 752.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work since XXX.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit History with no Derogatory account.<br>|
| 10001065 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: 6 years at current residence<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: Refi purpose to purchase new business with increased earnings<br>|
| 10001066 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | Credit/Mtg History | Active | B | B | B | B | XXX | No evidence of required debt payoff | No | Provide payoff for XXX in the Amount of $XXX. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 39%; guideline maximum is 75%.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 44 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 791; guideline minimum is 640.<br>|
| 10001067 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 76.45<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 787<br>|
| 10002119 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | Property | Satisfied | C | A | C | A | XXX | Property Issues Indicated 2 | No | The appraisal has only one picture of the inside of the subject property. Please provide the pictures or an explanation as to why they weren't provided in the report. | 5.10.2022 Client responded - Please see attached appraisal. Pages XXX through XXX contain the rest of the interior photos. Please clear the exception. 5.10.2022 Upon further review client sent full appraisal including the interior photos. No further action required. Exception satisfied. | 5.10.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>|
| 10001070 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 8 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 799<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10001071 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | XXX | Completed "Subject To" w/o Completion Cert in File | No | The appraisal was subject to the xxx on the xxx; please provide the final completion certificate. | 4.12.2022-Clients response:XXX, XXX pmPlease see the attached corrected appraisal showing completion of the xxx. Please clear the exception.4.12.2022-XXX response: Upon further review the Final Inspection has been received and verifies the repairs have been completed. Exception satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history - XXX lates<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 762<br>|
| 10001073 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance Fee of $XXX due to (% of Loan Amount (point)) increased from LE to CD. Missing a valid Change of Circumstance, or Post Close CD, LOX and copy of refund check to borrower. | 4/7/2022 - The attached COC shows Loan Discount Points increasing from XXX% to XXX% of the loan amount. The XXX% increase in discount points times the loan amount of $XXX equals the $XXX increase in discount points paid by the borrower. 4/8/2022 - Upon further review Lender provided the COC for the change is discount rate. No further documentation needed for this exception. | 4/8/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 47.71, Max LTV 75%<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 25.31, max DTI 50<br>|
| 10001074 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | Compliance Manual | Active | B | B | B | B | XXX | 1003 - Initial Application is not Accurate | No | Missing broker's application date on initial 1003. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrower's credit score is 734 guidelines require 600.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Loan to value is 68.49; guidelines allow for up to 80%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Guidelines require XXX months PITIA in reserves. Borrower has XXX months in reserves.<br>|
| 10001074 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | Documentation | Satisfied | D | A | D | A | XXX | One or more Applications in file are incomplete | No | Please provide the final signed 1003. The application in the file is missing page XXX. | 4.8.2022 Client responded - Attached is the complete final 1003, please clear exception. 4.8.2022 Upon further review client sent the complete final 1003. No further action required. Exception satisfied. | 4.8.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrower's credit score is 734 guidelines require 600.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Loan to value is 68.49; guidelines allow for up to 80%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Guidelines require XXX months PITIA in reserves. Borrower has XXX months in reserves.<br>|
| 10001075 | XXXXXX | OH | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over XXX% in equity<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 70, max LTV 80<br>|
| 10001076 | XXXXXX | PA | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Assets | Satisfied | C | A | C | A | XXX | Insufficient Funds to Close | No | Please provide the bank statements from XXX that support the cashiers check for closing in the amount of $XXX. | 4.4.2022-Client's response XXX, XXX pmPlease see attached statement. Please clear exception.4.4.2022: XXX response:Upon further review of the XXX account #XXX with a balance of $XXX is sufficient for the closing costs and reserves. Exception is satisfied. | 4.4.2022: Exception is satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 748<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 65.00<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - XXX lates<br>|
| 10001077 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over XXX% in equity<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: No derogatory mortgage history past XXX months<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>|
| 10001078 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | XXX | Insurance policy missing Rent Loss/Business Interruption coverage | No | Provide updated Hazard Insurance Declaration that includes Dwelling Coverage, Property Address, Rent loss coverage and Mortgagee Clause for XXX. Declaration in file is missing everything. | 4.5.2022 Client responded - Please see attached policy with corresponding info. Please clear exception. 4.5.2022 Upon further review client sent Hazard Insurance policy updated including, dwelling coverage, Property address, Rent loss coverage and the correct mortgagee clause. No further action is required. Exception satisfied. | 4.5.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 1 year.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 766<br>|
| 10001078 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | XXX | Missing Hazard Insurance | No | Please provide the homeowners declaration page with sufficient coverage for the subject property. | 4.5.2022 Client responded - Please see attached policy with corresponding info. Please clear exception. 4.5.2022 Upon further review client sent updated Hazard Insurance Declaration showing the dwelling coverage of $XXX. No further action is required. Exception satisfied. | 4.5.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 1 year.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 766<br>|
| 10001079 | XXXXXX | CT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 794<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement - 6.83 / 9.12<br>|
| 10001080 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 776.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LTV : 64.22Max LTV Allowable per Guideline : 80%<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 13 years.<br>|
| 10001081 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD XXX days prior to consummation date | 3/31/2022 - The CD is XXX days prior to consummation date. Please clear the exception. 3/31/2022 - Upon further review Lender provided the CD with proof of receipt. No further documentation needed for this exception. | 3/31/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 21%, max DTI 50<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 57%, max LTV 80<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 763 qualifying credit score<br>|
| 10001082 | XXXXXX | VA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | XXX | Insurance Effective date is greater than the transaction date | No | New insurance policy in file. Please provide current HO policy | 3.31.2022 Client responded - Please see attached current HO policy. This should satisfy this condition. 3.31.2022 Upon further review client sent in current Hazard Insurance policy. No further action is required. Exception satisfied. | 3.31.2022 Exception satisfied. | Not Applicable | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 6 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B1: has been in same profession for over 6 years.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co-Borrower has been at same employer for over 3 years.<br>|
| 10001083 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 816<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - XXX lates<br>|
| 10001084 | XXXXXX | IN | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | XXX | LTV Exceeds Guideline Requirement by less than 5% | No | Provide Loan Exception request signed by management for LTV of XX% which is greater than 65% allowed per guidelines. Please note: There is a Loan Exception Request in file requesting LTV exception to 70% that is not approved by Management. Loan is note amount $XXX/ Appraised value $XXX = 66.39% with no discount points on the HUD. | 4.12.2022-Clients response: XXX, XXX pmPlease see the attached loan approval exception. Please clear the exception. 4.12.2022-XXX response: Upon further review the Loan Exception approving the XXX% loan to value. This is sufficient to clear the exception. Exception satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 67% max LTV 75%<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: 29 years at current residence<br>|
| 10001085 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over XXX% in equity<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: No derogatory mortgage history past XXX months<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>|
| 10001086 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 776<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 76.50<br>|
| 10001087 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Finance Charge Tolerance | Satisfied | C | B | C | B | XXX | TILA/TRID-Disclosed Amount Financed is higher than XXX's calculated Amount Financed | No | Amount Financed, Value: XXX for CD dated XXX in loan calculation sectionField: Amount Financed as Calculated has a Value of XXX | 4/8/2022 - PCCD dated XXX reflects an amount financed of $XXX. Please see attached recalculation of amount financed showing that this exact number was the proper amount to disclose for amount financed. 4/11/2022 - Upon further review Lender provided the Loan Calculation Proof Sheet showing amount finance $XXX that matches the PCCD. No further documentation needed for this exception. | 4/11/2022 - Exception satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 49, max LTV 80<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: borrower has 12 years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 722 qualifying credit score<br>|
| 10001087 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - Loan Estimate not timely | No | Initial application was taken XXX the initial LE was not issued until XXX. Greater than the required XXX days | 4/7/2022 - Attached initial application reflects a date of XXX. Initial LE was timely disclosed. 4/8/2022 - Upon further review Lender provided the Initial Broker 1003 dated 2/XX/2022. No further documentation needed for this exception. | 4/8/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 49, max LTV 80<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: borrower has 12 years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 722 qualifying credit score<br>|
| 10001090 | XXXXXX | RI | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 790.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has lived at current residence for 4 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, borrower has a good credit history with no derogatory account.<br>|
| 10001091 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | XXX | Insufficient Hazard Insurance Coverage | No | Please have the homeowners insurance declaration page corrected to reflect the street name as "XXX" instead of "XXX". | 4.1.2022 Client responded - Please see attached hazard insurance with corrected address. This should satisfy this condition. 4.1.2022 Upon further review the client sent updated Hazard declaration with the correct the street address. No further action is required. Exception satisfied. | 4.1.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 5 years<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over 5 years<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 75% is below guideline requirement of 85% for this program.<br>|
| 10001092 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: Per credit report 0 x 30 on mortgage history.<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrower has been in this line of work for 6 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines. Reserves required XXX x XXX months = $XXX. Total reserves verified $|
| 10001093 | XXXXXX | MI | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | B | B | A | A | D | A | D | B | B | B | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | XXX | Missing disclosure | No | Missing Final CD executed by the borrower. There is a Closing Disclosure dated XXX that appears to be signed by the borrower however there is not an issue date. Please provide a Final Closing Disclosure executed by the borrower along with an LOX and verification CD was sent to borrower. | 4/12/2022 - DISAGREE WITH FINDING. Please see the attached XXX-day CD issued and received by borrower on XXX. Please clear the condition.4/13/2022 - Upon further review Lender provided the XXX CD. We need the FINAL CD issued XXX and signed by borrower. Exception remains4/14/2022 - Please see the attached signed CD by the bwr we already sent proof it was delivered to the bwr. Please clear the condition.4/15/2022 - Upon further review Lender provided a XXX Final CD signed by the borrower, CD has no issue date, No interest date no P&I payment, and projected payments is not filled out. This CD is not valid. Please provide a valid CD. Exception remains.4.23.2022-Client responded- Provided PCCD please clear4.23.2022- XXX Responded- After further review PCCD was received and LOE provided, as well as the information that it was sent to the borrower. exception satisfied | 4/13/2022 - Exception remains4/15/2022 - Exception remains.4.23.2022- Exception satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been XXX for 10 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower credit score is 707; guideline minimum is 640.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 23.31%; guideline maximum is 50%.<br>|
| 10001093 | XXXXXX | MI | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | B | B | A | A | D | A | D | B | B | B | A | A | D | A | Credit | Credit/Mtg History | Active | B | B | B | B | XXX | Length of mortgage/rental history in file does not meet guideline requirement | No | The Final 1003 Indicates REO property located at XXX $XXX ; XXX $XXX; XXX $XXX. Missing information for the primary residence located at XXX indicating that the Borrower has resided at the property for XXX years. Missing XXX months Mortgage History for the Primary residence. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been XXX for 10 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower credit score is 707; guideline minimum is 640.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 23.31%; guideline maximum is 50%.<br>|
| 10001094 | XXXXXX | CO | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 17 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been XXX for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 65.55%; guideline maximum is 75%.<br>|
| 10001095 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Income Documentation Missing | No | Please provide a letter of explanation addressing why the income in XXX & XXX was significantly higher than other months AND a letter of explanation addressing why the income in XXX was lower than typical months, | 4.5.2022 Client responded - Please see attached LOE which was in the file that explains the income variances. This should satisfy this condition. 4.5.2022 Upon further review client sent copy of LOE addressing Income variances for the months of XXX, XXX and XXX. No further action is required. Exception satisfied. | 4.5.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 58.82<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 731<br>|
| 10001095 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | XXX | Missing proof of flood insurance in File | No | Please provide evidence of flood insurance with the declaration page and the receipt. | 4.8.2022 Client responded - Please see attached Flood Insurance. This should satisfy this condition. 4.8.2022 Upon further review client sent Flood Insurance for property effective dates of XXX through XXX. No further action required. Exception satisfied. | 4.8.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 58.82<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 731<br>|
| 10001096 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - Loan Estimate not timely | No | Initial application was taken 12/27/2021 , the intial LE was not issued until XXX. Greater than the required XXX days | 4/14/2022 - DISAGREE WITH FINDING: The referenced 1003 dated XXX should not have been provided to due diligence - it is in XXX stored documents but was mistakenly marked as ''Approved''. This was not the 1003 submitted to XXX on XXX but instead was associated with broker's submission to a previous lender several months earlier. Our initial disclosures were issued within XXX business days of the application submitted to XXX by the broker. Please see attached.4/14/2022 - Upon further review we entered the date with the information provided by the Lender. No further documentation needed for this exception. | 4/14/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers Credit score 769; guideline minimum is 680.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been employed with the current Employer for 17 years.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 18 years.<br>|
| 10001096 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | XXX | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance Fee of $XXX due to (Transfer Tax Aggravate) increased from LE to CD. Missing a valid Change of Circumstance, or Post Close CD, LOX and copy of refund check to borrower. | 4/13/2022 - DISAGREE WITH FINDING: The CD issued on XXX disclosed an increased loan amount from $XXX to $XXX. This increase in the loan amount resulted in a commensurate increase in the transfer tax which which accounts for the noted increase in the transfer tax from $XXX to $XXX. Please see attached CD with COC. 4/14/2022 - Upon further review Lender provided the CD and COC showing the change. No further documentation needed for this exception. | 4/14/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers Credit score 769; guideline minimum is 680.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been employed with the current Employer for 17 years.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 18 years.<br>|
| 10001096 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Provide updated title or title supplement showing the proposed insured as XXX. with correct loan amount of $XXX. File contains preliminary title with XXX as the proposed insured with a policy amount of $XXX. | 4.15.2022-Clients response: XXX, XXX pmPlease see the attached Title supplement showing the correct proposed insured and loan amount. Please clear the condition.4.15.2022- XXX response: Upon further review the Supplemental Report has been received and is sufficient to clear the exception. Exception satisfied. | 4.15.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers Credit score 769; guideline minimum is 680.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been employed with the current Employer for 17 years.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 18 years.<br>|
| 10001097 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1750: High potential for increased earnings<br> - XXX Comments: high potential for increased earnings<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001098 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Assets | Satisfied | C | A | C | A | XXX | Asset Amounts Are Unsupported by Documentation in File | No | Please provide assets that have been seasoned for 6 months according to the loan approval. If the borrower does not have his bank statements he will need to contact the bank for bank printouts. | 4.12.2022-Clients response:XXX, XXX pm>65% LTV XXX months PITI Cash out from loan proceeds may be used to satisfy reserve requirements Please see the attached and please clear the condition. 4.12.2022-XXX response: Upon further review of the Closing Statement the borrower received cash back at closing to cover the required assets for the loan program-cash back was $XXX. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 673<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 76.50<br>|
| 10001098 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | XXX | Missing Flood Certification Document | No | Please provide the Flood Certification. | 4.12.2022-Clients response: XXX, XXX pmPlease see the attached Flood Cert. Please clear the exception.4.12.2022-XXX response: Upon further review the Flood Certification has been reviewed and is acceptable. Exception is satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 673<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 76.50<br>|
| 10001099 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | XXX | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | Please provide a Verification of Mortgage from XXX or cancelled mortgage checks (front/back) as loan is not reported to the credit bureaus. | 4.12.2022-Clients response XXX, XXX pmPlease also see attached verification of mortgage for XXX . Please clear exception.4.12.2022-XXX response: Upon further review the payment history from XXX has been received and is sufficient to clear the exception. Exception satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 64.30% is below guideline requirement of 80% for this program<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 35%<br>|
| 10001099 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Income Amount is Unsupported by Documentation in File | No | Please provide a P&L that statement that has been prepared by a CPA. The one in the file appears to be prepared by the borrower. | 4.11.2022-Clients response:XXX, XXX pmPlease see attached XXX which contains name of CPA and CPA letter from that same CPA. Please clear exception.4.11.2022-XXX response:Upon further review the P&L has been received and has been prepared by a CPA. Documents are sufficient to clear the exception. Exception cleared. | 4.11.2022-Exception cleared. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 64.30% is below guideline requirement of 80% for this program<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 35%<br>|
| 10001099 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Income Documentation Missing | No | Borrower's tax preparer to provide verification from municipal, state or federal licensing boards or proof of their business existence. | 4.12.2022-Clients responseXXX, XXX pmplease see attached CPA letter from tax preparer showing their business existence. Please clear exception. 4.12.2022-XXX response: Upon further review the license for the CPA has been reviewed and accepted; exception is satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 64.30% is below guideline requirement of 80% for this program<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 35%<br>|
| 10001100 | XXXXXX | UT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 765 qualifying credit score<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 25%, max DTI 50<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 85%, max LTV 90%<br>|
| 10001102 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Provide updated Title or Title supplement showing proposed insured as XXX. | 4.13.2022-Clients response: XXX, XXX pmattached is policy with corrected proposed insured. please clear exception.4.13.2022- XXX Response: The title report shows the insured as the borrowers in a trust; this loan was not approved to be in a trust nor was in it closed in a trust. Please update the title removing it out of the trust. Exception remains.4.18.2022- Client Response- Provided preliminary title for correct property4.18.2022- XXX Response- Provided documentation satisfies exception | 4.18.2022- Exception Satisfied | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX monthly.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 806; guideline minimum is 660.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been XXX for 8 years.<br>|
| 10001103 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in current profession for over 32 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 43.24% is well below guideline requirement of 80% for this program.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI < 15%<br>|
| 10001105 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 745 qualifying credit score<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 58, max LTV 75<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>|
| 10001106 | XXXXXX | PA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrowers credit score is 768.<br>CFCFS2860: Good credit history<br> - XXX Comments: Borrower has good credit history.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for 2 plus years.<br>|
| 10001107 | XXXXXX | WA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 20 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over 6 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 799<br>|
| 10001109 | XXXXXX | PA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 791 qualifying credit score<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over XXX% in eequity<br>|
| 10001110 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | Documentation | Satisfied | D | A | D | A | XXX | One or more Applications in file are incomplete | No | Missing all pages of both initial and final 1003 for borrowers | 4.13.2022 Client responded - Attached is the final 1003 for this file, please clear exception. 4.13.2022 Upon further review client sent the final 1003. No further action required. Exception satisfied | 4.13.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have been at current residence for 9 years.<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrowers have been XXX for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001110 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Income Amount is Unsupported by Documentation in File | No | Income has not been supported by bank statement worksheets provided. Both borrowers are XXX, different businesses with joint bank statements. Lender to provide proof of how income was determined for each borrowers since income worksheets do not reflect what Lender's approval, 1003's statement as well as how deposits have been separated. | 4.13.2022 Client responded - please see attached updated income sheet that supports borrower income. Please clear exception. 4..13.2022 Upon further review client sent lender bank statement worksheets. Bank statements are personal with both borrowers names on account. No further action is required. Exception satisfied | 4.13.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have been at current residence for 9 years.<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrowers have been XXX for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001110 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Income is Not Reasonable | No | Provide proof of both borrowers separate income to match Lender's approval and final 1003's | 4.13.2022 Client responded - attached is the updated income worksheet to support borrower income. Please clear exception. 4.13.2022 Upon further review client sent the lender income worksheet reflecting Personal joint account. Personal bank statements are allowed per guidelines and supports the borrowers income. No further action required. Exception satisfied | 4.13.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have been at current residence for 9 years.<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrowers have been XXX for 10 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001111 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has resided at the current residence for 7 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been employed been XXX with the current company for 22 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 652; guideline minimum is 640.<br>|
| 10001112 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 701 qualifying credit score<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 12, max DTI 50<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 63, max LTV 85<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: 25years current profession<br>|
| 10001113 | XXXXXX | CT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD XXX days prior to consummation date | 3/31/2022 - Please see attached Closing Disclosure issued XXX. This should be sufficient to satisfy this condition. 3/31/2022 - Upon further review Lender provided the CD and proof it was received by borrower. No further documentation needed for this exception. | 3/31/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 55.85<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 683<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - XXX lates<br>|
| 10001114 | XXXXXX | NJ | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | N/A | N/A | D | A | D | A | A | A | N/A | N/A | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Employment verification does not meet guidelines | No | Please provide business license for XXX ., and XXX Statement. | 4.8.2022 Client responded - please see attached Operating agreement and business license, please clear exception. 4.8.2022 Upon further review client sent the Operating Agreement and Certificate of Good Standing for XXX. No further action is required. Exception satisfied. | 4.8.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 11 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower credit score is 749; guideline minimum is 740.<br>|
| 10001114 | XXXXXX | NJ | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | N/A | N/A | D | A | D | A | A | A | N/A | N/A | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Income Documentation Missing | No | Please provide the Loan Guaranty signed by XXX. | 4.8.2022 Client responded - Please see attached personal guaranty, please clear exception. 4.8.2022 Upon further review client sent executed Personal Guaranty. No further action required. Exception satisfied. | 4.8.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 11 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower credit score is 749; guideline minimum is 740.<br>|
| 10001115 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>|
| 10001116 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - Corrected CD should have been provided; APR is greater than APR 3 business days prior to closing by more than allowable tolerance | No | CD dated XXX APR is XXX% and Final CD XXX APR is XXX. An increase of XXX outside tolerance of XXX. | 4/7/2022 - Attached Initial CD dated XXX reflects an APR of XXX%. Increase in APR to XXX% would not necessitate a corrected CD or resetting the three-day waiting period.4/8/2022 - Upon further review Lender provided the Final CD showing a XXX% change in APR well below XXX threshold. No further documentation needed for this exception. | 4/8/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 684.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current house for 18 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work since 08/xx/2017.<br>|
| 10001116 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | XXX | LTV Exceeds Guideline Requirement by less than 5% | No | Please provide evidence of the discount points paid to reduce the loan to value. | 4.4.2022-Clients response:XXX, XXX pmPlease see attached Pricing Validation to evidence discounts points paid. Please satisfy this condition.4.4.2022-XXX response:Upon further review the borrower paid XXX % in discount points reducing the LTV to 80%. Exception is satisfied. | 4.4.2022: Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 684.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current house for 18 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work since 08xx/2017.<br>|
| 10001117 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | XXX | Missing updated valuation | No | Please provide an valuation that supports the value. The UCDP did not have findings on it. | 4.6.2022 - Client responded - Please see the attached DU and please clear the condition. Please see on the bottom of the DU SCORE which is a score of XXX on the scale. 4.6.2022 Upon further review client sent in the updated UDCP showing DU Score of XXX. No further action required. Exception satisfied. | 4.6.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 780.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 4 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for over 7 years.<br>|
| 10001119 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 65.90% is below guideline requirement 70% for this program.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current.<br>|
| 10001120 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrowers credit report is 752; guideline is 600.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for 3 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Borrower has a good credit history.<br>|
| 10002120 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | B | C | B | XXX | TX-Equity - LTV/CLTV greater than 80% | No | Max LTV 80% on TX Equity loan. Currently LTV 81.60 | Client provided PCCD and proof of principal reduction in the amount of XXX therefore subject transaction is not XXX equity. | Condition satisfied with a final grade of B. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: High potential for increased schedule C earnings<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrower has significant time at current job<br>|
| 10002120 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Note Not Executed | No | Please provide an executed Note. | 5.5.2022 Client responded - Please see attached Executed Note. Please clear this condition. 5.5.2022 Upon further review client sent copy of fully executed Note. No further action required. Exception satisfied. | 5.5.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: High potential for increased schedule C earnings<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrower has significant time at current job<br>|
| 10002120 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | LTV/CLTV | Satisfied | C | A | C | A | XXX | LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | No | Provide exception for excessive LTV since loan is a cash out refinance and per guidelines max 75% with less than 660 credit score | 5.5.2022 Client responded - Please see attached XXX Response. Please clear this condition. 5.5.2022 Upon further review Per HUD the loan paid off XXX. The Max LTV per the guidelines is 75%. Borrower brought $XXX cash to closing. The total amount of revolving debt paid was $XXX This is a difference of $XXX. All payoffs except for Mortgage were revolving debt. Considered cash out refinance per guidelines. Exception remains. 5.10.2022-Clients response: XXX pm Please see attached Approved Loan Exception. Please clear this condition. 5.10.2022- Client provided PCCD and proof of principal reduction in the amount of $XXX therefore subject transaction is not a XXX equity. | 5.5.2022 Exception remains 5.10.2022-Exception is satisfied. Loan is not a XXX Equity therefore no LTV exception required. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: High potential for increased schedule C earnings<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrower has significant time at current job<br>|
| 10001125 | XXXXXX | SC | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | State Consumer Protection | Active | B | B | B | B | XXX | SC Home Loans - Broker 'Amounts Earned' Disclosure not in file | No | Missing Broker 'Amounts Earned' Disclosure. Please provide the Broker 'Amounts Earned'. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1747: Housing expense increase is 10% or less<br> - XXX Comments: Housing expense increase is XXX% or less<br>|
| 10001125 | XXXXXX | SC | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | State Consumer Protection | Active | B | B | B | B | XXX | SC Home Loans - Designated Agency Disclosure not in file | No | Designated Agency Disclosure not in file. Please provide Designated Agency Disclosure. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1747: Housing expense increase is 10% or less<br> - XXX Comments: Housing expense increase is XXX% or less<br>|
| 10001127 | XXXXXX | PA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | D | A | A | A | D | A | D | A | D | A | A | A | Credit | Assets | Satisfied | D | A | D | A | XXX | Asset Verification In File is Incomplete Per Requirements | No | The loan program Asset XXX require that the funds must have come from a preciously seasoned account to complete XXX months asset continuity. We need the borrower to provide proof of source of funds to open the XXX account. Provide XXX, XXX and XXX. statements for source account, | 4.7.2022 Client responded - Please see the attached funs statement for the months requested for XXX. Please clear the exception4.7.2022 Upon further review client sent in XXX, XXX and XXX . XXX accounts. No further action is required. Exception satisfied. | 4.7.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 781<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence - 9 Years<br>|
| 10001127 | XXXXXX | PA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | D | A | A | A | D | A | D | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | XXX | Missing updated valuation | No | The value of the property is not supported; please provide valuations to support the value. | 4.7.2022 Client responded - Please see the attached Valuation Please clear the condition. 4.7.2022 Upon further review the client sent the UCDP with CU score of XXX which is greater than XXX allowed per guidelines. There are no other valuations in fie to support the value of $XXX. Exception remains.4.8.2022 Client responded:XXX, XXX am4.8.2022-XXX response:Upon further review the BPO with a value of $XXX is out of the XXX% tolerance that is required. Please provide a valuation that is within XXX% tolerance of the appraised value of $XXX. Exception remains.Please see the attached BPO and please see the guidelines that i referenced on the attached pdf. 4.11.2022 Client responded - Please see the attached guidelines where it states NO MORE THAN XXX% LESS THAN THE APPRAISED VALUE, THE APPRAISED VALUE WILL GENERALLY BE DEEMED ACCEPTABLE 4.11.2022 Upon further review the Appraised value of $XXX is less than the BPO value of $XXX. Per guidelines if the value is more than XXX% LESS then it will generally be deemed acceptable. No further action required. Exception satisfied. | 4.7.2022 Exception remains.4.8.2022 Exception remains.4.11.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 781<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence - 9 Years<br>|
| 10001128 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD XXX days prior to consummation date | 4/6/2022 - Please see attached document which shows the closing disclosure was delivered on XXX. Please clear exception4/7/2022 - Upon further review Lender provided proof that Borrower signed the CD XXX, XXX days before consummation date. No further documentation needed for this exception. | 4/7/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 709.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have lived at current residence for 7 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B3 has been in line of work for 18 years.<br>|
| 10001130 | XXXXXX | IL | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | XXX | LTV Exceeds Guideline Requirement by less than 5% | No | LTV of 76.50% is greater than 75% allowed per guidelines. Borrower financed points within guideline per mortgage pricing option and loan exception request in file, however the HUD does not reflect any discount points financed in the loan only origination fee. Send updated HUD reflecting $XXX (2% of $XXX) as discount points. | 4.14.2022- Client response- The attached pricing validation states that the points financed are the origination fee. please also see attached hud showing them listed properly as ''broker origination fee.'' Please clear exception.4.14.2022- XXX response- Documents provided and updated system to reflect the $XXX shows on HUD. Exception can be satisfied | 4.14.2022- Exception satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: 17 years at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 745 qualifying credit score<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>|
| 10001131 | XXXXXX | IL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 17.4 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 745; guideline minimum is 680.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX.<br>|
| 10001132 | XXXXXX | IL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001133 | XXXXXX | IL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 745.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for over 17 years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>|
| 10001134 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 713 qualifying credit score<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 35, Max DTI 50<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 75%, Max LTV 90%<br>|
| 10001135 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The borrower has resided in the current residence for 2 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrower has had 0x30 for more than XXX months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX.<br>|
| 10001136 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Assets | Satisfied | C | A | C | A | XXX | Assets reflect unsourced deposits | No | Source of funds for $XXX deposit into XXX #XXX on XXX and $XXX into XXX #XXX on XXX | 4.19.2022-Clients response:XXX, XXX pmPlease see attached XXX Response. Please clear this condition. 4.19.2022-XXX response: Upon further review the assets are sufficient to clear the exception. Cash to close and reserve requirements have been meet and exception is satisfied. | 4.19.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001136 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | XXX | LTV Exceeds Guideline Requirement by less than 5% | No | LTV of 76.5% is greater than 75% allowed. HUD does not show any discount points being financed. | 4.8.2022 Client responded - Please see attached Pricing Validation which reflects LTV 75%, XXX points financed. This should satisfy this condition. 4.8.2022 Upon further review client sent in Mortgage Pricing Option reflecting LTV of 75% with XXX discount points financed. No further action required. Exception satisfied. | 4.8.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001137 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - Corrected CD should have been provided; APR is greater than APR 3 business days prior to closing by more than allowable tolerance | No | APR XXX is XXX%, APR XXX is 5.021%. Variance is XXX% outside tolerance | 4/7/2022 - Attached CD shows COC reflecting XXX% decrease in APR. However, no new CD was required regardless, as the rule requiring a COC CD and reset of the XXX-day waiting period only applies to increases to the APR exceeding XXX%.4/8/2022 - Upon further review Lender provided COC and CD showing a XXX decrease in APR a new XXX day is only required for a XXX or greater increase in APR. No further documentation needed for this exception. | 4/8/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 769.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit History with no derogatory account.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 5 years.<br>|
| 10001137 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - Corrected CD should have been provided; APR is less than APR three business days prior to closing by more than allowable tolerance | No | APR XXX is XXX%, APR XXX is XXX%. Variance is XXX% outside tolerance | 4/7/2022 - No new CD was required, as the rule requiring a COC CD and reset of the XXX day waiting period only applies to increases to the APR exceedingXXX%.4/8/2022 - Upon further review Lender provided COC and CD showing a XXX decrease in APR a new XXX day is only required for a XXX or greater increase in APR. No further documentation needed for this exception. | 4/8/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 769.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit History with no derogatory account.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 5 years.<br>|
| 10001138 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns property with over XXX% in equity<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: 12 years at current residence<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 71, max LTV 75<br>|
| 10001140 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | XXX | Debts/obligations not disclosed/accounted for at origination | No | Missing REO properties from the 1003; XXX owned by XXX; XXX owned by XXX. | 4.6.2022 Client responded - Please see attached updated 1003 with the additional properties owned included. This should satisfy this condition. 4.6.2022 Upon further review client sent in 1003 that includes XXX and XXX. No further action is required. Exception satisfied | 4.6.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 3 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower credit score is 740; guideline minimum is 680.<br>|
| 10001142 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 797.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 3 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good credit history with no derogatory Account.<br>|
| 10001145 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Missing Stated Income | No | Missing bank statement income worksheet | 4.12.2022-Clients response:XXX, XXX pmAttached is the bank statement review/ Income desk summary sheet for this file. Please clear the exception.4.12.2022-XXX response: Upon further review the Income Bank Statement Summary has been received and reviewed. It is sufficient to satisfy the exception. Exception satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001147 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Missing Stated Income | No | Missing XXX and XXX XXX statements #XXX, to support monthly deposits and income used to qualify the borrower. Please provide the missing bank statements to complete the income calculation. | 4.13.2022 Client responded - please see attached bank statements for XXX and XXX. Please clear exception4.13.2022 Upon further review client sent XXX XXX XXX. The XXX XXX XXX statement is located in the file and not required. Exception satisfied. | 4.13.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>|
| 10001147 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Legal document incorrect or incomplete | No | Please provide the complete XXX Contract with a sales price of $XXX with all pages; one in the file does not show the sales price on any of the pages. | 4.13.2022 Client responded please see attached completed XXX contract. please clear the exception.4.13.2022 Upon further review client sent complete Purchase contract verifying XX of $XXX. No further action required. Exception satisfied. | 4.13.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>|
| 10002121 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 783.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for over 16 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 5 years.<br>|
| 10001148 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over 10 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 745<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 20%<br>|
| 10001149 | XXXXXX | IA | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | XXX | Loan documents do not meet guideline requirements | No | Provide Operating Agreement for XXX showing ownership by Borrower XXX. XXX account# XXX is in the name of XXX . Need verification the borrower is tied to this entity. | 4.12.2022-Clients response:XXX, XXX pmPlease see attached Articles of Organization - XXX Proof of Ownership. This should satisfy this condition.4.12.2022-XXX response: Upon further review the Articles of Organization have been reviewed and is sufficient to clear the exception. Exception satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 22 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 725<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10001150 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 33, max DTI 50<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 75, max LTV 85<br>|
| 10001151 | XXXXXX | CO | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 738<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for almost 2 years.<br>|
| 10001152 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified $XXX in reserves remaining.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 798; guideline minimum is 660.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 9.90%; guideline maximum is 50%.<br>|
| 10001155 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 642.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Residence for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LTV : 52.87MAX LTV Allowable per Guideline:65%<br>|
| 10001156 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | N/A | N/A | A | A | A | A | A | A | N/A | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 754.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for over 2 years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>|
| 10001157 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Provide Updated Title and/or Title Supplement showing XXX as the proposed insured with the loan amount of $XXX. | 4.7.2022 Client responded - Attached is the copy of the final title, please clear exception. 4.7.2022 Upon further review the client sent updated title showing XXX and the loan amount of $XXX. No further action is required. Exception satisfied. | 4.7.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have lived at current address for over 2 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 756.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrowers have been in line of work for over 10 years.<br>|
| 10001158 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | N/A | N/A | D | A | D | A | A | A | N/A | N/A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Final HUD-1 is incomplete or illegible | No | Provide Final HUD 1 settlement statement. File contains statement that is not signed or marked True and Certified. Please provide an LOX and verification the final HUD-1was sent to borrower. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 778<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 73.84% is below guideline requirement of 75% for this program<br>|
| 10001161 | XXXXXX | WA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 658.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit history with no Derogatory account.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit History, Borrower has a positive mortgage payment history.<br>|
| 10001163 | XXXXXX | IL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | D | A | D | A | XXX | TRID - Seller CD not in file; need in order to complete fee entry | No | Missing Seller's Closing Disclosure. Please provide a copy of the Seller's CD along with an LOX and verification the Seller's CD was sent to borrower. | 4/14/2022 - Please see the attached Seller CD.. Please clear the exception.. 4/15/2022 - Upon further review Lender provided the Seller CD. No further documentation needed for this exception. | 4/15/2022 - Exception satisfied. | Not Applicable | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 6.61%; guideline maximum is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 670; guideline minimum is 660.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The borrower has resided at the current residence for 4 years.<br>|
| 10001163 | XXXXXX | IL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Credit | Assets | Satisfied | D | A | D | A | XXX | Asset documentation is insufficient per guideline requirements | No | Provide an additional Bank statement for XXX XXX to support XXX days required. | 4.13.2022 Client responded - For account # XXX we used for reserves and for XXX we used for cash to close which was more than enough to support the XXX days required. 4.13.2022 Upon further review client sent additional bank statement for account XXX which is the correct account to support XXX days. Account XXX was used for reserves. No further action is required. Exception satisfied. | 4.13.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 6.61%; guideline maximum is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 670; guideline minimum is 660.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The borrower has resided at the current residence for 4 years.<br>|
| 10001165 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | B | B | C | B | C | A | A | A | B | B | Compliance | TILA/RESPA Integrated Disclosure | Active | B | B | B | B | XXX | TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed. | No | Missing Real Estate Commission Fees pad by Seller. Please provide a copy of the revised CD along with an LOX and verification CD was sent to borrower. | (No Data) | (No Data) | Numeric | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same profession for 12.11 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The borrowers Credit core is 742; guideline minimum is 640.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 34.29% guideline maximum is 50%.<br>|
| 10001165 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | B | B | C | B | C | A | A | A | B | B | Credit | Insurance | Satisfied | C | A | C | A | XXX | Insurance Effective date is greater than the transaction date | No | Hazard Insurance effective Date is XXX; Note date is XXX; CD prepaid interest is from XXX. Exception can be cancelled. | 4.15.2022-Clients response: XXX, XXX pmPer XXX, Exception can be cancelled. There is no finding as hazard insurance was effective at time of loan funding. Please clear this exception.4.15.2022- XXX response: Upon further review the Homeowners Insurance has been reviewed and the effective date was XXX and loan disbursed on XXX. Exception satisfied. | 4.15.2022-Exception satisfied. | Not Applicable | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same profession for 12.11 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The borrowers Credit core is 742; guideline minimum is 640.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 34.29% guideline maximum is 50%.<br>|
| 10001166 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>|
| 10001167 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over 5 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 771.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 70% is below guideline requirement of 90% for this program.<br>|
| 10001168 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: Borrower has significant time at current job<br>|
| 10001169 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Assets | Satisfied | C | A | C | A | XXX | Insufficient # of months cash reserves for PITI per guideline requirements | No | Loan requires XXX months of reserves which is $XXX after closing the borrower has $XXX after closing. Please provide the additional $XXX in assets to meet the XXX month reserve requirement. | 4.13.2022-Clients response:XXX, XXX pmPlease see the attached bank statement to cover the XXX months reserves . Please clear the condition.4.13.2022-XXX response: Upon further review the bank statement from XXX dated XXX with a balance of $XXX has already been included in the assets. Borrower is still short by $XXX in reserves. Exception remains.4.13.2022-Clients response:XXX, XXX pmPlease see the attached for reserves. Please clear the condition. .4.15.2022-XXX response: Upon further review the bank statement from XXX has been reviewed and the reserves are sufficient to clear the exception. Exception cleared. | 4.13.2022-Exception remains.4.15.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001170 | XXXXXX | NJ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | XXX | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance Fee of $XXX due to (Broker Fee) increased from LE to CD. Missing a valid Change of Circumstance, or Post Close CD, LOX and copy of refund check to borrower. | 4/6/2022 - Broker fee stayed consistently at XXX% of the loan amount. The loan was increased on XXX from $XXX to $XXX which accounts for the corresponding increase in the broker fee "dollar amount" from $XXX to $XXX. (See attached CD issued on XXX with Changed Circumstance form.)4/7/2022 - Upon further review Lender provided the COC, PCCD and lock in agreement showing change in loan amount. No further documentation needed for this exception. | 4/7/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 787 Qualifying credit score<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 55%, max LTV 85%<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 19 max DTI 50<br>|
| 10001172 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 674.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LTV: 51.98MAX LTV Allowable per Guideline: 80%<br>|
| 10001173 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Provide updated Title or Title supplement with XXX as the proposed insured including the loan amount of $XXX. | 4.15.2022- Client Response- Provided supplemental title4.15.2022- XXX Response- Provided documentation satisfies exception | 4.15.2022- Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 725 qualifying credit score<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 38, max DTI 50<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over 6 months reserves in PITIA<br>|
| 10001176 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3836: Borrower Net Worth<br> - XXX Comments: over XXX months reserves in PITIA<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: borrower owns another property with over XXX % in equity<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: no derogatory mortgage history past 24 months<br>|
| 10001177 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrower's credit score is 671; guidelines require 600.<br>CFCFS2860: Good credit history<br> - XXX Comments: Borrower has good credit history.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for 3 and 1/2 years.<br>|
| 10001178 | XXXXXX | MD | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 722.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for over 3 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for over 15 years.<br>|
| 10001179 | XXXXXX | UT | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for 41 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 50.58% max for loan program 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score is 681 and loan program requirement is 600.<br>|
| 10001180 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | D | A | D | A | XXX | TRID - Seller CD not in file; need in order to complete fee entry | No | Missing Seller's CD. The Seller's CD in the file does not have an issue date. Please provide a copy of the Seller's Closing Disclosure executed by the seller along with an LOX and verification the CD was sent to seller. | 4/13/2022 - Please see complete Seller CD. This should satisfy this condition.4/13/2022 - Upon further review Lender provided the Seller CD. No further documentation needed for this exception. | 4/13/2022 - Exception satisfied. | Not Applicable | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 696 FICO exceeds guideline requirement of 680 for this program<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Borrower has assets that exceed guideline requirements<br>|
| 10001182 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Assets | Satisfied | D | A | D | A | XXX | Asset documentation is insufficient per guideline requirements | No | Provide an addition Bankstatement for XXX account ending in XXX. Guideline requires two (2) most recent bank statements for the account. | 4.15.2022- Client Response- Provided XXX XXX bank statement4.15.2022- XXX Response- Provided response satisfies exception | 4.15.2022- Exception Satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 12.5 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same Profession for 8.1 years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: The DTI is 16.62%; guideline maximum is 50%.<br>|
| 10002124 | XXXXXX | IL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 58, Max LTV 85<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 46, max DTI 50<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: No derogatory mortgage history past XXX months<br>|
| 10001184 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | XXX | Missing lender's loan approval/underwriting form | No | Missing lender's income worksheet | 4.7.2022 Client responded - Please see attached Final Income Worksheet. This should satisfy this condition4.7.2022 Upon further review client sent a copy of the lender income worksheet. No further action is required. Exception satisfied. | 4.7.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001185 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | XXX | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance Fee of $XXX due to (Origination Fee) increased from LE to CD. Missing a valid Change of Circumstance, or Post Close CD, LOX and copy of refund check to borrower. | 4/13/2022 - DISAGREE WITH FINDING: A changed circumstance occurred on XXX wherein the loan amount was increased from $XXX to $XXX. Broker compensation percentage remained unchanged, but due to the loan amount increase the dollar amount of compensation increased commensurately by $XX. Please see attached revised LE issued on 3/23/2022.4/13/2022 - Upon further review this Lender provided the LE with a COC that shows changes. No further documentation needed for this exception. | 4/13/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence 6 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same profession for 21.11 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 711; guideline minimum is 600.<br>|
| 10001185 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Verbal verification of employment missing | No | Missing verification for A-Z Maintenance. XXX Questionnaire in the file. | 4.13.2022-Clients response:April 12th 2022, 10:30:33 amPlease see attached Business License. This should satisfy this condition. 4.12.2022-XXX response: Upon further review the License for the borrowers business has been reviewed and is sufficient to clear the exception. Exception satisfied. | 4.12.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence 6 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same profession for 21.11 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 711; guideline minimum is 600.<br>|
| 10001186 | XXXXXX | CO | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: 13 years at current residence<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: 17 years in current profession<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower has another property with over XXX% in equity<br>|
| 10002125 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | Application | Active | B | B | B | B | XXX | FNMA Application Form is Outdated | No | Application missing for co-guarantor, XXX XXX% owner of XXX, who signed the Personal Guaranty required by guidelines. | (No Data) | (No Data) | Not Applicable | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: All open account are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 746<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Cash back covers reserves<br>|
| 10001187 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | XXX | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | The underwriter requested XXX months of cancelled checks (front & back) for the borrower's primary residence expense. Please provide either the cancelled checks or the bank statements for the debt for the property located at XXX, CA. The mortgage may not have any 0 x 30 mortgage lates. | 4.13.2022-Clients response:XXX, XXX pmPlease see attached VOM which was in the file. This should satisfy this condition.4.13.2022_XXX response: Upon further review the payment history from XXX and the called checks have been reviewed and are sufficient to clear the exception. Exception is satisfied. | 4.13.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001188 | XXXXXX | PA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 673<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - XXX lates<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|
| 10001189 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guidelines requirement<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10002126 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 7 years<br>CFCFS1747: Housing expense increase is 10% or less<br> - XXX Comments: LTV of 70% is below guideline requirement of 75% for this program<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001190 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 743 qualifying credit score<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: 11 years at current profession<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 70, max LTV 85<br>|
| 10002127 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 71.40% is below guideline requirement of 75% for this program.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 719<br>|
| 10001191 | XXXXXX | OH | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD XXX days prior to consummation date | 4/13/2022 - DISAGREE WITH FINDING. Please see attached CD issued on XXX, which allowing for the mail rule, still exceeds XXX business days prior to consummation which occurred on XXX.4/13/2022 - Upon further review Lender provided the CD with issue date XXX days before consummation. No further documentation needed for this exception. | 4/13/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: 25 years at current job<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 82, max LTV 85<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>|
| 10002128 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | Credit | Assets | Satisfied | C | A | C | A | XXX | Assets reflect unsourced deposits | No | Missing proof that xxx funds of $XXX from XXX were wired to closing, can not use xxx funds for reserves. | 6.10.2022 Client responded - Please see the attached proof xxx funds of $XXX from XXX. Please clear the exception. 6.10.2022 Client sent the xxx letter for $XXX and a copy of the check that cleared the bank. Exception satisfied. | 6.10.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement<br>|
| 10002128 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Missing updated title reflecting borrowers name, mortgage amount and Lender | 6.10.2022 Client responded - Please see the attached supplement reflecting borrowers name, mortgage amount and Lender . Please clear the exception. 6.10.2022 Client sent in XXX report including the Borrower, loan amount and the Lender. Exception satisfied | 6.10.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement<br>|
| 10002128 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | Property Valuations | Appraisal | Satisfied | C | A | C | A | XXX | Appraisal includes one or more issue(s) | No | Missing a XXX full appraisal per Lender Approval. | 6.10.2022 Client responded - Hi, please see below the loan is not over $XXX so no second appraisal is required per our investor guidelines.. Please see the attached 6.10.2022 Clients response no XXX appraisal required per guidelines, loan amount was less than $XXX. Loan amount was less than $XXX. Exception satisfied | 6.10.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement<br>|
| 10002130 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 722<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 60.15<br>|
| 10002132 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | Compliance Manual | Satisfied | D | A | D | A | XXX | Missing disclosure | No | The SPL is missing in the File. Please provide Settlement Service Provider List. | 5.27.2022-Client Response- Provided SPL dated XXX 5.27.2022-XXX Response- Provided documentation satisfies exception | 5.27.2022-Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 729<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B1 has been in line of work for 25 years<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good credit History with no derogatory account.<br>|
| 10002132 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | RESPA | Active | B | B | B | B | XXX | RESPA - List of homeowners counseling organizations not in file | No | Please provide List of homeowners counseling organizations. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 729<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B1 has been in line of work for 25 years<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good credit History with no derogatory account.<br>|
| 10002133 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 11 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 27 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 49.24% is below guideline requirement of 80% for this program.<br>|
| 10001196 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over a year<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 755<br>|
| 10001197 | XXXXXX | GA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit is 633.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 4 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LTV is 60%Max Allowable LTV per guideline is 65%<br>|
| 10002136 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | Credit/Mtg History | Active | B | B | B | B | XXX | Length of mortgage/rental history in file does not meet guideline requirement | No | Pease provide the verification of mortgage for primary residence at XXX | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 778; guideline minimum is 680.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 66.30%; guideline maximum is 75%.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: The Borrower has had good credit history 0x30 for more than XXX months.<br>|
| 10002139 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been Self Employed for 13 years.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 3 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrower has had 0x30 for more than 12 months.<br>|
| 10002143 | XXXXXX | PA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 782 Qualifying credit score<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over 10% equity<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 54, max LTV 80<br>|
| 10002144 | XXXXXX | CT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | State Rate Spread | Active | B | B | B | B | XXX | CT Non-Prime, First Mortgage Disclosure Missing | No | First Mortgage Disclosure is not in the file. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 2.9 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 738; guideline minimum is 640.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 71.40%; guideline maximum is 90%.<br>|
| 10002145 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Assets | Satisfied | D | A | D | A | XXX | Asset documentation is insufficient per guideline requirements | No | Provide additional bank statement for XXX XXX Bank Statement in file :XXX Required Bank Statement per guideline: XXX | 6.21.2022-Clients response: Funds were transferred in from a XXX account. Statement from XXX account (please see attached) shows seasoning from XXX. Please see attached wire transfer showing seasoned funds went into XXX account. Second month of XXX statement not needed. Please clear condition. 6.21.2022-XXX response: The XXX please provide a conversion so we can update the borrowers assets. Exception remains. 6.24.2022 Client responded - Funds on XXX account are seasoned more than XXX months (please see attached) and meet guideline requirements. Funds were then transferred to XXX account, both statements show wire confirmations of transferred funds with corresponding account numbers. Please clear condition. 6.24.2022 Client sent the Bank statements supporting XXX months required in XXX and theXXX statements for the funds to close. The XXX statement is XXX through XXX, with a wire sent on XXX. Exception satisfied. | 6.21.2022-Exception remains.6.24.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 660.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 17 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LTV: 71.40Max LTV allowable per guideline: 80%<br>|
| 10002150 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 754<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 67.53<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|
| 10002151 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 749.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 26 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit Report with no derogatory accounts.<br>|
| 10002152 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Missing proof that HELOC has been paid and closed to future draws | No | Provide documentation that Credit Line dated XXX from XXX has been closed to no further withdrawls. | 5.11.2022 Client responded - Please see attached Recorded Full XXX. This should satisfy this condition. 5.11.2022 Upon further review client sent in the XXX. No further action required. Exception satisfied. | 5.11.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 804; guideline minimum is 760.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 8.9 years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 10.54%; guideline maximum is 50%.<br>|
| 10002152 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | XXX | Potential title issue | No | Provide Final Title with XXX LOX in the file indicates that this debt was released. | 5.11.2022 Client responded - Please see attached Final Title Policy. Please clear this condition. 5.11.2022 Upon further review client sent in Final Title policy with XXX. as the insured and the Full XXX No further action required. Exception satisfied. | 5.11.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 804; guideline minimum is 760.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 8.9 years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 10.54%; guideline maximum is 50%.<br>|
| 10002154 | XXXXXX | CO | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Median fico 753<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Required reserves of 6 months. Verified PITIA reserves of 11 months.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: Program max 50%, DTI 40.28%<br>|
| 10002156 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 2 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 23 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 80.60% is below guideline requirement of 85% for this program.<br>|
| 10002157 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 791<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements- 54.93<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|
| 10002158 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Final HUD-1 is incomplete or illegible | No | Final Executed HUD reflects Disbursement date XXX with Note and transaction date of XXX | 5.31.2022-Clients response: XXX pm Please see attached Final Settlement Statement with a Disburse Date of XXX. Please clear this exception. 5.31.2022-XXX response: The final HUD XXX was received and reviewed; sufficient to clear the condition. Exception is satisfied. | 5.31.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>|
| 10002159 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | XXX | Insurance Effective date is greater than the transaction date | No | Note is dated :XXX Insurance was prepared: XXX policy period : XXX | 5.5.2022 Client responded - Please see the attached ins policy please clear the exception. 5.5.2022 Upon further review client sent the updated Hazard Insurance policy with Effective dates of XXX to XXX which is within XXX closing date. No further action is required. Exception satisfied. | 5.5.2022 Exception satisfied. | Not Applicable | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 680.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 10 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 6 years.<br>|
| 10002160 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 660.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have lived at current residence for 6 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LV: 70.70Max LTV allowable per guideline : 75%<br>|
| 10002376 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | A | C | A | XXX | Texas Equity - Itemized disclosure of fees not provided prior to closing; missing supporting documents for election to proceed | No | XXX- Missing Itemized disclosure. | Client response: 5/26/2022 - Please see the attached cd that the borrower acknowledged the receipt of the closing disclosure on XXX and it was XXX day prior to closing which was XXX. Please the condition. XXX response: 5/27/2022 - The Final signed CD is not the correct document to clear this exception. There is a XXX specific document that has itemization of fees and election to proceed on one page. Please provide that document. Client response - 5/31/2022 - please see the attached XXX Disclosure. Please clear the condition. XXX response - 6/2/2022 - The document provided is still not the correct document to clear this exception. There is a XXX specific document that has itemization of fees and election to proceed on one page. Please provide that document. Client response: 6/6/2022 - Per XXX XXX XXX the loan may not close until the owner of the homestead receives a final itemized disclosure of the actual fees, points, interest, costs, and charges that will be charged at closing. If a XXX or another good cause exists and the lender obtains the written consent of the owner, the lender may provide the documentation to the owner or the lender may modify previously provided documentation on the date of closing. The Reg-Z Closing Disclosure should satisfy this requirement, but additionally, the borrower has executed an affidavit stating that they have examined and received a statement from the settlement agent that itemizes the fees, points, interest, costs, and charges actually charged by the Lender and third parties. Please see attached executed affidavit. XXX Response: 6/7/2022 - Client provided affidavit stating that borrower received itemized list of fees prior to closing. Exception satisfied | 5/31/2022 - XXX conclusion - Exception remains 6/2/2022 - XXX conclusion - Exception remains 6/7/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1747: Housing expense increase is 10% or less<br> - XXX Comments: Housing expense increase is less than 10%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002376 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | A | C | A | XXX | TX Equity - Closed before later of appl/discl + 12 days | No | Application date is XXX and Notice Concerning Extensions of Credit dated & executed by borrower on XXX. | Client response: 5/26/2022 - The NOTICE CONCERNING EXTENSIONS OF CREDIT DEFINED BY SECTION 50(a)(6), ARTICLE XVI, XXX was provided to the borrower in their initial disclosure package, pages XXX- signed by the borrower on XXX which was well in advance of the consummation on XXX Please clear the condition. XXX Response: 5/27/2022 - Client provided executed XXX day notice signed on XXX | XXX conclusion: - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1747: Housing expense increase is 10% or less<br> - XXX Comments: Housing expense increase is less than 10%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002376 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | B | C | B | XXX | Texas Equity - Affidavit of Fair Market Value not signed by lender | No | XXX is not executed by Lender. | Client Response: 5/25/2022 - Please see the attached Affidavit of Fair Market Value signed by the lender. Please clear the condition. XXX Response: 5/27/2022 - Lender provided XXX signed by the lender. Exception satisfied | XXX Conclusion: Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1747: Housing expense increase is 10% or less<br> - XXX Comments: Housing expense increase is less than 10%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002376 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | XXX | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero percent tolerance fee of $XXX for increase in Appraisal fee of $XXX. Change of circumstance letter dated XXX does not list a reason for increase. | Client response: 6/2/2022 - Please see the attached please clear the exception. XXX response: 6/3/2022 - Lender provided a PCCD, LOX, and refund to the borrower in amount of $XXX for tolerance cure for Appraisal fee and doc prep fees that were not properly disclosed. No further documentation needed for this exception. | XXX conclusion: Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1747: Housing expense increase is 10% or less<br> - XXX Comments: Housing expense increase is less than 10%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002376 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Missing Stated Income | No | Missing XXX letter to verify XXX months employment history | 5.26.2022 Client responded - The borrower is not XXX he is a XXX contracted employee XXX. Please see LOE and paystub . Please clear the condition. 5.26.2022 Client provided a LOE stating that borrower is a XXX contracted employee with XXX. Paystubs were sent in. XXX letter not required. Exception satisfied. | 5.26.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1747: Housing expense increase is 10% or less<br> - XXX Comments: Housing expense increase is less than 10%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002378 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | XXX | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance Fee of $XXX due to (XXX) increased from LE to CD. Missing a valid Change of Circumstance, or Post Close CD, LOX and copy of refund check to borrower. | 5/9/2022 - Please see the attached a copy of the refund due to the bwr $XXX clear the exception. 5/10/2022 - Upon further review Lender provided a PCCD, LOX, and refund to the borrower in amount of $XXX tolerance cure for Transfer taxes that were not properly disclosed. No further documentation needed for this exception. | 5/10/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: High potential for increased earnings<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co borrower has significant time at current job<br>|
| 10002378 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | XXX | TRID - Closing Disclosure: The Creditors Brokers or Contact persons NMLS or State ID is missing | No | In contact Information section of CD dated XXX " Mortgage Broker" information is missing | 5/5/2022 - Please see the attached CD showing Mortgage Broker info .. Please clear the condiition. 5/6/2022 - Upon further review Lender provided the Seller CD that has broker information. No further documentation needed for this exception. | 5/6/2022 - Exception satisfied. | Numeric | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: High potential for increased earnings<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co borrower has significant time at current job<br>|
| 10002378 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Missing Required Income Documentation | No | Missing all business bank statements for XXX worksheet to support income of $XXX | 5.11.2022 Client responded - We used the XXX as per the new guide and did not need a XXX letter. Please see the attached and clear the exception. 5.11.2022 Upon further review client sent Lender income worksheet for XXX months bank statements are personal used as business for both borrowers. B1 income was separated from the B2 income deposits deriving B1 income XXX Additional bank statements for B2 not required. No further action needed. Exception satisfied. | 5.11.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: High potential for increased earnings<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co borrower has significant time at current job<br>|
| 10002162 | XXXXXX | NJ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 16 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 16 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 711<br>|
| 10002163 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 742<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - XXX lates<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|
| 10002164 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Assets | Satisfied | C | A | C | A | XXX | Insufficient # of months cash reserves for PITI per guideline requirements | No | Loan program requires XXX months of reserves; the borrower is short on their reserves. Total reserves should be $XXX and the borrower has $XXX after closing. Please provide additional assets to cover the XXX months of reserves. | 5.31.2022 Client responded - Please see the latest XXX months bank statements which cover the reserves, Please clear the condition 5.31.2022 Client sent bank statements for XXX totaling $XXX to cover the reserves. These statements were used for the total amount of the closing funds + reserves. Reserves are short $XXX. Exception remains. 6.1.2022 Client sent in XXX account showing $XXX which was accounted for. Total funds required for closing $XXX months reserves required $XXX months = $XXX for a total of $XXX Reserves are short $XXX. Exception remains. 6.13.2022-Clients response Total funds to close should be $XXX [XXX Total verified funds to close are XXX [XXX Please see attached exception for shortage of total reserves of XXX Please clear the condition 6.13.2022-Clients response: Total funds to close should be $XXX Total verified funds to close are XXX Please see attached exception for shortage of total reserves of XXX Please clear the condition 6.13.2022-XXX response: The lender has provided an approved Loan Exception to allow exception for shortage of total reserves to close of $XXX. This is sufficient to clear the exception. Exception is satisfied. 6.14.2022 - Client responded - Please raise the grade to reflect the satisfied exception. 6.14.2022 - System updated to reflect correct grade. | Provide additional reserves.5.31.2022 Exception remains.6.1.2022 Exception remains.6.13.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 6 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 71.40% is below guideline requirement of 75% for this program.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Reserves are verified<br>|
| 10002166 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 25 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 54.52% is below guideline requirement of 80% for this program.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 785.<br>|
| 10002168 | XXXXXX | NM | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 720.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 6 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LTV per Guideline: 75%LTV allowable per guideline for 2-4 units : 80%<br>|
| 10002383 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 71.40%; guideline maximum is 75%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Cash Reserves are in the amount of $XXX.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrowers have resided at the current residence for 4 years.<br>|
| 10002170 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co borrower has significant time at current job<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002171 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | XXX | Missing or incomplete documentation related to citizenship/residency | No | Missing copy of co borrower's permanent resident card, front and back | 6.10.2022 Client responded - Please see the attached Driver License the XXX co bwr is a XXX. Please clear the condition. 6.10.2022 Final 1003 states that both borrower 1 and co-borrower are XXX. Borrower card is in the file. Client sent driver's license for co-borrower which does not verify XXX. Provide a copy of the XXX Card or Social Security card. Drive report verify's Borrower XXX is a XXX. Exception remains 6.13.2022-Clients response: XXX pm Please see the attached updated 1003 showing co bwr is not a XXX. Please clear the condition 6.13.2022-XXX response: The Loan Application received has been updated to reflect the co-borrower as a XXX and is sufficient to clear the exception. Exception is satisfied. 6.14.2022 Client responded - Can you please change the letter grade to reflect the satisfy the condition. 6.14.2022 System updated to reflect co-borrower as XXX grade corrected. | 6.10.2022 Exception remains6.13.2022-Exception is satisfied.6.14.2022 Grade exception corrected. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guidelines requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002171 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Provide updated title showing XXX, a married couple. | 6.15.2022 Client responded - Please see the attached recorded deed showing borrowers are XXX.. per title final title policy is not ready yet. Please clear the exception. 6.15.2022 Client sent in the fully executed and recorded General Warranty Deed verifying XXX, A XXX are on title. Final policy is not yet available.. Exception satisfied | 6.15.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guidelines requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002172 | XXXXXX | OK | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002173 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Verbal verification of employment missing | No | Please provide the business license and a letter from XXX to verify the business and the percentage the borrowers owns. | 5.23.2022-Clients response: XXX pm Loan is XXX month business bank statements program. Section XXX item (b) of our guidelines state that only one item is required to verify stable XXX. Business license of effective date XXX is enough to satisfy guideline requirement. XXX letter is not required. Please clear the exception. 5.23.2022-XXX response: The borrower's business has been received and verified the borrowers business has been in business since XXX This is sufficient to clear the exception. Exception is satisfied. | 5.23.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit score is 758<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 5 years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>|
| 10002173 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Income Amount is Unsupported by Documentation in File | No | Missing Bank Statement to calculate income from XXX account ending XXX and XXX account ending in XXX | 5.23.2022-Client's response: XXX pm Please see attached statement, Please clear the exception. 5.23.2022-XXX response: The XXX bank statement account XXX has been received and is sufficient to clear the exception. Exception is satisfied. | 5.23.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit score is 758<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 5 years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>|
| 10002174 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - Loan Estimate not timely | No | The initial application in the file is dated XXX. XXX is dated XXX. Initial LE is issued n XXX. The period between initial application and initial LE is greater than XXX days. Please provide an updated 1003. | Client response: 6/2/2022 - Please see the attached initial 1003 dated XXX. Please clear the condition. XXX response : 6/3/2022 - Client provided 1003 dated XXX that differs from the Initial 1003 in the file. The client insists this is the Initial 1003. In the future Client may want to stipulate which 1003 is the Initial since they provided more than one, to prevent any further exceptions like this. Exception satisfied at clients insistence. | XXX conclusion - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrowers have resided at the current residence for 3 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 81.33%; guideline maximum is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 715; LTV is 81.33%; minimum credit score is 660.<br>|
| 10002178 | XXXXXX | LA | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Legal document incorrect or incomplete | No | Provide fully executed Personal Guaranty for XXX. Per guidelines all members of XXX with XXX% plus ownership must sign a Personal Guaranty. XXX owns XXX%, XXX owns XXX% and XXX owns XXX%. Guaranty's in file for XXX. | 6.23.2022-Clients response: XXX am Please see the attached Operating Agreement which shows XXX only owns XXX% so therefore no personal guaranty is needed. Please clear the exception. 6.23.2022-XXX response: Received the Operating Agreement and is sufficient to clear the exception. Exception is satisfied. | 6.23.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002178 | XXXXXX | LA | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | XXX | LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | No | LTV of 80% is greater than LTV 75% allowed per guidelines for DSCR of 0.9973. Please provide exception for LTV since DSCR is less than 1% and maximum LTV is XX%. | 6.23.2022-Clients response: XXX am Please see the attached copy of our guidelines page XXX showing LTV max can go to 80% also please see the attached pricing validation DSCR 1%. No exception is needed. Please clear the exception. 6.23.2022-XXX response: The DSCR was rounded to 1% by the Lender thus allowing the LTV to be 80% and the exception is satisfied. | 6.23.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002179 | XXXXXX | IL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002184 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 666; guideline minimum is 600.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 65%; guideline maximum is 80%.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 6.9 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same profession for 14.2 years.<br>|
| 10002185 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002187 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over a year.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 784<br>|
| 10002389 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | XXX | Hazard Insurance documentation in file is incomplete | No | Provide updated Hazard Insurance Declaration covering Fire, hurricane, Wind and hail and Loss of rent. Policy Declaration in file covers Terrorism & Political Violence. | 7.7.2022 Client responded - Please see attached insurance policy, please clear condition. 7.7.2022 Upon further review client sent updated Hazard Insurance policy that includes, dwelling, Loss of Use, Replacement cost fire, and wind/hail. Exception satisfied | 7.7.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 4 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 744<br>|
| 10002389 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Legal document incorrect or incomplete | No | Missing Personal Guaranty's from XXX XXX% owner of XXX. and XXX XXX% owner of XXX. File contains Personal Guaranty signed by XXX. | 7.7.2022 Client responded - Please see attached copy of personal guaranty and articles which show that the sole owners are XXX. Please clear condition. 7.7.2022 Upon further review client sent Bylaws of XXX. verifying XXX% ownership for XXX and XXX% ownership for XXX. Client also sent signed Personal Guaranty for XXX. File contained signed Personal Guaranty for XXX. Personal Guaranty for XXX is not required. Exception satisfied. | 7.7.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 4 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 744<br>|
| 10002189 | XXXXXX | ID | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 4 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 11 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 745<br>|
| 10002190 | XXXXXX | ME | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Assets | Satisfied | D | A | D | A | XXX | Asset documentation is insufficient per guideline requirements | No | Please provide XXX account ending in - XXX. File contains XXX copies of XXX Per guidelines required XXX days for Closing cost. | 6.10.2022 Client responded - Funds to close may be sourced and seasoned for XXX days this was met. Please clear the condition. funds to close came from a sale of a property which is considered seasoned funds. We have a copy of the settlement statement and the deposit of those funds into our borrowers bank account dated XXX in the amount of $XXX. This should be sufficient to satisfy funds to close and reserves. 6.10.2022 Client sent a copy of the HUD from the sale of property with proceeds of $XXX as seasoned funds to close. Exception satisfied. | 6.10.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 3 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 70% is below guideline requirement of 80% for this program.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 726<br>|
| 10002192 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | DTI | Satisfied | D | A | D | A | XXX | Missing verification of some or all components of non-subject PITI | No | Missing Tax bill, homeowners and HOA if applicable for XXX evidencing monthly liability of $XXX | 6.10.2022 Client responded - Please see the attached homeowners and HOA if applicable for XXX XXX. Please clear the exception. 6.10.2022 Client sent the XXX Evidence of Insurance is in the file and HOA is not applicable per appraisal. Exception satisfied | 6.10.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: Consumer credit history exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>|
| 10002193 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for almost 2 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 11 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 70.52% is below guideline requirement of 90% for this program.<br>|
| 10002194 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002195 | XXXXXX | MN | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower credit score is 771; guideline maximum minimum is 680.<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had good credit 0x30 for more than XXX months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrower has had 0x30 for more than XXX months on the Mortgage Payment History.<br>|
| 10002196 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 10.1 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 772; guideline minimum is 680.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been XXX in the same Business for 10 years.<br>|
| 10002198 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 705<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: High potential for increased earnings - Uptick in market per comps<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - XXX lates<br>|
| 10002199 | XXXXXX | CT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Compliance | State Rate Spread | Active | B | B | B | B | XXX | CT Non-Prime, First Mortgage Disclosure Missing | No | First Mortgage Disclosure Missing.Please provide. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 661.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: B1 has Lived at current residence for 15 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B2 Has been in line of work for 12 years.<br>|
| 10002200 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Copy of Note in file is incomplete | No | Please provide the Prepayment Addendum signed by the borrower. The one in the file is missing the signature page. | 5.24.2022 Client responded - Please see attached addendum. Please clear the exception. 5.24.2022 Client sent the fully executed Prepayment Addendum signed by borrower. No further action required. Exception satisfied. | 5.24.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 779.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 14 years<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for 4 years.<br>|
| 10002201 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10002373 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | XXX | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero percent tolerance fee of $XXX for increase in Appraisal Fee of $XXX. There is no COC supporting the change. | Client response: 5/25/2022 - Please see attached COC and updated LE for Appraisal Fee which were in the file. Please clear this condition. XXX Response: - 5/27/2022 - Client provided COC showing the change in the appraisal price. Exception satisfied | XXX conclusion : Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>|
| 10002373 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Assets | Satisfied | C | A | C | A | XXX | Insufficient # of months cash reserves for PITI per guideline requirements | No | Missing updated bank statements evidencing sufficient reserves | 5.26.2022 Client responded - Please see attached XXX Response with supporting bank statements for the verified assets. This should satisfy this condition. 5.26.2022 Client sent in XXX response verifying the funds used by the borrower. All funds were verified. Exception satisfied. | 5.26.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>|
| 10002373 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Assets | Satisfied | D | A | D | A | XXX | Asset Verification In File is Incomplete Per Requirements | No | Missing proof of all gift funds transferred to title company to match XXX XXX letters and copy of $XXX earnest deposit per CD | 5.26.2022-Clients response: XXX pm Please see attached XXX Response with supporting documentation. This should satisfy this condition. 5.26.2022-XXX response: Unable to clear this at this time; not showing that the conditions has been uploaded to the conditions folder. Exception remains. 5.31.2022-Clients response: XXX am Please see attached XXX Response with supporting documentation. This should satisfy this condition. 5.31.2022-XXX response: The XXX letters for $XXX and $XXX and the supporting documentation has been received and reviewed. The documents are sufficient to clear the condition. Exception satisfied. | 5.26.2022-Exception remains.5.31.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>|
| 10002373 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Credit/Mtg History | Satisfied | D | A | D | A | XXX | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | Missing VOR of XXX months cancelled rent checks front and back for XXX XXX | 5.25.2022 Client responded - Please see attached Verification of Rent which was in the file. Please clear this condition. 5.25.2022 Client sent the XXX out for the monthly rent payments for XXX months. Verified with XXX print out from XXX through XXX showing rent payments of $XXX per month. Exception satisfied. | 5.25.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>|
| 10002373 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Missing Stated Income | No | Missing proof that borrower has XXX% ownership in business XXX and that used of business funds will not adversely effect business | 5.25.2022 Client responded - Please see attached Proof XXX% ownership in business which was in the file. Please clear this exception 5.25.2022 Client sent in Operating Agreement and Articles of Organization for XXX verifying the borrower is XXX% owner of the company as well as letter from the XXX verifying the use of business funds wil not adversely effect the business. Exception satisfied. | 5.25.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>|
| 10002202 | XXXXXX | UT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: The Borrower has been XXX with the current job for 14 years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 44.72%; guideline maximum is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 707; guideline minimum is 660.<br>|
| 10002204 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | XXX | TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected | No | The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and neither You declined it and/or Your lender does not offer one are selected for the final CD dated XXX | 5/18/2022 - Please see post-closing CD in the file that corrected this defect. (Attached) 5/18/2022 - Upon further review Lender provided a PCCD dated XXX that fixed the exception. No further documentation needed for this exception. | 5/18/2022 - Exception satisfied. | Non-Numeric | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score 689.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 5 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B1 has been in line of work for 16 years.<br>|
| 10002206 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 37.74%; guideline maximum is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 779; guideline minimum is 600.<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had 0x30 for more than XXX months.<br>|
| 10002207 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 42.37% is below guideline requirement of 75% for this program.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 779<br>|
| 10002208 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002210 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD XXX days prior to consummation date | Client response 6/7/2022: Please see attached snippet of receipt of CD from borrower, please clear the exception. XXX response: 6/8/2022: Please resend the snippet of receipt of CD from borrower. It was not attached. Exception remains. Client response 6/8/2022: Please see attached re-uploaded snippet of CD receipt XXX response 6/9/2022: Client provided the CD receipt confirming that the borrower signed it on XXX Closing date is XXX. Loan consummated timely. Exception satisfied. | XXX conclusion: exception remains. XXX conclusion: Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 60.85%; guideline maximum in 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 684; guideline minimum is 660.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current subject residence for 15 years.<br>|
| 10002210 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Credit | DTI | Satisfied | D | A | D | A | XXX | Missing verification of some or all components of non-subject PITI | No | Provide HOI for XXX, used $XXX per 1003. XXX is on the credit unable to verify if escrow is included. Provide HOI for XXX, used $XXX per 1003. XXX is on the credit, P/I and taxes have been verified. Provide HOI for XXX, used $XXX per 1003. The property is free and clear taxes have been verified. | 6.8.2022 Client responded - Please see attached re-uploaded snippet, please clear condition. 6.10.2022 Client sent a copy of a snippet that is not disclosing the information that was requested above. Requiring information on the above XXX properties. Exception remains 6.17.2022 Client responded - The underwriter used the tax amounts from XXX detail reports (see attached) and added a conservative estimate of $XXX per month for hazard insurance. Considering the value of the rental properties, it is understood that the $XXX per month is extremely likely to be higher than the actual insurance cost. XXX calculated the PITI using this conservative calculation, please clear exception. 6.17.2022 Client sent in copies of Data XXX Detail reports for all XXX properties. Data XXX verifies the owner of record and the property taxes with a statement stating the UW used $XXX per month for Hazard Insurance on each property. Need verification that properties have HOI. Exception remains. 7.7.2022 Client responded - Please see attached insurance policies for the mentioned XXX properties. Please clear the condition. 7.7.2022 Upon further review client sent the HOI policy's for XXX and XXX verifying there is Hazard Insurance on all properties and amount included. Exception satisfied | 6.10.2022 Exception remains6.17.2022 Exception remains7.7.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 60.85%; guideline maximum in 80%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 684; guideline minimum is 660.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current subject residence for 15 years.<br>|
| 10002211 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 779.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 5 years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>|
| 10002212 | XXXXXX | DE | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1746: Significant housing expense reduction<br> - XXX Comments: Significant housing expense reduction<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002213 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 4.5 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 71.10%; guideline maximum is 75%.<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had good credit history 0x30 for more than XXX months.<br>|
| 10002387 | XXXXXX | NJ | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 3 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had 0x30 on the credit history for more than XXX months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: The Borrower has $XXX remaining in reserves.<br>|
| 10002214 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 732<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement - 3.29 / 16.28<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history - XXX lates<br>|
| 10002216 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Verbal verification of employment missing | No | Please provide evidence of borrowers business showing borrower is XXX% owner of the business. If there are other owners with XXX% or more of the business we will need a Personal Guarantor signed by all owners. Provide a business license and a letter from XXX showing percentage of ownership. | 6.10.2022 Client responded - Please see the attached business license bwr owns XXX% ownership. Please clear the condition. 6.10.2022 Client sent a copy of current Business License. Documentation in file XXX Questionnaire and Business Bank Statement XXX account #XXX states XXX. Loan closed in individual name no Personal Guaranty required. Exception satisfied. | 6.10.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 6 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over 5 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 717<br>|
| 10002217 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Credit | Title | Satisfied | D | A | D | A | XXX | Title incomplete | No | Provide XXX Report has been located in the file. | 6.6.2022-Clients response: XXX pm Please see attached Prelim - XXX. Please clear this exception. 6.6.2022-XXX response: The final XXX has been received and is sufficient to clear the exception. Exception is satisfied. | 6.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 3 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same profession for 19 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 749; guideline minimum is 660.<br>|
| 10002217 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Property Valuations | Property | Satisfied | C | A | C | A | XXX | Property Issues Indicated 2 | No | The Current Appraisal is dated XXX Valued at $XXX that has been completed on Form 1004; the HOI indicates that the property is a XXX XXX Provided updated appraisal on for XXX | 6.6.2022-Clients response: XXX pm Please see attached Prelim - XXX which shows subject property is a PUD. Please clear this exception 6.6.2022-XXX response: The XXX has been reviewed and is showing the subject property as a PUD. Exception is satisfied. | 6.6.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 3 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same profession for 19 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 749; guideline minimum is 660.<br>|
| 10002218 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - Loan Estimate not timely | No | Initial application was taken on XXX, the intial LE was issued on XXX. Greater than the required XXX days. Please provide most recent application. | Client response: 5/27/2022 - Please see attached Initial 1003 at loan submission signed on XXX which was in the file. Please clear this condition. XXX Response: Client provided multiple Initial 1003's. We were unsure of which one to use. Exception satisfied | Exception satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002218 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | XXX | Debts/obligations not disclosed/accounted for at origination | No | Missing proof of omission for XXX monthly payment with balance of $XXX and XXX monthly payment balance of $XXX | 5.31.2022 Client responded - Please see attached Evidence the Business pays XXX. Please clear this condition. 5.31.2022 Client sent XXX making the payments for XXX $XXX and XXX. Exception satisfied. | 5.31.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002218 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Missing HUD-1 from sale of property | No | Missing HUD 1 for sale of XXX | 5.31.2022 Client responded - Please see attached LOE that was in the file that states those XXX properties were not going to be sold. Please clear this condition. 5.31.2022 Client sent copy of LOE stating the property for XXX will not be sold prior. Exception satisfied. | 5.31.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002218 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL4033 | Missing Legal Document(s) | No | Missing fully executed Sales Contract with all addendums with sales price of $XXX | 5.31.2022 Client supported - Please see attached Purchase Contract and Addendums which were in the file. Please clear this condition. 5.31.2022 Client sent in fully executed Purchase contract with addendums. Exception satisfied | 5.31.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002218 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Loan File is Missing or Contains Insufficient Documentation for Basic Review | No | Missing Final 1003 fully executed | 5.31.2022 Client responded - Please see attached Fully Executed Final 1003 which was in the file. Please clear this condition.5.31.2022 Client sent in the fully executed final 1003. Exception satisfied. | 5.31.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002219 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Missing HUD-1 from sale of property | No | Provide Final HUD from the sale of property in the amount of $XXX. | 7.6.2022 Client responded - Please see attached XXX Response. Please clear this condition. Thank you 7.6.2022 Upon further review per the clients explanation, The borrower's did not use funds from the sale of another property. They had $XXX refunded to them from a down payment from a earnest money deposit for a purchase that fell through. Borrower's had sufficient assets for funds to close. Exception satisfied. | 7.6.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been employed in the same profession for 26 years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: The DTI is 45.52%; guideline maximum is 50%.<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had 0x30 for more than XXX months on the consumer credit history.<br>|
| 10002220 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: he Borrower has been Employed with the current employer for 5 years.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 8 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 692; guideline minimum is 660.<br>|
| 10002221 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10002222 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Verbal verification of employment missing | No | Please provide the business license and a letter from the XXX/XXX to support the business. | 5.25.2022-Clients response: XXX am Please see attached copy of business license, please clear the exception. 5.25.2022-XXX response: Please upload the condition it is not showing in the conditions folder. Exception remains. 5.26.2022-Clients response: XXX pm Business License re uploaded, Please clear the condition. 5.26.2022-XXX response: The business license for XXX has been received and is sufficient to clear the exception. Exception is satisfied. | 5.25.2022-Exception remains.5.26.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>|
| 10002222 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Missing Legal Document(s) | No | Missing updated title with mortgage amount, correct XXX name and XXX Lender | 5.24.2022 Client responded - Please see copy of final title, please clear the exception. 5.24.2022 Client sent in The updated title showing the amount of insurance $XXX, Vested in XXX, XXX as the Insured. No further action required. Exception satisfied. | 5.24.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>|
| 10002223 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at same residence for over 8 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 2 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current.<br>|
| 10002225 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 2 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 4 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current.<br>|
| 10002226 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Missing Legal Document(s) | No | Missing fully executed Sales Contract with all addendum with sales price of $XXX. | 6.1.2022 Client responded - Please see attached purchase contract with addendum. Please clear condition. 6.1.2022 Client sent in fully executed Purchase Contract verifying Purchase price of $XXX Exception satisfied | 6.1.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>|
| 10002227 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>|
| 10002228 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 53.99% is below guideline requirement of 75% for this program.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current.<br>|
| 10002229 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Verbal verification of employment missing | No | Loan program requires a copy of the business license for the borrowers business. | 6.15.2022 Client responded - Please see the attached Business license . Please clear the exception. 6.15.2022 Client sent a copy of the Business Entity Summary verifying XXX as owner of XXX Exception satisfied | 6.15.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 801.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have lived at current residence for 14 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrowers have been in line of work for 13 years.<br>|
| 10002229 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Final HUD-1 is incomplete or illegible | No | Please provide the signed final HUD1 or Closing Statement. | 6.15.2022 Client responded - Please see the attached Final Hud 1 . Please clear the condition.6.15.2022 Client sent in the Final HUD 1 Closing statement. Exception satisfied | 6.15.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 801.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have lived at current residence for 14 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrowers have been in line of work for 13 years.<br>|
| 10002230 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Verbal verification of employment missing | No | Please provide the business license and the Articles of Incorporation. This is required to know that the borrower owns the business XXX percent. If they do not have Articles of Incorporation a letter from a XXX will be sufficient to clear the exception along with the business license. | 6.13.2022-Clients response: XXX pm Please see attached Business License and Articles of Amendment. Please clear this exception. 6.13.2022-XXX response: The business license and the Articles of Amendment have been received and are sufficient to clear the exception. Exception is satisfied. | 6.13.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 731.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrowers Start date at profession is XXX<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit report, Borrower has good Credit history.<br>|
| 10002232 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Missing Legal Document(s) | No | Missing signed addendum to Sales Contract with final sales price of $XXX | 6.6.2022-Clients response: XXX pm Please see the attached signed addendum w/correct price. Please clear the exception. 6.6.2022-XXX response: The Seller's Counter Offer was received and showed the final sales price at $XXX and the property to be sold "as is", this is sufficient to clear the exception. Exception is satisfied. | 6.6.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guidelines requirement<br>|
| 10002232 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Missing updated Title with borrowers name, mortgage amount and Lender | 6.6.2022 Client responded - Please see the attached Final Title Policy. Please clear the condition 6.6.2022 Client sent in the Title policy showing XXX as the Lender, the Title vested in XXX as joint tenants and the amount of $XXX. Exception satisfied | 6.6.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guidelines requirement<br>|
| 10002234 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement - 2.69 / 4.65<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - XXX LATES<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX - $XXX CLOSING COSTS = $XXX<br>|
| 10002236 | XXXXXX | CO | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Verbal verification of employment missing | No | Please provide the business license and or a letter from the XXX | 6.6.2022-Clients response: XXX pm Please see attached Evidence of XXX which was in the file. Please clear this exception. 6.6.2022-XXX response: The license for the borrower's business XXX has been received and reviewed. Exception is satisfied. | 6.6.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over 10 years.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 16 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 776<br>|
| 10002238 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Employment verification does not meet guidelines | No | Please provide the borrowers business license and a letter from a XXX stating the percentage of the business the borrower owns. | 6.13.2022-Clients response: XXX pm Guidelines state that for XXX XXX. Bank statements program, XXX months of bus. Bank statements and business license are enough to meet requirement for loan program, XXX letter not needed (please see section XXX and page XXX of guidelines for clarification). Please clear condition. 6.13.2022-XXX response: Please provide the license for the borrowers business; Exception remains. 6.13.2022-Clients response: XXX am Please see re-uploaded business license 6.13.2022-XXX response: The business license for XXX has been and is sufficient to clear the exception. Exception is satisfied. | 6.13.2022-Exception remains.6.13.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 6 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 24 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10002371 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession - 22 years<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 740<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 61.20<br>|
| 10002242 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Property Valuations | Property | Satisfied | C | A | C | A | XXX | Property Issues Indicated 2 | No | Please provide the 1007 rent schedule. Appraisal does have the form that is required to calculate the DSCR. | 6.9.2022 Client responded - Please see attached appraisal which has a copy of the comparable rent data on page XXX which serves as the rent schedule. Please clear the exception. 6.9.2022 Client sent copy of appraisal that has the comparable rent data located on page XXX. Exception satisfied. | 6.9.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 769<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - XXX lates<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|
| 10002243 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 765.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 5 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 10 years.<br>|
| 10002244 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 7 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified $XXX remaining after reserves requirement has been met.<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had credit history with XXX since XXX.<br>|
| 10002245 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same line of work for over 6 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 754<br>|
| 10002247 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 76.50<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 787<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history - XXX lates<br>|
| 10002248 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Income Amount is Unsupported by Documentation in File | No | Please provide the Articles of Incorporation for XXX. | 6.22.2022 Please see the attached Articles of Incorporation for XXX... Please clear the exception. 6.22.2022 Client sent in a copy of the Operating Agreement for XXX verifying XXX and Manager and XXX% owner. Exception satisfied. | 6.22.2022 Exception Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 3 years<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 781<br>|
| 10002249 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Provide documentation verifying XXX has transferred the property to XXX. File contains Quit Claim dated XXX from XXX back to XXX and property detail report states the property owner is XXX | 6.14.2022 Client responded - Please see attached final title policy showing the property vested to XXX. Please clear the condition 6.14.2022 Client sent in updated Title showing the property is vested in XX XXX. They also sent Articles of Organization for XXX showing XXX as sole member of the XXX. Exception satisfied. | 6.14.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 46.11; guideline maximum is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 735; guideline minimum is 680.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Cash reserves are in the amount of $XXX<br>|
| 10002250 | XXXXXX | IL | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | XXX | LTV Exceeds Guideline Requirement by less than 5% | No | 76.50% LTV is greater than maximum LTV of 75% for DSCR less than 1.0. DSCR = Gross rents $XXX / PITI $XXX = 0.7577%. LTV = loan amount $XXX / Purchase price $XXX = XXX% | 6.6.2022-Clients response: XXX am Please see attached Pricing Validation showing LTV is 75% with XXX points financed. Please clear this exception 6.6.2022-XXX response: Satisfied | Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 744<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 76.50<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: High potential for increased earnings - Per comps, uptick in market rent<br>|
| 10002384 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 773<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Residence for 5 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has good Credit History with no derogatory Accounts.<br>|
| 10002252 | XXXXXX | TN | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 756.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: B1 Has lived at current residence for over 16 years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>|
| 10002253 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | XXX | Missing lender's loan approval/underwriting form | No | Provide Lender Loan Exception with management approved for the property equity less than $XXX. | 6.17.2022-Clients response: XXX pm Please see attached loan exception, please clear the condition. 6.17.2022-XXX response: The Loan Exception that has been approved by management has been received for having less than $XXX in equity in the subject property. Exception is satisfied. | 6.17.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 4 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 75.38% is below guideline requirement of 80% for this program.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 764<br>|
| 10002254 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has residence at the current residence for 4.2 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 764; guideline minimum is 680.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: The Borrower has had 0x30 for more than XXX months on the consumer history.<br>|
| 10002256 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - At least one LE was delivered on or after the date that a CD was delivered | No | The final LE dated XXX was delivered the same date as the initial CD dated XXX | Client reseponse6/8/2022: Please see attached Attestation Letter. Please clear this exception. XXX response 6/9/2022: The Client provided attestation letter dated XXX confirming the XXX was never delivered to the borrower. The XXX CD was removed from the review. Exception satisfied. | XXX conclusion: Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 85%; guideline maximum is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 792; guideline minimum is 700.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been self employed with the current employer for 4.11 years.<br>|
| 10002256 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD XXX days prior to consummation date | Client response 6/8/2022: Please see attached Initial Closing Disclosure issued XXX acknowledged by borrower. Please clear this exception. XXX response 6/9/2022: Client provided proof that the CD dated XXX was signed by the borrower on XXX. The closing date is XXX. The loan consummated timely. Exception is satisfied. | XXX conclusion: Exception is satisficed. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 85%; guideline maximum is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 792; guideline minimum is 700.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been self employed with the current employer for 4.11 years.<br>|
| 10002256 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - Corrected CD should have been provided; APR is greater than APR 3 business days prior to closing by more than allowable tolerance | No | CD dated XXX has an APR of XXX% while CD dated XXX has an APR of XXX% this is a change of XXX% which exceed tolerance change of XXX% | Client response: Please see attached XXX Response from Compliance Department. Please clear this exception. XXX response: The client provided the attestation letter for the CD dated XXX stating that it was never delivered to the borrower. Therefore CD was removed from the system. Exception is satisfied. | XXX conclusion: Exception is satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 85%; guideline maximum is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 792; guideline minimum is 700.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been self employed with the current employer for 4.11 years.<br>|
| 10002256 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Provide an updated Title showing the lender, loan amount and borrower. | 6.8.2022 Client responded - Please see attached XXX which was in the file. Please clear this condition. 6.8.2022 Client sent XXX verifying borrower, proposed insured as XXX. and loan amount $XXX Exception satisfied | 6.8.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 85%; guideline maximum is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 792; guideline minimum is 700.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been self employed with the current employer for 4.11 years.<br>|
| 10002257 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at the same residence for over 5 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 15 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10002258 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002259 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Verbal verification of employment missing | No | Please provide the borrower's self XXX business license and or the Articles of Incorporation. Borrower business must be verified. | 6.8.2022 Client responded - Please see attached Evidence of XXX which was in the file. Please clear this exception. 6.8.2022 Client sent the Amended Annual Report for XXX with XXX member. Exception satisfied | 6.8.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 4 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 46.32% is below guideline requirement of 85% for this program.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10002260 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | XXX | Income Documentation Missing | No | Missing XXX Business statement to support deposit and income used to qualify | 6.15.2022-Clients response: XXX pm Please see attached business bank statement, please clear the condition. 6.15.2022-XXX response: Received XXX with statement period XXX through XXX This is sufficient to clear the condition. Exception is satisfied. | 6.15.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guidelines requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002262 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 4 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 75.38% is below guideline requirement of 80% for this program.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 764<br>|
| 10002263 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | XXX | Missing lender's loan approval/underwriting form | No | Provide Lender Loan exception with management approval for the property equity less than $XXX. | 6.17.2022-Clients response: XXX pm Please see attached loan exception for equity of less than XXX. please clear the condition. 6.17.2022-XXX response: Received the Loan Exception approved by management for having less than $XXX in equity. This is sufficient to clear the exception. Exception is satisfied. | 6.16.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence at 4.2 years.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 764; guideline minimum is 680.<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had good credit history for more than XXX months.<br>|
| 10002264 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | XXX | Missing lender's loan approval/underwriting form | No | Provide Lender Loan Exception with management approval for the property equity less than $XXX. | 6.16.2022 Client responded - Please see attached Approved Loan Exception which was in the file. Please clear this exception6.16.2022 Client sent the Loan Exception form approved by management. Exception satisfied | 6.16.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 4.2 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 764; guideline minimum is 680.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 75.38; Guideline maximum is 80%.<br>|
| 10002265 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | D | A | D | A | XXX | TRID - Seller CD not in file; need in order to complete fee entry | No | Seller CD not in the file | Client response: Please see attached Combined Final Settlement Statement. Please clear this exception. XXX response: Exception clearly stated needed the Seller CD not a settlement statement. Exception remains Client response: 6/6/2022 - Please see attached Seller CD. Please clear this exception. XXX Response: 6/6/2022 - Lender provided the Seller CD. No further documentation needed for this exception. | Exception remains6/6/2022 - Exception satisfied | Not Applicable | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10002265 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Missing HUD-1 from sale of property | No | Missing HUD-1 for sale of XXX | 6.6.2022-Clients response: XXX am Please see attached Final Settlement Statement for XXX6.6.2022-XXXresponse: The HUD1 was provided and is sufficient to clear the conditions. Exception is satisfied. | 6.6.2022: Exception is satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10002267 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co borrower has significant time at current job<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>|
| 10002270 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10002271 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Legal document incorrect or incomplete | No | Please provide evidence that the borrower has paid XXX% in discount points to reduce the LTV to XX% as the guidelines require due to the DSCR being XXX. | 6.10.2022 Client responded - Please see the attached pricing validation . Please clear the exception. 6.10.2022 Client sent in the Mortgage Pricing Option verifying the borrowed paid XXX% discount points financed in the loan LTV of XX% allowed making the LTV XX% which is allowed per guidelines. Exception satisfied. | 6.10.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Fico 767<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Required reserves, PITIA XXX months; Verified XXX months PITIA<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: 0 X 30 on mortgage since XXX<br>|
| 10002273 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 786.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 4 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LTV: 52.94Allowable LTV per Guideline: 80%<br>|
| 10002274 | XXXXXX | GA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 10 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 74.60% is below guideline requirement of 75% for this program.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 713<br>|
| 10002275 | XXXXXX | GA | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | XXX | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | Please provide the Verification of Mortgage for property at XXX | 6.10.2022 Client responded - Please see attached Verification of Mortgage which was in the file. Please clear this exception. 6.10.2022 Client sent VOM for XXX verifying 0 x 30 in the last XXX months. Exception satisfied. | 6.10.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 70.35; guideline maximum is 75%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 713; guideline minimum is 680.<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had 0x30 for more than XXX months.<br>|
| 10002276 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | XXX | Missing Legal Documentation | No | Missing copy of fully executed purchase contract. | Client response: 6/2/2022 - Please see attached Purchase Contract. Please clear this exception. XXX Response: 6/3/2022 - Client provided fully executed purchase contract. | XXX conclusion - Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession - 20 years<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement - 32.04 / 38.21<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 714<br>|
| 10002276 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | XXX | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD XXX days prior to consummation date | Client response: 6/2/2022 - Please see attached Closing Disclosure issued XXX. Please clear this exception. XXX response: Client provided e-signed CD dated XXX, more than XXX days prior to consummation. Exception satisfied. | XXX conclusion: Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession - 20 years<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement - 32.04 / 38.21<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 714<br>|
| 10002276 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | D | A | D | A | XXX | TRID - CD: Missing Initial CD | No | Rule Cancelled by updated data points | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession - 20 years<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement - 32.04 / 38.21<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 714<br>|
| 10002276 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Credit | Income/Employment | Satisfied | C | A | C | A | XXX | Verbal verification of employment missing | No | Missing documentation from XXX verifying business and copy of License (XXX) and/or Company Bylaws. No XXX party validation in file. | Client's response: XXX pm Please see attached Business License Verification. Please clear this exception. 6.2.2022-XXX response: The business license for XXX which is the borrowers business since XXX. The business license is sufficient to clear the exception. Exception is satisfied. | 6.2.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession - 20 years<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement - 32.04 / 38.21<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 714<br>|
| 10002277 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 5.6 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been Self Employed with the current company for 20 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower credit score is 746; guideline minimum is 640.<br>|
| 10002278 | XXXXXX | IN | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10002374 | XXXXXX | CO | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | XXX | Insurance Effective date is greater than the transaction date | No | Missing current Hazard Insurance Policy with effective date prior and or on closing date | 6.27.2022-Clients response: XXX pm Please see the attached updated Hazard Ins Policy. Please clear 6.27.2022: XXX response: Received the evidence of property insurance with an effective date of XXX through XXX; and sufficient to clear the exception. Exception is satisfied. | 6.27.2022-Exception is satisfied. | Not Applicable | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: Borrower does not have any major mortgage related occurrences during the past XXX years<br>|
| 10002279 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 12 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 6 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 762<br>|
| 10002280 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | D | A | D | A | XXX | Title incomplete | No | Please provide the final title policy OR a commitment supplemental with the correct insured; it should be XXX and not XXX, XXX, A XXX | 6.24.2022-Clients response: XXX pm Please see attached final title, please clear the condition 6.24.2022-XXX response: The updated title commitment showing the borrower and XXX as the insured. This is sufficient to clear the exception. Exception is satisfied. | 6.24.2022_Exception is satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 792<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - XXX lates<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence - 7 years<br>|
| 10002281 | XXXXXX | LA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence - 18 Years<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement - 4.76 / 14.46<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 690<br>|
| 10002282 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement - 11.92 / 14.12<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 749<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|
| 10002382 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | XXX | Loan documents do not meet guideline requirements | No | Due to the borrower being a XXX we need a letter of reference from the borrowers financial institution to establish acceptable credit history. | 7.6.2022-Clients response: XXX pm Please see attached Credit Reference Letter which was in the file. Please clear this exception. Thank you 7.6.2022-XXX response: Upon further review the letter of reference from XXX bank has been received and is sufficient to clear the condition. Exception is satisfied. | 7.6.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 5 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 70% is below guideline requirement of 75% for this program.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 22 years.<br>|
| 10002284 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 789; guideline minimum is 660.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 2 years.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrower has had 0x30 on the current mortgage for XXX months.<br>|
| 10002285 | XXXXXX | OK | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 744.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for 6 years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>|
| 10002286 | XXXXXX | IL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | D | A | B | B | D | B | D | A | D | A | B | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | B | B | B | B | XXX | TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed. | No | Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. | (No Data) | This exception is informational per XXX Compliance department and TRID 2.0 revisions. | Numeric | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002286 | XXXXXX | IL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | D | A | B | B | D | B | D | A | D | A | B | B | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Missing Legal Document(s) | No | Missing fully executed addendum to sales contract reducing sales price to $XXX | 6.17.2022 Client responded - Please see attached sales contract showing price of $XXX. Please clear the condition. 6.17.2022 Client sent the Addendum to the Purchase Contract verifying Purchase Price reduction to $XXX. Exception satisfied. | 6.17.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002286 | XXXXXX | IL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | A | D | A | B | B | D | B | D | A | D | A | B | B | Property Valuations | Property | Satisfied | D | A | D | A | XXX | Missing HOA Certificate/Questionnaire | No | Missing Condo Questionnaire | 6.17.2022 Client responded - Please see attached XXX questionnaire, please clear the condition. 6.17.2022 Client sent in the XXX questionnaire. Exception satisfied | 6.17.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002287 | XXXXXX | WA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | XXX | Debts/obligations not disclosed/accounted for at origination | No | The debt to XXX in the monthly amount of $XXX was not included in the ratios; please provide an explanation and or proof the debt has been paid in full and the source of the funds to pay it off. | 6.13.2022 Client responded - Please see attached proof the account was paid in full. Please clear this exception. 6.13.2022 Client sent a letter for the XXX account ending XXX verifying the account was paid in full. Exception satisfied. | 6.13.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for 4.5 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 81.60; guideline maximum is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers Credit score is 747; guideline minimum is 720.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same profession for 3.5 years.<br>|
| 10002289 | XXXXXX | TN | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 5 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 20 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 766<br>|
| 10002290 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 76.16%; guideline maximum is 90%.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been Self Employed with the current Employer for 4.3 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 779; guideline minimum is 640.<br>|
| 10002380 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Legal document incorrect or incomplete | No | Provide a copy of the XXX contract, executed transfer agreement and completed Subordination Agreement. | 7.6.2022-Clients response: XXX pm Please see the attached XXX contract, executed transfer agreement and completed Subordination Agreement. Please clear the exception. 7.6.2022-XXX response: Upon further review the XXX Contract with XXX has been received; the monthly payment of $XXX was included in the DTI and is sufficient to clear the exception. Exception is satisfied. | 7.6.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 23 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 784<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10002291 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 80%; guideline maximum is 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 781; guideline minimum is 640.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrower has more than XXX months 0x30 on the current mortgage payments.<br>|
| 10002292 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 16 years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 44.68% is below guideline requirement of 75% for this program.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 725<br>|
| 10002386 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 754<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history - XXX late's<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: High potential for increased earnings - Uptick in rental market per comps<br>|
| 10002293 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 747.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have lived at current residence for 7 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B1 has lived at current residence for 22 years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has good credit history with no derogatory account.<br>|
| 10002294 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guidelines requirement<br>|
| 10002295 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | XXX | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | Missing satisfactory VOR and or cancelled checks per approval | 6.22.2022 Client responded - Please see attached VOM and LOE regarding living rent free. Please clear this exception. 6.22.2022 Client sent a letter of explanation stating that borrower is living rent free. Client also sent a Credit supplement dated XXX verifying mortgage DLA XXX as 0 x 30 since XXX date the account opened. Exception satisfied. | 6.22.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002385 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | XXX | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | Missing satisfactory mortgage history for current primary residence and or proof owned free and clear. | 6.20.2022-Clients response: XXX pm Please see attached property profile report for XXX, document shows the property is free and clear. Please clear the condition. 6.20.2022-XXX response: Received the Property Profile Report from XXX showing the property at XXX is free and clear. Exception is satisfied. | 6.20.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guidelines requirements<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: Borrower does not have any major mortgage related occurrences during past the past XXX years, owns current primary free and clear<br>|
| 10002297 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 71.05<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 804<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence - XXX years<br>|
| 10002298 | XXXXXX | VA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | XXX | TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation | No | Zero Tolerance Fee of $XXX due to (Appraisal Fee) increased from LE date XXX to LE dated XXX. Missing a Change of Circumstance, or Post Close CD, or LOX, or copy of refund check to borrower. | Client response: 6/24/2022 - Please find attached the XXX LE with COC attached nothing the appraisal fee increase. XXX response: 6/27/2022 - Client provided LE dated XXX with COC for increase in Appraisal fee. Exception satisfied. | Conclusion: Exception satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1745: Significant total monthly debt reduction<br> - XXX Comments: Significant total monthly debt reduction<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10002370 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002379 | XXXXXX | KS | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over 14 years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over 13 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 758<br>|
| 10002377 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | A | C | A | XXX | TX Equity - Closed before later of appl/discl + 12 days | No | Please provide a copy of he XXX day form/Notice concerning extensions. The one that is currently in the file is dated XXX. | Client response 7/7/2022: Please see the attached XXX day notice concerning extensions. Please clear the condition XXX response 7/8/2022: Client provided a copy of the XXX day form/Notice concerning extensions signed on XXX. Exception is satisfied. | XXX conclusion: Exception is satisfied. | (No Data) | Not Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co-Borrower has significant time at current job<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002377 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | Texas Home Equity | Satisfied | C | B | C | B | XXX | Texas Equity - Affidavit of Fair Market Value not signed by lender | No | Please provide a copy of XXX signed by the lender. | Client response 7/7/2022: Please see the attached executed XXX . Please clear the exception. XXX response 7/8/2022: Client provided XXX document signed by the lender on XXX. Exception is satisfied. | XXX conclusion: Exception is satisfied. | (No Data) | Not Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co-Borrower has significant time at current job<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002377 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Credit | Title | Satisfied | C | A | C | A | XXX | Title Does Not Agree With Mortgage | No | Missing updated Title to reflect correct mortgage amount of $XXX | 7.8.2022 Client responded - Please see the attached prelim showing the correct insured amount. Please clear the exception. 7.8.2022 Upon further review client sent in the updated preliminary title showing Policy amount of $XXX, XXX XXX as proposed insured and XXX and XXX as proposed borrowers. Exception satisfied | 7.8.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co-Borrower has significant time at current job<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10002372 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 760.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good credit history with no derogatory account.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for 10 years.<br>|
| 10002381 | XXXXXX | SC | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | XXX | Missing Legal Document(s) | No | Missing signed addendum to contract reducing sales price to $XXX from $XXX and extension to closing date. | 7.20.2022 Client responded - Please see the attached signed addendum to the contract reducing sales price to $XXX from $XXX and extension to closing date. Please clear the exception. 7.20.2022 Upon further review the client sent in Contract Addendum reducing the Purchase Price to $XXX. HUD shows Purchase price of $XXX. Addendum also shows Closing to take place on or before XXX. Loan actually closed on XXX and disbursed XXX. Please provide Addendums covering new Purchase price for $XXX and Closing date allowed for XXX Exception remains. 7.21.2022 Received previously submitted contact addendum.Upon further review, Addendum/Amendment to contract executed XXX reflects purchase price of $XXX with closing to take place on or before XXX. Purchase price per HUD is $XXX with closing date of XXX. Exception remains. 7.22.2022 Client responded - Please see the attached updated addendum to the purchase contract. Please clear the condition. 7.22.2022 Upon further review the client sent Addendum for the updated closing date of XXX. However, the Purchase price on the addendum is still showing $XXX and the HUD is showing Purchase Price of $XXX. Please send proof the purchase price is $XXX. Exception remains. 7.25.2022 Client response: Please see the attached updated addendum. Please clear the exception. 7.25.2022 XXX response: Upon further review Addendum reflects sales price of $XXX Exception satisfied. | 7.20.2022 Exception remains 7.21.2022 Exception remains. 7.22.2022 Exception remains.7.25.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>|

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** | **XXXXX** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **3/29/2022 - 7/18/2022** | **3/29/2022 - 7/18/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **287** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Conditions Report 2.0** | **Conditions Report 2.0** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans in Report:*** | *287* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans with Conditions:*** | *122* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **Initial Securitization Overall Loan Grade** | **Final Securitization Overall Loan Grade** | **Initial Securitization Credit Loan Grade** | **Final Securitization Credit Loan Grade** | **Initial Securitization Property Valuations Loan Grade** | **Final Securitization Property Valuations Loan Grade** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Overall Loan Grade** | **Final S&P Overall Loan Grade** | **Initial S&P Credit Loan Grade** | **Final S&P Credit Loan Grade** | **Initial S&P Property Valuations Loan Grade** | **Final S&P Property Valuations Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** | **Did Lender Acknowledge Exception at Origination** |
| 10002112 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001001 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001002 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | N/A | N/A | A | A | A | A | A | A | N/A | N/A | Not Applicable |
| 10001004 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 10001006 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001008 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Yes |
| 10001009 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 10001010 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001011 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001014 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001015 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001017 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001020 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001023 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001024 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002114 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10001025 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001026 | Yes | XXXXXX | XXXXXX | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | No |
| 10001028 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 10001029 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001031 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001032 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001033 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002115 | Yes | XXXXXX | XXXXXX | D | A | D | A | D | A | A | A | D | A | D | A | D | A | A | A | Not Applicable |
| 10001036 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | N/A | N/A | A | A | A | A | A | A | N/A | N/A | No |
| 10001040 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001041 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001042 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001043 | Yes | XXXXXX | XXXXXX | D | A | C | A | D | A | A | A | D | A | C | A | D | A | A | A | Not Applicable |
| 10001044 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001045 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 10002116 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001047 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001048 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001050 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 10001051 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001053 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001054 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001056 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001057 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001058 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001059 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002118 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001061 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001062 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001063 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001065 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001066 | Yes | XXXXXX | XXXXXX | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | No |
| 10001067 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002119 | Yes | XXXXXX | XXXXXX | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Not Applicable |
| 10001070 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001071 | Yes | XXXXXX | XXXXXX | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Not Applicable |
| 10001073 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 10001074 | Yes | XXXXXX | XXXXXX | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | No |
| 10001075 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001076 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001077 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001078 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001079 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001080 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001081 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 10001082 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001083 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001084 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001085 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001086 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001087 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 10001090 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001091 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001092 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001093 | Yes | XXXXXX | XXXXXX | D | B | B | B | A | A | D | A | D | B | B | B | A | A | D | A | Not Applicable |
| 10001094 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001095 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001096 | Yes | XXXXXX | XXXXXX | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Not Applicable |
| 10001097 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001098 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001099 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001100 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001102 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001103 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001105 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001106 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001107 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001109 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001110 | Yes | XXXXXX | XXXXXX | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Not Applicable |
| 10001111 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001112 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001113 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 10001114 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | N/A | N/A | D | A | D | A | A | A | N/A | N/A | Not Applicable |
| 10001115 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001116 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Not Applicable |
| 10001117 | Yes | XXXXXX | XXXXXX | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Not Applicable |
| 10001119 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001120 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002120 | Yes | XXXXXX | XXXXXX | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Not Applicable |
| 10001125 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | No |
| 10001127 | Yes | XXXXXX | XXXXXX | D | A | D | A | D | A | A | A | D | A | D | A | D | A | A | A | Not Applicable |
| 10001128 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 10001130 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001131 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001132 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 10001133 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001134 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001135 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001136 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001137 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 10001138 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001140 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001142 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001145 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001147 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002121 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001148 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001149 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001150 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001151 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001152 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001155 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001156 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | N/A | N/A | A | A | A | A | A | A | N/A | N/A | Not Applicable |
| 10001157 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001158 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | N/A | N/A | D | A | D | A | A | A | N/A | N/A | No |
| 10001161 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001163 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | No |
| 10001165 | Yes | XXXXXX | XXXXXX | C | B | C | A | A | A | B | B | C | B | C | A | A | A | B | B | No |
| 10001166 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001167 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001168 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001169 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001170 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 10001172 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001173 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001176 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001177 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001178 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001179 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001180 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 10001182 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002124 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001184 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10001185 | Yes | XXXXXX | XXXXXX | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | No |
| 10001186 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002125 | Yes | XXXXXX | XXXXXX | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Not Applicable |
| 10001187 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10001188 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001189 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002126 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001190 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002127 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001191 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 10002128 | Yes | XXXXXX | XXXXXX | C | A | C | A | C | A | A | A | C | A | C | A | C | A | A | A | Not Applicable |
| 10002130 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002132 | Yes | XXXXXX | XXXXXX | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | No |
| 10002133 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001196 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001197 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002136 | Yes | XXXXXX | XXXXXX | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | No |
| 10002139 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002143 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002144 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | No |
| 10002145 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002150 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002151 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002152 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002154 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002156 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002157 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002158 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002159 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002160 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002376 | Yes | XXXXXX | XXXXXX | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Not Applicable |
| 10002378 | Yes | XXXXXX | XXXXXX | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | Not Applicable |
| 10002162 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002163 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002164 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002166 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002168 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002383 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002170 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002171 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002172 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002173 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002174 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | No |
| 10002178 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002179 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002184 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002185 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002187 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002389 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002189 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002190 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002192 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002193 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002194 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002195 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002196 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 10002198 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002199 | Yes | XXXXXX | XXXXXX | B | B | A | A | A | A | B | B | B | B | A | A | A | A | B | B | Not Applicable |
| 10002200 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002201 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002373 | Yes | XXXXXX | XXXXXX | D | B | D | A | A | A | C | B | D | B | D | A | A | A | C | B | No |
| 10002202 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002204 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 10002206 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002207 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002208 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002210 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | No |
| 10002211 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002212 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002213 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002387 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002214 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002216 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002217 | Yes | XXXXXX | XXXXXX | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | No |
| 10002218 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Not Applicable |
| 10002219 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002220 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002221 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 10002222 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002223 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002225 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002226 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002227 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002228 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002229 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002230 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002232 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002234 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002236 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002238 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002371 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002242 | Yes | XXXXXX | XXXXXX | C | A | A | A | C | A | A | A | C | A | A | A | C | A | A | A | Not Applicable |
| 10002243 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002244 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002245 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002247 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002248 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002249 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002250 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10002384 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002252 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002253 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002254 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 10002256 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | No |
| 10002257 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002258 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 10002259 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002260 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002262 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002263 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Yes |
| 10002264 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002265 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Not Applicable |
| 10002267 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002270 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002271 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002273 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002274 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002275 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002276 | Yes | XXXXXX | XXXXXX | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Not Applicable |
| 10002277 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002278 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002374 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002279 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002280 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002281 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002282 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002382 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10002284 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002285 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002286 | Yes | XXXXXX | XXXXXX | D | B | D | A | D | A | B | B | D | B | D | A | D | A | B | B | No |
| 10002287 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10002289 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002290 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002380 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002291 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002292 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002386 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002293 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002294 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002295 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10002385 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10002297 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002298 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | No |
| 10002370 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002379 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10002377 | Yes | XXXXXX | XXXXXX | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | No |
| 10002372 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10002381 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |

---

## Exhibit 99.3

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Client Name:** | XXX |  |  |  |
| **Client Project Name:** | XXX |  |  |  |
| **Start - End Dates:** | 3/29/2022 - 7/18/2022 | 3/29/2022 - 7/18/2022 |  |  |
| **Deal Loan Count:** | 287 |  |  |  |
| **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** |  |  |  |
| *Loans in Report* | *287* |  |  |  |
| **Loan Number** | **Borrower Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| 10002112 | XXXXXX | Property Type | SFR | Detached PUD |
| 10002112 | XXXXXX | Representative Credit Score for Grading | 725 | 731 |
| 10001002 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 10001006 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001008 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001008 | XXXXXX | Representative Credit Score for Grading | 782 | 772 |
| 10001015 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001025 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001025 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 10001028 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001032 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002115 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001041 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001043 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001044 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001044 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001045 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002116 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001048 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001048 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001051 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001057 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001058 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001059 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 10002118 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002118 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10001063 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10002119 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002119 | XXXXXX | Number of Units | 2 | 1 |
| 10001071 | XXXXXX | Number of Units | 2 | 4 |
| 10001071 | XXXXXX | Property Type | 2 Family | 4 Family |
| 10001073 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001074 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001074 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001076 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001077 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001083 | XXXXXX | Number of Units | 1 | 2 |
| 10001083 | XXXXXX | Property Type | SFR-Attached | 2 Family |
| 10001086 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001086 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001087 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001095 | XXXXXX | Loan Purpose | Rate and Term Refi | Cashout Refi |
| 10001098 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001102 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001103 | XXXXXX | Combined LTV | 43.24 | 40.04 |
| 10001103 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001103 | XXXXXX | Original LTV | 43.24 | 40.04 |
| 10001112 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001112 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001115 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001120 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 10001125 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001127 | XXXXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| 10001128 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001132 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001135 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001142 | XXXXXX | Representative Credit Score for Grading | 660 | 797 |
| 10001148 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001155 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001165 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001169 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001169 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 10001173 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001177 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002124 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 10001186 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10002125 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002125 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10001187 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002127 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002127 | XXXXXX | Property Type | SFR | Detached PUD |
| 10002128 | XXXXXX | Debt to Income Ratio (Back) | 28.4600 | 34.8986 |
| 10002132 | XXXXXX | Debt to Income Ratio (Back) | 33.3900 | 37.2959 |
| 10002132 | XXXXXX | Representative Credit Score for Grading | 729 | 702 |
| 10001196 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002144 | XXXXXX | Debt to Income Ratio (Back) | 27.3100 | 44.5390 |
| 10002144 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10002144 | XXXXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| 10002145 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 10002152 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002154 | XXXXXX | Debt to Income Ratio (Back) | 21.1700 | 40.2798 |
| 10002154 | XXXXXX | Documentation Type | Full Doc | Alt Doc/Bank Statements |
| 10002158 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002376 | XXXXXX | Debt to Income Ratio (Back) | 14.5300 | 33.2646 |
| 10002376 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002162 | XXXXXX | Debt to Income Ratio (Back) | 26.2900 | 49.3609 |
| 10002164 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 10002166 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 10002168 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002168 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002383 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 10002170 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002171 | XXXXXX | Debt to Income Ratio (Back) | 30.9900 | 39.1974 |
| 10002172 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002174 | XXXXXX | Debt to Income Ratio (Back) | 10.8400 | 33.0023 |
| 10002174 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 10002178 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002184 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002185 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002389 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002189 | XXXXXX | Debt to Income Ratio (Back) | 4.6600 | 40.7814 |
| 10002189 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002192 | XXXXXX | Debt to Income Ratio (Back) | 3.6700 | 10.1144 |
| 10002193 | XXXXXX | Debt to Income Ratio (Back) | 37.2600 | 41.6997 |
| 10002193 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10002194 | XXXXXX | Debt to Income Ratio (Back) | 8.1900 | 17.2102 |
| 10002196 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002199 | XXXXXX | Debt to Income Ratio (Back) | 36.6800 | 48.5101 |
| 10002199 | XXXXXX | Number of Units | 2 | 1 |
| 10002199 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10002199 | XXXXXX | Property Type | 2 Family | SFR |
| 10002199 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002201 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002373 | XXXXXX | Debt to Income Ratio (Back) | 27.3800 | 29.8531 |
| 10002373 | XXXXXX | Representative Credit Score for Grading | 755 | 770 |
| 10002204 | XXXXXX | Representative Credit Score for Grading | 777 | 689 |
| 10002206 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002207 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002208 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002210 | XXXXXX | Debt to Income Ratio (Back) | 15.1500 | 32.1034 |
| 10002210 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002212 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002213 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002387 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002214 | XXXXXX | Debt to Income Ratio (Back) | 8.0700 | 13.2083 |
| 10002216 | XXXXXX | Debt to Income Ratio (Back) | 19.7900 | 32.8988 |
| 10002216 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002217 | XXXXXX | Debt to Income Ratio (Back) | 46.7900 | 42.9243 |
| 10002217 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| 10002217 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002218 | XXXXXX | Debt to Income Ratio (Back) | 23.9000 | 33.4516 |
| 10002219 | XXXXXX | Debt to Income Ratio (Back) | 16.9600 | 46.6744 |
| 10002220 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002221 | XXXXXX | Debt to Income Ratio (Back) | 36.1000 | 45.3414 |
| 10002221 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002223 | XXXXXX | Debt to Income Ratio (Back) | 31.9000 | 47.2654 |
| 10002223 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002225 | XXXXXX | Debt to Income Ratio (Back) | 18.1000 | 41.1467 |
| 10002227 | XXXXXX | Debt to Income Ratio (Back) | 6.4400 | 44.7280 |
| 10002228 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002228 | XXXXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| 10002229 | XXXXXX | Debt to Income Ratio (Back) | 6.8800 | 38.9501 |
| 10002229 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10002229 | XXXXXX | Representative Credit Score for Grading | 801 | 759 |
| 10002230 | XXXXXX | Debt to Income Ratio (Back) | 10.5900 | 7.1475 |
| 10002230 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002232 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002236 | XXXXXX | Debt to Income Ratio (Back) | 9.4300 | 12.7152 |
| 10002238 | XXXXXX | Debt to Income Ratio (Back) | 40.7100 | 49.5891 |
| 10002238 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002371 | XXXXXX | Debt to Income Ratio (Back) | 4.9300 | 8.0205 |
| 10002245 | XXXXXX | Debt to Income Ratio (Back) | 29.3300 | 46.0631 |
| 10002248 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10002384 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002384 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10002384 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002252 | XXXXXX | Representative Credit Score for Grading | 741 | 756 |
| 10002256 | XXXXXX | Debt to Income Ratio (Back) | 37.3700 | 41.6479 |
| 10002256 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002257 | XXXXXX | Debt to Income Ratio (Back) | 14.0000 | 22.0403 |
| 10002257 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002259 | XXXXXX | Debt to Income Ratio (Back) | 39.8400 | 44.4553 |
| 10002260 | XXXXXX | Debt to Income Ratio (Back) | 19.3400 | 30.0586 |
| 10002265 | XXXXXX | Debt to Income Ratio (Back) | 37.9800 | 40.4800 |
| 10002267 | XXXXXX | Debt to Income Ratio (Back) | 30.6500 | 41.5440 |
| 10002270 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002271 | XXXXXX | Debt to Income Ratio (Back) | 45.5100 | 0.0000 |
| 10002271 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002271 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002274 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002274 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002275 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002277 | XXXXXX | Debt to Income Ratio (Back) | 28.3400 | 41.6245 |
| 10002374 | XXXXXX | Debt to Income Ratio (Back) | 39.5700 | 49.2022 |
| 10002374 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002279 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002280 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| 10002280 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002281 | XXXXXX | Debt to Income Ratio (Back) | 4.5500 | 14.4623 |
| 10002282 | XXXXXX | Debt to Income Ratio (Back) | 11.9200 | 14.1201 |
| 10002282 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002284 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002286 | XXXXXX | Debt to Income Ratio (Back) | 4.5400 | 15.6287 |
| 10002289 | XXXXXX | Debt to Income Ratio (Back) | 5.3600 | 29.6003 |
| 10002289 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10002289 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002290 | XXXXXX | Debt to Income Ratio (Back) | 13.2400 | 17.5496 |
| 10002380 | XXXXXX | Debt to Income Ratio (Back) | 25.1500 | 34.0807 |
| 10002291 | XXXXXX | Debt to Income Ratio (Back) | 19.0400 | 42.3800 |
| 10002291 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002292 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002386 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002293 | XXXXXX | Debt to Income Ratio (Back) | 22.9500 | 39.3613 |
| 10002293 | XXXXXX | Representative Credit Score for Grading | 747 | 712 |
| 10002294 | XXXXXX | Debt to Income Ratio (Back) | 20.8700 | 30.4718 |
| 10002294 | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| 10002294 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002385 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002297 | XXXXXX | Debt to Income Ratio (Back) | 21.4000 | 26.8336 |
| 10002297 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10002298 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002379 | XXXXXX | Debt to Income Ratio (Back) | 26.9100 | 45.1445 |
| 10002377 | XXXXXX | Debt to Income Ratio (Back) | 25.6800 | 38.7141 |
| 10002377 | XXXXXX | Total Cash Out | XXXXXX | XXXXXX |
| 10002372 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
|©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

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## Exhibit 99.3

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 |
| **Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** | **XXX** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **3/29/2022 - 7/18/2022** | **3/29/2022 - 7/18/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **287** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **ATR QM Upload** | **ATR QM Upload** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| *Loans in Report:* | *287* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **Deal** | **Seller Loan Number** | **Original Principal Balance** | **State** | **Loan Level ATR/QM Status** | **Lender Provided ATR/QM Worksheet** | **Initial Lender ATR/QM Status** | **Application Date** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Occupancy** | **Property Type** | **Number of Units** | **Loan Type** | **Exempt Loan Product Type** | **Exempt Loan Housing Agency** | **Community Housing Development** | **Credit Under Economic Stabilization Act Of 2008** | **Refinance Of Non-Standard Mortgage** | **Higher Priced Covered Transaction** | **State Prepay Exceptions** | **Loan Purpose** | **Loan Term Exceeds 30 Years** | **Interest Only Feature** | **Negative Amortization** | **Balloon Payment** | **Prepay Penalty Flag** | **Prepayment Penalty Type** | **Prohibited Prepayment Penalty** | **Exceeds Points And Fees** | **Exceeds DTI Limit** | **Lien Position** | **APR** | **QM Calculated DTI Adherence** | **QM Lenders DTI Adherence** | **QM Fee Adherence - Total Charges %** | **QM Fee Adherence - Lenders Fee %** | **Fannie Mae Eligible** | **Freddie Mac Eligible** | **VA Guaranty Eligible** | **FHA Insured Eligible** | **USDA Guarantee Eligible** | **Rural Housing Service Insured Eligible** | **QM - Expected Income Or Assets For DTI** | **QM - Current Employment Status For DTI** | **QM - Monthly Payment On Subject Loan For DTI** | **QM - Monthly Payment On Additional Loan For DTI** | **QM - Monthly Payment Mortgage Related Obligations** | **QM - Current Debt Obligations Alimony and Child Support for DTI** | **QM - Monthly DTI Ratio Or Residual Income** | **ATR - Guidelines Provided to Document Approach** | **ATR - Current And Expected Income And Assets** | **ATR - Current Employment Status** | **ATR - Mortgage Payment Obligation** | **ATR - Mortgage Payment on Simultaneous Transaction** | **ATR - Payment For Mortgage Related Obligations** | **ATR - Debt Obligations Including Alimony and Child Support** | **ATR - Monthly DTI Ratio or Residual Income** | **ATR - Consumer Credit History** | **ATR Lenders - DTI (Back)** | **ATR Calculated DTI (Back)** | **QM Lender Value DTI (Back)** | **QM Calculated DTI (Back)** | **Initial DTI (Back)** | **DTI Qualifying (Back)** | **Residual Income Analysis in File** | **Residual Income Guidelines** | **Did Loan Meet Guidelines** | **Residual Income Amount** | **Short Sale** | **Short Sale Date** | **Deed In Lieu** | **Deed In Lieu Date** | **QRM Flag** | **Borrower 2 Guarantor Flag** | **Borrower 3 Guarantor Flag** | **Borrower 4 Guarantor Flag** | **Borrower 1 Paystub Flag** | **Borrower 1 Paystub Number of Months** | **Borrower 2 Paystub Flag** | **Borrower 2 Paystub Number of Months** | **Borrower 3 Paystub Flag** | **Borrower 3 Paystub Number of Months** | **Borrower 4 Paystub Flag** | **Borrower 4 Paystub Number of Months** | **Borrower 1 W2 Flag** | **Borrower 1 W2 Number of Months** | **Borrower 2 W2 Flag** | **Borrower 2 W2 Number of Months** | **Borrower 3 W2 Flag** | **Borrower 3 W2 Number of Months** | **Borrower 4 W2 Flag** | **Borrower 4 W2 Number of Months** | **Borrower 1 Personal Tax Return Flag** | **Borrower 1 Personal Tax Return Number of Months** | **Borrower 2 Personal Tax Return Flag** | **Borrower 2 Personal Tax Return Number of Months** | **Borrower 3 Personal Tax Return Flag** | **Borrower 3 Personal Tax Return Number of Months** | **Borrower 4 Personal Tax Return Flag** | **Borrower 4 Personal Tax Return Number of Months** | **Borrower 1 Business Tax Return Flag** | **Borrower 1 Business Tax Return Number of Months** | **Borrower 2 Business Tax Return Flag** | **Borrower 2 Business Tax Return Number of Months** | **Borrower 3 Business Tax Return Flag** | **Borrower 3 Business Tax Return Number of Months** | **Borrower 4 Business Tax Return Flag** | **Borrower 4 Business Tax Return Number of Months** | **Borrower 1 Verbal VOE Flag** | **Borrower 1 Verbal VOE Number of Months** | **Borrower 2 Verbal VOE Flag** | **Borrower 2 Verbal VOE Number of Months** | **Borrower 3 Verbal VOE Flag** | **Borrower 3 Verbal VOE Number of Months** | **Borrower 4 Verbal VOE Flag** | **Borrower 4 Verbal VOE Number of Months** | **Borrower 1 Written VOE Flag** | **Borrower 1 Written VOE Number of Months** | **Borrower 2 Written VOE Flag** | **Borrower 2 Written VOE Number of Months** | **Borrower 3 Written VOE Flag** | **Borrower 3 Written VOE Number of Months** | **Borrower 4 Written VOE Flag** | **Borrower 4 Written VOE Number of Months** | **Borrower 1 P&L Flag** | **Borrower 1 P&L Number of Months** | **Borrower 2 P&L Flag** | **Borrower 2 P&L Number of Months** | **Borrower 3 P&L Flag** | **Borrower 3 P&L Number of Months** | **Borrower 4 P&L Flag** | **Borrower 4 P&L Number of Months** | **Borrower 1 Lease Agreement Flag** | **Borrower 1 Lease Agreement Number of Months** | **Borrower 2 Lease Agreement Flag** | **Borrower 2 Lease Agreement Number of Months** | **Borrower 3 Lease Agreement Flag** | **Borrower 3 Lease Agreement Number of Months** | **Borrower 4 Lease Agreement Flag** | **Borrower 4 Lease Agreement Number of Months** | **Is the Loan a Short-Term Rental?** | **Equity Income Flag** | **Equity Income Amount** | **Equity Income Number of Months** | **DSCR with Rent Schedule Flag** | **DSCR with Rent Schedule Income Amount** | **DSCR with Lease Agreement Flag** | **DSCR with Lease Agreement Income Amount** | **DSCR %** | **Borrower 1 CPA Letter with Income Flag** | **Borrower 1 CPA Letter with Income Number of Months** | **Borrower 1 CPA Letter without Income Flag** | **Borrower 1 CPA Letter without Income Number of Months** | **Borrower 2 CPA Letter with Income Flag** | **Borrower 2 CPA Letter with Income Number of Months** | **Borrower 2 CPA Letter without Income Flag** | **Borrower 2 CPA Letter without Income Number of Months** | **Borrower 3 CPA Letter with Income Flag** | **Borrower 3 CPA Letter with Income Number of Months** | **Borrower 3 CPA Letter without Income Flag** | **Borrower 3 CPA Letter without Income Number of Months** | **Borrower 4 CPA Letter with Income Flag** | **Borrower 4 CPA Letter with Income Number of Months** | **Borrower 4 CPA Letter without Income Flag** | **Borrower 4 CPA Letter without Income Number of Months** | **Borrower 1 Personal Bank Statements Flag** | **Borrower 1 Personal Bank Statements Number of Months** | **Borrower 2 Personal Bank Statements Flag** | **Borrower 2 Personal Bank Statements Number of Months** | **Borrower 3 Personal Bank Statements Flag** | **Borrower 3 Personal Bank Statements Number of Months** | **Borrower 4 Personal Bank Statements Flag** | **Borrower 4 Personal Bank Statements Number of Months** | **Borrower 1 Business Bank Statements Flag** | **Borrower 1 Business Bank Statements Number of Months** | **Borrower 2 Business Bank Statements Flag** | **Borrower 2 Business Bank Statements Number of Months** | **Borrower 3 Business Bank Statements Flag** | **Borrower 3 Business Bank Statements Number of Months** | **Borrower 4 Business Bank Statements Flag** | **Borrower 4 Business Bank Statements Number of Months** | **Borrower 1 Award Letter Flag** | **Borrower 1 Award Letter Number of Months** | **Borrower 2 Award Letter Flag** | **Borrower 2 Award Letter Number of Months** | **Borrower 3 Award Letter Flag** | **Borrower 3 Award Letter Number of Months** | **Borrower 4 Award Letter Flag** | **Borrower 4 Award Letter Number of Months** | **Borrower 1 Offer Letter Flag** | **Borrower 1 Offer Letter Number of Months** | **Borrower 2 Offer Letter Flag** | **Borrower 2 Offer Letter Number of Months** | **Borrower 3 Offer Letter Flag** | **Borrower 3 Offer Letter Number of Months** | **Borrower 4 Offer Letter Flag** | **Borrower 4 Offer Letter Number of Months** | **Borrower 1 IRS Transcripts - Tax Returns Flag** | **Borrower 1 IRS Transcripts - Tax Returns Number of Months** | **Borrower 1 IRS Transcripts - W2s Flag** | **Borrower 1 IRS Transcripts - W2s Number of Months** | **Borrower 2 IRS Transcripts - Tax Returns Flag** | **Borrower 2 IRS Transcripts - Tax Returns Number of Months** | **Borrower 2 IRS Transcripts - W2s Flag** | **Borrower 2 IRS Transcripts - W2s Number of Months** | **Borrower 3 IRS Transcripts - Tax Returns Flag** | **Borrower 3 IRS Transcripts - Tax Returns Number of Months** | **Borrower 3 IRS Transcripts - W2s Flag** | **Borrower 3 IRS Transcripts - W2s Number of Months** | **Borrower 4 IRS Transcripts - Tax Returns Flag** | **Borrower 4 IRS Transcripts - Tax Returns Number of Months** | **Borrower 4 IRS Transcripts - W2s Flag** | **Borrower 4 IRS Transcripts - W2s Number of Months** | **Borrower 1 Income Doc Type Summary** | **Borrower 2 Income Doc Type Summary** | **Borrower 3 Income Doc Type Summary** | **Borrower 4 Income Doc Type Summary** |
| 10002112 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3740 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4104.02 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3650.00 | No | (No Data) | 0.8894 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001001 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.5001 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1674.34 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1900.00 | No | (No Data) | 1.1348 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001002 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Attached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.1250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2591.88 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2700.00 | No | (No Data) | 1.0417 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001004 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.8843 | Yes | Yes | 2.725 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 23.2 | 23.29 | 23.2 | 23.29 | 23.29 | 23.29 | No | No | (No Data) | 18503.25 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001006 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 5.5407 | No | No | 4.332 | 4.332 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.33 | 48.33 | 48.33 | 48.33 | 48.33 | 48.33 | Yes | Yes | Yes | 3351.02 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001008 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.6251 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2252.7 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2500.00 | No | (No Data) | 1.1000 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001009 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 6.2158 | Yes | Yes | 3.413 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 27.95 | 26.39 | 27.95 | 26.39 | 26.39 | 26.39 | No | No | (No Data) | 7483.23 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001010 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.0013 | Yes | Yes | 2.355 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.86 | 41.86 | 41.86 | 41.86 | 41.86 | 41.86 | No | No | (No Data) | 5844.34 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001011 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.2899 | Yes | Yes | 0.371 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 40.44 | 40.38 | 40.44 | 40.38 | 40.38 | 40.38 | Yes | Yes | Yes | 8924.33 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| Paystub - 2 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) |
| 10001014 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.4984 | Yes | Yes | 1.264 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 1.38 | 2.67 | 1.38 | 2.67 | 2.67 | 2.67 | No | No | (No Data) | 198932.01 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10001015 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.6090 | Yes | Yes | 2.304 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 14.43 | 14.43 | 14.43 | 14.43 | 14.43 | 14.43 | No | No | (No Data) | 47880.92 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001017 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1118.93 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1490.00 | No | (No Data) | 1.3300 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001020 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.9365 | Yes | Yes | 1.992 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.37 | 42.37 | 42.37 | 42.37 | 42.37 | 42.37 | No | No | (No Data) | 11864.2 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001023 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1026.61 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1600.00 | No | (No Data) | 1.5585 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001024 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3272.31 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4000.00 | No | (No Data) | 1.2200 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002114 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.3143 | Yes | Yes | 2.848 | 2.848 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 17.99 | 18.25 | 17.99 | 18.25 | 18.25 | 18.25 | Yes | Yes | Yes | 12708.5 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001025 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Rate and Term Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7501 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3409.49 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3500.00 | No | (No Data) | 1.0265 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001026 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -9382.34 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1735.00 | No | (No Data) | 1.3550 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001028 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.2445 | Yes | Yes | 2.696 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34.48 | 34.5 | 34.48 | 34.5 | 34.5 | 34.5 | No | No | (No Data) | 8123.63 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001029 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.6251 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1474.89 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1550.00 | No | (No Data) | 1.0510 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001031 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1621.61 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2000.00 | No | (No Data) | 1.2300 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001032 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1390.41 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1700.00 | No | (No Data) | 1.2230 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001033 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.5001 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3016.95 | No | (No Data) | No | (No Data) | No | Yes | Yes | Yes | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3100.00 | No | (No Data) | 1.0275 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>|
| 10002115 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2490 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -8748.79 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 13000.00 | No | (No Data) | 1.4859 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001036 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1390.79 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1700.00 | No | (No Data) | 1.2223 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001040 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.6250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1384.08 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1600.00 | No | (No Data) | 1.1560 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001041 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7490 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3489.15 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3500.00 | No | (No Data) | 1.0033 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001042 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 6.1382 | Yes | Yes | 4.127 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34.19 | 34.19 | 34.19 | 34.19 | 34.19 | 34.19 | No | No | (No Data) | 6436.9 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001043 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7491 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6611.96 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 6800.00 | No | (No Data) | 1.0284 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001044 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.1612 | Yes | Yes | 0.168 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 33 | 31.22 | 33 | 27.34 | 27.34 | 27.34 | No | No | (No Data) | 19377.3 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001045 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 5.5701 | Yes | Yes | 3.499 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.96 | 41.93 | 41.96 | 41.93 | 41.93 | 41.93 | Yes | Yes | Yes | 5562.58 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002116 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3652.8 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3200.00 | No | (No Data) | 0.8760 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001047 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.2788 | Yes | Yes | 2.954 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.73 | 40.87 | 41.73 | 40.87 | 40.87 | 40.87 | No | No | (No Data) | 2045.54 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 14 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 12 months;<br> P & L - 14 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001048 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1481.75 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1650.00 | No | (No Data) | 1.1140 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001050 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.4289 | Yes | Yes | 2.262 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 17.2 | 17.24 | 17.2 | 15.96 | 15.96 | 15.96 | No | No | (No Data) | 41344.28 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 6 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001051 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.3728 | No | No | 2.489 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.38 | 44.1 | 44.38 | 44.1 | 44.1 | 44.1 | No | No | (No Data) | 7062.91 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001053 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 6.7098 | Yes | Yes | 3.201 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 35.49 | 31.88 | 35.49 | 31.88 | 31.88 | 31.88 | No | No | (No Data) | 4207.46 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001054 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.2812 | No | Yes | 1.542 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 0 | 0 | 0 | 0 | 0 | 0 | No | No | (No Data) | -3021.79 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 6 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001056 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 4.7125 | Yes | Yes | 3.106 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 14.74 | 13.2 | 14.74 | 11.29 | 11.29 | 12.37 | No | No | (No Data) | 70270.18 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001057 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2763.53 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3000.00 | No | (No Data) | 1.0856 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001058 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2708.03 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3885.00 | No | (No Data) | 1.4346 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001059 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.2303 | Yes | Yes | 1.134 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 16.09 | 20.49 | 16.09 | 20.49 | 20.49 | 20.49 | No | No | (No Data) | 96804.74 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) |
| 10002118 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2037.96 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2600.00 | No | (No Data) | 1.2757 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001061 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 5.8464 | Yes | Yes | 3.741 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 18.23 | 16.36 | 18.23 | 16.36 | 16.36 | 16.36 | No | No | (No Data) | 58922.47 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001062 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.3339 | Yes | Yes | 0.887 | 0.887 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 14.69 | 13.85 | 14.69 | 12.33 | 12.33 | 12.33 | Yes | Yes | Yes | 63511.08 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001063 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.8911 | Yes | Yes | 2.652 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 17.39 | 17.4 | 17.39 | 17.4 | 17.4 | 17.4 | No | No | (No Data) | 10535.02 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001065 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 10.3535 | No | No | 2.287 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.88 | 47.43 | 49.88 | 322.09 | 322.09 | 47.43 | No | No | (No Data) | -48175.76 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001066 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 5.0466 | Yes | Yes | 3.309 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 11.68 | 11.68 | 11.68 | 11.68 | 11.68 | 11.68 | No | No | (No Data) | 19795.88 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001067 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 4 Family | 4 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6678.8 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 6800.00 | No | (No Data) | 1.0181 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002119 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Site Condo | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3749 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -7047.58 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3750.00 | No | (No Data) | 0.8041 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001070 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7491 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3432.43 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3500.00 | No | (No Data) | 1.0200 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001071 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 4 Family | 4 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1810.26 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4350.00 | No | (No Data) | 2.4000 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001073 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 4.9648 | Yes | Yes | 2.378 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 25.31 | 25.31 | 25.31 | 25.31 | 25.31 | 25.31 | Yes | Yes | Yes | 9706.46 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001074 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4003.13 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4500.00 | No | (No Data) | 1.1200 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001075 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 1% of OPB | (No Data) | No | Yes | 1 | 4.9990 | No | No | 1 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -893.37 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1450.00 | No | (No Data) | 1.6230 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001076 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 4.9980 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2629.14 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3200.00 | No | (No Data) | 1.2171 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001077 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.1240 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2536.01 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2900.00 | No | (No Data) | 1.1440 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001078 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1219.74 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1900.00 | No | (No Data) | 1.5577 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001079 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.1296 | Yes | Yes | 2.748 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 9.04 | 9.04 | 9.04 | 9.04 | 9.04 | 9.04 | Yes | Yes | Yes | 51644.56 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001080 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6970.31 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 8300.00 | No | (No Data) | 1.1900 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001081 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.1606 | Yes | Yes | 2.665 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 21.2 | 21.2 | 21.2 | 21.2 | 21.2 | 21.2 | Yes | Yes | Yes | 12960.09 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001082 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 6.5636 | Yes | Yes | 3.016 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 21.72 | 21.89 | 21.42 | 21.89 | 21.89 | 21.89 | No | No | (No Data) | 4562.73 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 2 | Yes | 2 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 6 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 6 months;<br>| Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) |
| 10001083 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.3751 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1459.2 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2200.00 | No | (No Data) | 1.5000 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001084 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.6250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1180.93 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1600.00 | No | (No Data) | 1.3550 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001085 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1695.54 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2667.00 | No | (No Data) | 1.5730 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001086 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -8093.95 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 17000.00 | No | (No Data) | 2.1000 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001087 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 5.3432 | No | No | 3.469 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.35 | 50.82 | 49.35 | 50.82 | 50.82 | 50.82 | No | No | (No Data) | 4333.79 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001090 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1588.22 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1850.00 | No | (No Data) | 1.1648 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001091 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.5168 | Yes | Yes | 2.602 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 3.4 | 3.49 | 3.4 | 3.49 | 3.49 | 3.49 | No | No | (No Data) | 94641.89 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001092 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2642.63 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3000.00 | No | (No Data) | 1.1300 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001093 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.1478 | Yes | Yes | 2.188 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 22.53 | 24.12 | 22.53 | 24.12 | 24.12 | 24.12 | No | No | (No Data) | 68190.03 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001094 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 5.8902 | Yes | Yes | 4.224 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 28.39 | 31.81 | 28.39 | 31.81 | 31.81 | 31.81 | No | No | (No Data) | 6946.1 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> Paystub - 1 months;<br> W2 - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001095 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.6728 | Yes | Yes | 1.89 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 6.14 | 11.36 | 6.14 | 11.36 | 11.36 | 11.36 | No | No | (No Data) | 117586.89 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001096 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 5.3063 | Yes | Yes | 3.211 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 29.06 | 28.67 | 29.06 | 28.67 | 28.67 | 28.67 | No | No | (No Data) | 6895.14 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001097 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | Yes | Yes | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.4337 | No | No | 3.744 | 3.744 | Yes | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.6 | 49.61 | 49.6 | 44.87 | 44.87 | 44.87 | Yes | Yes | Yes | 1868.66 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 2 months;<br> Verbal VOE with Income - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001098 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2036.27 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2400.00 | No | (No Data) | 1.1700 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001099 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 6.6875 | Yes | Yes | 3.884 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 32.52 | 32.52 | 32.52 | 32.52 | 32.52 | 32.52 | No | No | (No Data) | 5895.66 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 3 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 3 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001100 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 4.8683 | Yes | Yes | 1.249 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 25.25 | 25.08 | 25.25 | 25.08 | 25.08 | 25.08 | No | No | (No Data) | 13135.62 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001102 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 5.6639 | No | No | 1.507 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 47.43 | 43.98 | 47.43 | 43.98 | 43.98 | 43.98 | No | No | (No Data) | 8792.09 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001103 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.9402 | Yes | Yes | 2.56 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 12.52 | 12.29 | 12.52 | 12.29 | 12.29 | 12.29 | No | No | (No Data) | 56959.27 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001105 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.5001 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2127.89 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2200.00 | No | (No Data) | 1.0340 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001106 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 4.9990 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1431.26 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1776.00 | No | (No Data) | 1.2409 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001107 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.0739 | Yes | Yes | 2.151 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 23.36 | 23.36 | 23.36 | 23.36 | 23.36 | 23.36 | Yes | Yes | Yes | 30573.87 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001109 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR-Attached | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1548.5 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1800.00 | No | (No Data) | 1.1620 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001110 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.9950 | Yes | Yes | 2.36 | 2.360 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 30.41 | 30.27 | 30.41 | 30.27 | 30.27 | 30.27 | No | No | (No Data) | 12420.99 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10001111 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.2530 | Yes | Yes | 2.577 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 32.4 | 32.4 | 32.4 | 32.4 | 32.4 | 32.4 | No | No | (No Data) | 9342.11 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001112 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.1553 | Yes | Yes | 1.647 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 11.5 | 11.5 | 11.5 | 11.5 | 11.5 | 11.5 | Yes | Yes | Yes | 113065.96 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10001113 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 5.0552 | Yes | Yes | 3.357 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 40.52 | 40.52 | 40.52 | 40.52 | 40.52 | 40.52 | No | No | (No Data) | 4861.58 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001114 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1792.38 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1800.00 | No | (No Data) | 1.0000 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001115 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.1250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3927.39 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 6100.00 | No | (No Data) | 1.5500 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001116 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.9077 | Yes | Yes | 2.131 | 0.000 | No | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 33.96 | 33.96 | 33.96 | 29.2 | 29.2 | 31.65 | No | No | (No Data) | 23313.93 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001117 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.7898 | Yes | Yes | 2.432 | 0.000 | (No Data) | (No Data) | No | No | No | No | Yes | Yes | Yes | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.54 | 42.54 | 42.54 | 42.54 | 42.54 | 42.54 | No | No | (No Data) | 11199.26 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001119 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1579.04 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1750.00 | No | (No Data) | 1.1083 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001120 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Attached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.6251 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2061.28 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2350.00 | No | (No Data) | 1.1400 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002120 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.4829 | No | No | 4.936 | 4.936 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.87 | 48.85 | 49.87 | 48.85 | 48.85 | 48.85 | Yes | Yes | Yes | 3022.58 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 15 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 2 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 15 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001125 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.6365 | Yes | Yes | 1.495 | 1.495 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 8.54 | 8.51 | 8.54 | 8.51 | 8.51 | 8.51 | Yes | Yes | Yes | 36672 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001127 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | High Rise Condo (9+) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.3980 | No | Yes | 2.144 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 0 | 0 | 0 | 0 | 0 | 0 | Yes | Yes | Yes | -10453.05 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 6 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001128 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.4811 | Yes | Yes | 2.526 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 28.04 | 28.89 | 28.04 | 28.89 | 28.89 | 28.89 | No | No | (No Data) | 25593.48 | No | (No Data) | No | (No Data) | No | No | No | No | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) |
| 10001130 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.9989 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1015.94 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1750.00 | No | (No Data) | 1.7230 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001131 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1059.43 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1500.00 | No | (No Data) | 1.4100 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001132 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1598.9 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2800.00 | No | (No Data) | 1.7500 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001133 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1104.42 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1900.00 | No | (No Data) | 1.7200 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001134 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.2563 | Yes | Yes | 2.249 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 35.79 | 34.16 | 35.79 | 34.16 | 34.16 | 34.16 | Yes | Yes | Yes | 7230.27 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001135 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2490 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1827.54 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2100.00 | No | (No Data) | 1.1500 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001136 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2690.03 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2400.00 | No | (No Data) | 0.8921 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001137 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 4.9910 | Yes | Yes | 2.653 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 38.18 | 38.18 | 38.18 | 38.18 | 38.18 | 38.18 | No | No | (No Data) | 7377.84 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001138 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.6240 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3076.74 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3200.00 | No | (No Data) | 1.0400 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001140 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.1240 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2708.73 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3200.00 | No | (No Data) | 1.1800 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001142 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.8740 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1528.31 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1750.00 | No | (No Data) | 1.1450 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001145 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 5.1072 | Yes | Yes | 4.096 | 0.000 | No | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 17.54 | 17.54 | 17.54 | 17.54 | 17.54 | 17.54 | Yes | Yes | Yes | 15109.6 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001147 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 5.9005 | No | Yes | 1.455 | 1.450 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.96 | 43.89 | 42.96 | 43.89 | 43.89 | 43.89 | No | No | (No Data) | 4336.29 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002121 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Rate and Term Refi | Yes | Yes | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 6.2659 | Yes | No | 3.278 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 45.44 | 45.44 | 45.44 | 39.68 | 39.68 | 39.68 | No | No | (No Data) | 3822.76 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001148 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.6569 | Yes | Yes | 1.333 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 19.07 | 18.62 | 19.07 | 18.62 | 18.62 | 18.62 | No | No | (No Data) | 48809.16 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001149 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.9989 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1695.03 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2000.00 | No | (No Data) | 1.1800 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001150 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.0662 | Yes | Yes | 1.803 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 33.84 | 33.07 | 33.84 | 33.07 | 33.07 | 33.07 | Yes | Yes | Yes | 4340.15 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001151 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2697.65 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3000.00 | No | (No Data) | 1.1121 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001152 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.5911 | Yes | Yes | 2.34 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 9.9 | 9.9 | 9.9 | 9.9 | 9.9 | 9.9 | No | No | (No Data) | 31023.17 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001155 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.4989 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2966.5 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3500.00 | No | (No Data) | 1.1700 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001156 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.9989 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1800.39 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2400.00 | No | (No Data) | 1.3330 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001157 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.2484 | Yes | No | 2.179 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 45.17 | 41.96 | 45.17 | 41.96 | 41.96 | 41.96 | No | No | (No Data) | 7378.33 | No | (No Data) | No | (No Data) | No | No | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 2 months;<br> Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001158 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7499 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4973.78 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 5000.00 | No | (No Data) | 1.0052 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001161 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.1250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3492.86 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3600.00 | No | (No Data) | 1.0300 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001163 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.1316 | Yes | Yes | 2.886 | Not Applicable | (No Data) | (No Data) | No | No | No | No | Yes | Yes | Yes | (No Data) | Yes | Yes | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 6.61 | 6.61 | 6.61 | 6.61 | 6.61 | 6.61 | No | No | (No Data) | 53896.74 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 14 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 14 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001165 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.3690 | Yes | Yes | 1.421 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 37.02 | 37.02 | 37.02 | 34.29 | 34.29 | 34.29 | No | No | (No Data) | 28707.68 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001166 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Mid Rise Condo (5-8) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.9989 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5618.17 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4500.00 | No | (No Data) | 1.4088 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001167 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.0406 | Yes | Yes | 1.703 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 20.93 | 19.59 | 20.93 | 19.59 | 19.59 | 19.59 | No | No | (No Data) | 42036.01 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001168 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3749 | Yes | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 40.15 | 0 | 40.15 | 40.15 | 40.15 | (No Data) | (No Data) | (No Data) | 10970.8 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 12 months;<br> Paystub - 2 months;<br> Personal Tax Return - 12 months;<br> Verbal VOE with Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001169 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Attached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3578.9 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3000.00 | No | (No Data) | 0.8300 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001170 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 5.0444 | Yes | Yes | 3.099 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 18.79 | 18.79 | 18.79 | 18.79 | 18.79 | 18.79 | Yes | Yes | Yes | 11140.97 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001172 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.7136 | Yes | Yes | 0.787 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.05 | 42.05 | 42.05 | 42.05 | 42.05 | 42.05 | No | No | (No Data) | 2628.56 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001173 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.5060 | Yes | Yes | 1.14 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 37.8 | 35.41 | 37.8 | 35.41 | 35.41 | 35.41 | Yes | Yes | Yes | 28360.46 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001176 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.4999 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3372.06 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3400.00 | No | (No Data) | 1.0080 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001177 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.4999 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3279.75 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2900.00 | No | (No Data) | 0.8800 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001178 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 2 mos interest on amt prepd >1/3 of OPB | (No Data) | No | Yes | 1 | 5.5001 | No | No | 0.611 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2611.17 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2750.00 | No | (No Data) | 1.0500 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001179 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.5001 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1188.06 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1800.00 | No | (No Data) | 1.5100 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001180 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 6.3189 | No | Yes | 4.092 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 0 | 0 | 0 | 0 | 0 | 0 | No | No | (No Data) | -1604.95 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 6 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001182 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 6.7040 | Yes | Yes | 3.271 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 17.52 | 16.62 | 17.52 | 16.62 | 16.62 | 16.62 | No | No | (No Data) | 27340.23 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002124 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 6.6223 | No | No | 3.708 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 46.21 | 43.45 | 46.21 | 43.45 | 43.45 | 43.45 | Yes | Yes | Yes | 2787.71 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> Verbal VOE with Income - 1 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001184 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.2392 | Yes | Yes | 2.604 | 2.604 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 14.24 | 14.11 | 14.24 | 14.11 | 14.11 | 14.11 | Yes | Yes | Yes | 34851.26 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001185 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.7446 | Yes | Yes | 2.517 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 7.89 | 7.71 | 7.89 | 7.71 | 7.71 | 7.71 | No | No | (No Data) | 28684.4 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001186 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.1671 | Yes | Yes | 2.239 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 23.3 | 23.3 | 23.3 | 23.3 | 23.3 | 23.3 | Yes | Yes | Yes | 19897.31 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002125 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 4 Family | 4 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2288.99 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3300.00 | No | (No Data) | 1.4416 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001187 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 5.5539 | Yes | No | 1.823 | 1.823 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.93 | 42.38 | 43.93 | 42.38 | 42.38 | 42.38 | No | No | (No Data) | 2650.45 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 36 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 36 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001188 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR-Attached | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.6250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1423.67 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1500.00 | No | (No Data) | 1.0500 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001189 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.1502 | Yes | Yes | 2.175 | 2.175 | (No Data) | (No Data) | No | No | No | No | No | No | Yes | Yes | Yes | Yes | Yes | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 1.17 | 1.18 | 1.17 | 1.18 | 1.18 | 1.18 | Yes | Yes | Yes | 1530146.12 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002126 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3740 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3209.15 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3000.00 | No | (No Data) | 0.9348 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001190 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 5.5157 | No | No | 1.195 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 45.73 | 45.58 | 45.73 | 45.58 | 45.58 | 45.58 | No | No | (No Data) | 10203.39 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 16 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | IRS Transcripts – Tax Return(s) - 12 months;<br> Paystub - 1 months;<br> Verbal VOE with Income - 16 months;<br> W2 - 24 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10002127 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3005.32 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3010.00 | No | (No Data) | 1.0020 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001191 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.5524 | No | No | 2.228 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 53.56 | 53.46 | 53.56 | 50.99 | 50.99 | 50.99 | Yes | Yes | Yes | 16131.38 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Verbal VOE with Income - 24 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002128 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.1219 | Yes | Yes | 1.088 | 1.088 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 35.57 | 34.9 | 35.57 | 34.9 | 34.9 | 34.9 | Yes | Yes | Yes | 34682.1 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002130 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7501 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4108.3 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3950.00 | No | (No Data) | 0.9614 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002132 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 6.9224 | Yes | Yes | 4.403 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 37.75 | 37.3 | 37.75 | 37.3 | 37.3 | 37.3 | No | No | (No Data) | 18599.3 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) |
| 10002133 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.6242 | Yes | Yes | 1.598 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 32.59 | 28.58 | 32.59 | 28.58 | 28.58 | 28.58 | Yes | Yes | Yes | 51327.28 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001196 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1577.23 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1700.00 | No | (No Data) | 1.0778 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001197 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2023.81 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2050.00 | No | (No Data) | 1.0129 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002136 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.5001 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2406.29 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1900.00 | No | (No Data) | 0.7890 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002139 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.7481 | Yes | Yes | 2.286 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 36.43 | 37.04 | 36.43 | 37.04 | 37.04 | 37.04 | No | No | (No Data) | 16305.49 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002143 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1218.86 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1850.00 | No | (No Data) | 1.5813 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002144 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | High Rise Condo (9+) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 6.9783 | No | No | 3.55 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.54 | 44.54 | 44.54 | 44.54 | 44.54 | 44.54 | No | No | (No Data) | 2623.86 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002145 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Attached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2109.39 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2325.00 | No | (No Data) | 1.1022 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002150 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1999.61 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2000.00 | No | (No Data) | 1.0000 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002151 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3473.01 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4500.00 | No | (No Data) | 1.2957 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002152 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.8750 | Yes | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 10.54 | 0 | 10.54 | 10.54 | 10.54 | (No Data) | (No Data) | (No Data) | 33526.9 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002154 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.1981 | Yes | Yes | 1.947 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 40.28 | 40.28 | 40.28 | 40.28 | 40.28 | 40.28 | Yes | Yes | Yes | 10865.72 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002156 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.9357 | Yes | Yes | 2.866 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 17.47 | 15.44 | 17.47 | 15.44 | 15.44 | 15.44 | No | No | (No Data) | 49031.64 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002157 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3749 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1832.33 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1700.00 | No | (No Data) | 0.9277 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002158 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2175.92 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2350.00 | No | (No Data) | 1.0802 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002159 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.6612 | Yes | Yes | 2.274 | 0.000 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 19.97 | 19.94 | 19.97 | 19.94 | 19.94 | 19.94 | No | No | (No Data) | 30479.61 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002160 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1252.11 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1200.00 | No | (No Data) | 0.9583 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002376 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.4358 | Yes | Yes | 1.382 | 1.382 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 35.38 | 33.26 | 35.38 | 33.26 | 33.26 | 33.26 | Yes | Yes | Yes | 11207.51 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 3 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 3 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002378 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 8.0890 | Yes | Yes | 3.035 | 3.035 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 40.73 | 42.68 | 40.73 | 42.68 | 42.68 | 42.68 | Yes | Yes | Yes | 4324.58 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter without Income - 24 months;<br> Personal Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months;<br>| (No Data) | (No Data) |
| 10002162 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.7182 | No | No | 2.213 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.36 | 49.36 | 49.36 | 49.36 | 49.36 | 49.36 | No | No | (No Data) | 16115.44 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002163 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2234.8 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3000.00 | No | (No Data) | 1.3424 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002164 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Attached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.1251 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2580.61 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2800.00 | No | (No Data) | 1.0850 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002166 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Mid Rise Condo (5-8) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2065.66 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2300.00 | No | (No Data) | 1.1134 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002168 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 4 Family | 4 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1669.76 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2570.00 | No | (No Data) | 1.5391 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002383 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Attached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 8.1250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3220.81 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2600.00 | No | (No Data) | 0.8072 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002170 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.5533 | Yes | Yes | 1.5 | 1.500 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.5 | 42.02 | 41.5 | 38.86 | 38.86 | 40.41 | Yes | Yes | Yes | 9210.01 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 2 | Yes | 2 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 60 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 60 months;<br> Paystub - 2 months;<br> W2 - 24 months;<br>| Paystub - 2 months;<br> Verbal VOE with Income - 1 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) |
| 10002171 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.6322 | Yes | Yes | 2.451 | 2.451 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 39.21 | 39.2 | 39.21 | 39.2 | 39.2 | 39.2 | Yes | Yes | Yes | 7124.29 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002172 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2802.49 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1700.00 | No | (No Data) | 1.6691 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002173 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7500 | Yes | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 18.22 | 0 | 18.22 | 18.22 | 2.24 | (No Data) | (No Data) | (No Data) | 271834 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002174 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.2391 | Yes | Yes | 3.032 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 31.43 | 33 | 31.43 | 33 | 33 | 33 | No | No | (No Data) | 27257.88 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002178 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4167.84 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1850.00 | No | (No Data) | 0.9773 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002179 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.4293 | No | Yes | 2.999 | 2.999 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 0 | 0 | 0 | 0 | 0 | 0 | No | No | (No Data) | -3442.57 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 6 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002184 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.4745 | No | No | 2.157 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.09 | 49.74 | 48.09 | 49.74 | 49.74 | 49.74 | No | No | (No Data) | 3269.78 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002185 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6389.89 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1650.00 | No | (No Data) | 1.1232 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002187 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2218.14 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2300.00 | No | (No Data) | 1.0369 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002389 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.5001 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3242.19 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3300.00 | No | (No Data) | 1.0178 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002189 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 40.78 | 0 | 40.78 | 40.78 | 40.78 | (No Data) | (No Data) | (No Data) | 21419.63 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 0 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 0 months;<br>| (No Data) | (No Data) |
| 10002190 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2499 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1941.13 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3000.00 | No | (No Data) | 1.5454 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002192 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.3570 | Yes | Yes | 3.565 | 3.565 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 10.3 | 10.11 | 10.3 | 10.11 | 10.11 | 10.11 | Yes | Yes | Yes | 202963.43 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002193 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.1825 | Yes | Yes | 0.997 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.7 | 41.7 | 41.7 | 41.7 | 41.7 | 41.7 | No | No | (No Data) | 9349.6 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002194 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.2427 | Yes | Yes | 3.277 | 3.277 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 16.7 | 17.21 | 16.7 | 17.21 | 17.21 | 17.21 | Yes | Yes | Yes | 28994.66 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10002195 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3575.23 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3000.00 | No | (No Data) | 0.8391 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002196 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.1251 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1528.54 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1700.00 | No | (No Data) | 1.1121 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002198 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2067.78 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3000.00 | No | (No Data) | 1.4508 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002199 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.8626 | No | No | 3.356 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.18 | 48.51 | 49.18 | 48.51 | 48.51 | 48.51 | No | No | (No Data) | 3930.4 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 2 | Yes | 2 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) |
| 10002200 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2284.25 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1950.00 | No | (No Data) | 0.8536 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002201 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | Yes | Yes | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.0800 | Yes | Yes | 4.378 | 4.378 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 7.03 | 6.91 | 7.03 | 6.32 | 6.32 | 6.6 | Yes | Yes | Yes | 77747.91 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10002373 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 8.5468 | Yes | Yes | 2.29 | 2.290 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 33.28 | 29.85 | 33.28 | 29.85 | 29.85 | 29.85 | Yes | Yes | Yes | 12615.21 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002202 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.8844 | No | No | 1.217 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.62 | 44.72 | 44.62 | 44.72 | 44.72 | 44.72 | No | No | (No Data) | 6764.51 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002204 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.5841 | Yes | No | 2.524 | 0.000 | No | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.87 | 45.53 | 49.87 | 39.43 | 39.43 | 39.43 | No | No | (No Data) | 9665.92 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 2 months;<br> W2 - 24 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10002206 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.1240 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1077.47 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1750.00 | No | (No Data) | 1.6241 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002207 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.1240 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1358.32 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1925.00 | No | (No Data) | 1.4171 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002208 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.9989 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1013.92 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1650.00 | No | (No Data) | 1.6273 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002210 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.9183 | Yes | Yes | 1.649 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34 | 32.1 | 34 | 32.1 | 32.1 | 32.1 | No | No | (No Data) | 21283 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002211 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1445 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1500.00 | No | (No Data) | 1.0380 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002212 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.6663 | Yes | Yes | 2.924 | 2.924 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 5.17 | 5.14 | 5.17 | 5.14 | 5.14 | 5.14 | Yes | Yes | Yes | 48178.77 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002213 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.6250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1523.51 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1350.00 | No | (No Data) | 0.8861 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002387 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4871.68 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 5100.00 | No | (No Data) | 1.0468 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002214 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.5115 | Yes | Yes | 3.44 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 13.21 | 13.21 | 13.21 | 13.21 | 13.21 | 13.21 | No | No | (No Data) | 29537.58 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002216 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.2444 | Yes | Yes | 4.796 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 32.9 | 32.9 | 32.9 | 32.9 | 32.9 | 32.9 | Yes | Yes | Yes | 18260.11 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002217 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Attached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | Yes | Yes | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.9454 | Yes | No | 2.266 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 45.08 | 48.19 | 45.08 | 42.92 | 42.92 | 45.42 | No | No | (No Data) | 6551.05 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 1 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 28 | Yes | 28 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 28 months;<br>| Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 28 months;<br>| (No Data) | (No Data) |
| 10002218 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.5414 | Yes | Yes | 2.31 | 2.310 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34.51 | 33.45 | 34.51 | 33.45 | 33.45 | 33.45 | No | No | (No Data) | 11226.05 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002219 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.6636 | No | No | 3.473 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.98 | 46.67 | 44.98 | 46.67 | 46.67 | 46.67 | No | No | (No Data) | 7163.54 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Business Bank Statements - 12 months;<br>| Award Letter - 12 months;<br>| (No Data) | (No Data) |
| 10002220 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.4722 | No | No | 2.02 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 53.14 | 53.27 | 53.14 | 53.27 | 53.27 | 53.27 | No | No | (No Data) | 4641.67 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 2 | Yes | 1 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 112 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 12 months;<br>| Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 112 months;<br>| (No Data) | (No Data) |
| 10002221 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.5136 | No | No | 1.59 | 1.590 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 45.34 | 45.34 | 45.34 | 45.34 | 45.34 | 45.34 | Yes | Yes | Yes | 3080.83 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002222 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.5307 | Yes | Yes | 2.793 | 2.793 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 38.41 | 38.22 | 38.22 | 38.22 | 38.22 | 38.22 | Yes | Yes | Yes | 29752.32 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002223 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2490 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 47.27 | 0 | 47.27 | 47.27 | 47.27 | (No Data) | (No Data) | (No Data) | 6264.48 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002225 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.2350 | Yes | Yes | 4.681 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.38 | 41.15 | 42.38 | 41.15 | 41.15 | 41.15 | Yes | Yes | Yes | 20989 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002226 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7499 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1806.81 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1750.00 | No | (No Data) | 1.0560 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002227 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.5485 | No | No | 2.29 | 2.290 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.96 | 44.73 | 44.96 | 44.73 | 44.73 | 44.73 | No | No | (No Data) | 6012.49 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002228 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | High Rise Condo (9+) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3749 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -9497.04 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 7200.00 | No | (No Data) | 0.7581 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002229 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2500 | Yes | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 38.95 | 0 | 38.95 | 38.95 | 38.95 | (No Data) | (No Data) | (No Data) | 12253.93 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002230 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2500 | Yes | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 7.15 | 0 | 7.15 | 7.15 | 7.15 | (No Data) | (No Data) | (No Data) | 77171.54 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002232 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.4711 | Yes | Yes | 1.814 | 1.814 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 28.85 | 27.33 | 28.85 | 27.33 | 27.33 | 27.33 | Yes | Yes | Yes | 11623.51 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002234 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.7789 | Yes | Yes | 2.615 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 4.65 | 4.65 | 4.65 | 4.65 | 4.65 | 4.65 | No | No | (No Data) | 77659.2 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002236 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.1157 | Yes | Yes | 1.133 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 14.47 | 12.72 | 14.47 | 12.72 | 12.72 | 12.72 | Yes | Yes | Yes | 72993.24 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002238 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.9244 | No | No | 2.991 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.48 | 49.59 | 48.48 | 49.59 | 49.59 | 49.59 | No | No | (No Data) | 3912.81 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002371 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.4739 | Yes | Yes | 2.301 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 15.24 | 8.02 | 15.24 | 8.02 | 8.02 | 8.02 | No | No | (No Data) | 93389.52 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002242 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2346.67 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2550.00 | No | (No Data) | 1.0866 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002243 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.1251 | Yes | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 16.69 | 0 | 16.69 | 16.69 | 17.41 | (No Data) | (No Data) | (No Data) | 22839.87 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002244 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7499 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -9471.44 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 9500.00 | No | (No Data) | 1.0030 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002245 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.4832 | No | No | 0.947 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.37 | 46.06 | 49.37 | 46.06 | 46.06 | 46.06 | No | No | (No Data) | 11503.6 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Personal Bank Statements - 12 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002247 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2239.15 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1900.00 | No | (No Data) | 0.8485 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002248 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 4 Family | 4 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4785.16 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 5850.00 | No | (No Data) | 1.2225 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002249 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1190.16 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1550.00 | No | (No Data) | 1.3023 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002250 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3827.08 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2900.00 | No | (No Data) | 0.7577 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002384 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.5001 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6034.49 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4600.00 | No | (No Data) | 0.7622 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002252 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5536.17 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 6500.00 | No | (No Data) | 1.1740 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002253 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1097.71 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1100.00 | No | (No Data) | 1.0020 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002254 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1097.71 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1100.00 | No | (No Data) | 1.0020 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002256 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.4963 | Yes | Yes | 0.852 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.86 | 41.65 | 41.86 | 41.65 | 41.65 | 41.65 | No | No | (No Data) | 9112.52 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002257 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.3749 | Yes | Yes | 1.157 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 22.04 | 22.04 | 22.04 | 22.04 | 22.04 | 22.04 | No | No | (No Data) | 46147.68 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002258 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5151.71 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2000.00 | No | (No Data) | 1.0082 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002259 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.2162 | No | No | 2.272 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 43.99 | 44.46 | 43.99 | 44.46 | 44.46 | 44.46 | Yes | Yes | Yes | 5011.38 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002260 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.1327 | Yes | Yes | 1.842 | 1.842 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 30.04 | 30.06 | 30.04 | 30.06 | 30.06 | 30.06 | Yes | Yes | Yes | 17311.89 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10002262 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1097.71 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1100.00 | No | (No Data) | 1.0020 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002263 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1097.71 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1100.00 | No | (No Data) | 1.0020 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002264 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1097.71 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1100.00 | No | (No Data) | 1.0020 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002265 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.8346 | Yes | Yes | 1.794 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 40.45 | 40.48 | 40.45 | 40.48 | 40.48 | 40.48 | No | No | (No Data) | 7130.49 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 4 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 4 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 16 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 4 months;<br> Verbal VOE with Income - 4 months;<br> Written VOE - 16 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002267 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.5194 | Yes | Yes | 1.791 | 1.791 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 40.53 | 45.6 | 40.53 | 41.54 | 41.54 | 41.54 | No | No | (No Data) | 13082.95 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 4 | Yes | 4 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 4 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 4 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) |
| 10002270 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -8979.26 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2300.00 | No | (No Data) | 0.8075 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002271 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.1251 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2114.79 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2100.00 | No | (No Data) | 0.9930 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002273 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2499 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4278.46 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 5000.00 | No | (No Data) | 1.1686 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002274 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1302.37 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1395.00 | No | (No Data) | 1.0711 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002275 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1436.38 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1450.00 | No | (No Data) | 1.0094 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002276 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.9357 | Yes | Yes | 1.973 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 38.21 | 38.21 | 38.21 | 34.67 | 34.67 | 34.67 | Yes | Yes | Yes | 13315.33 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002277 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.4035 | Yes | Yes | 2.216 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.62 | 41.62 | 41.62 | 41.62 | 41.62 | 41.62 | No | No | (No Data) | 13433.22 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002278 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4141.17 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1175.00 | No | (No Data) | 0.9332 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002374 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 8.5484 | No | No | 3.899 | 3.899 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.4 | 49.2 | 49.4 | 49.2 | 49.2 | 49.2 | No | No | (No Data) | 3150.56 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 4 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Yes | 14 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter with Income - 14 months;<br> Paystub - 4 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002279 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.0371 | Yes | Yes | 1.583 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 32.95 | 32.95 | 32.95 | 32.95 | 32.95 | 32.95 | No | No | (No Data) | 3396.41 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002280 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Mid Rise Condo (5-8) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1359.22 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1650.00 | No | (No Data) | 1.2139 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002281 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.8286 | Yes | Yes | 3.644 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 14.46 | 14.46 | 14.46 | 14.46 | 14.46 | 14.46 | Yes | Yes | Yes | 34369.89 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002282 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.1624 | Yes | Yes | 2.96 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 14.12 | 14.12 | 14.12 | 14.12 | 14.12 | 14.12 | Yes | Yes | Yes | 31673.38 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002382 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.7501 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3931.65 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3000.00 | No | (No Data) | 0.7630 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002284 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3091.05 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2780.00 | No | (No Data) | 0.8993 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002285 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1099.68 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1325.00 | No | (No Data) | 1.2048 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002286 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.4551 | Yes | Yes | 2.683 | 2.683 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 15.63 | 15.63 | 15.63 | 15.63 | 15.63 | 15.63 | Yes | Yes | Yes | 32092.31 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002287 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.7781 | No | No | 2.065 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 45.97 | 45.97 | 45.97 | 45.97 | 45.97 | 45.97 | No | No | (No Data) | 4233.26 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002289 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 6.9478 | Yes | Yes | 5.94 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 29.6 | 29.6 | 29.6 | 29.6 | 29.6 | 29.6 | No | No | (No Data) | 14083.73 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002290 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.3789 | Yes | Yes | 2.449 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 17.55 | 17.55 | 17.55 | 17.55 | 17.55 | 17.55 | No | No | (No Data) | 16054.18 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002380 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.7355 | Yes | Yes | 2.936 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34.08 | 34.08 | 34.08 | 34.08 | 34.08 | 34.08 | No | No | (No Data) | 8635.43 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 6 | Yes | 6 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 6 months;<br>| Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) |
| 10002291 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.4063 | Yes | Yes | 1.542 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.38 | 42.38 | 42.28 | 42.38 | 42.38 | 42.38 | No | No | (No Data) | 37382.1 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002292 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1505.17 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2400.00 | No | (No Data) | 1.5945 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002386 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.6250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3032.59 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3900.00 | No | (No Data) | 1.2860 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002293 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.0509 | Yes | Yes | 3.051 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.83 | 39.36 | 42.83 | 39.36 | 39.36 | 39.36 | No | No | (No Data) | 9825.89 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) |
| 10002294 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.7180 | Yes | Yes | 2.288 | 2.288 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 27.71 | 30.47 | 27.71 | 30.47 | 30.47 | 30.47 | No | No | (No Data) | 13259.23 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002295 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1414.05 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1700.00 | No | (No Data) | 1.2022 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002385 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | High Rise Condo (9+) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 8.0001 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3483.7 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3750.00 | No | (No Data) | 1.0764 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002297 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.3651 | Yes | Yes | 2.51 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 26.83 | 26.83 | 26.83 | 26.83 | 26.83 | 26.83 | No | No | (No Data) | 14013.57 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 192 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 192 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002298 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | Yes | Yes | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.8630 | Yes | No | 4.052 | 4.052 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 46.25 | 44.32 | 46.25 | 41.15 | 41.15 | 41.15 | Yes | Yes | Yes | 7714.54 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002370 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.4374 | Yes | Yes | 2.493 | 2.493 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 5.88 | 5.21 | 5.88 | 5.21 | 5.21 | 5.21 | Yes | Yes | Yes | 25631.99 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002379 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.9494 | No | No | 3.658 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 45.15 | 45.14 | 45.15 | 45.14 | 45.14 | 45.14 | No | No | (No Data) | 3494.49 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002377 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 8.6699 | Yes | Yes | 1.385 | 1.385 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 38.95 | 38.71 | 38.95 | 38.71 | 38.71 | 38.71 | Yes | Yes | Yes | 7451.39 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | Yes | 4 | Yes | 4 | No | (No Data) | No | (No Data) | Yes | 24 | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | Yes | 28 | Yes | 28 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 4 months;<br> Verbal VOE with Income - 12 months;<br> W2 - 24 months;<br> Written VOE - 28 months;<br>| Paystub - 4 months;<br> Verbal VOE with Income - 12 months;<br> W2 - 24 months;<br> Written VOE - 28 months;<br>| (No Data) | (No Data) |
| 10002372 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.0431 | Yes | Yes | 1.51 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 11.34 | 10.04 | 11.34 | 10.04 | 10.04 | 10.04 | No | No | (No Data) | 79809.11 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002381 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -7872.03 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1950.00 | No | (No Data) | 0.8653 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |

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## Exhibit 99.3

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** <br>| **XXX** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **3/29/2022 - 7/18/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **287** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** |  |  |  |  |  |  |  |  |  |  |  |  |  |
| *Loans in Report:* | *287* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **Loan Level ATR/QM Status** | **Application Date Prior to 1/10/2014** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **GSE Eligible** | **QRM Flag** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Bwr 1 Employment Indicator** | **Bwr 2 Employment Indicator** | **Bwr 1 Foreign National Indicator** | **Bwr 2 Foreign National Indicator** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Residual Income Analysis in File** | **ATR/QM Residual Income** |
| 10002112 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 22560.95 | XXXXXX | 6.374 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001001 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11283.75 | XXXXXX | 5.5001 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001002 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15005.9 | XXXXXX | 6.125 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001004 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9841 | XXXXXX | 5.8843 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001006 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11496 | XXXXXX | 5.5407 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 1675.71 |
| 10001008 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 17500 | XXXXXX | 5.6251 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001009 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8988.4 | XXXXXX | 6.2158 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001010 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11671 | XXXXXX | 6.0013 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001011 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 2471 | XXXXXX | 5.2899 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 7017 |
| 10001014 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7471 | XXXXXX | 5.4984 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001015 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13531 | XXXXXX | 5.609 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001017 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6265 | XXXXXX | 6 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001020 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 20094.83 | XXXXXX | 5.9365 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001023 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 7624.5 | XXXXXX | 5.75 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001024 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 22000 | XXXXXX | 7.25 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002114 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7531.6 | XXXXXX | 7.3143 | Employed | Unemployed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | Yes | 6354.25 |
| 10001025 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 23103 | XXXXXX | 5.7501 | Unemployed | Employed | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001026 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8250 | XXXXXX | 6 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001028 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 14223.04 | XXXXXX | 5.2445 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001029 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11250 | XXXXXX | 5.6251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001031 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11105.25 | XXXXXX | 5.75 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001032 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 9282.5 | XXXXXX | 5.75 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001033 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 19890 | XXXXXX | 5.5001 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002115 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 52500 | XXXXXX | 6.249 | Unemployed | Employed | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001036 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 9945 | XXXXXX | 5.75 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001040 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 7500 | XXXXXX | 6.625 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001041 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 20925 | XXXXXX | 5.749 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001042 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13165.84 | XXXXXX | 6.1382 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001043 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 60000 | XXXXXX | 5.7491 | Unemployed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001044 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 1471 | XXXXXX | 5.1612 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001045 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 16499.75 | XXXXXX | 5.5701 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 4122 |
| 10002116 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 26000 | XXXXXX | 6.75 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001047 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5721 | XXXXXX | 5.2788 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001048 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10300 | XXXXXX | 6.25 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001050 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 14622.84 | XXXXXX | 6.4289 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001051 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11827.4 | XXXXXX | 6.3728 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001053 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7731 | XXXXXX | 6.7098 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| 10001054 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5621.87 | XXXXXX | 6.2812 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001056 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 34516.25 | XXXXXX | 4.7125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001057 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 17812.5 | XXXXXX | 6.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001058 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 23957.2 | XXXXXX | 5.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001059 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11471 | XXXXXX | 5.2303 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002118 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13000 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001061 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 52343.5 | XXXXXX | 5.8464 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001062 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10160.69 | XXXXXX | 6.3339 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 63885.77 |
| 10001063 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6591 | XXXXXX | 5.8911 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001065 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 22241 | XXXXXX | 10.3535 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001066 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10587.25 | XXXXXX | 5.0466 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001067 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 53703 | XXXXXX | 5.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002119 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 29835 | XXXXXX | 6.3749 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001070 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 30000 | XXXXXX | 5.7491 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001071 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13560 | XXXXXX | 6 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10001073 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11596 | XXXXXX | 4.9648 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 |
| 10001074 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 25000 | XXXXXX | 5.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001075 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 1346.62 | XXXXXX | 4.999 | Unemployed | Unemployed | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001076 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 17875 | XXXXXX | 4.998 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001077 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 16312.5 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001078 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6600 | XXXXXX | 5 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001079 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 14755 | XXXXXX | 5.1296 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 23282.58 |
| 10001080 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 63550 | XXXXXX | 5.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001081 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6571 | XXXXXX | 5.1606 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 |
| 10001082 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4691 | XXXXXX | 6.5636 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | No | 0 |
| 10001083 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11978.9 | XXXXXX | 5.3751 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001084 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6795.75 | XXXXXX | 6.625 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001085 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 9199.15 | XXXXXX | 5.25 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10001086 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 68850 | XXXXXX | 5.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10001087 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 20835.16 | XXXXXX | 5.3432 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001090 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10200 | XXXXXX | 6.25 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001091 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7096 | XXXXXX | 5.5168 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001092 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 21124.7 | XXXXXX | 5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001093 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 18623 | XXXXXX | 6.1478 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001094 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 16160.4 | XXXXXX | 5.8902 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001095 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 17750.2 | XXXXXX | 5.6728 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001096 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7465.1 | XXXXXX | 5.3063 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001097 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7229.24 | XXXXXX | 7.4337 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 934.33 |
| 10001098 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 17212.5 | XXXXXX | 6 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001099 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7682.5 | XXXXXX | 6.6875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001100 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7846 | XXXXXX | 4.8683 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001102 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 15594.13 | XXXXXX | 5.6639 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001103 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10166 | XXXXXX | 6.9402 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001105 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 12750 | XXXXXX | 5.5001 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001106 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10720 | XXXXXX | 4.999 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001107 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 30541 | XXXXXX | 5.0739 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 29074 |
| 10001109 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13200 | XXXXXX | 5 | Unemployed | Employed | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001110 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11221 | XXXXXX | 6.995 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001111 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7271 | XXXXXX | 6.253 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001112 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 20215 | XXXXXX | 5.1553 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 111765 |
| 10001113 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11753.5 | XXXXXX | 5.0552 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001114 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 12048.75 | XXXXXX | 5 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001115 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 29625 | XXXXXX | 5.125 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001116 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 31274.8 | XXXXXX | 5.9077 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001117 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 20645.44 | XXXXXX | 6.7898 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001119 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15123.5 | XXXXXX | 5.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001120 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 14606.3 | XXXXXX | 5.6251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10002120 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9892.12 | XXXXXX | 7.4829 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 754.56 |
| 10001125 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4591 | XXXXXX | 5.6365 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 18260.88 |
| 10001127 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 22771 | XXXXXX | 6.398 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 62684 |
| 10001128 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 17221 | XXXXXX | 5.4811 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001130 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6885 | XXXXXX | 5.9989 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001131 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 7650 | XXXXXX | 6 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001132 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11092.5 | XXXXXX | 6 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001133 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 7650 | XXXXXX | 5.75 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001134 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9171 | XXXXXX | 5.2563 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 |
| 10001135 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13125 | XXXXXX | 6.249 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001136 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15108.75 | XXXXXX | 6.75 | Unemployed | Employed | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001137 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 17637.88 | XXXXXX | 4.991 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001138 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 22455.3 | XXXXXX | 5.624 | Unemployed | Unemployed | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001140 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 21200 | XXXXXX | 6.124 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001142 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11245.5 | XXXXXX | 5.874 | Unemployed | Employed | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001145 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13394.8 | XXXXXX | 5.1072 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 15109.5 |
| 10001147 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4933.28 | XXXXXX | 5.9005 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002121 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11570.38 | XXXXXX | 6.2659 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001148 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9084.1 | XXXXXX | 6.6569 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001149 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10200 | XXXXXX | 5.9989 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001150 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4298.5 | XXXXXX | 6.0662 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 |
| 10001151 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 25627.5 | XXXXXX | 5.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001152 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11861 | XXXXXX | 5.5911 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001155 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 20618 | XXXXXX | 6.4989 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001156 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 12800 | XXXXXX | 5.9989 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001157 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13836 | XXXXXX | 6.2484 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | No | 0 |
| 10001158 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 36550 | XXXXXX | 6.7499 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001161 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 22500 | XXXXXX | 6.125 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10001163 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4193 | XXXXXX | 7.1316 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001165 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 14471 | XXXXXX | 5.369 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001166 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 19200 | XXXXXX | 5.9989 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10001167 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 14470 | XXXXXX | 5.0406 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001168 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 32011.9 | XXXXXX | 6.3749 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001169 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 19125 | XXXXXX | 5.875 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001170 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8896 | XXXXXX | 5.0444 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 |
| 10001172 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 2310.94 | XXXXXX | 5.7136 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001173 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13846 | XXXXXX | 5.506 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 25030 |
| 10001176 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 24360 | XXXXXX | 6.4999 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001177 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 25245 | XXXXXX | 6.4999 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001178 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 2314.7 | XXXXXX | 5.5001 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001179 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8852.25 | XXXXXX | 5.5001 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001180 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7729.48 | XXXXXX | 6.3189 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001182 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 15451.75 | XXXXXX | 6.704 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002124 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4964.5 | XXXXXX | 6.6223 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | Yes | 0 |
| 10001184 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 15038.9 | XXXXXX | 5.2392 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8712.82 |
| 10001185 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8151 | XXXXXX | 5.7446 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001186 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 15071 | XXXXXX | 7.1671 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 18397 |
| 10002125 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11799.4 | XXXXXX | 6.375 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001187 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4716 | XXXXXX | 5.5539 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001188 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11625 | XXXXXX | 5.625 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| 10001189 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 19871 | XXXXXX | 6.1502 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 785084.78 |
| 10002126 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 20825 | XXXXXX | 6.374 | Unemployed | Employed | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001190 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9801 | XXXXXX | 5.5157 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002127 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 19992 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001191 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 19015 | XXXXXX | 6.5524 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 |
| 10002128 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 21351.89 | XXXXXX | 6.1219 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8670.52 |
| 10002130 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 33835 | XXXXXX | 5.7501 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10002132 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 50515.16 | XXXXXX | 6.9224 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | No | 0 |
| 10002133 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 25846 | XXXXXX | 6.6242 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 47309 |
| 10001196 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10400 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001197 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11070 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002136 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 14586 | XXXXXX | 5.5001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002139 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 20518.73 | XXXXXX | 6.7481 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002143 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6500 | XXXXXX | 5.25 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10002144 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 3541.6 | XXXXXX | 6.9783 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002145 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13066.2 | XXXXXX | 7 | Unemployed | Employed | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10002150 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15700 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002151 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 21480 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002152 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 28125 | XXXXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002154 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10134.75 | XXXXXX | 7.1981 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8866 |
| 10002156 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 23394.48 | XXXXXX | 6.9357 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002157 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10300 | XXXXXX | 6.3749 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002158 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13387.5 | XXXXXX | 6.25 | Unemployed | Employed | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10002159 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 15581 | XXXXXX | 7.6612 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002160 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6363 | XXXXXX | 7.25 | Unemployed | Employed | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10002376 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 3475 | XXXXXX | 7.4358 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 5306.76 |
| 10002378 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9891 | XXXXXX | 8.089 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 1081.14 |
| 10002162 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 19996 | XXXXXX | 6.7182 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002163 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 12044.25 | XXXXXX | 6.5 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002164 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15064.9 | XXXXXX | 7.1251 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002166 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8587.5 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002168 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10800 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002383 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15886.5 | XXXXXX | 8.125 | Unemployed | Employed | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10002170 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7516 | XXXXXX | 6.5533 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 4605 |
| 10002171 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9304.6 | XXXXXX | 7.6322 | Employed | Unemployed | Permanent Resident Alien | U.S. Citizen | (No Data) | Yes | 1424.86 |
| 10002172 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6475 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002173 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 45500 | XXXXXX | 6.75 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10002174 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10742.8 | XXXXXX | 7.2391 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002178 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11600 | XXXXXX | 6.875 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002179 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 3875 | XXXXXX | 7.4293 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002184 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8971 | XXXXXX | 7.4745 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002185 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10000 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002187 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10950 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002389 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 20081.25 | XXXXXX | 7.5001 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002189 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 30875 | XXXXXX | 6.5 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002190 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 14962.5 | XXXXXX | 6.2499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002192 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 35779 | XXXXXX | 7.357 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 50740.86 |
| 10002193 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9070.86 | XXXXXX | 6.1825 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002194 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11498.88 | XXXXXX | 7.2427 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 14497.33 |
| 10002195 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 24858.7 | XXXXXX | 6.375 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002196 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6562.5 | XXXXXX | 7.1251 | Unemployed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002198 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10800 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002199 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10033.26 | XXXXXX | 7.8626 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002200 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13975 | XXXXXX | 6.375 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002201 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 24482.2 | XXXXXX | 7.08 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 25915.97 |
| 10002373 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 12271 | XXXXXX | 8.5468 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 6307.6 |
| 10002202 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9166 | XXXXXX | 6.8844 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002204 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 25691 | XXXXXX | 6.5841 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002206 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5000 | XXXXXX | 6.124 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002207 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6250 | XXXXXX | 6.124 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002208 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5500 | XXXXXX | 5.9989 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002210 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9721 | XXXXXX | 6.9183 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002211 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8400 | XXXXXX | 7.375 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002212 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7366 | XXXXXX | 6.6663 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8029.8 |
| 10002213 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8389.5 | XXXXXX | 6.625 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002387 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 29873.25 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002214 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9699 | XXXXXX | 7.5115 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002216 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 31232.25 | XXXXXX | 7.2444 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 15260 |
| 10002217 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 15506.2 | XXXXXX | 6.9454 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002218 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11416 | XXXXXX | 7.5414 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002219 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8603.13 | XXXXXX | 7.6636 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002220 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8271 | XXXXXX | 7.4722 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002221 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4171 | XXXXXX | 6.5136 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 1540.42 |
| 10002222 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 30161 | XXXXXX | 6.5307 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 14867.16 |
| 10002223 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 12525 | XXXXXX | 7.249 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10002225 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 32422.9 | XXXXXX | 7.235 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 18298 |
| 10002226 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10353 | XXXXXX | 6.7499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002227 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 12191 | XXXXXX | 7.5485 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002228 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 53854 | XXXXXX | 6.3749 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002229 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 38250 | XXXXXX | 6.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10002230 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 36000 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002232 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9571 | XXXXXX | 7.4711 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 5811.76 |
| 10002234 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6946 | XXXXXX | 6.7789 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| 10002236 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13646 | XXXXXX | 6.1157 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 69525 |
| 10002238 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11902.25 | XXXXXX | 6.9244 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002371 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13711 | XXXXXX | 6.4739 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002242 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13034.55 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002243 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 27000 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002244 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 67473 | XXXXXX | 6.7499 | Unemployed | Employed | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10002245 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7546 | XXXXXX | 7.4832 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002247 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 12726.9 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002248 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 28480 | XXXXXX | 6.75 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002249 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8415 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002250 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 20081.25 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002384 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 31250 | XXXXXX | 7.5001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002252 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 36000 | XXXXXX | 7.25 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10002253 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5841.6 | XXXXXX | 6.5 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002254 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5841.6 | XXXXXX | 6.5 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002256 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6471 | XXXXXX | 6.4963 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002257 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11871 | XXXXXX | 7.3749 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002258 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 14790 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002259 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9766 | XXXXXX | 6.2162 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 3954 |
| 10002260 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13023.48 | XXXXXX | 6.1327 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 7780.94 |
| 10002262 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5841.6 | XXXXXX | 6.5 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002263 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5841.6 | XXXXXX | 6.5 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002264 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5841.6 | XXXXXX | 6.5 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002265 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10171 | XXXXXX | 6.8346 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002267 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 17141 | XXXXXX | 6.5194 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002270 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 18360 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002271 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11475 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002273 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 22500 | XXXXXX | 7.2499 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10002274 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 7236 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002275 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8406.8 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002276 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 16161.17 | XXXXXX | 6.9357 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 35846.04 |
| 10002277 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 15711 | XXXXXX | 7.4035 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002278 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 7237.5 | XXXXXX | 7.375 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002374 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 11230.75 | XXXXXX | 8.5484 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002279 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 3529.75 | XXXXXX | 7.0371 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002280 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5049 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002281 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6968.8 | XXXXXX | 7.8286 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 214763.4 |
| 10002282 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 17595.88 | XXXXXX | 7.1624 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 26367.72 |
| 10002382 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 19950 | XXXXXX | 7.7501 | Unemployed | Employed | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10002284 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 19966.5 | XXXXXX | 6.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10002285 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6500 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002286 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4215 | XXXXXX | 7.4551 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | Yes | 32092.31 |
| 10002287 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9655.71 | XXXXXX | 6.7781 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| 10002289 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 14071 | XXXXXX | 6.9478 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002290 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8073.82 | XXXXXX | 6.3789 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002380 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10671 | XXXXXX | 7.7355 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002291 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 24816 | XXXXXX | 6.4063 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002292 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10500 | XXXXXX | 6.25 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10002386 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 17600 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002293 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13052.88 | XXXXXX | 7.0509 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | No | 0 |
| 10002294 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 14271 | XXXXXX | 6.718 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002295 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8045 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002385 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15000 | XXXXXX | 8.0001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10002297 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 12568 | XXXXXX | 6.3651 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002298 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 21687 | XXXXXX | 7.863 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 3857.27 |
| 10002370 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 4336 | XXXXXX | 6.4374 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 12816 |
| 10002379 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6866.5 | XXXXXX | 7.9494 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10002377 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 3907.53 | XXXXXX | 8.6699 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 1862.85 |
| 10002372 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 14765.99 | XXXXXX | 6.0431 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10002381 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13005 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |

---

<br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. <br>

## Exhibit 99.6

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| **Loan Number** | **Seller Loan Number** | **Borrower 1 Last Name** | **Borrower 1 First Name** | **Borrower 2 Guarantor Flag** | **Borrower 2 Last Name** | **Borrower 2 First Name** | **Borrower 3 Guarantor Flag** | **Borrower 3 Last Name** | **Borrower 3 First Name** | **Borrower 4 Guarantor Flag** | **Borrower 4 Last Name** | **Borrower 4 First Name** | **Borrowing Entity Name** | **Borrower 2 Borrowing Entity Name** | **Address Street** | **Address Street 2** | **Address City** | **Address State** | **Address Zip** | **Loan Type** | **Product Type** | **Amortization Type** | **Note Status** | **Original Principal Balance** | **Note Date** | **First Payment Date** | **Note Rate** | **Note P&I** | **Payment Frequency** | **Maturity Date** | **Note Term** | **Amortized Term** | **Balloon** | **Balloon Term** | **Interest Only Period** | **Interest Only Term** | **Prepayment Penalty** | **Prepayment Penalty Term** | **Prepayment Penalty Type** | **Buydown** | **Buydown Period** | **Index** | **Look Back Period** | **Margin** | **Rounding Method** | **Max Rate At First Adj** | **Min Rate At First Adj** | **Rate Change Frequency** | **Payment Change Frequency** | **First Rate Change Date** | **First Payment Change Date** | **Next Rate Change Date** | **Next Pay Change Date** | **Periodic Rate Cap** | **Negative Amortization Principal Cap** | **Periodic Payment Cap Code** | **Maximum Rate** | **Minimum Rate** | **Lender Name** | **Origination Channel** | **Loan Modified** | **Reason For Modification** | **Mod Product Type** | **Modified Note Status** | **Modified Note Date** | **Note Amort Type Mod** | **Loan Amount Mod** | **Note Rate Mod** | **Note P&I Mod** | **Payment Frequency Mod** | **First Payment Date Mod** | **Maturity Date Mod** | **Loan Term Mod** | **Balloon Mod** | **Balloon Term Mod** | **Interest Only Period Mod** | **Interest Only Term Mod** | **Index Mod** | **Lookback Period Mod** | **Margin Mod** | **Rounding Method Mod** | **Max Rate At First Adj Mod** | **Min Rate At First Adj Mod** | **Rate Change Frequency Mod** | **Pay Change Frequency Mod** | **First Rate Change Date Mod** | **First Payment Change Date Mod** | **Next Rate Change Date Mod** | **Next Pay Change Date Mod** | **Periodic Rate Cap Mod** | **Negative Amortization Principal Cap Mod** | **Periodic Payment Cap Code Mod** | **Maximum Rate Mod** | **Minimum Rate Mod** | **Occupancy** | **Loan Purpose** | **Cash To Borrower At Close** | **Total Cash Out** | **Appraisal Status** | **Appraisal Form** | **Appraisal Date** | **Appraised Value** | **Sales Price** | **Value for LTV** | **Property Type** | **Number of Units** | **Year Built** | **Location** | **Occupancy Status** | **Appraisal Made** | **Site Value** | **Appraisal Review Type** | **Appraisal Review Value** | **LTV** | **CLTV** | **HCLTV** | **Mortgage Status** | **County** | **MIN Number** | **Transaction Date** | **Assumable** | **Mandatory Arbitration** | **Mortgage Insurance Required Indicator** | **Mortgage Cert in File** | **MI Paid By Borrower or Lender** | **MI Cert Number** | **MI Company** | **MI Percent of Coverage** | **MI Monthly Payment** | **Lien Position** | **Title Status** | **Other Liens** | **Other Lien Balance** | **Other Lien Payment** | **Title Doc Type** | **Title Interest Type** | **Property Tax Amount** | **Hazard Insurance Premium Amount** | **Flood Insurance Issuer** | **Flood Insurance Policy Mandatory** | **Flood Insurance Premium Amount** | **HOA Monthly Premium Amount** | **Application Status** | **Application Date** | **Number In Household** | **Relocation Loan** | **Credit Report Status** | **Credit Report Date** | **Longest Tradeline** | **Max Tradeline Amount** | **Number of Tradelines Open** | **Late Payments x30** | **Late Payments x60** | **Late Payments x90** | **Borrower 1 SSN** | **Borrower 1 Date of Birth** | **Borrower 1 Age** | **Borrower 1 Occupation** | **Borrower 1 Years On Job** | **Borrower 1 Years In Field** | **Borrower 1 Self Employed** | **Borrower 1 First Time Home Buyer** | **Borrower 1 Gender** | **Borrower 1 US Citizen** | **Borrower 1 Permanent Resident** | **Borrower 1 Non Permanent Resident** | **Borrower 1 Residency Basis Type** | **Borrower 1 Residency Duration Years** | **Borrower 1 Ethnicity** | **Borrower 1 Race** | **Borrower 1 Race 2** | **Borrower 1 Race 3** | **Borrower 1 Race 4** | **Borrower 1 Race 5** | **Borrower 1 Equifax Credit Score** | **Borrower 1 Experian Credit Score** | **Borrower 1 Transunion Credit Score** | **Borrower 1 Total Income** | **Borrower 2 SSN** | **Borrower 2 Date Of Birth** | **Borrower 2 Age** | **Borrower 2 Occupation** | **Borrower 2 Years On Job** | **Borrower 2 Years In Field** | **Borrower 2 Self Employed** | **Borrower 2 First Time Home Buyer** | **Borrower 2 Gender** | **Borrower 2 US Citizen** | **Borrower 2 Permanent Resident** | **Borrower 2 Non Permanent Resident** | **Borrower 2 Residency Basis Type** | **Borrower 2 Residency Duration Years** | **Borrower 2 Ethnicity** | **Borrower 2 Race** | **Borrower 2 Race 2** | **Borrower 2 Race 3** | **Borrower 2 Race 4** | **Borrower 2 Race 5** | **Borrower 2 Equifax Credit Score** | **Borrower 2 Experian Credit Score** | **Borrower 2 Transunion Credit Score** | **Borrower 2 Total Income** | **Current Balance** | **Current P&I** | **Representative Credit Score** | **Total Monthly Income** | **Total Remaining Gross Monthly Income** | **DTI (Front)** | **DTI (Back)** | **Total Monthly Expenses** | **Primary Residence Expense** | **Total Assets** | **Effective Amount (Assets Used)** | **Liquid Assets** | **Total Cash Required From Borrower** | **Cash Reserves** | **Months PITI Reserves** | **Months PITI Reserves (Qual Rate)** | **Qualification Method** | **Qualifying Rate** | **Qualifying P&I** | **DTI Qualifying (Front)** | **DTI Qualifying (Back)** | **Loan Doc Type** | **AUS Underwritten** | **What AUS Was Used** | **AUS Grade** | **HUD 1 Status** | **Disbursement Date** | **Good Faith Estimate Status** | **ROR Status** | **Early TIL Status** | **Corrected TIL Status** | **Final TIL Status** | **Active Material Exceptions** | **Active Non-Material Exceptions** | **Satisfied Exceptions** | **Waived Exceptions** | **Compensating Factors** | **General Comments** | **Loan Level ATR/QM Status** | **Initial Securitization Compliance Grade** | **Final Securitization Compliance Grade** | **Initial S&P Compliance Grade** | **Final S&P Compliance Grade** | **Borrower 1 Income Doc Type Summary** | **Borrower 2 Income Doc Type Summary** | **Borrower 3 Income Doc Type Summary** | **Borrower 4 Income Doc Type Summary** |
| 10002112 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3740 | 2814.72 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 157.33 | (No Data) | (No Data) | (No Data) | 451.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 138 | 30000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 731 | 782 | 713 | XXXXXX | (No Data) | (No Data) | 731 | XXXXXX | XXXXXX | 0 | 0 | 4104.02 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 85.01 | 85.01 | Fully Amortized | 6.374 | 2814.73 | 0 | 0 | Alt Doc/Bank Statements <br>| No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001001 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 1281.36 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 67.33 | (No Data) | (No Data) | (No Data) | 19.50 | Present | XXXXXX | 1 | No | Present | XXXXXX | 83 | 17000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 681 | 657 | 689 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 681 | XXXXXX | XXXXXX | 0 | 0 | 1674.34 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 22.17 | 22.17 | Fully Amortized | 5.500 | 1281.36 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001002 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 1823.55 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 80.88 | (No Data) | (No Data) | (No Data) | 231.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 215 | 30700.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 776 | 784 | 783 | XXXXXX | (No Data) | (No Data) | 783 | XXXXXX | XXXXXX | 0 | 0 | 2591.88 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 29.56 | 29.56 | Fully Amortized | 6.125 | 1823.55 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | N/A | N/A | N/A | N/A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001004 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.6250 | 2141.44 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 249.38 | (No Data) | (No Data) | (No Data) | 20.16 | Present | XXXXXX | 5 | No | Present | XXXXXX | 245 | 50000.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 663 | 704 | 694 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 694 | XXXXXX | XXXXXX | 13.19 | 23.29 | 5617.69 | 3181.69 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 45.81 | 45.81 | Fully Amortized | 5.625 | 2141.45 | 13.19 | 23.29 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors <br>C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001006 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.1250 | 1513.67 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 33.29 | 33.29 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 144.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 37 | 63916.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 766 | 666 | 650 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 666 | XXXXXX | XXXXXX | 31.54 | 48.33 | 3134.98 | 2045.98 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2.5 | 2.50 | Fully Amortized | 5.125 | 1513.68 | 31.54 | 48.33 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001008 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.6250 | 2014.80 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 49.50 | (No Data) | (No Data) | (No Data) | 33.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 191 | 35000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 772 | 767 | 775 | XXXXXX | (No Data) | (No Data) | 772 | XXXXXX | XXXXXX | 0 | 0 | 2252.7 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 197.56 | 197.56 | Fully Amortized | 5.625 | 2014.80 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001009 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 1617.03 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 79.23 | 79.23 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Abstract of Title | Fee Simple | XXXXXX | 137.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 0 | 0.00 | 0 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 673 | 696 | 681 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 681 | XXXXXX | XXXXXX | 19.89 | 26.39 | 2683.44 | 2022.43 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 42.91 | 42.91 | Fully Amortized | 5.875 | 1617.03 | 19.89 | 26.39 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001010 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 2976.23 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 348.17 | (No Data) | (No Data) | 101.75 | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 56 | 8200.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 679 | 671 | 696 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 679 | XXXXXX | XXXXXX | 37.75 | 41.86 | 4207.37 | 3794.37 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 92.25 | 92.25 | Fully Amortized | 5.750 | 2976.23 | 37.75 | 41.86 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001011 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2500 | 3699.76 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 51.74 | 51.74 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 132.75 | (No Data) | (No Data) | (No Data) | 128.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 466 | 20000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 770 | 778 | 790 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 745 | 794 | 789 | XXXXXX | (No Data) | (No Data) | 778 | XXXXXX | XXXXXX | 3.01 | 40.38 | 6045.2 | 450 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 108.16 | 108.16 | Fully Amortized | 5.250 | 3699.77 | 3.01 | 40.38 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| Paystub - 2 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) |
| 10001014 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.3750 | 3359.83 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Rural | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 130.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 187 | 54185.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 761 | 745 | 768 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 742 | 711 | 726 | XXXXXX | (No Data) | (No Data) | 761 | XXXXXX | XXXXXX | 2.01 | 2.67 | 5448.61 | 4115.61 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 71.65 | 71.65 | Fully Amortized | 5.375 | 3359.83 | 2.01 | 2.67 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10001015 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.3750 | 3376.63 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 67.00 | 67.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 90.31 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 76 | 30000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 752 | 732 | 722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 732 | XXXXXX | XXXXXX | 7.28 | 14.43 | 8077.08 | 4073.08 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 4.05 | 4.05 | Fully Amortized | 5.375 | 3376.63 | 7.28 | 14.43 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001017 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 751.24 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 74.58 | 74.58 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 103.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 105 | 6100.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 700 | 752 | 660 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 700 | XXXXXX | XXXXXX | 0 | 0 | 1118.93 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 102.52 | 102.52 | Fully Amortized | 6.000 | 751.24 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001020 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 6012.08 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 76.31 | 76.31 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 175.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 2 | 30000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 734 | 666 | 659 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 666 | XXXXXX | XXXXXX | 31.53 | 42.37 | 8723.22 | 6492.22 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 31.29 | 31.29 | Fully Amortized | 5.750 | 6012.08 | 31.53 | 42.37 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001023 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 889.89 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 66.30 | 66.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 61.25 | (No Data) | (No Data) | (No Data) | 45.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 193 | 92000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 752 | 786 | XXXXXX | (No Data) | (No Data) | 767 | XXXXXX | XXXXXX | 0 | 0 | 1026.61 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 177.13 | 177.13 | Fully Amortized | 5.750 | 889.90 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001024 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 3001.58 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 46.51 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 6 | No | Present | XXXXXX | 14 | 2400.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 655 | 680 | 691 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 680 | XXXXXX | XXXXXX | 0 | 0 | 3272.31 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 9.01 | 9.01 | Fully Amortized | 7.250 | 3001.58 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002114 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 1816.28 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 60.00 | 60.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 128.08 | (No Data) | (No Data) | (No Data) | 55.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 48 | 31384.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 669 | 735 | 659 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 720 | 738 | 720 | XXXXXX | (No Data) | (No Data) | 669 | XXXXXX | XXXXXX | 15.36 | 18.25 | 2836.54 | 2387.54 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 13.12 | 13.12 | Start Rate | 7.000 | 1816.28 | 15.36 | 18.25 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001025 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 2214.04 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 53.85 | 53.85 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 181.08 | (No Data) | (No Data) | 346.75 | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 18 | 1601.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 660 | 721 | 696 | XXXXXX | (No Data) | (No Data) | 696 | XXXXXX | XXXXXX | 0 | 0 | 3409.49 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3.9 | 3.63 | Fully Amortized | 5.750 | 2462.27 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001026 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 989.26 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 63.71 | 63.71 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 140.38 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 109 | 15363.00 | 21 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 640 | 620 | 656 | XXXXXX | (No Data) | (No Data) | 640 | XXXXXX | XXXXXX | 0 | 0 | 9382.34 | 1000 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 21.42 | 21.42 | Fully Amortized | 6.000 | 989.26 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> B<br> A | A<br> B | A<br> B | A<br> B | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001028 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.9990 | 2912.68 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 147.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 50 | 19000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 786 | 774 | 787 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 786 | XXXXXX | XXXXXX | 29.3 | 34.5 | 4278.85 | 3633.35 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 62.74 | 62.74 | Fully Amortized | 4.999 | 2912.68 | 29.3 | 34.5 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001029 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.6250 | 1295.23 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.27 | 76.27 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 101.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 76 | 82000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 725 | 748 | 754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 748 | XXXXXX | XXXXXX | 0 | 0 | 1474.89 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 27.62 | 27.62 | Fully Amortized | 5.625 | 1295.23 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001031 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 1296.15 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 66.30 | 66.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 96.58 | (No Data) | (No Data) | (No Data) | 158.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 193 | 92000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 752 | 786 | XXXXXX | (No Data) | (No Data) | 767 | XXXXXX | XXXXXX | 0 | 0 | 1621.61 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 96.83 | 96.83 | Fully Amortized | 5.750 | 1296.15 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001032 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 1083.41 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 66.30 | 66.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 104.50 | (No Data) | (No Data) | (No Data) | 156.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 193 | 92000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 752 | 786 | XXXXXX | (No Data) | (No Data) | 767 | XXXXXX | XXXXXX | 0 | 0 | 1390.41 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 157.07 | 157.07 | Fully Amortized | 5.750 | 1083.41 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001033 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 2258.67 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 74.77 | 74.77 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 148.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 710 | 800 | 733 | XXXXXX | (No Data) | (No Data) | 733 | XXXXXX | XXXXXX | 0 | 0 | 3016.95 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 120.76 | 120.76 | Fully Amortized | 5.500 | 2258.67 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>|
| 10002115 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2490 | 6464.35 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 911.03 | (No Data) | (No Data) | 411.42 | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 3 | 3000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 8748.79 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 66.49 | 66.49 | Fully Amortized | 6.249 | 6464.35 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001036 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 1160.73 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 66.30 | 66.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 59.00 | (No Data) | (No Data) | (No Data) | 81.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 193 | 92000.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 752 | 786 | XXXXXX | (No Data) | (No Data) | 767 | XXXXXX | XXXXXX | 0 | 0 | 1390.79 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 96.24 | 96.24 | Fully Amortized | 5.750 | 1160.73 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | N/A | N/A | N/A | N/A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001040 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 960.47 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 72.82 | 72.82 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 150.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 157 | 13000.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 659 | 650 | 670 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 659 | XXXXXX | XXXXXX | 0 | 0 | 1384.08 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 146.27 | 146.27 | Fully Amortized | 6.625 | 960.47 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001041 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7490 | 2441.99 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 274.08 | (No Data) | (No Data) | (No Data) | 136.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 786 | 796 | 782 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 786 | XXXXXX | XXXXXX | 0 | 0 | 3489.15 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 44.96 | 44.96 | Fully Amortized | 5.749 | 2441.99 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001042 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 1949.94 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 64.26 | 64.26 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 117.67 | (No Data) | (No Data) | (No Data) | 78.75 | Present | XXXXXX | 4 | No | Present | XXXXXX | 6 | 1250.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 665 | 659 | 664 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 664 | XXXXXX | XXXXXX | 28.38 | 34.19 | 3344.03 | 2776.03 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 6.39 | 6.39 | Fully Amortized | 5.750 | 1949.94 | 28.38 | 34.19 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001043 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7490 | 5749.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 203.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 98 | 1500.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 782 | 751 | 798 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 782 | XXXXXX | XXXXXX | 0 | 0 | 6611.96 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 22.44 | 20.44 | Fully Amortized | 5.749 | 6393.83 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> C | A | A<br> D<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001044 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.1250 | 3758.33 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 81.48 | 81.48 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 182.92 | (No Data) | (No Data) | (No Data) | 167.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 186 | 32000.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 791 | 771 | 795 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 791 | XXXXXX | XXXXXX | 17.92 | 27.34 | 7292.7 | 4779.97 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 193.36 | 904.69 | Fully Indexed | (No Data) | 0.00 | 17.92 | 27.34 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001045 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2500 | 2700.28 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.50 | 81.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 123.00 | (No Data) | (No Data) | (No Data) | 70.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 201 | 8000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 760 | 719 | 715 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 719 | XXXXXX | XXXXXX | 37.66 | 41.93 | 4015.9 | 3606.9 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 38.83 | 38.83 | Fully Amortized | 5.250 | 2700.28 | 37.66 | 41.93 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002116 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 3372.71 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 68.87 | 68.87 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 184.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 128 | 85664.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 751 | 760 | 733 | XXXXXX | (No Data) | (No Data) | 751 | XXXXXX | XXXXXX | 0 | 0 | 3652.8 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 135.72 | 135.72 | Fully Amortized | 6.750 | 3372.72 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001047 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.9990 | 1073.53 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 47.62 | 47.62 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 86.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 27 | 11600.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 775 | 746 | 752 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 752 | XXXXXX | XXXXXX | 40.87 | 40.87 | 1413.62 | 1413.62 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 12.26 | 12.26 | Fully Amortized | 4.999 | 1073.53 | 40.87 | 40.87 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Tax Return - 12 months;<br> P & L - 14 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001048 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1072.92 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 74.91 | 74.91 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 72.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 611 | 77500.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 672 | 700 | 745 | XXXXXX | (No Data) | (No Data) | 700 | XXXXXX | XXXXXX | 0 | 0 | 1481.75 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 147.37 | 147.37 | Fully Amortized | 6.250 | 1072.92 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001050 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 3451.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 321.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 199 | 20000.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 765 | 722 | 692 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 722 | XXXXXX | XXXXXX | 9.25 | 15.96 | 7854.44 | 4550.44 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 13.26 | 54.86 | Fully Indexed | (No Data) | 0.00 | 9.25 | 15.96 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001051 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 2965.56 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Owner | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 56.10 | 56.10 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 266.09 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 226 | 15000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 664 | 689 | 701 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 689 | XXXXXX | XXXXXX | 28.15 | 44.1 | 5573.09 | 3557.09 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 37.36 | 37.36 | Fully Amortized | 6.125 | 2965.57 | 28.15 | 44.1 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001053 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1562.17 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 80.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 45 | 5500.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 730 | 761 | 719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 730 | XXXXXX | XXXXXX | 30.76 | 31.88 | 1968.75 | 1899.75 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 26.41 | 148.62 | Fully Indexed | (No Data) | 0.00 | 30.76 | 31.88 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001054 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 2253.77 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 65.65 | 65.65 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 89.08 | (No Data) | (No Data) | 36.08 | 179.00 | Present | XXXXXX | 6 | No | Present | XXXXXX | 256 | 20000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 690 | 693 | 685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 690 | XXXXXX | XXXXXX | 0 | 0 | 3021.79 | 3021.79 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 769.93 | 769.93 | Fully Amortized | 6.125 | 2253.77 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001056 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.5000 | 4310.25 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 82.10 | 82.10 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 84.33 | (No Data) | (No Data) | 64.08 | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 109 | 18500.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 743 | 690 | 756 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 743 | XXXXXX | XXXXXX | 7.08 | 11.29 | 8938.82 | 5606.82 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 26.92 | 23.35 | Fully Amortized | 4.500 | 5167.28 | 8.16 | 12.37 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001057 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2222.54 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 168.96 | (No Data) | (No Data) | (No Data) | 50.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 679 | 716 | 690 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 690 | XXXXXX | XXXXXX | 0 | 0 | 2763.53 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 55.85 | 55.85 | Fully Amortized | 6.375 | 2222.54 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001058 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 2196.08 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 68.94 | 68.94 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 86.41 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 146 | 90013.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 753 | 762 | 752 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 753 | XXXXXX | XXXXXX | 0 | 0 | 2708.03 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 313.56 | 284.63 | Fully Amortized | 5.500 | 2471.29 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001059 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.1250 | 5575.55 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 176.01 | (No Data) | (No Data) | (No Data) | 155.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 294 | 20000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 731 | 777 | 738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 723 | 814 | 729 | XXXXXX | (No Data) | (No Data) | 729 | XXXXXX | XXXXXX | 5.21 | 20.49 | 24949.26 | 6339.29 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 120.91 | 120.91 | Fully Amortized | 5.125 | 5575.55 | 5.21 | 20.49 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | (No Data) | (No Data) | (No Data) | (No Data) |
| 10002118 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 1643.38 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 41.27 | 41.27 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 118.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 63 | 3900.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 762 | 771 | 773 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 771 | XXXXXX | XXXXXX | 0 | 0 | 2037.96 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 123.7 | 123.70 | Fully Amortized | 6.500 | 1643.38 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001061 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 8252.81 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 63.89 | 63.89 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 368.42 | (No Data) | (No Data) | 86.92 | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 5 | 351.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 700 | 710 | 701 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 701 | XXXXXX | XXXXXX | 14.11 | 16.36 | 11528.53 | 9939.53 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 44.02 | 44.02 | Fully Amortized | 5.500 | 8252.82 | 14.11 | 16.36 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001062 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 6034.51 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 54.52 | 54.52 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 118.18 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 36 | 73195.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 670 | 613 | 619 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 619 | XXXXXX | XXXXXX | 10.47 | 12.33 | 8934.36 | 7585.36 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 9.01 | 9.01 | Fully Amortized | 6.250 | 6034.51 | 10.47 | 12.33 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001063 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.6240 | 1473.52 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 62.92 | (No Data) | (No Data) | (No Data) | 135.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 60 | 23000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 769 | 752 | 745 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 802 | 787 | 772 | XXXXXX | (No Data) | (No Data) | 752 | XXXXXX | XXXXXX | 14.51 | 17.4 | 2219.98 | 1850.98 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 13.79 | 13.79 | Fully Amortized | 5.624 | 1473.52 | 14.51 | 17.4 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001065 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.9990 | 66205.75 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 199.74 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 194 | 25000.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 619 | 622 | 655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 622 | XXXXXX | XXXXXX | 311.07 | 322.09 | 69867.76 | 67477.76 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2.26 | 19.31 | Fully Amortized | 6.999 | 6625.75 | 36.41 | 47.43 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001066 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.7500 | 1729.26 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 39.00 | 39.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 114.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 169 | 7000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 791 | 767 | 795 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | Not Applicable | XXXXXX | XXXXXX | 8.6 | 11.68 | 2618.32 | 1928.64 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 94.22 | 94.22 | Fully Amortized | 4.750 | 1729.27 | 8.6 | 11.68 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> B<br> A | A<br> B | A<br> B | A<br> B | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001067 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 4922.78 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 4 Family | 4 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.45 | 76.45 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 183.10 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 787 | 788 | 779 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 787 | XXXXXX | XXXXXX | 0 | 0 | 6678.8 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 92.69 | 92.69 | Start Rate | 5.500 | 4922.78 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002119 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 3169.97 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Site Condo | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 66.30 | 66.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 112.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 271 | 25000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 771 | 791 | 759 | XXXXXX | (No Data) | (No Data) | 771 | XXXXXX | XXXXXX | 0 | 0 | 7047.58 | 2384 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 138 | 138.00 | Start Rate | 6.375 | 3169.97 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001070 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7490 | 2874.50 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 144.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 162 | 71493.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 788 | 824 | 799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 799 | XXXXXX | XXXXXX | 0 | 0 | 3432.43 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 16.55 | 16.55 | Start Rate | 5.749 | 2874.50 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001071 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 1356.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 4 Family | 4 | XXXXXX | Suburban | Tenant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 263.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 762 | 792 | 759 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 784 | 804 | 770 | XXXXXX | (No Data) | (No Data) | 762 | XXXXXX | XXXXXX | 0 | 0 | 1810.26 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 79.13 | 315.35 | Fully Indexed, Fully Amortized | (No Data) | 0.00 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001073 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.7500 | 2608.24 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Retail | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 47.71 | 47.71 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 125.15 | (No Data) | (No Data) | (No Data) | 25.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 207 | 5000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 659 | 650 | 645 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 650 | XXXXXX | XXXXXX | 24.51 | 25.31 | 3288.54 | 3184.54 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 30.56 | 30.56 | Fully Amortized | 4.750 | 2608.24 | 24.51 | 25.31 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001074 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 2291.67 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 68.49 | 68.49 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 327.66 | (No Data) | (No Data) | (No Data) | 95.83 | Present | XXXXXX | 2 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 728 | 734 | 735 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 734 | XXXXXX | XXXXXX | 0 | 0 | 4003.13 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 81.47 | 76.02 | Fully Amortized | 5.500 | 2578.86 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | D<br> B<br> A | B<br> D<br> A | D<br> B<br> A | B | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001075 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.9990 | 722.81 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 1% of OPB | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 70.87 | 70.87 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 67.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 10 | 2000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 718 | 680 | 680 | XXXXXX | (No Data) | (No Data) | 680 | XXXXXX | XXXXXX | 0 | 0 | 893.37 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 176.84 | 176.83 | Fully Amortized | 4.999 | 722.82 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001076 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.9980 | 1918.71 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 180.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 667 | 748 | 760 | XXXXXX | (No Data) | (No Data) | 748 | XXXXXX | XXXXXX | 0 | 0 | 2629.14 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 34.19 | 34.19 | Fully Amortized | 4.998 | 1918.71 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001077 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1240 | 1982.12 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 100.76 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 137 | 34517.00 | 17 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 684 | 710 | 683 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 684 | XXXXXX | XXXXXX | 0 | 0 | 2536.01 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 174.19 | 174.19 | Fully Amortized | 6.124 | 1982.12 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001078 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.0000 | 708.61 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 105.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 192 | 26000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 783 | 766 | 753 | XXXXXX | (No Data) | (No Data) | 766 | XXXXXX | XXXXXX | 0 | 0 | 1219.74 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 70.24 | 70.24 | Fully Amortized | 5.000 | 708.61 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001079 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.8740 | 2928.84 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 145.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 135 | 15000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 816 | 794 | 786 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 794 | XXXXXX | XXXXXX | 6.83 | 9.04 | 5134.44 | 3879.44 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 33.59 | 33.59 | Fully Amortized | 4.874 | 2928.84 | 6.83 | 9.04 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001080 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 6222.60 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 64.22 | 64.22 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 234.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 271 | 26300.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 776 | 753 | 787 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 776 | XXXXXX | XXXXXX | 0 | 0 | 6970.31 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 10.89 | 9.95 | Fully Amortized | 5.875 | 6882.79 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001081 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.8750 | 1349.48 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 57.56 | 57.56 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 53.92 | (No Data) | (No Data) | (No Data) | 260.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 394 | 39300.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 763 | 759 | 763 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 763 | XXXXXX | XXXXXX | 12.49 | 21.2 | 3485.91 | 2054.91 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 286.2 | 286.20 | Fully Amortized | 4.875 | 1349.49 | 12.49 | 21.2 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001082 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 991.31 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 102.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 90 | 1600.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 650 | 660 | 619 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 700 | 692 | 640 | XXXXXX | (No Data) | (No Data) | 650 | XXXXXX | XXXXXX | 21.05 | 21.89 | 1278.6 | 1229.6 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 34.38 | 34.38 | Fully Amortized | 6.250 | 991.31 | 21.05 | 21.89 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 6 months;<br>| Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) |
| 10001083 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.3750 | 1341.57 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 51.63 | 51.63 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 43.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 816 | 824 | 800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 816 | XXXXXX | XXXXXX | 0 | 0 | 1459.2 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 158.49 | 158.49 | Fully Amortized | 5.375 | 1341.57 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001084 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 870.28 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 66.30 | 66.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 114.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 164 | 20000.00 | 28 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 635 | 650 | 669 | XXXXXX | (No Data) | (No Data) | 650 | XXXXXX | XXXXXX | 0 | 0 | 1180.93 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 105.39 | 105.39 | Fully Amortized | 6.625 | 870.28 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001085 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2500 | 1015.96 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 60.06 | (No Data) | (No Data) | 0.00 | 520.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 80 | 19100.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 716 | 697 | 674 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 674 | 698 | 670 | XXXXXX | (No Data) | (No Data) | 674 | XXXXXX | XXXXXX | 0 | 0 | 1695.54 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.42 | 8.42 | Fully Amortized | 5.250 | 1015.97 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001086 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 6741.56 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 164.33 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 776 | 775 | 796 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 677 | 711 | 702 | XXXXXX | (No Data) | (No Data) | 776 | XXXXXX | XXXXXX | 0 | 0 | 8093.95 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 52.6 | 314.80 | Fully Indexed, Fully Amortized | (No Data) | 0.00 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001087 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.0000 | 3353.26 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 48.99 | 48.99 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 228.15 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 35 | 2000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 722 | 728 | 702 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 722 | XXXXXX | XXXXXX | 49.27 | 50.82 | 4479.09 | 4342.09 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 26.08 | 26.08 | Fully Amortized | 5.000 | 3353.26 | 49.27 | 50.82 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001090 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1256.06 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 12 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 116.44 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 181 | 17000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 795 | 752 | 790 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 790 | XXXXXX | XXXXXX | 0 | 0 | 1588.22 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.7 | 8.70 | Fully Amortized | 6.250 | 1256.07 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001091 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2500 | 1553.08 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 119.23 | (No Data) | (No Data) | (No Data) | 15.16 | Present | XXXXXX | 1 | No | Present | XXXXXX | 81 | 74649.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 705 | 662 | 676 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 676 | XXXXXX | XXXXXX | 1.93 | 3.49 | 3419.03 | 1892.03 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 23.08 | 23.08 | Fully Amortized | 5.250 | 1553.08 | 1.93 | 3.49 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001092 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.0000 | 2268.04 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.13 | 76.13 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 91.01 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 83 | 92738.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 714 | 721 | 677 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 714 | XXXXXX | XXXXXX | 0 | 0 | 2642.63 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 154.71 | 154.71 | Fully Amortized | 5.000 | 2268.04 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001093 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 5210.87 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 345.20 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 180 | 29300.00 | 28 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 704 | 707 | 720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 707 | XXXXXX | XXXXXX | 8.15 | 24.12 | 21677.76 | 7320.76 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 22.72 | 22.72 | Fully Amortized | 6.125 | 5210.87 | 8.15 | 24.12 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> B<br> A | D<br> B<br> A | A<br> D<br> B | D<br> B<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001094 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.4990 | 2270.00 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 65.55 | 65.55 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 211.35 | (No Data) | (No Data) | (No Data) | 380.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 37 | 1000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 655 | 682 | 651 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 655 | XXXXXX | XXXXXX | 30.87 | 31.81 | 3240.69 | 3144.69 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 21.79 | 21.79 | Fully Amortized | 5.499 | 2270.00 | 30.87 | 31.81 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> Paystub - 1 months;<br> W2 - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001095 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 5437.15 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 58.82 | 58.82 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 318.50 | (No Data) | (No Data) | 323.08 | 87.50 | Present | XXXXXX | 1 | No | Present | XXXXXX | 31 | 8000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 735 | 721 | 731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 731 | XXXXXX | XXXXXX | 5.04 | 11.36 | 15074.11 | 6682 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 17.47 | 17.47 | Fully Amortized | 5.500 | 5437.15 | 5.04 | 11.36 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001096 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.9990 | 1296.81 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 138.75 | (No Data) | (No Data) | (No Data) | 11.50 | Present | XXXXXX | 1 | No | Present | XXXXXX | 279 | 18200.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 769 | 757 | 779 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 769 | XXXXXX | XXXXXX | 17.83 | 28.67 | 2771.86 | 1723.84 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 16.35 | 16.35 | Fully Amortized | 4.999 | 1296.82 | 17.83 | 28.67 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001097 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 1192.55 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 83.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 40 | 5569.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 604 | 656 | 600 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 604 | XXXXXX | XXXXXX | 39.26 | 44.87 | 1520.79 | 1330.8 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 83.57 | 83.57 | Start Rate | 7.125 | 1192.55 | 39.26 | 44.87 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Paystub - 2 months;<br> Verbal VOE with Income - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001098 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 1721.25 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | Full Appraisal | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 109.50 | (No Data) | (No Data) | 39.91 | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 673 | 665 | 685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 673 | XXXXXX | XXXXXX | 0 | 0 | 2036.27 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 14.55 | 94.03 | Fully Indexed, Fully Amortized | (No Data) | 0.00 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001099 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1274.85 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 64.30 | 64.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 125.67 | (No Data) | (No Data) | 43.25 | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 84 | 21547.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 665 | 648 | 661 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 661 | XXXXXX | XXXXXX | 17.69 | 32.52 | 2841.27 | 1545.27 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 91.73 | 91.73 | Fully Amortized | 6.250 | 1274.85 | 17.69 | 32.52 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Personal Bank Statements - 3 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001100 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.7500 | 3325.51 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 89.09 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 28 | 20000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 765 | 763 | 771 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 765 | 766 | 781 | XXXXXX | (No Data) | (No Data) | 765 | XXXXXX | XXXXXX | 20.95 | 25.08 | 4397.38 | 3673.38 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 5.21 | 5.21 | Fully Amortized | 4.750 | 3325.51 | 20.95 | 25.08 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001102 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 6008.63 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | Full Appraisal | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 121.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 74 | 15000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 814 | 806 | 791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 806 | XXXXXX | XXXXXX | 42.87 | 43.98 | 6902.53 | 6727.53 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 11.16 | 104.47 | Fully Indexed | (No Data) | 0.00 | 42.87 | 43.98 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001103 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 2627.72 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 40.04 | 40.04 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 305.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 198 | 40000.00 | 27 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 641 | 703 | 667 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 667 | XXXXXX | XXXXXX | 4.96 | 12.29 | 7978.73 | 3219.73 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 120.28 | 120.28 | Fully Amortized | 6.875 | 2627.72 | 4.96 | 12.29 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001105 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 1447.87 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 57.95 | 57.95 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 184.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 164 | 14000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 745 | 770 | 742 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 745 | XXXXXX | XXXXXX | 0 | 0 | 2127.89 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 81.24 | 81.24 | Fully Amortized | 5.500 | 1447.87 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001106 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.9990 | 1150.82 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 55.33 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 780 | 748 | 768 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 768 | XXXXXX | XXXXXX | 0 | 0 | 1431.26 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.44 | 8.44 | Fully Amortized | 4.999 | 1150.82 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001107 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.8750 | 7692.04 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Owner | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 74.16 | 74.16 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 208.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 264 | 12000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 803 | 799 | 784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 799 | XXXXXX | XXXXXX | 22.95 | 23.36 | 9316.92 | 9154.92 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 98.91 | 98.91 | Fully Amortized | 4.875 | 7692.05 | 22.95 | 23.36 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001109 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.0000 | 1417.21 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR-Attached | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 47.33 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 278 | 10000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 791 | 793 | 791 | XXXXXX | (No Data) | (No Data) | 791 | XXXXXX | XXXXXX | 0 | 0 | 1548.5 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 16.62 | 16.62 | Fully Amortized | 5.000 | 1417.21 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001110 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 3161.92 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 142.75 | (No Data) | (No Data) | (No Data) | 120.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 12 | 1000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 655 | 666 | 656 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 614 | 604 | 614 | XXXXXX | (No Data) | (No Data) | 656 | XXXXXX | XXXXXX | 22.12 | 30.27 | 5393.01 | 3941.18 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 46.92 | 46.92 | Fully Amortized | 6.750 | 3161.92 | 22.12 | 30.27 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> C<br> A | D<br> A | A<br> D<br> C | D<br> A | A | Personal Bank Statements - 12 months;<br>| Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10001111 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 1738.70 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 63.04 | 63.04 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 105.50 | (No Data) | (No Data) | (No Data) | 310.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 70 | 15000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 656 | 652 | 605 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 652 | XXXXXX | XXXXXX | 16.66 | 32.4 | 4477.92 | 2302.92 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 49.06 | 49.06 | Fully Amortized | 6.000 | 1738.70 | 16.66 | 32.4 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001112 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.9990 | 6707.36 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 62.95 | 62.95 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 234.33 | (No Data) | (No Data) | (No Data) | 270.83 | Present | XXXXXX | 2 | No | Present | XXXXXX | 325 | 10000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 704 | 665 | 701 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 745 | 737 | 773 | XXXXXX | (No Data) | (No Data) | 701 | XXXXXX | XXXXXX | 6.66 | 11.5 | 14698.04 | 8513.04 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 26.1 | 26.10 | Fully Amortized | 4.999 | 6707.36 | 6.66 | 11.5 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10001113 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.7500 | 1893.58 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 55.85 | 55.85 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 231.44 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 137 | 25000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 679 | 709 | 683 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 683 | XXXXXX | XXXXXX | 37.98 | 40.52 | 3311.42 | 3104.42 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 7.38 | 7.38 | Fully Amortized | 4.750 | 1893.58 | 37.98 | 40.52 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001114 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.0000 | 1293.61 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 101.77 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 606 | 25000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 733 | 776 | 749 | XXXXXX | (No Data) | (No Data) | 749 | XXXXXX | XXXXXX | 0 | 0 | 1792.38 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 21.76 | 21.76 | Fully Amortized | 5.000 | 1293.61 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | N/A | N/A<br> D | N/A | N/A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001115 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.1250 | 3226.09 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 123.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 103 | 8000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 717 | 732 | 750 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 732 | XXXXXX | XXXXXX | 0 | 0 | 3927.39 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 77.93 | 77.93 | Fully Amortized | 5.125 | 3226.09 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001116 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 7194.40 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 431.42 | (No Data) | (No Data) | (No Data) | 335.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 31 | 7000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 721 | 671 | 684 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 684 | XXXXXX | XXXXXX | 28.22 | 29.2 | 9617.07 | 9294.07 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 39.58 | 36.42 | Fully Amortized | 5.750 | 8000.99 | 30.67 | 31.65 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001117 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 5545.52 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 99.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 177 | 22500.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 786 | 773 | 780 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 780 | XXXXXX | XXXXXX | 34.28 | 42.54 | 8292.74 | 6681.74 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 9.61 | 9.61 | Fully Amortized | 6.750 | 5545.52 | 34.28 | 42.54 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001119 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2500 | 1323.31 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 65.90 | 65.90 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 103.85 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 90 | 36228.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 631 | 696 | 667 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 667 | XXXXXX | XXXXXX | 0 | 0 | 1579.04 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 178.07 | 178.07 | I/O Amount | 5.250 | 1323.31 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001120 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.6250 | 1681.65 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 52.95 | (No Data) | (No Data) | (No Data) | 288.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 744 | 770 | 752 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 752 | XXXXXX | XXXXXX | 0 | 0 | 2061.28 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 86.29 | 86.29 | Fully Amortized | 5.625 | 1681.65 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002120 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.9990 | 1400.51 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 84.96 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 120 | 21355.00 | 17 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 641 | 664 | 645 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 645 | XXXXXX | XXXXXX | 31.65 | 48.85 | 2886.2 | 1870.2 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3.46 | 3.46 | Fully Amortized | 6.999 | 1400.51 | 31.65 | 48.85 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | C<br> B<br> A | B<br> D<br> A | C<br> B<br> A | B | Paystub - 2 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 15 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001125 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 1771.51 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 214.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 72 | 51790.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 766 | 795 | 770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 770 | XXXXXX | XXXXXX | 5.32 | 8.51 | 3409.24 | 2134.24 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 26.01 | 26.01 | Fully Amortized | 5.500 | 1771.51 | 5.32 | 8.51 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> B<br> A | B<br> A | B<br> A | B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001127 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 6644.22 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | High Rise Condo (9+) | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 53.67 | (No Data) | (No Data) | (No Data) | 2081.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 781 | 769 | 786 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 781 | XXXXXX | XXXXXX | 0 | 0 | 10453.05 | 10453.05 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 366.61 | 366.61 | Fully Amortized | 6.375 | 6644.22 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D | A | A<br> D | A | A | Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001128 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2490 | 3865.00 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 74.07 | 74.07 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 73.10 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 27 | 15000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 770 | 719 | 790 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 775 | 744 | 754 | XXXXXX | (No Data) | (No Data) | 709 | XXXXXX | XXXXXX | 12.59 | 28.89 | 10398.52 | 4532.52 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 54.32 | 54.32 | Fully Amortized | 5.249 | 3865.00 | 12.59 | 28.89 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | (No Data) | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) |
| 10001130 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.9990 | 825.49 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 68.09 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 169 | 30300.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 745 | 692 | 760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 745 | XXXXXX | XXXXXX | 0 | 0 | 1015.94 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 131.29 | 131.29 | Fully Amortized | 5.999 | 825.50 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001131 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 917.32 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 60.38 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 255 | 30300.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 745 | 692 | 760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 745 | XXXXXX | XXXXXX | 0 | 0 | 1059.43 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 138.43 | 138.43 | Fully Amortized | 6.000 | 917.32 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001132 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 1330.11 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 141.33 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 255 | 30300.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 745 | 692 | 760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 745 | XXXXXX | XXXXXX | 0 | 0 | 1598.9 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 133.23 | 133.23 | Fully Amortized | 6.000 | 1330.11 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001133 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 892.87 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 74.63 | 74.63 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 112.07 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 255 | 30300.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 745 | 692 | 760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 745 | XXXXXX | XXXXXX | 0 | 0 | 1104.42 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 133.18 | 133.18 | Fully Amortized | 5.750 | 892.87 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001134 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.9990 | 2254.39 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 89.42 | (No Data) | (No Data) | (No Data) | 120.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 241 | 2500.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 759 | 713 | 670 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 713 | XXXXXX | XXXXXX | 26.83 | 34.16 | 3751.73 | 2946.4 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 41.67 | 41.67 | Fully Amortized | 4.999 | 2254.40 | 26.83 | 34.16 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001135 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2490 | 1616.09 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 59.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 311 | 32411.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 668 | 650 | 661 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 661 | XXXXXX | XXXXXX | 0 | 0 | 1827.54 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 67.48 | 67.48 | Fully Amortized | 6.249 | 1616.09 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001136 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 1959.90 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 104.88 | (No Data) | (No Data) | 155.42 | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 53 | 71515.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 681 | 717 | 703 | XXXXXX | (No Data) | (No Data) | 703 | XXXXXX | XXXXXX | 0 | 0 | 2690.03 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 105.07 | 105.07 | Fully Amortized | 6.750 | 1959.91 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001137 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.7490 | 3568.96 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 100.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 76 | 10000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 768 | 787 | 769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 769 | XXXXXX | XXXXXX | 33.54 | 38.18 | 4556.16 | 4003.16 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 16.06 | 16.06 | Fully Amortized | 4.749 | 3568.96 | 33.54 | 38.18 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001138 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.6240 | 2104.81 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 175.92 | (No Data) | (No Data) | (No Data) | 175.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 3076.74 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 9.28 | 8.58 | Fully Amortized | 5.624 | 2354.37 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001140 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1240 | 2576.00 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 46.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 292 | 47564.00 | 14 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 740 | 762 | 737 | XXXXXX | (No Data) | (No Data) | 740 | XXXXXX | XXXXXX | 0 | 0 | 2708.73 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 7.91 | 7.91 | Fully Amortized | 6.124 | 2576.00 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001142 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8740 | 1330.28 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 79.50 | (No Data) | (No Data) | (No Data) | 36.33 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 102 | 5000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 806 | Not Applicable | 797 | XXXXXX | (No Data) | (No Data) | 797 | XXXXXX | XXXXXX | 0 | 0 | 1528.31 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 359.87 | 359.87 | Fully Amortized | 5.874 | 1330.29 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001145 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.7490 | 1776.94 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 63.09 | 63.09 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 218.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 270 | 24769.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 749 | 762 | 741 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 749 | XXXXXX | XXXXXX | 11.51 | 17.54 | 3214.4 | 2109.4 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 34.87 | 34.87 | Fully Amortized | 4.749 | 1776.95 | 11.51 | 17.54 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001147 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 2020.50 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 158.24 | (No Data) | (No Data) | (No Data) | 45.42 | Present | XXXXXX | 2 | No | Present | XXXXXX | 69 | 34339.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 752 | 762 | 747 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 752 | XXXXXX | XXXXXX | 36.28 | 43.89 | 3392.16 | 2804.16 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 18.2 | 18.20 | Fully Amortized | 5.750 | 2020.50 | 36.28 | 43.89 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002121 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 1836.25 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Owner | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 108.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 87 | 9000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 802 | 783 | 781 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 783 | XXXXXX | XXXXXX | 37.43 | 39.68 | 2514.24 | 2372.24 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2.36 | 2.36 | Start Rate | 6.000 | 1836.25 | 37.43 | 39.68 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001148 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 4374.55 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 79.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 52 | 65526.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 735 | 745 | 745 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 745 | XXXXXX | XXXXXX | 8.76 | 18.62 | 11167.42 | 5255.42 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 62.24 | 62.24 | Fully Amortized | 6.500 | 4374.55 | 8.76 | 18.62 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001149 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.9990 | 1222.95 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 112.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 271 | 26800.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 705 | 725 | 726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 725 | XXXXXX | XXXXXX | 0 | 0 | 1695.03 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 18.61 | 18.61 | Fully Amortized | 5.999 | 1222.96 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001150 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 1441.87 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 132.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 136 | 7500.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 684 | 673 | 677 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 677 | XXXXXX | XXXXXX | 28.7 | 33.07 | 2144.31 | 1861.31 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 52.76 | 52.76 | Fully Amortized | 5.875 | 1441.88 | 28.7 | 33.07 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001151 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 2349.19 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 143.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 40 | 11000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 724 | 758 | 738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 738 | XXXXXX | XXXXXX | 0 | 0 | 2697.65 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 30.43 | 30.43 | Start Rate | 5.500 | 2349.19 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001152 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.3750 | 2909.05 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 78.49 | 78.49 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 98.00 | (No Data) | (No Data) | (No Data) | 105.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 53 | 26000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 792 | 798 | 808 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 798 | XXXXXX | XXXXXX | 0 | 9.9 | 3409.83 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 74.57 | 74.57 | Fully Amortized | 5.375 | 2909.06 | 0 | 9.9 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001155 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.4990 | 2233.27 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 52.87 | 52.87 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 100.76 | (No Data) | (No Data) | (No Data) | 75.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 39 | 900.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 639 | 649 | 642 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 642 | XXXXXX | XXXXXX | 0 | 0 | 2966.5 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 17.9 | 16.87 | Fully Amortized | 6.499 | 2413.90 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001156 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.9990 | 1534.68 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 140.38 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 90 | 21000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 760 | 732 | 754 | XXXXXX | (No Data) | (No Data) | 754 | XXXXXX | XXXXXX | 0 | 0 | 1800.39 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 35.02 | 35.02 | Fully Amortized | 5.999 | 1534.69 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | N/A | N/A | N/A | N/A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001157 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.9990 | 3911.65 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 122.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 145 | 20000.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 774 | 750 | 756 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | 695 | Not Applicable | XXXXXX | (No Data) | (No Data) | 756 | XXXXXX | XXXXXX | 34.46 | 41.96 | 5334.17 | 4381.17 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 11.29 | 11.29 | Fully Amortized | 5.999 | 3911.65 | 34.46 | 41.96 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Award Letter - 2 months;<br> Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001158 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 4111.88 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 12 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 73.84 | 73.84 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 231.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 11 | 32822.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 778 | 802 | 763 | XXXXXX | (No Data) | (No Data) | 778 | XXXXXX | XXXXXX | 0 | 0 | 4973.78 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 104.77 | 104.77 | I/O Amount | 6.750 | 4111.88 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | N/A | N/A<br> D | N/A | N/A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001161 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 2734.25 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 46.88 | 46.88 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 92.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 5 | 400000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 658 | 720 | 654 | XXXXXX | (No Data) | (No Data) | 658 | XXXXXX | XXXXXX | 0 | 0 | 3492.86 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 124.46 | 124.46 | Fully Amortized | 6.125 | 2734.25 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001163 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 985.39 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 99.68 | (No Data) | (No Data) | (No Data) | 153.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 136 | 48000.00 | 13 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 677 | 698 | 659 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 677 | XXXXXX | XXXXXX | 2.75 | 6.61 | 3812.26 | 1588.07 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 209.13 | 209.13 | Fully Amortized | 6.875 | 985.40 | 2.75 | 6.61 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | D<br> A | A<br> D | D<br> A | A | Business Bank Statements - 14 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001165 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2490 | 4549.13 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 89.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 250 | 29800.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 747 | 711 | 742 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 742 | XXXXXX | XXXXXX | 13.72 | 34.29 | 14979.74 | 5992.47 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 77.52 | 77.52 | Start Rate | 5.249 | 4549.13 | 13.72 | 34.29 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | B<br> A | B<br> C<br> A | B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001166 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.9990 | 2302.03 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Mid Rise Condo (5-8) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 38.67 | (No Data) | (No Data) | 0.00 | 560.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 367 | 112642.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 798 | 837 | 803 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 792 | 819 | 803 | XXXXXX | (No Data) | (No Data) | 803 | XXXXXX | XXXXXX | 0 | 0 | 5618.17 | 2424 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 42.35 | 42.35 | Fully Amortized | 5.999 | 2302.03 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001167 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.8750 | 4586.12 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 89.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 124 | 24000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 783 | 757 | 771 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 771 | XXXXXX | XXXXXX | 10.07 | 19.59 | 10240.39 | 5264.39 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 47.62 | 47.62 | Fully Amortized | 4.875 | 4586.12 | 10.07 | 19.59 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001168 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 3401.26 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.14 | 71.14 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 232.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 102 | 20000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 698 | 683 | 686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 686 | XXXXXX | XXXXXX | 27.93 | 40.15 | 7358.23 | 5120 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 65.73 | 65.73 | Start Rate | 6.375 | 3401.26 | 27.93 | 40.15 | Full Doc | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | IRS Transcripts – Tax Return(s) - 12 months;<br> Paystub - 2 months;<br> Personal Tax Return - 12 months;<br> Verbal VOE with Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001169 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 2262.64 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 102.92 | (No Data) | (No Data) | (No Data) | 584.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 270 | 70000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 791 | 791 | 796 | XXXXXX | (No Data) | (No Data) | 791 | XXXXXX | XXXXXX | 0 | 0 | 3578.9 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 11.38 | 11.38 | Fully Amortized | 5.875 | 2262.64 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001170 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.7500 | 1549.29 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 55.00 | 55.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 106.99 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 21 | 5000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 779 | 797 | 787 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 787 | XXXXXX | XXXXXX | 17.36 | 18.79 | 2577.03 | 2381.03 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 25.69 | 25.69 | Fully Amortized | 4.750 | 1549.30 | 17.36 | 18.79 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001172 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.6250 | 1708.55 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 51.98 | 51.98 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 103.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 51 | 6200.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 679 | 674 | 674 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 674 | XXXXXX | XXXXXX | 42.05 | 42.05 | 1907.7 | 1907.7 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 12.72 | 12.72 | Fully Amortized | 5.625 | 1708.55 | 42.05 | 42.05 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001173 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.3750 | 6929.64 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | Full Appraisal | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 192.18 | (No Data) | (No Data) | (No Data) | 45.50 | Present | XXXXXX | 5 | No | Present | XXXXXX | 36 | 0.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 725 | 722 | 799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 678 | 744 | 693 | XXXXXX | (No Data) | (No Data) | 725 | XXXXXX | XXXXXX | 17.36 | 35.41 | 15549.54 | 7623.42 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 90.71 | 90.71 | Fully Amortized | 5.375 | 6929.65 | 17.36 | 35.41 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001176 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 2639.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 100.00 | (No Data) | (No Data) | (No Data) | 57.70 | Present | XXXXXX | 4 | No | Present | XXXXXX | 55 | 5000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 666 | 692 | 680 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 680 | XXXXXX | XXXXXX | 0 | 0 | 3372.06 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 44.51 | 44.51 | Fully Amortized | 6.500 | 2639.00 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001177 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 2734.88 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 71.41 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 706 | 659 | 671 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 671 | XXXXXX | XXXXXX | 0 | 0 | 3279.75 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 10.05 | 10.05 | Start Rate | 6.500 | 2734.88 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001178 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 2150.50 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 2 mos interest on amt prepd >1/3 of OPB | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 65.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 92 | 6300.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 736 | 715 | 722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 722 | XXXXXX | XXXXXX | 0 | 0 | 2611.17 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 95.61 | 95.61 | Fully Amortized | 5.500 | 2150.51 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001179 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 1005.25 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 50.58 | 50.58 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 54.48 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 667 | 691 | 681 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 681 | XXXXXX | XXXXXX | 0 | 0 | 1188.06 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 110.78 | 110.78 | Fully Amortized | 5.500 | 1005.25 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001180 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 1177.79 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.56 | 75.56 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 82.40 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 112 | 18000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 679 | 696 | 710 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 668 | 743 | 729 | XXXXXX | (No Data) | (No Data) | 696 | XXXXXX | XXXXXX | 0 | 0 | 1604.95 | 1516.95 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 328.63 | 328.63 | Fully Amortized | 5.875 | 1177.80 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | D<br> A | A<br> D | D<br> A | A | Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001182 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 3065.08 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 294.58 | (No Data) | (No Data) | 69.42 | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 48 | 35000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 662 | 673 | 661 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 662 | XXXXXX | XXXXXX | 12.67 | 16.62 | 5447.77 | 4152.77 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.24 | 8.24 | Fully Amortized | 6.375 | 3065.08 | 12.67 | 16.62 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002124 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 860.40 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 57.51 | 57.51 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 64.50 | (No Data) | (No Data) | (No Data) | 235.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 32 | 10433.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 705 | 685 | 685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 685 | XXXXXX | XXXXXX | 30.87 | 43.45 | 2141.87 | 1521.87 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 4.21 | 4.21 | Fully Amortized | 6.250 | 860.41 | 30.87 | 43.45 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> Verbal VOE with Income - 1 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001184 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.9990 | 3186.46 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 64.88 | 64.88 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 169.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 155 | 10410.00 | 14 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 686 | 713 | 708 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 708 | XXXXXX | XXXXXX | 10.62 | 14.11 | 5725.34 | 4309.34 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 10.37 | 10.37 | Fully Amortized | 4.999 | 3186.46 | 10.62 | 14.11 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001185 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 1896.42 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 53.44 | 53.44 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 90.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 74 | 15000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 711 | 715 | 685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 711 | XXXXXX | XXXXXX | 7.71 | 7.71 | 2395.6 | 2395.6 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 6.64 | 6.64 | Fully Amortized | 5.500 | 1896.42 | 7.71 | 7.71 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001186 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 4581.29 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 209.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 201 | 10000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 680 | 682 | 695 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 682 | XXXXXX | XXXXXX | 18.87 | 23.3 | 6043.69 | 4894.94 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 11.13 | 11.13 | Fully Amortized | 7.125 | 4581.29 | 18.87 | 23.3 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002125 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1472.26 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 4 Family | 4 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.13 | 76.13 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 204.66 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 95 | 53000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 746 | 763 | 714 | XXXXXX | (No Data) | (No Data) | 746 | XXXXXX | XXXXXX | 0 | 0 | 2288.99 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 12.56 | 12.56 | Fully Amortized | 6.375 | 1472.26 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> B<br> A | A<br> B | A<br> B | A<br> B | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001187 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.3750 | 1483.93 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 33.33 | 33.33 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 153.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 27 | 8400.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 711 | 719 | 720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 719 | XXXXXX | XXXXXX | 42.38 | 42.38 | 1949.65 | 1949.65 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 28.49 | 28.49 | Fully Amortized | 5.375 | 1483.93 | 42.38 | 42.38 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 36 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001188 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.6250 | 1089.84 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR-Attached | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 78.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 703 | 644 | 673 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 677 | 689 | 693 | XXXXXX | (No Data) | (No Data) | 673 | XXXXXX | XXXXXX | 0 | 0 | 1423.67 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 19.8 | 19.80 | Start Rate | 5.625 | 1089.84 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001189 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 5590.02 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 100.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 444 | 175740.00 | 13 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 782 | 791 | 787 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 783 | 823 | 796 | XXXXXX | (No Data) | (No Data) | 787 | XXXXXX | XXXXXX | 0.32 | 1.18 | 18261.88 | 4988 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 39.89 | 39.89 | Fully Amortized | 6.125 | 5590.02 | 0.32 | 1.18 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002126 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3740 | 2598.15 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 255.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 0 | 0.00 | 0 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 3209.15 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 49.25 | 49.25 | Fully Amortized | 6.374 | 2598.15 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001190 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.3750 | 4664.57 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | Full Appraisal | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 161.43 | (No Data) | (No Data) | (No Data) | 245.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 81 | 24000.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 705 | 717 | 753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 743 | 743 | 720 | XXXXXX | (No Data) | (No Data) | 743 | XXXXXX | XXXXXX | 33.65 | 45.58 | 8547.61 | 6310.58 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 12.05 | 12.05 | Fully Amortized | 5.375 | 4664.57 | 33.65 | 45.58 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | IRS Transcripts – Tax Return(s) - 12 months;<br> Paystub - 1 months;<br> Verbal VOE with Income - 16 months;<br> W2 - 24 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10002127 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 1999.20 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 116.50 | (No Data) | (No Data) | (No Data) | 211.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 56 | 8600.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 665 | 727 | 719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 719 | XXXXXX | XXXXXX | 0 | 0 | 3005.32 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 28.21 | 28.21 | Start Rate | 6.000 | 1999.20 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001191 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 4660.13 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 301.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 120 | 24500.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 695 | 719 | 669 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 695 | XXXXXX | XXXXXX | 23.68 | 50.99 | 16784.62 | 7795.42 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 103.43 | 103.43 | Fully Amortized | 6.375 | 4660.12 | 23.68 | 50.99 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Paystub - 1 months;<br> Verbal VOE with Income - 24 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002128 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.9990 | 11918.32 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 82.92 | (No Data) | (No Data) | (No Data) | 289.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 79 | 42369.00 | 13 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 765 | 771 | 783 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 771 | XXXXXX | XXXXXX | 27.93 | 34.9 | 18591.9 | 14878.9 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 13 | 13.00 | Start Rate | 5.999 | 11918.32 | 27.93 | 34.9 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C | A | A<br> C | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002130 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 3242.52 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 60.15 | 60.15 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 296.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 440 | 20000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 709 | 723 | 722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 729 | 741 | 743 | XXXXXX | (No Data) | (No Data) | 722 | XXXXXX | XXXXXX | 0 | 0 | 4108.3 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 10.37 | 10.37 | Start Rate | 5.750 | 3242.52 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002132 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 7592.58 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 199.02 | (No Data) | (No Data) | (No Data) | 350.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 47 | 9000.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 722 | 702 | 699 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 729 | 742 | 726 | XXXXXX | (No Data) | (No Data) | 702 | XXXXXX | XXXXXX | 33.39 | 37.3 | 11062.7 | 9904.7 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 34.25 | 34.25 | Fully Amortized | 6.500 | 7592.59 | 33.39 | 37.3 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | D<br> B<br> A | B<br> D<br> A | D<br> B<br> A | B | Business Bank Statements - 12 months;<br>| CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) |
| 10002133 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6100 | 10388.94 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 49.24 | 49.24 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 301.95 | (No Data) | (No Data) | (No Data) | 515.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 323 | 76325.00 | 20 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 679 | 718 | 643 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 679 | XXXXXX | XXXXXX | 18.45 | 28.58 | 20542.1 | 13258.1 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 41.65 | 41.65 | Fully Amortized | 6.610 | 10388.95 | 18.45 | 28.58 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001196 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 1247.07 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 59.33 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 61 | 20768.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 778 | 750 | 755 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 755 | XXXXXX | XXXXXX | 0 | 0 | 1577.23 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 7.84 | 7.84 | Fully Amortized | 6.000 | 1247.07 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001197 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 1548.06 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 60.00 | 60.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 105.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 97 | 8000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 684 | 585 | 633 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 633 | XXXXXX | XXXXXX | 0 | 0 | 2023.81 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 98.53 | 98.53 | Fully Amortized | 7.500 | 1548.07 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002136 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 1656.36 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 66.30 | 66.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 30.60 | (No Data) | (No Data) | (No Data) | 261.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 81 | 29500.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 778 | 793 | 775 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 778 | XXXXXX | XXXXXX | 0 | 0 | 2406.29 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 65.07 | 65.07 | Fully Amortized | 5.500 | 1656.36 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> B<br> A | A<br> B | A<br> B | A<br> B | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002139 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 5837.39 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 349.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 188 | 40741.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 646 | 703 | 709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 703 | XXXXXX | XXXXXX | 26.09 | 37.04 | 9594.33 | 6758.33 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 24.84 | 24.84 | Fully Amortized | 6.750 | 5837.39 | 26.09 | 37.04 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002143 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2500 | 717.86 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 54.17 | 54.17 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 36.07 | (No Data) | (No Data) | (No Data) | 225.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 134 | 5500.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 782 | 781 | 803 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 798 | 794 | 808 | XXXXXX | (No Data) | (No Data) | 782 | XXXXXX | XXXXXX | 0 | 0 | 1218.86 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 19.2 | 19.20 | Fully Amortized | 5.250 | 717.87 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002144 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 662.91 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | High Rise Condo (9+) | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 73.43 | 73.43 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 14.08 | (No Data) | (No Data) | (No Data) | 404.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 244 | 10500.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 736 | 757 | 738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 738 | XXXXXX | XXXXXX | 27.31 | 44.54 | 2107.14 | 1292.14 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 32.1 | 65.92 | Fully Indexed | (No Data) | 0.00 | 27.31 | 44.54 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> B<br> A | B<br> A | B<br> A | B<br> A | B | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002145 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 1524.39 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 62.00 | (No Data) | (No Data) | (No Data) | 248.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 0 | 0.00 | 0 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 2109.39 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.79 | 8.40 | Fully Amortized | 7.000 | 1623.95 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002150 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 1831.67 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 67.53 | 67.53 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 99.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 155 | 10000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 754 | 759 | 752 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 754 | XXXXXX | XXXXXX | 0 | 0 | 1999.61 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 149.24 | 149.24 | Start Rate | 7.000 | 1831.67 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002151 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 2645.13 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 50.53 | (No Data) | (No Data) | (No Data) | 79.17 | Present | XXXXXX | 1 | No | Present | XXXXXX | 62 | 7500.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 749 | 745 | 753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 749 | XXXXXX | XXXXXX | 0 | 0 | 3473.01 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 173.31 | 173.31 | Fully Amortized | 6.250 | 2645.13 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002152 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 3327.40 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 71.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 384 | 25000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 804 | 839 | 801 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 804 | XXXXXX | XXXXXX | 0 | 10.54 | 3952.05 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 55.55 | 55.55 | Fully Amortized | 5.875 | 3327.40 | 0 | 10.54 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002154 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.9990 | 3534.06 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 84.33 | 84.33 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 144.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 106 | 19000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 752 | 759 | 753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 753 | XXXXXX | XXXXXX | 21.17 | 40.28 | 7328.66 | 3851.54 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 11.06 | 11.06 | Fully Amortized | 6.999 | 3534.07 | 21.17 | 40.28 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002156 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 5395.72 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 80.60 | 80.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 418.50 | (No Data) | (No Data) | 116.11 | 241.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 42 | 68484.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 706 | 676 | 683 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 683 | XXXXXX | XXXXXX | 13.67 | 15.44 | 8954.44 | 7924.44 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 53.94 | 53.94 | Fully Amortized | 6.625 | 5395.73 | 13.67 | 15.44 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002157 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1094.38 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 54.93 | 54.93 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 117.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 62 | 46000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 788 | 803 | 791 | XXXXXX | (No Data) | (No Data) | 791 | XXXXXX | XXXXXX | 0 | 0 | 1832.33 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 61.04 | 151.56 | Fully Indexed, Fully Amortized | (No Data) | 0.00 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002158 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1648.58 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 85.83 | (No Data) | (No Data) | (No Data) | 66.67 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 132 | 1.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 660 | 660 | 660 | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 2175.92 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 374.88 | 374.88 | Start Rate | 6.250 | 1648.59 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002159 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 4872.71 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 54.93 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 115 | 6200.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 753 | 680 | 675 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 680 | XXXXXX | XXXXXX | 15.49 | 19.94 | 7591.39 | 5896.39 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 120.38 | 120.38 | Fully Amortized | 7.375 | 4872.72 | 15.49 | 19.94 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002160 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 868.14 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 70.70 | 70.70 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 81.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 0 | 0.00 | 0 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | Not Applicable | XXXXXX | XXXXXX | 0 | 0 | 1252.11 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 10.5 | 10.50 | Fully Amortized | 7.250 | 868.14 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002376 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 1751.83 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 159.50 | (No Data) | (No Data) | (No Data) | 41.66 | Present | XXXXXX | 2 | No | Present | XXXXXX | 55 | 71581.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 662 | 711 | 651 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 662 | XXXXXX | XXXXXX | 14.53 | 33.26 | 5586.43 | 2439.43 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 12.16 | 12.16 | Start Rate | 7.250 | 1751.83 | 14.53 | 33.26 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | C<br> B<br> A | B<br> D<br> A | C<br> B<br> A | B | Personal Bank Statements - 3 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002378 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.7500 | 2412.88 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 134.14 | (No Data) | (No Data) | (No Data) | 36.66 | Present | XXXXXX | 4 | No | Present | XXXXXX | 80 | 6799.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 623 | 655 | 616 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 617 | 649 | 681 | XXXXXX | (No Data) | (No Data) | 649 | XXXXXX | XXXXXX | 38.62 | 42.68 | 3220.1 | 2914.1 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 21.13 | 21.13 | Start Rate | 7.750 | 2412.88 | 38.62 | 42.68 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | C<br> B<br> A | B<br> D<br> A | C<br> B<br> A | B | CPA Letter without Income - 24 months;<br> Personal Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br> CPA Letter without Income - 24 months;<br>| (No Data) | (No Data) |
| 10002162 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 5846.63 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 68.77 | 68.77 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 322.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 409 | 33700.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 711 | 709 | 713 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 711 | XXXXXX | XXXXXX | 26.29 | 49.36 | 15708.69 | 8367.69 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 35.12 | 35.12 | Fully Amortized | 6.500 | 5846.63 | 26.29 | 49.36 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002163 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 1522.56 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | Full Appraisal | XXXXXX | 51.25 | 51.25 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 98.83 | (No Data) | (No Data) | 68.99 | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 67 | 6000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 742 | 705 | 760 | XXXXXX | (No Data) | (No Data) | 742 | XXXXXX | XXXXXX | 0 | 0 | 2234.8 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 58 | 58.00 | Fully Amortized | 6.500 | 1522.56 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002164 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 2029.90 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 110.17 | (No Data) | (No Data) | 64.58 | 231.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 2580.61 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2.95 | 2.95 | Fully Amortized | 7.125 | 2029.91 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002166 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1071.50 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Mid Rise Condo (5-8) | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 54.52 | 54.52 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 86.17 | (No Data) | (No Data) | 471.33 | 25.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 167 | 44775.00 | 15 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 804 | 768 | 785 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 785 | XXXXXX | XXXXXX | 0 | 0 | 2065.66 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 107.14 | 107.14 | Fully Amortized | 6.375 | 1071.50 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002168 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 1365.27 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 4 Family | 4 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 159.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 244 | 24000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 717 | 747 | 720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 720 | XXXXXX | XXXXXX | 0 | 0 | 1669.76 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 23.78 | 23.78 | Fully Amortized | 6.500 | 1365.27 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002383 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 8.1250 | 2359.14 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 113.67 | (No Data) | (No Data) | (No Data) | 265.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | Unavailable | Unavailable | Unavailable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Unavailable | Unavailable | Unavailable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Unavailable | Unavailable | Unavailable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 3220.81 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 6.15 | 6.15 | Fully Amortized | 8.125 | 2359.14 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002170 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2735.94 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 67.76 | 67.76 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 48.26 | (No Data) | (No Data) | (No Data) | 395.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 72 | 15500.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 752 | 732 | 710 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 730 | 723 | 730 | XXXXXX | (No Data) | (No Data) | 732 | XXXXXX | XXXXXX | 26.49 | 38.86 | 5852.83 | 3989.62 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 91.33 | 86.28 | Fully Amortized | 6.375 | 2969.37 | 28.04 | 40.41 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 60 months;<br> Paystub - 2 months;<br> W2 - 24 months;<br>| Paystub - 2 months;<br> Verbal VOE with Income - 1 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) |
| 10002171 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 2705.24 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 111.46 | (No Data) | (No Data) | (No Data) | 91.67 | Present | XXXXXX | 5 | No | Present | XXXXXX | 187 | 32857.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 755 | 697 | 657 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 645 | 656 | 592 | XXXXXX | (No Data) | (No Data) | 697 | XXXXXX | XXXXXX | 30.99 | 39.2 | 4592.79 | 3630.79 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 28.19 | 28.19 | Start Rate | 7.375 | 2705.24 | 30.99 | 39.2 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002172 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 807.91 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 59.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 106 | 70000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 806 | 812 | 786 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 806 | XXXXXX | XXXXXX | 0 | 0 | 2802.49 | 833 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 21.86 | 21.86 | Start Rate | 6.375 | 807.92 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002173 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 59023.25 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 130.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 171 | 9000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 758 | 716 | 760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 758 | XXXXXX | XXXXXX | 0 | 18.22 | 60560 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3.87 | 31.52 | Fully Amortized | 6.750 | 5902.25 | 0 | 2.24 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002174 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 2124.79 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.80 | 80.80 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 241.00 | (No Data) | (No Data) | (No Data) | 300.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 220 | 42434.00 | 12 | 0 | 0 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 715 | 742 | 710 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 631 | 590 | 658 | XXXXXX | (No Data) | (No Data) | 715 | XXXXXX | XXXXXX | 10.84 | 33 | 13426.89 | 4410.86 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 18.57 | 18.57 | Fully Amortized | 6.875 | 2124.79 | 10.84 | 33 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002178 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 1329.17 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Rural | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 175.17 | (No Data) | (No Data) | (No Data) | 37.50 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 196 | 40469.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 763 | 770 | 759 | XXXXXX | (No Data) | (No Data) | 763 | XXXXXX | XXXXXX | 0 | 0 | 4167.84 | 2275 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 48.7 | 48.70 | Start Rate | 6.875 | 1329.17 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002179 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 900.86 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 30.17 | (No Data) | (No Data) | (No Data) | 402.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 208 | 20000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 805 | 799 | 793 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 799 | XXXXXX | XXXXXX | 0 | 0 | 3442.57 | 1404 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 170.58 | 170.58 | Fully Amortized | 7.000 | 900.86 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002184 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2490 | 2904.08 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 134.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 81 | 15278.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 622 | 666 | 693 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 666 | XXXXXX | XXXXXX | 49.74 | 49.74 | 3236.22 | 3236.22 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 37.69 | 37.69 | Fully Amortized | 7.249 | 2904.08 | 49.74 | 49.74 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002185 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1247.74 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Retail | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 66.67 | 66.67 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 68.08 | (No Data) | (No Data) | (No Data) | 94.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 74 | 83371.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 746 | 759 | 729 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 746 | XXXXXX | XXXXXX | 0 | 0 | 6389.89 | 3908 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 38.2 | 38.20 | Fully Amortized | 6.375 | 1247.74 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002187 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1366.28 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 60.00 | 60.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 111.33 | (No Data) | (No Data) | (No Data) | 66.67 | Present | XXXXXX | 2 | No | Present | XXXXXX | 161 | 9000.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 792 | 784 | 772 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 784 | XXXXXX | XXXXXX | 0 | 0 | 2218.14 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 0.2 | 0.20 | Fully Amortized | 6.375 | 1366.28 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002389 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 2510.16 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 275.87 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 31 | 5000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 744 | 743 | 770 | XXXXXX | (No Data) | (No Data) | 744 | XXXXXX | XXXXXX | 0 | 0 | 3242.19 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 28.01 | 28.01 | Start Rate | 7.500 | 2510.16 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002189 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 3903.02 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 110.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 72 | 39651.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 745 | 733 | 758 | XXXXXX | (No Data) | (No Data) | 745 | XXXXXX | XXXXXX | 4.66 | 40.78 | 14750.83 | 1686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 58.33 | 58.33 | Fully Amortized | 6.500 | 3903.03 | 4.66 | 40.78 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 0 months;<br>| (No Data) | (No Data) |
| 10002190 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1558.59 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 96.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 96 | 21500.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 726 | 767 | 690 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 726 | XXXXXX | XXXXXX | 0 | 0 | 1941.13 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 78.03 | 78.03 | Start Rate | 6.250 | 1558.59 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002192 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 6921.81 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 213.43 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 51 | 106441.00 | 17 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 691 | 687 | 729 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 722 | 708 | 735 | XXXXXX | (No Data) | (No Data) | 691 | XXXXXX | XXXXXX | 3.67 | 10.11 | 22838.57 | 8278.57 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 43.77 | 43.77 | Fully Amortized | 7.000 | 6921.81 | 3.67 | 10.11 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002193 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 5575.33 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.52 | 70.52 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 82.92 | (No Data) | (No Data) | (No Data) | 118.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 23 | 32540.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 682 | 710 | 701 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 701 | XXXXXX | XXXXXX | 37.26 | 41.7 | 6687.38 | 5975.38 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 33.67 | 33.67 | Fully Amortized | 6.000 | 5575.33 | 37.26 | 41.7 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002194 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 2395.49 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Rural | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 66.30 | 66.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 170.94 | (No Data) | (No Data) | (No Data) | 25.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 256 | 33737.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 694 | 715 | 699 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 721 | 734 | 703 | XXXXXX | (No Data) | (No Data) | 721 | XXXXXX | XXXXXX | 8.19 | 17.21 | 6027.34 | 2869.34 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 73.71 | 73.71 | Start Rate | 6.875 | 2395.50 | 8.19 | 17.21 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10002195 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 3101.72 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 95.34 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 199 | 14000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 755 | 732 | 772 | XXXXXX | (No Data) | (No Data) | 755 | XXXXXX | XXXXXX | 0 | 0 | 3575.23 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 27.16 | 27.16 | Fully Amortized | 6.375 | 3101.72 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002196 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 884.26 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 41.78 | (No Data) | (No Data) | 0.00 | 482.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 172 | 30000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 781 | 772 | 769 | XXXXXX | (No Data) | (No Data) | 772 | XXXXXX | XXXXXX | 0 | 0 | 1528.54 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 96.06 | 96.06 | Fully Amortized | 7.125 | 884.26 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002198 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 1491.86 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Suburban | Tenant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 193.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 33 | 4500.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 666 | 714 | 705 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 705 | XXXXXX | XXXXXX | 0 | 0 | 2067.78 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 16.32 | 16.32 | Fully Amortized | 7.375 | 1491.86 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002199 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.4990 | 2176.83 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 62.90 | 62.90 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 142.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 14 | 4500.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 661 | 644 | 682 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 652 | 656 | 652 | XXXXXX | (No Data) | (No Data) | 661 | XXXXXX | XXXXXX | 36.68 | 48.51 | 3702.94 | 2799.94 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 0.87 | 0.87 | Fully Amortized | 7.499 | 2176.83 | 36.68 | 48.51 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> B<br> A | B<br> A | B<br> A | B<br> A | B | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) |
| 10002200 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1743.72 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 92.61 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 290 | 40000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 777 | 779 | 786 | XXXXXX | (No Data) | (No Data) | 779 | XXXXXX | XXXXXX | 0 | 0 | 2284.25 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 25.36 | 25.36 | Fully Amortized | 6.375 | 1743.72 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002201 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 3295.88 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 149.74 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 58 | 37393.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 709 | 705 | 686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 720 | 703 | 716 | XXXXXX | (No Data) | (No Data) | 716 | XXXXXX | XXXXXX | 4.58 | 6.32 | 5249.09 | 3797.93 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 77.63 | 73.25 | Fully Amortized | 6.875 | 3522.86 | 4.85 | 6.6 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10002373 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 8.5000 | 4152.13 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 247.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 22 | 85911.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 750 | 772 | 770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 770 | XXXXXX | XXXXXX | 27.38 | 29.85 | 5368.79 | 4924.65 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 6.57 | 6.57 | Start Rate | 8.500 | 4152.14 | 27.38 | 29.85 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | C<br> B<br> A | B<br> D<br> A | C<br> B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002202 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 4968.88 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.81 | 80.81 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 125.55 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 246 | 29000.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 703 | 708 | 707 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 707 | XXXXXX | XXXXXX | 44.15 | 44.72 | 5472.98 | 5402.98 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 91.03 | 1132.99 | Fully Indexed | (No Data) | 0.00 | 44.15 | 44.72 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002204 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3740 | 5577.25 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 87.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 227 | 20000.00 | 19 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 672 | 692 | 689 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 785 | 757 | 777 | XXXXXX | (No Data) | (No Data) | 689 | XXXXXX | XXXXXX | 36.98 | 39.43 | 6293.08 | 5902.08 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 38.16 | 38.16 | Start Rate | 6.374 | 5577.25 | 36.98 | 39.43 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Paystub - 2 months;<br> W2 - 24 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10002206 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1240 | 607.55 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 35.09 | 35.09 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 262.94 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 248 | 26000.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 771 | 779 | 788 | XXXXXX | (No Data) | (No Data) | 779 | XXXXXX | XXXXXX | 0 | 0 | 1077.47 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 43.67 | 43.67 | Fully Amortized | 6.124 | 607.55 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002207 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1240 | 759.43 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 42.37 | 42.37 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 357.52 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 264 | 26000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 771 | 779 | 788 | XXXXXX | (No Data) | (No Data) | 779 | XXXXXX | XXXXXX | 0 | 0 | 1358.32 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 36.81 | 36.81 | Fully Amortized | 6.124 | 759.44 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002208 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.9990 | 659.43 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 49.33 | 49.33 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 243.10 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 264 | 35217.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 771 | 779 | 788 | XXXXXX | (No Data) | (No Data) | 779 | XXXXXX | XXXXXX | 0 | 0 | 1013.92 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 64.63 | 64.62 | Start Rate | 5.999 | 659.44 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002210 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 3891.59 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 60.85 | 60.85 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 186.35 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 202 | 25000.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 684 | 675 | 706 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 684 | XXXXXX | XXXXXX | 15.14 | 32.1 | 10063.21 | 4746.4 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 69.02 | 69.02 | Fully Amortized | 6.750 | 3891.59 | 15.14 | 32.1 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | C<br> A | A<br> D | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002211 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 1160.33 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 12 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 139.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 176 | 30000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 779 | 786 | 769 | XXXXXX | (No Data) | (No Data) | 779 | XXXXXX | XXXXXX | 0 | 0 | 1445 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 104.01 | 104.01 | Fully Amortized | 7.375 | 1160.34 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002212 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1622.06 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 77.33 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 6 | No | Present | XXXXXX | 165 | 29200.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 740 | 693 | 718 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 718 | XXXXXX | XXXXXX | 3.7 | 5.14 | 2608.23 | 1878.08 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 51.65 | 51.65 | Fully Amortized | 6.375 | 1622.07 | 3.7 | 5.14 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002213 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 1074.38 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 173.10 | (No Data) | (No Data) | 128.89 | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 49 | 38100.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 684 | 698 | 705 | XXXXXX | (No Data) | (No Data) | 698 | XXXXXX | XXXXXX | 0 | 0 | 1523.51 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 96.52 | 96.52 | Fully Amortized | 6.625 | 1074.38 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002387 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 4177.56 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 179.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 186 | 30000.00 | 13 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 800 | 790 | 739 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 790 | XXXXXX | XXXXXX | 0 | 0 | 4871.68 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 62.42 | 62.42 | Fully Amortized | 7.500 | 4177.57 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002214 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 1974.00 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 84.93 | 84.93 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 100.67 | (No Data) | (No Data) | (No Data) | 29.17 | Present | XXXXXX | 5 | No | Present | XXXXXX | 72 | 6500.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 649 | 732 | 755 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 732 | XXXXXX | XXXXXX | 7.86 | 13.21 | 4495.13 | 2676.13 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 6.8 | 6.80 | Fully Amortized | 7.125 | 1974.00 | 7.86 | 13.21 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002216 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 4465.60 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 82.50 | (No Data) | (No Data) | (No Data) | 29.00 | Present | XXXXXX | 6 | No | Present | XXXXXX | 131 | 52410.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 749 | 717 | 695 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 717 | XXXXXX | XXXXXX | 19.79 | 32.9 | 8952.68 | 5385.43 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 14.71 | 14.71 | Fully Amortized | 6.750 | 4465.60 | 19.79 | 32.9 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002217 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 3947.40 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 31.08 | (No Data) | (No Data) | (No Data) | 420.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 766 | 25000.00 | 17 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 749 | 749 | 759 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 684 | 663 | 667 | XXXXXX | (No Data) | (No Data) | 749 | XXXXXX | XXXXXX | 42.72 | 42.92 | 4926.78 | 4903.78 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 12.48 | 11.79 | Fully Amortized | 6.750 | 4234.12 | 45.22 | 45.42 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> C | A | A<br> D<br> C | A | A | Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 28 months;<br>| Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 28 months;<br>| (No Data) | (No Data) |
| 10002218 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 3476.84 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 107.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 209 | 102882.00 | 15 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 782 | 773 | 754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 793 | 772 | 757 | XXXXXX | (No Data) | (No Data) | 773 | XXXXXX | XXXXXX | 23.9 | 33.45 | 5642.95 | 4031.95 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 27.54 | 27.54 | Fully Amortized | 7.500 | 3476.85 | 23.9 | 33.45 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | C<br> A | A<br> D | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002219 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 1769.22 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 73.42 | (No Data) | (No Data) | (No Data) | 225.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 234 | 5500.00 | 39 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 640 | 648 | 670 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 667 | 641 | 674 | XXXXXX | (No Data) | (No Data) | 667 | XXXXXX | XXXXXX | 16.94 | 46.67 | 6270.04 | 2275.04 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 66 | 66.00 | Fully Amortized | 7.250 | 1769.23 | 16.94 | 46.67 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Award Letter - 12 months;<br> Business Bank Statements - 12 months;<br>| Award Letter - 12 months;<br>| (No Data) | (No Data) |
| 10002220 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 2865.14 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 72.41 | 72.41 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 102.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 101 | 8000.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 692 | 647 | 697 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 653 | 643 | 665 | XXXXXX | (No Data) | (No Data) | 692 | XXXXXX | XXXXXX | 33.47 | 53.27 | 5291 | 3324.35 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 11.97 | 11.97 | Fully Amortized | 7.250 | 2865.15 | 33.47 | 53.27 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Paystub - 2 months;<br> W2 - 24 months;<br> Written VOE - 12 months;<br>| Paystub - 1 months;<br> W2 - 24 months;<br> Written VOE - 112 months;<br>| (No Data) | (No Data) |
| 10002221 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1662.44 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 42.79 | 42.79 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 164.26 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 92 | 17409.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 655 | 651 | 685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 655 | XXXXXX | XXXXXX | 36.1 | 45.34 | 2555.67 | 2034.67 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 39.51 | 39.51 | Start Rate | 6.250 | 1662.44 | 36.1 | 45.34 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002222 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 6871.40 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 112.85 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 179 | 40000.00 | 15 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 725 | 749 | 769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 749 | XXXXXX | XXXXXX | 17.52 | 38.22 | 18402.68 | 8437.38 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 32.31 | 32.31 | Fully Amortized | 6.250 | 6871.41 | 17.52 | 38.22 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002223 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2490 | 1708.68 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 51.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 247 | 19000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 712 | 691 | 720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 734 | 732 | 708 | XXXXXX | (No Data) | (No Data) | 712 | XXXXXX | XXXXXX | 23.48 | 47.27 | 5614.77 | 2789 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 6.47 | 6.47 | Fully Amortized | 7.249 | 1708.69 | 23.48 | 47.27 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002225 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 4723.61 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 340.92 | (No Data) | (No Data) | 45.00 | 40.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 28 | 64025.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 592 | 605 | 613 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 605 | XXXXXX | XXXXXX | 16.87 | 41.15 | 14674.25 | 6016.31 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 18.43 | 18.43 | Fully Amortized | 6.750 | 4723.62 | 16.87 | 41.15 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002226 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 1164.71 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 206.08 | (No Data) | (No Data) | 81.02 | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 77 | 19000.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 799 | 759 | 775 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 775 | XXXXXX | XXXXXX | 0 | 0 | 1806.81 | 150 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 70.51 | 70.51 | Start Rate | 6.750 | 1164.71 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002227 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 3747.79 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 108.51 | (No Data) | (No Data) | (No Data) | 85.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 62 | 10000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 814 | 783 | 777 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 783 | XXXXXX | XXXXXX | 6.44 | 44.73 | 4865.51 | 700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 10.55 | 10.55 | Fully Amortized | 7.500 | 3747.79 | 6.44 | 44.73 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002228 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 5721.99 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | High Rise Condo (9+) | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 53.99 | 53.99 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 65.92 | (No Data) | (No Data) | (No Data) | 1631.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 269 | 55674.00 | 14 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 705 | 758 | 690 | XXXXXX | (No Data) | (No Data) | 705 | XXXXXX | XXXXXX | 0 | 0 | 9497.04 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 42.38 | 40.31 | Fully Amortized | 6.375 | 6210.18 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002229 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 4710.24 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 141.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 22 | 14000.00 | 14 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 759 | 767 | 719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 801 | 804 | 773 | XXXXXX | (No Data) | (No Data) | 759 | XXXXXX | XXXXXX | 6.88 | 38.95 | 7818.07 | 1380 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 5.67 | 5.67 | Fully Amortized | 6.250 | 4710.24 | 6.88 | 38.95 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002230 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 4911.67 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 120.54 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 181 | 22300.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 708 | 740 | 731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 731 | XXXXXX | XXXXXX | 0 | 7.15 | 5940.46 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.66 | 8.66 | Fully Amortized | 7.250 | 4911.67 | 0 | 7.15 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002232 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 3683.75 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 121.76 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 56 | 5000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 660 | 671 | 662 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 662 | XXXXXX | XXXXXX | 26.47 | 27.33 | 4372.49 | 4234.49 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 29.81 | 29.81 | Start Rate | 7.250 | 3683.76 | 26.47 | 27.33 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002234 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 1730.29 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 216.58 | (No Data) | (No Data) | (No Data) | 85.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 135 | 10000.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 678 | 716 | 680 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 680 | XXXXXX | XXXXXX | 2.69 | 4.65 | 3784.8 | 2194.8 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 29.35 | 29.35 | Fully Amortized | 6.500 | 1730.29 | 2.69 | 4.65 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002236 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.9990 | 7313.73 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 217.75 | (No Data) | (No Data) | (No Data) | 10.41 | Present | XXXXXX | 3 | No | Present | XXXXXX | 202 | 39465.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 776 | 796 | 767 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 776 | XXXXXX | XXXXXX | 9.43 | 12.72 | 10633.24 | 7889.24 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 13.8 | 13.80 | Fully Amortized | 5.999 | 7313.74 | 9.43 | 12.72 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002238 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 2641.28 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 150.02 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 198 | 6000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 713 | 694 | 696 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 696 | XXXXXX | XXXXXX | 40.71 | 49.59 | 3849.02 | 3160.02 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 9.57 | 9.57 | Fully Amortized | 6.625 | 2641.29 | 40.71 | 49.59 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002371 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2490 | 3767.79 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 61.20 | 61.20 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 158.58 | (No Data) | (No Data) | (No Data) | 31.25 | Present | XXXXXX | 3 | No | Present | XXXXXX | 160 | 97000.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 730 | 752 | 740 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 740 | XXXXXX | XXXXXX | 4.93 | 8.02 | 8143.48 | 5003.48 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 63.95 | 63.95 | Fully Amortized | 6.249 | 3767.80 | 4.93 | 8.02 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002242 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1626.37 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.56 | 75.56 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 467.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 128 | 25000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 769 | 743 | 786 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 769 | XXXXXX | XXXXXX | 0 | 0 | 2346.67 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 122.99 | 122.99 | Fully Amortized | 6.375 | 1626.38 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002243 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 3206.25 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 35.26 | (No Data) | (No Data) | (No Data) | 584.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 80 | 25000.00 | 20 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 769 | 746 | 765 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 765 | XXXXXX | XXXXXX | 0 | 16.69 | 4575.51 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 15.73 | 15.08 | Fully Amortized | 7.125 | 3404.87 | 0 | 17.41 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002244 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 7590.71 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 807.33 | (No Data) | (No Data) | (No Data) | 508.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 9471.44 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 27.63 | 26.11 | Fully Amortized | 6.750 | 8142.06 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002245 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 5594.47 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 94.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 88 | 57004.00 | 17 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 750 | 754 | 775 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 754 | XXXXXX | XXXXXX | 27.34 | 46.06 | 9824.28 | 5831.18 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 11.03 | 11.03 | Fully Amortized | 7.375 | 5594.47 | 27.34 | 46.06 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Paystub - 1 months;<br> Personal Bank Statements - 12 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002247 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1587.99 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 63.83 | (No Data) | (No Data) | (No Data) | 30.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 176 | 16000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 795 | 787 | 766 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 787 | XXXXXX | XXXXXX | 0 | 0 | 2239.15 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 7.53 | 7.53 | Fully Amortized | 6.375 | 1587.99 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002248 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 3694.41 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 4 Family | 4 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 266.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 220 | 25000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 781 | 805 | 746 | XXXXXX | (No Data) | (No Data) | 781 | XXXXXX | XXXXXX | 0 | 0 | 4785.16 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.08 | 8.08 | Fully Amortized | 6.750 | 3694.42 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002249 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1049.97 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 46.11 | 46.11 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 33.96 | (No Data) | (No Data) | (No Data) | 18.20 | Present | XXXXXX | 2 | No | Present | XXXXXX | 86 | 36097.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 735 | 744 | 708 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 735 | XXXXXX | XXXXXX | 0 | 0 | 1190.16 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 56.64 | 56.64 | Fully Amortized | 6.375 | 1049.98 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002250 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 2773.92 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 95.58 | (No Data) | (No Data) | (No Data) | 3.83 | Present | XXXXXX | 2 | No | Present | XXXXXX | 78 | 14000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 731 | 744 | 755 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 744 | XXXXXX | XXXXXX | 0 | 0 | 3827.08 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 30.93 | 30.93 | Fully Amortized | 7.375 | 2773.93 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002384 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 3906.25 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 50.81 | 50.81 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 215.83 | (No Data) | (No Data) | (No Data) | 599.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 142 | 33000.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 774 | 773 | 763 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 773 | XXXXXX | XXXXXX | 0 | 0 | 6034.49 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 97.91 | 94.67 | Fully Amortized | 7.500 | 4112.95 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002252 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 4911.67 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 144.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 171 | 28000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 757 | 724 | 756 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 741 | 730 | 760 | XXXXXX | (No Data) | (No Data) | 756 | XXXXXX | XXXXXX | 0 | 0 | 5536.17 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 21.11 | 21.11 | Fully Amortized | 7.250 | 4911.67 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002253 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 738.46 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.38 | 75.38 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 33.25 | (No Data) | (No Data) | (No Data) | 286.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 262 | 25500.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 764 | 763 | XXXXXX | (No Data) | (No Data) | 764 | XXXXXX | XXXXXX | 0 | 0 | 1097.71 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 360.55 | 360.55 | Fully Amortized | 6.500 | 738.46 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002254 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 738.46 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.38 | 75.38 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 33.25 | (No Data) | (No Data) | (No Data) | 286.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 262 | 25500.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 764 | 763 | XXXXXX | (No Data) | (No Data) | 764 | XXXXXX | XXXXXX | 0 | 0 | 1097.71 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 409.51 | 409.51 | Fully Amortized | 6.500 | 738.46 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002256 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 4799.12 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 66.10 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 129 | 25000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 813 | 781 | 792 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 792 | XXXXXX | XXXXXX | 37.19 | 41.65 | 6503.93 | 5807.93 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 51.44 | 51.44 | Fully Amortized | 6.375 | 4799.12 | 37.19 | 41.65 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002257 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 7094.63 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 109.33 | (No Data) | (No Data) | (No Data) | 215.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 134 | 93734.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 696 | 687 | 728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 696 | XXXXXX | XXXXXX | 14 | 22.04 | 13046.57 | 8288.11 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 21.68 | 21.68 | Fully Amortized | 7.250 | 7094.64 | 14 | 22.04 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002258 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1821.29 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 57.44 | 57.44 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 60.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 196 | 39493.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 789 | 756 | 786 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 786 | XXXXXX | XXXXXX | 0 | 0 | 5151.71 | 3168 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 19.38 | 19.38 | Start Rate | 6.250 | 1821.30 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002259 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.9990 | 2637.74 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 34.92 | 34.92 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 74.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 137 | 13000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 726 | 718 | 703 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 718 | XXXXXX | XXXXXX | 41.66 | 44.46 | 4010.87 | 3758.87 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 18.73 | 18.73 | Fully Amortized | 5.999 | 2637.74 | 41.66 | 44.46 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002260 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 4316.28 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 131.00 | (No Data) | (No Data) | (No Data) | 53.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 214 | 75663.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 813 | 807 | 794 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 790 | 773 | 772 | XXXXXX | (No Data) | (No Data) | 773 | XXXXXX | XXXXXX | 19.36 | 30.06 | 7440.11 | 4791.11 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 22.84 | 22.84 | Start Rate | 6.000 | 4316.29 | 19.36 | 30.06 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10002262 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 738.46 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.38 | 75.38 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 33.25 | (No Data) | (No Data) | (No Data) | 286.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 97 | 25500.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 764 | 763 | XXXXXX | (No Data) | (No Data) | 764 | XXXXXX | XXXXXX | 0 | 0 | 1097.71 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 341.26 | 341.26 | Fully Amortized | 6.500 | 738.46 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002263 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 738.46 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.38 | 75.38 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 33.25 | (No Data) | (No Data) | (No Data) | 286.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 262 | 25500.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 764 | 763 | XXXXXX | (No Data) | (No Data) | 764 | XXXXXX | XXXXXX | 0 | 0 | 1097.71 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 388.86 | 388.86 | Fully Amortized | 6.500 | 738.46 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002264 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 738.46 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.38 | 75.38 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 33.25 | (No Data) | (No Data) | (No Data) | 286.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 262 | 25500.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 764 | 763 | XXXXXX | (No Data) | (No Data) | 764 | XXXXXX | XXXXXX | 0 | 0 | 1097.71 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 410.67 | 410.67 | Fully Amortized | 6.500 | 738.46 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002265 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 3713.80 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 83.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 77 | 13000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 703 | 711 | 722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 711 | XXXXXX | XXXXXX | 38 | 40.48 | 4849.51 | 4552.51 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 14.27 | 14.27 | Fully Amortized | 6.625 | 3713.81 | 38 | 40.48 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | D<br> A | A<br> D | D<br> A | A | Paystub - 4 months;<br> Verbal VOE with Income - 4 months;<br> Written VOE - 16 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002267 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3740 | 5205.43 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 128.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 132 | 72366.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 755 | 738 | 765 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 750 | 730 | 762 | XXXXXX | (No Data) | (No Data) | 755 | XXXXXX | XXXXXX | 29.53 | 41.54 | 9297.89 | 6609.89 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 6.02 | 6.02 | Start Rate | 6.374 | 5205.43 | 29.53 | 41.54 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Paystub - 4 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| IRS Transcripts – Tax Return(s) - 24 months;<br> Paystub - 4 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) |
| 10002270 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 2381.65 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 139.33 | (No Data) | (No Data) | (No Data) | 165.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 138 | 24000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 783 | 793 | 784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 784 | XXXXXX | XXXXXX | 0 | 0 | 8979.26 | 2981 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.64 | 8.64 | Start Rate | 6.750 | 2381.66 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002271 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 1546.18 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.72 | 71.72 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 100.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 165 | 5400.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 774 | 756 | 767 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 767 | XXXXXX | XXXXXX | 0 | 0 | 2114.79 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 128.64 | 128.64 | Fully Amortized | 7.125 | 1546.19 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002273 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 2718.75 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 12 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 52.94 | 52.94 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 248.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 456 | 30000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | 786 | 791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 786 | XXXXXX | XXXXXX | 0 | 0 | 4278.46 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 10.99 | 10.99 | Start Rate | 7.250 | 2718.75 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002274 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 1011.90 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 74.60 | 74.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 80.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 123 | 22500.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 713 | Not Applicable | 719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 713 | XXXXXX | XXXXXX | 0 | 0 | 1302.37 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 98.14 | 98.14 | Fully Amortized | 7.500 | 1011.91 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002275 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 1118.61 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.35 | 70.35 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 90.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 166 | 22500.00 | 14 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 713 | Not Applicable | 719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 713 | XXXXXX | XXXXXX | 0 | 0 | 1436.38 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 155.66 | 155.66 | Fully Amortized | 7.000 | 1118.62 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002276 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 4721.84 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 76.31 | 76.31 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 106.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 107 | 5500.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 751 | 696 | 714 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 714 | XXXXXX | XXXXXX | 28.5 | 34.67 | 7065.67 | 5807.67 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 6.12 | 32.73 | Fully Indexed, Fully Amortized | (No Data) | 0.00 | 28.5 | 34.67 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> C<br> A | D<br> A | A<br> D<br> C | D<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002277 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 4917.61 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 196.41 | (No Data) | (No Data) | (No Data) | 81.70 | Present | XXXXXX | 2 | No | Present | XXXXXX | 156 | 30000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 753 | 744 | 746 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 746 | XXXXXX | XXXXXX | 28.34 | 41.62 | 9578.52 | 6522.02 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 91.02 | 91.02 | Fully Amortized | 7.375 | 4917.61 | 28.34 | 41.62 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002278 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 999.75 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 85.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 105 | 150000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 750 | 745 | 751 | XXXXXX | (No Data) | (No Data) | 740 | XXXXXX | XXXXXX | 0 | 0 | 4141.17 | 1259 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 67.7 | 67.70 | Start Rate | 7.375 | 999.76 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10002374 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 8.1250 | 2229.72 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 126.83 | (No Data) | (No Data) | (No Data) | 12.50 | Present | XXXXXX | 3 | No | Present | XXXXXX | 42 | 42417.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 632 | 623 | 554 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 623 | XXXXXX | XXXXXX | 40.33 | 49.2 | 3051.6 | 2501.62 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 18.7 | 18.70 | Fully Amortized | 8.125 | 2229.72 | 40.33 | 49.2 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | CPA Letter with Income - 14 months;<br> Paystub - 4 months;<br> W2 - 24 months;<br> Written VOE - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002279 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 1493.40 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 58.31 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 38 | 3500.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 751 | 782 | 762 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 762 | XXXXXX | XXXXXX | 32.95 | 32.95 | 1669.09 | 1669.09 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 57.92 | 57.92 | Fully Amortized | 6.750 | 1493.40 | 32.95 | 32.95 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002280 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 638.26 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Mid Rise Condo (5-8) | 1 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 113.88 | (No Data) | (No Data) | (No Data) | 475.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 82 | 7500.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 785 | 807 | 792 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 792 | XXXXXX | XXXXXX | 0 | 0 | 1359.22 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 17.32 | 17.32 | Fully Amortized | 6.500 | 638.27 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002281 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 1380.80 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 266.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 208 | 34000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 690 | 722 | 675 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 690 | XXXXXX | XXXXXX | 4.63 | 14.46 | 5811.11 | 1861.92 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 75.71 | 75.71 | Fully Amortized | 7.375 | 1380.80 | 4.63 | 14.46 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002282 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 4020.40 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 152.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 136 | 3267.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 765 | 745 | 749 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 691 | 685 | 678 | XXXXXX | (No Data) | (No Data) | 749 | XXXXXX | XXXXXX | 11.92 | 14.12 | 5207.62 | 4394.62 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 10.99 | 10.99 | Fully Amortized | 6.875 | 4020.41 | 11.92 | 14.12 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002382 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.7500 | 2858.48 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 91.83 | (No Data) | (No Data) | (No Data) | 584.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 3931.65 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.33 | 8.33 | Fully Amortized | 7.750 | 2858.49 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002284 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2491.30 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 56.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 192 | 12000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 789 | 799 | 773 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 789 | XXXXXX | XXXXXX | 0 | 0 | 3091.05 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 11.52 | 11.52 | Fully Amortized | 6.375 | 2491.30 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002285 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 854.01 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 72.18 | 72.18 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 117.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 56 | 32300.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 744 | 734 | 765 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 744 | XXXXXX | XXXXXX | 0 | 0 | 1099.68 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 458.68 | 458.68 | Fully Amortized | 6.875 | 854.01 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002286 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 1099.35 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 26.58 | (No Data) | (No Data) | (No Data) | 265.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 78 | 65324.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 758 | 760 | 758 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 758 | XXXXXX | XXXXXX | 4.54 | 15.63 | 5944.69 | 1726.69 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 50.9 | 50.90 | Start Rate | 7.000 | 1099.35 | 4.54 | 15.63 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D | B<br> A | B<br> D | B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002287 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 3056.59 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 87.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 51 | 7000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 747 | 755 | 741 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 747 | XXXXXX | XXXXXX | 45.46 | 45.97 | 3601.74 | 3561.74 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 30.28 | 30.28 | Fully Amortized | 6.625 | 3056.59 | 45.46 | 45.97 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002289 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1572.15 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Rural | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 126.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 6 | No | Present | XXXXXX | 48 | 56255.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 766 | 787 | 757 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 766 | XXXXXX | XXXXXX | 5.36 | 29.6 | 5921.65 | 1073 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 185.8 | 185.80 | Fully Amortized | 6.375 | 1572.16 | 5.36 | 29.6 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002290 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 2059.14 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.16 | 76.16 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 42.58 | (No Data) | (No Data) | (No Data) | 35.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 134 | 30100.00 | 13 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 779 | 783 | 761 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 769 | 780 | 770 | XXXXXX | (No Data) | (No Data) | 779 | XXXXXX | XXXXXX | 13.24 | 17.55 | 3417.15 | 2578.61 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 28.48 | 141.36 | Fully Indexed | (No Data) | 0.00 | 13.24 | 17.55 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Tax Return - 24 months;<br> IRS Transcripts – Tax Return(s) - 24 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002380 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.6250 | 2604.68 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 204.84 | (No Data) | (No Data) | (No Data) | 11.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 76 | 61023.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 774 | 789 | 784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 791 | 781 | 796 | XXXXXX | (No Data) | (No Data) | 784 | XXXXXX | XXXXXX | 25.15 | 34.08 | 4464.57 | 3294.66 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 115.2 | 115.20 | Fully Amortized | 7.625 | 2604.69 | 25.15 | 34.08 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Personal Bank Statements - 6 months;<br>| Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) |
| 10002291 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 10097.76 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 119.72 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 266 | 13000.00 | 14 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 794 | 781 | 780 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 781 | XXXXXX | XXXXXX | 19.04 | 42.38 | 27494.9 | 12352.9 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 27.15 | 27.15 | Fully Amortized | 6.250 | 10097.77 | 19.04 | 42.38 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002292 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1293.01 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 44.68 | 44.68 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 90.51 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 104 | 26000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 723 | 744 | 725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 768 | 748 | 756 | XXXXXX | (No Data) | (No Data) | 725 | XXXXXX | XXXXXX | 0 | 0 | 1505.17 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 138.68 | 138.68 | Fully Amortized | 6.250 | 1293.01 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10002386 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.6250 | 2491.43 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 168.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 35 | 17065.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 758 | Not Applicable | 754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 754 | XXXXXX | XXXXXX | 0 | 0 | 3032.59 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 31.88 | 31.88 | Fully Amortized | 7.625 | 2491.44 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002293 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7490 | 2874.78 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 153.65 | (No Data) | (No Data) | (No Data) | 32.92 | Present | XXXXXX | 3 | No | Present | XXXXXX | 257 | 27000.00 | 24 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 696 | 726 | 712 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 671 | 747 | 767 | XXXXXX | (No Data) | (No Data) | 712 | XXXXXX | XXXXXX | 22.95 | 39.36 | 6378.11 | 3718.11 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 13.7 | 13.70 | Fully Amortized | 6.749 | 2874.78 | 22.95 | 39.36 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) |
| 10002294 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 4045.24 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 64.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 333 | 67796.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 802 | 806 | 779 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 802 | XXXXXX | XXXXXX | 22.95 | 30.47 | 5811.05 | 4376.05 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 16.08 | 16.08 | Start Rate | 6.500 | 4045.24 | 22.95 | 30.47 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002295 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 990.69 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 64.13 | 64.13 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 120.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 208 | 25000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 776 | 764 | 784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 776 | XXXXXX | XXXXXX | 0 | 0 | 1414.05 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 247.19 | 247.19 | Fully Amortized | 6.250 | 990.69 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002385 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 8.0000 | 2201.29 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | High Rise Condo (9+) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 46.15 | 46.15 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 46.33 | (No Data) | (No Data) | (No Data) | 875.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 37 | 800.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 602 | 594 | 640 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 602 | XXXXXX | XXXXXX | 0 | 0 | 3483.7 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 80.54 | 80.54 | Start Rate | 8.000 | 2201.30 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002297 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 3129.80 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.05 | 71.05 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 106.42 | (No Data) | (No Data) | (No Data) | 108.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 204 | 21000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 804 | 814 | 804 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 804 | XXXXXX | XXXXXX | 21.4 | 26.83 | 5139.43 | 4099.43 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 38.58 | 38.58 | Fully Amortized | 6.125 | 3129.81 | 21.4 | 26.83 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 192 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002298 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 3500.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Rural | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 190.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 185 | 21299.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 648 | 655 | 683 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 655 | XXXXXX | XXXXXX | 32.54 | 41.15 | 5393.46 | 4265.46 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 50.7 | 50.70 | Start Rate | 7.500 | 3500.00 | 32.54 | 41.15 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002370 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 1093.70 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 78.26 | 78.26 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 76.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 248 | 20000.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 768 | 772 | 736 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 768 | XXXXXX | XXXXXX | 4.79 | 5.21 | 1409.01 | 1296.01 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 27.75 | 27.75 | Start Rate | 6.125 | 1093.70 | 4.79 | 5.21 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002379 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 1371.86 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 190.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 38 | 4000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 758 | 782 | 717 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 687 | 716 | 684 | XXXXXX | (No Data) | (No Data) | 758 | XXXXXX | XXXXXX | 26.91 | 45.14 | 2875.86 | 1713.96 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 10.86 | 10.86 | Fully Amortized | 7.500 | 1371.86 | 26.91 | 45.14 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002377 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 8.4990 | 2203.89 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 198.22 | (No Data) | (No Data) | (No Data) | 17.66 | Present | XXXXXX | 4 | No | Present | XXXXXX | 226 | 36041.00 | 13 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 610 | 621 | 629 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 590 | 602 | 622 | XXXXXX | (No Data) | (No Data) | 602 | XXXXXX | XXXXXX | 25 | 38.71 | 4707.01 | 3039.01 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 26.95 | 26.95 | Fully Amortized | 8.499 | 2203.89 | 25 | 38.71 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Paystub - 4 months;<br> Verbal VOE with Income - 12 months;<br> W2 - 24 months;<br> Written VOE - 28 months;<br>| Paystub - 4 months;<br> Verbal VOE with Income - 12 months;<br> W2 - 24 months;<br> Written VOE - 28 months;<br>| (No Data) | (No Data) |
| 10002372 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8740 | 5914.73 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 125.08 | (No Data) | (No Data) | (No Data) | 162.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 137 | 18300.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 764 | 756 | 760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 760 | XXXXXX | XXXXXX | 8.46 | 10.04 | 8903.89 | 7503.89 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 33.02 | 33.02 | Fully Amortized | 5.874 | 5914.74 | 8.46 | 10.04 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10002381 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 1598.53 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | Full Appraisal | XXXXXX | 76.95 | 76.95 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 275.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 118 | 8000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 757 | 741 | 784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 757 | XXXXXX | XXXXXX | 0 | 0 | 7872.03 | 3387.66 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 6.12 | 6.12 | Start Rate | 7.375 | 1598.53 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |

---

## Exhibit 99.3

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** <br>| XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | 3/29/2022 - 7/18/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | 287 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| *Loans in Report:* | *287* |  |  |  | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS Information** |
| **Loan Number** | **Seller Loan Number** | **Original Balance** | **Sales Price** | **Value For LTV** | **Appraised Date** | **Appraised Value** | **Appraisal Form** | **AVM Vendor Name** | **Confidence Score** | **Review Date** | **Review Value** | **Variance Amount** | **Variance %** | **Review Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **AVM Vendor Name** | **AVM FSD** | **Confidence Score** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Report Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Other - Valuation Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **CU Score** |
| 10002112 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001001 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -3.73% | XXXXXX | 8.000 | 92.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001002 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001004 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001006 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| 10001008 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001009 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001010 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -32.80% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | 0.00% | 1.1 |
| 10001011 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.3 |
| 10001015 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001017 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001020 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -61.48% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | 0.00% | 4.1 |
| 10001023 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001024 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002114 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001025 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |
| 10001026 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| 10001028 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| 10001029 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001031 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001032 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001033 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002115 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 9.07% | XXXXXX | 46.000 | 54.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -7.00% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | -7.00% | (No Data) |
| 10001036 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001040 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |
| 10001041 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001042 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001043 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 20.47% | XXXXXX | 15.000 | 85.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 23.33% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001044 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001045 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002116 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001047 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001048 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001050 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |
| 10001051 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001053 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |
| 10001054 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001056 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 3.45% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| 10001057 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001058 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001059 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -9.38% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | 0.00% | 1.2 |
| 10002118 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -3.97% | XXXXXX | 1.000 | 86.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001061 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001062 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -35.68% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| 10001063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| 10001065 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001066 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 9.76% | XXXXXX | 1.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001067 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 12.74% | XXXXXX | 1.000 | 88.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -7.83% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001070 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -42.67% | XXXXXX | 9.000 | 91.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001071 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -28.64% | XXXXXX | 12.000 | 88.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001073 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001074 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001075 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |
| 10001076 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| 10001077 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001078 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001079 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5.0 |
| 10001080 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -41.23% | XXXXXX | 15.000 | 85.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -18.90% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | 0.00% | (No Data) |
| 10001081 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001082 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001083 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -29.74% | XXXXXX | 1.000 | 76.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001084 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.1 |
| 10001085 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |
| 10001086 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -24.72% | XXXXXX | 1.000 | 89.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -24.34% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | -14.61% | (No Data) |
| 10001087 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| 10001090 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001091 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10001092 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001093 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001094 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| 10001095 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |
| 10001096 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |
| 10001097 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001098 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.21% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.4 |
| 10001099 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| 10001100 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| 10001102 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | -3.61% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -22.49% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | 0.00% | 2.8 |
| 10001103 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |
| 10001105 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001106 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001107 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -55.10% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | 0.00% | 1.8 |
| 10001109 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001110 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10001111 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10001112 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -20.60% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |
| 10001113 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001114 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001115 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 6.46% | XXXXXX | 0.000 | 91.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001116 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -2.83% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10001117 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10001119 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001120 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002120 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001125 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -14.85% |  |  | $0.00 | $0.00 | 0.00% | 4.8 |
| 10001127 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 172.54% |  |  | $0.00 | $0.00 | 0.00% | 5.0 |
| 10001128 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001130 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001131 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.6 |
| 10001132 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001133 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| 10001134 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001135 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001136 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001137 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10001138 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| 10001140 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -3.74% | XXXXXX | 1.000 | 60.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001142 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10001145 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001147 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002121 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001148 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001149 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| 10001150 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| 10001151 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001152 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -12.01% | XXXXXX | 6.000 | 94.00 | XXXXXX | XXXXXX | XXXXXX | 0.76% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001155 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| 10001156 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001157 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001158 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -20.40% | XXXXXX | 45.000 | 55.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -21.22% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | 0.00% | (No Data) |
| 10001161 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001163 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001165 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 10.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001166 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001167 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001168 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001169 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| 10001170 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| 10001172 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| 10001173 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 4.36% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -10.40% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | -1.82% | 1.9 |
| 10001176 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001177 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001178 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001179 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001180 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.0 |
| 10001182 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002124 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -5.35% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001184 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001185 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001186 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002125 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001187 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001188 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001189 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| 10002126 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001190 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002127 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001191 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002128 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 8.43% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002130 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002132 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 2.29% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002133 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -7.42% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| 10001196 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001197 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002136 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002139 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |
| 10002143 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002144 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -14.38% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | -3.42% | 3.4 |
| 10002145 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002150 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002151 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.1 |
| 10002152 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002154 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002156 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002157 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10002158 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002159 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002160 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002376 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002378 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002162 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -0.01% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |
| 10002163 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 30.43% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002164 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| 10002166 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002168 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -13.19% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | 0.00% | (No Data) |
| 10002383 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |
| 10002170 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002171 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.2 |
| 10002172 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002173 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -0.77% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002174 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| 10002178 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002179 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| 10002184 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002185 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002187 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.0 |
| 10002389 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002189 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002190 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |
| 10002192 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -52.94% | XXXXXX | 0.000 | 0.38 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 17.25% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |
| 10002193 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002194 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| 10002195 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.8 |
| 10002196 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| 10002198 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002199 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -8.08% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.9 |
| 10002200 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10002201 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002373 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.3 |
| 10002202 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002204 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002206 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002207 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002208 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002210 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002211 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002212 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002213 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| 10002387 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002214 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |
| 10002216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |
| 10002217 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002218 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.8 |
| 10002219 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| 10002220 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -0.19% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002221 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |
| 10002222 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -18.17% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |
| 10002223 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |
| 10002225 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 6.76% |  |  | $0.00 | $0.00 | 0.00% | 2.0 |
| 10002226 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5.0 |
| 10002227 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002228 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |
| 10002229 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002230 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -5.56% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.9 |
| 10002232 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002234 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002236 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -5.54% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002238 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002371 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002242 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002243 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002244 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -3.01% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002245 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.0 |
| 10002247 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002248 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002249 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |
| 10002250 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |
| 10002384 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002252 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 25.28% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10002253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002254 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002256 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002257 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -1.54% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002258 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.4 |
| 10002259 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002260 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| 10002262 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002263 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002264 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002265 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002267 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002270 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002271 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002274 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| 10002275 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| 10002276 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.9 |
| 10002277 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10002278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002374 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002279 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002280 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | 1075 Exterior-Only Condo (Mar | XXXXXX | XXXXXX | XXXXXX | -1.52% | 1.0 |
| 10002281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |
| 10002282 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002382 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |
| 10002284 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |
| 10002285 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002286 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002287 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002289 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.9 |
| 10002290 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002380 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002291 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.49% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002292 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002386 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002293 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002294 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002295 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 7.84% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002385 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002297 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10002298 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |
| 10002370 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10002379 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002377 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10002372 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| 10002381 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 6.76% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.0 |

---

## Exhibit 99.3

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** <br>| **XXX** |
| **Start - End Dates:** | **3/29/2022 - 7/18/2022** |
| **Deal Loan Count:** | **287** |
| **Waived Conditions Summary** | **Waived Conditions Summary** |
| <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

## Exhibit 99.4

![](selene_logo.jpg)

#### Selene Diligence LLC ("Selene")

#### Due Diligence Review Narrative ("Report")

Selene's Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene's independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

#### DESCRIPTION OF SERVICES:

&nbsp;&nbsp;&nbsp;&nbsp;(1) Type of assets that were reviewed.

Selene Diligence LLC ("Selene") performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by Mill City Holdings, LLC ("Client"). The review was conducted between March 2022 and January 2023 via files imaged and provided for review (the "Review").

&nbsp;&nbsp;&nbsp;&nbsp;(2) Sample size of the assets reviewed.

This Review consisted of 100% of the loan population.

#### FINAL SECURITIZATION POPULATION
Selene was instructed to perform a review on a population totaling 204 ATR-QM Exempt loans and 124 Non-QM loans for a total of 328 loans the "Final Securitization Population".

*<u>Credit Reviews (328):</u>*

During the Review, Selene performed a credit review on 328 mortgage loans in the Final Securitization Population.

*<u>Compliance Review (328)</u>*

During the Review, Selene performed a compliance review on 328 mortgage loans in the Final Securitization Population.

*<u>Valuation Reviews (328):</u>*

During the Review, Selene performed a property valuation review on 328 mortgage loans in the Final Securitization

Population.

*<u>Data Integrity Review (328):</u>*

During the Review, Selene performed a Data Integrity Review on 328 mortgage loans in the Final Securitization

Population.

------

After Selene's initial review was completed, the Client provided Selene with a confirmed list of 328 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

---

| | | |
|:---|:---|:---|
| **Review** | **Reviewed Total** | **% of Final Securitization Population** |
| Credit Population | 328 | 100% |
| Compliance Population | 328 | 100% |
| Valuation Population | 328 | 100% |
| Data Integrity Population | 328 | 100% |

---

&nbsp;&nbsp;&nbsp;&nbsp;(3) Determination of the sample size and computation.

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E.s, Fitch Ratings ("Fitch"), and DBRS, Inc. ("DBRS/Morningstar") collectively the ("NRSRO(s)").

&nbsp;&nbsp;&nbsp;&nbsp;(4) Quality or integrity of information or data about the assets: review and methodology.

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

&nbsp;&nbsp;&nbsp;&nbsp;(5) Origination of the assets and conformity to stated underwriting or credit extension Guidelines, standards, criteria or other requirements: review and methodology.

Selene assessed the underwriting Guidelines and compared the documentation in the loan file against the stated Guidelines for adherence.

#### GUIDELINES
XXX NonQM Investor Eligibility Guidelines, XXX Non-Agency Advantage Underwriting Guidelines and XXX Mortgage Guidelines **(the "Guidelines")**

#### LOAN GRADING
The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene's loan grading is solely based on Selene's independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene is providing a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Page 2 of 15

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#### SCOPE OF REVIEW
Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A, B, and C, attached hereto).

#### CREDIT REVIEW

Selene's credit scope of review conducted on this transaction included the following elements:

<br> • Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Guidelines cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;•&nbsp;&nbsp;&nbsp;&nbsp; Re-calculated LTV, CLTV, income, liabilities and compared these against the Guidelines;

<br> • Analyzed asset statements to determine whether funds to close and reserves were within the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;•&nbsp;&nbsp;&nbsp;&nbsp; Confirmed that credit scores (FICO) and credit histories were within the Guidelines.

#### COMPLIANCE REVIEW

Selene's compliance scope determined whether the mortgage loans comply with the Federal Truth in Lending Act, Sections 1098 and 1100A of Dodd Frank, and Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act.

#### PROPERTY VALUATION REVIEW

Selene's Property Valuation scope of review conducted on this transaction included the following elements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Original Appraisal Assessment**

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Value Supported Analysis**

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

Page 3 of 15

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#### DATA INTEGRITY REVIEW

Selene uploaded tape data into its due diligence application and compares it to the actual documents provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data received from lender/client is stored in a secured FTP folder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data is uploaded into the application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Reviewer collects validated loan data;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each received data point is compared to its counterpart collected data point; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

#### SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW
The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 328 mortgage loans, (ii) a Compliance Review on 328 mortgage loans (iii) a Valuation Review on 328 mortgage loans, and (iv) a Data Integrity Review on 328 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

#### REVIEW RESULTS SUMMARY
After review of the 328 mortgage loans; 283 mortgage loans had a rating grade of A, 45 mortgage loans had a rating grade of B, 0 mortgage loans had a rating grade of C, and 0 mortgage loans had a rating grade of D.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> ***Grades per loan (328 overall loans):***<br>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | **INITIAL RA GRADES - OVERALL** | **INITIAL RA GRADES - OVERALL** | **INITIAL RA GRADES - OVERALL** | **FINAL RA GRADES - OVERALL** | **FINAL RA GRADES - OVERALL** | **FINAL RA GRADES - OVERALL** |
| **NRSRO Grade** | **Fitch** | **DBRS** | **%** | **Fitch** | **DBRS** | **%** |
| A | 103 | 103 | 31.40%<br> A | 283 | 283 | 86.28% |
| B | 8 | 8 | 2.44%<br> B | 45 | 45 | 13.72% |
| C | 105 | 105 | 32.01%<br> C | 0 | 0 | 0% |
| D | 112 | 112 | 34.15%<br> D | 0 | 0 | 0% |

---

Page 4 of 15

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<br> ***Final Grades per loan broken out by compliance, credit and property:***<br>

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **FINAL RA GRADES - COMPLIANCE** | **FINAL RA GRADES - COMPLIANCE** | **FINAL RA GRADES - COMPLIANCE** | | **FINAL RA GRADES - CREDIT** | **FINAL RA GRADES - CREDIT** | **FINAL RA GRADES - CREDIT** |
| **NRSRO Grade** | **Fitch** | **DBRS** | **%** | **NRSRO Grade** | **Fitch** | **DBRS** | **%** |
| A | 327 | 327 | 99.70% | A | 285 | 285 | 86.89% |
| B | 1 | 1 | 0.30% | B | 43 | 43 | 13.11% |
| C | 0 | 0 | 0% | C | 0 | 0 | 0% |
| D | 0 | 0 | 0% | D | 0 | 0 | 0% |

---

---

| | | | |
|:---|:---|:---|:---|
| | **FINAL RA GRADES - PROPERTY** | **FINAL RA GRADES - PROPERTY** | **FINAL RA GRADES - PROPERTY** |
| **NRSRO Grade** | **Fitch** | **DBRS** | **%** |
| A | 326 | 326 | 99.39% |
| B | 2 | 2 | 0.61% |
| C | 0 | 0 | 0% |
| D | 0 | 0 | 0% |

---

#### REVIEW RESULTS SUMMARY (EXCEPTION LISTING)
Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

*Disclaimer:* Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of

Page 5 of 15

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limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given

rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are

designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

#### THIRD PARTY REVIEW REPORTING DELIVERED
Selene furnished the following reports on this transaction:

1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Selene Diligence Narrative Report

2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ASF Report

3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Grading Summary

4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exception Detail

5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tape Discrepancies

6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Valuations Report

7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Supplemental Data

8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Third Party (TPR) Attestation Form

9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Attestation Form 15E

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#### APPENDIX A – CREDIT REVIEW SCOPE

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension Guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client.

#### Non-QM Scope

#### Credit Application

For the Credit Application, Selene verified whether:

<br> 1. The application is signed by all listed borrowers;

<br> 2. The application is substantially filled out; and

<br> 3. All known borrower-owned properties are disclosed on the Real Estate Owned section.

#### Credit Report

Selene verified:

<br> 1. A credit report and/or other credit history documentation is present for each borrower;

<br> 2. The monthly consumer debt payments for use in the debt to income and/or residual income calculation, as applicable;

3. Noted the Real Estate Owned and fraud alerts; and&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

<br> 4. Gathered data required for ASF Report submission which may include:

<br> a) Most recent FICO Score (scores from Equifax, Experian, and Transunion if available)

<br> b) Most recent FICO date

<br> c) Longest Trade Line

<br> d) Maximum Trade Line

<br> e) Number of trade lines

<br> f) Credit Usage Ratio

#### Employment and Income

Selene determined whether all applicable supporting documentation as required by the Guidelines is in the file and note indications of potentially fraudulent documents. The documentation will also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable Guidelines. Documentation verifying employment and income may include:

<br> 1. Verbal or Written VOE's

<br> 2. Pay stubs

<br> 3. W-2 forms

<br> 4. Tax returns

<br> 5. Financial statements

<br> 6. Award letters

<br> 7. Bank statements

Page 7 of 15

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#### Asset Review

Selene assessed whether the asset documentation required by the Guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

<br> 1. VOD's

<br> 2. Depository account statements

<br> 3. Stock or security account statements

<br> 4. Gift funds

<br> 5. Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved

#### Hazard/Flood insurance

A review of the insurance present on the loan was also performed. Selene:

1. Verified that the hazard insurance meets the minimum required amount of coverage in the Guidelines;

2. For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage;

<br> 3. Confirmed that the flood cert is for the correct borrower, property, lender and loan number and is a "Life of Loan" certification;

4. For properties is in a flood zone per the flood cert, confirmed that flood insurance in the file meets the minimum required amount of coverage and meets guideline requirements;

<br> 5. Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns"; and

6. Confirmed that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations.

#### Title

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

#### Fraud

To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, when required, Selene looked for an independent, third-party fraud report in each file and reviewed the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan did not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

On this Fraud report Selene:

<br> 1. Reviewed for any name variations for the borrowers and confirm that the variations have been addressed in the loan file;

Page 8 of 15

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<br> 2. Reviewed for any social security number variations for the borrowers and confirmed that the variations have been addressed in the loan file;

<br> 3. Reviewed for any potential occupancy issues based on the borrowers' address history and confirmed that any issues have been addressed in the loan file;

<br> 4. Reviewed for any employment issues and confirm that any issues have been addressed in the loan file;

<br> 5. Reviewed for any additional consumers associated with the borrowers' profiles and confirmed the materiality and material issues have been addressed in the loan file; and

<br> 6. Addressed all red flag issues.

#### Additional Review

Selene's review procedures also included:

<br> 1. A review of the completeness and accuracy of the information obtained in the mortgage origination process;

<br> 2. A review of closing documents to ensure that the mortgage file information is complete, accurate, and consistent with other documents in the mortgage file;

<br> 3. Selene reviewed the mortgage file documents to determine that the mortgage was properly underwritten;

4. Verification that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount, loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

<br> 5. Verification that all borrowers are eligible based on the Guidelines and information in the loan file; and

<br> 6. Verification that there is appropriate documentation present to confirm that applicable documents have been recorded or have been sent for recording.

#### DSCR Scope
**1.** **Loan Review Scope**

**a)** **Borrower Qualifications**

Selene reviewed each loan file to determine whether it contains the following borrower documents and if they adhere to the Guidelines:

<br> 1. Evidence of public record search (Thomson Reuters CLEAR)

<br> 2. Evidence of asset location searches for additional real estate transactions

<br> 3. Borrowers Questionnaire is completed

<br> 4. Schedule of RE owned

<br> 5. Personal Tax Returns

<br> 6. Background Search

<br> 7. Personal Financial Statements

<br> 8. Liquidity and Net Worth Verification Documents

<br> 9. Credit Report

<br> 10. Review OFAC reports for any findings

**b)** **Borrowing Entity Qualifications**

Selene reviewed each loan file to determine whether it contains the following entity documents and if they adhere to the Guidelines:

Page 9 of 15

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<br> 1. Evidence of public record search (Thomson Reuters CLEAR) and applicable Sec. of State evidence of good standing

<br> 2. Evidence of asset location searches

<br> 3. Business Tax Returns

<br> 4. Business Financials

<br> 5. Articles of Incorporation

<br> 6. Bylaws/Operating agreement

<br> 7. Resolution to take on Debt

<br> 8. Organizational Chart

<br> 9. Credit Approval Memo

<br> 10. Review OFAC reports for any findings

**c)** **Property Manager Entity Qualifications**

Selene reviewed each loan file to determine that property manager entity is incorporated and operated in the United States with bank accounts located in U.S. state and federally chartered bank accounts.

**2.** **<u>Individual Property Scope</u>**

**a)** **Business Purpose Loan Affidavit**

Selene reviewed each loan file to determine whether a Business Purpose Loan is present and properly executed.

**b)** **Lease Review**

Selene reviewed each loan file to determine whether each property contains a valid lease and determine if it is executed in compliance with the Guidelines, including a review of the following:

<br> 1. Each lease has been executed by the applicable tenant

<br> 2. Confirm tenant is a natural person

<br> 3. Confirm lease does not contain "lease to own" provisions

<br> 4. Verify vacancy factor

<br> 5. Each lease contains the monthly rental payment, commencement and expiration dates, and term and remaining term are in compliance with the Guidelines

<br> 6. Confirm rent, vacancy and lease commencement/expiration consistent with underwritten rent roll

**c)** **Valuation Review**

Selene reviewed the appraisal provided for each property in the loan file to ensure that the value meets the Guidelines and that the market value concluded on the appraisal is properly supported. Selene reviewed the Loan to Value ("LTV") of each loan for program eligibility, pursuant to the Guidelines. Specifically, Selene:

<br> 1. Confirmed the appraisal is the correct form

<br> 2. Reviewed property condition and type; confirm it meets Guidelines

<br> 3. Reviewed that value meets the minimum/maximum per the Guidelines

<br> 4. Confirmed "as is" and "subject to" values

<br> 5. Reviewed sales comparables and adjustments for relevance

<br> 6. For multifamily properties: reviewed the appraiser's cash flow assumptions, rent comparables, cap rate selection and value reconciliation

Page 10 of 15

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**d)** **Insurance Review**

Selene reviewed each loan file to ensure that the property, flood, and hazard insurance policies are in compliance with the Guidelines.

**e)** **Collateral Analysis**

Selene reviewed each loan file to determine whether it contained the following collateral documents and if they are in compliance with the Guidelines:

<br> 1. Executed Leases

<br> 2. Rent Roll

3. Rental Income Verification (proof of lease payments that demonstrate minimum 90% of scheduled gross rents for the previous two-month period.)

<br> 4. Operating Statements

<br> 5. Property Management Agreement

**f)** **Financial Analysis / Cash Flow Analysis**

Selene reviewed each loan file to determine whether it contained the following financial documents and if they are in compliance with the Guidelines:

<br> 1. Rent Roll:

<br> o Confirmed monthly rents are populated correctly at the loan level and portfolio level

<br> o Confirmed Rent verification – proof of lease payments

<br> o Confirmed vacancy is within Guidelines

<br> 2. Operating Statements:

<br> o Confirmed expenses within range, per the Guidelines

<br> o Confirmed taxes, insurance and HOA are populated at loan level and within range at portfolio level per the Guidelines

<br> o Confirmed CapEx meets Guidelines for reasonableness

<br> o Confirmed annual maintenance fees meet Guidelines

<br> o Confirmed property management fees meet program requirements for range and historical consistency

<br> 3. Confirmed the DSCR meets program Guidelines

<br> 4. Property Management Agreement / Tri Party Agreement if no property manager

#### APPENDIX B: COMPLIANCE SCOPE

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#### APPENDIX B – COMPLIANCE REVIEW SCOPE

Selene reviewed the Non-QM loans to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

&nbsp;&nbsp;&nbsp;&nbsp;**1.** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

---

| | | |
|:---|:---|:---|
| a) | Rescission (§1026.23): | Rescission (§1026.23): |
|  | i) | failure to provide the right of rescission notice; |
|  | ii) | failure to provide the right of rescission notice in a timely manner and to the correct consumer(s); |
|  | iii) | errors in the right of rescission notice; |
|  | iv) | failure to provide the correct form of right of rescission notice; |
|  | v) | failure to provide the three (3) business day rescission period; |
|  | vi) | any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and |
|  | vii) | with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided. |
| b) | TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015:* | TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015:* |
|  | i) | review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s); |
|  | ii) | proper execution by all required parties; |
|  | iii) | principal and interest calculations, and proper completion of the interest rate and payment summary; and |
|  | iv) | timing of initial and re-disclosed TIL(s). |
| c) | Tolerances (§§1026.18, 22 and 23): | Tolerances (§§1026.18, 22 and 23): |
|  | i) | inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and |
|  | ii) | inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge. |
| d) | High-cost Mortgage (§§1026.31, 32 and 33): | High-cost Mortgage (§§1026.31, 32 and 33): |
|  | i) | points and fees threshold test; |
|  | ii) | APR threshold test; |
|  | iii) | prepayment penalty test; and |
|  | iv) | compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage. |
| e) | Higher-priced Mortgage Loan (§1026.35): | Higher-priced Mortgage Loan (§1026.35): |
|  | i) | APR threshold test; and |
|  | ii) | compliance with the escrow account and appraisal requirements. |
| f) | With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36): | With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36): |
|  | i) | review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction; |
|  | ii) | review relevant document to determine if there was dual compensation; and |

---

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iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

g) Homeownership counseling (§1026.36):

 i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first-time homebuyer that contains a negative amortization feature.

h) Prohibition on Financing Credit Insurance (§1026.36):

 i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

i) Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):

 j) review for presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and (ii) verify the data against the NMLSR database, as available. 

&nbsp;&nbsp;&nbsp;&nbsp;**2.** **Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):** 

---

| | | | |
|:---|:---|:---|:---|
| a) | Loan Estimate (LE) (§§1026.19 and 37): | Loan Estimate (LE) (§§1026.19 and 37): | Loan Estimate (LE) (§§1026.19 and 37): |
|  | i) | confirm the presence of LE for applications on or after October 3, 2015; | confirm the presence of LE for applications on or after October 3, 2015; |
|  | ii) | confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application; | confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application; |
|  | iii) | confirm that certain sections of each LE determined to carry assignee liability were completed and that information was reflected in the appropriate locations, which was based solely on the information disclosed on the LE; | confirm that certain sections of each LE determined to carry assignee liability were completed and that information was reflected in the appropriate locations, which was based solely on the information disclosed on the LE; |
|  | iv) | confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency; | confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency; |
|  | v) | confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance; | confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance; |
|  | vi) | confirm borrower received LE not later than four (4) business days prior to consummation; and | confirm borrower received LE not later than four (4) business days prior to consummation; and |
|  | vii) | confirm LE was not provided to the borrower on or after the date of the CD. | confirm LE was not provided to the borrower on or after the date of the CD. |
| b) | Closing Disclosure (CD) (§§1026.19 and 38): | Closing Disclosure (CD) (§§1026.19 and 38): | Closing Disclosure (CD) (§§1026.19 and 38): |
|  | i) | i) | confirm the presence of CD for applications on or after October 3, 2015; |
|  | ii) | ii) | confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency; |
|  | iii) | iii) | confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD; |
|  | iv) | iv) | confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate; |
|  | v) | v) | identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD; and |
|  | vi) | vi) | with respect to tolerance violations based on the disclosed charges on the LE and CD and other applicable exceptions, confirm that the creditor cured or remediated the violations in accordance with the Structured Finance Association TRID 3.0, as may be updated from time to time.<br>|

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&nbsp;&nbsp;&nbsp;&nbsp;**3.** **Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

<br> a) the general Ability to Repay ("ATR") underwriting standards (12 C.F.R. 1026.43(c));

<br> b) refinancing of non-standard mortgages (12 C.F.R. 1026.43(d)); and

<br> c) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

#### General Ability to Repay

Selene reviewed the Non-QM mortgage loans to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Selene reviewed the Non-QM mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Selene does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Selene's review is based on information contained in the mortgage loan file at the time it is provided to Selene to review, and only reflects information as of that point in time.

&nbsp;&nbsp;&nbsp;&nbsp;**4.** **The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution.** 

Page 14 of 15

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#### APPENDIX C – VALUATION REVIEW SCOPE

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, as applicable (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the Guidelines restrictions, and (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Selene's review results in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene made a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene reviewed the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law. |

---

<br> o Selene makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Selene may have reviewed valuation information for reasonableness.

o Selene is not an 'AMC' (appraisal management company) and therefore Selene does not opine on

the actual value of the underlying property.

o Selene is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and

&nbsp;&nbsp;&nbsp;&nbsp; therefore Selene will not have any communication with or responsibility to any individual

&nbsp;&nbsp;&nbsp;&nbsp; consumer concerning property valuation.

o Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

Page 15 of 15

## Exhibit 99.4

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| xxxxxx6417 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8965 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx8751 |  | XXXX | XXXX<br> A |
| xxxxxx7406 |  | XXXX | XXXX<br> D<br> C<br> A |
| xxxxxx7401 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxxx0028 |  | XXXX | XXXX<br> A |
| xxxxxxx0030 |  | XXXX | XXXX<br> A |
| xxxxxxx0008 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0084 |  | XXXX | XXXX<br> A |
| xxxxxx7054 |  | XXXX | XXXX<br> A<br> C |
| xxxxxxx0372 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0164 |  | XXXX | XXXX<br> A |
| xxxxxx7250 |  | XXXX | XXXX<br> A<br> C |
| xxxxxxx0179 |  | XXXX | XXXX<br> A |
| xxxxxxx0436 |  | XXXX | XXXX<br> A |
| xxxxxxx0013 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx8025 |  | XXXX | XXXX<br> A |
| xxxxxx7056 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx7277 |  | XXXX | XXXX<br> A |
| xxxxxx7517 |  | XXXX | XXXX<br> A |
| xxxxxx7878 |  | XXXX | XXXX<br> A |
| xxxxxx8158 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0437 |  | XXXX | XXXX<br> A |
| xxxxxxx0353 |  | XXXX | XXXX<br> A |
| xxxxxxx0281 |  | XXXX | XXXX<br> A |
| xxxxxx7640 |  | XXXX | XXXX<br> A |
| xxxxxx8004 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxxx0226 |  | XXXX | XXXX<br> A |
| xxxxxxx0445 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0295 |  | XXXX | XXXX<br> A |
| xxxxxx7525 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx3668 |  | XXXX | XXXX<br> A |
| xxxxxx7483 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx7484 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx7740 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx8866 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0196 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8032 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9033 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx6844 |  | XXXX | XXXX<br> C<br> D<br> A<br> B |
| xxxxxx7150 |  | XXXX | XXXX<br> C<br> D<br> A<br> B |
| xxxxxx7765 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8104 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0372 |  | XXXX | XXXX<br> A<br> C |
| xxxxxxx0127 |  | XXXX | XXXX<br> A |
| xxxxxxx0341 |  | XXXX | XXXX<br> A |
| xxxxxxx0597 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0257 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8147 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx7325 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx7565 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx7944 |  | XXXX | XXXX<br> A |
| xxxxxx8118 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx8249 |  | XXXX | XXXX<br> A<br> C |
| xxxxxxx0174 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxxx0117 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx5071 |  | XXXX | XXXX<br> A |
| xxxxxx7655 |  | XXXX | XXXX<br> A |
| xxxxxx7995 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8112 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0462 |  | XXXX | XXXX<br> A<br> C |
| xxxxxxx0466 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0192 |  | XXXX | XXXX<br> A |
| xxxxxxx0600 |  | XXXX | XXXX<br> A |
| xxxxxx7654 |  | XXXX | XXXX<br> C<br> D<br> A<br> B |
| xxxxxx7842 |  | XXXX | XXXX<br> A<br> C |
| xxxxxxx0435 |  | XXXX | XXXX<br> A |
| xxxxxx7993 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx8037 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8083 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8425 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx7583 |  | XXXX | XXXX<br> A |
| xxxxxx7996 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8216 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8204 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8366 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx8367 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8368 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0428 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx7658 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx6765 |  | XXXX | XXXX<br> A |
| xxxxxx7787 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx8187 |  | XXXX | XXXX<br> A |
| xxxxxx8437 |  | XXXX | XXXX<br> A |
| xxxxxx7916 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx8041 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx8129 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx8335 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8588 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx8389 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0427 |  | XXXX | XXXX<br> A |
| xxxxxxx0428 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0439 |  | XXXX | XXXX<br> A |
| xxxxxx8028 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8259 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8415 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx8440 |  | XXXX | XXXX<br> A |
| xxxxxx7078 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx8020 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx8416 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx7528 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx7932 |  | XXXX | XXXX<br> A<br> C<br> D |
| xxxxxx8298 |  | XXXX | XXXX<br> A |
| xxxxxx8465 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8551 |  | XXXX | XXXX<br> A |
| xxxxxx8421 |  | XXXX | XXXX<br> A |
| xxxxxxx0329 |  | XXXX | XXXX<br> A |
| xxxxxxx0126 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0120 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx4084 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8214 |  | XXXX | XXXX<br> B<br> C<br> A |
| xxxxxx8299 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx4423 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0229 | xxxxxx0121 | XXXX | XXXX<br> A<br> C |
| xxxxxxx0226 | xxxxxx0158 | XXXX | XXXX<br> A |
| xxxxxxx0227 | xxxxxx0216 | XXXX | XXXX<br> A |
| xxxxxx5663 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0230 | xxxxxx0122 | XXXX | XXXX<br> A<br> C |
| xxxxxx8119 |  | XXXX | XXXX<br> D<br> C<br> A |
| xxxxxx8294 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxx8526 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8562 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8587 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8474 |  | XXXX | XXXX<br> A |
| xxxxxxx0253 | x7540 | XXXX | XXXX<br> C<br> A |
| xxxxxxx0251 | x7891 | XXXX | XXXX<br> C<br> A |
| xxxxxxx0255 | x8271 | XXXX | XXXX<br> D<br> A |
| xxxxxx7883 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx8641 |  | XXXX | XXXX<br> A |
| xxxxxx8659 |  | XXXX | XXXX<br> A |
| xxxxxx7849 |  | XXXX | XXXX<br> A |
| xxxxxx8550 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx7994 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx8336 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx4434 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0286 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8796 |  | XXXX | XXXX<br> A |
| xxxxxx8729 |  | XXXX | XXXX<br> A |
| xxxxxx4382 |  | XXXX | XXXX<br> A |
| xxxxxx4487 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx4602 |  | XXXX | XXXX<br> A |
| xxxxxx4476 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxxx0166 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx4301 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx4919 |  | XXXX | XXXX<br> A |
| xxxxxx0337 |  | XXXX | XXXX<br> A |
| xxxxxxx0342 |  | XXXX | XXXX<br> A |
| xxxxxxx0327 |  | XXXX | XXXX<br> A |
| xxxxxxx0019 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9281 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0310 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0204 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8054 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx9431 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx9577 |  | XXXX | XXXX<br> A |
| xxxxxx9657 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9561 |  | XXXX | XXXX<br> A |
| xxxxxx9872 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9361 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9909 |  | XXXX | XXXX<br> A |
| xxxxxx9993 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9824 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9571 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9865 |  | XXXX | XXXX<br> A |
| xxxxxx9895 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx0066 |  | XXXX | XXXX<br> D<br> C<br> A |
| xxxxxx9920 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx8676 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0019 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx8607 |  | XXXX | XXXX<br> A |
| xxxxxxx0006 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9750 |  | XXXX | XXXX<br> A |
| xxxxxx9753 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9885 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9543 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9683 |  | XXXX | XXXX<br> A |
| xxxxxx9959 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9726 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx8865 |  | XXXX | XXXX<br> A |
| xxxxxx9980 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0056 |  | XXXX | XXXX<br> A |
| xxxxxx8848 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9912 |  | XXXX | XXXX<br> A |
| xxxxxx0140 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx9767 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0084 |  | XXXX | XXXX<br> A |
| xxxxxx0186 |  | XXXX | XXXX<br> A |
| xxxxxx9497 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9313 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9693 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9761 |  | XXXX | XXXX<br> A |
| xxxxxx9931 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9903 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0143 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx6525 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0178 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9932 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx0071 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9974 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0070 |  | XXXX | XXXX<br> B<br> C<br> A |
| xxxxxx0221 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx0181 |  | XXXX | XXXX<br> A |
| xxxxxx9969 |  | XXXX | XXXX<br> A |
| xxxxxx9825 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9700 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx9859 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx0063 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0203 |  | XXXX | XXXX<br> A |
| xxxxxx0174 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0126 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx0022 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0024 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9884 |  | XXXX | XXXX<br> D<br> C<br> A |
| xxxxxx0163 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx9754 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0421 |  | XXXX | XXXX<br> A |
| xxxxxx9732 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9208 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0361 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9849 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9956 |  | XXXX | XXXX<br> A |
| xxxxxx0034 |  | XXXX | XXXX<br> A |
| xxxxxx9915 |  | XXXX | XXXX<br> A |
| xxxxxx0393 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9464 |  | XXXX | XXXX<br> D<br> C<br> A |
| xxxxxx9506 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9598 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx9609 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0058 |  | XXXX | XXXX<br> A |
| xxxxxx9345 |  | XXXX | XXXX<br> A |
| xxxxxx0128 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0152 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0038 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0000 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx9847 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9948 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx9703 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0218 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9603 |  | XXXX | XXXX<br> A |
| xxxxxx9169 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9841 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0378 |  | XXXX | XXXX<br> A |
| xxxxxx0197 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9976 |  | XXXX | XXXX<br> A |
| xxxxxx0505 |  | XXXX | XXXX<br> A |
| xxxxxx0584 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx0153 |  | XXXX | XXXX<br> A |
| xxxxxx0073 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx9810 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx9133 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx0408 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx0138 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9853 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx0266 |  | XXXX | XXXX<br> A |
| xxxxxx0654 |  | XXXX | XXXX<br> A |
| xxxxxx0458 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx0281 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0166 |  | XXXX | XXXX<br> A |
| xxxxxx9837 |  | XXXX | XXXX<br> A |
| xxxxxx0120 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0247 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9917 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9372 |  | XXXX | XXXX<br> C<br> D<br> B<br> A |
| xxxxxx0415 |  | XXXX | XXXX<br> A |
| xxxxxx0165 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx9945 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0558 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9883 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0753 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0214 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0464 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx9785 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0301 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0303 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0374 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9891 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0279 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxx0437 |  | XXXX | XXXX<br> A |
| xxxxxx0485 |  | XXXX | XXXX<br> A |
| xxxxxx0724 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0799 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0875 |  | XXXX | XXXX<br> A |
| xxxxxx9854 |  | XXXX | XXXX<br> A |
| xxxxxx0751 |  | XXXX | XXXX<br> A |
| xxxxxx0771 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0284 |  | XXXX | XXXX<br> D<br> C<br> A |
| xxxxxx0734 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0466 |  | XXXX | XXXX<br> A |
| xxxxxx9640 |  | XXXX | XXXX<br> A |
| xxxxxx0583 |  | XXXX | XXXX<br> A |
| xxxxxx0570 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0047 |  | XXXX | XXXX<br> A |
| xxxxxx0741 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0837 |  | XXXX | XXXX<br> A |
| xxxxxx0467 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx0731 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx0609 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx0598 |  | XXXX | XXXX<br> A |
| xxxxxx0370 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx0918 |  | XXXX | XXXX<br> B<br> C<br> A |
| xxxxxx0762 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0460 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0597 |  | XXXX | XXXX<br> D<br> C<br> A<br> B |
| xxxxxx0692 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx1109 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx0889 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0910 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0868 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8453 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx0546 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0659 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0555 |  | XXXX | XXXX<br> A |
| xxxxxx1112 |  | XXXX | XXXX<br> D<br> C<br> A<br> B |
| xxxxxx0418 |  | XXXX | XXXX<br> A |
| xxxxxx0714 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0636 |  | XXXX | XXXX<br> A |
| xxxxxx0989 |  | XXXX | XXXX<br> A |
| xxxxxx0419 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx0486 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx1192 |  | XXXX | XXXX<br> A |
| xxxxxx1091 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx1356 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx0877 |  | XXXX | XXXX<br> A |
| xxxxxx1108 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx1095 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx1167 |  | XXXX | XXXX<br> A |
| xxxxxx0006 |  | XXXX | XXXX<br> A |
| xxxxxx0098 |  | XXXX | XXXX<br> A |

---

## Exhibit 99.4

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | xxxxxx6417 |  |  | Closed | 2022-04-04 16:32 | 2022-04-04 20:48 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Rate lock date entered. Finding is resolved. - Due Diligence Vendor-04/04/2022<br>Ready for Review-Document Uploaded. - Seller-04/04/2022<br>Open- - Due Diligence Vendor-03/23/2022 | Ready for Review-Document Uploaded. - Seller-04/04/2022<br>| Resolved-Rate lock date entered. Finding is resolved. - Due Diligence Vendor-04/04/2022<br>| ratelockconfirmation (12).pdf |  |  | GA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx8965 |  |  | Closed | 2022-04-13 23:06 | 2022-04-14 16:14 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved- - Due Diligence Vendor-04/14/2022<br>Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-04/13/2022<br>Open-Please reply to acknowledge that this loan is a high-priced transaction. - Due Diligence Vendor-03/31/2022<br>Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-03/30/2022 | Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-04/13/2022<br>|  |  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8965 |  |  | Closed | 2022-04-13 23:07 | 2022-04-14 16:14 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved- - Due Diligence Vendor-04/14/2022<br> Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-04/13/2022<br> Open-Please reply to acknowledge that this loan is a high-priced transaction. - Due Diligence Vendor-03/31/2022<br> Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-03/30/2022 | Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-04/13/2022<br>|  |  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7406 |  |  | Closed | 2022-04-07 19:57 | 2022-04-08 12:59 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | TRID Initial Closing Disclosure Date and Date Creditor Received Application Validation Test | XXXX | Ready for Review-Document Uploaded. initial 1003 is dated 2/XX/2022-see attached - Seller-04/07/2022<br>| Resolved-corrected points and fees, re-ran CE. Finding was resolved. - Due Diligence Vendor-04/08/2022<br>| INITIAL 1003 - ALL PAGES (6).pdf |  |  | MI | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7406 |  |  | Closed | 2022-04-07 19:55 | 2022-04-07 20:06 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing operating income statement form 216 | Resolved-Per client - 216 form only applies to units. Subject property is SFR - Due Diligence Vendor-04/07/2022<br>Ready for Review-216 form only applies to units. Subject property is SFR - Seller-04/07/2022<br>Open-Please provide documentation to justify 20% expense ratio of the business. - Due Diligence Vendor-04/01/2022 | Ready for Review-216 form only applies to units. Subject property is SFR - Seller-04/07/2022<br>| Resolved-Per client - 216 form only applies to units. Subject property is SFR - Due Diligence Vendor-04/07/2022<br>|  |  |  | MI | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7401 |  |  | Closed | 2022-04-22 21:15 | 2022-04-25 17:33 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. - Seller-04/22/2022<br>| Resolved-Client provided property insurance document uploaded resolved - Due Diligence Vendor-04/25/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7401 |  |  | Closed | 2022-04-22 21:20 | 2022-04-25 16:02 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-04/25/2022<br>Ready for Review-Document Uploaded. see attached - Seller-04/22/2022<br>Open-Declarations section 5A is not completed correctly - Due Diligence Vendor-04/04/2022 | Ready for Review-Document Uploaded. see attached - Seller-04/22/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-04/25/2022<br>| _1003_19_pdf (65).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7401 |  |  | Closed | 2022-04-22 21:10 | 2022-04-25 15:26 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved- - Due Diligence Vendor-04/25/2022<br>Ready for Review-Document Uploaded. - Seller-04/22/2022<br>Open-Please provide certified Final HUD-1/ Settlement statement - Due Diligence Vendor-04/04/2022 | Ready for Review-Document Uploaded. - Seller-04/22/2022<br>|  | FINAL HUD-1 SIGNED (187).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7401 |  |  | Closed | 2022-04-22 21:12 | 2022-04-25 13:03 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Client provided Hazard insurance - Due Diligence Vendor-04/25/2022<br>Ready for Review-Document Uploaded. - Seller-04/22/2022<br>Open-hazard not showing rent loss coverage amount - Due Diligence Vendor-04/04/2022 | Ready for Review-Document Uploaded. - Seller-04/22/2022<br>| Resolved-Client provided Hazard insurance - Due Diligence Vendor-04/25/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0008 |  |  | Closed | 2022-04-18 16:42 | 2022-05-23 17:18 | Resolved | 1 - Information<br> C<br> A | Credit | Data | Subject Transaction Occupancy is Investment but one or more of the Borrowers Intends to Occupy as a Primary Residence | XXXX | XXXX<br>| Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-04/19/2022<br>Resolved-Updated 1003 screen - Due Diligence Vendor-04/19/2022<br>| MISC_(18).pdf |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxxx0008 |  |  | Closed | 2022-04-17 15:27 | 2022-05-23 17:18 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-04/19/2022<br>Resolved-Initial 1003 was entered. - Due Diligence Vendor-04/18/2022<br>Ready for Review-Document Uploaded. - Seller-04/17/2022<br>Open-The Initial 1003 is Missing Please provide initial 1003 - Due Diligence Vendor-04/13/2022 | Ready for Review-Document Uploaded. - Seller-04/17/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-04/19/2022<br>Resolved-Initial 1003 was entered. - Due Diligence Vendor-04/18/2022<br>| MISC_(5).pdf |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxxx0008 |  |  | Closed | 2022-04-21 21:28 | 2022-04-21 22:37 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX<br>| Resolved-DTI front and back end are in line. - Due Diligence Vendor-04/21/2022<br>| XXXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxxx0008 |  |  | Closed | 2022-04-18 15:49 | 2022-04-18 16:37 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | XXXX | XXXX<br>| Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable Closing CD for other prop received - data entered - resolved - Due Diligence Vendor-04/18/2022<br>| XXXX |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxxx0008 |  |  | Closed | 2022-04-15 20:29 | 2022-04-18 16:37 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 2 Expired | Resolved-Asset 2 Not Expired Or Not Applicable - Due Diligence Vendor-04/18/2022<br>Rescinded-Asset 2 Expired - Due Diligence Vendor-04/15/2022 |  | Resolved-Asset 2 Not Expired Or Not Applicable - Due Diligence Vendor-04/18/2022<br>Rescinded-Asset 2 Expired - Due Diligence Vendor-04/15/2022<br>|  |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxxx0008 |  |  | Closed | 2022-04-17 15:10 | 2022-04-18 16:12 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Lender income calc received - data updated - resolved - Due Diligence Vendor-04/18/2022<br>Ready for Review-Document Uploaded. - Seller-04/17/2022<br>Open-Please provide income calculation page. Thank you. - Due Diligence Vendor-04/15/2022 | Ready for Review-Document Uploaded. - Seller-04/17/2022<br>| Resolved-Lender income calc received - data updated - resolved - Due Diligence Vendor-04/18/2022<br>| MISC_(4).pdf |  |  | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7054 |  |  | Closed | 2022-04-21 23:01 | 2022-04-22 18:00 | Resolved | 1 - Information<br> C<br> A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-coc was entered, CE re-ran . Finding is resolved. - Due Diligence Vendor-04/22/2022<br> Ready for Review-Document Uploaded. - Seller-04/21/2022<br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/15/2022<br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. This loan failed the charges that cannot test due to an increase in Origination Fee in the amount of $XXXX.XX without a valid Change of Circumstance Form on CD 3/XX/2022. Please provide COC, or tolerance refund check in the amount of $XXXX.XX, CD, LOE, and proof of delivery. - Due Diligence Vendor-04/15/2022 | Ready for Review-Document Uploaded. - Seller-04/21/2022<br>| Resolved-coc was entered, CE re-ran . Finding is resolved. - Due Diligence Vendor-04/22/2022<br>| changeofcircumstancesnew (16).pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7054 |  |  | Closed | 2022-04-21 23:01 | 2022-04-22 18:00 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-coc was entered, CE re-ran . Finding is resolved. - Due Diligence Vendor-04/22/2022<br> Ready for Review-Document Uploaded. - Seller-04/21/2022<br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/15/2022<br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. This loan failed the charges that cannot test due to an increase in Origination Fee in the amount of $1432.50 without a valid Change of Circumstance Form on CD 3/XX/2022. Please provide COC, or tolerance refund check in the amount of $XXXX.XX, CD, LOE, and proof of delivery. - Due Diligence Vendor-04/15/2022 | Ready for Review-Document Uploaded. - Seller-04/21/2022<br>| Resolved-coc was entered, CE re-ran . Finding is resolved. - Due Diligence Vendor-04/22/2022<br>| changeofcircumstancesnew (16).pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7054 |  |  | Closed | 2022-04-21 23:01 | 2022-04-22 18:00 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-coc was entered, CE re-ran . Finding is resolved. - Due Diligence Vendor-04/22/2022<br> Ready for Review-Document Uploaded. - Seller-04/21/2022<br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X,XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-04/15/2022<br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $X,XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). This loan failed the charges that cannot test due to an increase in Origination Fee in the amount of $XXXX.XX without a valid Change of Circumstance Form on CD 3/XX/2022. Please provide COC, or tolerance refund check in the amount of $XXXX.XX, CD, LOE, and proof of delivery. - Due Diligence Vendor-04/15/2022 | Ready for Review-Document Uploaded. - Seller-04/21/2022<br>| Resolved-coc was entered, CE re-ran . Finding is resolved. - Due Diligence Vendor-04/22/2022<br>| changeofcircumstancesnew (16).pdf |  |  | GA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxxx0372 |  |  | Closed | 2022-04-19 23:42 | 2022-04-23 17:25 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-1008 uploaded - Due Diligence Vendor-04/23/2022<br>Resolved-The Final 1003 is Present - Due Diligence Vendor-04/20/2022<br>Ready for Review-Document Uploaded. - Seller-04/19/2022<br>Open-The Final 1003 is Missing - Due Diligence Vendor-04/15/2022 | Ready for Review-Document Uploaded. - Seller-04/19/2022<br>| Resolved-1008 uploaded - Due Diligence Vendor-04/23/2022<br>Resolved-The Final 1003 is Present - Due Diligence Vendor-04/20/2022<br>| Final 1003 Adkins.pdf |  |  | UT | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7250 |  |  | Closed | 2022-04-21 21:56 | 2022-04-22 17:22 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | XXXX | Ready for Review-NON QM Programs allow HPML with impounds for taxes and insurance - Seller-04/21/2022<br>|  |  |  |  | GA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0013 |  |  | Closed | 2022-04-22 17:38 | 2022-04-22 21:18 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | XXXX | XXXX<br>| XXXX<br>|  |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7056 |  |  | Closed | 2022-05-02 19:19 | 2022-05-03 14:56 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing HUD-1 Closing Statement | Resolved-Client provided final HUD document uploaded resolved - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-HUD 1 is missing in loan package please provide - Due Diligence Vendor-04/21/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Client provided final HUD document uploaded resolved - Due Diligence Vendor-05/03/2022<br>| FINAL HUD-1 SIGNED (201).pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7056 |  |  | Closed | 2022-05-02 19:21 | 2022-05-03 12:16 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Client provided Hazard insurance policy declaration page. - Due Diligence Vendor-05/03/2022<br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-Missing Hazard Insurance Policy Hazard Insurance document is missing while doing review. please provide. - Due Diligence Vendor-04/20/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Client provided Hazard insurance policy declaration page. - Due Diligence Vendor-05/03/2022<br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/03/2022<br>| HAZARD INSURANCE (25).pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8158 |  |  | Closed | 2022-05-02 18:52 | 2022-05-03 13:05 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | Resolved-DTI's are within 2% - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-Lender Loan Information page is missing in Final 1003. Due to which DTI discrepancy is coming. - Due Diligence Vendor-04/20/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-DTI's are within 2% - Due Diligence Vendor-05/03/2022<br>| _1003_19_lenderloaninformation_pdf.pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8158 |  |  | Closed | 2022-05-02 18:52 | 2022-05-03 12:24 | Resolved | 1 - Information<br> C<br> A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-Client provided Lending Information on the Final 1003 - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-On Final 1003 Lender Loan Information page is missing in file. Please Provide - Due Diligence Vendor-04/20/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Client provided Lending Information on the Final 1003 - Due Diligence Vendor-05/03/2022<br>| _1003_19_lenderloaninformation_pdf.pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8004 |  |  | Closed | 2022-05-02 18:36 | 2023-01-19 21:08 | Waived | 2 - Non-Material<br> C<br> B | Credit | Closing | Gap Credit Report Within 10 Days of Closing is Expired | Waived-Lender exception for Gap credit report > 10 days of transaction date - Due Diligence Vendor-01/19/2023<br> Waived- - Due Diligence Vendor-05/20/2022<br> Resolved-Lender exception for Gap credit report > 10 days of transaction date - Due Diligence Vendor-05/02/2022<br> Ready for Review-Document Uploaded. - Seller-05/02/2022<br> Open-Gap Credit Report Date of 03-XX-2022 is greater than 10 days from Transaction Date of 04-XX-2022 and Gap Report Doc Status is Present - Due Diligence Vendor-04/20/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Waived-Lender exception for Gap credit report > 10 days of transaction date - Due Diligence Vendor-01/19/2023<br>Resolved-Lender exception for Gap credit report > 10 days of transaction date - Due Diligence Vendor-05/02/2022<br>| custom.pdf |  | Good assets (XX months calculated), Purchase of Primary Residence. | SC | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx8004 |  |  | Closed | 2022-05-06 17:30 | 2022-05-09 18:11 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | XXXX | XXXX<br>| XXXX<br>| FRAUD REPORT (1).pdf |  |  | SC | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8004 |  |  | Closed | 2022-05-02 20:21 | 2022-05-03 19:36 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- Reviewed entire loan and reset TRID Disclosure and added COC dates. Finding resolved. - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/21/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved- Reviewed entire loan and reset TRID Disclosure and added COC dates. Finding resolved. - Due Diligence Vendor-05/03/2022<br>| XXXX |  |  | SC | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8004 |  |  | Closed | 2022-05-02 20:21 | 2022-05-03 19:36 | Resolved | 1 - Information<br> C<br> A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- Reviewed entire loan and reset TRID Disclosure and added COC dates. Finding resolved. - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/21/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved- Reviewed entire loan and reset TRID Disclosure and added COC dates. Finding resolved. - Due Diligence Vendor-05/03/2022<br>| XXXX |  |  | SC | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8004 |  |  | Closed | 2022-05-02 20:21 | 2022-05-03 19:36 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Charges That Cannot Increase Test | Resolved- Reviewed entire loan and reset TRID Disclosure and added COC dates. Finding resolved. - Due Diligence Vendor-05/03/2022<br> Ready for Review-Document Uploaded. - Seller-05/02/2022<br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Please provide COC for changes and appraisal fee $XX.XX and taxes .XX or a PCCD if available - Due Diligence Vendor-04/21/2022<br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-04/21/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved- Reviewed entire loan and reset TRID Disclosure and added COC dates. Finding resolved. - Due Diligence Vendor-05/03/2022<br>| XXXX |  |  | SC | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8004 |  |  | Closed | 2022-05-02 18:27 | 2022-05-03 18:35 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | XXXX | Ready for Review-NON QM Programs allow HPML with impounds for taxes and insurance - Seller-05/02/2022<br>| Resolved- NON QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/03/2022<br>|  |  |  | SC | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8004 |  |  | Closed | 2022-05-02 18:29 | 2022-05-02 20:53 | Resolved | 1 - Information<br> C<br> A | Credit | Title | Property Title Issue | XXXX | Ready for Review-That is the sellers lien, does not effect our borrower - Seller-05/02/2022<br>| Resolved-Property Title Issue Resolved - Due Diligence Vendor-05/02/2022<br>Resolved-Sellers lien, does not effect our borrower. - Due Diligence Vendor-05/02/2022<br>|  |  |  | SC | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8004 |  |  | Closed | 2022-05-02 20:49 | 2022-05-02 20:49 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing underwriting exception form | Resolved-Lender exception for Gap credit report > 10 days of transaction date - Due Diligence Vendor-05/02/2022 |  | Resolved-Lender exception for Gap credit report > 10 days of transaction date - Due Diligence Vendor-05/02/2022<br>|  |  |  | SC | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0445 |  |  | Closed | 2022-04-27 18:32 | 2022-04-27 20:17 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-04/27/2022<br>Resolved-Gap Credit Report uploaded. Credit Liabilities screen updated. Finding resolved. - Due Diligence Vendor-04/27/2022<br>Ready for Review-Document Uploaded. - Seller-04/27/2022<br>Open-Gap Credit Report is Missing Gap Credit Report Document is Missing - Due Diligence Vendor-04/21/2022 | Ready for Review-Document Uploaded. - Seller-04/27/2022<br>| Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-04/27/2022<br>Resolved-Gap Credit Report uploaded. Credit Liabilities screen updated. Finding resolved. - Due Diligence Vendor-04/27/2022<br>| XXXX |  |  | AZ | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7525 |  |  | Closed | 2022-05-03 15:54 | 2022-05-04 12:25 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Per client - This is a purchase, taxes are based on the tax rt from the tax cert of X.XXX% x purchase price divided by XX - Due Diligence Vendor-05/04/2022<br> Ready for Review-This is a purchase, taxes are based on the tax rt from the tax cert of X.XXX% x purchase price divided by XX - Seller-05/03/2022<br> Counter-Please provide calculation for taxes. Based on the tax certificate on file page 238 taxes are X,XXX.XX. Thank you - Due Diligence Vendor-05/03/2022<br> Ready for Review-Document Uploaded. - Seller-05/02/2022<br> Open-DSCR of 1.09 Does Not Match Our Data 1.08. Please Provide DSCR Worksheet - Due Diligence Vendor-04/22/2022 | Ready for Review-This is a purchase, taxes are based on the tax rt from the tax cert of X.XXX% x purchase price divided by XX - Seller-05/03/2022<br> Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Per client - This is a purchase, taxes are based on the tax rt from the tax cert of X.XXX% x purchase price divided by XX - Due Diligence Vendor-05/04/2022<br>| transmittal_19_pdf (58).pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7483 |  |  | Closed | 2022-05-02 19:39 | 2022-05-03 12:34 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Missing proof of hazard insurance | Resolved-HO6 policy provided by the client. - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-Please provide hazard insurance - Due Diligence Vendor-05/02/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-HO6 policy provided by the client. - Due Diligence Vendor-05/03/2022<br>| HO-6 INSURANCE (1).pdf |  |  | IL | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7483 |  |  | Closed | 2022-05-02 18:01 | 2022-05-02 19:05 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Client provided 1008 document uploaded resolved - Due Diligence Vendor-05/02/2022<br> Ready for Review-Document Uploaded. - Seller-05/02/2022<br> Open-As per Documents DSCR calculation value is X.XX but as per note document P&I amount is $XXX.XX, and in final 1003 P&I amount is $XXX.XX due to that reason there is a variation in DSCR ratio. Please verify the Note and 1003 documents and provide me the updated documents. thank you. - Due Diligence Vendor-04/25/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Client provided 1008 document uploaded resolved - Due Diligence Vendor-05/02/2022<br>| transmittal_19_pdf (56).pdf |  |  | IL | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7484 |  |  | Closed | 2022-05-02 18:43 | 2023-01-19 21:24 | Waived | 2 - Non-Material<br> C<br> B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | XXXX | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Waived-Lender exception for Loan amount < $150k<br> - Due Diligence Vendor-01/19/2023<br>Resolved-Lender exception for Loan amount < $150k - Due Diligence Vendor-05/02/2022<br>| XXXX |  | History of managing investment properties, X.XX DSCR | IL | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | Originator Post-Close | Yes |
| XXXX | xxxxxx7484 |  |  | Closed | 2022-05-02 18:08 | 2022-05-03 13:12 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-Client provided updated 1008 that combine with the lease 1.29 possible 1. difference. - Due Diligence Vendor-05/03/2022<br> Ready for Review-Document Uploaded. - Seller-05/02/2022<br> Open-Please provide updated final 1008 as details (Loan amount, DSCR ratio, PITIA) are not matching<br> tape data reflect dscr of X.XX, 1008 states it should have a DSCR of X.XX please send updated 1008/ lease etc that will reflect the proper DSCR totals. - Due Diligence Vendor-04/22/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Client provided updated 1008 that combine with the lease X.XX possible 1. difference. - Due Diligence Vendor-05/03/2022<br>| transmittal_19_pdf (57).pdf |  |  | IL | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7484 |  |  | Closed | 2022-05-02 18:09 | 2022-05-03 12:37 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Master Policy Expiration Date is Prior To the Transaction Date | XXXX | Ready for Review-Document Uploaded. Expiration date is 3-XX-2023 - Seller-05/02/2022<br>| Resolved-Master Policy Expiration Date of 03-XX-2023 is Equal to or After the Transaction Date of 04-XX-2022 Or Master Policy Expiration Date Is Not Provided Client provided updated Master Policy - Due Diligence Vendor-05/03/2022<br>| MASTER HOA INSURANCE (6).pdf |  |  | IL | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7484 |  |  | Closed | 2022-05-02 20:47 | 2022-05-02 20:47 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing underwriting exception form | Resolved-Lender exception for Loan amount < $150k - Due Diligence Vendor-05/02/2022 |  | Resolved-Lender exception for Loan amount < $150k - Due Diligence Vendor-05/02/2022<br>|  |  |  | IL | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7740 |  |  | Closed | 2022-05-02 18:16 | 2022-05-02 20:49 | Resolved | 1 - Information<br> C<br> A | Compliance | Compliance | Missing page of HUD | Resolved-Fees entered. Finding is resolved. - Due Diligence Vendor-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-HUD -1 Document is missing in File. Please Provide - Due Diligence Vendor-04/22/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Fees entered. Finding is resolved. - Due Diligence Vendor-05/02/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8866 |  |  | Closed | 2022-04-26 17:14 | 2022-04-26 20:15 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing HUD-1 Closing Statement | Resolved- - Due Diligence Vendor-04/26/2022<br>Ready for Review-Document Uploaded. - Seller-04/26/2022<br>Open-HUD 1 is missing in loan package please provide - Due Diligence Vendor-04/22/2022 | Ready for Review-Document Uploaded. - Seller-04/26/2022<br>|  | FINAL HUD-1 SIGNED (190).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxxx0196 |  |  | Closed | 2022-04-27 20:28 | 2022-05-02 12:26 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | XXXX | XXXX<br>| Resolved-Asset Record 3 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-05/02/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8032 |  |  | Closed | 2022-05-02 18:45 | 2022-05-03 15:42 | Resolved | 1 - Information<br> C<br> A | Compliance | Compliance | Missing page of HUD | Resolved-Client provided final HUD - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-Please provided final HUD stamped - Due Diligence Vendor-04/26/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Client provided final HUD - Due Diligence Vendor-05/03/2022<br>| FINAL HUD-1 SIGNED (200).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8032 |  |  | Closed | 2022-05-02 18:47 | 2022-05-02 20:45 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Hazard insurance must be in effect on or before disbursement date. Final HUD uploaded confirms disbursement date - Seller-05/02/2022<br>| Resolved-Disbursement date 4/XX/22 - Due Diligence Vendor-05/02/2022<br>|  |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9033 |  |  | Closed | 2022-05-04 16:46 | 2022-05-04 19:50 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Appraisal deficiency. | Resolved-revised appraisal received - Due Diligence Vendor-05/04/2022<br>Ready for Review-Document Uploaded. - Seller-05/04/2022<br>Open-Appraisal missing rental comp photos. Appraisal does not analyze the sales contract or sales price. - Due Diligence Vendor-04/25/2022 | Ready for Review-Document Uploaded. - Seller-05/04/2022<br>| Resolved-revised appraisal received - Due Diligence Vendor-05/04/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9033 |  |  | Closed | 2022-05-02 20:53 | 2022-05-03 15:02 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved- - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-please provide copy of stamped final copy of HUD-1 or settlement statement - Due Diligence Vendor-04/25/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>|  | FINAL HUD-1 SIGNED (204).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx6844 |  |  | Closed | 2022-05-02 17:33 | 2023-01-19 21:10 | Waived | 2 - Non-Material<br> C<br> B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | XXXX | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Waived-Exception on file for loan being less than XXXk.<br> - Due Diligence Vendor-01/19/2023<br> Resolved-Exception on file for loan being less than XXXk. - Due Diligence Vendor-05/02/2022<br>| XXXX |  | XX Months Reserves and XXX FICO | CA | Investment | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx6844 |  |  | Closed | 2022-05-03 21:51 | 2022-05-04 00:26 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 4 Expired | Resolved-Asset 4 Not Expired Or Not Applicable - Due Diligence Vendor-05/04/2022<br>Ready for Review-Retirement account not used as funds to close - Seller-05/03/2022<br>Open-Asset 4 Expired - Due Diligence Vendor-04/26/2022 | Ready for Review-Retirement account not used as funds to close - Seller-05/03/2022<br>| Resolved-Asset 4 Not Expired Or Not Applicable - Due Diligence Vendor-05/04/2022<br>|  |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx6844 |  |  | Closed | 2022-05-02 17:23 | 2022-05-02 18:03 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Master Policy Effective Date is After the Transaction Date | XXXX | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Master Policy Effective Date of 05-XX-2021 is Prior To or Equal To the Transaction Date of 04-XX-2022 Or Master Policy Effective Date Is Not Provided - Due Diligence Vendor-05/02/2022<br> Resolved-Made update to the insurance tab - Due Diligence Vendor-05/02/2022<br>| MASTER HOA INSURANCE (5).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx6844 |  |  | Closed | 2022-05-02 17:20 | 2022-05-02 17:59 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-fees entered. Finding is resolved - Due Diligence Vendor-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-Please provide stamped final copy of HUD-1/Settlement statement - Due Diligence Vendor-04/26/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-fees entered. Finding is resolved - Due Diligence Vendor-05/02/2022<br>| FINAL HUD-1 SIGNED (195).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7150 |  |  | Closed | 2022-05-02 17:39 | 2023-01-19 21:11 | Waived | 2 - Non-Material<br> C<br> B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | XXXX | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| XXXX<br>| XXXX |  | XX.XX% LTV, XX months of reserves. | CA | Investment | Refinance | Cash Out - Other | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx7150 |  |  | Closed | 2022-05-02 18:34 | 2022-05-02 18:34 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7150 |  |  | Closed | 2022-05-02 17:30 | 2022-05-02 18:14 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-fees entered. Finding is resolved. - Due Diligence Vendor-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-Please provide Final Hud-1 - Due Diligence Vendor-04/26/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-fees entered. Finding is resolved. - Due Diligence Vendor-05/02/2022<br>| FINAL HUD-1 SIGNED (196).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7765 |  |  | Closed | 2022-05-02 19:30 | 2022-05-02 19:33 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 received. - Due Diligence Vendor-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-04/26/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Final HUD-1 received. - Due Diligence Vendor-05/02/2022<br>| FINAL HUD-1 SIGNED (197).pdf<br>FINAL HUD-1 SIGNED (202).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8104 |  |  | Closed | 2022-05-02 17:45 | 2022-05-02 19:23 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 received. - Due Diligence Vendor-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-Please provide stamped certified copy of final HUD-1/Settlement statement - Due Diligence Vendor-04/26/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Final HUD-1 received. - Due Diligence Vendor-05/02/2022<br>| FINAL HUD-1 SIGNED (198).pdf |  |  | NV | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0372 |  |  | Closed | 2022-04-28 14:32 | 2022-04-29 14:11 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | XXXX | XXXX<br>| Resolved-Lender Acknowledge; Resolved - Due Diligence Vendor-04/29/2022<br>|  |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0597 |  |  | Closed | 2022-04-26 21:00 | 2022-04-27 16:51 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-Document updated - Due Diligence Vendor-04/27/2022<br>Ready for Review-Document Uploaded. - Seller-04/26/2022<br>Open-1008 and underwriting certificate indicate Refinance cash out. Final CD support Refinance term. Please provide updated 1008. Thank you. - Due Diligence Vendor-04/26/2022 | Ready for Review-Document Uploaded. - Seller-04/26/2022<br>| Resolved-Document updated - Due Diligence Vendor-04/27/2022<br>| MISC_(52).pdf<br>APPROVAL CERTIFICATE_(1).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxxx0257 |  |  | Closed | 2022-04-27 19:04 | 2022-04-28 14:07 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-This file is Pre-TRID, Final HUD has been uploaded, Finding is resolved. - Due Diligence Vendor-04/28/2022<br>Ready for Review-Document Uploaded. - Seller-04/27/2022<br>Ready for Review-Per Randy- Loan is DSCR not required - Seller-04/27/2022<br>Open-TRID: Missing Final Closing Disclosure Final Closing Disclosure Missing Please Provide The Document - Due Diligence Vendor-04/26/2022 | Ready for Review-Document Uploaded. - Seller-04/27/2022<br>Ready for Review-Per Randy- Loan is DSCR not required - Seller-04/27/2022<br>| Resolved-This file is Pre-TRID, Final HUD has been uploaded, Finding is resolved. - Due Diligence Vendor-04/28/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8147 |  |  | Closed | 2022-05-02 21:35 | 2022-05-03 12:39 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Corrected taxes and missing HOA, DSCR now at 1.19. - Due Diligence Vendor-05/03/2022<br> Ready for Review-Document Uploaded. - Seller-05/02/2022<br> Open-Based on final 1008 and DSCR that I am getting is at X.XX DSCR. However tape data shows it to be X.XX. Please advise Thank you - Due Diligence Vendor-04/27/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Corrected taxes and missing HOA, DSCR now at X.XX. - Due Diligence Vendor-05/03/2022<br>| transmittal_19_pdf (59).pdf |  |  | TN | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7325 |  |  | Closed | 2022-04-29 20:23 | 2022-05-02 14:13 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-05/02/2022<br> Ready for Review-Document Uploaded. - Seller-04/29/2022<br> Open-1008 Document is Missing For the 1008 and 1003 states limited cash out. However borrower is paying XXk at closing. Please update the 1008 as no cash out as well as the final 1003. Thank you - Due Diligence Vendor-04/28/2022 | Ready for Review-Document Uploaded. - Seller-04/29/2022<br>| Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-05/02/2022<br>| transmittal_19_pdf (55).pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7565 |  |  | Closed | 2022-04-29 19:59 | 2022-04-29 20:10 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved- - Due Diligence Vendor-04/29/2022<br>Ready for Review-Document Uploaded. - Seller-04/29/2022<br>Open-Hud-1 Missing. Please provide. - Due Diligence Vendor-04/28/2022 | Ready for Review-Document Uploaded. - Seller-04/29/2022<br>|  | FINAL HUD-1 SIGNED (193).pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8118 |  |  | Closed | 2022-04-29 20:20 | 2022-05-02 15:42 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-NON QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/02/2022<br> Ready for Review-NON QM Programs allow HPML with impounds for taxes and insurance - Seller-04/29/2022<br> Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. CA AB 260 HIGHER-PRICED MORTGAGE LOAN TEST This Nan-QM Loan - Due Diligence Vendor-04/28/2022<br> Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-04/28/2022 | Ready for Review-NON QM Programs allow HPML with impounds for taxes and insurance - Seller-04/29/2022<br>| Resolved-NON QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/02/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8118 |  |  | Closed | 2022-04-29 20:21 | 2022-05-02 15:42 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-NON QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/02/2022<br>Ready for Review-NON QM Programs allow HPML with impounds for taxes and insurance - Seller-04/29/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction Open - Due Diligence Vendor-04/28/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-04/28/2022 | Ready for Review-NON QM Programs allow HPML with impounds for taxes and insurance - Seller-04/29/2022<br>| Resolved-NON QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/02/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8249 |  |  | Closed | 2022-04-29 20:20 | 2022-05-02 15:43 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-NON QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/02/2022<br>Ready for Review-NON QM Programs allow HPML with impounds for taxes and insurance - Seller-04/29/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-04/28/2022 | Ready for Review-NON QM Programs allow HPML with impounds for taxes and insurance - Seller-04/29/2022<br>| Resolved-NON QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/02/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8249 |  |  | Closed | 2022-04-29 20:20 | 2022-05-02 15:43 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-NON QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/02/2022<br>Ready for Review-NON QM Programs allow HPML with impounds for taxes and insurance - Seller-04/29/2022<br>Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-04/28/2022 | Ready for Review-NON QM Programs allow HPML with impounds for taxes and insurance - Seller-04/29/2022<br>| Resolved-NON QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/02/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0174 |  |  | Closed | 2022-05-03 18:18 | 2022-05-06 16:03 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved- - Due Diligence Vendor-05/06/2022<br>Rescinded-CPA letter in file, rescinded finding - Due Diligence Vendor-05/06/2022<br>Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-05/03/2022<br>Resolved-Borrower 1 CPA provided. Employment Income screen updated. Finding resolved. - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/03/2022<br>Open-Borrower 1 CPA Letter Missing - Due Diligence Vendor-04/28/2022 | Ready for Review-Document Uploaded. - Seller-05/03/2022<br>| Resolved- - Due Diligence Vendor-05/06/2022<br>Rescinded-CPA letter in file, rescinded finding - Due Diligence Vendor-05/06/2022<br>Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-05/03/2022<br>Resolved-Borrower 1 CPA provided. Employment Income screen updated. Finding resolved. - Due Diligence Vendor-05/03/2022<br>| MISC_(68).pdf<br>VOE - WRITTEN VERIFICATION OF EMPLOYMENT_.pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0174 |  |  | Closed | 2022-05-03 18:32 | 2022-05-06 16:00 | Waived | 2 - Non-Material<br> C<br> B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived- - Due Diligence Vendor-05/06/2022<br> Resolved-Uploaded 1008 provided reflects the correct DTI and Proposed Monthly Payments. Exception provide for DTI exceeding guidelines DTI of 50%. 1008 screen updated. Finding resolved. - Due Diligence Vendor-05/03/2022<br> Ready for Review-Document Uploaded. - Seller-05/03/2022<br> Open-Audited DTI of XX.X% exceeds Guideline DTI of 50% - Due Diligence Vendor-04/28/2022 | Ready for Review-Document Uploaded. - Seller-05/03/2022<br>| Resolved-Uploaded 1008 provided reflects the correct DTI and Proposed Monthly Payments. Exception provide for DTI exceeding guidelines DTI of 50%. 1008 screen updated. Finding resolved. - Due Diligence Vendor-05/03/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0174 |  |  | Closed | 2022-05-03 19:44 | 2022-05-03 19:44 | Waived | 2 - Non-Material<br> B | Credit | Credit | DTI discrepancy or failure. | Waived-Exception provided per finding.<br> DTI>50%<br> These exceptions were made due to the following compensating factors:<br> - Residual Income>$XXXX<br> - X yrs + employment - Due Diligence Vendor-05/03/2022 |  | Waived-Exception provided per finding.<br> DTI>50%<br> These exceptions were made due to the following compensating factors:<br> - Residual Income>$XXXX<br> - X yrs + employment - Due Diligence Vendor-05/03/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0174 |  |  | Closed | 2022-05-03 18:16 | 2022-05-03 19:38 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Assets not properly documented/insufficient | Resolved-Bank Statements provided support Assets listed on the Final 1003. Asset screen updated. Finding resolved. - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/03/2022<br>Open-Documentation provided does not reflect assets from the 1003. Please provide evidence of assets. - Due Diligence Vendor-05/02/2022 | Ready for Review-Document Uploaded. - Seller-05/03/2022<br>| Resolved-Bank Statements provided support Assets listed on the Final 1003. Asset screen updated. Finding resolved. - Due Diligence Vendor-05/03/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0174 |  |  | Closed | 2022-05-03 17:56 | 2022-05-03 18:19 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | XXXX | XXXX<br>| Resolved-Lender Acknowledged - Resolved. - Due Diligence Vendor-05/03/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0174 |  |  | Closed | 2022-05-03 17:57 | 2022-05-03 18:18 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | XXXX | XXXX<br>| Resolved-Lender Acknowledged - Resolved. - Due Diligence Vendor-05/03/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0117 |  |  | Closed | 2022-04-29 19:35 | 2022-05-03 10:23 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Entered Final Settlement Statement Figures; Resolved. - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-04/29/2022<br>Open-TRID: Missing Final Closing Disclosure Final Closing Disclosure document is missing while doing review, please provide. thank you! - Due Diligence Vendor-04/28/2022 | Ready for Review-Document Uploaded. - Seller-04/29/2022<br>| Resolved-Entered Final Settlement Statement Figures; Resolved. - Due Diligence Vendor-05/03/2022<br>| XXXX |  |  | UT | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7995 |  |  | Closed | 2022-05-02 21:18 | 2022-05-03 14:44 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved- - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-Final HUD-1 Document Missing in File Please Provide - Due Diligence Vendor-05/02/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>|  | FINAL HUD-1 SIGNED (205).pdf |  |  | NV | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8112 |  |  | Closed | 2022-05-02 19:46 | 2022-05-03 16:49 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved- - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Open-Final HUD-1 Document is missing in the File. Please Provide - Due Diligence Vendor-04/29/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>|  | FINAL HUD-1 SIGNED (203).pdf |  |  | WA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0462 |  |  | Closed | 2022-05-02 22:04 | 2022-05-02 23:03 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | XXXX | XXXX<br>| Resolved-LENDER ACKNOWLEDGED; RESOLVED - Due Diligence Vendor-05/02/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0462 |  |  | Closed | 2022-05-02 22:05 | 2022-05-02 23:03 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | XXXX | XXXX<br>| Resolved-LENDER ACKNOWLEDGED; RESOLVED - Due Diligence Vendor-05/02/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0466 |  |  | Closed | 2022-05-19 22:57 | 2022-05-19 22:59 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | Resolved-Per uploaded 1008, the DTI is at XX.XX% which is within 2%, this condition is cleared and resolved. - Due Diligence Vendor-05/19/2022<br> Ready for Review-Document Uploaded. - Seller-05/19/2022<br> Ready for Review-Document Uploaded. - Seller-05/19/2022<br> Open-DTI ratios on the Final 1008 pg 144CL are for the IO payment not the Fully Amortized payment - please update final 1008 to have the Front and Back DTI reflect the Fully Amortized payment - Due Diligence Vendor-05/19/2022 | Ready for Review-Document Uploaded. - Seller-05/19/2022<br>Ready for Review-Document Uploaded. - Seller-05/19/2022<br>| Resolved-Per uploaded 1008, the DTI is at XX.XX% which is within X%, this condition is cleared and resolved. - Due Diligence Vendor-05/19/2022<br>| transmittal_19_pdf (10).pdf<br>transmittal_19_pdf (12).pdf |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxxx0466 |  |  | Closed | 2022-05-02 23:01 | 2022-05-03 09:47 | Resolved | 1 - Information<br> C<br> A | Credit | Data | Subject Transaction is a Refinance but Borrower is marked as a First Time Home Buyer (FTHB) | Resolved-Updated question to show ownership; Resolved. - Due Diligence Vendor-05/03/2022<br> Resolved-Borrower 1 Prior Ownership of Property declaration is set as 'Yes' or Not Applicable (The Loan Purpose selection on the 1003 Page is 'Refinance'). - Due Diligence Vendor-05/03/2022<br> Ready for Review-Document Uploaded. - Seller-05/02/2022<br> Open-Both 1003's in the file have Section 5a marked incorrectly for the Second Question for both borrowers. please update - Due Diligence Vendor-05/02/2022<br> Open-The Loan Purpose selection on the 1003 Page is 'Refinance' but Borrower 1 Prior Ownership of Property declaration is set as 'No'. Confirm Borrower 1 past ownership selection. - Due Diligence Vendor-05/02/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>| Resolved-Updated question to show ownership; Resolved. - Due Diligence Vendor-05/03/2022<br>Resolved-Borrower 1 Prior Ownership of Property declaration is set as 'Yes' or Not Applicable (The Loan Purpose selection on the 1003 Page is 'Refinance'). - Due Diligence Vendor-05/03/2022<br>| XXXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7654 |  |  | Closed | 2022-05-04 19:45 | 2022-05-05 14:20 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-05/05/2022<br> Resolved-Client provided 1003 document uploaded - Due Diligence Vendor-05/04/2022<br> Ready for Review-Document Uploaded. - Seller-05/04/2022<br> Open-The Final 1003 is Incomplete Co - Borrower details are blank in final 1003 , Please provide updated Final 1003 . - Due Diligence Vendor-04/29/2022 | Ready for Review-Document Uploaded. - Seller-05/04/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-05/05/2022<br>Resolved-Client provided 1003 document uploaded - Due Diligence Vendor-05/04/2022<br>| _1003_19_pdf (72).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7654 |  |  | Closed | 2022-04-29 19:37 | 2022-05-05 14:20 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 2 Ethnicity Selection is Not Provided | Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/05/2022<br>Open-Borrower 2 Ethnicity Selection is Not Provided in final 1003. Please provide updated final 1003 - Due Diligence Vendor-04/29/2022 |  | Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/05/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7654 |  |  | Closed | 2022-04-29 19:37 | 2022-05-05 14:20 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 2 Gender Selection is Not Provided | Resolved-Borrower 2 Gender Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/05/2022<br>Open-Borrower 2 Gender Selection is Not Provided Borrower 2 Ethnicity Selection is Not Provided in final 1003. Please provide updated final 1003 - Due Diligence Vendor-04/29/2022 |  | Resolved-Borrower 2 Gender Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/05/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7654 |  |  | Closed | 2022-05-04 19:42 | 2022-05-05 14:20 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 2 Race Selection is Not Provided | Resolved-Borrower 2 Race Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/05/2022<br>Resolved-Client provided 1003 - Due Diligence Vendor-05/04/2022<br>Ready for Review-Document Uploaded. - Seller-05/04/2022<br>Open-Borrower 2 Race Selection is Not Provided Borrower 2 Race Selection, Ethnicity Selection, Gender selection details are not provided, Please provide. - Due Diligence Vendor-04/29/2022 | Ready for Review-Document Uploaded. - Seller-05/04/2022<br>| Resolved-Borrower 2 Race Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/05/2022<br>Resolved-Client provided 1003 - Due Diligence Vendor-05/04/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7654 |  |  | Closed | 2022-05-04 19:47 | 2022-05-04 20:50 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Flood Certification Date is greater than Note Date | Resolved-Document Uploaded. Flood cert must be dated prior to disbursement. Final HUD attached confirms disbursement date 4/27 - Due Diligence Vendor-05/04/2022<br> Counter-Please provide Hazard insurance - Due Diligence Vendor-05/04/2022<br> Ready for Review-Document Uploaded. Flood cert must be dated prior to disbursement. Final HUD attached confirms disbursement date 4/27 - Seller-05/04/2022<br> Open-Flood Certification Date is greater than 04-XX-2022 As per Flood Certification document certification date is 04/XX/2022 - Due Diligence Vendor-04/30/2022 | Ready for Review-Document Uploaded. Flood cert must be dated prior to disbursement. Final HUD attached confirms disbursement date 4/27 - Seller-05/04/2022<br>| Resolved-Document Uploaded. Flood cert must be dated prior to disbursement. Final HUD attached confirms disbursement date 4/27 - Due Diligence Vendor-05/04/2022<br>| FINAL HUD-1 SIGNED (214).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7654 |  |  | Closed | 2022-05-04 20:02 | 2022-05-04 20:34 | Waived | 2 - Non-Material<br> C<br> B | Credit | Closing | Gap Credit Report Within 10 Days of Closing is Expired | Waived-Client provided guideline exception - Due Diligence Vendor-05/04/2022<br> Ready for Review-Document Uploaded. - Seller-05/04/2022<br> Open-Gap Credit Report Date of 04-XX-2022 is greater than 10 days from Transaction Date of 04-XX-2022 and Gap Report Doc Status is Present - Due Diligence Vendor-04/29/2022 | Ready for Review-Document Uploaded. - Seller-05/04/2022<br>| Waived-Client provided guideline exception - Due Diligence Vendor-05/04/2022<br>| INVESTOR EXCEPTIONS.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7842 |  |  | Closed | 2022-05-04 20:17 | 2022-05-05 14:15 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/05/2022<br>Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-05/04/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction - Due Diligence Vendor-04/29/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-04/29/2022 | Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-05/04/2022<br>| Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/05/2022<br>|  |  |  | IL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7993 |  |  | Closed | 2022-05-04 17:46 | 2022-05-20 18:47 | Waived | 2 - Non-Material<br> B | Credit | Missing Doc | Borrower 1 Personal Bank Statements Missing | Waived-Exception on file for the XX NSF over 24 month period. Reason majority were within 2 months and also rate and term plus low LTV XX.XX. Please refer to page 2. - Due Diligence Vendor-05/04/2022 |  | Waived-Exception on file for the XX NSF over 24 month period. Reason majority were within 2 months and also rate and term plus low LTV XX.XX. Please refer to page 2. - Due Diligence Vendor-05/04/2022<br>|  |  | Rate&Term, XX.XX% LTV | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7993 |  |  | Closed | 2022-05-06 21:45 | 2022-05-20 18:47 | Waived | 2 - Non-Material<br> C<br> B | Credit | Credit | Reserve requirement was not met | Waived- - Due Diligence Vendor-05/20/2022<br> Resolved-Client provided explanation: Per guidelines page 41, reserves for rate/term refinances are waived with housing history 0 x XX, DTI<50% - Due Diligence Vendor-05/09/2022<br> Ready for Review-Per guidelines page 41, reserves for rate/term refinances are waived with housing history 0 x XX, DTI<50% - Seller-05/06/2022<br> Open-Please show bank statements or an exception to show borrower has 3 months of reserves. - Due Diligence Vendor-05/04/2022 | Ready for Review-Per guidelines page 41, reserves for rate/term refinances are waived with housing history 0 x XX, DTI<50% - Seller-05/06/2022<br>| Resolved-Client provided explanation: Per guidelines page 41, reserves for rate/term refinances are waived with housing history 0 x XX, DTI<50% - Due Diligence Vendor-05/09/2022<br>|  |  | Rate&Term, XX.XX% LTV | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7993 |  |  | Closed | 2022-05-06 21:37 | 2022-05-09 17:56 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing documentation evidencing borrower's identity | Resolved-Client provided explanation: Document Uploaded. DL, passport not provided or required. CIP completed by submitting Broker attached - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. DL, passport not provided or required. CIP completed by submitting Broker attached - Seller-05/06/2022<br>Open-Missing documentation of borrower's identity (i.e. driver's license, passport, etc.) - Due Diligence Vendor-05/02/2022 | Ready for Review-Document Uploaded. DL, passport not provided or required. CIP completed by submitting Broker attached - Seller-05/06/2022<br>| Resolved-Client provided explanation: Document Uploaded. DL, passport not provided or required. CIP completed by submitting Broker attached - Due Diligence Vendor-05/09/2022<br>| CIP FORM.pdf |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7993 |  |  | Closed | 2022-05-03 14:33 | 2022-05-09 13:50 | Resolved | 1 - Information<br> C<br> A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Adjusted points and fees , re-ran CE, finding is resolved. - Due Diligence Vendor-05/09/2022<br> Rescinded-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. Cured by the $XX credit on the final CD. - Due Diligence Vendor-05/03/2022<br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/03/2022 |  | Resolved-Adjusted points and fees , re-ran CE, finding is resolved. - Due Diligence Vendor-05/09/2022<br> Rescinded-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. Cured by the $XX credit on the final CD. - Due Diligence Vendor-05/03/2022<br>|  |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7993 |  |  | Closed | 2022-05-03 14:33 | 2022-05-09 13:50 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Adjusted points and fees , re-ran CE, finding is resolved. - Due Diligence Vendor-05/09/2022<br> Rescinded-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Cured by the $XX credit on the final CD. - Due Diligence Vendor-05/03/2022<br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/03/2022 |  | Resolved-Adjusted points and fees , re-ran CE, finding is resolved. - Due Diligence Vendor-05/09/2022<br> Rescinded-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Cured by the $XX credit on the final CD. - Due Diligence Vendor-05/03/2022<br>|  |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7993 |  |  | Closed | 2022-05-06 21:39 | 2022-05-09 13:50 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | TRID Initial Loan Estimate Date and Initial Closing Disclosure Date Validation Test | Resolved-Adjusted points and fees , re-ran CE, finding is resolved. - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>Open-This loan failed the TRID initial loan estimate date and initial closing disclosure date validation test.This loan contains an initial closing disclosure receipt date (or initial closing disclosure delivery date if receipt date was not provided) that is on or before any loan estimate delivery date. Please review the loan data to ensure the dates are in the correct fields. - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/06/2022<br>| Resolved-Adjusted points and fees , re-ran CE, finding is resolved. - Due Diligence Vendor-05/09/2022<br>| SIGNED CD (18).pdf<br>Initial LE.pdf |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7993 |  |  | Closed | 2022-05-03 14:33 | 2022-05-09 13:50 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Adjusted points and fees , re-ran CE, finding is resolved. - Due Diligence Vendor-05/09/2022<br> Rescinded-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Cured by the $XX credit on the final CD. - Due Diligence Vendor-05/03/2022<br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-05/03/2022 |  | Resolved-Adjusted points and fees , re-ran CE, finding is resolved. - Due Diligence Vendor-05/09/2022<br> Rescinded-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Cured by the $XX credit on the final CD. - Due Diligence Vendor-05/03/2022<br>|  |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7993 |  |  | Closed | 2022-05-06 21:38 | 2022-05-09 13:31 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Revised Loan Estimate Delivery Date Test (prior to consummation) | Resolved-Corrected LE delivery date, re-ran CE, finding was resolved. - Due Diligence Vendor-05/09/2022<br> Ready for Review-Document Uploaded. - Seller-05/06/2022<br> Open-This loan failed the revised loan estimate delivery date test (prior to consummation) due to one of the following findings: (12 CFR §1026.19(e)(4)(ii))The revised loan estimate delivery date is provided and the revised loan estimate method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised loan estimate delivery date is less than seven business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised loan estimate delivery date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate receipt date is provided and the revised loan estimate receipt date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate delivery date is on or after the initial closing disclosure delivery date.The creditor shall not provide a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i). The consumer must receive a revised version of the disclosures required under §1026.19(e)(1)(i) not later than four business days prior to consummation. If the revised version of the disclosures required §1026.19(e)(1)(i) is not provided to the consumer in person, the consumer is considered to have received such version three business days after the creditor delivers or places such version in the mail. - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/06/2022<br>| Resolved-Corrected LE delivery date, re-ran CE, finding was resolved. - Due Diligence Vendor-05/09/2022<br>| Initial LE.pdf |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx8037 |  |  | Closed | 2022-05-09 19:08 | 2022-05-10 20:19 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | HUD-1 Closing Statement missing or unsigned | Resolved-Client provided final HUD - Due Diligence Vendor-05/10/2022<br>Ready for Review-Document Uploaded. - Seller-05/09/2022<br>Counter-Please provide Final HUD-1 Closing Statement with the Certified True Copy Stamp. The Final HUD-1 Closing Statement provided is missing the Certified True Copy Stamp. - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>Open-Need final stamped/signed HUD - Due Diligence Vendor-05/04/2022 | Ready for Review-Document Uploaded. - Seller-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>| Resolved-Client provided final HUD - Due Diligence Vendor-05/10/2022<br>| FINAL HUD-1 SIGNED (224).pdf<br>1759_001.pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8037 |  |  | Closed | 2022-05-09 19:10 | 2022-05-10 19:03 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | HO6 Insurance Policy Effective Date is after the Note Date | Resolved-HO-6 Insurance Policy Effective Date of 11-XX-2021 is prior to or equal to the Note Date of 04-XX-2022 Or HO-6 Insurance Policy Effective Date Is Not Provided - Due Diligence Vendor-05/10/2022<br> Ready for Review-The effective date is 11/XX/2021 - Seller-05/09/2022<br> Open-HO-6 Insurance Policy Effective Date of 11-XX-2022 is after the Note Date of 04-XX-2022 - Due Diligence Vendor-05/09/2022 | Ready for Review-The effective date is 11/29/2021 - Seller-05/09/2022<br>| Resolved-HO-6 Insurance Policy Effective Date of 11-XX-2021 is prior to or equal to the Note Date of 04-XX-2022 Or HO-6 Insurance Policy Effective Date Is Not Provided - Due Diligence Vendor-05/10/2022<br>|  |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8037 |  |  | Closed | 2022-05-09 19:11 | 2022-05-10 19:03 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | HO6 Insurance Policy Expiration Date is before the Note Date | Resolved-HO-6 Insurance Policy Expiration Date of 11-XX-2022 is equal to or after the Note Date of 04-XX-2022 Or HO-6 Insurance Policy Expiration Date Is Not Provided - Due Diligence Vendor-05/10/2022<br> Ready for Review-This is a master policy not the borrower's individual policy, the expiration date is well<br> after our note date - Seller-05/09/2022<br> Open-HO-6 Insurance Policy Expiration Date of 11-XX-2021 is prior to the Note Date of 04-XX-2022 - Due Diligence Vendor-05/09/2022 | Ready for Review-This is a master policy not the borrower's individual policy, the expiration date is well<br> after our note date - Seller-05/09/2022<br>| Resolved-HO-6 Insurance Policy Expiration Date of 11-XX-2022 is equal to or after the Note Date of 04-XX-2022 Or HO-6 Insurance Policy Expiration Date Is Not Provided - Due Diligence Vendor-05/10/2022<br>|  |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8037 |  |  | Closed | 2022-05-06 22:11 | 2022-05-09 17:31 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard insurance coverage amount is insufficient. | Resolved-Client provided property insurance - Due Diligence Vendor-05/09/2022<br> Ready for Review-Client provided property insurance - Due Diligence Vendor-05/09/2022<br> Ready for Review-Document Uploaded. Attached PUD. Master policy includes walls in coverage, bitterment and improvements - Seller-05/06/2022<br> Open-Hazard insurance is only showing coverage for $XX,XXX. Minimum required amount is $XXX,XXX - Due Diligence Vendor-05/04/2022<br> Open-Hazard insurance is only showing coverage for $XX,XXX. Minimum required amount is $- Due Diligence Vendor-05/04/2022 | Ready for Review-Document Uploaded. Attached PUD. Master policy includes walls in coverage, bitterment and improvements - Seller-05/06/2022<br>| Resolved-Client provided property insurance - Due Diligence Vendor-05/09/2022<br>| CONDO LEGAL DOCUMENTS.pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8083 |  |  | Closed | 2022-05-04 20:18 | 2022-05-05 14:53 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 received. Finding resolved. - Due Diligence Vendor-05/05/2022<br>Ready for Review-Document Uploaded. - Seller-05/04/2022<br>Open-Final HUD Document Missing in File Please Provide - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/04/2022<br>| Resolved-Final HUD-1 received. Finding resolved. - Due Diligence Vendor-05/05/2022<br>| FINAL HUD-1 SIGNED (215).pdf |  |  | AZ | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8425 |  |  | Closed | 2022-05-06 21:55 | 2022-05-09 17:49 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>Open-Missing Hazard Insurance Policy. Please Provide. Policy is on Page Number 119CR. But, Property Address and Premium Does Not Match so Policy is Not Consider. Please Provide Updated Hazard Insurance with Rent Loss. - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/06/2022<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/09/2022<br>| HAZARD INSURANCE (29).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx8425 |  |  | Closed | 2022-05-06 21:55 | 2022-05-09 13:18 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Fees entered. finding resolved. - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>Open-Final HUD Document Missing In File Please Provide - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/06/2022<br>| Resolved-Fees entered. finding resolved. - Due Diligence Vendor-05/09/2022<br>| FINAL HUD-1 SIGNED (225).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx7996 |  |  | Closed | 2022-05-04 17:30 | 2022-05-04 19:30 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | HUD-1 Closing Statement missing or unsigned | Resolved-Client provided HUD document uploaded - Due Diligence Vendor-05/04/2022<br>Ready for Review-Document Uploaded. - Seller-05/04/2022<br>Open-Missing Final signed/stamped HUD-1. - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/04/2022<br>| Resolved-Client provided HUD document uploaded - Due Diligence Vendor-05/04/2022<br>| FINAL HUD-1 SIGNED (213).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8216 |  |  | Closed | 2022-05-09 21:10 | 2022-05-10 12:08 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Per client - updated tape uploaded - Due Diligence Vendor-05/10/2022<br>Ready for Review-updated tape uploaded - Seller-05/09/2022<br>Open-Tape data is showing a DSCR ratio but this is not a DSCR loan. Please correct tape data. - Due Diligence Vendor-05/06/2022 | Ready for Review-updated tape uploaded - Seller-05/09/2022<br>| Resolved-Per client - updated tape uploaded - Due Diligence Vendor-05/10/2022<br>|  |  |  | NV | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8204 |  |  | Closed | 2022-05-06 22:24 | 2022-05-09 16:40 | Cured | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Cured- - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>Open-Final HUD-1 is missing in the file, Please Provide - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/06/2022<br>|  | FINAL HUD-1 SIGNED (226).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8366 |  |  | Closed | 2022-05-05 17:52 | 2022-05-05 20:18 | Resolved | 1 - Information<br> C<br> A | Compliance | Compliance | Missing page of HUD | Resolved-Fees entered. Finding is resolved. - Due Diligence Vendor-05/05/2022<br>Ready for Review-Document Uploaded. - Seller-05/05/2022<br>Open-HUD-1 Document missing in file. Please Provide - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/05/2022<br>| Resolved-Fees entered. Finding is resolved. - Due Diligence Vendor-05/05/2022<br>| FINAL HUD-1 SIGNED (216).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8367 |  |  | Closed | 2022-05-05 17:53 | 2022-05-05 19:41 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Fees entered. Finding is resolved. - Due Diligence Vendor-05/05/2022<br>Ready for Review-Document Uploaded. - Seller-05/05/2022<br>Open- - Due Diligence Vendor-05/05/2022<br>Ready for Review- - Due Diligence Vendor-05/05/2022<br>Waived- - Due Diligence Vendor-05/05/2022<br>Open-Please provide Hud-1 document. - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/05/2022<br>| Resolved-Fees entered. Finding is resolved. - Due Diligence Vendor-05/05/2022<br>| FINAL HUD-1 SIGNED (217).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8368 |  |  | Closed | 2022-05-05 17:54 | 2022-05-05 21:55 | Cured | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Cured- - Due Diligence Vendor-05/05/2022<br>Ready for Review-Document Uploaded. - Seller-05/05/2022<br>Open-Final HUD-1 is missing in the file. Please Provide - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/05/2022<br>|  | FINAL HUD-1 SIGNED (218).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxxx0428 |  |  | Closed | 2022-05-04 21:34 | 2022-05-05 11:33 | Resolved | 1 - Information<br> C<br> A | Property | Appraisal | 1004D Completion Report is not on an as-is basis | Resolved- - Due Diligence Vendor-05/05/2022<br>Ready for Review-Document Uploaded. - Seller-05/04/2022<br>Open-1004D Document is missing ion the file. Please Provide - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/04/2022<br>|  | 1004D(1).pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7658 |  |  | Closed | 2022-05-04 17:26 | 2022-05-04 21:15 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved- - Due Diligence Vendor-05/04/2022<br>Ready for Review-Document Uploaded. - Seller-05/04/2022<br>Open-Final HUD 1 document missing in file , Please provide - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/04/2022<br>|  | FINAL HUD-1 SIGNED (212).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7787 |  |  | Closed | 2022-05-06 22:30 | 2022-05-09 16:59 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>Open-Missing Flood Certificate Flood Certificate is not found in entire file. - Due Diligence Vendor-05/04/2022 | Ready for Review-Document Uploaded. - Seller-05/06/2022<br>| Resolved-Flood Certificate is fully present - Due Diligence Vendor-05/09/2022<br>| FLOOD CERTIFICATION (6).pdf |  |  | IL | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7916 |  |  | Closed | 2022-05-06 22:32 | 2022-05-10 16:01 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/10/2022<br> Rescinded-Non QM programs allow HPML with impounds for taxes and insurance.. Finding is rescinded. - Due Diligence Vendor-05/09/2022<br> Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-05/06/2022<br> Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction - Due Diligence Vendor-05/05/2022<br> Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/05/2022 | Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-05/06/2022<br>| Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/10/2022<br>Rescinded-Non QM programs allow HPML with impounds for taxes and insurance.. Finding is rescinded. - Due Diligence Vendor-05/09/2022<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8041 |  |  | Closed | 2022-05-06 22:33 | 2022-05-09 16:26 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved- - Due Diligence Vendor-05/09/2022<br>Ready for Review-Non QM Programs allow HPML with impounds for taxes and insurance - Seller-05/06/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/05/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please replay back to acknowledge that this loan is a high priced transaction." - Due Diligence Vendor-05/05/2022 | Ready for Review-Non QM Programs allow HPML with impounds for taxes and insurance - Seller-05/06/2022<br>|  |  |  |  | SC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx8129 |  |  | Closed | 2022-05-18 19:38 | 2023-01-19 17:00 | Waived | 2 - Non-Material<br> B | Credit | Credit | DTI discrepancy or failure. | Waived-Exception given for back end DTI @ xx.x reason good equity in the home and LTV @ XX percent. Mortgage history shows over XXX months of paid history. Please refer to the findings for the exception letter. - Due Diligence Vendor-05/18/2022 |  | Waived-Exception given for back end DTI @ XX.X reason good equity in the home and LTV @ XX percent. Mortgage history shows over XXX months of paid history. Please refer to the findings for the exception letter. - Due Diligence Vendor-05/18/2022<br>|  |  | Good equity in home, LTV XX% (max LTV is 85%) | TX | Primary Residence | Refinance | Cash Out - Other | XXX | Originator Post-Close | Yes |
| XXXX | xxxxxx8129 |  |  | Closed | 2022-05-18 18:45 | 2022-05-18 19:39 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX | Ready for Review-Document Uploaded. - Seller-05/18/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>| Resolved-WAIVED Exception given for back end DTI @ XX.X reason good equity in the home and LTV @ XX percent. Mortgage history shows over XXX months of paid history. Please refer to the findings for the exception letter. - Due Diligence Vendor-05/18/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8129 |  |  | Closed | 2022-05-06 22:35 | 2022-05-10 15:50 | Resolved | 1 - Information<br> C<br> A | Compliance | QM-ATR | Qualified Mortgage DTI Threshold Test | XXXX | Ready for Review-Non QM programs are not limited to Qualified Mortgage DTI thresholds - Seller-05/06/2022<br>| Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/10/2022<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8129 |  |  | Closed | 2022-05-06 22:35 | 2022-05-10 15:50 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/10/2022<br>Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-05/06/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction - Due Diligence Vendor-05/05/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/05/2022 | Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-05/06/2022<br>| Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/10/2022<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8335 |  |  | Closed | 2022-05-09 19:20 | 2022-05-09 20:31 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Fees entered. Finding resolved. - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/09/2022<br>Counter-Please provide Final HUD-1 Closing Statement with the Certified True Copy Stamp. The Final HUD-1 Closing Statement provided is missing the Certified True Copy Stamp. - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>Open-Final HUD 1 is missing in the please provide. - Due Diligence Vendor-05/05/2022 | Ready for Review-Document Uploaded. - Seller-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>| Resolved-Fees entered. Finding resolved. - Due Diligence Vendor-05/09/2022<br>| FINAL HUD-1 SIGNED (227).pdf<br>1761_001.pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8588 |  |  | Closed | 2022-05-06 22:41 | 2022-05-09 14:23 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Client provided flood insurance policy - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>Open-Missing Flood Insurance Policy property listed in flood zone but Flood insurance not provided in loan package please provide - Due Diligence Vendor-05/05/2022 | Ready for Review-Document Uploaded. - Seller-05/06/2022<br>| Resolved-Client provided flood insurance policy - Due Diligence Vendor-05/09/2022<br>| FLOOD INSURANCE (2).pdf<br>FLOOD INSURANCE (3).pdf |  |  | TX | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8389 |  |  | Closed | 2022-05-06 22:43 | 2022-05-09 16:24 | Cured | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Cured- - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. - Seller-05/06/2022<br>Open-Final HUD1 is missing in the file please provide - Due Diligence Vendor-05/05/2022 | Ready for Review-Document Uploaded. - Seller-05/06/2022<br>|  | FINAL HUD-1 SIGNED (229).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0428 |  |  | Closed | 2022-05-12 15:16 | 2022-05-12 18:34 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Data Discrepancy - Tape Data is Different to Original Document Data | XXXX | Ready for Review-XXX has validated it should be 768 - Seller-05/12/2022<br>| Resolved-Per documentation, FICO is XXX, noting discrepancy, finding resolved. - Due Diligence Vendor-05/12/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8028 |  |  | Closed | 2022-05-16 20:09 | 2022-05-17 12:59 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-fees entered, finding resolved. - Due Diligence Vendor-05/17/2022<br>Ready for Review-Document Uploaded. - Seller-05/16/2022<br>Ready for Review-Document Uploaded. - Seller-05/16/2022<br>Open-Final HUD 1 Is missing in the file , Please Provide - Due Diligence Vendor-05/09/2022 | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Resolved-fees entered, finding resolved. - Due Diligence Vendor-05/17/2022<br>| FINAL HUD-1 SIGNED (234).pdf<br>FINAL HUD-1 SIGNED (235).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8259 |  |  | Closed | 2022-05-16 20:44 | 2022-05-17 13:05 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-05/17/2022<br>Ready for Review-Document Uploaded. ULI does not plot on our 1003 - Seller-05/16/2022<br>Open-The Final 1003 is Incomplete ULI Number is provided. Please Provide - Due Diligence Vendor-05/09/2022 | Ready for Review-Document Uploaded. ULI does not plot on our 1003 - Seller-05/16/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-05/17/2022<br>| ULI.pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8415 |  |  | Closed | 2022-05-16 20:51 | 2023-02-06 18:56 | Waived | 2 - Non-Material<br> C<br> B | Credit | Closing | Gap Credit Report Within 10 Days of Closing is Expired | XXXX | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Waived-Client provided exception for Gap - Due Diligence Vendor-05/17/2022<br>| custom.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | Investor Post-Close | No |
| XXXX | xxxxxx7078 |  |  | Closed | 2022-05-16 21:04 | 2022-05-17 14:05 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Missing proof of hazard insurance | Resolved-Client provided hazard insurance - Due Diligence Vendor-05/17/2022<br> Ready for Review-Document Uploaded. - Seller-05/16/2022<br> Open-Missing proof of Hazard insurance per 1003 monthly payment are $XXX.XX. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Resolved-Client provided hazard insurance - Due Diligence Vendor-05/17/2022<br>| HAZARD INSURANCE (31).pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7078 |  |  | Closed | 2022-05-16 21:00 | 2022-05-17 14:03 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Fees entered. Finding is resolved. - Due Diligence Vendor-05/17/2022<br>Ready for Review-Document Uploaded. - Seller-05/16/2022<br>Open-Missing Final HUD 1 Certified and stamped - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Resolved-Fees entered. Finding is resolved. - Due Diligence Vendor-05/17/2022<br>| 1964_001.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7078 |  |  | Closed | 2022-05-16 21:03 | 2022-05-17 13:58 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-05/17/2022<br>Ready for Review-Document Uploaded. - Seller-05/16/2022<br>Open-Missing Flood Insurance Policy - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-05/17/2022<br>| FLOOD INSURANCE (4).pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7078 |  |  | Closed | 2022-05-12 01:04 | 2022-05-17 13:58 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-05/17/2022<br>Rescinded-HO-6 Insurance Policy is Missing - Due Diligence Vendor-05/12/2022 |  | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-05/17/2022<br>Rescinded-HO-6 Insurance Policy is Missing - Due Diligence Vendor-05/12/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7078 |  |  | Closed | 2022-05-16 21:41 | 2022-05-17 13:47 | Resolved | 1 - Information<br> C<br> A | Credit | Data | Subject Transaction is a Refinance but Borrower is marked as a First Time Home Buyer (FTHB) | Resolved-Borrower 1 Prior Ownership of Property declaration is set as 'Yes' or Not Applicable (The Loan Purpose selection on the 1003 Page is 'Refinance'). - Due Diligence Vendor-05/17/2022<br>Ready for Review-Document Uploaded. - Seller-05/16/2022<br>Open-The Loan Purpose selection on the 1003 Page is 'Refinance' but Borrower 1 Prior Ownership of Property declaration is set as 'No'. Confirm Borrower 1 past ownership selection. - Due Diligence Vendor-05/11/2022 | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Resolved-Borrower 1 Prior Ownership of Property declaration is set as 'Yes' or Not Applicable (The Loan Purpose selection on the 1003 Page is 'Refinance'). - Due Diligence Vendor-05/17/2022<br>| 1966_001.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8020 |  |  | Closed | 2022-05-16 21:47 | 2022-05-17 16:51 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Non QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/17/2022<br>Ready for Review-Non QM Programs allow HPML with impounds for taxes and insurance - Seller-05/16/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction. - Due Diligence Vendor-05/11/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/11/2022 | Ready for Review-Non QM Programs allow HPML with impounds for taxes and insurance - Seller-05/16/2022<br>| Resolved-Non QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/17/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8416 |  |  | Closed | 2022-05-16 20:53 | 2022-05-17 13:46 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Fees entered, finding is resolved. - Due Diligence Vendor-05/17/2022<br>Ready for Review-Document Uploaded. - Seller-05/16/2022<br>Open-Final HUD1 Indicator missing please Provide - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Resolved-Fees entered, finding is resolved. - Due Diligence Vendor-05/17/2022<br>| FINAL HUD-1 SIGNED (238).pdf |  |  | NV | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7528 |  |  | Closed | 2022-05-16 21:45 | 2022-05-17 17:37 | Resolved | 1 - Information<br> C<br> A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | XXXX | Ready for Review-Document Uploaded. PCCD attached - Seller-05/16/2022<br>| Resolved-Reset TRID Disclosure Header and re-ran CE. Finding resolved. - Due Diligence Vendor-05/17/2022<br>| FINAL HUD-1 SIGNED (239).pdf<br>changeofcircumstancesnew (24).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7528 |  |  | Closed | 2022-05-16 21:46 | 2022-05-17 17:37 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Reset TRID Disclosure Header and re-ran CE. Finding resolved. - Due Diligence Vendor-05/17/2022<br> Ready for Review-Document Uploaded. - Seller-05/16/2022<br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. This loan failed the charges that cannot test due to an increase Mortgage Broker Fee, Underwriting Fee, Appraisal Fee in the amount is revised without a valid Change of Circumstance Form on Final CD 04/XX/2022.<br> Please provide COC, or tolerance refund check in the amount of $XX,XXX, $X,XXX, $XXX PCCD, LOE, and proof of delivery. - Due Diligence Vendor-05/11/2022<br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/11/2022 | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Resolved-Reset TRID Disclosure Header and re-ran CE. Finding resolved. - Due Diligence Vendor-05/17/2022<br>| FINAL HUD-1 SIGNED (239).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7528 |  |  | Closed | 2022-05-16 21:46 | 2022-05-17 17:36 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | XXXX | Ready for Review-Document Uploaded. PCCD attached - Seller-05/16/2022<br>| Resolved-Reset TRID Disclosure Header and re-ran CE. Finding resolved. - Due Diligence Vendor-05/17/2022<br>| FINAL HUD-1 SIGNED (239).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7528 |  |  | Closed | 2022-05-16 21:43 | 2022-05-17 17:35 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Non-QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/17/2022<br>Resolved-Non-QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/17/2022<br>Ready for Review-Non-QM Programs allow HPML with impounds for taxes and insurance - Seller-05/16/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction. - Due Diligence Vendor-05/11/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/11/2022 | Ready for Review-Non-QM Programs allow HPML with impounds for taxes and insurance - Seller-05/16/2022<br>| Resolved-Non-QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/17/2022<br>Resolved-Non-QM Programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/17/2022<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7932 |  |  | Closed | 2022-05-16 21:48 | 2022-06-07 16:12 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-05/17/2022<br>Ready for Review-Document Uploaded. - Seller-05/16/2022<br>Open-No Secondary Value or Additional Review Products have been selected Second appraisal missing in loan package please provide - Due Diligence Vendor-05/11/2022 | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Resolved-Validation Resolved - Due Diligence Vendor-05/17/2022<br>| DESK REVIEW (11).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7932 |  |  | Closed | 2022-05-11 18:58 | 2022-06-07 16:12 | Resolved | 1 - Information<br> C<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-05/17/2022<br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Second appraisal missing in loan package please provide - Due Diligence Vendor-05/11/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-05/17/2022<br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Second appraisal missing in loan package please provide - Due Diligence Vendor-05/11/2022<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx7932 |  |  | Closed | 2022-05-16 21:48 | 2022-05-17 16:50 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/17/2022<br>Ready for Review-Non QM progams allow HPML with impounds for taxes and insurance - Seller-05/16/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. "Please reply to acknowledge that this loan is a high-priced transaction." - Due Diligence Vendor-05/11/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/11/2022 | Ready for Review-Non QM progams allow HPML with impounds for taxes and insurance - Seller-05/16/2022<br>| Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-05/17/2022<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8465 |  |  | Closed | 2022-05-17 15:52 | 2022-05-17 16:48 | Resolved | 1 - Information<br> C<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Evidence of rate lock received. - Due Diligence Vendor-05/17/2022<br>Ready for Review-Document Uploaded. - Seller-05/17/2022<br>Open-Missing evidence of rate lock. Please provide rate lock confirmation.<br> - Due Diligence Vendor-05/17/2022 | Ready for Review-Document Uploaded. - Seller-05/17/2022<br>| Resolved-Evidence of rate lock received. - Due Diligence Vendor-05/17/2022<br>| ratelockconfirmation (19).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8465 |  |  | Closed | 2022-05-16 21:50 | 2022-05-17 16:48 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 received. - Due Diligence Vendor-05/17/2022<br>Ready for Review-Document Uploaded. - Seller-05/16/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-05/11/2022 | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Resolved-Final HUD-1 received. - Due Diligence Vendor-05/17/2022<br>| FINAL HUD-1 SIGNED (240).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0126 |  |  | Closed | 2022-06-14 23:52 | 2022-08-30 22:36 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited FICO is less than Guideline FICO | XXXX |  | Resolved-Audited FICO of XXX is greater than or equal to Guideline FICO of 660 - Due Diligence Vendor-08/30/2022<br> Resolved-Audited FICO of XXX is greater than or equal to Guideline FICO of 620 - Due Diligence Vendor-08/25/2022<br> Rescinded-Borrower is a non-resident alien credit score not required - Due Diligence Vendor-06/17/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxxx0126 |  |  | Closed | 2022-06-23 15:05 | 2022-06-27 15:21 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-The Final 1003 is Executed - Due Diligence Vendor-06/27/2022<br>Resolved-Client provided 1003 signed - Due Diligence Vendor-06/27/2022<br>Open- - Due Diligence Vendor-06/27/2022<br>Resolved-Client provided signed final 1003 - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Buyer-06/27/2022<br>Open-The Final 1003 is Not Executed Final 1003 on page 20CL is not executed at time of closing - please provide singed final 1003 - Due Diligence Vendor-06/23/2022 |  | Resolved-The Final 1003 is Executed - Due Diligence Vendor-06/27/2022<br>Resolved-Client provided 1003 signed - Due Diligence Vendor-06/27/2022<br>Resolved-Client provided signed final 1003 - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | FL | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxxx0120 |  |  | Closed | 2022-06-23 13:15 | 2022-07-07 17:27 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-07/05/2022<br>Rescinded-Per guidelines borrower submitted 12 months bank statements for qualification of self-employment. CPA letter not required. LOE in file. - Due Diligence Vendor-06/24/2022<br>Ready for Review-Document Uploaded. - Buyer-06/23/2022<br>Open-Per GLs CPA letter is required - please provide - Due Diligence Vendor-06/23/2022<br>Open-Borrower 1 CPA Letter Missing per GLs for self employed bwr we require a CPA letter - please provide - Due Diligence Vendor-06/23/2022 |  | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-07/05/2022<br>Rescinded-Per guidelines borrower submitted 12 months bank statements for qualification of self-employment. CPA letter not required. LOE in file. - Due Diligence Vendor-06/24/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0120 |  |  | Closed | 2022-06-13 18:13 | 2022-06-24 12:27 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Appendix 1-HECM Financial Analysis Worksheet is Missing | Resolved-Financial worksheet updated - Due Diligence Vendor-06/24/2022<br> Ready for Review-Document Uploaded. - Buyer-06/XX/2022<br> Counter-2 worksheets provided with different amounts. Neither amount match what is on the 1008. Please provide the worksheet used for the income calculation for B1. Provide and updated 1008 to match the income for B1 and B2 with corrected DTI - Due Diligence Vendor-06/14/2022<br> Ready for Review-Document Uploaded. - Buyer-06/XX/2022<br> Open-Financial worksheet for B1 missing from loan file - Due Diligence Vendor-06/13/2022 |  | Resolved-Financial worksheet updated - Due Diligence Vendor-06/24/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0120 |  |  | Closed | 2022-06-03 01:36 | 2022-06-14 16:39 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/10/2022<br>Ready for Review-Document Uploaded. - Buyer-06/10/2022<br>Open-1008 Document is Missing No loan documents have been submitted for review. All documents are missing. Please provide required documents to initiate loan review. Thank you. - Due Diligence Vendor-06/03/2022 |  | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/10/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0120 |  |  | Closed | 2022-06-13 23:23 | 2022-06-14 15:29 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-loan program updated to loan file - Due Diligence Vendor-06/14/2022<br>Ready for Review-Document Uploaded. - Buyer-06/14/2022<br>Open-Lender approval worksheet missing from loan file - Due Diligence Vendor-06/13/2022 |  | Resolved-loan program updated to loan file - Due Diligence Vendor-06/14/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0120 |  |  | Closed | 2022-06-13 19:21 | 2022-06-14 13:21 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Credit report incomplete | Resolved-Full Credit Report is Provided - Due Diligence Vendor-06/14/2022<br>Resolved- - Due Diligence Vendor-06/14/2022<br>Open- - Due Diligence Vendor-06/14/2022<br>Ready for Review-Document Uploaded. - Buyer-06/14/2022<br>Open- - Due Diligence Vendor-06/13/2022<br>Rescinded- - Due Diligence Vendor-06/13/2022<br>Open-Credit Report is Partially Provided Initial credit report does not contain credit scores for B1 or B2 - Due Diligence Vendor-06/13/2022 |  | Resolved-Full Credit Report is Provided - Due Diligence Vendor-06/14/2022<br>Rescinded- - Due Diligence Vendor-06/13/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0120 |  |  | Closed | 2022-06-13 19:21 | 2022-06-14 13:21 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Missing Gap Credit Report | XXXX |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-06/14/2022<br>Resolved-Gap credit report provided and updated to loan file - Due Diligence Vendor-06/14/2022<br>Rescinded- - Due Diligence Vendor-06/13/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx4084 |  |  | Closed | 2022-05-18 23:14 | 2022-05-27 18:54 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR is less than 1.00 | Resolved-Pricing Sheet shows LTV is within guidelines - Due Diligence Vendor-05/27/2022<br> Open-As per guidelines a DSCR minimum of X is required for loans with LTV greater than XX%(refis). Please provide justification or exception document. - Due Diligence Vendor-05/18/2022 |  | Resolved-Pricing Sheet shows LTV is within guidelines - Due Diligence Vendor-05/27/2022<br>|  |  |  | MD | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx4084 |  |  | Closed | 2022-05-24 19:47 | 2022-05-27 16:33 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Potential Fraud Reflected on Fraud Report | Resolved- - Due Diligence Vendor-05/27/2022<br>Ready for Review-Document Uploaded. Please see the attached regarding the fraud Report Uncleared Alerts. Please clear the exception. - Seller-05/24/2022<br>Open-Potential Fraud Reflected on Fraud Report Fraud Report Shows Uncleared Alerts Fraud Report on Page 139 shows Uncleared High Alert. - Due Diligence Vendor-05/18/2022 | Ready for Review-Document Uploaded. Please see the attached regarding the fraud Report Uncleared Alerts. Please clear the exception. - Seller-05/24/2022<br>|  | XXXX |  |  | MD | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx4084 |  |  | Closed | 2022-05-24 19:59 | 2022-05-24 21:08 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Certificate of Corp./LLC Formation or Articles of Organization not in file | XXXX | XXXX<br>| Resolved-Document acceptable. - Due Diligence Vendor-05/24/2022<br>| EIN (entity review).pdf |  |  | MD | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8214 |  |  | Closed | 2022-05-17 21:37 | 2022-05-18 04:46 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved- - Due Diligence Vendor-05/18/2022<br>Ready for Review-Non QM Allow HPML with impounds for taxes and insurance - Seller-05/17/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction. - Due Diligence Vendor-05/16/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/16/2022 | Ready for Review-Non QM Allow HPML with impounds for taxes and insurance - Seller-05/17/2022<br>|  |  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8214 |  |  | Closed | 2022-05-17 16:52 | 2022-05-17 16:52 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | Waived-As per 1008 page number 1 exception give for LTV - Due Diligence Vendor-05/17/2022 |  | Waived-As per 1008 page number 1 exception give for LTV - Due Diligence Vendor-05/17/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8299 |  |  | Closed | 2022-05-17 21:41 | 2022-05-18 17:53 | Resolved | 1 - Information<br> C<br> A | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | Resolved-NON QM allows HPML with impounds for taxes and insurance - Due Diligence Vendor-05/18/2022<br> Ready for Review-Non Qm is not required to meet Safe Harbor Qualified Mortgage thresholds. - Seller-05/17/2022<br> Open-This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. (12 CFR §1026.43(b)(4), (e)(1))This loan does not qualify for a safe harbor. The loan has an APR of X.XXX%. The APR threshold to qualify for a safe harbor is X.XXX%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the interest rate is set by 1.5 or more percentage points for a first-lien covered transaction, or by 3.5 or more percentage points for a subordinate-lien covered transaction. This is NQM loan, "Safe harbor threshold" is not applicable, Hence, rescinded. - Due Diligence Vendor-05/16/2022<br> Open-This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. (12 CFR §1026.43(b)(4), (e)(1))This loan does not qualify for a safe harbor. The loan has an APR of X.XXX%. The APR threshold to qualify for a safe harbor is X.XXX%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the interest rate is set by 1.5 or more percentage points for a first-lien covered transaction, or by 3.5 or more percentage points for a subordinate-lien covered transaction. - Due Diligence Vendor-05/16/2022 | Ready for Review-Non Qm is not required to meet Safe Harbor Qualified Mortgage thresholds. - Seller-05/17/2022<br>| Resolved-NON QM allows HPML with impounds for taxes and insurance - Due Diligence Vendor-05/18/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8299 |  |  | Closed | 2022-05-18 16:11 | 2022-05-18 17:53 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-NON QM allows HPML with impounds for taxes and insurance - Due Diligence Vendor-05/18/2022<br>Ready for Review-Non QM Programs allow HPML with impounds for taxes and insurance - Seller-05/18/2022<br>Ready for Review-NON QM allows HPML with impounds for taxes and insurance - Seller-05/17/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction. - Due Diligence Vendor-05/16/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/16/2022 | Ready for Review-Non QM Programs allow HPML with impounds for taxes and insurance - Seller-05/18/2022<br>Ready for Review-NON QM allows HPML with impounds for taxes and insurance - Seller-05/17/2022<br>| Resolved-NON QM allows HPML with impounds for taxes and insurance - Due Diligence Vendor-05/18/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 458199 | N/A | N/A |
| XXXX | xxxxxx8299 |  |  | Closed | 2022-05-17 21:40 | 2022-05-18 17:53 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-NON QM allows HPML with impounds for taxes and insurance - Due Diligence Vendor-05/18/2022<br> Ready for Review-NON QM allows HPML with impounds for taxes and insurance - Seller-05/17/2022<br> Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction. - Due Diligence Vendor-05/16/2022<br> Open-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/16/2022 | Ready for Review-NON QM allows HPML with impounds for taxes and insurance - Seller-05/17/2022<br>| Resolved-NON QM allows HPML with impounds for taxes and insurance - Due Diligence Vendor-05/18/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx4423 |  |  | Closed | 2022-05-25 17:00 | 2022-05-27 16:35 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR is less than 1.00 | XXXX | XXXX<br>|  | XXXX |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0229 | XXXXX |  | Closed | 2022-06-30 19:08 | 2022-06-30 20:47 | Resolved | 1 - Information<br> C<br> A | Property | Appraisal | Lowest appraised value > 10% variance from CDA value | Resolved-The Variance between the Property Value of the Secondary Valuation and the Property Value of the Primary Valuation is within 10% or Not Applicable. - Due Diligence Vendor-06/30/2022<br> Open-The Variance between the Property value of the Secondary Valuation and the Property Value of the Primary Valuation exceeds<br> XX% (Variance is - XX.XX%). - Due Diligence Vendor-06/30/2022 |  | Resolved-The Variance between the Property Value of the Secondary Valuation and the Property Value of the Primary Valuation is within XX% or Not Applicable. - Due Diligence Vendor-06/30/2022<br>|  |  |  | NJ | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx5663 |  |  | Closed | 2022-05-20 22:33 | 2022-05-23 17:34 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing HUD-1 Closing Statement | Resolved- - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Seller-05/20/2022<br>Open-HUD 1 is missing in loan package please provide - Due Diligence Vendor-05/17/2022 | Ready for Review-Document Uploaded. - Seller-05/20/2022<br>|  | FINAL HUD-1 SIGNED (245).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxxx0230 | XXXXX |  | Closed | 2022-06-15 17:14 | 2022-06-17 14:47 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | The Final 1003 is Not Executed | XXXX |  | Resolved-LO signed the attached 1003. Resolved finding - Due Diligence Vendor-06/17/2022<br>| FINAL SIGNED 1003 (3).pdf |  |  | NJ | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8119 |  |  | Closed | 2022-05-31 21:26 | 2023-02-10 01:12 | Resolved | 1 - Information<br> C<br> A | Compliance | State Reg | TX Constitution A6 Required Fees Test | Resolved-The loan discount points were erroneously included in the TX A6 test as they were bonafide<br> - Due Diligence Vendor-02/10/2023<br> Resolved-Resolved - Due Diligence Vendor-02/06/2023<br> Waived-We have a 10% Tolerance. Title insurance fee was less than what was disclosed therefore, it had<br> offset the other fees that we did not disclose or over disclose. - Due Diligence Vendor-06/01/2022<br> Ready for Review-Document Uploaded. - Seller-05/31/2022<br> Open-This loan failed the required fees test. (Texas Constitution, Article 16, Section 50 (a)(6)(E) & (t)(4), as amended Jan. 2018)The loan requires the borrower(s) to pay, in addition to interest, fees to any person that are necessary to originate, evaluate, maintain, record, insure, or service the extension of credit that exceed 2% of the original principal amount, excluding fees for:An appraisal performed by a third party appraiser;A property survey performed by a state registered or licensed surveyor;A state base premium for a mortgagee policy of title insurance with endorsements established in accordance with state law, or a title examination report if its cost is less than the state base premium for a mortgagee policy of title insurance without endorsements established in accordance with state law. - Due Diligence Vendor-05/19/2022 | Ready for Review-Document Uploaded. - Seller-05/31/2022<br>| Resolved-The loan discount points were erroneously included in the TX A6 test as they were bonafide<br> - Due Diligence Vendor-02/10/2023<br> Resolved-Resolved - Due Diligence Vendor-02/06/2023<br> Waived-We have a XX% Tolerance. Title insurance fee was less than what was disclosed therefore, it had<br> offset the other fees that we did not disclose or over disclose. - Due Diligence Vendor-06/01/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8119 |  |  | Closed | 2022-05-19 20:06 | 2022-06-01 18:00 | Resolved | 1 - Information<br> C<br> A | Compliance | QM-ATR | Qualified Mortgage DTI Threshold Test | Rescinded-Loan is Non-QM, Finding is rescinded. - Due Diligence Vendor-05/20/2022<br> Rescinded-This loan failed the qualified mortgage DTI threshold test. (12 CFR §1026.43(e)(2)(vi))This loan has a qualified mortgage DTI of XX.XXX%.A qualified mortgage is a covered transaction for which, among other requirements, the ratio of the consumer's total monthly debt to total monthly income at the time of consummation does not exceed XX percent, calculated in accordance with Appendix Q. - Due Diligence Vendor-05/19/2022 |  | Rescinded-Loan is Non-QM, Finding is rescinded. - Due Diligence Vendor-05/20/2022<br> Rescinded-This loan failed the qualified mortgage DTI threshold test. (12 CFR §1026.43(e)(2)(vi))This loan has a qualified mortgage DTI of XX.XXX%.A qualified mortgage is a covered transaction for which, among other requirements, the ratio of the consumer's total monthly debt to total monthly income at the time of consummation does not exceed XX percent, calculated in accordance with Appendix Q. - Due Diligence Vendor-05/19/2022<br>|  |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8119 |  |  | Closed | 2022-05-27 22:22 | 2022-05-31 21:30 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-05/31/2022<br> Resolved-Client provided master insurance - Due Diligence Vendor-05/31/2022<br> Ready for Review-Document Uploaded. - Seller-05/XX/2022<br> Open-Missing HO-6 Master Insurance Policy please provide masters insurance policy showing min of $Xmm in liability insurance. - Due Diligence Vendor-05/20/2022 | Ready for Review-Document Uploaded. - Seller-05/27/2022<br>| Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-05/31/2022<br>Resolved-Client provided master insurance - Due Diligence Vendor-05/31/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8294 |  |  | Closed | 2022-05-20 17:45 | 2023-01-19 21:28 | Waived | 2 - Non-Material<br> B | Credit | Credit | Total Reserves Requirement not met | Waived-Total Reserves Requirement not met Lender Exception page 4 - RENT IS PAID IN CASH TO PRIVATE PARTY AND DOES NOT MEET RESERVES<br> - Due Diligence Vendor-01/19/2023<br>Waived-Total Reserves Requirement not met Lender Exception page 4 - RENT IS PAID IN CASH TO PRIVATE PARTY AND DOES NOT MEET RESERVES - Due Diligence Vendor-05/20/2022 |  | Waived-Total Reserves Requirement not met Lender Exception page 4 - RENT IS PAID IN CASH TO PRIVATE PARTY AND DOES NOT MEET RESERVES<br> - Due Diligence Vendor-01/19/2023<br>Waived-Total Reserves Requirement not met Lender Exception page 4 - RENT IS PAID IN CASH TO PRIVATE PARTY AND DOES NOT MEET RESERVES - Due Diligence Vendor-05/20/2022<br>|  |  | XX.XX% LTV, XXX FICO, Rate & Term | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx8294 |  |  | Closed | 2022-05-20 22:33 | 2022-05-23 14:21 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Seller-05/20/2022<br>Open-Final HUD-1 Document is Missing Please Provide It - Due Diligence Vendor-05/19/2022 | Ready for Review-Document Uploaded. - Seller-05/20/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-05/23/2022<br>| FINAL HUD-1 SIGNED (244).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx8526 |  |  | Closed | 2022-06-01 22:06 | 2022-06-02 15:24 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/02/2022<br>Ready for Review-Document Uploaded. - Seller-06/01/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-05/23/2022 | Ready for Review-Document Uploaded. - Seller-06/01/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/02/2022<br>| 2206_001.pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx8562 |  |  | Closed | 2022-05-31 19:22 | 2022-05-31 19:46 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-HUD-1 fees entered. - Due Diligence Vendor-05/31/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-05/31/2022<br>Ready for Review-Document Uploaded. - Seller-05/31/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-05/23/2022<br>Open-Final HUD-1 document is missing while doing review, please provide. Thanks. - Due Diligence Vendor-05/19/2022 | Ready for Review-Document Uploaded. - Seller-05/31/2022<br>| Resolved-HUD-1 fees entered. - Due Diligence Vendor-05/31/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-05/31/2022<br>| FINAL HUD-1 SIGNED (252).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8587 |  |  | Closed | 2022-05-20 22:31 | 2022-05-23 17:43 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Seller-05/20/2022<br>Open-Final HUD-1 Document is missing in file , Please provide.<br> - Due Diligence Vendor-05/20/2022 | Ready for Review-Document Uploaded. - Seller-05/20/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-05/23/2022<br>| 2055_001.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxxx0253 | XXXXX |  | Closed | 2022-05-20 21:04 | 2022-06-02 17:23 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX |  | XXXX<br>| HOI.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-23 15:31 | 2022-07-07 15:29 | Resolved | 1 - Information<br> C<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | XXXX |  | Resolved-Validation Resolved - Due Diligence Vendor-06/27/2022<br>Resolved-Secondary value updated - Due Diligence Vendor-06/27/2022<br>| CDA.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-23 15:31 | 2022-07-07 15:29 | Resolved | 1 - Information<br> C<br> A | Property | Appraisal | Missing Core Valuation Product | XXXX |  | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-06/27/2022<br>Resolved-Property updated to loan file - Due Diligence Vendor-06/27/2022<br>| Appraisal.pdf<br>SSR.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-23 15:31 | 2022-07-07 15:29 | Resolved | 1 - Information<br> C<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | XXXX |  | Resolved-Condition Resolved or Not Applicable. CDA updated - Due Diligence Vendor-06/27/2022<br>| CDA.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-23 15:46 | 2022-06-30 13:50 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | XXXX |  | Resolved-Assets are sufficient to close. All account have been accounted for with the listed amount or more. - Due Diligence Vendor-06/30/2022<br>Resolved-Assets updated - Due Diligence Vendor-06/27/2022<br>Resolved-Assets updated - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-29 16:16 | 2022-06-29 21:54 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Document Uploaded. This was a purchase. PP was $XXXk and it looks like the UW calculated the taxes based on the millage rate and added the Valorem taxes. ($XXX,XXX x X.XXXXX% = $X,XXX.XX) + $XXX.XX valorem totals $X,XXX.XX/yr. This comes to $XXX.XX a month - Due Diligence Vendor-06/29/2022<br> Ready for Review-Document Uploaded. This was a purchase. PP was $XXXk and it looks like the UW calculated the taxes based on the millage rate and added the Valorem taxes.<br>($XXX,XXX x X.XXXXX% = $X,XXX.XX) + $XXX.XX valorem totals $X,XXX.XX/yr. This comes to $XXX.XX a month.<br> - Buyer-06/XX/2022<br> Open-Please clarify on what the DSCR calculation is, per the 1003/1008, the property taxes are XXX.XX a month, per the tax cert provide the monthly payment is $XXX.XX - Due Diligence Vendor-06/29/2022 |  | Resolved-Document Uploaded. This was a purchase. PP was $XXXk and it looks like the UW calculated the taxes based on the millage rate and added the Valorem taxes. ($XXX,XXX x X.XXXXX% = $X,XXX.XX) + $XXX.XX valorem totals $X,XXX.XX/yr. This comes to $XXX.XX a month - Due Diligence Vendor-06/29/2022<br>| 47891 Tax Bill.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-23 15:35 | 2022-06-29 21:52 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Evidence of Property Tax Missing | XXXX |  | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-06/27/2022<br>| Tax.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-23 15:35 | 2022-06-29 21:52 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Title Document Missing | XXXX |  | Resolved-Title Document is fully Present - Due Diligence Vendor-06/27/2022<br>Resolved-Title document updated - Due Diligence Vendor-06/27/2022<br>| Title Docs.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-29 14:32 | 2022-06-29 21:12 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Purchase Contract is Missing | XXXX |  | Resolved-Client provided Sales contract - Due Diligence Vendor-06/29/2022<br>| Purchase Contract.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-29 15:25 | 2022-06-29 21:07 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Client provided lender approval form - Due Diligence Vendor-06/29/2022<br>Ready for Review-Document Uploaded. - Buyer-06/29/2022<br>Open-Conditional loan commitment missing for correct borrower - Due Diligence Vendor-06/29/2022 |  | Resolved-Client provided lender approval form - Due Diligence Vendor-06/29/2022<br>| Loan Approval 47891 FINAL 2_2.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-23 15:37 | 2022-06-29 14:34 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-06/27/2022<br>Resolved-Flood insurance updated - Due Diligence Vendor-06/27/2022<br>Open- - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Buyer-06/27/2022<br>Open-Missing Flood Certificate Please provide the Flood Cert. The Flood Cert provided in file is not for the correct address. - Due Diligence Vendor-06/23/2022 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-06/27/2022<br>Resolved-Flood insurance updated - Due Diligence Vendor-06/27/2022<br>| Flood.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-23 15:37 | 2022-06-29 14:34 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-06/27/2022<br>Resolved-property insurance updated - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Buyer-06/27/2022<br>Open-Missing Hazard Insurance Policy Please provide the Hazard Insurance Policy. The Hazard Insurance Policy in file is not for the correct address. - Due Diligence Vendor-06/23/2022 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-06/27/2022<br>Resolved-property insurance updated - Due Diligence Vendor-06/27/2022<br>| HOI.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-23 15:49 | 2022-06-29 14:21 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Missing credit report | Resolved-Credit Report is Provided - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Buyer-06/27/2022<br>Open-Credit Report is Missing Please provide the Credit report. The Credit report in file is not for the correct borrower. - Due Diligence Vendor-06/23/2022 |  | Resolved-Credit Report is Provided - Due Diligence Vendor-06/27/2022<br>| TRI-MERGED CREDIT REPORT.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-04 04:03 | 2022-06-28 23:30 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/23/2022<br>Resolved-1008 received and added to review. Client has confirmed they will send the rest of the docs required to complete loan review. - Due Diligence Vendor-06/13/2022<br>Ready for Review-Document Uploaded. 1008. Rest of file to be properly uploaded - Buyer-06/13/2022<br>Open-1008 Document is Missing No loan documents have been submitted for review. All documents are missing. Please provide required documents to initiate loan review. Thank you. - Due Diligence Vendor-06/04/2022 |  | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/23/2022<br>Resolved-1008 received and added to review. Client has confirmed they will send the rest of the docs required to complete loan review. - Due Diligence Vendor-06/13/2022<br>| 1008 Transmittal Summary_2022_06_13_@09_54_11.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0251 | XXXXX |  | Closed | 2022-06-23 15:56 | 2022-06-27 21:45 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided Fraud report updated - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Buyer-06/27/2022<br>Open-Missing Third Party Fraud Report Please provide the Third Party Fraud Report. The Fraud Report in file is for the incorrect address. - Due Diligence Vendor-06/23/2022 |  | Resolved-Third Party Fraud Report is provided Fraud report updated - Due Diligence Vendor-06/27/2022<br>| Fraud.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0255 | XXXXX |  | Closed | 2022-05-23 14:16 | 2022-07-07 14:25 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/13/2022<br>Ready for Review-Document Uploaded. 1008 - Buyer-06/13/2022<br>Open-The 1008 document is missing from the loan file.. Please Provide - Due Diligence Vendor-05/23/2022 |  | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/13/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0255 | XXXXX |  | Closed | 2022-05-23 15:00 | 2022-06-22 21:24 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-06/22/2022<br>Resolved-Client provided second appraisal - Due Diligence Vendor-06/22/2022<br>Ready for Review-Document Uploaded. - Buyer-06/22/2022<br>Open-No Secondary Value or Additional Review Products have been selected Secondary Value is missing. Please Provide - Due Diligence Vendor-05/23/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-06/22/2022<br>Resolved-Client provided second appraisal - Due Diligence Vendor-06/22/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0255 | XXXXX |  | Closed | 2022-06-01 17:19 | 2022-06-22 21:24 | Resolved | 1 - Information<br> C<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-06/22/2022<br>Rescinded-Added in error, rescinded. - Due Diligence Vendor-06/01/2022<br>Ready for Review-this is a duplicate condition - Seller-06/01/2022<br>Open-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Secondary Value is missing. Please Provide - Due Diligence Vendor-05/23/2022 | Ready for Review-this is a duplicate condition - Seller-06/01/2022<br>| Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-06/22/2022<br>Rescinded-Added in error, rescinded. - Due Diligence Vendor-06/01/2022<br>|  |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0255 | XXXXX |  | Closed | 2022-05-23 21:32 | 2022-06-03 20:46 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Loan approval received, resolved. - Due Diligence Vendor-06/03/2022<br>Ready for Review-Document Uploaded. - Buyer-06/03/2022<br>Open-Lender Approval form is missing. Please Provide<br> - Due Diligence Vendor-05/23/2022 |  | Resolved-Loan approval received, resolved. - Due Diligence Vendor-06/03/2022<br>| loan approval_2_2022_06_03_@01_29_49.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7883 |  |  | Closed | 2022-05-23 21:38 | 2022-06-07 16:56 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Audited DTI of XX.XX% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-05/27/2022<br> Rescinded-Audited DTI of XX.X% exceeds Guideline DTI of 50% - Due Diligence Vendor-05/23/2022<br> Rescinded-DTI is now below 50% - Due Diligence Vendor-05/24/2022 |  | Resolved-Audited DTI of XX.XX% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-05/27/2022<br> Rescinded-Audited DTI of XX.X% exceeds Guideline DTI of 50% - Due Diligence Vendor-05/23/2022<br> Rescinded-DTI is now below 50% - Due Diligence Vendor-05/24/2022<br>|  |  |  | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7883 |  |  | Closed | 2022-05-26 21:23 | 2022-06-07 16:53 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Resolved-Borrower 1 Tax Returns Are Signed - Due Diligence Vendor-05/27/2022<br> Resolved-Client provided taxes signed - Due Diligence Vendor-05/27/2022<br> Ready for Review-Document Uploaded. - Seller-05/26/2022<br> Open-Borrower 1 to sign/date tax returns - Due Diligence Vendor-05/24/2022<br> Open-Borrower 1 Tax Returns Not Signed - Due Diligence Vendor-05/24/2022 | Ready for Review-Document Uploaded. - Seller-05/26/2022<br>| Resolved-Borrower 1 Tax Returns Are Signed - Due Diligence Vendor-05/27/2022<br>Resolved-Client provided taxes signed - Due Diligence Vendor-05/27/2022<br>| 2184_001.pdf |  |  | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7883 |  |  | Closed | 2022-05-26 21:23 | 2022-06-07 16:53 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Borrower 2 Tax Returns Not Signed | Resolved-Borrower 2 Tax Returns Are Signed or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/27/2022<br>Resolved-Client provided Taxes Signed. - Due Diligence Vendor-05/27/2022<br>Ready for Review-Document Uploaded. - Seller-05/26/2022<br>Open-Borrower 2 to sign/date tax returns - Due Diligence Vendor-05/24/2022<br>Open-Borrower 2 Tax Returns Not Signed - Due Diligence Vendor-05/24/2022 | Ready for Review-Document Uploaded. - Seller-05/26/2022<br>| Resolved-Borrower 2 Tax Returns Are Signed or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/27/2022<br>Resolved-Client provided Taxes Signed. - Due Diligence Vendor-05/27/2022<br>| 2184_001.pdf |  |  | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7883 |  |  | Closed | 2022-05-26 21:14 | 2022-05-27 12:56 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Deficient AUS/Loan Approval | XXXX | Ready for Review-Document Uploaded. Exception confirms Alt 30 program - Seller-05/26/2022<br>| Resolved-Thank you Client provided updated exception with loan program changes. - Due Diligence Vendor-05/27/2022<br>| INVESTOR EXCEPTIONS.pdf |  |  | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7883 |  |  | Closed | 2022-05-26 21:09 | 2022-05-27 12:54 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 2 Ethnicity Selection is Not Provided | Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/27/2022<br>Ready for Review-Document Uploaded. Application taken via telephone, ethnicity, gender, race not required - Seller-05/26/2022<br>Open-Borrower 2 Ethnicity Selection is Not Provided - Due Diligence Vendor-05/20/2022 | Ready for Review-Document Uploaded. Application taken via telephone, ethnicity, gender, race not required - Seller-05/26/2022<br>| Resolved-Borrower 2 Ethnicity Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/27/2022<br>| 2183_001.pdf |  |  | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7883 |  |  | Closed | 2022-05-26 21:10 | 2022-05-27 12:54 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 2 Gender Selection is Not Provided | Resolved-Borrower 2 Gender Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/27/2022<br>Ready for Review-Document Uploaded. Application taken via telephone, ethnicity, gender, race not required - Seller-05/26/2022<br>Open-Borrower 2 Gender Selection is Not Provided - Due Diligence Vendor-05/20/2022 | Ready for Review-Document Uploaded. Application taken via telephone, ethnicity, gender, race not required - Seller-05/26/2022<br>| Resolved-Borrower 2 Gender Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/27/2022<br>| 2183_001.pdf |  |  | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7883 |  |  | Closed | 2022-05-26 21:10 | 2022-05-27 12:54 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 2 Race Selection is Not Provided | Resolved-Borrower 2 Race Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/27/2022<br>Ready for Review-Document Uploaded. - Seller-05/26/2022<br>Open-Borrower 2 Race Selection is Not Provided - Due Diligence Vendor-05/20/2022 | Ready for Review-Document Uploaded. - Seller-05/26/2022<br>| Resolved-Borrower 2 Race Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-05/27/2022<br>| 2183_001.pdf |  |  | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7883 |  |  | Closed | 2022-05-23 16:28 | 2022-05-24 13:10 | Waived | 2 - Non-Material<br> B | Credit | Credit | Lender Approved Exceptions Stipulations Not Met | Waived-Lender exception page 5 - X MOS RESERVES NOT X MOS - Due Diligence Vendor-05/23/2022 |  | Waived-Lender exception page 5 - XMOS RESERVES NOT 6 MOS - Due Diligence Vendor-05/23/2022<br>|  |  | RESIDUAL INCOME OVER $XXXX , MORTGAGES PAID ON TIME<br> PURCHASE A PRIMARY RESIDENCE | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8550 |  |  | Closed | 2022-05-26 21:42 | 2022-06-07 21:25 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX | Ready for Review-Document Uploaded. California transaction, Settlement date does not need to match note date or notary date - Seller-05/26/2022<br>| Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-06/07/2022<br>Rescinded-Document Uploaded. California transaction, Settlement date does not need to match note date or notary date - Due Diligence Vendor-05/27/2022<br>| FINAL HUD-1 SIGNED (251).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8550 |  |  | Closed | 2022-05-26 21:39 | 2022-05-27 13:15 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Missing proof of hazard insurance | Resolved-Client provided Hazard insurance - Due Diligence Vendor-05/27/2022<br>Ready for Review-Document Uploaded. Hazard Insurance RCE attached confirms sufficient coverage - Seller-05/26/2022<br>Open-having insufficient annual premium in hazard document's which is provided in document's but it's not sufficient. we required updated hazard documentation for additional proceeds. Thanks! - Due Diligence Vendor-05/24/2022 | Ready for Review-Document Uploaded. Hazard Insurance RCE attached confirms sufficient coverage - Seller-05/26/2022<br>| Resolved-Client provided Hazard insurance - Due Diligence Vendor-05/27/2022<br>| HAZARD INSURANCE (33).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx7994 |  |  | Closed | 2022-05-26 21:33 | 2022-05-27 13:30 | Cured | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Cured- - Due Diligence Vendor-05/27/2022<br>Ready for Review-Non QM allows HPML with impounds for taxes and insurance - Seller-05/26/2022<br>Open-"Please reply to acknowledge that this loan is a high-priced transaction." - Due Diligence Vendor-05/24/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/24/2022 | Ready for Review-Non QM allows HPML with impounds for taxes and insurance - Seller-05/26/2022<br>|  |  |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8336 |  |  | Closed | 2022-05-25 17:51 | 2023-01-19 21:32 | Waived | 2 - Non-Material<br> B | Credit | Credit | Deficient non-subject housing history rating | Waived-Guideline Exception page 5 -12 month cancelled checks for hosing history is given on page no 5.Hence it can be consider as per given U/W Exception form.<br> - Due Diligence Vendor-01/19/2023<br> Waived-Guideline Exception page 5 -12 month cancelled checks for hosing history is given on page no 5.Hence it can be consider as per given U/W Exception form. - Due Diligence Vendor-05/25/2022 |  | Waived-Guideline Exception page 5 -12 month cancelled checks for hosing history is given on page no 5.Hence it can be consider as per given U/W Exception form.<br> - Due Diligence Vendor-01/19/2023<br>Waived-Guideline Exception page 5 -12 month cancelled checks for hosing history is given on page no 5.Hence it can be consider as per given U/W Exception form. - Due Diligence Vendor-05/25/2022<br>|  |  | X.XX DSCR, XX.XX %LTV, Owns property in XX | CA | Investment | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx8336 |  |  | Closed | 2022-06-01 22:42 | 2022-06-02 15:52 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | HUD-1 Closing Statement missing or unsigned | Resolved-Final HUD-1 is present - Due Diligence Vendor-06/02/2022<br>Ready for Review-Document Uploaded. - Seller-06/01/2022<br>Open-Need to obtain final HUD - Due Diligence Vendor-05/25/2022 | Ready for Review-Document Uploaded. - Seller-06/01/2022<br>| Resolved-Final HUD-1 is present - Due Diligence Vendor-06/02/2022<br>| 2208_001.pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx4434 |  |  | Closed | 2022-06-01 17:26 | 2022-06-01 20:43 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. Please see the attached ins . please clear the exception. - Seller-06/01/2022<br>| XXXX<br>| XXXX |  |  | NV | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0286 |  |  | Closed | 2022-05-27 19:32 | 2022-08-05 13:16 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Deed of Trust is Incomplete | XXXX | Ready for Review-Document Uploaded. - Seller-08/05/2022<br>| Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-08/05/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx4487 |  |  | Closed | 2022-06-09 19:04 | 2022-07-22 18:52 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-06/10/2022<br>Ready for Review-Document Uploaded. - Seller-06/09/2022<br>Open-The Initial 1003 is Missing. Please include the signed and dated Loan Originator Information page. - Due Diligence Vendor-06/02/2022 | Ready for Review-Document Uploaded. - Seller-06/09/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-06/10/2022<br>| XXXX |  |  | MD | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx4476 |  |  | Closed | 2022-07-23 00:30 | 2022-07-23 00:32 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Loan Exception is on page 536 - Due Diligence Vendor-07/23/2022<br>Open- - Due Diligence Vendor-07/23/2022 |  | Waived-Loan Exception is on page 536 - Due Diligence Vendor-07/23/2022<br>|  |  | FICO XXX; Years at present addressX years; Mortgage history 0X30; Years of Monthly Payments XX years | NV | Investment | Purchase | NA | XXX | Originator Post-Close | Yes |
| XXXX | xxxxxxx0166 |  |  | Closed | 2022-06-27 18:37 | 2022-06-27 18:58 | Resolved | 1 - Information<br> C<br> A | Compliance | Compliance | TRID LE disclosure violation; missing Worksheet Disclaimer on Loan Estimate. | Resolved-Financial updater per updated final 1003 - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. this condition was a duplicate of the other closed condition. please clear....same documentation uploaded. - Seller-06/27/2022<br>Open-Please provide financial worksheet showing income used to qualify subject loan - Due Diligence Vendor-06/24/2022 | Ready for Review-Document Uploaded. this condition was a duplicate of the other closed condition. please clear....same documentation uploaded. - Seller-06/27/2022<br>| Resolved-Financial updater per updated final 1003 - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | AZ | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0166 |  |  | Closed | 2022-06-24 16:07 | 2022-06-27 12:54 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | HECM Financial Analysis Worksheet is Incomplete, Missing or Deficient | Resolved-Financial worksheet updated to loan file - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. Please see uploaded income calculation worksheet for this loan. - Buyer-06/25/2022<br>Open- - Due Diligence Vendor-06/24/2022 |  | Resolved-Financial worksheet updated to loan file - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | AZ | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx4301 |  |  | Closed | 2022-06-14 06:39 | 2022-07-22 19:02 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/22/2022<br>Rescinded-The 1008 document is missing from the loan file. 1008 Doc is missing in File. Considered the data from Conditional Approval in Page #1 - Due Diligence Vendor-06/14/2022 |  | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/22/2022<br>Rescinded-The 1008 document is missing from the loan file. 1008 Doc is missing in File. Considered the data from Conditional Approval in Page #1 - Due Diligence Vendor-06/14/2022<br>|  |  |  | PA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0019 |  |  | Closed | 2022-06-28 16:41 | 2022-07-07 13:04 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | XXXX | XXXX<br>| Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-07/07/2022<br>| HOI - HAZARD INSURANCE(10).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9281 |  |  | Closed | 2022-07-07 15:37 | 2022-08-08 12:32 | Resolved | 1 - Information<br> C<br> A | Credit | Closing | Borrower 1 Deed of Trust Signature does not match Note | XXXX | Ready for Review-Document Uploaded. See attached re-signed Note & DOT - Seller-08/05/2022<br>| Resolved-Borrower 1 Signature matches Note - Due Diligence Vendor-08/08/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0310 |  |  | Closed | 2022-07-11 22:31 | 2022-07-15 19:47 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing credit report | XXXX | XXXX<br>| Resolved-System is now updated with B2 FICO scores and liabilities from uploaded credit report.. Finding is resolved. - Due Diligence Vendor-07/15/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0310 |  |  | Closed | 2022-07-11 22:35 | 2022-07-14 17:45 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX<br>| XXXX<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxxx0204 |  |  | Closed | 2022-07-13 22:34 | 2022-07-18 14:57 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | XXXX | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>| Resolved-Client provided final 1003 signed - Due Diligence Vendor-07/18/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8054 |  |  | Closed | 2022-08-09 17:53 | 2022-08-10 22:18 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Revised Closing Disclosure Delivery Date Test (No Waiting Period Required) Test | Ready for Review-Document Uploaded. - Due Diligence Vendor-08/10/2022<br> Open-This loan failed the revised closing disclosure delivery date test (no waiting period required). (12 CFR §1026.19(f)(2)(i))The revised closing disclosure delivery does not require a new waiting period and:The revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised closing disclosure delivery date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation not requiring a new waiting period. Except as provided in §1026.19(f)(2)(ii), if the disclosures provided under §1026.19(f)(1)(i) become inaccurate before consummation, the creditor shall provide corrected disclosures reflecting any changed terms to the consumer so that the consumer receives the corrected disclosures at or before consummation. Notwithstanding the requirement to provide corrected disclosures at or before consummation, the creditor shall permit the consumer to inspect the disclosures provided under this paragraph, completed to set forth those items that are known to the creditor at the time of inspection, during the business day immediately preceding consummation, but the creditor may omit from inspection items related only to the seller's transaction. - Due Diligence Vendor-08/09/2022 |  |  | Final CD confirming disbursment date 6-30.pdf<br>CD signed at docs.pdf |  |  | AZ | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8054 |  |  | Closed | 2022-08-09 17:53 | 2022-08-10 22:18 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | TRID Initial Closing Disclosure Date and Funding Date Validation Test | Ready for Review-Document Uploaded. - Due Diligence Vendor-08/10/2022<br>Open-This loan failed the TRID closing disclosure date and funding date validation test.This loan contains a closing disclosure receipt date (or closing disclosure delivery date if receipt date was not provided) that is after the funding date. Please review the loan data to ensure the dates are in the correct fields. - Due Diligence Vendor-08/09/2022 |  |  | CD signed at docs.pdf<br>Final CD confirming disbursment date 6-30.pdf |  |  | AZ | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8054 |  |  | Closed | 2022-07-15 18:31 | 2022-08-10 22:06 | Resolved | 1 - Information<br> C<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-08/10/2022<br>Rescinded-TRID: Missing Final Closing Disclosure Invalid Finding,Hence rescinded - Due Diligence Vendor-07/15/2022 |  | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-08/10/2022<br>Rescinded-TRID: Missing Final Closing Disclosure Invalid Finding,Hence rescinded - Due Diligence Vendor-07/15/2022<br>|  |  |  | AZ | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8054 |  |  | Closed | 2022-08-09 17:47 | 2022-08-10 22:06 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | CD: General Form Requirements Not Met | Resolved-CD: General Form Requirements Met - Due Diligence Vendor-08/10/2022<br>Ready for Review-Document Uploaded. - Due Diligence Vendor-08/10/2022<br>Open-CD: General Form Requirements Not Met - Due Diligence Vendor-08/09/2022 |  | Resolved-CD: General Form Requirements Met - Due Diligence Vendor-08/10/2022<br>| Final CD confirming disbursment date 6-30.pdf<br>CD signed at docs.pdf |  |  | AZ | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8054 |  |  | Closed | 2022-08-09 17:47 | 2022-08-10 22:06 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | CD: Refinance Statement Not Present | Resolved-CD: Refinance Statement Present - Due Diligence Vendor-08/10/2022<br>Ready for Review-Document Uploaded. - Due Diligence Vendor-08/10/2022<br>Open-CD: Refinance Statement Not Present - Due Diligence Vendor-08/09/2022 |  | Resolved-CD: Refinance Statement Present - Due Diligence Vendor-08/10/2022<br>| Final CD confirming disbursment date 6-30.pdf<br>CD signed at docs.pdf |  |  | AZ | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8054 |  |  | Closed | 2022-07-26 22:04 | 2022-08-09 23:05 | Waived | 2 - Non-Material<br> B | Credit | Credit | Tradeline minimum has not met guidelines | Waived-Small loan below XXXk and limited trades. Compensating factors XX months of reserves, XX tradelines paid as agreed, long time employed rental payment history documented. - Due Diligence Vendor-07/26/2022 |  | Waived-Small loan below XXXk and limited trades. Compensating factors XX months of reserves, XX tradelines paid as agreed, long time employed rental payment history documented. - Due Diligence Vendor-07/26/2022<br>|  |  | XX months of reserves, X tradelines paid as agreed, Long time employed, rental payment history is documented. | AZ | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx8054 |  |  | Closed | 2022-07-25 17:30 | 2022-08-01 20:14 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-PCCD was entered - Due Diligence Vendor-08/01/2022<br> Ready for Review-Document Uploaded. - Due Diligence Vendor-08/01/2022<br> Ready for Review-The borrower does not sign the final CD it is mailed to them after loan closes - Seller-08/01/2022<br> Counter-Please Provide final CD dated X/XX. PCCD was sent in but we need the Final CD signed and dated by Borrower. - Due Diligence Vendor-07/29/2022<br> Ready for Review-Document Uploaded. - Seller-07/28/2022<br> Open-TRID: Missing Closing Disclosure TRID: Missing final Closing Disclosure - Due Diligence Vendor-07/25/2022 | Ready for Review-The borrower does not sign the final CD it is mailed to them after loan closes - Seller-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>| Resolved-PCCD was entered - Due Diligence Vendor-08/01/2022<br>| XXXX |  |  | AZ | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8054 |  |  | Closed | 2022-07-15 17:00 | 2022-07-29 12:30 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved- - Due Diligence Vendor-07/29/2022<br>Open- - Due Diligence Vendor-07/29/2022<br>Resolved-Gap credit report received - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-Gap Credit Report is Missing - Due Diligence Vendor-07/15/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>| Resolved-Gap credit report received - Due Diligence Vendor-07/29/2022<br>| C401008054 - MESKO CREDIT SOFT PULL.pdf |  |  | AZ | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9431 |  |  | Closed | 2022-07-18 16:31 | 2022-07-26 17:38 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Loss of rents was provided and entered. - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. - Seller-07/25/2022<br>Open-Rent loss coverage not available in Hazard insurance document, please provide. Page 149Cl - Due Diligence Vendor-07/18/2022 | Ready for Review-Document Uploaded. - Seller-07/25/2022<br>| Resolved-Loss of rents was provided and entered. - Due Diligence Vendor-07/26/2022<br>| C101009431 - KEIM RENT LOSS COVERAGE.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9431 |  |  | Closed | 2022-07-18 16:03 | 2022-07-26 13:15 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. - Seller-07/25/2022<br>Open-Final HUD-1 Document is Missing Final HUD-1 is not found entire file , Please Provide - Due Diligence Vendor-07/18/2022 | Ready for Review-Document Uploaded. - Seller-07/25/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/26/2022<br>| 3400_001.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9431 |  |  | Closed | 2022-07-18 16:24 | 2022-07-25 18:08 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | XXXX<br>|  | transmittal_19_pdf (97).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9657 |  |  | Closed | 2022-07-29 17:42 | 2022-08-02 14:13 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Deed of Trust is Incomplete | XXXX | Ready for Review-Document Uploaded. Update attached - Seller-08/01/2022<br>| Resolved-Client provided Deed of trust - Due Diligence Vendor-08/02/2022<br>| scan0252.pdf<br>3548_001.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9872 |  |  | Closed | 2022-07-25 21:15 | 2022-08-03 12:52 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited FICO is less than AUS FICO | Resolved-Updated with XXX. Credit scores page. 39 - Due Diligence Vendor-08/03/2022<br> Ready for Review-Qualifying score is XXX - Seller-08/02/2022<br> Open-Per approval Qualifying FICO is XXX however the DATA tape shows XXX please confirm the qualifying FICO. Thanks - Due Diligence Vendor-07/25/2022 | Ready for Review-Qualifying score is XXX - Seller-08/02/2022<br>| Resolved-Updated with XXX. Credit scores page. 39 - Due Diligence Vendor-08/03/2022<br>|  |  |  | HI | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9361 |  |  | Closed | 2022-07-26 14:28 | 2022-08-02 13:17 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Gender Selection is Not Provided | XXXX | XXXX<br>| Resolved-Gender is identified on 1003. - Due Diligence Vendor-08/02/2022<br>Rescinded- - Due Diligence Vendor-07/29/2022<br>| 3528_001.pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9361 |  |  | Closed | 2022-07-27 16:38 | 2022-07-29 14:15 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/29/2022<br>Open-Borrower 1 Citizenship Documentation Is Missing Please provide picture ID - Due Diligence Vendor-07/27/2022 |  | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/29/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9993 |  |  | Closed | 2022-07-27 17:32 | 2022-08-03 12:29 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/03/2022<br>Ready for Review-Document Uploaded. - Seller-08/02/2022<br>Open-ID Proof is missing in file. Please provide. - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. - Seller-08/02/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/03/2022<br>| CIP FORM (6).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9993 |  |  | Closed | 2022-07-25 15:50 | 2022-07-29 14:26 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Open-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-Final HUD-1 Document is Missing HUD-1 Document is missing in file. Please provide - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>|  | FINAL HUD-1 SIGNED (309).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9824 |  |  | Closed | 2022-07-26 21:30 | 2022-07-29 12:34 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | HUD-1 Closing Statement missing or unsigned | Resolved-Final certified True Copy of final HUD received - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-Need a certified True Copy of final HUD stamped final and be signed/dated by the borrower and closing agent. - Due Diligence Vendor-07/26/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>| Resolved-Final certified True Copy of final HUD received - Due Diligence Vendor-07/29/2022<br>| 3527_001.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9571 |  |  | Closed | 2022-07-26 09:53 | 2022-08-16 16:49 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-document states will pay min rent loss. guidelines state min 6months pitia - Due Diligence Vendor-08/16/2022<br> Ready for Review-Document Uploaded. - Seller-08/16/2022<br> Counter-Document sent in does state that there is rent loss but does not state how much is the rent loss is. Please provide a document that states the amount of the rent loss or if there are notes on the policy that states rent loss is 6 month for example. - Due Diligence Vendor-08/01/2022<br> Ready for Review-Document Uploaded. - Seller-07/29/2022<br> Open-Rent Loss Coverage is missing in Hazard Insurance, Please Provide Updated Hazard Insurance with Rent Loss Coverage. - Due Diligence Vendor-07/26/2022 | Ready for Review-Document Uploaded. - Seller-08/16/2022<br>Ready for Review-Document Uploaded. - Seller-07/29/2022<br>| Resolved-document states will pay min rent loss. guidelines state min 6months pitia - Due Diligence Vendor-08/16/2022<br>| XXXX |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9571 |  |  | Closed | 2022-07-25 19:43 | 2022-08-01 16:23 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator NMLS is Not Valid | XXXX | Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached - Seller-08/01/2022<br>| Resolved-Lender sponsor - Due Diligence Vendor-08/01/2022<br>| SPONSORED LOAN MATRIX.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9571 |  |  | Closed | 2022-07-25 19:43 | 2022-08-01 16:23 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator Company NMLS is Not Valid | XXXX | Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached - Seller-08/01/2022<br>| Resolved-Lender sponsor - Due Diligence Vendor-08/01/2022<br>| SPONSORED LOAN MATRIX.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9571 |  |  | Closed | 2022-07-25 18:48 | 2022-07-29 17:55 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/29/2022<br>Open-Final HUD-1 Document is Missing in the file, Please Provide - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. - Seller-07/29/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>| 3531_001.pdf<br>3532_001.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9571 |  |  | Closed | 2022-07-27 15:43 | 2022-07-29 17:48 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/29/2022<br>Open-Borrower Citizenship Documentation is Not Provided, please provide Driving License or Passport. - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. - Seller-07/29/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/29/2022<br>| CIP FORM (2).pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9895 |  |  | Closed | 2022-07-25 14:55 | 2022-08-01 16:27 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator NMLS is Not Valid | Resolved-Lender Sponsor loan - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached - Seller-08/01/2022<br>Open-Please Provide Correct Updated NMLS ID Note Document And Final 1003 Document - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached - Seller-08/01/2022<br>| Resolved-Lender Sponsor loan - Due Diligence Vendor-08/01/2022<br>| SPONSORED LOAN MATRIX.pdf |  |  | LA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9895 |  |  | Closed | 2022-07-25 14:55 | 2022-08-01 16:26 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator Company NMLS is Not Valid | Resolved-Lender sponsored loan - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached - Seller-08/01/2022<br>Open-Please Provide Correct Updated NMLS ID Note Document And Final 1003 Document - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached - Seller-08/01/2022<br>| Resolved-Lender sponsored loan - Due Diligence Vendor-08/01/2022<br>| SPONSORED LOAN MATRIX.pdf |  |  | LA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0066 |  |  | Closed | 2022-07-25 18:07 | 2022-08-01 16:28 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator NMLS is Not Valid | Resolved-Lender sponsor loan - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached - Seller-08/01/2022<br>Open-Please Provide Correct Updated NMLS ID Note Document And Final 1003 Document - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached - Seller-08/01/2022<br>| Resolved-Lender sponsor loan - Due Diligence Vendor-08/01/2022<br>| SPONSORED LOAN MATRIX.pdf |  |  | OH | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0066 |  |  | Closed | 2022-07-25 18:07 | 2022-08-01 16:28 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator Company NMLS is Not Valid | Resolved-Lender sponsor loan - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached - Seller-08/01/2022<br>Open-Please Provide Correct Updated NMLS ID Note Document And Final 1003 Document - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached - Seller-08/01/2022<br>| Resolved-Lender sponsor loan - Due Diligence Vendor-08/01/2022<br>| SPONSORED LOAN MATRIX.pdf |  |  | OH | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0066 |  |  | Closed | 2022-07-25 20:31 | 2022-08-01 16:06 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>Open-ID Proof Document is Missing in File Please Provide. - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. - Seller-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/01/2022<br>| XXXX |  |  | OH | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9920 |  |  | Closed | 2022-07-26 13:27 | 2022-07-29 17:49 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-CIF Form sent in for both borrowers - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. This document was included in the credit pkg when originally delivered - Seller-07/29/2022<br>Open-Borrower 1 & 2 Residency ID Proof is missing. Please Provide - Due Diligence Vendor-07/26/2022 | Ready for Review-Document Uploaded. This document was included in the credit pkg when originally delivered - Seller-07/29/2022<br>| Resolved-CIF Form sent in for both borrowers - Due Diligence Vendor-07/29/2022<br>| XXXX |  |  | TN | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8676 |  |  | Closed | 2022-07-26 17:03 | 2022-08-01 16:36 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX |  | XXXX<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx8676 |  |  | Closed | 2022-07-26 17:15 | 2022-08-01 16:36 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>Open-This is a drying funding state, please clarify if the HUD1 in the file is the final HUD1 or if there is a finalized HUD1 - Due Diligence Vendor-07/26/2022 | Ready for Review-Document Uploaded. - Seller-08/01/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/01/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0019 |  |  | Closed | 2022-07-25 22:17 | 2022-08-01 16:46 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>Open-Final HUD-1 Document is Missing HUD-1 Document is missing in file. Please Provide - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. - Seller-08/01/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/01/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0019 |  |  | Closed | 2022-07-29 20:04 | 2022-08-01 16:07 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Verification of Mortgage | XXXX | XXXX<br>| Resolved-Borrower owns home free and clear - Due Diligence Vendor-08/01/2022<br>|  |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxxx0006 |  |  | Closed | 2022-08-01 17:10 | 2022-08-02 20:09 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Appraisal 2 missing | Resolved-2nd appraisal entered, resolved - Due Diligence Vendor-08/02/2022<br> Ready for Review-Document Uploaded. - Seller-08/02/2022<br> Open-Loan amount is over X.X million, please provide 2nd appraisal - Due Diligence Vendor-08/01/2022 | Ready for Review-Document Uploaded. - Seller-08/02/2022<br>| Resolved-2nd appraisal entered, resolved - Due Diligence Vendor-08/02/2022<br>| APPRAISAL(13).pdf<br>APPRAISAL(12).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9753 |  |  | Closed | 2022-07-27 18:51 | 2022-08-02 17:08 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/02/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>Open-Final HUD-1 Document is Missing. Please Provide - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. - Seller-08/01/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/02/2022<br>| 3549_001.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9753 |  |  | Closed | 2022-07-28 09:14 | 2022-08-02 14:10 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | XXXX | XXXX<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-08/02/2022<br>| NOTE (14).pdf<br>FINAL 1003 - ALL PAGES (17).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9885 |  |  | Closed | 2022-07-27 20:56 | 2022-08-03 12:34 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | VOM or VOR missing/required | Resolved-Received letter. Borrower resides with his brother and stays rent free. - Due Diligence Vendor-08/03/2022<br>Ready for Review-Document Uploaded. - Seller-08/02/2022<br>Open-Verification of Mortgage or Verification of Rent document is missing please provide for Primary Mortgage History. Thanks! - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. - Seller-08/02/2022<br>| Resolved-Received letter. Borrower resides with his brother and stays rent free. - Due Diligence Vendor-08/03/2022<br>| MISC LOE (7).pdf |  |  | OR | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9543 |  |  | Closed | 2022-07-28 19:25 | 2022-08-02 19:37 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing HUD-1 Closing Statement | Resolved- - Due Diligence Vendor-08/02/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>Open-Need a certified True Copy Of final HUD stamped final and be signed/dated by the borrower(s) and closing agent.<br>- Due Diligence Vendor-07/28/2022 | Ready for Review-Document Uploaded. - Seller-08/01/2022<br>|  | 3542_001.pdf |  |  | PA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9959 |  |  | Closed | 2022-07-27 20:26 | 2022-08-08 13:23 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/08/2022<br>Ready for Review-Document Uploaded. - Seller-08/05/2022<br>Open-Final HUD-1 Document is Missing Please provide Final hud Stamped and signed. - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. - Seller-08/05/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/08/2022<br>| XXXX |  |  | TN | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9959 |  |  | Closed | 2022-07-27 18:02 | 2022-08-08 13:03 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Origination Company NMLS Status is Unknown | Resolved- - Due Diligence Vendor-08/08/2022<br>Ready for Review-Client provided documentation for DSCR loan - Due Diligence Vendor-08/08/2022<br>Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached Matrix - Seller-08/05/2022<br>Open-Loan Origination Company NMLS Status is Unknown Please provide updated Note and 1003 showing the Origination company correct NLMS ID #. NMLS ID used for origination company belongs to Lending company - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached Matrix - Seller-08/05/2022<br>|  | DSCR STATE SPONSORED.pdf |  |  | TN | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9959 |  |  | Closed | 2022-07-27 18:02 | 2022-08-08 13:02 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator NMLS Status is Unknown | Resolved-Client provided documentation for DSCR loan - Due Diligence Vendor-08/08/2022<br>Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached Matrix - Seller-08/05/2022<br>Open-Loan Originator NMLS Status is Unknown Please provide updated Note and 1003 showing the Originators correct NMLS ID #. NMLS ID used for originator belongs to Lending company - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. This is a SPONSORED Loan Program see attached Matrix - Seller-08/05/2022<br>| Resolved-Client provided documentation for DSCR loan - Due Diligence Vendor-08/08/2022<br>| DSCR STATE SPONSORED.pdf |  |  | TN | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9726 |  |  | Closed | 2022-07-27 13:51 | 2022-08-03 12:38 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/03/2022<br>Ready for Review-ITIN program does not require evidence of citizenship, just evidence of ITIN - Seller-08/02/2022<br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower is Non-Permanent Resident alien but citizenship document is not given in loan file. Please Provide - Due Diligence Vendor-07/27/2022 | Ready for Review-ITIN program does not require evidence of citizenship, just evidence of ITIN - Seller-08/02/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/03/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9980 |  |  | Closed | 2022-07-29 19:23 | 2022-08-02 13:43 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-07/30/2022<br>Open-1008 Document is Missing Please provide updated 1008 selecting the correct property type. - Due Diligence Vendor-07/29/2022 | Ready for Review-Document Uploaded. - Seller-07/30/2022<br>| Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/01/2022<br>| transmittal_19_pdf (101).pdf |  |  | TX | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9980 |  |  | Closed | 2022-07-27 21:28 | 2022-08-02 13:35 | Resolved | 1 - Information<br> C<br> A | Credit | Data | Subject Transaction Occupancy is Primary Residence but None of the Borrowers Intends to Occupy as Primary Residence | Resolved-Validation Resolved or Not Applicable (The Occupancy on the 1003 Page is 'Primary Residence'). - Due Diligence Vendor-08/02/2022<br>Rescinded-Subject Transaction Occupancy is Primary Residence but None of the Borrowers Intends to Occupy as Primary Residence.<br> Confirm all the correct selections have been made. Please provide updated 1003 with the right selection. - Due Diligence Vendor-07/27/2022 |  | Resolved-Validation Resolved or Not Applicable (The Occupancy on the 1003 Page is 'Primary Residence'). - Due Diligence Vendor-08/02/2022<br>Rescinded-Subject Transaction Occupancy is Primary Residence but None of the Borrowers Intends to Occupy as Primary Residence.<br> Confirm all the correct selections have been made. Please provide updated 1003 with the right selection. - Due Diligence Vendor-07/27/2022<br>|  |  |  | TX | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9980 |  |  | Closed | 2022-07-29 19:27 | 2022-08-02 13:35 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-07/30/2022<br>Open-Subject Transaction Occupancy is Primary Residence but borrower does not Intends to Occupy as Primary Residence on section 5 declaration page . Please provide updated 1003 with the right selection. - Due Diligence Vendor-07/29/2022 | Ready for Review-Document Uploaded. - Seller-07/30/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-08/01/2022<br>| Binder1.pdf |  |  | TX | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9980 |  |  | Closed | 2022-07-28 19:52 | 2022-08-02 13:35 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/02/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>Open-Borrower 1 Citizenship Documentation Is Missing - Due Diligence Vendor-07/28/2022 | Ready for Review-Document Uploaded. - Seller-08/01/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/02/2022<br>| RESIDENT ALIEN CARD (3).pdf |  |  | TX | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8848 |  |  | Closed | 2022-08-01 15:17 | 2022-08-09 17:49 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/03/2022<br>Ready for Review-Document Uploaded. Both borrowers are US Citizens - Seller-08/02/2022<br>Open-Borrower 1 Citizenship Documentation Is Missing Please Provide it - Due Diligence Vendor-08/01/2022 | Ready for Review-Document Uploaded. Both borrowers are US Citizens - Seller-08/02/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/03/2022<br>| CIP FORM (5).pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx8848 |  |  | Closed | 2022-08-01 15:17 | 2022-08-09 17:49 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-Borrower 2 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/03/2022<br>Resolved-Citizenship Documentation received - Due Diligence Vendor-08/03/2022<br>Ready for Review-Document Uploaded. Final 1003 indicates both borrowers are US Citizens - Seller-08/02/2022<br>Open-Borrower 2 Citizenship Documentation Is Missing Please Provide it - Due Diligence Vendor-08/01/2022 | Ready for Review-Document Uploaded. Final 1003 indicates both borrowers are US Citizens - Seller-08/02/2022<br>| Resolved-Borrower 2 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/03/2022<br>Resolved-Citizenship Documentation received - Due Diligence Vendor-08/03/2022<br>| FINAL 1003 - ALL PAGES.pdf<br>CIP FORM (4).pdf |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0140 |  |  | Closed | 2022-07-28 15:05 | 2022-08-08 21:53 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Updated rent of loss - Due Diligence Vendor-08/08/2022<br>Resolved-guidelines used min 6 months pitia - Due Diligence Vendor-08/08/2022<br>Ready for Review-Document Uploaded. - Seller-08/05/2022<br>Open-This is Investment Property However Rent Loss is not provide on hazard page 123 cr please provide - Due Diligence Vendor-07/28/2022 | Ready for Review-Document Uploaded. - Seller-08/05/2022<br>| Resolved-Updated rent of loss - Due Diligence Vendor-08/08/2022<br>Resolved-guidelines used min 6 months pitia - Due Diligence Vendor-08/08/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0140 |  |  | Closed | 2022-08-02 15:40 | 2022-08-02 22:24 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/02/2022<br>Ready for Review-Document Uploaded. - Seller-08/02/2022<br>Open-please Provide Certified true copy of HUD1, provided final HUD 1 is not stamped final. - Due Diligence Vendor-08/02/2022 | Ready for Review-Document Uploaded. - Seller-08/02/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/02/2022<br>| FINAL HUD-1 SIGNED (311).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9767 |  |  | Closed | 2022-07-28 14:15 | 2022-08-02 21:19 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | XXXX | Ready for Review-ITIN program does not require citizenship documentation, only evidence of ITIN which was provided in the original upload - Seller-08/02/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-08/02/2022<br>Resolved-Citizenship Documentation received - Due Diligence Vendor-08/02/2022<br>| CIP FORM (3).pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9497 |  |  | Closed | 2022-07-28 15:34 | 2022-08-05 14:27 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-08/05/2022<br>Ready for Review-Document Uploaded. - Seller-08/04/2022<br>Open-Missing Flood Certificate - Due Diligence Vendor-07/28/2022 | Ready for Review-Document Uploaded. - Seller-08/04/2022<br>| Resolved-Flood Certificate is fully present - Due Diligence Vendor-08/05/2022<br>| FLOOD CERTIFICATION (7).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9497 |  |  | Closed | 2022-07-28 17:22 | 2022-08-05 13:44 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/05/2022<br>Ready for Review-Document Uploaded. - Seller-08/04/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-07/28/2022 | Ready for Review-Document Uploaded. - Seller-08/04/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/05/2022<br>| FINAL HUD-1 SIGNED (313).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9497 |  |  | Closed | 2022-08-02 21:29 | 2022-08-05 13:19 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Client provided 1008 DSCR - Due Diligence Vendor-08/05/2022<br> Ready for Review-Document Uploaded. - Seller-08/04/2022<br> Open-Based on calculation client is using higher amount of X,XXX instead of the actual rent $XXXX which also so happens to be the lower of the two. Due to this DSCR difference occurring. Please Provide Clarification - Due Diligence Vendor-08/02/2022 | Ready for Review-Document Uploaded. - Seller-08/04/2022<br>| Resolved-Client provided 1008 DSCR - Due Diligence Vendor-08/05/2022<br>| transmittal_19_pdf (105).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9313 |  |  | Closed | 2022-08-02 16:03 | 2022-08-02 22:20 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/02/2022<br>Ready for Review-Document Uploaded. - Seller-08/02/2022<br>Open-Need a certified True Copy Of final HUD stamped final - Due Diligence Vendor-08/02/2022 | Ready for Review-Document Uploaded. - Seller-08/02/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/02/2022<br>| 3587_001.pdf |  |  | CO | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9693 |  |  | Closed | 2022-07-29 21:32 | 2022-08-05 17:43 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-DOT sent in - Due Diligence Vendor-08/05/2022<br>Ready for Review-Document Uploaded. - Seller-08/05/2022<br>Open-In Deed of Trust page no. 7 CL Notary Date is missing in the file. Please provide document with Notary date. - Due Diligence Vendor-07/29/2022 | Ready for Review-Document Uploaded. - Seller-08/05/2022<br>| Resolved-DOT sent in - Due Diligence Vendor-08/05/2022<br>| Deed of Trust 20220722135649022.PDF |  |  | TX | Investment | Refinance | No Cash Out - Lender Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx9693 |  |  | Closed | 2022-08-02 17:04 | 2022-08-02 22:39 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing HUD-1 Closing Statement | Resolved-hud present - Due Diligence Vendor-08/02/2022<br>Ready for Review-Document Uploaded. - Seller-08/02/2022<br>Open-Need a certified True Copy Of final HUD stamped final - Due Diligence Vendor-08/02/2022 | Ready for Review-Document Uploaded. - Seller-08/02/2022<br>| Resolved-hud present - Due Diligence Vendor-08/02/2022<br>| 3586_001.pdf |  |  | TX | Investment | Refinance | No Cash Out - Lender Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx9931 |  |  | Closed | 2022-08-02 20:48 | 2022-08-12 16:55 | Resolved | 1 - Information<br> C<br> A | Compliance | Compliance | Missing page of HUD | Resolved-HUD provided is within guideline requirements. Finding resolved. - Due Diligence Vendor-08/12/2022<br>Ready for Review-Docs were released on 07/21/2022 but borrower did not sign until 7/22/2022 – Loan Program is DSCR and this should not be an issue. - Seller-08/12/2022<br>Counter-Please provide Final Hud statement. Notary date on DOT is 7/22/22 which after the disbursement date of the Hud 7/20/2022. - Due Diligence Vendor-08/05/2022<br>Ready for Review-Document Uploaded. - Seller-08/04/2022<br>Open-HUD -1 document available page no.494CR .Please Provide a certified True Copy Of final HUD stamped final. - Due Diligence Vendor-08/02/2022 | Ready for Review-Docs were released on 07/XX/2022 but borrower did not sign until 7/XX/2022 – Loan Program is DSCR and this should not be an issue. - Seller-08/12/2022<br> Ready for Review-Document Uploaded. - Seller-08/04/2022<br>| Resolved-HUD provided is within guideline requirements. Finding resolved. - Due Diligence Vendor-08/12/2022<br>| 3611_001.pdf |  |  | WI | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9931 |  |  | Closed | 2022-08-03 12:34 | 2022-08-05 19:47 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | XXXX | Ready for Review-Document Uploaded. Updated calculations using actual rents in lieu of market rents. - Seller-08/04/2022<br>| Resolved-Corrected 1008 received and updated to 1008 screen, DSCR calculations match. - Due Diligence Vendor-08/05/2022<br>| transmittal_19_pdf (102).pdf |  |  | WI | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9903 |  |  | Closed | 2022-08-04 15:35 | 2022-08-08 21:54 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Resolved-Tax returned signed. - Due Diligence Vendor-08/08/2022<br>Resolved-Borrower 1 Tax Returns Are Signed - Due Diligence Vendor-08/08/2022<br>Ready for Review-Document Uploaded. - Seller-08/05/2022<br>Open-Personal and corporate tax returns are not signed for 2019 and 2020. Please provide signed tax returns. - Due Diligence Vendor-08/04/2022<br>Open-Borrower 1 Tax Returns Not Signed - Due Diligence Vendor-08/04/2022 | Ready for Review-Document Uploaded. - Seller-08/05/2022<br>| Resolved-Tax returned signed. - Due Diligence Vendor-08/08/2022<br>Resolved-Borrower 1 Tax Returns Are Signed - Due Diligence Vendor-08/08/2022<br>| XXXX |  |  | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0143 |  |  | Closed | 2022-07-30 12:55 | 2022-08-10 13:40 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | XXXX | Ready for Review-Document Uploaded. - Seller-08/09/2022<br>| Resolved-Document uploaded; resolved - Due Diligence Vendor-08/10/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0143 |  |  | Closed | 2022-08-01 22:01 | 2022-08-03 12:18 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Other Property Insurance Policy Missing | Resolved-Master policy received which was missing - Due Diligence Vendor-08/03/2022<br>Ready for Review-Document Uploaded. - Seller-08/02/2022<br>Open-Insurance Policy for the condo is not in the file. Please provide<br> Thank you - Due Diligence Vendor-08/01/2022 | Ready for Review-Document Uploaded. - Seller-08/02/2022<br>| Resolved-Master policy received which was missing - Due Diligence Vendor-08/03/2022<br>| HO-6 INSURANCE (5).pdf<br>MASTER HOA INSURANCE (8).pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx6525 |  |  | Closed | 2022-08-04 20:15 | 2022-08-09 23:49 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard insurance coverage amount is insufficient. | Resolved-Updated using 80 percent of the reconstruction cost. - Due Diligence Vendor-08/09/2022<br> Ready for Review-Document Uploaded. replacement cost estimator included behind the policy confirms sufficient coverage - Seller-08/09/2022<br> Open-Coverage amount is $XXXXXX and coverage amount is XXXXXX - Due Diligence Vendor-08/04/2022 | Ready for Review-Document Uploaded. replacement cost estimator included behind the policy confirms sufficient coverage - Seller-08/09/2022<br>| Resolved-Updated using XX percent of the reconstruction cost. - Due Diligence Vendor-08/09/2022<br>| HAZARD INSURANCE (42).pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0178 |  |  | Closed | 2022-08-03 19:14 | 2022-08-10 22:49 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/10/2022<br>Ready for Review-Document Uploaded. - Seller-08/09/2022<br>Open-Final HUD-1 Document is Missing Please provide Final HUD certified stamped - Due Diligence Vendor-08/03/2022 | Ready for Review-Document Uploaded. - Seller-08/09/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/10/2022<br>| FINAL HUD-1 SIGNED (314).pdf |  |  | NV | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9932 |  |  | Closed | 2022-08-04 15:04 | 2022-08-10 23:14 | Waived | 2 - Non-Material<br> B | Credit | Credit | Property Type does not meet eligibility requirement(s) | XXXX |  | Waived-- Use IRS stamped 2021 tax returns instead of internal 4506 transcripts.<br> - Use IRS transcripts instead of internal 4506 ordered transcripts<br> - Tradelines p/a/a dating back to 2015<br> - Borrower putting down XX% // LTV @ XX.X<br> - Over $XXXk in reserves and loan amount only @ $XXX - Due Diligence Vendor-08/04/2022<br>|  |  | Tradelines p/a/a dating back to XXXX<br> - Borrower putting down XX% // LTV @ XX.XX<br> - Over $XXXk in reserves and loan amount only @ $XXXk | CA | Primary Residence | Purchase | NA | XXX | Investor Post-Close | No |
| XXXX | xxxxxx9932 |  |  | Closed | 2022-08-03 19:48 | 2022-08-10 23:07 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Resolved-Borrower 1 Paystubs Less Than 1 Month Provided Condition Resolved - Due Diligence Vendor-08/09/2022<br>Ready for Review-Document Uploaded. - Seller-08/09/2022<br>Open-Borrower 1 Paystubs Less Than 1 Month Provided Please provide two consecutive most recent paystub. - Due Diligence Vendor-08/08/2022 | Ready for Review-Document Uploaded. - Seller-08/09/2022<br>| Resolved-Borrower 1 Paystubs Less Than 1 Month Provided Condition Resolved - Due Diligence Vendor-08/09/2022<br>| PAYSTUBS BORROWER (4).pdf<br>PAYSTUBS BORROWER (3).pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9932 |  |  | Closed | 2022-08-08 17:36 | 2022-08-10 14:29 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing proof of debt payoff(s) | Resolved-1008 updated to reflect auto not being paid off. DTI updated. Credit and liabilities updated. - Due Diligence Vendor-08/10/2022<br> Ready for Review-Document Uploaded. Auto loan added back into DTI. DTI now at XX.XXX% which still qualifies - Seller-08/09/2022<br> Open-The car loan with Beneficial state bank states paid off prior or at closing. However gap still shows as active with a monthly payment. NO updated report that shows 0 balance or statement from creditor showing paid in full.<br> Please provide proof to show this debt was paid off prior or at closing - Due Diligence Vendor-08/08/2022 | Ready for Review-Document Uploaded. Auto loan added back into DTI. DTI now at 47.007% which still qualifies - Seller-08/09/2022<br>| Resolved-1008 updated to reflect auto not being paid off. DTI updated. Credit and liabilities updated. - Due Diligence Vendor-08/10/2022<br>| transmittal_19_pdf (106).pdf<br>3644_001.pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0071 |  |  | Closed | 2022-08-03 18:23 | 2022-08-16 20:39 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Updated Exception Provided with Compensating Factors - Due Diligence Vendor-08/16/2022<br> Waived-+XX acres zoned agriculture<br> DTI XX.X% and Low residual Income - Due Diligence Vendor-08/16/2022<br> Waived-Audited DTI of XX.X% exceeds Guideline DTI of 50% Exception letter is present on Page 2 CR, For DTI XX.XX% which exceeds Guideline DTI, hence Waived. Exception also includes +XX acres zoned agriculture.<br> Exception document provided covers the finding and is deemed acceptable. - Due Diligence Vendor-08/03/2022 |  | Waived-Updated Exception Provided with Compensating Factors - Due Diligence Vendor-08/16/2022<br> Waived-+XX acres zoned agriculture<br> DTI XX.X% and Low residual Income - Due Diligence Vendor-08/16/2022<br> Waived-Audited DTI of XX.X% exceeds Guideline DTI of 50% Exception letter is present on Page 2 CR, For DTI XX.XX% which exceeds Guideline DTI, hence Waived. Exception also includes +XX acres zoned agriculture.<br> Exception document provided covers the finding and is deemed acceptable. - Due Diligence Vendor-08/03/2022<br>|  |  | AA mortgage rating XX months paid as agreed<br> Borrowers relocating to XX (pop. XXX,XXX) from XX (pop XX,XXX). Borrower is expected to earn higher income with the increased population density as a driver for X & X. Exception for acre & DTI (.XX above limit) due to increased income potential & lower cost of living. | TN | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx9974 |  |  | Closed | 2022-08-10 23:29 | 2022-08-11 01:19 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX<br>|  |  |  | GA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0070 |  |  | Closed | 2022-08-08 13:20 | 2022-08-10 23:22 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Need 5% LTV exception due to borrower using gift funds (guideline Max at 75% LTV) - Due Diligence Vendor-08/10/2022<br> Waived-Audited LTV of XX% exceeds Guideline LTV of XX% Exception form is present on page 2CR. Stating that Need X% LTV exception due to borrower using gift funds (guideline Max at XX% LTV)<br> - Due Diligence Vendor-08/08/2022 |  | Waived-Need 5% LTV exception due to borrower using gift funds (guideline Max at 75% LTV) - Due Diligence Vendor-08/10/2022<br> Waived-Audited LTV of XX% exceeds Guideline LTV of XX% Exception form is present on page 2CR. Stating that Need X% LTV exception due to borrower using gift funds (guideline Max at XX% LTV)<br> - Due Diligence Vendor-08/08/2022<br>|  |  | High FICO (XXX), Seasoned investor. | GA | Investment | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0070 |  |  | Closed | 2022-08-08 13:50 | 2022-08-10 14:07 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | HUD-1 not executed properly | Resolved-signed and stamped hud sent in - Due Diligence Vendor-08/10/2022<br>Ready for Review-Document Uploaded. - Seller-08/09/2022<br>Open-Need a certified True Copy Of final HUD stamped final - Due Diligence Vendor-08/08/2022 | Ready for Review-Document Uploaded. - Seller-08/09/2022<br>| Resolved-signed and stamped hud sent in - Due Diligence Vendor-08/10/2022<br>| 3643_001.pdf |  |  | GA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0221 |  |  | Closed | 2022-08-09 23:20 | 2022-08-10 18:46 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Originator DSCR updated as well as 1008 screen. DSCR good. - Due Diligence Vendor-08/10/2022<br> Ready for Review-Document Uploaded. - Seller-08/10/2022<br> Open-With the revision in the insurance amount this is now making the DSCR show to be X.XX instead of X.XX. Please provide updated docs to support. Thank you XXXX/XXXX.XX= X.XX - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/10/2022<br>| Resolved-Originator DSCR updated as well as 1008 screen. DSCR good. - Due Diligence Vendor-08/10/2022<br>| transmittal_19_pdf (108).pdf |  |  | AZ | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0221 |  |  | Closed | 2022-08-04 20:32 | 2022-08-10 14:12 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing HUD-1 Closing Statement | Resolved-Final hud sent in - Due Diligence Vendor-08/10/2022<br>Ready for Review-Document Uploaded. Yes, this is the final HUD1 - Seller-08/09/2022<br>Open-This is a Dry Funding State, please advise if the final HUD-1 is the finalized HUD-1 . - Due Diligence Vendor-08/04/2022 | Ready for Review-Document Uploaded. Yes, this is the final HUD1 - Seller-08/09/2022<br>| Resolved-Final hud sent in - Due Diligence Vendor-08/10/2022<br>| FINAL HUD-1 SIGNED (314).pdf |  |  | AZ | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0221 |  |  | Closed | 2022-08-04 19:58 | 2022-08-10 14:11 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX |  | XXXX<br>|  |  |  | AZ | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0221 |  |  | Closed | 2022-08-03 15:02 | 2022-08-09 23:19 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Updated business purpose tab with rental loss amount based on docs they will cover 12 months pitia - Due Diligence Vendor-08/09/2022<br>Ready for Review-Document Uploaded. SEE PAGE 10 FOR RENT LOSS - Seller-08/09/2022<br>Open-As per the Hazard Insurance page no. 146CR provided Fair rental loss included. But mentioned any amount/months covered. Please provide clarification - Due Diligence Vendor-08/03/2022 | Ready for Review-Document Uploaded. SEE PAGE 10 FOR RENT LOSS - Seller-08/09/2022<br>| Resolved-Updated business purpose tab with rental loss amount based on docs they will cover 12 months pitia - Due Diligence Vendor-08/09/2022<br>| XXXX |  |  | AZ | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0221 |  |  | Closed | 2022-08-04 13:02 | 2022-08-09 23:14 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Subject hazard Insurance policy coverage is insufficient. | Resolved-Received updated 1008. Made update to the 1008 tab with correct insurance amount. - Due Diligence Vendor-08/09/2022<br> Ready for Review-Document Uploaded. - Seller-08/09/2022<br> Open-As per the Hazard insurance document page no. 146 CR having the monthly premium is = XXX.XX/XX = $XX.XX but as per the 1008 document page no. 1 CR having monthly premium is $XX.XX. There is a discrepancy of $XX.XX. Initial Escrow Disclosure also has the insurance at XXX.XX. Please provide clarification. It is effecting on Audited DSCR ratio. - Due Diligence Vendor-08/04/2022 | Ready for Review-Document Uploaded. - Seller-08/09/2022<br>| Resolved-Received updated 1008. Made update to the 1008 tab with correct insurance amount. - Due Diligence Vendor-08/09/2022<br>| transmittal_19_pdf (107).pdf |  |  | AZ | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9825 |  |  | Closed | 2022-08-03 21:43 | 2022-08-16 18:29 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Borrower has X months reserves vs. the required X months. X month short, Exception document provided covers the finding and is deemed acceptable - Due Diligence Vendor-08/16/2022<br> Waived-Borrower has X months reserves vs. the required X months. X month short, Exception document provided covers the finding and is deemed acceptable - Due Diligence Vendor-08/03/2022 |  | Waived-Borrower has X months reserves vs. the required X months. X month short, Exception document provided covers the finding and is deemed acceptable - Due Diligence Vendor-08/16/2022<br> Waived-Borrower has X months reserves vs. the required X months. X month short, Exception document provided covers the finding and is deemed acceptable - Due Diligence Vendor-08/03/2022<br>|  |  | Good Credit (XXX FICO Score)<br> Low DTI (As per 1008 XX.XX) | CA | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx9700 |  |  | Closed | 2022-08-05 16:53 | 2022-08-25 12:39 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-LTV to XX% - Due Diligence Vendor-08/25/2022<br> Waived-Audited LTV of XX% exceeds Guideline LTV of XX% Exception form on page no 6 CR they mentioned<br> LTV to XX% - Due Diligence Vendor-08/05/2022 |  | Waived-LTV to XX% - Due Diligence Vendor-08/25/2022<br> Waived-Audited LTV of XX% exceeds Guideline LTV of XX% Exception form on page no 6 CR they mentioned<br> LTV to XX% - Due Diligence Vendor-08/05/2022<br>|  |  | excellent credit (FICO score of XXX)<br> good reserves (XXX.XX months of reserves) | CA | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx9700 |  |  | Closed | 2022-08-08 13:16 | 2022-08-15 15:29 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing subject rental income documentation | Resolved- - Due Diligence Vendor-08/15/2022<br> Ready for Review-Document Uploaded. - Seller-08/12/2022<br> Counter-Financial worksheet required for every file per Per Excelerate guidelines Section 8.0 Income Analysis<br> 8.1 Income worksheet- The loan file must include an income worksheet detailing income calculation. Income analysis for borrowers with multiple businesses must show income/(loss) details separately, not in aggregate<br>Please provide an income worksheet or the income provided - Due Diligence Vendor-08/10/2022<br> Ready for Review-One unit is currently vacant per the appraisal, the UW only used the rent for units 1 & 3 - Seller-08/09/2022<br> Open-Need income calculation worksheet to determine how income of $X,XXX was arrived at for the subject considering PITI is $XX,XXX.XX and market rent is estimated at $XX,XXX. - Due Diligence Vendor-08/08/2022 | Ready for Review-Document Uploaded. - Seller-08/12/2022<br>Ready for Review-One unit is currently vacant per the appraisal, the UW only used the rent for units 1 & 3 - Seller-08/09/2022<br>|  | XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9700 |  |  | Closed | 2022-08-03 17:00 | 2022-08-09 23:24 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. - Seller-08/09/2022<br>| Resolved-Hazard Insurance Effective Date of 07-XX-2022 is prior to or equal to the Note Date of 07-XX-2022 Or Hazard Insurance Effective Date Is Not Provided Made update to property insurance tab with updated information. - Due Diligence Vendor-08/09/2022<br>| HAZARD INSURANCE (41).pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9859 |  |  | Closed | 2022-08-03 21:56 | 2022-08-11 22:17 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Ready for Review-Document Uploaded. This was an error. The borrower paid both half property taxes and this figure was entered incorrectly. See updated PCCD - Seller-08/11/2022<br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. There is one Fee "Recording Fee" got revised by $X,XXX.XX in PCCD dated 07/27/2022 for which valid CIC is not available. Please provide. - Due Diligence Vendor-08/03/2022 | Ready for Review-Document Uploaded. This was an error. The borrower paid both half property taxes and this figure was entered incorrectly. See updated PCCD - Seller-08/11/2022<br>|  | download.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9859 |  |  | Closed | 2022-08-03 21:56 | 2022-08-11 22:17 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Ready for Review-Document Uploaded. PCCD completed improperly. The borrower paid both X/X property taxes and this figure was entered incorrectly. See attached updated PCCD - Seller-08/11/2022<br> Open-This loan failed the charges that in total cannot increase more than 10% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% ($X,XXX.XX) exceed the comparable charges ($X,XXX.XX) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). There is one Fee "Recording Fee" got revised by $X,XXX.XX in PCCD dated 07/XX/2022 for which valid CIC is not available. Please provide. - Due Diligence Vendor-08/03/2022 | Ready for Review-Document Uploaded. PCCD completed improperly. The borrower paid both X/X property taxes and this figure was entered incorrectly. See attached updated PCCD - Seller-08/11/2022<br>|  | download.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0063 |  |  | Closed | 2022-08-09 19:05 | 2022-08-15 14:44 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Asset 4 Missing | Resolved- - Due Diligence Vendor-08/15/2022<br> Ready for Review-Document Uploaded. - Seller-08/12/2022<br> Open-Asset 4 listed on the final 1003 (Other Purchase Credit Of $XXXXX) Missing In File Please Provide - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/12/2022<br>|  | XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0063 |  |  | Closed | 2022-08-03 16:49 | 2022-08-11 18:46 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/11/2022<br>Ready for Review-Document Uploaded. - Seller-08/11/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-08/03/2022 | Ready for Review-Document Uploaded. - Seller-08/11/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/11/2022<br>| FINAL HUD-1 SIGNED (315).pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0174 |  |  | Closed | 2022-08-03 19:07 | 2022-08-16 16:38 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | XXXX | Ready for Review-Document Uploaded. - Seller-08/16/2022<br>Ready for Review-UW is using only rental income from the current lease agreements in file as noted on the 1008 - Seller-08/09/2022<br>|  | XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0174 |  |  | Closed | 2022-08-08 18:36 | 2022-08-09 19:10 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Borrower 1 Business Bank Statements Less Than 24 Months Provided | Resolved-Client provided explanation rental income on employment tab. UW is using rental income from the current lease agreements as income, not bank statements as noted on the 1008 - Due Diligence Vendor-08/09/2022<br> Ready for Review-UW is using rental income from the current lease agreements as income, not bank statements as noted on the 1008 - Seller-08/09/2022<br> Open-Borrower 1 Business Bank Statement XX Months Is Missing In File Please Provide - Due Diligence Vendor-08/08/2022 | Ready for Review-UW is using rental income from the current lease agreements as income, not bank statements as noted on the 1008 - Seller-08/09/2022<br>| Resolved-Client provided explanation rental income on employment tab. UW is using rental income from the current lease agreements as income, not bank statements as noted on the 1008 - Due Diligence Vendor-08/09/2022<br>|  |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0126 |  |  | Closed | 2022-08-04 21:41 | 2023-01-19 21:13 | Waived | 2 - Non-Material<br> B | Credit | Credit | Corporation/LLC: Operating Agreement Document is missing | Waived-Exception on pg5 of docs. LLC Formed less than X years ago.<br> - Due Diligence Vendor-01/19/2023<br> Waived-SOFT GUIDELINES EXCEPTION - LLC FORMED LESS THAN X YEARS AGO - Due Diligence Vendor-08/11/2022<br> Waived-Exception on pg5 of docs. LLC Formed less than X years ago. - Due Diligence Vendor-08/10/2022<br> Waived-SOFT GUIDELINES EXCEPTION - LLC FORMED LESS THAN X YEARS AGO<br> PRIOR HAS PROVIDED PROOF OF PRIOR REAL ESTATE HISTORY IN BUSINESS DATING<br>- Due Diligence Vendor-08/04/2022 |  | Waived-Exception on pg5 of docs. LLC Formed less than X years ago.<br> - Due Diligence Vendor-01/19/2023<br> Waived-SOFT GUIDELINES EXCEPTION - LLC FORMED LESS THAN X YEARS AGO - Due Diligence Vendor-08/11/2022<br> Waived-Exception on pg5 of docs. LLC Formed less than X years ago. - Due Diligence Vendor-08/10/2022<br> Waived-SOFT GUIDELINES EXCEPTION - LLC FORMED LESS THAN X YEARS AGO<br> PRIOR HAS PROVIDED PROOF OF PRIOR REAL ESTATE HISTORY IN BUSINESS DATING<br>- Due Diligence Vendor-08/04/2022<br>|  |  | XX months of reserves, XXX FICO. | CA | Investment | Refinance | Cash Out - Other | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0126 |  |  | Closed | 2022-08-04 21:06 | 2022-08-09 20:06 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | Resolved-Updated credit screen with the updated negative rental income amount. Verified with the diligence screen. DTI Is now in line. - Due Diligence Vendor-08/09/2022<br> Ready for Review-Document Uploaded. updated final 1003 attached - Seller-08/09/2022<br> Open-Backend DTI does not match. disclosed backend amount is $XXXXX.XX compared to the calculated amount of $XXXXX.XX.. Giving a difference of $XXXX.XX$, please advise on this discrepancy for the backend DTI and provide updated final 1003 Looks like the PITIA for the subject property is being calculated in the total based on the 1008, but on final 1003 states negative rental income in the amount of X,XXX.XX. - Due Diligence Vendor-08/08/2022 | Ready for Review-Document Uploaded. updated final 1003 attached - Seller-08/09/2022<br>| Resolved-Updated credit screen with the updated negative rental income amount. Verified with the diligence screen. DTI Is now in line. - Due Diligence Vendor-08/09/2022<br>| 3645_001.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0022 |  |  | Closed | 2022-08-08 20:27 | 2022-08-09 16:48 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Docs provided, and info updated. - Due Diligence Vendor-08/09/2022<br> Ready for Review-Document Uploaded. Correct DSCR calculation is X.XX see attached updated 1008 - Seller-08/09/2022<br> Open-1008 states dscr of X.XX<br> Tape value, and the value we calculated = X.XX<br> Please clarify/provide an updated 1008 or advise on how you want to proceed. - Due Diligence Vendor-08/08/2022 | Ready for Review-Document Uploaded. Correct DSCR calculation is X.XX see attached updated 1008 - Seller-08/09/2022<br>| Resolved-Docs provided, and info updated. - Due Diligence Vendor-08/09/2022<br>| transmittal_19_pdf (106).pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0024 |  |  | Closed | 2022-08-11 13:37 | 2022-08-16 18:36 | Waived | 2 - Non-Material<br> B | Credit | Credit | CDA is Missing | Waived-Secondary response: X.XX% add to rate - Due Diligence Vendor-08/16/2022<br> Waived-< X years self employed at current company<br> no desk review using SSR CU score of X.X - Due Diligence Vendor-08/16/2022<br> Waived-Exception for no desk review. Using SSR CU score of X.X - Due Diligence Vendor-08/12/2022<br> Resolved-Exception sent in - Due Diligence Vendor-08/11/2022<br> Ready for Review-Document Uploaded. - Seller-08/11/2022<br> Open-CDA valuation is missing and required per lender G/L's, please provide. - Due Diligence Vendor-08/11/2022 | Ready for Review-Document Uploaded. - Seller-08/11/2022<br>| Waived-Secondary response: X.XX% add to rate - Due Diligence Vendor-08/16/2022<br> Waived-< X years self employed at current company<br> no desk review using SSR CU score of X.X - Due Diligence Vendor-08/16/2022<br> Waived-Exception for no desk review. Using SSR CU score of X.X - Due Diligence Vendor-08/12/2022<br> Resolved-Exception sent in - Due Diligence Vendor-08/11/2022<br>| XXXX |  | Low DTI (XX.XX/XX.XX) and purchase a primary residence under the prime bank statement program | CA | Primary Residence | Purchase | NA | XXX | Originator Post-Close | Yes |
| XXXX | xxxxxx0024 |  |  | Closed | 2022-08-08 16:44 | 2022-08-16 18:33 | Waived | 2 - Non-Material<br> B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-< X years self employed at current company - Due Diligence Vendor-08/16/2022<br> Waived-As per 1003 document X years employment not provided but we have exception for that page #5 hence waived the finding - Due Diligence Vendor-08/08/2022 |  | Waived-< X years self employed at current company - Due Diligence Vendor-08/16/2022<br> Waived-As per 1003 document X years employment not provided but we have exception for that page #5 hence waived the finding - Due Diligence Vendor-08/08/2022<br>|  |  | Low DTI (XX.XX%)<br> Purchase a Primary Residence Under Prime bank statements program | CA | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx9884 |  |  | Closed | 2022-08-04 15:10 | 2022-08-12 13:04 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 WVOE Missing | Resolved-Borrower 1 WVOE Provided - Due Diligence Vendor-08/11/2022<br>Ready for Review-Document Uploaded. - Seller-08/11/2022<br>Open-Borrower 1 WVOE Missing WVOE Missing In File Please Provide - Due Diligence Vendor-08/04/2022 | Ready for Review-Document Uploaded. - Seller-08/11/2022<br>| Resolved-Borrower 1 WVOE Provided - Due Diligence Vendor-08/11/2022<br>| VOE BORROWER (1).pdf<br>FINAL VERBAL VOE FUNDING (13).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9884 |  |  | Closed | 2022-08-10 18:22 | 2022-08-11 21:59 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. they should be included as presented on final 1003. - Seller-08/11/2022<br>| Resolved-Liabilities added as the are on the final 1003 - Due Diligence Vendor-08/11/2022<br>| FINAL 1003 - ALL PAGES (18).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0163 |  |  | Closed | 2022-08-04 21:22 | 2022-08-15 12:37 | Resolved | 1 - Information<br> C<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-08/15/2022<br>Rescinded-TRID: Missing Closing Disclosure This is a Dry Funding State, please advise if the final closing disclosure is the finalized closing disclosure or if there is a PCCD - Due Diligence Vendor-08/04/2022 |  | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-08/15/2022<br>Rescinded-TRID: Missing Closing Disclosure This is a Dry Funding State, please advise if the final closing disclosure is the finalized closing disclosure or if there is a PCCD - Due Diligence Vendor-08/04/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9754 |  |  | Closed | 2022-08-10 18:49 | 2022-08-11 21:48 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | HUD-1 Closing Statement missing or unsigned | Resolved-signed copy sent - Due Diligence Vendor-08/11/2022<br>Ready for Review-Document Uploaded. - Seller-08/11/2022<br>Open-Need a certified True Copy of final HUD stamped final - Due Diligence Vendor-08/10/2022 | Ready for Review-Document Uploaded. - Seller-08/11/2022<br>| Resolved-signed copy sent - Due Diligence Vendor-08/11/2022<br>| 3715_001.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9754 |  |  | Closed | 2022-08-04 15:12 | 2022-08-11 19:54 | Resolved | 1 - Information<br> C<br> A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-Declarations sections A-M have been updated. Finding resolved. - Due Diligence Vendor-08/11/2022<br>Ready for Review-Document Uploaded. - Seller-08/11/2022<br>Open-Final 1003 for borrower 1 the Declarations sections A-M are missing and need to be completed. Please have corrected. - Due Diligence Vendor-08/04/2022 | Ready for Review-Document Uploaded. - Seller-08/11/2022<br>| Resolved-Declarations sections A-M have been updated. Finding resolved. - Due Diligence Vendor-08/11/2022<br>| 3716_001.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9732 |  |  | Closed | 2022-08-09 13:15 | 2022-08-12 12:30 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | 1008 Document is Missing | XXXX | XXXX<br>| Resolved-Updated title screen Taxes are now in line. - Due Diligence Vendor-08/12/2022<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9208 |  |  | Closed | 2022-08-05 20:15 | 2022-08-17 20:34 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Asset 2 Missing | XXXX | Ready for Review-Document Uploaded. - Seller-08/17/2022<br>| Resolved-Updated asset screens<br> with both XXX checking accounts dated 6/XX/2022. - Due Diligence Vendor-08/17/2022<br>| XXXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0361 |  |  | Closed | 2022-08-09 19:29 | 2022-08-17 12:11 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Updated business tab. - Due Diligence Vendor-08/17/2022<br> Ready for Review-Document Uploaded. See highlighted ACTUAL LOSS SUSTAINED; # OF MONTHS: XX - Seller-08/16/2022<br> Open-Rent loss amount is not available please Provide - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. See highlighted ACTUAL LOSS SUSTAINED; # OF MONTHS: XX - Seller-08/16/2022<br>| Resolved-Updated business tab. - Due Diligence Vendor-08/17/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9849 |  |  | Closed | 2022-08-11 07:43 | 2022-08-19 14:28 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | Resolved-Updated the 1008 with the HOA dues . - Due Diligence Vendor-08/19/2022<br> Ready for Review-Document Uploaded. - Seller-08/18/2022<br> Open-Please provide an updated 1008 to get a monthly HOA fee of X.XX monthly in order to get this DTI aligned.<br> (DTI = Housing Expenses $XX,XXX.XX + All other Monthly Debts $XX,XXX.XX / Gross Monthly Income $XXX,XXX = XX.XX%) - Due Diligence Vendor-08/11/2022 | Ready for Review-Document Uploaded. - Seller-08/18/2022<br>| Resolved-Updated the 1008 with the HOA dues . - Due Diligence Vendor-08/19/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0393 |  |  | Closed | 2022-08-08 21:42 | 2022-08-19 19:30 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Resolving per client request, however, we strongly suggest providing accurate documents or amended documents to address our findings in reference to the lease in file on page 76. The lease agreement is the rental evidence we govern our process by. - Due Diligence Vendor-08/19/2022<br> Ready for Review-Document Uploaded. Exception is not required. 1007 shows $XXXX under current monthly rent. See highlighted portion of the attached - Seller-08/19/2022<br> Counter-Please provide an exception or an addendum to to support the use of the XXXX from the 1007 instead of the XXXX from the rental agreement in file. To be compliant we must use the rental agreement as evidence of rental income/payment. The lease agreement is the rental evidence we govern our process by when it is in the file. - Due Diligence Vendor-08/19/2022<br> Ready for Review-1008 shows $XXXX as monthly rent as shown in subject property column under monthly rent, if currently rented so this is the actual rent figure not market rent of $XXXX. - Seller-08/18/2022<br> Counter-1008 uses the operating income of XXXX rental value in order to get the X.X dscr. However, lease in file states monthly rent of XXXX which is what is the actual rents are so we have to use that. Please provide updated 1008 referencing the XXXX rental income and dscr of X.XX or an exception with compensating factors. - Due Diligence Vendor-08/18/2022<br> Ready for Review-Document Uploaded. - Seller-08/16/2022<br> Open-The signed Lease on page 76 CR shows the lease amount at $X,XXX & Appraisal 1007 page 124 CR shows Lease amount as $X,XXX. If $X,XXX is correct Lease amount Please provide Addendum to the Lease Agreement in file.<br> Calculation for Lease Agreement with Rental Value on Lease Agreement on page 76 CR = $XXXX Rent / PITI $XXXX.XX= X.XX DSCR. However 1008 reflecting DSCR value as X with Rental Value $X,XXX which is on Appraisal 1007 Page 124 CR, Please Clarify & Provide DSCR Worksheet - Due Diligence Vendor-08/08/2022 | Ready for Review-Document Uploaded. Exception is not required. 1007 shows $XXXX under current monthly rent. See highlighted portion of the attached - Seller-08/19/2022<br> Ready for Review-1008 shows $XXXX as monthly rent as shown in subject property column under monthly rent, if currently rented so this is the actual rent figure not market rent of $XXXX. - Seller-08/18/2022<br> Ready for Review-Document Uploaded. - Seller-08/16/2022<br>| Resolved-Resolving per client request, however, we strongly suggest providing accurate documents or amended documents to address our findings in reference to the lease in file on page 76. The lease agreement is the rental evidence we govern our process by. - Due Diligence Vendor-08/19/2022<br>| XXXX |  |  | TN | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0393 |  |  | Closed | 2022-08-05 21:50 | 2022-08-17 13:14 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator NMLS is Not Valid | XXXX | Ready for Review-Document Uploaded. This is a DSCR Sponsored Loan - Seller-08/16/2022<br>| Resolved-DSCR sponsored loan - Due Diligence Vendor-08/17/2022<br>| DSCR STATE SPONSORED.pdf |  |  | TN | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0393 |  |  | Closed | 2022-08-05 21:52 | 2022-08-17 13:14 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator Company NMLS is Not Valid | XXXX | Ready for Review-Document Uploaded. This is a DSCR Sponsored Loan - Seller-08/16/2022<br>| Resolved-dscr sponsored loan - Due Diligence Vendor-08/17/2022<br>| DSCR STATE SPONSORED.pdf |  |  | TN | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9464 |  |  | Closed | 2022-08-11 17:05 | 2022-08-15 15:03 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-08/15/2022<br>Ready for Review-Document Uploaded. - Seller-08/12/2022<br>Open-Borrower 1 Credit Report is Missing. Unable to verify the mortgages credit report is not legible please provide updated credit report Thanks - Due Diligence Vendor-08/11/2022 | Ready for Review-Document Uploaded. - Seller-08/12/2022<br>| Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-08/15/2022<br>| XXXX |  |  | IL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9506 |  |  | Closed | 2022-08-05 20:17 | 2022-08-17 12:47 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Audited DTI of XX.XX% is less than or equal to Guideline DTI of XX% - Due Diligence Vendor-08/17/2022<br> Rescinded-Audited DTI of XX.XX% exceeds Guideline DTI of XX% In line DTIs of XX.XX% within guidelines. - Due Diligence Vendor-08/11/2022 |  | Resolved-Audited DTI of XX.XX% is less than or equal to Guideline DTI of XX% - Due Diligence Vendor-08/17/2022<br> Rescinded-Audited DTI of XX.XX% exceeds Guideline DTI of XX% In line DTIs of XX.XX% within guidelines. - Due Diligence Vendor-08/11/2022<br>|  |  |  | PA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9598 |  |  | Closed | 2022-08-16 16:32 | 2022-08-16 18:39 | Waived | 2 - Non-Material<br> B | Credit | Closing | Gap Credit Report Within 10 Days of Closing is Expired | Waived-Document Uploaded. - Due Diligence Vendor-08/16/2022<br> Waived-Gap Credit Report is Expired Gap report is greater than XX days.<br> Credit gap report XX days from closing, not XX - Due Diligence Vendor-08/16/2022 |  | Waived-Document Uploaded. - Due Diligence Vendor-08/16/2022<br> Waived-Gap Credit Report is Expired Gap report is greater than XX days.<br> Credit gap reportXX days from closing, not XX - Due Diligence Vendor-08/16/2022<br>| XXXX |  | Low DTI (XX.XX) , long term employment (XX years X month) | CA | Primary Residence | Purchase | NA | XXX | Originator Post-Close | Yes |
| XXXX | xxxxxx9609 |  |  | Closed | 2022-08-09 14:22 | 2022-08-16 16:52 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved- - Due Diligence Vendor-08/16/2022<br> Ready for Review-Document Uploaded. - Seller-08/16/2022<br> Open-Hazard Insurance Present on page 104 CR, Reflecting Rent Loss Included but Exact Months and Amount is not given, Please Provide Updated Hazard Insurance with Rent Loss. - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/16/2022<br>|  | XXXX |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9609 |  |  | Closed | 2022-08-09 19:02 | 2022-08-11 22:05 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Rent used is 2400 screens updated and DSCR matches - Due Diligence Vendor-08/11/2022<br> Ready for Review-Document Uploaded. - Seller-08/11/2022<br> Open-As per Purchase Contract Addendum page 121 CR Tenants are month to month and using $X,XXX total but Tape data Reflecting DSCR as X.XX using the Operating Income in the amount of $X,XXX. Please Clarify and Provide DSCR Worksheet. - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/11/2022<br>| Resolved-Rent used is XXXX screens updated and DSCR matches - Due Diligence Vendor-08/11/2022<br>| transmittal_19_pdf (109).pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0128 |  |  | Closed | 2022-08-08 17:46 | 2022-08-15 14:59 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved- - Due Diligence Vendor-08/15/2022<br> Ready for Review-Document Uploaded. - Seller-08/12/2022<br> Counter- - Due Diligence Vendor-08/12/2022<br> Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/12/2022<br> Rescinded- - Due Diligence Vendor-08/12/2022<br> Ready for Review-Document Uploaded. - Seller-08/12/2022<br> Open-The 1008 document is missing from the loan file. Please provide updated 1008. 1008 sent in states value is $XXX,XXX but per appraisal the value is $XXX,XXX also LTV should be at XX.XX% but 1008 states XX%<br> - Due Diligence Vendor-08/08/2022 | Ready for Review-Document Uploaded. - Seller-08/12/2022<br>Ready for Review-Document Uploaded. - Seller-08/12/2022<br>| Resolved- - Due Diligence Vendor-08/15/2022<br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/12/2022<br>| XXXX |  |  | PA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0152 |  |  | Closed | 2022-08-08 20:13 | 2022-08-15 15:07 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/15/2022<br>Ready for Review-Document Uploaded. - Seller-08/12/2022<br>Open-Final HUD-1 Document is Missing HUD 1 document is missing in loan package please provide - Due Diligence Vendor-08/08/2022 | Ready for Review-Document Uploaded. - Seller-08/12/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/15/2022<br>| XXXX |  |  | HI | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0038 |  |  | Closed | 2022-08-08 23:31 | 2022-08-16 19:37 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/16/2022<br>Ready for Review-Document Uploaded. - Seller-08/16/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/16/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/16/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0000 |  |  | Closed | 2022-08-15 20:02 | 2022-08-23 23:00 | Waived | 2 - Non-Material<br> B | Credit | Credit | Deficient subject rental income documentation. | XXXX |  | XXXX<br>| XXXX |  | XXXX | TX | Investment | Purchase | NA | XXX | Originator Post-Close | Yes |
| XXXX | xxxxxx0000 |  |  | Closed | 2022-08-09 17:33 | 2022-08-17 12:40 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-DSCR is correct at X.XX - Due Diligence Vendor-08/17/2022<br> Ready for Review-Document Uploaded. - Seller-08/16/2022<br> Open- Per XXXX rent comparable rental income is $XXXX/PITIA X,XXX.XX =.XX please provide updated 1008/advise - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/16/2022<br>| Resolved-DSCR is correct at 0.77 - Due Diligence Vendor-08/17/2022<br>| XXXX |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9847 |  |  | Closed | 2022-08-09 16:23 | 2022-08-16 20:43 | Waived | 2 - Non-Material<br> B | Credit | Credit | Occupancy does not meet eligibility requirement(s) | Waived-Exception to credit policy for NSF in last XX months. Borrower runs a X and was inundated during 2020 & 2021 from Covid. - Due Diligence Vendor-08/16/2022<br> Waived-Exception updated with comp factors - Due Diligence Vendor-08/16/2022<br> Waived-Excessive NSFS/NEG Balances<br> Requesting exception for the 6 NSF"S<br> X.XXX charge in rate for exception - Due Diligence Vendor-08/16/2022<br> Waived- - Due Diligence Vendor-08/09/2022 |  | Waived-Exception to credit policy for NSF in last XX months. Borrower runs a X and was inundated during 2020 & 2021 from Covid. - Due Diligence Vendor-08/16/2022<br> Waived-Exception updated with comp factors - Due Diligence Vendor-08/16/2022<br> Waived-Excessive NSFS/NEG Balances<br> Requesting exception for the 6 NSF"S<br> X.XXX charge in rate for exception - Due Diligence Vendor-08/16/2022<br> Waived- - Due Diligence Vendor-08/09/2022<br>|  |  | Borrower now has a book keeper to avoid future issues.<br> Borrower has high residual income, additional reserves and additional income not used in qualification.<br> AA mortgage ratings on primary and investment property<br> X yrs self employment | CA | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx9948 |  |  | Closed | 2022-08-19 14:57 | 2022-08-25 14:20 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | DTI exceeds program maximum | Waived-Max LTV based on guidelines is at XX for a purchase. - Due Diligence Vendor-08/25/2022<br> Waived-DTI EXCEEDING XX%<br> Credit gap report > 10 days from closing - Due Diligence Vendor-08/23/2022<br> Waived-DTI exceeds XX%<br> Compensating factors Low LTV, Full doc, and the fico score is good. - Due Diligence Vendor-08/19/2022 |  | Waived-Max LTV based on guidelines is at XX for a purchase. - Due Diligence Vendor-08/25/2022<br> Waived-DTI EXCEEDING XX%<br> Credit gap report > 10 days from closing - Due Diligence Vendor-08/23/2022<br> Waived-DTI exceeds XX%<br> Compensating factors Low LTV, Full doc, and the fico score is good. - Due Diligence Vendor-08/19/2022<br>|  |  | Low LTV: XX.XX<br> full doc<br> fico score: XXX | FL | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx9948 |  |  | Closed | 2022-08-22 15:04 | 2022-08-23 22:34 | Waived | 2 - Non-Material<br> B | Credit | Closing | Gap Credit Report Within 10 Days of Closing is Expired | Waived-Guideline Exceptions: DTI exceeds XX%<br> Credit Gap Report > 10 days from closing - Due Diligence Vendor-08/23/2022<br> Waived-Gap Credit Report is Expired For credit report being greater than 10 days of closing. - Due Diligence Vendor-08/22/2022 |  | Waived-Guideline Exceptions: DTI exceeds XX%<br> Credit Gap Report > 10 days from closing - Due Diligence Vendor-08/23/2022<br> Waived-Gap Credit Report is Expired For credit report being greater than 10 days of closing. - Due Diligence Vendor-08/22/2022<br>|  |  | Low LTV: XX.XX<br> full doc<br> fico score: XXX | FL | Primary Residence | Purchase | NA | XXX | Originator Post-Close | Yes |
| XXXX | xxxxxx9948 |  |  | Closed | 2022-08-15 14:01 | 2022-08-22 15:04 | Resolved | 1 - Information<br> C<br> A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Received exception for the gap report. Entered in as waived please refer to the findings for the exception letter. - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. - Seller-08/19/2022<br> Counter-Please provide exception letter for the gap report being greater than 10 days from closing. Thank you - Due Diligence Vendor-08/19/2022<br> Ready for Review-Document Uploaded. - Seller-08/18/2022<br> Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). - Due Diligence Vendor-08/15/2022 | Ready for Review-Document Uploaded. - Seller-08/19/2022<br>Ready for Review-Document Uploaded. - Seller-08/18/2022<br>| Resolved-Received exception for the gap report. Entered in as waived please refer to the findings for the exception letter. - Due Diligence Vendor-08/22/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9948 |  |  | Closed | 2022-08-09 21:42 | 2022-08-22 15:01 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX<br>| Resolved-Received updated 1008. Updated the 1008 screen with the revised 1008. Have waived exception in file as well. In findings. - Due Diligence Vendor-08/22/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9948 |  |  | Closed | 2022-08-09 23:36 | 2022-08-16 17:13 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | TRID Total of Payments Test | Ready for Review-Document Uploaded. - Seller-08/16/2022<br> Open-This loan failed the TRID total of payments test. (12 CFR §1026.38(o)(1))The total of payments is $XXX,XXX.XX. The disclosed total of payments of $XXX,XXX.XX is not considered accurate because it is understated by more than $XXX. - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/16/2022<br>|  | XXXX |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9703 |  |  | Closed | 2022-08-09 16:41 | 2022-08-16 16:59 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/16/2022<br>Ready for Review-Document Uploaded. - Seller-08/16/2022<br>Open-Final HUD-1 Document is Missing. Please provide. - Due Diligence Vendor-08/09/2022 | Ready for Review-Document Uploaded. - Seller-08/16/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/16/2022<br>| XXXX |  |  | WA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0218 |  |  | Closed | 2022-08-17 20:15 | 2023-01-19 18:50 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | XXXX | Ready for Review-Document Uploaded. - Seller-08/18/2022<br>| XXXX<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0218 |  |  | Closed | 2022-08-15 21:05 | 2022-08-18 19:24 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-08/18/2022<br> Ready for Review-Document Uploaded. - Seller-08/18/2022<br> Open-Need correct PITI payment for borrowers primary residence on 1003 as section 3 is showing borrowers primary residence expense of taxes and insurance for $XX,XXX and no mortgage payment. Servicing statement on page 64 is showing PITI payment of $XX,XXX.XX which is what was used on the 1008 to calculate the front ratio. - Due Diligence Vendor-08/15/2022 | Ready for Review-Document Uploaded. - Seller-08/18/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-08/18/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0218 |  |  | Closed | 2022-08-09 17:13 | 2022-08-18 15:17 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-08/17/2022<br>Ready for Review-Please look at the appraisal this is a DETACHED PUD and has full coverage no HO6 required - Seller-08/17/2022<br>Open-Missing HO-6 Master Insurance Policy HO-6 Master Insurance Policy Missing In File Please Provide - Due Diligence Vendor-08/09/2022 | Ready for Review-Please look at the appraisal this is a DETACHED PUD and has full coverage no HO6 required - Seller-08/17/2022<br>| Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-08/17/2022<br>|  |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9169 |  |  | Closed | 2022-08-10 21:28 | 2023-01-19 18:51 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-Client provided final 1003 signed on 7/29 - Due Diligence Vendor-01/19/2023<br> Resolved- - Due Diligence Vendor-08/18/2022<br> Ready for Review-Document Uploaded. - Seller-08/18/2022<br> Open-The Final 1003 is Not Executed Final 1003 signature by originator says X/XX need final signed at closing on X/XX and also need NMLS corrected for originator and originator company - Due Diligence Vendor-08/10/2022 | Ready for Review-Document Uploaded. - Seller-08/18/2022<br>| Resolved-Client provided final 1003 signed on X/XX - Due Diligence Vendor-01/19/2023<br>| XXXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx9169 |  |  | Closed | 2022-08-15 20:29 | 2022-08-25 14:23 | Resolved | 1 - Information<br> C<br> A | Credit | Data | 1008 Doc Indicator status does not match Approval and Guidelines 1008 Doc Indicator status | Resolved-The 1008 Page Final 1008 Doc Indicator Status matches the Approval & Underwriting Summary 1008 Indicator Status or Not Applicable. - Due Diligence Vendor-08/23/2022<br> Resolved- - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. - Seller-08/19/2022<br> Open-DSCR on 1008 states X.XXand dscr is X.XX - Due Diligence Vendor-08/15/2022 | Ready for Review-Document Uploaded. - Seller-08/19/2022<br>| Resolved-The 1008 Page Final 1008 Doc Indicator Status matches the Approval & Underwriting Summary 1008 Indicator Status or Not Applicable. - Due Diligence Vendor-08/23/2022<br>| transmittal_19_pdf - 2022-08-19T144206.961.pdf |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx9169 |  |  | Closed | 2022-08-10 21:45 | 2022-08-18 15:28 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | HUD-1 Closing Statement missing or unsigned | Resolved-Executed hud sent in - Due Diligence Vendor-08/18/2022<br>Ready for Review-Document Uploaded. - Seller-08/17/2022<br>Open-Please provide a stamped and signed Final copy of the HUD-1 - Due Diligence Vendor-08/10/2022 | Ready for Review-Document Uploaded. - Seller-08/17/2022<br>| Resolved-Executed hud sent in - Due Diligence Vendor-08/18/2022<br>| XXXX |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx9169 |  |  | Closed | 2022-08-10 19:17 | 2022-08-18 12:57 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator NMLS Status is Unknown | Resolved- - Due Diligence Vendor-08/18/2022<br>Ready for Review-Document Uploaded. State Sponsored DSCR - Seller-08/17/2022<br>Open-Loan Originator NMLS Status is Unknown Loan Originator has same NMLS as Lending company but not the same company please provide corrected Note and 1003 origination signature page needs correcting as well. - Due Diligence Vendor-08/10/2022 | Ready for Review-Document Uploaded. State Sponsored DSCR - Seller-08/17/2022<br>|  | DSCR STATE SPONSORED.pdf |  |  | TX | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx9841 |  |  | Closed | 2022-08-10 19:50 | 2022-08-18 12:19 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. See attached statement included in previous upload - Seller-08/17/2022<br> Ready for Review-Please take a look again I do not see where it was omitted the total liabilities per the 1008 are correct $X,XXX - Seller-08/17/2022<br>| Resolved-Received statement for XXX with monthly payment amount and balance. Updated credit screen and made notes that doc is in findings. DTI is now in line. - Due Diligence Vendor-08/18/2022<br>| MISC CREDIT (12).pdf |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9841 |  |  | Closed | 2022-08-10 14:34 | 2022-08-17 20:09 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-The Final 1003 is Executed - Due Diligence Vendor-08/17/2022<br>Resolved- - Due Diligence Vendor-08/17/2022<br>Ready for Review-Document Uploaded. - Seller-08/17/2022<br>Open-The Final 1003 is Not Executed Loan Origination signature missing and Demographic information, Declaration information is missing for Co Borrower please provide updated 1003 document. - Due Diligence Vendor-08/10/2022 | Ready for Review-Document Uploaded. - Seller-08/17/2022<br>| Resolved-The Final 1003 is Executed - Due Diligence Vendor-08/17/2022<br>| XXXX |  |  | CO | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0197 |  |  | Closed | 2022-08-23 15:25 | 2023-01-19 18:51 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI unknown | Resolved-Client provided 1008 with DTI updated - Due Diligence Vendor-01/19/2023<br> Resolved- - Due Diligence Vendor-08/23/2022<br> Ready for Review-Document Uploaded. - Seller-08/23/2022<br> Open-Based off the gap report Target, DSNB and JPMCB cards have been paid off. Total liabilities which includes the solar is showing to be XXX.XX+ X,XXX.XX borrower's primary residence+XXXX.XX negative rental income for the subject property. This gives total amount of XX,XXX.XX with back end DTI at XX.XX. Please provide updated 1008 and final 1003 with these updates. Thank you - Due Diligence Vendor-08/23/2022 | Ready for Review-Document Uploaded. - Seller-08/23/2022<br>| Resolved-Client provided 1008 with DTI updated - Due Diligence Vendor-01/19/2023<br>| _1003_19_pdf (91).pdf<br>transmittal_19_pdf - 2022-08-23T084332.046.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0197 |  |  | Closed | 2022-08-16 21:16 | 2022-08-19 15:10 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Missing letter of explanation | Resolved-Per client using updated guidelines no LOE for cash out needed . - Due Diligence Vendor-08/19/2022<br>Ready for Review-Document Uploaded. - Seller-08/18/2022<br>Open-please provide letter of explanation for Cash out - Due Diligence Vendor-08/16/2022 | Ready for Review-Document Uploaded. - Seller-08/18/2022<br>| Resolved-Per client using updated guidelines no LOE for cash out needed . - Due Diligence Vendor-08/19/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0197 |  |  | Closed | 2022-08-17 15:24 | 2022-08-19 14:20 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | Resolved-Received updated 1003 removing the negative rental income of XXX from the subject property as well as XXXX not using any rents for the subject property. Using the piti total for the negative rental income for the property. Made updates to the 1003 and credit screen. - Due Diligence Vendor-08/19/2022<br> Ready for Review-Document Uploaded. - Seller-08/18/2022<br> Open-DTI does not line up liabilities are XX,XXX.XX base on gap report Nordstrom, Target, DSNB paid off. Subject property rent loss XXX however liabilities XX,XXX per XXXX. Please advise - Due Diligence Vendor-08/17/2022 | Ready for Review-Document Uploaded. - Seller-08/18/2022<br>| Resolved-Received updated 1003 removing the negative rental income of 989 from the subject property as well as 1008 not using any rents for the subject property. Using the piti total for the negative rental income for the property. Made updates to the 1003 and credit screen. - Due Diligence Vendor-08/19/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0584 |  |  | Closed | 2022-08-16 14:35 | 2022-08-17 19:58 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | HUD-1 not executed properly | Resolved- - Due Diligence Vendor-08/17/2022<br> Ready for Review-Document Uploaded. - Seller-08/17/2022<br> Open-Updated Fees from HUD page which was available page no.489 Total Borrower Paid $XXXXX.XX including Addendum fees found on below HUD page Borrower paid $ XXXXX.XX.Please provide clarification. Also in need of a final HUD stamped final. - Due Diligence Vendor-08/16/2022 | Ready for Review-Document Uploaded. - Seller-08/17/2022<br>|  | C101010584 - VANG FINAL HUD1.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0073 |  |  | Closed | 2022-08-17 20:45 | 2023-01-19 18:52 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-Client provided receipt for EMD, finding has been cleared and resolved. - Due Diligence Vendor-01/19/2023<br> Resolved- - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. - Seller-08/19/2022<br> Open-Asset 4 Does Not Meet Guideline Requirements please provide some documentation for the $XX,XXX. please provide check stub or receipt of payment for EMD in the amount of $XX,XXX.XX - Due Diligence Vendor-08/17/2022 | Ready for Review-Document Uploaded. - Seller-08/19/2022<br>| Resolved-Client provided receipt for EMD, finding has been cleared and resolved. - Due Diligence Vendor-01/19/2023<br>| EMD (3).pdf |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0073 |  |  | Closed | 2022-08-17 22:49 | 2022-08-25 14:47 | Waived | 2 - Non-Material<br> C<br> B | Credit | Credit | Deficient undewriting exception form | Waived-Waiving the need for AMC on the file - Due Diligence Vendor-08/25/2022<br>Waived- - Due Diligence Vendor-08/22/2022<br>Ready for Review-Document Uploaded. - Seller-08/19/2022<br>Open-Missing compensating factors - Due Diligence Vendor-08/17/2022 | Ready for Review-Document Uploaded. - Seller-08/19/2022<br>| Waived-Waiving the need for AMC on the file - Due Diligence Vendor-08/25/2022<br>| 10073.pdf |  | Client provided exception form Compensating factors XX Months AA mortgage rating on primary residence<br> X yrs self employment<br> $XXX,XXX reserves@ closing | FL | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0073 |  |  | Closed | 2022-08-17 20:16 | 2022-08-22 13:27 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. - Seller-08/19/2022<br> Open-Missing Hazard Insurance Policy Please provide Hazard insurance for XXX - Due Diligence Vendor-08/17/2022 | Ready for Review-Document Uploaded. - Seller-08/19/2022<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/22/2022<br>| HAZARD INSURANCE (47).pdf |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9810 |  |  | Closed | 2022-08-12 14:15 | 2022-08-22 16:50 | Resolved | 1 - Information<br> C<br> A | Credit | Closing | Loan Originator NMLS Number and Loan Origination NMLS are not unique | Resolved-Client ok'd. - Due Diligence Vendor-08/22/2022<br> Ready for Review-this is a sponsored transaction these are the same in this instance - Seller-08/19/2022<br> Open-Originator NMLS and originator company NMLS are the same. please provide updated 1003 with the correct NMLS Numbers - Due Diligence Vendor-08/12/2022 | Ready for Review-this is a sponsored transaction these are the same in this instance - Seller-08/19/2022<br>| Resolved-Client ok'd. - Due Diligence Vendor-08/22/2022<br>|  |  |  | NJ | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9810 |  |  | Closed | 2022-08-15 15:15 | 2022-08-16 20:41 | Waived | 2 - Non-Material<br> B | Credit | Credit Worthiness | Mortgage history for primary residence less than 12 months | Waived-LIVING RENT-FREE<br> UW Response: Approved w/X.XX Add to rate - all UW conditions/guidelines to be met<br> - Due Diligence Vendor-08/15/2022 |  | Waived-LIVING RENT-FREE<br> UW Response: Approved w/X.XX Add to rate - all UW conditions/guidelines to be met<br> - Due Diligence Vendor-08/15/2022<br>|  |  | EXPERIENCED INVESTOR<br> DSCR >X.XX: X.XX<br> PROPERTY CONDITION IS GOOD<br> ALL DOWN | NJ | Investment | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx9133 |  |  | Closed | 2022-09-16 15:04 | 2022-09-30 17:19 | Waived | 2 - Non-Material<br> C<br> B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | XXXX | Ready for Review-Document Uploaded. - Seller-09/26/2022<br>| XXXX<br>| XXXX |  | compensating factors:<br> Low LTV XX.XXX%<br> AA Mortgage rating Mid Fico XXX Prop value X,XXX,XXX | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx9133 |  |  | Closed | 2022-09-16 15:14 | 2022-09-30 17:15 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved- - Due Diligence Vendor-09/30/2022<br>Resolved-received updated approval for DSCR - resolved - Due Diligence Vendor-09/27/2022<br>Ready for Review-Document Uploaded. - Seller-09/22/2022<br>Open-Please provide an updated Approval Certificate. Per the 1008 in file, the loan type is DSCR. Per the Approval Certificate on page 2 of the file, the Documentation type is listed as Other Bank Statements. Thank you. - Due Diligence Vendor-09/16/2022 | Ready for Review-Document Uploaded. - Seller-09/22/2022<br>| Resolved-received updated approval for DSCR - resolved - Due Diligence Vendor-09/27/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0408 |  |  | Closed | 2022-08-16 13:29 | 2022-08-23 22:54 | Waived | 2 - Non-Material<br> B | Credit | Credit | Deficient condo documentation. | Waived-CONDO EXCEPTION FOR: > 70% INVESTOR CONCENTRATION (XX% IN FILE) AND A SINGLE<br> ENTITY OWNING > 25% - Due Diligence Vendor-08/16/2022 |  | Waived-CONDO EXCEPTION FOR: > 70% INVESTOR CONCENTRATION (XX% IN FILE) AND A SINGLE<br> ENTITY OWNING > 25% - Due Diligence Vendor-08/16/2022<br>|  |  | FICO SCORE: XXX<br> PROPERTY IN GOOD CONDITION: C3<br> X+ MONTHS RESERVES: XXXXX.XX<br> SOLID<br>\*\*\*APPROVED NO ADD TO RATE - FILE IS READY FOR CTC W/ SELLER PER DIEM.<br> ALL UW CONDITIONS/GUIDELINES MUST BE MET\*\*\* | CA | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0408 |  |  | Closed | 2022-08-15 19:13 | 2022-08-22 15:12 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | HO6 Insurance Policy Effective Date is after the Note Date | Resolved-Received updated final CD. Made update to the close date. Funded X/XX insurance is dated X/XX. - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. HO6 must be in effect prior to disbursement date. Final CD attached confirms disbursement date of X/XX - Seller-08/19/2022<br> Open-HO-6 Insurance Policy Effective Date of 08-XX-2022 is after the Note Date of 08-XX-2022 - Due Diligence Vendor-08/15/2022 | Ready for Review-Document Uploaded. HO6 must be in effect prior to disbursement date. Final CD attached confirms disbursement date of X/XX - Seller-08/19/2022<br>| Resolved-Received updated final CD. Made update to the close date. Funded X/XX insurance is dated X/XX. - Due Diligence Vendor-08/22/2022<br>| FINAL HUD-1 SIGNED - 2022-08-19T102858.036.pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0138 |  |  | Closed | 2022-08-17 17:23 | 2023-01-19 18:52 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Client provided 1008 DSCR - Due Diligence Vendor-01/19/2023<br> Resolved- - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. - Seller-08/19/2022<br> Open-Per 1008 DSCR X.XX calculation show X.XX please provide updated 1008 - Due Diligence Vendor-08/17/2022 | Ready for Review-Document Uploaded. - Seller-08/19/2022<br>| Resolved-Client provided 1008 DSCR - Due Diligence Vendor-01/19/2023<br>| transmittal_19_pdf - 2022-08-19T143637.676.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9853 |  |  | Closed | 2022-08-17 15:45 | 2022-08-25 21:10 | Resolved | 1 - Information<br> B<br> A | Credit | Eligibility | Audited FICO is less than Guideline FICO | Resolved-Addressed in Finding A-FCRE9146. - Due Diligence Vendor-08/25/2022<br> Waived-Audited FICO of XXX is less than Guideline FICO of XXX Compensating Factors<br> Very low LTV (< XX% LTV), seasoning Investor - Due Diligence Vendor-08/17/2022 |  | Resolved-Addressed in Finding A-FCRE9146. - Due Diligence Vendor-08/25/2022<br> Waived-Audited FICO of XX is less than Guideline FICO of XX Compensating Factors<br> Very low LTV (< XX% LTV), seasoning Investor - Due Diligence Vendor-08/17/2022<br>|  |  |  | CO | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9853 |  |  | Closed | 2022-08-18 22:59 | 2022-08-25 21:09 | Waived | 2 - Non-Material<br> C<br> B | Credit | Credit | Missing underwriting exception form | Waived-Need Exceptions for: FICO, DSCR <1 and use of CU score of X.X in lieu of a Desk Review.<br> 2 Exception Forms provided, 1 in this Finding and 1 on p2 of the file. - Due Diligence Vendor-08/25/2022<br> Resolved-Received exception for usi9ng the CU rather than desk review. Added as a waived exception with the compensating factors. - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. - Seller-08/19/2022<br> Open-Need exception form for using CU score instead of Desk top appraisal. - Due Diligence Vendor-08/18/2022 | Ready for Review-Document Uploaded. - Seller-08/19/2022<br>| Waived-Need Exceptions for: FICO, DSCR <1 and use of CU score of X.X in lieu of a Desk Review.<br> 2 Exception Forms provided, 1 in this Finding and 1 on p2 of the file. - Due Diligence Vendor-08/25/2022<br> Resolved-Received exception for usi9ng the CU rather than desk review. Added as a waived exception with the compensating factors. - Due Diligence Vendor-08/22/2022<br>| INVESTOR EXCEPTIONS (13).pdf |  | Very low LTV of XX.XX% ( | CO | Investment | Refinance | Cash Out - Other | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx9853 |  |  | Closed | 2022-08-22 15:23 | 2022-08-25 15:38 | Resolved | 1 - Information<br> C<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-08/25/2022<br> Waived-Second Appraisal/ Valuation is Missing Allowing CU risk score of X in lieu of desk review. - Due Diligence Vendor-08/22/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-08/25/2022<br> Waived-Second Appraisal/ Valuation is Missing Allowing CU risk score of X in lieu of desk review. - Due Diligence Vendor-08/22/2022<br>|  |  |  | CO | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9853 |  |  | Closed | 2022-08-18 22:58 | 2022-08-22 15:21 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Updated business purpose tab with the minimum coverage of 6 months based on what was received loss of rents is covered. - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. See paragraph on attached titled Loss of Use/Fair rental value - Seller-08/19/2022<br> Open-Rent loss not stated in insurance please provide rent loss - Due Diligence Vendor-08/18/2022 | Ready for Review-Document Uploaded. See paragraph on attached titled Loss of Use/Fair rental value - Seller-08/19/2022<br>| Resolved-Updated business purpose tab with the minimum coverage of 6 months based on what was received loss of rents is covered. - Due Diligence Vendor-08/22/2022<br>| HAZARD INSURANCE (46).pdf |  |  | CO | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9853 |  |  | Closed | 2022-08-17 15:38 | 2022-08-22 15:16 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | HO6 Insurance Policy Effective Date is after the Note Date | Resolved-Updated insurance tab no lapse in coverage received policy that is expiring 8/XX/2022 did not make change to premium as it will increase with new policy. - Due Diligence Vendor-08/22/2022<br> Resolved-HO-6 Insurance Policy Effective Date of 08-XX-2021 is prior to or equal to the Note Date of 08-XX-2022 Or HO-6 Insurance Policy Effective Date Is Not Provided - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. - Seller-08/19/2022<br> Open-HO-6 Insurance Policy Effective Date of 08-XX-2022 is after the Note Date of 08-XX-2022 - Due Diligence Vendor-08/17/2022 | Ready for Review-Document Uploaded. - Seller-08/19/2022<br>| Resolved-Updated insurance tab no lapse in coverage received policy that is expiring 8/XX/2022 did not make change to premium as it will increase with new policy. - Due Diligence Vendor-08/22/2022<br> Resolved-HO-6 Insurance Policy Effective Date of 08-XX-2021 is prior to or equal to the Note Date of 08-XX-2022 Or HO-6 Insurance Policy Effective Date Is Not Provided - Due Diligence Vendor-08/22/2022<br>| HAZARD INSURANCE (45).pdf |  |  | CO | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0458 |  |  | Closed | 2022-08-16 14:19 | 2022-08-22 22:01 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/22/2022<br>Ready for Review-Document Uploaded. - Seller-08/22/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-08/16/2022 | Ready for Review-Document Uploaded. - Seller-08/22/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/22/2022<br>| FINAL HUD-1 SIGNED - 2022-08-22T093548.749.pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0458 |  |  | Closed | 2022-08-15 22:54 | 2022-08-22 21:57 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved- - Due Diligence Vendor-08/22/2022<br>Ready for Review-Document Uploaded. - Seller-08/22/2022<br>Open-Please provided Lenders Approval form. - Due Diligence Vendor-08/15/2022 | Ready for Review-Document Uploaded. - Seller-08/22/2022<br>|  | PML Underwriting Approval Certificate Options.pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0281 |  |  | Closed | 2022-08-16 16:56 | 2022-08-23 14:19 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/23/2022<br>Ready for Review-Document Uploaded. - Seller-08/19/2022<br>Open-Final HUD-1 Document is Missing Please provide copy of stamped certified final HUD-1/Settlement statement - Due Diligence Vendor-08/16/2022 | Ready for Review-Document Uploaded. - Seller-08/19/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/23/2022<br>| FINAL HUD-1 SIGNED - 2022-08-19T121400.974.pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0120 |  |  | Closed | 2022-08-18 18:32 | 2022-08-22 18:47 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved- - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. - Seller-08/22/2022<br> Counter-1008 provided is the same as what is already in file.<br> The range provided on 1008 is between .XX and .XX.<br> DSCR = X.XX both in the calculations we got and the tape that was provided.<br> Please provide an updated 1008/exception and loan approval that confirms dscr of X.XX - Due Diligence Vendor-08/22/2022<br> Ready for Review-Document Uploaded. - Seller-08/19/2022<br> Open-please provide updated 1008 reflecting the correct DSCR of X.XX. - Due Diligence Vendor-08/18/2022 | Ready for Review-Document Uploaded. - Seller-08/22/2022<br>Ready for Review-Document Uploaded. - Seller-08/19/2022<br>|  | transmittal_19_pdf - 2022-08-19T102754.347.pdf<br>transmittal_19_pdf - 2022-08-22T110750.490.pdf |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0120 |  |  | Closed | 2022-08-17 18:20 | 2022-08-22 17:25 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Certificate of Corp./LLC Formation or Articles of Organization not in file | Resolved- - Due Diligence Vendor-08/22/2022<br> Ready for Review-XXX does not require business documentation - Seller-08/19/2022<br> Open-please provide entity formation documentation for XXX. - Due Diligence Vendor-08/17/2022 | Ready for Review-DSCR does not require business documentation - Seller-08/19/2022<br>|  |  |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0247 |  |  | Closed | 2022-08-22 21:31 | 2022-08-25 12:49 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-08/25/2022<br> Ready for Review-Document Uploaded. - Seller-08/24/2022<br> Open-The Final 1003 is Missing Need updated 1003 that reflects negative rental income for the full pitia of XXXX.XX - Due Diligence Vendor-08/22/2022 | Ready for Review-Document Uploaded. - Seller-08/24/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-08/25/2022<br>| FINAL 1003 - ALL PAGES (24).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9917 |  |  | Closed | 2022-08-24 13:23 | 2022-09-01 20:08 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | XXXX | Ready for Review-This loan was underwritten and approved prior to the guideline change of X/X and doesn't require and exception - Seller-08/24/2022<br>| XXXX<br>|  |  |  | CT | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9917 |  |  | Closed | 2022-08-24 14:04 | 2022-08-26 12:15 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-Updated 1008 provided reflecting the correct DSCR of 1.15. Finding resolved. - Due Diligence Vendor-08/26/2022<br> Ready for Review-Document Uploaded. - Seller-08/25/2022<br> Counter-Thanks for sending the updated 1008. With the updated P&I Can you please update the DSCR from X.XX to 1.15. Thank you - Due Diligence Vendor-08/25/2022<br> Ready for Review-Document Uploaded. - Seller-08/24/2022<br> Open-Please provide updated 1008. The P&I is not correct with the one in file. Based on the docs in the file and Note the P&I is at X,XXX.XX for total PITIA in the amount of X,XXX.XX verified with first payment letter as well. XXXX/XXXX.XX= X.XX DSCR. Thank you - Due Diligence Vendor-08/24/2022 | Ready for Review-Document Uploaded. - Seller-08/25/2022<br>Ready for Review-Document Uploaded. - Seller-08/24/2022<br>| Resolved-Updated 1008 provided reflecting the correct DSCR of X.XX. Finding resolved. - Due Diligence Vendor-08/26/2022<br>| transmittal_19_pdf (112).pdf<br>transmittal_19_pdf (113).pdf |  |  | CT | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9372 |  |  | Closed | 2022-08-18 21:17 | 2022-09-01 20:09 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | XXXX | Ready for Review-This loan was underwritten and approved prior to the X/X guideline change which increased the minimum loan amount for this program - Seller-08/24/2022<br>| XXXX<br>|  |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9372 |  |  | Closed | 2022-08-22 18:42 | 2022-09-01 18:54 | Waived | 2 - Non-Material<br> D<br> B | Property | Missing Doc | Missing appraisal. | Waived-Exception has been provided for Using Dive By in lieu of CDA. - Due Diligence Vendor-08/30/2022<br> Ready for Review-Document Uploaded. - Seller-08/29/2022<br> Counter-Please provide the full complete CDA. The CDA provided is only a Drive-By evaluation and does not contain all of the information needed for loan review. Thank you. - Due Diligence Vendor-08/25/2022<br> Ready for Review-Document Uploaded. - Seller-08/24/2022<br> Open-Please provided missing CDA or review appraisal. - Due Diligence Vendor-08/22/2022 | Ready for Review-Document Uploaded. - Seller-08/29/2022<br>Ready for Review-Document Uploaded. - Seller-08/24/2022<br>| Waived-Exception has been provided for Using Dive By in lieu of CDA. - Due Diligence Vendor-08/30/2022<br>| XXXX |  | Comp factors:<br> XX months of reserves (XX actual months reserves)<br> FICO XXX | TX | Investment | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx9372 |  |  | Closed | 2022-08-19 15:55 | 2022-09-01 18:54 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | Waived-LTV exceeds guidelines of XX%. Exception is for XX% LTV X.XX% add to rate. - Due Diligence Vendor-08/29/2022<br> Rescinded-Duplicate thus rescinded - Due Diligence Vendor-08/19/2022 |  | Waived-LTV exceeds guidelines of XX%. Exception is for XX% LTV X.XX% add to rate. - Due Diligence Vendor-08/29/2022<br> Rescinded-Duplicate thus rescinded - Due Diligence Vendor-08/19/2022<br>|  |  | Borrower has XXmonths of reserves.<br> FICO XXX | TX | Investment | Purchase | NA | XXX | Originator Post-Close | Yes |
| XXXX | xxxxxx9372 |  |  | Closed | 2022-08-19 17:54 | 2022-08-25 19:54 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/25/2022<br>Ready for Review-Document Uploaded. - Seller-08/24/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-08/19/2022 | Ready for Review-Document Uploaded. - Seller-08/24/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/25/2022<br>| 3964_001.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0165 |  |  | Closed | 2022-08-26 15:24 | 2022-09-01 22:43 | Waived | 2 - Non-Material<br> C<br> B | Credit | Credit | Deficient undewriting exception form. | Waived- - Due Diligence Vendor-08/30/2022<br>Ready for Review-Document Uploaded. - Seller-08/30/2022<br>Open-There is a UW Exception Form on page 2. However, the UW did not list any Compensating Factors. \*Please provide an updated Exception Form with thorough detailed Compensating Factors. - Due Diligence Vendor-08/26/2022 | Ready for Review-Document Uploaded. - Seller-08/30/2022<br>|  | XXXX |  | Compensating Factors: LTV is still low, DSCR ratio >X.XX and property is in good condition | FL | Investment | Refinance | Cash Out - Other | XXX | Originator Post-Close | Yes |
| XXXX | xxxxxx0165 |  |  | Closed | 2022-08-22 20:47 | 2022-08-29 18:11 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-08/29/2022<br>Ready for Review-Document Uploaded. - Seller-08/29/2022<br>Open-Missing Flood Insurance Policy Please provide the Flood Insurance policy.<br>Absence of the Flood Insurance policy is throwing off the DSCR for now, but the DSCR should correct upon entry of the Flood premium. - Due Diligence Vendor-08/22/2022 | Ready for Review-Document Uploaded. - Seller-08/29/2022<br>| Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-08/29/2022<br>| FLOOD INSURANCE (6).pdf |  |  | FL | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9945 |  |  | Closed | 2022-08-24 18:51 | 2022-08-25 20:08 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final Hud received info updated - resolved - Due Diligence Vendor-08/25/2022<br>Ready for Review-Document Uploaded. - Seller-08/25/2022<br>Open-Need a certified True Copy of final HUD stamped final. - Due Diligence Vendor-08/24/2022 | Ready for Review-Document Uploaded. - Seller-08/25/2022<br>| Resolved-Final Hud received info updated - resolved - Due Diligence Vendor-08/25/2022<br>| 3965_001.pdf |  |  | IN | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0558 |  |  | Closed | 2022-08-24 16:58 | 2022-08-25 12:59 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/25/2022<br> Ready for Review-Document Uploaded. - Seller-08/24/2022<br> Open-Please provide corrected HUD Document with certified True Copy of final HUD stamped final. HUD received showing borrower fees of $XX,XXX.XX, HUD-1 screen totals showing $XX,XXX.XX which is a difference of $XX.XX. Thanks! - Due Diligence Vendor-08/24/2022 | Ready for Review-Document Uploaded. - Seller-08/24/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/25/2022<br>| 3963_001.pdf |  |  | TN | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx9883 |  |  | Closed | 2022-08-22 23:39 | 2022-09-01 02:43 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved- - Due Diligence Vendor-08/30/2022<br>Ready for Review-Document Uploaded. Document Uploaded. - Seller-08/29/2022<br>Open-Final HUD-1 Document is Present or Not Applicable Certified true copy of final HUD1 not provided, provided final HUD 1 stamp is missing , please provide Certified true copy of final HUD1<br> - Due Diligence Vendor-08/22/2022 | Ready for Review-Document Uploaded. Document Uploaded. - Seller-08/29/2022<br>| Resolved- - Due Diligence Vendor-08/30/2022<br>| 3983_001.pdf<br>3983_001.pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0753 |  |  | Closed | 2022-08-29 13:49 | 2022-09-01 14:24 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Acknowledged by client typo on the lease. Lease is month to month after expiration and is the lower of the two values from the lease agreement and Appraisal from 1007. The lease agreement has been utilized to calculate the DSCR. - Due Diligence Vendor-09/01/2022<br> Ready for Review-Document Uploaded. - Seller-08/31/2022<br> Open-Need a corrected lease document as lease indicates termination date is 8/XX/22, however lease starts 9/X/22. Believe this to be a typo as lease was signed 8/X/22. - Due Diligence Vendor-08/29/2022 | Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-Acknowledged by client typo on the lease. Lease is month to month after expiration and is the lower of the two values from the lease agreement and Appraisal from 1007. The lease agreement has been utilized to calculate the DSCR. - Due Diligence Vendor-09/01/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0753 |  |  | Closed | 2022-08-29 14:24 | 2022-08-31 19:42 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Certified True Copy of final HUD stamped final has been provided. Finding resolved. - Due Diligence Vendor-08/31/2022<br>Ready for Review-Document Uploaded. - Seller-08/31/2022<br>Open-Please provide a Certified True Copy of final HUD stamped final. - Due Diligence Vendor-08/29/2022 | Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-Certified True Copy of final HUD stamped final has been provided. Finding resolved. - Due Diligence Vendor-08/31/2022<br>| FINAL HUD-1 SIGNED - 2022-08-31T113652.504.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0214 |  |  | Closed | 2022-08-30 14:04 | 2022-09-09 14:11 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Updated 1008 provided reflecting the DSCR calculation that was utilized. Finding resolved. - Due Diligence Vendor-09/09/2022<br> Ready for Review-Document Uploaded. Updated 1008 utilizint the $XXXX mo. rent as per the market rent survey - Seller-09/08/2022<br> Counter-Since this is a purchase and the operating income is showing to be XXXX can we get an exception for using X,XXX.XX with the compensating factors Thank you - Due Diligence Vendor-08/31/2022<br> Ready for Review-Document Uploaded. - Seller-08/31/2022<br> Open-DSCR per 1008 is X.XX, per tape is X.XX the DSCR that we have is off in general due to missing Ins. Please confirm what the DSCR total should be and send updated 1008 and calculation worksheet. - Due Diligence Vendor-08/30/2022 | Ready for Review-Document Uploaded. Updated 1008 utilizint the $XXXX mo. rent as per the market rent survey - Seller-09/08/2022<br> Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-Updated 1008 provided reflecting the DSCR calculation that was utilized. Finding resolved. - Due Diligence Vendor-09/09/2022<br>| transmittal_19_pdf - 2022-08-31T103415.998.pdf<br>transmittal_19_pdf - 2022-09-08T152134.650.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0214 |  |  | Closed | 2022-08-25 14:10 | 2022-08-31 19:44 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved- - Due Diligence Vendor-08/31/2022<br> Ready for Review-Document Uploaded. - Seller-08/31/2022<br> Open-Missing DSCR calculation worksheet. tape has DSCR at X.XX but the actual calculation is<br> XXXX / XXXX.XX = X.XXX - please send explanation of your calculation - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-08/31/2022<br>|  | transmittal_19_pdf - 2022-08-31T103415.998.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0214 |  |  | Closed | 2022-08-25 13:41 | 2022-08-31 19:39 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-08/31/2022<br>Ready for Review-Document Uploaded. - Seller-08/31/2022<br>Open-HO-6 Insurance Policy is Missing please provide HOI declaration for subject property - with rent loss. - Due Diligence Vendor-08/30/2022<br>Open-HO-6 Insurance Policy is Missing please provide HOI declaration for subject property - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-08/31/2022<br>| HO-6 INSURANCE (6).pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0464 |  |  | Closed | 2022-09-21 17:40 | 2022-09-22 20:08 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception provided for DTI over XX%.<br> - Due Diligence Vendor-09/22/2022<br> Ready for Review-Document Uploaded. - Seller-09/22/2022<br> Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% - please provide exception - Due Diligence Vendor-09/21/2022<br> Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% - Due Diligence Vendor-09/21/2022 | Ready for Review-Document Uploaded. - Seller-09/22/2022<br>| Waived-Exception provided for DTI over XX%.<br> - Due Diligence Vendor-09/22/2022<br>| INVESTOR EXCEPTIONS (23).pdf |  | Credit is XX with XXm reserves | CA | Investment | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0464 |  |  | Closed | 2022-08-29 18:23 | 2022-09-14 19:36 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-09/14/2022<br>Ready for Review-Document Uploaded. - Seller-09/08/2022<br>| Resolved-updated 1008 received and information entered - resolved - Due Diligence Vendor-09/14/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9785 |  |  | Closed | 2022-08-25 18:14 | 2023-01-19 18:53 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Asset 3 Missing | XXXX | Ready for Review-Document Uploaded. - Seller-09/14/2022<br>Ready for Review-Document Uploaded. - Seller-09/08/2022<br>Ready for Review-Document Uploaded. - Seller-09/06/2022<br>Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-Corrected 1003 has been received. Finding has been resolved and cleared. - Due Diligence Vendor-01/19/2023<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9785 |  |  | Closed | 2022-08-25 18:58 | 2022-09-06 12:26 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-09/06/2022<br>Ready for Review-Document Uploaded. - Seller-09/02/2022<br>Open-TRID: Missing Final Closing Disclosure Please provide Missing Final Closing Disclosure. - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-09/02/2022<br>| Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-09/06/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9785 |  |  | Closed | 2022-08-25 15:43 | 2022-09-06 12:20 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-09/06/2022<br>Ready for Review-Document Uploaded. - Seller-09/02/2022<br>Open-Borrower 1 Business Bank Statements Missing Please provide Business Bank Statements documents to verify the borrowers Monthly Qualifying Income. - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-09/02/2022<br>| Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-09/06/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9785 |  |  | Closed | 2022-08-25 17:54 | 2022-09-01 15:43 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Ready for Review-Hazard Insurance Coverage Amount of $XXXXX is equal to or greater than Required Coverage Amount of $XXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'Yes') Master policy received. total ins coverage would be XXXXX from bwrs policy and XXXXX from master policy totaling XXX,XXX and guaranteed replacement coverage. - resolved - Due Diligence Vendor-09/01/2022<br> Ready for Review-Document Uploaded. Guaranteed replacement cost of XXX% is on page 5 - Seller-08/31/2022<br> Open-Hazard Insurance Coverage Amount of $XXXXX is less than Required Coverage Amount of $XXXXX and Guaranteed Replacement Coverage indicator is 'No' Please provide updated Hazard Insurance document which will cover the Required Coverage Amount. - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. Guaranteed replacement cost of XXX% is on page 5 - Seller-08/31/2022<br>|  | MASTER HOA INSURANCE (9).pdf |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9785 |  |  | Closed | 2022-08-25 19:41 | 2022-08-31 19:11 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | CHARM Booklet is Missing | Resolved- - Due Diligence Vendor-08/31/2022<br> Ready for Review-Original disclosure is for XX yr fix. Program change at lock to ARM. CHARM booklet is not given at program change, just ARM disclosure - Seller-08/31/2022<br> Open-CHARM Booklet is Missing Please provide Charm Booklet document. - Due Diligence Vendor-08/25/2022 | Ready for Review-Original disclosure is for XX yr fix. Program change at lock to ARM. CHARM booklet is not given at program change, just ARM disclosure - Seller-08/31/2022<br>|  |  |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0301 |  |  | Closed | 2022-08-26 14:05 | 2022-09-06 13:18 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator NMLS is Not Valid | Resolved-Sponsored loan in a sponsored state - resolved - Due Diligence Vendor-09/06/2022<br>Ready for Review-Document Uploaded. This is a STATE SPONSORED DSCR Loan Program - Seller-09/02/2022<br>Open-Loan Originator and Loan Organization NMLS Id is not matching with NMLS Consumer access website. Please provide clarification on this - Due Diligence Vendor-08/26/2022 | Ready for Review-Document Uploaded. This is a STATE SPONSORED DSCR Loan Program - Seller-09/02/2022<br>| Resolved-Sponsored loan in a sponsored state - resolved - Due Diligence Vendor-09/06/2022<br>| DSCR STATE SPONSORED.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0301 |  |  | Closed | 2022-08-25 21:17 | 2022-09-06 12:55 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/06/2022<br>Ready for Review-Document Uploaded. - Seller-09/02/2022<br>Open-Final HUD-1 Document is Missing, provide a final HUD stamped final. - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-09/02/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/06/2022<br>| XXXX |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0303 |  |  | Closed | 2022-08-25 15:12 | 2022-08-31 19:53 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/31/2022<br>Ready for Review-Document Uploaded. - Seller-08/31/2022<br>Open-Missing Hazard Insurance Policy Please Provide - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/31/2022<br>| HAZARD INSURANCE (50).pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0303 |  |  | Closed | 2022-08-25 16:49 | 2022-08-31 19:51 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/31/2022<br>Ready for Review-Document Uploaded. - Seller-08/31/2022<br>Open-Final HUD-1 Document is Missing Please Provide - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/31/2022<br>| 4000_001.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0374 |  |  | Closed | 2022-08-26 14:07 | 2022-09-06 13:22 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator NMLS is Not Valid | Resolved-Sponsored loan in a sponsored state - resolved - Due Diligence Vendor-09/06/2022<br>Ready for Review-Document Uploaded. This transaction is a STATE SPONSORED DSCR Loan Program - Seller-09/02/2022<br>Open-Loan Originator and Loan Organization NMLS Id is not matching with NMLS Consumer access website. Please provide clarification on this - Due Diligence Vendor-08/26/2022 | Ready for Review-Document Uploaded. This transaction is a STATE SPONSORED DSCR Loan Program - Seller-09/02/2022<br>| Resolved-Sponsored loan in a sponsored state - resolved - Due Diligence Vendor-09/06/2022<br>| DSCR STATE SPONSORED.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0374 |  |  | Closed | 2022-08-25 19:43 | 2022-08-31 19:59 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/31/2022<br>Ready for Review-Document Uploaded. - Seller-08/31/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/31/2022<br>| 3996_001.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0374 |  |  | Closed | 2022-08-25 19:00 | 2022-08-31 19:13 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present Hazard Insurance has been provided. Updated Insurance screen. Finding resolved. - Due Diligence Vendor-08/31/2022<br>Ready for Review-Document Uploaded. - Seller-08/31/2022<br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-Hazard Insurance Policy is fully present Hazard Insurance has been provided. Updated Insurance screen. Finding resolved. - Due Diligence Vendor-08/31/2022<br>| HAZARD INSURANCE (51).pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx9891 |  |  | Closed | 2022-08-26 17:13 | 2022-09-07 17:30 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Document uploaded reflecting Rent loss. Updated screens. Finding resolved. - Due Diligence Vendor-09/07/2022<br> Ready for Review-Document Uploaded. - Seller-09/07/2022<br> Open-Please provide an updated Insurance document. Per guidelines 8.27, Rent loss insurance covering a minimum of X months is required for the subject property. Thank you. - Due Diligence Vendor-08/26/2022 | Ready for Review-Document Uploaded. - Seller-09/07/2022<br>| Resolved-Document uploaded reflecting Rent loss. Updated screens. Finding resolved. - Due Diligence Vendor-09/07/2022<br>| XXXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0279 |  |  | Closed | 2022-08-31 14:17 | 2022-09-07 20:53 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved- - Due Diligence Vendor-09/07/2022<br>Ready for Review-This is stamped "CERTIFIED TO BE TRUE AND CORRECT COPY OF THE ORIGINAL"<br> This transaction is in the STATE OF CA and the borrower does not sign and date<br> STATE OF CA is a DRY STATE.<br> This is the FINAL Settlement Statement - Seller-09/07/2022<br>Counter-Document provided is a final closing statement, not a final HUD. Please provide the signed and dated and stamped, final HUD - Due Diligence Vendor-09/07/2022<br>Ready for Review-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/07/2022<br>Ready for Review-Document Uploaded. - Seller-09/07/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Document is Missing. Please provide the Final HUD-1 Document that is needed for loan review. Thank you. - Due Diligence Vendor-08/31/2022 | Ready for Review-This is stamped "CERTIFIED TO BE TRUE AND CORRECT COPY OF THE ORIGINAL"<br> This transaction is in the STATE OF CA and the borrower does not sign and date<br> STATE OF CA is a DRY STATE.<br> This is the FINAL Settlement Statement - Seller-09/07/2022<br>Ready for Review-Document Uploaded. - Seller-09/07/2022<br>| Resolved- - Due Diligence Vendor-09/07/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0279 |  |  | Closed | 2022-09-07 16:50 | 2022-09-07 20:53 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX |  | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-09/07/2022<br>Rescinded-Dry funding state. Finding rescinded. - Due Diligence Vendor-09/07/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0279 |  |  | Closed | 2022-08-31 15:53 | 2022-08-31 15:53 | Waived | 2 - Non-Material<br> B | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Waived-Exception provided for .XX% DSCR Exception for DSCR Plus - Due Diligence Vendor-08/31/2022 |  | Waived-Exception provided for .XX% DSCR Exception for DSCR Plus - Due Diligence Vendor-08/31/2022<br>|  |  | Compensating Factor:<br> Low LTV: XX.XXX% | CA | Investment | Refinance | Cash Out - Other | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0724 |  |  | Closed | 2022-08-31 18:55 | 2022-09-26 17:13 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX<br>| Resolved-Updated 1008 provided. Updated 1008 screen. Finding resolved. - Due Diligence Vendor-09/26/2022<br>| XXXX |  |  | WA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0724 |  |  | Closed | 2022-08-30 18:06 | 2022-09-14 19:43 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | XXXX | XXXX<br>| Resolved-Executed P&L and Balance sheet provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-09/14/2022<br>| XXXX |  |  | WA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0724 |  |  | Closed | 2022-08-31 15:37 | 2022-09-14 19:42 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Resolved-Borrower 1 signed tax return provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-09/14/2022<br> Ready for Review-Document Uploaded. - Seller-09/14/2022<br> Open-Borrower 1 Tax Returns Are Signed Borrower 1 Tax Returns Not Signed. Please provide updated signed tax returns for Borrower 1. Thank you. - Due Diligence Vendor-08/31/2022 | Ready for Review-Document Uploaded. - Seller-09/14/2022<br>| Resolved-Borrower 1 signed tax return provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-09/14/2022<br>| XXXX |  |  | WA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0724 |  |  | Closed | 2022-08-30 18:04 | 2022-09-07 12:37 | Resolved | 1 - Information<br> B<br> A | Credit | Credit | Missing 4506-T form | Resolved-Executed 4506-C provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-09/07/2022<br>Ready for Review-Document Uploaded. - Seller-09/06/2022<br>Open-Please provide the executed 4506-T form. Per guidelines, a complete, signed, and dated IRS Form 4506-T is required. Thank you. - Due Diligence Vendor-08/30/2022 | Ready for Review-Document Uploaded. - Seller-09/06/2022<br>| Resolved-Executed 4506-C provided. Updated employment screen. Finding resolved. - Due Diligence Vendor-09/07/2022<br>| XXXX |  |  | WA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0799 |  |  | Closed | 2022-08-31 16:22 | 2022-09-07 19:09 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | HUD-1 Closing Statement missing or unsigned | Resolved-Executed Final HUD1 provided. Finding resolved. - Due Diligence Vendor-09/07/2022<br>Ready for Review-Document Uploaded. - Seller-09/07/2022<br>Open-Final HUD1 not executed, please provide final HUD1 - Due Diligence Vendor-08/31/2022 | Ready for Review-Document Uploaded. - Seller-09/07/2022<br>| Resolved-Executed Final HUD1 provided. Finding resolved. - Due Diligence Vendor-09/07/2022<br>| XXXX |  |  | OR | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0771 |  |  | Closed | 2022-08-31 18:36 | 2022-09-07 20:11 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Missing asset documentation (ATR) | Resolved-updated final 1003 received - resolved - Due Diligence Vendor-09/07/2022<br> Ready for Review-Document Uploaded. - Seller-09/07/2022<br> Open-Documents are missing for Other Assets $XX,XXX.XX, $XXXXX Please Provide - Due Diligence Vendor-08/31/2022 | Ready for Review-Document Uploaded. - Seller-09/07/2022<br>| Resolved-updated final 1003 received - resolved - Due Diligence Vendor-09/07/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0284 |  |  | Closed | 2022-08-30 21:13 | 2022-09-07 17:32 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator NMLS is Not Valid | XXXX | Ready for Review-Document Uploaded. State Sponsored DSCR Loan Program - Seller-09/07/2022<br>| Resolved-Sponsored loan per client. - Due Diligence Vendor-09/07/2022<br>| DSCR STATE SPONSORED.pdf |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0284 |  |  | Closed | 2022-08-31 15:38 | 2022-09-07 17:31 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Lease Agreement | Resolved-While appraisal 1007 lists currently rented costs - indicated in comments section that it is currently vacant. - Due Diligence Vendor-09/07/2022<br>Ready for Review-See Appraisal property is VACANT this is a Purchase of Investment Property - Seller-09/07/2022<br>Open-As per 1007 present on page 257 CR Subject Property is currently on Lease but Lease Agreement for the subject property is missing in the file, Please Provide - Due Diligence Vendor-08/31/2022 | Ready for Review-See Appraisal property is VACANT this is a Purchase of Investment Property - Seller-09/07/2022<br>| Resolved-While appraisal 1007 lists currently rented costs - indicated in comments section that it is currently vacant. - Due Diligence Vendor-09/07/2022<br>|  |  |  | FL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0734 |  |  | Closed | 2022-08-30 14:58 | 2022-09-09 14:38 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Occupancy- Potential Occupancy Misrepresentation | Resolved- - Due Diligence Vendor-09/09/2022<br>Rescinded-Unable to Resolve-Appraisal reflects property is tenant occupied. Final 1003 reflects that the property is an investment. Primary residence on the Final 1003 is not the same as the subject property. Finding rescinded. - Due Diligence Vendor-09/08/2022<br>Unable to Resolve-Unable to Resolve-Document Uploaded. - Seller-09/07/2022<br>Open-Per initial and final 1003, section 5 states bwr intends to occupy property. This is an investment property and this answer is not allowed for investments - please update - Due Diligence Vendor-08/30/2022 | Unable to Resolve-Unable to Resolve-Document Uploaded. - Seller-09/07/2022<br>| Rescinded-Unable to Resolve-Appraisal reflects property is tenant occupied. Final 1003 reflects that the property is an investment. Primary residence on the Final 1003 is not the same as the subject property. Finding rescinded. - Due Diligence Vendor-09/08/2022<br>| XXXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0734 |  |  | Closed | 2022-08-30 16:59 | 2022-09-08 13:58 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-updated 1008 and taxes received and entered - resolved<br> - Due Diligence Vendor-09/08/2022<br> Ready for Review-Document Uploaded. - Seller-09/08/2022<br> Counter-Thank you. Also, appears the DSCR calculation was using the incorrect P&I of X,XXX.XX will need updated 1008 as the DSCR calculation is showing to be X.XX DSCR. - Due Diligence Vendor-09/07/2022<br> Resolved-Evidence of Property Tax is present - Due Diligence Vendor-09/07/2022<br> Ready for Review-Document Uploaded. - Seller-09/07/2022<br> Open-Missing Evidence of Property Tax Tax cert in file does not match the tax amount stated<br> tax cert has XXXX.XX / XX = XXX.XX and tax amount calculated for DSCR is XX.XX<br> Please provide tac doc used to calculate DSCR Also appears the DSCR calculation was using the incorrect P&I of X,XXX.XX will need updated 1008 as the DSCR calculation is showing to be X.XX DSCR. - Due Diligence Vendor-08/30/2022 | Ready for Review-Document Uploaded. - Seller-09/08/2022<br>Ready for Review-Document Uploaded. - Seller-09/07/2022<br>| Resolved-updated 1008 and taxes received and entered - resolved<br> - Due Diligence Vendor-09/08/2022<br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-09/07/2022<br>| XXXX |  |  | TX | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0570 |  |  | Closed | 2022-09-16 14:34 | 2022-09-22 17:29 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-09/22/2022<br>Ready for Review-Document Uploaded. - Seller-09/19/2022<br>Ready for Review-Document Uploaded. - Seller-09/16/2022<br>Ready for Review-Document Uploaded. - Seller-09/16/2022<br>| Resolved-Updated 1008 provided sufficient. Updated 1008 screen. Finding resolved. - Due Diligence Vendor-09/22/2022<br>| transmittal_19_pdf - 2022-09-16T095231.549.pdf<br>transmittal_19_pdf - 2022-09-16T123946.565.pdf<br>transmittal_19_pdf - 2022-09-19T103103.531.pdf<br>transmittal_19_pdf - 2022-09-22T095919.019.pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0741 |  |  | Closed | 2022-09-01 14:02 | 2022-09-14 19:29 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-09/14/2022<br>Ready for Review-Document Uploaded. these were included in the original credit pkg - Seller-09/09/2022<br>| Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/14/2022<br>| XXXX |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0467 |  |  | Closed | 2022-09-08 15:44 | 2022-09-17 06:09 | Waived | 2 - Non-Material<br> B | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Waived-Exception on page 10 for question #47 on HOA cert. Deed in lieu's makes lender liable for delinquent HOA dues. - Due Diligence Vendor-09/08/2022 |  | Waived-Exception on page 10 for question #47 on HOA cert. Deed in lieu's makes lender liable for delinquent HOA dues. - Due Diligence Vendor-09/08/2022<br>|  |  | Compensating Factors:<br> - Established Credit History w/ no derogs last 24 mos. (oldest tradeline 01/XXXX)<br> - Verified VOR history. (12 months payment history provided)<br> - Minimal payment shock.<br> - $Xk + in residual income.<br> - XXmos bank stmnt program.<br> - S/E X + years as X. (employed for X years)<br> - Property in good condition. | CA | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0467 |  |  | Closed | 2022-09-12 17:38 | 2022-09-16 18:14 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. See attached - Seller-09/16/2022<br>Ready for Review-Document Uploaded. - Seller-09/14/2022<br>| Resolved-Document uploaded reflects the correct liabilities and DTI. Updated screens. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-09/16/2022<br>| _1003_19_pdf - 2022-09-14T124040.515.pdf<br>transmittal_19_pdf - 2022-09-14T124056.508.pdf<br>_1003_19_pdf - 2022-09-16T094711.544.pdf<br>transmittal_19_pdf - 2022-09-16T094724.773.pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0731 |  |  | Closed | 2022-09-07 16:17 | 2022-09-20 14:30 | Resolved | 1 - Information<br> C<br> A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-Document uploaded. Updated TRID. Finding resolved. - Due Diligence Vendor-09/20/2022<br> Ready for Review-Document Uploaded. Final CD confirms disbursement date with no recission violation - Seller-09/16/2022<br> Open-This loan failed the TILA right of rescission test.<br>Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.<br>The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. This loan failed the TILA right of rescission test. because per the ROR form the cancellation date is 8/XX/22, however per the final CD the disbursement date is 8/XX/22. The borrower did not receive the full mandatory 3 day recession period. - Due Diligence Vendor-09/07/2022 | Ready for Review-Document Uploaded. Final CD confirms disbursement date with no recission violation - Seller-09/16/2022<br>| Resolved-Document uploaded. Updated TRID. Finding resolved. - Due Diligence Vendor-09/20/2022<br>| FINAL HUD-1 SIGNED - 2022-09-16T103305.302.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0609 |  |  | Closed | 2022-09-07 19:15 | 2022-09-21 17:31 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Waived-Audited CLTV of XX.XX% exceeds Guideline CLTV of 70% GL Exception: XX.XXX% LTV EXCEEDING 70% MAX ALLOWED IN ORDER TO MEETING MINIMUM $100K<br> LOAN AMOUNT) \*\*APPROVED - SUBJECT TO ALL UW CONDITIONS/GUIDELINES BEING<br> MET\*\*<br> Compensating factors: COMPENSATING FACTOR, BORROWER IS A SEASONED INVESTOR W/ SEVERAL<br> NEED EXCEPTION DUE TO DSCR RATIO BEING BELOW 1 - Due Diligence Vendor-09/07/2022 |  | Waived-Audited CLTV of XX.XX% exceeds Guideline CLTV of 70% GL Exception: XX.XXX% LTV EXCEEDING 70% MAX ALLOWED IN ORDER TO MEETING MINIMUM $100K<br> LOAN AMOUNT) \*\*APPROVED - SUBJECT TO ALL UW CONDITIONS/GUIDELINES BEING<br> MET\*\*<br> Compensating factors: COMPENSATING FACTOR, BORROWER IS A SEASONED INVESTOR W/ SEVERAL<br> NEED EXCEPTION DUE TO DSCR RATIO BEING BELOW 1 - Due Diligence Vendor-09/07/2022<br>|  |  | XX.XXX% LTV EXCEEDING 70% MAX ALLOWED IN ORDER TO MEETING MINIMUM $XXXK<br> LOAN AMOUNT) \*\*APPROVED - SUBJECT TO ALL UW CONDITIONS/GUIDELINES BEING<br> MET\*\*<br> COMPENSATING FACTOR, BORROWER IS A SEASONED INVESTOR W/ SEVERAL Investment homes<br> NEED EXCEPTION DUE TO DSCR RATIO BEING BELOW 1<br>| MS | Investment | Refinance | Cash Out - Other | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0370 |  |  | Closed | 2022-09-07 12:47 | 2022-09-08 15:10 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | Waived-Guideline Exception(s): FIRST TIME INVESTOR W/ LIMITED TRADELINES. X% LTV EXCEPTION FROM 70% TO 74.99%)<br>Compensating Factors: FICO SCORE. PROPERTY IN GOOD CONDITION (NEW BUILD). OWNS PRIMARY RESIDENCE FREE &<br> CLEAR (XXXXX RATING) - Due Diligence Vendor-09/07/2022 |  | Waived-Guideline Exception(s): FIRST TIME INVESTOR W/ LIMITED TRADELINES. X% LTV EXCEPTION FROM 70% TO 74.99%)<br>Compensating Factors: FICO SCORE. PROPERTY IN GOOD CONDITION (NEW BUILD). OWNS PRIMARY RESIDENCE FREE &<br> CLEAR (XXXXX RATING) - Due Diligence Vendor-09/07/2022<br>|  |  | Compensating Factors: FICO SCORE. PROPERTY IN GOOD CONDITION (NEW BUILD). OWNS PRIMARY RESIDENCE FREE &<br> CLEAR (XXX RATING) | GA | Investment | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0918 |  |  | Closed | 2022-09-08 21:15 | 2022-09-22 17:19 | Waived | 2 - Non-Material<br> B | Credit | Missing Doc | Borrower 1 Personal Bank Statements Missing | Waived-All parties listed on bank statements must be on loan. - Due Diligence Vendor-09/08/2022 |  | Waived-All parties listed on bank statements must be on loan. - Due Diligence Vendor-09/08/2022<br>|  |  | <br> FICO: XX, Low DTI of XX.XXX, Same job XX years.<br> 3rd party is on the account as they are the custodian when borrower is working over sea. The income is 100 percent the borrower's, LOE is in the folder for access to the account. | NV | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0918 |  |  | Closed | 2022-09-08 15:11 | 2022-09-14 20:33 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-09/14/2022<br>Ready for Review-Document Uploaded. - Seller-09/12/2022<br>| Resolved-Updated 1008 provided reflecting the correct DTI to match the Gap Credit Report. Updated credit screen and 1008 screen. Not DTI discrepancy. Finding resolved. - Due Diligence Vendor-09/14/2022<br>| LOAN TRANSMITTAL 1008 (4).pdf<br>transmittal_19_pdf - 2022-09-14T123756.220.pdf |  |  | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0918 |  |  | Closed | 2022-09-07 16:10 | 2022-09-13 13:39 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Client confirmed: HPML Allowed on Non QM products with the presence of impounds for taxes and insurance - resolved - Due Diligence Vendor-09/13/2022<br>Ready for Review-HPML Allowed on Non QM products with the presence of impounds for taxes and insurance - Seller-09/12/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction - Due Diligence Vendor-09/07/2022 | Ready for Review-HPML Allowed on Non QM products with the presence of impounds for taxes and insurance - Seller-09/12/2022<br>| Resolved-Client confirmed: HPML Allowed on Non QM products with the presence of impounds for taxes and insurance - resolved - Due Diligence Vendor-09/13/2022<br>|  |  |  | NV | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0762 |  |  | Closed | 2022-09-09 15:36 | 2022-09-15 17:34 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/15/2022<br>Ready for Review-Document Uploaded. - Seller-09/14/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 document is missing from the file. The estimate settlement statement's are the only documents that were provided. Please provide the Final HUD-1 document. - Due Diligence Vendor-09/09/2022 | Ready for Review-Document Uploaded. - Seller-09/14/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/15/2022<br>| FINAL HUD-1 SIGNED - 2022-09-14T124539.395.pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0460 |  |  | Closed | 2022-09-09 17:25 | 2022-09-16 17:14 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-Executed Final 1003 provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-09/16/2022<br>Ready for Review-Document Uploaded. - Seller-09/16/2022<br>Open-The Final 1003 is Executed The LO signature is missing from Borrower 2 Final 1003. Please provide an updated Final 1003 with the LO signature for Borrower 2. Thank you. - Due Diligence Vendor-09/09/2022 | Ready for Review-Document Uploaded. - Seller-09/16/2022<br>| Resolved-Executed Final 1003 provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-09/16/2022<br>| 2160_001.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0460 |  |  | Closed | 2022-09-08 20:06 | 2022-09-15 15:39 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Lender Approval form has been provided. Verified information provided. Finding resolved. - Due Diligence Vendor-09/15/2022<br>Ready for Review-Document Uploaded. - Seller-09/14/2022<br>Open-Lender approval form not located in file - please provide - Due Diligence Vendor-09/08/2022 | Ready for Review-Document Uploaded. - Seller-09/14/2022<br>| Resolved-Lender Approval form has been provided. Verified information provided. Finding resolved. - Due Diligence Vendor-09/15/2022<br>| PML Underwriting Approval Certificate Options.pdf |  |  | TX | Investment | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0597 |  |  | Closed | 2022-09-13 19:31 | 2023-02-09 23:39 | Cured | 1 - Information<br> C<br> A | Compliance | Points & Fees | CA AB 489/344 Covered Loan Points and Fees Threshold Test | Cured-Document Uploaded. PCCD, LOE, PROOF OF DELIVERY Uploaded. $XXX.XX cure completed within XX day window of discovery. Discovery date 2/X/2023 - Due Diligence Vendor-02/09/2023<br> Resolved-Per client: " This loan was underwritten off the 5/XX/2022 guidelines which allows for ITIN (see guidelines below). ITIN assignment, Driver license and CIP form is in LendingQB. Limited tradelines with maximum 70%LTV, the loans is at XX%LTV." - Due Diligence Vendor-09/22/2022<br> Ready for Review-Document Uploaded. - Seller-09/21/2022<br> Open-This loan failed the points and fees threshold test.<br> (CA AB 344 §1 [CA FC §4970(b)(1)(B)])<br> The total points and fees, as defined in the legislation, exceed X% of the total loan amount, as defined in HOEPA (Section 32). his loan failed the points and fees threshold test. because the total points and fees, as defined in the legislation, exceed X% of the total loan amount, as defined in HOEPA (Section 32). please clarify - Due Diligence Vendor-09/14/2022 | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Cured-Document Uploaded. PCCD, LOE, PROOF OF DELIVERY Uploaded. $XXX.XX cure completed within XX day window of discovery. Discovery date 2/XX/2023 - Due Diligence Vendor-02/09/2023<br> Resolved-Per client: " This loan was underwritten off the 5/XX/2022 guidelines which allows for ITIN (see guidelines below). ITIN assignment, Driver license and CIP form is in LendingQB. Limited tradelines with maximum XX%LTV, the loans is at XX%LTV." - Due Diligence Vendor-09/22/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0597 |  |  | Closed | 2022-09-13 16:27 | 2022-09-22 14:14 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Per Client: " This loan was underwritten off the 5/XX/2022 guidelines which allows for ITIN (see guidelines<br> below). ITIN assignment, Driver license and CIP form is in LendingQB. Limited tradelines with maximum<br> 70%LTV, the loans is at XX%LTV." - Due Diligence Vendor-09/22/2022<br> Ready for Review-Document Uploaded. - Seller-09/22/2022<br> Counter-per guidelines v3.9 -<br> "The following identification documents are required:<br>NEED •US Government issued valid ID (non-expired ID)<br> HAVE •Copy of ITIN assignment documentation<br> HAVE •CIP form (Customer Identification Program) - Due Diligence Vendor-09/22/2022<br> Ready for Review-Document Uploaded. - Seller-09/21/2022<br> Open-Borrower 1 Citizenship Documentation Is Missing per GLs non-permanent resident aliens must provide a current Visa that does not expire for at least 6 months after closing.<br> please provide - Due Diligence Vendor-09/13/2022 | Ready for Review-Document Uploaded. - Seller-09/22/2022<br>Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Resolved-Per Client: " This loan was underwritten off the 5/XX/2022 guidelines which allows for ITIN (see guidelines<br> below). ITIN assignment, Driver license and CIP form is in LendingQB. Limited tradelines with maximum<br> XX%LTV, the loans is at XX%LTV." - Due Diligence Vendor-09/22/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0597 |  |  | Closed | 2022-09-13 18:56 | 2022-09-22 13:44 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Tradeline minimum has not met guidelines | Resolved-Reviewed with Guidelines v.3.9<br> Limited tradelines with maximum 70%LTV, the loans is at XX%LTV. - Due Diligence Vendor-09/22/2022<br> Ready for Review-Document Uploaded. - Seller-09/21/2022<br> Open-per approval exception needed: - Limited Tradelines (Max 70% LTV) - Due Diligence Vendor-09/13/2022 | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Resolved-Reviewed with Guidelines v.3.9<br> Limited tradelines with maximum XX%LTV, the loans is at XX%LTV. - Due Diligence Vendor-09/22/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0597 |  |  | Closed | 2022-09-13 18:54 | 2022-09-22 13:19 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing underwriting exception form | Resolved-earlier guidelines used (v.3.9) - ITIN allowed. - Due Diligence Vendor-09/22/2022<br> Ready for Review-This program is still available - Seller-09/21/2022<br> Open-per approval exception is needed - - ITIN No Longer Available on Matrix/Eligible per Guidelines as of 8/X/22 - Due Diligence Vendor-09/13/2022 | Ready for Review-This program is still available - Seller-09/21/2022<br>| Resolved-earlier guidelines used (v.3.9) - ITIN allowed. - Due Diligence Vendor-09/22/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0692 |  |  | Closed | 2022-09-14 12:03 | 2022-10-06 14:54 | Resolved | 1 - Information<br> C<br> A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-10/06/2022<br> Rescinded-Loan Program is a 12 month P&L ONLY program: $XXX,XXX/XX=$XX,XXX.XX - Due Diligence Vendor-10/03/2022<br> Ready for Review-Loan Program is a 12 month P&L ONLY program: $XXX,XX/XX=$XX,XXX.XX - Seller-09/27/2022<br> Counter-per approval on page 2 suspense item 7(on page 4) Cleared on 8/X/22.<br> We do require 3 months most recent bank statement to go with P&L only program.<br> please provide - Due Diligence Vendor-09/27/2022<br> Ready for Review-P & L only progam does not require Business bank statements - Seller-09/26/2022<br> Open-Borrower 1 Business Bank Statements Missing latest Bank statements in file are from X 2022.<br> please provide Bank statements used to qualify loan. - Due Diligence Vendor-09/14/2022 | Ready for Review-Loan Program is a 12 month P&L ONLY program: $XXX,XXX/XX=$XX,XXX.XX - Seller-09/27/2022<br> Ready for Review-P & L only progam does not require Business bank statements - Seller-09/26/2022<br>| Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-10/06/2022<br> Rescinded-Loan Program is a 12 month P&L ONLY program: $XXX,XXX/XX=$XX,XXX.XX - Due Diligence Vendor-10/03/2022<br>|  |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0692 |  |  | Closed | 2022-09-14 18:19 | 2022-09-30 15:00 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-09/29/2022<br> Ready for Review-Document Uploaded. debts updated to match credit refresh - DTI is XX.XXX% - Seller-09/27/2022<br>| Resolved-update received - resolved - Due Diligence Vendor-09/30/2022<br>| XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0692 |  |  | Closed | 2022-09-14 12:05 | 2022-09-27 13:08 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Missing income documentation (ATR) | Resolved-received 12 month P&L - resolved - Due Diligence Vendor-09/27/2022<br> Ready for Review-Document Uploaded. - Seller-09/26/2022<br> Open-CPA prepare P&L states Period ending June XX, 2022. no start date given<br> Please advise the start date of the P&L to thru date - Due Diligence Vendor-09/14/2022 | Ready for Review-Document Uploaded. - Seller-09/26/2022<br>| Resolved-received 12 month P&L - resolved - Due Diligence Vendor-09/27/2022<br>| XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx0692 |  |  | Closed | 2022-09-14 12:03 | 2022-09-22 12:11 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved- - Due Diligence Vendor-09/22/2022<br>Ready for Review-Document Uploaded. - Seller-09/21/2022<br>Open-Lender income worksheet not in file please provide - Due Diligence Vendor-09/14/2022 | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>|  | XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | XXX | N/A | N/A |
| XXXX | xxxxxx1109 |  |  | Closed | 2022-09-13 19:02 | 2022-09-22 19:22 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of 2 month(s) - Due Diligence Vendor-09/22/2022<br> Rescinded-Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s) Updated as per the guideline Matrix. Hence, Rescinding. - Due Diligence Vendor-09/13/2022 |  | Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of 2 month(s) - Due Diligence Vendor-09/22/2022<br> Rescinded-Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s) Updated as per the guideline Matrix. Hence, Rescinding. - Due Diligence Vendor-09/13/2022<br>|  |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx1109 |  |  | Closed | 2022-09-13 19:23 | 2022-09-21 18:05 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/21/2022<br>Ready for Review-Document Uploaded. - Seller-09/21/2022<br>Open-Final HUD-1 Document is Missing. Please provide. - Due Diligence Vendor-09/13/2022 | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/21/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0889 |  |  | Closed | 2022-09-13 16:54 | 2022-09-27 14:02 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-09/23/2022<br>Ready for Review-Document Uploaded. - Seller-09/22/2022<br>Open-Missing Flood Insurance Policy Per the Flood Cert on page 136, the subject property is in a flood zone. Please provide the Flood Insurance Policy as it is not being reflected on the Insurance Declaration in file. Thank you. - Due Diligence Vendor-09/13/2022 | Ready for Review-Document Uploaded. - Seller-09/22/2022<br>| Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-09/23/2022<br>| XXXX |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0889 |  |  | Closed | 2022-09-13 15:45 | 2022-09-22 19:54 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Insurance document uploaded includes rent loss. Updated business screen. Finding resolved. - Due Diligence Vendor-09/22/2022<br>Ready for Review-Document Uploaded. - Seller-09/22/2022<br>Open-Please provide the rent loss coverage. The Insurance declaration in file does not include rent loss. Thank you. - Due Diligence Vendor-09/13/2022 | Ready for Review-Document Uploaded. - Seller-09/22/2022<br>| Resolved-Insurance document uploaded includes rent loss. Updated business screen. Finding resolved. - Due Diligence Vendor-09/22/2022<br>| XXXX |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0889 |  |  | Closed | 2022-09-13 17:20 | 2022-09-22 17:31 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-updated 1008 received - resolved - Due Diligence Vendor-09/22/2022<br>Ready for Review-Document Uploaded. - Seller-09/21/2022<br>Open-Please provide an updated 1008 document. Escrow T&I is marked as 'no' on the 1008 document but there is proof of escrow in the file. - Due Diligence Vendor-09/13/2022 | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Resolved-updated 1008 received - resolved - Due Diligence Vendor-09/22/2022<br>| transmittal_19_pdf - 2022-09-21T101123.569.pdf |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0889 |  |  | Closed | 2022-09-13 15:56 | 2022-09-21 17:48 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/21/2022<br>Ready for Review-Document Uploaded. - Seller-09/21/2022<br>Open-Final HUD-1 Document is Missing Please provide the Final HUD-1 Document that is needed for review and is missing from the file. Thank you. - Due Diligence Vendor-09/13/2022 | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/21/2022<br>| XXXX |  |  | TX | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0910 |  |  | Closed | 2022-09-13 19:27 | 2022-09-21 17:15 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | XXXX | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Resolved-Asset Record 1 Meets G/L Requirements Updated Asset screen with bank statements provided. Finding resolved. - Due Diligence Vendor-09/21/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0910 |  |  | Closed | 2022-09-13 19:11 | 2022-09-21 17:09 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Resolved-Documentation provided reflects the borrower had coverage during closing. Finding resolved. - Due Diligence Vendor-09/21/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0868 |  |  | Closed | 2022-09-14 20:50 | 2022-09-20 15:59 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | Resolved-Tax cert received , 1008 received<br> tax record used - resolved - Due Diligence Vendor-09/20/2022<br> Ready for Review-Document Uploaded. - Seller-09/16/2022<br> Counter-Thank you for clarifying. Can you please provide an updated 1008 reflecting the correct monthly tax payment and the updated Back End DTI. Thank you. - Due Diligence Vendor-09/16/2022<br> Ready for Review-Document Uploaded. Using tax rate as indicated on tax cet in file - Seller-09/16/2022<br> Open-$XX,XXX /$XX,XXX= XX.XX%. Discrepancy is due to Taxes Amount. Calculated Taxes Amount from Assessed Value is $XXXX.XX tape data reflects as XXXX.XX. Please provide justification for the qualifying tax amount of $XXXX.XX on the 1008 - Due Diligence Vendor-09/14/2022 | Ready for Review-Document Uploaded. - Seller-09/16/2022<br>Ready for Review-Document Uploaded. Using tax rate as indicated on tax cet in file - Seller-09/16/2022<br>| Resolved-Tax cert received , 1008 received<br> tax record used - resolved - Due Diligence Vendor-09/20/2022<br>| TAX CERT (3).pdf<br>transmittal_19_pdf - 2022-09-16T123946.565.pdf |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8453 |  |  | Closed | 2022-09-20 13:54 | 2022-09-22 12:24 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing credit report | Resolved-Info present. - Due Diligence Vendor-09/22/2022<br> Ready for Review-Document Uploaded. This was included in the original credit pkg - Seller-09/21/2022<br> Open-Credit report is missing, the report which is in file it is greater than 90 days. - Due Diligence Vendor-09/20/2022 | Ready for Review-Document Uploaded. This was included in the original credit pkg - Seller-09/21/2022<br>| Resolved-Info present. - Due Diligence Vendor-09/22/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8453 |  |  | Closed | 2022-09-14 20:50 | 2022-09-22 12:20 | Waived | 2 - Non-Material<br> C<br> B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | XXXX | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Waived-XXX VISA EXPIRED 3/X/22. I-797 EXTENSION WAS FILED 11/X/21 AND STILL PENDING<br> APPROVAL DUE TO LONG TURN TIMES. EXTENSION WAS FILED PRIOR TO THE VIS<br> EXPIRING. LESS THAN X YEAR SELF EMPLOYMENT HISTORY. CORPORATION OPENED JANUARY 2021. BORROWER WANTS XX-XX% LTV. \*\* AND LACK OF HOUSING HISTORY.<br> - Due Diligence Vendor-09/22/2022<br>| XXXX |  | <br> GOOD FICO: XXX WITH TRADELINES PAID A/A. BUSINESS CASH FLOWING AN AVERAGE OF $XXK/MO AS A SOLE OWNER. BORROWER HAS BEEN IN THE SAME LINE OF WORK N/A<br>| CA | Primary Residence | Purchase | NA | XXX | Originator Post-Close | Yes |
| XXXX | xxxxxx8453 |  |  | Closed | 2022-09-20 14:16 | 2022-09-22 11:35 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Asset 3 Missing | Resolved-proof or receipt of gift funds received - resolved - Due Diligence Vendor-09/22/2022<br> Ready for Review-Document Uploaded. - Seller-09/21/2022<br> Open-There is gift is in final 1003 of $XXXX, there is no Wire or Deposit on gift in this file, please provide the proof of deposit or wire on Gift. - Due Diligence Vendor-09/20/2022 | Ready for Review-Document Uploaded. - Seller-09/21/2022<br>| Resolved-proof or receipt of gift funds received - resolved - Due Diligence Vendor-09/22/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx8453 |  |  | Closed | 2022-09-16 15:08 | 2022-09-20 16:16 | Waived | 2 - Non-Material<br> B | Credit | Credit | Verification of self employment is deficient. | Waived-LESS THAN 2 YEAR SELF EMPLOYMENT HISTORY. CORPORATION OPENED X 2021.<br> BORROWER WANTS XX-XX% LTV. As Per Final 1008 Available Page No 1 CR LTV Is XX% - Due Diligence Vendor-09/16/2022 |  | Waived-LESS THAN 2 YEAR SELF EMPLOYMENT HISTORY. CORPORATION OPENED JANUARY 2021.<br> BORROWER WANTS XX-XX% LTV. As Per Final 1008 Available Page No 1 CR LTV Is XX% - Due Diligence Vendor-09/16/2022<br>|  |  | Good Fico: XXwith tradelines paid A/A. business cash flowing an average of $XXK/MO AS A<br> sole owner . Borrower has ben in the line of work (X.XXyears) . low dti (XX%)<br> As per Final 1008 which was available page no.1CR DTI found XX.XX% same calculation on Diligence Look screen X.XX% | CA | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx8453 |  |  | Closed | 2022-09-16 15:07 | 2022-09-20 16:16 | Waived | 2 - Non-Material<br> B | Credit | Doc Issue | Notice to Non-Borrowing Resident is Missing | XXXX |  | Waived-Employment Authorization available page no.37CR which was expired on 03/11/2020.C08 VISA EXPIRED 3/X/22. I-797 EXTENSION WAS FILED 11/X/21 AND STILL PENDING APPROVAL DUE<br> TO LONG TURN TIMES. EXTENSION WAS FILED PRIOR TO THE VISA EXPIRING - Due Diligence Vendor-09/16/2022<br>|  |  | Good Fico: XXXwith tradelines paid A/A. business cash flowing an average of $XXK/MO AS A<br> sole owner . Borrower has ben in the line of work (X.XXyears) . low dti (XX%)<br> As per Final 1008 which was available page no.1CR DTI found XX.XX% same calculation on Diligence Look screen XX.XX% | CA | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0546 |  |  | Closed | 2022-09-21 21:13 | 2022-10-05 17:03 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Document Uploaded. - Due Diligence Vendor-10/05/2022<br>Resolved-Infor entered - resolved - Due Diligence Vendor-09/29/2022<br>Ready for Review-Document Uploaded. The DSCR Calculations were included on the 1008 (attached) it was included in the original credit pkg - Seller-09/29/2022<br>Open-Hazard Document Is Missing In The File So Hazard Insurance Value Is Not Capturing Due To That Getting DSCR Discrepancy. - Due Diligence Vendor-09/21/2022 | Ready for Review-Document Uploaded. The DSCR Calculations were included on the 1008 (attached) it was included in the original credit pkg - Seller-09/29/2022<br>| Resolved-Document Uploaded. - Due Diligence Vendor-10/05/2022<br>Resolved-Infor entered - resolved - Due Diligence Vendor-09/29/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0546 |  |  | Closed | 2022-09-21 20:42 | 2022-09-29 18:08 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/29/2022<br>Ready for Review-Document Uploaded. - Seller-09/29/2022<br>Open-Missing Hazard Insurance Policy Hazard Document Missing In The File Please Provide - Due Diligence Vendor-09/21/2022 | Ready for Review-Document Uploaded. - Seller-09/29/2022<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/29/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0659 |  |  | Closed | 2022-09-21 19:45 | 2022-10-04 19:44 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing subject rental income documentation | Resolved-updated final 1003 received - resolved - Due Diligence Vendor-10/04/2022<br> Ready for Review-Document Uploaded. - Seller-10/04/2022<br> Open-As per the 1003 document borrower updated as Current residence paying rent $XXXX but in LOE page no 62 mentioned as borrower staying in rent free. Please provide clarification on this.<br> - Due Diligence Vendor-09/21/2022 | Ready for Review-Document Uploaded. - Seller-10/04/2022<br>| Resolved-updated final 1003 received - resolved - Due Diligence Vendor-10/04/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0659 |  |  | Closed | 2022-09-21 19:51 | 2022-09-29 18:30 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Approval received - resolved - Due Diligence Vendor-09/29/2022<br>Ready for Review-Document Uploaded. - Seller-09/29/2022<br>Open-Lender Approval Certificate missing in the file. Please Provide - Due Diligence Vendor-09/21/2022 | Ready for Review-Document Uploaded. - Seller-09/29/2022<br>| Resolved-Approval received - resolved - Due Diligence Vendor-09/29/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx1112 |  |  | Closed | 2022-09-21 12:06 | 2022-09-30 14:57 | Waived | 2 - Non-Material<br> D<br> B | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived- - Due Diligence Vendor-09/30/2022<br> Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-09/30/2022<br> Waived- - Due Diligence Vendor-09/30/2022<br> Ready for Review-Document Uploaded. - Seller-09/29/2022<br> Open-Borrower 1 Gap Credit Report is Missing there are 2 copies of the same report in file from 8/XX/22 please provide the GAP credit report dated within 10 days of closing - Due Diligence Vendor-09/21/2022 | Ready for Review-Document Uploaded. - Seller-09/29/2022<br>| Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-09/30/2022<br>| XXXX |  | XXXX | CA | Primary Residence | Refinance | Cash Out - Other | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0714 |  |  | Closed | 2022-09-21 20:02 | 2022-09-27 18:15 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/27/2022<br>Resolved-Final HUD received - resolved - Due Diligence Vendor-09/26/2022<br>Ready for Review-Document Uploaded. - Seller-09/26/2022<br>Open-Final HUD-1 Document is Missing Final HUD 1 document is missing in loan package please provide - Due Diligence Vendor-09/21/2022 | Ready for Review-Document Uploaded. - Seller-09/26/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/27/2022<br>Resolved-Final HUD received - resolved - Due Diligence Vendor-09/26/2022<br>| FINAL HUD-1 SIGNED - 2022-09-26T092451.121.pdf |  |  | CA | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0419 |  |  | Closed | 2022-09-22 18:11 | 2022-09-27 13:18 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | XXXX | XXXX<br>| Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-09/26/2022<br>Resolved-Document uploaded reflects amount being utilized for Asset. Updated Asset screen. Finding resolved. - Due Diligence Vendor-09/26/2022<br>| FINAL HUD-1 SIGNED - 2022-09-26T092342.399.pdf<br>FINAL HUD-1 SIGNED - 2022-09-26T092325.597.pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | N/A | N/A |
| XXXX | xxxxxx0419 |  |  | Closed | 2022-09-22 19:05 | 2022-09-22 19:05 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | XXXX |  | XXXX<br>|  |  | Compensating Factors:<br> FICO Score (XX), Low LTV (XX.XXX%), Current LLC already vested on Title for over 6mos seasoning. | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx0486 |  |  | Closed | 2022-09-22 18:47 | 2022-10-03 12:59 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | XXXX | XXXX<br>| Resolved-Updated Final 1003 provided reflecting Asset 2 being removed. Updated 1003 screen and Asset screen. Finding resolved. - Due Diligence Vendor-10/03/2022<br>| _1003_19_pdf - 2022-10-02T122613.436.pdf |  |  | CO | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0486 |  |  | Closed | 2022-09-22 19:12 | 2022-10-03 12:56 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/02/2022<br>| Resolved-Updated 1008 provided. Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/03/2022<br>| transmittal_19_pdf - 2022-10-02T123204.857.pdf |  |  | CO | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx0486 |  |  | Closed | 2022-09-26 17:44 | 2022-09-26 17:45 | Waived | 2 - Non-Material<br> B | Credit | Credit | Lender Approved Exceptions Stipulations Not Met | Waived-EXCEPTION FOR XX OVERDRAFTS IN THE PAST 12MOS & X OVERDRAFT IN THE LAST 4MOS<br> Compensating factors: Low LTV (XX%)<br> 24+ MOS reserves in excess of down payment (XX.XX mos)<br> Clean Established housing history (XX mos no lates) - Due Diligence Vendor-09/26/2022 |  | Waived-EXCEPTION FOR XX OVERDRAFTS IN THE PAST 12MOS & X OVERDRAFT IN THE LAST 4MOS<br> Compensating factors: Low LTV (XX%)<br> 24+ MOS reserves in excess of down payment (XX.XX mos)<br> Clean Established housing history (XX mos no lates) - Due Diligence Vendor-09/26/2022<br>|  |  | EXCEPTION FORXX OVERDRAFTS IN THE PAST 12MOS & X OVERDRAFT IN THE LAST 4MOS<br> Compensating factors: Low LTV (XX%)<br> 24+ MOS reserves in excess of down payment (XX.XX mos)<br> Clean Established housing history (XX mos no lates) | CO | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |
| XXXX | xxxxxx1091 |  |  | Closed | 2022-09-26 19:58 | 2022-10-03 13:07 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-final Signed HUD received - resolved - Due Diligence Vendor-10/03/2022<br>Ready for Review-Document Uploaded. - Seller-10/02/2022<br>Open-The Final HUD in file is not stamped and stated Final. Can you please provide an updated Final HUD document. Thank you. - Due Diligence Vendor-09/26/2022 | Ready for Review-Document Uploaded. - Seller-10/02/2022<br>| Resolved-final Signed HUD received - resolved - Due Diligence Vendor-10/03/2022<br>| FINAL HUD-1 SIGNED - 2022-10-02T122406.016.pdf |  |  | IL | Investment | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx1356 |  |  | Closed | 2022-09-27 20:27 | 2022-10-03 14:23 | Resolved | 1 - Information<br> B<br> A | Credit | Credit | Assets not properly calculated. | Resolved-Received bank stmts showing transfer and page 236 shows wire credit - resolved - Due Diligence Vendor-10/03/2022<br>Ready for Review-Document Uploaded. Transaction receipt evidences both gifts deposited into borrowers' account - Seller-10/02/2022<br>Open-Please Provide wire confirmation or deposit for the gift funds. - Due Diligence Vendor-09/27/2022 | Ready for Review-Document Uploaded. Transaction receipt evidences both gifts deposited into borrowers' account - Seller-10/02/2022<br>| Resolved-Received bank stmts showing transfer and page 236 shows wire credit - resolved - Due Diligence Vendor-10/03/2022<br>| BANK STATEMENTS (13).pdf |  |  | GA | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx1108 |  |  | Closed | 2022-09-23 20:31 | 2022-10-03 14:27 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-PCCD provided sufficient for effective date of Hazard Insurance. Updated PCCD. Finding resolved. - Due Diligence Vendor-10/03/2022<br> Ready for Review-Document Uploaded. Dry state closing. Hazard insurance must be vaild on or before date of disbursement. See final CD attached confirming disbursement date - Seller-10/02/2022<br> Open-Hazard Insurance Effective Date of 09-XX-2022 is after the Note Date of 09-XX-2022 Updated as Per Document - Due Diligence Vendor-09/23/2022 | Ready for Review-Document Uploaded. Dry state closing. Hazard insurance must be vaild on or before date of disbursement. See final CD attached confirming disbursement date - Seller-10/02/2022<br>| Resolved-PCCD provided sufficient for effective date of Hazard Insurance. Updated PCCD. Finding resolved. - Due Diligence Vendor-10/03/2022<br>| FINAL HUD-1 SIGNED - 2022-10-02T122925.206.pdf |  |  | HI | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx1095 |  |  | Closed | 2022-09-27 15:58 | 2022-10-03 13:26 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/02/2022<br>| Resolved-Updated 1008 provided. Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/03/2022<br>| transmittal_19_pdf - 2022-10-02T122256.037.pdf |  |  | FL | Primary Residence | Purchase | NA | XXX | N/A | N/A |
| XXXX | xxxxxx1095 |  |  | Closed | 2022-09-27 16:31 | 2022-09-27 16:32 | Waived | 2 - Non-Material<br> B | Credit | Credit | Total Reserves Requirement not met | Waived-Total Reserves Requirement not met Exception for <6MOS Reserves (Short by X months) - Due Diligence Vendor-09/27/2022 |  | Waived-Total Reserves Requirement not met Exception for <6MOS Reserves (Short by X months) - Due Diligence Vendor-09/27/2022<br>|  |  | Comp Factors<br> Low DTI (XX.XX% / XX.XX%), Strong Residual Income ($XX,XXX monthly, S/E same business) | FL | Primary Residence | Purchase | NA | XXX | Originator Pre-Close | Yes |

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## Exhibit 99.4

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| **Loan ID** | **Customer Loan ID** | **Borrower Name** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Primary Appraised Value** | **Value for LTV** | **Primary Appraisal Date** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Vendor** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Total Adjusted Prior Purchase Price** |
| xxxxxx6417 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8965 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8751 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7406 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.9 |  |
| xxxxxx7401 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0028 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0030 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0008 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0084 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx7054 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0372 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0164 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7250 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0179 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0436 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0013 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8025 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7056 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7277 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7517 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7878 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8158 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0437 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0353 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0281 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 0.0 | .000 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| xxxxxx7640 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| xxxxxx8004 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| xxxxxxx0226 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0445 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0295 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7525 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx3668 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7483 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx7484 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx7740 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8866 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0196 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8032 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9033 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 80000.0 | .053 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx6844 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx7150 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8104 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0372 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.7 |  |
| xxxxxxx0127 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0341 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0597 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0257 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8147 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7325 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7565 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7944 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8118 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8249 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0174 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0117 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx5071 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7655 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7995 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8112 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0462 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0466 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0192 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0600 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7654 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7842 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0435 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7993 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8037 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8083 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8425 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7583 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7996 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8216 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8204 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8366 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx8367 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8368 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0428 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7658 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx6765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7787 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 15000.0 | .040 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8187 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8437 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1000.0 | .002 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7916 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8041 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8129 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx8335 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8588 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| xxxxxx8389 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0427 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0428 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0439 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8028 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8259 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8415 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8440 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7078 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8020 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8416 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7528 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7932 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8298 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8465 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8551 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8421 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| xxxxxxx0329 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0126 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| xxxxxxx0120 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| xxxxxx4084 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | 3.4 |  |
| xxxxxx8214 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8299 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXXX.XX | .XXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4423 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | 1 |  |
| xxxxxxx0229 | XXXX | XXXX | xxxxxx0121 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXX | .XXX | XXXX | XXXX |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | High Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| xxxxxxx0226 | XXXX | XXXX | xxxxxx0158 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -40000.0 | -.062 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0227 | XXXX | XXXX | xxxxxx0216 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| xxxxxx5663 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0230 | XXXX | XXXX | xxxxxx0122 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 999 |  |
| xxxxxx8119 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8294 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8526 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8562 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| xxxxxx8587 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8474 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0253 | XXXX | XXXX | x7540 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | LOW | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0251 | XXXX | XXXX | x7891 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0255 | XXXX | XXXX | x8271 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxx7883 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8641 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXX | .XXX | XXXX | XXXX |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8659 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx7849 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8550 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7994 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8336 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx4434 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | 0 |  |
| xxxxxxx0286 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8796 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx8729 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4382 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| xxxxxx4487 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx4602 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | 1 |  |
| xxxxxx4476 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | 1 |  |
| xxxxxxx0166 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4301 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |
| xxxxxx4919 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0337 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxxx0342 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0327 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0019 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9281 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0310 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxxx0204 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8054 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9431 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9577 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9657 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9561 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx9872 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9361 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9909 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9993 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxx9824 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9571 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9865 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9895 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0066 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9920 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8676 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0019 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxx8607 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0006 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX.XXX | .XXX | XXXX | XXXX |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9750 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9885 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9543 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9683 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9959 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8865 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9980 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx0056 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8848 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9912 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0140 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9767 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0084 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0186 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9497 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9313 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9693 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9931 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9903 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0143 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx6525 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0178 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9932 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0071 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx9974 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0070 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0221 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0181 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9969 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| xxxxxx9825 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9859 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0063 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0203 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0174 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0126 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0022 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0024 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx9884 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0163 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx9754 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0421 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9732 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.5 |  |
| xxxxxx9208 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0361 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9849 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -175000.0 | -.086 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9956 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0034 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx9915 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0393 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9464 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9506 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -9000.0 | -.033 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx9598 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3 |  |
| xxxxxx9609 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0058 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9345 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0128 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0152 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0038 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0000 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9847 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9948 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9703 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0218 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX.XXX | .XXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9603 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx9169 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxx9841 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0378 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0197 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9976 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0505 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0584 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0153 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0073 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9810 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9133 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0408 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0138 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9853 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx0266 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0654 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 |  |
| xxxxxx0458 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 0.0 | .000 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0281 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0166 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9837 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxx0120 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0247 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9917 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9372 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0415 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0165 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9945 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0558 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9883 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0214 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0464 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9785 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0301 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0303 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0374 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9891 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0279 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0437 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0485 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| xxxxxx0724 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0799 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0875 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9854 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0751 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| xxxxxx0771 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0284 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | X.X | .XXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0734 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0466 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9640 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0583 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0570 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0047 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0837 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| xxxxxx0467 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx0609 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0598 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 4.5 |  |
| xxxxxx0370 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| xxxxxx0918 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0762 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0460 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| xxxxxx0597 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0692 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| xxxxxx1109 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0889 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0910 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3 |  |
| xxxxxx0868 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8453 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0546 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0659 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0555 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1112 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0418 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0714 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0636 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0989 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0419 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0486 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx1192 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx1091 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxx1356 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| xxxxxx0877 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx1108 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| xxxxxx1095 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| xxxxxx1167 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx0006 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx0098 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |

---

## Exhibit 99.4

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Lender Name** | **Transaction ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **ULI** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 SSN** | **Borrower 1 Birthdate** | **Borrower 1 Gender** | **Borrower 1 Ethnicity** | **Borrower 1 Race** | **Borrower 1 Citizen** | **Borrower 1 Self-Employment Flag** | **Borrower 1 FTHB** | **Borrower 1 FICO Date** | **Borrower 1 Origination FICO** | **Borrower 1 Origination Equifax** | **Borrower 1 Origination Experian** | **Borrower 1 Origination TransUnion** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 SSN** | **Borrower 2 Birthdate** | **Borrower 2 Gender** | **Borrower 2 Ethnicity** | **Borrower 2 Race** | **Borrower 2 Citizen** | **Borrower 2 Self-Employment Flag** | **Borrower 2 FTHB** | **Borrower 2 FICO Date** | **Borrower 2 Origination FICO** | **Borrower 2 Origination Equifax** | **Borrower 2 Origination Experian** | **Borrower 2 Origination TransUnion** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 SSN** | **Borrower 3 Birthdate** | **Borrower 3 Gender** | **Borrower 3 Ethnicity** | **Borrower 3 Race** | **Borrower 3 Citizen** | **Borrower 3 Self-Employment Flag** | **Borrower 3 FTHB** | **Borrower 3 FICO Date** | **Borrower 3 Origination FICO** | **Borrower 3 Origination Equifax** | **Borrower 3 Origination Experian** | **Borrower 3 Origination TransUnion** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 SSN** | **Borrower 4 Birthdate** | **Borrower 4 Gender** | **Borrower 4 Ethnicity** | **Borrower 4 Race** | **Borrower 4 Citizen** | **Borrower 4 Self-Employment Flag** | **Borrower 4 FTHB** | **Borrower 4 FICO Date** | **Borrower 4 Origination FICO** | **Borrower 4 Origination Equifax** | **Borrower 4 Origination Experian** | **Borrower 4 Origination TransUnion** | **Subject Address** | **Subject City** | **Subject Sate** | **Subject Zip Code** | **Subject County** | **Orginator Doc Type** | **Occupancy** | **Loan Purpose** | **Refinance Type** | **Qualifying Front End DTI** | **Qualifying DTI** | **Borrower 1 Qualifying Income** | **Borrower 2 Qualifying Income** | **Borrower 3 Qualifying Income** | **Borrower 4 Qualifying Income** | **All Borrower Total Qualifying Income** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Borrower 3 Employment Status** | **Borrower 4 Employment Status** | **Borrower 1 Length of Employment** | **Borrower 2 Length of Employment** | **Borrower 3 Length of Employment** | **Borrower 4 Length of Employment** | **4506-T Flag** | **All Borrower Residual Income** | **All Borrower Monthly Debt** | **Escrow Flag** | **Months Reserves** | **Liquid Cash Reserves** | **Orignal Note Loan Amount** | **Orignal Qualifying Loan Amount** | **Original Qualifying Base LTV** | **Orignal Qualifying LTV** | **Original Qualifying CLTV** | **Application Date** | **Note Date** | **Cash Disbursement Date** | **Mortgage Type** | **Loan Product** | **Loan Program** | **Original Note Interest Rate** | **Original Qualifying Interest Rate** | **Original P&I Payment** | **Original Qualifying P&I Payment** | **Monthly Escrow Payment** | **Orignal Total Housing Expense (PITIA)** | **First Payment Date** | **Amortization Type** | **Original Amortization Term** | **Original Term to Maturity** | **Maturity Date** | **ARM Gross Margin** | **ARM Rounding Method** | **ARM Rounding Factor** | **ARM Lookback Days** | **ARM Rate Index Type** | **Origination ARM Rate Index Value** | **ARM Initial Interest Rate Cap** | **ARM Subsequent Interest Rate Cap** | **ARM Initial Interest Rate Floor** | **ARM Lifetime Interest Rate Floor** | **ARM Initial Interest Rate Maximum** | **ARM Lifetime Interest Rate Maximum** | **ARM First Rate Reset Date** | **ARM First Payment Reset Date** | **ARM Subsequent Interest Rate Reset Frequency** | **ARM Subsequent Payment Reset Frequency** | **Interest Only Flag** | **Original Interest Only Term** | **Balloon Flag** | **Buydown Flag** | **Assumable Flag** | **Prepayment Penalty Flag** | **Prepayment Penalty Total Term** | **Prepayment Penalty Type** | **Origination Channel** | **PMI Flag** | **MI Certificate Number** | **Mortgage Insurance Percent** | **Mortgage Insurance Type** | **Mortgage Insurance Company Name** | **MERS MOM Flag** | **MERS Loan ID** | **Property Type** | **Number of Units** | **Year Built** | **Primary Value Property Valuation Date** | **Primary Value Property Valuation Type** | **Primary Value Property Value** | **Secondary Value Property Valuation Date** | **Secondary Value Property Form Type** | **Secondary Value Property Value** | **Sales Price** | **Qualifying Property Value** | **Date of Prior Sale** | **Days Since Prior Sale** | **Total Adjusted Prior Purchase Price** | **Flood Zone Flag** | **Flood Zone Code** | **Flood Policy Number** | **Other Lien Amount** | **Other Lien Position** | **Originator QM Status** | **Final QM Status** | **Total Number of Borrowers** | **Cash Out Amount** | **Total Origination and Discount Points** | **Number of Mortgaged Properties** | **Credit Report: Max Trade Line** | **Credit Report: Longest Trade Line** | **Credit Report: Number of Trade Lines** | **Credit Line Usage Ratio** | **Borrower 1 Years in Home** | **GSE Eligible Flag** | **AUS Case Number** | **AUS Recommendation** | **QM Points and Fees** | **Annual Percent Rate (APR)** | **Higher Priced Mortgage Loan (HPML) Flag** | **Covered/High Cost Loan Flag** | **Guideline Name** | **UW Guideline Author** |
| XXXX | XXXX | xxxxxx6417 |  | XXXX | 549300MQDQ3TUIDR0R90C10100641742 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 710 | 699 | 710 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 17892.58 | No | 22 | 120652.74 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5 | 5.0 | 4227.47 | 4227.47 |  | 5406.23 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 24 | 2%, 1% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 6 |  | 367 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8965 |  | XXXX | 549300T7TLOJ8X6X8T43220001896581 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 690 | 693 | 690 | 613 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 42.29 | 50.09 | 10141 |  |  |  | 10141 | Employed |  |  |  | 4.2 |  |  |  | NA |  | 5079.37 | Yes | 11 | 48982.04 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 3591.66 | 3591.66 | 696.71 | 4288.37 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9687.5 | 1 | 132000 | 176 | 4 | 0.0006153846153846154 | 4 | No | N/A | Manual Underwriting | 15431.56 | 7.469 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8751 |  | XXXX | 549300t7tloj8x6x8t43220001875144 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 730 | 730 | 667 | 735 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 30.32 | 48.55 | 23905.82 |  |  |  | 23905.82 | Employed |  |  |  | 4.3 |  |  |  | 2 YRS |  | 11605.1 | Yes | 15 | 107754.29 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6 | 6.0 | 6097.43 | 6097.43 | 1299.83 | 7248.1 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 23401.25 | 1 | 20500 | 333 | 13 | 0.41764620096252003 | 3.9 | No | 1612146419 | Approve Eligible | 29652.88 | 6.248 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7406 |  | XXXX | 549300MQDQ3TUIDR0R90C20200740649 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 691 | 691 | 679 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MI | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.47 | 42.58 | 6720 |  |  |  | 6720 | Employed |  |  |  | 2 |  |  |  | NA |  | 2861.67 | Yes | 44 | 116579.1 | XXXX | XXXX | 74.94 | 74.94 | 74.94 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 1474.2 | 1474.2 | 371.47 | 1845.67 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 3978.16 | 1 | 13003 | 71 | 13 | 0.0032481751824817518 | 3 | No | N/A | Manual Underwriting | 6438.89 | 7.309 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7401 |  | XXXX | 549300MQDQ3TUIDR0R90C10100740197 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 780 | 780 | 770 | 782 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 7457.13 | Yes | 79.65 | 820881.7 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.375 | 5.375 | 7894.53 | 7894.53 |  | 10306.48 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 135 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0028 |  | XXXX | 549300KX4S1573HISS222202201002820 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 758 | 758 | 747 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | UT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 229 | 355605.19 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.5 | 4.5 | 1378.13 | 1378.13 | 212.94 | 1553.17 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 355605.19 | 8421.25 | 1 |  | 360 |  |  | 4.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0030 |  | XXXX | 549300KX4S1573HISS222202201003014 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 758 | 758 | 747 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | UT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2079 | Yes | 179 | 168275.53 | XXXX | XXXX | 72.18 | 72.18 | 72.18 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.625 | 4.625 | 673.23 | 673.23 | 108.25 | 937.49 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 168275.53 |  | 6 |  | 360 |  |  | 4.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0008 |  | XXXX | 549300KX4S1573HISS222202201001171 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 755 | 755 | 778 | 747 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 15.76 | 35.01 | 17000 |  |  |  | 17000 | Employed |  |  |  | 12 |  |  |  | NA | 16269 | 5951.16 | Partial | 32 | 85032.76 | XXXX | XXXX | 51.0 | 51 | 51 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.5 | 4.5 | 2228.25 | 3010.72 | 446.3 | 2679.12 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 63.14 | 11693.5 | 2 | 15500 | 434 | 3 | 0.6496129032258064 | 1.0 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0084 |  | XXXX | 549300KX4S1573HISS222202203008489 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 762 | 760 | 762 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7629.89 | Yes | 79 | 156678.58 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.875 | 4.875 | 1746.39 | 1746.39 | 244.5 | 1990.89 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 155053.83 | 7895 | 4 |  | 234 |  |  | 18 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7054 |  | XXXX | 549300HW662MN1WU8550132109092624 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 699 | 699 | 703 | 667 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 3.74 | 8.65 | 58694 |  |  |  | 58694 | Employed |  |  |  | 7.1 |  |  |  | NA |  | 5078.31 | Yes | 76 | 165646.38 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 1787.39 | 1787.39 | 389.17 | 2192.31 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9790 | 2 | 240803 | 192 | 2 | 0.91 | 15.3 | No | N/A | Manual Underwriting | 8448.29 | 6.544 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0372 |  | XXXX | 549300KX4S1573HISS222202112037233 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 758 | 758 | 747 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | UT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1986 | No | 66 | 156542.87 | XXXX | XXXX | 73.59 | 73.59 | 73.59 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.5 | 4.5 | 1917.84 | 1917.84 |  | 2382.98 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 360 |  |  | 4.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0164 |  | XXXX | 549300KX4S1573HISS222202112016475 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 760 | 760 | 747 | 776 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Partial | 155 | 161129.06 | XXXX | XXXX | 66.93 | 66.93 | 66.93 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.99 | 4.99 | 922.28 | 922.28 | 119.47 | 1041.75 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 161031.86 | 6720 | 6 | 0 | 166 | 0 |  | 5.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7250 |  | XXXX | 549300MQDQ3TUIDR0R90C10100725065 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 681 | 631 | 681 | 700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 18.63 | 31.28 | 18691.5 |  |  |  | 18691.5 | Employed |  |  |  | 30 |  |  |  | NA |  | 5846.62 | Yes | 21 | 71758.81 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 2861.96 | 2861.96 | 495.66 | 3482.62 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11815 | 2 | 38605 | 208 | 20 | 0.08473319361599226 | 2 | No | N/A | Manual Underwriting | 12343.99 | 7.430 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0179 |  | XXXX | 549300KX4S1573HISS222202203017995 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 640 | 640 | 588 | 661 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 18.03 | 34.64 | 30222 |  |  |  | 30222 | Employed |  |  |  | 26 |  |  |  | NA |  | 10467.92 | Yes | 25 | 109107.73 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 3372.5 | 4446.42 | 955.01 | 4376.5 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 110292.84 | 16294 | 1 | 74452 | 144 | 16 | 0.6998029556650246 | 1 | No | N/A | Manual Underwriting | 16487.63 | 7.393 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0436 |  | XXXX | 549300KX4S1573HISS222202202043630 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 782 | 782 | 777 | 791 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 28208.85 | Yes | 56 | 108005.22 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.115 | 6.115 | 1528.75 | 1528.75 | 414.7 | 1931.45 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 108005.22 | 5045 | 9 |  | 219 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0013 |  | XXXX | 549300KX4S1573HISS222202202001338 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 678 | 669 | 680 | 678 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 8.98 | 15.35 | 180000 |  |  |  | 180000 | Employed |  |  |  | 4.25 |  |  |  | NA |  | 27638.6 | Yes | 92 | 1360273.36 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.74 | 7.74 | 12829.05 | 14235.7 | 1270.47 | 14749.52 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 55992.5 | 1 | 105966 | 282 | 16 | 0.2252442671984048 | 1 | No | N/A | Manual Underwriting | 57394.46 | 8.047 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8025 |  | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 766 | 747 | 766 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 29260.32 | Yes | 31 | 206116.86 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 4547.6 | 4547.6 |  | 5592.45 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 8 |  | 219 |  |  | 1.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7056 |  | XXXX | 254900JX1RU0YQP1SO810114202223 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 774 | 786 | 774 | 737 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4402.25 | No | 7.87 | 16081.52 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.5 | 5.5 | 1272.55 | 1272.55 |  | 1961.55 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.5 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 246 |  |  | 21 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7277 |  | XXXX | 549300MQDQ3TUIDR90C10100727781 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | false | XXXX | 709 | 694 | 709 | 715 | XXXX | XXXX | xxxxx9350 | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | false | XXXX | 725 | 730 | 722 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 15.17 | 23.17 | 22519.68 | 7157.07 |  |  | 29676.75 | Employed | Employed |  |  | 15.16 | 12.25 |  |  | 1 YR |  | 6875.21 | Yes | 64 | 288066.02 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 3978.33 | 3978.33 | 523.88 | 4502.21 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 288066.02 | 26743.13 | 1 | 26915 | 129 | 11 | 0.22903883127984123 | 5 | No | N/A | Manual Underwriting | 18776.71 | 6.519 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7517 |  | XXXX | 549300MQDQ3TUIDR0R90C10100751740 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | true | XXXX | 729 | 731 | 721 | 729 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.24 | 36.37 | 20000 |  |  |  | 20000 | Employed |  |  |  | 2 |  |  |  | NA |  | 7273.26 | Yes | 19 | 100838.55 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.99 | 6.99 | 4516.17 | 4516.17 | 931.09 | 5447.26 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.99 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 19982.5 | 1 | 43758 | 207 | 12 | 0.03733734960858829 | 8 | No | N/A | Manual Underwriting | 19634.62 | 7.355 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7878 |  | XXXX | 549300MQDQ3TUIDR0R90C10100787824 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 739 | 739 | 748 | 708 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 38.79 | 41.27 | 9566 |  |  |  | 9566 | Employed |  |  |  | 2.10 |  |  |  | NA |  | 3947.99 | Yes | 11 | 37610.75 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 2356.67 | 2687.82 | 608.29 | 3379.84 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9515 | 1 | 12250 | 313 | 7 | 0 | 11 | No | N/A | Manual Underwriting | 11789.32 | 7.196 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8158 |  | XXXX | 549300MQDQ3TUIDR0R90C10100815857 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 734 | 734 | 748 | 719 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 39 | 39.5 | 30340 |  |  |  | 30340 | Employed |  |  |  | 10.08 |  |  |  | NA |  | 11984.53 | Yes | 51 | 601719 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6 | 6.0 | 9564.03 | 9564.03 | 2292.41 | 11831.53 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 26323 | 1 | 30600 | 90 | 5 | 0.011696306429548563 | 3 | No | N/A | Manual Underwriting | 46778.56 | 6.180 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0437 |  | XXXX | 549300KX481673HISS222202202043727 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 782 | 782 | 777 | 791 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 24703.21 | Yes | 41 | 74651.72 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.365 | 6.365 | 1312.78 | 1312.78 | 451.98 | 1811.76 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 74651.72 | 4388.75 | 9 |  | 219 |  |  | 5.4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0353 |  | XXXX | 549300KX4S1573HISS222202203035358 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 790 | 705 | 801 | 790 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2952.59 | Yes | 4 | 13350.47 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.5 | 5.5 | 1595 | 1595 | 639.59 | 2234.59 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 36 | 2 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 10790 | 2 |  | 262 |  |  | 8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0281 |  | XXXX | 549300KX4S1573HISS222202203028180 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 775 | 775 | 801 | 750 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | SC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 31422.54 | No | 12 | 220893.27 | XXXX | XXXX | 73.92 | 73.92 | 73.92 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5 | 5.0 | 11900.26 | 11900.26 | 0 | 14599.44 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 1% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 34547 | 3 |  | 216 |  |  | 14.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7640 |  | XXXX | 549300MQDQ3TUIDR0R90C10100764059 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 723 | 707 | 723 | 732 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 35.11 | 41.44 | 18559 |  |  |  | 18559 | Employed |  |  |  | 4.17 |  |  |  | NA | 10868.24 | 7690.76 | Yes | 24 | 157312.3 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 5386.47 | 5386.47 | 1130.29 | 6516.76 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 19225 | 1 | 30568 | 26 | 6 | 0.0030855967391718413 | 3 | No | N/A | Manual Underwriting | 26499.85 | 6.154 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8004 |  | XXXX | 549300MQDQ3TUIDR0R90C22900800445 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 680 | 680 | 685 | 667 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | SC | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 43.14 | 46.33 | 6596 |  |  |  | 6596 | Employed |  |  |  | 8.58 |  |  |  | NA |  | 3055.69 | Yes | 15 | 42611.73 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 2340.35 | 2340.35 | 484.51 | 2845.69 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.875 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 8545.52 | 1 | 2000 | 23 | 7 | 0.26962792984756595 | 13.1 | No | N/A | Manual Underwriting | 9357.74 | 8.190 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0226 |  | XXXX | 549300KX4S1573HISS228202203022642 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 703 | 692 | 745 | 703 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 22978.51 | Yes | 28 | 54260.43 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1412.44 | 1412.44 | 500.18 | 1912.61 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 5823 | 4 |  | 342 |  |  | 12 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0445 |  | XXXX | 549300KX4S1573HISS222202202044503 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 804 | 806 | 803 | 804 | XXXX | XXXX | xxxxx1763 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 803 | 803 | 810 | 786 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 573.25 | Yes | 157 | 434668.65 | XXXX | XXXX | 68.93 | 68.93 | 68.93 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.125 | 5.125 | 2458.36 | 2458.36 | 318.41 | 2776.77 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 434668.65 | 12582.5 | 1 |  | 208 |  |  | 0.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0295 |  | XXXX | 549300KX4S1573HISS222202203029538 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 778 | 778 | 778 | 795 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7327.35 | No | 33 | 87523.34 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.25 | 5.25 | 2236.42 | 2236.42 | 0 | 2688.18 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7370 | 4 |  | 284 |  |  | 23 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7525 |  | XXXX | 549300MQDQ3TUIDR0R90C10100752516 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 773 | 773 | 776 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8252 | No | 187 | 434145.05 | XXXX | XXXX | 77.34 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1464.06 | 1464.06 |  | 2316.66 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 83 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx3668 |  | XXXX | 549300MQDQ3TUIDR0R90C10100366844 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 742 | 684 | 742 | 743 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  | 35.08 |  |  |  | NA |  | 720 | Yes | 135 | 627450.01 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 6.5 | 6.5 | 4108.44 | 4108.44 |  | 4664.43 | XXXX | ARM | 360 | 360 | XXXX | 6.0 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.0500 | 2 | 1 | 6.0 | 6.0 | 8.5 | 11.5 | 05-01-2027 | 06-01-2027 | 6 | 6 | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 523 |  |  | 3.42 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7483 |  | XXXX | 549300MQDQ3TUIDR0R90C10100748442 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 660 | 660 | 665 | 628 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5879.32 | Yes | 9 | 13108.01 | XXXX | XXXX | 70.58 | 70.58 | 70.58 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 845.27 | 845.27 |  | 1380.02 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 1% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 161 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7484 |  | XXXX | 549300MQDQ3TUIDR0R90C10100748442 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 660 | 660 | 665 | 628 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5548.83 | No | 8 | 11826.02 | XXXX | XXXX | 71.67 | 71.67 | 71.67 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 858.24 | 858.24 |  | 1392.99 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 1% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 133 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7740 |  | XXXX | 549300MQDQ3TUIDR0R90C10100774050 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 779 | 770 | 788 | 779 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 11056.63 | No | 43.73 | 234480.36 | XXXX | XXXX | 48.23 | 48.23 | 48.23 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.625 | 5.625 | 4317.42 | 4317.42 |  | 6396.21 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 264 |  |  | 9 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8866 |  | XXXX | 549300T7TLOJ8X6X8T43220001886687 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 724 | 724 | 725 | 706 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6542.59 | Yes | 134 | 365964.48 | XXXX | XXXX | 25.18 | 25.18 | 25.18 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.625 | 5.625 | 2014.8 | 2014.8 |  | 2731.15 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 48 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | 5-10 Unit Multi-Family | 5 | XXXX | XXXX | Other | XXXX | XXXX | Drive-By Form 704 | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 225 |  |  | 20 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0196 |  | XXXX | 549300KX4S1573ISS222202202019671 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 725 | 748 | 671 | 725 | XXXX | XXXX | xxxxx0445 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 741 | 733 | 758 | 741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 22414.26 | Yes | 7 | 36038.38 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 2258.2 | 2258.2 | 1270.19 | 3528.39 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 11673.119999999999 | 9 |  | 199 |  |  | 21 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8032 |  | XXXX | 549300MQDQ3TUIDR0R90C10100803247 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 783 | 783 | 797 | 773 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 355.6 | No | 39.41 | 178347.25 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 3307.85 | 3307.85 |  | 4525.72 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 208 |  |  | 0.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9033 |  | XXXX | 549300T7TLOJ8X6X8T43220001903371 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 728 | 742 | 705 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 13820 | Yes | 7 | 99996.12 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 5610.94 | 5610.94 |  | 7149.81 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | 5-10 Unit Multi-Family | 5 | XXXX | XXXX | Other | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 7 |  | 179 |  |  | 4.17 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx6844 |  | XXXX | 549300MQDQ3TUIDR0R90C10100684422 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 735 | 735 | 744 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6898.83 | No | 70 | 137170.71 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 954.57 | 954.57 |  | 1961.05 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | No | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 282 |  |  | 0 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7150 |  | XXXX | 549300MQDQ3TUIDR0R90C10100715074 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 732 | 749 | 732 | 712 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 4050.75 | No | 15 | 12505.73 | XXXX | XXXX | 22.03 | 22.03 | 22.03 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.5 | 5.5 | 595.83 | 595.83 |  | 853.46 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.5 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 329 |  |  | 4.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7765 |  | XXXX | 549300MQDQ3TUIDR0R90C10100776572 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 746 | 760 | 746 | 727 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2299 | Yes | 93.74 | 577758.66 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 5603.03 | 5603.03 |  | 7264.03 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 7 |  | 259 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8104 |  | XXXX | 459300mqdq3tuidr0r90c10100810425 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 758 | 758 | 746 | 767 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  | NA |  | 4842 | Yes | 223 | 407072.69 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1685.88 | 1685.88 |  | 1828.08 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 354 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0372 |  | XXXX | 549300KX4S1573HISS222202203037298 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 712 | 712 | 727 | 709 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 45.93 | 49.71 | 8855.35 |  |  |  | 8855.35 | Employed |  |  |  | 10 |  |  |  | NA |  | 4402.18 | Yes | 11 | 44611.18 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 2974.29 | 3470.69 | 597 | 3571.28 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11021.5 | 2 | 13450 | 346 | 3 | 0.5752688172043011 | 2.08 | No | N/A | Manual Underwriting | 16112.61 | 6.671 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0127 |  | XXXX | 549300KX4S1573HISS222202203012757 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 647 | 647 | 658 | 636 | XXXX | XXXX | xxxxx8555 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 646 | 624 | 646 | 672 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7248 | Yes | 12 | 31425.31 | XXXX | XXXX | 29.78 | 29.78 | 29.78 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 2404.69 | 2404.69 | 207.78 | 2633.64 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 31906.97 | 6357.5 | 2 |  | 334 |  |  | 14.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0341 |  | XXXX | 549300KX4S1573HISS222202203034194 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 801 | 802 | 790 | 801 | XXXX | XXXX | xxxxx1925 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 803 | 804 | 779 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4144.23 | No | 96 | 152712.91 | XXXX | XXXX | 73.33 | 73.33 | 73.33 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.25 | 5.25 | 1395.63 | 1395.63 | 0 | 1646.72 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 10865 | 2 |  | 261 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0597 |  | XXXX | 549300KX4S1573HISS222202201059759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 791 | 785 | 791 | 793 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4341.1 | Yes | 91 | 154666.01 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.865 | 5.865 | 1466.25 | 1466.25 | 239.85 | 1706.1 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7295 | 3 |  | 305 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0257 |  | XXXX | 549300KX4S1573HISS222202203025755 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX | 766 | 767 | 753 | 766 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1335 | No | 49 | 103942.52 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1640.08 | 1640.08 |  | 2103.06 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 129 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8147 |  | XXXX | 549300MQDQ3TUIDR0R90C10100814790 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 801 | 801 | 820 | 765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9698.08 | Yes | 50 | 96434.68 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1625.42 | 1625.42 |  | 1894.59 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 186 |  |  | 1.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7325 |  | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 667 | 0 | 667 | 700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4.12 | 18.42 | 200000 |  |  |  | 200000 | Employed |  |  |  | 10.17 |  |  |  | NA |  | 36843.65 | Yes | 139 | 1141859.05 | XXXX | XXXX | 64.68 | 64.67 | 64.67 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 6641.18 | 6641.18 | 1592.47 | 8233.65 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 30125 | 1 | 42547 | 337 | 10 | 0 | 1.33 | No | N/A | Manual Underwriting | 32344.78 | 6.234 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7565 |  | XXXX | 549300MQDQ3TUIDR0R90C20200756557 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 661 | 668 | 624 | 661 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1717 | No | 26 | 51736.93 | XXXX | XXXX | 58.61 | 58.61 | 58.61 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 1556.77 | 1556.77 |  | 2013.12 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 154 |  |  | 12 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7944 |  | XXXX | 549300MQDQ3TUIDR0R90C10100794420 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | true | XXXX | 756 | 0 | 770 | 756 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 26.52 | 30.89 | 4554 |  |  |  | 4554 | Employed |  |  |  | 2.1 |  |  |  | NA |  | 1406.67 | Yes | 13 | 15428.04 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 998.89 | 998.89 | 208.78 | 1207.67 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 6175 | 1 | 2147 | 110 | 3 | 0.292 | 8 | No | N/A | Manual Underwriting | 4580.75 | 6.815 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8118 |  | XXXX | 549300MQDQ3TUIDR0R90C10100811880 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX | 769 | 758 | 769 | 785 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 24.07 | 24.36 | 12566 |  |  |  | 12566 | Employed |  |  |  | 11.5 |  |  |  | 1 YR |  | 3061.23 | Yes | 17 | 50261.24 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.25 | 6.25 | 2413.61 | 2413.61 | 610.62 | 3024.23 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10805 | 1 | 7700 | 123 | 2 | 0.4024390243902439 | 9.41 | No | N/A | Manual Underwriting | 11412.97 | 6.515 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8249 |  | XXXX | 549300MQDQ3TUIDR0R90C10100824975 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 693 | 689 | 693 | 693 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.82 | 42.42 | 18000 |  |  |  | 18000 | Employed |  |  |  | 0.83 |  |  |  | NA |  | 7635.07 | Yes | 10 | 66924.71 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 4670.72 | 4670.72 | 822.35 | 5728.07 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 26241.21 | 1 | 30023 | 54 | 7 | 0.35345454545454547 | 0.42 | No | N/A | Manual Underwriting | 18972 | 8.045 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0174 |  | XXXX | 549300KX4S1573HISS222202202017440 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 653 | 619 | 653 | 661 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 32.08 | 51.7 | 18453.42 |  |  |  | 18453.42 | Employed |  |  |  | 21.16 |  |  |  | 2 YRS |  | 9541.02 | Yes | 7 | 94906.39 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 4482.86 | 4993.48 | 926.54 | 5409.4 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13641.25 | 1 | 800 | 117 | 2 | 0.005 | 10 | No | N/A | Manual Underwriting | 20697.5 | 7.796 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0117 |  | XXXX | 549300KX4S1573HISS222202203011787 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 741 | 775 | 741 | 741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | UT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10715.37 | No | 136 | 253124.88 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.75 | 5.75 | 1535.96 | 1535.96 |  | 1865.06 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 355 |  |  | 0.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx5071 |  | XXXX | 549300MQDQ3TUIDR0R90C10100507106 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 751 | 760 | 751 | 724 | XXXX | XXXX | xxxxx9140 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 779 | 783 | 749 | 779 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Second Home | Refinance | Cash Out - Other | 5.73 | 42.72 | 100345 |  |  |  | 100345 | Employed | Employed |  |  | 22.83 |  |  |  | NA |  | 42862.96 | Yes | 26 | 65626.31 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 2105.47 | 2985.1 | 344.71 | 2484.35 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 65626.31 | 16527.63 | 8 | 28388 | 544 | 6 | 0.3186565752128666 | 22 | No | N/A | Manual Underwriting | 11866.54 | 6.473 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7655 |  | XXXX | 549300MQDQ3TUIDR0R90C10100765514 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 683 | 648 | 697 | 683 | XXXX | XXXX | xxxxx8159 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 641 | 638 | 677 | 641 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 20.64 | 34.03 | 102722 |  |  |  | 102722 | Employed | Not Employed |  |  | 12 |  |  |  | NA |  | 34952.02 | No | 40 | 211044.09 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 4034.33 | 5361.97 | 0 | 5267.31 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 15327 | 3 | 82818 | 330 | 11 | 0.0802986289451157 | 16.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7995 |  | XXXX | 549300MQDQ3TUIDR0R90C10100522917 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 709 | 688 | 740 | 709 | XXXX | XXXX | xxxxx8284 | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 697 | 697 | 705 | 693 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4890.74 | No | 141.55 | 484629.67 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 2910.94 | 2910.94 |  | 3423.74 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 635 |  |  | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8112 |  | XXXX | 549300MQDQ3TUIDR0R90C10100811298 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 771 | 771 | 805 | 764 | XXXX | XXXX | xxxxx8638 | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 716 | 716 | 697 | 738 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 11315.27 | Yes | 77.12 | 253693.7 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 3341.6 | 3341.6 |  | 3937.74 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 296 |  |  | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0462 |  | XXXX | 549300KX4S1573HISS222202203046222 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 703 | 667 | 703 | 724 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 26.61 | 49.92 | 12597 |  |  |  | 12597 | Employed |  |  |  | 5 |  |  |  | NA |  | 6288.19 | Partial | 30 | 102761.69 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 2557.5 | 2836.99 | 515.67 | 3073.17 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 12185 | 1 | 227153 | 157 | 5 | 0.24265734265734265 | 5 | No | N/A | Manual Underwriting | 11491.43 | 8.025 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0466 |  | XXXX | 549300KX4S1573HISS222202203046610 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 732 | 768 | 692 | 732 | XXXX | XXXX | xxxxx2180 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 673 | 668 | 680 | 673 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 24.01 | 35.28 | 26208.95 |  |  |  | 26208.95 | Employed | Not Employed |  |  | 10 |  |  |  | NA |  | 9245.36 | Yes | 19 | 103844.94 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.99 | 6.99 | 4933.92 | 5629.59 | 533.79 | 5597.71 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 81620.94 | 6725.13 | 1 | 65886 | 346 | 16 | 0.5025133986324154 | 2 | No | N/A | Manual Underwriting | 25150.5 | 7.058 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0192 |  | XXXX | 549300KX4S1573HISS222202203019256 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 740 | 727 | 746 | 740 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 12729.91 | Yes | 77 | 782922.01 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.375 | 5.375 | 8230.47 | 8230.47 | 1682.53 | 9913 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 24263.75 | 1 |  | 180 |  |  | 3.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0600 |  | XXXX | 54930S1573HISS222202203060093 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 727 | 753 | 727 | 727 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 37.76 | 44.49 | 26986.08 |  |  |  | 26986.08 | Employed |  |  |  | 7.08 |  |  |  | NA |  | 12005.38 | Partial | 62 | 550663.16 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.99 | 5.99 | 6836.09 | 8202.04 | 1989.25 | 8825.34 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 28685 | 1 | 55000 | 190 | 10 | 0.306488038277512 | 2 | No | N/A | Manual Underwriting | 40160.23 | 6.148 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7654 |  | XXXX | 549300MQDQ3TUIDR0R90C10100765417 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 683 | 648 | 697 | 683 | XXXX | XXXX | xxxxx8159 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 641 | 638 | 677 | 641 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 3.43 | 33.73 | 102720 |  |  |  | 102720 | Employed | Not Employed |  |  | 11.91 |  |  |  | NA |  | 34651.29 | No | 134 | 585049.73 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 3491.02 | 4719.01 | 0 | 4368.96 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 585049.73 | 27871.57 | 2 | 525577 | 330 | 5 | 0.17058690744920993 | 19.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7842 |  | XXXX | 549300MQDQ3TUIDR0R90C10100784235 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | false | XXXX | 740 | 740 | 740 | 733 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 37.79 | 46.99 | 4805 |  |  |  | 4805 | Employed |  |  |  | 15.16 |  |  |  | NA |  | 2257.69 | Yes | 11 | 19165.47 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 1353.72 | 1353.72 | 461.97 | 1815.69 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 7375 | 1 | 8323 | 40 | 6 | 0.054131736526946105 | 14.16 | No | N/A | Manual Underwriting | 5558.5 | 7.925 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0435 |  | XXXX | 549300KX4S1573HISS222202202043533 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 794 | 794 | 796 | 781 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8083.64 | No | 44 | 188977.02 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.375 | 5.375 | 3807.8 | 3807.8 | 0 | 4821.64 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 10790 | 1 |  | 131 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7993 |  | XXXX | 549300MQDQ3TUIDR0R90C10100799367 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 642 | 642 | 644 | 603 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 40.09 | 42.25 | 5131 |  |  |  | 5131 | Employed |  |  |  | 4 |  |  |  | NA |  | 2167.96 | Yes | 1 | 2327.87 | XXXX | XXXX | 50.32 | 50.32 | 50.32 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.625 | 5.625 | 1347.04 | 1347.04 | 709.92 | 2056.96 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxx7063 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 738.71 | 10855 | 1 | 3800 | 82 | 3 | 0.2740740740740741 | 4 | No | n/a | Manual Underwriting | 6659.91 | 6.107 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8037 |  | XXXX | 549300MQDQ3TUIDR0R90C10100803732 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 786 | 778 | 786 | 798 | XXXX | XXXX | xxxxx1106 | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 782 | 782 | 780 | 801 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 159 | No | 96 | 311586.36 | XXXX | XXXX | 58.64 | 58.64 | 58.64 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 1938.28 | 1938.28 |  | 3074.53 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 3 |  | 589 |  |  | 8.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8083 |  | XXXX | 549300MQDQ3TUIDR0R90C10100808388 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 774 | 774 | 756 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1043 | Yes | 151.87 | 274664.37 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1615.63 | 1615.63 |  | 1808.5 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 244 |  |  | 0.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8425 |  | XXXX | 549300MQDQ3TUIDR0R90C10100842532 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 673 | 646 | 683 | 673 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 383 | No | 62.73 | 344631.29 | XXXX | XXXX | 65.89 | 65.89 | 65.89 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 4631.35 | 4631.35 |  | 5494.03 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 178 |  |  | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7583 |  | XXXX | 549300MQDQ3TUIDR0R90C20200758303 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 719 | 719 | 727 | 716 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 18.82 | 38.09 | 13807 |  |  |  | 13807 | Employed |  |  |  | 3.16 |  |  |  | NA |  | 5258.99 | Yes | 18 | 51854.07 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 2442.7 | 2442.7 | 155.39 | 2598.09 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.75 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9852.5 | 2 | 7000 | 49 | 5 | 0.2145945945945946 | 3.16 | No | N/A | Manual Underwriting | 9012.35 | 9.107 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7996 |  | XXXX | 549300MQDQ3TUIDR0R90C10100799658 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 739 | 715 | 748 | 739 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1237 | Yes | 126 | 258840.88 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1572.08 | 1572.08 |  | 2048.59 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 206 |  |  | 18 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8216 |  | XXXX | 549300MQDQ3TUIDR0R90C32000821689 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | false | XXXX | 805 | 805 | 801 | 817 | XXXX | XXXX | xxxxx6703 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 773 | 773 | 773 | 774 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 4.23 | 16.15 | 9000 |  |  |  | 9000 | Employed | Employed |  |  | 15 | 17 |  |  | NA |  | 1453.56 | Yes | 139 | 364709.91 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 2407.57 | 2407.57 | 201.99 | 2626.56 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 13370 | 1 | 57127 | 158 | 5 | 0.035844556677890015 | 7.1 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8204 |  | XXXX | 549300MQDQ3TUIDR0R90C10100820416 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 742 | 742 | 774 | 723 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9961.44 | Yes | 12 | 24351.45 | XXXX | XXXX | 74.72 | 74.72 | 74.72 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 6.25 | 6.25 | 2825.52 | 2825.52 |  | 3693.27 | XXXX | ARM | 240 | 360 | XXXX | 6 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.2900 | 2 | 1 | 6 | 6 | 8.25 | 11.25 | 05-01-2027 | 06-01-2027 | 6 | 6 | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 220 |  |  | 20 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8366 |  | XXXX | 549300MQDQ3TUIDR0R90C22900836626 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 772 | 704 | 772 | 776 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3612.65 | No | 46.69 | 188183.47 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 3501.43 | 3501.43 |  | 4030.1 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 335 |  |  | 6.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8367 |  | XXXX | 549300MQDQ3TUIDR0R90C22900836723 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 772 | 704 | 772 | 776 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8849.04 | No | 123 | 146355.35 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 998.89 | 998.89 |  | 1191.6 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 335 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8368 |  | XXXX | 549300MQDQ3TUIDR0R90C22900836820 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 772 | 704 | 772 | 776 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1330 | Yes | 123.87 | 157283.58 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1069.64 | 1069.64 |  | 1269.75 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 335 |  |  | 6.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0428 |  | XXXX | 549300KX4S1573HISS222202202042854 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 742 | 753 | 742 | 733 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 35.88 | 37.82 | 12621.83 |  |  |  | 12621.83 | Employed |  |  |  | 7.08 |  |  |  | NA |  | 4774.03 | Yes | 102 | 492501.69 | XXXX | XXXX | 60.0 | 60 | 60 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.865 | 4.865 | 3225.81 | 3225.81 | 1118.22 | 4529.03 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10448.8 | 1 | 19600 | 213 | 7 | 0.30011502410611585 | 18.5 | No | N/A | Manual Underwriting | 17979.28 | 5.011 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7658 |  | XXXX | 549300MQDQ3TUIDR0R90C10100765805 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 746 | 746 | 641 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 27165.57 | Yes | 174 | 336735.14 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1467.68 | 1467.68 |  | 1792.57 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 195 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx6765 |  | XXXX | 549300MQDQ3TUIDR0R90C10100676565 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 683 | 683 | 671 | 706 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1060 | Yes | 66 | 204873.17 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1994.24 | 1994.24 |  | 2959.55 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 0 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7787 |  | XXXX | 549300MQDQ3TUIDR0R90C10100778706 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 726 | 738 | 714 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3193.58 | Yes | 132 | 254209 | XXXX | XXXX | 66.67 | 66.67 | 66.67 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 1580.17 | 1580.17 |  | 1999.59 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.5 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | 5-10 Unit Multi-Family | 6 | XXXX | XXXX | Other | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 251 |  |  | 20 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8187 |  | XXXX | 549300MQDQ3TUIDR0R90C10100818767 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 751 | 760 | 751 | 724 | XXXX | XXXX | xxxxx9140 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 779 | 783 | 749 | 779 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 5.91 | 38.39 | 100345 |  |  |  | 100345 | Employed | Not Employed |  |  | 22.9 |  |  |  | 1 YR |  | 38524.52 | Yes | 46 | 238507.21 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.875 | 5.875 | 3671.88 | 4436.53 | 1501.09 | 5169.44 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | A | xxxxxx9121 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 231269.01 | 25120 | 9 | 28388 | 544 | 8 | 0.3312192723697148 | 22 | No | N/A | Manual Underwriting | 21683.71 | 6.147 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8437 |  | XXXX | 549300MQDQ3TUIDR0R90C10100843793 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 807 | 807 | 816 | 801 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1365.36 | Yes | 32 | 69116.71 | XXXX | XXXX | 63.0 | 63 | 63 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1565.21 | 1565.21 |  | 2187.39 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 284 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7916 |  | XXXX | 549300MQDQ3TUIDR0R90C40100791654 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 677 | 711 | 677 | 594 | XXXX | XXXX | xxxxx5587 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 665 | 676 | 665 | 622 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 45.89 | 49.84 | 9070 | 3667 |  |  | 12737 | Employed | Employed |  |  | 4.25 | 14.25 |  |  | 2 YRS |  | 6347.56 | Yes | 13 | 73501.24 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 4567.17 | 4567.17 | 1211.14 | 5844.56 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 129373.39 | 13806.25 | 1 | 29877 | 245 | 1 | 0.675519951479619 | 3 | No | N/A | Manual Underwriting | 19869.25 | 7.361 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8041 |  | XXXX | 549300MQDQ3TUIDR0R90C10100804120 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 652 | 650 | 680 | 652 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | SC | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 24.13 | 46.66 | 6124.8 |  |  |  | 6124.8 | Employed |  |  |  | 8.75 |  |  |  | NA |  | 2857.96 | Yes | 5 | 8058 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 1337.26 | 1337.26 | 140.7 | 1477.96 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 2596.24 | 6218.5 | 1 | 27687 | 66 | 18 | 0.5979024646040902 | 1.66 | No | N/A | Manual Underwriting | 5828.24 | 7.343 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8129 |  | XXXX | 549300MQDQ3TUIDR0R90C40100812994 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 706 | 700 | 706 | 711 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 46.75 | 59.95 | 5181 |  |  |  | 5181 | Employed |  |  |  | 7 |  |  |  | 2 YRS |  | 3105.92 | Yes | 9 | 21365.37 | XXXX | XXXX | 63.85 | 63.85 | 63.85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 1581.51 | 1581.51 | 830.41 | 2421.92 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 35228.41 | 6425 | 1 | 41347 | 0 | 3 | 0.6935507783543365 | 6.66 | No | N/A | Manual Underwriting | 7401.3 | 6.638 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8335 |  | XXXX | 549300MQDQ3TUIDR0R90C10100833511 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 796 | 804 | 777 | 796 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9053.18 | Yes | 109 | 305020.97 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1992.19 | 1992.19 |  | 2654.19 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 349 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8588 |  | XXXX | 549300MQDQ3TUIDR0R90C10100858828 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 725 | 767 | 713 | 725 | XXXX | XXXX | xxxxx5295 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 740 | 758 | 733 | 740 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 22.09 | 34.94 | 30810 |  |  |  | 30810 | Employed | Employed |  |  | 12.25 | 12.25 |  |  | 1 YR |  | 10763.82 | Yes | 7 | 59223.59 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 5482.2 | 5482.2 | 1243.43 | 6806.55 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | A |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 15049.57 | 1 | 267987 | 198 | 19 | 0.1306968989663221 | 0.25 | No | N/A | Manual Underwriting | 22642.2 | 7.826 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8389 |  | XXXX | 549300MQDQ3TUIDR0R90C10100838943 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 746 | 746 | 641 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 80 | Yes | 163 | 348198.46 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1739.55 | 1739.55 |  | 2139.51 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 7 |  | 212 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0427 |  | XXXX | 549300KX4S1573HISS222202203042730 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 768 | 755 | 784 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Debt Consolidation | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2485.26 | Yes | 28 | 201837.55 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.125 | 5.125 | 5573.44 | 5573.44 | 1520.91 | 7094.35 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 200695.65 | 35420 | 7 |  | 111 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0428 |  | XXXX | 549300KX4S1573HISS222202203042827 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 768 | 755 | 784 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 28276.01 | Yes | 4 | 23475.54 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.125 | 5.125 | 4772.66 | 4772.66 | 1693.05 | 6465.71 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 23512.18 | 30732.5 | 7 |  | 110 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0439 |  | XXXX | 549300KX4s1573hiss222202202043921 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 676 | 676 | 690 | 641 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3220 | Yes | 19 | 142335.84 | XXXX | XXXX | 12.58 | 12.58 | 12.58 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 562.5 | 562.5 | 0 | 2160.68 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 1295 | 2 |  | 217 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8028 |  | XXXX | 549300MQDQ3TUIDR0R90C10100802859 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 680 | 698 | 679 | 680 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 11162.13 | No | 14.55 | 68975.86 | XXXX | XXXX | 54.12 | 54.12 | 54.12 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 2539.58 | 2539.58 |  | 4052.03 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 264 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8259 |  | XXXX | 549300MQDQ3TUIDR0R90C10100825945 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 705 | 705 | 718 | 692 | XXXX | XXXX | xxxxx4876 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 761 | 764 | 761 | 747 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 39.69 | 43.73 | 4686.93 | 10000 |  |  | 14686.93 | Employed | Employed |  |  | 18.75 | 3.16 |  |  | 2 YRS |  | 6422.72 | Yes | 13 | 267224.62 | XXXX | XXXX | 89.99 | 89.99 | 89.99 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 4343.96 | 4904.85 | 923.87 | 5267.83 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 8685 | 1 | 22161 | 373 | 3 | 0.3331389268763575 | 7.33 | No | N/A | Manual Underwriting | 20835.02 | 7.537 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8415 |  | XXXX | 549300MQDQ3TUIDR0R90C10100841562 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 727 | 727 | 733 | 726 | XXXX | XXXX | xxxxx1054 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 756 | 735 | 756 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 28.78 | 47.4 | 14549 |  |  |  | 14549 | Employed | Not Employed |  |  | 39.33 |  |  |  | Yes |  | 6896.49 | No | 151 | 634097.39 | XXXX | XXXX | 50.39 | 50.39 | 50.39 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.25 | 6.25 | 4002.16 | 4002.16 | 0 | 4187.49 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 635592.24 | 11495 | 1 | 40307 | 343 | 11 | 0.7721026722925457 | 40 | No | N/A | Manual Underwriting | 19143.79 | 6.427 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8440 |  | XXXX | 549300MQDQ3TUIDR0R90C10100844084 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 777 | 779 | 777 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | SC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 210 | Yes | 98.48 | 303262.13 | XXXX | XXXX | 70.0 | 68.22 | 68.22 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 2093.03 | 2093.03 |  | 3079.48 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 225 |  |  | 0.4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7078 |  | XXXX | 549300MQDQ3TUIDR0R90C10100707896 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 737 | 733 | 737 | 741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 13498.71 | No | 6.15 | 38122.8 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 4163.29 | 4163.29 |  | 5787.17 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | 5-10 Unit Multi-Family | 5 | XXXX | XXXX | Other | XXXX | XXXX | Other | XXXX | XXXX | XXXX |  |  | 0 | Yes | AE | xxxxxxx9314 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 109 |  |  | 5.8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8020 |  | XXXX | 549300MQDQ3TUIDR0R90C10100802083 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 655 | 628 | 655 | 663 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 39.26 | 41.38 | 18517 |  |  |  | 18517 | Employed |  |  |  | 8.58 |  |  |  | Yes |  | 7662.64 | Yes | 39 | 16478.73 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8 | 8.0 | 6053.56 | 6053.56 | 1219.16 | 7269.64 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.0 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11807.5 | 1 | 3298 | 208 | 6 | 0.07923930269413629 | 4.16 | No | N/A | Manual Underwriting | 24241.78 | 8.150 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8416 |  | XXXX | 549300MQDQ3TUIDR0R90C10100841659 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 758 | 758 | 746 | 767 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2041 | Yes | 416 | 828389.56 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1754.63 | 1754.63 |  | 1979.59 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AO | xxxxxx1473 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 354 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7528 |  | XXXX | 549300MQDQ3TUIDR0R90C10100752807 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 771 | 771 | 791 | 762 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 31.46 | 37.17 | 17904 |  |  |  | 17904 | Employed |  |  |  | 22 |  |  |  | NA |  | 6691.21 | Yes | 86 | 434853.24 | XXXX | XXXX | 35.72 | 35.71 | 35.71 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 4375 | 4989.77 | 672.2 | 5048.44 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 394476.88 | 21245 | 1 | 30000 | 410 | 4 | 0.24145833333333333 | 28 | No | N/A | Manual Underwriting | 21718.96 | 7.248 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7932 |  | XXXX | 549300MQDQ3TUIDR0R90C10100793256 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 691 | 665 | 702 | 691 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 5.25 | 5.73 | 60804 |  |  |  | 60804 | Employed |  |  |  | 14.5 |  |  |  | 1 YR |  | 3484.72 | Yes | 18 | 56596.06 | XXXX | XXXX | 49.65 | 49.65 | 49.65 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.875 | 5.875 | 2496.29 | 2496.29 | 389.43 | 3190.72 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 406296.79 | 8092.5 | 1 | 13000 | 247 | 4 | 0.3393939393939394 | 13 | No | N/A | Manual Underwriting | 12369.71 | 6.053 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8298 |  | XXXX | 549300MQDQ3TUIDR0R90C10100829825 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 704 | 759 | 704 | 703 | XXXX | XXXX | xxxxx7854 | XXXX | XXXX | XXXX | XXXX | US Citizen |  | true | XXXX | 782 | 782 | 777 | 787 | XXXX | XXXX | xxxxx0945 | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 701 | 701 | 697 | 722 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9490 | Yes | 91 | 446181.33 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 3602.85 | 3602.85 |  | 4899.76 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 3 | 0 |  | 5 |  | 116 |  |  | 0.10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8465 |  | XXXX | 549300MQDQ3TUIDR0R90C10100846509 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 682 | 682 | 716 | 656 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10895.47 | Yes | 160.3 | 1074655.36 | XXXX | XXXX | 51.8 | 51.8 | 51.8 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 4721.13 | 4721.13 |  | 6454.38 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 497 |  |  | 7.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8551 |  | XXXX | 549300MQDQ3TUIDR0R90C10100855142 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 777 | 776 | 807 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4329.13 | Yes | 31 | 51235.02 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 1281.54 | 1281.54 |  | 1658.13 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 6 |  | 320 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8421 |  | XXXX | 549300MQDQ3TUIDR0R90C10100842144 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 725 | 725 | 725 | 711 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 42.64 | 45.13 | 12427 |  |  |  | 12427 | Employed |  |  |  | 7.33 |  |  |  | 2 YRS |  | 5608.87 | Yes | 19 | 112581.75 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 4342.12 | 4342.12 | 838.75 | 5298.87 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 18572.5 | 1 | 9000 | 232 | 11 | 0.2825651949393235 | 10.25 | No | N/A | Manual Underwriting | 17987.44 | 7.810 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0329 |  | XXXX | 549300KX41573HISS222202203032933 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 769 | 769 | 750 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4133 | No | 124 | 342705.16 | XXXX | XXXX | 79.43 | 79.43 | 79.43 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.99 | 4.99 | 2328.67 | 2328.67 | 0 | 2767.71 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 342590.16 | 13895 | 9 |  | 252 |  |  | 3.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0126 |  | XXXX | 549300ID4RCRD8BXYH30212202016971 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3779.78 | No | 28.19 | 139149.73 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 3330.55 | 3330.55 | 0 | 4935.89 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 139149.73 | 14332.5 | 3 |  | 0 |  |  | 30 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0120 |  | XXXX | 549300ID4RCRD8BXY30992203012734 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 715 | 814 | 700 | 715 | XXXX | XXXX | xxxxx8872 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 701 | 696 | 706 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.22 | 38.27 | 8877.83 | 9631.5 |  |  | 18509.33 | Employed | Employed |  |  | 5.2 | 13.1 |  |  | NA |  | 7084.34 | No | 13.8 | 149823.39 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 4969.63 | 4969.63 | 0 | 6148.34 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 17920 | 1 | 22552 | 304 | 9 | 0.15077648908983685 | 12.6 | No | N/A | Manual Underwriting | 22989.21 | 6.749 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx4084 |  | XXXX | 549300R77W0P105C3S50-2000014084-78 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 778 | 781 | 766 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 23.96 | 49243.82 | XXXX | XXXX | 71.4 | 71.4 | 71.4 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1683.62 | 1683.62 |  | 2054.84 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 2 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 302 |  |  | 30 | No | NA | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8214 |  | XXXX | 549300MQDQ3TUIDR0R90C10100821483 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 672 | 686 | 661 | 672 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 36.94 | 42.62 | 15880 |  |  |  | 15880 | Employed |  |  |  | 4 |  |  |  | NA |  | 6767.52 | Yes | 21 | 108524.71 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 3925.05 | 4989.31 | 877.21 | 4802.26 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.75 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13650 | 1 | 29396 | 287 | 6 | 0.28714285714285714 | 3.7 | No | N/A | Manual Underwriting | 17624.36 | 8.031 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8299 |  | XXXX | 549300MQDQ3TUIDR0R90C20200829986 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 686 | 687 | 681 | 686 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 13.4 | 42.88 | 186717 |  |  |  | 186717 | Employed |  |  |  | 7 |  |  |  | 2 YRS |  | 80061.61 | Yes | 45 | 1238504.18 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 20384.46 | 20384.46 | 4643.08 | 25027.54 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | Yes | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 30890 | 7 | 130014 | 131 | 19 | 0.04962970979761592 | 0.66 | No | N/A | Manual Underwriting | 84802.91 | 7.767 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx4423 |  | XXXX | 549300R77W0P105C3S50-2000014423-31 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien |  | false | XXXX | 755 | 755 | 775 | 754 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 15 | 33596.69 | XXXX | XXXX | 76.5 | 76.5 | 76.5 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1916.68 | 1916.68 |  | 2205.9 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 48 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 83 |  |  | 1.25 | No | NA | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0229 | xxxxxx0121 | XXXX | 549300ID4RCR8BBXYH30202204012116 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 739 | 698 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1204 | No | 9.03 | 32439.14 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2296.88 | 2734.25 | 0 | 3591.51 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 36 | 6 Months Interest | Correspondent Bulk | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | Desk Review | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 32439.14 | 18370 | 1 |  | 191 |  |  | 0.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0226 | xxxxxx0158 | XXXX | 549300ID4RCRD8BXYH30202201015883 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 739 | 698 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1204 | No | 31.62 | 107886.1 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2450 | 2450 | 0 | 3412.24 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 36 | 12 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 107886.1 | 17490 | 1 |  | 191 |  |  | 0.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0227 | xxxxxx0216 | XXXX | 549300ID4RD8BXYH30202201021606 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 739 | 698 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1204 | No | 23.66 | 84859.34 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2488.29 | 2488.29 | 0 | 3587.17 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 84859.34 | 17733.75 | 1 |  | 191 |  |  | 0.3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx5663 |  | XXXX | 549300MQDQ3TUIDR0R90C10100566373 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 685 | 685 | 699 | 667 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 12011.79 | Yes | 47 | 126245.23 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 2067.19 | 2067.19 |  | 2681.78 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 306 |  |  | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0230 | xxxxxx0122 | XXXX | 549300ID4RCRD8BXYH30202204012213 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 707 | 739 | 698 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | No | 55.5 | 194970.65 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2526.57 | 2526.57 | 0 | 3512.79 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 194970.65 | 20452 | 1 | 0 | 191 | 0 |  | 0.4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8119 |  | XXXX | 549300MQDQ3TUIDR0R90C40100811927 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 696 | 696 | 693 | 712 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 15.16 | 35.43 | 20000 |  |  |  | 20000 | Employed |  |  |  | 3 |  |  |  | NA |  | 7085.88 | Yes | 44.78 | 135823.55 | XXXX | XXXX | 65.65 | 65.65 | 65.65 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 1995.91 | 1995.91 | 626.97 | 3032.88 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 82680.08 | 8090 | 2 | 63000 | 350 | 13 | 0.4745008313687711 | 9 | No | N/A | Manual Underwriting | 8716.66 | 7.287 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8294 |  | XXXX | 549300MQDQ3TUIDR0R90C10100829437 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 695 | 695 | 733 | 682 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2466.21 | Yes | 110.57 | 182247.71 | XXXX | XXXX | 26.31 | 26.31 | 26.31 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1222.79 | 1222.79 |  | 1648.21 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 53 |  |  | 2.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8526 |  | XXXX | 549300MQDQ3TUIDR0R90C10100852620 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 681 | 669 | 681 | 686 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3577.04 | Yes | 21.92 | 33454.92 | XXXX | XXXX | 18.66 | 18.66 | 18.66 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 942.05 | 942.05 |  | 1526.04 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 272 |  |  | 14 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8562 |  | XXXX | 549300MQDQ3TUIDR0R90C10100856209 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 805 | 809 | 793 | 805 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 35 | No | 69.58 | 123501.94 | XXXX | XXXX | 72.97 | 72.97 | 72.97 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 1329.95 | 1329.95 |  | 1688.63 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 337 |  |  | 14.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8587 |  | XXXX | 549300MQDQ3TUIDR0R90C10100858731 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 693 | 693 | 692 | 698 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7231.39 | No | 18.68 | 49979.02 | XXXX | XXXX | 52.52 | 52.52 | 52.52 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 2010.42 | 2010.42 |  | 2675.39 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 296 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8474 |  | XXXX | 549300MQDQ3TUIDR0R90C10100847479 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 713 | 707 | 713 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 10.76 | 17.25 | 23339 |  |  |  | 23339 | Employed |  |  |  | 23.08 |  |  |  | 2 YRS |  | 4026.29 | Yes | 37.75 | 94800.91 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 1984.72 | 1984.71 | 526.25 | 2510.97 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10555 | 2 | 25000 | 247 | 8 | 0.062046204620462043 | 21.75 | No | N/A | Manual Underwriting | 8962.09 | 6.948 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0253 | x7540 | XXXX | 54930065B0NVUO52TY13-47540-89 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 808 | 809 | 803 | 808 | XXXX | XXXX | xxxxx7806 | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 796 | 796 | 827 | 789 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 16020.09 | Yes | 170.72 | 194108.31 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 784.77 | 784.77 |  | 1136.98 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | Yes | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 9 |  | 274 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0251 | x7891 | XXXX | 54930065B0NVUO52TY13-47891-06 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 761 | 756 | 761 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 19.36 | 33017.14 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1354.92 | 1354.92 |  | 1960.58 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 5% | Wholesale | No | XXXX |  |  |  | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 124 |  |  | 5.2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0255 | x8271 | XXXX | 54930065B0NVUO52TY13-48271-30 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 769 | 764 | 769 | 780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 8.41 | 35571.85 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 3137.43 | 3137.43 |  | 4231.76 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 5% | Wholesale | No | XXXX |  |  |  | No | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 | 0 | 166 | 0 |  | 5 | No |  | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7883 |  | XXXX | 549300MQDQ3TUIDR0R90C10100788309 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 687 | 681 | 687 | 705 | XXXX | XXXX | xxxxx3033 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 660 | 660 | 651 | 685 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 41.23 | 49.62 | 14090 | 3658 |  |  | 17748 | Employed | Employed |  |  | 3 | 1 |  |  | NA |  | 8806.93 | Yes | 3.27 | 63920.99 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 6293.08 | 6293.08 | 749.85 | 7316.93 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 22251.25 | 2 | 11750 | 193 | 19 | 0.36413380718677724 | 3 | No |  | Manual Underwriting | 27181.88 | 7.401 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8641 |  | XXXX | 549300MQDQ3TUIDR0R90C22800864158 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 764 | 776 | 761 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.74 | 33.74 | 13956 |  |  |  | 13956 | Employed |  |  |  | 2.66 |  |  |  | 2 YRS |  | 4709.43 | Yes | 4.98 | 23465.7 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.5 | 8.5 | 3840.72 | 3840.72 | 708.71 | 4709.43 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.5 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 12375 | 1 | 5250 | 80 | 4 | 0 | 4.08 | No | N/A | Manual Underwriting | 14517.61 | 8.804 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8659 |  | XXXX | 549300MQDQ3TUIDR0R90C22900865920 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 731 | 744 | 731 | 727 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7088.02 | Yes | 13.99 | 31064.37 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1465.99 | 1465.99 |  | 1862.49 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 173 |  |  | 1.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7849 |  | XXXX | 549300MQDQ3TUIDR0R90C40100784961 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 688 | 673 | 688 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 35.61 | 48.85 | 3436.66 |  |  |  | 3436.66 | Employed |  |  |  | 7.16 |  |  |  | 2 YRS |  | 1678.78 | Partial | 61.24 | 79936.11 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 962.5 | 1051.77 | 181.5 | 1305.33 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | AE | xxxxxx9566 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 79936.11 | 4890 | 1 | 2500 | 112 | 9 | 0.09761702127659574 | 2.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8550 |  | XXXX | 549300MQDQ3TUIDR0R90C22800855040 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 786 | 800 | 785 | 786 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7093.4 | Yes | 29.26 | 116649.48 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 3266.19 | 3266.19 |  | 3986.58 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 191 |  |  | 16.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7994 |  | XXXX | 549300MQDQ3TUIDR0R90C10100799464 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 701 | 701 | 710 | 618 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 38.32 | 48.5 | 5794 |  |  |  | 5794 | Employed |  |  |  | 15.75 |  |  |  | 2 YRS |  | 2809.99 | Yes | 10.86 | 24099.73 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 1465.13 | 1465.13 | 325.98 | 2219.99 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 5635 | 1 | 23933 | 195 | 7 | 0.47611961791388663 | 3 | No | N/A | Manual Underwriting | 6117.49 | 7.747 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8336 |  | XXXX | 549300MQDQ3TUIDR0R90C22900833619 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 786 | 786 | 0 | 0 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7002.18 | Yes | 0 | 22361.3 | XXXX | XXXX | 59.39 | 59.39 | 59.39 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 3097.13 | 3097.13 |  | 4052.18 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.5 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 287 |  |  | 10.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx4434 |  | XXXX | 549300R77WOP105C3S50-2000014434-95 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 782 | 768 | 789 | 782 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 13.41 | 21747.55 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1515.87 | 1515.87 |  | 1621.64 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 79 |  |  | .1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0286 |  | XXXX | 549300KX4S1573HISS222202204028638 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 751 | 751 | 645 | 761 | XXXX | XXXX | xxxxx2728 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 750 | 751 | 750 | 730 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.35 | 35.06 | 7606.61 | 3433.34 |  |  | 11039.95 | Employed | Employed |  |  | 2.08 | 6.5 |  |  | 2 YRS |  | 3870.56 | Yes | 23.95 | 74958.77 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.99 | 5.99 | 2587.28 | 2587.28 | 475.61 | 3129.56 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 13175 | 1 | 40195 | 131 | 5 | 0.032161033042157235 | 0.58 | No | N/A | Manual Underwriting | 12545.34 | 6.279 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8796 |  | XXXX | 549300MQDQ3TUIDR0R90C10100879683 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 781 | 781 | 793 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2319.22 | Yes | 128.05 | 141905.72 | XXXX | XXXX | 40.98 | 40.98 | 40.98 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.625 | 5.625 | 863.49 | 863.49 |  | 1108.23 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 421 |  |  | 1.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8729 |  | XXXX | 549300MQDQ3TUIDR0R90C10100872990 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 624 | 624 | 611 | 640 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 37.64 | 40.45 | 13758 |  |  |  | 13758 | Employed |  |  |  | 8.16 |  |  |  | NA |  | 5565.06 | Yes | 14.99 | 77626.11 | XXXX | XXXX | 60.0 | 60 | 60 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8 | 8.0 | 3852.26 | 3852.26 | 1225.8 | 5178.06 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.0 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 105917.11 | 10070 | 3 | 258000 | 177 | 8 | 0.13599933155080213 | 9 | No | N/A | Manual Underwriting | 15416.4 | 8.203 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx4382 |  | XXXX | 549300R77W0P105C3S50-2000014382-57 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 777 | 738 | 777 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 143.39 | 364811.15 | XXXX | XXXX | 73.94 | 73.94 | 73.94 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1702.58 | 1702.57 |  | 2544.23 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 48 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 320 |  |  | 6.3 | No | n/a | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx4487 |  | XXXX | 549300R77W0P105C3S50-2000014487-33 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 712 | 725 | 680 | 712 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 50.92 | 99760.04 | XXXX | XXXX | 58.6 | 58.6 | 58.6 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1520.32 | 1520.31 |  | 1959.34 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 133 |  |  | 8 | No | n/a | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx4602 |  | XXXX | 549300R77W0P105C3S50-2000014602-76 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 753 | 753 | 746 | 753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 44.49 | 101180.36 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1915.82 | 1915.82 |  | 2339.98 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 118 |  |  | 0.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx4476 |  | XXXX | 549300R77W0P105C3S50-20000014476-66 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 787 | 791 | 783 | 787 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 85.25 | 93109.25 | XXXX | XXXX | 75.38 | 75.38 | 75.38 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 738.46 | 738.46 |  | 1092.13 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 260 |  |  | 4.17 | No | NA | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0166 |  | XXXX | 549300XR0EY1M0FVG23221082600020 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 723 | 757 | 688 | 723 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 20.01 | 24.83 | 59022.09 |  |  |  | 59022.09 | Employed |  |  |  | 1 |  |  |  | NA |  | 15466.15 | Yes | 70.51 | 794745.39 | XXXX | XXXX | 87.66 | 87.66 | 87.66 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.5 | 8.5 | 10617.92 | 11526.01 | 937.14 | 11555.06 | XXXX | Fixed | 360 | 480 | XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 31920 | 2 | 134766 | 447 | 6 | 0.07455765710799268 | 1.08 | No | N/A | Manual Underwriting | 43946.64 | 8.706 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx4301 |  | XXXX | 549300R77W0P105C3S50-2000014301-09 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 785 | 797 | 785 | 782 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 5.03 | 9.88 | 45499 |  |  |  | 45499 | Employed |  |  |  | 48 |  |  |  | NA |  | 4493.2 | Yes | 14.45 | 34489.96 | XXXX | XXXX | 79.59 | 79.59 | 79.59 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 1330.24 | 1330.24 |  | 2386.36 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 | 20000 | 166 | 9 | 0.035375 | 3.42 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx4919 |  | XXXX | 549300R77W0P105C3S50-2000014919-95 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 635 | 652 | 632 | 635 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 90.77 | 91370.82 | XXXX | XXXX | 52.63 | 52.63 | 52.63 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 673.72 | 673.72 |  | 1006.59 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 417 |  |  | 3.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0337 |  | XXXX | 549300R77W0P105C3S50-2000010337-67 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 740 | 740 | 687 | 748 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 3.01 | 6372.53 | XXXX | XXXX | 60 | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.999 | 5.999 | 1554.08 | 1554.08 |  | 2516.05 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 48 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 205 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0342 |  | XXXX | 549300KX4S1573HISS222202205034237 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 792 | 794 | 792 | 786 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9828.31 | Yes | 30.3 | 211862.15 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 4984.38 | 5242.19 |  | 6332.13 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | Yes | AE | xxxxxx7292 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 343 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0327 |  | XXXX | 549300KX4S1573HISS222202205032782 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 796 | 796 | 826 | 784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 125 | No | 61.65 | 109936.5 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1511.14 | 1511.14 | 0 | 1783.16 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 2% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 3814.76 | 2 |  | 302 |  |  | 17.91 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0019 |  | XXXX | 549300KX4S1573HISS222202205001936 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 736 | 752 | 736 | 667 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 23.03 | 26.56 | 150000 |  |  |  | 150000 | Employed |  |  |  | 42 |  |  |  | NA |  | 39842.69 | Yes | 32.63 | 875651.96 | XXXX | XXXX | 68.79 | 68.79 | 68.79 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.95 | 6.95 | 23108.75 | 30814.79 | 3195.9 | 26834.65 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 875651.96 | 46182.5 | 1 | 80000 | 402 | 7 | 0.0633125 | 4 | No | N/A | Manual Underwriting | 118099.46 | 7.054 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9281 |  | XXXX | 549300MQDQ3TUIDR0R90C40100928133 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 731 | 731 | 706 | 764 | XXXX | XXXX | xxxxx7803 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 796 | 796 | 795 | 807 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 10.91 | 39.57 | 23880 |  |  |  | 23880 | Employed | Not Employed |  |  | 8 |  |  |  | 2 YRS | 0 | 9449.63 | No | 130.87 | 398980.94 | XXXX | XXXX | 44.32 | 44.32 | 44.32 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 2831.77 | 2831.77 | 0 | 3048.7 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 394493.22 | 5165 | 2 | 60000 | 436 | 32 | 0.21712096787782453 | 9.8 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0310 |  | XXXX | 549300R77W0P105C3S50-2000010310-51 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 650 | 653 | 650 | 642 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 783 | 799 | 781 | 783 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 16.44 | 25.34 | 57315 |  |  |  | 57315 | Employed | Not Employed |  |  | 30 | 0 |  |  | 1 YR |  | 14521.64 | Yes | 58.62 | 552254.19 | XXXX | XXXX | 77.53 | 77.53 | 77.53 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 7843.81 | 7843.81 | 1464.83 | 9420.64 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 17083.5 | 1 | 20000 | 418 | 4 | 0.11435247797932983 | 3 | No | N/A | Manual Underwriting | 36189.77 | 6.765 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0204 |  | XXXX | 549300KX4S1573HISS222202204020490 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 761 | 769 | 728 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1312.6 | Yes | 140.62 | 759284.45 | XXXX | XXXX | 60.0 | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 4455 | 4455 | 944.59 | 5399.59 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 759284.45 | 19115 | 2 |  | 377 |  |  | 8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8054 |  | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 716 | 716 | 695 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 45.22 | 46.39 | 2223 |  |  |  | 2223 | Employed |  |  |  | 29.66 |  |  |  | 2 YRS |  | 1031.21 | Yes | 49.07 | 53160.56 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 781.52 | 781.51 | 168.71 | 1005.22 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 3540 | 1 | 7000 | 400 | 2 | 0.004625 | 6 | No | N/A | Manual Underwriting | 3353.01 | 7.496 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9431 |  | XXXX | 549300MQDQ3TUIDR0R90C10100943121 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 777 | 781 | 777 | 744 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6341 | Yes | 131.91 | 459939.9 | XXXX | XXXX | 73.48 | 72.39 | 72.39 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.75 | 5.75 | 2323.96 | 2323.96 |  | 3486.87 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -427 | 660000 | Yes | AO | xxxxxx7213 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 224 |  |  | 0 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9577 |  | XXXX | 549300MQDQ3TUIDR0R90C10100957768 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 742 | 745 | 720 | 742 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4511 | Yes | 12.05 | 56942.48 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 3790.05 | 3790.05 |  | 4725.8 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 124 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9657 |  | XXXX | 549300MQDQ3TUIDR0R90C10100965722 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 770 | 761 | 771 | 770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 45.65 | 46.2 | 6270 |  |  |  | 6270 | Employed |  |  |  | 3 |  |  |  | 2 YRS | 0 | 2896.52 | Yes | 4.95 | 14171.53 | XXXX | XXXX | 45.85 | 45.85 | 45.85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 2438.73 | 2438.73 | 423.79 | 2862.52 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 42468.76 | 12775 | 1 | 37517 | 83 | 5 | 0.14269005847953217 | 2 | No | N/A | Manual Underwriting | 11151.57 | 6.838 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9561 |  | XXXX | 549300MQDQ3TUIDR0R90C10100956119 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 703 | 703 | 664 | 734 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MD | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 30.23 | 35.95 | 11563 |  |  |  | 11563 | Employed |  |  |  | 3 |  |  |  | 1 YR |  | 4157.38 | Yes | 18.71 | 65381.81 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 2568.59 | 2568.59 | 462.04 | 3495.38 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10472.5 | 1 | 6474 | 56 | 9 | 0.10532110091743119 | 1 | No |  | Manual Underwriting | 11604.52 | 6.956 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9872 |  | XXXX | 549300MQDQ3TUIDR0R90C10100987256 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | true | XXXX | 759 | 701 | 759 | 759 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | HI | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 32.52 | 32.69 | 20491.01 |  |  |  | 20491.01 | Employed |  |  |  | 8.4 |  |  |  | NA |  | 6697.91 | Yes | 71.72 | 477845.59 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 6207.98 | 6207.98 | 454.93 | 6662.91 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 21576.25 | 1 | 100000 | 210 | 15 | 0.010700315283306542 | 2 | No | N/A | Manual Underwriting | 28086.53 | 6.940 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9361 |  | XXXX | 549300MQDQ3TUIDR0R90C10100936137 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 729 | 731 | 669 | 729 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 7.75 | 21.99 | 154538 |  |  |  | 154538 | Employed |  |  |  | 19.91 |  |  |  | NA |  | 33987.17 | Yes | 23.97 | 252290.37 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 8287.5 | 9732.37 | 2239.18 | 10526.67 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 28795 | 3 | 40000 | 490 | 6 | 0.1723391812865497 | 6 | No | N/A | Manual Underwriting | 46522.13 | 6.400 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9909 |  | XXXX | 549300MQDQ3TUIDR0R90C10100990942 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | false | XXXX | 689 | 684 | 727 | 689 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 38.07 | 41.48 | 8308 |  |  |  | 8308 | Employed |  |  |  | 3.5 |  |  |  | 2 YRS |  | 3446.46 | Yes | 38.53 | 121854.22 | XXXX | XXXX | 69.57 | 69.57 | 69.57 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 2694.87 | 2694.87 | 467.59 | 3162.46 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 121854.22 | 7495 | 2 | 23000 | 214 | 3 | 0.6445743685687558 | 17 | No | N/A | Manual Underwriting | 11737.35 | 7.321 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9993 |  | XXXX | 549300MQDQ3TUIDR0R90C10100999381 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 697 | 697 | 688 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1327 | Yes | 71.01 | 286404.17 | XXXX | XXXX | 60.49 | 60.49 | 60.49 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 3510.42 | 3510.42 |  | 4033.29 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 235 |  |  | 14 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9824 |  | XXXX | 549300MQDQ3TUIDR0R90C10100982406 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 760 | 780 | 740 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1643 | Yes | 54.92 | 146912.76 | XXXX | XXXX | 50.9 | 50.9 | 50.9 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1984.96 | 1984.96 |  | 2675.19 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 48 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 324 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9571 |  | XXXX | 549300MQDQ3TUIDR0R90C10100957186 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 729 | 768 | 724 | 729 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 259 | Yes | 13.5 | 36450.11 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1849.22 | 1849.22 |  | 2700.07 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -494 |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 190 |  |  | 8 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9865 |  | XXXX | 549300MQDQ3TUIDR0R90C10100986577 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 771 | 781 | 767 | 771 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 7.99 | 16.37 | 106446 |  |  |  | 106446 | Employed |  |  |  | 8.5 |  |  |  | 2 YRS |  | 17421.74 | No | 14.32 | 121766.14 | XXXX | XXXX | 81.54 | 81.54 | 81.54 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 6963.45 | 6963.45 | 0 | 8501.74 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 20045 | 4 | 33937 | 152 | 9 | 0.041903225806451616 | 2 | No | N/A | Manual Underwriting | 31556.2 | 6.924 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9895 |  | XXXX | 549300MQDQ3TUIDR0R90C10100989584 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 796 | 796 | 785 | 799 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | LA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4562 | Yes | 145.15 | 211786.18 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1216.12 | 1216.12 |  | 1459.12 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -18 | 201500 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 7 |  | 215 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0066 |  | XXXX | 549300MQDQ3TUIDR0R90C10101006656 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 744 | 744 | 769 | 738 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3954.63 | Yes | 223.15 | 484386.7 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1495.83 | 1495.83 |  | 2170.63 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 1% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -909 | 280000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 242 |  |  | 10.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9920 |  | XXXX | 549300MQDQ3TUIDR0R90C10100992009 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 702 | 704 | 694 | 702 | XXXX | XXXX | xxxxx3180 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 785 | 785 | 796 | 773 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4163 | Yes | 260.54 | 257117.27 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 792.87 | 792.87 |  | 986.86 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -391 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 263 |  |  | 18 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8676 |  | XXXX | 549300MQDQ3TUIDR0R90C10100867655 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 677 | 677 | 686 | 665 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1347.06 | Yes | 51.28 | 101990.73 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1467.58 | 1467.58 |  | 1949.58 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -996 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 247 |  |  | 1.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0019 |  | XXXX | 549300MQDQ3TUIDR0R90C10101001903 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 720 | 720 | 725 | 717 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1343 | No | 49.45 | 188834.57 | XXXX | XXXX | 73.17 | 73.17 | 73.17 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 3108.04 | 3108.04 |  | 3818.41 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 191 |  |  | 1 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8607 |  | XXXX | 549300MQDQ3TUIDR0R90C10100860768 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 719 | 727 | 719 | 715 | XXXX | XXXX | xxxxx4383 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 729 | 726 | 735 | 729 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 41.54 | 52.79 | 2789 | 1194 |  |  | 3983 | Employed | Employed |  |  | 46.25 |  |  |  | 2 YRS |  | 2102.68 | No | 47.26 | 80752.1 | XXXX | XXXX | 40.68 | 40.68 | 40.68 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 943.95 | 943.95 | 0 | 1654.68 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -352 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 2254.5 | 1 | 7676 | 583 | 6 | 0.27763289100253125 | 0.25 | No | N/A | Manual Underwriting | 4468.75 | 7.146 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0006 |  | XXXX | 549300KX4S1573HISS222202205000675 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 677 | 699 | 677 | 625 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 49.29 | 49.29 | 37347 |  |  |  | 37347 | Employed |  |  |  | 10 |  |  |  | NA |  | 18408.82 | Yes | 47.23 | 775570.76 | XXXX | XXXX | 52.32 | 52.32 | 52.32 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.99 | 6.99 | 14096.5 | 16084.07 | 2266.75 | 16421.25 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 768511.92 | 25495 | 2 | 100 | 216 | 1 | 0 | 10 | No | N/A | Manual Underwriting | 71398.16 | 7.076 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9750 |  | XXXX | 549300MQDQ3TUIDR0R90C10100975034 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 781 | 788 | 781 | 779 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9787.67 | Yes | 113.78 | 511521.81 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 4143.75 | 4143.75 |  | 4495.67 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 9 |  | 186 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9753 |  | XXXX | 549300MQDQ3TUIDR0R90C10100975325 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 798 | 793 | 799 | 798 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4670 | Yes | 13.69 | 55285.49 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 3406.45 | 3406.45 |  | 4039.73 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1009 | 565000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 320 |  |  | 0 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9885 |  | XXXX | 549300MQDQ3TUIDR0R90C10100988517 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | true | XXXX | 641 | 664 | 603 | 641 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OR | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 26.59 | 44.3 | 25531 |  |  |  | 25531 | Employed |  |  |  | 3.08 |  |  |  | NA |  | 11310.55 | Partial | 63.94 | 434130.43 | XXXX | XXXX | 74.19 | 74.19 | 74.19 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 7.25 | 7.25 | 5491.52 | 5491.52 | 1247.33 | 6789.85 | XXXX | ARM | 360 | 360 | XXXX | 4.5 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.8809 | 2 | 1 | 5.25 | 4.5 | 9.25 | 12.25 | 08-01-2027 | 09-01-2027 | 6 | 6 | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 18390 | 1 | 167940 | 178 | 12 | 0.47417558886509636 | 2 | No | N/A | Manual Underwriting | 23549.39 | 6.266 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9543 |  | XXXX | 549300MQDQ3TUIDR0R90C10100954373 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 743 | 745 | 743 | 742 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 26945.47 | Yes | 35.08 | 44918.28 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 998.19 | 998.19 |  | 1280.44 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 129 |  |  | 1.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9683 |  | XXXX | 549300MQDQ3TUIDR0R90C10100968341 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 781 | 788 | 781 | 779 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5292 | Yes | 84.93 | 554780.98 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 6056.25 | 6056.25 |  | 6531.83 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -442 | 140000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 7 |  | 186 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9959 |  | XXXX | 549300MQDQ3TUIDR0R90C1010095986 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 781 | 781 | 801 | 766 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2450.15 | No | 21.13 | 24707.25 | XXXX | XXXX | 55.76 | 55.76 | 55.76 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 972.9 | 972.9 |  | 1169.15 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 262 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9726 |  | XXXX | 549300MQDQ3TUIDR0R90C10100972609 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | true | XXXX | 768 | 802 | 768 | 755 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 29.66 | 29.66 | 15000 |  |  |  | 15000 | Employed |  |  |  | 3.08 |  |  |  | 2 YRS |  | 4448.4 | Yes | 39.28 | 174723.44 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 3668.03 | 3668.03 | 780.37 | 4448.4 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.75 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13015 | 1 | 3800 | 56 | 2 | 0 | 3 | No | N/A | Manual Underwriting | 14830.89 | 8.089 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8865 |  | XXXX | 549300MQDQ3TUIDR0R90C10100886570 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 710 | 678 | 710 | 731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 20.17 | 44.35 | 39774 |  |  |  | 39774 | Employed |  |  |  | 6 |  |  |  | 2 YRS |  | 17641.25 | Yes | 12.75 | 102277.94 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 6700.67 | 6700.67 | 1073.57 | 8021.25 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -403 | 1010000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 102277.94 | 22545 | 2 | 132502 | 208 | 8 | 0.3545263157894737 | 0.75 | No | N/A | Manual Underwriting | 30195.96 | 6.985 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9980 |  | XXXX | 549300MQDQ3TUIDR0R90C10100998023 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | true | XXXX | 809 | 809 | 814 | 792 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 18.54 | 23.39 | 19204 |  |  |  | 19204 | Employed |  |  |  | 2 |  |  |  | 2 YRS |  | 4491.7 | No | 22.46 | 79962.5 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 2475.05 | 2475.05 | 0 | 3559.7 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | B |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 12330 | 1 | 23980 | 181 | 3 | 0.08005 | 0.4 | No | N/A | Manual Underwriting | 11368.04 | 6.798 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0056 |  | XXXX | 549300MQDQ3TUIDR0R90C22901005697 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 759 | 759 | 797 | 736 | XXXX | XXXX | xxxxx4557 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 757 | 756 | 788 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 24.93 | 49.62 | 16708 | 6900 |  |  | 23608 | Employed | Employed |  |  | 3.91 | 8.41 |  |  | 2 YRS |  | 11714.05 | Yes | 35.5 | 232232 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 5595.55 | 5595.55 | 1707.24 | 7302.78 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -580 | 517000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 18495 | 2 | 20800 | 197 | 3 | 0.19581632653061223 | 1 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8848 |  | XXXX | 549300MQDQ3TUIDR0R90C10100884824 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 753 | 753 | 754 | 728 | XXXX | XXXX | xxxxx6891 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 763 | 784 | 763 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 39.49 | 45.6 | 11086.46 | 6748.15 |  |  | 17834.61 | Employed | Employed |  |  | 27.16 | 36.16 |  |  | NA |  | 8133.15 | No | 4.17 | 25877.04 | XXXX | XXXX | 45.68 | 45.68 | 45.68 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.99 | 5.99 | 4217.96 | 5060.77 | 0 | 6199.34 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.99 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1533 | 856000 | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 7029.75 | 5 | 23533 | 339 | 10 | 0.08706710753537436 | 14 | No | N/A | Manual Underwriting | 25032.37 | 6.067 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9912 |  | XXXX | 549300MQDQTUIDR0R90C10100991233 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 693 | 693 | 696 | 641 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 34.15 | 37.51 | 18189 |  |  |  | 18189 | Employed |  |  |  | 8 |  |  |  | 2 YRS |  | 6822.15 | Yes | 29.85 | 185422 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 4807.35 | 4807.35 | 832.72 | 6212.15 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.25 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 15793 | 1 | 3785 | 117 | 4 | 0.29843077350368 | 1 | No | N/A | Manual Underwriting | 19039.17 | 8.311 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0140 |  | XXXX | 549300MQDQ3TUIDR0R90C10101014028 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 792 | 796 | 755 | 792 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3015.6 | Yes | 14.6 | 39564.83 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 2156.59 | 2156.59 |  | 2709.05 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 242 |  |  | 1.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9767 |  | XXXX | 549300MQDQ3TUIDR0R90C10100976780 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | true | XXXX | 709 | 617 | 709 | 721 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.23 | 44.27 | 16820 |  |  |  | 16820 | Employed |  |  |  | 12.5 |  |  |  | 2 YRS |  | 7445.6 | Yes | 43.57 | 243528.71 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 4640.44 | 4640.44 | 949.16 | 5589.6 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.875 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -12180 | 175000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 15895 | 1 | 84536 | 126 | 2 | 0.04 | 5 | No | N/A | Manual Underwriting | 18586.58 | 8.189 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0084 |  | XXXX | 549300MQDQ3TUIDR0R90C10101008402 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 723 | 731 | 712 | 723 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 33.04 | 43.04 | 6800 |  |  |  | 6800 | Employed |  |  |  | 10.5 |  |  |  | 2 YRS |  | 2926.85 | Yes | 52.76 | 118549.58 | XXXX | XXXX | 46.55 | 46.55 | 46.55 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 1773.71 | 1773.71 | 473.15 | 2246.85 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 118549.58 | 8920 | 1 | 6900 | 134 | 6 | 0.4449197860962567 | 15.16 | No | N/A | Manual Underwriting | 7795.18 | 7.231 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0186 |  | XXXX | 549300MQDQ3TUIDR0R90C10101018684 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 747 | 744 | 747 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 40.33 | 43.84 | 8211 |  |  |  | 8211 | Employed |  |  |  | 3.50 |  |  |  | 2 YRS |  | 3599.56 | Yes | 91.71 | 303706.16 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 2801.17 | 2801.17 | 510.59 | 3311.76 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.75 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11270 | 1 | 14000 | 43 | 10 | 0.046144 | 3.33 | No | N/A | Manual Underwriting | 11659.9 | 7.788 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9497 |  | XXXX | 549300MQDQ3TUIDR0R90C10100949717 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 730 | 730 | 730 | 754 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 996 | Yes | 35.06 | 118918.1 | XXXX | XXXX | 65.19 | 65.19 | 65.19 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 2781.1 | 2781.1 |  | 3391.88 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.5 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -354 |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 301 |  |  | 7.8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9313 |  | XXXX | 549300MQDQ3TUIDR0R90C10100931384 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 749 | 759 | 749 | 731 | XXXX | XXXX | xxxxx5986 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 732 | 729 | 750 | 732 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4928.26 | Yes | 37.61 | 58328.95 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 898.44 | 898.44 |  | 1461.25 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 127 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9693 |  | XXXX | 549300MQDQ3TUIDR0R90C10100969311 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 804 | 807 | 804 | 782 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Lender Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1116.22 | No | 3.92 | 5556.43 | XXXX | XXXX | 54.55 | 54.55 | 54.55 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 960.47 | 960.47 |  | 1416.91 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 248 |  |  | 16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9761 |  | XXXX | 549300MQDQ3TUIDR0R90C10100976198 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 793 | 780 | 807 | 793 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 11.85 | 35.69 | 45840 |  |  |  | 45840 | Employed |  |  |  | 7.33 |  |  |  | NA |  | 16360.06 | Yes | 9.48 | 60439.59 | XXXX | XXXX | 58.0 | 58 | 58 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 3524.14 | 3524.14 | 1552.82 | 6376.95 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AH | xxxxxxxxxx4700 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7295 | 3 | 75465 | 343 | 10 | 0.044058265582655826 | 5 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9931 |  | XXXX | 549300MQDQ3TUIDR0R90C10100993173 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 784 | 784 | 768 | 788 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4621.09 | Yes | 71.02 | 132973.84 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1247.74 | 1247.74 |  | 1872.43 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 129 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9903 |  | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 682 | 682 | 668 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 44.83 | 48.89 | 20416.67 | 166.5 |  |  | 20583.17 | Employed |  |  |  | 21.75 |  |  |  | 2 YRS |  | 10063.99 | Yes | 90.98 | 839570.54 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 8121.94 | 8121.93 | 856.17 | 9228 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1104 | 747656 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 36915 | 2 | 26720 | 190 | 4 | 0.32208384298899145 | 2 | No | N/A | Manual Underwriting | 33224.46 | 7.969 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0143 |  | XXXX | 549300MQDQ3TUIDR0R90C10101014319 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 722 | 722 | 697 | 811 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 9.08 | 47.69 | 50114 |  |  |  | 50114 | Employed |  |  |  | 3.25 |  |  |  | NA |  | 23898.65 | No | 62.03 | 764193.83 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 7408.8 | 10014.91 | 0 | 12319.25 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 24544.6 | 2 | 218543 | 204 | 5 | 0.03876288659793815 | 3.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx6525 |  | XXXX | 549300MQDQ3TUIDR0R90C20200652573 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 700 | 700 | 658 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 26.3 | 32.96 | 42712 |  |  |  | 42712 | Employed |  |  |  | 3 |  |  |  | 2 YRS |  | 14077.88 | Yes | 41.9 | 470582.8 | XXXX | XXXX | 89.9 | 89.9 | 89.9 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 9496.78 | 9496.78 | 1735.1 | 11231.88 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 49990 | 2 | 46318 | 106 | 13 | 0.21440475327874792 | 1 | No | N/A | Manual Underwriting | 39633.08 | 7.772 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0178 |  | XXXX | 549300MQDQ3TUIDR0R90C10101017811 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 796 | 796 | 822 | 777 | XXXX | XXXX | xxxxx3523 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 799 | 799 | 807 | 773 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 121 | No | 146.64 | 251921.19 | XXXX | XXXX | 33.44 | 33.44 | 33.44 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1408.07 | 1408.07 |  | 1717.95 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 1 |  | 392 |  |  | 2.11 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9932 |  | XXXX | 549300MQDQ3TUIDR0R90C10100993270 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 697 | 660 | 697 | 753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 40.43 | 41.04 | 7256 |  |  |  | 7256 | Employed |  |  |  | 6 |  |  |  | 2 YRS |  | 2977.86 | Yes | 148.24 | 434923.32 | XXXX | XXXX | 53.39 | 53.39 | 53.39 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 2148.86 | 2148.86 | 700 | 2933.86 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 6220 | 1 | 19888 | 81 | 1 | 0.2866 | 5 | No | N/A | Manual Underwriting | 9228.81 | 7.473 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0071 |  | XXXX | 549300MQDQ3TUIDR0R90C10101007141 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 674 | 744 | 666 | 674 | XXXX | XXXX | xxxxx3226 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 667 | 639 | 667 | 675 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 41.56 | 50.4 | 3055 | 496 |  |  | 3551 | Employed | Employed |  |  | 2.83 | 1.41 |  |  | 2 YRS |  | 1789.86 | Yes | 11.19 | 16514.25 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 1264.77 | 1264.77 | 211.09 | 1475.86 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 7852.5 | 1 | 19205 | 185 | 6 | 0.4544799279207128 | 17.16 | No | N/A | Manual Underwriting | 5607.84 | 7.154 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9974 |  | XXXX | 549300MQDQ3TUIDR0R90C10100997441 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 673 | 683 | 668 | 673 | XXXX | XXXX | xxxxx6778 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 679 | 660 | 688 | 679 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2508 | Yes | 74.71 | 163435.1 | XXXX | XXXX | 78.02 | 78.02 | 78.02 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 1697.15 | 1697.15 |  | 2187.56 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 2% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 272 |  |  | 21 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0070 |  | XXXX | 549300MQDQ3TUIDR0R90C10101007044 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 767 | 769 | 767 | 765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 5744 | Yes | 130.53 | 341074.7 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 2162.43 | 2162.43 |  | 2612.97 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -2213 | 280000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 186 |  |  | 2.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0221 |  | XXXX | 549300MQDQ3TUIDR0R90C10101022176 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 694 | 659 | 694 | 697 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2580.04 | Yes | 49.59 | 86776.61 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.25 | 8.25 | 1408.62 | 1408.62 |  | 1749.8 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 274 |  |  | 3.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0181 |  | XXXX | 549300MQDQ3TUIDR0R90C10101018102 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 800 | 793 | 820 | 800 | XXXX | XXXX | xxxxx8694 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 799 | 799 | 813 | 795 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4341 | Yes | 338.99 | 727357.23 | XXXX | XXXX | 21.16 | 21.16 | 21.16 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1313.86 | 1313.86 |  | 2145.64 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 551 |  |  | 1.67 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9969 |  | XXXX | 549300MQDQ3TUIDR0R90C10100996956 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 713 | 705 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 46.58 | 47.4 | 29166.66 |  |  |  | 29166.66 | Employed |  |  |  | 1.58 |  |  |  | 2 YRS |  | 13825.5 | Yes | 10.27 | 139560.76 | XXXX | XXXX | 69.09 | 69.09 | 69.09 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 11807.19 | 11807.19 | 1479.02 | 13586.23 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 82082.72 | 59895 | 1 | 500000 | 209 | 7 | 0.44573368960142506 | 6.08 | No | N/A | Manual Underwriting | 55126.3 | 7.277 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9825 |  | XXXX | 549300MQDQ3TUIDR0R90C10100982503 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 756 | 754 | 761 | 756 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 21.72 | 23.6 | 30000 |  |  |  | 30000 | Employed |  |  |  | 3.58 |  |  |  | 2 YRS |  | 7080.71 | No | 24.27 | 158137.92 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 5429.07 | 5429.07 | 0 | 6515.71 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.875 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13385.4 | 1 | 18604 | 41 | 5 | 0.024141689373297002 | 0.91 | No | N/A | Manual Underwriting | 21940.94 | 8.110 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9700 |  | XXXX | 549300MQDQ3TUIDR0R90C10100970087 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 753 | 720 | 756 | 753 | XXXX | XXXX | xxxxx1112 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 771 | 771 | 748 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.01 | 29.51 | 51682.61 |  |  |  | 51682.61 | Employed | Employed |  |  | 9.33 | 12.08 |  |  | 2 YRS |  | 15253.14 | Yes | 230.12 | 3212114.82 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.99 | 6.99 | 11581.2 | 11581.2 | 2377.35 | 13958.53 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.99 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 49413.75 | 1 | 43022 | 466 | 7 | 0.1542349347403499 | 1.50 | No | N/A | Manual Underwriting | 51587.99 | 7.110 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9859 |  | XXXX | 549300MQDQ3TUIDR0R90C10100985995 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 785 | 785 | 780 | 803 | XXXX | XXXX | xxxxx4773 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 773 | 775 | 773 | 767 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 41.21 | 48.89 | 11013 | 4439 |  |  | 15452 | Employed | Employed |  |  | 4.41 | 3.5 |  |  | NA |  | 7555.22 | Partial | 34.3 | 194178.41 | XXXX | XXXX | 74.73 | 74.73 | 74.73 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 4623.76 | 5331.48 | 930.59 | 5660.5 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -242 | 760000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 116022.5 | 11770 | 1 | 64992 | 274 | 12 | 0.011151736745886655 | 0.58 | No | N/A | Manual Underwriting | 24238.06 | 6.886 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0063 |  | XXXX | 549300MQDQ3TUIDR0R90C10101006365 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 755 | 752 | 779 | 755 | XXXX | XXXX | xxxxx0522 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 787 | 787 | 795 | 773 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8025.86 | Yes | 37.82 | 197658.03 | XXXX | XXXX | 69.79 | 69.79 | 69.79 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 4050.96 | 4050.96 |  | 5225.87 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 537 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0203 |  | XXXX | 549300MQDQ3TUIDR0R90C10101020333 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 763 | 747 | 763 | 766 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 36.36 | 43.8 | 12707 |  |  |  | 12707 | Employed |  |  |  | 12.08 |  |  |  | 2 YRS |  | 5565.34 | No | 15.35 | 70924.63 | XXXX | XXXX | 73.93 | 73.93 | 73.93 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 3976.33 | 3976.33 | 0 | 4620.36 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13915 | 1 | 25245 | 243 | 12 | 0.0004816458526851756 | 3.83 | No | N/A | Manual Underwriting | 18525.39 | 6.671 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0174 |  | XXXX | 549300MQDQ3TUIDR0R90C10101017423 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 738 | 736 | 815 | 738 | XXXX | XXXX | xxxxx8116 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 738 | 695 | 756 | 738 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 22.02 | 47.2 | 32281.56 |  |  |  | 32281.56 | Employed | Employed |  |  | 7.5 | 7.5 |  |  | NA |  | 15236.56 | Yes | 77.85 | 711148.72 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 7491.67 | 8310.38 | 1642.68 | 9134.35 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.75 |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 24695 | 8 | 19155 | 327 | 6 | 0.21750163719711854 | 19.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0126 |  | XXXX | 549300MQDQ3TUIDR0R90C23101012616 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 735 | 735 | 774 | 719 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 7.14 | 40.92 | 57717 |  |  |  | 57717 | Employed |  |  |  | 3 |  |  |  | NA |  | 23615.11 | Yes | 43.26 | 389581.82 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 7570.31 | 9980.95 | 1436.18 | 9006.49 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 269634.7 | 48703.75 | 4 | 85561 | 516 | 12 | 0.1310634982469809 | 23 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0022 |  | XXXX | 549300MQDQ3TUIDR0R90C10101002291 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 665 | 665 | 652 | 698 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 11506.28 | Yes | 388.65 | 504531.29 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1035.84 | 1035.84 |  | 1298.15 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -715 | 46800 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 246 |  |  | 7.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0024 |  | XXXX | 549300MQDQ3TUIDR0R90C10101002485 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 707 | 713 | 693 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 22.49 | 23.34 | 22015 |  |  |  | 22015 | Employed |  |  |  | 25.08 |  |  |  | 2 YRS |  | 5138.21 | Yes | 35.08 | 173719.27 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 4145.93 | 4145.93 | 806.3 | 4952.23 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 7572.5 | 1 | 25000 | 245 | 9 | 0.04451764950977201 | 2 | No | N/A | Manual Underwriting | 18172.96 | 7.273 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9884 |  | XXXX | 549300MQDQ3TUIDR0R90C10100988420 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 665 | 709 | 651 | 665 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 23.86 | 27.8 | 20396 |  |  |  | 20396 | Employed |  |  |  | 15 |  |  |  | NA |  | 5670.95 | Yes | 55.35 | 210919.88 | XXXX | XXXX | 49.99 | 49.99 | 49.99 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 3207.75 | 4263.37 | 602.58 | 3810.33 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 210919.88 | 11118.25 | 1 | 9800 | 307 | 16 | 0.5518132975151108 | 16 | No | N/A | Manual Underwriting | 16129.96 | 7.192 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0163 |  | XXXX | 549300MQDQ3TUIDR0R90C10101016356 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 736 | 730 | 742 | 736 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 36.75 | 37.45 | 9250 |  |  |  | 9250 | Employed |  |  |  | 3.66 |  |  |  | 2 YRS |  | 3464.26 | Yes | 63.15 | 214674.75 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 2779.09 | 2779.09 | 620.17 | 3399.26 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 5620 | 1 | 10600 | 60 | 5 | 0.07613686861205747 | 6.5 | No | N/A | Manual Underwriting | 12124.6 | 7.321 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9754 |  | XXXX | 549300MQDQ3TUIDR0R90C10100975422 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 752 | 737 | 752 | 754 | XXXX | XXXX | xxxxx2903 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 725 | 703 | 791 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10241.72 | Yes | 114.29 | 228480.77 | XXXX | XXXX | 44.71 | 44.71 | 44.71 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1216.59 | 1216.59 |  | 1999.07 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 1 |  | 147 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0421 |  | XXXX | 549300MQDQ3TUIDR0R90C10101042158 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 784 | 794 | 784 | 784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4077 | Yes | 41.96 | 136028.5 | XXXX | XXXX | 79.21 | 79.21 | 79.21 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9 | 9.0 | 3000 | 3000 |  | 3241.79 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 9.0 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 202 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9732 |  | XXXX | 549300MQDQ3TUIDR0R90C10100973288 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 665 | 665 | 663 | 686 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 17.4 | 20.5 | 16187.5 |  |  |  | 16187.5 | Employed |  |  |  | 17.08 |  |  |  | NA |  | 3317.83 | Yes | 8.39 | 21111.06 | XXXX | XXXX | 51.85 | 51.85 | 51.85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 1968.75 | 2270.09 | 1004.06 | 2515.49 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 21111.06 | 9370 | 1 | 18400 | 206 | 8 | 0.014711538461538462 | 12 | No | N/A | Manual Underwriting | 10166.1 | 7.012 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9208 |  | XXXX | 549300MQDQ3TUIDR0R90C10100920811 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 769 | 767 | 789 | 769 | XXXX | XXXX | xxxxx8891 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 756 | 730 | 756 | 759 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 558 | Yes | 16.19 | 40846.72 | XXXX | XXXX | 60.95 | 60.95 | 60.95 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 1695.53 | 1695.53 |  | 2523.61 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 391 |  |  | 21 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0361 |  | XXXX | 549300MQDQ3TUIDR0R90C10101036144 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 785 | 785 | 788 | 770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1967 | No | 17.16 | 151621.96 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.75 | 9.75 | 7373.44 | 7373.44 |  | 8837.19 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 9.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | No | XXXX | 5-10 Unit Multi-Family | 5 | XXXX | XXXX | Other | XXXX | XXXX | Other | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 164 |  |  | 9 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9849 |  | XXXX | 549300MQDQ3TUIDR0R90C10100984928 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 772 | 777 | 772 | 754 | XXXX | XXXX | xxxxx9725 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 799 | 799 | 839 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 10.86 | 38.24 | 116220 |  |  |  | 116220 | Employed | Not Employed |  |  | 7.41 |  |  |  | NA |  | 44447.79 | Yes | 49.26 | 621840.38 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 10239.5 | 10239.5 | 2380.16 | 12623.83 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.5 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 13645 | 6 | 25835 | 403 | 12 | 0.12911039657020365 | 28 | No | N/A | Manual Underwriting | 47970.48 | 6.619 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9956 |  | XXXX | 549300MQDQ3TUIDR0R90C10100995695 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 713 | 711 | 713 | 717 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 9.58 | 50738.99 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 7.25 | 7.25 | 3932.36 | 3932.36 |  | 5297.95 | XXXX | ARM | 360 | 360 | XXXX | 6 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 1.0397 | 2 | 1 | 6 | 6 | 9.25 | 12.25 | 08-01-2027 | 09-01-2027 | 6 | 6 | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 0 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0034 |  | XXXX | 549300MQDQ3TUIDR0C22001003419 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 713 | 725 | 699 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 20.91 | 28.53 | 18687 |  |  |  | 18687 | Employed |  |  |  | 25.08 |  |  |  | NA |  | 5331.36 | Yes | 23.4 | 40025.02 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 980.1 | 980.1 | 246.26 | 1710.62 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.125 |  |  |  |  |  |  | No | 0 | No | No | false | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4730 | 2 | 15000 | 72 | 19 | 0.047771866114911465 | 35 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9915 |  | XXXX | 549300MQDQ3TUIDR0R90C10100991524 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 760 | 776 | 742 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 955 | Yes | 108.98 | 306567.76 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1893.91 | 1893.91 |  | 2697.68 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -625 | 189000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 309 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0393 |  | XXXX | 549300MQDQ3TUIDR0R90C10101039345 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 796 | 796 | 782 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 412.8 | Yes | 58.31 | 65818.16 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 959.06 | 959.06 |  | 1128.85 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 194 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9464 |  | XXXX | 549300MQDQ3TUIDR0R90C10100946419 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 775 | 775 | 743 | 779 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7090.88 | Yes | 72.84 | 413771.42 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8 | 8.0 | 3745 | 3745 |  | 5680.88 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.0 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | No | XXXX | 5-10 Unit Multi-Family | 6 | XXXX | XXXX | Other | XXXX | XXXX | Other | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 163 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9506 |  | XXXX | 549300MQDQ3TUIDR0R90C10100950687 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 769 | 769 | 792 | 741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 47.62 | 48.72 | 2648 |  |  |  | 2648 | Employed |  |  |  | 15 |  |  |  | NA |  | 1290.04 | Yes | 14.48 | 18263.26 | XXXX | XXXX | 55.56 | 55.56 | 55.56 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.75 | 5.75 | 875.36 | 875.36 | 385.68 | 1261.04 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.75 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -5804 | 200000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 14368.26 | 6995 | 1 | 20834 | 176 | 2 | 0.3551926090901592 | 16 | No | N/A | Manual Underwriting | 4448.53 | 5.849 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9598 |  | XXXX | 549300MQDQ3TUIDR0R90C22900959816 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 716 | 737 | 709 | 716 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 16.14 | 23.47 | 23831 |  |  |  | 23831 | Employed |  |  |  | 15.08 |  |  |  | 1 YR |  | 5593.17 | Yes | 10.49 | 40346.26 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 3132.48 | 3132.48 | 713.84 | 3846.32 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -811 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11050 | 2 | 45000 | 184 | 4 | 0.05072232165686525 | 11.91 | No | N/A | Manual Underwriting | 13073.01 | 7.772 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9609 |  | XXXX | 549300MQDQ3TUIDR0R90C10100960969 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 729 | 768 | 724 | 729 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 259 | Yes | 44.02 | 76830.32 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1160.33 | 1160.33 |  | 1745.34 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 190 |  |  | 8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0058 |  | XXXX | 549300MQDQ3TUIDR0R90C10101005880 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 806 | 806 | 795 | 808 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 17.69 | 38.23 | 29659 |  |  |  | 29659 | Employed |  |  |  | 15 |  |  |  | 2 YRS |  | 11338.37 | Yes | 130.29 | 683524.22 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 4482.18 | 4482.18 | 764.18 | 5246.37 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -619 | 660000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 683524.22 | 8495 | 1 | 19400 | 214 | 4 | 0.03255494505494506 | 1.6 | No | N/A | Manual Underwriting | 20709.32 | 6.753 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9345 |  | XXXX | 549300MQDQ3TUIDR0R90C10100934585 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 743 | 775 | 741 | 743 | XXXX | XXXX | xxxxx8815 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 771 | 787 | 702 | 771 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8483.29 | Yes | 12.18 | 39743.13 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 2362.92 | 2362.92 |  | 3229.82 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 3 |  | 137 |  |  | 1.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0128 |  | XXXX | 549300MQD3TUIDR0R90C10101012864 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 785 | 791 | 785 | 774 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1337 | Yes | 98.81 | 102033.02 | XXXX | XXXX | 75.0 | 74.76 | 74.76 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 744.27 | 744.27 |  | 1032.58 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 191 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0152 |  | XXXX | 549300MQDQ3TUIDR0R90C10101015289 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 756 | 756 | 742 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | HI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4878 | Yes | 117.83 | 208532.82 | XXXX | XXXX | 47.87 | 47.87 | 47.87 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 1429.69 | 1429.69 |  | 1769.8 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 615 |  |  | 16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0038 |  | XXXX | 549300MQDQ3TUIDR0R90C10101003843 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | true | XXXX | 703 | 719 | 697 | 703 | XXXX | XXXX | xxxxx8855 | XXXX | XXXX | XXXX | XXXX |  |  |  |  | 747 | 725 | 747 | 775 | XXXX | XXXX | xxxxx5047 | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien |  |  |  | 726 | 717 | 755 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8360.7 | Yes | 79.71 | 191296.73 | XXXX | XXXX | 73.05 | 73.05 | 73.05 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1905.09 | 1905.09 |  | 2399.95 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 7 |  | 101 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0000 |  | XXXX | 549300MQDQ3TUIDR0R90C10101000060 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 756 | 743 | 795 | 756 | XXXX | XXXX | xxxxx9829 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 741 | 712 | 741 | 758 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10556 | Yes | 75.36 | 424584.05 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 4609.38 | 4609.38 |  | 5633.98 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 4 |  | 178 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9847 |  | XXXX | 549300MQDQ3TUIDR0R90C10100984734 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 687 | 687 | 663 | 697 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 22.25 | 47.73 | 22995.2 |  |  |  | 22995.2 | Employed |  |  |  | 6.6 |  |  |  | 2 YRS |  | 10975.64 | Yes | 11.52 | 58924.38 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 4254.56 | 4254.56 | 862.08 | 5116.64 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 18435 | 2 | 9793 | 242 | 9 | 0.43402234636871506 | 6 | No | N/A | Manual Underwriting | 18347.55 | 7.435 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9948 |  | XXXX | 549300MQDQ3TUIDR0R90C40100994869 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 708 | 758 | 690 | 708 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | 2YR Full Doc | Primary Residence | Purchase | NA | 17.66 | 54.75 | 5643.9 |  |  |  | 5643.9 | Employed |  |  |  | 22 |  |  |  | NA |  | 3089.98 | Yes | 50.14 | 54933.33 | XXXX | XXXX | 40.49 | 40.49 | 40.49 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 640.31 | 640.31 | 156.67 | 996.98 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 2840 | 1 | 13156 | 227 | 4 | 0.927564825253664 | 4 | No | N/A | Manual Underwriting | 3445 | 6.966 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9703 |  | XXXX | 549300MQDQ3TUIDR0R90C10100970378 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 687 | 687 | 683 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 981.4 | Yes | 123.79 | 226375 | XXXX | XXXX | 66.67 | 66.67 | 66.67 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 1663.26 | 1663.26 |  | 1828.74 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 159 |  |  | 8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0218 |  | XXXX | 549300MQDQ3TUIDR0R90C10101021885 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 796 | 802 | 796 | 780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 18.91 | 42.64 | 224074 |  |  |  | 224074 | Employed |  |  |  | 12 |  |  |  | 2 YRS |  | 95541.63 | Yes | 64.11 | 1558160.6 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 18849.15 | 18849.15 | 4396.23 | 23996.38 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 57729.38 | 3 | 153052 | 269 | 5 | 0.0004626865671641791 | 0.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9603 |  | XXXX | 549300MQDQ3TUIDR0R90C10100960387 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | true | XXXX | 698 | 677 | 706 | 698 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 20.56 | 30.03 | 10579 |  |  |  | 10579 | Employed |  |  |  | 4.58 |  |  |  | NA |  | 3177.01 | Yes | 16.48 | 35837.94 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 1282.76 | 1282.76 | 438.38 | 2175.01 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxxxx6211 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 5303 | 1 | 53923 | 54 | 9 | 0.08051321794540602 | 4.25 | No | N/A | Manual Underwriting | 5614.35 | 7.290 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9169 |  | XXXX | 549300MQD3TUIDR0R90C10100916931 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 774 | 788 | 774 | 733 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3130.21 | Yes | 15.68 | 26853.28 | XXXX | XXXX | 54.84 | 54.84 | 54.84 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 1131.01 | 1131.01 |  | 1712.21 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | C |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 126 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9841 |  | XXXX | 549300MQDQ3TUIDR0R90C10100984152 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 701 | 689 | 725 | 701 | XXXX | XXXX | xxxxx1883 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 695 | 695 | 699 | 674 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 27.29 | 38.85 | 22304 | 29276 |  |  | 51580 | Employed | Employed |  |  | 7.58 | 2.67 |  |  | NA |  | 20040.7 | Yes | 5.65 | 79500.43 | XXXX | XXXX | 62.5 | 62.5 | 62.5 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 12477.4 | 12477.4 | 1597.3 | 14074.7 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 79500.43 | 31495 | 1 | 97192 | 201 | 20 | 0.42800847164675837 | 6.16 | No | N/A | Manual Underwriting | 59676.4 | 6.428 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0378 |  | XXXX | 549300MQDQ3TUIDR0R90C10101037890 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 737 | 723 | 737 | 753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 15.46 | 46.08 | 39000 |  |  |  | 39000 | Employed |  |  |  | 20 |  |  |  | NA |  | 17973 | Yes | 21.04 | 83982.2 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 3420 | 4509.04 | 636.95 | 3992.13 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -189 | 455000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 83982.2 | 21655 | 2 | 155041 | 116 | 6 | 0.174719800747198 | 2 | Yes | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0197 |  | XXXX | 549300MQDQ3TUIDR0R90C10101019751 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 767 | 779 | 757 | 767 | XXXX | XXXX | xxxxx0934 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 799 | 796 | 811 | 799 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 28.28 | 44.55 | 17547 | 17547 |  |  | 35094 | Employed | Employed |  |  | 16 | 16 |  |  | NA |  | 15635.79 | Yes | 120.01 | 628611.4 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 4146.01 | 4146.01 | 982.99 | 5238 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No | false | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 628611.4 | 9588.75 | 2 | 46000 | 297 | 14 | 0.018736957715540913 | 3.3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9976 |  | XXXX | 549300MQDQ3TUIDR0R90C10100997635 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 782 | 781 | 784 | 782 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.92 | 49.66 | 11891 |  |  |  | 11891 | Employed |  |  |  | 20.16 |  |  |  | NA |  | 5904.97 | Yes | 21.33 | 86040.98 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 3159.57 | 3159.57 | 848.41 | 4032.97 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1561 | 302000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 12545 | 2 | 25000 | 316 | 22 | 0.03145376849345387 | 17 | No | N/A | Manual Underwriting | 15284.51 | 6.273 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0505 |  | XXXX | 549300MQDQ3TUIDR0R90C10101050597 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 807 | 807 | 811 | 792 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 946 | Yes | 51.68 | 103045.98 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1420.94 | 1420.94 |  | 1993.94 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 249 |  |  | 31 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0584 |  | XXXX | 549300MQDQ3TUIDR0R90C10101058454 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 751 | 792 | 749 | 751 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1986 | No | 20.49 | 55963.85 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.125 | 9.125 | 1984.86 | 1984.86 |  | 2730.82 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 9.125 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -748 | 250900 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 231 |  |  | 3.1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0153 |  | XXXX | 549300MQDQ3TUIDR0R90C10101015386 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 802 | 802 | 811 | 791 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 32.45 | 49.97 | 32482 |  |  |  | 32482 | Employed |  |  |  | 3 |  |  |  | NA |  | 16231 | Yes | 29.02 | 240029.26 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 7125 | 9393.84 | 1147.5 | 8272.5 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 240582.26 | 13495 | 2 | 19447 | 178 | 0 | 0.028436262662621482 | 14 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0073 |  | XXXX | 549300MQD3TUIDR0R90C10101007335 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 795 | 787 | 808 | 795 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.26 | 39.12 | 15197 |  |  |  | 15197 | Employed |  |  |  | 6 |  |  |  | NA |  | 5945.6 | Yes | 64.61 | 257660.28 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 3568.54 | 3568.54 | 574.06 | 4142.6 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 12935 | 2 | 115166 | 386 | 3 | 0.23881458674107572 | 8 | No | N/A | Manual Underwriting | 17018.85 | 6.406 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9810 |  | XXXX | 549300MQDQ3TUIDR0R90C10100981048 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 784 | 772 | 791 | 784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 23.22 | 122752.2 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 3606.71 | 3606.71 |  | 5285.6 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 223 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9133 |  | XXXX | 549300MQDQ3TUIDR0R90C10100913342 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 725 | 713 | 728 | 725 | XXXX | XXXX | xxxxx1212 | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 806 | 807 | 804 | 806 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 704 | Yes | 21.63 | 60049.57 | XXXX | XXXX | 16.3 | 16.3 | 16.3 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1534.9 | 1534.9 |  | 2775.84 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | 5-10 Unit Multi-Family | 8 | XXXX | XXXX | Other | XXXX | XXXX | Other | XXXX | XXXX | XXXX | XXXX | -7109 | 320000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 4.29 |  | 7 |  | 0 |  |  | 30 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0408 |  | XXXX | 549300MQDQ3TUIDR0R90C10101040897 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 753 | 785 | 753 | 752 | XXXX | XXXX | xxxxx4824 | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | true | XXXX | 706 | 702 | 706 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 41.46 | 49.91 | 3208 | 2696 |  |  | 5904 | Employed | Employed |  |  | 7 | 0.75 |  |  | 2 YRS |  | 2946.4 | Yes | 42.61 | 105452.95 | XXXX | XXXX | 79.7 | 79.7 | 79.7 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 1821.41 | 1821.41 | 376.21 | 2447.62 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 6835 | 1 | 20500 | 165 | 12 | 0.07971014492753623 | 31 | No | N/A | Manual Underwriting | 7883.42 | 7.361 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0138 |  | XXXX | 549300MQDQ3TUIDR0R90C10101013834 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 755 | 755 | 733 | 761 | XXXX | XXXX | xxxxx0410 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 719 | 718 | 719 | 758 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 11613.03 | Yes | 148.82 | 178291.47 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1024.81 | 1024.81 |  | 1198.03 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 7 |  | 410 |  |  | 0 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9853 |  | XXXX | 549300MQD3TUIDR0R90C10100985316 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 615 | 598 | 625 | 615 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4800 | Yes | 32.48 | 70630.62 | XXXX | XXXX | 48.75 | 48.75 | 48.75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.5 | 8.5 | 1429.53 | 1429.53 |  | 2113.93 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.5 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 324 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0266 |  | XXXX | 549300MQDQ3TUIDR0R90C10101026638 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 801 | 813 | 795 | 801 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.67 | 44.49 | 49994 |  |  |  | 49994 | Employed |  |  |  | 7.33 |  |  |  | NA |  | 22241.77 | Yes | 44.31 | 549538.27 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 6.875 | 6.875 | 10083.33 | 13513.52 | 2319 | 12402.33 | XXXX | ARM | 240 | 360 | XXXX | 4.5 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 1.8076 | 2 | 1.0 | 4.875 | 4.5 | 8.875 | 11.875 | 09-01-2027 | 10-01-2027 | 6 | 6 | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 19095 | 2 | 11700 | 253 | 3 | 0.27928030303030305 | 4.25 | No | N/A | Manual Underwriting | 51995.23 | 6.580 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0654 |  | XXXX | 549300MQDQ3TUIDR0R90C10101065438 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 803 | 787 | 803 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Second Home | Purchase | NA | 4.21 | 26.62 | 65901 |  |  |  | 65901 | Employed |  |  |  | 13.91 |  |  |  | NA |  | 17542.67 | Yes | 17.57 | 129798.15 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 5663.58 | 7527.38 | 1722.37 | 7385.95 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 16058.5 | 3 | 55756 | 407 | 7 | 0.03931398416886544 | 11.16 | No | N/A | Manual Underwriting | 28437.18 | 7.175 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0458 |  | XXXX | 549300MQDQ3TUIDR0R90C10101045844 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 772 | 749 | 772 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3908 | Yes | 45.66 | 217339.76 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.625 | 8.625 | 4044.51 | 4044.51 |  | 4759.52 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | -107 | 520000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 262 |  |  | 23.3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0281 |  | XXXX | 549300MQDQ3TUIDR0R90C10101028190 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 708 | 696 | 708 | 715 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9299.94 | Yes | 23.23 | 130463.7 | XXXX | XXXX | 74.67 | 74.67 | 74.67 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 4411.56 | 4411.56 |  | 5615.69 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 207 |  |  | 27 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0166 |  | XXXX | 549300MQDQ3TUIDR0R90C10101016647 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 797 | 801 | 797 | 791 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OK | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3113 | Yes | 38.46 | 231985.68 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 5189.36 | 5189.36 |  | 6031.92 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -188 | 940000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 229 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9837 |  | XXXX | 549300MQDQ3TUIDR0R90C10100983764 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 726 | 726 | 739 | 706 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OK | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4135.89 | Yes | 108.53 | 114272.08 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 818.53 | 818.53 |  | 1052.95 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -240 | 126000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 225 |  |  | 6.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0120 |  | XXXX | 549300MQDQ3TUIDR0R90C10101012088 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 714 | 710 | 714 | 732 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8964.4 | Yes | 97.52 | 99913.69 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 807.77 | 807.77 |  | 1024.51 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -101 | 95000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 8 |  | 216 |  |  | 0.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0247 |  | XXXX | 549300MQDQ3TUIDR0R90C10101024795 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 746 | 729 | 756 | 746 | XXXX | XXXX | xxxxx3139 | XXXX | XXXX | XXXX | XXXX |  |  |  |  | 704 | 704 | 733 | 698 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 11.61 | 48.23 | 24983 |  |  |  | 24983 | Employed | Not Employed |  |  |  |  |  |  | NA |  | 12048.12 | No | 11.17 | 88675.07 | XXXX | XXXX | 35.11 | 35.11 | 35.11 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 6503.6 | 6503.6 | 0 | 7936 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No | false | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 192136.35 | 11495 | 2 | 45000 | 315 | 6 | 0.5771187678873773 | 4.9 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9917 |  | XXXX | 549300MQDQ3TUIDR0R90C10100991718 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 797 | 814 | 797 | 792 | XXXX | XXXX | xxxxx1486 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 766 | 799 | 766 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10516.5 | Yes | 62.43 | 180631.48 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1969.78 | 1969.78 |  | 2893.48 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | No | XXXX | 5-10 Unit Multi-Family | 5 | XXXX | XXXX | Other | XXXX | XXXX | Other | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 3 |  | 0 |  |  | 2 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9372 |  | XXXX | 549300MQDQ3TUIDR0R90C10100937204 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 716 | 716 | 750 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 28014.41 | Yes | 75.26 | 242767.21 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.125 | 8.125 | 2533.98 | 2533.98 |  | 3225.63 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.125 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | No | XXXX | 5-10 Unit Multi-Family | 8 | XXXX | XXXX | Other | XXXX | XXXX | Other | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 7 |  | 150 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0415 |  | XXXX | 549300MQDQ3TUIDR0R90C10101041576 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 756 | 737 | 756 | 759 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 42.07 | 45.83 | 24610 |  |  |  | 24610 | Employed |  |  |  | 11.41 |  |  |  | NA |  | 11278.07 | No | 96.37 | 997771.72 | XXXX | XXXX | 24.0 | 24 | 24 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 6363.47 | 6363.47 | 0 | 10354.07 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 997771.72 | 9804 | 1 | 46800 | 256 | 8 | 0.2720388193080198 | 22.0 | No | N/A | Manual Underwriting | 30205.96 | 6.468 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0165 |  | XXXX | 549300MQDQ3TUIDR0R90C10101016550 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX | 810 | 810 | 0 | 0 | XXXX | XXXX | xxxxx6179 | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX | 697 | 697 | 0 | 0 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3789.38 | Yes | 228.88 | 472375.1 | XXXX | XXXX | 55.0 | 55 | 55 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 1635.03 | 1635.03 |  | 2215.19 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxx7279 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 1 |  | 479 |  |  | 30 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9945 |  | XXXX | 549300MQDQ3TUIDR0R90C10100994531 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 743 | 748 | 743 | 735 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7547.65 | Yes | 184.34 | 163155.93 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 741.02 | 741.02 |  | 885.09 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 10 |  | 132 |  |  | 0.10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0558 |  | XXXX | 549300MQDQ3TUIDR0R90C10101055835 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 694 | 718 | 694 | 655 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 357 | Yes | 76.26 | 235871.92 | XXXX | XXXX | 57.69 | 57.69 | 57.69 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 7.875 | 7.875 | 2953.12 | 2953.12 |  | 3093.12 | XXXX | ARM | 240 | 360 | XXXX | 6.0 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 1.5142 | 2 | 1 | 6.0 | 6.0 | 9.875 | 12.875 | 09-01-2027 | 10-01-2027 | 6 | 6 | Yes | 120 | No | No |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -286 | 125000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 124 |  |  | 8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9883 |  | XXXX | 549300MQDQ3TUIDR0R90C10100988323 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 689 | 689 | 717 | 651 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7665 | Yes | 9.68 | 33985.02 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 2980.56 | 2980.56 |  | 3510.45 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1114 | 345000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 202 |  |  | 2 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0753 |  | XXXX | 549300MQDQ3TUIDR0R90C10101075332 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 693 | 692 | 717 | 693 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 54.2 | 109596.68 | XXXX | XXXX | 32.05 | 32.05 | 32.05 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.125 | 8.125 | 1856.24 | 1856.24 |  | 2021.99 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.125 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 109596.68 |  | 2 |  | 198 |  |  | 17.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0214 |  | XXXX | 549300MQDQ3TUIDR0R90C10101021497 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 767 | 782 | 689 | 767 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1981.41 | No | 25.61 | 45415.83 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8 | 8.0 | 1300.47 | 1300.47 |  | 1773.13 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1548 |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 0 |  |  | 9.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0464 |  | XXXX | 549300MQDQ3TUIDR0R90C10101046426 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 787 | 799 | 787 | 786 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Investment | Purchase | NA | 28.76 | 50.25 | 12185 |  |  |  | 12185 | Employed |  |  |  | 8.2 |  |  |  | NA |  | 6122.39 | Yes | 59.07 | 261055.71 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 3591.51 | 3591.51 | 828.25 | 4419.76 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -244 | 422688 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4095 | 2 | 33500 | 191 | 5 | 0.0535820895522388 | 14.11 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9785 |  | XXXX | 549300MQDQ3TUIDR0R90C10100978526 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 723 | 723 | 733 | 670 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 20.25 | 48.74 | 42781 |  |  |  | 42781 | Employed |  |  |  | 20.16 |  |  |  | NA |  | 20852.29 | Yes | 70.52 | 470271.02 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 7 | 7.0 | 6066.67 | 8063.11 | 4800 | 6668.41 | XXXX | ARM | 240 | 360 | XXXX | 4.5 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 1.4167 | 2 | 1 | 5 | 4.5 | 9 | 12 | 09-01-2027 | 10-01-2027 | 6 | 6 | Yes | 120 | No | No | true | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -206 | 1128646 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 18395 | 3 | 31535 | 180 | 8 | 0.0675609756097561 | 0.25 | No | N/A | Manual Underwriting | 30564.7 | 6.454 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0301 |  | XXXX | 549300MQDQ3TUIDR0R90C10101030130 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 749 | 749 | 739 | 776 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5625.46 | Yes | 64.92 | 206942.16 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 2703.3 | 2703.3 |  | 3187.46 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | C |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 305 |  |  | 2 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0303 |  | XXXX | 549300MQDQ3TUIDR0R90C10100522917 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 764 | 764 | 739 | 771 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 25801 | Yes | 93.45 | 298079.02 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 2703.3 | 2703.3 |  | 3189.71 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | C |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 7 |  | 295 |  |  | 6.91 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0374 |  | XXXX | 549300MQDQ3TUIDR0R90C10101037405 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 749 | 749 | 739 | 776 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2438 | Yes | 64.86 | 206745.16 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 2703.3 | 2703.3 |  | 3187.46 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | C |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 305 |  |  | 2 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9891 |  | XXXX | 549300MQDQ3TUIDR0R90C10100989196 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 738 | 738 | 742 | 706 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1957 | Yes | 111.49 | 138539.92 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1036.01 | 1036.01 |  | 1242.67 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -187 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 138539.92 |  | 2 |  | 229 |  |  | 0.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0279 |  | XXXX | 549300MQDQ3TUIDR0R90C10101027996 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 731 | 731 | 734 | 731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 550 | Yes | 108.68 | 366682.41 | XXXX | XXXX | 52.94 | 52.94 | 52.94 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 2797.23 | 2797.23 |  | 3373.96 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -4062 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 366682.41 |  | 2 |  | 165 |  |  | 14.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0437 |  | XXXX | 543900MQDQ3TUIDR0R90C10101043710 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 756 | 745 | 758 | 756 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 34.58 | 39.22 | 10570 |  |  |  | 10570 | Employed |  |  |  | 3.5 |  |  |  | NA |  | 4145.66 | Yes | 19.32 | 70622.79 | XXXX | XXXX | 52.24 | 52.24 | 52.24 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 2991.31 | 2991.31 | 663.36 | 3654.66 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -322 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 3175.84 | 17035 | 1 | 23600 | 75 | 2 | 0.000423728813559322 | 17 | No | N/A | Manual Underwriting | 12729.09 | 7.565 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0485 |  | XXXX | 549300MQDQ3TUIDR0R90C10101048560 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 753 | 744 | 773 | 753 | XXXX | XXXX | xxxxx2227 | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 696 | 684 | 714 | 696 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 19.43 | 46.18 |  | 30006 |  |  | 30006 | Not Employed | Employed |  |  |  |  |  |  | NA |  | 13856.42 | No | 6.77 | 40382.16 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.625 | 9.625 | 5263.67 | 6170.78 | 0 | 5966.77 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -833 | 650000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 40382.16 | 12333.75 | 2 | 28663 | 101 | 7 | 0.1709158878504673 | 2 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0724 |  | XXXX | 549300MQDQ3TYIDR0R90C22901072433 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 768 | 768 | 770 | 765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 8.68 | 44.95 | 31673 |  |  |  | 31673 | Employed |  |  |  | 3.9 |  |  |  | Yes |  | 14236.72 | Yes | 31.73 | 175286.74 | XXXX | XXXX | 79.9 | 79.9 | 79.9 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 4497.31 | 4497.31 | 1026.67 | 5523.98 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | No | 0 | No | No | false | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -181 | 367500 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 15053.9 | 4 | 40000 | 262 | 15 | 0.13145555555555555 | 6.3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0799 |  | XXXX | 549300MQDQ3TUIDROR90c1010107998 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 641 | 641 | 638 | 680 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OR | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1851 | Yes | 40.42 | 69163.16 | XXXX | XXXX | 41.75 | 41.75 | 41.75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1343.75 | 1343.75 |  | 1711.2 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -3590 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 69163.16 |  | 2 |  | 0 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0875 |  | XXXX | 549300MQDQ3TUIDR0R90C10101087554 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 766 | 764 | 766 | 786 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 930 | No | 40.47 | 107958.47 | XXXX | XXXX | 34.78 | 34.78 | 34.78 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 2075.51 | 2075.51 |  | 2667.71 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -225 | 437000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 107958.47 |  | 1 |  | 134 |  |  | 13 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9854 |  | XXXX | 549300MQDQ3TUIDR0R90C10100985413 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 772 | 777 | 772 | 754 | XXXX | XXXX | xxxxx9725 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 799 | 799 | 839 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 26004.98 | Yes | 127.38 | 696834.07 | XXXX | XXXX | 47.4 | 47.4 | 47.4 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 4979.89 | 4979.89 |  | 5470.7 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 48 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | 5-10 Unit Multi-Family | 7 | XXXX | XXXX | Other | XXXX | XXXX | Other | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 696834.07 |  | 6 |  | 403 |  |  | 28 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0751 |  | XXXX | 549300MQDQ3TUIDR0R90C10101075138 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 768 | 776 | 764 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 16.35 | 33.13 | 17852 |  |  |  | 17852 | Employed |  |  |  | 23.75 |  |  |  | NA |  | 5914.33 | Yes | 11.29 | 38677.11 | XXXX | XXXX | 74.14 | 74.14 | 74.14 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 2777.08 | 2909.47 | 648.77 | 3425.85 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.75 |  |  |  |  |  |  | Yes | 120 | No | No | false | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -383 | 510000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 180.87 | 10945 | 2 | 8000 | 179 | 3 | 0.05055779729408972 | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0771 |  | XXXX | 549300MQDQ3TUIDR0R90C10101077175 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 682 | 799 | 675 | 682 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 26.3 | 26.95 | 14457 |  |  |  | 14457 | Employed |  |  |  | 7 |  |  |  | NA |  | 3896.02 | Yes | 43.32 | 164719.64 | XXXX | XXXX | 61.76 | 61.76 | 61.76 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.25 | 6.25 | 2586.01 | 2586.01 | 1216.36 | 3802.37 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 18890 | 1 | 22500 | 214 | 5 | 0.07102946387200523 | 4.66 | No | N/A | Manual Underwriting | 12320.7 | 6.450 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0284 |  | XXXX | 549300MQDQ3TUIDR0R90C10101028481 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 754 | 754 | 753 | 759 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3432 | Yes | 224.19 | 620893.16 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 2273.8 | 2273.8 |  | 2769.45 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | -99 | 326000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 147 |  |  | 0.41 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0734 |  | XXXX | 549300MQDQ3TUIDR0R90C22901073403 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 800 | 789 | 800 | 810 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 848.56 | No | 117.81 | 333101.77 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 2507.29 | 2507.29 |  | 2787.49 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -480 | 450000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 333101.77 |  | 1 |  | 344 |  |  | 1.3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0466 |  | XXXX | 549300MQDQ3TUIDR0R90C10101046620 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | false | XXXX | 778 | 748 | 778 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 7.77 | 10.34 | 103297 |  |  |  | 103297 | Employed |  |  |  | 5.58 |  |  |  | NA |  | 10681.71 | Yes | 82.57 | 591396.39 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 5625 | 6485.98 | 1482.58 | 7162.58 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -223 | 850000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11495 | 3 | 29968 | 189 | 6 | 0.08871423858226894 | 4.75 | No | N/A | Manual Underwriting | 29463.68 | 6.881 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9640 |  | XXXX | 549300MQDQ3TUIRor9C10100964073 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 774 | 799 | 774 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 834 | Yes | 154.77 | 334863.75 | XXXX | XXXX | 58.64 | 58.64 | 58.64 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1751.56 | 1751.56 |  | 2135.52 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 268204.62 |  | 2 |  | 0 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0583 |  | XXXX | 549300MQDQ3TUIDR0R90C10101058357 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 790 | 790 | 792 | 786 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 15.9 | 33.69 | 36836 |  |  |  | 36836 | Employed |  |  |  |  |  |  |  | NA |  | 12410.1 | Yes | 96.28 | 563855.5 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 4350.8 | 4350.8 | 1276.83 | 5856.63 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxx9804 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 1495 | 2 | 71250 | 252 | 23 | 0.08590243902439025 | 4 | No | N/A | Manual Underwriting | 19933.06 | 6.828 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0570 |  | XXXX | 549300MQDQ3TUIDR0R90C10101057096 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 780 | 780 | 765 | 780 | XXXX | XXXX | xxxxx5355 | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | true | XXXX | 779 | 786 | 769 | 779 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 31.31 | 31.76 | 5000 | 6067 |  |  | 11067 | Employed | Employed |  |  | 17.08 | 3.08 |  |  | 2 YRS |  | 3514.6 | Yes | 31.52 | 112828.56 | XXXX | XXXX | 71.43 | 71.43 | 71.43 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 6.625 | 6.625 | 2561.24 | 2561.24 | 698.36 | 3464.6 | XXXX | ARM | 360 | 360 | XXXX | 4.5 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 1.5295 | 2 | 1 | 4.625 | 4.5 | 8.625 | 11.625 | 09-01-2027 | 10-01-2027 | 6 | 6 | No | 0 | No | No | true | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -277 | 530000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 7495 | 1 | 21600 | 88 | 4 | 0.004215328467153285 | 0.41 | No | N/A | Manual Underwriting | 11873.22 | 6.330 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0047 |  | XXXX | 549300MQDQ3TUIDR0R90C10101004716 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 756 | 756 | 742 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | HI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5371 | Yes | 150.95 | 278856.88 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1613.67 | 1613.67 |  | 1847.4 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 278856.88 |  | 2 |  | 615 |  |  | 16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0741 |  | XXXX | 549300MQDQ3TUIDR0R90C10101074168 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 788 | 756 | 788 | 793 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 15.46 | 39.65 | 45000 |  |  |  | 45000 | Employed |  |  |  | 11.1 |  |  |  | NA |  | 17840.38 | Yes | 12.53 | 87168.2 | XXXX | XXXX | 40.0 | 40 | 40 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.25 | 6.25 | 4433.16 | 4433.16 | 2134.26 | 6957.42 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No | true | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AH | xxxxxxxxxx1900 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13694 | 2 | 73684 | 342 | 24 | 0.03316471985227576 | 6.2 | No | N/A | Manual Underwriting | 21393.48 | 6.330 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0837 |  | XXXX | 549300mqdq3tuidror90c10101083771 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 736 | 737 | 736 | 732 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 36.79 | 37.56 | 27015 |  |  |  | 27015 | Employed |  |  |  | 2.5 |  |  |  | NA |  | 10147.07 | Yes | 14.83 | 129684.37 | XXXX | XXXX | 60.0 | 60 | 60 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 6853.12 | 8047.92 | 1801 | 8744.27 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -327 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 129684.37 | 41295 | 1 | 8500 | 293 | 6 | 0.06287390029325514 | 15 | No | N/A | Manual Underwriting | 37397.83 | 6.632 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0467 |  | XXXX | 549300MQDQ3TUIDR090C10101046717 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 691 | 715 | 660 | 691 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 23.26 | 44.21 | 15094 |  |  |  | 15094 | Employed |  |  |  | 6.1 |  |  |  | NA |  | 6673.49 | Yes | 48.35 | 172655.77 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 2488.12 | 2488.12 | 586.37 | 3510.49 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No | true | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -3787 | 0 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 16693.129999999997 | 1 | 17693 | 186 | 18 | 0.42389142389142387 | 1 | No | N/A | Manual Underwriting | 10766.32 | 7.405 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0731 |  | XXXX | 549300MQDQ3TUIDR0R90C10101073198 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 780 | 780 | 706 | 791 | XXXX | XXXX | xxxxx2368 | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 791 | 780 | 825 | 791 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 49.4 | 49.4 | 28995 |  |  |  | 28995 | Employed | Not Employed |  |  | 38.2 |  |  |  | NA |  | 14322.1 | No | 18.52 | 265239.06 | XXXX | XXXX | 46.51 | 46.51 | 46.51 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 12806.22 | 12806.22 | 0 | 14322.1 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No | true | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1359 | 1890000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 277651.65 | 17090 | 1 | 42000 | 409 | 10 | 0.1543860812663041 | 14.1 | No | N/A | Manual Underwriting | 59439.57 | 6.712 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0609 |  | XXXX | 549300MQDQ3TUIDR0R90C10101060976 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 645 | 638 | 653 | 645 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MS | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3522 | No | 28.31 | 35323.8 | XXXX | XXXX | 72.46 | 72.46 | 72.46 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 10.5 | 10.5 | 875 | 875 |  | 1247.85 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -213 | 75000 | Yes | AE | xxxxxx7416 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 35323.8 |  | 2 |  | 0 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0598 |  | XXXX | 549300MQDQ3TUIDR0R90C22001059873 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 794 | 794 | 810 | 788 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 35.23 | 48.52 | 5589 |  |  |  | 5589 | Employed |  |  |  | 18.58 |  |  |  | NA |  | 2711.6 | Yes | 28.03 | 62310.83 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 1566.24 | 1566.24 | 460.53 | 2222.77 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | No | 0 | No | No | false | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6110 | 2 | 31506 | 277 | 4 | 0.06577380952380953 | 25.42 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0370 |  | XXXX | 549300MQDQ3TUIDR0R90C10101037017 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 767 | 767 | 767 | 762 | XXXX | XXXX | xxxxx6447 | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 723 |  | 723 | 780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 35 | Yes | 316.9 | 1235730.55 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.25 | 8.25 | 3008.72 | 3008.72 |  | 3860.74 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 1 |  | 0 |  |  | 1.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0918 |  | XXXX | 549300MQDQ3TUIDR0R90C10101091822 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 797 | 797 | 805 | 791 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 35.22 | 35.22 | 6931 |  |  |  | 6931 | Employed |  |  |  | 14 |  |  |  | NA |  | 2441.41 | Yes | 12.18 | 29727.45 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 2211.47 | 2211.47 | 211.61 | 2441.41 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -484 | 365000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 6581 | 1 | 12000 | 316 | 7 | 0.028848900314195944 | 1.2 | No | N/A | Manual Underwriting | 9750.33 | 7.216 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0762 |  | XXXX | 549300MQDQ3TUIDR90C10101076205 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 765 | 786 | 696 | 765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3146.62 | No | 51.87 | 225481.4 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.5 | 8.5 | 3373.61 | 3373.61 |  | 4347.41 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.5 |  |  |  |  |  |  | No | 0 | No | No | false | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -2205 | 244000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 217 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0460 |  | XXXX | 549300MQDQ3TUIDR0R90C10101046038 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 744 | 754 | 744 | 727 | XXXX | XXXX | xxxxx9854 | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX | 757 | 760 | 757 | 735 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 21.08 | 37.28 | 7883.91 | 10161.49 |  |  | 18045.4 | Employed | Employed |  |  | 14.1 | 16 |  |  | NA |  | 6727.63 | Yes | 55.92 | 76617.03 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 968.69 | 968.69 | 401.41 | 1370.1 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No | true | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -532 | 99200 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 29947.03 | 6110 | 4 | 35100 | 221 | 18 | 0.09620391941893928 | 9 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0597 |  | XXXX | 549300MQDQ3TUIDR0R90C10101059715 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | true | XXXX | 668 |  | 668 | 676 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 43.93 | 47.78 | 2600 |  |  |  | 2600 | Employed |  |  |  | .1 |  |  |  | NA |  | 1242.19 | Yes | 6.9 | 7883.25 | XXXX | XXXX | 51.22 | 51.22 | 51.22 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.5 | 9.5 | 882.9 | 882.9 | 259.29 | 1142.19 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1516 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 4800 | 1 | 5000 | 152 | 8 | 0.013541666666666667 | 7 | No | N/A | Manual Underwriting | 3445 | 10.208 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0692 |  | XXXX | 549300MQDQ3TUIDR0R90C10101069221 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 669 | 673 | 669 | 663 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 35.99 | 43.01 | 27860.83 |  |  |  | 27860.83 | Employed |  |  |  | 14 |  |  |  | NA |  | 11982.04 | Yes | 14.31 | 119538.34 | XXXX | XXXX | 28.57 | 28.57 | 28.57 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 6770.83 | 8442.36 | 1583.68 | 8354.51 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.125 |  |  |  |  |  |  | Yes | 120 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -13128 |  | Yes | AE | xxxxxxxxxxxx2022 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 124123.34 | 28995 | 1 | 9900 | 471 | 26 | 0.38834676515357114 | 6 | No | N/A | Manual Underwriting | 29134.15 | 8.426 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1109 |  | XXXX | 549300MQDQ3TUIDR0R90C10101110931 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 792 | 783 | 799 | 792 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1755 | No | 73.29 | 324196.69 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.5 | 8.5 | 3594.79 | 3594.79 |  | 4423.42 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.5 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -175 | 547500 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 241 |  |  | 2.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0889 |  | XXXX | 549300MQDQ3TUIDR0R90C10101088912 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 688 | 701 | 682 | 688 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1640.05 | No | 36.04 | 76266.65 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.5 | 8.5 | 1587.81 | 1587.81 |  | 1965.62 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.5 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -294 | 199500 | Yes | AE | xxxxx6441 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 483 |  |  | 0.1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0910 |  | XXXX | 549300MQDQ3TUIDR0R0C10101091046 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | true | XXXX | 710 | 742 | 701 | 710 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 10.04 | 15.52 | 89500 |  |  |  | 89500 | Employed |  |  |  | 2.8 |  |  |  | NA |  | 13890.12 | Yes | 30.75 | 276342.81 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 7318.33 | 7318.33 | 1584.79 | 8988.12 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | true | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -230 | 795000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 30470 | 1 | 106201 | 75 | 12 | 0.007661869108119642 | 1.1 | No | N/A | Manual Underwriting | 31962.14 | 7.313 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0868 |  | XXXX | 549300MQDQ3TUIDR0R90C21001086873 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 768 | 722 | 776 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 39.83 | 49.86 | 25177 |  |  |  | 25177 | Employed |  |  |  | 7.58 |  |  |  | NA | 12637.06 | 12553.13 | Yes | 16.43 | 164586.43 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 8114.7 | 8114.7 | 1822.43 | 10027.13 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 14645 | 1 | 101217 | 320 | 13 | 0.3909466538773703 | 1.08 | No | N/A | Manual Underwriting | 36032.92 | 7.733 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8453 |  | XXXX | 549300MQDQ3TUIDR0R90C10100845345 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | true | XXXX | 714 | 710 | 728 | 714 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 16.02 | 21.23 | 19090 |  |  |  | 19090 | Employed |  |  |  | 1.2 |  |  |  | NA |  | 4052.06 | Yes | 10.81 | 33079.52 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 2519.79 | 2519.79 | 539.27 | 3059.06 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11405.31 | 1 | 38628 | 43 | 6 | 0.2418987341772152 | 2.1 | No | N/A | Manual Underwriting | 10417.29 | 7.829 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0546 |  | XXXX | 549300MQDQ3TUIDR0R90C10101054671 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 731 | 736 | 658 | 731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1246 | No | 3.7 | 14648.35 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.5 | 8.5 | 3437.04 | 3437.04 |  | 3960.7 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -490 | 465000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 254 |  |  | 7.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0659 |  | XXXX | 549300MQDQ3TUIDR0R90C10101065923 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 700 | 691 | 707 | 700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.1 | 44.71 | 14835 |  |  |  | 14835 | Employed |  |  |  |  |  |  |  | NA |  | 6632 | Yes | 37.7 | 157159.79 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 3425.75 | 3425.75 | 743.25 | 4169 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -6620 | 257000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 12655 | 1 | 76212 | 157 | 10 | 0.5260613014259957 | 12.08 | No | N/A | Manual Underwriting | 14398.55 | 7.703 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0555 |  | XXXX | 549300MQDQ3TUIDR0R90C10101055544 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 700 | 724 | 686 | 700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.3 | 31.63 | 34882 |  |  |  | 34882 | Employed |  |  |  | 0.60 |  |  |  | NA |  | 11034.02 | Yes | 42.1 | 469709.46 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 9004.73 | 9004.73 | 1564.29 | 10919.02 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 27895 | 1 | 3000 | 234 | 5 | 0.08847682119205298 | 2 | No | N/A | Manual Underwriting | 38672.29 | 7.499 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1112 |  | XXXX | 549300MQDQ3TUIDR0R90C10101111222 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 766 | 766 | 792 | 759 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 15.99 | 25.11 | 20029 |  |  |  | 20029 | Employed |  |  |  | 28 |  |  |  | NA |  | 5029.65 | Yes | 39.68 | 83707.29 | XXXX | XXXX | 29.54 | 29.54 | 29.54 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 2241.09 | 2241.09 | 960.56 | 3201.65 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -4065 | 640 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 83707.29 | 8595 | 1 | 99869 | 494 | 11 | 0.02873304049126206 | 10 | No | N/A | Manual Underwriting | 10153.99 | 6.921 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0418 |  | XXXX | 549300MQDQ3TUIDR0R90C10101041867 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 719 | 707 | 742 | 719 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 15.41 | 49.97 | 93000 |  |  |  | 93000 | Not Employed |  |  |  |  |  |  |  | NA |  | 46469.49 | Yes | 468.42 | 6714036.23 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 12895.42 | 12895.42 | 1437.98 | 14333.4 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | true | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -7994 | 1500000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 762286.81 | 41995 | 6 | 75000 | 344 | 12 | 0 | 28.5 | No | N/A | Manual Underwriting | 52558.77 | 8.002 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0714 |  | XXXX | 549300MQDQ3TUIDR0R90C10101071452 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 719 | 732 | 714 | 719 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8014.5 | Yes | 123.76 | 400481.68 | XXXX | XXXX | 74.97 | 74.97 | 74.97 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.75 | 8.75 | 2702.32 | 2702.32 |  | 3235.93 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 289 |  |  | 0.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0636 |  | XXXX | 549300MQDQ3TUIDR0R90C10101063692 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 701 | 698 | 726 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1099 | Yes | 95.43 | 112100.32 | XXXX | XXXX | 42.67 | 42.67 | 42.67 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 845.73 | 845.73 |  | 1174.74 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 112100.32 |  | 1 |  | 188 |  |  | 16.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0989 |  | XXXX | 549300MQDQ3TUIDR0R90C10101098903 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | true | XXXX | 678 | 678 | 676 | 790 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 42.13 | 42.13 | 9750 |  |  |  | 9750 | Employed |  |  |  | 4.08 |  |  |  | 2 YRS |  | 4107.43 | Yes | 52.23 | 217015.66 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 3281.23 | 3281.23 | 826.2 | 4107.43 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11124 | 1 | 500 | 116 | 1 | 0 | 3 | No | N/A | Manual Underwriting | 12563.05 | 8.656 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0419 |  | XXXX | 549300MQDQ3TUIDR0R90C10101041964 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 719 | 707 | 742 | 719 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 16934.29 | Yes | 43.09 | 376468.18 | XXXX | XXXX | 61.49 | 61.49 | 61.49 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.375 | 8.375 | 6916.66 | 6916.66 |  | 8736.66 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -311 | 1440000 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 344 |  |  | 28.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0486 |  | XXXX | 549300MQDQ3TUIDR0R90C10101048657 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | false | XXXX | 667 | 667 | 667 | 742 | XXXX | XXXX | xxxxx3659 | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 731 | 689 | 731 | 734 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 40.7 | 49.66 | 6498 | 2672 |  |  | 9170 | Employed | Employed |  |  | 6 | 14 |  |  | NA |  | 4553.86 | Yes | 91.78 | 342510.95 | XXXX | XXXX | 68 | 68 | 68 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.99 | 6.99 | 3389.62 | 3389.62 | 342.24 | 3731.86 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -136 | 825000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 23323 | 1 | 1750 | 308 | 2 | 0 | .1 | No | N/A | Manual Underwriting | 14505.83 | 7.492 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1192 |  | XXXX | 549300MQDQ3TUIDR0R90C10101119273 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 666 | 663 | 666 | 671 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 33.41 | 41.25 | 15942 |  |  |  | 15942 | Employed |  |  |  | 5.25 |  |  |  | NA |  | 6576.71 | Yes | 32.19 | 171408.47 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 4761.15 | 4761.15 | 564.56 | 5325.71 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 179289.42 | 19023.12 | 1 | 19804 | 174 | 14 | 0.700016656487702 | 9.25 | No | N/A | Manual Underwriting | 18373.45 | 8.578 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1091 |  | XXXX | 984500A898C84A0F604722080275769 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 767 | 774 | 761 | 767 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 331.98 | Yes | 10.59 | 23915.76 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.375 | 8.375 | 1425.9 | 1425.9 |  | 2259.02 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -9296 | 0 | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 129 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1356 |  | XXXX | 549300MQDQ3TUIDR0R90C10101135666 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 641 | 637 | 668 | 641 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 16.25 | 18.55 | 9153 |  |  |  | 9153 | Employed |  |  |  | 26 |  |  |  | NA |  | 1697.72 | Yes | 36.45 | 56201.29 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 1235.81 | 1235.81 | 251.15 | 1486.97 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 7320 | 1 | 5100 | 373 | 6 | 0.23471698113207548 | 0.92 | No | N/A | Manual Underwriting | 4920.44 | 8.254 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0877 |  | XXXX | 549300MQDQ3TUIDR0R90C10101087748 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 706 | 691 | 706 | 714 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 17.97 | 45.64 | 10912 |  |  |  | 10912 | Employed |  |  |  | 13.58 |  |  |  | 2 YRS |  | 4980.01 | Yes | 38.5 | 75500.31 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 1195.17 | 1195.17 | 352.05 | 1961.22 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -611 | 100 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 5975 | 2 | 304430 | 264 | 31 | 0.06376759886928123 | 1.83 | No | N/A | Manual Underwriting | 5045.08 | 7.643 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1108 |  | XXXX | 549300MQDQ3TUIDR0R90C10101110834 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 746 | 746 | 725 | 753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | HI | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 43.59 | 45.73 | 11266 |  |  |  | 11266 | Employed |  |  |  | 15.08 |  |  |  | NA |  | 5151.47 | Yes | 11.15 | 59759.12 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.0 | 7.0 | 4657.12 | 4657.12 | 253.35 | 4910.47 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -1036 | 725000 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13845 | 1 | 10000 | 173 | 4 | 0.2635042735042735 | 4.42 | Yes | N/A | Manual Underwriting | 20506.76 | 7.219 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1095 |  | XXXX | 549300MQDQ3TUIDR0R90C10101109573 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 675 | 651 | 690 | 675 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 19.67 | 24.52 | 42145 |  |  |  | 42145 | Employed |  |  |  | 7.1 |  |  |  | NA |  | 10332.4 | Yes | 34.92 | 289477.03 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 6608.28 | 6608.28 | 1514.12 | 8289.4 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -163 | 963200 | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10890 | 1 | 50637 | 228 | 10 | 0.4214634146341463 | 0.4 | No | N/A | Manual Underwriting | 24800.2 | 8.900 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1167 |  | XXXX | 549300MQDQ3TUIDR0R90C10101116751 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 784 | 754 | 785 | 784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 42.17 | 43.9 | 5172 |  |  |  | 5172 | Employed |  |  |  | 5.5 |  |  |  | NA |  | 2270.29 | Yes | 85.78 | 194606.28 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 1702.57 | 1702.57 | 478.73 | 2181.29 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 8157.5 | 1 | 23000 | 86 | 6 | 0.011148255813953489 | 4 | No | N/A | Manual Underwriting | 7531.04 | 7.170 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0006 |  | XXXX | 5493001D4RCRD8BXYH30202203000697 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 787 | 787 | 771 | 791 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4288 | No | 41 | 94026.07 | XXXX | XXXX | 71.17 | 71.17 | 71.17 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.75 | 5.75 | 1598.99 | 1598.99 | 0 | 1983.93 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 5% | Wholesale | No | XXXX |  |  |  | Yes | XXXX | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 3882.5 | 2 |  | 434 |  |  | 3.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0098 |  | XXXX | 549300ID4RCRD8BXYH30992203009824 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 670 | 673 | 670 | 642 | XXXX | XXXX | xxxxx9240 | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false |  | 673 | 664 | 673 | 703 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6919.96 | No | 18 | 86715.6 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 3595.79 | 3595.79 | 0 | 4889.96 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No | false | Y | 60 | 5% | Retail | No | XXXX |  |  |  | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 13175 | 3 |  | 214 |  |  | 0.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |

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## Exhibit 99.4

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| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual in Place Rent From Lease** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Short Term Rent Amount** | **Short Term Rent Source** | **Short Term Rent Number of Months** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Property DTI** | **Investor DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Deed Vesting if not Borrower** | **Months Reserves** | **Qualifying Credit Score** | **Property Address** | **Property City** | **Property County** | **Property State** | **Property Zip** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** |
| xxxxxx6417 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 7000 | Appraisal |  |  |  | 7000 | Appraisal | 77.23 |  | 1.29 | 1.29 | 5406.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 82819 | No |  | 1014.53 | 164.23 |  |  |  |  |  |  |  |  |  |  |  | No | 0.16666666666666666 | 1 | 6 |  |  | 22 | 710 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx7401 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 8480 | 10650 | Appraisal |  |  |  | 8480 | Appraisal | 121.54 |  | 1.03 | 1.03 | 10306.48 | 01-XX-1900 | 0 | 01-01-1900 | 0 | 01-01-1900 | 0 | 01-01-1900 | 0 |  |  |  |  |  |  | Yes | 0 | No |  | 2050.45 | 361.5 |  |  |  |  |  |  |  |  |  |  |  | No | 0.0 | 4 | 4 |  |  | 79.65 | 780 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0028 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2650 | Appraisal |  |  |  | 2650 | Appraisal | 117.22 |  |  | 0.85 | 1553.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19092.72 | No |  | 162.52 | 12.52 |  |  |  |  |  |  |  |  |  |  |  | No | 0.8333333333333334 | 1 | 1 |  |  | 229 | 758 | XXXX | XXXX | XXXX | UT | XXXX | XXXX | Limited Liability Corporation (LLC) | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0030 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1475 | Appraisal |  |  |  | 1475 | Appraisal | 63.56 |  |  | 1.57 | 937.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11249.88 | Yes | 156 | 95.76 | 12.5 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 6 |  | XXX | 179 | 758 | XXXX | XXXX | XXXX | UT | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0084 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2350 | Appraisal |  |  |  | 2350 | Appraisal | 84.72 |  |  | 1.18 | 1990.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30720 | No |  | 198.4 | 46.1 |  |  |  |  |  |  |  |  |  |  | No | No |  | 4 | 4 |  |  | 79 | 762 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0372 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3300 | Appraisal |  |  |  | 3300 | Appraisal | 72.21 |  |  | 1.38 | 2382.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 280.31 | 184.83 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 |  |  | 66 | 758 | XXXX | XXXX | XXXX | UT | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0164 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1540 | Appraisal |  |  |  | 1540 | Appraisal | 67.65 |  |  | 1.48 | 1041.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 6250.5 | No |  | 62.25 | 57.22 |  |  |  |  |  |  |  |  |  |  | No | No | 1.4166666666666667 | 1 | 6 |  | XXX | 155 | 760 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Partnership | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0436 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2300 | 2800 | Appraisal |  |  |  | 2300 | Appraisal | 83.98 |  |  | 1.19 | 1931.45 | 03-XX-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11660.7 | No |  | 287.95 | 114.75 |  |  |  |  |  |  |  |  |  |  | No | No | 7.0 | 1 | 9 |  |  | 56 | 782 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8025 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5575.88 | 4665 | Appraisal |  |  |  | 4665 | Appraisal | 120.48 |  | 0.83 | 0.83 | 5592.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 71800 | No |  | 949.5 | 95.35 |  |  |  |  |  |  |  |  |  |  |  | No | 0.0 | 1 | 8 |  |  | 31 | 766 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7056 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2360 | Appraisal |  |  |  | 2360 | Appraisal | 83.12 |  | 1.01 | 1.2 | 1961.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | 150.0 | 539 | 0 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 |  |  | 7.87 | 774 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0437 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2450 | Appraisal |  |  |  | 2450 | Appraisal | 73.95 |  |  | 1.09 | 1811.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1185 | No |  | 283.9 | 215.08 |  |  |  |  |  |  |  |  |  |  |  | No | 122.25 | 1 | 9 |  |  | 41 | 782 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0353 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1795 | 3250 | Appraisal |  |  |  | 1795 | Appraisal | 124.49 |  |  | 0.8 | 2234.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51000 | No |  | 479.95 | 159.64 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 |  |  | 4 | 790 | XXXX | XXXX | XXXX | MN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0281 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 14600 | Appraisal |  |  |  | 14600 | Appraisal | 100 |  |  | 1 | 14599.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90000 | Yes | 96.0 | 1981.14 | 622.04 |  |  |  |  |  |  |  |  |  |  | No | No |  | 3 | 3 |  |  | 12 | 775 | XXXX | XXXX | XXXX | SC | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0226 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 3200 | Appraisal |  |  |  | 3200 | Appraisal | 59.77 |  |  | 1.67 | 1912.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35000 | No |  | 243.38 | 256.79 |  |  |  |  |  |  |  |  |  |  | No | No | 122.25 | 1 | 4 |  |  | 28 | 703 | XXXX | XXXX | XXXX | PA | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0445 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3350 | Appraisal |  |  |  | 3350 | Appraisal | 82.89 |  |  | 1.21 | 2776.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 56760 | No |  | 207.08 | 111.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0.16666666666666666 | 1 | 1 |  |  | 157 | 804 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Limited Liability Corporation (LLC) | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0295 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal |  |  |  | 4500 | Appraisal | 59.74 |  |  | 1.67 | 2688.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75000 | Yes | 170 | 335.84 | 110.92 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 4 |  |  | 33 | 778 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7525 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal |  |  |  | 2500 | Appraisal | 92.67 |  | 1.09 | 1.08 | 2316.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | 110 | 345.13 | 101.58 |  |  |  |  |  |  |  |  |  |  | No | No |  | 2 | 3 |  |  | 187 | 773 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx3668 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5500 | 5550 | Lease |  |  |  | 5500 | Lease | 84.81 |  | 1.18 | 1.18 | 4664.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 41400 | No |  | 468.82 | 87.17 |  |  |  |  |  |  |  |  |  |  | No | No | 0.25 | 1 | 5 |  |  | 135 | 742 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7483 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 1800 | Appraisal |  |  |  | 1800 | Appraisal | 76.67 |  | 1.28 | 1.3 | 1380.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10570 | Yes | 287 | 209.33 | 38.42 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 |  |  | 9 | 660 | XXXX | XXXX | XXXX | IL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7484 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1800 | 1850 | Lease |  |  |  | 1800 | Lease | 77.39 |  | 1.28 | 1.29 | 1392.99 | 12-XX-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17906.52 | Yes | 287 | 209.33 | 38.42 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 |  |  | 8 | 660 | XXXX | XXXX | XXXX | IL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7740 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal |  |  |  | 4500 | Appraisal | 142.14 |  | 0.70 | 0.7 | 6396.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | 234 | 1619.79 | 76.33 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 |  |  | 43.73 | 779 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8866 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 5340 | Appraisal |  |  |  | 5340 | Appraisal | 51.15 |  | 1.96 | 1.96 | 2731.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | No |  | 469.68 | 246.67 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 5 |  |  | 134 | 724 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0196 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal |  |  |  | 5000 | Appraisal | 70.57 |  |  | 1.42 | 3528.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25200 | No |  | 551.46 | 718.73 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 2 | 9 |  |  | 7 | 725 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8032 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3213.26 | 3300 | Appraisal |  |  |  | 3213.26 | Appraisal | 140.85 |  | 0.71 | 0.71 | 4525.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No |  | 601.45 | 616.42 |  |  |  |  |  |  |  |  |  |  |  | No | 0.0 | 1 | 4 |  |  | 39.41 | 783 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9033 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3381 | 7250 | Appraisal |  |  |  | 3381 | Appraisal | 211.47 |  | 1.01 | 1.01 | 7149.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 74000 | No |  | 1407.54 | 131.33 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 7 |  |  | 7 | 728 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx6844 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 1500 | Appraisal |  |  |  | 1500 | Appraisal | 130.74 |  | 0.76 | 0.76 | 1961.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | Yes | 710 | 208.23 | 88.25 |  |  |  |  |  |  |  |  |  |  |  | No | 0.0 | 1 | 2 |  |  | 70 | 735 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7150 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1650 | 2600 | Appraisal |  |  |  | 1650 | Appraisal | 51.72 |  | 1.93 | 1.93 | 853.46 | 01-XX-1900 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 52800 | No |  | 200.13 | 57.5 |  |  |  |  |  |  |  |  |  |  |  | No | 122.25 | 1 | 2 |  |  | 15 | 732 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx7765 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5084.82 | 3600 | Appraisal |  |  |  | 3600 | Appraisal | 201.78 |  | 0.70 | 0.7 | 7264.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No |  | 456.68 | 142.88 |  |  |  |  |  |  |  |  |  |  |  | No | 0.8333333333333334 | 1 | 7 |  |  | 93.74 | 746 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8104 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal |  |  |  | 2100 | Appraisal | 82.07 |  | 1.15 | 1.15 | 1828.08 | 04-XX-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32600 | No |  | 74.53 | 67.67 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 |  |  | 223 | 758 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0127 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal |  |  |  | 3500 | Appraisal | 75.25 |  |  | 1.33 | 2633.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 62800 | Yes | 21.17 | 122.6 | 85.18 |  |  |  |  |  |  |  |  |  |  | No | No | 14.666666666666666 | 1 | 2 |  |  | 12 | 647 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0341 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2300 | Appraisal |  |  |  | 2300 | Appraisal | 71.6 |  |  | 1.4 | 1646.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | 22 | 157.92 | 71.17 |  |  |  |  |  |  |  |  |  |  | No | No | 22.25 | 1 | 2 |  |  | 96 | 801 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0597 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2000 | 2600 | Appraisal |  |  |  | 2000 | Appraisal | 85.3 |  |  | 1.17 | 1706.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20473.2 | No |  | 190.68 | 49.17 |  |  |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 3 |  |  | 91 | 791 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0257 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2100 | Appraisal |  |  |  | 2100 | Appraisal | 100.15 |  |  | 1 | 2103.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25200 | No |  | 401.98 | 61 |  |  |  |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 1 |  |  | 49 | 766 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx8147 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2250 | Appraisal |  |  |  | 2250 | Appraisal | 84.2 |  | 1.19 | 1.19 | 1894.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23112.96 | Yes | 28 | 171.42 | 69.75 |  |  |  |  |  |  |  |  |  |  |  | No | 0.0 | 1 | 3 |  |  | 50 | 801 | XXXX | XXXX | XXXX | TN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7565 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal |  |  |  | 1850 | Appraisal | 108.82 |  | 0.92 | 0.92 | 2013.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25080 | No |  | 167.77 | 288.58 |  |  |  |  |  |  |  |  |  |  |  | No |  | 4 | 4 |  |  | 26 | 661 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0117 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2500 | 2500 | Appraisal |  |  |  | 2500 | Appraisal | 74.6 |  |  | 1.34 | 1865.06 | 03-XX-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26350 | No |  | 281.1 | 48 |  |  |  |  |  |  |  |  |  |  | No | No | 18.083333333333332 | 1 | 3 |  |  | 136 | 741 | XXXX | XXXX | XXXX | UT | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7655 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | Yes | 4450 | 4300 | Appraisal |  |  |  | 4300 | Appraisal | 153.37 |  | 0.00 | 0 | 6594.95 | 03-XX-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | Yes | 475 | 683.34 | 74.64 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5 | 1 | 3 |  |  | 40 | 683 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7995 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4500 | 3500 | Appraisal |  |  |  | 3500 | Appraisal | 97.82 |  | 1.02 | 1.02 | 3423.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | 75 | 343.22 | 94.58 |  |  |  |  |  |  |  |  |  |  | No | No |  | 2 | 2 |  |  | 141.55 | 697 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8112 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal |  |  |  | 3000 | Appraisal | 131.26 |  | 0.76 | 0.76 | 3937.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 501.39 | 94.75 |  |  |  |  |  |  |  |  |  |  | No | No | 122.25 | 1 | 2 |  |  | 77.12 | 771 | XXXX | XXXX | XXXX | WA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0192 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 23000 | Appraisal |  |  |  | 23000 | Appraisal | 43.1 |  |  | 2.32 | 9913 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 240000 | No |  | 457.42 | 1225.11 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 |  |  | 77 | 740 | XXXX | XXXX | XXXX | TN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0435 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal |  |  |  | 6000 | Appraisal | 80.36 |  |  | 1.24 | 4821.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 70000 | No |  | 885.42 | 128.42 |  |  |  |  |  |  |  |  |  |  | No | No | 122.25 | 1 | 1 |  |  | 44 | 794 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8037 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal |  |  |  | 2600 | Appraisal | 118.25 |  | 0.85 | 0.85 | 3074.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36894.36 | Yes | 534 | 566.67 | 35.58 |  |  |  |  |  |  |  |  |  |  | No | No | 19.333333333333332 | 1 | 3 |  |  | 96 | 782 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxx8083 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2000 | Appraisal |  |  |  | 2000 | Appraisal | 90.42 |  | 1.11 | 1.11 | 1808.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55469 | No |  | 88.62 | 104.25 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 |  | XXX | 151.87 | 774 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx8425 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 4650 | Appraisal |  |  |  | 4650 | Appraisal | 118.15 |  | 0.83 | 0.82 | 5494.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 690.52 | 172.16 |  |  |  |  |  |  |  |  |  |  | No | No | 2.0 | 2 | 2 |  |  | 62.73 | 673 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7996 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1500 | Appraisal |  |  |  | 1500 | Appraisal | 136.57 |  | 0.73 | 0.73 | 2048.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 408.33 | 68.18 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 |  |  | 126 | 739 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8204 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3700 | 4250 | Appraisal |  |  |  | 3700 | Appraisal | 99.82 |  | 1.00 | 1 | 3693.27 | 03-XX-2022 | 12 | 04-XX-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 59200 | No |  | 756.25 | 111.5 |  |  |  |  |  |  |  |  |  |  | No | No | 0.8333333333333334 | 1 | 2 |  |  | 12 | 742 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8366 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3862 | Appraisal |  |  |  | 3862 | Appraisal | 104.35 |  | 0.96 | 0.96 | 4030.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 84600 | No |  | 482.17 | 46.5 |  |  |  |  |  |  |  |  |  |  | No | No | 4.25 | 1 | 1 |  |  | 46.69 | 772 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8367 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 1675 | Appraisal |  |  |  | 1675 | Appraisal | 71.14 |  | 1.41 | 1.41 | 1191.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33300 | No |  | 134.13 | 58.58 |  |  |  |  |  |  |  |  |  |  | No | No |  | 0 | 3 |  |  | 123 | 772 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8368 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal |  |  |  | 1800 | Appraisal | 70.54 |  | 1.42 | 1.42 | 1269.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33200 | No |  | 144.36 | 55.75 |  |  |  |  |  |  |  |  |  |  | No | No | 0.75 | 1 | 4 |  |  | 123.87 | 772 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7658 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 1975 | Appraisal |  |  |  | 1975 | Appraisal | 90.76 |  | 1.10 | 1.1 | 1792.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10755.42 | No |  | 260.42 | 64.47 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 2 |  |  | 174 | 746 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx6765 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2975 | Appraisal |  |  |  | 2975 | Appraisal | 99.48 |  | 1.01 | 1.01 | 2959.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 86600 | Yes | 75.0 | 767.64 | 122.67 |  |  |  |  |  |  |  |  |  |  |  | No | 0.3333333333333333 | 1 | 1 |  |  | 66 | 683 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx7787 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Missing | Yes | 4000 | 4000 | Lease |  |  |  | 4000 | Lease | 49.99 |  | 2.00 | 2 | 1999.59 | 12-XX-2022 | 12 | 12-XX-2022 | 12 | 12-XX-2022 | 12 | 12-XX-2022 | 12 | 12-XX-2022 |  |  |  |  |  | Yes | 50000 | No |  | 193.67 | 225.75 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 2 |  |  | 132 | 726 | XXXX | XXXX | XXXX | IL | XXXX | XXXX |  | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8437 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2200 | Appraisal |  |  |  | 2200 | Appraisal | 99.43 |  | 1.01 | 1.01 | 2187.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29980 | Yes | 34.17 | 475.01 | 113 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 |  |  | 32 | 807 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8335 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 1850 | Appraisal |  |  |  | 1850 | Appraisal | 143.47 |  | 0.70 | 0.7 | 2654.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27900 | No |  | 520.83 | 141.17 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 2 |  |  | 109 | 796 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8389 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 2150 | Appraisal |  |  |  | 2150 | Appraisal | 99.51 |  | 1.00 | 1 | 2139.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12450.78 | No |  | 312.5 | 87.46 |  |  |  | 1 |  |  |  |  |  |  |  | No |  | 1 | 7 |  |  | 163 | 746 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0427 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 11600 | Appraisal |  |  |  | 11600 | Appraisal | 61.16 |  |  | 1.64 | 7094.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 93650 | No |  | 1374.48 | 146.43 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 7 |  |  | 28 | 768 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0428 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 8300 | Appraisal |  |  |  | 8300 | Appraisal | 77.9 |  |  | 1.28 | 6465.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 99600 | No |  | 1447.31 | 245.74 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5 | 1 | 7 |  |  | 4 | 768 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0439 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal |  |  |  | 4500 | Appraisal | 48.02 |  |  | 2.08 | 2160.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | Yes | 704 | 828.12 | 66.06 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 |  |  | 19 | 676 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8028 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal |  |  |  | 4000 | Appraisal | 101.3 |  | 0.99 | 0.99 | 4052.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 250000 | Yes | 83.33 | 735.37 | 693.75 |  |  |  |  |  |  |  |  |  |  | No | No | 17.25 | 1 | 4 |  |  | 14.55 | 680 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8440 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal |  |  |  | 2100 | Appraisal | 146.64 |  | 0.68 | 0.68 | 3079.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 46300 | No |  | 788.7 | 197.75 |  |  |  |  |  |  |  |  |  |  | Yes | No | 0.16666666666666666 | 1 | 3 |  |  | 98.48 | 777 | XXXX | XXXX | XXXX | SC | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7078 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6828.86 | 7325 | Lease + 3 Mos Evidence of Receipt |  |  |  | 6828.86 | Lease + 3 Mos Evidence of Receipt | 79.01 |  | 1.18 | 1.18 | 5787.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 1137.05 | 486.83 |  |  |  |  |  |  |  |  |  |  | No | No |  | 5 | 1 |  |  | 6.15 | 737 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | S-Corp | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8416 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal |  |  |  | 1700 | Appraisal | 116.45 |  | 0.86 | 0.86 | 1979.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23755.08 | No |  | 111.96 | 113 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 2 |  |  | 416 | 758 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8298 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 8600 | 6100 | Appraisal |  |  |  | 6100 | Appraisal | 80.32 |  | 1.24 | 1.24 | 4899.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | Yes | 255 | 890.62 | 151.29 |  |  |  |  |  |  |  |  |  |  | No | No |  | 3 | 5 |  |  | 91 | 704 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8465 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 7925 | Appraisal |  |  |  | 7925 | Appraisal | 73.52 |  | 1.23 | 1.23 | 6454.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 1562.5 | 170.75 |  |  |  |  |  |  |  |  |  |  | No | No | 122.33333333333333 | 1 | 1 |  |  | 160.3 | 682 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8551 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal |  |  |  | 2000 | Appraisal | 82.91 |  | 1.21 | 1.21 | 1658.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 311.26 | 65.33 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 6 |  |  | 31 | 777 | XXXX | XXXX | XXXX | IL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0329 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4600 | Appraisal |  |  |  | 4600 | Appraisal | 60.17 |  |  | 1.66 | 2767.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33212.52 | No |  | 362.51 | 76.53 |  |  |  |  |  |  |  |  |  |  | No | No | 9.083333333333334 | 1 | 9 |  |  | 124 | 769 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0126 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7000 | Appraisal |  |  |  | 7000 | Appraisal | 70.51 |  | 1.42 | 1.42 | 4935.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51555 | Yes | 132 | 1087.92 | 385.42 |  |  |  |  |  |  |  |  |  |  | No | No | 1.25 | 1 | 3 | Credit Reference Letter |  | 28.19 | 700 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx4084 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal |  |  |  | 1600 | Appraisal | 128.43 |  |  | 0.78 | 2054.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19200 | No |  | 320.55 | 50.67 |  |  |  |  |  |  |  |  |  |  | No | No | 4.25 | 1 | 3 | N/A |  | 23.96 | 778 | XXXX | XXXX | XXXX | MD | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | Unknown | Unknown | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxx4423 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal |  |  |  | 2000 | Appraisal | 110.3 |  | 0.91 | 0.91 | 2205.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48000 | Yes | 68 | 187.72 | 33.5 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 15 | 755 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0229 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4100 | 4100 | Appraisal |  |  |  | 4100 | Appraisal | 98.27 |  |  | 1.02 | 4028.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 43114.68 | No |  | 1150.5 | 144.13 |  |  |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 1 |  |  | 9.03 | 707 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0226 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3610 | 3610 | Lease |  |  |  | 3610 | Lease | 94.52 |  |  | 1.06 | 3412.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40800 | No |  | 780.02 | 182.22 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 31.62 | 707 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0227 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3700 | 3800 | Appraisal |  |  |  | 3700 | Appraisal | 96.95 |  |  | 1.06 | 3587.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40800 | No |  | 946.13 | 152.75 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 23.66 | 707 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx5663 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3000 | 2700 | Appraisal |  |  |  | 2700 | Appraisal | 99.33 |  | 1.01 | 1.01 | 2681.78 | 01-XX-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21900 | No |  | 562.58 | 52.01 |  |  |  |  |  |  |  |  |  |  | No | No | 16.5 | 1 | 4 |  |  | 47 | 685 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0230 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3800 | 3500 | Appraisal |  |  |  | 3500 | Appraisal | 100.37 |  | 0.01 | 1 | 3512.79 | 03-XX-2023 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17100 | No |  | 853.8 | 132.42 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 55.5 | 707 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx8294 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3400 | 3000 | Appraisal |  |  |  | 3000 | Appraisal | 54.94 |  | 1.82 | 1.82 | 1648.21 | 01-XX-2020 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37700 | No |  | 350.22 | 75.2 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 |  |  | 110.57 | 695 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8526 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2500 | 3200 | Appraisal |  |  |  | 2500 | Appraisal | 61.04 |  | 1.64 | 1.64 | 1526.04 | 12-XX-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 519.82 | 64.17 |  |  |  |  |  |  |  |  |  |  |  | No | 122.33333333333333 | 1 | 2 |  |  | 21.92 | 681 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8562 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal |  |  |  | 1600 | Appraisal | 105.54 |  | 0.95 | 0.95 | 1688.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26180 | No |  | 308.33 | 50.35 |  |  |  |  |  |  |  |  |  |  | No | No | 6.666666666666667 | 1 | 2 |  |  | 69.58 | 805 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8587 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3500 | 3500 | Appraisal |  |  |  | 3500 | Appraisal | 76.44 |  | 1.31 | 1.31 | 2675.39 | 06-XX-2022 | 1 | 06-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 589.05 | 75.92 |  |  |  |  |  |  |  |  |  |  | Yes | No |  | 1 | 2 |  |  | 18.68 | 693 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0253 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1350 | 1500 | Appraisal |  |  |  | 1350 | Appraisal | 84.22 |  | 1.187 | 1.19 | 1136.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 102240 | No |  | 269.69 | 82.52 |  |  |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 9 | 9 |  |  | 170.72 | 796 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxxx0251 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1950 | Appraisal |  |  |  | 1950 | Appraisal | 100.54 |  | 0.99 | 0.99 | 1960.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49925 | No |  | 451.41 | 154.25 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 19.36 | 761 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0255 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3700 | Appraisal |  |  |  | 3700 | Appraisal | 114.37 |  | 0.89 | 0.87 | 4231.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 54000 | Yes | 462 | 500 | 132.33 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 8.41 | 769 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx8659 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal |  |  |  | 1700 | Appraisal | 109.56 |  | 0.91 | 0.91 | 1862.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22350.12 | Yes | 241 | 122.75 | 32.75 |  |  |  |  |  |  |  |  |  |  | No | No | 2.3333333333333335 | 1 | 4 | N/A |  | 13.99 | 731 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx7849 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | W2/1099 Verified | Present | Yes | 1495 | 1495 | Appraisal |  |  |  | 1495 | Appraisal | 102.72 |  | 0.80 | 0 | 1394.6 | 12-XX-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19700 | Yes | 4.17 | 157.16 | 181.5 |  |  |  |  |  |  |  |  |  |  | No | No | 2.5833333333333335 | 1 | 1 | N/A |  | 61.24 | 688 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8550 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3600 | Appraisal |  |  |  | 3600 | Appraisal | 110.74 |  | 0.90 | 0.9 | 3986.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24200 | No |  | 663.81 | 56.58 |  |  |  |  |  |  |  |  |  |  | No | No | 122.33333333333333 | 1 | 1 | N/A |  | 29.26 | 786 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8336 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4800 | Appraisal |  |  |  | 4800 | Appraisal | 84.42 |  | 1.18 | 1.18 | 4052.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48000 | No |  | 859.38 | 95.67 |  |  |  |  |  |  |  |  |  |  | No | No | 122.33333333333333 | 1 | 1 | N/A |  | 0 | 786 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx4434 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1920 | Appraisal |  |  |  | 1920 | Appraisal | 84.46 |  | 1.18 | 1.18 | 1621.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23040 | No |  | 39.94 | 65.83 |  |  |  |  |  |  |  |  |  |  | No | No | 1.75 | 1 | 2 | N/A |  | 13.41 | 782 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8796 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2430 | Appraisal |  |  |  | 2430 | Appraisal | 45.61 |  | 2.19 | 2.19 | 1108.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24200 | Yes | 66.0 | 93.66 | 85.08 |  |  |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 1 | N/A |  | 128.05 | 781 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx4382 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3200 | 3000 | Appraisal |  |  |  | 3000 | Appraisal | 84.81 |  | 1.18 | 1.18 | 2544.22 | 02-XX-2025 | 36 | 02-XX-2025 | 36 |  |  |  |  |  |  |  |  |  |  | Yes | 1000 | No |  | 689.49 | 152.16 |  |  |  |  |  |  |  |  |  |  | No | No | 0.3333333333333333 | 1 | 2 | N/A | XXX | 143.39 | 777 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx4487 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal |  |  |  | 2400 | Appraisal | 81.64 |  | 1.22 | 1.22 | 1959.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19200 | No |  | 384.69 | 54.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5 | 1 | 2 | N/A |  | 50.92 | 712 | XXXX | XXXX | XXXX | MD | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx4602 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal |  |  |  | 2700 | Appraisal | 86.67 |  | 1.19 | 1.15 | 2339.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40500 | Yes | 66 | 280.83 | 77.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 3 | N/A |  | 44.49 | 753 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx4476 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1200 | Appraisal |  |  |  | 1200 | Appraisal | 91.01 |  | 1.09 | 1.1 | 1092.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | Yes | 286 | 34.42 | 33.25 |  |  |  |  |  |  |  |  |  |  | No | No | 45.333333333333336 | 1 | 3 | N/A |  | 85.25 | 787 | XXXX | XXXX | XXXX | NV | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx4301 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 1300 | Appraisal |  |  |  | 1300 | Appraisal | 183.57 |  |  | 0 | 2386.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 | Yes | 786 | 245.79 | 24.33 |  |  |  |  |  |  |  |  |  |  | No | No | 11.166666666666666 | 1 | 3 | N/A |  | 14.45 | 785 | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx4919 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal |  |  |  | 1400 | Appraisal | 71.9 |  | 1.39 | 1.39 | 1006.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19800 | Yes | 200 | 61.7 | 71.17 |  |  |  |  |  |  |  |  |  |  | No | No | 1.0 | 1 | 1 | N/A |  | 90.77 | 635 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0337 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal |  |  |  | 2600 | Appraisal | 96.77 |  | 1.03 | 1.03 | 2516.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34600 | Yes | 238 | 288 | 435.97 |  |  |  |  |  |  |  |  |  |  | No | No | 3.1666666666666665 | 1 | 2 | N/A |  | 3.01 | 740 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0342 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal |  |  |  | 5000 | Appraisal | 131.8 |  | 0.76 | 0.76 | 6589.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 64100 | No |  | 720.08 | 627.67 |  | 0 | 0 |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A |  | 30.3 | 792 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0327 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal |  |  |  | 1850 | Appraisal | 96.39 |  | 0 | 1.04 | 1783.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30600 | Yes | 18.33 | 171.11 | 82.58 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 |  |  | 61.65 | 796 | XXXX | XXXX | XXXX | NC | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9281 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | No | 0 | 4500 | Appraisal |  |  |  | 4500 | Appraisal | 67.75 |  | 0 | 0 | 3048.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 219000 | No |  | 131.83 | 85.1 |  |  |  |  |  |  |  |  |  |  | No | No | 3.25 | 1 | 2 | N/A |  | 130.87 | 731 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0204 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4400 | Appraisal |  |  |  | 4400 | Appraisal | 122.72 |  | 0.81 | 0.81 | 5399.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 154890 | No |  | 861.51 | 83.08 |  |  |  |  |  |  |  |  |  |  | No | No | 21.666666666666668 | 1 | 2 | N/A |  | 140.62 | 761 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9431 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4350 | Appraisal |  |  |  | 4350 | Appraisal | 80.16 |  | 1.25 | 1.25 | 3486.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26100 | No |  | 687.5 | 475.41 |  | 660000 |  |  |  |  |  |  |  |  | No | No | 0.08333333333333333 | 1 | 2 | N/A |  | 131.91 | 777 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9577 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal |  |  |  | 3500 | Appraisal | 135.02 |  | 0.74 | 0.74 | 4725.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 85200 | No |  | 877.33 | 58.42 |  |  |  |  |  |  |  |  |  |  | No | No | 1.25 | 1 | 3 | N/A |  | 12.05 | 742 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9993 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2950 | 2950 | Appraisal - 1007 |  |  |  | 2950 | Appraisal - 1007 | 136.72 |  | 0.73 | 0.73 | 4033.29 | 05-XX-2024 | 24 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48399.48 | No |  | 435.7 | 87.17 |  |  |  |  |  |  |  |  |  |  | No | No | 0.08333333333333333 | 1 | 2 | N/A |  | 71.01 | 697 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9824 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  |  |  | 2800 | Appraisal - 1007 | 95.54 |  | 1.05 | 1.05 | 2675.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32102.28 | No |  | 603.56 | 86.67 |  |  |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 1 | N/A | XXX | 54.92 | 760 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx9571 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3000 | 3000 | Appraisal - 1025 |  |  |  | 3000 | Appraisal - 1025 | 90 |  | 1.11 | 1.11 | 2700.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16200.42 | No |  | 704.82 | 146.03 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 13.5 | 729 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9895 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  |  |  | 1800 | Appraisal - 1007 | 81.06 |  | 1.23 | 1.23 | 1459.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22760 | No |  | 166.92 | 76.08 |  | 201500 |  |  |  |  |  |  |  |  | No | No | 2.0 | 1 | 7 | N/A |  | 145.15 | 796 | XXXX | XXXX | XXXX | LA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0066 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2180 | Appraisal - 1007 |  |  |  | 2180 | Appraisal - 1007 | 99.57 |  | 1 | 1 | 2170.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 | No |  | 565.8 | 109 |  | 280000 |  |  |  |  |  |  |  |  | No | No | 2.5 | 1 | 5 | N/A |  | 223.15 | 744 | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx9920 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1315 | Appraisal - 1007 |  |  |  | 1315 | Appraisal - 1007 | 75.05 |  | 1.33 | 1.33 | 986.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16990 | No |  | 83.66 | 110.33 |  | 0 |  |  |  |  |  |  |  |  | No | No | 1.0 | 1 | 2 | N/A |  | 260.54 | 702 | XXXX | XXXX | XXXX | TN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx8676 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1800 | 2000 | Appraisal - 1007 |  |  |  | 1800 | Appraisal - 1007 | 108.31 |  | 1.03 | 1.03 | 1949.58 | 07-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 13200 | Yes | 286 | 156.67 | 39.33 |  | 0 |  |  |  |  |  |  |  |  | No | No | 6.583333333333333 | 1 | 1 | N/A |  | 51.28 | 677 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0019 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3350 | Appraisal - 1007 |  |  |  | 3350 | Appraisal - 1007 | 113.98 |  | 0.88 | 0.88 | 3818.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22910.46 | No |  | 640.62 | 69.75 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 49.45 | 720 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9750 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 9000 | Appraisal - 1007 |  |  |  | 9000 | Appraisal - 1007 | 49.95 |  | 2 | 2 | 4495.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75000 | No |  | 210.42 | 141.5 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 9 | N/A |  | 113.78 | 781 | XXXX | XXXX | XXXX | TN | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx9753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  |  |  | 4500 | Appraisal - 1007 | 89.77 |  | 1.11 | 1.11 | 4039.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24238.38 | No |  | 581.2 | 52.08 |  | 565000 |  |  |  |  |  |  |  |  | No | No | 0.75 | 1 | 2 | N/A |  | 13.69 | 798 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx9543 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2050 | 2400 | Appraisal - 1025 |  |  |  | 2050 | Appraisal - 1025 | 62.46 |  | 1.6 | 1.6 | 1280.44 | 06-XX-2022 | 12 | 06-XX-2022 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 15365.28 | No |  | 208.33 | 73.92 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 4 | N/A |  | 35.08 | 743 | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx9683 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 17000 | Appraisal - 1007 |  |  |  | 17000 | Appraisal - 1007 | 38.42 |  | 2.6 | 2.6 | 6531.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 99500 | No |  | 307.5 | 168.08 |  | 140000 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 7 | N/A |  | 84.93 | 781 | XXXX | XXXX | XXXX | TN | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx9959 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal - 1007 |  |  |  | 1400 | Appraisal - 1007 | 83.51 |  | 1.2 | 1.2 | 1169.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 63951 | No |  | 116.25 | 80 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 21.13 | 781 | XXXX | XXXX | XXXX | TN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0056 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | No | 0 | 2600 | Appraisal - 1007 |  |  |  | 2600 | Appraisal - 1007 | 280.88 |  | 0.27 | 0 | 7302.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 180000 | No |  | 1503.81 | 203.42 |  | 517000 | 0 |  |  |  |  |  |  |  | No | No | 1.5833333333333333 | 1 | 2 | N/A |  | 35.5 | 757 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0140 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1025 |  |  |  | 2800 | Appraisal - 1025 | 96.75 |  | 1.03 | 1.03 | 2709.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16254.3 | No |  | 494.79 | 57.67 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 14.6 | 792 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9497 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3250 | 3400 | Appraisal - 1007 |  |  |  | 3250 | Appraisal - 1007 | 104.37 |  | 0.96 | 0.96 | 3391.88 | 08-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 41225.64 | No |  | 496.21 | 114.57 |  |  |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 1 | N/A |  | 35.06 | 730 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9313 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1300 | Appraisal - 1007 |  |  |  | 1300 | Appraisal - 1007 | 112.4 |  | 0.89 | 0.89 | 1461.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 8767.5 | Yes | 427 | 46.29 | 89.52 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 37.61 | 732 | XXXX | XXXX | XXXX | CO | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9693 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1600 | 2550 | Appraisal - 1025 |  |  |  | 1600 | Appraisal - 1025 | 88.56 |  | 1.13 | 1.13 | 1416.91 | 06-XX-2022 | 1 | 07-XX-2022 | 7 |  |  |  |  |  |  |  |  |  |  | Yes | 8501.46 | No |  | 330.27 | 126.17 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 3.92 | 804 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9761 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 5200 | Appraisal - 1007 |  |  |  | 5200 | Appraisal - 1007 | 122.63 |  | 0 | 0 | 6376.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | Yes | 1300 | 1247.42 | 305.39 |  |  |  |  |  |  |  |  |  |  | No | No | 3.1666666666666665 | 1 | 3 | N/A |  | 9.48 | 793 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9931 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2200 | 2400 | Appraisal - 1007 |  |  |  | 2200 | Appraisal - 1007 | 85.11 |  | 1.17 | 1.17 | 1872.43 | 08-XX-2022 | 1 | 08-XX-2022 | 1 | 09-XX-2022 | 1 |  |  |  |  |  |  |  |  | Yes | 49700 | No |  | 510.11 | 114.58 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 71.02 | 784 | XXXX | XXXX | XXXX | WI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0143 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 10000 | Appraisal - 1007 |  |  |  | 10000 | Appraisal - 1007 | 149.25 |  | 0.69 | 0 | 14925.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | Yes | 1780 | 2304.17 | 826.28 |  |  |  |  |  |  |  |  |  |  | No | No | 2.4166666666666665 | 1 | 2 | N/A | XXX | 62.03 | 722 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0178 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3565 | 3800 | Appraisal - 1025 |  |  |  | 3565 | Appraisal - 1025 | 48.19 |  | 2.08 | 2.08 | 1717.95 | 11-XX-2023 | 24 | 07-XX-2023 | 36 | 07-XX-2023 | 36 | 11-XX-2023 | 12 |  |  |  |  |  |  | Yes | 62806 | No |  | 121.13 | 188.75 |  |  |  |  |  |  |  |  |  |  | No | No | 1.75 | 1 | 1 | N/A |  | 146.64 | 796 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9974 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  |  |  | 2200 | Appraisal - 1007 | 99.43 |  | 1.01 | 1.01 | 2187.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 79800 | Yes | 43.75 | 373.91 | 72.75 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 74.71 | 673 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0070 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  |  |  | 2800 | Appraisal - 1007 | 93.32 |  | 1.07 | 1.07 | 2612.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48000 | Yes | 47.92 | 257.87 | 144.75 |  | 280000 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 5 | N/A |  | 130.53 | 767 | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0221 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1300 | Appraisal - 1007 |  |  |  | 1300 | Appraisal - 1007 | 134.6 |  | 0.74 | 0.74 | 1749.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21009.6 | Yes | 38.75 | 260.42 | 42.01 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 49.59 | 694 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0181 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3900 | Appraisal - 1007 |  |  |  | 3900 | Appraisal - 1007 | 55.02 |  | 1.82 | 1.82 | 2145.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25783.68 | Yes | 305 | 344.11 | 182.67 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 338.99 | 799 | XXXX | XXXX | XXXX | CO | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxx0063 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5226 | Appraisal - 1025 |  |  |  | 5226 | Appraisal - 1025 | 100 |  | 1 | 1 | 5225.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31355.88 | No |  | 1036.46 | 138.45 |  |  |  |  |  |  |  |  |  |  | No | No | 8.583333333333334 | 1 | 2 | N/A |  | 37.82 | 755 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0174 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | Yes | 4000 | 4250 | Appraisal - 1007 |  |  |  | 4000 | Appraisal - 1007 | 248.83 |  | 0 | 0 | 9953.06 | 11-XX-2022 | 12 | 11-XX-2022 | 12 | 12-XX-2022 | 12 | 12-XX-2022 | 12 |  |  |  |  |  |  | Yes | 130800 | No |  | 1510.42 | 132.26 |  |  |  |  |  |  |  |  |  |  | No | No | 2.3333333333333335 | 1 | 8 | N/A |  | 77.85 | 738 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxx0126 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | Yes | 9640 | 9650 | Appraisal - 1007 |  |  |  | 9640 | Appraisal - 1007 | 118.43 |  | 0 | 0 | 11417.13 | 06-XX-2022 | 1 | 06-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 86120 | No |  | 1337.67 | 98.51 |  |  |  |  |  |  |  |  |  |  | No | No | 3.1666666666666665 | 1 | 4 | N/A |  | 43.26 | 735 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1620 | Appraisal - 1007 |  |  |  | 1620 | Appraisal - 1007 | 80.13 |  | 1.25 | 1.25 | 1298.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21000 | No |  | 153.39 | 108.92 |  | 46800 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 4 | N/A |  | 388.65 | 665 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx9754 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  | 2000 | Appraisal - 1007 | 99.95 |  | 1 | 1 | 1999.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12000 | Yes | 370 | 156.46 | 256.02 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 114.29 | 725 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0421 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  |  |  | 2200 | Appraisal - 1007 | 147.35 |  | 0.68 | 0.68 | 3241.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19450.5 | No |  | 150.29 | 91.5 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 41.96 | 784 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9208 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3400 | Appraisal - 1007 |  |  |  | 3400 | Appraisal - 1007 | 74.22 |  | 1.35 | 1.35 | 2523.61 |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32900 | Yes | 50.0 | 659.58 | 118.5 |  |  |  |  |  |  |  |  |  |  | No | No | 2.25 | 1 | 2 | N/A |  | 16.19 | 756 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0361 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 11950 | 9400 | Appraisal - Narrative |  |  |  | 9400 | Appraisal - Narrative | 94.01 |  | 1.06 | 1.06 | 8837.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 106046.28 | No |  | 1260.42 | 203.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 17.16 | 785 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9956 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4800 | Appraisal - 1007 |  |  |  | 4800 | Appraisal - 1007 | 110.37 |  | 0.91 | 0.91 | 5297.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 65900 | Yes | 637 | 600.46 | 128.13 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 9.58 | 713 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0034 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | Yes | 1600 | 1700 | Appraisal - 1007 |  |  |  | 1600 | Appraisal - 1007 | 106.91 |  | 0.75 | 0 | 1710.62 | 07-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 9500 | Yes | 368 | 130 | 232.52 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 23.4 | 713 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9915 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  |  |  | 2700 | Appraisal - 1007 | 99.91 |  | 1 | 1 | 2697.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16200 | Yes | 564 | 124.39 | 115.38 |  | 189000 | 0 |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 108.98 | 760 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0393 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1575 | 1650 | Appraisal - 1007 |  |  |  | 1575 | Appraisal - 1007 | 71.67 |  | 1 | 1 | 1128.85 | 11-XX-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 13546.2 | No |  | 99.62 | 70.17 |  |  |  |  |  |  |  |  |  |  | No | No | 4.166666666666667 | 1 | 1 | N/A |  | 58.31 | 796 | XXXX | XXXX | XXXX | TN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9464 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6495 | 6675 | Appraisal - Narrative |  |  |  | 6495 | Appraisal - Narrative | 87.47 |  | 1.14 | 1.14 | 5680.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 68170.56 | No |  | 1552.71 | 383.17 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 72.84 | 775 | XXXX | XXXX | XXXX | IL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx9609 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2400 | 2400 | Lease |  |  |  | 2400 | Lease | 105.78 |  | 1.38 | 1.38 | 1745.34 | 08-XX-2022 | 1 | 08-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 10472.04 | No |  | 422.27 | 162.74 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 2 | 3 | N/A |  | 44.02 | 729 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9345 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  | 2500 | Appraisal - 1007 | 129.19 |  | 0.77 | 0.77 | 3229.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19378 | Yes | 763 | 70.96 | 32.94 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 12.18 | 743 | XXXX | XXXX | XXXX | CO | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxx0128 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1250 | 1265 | Appraisal - 1007 |  |  |  | 1250 | Appraisal - 1007 | 82.61 |  | 1.21 | 1.21 | 1032.58 | 08-XX-2022 | 1 | 08-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 14400 | No |  | 211.64 | 76.67 |  |  |  |  |  |  |  |  |  |  | No | No | 1.3333333333333333 | 1 | 2 | N/A |  | 98.81 | 785 | XXXX | XXXX | XXXX | PA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0152 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1500 | 3400 | Appraisal - 1007 |  |  |  | 1500 | Appraisal - 1007 | 117.99 |  | 0.85 | 0.85 | 1769.8 | 08-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21237.6 | No |  | 275.19 | 64.92 |  |  |  |  |  |  |  |  |  |  | No | No | 5.166666666666667 | 1 | 2 | N/A |  | 117.83 | 756 | XXXX | XXXX | XXXX | HI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0038 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 |  |  |  | 2400 | Appraisal - 1007 | 100 |  | 1 | 1 | 2399.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33500 | Yes | 10.83 | 346.7 | 137.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 7 | N/A |  | 79.71 | 703 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0000 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  |  |  | 2800 | Appraisal - 1007 | 201.21 |  | 0.77 | 0.77 | 5633.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45300 | No |  | 856.68 | 167.92 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 4 | N/A |  | 75.36 | 741 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9703 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2000 | 2000 | Lease |  |  |  | 2000 | Lease | 91.44 |  | 1.09 | 1.09 | 1828.74 | 12-XX-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18900 | No |  | 105.73 | 59.75 |  |  |  |  |  |  |  |  |  |  | No | No | 4.083333333333333 | 1 | 2 | N/A |  | 123.79 | 687 | XXXX | XXXX | XXXX | WA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0218 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | No | 0 | 15000 | Appraisal - 1007 |  |  |  | 15000 | Appraisal - 1007 | 159.98 |  | 0 | 0 | 23996.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 143978.22 | Yes | 751 | 4088.54 | 307.69 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 64.11 | 796 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9169 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2500 | 2800 | Appraisal - 1025 |  |  |  | 2500 | Appraisal - 1025 | 68.49 |  | 1.46 | 1.46 | 1712.21 | 06-XX-2022 | 12 | 06-XX-2022 | 12 | 06-XX-2022 | 12 | 06-XX-2022 | 12 |  |  |  |  |  |  | Yes | 50000 | No |  | 396.37 | 184.83 |  |  |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 2 | N/A | XXX | 15.68 | 774 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0378 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | Yes | 4640 | 4650 | Appraisal - 1007 |  |  |  | 4640 | Appraisal - 1007 | 109.51 |  | 0.68 | 0 | 5081.17 | 03-XX-2023 | 12 | 07-XX-2023 | 12 | 06-XX-2023 | 12 | 05-XX-2023 | 12 |  |  |  |  |  |  | Yes | 39100 | No |  | 473.96 | 98.17 |  | 455000 | 0 |  |  |  |  |  |  |  | No | No | 0.3333333333333333 | 1 | 2 | N/A |  | 21.04 | 737 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0197 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | Yes | 4000 | 4000 | Appraisal - 1007 |  |  |  | 4000 | Appraisal - 1007 | 130.95 |  | 0 | 0 | 5238 | 03-XX-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 123096 | Yes | 109 | 907.81 | 75.18 |  |  |  |  |  |  |  |  |  |  | No | No | 1.0833333333333333 | 1 | 2 | N/A |  | 120.01 | 767 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0505 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2050 | Appraisal - 1007 |  |  |  | 2050 | Appraisal - 1007 | 97.27 |  | 1.03 | 1.03 | 1993.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23300 | Yes | 32.08 | 427.25 | 113.67 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 51.68 | 807 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0584 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  |  |  | 2300 | Appraisal - 1007 | 118.73 |  | 0.84 | 0.84 | 2730.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32769.84 | No |  | 602.79 | 143.17 |  | 250900 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 20.49 | 751 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0153 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | No | 0 | 5000 | Appraisal - 1007 |  |  |  | 5000 | Appraisal - 1007 | 210.83 |  | 0 | 0 | 10541.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 192000 | No |  | 1062.5 | 85 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A | XXX | 29.02 | 802 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Corporation | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx9810 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6400 | Appraisal - 1007 |  |  |  | 6400 | Appraisal - 1007 | 82.59 |  | 1.21 | 1.21 | 5285.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 190000 | No |  | 1424.47 | 254.42 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 23.22 | 784 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx9133 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 10177 | 101900 | Appraisal - 1007 |  |  |  | 10177 | Appraisal - 1007 | 27.28 |  | 3.67 | 3.67 | 2775.84 | 12-XX-2022 | 6 | 12-XX-2022 | 6 | 12-XX-2022 | 6 | 12-XX-2022 | 6 | 12-XX-2022 | 1500 | 12-XX-2022 | 6 | 12-XX-2022 | 6 | Yes | 122124 | No |  | 881.77 | 359.17 |  | 320000 |  |  |  |  |  |  |  |  | No | No | 19.416666666666668 | 1 | 7 | N/A |  | 21.63 | 725 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0138 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal - 1007 |  |  |  | 1600 | Appraisal - 1007 | 74.88 |  | 1.34 | 1.34 | 1198.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21300 | No |  | 69.22 | 104 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 7 | N/A |  | 148.82 | 719 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9853 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1695 | 2000 | Appraisal - 1007 |  |  |  | 1695 | Appraisal - 1007 | 124.72 |  | 0.8 | 0.8 | 2113.93 | 03-XX-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12683.58 | Yes | 328 | 295.52 | 60.88 |  |  |  |  |  |  |  |  |  |  | No | No | 9.833333333333334 | 1 | 3 | N/A |  | 32.48 | 615 | XXXX | XXXX | XXXX | CO | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0458 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  |  |  | 3100 | Appraisal - 1007 | 153.53 |  | 0.65 | 0.65 | 4759.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25640 | No |  | 677.08 | 37.93 |  | 520000 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 45.66 | 772 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0281 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal - 1007 |  |  |  | 6000 | Appraisal - 1007 | 93.59 |  | 1.07 | 1.07 | 5615.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 145500 | No |  | 1036.46 | 167.67 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 4 | N/A |  | 23.23 | 708 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0166 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 10619 | Appraisal - 1007 |  |  |  | 10619 | Appraisal - 1007 | 56.8 |  | 1.76 | 1.76 | 6031.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | No |  | 301.17 | 541.39 |  | 940000 | 0 |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 38.46 | 797 | XXXX | XXXX | XXXX | OK | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9837 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1275 | 1350 | Appraisal - 1007 |  |  |  | 1275 | Appraisal - 1007 | 82.58 |  | 1.21 | 1.21 | 1052.95 | 02-XX-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12680 | No |  | 131.92 | 102.5 |  | 126000 |  |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 3 | N/A |  | 108.53 | 726 | XXXX | XXXX | XXXX | OK | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0120 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1200 | 1375 | Appraisal - 1007 |  |  |  | 1200 | Appraisal - 1007 | 85.38 |  | 1.17 | 1.17 | 1024.51 | 01-XX-2024 | 18 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20500 | No |  | 109.9 | 106.84 |  | 95000 |  |  |  |  |  |  |  |  | No | No | 0.25 | 1 | 8 | N/A |  | 97.52 | 714 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0247 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | No | 0 | 5800 | Appraisal - 1007 |  |  |  | 5800 | Appraisal - 1007 | 136.83 |  | 0 | 0 | 7936 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 190039 | No |  | 1258.98 | 173.42 |  |  |  |  |  |  |  |  |  |  | No | No | 3.5 | 1 | 2 | N/A |  | 11.17 | 704 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9917 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3320 | Appraisal - Narrative |  |  |  | 3320 | Appraisal - Narrative | 87.15 |  | 1.15 | 1.15 | 2893.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34720.44 | No |  | 609.53 | 314.17 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 62.43 | 766 | XXXX | XXXX | XXXX | CT | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9372 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5040 | Appraisal - Narrative |  |  |  | 5040 | Appraisal - Narrative | 64 |  | 1.56 | 1.56 | 3225.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32430 | No |  | 449.32 | 242.33 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 7 | N/A |  | 75.26 | 716 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0165 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2725 | 2800 | Appraisal - 1025 |  |  |  | 2725 | Appraisal - 1025 | 81.29 |  | 1.23 | 1.32 | 2215.19 | 03-XX-2021 | 12 | 10-XX-2022 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 26200 | No |  | 261.42 | 318.74 |  |  |  |  |  |  |  |  |  |  | No | No | 8.5 | 1 | 1 | Other | XXX | 228.88 | 697 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxx9945 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1650 | Appraisal - 1007 |  |  |  | 1650 | Appraisal - 1007 | 53.64 |  | 1.86 | 1.86 | 885.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10632 | No |  | 77.32 | 66.75 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 10 | N/A |  | 184.34 | 743 | XXXX | XXXX | XXXX | IN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0558 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6800 | Appraisal - 1007 |  |  |  | 6800 | Appraisal - 1007 | 45.49 |  | 2.2 | 2.2 | 3093.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42000 | Yes | 39 | 30.25 | 70.75 |  | 125000 | 0 |  |  |  |  |  |  |  | No | No | 0.75 | 1 | 3 | N/A |  | 76.26 | 694 | XXXX | XXXX | XXXX | TN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9883 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6000 | 4400 | Appraisal - 1025 |  |  |  | 4400 | Appraisal - 1025 | 79.78 |  | 1.25 | 1.25 | 3510.45 | 05-XX-2023 | 12 | 05-XX-2023 | 12 | 05-XX-2023 | 12 | 05-XX-2023 | 12 |  |  |  |  |  |  | Yes | 54450 | No |  | 371.89 | 158 |  | 345000 |  |  |  |  |  |  |  |  | No | No | 1.5 | 1 | 1 | N/A |  | 9.68 | 689 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2500 | 3200 | Appraisal - 1007 |  |  |  | 2500 | Appraisal - 1007 | 80.88 |  | 1.24 | 1.24 | 2021.99 | 09-XX-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 91560 | No |  | 93.3 | 72.45 |  |  |  |  |  |  |  |  |  |  | No | No | 1.25 | 1 | 2 | N/A |  | 54.2 | 693 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0214 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  |  |  | 2100 | Appraisal - 1007 | 84.43 |  | 1.18 | 1.18 | 1773.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 | Yes | 150 | 269.41 | 53.25 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A | XXX | 25.61 | 767 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0464 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Full Doc | Present | No | 0 | 3500 | Appraisal - 1007 |  |  |  | 3500 | Appraisal - 1007 | 126.28 |  | 0.59 | 0 | 4419.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49300 | No |  | 697.92 | 130.33 |  | 422688 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 59.07 | 787 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0301 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5150 | 5150 | Appraisal - 1025 |  |  |  | 5150 | Appraisal - 1025 | 61.89 |  | 1.62 | 1.62 | 3187.46 | 04-XX-2023 | 12 | 05-XX-2023 | 12 | 06-XX-2023 | 12 | 04-XX-2023 | 12 |  |  |  |  |  |  | Yes | 49700 | No |  | 366.99 | 117.17 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 64.92 | 749 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0303 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5100 | 5100 | Appraisal - 1025 |  |  |  | 5100 | Appraisal - 1025 | 62.54 |  | 1.6 | 1.6 | 3189.71 | 06-XX-2023 | 12 | 06-XX-2023 | 12 | 06-XX-2023 | 12 | 06-XX-2023 | 12 |  |  |  |  |  |  | Yes | 15529.2 | No |  | 366.99 | 119.42 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 7 | N/A |  | 93.45 | 764 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0374 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5100 | Appraisal - 1025 |  |  |  | 5100 | Appraisal - 1025 | 60.2 |  | 1.6 | 1.6 | 3187.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49700 | No |  | 366.99 | 117.17 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 64.86 | 749 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9891 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1500 | 1540 | Appraisal - 1007 |  |  |  | 1500 | Appraisal - 1007 | 82.84 |  | 1.21 | 1.21 | 1242.67 | 06-XX-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27100 | No |  | 96.02 | 110.64 |  | 0 |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 111.49 | 738 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0279 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4200 | 4400 | Appraisal - 1007 |  |  |  | 4200 | Appraisal - 1007 | 80.33 |  | 1.24 | 1.24 | 3373.96 | 12-XX-2022 | 12 | 12-XX-2022 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 50400 | No |  | 480.85 | 95.88 |  | 0 |  |  |  |  |  |  |  |  | No | No | 11.083333333333334 | 1 | 2 | N/A |  | 108.68 | 731 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0485 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 Month Bank Statement | Present | Yes | 2500 | 3500 | Appraisal - 1007 |  |  |  | 2500 | Appraisal - 1007 | 274.96 |  | 0 | 0 | 6873.88 | 08-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35800.68 | No |  | 636.71 | 66.39 |  | 650000 |  |  |  |  |  |  |  |  | No | No | 2.25 | 1 | 2 | N/A |  | 6.77 | 696 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0724 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | W2/1099 Verified | Present | No | 0 | 2750 | Appraisal - 1007 |  |  |  | 2750 | Appraisal - 1007 | 200.87 |  | 0.37 | 0 | 5523.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 61950 | No |  | 939.17 | 87.5 |  | 367500 | 0 |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 4 | N/A | XXX | 31.73 | 768 | XXXX | XXXX | XXXX | WA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0799 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1720 | 2300 | Appraisal - 1007 |  |  |  | 1720 | Appraisal - 1007 | 99.49 |  | 1.01 | 1.01 | 1711.2 | 08-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10320 | No |  | 319.66 | 47.79 |  | 0 |  |  |  |  |  |  |  |  | No | No | 9.75 | 1 | 2 | N/A |  | 40.42 | 641 | XXXX | XXXX | XXXX | OR | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0875 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  |  |  | 2700 | Appraisal - 1007 | 98.8 |  | 1.01 | 1.01 | 2667.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42800 | No |  | 499.7 | 92.5 |  | 437000 | 0 |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 1 | N/A |  | 40.47 | 766 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9854 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 8550 | 9700 | Appraisal - 1007 |  |  |  | 8550 | Appraisal - 1007 | 63.98 |  | 1.06 | 1.06 | 5470.7 | 08-XX-2022 | 1 | 08-XX-2022 | 1 | 08-XX-2022 | 1 | 08-XX-2022 | 1 | 08-XX-2022 | 1 | 08-XX-2022 | 1 | 08-XX-2022 | 1 | Yes | 65648 | No |  | 356.56 | 134.25 |  |  |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 6 | N/A | XXX | 127.38 | 772 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxx0751 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 Month Bank Statement | Present | Yes | 2400 | 2000 | Appraisal - 1007 |  |  |  | 2000 | Appraisal - 1007 | 177.91 |  | 0.48 | 0 | 3558.24 | 08-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 54400 | No |  | 539.77 | 109 |  | 510000 |  |  |  |  |  |  |  |  | No | No | 1.0 | 1 | 2 | N/A |  | 11.29 | 768 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0284 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  |  |  | 3000 | Appraisal - 1007 | 92.31 |  | 1.08 | 1.08 | 2769.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33390 | No |  | 378.4 | 117.25 |  | 326000 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 224.19 | 754 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0734 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4030 | 3500 | Appraisal - 1007 |  |  |  | 3500 | Appraisal - 1007 | 79.64 |  | 1.26 | 1.26 | 2787.49 | 05-XX-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 66159.12 | Yes | 82.92 | 79.11 | 118.17 |  | 450000 |  |  |  |  |  |  |  |  | No | No | 1.25 | 1 | 1 | N/A |  | 117.81 | 800 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx9640 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2200 | 2200 | Appraisal - 1007 |  |  |  | 2200 | Appraisal - 1007 | 97.07 |  | 1.03 | 1.03 | 2135.52 | 08-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | Yes | 105 | 250.88 | 28.08 |  |  |  |  |  |  |  |  |  |  | No | No | 4.5 | 1 | 2 | N/A |  | 154.77 | 774 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0047 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2150 | 3700 | Appraisal - 1007 |  |  |  | 2150 | Appraisal - 1007 | 85.93 |  | 1.16 | 1.16 | 1847.4 | 08-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22168.8 | No |  | 118.9 | 114.83 |  |  |  |  |  |  |  |  |  |  | No | No | 3.4166666666666665 | 1 | 2 | N/A |  | 150.95 | 756 | XXXX | XXXX | XXXX | HI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0609 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1500 | 1100 | Appraisal - 1007 |  |  |  | 1100 | Appraisal - 1007 | 113.44 |  | 0.88 | 0.88 | 1247.85 | 03-XX-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 | No |  | 106.07 | 266.78 |  | 75000 |  |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 2 | N/A | XXX | 28.31 | 645 | XXXX | XXXX | XXXX | MS | XXXX | XXXX | Limited Partnership | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0598 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | No | 0 | 2650 | Appraisal - 1007 |  |  |  | 2650 | Appraisal - 1007 | 83.88 |  | 0.97 | 0 | 2222.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12258.6 | Yes | 196 | 263.28 | 197.25 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 28.03 | 794 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0370 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  |  |  | 2600 | Appraisal - 1007 | 148.49 |  | 0.67 | 0.67 | 3860.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | Yes | 190 | 623.27 | 38.75 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 316.9 | 723 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0762 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  |  |  | 3000 | Appraisal - 1007 | 144.91 |  | 0.69 | 0.69 | 4347.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47000 | Yes | 282 | 609.38 | 82.42 |  | 244000 | 0 |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 51.87 | 765 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0460 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | Yes | 1595 | 1500 | Appraisal - 1007 |  |  |  | 1500 | Appraisal - 1007 | 91.34 |  | 1.09 | 0 | 1370.1 | 05-XX-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72000 | No |  | 330.58 | 70.83 |  | 99200 | 0 |  |  |  |  |  |  |  | No | No | 1.4166666666666667 | 1 | 4 | N/A |  | 55.92 | 744 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx1109 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3600 | Appraisal - 1007 |  |  |  | 3600 | Appraisal - 1007 | 122.87 |  | 0.81 | 0.81 | 4423.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53081.04 | No |  | 755.21 | 73.42 |  | 547500 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 73.29 | 792 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0889 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1750 | Appraisal - 1007 |  |  |  | 1750 | Appraisal - 1007 | 112.23 |  | 0.89 | 0.89 | 1965.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | No |  | 30.97 | 346.84 |  | 199500 | 0 |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 36.04 | 688 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0546 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4750 | 4170 | Appraisal - 1007 |  |  |  | 4170 | Appraisal - 1007 | 94.98 |  | 1.05 | 1.05 | 3960.7 | 03-XX-2023 | 12 | 01-XX-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 28500 | No |  | 423.66 | 100 |  | 465000 |  |  |  |  |  |  |  |  | No | No | 1.3333333333333333 | 1 | 2 | N/A |  | 3.7 | 731 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0714 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2250 | Appraisal - 1007 |  |  |  | 2250 | Appraisal - 1007 | 143.82 |  | 0.7 | 0.7 | 3235.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 80000 | No |  | 477.26 | 56.35 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 123.76 | 719 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0636 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1175 | 1775 | Appraisal - 1007 |  |  |  | 1175 | Appraisal - 1007 | 99.98 |  | 1 | 1 | 1174.74 | 11-XX-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25900 | No |  | 210.5 | 118.51 |  |  |  |  |  |  |  |  |  |  | No | No | 1.9166666666666667 | 1 | 1 | N/A | XXX | 95.43 | 701 | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0419 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5900 | 6000 | Appraisal - 1007 |  |  |  | 5900 | Appraisal - 1007 | 148.08 |  | 0.68 | 0.68 | 8736.66 | 10-XX-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 130000 | No |  | 1500 | 320 |  | 1440000 | 0 |  |  |  |  |  |  |  | No | No | 0.25 | 1 | 3 | N/A |  | 43.09 | 719 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Corporation | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx1091 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1025 |  |  |  | 2500 | Appraisal - 1025 | 90.36 |  | 1.11 | 1.11 | 2259.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26400 | No |  | 610.94 | 222.18 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 10.59 | 767 | XXXX | XXXX | XXXX | IL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxx0006 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2095 | Appraisal |  |  |  | 2095 | Appraisal | 94.7 |  | 1.06 | 1.06 | 1983.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25140 | Yes | 175 | 154.11 | 55.83 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 |  |  | 41 | 787 | XXXX | XXXX | XXXX | NC | XXXX | XXXX | Corporation | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxx0098 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5700 | Appraisal |  |  |  | 5700 | Appraisal | 85.79 |  | 1.17 | 1.17 | 4889.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 135000 | No |  | 760.42 | 533.75 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 |  |  | 18 | 670 | XXXX | XXXX | XXXX | NC | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |

---

## Exhibit 99.4

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual U/W |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio&nbsp;&nbsp;&nbsp;&nbsp; <br>| diligenceFinalLookPage | 50.09 | 49.69 | DTI witihin 2% |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Ineligible | AUS confirmed to be Manual underwriting |
| XXXX |  | XXXX | QM Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 50.09 | 0.40 | DTI confirmed to be XX.XX |
| XXXX |  | XXXX | Underwriting Guideline Product Name | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | No correction needed verified with approval |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.55 | 46.61 | Within 2% |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Approve Eligible | Approve Ineligible | Value Match |
| XXXX |  | XXXX | QM Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.55 | NA | Per approval verified |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Attributed to the incomplete 1008. Appropriate finding added |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual U/W |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Verified entry is correct |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Verified entry is correct |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 367500 | 0.00 | Verified entry is correct |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Updated as per Approval Document |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 174675 | 0.00 | Updated as per Note |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated as per Final 1003 |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values match |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 594200 | 0.00 | Entry verified |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.01 | 39.37 | Verified entry is correct per 1008 |
| XXXX |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Entry verified |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Updated as per 1008 and approval certificate |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 330000 | 0.00 | Updated as per Note Document |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 8.65 | 8.70 | With In 2% |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Loan Updated As 1008 Document |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | Business P&L |  |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | Note Date Updated As per Note Document |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type Updated As Per Approval Certificate |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Prepayment Penalty Flag Updated As Per Note Document |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 511425 | 0.00 | Loan Amount Updated AS Per Note Document |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 172000 | 0.00 | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manually underwritten loan. |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.28 | 32.45 | DTI/HTI +/- 2% is allowable as per Guidelines |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 568000 | 0.00 | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.64 | 34.15 | Within 2% variance. |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 1989000 | 0.00 | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 15.35 | 15.29 | As per GLS with in 2% of DTI variance can acceptable |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | Updated as per Note document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | AUS confirmed to be Manual underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Lone |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.2 | 1.01 | Due To The DSCR Discrepancy Hazard Document Missing |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is manual Underwriting loans |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual underwriting as per 1008 doc |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.37 | 35.89 | Within +/- 2% tolerance factor is allowable |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement |  |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | Matches per Note |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement |  |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement |  |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan program is DSCR as per document |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 247500 | 0.00 | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | No Income No Ratio. Updated as per 1008 and Approval Document |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values Match |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 2216800 | 0.00 | Updated as per Note Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Verified manual underwriting with 1008. |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.33 | 46.01 | DTI within 2% |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual U/W |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 226400 | 0.00 | As per the note loan amount updated<br>|
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | As per the Approval cert this is DSCR file<br>|
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 451500 | 0.00 | Updated As Per Note Document |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values Match |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Updated As Per 1008 Document |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values Match |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | As per 1008 Document this is DSCR loan |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 405000 | 0.00 | XXXX |
| XXXX |  | XXXX | Sales Price | propertyValuationPage | XXXX | XXXX | AS Per 1008 Doc True Data IS Correct |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.08 | 1.09 | Values Match |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As Per Approval Document This is DSCR Loan |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.3 | 1.28 | As per Documents DSCR calculation value is 1.27 but as per note document P&I amount is $845.27, and in final 1003 P&I amount is $858.57 due to that reason there is a variation in DSCR ratio. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Manual Underwriting loan |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM, We update Manual Underwriting |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.29 | 1.28 | 1) The Calculation validating the correct DSCR is as follows: Monthly Rent Payment from 1007 on page no. 99CR. Monthly Rent $1,800/PITIA $1392.99 = 1.29 DSCR 2) First<br> Mortgage P&I is on 1003 is $947.46 Monthly and on Note is $858.24 Monthly also HOA on 1003 is $297 Monthly and On Appraisal is $287 Monthly , First Mortgage P&I Monthly Considered from Note and HOA Monthly Considered from Appraisal . |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual underwriter Loan |
| XXXX |  | XXXX | Underwriting Guideline Product Name | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | Updated as per Approval Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This manual Underwriting Loans |
| XXXX |  | XXXX | QM Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | NA | Updated As Per Document |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | As per 1008 document this is DSCR loan |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 461250 | 0.00 | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | 725 | 733 | As per Credit report This is Correct FICO 725 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | AUS confirmed to Manual Underwriting |
| XXXX |  | XXXX | Underwriting Guideline Product Name | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Ineligible | manual U/W |
| XXXX |  | XXXX | QM Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | NA | Matches, DSCR loan |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Verified is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | manual U/W |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | AUS confirmed to be Manual underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | No correction needed. |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 549100 | 0.00 | Updated as per Note document |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | 45.93 | 45.94 | Values are within 2% |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Verified entry is correct. |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | 647 | 0 | Qualifying FICO Updated as per Credit Report |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Prepayment Penalty Flag confirmed with Note Document |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 405000 | 0.00 | Loan Amount updated as per Approval Certificate |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type updated as per Approval Certificate |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Updated as per approval Certificate |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Prepayment Penalty Flag is True |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 319000 | 0.00 | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Verified entry is correct per approval document |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Flag is set to Yes as per note document. |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 300000 | 0.00 | Verified entry is correct per Note Document |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Updated As Per 1008 Document |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 308720 | 0.00 | Updated As Per Note Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Verified with 1008 is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Verified is manual underwriting |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | This interest Only Note. Page- 1CL |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | AUS confirmed to be manual underwriting |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | CPA Verified |  |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated As Per 1008 Document |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.42 | 42.44 | 2% of Variation acceptable as per Lender Guidelines |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement |  |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | This is Primary Residence Property hence selected Non-QM: Lender documented all ATR UW factors |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 705500 | 0.00 | Loan Amount updated as per the note |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | Updated as per the note docuemnt |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 51.7 | 48.95 | In 1008 and Diligence final look Qualifying Total Debt Income Ratio is 48.94 it is matching |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Updated as per Approval Certificate |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Prepayment Penalty Flag is True |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 263200 | 0.00 | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.72 | 40.93 | within +/-2% difference allowable |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual underwritten loan as per 1008 page number 1 |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement |  |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.03 | 34.48 | 2% of variation acceptable |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual underwriting loans |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement |  |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As Per Approval this is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | 26.61 | 26.62 | 2% of variation acceptable as per Lender Guidelines |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status Is Non-QM: Lender documented all ATR UW factors<br>|
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | 24.01 | 21.36 | Within 2% of Variation acceptable as Per Lender Guidelines |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Conventional Loan per UW approval on page 1cr<br> This is 12 months Bank statement this is Correct Non-QM: Lender documented all ATR UW factors |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.28 | 34.82 | Within 2% of Variation acceptable as Per Lender Guidelines |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | As per the note document updated |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | As per the Approval on page 1 cr and 1008 on page 5 cr this is DSCR file<br>|
| XXXX |  | XXXX | Property Value | propertyValuationPage | 2600000 | 2450000.00 | As per the Appraisal Property value updated updated<br>|
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | This is Conventional Primary Purchase Loan so we are selecting Non- QM Lender Documented All ATR UW Factors |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual underwriting as per 1008 document |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | Interest only flag set to yes as per 1008 document |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement |  |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.99 | 46.24 | Within 2% of Variation acceptable as Per Lender Guidelines |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated As Per 1008 Document |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Prepayment Penalty Flag is True |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Updated as per Approval Certificate |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 680000 | 0.00 | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement |  |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manual underwriting loans |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As Per Approval This Is Manual Underwriting |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | 774 | 773 | As Per Credit scores True Data is Correct |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per 1008 and Approval Document |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.09 | 38.10 | Within 2% of Variation acceptable as Per Lender Guidelines |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Ineligible | Manual U/W Per 1008 Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual Underwrite. |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | Interest Only Flag is True |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.69 | Loan is not a DSCR |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As Per the 1008 this file have Manual Underwriting |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | 773 | 805 | Updated as per the Credit report |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement |  |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual underwriting. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual per the 1008 document |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Occupancy Status is Primary Residence SO we are going update Originator QM Status as "Non-QM: Lender documented all ATR UW factors"<br>|
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | 610253 | 0.00 | $610,253 is confirmed from Note document page number 26CL |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per 1008 Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual Underwriting |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.39 | 39.62 | Within 2% |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement |  |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter loan |
| XXXX |  | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Tape data has desk review info populated. |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated as per final 1003 page 24CR,33CR<br>|
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per 1008 Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Per 1008, Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per 1008 and Approval Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per 1008 Document |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.94 | 34.93 | 2% of variation acceptable as per lender guidelines |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manual underwriting loans |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement |  |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per 1008 |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan type – Loan program is DSCR as per Approval document. |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values match |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Verified entry is correct per approval certificate |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | 768 | 755 | Verified entry is correct per credit document, 1008 pending 3rd score. |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | per Lender Approval on page 1 cr this is a DSCR loan |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM Loan, We update AUS Recommendation as "Manual Underwriting" |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM Loan, We update AUS Recommendation as "Manual Underwriting" |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.73 | 44.37 | Within +/- 2% difference allowable |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement |  |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated As Per 1008 Document |
| XXXX |  | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Updated As Per Appraisal Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | AUS confirmed to be manual underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per 1008 page 1 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This manual underwriting loans |
| XXXX |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Updated as per final 1003 document |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | 704 | 701 | As per Credit report this is Correct Fico 704 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As per 1008 Document this is Correct Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As per the 1008 this file have Manual underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM loan. NQM loans are always Manually Underwritten. |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.13 | 44.90 | DTI/HTI +/- 2% is allowable as per Guidelines. |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Loan Type updated as per Approval Certificate found on page no.1CR Debt Service Coverage (DSCR) |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Prepayment Penalty Flag confirmed with Note Document found on page no.24CL |
| XXXX |  | XXXX | Borrower 1 Citizen | the1003Page | Non Permanent Resident Alien | Foreign National | This is not a Foreign national per 1003 pag 49 |
| XXXX |  | XXXX | Qualifying FICO | the1008Page | 700 | 0 | Values Match |
| XXXX |  | XXXX | Escrow Flag | finalCdDetailPage | No | Yes | Per review loan is not escrowed. |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | Debt Service Coverage Ratio | Not Stated Not Verified |  |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | finalCdDetailPage | No | Yes | Value match |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | Approval missing from loan file. Program not listed on 1008 |
| XXXX |  | XXXX | Mortgage Origination Channel | the1003Page | Retail | Correspondent Bulk | Resmac is the Lender and the Broker= Retail |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.27 | 42.69 | Per 1008 DTI is XX.XXX% within 2% allowable limit. |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | Loan is a DSCR. Originator Status is ATR/QM EXempt. |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | In Note Interest Only Flag is True |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Ineligible | This Is Manual Underwriter Loan Updated As Per 1008 Document |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement |  |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.88 | 42.78 | DTI/HTI +/- 2% is allowable as per Guidelines |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement |  |
| XXXX |  | XXXX | Borrower 1 SSN | the1003Page | XXXX | XXXX | Borrower 1 SSN numbere extracted from 1003 on page 214. |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | Loan program updated as per Approval document page 336Cr |
| XXXX | XXXX | XXXX | Escrow Flag | finalCdDetailPage | No | Yes | As per 1008 Document escrow flag is set to No |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | This is DSCR loan as per approval certificate |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | 707 | 0 | As per Credit report is FICO Score is XXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | As Per Approval True Data is Correct |
| XXXX | XXXX | XXXX | Property Zip Code | notePage | XXXX | XXXX | Tape is Not Capturing 5 Digits of Property Zip Code |
| XXXX | XXXX | XXXX | Escrow Flag | finalCdDetailPage | No | Yes | Verified no escrow is correct with final CD |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values Match |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | As Per Approval True Data Is Correct |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | 707 | 0 | As Per Credit Scores True Data is Correct |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | As Per Note Document True Data Is Correct |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | Wholesale | Correspondent Bulk | Lender and Loan originator is Different hence true Data is Correct |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | As Per Note Document true Data Is correct |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values Match |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | As per Note Document this is Correct First payment date 7-XX-2022 |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | 707 | 0 | As per Credit report this is Correct FICO Score XXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | As per 1008 Document this is DSCR Loan |
| XXXX | XXXX | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | Wholesale | Correspondent Bulk | As per 1003 Document This is Wholesale |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manual underwriter loans |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | Y | No | Note and Final Closing Disclosure shows Prepayment Penalty |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | DSCR | Conventional | Updated as per Approval Page 365<br>|
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.43 | 35.46 | Within 2% |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | manual underwriting as per 1008 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per Approval certificate and 1008 Document manual U/W |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual underwriting Loan |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | Updated as per Note Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Initial Monthly P&I Or IO Payment | notePage | 1984.72 | 1984.71 | Updated as per Note Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated As per 1008 Document |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 33.31 | This is DSCR Loan, DTI is not required |
| XXXX | XXXX | XXXX | Qualifying Total Reserves Number of Months | assetPage | 8.41 | 6 | Total Qualified Assets for Reserves Post Close $$XX,XXX.XXX / PITIA $X,XXX.XXX = Qualifying Total Reserves Number of Months $X.XX<br>|
| XXXX | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.87 | 0.981 | Updated as per 1007 document (Page no 121) |
| XXXX | XXXX | XXXX | Prepayment Penalty Total Term | notePage | 60 | 5 Year PPP | Updated As per note document (Page No 60) |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | values match |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.62 | 49.92 | within 1% |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Ineligible | manual underwriting per 1008 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | per 1008 document manual U/W |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.5 | 46.34 | DTI within 1% per 1008 value of XX.XXX, calculated value XX.X |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manual underwriter as per guideline |
| XXXX |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Attached | Property Type as 2 to 4 unit accurate per appraisal |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | The borrower is qualified with their own income and all atr factors being included in qualifying for this loan,Hence Rescinded<br>|
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM Loan we update AUS Recommendation as Manual Underwriting<br>|
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.45 | 40.93 | Within 1 percent |
| XXXX |  | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per the Appraisal on page 164, the property is a two to four unit |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.1 | 1.09 | Rounding issue. System is rounding $XXXX rent / $XXXX.XX PITIA = X.XXXX rounded to X.X |
| XXXX |  | XXXX | Property Type | propertyValuationPage | Single Family Detached | Single Family Attached | Values Match |
| XXXX |  | XXXX | Prepayment Penalty Total Term | notePage | 0 | 48.00 | The note does not show a prepayment penalty on this loan. |
| XXXX |  | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | ALT DOC |  |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values Match |
| XXXX |  | XXXX | Loan Type | the1003Page | DSCR | Conventional | Updated as per Approval Document 1CR Pg |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Occupancy is Primary Residence hence Originator QM Status is updated as 'Non-QM: Lender documented all ATR UW factors'.<br>|
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | 23.02 | 23.03 | DTI/HTI +/- 1% is allowable as per Guidelines |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.57 | 39.44 | DTI is within 1% |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Loan is primary residence per conditional loan approval. |
| XXXX |  | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | ALT DOC |  |
| XXXX |  | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | hudClosingDetailPage | Yes | No | Initial escrow account disclosure in the file for escrows. |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 344.08 | 334.08 | Per Insurance P147-148, hazard/flood combined are $475.41. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual Underwriting is correct |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | As Per Note Document True Data is Correct |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 21.99 | 21.56 | -/+ 1% is Acceptable As Per Guidelines |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 207.92 | 207.93 | As Per Hazard document True Data is Correct |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Loan Updated As Per 1008 Document Page No 1 |
| XXXX |  | XXXX | Higher Priced Mortgage Loan (HPML) Flag | complianceResultsPage | No | Yes | Values Match |
| XXXX |  | XXXX | Escrow Flag | hudClosingDetailPage | Yes | No | Values match |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Prepayment Penalty Flag confirmed with Note Document available page NO.1CL |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per 1008 Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM loan. NQM loans are always Manually Underwritten. |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated as per Final 1003. |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 704.82 | 705.13 | Rounding Factor Error. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | AUS confirmed to be Manual underwriter |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 16.37 | 15.84 | DTI within 1% |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated As Per 1008 Document Page No 1 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | As Per Note there is Prepayment Penalty In Page Number 5CL |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per the 1008 |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | As per the prepayment rider Prepayment Penalty Flag selected<br>|
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | Updated as per the Note |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 640.62 | 640.63 | Monthly Property Tax amount considered as Rounding Factor |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Prepayment Penalty Flag Confirmed with Note Document available page NO.1CL |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 52.79 | 53.52 | DTI < 1% is within tolerance |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM loan we update AUS Recommendation<br> as Manual Underwriting<br>|
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As per 1008 Document this is Manual Underwriting |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | Partial | Yes | Both taxes and insurance showing to be escrowed on Final CD screen. Should not be partial |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting loan only |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.3 | 44.38 | <1% variance is acceptable. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values match |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This loans are Manual Underwriting Loans |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual U/W per 1008 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual underwriting as per 1008 document page 1Cr |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 1062.5 | 895.49 | Updated as per Title Certificate |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.35 | 44.01 | Within 1% of 1008 |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.6 | 45.67 | DTI +/- 1% Allowable as per Guidelines |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual underwriting is correct |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 740.62 | 740.63 | Rounding Issues |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.51 | 37.00 | DTI <1 % variance allowed. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM Loans, All NQM loans are Manually Underwritten.<br>|
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Updated as per the CPA letter and Income worksheet documents. page 142CR, 239CR |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Loan |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.96 | 1.00 | Based on calculation client is using higher amount of 3,400 instead of the actual rent $3250 which also so happens to be the lower of the two. Due to this DSCR difference occurring. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This loans are manual underwriting loans |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | value match |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | value match |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual Underwriting is updated as per the 1008 document found on the page no. 1 CR |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values Match |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.69 | 35.63 | DTI +/- 1% Allowable as per Guidelines |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 1247.42 | 1247.43 | Updated as per Title Report |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is manual Underwriting |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values match |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.17 | 1.28 | Revised 1008 in findings with updated DSCR ration of 1.17. $2200 MO RENT/ $1872.42 PITI = 1.17 DSCR RATIO |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | updated as per the 1008 |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Updated as per the 1003 |
| XXXX |  | XXXX | Initial Monthly P&I Or IO Payment | notePage | 8121.94 | 8121.93 | Updated as per the note |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.89 | 48.57 | Within 1% Tollerance |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.69 | 48.29 | +/- 1% variance is acceptable |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.69 | This is Not a DSCR loan |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual Underwriting is correct |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | AUS confirmed be Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | manual underwriting |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | 667 | 674 | As per Credit Report Updated and lender approval FICO of 667 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM loan. NQM loans are always Manually Underwritten. |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | Updated as per Approval certificate |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual UW per 1008 Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Value match |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This loans are Manual underwriting loans |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.82 | 2.12 | As per 1008 document DSCR score is 1.82, DSCR score is matching with 1008 document page #01CR |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 405.6 | 405.58 | Updated per insurance invoice page 249 |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated as per note document page # 515 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Out of Scope | This loans are manual underwriting loans |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Since this is NQM Loan, We update AUS Recommendation as Manual Underwriting<br>|
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 241.91 | 241.93 | Updated as per Hazard certificate |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual U/W since NonQM |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | 773 | 785 | Updated as per the Credit report |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 268.75 | 162.60 | Updated as per the hazard document |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | Partial | Yes | Values match |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | updated as per the 1008 |
| XXXX |  | XXXX | Initial Monthly P&I Or IO Payment | notePage | 4623.76 | 4623.75 | Updated as per the note |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | Updated as per the Note |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.89 | 48.23 | Within 1% of tollrance |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 138.45 | 138.56 | Updated As Per Hazard Documents Page No 298, 302 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Loan |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 556.1 | 556.11 | Updated As Per Tax Document |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 87.93 | 87.92 | Updated As Per Hazard Insurance Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated As Per 1008 Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is manual Underwriter Loan |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.32 | This Is Not DSCR Loan This Conventional Loan |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Ineligible | Manual underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | Higher Priced Mortgage Loan (HPML) Flag | complianceResultsPage | No | Yes | Loan meets the High priced test |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 23.34 | 23.59 | < 1% of variation acceptable as per guidelines. |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting loans |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Loan |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual U/W per 1008 Document |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 150.29 | 150.25 | Property Tax=$1803.48/12= $150.29 page 323Cr |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual Underwriting As per 1008 Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Since this NQM loan we use to update AUS Recommendation as Manual Underwriting<br>|
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As per Approval Document This is DSCR Loan |
| XXXX |  | XXXX | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Two to Four Unit | Updated as per 1008 Page no 1CR |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This loan is NQM AUS Recommendation as Manual Underwriting<br>|
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.24 | 38.29 | DTI = Housing Expenses $12,623.83 + All other Monthly Debts $31,823.96 / Gross Monthly Income $116,220 = 38.24% |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Updated as per the document 1008 document. page 1 |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 128.13 | 128.14 | Off by one penny policy premium used from proof of insurance |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual is correct |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Ineligible | Manual U/W Per 1008 Document |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.75 | Not a DSCR |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting loan only |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM loan. NQM loans are always Manually Underwritten. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Per 1008, manual underwriting |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated as per Final 1003. |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 422.27 | 422.28 | Updated as per Tax cert. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Loan Updated As Per 1008 Document Page No 1 |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 682.86 | 682.85 | Updated As Per Title Tax Document Page No 131 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated As Per 1008 Document |
| XXXX |  | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Format issue |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual is correct |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Format Issue |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | value match |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | value match |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This loans are Manual underwriting loans |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Loan is a Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual underwriting is correct |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 54.75 | 46.01 | Finding created. $588 in liabilities from credit report not added to Back end dti with no exception or LOE |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Updated As Per 1003 Documents |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Loan |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.64 | 38.92 | Updated As Per 1008 Total Debt Income Ratio Is 42.66% |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.83 | This Is Not DSCR Loan |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual is correct |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Format issue |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Loans are manual under writing loans |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.85 | 38.80 | Liabilities are updated as per Credit report and 1% variation acceptable as per guidelines finding created for not seeing United on credit report |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual UW per 1008 Document |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 98.17 | 162.99 | Updated as per Hazard document from Page no 511 CR |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.68 | Updated as per Approval and 1008 Document This is Not DSCR Loan |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.55 | 44.18 | DTI failure not seeing negative rent loss |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Yes prepayment penalty |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | AUS confirmed to be manual underwriting |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 684.12 | 684.13 | As per Tax Document this is Correct Property Tax Amount $684.12 |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.66 | 49.71 | As per 1008 Doctument 49.71% Ratio, We get 49.66 % -/+ 1% Variance |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As per 1008 Document this is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten per 1008. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Loan |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | format issue |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | format issue |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Non-Qm manual is correct |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manuel is correct |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | AUS Confirmed to be manual underwriting |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | values match |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual is correct |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Format issue |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | As Per note True Data is Correct |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As Per Approval this is Manual underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual underwriting |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.23 | 48.22 | .01% difference - rounding issue |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | No correction needed loan is Manual underwrite |
| XXXX |  | XXXX | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Two to Four Unit | Multi family property per approval found on page 680 and 3party appraisal found on page 256 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | file is a manual underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated As Per 1008 Document |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.32 | 1.23 | Flood Insurance Documents Missing Added Finding on That and once we Update DSCR Will Match |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting loan only |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 371.89 | 371.90 | Updated from title page 414cr |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM Loans, All NQM loans are Manually Underwritten.<br>|
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual U/W per the 1008 |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.18 | 1.10 | Verification provided for DSCR calculation. |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Confirmed Borrower 1 is self-employed per documentation. |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 50.25 | 50.70 | Confirmed with updated docs DTI is 50.25 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Ineligible | Confirmed AUS Recommendation is Manual Underwriting. |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.59 | Confirmed value per documentation. |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | Alt Doc verified by 12 month bank statements. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per the 1008 document found on the page no. 10 CR |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Manual U/W Per 1008 Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed AUS Recommendation is Manual Underwriting. |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 96.02 | 96.01 | Confirmed monthly property tax amount per tax cert in file. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed AUS Recommendation is Manual Underwriting per 1008. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | confirmed manual uw per 1008 |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.95 | 44.11 | Updated 1008 provided with correct DTI. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Ineligible | Manual U/W per 1008 |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | CPA Verified | Confirmed Doc Type is Full doc. |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.37 | Not a DSCR |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | NON QM loan confirmed manual UW |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per 1008 Document |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Updated as per Note Document |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 134.25 | 146.92 | Updated as per Tax Document |
| XXXX |  | XXXX | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Two to Four Unit | Updated As Per Appraisal Document |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.06 | 1.42 | Due Rent amount Increased in Appraisal Documet |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.48 | This is a Investment Conventional Loan so we should not calculate DSCR Ratio |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Out of Scope | This is Manual Underwriting |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | As Loan Program Information True Data is Correct |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM loan. NQM loans are always Manually Underwritten. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed Manual UW |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | As Per Note True Data is Correct |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement | As Per Approval True Data is Correct |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed manual UW per 1008 |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.76 | 31.93 | +/-1% tolerance is Acceptable as per Guidelines |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Eligible | This is NQM loan. NQM loans are always Manually Underwritten. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Loan |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.16 | 1.95 | Values Match |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.65 | 39.64 | Confirmed DTI per 1008. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed AUS Recommendation as Manual Underwriting per 1008. |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | Confirmed Originator Doc Type as Alt doc per approval. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed manual UW per 1008 |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 1549.15 | 1549.00 | per title |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.21 | 43.87 | DTI discrepancy due to all liabilities in the credit report not being included in the DTI updated and received updated 1008 with back end DTI at 44.213 please refer to finding for DTI. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed AUS Recommendation per 1008. |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement | Confirmed Originator Doc Type. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed AUS Recommendation per 1008. |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | Confirmed Originator Doc Type per income documentation in file. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed manual UW per 1008 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Approve Ineligible | This loans are manual Underwriting loans |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Value match |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | As per 1003 and CPA letter borrower is having 100% ownership on business hence updated as a Self employed |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement | As per Approval document this is 24 months bank statement and Originator Doc Type is ALT DOC hence updated same |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.97 | As per Approval document this is not DSCR loan |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed manual UW per 1008 |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.22 | 35.80 | Please Provide updated 1008 with updated back end DTI as the Chase card has been paid off based off the gap report. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriter Loan |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | Updated As Worksheet this Is 12 Months Bank Statement And Originator Doc Type Is ALT DOC |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed AUS Recommendation as Manual Underwriting per Approval and 1008. |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Confirmed prepayment penalty flag per Note. |
| XXXX |  | XXXX | Escrow Flag | finalCdDetailPage | No | Yes | Confirmed Escrow per Initial Escrow Account Disclosure. |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Confirmed Prepayment Penalty per Note. |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | 744 | 757 | Confirmed Qualifying FICO per Approval in finding. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed AUS Recommendation per 1008. |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement | Confirmed Originator Doc Type per 1008. |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 1.09 | Loan is not DSCR. Confirmed loan type per 1008. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed with 1008 manual underwrite |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.01 | 42.96 | finding created client used initial credit report for DTIs instead of Gap Credit report which created a $12 overage |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | confirmed manual UW per 1008 |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | Business P&L | Per approval doc type is other bank stmts |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | Values Match |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Values Match |
| XXXX |  | XXXX | Interest Only Flag | notePage | true | Yes | Values Match |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is manually underwritten loan. Hence, Updated as per the 1008 document |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Confirmed prepayment penalty flag per Note. |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 173.92 | 171.25 | Confirmed Monthly Hazard Insurance per Insurance Declaration and 1008 in file. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed AUS Recommendation per 1008 and approval. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed AUS Recommendation per Approval and 1008. |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | Confirmed Originator Doc Type per Approval. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is NQM Loans, All NQM loans are Manually Underwritten.<br>|
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | This is ALT doc 12 month Bank Business Bank statement |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This Is Manual Underwriter Loan |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | Updated As Per Approval Document |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | Y | Yes | Prepayment Penalty Flag Is True |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.05 | 1.06 | There Is No Hazard Document In File System is not capturing the Hazard Insurance Due to that Getting Some Discrepancy In DSCR Ratio. Added Finding. |
| XXXX |  | XXXX | Escrow Flag | hudClosingDetailPage | No | Yes | Escrow Flog Updated As Per Final 1008 Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | updated as per the 1008 document |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | Updated as per the Loan program found on the page no 1008 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per the 1008 document |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement | Updated as per the Approval and Income worksheet |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed True Data AUS Recommendation is correct per 1008 and Approval Certificate in file. |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | Asset Depletion | Confirmed True Data Originator Doc Type correct per Approval. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As Per Approval This is Manual Underwriting |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Updated as per 1003 Document and Note Document |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per 1008 Document From Page no 1 CR |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | As per 1008 Document this is Manual Underwriting |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | Written Verification of Employment | The Alt Doc equals WVOE per 1008. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed True Data correct. Confirmed AUS Recommendation per 1008 and Approval Certificate. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | per 1008 this is a manual uw |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | doc type is Alt Doc/12 month bank stmt |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.66 | 49.98 | Finding created for back end DTI being off by 29.00 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Confirmed value in True Data is correct per 1008 and Approval Cert. |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | 222.18 | 222.19 | Confirmed True Data Monthly Hazard Insurance amount is off by $1 due to rounding. |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | Updated as per approval document |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 72.91 | 72.90 | Updated as per Tax Cert Page 300 |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Updated as per the 1008 document found on the page no. 1 |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | This is an "personal bank statement" file meaning its alt doc/bank statements |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This is Manual Underwriting |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 12 Month Bank Statement | This is Alt Doc 12 Months |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | Per 1008 this is a manual UW as it is NON QM loan |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 24.52 | 24.68 | Addressed per finding. DTI off by $69 due to liability monthly payment decrease on GAP Credit Report. |
| XXXX |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Updated as per Final 1003 and Driving license page #15,30CR |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | Manual Underwriting | Unknown | This loans are manual underwriting loans |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | ALT DOC | 24 Month Bank Statement | This is bank statement loan but we will consider Doc type as an Alt doc. |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | 390.62 | 390.63 | This is due to rounding factor |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | 0 | 0.69 | This is not DSCR loan |
| XXXX |  | XXXX | Final Reviewed QM Status | diligenceFinalLookPage | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | For DSCR Final Reviewed QM Status is ATR/QM: Exempt |
| XXXX |  | XXXX | CLTV | propertyValuationPage | 70.26 | 71.17 | Updated As Per 1008 Document |
| XXXX |  | XXXX | Prepayment Penalty Total Term | notePage | 60 | 5YR | Updated As Per Prepayment Addendum |
| XXXX |  | XXXX | Property Type | propertyValuationPage | Single Family Detached | Single Family Attached | As Per the Appraisal Property type Updated |
| XXXX |  | XXXX | Final Reviewed QM Status | diligenceFinalLookPage | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | This file is Investment and DCR file hence selected ATR/QM Exempt |

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## Exhibit 99.4

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **TILA Status** | **Application Date** | **TRID** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Citizenship Indicator** | **Co Borrower Citizenship Indicator** | **Co Borrower 2 Citizenship Indicator** | **Co Borrower 3 Citizenship Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower 2 Country Name** | **Co Borrower 3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Originator DSCR** | **DSCR** | **Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **CPA Letter Flag** | **# of Months CPA verified income** | **WVOE Flag** | **# of Months WVOE** | **Right to Cancel Form Type** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?**<br>| **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Date of Prior Sale** | **Days Since Prior Sale** | **Total Adjusted Prior Purchase Price** |
| xxxxxx6417 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19460.63 | 02/01/2022 |  | $4227.47 | 5.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  | $0.00 | 1 | $12174.36 | $1970.76 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 01/06/2022 | 01/06/2022 |  |  |  | 710 |  |  |  |  |  |  | 01/06/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.29 | 1.290 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8965 | XXXX |  | Non-QM: Lender documented all ATR UW factors <br>| XXXX | Yes | No | 9687.5 | $12114.72 | 03/17/2022 | 7.469% | $3591.66 | 7.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7312.56 | $1047.96 | XXXX |  |  |  |  | 49.69% | 50.09% | 50.09% | 03/16/2022 | 03/16/2022 |  |  |  | 690 |  |  |  |  |  |  | 03/16/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9687.5 |  | 3.920% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.00 | 0.000 |  |  | No | Yes | 60 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8751 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 23401.25 | $28570.75 | 03/09/2022 | 6.248% | $6097.43 | 6.000% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $12335.04 | $1473.00 | XXXX |  |  |  |  | 46.60% | 48.55% | 48.55% | 01/05/2022 | 01/05/2022 |  |  |  | 730 |  |  |  |  |  |  | 01/05/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 12 | Personal | 100.00% | 0.00% |  |  | Borrower - Wage, Commission - Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, Lease Agreements Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 23401.25 |  | 3.830% |  |  | Manual Underwriting | No | Approve Eligible |  | No | 6.000% | 2 | 0 | 0 | 0 | 2 | 1 | 12 |  |  |  | 0.00 | 0.000 |  |  | No | NA |  | Yes | 96 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7406 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 3978.16 | $4186.39 | 03/01/2022 | 7.309% | $1474.20 | 7.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3347.64 | $1110.00 | XXXX |  |  |  |  | 42.58% | 42.58% | 42.58% | 02/18/2022 | 02/18/2022 |  |  |  | 691 |  |  |  |  |  |  | 02/18/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 3978.16 |  | 3.960% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 0.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | H9 (Same Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7401 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $31010.00 | 02/25/2022 |  | $7894.53 | 5.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  | $0.00 | 4 | $24605.40 | $4338.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/22/2022 | 02/22/2022 |  |  |  | 780 |  |  |  |  |  |  | 02/22/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $4732.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0028 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8749.30 | 03/10/2022 |  | $1378.13 | 4.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 2 | $1950.24 | $150.24 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 12/21/2021 | 12/21/2021 |  |  |  | 758 |  |  |  |  |  |  | 12/21/2021 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.850 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0030 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $4730.13 | 03/31/2022 |  | $673.23 | 4.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $1149.12 | $150.00 | XXXX | UT | $156.00 |  |  | 0.00% | 0.00% | 0.00% | 12/14/2021 | 12/14/2021 |  |  |  | 758 |  |  |  |  |  |  | 12/14/2021 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.570 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0008 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $12673.43 | 03/25/2022 |  | $3010.72 | 4.500% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  | $16269.00 | 1 | $3824.64 | $1530.84 | XXXX | AZ | $4.58 |  |  | 36.76% | 35.01% | 35.01% | 01/03/2022 | 01/03/2022 |  |  |  | 755 |  |  |  |  |  |  | 01/03/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 0.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - 2021 | Borrower - 2021 | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0084 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $9460.56 | 03/18/2022 |  | $1746.39 | 4.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $2380.80 | $553.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/02/2022 | 03/02/2022 |  |  |  | 762 |  |  |  |  |  |  | 03/02/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.180 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7054 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9790 | $12052.80 | 02/25/2022 | 6.544% | $1787.39 | 6.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3004.08 | $1665.96 | XXXX | GA | $15.75 |  |  | 8.67% | 8.65% | 8.65% | 02/07/2022 | 02/07/2022 |  |  |  | 699 |  |  |  |  |  |  | 02/07/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9790 |  | 3.990% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0372 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9936.38 | 04/07/2022 |  | $1917.84 | 4.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 4 | $3363.72 | $2217.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 12/14/2021 | 12/14/2021 |  |  |  | 758 |  |  |  |  |  |  | 12/14/2021 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.380 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0164 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $7435.23 | 03/25/2022 |  | $922.28 | 4.990% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $747.00 | $686.64 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 12/03/2021 | 12/03/2021 |  |  |  | 760 |  |  |  |  |  |  | 12/03/2021 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.480 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7250 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11825 | $13333.53 | 02/25/2022 | 7.430% | $2861.96 | 7.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $4166.88 | $1781.04 | XXXX | GA | $125.00 |  |  | 31.97% | 31.28% | 31.28% | 02/10/2022 | 02/10/2022 |  |  |  | 681 |  |  |  |  |  |  | 02/10/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 2 | Business | 100.00% | 100.00% |  | Borrower Prepared | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Business Bank Statements Verified | Borrower | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11825 |  | 3.990% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 2 | 24 |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0179 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16294 | $18412.50 | 03/10/2022 | 7.393% | $4446.42 | 7.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $5784.36 | $5675.64 | XXXX | GA | $49.00 |  |  | 34.14% | 34.64% | 34.64% | 02/28/2022 | 02/28/2022 |  |  |  | 640 |  |  |  |  |  |  | 02/28/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16294 |  | 3.830% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 48 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0436 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $15007.25 | 04/11/2022 |  | $1528.75 | 6.115% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $3455.40 | $1377.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/21/2022 | 02/21/2022 |  |  |  | 782 |  |  |  |  |  |  | 02/21/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.115% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.190 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0013 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 55992.5 | $64774.93 | 03/24/2022 | 8.047% | $14235.70 | 7.740% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $10112.04 | $5133.60 | XXXX | FL | $650.00 |  |  | 15.81% | 15.35% | 15.35% | 03/23/2022 | 03/23/2022 |  |  |  | 678 |  |  |  |  |  |  | 03/23/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Balance Sheet Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 55992.5 |  | 4.230% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.740% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8025 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $24744.69 | 04/07/2022 |  | $4547.60 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 4 | $11394.00 | $1144.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/23/2022 | 03/23/2022 |  |  |  | 766 |  |  |  |  |  |  | 03/23/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.83 | 0.830 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx7056 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7530.20 | 02/18/2022 |  | $1272.55 | 5.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6468.00 | $0.00 | XXXX | TX | $150.00 |  |  | 0.00% | 0.00% | 0.00% | 04/12/2022 | 04/12/2022 |  |  |  | 774 |  |  |  |  |  |  | 04/12/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.200 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7277 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 26743.13 | $28859.70 | 02/22/2022 | 6.519% | $3978.33 | 6.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | XXXX | XXXX |  |  |  | 1 | $5343.72 | $942.84 | XXXX |  |  |  |  | 23.01% | 23.17% | 23.17% | 02/03/2022 | 02/03/2022 | 02/03/2022 |  |  | 709 |  |  |  |  |  |  | 02/03/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 26743.13 |  | 3.990% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 2 | 2 | 2 | 2 | 1 | 2 |  |  | 24 |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7517 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 19982.5 | $25012.75 | 03/21/2022 | 7.355% | $4516.17 | 6.990% | No |  | Self-Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $9875.04 | $1298.04 | XXXX |  |  |  |  | 35.89% | 36.37% | 36.37% | 02/01/2022 | 02/01/2022 |  |  |  | 729 |  |  |  |  |  |  | 02/01/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Balance Sheet Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 19982.5 |  | 4.230% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7878 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9515 | $11022.56 | 04/01/2022 | 7.196% | $2687.82 | 7.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6312.48 | $985.56 | XXXX | CA | $415.00 |  |  | 41.27% | 41.27% | 41.27% | 03/14/2022 | 03/14/2022 |  |  |  | 739 |  |  |  |  |  |  | 03/14/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9515 |  | 4.490% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 84 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8158 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 26323 | $36905.43 | 03/31/2022 | 6.180% | $9564.03 | 6.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $24999.96 | $2210.04 | XXXX |  |  |  |  | 39.17% | 39.50% | 39.50% | 02/02/2022 | 02/02/2022 |  |  |  | 734 |  |  |  |  |  |  | 02/02/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 26323 |  | 4.490% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0437 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $11982.67 |  |  | $1312.78 | 6.365% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $3406.80 | $2580.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/21/2022 | 02/21/2022 |  |  |  | 782 |  |  |  |  |  |  | 02/21/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.365% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.090 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0353 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $23387.66 | 03/21/2022 |  | $1595.00 | 5.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 2 | $5759.40 | $1915.68 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/16/2022 | 03/16/2022 |  |  |  | 790 |  |  |  |  |  |  | 03/16/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.800 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0281 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $43341.00 | 03/17/2022 |  | $11900.26 | 5.000% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | XXXX | XXXX |  |  |  | 1 | $23773.68 | $7464.48 | XXXX | SC | $96.00 |  |  | 0.00% | 0.00% | 0.00% | 01/26/2022 | 01/26/2022 |  |  |  | 775 |  |  |  |  |  |  | 01/26/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7640 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 19225 | $20901.66 | 03/17/2022 | 6.154% | $5386.47 | 6.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  | $10868.24 | 1 | $12312.48 | $1251.00 | XXXX |  |  |  |  | 41.44% | 41.44% | 41.44% | 02/11/2022 | 02/11/2022 |  |  |  | 723 |  |  |  |  |  |  | 02/11/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 19225 |  | 3.920% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 12 |  | 0.00 | 0.000 |  |  | No | Yes | 36 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8004 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8545.52 | $10851.45 | 03/24/2022 | 8.190% | $2340.35 | 7.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5089.08 | $725.04 | XXXX | SC | $20.83 |  |  | 46.00% | 46.33% | 46.33% | 02/23/2022 | 02/23/2022 |  |  |  | 680 |  |  |  |  |  |  | 02/23/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  | Borrower Prepared | Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8545.52 |  | 4.230% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 3 |  | 0.00 | 0.000 |  | N/A | No | Yes | 96 | Yes | 96 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0226 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $6455.19 | 03/17/2022 |  | $1412.44 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 3 | $2920.56 | $3081.48 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/14/2022 | 03/14/2022 |  |  |  | 703 |  |  |  |  |  |  | 03/14/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.670 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0445 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $14433.02 | 04/05/2022 |  | $2458.36 | 5.125% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $2484.96 | $1335.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/25/2022 | 02/25/2022 | 02/25/2022 |  |  | 804 |  |  |  |  |  |  | 02/25/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.210 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0295 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8873.13 | 03/28/2022 |  | $2236.42 | 5.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $4030.08 | $1331.04 | XXXX | CA | $170.00 |  |  | 0.00% | 0.00% | 0.00% | 03/22/2022 | 03/22/2022 |  |  |  | 778 |  |  |  |  |  |  | 03/22/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.670 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7525 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7588.83 | 04/18/2022 |  | $1464.06 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $4141.56 | $1218.96 | XXXX | TX | $110.00 |  |  | 0.00% | 0.00% | 0.00% | 02/17/2022 | 02/17/2022 |  |  |  | 773 |  |  |  |  |  |  | 02/17/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5875.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.09 | 1.080 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx3668 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15140.14 | 03/22/2022 |  | $4108.44 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $5625.84 | $1046.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 01/10/2022 | 01/10/2022 |  |  |  | 742 |  |  |  |  |  |  | 01/10/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.18 | 1.180 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7483 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3486.26 | 02/25/2022 |  | $845.27 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2511.96 | $461.04 | XXXX | IL | $287.00 |  |  | 0.00% | 0.00% | 0.00% | 02/24/2022 | 02/24/2022 |  |  |  | 660 |  |  |  |  |  |  | 02/24/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.28 | 1.300 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7484 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3532.25 | 04/18/2022 |  | $858.24 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2511.96 | $461.04 | XXXX | IL | $287.00 |  |  | 0.00% | 0.00% | 0.00% | 02/24/2022 | 02/24/2022 |  |  |  | 660 |  |  |  |  |  |  | 02/24/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.28 | 1.290 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7740 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16845.25 | 03/10/2022 |  | $4317.42 | 5.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $19437.48 | $915.96 | XXXX | CA | $234.00 |  |  | 0.00% | 0.00% | 0.00% | 03/08/2022 | 03/08/2022 |  |  |  | 779 |  |  |  |  |  |  | 03/08/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.70 | 0.700 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8866 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11256.25 | 03/21/2022 |  | $2014.80 | 5.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 5 | $5636.16 | $2960.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 01/13/2022 | 01/13/2022 |  |  |  | 724 |  |  |  |  |  |  | 01/13/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $1432.70 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.96 | 1.960 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxxx0196 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $14590.67 |  |  | $2258.20 | 5.875% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 2 | $6617.52 | $8624.76 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/06/2022 | 04/06/2022 | 04/06/2022 |  |  | 725 |  |  |  |  |  |  | 04/06/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.420 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8032 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $2546.88 | 03/28/2022 |  | $3307.85 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7217.40 | $7397.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/22/2022 | 03/22/2022 |  |  |  | 783 |  |  |  |  |  |  | 03/22/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  |  |  |  |  | 0 |  |  | 0 |  |  |  |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.71 | 0.710 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9033 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $32074.88 | 04/04/2022 |  | $5610.94 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  | $0.00 | 5 | $16890.48 | $1575.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/17/2022 | 03/17/2022 |  |  |  | 728 |  |  |  |  |  |  | 03/17/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx6844 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5976.61 | 04/04/2022 |  | $954.57 | 7.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2498.76 | $1059.00 | XXXX | CA | $710.00 |  |  | 0.00% | 0.00% | 0.00% | 02/01/2022 | 02/01/2022 |  |  |  | 735 |  |  |  |  |  |  | 02/01/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.76 | 0.760 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7150 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7221.57 | 02/18/2022 |  | $595.83 | 5.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  | $0.00 | 1 | $2401.56 | $690.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/07/2022 | 02/07/2022 |  |  |  | 732 |  |  |  |  |  |  | 02/07/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.93 | 1.930 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7765 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15296.69 | 03/22/2022 |  | $5603.03 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5480.16 | $1714.56 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/21/2022 | 02/21/2022 |  |  |  | 746 |  |  |  |  |  |  | 02/21/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $3412.50 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.70 | 0.700 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8104 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13810.10 | 04/08/2022 |  | $1685.88 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $894.36 | $812.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/22/2022 | 02/22/2022 |  |  |  | 758 |  |  |  |  |  |  | 02/22/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% |  |  |  | Borrower - N/A | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.15 | 1.150 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0372 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11021.5 | $12012.93 | 03/22/2022 | 6.671% | $3470.69 | 6.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $4510.56 | $2653.32 | XXXX |  |  |  |  | 49.71% | 49.71% | 49.71% | 01/05/2022 | 01/05/2022 |  |  |  | 712 |  |  |  |  |  |  | 01/05/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2021 | Borrower - 2021 | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11021.5 |  | 4.230% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0127 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $7720.16 | 04/05/2022 |  | $2404.69 | 7.125% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $1471.20 | $1022.16 | XXXX | CA | $21.17 |  |  | 0.00% | 0.00% | 0.00% | 03/01/2022 | 03/01/2022 | 03/01/2022 |  |  | 647 |  |  |  |  |  |  | 03/01/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.330 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0341 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $12833.25 | 03/18/2022 |  | $1395.63 | 5.250% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $1895.04 | $854.04 | XXXX | NV | $22.00 |  |  | 0.00% | 0.00% | 0.00% | 01/05/2022 | 01/05/2022 | 01/05/2022 |  |  | 801 |  |  |  |  |  |  | 01/05/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.400 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0597 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8915.88 | 04/11/2022 |  | $1466.25 | 5.865% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 2 | $2288.16 | $590.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 01/31/2022 | 01/31/2022 |  |  |  | 791 |  |  |  |  |  |  | 01/31/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.865% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.170 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0257 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15904.09 | 04/20/2022 |  | $1640.08 | 6.375% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX | XXXX |  |  |  | 1 | $4823.76 | $732.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/15/2022 | 03/15/2022 |  |  |  | 766 |  |  |  |  |  |  | 03/15/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8147 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $0.00 | 04/04/2022 |  | $1625.42 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2057.04 | $837.00 | XXXX | TN | $28.00 |  |  | 0.00% | 0.00% | 0.00% | 03/24/2022 | 03/24/2022 |  |  |  | 801 |  |  |  |  |  |  | 03/24/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.19 | 1.190 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7325 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 30125 | $32840.58 | 02/24/2022 | 6.234% | $6641.18 | 6.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $16193.64 | $2916.00 | XXXX |  |  |  |  | 18.42% | 18.42% | 18.42% | 02/02/2022 | 02/02/2022 |  |  |  | 667 |  |  |  |  |  |  | 02/02/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 50.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 30125 |  | 3.990% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0.00 | 0.000 |  |  | No | Yes | 24 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7565 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7958.92 | 04/21/2022 |  | $1556.77 | 7.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2013.24 | $3462.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/07/2022 | 03/07/2022 |  |  |  | 661 |  |  |  |  |  |  | 03/07/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.92 | 0.920 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7944 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6175 | $7988.37 | 03/21/2022 | 6.815% | $998.89 | 6.625% | No |  | Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $1538.40 | $966.96 | XXXX |  |  |  |  | 30.88% | 30.89% | 30.89% | 02/25/2022 | 02/25/2022 |  |  |  | 756 |  |  |  |  |  |  | 02/25/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified, 1040 Schedule E Verified | Borrower - 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 |  |  | XXXX | XXXX | Appendix Q Documentation | 6175 |  | 4.230% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 2 | 0 | 0 | 0 | 0 | 2 | 12 |  |  |  | 0.00 | 0.000 |  |  | No | NA |  | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8118 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10805 | $11567.61 | 04/08/2022 | 6.515% | $2413.61 | 6.250% | No |  | Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $6687.48 | $639.96 | XXXX |  |  |  |  | 24.36% | 24.36% | 24.36% | 03/25/2022 | 03/25/2022 |  |  |  | 769 |  |  |  |  |  |  | 03/25/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 24 | Personal | 100.00% | 1000.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified, IRS Transcripts Verified, Personal Bank Statements Verified, 1040 Schedule E Verified | Borrower - 1 YR Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10805 |  | 4.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 2 | 0 | 0 | 0 | 1 | 1 | 24 |  |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8249 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 26241.21 | $27499.14 | 04/07/2022 | 8.045% | $4670.72 | 7.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $9165.24 | $702.96 | XXXX | CA | $235.00 |  |  | 42.44% | 42.42% | 42.42% | 03/31/2022 | 03/31/2022 |  |  |  | 693 |  |  |  |  |  |  | 03/31/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 15 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 26241.21 |  | 4.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 60 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0174 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13641.25 | $17189.40 | 03/22/2022 | 7.796% | $4993.48 | 7.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $10562.52 | $555.96 | XXXX |  |  |  |  | 51.71% | 51.70% | 51.70% | 01/15/2022 | 01/15/2022 |  |  |  | 653 |  |  |  |  |  |  | 01/15/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13641.25 |  | 4.230% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 12 |  |  | 0.000 |  | N/A | No | Yes | 60 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0117 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $4586.35 | 03/24/2022 |  | $1535.96 | 5.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $3373.20 | $576.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/04/2022 | 03/04/2022 |  |  |  | 741 |  |  |  |  |  |  | 03/04/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $1316.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.340 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx5071 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $16948.72 | 03/14/2022 | 6.473% | $2985.10 | 6.125% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $2959.56 | $1176.96 | XXXX | AZ | $34.17 |  |  | 40.93% | 42.72% | 42.72% | 03/25/2022 | 03/25/2022 | 03/25/2022 |  |  | 751 |  |  |  |  |  |  | 03/25/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  | Audited | Borrower - CPA Letter Verified, YTD Profit And Loss Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16527.63 |  | 3.920% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 | 38 |  | 0.00 | 0.000 |  | N/A | No | Yes | 273 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7655 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $15999.39 | 03/23/2022 |  | $5361.97 | 7.000% | Yes | Yes | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $8200.08 | $895.68 | XXXX | CA | $475.00 |  |  | 34.47% | 34.03% | 34.03% | 04/07/2022 | 04/07/2022 | 04/07/2022 |  |  | 683 |  |  |  |  |  |  | 04/07/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Business Bank Statements Verified - 2021 \|\| Co Borrower | Borrower - 2021 \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7995 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $21776.88 | 04/25/2022 |  | $2910.94 | 6.750% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $4118.64 | $1134.96 | XXXX | NV | $75.00 |  |  | 0.00% | 0.00% | 0.00% | 02/01/2022 | 02/01/2022 | 02/01/2022 |  |  | 697 |  |  |  |  |  |  | 02/01/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 3.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8112 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17186.25 | 04/01/2022 |  | $3341.60 | 5.875% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $6016.68 | $1137.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/30/2022 | 03/30/2022 | 03/30/2022 |  |  | 771 |  |  |  |  |  |  | 03/30/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.76 | 0.760 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0462 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12185 | $12952.25 | 03/28/2022 | 8.025% | $2836.99 | 7.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $5625.00 | $563.04 | XXXX |  |  |  |  | 49.92% | 49.92% | 49.92% | 04/06/2022 | 04/06/2022 |  |  |  | 703 |  |  |  |  |  |  | 04/06/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 86.32% | 100.00% |  |  | Borrower - SESCorp, Wage - CPA Letter Verified, 2+ Months Paystubs Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12185 |  | 4.490% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0466 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6725.13 | $8675.06 | 04/07/2022 | 7.058% | $5629.59 | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $4971.48 | $1434.00 | XXXX | NV | $130.00 |  |  | 37.05% | 35.28% | 35.28% | 03/21/2022 | 03/21/2022 | 03/21/2022 |  |  | 732 |  |  |  |  |  |  | 03/21/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6725.13 |  | 4.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0192 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $26744.84 | 04/15/2022 |  | $8230.47 | 5.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $5489.04 | $14701.32 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/08/2022 | 02/08/2022 |  |  |  | 740 |  |  |  |  |  |  | 02/08/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 2.320 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0600 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 28685 | $39584.83 | 04/06/2022 | 6.148% | $8202.04 | 5.990% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $22824.96 | $1046.04 | XXXX |  |  |  |  | 44.48% | 44.49% | 44.49% | 01/12/2022 | 01/12/2022 |  |  |  | 727 |  |  |  |  |  |  | 01/12/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 0 |  | 64.92% | 100.00% |  |  | Borrower - Commission, Wage - CPA Letter Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 28685 |  | 4.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.990% | 1 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.000 |  | N/A | No | Yes | 84 | Yes | 2 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7654 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $30794.77 | 03/23/2022 |  | $4719.01 | 6.750% | Yes | Yes | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $4851.60 | $883.68 | XXXX | CA | $400.00 |  |  | 33.73% | 33.73% | 33.73% | 04/07/2022 | 04/07/2022 | 04/07/2022 |  |  | 683 |  |  |  |  |  |  | 04/07/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Balance Sheet Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 60 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7842 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7375 | $10716.83 | 04/01/2022 | 7.925% | $1353.72 | 7.375% | No |  | Self-Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $4515.60 | $1028.04 | XXXX |  |  |  |  | 45.82% | 46.99% | 46.99% | 03/15/2022 | 03/15/2022 |  |  |  | 740 |  |  |  |  |  |  | 03/15/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  | Third-Party Prepared (Unaudited) | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Business Bank Statements Verified - 2021 | Borrower - 2021 | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7375 |  | 4.490% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 12 |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0435 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $18407.50 | 02/28/2022 |  | $3807.80 | 5.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 4 | $10625.04 | $1541.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/25/2022 | 02/25/2022 |  |  |  | 794 |  |  |  |  |  |  | 02/25/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.240 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7993 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10855 | $12003.13 | 04/13/2022 | 6.107% | $1347.04 | 5.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3200.04 | $5319.00 | XXXX |  |  |  |  | 42.73% | 42.25% | 42.25% | 03/21/2022 | 03/21/2022 |  |  |  | 642 |  |  |  |  |  |  | 03/21/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  | Third-Party Prepared (Unaudited) | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10855 |  | 4.790% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 | 24 | N/A | 0.00 | 0.000 |  | N/A | No | Yes | 60 | No |  | G5 (Open End - New Credit) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8037 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10312.55 | 03/28/2022 |  | $1938.28 | 6.125% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $6800.04 | $426.96 | XXXX | CA | $534.00 |  |  | 0.00% | 0.00% | 0.00% | 03/23/2022 | 03/23/2022 | 03/23/2022 |  |  | 782 |  |  |  |  |  |  | 03/23/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.85 | 0.850 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8083 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6722.56 | 03/29/2022 |  | $1615.63 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1063.44 | $1251.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 01/10/2022 | 01/10/2022 |  |  |  | 774 |  |  |  |  |  |  | 01/10/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $277.77 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.110 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8425 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $33870.77 | 04/27/2022 |  | $4631.35 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8286.24 | $2065.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/13/2022 | 04/13/2022 |  |  |  | 673 |  |  |  |  |  |  | 04/13/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.83 | 0.820 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7583 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9852.5 | $10088.41 | 04/15/2022 | 9.107% | $2442.70 | 8.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $552.72 | $1311.96 | XXXX |  |  |  |  | 38.10% | 38.09% | 38.09% | 03/01/2022 | 03/01/2022 |  |  |  | 719 |  |  |  |  |  |  | 03/01/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 4 | Personal,Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | 3 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9852.5 |  | 4.790% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 12 |  | 0.00 | 0.000 |  | N/A | No | Yes | 48 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7996 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $4048.21 | 04/22/2022 |  | $1572.08 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $4899.96 | $818.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/23/2022 | 03/23/2022 |  |  |  | 739 |  |  |  |  |  |  | 03/23/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.73 | 0.730 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8216 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $14152.64 | 04/20/2022 |  | $2407.57 | 6.625% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $1800.84 | $623.04 | XXXX | NV | $17.00 |  |  | 16.15% | 16.15% | 16.15% | 03/31/2022 | 03/31/2022 | 03/31/2022 |  |  | 773 |  |  |  |  |  |  | 03/31/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Business Bank Statements Verified \|\| Co Borrower - CPA Letter Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.69 | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8204 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17475.32 | 04/05/2022 |  | $2825.52 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $9075.00 | $1338.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/29/2022 | 03/29/2022 |  |  |  | 742 |  |  |  |  |  |  | 03/29/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 20 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.00 | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8366 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18876.58 | 04/15/2022 |  | $3501.43 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5786.04 | $558.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/08/2022 | 04/08/2022 |  |  |  | 772 |  |  |  |  |  |  | 04/08/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.96 | 0.960 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8367 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7487.42 | 04/14/2022 |  | $998.89 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1609.56 | $702.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/08/2022 | 04/08/2022 |  |  |  | 772 |  |  |  |  |  |  | 04/08/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.41 | 1.410 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8368 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7837.98 | 04/14/2022 |  | $1069.64 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1732.32 | $669.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/08/2022 | 04/08/2022 |  |  |  | 772 |  |  |  |  |  |  | 04/08/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.42 | 1.420 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0428 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18076.96 | $18571.77 | 03/02/2022 | 5.011% | $3225.81 | 4.865% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $12713.64 | $705.00 | XXXX | CA | $185.00 |  |  | 37.82% | 37.82% | 37.82% | 04/20/2022 | 04/20/2022 |  |  |  | 742 |  |  |  |  |  |  | 04/20/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 1 YR W2 1099 Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18076.96 |  | 3.960% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.865% | 1 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 99 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7658 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6630.52 | 03/09/2022 |  | $1467.68 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3125.04 | $773.64 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/07/2022 | 03/07/2022 |  |  |  | 746 |  |  |  |  |  |  | 03/07/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.10 | 1.100 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx6765 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6600.85 | 04/11/2022 |  | $1994.24 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $9211.68 | $1472.04 | XXXX | TX | $75.00 |  |  | 0.00% | 0.00% | 0.00% | 04/07/2022 | 04/07/2022 |  |  |  | 683 |  |  |  |  |  |  | 04/07/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.357% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7787 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11530.28 | 03/21/2022 |  | $1580.17 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 6 | $2324.04 | $2709.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/23/2022 | 03/23/2022 |  |  |  | 726 |  |  |  |  |  |  | 03/23/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2.00 | 2.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx8187 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 25120 | $27209.79 | 04/21/2022 | 6.147% | $4436.53 | 5.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $12354.72 | $5616.00 | XXXX |  |  |  |  | 39.62% | 38.39% | 38.39% | 03/25/2022 | 03/25/2022 | 03/25/2022 |  |  | 751 |  |  |  |  |  |  | 03/25/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower - 1 YR Executed 4506T Verified \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 25120 |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 1 | 0 |  | 24 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 36 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8437 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5542.36 | 04/19/2022 |  | $1565.21 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5700.12 | $1356.00 | XXXX | TX | $34.17 |  |  | 0.00% | 0.00% | 0.00% | 04/13/2022 | 04/13/2022 |  |  |  | 807 |  |  |  |  |  |  | 04/13/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7916 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13806.25 | $7191.59 | 04/07/2022 | 7.361% | $4567.17 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $11459.88 | $3073.80 | XXXX | TX | $66.25 |  |  | 49.83% | 49.84% | 49.84% | 03/15/2022 | 03/15/2022 | 03/15/2022 |  |  | 677 |  |  |  |  |  |  | 03/15/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13806.25 |  | 4.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 2 | 2 | 0 | 0 | 2 | 1 |  |  |  |  | 0.00 | 0.000 |  |  | No | NA |  | Yes | 26 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8041 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6218.5 | $6725.33 | 03/30/2022 | 7.343% | $1337.26 | 7.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $948.36 | $740.04 | XXXX |  |  |  |  | 46.64% | 46.66% | 46.66% | 03/17/2022 | 03/17/2022 |  |  |  | 652 |  |  |  |  |  |  | 03/17/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6218.5 |  | 4.490% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8129 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6425 | $6789.97 | 04/22/2022 | 6.638% | $1581.51 | 6.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7747.80 | $2217.12 | XXXX | TX | $10.00 |  |  | 47.09% | 59.95% | 59.95% | 03/22/2022 | 03/22/2022 |  |  |  | 706 |  |  |  |  |  |  | 03/22/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6425 |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8335 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8785.23 | 04/14/2022 |  | $1992.19 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6249.96 | $1694.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/03/2022 | 04/03/2022 |  |  |  | 796 |  |  |  |  |  |  | 04/03/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.70 | 0.700 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8588 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15049.57 | $19807.12 | 04/26/2022 | 7.826% | $5482.20 | 7.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $9382.20 | $5538.96 | XXXX | TX | $80.92 |  |  | 34.93% | 34.94% | 34.94% | 02/28/2022 | 02/28/2022 | 02/28/2022 |  |  | 725 |  |  |  |  |  |  | 02/28/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified - 2021 \|\| Co Borrower | Borrower - 1 YR Executed 4506T Verified - 2021 \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15049.57 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8389 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6505.06 | 04/26/2022 |  | $1739.55 | 7.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3750.00 | $1049.52 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/07/2022 | 03/07/2022 |  |  |  | 746 |  |  |  |  |  |  | 03/07/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.00 | 1.000 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0427 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $38357.26 | 04/11/2022 |  | $5573.44 | 5.125% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | XXXX | XXXX |  |  |  | 3 | $16493.76 | $1757.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/01/2022 | 04/01/2022 |  |  |  | 768 |  |  |  |  |  |  | 04/01/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.640 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0428 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $32164.30 | 04/19/2022 |  | $4772.66 | 5.125% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | XXXX | XXXX |  |  |  | 3 | $17367.72 | $2948.88 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/22/2022 | 03/22/2022 |  |  |  | 768 |  |  |  |  |  |  | 03/22/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.280 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0439 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $3781.50 | 04/07/2022 |  | $562.50 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $9937.44 | $792.72 | XXXX | CA | $704.00 |  |  | 0.00% | 0.00% | 0.00% | 02/08/2022 | 02/08/2022 |  |  |  | 676 |  |  |  |  |  |  | 02/08/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 2.080 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8028 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20379.22 | 01/01/1900 |  | $2539.58 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8824.44 | $8325.00 | XXXX | CA | $83.33 |  |  | 0.00% | 0.00% | 0.00% | 03/14/2022 | 03/14/2022 |  |  |  | 680 |  |  |  |  |  |  | 03/14/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.99 | 0.990 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8259 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 24065 | $24499.40 | 04/14/2022 | 7.537% | $4904.85 | 7.250% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $9987.48 | $1098.96 | XXXX |  |  |  |  | 44.37% | 43.73% | 43.73% | 04/04/2022 | 04/04/2022 | 04/04/2022 |  |  | 761 |  |  |  |  |  |  | 04/04/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 |  | 68.09% | 0.00% | 100.00% |  | Borrower - SESoleProprietor - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 24065 |  | 4.790% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 2 | 0 | 0 | 0 | 2 | 2 |  | 24 |  |  | 0.00 | 0.000 |  | N/A | No | NA | 36 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8415 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11495 | $11873.61 | 04/19/2022 | 6.427% | $4002.16 | 6.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $1146.96 | $1077.00 | XXXX |  |  |  |  | 47.40% | 47.40% | 47.40% | 02/28/2022 | 02/28/2022 | 02/28/2022 |  |  | 727 |  |  |  |  |  |  | 02/28/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - Executed 4506T Verified, Personal Bank Statements Verified \|\| Co Borrower | Borrower - Executed 4506T Verified \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11495 |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 1 | 0 | 12 |  |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8440 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12391.17 | 05/05/2022 |  | $2093.03 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $9464.40 | $2373.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/04/2022 | 02/04/2022 |  |  |  | 777 |  |  |  |  |  |  | 02/04/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.68 | 0.680 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7078 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $21180.49 | 02/11/2022 |  | $4163.29 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 5 | $13644.60 | $5841.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/04/2022 | 02/04/2022 |  |  |  | 737 |  |  |  |  |  |  | 02/04/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.18 | 1.180 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx8020 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11807.5 | $16940.83 | 04/08/2022 | 8.150% | $6053.56 | 8.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $13749.96 | $843.00 | XXXX |  |  |  |  | 41.40% | 41.38% | 41.38% | 03/14/2022 | 03/14/2022 |  |  |  | 655 |  |  |  |  |  |  | 03/14/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 12 | Personal | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Executed 4506T Verified, Personal Bank Statements Verified | Borrower - Executed 4506T Verified | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11807.5 |  | 4.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 1 | 0 | 12 |  | 12 |  | 0.00 | 0.000 |  | N/A | No | Yes | 72 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8416 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14669.42 | 04/27/2022 |  | $1754.63 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1343.52 | $1356.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/22/2022 | 02/22/2022 |  |  |  | 758 |  |  |  |  |  |  | 02/22/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.86 | 0.860 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7528 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 21245 | $26214.67 | 03/25/2022 | 7.248% | $4989.77 | 7.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7122.24 | $959.04 | XXXX |  |  |  |  | 37.16% | 37.17% | 37.17% | 04/18/2022 | 04/18/2022 |  |  |  | 771 |  |  |  |  |  |  | 04/18/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 1 | Personal | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified | Borrower | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 21245 |  | 4.230% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 | 1 |  | 12 |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7932 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8092.5 | $9676.47 | 03/23/2022 | 6.053% | $2496.29 | 5.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3774.12 | $899.04 | XXXX | CA | $305.00 |  |  | 5.73% | 5.73% | 5.73% | 03/18/2022 | 03/18/2022 |  |  |  | 691 |  |  |  |  |  |  | 03/18/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified | Borrower - 1 YR Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8092.5 |  | 4.230% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8298 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15060.00 | 05/04/2022 |  | $3602.85 | 6.375% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen | US Citizen |  | XXXX | XXXX | XXX |  |  | 1 | $10687.44 | $1815.48 | XXXX | CA | $255.00 |  |  | 0.00% | 0.00% | 0.00% | 02/10/2022 | 02/10/2022 | 02/10/2022 | 02/10/2022 |  | 704 | 701 | 697 | 722 |  |  |  | 02/10/2022 |  |  |  |  |  |  | 701 |  | 1 - Not Stated Not Verified |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower \|\| Co Borrower 2 | Borrower \|\| Co Borrower \|\| Co Borrower 2 | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.24 | 1.240 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8465 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19944.50 | 04/26/2022 |  | $4721.13 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 4 | $18750.00 | $2049.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/01/2022 | 04/01/2022 |  |  |  | 682 |  |  |  |  |  |  | 04/01/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.23 | 1.230 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8551 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8421.13 | 05/06/2022 |  | $1281.54 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3735.12 | $783.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/20/2022 | 04/20/2022 |  |  |  | 777 |  |  |  |  |  |  | 04/20/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 53 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.21 | 1.210 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8421 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18572.5 | $42837.50 | 04/21/2022 | 7.810% | $4342.12 | 7.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8625.00 | $1440.00 | XXXX | CA | $118.00 |  |  | 44.90% | 45.13% | 45.13% | 04/12/2022 | 04/12/2022 |  |  |  | 725 |  |  |  |  |  |  | 04/12/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18572.5 |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0329 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $14050.24 | 04/25/2022 |  | $2328.67 | 4.990% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 2 | $4350.12 | $918.36 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/14/2022 | 03/14/2022 |  |  |  | 769 |  |  |  |  |  |  | 03/14/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.660 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0126 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $16724.44 | 04/25/2022 |  | $3330.55 | 6.750% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX | XXXX |  |  |  | 1 | $13055.04 | $4625.04 | XXXX | FL | $132.00 |  |  | 0.00% | 0.00% | 0.00% |  |  |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 |  |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.42 | 1.420 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0120 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17920 | $19943.04 | 04/20/2022 | 6.749% | $4969.63 | 6.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $11562.48 | $2582.04 | XXXX |  |  |  |  | 38.27% | 38.27% | 38.27% | 03/21/2022 | 03/21/2022 | 03/21/2022 |  |  | 701 |  |  |  |  |  |  | 03/21/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 47.96% | 100.00% |  |  | Borrower - Wage - Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement | 7 | 12/XX/2015 | 03/XX/2016 | 1 | 72 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17920 |  | 5.070% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 2 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 437 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4084 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9727.94 | 04/13/2022 |  | $1683.62 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3846.60 | $608.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/14/2022 | 04/14/2022 |  |  |  | 778 |  |  |  |  |  |  | 04/14/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 3.4 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A |  | 0.780 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8214 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13650 | $20271.29 | 05/05/2022 | 8.031% | $4989.31 | 7.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8937.48 | $1589.04 | XXXX |  |  |  |  | 42.62% | 42.62% | 42.62% | 04/04/2022 | 04/04/2022 |  |  |  | 672 |  |  |  |  |  |  | 04/04/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement | 7 | 02/XX/2019 | 05/XX/2019 | 1 | 35 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13650 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8299 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 30890 | $53236.50 | 04/27/2022 | 7.767% | $20384.46 | 7.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $51249.96 | $4467.00 | XXXX |  |  |  |  | 42.78% | 42.88% | 42.88% | 04/18/2022 | 04/18/2022 |  |  |  | 686 |  |  |  |  |  |  | 04/18/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 30890 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 36 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4423 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15377.44 | 05/02/2022 |  | $1916.68 | 6.750% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $2252.64 | $402.00 | XXXX | TX | $68.00 | 01/01/1900 |  | 0.00% | 0.00% | 0.00% | 05/02/2022 | 05/02/2022 |  |  |  | 755 |  |  |  |  |  |  | 05/02/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.91 | 0.910 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0229 | XXXX | xxxxxx0121 | ATR/QM: Exempt | XXXX | Yes | No |  | $20339.64 | 05/09/2022 |  | $2734.25 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $13806.00 | $1729.56 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/27/2022 | 04/27/2022 |  |  |  | 707 |  |  |  |  |  |  | 04/27/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 4.1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0226 | XXXX | xxxxxx0158 | ATR/QM: Exempt | XXXX | Yes | No |  | $19041.73 | 05/09/2022 |  | $2450.00 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 2 | $9360.24 | $2186.64 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/25/2022 | 04/25/2022 |  |  |  | 707 |  |  |  |  |  |  | 04/25/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.060 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0227 | XXXX | xxxxxx0216 | ATR/QM: Exempt | XXXX | Yes | No |  | $19389.61 | 01/29/2022 |  | $2488.29 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $11353.56 | $1833.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/27/2022 | 04/27/2022 |  |  |  | 707 |  |  |  |  |  |  | 04/27/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 5 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.060 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx5663 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15887.03 | 03/24/2022 |  | $2067.19 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6750.96 | $624.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/23/2022 | 03/23/2022 |  |  |  | 685 |  |  |  |  |  |  | 03/23/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0230 | XXXX | xxxxxx0122 | ATR/QM: Exempt | XXXX | Yes | No |  | $22052.18 | 05/09/2022 |  | $2526.57 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $10245.60 | $1589.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/25/2022 | 04/25/2022 |  |  |  | 707 |  |  |  |  |  |  | 04/25/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 999 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.01 | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8119 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8090 | $9444.75 | 04/05/2022 | 7.287% | $1995.91 | 7.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5853.60 | $1670.04 | XXXX | TX | $410.00 |  |  | 35.46% | 35.43% | 35.43% | 03/31/2022 | 03/31/2022 |  |  |  | 696 |  |  |  |  |  |  | 03/31/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8090 |  | 4.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A | 0.00 | 0.000 |  |  | No | Yes | 48 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8294 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8615.37 | 04/08/2022 |  | $1222.79 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $4202.64 | $902.40 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/05/2022 | 04/05/2022 |  |  |  | 695 |  |  |  |  |  |  | 04/05/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.82 | 1.820 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8526 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7442.44 | 04/22/2022 |  | $942.05 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6237.84 | $770.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/05/2022 | 04/05/2022 |  |  |  | 681 |  |  |  |  |  |  | 04/05/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.64 | 1.640 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8562 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11375.00 | 05/05/2022 |  | $1329.95 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3699.96 | $604.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/10/2022 | 03/10/2022 |  |  |  | 805 |  |  |  |  |  |  | 03/10/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.95 | 0.950 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8587 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12973.19 | 05/12/2022 |  | $2010.42 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $7068.60 | $911.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/21/2022 | 04/21/2022 |  |  |  | 693 |  |  |  |  |  |  | 04/21/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.31 | 1.310 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx8474 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10555 | $13263.63 | 04/19/2022 | 6.948% | $1984.71 | 6.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5400.00 | $915.00 | XXXX |  |  |  |  | 17.25% | 17.25% | 17.25% | 04/10/2022 | 04/10/2022 |  |  |  | 713 |  |  |  |  |  |  | 04/10/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10555 |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0253 | XXXX | x7540 | ATR/QM: Exempt | XXXX | No | No |  | $10326.06 | 05/14/2022 |  | $784.77 | 6.125% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $3236.28 | $990.24 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 02/25/2022 | 02/25/2022 | 02/25/2022 |  |  | 796 |  |  |  |  |  |  | 02/25/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.187 | 1.190 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0251 | XXXX | x7891 | ATR/QM: Exempt | XXXX | No | No |  | $3108.52 | 05/03/2022 |  | $1354.92 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5416.92 | $1851.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/15/2022 | 03/15/2022 |  |  |  | 761 |  |  |  |  |  |  | 03/15/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 0.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.99 | 0.990 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0255 | XXXX | x8271 | ATR/QM: Exempt | XXXX | No | No |  | $29350.12 | 01/01/1900 |  | $3137.43 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6000.00 | $1587.96 | XXXX | FL | $462.00 |  |  | 0.00% | 0.00% | 0.00% | 03/25/2022 | 03/25/2022 |  |  |  | 769 |  |  |  |  |  |  | 03/25/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  | 100.00% |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.89 | 0.870 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7883 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22251.25 | $25662.44 | 04/11/2022 | 7.401% | $6293.08 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $6712.20 | $2286.00 | XXXX | NV | $274.00 |  |  | 49.92% | 49.62% | 49.62% | 03/04/2022 | 03/04/2022 | 03/04/2022 |  |  | 687 |  |  |  |  |  |  | 03/04/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 22251.25 |  | 4.790% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 1 | 1 | 1 | 0 | 0 | 1 |  |  |  | N/A | 0.00 | 0.000 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8641 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12375 | $15579.56 | 05/11/2022 | 8.804% | $3840.72 | 8.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7062.48 | $1442.04 | XXXX | CA | $160.00 |  |  | 33.74% | 33.74% | 33.74% | 04/09/2022 | 04/09/2022 |  |  |  | 764 |  |  |  |  |  |  | 04/09/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12375 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 3 | 13 |  | 0.00 | 0.000 |  | N/A | No | Yes | 96 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8659 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9322.25 | 05/05/2022 |  | $1465.99 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1473.00 | $393.00 | XXXX | NV | $241.00 |  |  | 0.00% | 0.00% | 0.00% | 04/27/2022 | 04/27/2022 |  |  |  | 731 |  |  |  |  |  |  | 04/27/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.91 | 0.910 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7849 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $5851.25 | 03/29/2022 |  | $1051.77 | 8.250% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1885.92 | $2178.00 | XXXX | FL | $4.17 |  |  | 47.34% | 48.85% | 48.85% | 03/15/2022 | 03/15/2022 |  |  |  | 688 |  |  |  |  |  |  | 03/15/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - SESoleProprietor - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified | Borrower - 2 YRS Executed 4506T Verified | W2/1099 Verified | 7 | 06/XX/2018 | 09/XX/2018 | 9 | 42 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 1 | 0 | 0 | 0 | 2 | 0 |  |  |  |  | 0.80 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8550 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11227.05 | 05/11/2022 |  | $3266.19 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $7965.72 | $678.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/20/2022 | 04/20/2022 |  |  |  | 786 |  |  |  |  |  |  | 04/20/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.90 | 0.900 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7994 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5635 | $7223.81 | 05/11/2022 | 7.747% | $1465.13 | 7.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2609.04 | $1302.72 | XXXX | FL | $320.00 |  |  | 48.21% | 48.50% | 48.50% | 03/10/2022 | 03/10/2022 |  |  |  | 701 |  |  |  |  |  |  | 03/10/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5635 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8336 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15258.75 | 04/13/2022 |  | $3097.13 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $10312.56 | $1148.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/21/2022 | 04/21/2022 |  |  |  | 786 |  |  |  |  |  |  | 04/21/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.18 | 1.180 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4434 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16861.38 | 05/17/2022 |  | $1515.87 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $479.28 | $789.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/30/2022 | 03/30/2022 |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.18 | 1.180 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0286 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13175 | $13821.92 | 04/28/2022 | 6.279% | $2587.28 | 5.990% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $4296.72 | $1410.60 | XXXX | FL | $66.67 |  |  | 35.08% | 35.06% | 35.06% | 04/22/2022 | 04/22/2022 | 04/22/2022 |  |  | 751 |  |  |  |  |  |  | 04/22/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 68.90% | 100.00% |  |  | Borrower - Wage - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | 12 Month Bank Statement |  |  |  |  |  |  |  | 0 |  |  | 0 |  |  |  |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13175 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.990% | 0 | 2 | 0 | 0 | 3 | 2 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 36 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8796 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $4401.25 | 05/06/2022 |  | $863.49 | 5.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1123.92 | $1020.96 | XXXX | FL | $66.00 |  |  | 0.00% | 0.00% | 0.00% | 05/02/2022 | 05/02/2022 |  |  |  | 781 |  |  |  |  |  |  | 05/02/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2.19 | 2.190 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8729 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10070 | $11120.00 | 05/04/2022 | 8.203% | $3852.26 | 8.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $13358.64 | $1350.96 | XXXX | CA | $100.00 |  |  | 40.93% | 40.45% | 40.45% | 05/02/2022 | 05/02/2022 |  |  |  | 624 |  |  |  |  |  |  | 05/02/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified | Borrower | 3 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10070 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  | 24 |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | No |  | H9 (Same Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4382 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11321.31 | 04/28/2022 |  | $1702.57 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $8273.88 | $1825.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/28/2022 | 04/28/2022 |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.18 | 1.180 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4487 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11084.41 | 05/03/2022 |  | $1520.31 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $4616.28 | $651.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 05/03/2022 | 05/03/2022 |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.22 | 1.220 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4602 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10725.63 | 05/06/2022 |  | $1915.82 | 7.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3369.96 | $927.96 | XXXX | FL | $66.00 |  |  | 0.00% | 0.00% | 0.00% | 05/05/2022 | 05/05/2022 |  |  |  | 753 |  |  |  |  |  |  | 05/05/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.19 | 1.150 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx4476 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6050.43 | 06/01/2022 |  | $738.46 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $413.04 | $399.00 | XXXX | NV | $286.00 | 01/01/1900 |  | 0.00% | 0.00% | 0.00% | 03/28/2022 | 03/28/2022 |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.09 | 1.100 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0166 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 31920 | $68223.94 | 04/14/2022 | 8.706% | $11526.01 | 8.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8350.68 | $2895.00 | XXXX |  |  |  |  | 24.82% | 24.83% | 24.83% | 03/15/2022 | 03/15/2022 |  |  |  | 723 |  |  |  |  |  |  | 03/15/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 31920 |  | 4.790% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | N/A | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4301 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7113.50 | 06/03/2022 |  | $1330.24 | 7.250% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2949.48 | $291.96 | XXXX | PA | $786.00 | 05/03/2022 |  | 10.10% | 9.88% | 9.88% | 02/17/2022 | 02/17/2022 |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, IRS Transcripts Verified, Business Bank Statements Verified | Borrower - IRS Transcripts Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 3.3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 1 |  | 12 |  | N/A |  | 0.000 |  | N/A | No | Yes | 48 | Yes | 48 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx4919 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6266.21 | 05/24/2022 |  | $673.72 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $740.40 | $854.04 | XXXX | NV | $200.00 |  |  | 0.00% | 0.00% | 0.00% | 04/25/2022 | 04/25/2022 |  |  |  | 635 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.39 | 1.390 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0337 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11296.06 | 06/03/2022 |  | $1554.08 | 5.999% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3456.00 | $5231.64 | XXXX | FL | $238.00 |  |  | 0.00% | 0.00% | 0.00% | 04/07/2022 | 04/07/2022 |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 5.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0342 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9883.96 | 06/20/2022 |  | $5242.19 | 7.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 4 | $8640.96 | $7532.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 05/14/2022 | 05/14/2022 |  |  |  | 792 |  |  |  |  |  |  | 05/14/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.76 | 0.760 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxxx0327 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $5459.65 | 06/14/2022 |  | $1511.14 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $2053.32 | $990.96 | XXXX | NC | $18.33 |  |  | 0.00% | 0.00% | 0.00% | 05/11/2022 | 05/11/2022 |  |  |  | 796 |  |  |  |  |  |  | 05/11/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 1.040 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxxx0019 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 46182.5 | $55165.13 | 05/13/2022 | 7.054% | $30814.79 | 6.950% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $34213.44 | $4137.36 | XXXX | CA | $530.00 |  |  | 26.56% | 26.56% | 26.56% | 05/02/2022 | 05/02/2022 |  |  |  | 736 |  |  |  |  |  |  | 05/02/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 46182.5 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.950% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx9281 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $5822.24 | 06/01/2022 |  | $2831.77 | 7.375% | Yes | Yes | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  | $0.00 | 1 | $1581.96 | $1021.20 | XXXX |  |  |  |  | 39.44% | 39.57% | 39.57% | 05/17/2022 | 05/17/2022 | 05/17/2022 |  |  | 731 |  |  |  |  |  |  | 05/17/2022 |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 |  | N/A | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0310 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17083.5 | $18674.24 | 02/15/2022 | 6.765% | $7843.81 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $15771.00 | $1806.96 | XXXX | CA | $112.00 |  |  | 25.34% | 25.34% | 25.34% | 11/12/2021 | 11/12/2021 | 11/12/2021 |  |  | 650 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower - 1 YR Executed 4506T Verified \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation | 17083.5 |  | 3.760% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 24 | Yes | 24 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0204 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $23718.50 | 06/21/2022 |  | $4455.00 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $10338.12 | $996.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 04/18/2022 | 04/18/2022 |  |  |  | 761 |  |  |  |  |  |  | 04/18/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.81 | 0.810 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx8054 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 3540 | $4301.83 | 05/13/2022 | 7.496% | $781.51 | 7.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1087.44 | $936.96 | XXXX | AZ | $55.00 |  |  | 46.38% | 46.39% | 46.39% | 06/10/2022 | 06/10/2022 |  |  |  | 716 |  |  |  |  |  |  | 06/15/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.00% | 0.00% |  |  | Borrower - Other - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 3540 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 | 24 |  |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx9431 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $21305.00 | 06/08/2022 |  | $2323.96 | 5.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8250.00 | $5704.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/01/2022 | 06/01/2022 |  |  |  | 777 |  |  |  |  |  |  | 06/01/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.25 | 1.250 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -427 | 660000 |
| xxxxxx9577 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13156.04 | 06/08/2022 |  | $3790.05 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $10527.96 | $701.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/07/2022 | 06/07/2022 |  |  |  | 742 |  |  |  |  |  |  | 06/07/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.74 | 0.740 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9657 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12775 | $14701.00 | 06/16/2022 | 6.838% | $2438.73 | 6.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  | $0.00 | 1 | $3802.44 | $1283.04 | XXXX |  |  |  |  | 46.19% | 46.20% | 46.20% | 06/07/2022 | 06/07/2022 |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 100.00% | 100.00% |  | Third-Party Prepared (Unaudited) | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 3 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12775 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 | 3 |  | 24 |  | 0 | 0.000 |  | N/A | No | Yes | 42 | Yes | 42 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-10-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9561 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10472.5 | $12182.54 | 06/14/2022 | 6.956% | $2568.59 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5031.48 | $1026.00 | XXXX | MD | $422.00 |  |  | 35.40% | 35.95% | 35.95% | 06/07/2022 | 06/07/2022 |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified | Borrower - 1 YR Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10472.5 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 43 | Yes | 43 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | DC | United States | 08-13-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9872 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 21576.25 | $25319.85 | 06/28/2022 | 6.940% | $6207.98 | 6.875% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $3742.20 | $1716.96 | XXXX |  |  |  |  | 32.71% | 32.69% | 32.69% | 06/15/2022 | 06/15/2022 |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 2 | Business | 0.00% | 95.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 21576.25 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 2 | 12 |  | 0 | 0.000 |  | N/A | No | Yes | 96 | Yes | 96 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | HI | United States | 07-19-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9361 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 28795 | $32662.50 | 06/13/2022 | 6.400% | $9732.37 | 6.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $24375.00 | $2495.04 | XXXX |  |  |  |  | 21.55% | 21.99% | 21.99% | 06/07/2022 | 06/07/2022 |  |  |  | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 28795 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 07-21-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9909 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7495 | $8755.00 | 06/22/2022 | 7.321% | $2694.87 | 7.125% | No |  | Self-Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $2650.08 | $2961.00 | XXXX |  |  |  |  | 41.48% | 41.48% | 41.48% | 05/25/2022 | 05/25/2022 |  |  |  | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7495 |  | 5.860% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Employment Authorization Card |  | CO | Mexico | 06-20-2022 |  |  | Employment Authorization Document (I-821D) |  | 06-20-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9993 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8058.35 | 07/13/2022 |  | $3510.42 | 7.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5228.40 | $1046.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/22/2022 | 06/22/2022 |  |  |  | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.73 | 0.730 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 03-30-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9824 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7517.08 | 06/23/2022 |  | $1984.96 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7242.72 | $1040.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/16/2022 | 06/16/2022 |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.05 | 1.050 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9571 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9553.77 | 06/13/2022 |  | $1849.22 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $8457.84 | $1752.36 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/06/2022 | 06/06/2022 |  |  |  | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.110 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -494 |  |
| xxxxxx9865 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 20045 | $26676.60 | 07/07/2022 | 6.924% | $6963.45 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $16562.52 | $1896.96 | XXXX |  |  |  |  | 15.84% | 16.37% | 16.37% | 06/16/2022 | 06/16/2022 |  |  |  | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower - 2 YRS Executed 4506T Verified | 3 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 20045 |  | 5.780% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 3 | 12 |  | 0 | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 01-20-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9895 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6922.00 | 06/24/2022 |  | $1216.12 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2003.04 | $912.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/15/2022 | 06/15/2022 |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $5000.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.23 | 1.230 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | LA | United States | 02-25-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -18 | 201500 |
| xxxxxx0066 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7739.65 | 07/18/2022 |  | $1495.83 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6789.60 | $1308.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/16/2022 | 06/16/2022 |  |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | KY | United States | 11-26-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -909 | 280000 |
| xxxxxx9920 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $4887.97 | 06/28/2022 |  | $792.87 | 7.000% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $1003.92 | $1323.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/23/2022 | 06/23/2022 | 06/23/2022 |  |  | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.33 | 1.330 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 06-08-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 08-15-2024 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -391 | 0 |
| xxxxxx8676 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15257.51 | 05/25/2022 |  | $1467.58 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1880.04 | $471.96 | XXXX | CA | $286.00 |  |  | 0.00% | 0.00% | 0.00% | 04/20/2022 | 04/20/2022 |  |  |  | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio | 7 | 06/XX/2016 | 06/XX/2017 | 15 | 58 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 10-02-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -996 | 0 |
| xxxxxx0019 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10792.63 | 07/12/2022 |  | $3108.04 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7687.44 | $837.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/24/2022 | 06/24/2022 |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.88 | 0.880 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WV | United States | 04-24-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8607 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 2256.5 | $2941.83 | 05/09/2022 | 7.146% | $943.95 | 7.000% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $6343.80 | $1224.96 | XXXX | TX | $80.00 |  |  | 52.79% | 52.79% | 52.79% | 04/28/2022 | 04/28/2022 | 04/28/2022 |  |  | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 17.07% | 100.00% |  |  | Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified \|\| Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement | 7 | 04/XX/2018 | 07/XX/2018 | 3 | 45 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 2256.5 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 1 | 0 | 0 | 2 | 1 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-17-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-17-2022 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -352 | 0 |
| xxxxxxx0006 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 25495 | $40061.38 | 05/11/2022 | 7.076% | $16084.07 | 6.990% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $23858.04 | $3342.96 | XXXX | CA | $58.00 |  |  | 49.31% | 49.29% | 49.29% | 05/06/2022 | 05/06/2022 |  |  |  | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 88.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 25495 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 48 | Yes | 48 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-01-2024 |  |  | N/A |  |  | US Citizen |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9750 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20426.25 | 06/16/2022 |  | $4143.75 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2525.04 | $1698.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/14/2022 | 06/14/2022 |  |  |  | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2 | 2.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TN | United States | 07-29-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9753 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10041.03 | 06/15/2022 |  | $3406.45 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6974.40 | $624.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/15/2022 | 06/15/2022 |  |  |  | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6625.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.110 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-29-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -1009 | 565000 |
| xxxxxx9885 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18390 | $20344.42 | 06/24/2022 | 6.266% | $5491.52 | 7.250% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $13200.00 | $1767.96 | XXXX | OR | $51.00 |  |  | 44.38% | 48.73% | 44.30% | 06/13/2022 | 06/13/2022 |  |  |  | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18390 |  | 0.000% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 37 | Yes | 37 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | Missing | Other | Permanent Resident | OR | China | 01-04-2023 |  |  | I-551 Permanent Resident Card |  | 01-04-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9543 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5778.33 | 07/21/2022 |  | $998.19 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $2499.96 | $887.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 05/17/2022 | 05/17/2022 |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $5000.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.6 | 1.600 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9683 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $29363.75 | 07/06/2022 |  | $6056.25 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3690.00 | $2016.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/13/2022 | 06/13/2022 |  |  |  | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2.6 | 2.600 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TN | United States | 07-29-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -442 | 140000 |
| xxxxxx9959 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9253.84 | 06/24/2022 |  | $972.90 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1395.00 | $960.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/14/2022 | 06/14/2022 |  |  |  | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.2 | 1.200 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-20-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9726 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13015 | $17636.94 | 06/27/2022 | 8.089% | $3668.03 | 7.750% | No |  | Self-Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $8000.04 | $1364.40 | XXXX |  |  |  |  | 29.66% | 29.66% | 29.66% | 06/09/2022 | 06/09/2022 |  |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 14 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13015 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 2 | 0 | 2 | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | No | Other | Customer Identification Form | CA | United States | 07-26-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8865 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22545 | $26867.92 | 06/28/2022 | 6.985% | $6700.67 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $12750.00 | $2136.96 | XXXX | CA | $80.00 |  |  | 44.43% | 44.35% | 44.35% | 04/28/2022 | 04/28/2022 |  |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 22545 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 24 |  | 0 | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-19-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -403 | 1010000 |
| xxxxxx9980 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12330 | $13500.50 | 06/28/2022 | 6.798% | $2475.05 | 6.750% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $10483.80 | $2532.00 | XXXX | TX |  |  |  | 23.55% | 23.39% | 23.39% | 06/22/2022 | 06/22/2022 |  |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 14 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12330 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 | 2 | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Employment Authorization Card |  | N/A | United States | 12-02-2025 |  |  | Missing |  | 12-02-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0056 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $22555.89 | 07/07/2022 |  | $5595.55 | 7.250% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $18045.72 | $2441.04 | XXXX |  |  |  |  | 49.58% | 49.62% | 49.62% | 07/05/2022 | 07/05/2022 | 07/05/2022 |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 33.36% | 100.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 2 | 2 | 0 | 0 | 2 | 2 |  | 24 |  |  | 0.27 | 0.000 |  | N/A | No | NA |  | Yes | 31 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 12-26-2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 08-29-2023 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -580 | 517000 |
| xxxxxx8848 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7029.75 | $10587.53 | 05/27/2022 | 6.067% | $5060.77 | 5.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $17102.52 | $3614.04 | XXXX | CA | $255.00 |  |  | 45.67% | 45.60% | 45.60% | 05/04/2022 | 05/04/2022 | 05/04/2022 |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 0.00% |  |  | Borrower - Wage - CPA Letter Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified, Lease Agreements Verified \|\| Co Borrower - Wage - CPA Letter Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower - 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS IRS Transcripts Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7029.75 |  | 5.330% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.990% | 2 | 2 | 0 | 0 | 0 | 2 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-15-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-30-2025 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -1533 | 856000 |
| xxxxxx9912 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15793 | $19708.08 | 06/27/2022 | 8.311% | $4807.35 | 8.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8887.44 | $2210.16 | XXXX | CA | $480.00 |  |  | 37.00% | 37.51% | 37.51% | 05/20/2022 | 05/20/2022 |  |  |  | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15793 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-16-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0140 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9433.28 | 07/05/2022 |  | $2156.59 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $5937.48 | $692.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/29/2022 | 06/29/2022 |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-25-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9767 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15895 | $20052.50 | 06/17/2022 | 8.189% | $4640.44 | 7.875% | No |  | Self-Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $9999.96 | $1389.96 | XXXX |  |  |  |  | 44.26% | 44.27% | 44.27% | 06/06/2022 | 06/06/2022 |  |  |  | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15895 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | Non Permanent Resident Alien | Undocumented Non-US Citizen | Yes - ITIN Letter/Certificate | Real ID Driver's License |  | CA | USA | 08-26-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -12180 | 175000 |
| xxxxxx0084 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8920 | $10188.75 | 06/29/2022 | 7.231% | $1773.71 | 6.875% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $4680.36 | $997.32 | XXXX |  |  |  |  | 44.02% | 43.04% | 43.04% | 06/06/2022 | 06/06/2022 |  |  |  | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8920 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 78 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 04-17-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0186 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11270 | $12111.74 | 07/12/2022 | 7.788% | $2801.17 | 7.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5750.04 | $377.04 | XXXX |  |  |  |  | 43.83% | 43.84% | 43.84% | 06/27/2022 | 06/27/2022 |  |  |  | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | W2/1099 Verified |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11270 |  | 5.370% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 2 | 0 | 0 | 0 | 2 | 2 |  |  |  |  | 0 | 0.000 |  | N/A | No | Yes | 32 | Yes | 32 | N/A | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9497 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15159.44 | 07/10/2022 |  | $2781.10 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5954.52 | $1374.84 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/06/2022 | 07/06/2022 |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.96 | 0.960 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-21-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -354 |  |
| xxxxxx9313 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14731.93 | 06/01/2022 |  | $898.44 | 6.250% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $555.48 | $1074.24 | XXXX | CO | $427.00 |  |  | 0.00% | 0.00% | 0.00% | 05/26/2022 | 05/26/2022 | 05/26/2022 |  |  | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.89 | 0.890 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 09-08-2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 04-03-2023 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9693 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6393.65 | 06/21/2022 |  | $960.47 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $3963.24 | $1514.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/13/2022 | 06/13/2022 |  |  |  | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.13 | 1.130 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 09-14-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9761 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8281.81 | 06/23/2022 |  | $3524.14 | 6.125% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $14969.04 | $3664.68 | XXXX | FL | $1300.00 |  |  | 35.62% | 35.69% | 35.69% | 06/14/2022 | 06/14/2022 |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.860% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 132 | Yes | 132 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 09-14-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9931 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7309.58 | 07/20/2022 |  | $1247.74 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 3 | $6121.32 | $1374.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/22/2022 | 06/22/2022 |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.17 | 1.170 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-23-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9903 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 36915 | $40747.11 | 06/29/2022 | 7.969% | $8121.93 | 7.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $9180.00 | $1094.04 | XXXX | NV | $120.00 |  |  | 48.56% | 48.89% | 48.89% | 06/13/2022 | 06/13/2022 |  |  |  | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 10 | Personal,Business | 0.00% | 0.00% |  |  | Borrower - Other - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 36915 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 2 | 2 | 2 | 2 | 6 | 4 |  |  | 0 | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | NV | United States | 12-16-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -1104 | 747656 |
| xxxxxx0143 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $47078.77 | 07/06/2022 |  | $10014.91 | 6.750% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $27650.04 | $9915.36 | XXXX | FL | $1780.00 |  |  | 48.28% | 47.69% | 47.69% | 05/25/2022 | 05/25/2022 |  |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.69 | 0.000 |  | N/A | No | Yes | 51 | Yes | 51 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-21-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx6525 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 49990 | $54179.10 | 06/15/2022 | 7.772% | $9496.78 | 7.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $19118.16 | $1703.04 | XXXX |  |  |  |  | 32.96% | 32.96% | 32.96% | 07/14/2022 | 07/14/2022 |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 49990 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-25-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0178 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6437.96 | 07/13/2022 |  | $1408.07 | 7.125% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 4 | $1453.56 | $2265.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/21/2022 | 06/21/2022 | 06/21/2022 |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2.08 | 2.080 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 09-28-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 05-13-2025 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9932 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6220 | $7373.06 | 06/27/2022 | 7.473% | $2148.86 | 7.250% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7374.96 | $1025.04 | XXXX | CA | $85.00 |  |  | 41.04% | 41.04% | 41.04% | 06/22/2022 | 06/22/2022 |  |  |  | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | 1YR Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6220 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 2 | 0 | 2 | 0 | 2 | 2 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 26 | N/A | US Citizen | US Citizen | N/A | Other | Customer identification Form | CA | United States | 04-08-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0071 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7852.5 | $8071.88 | 07/05/2022 | 7.154% | $1264.77 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $638.04 | $1895.04 | XXXX |  |  |  |  | 50.40% | 50.40% | 50.40% | 06/28/2022 | 06/28/2022 | 06/28/2022 |  |  | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | W2/1099 Verified |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7852.5 |  | 5.780% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 1 | 1 | 0 | 0 | 2 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-26-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-22-2025 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9974 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10834.43 | 07/26/2022 |  | $1697.15 | 7.000% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $4486.92 | $873.00 | XXXX | GA | $43.75 |  |  | 0.00% | 0.00% | 0.00% | 06/23/2022 | 06/23/2022 | 06/23/2022 |  |  | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Missing |  | NY | United States | 10-29-2028 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing |  | NY | United States | 11-19-2025 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0070 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13863.00 | 07/27/2022 |  | $2162.43 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  | $0.00 | 1 | $3094.44 | $1737.00 | XXXX | GA | $47.92 |  |  | 0.00% | 0.00% | 0.00% | 06/27/2022 | 06/27/2022 |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.07 | 1.070 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 07-22-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -2213 | 280000 |
| xxxxxx0221 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12509.69 | 07/07/2022 |  | $1408.62 | 8.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3125.04 | $504.12 | XXXX | AZ | $38.75 |  |  | 0.00% | 0.00% | 0.00% | 05/26/2022 | 05/26/2022 |  |  |  | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $2750.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.74 | 0.740 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | 07-16-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0181 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5685.97 | 07/07/2022 |  | $1313.86 | 6.875% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $4129.32 | $2192.04 | XXXX | CO | $305.00 |  |  | 0.00% | 0.00% | 0.00% | 07/01/2022 | 07/01/2022 | 07/06/2022 |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.82 | 1.820 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 08-05-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | IL | United States | 07-26-2022 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9969 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 59895 | $62456.67 | 07/06/2022 | 7.277% | $11807.19 | 7.000% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $12881.28 | $4867.20 | XXXX | GA | $300.00 |  |  | 47.40% | 47.40% | 47.40% | 06/30/2022 | 06/30/2022 |  |  |  | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 59895 |  | 5.780% |  | 3.5 | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 1 | 0 | 1 | 0 | 2 | 2 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 17 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 06-04-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9825 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13385.4 | $17857.45 | 06/28/2022 | 8.110% | $5429.07 | 7.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $10399.56 | $960.12 | XXXX | CA | $140.00 |  |  | 23.60% | 23.60% | 23.60% | 06/15/2022 | 06/15/2022 |  |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13385.4 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-20-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9700 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 49413.75 | $54070.60 | 07/07/2022 | 7.110% | $11581.20 | 6.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 3 | $25625.04 | $2902.92 | XXXX |  |  |  |  | 29.51% | 29.51% | 29.51% | 06/13/2022 | 06/13/2022 | 06/13/2022 |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | 0 |  | 23.79% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | Asset Depletion |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 49413.75 |  | 5.780% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  |  | 0.44 | 0.000 |  | N/A | No | Yes | 84 | Yes | 84 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | 03-05-2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | 07-15-2024 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9859 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11770 | $13616.25 | 06/27/2022 | 6.886% | $5331.48 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $9215.88 | $3225.00 | XXXX |  |  |  |  | 48.91% | 48.89% | 48.89% | 06/21/2022 | 06/21/2022 | 06/21/2022 |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11770 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 12-17-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 12-10-2024 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -242 | 760000 |
| xxxxxx0063 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20931.58 | 06/29/2022 |  | $4050.96 | 7.000% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 2 | $12437.52 | $1661.40 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/14/2022 | 06/14/2022 | 06/23/2022 |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | CA | United States | 06-22-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | CA | United States | 08-02-2024 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0203 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13915 | $15957.13 | 07/07/2022 | 6.671% | $3976.33 | 6.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6673.20 | $1055.16 | XXXX |  |  |  |  | 43.79% | 43.80% | 43.80% | 06/22/2022 | 06/22/2022 |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation | 13915 |  | 5.780% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05-07-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0174 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $28017.06 | 07/06/2022 |  | $8310.38 | 7.750% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $18125.04 | $1587.12 | XXXX |  |  |  |  | 47.20% | 47.20% | 47.20% | 06/07/2022 | 06/07/2022 | 06/07/2022 |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 1 | Business | 100.00% | 0.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - CPA Letter Verified, Written VOE Verified | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 1 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 03-10-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 11-28-2024 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0126 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $50887.81 | 07/05/2022 |  | $9980.95 | 7.125% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $16052.04 | $1182.12 | XXXX |  |  |  |  | 40.92% | 40.92% | 40.92% | 06/28/2022 | 06/28/2022 |  |  |  | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-09-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0022 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5442.15 | 07/27/2022 |  | $1035.84 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  | $0.00 | 1 | $1840.68 | $1307.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 05/04/2022 | 05/04/2022 |  |  |  | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.25 | 1.250 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 11-22-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -715 | 46800 |
| xxxxxx0024 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7572.5 | $8184.47 | 07/05/2022 | 7.273% | $4145.93 | 7.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8937.48 | $738.12 | XXXX |  |  |  |  | 23.58% | 23.34% | 23.34% | 05/31/2022 | 05/31/2022 |  |  |  | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7572.5 |  | 5.780% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | 02-09-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9884 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11118.25 | $12662.50 | 07/08/2022 | 7.192% | $4263.37 | 7.000% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6132.96 | $1098.00 | XXXX |  |  |  |  | 27.80% | 27.80% | 27.80% | 07/11/2022 | 07/11/2022 |  |  |  | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - Written VOE Verified | Borrower | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11118.25 |  | 5.780% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 36 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-13-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0163 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5620 | $8559.84 | 07/06/2022 | 7.321% | $2779.09 | 7.125% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6875.04 | $567.00 | XXXX |  |  |  |  | 37.83% | 37.45% | 37.45% | 07/01/2022 | 07/01/2022 |  |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5620 |  | 5.780% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 43 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-09-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9754 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6484.76 | 07/22/2022 |  | $1216.59 | 6.625% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $1877.52 | $3072.24 | XXXX | FL | $370.00 |  |  | 0.00% | 0.00% | 0.00% | 06/14/2022 | 06/14/2022 | 06/14/2022 |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 02-07-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 01-07-2025 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0421 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $0.00 | 07/18/2022 |  | $3000.00 | 9.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1803.48 | $1098.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/06/2022 | 07/06/2022 |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.68 | 0.680 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | AZ | United States | 08-24-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9732 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9370 | $11225.00 | 06/16/2022 | 7.012% | $2270.09 | 6.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5613.84 | $947.04 | XXXX |  |  |  |  | 20.50% | 20.50% | 20.50% | 07/14/2022 | 07/14/2022 |  |  |  | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9370 |  | 5.310% |  | 3.5 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-13-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9208 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20250.53 | 05/25/2022 |  | $1695.53 | 6.000% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $7914.96 | $1422.00 | XXXX | TX | $50.00 |  |  | 0.00% | 0.00% | 0.00% | 05/12/2022 | 05/12/2022 | 05/12/2022 |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.35 | 1.350 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 06-04-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 12-28-2024 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0361 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $39889.84 | 07/25/2022 |  | $7373.44 | 9.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 5 | $15125.04 | $2439.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 05/23/2022 | 05/23/2022 |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.06 | 1.060 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-29-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9849 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13645 | $20809.00 | 06/20/2022 | 6.619% | $10239.50 | 6.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $25312.56 | $3249.36 | XXXX | CA | $4.17 |  |  | 38.25% | 38.24% | 38.24% | 06/10/2022 | 06/10/2022 | 06/10/2022 |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13645 |  | 5.860% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 84 | Yes | 84 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-12-2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-03-2022 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9956 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14022.27 | 06/28/2022 |  | $3932.36 | 7.250% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $7205.52 | $1537.56 | XXXX | FL | $637.00 |  |  | 0.00% | 0.00% | 0.00% | 06/20/2022 | 06/20/2022 |  |  |  | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.91 | 0.910 |  | N/A | No | NA |  | No |  | N/A | Permanent Resident Alien | Permanent Non-US Citizen | No | Real ID Driver's License |  | NY | United States | 04-19-2028 |  |  | I-551 Permanent Resident Card |  | 07-30-2029 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0034 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $5658.13 | 07/22/2022 |  | $980.10 | 8.125% | Yes |  | Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1560.00 | $2790.24 | XXXX | FL | $368.00 |  |  | 28.53% | 28.53% | 28.53% | 06/02/2022 | 06/02/2022 |  |  |  | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement | 7 | 11/XX/2012 | 03/xx/2013 | 1 | 111 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0.75 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-16-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9915 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3079.97 | 07/28/2022 |  | $1893.91 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1492.68 | $1384.56 | XXXX | FL | $564.00 |  |  | 0.00% | 0.00% | 0.00% | 06/21/2022 | 06/21/2022 |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | FL | United States | 01-11-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -625 | 189000 |
| xxxxxx0393 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5692.79 | 07/25/2022 |  | $959.06 | 7.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1195.44 | $842.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/06/2022 | 07/06/2022 |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-06-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9464 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16452.83 | 06/13/2022 |  | $3745.00 | 8.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 6 | $18632.52 | $4598.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/02/2022 | 06/02/2022 |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.14 | 1.140 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 11-17-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9506 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6995 | $7215.83 | 06/15/2022 | 5.849% | $875.36 | 5.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3750.12 | $878.04 | XXXX |  |  |  |  | 48.72% | 48.72% | 48.72% | 06/03/2022 | 06/03/2022 |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6995 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 252 | Yes | 252 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | PA | United States | 07-27-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -5804 | 200000 |
| xxxxxx9598 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11050 | $12232.92 | 07/07/2022 | 7.772% | $3132.48 | 7.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6999.96 | $1566.12 | XXXX |  |  |  |  | 23.47% | 23.47% | 23.47% | 07/07/2022 | 07/07/2022 |  |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 1 YR Executed 4506T Verified, Business Bank Statements Verified | Borrower - 1 YR Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11050 |  | 5.780% |  | 3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 04-11-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -811 | 0 |
| xxxxxx9609 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5832.67 | 07/26/2022 |  | $1160.33 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $5067.24 | $1952.88 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/06/2022 | 06/06/2022 |  |  |  | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.38 | 1.380 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 06-10-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0058 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8495 | $9689.46 | 07/08/2022 | 6.753% | $4482.18 | 6.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8194.32 | $975.96 | XXXX |  |  |  |  | 38.23% | 38.23% | 38.23% | 06/29/2022 | 06/29/2022 |  |  |  | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8495 |  | 5.780% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05-13-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -619 | 660000 |
| xxxxxx9345 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18665.06 | 07/28/2022 |  | $2362.92 | 6.625% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $851.52 | $395.28 | XXXX | CO | $763.00 |  |  | 0.00% | 0.00% | 0.00% | 06/03/2022 | 06/03/2022 | 06/03/2022 |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.77 | 0.770 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 11-26-2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 02-25-2027 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0128 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9175.06 | 07/06/2022 |  | $744.27 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2539.68 | $920.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/30/2022 | 06/30/2022 |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.21 | 1.210 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | PA | United States | 06-09-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0152 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11642.09 | 07/07/2022 |  | $1429.69 | 7.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3302.28 | $779.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/30/2022 | 06/30/2022 |  |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.85 | 0.850 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | HI | United States | 09-09-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0038 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7700.35 | 06/30/2022 |  | $1905.09 | 6.875% | Yes | Yes |  |  |  |  |  |  | Permanent Resident Alien |  | Permanent Resident Alien |  | XXXX | XXXX | XXX |  |  | 1 | $4160.40 | $1647.96 | XXXX | FL | $10.83 |  |  | 0.00% | 0.00% | 0.00% | 06/23/2022 | 06/23/2022 |  |  |  | 703 | 717 | 755 | 726 |  |  |  |  |  |  |  |  |  |  | 726 |  | 4 - Verified 2+ Mos |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | Permanent Resident Alien | Permanent Non-US Citizen | No | Real ID Driver's License |  | FL | United States | 03-25-2030 |  |  | I-551 Permanent Resident Card |  | 09-27-2023 | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0000 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20625.94 | 06/27/2022 |  | $4609.38 | 7.375% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $10280.16 | $2015.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/27/2022 | 06/27/2022 | 06/27/2022 |  |  | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.77 | 0.770 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer identification Form | TX | United States | 08-04-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | TX | United States | 04-06-2029 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9847 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18435 | $21354.97 | 06/30/2022 | 7.435% | $4254.56 | 7.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $9624.96 | $720.00 | XXXX |  |  |  |  | 47.73% | 47.73% | 47.73% | 06/16/2022 | 06/16/2022 |  |  |  | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  |  |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18435 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 18 |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-24-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9948 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 2840 | $3577.32 | 06/27/2022 | 6.966% | $640.31 | 6.625% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $696.60 | $1183.44 | XXXX | FL | $200.00 |  |  | 54.74% | 54.75% | 54.75% | 06/22/2022 | 06/22/2022 |  |  |  | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified, Separation Agreement Verified | Borrower - 2 YRS IRS Transcripts Verified | 2YR Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 2840 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 2 | 0 | 0 | 0 | 0 | 2 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 18 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 11-30-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9703 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9649.83 | 06/28/2022 |  | $1663.26 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  | $0.00 | 1 | $1268.76 | $717.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/01/2022 | 06/01/2022 |  |  |  | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 - Verified<2Mos | 3 - Verified<2Mos |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.09 | 1.090 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 03-15-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0218 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $68716.04 | 07/06/2022 |  | $18849.15 | 6.625% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $49062.48 | $3692.28 | XXXX | CA | $751.00 |  |  | 42.66% | 42.64% | 42.64% | 07/05/2022 | 07/05/2022 |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 24 |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-23-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9603 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5303 | $6111.05 | 06/15/2022 | 7.290% | $1282.76 | 7.125% | No |  | Self-Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $3361.56 | $3798.00 | XXXX | FL | $454.00 |  |  | 30.03% | 30.03% | 30.03% | 05/18/2022 | 05/18/2022 |  |  |  | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5303 |  | 5.310% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | Non Permanent Resident Alien | US Citizen | N/A | Other | Visa , Customer Identification Form | FL | United States | 06-08-2023 | United States |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9169 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7769.17 | 07/14/2022 |  | $1131.01 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 4 | $4756.44 | $2217.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/11/2022 | 07/11/2022 |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.46 | 1.460 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-30-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9841 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 31495 | $30786.67 | 06/21/2022 | 6.428% | $12477.40 | 6.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $7872.60 | $11295.00 | XXXX |  |  |  |  | 38.80% | 38.85% | 38.85% | 07/14/2022 | 07/14/2022 | 07/14/2022 |  |  | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified \|\| Co Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 31495 |  | 5.860% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 12-29-2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 11-30-2024 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0378 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | Yes |  | $23742.00 | 07/15/2022 |  | $4509.04 | 7.125% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 3 | $5687.52 | $1178.04 | XXXX |  |  |  |  | 46.08% | 46.08% | 46.08% | 07/08/2022 | 07/08/2022 |  |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.370% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0.68 | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-26-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -189 | 455000 |
| xxxxxx0197 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $10161.75 | 07/05/2022 |  | $4146.01 | 6.625% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $10893.72 | $902.16 | XXXX | CA | $109.00 |  |  | 44.54% | 44.55% | 44.55% | 07/01/2022 | 07/01/2022 | 07/01/2022 |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 50.00% |  |  | Borrower - SESCorp - Business Bank Statements Verified, Lease Agreements Verified \|\| Co Borrower - SESCorp - Business Bank Statements Verified, Lease Agreements Verified | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-14-2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-05-2022 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9976 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12545 | $17326.17 | 06/28/2022 | 6.273% | $3159.57 | 6.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8209.44 | $1971.36 | XXXX | CA | $25.00 |  |  | 49.71% | 49.66% | 49.66% | 06/07/2022 | 06/07/2022 |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12545 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-07-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -1561 | 302000 |
| xxxxxx0505 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9096.85 | 07/20/2022 |  | $1420.94 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5127.00 | $1364.04 | XXXX | TX | $32.08 |  |  | 0.00% | 0.00% | 0.00% | 06/20/2022 | 06/20/2022 |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 06-29-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0584 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7355.62 | 07/25/2022 |  | $1984.86 | 9.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7233.48 | $1718.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/13/2022 | 07/13/2022 |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.84 | 0.840 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 06-24-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -748 | 250900 |
| xxxxxx0153 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $21193.00 | 07/05/2022 |  | $9393.84 | 7.125% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $12750.00 | $1020.00 | XXXX |  |  |  |  | 49.97% | 49.97% | 49.97% | 06/23/2022 | 06/23/2022 |  |  |  | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 45 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-09-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0073 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12935 | $16144.88 | 07/06/2022 | 6.406% | $3568.54 | 6.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3899.76 | $2988.96 | XXXX |  |  |  |  | 39.12% | 39.12% | 39.12% | 06/24/2022 | 06/24/2022 |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 98.76% | 100.00% |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified, Lease Agreements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12935 |  | 5.780% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 06-28-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9810 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $33987.11 | 06/20/2022 |  | $3606.71 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 4 | $17093.64 | $3053.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/16/2022 | 06/16/2022 |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.21 | 1.210 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NJ | United States | 05-04-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9133 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12696.88 | 07/28/2022 |  | $1534.90 | 7.250% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 8 | $10581.24 | $4310.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 05/24/2022 | 05/24/2022 | 05/24/2022 |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 3.67 | 3.670 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 10-17-2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 12-19-2026 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -7109 | 320000 |
| xxxxxx0408 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6835 | $9559.23 | 07/19/2022 | 7.361% | $1821.41 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | XXXX | XXXX |  |  |  | 1 | $4187.52 | $327.00 | XXXX | CA | $250.00 |  |  | 49.89% | 49.91% | 49.91% | 07/25/2022 | 07/25/2022 | 07/25/2022 |  |  | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6835 |  | 5.580% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 2 | 1 | 0 | 0 | 2 | 2 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 96 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-10-2026 |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Identification card | CA | United states | 10-04-2025 |  | I-151 Permanent Resident Card |  | 04-30-2032 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0138 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3969.93 | 07/01/2022 |  | $1024.81 | 6.875% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $830.64 | $1248.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/29/2022 | 06/29/2022 | 06/29/2022 |  |  | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.34 | 1.340 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 09-14-2030 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 09-14-2029 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9853 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13205.88 | 06/29/2022 |  | $1429.53 | 8.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3546.24 | $730.56 | XXXX | CO | $328.00 |  |  | 0.00% | 0.00% | 0.00% | 06/17/2022 | 06/17/2022 |  |  |  | 615 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.8 | 0.800 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 09-25-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0266 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 19095 | $26825.56 | 07/15/2022 | 6.580% | $13513.52 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $24321.00 | $3507.00 | XXXX |  |  |  |  | 44.48% | 48.85% | 44.49% | 06/30/2022 | 06/30/2022 |  |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 19095 |  | 0.000% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 10-31-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0654 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $22994.08 | 08/01/2022 | 7.175% | $7527.38 | 7.000% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $17337.48 | $3330.96 | XXXX |  |  |  |  | 26.62% | 26.62% | 26.62% | 07/26/2022 | 07/26/2022 |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16058.5 |  | 5.370% |  | 2.3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 139 | Yes | 139 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-09-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0458 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15417.17 | 07/15/2022 |  | $4044.51 | 8.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8124.96 | $455.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/01/2022 | 07/01/2022 |  |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.65 | 0.650 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-04-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -107 | 520000 |
| xxxxxx0281 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $32727.79 | 07/12/2022 |  | $4411.56 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 4 | $12437.52 | $2012.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/08/2022 | 07/08/2022 |  |  |  | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 4 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.07 | 1.070 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act | CA | United States | 09-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0166 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $21708.50 | 08/10/2022 |  | $5189.36 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3614.04 | $6496.68 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/29/2022 | 06/29/2022 |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.76 | 1.760 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | UT | United States | 12-08-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -188 | 940000 |
| xxxxxx9837 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6927.70 | 06/24/2022 |  | $818.53 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1583.04 | $1230.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/13/2022 | 06/13/2022 |  |  |  | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.21 | 1.210 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OK | United States | 08-31-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -240 | 126000 |
| xxxxxx0120 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6835.31 | 07/06/2022 |  | $807.77 | 7.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1318.80 | $1282.08 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/22/2022 | 06/22/2022 |  |  |  | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.17 | 1.170 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer identification Form | FL | United States | 01-11-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -101 | 95000 |
| xxxxxx0247 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $17246.88 | 07/14/2022 |  | $6503.60 | 6.875% | Yes | Yes | Self-Employed | Not Employed |  |  |  |  | US Citizen |  |  |  | XXXX | XXXX |  |  |  | 1 | $15107.76 | $2081.04 | XXXX |  |  |  |  | 48.22% | 48.23% | 48.23% | 07/07/2022 | 07/07/2022 |  |  |  | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 26 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified, Lease Agreements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.370% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-20-2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | United States |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9917 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7454.48 | 06/28/2022 |  | $1969.78 | 7.250% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 5 | $7314.36 | $3770.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/21/2022 | 06/21/2022 | 06/21/2022 |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  |  |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.15 | 1.150 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CT | United States | 03-28-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CT | United States | 12-07-2023 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9372 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16922.66 | 07/15/2022 |  | $2533.98 | 8.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 8 | $5391.84 | $2907.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 05/27/2022 | 05/27/2022 |  |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.56 | 1.560 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-06-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0415 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9804 | $13134.63 | 08/01/2022 | 6.468% | $6363.47 | 6.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $32178.24 | $7608.96 | XXXX | CA | $675.00 |  |  | 45.82% | 45.83% | 45.83% | 07/18/2022 | 07/18/2022 |  |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9804 |  | 5.370% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 132 | Yes | 132 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-19-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0165 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11503.00 | 07/06/2022 |  | $1635.03 | 7.875% | Yes | Yes |  |  |  |  |  |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | XXXX | XXXX |  |  |  | 2 | $3137.04 | $3824.88 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/28/2022 | 06/28/2022 | 06/28/2022 |  |  | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.23 | 1.320 |  | N/A | No | NA |  | No |  | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | No | Employment Authorization Card |  | N/A | Canada | 05-18-2027 | Canada |  | Work Visa |  | 05-18-2027 | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | No | Passport |  | N/A | Canada | 08-12-2026<br> Canada | 08-12-2023 | Work Visa |  | 08-12-2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9945 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11699.83 | 08/03/2022 |  | $741.02 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $927.84 | $801.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/21/2022 | 06/21/2022 |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.86 | 1.860 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 08-31-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0558 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10877.50 | 08/04/2022 |  | $2953.12 | 7.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $363.00 | $849.00 | XXXX | TN | $39.00 |  |  | 0.00% | 0.00% | 0.00% | 07/13/2022 | 07/13/2022 |  |  |  | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2.2 | 2.200 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TN | United States | 07-26-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -286 | 125000 |
| xxxxxx9883 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17711.67 | 06/29/2022 |  | $2980.56 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 4 | $4462.68 | $1896.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/27/2022 | 06/27/2022 |  |  |  | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.25 | 1.250 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05-12-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -1114 | 345000 |
| xxxxxx0753 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11917.78 | 08/11/2022 |  | $1856.24 | 8.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1119.60 | $869.40 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 08/02/2022 | 08/02/2022 |  |  |  | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.24 | 1.240 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-10-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0214 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8107.80 | 08/18/2022 |  | $1300.47 | 8.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3232.92 | $639.00 | XXXX | TX | $150.00 |  |  | 0.00% | 0.00% | 0.00% | 07/05/2022 | 07/05/2022 |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.18 | 1.180 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | TX | United States | 01-18-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -1548 |  |
| xxxxxx0464 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8264.58 | 07/19/2022 |  | $3591.51 | 7.375% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $8375.04 | $1563.96 | XXXX |  |  |  |  | 50.25% | 50.25% | 50.25% | 07/14/2022 | 07/14/2022 |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 2 | 0 | 2 | 0 | 0 | 2 |  |  |  |  | 0.59 | 0.000 |  | N/A | No | NA |  | Yes | 98 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-03-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -244 | 422688 |
| xxxxxx9785 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18395 | $21176.52 | 07/13/2022 | 6.454% | $8063.11 | 7.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $564.00 | $1856.88 | XXXX | FL | $400.00 |  |  | 48.74% | 51.77% | 48.74% | 06/15/2022 | 06/15/2022 |  |  |  | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18395 |  | 0.000% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 151 | Yes | 151 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 07-13-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -206 | 1128646 |
| xxxxxx0301 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13631.07 | 07/12/2022 |  | $2703.30 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 4 | $4403.88 | $1406.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/06/2022 | 07/06/2022 |  |  |  | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.62 | 1.620 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-04-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0303 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $2227.14 | 08/22/2022 |  | $2703.30 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 4 | $4403.88 | $1433.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 05/30/2022 | 05/30/2022 |  |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.6 | 1.600 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-08-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0374 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14794.34 | 08/18/2022 |  | $2703.30 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 4 | $4403.88 | $1406.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/06/2022 | 07/06/2022 |  |  |  | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.6 | 1.600 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-04-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9891 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8104.06 | 08/19/2022 |  | $1036.01 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1152.24 | $1327.68 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/17/2022 | 06/17/2022 |  |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.21 | 1.210 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | 12-06-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -187 | 0 |
| xxxxxx0279 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15679.53 | 07/07/2022 |  | $2797.23 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 2 | $5770.20 | $1150.56 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/06/2022 | 07/06/2022 |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.24 | 1.240 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-27-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -4062 | 0 |
| xxxxxx0437 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17035 | $19697.00 | 07/15/2022 | 7.565% | $2991.31 | 7.125% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7027.20 | $933.00 | XXXX |  |  |  |  | 39.22% | 39.22% | 39.22% | 07/13/2022 | 07/13/2022 |  |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - Written VOE Verified | Borrower | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17035 |  | 5.370% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 30 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 10-16-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -322 |  |
| xxxxxx0485 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $15529.59 | 08/08/2022 |  | $6170.78 | 9.625% | Yes | Yes | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $7640.52 | $796.68 | XXXX |  |  |  |  | 46.17% | 46.18% | 46.18% | 07/22/2022 | 07/22/2022 | 07/22/2022 |  |  | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% |  |  | Audited | Borrower - SESoleProprietor - Business Bank Statements Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 3 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.060% |  | 1.8 | Manual Underwriting | No | Manual Underwriting |  | No | 9.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 |  | 0 | 0.000 |  | N/A | No | NA | 24 | No | 24 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 09-22-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | CA | United States | 10-02-2024 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -833 | 650000 |
| xxxxxx0724 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $18372.52 | 08/05/2022 |  | $4497.31 | 7.500% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $11270.04 | $1050.00 | XXXX |  |  |  |  | 44.94% | 44.95% | 44.95% | 07/19/2022 | 07/19/2022 |  |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Borrower Prepared | Borrower - SECorporation - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified | W2/1099 Verified |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 1 | 0 | 1 | 1 | 1 | 1 |  |  | 7 |  | 0.37 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | WA | United States | 05-28-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -181 | 367500 |
| xxxxxx0799 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11164.79 | 08/04/2022 |  | $1343.75 | 7.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3835.92 | $573.48 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/27/2022 | 06/27/2022 |  |  |  | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 10-27-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -3590 | 0 |
| xxxxxx0875 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8010.00 | 08/24/2022 |  | $2075.51 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5996.40 | $1110.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 08/09/2022 | 08/09/2022 |  |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-07-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -225 | 437000 |
| xxxxxx9854 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16688.13 | 06/22/2022 |  | $4979.89 | 7.250% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 7 | $4278.72 | $1611.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/10/2022 | 06/10/2022 | 06/10/2022 |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.06 | 1.060 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-12-2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-03-2022 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0751 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $12695.56 | 08/17/2022 |  | $2909.47 | 7.750% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6477.24 | $1308.00 | XXXX |  |  |  |  | 33.13% | 33.13% | 33.13% | 07/31/2022 | 07/31/2022 |  |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - YTD Profit And Loss Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower | 3 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 |  | 0.48 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-16-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -383 | 510000 |
| xxxxxx0771 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18890 | $20304.92 | 08/04/2022 | 6.450% | $2586.01 | 6.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7489.32 | $7107.00 | XXXX |  |  |  |  | 26.94% | 26.95% | 26.95% | 08/03/2022 | 08/03/2022 |  |  |  | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18890 |  | 5.370% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 09-22-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0284 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5854.38 | 08/17/2022 |  | $2273.80 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $4540.80 | $1407.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/01/2022 | 07/01/2022 |  |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.08 | 1.080 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-17-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -99 | 326000 |
| xxxxxx0734 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3195.15 | 08/10/2022 |  | $2507.29 | 7.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $949.32 | $1418.04 | XXXX | TX | $82.92 |  |  | 0.00% | 0.00% | 0.00% | 07/31/2022 | 07/31/2022 |  |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.26 | 1.260 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | TX | United States | 12-19-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -480 | 450000 |
| xxxxxx0466 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11495 | $17847.50 | 07/18/2022 | 6.881% | $6485.98 | 6.750% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $15624.96 | $2166.00 | XXXX | CA | $55.00 |  |  | 10.34% | 10.34% | 10.34% | 07/15/2022 | 07/15/2022 |  |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11495 |  | 5.580% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -223 | 850000 |
| xxxxxx9640 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12748.70 | 08/22/2022 |  | $1751.56 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3010.56 | $336.96 | XXXX | CA | $105.00 |  |  | 0.00% | 0.00% | 0.00% | 06/07/2022 | 06/07/2022 |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 11-01-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0583 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 1495 | $2450.43 | 07/27/2022 | 6.828% | $4350.80 | 6.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $11972.04 | $3349.92 | XXXX | FL | $229.00 |  |  | 33.69% | 33.69% | 33.69% | 07/25/2022 | 07/25/2022 |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 1495 |  | 5.610% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 11-24-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0570 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7495 | $40779.44 | 07/28/2022 | 6.330% | $2561.24 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | XXXX | XXXX |  |  |  | 1 | $6999.96 | $1380.36 | XXXX | CA | $205.00 |  |  | 31.75% | 36.73% | 31.76% | 08/12/2022 | 08/12/2022 | 08/12/2022 |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7495 |  | 0.000% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 81 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 10-12-2024 |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | No | Other | Permanent Resident Card | CA | United States | 08-08-2027 |  | I-551 Permanent Resident Card |  | 03-03-2032 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -277 | 530000 |
| xxxxxx0047 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19823.43 | 08/22/2022 |  | $1613.67 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1426.80 | $1377.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/27/2022 | 06/27/2022 |  |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.16 | 1.160 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Missing |  | HI | United States | 09-09-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0741 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13694 | $6884.00 | 08/04/2022 | 6.330% | $4433.16 | 6.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $19237.68 | $6373.44 | XXXX | FL | $390.00 |  |  | 39.64% | 39.65% | 39.65% | 05/19/2022 | 05/19/2022 |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13694 |  | 5.370% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 132 | Yes | 132 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | Customer Identification Form | FL | United States | 09-14-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0837 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 41295 | $43545.63 | 08/17/2022 | 6.632% | $8047.92 | 6.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $18589.80 | $3024.00 | XXXX | CA | $90.00 |  |  | 37.56% | 37.56% | 37.56% | 08/08/2022 | 08/08/2022 |  |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 3 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 41295 |  | 5.280% |  | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 12 |  | 0 | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 06-02-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -327 |  |
| xxxxxx0467 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16693.13 | $19872.62 | 08/02/2022 | 7.405% | $2488.12 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $6312.48 | $723.96 | XXXX | CA | $436.00 |  |  | 44.21% | 44.21% | 44.21% | 07/07/2022 | 07/07/2022 |  |  |  | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 27 | Personal | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16693.13 |  | 5.370% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | 27 |  |  |  | 0 | 0.000 |  | N/A | No | Yes | 60 | Yes | 72 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-06-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -3787 | 0 |
| xxxxxx0731 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17090 | $21257.44 | 08/03/2022 | 6.712% | $12806.22 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $15618.60 | $2571.96 | XXXX |  |  |  |  | 49.39% | 49.40% | 49.40% | 07/19/2022 | 07/19/2022 | 07/19/2022 |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17090 |  | 5.370% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 02-20-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 10-28-2024 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -1359 | 1890000 |
| xxxxxx0609 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5863.33 | 07/27/2022 |  | $875.00 | 10.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1272.84 | $3201.36 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/25/2022 | 07/25/2022 |  |  |  | 645 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio | 7 | 09/XX/2016 | 02/XX/2017 | 1 | 65 |  |  | 0 |  |  | 0 |  |  |  |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 10.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.88 | 0.880 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | FL | United States | 02-13-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -213 | 75000 |
| xxxxxx0598 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $27333.32 | 08/23/2022 |  | $1566.24 | 7.500% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $3159.36 | $2367.00 | XXXX | TX | $196.00 |  |  | 48.51% | 48.52% | 48.52% | 07/22/2022 | 07/22/2022 |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 4.5 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0.97 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0370 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12168.89 | 07/26/2022 |  | $3008.72 | 8.250% | Yes | Yes |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | XXXX | XXXX |  |  |  | 1 | $7479.24 | $465.00 | XXXX | GA | $190.00 |  |  | 0.00% | 0.00% | 0.00% | 07/18/2022 | 07/18/2022 | 07/18/2022 |  |  | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.67 | 0.670 |  | N/A | No | NA |  | No |  | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | GA | USA | 08-14-2024 |  |  | I-551 Permanent Resident Card |  | 08-14-2024 | Permanent Resident Alien | Permanent Non-US Citizen | No | Real ID Driver's License |  | GA | USA | 08-14-2024 |  | I-551 Permanent Resident Card |  | 08-14-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |
| xxxxxx0918 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6581 | $7388.90 | 08/22/2022 | 7.216% | $2211.47 | 7.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1912.32 | $627.00 | XXXX | NV | $18.33 |  |  | 35.22% | 35.22% | 35.22% | 07/08/2022 | 07/08/2022 |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 2+ Months Paystubs Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6581 |  | 5.200% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 05-11-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -484 | 365000 |
| xxxxxx0762 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8479.53 | 08/04/2022 |  | $3373.61 | 8.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7312.56 | $989.04 | XXXX | CA | $282.00 |  |  | 0.00% | 0.00% | 0.00% | 08/03/2022 | 08/03/2022 |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.69 | 0.690 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 07-22-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -2205 | 244000 |
| xxxxxx0460 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8596.93 | 07/20/2022 |  | $968.69 | 7.250% | Yes | Yes | Employed | Employed |  |  |  |  | US Citizen | Non Permanent Resident Alien |  |  | XXXX | XXXX |  |  |  | 1 | $3966.96 | $849.96 | XXXX |  |  |  |  | 37.28% | 37.28% | 37.28% | 07/12/2022 | 07/12/2022 | 07/12/2022 |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 29 | Personal | 42.42% | 100.00% |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, Personal Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.580% |  | 1.2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 1 | 2 | 0 | 0 | 3 | 2 | 29 |  |  |  | 1.09 | 0.000 |  | N/A | No | NA |  | Yes | 72 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 08-06-2023 |  |  | N/A |  |  | Non Permanent Resident Alien | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 10-27-2024 |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -532 | 99200 |
| xxxxxx0597 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4800 | $6515.62 | 08/01/2022 | 10.208% | $882.90 | 9.500% | No |  | Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $2562.48 | $549.00 | XXXX |  |  |  |  | 47.77% | 47.78% | 47.78% | 08/01/2022 | 08/01/2022 |  |  |  | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4800 |  | 5.370% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.500% | 0 | 0 | 2 | 0 | 0 | 2 | 3 |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 24 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use |  | CA | Missing | 01-15-2025 |  |  | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -1516 |  |
| xxxxxx0692 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 28995 | $28861.53 | 08/16/2022 | 8.426% | $8442.36 | 8.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $10836.36 | $8167.80 | XXXX |  |  |  |  | 43.00% | 43.01% | 43.01% | 08/03/2022 | 08/03/2022 |  |  |  | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Audited | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 28995 |  | 5.280% |  | 3.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12 |  | 0 | 0.000 |  | N/A | No | Yes | 72 | Yes | 72 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 02-17-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -13128 |  |
| xxxxxx1109 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7917.96 | 08/25/2022 |  | $3594.79 | 8.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $9062.52 | $881.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 08/24/2022 | 08/24/2022 |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.81 | 0.810 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-30-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -175 | 547500 |
| xxxxxx0889 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12051.41 | 08/11/2022 |  | $1587.81 | 8.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $371.64 | $4162.08 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 08/09/2022 | 08/09/2022 |  |  |  | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $3500.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.89 | 0.890 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 04-06-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -294 | 199500 |
| xxxxxx0910 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 30470 | $34595.28 | 08/16/2022 | 7.313% | $7318.33 | 7.000% | No |  | Self-Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $17187.48 | $1830.00 | XXXX | CA | $85.00 |  |  | 15.52% | 15.52% | 15.52% | 08/02/2022 | 08/02/2022 |  |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 30470 |  | 5.280% |  | 3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 31 | Yes | 31 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | Customer Identification Form | CA | Kazakhstan | 11-06-2028 |  |  | Work Visa |  | 11-15-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -230 | 795000 |
| xxxxxx0868 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14645 | $14902.56 | 08/25/2022 | 7.733% | $8114.70 | 7.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  | $12637.06 | 1 | $19123.56 | $2745.60 | XXXX | CA | $90.00 |  |  | 49.86% | 49.86% | 49.86% | 06/16/2022 | 06/16/2022 |  |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14645 |  | 5.200% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 04-01-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8453 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11405.31 | $13132.11 | 04/19/2022 | 7.829% | $2519.79 | 7.500% | No |  | Self-Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $6006.24 | $465.00 | XXXX |  |  |  |  | 21.23% | 21.23% | 21.23% | 08/22/2022 | 08/22/2022 |  |  |  | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11405.31 |  | 5.070% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | No | Standard Driver's License - Not for federal use |  | NY | India | 09-11-2023 |  |  | Work Visa |  | 03-09-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0546 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12373.58 | 07/21/2022 |  | $3437.04 | 8.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5083.92 | $1200.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 08/19/2022 | 08/19/2022 |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.05 | 1.050 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other |  | CA | United States | 10-26-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -490 | 465000 |
| xxxxxx0659 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12655 | $16048.50 | 07/29/2022 | 7.703% | $3425.75 | 7.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $7749.96 | $1169.04 | XXXX |  |  |  |  | 44.70% | 44.71% | 44.71% | 07/07/2022 | 07/07/2022 |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - YTD Profit And Loss Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12655 |  | 5.610% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 13 |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 01-03-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -6620 | 257000 |
| xxxxxx0555 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 27895 | $32784.67 | 07/28/2022 | 7.499% | $9004.73 | 7.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $17724.36 | $1047.12 | XXXX | CA | $350.00 |  |  | 31.63% | 31.63% | 31.63% | 07/07/2022 | 07/07/2022 |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 27895 |  | 5.610% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 04-25-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1112 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8595 | $11533.56 | 08/26/2022 | 6.921% | $2241.09 | 6.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $9945.60 | $1581.12 | XXXX |  |  |  |  | 25.11% | 25.11% | 25.11% | 08/26/2022 | 08/26/2022 |  |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8595 |  | 5.200% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 08-21-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -4065 | 640 |
| xxxxxx0418 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 41995 | $49188.50 | 08/11/2022 | 8.002% | $12895.42 | 7.750% | No |  | Not Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $9165.72 | $8090.04 | XXXX | CA | $0.00 |  |  | 49.96% | 49.97% | 49.97% | 07/14/2022 | 07/14/2022 |  |  |  | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | 3 | Personal | 0.00% | 0.00% |  |  | Borrower - Asset Depletion - Personal Bank Statements Verified | Borrower | Asset Depletion |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 41995 |  | 5.060% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 08-29-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -7994 | 1500000 |
| xxxxxx0714 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11989.62 | 08/11/2022 |  | $2702.32 | 8.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5727.12 | $676.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/26/2022 | 07/26/2022 |  |  |  | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.7 | 0.700 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 06-23-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0636 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $4320.28 | 09/16/2022 |  | $845.73 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2526.00 | $1422.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/20/2022 | 07/20/2022 |  |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 09-28-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0989 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11124 | $12931.74 | 08/29/2022 | 8.656% | $3281.23 | 8.375% | No |  | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | XXXX |  |  |  |  | 1 | $9054.24 | $860.16 | XXXX |  |  |  |  | 42.13% | 42.13% | 42.13% | 08/15/2022 | 08/15/2022 |  |  |  | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 10.00% |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11124 |  | 5.620% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 39 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | Yes - ITIN Card | Other | USA Patriot Act | CA | United States | 08-31-2026 |  |  | N/A |  | 03-04-2028 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0419 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $34430.42 | 07/18/2022 |  | $6916.66 | 8.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $18000.00 | $3840.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 07/14/2022 | 07/14/2022 |  |  |  | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.68 | 0.680 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 08-29-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -311 | 1440000 |
| xxxxxx0486 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 23323 | $26472.38 | 08/29/2022 | 7.492% | $3389.62 | 6.990% | No | No | Self-Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | XXXX | XXXX |  |  |  | 1 | $2626.92 | $1479.96 | XXXX |  |  |  |  | 49.66% | 49.66% | 49.66% | 07/08/2022 | 07/08/2022 | 07/08/2022 |  |  | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 70.86% | 100.00% |  |  | Borrower - Wage - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - Wage | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 23323 |  | 5.620% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 72 | Yes | 72 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | No | Real ID Driver's License |  | CO | USA | 04-11-2026 |  |  | I-551 Permanent Resident Card |  | 08-06-2029 | Permanent Resident Alien | Permanent Non-US Citizen | No | Real ID Driver's License |  | CO | USA | 08-23-2026 |  | I-551 Permanent Resident Card |  | 07-13-2028 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -136 | 825000 |
| xxxxxx1192 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 19023 | $3873.52 | 08/30/2022 | 8.578% | $4761.15 | 8.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $5286.72 | $1488.00 | XXXX |  |  |  |  | 41.25% | 41.25% | 41.25% | 08/30/2022 | 08/30/2022 |  |  |  | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 19023 |  | 5.620% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 08-08-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1091 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10841.72 | 08/24/2022 |  | $1425.90 | 8.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 3 | $7331.28 | $2666.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 06/21/2022 | 06/21/2022 |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $4690.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.110 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | IL | United States | 06-14-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -9296 | 0 |
| xxxxxx1356 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7320 | $8485.35 | 09/15/2022 | 8.254% | $1235.81 | 7.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $874.92 | $2139.00 | XXXX |  |  |  |  | 18.55% | 18.55% | 18.55% | 08/15/2022 | 08/15/2022 |  |  |  | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7320 |  | 5.950% |  | 1.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification form | TN | United States | 01-17-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0877 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5975 | $7030.83 | 08/12/2022 | 7.643% | $1195.17 | 7.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1974.60 | $2250.00 | XXXX | FL | $414.00 |  |  | 45.64% | 45.64% | 45.64% | 08/29/2022 | 08/29/2022 |  |  |  | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5975 |  | 5.060% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | RI | United States | 03-24-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -611 | 100 |
| xxxxxx1108 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | Yes | 13845 | $16985.66 | 09/12/2022 | 7.219% | $4657.12 | 7.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $2314.20 | $726.00 | XXXX |  |  |  |  | 45.73% | 45.73% | 45.73% | 08/24/2022 | 08/24/2022 |  |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13845 |  | 5.950% |  | 2.4 | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | HI | United States | 10-10-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -1036 | 725000 |
| xxxxxx1095 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10890 | $13326.50 | 09/14/2022 | 8.900% | $6608.28 | 8.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $16572.48 | $1596.96 | XXXX | FL | $167.00 |  |  | 24.52% | 24.52% | 24.52% | 08/23/2022 | 08/23/2022 |  |  |  | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Audited | Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified | Borrower | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10890 |  | 5.950% |  | 4 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 31 |  | 0 | 0.000 |  | N/A | No | Yes | 79 | Yes | 79 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | FL | United States | 06-18-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -163 | 963200 |
| xxxxxx1167 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8157.5 | $11465.19 | 09/12/2022 | 7.170% | $1702.57 | 6.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $4687.44 | $1057.20 | XXXX |  |  |  |  | 43.90% | 43.90% | 43.90% | 08/23/2022 | 08/23/2022 |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8157.5 |  | 5.950% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0.69 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-22-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0006 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $2353.98 |  |  | $1598.99 | 5.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | XXXX |  |  |  |  | 1 | $1849.32 | $669.96 | XXXX | NC | $175.00 |  |  | 0.00% | 0.00% | 0.00% | 02/28/2022 | 02/28/2022 |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.06 | 1.060 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0098 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $16032.24 |  |  | $3595.79 | 6.250% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | XXXX | XXXX |  |  |  | 1 | $9125.04 | $6405.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | 03/16/2022 | 03/16/2022 |  |  |  | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.17 | 1.170 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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