# EDGAR Filing Document

**Accession Number:** 0001903153
**File Stem:** 0001903153-25-000005
**Filing Date:** 2025-10
**Character Count:** 14804
**Document Hash:** 6f12fccb624b8298f611b4af2bb9cd23
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001903153-25-000005.hdr.sgml**: 20251020

**ACCESSION NUMBER**: 0001903153-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251020

**DATE AS OF CHANGE**: 20251020

**EFFECTIVENESS DATE**: 20251020

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Masso Torrence Wealth Management Inc.
- **CENTRAL INDEX KEY:** 0001903153

**ORGANIZATION NAME:**
- **EIN:** 261612977
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21719
- **FILM NUMBER:** 251403790

**BUSINESS ADDRESS:**
- **STREET 1:** 270 N ELMWOOD ROAD
- **STREET 2:** SUITE H-160
- **CITY:** MARLTON
- **STATE:** NJ
- **ZIP:** 08053
- **BUSINESS PHONE:** (856) 988-6664

**MAIL ADDRESS:**
- **STREET 1:** 270 N ELMWOOD ROAD
- **STREET 2:** SUITE H-160
- **CITY:** MARLTON
- **STATE:** NJ
- **ZIP:** 08053

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Masso Torrence Wealth Management Inc.<br>**Address:** 270 N ELMWOOD ROAD<br>SUITE H-160<br>MARLTON, NJ 08053

**Form 13F File Number:** 028-21719

**CRD Number (if applicable):** 000311097

**SEC File Number (if applicable):** 801-119843

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Teresa Douberly<br>**Title:** Compliance Consultant<br>**Phone:** 512-881-2528

**Signature, Place, and Date of Signing:**

Teresa Douberly  Austin, TX  10-20-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 2

**Form 13F Information Table Entry Total:** 108

**Form 13F Information Table Value Total:** $240329098

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name                                  | Form 13F File Number   |
|:---|:---|:---|
|  | GOLDMAN SACHS ASSET MANAGEMENT/       |  |
|  | First Trust Investment Solutions L.P. | 028-23760              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 6440847 | 139292 | SH |  | SOLE |  | 139292 | 0 | 0 |
| TIDAL TRUST I | FUNDSTRAT GRANNY | 886364231 |  | 3390718 | 135683 | SH |  | SOLE |  | 135683 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 1786475 | 90638 | SH |  | SOLE |  | 90638 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | KBW BK ETF | 46138E628 |  | 2151122 | 27504 | SH |  | SOLE |  | 27504 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 9268764 | 15438 | SH |  | SOLE |  | 15438 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 |  | 14213142 | 135415 | SH |  | SOLE |  | 135415 | 0 | 0 |
| ISHARES TR | CORE DIVID ETF | 46435U861 |  | 12512569 | 239475 | SH |  | SOLE |  | 239475 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 4534078 | 85163 | SH |  | SOLE |  | 85163 | 0 | 0 |
| JANUS DETROIT STR TR | HENDERSON SECURI | 47103U746 |  | 3348834 | 64068 | SH |  | SOLE |  | 64068 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 8815434 | 154386 | SH |  | SOLE |  | 154386 | 0 | 0 |
| PROSHARES TR | NASDAQ 100 HIGH | 74347G234 |  | 4390508 | 99671 | SH |  | SOLE |  | 99671 | 0 | 0 |
| SPDR SERIES TRUST | S CAP MKTS | 78464A771 |  | 3735305 | 24438 | SH |  | SOLE |  | 24438 | 0 | 0 |
| VICTORY PORTFOLIOS II | SHORT TRM BD ETF | 92647N535 |  | 7116715 | 139571 | SH |  | SOLE |  | 139571 | 0 | 0 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 8316248 | 93483 | SH |  | SOLE |  | 93483 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 2167161 | 9360 | SH |  | SOLE |  | 9360 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 3423055 | 13881 | SH |  | SOLE |  | 13881 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 6158935 | 25288 | SH |  | SOLE |  | 25288 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 6981887 | 31798 | SH |  | SOLE |  | 31798 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 8599580 | 26066 | SH |  | SOLE |  | 26066 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 1888009 | 96524 | SH |  | SOLE |  | 96524 | 0 | 0 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 816512 | 31995 | SH |  | SOLE |  | 31995 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 7030165 | 13573 | SH |  | SOLE |  | 13573 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 30199799 | 161860 | SH |  | SOLE |  | 161860 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 1082056 | 6504 | SH |  | SOLE |  | 6504 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 915531 | 3863 | SH |  | SOLE |  | 3863 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 1525036 | 10262 | SH |  | SOLE |  | 10262 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1836333 | 2306 | SH |  | SOLE |  | 2306 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 2783210 | 18046 | SH |  | SOLE |  | 18046 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1396290 | 4090 | SH |  | SOLE |  | 4090 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 15219732 | 59772 | SH |  | SOLE |  | 59772 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASD TECH DIV | 33738R118 |  | 209011 | 2120 | SH |  | SOLE |  | 2120 | 0 | 0 |
| GOLDMAN SACHS ETF TR | MUNI INCOME ETF | 38149W549 |  | 2283016 | 44875 | SH |  | SOLE |  | 44875 | 0 | 0 |
| HARTFORD FDS EXCHANGE TRADED | MUN OPORTUNITE | 41653L503 |  | 1034264 | 26540 | SH |  | SOLE |  | 26540 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 909482 | 17819 | SH |  | SOLE |  | 17819 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1001668 | 5491 | SH |  | SOLE |  | 5491 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 7016214 | 11457 | SH |  | SOLE |  | 11457 | 0 | 0 |
| VICTORY PORTFOLIOS II | VICTORYSHARES SM | 92647X822 |  | 400204 | 13748 | SH |  | SOLE |  | 13748 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 319438 | 1132 | SH |  | SOLE |  | 1132 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 254495 | 1601 | SH |  | SOLE |  | 1601 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 3121490 | 7019 | SH |  | SOLE |  | 7019 | 0 | 0 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 289659 | 3623 | SH |  | SOLE |  | 3623 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1072455 | 5784 | SH |  | SOLE |  | 5784 | 0 | 0 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 2498626 | 50143 | SH |  | SOLE |  | 50143 | 0 | 0 |
| SPDR INDEX SHS FDS | MSCI ACWI EXUS | 78463X848 |  | 1075043 | 30786 | SH |  | SOLE |  | 30786 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 351592 | 2625 | SH |  | SOLE |  | 2625 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 549317 | 2683 | SH |  | SOLE |  | 2683 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 242138 | 825 | SH |  | SOLE |  | 825 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 656081 | 1375 | SH |  | SOLE |  | 1375 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 219114 | 1411 | SH |  | SOLE |  | 1411 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 578524 | 625 | SH |  | SOLE |  | 625 | 0 | 0 |
| FORTINET INC | COM | 34959E109 |  | 532395 | 6332 | SH |  | SOLE |  | 6332 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 570834 | 1674 | SH |  | SOLE |  | 1674 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 3156590 | 10007 | SH |  | SOLE |  | 10007 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 576479 | 1897 | SH |  | SOLE |  | 1897 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 542170 | 232 | SH |  | SOLE |  | 232 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 578646 | 3766 | SH |  | SOLE |  | 3766 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 545661 | 6538 | SH |  | SOLE |  | 6538 | 0 | 0 |
| RELIANCE INC | COM | 759509102 |  | 322393 | 1148 | SH |  | SOLE |  | 1148 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 271820 | 3213 | SH |  | SOLE |  | 3213 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 736508 | 1992 | SH |  | SOLE |  | 1992 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 1253234 | 12160 | SH |  | SOLE |  | 12160 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 870591 | 3581 | SH |  | SOLE |  | 3581 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 332807 | 6451 | SH |  | SOLE |  | 6451 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 511127 | 2992 | SH |  | SOLE |  | 2992 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 575107 | 754 | SH |  | SOLE |  | 754 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 206814 | 309 | SH |  | SOLE |  | 309 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1957539 | 2666 | SH |  | SOLE |  | 2666 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 223628 | 243 | SH |  | SOLE |  | 243 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 216613 | 627 | SH |  | SOLE |  | 627 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 515585 | 30508 | SH |  | SOLE |  | 30508 | 0 | 0 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 |  | 1193099 | 47364 | SH |  | SOLE |  | 47364 | 0 | 0 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 527723 | 22485 | SH |  | SOLE |  | 22485 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 MUNI | 46138J528 |  | 271614 | 11075 | SH |  | SOLE |  | 11075 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 302820 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 207187 | 3602 | SH |  | SOLE |  | 3602 | 0 | 0 |
| SSGA ACTIVE TR | SPDR SSGA MY2028 | 78470P796 |  | 813394 | 32361 | SH |  | SOLE |  | 32361 | 0 | 0 |
| SSGA ACTIVE TR | SPDR SSGA MY2029 | 78470P788 |  | 791733 | 31562 | SH |  | SOLE |  | 31562 | 0 | 0 |
| SSGA ACTIVE TR | SPDR SSGA MY2030 | 78470P770 |  | 795939 | 31755 | SH |  | SOLE |  | 31755 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 438172 | 1558 | SH |  | SOLE |  | 1558 | 0 | 0 |
| KKR  CO INC | COM | 48251W104 |  | 405961 | 3124 | SH |  | SOLE |  | 3124 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 607103 | 8873 | SH |  | SOLE |  | 8873 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 1849108 | 7483 | SH |  | SOLE |  | 7483 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 251385 | 7522 | SH |  | SOLE |  | 7522 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 693225 | 10665 | SH |  | SOLE |  | 10665 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 301141 | 599 | SH |  | SOLE |  | 599 | 0 | 0 |
| BLACKROCK ENHANCED EQUITY DI | COM | 09251A104 |  | 185962 | 20413 | SH |  | SOLE |  | 20413 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 480572 | 980 | SH |  | SOLE |  | 980 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 HY | 46138J817 |  | 599952 | 26017 | SH |  | SOLE |  | 26017 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 472702 | 9318 | SH |  | SOLE |  | 9318 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 636581 | 2950 | SH |  | SOLE |  | 2950 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 MUNI | 46138J510 |  | 306015 | 12953 | SH |  | SOLE |  | 12953 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 389356 | 8188 | SH |  | SOLE |  | 8188 | 0 | 0 |
| NIO INC | SPON ADS | 62914V106 |  | 101674 | 13343 | SH |  | SOLE |  | 13343 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 368835 | 494 | SH |  | SOLE |  | 494 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 2249174 | 1876 | SH |  | SOLE |  | 1876 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 604025 | 3610 | SH |  | SOLE |  | 3610 | 0 | 0 |
| PRINCETON BANCORP INC | COM | 74179A107 |  | 259751 | 8158 | SH |  | SOLE |  | 8158 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 422526 | 1284 | SH |  | SOLE |  | 1284 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 245140 | 1696 | SH |  | SOLE |  | 1696 | 0 | 0 |
| STRATEGY INC | CL A NEW | 594972408 |  | 1034294 | 3210 | SH |  | SOLE |  | 3210 | 0 | 0 |
| CIRCLE INTERNET GROUP INC | COM CL A | 172573107 |  | 265160 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| COREWEAVE INC | COM CL A | 21873S108 |  | 417393 | 3050 | SH |  | SOLE |  | 3050 | 0 | 0 |
| CORVUS PHARMACEUTICALS INC | COM | 221015100 |  | 125290 | 17000 | SH |  | SOLE |  | 17000 | 0 | 0 |
| D-WAVE QUANTUM INC | COM | 26740W109 |  | 374357 | 15150 | SH |  | SOLE |  | 15150 | 0 | 0 |
| LITHIUM AMERS CORP NEW | COM SHS | 53681J103 |  | 57100 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| QUANTUMSCAPE CORP | COM CL A | 74767V109 |  | 189728 | 15400 | SH |  | SOLE |  | 15400 | 0 | 0 |
| EXELON CORP | COM | 30161N101 |  | 201960 | 4487 | SH |  | SOLE |  | 4487 | 0 | 0 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 269525 | 1256 | SH |  | SOLE |  | 1256 | 0 | 0 |

---