# EDGAR Filing Document

**Accession Number:** 0001671623
**File Stem:** 0001671623-25-000003
**Filing Date:** 2025-8
**Character Count:** 18620
**Document Hash:** c07443ca971ee96089cecf3a6f93fb55
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001671623-25-000003.hdr.sgml**: 20250806

**ACCESSION NUMBER**: 0001671623-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250806

**DATE AS OF CHANGE**: 20250806

**EFFECTIVENESS DATE**: 20250806

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Horan Securities, Inc.
- **CENTRAL INDEX KEY:** 0001671623

**ORGANIZATION NAME:**
- **EIN:** 311448612
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17421
- **FILM NUMBER:** 251187774

**BUSINESS ADDRESS:**
- **STREET 1:** 8044 MONTGOMERY ROAD
- **STREET 2:** SUITE 640
- **CITY:** CINCINNATI
- **STATE:** X1
- **ZIP:** 45236
- **BUSINESS PHONE:** 5137450707

**MAIL ADDRESS:**
- **STREET 1:** 8044 MONTGOMERY ROAD
- **STREET 2:** SUITE 640
- **CITY:** CINCINNATI
- **STATE:** X1
- **ZIP:** 45236

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Horan Securities Inc.<br>**Address:** 8044 MONTGOMERY ROAD<br>SUITE 640<br>CINCINNATI, X1 45236

**Form 13F File Number:** 028-17421

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Connie Grosser<br>**Title:** Chief Compliance Officer<br>**Phone:** 513-587-2735

**Signature, Place, and Date of Signing:**

Connie Grosser  Cincinnati, OH  08-06-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 152

**Form 13F Information Table Value Total:** $284182080

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| Amazon.com Inc | Stock | 023135106 |  | 374403 | 1707 | SH |  | SOLE |  | 0 | 0 | 0 |
| Anthem Inc | Stock | 036752103 |  | 350453 | 901 | SH |  | SOLE |  | 0 | 0 | 0 |
| Johnson  Johnson | Stock | 478160104 |  | 1050558 | 6878 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Total Stock Market ETF | ETF | 922908769 |  | 2395737 | 7883 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Extended Market ETF | ETF | 922908652 |  | 261525 | 1357 | SH |  | SOLE |  | 0 | 0 | 0 |
| Costco Wholesale Corp | Stock | 22160K105 |  | 221422 | 224 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares MSCI Emerging Markets ETF | ETF | 464287234 |  | 664272 | 13770 | SH |  | SOLE |  | 0 | 0 | 0 |
| Shell PLC | ADR | 780259305 |  | 219085 | 3112 | SH |  | SOLE |  | 0 | 0 | 0 |
| Procter  Gamble Co | Stock | 742718109 |  | 10763596 | 67560 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Real Estate ETF | ETF | 922908553 |  | 445889 | 5007 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Edge MSCI Multifactor Intl ETF | ETF | 46434V274 |  | 227356 | 6642 | SH |  | SOLE |  | 0 | 0 | 0 |
| AMERICAN CAPITAL AGENCY CORP. | REIT | 00123Q104 |  | 206979 | 22522 | SH |  | SOLE |  | 0 | 0 | 0 |
| Merck  Co Inc | Stock | 58933Y105 |  | 460072 | 5812 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Short-Term National Muni Bd ETF | ETF | 464288158 |  | 216303 | 2034 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S 500 ETF Trust | ETF | 78462F103 |  | 1301343 | 2106 | SH |  | SOLE |  | 0 | 0 | 0 |
| Illinois Tool Works Inc | Stock | 452308109 |  | 350887 | 1419 | SH |  | SOLE |  | 0 | 0 | 0 |
| NORDSON CORP COM | Stock | 655663102 |  | 866055 | 4040 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core US REIT ETF | ETF | 464288521 |  | 219815 | 3886 | SH |  | SOLE |  | 0 | 0 | 0 |
| American Financial Group Inc | Stock | 025932104 |  | 336540 | 2667 | SH |  | SOLE |  | 0 | 0 | 0 |
| ALPS O'SHARES US SMALL-CAP QUALITY DIVIDEND ETF | ETF | 00162Q395 |  | 550396 | 12738 | SH |  | SOLE |  | 0 | 0 | 0 |
| Verizon Communications Inc | Stock | 92343V104 |  | 417810 | 9656 | SH |  | SOLE |  | 0 | 0 | 0 |
| PepsiCo Inc | Stock | 713448108 |  | 378930 | 2870 | SH |  | SOLE |  | 0 | 0 | 0 |
| Trane Technologies PLC | Stock | G8994E103 |  | 537783 | 1229 | SH |  | SOLE |  | 0 | 0 | 0 |
| U.S. Bancorp | Stock | 902973304 |  | 288444 | 6374 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF | ETF | 78464A359 |  | 225353 | 2726 | SH |  | SOLE |  | 0 | 0 | 0 |
| The Home Depot Inc | Stock | 437076102 |  | 988243 | 2695 | SH |  | SOLE |  | 0 | 0 | 0 |
| Automatic Data Processing Inc | Stock | 053015103 |  | 369000 | 1196 | SH |  | SOLE |  | 0 | 0 | 0 |
| Southern Co | Stock | 842587107 |  | 233762 | 2546 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 1000 Growth ETF | ETF | 464287614 |  | 3441114 | 8105 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab US Broad Market ETF | ETF | 808524102 |  | 719834 | 30207 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab International Equity ETF | ETF | 808524805 |  | 549386 | 24859 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR Portfolio S 400 Mid Cap ETF | ETF | 78464A847 |  | 786643 | 14466 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core S Small-Cap ETF | ETF | 464287804 |  | 17933935 | 164095 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares iBonds Dec 2027 Term Corp ETF | ETF | 46435UAA9 |  | 974369 | 40147 | SH |  | SOLE |  | 0 | 0 | 0 |
| Berkshire Hathaway Inc | Stock | 084670702 |  | 808738 | 1665 | SH |  | SOLE |  | 0 | 0 | 0 |
| Alphabet Inc | Stock | 02079K305 |  | 803237 | 4558 | SH |  | SOLE |  | 0 | 0 | 0 |
| Fiserv Inc | Stock | 337738108 |  | 268960 | 1560 | SH |  | SOLE |  | 0 | 0 | 0 |
| CSX Corp | Stock | 126408103 |  | 938961 | 28776 | SH |  | SOLE |  | 0 | 0 | 0 |
| Comcast Corp | Stock | 20030N101 |  | 240594 | 6741 | SH |  | SOLE |  | 0 | 0 | 0 |
| Microsoft Corp | Stock | 594918104 |  | 3437759 | 6911 | SH |  | SOLE |  | 0 | 0 | 0 |
| First Trust TCW Unconstrained Plus Bond ETF | ETF | 33740F888 |  | 508147 | 20416 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR Gold MiniShares | ETF | 98149E303 |  | 571366 | 8720 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ameriprise Financial Inc | Stock | 03076C106 |  | 252923 | 474 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO BULLETSHARES 2028 CORPORATE BOND ETF | ETF | 46138J643 |  | 206450 | 10076 | SH |  | SOLE |  | 0 | 0 | 0 |
| NEXTERA ENERGY INC COM | Stock | 65339F101 |  | 319963 | 4609 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Small-Cap ETF | ETF | 922908751 |  | 412931 | 1742 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares iBonds Dec 2028 Term Corporate ETF | ETF | 46435U515 |  | 958961 | 37725 | SH |  | SOLE |  | 0 | 0 | 0 |
| VICTORYSHARES CORE INTERMEDIATE BOND ETF | ETF | 92647N527 |  | 925970 | 19672 | SH |  | SOLE |  | 0 | 0 | 0 |
| Norfolk Southern Corp | Stock | 655844108 |  | 451610 | 1764 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab Short-Term US Treasury ETF | ETF | 808524862 |  | 241021 | 9886 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares iBonds Dec 2025 Term Muni Bd ETF | ETF | 46435U432 |  | 405738 | 15160 | SH |  | SOLE |  | 0 | 0 | 0 |
| VICTORYSHARES SHORT-TERM BOND ETF | ETF | 92647N535 |  | 632095 | 12438 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard S 500 ETF | ETF | 922908363 |  | 1764072 | 3106 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares iBonds Dec 2026 Term Muni Bond ETF | ETF | 46435U259 |  | 216591 | 8453 | SH |  | SOLE |  | 0 | 0 | 0 |
| Fifth Third Bancorp | Stock | 316773100 |  | 227721 | 5537 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S MIDCAP 400 ETF Trust | ETF | 78467Y107 |  | 280173 | 495 | SH |  | SOLE |  | 0 | 0 | 0 |
| LCNB Corp | Stock | 50181P100 |  | 1088278 | 74899 | SH |  | SOLE |  | 0 | 0 | 0 |
| Invesco S 500 Equal Weight ETF | ETF | 46137V357 |  | 455834 | 2508 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares iBonds Dec 2027 Term Muni Bd ETF | ETF | 46435U283 |  | 216590 | 8544 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares MSCI EAFE Growth ETF | ETF | 464288885 |  | 832020 | 7429 | SH |  | SOLE |  | 0 | 0 | 0 |
| Air Products  Chemicals Inc | Stock | 009158106 |  | 258506 | 916 | SH |  | SOLE |  | 0 | 0 | 0 |
| AVANTIS INTERNATIONAL EQUITY ETF | ETF | 025072703 |  | 564396 | 7626 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 2000 ETF | ETF | 464287655 |  | 1090333 | 5053 | SH |  | SOLE |  | 0 | 0 | 0 |
| Duke Energy Corp | Stock | 26441C204 |  | 478657 | 4056 | SH |  | SOLE |  | 0 | 0 | 0 |
| Carrier Global Corp | Stock | 14448C104 |  | 405452 | 5540 | SH |  | SOLE |  | 0 | 0 | 0 |
| Invesco S 500 Low Volatility ETF | ETF | 46138E354 |  | 316188 | 4342 | SH |  | SOLE |  | 0 | 0 | 0 |
| EV Tax-Mgd Gbl Div Equity Income | CEF | 27829F108 |  | 225661 | 25790 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares MSCI EAFE Value ETF | ETF | 464288877 |  | 1643589 | 25891 | SH |  | SOLE |  | 0 | 0 | 0 |
| Energy Transfer LP | Stock | 29273V100 |  | 596481 | 32900 | SH |  | SOLE |  | 0 | 0 | 0 |
| Visa Inc | Stock | 92826C839 |  | 536595 | 1511 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares MSCI USA Min Vol Factor ETF | ETF | 46429B697 |  | 685315 | 7301 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Value ETF | ETF | 922908744 |  | 906545 | 5129 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Growth ETF | ETF | 922908736 |  | 1104121 | 2519 | SH |  | SOLE |  | 0 | 0 | 0 |
| Meta Platforms Inc | Stock | 30303M102 |  | 583900 | 791 | SH |  | SOLE |  | 0 | 0 | 0 |
| ASML Holding NV | ADR | N07059210 |  | 246027 | 307 | SH |  | SOLE |  | 0 | 0 | 0 |
| Palo Alto Networks Inc | Stock | 697435105 |  | 330604 | 1616 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SSgA Multi-Asset Real Return ETF | ETF | 78467V103 |  | 1246166 | 42838 | SH |  | SOLE |  | 0 | 0 | 0 |
| Broadcom Inc | Stock | 11135F101 |  | 1230211 | 4463 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core MSCI Total Intl Stk ETF | ETF | 46432F834 |  | 844541 | 10924 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core MSCI EAFE ETF | ETF | 46432F842 |  | 360198 | 4315 | SH |  | SOLE |  | 0 | 0 | 0 |
| The Kroger Co | Stock | 501044101 |  | 232197 | 3237 | SH |  | SOLE |  | 0 | 0 | 0 |
| NVIDIA Corp | Stock | 67066G104 |  | 2578307 | 16319 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares 1-5 Year invmt Grd Corp Bd ETF | ETF | 464288646 |  | 208591 | 3954 | SH |  | SOLE |  | 0 | 0 | 0 |
| EOG Resources Inc | Stock | 26875P101 |  | 258826 | 2164 | SH |  | SOLE |  | 0 | 0 | 0 |
| GENUINE PARTS CO COM | Stock | 372460105 |  | 273675 | 2256 | SH |  | SOLE |  | 0 | 0 | 0 |
| AbbVie Inc | Stock | 00287Y109 |  | 740385 | 3989 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core MSCI Emerging Markets ETF | ETF | 46434G103 |  | 633498 | 10553 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard FTSE All-Wld ex-US ETF | ETF | 922042775 |  | 555240 | 8260 | SH |  | SOLE |  | 0 | 0 | 0 |
| VICTORYSHARES FREE CASH FLOW ETF | ETF | 92647X830 |  | 406501 | 11499 | SH |  | SOLE |  | 0 | 0 | 0 |
| Stryker Corp | Stock | 863667101 |  | 201244 | 509 | SH |  | SOLE |  | 0 | 0 | 0 |
| Qualcomm Inc | Stock | 747525103 |  | 396319 | 2489 | SH |  | SOLE |  | 0 | 0 | 0 |
| McDonald's Corp | Stock | 580135101 |  | 264757 | 906 | SH |  | SOLE |  | 0 | 0 | 0 |
| New Residential Investment Corp | REIT | 64828T201 |  | 315769 | 27969 | SH |  | SOLE |  | 0 | 0 | 0 |
| Cisco Systems Inc | Stock | 17275R102 |  | 385967 | 5563 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell Mid-Cap ETF | ETF | 464287499 |  | 1880376 | 20446 | SH |  | SOLE |  | 0 | 0 | 0 |
| Strive 500 ETF | ETF | 02072L680 |  | 226741 | 5660 | SH |  | SOLE |  | 0 | 0 | 0 |
| AT Inc | Stock | 00206R102 |  | 216040 | 7465 | SH |  | SOLE |  | 0 | 0 | 0 |
| GE VERNOVA INC COM | Stock | 36828A101 |  | 957666 | 1810 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab Fundamental US Small Company ETF | ETF | 808524763 |  | 494419 | 17257 | SH |  | SOLE |  | 0 | 0 | 0 |
| General Electric Co | Stock | 369604301 |  | 2278782 | 8853 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR Portfolio Short Term Treasury ETF | ETF | 78468R101 |  | 1034173 | 35308 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares MSCI USA Quality Factor ETF | ETF | 46432F339 |  | 1500351 | 8207 | SH |  | SOLE |  | 0 | 0 | 0 |
| INNOVATOR EQUITY DEFINED PROTECTION ETF - 6MO JAN/JUL | ETF | 45783Y244 |  | 225360 | 8000 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR Portfolio S 600 Sm Cap ETF | ETF | 78468R853 |  | 1063002 | 24953 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares S 500 Growth ETF | ETF | 464287309 |  | 283367 | 2574 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core S 500 ETF | ETF | 464287200 |  | 131568329 | 211899 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares IBonds Dec. 2026 Corporate Bond ETF | ETF | 46435GAA0 |  | 972237 | 40092 | SH |  | SOLE |  | 0 | 0 | 0 |
| Cintas Corp | Stock | 172908105 |  | 922643 | 4140 | SH |  | SOLE |  | 0 | 0 | 0 |
| Northrop Grumman Corp | Stock | 666807102 |  | 253351 | 507 | SH |  | SOLE |  | 0 | 0 | 0 |
| Thermo Fisher Scientific Inc | Stock | 883556102 |  | 212425 | 524 | SH |  | SOLE |  | 0 | 0 | 0 |
| Lockheed Martin Corp | Stock | 539830109 |  | 1184689 | 2558 | SH |  | SOLE |  | 0 | 0 | 0 |
| JPMorgan Chase  Co | Stock | 46625H100 |  | 1613914 | 5567 | SH |  | SOLE |  | 0 | 0 | 0 |
| The Hartford Financial Services Group Inc | Stock | 416515104 |  | 389618 | 3071 | SH |  | SOLE |  | 0 | 0 | 0 |
| Chevron Corp | Stock | 166764100 |  | 650724 | 4544 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares National Muni Bond ETF | ETF | 464288414 |  | 403274 | 3860 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard FTSE Developed Markets ETF | ETF | 921943858 |  | 603224 | 10581 | SH |  | SOLE |  | 0 | 0 | 0 |
| Cincinnati Financial Corp | Stock | 172062101 |  | 353959 | 2377 | SH |  | SOLE |  | 0 | 0 | 0 |
| TJX Companies Inc | Stock | 872540109 |  | 465534 | 3770 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S Dividend ETF | ETF | 78464A763 |  | 201662 | 1486 | SH |  | SOLE |  | 0 | 0 | 0 |
| Walmart Inc | Stock | 931142103 |  | 754696 | 7718 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares 3-7 Year Treasury Bond ETF | ETF | 464288661 |  | 983681 | 8260 | SH |  | SOLE |  | 0 | 0 | 0 |
| International Business Machines Corp | Stock | 459200101 |  | 510356 | 1731 | SH |  | SOLE |  | 0 | 0 | 0 |
| Raytheon Technologies Corp | Stock | 75513E101 |  | 876857 | 6005 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard FTSE Emerging Markets ETF | ETF | 922042858 |  | 791597 | 16005 | SH |  | SOLE |  | 0 | 0 | 0 |
| Alphabet Inc | Stock | 02079K107 |  | 583595 | 3290 | SH |  | SOLE |  | 0 | 0 | 0 |
| Amgen Inc | Stock | 031162100 |  | 429161 | 1537 | SH |  | SOLE |  | 0 | 0 | 0 |
| Otis Worldwide Corp | Stock | 68902V107 |  | 274239 | 2770 | SH |  | SOLE |  | 0 | 0 | 0 |
| Williams Companies Inc | Stock | 969457100 |  | 412861 | 6573 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Dividend Appreciation ETF | ETF | 921908844 |  | 1385172 | 6768 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares 7-10 Year Treasury Bond ETF | ETF | 464287440 |  | 833095 | 8699 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core US Aggregate Bond ETF | ETF | 464287226 |  | 1113998 | 11230 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR Portfolio S 500 ETF | ETF | 78464A854 |  | 1789853 | 24623 | SH |  | SOLE |  | 0 | 0 | 0 |
| Eaton Corp PLC | Stock | G29183103 |  | 1490123 | 4174 | SH |  | SOLE |  | 0 | 0 | 0 |
| Citizens Financial Group Inc | Stock | 174610105 |  | 272859 | 6097 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core Total Bond Market ETF | ETF | 46434V613 |  | 247370 | 5351 | SH |  | SOLE |  | 0 | 0 | 0 |
| JOHN HANCOCK MULTIFACTOR MID CAP ETF | ETF | 47804J206 |  | 649119 | 10619 | SH |  | SOLE |  | 0 | 0 | 0 |
| Philip Morris International Inc | Stock | 718172109 |  | 205282 | 1127 | SH |  | SOLE |  | 0 | 0 | 0 |
| Hillenbrand Inc | Stock | 431571108 |  | 413984 | 20627 | SH |  | SOLE |  | 0 | 0 | 0 |
| PNC Financial Services Group Inc | Stock | 693475105 |  | 240422 | 1290 | SH |  | SOLE |  | 0 | 0 | 0 |
| Bristol-Myers Squibb Co | Stock | 110122108 |  | 336839 | 7277 | SH |  | SOLE |  | 0 | 0 | 0 |
| Exxon Mobil Corp | Stock | 30231G102 |  | 537808 | 4989 | SH |  | SOLE |  | 0 | 0 | 0 |
| Colgate-Palmolive Co | Stock | 194162103 |  | 401797 | 4420 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR Portfolio Developed Wld ex-US ETF | ETF | 78463X889 |  | 212033 | 5237 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core S Mid-Cap ETF | ETF | 464287507 |  | 21653869 | 349143 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Tax-Exempt Bond ETF | ETF | 922907746 |  | 998915 | 20374 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares MSCI EAFE ETF | ETF | 464287465 |  | 775148 | 8672 | SH |  | SOLE |  | 0 | 0 | 0 |
| Apple Inc | Stock | 037833100 |  | 4570736 | 22278 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares iBonds Dec. 2025 Corporate Bond ETF | ETF | 46434VBD1 |  | 995888 | 39551 | SH |  | SOLE |  | 0 | 0 | 0 |
| Abbott Laboratories | Stock | 002824100 |  | 577485 | 4246 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 1000 ETF | ETF | 464287622 |  | 236232 | 696 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 1000 Value ETF | ETF | 464287598 |  | 686299 | 3533 | SH |  | SOLE |  | 0 | 0 | 0 |
| HERON THERAPEUTICS INC COM | Stock | 427746102 |  | 86091 | 41590 | SH |  | SOLE |  | 0 | 0 | 0 |

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