# EDGAR Filing Document

**Accession Number:** 0001758543
**File Stem:** 0001214659-25-012000
**Filing Date:** 2025-8
**Character Count:** 13073
**Document Hash:** 17ceb3ee2bb4ac75798b1708a36eb5f2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001214659-25-012000.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0001214659-25-012000

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financial & Tax Architects, LLC
- **CENTRAL INDEX KEY:** 0001758543

**ORGANIZATION NAME:**
- **EIN:** 431841119
- **STATE OF INCORPORATION:** MO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22869
- **FILM NUMBER:** 251212699

**BUSINESS ADDRESS:**
- **STREET 1:** 12412 POWERSCOURT DRIVE, SUITE 25
- **CITY:** ST LOUIS
- **STATE:** MO
- **ZIP:** 63131
- **BUSINESS PHONE:** 314-858-1122

**MAIL ADDRESS:**
- **STREET 1:** 12412 POWERSCOURT DRIVE, SUITE 25
- **CITY:** ST LOUIS
- **STATE:** MO
- **ZIP:** 63131

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Financial & Tax Architects, Inc.
- **DATE OF NAME CHANGE:** 20181108

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financial  Tax Architects LLC<br>**Address:** 12412 POWERSCOURT DRIVE SUITE 25<br>ST LOUIS, MO 63131

**Form 13F File Number:** 028-22869

**CRD Number (if applicable):** 000119169

**SEC File Number (if applicable):** 801-114688

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Gordon C. Haave<br>**Title:** President  Chief Investment Officer<br>**Phone:** 314-858-1122

**Signature, Place, and Date of Signing:**

Gordon C. Haave  Saint Louis, MO  08-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 93

**Form 13F Information Table Value Total:** $411674817

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 7722363 | 56778 | SH |  | SOLE |  | 0 | 0 | 56777 |
| ABBVIE INC | COM | 00287Y109 |  | 6906309 | 37207 | SH |  | SOLE |  | 0 | 0 | 37206 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1626496 | 9169 | SH |  | SOLE |  | 0 | 0 | 9169 |
| AMAZON COM INC | COM | 023135106 |  | 1887412 | 8603 | SH |  | SOLE |  | 0 | 0 | 8603 |
| APPLE INC | COM | 037833100 |  | 2903426 | 14151 | SH |  | SOLE |  | 0 | 0 | 14151 |
| ARK 21SHARES BITCOIN ETF | SHS BEN INT | 040919102 |  | 203574 | 5688 | SH |  | SOLE |  | 0 | 0 | 5688 |
| AT INC | COM | 00206R102 |  | 219597 | 7588 | SH |  | SOLE |  | 0 | 0 | 7588 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 6851931 | 22218 | SH |  | SOLE |  | 0 | 0 | 22217 |
| BANK AMERICA CORP | COM | 060505104 |  | 395435 | 8357 | SH |  | SOLE |  | 0 | 0 | 8356 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 744810 | 15737 | SH |  | SOLE |  | 0 | 0 | 15736 |
| BROADCOM INC | COM | 11135F101 |  | 1898523 | 6887 | SH |  | SOLE |  | 0 | 0 | 6887 |
| CATERPILLAR INC | COM | 149123101 |  | 7586559 | 19542 | SH |  | SOLE |  | 0 | 0 | 19542 |
| CHEVRON CORP NEW | COM | 166764100 |  | 6573152 | 45905 | SH |  | SOLE |  | 0 | 0 | 45905 |
| CHUBB LIMITED | COM | H1467J104 |  | 680100 | 2347 | SH |  | SOLE |  | 0 | 0 | 2347 |
| CINTAS CORP | COM | 172908105 |  | 7167757 | 32161 | SH |  | SOLE |  | 0 | 0 | 32161 |
| COCA COLA CO | COM | 191216100 |  | 7182864 | 101525 | SH |  | SOLE |  | 0 | 0 | 101524 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 6306385 | 69377 | SH |  | SOLE |  | 0 | 0 | 69377 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1633532 | 1650 | SH |  | SOLE |  | 0 | 0 | 1650 |
| DIREXION SHS ETF TR | DLY MAG 7 BULL 2 | 25461A650 |  | 207066 | 4770 | SH |  | SOLE |  | 0 | 0 | 4770 |
| DISNEY WALT CO | COM | 254687106 |  | 218463 | 1762 | SH |  | SOLE |  | 0 | 0 | 1761 |
| ENBRIDGE INC | COM | 29250N105 |  | 646490 | 14265 | SH |  | SOLE |  | 0 | 0 | 14265 |
| ETFS GOLD TR | PHYSCL GOLD SHS | 00326A104 |  | 1488593 | 47197 | SH |  | SOLE |  | 0 | 0 | 47197 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 6714992 | 62291 | SH |  | SOLE |  | 0 | 0 | 62291 |
| GLOBAL X FDS | MSCI GREECE ETF | 37954Y319 |  | 379291 | 6535 | SH |  | SOLE |  | 0 | 0 | 6535 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 8427986 | 84154 | SH |  | SOLE |  | 0 | 0 | 84153 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 8826891 | 29944 | SH |  | SOLE |  | 0 | 0 | 29943 |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | 46090A887 |  | 577269 | 11513 | SH |  | SOLE |  | 0 | 0 | 11513 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1119727 | 2030 | SH |  | SOLE |  | 0 | 0 | 2029 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 3133465 | 50248 | SH |  | SOLE |  | 0 | 0 | 50248 |
| ISHARES INC | MSCI AUSTRIA ETF | 464286202 |  | 1323323 | 45011 | SH |  | SOLE |  | 0 | 0 | 45011 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 6258882 | 56878 | SH |  | SOLE |  | 0 | 0 | 56878 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 3470630 | 92525 | SH |  | SOLE |  | 0 | 0 | 92525 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1962082 | 19066 | SH |  | SOLE |  | 0 | 0 | 19066 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 762673 | 9136 | SH |  | SOLE |  | 0 | 0 | 9136 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 3581765 | 44411 | SH |  | SOLE |  | 0 | 0 | 44411 |
| ISHARES TR | CORE S ETF | 464287200 |  | 427941 | 689 | SH |  | SOLE |  | 0 | 0 | 689 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 2044573 | 18060 | SH |  | SOLE |  | 0 | 0 | 18060 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 19506324 | 203679 | SH |  | SOLE |  | 0 | 0 | 203678 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 14834938 | 149546 | SH |  | SOLE |  | 0 | 0 | 149545 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 21118235 | 236248 | SH |  | SOLE |  | 0 | 0 | 236248 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 6604838 | 43240 | SH |  | SOLE |  | 0 | 0 | 43239 |
| LINDE PLC | SHS | G54950103 |  | 691619 | 1474 | SH |  | SOLE |  | 0 | 0 | 1474 |
| LOWES COS INC | COM | 548661107 |  | 6419013 | 28931 | SH |  | SOLE |  | 0 | 0 | 28931 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 343924 | 612 | SH |  | SOLE |  | 0 | 0 | 612 |
| MCDONALDS CORP | COM | 580135101 |  | 6698160 | 22926 | SH |  | SOLE |  | 0 | 0 | 22925 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 6860074 | 78698 | SH |  | SOLE |  | 0 | 0 | 78697 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2062795 | 2795 | SH |  | SOLE |  | 0 | 0 | 2794 |
| MICROSOFT CORP | COM | 594918104 |  | 2877031 | 5784 | SH |  | SOLE |  | 0 | 0 | 5784 |
| NEOS ETF TRUST | NEOS S 500 HI | 78433H303 |  | 320933 | 6378 | SH |  | SOLE |  | 0 | 0 | 6377 |
| NETFLIX INC | COM | 64110L106 |  | 1822556 | 1361 | SH |  | SOLE |  | 0 | 0 | 1361 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 6624299 | 95423 | SH |  | SOLE |  | 0 | 0 | 95423 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 735480 | 6078 | SH |  | SOLE |  | 0 | 0 | 6077 |
| NUVEEN FLOATING RATE INCOME | COM | 67072T108 |  | 449196 | 53034 | SH |  | SOLE |  | 0 | 0 | 53033 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 5840600 | 36968 | SH |  | SOLE |  | 0 | 0 | 36968 |
| PEPSICO INC | COM | 713448108 |  | 6321397 | 47875 | SH |  | SOLE |  | 0 | 0 | 47874 |
| PIMCO ETF TR | 0-5 HIGH YIELD | 72201R783 |  | 3363329 | 35400 | SH |  | SOLE |  | 0 | 0 | 35399 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 6417891 | 40283 | SH |  | SOLE |  | 0 | 0 | 40283 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 11570820 | 114904 | SH |  | SOLE |  | 0 | 0 | 114903 |
| RELX PLC | SPONSORED ADR | 759530108 |  | 663057 | 12202 | SH |  | SOLE |  | 0 | 0 | 12202 |
| S GLOBAL INC | COM | 78409V104 |  | 7401326 | 14037 | SH |  | SOLE |  | 0 | 0 | 14036 |
| SANOFI | SPONSORED ADR | 80105N105 |  | 625124 | 12940 | SH |  | SOLE |  | 0 | 0 | 12939 |
| SAP SE | SPON ADR | 803054204 |  | 739615 | 2432 | SH |  | SOLE |  | 0 | 0 | 2432 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 2805654 | 112092 | SH |  | SOLE |  | 0 | 0 | 112091 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 980001 | 3870 | SH |  | SOLE |  | 0 | 0 | 3870 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 947646 | 11704 | SH |  | SOLE |  | 0 | 0 | 11703 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1029038 | 19649 | SH |  | SOLE |  | 0 | 0 | 19649 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 880405 | 4051 | SH |  | SOLE |  | 0 | 0 | 4051 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 906512 | 6145 | SH |  | SOLE |  | 0 | 0 | 6145 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1118379 | 13696 | SH |  | SOLE |  | 0 | 0 | 13695 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 6537430 | 19040 | SH |  | SOLE |  | 0 | 0 | 19039 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 |  | 664234 | 25518 | SH |  | SOLE |  | 0 | 0 | 25518 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1044957 | 3428 | SH |  | SOLE |  | 0 | 0 | 3428 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 19588371 | 31704 | SH |  | SOLE |  | 0 | 0 | 31704 |
| SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 |  | 3877409 | 151461 | SH |  | SOLE |  | 0 | 0 | 151461 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 10120176 | 122431 | SH |  | SOLE |  | 0 | 0 | 122431 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 335549 | 3520 | SH |  | SOLE |  | 0 | 0 | 3520 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 40740322 | 444133 | SH |  | SOLE |  | 0 | 0 | 444133 |
| T-MOBILE US INC | COM | 872590104 |  | 1377874 | 5783 | SH |  | SOLE |  | 0 | 0 | 5783 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 698749 | 11423 | SH |  | SOLE |  | 0 | 0 | 11423 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 275470 | 883 | SH |  | SOLE |  | 0 | 0 | 883 |
| VANECK MERK GOLD ETF | GOLD SHS | 921078101 |  | 421777 | 13226 | SH |  | SOLE |  | 0 | 0 | 13226 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 8715362 | 118367 | SH |  | SOLE |  | 0 | 0 | 118367 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 371071 | 4715 | SH |  | SOLE |  | 0 | 0 | 4715 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 18441395 | 60676 | SH |  | SOLE |  | 0 | 0 | 60676 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 266884 | 1126 | SH |  | SOLE |  | 0 | 0 | 1126 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 340733 | 1218 | SH |  | SOLE |  | 0 | 0 | 1217 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 247687 | 5367 | SH |  | SOLE |  | 0 | 0 | 5367 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 14235571 | 283182 | SH |  | SOLE |  | 0 | 0 | 283182 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 3807654 | 43656 | SH |  | SOLE |  | 0 | 0 | 43655 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 787080 | 13806 | SH |  | SOLE |  | 0 | 0 | 13806 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 291010 | 2443 | SH |  | SOLE |  | 0 | 0 | 2443 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 921853 | 5390 | SH |  | SOLE |  | 0 | 0 | 5390 |
| WALMART INC | COM | 931142103 |  | 7923663 | 81036 | SH |  | SOLE |  | 0 | 0 | 81035 |

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