# EDGAR Filing Document

**Accession Number:** 0001005817
**File Stem:** 0001999371-26-007945
**Filing Date:** 2026-4
**Character Count:** 83232
**Document Hash:** 3668fa43d9589c5947d7d22138468ec3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-26-007945.hdr.sgml**: 20260409

**ACCESSION NUMBER**: 0001999371-26-007945

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260409

**DATE AS OF CHANGE**: 20260409

**EFFECTIVENESS DATE**: 20260409

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TOMPKINS FINANCIAL CORP
- **CENTRAL INDEX KEY:** 0001005817
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 161482357
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-05097
- **FILM NUMBER:** 26849943

**BUSINESS ADDRESS:**
- **STREET 1:** 118 E SENECA STREET
- **STREET 2:** P.O. BOX 460
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850
- **BUSINESS PHONE:** 607-274-2078

**MAIL ADDRESS:**
- **STREET 1:** 118 E. SENECA STREET
- **STREET 2:** PO BOX 460
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TOMPKINS TRUSTCO INC
- **DATE OF NAME CHANGE:** 19990512

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TOMPKINS COUNTY TRUSTCO INC
- **DATE OF NAME CHANGE:** 19960117

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** TOMPKINS FINANCIAL CORP<br>**Address:** 118 E. SENECA STREET<br>PO BOX 460<br>Ithaca, NY 14850

**Form 13F File Number:** 028-05097

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lisa Donnelly<br>**Title:** Trust Operations Manager<br>**Phone:** 607-274-7443

**Signature, Place, and Date of Signing:**

/s/ Lisa Donnelly Trust Operations Manager  Ithaca, NY  04-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 746

**Form 13F Information Table Value Total:** $1255684789

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 1ST FINL BANCORP | COM | 320209109 | BBG000BJGW43 | 28326 | 1016 | SH |  | SOLE |  | 1016 | 0 | 0 |
| 3M CO | COM | 88579Y101 | BBG000BP52R2 | 143632 | 989 | SH |  | DFND |  | 0 | 0 | 989 |
| 3M CO | COM | 88579Y101 | BBG000BP52R2 | 352618 | 2428 | SH |  | SOLE |  | 2428 | 0 | 0 |
| ABBOTT LABORATORIES | COM | 002824100 | BBG000B9ZXB4 | 2567161 | 25004 | SH |  | DFND |  | 2700 | 0 | 22304 |
| ABBOTT LABORATORIES | COM | 002824100 | BBG000B9ZXB4 | 7980026 | 77725 | SH |  | SOLE |  | 76657 | 0 | 1068 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RY4 | 6288941 | 28916 | SH |  | DFND |  | 2180 | 0 | 26736 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RY4 | 1355398 | 6232 | SH |  | SOLE |  | 6232 | 0 | 0 |
| ACCENDRA HEALTH INC | COM | 690732102 | BBG000CTV5F0 | 342 | 150 | SH |  | DFND |  | 0 | 0 | 150 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | BBG000D9D830 | 87446 | 441 | SH |  | DFND |  | 0 | 0 | 441 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | BBG000D9D830 | 692429 | 3492 | SH |  | SOLE |  | 3492 | 0 | 0 |
| ADOBE INC | COM | 00724F101 | BBG000BB5006 | 128346 | 528 | SH |  | SOLE |  | 524 | 0 | 4 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG000BBQCY0 | 47806 | 235 | SH |  | SOLE |  | 235 | 0 | 0 |
| AFLAC INC | COM | 001055102 | BBG000BBBNC6 | 79649 | 726 | SH |  | SOLE |  | 726 | 0 | 0 |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 | BBG000C2V3D6 | 69870 | 613 | SH |  | DFND |  | 325 | 0 | 288 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 | BBG000BC4JJ4 | 435735 | 1500 | SH |  | DFND |  | 0 | 0 | 1500 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 | BBG000BC4JJ4 | 29049 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ALCOA CORP | COM | 013872106 | BBG00B3T3HD3 | 132660 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 | BBG006G2JVL2 | 1255 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 | BBG000BVMGF2 | 9123 | 44 | SH |  | DFND |  | 0 | 0 | 44 |
| ALLSTATE CORP | COM | 020002101 | BBG000BVMGF2 | 2695 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB30 | 1227761 | 4280 | SH |  | SOLE |  | 4280 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JX6 | 488852 | 1700 | SH |  | DFND |  | 50 | 0 | 1650 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JX6 | 19784416 | 68801 | SH |  | SOLE |  | 67033 | 0 | 1768 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG000BP6LJ8 | 287188 | 4352 | SH |  | DFND |  | 0 | 0 | 4352 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG000BP6LJ8 | 465625 | 7056 | SH |  | SOLE |  | 7056 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG000BVPV84 | 350102 | 1681 | SH |  | DFND |  | 150 | 0 | 1531 |
| AMAZON COM INC | COM | 023135106 | BBG000BVPV84 | 14916714 | 71622 | SH |  | SOLE |  | 69593 | 0 | 2029 |
| AMEREN CORP | COM | 023608102 | BBG000B9X8C0 | 65952 | 600 | SH |  | DFND |  | 0 | 0 | 600 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 | BBG000BB9KF2 | 162015 | 1236 | SH |  | DFND |  | 0 | 0 | 1236 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 | BBG000BB9KF2 | 3277 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG000BCQZS4 | 981245 | 3244 | SH |  | DFND |  | 0 | 0 | 3244 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG000BCQZS4 | 521778 | 1725 | SH |  | SOLE |  | 1725 | 0 | 0 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 | BBG000BBDZG3 | 14674 | 195 | SH |  | DFND |  | 0 | 0 | 195 |
| AMERICAN TOWER CORP | COM | 03027X100 | BBG000B9XYV2 | 90605 | 525 | SH |  | DFND |  | 525 | 0 | 0 |
| AMERICAN TOWER CORP | COM | 03027X100 | BBG000B9XYV2 | 2244 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 | BBG000TRJ294 | 2450 | 18 | SH |  | DFND |  | 0 | 0 | 18 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 | BBG000TRJ294 | 2904161 | 21340 | SH |  | SOLE |  | 21340 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 | BBG000G3QLY3 | 70660 | 159 | SH |  | DFND |  | 0 | 0 | 159 |
| AMERIPRISE FINL INC | COM | 03076C106 | BBG000G3QLY3 | 47106 | 106 | SH |  | SOLE |  | 106 | 0 | 0 |
| AMGEN INC | COM | 031162100 | BBG000BBS2Y0 | 8796 | 25 | SH |  | DFND |  | 0 | 0 | 25 |
| AMGEN INC | COM | 031162100 | BBG000BBS2Y0 | 16998225 | 48311 | SH |  | SOLE |  | 47741 | 0 | 570 |
| AMPHENOL CORP | CL A | 032095101 | BBG000B9YJ35 | 14657 | 116 | SH |  | SOLE |  | 116 | 0 | 0 |
| AMPLIFY ETF TR | AMPLIFY CYBERSEC | 032108664 | BBG01L6XYP28 | 9086 | 121 | SH |  | SOLE |  | 121 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 | BBG000BB6G37 | 5727 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| ANNALY CAPITAL MANAGEMENT IN | COM NEW | 035710839 | BBG000BJFJ98 | 19268 | 911 | SH |  | DFND |  | 0 | 0 | 911 |
| APPLE INC | COM | 037833100 | BBG000B9XRY4 | 2127014 | 8381 | SH |  | DFND |  | 2537 | 0 | 5844 |
| APPLE INC | COM | 037833100 | BBG000B9XRY4 | 43878007 | 172891 | SH |  | SOLE |  | 169439 | 0 | 3452 |
| APPLIED MATLS INC | COM | 038222105 | BBG000BBPFB9 | 20166 | 59 | SH |  | SOLE |  | 59 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 | BBG000BB6WG8 | 145380 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| ARES CAPITAL CORP | COM | 04010L103 | BBG000PD6X77 | 8271 | 459 | SH |  | DFND |  | 0 | 0 | 459 |
| ARES CAPITAL CORP | COM | 04010L103 | BBG000PD6X77 | 15119 | 839 | SH |  | SOLE |  | 839 | 0 | 0 |
| ARM HOLDINGS PLC | SPONSORED ADS | 042068205 | BBG01J1GXZF0 | 9077 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| ASHLAND INC | COM | 044186104 | BBG00D0Y81M1 | 191410 | 3442 | SH |  | DFND |  | 0 | 0 | 3442 |
| ASTEC INDS INC | COM | 046224101 | BBG000BCHZL1 | 69992 | 1300 | SH |  | DFND |  | 1300 | 0 | 0 |
| AT INC | COM | 00206R102 | BBG000BSJK37 | 765568 | 26408 | SH |  | DFND |  | 2700 | 0 | 23708 |
| AT INC | COM | 00206R102 | BBG000BSJK37 | 215512 | 7434 | SH |  | SOLE |  | 7434 | 0 | 0 |
| ATMOS ENERGY CORP | COM | 049560105 | BBG000BRNGM2 | 138540 | 750 | SH |  | DFND |  | 0 | 0 | 750 |
| AUTOLIV INC | COM | 052800109 | BBG000BVLRY8 | 315 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG000JG0547 | 1309698 | 6446 | SH |  | DFND |  | 161 | 0 | 6285 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG000JG0547 | 667446 | 3285 | SH |  | SOLE |  | 3285 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 | BBG000C7LMS8 | 219556 | 65 | SH |  | DFND |  | 0 | 0 | 65 |
| AVALONBAY CMNTYS INC | COM | 053484101 | BBG000BLPBL5 | 73508 | 450 | SH |  | DFND |  | 0 | 0 | 450 |
| AZENTA INC | COM | 114340102 | BBG000DX9JV7 | 12678 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| BANCO SANTANDER SA | ADR | 05964H105 | BBG000BTJS47 | 1354 | 120 | SH |  | DFND |  | 0 | 0 | 120 |
| BANK AMERICA CORP | COM | 060505104 | BBG000BCTLF6 | 283335 | 5812 | SH |  | DFND |  | 0 | 0 | 5812 |
| BANK AMERICA CORP | COM | 060505104 | BBG000BCTLF6 | 453960 | 9312 | SH |  | SOLE |  | 9312 | 0 | 0 |
| BANK MONTREAL MEDIUM | COM | 063671101 | BBG000DLY9B9 | 135340 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| BANK NEW YORK MELLON CORP | COM | 064058100 | BBG000BD8PN9 | 147101 | 1240 | SH |  | DFND |  | 0 | 0 | 1240 |
| BANK NEW YORK MELLON CORP | COM | 064058100 | BBG000BD8PN9 | 26573 | 224 | SH |  | SOLE |  | 224 | 0 | 0 |
| BANK NOVA SCOTIA B C | COM | 064149107 | BBG000C2RV03 | 90103 | 1300 | SH |  | DFND |  | 0 | 0 | 1300 |
| BAR HBR BANKSHARES | COM | 066849100 | BBG000JKM045 | 53543 | 1650 | SH |  | DFND |  | 0 | 0 | 1650 |
| BAXTER INTL INC | COM | 071813109 | BBG000BCVJ77 | 5544 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| BCE INC | COM NEW | 05534B760 | BBG000BCXNS3 | 5149 | 204 | SH |  | SOLE |  | 204 | 0 | 0 |
| BEACON FINANCIAL CORP. | COM | 084680107 | BBG000BB00D7 | 900 | 30 | SH |  | DFND |  | 0 | 0 | 30 |
| BECTON DICKINSON  CO | COM | 075887109 | BBG000BCZYD3 | 227984 | 1450 | SH |  | DFND |  | 200 | 0 | 1250 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG000DWG505 | 10263506 | 21418 | SH |  | SOLE |  | 20329 | 0 | 1089 |
| BEST BUY INC | COM | 086516101 | BBG000BCWCG1 | 41730 | 650 | SH |  | DFND |  | 0 | 0 | 650 |
| BEYOND MEAT INC | COM | 08862E109 | BBG003CVJP50 | 60 | 85 | SH |  | DFND |  | 0 | 0 | 85 |
| BIRKENSTOCK HOLDING PLC | COM SHS | M2029K104 | BBG01J9M42H2 | 1612 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| BLACK HILLS CORP | COM | 092113109 | BBG000BD9ZM7 | 27764 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 | BBG00NNWBVZ4 | 64289 | 1105 | SH |  | SOLE |  | 1105 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WN4 | 144257 | 150 | SH |  | DFND |  | 0 | 0 | 150 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WN4 | 9984473 | 10382 | SH |  | SOLE |  | 10268 | 0 | 114 |
| BLACKROCK MUNIYIELD N Y QUAL | COM | 09255E102 | BBG000BFQ317 | 134861 | 14048 | SH |  | DFND |  | 0 | 0 | 14048 |
| BLACKSTONE INC | COM | 09260D107 | BBG000BH0106 | 138678 | 1206 | SH |  | SOLE |  | 1206 | 0 | 0 |
| BLOOM ENERGY CORP | COM CL A | 093712107 | BBG000N7KBZ3 | 19375 | 143 | SH |  | SOLE |  | 143 | 0 | 0 |
| BOEING CO | COM | 097023105 | BBG000BCSST7 | 1990 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| BOEING CO | COM | 097023105 | BBG000BCSST7 | 19903 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 | BBG000BLBVN4 | 286302 | 68 | SH |  | SOLE |  | 68 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 | BBG000BT4FC2 | 13536 | 288 | SH |  | DFND |  | 0 | 0 | 288 |
| BP PLC | SPONSORED ADR | 055622104 | BBG000BT4FC2 | 101896 | 2168 | SH |  | SOLE |  | 2168 | 0 | 0 |
| BRIGHTHOUSE FINL INC | COM | 10922N103 | BBG00DYPZ4T0 | 898 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG000DQLV23 | 126152 | 2080 | SH |  | DFND |  | 850 | 0 | 1230 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG000DQLV23 | 162421 | 2678 | SH |  | SOLE |  | 2678 | 0 | 0 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 | BBG000BWPXQ8 | 5847 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 | BBG000BWPXQ8 | 12162 | 208 | SH |  | SOLE |  | 208 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5S69 | 216657 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5S69 | 1377010 | 4449 | SH |  | SOLE |  | 4316 | 0 | 133 |
| BROADSTONE NET LEASE INC | COM | 11135E203 | BBG000PWD2R3 | 2122810 | 116191 | SH |  | SOLE |  | 116191 | 0 | 0 |
| BROOKFIELD ASSET MANAGMT LTD | CL A LMT VTG SHS | 113004105 | BBG01BPHNXZ3 | 1022 | 23 | SH |  | SOLE |  | 23 | 0 | 0 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 | BBG000C9KL89 | 5625 | 139 | SH |  | SOLE |  | 139 | 0 | 0 |
| BROWN  BROWN INC | COM | 115236101 | BBG000BWSGF4 | 7238 | 111 | SH |  | SOLE |  | 111 | 0 | 0 |
| CANADIAN IMPERIAL BANK OF CO | COM | 136069101 | BBG000FKTHQ1 | 189500 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| CANTALOUPE INC | COM | 138103106 | BBG000H825F3 | 9783 | 905 | SH |  | DFND |  | 0 | 0 | 905 |
| CAPITAL ONE FINL CORP | COM | 14040H105 | BBG000BGKTF9 | 166194 | 911 | SH |  | DFND |  | 0 | 0 | 911 |
| CARDINAL HEALTH INC | COM | 14149Y108 | BBG000D898T9 | 49869 | 236 | SH |  | SOLE |  | 236 | 0 | 0 |
| CARMAX INC | COM | 143130102 | BBG000BLMZK6 | 72765 | 1750 | SH |  | DFND |  | 0 | 0 | 1750 |
| CARPENTER TECHNOLOGY CORP | COM | 144285103 | BBG000BGCQT9 | 45327 | 115 | SH |  | DFND |  | 0 | 0 | 115 |
| CARPENTER TECHNOLOGY CORP | COM | 144285103 | BBG000BGCQT9 | 2919075 | 7406 | SH |  | SOLE |  | 7406 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 | BBG00RP5HYS8 | 13233 | 235 | SH |  | DFND |  | 0 | 0 | 235 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 | BBG00RP5HYS8 | 21623 | 384 | SH |  | SOLE |  | 384 | 0 | 0 |
| CASELLA WASTE SYS INC | CL A | 147448104 | BBG000BT0J38 | 2116553 | 26677 | SH |  | SOLE |  | 26677 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 | BBG000BF0K17 | 806227 | 1138 | SH |  | DFND |  | 214 | 0 | 924 |
| CATERPILLAR INC | COM | 149123101 | BBG000BF0K17 | 534887 | 755 | SH |  | SOLE |  | 755 | 0 | 0 |
| CHEMOURS CO | COM | 163851108 | BBG005H82GB2 | 5375 | 244 | SH |  | DFND |  | 0 | 0 | 244 |
| CHEVRON CORPORATION | COM | 166764100 | BBG000K4ND22 | 3001705 | 14508 | SH |  | DFND |  | 0 | 0 | 14508 |
| CHEVRON CORPORATION | COM | 166764100 | BBG000K4ND22 | 550768 | 2662 | SH |  | SOLE |  | 2662 | 0 | 0 |
| CHIMERA INVT CORP | COM SHS | 16934Q802 | BBG000PFLGY2 | 9362 | 746 | SH |  | DFND |  | 0 | 0 | 746 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 | BBG000QX74T1 | 4802 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| CHUBB LTD SWITZ | COM | H1467J104 | BBG000BR14K5 | 61601 | 189 | SH |  | SOLE |  | 189 | 0 | 0 |
| CHURCH  DWIGHT CO INC | COM | 171340102 | BBG000BFJT36 | 58138 | 623 | SH |  | SOLE |  | 623 | 0 | 0 |
| CHURCHILL DOWNS INC | COM | 171484108 | BBG000BGXMG9 | 898 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| CIENA CORP | COM NEW | 171779309 | BBG000BP1152 | 81140 | 209 | SH |  | SOLE |  | 209 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG000C3J3C9 | 996333 | 12841 | SH |  | DFND |  | 3276 | 0 | 9565 |
| CISCO SYS INC | COM | 17275R102 | BBG000C3J3C9 | 17262534 | 222484 | SH |  | SOLE |  | 219178 | 0 | 3306 |
| CITIGROUP INC | COM NEW | 172967424 | BBG000FY4S11 | 20074 | 177 | SH |  | DFND |  | 0 | 0 | 177 |
| CLEANSPARK INC | COM NEW | 18452B209 | BBG001MB89V6 | 8510 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| CLOROX CO DEL | COM | 189054109 | BBG000BFS7D3 | 446956 | 4313 | SH |  | DFND |  | 174 | 0 | 4139 |
| CLOROX CO DEL | COM | 189054109 | BBG000BFS7D3 | 14819 | 143 | SH |  | SOLE |  | 143 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 | BBG000BHLYP4 | 147675 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| CME GROUP INC | COM | 12572Q105 | BBG000BHLYP4 | 29535 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| CNA FINL CORP | COM | 126117100 | BBG000BFYB47 | 27552 | 600 | SH |  | DFND |  | 0 | 0 | 600 |
| COCA COLA CO | COM | 191216100 | BBG000BMX289 | 1226991 | 16134 | SH |  | DFND |  | 0 | 0 | 16134 |
| COCA COLA CO | COM | 191216100 | BBG000BMX289 | 627336 | 8249 | SH |  | SOLE |  | 8249 | 0 | 0 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 | BBG000BBDV81 | 41166 | 671 | SH |  | SOLE |  | 671 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG000BFQYY3 | 51138 | 600 | SH |  | DFND |  | 0 | 0 | 600 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG000BFQYY3 | 17046 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG000BFT2L4 | 120295 | 4190 | SH |  | DFND |  | 0 | 0 | 4190 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG000BFT2L4 | 29370 | 1023 | SH |  | SOLE |  | 1023 | 0 | 0 |
| CONAGRA BRANDS INC | COM | 205887102 | BBG000BDXGP9 | 37728 | 2400 | SH |  | DFND |  | 0 | 0 | 2400 |
| CONAGRA BRANDS INC | COM | 205887102 | BBG000BDXGP9 | 5392 | 343 | SH |  | SOLE |  | 343 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 | BBG000BQQH30 | 272052 | 2061 | SH |  | DFND |  | 0 | 0 | 2061 |
| CONOCOPHILLIPS | COM | 20825C104 | BBG000BQQH30 | 49764 | 377 | SH |  | SOLE |  | 377 | 0 | 0 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 | BBG000J1QLT0 | 547500 | 3650 | SH |  | SOLE |  | 3650 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRNP7 | 51941 | 186 | SH |  | DFND |  | 0 | 0 | 186 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRNP7 | 22619 | 81 | SH |  | SOLE |  | 81 | 0 | 0 |
| CONSTELLIUM SE | CL A SHS | F21107101 | BBG004K5PJP1 | 4916 | 200 | SH |  | DFND |  | 0 | 0 | 200 |
| CORNING INC | COM | 219350105 | BBG000BKFZM4 | 870616 | 6403 | SH |  | DFND |  | 1100 | 0 | 5303 |
| CORNING INC | COM | 219350105 | BBG000BKFZM4 | 1602542 | 11786 | SH |  | SOLE |  | 11786 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 | BBG00BN969C1 | 1758 | 21 | SH |  | DFND |  | 0 | 0 | 21 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 | BBG000F6H8W8 | 493233 | 495 | SH |  | DFND |  | 0 | 0 | 495 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 | BBG000F6H8W8 | 12950601 | 12997 | SH |  | SOLE |  | 12528 | 0 | 469 |
| CRANE COMPANY | COMMON STOCK | 224408104 | BBG016G0L0Q5 | 15390 | 90 | SH |  | DFND |  | 0 | 0 | 90 |
| CRANE NXT CO | COM | 224441105 | BBG017BXPZ85 | 3653 | 90 | SH |  | DFND |  | 0 | 0 | 90 |
| CROWN CASTLE INC | COM | 22822V101 | BBG000FV1Z23 | 6180 | 76 | SH |  | DFND |  | 0 | 0 | 76 |
| CVS HEALTH CORP | COM | 126650100 | BBG000BGRY34 | 265734 | 3700 | SH |  | DFND |  | 0 | 0 | 3700 |
| CVS HEALTH CORP | COM | 126650100 | BBG000BGRY34 | 38639 | 538 | SH |  | SOLE |  | 538 | 0 | 0 |
| CYPHERPUNK TECHNOLOGIES INC | COM NEW | 52187K200 | BBG00DQ929W6 | 95 | 120 | SH |  | DFND |  | 0 | 0 | 120 |
| DANAHER CORP DEL | COM | 235851102 | BBG000BH3JF8 | 7584 | 40 | SH |  | DFND |  | 0 | 0 | 40 |
| DANAHER CORP DEL | COM | 235851102 | BBG000BH3JF8 | 6819533 | 35968 | SH |  | SOLE |  | 35361 | 0 | 607 |
| DARDEN RESTAURANTS INC | COM | 237194105 | BBG000BBNYF6 | 20388 | 104 | SH |  | DFND |  | 0 | 0 | 104 |
| DARDEN RESTAURANTS INC | COM | 237194105 | BBG000BBNYF6 | 38228 | 195 | SH |  | SOLE |  | 195 | 0 | 0 |
| DEERE  CO | COM | 244199105 | BBG000BH1NH9 | 1101815 | 1956 | SH |  | DFND |  | 0 | 0 | 1956 |
| DEERE  CO | COM | 244199105 | BBG000BH1NH9 | 92945 | 165 | SH |  | SOLE |  | 165 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 | BBG017158FN3 | 215 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 | BBG01633DTZ9 | 370 | 11 | SH |  | DFND |  | 0 | 0 | 11 |
| DISNEY WALT CO | COM | 254687106 | BBG000BH4R78 | 579147 | 6009 | SH |  | DFND |  | 200 | 0 | 5809 |
| DISNEY WALT CO | COM | 254687106 | BBG000BH4R78 | 244612 | 2538 | SH |  | SOLE |  | 2538 | 0 | 0 |
| DOLLAR GEN CORP | COM | 256677105 | BBG000NV1KK7 | 237460 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| DOMINION ENERGY INC | COM | 25746U109 | BBG000BGVW60 | 245425 | 3970 | SH |  | DFND |  | 1750 | 0 | 2220 |
| DOUGLAS DYNAMICS INC | COM | 25960R105 | BBG000Q90C31 | 84180 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| DOVER CORP | COM | 260003108 | BBG000BHB3M6 | 15634 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| DOW HLDGS INC | COM | 260557103 | BBG00BN96922 | 3998 | 96 | SH |  | DFND |  | 0 | 0 | 96 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG000BHGDH5 | 153069 | 1169 | SH |  | DFND |  | 0 | 0 | 1169 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG000BHGDH5 | 10557038 | 80625 | SH |  | SOLE |  | 79865 | 0 | 760 |
| DUPONT DE NEMOURS INC | COM | 26614N102 | BBG00BN961G4 | 4397 | 96 | SH |  | DFND |  | 0 | 0 | 96 |
| EASTMAN CHEM CO | COM | 277432100 | BBG000BLW530 | 9540 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 | BBG000BJ3PD2 | 1052980 | 2944 | SH |  | DFND |  | 0 | 0 | 2944 |
| ECOLAB INC | COM | 278865100 | BBG000BHKYH4 | 251921 | 947 | SH |  | SOLE |  | 947 | 0 | 0 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 | BBG000BCG930 | 2635 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG000BNBDC2 | 1306073 | 1420 | SH |  | DFND |  | 0 | 0 | 1420 |
| ELI LILLY  CO | COM | 532457108 | BBG000BNBDC2 | 24609366 | 26756 | SH |  | SOLE |  | 26288 | 0 | 468 |
| EMERA INC | COM | 290876101 | BBG000CX7YD7 | 129675 | 2500 | SH |  | DFND |  | 0 | 0 | 2500 |
| EMERSON ELEC CO | COM | 291011104 | BBG000BHX7N2 | 825033 | 6297 | SH |  | DFND |  | 1750 | 0 | 4547 |
| EMERSON ELEC CO | COM | 291011104 | BBG000BHX7N2 | 1469913 | 11219 | SH |  | SOLE |  | 11219 | 0 | 0 |
| ENBRIDGE INC | COM | 29250N105 | BBG000K5M1S8 | 162420 | 3000 | SH |  | DFND |  | 0 | 0 | 3000 |
| ENCOMPASS HEALTH CORP | COM | 29261A100 | BBG000BGBRG2 | 48365 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 | BBG000BM2FL9 | 241250 | 12500 | SH |  | DFND |  | 0 | 0 | 12500 |
| ENTERGY CORP NEW | COM | 29364G103 | BBG000C1FQS9 | 269664 | 2400 | SH |  | DFND |  | 0 | 0 | 2400 |
| EOG RES INC | COM | 26875P101 | BBG000BZ9223 | 133727 | 925 | SH |  | DFND |  | 0 | 0 | 925 |
| EOG RES INC | COM | 26875P101 | BBG000BZ9223 | 5060 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| EQT CORP | COM | 26884L109 | BBG000BHZ5J9 | 12728 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| ESSENTIAL UTILS INC | COM | 29670G102 | BBG000BRMJN6 | 181215 | 4500 | SH |  | DFND |  | 4400 | 0 | 100 |
| ESSENTIAL UTILS INC | COM | 29670G102 | BBG000BRMJN6 | 123508 | 3067 | SH |  | SOLE |  | 3067 | 0 | 0 |
| EVERSOURCE ENERGY | COM | 30040W108 | BBG000BQ87N0 | 268460 | 3875 | SH |  | DFND |  | 1300 | 0 | 2575 |
| EVERUS CONSTR GROUP | COM | 300426103 | BBG01M600X00 | 47224 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| EXELON CORP | COM | 30161N101 | BBG000J6XT05 | 164119 | 3348 | SH |  | DFND |  | 0 | 0 | 3348 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG000GZQ728 | 3368939 | 19857 | SH |  | DFND |  | 7080 | 0 | 12777 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG000GZQ728 | 23813308 | 140359 | SH |  | SOLE |  | 139835 | 0 | 524 |
| FASTENAL CO | COM | 311900104 | BBG000BJ8YN7 | 185600 | 4000 | SH |  | DFND |  | 0 | 0 | 4000 |
| FEDEX CORP | COM | 31428X106 | BBG000BJF1Z8 | 178090 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| FEDEX CORP | COM | 31428X106 | BBG000BJF1Z8 | 149239 | 419 | SH |  | SOLE |  | 419 | 0 | 0 |
| FERRARI N V | COM | N3167Y103 | BBG009PH3Q86 | 33845 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 | BBG005FHVV47 | 23219 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 | BBG00DR7RGC8 | 4934700 | 89332 | SH |  | SOLE |  | 89332 | 0 | 0 |
| FINANCIAL INSTITUTIONS INC | COM | 317585404 | BBG000BY1L13 | 86854 | 2739 | SH |  | SOLE |  | 2739 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 | BBG005SW6WR1 | 16387 | 240 | SH |  | SOLE |  | 240 | 0 | 0 |
| FIRSTENERGY CORP | COM | 337932107 | BBG000BB6M98 | 7599 | 150 | SH |  | DFND |  | 0 | 0 | 150 |
| FIRSTENERGY CORP | COM | 337932107 | BBG000BB6M98 | 18592 | 367 | SH |  | SOLE |  | 367 | 0 | 0 |
| FISERV INC | COM | 337738108 | BBG000BJKPG0 | 1953 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| FLEXSHARES TR | STOX US ESG SLCT | 33939L696 | BBG00DB0LJG6 | 32928 | 217 | SH |  | SOLE |  | 217 | 0 | 0 |
| FLOWSERVE CORP | COM | 34354P105 | BBG000FFH4P5 | 51457 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| FMC CORP | COM NEW | 302491303 | BBG000BJP882 | 293 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| FORD MTR CO | COM | 345370860 | BBG000BQPC32 | 63678 | 5518 | SH |  | DFND |  | 0 | 0 | 5518 |
| FORD MTR CO | COM | 345370860 | BBG000BQPC32 | 78045 | 6763 | SH |  | SOLE |  | 6763 | 0 | 0 |
| FOUR CORNERS PPTY TR INC | COM | 35086T109 | BBG009H33QM0 | 2365 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| FRANCO NEV CORP | COM | 351858105 | BBG000RD3CL8 | 16058 | 65 | SH |  | DFND |  | 0 | 0 | 65 |
| FRANKLIN RESOURCES INC | COM | 354613101 | BBG000BD0TF8 | 5905 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| FS KKR CAP CORP | COM | 302635206 | BBG001YCZP63 | 4194 | 412 | SH |  | SOLE |  | 412 | 0 | 0 |
| FULTON FINL CORP PA | COM | 360271100 | BBG000BJZM26 | 4231 | 208 | SH |  | DFND |  | 0 | 0 | 208 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 | BBG000BBHXQ3 | 231957 | 1071 | SH |  | DFND |  | 0 | 0 | 1071 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 | BBG000BBHXQ3 | 10036967 | 46343 | SH |  | SOLE |  | 45719 | 0 | 624 |
| GARRETT MOTION INC | COM | 366505105 | BBG00HY28P97 | 55 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 | BBG000BK6MB5 | 767314 | 2704 | SH |  | DFND |  | 0 | 0 | 2704 |
| GE AEROSPACE | COM NEW | 369604301 | BBG000BK6MB5 | 362942 | 1279 | SH |  | SOLE |  | 1279 | 0 | 0 |
| GE HEALTHCARE TECHNOLOGIES I | COMMON STOCK | 36266G107 | BBG01CCQ4104 | 56446 | 793 | SH |  | DFND |  | 0 | 0 | 793 |
| GE HEALTHCARE TECHNOLOGIES I | COMMON STOCK | 36266G107 | BBG01CCQ4104 | 2491 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W31 | 652056 | 747 | SH |  | DFND |  | 0 | 0 | 747 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W31 | 219098 | 251 | SH |  | SOLE |  | 251 | 0 | 0 |
| GENERAC HLDGS INC | COM | 368736104 | BBG000PQ4W72 | 24416 | 125 | SH |  | DFND |  | 125 | 0 | 0 |
| GENERAL AMERN INVS CO INC | COM | 368802104 | BBG000BK3384 | 298372 | 5103 | SH |  | SOLE |  | 5103 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 | BBG000BK67C7 | 8605555 | 25073 | SH |  | SOLE |  | 24796 | 0 | 277 |
| GENERAL MILLS INC | COM | 370334104 | BBG000BKCFC2 | 151150 | 4061 | SH |  | DFND |  | 0 | 0 | 4061 |
| GENERAL MILLS INC | COM | 370334104 | BBG000BKCFC2 | 47232 | 1269 | SH |  | SOLE |  | 1269 | 0 | 0 |
| GENERAL MTRS CO | COM | 37045V100 |  | 156450 | 2100 | SH |  | DFND |  | 0 | 0 | 2100 |
| GENUINE PARTS CO | COM | 372460105 | BBG000BKL348 | 136206 | 1288 | SH |  | DFND |  | 288 | 0 | 1000 |
| GILDAN ACTIVEWEAR INC | COM | 375916103 | BBG000BH2CW5 | 4118 | 74 | SH |  | DFND |  | 0 | 0 | 74 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG000CKGBP2 | 265360 | 1904 | SH |  | SOLE |  | 1904 | 0 | 0 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 | BBG00MVW9587 | 8987 | 524 | SH |  | DFND |  | 0 | 0 | 524 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 | BBG00KX8KG94 | 10687 | 229 | SH |  | DFND |  | 0 | 0 | 229 |
| GLOBAL X FDS | S 500 CATHOLIC | 37954Y889 | BBG00CP9KWJ3 | 393720 | 5038 | SH |  | SOLE |  | 5038 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 | BBG00BDMWQD5 | 42181 | 978 | SH |  | SOLE |  | 978 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 | BBG00B0SKXX2 | 82461 | 659 | SH |  | SOLE |  | 659 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG000C6CFJ5 | 422995 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| GORMAN RUPP CO | COM | 383082104 | BBG000BKN0V2 | 74556 | 1200 | SH |  | DFND |  | 1200 | 0 | 0 |
| GRAHAM CORP | COM | 384556106 | BBG000BKB811 | 18546 | 235 | SH |  | SOLE |  | 235 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 | BBG01NX635X7 | 6838 | 228 | SH |  | DFND |  | 0 | 0 | 228 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 | BBG008748J88 | 60199 | 1141 | SH |  | DFND |  | 0 | 0 | 1141 |
| GSK PLC | SPONSORED ADR | 37733W204 | BBG000BLB481 | 5519 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| HALLIBURTON CO | COM | 406216101 | BBG000BKTFN2 | 16688 | 428 | SH |  | DFND |  | 200 | 0 | 228 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 | BBG000G0Z878 | 141721 | 1048 | SH |  | DFND |  | 0 | 0 | 1048 |
| HEALTHPEAK PROPERTIES INC | COM | 42250P103 | BBG000BKYDP9 | 82150 | 5000 | SH |  | DFND |  | 0 | 0 | 5000 |
| HELMERICH  PAYNE INC | COM | 423452101 | BBG000BLCPY4 | 6449 | 179 | SH |  | DFND |  | 0 | 0 | 179 |
| HERSHEY CO | COM | 427866108 | BBG000BLHRS2 | 281067 | 1352 | SH |  | DFND |  | 0 | 0 | 1352 |
| HERSHEY CO | COM | 427866108 | BBG000BLHRS2 | 80869 | 389 | SH |  | SOLE |  | 389 | 0 | 0 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 | BBG0078W3NQ3 | 13762 | 578 | SH |  | DFND |  | 0 | 0 | 578 |
| HOME DEPOT INC | COM | 437076102 | BBG000BKZB36 | 659753 | 2006 | SH |  | DFND |  | 35 | 0 | 1971 |
| HOME DEPOT INC | COM | 437076102 | BBG000BKZB36 | 10026541 | 30486 | SH |  | SOLE |  | 30089 | 0 | 397 |
| HONEYWELL INTL INC | COM | 438516106 | BBG000H556T9 | 704083 | 3115 | SH |  | DFND |  | 188 | 0 | 2927 |
| HONEYWELL INTL INC | COM | 438516106 | BBG000H556T9 | 10977825 | 48568 | SH |  | SOLE |  | 47812 | 0 | 756 |
| HOWMET AEROSPACE INC | COM | 443201108 | BBG00DYNJGH9 | 368736 | 1600 | SH |  | DFND |  | 0 | 0 | 1600 |
| HP INC | COM | 40434L105 | BBG000KHWT55 | 11430 | 595 | SH |  | DFND |  | 0 | 0 | 595 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 | BBG000BKWSR6 | 10126 | 647 | SH |  | SOLE |  | 647 | 0 | 0 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 | BBG001KJ2HM9 | 284925 | 750 | SH |  | DFND |  | 0 | 0 | 750 |
| IDACORP INC | COM | 451107106 | BBG000BLR3Y7 | 14297 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG000BMBL90 | 419587 | 1612 | SH |  | DFND |  | 162 | 0 | 1450 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG000BMBL90 | 1989136 | 7642 | SH |  | SOLE |  | 7642 | 0 | 0 |
| INTEL CORP | COM | 458140100 | BBG000C0G1D1 | 270914 | 6139 | SH |  | DFND |  | 549 | 0 | 5590 |
| INTEL CORP | COM | 458140100 | BBG000C0G1D1 | 247172 | 5601 | SH |  | SOLE |  | 5601 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 | BBG000C1FB75 | 5048531 | 32099 | SH |  | SOLE |  | 31181 | 0 | 918 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG000BLNNH6 | 1710789 | 7058 | SH |  | DFND |  | 2469 | 0 | 4589 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG000BLNNH6 | 407458 | 1681 | SH |  | SOLE |  | 1681 | 0 | 0 |
| INTUIT | COM | 461202103 | BBG000BH5DV1 | 15133 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | BBG000BJPDZ1 | 7148572 | 15507 | SH |  | SOLE |  | 15062 | 0 | 445 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 | BBG00B59HSH2 | 83970 | 749 | SH |  | DFND |  | 749 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 | BBG00B59HSH2 | 28197571 | 251517 | SH |  | SOLE |  | 249865 | 0 | 1652 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 | BBG001P2KBP1 | 1613615 | 22062 | SH |  | SOLE |  | 17162 | 0 | 4900 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | BBG000TWWFV4 | 248934 | 22880 | SH |  | DFND |  | 0 | 0 | 22880 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | BBG000TWWFV4 | 8987 | 826 | SH |  | SOLE |  | 826 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S SMALLCAP 600 | 46138G664 | BBG00P4Y2TY2 | 23019 | 456 | SH |  | SOLE |  | 456 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S 500 REVENUE | 46138G698 | BBG00P4Y2QR6 | 26429 | 230 | SH |  | DFND |  | 70 | 0 | 160 |
| INVESCO EXCH TRADED FD TR II | S 500 REVENUE | 46138G698 | BBG00P4Y2QR6 | 4482869 | 39012 | SH |  | SOLE |  | 39012 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | TAXABLE MUN BD | 46138G805 | BBG000C00736 | 5958 | 221 | SH |  | SOLE |  | 221 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2MY7 | 47404 | 247 | SH |  | SOLE |  | 247 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG000BSWKH7 | 1359259 | 2355 | SH |  | DFND |  | 0 | 0 | 2355 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG000BSWKH7 | 203745 | 353 | SH |  | SOLE |  | 353 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 | BBG01KYQ6PV3 | 34155 | 889 | SH |  | SOLE |  | 889 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3CQ0 | 404480 | 5799 | SH |  | DFND |  | 457 | 0 | 5342 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3CQ0 | 327616 | 4697 | SH |  | SOLE |  | 4697 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 | BBG00H5VLMJ6 | 9125 | 116 | SH |  | SOLE |  | 116 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH61 | 26827 | 590 | SH |  | SOLE |  | 590 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 | BBG000NDCRW7 | 321008 | 4711 | SH |  | SOLE |  | 4711 | 0 | 0 |
| ISHARES TR | S 100 ETF | 464287101 | BBG000DDXQR3 | 400132 | 1258 | SH |  | SOLE |  | 1258 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG000HSHTP0 | 734939 | 5160 | SH |  | DFND |  | 0 | 0 | 5160 |
| ISHARES TR | SELECT DIVID ETF | 464287168 | BBG000C1L679 | 757 | 5 | SH |  | DFND |  | 0 | 0 | 5 |
| ISHARES TR | SELECT DIVID ETF | 464287168 | BBG000C1L679 | 750237 | 4955 | SH |  | SOLE |  | 4955 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG000C01W49 | 14126 | 128 | SH |  | DFND |  | 0 | 0 | 128 |
| ISHARES TR | CORE S ETF | 464287200 | BBG000BVZ4F5 | 1604284 | 2456 | SH |  | DFND |  | 0 | 0 | 2456 |
| ISHARES TR | CORE S ETF | 464287200 | BBG000BVZ4F5 | 888366 | 1360 | SH |  | SOLE |  | 1360 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG000Q123R0 | 20251 | 204 | SH |  | SOLE |  | 204 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | BBG000M0P5L2 | 30610 | 539 | SH |  | SOLE |  | 539 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 | BBG000BBV9N3 | 545 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG000BWDHF8 | 1016859 | 8990 | SH |  | SOLE |  | 8990 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG000BWD2Y0 | 104519 | 495 | SH |  | SOLE |  | 495 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 | BBG000BJKYW3 | 7369 | 85 | SH |  | SOLE |  | 85 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | BBG000NTFYM5 | 25679 | 311 | SH |  | DFND |  | 311 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | BBG000NTFYM5 | 167204 | 2025 | SH |  | SOLE |  | 2025 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG000D2KQ55 | 141324 | 1455 | SH |  | DFND |  | 855 | 0 | 600 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG000D2KQ55 | 1282602 | 13205 | SH |  | SOLE |  | 13205 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG000BW05W9 | 131579 | 1027 | SH |  | SOLE |  | 1027 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG000JWXHK2 | 14760097 | 151806 | SH |  | SOLE |  | 149468 | 0 | 2338 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG000BWC7P0 | 1522194 | 22541 | SH |  | DFND |  | 0 | 0 | 22541 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG000BWC7P0 | 8779035 | 130002 | SH |  | SOLE |  | 125427 | 0 | 4575 |
| ISHARES TR | SELECT US REIT | 464287564 | BBG000C3Z0X4 | 22219 | 359 | SH |  | SOLE |  | 359 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG000CG9VP5 | 98716 | 462 | SH |  | DFND |  | 462 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 | BBG000C15L83 | 207780 | 2065 | SH |  | DFND |  | 0 | 0 | 2065 |
| ISHARES TR | S MC 400GR ETF | 464287606 | BBG000C15L83 | 43870 | 436 | SH |  | SOLE |  | 436 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG000BTR7Z0 | 440898 | 1034 | SH |  | DFND |  | 434 | 0 | 600 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG000CF7ZN2 | 103759 | 291 | SH |  | SOLE |  | 291 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG000C16Z27 | 33178 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG000C17LW4 | 928564 | 2959 | SH |  | DFND |  | 0 | 0 | 2959 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG000C17LW4 | 1970413 | 6279 | SH |  | SOLE |  | 5404 | 0 | 875 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG000CGC9C4 | 779464 | 3143 | SH |  | DFND |  | 71 | 0 | 3072 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG000CGC9C4 | 6524136 | 26307 | SH |  | SOLE |  | 26298 | 0 | 9 |
| ISHARES TR | CORE S US GWT | 464287671 | BBG000C18HW2 | 15511 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 | BBG000C14JK5 | 11660 | 88 | SH |  | SOLE |  | 88 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG000CF9GL4 | 27576 | 152 | SH |  | SOLE |  | 152 | 0 | 0 |
| ISHARES TR | US HLTHCARE ETF | 464287762 | BBG000BXX310 | 13561 | 220 | SH |  | SOLE |  | 220 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG000BWCNN7 | 113744 | 915 | SH |  | DFND |  | 0 | 0 | 915 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG000BWCNN7 | 1001566 | 8057 | SH |  | SOLE |  | 8057 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG000C160L3 | 1261374 | 10649 | SH |  | SOLE |  | 10649 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG000BJ2TL6 | 1114736 | 10467 | SH |  | SOLE |  | 10467 | 0 | 0 |
| ISHARES TR | MSCI ACWI EX US | 464288240 | BBG000TH7DF8 | 51277046 | 748898 | SH |  | SOLE |  | 745699 | 0 | 3199 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG000T1G7X6 | 20465 | 261 | SH |  | SOLE |  | 261 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 | BBG000NXKWH0 | 13338 | 142 | SH |  | SOLE |  | 142 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 | BBG000R2T3H9 | 12173 | 153 | SH |  | SOLE |  | 153 | 0 | 0 |
| ISHARES TR | CRE U S REIT ETF | 464288521 | BBG000R72F62 | 63037 | 1065 | SH |  | SOLE |  | 1065 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 | BBG000QN3H90 | 75485 | 795 | SH |  | SOLE |  | 795 | 0 | 0 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 | BBG000BRNNW6 | 106531 | 1944 | SH |  | DFND |  | 0 | 0 | 1944 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 | BBG000QN2BW8 | 77421 | 1473 | SH |  | SOLE |  | 1473 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 | BBG000QN0RR1 | 9369 | 79 | SH |  | DFND |  | 0 | 0 | 79 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 | BBG000QN0RR1 | 82664 | 697 | SH |  | SOLE |  | 697 | 0 | 0 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 | BBG000QN04L8 | 400274 | 3626 | SH |  | SOLE |  | 3626 | 0 | 0 |
| ISHARES TR | ESG OPTIMIZED | 464288802 | BBG000QN82F1 | 4176738 | 31618 | SH |  | SOLE |  | 31618 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG000GLBJK9 | 372 | 5 | SH |  | DFND |  | 0 | 0 | 5 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG000GLBJK9 | 47956 | 645 | SH |  | SOLE |  | 645 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 | BBG000HF82Y7 | 19824 | 178 | SH |  | SOLE |  | 178 | 0 | 0 |
| ISHARES TR | RUS TOP 200 ETF | 464289446 | BBG000PBF2B4 | 402801 | 2510 | SH |  | DFND |  | 1496 | 0 | 1014 |
| ISHARES TR | RUS TOP 200 ETF | 464289446 | BBG000PBF2B4 | 79653714 | 496351 | SH |  | SOLE |  | 493565 | 0 | 2786 |
| ISHARES TR | US TREAS BD ETF | 46429B267 | BBG002NCKNY3 | 1420 | 62 | SH |  | DFND |  | 0 | 0 | 62 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 | BBG001QWVB81 | 25067 | 492 | SH |  | SOLE |  | 492 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 | BBG001LRJC70 | 61074 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 | BBG0025X2VX0 | 962035 | 10529 | SH |  | SOLE |  | 10529 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2FJ1 | 46834 | 505 | SH |  | DFND |  | 54 | 0 | 451 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2FJ1 | 4821274 | 51987 | SH |  | SOLE |  | 50409 | 0 | 1578 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | BBG004TRTWV4 | 150954 | 787 | SH |  | SOLE |  | 787 | 0 | 0 |
| ISHARES TR | MSCI USA VALUE | 46432F388 | BBG004FPWG26 | 18200 | 128 | SH |  | SOLE |  | 128 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TM38 | 49645 | 573 | SH |  | SOLE |  | 573 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TR19 | 2533754 | 27988 | SH |  | DFND |  | 1230 | 0 | 26758 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TR19 | 881853 | 9741 | SH |  | SOLE |  | 9741 | 0 | 0 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 | BBG006MJCSX9 | 80140 | 1735 | SH |  | SOLE |  | 1735 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | BBG006MJFZJ6 | 46880 | 668 | SH |  | SOLE |  | 668 | 0 | 0 |
| ISHARES TR | CORE MSCI INTL | 46435G326 | BBG00G9DLZX9 | 1755 | 21 | SH |  | DFND |  | 0 | 0 | 21 |
| ISHARES TR | US INFRASTRUC | 46435U713 | BBG00KHHFNQ4 | 4233 | 74 | SH |  | SOLE |  | 74 | 0 | 0 |
| ISHARES TR | BROAD USD HIGH | 46435U853 | BBG00J2DRZT9 | 8215 | 223 | SH |  | SOLE |  | 223 | 0 | 0 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 | BBG0059KNK13 | 257378 | 5063 | SH |  | SOLE |  | 5063 | 0 | 0 |
| ITRON INC | COM | 465741106 | BBG000BD2167 | 24648 | 275 | SH |  | DFND |  | 225 | 0 | 50 |
| ITT INC | COM | 45073V108 | BBG00CVQZQ96 | 1905 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | BBG00TSG0RS0 | 1907905 | 33661 | SH |  | SOLE |  | 33661 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 | BBG00N6W8WP6 | 16713 | 355 | SH |  | SOLE |  | 355 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 | BBG016NKZDL5 | 1210280 | 21799 | SH |  | SOLE |  | 21799 | 0 | 0 |
| JAZZ PHARMACEUTICALS PLC | SHS USD | G50871105 | BBG000G9CGL0 | 4726 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG000BMHYD1 | 3945262 | 16140 | SH |  | DFND |  | 5478 | 0 | 10662 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG000BMHYD1 | 3846019 | 15734 | SH |  | SOLE |  | 15734 | 0 | 0 |
| JOHNSON CONTROLS INTERNATION | SHS | G51502105 | BBG000BVWLJ6 | 28023 | 214 | SH |  | DFND |  | 0 | 0 | 214 |
| JOHNSON CONTROLS INTERNATION | SHS | G51502105 | BBG000BVWLJ6 | 4714 | 36 | SH |  | SOLE |  | 36 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG000DMBXR2 | 673038 | 2288 | SH |  | DFND |  | 128 | 0 | 2160 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG000DMBXR2 | 18796824 | 63900 | SH |  | SOLE |  | 62967 | 0 | 933 |
| KENVUE INC | COM | 49177J102 | BBG01C79X561 | 690 | 40 | SH |  | DFND |  | 0 | 0 | 40 |
| KENVUE INC | COM | 49177J102 | BBG01C79X561 | 690 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| KEYCORP | COM | 493267108 | BBG000BMQPL1 | 30235 | 1508 | SH |  | DFND |  | 0 | 0 | 1508 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG000BMW2Z0 | 159947 | 1658 | SH |  | DFND |  | 0 | 0 | 1658 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG000BMW2Z0 | 2828115 | 29316 | SH |  | SOLE |  | 29316 | 0 | 0 |
| KIMCO REALTY CORP | COM | 49446R109 | BBG000CN3S73 | 20223 | 900 | SH |  | DFND |  | 0 | 0 | 900 |
| KINDER MORGAN INC DEL | COM | 49456B101 | BBG0019JZ882 | 67060 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| KINDER MORGAN INC DEL | COM | 49456B101 | BBG0019JZ882 | 22130 | 660 | SH |  | SOLE |  | 660 | 0 | 0 |
| KNIFE RIVER CORP | COMMON STOCK | 498894104 | BBG002N3N2R4 | 41886 | 513 | SH |  | DFND |  | 513 | 0 | 0 |
| KRAFT HEINZ CO | COM | 500754106 | BBG005CPNTQ2 | 17767 | 790 | SH |  | DFND |  | 0 | 0 | 790 |
| KRAFT HEINZ CO | COM | 500754106 | BBG005CPNTQ2 | 832 | 37 | SH |  | SOLE |  | 37 | 0 | 0 |
| KRANESHARES TRUST | QUADRTC INT RT | 500767736 | BBG00NW3SK84 | 11787 | 630 | SH |  | DFND |  | 0 | 0 | 630 |
| KYNDRYL HLDGS INC | COMMON STOCK | 50155Q100 | BBG012W99DN6 | 7859 | 599 | SH |  | DFND |  | 0 | 0 | 599 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG000BLGFJ9 | 148415 | 430 | SH |  | DFND |  | 0 | 0 | 430 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG000BLGFJ9 | 96987 | 281 | SH |  | SOLE |  | 281 | 0 | 0 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 | BBG01MMT6PL7 | 266810 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| LAMB WESTON HLDGS INC | COM | 513272104 | BBG003CVMLQ2 | 11241 | 266 | SH |  | DFND |  | 0 | 0 | 266 |
| LAS VEGAS SANDS CORP | COM | 517834107 | BBG000JWD753 | 17780 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| LINDE PLC | SHS | G54950103 | BBG01FND0CC1 | 111546 | 225 | SH |  | DFND |  | 0 | 0 | 225 |
| LINDE PLC | SHS | G54950103 | BBG01FND0CC1 | 57508 | 116 | SH |  | SOLE |  | 116 | 0 | 0 |
| LINDSAY CORP | COM | 535555106 | BBG000FJS1S8 | 71442 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG000C1BW00 | 284063 | 470 | SH |  | DFND |  | 0 | 0 | 470 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG000C1BW00 | 148076 | 245 | SH |  | SOLE |  | 245 | 0 | 0 |
| LOWES COS INC | COM | 548661107 | BBG000BNDN65 | 58597 | 248 | SH |  | DFND |  | 198 | 0 | 50 |
| LOWES COS INC | COM | 548661107 | BBG000BNDN65 | 751134 | 3179 | SH |  | SOLE |  | 3179 | 0 | 0 |
| LULULEMON ATHLETICA INC | COM | 550021109 | BBG000R8ZVD1 | 21434 | 140 | SH |  | DFND |  | 0 | 0 | 140 |
| M  T BK CORP | COM | 55261F104 | BBG000D9KWL9 | 3721 | 18 | SH |  | DFND |  | 0 | 0 | 18 |
| M  T BK CORP | COM | 55261F104 | BBG000D9KWL9 | 144291 | 698 | SH |  | SOLE |  | 698 | 0 | 0 |
| MANULIFE FINL CORP | COM | 56501R106 | BBG000C0Q0K4 | 159388 | 4628 | SH |  | DFND |  | 0 | 0 | 4628 |
| MARA HOLDINGS INC | COM | 565788106 | BBG001K7WBT8 | 8160 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| MARATHON PETE CORP | COM | 56585A102 | BBG001DCCGR8 | 396548 | 1624 | SH |  | DFND |  | 0 | 0 | 1624 |
| MARSH  MCLENNAN COS INC | COM | 571748102 | BBG000BP4MH0 | 39720 | 229 | SH |  | SOLE |  | 229 | 0 | 0 |
| MASCO CORP | COM | 574599106 | BBG000BNNKG9 | 181110 | 3000 | SH |  | DFND |  | 0 | 0 | 3000 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG000F1ZSQ2 | 98433 | 197 | SH |  | DFND |  | 86 | 0 | 111 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG000F1ZSQ2 | 10711711 | 21438 | SH |  | SOLE |  | 20866 | 0 | 572 |
| MATTEL INC | COM | 577081102 | BBG000BNNYW1 | 1453 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| MCDONALDS CORP | COM | 580135101 | BBG000BNSZP1 | 2070794 | 6663 | SH |  | DFND |  | 0 | 0 | 6663 |
| MCDONALDS CORP | COM | 580135101 | BBG000BNSZP1 | 14631993 | 47080 | SH |  | SOLE |  | 46609 | 0 | 471 |
| MDU RES GROUP INC | COM | 552690109 | BBG000BNX3R4 | 62160 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| MDU RES GROUP INC | COM | 552690109 | BBG000BNX3R4 | 71629 | 3457 | SH |  | SOLE |  | 3457 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 | BBG000BNWG87 | 86650 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| MEDTRONIC PLC | SHS | G5960L103 | BBG000BNWG87 | 1126 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 | BBG000BPD168 | 463838 | 3856 | SH |  | DFND |  | 800 | 0 | 3056 |
| MERCK  CO INC | COM | 58933Y105 | BBG000BPD168 | 11573221 | 96211 | SH |  | SOLE |  | 95113 | 0 | 1098 |
| META PLATFORMS INC | CL A | 30303M102 | BBG000MM2P62 | 40621 | 71 | SH |  | DFND |  | 0 | 0 | 71 |
| META PLATFORMS INC | CL A | 30303M102 | BBG000MM2P62 | 1518433 | 2654 | SH |  | SOLE |  | 2585 | 0 | 69 |
| METLIFE INC | COM | 59156R108 | BBG000BB6KF5 | 106080 | 1500 | SH |  | DFND |  | 0 | 0 | 1500 |
| METLIFE INC | COM | 59156R108 | BBG000BB6KF5 | 15276 | 216 | SH |  | SOLE |  | 216 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 | BBG000BHCP19 | 32305 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 | BBG000BHCP19 | 178194 | 2758 | SH |  | SOLE |  | 2758 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG000C5Z1S3 | 9122 | 27 | SH |  | DFND |  | 0 | 0 | 27 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG000C5Z1S3 | 10473 | 31 | SH |  | SOLE |  | 31 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG000BPH459 | 7741365 | 20913 | SH |  | DFND |  | 847 | 0 | 20066 |
| MICROSOFT CORP | COM | 594918104 | BBG000BPH459 | 34377688 | 92870 | SH |  | SOLE |  | 91275 | 0 | 1595 |
| MODERNA INC | COM | 60770K107 | BBG003PHHZT1 | 508 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| MONDELEZ INTL INC | CL A | 609207105 | BBG000D4LWF6 | 110035 | 1909 | SH |  | DFND |  | 0 | 0 | 1909 |
| MONDELEZ INTL INC | CL A | 609207105 | BBG000D4LWF6 | 245892 | 4266 | SH |  | SOLE |  | 4266 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | EATON VANCE TOTA | 61774R841 | BBG01LTGRNY8 | 25883 | 510 | SH |  | SOLE |  | 510 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 | BBG000BP8Z50 | 51208 | 118 | SH |  | SOLE |  | 118 | 0 | 0 |
| MSC INDL DIRECT INC | CL A | 553530106 | BBG000BCLYL9 | 147632 | 1600 | SH |  | DFND |  | 0 | 0 | 1600 |
| NATIONAL FUEL GAS CO | COM | 636180101 | BBG000BPYD87 | 93490 | 995 | SH |  | SOLE |  | 995 | 0 | 0 |
| NATIONAL HEALTH INVS INC | COM | 63633D104 | BBG000CGWSJ3 | 26684 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| NBT BANCORP INC | COM | 628778102 | BBG000CJN801 | 1232521 | 28946 | SH |  | DFND |  | 0 | 0 | 28946 |
| NBT BANCORP INC | COM | 628778102 | BBG000CJN801 | 395228 | 9282 | SH |  | SOLE |  | 9282 | 0 | 0 |
| NCR ATLEOS CORPORATION | COM SHS | 63001N106 | BBG019Y0WP19 | 4358 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NCR VOYIX CORPORATION | COM | 62886E108 | BBG000BMXK89 | 1266 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| NEOS ETF TRUST | NEOS S 500 HI | 78433H303 | BBG019C1XZZ1 | 52431 | 1062 | SH |  | SOLE |  | 1062 | 0 | 0 |
| NET LEASE OFFICE PROPERTIES | COM | 64110Y108 | BBG01JKVZQZ2 | 207 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| NETFLIX INC. | COM | 64110L106 | BBG000CL9VN6 | 9615 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NETSKOPE INC | CL A | 64119N608 | BBG005CY8T44 | 170 | 20 | SH |  | DFND |  | 0 | 0 | 20 |
| NEW JERSEY RES CORP | COM | 646025106 | BBG000BPZVW9 | 16476 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| NEW YORK TIMES CO MTN BE | CL A | 650111107 | BBG000FFC0B3 | 18839 | 225 | SH |  | SOLE |  | 225 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG000BJSBJ0 | 198206 | 2134 | SH |  | DFND |  | 0 | 0 | 2134 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG000BJSBJ0 | 317742 | 3421 | SH |  | SOLE |  | 3421 | 0 | 0 |
| NIKE INC | CL B | 654106103 | BBG000C5HS04 | 168496 | 3190 | SH |  | DFND |  | 0 | 0 | 3190 |
| NIKE INC | CL B | 654106103 | BBG000C5HS04 | 100992 | 1912 | SH |  | SOLE |  | 1912 | 0 | 0 |
| NNN REIT INC | COM | 637417106 | BBG000CLP0Y4 | 14290 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| NOKIA CORP | SPONSORED ADR | 654902204 | BBG000BNGBW9 | 1608 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 | BBG000BQ5DS5 | 126280 | 440 | SH |  | DFND |  | 0 | 0 | 440 |
| NORFOLK SOUTHN CORP | COM | 655844108 | BBG000BQ5DS5 | 110495 | 385 | SH |  | SOLE |  | 385 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 | BBG000LYF3S8 | 85540 | 560 | SH |  | DFND |  | 0 | 0 | 560 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 | BBG000LYF3S8 | 41395 | 271 | SH |  | SOLE |  | 271 | 0 | 0 |
| NOVOCURE LTD | ORD SHS | G6674U108 | BBG009XW8PY2 | 545 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| NUCOR CORP | COM | 670346105 | BBG000BQ8KV2 | 76095 | 450 | SH |  | DFND |  | 0 | 0 | 450 |
| NUVEEN CR STRATEGIES INCOME | COM SHS | 67073D102 | BBG000PS9HF7 | 8893 | 1826 | SH |  | DFND |  | 0 | 0 | 1826 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG000BBJQV0 | 101850 | 584 | SH |  | DFND |  | 0 | 0 | 584 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG000BBJQV0 | 43875203 | 251578 | SH |  | SOLE |  | 233193 | 0 | 18385 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 | BBG000BND699 | 4922 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| OCCIDENTAL PETE CORP | COM | 674599105 | BBG000BQQ2S6 | 95940 | 1476 | SH |  | DFND |  | 0 | 0 | 1476 |
| OCCIDENTAL PETE CORP | COM | 674599105 | BBG000BQQ2S6 | 21450 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| OCCIDENTAL PETE CORP | *W EXP 08/03/202 | 674599162 | BBG00VTL2DT1 | 10053 | 234 | SH |  | DFND |  | 0 | 0 | 234 |
| OCEANFIRST FINL CORP | COM | 675234108 | BBG000GYLFT9 | 21648 | 1200 | SH |  | DFND |  | 1200 | 0 | 0 |
| OGE ENERGY CORP | COM | 670837103 | BBG000BQGLS5 | 47960 | 1000 | SH |  | DFND |  | 900 | 0 | 100 |
| OMEGA HEALTHCARE INVS INC | COM | 681936100 | BBG000BGBTC2 | 28921 | 660 | SH |  | SOLE |  | 660 | 0 | 0 |
| OMNICOM GROUP INC | COM | 681919106 | BBG000BS9489 | 110630 | 1469 | SH |  | DFND |  | 0 | 0 | 1469 |
| OMNICOM GROUP INC | COM | 681919106 | BBG000BS9489 | 4368 | 58 | SH |  | SOLE |  | 58 | 0 | 0 |
| ONEOK INC NEW | COM | 682680103 | BBG000BQHGR6 | 1085222 | 12006 | SH |  | DFND |  | 0 | 0 | 12006 |
| ORACLE CORP | COM | 68389X105 | BBG000BQLTW7 | 172854 | 1175 | SH |  | DFND |  | 765 | 0 | 410 |
| ORACLE CORP | COM | 68389X105 | BBG000BQLTW7 | 1042716 | 7088 | SH |  | SOLE |  | 7088 | 0 | 0 |
| ORGANON  CO | COMMON STOCK | 68622V106 | BBG00ZQRGW24 | 449 | 75 | SH |  | DFND |  | 0 | 0 | 75 |
| OTIS WORLDWIDE CORP | COM | 68902V107 | BBG00RP60KV0 | 9018 | 117 | SH |  | DFND |  | 0 | 0 | 117 |
| OTIS WORLDWIDE CORP | COM | 68902V107 | BBG00RP60KV0 | 3854 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG000N7QR55 | 73140 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| PAN AMERN SILVER CORP | COM | 697900108 | BBG000C0RGY3 | 23600 | 432 | SH |  | SOLE |  | 432 | 0 | 0 |
| PARAMOUNT SKYDANCE CORP | COM CL B | 69932A204 | BBG01VS5NK99 | 235 | 26 | SH |  | DFND |  | 0 | 0 | 26 |
| PARKER-HANNIFIN CORP | COM | 701094104 | BBG000BR3KL6 | 2662444 | 2974 | SH |  | SOLE |  | 2974 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 | BBG000BQSQ38 | 140759 | 1528 | SH |  | DFND |  | 0 | 0 | 1528 |
| PAYCHEX INC | COM | 704326107 | BBG000BQSQ38 | 1351953 | 14676 | SH |  | SOLE |  | 14676 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 | BBG0077VNXV6 | 17459 | 386 | SH |  | DFND |  | 363 | 0 | 23 |
| PAYPAL HLDGS INC | COM | 70450Y103 | BBG0077VNXV6 | 6332 | 140 | SH |  | SOLE |  | 140 | 0 | 0 |
| PEPSICO INC | COM | 713448108 | BBG000DH7JK6 | 857977 | 5525 | SH |  | DFND |  | 600 | 0 | 4925 |
| PEPSICO INC | COM | 713448108 | BBG000DH7JK6 | 9558565 | 61553 | SH |  | SOLE |  | 60905 | 0 | 648 |
| PFIZER INC | COM | 717081103 | BBG000BR2B91 | 855822 | 30478 | SH |  | DFND |  | 2500 | 0 | 27978 |
| PFIZER INC | COM | 717081103 | BBG000BR2B91 | 711828 | 25350 | SH |  | SOLE |  | 25350 | 0 | 0 |
| PG CORP | COM | 69331C108 | BBG000BQWPC5 | 5271 | 300 | SH |  | DFND |  | 0 | 0 | 300 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG000J2XL74 | 504287 | 3050 | SH |  | DFND |  | 0 | 0 | 3050 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG000J2XL74 | 310839 | 1880 | SH |  | SOLE |  | 1880 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 | BBG00286S4N9 | 226632 | 1244 | SH |  | DFND |  | 0 | 0 | 1244 |
| PHILLIPS 66 | COM | 718546104 | BBG00286S4N9 | 29513 | 162 | SH |  | SOLE |  | 162 | 0 | 0 |
| PIMCO CORPORATE  INCM STRG | COM | 72200U100 | BBG000BHDXK0 | 8675 | 729 | SH |  | DFND |  | 0 | 0 | 729 |
| PNC FINL SVCS GROUP INC | COM | 693475105 | BBG000BRD0D8 | 516687 | 2483 | SH |  | DFND |  | 0 | 0 | 2483 |
| PORTLAND GEN ELEC CO | COM NEW | 736508847 | BBG000BCRMW7 | 58047 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| PPG INDS INC | COM | 693506107 | BBG000BRJ809 | 327160 | 3061 | SH |  | DFND |  | 0 | 0 | 3061 |
| PPL CORP | COM | 69351T106 | BBG000BRJL00 | 7640 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| PRINCIPAL FINANCIAL GROUP IN | COM | 74251V102 | BBG000NSCNT7 | 58572 | 650 | SH |  | DFND |  | 0 | 0 | 650 |
| PROCTER  GAMBLE CO | COM | 742718109 | BBG000BR2TH3 | 6450690 | 44660 | SH |  | DFND |  | 2125 | 0 | 42535 |
| PROCTER  GAMBLE CO | COM | 742718109 | BBG000BR2TH3 | 1228318 | 8504 | SH |  | SOLE |  | 8504 | 0 | 0 |
| PROFESIONALLY MANAGED PORTFO | AKRE FOCUS ETF | 74316P579 | BBG01RM0YYJ2 | 142008 | 2687 | SH |  | SOLE |  | 2687 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 | BBG000B9Z0J8 | 122267 | 925 | SH |  | DFND |  | 0 | 0 | 925 |
| PRUDENTIAL FINL INC | COM | 744320102 | BBG000HCJMF9 | 7131 | 73 | SH |  | DFND |  | 0 | 0 | 73 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 | BBG000BPPN67 | 6598095 | 24358 | SH |  | SOLE |  | 24041 | 0 | 317 |
| PUBLIC SVC ENTERPRISE GROUP | COM | 744573106 | BBG000BQZMH4 | 58689 | 725 | SH |  | DFND |  | 0 | 0 | 725 |
| PUBLIC SVC ENTERPRISE GROUP | COM | 744573106 | BBG000BQZMH4 | 9516239 | 117557 | SH |  | SOLE |  | 115988 | 0 | 1569 |
| PUTNAM ETF TRUST | FRANKLIN NY MUNI | 746729763 | BBG01XWMYZ43 | 562 | 72 | SH |  | DFND |  | 0 | 0 | 72 |
| PUTNAM ETF TRUST | FRANKLIN NY MUNI | 746729763 | BBG01XWMYZ43 | 223150 | 28609 | SH |  | SOLE |  | 28609 | 0 | 0 |
| QNITY ELECTRONICS INC | COMMON STOCK | 74743L100 | BBG01TRL73S5 | 5423 | 47 | SH |  | DFND |  | 0 | 0 | 47 |
| QUALCOMM INC | COM | 747525103 | BBG000CGC1X8 | 341267 | 2650 | SH |  | DFND |  | 0 | 0 | 2650 |
| QUANTA SVCS INC | COM | 74762E102 | BBG000BBL8V7 | 3221649 | 5868 | SH |  | SOLE |  | 5676 | 0 | 192 |
| RALPH LAUREN CORP | CL A | 751212101 | BBG000BS0ZF1 | 158235 | 460 | SH |  | DFND |  | 0 | 0 | 460 |
| REALTY INCOME CORP | COM | 756109104 | BBG000DHPN63 | 41602 | 680 | SH |  | SOLE |  | 680 | 0 | 0 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 | BBG000Q3JN03 | 84890 | 3250 | SH |  | DFND |  | 0 | 0 | 3250 |
| RESIDEO TECHNOLOGIES INC | COM | 76118Y104 | BBG00HY28K89 | 202 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 | BBG000FD28T3 | 223896 | 2400 | SH |  | DFND |  | 0 | 0 | 2400 |
| RIVIAN AUTOMOTIVE INC | COM CL A | 76954A103 | BBG00741Y1N2 | 151 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| RIVIAN AUTOMOTIVE INC | COM CL A | 76954A103 | BBG00741Y1N2 | 1505 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| RMR GROUP INC | CL A | 74967R106 | BBG00B6V7CJ6 | 758 | 49 | SH |  | DFND |  | 0 | 0 | 49 |
| ROCKWELL AUTOMATION INC | COM | 773903109 | BBG000BBCDZ2 | 172621 | 481 | SH |  | DFND |  | 0 | 0 | 481 |
| ROSS STORES INC | COM | 778296103 | BBG000BSBZH7 | 162473 | 750 | SH |  | DFND |  | 0 | 0 | 750 |
| ROSS STORES INC | COM | 778296103 | BBG000BSBZH7 | 7582 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| ROYAL BK CDA | COM | 780087102 | BBG000BSSC44 | 388272 | 2400 | SH |  | DFND |  | 0 | 0 | 2400 |
| RTX CORPORATION | COM | 75513E101 | BBG000BW8S60 | 892163 | 4625 | SH |  | DFND |  | 0 | 0 | 4625 |
| RTX CORPORATION | COM | 75513E101 | BBG000BW8S60 | 38001 | 197 | SH |  | SOLE |  | 197 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 | BBG000BP1Q11 | 48914 | 115 | SH |  | DFND |  | 0 | 0 | 115 |
| SALESFORCE INC | COM | 79466L302 | BBG000BN2DC2 | 102669 | 550 | SH |  | DFND |  | 0 | 0 | 550 |
| SANDISK CORP | COM | 80004C200 | BBG01R388JG1 | 20966 | 33 | SH |  | DFND |  | 0 | 0 | 33 |
| SCHWAB CHARLES CORP | COM | 808513105 | BBG000BSLZY7 | 275361 | 2930 | SH |  | SOLE |  | 2930 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG000PRZSP5 | 973980 | 38804 | SH |  | DFND |  | 0 | 0 | 38804 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG000PRZSP5 | 168873 | 6728 | SH |  | SOLE |  | 6728 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG000PS05G1 | 6077 | 237 | SH |  | SOLE |  | 237 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | BBG000Q0CS41 | 1311 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG000PS0FX0 | 29981 | 1031 | SH |  | DFND |  | 0 | 0 | 1031 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG000PS0FX0 | 1512 | 52 | SH |  | SOLE |  | 52 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | BBG000Q5QG14 | 44746 | 1358 | SH |  | SOLE |  | 1358 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 | BBG0051K49H0 | 30924 | 632 | SH |  | SOLE |  | 632 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWKW5 | 14542 | 474 | SH |  | SOLE |  | 474 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG000PS0RP3 | 2277 | 92 | SH |  | SOLE |  | 92 | 0 | 0 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | BBG001WBMKQ0 | 242997 | 10465 | SH |  | SOLE |  | 10465 | 0 | 0 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | BBG001CSKWZ1 | 23768 | 1106 | SH |  | SOLE |  | 1106 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | BBG000BGN6P5 | 4071 | 153 | SH |  | DFND |  | 0 | 0 | 153 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | BBG000BGN6P5 | 3246 | 122 | SH |  | SOLE |  | 122 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 | BBG000Q5PVN8 | 104043 | 2226 | SH |  | SOLE |  | 2226 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 | BBG000BHVSG6 | 9090 | 62 | SH |  | SOLE |  | 62 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 | BBG000BJ1MF9 | 12097 | 111 | SH |  | SOLE |  | 111 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 | BBG000BJ29X7 | 10417 | 211 | SH |  | SOLE |  | 211 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 | BBG000BJ2RF7 | 11806 | 73 | SH |  | DFND |  | 0 | 0 | 73 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 | BBG000BJ2RF7 | 14232 | 88 | SH |  | SOLE |  | 88 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 | BBG000BJ7007 | 4116710 | 30976 | SH |  | DFND |  | 0 | 0 | 30976 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 | BBG000BJ7007 | 10105184 | 76036 | SH |  | SOLE |  | 72666 | 0 | 3370 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 | BBG00L5F9F38 | 776020 | 7000 | SH |  | DFND |  | 0 | 0 | 7000 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 | BBG000BJ7G75 | 11289 | 246 | SH |  | DFND |  | 0 | 0 | 246 |
| SELECTIVE INS GROUP INC | COM | 816300107 | BBG000BSZ738 | 67700 | 898 | SH |  | SOLE |  | 898 | 0 | 0 |
| SEMPRA | COM | 816851109 | BBG000C2ZCH8 | 121463 | 1250 | SH |  | DFND |  | 0 | 0 | 1250 |
| SEMPRA | COM | 816851109 | BBG000C2ZCH8 | 38868 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| SHAKE SHACK INC | CL A | 819047101 | BBG0063GCHH8 | 4424 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| SHELL PLC | SPON ADS | 780259305 | BBG0147BN6G2 | 222642 | 2394 | SH |  | DFND |  | 0 | 0 | 2394 |
| SHELL PLC | SPON ADS | 780259305 | BBG0147BN6G2 | 24552 | 264 | SH |  | SOLE |  | 264 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 | BBG000BSXQV7 | 2885 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 | BBG000BJ2D31 | 41969 | 225 | SH |  | DFND |  | 0 | 0 | 225 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 | BBG000BJ2D31 | 22197 | 119 | SH |  | SOLE |  | 119 | 0 | 0 |
| SKYWORKS SOLUTIONS INC | COM | 83088M102 | BBG000KLB4Q1 | 5355 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| SLB LIMITED | COM STK | 806857108 | BBG000BT41Q8 | 256950 | 5000 | SH |  | DFND |  | 2000 | 0 | 3000 |
| SMUCKER J M CO | COM NEW | 832696405 | BBG000BT1715 | 32307 | 335 | SH |  | DFND |  | 0 | 0 | 335 |
| SNAP ON INC | COM | 833034101 | BBG000BT7JW9 | 138024 | 380 | SH |  | DFND |  | 0 | 0 | 380 |
| SNOWFLAKE INC | COM SHS | 833445109 | BBG007DHGNJ4 | 11312 | 75 | SH |  | DFND |  | 75 | 0 | 0 |
| SOLSTICE ADVANCED MATLS INC | COM SHS | 83443Q103 | BBG01X5744P5 | 54911 | 721 | SH |  | DFND |  | 34 | 0 | 687 |
| SOLSTICE ADVANCED MATLS INC | COM SHS | 83443Q103 | BBG01X5744P5 | 609 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| SOLVENTUM CORP | COM SHS | 83444M101 | BBG018YZH6T3 | 9599 | 147 | SH |  | DFND |  | 0 | 0 | 147 |
| SOLVENTUM CORP | COM SHS | 83444M101 | BBG018YZH6T3 | 2677 | 41 | SH |  | SOLE |  | 41 | 0 | 0 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 | BBG000BT7ZK6 | 5175 | 250 | SH |  | DFND |  | 0 | 0 | 250 |
| SOUTHERN CO | COM | 842587107 | BBG000BT9DW0 | 53569 | 555 | SH |  | DFND |  | 0 | 0 | 555 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG000CRF6Q8 | 635108 | 1476 | SH |  | SOLE |  | 1476 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 | BBG000Q8RM32 | 22001 | 469 | SH |  | SOLE |  | 469 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 | BBG000C8RKV0 | 65639 | 694 | SH |  | SOLE |  | 694 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 | BBG000BLH653 | 37206 | 380 | SH |  | SOLE |  | 380 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 | BBG000C9PJB5 | 622 | 11 | SH |  | DFND |  | 0 | 0 | 11 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 | BBG000C9PJB5 | 29139 | 515 | SH |  | SOLE |  | 515 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 | BBG000KN18M3 | 41593 | 285 | SH |  | DFND |  | 0 | 0 | 285 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 | BBG000KN18M3 | 168123 | 1152 | SH |  | SOLE |  | 1152 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 | BBG000CFPXT1 | 558164 | 7060 | SH |  | SOLE |  | 7060 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A839 | BBG000KMY493 | 341 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A839 | BBG000KMY493 | 63181 | 742 | SH |  | SOLE |  | 742 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 | BBG000KMBFP5 | 50396 | 851 | SH |  | DFND |  | 0 | 0 | 851 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 | BBG000KMBFP5 | 24043 | 406 | SH |  | SOLE |  | 406 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R531 | BBG00W7DVDD6 | 19010288 | 301366 | SH |  | SOLE |  | 301366 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R622 | BBG000NXDKM8 | 1436 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 | BBG000RFQSH8 | 9771390 | 106628 | SH |  | SOLE |  | 106628 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R788 | BBG00B6WD888 | 30726 | 675 | SH |  | SOLE |  | 675 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 | BBG004T58LY6 | 12853 | 266 | SH |  | SOLE |  | 266 | 0 | 0 |
| SS TECH HLDGS | COM | 78467J100 | BBG000RJ2J04 | 10473 | 155 | SH |  | SOLE |  | 155 | 0 | 0 |
| STANLEY BLACK  DECKER INC | COM | 854502101 | BBG000BTQR96 | 88470 | 1245 | SH |  | DFND |  | 0 | 0 | 1245 |
| STARBUCKS CORP | COM | 855244109 | BBG000CTQBF3 | 4480 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| STARBUCKS CORP | COM | 855244109 | BBG000CTQBF3 | 46408 | 518 | SH |  | SOLE |  | 518 | 0 | 0 |
| STATE STR CORP | COM | 857477103 | BBG000BKFBD7 | 22148 | 175 | SH |  | DFND |  | 175 | 0 | 0 |
| STATE STR CORP | COM | 857477103 | BBG000BKFBD7 | 18984 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 | BBG000BTDS98 | 1530843 | 3305 | SH |  | DFND |  | 0 | 0 | 3305 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 | BBG000BDTBL9 | 3944312 | 6065 | SH |  | DFND |  | 651 | 0 | 5414 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 | BBG000BDTBL9 | 974209 | 1498 | SH |  | SOLE |  | 1498 | 0 | 0 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 | BBG000BBNQB7 | 1205149 | 1954 | SH |  | DFND |  | 0 | 0 | 1954 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 | BBG000BBNQB7 | 177010 | 287 | SH |  | SOLE |  | 287 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 | BBG000DN7P92 | 224756 | 684 | SH |  | DFND |  | 0 | 0 | 684 |
| STRYKER CORPORATION | COM | 863667101 | BBG000DN7P92 | 5388876 | 16400 | SH |  | SOLE |  | 15786 | 0 | 614 |
| SYNOPSYS INC | COM | 871607107 | BBG000BSFRF3 | 249386 | 629 | SH |  | SOLE |  | 629 | 0 | 0 |
| SYSCO CORP | COM | 871829107 | BBG000BTVJ25 | 620571 | 8700 | SH |  | DFND |  | 0 | 0 | 8700 |
| SYSCO CORP | COM | 871829107 | BBG000BTVJ25 | 17833 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | BBG000BD8ZK0 | 350454 | 1037 | SH |  | DFND |  | 1015 | 0 | 22 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | BBG000BD8ZK0 | 16898 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| TAKEDA PHARMACEUTICAL CO LTD | SPONSORED ADS | 874060205 | BBG000LF8708 | 4537 | 245 | SH |  | SOLE |  | 245 | 0 | 0 |
| TANGER INC | COM | 875465106 | BBG000D2JB50 | 11553 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| TARGET CORP | COM | 87612E106 | BBG000H8TVT2 | 244824 | 2020 | SH |  | DFND |  | 0 | 0 | 2020 |
| TARGET CORP | COM | 87612E106 | BBG000H8TVT2 | 1818 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 | BBG01Q08MMR1 | 35533 | 170 | SH |  | DFND |  | 0 | 0 | 170 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 | BBG01Q08MMR1 | 10734640 | 51357 | SH |  | SOLE |  | 50824 | 0 | 533 |
| TENET HEALTHCARE CORP | COM NEW | 88033G407 | BBG000CPHYL4 | 13776 | 73 | SH |  | SOLE |  | 73 | 0 | 0 |
| TERADATA CORP DEL | COM | 88076W103 | BBG000R0L5J4 | 5126 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| TESLA INC | COM | 88160R101 | BBG000N9MNX3 | 466175 | 1254 | SH |  | DFND |  | 0 | 0 | 1254 |
| TESLA INC | COM | 88160R101 | BBG000N9MNX3 | 41264 | 111 | SH |  | SOLE |  | 111 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 | BBG000BVV7G1 | 252382 | 1300 | SH |  | DFND |  | 0 | 0 | 1300 |
| TEXAS INSTRS INC | COM | 882508104 | BBG000BVV7G1 | 185598 | 956 | SH |  | SOLE |  | 956 | 0 | 0 |
| THE CAMPBELLS COMPANY | COM | 134429109 | BBG000BG4202 | 223 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| THE CIGNA GROUP | COM | 125523100 | BBG00KXRCDP0 | 9070 | 34 | SH |  | DFND |  | 0 | 0 | 34 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG000BVDLH9 | 321952 | 655 | SH |  | DFND |  | 155 | 0 | 500 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG000BVDLH9 | 514632 | 1047 | SH |  | SOLE |  | 1047 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 | BBG000BV8DN6 | 420171 | 2631 | SH |  | DFND |  | 245 | 0 | 2386 |
| TJX COS INC NEW | COM | 872540109 | BBG000BV8DN6 | 13813092 | 86494 | SH |  | SOLE |  | 84296 | 0 | 2198 |
| TKO GROUP HOLDINGS INC | CL A | 87256C101 | BBG01G9JKWV5 | 10284 | 51 | SH |  | SOLE |  | 51 | 0 | 0 |
| TOMPKINS FINL CORP | COM | 890110109 | BBG000F61H73 | 67264002 | 853171 | SH |  | DFND |  | 0 | 0 | 853171 |
| TOMPKINS FINL CORP | COM | 890110109 | BBG000F61H73 | 20985000 | 266172 | SH |  | SOLE |  | 0 | 0 | 266172 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 | BBG000BXBHJ4 | 111972 | 1200 | SH |  | DFND |  | 0 | 0 | 1200 |
| TRANSOCEAN LTD | REGISTERED SHS | H8817H100 | BBG000BH5LT6 | 902 | 136 | SH |  | SOLE |  | 136 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG000BJ81C1 | 84879 | 291 | SH |  | DFND |  | 0 | 0 | 291 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG000BJ81C1 | 82254 | 282 | SH |  | SOLE |  | 282 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 | BBG000BYYLS8 | 304138 | 6616 | SH |  | DFND |  | 0 | 0 | 6616 |
| TYSON FOODS INC | CL A | 902494103 | BBG000DKCC19 | 18773 | 293 | SH |  | SOLE |  | 293 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 | BBG002B04MT8 | 3021 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| UIPATH INC | CL A | 90364P105 | BBG00GKS1G03 | 833 | 75 | SH |  | DFND |  | 0 | 0 | 75 |
| UNION PAC CORP | COM | 907818108 | BBG000BW3299 | 171775 | 708 | SH |  | DFND |  | 0 | 0 | 708 |
| UNION PAC CORP | COM | 907818108 | BBG000BW3299 | 92438 | 381 | SH |  | SOLE |  | 381 | 0 | 0 |
| UNITED PARCEL SVCS INC | CL B | 911312106 | BBG000L9CV04 | 63062 | 641 | SH |  | SOLE |  | 641 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG000CH5208 | 338238 | 1250 | SH |  | DFND |  | 0 | 0 | 1250 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG000CH5208 | 11635 | 43 | SH |  | SOLE |  | 43 | 0 | 0 |
| UNIVERSAL INS HLDGS INC | COM | 91359V107 | BBG000B9YY14 | 372242 | 10897 | SH |  | SOLE |  | 10897 | 0 | 0 |
| US BANCORP | COM NEW | 902973304 | BBG000FFDM15 | 116970 | 2249 | SH |  | DFND |  | 0 | 0 | 2249 |
| V F CORP | COM | 918204108 | BBG000BWCKB6 | 731 | 43 | SH |  | SOLE |  | 43 | 0 | 0 |
| V2X INC | COM | 92242T101 | BBG005PG80K4 | 69 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| VALERO ENERGY CORP | COM | 91913Y100 | BBG000BBGGQ1 | 3706 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| VALVOLINE INC | COM | 92047W101 | BBG003DNHV56 | 318074 | 9444 | SH |  | DFND |  | 0 | 0 | 9444 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 | BBG002VZY764 | 44660 | 1555 | SH |  | DFND |  | 0 | 0 | 1555 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 | BBG002XRNH24 | 10540 | 109 | SH |  | DFND |  | 0 | 0 | 109 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 | BBG002XRNH24 | 3771977 | 39007 | SH |  | SOLE |  | 39007 | 0 | 0 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 | BBG000BV7ZQ5 | 12652 | 33 | SH |  | DFND |  | 0 | 0 | 33 |
| VANECK ETF TRUST | VANECK VIETNAM | 92189F817 | BBG000NWYK65 | 3462 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 | BBG0015VYPM6 | 2551732 | 6259 | SH |  | SOLE |  | 6259 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | BBG000R44SW0 | 110059 | 1426 | SH |  | SOLE |  | 1426 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG000R44H09 | 60219 | 768 | SH |  | SOLE |  | 768 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG000BZZS63 | 42247563 | 573704 | SH |  | SOLE |  | 573704 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG0015VYNT4 | 86047 | 144 | SH |  | DFND |  | 0 | 0 | 144 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG0015VYNT4 | 32024497 | 53593 | SH |  | SOLE |  | 53423 | 0 | 170 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG000Q1ZR82 | 36856 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG000Q89NG6 | 37698 | 425 | SH |  | DFND |  | 0 | 0 | 425 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG000Q89NG6 | 344422 | 3883 | SH |  | SOLE |  | 2863 | 0 | 1020 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG000HT5K89 | 21158 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG000HX5MQ6 | 183359 | 844 | SH |  | SOLE |  | 844 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG000HX76S7 | 383098 | 1334 | SH |  | SOLE |  | 1334 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG000HT2CB6 | 335455 | 768 | SH |  | SOLE |  | 768 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG000HWV1X7 | 407507 | 2077 | SH |  | SOLE |  | 2077 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG000HT3Z79 | 19644 | 75 | SH |  | DFND |  | 75 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG000HT3Z79 | 1267693 | 4840 | SH |  | SOLE |  | 4840 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG000HR9779 | 2178621 | 6791 | SH |  | DFND |  | 0 | 0 | 6791 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG000HR9779 | 337492 | 1052 | SH |  | SOLE |  | 1052 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | BBG000GM5FZ6 | 168612 | 1219 | SH |  | SOLE |  | 1219 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG000HT88C8 | 27025 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG000HT88C8 | 174744 | 3233 | SH |  | SOLE |  | 3233 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | BBG000HT8SM3 | 270206 | 3278 | SH |  | SOLE |  | 3278 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12X16 | 3596 | 72 | SH |  | DFND |  | 0 | 0 | 72 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | BBG000PWZXV6 | 261498 | 4467 | SH |  | SOLE |  | 4467 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | BBG000PWXXY5 | 60562 | 764 | SH |  | SOLE |  | 764 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 | BBG0016N8GS6 | 176858 | 615 | SH |  | DFND |  | 615 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 | BBG0016N8GS6 | 85941124 | 298848 | SH |  | SOLE |  | 296632 | 0 | 2216 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 | BBG0016LBV85 | 59452 | 542 | SH |  | SOLE |  | 542 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | BBG000PX1043 | 2958 | 63 | SH |  | DFND |  | 0 | 0 | 63 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 | BBG000PX0M82 | 21644 | 391 | SH |  | SOLE |  | 391 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG000PWYVH7 | 6786 | 82 | SH |  | DFND |  | 0 | 0 | 82 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG000PWYVH7 | 123380 | 1491 | SH |  | SOLE |  | 1491 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG000P5G869 | 23011 | 107 | SH |  | SOLE |  | 107 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG000QVFB47 | 43287450 | 675522 | SH |  | SOLE |  | 672117 | 0 | 3405 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG000QBYWJ8 | 945470 | 6384 | SH |  | SOLE |  | 6384 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | BBG00C868SC8 | 278291 | 2953 | SH |  | SOLE |  | 2953 | 0 | 0 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 | BBG004N1LXS7 | 3416 | 52 | SH |  | SOLE |  | 52 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | BBG000V1FPR1 | 23149 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 | BBG000HSSXW1 | 121 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 | BBG000HWNSD9 | 83878 | 308 | SH |  | SOLE |  | 308 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG000HSZQ76 | 10466 | 15 | SH |  | DFND |  | 0 | 0 | 15 |
| VENTAS INC | COM | 92276F100 | BBG000FRVHB9 | 163560 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| VENTAS INC | COM | 92276F100 | BBG000FRVHB9 | 27805 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| VERALTO CORP | COM SHS | 92338C103 | BBG019Q32XJ9 | 1149 | 13 | SH |  | DFND |  | 0 | 0 | 13 |
| VERALTO CORP | COM SHS | 92338C103 | BBG019Q32XJ9 | 34219 | 387 | SH |  | SOLE |  | 387 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG000HS77T5 | 692810 | 13801 | SH |  | DFND |  | 0 | 0 | 13801 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG000HS77T5 | 701545 | 13975 | SH |  | SOLE |  | 13975 | 0 | 0 |
| VERSANT MEDIA GROUP INC | COM CL A | 925283103 | BBG01Y0M8K11 | 6108 | 165 | SH |  | DFND |  | 0 | 0 | 165 |
| VERSANT MEDIA GROUP INC | COM CL A | 925283103 | BBG01Y0M8K11 | 1370 | 37 | SH |  | SOLE |  | 37 | 0 | 0 |
| VIATRIS INC | COM | 92556V106 | BBG012QW3939 | 1959 | 145 | SH |  | DFND |  | 0 | 0 | 145 |
| VISA INC | COM CL A | 92826C839 | BBG000PSKYX7 | 10578 | 35 | SH |  | DFND |  | 0 | 0 | 35 |
| VISA INC | COM CL A | 92826C839 | BBG000PSKYX7 | 51381 | 170 | SH |  | SOLE |  | 170 | 0 | 0 |
| VODAFONE GROUP PLC | SPONSORED ADR | 92857W308 | BBG000C4R6H6 | 5227 | 348 | SH |  | SOLE |  | 348 | 0 | 0 |
| VONTIER CORPORATION | COM | 928881101 | BBG00RRGSJR4 | 14188 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| VULCAN MATLS CO | COM | 929160109 | BBG000BWGYF8 | 81690 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| WABTEC | COM | 929740108 | BBG000BDD940 | 23741 | 95 | SH |  | DFND |  | 0 | 0 | 95 |
| WALMART INC | COM | 931142103 | BBG000BWXBC2 | 1816352 | 14615 | SH |  | DFND |  | 0 | 0 | 14615 |
| WALMART INC | COM | 931142103 | BBG000BWXBC2 | 28237907 | 227212 | SH |  | SOLE |  | 223650 | 0 | 3562 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 | BBG011386VF4 | 82298 | 2997 | SH |  | DFND |  | 0 | 0 | 2997 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 | BBG011386VF4 | 7469 | 272 | SH |  | SOLE |  | 272 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG000BWVSR1 | 74452 | 324 | SH |  | DFND |  | 0 | 0 | 324 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG000BWVSR1 | 14537205 | 63263 | SH |  | SOLE |  | 62324 | 0 | 939 |
| WATERS CORP | COM | 941848103 | BBG000FQRVM3 | 177489 | 596 | SH |  | DFND |  | 27 | 0 | 569 |
| WATSCO INC | COM | 942622200 | BBG000DJN7L9 | 363790 | 1000 | SH |  | DFND |  | 0 | 0 | 1000 |
| WEBSTER FINL CORP | COM | 947890109 | BBG000BWMX63 | 1753688 | 25262 | SH |  | DFND |  | 100 | 0 | 25162 |
| WEBSTER FINL CORP | COM | 947890109 | BBG000BWMX63 | 1794993 | 25857 | SH |  | SOLE |  | 25857 | 0 | 0 |
| WEBULL CORP | ORD SHS | G9572D103 | BBG01TF8MHQ1 | 2712 | 565 | SH |  | DFND |  | 0 | 0 | 565 |
| WEC ENERGY GROUP INC | COM | 92939U106 | BBG000BWP7D9 | 231540 | 2000 | SH |  | DFND |  | 0 | 0 | 2000 |
| WELLS FARGO  CO | COM | 949746101 | BBG000BWQFY7 | 107474 | 1350 | SH |  | DFND |  | 0 | 0 | 1350 |
| WELLS FARGO  CO | COM | 949746101 | BBG000BWQFY7 | 42353 | 532 | SH |  | SOLE |  | 532 | 0 | 0 |
| WESTERN DIGITAL CORP | COM | 958102105 | BBG000BWNFZ9 | 27049 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 | BBG000PVRDL2 | 32359 | 247 | SH |  | DFND |  | 0 | 0 | 247 |
| WHIRLPOOL CORP | COM | 963320106 | BBG000BWSV34 | 13965 | 259 | SH |  | DFND |  | 0 | 0 | 259 |
| WILLIS TOWERS WATSON PLC LTD | SHS | G96629103 | BBG000DB3KT1 | 2616 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 | BBG000BSVPW0 | 39121 | 453 | SH |  | SOLE |  | 453 | 0 | 0 |
| WISDOMTREE TR | US HIGH DIVIDEND | 97717W208 | BBG000BSXYW9 | 43142 | 395 | SH |  | DFND |  | 0 | 0 | 395 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 | BBG007PB9N11 | 3248 | 81 | SH |  | SOLE |  | 81 | 0 | 0 |
| WISDOMTREE TR | ITL HDG QTLY DIV | 97717X594 | BBG006G0J5H8 | 74921 | 1556 | SH |  | DFND |  | 0 | 0 | 1556 |
| WISDOMTREE TR | EUROPE HEDGED EQ | 97717X701 | BBG000Q3NW62 | 81588 | 1560 | SH |  | DFND |  | 0 | 0 | 1560 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 | BBG00L8YYP89 | 1854 | 20 | SH |  | DFND |  | 0 | 0 | 20 |
| WP CAREY INC | COM | 92936U109 | BBG000BCQM58 | 40776 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| WW GRAINGER INC | COM | 384802104 | BBG000BKR1D6 | 214890 | 197 | SH |  | SOLE |  | 197 | 0 | 0 |
| XYLEM INC | COM | 98419M100 | BBG001D8R5D0 | 2390 | 20 | SH |  | DFND |  | 0 | 0 | 20 |
| XYLEM INC | COM | 98419M100 | BBG001D8R5D0 | 13504 | 113 | SH |  | SOLE |  | 113 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 | BBG000BH3GZ2 | 233220 | 1500 | SH |  | DFND |  | 0 | 0 | 1500 |
| ZEBRA TECHNOLOGIES CORPORATI | CL A | 989207105 | BBG000CC7LQ7 | 2300 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 | BBG000BKPL53 | 7234 | 80 | SH |  | DFND |  | 0 | 0 | 80 |

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