# EDGAR Filing Document

**Accession Number:** 0000862831
**File Stem:** 0001193125-26-048382
**Filing Date:** 2026-2
**Character Count:** 1721
**Document Hash:** 4817e0bcd8b3b22365bebffeb5343c6c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-048382.hdr.sgml**: 20260331

**ACCESSION NUMBER**: 0001193125-26-048382

**CONFORMED SUBMISSION TYPE**: CORRESP

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260212

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FINANCIAL INSTITUTIONS INC
- **CENTRAL INDEX KEY:** 0000862831
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 160816610
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** CORRESP

**BUSINESS ADDRESS:**
- **STREET 1:** 220 LIBERTY STREET
- **CITY:** WARSAW
- **STATE:** NY
- **ZIP:** 14569
- **BUSINESS PHONE:** 5857861100

**MAIL ADDRESS:**
- **STREET 1:** 220 LIBERTY STREET
- **CITY:** WARSAW
- **STATE:** NY
- **ZIP:** 14569

**FINANCIAL INSTITUTIONS, INC.** 

**220 Liberty Street** 

**Warsaw, NY 14569** 

February 12, 2026

**<u>VIA EDGAR</u>** 

Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

---

| | |
|:---|:---|
| **Re:** | **Financial Institutions, Inc.**  |

---

**Registration Statement on Form S-4 (Registration No. 333- 293081)** 

**<u>Request for Acceleration of Effectiveness</u>** 

To Whom It May Concern:

Financial Institutions, Inc., a New York corporation (the "Company"), hereby requests that the Company's above-referenced Registration Statement on Form S-4 be declared effective at 4:00 p.m., Eastern Time, on February 17, 2026, or as soon thereafter as is practicable.

---

| |
|:---|
| Sincerely, |
| /s/ W. Jack Plants II |
| W. Jack Plants II |
| Executive Vice President, Chief Financial Officer and Treasurer |
| (Duly Authorized Representative) |

---