# EDGAR Filing Document

**Accession Number:** 0001725888
**File Stem:** 0001725888-25-000001
**Filing Date:** 2025-7
**Character Count:** 27244
**Document Hash:** 213ae8d5e54fd9c036244e9b9c4c1ce1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001725888-25-000001.hdr.sgml**: 20250724

**ACCESSION NUMBER**: 0001725888-25-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250724

**DATE AS OF CHANGE**: 20250724

**EFFECTIVENESS DATE**: 20250724

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Lester Murray Antman dba SimplyRich
- **CENTRAL INDEX KEY:** 0001725888

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18236
- **FILM NUMBER:** 251147734

**BUSINESS ADDRESS:**
- **STREET 1:** 2601 JEFFERSON STREET #407
- **CITY:** CARLSBAD
- **STATE:** CA
- **ZIP:** 92008
- **BUSINESS PHONE:** 866-589-0430

**MAIL ADDRESS:**
- **STREET 1:** 2601 JEFFERSON STREET #407
- **CITY:** CARLSBAD
- **STATE:** CA
- **ZIP:** 92008

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Lester Murray Antman dba SimplyRich<br>**Address:** 2601 JEFFERSON STREET #407<br>CARLSBAD, CA 92008

**Form 13F File Number:** 028-18236

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cindi Hill<br>**Title:** Filing Agent<br>**Phone:** 6197955986

**Signature, Place, and Date of Signing:**

Cindi Hill  San Diego, CA  07-24-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 214

**Form 13F Information Table Value Total:** $358865

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 22234 | 108370 | SH |  | SOLE |  | 0 | 0 | 108370 |
| ISHARES MSCI USA MIN VOLFCTR ETF | UIE | 46429B697 |  | 20555 | 218975 | SH |  | SOLE |  | 0 | 0 | 218975 |
| ALPHABET INC            CLASS                  C | COM | 02079K107 |  | 17583 | 99122 | SH |  | SOLE |  | 0 | 0 | 99122 |
| ISHARES MSCI EAF MIN VOLFCT ETF | UIE | 46429B689 |  | 17102 | 203456 | SH |  | SOLE |  | 0 | 0 | 203456 |
| ISHS MSCI EMERG MRKT MINVOL FCT ETF | UIE | 464286533 |  | 15914 | 253407 | SH |  | SOLE |  | 0 | 0 | 253407 |
| MICROSOFT CORP | COM | 594918104 |  | 13026 | 26189 | SH |  | SOLE |  | 0 | 0 | 26189 |
| ALPHABET INC            CLASS                  A | COM | 02079K305 |  | 10881 | 61747 | SH |  | SOLE |  | 0 | 0 | 61747 |
| VISA INC                CLASS                  A | COM | 92826C839 |  | 8362 | 23552 | SH |  | SOLE |  | 0 | 0 | 23552 |
| TAIWAN SEMICONDUCTOR M FSPONSORED ADR           1 ADR REPS    5  ORD SHS | ADR | 874039100 |  | 7903 | 34895 | SH |  | SOLE |  | 0 | 0 | 34895 |
| NOVO-NORDISK A S       FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 670100205 |  | 6377 | 92403 | SH |  | SOLE |  | 0 | 0 | 92403 |
| HOME DEPOT INC | COM | 437076102 |  | 6258 | 17071 | SH |  | SOLE |  | 0 | 0 | 17071 |
| INVESCO S 500  EQUAL  WEIGHT ETF | UIE | 46137V357 |  | 4740 | 26084 | SH |  | SOLE |  | 0 | 0 | 26084 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 4715 | 15114 | SH |  | SOLE |  | 0 | 0 | 15114 |
| WALMART INC | COM | 931142103 |  | 4477 | 45792 | SH |  | SOLE |  | 0 | 0 | 45792 |
| RELX PLC               FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 759530108 |  | 4401 | 81000 | SH |  | SOLE |  | 0 | 0 | 81000 |
| ISHARES GLOBAL REIT ETF | UIE | 46434V647 |  | 4184 | 169422 | SH |  | SOLE |  | 0 | 0 | 169422 |
| THE CIGNA GROUP | COM | 125523100 |  | 4133 | 12504 | SH |  | SOLE |  | 0 | 0 | 12504 |
| MCKESSON CORP | COM | 58155Q103 |  | 3803 | 5191 | SH |  | SOLE |  | 0 | 0 | 5191 |
| BERKSHIRE HATHAWAY      CLASS                  B | COM | 084670702 |  | 3535 | 7278 | SH |  | SOLE |  | 0 | 0 | 7278 |
| MCDONALDS CORP | COM | 580135101 |  | 3170 | 10853 | SH |  | SOLE |  | 0 | 0 | 10853 |
| CGI INC                FCLASS                  A | FGC | 12532H104 |  | 3095 | 29532 | SH |  | SOLE |  | 0 | 0 | 29532 |
| MASTERCARD INC          CLASS                  A | COM | 57636Q104 |  | 2900 | 5162 | SH |  | SOLE |  | 0 | 0 | 5162 |
| SOUTHERN COPPER CORP | COM | 84265V105 |  | 2897 | 28637 | SH |  | SOLE |  | 0 | 0 | 28637 |
| TJX COS INC NEW | COM | 872540109 |  | 2884 | 23358 | SH |  | SOLE |  | 0 | 0 | 23358 |
| FERRARI N V NEW        F | FGO | N3167Y103 |  | 2618 | 5335 | SH |  | SOLE |  | 0 | 0 | 5335 |
| AMGEN INC | COM | 031162100 |  | 2520 | 9027 | SH |  | SOLE |  | 0 | 0 | 9027 |
| AMAZON.COM INC | COM | 023135106 |  | 2474 | 11280 | SH |  | SOLE |  | 0 | 0 | 11280 |
| CISCO SYS INC | COM | 17275R102 |  | 2439 | 35166 | SH |  | SOLE |  | 0 | 0 | 35166 |
| ACCENTURE PLC IRELAND  FCLASS                  A | FGO | G1151C101 |  | 2417 | 8088 | SH |  | SOLE |  | 0 | 0 | 8088 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 2396 | 6161 | SH |  | SOLE |  | 0 | 0 | 6161 |
| CME GROUP INC           CLASS                  A | COM | 12572Q105 |  | 2252 | 8172 | SH |  | SOLE |  | 0 | 0 | 8172 |
| SAP SE                 FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 803054204 |  | 2242 | 7375 | SH |  | SOLE |  | 0 | 0 | 7375 |
| RB GLOBAL INC          F | FGC | 74935Q107 |  | 2212 | 20839 | SH |  | SOLE |  | 0 | 0 | 20839 |
| VIPSHOP HLDGS LTD      FSPONSORED ADR           1 ADR REPS  0.2  ORD SHS | ADR | 92763W103 |  | 2198 | 146068 | SH |  | SOLE |  | 0 | 0 | 146068 |
| INTERCONTINENTAL EXCHANG | COM | 45866F104 |  | 2182 | 11895 | SH |  | SOLE |  | 0 | 0 | 11895 |
| MOTOROLA SOLUTIONS INC | COM | 620076307 |  | 2167 | 5155 | SH |  | SOLE |  | 0 | 0 | 5155 |
| NOVARTIS AG            FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 66987V109 |  | 2151 | 17776 | SH |  | SOLE |  | 0 | 0 | 17776 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 2105 | 2127 | SH |  | SOLE |  | 0 | 0 | 2127 |
| RTX CORP | COM | 75513E101 |  | 2075 | 14216 | SH |  | SOLE |  | 0 | 0 | 14216 |
| SHELL PLC              FTENDER OFFER            EXP: | ADR | 780259305 |  | 2066 | 29344 | SH |  | SOLE |  | 0 | 0 | 29344 |
| BROADCOM INC | COM | 11135F101 |  | 2063 | 7486 | SH |  | SOLE |  | 0 | 0 | 7486 |
| CHUBB LTD              F | FGO | H1467J104 |  | 2013 | 6949 | SH |  | SOLE |  | 0 | 0 | 6949 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 1959 | 15900 | SH |  | SOLE |  | 0 | 0 | 15900 |
| UNILEVER PLC           FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 904767704 |  | 1928 | 31531 | SH |  | SOLE |  | 0 | 0 | 31531 |
| AUTOMATIC DATA PROCESSIN | COM | 053015103 |  | 1897 | 6152 | SH |  | SOLE |  | 0 | 0 | 6152 |
| ISHARES MSCI GLOBAL MIN VOL FCT ETF | UIE | 464286525 |  | 1895 | 15985 | SH |  | SOLE |  | 0 | 0 | 15985 |
| COMCAST CORP NEW        CLASS                  A | COM | 20030N101 |  | 1868 | 52358 | SH |  | SOLE |  | 0 | 0 | 52358 |
| CANADIAN NATL RY CO    F | FGC | 136375102 |  | 1866 | 17942 | SH |  | SOLE |  | 0 | 0 | 17942 |
| TAKE-TWO INTERACTIVE SOF | COM | 874054109 |  | 1835 | 7560 | SH |  | SOLE |  | 0 | 0 | 7560 |
| AFLAC INC | COM | 001055102 |  | 1760 | 16693 | SH |  | SOLE |  | 0 | 0 | 16693 |
| NIKE INC                CLASS                  B | COM | 654106103 |  | 1757 | 24740 | SH |  | SOLE |  | 0 | 0 | 24740 |
| PACCAR INC | COM | 693718108 |  | 1707 | 17966 | SH |  | SOLE |  | 0 | 0 | 17966 |
| TRANSPORTADORA DE GAS  FSPONSORED ADR           1 ADR REPS    5  ORD SHS | ADR | 893870204 |  | 1671 | 64518 | SH |  | SOLE |  | 0 | 0 | 64518 |
| FISERV INC | COM | 337738108 |  | 1623 | 9418 | SH |  | SOLE |  | 0 | 0 | 9418 |
| TOYOTA MTR CORP        FSPONSORED ADR           1 ADR REPS   10  ORD SHS | ADR | 892331307 |  | 1592 | 9247 | SH |  | SOLE |  | 0 | 0 | 9247 |
| LVMH MOET HENNESSY LOU FSPONSORED ADR           1 ADR REPS  0.2  ORD SHS | ADR | 502441306 |  | 1554 | 14800 | SH |  | SOLE |  | 0 | 0 | 14800 |
| PNC FINL SERVICES | COM | 693475105 |  | 1538 | 8255 | SH |  | SOLE |  | 0 | 0 | 8255 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 1533 | 3067 | SH |  | SOLE |  | 0 | 0 | 3067 |
| ASML HLDG N V          FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | N07059210 |  | 1525 | 1903 | SH |  | SOLE |  | 0 | 0 | 1903 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1479 | 3195 | SH |  | SOLE |  | 0 | 0 | 3195 |
| BROOKFIELD CORP        FCLASS                  A | FGC | 11271J107 |  | 1457 | 23569 | SH |  | SOLE |  | 0 | 0 | 23569 |
| BERKSHIRE HATHAWAY INC DCLASS                  A | COM | 084670108 |  | 1457 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| IBM CORP | COM | 459200101 |  | 1456 | 4942 | SH |  | SOLE |  | 0 | 0 | 4942 |
| EBAY INC | COM | 278642103 |  | 1431 | 19220 | SH |  | SOLE |  | 0 | 0 | 19220 |
| THOMSON REUTERS CORP   F | FGC | 884903808 |  | 1422 | 7074 | SH |  | SOLE |  | 0 | 0 | 7074 |
| FEDEX CORP | COM | 31428X106 |  | 1386 | 6100 | SH |  | SOLE |  | 0 | 0 | 6100 |
| IMPERIAL OIL LTD       F | FGC | 453038408 |  | 1372 | 17266 | SH |  | SOLE |  | 0 | 0 | 17266 |
| VANGUARD REAL ESTATE    ETF | UIE | 922908553 |  | 1366 | 15344 | SH |  | SOLE |  | 0 | 0 | 15344 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 1365 | 18370 | SH |  | SOLE |  | 0 | 0 | 18370 |
| JOHNSON CONTROLS INT   F | FGO | G51502105 |  | 1331 | 12603 | SH |  | SOLE |  | 0 | 0 | 12603 |
| DISNEY WALT CO | COM | 254687106 |  | 1310 | 10567 | SH |  | SOLE |  | 0 | 0 | 10567 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 1286 | 5215 | SH |  | SOLE |  | 0 | 0 | 5215 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 1283 | 5871 | SH |  | SOLE |  | 0 | 0 | 5871 |
| ASTRAZENECA PLC        FSPONSORED ADR           1 ADR REPS  0.5  ORD SHS | ADR | 046353108 |  | 1248 | 17862 | SH |  | SOLE |  | 0 | 0 | 17862 |
| NIPPON TELEG  TEL COR FSPONSORED ADR           1 ADR REPS   25  ORD SHS | ADR | 654624105 |  | 1167 | 43611 | SH |  | SOLE |  | 0 | 0 | 43611 |
| MR COOPER GROUP INC | COM | 62482R107 |  | 1145 | 7677 | SH |  | SOLE |  | 0 | 0 | 7677 |
| MONDELEZ INTL INC       CLASS                  A | COM | 609207105 |  | 1137 | 16871 | SH |  | SOLE |  | 0 | 0 | 16871 |
| GARMIN LTD             F | FGO | H2906T109 |  | 1114 | 5339 | SH |  | SOLE |  | 0 | 0 | 5339 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 1091 | 6854 | SH |  | SOLE |  | 0 | 0 | 6854 |
| ABB LTD                FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 000375204 |  | 1078 | 18073 | SH |  | SOLE |  | 0 | 0 | 18073 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 1055 | 4267 | SH |  | SOLE |  | 0 | 0 | 4267 |
| COCA-COLA FEMSA S A EQ FSPONSORED ADR           1 ADR REPS   10  ORD SHS | ADR | 191241108 |  | 1041 | 10765 | SH |  | SOLE |  | 0 | 0 | 10765 |
| ORIX CORP              FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 686330101 |  | 1027 | 45636 | SH |  | SOLE |  | 0 | 0 | 45636 |
| SPDR DOW JONES GLOB REALEST ETF | UIE | 78463X749 |  | 1025 | 23237 | SH |  | SOLE |  | 0 | 0 | 23237 |
| NTNL GRID PLC ADR      FSPONSORED ADR           1 ADR REPS    5  ORD SHS | ADR | 636274409 |  | 960 | 12905 | SH |  | SOLE |  | 0 | 0 | 12905 |
| WIPRO LTD              FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 97651M109 |  | 915 | 303074 | SH |  | SOLE |  | 0 | 0 | 303074 |
| ORACLE CORP | COM | 68389X105 |  | 899 | 4113 | SH |  | SOLE |  | 0 | 0 | 4113 |
| UNION PAC CORP | COM | 907818108 |  | 897 | 3901 | SH |  | SOLE |  | 0 | 0 | 3901 |
| INVSC SP SMALLCAP 600   PURE VALUE ETF | UIE | 46137V167 |  | 897 | 8567 | SH |  | SOLE |  | 0 | 0 | 8567 |
| THE COCA-COLA CO | COM | 191216100 |  | 889 | 12566 | SH |  | SOLE |  | 0 | 0 | 12566 |
| SEMPRA | COM | 816851109 |  | 864 | 11410 | SH |  | SOLE |  | 0 | 0 | 11410 |
| CHECK POINT SOFTWARE T F | FGO | M22465104 |  | 814 | 3680 | SH |  | SOLE |  | 0 | 0 | 3680 |
| META PLATFORMS INC      CLASS                  A | COM | 30303M102 |  | 781 | 1059 | SH |  | SOLE |  | 0 | 0 | 1059 |
| CATERPILLAR INC | COM | 149123101 |  | 774 | 1996 | SH |  | SOLE |  | 0 | 0 | 1996 |
| SONY GROUP CORP        FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 835699307 |  | 756 | 29067 | SH |  | SOLE |  | 0 | 0 | 29067 |
| LINDE PLC              F | FGO | G54950103 |  | 756 | 1612 | SH |  | SOLE |  | 0 | 0 | 1612 |
| HSBC HLDGS PLC         FSPONSORED ADR           1 ADR REPS    5  ORD SHS | ADR | 404280406 |  | 749 | 12336 | SH |  | SOLE |  | 0 | 0 | 12336 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 727 | 3178 | SH |  | SOLE |  | 0 | 0 | 3178 |
| COMPANIA DE MINAS BUEN FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 204448104 |  | 724 | 44105 | SH |  | SOLE |  | 0 | 0 | 44105 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 718 | 3375 | SH |  | SOLE |  | 0 | 0 | 3375 |
| PEARSON PLC            FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 705015105 |  | 716 | 47975 | SH |  | SOLE |  | 0 | 0 | 47975 |
| CVS HEALTH CORP | COM | 126650100 |  | 711 | 10316 | SH |  | SOLE |  | 0 | 0 | 10316 |
| ATOUR LIFESTYLE HLDGS  FUNSPONSORED ADR         1 ADR REPS    3  ORD SHS | ADR | 04965M106 |  | 703 | 21634 | SH |  | SOLE |  | 0 | 0 | 21634 |
| LYONDELLBASELL INDUSTR FCLASS                  A | FGO | N53745100 |  | 701 | 12129 | SH |  | SOLE |  | 0 | 0 | 12129 |
| PEPSICO INC | COM | 713448108 |  | 697 | 5281 | SH |  | SOLE |  | 0 | 0 | 5281 |
| CHUNGHWA TELECOM CO LT FSPONSORED ADR           1 ADR REPS   10  ORD SHS | ADR | 17133Q502 |  | 694 | 14902 | SH |  | SOLE |  | 0 | 0 | 14902 |
| EMERSON ELEC CO | COM | 291011104 |  | 667 | 5008 | SH |  | SOLE |  | 0 | 0 | 5008 |
| INFOSYS LTD            FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 456788108 |  | 664 | 35865 | SH |  | SOLE |  | 0 | 0 | 35865 |
| NETEASE INC            FSPONSORED ADR           1 ADR REPS    5  ORD SHS | ADR | 64110W102 |  | 663 | 4933 | SH |  | SOLE |  | 0 | 0 | 4933 |
| HALEON PLC             FSPONSORED ADR           1 ADR REPS    2  ORD SHS | ADR | 405552100 |  | 656 | 63266 | SH |  | SOLE |  | 0 | 0 | 63266 |
| AT INC | COM | 00206R102 |  | 649 | 22456 | SH |  | SOLE |  | 0 | 0 | 22456 |
| ALLIANZ SE             FUNSPONSORED ADR         1 ADR REPS  0.1  ORD SHS | ADR | 018820100 |  | 645 | 15929 | SH |  | SOLE |  | 0 | 0 | 15929 |
| VANGUARD DIVIDEND       APPRECIATION ETF | UIE | 921908844 |  | 634 | 3102 | SH |  | SOLE |  | 0 | 0 | 3102 |
| SCHWAB PRIME ADVANTAGE MONEY INVESTOR | MMN | 808515605 |  | 627 | 627986 | SH |  | SOLE |  | 0 | 0 | 627986 |
| BRIDGESTONE CORP       FSPONSORED ADR           1 ADR REPS  0.5  ORD SHS | ADR | 108441205 |  | 627 | 30800 | SH |  | SOLE |  | 0 | 0 | 30800 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 621 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| QIFU TECHNOLOGY INC    FUNSPONSORED ADR         1 ADR REPS    2  ORD SHS | ADR | 88557W101 |  | 619 | 14288 | SH |  | SOLE |  | 0 | 0 | 14288 |
| LOGITECH INTERNTNL S   F | FGO | H50430232 |  | 619 | 6873 | SH |  | SOLE |  | 0 | 0 | 6873 |
| WILLIS TOWERS WATSON P F | FGO | G96629103 |  | 617 | 2015 | SH |  | SOLE |  | 0 | 0 | 2015 |
| ANGLOGOLD ASHANTI PLC  F | FGO | G0378L100 |  | 617 | 13541 | SH |  | SOLE |  | 0 | 0 | 13541 |
| AON PLC                FCLASS                  A | FGO | G0403H108 |  | 610 | 1711 | SH |  | SOLE |  | 0 | 0 | 1711 |
| ALIBABA GROUP HLDG LTD FSPONSORED ADR           1 ADR REPS    8  ORD SHS | ADR | 01609W102 |  | 596 | 5259 | SH |  | SOLE |  | 0 | 0 | 5259 |
| VERIZON COMMUNICATIONS I | COM | 92343V104 |  | 596 | 13777 | SH |  | SOLE |  | 0 | 0 | 13777 |
| WISDOMTREE INTL SMALLCP DIVIDEND ETF | UIE | 97717W760 |  | 593 | 7896 | SH |  | SOLE |  | 0 | 0 | 7896 |
| D R HORTON INC | COM | 23331A109 |  | 592 | 4595 | SH |  | SOLE |  | 0 | 0 | 4595 |
| FIDELITY INFLATION-PROT BD INDEX | MFB | 31635T104 |  | 591 | 63688 | SH |  | SOLE |  | 0 | 0 | 63688 |
| DODGE  COX STOCK I | MFC | 256219106 |  | 583 | 2152 | SH |  | SOLE |  | 0 | 0 | 2152 |
| KOMATSU LTD            FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 500458401 |  | 580 | 17600 | SH |  | SOLE |  | 0 | 0 | 17600 |
| VANGUARD TOTAL STOCK MKT IDX ADM | MFC | 922908728 |  | 570 | 3854 | SH |  | SOLE |  | 0 | 0 | 3854 |
| JANUX THERAPEUTICS INC | COM | 47103J105 |  | 561 | 24315 | SH |  | SOLE |  | 0 | 0 | 24315 |
| FOMENTO ECONOMICO MEXI FSPONSORED ADR           1 ADR REPS   10  ORD SHS | ADR | 344419106 |  | 548 | 5324 | SH |  | SOLE |  | 0 | 0 | 5324 |
| TC ENERGY CORP         F | FGC | 87807B107 |  | 544 | 11160 | SH |  | SOLE |  | 0 | 0 | 11160 |
| SUN LIFE FINL INC      F | FGC | 866796105 |  | 529 | 7966 | SH |  | SOLE |  | 0 | 0 | 7966 |
| DEERE  CO | COM | 244199105 |  | 528 | 1039 | SH |  | SOLE |  | 0 | 0 | 1039 |
| CHENIERE ENERGY INC | COM | 16411R208 |  | 524 | 2155 | SH |  | SOLE |  | 0 | 0 | 2155 |
| ENBRIDGE INC           F | FGC | 29250N105 |  | 523 | 11552 | SH |  | SOLE |  | 0 | 0 | 11552 |
| BRITISH AMERN TOB PLC  FUNSPONSORED ADR         1 ADR REPS    1  ORD SHS | ADR | 110448107 |  | 521 | 11027 | SH |  | SOLE |  | 0 | 0 | 11027 |
| TELEFONICA S A         FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 879382208 |  | 521 | 99707 | SH |  | SOLE |  | 0 | 0 | 99707 |
| ELETROBRAS ADR ADR     FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 15234Q207 |  | 521 | 70179 | SH |  | SOLE |  | 0 | 0 | 70179 |
| TENCENT MUSIC ENTMT GR F | ADR | 88034P109 |  | 506 | 25996 | SH |  | SOLE |  | 0 | 0 | 25996 |
| TAKEDA PHARMACEUTICAL  FSPONSORED ADR           1 ADR REPS  0.5  ORD SHS | ADR | 874060205 |  | 502 | 32520 | SH |  | SOLE |  | 0 | 0 | 32520 |
| AUTOZONE INC | COM | 053332102 |  | 501 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| ISHARES 1-3 YEAR TREASRYBOND ETF | UIE | 464287457 |  | 482 | 5829 | SH |  | SOLE |  | 0 | 0 | 5829 |
| BAIDU INC              FSPONSORED ADR           1 ADR REPS    8  ORD SHS | ADR | 056752108 |  | 482 | 5623 | SH |  | SOLE |  | 0 | 0 | 5623 |
| NOMURA HLDGS INC       FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 65535H208 |  | 479 | 72942 | SH |  | SOLE |  | 0 | 0 | 72942 |
| MERCK  CO. INC. | COM | 58933Y105 |  | 479 | 6059 | SH |  | SOLE |  | 0 | 0 | 6059 |
| AMCOR PLC              F | FGO | G0250X107 |  | 479 | 52188 | SH |  | SOLE |  | 0 | 0 | 52188 |
| TARGET CORP EQUITY      CLASS             EQUITY | COM | 87612E106 |  | 466 | 4726 | SH |  | SOLE |  | 0 | 0 | 4726 |
| ALCON INC              F | FGO | H01301128 |  | 465 | 5268 | SH |  | SOLE |  | 0 | 0 | 5268 |
| TOTALENERGIES SE       FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 89151E109 |  | 462 | 7538 | SH |  | SOLE |  | 0 | 0 | 7538 |
| ELBIT SYSTEMS LTD      F | FGO | M3760D101 |  | 461 | 1026 | SH |  | SOLE |  | 0 | 0 | 1026 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 442 | 2427 | SH |  | SOLE |  | 0 | 0 | 2427 |
| FINVOLUTION GROUP      FSPONSORED ADR           1 ADR REPS    5  ORD SHS | ADR | 31810T101 |  | 431 | 45503 | SH |  | SOLE |  | 0 | 0 | 45503 |
| SPDR S 500 ETF | UIE | 78462F103 |  | 428 | 694 | SH |  | SOLE |  | 0 | 0 | 694 |
| COMPANHIA DE SANEAMENT FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 20441A102 |  | 421 | 19194 | SH |  | SOLE |  | 0 | 0 | 19194 |
| DR REDDYS LABS LTD     FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 256135203 |  | 420 | 28004 | SH |  | SOLE |  | 0 | 0 | 28004 |
| VANGUARD TOTAL WORLD STOCK INDEX ADMIRAL | MFC | 922042619 |  | 420 | 9239 | SH |  | SOLE |  | 0 | 0 | 9239 |
| CHARLES SCHWAB CORP | COM | 808513105 |  | 411 | 4510 | SH |  | SOLE |  | 0 | 0 | 4510 |
| GOLD FIELDS LTD NEW    FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 38059T106 |  | 403 | 17056 | SH |  | SOLE |  | 0 | 0 | 17056 |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 |  | 401 | 3400 | SH |  | SOLE |  | 0 | 0 | 3400 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 377 | 2103 | SH |  | SOLE |  | 0 | 0 | 2103 |
| WHEATON PRECIOUS METAL F | FGC | 962879102 |  | 377 | 4201 | SH |  | SOLE |  | 0 | 0 | 4201 |
| INVESCO DB PRECIOUS     METALS FUND | UIE | 46140H502 |  | 375 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| CRH PUBLIC LIMITED CO  F | FGO | G25508105 |  | 374 | 4084 | SH |  | SOLE |  | 0 | 0 | 4084 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 371 | 6342 | SH |  | SOLE |  | 0 | 0 | 6342 |
| TE CONNECTIVITY PLC    F | FGO | G87052109 |  | 371 | 2200 | SH |  | SOLE |  | 0 | 0 | 2200 |
| KEYSIGHT TECHNOLOGIES IN | COM | 49338L103 |  | 368 | 2247 | SH |  | SOLE |  | 0 | 0 | 2247 |
| TRIP COM GROUP LTD     FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 89677Q107 |  | 362 | 6183 | SH |  | SOLE |  | 0 | 0 | 6183 |
| O REILLY AUTOMOTIVE INC | COM | 67103H107 |  | 360 | 4005 | SH |  | SOLE |  | 0 | 0 | 4005 |
| FORTINET INC | COM | 34959E109 |  | 358 | 3392 | SH |  | SOLE |  | 0 | 0 | 3392 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 350 | 1203 | SH |  | SOLE |  | 0 | 0 | 1203 |
| SYSCO CORP | COM | 871829107 |  | 348 | 4607 | SH |  | SOLE |  | 0 | 0 | 4607 |
| BROOKFIELD ASSET MGMT  FCLASS                  A | FGC | 113004105 |  | 345 | 6259 | SH |  | SOLE |  | 0 | 0 | 6259 |
| BASF SE                FSPONSORED ADR           1 ADR REP  0.25  ORD SHS | ADR | 055262505 |  | 334 | 27200 | SH |  | SOLE |  | 0 | 0 | 27200 |
| SPDR GOLD SHARES ETF | UIE | 78463V107 |  | 331 | 1089 | SH |  | SOLE |  | 0 | 0 | 1089 |
| FIDELITY TOTAL MARKET INDEX | MFC | 315911693 |  | 327 | 1922 | SH |  | SOLE |  | 0 | 0 | 1922 |
| PETROLEO BRASILEIRO SA FSPONSORED ADR           1 ADR REPS    2  ORD SHS | ADR | 71654V101 |  | 320 | 27813 | SH |  | SOLE |  | 0 | 0 | 27813 |
| BOOKING HLDGS INC | COM | 09857L108 |  | 318 | 55 | SH |  | SOLE |  | 0 | 0 | 55 |
| TEXAS INSTRS INC | COM | 882508104 |  | 318 | 1532 | SH |  | SOLE |  | 0 | 0 | 1532 |
| LAM RESH CORP | COM | 512807306 |  | 315 | 3240 | SH |  | SOLE |  | 0 | 0 | 3240 |
| VODAFONE GROUP PLC NEW FSPONSORED ADR           1 ADR REPS   10  ORD SHS | ADR | 92857W308 |  | 313 | 29448 | SH |  | SOLE |  | 0 | 0 | 29448 |
| ISHARES S SMALL CAP   600 ETF | UIE | 464287879 |  | 308 | 3102 | SH |  | SOLE |  | 0 | 0 | 3102 |
| CMB TECH NV            F | FGO | B38564108 |  | 308 | 34206 | SH |  | SOLE |  | 0 | 0 | 34206 |
| SCHWAB TOTAL STOCK MARKET INDEX | MFS | 808509756 |  | 304 | 2907 | SH |  | SOLE |  | 0 | 0 | 2907 |
| BIONTECH SE            FUNSPONSORED ADR         1 ADR REPS    1  ORD SHS | ADR | 09075V102 |  | 302 | 2837 | SH |  | SOLE |  | 0 | 0 | 2837 |
| PUBLIC STORAGE          REIT | RET | 74460D109 |  | 294 | 1003 | SH |  | SOLE |  | 0 | 0 | 1003 |
| PDD HOLDINGS INC ADR   FUNSPONSORED ADR         1 ADR REPS    4  ORD SHS | ADR | 722304102 |  | 293 | 2805 | SH |  | SOLE |  | 0 | 0 | 2805 |
| KELLANOVA | COM | 487836108 |  | 289 | 3643 | SH |  | SOLE |  | 0 | 0 | 3643 |
| FOX CORP                CLASS                  B | COM | 35137L204 |  | 285 | 5539 | SH |  | SOLE |  | 0 | 0 | 5539 |
| SK TELECOM CO LTD      FSPONSORED ADR            0.555555555556  ORD SHS | ADR | 78440P306 |  | 283 | 12130 | SH |  | SOLE |  | 0 | 0 | 12130 |
| FIRST HORIZON CORP | COM | 320517105 |  | 280 | 13212 | SH |  | SOLE |  | 0 | 0 | 13212 |
| INTEL CORP | COM | 458140100 |  | 278 | 12431 | SH |  | SOLE |  | 0 | 0 | 12431 |
| DELL TECHNOLOGIES INC   CLASS                  C | COM | 24703L202 |  | 275 | 2247 | SH |  | SOLE |  | 0 | 0 | 2247 |
| FIDELITY BLUE CHIP GROWTH | MFC | 316389303 |  | 273 | 1156 | SH |  | SOLE |  | 0 | 0 | 1156 |
| BALL CORP | COM | 058498106 |  | 266 | 4759 | SH |  | SOLE |  | 0 | 0 | 4759 |
| AEGON LTD ADR ADR      FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 0076CA104 |  | 263 | 36345 | SH |  | SOLE |  | 0 | 0 | 36345 |
| CHEVRON CORP NEW | COM | 166764100 |  | 262 | 1832 | SH |  | SOLE |  | 0 | 0 | 1832 |
| DIAGEO PLC             FSPONSORED ADR           1 ADR REPS    4  ORD SHS | ADR | 25243Q205 |  | 247 | 2455 | SH |  | SOLE |  | 0 | 0 | 2455 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 246 | 4680 | SH |  | SOLE |  | 0 | 0 | 4680 |
| BARRICK MNG CORP       F | FGC | 06849F108 |  | 246 | 11843 | SH |  | SOLE |  | 0 | 0 | 11843 |
| DODGE  COX GLOBAL STOCK I | MFC | 256206202 |  | 241 | 15332 | SH |  | SOLE |  | 0 | 0 | 15332 |
| COREBRIDGE FINL INC | COM | 21871X109 |  | 239 | 6744 | SH |  | SOLE |  | 0 | 0 | 6744 |
| VERISK ANALYTICS INC    CLASS                  A | COM | 92345Y106 |  | 237 | 761 | SH |  | SOLE |  | 0 | 0 | 761 |
| ANHEUSER BUSCH INBEV S FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 03524A108 |  | 233 | 3397 | SH |  | SOLE |  | 0 | 0 | 3397 |
| CF INDS HLDGS INC | COM | 125269100 |  | 226 | 2458 | SH |  | SOLE |  | 0 | 0 | 2458 |
| PACKAGING CORP AMER | COM | 695156109 |  | 221 | 1174 | SH |  | SOLE |  | 0 | 0 | 1174 |
| SNAP ON INC | COM | 833034101 |  | 218 | 703 | SH |  | SOLE |  | 0 | 0 | 703 |
| VICI PPTYS INC          REIT | RET | 925652109 |  | 216 | 6646 | SH |  | SOLE |  | 0 | 0 | 6646 |
| AMERICA MOVIL S A B DE FSPONSORED ADR           1 ADR REPS   20  ORD SHS | ADR | 02390A101 |  | 209 | 11666 | SH |  | SOLE |  | 0 | 0 | 11666 |
| SIRIUSXM HLDGS INC EQUITCLASS             EQUITY | COM | 829933100 |  | 208 | 9064 | SH |  | SOLE |  | 0 | 0 | 9064 |
| VANGUARD GLOBAL MINIMUM VOLATILITY ADMR | MFC | 921946869 |  | 204 | 6132 | SH |  | SOLE |  | 0 | 0 | 6132 |
| SUZANO S A ADR         FSPONSORED ADR           1 ADR REPS    1  ORD SHS | ADR | 86959K105 |  | 204 | 21755 | SH |  | SOLE |  | 0 | 0 | 21755 |
| MOODYS CORP | COM | 615369105 |  | 200 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| KE HLDGS INC SPONSORED FSPONSORED ADR           1 ADR REPS    3  ORD SHS | ADR | 482497104 |  | 200 | 11302 | SH |  | SOLE |  | 0 | 0 | 11302 |

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