# EDGAR Filing Document

**Accession Number:** 0001599342
**File Stem:** 0001193125-25-154562
**Filing Date:** 2025-7
**Character Count:** 870961
**Document Hash:** e1b2697257293aa43bc79252009594ae
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-154562.hdr.sgml**: 20250702

**ACCESSION NUMBER**: 0001193125-25-154562

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 11

**CONFORMED PERIOD OF REPORT**: 20250702

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20250702

**DATE AS OF CHANGE**: 20250702

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01521
- **FILM NUMBER:** 251098951

**BUSINESS ADDRESS:**
- **STREET 1:** 6101 CONDOR DRIVE, SUITE 300
- **CITY:** MOORPARK
- **STATE:** CA
- **ZIP:** 93021
- **BUSINESS PHONE:** (818) 746-2853

**MAIL ADDRESS:**
- **STREET 1:** 6101 CONDOR DRIVE, SUITE 300
- **CITY:** MOORPARK
- **STATE:** CA
- **ZIP:** 93021
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 6101 CONDOR DRIVE, SUITE 300
- **CITY:** MOORPARK
- **STATE:** CA
- **ZIP:** 93021
- **BUSINESS PHONE:** (818) 746-2853

**MAIL ADDRESS:**
- **STREET 1:** 6101 CONDOR DRIVE, SUITE 300
- **CITY:** MOORPARK
- **STATE:** CA
- **ZIP:** 93021
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01521

**BUSINESS ADDRESS:**
- **STREET 1:** 6101 CONDOR DRIVE, SUITE 300
- **CITY:** MOORPARK
- **STATE:** CA
- **ZIP:** 93021
- **BUSINESS PHONE:** (818) 746-2853

**MAIL ADDRESS:**
- **STREET 1:** 6101 CONDOR DRIVE, SUITE 300
- **CITY:** MOORPARK
- **STATE:** CA
- **ZIP:** 93021

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**FORM ABS-15G** 

**ASSET-BACKED SECURITIZER** 

**REPORT PURSUANT TO SECTION 15G OF** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:** 

☐ **Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period<u> </u> to<u> </u>** 

**Date of Report (Date of earliest event reported)<u> </u>** 

**Commission File Number of securitizer:<u> </u>** 

**Central Index Key Number of securitizer:** 

**Name and telephone number, including area code, of the person to** 

**contact in connection with this filing.** 

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of securitizer: 0001599342

## PMT Loan Trust 2025-INV7
**(Exact name of issuing entity as specified in its charter)** 

Central Index Key Number of issuing entity (if applicable): Not applicable

Central Index Key Number of underwriter (if applicable): Not applicable

**Chris White** 

**(805) 530-5829** 

**Name and telephone number, including area code, of the person to** 

**contact in connection with this filing** 

------

**PART I: REPRESENTATION AND WARRANTY INFORMATION** 

**Item 1.01 Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

N/A

**Item 1.02 Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

N/A

**Item 1.03 Notice of Termination of Duty to File Reports under Rule 15Ga-1** 

N/A

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS** 

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Sponsor** 

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**Item 2.02 Findings and Conclusions of a Third-Party Due Diligence Report Obtained by the Underwriter** 

N/A

------

**EXHIBIT INDEX** 

---

| | |
|:---|:---|
| 99.1 | [Clayton Services LLC ("Clayton") Due Diligence Narrative Report](d54711dex991.htm) |
| 99.2 | [Clayton Conditions Report](d54711dex992.htm) |
| 99.3 | [Clayton Rating Agency ATR QM Data Fields](d54711dex993.htm) |
| 99.4 | [Clayton Loan Level Tape Compare Upload](d54711dex994.htm) |
| 99.5 | [Clayton Valuations Summary](d54711dex995.htm) |

---

------

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| PennyMac Corp. | PennyMac Corp.<br>(Securitizer) |
| Date | July 2, 2025 |
| /s/ Daniel S. Perotti | /s/ Daniel S. Perotti<br> (Signature) |
| By: | Daniel S. Perotti |
| Title: | Senior Managing Director and Chief Financial Officer |

---

## Exhibit 99.1

**EXHIBIT 99.1** 

**CLAYTON SERVICES LLC ("CLAYTON") DUE DILIGENCE NARRATIVE REPORT** 

------

![LOGO](g54711g95c97.jpg)

![LOGO](g54711g70n96.jpg)

![LOGO](g54711g96v30.jpg)

**June 30, 2025**<br>**Due Diligence Narrative Report**<br>

------

![LOGO](g54711g02a01.jpg)

---

| | | | |
|:---|:---|:---|:---|
| **TABLE OF CONTENTS** | **TABLE OF CONTENTS** | **TABLE OF CONTENTS** |  |
|  **Clayton Contact Information** |  | **2** |  |
|  **Overview** |  | **2** |  |
|  **Originators** |  | **2** |  |
|  **Clayton's Third Party Review ("TPR") Scope of Work** |  | **2** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Sampling* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Sponsor Acquisition Criteria* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Loan Grading* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *TPR Component Review Scope* | | *4* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Property Valuation Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Regulatory Compliance Review |  | 5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Integrity* | | *7* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Capture* | | *7* | |
|  **Data Compare Results** |  | **8** |  |
|  **Clayton Due Diligence Results** |  | **9** |  |
|  **Clayton Third Party Reports Delivered** |  | **10** |  |
|  **Appendix A: Credit Review Scope** |  | **11** |  |
|  **Appendix B: Origination Appraisal Assessment** |  | **14** |  |
|  **Appendix C: Regulatory Compliance Review Scope** |  | **17** |  |

---

PMT Loan Trust 2025-INV7 Page \| 1 June 30, 2025

------

![LOGO](g54711g02a01.jpg)

**CLAYTON CONTACT INFORMATION** 

Client Service Management:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Chris Turk** Senior Client Service Manager

Phone: (813) 472-6509/E-mail: <u>Cturk@clayton.com</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Joe Ozment** Vice President – Client Services & Securitization

Phone: (813) 261-0733/E-mail: <u>jozment@clayton.com</u>

**OVERVIEW** 

On behalf of PennyMac Corp. ("PennyMac"), Clayton conducted an independent third-party pre-securitization due diligence review of 390 residential loans selected for the PMT Loan Trust 2025-INV7 transaction. The loans referenced in this narrative report were reviewed on a bulk basis from February 2025 to June 2025. This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton's review.

**ORIGINATORS** 

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| **Origination Channel** | **Loan Count** | **Percentage** |
|  Broker | 75 | 19.23% |
|  Correspondent Bulk | 150 | 38.46% |
|  Correspondent Flow with delegated underwriting | 94 | 24.10% |
|  Correspondent Flow without delegated underwriting | 42 | 10.77% |
|  Retail | 29 | 7.44% |
|  **Total** | **390** | **100.00%** |

---

**CLAYTON'S THIRD PARTY REVIEW ("TPR") SCOPE OF WORK** 

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, were performed in accordance with rating agency<sup>1</sup> loan level review standards in place as of the date of the review. This is referred to as a "Full Review."

<sup>1</sup> Standard and Poor's, Moody's, Fitch, Kroll, DBRS & Morningstar

PMT Loan Trust 2025-INV7 Page \| 2 June 30, 2025

------

![LOGO](g54711g02a01.jpg)

**SAMPLING** 

Upon receipt of Asset Tape, Diligence provider randomly selected 390 Purchased Mortgage loans listed thereon, excluding Wet Loans. 100% of the loans received a Full Review as described below.

Review Type Loan Counts:

---

| | | |
|:---|:---|:---|
| *Review Type* | *Loan Count*<br> *Reviewed by Clayton* | *Scope Applied* |
| **Full Review** | 390 | Clayton performed a Full Review based on the scope described below in the section titled "TPR Component Review Scope". |
| **Total Loan Population** | 390 |  |

---

**SPONSOR ACQUISITION CRITERIA** 

The loans were originated to each Seller's Guidelines and Clayton reviewed the loans to the Agency Seller Guide Loan Eligibility Requirements, ("Sponsor Acquisition Criteria"). Clayton was supplied with all of the changes to the guidelines with advance notice.

**LOAN GRADING** 

Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth waivers. The compliance exception report lists all exceptions within a loan.

Clayton's loan grading complied with the following rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Kroll and DBRS:

PMT Loan Trust 2025-INV7 Page \| 3 June 30, 2025

------

![LOGO](g54711g02a01.jpg)

![LOGO](g54711g83o32.jpg)

**TPR COMPONENT REVIEW SCOPE** 

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in loan documentation provided to Clayton.

CREDIT REVIEW

Clayton's Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to Appendix A and to the guidelines cited above):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor Acquisition
Criteria cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Analyzed asset statements in order to determine whether funds to close and reserves were within Sponsor
Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that credit scores (FICO) and credit histories were within Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Evaluated evidence of borrower's willingness and ability to repay the obligation;

PROPERTY VALUATION REVIEW

Clayton's Property Valuation scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Original Appraisal Assessment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete,
thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• For more detail on the original appraisal review scope and desk review definitions, please refer to Appendix B
and to the guidelines cited above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Value Supported Analysis

Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product.

PMT Loan Trust 2025-INV7 Page \| 4 June 30, 2025

------

![LOGO](g54711g02a01.jpg)

For loans reviewed in a post-close valuation review scenario:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On 242 loans, a CU score of 2.5 or less was evidenced in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On 132 Loans, a Desk Review was ordered by Clayton. 1 of these desk reviews did not return a supported value. 1
of these loans was in the group of loans with a CU score under 2.5.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On 14 loans, a Broker Price Opinion (BPO) was ordered by Clayton since these loans were approved as Property
Inspection Waiver (PIW) loans. 1 of these loans failed to show support for value.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On 2 loans, a 2055 Drive-By was ordered by Clayton.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On 1 loan, a second full 1004 Appraisal was in file that supported value. This loan was one of the loans which
had a CU score under 2.5.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On 3 loans, a Field Review was in file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. 1 of these loans showed support for value and was in the group of loans with a CU score under 2.5.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. 1 of these loans did not show a support for value and did not have a CU score available.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. 1 loan showed a support for value and had a CU score over 2.5.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On 1 loan, neither a CU score nor a secondary valuation to support value was available. The property address
could not be resolved in time to order a secondary product.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If a loan with a Desk Review or BPO fell outside of a -10% tolerance or
was inconclusive, then a Field Review or 2055 Drive-By was ordered.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. On 1 loan that the Desk Review did not support value within -10%, a
Field Review was ordered but did not show support of value.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. On 1 loan where the BPO did not support value, a 2055 Exterior Appraisal was ordered and showed support for
value.

REGULATORY COMPLIANCE REVIEW

Clayton's Regulatory Compliance scope of review conducted on this transaction included the elements summarized below. (For more detail, please refer to <u>Appendix C</u> and to the guidelines cited above.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed compliance with state specific consumer protection laws by testing late charge and prepayment penalty
provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Truth-in-lending/regulation Z
(TILA) testing included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Notice of Right to Cancel (Right of Rescission) adherence if applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL Disclosure Timing (3/7/3) and disclosure content;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL APR and Finance charge tolerances;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Timeliness of ARM Disclosures (if applicable);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Section 32 APR and Points and Fees Thresholds and prohibited practices;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

PMT Loan Trust 2025-INV7 Page \| 5 June 30, 2025

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![LOGO](g54711g02a01.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing
Credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed ATR/QM Ability to Repay (a/k/a Minimum Standards for Transactions): for applications on or after
1/10/2014. Clayton confirmed the loan files contain documentation to evidence the lender considered and verified the borrower's ability to Repay. This included identifying whether QM loans met agency exemptions or were underwritten in
accordance with Appendix Q. Non-QM loans were reviewed to ensure the lender documented that they considered and verified the eight (8) underwriting factors required for ATR compliance in accordance with
either their guidelines or the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The ATR/QM Rules allow the lender to exclude up to two discount points from the 3% points and fees evaluation
depending on the loan's undiscounted interest rate in relation to the APOR index rate. The ATR/QM Rule does not set the required rate reduction per discount point.

Clayton evaluated the lender's exclusion of discount points from the 3% points and fees calculation for all loans in this transaction using a [0.2%] rate reduction threshold per discount point.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prepayment Penalty restrictions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate
Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE initial disclosure timing and content;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed the file contains the final HUD1 Settlement Statement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE to HUD1 evaluation for 0% and 10% fee tolerances;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Homeownership Counseling Notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Affiliated Business Disclosure if applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans
subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to
a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created
with guidance from outside counsel.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On, June 15th, SFIG published its RMBS 3.0 TRID Compliance Review Scope <sup>©</sup> documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working
Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You
Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the
SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton applied the enhanced RMBS 3.0 TRID Compliance Review Scope to all the loans in this
transaction. <u>Compliance Review (Business Purpose, Non-Owner Occupied)</u> 

PMT Loan Trust 2025-INV7 Page \| 6 June 30, 2025

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![LOGO](g54711g02a01.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Non-Owner Occupied Scope: Most consumer protection laws are designed to
afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the
borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2
weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Cook County High Cost Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Virginia Lender and Broker Act after 6/1/2008

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Sufficiency of coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Escrow of insurance payments

**DATA INTEGRITY** 

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data received from lender/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies found during comparison are stored.

**DATA CAPTURE** 

Clayton collected data fields required to create American Securitization Forum ("ASF") data tape. The file format was provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

PMT Loan Trust 2025-INV7 Page \| 7 June 30, 2025

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![LOGO](g54711g02a01.jpg)

**DATA COMPARE RESULTS** 

Clayton provided PennyMac with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received by the sellers versus the data captured by Clayton during the loan review.

Summary of data compare results:

---

| | | |
|:---|:---|:---|
| **Field Name** | **#** | **Accuracy %** |
|  Borrower 1 Self Employed Flag | 10 | 97.44% |
|  Borrower 1 Total Income | 20 | 94.87% |
|  Borrower 2 Self Employed Flag | 2 | 99.49% |
|  Cash Reserves | 220 | 43.59% |
|  Combined LTV | 9 | 97.69% |
|  Credit Report Date | 16 | 95.90% |
|  Debt to Income Ratio (Back) | 36 | 90.77% |
|  Disbursement Date | 7 | 98.21% |
|  Loan Purpose | 8 | 97.95% |
|  Min Number | 1 | 99.74% |
|  Occupancy Type | 1 | 99.74% |
|  Original Appraisal Date | 2 | 99.49% |
|  Original Appraised Value | 1 | 99.74% |
|  Original LTV | 9 | 97.69% |
|  Origination Channel | 40 | 89.74% |
|  Property Type | 34 | 91.28% |
|  Representative Credit Score for Grading | 2 | 99.49% |
|  Sales Price | 5 | 98.72% |
|  Total Cash Out | 36 | 90.77% |
|  Total Monthly Income | 3 | 99.23% |

---

PMT Loan Trust 2025-INV7 Page \| 8 June 30, 2025

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![LOGO](g54711g02a01.jpg)

**CLAYTON DUE DILIGENCE RESULTS** 

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Initial and Final Overall Loan Grade Results** 

<u>Loan Pool (390 loans)</u>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 193 | 1 | 11 | 143 | **348** |
| **Final** | **B** |  | 3 | 17 | 8 | **28** |
| **Final** | **C** |  |  | 5 | 5 | **10** |
| **Final** | **D** |  |  |  | 4 | **4** |
| **Final** | **Total** | **193** | **4** | **33** | **160** | **390** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Initial and Final Credit Component Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 321 |  | 15 | 43 | **379** |
| **Final** | **B** |  | 2 |  | 2 | **4** |
| **Final** | **C** |  |  | 5 |  | **5** |
| **Final** | **D** |  |  |  | 2 | **2** |
| **Final** | **Total** | **321** | **2** | **20** | **47** | **390** |

---

**Initial and Final Property Valuation Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 244 |  | 3 | 125 | **372** |
| **Final** | **B** |  |  | 14 | 1 | **15** |
| **Final** | **C** |  |  |  | 1 | **1** |
| **Final** | **D** |  |  |  | 2 | **2** |
| **Final** | **Total** | **244** | **0** | **17** | **129** | **390** |

---

**Initial and Final Regulatory Compliance Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 355 | 1 | 8 | 11 | **375** |
| **Final** | **B** |  | 4 | 5 | 1 | **10** |
| **Final** | **C** |  |  | 4 | 1 | **5** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **355** | **5** | **17** | **13** | **390** |

---

PMT Loan Trust 2025-INV7 Page \| 9 June 30, 2025

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![LOGO](g54711g02a01.jpg)

**CLAYTON THIRD PARTY REPORTS DELIVERED** 

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Non-ATR QM Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. RA ATR QM Data Fields

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Standard Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Tape Compare

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Valuations Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Waived Conditions Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Narrative Report

PMT Loan Trust 2025-INV7 Page \| 10 June 30, 2025

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**APPENDIX A: CREDIT REVIEW SCOPE** 

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition
Criteria requirements including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• LTV/TLTV/HLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Credit score

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income and employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assets and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project
adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower eligibility, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Citizenship status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Non- occupant co-borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Transaction eligibility, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Maximum loan amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan purpose

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that
approved exceptions included required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during which various documents were
examined, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Uniform Residential Loan Application reviewed to determine:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial loan application was in the loan file and was signed by all borrowers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final loan application was in the loan file and was complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Information and debts disclosed on loan application aligned with related documentation in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Employment analyzed and verified through use of various documents, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verbal and/or written verifications of employments (VVOE, VOE)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• CPA letter

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Business licenses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tax transcripts (IRS Form 4506-T)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Required income documentation for all borrowers was present and within required time period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Documents did not appear to have been altered or inconsistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Signed by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Compared IRS tax transcripts to income documentation and noted any inconsistencies

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Paystubs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 1099

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• IRS documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Bank statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Lease agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Award letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and
within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verification of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Settlements statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Credit Report review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Complete copy of report was in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Report was dated within required timeframe

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• All borrowers were included in the report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Checked any fraud alerts against related loan file documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real
estate owned) for accurate debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured and utilized appropriate credit score for guideline review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title policy review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fee simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Leasehold estate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appropriate vestee(s) were listed on title policy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Amount of coverage was greater than or equal to the original principal amount of the mortgage

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Applicable title endorsements were present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the
title search; verified that each issues was addressed in the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured monthly tax payments in debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• HUD1 (Settlement Statement) review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Funds to close identified and analyzed against borrower's assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Seller contributions did not exceed maximum allowed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject property, seller and borrower aligned with other loan documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Disbursements and pay-offs included in debt ratio calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan purpose confirmed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Hazard/Flood insurance review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verified presence of required hazard insurance and flood insurance (if required)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that any required insurance was for the:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Life of loan, if flood insurance required

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that any required insurance minimum coverage amount and policy period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed for evidence that any required insurance policy premium was paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the mortgagee clause listed the lender's name and "its successors and assigns"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage Insurance review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Determined if mortgage insurance is required

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of
a copy of the mortgage or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped "true and certified copy" by the escrow/settlement agent plus recording directions on closing instruction
documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with
information in the loan file to identify and address any potential misrepresentations including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower name variations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject property ownership history

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Licensing – reviewed NMLS data for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan officer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• OFAC

**APPENDIX B: ORIGINATION APPRAISAL ASSESSMENT** 

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report used standard GSE forms, appropriate to the property type:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a
condominium unit in a PUD (attached PUD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report was reasonably complete and included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report form, certification, statement of limiting conditions and scope of work

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the subject loan transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the property type, in both land and improvements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Photos of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Location map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Exterior sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 1004MC Market Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all
material conditions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal date met supplied Sponsor Acquisition Criteria

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor
Acquisition Criteria

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B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and USPAP
based on the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title XI of FIRREA:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report,
an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the
appraiser's license included in the appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a
risk to the property or occupants

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• USPAP

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users
of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed and graded the appraisal valuation to the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraised value was reasonably supported. Utilized the following review in making value supported determination:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were located reasonably close to the subject property and if not the reason was satisfactorily
explained

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were reasonably recent in transaction date and if not the reason was furnished

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were reasonably similar to the subject property and if not an explanation was supplied

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property was complete. However, if the property was not 100% complete, then any unfinished portion had no
material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points
in making determination:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material
conditions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property usage was reviewed for zoning compliance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property utilization was reviewed to determine it was "highest and best use"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Neighborhood values were reviewed to determine if declining

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• % built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Growth rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Marketing time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Predominant occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Physical condition of the property was reviewed to determine that the property condition was average or better

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Style of property was reviewed to determine if unique property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Any health and safety issues were noted and/or remediated

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Locational and/or environmental concerns adequately addressed if present

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D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met the
client supplied eligibility requirements. Examples of ineligible property types may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 3 to 4 unit owner occupied properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 2 to 4 unit second homes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Unwarrantable or limited review condominiums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Manufactured or mobile homes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Condotel units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Unique properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Working farms, ranches or orchards

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mixed-use properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties subject to existing oil or gas leases

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties located in Hawaii Lava Zones 1 and 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA Declared
Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify
whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

F. Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The individuals performing the aforementioned original appraisal assessment are not persons providing valuations
for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal
reviews" for purposes of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that
Clayton may have reviewed valuation information for reasonableness

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the
actual value of the underlying property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and
therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

G. Desk Review definitions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clear Capital "CDA" means a written retrospective analysis of an appraisal of residential real property
relating to completeness, reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by Customer. The CDA will offer an alternative value, if deemed appropriate, based on the analysis of the competitive market as of the
effective date of the appraisal provided. The CDA will also provide an analysis of the appraisal provided, including supporting narrative and data to fully support the CDA value and outline deficiencies within
the appraisal. The CDA will also contain a Risk Score and Risk Indicators based upon the findings of the analysis for the appraisal provided to Clear Capital by Customer.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ProTeck's Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the file
completed by a licensed appraiser. The ARR validates subject and comparable data and characteristics, confirms the original appraiser's methodologies, credentials, and commentary to insure compliance with regulatory requirements and industry
accepted best practices, and flags all risk factors while also providing a final value reconciliation used to grade the loan.

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**APPENDIX C: REGULATORY COMPLIANCE REVIEW SCOPE** 

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final
Rule that became mandatory on January 1, 2010

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed
circumstance documentation within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1
correspond to the actual loan terms from the Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in
the 0% or 10% fee tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop for.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known
affiliate, confirm the disclosure was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to
the borrower within 3 days of application

**B.** **Truth in Lending Act and Regulation Z** – Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR
to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional
disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days
of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower
discussing ARM programs identified within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material
disclosures, and the loan disbursement (Section 23)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• High Cost mortgage thresholds for points and fees (Section 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• High Cost Prohibited Acts and Practices upon request (Section 33)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal
requirements (Section 35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents,
financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm
the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten
in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA
prepayment penalty restrictions (Section 43)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate
Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, SFIG published its RMBS 3.0 TRID Compliance Review Scope <sup>©</sup> documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

**C.** **FACTA** – the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;&nbsp;**Higher-Priced** |
| &nbsp;&nbsp;&nbsp;California | Maryland | New York |
| &nbsp;&nbsp;&nbsp;Connecticut | Massachusetts (subprime ARMS to first time homebuyers) | North Carolina |
| &nbsp;&nbsp;&nbsp;Maine | Minnesota | |

---

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**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;&nbsp;**State/Local High Cost** |
| &nbsp;&nbsp;&nbsp;Arkansas | Maine | Pennsylvania |
| &nbsp;&nbsp;&nbsp;California | Maryland | Rhode Island, including the Providence ordinance |
| &nbsp;&nbsp;&nbsp;Colorado | Massachusetts | South Carolina |
| &nbsp;&nbsp;&nbsp;Connecticut | Nevada | Tennessee |
| &nbsp;&nbsp;&nbsp;District of Columbia | New Jersey | Texas |
| &nbsp;&nbsp;&nbsp;Florida | New Mexico | Utah |
| &nbsp;&nbsp;&nbsp;Georgia | New York | Vermont<br> (High Rate, High Point law) |
| &nbsp;&nbsp;&nbsp;Illinois, including the Cook County and Chicago ordinances | North Carolina | Wisconsin |
| &nbsp;&nbsp;&nbsp;Indiana | Ohio, including<br> Cleveland Heights ordinance | |
| &nbsp;&nbsp;&nbsp;Kentucky | Oklahoma | |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Minnesota (Mortgage Originator and Service Licensing Act)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Puerto Rico (Office Regulation 5722)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Texas (Texas Finance Code)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;&nbsp;**Borrower's Interest** |
| &nbsp;&nbsp;&nbsp;Maine | Ohio | South Carolina |
| &nbsp;&nbsp;&nbsp;Massachusetts | Rhode Island | |

---

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**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;&nbsp;Alabama (the "Mini-code") | Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| &nbsp;&nbsp;&nbsp;Hawaii (Financial Services Loan Company Act) | Nevada (AB 440 |
| &nbsp;&nbsp;&nbsp;Idaho (Residential Mortgage Practices Act) | Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| &nbsp;&nbsp;&nbsp;Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| &nbsp;&nbsp;&nbsp;Iowa (Consumer Credit Code) | Utah (Consumer Credit Code) |
| &nbsp;&nbsp;&nbsp;Kansas (Consumer Credit Code) | Virginia (Mortgage Lender and Broker Act) |
| &nbsp;&nbsp;&nbsp;Kentucky (HB 552) | Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| &nbsp;&nbsp;&nbsp;Maryland (DLLR Regulations, Commercial Law) | West Virginia (Consumer Credit Protection Act) |
| &nbsp;&nbsp;&nbsp;Massachusetts (Attorney General regulations) | Wyoming (Residential Mortgage Practices Act) |
| &nbsp;&nbsp;&nbsp;Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

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**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.

<sup>©</sup> 2025 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC.

PMT Loan Trust 2025-INV7 Page \| 21 June 30, 2025

## Exhibit 99.2

**EXHIBIT 99.2** 

**CLAYTON CONDITIONS REPORT** 

------

---

| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2025-INV7_J15831** |
| **Conditions Report 2.0** |  |
| ***Loans in Report:*** | *390* |
| ***Loans with Conditions:*** | *198* |

---

---

| |
|:---|
| &nbsp;&nbsp;&nbsp;**33 - Total Active Conditions** |
| **21 - Material Conditions** |
| 8 - Credit Review Scope |
| 1 - Category: Application |
| 2 - Category: Assets |
| 2 - Category: Credit/Mtg History |
| 1 - Category: DTI |
| 2 - Category: Terms/Guidelines |
| 3 - Property Valuations Review Scope |
| 2 - Category: Appraisal |
| 1 - Category: Value |
| 10 - Compliance Review Scope |
| 6 - Category: Ability to Repay/Qualified Mortgage |
| 4 - Category: TILA/RESPA Integrated Disclosure |
| **12 - Non-Material Conditions** |
| 4 - Credit Review Scope |
| 1 - Category: Ability to Repay/Qualified Mortgage |
| 2 - Category: Credit/Mtg History |
| 1 - Category: DTI |
| 8 - Compliance Review Scope |
| 8 - Category: RESPA |
| &nbsp;&nbsp;&nbsp;**271 - Total Satisfied Conditions** |
| 85 - Credit Review Scope |
| 5 - Category: Application |
| 9 - Category: Assets |
| 11 - Category: Credit/Mtg History |
| 22 - Category: DTI |
| 14 - Category: Income/Employment |
| 12 - Category: Insurance |
| 4 - Category: Legal Documents |
| 1 - Category: Re-Verifications |
| 4 - Category: Terms/Guidelines |
| 3 - Category: Title |
| 150 - Property Valuations Review Scope |
| 145 - Category: Appraisal |
| 4 - Category: FEMA |
| 1 - Category: Value |
| 36 - Compliance Review Scope |
| 20 - Category: Ability to Repay/Qualified Mortgage |
| 2 - Category: Documentation |
| 2 - Category: Finance Charge Tolerance |
| 2 - Category: RESPA |
| 10 - Category: TILA/RESPA Integrated Disclosure |
| &nbsp;&nbsp;&nbsp;**3 - Total Waived Conditions** |
| 3 - Property Valuations Review Scope |
| 3 - Category: FEMA |

---

<sup>©</sup>2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

------

---

| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2025-INV7_J15831** |
| **Conditions Report 2.0** |  |
| ***Loans in Report:*** | *390* |
| ***Loans with Conditions:*** | *198* |

---

---

| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;1 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | Missing<br>Verbal<br>Verification<br>of<br>Employment<br>for<br>Co-borrower. | 6/25/2025:<br>Received<br>license<br>info from<br>lender.<br>Clayton<br>did a<br>listing<br>lookup to<br>verify<br>there is an<br>active<br>business,<br>which is<br>what is<br>required. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: 20 years as XXX <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Both clients use little credit. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Perfect credit for both clients. |
| &nbsp;&nbsp;&nbsp;1 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | No | Missing<br>Completion<br>Certificate.<br>Appraisal<br>completed<br>subject to. | 6/13/2025:<br>Received<br>1004D. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: 20 years as XXX <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Both clients use little credit. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Perfect credit for both clients. |
| &nbsp;&nbsp;&nbsp;1 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: 20 years as XXX <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Both clients use little credit. <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: Perfect credit for both clients. |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying credit score of 746 is higher than the minimum credit score of 620 <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0 X 30 X 24-housing history |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $253,147.19 (61.32 months PITIA reserves) > minimum required of $24,770.90 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 778 mid score > minimum required of 620 |
| &nbsp;&nbsp;&nbsp;4 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | No | The subject<br>appraisal was<br>completed<br>"Subject to<br>Repairs".<br>The<br>Completion<br>Certification<br>was missing<br>from the loan<br>file. | 6/16/2025:<br>Received<br>updated<br>appraisal,<br>as-is. All<br>that needs<br>done is a<br>carpet<br>cleaning. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | (No Data) |

---

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;5 | XXXXXX | XXXXXX FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $23,624.14 or 12.19 months of P&I (or PITI if required)Required (or PITI Reserves are $1924.84 x 11 = $11549.06 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV 85%, Current LTV 80% <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 12 Monthly payment history required, 43 months reported |
| &nbsp;&nbsp;&nbsp;6 | XXXXXX | XXXXXX NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 37.06% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 FICO exceeds program min allowable of 620. |
| &nbsp;&nbsp;&nbsp;7 | XXXXXX | XXXXXX AL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Insurance | Satisfied D A | CRDINSR3278 | Hazard<br>Insurance<br>documentation<br>in file is<br>incomplete | No | Missing<br>complete<br>pages of<br>Condo<br>Master<br>Hazard<br>insurance<br>including<br>amount of<br>coverage. | 6/17/2025:<br>Received<br>Condo<br>Master<br>HOI & Flood<br>Insurance. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $12,987.74 or 4.5 months PITIA. Required reserves are $5,690.00 or 2 months PITIA <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 20 years at current residence <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 is 36 years at current job. |
| &nbsp;&nbsp;&nbsp;7 | XXXXXX | XXXXXX AL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Insurance | Satisfied D A | CRDINSR865 | Missing proof<br>of flood<br>insurance in<br>File | No | Missing<br>Condo<br>HOA<br>Flood<br>insurance<br>declaration<br>page | 6/17/2025:<br>Received<br>Condo<br>Master<br>HOI & Flood<br>Insurance. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $12,987.74 or 4.5 months PITIA. Required reserves are $5,690.00 or 2 months PITIA <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 20 years at current residence <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 is 36 years at current job. |
| &nbsp;&nbsp;&nbsp;7 | XXXXXX | XXXXXX AL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Title | Satisfied D A | CRDTIL796 | Missing Title | No | Missing<br>Title<br>report | 6/17/2025:<br>Received<br>Title<br>Commitment. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $12,987.74 or 4.5 months PITIA. Required reserves are $5,690.00 or 2 months PITIA <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 20 years at current residence <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 is 36 years at current job. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA - Loan<br>subject to Ability<br>to Repay/<br>Qualified<br>Mortgage rule;<br>the loan file is<br>missing<br>documents to<br>complete the<br>ATR/QM review<br>and render an<br>accurate ATR/<br>QM status. | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>for XXX or<br>XXX t as<br>qualified with. | 6/10/2025:<br>Received<br>verification<br>no HOA. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 13 years 11 months at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 9 years 5 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 13 years 11 months in same line of work. B2 has 10 years 1 month in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 66.61% below program maximum 75.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $73,440.45 or 23.49 months of PITI. DU AUS required reserves of $27,965.31. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 29 mos. 0x30, 57 mos. 0x30 and 58 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3618 | TRID—Corrected<br>CD should have<br>been provided;<br>Change of<br>Product or<br>Product Feature<br>not disclosed at<br>least 3 business<br>days prior to<br>closing | No | Please provide<br>initial CD<br>received 3<br>days prior to<br>consummation<br>date of XXX. | 06.17.2025<br>- Initial<br>CD<br>received<br>XXX. | 06.17.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 13 years 11 months at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 9 years 5 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 13 years 11 months in same line of work. B2 has 10 years 1 month in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 66.61% below program maximum 75.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $73,440.45 or 23.49 months of PITI. DU AUS required reserves of $27,965.31. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 29 mos. 0x30, 57 mos. 0x30 and 58 mos. 0x30. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3626 | TRID—CD:<br>Loan<br>consummated<br>before end of<br>waiting<br>period | No | Please provide<br>evidence that<br>borrower<br>acknowledged<br>receipt of CD<br>3 days prior to<br>consummation<br>date of XXX. | 06.17.2025—Initial<br>CD received XXX. | 06.17.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 13 years 11 months at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 9 years 5 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 13 years 11 months in same line of work. B2 has 10 years 1 month in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 66.61% below program maximum 75.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $73,440.45 or 23.49 months of PITI. DU AUS required reserves of $27,965.31. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 29 mos. 0x30, 57 mos. 0x30 and 58 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>for XXX<br>XXX XXX or<br>XXX XXX<br>XXX | 6/10/2025:<br>Received<br>verification no<br>HOA. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 13 years 11 months at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 9 years 5 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 13 years 11 months in same line of work. B2 has 10 years 1 month in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 66.61% below program maximum 75.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $73,440.45 or 23.49 months of PITI. DU AUS required reserves of $27,965.31. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 29 mos. 0x30, 57 mos. 0x30 and 58 mos. 0x30. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;9 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>not performed.<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 780 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 31.30% DTI is below guideline maximum of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $490,563.88 exceeds reserve requirement of $39,548.24. |
| &nbsp;&nbsp;&nbsp;10 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>Valuation:<br>UCDP has no<br>score. Clayton<br>to order desk<br>review | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at the current job at 11 years <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV below guideline requirement of 75% at 71% |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Credit | Terms/<br>Guidelines | Active C | CRDTER3122 | Loan<br>documents<br>do not meet<br>guideline<br>requirements | Yes | Provide<br>verification of<br>correct subject<br>address. Note,<br>Mortgage,<br>Title,<br>Appraisal and<br>Flood Cert do<br>not match.<br>Client advised<br>borrower to<br>re-execute<br>note and mtg<br>to correct<br>property<br>address. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close reserves 37.38 PITI reserves not required <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Min 620; Fico 768 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 33%, max 50% |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Active D | PRVAAPPR3116 | Missing<br>updated<br>valuation | Yes | Missing<br>Updated<br>Valuation:<br>LCA score<br>3.7, score is<br>>2.5. Clayton<br>to order desk<br>review. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close reserves 37.38 PITI reserves not required <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Min 620; Fico 768 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 33%, max 50% |
| &nbsp;&nbsp;&nbsp;12 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Active D | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | Yes | 1. Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to verify no<br>HOA for<br>XXX XXX<br>XXX as<br>qualified<br>with.2.<br>Missing proof<br>XXX XXX<br>payment of<br>$4,490 is PITI<br>as qualified<br>with. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 75.00% below program maximum 85.00%. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 8 years 7 months at current job. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 24 mos. 0x30, 9 mos. 0x30 and 3 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $562,202.22 or 225.60 months of PITI. DU AUS required reserves of $26,005.28. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | XXXXXX | MO (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU/LCA returned no<br>score. Clayton to order<br>Desk Review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 38.88% DTI is < Max Guidelines DTI 45% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 778 qualifying score is 10+ points > min requirement 620 |
| &nbsp;&nbsp;&nbsp;14 | XXXXXX | XXXXXX | AZ (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing borrower<br>letter of explanation or<br>other satisfactory<br>documentation to<br>support no HOA<br>expense for XXX as<br>qualified with. | 6/10/2025:<br>Received<br>REO info<br>for XXX<br>Clayton<br>looked up<br>XXX and<br>verified no<br>HOA in<br>XXX. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 7 years at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 9 year 7 months at current residence. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 15 years 6 months at current job. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 85.00%. |
| &nbsp;&nbsp;&nbsp;15 | XXXXXX | XXXXXX | CO (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 38.77% DTI is below guideline maximum of 45.41%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $374,100 exceeds reserve requirement of $38,045.35. |
| &nbsp;&nbsp;&nbsp;16 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Insurance | Satisfied C A | CRDINSR289 | Insufficient<br>Hazard<br>Insurance<br>Coverage | No | Dwelling coverage:<br>$XXX (not guaranteed<br>replacement)Minimum<br>required dwelling<br>coverage:<br>$XXX\*Replacement<br>Cost Estimate not<br>provided in the state<br>of Florida | 6/17/2025:<br>Received<br>verification<br>of GRC. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $62,588.16 (11.04 months PITIA reserves) > minimum required reserves of $34,530.08. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 782 mid score > minimum required of 620 <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Negligible use of available revolving credit @1% |
| &nbsp;&nbsp;&nbsp;16 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is: N/A.<br>Clayton to order desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $62,588.16 (11.04 months PITIA reserves) > minimum required reserves of $34,530.08. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 782 mid score > minimum required of 620 <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Negligible use of available revolving credit @1% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;17 | XXXXXX | XXXXXX | MA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 768 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 19% revolving credit utilization. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 27.55% DTI is below program max allowable of 45%. |
| &nbsp;&nbsp;&nbsp;18 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $648,512.52 or 132.59 months. Required reserves are $9,782.86 or 2 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 794. Guideline minimum 620 <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Borrower has been in current job 8 years 8 months. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 28.13%. Guideline Max 45% |
| &nbsp;&nbsp;&nbsp;19 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Min 620; Borrower Median 809 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 2.86% / 24.49% |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 811, minimum required is 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $34,607.72 in verified post close reserves, or 12.53 months PITI. Minimum required is $21,624.99 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been employed with XXX for 10.6 years |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;21 | XXXXXX | XXXXXX GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI max is 50%; loan is at 39% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: minimum FICO is 620; borrower has a 786 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: borrower has reserves in excess of required |
| &nbsp;&nbsp;&nbsp;22 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | Missing<br>Verbal<br>verification<br>of self-<br>employment. | 6/17/2025:<br>Received<br>VVOE<br>dated<br>XXX. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 701, Minimum FICO is 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of credit with credit usage ratio of 15.32%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $922,324.47. LP requires $27,013.50. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below the maximum allowable of 85%. |
| &nbsp;&nbsp;&nbsp;22 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA (or<br>CU) score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 701, Minimum FICO is 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of credit with credit usage ratio of 15.32%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $922,324.47. LP requires $27,013.50. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below the maximum allowable of 85%. |
| &nbsp;&nbsp;&nbsp;23 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 12 years 4 months at current job. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 5 years at current residence. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 10 years 11 months at current job. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 24 mos. 0x30, 22 mos. 0x30, and 30 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $31,192.26 exceed required reserves $18,553.62. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;24 | XXXXXX | XXXXXX | OH | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>property<br>valuation.<br>UCDP 3.0 | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 4.42yrs tenure with current employer <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has 27.75yrs tenure with current employer <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 761 median score, >99mths mortgage payment history |
| &nbsp;&nbsp;&nbsp;25 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO | 6/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: 10 years in same profession <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0 x 30 in 49 months |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | There is no<br>CU UCDP<br>in the file to<br>verify score<br>2.5 or less.<br>Clayton to<br>order Desk<br>Review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $41,513.90 months of PITI, Required PITI Reserves $14,917.01. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 800 median FICO. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;27 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>non-UAD.<br>Clayton to<br>order Desk<br>Review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance<br>(-3.28%). | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 34.26 is below guideline requirement. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 755 exceeds guidelines. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage payment history of 0 x 30 x 24 mo. exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;28 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation;<br>Clayton to<br>order Desk<br>Review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max dti 50%; DTI 31% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Min 620- Borrower fico 783 |
| &nbsp;&nbsp;&nbsp;29 | XXXXXX | XXXXXX | RI | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>Unavailable,<br>Collateral<br>XXX Not<br>Eligible.<br>Clayton to<br>order desk<br>review | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 777, minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $141,508.44 or 26.11 months of PITI. Required reserves $32,515.44 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;30 | XXXXXX | XXXXXX | MT (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification of<br>some or all<br>components<br>of<br>non-subject<br>PITI | No | Missing PITI<br>verification of<br>retained<br>primary<br>residence<br>XXX | 6/19/2025:<br>REO is<br>land.<br>Borrower<br>LOX, no<br>HOI or<br>HOA.<br>Received<br>tax info. | 6/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit Score exceeds min 620; fico 740 median <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves required: 0. Reserves verified 22 months PITI |
| &nbsp;&nbsp;&nbsp;30 | XXXXXX | XXXXXX | MT (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Re-Verifications | Satisfied D A | CRDRVRFC2512 | Missing<br>independent<br>re-verification<br>of<br>employment | No | Missing<br>re-verification<br>of<br>employment<br>for<br>co-borrower <br>XXX | 6/16/2025:<br>Received<br>active<br>status as<br>of XXX. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit Score exceeds min 620; fico 740 median <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves required: 0. Reserves verified 22 months PITI |
| &nbsp;&nbsp;&nbsp;30 | XXXXXX | XXXXXX | MT (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA returned<br>no score.<br>Clayton to<br>order Desk<br>Review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit Score exceeds min 620; fico 740 median <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves required: 0. Reserves verified 22 months PITI |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | XXXXXX | GA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 10 years in same line of work. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 10 years at current residence. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 70.00% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves $49,881.51 exceeds required reserves $33,103.54. |
| &nbsp;&nbsp;&nbsp;32 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job of 11 years and 2 months <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV below guidelines requirement of 85% with an LTV of 72.22% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score exceeds guidelines of 620, verified score of 797 |
| &nbsp;&nbsp;&nbsp;33 | XXXXXX | XXXXXX | OR (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job with 12.3 years. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has significant time at current job with 9.7 years. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit history exceeds guidelines with no late payments reporting for the past 10 years or more. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;34 | XXXXXX | XXXXXX | CO (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying credit score of 794 exceeds the minimum credit sore of 620 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower has maintained a lifetime 0 x 30 mortgage payment history. <br>CFCFS3840: Borrower has experience in excess of JCF minimum <br>- Clayton Comments: Borrower is an experienced investor with more than three current rentals. |
| &nbsp;&nbsp;&nbsp;35 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $105,432.75 or 31.81 months of P&I. Reserves required are $41,657.38 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 813, minimum required 620 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Both borrowers have been XXX for 8 years |
| &nbsp;&nbsp;&nbsp;36 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $24,283.27 exceeds guidelines. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 796 exceeds guidelines. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 37.46 is below guideline requirement. |
| &nbsp;&nbsp;&nbsp;37 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>evidence<br>of the<br>taxes for<br>the<br>primary<br>residence. | 6/17/2025:<br>Received<br>tax info. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $388,182.88 or 169.81 months PITI. Required reserves are $18,336.18 or 7.3 months PITI. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 804. Guideline minimum 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Employed 6 years 5 months. |
| &nbsp;&nbsp;&nbsp;37 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA<br>score is<br>not<br>provided.<br>Clayton to<br>order desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $388,182.88 or 169.81 months PITI. Required reserves are $18,336.18 or 7.3 months PITI. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 804. Guideline minimum 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Employed 6 years 5 months. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;38 | XXXXXX | XXXXXX | DE (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | 1. Missing<br>verification of<br>PITI expense<br>for XXX to<br>support<br>$2,147.23<br>used to<br>qualify. Only<br>HOA expense<br>of<br>$152.49/mo.<br>verified in<br>file.2. Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA for<br>XXX as<br>qualified with. | 6/19/2025:<br>Received<br>verification<br>no HOA<br>for XXX<br>and<br>received<br>taxes for<br>XXX. | 6/19/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1/B2 have been at current residence 6 years. B3/B4 have been at current residence 18 years. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B3 has 28 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,618,324.59 or 433.63 months of PITI. DU AUS required reserves of $66,445.95. |
| &nbsp;&nbsp;&nbsp;38 | XXXXXX | XXXXXX | DE (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Insurance | Satisfied C A | CRDINSR5351 | Insurance<br>Effective<br>date is<br>greater than<br>the<br>transaction<br>date | No | Missing<br>evidence of<br>hazard<br>insurance in<br>effect at time<br>of closing.<br>Insurance<br>effective date<br>3/28/2025<br>with note date<br>XXX and<br>disbursement<br>date XXX. | 6/25/2025:<br>Received<br>lender<br>Affidavit -<br>no claims<br>from XXX<br>to<br>3/28/2025. | 6/25/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1/B2 have been at current residence 6 years. B3/B4 have been at current residence 18 years. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B3 has 28 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,618,324.59 or 433.63 months of PITI. DU AUS required reserves of $66,445.95. |
| &nbsp;&nbsp;&nbsp;38 | XXXXXX | XXXXXX | DE (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Insurance | Satisfied C A | CRDINSR5352 | Flood<br>Effective<br>date is<br>greater than<br>the<br>transaction<br>date | No | Missing<br>evidence of<br>flood<br>insurance in<br>effect at time<br>of closing.<br>Insurance<br>effective date<br>3/28/2025<br>with note date<br>XXX and<br>disbursement<br>date XXX | 6/25/2025:<br>Received<br>lender<br>Affidavit -<br>no claims<br>from XXX<br>to<br>3/28/2025. | 6/25/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1/B2 have been at current residence 6 years. B3/B4 have been at current residence 18 years. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B3 has 28 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,618,324.59 or 433.63 months of PITI. DU AUS required reserves of $66,445.95. |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | XXXXXX | WA (No<br>Data) | ATR/<br>QM:<br>Exempt C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO | 6/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 6/11/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Max LTV 75% - Loan is 70% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max DTI is 50% - Loan DTI is 27.45% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: minimum credit score 620; borrower has 792 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt C B A | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Public) | No | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Public) | 6/6/2025:<br>Client<br>acknowledges<br>for public<br>assistance<br>only. | 6/6/2025:<br>Exception<br>waived. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Max LTV 75% - Loan is 70% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max DTI is 50% - Loan DTI is 27.45% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: minimum credit score 620; borrower has 792 |
| &nbsp;&nbsp;&nbsp;40 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>>2.5.<br>Clayton to<br>order<br>deskreview.<br>(4.5) | 6.17.25 Desk<br>review<br>received<br>value<br>supported. | 6.17.25<br>Exception<br>Satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 789. Guideline minimum 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 35.48% is less than the guideline maximum of 45% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $174,993.12 or 66.7 months. Required reserves are $19,364.24 or 7.38 months. |
| &nbsp;&nbsp;&nbsp;41 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 772 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $497,084.83 exceeds reserve requirement of $22,243.74. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at current residence for 8 years and 8 months. |
| &nbsp;&nbsp;&nbsp;42 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 764 qualifying score exceeds guideline requirements <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has stable employment being XXX in the same field for the past 15+ years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $245,143.33 reserves in file or 47.54 months PITI > required guidelines |
| &nbsp;&nbsp;&nbsp;43 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with the same employer for 10 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $579,859.58 or 152.41 months PITI. Reserves are $22,840.07 or 6 months PITI <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: DTI is 19.98%, max allowed per G/L is 45% |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is > 2.5<br>(3.5).<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Coborrower has been XXX for 12 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $297,114 exceed guideline of $63,068. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 15% below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;45 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Assets | Satisfied C A | CRDAST3078 | Insufficient

# of months<br>cash<br>reserves for<br>PITI per<br>guideline<br>requirements | No | Loan was<br>submitted<br>with<br>$265,816.85<br>in<br>retirement<br>accounts<br>and the<br>document<br>was not<br>located in<br>file. Lender<br>to provide<br>retirement<br>statement<br>required to<br>meet<br>minimum<br>reserve<br>requirement<br>of<br>$43,779.80. | 6/26/2025:<br>Received<br>12/31/2024<br>401K.<br>Loan<br>closed<br>XXX, so<br>3/31 stmnt<br>may not<br>have been<br>available. | 6/26/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | (No Data) |
| &nbsp;&nbsp;&nbsp;46 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>No LCA<br>score<br>provided.<br>Clayton to<br>order desk<br>review. | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 718. Guideline minimum 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been employed 25 years 3 months. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrower has 0 x 30 for 27 months. |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Application | Satisfied D A | CRDAPP4625 | The orig file<br>does not<br>contain a<br>third party<br>fraud report | No | The loan<br>file was<br>missing a<br>fraud report<br>and/or<br>evidence<br>that OFAC<br>was<br>checked. | 6/17/2025:<br>Received<br>clear<br>OFAC. | 6/17/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Subject loan LTV of 75% is below max LTV of 85%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets/Reserves are $489,058. DU Required $175,691. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrower has over 20 lines of mortgage history with no lates. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 783 Credit Score. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;48 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 6/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 6/11/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 731 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $17,959.61 or 3.65 months of PITIA exceeds DU required amount of $6,006.42. |
| &nbsp;&nbsp;&nbsp;49 | XXXXXX | XXXXXX | SC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score ><br>2.5, clayton<br>to order<br>CDA. | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower fico 735 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $51,440.03 which = Reserves are $3,128.08 = 16 months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not<br>meet<br>guidelines | No | Missing<br>complete<br>income<br>documentation,<br>per AUS:<br>Provide either<br>2024 W2 or<br>full written<br>VOE. The<br>W2s in the file<br>are blank. | 6/10/2025:<br>Received<br>complete<br>2024/2023<br>W2s. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has occupied primary residence for 16 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 18 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 mid score > minimum required of 620 <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Current primary: 0x30 x50 months <br>CFCFS2860: Good credit history <br>- Clayton Comments: Consumer debt: 0x30 x greater than 99 months <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Negligible use of available revolving credit @ 5.05% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $630,435.47 (242.85 months PITIA reserves) > minimum required of $13,153.98 |
| &nbsp;&nbsp;&nbsp;51 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 15 years at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 19 years 6 months in same line of work. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 41 mos. 0x30. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrowers have low use of consumer credit. Credit line usage 2.25%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $680,776.85 or 106.47 months of PITI. DU AUS required reserves of $38,364.36. |
| &nbsp;&nbsp;&nbsp;52 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1 has owned subject 10.83 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 726 median FICO. Minimum required 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;53 | XXXXXX | XXXXXX | MA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $58,906.88 15.29 months of PITIA Required PITI Reserves are $3853.00 x 7.37 $28,403.35 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 12 Months history required, credit reports 34 month s <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: borrower has been XXX for over 10 years |
| &nbsp;&nbsp;&nbsp;54 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score ><br>2.5 -<br>Clayton to<br>order desk<br>review | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are$131,994.93 or 48 months PITI. Required reserves by AUS $20,385.95 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 27.12% is below DTI 45% |
| &nbsp;&nbsp;&nbsp;55 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO | 6/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 785 exceeds the minimum of 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 38.06% is below the maximum of 45% <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 67.68% is below the maximum of 75% <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 28 years at current employer |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Missing<br>verification<br>of XXX<br>payment of<br>$25.00 as<br>reported on<br>Final 1003.<br>CBR does<br>not report<br>payment/<br>balance for<br>XXX. | 6/17/2025:<br>Received<br>credit<br>report<br>showing<br>payment. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 15 years 3 months at current job. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Reviewer calculated total earnings $24,548.21 however only $18,680.74 used to qualify. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 85.00%. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has low use of consumer credit. Credit line usage 1.51%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $235,258.75 or 48.78 months of PITI. LP AUS required reserves of $32,818.02. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>LCA<br>score ><br>2.5. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 15 years 3 months at current job. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Reviewer calculated total earnings $24,548.21 however only $18,680.74 used to qualify. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 85.00%. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has low use of consumer credit. Credit line usage 1.51%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $235,258.75 or 48.78 months of PITI. LP AUS required reserves of $32,818.02. |
| &nbsp;&nbsp;&nbsp;57 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP<br>reflects<br>no CU<br>score .<br>Clayton<br>to order<br>desk<br>review | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been XXX for 30 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $127,048.35 or 42.13 months of PITI. Reserves required $18,093.50 or 6 months PITI <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI is 23.04%, max allowed per G/L is 45% |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | Missing<br>Verbal<br>VOE. | 6/17/2025:<br>Received<br>VVOE<br>XXX,<br>meeting<br>thirty<br>days. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 740 > 120 points above guideline program minimum of 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 74.18% LTV for Subject Property is below guideline max LTV of 90% <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 30 years and 3 months. |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Clayton<br>to Order<br>CDA to<br>Support<br>value of<br>$XXX.<br>CU score<br>is 2.6 | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 740 > 120 points above guideline program minimum of 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 74.18% LTV for Subject Property is below guideline max LTV of 90% <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 30 years and 3 months. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is missing<br>documents to<br>complete the<br>ATR/QM<br>review and<br>render an<br>accurate<br>ATR/QM<br>status. | No | Missing credit<br>report ID<br>XXX<br>associated to<br>XXX XXX.<br>Provide for<br>review. | 6/25/2025:<br>Received<br>credit report. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 7 years 4 months at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 25 years in same line of work. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 24 years 7 months at current job. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 90.00%. |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Credit/<br>Mtg<br>History | Satisfied D A | CRDCRMH189 | Missing credit<br>report | No | Missing credit<br>report ID<br>XXX<br>associated to<br>XXX XXX.<br>Provide for<br>review. | 6/25/2025:<br>Received<br>credit report. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 7 years 4 months at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 25 years in same line of work. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 24 years 7 months at current job. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 90.00%. |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | XXXXXX FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Min 620; Fico 728 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Excellent mortgage payment history 0 x 30 x 48 months |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination.<br>Clayton<br>verified Safe<br>Harbor<br>APOR.<br>Lender<br>verified ATR<br>Exempt. | 6/17/2025:<br>Received SH<br>determination. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 9 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 747 > is above guideline minimum credit score 620. |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU score<br>- Clayton to<br>order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 9 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 747 > is above guideline minimum credit score 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;62 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Clayton<br>verified<br>Non-QM<br>due to fees<br>exceeding<br>3%.<br>Lender<br>verified<br>Safe<br>Harbor per<br>latest<br>XXX<br>Report<br>3/19/2025. | 06.17.2025 -<br>Undiscounted<br>rate provided. | 06.17.2025<br>-<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1 has occupied the primary residence for 20 years 3 months. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been with the employer for 8 years 6 months. |
| &nbsp;&nbsp;&nbsp;62 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Points and<br>Fees total<br>5.187%<br>which<br>exceeds<br>the<br>guidelines. | 06.17.2025 -<br>Undiscounted<br>rate provided. | 06.17.2025<br>-<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1 has occupied the primary residence for 20 years 3 months. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been with the employer for 8 years 6 months. |
| &nbsp;&nbsp;&nbsp;62 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation<br>CU score><br>than 2.5.<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1 has occupied the primary residence for 20 years 3 months. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been with the employer for 8 years 6 months. |
| &nbsp;&nbsp;&nbsp;63 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Insurance | Satisfied D A | CRDINSR3278 | Hazard<br>Insurance<br>documentation<br>in file is<br>incomplete | No | Missing<br>new HO6<br>policy.<br>Dec page<br>in file for<br>prior year<br>policy<br>expired<br>10/12/24<br>with<br>payment<br>of<br>$495.00.<br>Loan<br>qualified<br>with<br>$554.05<br>HOI<br>payment. | 6/23/2025:<br>Received<br>H06 policy<br>renewal. | 6/23/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 38.70 is below guideline requirement <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $27,392.02 exceed guidelines. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 803 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;64 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>CU score,<br>clayton to<br>order<br>CDA. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 797 mid score > minimum required of 620 <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal usage of available revolving credit @ 11% <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Current primary: 0x30 x56 months Current subject: 0x30 x30 months <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $77,107.08 (56.79 months PITIA reserves) > minimum reserves required of $10,347.48 |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCPD<br>Score 2.8,<br>Clayton to<br>order desk<br>review | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower fico median 700 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Good mortgage history; 0 x 30 x 48 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;66 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination.<br>Fees charged<br>$16,330.38 or<br>3.356%<br>exceeds max<br>allowed of<br>$14,596.92 or<br>3.0% by<br>$1,733.46. | 6/17/2025:<br>Received<br>verification<br>of bonafide<br>fee. Loan<br>is SH. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $20,002.04 or 5.36 months of PITIA exceeds DU required amount of $7,439.44. |
| &nbsp;&nbsp;&nbsp;66 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination.<br>Fees charged<br>$16,330.38 or<br>3.356%<br>exceeds max<br>allowed of<br>$14,596.92 or<br>3.0% by<br>$1,733.46. | 6/17/2025:<br>Received<br>verification<br>of bonafide<br>fee. Loan<br>is SH. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $20,002.04 or 5.36 months of PITIA exceeds DU required amount of $7,439.44. |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification of<br>some or all<br>components<br>of non-subject<br>PITI | No | 1. Missing<br>proof of HOA<br>expense for<br>XXX to<br>support<br>$89.00 used to<br>qualify.2.<br>Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>for XXX and<br>XXX as<br>qualified with. | 6/25/2025:<br>Received<br>HOA on<br>all REOs. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 9 years 7 months at current job. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 46.92% below program maximum 75.00%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 22 mos. 0x30, 10 mos. 0x30, and 36 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $83,778.89 or 40.64months of PITI. DU AUS required reserves of $21,068.10. |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>Missing<br>UCDP's,<br>unable to<br>determine if<br>CU score 2.5<br>or <. | 6/13/2025:<br>Received<br>CDA not<br>supporting<br>value.<br>Exception<br>XXX has<br>been<br>added. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 9 years 7 months at current job. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 46.92% below program maximum 75.00%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 22 mos. 0x30, 10 mos. 0x30, and 36 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $83,778.89 or 40.64months of PITI. DU AUS required reserves of $21,068.10. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | XXXXXX | AZ | (No Data) | ATR/QM:<br>Exempt D C A | Property<br>Valuations | Value | Active C | PRVAVALU5249 | Property<br>Value Not<br>Supported | Yes | 6/16/2025:<br>Exception<br>added<br>after<br>review of<br>trailing<br>docs:<br>CDA is<br>below<br>value by<br>12.8%.<br>Clayton to<br>order<br>Desk<br>Review. | 6/25/2025:<br>Received Field<br>Review supporting<br>$XXX value,<br>12.82% below<br>appraised value. | 6/25/2025:<br>Exception<br>remains. | Not<br>Applicable | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 9 years 7 months at current job. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 46.92% below program maximum 75.00%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 22 mos. 0x30, 10 mos. 0x30, and 36 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $83,778.89 or 40.64months of PITI. DU AUS required reserves of $21,068.10. |
| &nbsp;&nbsp;&nbsp;68 | XXXXXX | XXXXXX | GA | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No<br>FNMA<br>CU Score<br>in the file.<br>Clayton to<br>order<br>Desk<br>Review. | 6/16/2025: CDA<br>provided supports<br>appraised value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 10.83yrs tenure with current employer <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 132 consecutive months mortgage payment history exceeds lender 24 month guidelines. |
| &nbsp;&nbsp;&nbsp;69 | XXXXXX | XXXXXX | CA | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order<br>BPO. | 6/12/2025:<br>Received BPO<br>supporting value. | 6/12/2025:<br>Exception<br>satisfifed. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 792 mid score > minimum required of 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets are $110,039 Required funds to close are $4,071.68. Remaining reserves $105,967 (20 months PITA) > minimum required reserves of $0.00 |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | XXXXXX | GA | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>verified<br>Safe<br>Harbor.<br>Clayton<br>verified<br>RP due to<br>fees<br>exceeding<br>max<br>allowed. | 06.25.2025—The<br>issue is Benchmark<br>Term is 240 with a<br>Benchmark date of<br>XXX. Test APR<br>8.148, benchmark<br>rate 6.340, Variance<br>of 1.808 and Rate<br>spread trigger is<br>1.5000%.Violates<br>QM and TIL higher<br>Priced covered<br>threshold.6/30/2025:<br>Lender provided<br>preclose verification<br>of QMRP. | 06.25.2025-<br>Exception<br>remains<br>6/30/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $25,758.83 or 8.54 months of P&I. Required reserves are $16,162.85 or 6 months PITI <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with the same employer for 6 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 693, minimum required is 620 |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | XXXXXX | GA | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is >2.5,<br>desk<br>review<br>will be<br>ordered by<br>Clayton | 6/16/2025: CDA<br>provided supports<br>appraised value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $25,758.83 or 8.54 months of P&I. Required reserves are $16,162.85 or 6 months PITI <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with the same employer for 6 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 693, minimum required is 620 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>LCA score ><br>2.5. | 6/16/2025: CDA<br>provided supports<br>appraised value. | 6/16/2025: Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 7 years 6 months at current residence. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 10 years 3 mos. at current job. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 68.81% below program maximum 75.00%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 36 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $85,215.71 or 39.04 months of PITI. LP AUS required reserves of $26,796.72. |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | Documentation | Satisfied D B | CMPDOC3280 | One or more<br>Applications<br>in file are<br>incomplete | No | Missing<br>1003<br>reflecting<br>the correct<br>primary<br>residence<br>address.<br>Final 1003<br>states<br>borrower<br>occupying<br>the subject<br>property that<br>is an<br>investment<br>property. | 6/25/2025:<br>Received corrected<br>Final 1003. | 6/25/2025: Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been on current job for 21 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: cash reserves $18798.52, DU required $12169.81 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 771 exceeds the minimum of 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 35.30% is below the maximum of 45% |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | Finance<br>Charge<br>Tolerance | Satisfied C B | CMPFINT106 | Finance<br>charge<br>understated<br>by more<br>than $100<br>(Pmt<br>Stream) | No | Finance<br>charge<br>understated<br>by $450.<br>Condition is<br>pending<br>receiving<br>cure via<br>refund of the<br>amount of<br>the under<br>disclosure,<br>LOX,<br>corrected<br>PCCD<br>reflecting<br>cure. | 03.17.2025—LOX,<br>PCCD, proof of<br>delivery and<br>refund for $450<br>received. | 03.17.2025 - Exception<br>satisfied | (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been on current job for 21 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: cash reserves $18798.52, DU required $12169.81 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 771 exceeds the minimum of 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 35.30% is below the maximum of 45% |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | Finance<br>Charge<br>Tolerance | Satisfied C B | CMPFINT4372 | TILA/<br>TRID-<br>Disclosed<br>Amount<br>Financed is<br>higher than<br>Clayton's<br>calculated<br>Amount<br>Financed | No | CD: XXX-1<br>[Last CD],<br>Section:<br>Loan<br>Calculations,<br>Field:<br>Amount<br>Financed,<br>Value:<br>$XXX,<br>Clayton<br>calculation<br>$XXX, a<br>difference of<br>$450.00. | 03.17.2025—LOX,<br>PCCD, proof of<br>delivery and<br>refund for $450<br>received. | 03.17.2025—Exception<br>satisfied | Numeric | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been on current job for 21 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: cash reserves $18798.52, DU required $12169.81 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 771 exceeds the minimum of 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 35.30% is below the maximum of 45% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | RESPA | Active B | CMPRESPA2698 | RESPA—List<br>of<br>homeowners<br>counseling<br>organizations<br>not in file | No | Missing List<br>of<br>homeowners<br>counseling<br>organizations | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been on current job for 21 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: cash reserves $18798.52, DU required $12169.81 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 771 exceeds the minimum of 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 35.30% is below the maximum of 45% |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>Affiliate<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been on current job for 21 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: cash reserves $18798.52, DU required $12169.81 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 771 exceeds the minimum of 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 35.30% is below the maximum of 45% |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA858 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Individual &<br>Public) | No | FEMA<br>Declaration<br>for XXX<br>XXX XXX<br>and appraisal<br>dated XXX.<br>PDI to be<br>ordered by<br>Clayton | 2/27/2025:<br>Received<br>clear PDI<br>report. | 2/27/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been on current job for 21 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: cash reserves $18798.52, DU required $12169.81 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 771 exceeds the minimum of 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 35.30% is below the maximum of 45% |
| &nbsp;&nbsp;&nbsp;73 | XXXXXX | XXXXXX IN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>Affiliate<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves exceed guidelines, 171 months <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 805 exceeds guidelines |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | XXXXXX IN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves exceed guidelines <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned the primary residence 5 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 805 exceeds guidelines |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;75 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | No | Missing<br>Completion Cert<br>1004D or Other<br>Certification<br>reflecting<br>completion of<br>landscaping,<br>fencing and<br>sprinklers. | 5/21/2025:<br>Received<br>1004D -<br>100%<br>complete. | 5/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $44,863.79 reserves in file or 14.32 months PITI > required guidelines <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower 2 has owned primary / current residence for 8+ years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 801 qualifying score exceeds AUS requirements |
| &nbsp;&nbsp;&nbsp;75 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing updated<br>valuation: LCA<br>is not scored.<br>Clayton to order<br>desk review. | 4/3/2025:<br>Received<br>desk<br>review<br>supporting<br>value. | 4/4/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $44,863.79 reserves in file or 14.32 months PITI > required guidelines <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower 2 has owned primary / current residence for 8+ years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 801 qualifying score exceeds AUS requirements |
| &nbsp;&nbsp;&nbsp;76 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing Credit<br>Supplement or<br>Mortgage<br>Statement for<br>XXX Mortgage<br>on XXX with<br>$2542.03<br>payment. | 3/3/2025:<br>Received<br>HOI and<br>Tax info.<br>Still need<br>XXX<br>Mortgage<br>statement<br>and<br>history of<br>payment.<br>6/25/2025:<br>Received<br>docs to<br>show<br>there is no<br>lien on<br>REO. | 3/4/2025:<br>Exception<br>remains.6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $28,643.46Required requires $21,173.46. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 34 months with 0x30 Mortgage payment history exceeds guidelines of 12 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 783 > 163 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;76 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP Does not<br>reflect an LCA<br>score—Clayton<br>to order desk<br>review. | 3/7/2025:<br>Received<br>desk<br>review<br>supporting<br>value. | 3/7/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $28,643.46Required requires $21,173.46. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 34 months with 0x30 Mortgage payment history exceeds guidelines of 12 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 783 > 163 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Clayton to<br>Order CDA to<br>Support value of<br>$XXX. LCA<br>score is 4.0 | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 7% LTV for Subject Property is below guideline max LTV of 85% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 714 > 94 points above guideline program minimum of 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 5 years and 6 months. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 43.53% DTI below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;78 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | No | Updated AUS<br>required to<br>update property<br>type from<br>Detached to<br>Detached PUD.<br>AUS<br>recommendation<br>must remain<br>Approve/<br>Eligible | 6/18/2025:<br>Received<br>updated<br>AUS with<br>correct<br>property<br>type. | 6/18/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 6 years 3 months at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 7 years 10 months at current job. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 26 mos. 0x30 and 10 mos. 0x30. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has low use of consumer credit. Credit line usage ratio 4.5%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,480,269.43 or 411.61 months of PITI. DU AUS required reserves of $21,916.00. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to<br>complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Provide 2023 W2<br>for XXX | 5/21/2025:<br>Received<br>2023 W2. | 5/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: 0x30 reported <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified $40,101.03 post closing reserves.DU Requires $24,462.69. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30 reported |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | DTI | Active B | CRDDTI105 | Debt Ratio<br>Exception<br>5% or Less | No | 3/31/2025:<br>Exception fired<br>after review of<br>trailing docs.<br>Based on<br>CRDDTI187:<br>Received Final<br>CD for XXX<br>REO. DTI is now<br>49.24%, 4%<br>higher than<br>lender. Lender to<br>re-run AUS and<br>receive approval<br>with higher DTI. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: 0x30 reported <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified $40,101.03 post closing reserves.DU Requires $24,462.69. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30 reported |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | DTI | Satisfied C A | CRDDTI187 | Debt Ratio<br>> 50% | No | Lender verified<br>45.24% DTI.<br>Clayton verified<br>51.45% DTI.<br>Lender income<br>total is<br>$26,778.83/month<br>with $12,114.96<br>total monthly<br>debt. Clayton<br>income verified<br>$29,395.96/month<br>with $15,125.35<br>total monthly<br>debt. Clayton<br>income:<br>$3,985.67/mo net<br>XXX & XXX;<br>$22,216.58/mo<br>net SXXX &<br>XXX;<br>$3,193.71/mo net<br>XXX. Also, the<br>REO XXX has a<br>XXX CD in the<br>file verifying<br>$4,007.90 PITIA.<br>Final 1003 shows<br>$3,548.51.<br>Lender to update<br>DU to higher DTI<br>and received<br>Approve/Eligible<br>grade. | 3/27/2025:<br>Received<br>Final CD<br>for XXX.<br>PITI is<br>$3,356.23.<br>DTI is<br>now<br>49.24%. | 3/31/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: 0x30 reported <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified $40,101.03 post closing reserves.DU Requires $24,462.69. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30 reported |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not<br>meet<br>guidelines | No | Provide 2023 W2<br>for XXX | 5/21/2025:<br>Received<br>2023 W2. | 5/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: 0x30 reported <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified $40,101.03 post closing reserves.DU Requires $24,462.69. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30 reported |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score 5.0.<br>Clayton to order<br>Desk Review. | 4/4/2025:<br>Received<br>desk<br>review<br>supporting<br>value. | 4/4/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history <br>- Clayton Comments: 0x30 reported <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified $40,101.03 post closing reserves.DU Requires $24,462.69. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30 reported |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to<br>complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Provide 2023<br>W2s for both<br>borrowers for<br>XXX. and XXX | 5/21/2025:<br>Received<br>2023 W2. | 5/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 15 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has lived at current residence for the past: 21 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower Representative Score: 753 |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied B A | CRDDTI105 | Debt Ratio<br>Exception<br>5% or Less | No | Provide updated<br>AUS with<br>Approve/Eligible<br>AUS grade with<br>DTI of 46.78%<br>verified in<br>review. Lender<br>verified 45.24%.<br>Clayton verified<br>$26,034.79/month<br>income for<br>B1($25,024.75 +<br>$1,010.04) and<br>$7,010.04/month<br>for B2. Total<br>credit debt<br>verified<br>$15,458.34. | 5/21/2025:<br>Received<br>REO docs<br>for<br>Primary.<br>Verified<br>lower<br>payment<br>to include<br>PITI and<br>HOA.<br>DTI is<br>now<br>44.17% | 5/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 15 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has lived at current residence for the past: 21 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower Representative Score: 753 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Provide<br>2023 W2s<br>for both<br>borrowers<br>for XXX<br>and XXX | 5/21/2025:<br>Received<br>2023 W2. | 5/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 15 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has lived at current residence for the past: 21 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower Representative Score: 753 |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation<br>CU Score ><br>2.5. Clayton<br>to order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been self-employed for 17 years 9 months. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: B2: XXX Schedule C: $11,827.00/12 = $985.58; however, this income was not used to qualify for the mortgage. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Assets: $134,296.32—$78,451.42 required reserves = $55,844.90/$14,431.85 PITIA on all properties owned = 3.87 additional months reserves on all properties. |
| &nbsp;&nbsp;&nbsp;82 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $46,611.40 or 16.57 months of P&I. Reserves required are $37,753.80 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 773, minimum required is 620 <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Both borrowers have additional retirement income in excess of $5000+ per month not used to qualify |
| &nbsp;&nbsp;&nbsp;83 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 780 median credit score, <1% credit usage. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Additional documented income not used in qualifying. Rent Schedule Income $1850x75%=$1387.50 per month not used in qualifying |
| &nbsp;&nbsp;&nbsp;84 | XXXXXX | XXXXXX | IL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Satisfied B A | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | The required<br>affiliate<br>business<br>disclosure is<br>missing. | 06.18.2025<br>Evidence<br>of no<br>affiliates<br>provided. | 06.18.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at current residence for 6 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying fico is 744 |
| &nbsp;&nbsp;&nbsp;85 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Insurance | Satisfied C A | CRDINSR289 | Insufficient<br>Hazard<br>Insurance<br>Coverage | No | Loan<br>amount is<br>$XXX.<br>Coverage is<br>$135,000.00. | 6/18/2025:<br>Received<br>Condo<br>Master<br>HOI.<br>Coverage<br>met. | 6/18/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been at current place of employment for 9 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying fico is 771 |
| &nbsp;&nbsp;&nbsp;86 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 29.14% DTI is < 45% requirement. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 797 qualifying score is 10+ points < 620 requirement. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;87 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1 has 5 years 7 months at current residence. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 6 years 6 months at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 4 years in same line of work. B2 has 7 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $427,627.58 or 121.66 months of PITI. LP AUS required reserves of $21,089.52. |
| &nbsp;&nbsp;&nbsp;88 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 796 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving debt |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | XXXXXX | GA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $93,146.66 or 51.56 months, Guidelines require $12,745.16. |
| &nbsp;&nbsp;&nbsp;90 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Missing<br>evidence<br>of HOA<br>fee used<br>for<br>subject<br>property<br>of<br>$1193.22<br>,<br>Appraisal<br>in file<br>shows<br>HOA fee<br>of<br>$447.00<br>per<br>month | 6/26/2025:<br>Received<br>HOA info.<br>Verified<br>$746.22/month<br>for<br>Association<br>assessments<br>plus<br>$447/month<br>for recreation<br>areas. Total is<br>$1,193.22. | 6/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV 85%, Current LTV 75% <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrowers have no history of late payments <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 12 Month payment history required, credit reports 53 months |
| &nbsp;&nbsp;&nbsp;90 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>evidence<br>of any<br>HOA fee<br>on<br>borrowers<br>primary<br>residence<br>located at<br>XXX | 6/26/2025:<br>Verified REO<br>has no HOA<br>dues on<br>Realtor.com. | 6/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV 85%, Current LTV 75% <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrowers have no history of late payments <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 12 Month payment history required, credit reports 53 months |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 812 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $366,809.17 exceeds reserve requirement of $23,082.46. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;92 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Missing<br>XXX<br>statement<br>confirming<br>monthly<br>payment of<br>$648. | 5/21/2025: Received<br>credit supp showing<br>payment<br>6/419/2024-4/3/2025,<br>current. | 5/21/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves required of $33,683.93 (6 months), Reserves post closing $299,568.04 (53.36 months). <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been with current employer for over 13 years. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have been in current residence for over 15 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 99 months current mortgage history reporting, 12 months required. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median score of 688, minimum required is 620. |
| &nbsp;&nbsp;&nbsp;92 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU score<br>on UCDP.<br>Clayton to<br>order desk<br>review. | 4/3/2025: Received<br>Desk<br>Reviewsupporting<br>value. | 4/3/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves required of $33,683.93 (6 months), Reserves post closing $299,568.04 (53.36 months). <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been with current employer for over 13 years. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have been in current residence for over 15 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 99 months current mortgage history reporting, 12 months required. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median score of 688, minimum required is 620. |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID4056 | TRID -<br>CD: The<br>Total<br>Payment<br>Amount on<br>the Loan<br>Calculation<br>section of<br>the Final<br>Closing<br>Disclosure<br>is less than<br>the<br>Clayton<br>Calculated<br>Total<br>Payment<br>Amount | No | Final CD<br>XXX-2 Loan<br>Calculation,<br>Field: Total<br>of Payments,<br>CD<br>Value:$XXX,<br>actual<br>value:$XXX.<br>TOP issue<br>caused by<br>increase<br>Lenders title<br>insurance<br>from<br>$1245.60 on<br>Final CD to<br>$1348.20 on<br>PCCD XXX.<br>A difference<br>of $102.60 | 4.21.2025 - PCCD<br>received however<br>still missing 130(b)<br>or (c) cure: refund<br>money to borrower in<br>the amount<br>understated, client<br>permission, LOX.<br>CD used as Final was<br>issued same day as<br>Initial, but just signed<br>at closing. The Initial<br>appears to be within<br>tolerance. Can you<br>please confirm if<br>perhaps there's<br>another final CD<br>floating around, and /<br>or confirm you<br>believe it's a valid<br>exception.05.21-2025<br>- PCCD, LOX,<br>refund check for<br>$102.60 and proof of<br>delivery received. | 4.21.2025 -<br>Exception<br>remains05.21.2025<br>-Exception<br>satisfied | Numeric | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: LP reflects required reserves in the amount of $49,459.36. Total reserves verified in the amount of $194,750.75. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum FICO is 620. Mid fico is 779. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max DTI is 50%. DTI is calculated as 41.35%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Score<br>3.5 > 2.5<br>-<br>Clayton<br>to order<br>desk<br>review. | 5/21/2025:<br>Received<br>Ext 2055<br>report<br>supporting<br>value<br>within<br>10%<br>tolerance. | 5/21/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: LP reflects required reserves in the amount of $49,459.36. Total reserves verified in the amount of $194,750.75. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum FICO is 620. Mid fico is 779. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max DTI is 50%. DTI is calculated as 41.35%. |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Active D | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | Yes | Missing<br>1004D<br>for the<br>Subject<br>Property. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 60% LTV for Subject Property is below guideline max LTV of 85% <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower1 has significant time at current job, 11 years and 7 months. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 39.52% DTI below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;95 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $697,621.69 or 323.174 months of PITI Required Reserves are $44,780.29 or 7.46 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO Score 772. Guideline minimum 620. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been employed 35 years, 2 months |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 757. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Total assets verified $520,933.45 less funds to close $197,915.78 = reserves $323,017.67. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 75%. Max allowed LTV is 85%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;97 | XXXXXX | XXXXXX | WI | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU/<br>LCA<br>score<br>returned.<br>Clayton<br>to order<br>Desk<br>Review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have significant time at current residence with 5.8 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job with 9.6 years. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit history exceeds guidelines with no late payments reporting for the last 10 years or more. |
| &nbsp;&nbsp;&nbsp;98 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 797 FICO; 620 minimum FICO <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession 5.42 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $415,825.31 or 154.68 months of PITI; Required reserves $16,33.90 |
| &nbsp;&nbsp;&nbsp;99 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 13 years 5 months at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 12 years 3 months at current job. |
| &nbsp;&nbsp;&nbsp;100 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review.<br>(2.6) | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been in current residence for 17 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been at current job for 20 years. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has been self-employed for 20 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower FICO score is 755 max per guidelines is 680. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 36.68% max per guidelines is 45%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;101 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $618,153.18 or 230.59 months of PITI Required r PITI Reserves are $2631.28 x 6 = $15787.69 <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 12 Month payment history required, 63 month reported <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrowers have no history of late payments |
| &nbsp;&nbsp;&nbsp;102 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Insurance | Satisfied C A | CRDINSR5351 | Insurance<br>Effective<br>date is<br>greater<br>than the<br>transaction<br>date | No | As per<br>documentation<br>provided on<br>page 599, the<br>effective date<br>is 3/8/2025.<br>Please provide<br>insurance with<br>effective date<br>matching the<br>XXX Note<br>Date/<br>Disbursement<br>date. | 6/17/2025:<br>Received<br>updated<br>HOI XXX<br>XXX. | 6/17/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves $377,529.45 greatly exceed DU reserves required of $15,343.91. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines max 85% for NOO Purchase per FNMA Guidelines. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 18.27% is well below Guidelines 50% maximum. |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 752 FICO score. Minimum required 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has worked in the XXX industry for 38 years maintaining stable and consistent employment. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-borrower has retained stable employment with current employer for 22 years consistently. |
| &nbsp;&nbsp;&nbsp;104 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Insurance | Satisfied C A | CRDINSR5351 | Insurance<br>Effective<br>date is<br>greater<br>than the<br>transaction<br>date | No | Hazard dec<br>page shows<br>effective date<br>XXX- XXX.<br>It also says<br>that the dec<br>page replace<br>prior evidence<br>dated XXX -<br>Disbursement<br>date XXX.<br>Provide<br>verification<br>there is<br>continuous<br>coverage from<br>XXX to<br>change<br>effective<br>XXX. | 6/17/2025:<br>Received<br>HOI dec<br>page for<br>XXX-XXX.<br>Continuous<br>coverage<br>verified. | 6/17/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Same Profession for 11+ years <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0 x 30 in 48 months |
| &nbsp;&nbsp;&nbsp;104 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is<br>>2.5. Clayton<br>to order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Same Profession for 11+ years <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0 x 30 in 48 months |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;105 | XXXXXX | XXXXXX | MO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Application | Satisfied D A | CRDAPP130 | Application<br>is<br>incomplete | No | AUS / DU

#11 is<br>reporting 5<br>properties<br>owned by the<br>borrowers.<br>The 1003s<br>are only<br>reporting 4<br>properties<br>owned:<br>XXX-<br>Primary<br>financed<br>with XXX;<br>XXX -<br>Subject;XXX<br>with a new<br>XXX

#XXX;<br>XXX - XXX.<br>The AUS/<br>DU #11 is<br>reporting<br>mortgage<br>debt of<br>$1105.62/mo<br>(Negative<br>Rental<br>Income) and<br>a mortgage<br>of $136,000. | 6/26/2025:<br>Received<br>Final CD for<br>REO XXX. | 6/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Time on job = 8 years <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Maximum DTI 43%; subject DTI 29.90% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum Fico 620; subject Fico = 777 |
| &nbsp;&nbsp;&nbsp;105 | XXXXXX | XXXXXX | MO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Credit/Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | AUS / DU

#11 is<br>reporting 5<br>properties<br>owned by the<br>borrowers.<br>The 1003s<br>are only<br>reporting 4<br>properties<br>owned:XXX<br>- Primary<br>financed<br>with XXX;<br>XXX-<br>Subject;<br>XXX with a<br>new XXX

#XXX;<br>XXX- XXX.<br>The AUS/<br>DU #11 is<br>reporting<br>mortgage<br>debt of<br>$1105.62/mo<br>(Negative<br>Rental<br>Income) and<br>a mortgage<br>of $136,000. | 6/26/2025:<br>Received<br>Final CD for<br>REO XXX. | 6/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Time on job = 8 years <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Maximum DTI 43%; subject DTI 29.90% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum Fico 620; subject Fico = 777 |
| &nbsp;&nbsp;&nbsp;105 | XXXXXX | XXXXXX | MO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score is<br>> 2.5.<br>Clayton to<br>order desk<br>review. | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Time on job = 8 years <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Maximum DTI 43%; subject DTI 29.90% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum Fico 620; subject Fico = 777 |
| &nbsp;&nbsp;&nbsp;105 | XXXXXX | XXXXXX | MO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Public) | No | 6/16/2025:<br>Exception<br>fired after<br>review of<br>trailing docs. | 6/16/2025:<br>Client<br>acknowledges<br>Level 2<br>FEMA<br>exception. | 6/16/2025:<br>Exception<br>waived<br>non-material. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Time on job = 8 years <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Maximum DTI 43%; subject DTI 29.90% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum Fico 620; subject Fico = 777 |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | XXXXXX | OH | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>> 2.5.<br>Clayton to<br>order desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum Fico is 620; subject Fico = 770. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Time at residence = 7 years. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: B1 receives substantial Bonus income which is not being used for qualification. The 2023, 2024, and 2025 36 month average = $7721.17/mo. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max DTI is 45%; subject DTI is 32.78%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV = 90%; subject LTV is 80%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | Yes | 6/25/2025:<br>Exception<br>fired after<br>review of<br>trailing<br>docs:<br>Lender<br>verified<br>Safe<br>Harbor.<br>Clayton<br>verified<br>Non-QM<br>due to fees<br>exceeding<br>3%. | 06.27.2025 - Per<br>Sr Compliance<br>The testing<br>appears to be<br>correct. The<br>occupancy is not<br>a factor in<br>determining the<br>max fee percent.<br>The 2025<br>schedule is<br>below. Our loan<br>amount is<br>$XXX.(3)<br>Limits on points<br>and fees for<br>qualified<br>mortgages. Info<br>Except as<br>provided in<br>paragraph<br>(e)(3)(iii) of this<br>section, a<br>covered<br>transaction is<br>not a qualified<br>mortgage unless<br>the transaction's<br>total points and<br>fees, as defined<br>in<br>1026.32(b)(1),<br>do not<br>exceed:3 percent<br>of the total loan<br>amount for a<br>loan greater than<br>or equal to<br>$134,841;<br>$4,045 for a<br>loan amount<br>greater than or<br>equal to $80,905<br>but less than<br>$134,841;<br>5 percent of the<br>total loan<br>amount for a<br>loan greater than<br>or equal to<br>$26,968 but less<br>than $80,905;<br>$1,348 for a<br>loan amount<br>greater than or<br>equal to $16,855<br>but less than<br>$26,968; and<br>8 percent of the<br>total loan<br>amount for a<br>loan amount less<br>than $16,855. | 06.27.2025<br>-Exception<br>remains (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 705 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $590,918.83 or 229.85 months of PITIA exceeds DU required amount of $15,425.05. |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | Yes | 6/25/2025:<br>Exception<br>fired after<br>review of<br>trailing<br>docs:<br>Lender<br>verified<br>Safe<br>Harbor.<br>Clayton<br>verified<br>Non-QM<br>due to fees<br>exceeding<br>3%. | Per Sr<br>Compliance The<br>testing appears<br>to be correct.<br>The occupancy<br>is not a factor in<br>determining the<br>max fee percent.<br>The 2025<br>schedule is<br>below. Our loan<br>amount is<br>$XXX.(3)<br>Limits on points<br>and fees for<br>qualified<br>mortgages. Info<br>Except as<br>provided in<br>paragraph<br>(e)(3)(iii) of this<br>section, a<br>covered<br>transaction is<br>not a qualified<br>mortgage unless<br>the transaction's<br>total points and<br>fees, as defined<br>in<br>1026.32(b)(1),<br>do not<br>exceed:3 percent<br>of the total loan<br>amount for a<br>loan greater than<br>or equal to<br>$134,841;<br>$4,045 for a<br>loan amount<br>greater than or<br>equal to $80,905<br>but less than<br>$134,841;<br>5 percent of the<br>total loan<br>amount for a<br>loan greater than<br>or equal to<br>$26,968 but less<br>than $80,905;<br>$1,348 for a<br>loan amount<br>greater than or<br>equal to $16,855<br>but less than<br>$26,968; and<br>8 percent of the<br>total loan<br>amount for a<br>loan amount less<br>than $16,855. | 06.27.2025<br>-Exception<br>remains (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 705 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $590,918.83 or 229.85 months of PITIA exceeds DU required amount of $15,425.05. |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is missing<br>documents to<br>complete the<br>ATR/QM<br>review and<br>render an<br>accurate<br>ATR/QM<br>status. | No | Pending -<br>Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI: -<br>XXX<br>hazard<br>policy.-<br>XXX<br>Hazard<br>policy. | 6/25/2025:<br>Received HOI<br>for both REOs. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 705 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $590,918.83 or 229.85 months of PITIA exceeds DU required amount of $15,425.05. |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 705 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $590,918.83 or 229.85 months of PITIA exceeds DU required amount of $15,425.05. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | RESPA | Satisfied B A | CMPRESPA2704 | RESPA - List<br>of<br>homeowners<br>counseling<br>organizations<br>not compliant | No | Missing list<br>of at least 10<br>counselors | 06.18.2025<br>- HCO<br>received<br>executed<br>by<br>borrower. | 06.18.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 705 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $590,918.83 or 229.85 months of PITIA exceeds DU required amount of $15,425.05. |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID - Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | $39.95 Zero<br>Percent<br>Tolerance<br>Violation due<br>to increase in<br>Transfer<br>Taxes at or<br>prior to<br>closing<br>without a<br>valid Change<br>in<br>Circumstance.<br>Requires CIC,<br>or corrected<br>PCCD, copy<br>of refund<br>check, LOX<br>and<br>verification of<br>shipping.0 | 06.18.2025<br>-COC<br>provided. | 06.18.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 705 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $590,918.83 or 229.85 months of PITIA exceeds DU required amount of $15,425.05. |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification of<br>some or all<br>components<br>of non-subject<br>PITI | No | Missing<br>verification of<br>some or all<br>components<br>of non-subject<br>PITI: - XXX<br>hazard<br>policy.-XXX.<br>Hazard<br>policy. | 6/25/2025:<br>Received<br>HOI for<br>both<br>REOs. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 705 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $590,918.83 or 229.85 months of PITIA exceeds DU required amount of $15,425.05. |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score ><br>2.5. Clayton<br>to order desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 705 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $590,918.83 or 229.85 months of PITIA exceeds DU required amount of $15,425.05. |
| &nbsp;&nbsp;&nbsp;108 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 761 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $967,725.34 or 460.05 months of PITIA exceeds DU required amount of $50,833.95. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;109 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>property<br>tax for<br>REO<br>located at<br>XXX, for<br>total<br>PITIA<br>$2,342.78. | 6/10/2025:<br>Received<br>tax info<br>for REO. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 774 credit score; 620 Minimum FICO <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30x45 Mortgage payment history exceeds guidelines <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession 9.33 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $357,819.22 or 169.88 months of PITI; Required Reserves are $30,497.30 |
| &nbsp;&nbsp;&nbsp;110 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying credit score of 793 exceeds the minimum requirement of 620 by more than 100 points. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrower has maintained a 0 x 30 mortgage history for the lifetime of credit history. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has a very minimal use of credit with a usage rate of 3.59% |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | XXXXXX | AZ (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no score.<br>LP was<br>used.<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30x37 mortgage payment history exceeds guidelines <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 15.83 years, Significant time in profession <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 745 FICO; Minimum FICO is 620 |
| &nbsp;&nbsp;&nbsp;112 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 797 exceeds guidelines <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves exceed guidelines, 89.39 months <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 12 years 9 months |
| &nbsp;&nbsp;&nbsp;113 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $$2,373,429.31 or 695.33 months of P&I (or PITI if required)Required (or PITI i Reserves are $3411.92 x 7.13= $$24,327.52 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV 85%, Current LTV 75% <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrowers have no history of late payments |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;114 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>could not be<br>assessed.<br>Clayton to<br>order desk<br>review. | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower score of 791 exceeds guidelines. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 66.11 s below guideline requirements. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $125,984.77 exceed guidelines. |
| &nbsp;&nbsp;&nbsp;115 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Time on job = 9 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum Fico is 620; subject FICO is 723. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV is 85%; subject LTV is 70%. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Maximum DTI 43%; subject DTI is 24.92%. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Substantial documented bonus income for B1 = $4352.17/mo and $5464.64/mo for B2 not used for qualification but as a compensating factor. |
| &nbsp;&nbsp;&nbsp;116 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2354 | Asset<br>Verification In<br>File is<br>Incomplete Per<br>Requirements | No | Evidence of<br>liquidation of<br>$85717.21<br>from XXX<br>secured loan<br>for closing | 6/25/2025:<br>Received<br>verification<br>funds<br>available<br>for<br>withdrawal. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 766 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving use |
| &nbsp;&nbsp;&nbsp;117 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3676 | TRID—CD:<br>Ten percent<br>tolerance fee<br>or fees<br>increased at or<br>prior to closing<br>without a valid<br>reason or not<br>timely<br>disclosed;<br>refund<br>required within<br>60 days of<br>consummation. | No | $9 Ten<br>Percent<br>Tolerance<br>Violation due<br>to increase in<br>recording fees<br>at or prior to<br>closing<br>without a<br>valid Change<br>in<br>Circumstance.<br>Requires CIC,<br>or corrected<br>PCCD, copy<br>of refund<br>check, LOX<br>and<br>verification of<br>shipping. | PCCD,<br>LOX,<br>refund for<br>$9 and<br>proof of<br>delivery<br>received. | Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession, 44 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 14 years 1 month <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 791 exceeds guidelines |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;118 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 765 FICO exceeds program min allowable of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 10.23% DTI is below program max allowable of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $863,640.63 or 179.51 months of PITI exceed the minimum required reserves of $28,866.74 |
| &nbsp;&nbsp;&nbsp;119 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is not<br>eligible in<br>findngs.<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: No major mortgage related occurrence on credit. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit with no lates in credit exceed guidelines. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 762 exceeds min score of 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 68.67% is below min guides 75% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 27.93 is below guidelines of 50%. |
| &nbsp;&nbsp;&nbsp;120 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has been a teacher for 18 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum fico is 620; subject fico is 686. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV is 85%; subject LTV is 80%. |
| &nbsp;&nbsp;&nbsp;121 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan<br>approved<br>with<br>ACE-PIW.<br>Clayton to<br>order<br>BPO. | 6/11/2025:<br>Received<br>BPO<br>supporting<br>value | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 31.77% DTI below guideline requirement of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 790 Median FICO >170 points above guideline program minimum of 620. |

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| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | XXXXXX | AR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | 1.<br>Missing<br>proof of<br>no HOA<br>expense<br>for XXX,<br>XXX,<br>XXX,<br>XXX,<br>XXX and<br>XXX as<br>qualified<br>with.2.<br>Missing<br>proof of<br>HOA<br>expense<br>for XXX<br>of $10.00<br>and XXX<br>of<br>$375.00<br>used to<br>qualify. | 6/16/2025:<br>Received single<br>page print out<br>for XXX - does<br>not show if<br>HOA is<br>required or not.<br>No other REO<br>docs<br>received.Lender<br>rebuttal: As it<br>applies to HOA<br>dues, our<br>internal process<br>is to look at the<br>address and<br>other<br>documentation<br>in the file. If<br>nothing<br>indicates a<br>condo or PUD<br>(ex. Unit<br>number) we<br>typically will<br>not request<br>verification of<br>HOA. I<br>googled XXX it<br>is in an older,<br>established<br>neighborhood<br>where HOA<br>dues are<br>unlikely.<br>Additionally,<br>the Schedule E<br>does not reflect<br>HOA dues for<br>the other<br>properties. I am<br>working on the<br>other portion of<br>this finding<br>separately.<br>After further<br>review, Clayton<br>agrees. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 5 years at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 10 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 90.00%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 41 mos. 0x30, 38 mos. 0x30, 29 mos. 0x30, 40 mos. 0x30, 40 mos. 0x30, 15 mos. 0x30, 61 mos. 0x30, 15 mos. 0x30, and 48 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $112,917.20 or 46.69 months of PITI. LP AUS required reserves of $64,708.32. |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | XXXXXX | AR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | 1.<br>Missing<br>proof of<br>no HOA<br>expense<br>for XXX,<br>XXX,<br>XXX,<br>XXX and<br>XXX as<br>qualified<br>with.2.<br>Missing<br>proof of<br>HOA<br>expense<br>for XXX<br>of $10.00<br>and XXX<br>of<br>$375.00<br>used to<br>qualify. | 6/16/2025:<br>Received single<br>page print out<br>for XXX - does<br>not show if<br>HOA is<br>required or not.<br>No other REO<br>docs received.<br>Lender rebuttal:<br>As it applies to<br>HOA dues, our<br>internal process<br>is to look at the<br>address and<br>other<br>documentation<br>in the file. If<br>nothing<br>indicates a<br>condo or PUD<br>(ex. Unit<br>number) we<br>typically will<br>not request<br>verification of<br>HOA. I<br>googled XXX it<br>is in an older,<br>established<br>neighborhood<br>where HOA<br>dues are<br>unlikely.<br>Additionally,<br>the Schedule E<br>does not reflect<br>HOA dues for<br>the other<br>properties. I am<br>working on the<br>other portion of<br>this finding<br>separately.<br>After further<br>review, Clayton<br>agrees. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 5 years at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 10 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 90.00%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 41 mos. 0x30, 38 mos. 0x30, 29 mos. 0x30, 40 mos. 0x30, 40 mos. 0x30, 15 mos. 0x30, 61 mos. 0x30, 15 mos. 0x30, and 48 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $112,917.20 or 46.69 months of PITI. LP AUS required reserves of $64,708.32. |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | XXXXXX | AR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>LCA<br>score ><br>2.5. | 6/16/2025:<br>CDA provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 5 years at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 10 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 90.00%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 41 mos. 0x30, 38 mos. 0x30, 29 mos. 0x30, 40 mos. 0x30, 40 mos. 0x30, 15 mos. 0x30, 61 mos. 0x30, 15 mos. 0x30, and 48 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $112,917.20 or 46.69 months of PITI. LP AUS required reserves of $64,708.32. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | XXXXXX | AR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA858 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Individual &<br>Public) | No | Declaration

#XXX<br>XXX<br>XXX.<br>Appraisal<br>was done<br>XXX.<br>Provide<br>PDI report<br>verifying<br>no damage. | 6/16/2025:<br>PDI<br>provided<br>supports<br>no<br>damage. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 5 years at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 10 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 90.00%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 41 mos. 0x30, 38 mos. 0x30, 29 mos. 0x30, 40 mos. 0x30, 40 mos. 0x30, 15 mos. 0x30, 61 mos. 0x30, 15 mos. 0x30, and 48 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $112,917.20 or 46.69 months of PITI. LP AUS required reserves of $64,708.32. |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | MO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Credit | Assets | Active C | CRDAST3078 | Insufficient #<br>of months<br>cash reserves<br>for PITI per<br>guideline<br>requirements | Yes | Post<br>closing<br>assets:<br>$18,907.97<br>< minimum<br>required<br>reserves of<br>$34,463.20.<br>(Final 1003<br>shows two<br>accounts,<br>but no docs<br>in the PDF:<br>XXX with<br>$36,626.38<br>balance &<br>XXX

#XXX<br>with<br>$1,000.77<br>balance). | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 768 mid score > minimum required of 620 |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | XXXXXX | MO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned no<br>score.<br>Clayton to<br>order Desk<br>Review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 768 mid score > minimum required of 620 |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | XXXXXX | MN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation<br>used in<br>qualifying.<br>No CU<br>score<br>provided | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower is using less than 10% of available credit <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: borrower in same line of work for over 6 years |
| &nbsp;&nbsp;&nbsp;125 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 9 years and 5 months. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 39.12% DTI below guideline requirement of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 807 >XX points above guideline program minimum of 187. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70% LTV for Subject Property is below guideline max LTV of 85% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | XXXXXX NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>Affiliate<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 781 exceeds guidelines <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 20 years <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has significant time at current job, 14 years |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | XXXXXX NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Credit/<br>Mtg<br>History | Active B | CRDCRMH123 | No<br>evidence<br>of required<br>debt<br>payoff | No | Subject<br>Final CD<br>reflect two<br>debts w/<br>XXX<br>being paid<br>off,<br>however<br>credit<br>report<br>reflect<br>XXX $0<br>balance<br>(pg 61/62),<br>provide<br>copy of<br>payoff<br>balances<br>of both<br>XXX bank<br>debts that<br>are being<br>paid off<br>and<br>required<br>per LP<br>Code<br>XXX (pg<br>45) to<br>support<br>omission. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 781 exceeds guidelines <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 20 years <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has significant time at current job, 14 years |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | XXXXXX NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | Title | Satisfied D A | CRDTIL865 | Title<br>incomplete | No | B2 there is<br>a<br>Judgment<br>reporting<br>for XXX<br>w/XXX<br>(pg 407—<br>410) and<br>per Lender<br>LOX in<br>file (pg<br>410)<br>stating<br>borrower<br>will be<br>signing an<br>affidavit at<br>closing to<br>state this is<br>not her<br>judgment.<br>Missing<br>copy of<br>this<br>executed<br>affidavit<br>regarding<br>judgment<br>w/XXX<br>$63,888.62<br>and<br>reflected<br>as such on<br>LP Code<br>XXX (pg<br>45) to<br>support<br>omission. | 4/9/2025:<br>Title Co<br>verified<br>there no<br>ties to B2<br>to XXX<br>judgment<br>or address<br>that it<br>goes to to. | 4/10/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 781 exceeds guidelines <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 20 years <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has significant time at current job, 14 years |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | XXXXXX NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Score is<br>4.0.<br>Clayton to<br>order Desk<br>Review. | 4/4/2025:<br>Received<br>desk<br>review<br>supporting<br>value. | 4/4/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 781 exceeds guidelines <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 20 years <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has significant time at current job, 14 years |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0 X 30 X 24-housing history <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score of 784 above minimum by 20 points or higher |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;128 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 767 is above the required 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of credit with credit usage ratio of 9%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $309,822.87 exceeds the required $15,932.22. |
| &nbsp;&nbsp;&nbsp;129 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been self employed for 21 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 823, minimum required 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $36,042.60 or 13.06 months of P&I . Required reserves per AUS $22,581.23 |
| &nbsp;&nbsp;&nbsp;130 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $238,835.08 or 46.45 months of P&I. Reserves required are $33,583.64 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 741, minimum required is 620 |
| &nbsp;&nbsp;&nbsp;131 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $238,835.08 exceeds required reserves of $30,167.73 per AUS. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 741 exceeds guidelines <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage payment history of 49 months 0 x 30 exceeds guidelines. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is ><br>2.5. Clayton to<br>order desk<br>review. | 6/13/2025:<br>Received CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves $79,866.17 or 31.82 months greatly exceed LP required of $30,116.52. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 48.35% is below Guidelines 50% maximum allowed. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Good mortgage payment history on both primary residence loan with 0 lates and 42 months reviewed and subject investment property with 0 lates and 45 months reviewed. |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation: CU<br>score is >2.5.<br>Clayton to<br>order desk<br>review. (4.1) | 6/16/2025: CDA<br>provided<br>supports<br>appraised value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $226,391.80 or 37.70 months PITI. Required reserves are $49,430.93 or 8.23 months PITI. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 762. Guideline minimum 620. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: b2 employed 5 years 5 months |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3966 | TRID—CD:<br>The Will<br>Not Have<br>an Escrow<br>Account in<br>the CD<br>Loan<br>Disclosures<br>section is<br>selected and<br>both or<br>neither of<br>You<br>declined it<br>and/or Your<br>lender does<br>not offer<br>one are<br>selected | Yes | The Box is not<br>checked<br>indicating if<br>the borrower<br>declined an<br>escrow<br>account or if<br>the lender<br>offers one.<br>Non-numeric<br>clerical error<br>cure: LOX and<br>post-<br>consummation<br>CD within 60<br>days of<br>consummation. | (No Data) | (No Data) | Non-Numeric | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $515,596.77 or 233.96 months PITI. Reserves required $27,079.36 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 775, minimum required is 620 |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | File is missing<br>HOA for XXX<br>HOA and HOI<br>for XXX, and<br>HOA for<br>XXX. | 6/19/2025:<br>Received PITI<br>info and no<br>HOA for XXX<br>Still need<br>verification for<br>XXX.6/26/2025:<br>Received<br>verification no<br>HOA for XXX | 6/19/2025:<br>Exception<br>remains.6/26/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $515,596.77 or 233.96 months PITI. Reserves required $27,079.36 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 775, minimum required is 620 |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA Score is<br>4.0. Clayton to<br>order Desk<br>Review. | 6/16/2025: CDA<br>provided<br>supports<br>appraised value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $515,596.77 or 233.96 months PITI. Reserves required $27,079.36 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 775, minimum required is 620 |
| &nbsp;&nbsp;&nbsp;135 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA score<br>none. Clayton<br>to order desk<br>review. | 6/16/2025: CDA<br>provided<br>supports<br>appraised value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: 12 year in same profession <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 782 exceeds 620 minimum |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;136 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | The<br>max<br>fees<br>allowed<br>is 3%.<br>Verified<br>3.01%.<br>Final<br>CD<br>shows<br>2.332%<br>discount<br>points.<br>Provide<br>proof of<br>XXX<br>fee. | 06.25.2025—PCCD<br>and XXX received | 06.25.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified post closing cash reserves 89,356.27 or 26.15 months greatly exceed 2 months required per DU. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 78% is below max Guidelines 90%. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Borrower 2 has additional commission and bonus income as documented via WVOE dated XXX, that was not used in qualifying. |
| &nbsp;&nbsp;&nbsp;136 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | The<br>max<br>fees<br>allowed<br>is 3%.<br>Verified<br>3.01%.<br>Final<br>CD<br>shows<br>2.332%<br>discount<br>points.<br>Provide<br>proof of<br>XXX<br>fee. | 06.25.2025—PCCD<br>and XXX received | 06.25.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified post closing cash reserves 89,356.27 or 26.15 months greatly exceed 2 months required per DU. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 78% is below max Guidelines 90%. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Borrower 2 has additional commission and bonus income as documented via WVOE dated XXX, that was not used in qualifying. |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Total reserves of $223,680.36 or 64.04 months greatly exceed required LP reserves of $41,914.68. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: As per credit report excellent mortgage history, with XXX current HELOC being paid off with this loan and closed mortgages with zero lates and 99 months reviewed with XXX and XXX as the longest history and XXX with 82 months history and zero lates as well. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 47.54% is below Guidelines maximum of 50%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;138 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA/CU<br>returned<br>no score.<br>Clayton to<br>order<br>Desk<br>Review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has occupied primary residence for 13 years <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 20 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 815 mid score > minimum required of 620 <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Current mortgage: 0x30 x71 months <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Negligible use of available revolving credit @ 4.22% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $801,413.43 (82.22 months PITIA reserves) > minimum reserves required of $57,575.77 |
| &nbsp;&nbsp;&nbsp;139 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation,<br>CU in file<br>is 4.5. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $123,759.22 or 16.98 months of PITIA. |
| &nbsp;&nbsp;&nbsp;140 | XXXXXX | XXXXXX | IN (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $132,269.56 exceed guidelines <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 39.49 below guideline requirement <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 795 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;141 | XXXXXX | XXXXXX | SC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with the same employer for 43 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 804, minimum required is 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $45,919.23or 9.97 months of P&I. Required per AUS $37,830.67 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;142 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 804 > 184 points above guideline program minimum of 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 75% LTV for Subject Property is below guideline max LTV of 85% <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 4 years and 1 months. |
| &nbsp;&nbsp;&nbsp;143 | XXXXXX | XXXXXX | IL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Available reserves verified $122,372.84 or 45.98 months exceed DU required reserves of $23,163.83. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines 85% maximum. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 25.15% is below Guidelines maximum of 50%. |
| &nbsp;&nbsp;&nbsp;144 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation<br>to<br>support<br>$XXX<br>value.<br>CU<br>Score is<br>2.8 | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession 20.08 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 792 FICO; minimum FICO is 620 |
| &nbsp;&nbsp;&nbsp;145 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 12 years and 1 months at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 18 years and 0 months at current profession. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Min credit score required 620. File credit score 792. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max DTI 50% File 34.20% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70% LTV for Subject Property is below guideline max LTV of 75% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 791 > 171 points above guideline program minimum of 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower1 has significant time at current job, 12 years and 11 months. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 39.65% DTI below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | Missing<br>two<br>months<br>most<br>recent<br>statements<br>for XXX

#XXX.<br>Two<br>months<br>required,<br>only one<br>month<br>provided | 6/17/2025:<br>Received 1/2025<br>and 12/2024<br>statements. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV 85%, Current LTV 80% |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Credit/Mtg<br>History | Satisfied B A | CRDCRMH3000 | # of<br>Tradelines<br>Does Not<br>Meet<br>Guideline<br>Requirements | No | Missing<br>Credit<br>reports<br>used in<br>Qualifying

#XXX<br>dated<br>2/18/25<br>and #XXX<br>dated<br>2/19/25 | 6/17/2025:<br>Received both<br>credit reports. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV 85%, Current LTV 80% |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Credit/Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not disclosed/<br>accounted for<br>at origination | No | Missing<br>Installment<br>agreement<br>for IRS<br>repayment<br>evidencing<br>terms. | 6/17/2025:<br>Received IRS<br>payment<br>agreement. Added<br>to DTI. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV 85%, Current LTV 80% |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Credit/Mtg<br>History | Satisfied D A | CRDCRMH189 | Missing credit<br>report | No | Missing<br>Credit<br>reports<br>used in<br>Qualifying

#XXX<br>dated<br>2/18/25<br>and #XXX<br>dated<br>2/19/25 | 6/17/2025:<br>Received both<br>credit reports. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV 85%, Current LTV 80% |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied C A | CRDDTI187 | Debt Ratio ><br>50% | No | 1. Missing<br>Credit<br>reports<br>used in<br>Qualifying

#XXX<br>dated<br>2/18/25<br>and #XXX<br>dated<br>2/19/25.2.<br>Missing<br>most<br>recent<br>years fully<br>executed<br>complete<br>copy of<br>1040 and<br>1120s<br>including<br>K1s with<br>all<br>Schedules<br>for<br>borrower<br>B2<br>reflecting<br>income<br>used in<br>qualifying.<br>Signature<br>pages for<br>2023<br>1120-s and<br>1040s are<br>in the file<br>only. | 6/17/2025:<br>Received both<br>credit<br>reports.6/17/2025:<br>Received 2023<br>1040s and 1120-s. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV 85%, Current LTV 80% |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not meet<br>guidelines | No | Missing<br>most<br>recent<br>years fully<br>executed<br>complete<br>copy of<br>1040 and<br>1120s<br>including<br>K1s with<br>all<br>Schedules<br>for<br>borrower<br>B2<br>reflecting<br>income<br>used in<br>qualifying | 6/17/2025:<br>Received 2023<br>1040s and 1120-s. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Maximum LTV 85%, Current LTV 80% |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;148 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70% LTV for Subject Property is below guideline max LTV of 85% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 39.50% DTI below guideline requirement of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 764 > 144 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 759 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $695,814.06 or 142.57 months of PITIA exceeds DU required amount of $9,761.23. |
| &nbsp;&nbsp;&nbsp;150 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has 61.17 months post clsg reserves <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in the same profession for 38 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: FICO is 770, minimum required is 620 |
| &nbsp;&nbsp;&nbsp;151 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Missing<br>income<br>documentation<br>and mortgage<br>documentation. | 6/17/2025:<br>Received<br>paystubs<br>and W2s.<br>Business<br>returns not<br>required<br>per AUS<br>guides<br>when<br>income is<br>not used. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 786 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922. |
| &nbsp;&nbsp;&nbsp;151 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Credit/<br>Mtg<br>History | Active D | CRDCRMH149 | Missing<br>support docs<br>for VOM/<br>VOR (e.g.<br>cancelled<br>checks) | Yes | Missing<br>mortgage<br>statements for<br>all properties<br>supporting<br>they are<br>escrowed.<br>Loan file<br>contains XXX<br>mortgage<br>statement for<br>XXX only.<br>Missing HOA<br>statements for<br>all properties.<br>Missing<br>mortgage<br>history or<br>VOM for<br>subject<br>property, not<br>reflected on<br>any credit<br>report. Provide<br>HOA figure<br>for subject<br>property as<br>HOA<br>certificate in<br>file does not<br>reflect an<br>amount and it<br>is not reflected<br>on the<br>appraisal.<br>XXX for<br>$3,633.91;<br>XXX for<br>$$3,213.00;<br>XXX for<br>$$2,799.00;<br>XXX for<br>$224.00;XXX,<br>for<br>$$5,536.62;<br>XXX for<br>$$2,605.90<br>and XXX for<br>$$2,605.00<br>used in DTI<br>calculation. | 6/17/2025:<br>Received<br>HOA<br>docs. Still<br>need PITI<br>info for all<br>REOs. | 6/17/2025:<br>Exception<br>remains. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 786 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;151 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC888 | Income<br>Amount is<br>Unsupported<br>by<br>Documentation<br>in File | No | Missing income<br>documentation for<br>all Borrowers. | 6/17/2025:<br>Received<br>paystubs<br>and W2s. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 786 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922. |
| &nbsp;&nbsp;&nbsp;151 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2302 | Missing<br>Required<br>Income<br>Documentation | No | Borrower 1—<br>Missing paystub and<br>prior year W2 or<br>WOVE supporting<br>$20,326.61/monthly.<br>Missing 2022<br>personal tax returns<br>for Capital gains<br>losses. Missing 2<br>years Business<br>returns or 2023 K1's<br>supporting that<br>Borrower 1 has<br><25% ownership in<br>5 Business reflected<br>on Sch E XXX,<br>XXX, XXX,XXXX<br>and XXX Loan file<br>contains 2023 1040. | 6/17/2025:<br>Received<br>paystubs<br>and W2s.<br>Business<br>returns not<br>required<br>per AUS<br>guides<br>when<br>income is<br>not used. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 786 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922. |
| &nbsp;&nbsp;&nbsp;151 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not meet<br>guidelines | No | Borrower 2—<br>Missing prior years<br>W2 or WVOE. Loan<br>file contains paystub<br>for 02/28/25. | 6/17/2025:<br>Received<br>paystubs<br>and W2s. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 786 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922. |
| &nbsp;&nbsp;&nbsp;151 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Borrower 3—<br>Missing Paystub and<br>prior year W2 or<br>WVOE supporting<br>$25,000.00/monthly. | 6/17/2025:<br>Received<br>paystubs<br>and W2s. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 786 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922. |
| &nbsp;&nbsp;&nbsp;151 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score does not<br>meet req. Clayton to<br>order CDA. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 786 credit score exceeds guideline minimum FICO of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $369,323.87 exceeds reserve requirement of $113,922. |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Credit | Legal<br>Documents | Satisfied D A | CRDLGL100 | Legal<br>document<br>incorrect or<br>incomplete | No | 6/17/2025:<br>Exception added<br>after review of<br>trailing docs:<br>Provide the Trust<br>Rider. Mortgage and<br>2nd Home Rider are<br>in the file. | 6/25/2025:<br>Received<br>Trust<br>Rider. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B has 25 years' time in profession <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B is Self Employed for 25 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 755 of exceeds minimum required per lender guidelines <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $58,042.93 (9.57 months PITIA reserves) > minimum required reserves of $24,979.72 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved.<br>Clayton to<br>order BPO. | 6/17/2025:<br>Received<br>BPO<br>supporting<br>value within<br>tolerance<br>(-2.92%). | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B has 25 years' time in profession <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B is Self Employed for 25 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 755 of exceeds minimum required per lender guidelines <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $58,042.93 (9.57 months PITIA reserves) > minimum required reserves of $24,979.72 |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Public) | No | Missing PDI<br>for FEMA<br>disaster,<br>declaration<br>date XXX | 6/6/25: Client<br>acknowledges<br>public<br>assistance<br>offered. | 6/6/25:<br>Exception<br>waived. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B has 25 years' time in profession <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B is Self Employed for 25 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 755 of exceeds minimum required per lender guidelines <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $58,042.93 (9.57 months PITIA reserves) > minimum required reserves of $24,979.72 |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA Score<br>3.5 > 2.5—<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 800 FICO exceeds 620 minimum <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Owns business for 11 years |
| &nbsp;&nbsp;&nbsp;154 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been self employed for 13 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $187,081.49 or 43.63 months of P&I. Required PITI Reserves are $4287.79 x 6 = $25,726.74 <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Credit utilization is only 18% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;155 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $108,663.69 (40.64 months PITI reserves) > minimum required reserves of $16,309.18. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has not history of late payments <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 12 month payment history required, 27 months reported |
| &nbsp;&nbsp;&nbsp;156 | XXXXXX | XXXXXX | WA (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Insurance | Satisfied C A | CRDINSR289 | Insufficient<br>Hazard<br>Insurance<br>Coverage | No | Required<br>hazard<br>coverage<br>$544,000.<br>Policy<br>covers<br>dwelling<br>coverage<br>$383,000<br>without<br>showing<br>extended<br>coverage or<br>guaranteed<br>coverage.<br>Provide<br>proof of<br>replacement<br>costs to<br>support the<br>$383,000<br>coverage is<br>sufficient. | 6/17/2025:<br>Received<br>RCE with<br>$XXX to<br>rebuild. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 5 years 11 months at current job. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 70.83% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $79,890.52 or 15.53 months of PITI. DU AUS required reserves of $70,503.40. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 5 years 1 month in same line of work. B2 has 4 years 10 months in same line of work. |
| &nbsp;&nbsp;&nbsp;157 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>2.7. C<br>Clayton to<br>order Desk<br>Review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower is in the same profession for 12 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 798 exceeds minimum required per lender guidelines <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 46 months positive mortgage payment history <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal use of revolving credit |
| &nbsp;&nbsp;&nbsp;158 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $41,250 or 16.73 months PITI. Required Reserves are $2465.20 x 6 = $14,791.20 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Both borrowers have been with the same employer for over 10 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO is 779, minimum required is 620 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | XXXXXX | OK | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Credit/Mtg<br>History | Satisfied D A | CRDCRMH149 | Missing<br>support<br>docs for<br>VOM/VOR<br>(e.g.<br>cancelled<br>checks) | No | Missing two<br>months<br>cancelled<br>checks/<br>equivalent<br>payment<br>source for<br>primary<br>residence<br>rental housing<br>expense, as<br>per DU<br>message - line<br>item # 10 (<br>Credit and<br>Liabilities).<br>Only a current<br>lease<br>agreement<br>was provided | 6/30/2025:<br>Received<br>credit<br>supp VOR<br>verifying<br>27 months<br>clean<br>payment<br>history. | 6/30/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $110,213.66 or 74.04 months greatly exceed DU required reserves of $70,842.94 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 75% LTV is below FNMA maximum of 85% for NOO purchase. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 41.59% is below Guidelines Max of 50%. |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Application | Satisfied D A | CRDAPP4625 | The orig<br>file does<br>not contain<br>a third<br>party fraud<br>report | No | Fraud guard<br>or like product<br>required only<br>to verify Clear<br>OFAC.-no<br>OFAC alerts<br>in file | 6/19/2025:<br>Received<br>clear<br>OFAC. | 6/19/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | (No Data) |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 23.16% below guideline requirement <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession, 20 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves exceed guidelines |
| &nbsp;&nbsp;&nbsp;162 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score ><br>2.5, clayton to<br>order CDA. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 35 years in business as XXX of XXX business. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has had over 35 years in XXX profession. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower's longest tradeline is from 1979 with excellent evidence of repayment. |
| &nbsp;&nbsp;&nbsp;163 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>for XXX<br>XXX and<br>XXX as<br>qualified with. | 6/16/2025:<br>Received<br>Final<br>ALTAs<br>showing<br>no HOA<br>on any<br>REO. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 6 years at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 8 years 10 months at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $320,555.28 or 56.93 months of PITI. LP AUS required reserves of $73,839.26. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: B1 has RSU earnings not used to qualify. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Representative credit score 778 above program requirement 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;163 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation. No<br>LCA score<br>established. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 6 years at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 8 years 10 months at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $320,555.28 or 56.93 months of PITI. LP AUS required reserves of $73,839.26. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: B1 has RSU earnings not used to qualify. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Representative credit score 778 above program requirement 620. |
| &nbsp;&nbsp;&nbsp;164 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 760 exceeds guidelines <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 32.10% below guideline requirement <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession, 19 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves exceed guidelines, 80.23 months verified |
| &nbsp;&nbsp;&nbsp;165 | XXXXXX | XXXXXX | DC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at current residence for over 5.5 years. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been employed as a XXX for over 5 years. |
| &nbsp;&nbsp;&nbsp;166 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to verify no<br>HOA on XXX<br>as qualified<br>with. | 6/16/2025:<br>Received<br>XXX<br>screen<br>shot for<br>XXX<br>Clayton<br>googled<br>XXX and<br>verified<br>no NO<br>HOA on<br>XXX. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 8 years at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 6 years 2 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 29 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 70.00% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,061,423.39 or 467.67 months of PITI. DU AUS required reserves of $34,628.21. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 43 mos. 0x30, 38 mos. 0x30, 40 mos. 0x30, 29 mos. 0x30 and 75 mos. 0x30. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;166 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>CU score<br>> 2.5. | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have 8 years at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 6 years 2 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 29 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 70.00% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,061,423.39 or 467.67 months of PITI. DU AUS required reserves of $34,628.21. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 43 mos. 0x30, 38 mos. 0x30, 40 mos. 0x30, 29 mos. 0x30 and 75 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 787 FICO exceeds program min allowable of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 39.27% DTI is below program max allowable of 45%. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 3% revolving credit utilization. |
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | XXXXXX | GA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>of 2.6 is<br>> 2.5.<br>Clayton<br>to order<br>desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 743 > is above guideline minimum credit score 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: AUS funds of $186,851.07 for reserves and reserves of $577,290.87 or 260.11. |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 32.00% % DTI below guideline requirement of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 815 Median FICO >195 points above guideline program minimum of 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;170 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 70 is below guideline requirements. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 41.36 is below guideline requirement. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $478,702.43 exceeds required reserves of $33,084.55 per AUS. |
| &nbsp;&nbsp;&nbsp;171 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 11 years 9 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 11 years 9 months in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 75.00% below program maximum 85.00%. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of consumer credit. Credit line usage 1.15%. |
| &nbsp;&nbsp;&nbsp;172 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $420,457.25 (143.48 months PITIA reserves) > minimum required reserves of $24,173.42 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 789 exceeds guidelines. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 18.42 is below guideline requirement |
| &nbsp;&nbsp;&nbsp;173 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU/<br>LCA<br>score<br>3.6.<br>Clayton<br>to order<br>Desk<br>Review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 34.83%, max 50% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median fico 778 |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP<br>2.6;<br>Clayton<br>to order<br>Desk<br>Review. | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: None required. 61 months verified <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower fico 772; Minimum 620 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: S/E with stable earnings for 5 years |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | XXXXXX | KY | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 8 years and 7 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 736 > 116 points above guideline program minimum of 620. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Borrower2 has significant time at current job, 9 years and 5 months. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 26.21% DTI below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;176 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 35.86% DTI is < 45% max <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 782 qualifying score is 10+ points > 620 min requirement. |
| &nbsp;&nbsp;&nbsp;177 | XXXXXX | XXXXXX | AL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 766 median FICO. Minimum required 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 15 years in profession. |
| &nbsp;&nbsp;&nbsp;178 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA score<br>is >2.5.<br>Clayton to<br>order<br>deskreview. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 779 FICO score. Minimum required 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 34.88% is below the maximum allowable 45%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below the maximum allowable of 85%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $29,880.03 (Based on open accounts subtracted from assets: $3,107 XXX—$354 XXX). Required Reserves per LP are $20,194.20. <br>CFCFS3824: Borrower contributed an additional down payment <br>- Clayton Comments: Borrower contributed an additional $22,500 above the required $67,500 down payment for a total down payment of $90,000. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrowers have an excellent payment history on primary residence with 28 months reported on B1 and 40 months for B2. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;179 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification of<br>some or all<br>components of<br>non-subject<br>PITI | No | Missing<br>verification<br>of the P&I<br>payment<br>for the<br>newly<br>purchased<br>primary<br>home at<br>XXX | 6/26/2025:<br>Received<br>P&I<br>payment<br>info. | 6/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 801 exceeds guideline of 620. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reporting since 2/2017 paid as agreed. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 11.5 years with current employer. |
| &nbsp;&nbsp;&nbsp;179 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Missing<br>letter from<br>XXX and<br>letter from<br>XXX<br>employer<br>confirming<br>his return<br>to work<br>date.<br>Paystub<br>dated<br>1/31/25<br>indicates<br>"XXX" | 6/25/2025:<br>Received<br>employer<br>email<br>indicating<br>borrower<br>had taken<br>brief<br>parental<br>leave<br>earlier in<br>the year. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 801 exceeds guideline of 620. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reporting since 2/2017 paid as agreed. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 11.5 years with current employer. |
| &nbsp;&nbsp;&nbsp;179 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is > 2.5<br>(2.7).<br>Clayton to<br>order desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 801 exceeds guideline of 620. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reporting since 2/2017 paid as agreed. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 11.5 years with current employer. |
| &nbsp;&nbsp;&nbsp;180 | XXXXXX | XXXXXX | LA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 782 qualifying score is 10+ points > 620 min requirement. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have over 50 months of Reserves. |
| &nbsp;&nbsp;&nbsp;181 | XXXXXX | XXXXXX | ID | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 12 Months payment history required, credit reports 47 Months <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: No late payments reported in over 47 months <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of late payments |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;182 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 75.00% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $187,061.42 or 82.41 months of PITI. DU AUS required reserves of $17,241.71. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 27 mos. 0x30 and 1 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;183 | XXXXXX | XXXXXX | MA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA<br>Score.<br>Clayton to<br>order desk<br>review. | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job with 23.4 years. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit history exceeds guidelines with no late payments reported in the past 60 months or more. |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX | MA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | 1. Missing<br>complete copy<br>of 2023 1040.<br>Statements 1,<br>2 and 3<br>referenced on<br>Schedule E<br>not located in<br>file.2. Missing<br>VOM for<br>Ross<br>mortgage to<br>verify<br>0x30x12 mo.<br>mortgage<br>history and<br>verify PITI<br>expense<br>$3,539.86<br>used to<br>qualify.3.<br>Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to verify if<br>XXX, XX,<br>XXX and<br>XXX are<br>subject to an<br>HOA<br>expense.4.<br>Missing<br>documentation<br>to support<br>subject rental<br>income of<br>$3,813.42<br>used to<br>qualify.<br>Reviewer<br>calculation of<br>rental income<br>from 2023<br>Schedule E is<br>$1,667.50<br>which<br>increased<br>subject rent<br>loss to<br>$3,047.72 and<br>increases back<br>DTI to<br>56.25%. | 6/13/2025:<br>All<br>required<br>docs<br>received. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 23 years 6 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 25 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 70.00% below program maximum 75.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,220,773.68 or 258.90 months of PITI. LP AUS required reserves of $47,689.04. |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX | MA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Credit/<br>Mtg<br>History | Satisfied B A | CRDCRMH193 | Length of<br>mortgage/<br>rental history<br>in file does<br>not meet<br>guideline<br>requirement | No | Missing VOM<br>for XXX<br>mortgage to<br>verify<br>0x30x12 mo.<br>mortgage<br>history and<br>verify PITI<br>expense<br>$3,539.86<br>used to<br>qualify. | 6/13/2025:<br>Received<br>VOM. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 23 years 6 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 25 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 70.00% below program maximum 75.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,220,773.68 or 258.90 months of PITI. LP AUS required reserves of $47,689.04. |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX MA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied C A | CRDDTI187 | Debt Ratio<br>> 50% | No | Missing<br>documentation<br>to support<br>subject rental<br>income of<br>$3,813.42<br>used to<br>qualify.<br>Reviewer<br>calculation of<br>rental income<br>from 2023<br>Schedule E is<br>$1,667.50<br>which<br>increased<br>subject rent<br>loss to<br>$3,047.72 and<br>increases back<br>DTI to<br>56.25%. | 6/13/2025:<br>Received<br>REO docs<br>and there is<br>an<br>additional<br>loan that<br>was IP with<br>this one for<br>XXX. After<br>re-review,<br>DTI<br>matches<br>lender's<br>45.11%<br>DTI. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 23 years 6 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 25 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 70.00% below program maximum 75.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,220,773.68 or 258.90 months of PITI. LP AUS required reserves of $47,689.04. |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX MA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to verify if<br>XXX, XXX,<br>XXX and<br>XXX are<br>subject to an<br>HOA expense. | 6/12/2025:<br>Received<br>verification,<br>no HOA on<br>any REOs. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 23 years 6 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 25 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 70.00% below program maximum 75.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,220,773.68 or 258.90 months of PITI. LP AUS required reserves of $47,689.04. |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX MA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation. No<br>LCA score<br>established. | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satsified. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 23 years 6 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 25 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 70.00% below program maximum 75.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,220,773.68 or 258.90 months of PITI. LP AUS required reserves of $47,689.04. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;185 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $652,290.86 (292.60 months PITIA reserves) > minimum required of $13,260.78. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 809 mid score > minimum required of 620 <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Negligible use of available revolving credit lines @ 0.02% <br>CFCFS2860: Good credit history <br>- Clayton Comments: Consumer debt: 0x30 x greater than 99 months <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Consecutive mortgage payment histories: 0x30 x75 months |
| &nbsp;&nbsp;&nbsp;186 | XXXXXX | XXXXXX | AK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation<br>as neither<br>FNMA or<br>FHLMC<br>issue<br>UCDP on<br>multifamily<br>properties -<br>Clayton to<br>order desk<br>review | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1 has occupied XXX primary residence for 9 years 3 months. B2 has occupied XXX primary residence for 11 years 8 months. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been with the employer for 18 years 5 months. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been with XXX employer for 7 years 6 months. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: B2: Base Wage Income: $3,311.20 x26/12 = $7,174.27. However, this income was not used to qualify for the mortgage. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Assets: $613,375.54 - $104,323.50 Required Reserves = $509,052.04/$2,116.42 PITI subject = 240.53 additional months of reserves. |
| &nbsp;&nbsp;&nbsp;187 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal usage of available revolving credit lines @ 12% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets $273,886.39 (123.43 months PITIA reserves) > minimum required of $18,099.84 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 774 mid score > minimum required of 620 <br>CFCFS2860: Good credit history <br>- Clayton Comments: Consumer debt: 0x30 x greater than 99 months |
| &nbsp;&nbsp;&nbsp;188 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $84,560.14 (32.95 months PITIA reserves) > minimum required reserves of $17,040.51 <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: No major derogatory credit in past 24 months. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 12.10% significantly lower than 45% |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;189 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score exceeds guidelines of 620 with 755 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV below guideline requirements of 85% to be at 80% |
| &nbsp;&nbsp;&nbsp;190 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2354 | Asset<br>Verification<br>In File is<br>Incomplete<br>Per<br>Requirements | No | DU # 7<br>XXX ,<br>casefile ID<br>XXX lists<br>401K acct<br>with a<br>balance of<br>$229,070.77.<br>This amount<br>was taken<br>off of the<br>XXX report<br>id : XXX,<br>dated XXX.<br>However the<br>DU<br>references a<br>different<br>XXX id :<br>XXX, dated<br>XXX, with<br>different<br>asset amount<br>verified and<br>this report<br>was not<br>provided.<br>The printout<br>summary for<br>XXX<br>accounts<br>does not list<br>name of the<br>owner and is<br>not<br>acceptable<br>and has a<br>different<br>amount of<br>funds as<br>well. Please<br>provide the<br>most recent<br>401-K<br>statement to<br>verify the<br>amount of<br>funds used<br>to qualify. | 6/25/2025:<br>Received<br>additional<br>assets.<br>Verified<br>$248,168.40<br>reserves. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 36.89% is below Guidelines max of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines max of 85% for NOO purchase. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $19,097.63 exceed DU required of $11,740.93. |
| &nbsp;&nbsp;&nbsp;190 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing AUS<br>or AUS<br>errors present | No | DU # 7<br>XXX ,<br>casefile ID<br>XXX lists<br>401K acct<br>with a<br>balance of<br>$229,070.77.<br>This amount<br>was taken<br>off of the<br>XXX report<br>id : XXX,<br>dated XXX.<br>However the<br>DU<br>references a<br>different<br>XXX id :<br>XXX, dated<br>XXX, with<br>different<br>asset amount<br>verified and<br>this report<br>was not<br>provided.<br>Additionally,<br>IRA XXX<br>account was<br>listed as<br>Money<br>Market<br>account.<br>Please<br>provide<br>updated DU<br>reflecting<br>accurate<br>asset amount<br>for XXX<br>401K and<br>accurately<br>classifying<br>XXX IRA as<br>retirement<br>funds. | 6/25/2025:<br>Received<br>additional<br>assets.<br>Verified<br>$248,168.40<br>reserves. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 36.89% is below Guidelines max of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines max of 85% for NOO purchase. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $19,097.63 exceed DU required of $11,740.93. |
| &nbsp;&nbsp;&nbsp;191 | XXXXXX | XXXXXX | OK (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA221 | Natural<br>Disaster<br>Area, Subseq<br>inspect prior<br>to Disaster<br>(Individual) | No | Natural<br>Disaster<br>Area,<br>Subsequent<br>inspection<br>prior to<br>Disaster<br>(Individual).<br>Declaration

#XXX dated<br>XXX,<br>effective<br>XXX for<br>XXX. PDI<br>to be ordered<br>by Clayton.<br>The 1004D<br>in the file<br>indicating no<br>damage is<br>dated XXX<br>prior to<br>declaration<br>date. | 6/11/2025:<br>Received<br>clear PDI<br>report dated<br>6/10/2025. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have significant time at current residence with 9.9 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job with 10.3 years. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has significant time at current job with 10.3 years. |
| &nbsp;&nbsp;&nbsp;192 | XXXXXX | XXXXXX | RI (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 23 years 1 month at current residence. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 766 is 146 points above the 620 FICO required for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $38,247.93 is $18,396.15 greater than the $19,851.78 reserves required. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;193 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $51,674.30 exceed the minimum required reserves of $27,438.58 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 809 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 2% revolving credit utilization. |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 44.25 is below guideline requirements <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI below guideline requirement. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 779 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;195 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 800 > is above guideline minimum credit score 620. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 15 years. |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $1,571,014.81 or 495.63 months of PITI Required Reserves are $34,570.33 or 7.77 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO Score 813. Minimum guideline required 620. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrower has 89 months housing history with no delinquencies. |
| &nbsp;&nbsp;&nbsp;197 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at current residence for 18 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in current profession for 35 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying fico is 785 <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: 0% consumer credit utilization in file |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;198 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied D A | CMPTRID5107 | TRID -<br>Seller<br>CD not<br>in file;<br>need in<br>order to<br>complete<br>fee entry | No | Seller<br>CD not<br>in file.<br>Provide<br>seller<br>CD | 06.23.2025<br>- Seller<br>CD<br>provided | 06.23.2025<br>-Exception<br>satisifed | Not<br>Applicable | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 739 FICO is higher than the 620 minimum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has an additional $15949 in reserves above the $6340.39 required by DU <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Borrowers 40% DTI is below the 45% max |
| &nbsp;&nbsp;&nbsp;199 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score is<br>5<br>.Clayton<br>to order<br>desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 67.68 below min guidelines of 75% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 726 exceed min guides 620 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower 16 years has significant time at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: 17 years at current residence <br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years <br>- Clayton Comments: No mortgage lates in the past 2 years <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: NO lates in consumer credit history past 2 years exceed guidelines. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves exceed guidelines. |
| &nbsp;&nbsp;&nbsp;200 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 30.58 is below guideline requirement. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75 is below guideline requirement of 85 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $78,333.30 or 32.23 months PITI reserves exceeds AUS required reserves of $27,567.11. |
| &nbsp;&nbsp;&nbsp;201 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying is 787, minimum required is 620 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI is 33.85, max allowed per G/L is 45% <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in the same profession for 21 years |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;202 | XXXXXX | XXXXXX | IL | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) C A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>Affiliate<br>Business<br>Disclosure | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 688 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 23% revolving credit utilization. |
| &nbsp;&nbsp;&nbsp;202 | XXXXXX | XXXXXX | IL | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3966 | TRID -<br>CD: The<br>Will Not<br>Have an<br>Escrow<br>Account in<br>the CD<br>Loan<br>Disclosures<br>section is<br>selected<br>and both or<br>neither of<br>You<br>declined it<br>and/or<br>Your<br>lender does<br>not offer<br>one are<br>selected | Yes | Neither of You<br>declined it<br>and/or Your<br>lender does not<br>offer one are<br>selected by the<br>borrower.<br>LOX and post-<br>consummation<br>CD within 60<br>days of<br>consummation. | 06.25.2025<br>- CIC<br>provided<br>however<br>LOX and<br>PCCD<br>required<br>with<br>option<br>selected in<br>Loan<br>Disclosure<br>section. | 06.25.2025<br>-Exception<br>remains | Non-Numeric | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 688 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 23% revolving credit utilization. |
| &nbsp;&nbsp;&nbsp;203 | XXXXXX | XXXXXX | NJ | (No Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/CU<br>Score. Clayton<br>to order Desk<br>Review. (2<br>unit property). | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Additional bonus income $121,551/12 = $10,129.25 monthly not used to qualify. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 781 Credit score exceeds guidelines 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $39,067.38 or 11.62 months of PITIA exceeds DU required amount of $28,771.94. |
| &nbsp;&nbsp;&nbsp;204 | XXXXXX | XXXXXX | CA | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 783 credit score; 620 minimum FICO <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has significant time in profession 15 years <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30x32 Mortgage payment history exceeds guidelines <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have owned the primary residence 5.42 years |
| &nbsp;&nbsp;&nbsp;205 | XXXXXX | XXXXXX | AZ | (No Data) | ATR/QM:<br>Exempt C A | Credit | Credit/<br>Mtg<br>History | Active C | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | Yes | The credit<br>report reflects<br>an open/active<br>HELOC which<br>was not<br>disclosed on<br>the loan<br>application.<br>The reviewer<br>is unable to<br>accurately<br>calculate<br>reserves.<br>HELOC must<br>be added to the<br>1003 and and<br>DU rerun. | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: The borrower has been in the profession for 11 years. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 67.48 < the maximum LTV of 85%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified assets of $2,835,109.96; assets required $119,984.42; verified reserves of $2,715,125.54; required reserves of $10,365.85 <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 806 credit score is > the minimum credit score of 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;206 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 38.99% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 765 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 7% revolving credit utilization. |
| &nbsp;&nbsp;&nbsp;207 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 796 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving use |
| &nbsp;&nbsp;&nbsp;208 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $2306.67 or xx.xx893.59 months PITI Required PITI Reserves are $2581.36 x 8.73 = $22,545.66 <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrower has no history of late payments <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 805. |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | XXXXXX | WV (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has an additional $8527 in reserves above the required amount on DU <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Borrowers 37% DTI is below the 45% max <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 777 FICO is above the 620 minimum. |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 80% LTV is 5% below the maximum guideline requirement of 85%. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 35% DTI is 10% below the maximum guideline requirement of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 credit score exceeds the 620 minimum guideline requirement by 159 points. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no score.<br>Clayton to<br>order<br>Desk<br>Review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 737 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 5.040% revolving credit utilization. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $72,327.78 or 25.12 months of PITI reserves exceeds the minimum required reserves of $23,793.84 |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Compliance | Documentation | Satisfied D A | CMPDOC3268 | Note in<br>file is<br>incomplete | No | Note in<br>file is not<br>signed by<br>borrower | 6/13/2025:<br>Received<br>complete<br>signed<br>Note. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $98,572.00 reserves in file or 46.74 months PITI > required guidelines <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 765 qualifying score exceeds guidelines requirements <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Co—Borrower has stable employment in this profession for the past 25+ years |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL2862 | Copy of<br>Note in<br>file is<br>incomplete | No | Note in<br>file is not<br>signed by<br>borrower | 6/13/2025:<br>Received<br>complete<br>signed<br>Note. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $98,572.00 reserves in file or 46.74 months PITI > required guidelines <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 765 qualifying score exceeds guidelines requirements <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Co—Borrower has stable employment in this profession for the past 25+ years |
| &nbsp;&nbsp;&nbsp;213 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 725 >XX points above guideline program minimum of 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 66.67% LTV for Subject Property is below guideline max LTV of 75% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 12.89% DTI below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | MD | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>Required<br>Affiliate<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has been employed in profession 20 years. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 30.26%. Guideline maximum 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $101,082.36 or 33.13 months of PITI Required Reserves are $18,304.91 or 6 months. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | MD | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has been employed in profession 20 years. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 30.26%. Guideline maximum 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $101,082.36 or 33.13 months of PITI Required Reserves are $18,304.91 or 6 months. |
| &nbsp;&nbsp;&nbsp;215 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned primary residence for 6 years and 8 months. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 19 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 783 credit score exceeds minimum required of 620. |
| &nbsp;&nbsp;&nbsp;216 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Time on job = 12 years <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Time at residence = 5 years, 6 months <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Minimum Fico is 620; subject Fico is 786. |
| &nbsp;&nbsp;&nbsp;217 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is > 2.5.<br>Clayton to<br>order desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $56,802.43 exceed required reserves of $18,797.20 per AUS. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 29.37 is below guideline requirement <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80 is below guideline requirements. |
| &nbsp;&nbsp;&nbsp;218 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at current residence for 6.1 years <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has been at current residence for 6 years <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: 3% consumer credit utilization in file <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: 31.89 months piti reserves |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;219 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $801,565.58 or 220.66 months PITI. Required reserves are $28,571.04 or 7.87 months PITI. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 802. Guideline minimum 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 30.35%. Guideline maximum 45%. |
| &nbsp;&nbsp;&nbsp;220 | XXXXXX | XXXXXX | NV | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver (PIW)/<br>AW | No | PIW approved<br>loan. Clayton<br>to order BPO. | 6/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been at current place of employment for 7 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 813 is greater than guideline minimum 620. |
| &nbsp;&nbsp;&nbsp;221 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Assets | Active C | CRDAST206 | Asset Amounts<br>Are<br>Unsupported<br>by<br>Documentation<br>in File | Yes | Asset Amounts<br>Are<br>Unsupported<br>by<br>Documentation<br>in File. \*<br>Missing the<br>XXX<br>2/27/2020<br>confirming<br>unrestricted<br>access to the<br>assets. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 18.167 yrs tenure with current employer per 1003. Business in existence since 10/26/88. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 60 consecutive current months mortgage payment history exceeds 24 month guidelines <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 25.61% below 45% guideline. |
| &nbsp;&nbsp;&nbsp;222 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 802 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal use of revolving debt |
| &nbsp;&nbsp;&nbsp;223 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL2862 | Copy of Note<br>in file is<br>incomplete | No | Signature page<br>is missing<br>from the Note<br>provided.<br>Please provide<br>complete,<br>executed Note. | 6/26/2025:<br>Received<br>all pages<br>of the<br>Note. | 6/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 13+ years with current employer <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 802 FICO exceeds minimum 620 <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0 x 30 in 49 months |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification of<br>employment<br>missing | No | File missing<br>VVOE within<br>30 days of<br>closing. | 6/13/2025:<br>Received<br>VVOE. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 21 years & 8 months at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 23 years & 9 months at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 811 is 191 points above the 620 FICO required for the program |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Insurance | Satisfied D A | CRDINSR3278 | Hazard<br>Insurance<br>documentation<br>in file is<br>incomplete | No | HOI<br>document<br>in file<br>missing<br>Insurance<br>Effective<br>Date &<br>Expiration<br>Date | 6/19/2025:<br>Received<br>HOI policy<br>period<br>XXX-XXX. | 6/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 21 years & 8 months at current job <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 23 years & 9 months at current residence <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 811 is 191 points above the 620 FICO required for the program |
| &nbsp;&nbsp;&nbsp;225 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 80% is below Guidelines 85% max for NOO purchase. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 28.83% is below Guidelines maximum of 50%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of 49,849.95 exceed DU required reserves of $14,771.09. |
| &nbsp;&nbsp;&nbsp;226 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 26.39% DTI below guideline requirement of 45%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 75% LTV for Subject Property is below guideline max LTV of 85% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 788 > 168 points above guideline program minimum of 620. |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | XXXXXX | GA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75% is below the maximum of 85% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 30.58% is below the maximum of 45% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash Reserves $21282.20 or 8.24 months. DU required $15491.29 in reserves |
| &nbsp;&nbsp;&nbsp;228 | XXXXXX | XXXXXX | WA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing AUS<br>or AUS errors<br>present | No | Sales<br>price is<br>incorrect.<br>$XXX on<br>DU #10,<br>final<br>contract<br>and<br>signed<br>CD show<br>$XXX | 6/25/2025:<br>Received<br>corrected<br>DU, #11<br>6/24/2025. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving debt <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 796 FICO, 620 minimum |
| &nbsp;&nbsp;&nbsp;229 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 24.13% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 FICO exceeds program min allowable of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $70,532.97 exceed the minimum required reserves of $18,274.13. |

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| | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Initial<br>Securitization<br>Condition<br>Grade** | **Final<br>Securitization<br>Condition<br>Grade** | **Initial<br>S&P<br>Condition<br>Grade** | **Final<br>S&P<br>Condition<br>Grade** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;230 | XXXXXX | XXXXXX | OK | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 785 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving use |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;232 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 780 is 160 points above the 620 FICO required for the program. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 11 years 7 months at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $1,519,987.42 is $1,500,014.52 greater than the $19,972.90 reserves required. |
| &nbsp;&nbsp;&nbsp;233 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $147,722.81 or 60.59 months PITI reserves exceed required reserves of $16,851.79 per AUS. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 28.89 below guideline requirement. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75 below guideline requirements |
| &nbsp;&nbsp;&nbsp;234 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 38.16% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 785 FICO exceeds program min allowable of 620. |
| &nbsp;&nbsp;&nbsp;235 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $40,667.86 or 20.37 months PITI. Required reserves are $35,874.55 or 16.26 months PITI. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO score 778. Minimum required 620. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has been employed 13 years 8 months. |
| &nbsp;&nbsp;&nbsp;236 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving debt <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 798 FICO, 620 minimum |
| &nbsp;&nbsp;&nbsp;237 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close reserves COMP Factors:Reserves 144 months reserves. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 34.48%; Max 50% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Fico 782 |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;238 | XXXXXX | XXXXXX | CA | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 773 FICO exceeds program min allowable of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 40.30% DTI is below program max allowable of 45%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $79,405.03 exceed the minimum required reserves of $29,899.39 |
| &nbsp;&nbsp;&nbsp;239 | XXXXXX | XXXXXX | FL | (No Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>> 2.5 at<br>2.6.<br>Clayton<br>to order<br>desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 12 years with her current employer. <br>CFCFS2860: Good credit history <br>- Clayton Comments: No derogatory credit reporting for either borrower with over 15 years reporting. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 19.4% is below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;240 | XXXXXX | XXXXXX | TX | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;241 | XXXXXX | XXXXXX | FL | QM:<br>Rebuttable<br>Presumption | QM:<br>Rebuttable<br>Presumption<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score ><br>2.5,<br>Clayton<br>to order<br>desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $563,067.57 or 195 months PITIA. Required reserves are $5,761.07 |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | XXXXXX | FL | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 772 FICO score. Minimum required 620. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Borrower has an excellent mortgage payment history with 43 months reviewed with 0 late payments reporting. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: B1 has 19 years 2 months at current residence. B2/B3 have 15 years at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 26 years 2 months at current job. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 29 years 6 months in same line of work. |
| &nbsp;&nbsp;&nbsp;243 | XXXXXX | XXXXXX | AL | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 758 FICO exceeds 620 required. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 31.65 is less than max of 45. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;244 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max allowed DTI is 50% and the borrowers have a 34.157% DTI. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 16 years 7 months at current job. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 15 years 9 months at current job. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 3 mos. 0x30, 34 mos. 0x30, 10 mos. 0x30, 27 mos. 0x30, 27 mos. 0x30, and 82 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $435,199.04 or 101.02 months of PITI. DU AUS required reserves of $95,754.44 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 75.00% below program maximum 85.00%. |
| &nbsp;&nbsp;&nbsp;245 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3961 | TRID -<br>CD: The<br>amount of<br>the<br>periodic<br>escrow<br>payment in<br>the<br>Projected<br>Payments<br>section<br>does not<br>equal the<br>periodic<br>escrow<br>payment<br>disclosed<br>in the Loan<br>Disclosures<br>section | No | Missing<br>the MI<br>Payment<br>LOX and<br>redisclosed<br>CD | 06.17.2025 - Final<br>CD XXX Projected<br>Payments,<br>Message: The<br>Estimated Escrow<br>Payment $242.94<br>plus $45.74 is<br>$288.68 and Loan<br>disclosure section<br>only shows<br>$242.94. HOA is<br>not escrowed and<br>should not be<br>included in total.<br>Monthly escrow<br>payment in loan<br>disclosure section<br>should be<br>$288.68.06.25.2025<br>- PCCD received. | 06.17.2025 -<br>Exception<br>remain06.25.2025<br>-Exception<br>satisfied | Numeric | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 99 months with 0x30 Mortgage payment history exceeds guidelines of 24 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 781 Median FICO >161 points above guideline program minimum of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 36.66% DTI below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;245 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | FHLMC<br>LCA could<br>not be<br>assessed.<br>Clayton to<br>order desk<br>review. | 6/16/2025: CDA<br>provided supports<br>appraised value | 6/16/2025:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 99 months with 0x30 Mortgage payment history exceeds guidelines of 24 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 781 Median FICO >161 points above guideline program minimum of 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 36.66% DTI below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 770 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 13% revolving credit utilization. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 5 years at current residence. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | XXXXXX | NV (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>4.0.<br>Clayton<br>to order<br>Desk<br>Review.<br>(Cannot<br>use XXX<br>AVM in<br>the file). | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value<br>within<br>tolerance<br>(-4.17%). | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 22 years at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 15 years at current job. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $77,849.03 exceed the minimum required reserves of $59,654.12. |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | XXXXXX | AZ (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 762 credit score; 620 minimum FICO <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0x30x51 mortgage payment history exceeds guidelines <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned the primary residence 6.75 years <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession 11 years |
| &nbsp;&nbsp;&nbsp;249 | XXXXXX | XXXXXX | GA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 732 FICO, 620 minimum <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 6+ years at current job |
| &nbsp;&nbsp;&nbsp;250 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2354 | Asset<br>Verification<br>In File is<br>Incomplete<br>Per<br>Requirements | No | Margin<br>account<br>from<br>XXX<br>used for<br>down<br>payment.<br>Must<br>document<br>sufficient<br>liquid<br>funds<br>available<br>from this<br>account<br>to<br>liquidate<br>margin<br>funds | 6/25/2025:<br>Received<br>verification<br>of transfers<br>in<br>description<br>on asset<br>statement. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 806 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving use |
| &nbsp;&nbsp;&nbsp;251 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation:<br>LCA<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review. | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job with 5 years. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has significant time at current job with 5 years. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit history exceeds guidelines of 12 mos. with no late payments reporting for the past 5 years or more. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;252 | XXXXXX | XXXXXX | NH | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>LCA did not<br>return any<br>score and file<br>has no CDA.<br>Clayton to<br>order desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 38.72% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 795 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 2% revolving credit utilization. |
| &nbsp;&nbsp;&nbsp;253 | XXXXXX | XXXXXX | ME | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Clayton to<br>order desk<br>review; cu<br>score 3.7 | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Exceeds 700 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: 34 months of reserves <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 54 months on time |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | XXXXXX | WI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score was<br>2.6. Clayton to<br>order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 803 FICO score is higher than the 620 minimum required. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has $65572 in reserves. |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 47.27% is below Guidelines/DU maximum of 50%. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Excellent mortgage payment history verified via credit report and supplement on all three mortgage loans, the longest reviewed 52 months and zero lates on each. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Available reserves $89,340.01 greatly exceed DU required reserves of $21,371.65. |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | XXXXXX | NV | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID - Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | Loan Doc<br>Redraw Fee of<br>$50.00 was not<br>disclosed prior<br>to closing<br>without a valid<br>reason or not<br>timely<br>disclosed;<br>refund<br>required within<br>60 days of<br>consummation.<br>Letter of<br>explanation,<br>corrected<br>Closing<br>Disclosure,<br>refund, proof<br>of delivery<br>within 60 days<br>of<br>consummation. | 06.23.2025<br>- COC<br>provided. | 06.23.2025<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 782 exceeds the minimum of 620 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75% is below the maximum 90% <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 8 years at current employer <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: 2024 W2 supports monthly income of $56123.18. Only used base income verified on paystub of $21543.68 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | XXXXXX | NV | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO | 6/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 782 exceeds the minimum of 620 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75% is below the maximum 90% <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: 8 years at current employer <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: 2024 W2 supports monthly income of $56123.18. Only used base income verified on paystub of $21543.68 |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 37.31% is below max Guidelines and DU of 50%. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Additional bonus income with 24 months history verified as per WVOE was not used in qualifying. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Good credit history on primary residence with XXX with zero late and 26 month reviewed. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close reserves 132,585.04 greatly exceed DU required of $24,923.21. |
| &nbsp;&nbsp;&nbsp;258 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | No | File<br>missing<br>Appraisal<br>Form<br>1004D | 6/17/2025:<br>Received<br>1004D -<br>all<br>complete. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 759 median FICO. Minimum required 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrowers have post close assets of $112,731.97. Required reserves are $47,225.11. |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | XXXXXX | IN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned primary residence for 6 years and 4 months. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 7 years and 10 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 762 credit score exceeds minimum required of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets: Post close assets of $158,113.47 (80.09 months PITIA reserves) > minimum required of $19,984.46 |

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| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;260 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has been employed with XXX for 12 years and 7 months. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves $386,423.64 or 144.36 months PITIA. DU requires $6,253.57. |
| &nbsp;&nbsp;&nbsp;261 | XXXXXX | XXXXXX AL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score is<br>N/A -<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Excerption<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 4 years & 8 months at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 765 is 145 points above the 620 FICO required for the program |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | XXXXXX NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU<br>score for<br>LP, CDA<br>required | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 820 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving debt |
| &nbsp;&nbsp;&nbsp;263 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Clayton to<br>Order<br>CDA to<br>Support<br>value of<br>$XXX.<br>CU/LCA<br>score is<br>4.4. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 12 years and 0 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 806 > 186 points above guideline program minimum of 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 56.03% LTV for Subject Property is below guideline max LTV of 75% <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 36.13% DTI below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | XXXXXX DE | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 29.55% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 780 FICO exceeds program min allowable of 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 4 years and 4 months at current job. |
| &nbsp;&nbsp;&nbsp;265 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | PIW in<br>file,<br>Clayton to<br>order<br>BPO. | 6/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 775 FICO score. Minimum required 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 24 is less than the max of 45. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75 is less that the max of 90. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | XXXXXX | RI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support<br>XXX is not<br>subject to<br>HOA expense<br>as qualified<br>with. | 6/16/2025:<br>Received<br>verification,<br>no HOA. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 11 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 63.06% below program maximum 70.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $26,732.07 or 9.13 months of PITI. DU AUS required reserves of $17,575.27. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 38 mos. 0x30 and 82 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | XXXXXX | RI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of<br>non-subject<br>PITI | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support<br>XXX is not<br>subject to<br>HOA expense<br>as qualified<br>with. | 6/16/2025:<br>Received<br>verification,<br>no HOA. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 11 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 63.06% below program maximum 70.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $26,732.07 or 9.13 months of PITI. DU AUS required reserves of $17,575.27. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 38 mos. 0x30 and 82 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | XXXXXX | RI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation. No<br>CU score<br>established. | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 11 years in same line of work. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 63.06% below program maximum 70.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $26,732.07 or 9.13 months of PITI. DU AUS required reserves of $17,575.27. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 38 mos. 0x30 and 82 mos. 0x30. |
| &nbsp;&nbsp;&nbsp;267 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 802. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 70%. Max allowed LTV is 80%. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 80.00% below program maximum 85.00%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $61,607.77 or 29.10 months of PITI. DU AUS required reserves of $29,160.22. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of consumer credit. Credit line usage 20.75%. |
| &nbsp;&nbsp;&nbsp;269 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA (or<br>CU) score<br>is >2.5.<br>Clayton to<br>order desk<br>review | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 5 years at current residence <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 9 years & 3 months at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 762 is 142 points above the 620 FICO required for the program <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Borrower Mortgage payment 0x30x87 |
| &nbsp;&nbsp;&nbsp;270 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 798 Credit score exceeds guidelines of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $104,999.56 or 45.43 months of PITIA exceeds DU required amount of $19,981.23. |
| &nbsp;&nbsp;&nbsp;271 | XXXXXX | XXXXXX | KS | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving debt <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 790 FICO, 620 minimum |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 801 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $195,619.97 or 39.67 months of PITIA exceeds DU required amount of $29,588.20. |
| &nbsp;&nbsp;&nbsp;273 | XXXXXX | XXXXXX | MN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Application | Satisfied C A | CRDAPP131 | Occupancy<br>status not<br>supported by<br>file<br>documentation | No | Loan<br>closed as<br>an<br>investment<br>property<br>however<br>the<br>appraisal<br>indicates<br>property is<br>owner<br>occupied. | 6/26/2025:<br>Received<br>corrected<br>appraisal<br>showing<br>tenant<br>occupied. | 6/26/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 8 years and 8 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 751 credit score exceeds minimum required of 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;273 | XXXXXX | XXXXXX | MN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Score ><br>2.5.<br>Clayton<br>to order<br>desk<br>review. | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 8 years and 8 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 751 credit score exceeds minimum required of 620. |
| &nbsp;&nbsp;&nbsp;274 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower fico 789 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 70% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets verified post closing: 85.07 months PITI or Cash Reserves $220,559.10 required for closing $123,654.06 |
| &nbsp;&nbsp;&nbsp;275 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 24.33% below guideline requirement <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has >5 years at current job |
| &nbsp;&nbsp;&nbsp;276 | XXXXXX | XXXXXX | AL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 39.28% is below max DTI of 45% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit Score of 762 exceeds required minimum score of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash Reserves of $316,545 (239 mos) exceeds DU required reserves of $81,326. |
| &nbsp;&nbsp;&nbsp;277 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 22.47% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 797 FICO exceeds program min allowable of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $69,814.33 exceeds required reserves of $9,356.87. |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $228,653.11 or 88.73 months exceed required DU reserves of $19,455.65. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 43.88% is below Guidelines/DU maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines/FNMA maximum of 85% for NOO purchase. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;279 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 23.92% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 808 FICO exceeds program min allowable of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $84,372.93 exceed the minimum required reserves of $13,713.69. |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Credit | Credit/<br>Mtg<br>History | Satisfied D A | CRDCRMH149 | Missing<br>support docs<br>for VOM/<br>VOR (e.g.<br>cancelled<br>checks) | No | Missing<br>VOM<br>from<br>XXX for<br>primary<br>residence<br>located at<br>XXX. | 6/25/2025:<br>Received<br>payment<br>info - new<br>loan.<br>Closed<br>XXX.<br>Payment<br>starts<br>XXX. | 6/25/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are$121,891.09 or 34 months PITIA. Required reserves are $29,863.50 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 15 years at current job |
| &nbsp;&nbsp;&nbsp;281 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 10.6 years current job time <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: credit score of 685 > than min. requirement of 620 <br>CFCFS1745: Significant total monthly debt reduction <br>- Clayton Comments: $117,260 in consumer debt paid off at closing. |
| &nbsp;&nbsp;&nbsp;282 | XXXXXX | XXXXXX | MN | QM:<br>Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is > 2.5.<br>Clayton<br>to order<br>desk<br>review. | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 41.57% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines 90% maximum for 2nd home rate/term refinance. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $199,190.62 exceed DU required reserves of 11,308.11. |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | Yes | Loan<br>declared<br>QM<br>XXX<br>(APOR)<br>from<br>lender/<br>client;<br>Clayton<br>status is<br>NONQM<br>due to<br>fees too<br>high<br>(adjusted<br>charges<br>are<br>$983347,<br>max<br>allowed<br>is<br>$9159.24;<br>$674.23<br>too high). | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 758 > 138 points above guideline program minimum of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower1 has been in current profession for the past 25 years and 1 month. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has significant time at current residence, 30 years and 0 months. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2904 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not<br>a<br>Qualified<br>Mortgage. | Yes | Loan<br>declared<br>QM XXX<br>(APOR)<br>from<br>lender/<br>client;<br>Clayton<br>status is<br>NONQM<br>due to<br>fees too<br>high<br>(adjusted<br>charges<br>are<br>$983347,<br>max<br>allowed is<br>$9159.24;<br>$674.23<br>too high). | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 758 > 138 points above guideline program minimum of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower1 has been in current profession for the past 25 years and 1 month. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has significant time at current residence, 30 years and 0 months. |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID4993 | TRID CD:<br>The Total<br>Fixed<br>Payment<br>disclosed<br>in at least<br>one<br>column of<br>the<br>Projected<br>Payments<br>section of<br>the Final<br>Closing<br>Disclosure<br>does not<br>match the<br>Total<br>Fixed<br>Payment<br>Clayton<br>that<br>calculates. | Yes | The Final<br>CD has<br>the MI<br>payment<br>of 68.74<br>for 360<br>months<br>and the<br>payment<br>should be<br>$52.80 for<br>the last<br>240<br>months. | (No Data) | (No Data) | Numeric | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 758 > 138 points above guideline program minimum of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower1 has been in current profession for the past 25 years and 1 month. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has significant time at current residence, 30 years and 0 months. |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID5037 | TRID -<br>CD: The<br>Mortgage<br>Insurance<br>Payment<br>disclosed<br>in at least<br>one<br>column of<br>the<br>Projected<br>Payments<br>section of<br>the Final<br>Closing<br>Disclosure<br>does not<br>match the<br>Mortgage<br>Insurance<br>Payment<br>that<br>Clayton<br>calculates. | Yes | The Final<br>CD has<br>the MI<br>payment<br>of 68.74<br>for 360<br>months<br>and the<br>payment<br>should be<br>$52.80 for<br>the last<br>240<br>months. | (No Data) | (No Data) | Numeric | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 758 > 138 points above guideline program minimum of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower1 has been in current profession for the past 25 years and 1 month. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has significant time at current residence, 30 years and 0 months. |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors C A | Credit | Insurance | Satisfied C A | CRDINSR5351 | Insurance<br>Effective<br>date is<br>greater<br>than the<br>transaction<br>date | No | Lender to<br>Provide<br>updated<br>Hazard<br>Dec Page.<br>The<br>Effective<br>date is<br>XXX and<br>the loan<br>disbursed<br>on XXX. | 6/19/2025:<br>Received<br>ALTA<br>showing<br>XXX<br>disbursement<br>date. | 6/19/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 758 > 138 points above guideline program minimum of 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower1 has been in current profession for the past 25 years and 1 month. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has significant time at current residence, 30 years and 0 months. |
| &nbsp;&nbsp;&nbsp;284 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>UCDP<br>retained<br>no CU<br>score.<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $2,570,185.37 exceed the minimum required reserves of $32,099.80. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 780 FICO exceeds program min allowable of 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 14 years and 7 months at current job. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;285 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 64% LTV is 11% below the maximum guideline requirement of 75%. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 46 months mortgage payment history exceeds the 12 month minimum guideline requirement by 34 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 809 credit score exceeds the 680 minimum guideline requirement by 129 points. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $271,089.31 exceed the required cash reserves of $15,326 by $255,763. |
| &nbsp;&nbsp;&nbsp;286 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0 x 30 in 41 months <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 21+ years with current employer |
| &nbsp;&nbsp;&nbsp;287 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 801 FICO score. Minimum required 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has successfully retained employment with current employer for 19 years consistently. |
| &nbsp;&nbsp;&nbsp;288 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal use of credit. The borrower has 4 open accounts however only has a balance on 1 account <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit Score exceeds guidelines of 620 with a credit score of 791 |
| &nbsp;&nbsp;&nbsp;289 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 35.73 is below guideline requirement. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is below guideline requirements. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $614,437.81 equivalent to 243.66 months PITI reserves exceed guideline requirement of $20,770.58 per AUS. |
| &nbsp;&nbsp;&nbsp;290 | XXXXXX | XXXXXX | IA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>CU score<br>is greater<br>than 2.5.<br>Clayton<br>to order<br>desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Fico score 801 exceeds guide lines minimum of 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has stable employment with 6 years at current job. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 20.49% is below lender's guide lines maximum of 45%. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;291 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 786 FICO exceeds program min allowable of 620. <br>CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 12 years at current residence. |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | PIW allowed<br>per DU.<br>Clayton to<br>order BPO. | 6/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 790 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving debt |
| &nbsp;&nbsp;&nbsp;293 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2354 | Asset<br>Verification<br>In File is<br>Incomplete<br>Per<br>Requirements | No | Missing<br>stamped,<br>signed and<br>data CD<br>verification<br>from XXX for<br>additional<br>funds to close.<br>CD value<br>XXX | 6/17/2025:<br>Received<br>docs<br>verifying<br>SOF. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: fico 736 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Max 75% LTV 65% |
| &nbsp;&nbsp;&nbsp;293 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA Score<br>3.5 Clayton to<br>order desk<br>review | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: fico 736 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Max 75% LTV 65% |
| &nbsp;&nbsp;&nbsp;294 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score is<br>3.5 is > 2.5.<br>Clayton to<br>order CDA. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 735 > is above guideline minimum credit score 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV: 75% is 10 points below the guideline program minimum 85%. |
| &nbsp;&nbsp;&nbsp;295 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close reserves $669,642.22 or 100.12 months, Guidelines require $40,128.83. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 60%. |
| &nbsp;&nbsp;&nbsp;296 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the loan<br>file is<br>missing<br>documents to<br>complete the<br>ATR/QM<br>review and<br>render an<br>accurate<br>ATR/QM<br>status. | No | 1. Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>for XXX 2.<br>Missing proof<br>of HOA<br>expense of<br>$812.86 for<br>XXX. | 6/19/2025:<br>Received<br>verification<br>no HOA<br>for XXX,<br>verified<br>$351 for<br>XXX and<br>$351 for<br>XXX | 6/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 14 years 8 months at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 27 years in same line of work. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimum use of consumer credit. Credit line usage 16.98%. |
| &nbsp;&nbsp;&nbsp;296 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or all<br>components<br>of<br>non-subject<br>PITI | No | 1. Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>for XXX. 2.<br>Missing proof<br>of HOA<br>expense of<br>$812.86 for<br>XXX | 6/19/2025:<br>Received<br>verification<br>no HOA<br>for XXX,<br>verified<br>$351 for<br>XXX and<br>$351 for<br>XXX | 6/19/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 14 years 8 months at current residence. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has 27 years in same line of work. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimum use of consumer credit. Credit line usage 16.98%. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;297 | XXXXXX | XXXXXX | NC | (No Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>over 2.5;<br>Clayton to<br>order desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been in current residence for 5 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been in current job for 9 years. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Borrower has varied earning streams dependent on task completed, this income in 2024 was $87,480.28 per month. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Total assets verified $525,535.32, effective assets $398,310.56, post closing reserves $291,336.77; required reserves $14,799.19. |
| &nbsp;&nbsp;&nbsp;298 | XXXXXX | XXXXXX | FL | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) C B A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID5067 | TRID - CD:<br>Mortgage<br>Insurance is<br>present in<br>Projected<br>Payments but<br>is not<br>indicated in<br>Loan<br>Disclosures as<br>included for<br>Escrowed or<br>Non-Escrowed<br>Property Costs | No | CD:<br>03/18/2025-1<br>Projected<br>Payments,<br>The<br>Mortgage<br>Insurance<br>Payment<br>disclosed as<br>$83.99, Loan<br>Disclosures<br>section, MI<br>data missing.<br>MI included<br>in monthly<br>payment on<br>loan<br>disclosure<br>section<br>missing from<br>projected<br>payments<br>section.<br>LOX and<br>redisclosed<br>CD; refund if<br>excess funds<br>collected at<br>closing | 6.18.2025<br>lender<br>response<br>Projected<br>payments<br>section is for<br>taxes<br>insurance<br>and<br>Assessments.<br>response;<br>Loan<br>Disclosures<br>section, MI<br>data missing<br>it is part of<br>the escrow<br>Exception<br>Remains<br>06.30.2025 -<br>PCCD<br>received. | 6.19.2025<br>Exception<br>Remains<br>06.30.2025<br>-<br>Exception<br>satisfied | Non-Numeric | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 41.39% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 724 FICO exceeds program min allowable of 620. |
| &nbsp;&nbsp;&nbsp;299 | XXXXXX | XXXXXX | FL | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 791 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $68,996.75 or 17.97 months of PITIA exceeds DU required amount of $25,482.18. |
| &nbsp;&nbsp;&nbsp;300 | XXXXXX | XXXXXX | NV | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver (PIW)/<br>AW | No | PIW allowed<br>per DU.<br>Clayton to<br>order BPO. | 6/11/2025:<br>Received<br>BPO<br>supporting<br>value. | 6/11/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 766 median FICO. Minimum required 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: $593,454.37 reserves, $5,628.35 required |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | XXXXXX | FL | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Analysis<br>not<br>performed.<br>Clayton to<br>order desk<br>review | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $59,313.29 exceed guidelines. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 703 exceeds guidelines. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 48.70 is below guideline requirement for DU underwritten loans. |
| &nbsp;&nbsp;&nbsp;302 | XXXXXX | XXXXXX | GA | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median fico 774 <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV below 75%, LTV 67.44% |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned home for over 5 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 20 years at current job. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage payment history of 46 months exceeds the required 12 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 747 is above the required 620. |
| &nbsp;&nbsp;&nbsp;304 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2354 | Asset<br>Verification<br>In File is<br>Incomplete<br>Per<br>Requirements | No | Employer<br>sponsored<br>Retirement<br>Savings Plan<br>was used for<br>assets in the<br>amount of<br> $421.175.48(backed out<br>$5,000<br>EMD). The<br>terms &<br>conditions of<br>withdrawal<br>document<br>provided<br> (Summary<br>Plan<br>Description)<br>does not<br>specify if and<br>how are<br>withdrawal<br>allowed under<br>the plan,<br>except for<br>separation<br>from service,<br>disability or<br>reaching<br>retirement<br>age. Please<br>document that<br>borrower was<br>allowed to<br>make<br>withdrawals<br>regardless of<br>employment<br>status. | 6/23/2025:<br>Received<br>verification<br>withdrawal<br>is allowed<br>no matter<br>employment<br>status. | 6/23/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Excellent mortgage payment history with no lates and 37 months reviewed. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 42.80% is below Guidelines/DU max 50%. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: 7.30% credit line usage ratio with only one trade wit Discover carrying balances and minimal payment of $98.00/mo. |
| &nbsp;&nbsp;&nbsp;304 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing AUS<br>or AUS<br>errors present | No | DU # 3 listed<br>Mutual Funds<br>(XXX) as an<br>asset.<br>However the<br>asset used is<br>an employer<br>sponsored<br>retirement<br>savings plan,<br>vested 100%<br>and allocated<br>to stocks.<br>There was no<br>subsequent<br>DU provided<br>reflecting this<br>asset<br>classified as a<br>retirement<br>funds. | 6/23/2025:<br>Received<br>verification<br>withdrawal<br>is allowed<br>no matter<br>employment<br>status. | 6/23/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Excellent mortgage payment history with no lates and 37 months reviewed. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 42.80% is below Guidelines/DU max 50%. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: 7.30% credit line usage ratio with only one trade wit Discover carrying balances and minimal payment of $98.00/mo. |
| &nbsp;&nbsp;&nbsp;305 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Application | Active C | CRDAPP2418 | Ownership<br>history<br>inaccurate /<br>incomplete | Yes | Missing proof<br>of current<br>primary<br>residence.<br>The<br>documents are<br>showing a<br>discrepancy in<br>current<br>residence.<br>Using XXX<br>for current<br>primary the<br>back ratios is<br>41.89. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score exceeds guidelines of 620 with a score of 799 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves exceed guidelines per LP require $36,207.18 and verified over $270,000 |
| &nbsp;&nbsp;&nbsp;305 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Terms/<br>Guidelines | Active C | CRDTER3654 | Borrower(s)<br>do not meet<br>guideline<br>requirements<br>for<br>citizenship<br>status | Yes | Missing proof<br>the borrower<br>is a legal<br>resident of the<br>United States.<br>The Social<br>Security card<br>states it's<br>valid for work<br>only with<br>XXX<br>Authorization. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score exceeds guidelines of 620 with a score of 799 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves exceed guidelines per LP require $36,207.18 and verified over $270,000 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;306 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is missing<br>due to<br>property<br>being a<br>three-unit<br>and 1025<br>appraisal<br>form.<br>Clayton to<br>order desk<br>review. | 6/16/2025: CDA<br>provided supports<br>appraised value | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 39.06% is below Guidelines 50% maximum. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Excellent mortgage history with XXX HELOC open 27 months and no lates, XXX primary mortgage 12 months and no lates, and XXX second mortgage 51 months and no lates. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $68,571.54 greatly exceed DU required reserves of $27,615.57. |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>not<br>established.<br>Clayton to<br>order desk<br>review. | 6/13/2025:<br>Received CDA<br>supporting value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 32.67% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 799 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 1% revolving credit utilization. |
| &nbsp;&nbsp;&nbsp;308 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>2.6.<br>Clayton to<br>order Desk<br>Review. | 6/17/2025:<br>Received CDA<br>supporting value<br>within tolerance<br>(-4.24%). | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Below 43% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Exceeds 720 |
| &nbsp;&nbsp;&nbsp;309 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 50 is below guideline requirements. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $967,995.19 exceed required reserves of $13,387.32 per AUS. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 24.17 is below guideline requirements |
| &nbsp;&nbsp;&nbsp;310 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit Score exceeds guidelines of 620 with a score of 809 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves exceed guidelines. DU required $13,568.43—$2, 4541,14.49 in reserves <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job at over 10 years |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | XXXXXX | MN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR275 | Completed<br>"Subject<br>To" w/o<br>Completion<br>Cert in File | No | Missing<br>Final<br>Inspection<br>form 442 | 6/30/2025:<br>Received document<br>signed by builder<br>and borrower<br>indicating subject is<br>complete. Appraiser<br>must go back to<br>property and verify<br>subject is 100%<br>complete.6/30/2025:<br>Lender rebuttal<br>stating alt doc is<br>allowed. After<br>further review,<br>Clayton agrees.<br>FHLMC 5605(a)<br>verifies document<br>signed by borrower<br>and builder is<br>allowed. | 6/30/2025:<br>Exception<br>remains.6/30/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 27% below guideline of 45%. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage history reporting for 7.5 years paid as agreed. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $489,909.06 exceeds AUS requirement of $24,168. |

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| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | XXXXXX MN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU/<br>LCA<br>score.<br>Clayton<br>to order<br>Desk<br>Review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 27% below guideline of 45%. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage history reporting for 7.5 years paid as agreed. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $489,909.06 exceeds AUS requirement of $24,168. |
| &nbsp;&nbsp;&nbsp;312 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has been in XXX profession for 15 years and B2 has been in XXX profession for 13 years. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: The HCLTV is 59.68% and guidelines allow the HCLTV to be 75% <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: B1: Bonus Income: $43,400.00 2024 + $43,667.78 2023 + $8,000.00 2022 = $95,067.78/36 months = $2,640.77; however, this income was not used to qualify for the mortgage. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Assets: $225,889.78 - $13,931.93 required reserves = $211,957.85/ $8,113.15 PITI on both properties owned = 26.13 additional months reserves for both properties owned. |
| &nbsp;&nbsp;&nbsp;313 | XXXXXX | XXXXXX NJ | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU<br>score,<br>Clayton<br>to order<br>CDA. | 6/16/2025:<br>Received<br>CDA<br>supporting<br>value.<br>with 10%<br>tolerance<br>(7.65%). | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | (No Data) |
| &nbsp;&nbsp;&nbsp;314 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO. | 6/10/2025:<br>Received<br>BPO<br>supporting<br>value. | 6/11/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $81,680.25 exceed guidelines. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 74.03 is below guideline requirements. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 40.68 is below guideline requirement. |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 820 exceeds guidelines of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal use of revolving debt with < 1% of debt usage. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been with current employer for 20 years. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;316 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 28.70% DTI is below program max allowable of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 763 FICO exceeds program min allowable of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $717,180.14 exceeds the minimum required reserves of $12,394.00 |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | XXXXXX | IL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 3 years and 5 months at current residence. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Min credit score required 620. File credit score 800. |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>> 2.5.<br>Clayton<br>to order<br>desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 730 > is above guideline minimum credit score 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV: 28.21 % is 61.79 points below the guideline program minimum 90%. |
| &nbsp;&nbsp;&nbsp;319 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close reserves required: $13,193.12. Funds post close: $47,106.81 or 24 months piti <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI 18.51% / 27.17% <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Fico 787 |
| &nbsp;&nbsp;&nbsp;320 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 776 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving use |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: 14+ years at current residence <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: 0 x 30 in 82 months |
| &nbsp;&nbsp;&nbsp;322 | XXXXXX | XXXXXX | OK | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 37 current consecutive months mortgage payment history exceeds 24 month guidelines. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog pay history. 745 Median Credit Score. Oldest trade 8/2015 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $48,876.81 exceed guidelines <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 808 exceeds guidelines. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage payment history of 0 x 30 for 42 months exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | XXXXXX | NV (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL4033 | Missing<br>Legal<br>Document(s) | No | Missing<br>Final CD<br>for<br>property<br>located at<br>XXX to<br>verify<br>PITIA and<br>funds need<br>to close<br>from 1031<br>exchange<br>transaction. | 6/27/2025:<br>Received<br>Final CDs<br>and<br>Exchange<br>Agreement<br>showing<br>$561,503.67<br>in total<br>1031<br>Exchange<br>Funds of<br>which some<br>were<br>allocated to<br>the other<br>REOs. No<br>changes<br>required. | 6/27/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has been XXX for 20 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower FICO score is 720 max per guidelines is 680. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: CLTV is 70.00% max per guidelines is 85%. |
| &nbsp;&nbsp;&nbsp;325 | XXXXXX | XXXXXX | GA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 22.82% DTI below guideline requirement of 45%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70% LTV for Subject Property is below guideline max LTV of 85% |
| &nbsp;&nbsp;&nbsp;326 | XXXXXX | XXXXXX | WA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Both primary borrower and co-borrower have additional bonus income reflecting 24 months history that has not been used. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 32.06% is lower than Guidelines DU 50% maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified post closing reserves are $27,229.61 or 13.17 months which exceeds DU required reserves of $18,241.05 |
| &nbsp;&nbsp;&nbsp;327 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>is 2.6,<br>Clayton to<br>order<br>CDA. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Guidelines require min score of 620. Mid fico is 817. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV is 75%. Max allowed LTV is 80%. |
| &nbsp;&nbsp;&nbsp;328 | XXXXXX | XXXXXX | OK (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 780 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 3% revolving credit utilization. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets of $124,423.25 exceed the minimum required reserves of $10,064.77 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;329 | XXXXXX | XXXXXX | NM | (No<br>Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 714 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving use |
| &nbsp;&nbsp;&nbsp;330 | XXXXXX | XXXXXX | DE | (No<br>Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 773 Credit score exceeds guidelines minimum of 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $34,749.81 or 19.90 months of PITIA exceeds DU required amount of $22,534.17. |
| &nbsp;&nbsp;&nbsp;331 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 6/16/2025: CDA<br>provided supports<br>appraised value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Max allowed DTI is 45% and the borrower has a 28.98% DTI. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in the same profession for 28 years and 6 months. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Per VVOE, the borrower has been with the current employer for 12 years and 8 months with a start date of 7/30/2012. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 80% LTV is < the maximum LTV of 90%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 762 credit score is > the minimum of 620. |
| &nbsp;&nbsp;&nbsp;332 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | Yes | Lender<br>status Safe<br>Harbor but<br>Clayton<br>status Non<br>QM:<br>Lender<br>documented<br>all ATR<br>UW factors<br>due to<br>violation of<br>Higher<br>Priced<br>Threshold<br>with<br>adjusted<br>charges of<br>$12,168.15;<br>Maximum<br>charges<br>3.00% or<br>$11,085.23;<br>charges<br>exceed<br>maximum<br>charges by<br>$1,082.92;<br>actual<br>charges<br>3.293%. | 06.23.2025 -<br>Escalated for<br>further review and<br>fees included in<br>our calculation are<br>as followed: $495<br>seller paid doc<br>prep to lender,<br>$580 Admin fee<br>paid to lender by<br>borrower and the<br>$18941.15<br>discount. Clayton<br>testing appears to<br>be correct. Below<br>supports out<br>inclusions.<br>(iii) All items<br>listed in<br>1026.4(c)(7)<br>(other than<br>amounts held for<br>future payment of<br>taxes) unless:(A)<br>The charge is<br>reasonable;(B)<br>The creditor<br>receives no direct<br>or indirect<br>compensation in<br>connection with<br>the charge; and(C)<br>The charge is not<br>paid to an affiliate<br>of the creditor;iii.<br>Seller's points.<br>Seller's points, as<br>described in<br>1026.4(c)(5) and<br>commentary, are<br>excluded from the<br>finance charge<br>and thus are not<br>included in points<br>and fees under<br>1026.32(b)(1)Info.<br>However, charges<br>paid by the seller<br>for items listed in<br>1026.32(b)(1)(ii)<br>through (vi) are<br>included in points<br>and fees. | 06.23.2025<br>-Exception<br>remains (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Per WVOE, the borrower has been employed with current employer for 22 years with a start date of 2/10/2025. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Per guidelines, the maximum LTV is 90%. Loan closed with a LTV of 74.04%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 753 is > the minimum of 620. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;332 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2904 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not<br>a<br>Qualified<br>Mortgage. | Yes | Lender<br>status Safe<br>Harbor but<br>Clayton<br>status Non<br>QM:<br>Lender<br>documented<br>all ATR<br>UW factors<br>due to<br>violation of<br>Higher<br>Priced<br>Threshold<br>with<br>adjusted<br>charges of<br>$12,168.15;<br>Maximum<br>charges<br>3.00% or<br>$11,085.23;<br>charges<br>exceed<br>maximum<br>charges by<br>$1,082.92;<br>actual<br>charges<br>3.293%. | 06.23.2025 -<br>Escalated for<br>further review and<br>fees included in<br>our calculation are<br>as followed: $495<br>seller paid doc<br>prep to lender,<br>$580 Admin fee<br>paid to lender by<br>borrower and the<br>$18941.15<br>discount. Clayton<br>testing appears to<br>be correct. Below<br>supports out<br>inclusions.<br>(iii) All items<br>listed in<br>1026.4(c)(7)<br>(other than<br>amounts held for<br>future payment of<br>taxes) unless:(A)<br>The charge is<br>reasonable;(B)<br>The creditor<br>receives no direct<br>or indirect<br>compensation in<br>connection with<br>the charge; and(C)<br>The charge is not<br>paid to an affiliate<br>of the creditor;iii.<br>Seller's points.<br>Seller's points, as<br>described in<br>1026.4(c)(5) and<br>commentary, are<br>excluded from the<br>finance charge<br>and thus are not<br>included in points<br>and fees under<br>1026.32(b)(1)Info.<br>However, charges<br>paid by the seller<br>for items listed in<br>1026.32(b)(1)(ii)<br>through (vi) are<br>included in points<br>and fees. | 06.23.2025<br>-Exception<br>remains (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Per WVOE, the borrower has been employed with current employer for 22 years with a start date of 2/10/2025. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Per guidelines, the maximum LTV is 90%. Loan closed with a LTV of 74.04%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 753 is > the minimum of 620. |
| &nbsp;&nbsp;&nbsp;332 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | Non-QM:<br>Lender<br>documented<br>all ATR<br>UW factors D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 6/17/2025:<br>Received CDA<br>supporting value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Per WVOE, the borrower has been employed with current employer for 22 years with a start date of 2/10/2025. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Per guidelines, the maximum LTV is 90%. Loan closed with a LTV of 74.04%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 753 is > the minimum of 620. |
| &nbsp;&nbsp;&nbsp;333 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>required<br>Affiliate<br>Business<br>Disclosure. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post close assets are $275,398.00 or 47 months PITI. Required Reserves are $101,929.23 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 14 years in profession <br>CFCFS2860: Good credit history <br>- Clayton Comments: Consumer debt: 0x30 x greater than 99 months <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal use of available revolving credit limits @ 11% |
| &nbsp;&nbsp;&nbsp;334 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has an additional 2 months reserves above the 2 months required by LP. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 810 FICO exceeds the 620 minimum. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Borrowers 34.6% DTI is below the 45% max. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | XXXXXX | RI | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation,<br>Clayton<br>to order<br>desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified assets of $192,423.03; required assets $129,493.19; verified reserve of $62,929.84; required reserves $21,748.16. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 794 is > the minimum of 620. <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Written VOE for the borrower 1 reflects borrower receives commission income which was not used to qualify. |
| &nbsp;&nbsp;&nbsp;336 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>cu score,<br>Clayton<br>to order<br>desk<br>review | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $162,259 exceed DU required of $20,417.62 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTO of 35.41% is lower than Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 40.91% is below Guidelines maximum of 70% for 2 unit investment cash out. |
| &nbsp;&nbsp;&nbsp;337 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $88,991.11 exceed guidelines. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75 is below guidelines requirements. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 757 exceeds guidelines. |
| &nbsp;&nbsp;&nbsp;338 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is > 2.5.<br>Clayton<br>to order<br>desk<br>review. | 6/13/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 60 is below guideline requirements. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified reserves of $143,227.87 or 49.56 months PITI reserves exceeds guidelines. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 36.46 is below guideline requirement. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating Factors** |
| &nbsp;&nbsp;&nbsp;339 | XXXXXX | XXXXXX | NC | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 812 credit score exceeds minimum required of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has only 2 revolving trade lines with minimal balances utilizing only 4% of available limits. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets: Post close assets of $41,379.93 (12.08 months PITIA reserves) > minimum required of $20,548.76 |
| &nbsp;&nbsp;&nbsp;340 | XXXXXX | XXXXXX | CA | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | (No Data) |
| &nbsp;&nbsp;&nbsp;341 | XXXXXX | XXXXXX | WA | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Exceed 700 <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: In the profession for 25 years <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 49 on time payments |
| &nbsp;&nbsp;&nbsp;342 | XXXXXX | XXXXXX | GA | (No Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Clayton to<br>Order CDA to<br>Support value<br>of $XXX. CU<br>score is 3.2 | 6/16/2025: CDA<br>provided supports<br>appraised value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 820 > 200 points above guideline program minimum of 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 6 years and 9 months. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 70% LTV for Subject Property is below guideline max LTV of 85% |
| &nbsp;&nbsp;&nbsp;343 | XXXXXX | XXXXXX | NY | (No Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation CU<br>Score >2.5.<br>Clayton to<br>order desk<br>review(3.4) | 6/16/2025:<br>Received CDA<br>supporting value. | 6/16/2025:<br>Exception<br>satisified. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: The borrower has occupied the primary residence for 8 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: The borrower has been self-employed for 14 years 9 months. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: The DTI is 28.60% and guidelines allow the DTI to be 50% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Assets: $345,759.56 - $145,766.41 Required Reserves = $199,993.15/$2,872.66 PITI = 69.62 additional months reserves on the subject. |
| &nbsp;&nbsp;&nbsp;344 | XXXXXX | XXXXXX | NC | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Clayton to<br>Order CDA to<br>Support value<br>of XXX. CU<br>score is 3.1. | 6/17/2025:<br>Received CDA<br>supporting value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 726 > 106 points above guideline program minimum of 620. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 6 years and 6 months. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 39.30% DTI below guideline requirement of 45%. |
| &nbsp;&nbsp;&nbsp;345 | XXXXXX | XXXXXX | CO | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: The HCLTV is 40.22% and guidelines allow the HCLTV to be 75%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post-Closing Assets: $1,268,827.89 - $32,220.00 Required Reserves = $1,236,607.89/$9,941.82 PITIA on both properties owned = 124.38 additional months reserves on both properties |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | XXXXXX | CA | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D A | Credit | Assets | Satisfied C A | CRDAST3078 | Insufficient

# of months<br>cash<br>reserves for<br>PITI per<br>guideline<br>requirements | No | Missing<br>documentation<br>supporting<br>personal<br>reserves of<br>$37,610.48<br>required | 6/19/2025:<br>Statement received<br>for XXXXXX is in<br>original PDF with<br>a balance of<br>$1,150.37. Provide<br>asset statement<br>showing balance to<br>cover<br>reserves.6/27/2025:<br>XXXXXX<br>provided is in the<br>business name<br>XXXXXX<br>XXXXXX. Need<br>proof of ownership<br>and percentage<br>owned. Update to<br>6/19 comment:<br>XXXXXX is in<br>original<br>PDF.6/30/2025:<br>Received proof B3<br>owns XXXXXX.<br>Assets verified. | 6/19/2025:<br>Exception<br>remains.6/27/2025:<br>Exception<br>remains.6/30/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower 2 has 3.58yrs tenure with current employer <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Additional documented income not used in qualifying. Rent Income Schedule for the subject property $2500x75%=$1875 per month not included. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | XXXXXX | CA | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D A | Credit | Assets | Satisfied D A | CRDAST2304 | Unverified<br>Assets | No | Missing<br>documentation<br>supporting<br>personal<br>reserves of<br>$37,610.48 | 6/19/2025:<br>Statement received<br>for XXXXXX is in<br>original PDF with<br>a balance of<br>$1,150.37. Provide<br>asset statement<br>showing balance to<br>cover<br>reserves.6/27/2025:<br>XXXXXX<br>provided is in the<br>business name<br>XXXXXX<br>XXXXXX. Need<br>proof of ownership<br>and percentage<br>owned. Update to<br>6/19 comment:<br>XXXXXX is in<br>original<br>PDF.6/30/2025:<br>Received proof B3<br>owns XXXXXX.<br>Assets verified. | 6/19/2025:<br>Exception<br>remains.6/27/2025:<br>Exception<br>remains.6/30/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower 2 has 3.58yrs tenure with current employer <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Additional documented income not used in qualifying. Rent Income Schedule for the subject property $2500x75%=$1875 per month not included. |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | XXXXXX | CA | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>UCDP score<br>5.0 | 6/16/2025:<br>Received CDA<br>supporting value. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower 2 has 3.58yrs tenure with current employer <br>CFCFS1749: Additional documented income not used in qualifying <br>- Clayton Comments: Additional documented income not used in qualifying. Rent Income Schedule for the subject property $2500x75%=$1875 per month not included. |
| &nbsp;&nbsp;&nbsp;347 | XXXXXX | XXXXXX | CA | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified $160,219.71 in post closing reserves. DU requires $43,737.47. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 792 median FICO. Minimum required 620. |
| &nbsp;&nbsp;&nbsp;348 | XXXXXX | XXXXXX | TN | QM: Safe<br>Harbor | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Qualifying FICO 771 exceeds FNMA 620 requirement. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 65% under maximum 75% per guidelines. <br>CFCFS2860: Good credit history <br>- Clayton Comments: Borrowers have excellent credit history with no major derogatory credit. |
| &nbsp;&nbsp;&nbsp;349 | XXXXXX | XXXXXX | GA | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower median fico 785 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Months PITI Reserves 32.51Cash Reserves$87,180.73 |
| &nbsp;&nbsp;&nbsp;350 | XXXXXX | XXXXXX | MT | (No Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing cu<br>score; Clayton<br>to order desk<br>review | 6/17/2025:<br>Received CDA<br>supporting value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has 25 years in the same profession <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 11 years' time at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 796 exceeds minimum required per lender guidelines <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal users of revolving credit |
| &nbsp;&nbsp;&nbsp;351 | XXXXXX | XXXXXX | FL | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: Qualifying LTV 70.00% below program maximum 85.00%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Representative credit score 794 above program requirement 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $437,445.98 exceed required reserves of $0.00. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;352 | XXXXXX | XXXXXX | IN | (No<br>Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Borrower has an additional $51000 in reserves above the required amount per DU. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrowers 771 FICO is above the 620 minimum score. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 41.8% DTI is below the 45% max. |
| &nbsp;&nbsp;&nbsp;353 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation; CU<br>score is >2.5;<br>Clayton to<br>order desk<br>review. | 6/17/2025:<br>Received CDA<br>supporting<br>value within<br>tolerance<br>(-2.96%). | 6/17/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has been at current residence for 18 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been in current job for 19 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: post closing reserves $467,884.65, 198.48 months. |
| &nbsp;&nbsp;&nbsp;354 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) C B A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA—Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | The finance<br>charges are<br>understated by<br>$458.00 which<br>exceeds the<br>maximum<br>allowed of<br>$100.00.<br>Unable to<br>determine the<br>source of the<br>understatement.<br>Lender verified<br>Safe Harbor.<br>Clayton<br>verified<br>Rebuttable<br>Presumption. | 06.23.2025 -<br>Client provided<br>PCCD with<br>$500 Realtor<br>Bonus fee<br>which now not<br>a finance<br>charge issue<br>however, We<br>still show<br>Rebuttable<br>Presumption .<br>Compliance<br>Ease in the file<br>indicates Safe<br>Harbor.<br>Benchmark<br>Date XXX,<br>8.123 Test<br>APR, 6.620<br>Benchmark<br>Rate and rate<br>spread trigger<br>1.500%.<br>exceeds by.6/30/2025:<br>Lender verified<br>QMRP | 06.23.2025 -<br>Exception<br>remains6/30/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 30.63% is lower than Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines 90% max for 2nd home purchase. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $41,788,29 or 13.29 months exceed DU required reserves of $11,294.15. |
| &nbsp;&nbsp;&nbsp;354 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) C B A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active B | CRDATRQM5170 | TILA - ATR/<br>QM: Lender<br>changed their<br>status<br>determination<br>based upon<br>Clayton's<br>review | No | Lender initial<br>QM status was<br>QM APOR.<br>Clayton found<br>fees to be<br>outside<br>tolerance and<br>final status of<br>QMRP. Lender<br>verified<br>QMRP. | (No Data) | (No Data) | Not<br>Applicable | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 30.63% is lower than Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines 90% max for 2nd home purchase. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $41,788,29 or 13.29 months exceed DU required reserves of $11,294.15. |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | XXXXXX | OH | (No<br>Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU score<br>due to product<br>type. Clayton<br>to order desk<br>review, | 6/16/2025:<br>Received CDA<br>supporting<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 714 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving use |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score 3.7 ><br>2.5 does not<br>support value -<br>Clayton to<br>order desk<br>review. | 6/17/2025:<br>Received CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 772 exceeds 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: 10 months reserves -$19,547.75 <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: with the employe4r for 14 years |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;357 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession <br>- Clayton Comments: PB has 18 years in same profession <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: 13+ years with present employer |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-borrower has stable employment with 6 years at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Fico score 791 exceeds minimum of 620. |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | XXXXXX | OH | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned home for 19 years. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has minimal use of credit with credit usage ratio of 2%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 804 is above the required 620. |
| &nbsp;&nbsp;&nbsp;360 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>> 2.5.<br>Clayton<br>to order<br>desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 779 exceeds min score requirement of 620. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x99. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Co-Borrower has been in this line of work in the past: 13 years. <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: Co-Borrower has been with employer in the past: 10 years. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $208,452.46 or 75.56 months of PITI > minimum required reserves of $53,198.32. |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | XXXXXX | WI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>no<br>score.<br>Clayton<br>to order<br>Desk<br>Review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 29.10% is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines 90% maximum for 2nd home purchase. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $453,888.98 after funds to close greatly exceed $0 reserves required as per LP feedback. |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition<br>Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;362 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $40,313.03 is $36,091.17 greater than the $4,221.86 reserves required. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 800 is 180 points above the 620 FICO required for the program. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 20 years 11 months at current job. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 32.88% is 12.12% below the 45% allowed for the program. |
| &nbsp;&nbsp;&nbsp;363 | XXXXXX | XXXXXX | SC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 783 FICO, 620 minimum <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving use |
| &nbsp;&nbsp;&nbsp;364 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3966 | TRID -<br>CD: The<br>Will Not<br>Have an<br>Escrow<br>Account in<br>the CD<br>Loan<br>Disclosures<br>section is<br>selected<br>and both or<br>neither of<br>You<br>declined it<br>and/or<br>Your<br>lender does<br>not offer<br>one are<br>selected | No | Neither of You<br>declined it<br>and/or Your<br>lender does not<br>offer one are<br>selected by the<br>borrower.<br>LOX and post-<br>consummation<br>CD within 60<br>days of<br>consummation. | 06.23.2025<br>-Revised<br>CD<br>provided. | 06.23.2025<br>-Exception<br>satisfied | Non-Numeric | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 37.62 % is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80% is below Guidelines max of 90% for 2nd home purchase. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $20,849.09 exceed $0 reserves required by LP feedback. |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 11 years at current residence <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 25 years & 9 months at current residence <br>CFCFS1735: Co-Borrower has significant time at current job <br>- Clayton Comments: B2 has 23 years & 10 months at current job <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 790 is 170 points above the 620 FICO required for the program |
| &nbsp;&nbsp;&nbsp;366 | XXXXXX | XXXXXX | IN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving use <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 769 FICO, 620 minimum |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;367 | XXXXXX | XXXXXX | AR | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Below 43% <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: With the employer for 24 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Exceeds 720 |
| &nbsp;&nbsp;&nbsp;368 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Application | Satisfied D A | CRDAPP4625 | The orig file<br>does not<br>contain a third<br>party fraud<br>report | No | No fraud<br>report or<br>OFAC on<br>credit. | 6/23/2025:<br>Received<br>clear<br>OFAC. | 6/23/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has owned home for 24 years. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage payment history of 18 months exceeds the required 12 months. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 823 is above the required 620. |
| &nbsp;&nbsp;&nbsp;369 | XXXXXX | XXXXXX | CT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 33.17 % lower than Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 73.33% is lower than 85% Guidelines maximum. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $341,220.22 greatly exceed LP required of $22.759.14. |
| &nbsp;&nbsp;&nbsp;370 | XXXXXX | XXXXXX | UT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score is<br>missing.<br>Provide<br>updated<br>core les<br>than >2.5<br>or<br>Clayton<br>to order<br>desk<br>review. | 6/16/2025:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Significant time at current residence, 26 years. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has been self employed since 7/25/1997 or 27 years 8 months. |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 805 median FICO. Minimum required 620. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Verified 37.94% DTI. Max allowed 45%. |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Income/<br>Employment | Satisfied C A | CRDINC888 | Income<br>Amount is<br>Unsupported<br>by<br>Documentation<br>in File | No | Loan file<br>is<br>missing<br>copy of<br>pension<br>letter to<br>support a<br>monthly<br>pension<br>of<br>$1,101.88<br>for<br>borrower<br>2. | 6/16/2025:<br>Received<br>proof of<br>deposit<br>into bank<br>account. | 6/16/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 697 FICO exceeds program min allowable of 620. <br>CFCFS5269: Minimal use of credit <br>- Clayton Comments: Borrower has 9% revolving credit utilization. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 9 years and 6 months at current job. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;373 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: DTI of 26.64% is below Guidelines maximum of 50%. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 75% is below Guidelines maximum of 85%. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $89,423.24 exceed DU required of $36,715.88. |
| &nbsp;&nbsp;&nbsp;374 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation;<br>CU score<br>3.4,<br>Clayton to<br>order desk<br>review | 6/17/2025:<br>Received CDA<br>supporting value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower with same employer for over 20 years <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower FICO 804 <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Borrower DTI 11.45% / 38.33% <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Assets: Verified: $272,766.64, Funds for closing required $73,227.37 + $56,000 EM not verified, post close assets $199,821.92 or 50 months pitia reserves |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | XXXXXX | HI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 783 FICO score. Minimum required 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV of 80 is less that the max of 90. |
| &nbsp;&nbsp;&nbsp;376 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt C B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>Approved,<br>Clayton to<br>order<br>BPO. | 6/16/2025: BPO<br>provided,<br>however it does<br>not support<br>appraised value,<br>new condition<br>PRVAVALU5249<br>created. | 6/16/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 6 years 8 months at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 30 years 3 months at current job. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 14 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $105,404.92 or 53.29 months of PITI. DU AUS required reserves of $11,868.27. |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;376 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt C B A | Property<br>Valuations | Value | Satisfied C A B | PRVAVALU5249 | Property<br>Value<br>Not<br>Supported | No | BPO<br>received<br>does not<br>support<br>value.<br>Clayton<br>to order<br>2055. | 6/24/2025:<br>2055<br>appraisal<br>provided<br>supports<br>appraised<br>value. | 6/24/2025:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrower has 6 years 8 months at current residence. <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has 30 years 3 months at current job. <br>CFCFS1739: Positive mortgage payment history <br>- Clayton Comments: Mortgage history reports 14 mos. 0x30. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $105,404.92 or 53.29 months of PITI. DU AUS required reserves of $11,868.27. |
| &nbsp;&nbsp;&nbsp;377 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 32.66% DTI is below Guidelines 50% maximum. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: LTV 75% is below 85% Guidelines maximum for NOO purchase. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Cash reserves of $203,289.78 greatly exceed DU required reserves of $31,905.37 |
| &nbsp;&nbsp;&nbsp;378 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 9.75yrs tenure with current employer <br>CFCFS2860: Good credit history <br>- Clayton Comments: Excellent credit history with no late pay/derog line items. 770 median Credit <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 65 consecutive months mortgage payment history exceeds 24 month guideline |
| &nbsp;&nbsp;&nbsp;379 | XXXXXX | XXXXXX | WI (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: 15% DTI is 30% below the maximum guideline requirement of 45%. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 800 credit score exceeds the 680 minimum guideline requirement by 120 points. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves of $83,204.17 exceed the required reserves of $14,482.81 by $68,721.36. |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;380 | XXXXXX | XXXXXX | NM | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence <br>- Clayton Comments: Borrowers have owned primary residence for 7 years and 11 months. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Co-Borrower has been in the same line of work for 12 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 724 credit score exceeds minimum required of 620. |
| &nbsp;&nbsp;&nbsp;381 | XXXXXX | XXXXXX | MO | (No Data) | ATR/QM:<br>Exempt C A | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA217 | Natural<br>Disaster Area,<br>no subsequent<br>inspection<br>(Individual) | No | Missing<br>PDI due to<br>FEMA<br>disaster

#XXX,<br>Declaration<br>date: XXX:<br>XXX | 6/12/2025:<br>Received<br>clear PDI<br>Report dated<br>6/12/2025. | 6/12/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: B1 has been with current employer for 17 years. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 751 mid score > minimum required of 620 <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post closing assets: $476,821.01 (90.99 months PITIA reserves) > minimum required of $46,028.48 |
| &nbsp;&nbsp;&nbsp;382 | XXXXXX | XXXXXX | ID | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Median FICO 785 > 165 points above guideline program minimum of 620. <br>CFCFS1737: LTV below guideline requirements <br>- Clayton Comments: 80% LTV for Subject Property is below guideline max LTV of 90% <br>CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has significant time at current job, 32 years and 10 months. |
| &nbsp;&nbsp;&nbsp;383 | XXXXXX | XXXXXX | CA | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | The loan<br>violates the<br>Higher<br>Priced<br>Covered<br>Threshold.<br>The<br>Clayton<br>Test APR<br>is 8.253%<br>with the<br>benchmark<br>rate 6.73%.<br>This<br>exceeds the<br>APR<br>variance of<br>1.5%.<br>Clayton<br>calculated<br>APR<br>Variance is<br>1.523%. | 6/23/2025:<br>Received<br>updated QM<br>determination<br>to RP. | 6/23/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Post Close Assets are $100,470.55 or 20.75 months PITI. Required reserves are $38,354.22 or 7.92 months PITI. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified FICO 710. guideline minimum 620. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: B1 has been in profession for 24 years. |
| &nbsp;&nbsp;&nbsp;384 | XXXXXX | XXXXXX | FL | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) C A | Credit | Title | Satisfied C A | CRDTIL875 | Title Does<br>Not Agree<br>With<br>Mortgage | No | Title does<br>not agree<br>with<br>Mortgage<br>vesting,<br>Title:<br>Borrower<br>name (pg<br>476)<br>Mortgage<br>Borrower<br>and<br>Spouse,<br>XXX (pg<br>445)<br>Missing<br>executed<br>warranty<br>deed<br>showing<br>vesting<br>matching<br>Mortgage<br>or verify<br>subject is a<br>Homestead<br>property. | 6/18/2025:<br>Received<br>Final Title<br>showing<br>XXX are on<br>the Title. | 6/18/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score 822 exceeds guidelines <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Significant time in profession, 13 years <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified cash reserves exceed guidelines |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition<br>Sub<br>Category** | **Condition<br>Status** | **Condition Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** |
| &nbsp;&nbsp;&nbsp;385 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt B A | Credit | Credit/<br>Mtg<br>History | Active B | CRDCRMH193 | Length of<br>mortgage/<br>rental<br>history in<br>file does<br>not meet<br>guideline<br>requirement | No | Missing<br>VOR for<br>12<br>months<br>previous<br>rental<br>history.<br>The<br>VOR in<br>file is<br>for<br>January/<br>February<br>of 2025<br>thru<br>January<br>2026. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Credit score of 754 is above the required 620. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage payment history of 49 months exceeds the required 12 months. |
| &nbsp;&nbsp;&nbsp;386 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit <br>- Clayton Comments: Minimal revolving debt <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: 779 FICO, 620 minimum |
| &nbsp;&nbsp;&nbsp;387 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Fico score 768 exceeds guide lines minimum of 620. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: 0X37 mortgage payment history exceeds guide lines 24 months. |
| &nbsp;&nbsp;&nbsp;388 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review. | 6/17/2025:<br>Received<br>CDA<br>supporting<br>value. | 6/17/2025:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job <br>- Clayton Comments: Borrower has 5 years 11 months at current job. <br>CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Qualifying FICO of 797 is 177 points above the 620 FICO required for the program. <br>CFCFS1744: DTI below guideline requirement <br>- Clayton Comments: Qualifying DTI (Back) of 27.72% is 17.28% below the 45% allowed for the program. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Reserves of $102,440.81 is $65,701.61 greater than the $36,739.20 reserves required. |
| &nbsp;&nbsp;&nbsp;389 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Verified 816 median FICO. Minimum required 620. <br>CFCFS1731: Verified cash reserves exceed guidelines <br>- Clayton Comments: Verified $40390.55 reserves, $13322.63 required. |
| &nbsp;&nbsp;&nbsp;390 | XXXXXX | XXXXXX | SC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines <br>- Clayton Comments: Borrower credit score of 777 exceeds min score requirement of 680. <br>CFCFS1742: Consumer credit history exceeds guidelines <br>- Clayton Comments: Consumer credit show 0x30x99. <br>CFCFS1740: Mortgage payment history exceeds guidelines <br>- Clayton Comments: Mortgage history reflects 0 x 30 for the past 84 months. <br>CFCFS2854: Significant time in profession <br>- Clayton Comments: Borrower has been in this line of work in the past: 17 years. |

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| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2025-INV7_J15831** |

---

**Conditions Report 2.0** 

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| | |
|:---|:---|
| ***Loans in Report:*** | *390* |
| ***Loans with Conditions:*** | *198* |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan**<br> **Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;1 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;4 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;5 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;6 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;7 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;9 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;10 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;12 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;14 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;15 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;16 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;17 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;18 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;19 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;21 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;22 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;23 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;24 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;25 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;27 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;28 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;29 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;30 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;32 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;33 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;34 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;35 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;36 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;37 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;38 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;40 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;41 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;42 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;43 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;45 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;46 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;48 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;49 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan**<br> **Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;51 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;52 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;53 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;54 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;55 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;57 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;62 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;63 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;64 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;66 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;68 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;69 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;73 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;75 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;76 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;78 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;82 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;83 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;84 | XXXXXX | Yes | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;85 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;86 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;87 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;88 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | Yes | XXXXXX | XXXXXX A | Yes |
| &nbsp;&nbsp;&nbsp;90 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;92 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;95 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;97 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;98 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan**<br> **Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;99 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;100 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Yes |
| &nbsp;&nbsp;&nbsp;101 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;102 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;104 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;105 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;108 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;109 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;110 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;112 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;113 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;114 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;115 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;116 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;117 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Yes |
| &nbsp;&nbsp;&nbsp;118 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;119 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;120 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;121 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;125 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;128 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;129 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;130 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;131 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;135 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;136 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;138 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;139 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;140 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;141 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;142 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;143 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;144 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;145 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan**<br> **Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;148 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;150 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;151 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;154 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;155 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;156 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;157 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;158 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;162 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;163 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;164 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;165 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;166 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;170 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;171 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;172 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;173 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;176 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;177 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;178 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;179 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;180 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;181 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;182 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;183 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;185 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;186 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;187 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;188 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;189 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;190 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;191 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;192 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;193 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;195 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan**<br> **Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;197 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;198 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;199 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;200 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;201 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;202 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;203 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;204 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;205 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;206 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;207 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;208 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;213 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | Yes | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;215 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;216 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;217 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;218 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;219 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;220 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;221 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;222 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;223 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;225 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;226 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;228 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;229 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;230 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;232 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;233 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;234 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;235 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;236 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;237 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;238 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;239 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;240 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;241 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;243 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;244 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;245 | XXXXXX | Yes | XXXXXX | XXXXXX D B A C | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan**<br> **Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;249 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;250 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;251 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;252 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;253 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;258 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;260 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;261 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;263 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;265 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;267 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | Yes | XXXXXX | XXXXXX A | Yes |
| &nbsp;&nbsp;&nbsp;269 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;270 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;271 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;273 | XXXXXX | Yes | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;274 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;275 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;276 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;277 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;279 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;281 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;282 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Yes |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;284 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;285 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;286 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;287 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;288 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;289 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;290 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;291 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;293 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;294 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan**<br> **Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;295 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;296 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;297 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;298 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;299 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;300 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;302 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;304 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;305 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;306 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;308 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;309 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;310 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;312 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;313 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;314 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;316 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;319 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;320 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;322 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;325 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;326 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;327 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;328 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;329 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;330 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;331 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;332 | XXXXXX | Yes | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;333 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;334 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;336 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;337 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;338 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;339 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;340 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;341 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;342 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;343 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan**<br> **Number** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;344 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;345 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;347 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;348 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;349 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;350 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;351 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;352 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;353 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;354 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;357 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;360 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;362 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;363 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;364 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;366 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;367 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;368 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;369 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;370 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;373 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;374 | XXXXXX | Yes | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;376 | XXXXXX | Yes | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;377 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;378 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;379 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;380 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;381 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;382 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;383 | XXXXXX | Yes | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;384 | XXXXXX | Yes | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;385 | XXXXXX | Yes | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;386 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;387 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;388 | XXXXXX | Yes | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;389 | XXXXXX | Yes | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;390 | XXXXXX | Yes | XXXXXX | XXXXXX A | Not<br>Applicable |

---

## Exhibit 99.3

**EXHIBIT 99.3** 

**CLAYTON RATING AGENCY ATR QM DATA FIELDS** 

------

---

| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2025-INV7_J15831** |
| **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** |
| *Loans in Report:* | *390* |

---

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **TRID<br>Indicator** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1 Foreign<br>National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis<br>in File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;1 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 0 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;4 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;5 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;6 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;7 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 7408 | XXXXXX | 7.3019 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3930 | XXXXXX | 6.7631 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;9 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;10 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3282.2 | XXXXXX | 7.067 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;12 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | Non-Resident Alien | Non-Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;14 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;15 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.594 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;16 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.999 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;17 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;18 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 8118.26 | XXXXXX | 7.0798 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;19 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.999 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1696.5 | XXXXXX | 6.5716 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;21 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 12090.05 | XXXXXX | 7.1655 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;22 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;23 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5021.15 | XXXXXX | 7.3038 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;24 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;25 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.6683 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;27 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 9634.3 | XXXXXX | 7.0626 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;28 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;29 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;30 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;32 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;33 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;34 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;35 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;36 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 0 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;37 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.999 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;38 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.999 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;39 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;40 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6263 | XXXXXX | 7.3576 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;41 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.999 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;42 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;43 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.3464 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;45 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;46 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3764.88 | XXXXXX | 8.1121 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;48 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 13688 | XXXXXX | 7.9708 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;49 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5155 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.368 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;51 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;52 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4896.2 | XXXXXX | 7.2822 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;53 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3166.62 | XXXXXX | 6.8824 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;54 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;55 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.999 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;57 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.999 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3234 | XXXXXX | 7.3909 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2294 | XXXXXX | 7.5278 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.4163 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 8481.11 | XXXXXX | 6.3127 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;62 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2120.84 | XXXXXX | 8.0973 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;63 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.499 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;64 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4240.03 | XXXXXX | 6.7864 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.2605 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;66 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6244.38 | XXXXXX | 6.9325 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;68 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1574 | XXXXXX | 6.1833 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;69 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1574 | XXXXXX | 6.9072 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 7296.05 | XXXXXX | 8.1479 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 995 | XXXXXX | 7.4287 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 632.81 | XXXXXX | 7.3194 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;73 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1536 | XXXXXX | 7.1506 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1536 | XXXXXX | 7.1506 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;75 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;76 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1902.05 | XXXXXX | 7.6012 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;78 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2561.25 | XXXXXX | 7.566 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3622 | XXXXXX | 7.5758 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.4628 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;82 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 8.1176 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;83 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.8227 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;84 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2055 | XXXXXX | 7.7377 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;85 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1474 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;86 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.25 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;87 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.8751 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;88 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1241 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.374 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;90 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;92 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1625.25 | XXXXXX | 8.0627 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.3751 | Employed | Unemployed | Permanent Resident Alien | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;95 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1285 | XXXXXX | 7.7134 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.077 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;97 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;98 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;99 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6366.32 | XXXXXX | 7.3761 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;100 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;101 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;102 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.6741 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;104 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 9115 | XXXXXX | 7.6416 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;105 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1900 | XXXXXX | 7.3218 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3483.9 | XXXXXX | 7.8227 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | Yes | No | 10572.6 | XXXXXX | 7.7343 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;108 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.624 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;109 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;110 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.9142 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 4.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;112 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.1754 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;113 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1241 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;114 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1777.43 | XXXXXX | 7.1506 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;115 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1045 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;116 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.49 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;117 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1695 | XXXXXX | 7.8741 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;118 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1244 | XXXXXX | 6.9117 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;119 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1450 | XXXXXX | 7.1887 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;120 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;121 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4609 | XXXXXX | 7.8708 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1195.6 | XXXXXX | 7.5643 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 850 | XXXXXX | 7.2837 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;125 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 17595 | XXXXXX | 7.6543 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.6251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;128 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.6251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;129 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;130 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1995 | XXXXXX | 7.4113 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;131 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1995 | XXXXXX | 7.4255 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1905 | XXXXXX | 7.5757 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2908.13 | XXXXXX | 7.225 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;135 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.374 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;136 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 7796.4 | XXXXXX | 7.9564 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2542.88 | XXXXXX | 8.3668 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;138 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;139 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.1993 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;140 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.7501 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;141 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1241 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;142 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;143 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;144 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1905 | XXXXXX | 7.7434 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;145 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 950 | XXXXXX | 7.2794 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.374 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;148 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1350 | XXXXXX | 7.2809 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;150 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;151 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1670 | XXXXXX | 7.0156 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 967.5 | XXXXXX | 7.404 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;154 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.8751 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;155 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;156 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;157 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;158 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.6251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.374 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;162 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;163 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;164 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;165 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;166 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.0222 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;170 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;171 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.25 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;172 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5193 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;173 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1050 | XXXXXX | 7.4304 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.2047 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 4478.56 | XXXXXX | 7.4446 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;176 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;177 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;178 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;179 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 8.0341 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;180 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;181 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6901.5 | XXXXXX | 7.6419 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;182 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;183 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1372 | XXXXXX | 7.0384 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1390 | XXXXXX | 7.0285 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;185 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;186 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5536 | XXXXXX | 7.2166 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;187 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.0589 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;188 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;189 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;190 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;191 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;192 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.374 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;193 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5803 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4354 | XXXXXX | 6.3093 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;195 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;196 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.6892 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;197 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 675 | XXXXXX | 4.4947 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;198 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 362.86 | XXXXXX | 6.9534 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;199 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 8.2051 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;200 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;201 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4525.14 | XXXXXX | 7.7482 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;202 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5827.8 | XXXXXX | 8.4881 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;203 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;204 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.3751 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;205 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.25 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;206 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.583 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;207 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;208 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;213 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1490 | XXXXXX | 7.0296 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1185 | XXXXXX | 6.8505 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;215 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;216 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;217 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;218 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;219 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;220 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 5.9584 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;221 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.375 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;222 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;223 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;225 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;226 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 4.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;228 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;229 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;230 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 4.99 | Employed | Unemployed | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;232 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;233 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;234 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 212.84 | XXXXXX | 5.765 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;235 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;236 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;237 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;238 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;239 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;240 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;241 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1845 | XXXXXX | 8.6862 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1845 | XXXXXX | 7.9423 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;243 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.204 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;244 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;245 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1375 | XXXXXX | 7.5829 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.9191 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;249 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.49 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;250 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;251 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;252 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;253 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4375 | XXXXXX | 7.329 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1570 | XXXXXX | 7.7894 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;255 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1605 | XXXXXX | 7.4484 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5685 | XXXXXX | 7.7077 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;258 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;260 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5994.5 | XXXXXX | 6.3466 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;261 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5013 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;263 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 7682 | XXXXXX | 6.5611 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1439.9 | XXXXXX | 7.0648 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;265 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1745 | XXXXXX | 7.3647 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5489 | XXXXXX | 7.2506 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;267 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.6645 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;269 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;270 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 950 | XXXXXX | 6.6791 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;271 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.329 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;273 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1395 | XXXXXX | 6.9259 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;274 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.49 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;275 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;276 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;277 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;279 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 1400 | XXXXXX | 6.6659 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;281 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2758.75 | XXXXXX | 7.6013 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;282 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1595 | XXXXXX | 6.4716 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | Yes | No | 9833.47 | XXXXXX | 8.1743 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;284 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;285 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;286 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;287 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.031 | Employed | Unemployed | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;288 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 5.6285 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;289 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;290 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;291 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 6.6238 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1720 | XXXXXX | 6.8718 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;293 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;294 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;295 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;296 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 820 | XXXXXX | 7.3242 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;297 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;298 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 7058.68 | XXXXXX | 8.7019 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;299 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;300 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 7412.64 | XXXXXX | 7.0951 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 8753.33 | XXXXXX | 7.6011 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;302 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1645 | XXXXXX | 7.4365 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;304 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;305 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;306 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;308 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1991 | XXXXXX | 6.7932 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;309 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 4.7686 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;310 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.8764 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 8.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;312 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.3751 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;313 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1490 | XXXXXX | 7.2813 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;314 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.6273 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5112 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;316 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.25 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1143.28 | XXXXXX | 6.0739 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 7982.28 |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 14755.5 | XXXXXX | 6.2207 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;319 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;320 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;322 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 5.1943 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;325 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.6251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;326 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;327 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;328 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;329 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;330 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;331 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1590 | XXXXXX | 7.1808 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;332 | XXXXXX | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | Yes | No | 12168.15 | XXXXXX | 6.507 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;333 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 6.7633 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;334 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Unemployed | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;336 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.9561 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;337 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.25 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;338 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1795 | XXXXXX | 5.9614 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;339 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;340 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.0195 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;341 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1241 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;342 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;343 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;344 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3282.18 | XXXXXX | 7.6815 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;345 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 10943.44 | XXXXXX | 6.9081 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;346 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 6143.75 | XXXXXX | 8.3301 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;347 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;348 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | No | Yes | 0 | XXXXXX | 8.0613 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;349 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;350 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;351 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1773.62 | XXXXXX | 6.912 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;352 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;353 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;354 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5765 | XXXXXX | 8.1233 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.6911 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;357 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;360 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 4784.13 | XXXXXX | 7.4174 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 7.1319 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;362 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 6534 | XXXXXX | 7.5526 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;363 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.0225 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;364 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5199 | XXXXXX | 8.017 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1395 | XXXXXX | 6.4396 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;366 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;367 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;368 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1659 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;369 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;370 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1295 | XXXXXX | 6.7749 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;372 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;373 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.3138 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;374 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2846.68 | XXXXXX | 7.5858 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;376 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.8022 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;377 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.9961 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;378 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.4401 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;379 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;380 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 1180 | XXXXXX | 7.5101 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;381 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;382 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 9545 | XXXXXX | 8.2775 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;383 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 5920.52 | XXXXXX | 8.253 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;384 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 9815 | XXXXXX | 7.1701 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;385 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;386 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 2253.5 | XXXXXX | 6.0203 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;387 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;388 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.7604 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;389 | XXXXXX | QM: Safe Harbor (APOR) | No | Yes | XXXXXX | XXXXXX | Yes | Yes | 3725 | XXXXXX | 7.303 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;390 | XXXXXX | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |

---

<sup>©</sup>2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.4

**EXHIBIT 99.4** 

**CLAYTON LOAN LEVEL TAPE COMPARE UPLOAD** 

------

**Exhibit 99.4** 

---

| | |
|:---|:---|
| **Client Name:** | PennyMac |
| **Client Project Name:** | PNMAC PMTLT 2025-INV7_J15831 |

---

**Loan Level Tape Compare Upload**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower<br>Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;1 | XXXXXX | XXXXXX | Cash Reserves | 412369.62 | 562847.52 |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | XXXXXX | Cash Reserves | 48991.11 | 32686.60 |
| &nbsp;&nbsp;&nbsp;2 | XXXXXX | XXXXXX | Occupancy Type | Second Home | Investor |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX | Cash Reserves | 414829.14 | 253147.19 |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX | Debt to Income Ratio (Back) | 40.3400 | 34.4446 |
| &nbsp;&nbsp;&nbsp;4 | XXXXXX | XXXXXX | Cash Reserves | 371065.32 | 520613.94 |
| &nbsp;&nbsp;&nbsp;4 | XXXXXX | XXXXXX | Debt to Income Ratio (Back) | 48.0800 | 38.6936 |
| &nbsp;&nbsp;&nbsp;5 | XXXXXX | XXXXXX | Cash Reserves | 95800.26 | 23624.14 |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | Total Cash Out | 14814.62 | 136157.62 |
| &nbsp;&nbsp;&nbsp;10 | XXXXXX | XXXXXX | Borrower 1 Total Income | 26731.00 | 18750.01 |
| &nbsp;&nbsp;&nbsp;10 | XXXXXX | XXXXXX | Cash Reserves | 311654.20 | 224893.46 |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | XXXXXX | Cash Reserves | 369213.11 | 194195.09 |
| &nbsp;&nbsp;&nbsp;12 | XXXXXX | XXXXXX | Cash Reserves | 36682.61 | 562202.22 |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | XXXXXX | Cash Reserves | 247712.17 | 154042.96 |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | XXXXXX | Debt to Income Ratio (Back) | 38.9100 | 20.7470 |
| &nbsp;&nbsp;&nbsp;14 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;16 | XXXXXX | XXXXXX | Cash Reserves | 255456.39 | 62588.16 |
| &nbsp;&nbsp;&nbsp;16 | XXXXXX | XXXXXX | Debt to Income Ratio (Back) | 49.6400 | 37.3613 |
| &nbsp;&nbsp;&nbsp;17 | XXXXXX | XXXXXX | Cash Reserves | 136231.14 | 29988.03 |
| &nbsp;&nbsp;&nbsp;18 | XXXXXX | XXXXXX | Cash Reserves | 237279.91 | 648512.52 |
| &nbsp;&nbsp;&nbsp;20 | XXXXXX | XXXXXX | Origination Channel | Broker | Correspondent Flow without delegated underwriting |
| &nbsp;&nbsp;&nbsp;21 | XXXXXX | XXXXXX | Cash Reserves | 1395166.94 | 528890.23 |
| &nbsp;&nbsp;&nbsp;23 | XXXXXX | XXXXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;23 | XXXXXX | XXXXXX | Debt to Income Ratio (Back) | 12.0800 | 16.3125 |
| &nbsp;&nbsp;&nbsp;24 | XXXXXX | XXXXXX | Property Type | Low Rise Condo (1-4) | Site Condo |
| &nbsp;&nbsp;&nbsp;26 | XXXXXX | XXXXXX | Cash Reserves | 130537.73 | 41513.90 |
| &nbsp;&nbsp;&nbsp;27 | XXXXXX | XXXXXX | Total Cash Out | 124731.82 | 204768.09 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;28 | XXXXXX | Cash Reserves | 340323.15 | 160985.49 |
| &nbsp;&nbsp;&nbsp;28 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;29 | XXXXXX | Cash Reserves | 95234.52 | 141508.44 |
| &nbsp;&nbsp;&nbsp;30 | XXXXXX | Cash Reserves | 271224.32 | 71275.68 |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | Borrower 1 Total Income | 2711.00 | 3500.00 |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | Cash Reserves | 159353.50 | 49881.51 |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | Total Monthly Income | 2711.00 | 3500.00 |
| &nbsp;&nbsp;&nbsp;32 | XXXXXX | Cash Reserves | 213362.35 | 101927.09 |
| &nbsp;&nbsp;&nbsp;33 | XXXXXX | Cash Reserves | 454141.35 | 269396.76 |
| &nbsp;&nbsp;&nbsp;35 | XXXXXX | Cash Reserves | 262771.62 | 105432.75 |
| &nbsp;&nbsp;&nbsp;36 | XXXXXX | Cash Reserves | 87095.04 | 24283.27 |
| &nbsp;&nbsp;&nbsp;38 | XXXXXX | Debt to Income Ratio (Back) | 43.7700 | 38.9783 |
| &nbsp;&nbsp;&nbsp;40 | XXXXXX | Cash Reserves | 254623.30 | 174993.12 |
| &nbsp;&nbsp;&nbsp;43 | XXXXXX | Property Type | Low Rise Condo (1-4) | Attached PUD |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | Borrower 1 Total Income | '-28769.00 | '-38769.17 |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | Property Type | Detached PUD | SFR-Attached |
| &nbsp;&nbsp;&nbsp;46 | XXXXXX | Total Cash Out | 58783.20 | 69135.44 |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | Borrower 1 Total Income | 26942.00 | 19771.23 |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | Cash Reserves | 185931.61 | 489058.13 |
| &nbsp;&nbsp;&nbsp;47 | XXXXXX | Debt to Income Ratio (Back) | 49.0500 | 43.9315 |
| &nbsp;&nbsp;&nbsp;48 | XXXXXX | Cash Reserves | 156235.34 | 17959.61 |
| &nbsp;&nbsp;&nbsp;51 | XXXXXX | Cash Reserves | 256390.43 | 680776.85 |
| &nbsp;&nbsp;&nbsp;52 | XXXXXX | Borrower 1 Total Income | 20581.00 | 12416.67 |
| &nbsp;&nbsp;&nbsp;52 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;52 | XXXXXX | Total Cash Out | 72852.89 | 71289.93 |
| &nbsp;&nbsp;&nbsp;53 | XXXXXX | Borrower 1 Self Employed Flag | No | Yes |
| &nbsp;&nbsp;&nbsp;53 | XXXXXX | Cash Reserves | 81460.39 | 58906.88 |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | Cash Reserves | 332854.22 | 235258.75 |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;56 | XXXXXX | Origination Channel | Broker | Retail |
| &nbsp;&nbsp;&nbsp;57 | XXXXXX | Cash Reserves | 248804.29 | 127048.35 |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | Cash Reserves | 252575.11 | 154447.14 |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | Debt to Income Ratio (Back) | 46.7500 | 42.8879 |
| &nbsp;&nbsp;&nbsp;58 | XXXXXX | Origination Channel | Broker | Correspondent Flow with delegated underwriting |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | Cash Reserves | 139178.06 | 70611.92 |
| &nbsp;&nbsp;&nbsp;61 | XXXXXX | Total Cash Out | 80533.54 | 111597.54 |
| &nbsp;&nbsp;&nbsp;62 | XXXXXX | Total Cash Out | 19458.50 | 68110.37 |
| &nbsp;&nbsp;&nbsp;63 | XXXXXX | Cash Reserves | 52780.19 | 27392.02 |
| &nbsp;&nbsp;&nbsp;64 | XXXXXX | Total Cash Out | 18357.20 | 36625.20 |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | Total Cash Out | 37873.61 | 51609.61 |
| &nbsp;&nbsp;&nbsp;66 | XXXXXX | Cash Reserves | 10039.84 | 20002.04 |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | Cash Reserves | 513929.08 | 83778.89 |
| &nbsp;&nbsp;&nbsp;68 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;69 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;69 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;69 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;69 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;70 | XXXXXX | Total Cash Out | 90999.95 | 98659.95 |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | Original Appraisal Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | Total Cash Out | 14014.72 | 19231.40 |
| &nbsp;&nbsp;&nbsp;77 | XXXXXX | Cash Reserves | 153933.37 | 40260.76 |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | Cash Reserves | 244039.54 | 134296.32 |
| &nbsp;&nbsp;&nbsp;82 | XXXXXX | Cash Reserves | 2411000.00 | 46611.40 |
| &nbsp;&nbsp;&nbsp;83 | XXXXXX | Cash Reserves | 148299.74 | 92833.98 |
| &nbsp;&nbsp;&nbsp;84 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;84 | XXXXXX | Total Cash Out | 57948.05 | 61583.49 |
| &nbsp;&nbsp;&nbsp;85 | XXXXXX | Cash Reserves | 153141.07 | 92499.96 |
| &nbsp;&nbsp;&nbsp;86 | XXXXXX | Cash Reserves | 202746.91 | 103329.00 |
| &nbsp;&nbsp;&nbsp;87 | XXXXXX | Cash Reserves | 242748.52 | 427627.58 |
| &nbsp;&nbsp;&nbsp;88 | XXXXXX | Cash Reserves | 102395.76 | 18574.06 |
| &nbsp;&nbsp;&nbsp;89 | XXXXXX | Cash Reserves | 286161.00 | 87457.43 |
| &nbsp;&nbsp;&nbsp;90 | XXXXXX | Cash Reserves | 269824.68 | 118229.76 |
| &nbsp;&nbsp;&nbsp;91 | XXXXXX | Origination Channel | Correspondent Bulk | Retail |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | Debt to Income Ratio (Back) | 44.2060 | 39.5215 |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | Cash Reserves | 520933.45 | 323017.67 |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | Debt to Income Ratio (Back) | 47.5940 | 41.3743 |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Retail |
| &nbsp;&nbsp;&nbsp;97 | XXXXXX | Cash Reserves | 129901.00 | 54665.77 |
| &nbsp;&nbsp;&nbsp;98 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;99 | XXXXXX | Cash Reserves | 152156.04 | 72912.60 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;100 | XXXXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;100 | XXXXXX | Debt to Income Ratio (Back) | 44.1400 | 36.6777 |
| &nbsp;&nbsp;&nbsp;100 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;102 | XXXXXX | Cash Reserves | 296776.20 | 377529.45 |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | Cash Reserves | 1434284.44 | 707074.01 |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;103 | XXXXXX | Property Type | Rowhouse | Low Rise Condo (1-4) |
| &nbsp;&nbsp;&nbsp;104 | XXXXXX | Total Cash Out | 108058.96 | 193621.34 |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | Cash Reserves | 136910.79 | 57381.75 |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | Borrower 1 Self Employed Flag | No | Yes |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | Cash Reserves | 418247.93 | 590918.83 |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;107 | XXXXXX | Total Cash Out | 41717.94 | 41786.57 |
| &nbsp;&nbsp;&nbsp;108 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;110 | XXXXXX | Cash Reserves | 118885.47 | 34849.29 |
| &nbsp;&nbsp;&nbsp;111 | XXXXXX | Cash Reserves | 249305.46 | 18212.55 |
| &nbsp;&nbsp;&nbsp;112 | XXXXXX | Cash Reserves | 263899.07 | 163219.73 |
| &nbsp;&nbsp;&nbsp;113 | XXXXXX | Cash Reserves | 560734.20 | 2373429.31 |
| &nbsp;&nbsp;&nbsp;116 | XXXXXX | Cash Reserves | 108379.94 | 22215.41 |
| &nbsp;&nbsp;&nbsp;116 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Broker |
| &nbsp;&nbsp;&nbsp;118 | XXXXXX | Cash Reserves | 344605.42 | 863640.63 |
| &nbsp;&nbsp;&nbsp;120 | XXXXXX | Cash Reserves | 138206.36 | 23880.10 |
| &nbsp;&nbsp;&nbsp;121 | XXXXXX | Cash Reserves | 255890.04 | 172455.41 |
| &nbsp;&nbsp;&nbsp;121 | XXXXXX | Origination Channel | Correspondent Flow without delegated underwriting | Retail |
| &nbsp;&nbsp;&nbsp;122 | XXXXXX | Cash Reserves | 193665.63 | 112917.20 |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | Cash Reserves | 56535.12 | 18907.97 |
| &nbsp;&nbsp;&nbsp;123 | XXXXXX | Total Cash Out | 59454.90 | 129795.69 |
| &nbsp;&nbsp;&nbsp;124 | XXXXXX | Cash Reserves | 116628.97 | 16637.50 |
| &nbsp;&nbsp;&nbsp;125 | XXXXXX | Cash Reserves | 694321.35 | 453968.64 |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | Cash Reserves | 152729.70 | 61293.40 |
| &nbsp;&nbsp;&nbsp;127 | XXXXXX | Debt to Income Ratio (Back) | 42.9880 | 47.4126 |
| &nbsp;&nbsp;&nbsp;128 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;129 | XXXXXX | Cash Reserves | 80642.59 | 36042.60 |
| &nbsp;&nbsp;&nbsp;130 | XXXXXX | Total Cash Out | 194262.81 | 571738.05 |
| &nbsp;&nbsp;&nbsp;131 | XXXXXX | Total Cash Out | 280532.00 | 278113.23 |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | Cash Reserves | 110966.81 | 79866.17 |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | Total Cash Out | 113663.50 | 149705.72 |
| &nbsp;&nbsp;&nbsp;133 | XXXXXX | Cash Reserves | 495223.09 | 226391.80 |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | Representative Credit Score for Grading | 775 | 792 |
| &nbsp;&nbsp;&nbsp;136 | XXXXXX | Cash Reserves | 182165.28 | 89356.27 |
| &nbsp;&nbsp;&nbsp;137 | XXXXXX | Total Cash Out | 100966.62 | 128738.62 |
| &nbsp;&nbsp;&nbsp;138 | XXXXXX | Cash Reserves | 2261412.44 | 801413.43 |
| &nbsp;&nbsp;&nbsp;139 | XXXXXX | Cash Reserves | 519302.70 | 123759.22 |
| &nbsp;&nbsp;&nbsp;140 | XXXXXX | Cash Reserves | 200749.60 | 132269.56 |
| &nbsp;&nbsp;&nbsp;140 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;141 | XXXXXX | Cash Reserves | 227608.86 | 45919.23 |
| &nbsp;&nbsp;&nbsp;141 | XXXXXX | Representative Credit Score for Grading | 810 | 804 |
| &nbsp;&nbsp;&nbsp;143 | XXXXXX | Cash Reserves | 198804.44 | 122372.84 |
| &nbsp;&nbsp;&nbsp;144 | XXXXXX | Cash Reserves | 93439.87 | 26410.48 |
| &nbsp;&nbsp;&nbsp;145 | XXXXXX | Cash Reserves | 224479.29 | 33000.64 |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | Cash Reserves | 103663.99 | 1573622.90 |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | Borrower 1 Total Income | 8548.07 | 1839.08 |
| &nbsp;&nbsp;&nbsp;147 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | Cash Reserves | 1002356.00 | 695814.06 |
| &nbsp;&nbsp;&nbsp;150 | XXXXXX | Cash Reserves | 231215.26 | 147126.25 |
| &nbsp;&nbsp;&nbsp;151 | XXXXXX | Origination Channel | Correspondent Flow without delegated underwriting | Retail |
| &nbsp;&nbsp;&nbsp;152 | XXXXXX | Cash Reserves | 297889.97 | 58042.93 |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | Cash Reserves | 240231.70 | 50911.36 |
| &nbsp;&nbsp;&nbsp;157 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Broker |
| &nbsp;&nbsp;&nbsp;158 | XXXXXX | Cash Reserves | 332008.11 | 41250.00 |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | Cash Reserves | 177935.16 | 110213.66 |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | Cash Reserves | 261768.00 | 177975.65 |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | Debt to Income Ratio (Back) | 36.4850 | 44.7118 |
| &nbsp;&nbsp;&nbsp;160 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;162 | XXXXXX | Debt to Income Ratio (Back) | 41.7980 | 37.9544 |
| &nbsp;&nbsp;&nbsp;162 | XXXXXX | Total Cash Out | 34344.50 | 143065.08 |
| &nbsp;&nbsp;&nbsp;163 | XXXXXX | Cash Reserves | 525679.91 | 320555.28 |
| &nbsp;&nbsp;&nbsp;166 | XXXXXX | Borrower 1 Total Income | 21653.27 | 14161.75 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;168 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | Debt to Income Ratio (Back) | 36.7270 | 31.9986 |
| &nbsp;&nbsp;&nbsp;170 | XXXXXX | Cash Reserves | 180334.28 | 478702.43 |
| &nbsp;&nbsp;&nbsp;170 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;170 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;171 | XXXXXX | Cash Reserves | 257904.78 | 88230.68 |
| &nbsp;&nbsp;&nbsp;173 | XXXXXX | Debt to Income Ratio (Back) | 39.6220 | 34.8250 |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | Cash Reserves | 133186.72 | 173520.69 |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | Total Cash Out | 43271.64 | 82021.38 |
| &nbsp;&nbsp;&nbsp;176 | XXXXXX | Property Type | Rowhouse | Low Rise Condo (1-4) |
| &nbsp;&nbsp;&nbsp;177 | XXXXXX | Cash Reserves | 92143.02 | 16523.56 |
| &nbsp;&nbsp;&nbsp;178 | XXXXXX | Cash Reserves | 126205.07 | 29880.03 |
| &nbsp;&nbsp;&nbsp;180 | XXXXXX | Cash Reserves | 121033.34 | 84988.62 |
| &nbsp;&nbsp;&nbsp;181 | XXXXXX | Borrower 1 Total Income | 10814.09 | 6748.08 |
| &nbsp;&nbsp;&nbsp;183 | XXXXXX | Cash Reserves | 48946.70 | 247187.78 |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | Cash Reserves | 61711.00 | 1220773.68 |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;185 | XXXXXX | Cash Reserves | 295767.41 | 652290.86 |
| &nbsp;&nbsp;&nbsp;185 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;185 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;186 | XXXXXX | Origination Channel | Correspondent Flow without delegated underwriting | Retail |
| &nbsp;&nbsp;&nbsp;187 | XXXXXX | Borrower 2 Self Employed Flag | No | Yes |
| &nbsp;&nbsp;&nbsp;187 | XXXXXX | Cash Reserves | 397333.19 | 273886.39 |
| &nbsp;&nbsp;&nbsp;188 | XXXXXX | Cash Reserves | 190526.36 | 84560.14 |
| &nbsp;&nbsp;&nbsp;188 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;189 | XXXXXX | Cash Reserves | 220131.09 | 70669.97 |
| &nbsp;&nbsp;&nbsp;191 | XXXXXX | Cash Reserves | 801448.78 | 496384.62 |
| &nbsp;&nbsp;&nbsp;192 | XXXXXX | Cash Reserves | 132684.93 | 38247.93 |
| &nbsp;&nbsp;&nbsp;193 | XXXXXX | Cash Reserves | 207144.00 | 51674.30 |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | Borrower 1 Total Income | 13146.31 | 8515.20 |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | Cash Reserves | 600000.00 | 862484.44 |
| &nbsp;&nbsp;&nbsp;195 | XXXXXX | Cash Reserves | 155358.81 | 33276.42 |
| &nbsp;&nbsp;&nbsp;197 | XXXXXX | Cash Reserves | 611723.61 | 215160.38 |
| &nbsp;&nbsp;&nbsp;197 | XXXXXX | Origination Channel | Correspondent Bulk | Retail |
| &nbsp;&nbsp;&nbsp;198 | XXXXXX | Cash Reserves | 187395.00 | 28864.46 |
| &nbsp;&nbsp;&nbsp;198 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;199 | XXXXXX | Total Cash Out | 216011.76 | 224313.75 |
| &nbsp;&nbsp;&nbsp;200 | XXXXXX | Cash Reserves | 186161.52 | 78333.30 |
| &nbsp;&nbsp;&nbsp;200 | XXXXXX | Debt to Income Ratio (Back) | 35.4690 | 30.5801 |
| &nbsp;&nbsp;&nbsp;201 | XXXXXX | Cash Reserves | 81755.26 | 12099.95 |
| &nbsp;&nbsp;&nbsp;202 | XXXXXX | Cash Reserves | 67412.08 | 149283.25 |
| &nbsp;&nbsp;&nbsp;202 | XXXXXX | Property Type | Rowhouse | SFR-Attached |
| &nbsp;&nbsp;&nbsp;202 | XXXXXX | Total Cash Out | 35873.74 | 81871.17 |
| &nbsp;&nbsp;&nbsp;203 | XXXXXX | Cash Reserves | 181965.48 | 39067.38 |
| &nbsp;&nbsp;&nbsp;204 | XXXXXX | Cash Reserves | 546995.53 | 373751.53 |
| &nbsp;&nbsp;&nbsp;204 | XXXXXX | Property Type | Low Rise Condo (1-4) | Site Condo |
| &nbsp;&nbsp;&nbsp;205 | XXXXXX | Cash Reserves | 283510.96 | 2715125.54 |
| &nbsp;&nbsp;&nbsp;207 | XXXXXX | Cash Reserves | 227103.70 | 100166.17 |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | Cash Reserves | 127269.79 | 20173.68 |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | Cash Reserves | 149709.45 | 54341.35 |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | Cash Reserves | 191425.04 | 72327.78 |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | Debt to Income Ratio (Back) | 37.3490 | 21.4372 |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | Property Type | Detached PUD | SFR-Attached |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;212 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;213 | XXXXXX | Borrower 1 Total Income | 134058.33 | 185905.12 |
| &nbsp;&nbsp;&nbsp;213 | XXXXXX | Debt to Income Ratio (Back) | 17.8890 | 12.8920 |
| &nbsp;&nbsp;&nbsp;213 | XXXXXX | Total Monthly Income | 134058.00 | 186024.12 |
| &nbsp;&nbsp;&nbsp;215 | XXXXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;215 | XXXXXX | Cash Reserves | 166197.13 | 72089.37 |
| &nbsp;&nbsp;&nbsp;216 | XXXXXX | Borrower 1 Total Income | 334.56 | 0.00 |
| &nbsp;&nbsp;&nbsp;216 | XXXXXX | Cash Reserves | 107247.25 | 40992.08 |
| &nbsp;&nbsp;&nbsp;217 | XXXXXX | Cash Reserves | 131947.32 | 56802.43 |
| &nbsp;&nbsp;&nbsp;218 | XXXXXX | Cash Reserves | 173391.08 | 77316.67 |
| &nbsp;&nbsp;&nbsp;218 | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;220 | XXXXXX | Cash Reserves | 477716.99 | 1682298.35 |
| &nbsp;&nbsp;&nbsp;221 | XXXXXX | Cash Reserves | 203738.60 | 48666.70 |
| &nbsp;&nbsp;&nbsp;221 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;222 | XXXXXX | Cash Reserves | 169765.00 | 46869.42 |
| &nbsp;&nbsp;&nbsp;223 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;223 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;223 | XXXXXX | Property Type | Detached PUD | Attached PUD |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;223 | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;225 | XXXXXX | Cash Reserves | 118559.18 | 49849.95 |
| &nbsp;&nbsp;&nbsp;225 | XXXXXX | Origination Channel | Correspondent Bulk | Retail |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | Cash Reserves | 131609.86 | 21282.20 |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;228 | XXXXXX | Cash Reserves | 869306.56 | 1696891.21 |
| &nbsp;&nbsp;&nbsp;228 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;228 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;228 | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;229 | XXXXXX | Cash Reserves | 154418.19 | 70532.97 |
| &nbsp;&nbsp;&nbsp;230 | XXXXXX | Cash Reserves | 273160.60 | 195674.11 |
| &nbsp;&nbsp;&nbsp;231 | XXXXXX | Cash Reserves | 131007.74 | 58812.25 |
| &nbsp;&nbsp;&nbsp;233 | XXXXXX | Cash Reserves | 226112.99 | 147722.81 |
| &nbsp;&nbsp;&nbsp;234 | XXXXXX | Cash Reserves | 281077.40 | 189936.33 |
| &nbsp;&nbsp;&nbsp;235 | XXXXXX | Cash Reserves | 140005.84 | 40667.86 |
| &nbsp;&nbsp;&nbsp;236 | XXXXXX | Cash Reserves | 97609.35 | 60799.51 |
| &nbsp;&nbsp;&nbsp;236 | XXXXXX | Origination Channel | Correspondent Bulk | Retail |
| &nbsp;&nbsp;&nbsp;237 | XXXXXX | Cash Reserves | 504962.78 | 366897.35 |
| &nbsp;&nbsp;&nbsp;238 | XXXXXX | Cash Reserves | 249915.75 | 79405.03 |
| &nbsp;&nbsp;&nbsp;239 | XXXXXX | Cash Reserves | 150891.89 | 89237.30 |
| &nbsp;&nbsp;&nbsp;240 | XXXXXX | Cash Reserves | 242764.27 | 157057.73 |
| &nbsp;&nbsp;&nbsp;240 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;240 | XXXXXX | Min Number | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;240 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;240 | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;242 | XXXXXX | Cash Reserves | 203558.13 | 19791.30 |
| &nbsp;&nbsp;&nbsp;243 | XXXXXX | Total Cash Out | 42572.75 | 90266.15 |
| &nbsp;&nbsp;&nbsp;244 | XXXXXX | Cash Reserves | 535895.18 | 327335.38 |
| &nbsp;&nbsp;&nbsp;244 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Broker |
| &nbsp;&nbsp;&nbsp;244 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;245 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Correspondent Bulk |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | Cash Reserves | 224944.98 | 64226.57 |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | Borrower 1 Total Income | 13615.80 | 8809.00 |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | Cash Reserves | 202088.19 | 77849.03 |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | Cash Reserves | 632208.09 | 362868.83 |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | Origination Channel | Correspondent Flow without delegated underwriting | Retail |
| &nbsp;&nbsp;&nbsp;249 | XXXXXX | Cash Reserves | 469282.02 | 253587.26 |
| &nbsp;&nbsp;&nbsp;250 | XXXXXX | Cash Reserves | 164936.98 | 82818.20 |
| &nbsp;&nbsp;&nbsp;250 | XXXXXX | Origination Channel | Correspondent Bulk | Retail |
| &nbsp;&nbsp;&nbsp;251 | XXXXXX | Cash Reserves | 457017.98 | 30006.54 |
| &nbsp;&nbsp;&nbsp;252 | XXXXXX | Cash Reserves | 381359.56 | 206099.58 |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | Debt to Income Ratio (Back) | 49.8260 | 44.9927 |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | Total Cash Out | 500298.83 | 510835.79 |
| &nbsp;&nbsp;&nbsp;256 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;257 | XXXXXX | Cash Reserves | 300830.68 | 132585.04 |
| &nbsp;&nbsp;&nbsp;258 | XXXXXX | Cash Reserves | 225990.33 | 112731.97 |
| &nbsp;&nbsp;&nbsp;258 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | Cash Reserves | 124461.38 | 158113.47 |
| &nbsp;&nbsp;&nbsp;261 | XXXXXX | Cash Reserves | 91438.84 | 34602.35 |
| &nbsp;&nbsp;&nbsp;261 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | Cash Reserves | 81055.70 | 34402.66 |
| &nbsp;&nbsp;&nbsp;263 | XXXXXX | Borrower 1 Self Employed Flag | No | Yes |
| &nbsp;&nbsp;&nbsp;263 | XXXXXX | Cash Reserves | 346210.18 | 34884.82 |
| &nbsp;&nbsp;&nbsp;263 | XXXXXX | Debt to Income Ratio (Back) | 49.9370 | 36.1319 |
| &nbsp;&nbsp;&nbsp;263 | XXXXXX | Total Cash Out | 378734.45 | 381766.45 |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | Cash Reserves | 486420.68 | 2772361.47 |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | Cash Reserves | 312082.03 | 61607.77 |
| &nbsp;&nbsp;&nbsp;270 | XXXXXX | Total Cash Out | 11391.32 | 260806.36 |
| &nbsp;&nbsp;&nbsp;271 | XXXXXX | Cash Reserves | 52982.27 | 10880.54 |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | Borrower 1 Total Income | 7712.66 | 2757.23 |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | Cash Reserves | 992604.32 | 195619.97 |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | Debt to Income Ratio (Back) | 30.3840 | 23.5085 |
| &nbsp;&nbsp;&nbsp;274 | XXXXXX | Cash Reserves | 318913.16 | 220559.10 |
| &nbsp;&nbsp;&nbsp;275 | XXXXXX | Debt to Income Ratio (Back) | 20.1770 | 24.3355 |
| &nbsp;&nbsp;&nbsp;276 | XXXXXX | Borrower 1 Total Income | 7489.20 | 5564.00 |
| &nbsp;&nbsp;&nbsp;276 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;277 | XXXXXX | Cash Reserves | 118979.32 | 69814.33 |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | Cash Reserves | 155877.78 | 228653.11 |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Retail |
| &nbsp;&nbsp;&nbsp;279 | XXXXXX | Cash Reserves | 168863.62 | 84372.93 |
| &nbsp;&nbsp;&nbsp;281 | XXXXXX | Debt to Income Ratio (Back) | 48.4730 | 42.9436 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;281 | XXXXXX | Property Type | Rowhouse | Low Rise Condo (1-4) |
| &nbsp;&nbsp;&nbsp;281 | XXXXXX | Total Cash Out | 114496.03 | 119936.77 |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;283 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;285 | XXXXXX | Borrower 2 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;286 | XXXXXX | Cash Reserves | 353666.88 | 184197.98 |
| &nbsp;&nbsp;&nbsp;287 | XXXXXX | Cash Reserves | 221483.00 | 384941.03 |
| &nbsp;&nbsp;&nbsp;289 | XXXXXX | Debt to Income Ratio (Back) | 40.1580 | 35.7353 |
| &nbsp;&nbsp;&nbsp;290 | XXXXXX | Cash Reserves | 186334.46 | 58223.94 |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | Cash Reserves | 242020.00 | 11144.70 |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Retail |
| &nbsp;&nbsp;&nbsp;293 | XXXXXX | Cash Reserves | 200943.70 | 35433.18 |
| &nbsp;&nbsp;&nbsp;293 | XXXXXX | Property Type | Rowhouse | Low Rise Condo (1-4) |
| &nbsp;&nbsp;&nbsp;294 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;295 | XXXXXX | Cash Reserves | 1187645.42 | 669642.22 |
| &nbsp;&nbsp;&nbsp;297 | XXXXXX | Cash Reserves | 525535.32 | 291336.77 |
| &nbsp;&nbsp;&nbsp;297 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;298 | XXXXXX | Cash Reserves | 46929.41 | 6585.61 |
| &nbsp;&nbsp;&nbsp;298 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;299 | XXXXXX | Cash Reserves | 173295.27 | 68996.75 |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | Borrower 1 Total Income | 9633.12 | 4324.41 |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | Total Cash Out | 859.87 | 399674.76 |
| &nbsp;&nbsp;&nbsp;302 | XXXXXX | Cash Reserves | 217684.07 | 107706.41 |
| &nbsp;&nbsp;&nbsp;305 | XXXXXX | Debt to Income Ratio (Back) | 34.3070 | 41.8909 |
| &nbsp;&nbsp;&nbsp;306 | XXXXXX | Cash Reserves | 255080.15 | 68571.54 |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | Debt to Income Ratio (Back) | 36.7510 | 32.6672 |
| &nbsp;&nbsp;&nbsp;308 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | Cash Reserves | 216694.55 | 498909.06 |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;312 | XXXXXX | Cash Reserves | 430529.72 | 225889.78 |
| &nbsp;&nbsp;&nbsp;312 | XXXXXX | Origination Channel | Correspondent Bulk | Retail |
| &nbsp;&nbsp;&nbsp;313 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Retail |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | Cash Reserves | 209400.09 | 65293.96 |
| &nbsp;&nbsp;&nbsp;315 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | Cash Reserves | 251289.77 | 185471.08 |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | Borrower 1 Self Employed Flag | No | Yes |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;318 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;319 | XXXXXX | Cash Reserves | 154596.11 | 57106.81 |
| &nbsp;&nbsp;&nbsp;319 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;320 | XXXXXX | Cash Reserves | 157864.00 | 76362.63 |
| &nbsp;&nbsp;&nbsp;322 | XXXXXX | Debt to Income Ratio (Back) | 45.2930 | 40.9856 |
| &nbsp;&nbsp;&nbsp;323 | XXXXXX | Cash Reserves | 129691.36 | 48876.81 |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | Cash Reserves | 370303.60 | 223992.73 |
| &nbsp;&nbsp;&nbsp;325 | XXXXXX | Cash Reserves | 164268.00 | 44099.19 |
| &nbsp;&nbsp;&nbsp;325 | XXXXXX | Debt to Income Ratio (Back) | 38.1070 | 22.8176 |
| &nbsp;&nbsp;&nbsp;325 | XXXXXX | Total Monthly Income | 2200.00 | 3674.97 |
| &nbsp;&nbsp;&nbsp;326 | XXXXXX | Cash Reserves | 184190.70 | 27229.61 |
| &nbsp;&nbsp;&nbsp;326 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;326 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;328 | XXXXXX | Cash Reserves | 200630.47 | 124423.25 |
| &nbsp;&nbsp;&nbsp;329 | XXXXXX | Borrower 1 Self Employed Flag | No | Yes |
| &nbsp;&nbsp;&nbsp;329 | XXXXXX | Cash Reserves | 391802.54 | 205850.65 |
| &nbsp;&nbsp;&nbsp;330 | XXXXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;330 | XXXXXX | Cash Reserves | 101442.12 | 34749.81 |
| &nbsp;&nbsp;&nbsp;332 | XXXXXX | Cash Reserves | 233042.99 | 10733.12 |
| &nbsp;&nbsp;&nbsp;333 | XXXXXX | Cash Reserves | 123497.65 | 275398.00 |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | Cash Reserves | 188947.67 | 62929.84 |
| &nbsp;&nbsp;&nbsp;336 | XXXXXX | Debt to Income Ratio (Back) | 39.4010 | 35.4140 |
| &nbsp;&nbsp;&nbsp;337 | XXXXXX | Cash Reserves | 128885.43 | 83991.11 |
| &nbsp;&nbsp;&nbsp;337 | XXXXXX | Debt to Income Ratio (Back) | 45.9650 | 42.1128 |
| &nbsp;&nbsp;&nbsp;337 | XXXXXX | Origination Channel | Correspondent Bulk | Retail |
| &nbsp;&nbsp;&nbsp;338 | XXXXXX | Cash Reserves | 318897.21 | 143227.87 |
| &nbsp;&nbsp;&nbsp;339 | XXXXXX | Cash Reserves | 197873.26 | 41379.93 |
| &nbsp;&nbsp;&nbsp;340 | XXXXXX | Borrower 1 Total Income | 756.56 | 0.00 |
| &nbsp;&nbsp;&nbsp;340 | XXXXXX | Cash Reserves | 573361.05 | 234929.95 |
| &nbsp;&nbsp;&nbsp;340 | XXXXXX | Combined LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;340 | XXXXXX | Original LTV | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;341 | XXXXXX | Cash Reserves | 208795.61 | 42522.78 |
| &nbsp;&nbsp;&nbsp;342 | XXXXXX | Cash Reserves | 283081.24 | 147795.51 |
| &nbsp;&nbsp;&nbsp;342 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;343 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;344 | XXXXXX | Debt to Income Ratio (Back) | 45.8210 | 39.3012 |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;345 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;345 | XXXXXX | Total Cash Out | 662955.45 | 698649.45 |
| &nbsp;&nbsp;&nbsp;347 | XXXXXX | Cash Reserves | 354974.44 | 160219.71 |
| &nbsp;&nbsp;&nbsp;347 | XXXXXX | Debt to Income Ratio (Back) | 45.1370 | 41.4954 |
| &nbsp;&nbsp;&nbsp;348 | XXXXXX | Total Cash Out | 154449.43 | 4965.83 |
| &nbsp;&nbsp;&nbsp;350 | XXXXXX | Cash Reserves | 239863.85 | 102245.21 |
| &nbsp;&nbsp;&nbsp;351 | XXXXXX | Cash Reserves | 4175177.77 | 437445.98 |
| &nbsp;&nbsp;&nbsp;352 | XXXXXX | Cash Reserves | 47860.49 | 70302.19 |
| &nbsp;&nbsp;&nbsp;354 | XXXXXX | Cash Reserves | 123649.68 | 38428.29 |
| &nbsp;&nbsp;&nbsp;355 | XXXXXX | Cash Reserves | 140250.64 | 57465.24 |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | Cash Reserves | 137191.20 | 19547.75 |
| &nbsp;&nbsp;&nbsp;357 | XXXXXX | Cash Reserves | 219560.75 | 159485.32 |
| &nbsp;&nbsp;&nbsp;357 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | Cash Reserves | 95365.53 | 27136.56 |
| &nbsp;&nbsp;&nbsp;358 | XXXXXX | Debt to Income Ratio (Back) | 31.1150 | 36.6439 |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | Cash Reserves | 145708.33 | 45821.42 |
| &nbsp;&nbsp;&nbsp;360 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | Cash Reserves | 658937.38 | 259330.88 |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;362 | XXXXXX | Cash Reserves | 114814.00 | 40313.03 |
| &nbsp;&nbsp;&nbsp;363 | XXXXXX | Cash Reserves | 169525.57 | 96046.63 |
| &nbsp;&nbsp;&nbsp;364 | XXXXXX | Cash Reserves | 188337.07 | 20849.09 |
| &nbsp;&nbsp;&nbsp;366 | XXXXXX | Origination Channel | Correspondent Bulk | Retail |
| &nbsp;&nbsp;&nbsp;366 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;368 | XXXXXX | Cash Reserves | 125805.39 | 21527.57 |
| &nbsp;&nbsp;&nbsp;369 | XXXXXX | Cash Reserves | 224153.80 | 341220.22 |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | Cash Reserves | 359415.01 | 230919.13 |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;373 | XXXXXX | Cash Reserves | 211411.47 | 89423.24 |
| &nbsp;&nbsp;&nbsp;374 | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | Cash Reserves | 267745.74 | 162909.61 |
| &nbsp;&nbsp;&nbsp;377 | XXXXXX | Cash Reserves | 412626.24 | 203289.78 |
| &nbsp;&nbsp;&nbsp;377 | XXXXXX | Origination Channel | Correspondent Bulk | Retail |
| &nbsp;&nbsp;&nbsp;380 | XXXXXX | Total Cash Out | 83283.35 | 121146.67 |
| &nbsp;&nbsp;&nbsp;382 | XXXXXX | Cash Reserves | 266189.88 | 29214.54 |
| &nbsp;&nbsp;&nbsp;383 | XXXXXX | Cash Reserves | 194892.77 | 100470.55 |
| &nbsp;&nbsp;&nbsp;383 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;384 | XXXXXX | Cash Reserves | 213254.00 | 115791.34 |
| &nbsp;&nbsp;&nbsp;384 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;385 | XXXXXX | Cash Reserves | 171308.89 | 94731.45 |
| &nbsp;&nbsp;&nbsp;385 | XXXXXX | Debt to Income Ratio (Back) | 30.7460 | 26.1802 |
| &nbsp;&nbsp;&nbsp;386 | XXXXXX | Cash Reserves | 212646.34 | 56669.82 |
| &nbsp;&nbsp;&nbsp;387 | XXXXXX | Cash Reserves | 98899.27 | 27177.16 |
| &nbsp;&nbsp;&nbsp;388 | XXXXXX | Cash Reserves | 356807.72 | 102440.81 |
| &nbsp;&nbsp;&nbsp;390 | XXXXXX | Cash Reserves | 453961.09 | 1078540.26 |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | Loan Purpose | Purchase | Cashout Refi |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | Origination Channel | Correspondent Bulk | Broker |
| &nbsp;&nbsp;&nbsp;126 | XXXXXX | Total Cash Out | 584816.39 | 649296.51 |
| &nbsp;&nbsp;&nbsp;165 | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | Total Cash Out | 27440.68 | 17260.20 |
| &nbsp;&nbsp;&nbsp;73 | XXXXXX | Borrower 1 Total Income | 6547.50 | 2761.94 |
| &nbsp;&nbsp;&nbsp;73 | XXXXXX | Loan Purpose | Purchase | Cashout Refi |
| &nbsp;&nbsp;&nbsp;73 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Broker |
| &nbsp;&nbsp;&nbsp;73 | XXXXXX | Total Cash Out | 15302.89 | 47274.26 |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | Borrower 1 Total Income | 6840.83 | 2761.94 |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | Loan Purpose | Purchase | Cashout Refi |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Broker |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | Total Cash Out | 46761.22 | 46763.22 |
| &nbsp;&nbsp;&nbsp;75 | XXXXXX | Borrower 1 Self Employed Flag | Yes | No |
| &nbsp;&nbsp;&nbsp;75 | XXXXXX | Loan Purpose | Purchase | Rate and Term Refi |
| &nbsp;&nbsp;&nbsp;76 | XXXXXX | Origination Channel | Correspondent Flow with delegated underwriting | Broker |
| &nbsp;&nbsp;&nbsp;76 | XXXXXX | Property Type | Rowhouse | SFR-Attached |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | Debt to Income Ratio (Back) | 45.2410 | 49.2370 |
| &nbsp;&nbsp;&nbsp;79 | XXXXXX | Loan Purpose | Purchase | Cashout Refi |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | Cash Reserves | 35247.95 | 277558.47 |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | Credit Report Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | Loan Purpose | Purchase | Cashout Refi |
| &nbsp;&nbsp;&nbsp;92 | XXXXXX | Cash Reserves | 580970.37 | 299568.04 |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | Borrower 1 Total Income | 21688.41 | 14906.67 |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | Loan Purpose | Purchase | Cashout Refi |
| &nbsp;&nbsp;&nbsp;93 | XXXXXX | Total Cash Out | 176086.97 | 176189.57 |
| &nbsp;&nbsp;&nbsp;117 | XXXXXX | Borrower 1 Total Income | 9148.97 | 5364.24 |
| &nbsp;&nbsp;&nbsp;117 | XXXXXX | Loan Purpose | Purchase | Cashout Refi |

---

## Exhibit 99.5

**EXHIBIT 99.5** 

**CLAYTON VALUATIONS SUMMARY** 

------

---

| | |
|:---|:---|
| **Client Name:** | PennyMac |
| **Client Project Name:** | PNMAC PMTLT 2025-INV7_J15831 |
| **Valuations Summary** |  |
| *Loans in Report:* | *390* |

---

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 1 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 2 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 3 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 4 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 5 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 6 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 7 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 8 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 9 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 10 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 11 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 12 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 13 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 14 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 15 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 16 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 17 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 18 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 19 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 20 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 21 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 22 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 23 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 24 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 25 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.90% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 26 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 27 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -3.28% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 28 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 29 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 30 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 31 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 32 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 33 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 34 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 35 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 36 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 37 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 38 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 39 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -0.43% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 40 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 41 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 42 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 43 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 44 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 45 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 46 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 47 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 48 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.32% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 49 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 50 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 51 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 52 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 53 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 54 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 55 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -1.64% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 56 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 57 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 58 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 59 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 60 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 61 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 62 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 63 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 64 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -9.41% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 65 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -8.89% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 66 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 67 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -12.82% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -12.82% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 68 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 69 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 70 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -5.41% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 71 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 72 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 73 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 74 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 75 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 76 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 77 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 78 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 79 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 80 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 81 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 82 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 83 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 84 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 85 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 86 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 87 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 88 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 89 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 90 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 91 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 92 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 93 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -1.63% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 94 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 95 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 96 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 97 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 98 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 99 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |

---

------

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 100 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 101 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 102 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 103 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 104 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 105 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 106 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 107 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 108 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 109 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 110 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 111 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -5.56% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 112 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 113 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 114 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 115 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 116 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 117 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 118 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 119 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 120 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 121 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -9.24% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 122 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 123 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 124 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 125 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 126 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 127 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 128 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 129 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 130 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 131 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 132 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 133 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 134 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 135 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 136 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 137 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 138 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 139 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 140 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 141 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 142 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 143 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 144 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 145 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 146 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 147 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 148 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |

---

------

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 149 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 150 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 151 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 152 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -2.93% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 153 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 154 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 155 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 156 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 157 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 158 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 159 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 160 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 161 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 162 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 163 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 164 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 165 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 166 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 167 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 168 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 169 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 170 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 171 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 172 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 173 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 174 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 175 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 176 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 177 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 178 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 179 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 180 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 181 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 182 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 183 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 184 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 185 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 186 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 187 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 188 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 189 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 190 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 191 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 192 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 193 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 194 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 195 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 196 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 197 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 198 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 199 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |  |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 200 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 201 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 202 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 203 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 204 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 205 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 206 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 207 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 208 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 209 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 210 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 211 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 212 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 213 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 214 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 215 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 216 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 217 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 218 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 219 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 220 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.25% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 221 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 222 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 223 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 224 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 225 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 226 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 227 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 228 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 229 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 230 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 231 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 232 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 233 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 234 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 235 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 236 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 237 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 238 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 239 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 240 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 241 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 242 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 243 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 244 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 245 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 246 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 247 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -4.17% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 248 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 249 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 250 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |

---

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| | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 251 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 252 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 253 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 254 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 255 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 256 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 4.22% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 257 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 258 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 259 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 260 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 262 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 263 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 264 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 265 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -7.07% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 266 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 267 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 268 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 269 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 270 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 271 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 272 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 273 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 274 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 275 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  | XXXXXX |  | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 276 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 277 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 278 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 279 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 280 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  | XXXXXX |  | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 282 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 283 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 284 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 285 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 286 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 287 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 288 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 289 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 290 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 291 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 292 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 1.89% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 293 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -0.09% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 294 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 295 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -5.17% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 296 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 297 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 298 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 299 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |

---

------

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| | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 300 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX |  |  | 2.82% | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 301 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 302 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 303 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 304 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 2.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 305 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 306 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 307 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -4.24% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 309 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 310 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 311 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 312 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 313 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -7.65% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 314 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX |  |  | 5.46% | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 315 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 2.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 316 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 317 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 318 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 3.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 319 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 320 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1.8 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 321 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 322 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  | XXXXXX |  | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 323 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 324 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 325 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 326 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 327 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 328 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 329 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 330 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 331 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 4.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 332 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 333 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 334 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  | XXXXXX |  | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 335 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 336 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 337 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 338 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 3.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 339 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 340 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 341 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 342 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 3.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 343 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 3.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 344 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 3.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 345 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1.3 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 347 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 348 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 |  |  | 0.00% | $0.00 | $0.00 | 0.00% | 1.5 |  |

---

------

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| | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** | |
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Seller<br>Loan<br>Number** | **Original**<br> **Balance** | **Sales**<br> **Price** | **Value For<br>LTV** | **Appraised<br>Date** | **Appraised<br>Value** | **Appraisal<br>Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence<br>Score** | **Review<br>Date** | **Review<br>Value** | **Variance<br>Amount** | **Variance%** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **AVM<br>Vendor<br>Name** | **AVM<br>FSD** | **Confidence<br>Score** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance%** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Report<br>Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other -<br>Valuation<br>Type** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **CU / LCA<br>Score** | **Valuation<br>Comments** |
| &nbsp;&nbsp;&nbsp;&nbsp; 350 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 351 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 352 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 353 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -2.96% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 354 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 355 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-<br>Fam (Mar<br>05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 356 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 357 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 358 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 359 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 360 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 361 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 362 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 363 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 364 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 365 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 366 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 367 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 368 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 369 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 370 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 371 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 372 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 373 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 374 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 375 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 376 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -9.71% | XXXXXX | XXXXXX | XXXXXX | -10.26% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 377 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 378 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full<br>Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 379 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 380 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 381 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 382 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.9 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 383 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 384 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 385 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 386 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 387 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 388 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 389 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; 390 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 |  |  | Not<br>Applicable |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |  |

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