# EDGAR Filing Document

**Accession Number:** 0000891166
**File Stem:** 0000950170-25-098821
**Filing Date:** 2025-7
**Character Count:** 7723
**Document Hash:** 5f124bb15bf05ac1a30f6d075091fcf0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000950170-25-098821.hdr.sgml**: 20250725

**ACCESSION NUMBER**: 0000950170-25-098821

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D/A

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250725

**DATE AS OF CHANGE**: 20250725

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UNIVERSAL INSURANCE HOLDINGS, INC.
- **CENTRAL INDEX KEY:** 0000891166
- **STANDARD INDUSTRIAL CLASSIFICATION:** FIRE, MARINE & CASUALTY INSURANCE [6331]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 650231984
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-54135
- **FILM NUMBER:** 251152021

**BUSINESS ADDRESS:**
- **STREET 1:** 1110 W. COMMERCIAL BLVD.
- **STREET 2:** SUITE 100
- **CITY:** FORT LAUDERDALE
- **STATE:** FL
- **ZIP:** 33309
- **BUSINESS PHONE:** 954-958-1200

**MAIL ADDRESS:**
- **STREET 1:** 1110 W. COMMERCIAL BLVD.
- **STREET 2:** SUITE 100
- **CITY:** FORT LAUDERDALE
- **STATE:** FL
- **ZIP:** 33309

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** UNIVERSAL INSURANCE HOLDINGS INC
- **DATE OF NAME CHANGE:** 20010330

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** UNIVERSAL HEIGHTS INC
- **DATE OF NAME CHANGE:** 19950817
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** DOWNES SEAN P
- **CENTRAL INDEX KEY:** 0001287040

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A

**MAIL ADDRESS:**
- **STREET 1:** 2875 N.E. 191ST
- **STREET 2:** SUITE 300
- **CITY:** MIAMI
- **STATE:** FL
- **ZIP:** 33180

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** DOWNES SEAN
- **DATE OF NAME CHANGE:** 20040414

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**(Amendment No. 5)**

**UNIVERSAL INSURANCE HOLDINGS, INC**

*(Name of Issuer)*

**Common Stock, par value $0.01 per share**

*(Title of Class of Securities)*

**91359V107**

*(CUSIP Number)*

**Sean P. Downes**<br>1110 W. Commercial Blvd.<br>Suite 100<br>Fort Lauderdale FL 33309<br>(954) 958-1200

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**07/23/2025**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **91359V107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Sean P. Downes** | Name of reporting person<br>**Sean P. Downes** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**1568710.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**20000.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**1568710.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**20000.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**1588710.00** | Aggregate amount beneficially owned by each reporting person<br>**1588710.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**5.6%** | Percent of class represented by amount in Row (11)<br>**5.6%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Common Stock, par value $0.01 per share

**(b) Name of Issuer:**
UNIVERSAL INSURANCE HOLDINGS, INC

**(c) Address of Issuer's Principal Executive Offices:**
1110 W. Commercial Blvd., Suite 100, Fort Lauderdale, FL, 33309

**Item 4. Purpose of Transaction**

The response to Item 3 is incorporated by reference herein.

Mr. Downes does not presently have any plan(s) or proposal(s) which relates to or would result in any of the following: the acquisition or disposition by any person of additional securities of the issuer; an extraordinary corporate transaction involving the issuer or its subsidiaries; a sale or transfer of a material amount of the issuer's or its subsidiaries' assets; any change in the present board of directors or management of the issuer; any material change in the present capitalization or dividend policy of the issuer; any other material change in the issuer's corporate structure; any changes to the issuer's charter, bylaws or instruments corresponding thereto which may impede the acquisition of control by any person; causing a class of securities of the issuer to be delisted from a national securities exchange or cease to be authorized to be quoted in an inter-dealer quotation system of a registered national securities association; or a class of equity securities of the issuer becoming eligible for termination of registration pursuant to Section 12(g)(4) of the Securities Exchange Act of 1934.

**Item 5. Interest in Securities of the Issuer**

**(a)**
Mr. Downes may be deemed to beneficially own an aggregate of 1,588,710 shares of Common Stock, which amount includes options to purchase an aggregate of 534,325 shares of Common Stock exercisable within 60 days. This amount represents 5.6% of the outstanding shares of Common Stock of the Company. The percentage is based on 28,068,794 shares of Common Stock outstanding on July 23, 2025.

**(b)**
Mr. Downes has the sole power to vote and to dispose of 1,568,710 shares of Common Stock reported herein.

Mr. Downes has shared power to vote and to dispose of  20,000 shares of Common Stock reported herein.

**(c)**
On June 12, 2025, Mr. Downes sold 25,000 shares of Common Stock at an average price of $26.9112.  The shares were sold in multiple transactions at prices ranging from $26.74 to $27.035, inclusive. The sale was effected for Mr. Downes' account by a broker in the open market.

On June 13, 2025, Mr. Downes sold 25,000 shares of Common Stock at an average price of $26.475.  The shares were sold in multiple transactions at prices ranging from $26.35 to $26.75, inclusive. The sale was effected for Mr. Downes's account by a broker in the open market.

On July 23, 2025, Mr. Downes received 687,960 shares of Common Stock in connection with the exercise of vested stock options.  Of these shares, 546,115 were withheld to pay the exercise prices and satisfy tax withholding obligations.

**Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.**

The response to Item 3 is incorporated by reference herein.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Sean P. Downes

**Signature:** /s/ Sean P. Downes

**Name/Title:** Executive Chairman

**Date:** 07/25/2025