# EDGAR Filing Document

**Accession Number:** 0001966482
**File Stem:** 0001966482-26-000001
**Filing Date:** 2026-2
**Character Count:** 11670
**Document Hash:** 09857591f9c608cae6da292cbe69d7ce
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001966482-26-000001.hdr.sgml**: 20260204

**ACCESSION NUMBER**: 0001966482-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260204

**DATE AS OF CHANGE**: 20260204

**EFFECTIVENESS DATE**: 20260204

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CONTINUUM WEALTH ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001966482

**ORGANIZATION NAME:**
- **EIN:** 271622680
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23153
- **FILM NUMBER:** 26597376

**BUSINESS ADDRESS:**
- **STREET 1:** 18 DIVISION ST.
- **STREET 2:** SUITE 207B
- **CITY:** SARATOGA SPRINGS
- **STATE:** NY
- **ZIP:** 12866
- **BUSINESS PHONE:** 518-583-4050

**MAIL ADDRESS:**
- **STREET 1:** 18 DIVISION ST.
- **STREET 2:** SUITE 207B
- **CITY:** SARATOGA SPRINGS
- **STATE:** NY
- **ZIP:** 12866

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CONTINUUM WEALTH ADVISORS LLC<br>**Address:** 18 DIVISION ST.<br>SUITE 207B<br>SARATOGA SPRINGS, NY 12866

**Form 13F File Number:** 028-23153

**CRD Number (if applicable):** 000152895

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jennifer Henry<br>**Title:** CCO<br>**Phone:** 5185834050

**Signature, Place, and Date of Signing:**

Jennifer Henry  Saratoga Springs, NY  02-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 78

**Form 13F Information Table Value Total:** $258854792

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| EA SERIES TRUST | ALPHA ARCHITECT | 02072L516 |  | 31795155 | 354159 | SH |  | SOLE |  | 354159 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 30275912 | 270853 | SH |  | SOLE |  | 270853 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 22413586 | 526635 | SH |  | SOLE |  | 526635 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 27825003 | 40624 | SH |  | SOLE |  | 40624 | 0 | 0 |
| TIDAL TRUST II | RETURN STCKD US | 88636J816 |  | 11884029 | 419190 | SH |  | SOLE |  | 419190 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 23666613 | 277224 | SH |  | SOLE |  | 277224 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 8938480 | 75930 | SH |  | SOLE |  | 75930 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 8316475 | 53724 | SH |  | SOLE |  | 53724 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 4045125 | 28097 | SH |  | SOLE |  | 28097 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 19832039 | 317465 | SH |  | SOLE |  | 317465 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 8568323 | 159381 | SH |  | SOLE |  | 159381 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 11345686 | 18091 | SH |  | SOLE |  | 18091 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 1058079 | 3892 | SH |  | SOLE |  | 3892 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 441166 | 3666 | SH |  | SOLE |  | 3666 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1220107 | 3961 | SH |  | SOLE |  | 3961 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 675791 | 1034 | SH |  | SOLE |  | 1034 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 337256 | 549 | SH |  | SOLE |  | 549 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 357989 | 2014 | SH |  | SOLE |  | 2014 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG ENHNCD | 78468R440 |  | 302088 | 10581 | SH |  | SOLE |  | 10581 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 280176 | 623 | SH |  | SOLE |  | 623 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 202932 | 2366 | SH |  | SOLE |  | 2366 | 0 | 0 |
| ISHARES TR | FALN ANGLS USD | 46435G474 |  | 3464752 | 126914 | SH |  | SOLE |  | 126914 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 870911 | 12194 | SH |  | SOLE |  | 12194 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1383360 | 20960 | SH |  | SOLE |  | 20960 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1371494 | 11412 | SH |  | SOLE |  | 11412 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 470867 | 5801 | SH |  | SOLE |  | 5801 | 0 | 0 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 4347908 | 48618 | SH |  | SOLE |  | 48618 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS US | 46641Q241 |  | 426600 | 9190 | SH |  | SOLE |  | 9190 | 0 | 0 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 1171047 | 23272 | SH |  | SOLE |  | 23272 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 872987 | 33282 | SH |  | SOLE |  | 33282 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 568740 | 2464 | SH |  | SOLE |  | 2464 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 488979 | 455 | SH |  | SOLE |  | 455 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 451915 | 2640 | SH |  | SOLE |  | 2640 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 301764 | 457 | SH |  | SOLE |  | 457 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 354194 | 1241 | SH |  | SOLE |  | 1241 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 2690179 | 5563 | SH |  | SOLE |  | 5563 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 639322 | 3428 | SH |  | SOLE |  | 3428 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 317896 | 963 | SH |  | SOLE |  | 963 | 0 | 0 |
| EA SERIES TRUST | ALPHA ARCHITECT | 02072Q358 |  | 761497 | 15437 | SH |  | SOLE |  | 15437 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1200489 | 11208 | SH |  | SOLE |  | 11208 | 0 | 0 |
| INNOVATOR ETFS TRUST | LADDERED ALC BFR | 45783Y756 |  | 931298 | 25421 | SH |  | SOLE |  | 25421 | 0 | 0 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 496694 | 4851 | SH |  | SOLE |  | 4851 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 2288415 | 116905 | SH |  | SOLE |  | 116905 | 0 | 0 |
| EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 |  | 1270474 | 11038 | SH |  | SOLE |  | 11038 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 359249 | 5175 | SH |  | SOLE |  | 5175 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 336868 | 494 | SH |  | SOLE |  | 494 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 226921 | 1876 | SH |  | SOLE |  | 1876 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 395394 | 2801 | SH |  | SOLE |  | 2801 | 0 | 0 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 412409 | 6335 | SH |  | SOLE |  | 6335 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 822532 | 1686 | SH |  | SOLE |  | 1686 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 540685 | 1678 | SH |  | SOLE |  | 1678 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 931514 | 18413 | SH |  | SOLE |  | 18413 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 541896 | 1829 | SH |  | SOLE |  | 1829 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 279346 | 914 | SH |  | SOLE |  | 914 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 612556 | 20371 | SH |  | SOLE |  | 20371 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 221119 | 7764 | SH |  | SOLE |  | 7764 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 900518 | 4715 | SH |  | SOLE |  | 4715 | 0 | 0 |
| ISHARES TR | GLB CNS DISC ETF | 464288745 |  | 301732 | 1470 | SH |  | SOLE |  | 1470 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 215636 | 876 | SH |  | SOLE |  | 876 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 206536 | 998 | SH |  | SOLE |  | 998 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 350932 | 1047 | SH |  | SOLE |  | 1047 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 403547 | 1286 | SH |  | SOLE |  | 1286 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 375201 | 1622 | SH |  | SOLE |  | 1622 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 779286 | 8711 | SH |  | SOLE |  | 8711 | 0 | 0 |
| PLUG POWER INC | COM NEW | 72919P202 |  | 28565 | 14500 | SH |  | SOLE |  | 14500 | 0 | 0 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 201088 | 1488 | SH |  | SOLE |  | 1488 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 1418102 | 71839 | SH |  | SOLE |  | 71839 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 1074743 | 52172 | SH |  | SOLE |  | 52172 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 1073162 | 56977 | SH |  | SOLE |  | 56977 | 0 | 0 |
| ISHARES TR | GLOB HLTHCRE ETF | 464287325 |  | 305154 | 3133 | SH |  | SOLE |  | 3133 | 0 | 0 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 522900 | 4980 | SH |  | SOLE |  | 4980 | 0 | 0 |
| IMPERIAL OIL LTD | COM NEW | 453038408 |  | 254615 | 2950 | SH |  | SOLE |  | 2950 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 1003796 | 59326 | SH |  | SOLE |  | 59326 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2031 CP | 46138J429 |  | 941748 | 56409 | SH |  | SOLE |  | 56409 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 345981 | 1574 | SH |  | SOLE |  | 1574 | 0 | 0 |
| INNOVATOR ETFS TRUST | EQUITY DEFINED P | 45784N742 |  | 519012 | 18877 | SH |  | SOLE |  | 18877 | 0 | 0 |
| INNOVATOR ETFS TRUST | EQUITY DEF PRO 2 | 45784N601 |  | 718020 | 27024 | SH |  | SOLE |  | 27024 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 310237 | 4028 | SH |  | SOLE |  | 4028 | 0 | 0 |

---