# EDGAR Filing Document

**Accession Number:** 0002055997
**File Stem:** 0002085853-26-000222
**Filing Date:** 2026-2
**Character Count:** 13795
**Document Hash:** f4cf160ed997b99214e9414160a6ac45
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000222.hdr.sgml**: 20260209

**ACCESSION NUMBER**: 0002085853-26-000222

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260209

**DATE AS OF CHANGE**: 20260209

**EFFECTIVENESS DATE**: 20260209

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WAYSTONE ADVISORS LLC
- **CENTRAL INDEX KEY:** 0002055997

**ORGANIZATION NAME:**
- **EIN:** 881396228
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24916
- **FILM NUMBER:** 26612441

**BUSINESS ADDRESS:**
- **STREET 1:** 9210 218TH AVENUE NE
- **CITY:** REDMOND
- **STATE:** WA
- **ZIP:** 98053
- **BUSINESS PHONE:** (425) 484-0045

**MAIL ADDRESS:**
- **STREET 1:** 23515 NE NOVELTY HILL RD #5
- **STREET 2:** SUITE B215
- **CITY:** REDMOND
- **STATE:** WA
- **ZIP:** 98053

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WAYSTONE ADVISORS LLC<br>**Address:** 23515 NE NOVELTY HILL RD #5<br>SUITE B215<br>REDMOND, WA 98053

**Form 13F File Number:** 028-24916

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Stephanie Herbert-Roscoe<br>**Title:** Chief Compliance Officer<br>**Phone:** 425-472-2519

**Signature, Place, and Date of Signing:**

/s/Stephanie Herbert-Roscoe  Redmond, WA  02-09-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 102

**Form 13F Information Table Value Total:** $116573227

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 339537 | 1486 | SH |  | SOLE |  | 0 | 0 | 1486 |
| AFLAC INC | COM | 001055102 |  | 326398 | 2960 | SH |  | SOLE |  | 0 | 0 | 2960 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 399579 | 2726 | SH |  | SOLE |  | 0 | 0 | 2726 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 417355 | 1330 | SH |  | SOLE |  | 0 | 0 | 1330 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1282361 | 4097 | SH |  | SOLE |  | 0 | 0 | 4097 |
| ALPS ETF TR | CLEAN ENERGY | 00162Q460 |  | 408234 | 12592 | SH |  | SOLE |  | 0 | 0 | 12592 |
| AMAZON COM INC | COM | 023135106 |  | 3296806 | 14283 | SH |  | SOLE |  | 0 | 0 | 14283 |
| AMGEN INC | COM | 031162100 |  | 380664 | 1163 | SH |  | SOLE |  | 0 | 0 | 1163 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 395827 | 2929 | SH |  | SOLE |  | 0 | 0 | 2929 |
| APPLE INC | COM | 037833100 |  | 3003238 | 11047 | SH |  | SOLE |  | 0 | 0 | 11047 |
| BARCLAYS BANK PLC | IPATH SELCT MLP | 06742C723 |  | 282003 | 9802 | SH |  | SOLE |  | 0 | 0 | 9802 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 225407 | 2364 | SH |  | SOLE |  | 0 | 0 | 2364 |
| BROADCOM INC | COM | 11135F101 |  | 922705 | 2666 | SH |  | SOLE |  | 0 | 0 | 2666 |
| COOPER STD HLDGS INC | COM | 21676P103 |  | 1481618 | 45130 | SH |  | SOLE |  | 0 | 0 | 45130 |
| EBAY INC. | COM | 278642103 |  | 284121 | 3262 | SH |  | SOLE |  | 0 | 0 | 3262 |
| ELI LILLY  CO | COM | 532457108 |  | 509398 | 474 | SH |  | SOLE |  | 0 | 0 | 474 |
| GE AEROSPACE | COM NEW | 369604301 |  | 422001 | 1370 | SH |  | SOLE |  | 0 | 0 | 1370 |
| GE VERNOVA INC | COM | 36828A101 |  | 333321 | 510 | SH |  | SOLE |  | 0 | 0 | 510 |
| GENELUX CORPORATION | COM | 36870H103 |  | 145328 | 33332 | SH |  | SOLE |  | 0 | 0 | 33332 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 2793139 | 58446 | SH |  | SOLE |  | 0 | 0 | 58446 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 |  | 377161 | 2737 | SH |  | SOLE |  | 0 | 0 | 2737 |
| HOWMET AEROSPACE INC | COM | 443201108 |  | 421315 | 2055 | SH |  | SOLE |  | 0 | 0 | 2055 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 321127 | 567 | SH |  | SOLE |  | 0 | 0 | 567 |
| ISHARES INC | MSCI EM ASIA ETF | 464286426 |  | 324630 | 3453 | SH |  | SOLE |  | 0 | 0 | 3453 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 832118 | 12379 | SH |  | SOLE |  | 0 | 0 | 12379 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 1040031 | 4155 | SH |  | SOLE |  | 0 | 0 | 4155 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 1419976 | 17611 | SH |  | SOLE |  | 0 | 0 | 17611 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 789362 | 7764 | SH |  | SOLE |  | 0 | 0 | 7764 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 421669 | 1713 | SH |  | SOLE |  | 0 | 0 | 1713 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 355410 | 4977 | SH |  | SOLE |  | 0 | 0 | 4977 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 575786 | 13431 | SH |  | SOLE |  | 0 | 0 | 13431 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 807173 | 14981 | SH |  | SOLE |  | 0 | 0 | 14981 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2089783 | 23360 | SH |  | SOLE |  | 0 | 0 | 23360 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 1104948 | 47989 | SH |  | SOLE |  | 0 | 0 | 47989 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 355719 | 21651 | SH |  | SOLE |  | 0 | 0 | 21651 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 721863 | 1866 | SH |  | SOLE |  | 0 | 0 | 1866 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 649684 | 5896 | SH |  | SOLE |  | 0 | 0 | 5896 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 1017772 | 11677 | SH |  | SOLE |  | 0 | 0 | 11677 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 468158 | 9043 | SH |  | SOLE |  | 0 | 0 | 9043 |
| ISHARES TR | CORE S ETF | 464287200 |  | 916451 | 1338 | SH |  | SOLE |  | 0 | 0 | 1338 |
| ISHARES TR | LATN AMER 40 ETF | 464287390 |  | 471892 | 15497 | SH |  | SOLE |  | 0 | 0 | 15497 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 1198754 | 10044 | SH |  | SOLE |  | 0 | 0 | 10044 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 979412 | 8911 | SH |  | SOLE |  | 0 | 0 | 8911 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 219219 | 2141 | SH |  | SOLE |  | 0 | 0 | 2141 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 546668 | 5446 | SH |  | SOLE |  | 0 | 0 | 5446 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 1016912 | 10562 | SH |  | SOLE |  | 0 | 0 | 10562 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 477336 | 4964 | SH |  | SOLE |  | 0 | 0 | 4964 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 359874 | 3603 | SH |  | SOLE |  | 0 | 0 | 3603 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 200825 | 1671 | SH |  | SOLE |  | 0 | 0 | 1671 |
| ISHARES TR | NORTH AMERN NAT | 464287374 |  | 389500 | 7759 | SH |  | SOLE |  | 0 | 0 | 7759 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 620239 | 7489 | SH |  | SOLE |  | 0 | 0 | 7489 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1104210 | 2333 | SH |  | SOLE |  | 0 | 0 | 2333 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 499762 | 1551 | SH |  | SOLE |  | 0 | 0 | 1551 |
| JPMORGAN CHASE FINL CO LLC | CAL LKD 44 | 48133Q309 |  | 647373 | 21644 | SH |  | SOLE |  | 0 | 0 | 21644 |
| LEGG MASON ETF INVT | FRANKLIN INTL LW | 52468L505 |  | 463638 | 12592 | SH |  | SOLE |  | 0 | 0 | 12592 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 353380 | 619 | SH |  | SOLE |  | 0 | 0 | 619 |
| META PLATFORMS INC | CL A | 30303M102 |  | 3592204 | 5442 | SH |  | SOLE |  | 0 | 0 | 5442 |
| MICROSOFT CORP | COM | 594918104 |  | 13300033 | 27501 | SH |  | SOLE |  | 0 | 0 | 27501 |
| NETFLIX INC | COM | 64110L106 |  | 531716 | 5671 | SH |  | SOLE |  | 0 | 0 | 5671 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4705044 | 25228 | SH |  | SOLE |  | 0 | 0 | 25228 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 261381 | 1419 | SH |  | SOLE |  | 0 | 0 | 1419 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 1950404 | 19438 | SH |  | SOLE |  | 0 | 0 | 19438 |
| PROSHARES TR | PSHS ULT S 500 | 74347R107 |  | 229654 | 3965 | SH |  | SOLE |  | 0 | 0 | 3965 |
| PULTE GROUP INC | COM | 745867101 |  | 221859 | 1892 | SH |  | SOLE |  | 0 | 0 | 1892 |
| QUANTA SVCS INC | COM | 74762E102 |  | 304305 | 721 | SH |  | SOLE |  | 0 | 0 | 721 |
| RTX CORPORATION | COM | 75513E101 |  | 201374 | 1098 | SH |  | SOLE |  | 0 | 0 | 1098 |
| S GLOBAL INC | COM | 78409V104 |  | 267046 | 511 | SH |  | SOLE |  | 0 | 0 | 511 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 837493 | 5817 | SH |  | SOLE |  | 0 | 0 | 5817 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 347370 | 2244 | SH |  | SOLE |  | 0 | 0 | 2244 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 438149 | 3722 | SH |  | SOLE |  | 0 | 0 | 3722 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 255951 | 3295 | SH |  | SOLE |  | 0 | 0 | 3295 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 360030 | 2321 | SH |  | SOLE |  | 0 | 0 | 2321 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 571582 | 10436 | SH |  | SOLE |  | 0 | 0 | 10436 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 454740 | 2825 | SH |  | SOLE |  | 0 | 0 | 2825 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 330732 | 485 | SH |  | SOLE |  | 0 | 0 | 485 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A359 |  | 642420 | 7202 | SH |  | SOLE |  | 0 | 0 | 7202 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 |  | 240324 | 7108 | SH |  | SOLE |  | 0 | 0 | 7108 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 2548639 | 23886 | SH |  | SOLE |  | 0 | 0 | 23886 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 424665 | 5146 | SH |  | SOLE |  | 0 | 0 | 5146 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 1053146 | 18538 | SH |  | SOLE |  | 0 | 0 | 18538 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 |  | 362626 | 2974 | SH |  | SOLE |  | 0 | 0 | 2974 |
| TESLA INC | COM | 88160R101 |  | 839626 | 1867 | SH |  | SOLE |  | 0 | 0 | 1867 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 216714 | 374 | SH |  | SOLE |  | 0 | 0 | 374 |
| TJX COS INC NEW | COM | 872540109 |  | 207065 | 1348 | SH |  | SOLE |  | 0 | 0 | 1348 |
| UNITED THERAPEUTICS CORP DEL | COM | 91307C102 |  | 306003 | 628 | SH |  | SOLE |  | 0 | 0 | 628 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 492047 | 10183 | SH |  | SOLE |  | 0 | 0 | 10183 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 2133216 | 12027 | SH |  | SOLE |  | 0 | 0 | 12027 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 7987129 | 12736 | SH |  | SOLE |  | 0 | 0 | 12736 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 540154 | 2094 | SH |  | SOLE |  | 0 | 0 | 2094 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1809371 | 6482 | SH |  | SOLE |  | 0 | 0 | 6482 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 1048892 | 3472 | SH |  | SOLE |  | 0 | 0 | 3472 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1181484 | 4071 | SH |  | SOLE |  | 0 | 0 | 4071 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 1024688 | 4900 | SH |  | SOLE |  | 0 | 0 | 4900 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 2102046 | 9925 | SH |  | SOLE |  | 0 | 0 | 9925 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 |  | 341534 | 3778 | SH |  | SOLE |  | 0 | 0 | 3778 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 416597 | 9088 | SH |  | SOLE |  | 0 | 0 | 9088 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 539412 | 7333 | SH |  | SOLE |  | 0 | 0 | 7333 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 463264 | 9840 | SH |  | SOLE |  | 0 | 0 | 9840 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2915539 | 46671 | SH |  | SOLE |  | 0 | 0 | 46671 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 5725869 | 40563 | SH |  | SOLE |  | 0 | 0 | 40563 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 9223350 | 22345 | SH |  | SOLE |  | 0 | 0 | 22345 |
| VISTRA CORP | COM | 92840M102 |  | 418170 | 2592 | SH |  | SOLE |  | 0 | 0 | 2592 |

---