# EDGAR Filing Document

**Accession Number:** 0002056177
**File Stem:** 0002056177-25-000006
**Filing Date:** 2025-10
**Character Count:** 8015
**Document Hash:** 1f95d0905bfc6b73f69182e3eef9e8e7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002056177-25-000006.hdr.sgml**: 20251027

**ACCESSION NUMBER**: 0002056177-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251027

**DATE AS OF CHANGE**: 20251027

**EFFECTIVENESS DATE**: 20251027

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Holcombe Financial, Inc.
- **CENTRAL INDEX KEY:** 0002056177

**ORGANIZATION NAME:**
- **EIN:** 205537623
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25064
- **FILM NUMBER:** 251419318

**BUSINESS ADDRESS:**
- **STREET 1:** 4151 ASHFORD DUNWOODY ROAD
- **STREET 2:** SUITE 165
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30319
- **BUSINESS PHONE:** 8002989904

**MAIL ADDRESS:**
- **STREET 1:** 4151 ASHFORD DUNWOODY ROAD
- **STREET 2:** SUITE 165
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30319

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Holcombe Financial Inc.<br>**Address:** 4151 ASHFORD DUNWOODY ROAD<br>SUITE 165<br>ATLANTA, GA 30319

**Form 13F File Number:** 028-25064

**CRD Number (if applicable):** 000142238

**SEC File Number (if applicable):** 801-67308

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Rita Rhodes<br>**Title:** Consultant<br>**Phone:** 815-900-2202

**Signature, Place, and Date of Signing:**

Rita Rhodes  Rockford, IL  10-27-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 42

**Form 13F Information Table Value Total:** $143236337

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 652967 | 2686 | SH |  | SOLE | 0 | 0 | 0 | 2686 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 701424 | 2880 | SH |  | SOLE | 0 | 0 | 0 | 2880 |
| AMAZON COM INC | COM | 023135106 |  | 325842 | 1484 | SH |  | SOLE | 0 | 0 | 0 | 1484 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 2733437 | 27463 | SH |  | SOLE | 0 | 0 | 0 | 27463 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 4776126 | 43939 | SH |  | SOLE | 0 | 0 | 0 | 43939 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 6637761 | 84129 | SH |  | SOLE | 0 | 0 | 0 | 84129 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 1990473 | 22357 | SH |  | SOLE | 0 | 0 | 0 | 22357 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 |  | 432346 | 5183 | SH |  | SOLE | 0 | 0 | 0 | 5183 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 236438 | 712 | SH |  | SOLE | 0 | 0 | 0 | 712 |
| APPLE INC | COM | 037833100 |  | 22604594 | 88774 | SH |  | SOLE | 0 | 0 | 0 | 88774 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 2262600 | 3 | SH |  | SOLE | 0 | 0 | 0 | 3 |
| BONDBLOXX ETF TRUST | BLOOMBERG SIX MN | 09789C788 |  | 703736 | 13957 | SH |  | SOLE | 0 | 0 | 0 | 13957 |
| BONDBLOXX ETF TRUST | BLOOMBERG TWO YR | 09789C853 |  | 324126 | 6540 | SH |  | SOLE | 0 | 0 | 0 | 6540 |
| BONDBLOXX ETF TRUST | BLOOMBERG ONE YR | 09789C861 |  | 468789 | 9440 | SH |  | SOLE | 0 | 0 | 0 | 9440 |
| CHEVRON CORP NEW | COM | 166764100 |  | 538546 | 3468 | SH |  | SOLE | 0 | 0 | 0 | 3468 |
| COCA COLA CO | COM | 191216100 |  | 212530 | 3205 | SH |  | SOLE | 0 | 0 | 0 | 3205 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 230267 | 249 | SH |  | SOLE | 0 | 0 | 0 | 249 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 596534 | 19010 | SH |  | SOLE | 0 | 0 | 0 | 19010 |
| DOUBLELINE ETF TRUST | COMMERCIAL REAL | 25861R303 |  | 5848070 | 112290 | SH |  | SOLE | 0 | 0 | 0 | 112290 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 353059 | 2853 | SH |  | SOLE | 0 | 0 | 0 | 2853 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1149374 | 10194 | SH |  | SOLE | 0 | 0 | 0 | 10194 |
| FLEXSHARES TR | IBOXX 3R TARGT | 33939L506 |  | 405771 | 16678 | SH |  | SOLE | 0 | 0 | 0 | 16678 |
| FLEXSHARES TR | INTL QLTDV IDX | 33939L837 |  | 2892465 | 101365 | SH |  | SOLE | 0 | 0 | 0 | 101365 |
| HERITAGE COMM CORP | COM | 426927109 |  | 125068 | 12595 | SH |  | SOLE | 0 | 0 | 0 | 12595 |
| HOME DEPOT INC | COM | 437076102 |  | 859135 | 2120 | SH |  | SOLE | 0 | 0 | 0 | 2120 |
| INVESCO LTD | SHS | G491BT108 |  | 322995 | 14080 | SH |  | SOLE | 0 | 0 | 0 | 14080 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 343850 | 5290 | SH |  | SOLE | 0 | 0 | 0 | 5290 |
| ISHARES INC | MSCI BRAZIL ETF | 464286400 |  | 557907 | 17997 | SH |  | SOLE | 0 | 0 | 0 | 17997 |
| ISHARES TR | CORE S ETF | 464287200 |  | 508668 | 760 | SH |  | SOLE | 0 | 0 | 0 | 760 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 352121 | 4033 | SH |  | SOLE | 0 | 0 | 0 | 4033 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 11084120 | 107238 | SH |  | SOLE | 0 | 0 | 0 | 107238 |
| JACOBS SOLUTIONS INC | COM | 46982L108 |  | 299720 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 406486 | 2192 | SH |  | SOLE | 0 | 0 | 0 | 2192 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 992658 | 3147 | SH |  | SOLE | 0 | 0 | 0 | 3147 |
| LISTED FDS TR | OVERLAY SHARES | 53656F581 |  | 14289689 | 366365 | SH |  | SOLE | 0 | 0 | 0 | 366365 |
| LISTED FDS TR | OVERLAY SHS SHRT | 53656F573 |  | 11183200 | 499689 | SH |  | SOLE | 0 | 0 | 0 | 499689 |
| MICROSOFT CORP | COM | 594918104 |  | 339775 | 656 | SH |  | SOLE | 0 | 0 | 0 | 656 |
| MONTROSE ENVIRONMENTAL GROUP | COM | 615111101 |  | 1308496 | 47651 | SH |  | SOLE | 0 | 0 | 0 | 47651 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 26088732 | 1069210 | SH |  | SOLE | 0 | 0 | 0 | 1069210 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 11657936 | 463905 | SH |  | SOLE | 0 | 0 | 0 | 463905 |
| SIMPLIFY EXCHANGE TRADED FUN | SIMPLIFY INTERST | 82889N855 |  | 4132239 | 85784 | SH |  | SOLE | 0 | 0 | 0 | 85784 |
| WALMART INC | COM | 931142103 |  | 1306267 | 12675 | SH |  | SOLE | 0 | 0 | 0 | 12675 |

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