# EDGAR Filing Document

**Accession Number:** 0001758288
**File Stem:** 0002085853-26-000293
**Filing Date:** 2026-3
**Character Count:** 8873
**Document Hash:** bc77570bde35abcceb614b12e57a7be2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000293.hdr.sgml**: 20260303

**ACCESSION NUMBER**: 0002085853-26-000293

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260303

**DATE AS OF CHANGE**: 20260303

**EFFECTIVENESS DATE**: 20260303

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Targeted Financial Services LLC
- **CENTRAL INDEX KEY:** 0001758288

**ORGANIZATION NAME:**
- **EIN:** 223655368
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26733
- **FILM NUMBER:** 26713208

**BUSINESS ADDRESS:**
- **STREET 1:** 5666 SEMINOLE BLVD
- **STREET 2:** SUITE 146
- **CITY:** SEMINOLE
- **STATE:** FL
- **ZIP:** 33772
- **BUSINESS PHONE:** 7327509880

**MAIL ADDRESS:**
- **STREET 1:** 5666 SEMINOLE BLVD
- **STREET 2:** SUITE 146
- **CITY:** SEMINOLE
- **STATE:** FL
- **ZIP:** 33772

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Targeted Financial Services LLC<br>**Address:** 5666 SEMINOLE BLVD<br>SUITE 146<br>SEMINOLE, FL 33772

**Form 13F File Number:** 028-26733

**CRD Number (if applicable):** 000129049

**SEC File Number (if applicable):** 801-62542

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** James Charles Payne JR.<br>**Title:** Managing Member  CCO<br>**Phone:** 732-750-9880

**Signature, Place, and Date of Signing:**

/s/ James Charles Payne JR.  Seminole, FL  03-03-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 52

**Form 13F Information Table Value Total:** $116078234

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 1375102 | 6039 | SH |  | SOLE |  | 0 | 0 | 5904 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 251040 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 680462 | 2174 | SH |  | SOLE |  | 0 | 0 | 2174 |
| AMAZON COM INC | COM | 023135106 |  | 548198 | 2375 | SH |  | SOLE |  | 0 | 0 | 2375 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 720905 | 9360 | SH |  | SOLE |  | 0 | 0 | 9360 |
| APPLE INC | COM | 037833100 |  | 2216746 | 8154 | SH |  | SOLE |  | 0 | 0 | 8154 |
| ATMOS ENERGY CORP | COM | 049560105 |  | 837071 | 4994 | SH |  | SOLE |  | 0 | 0 | 4994 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 416149 | 833 | SH |  | SOLE |  | 0 | 0 | 2201 |
| BOEING CO | COM | 097023105 |  | 271400 | 1250 | SH |  | SOLE |  | 0 | 0 | 1250 |
| CATERPILLAR INC | COM | 149123101 |  | 303621 | 530 | SH |  | SOLE |  | 0 | 0 | 530 |
| CHEVRON CORP NEW | COM | 166764100 |  | 500944 | 3281 | SH |  | SOLE |  | 0 | 0 | 3650 |
| COCA COLA CO | COM | 191216100 |  | 1004513 | 14354 | SH |  | SOLE |  | 0 | 0 | 14490 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 437296 | 497 | SH |  | SOLE |  | 0 | 0 | 712 |
| ELI LILLY  CO | COM | 532457108 |  | 2041892 | 1900 | SH |  | SOLE |  | 0 | 0 | 1900 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1833621 | 15028 | SH |  | SOLE |  | 0 | 0 | 14037 |
| FIDELITY COVINGTON TRUST | MSCI MATLS INDEX | 316092881 |  | 272563 | 5132 | SH |  | SOLE |  | 0 | 0 | 5132 |
| FIDELITY COVINGTON TRUST | MSCI UTILS INDEX | 316092865 |  | 2650998 | 48008 | SH |  | SOLE |  | 0 | 0 | 48008 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 22453145 | 487686 | SH |  | SOLE |  | 0 | 0 | 487686 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 672561 | 13242 | SH |  | SOLE |  | 0 | 0 | 13242 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 24487279 | 184990 | SH |  | SOLE |  | 0 | 0 | 184990 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 312924 | 356 | SH |  | SOLE |  | 0 | 0 | 356 |
| HOME DEPOT INC | COM | 437076102 |  | 285492 | 830 | SH |  | SOLE |  | 0 | 0 | 830 |
| INVESCO EXCH TRADED FD TR II | NATL AMT MUNI | 46138E537 |  | 416447 | 17958 | SH |  | SOLE |  | 0 | 0 | 17958 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E743 |  | 855887 | 13058 | SH |  | SOLE |  | 0 | 0 | 13058 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 2002551 | 16467 | SH |  | SOLE |  | 0 | 0 | 16467 |
| ISHARES TR | US CONSM STAPLES | 464287812 |  | 553762 | 8275 | SH |  | SOLE |  | 0 | 0 | 8275 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 860550 | 7554 | SH |  | SOLE |  | 0 | 0 | 7554 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 966868 | 20775 | SH |  | SOLE |  | 0 | 0 | 20775 |
| ISHARES TR | CORE S ETF | 464287200 |  | 308223 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 11158538 | 160738 | SH |  | SOLE |  | 0 | 0 | 160738 |
| J P MORGAN EXCHANGE TRADED F | JPMORGAN DIVER | 46641Q407 |  | 425134 | 3430 | SH |  | SOLE |  | 0 | 0 | 3430 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 384730 | 1194 | SH |  | SOLE |  | 0 | 0 | 1194 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 373926 | 655 | SH |  | SOLE |  | 0 | 0 | 655 |
| MCDONALDS CORP | COM | 580135101 |  | 271412 | 877 | SH |  | SOLE |  | 0 | 0 | 1020 |
| MERCK  CO INC | COM | 58933Y105 |  | 341253 | 3242 | SH |  | SOLE |  | 0 | 0 | 3242 |
| META PLATFORMS INC | CL A | 30303M102 |  | 440941 | 668 | SH |  | SOLE |  | 0 | 0 | 668 |
| MICROSOFT CORP | COM | 594918104 |  | 2154131 | 4454 | SH |  | SOLE |  | 0 | 0 | 4454 |
| NETFLIX INC | COM | 64110L106 |  | 359570 | 3835 | SH |  | SOLE |  | 0 | 0 | 3835 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 516607 | 2770 | SH |  | SOLE |  | 0 | 0 | 2770 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 398864 | 9700 | SH |  | SOLE |  | 0 | 0 | 9700 |
| PLATINUM GROUP METALS LTD | COM | 72765Q882 |  | 62422 | 26450 | SH |  | SOLE |  | 0 | 0 | 26450 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 236107 | 1641 | SH |  | SOLE |  | 0 | 0 | 1516 |
| S GLOBAL INC | COM | 78409V104 |  | 348045 | 666 | SH |  | SOLE |  | 0 | 0 | 666 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 1457944 | 32609 | SH |  | SOLE |  | 0 | 0 | 32609 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 1961483 | 25251 | SH |  | SOLE |  | 0 | 0 | 25251 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 15882559 | 40078 | SH |  | SOLE |  | 0 | 0 | 40078 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 471453 | 5877 | SH |  | SOLE |  | 0 | 0 | 5877 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A359 |  | 922328 | 10340 | SH |  | SOLE |  | 0 | 0 | 10340 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 4636139 | 175147 | SH |  | SOLE |  | 0 | 0 | 175147 |
| TESLA INC | COM | 88160R101 |  | 420039 | 934 | SH |  | SOLE |  | 0 | 0 | 934 |
| TRILOGY METALS INC NEW | COM | 89621C105 |  | 221112 | 51302 | SH |  | SOLE |  | 0 | 0 | 51302 |
| WALMART INC | COM | 931142103 |  | 2095287 | 18807 | SH |  | SOLE |  | 0 | 0 | 18807 |

---