# EDGAR Filing Document

**Accession Number:** 0001767601
**File Stem:** 0001767601-25-000005
**Filing Date:** 2025-7
**Character Count:** 13940
**Document Hash:** 3ea8c254872a2748c846798725433c29
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001767601-25-000005.hdr.sgml**: 20250709

**ACCESSION NUMBER**: 0001767601-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250709

**DATE AS OF CHANGE**: 20250709

**EFFECTIVENESS DATE**: 20250709

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MARKET STREET WEALTH MANAGEMENT ADVISORS LLC
- **CENTRAL INDEX KEY:** 0001767601

**ORGANIZATION NAME:**
- **EIN:** 352081966

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19106
- **FILM NUMBER:** 251113047

**BUSINESS ADDRESS:**
- **STREET 1:** 3105 E 98TH STREET
- **STREET 2:** SUITE 170
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46280
- **BUSINESS PHONE:** 3175520505

**MAIL ADDRESS:**
- **STREET 1:** 3105 E 98TH STREET
- **STREET 2:** SUITE 170
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46280

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** MARKET STREET WEALTH MANAGEMENT ADVISORS LLC<br>**Address:** 3105 E 98TH STREET<br>SUITE 170<br>INDIANAPOLIS, IN 46280

**Form 13F File Number:** 028-19106

**CRD Number (if applicable):** 000122212

**SEC File Number (if applicable):** 801-62577

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Katie Fischer<br>**Title:** Chief Compliance Officer<br>**Phone:** 317-870-1379

**Signature, Place, and Date of Signing:**

Katie Fischer  Indianapolis, IN  07-09-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 99

**Form 13F Information Table Value Total:** $612936625

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 873396 | 4956 | SH |  | SOLE |  | 0 | 0 | 4956 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 271052 | 1528 | SH |  | SOLE |  | 0 | 0 | 1528 |
| AMAZON COM INC | COM | 023135106 |  | 1459821 | 6654 | SH |  | SOLE |  | 0 | 0 | 6654 |
| APPLE INC | COM | 037833100 |  | 2973263 | 14492 | SH |  | SOLE |  | 0 | 0 | 14492 |
| BANK AMERICA CORP | COM | 060505104 |  | 327549 | 6922 | SH |  | SOLE |  | 0 | 0 | 6922 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 423106 | 871 | SH |  | SOLE |  | 0 | 0 | 871 |
| BROADCOM INC | COM | 11135F101 |  | 622969 | 2260 | SH |  | SOLE |  | 0 | 0 | 2260 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1923508 | 1943 | SH |  | SOLE |  | 0 | 0 | 1943 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 1790975 | 26723 | SH |  | SOLE |  | 0 | 0 | 26723 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 316324 | 8826 | SH |  | SOLE |  | 0 | 0 | 8826 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 22339245 | 350640 | SH |  | SOLE |  | 0 | 0 | 350640 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 17760943 | 414685 | SH |  | SOLE |  | 0 | 0 | 414685 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 1149332 | 39133 | SH |  | SOLE |  | 0 | 0 | 39133 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 12132031 | 290171 | SH |  | SOLE |  | 0 | 0 | 290171 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 55505068 | 1156115 | SH |  | SOLE |  | 0 | 0 | 1156115 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 57536215 | 1361482 | SH |  | SOLE |  | 0 | 0 | 1361482 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 41811019 | 1175788 | SH |  | SOLE |  | 0 | 0 | 1175788 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 14352754 | 486699 | SH |  | SOLE |  | 0 | 0 | 486699 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 26747077 | 860311 | SH |  | SOLE |  | 0 | 0 | 860311 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 1333858 | 49715 | SH |  | SOLE |  | 0 | 0 | 49715 |
| DIMENSIONAL ETF TRUST | ULTRASHORT FIXED | 25434V591 |  | 34187002 | 673636 | SH |  | SOLE |  | 0 | 0 | 673636 |
| DIMENSIONAL ETF TRUST | GLOBAL EX US COR | 25434V575 |  | 25286927 | 473893 | SH |  | SOLE |  | 0 | 0 | 473893 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 3055091 | 72122 | SH |  | SOLE |  | 0 | 0 | 72122 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 5173737 | 149660 | SH |  | SOLE |  | 0 | 0 | 149660 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 23674598 | 817775 | SH |  | SOLE |  | 0 | 0 | 817775 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 363187 | 3078 | SH |  | SOLE |  | 0 | 0 | 3078 |
| ELI LILLY  CO | COM | 532457108 |  | 12269246 | 15739 | SH |  | SOLE |  | 0 | 0 | 15739 |
| GE AEROSPACE | COM NEW | 369604301 |  | 514008 | 1997 | SH |  | SOLE |  | 0 | 0 | 1997 |
| GE VERNOVA INC | COM | 36828A101 |  | 270396 | 511 | SH |  | SOLE |  | 0 | 0 | 511 |
| HOME DEPOT INC | COM | 437076102 |  | 314210 | 857 | SH |  | SOLE |  | 0 | 0 | 857 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 4770650 | 26250 | SH |  | SOLE |  | 0 | 0 | 26250 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 4793066 | 113392 | SH |  | SOLE |  | 0 | 0 | 113392 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1500 | 46137V597 |  | 551150 | 13552 | SH |  | SOLE |  | 0 | 0 | 13552 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 644516 | 10263 | SH |  | SOLE |  | 0 | 0 | 10263 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 346910 | 3371 | SH |  | SOLE |  | 0 | 0 | 3371 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 1905864 | 35764 | SH |  | SOLE |  | 0 | 0 | 35764 |
| ISHARES TR | MBS ETF | 464288588 |  | 285895 | 3045 | SH |  | SOLE |  | 0 | 0 | 3045 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 681992 | 13258 | SH |  | SOLE |  | 0 | 0 | 13258 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 238557 | 2348 | SH |  | SOLE |  | 0 | 0 | 2348 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 440930 | 4007 | SH |  | SOLE |  | 0 | 0 | 4007 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 3966230 | 62480 | SH |  | SOLE |  | 0 | 0 | 62480 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 2481920 | 22160 | SH |  | SOLE |  | 0 | 0 | 22160 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 2039908 | 11773 | SH |  | SOLE |  | 0 | 0 | 11773 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 227865 | 2750 | SH |  | SOLE |  | 0 | 0 | 2750 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 290467 | 2650 | SH |  | SOLE |  | 0 | 0 | 2650 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 236296 | 3810 | SH |  | SOLE |  | 0 | 0 | 3810 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 485794 | 4445 | SH |  | SOLE |  | 0 | 0 | 4445 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 608680 | 6118 | SH |  | SOLE |  | 0 | 0 | 6118 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 2786885 | 14261 | SH |  | SOLE |  | 0 | 0 | 14261 |
| ISHARES TR | CORE S ETF | 464287200 |  | 18712504 | 30138 | SH |  | SOLE |  | 0 | 0 | 30138 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1880728 | 17082 | SH |  | SOLE |  | 0 | 0 | 17082 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1388550 | 7149 | SH |  | SOLE |  | 0 | 0 | 7149 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 8115313 | 19114 | SH |  | SOLE |  | 0 | 0 | 19114 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 426703 | 1977 | SH |  | SOLE |  | 0 | 0 | 1977 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 846054 | 13232 | SH |  | SOLE |  | 0 | 0 | 13232 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 2199723 | 34301 | SH |  | SOLE |  | 0 | 0 | 34301 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1274072 | 15262 | SH |  | SOLE |  | 0 | 0 | 15262 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 3626783 | 19838 | SH |  | SOLE |  | 0 | 0 | 19838 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 575508 | 11349 | SH |  | SOLE |  | 0 | 0 | 11349 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 780523 | 15401 | SH |  | SOLE |  | 0 | 0 | 15401 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1131809 | 3904 | SH |  | SOLE |  | 0 | 0 | 3904 |
| META PLATFORMS INC | CL A | 30303M102 |  | 941065 | 1275 | SH |  | SOLE |  | 0 | 0 | 1275 |
| MICROSOFT CORP | COM | 594918104 |  | 2748541 | 5526 | SH |  | SOLE |  | 0 | 0 | 5526 |
| NETFLIX INC | COM | 64110L106 |  | 270504 | 202 | SH |  | SOLE |  | 0 | 0 | 202 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2476809 | 15677 | SH |  | SOLE |  | 0 | 0 | 15677 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 201754 | 1480 | SH |  | SOLE |  | 0 | 0 | 1480 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 450716 | 2829 | SH |  | SOLE |  | 0 | 0 | 2829 |
| RAYMOND JAMES FINL INC | COM | 754730109 |  | 213184 | 1390 | SH |  | SOLE |  | 0 | 0 | 1390 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 928586 | 36703 | SH |  | SOLE |  | 0 | 0 | 36703 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 942302 | 34055 | SH |  | SOLE |  | 0 | 0 | 34055 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 273272 | 11468 | SH |  | SOLE |  | 0 | 0 | 11468 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 665763 | 30125 | SH |  | SOLE |  | 0 | 0 | 30125 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1940340 | 79392 | SH |  | SOLE |  | 0 | 0 | 79392 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 475326 | 2957 | SH |  | SOLE |  | 0 | 0 | 2957 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 7031751 | 11381 | SH |  | SOLE |  | 0 | 0 | 11381 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 |  | 335630 | 4208 | SH |  | SOLE |  | 0 | 0 | 4208 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 39253554 | 540013 | SH |  | SOLE |  | 0 | 0 | 540013 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 614450 | 4527 | SH |  | SOLE |  | 0 | 0 | 4527 |
| TESLA INC | COM | 88160R101 |  | 593071 | 1867 | SH |  | SOLE |  | 0 | 0 | 1867 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 263699 | 665 | SH |  | SOLE |  | 0 | 0 | 665 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 1086472 | 14048 | SH |  | SOLE |  | 0 | 0 | 14048 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 4915539 | 66760 | SH |  | SOLE |  | 0 | 0 | 66760 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 600451 | 12042 | SH |  | SOLE |  | 0 | 0 | 12042 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 18642904 | 376548 | SH |  | SOLE |  | 0 | 0 | 376548 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 2300945 | 8065 | SH |  | SOLE |  | 0 | 0 | 8065 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 6485103 | 11417 | SH |  | SOLE |  | 0 | 0 | 11417 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 24664463 | 139552 | SH |  | SOLE |  | 0 | 0 | 139552 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1553255 | 7965 | SH |  | SOLE |  | 0 | 0 | 7965 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 2138838 | 9025 | SH |  | SOLE |  | 0 | 0 | 9025 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 22473559 | 51263 | SH |  | SOLE |  | 0 | 0 | 51263 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1874835 | 37906 | SH |  | SOLE |  | 0 | 0 | 37906 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 393177 | 7006 | SH |  | SOLE |  | 0 | 0 | 7006 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 6095386 | 73509 | SH |  | SOLE |  | 0 | 0 | 73509 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 21279338 | 267665 | SH |  | SOLE |  | 0 | 0 | 267665 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 361248 | 6337 | SH |  | SOLE |  | 0 | 0 | 6337 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 293682 | 2203 | SH |  | SOLE |  | 0 | 0 | 2203 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1063901 | 1604 | SH |  | SOLE |  | 0 | 0 | 1604 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 389661 | 3554 | SH |  | SOLE |  | 0 | 0 | 3554 |
| VISA INC | COM CL A | 92826C839 |  | 203799 | 574 | SH |  | SOLE |  | 0 | 0 | 574 |

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