# EDGAR Filing Document

**Accession Number:** 0000712537
**File Stem:** 0000712537-25-000133
**Filing Date:** 2025-11
**Character Count:** 19331
**Document Hash:** bc216590303cb8593c51d44ad5044c98
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000712537-25-000133.hdr.sgml**: 20251119

**ACCESSION NUMBER**: 0000712537-25-000133

**CONFORMED SUBMISSION TYPE**: 13F-HR/A

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251119

**DATE AS OF CHANGE**: 20251119

**EFFECTIVENESS DATE**: 20251119

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIRST COMMONWEALTH FINANCIAL CORP /PA/
- **CENTRAL INDEX KEY:** 0000712537
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 251428528
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-05151
- **FILM NUMBER:** 251499731

**BUSINESS ADDRESS:**
- **STREET 1:** 601 PHILADELPHIA STREET
- **CITY:** INDIANA
- **STATE:** PA
- **ZIP:** 15701
- **BUSINESS PHONE:** 7243497220

**MAIL ADDRESS:**
- **STREET 1:** 601 PHILADELPHIA STREET
- **CITY:** INDIANA
- **STATE:** PA
- **ZIP:** 15701

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [x] **Amendment Number:** 1

**This Amendment (Check only one.):** [ ] is a restatement.

[x] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** First Commonwealth Financial Corp /PA/<br>**Address:** 601 Philadelphia Street<br>Indiana, PA 15701

**Form 13F File Number:** 028-05151

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Teresa Ciambotti<br>**Title:** SVP Controller<br>**Phone:** 724-463-4725

**Signature, Place, and Date of Signing:**

/s/ Teresa Ciambotti    Amendment of 13F Holdings Report to add missing securities due to trust system conversion.  Indiana, PA  11-19-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 150

**Form 13F Information Table Value Total:** $390451475

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name                    | Form 13F File Number   |
|:---|:---|:---|
|  | First Commonwealth Bank | 28-11893               |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| Bfeb US Equity | Com | 45783Y475 |  | 215177 | 6228 | SH |  | SOLE |  | 6228 | 0 | 0 |
| Dnp Select Income Fund Inc | Com | 23325P104 |  | 250430 | 25018 | SH |  | SOLE |  | 25018 | 0 | 0 |
| Fidelity Enhanced Int ETF | Com | 31609A404 |  | 4512524 | 127906 | SH |  | SOLE |  | 127906 | 0 | 0 |
| Fidelity Enhanced Int ETF | Com | 31609A404 |  | 17640 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| Fidelity Total Bond ETF | Com | 316188309 |  | 11822921 | 255686 | SH |  | SOLE |  | 255686 | 0 | 0 |
| First Tst Nasdaq Tech Dvd Inde | Com | 33738R118 |  | 322685 | 3273 | SH |  | SOLE |  | 0 | 0 | 3273 |
| Global X Funds | Com | 37954Y483 |  | 308408 | 18131 | SH |  | SOLE |  | 18131 | 0 | 0 |
| Goldman Sachs Marketbeta US ET | Com | 381430123 |  | 257242 | 2784 | SH |  | SOLE |  | 0 | 0 | 2784 |
| I Shares International Select | Com | 464288448 |  | 1322562 | 36185 | SH |  | SOLE |  | 36185 | 0 | 0 |
| I Shares International Select | Com | 464288448 |  | 181069 | 4954 | SH |  | DFND |  | 4954 | 0 | 0 |
| Inn Defined Wealth Shield | Com | 45783Y855 |  | 313661 | 9557 | SH |  | SOLE |  | 9557 | 0 | 0 |
| Innov Intl Dev Pb ETF | Com | 45783Y285 |  | 487656 | 17171 | SH |  | SOLE |  | 17171 | 0 | 0 |
| Innovator Edp | Com | 45783Y244 |  | 541199 | 18890 | SH |  | SOLE |  | 18890 | 0 | 0 |
| Innovator Eqty Mgd Floor ETF | Com | 45783Y673 |  | 6614892 | 183594 | SH |  | SOLE |  | 183594 | 0 | 0 |
| Innovator Equ Def Pro ETF | Com | 45784N858 |  | 262578 | 10395 | SH |  | SOLE |  | 10395 | 0 | 0 |
| Innovator Etfs Trust | Com | 45783Y111 |  | 254228 | 9608 | SH |  | SOLE |  | 9608 | 0 | 0 |
| Innovator Intl Dev Power Buff | Com | 45782C631 |  | 457331 | 13384 | SH |  | SOLE |  | 13384 | 0 | 0 |
| Innovator MSCI Eafe Intl Power | Com | 45782C524 |  | 658472 | 18712 | SH |  | SOLE |  | 18712 | 0 | 0 |
| Innovator MSCI Eafe Power Buff | Com | 45782C367 |  | 327781 | 10901 | SH |  | SOLE |  | 10901 | 0 | 0 |
| Innovator MSCI Eafe Pwr Buff E | Com | 45782C722 |  | 278450 | 8519 | SH |  | SOLE |  | 8519 | 0 | 0 |
| Innovator Russell 2000 Power E | Com | 45782C342 |  | 2799065 | 81844 | SH |  | SOLE |  | 81844 | 0 | 0 |
| Innovator Russell 2000 Sm Cap | Com | 45782C474 |  | 642290 | 15916 | SH |  | SOLE |  | 15916 | 0 | 0 |
| Innovator S 500 Buffer ETF | Com | 45782C326 |  | 598066 | 13648 | SH |  | SOLE |  | 13648 | 0 | 0 |
| Innovator S 500 Buffer ETF | Com | 45782C391 |  | 1096078 | 21244 | SH |  | SOLE |  | 21244 | 0 | 0 |
| Innovator S 500 Buffer ETF | Com | 45782C391 |  | 364723 | 7069 | SH |  | DFND |  | 7069 | 0 | 0 |
| Innovator S 500 Buffer ETF | Com | 45782C698 |  | 697432 | 14236 | SH |  | SOLE |  | 14236 | 0 | 0 |
| Innovator S 500 Buffer ETF | Com | 45782C755 |  | 1347276 | 29454 | SH |  | SOLE |  | 29454 | 0 | 0 |
| Innovator S 500 Buffer ETF | Com | 45782C789 |  | 628801 | 12662 | SH |  | SOLE |  | 12662 | 0 | 0 |
| Innovator S 500 Buffer ETF | Com | 45782C888 |  | 2678361 | 57100 | SH |  | SOLE |  | 57100 | 0 | 0 |
| Innovator S 500 Buffer ETF - | Com | 45782C664 |  | 1091022 | 22595 | SH |  | SOLE |  | 22595 | 0 | 0 |
| Innovator S 500 Equity Buffe | Com | 45782C409 |  | 2225383 | 41976 | SH |  | SOLE |  | 41976 | 0 | 0 |
| Innovator S 500 Equity Buffe | Com | 45782C771 |  | 1456764 | 30086 | SH |  | SOLE |  | 30086 | 0 | 0 |
| Innovator S 500 P-Buff ETF | Com | 45782C318 |  | 1459613 | 37527 | SH |  | SOLE |  | 37527 | 0 | 0 |
| Innovator S 500 Power Buffer | Com | 45782C383 |  | 1755214 | 39973 | SH |  | SOLE |  | 39973 | 0 | 0 |
| Innovator S 500 Power Buffer | Com | 45782C383 |  | 221833 | 5052 | SH |  | DFND |  | 5052 | 0 | 0 |
| Innovator S 500 Power Buffer | Com | 45782C656 |  | 3380036 | 78697 | SH |  | SOLE |  | 78697 | 0 | 0 |
| Innovator S 500 Power Buffer | Com | 45782C748 |  | 736256 | 17892 | SH |  | SOLE |  | 17892 | 0 | 0 |
| Innovator S 500 Power Buffer | Com | 45782C870 |  | 765972 | 19968 | SH |  | SOLE |  | 19968 | 0 | 0 |
| Innovator S 500 Pwr Buffer E | Com | 45782C797 |  | 3342664 | 77556 | SH |  | SOLE |  | 77556 | 0 | 0 |
| Innovator S 500 Pwr Buffer E | Com | 45782C813 |  | 2159844 | 47365 | SH |  | SOLE |  | 47365 | 0 | 0 |
| Innovator S 500 Ultra Buffer | Com | 45782C672 |  | 776390 | 19752 | SH |  | SOLE |  | 19752 | 0 | 0 |
| Innovator S Power Buffer ETF | Com | 45782C417 |  | 643931 | 16224 | SH |  | SOLE |  | 16224 | 0 | 0 |
| Innovator U.S. Equity Buffer E | Com | 45782C557 |  | 869498 | 18141 | SH |  | SOLE |  | 18141 | 0 | 0 |
| Innovator U.S. Equity Buffer E | Com | 45782C581 |  | 847859 | 19491 | SH |  | SOLE |  | 19491 | 0 | 0 |
| Innovator US Eq Acc Buff ETF | Com | 45783Y780 |  | 865784 | 27668 | SH |  | SOLE |  | 27668 | 0 | 0 |
| Innovator US Eq Pwr Buf Aug ET | Com | 45782C680 |  | 2785225 | 65581 | SH |  | SOLE |  | 65581 | 0 | 0 |
| Innovator US EQT Accel Plus ET | Com | 45783Y400 |  | 254085 | 6409 | SH |  | SOLE |  | 6409 | 0 | 0 |
| Innovator US Equity Acc 9 Buff | Com | 45783Y889 |  | 939478 | 25089 | SH |  | SOLE |  | 25089 | 0 | 0 |
| Innovator US Equity Acc ETF | Com | 45783Y848 |  | 1128570 | 34407 | SH |  | SOLE |  | 34407 | 0 | 0 |
| Innovator US Equity Buffer ETF | Com | 45782C433 |  | 636505 | 13471 | SH |  | SOLE |  | 13471 | 0 | 0 |
| Innovator US Equity Power Buff | Com | 45782C508 |  | 3693825 | 80660 | SH |  | SOLE |  | 80660 | 0 | 0 |
| Innovator US Equity Power Buff | Com | 45782C573 |  | 621033 | 15125 | SH |  | SOLE |  | 15125 | 0 | 0 |
| Innovator US Equity Ultra | Com | 45782C649 |  | 747375 | 19327 | SH |  | SOLE |  | 19327 | 0 | 0 |
| Innovator US Eqy Accel 9 Buff | Com | 45783Y301 |  | 11066536 | 292283 | SH |  | SOLE |  | 292283 | 0 | 0 |
| Innovator US Eqy Accel Pl ETF | Com | 45783Y830 |  | 710520 | 21783 | SH |  | SOLE |  | 21783 | 0 | 0 |
| Innovator US Eqy Accl ETF - Qt | Com | 45783Y103 |  | 2169853 | 54437 | SH |  | SOLE |  | 54437 | 0 | 0 |
| Innovator US Power Buffer ETF | Com | 45782C540 |  | 3915844 | 93190 | SH |  | SOLE |  | 93190 | 0 | 0 |
| Innovator US Sc Pb ETF | Com | 45784N668 |  | 469109 | 17007 | SH |  | SOLE |  | 17007 | 0 | 0 |
| Innovator US Sm Cap Pwr Buffer | Com | 45784N833 |  | 838345 | 32915 | SH |  | SOLE |  | 32915 | 0 | 0 |
| Innovator US Small Cap Power E | Com | 45782C599 |  | 247617 | 7499 | SH |  | SOLE |  | 7499 | 0 | 0 |
| Inv US Cap ETF | Com | 45783Y137 |  | 211703 | 8143 | SH |  | SOLE |  | 8143 | 0 | 0 |
| Invesco Qqq Trust Series 1 | Com | 46090E103 |  | 2684254 | 4471 | SH |  | SOLE |  | 4471 | 0 | 0 |
| Invesco Rafi US 1000 ETF | Com | 46137V613 |  | 289344 | 6400 | SH |  | SOLE |  | 6400 | 0 | 0 |
| Invesco S 500 Equal Weight E | Com | 46137V357 |  | 16883 | 89 | SH |  | SOLE |  | 89 | 0 | 0 |
| Invesco S 500 Equal Weight E | Com | 46137V357 |  | 424169 | 2236 | SH |  | DFND |  | 2236 | 0 | 0 |
| iShares 0-3 Month Treasury Bon | Com | 46436E718 |  | 649414 | 6449 | SH |  | SOLE |  | 6449 | 0 | 0 |
| iShares Core Conservative ETF | Com | 464289883 |  | 240960 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| iShares Core MSCI Eafe ETF | Com | 46432F842 |  | 878601 | 10063 | SH |  | SOLE |  | 10063 | 0 | 0 |
| iShares Core S Midcap ETF | Com | 464287507 |  | 413923 | 6343 | SH |  | SOLE |  | 4497 | 0 | 1846 |
| iShares Core S Midcap ETF | Com | 464287507 |  | 105264 | 1613 | SH |  | DFND |  | 0 | 0 | 1613 |
| iShares Core S Total US ETF | Com | 464287150 |  | 419181 | 2878 | SH |  | DFND |  | 2878 | 0 | 0 |
| iShares Core U.S. Aggregate Bo | Com | 464287226 |  | 18088108 | 180430 | SH |  | SOLE |  | 180430 | 0 | 0 |
| iShares Iboxx Corp Bd ETF | Com | 464287242 |  | 346449 | 3108 | SH |  | SOLE |  | 3108 | 0 | 0 |
| iShares JP Morgan Usd Emerg ET | Com | 464288281 |  | 115370 | 1212 | SH |  | SOLE |  | 0 | 0 | 1212 |
| iShares JP Morgan Usd Emerg ET | Com | 464288281 |  | 97951 | 1029 | SH |  | DFND |  | 0 | 0 | 1029 |
| iShares MSCI Eafe Grwth ETF | Com | 464288885 |  | 3199231 | 28093 | SH |  | SOLE |  | 28093 | 0 | 0 |
| iShares MSCI Eafe Index Fund E | Com | 464287465 |  | 29701642 | 318107 | SH |  | SOLE |  | 318089 | 0 | 18 |
| iShares MSCI Eafe Index Fund E | Com | 464287465 |  | 1199805 | 12850 | SH |  | DFND |  | 12850 | 0 | 0 |
| iShares MSCI Eafe Value ETF | Com | 464288877 |  | 418782 | 6174 | SH |  | SOLE |  | 2464 | 0 | 3710 |
| iShares MSCI Eafe Value ETF | Com | 464288877 |  | 209527 | 3089 | SH |  | DFND |  | 0 | 0 | 3089 |
| iShares MSCI Emerging Mkt ETF | Com | 464287234 |  | 7046824 | 131963 | SH |  | SOLE |  | 131963 | 0 | 0 |
| iShares MSCI Emerging Mkt ETF | Com | 464287234 |  | 323123 | 6051 | SH |  | DFND |  | 6051 | 0 | 0 |
| iShares MSCI Emr Mrk Ex China | Com | 46434G764 |  | 604890 | 8960 | SH |  | SOLE |  | 8960 | 0 | 0 |
| iShares Natl Municipal Bond ET | Com | 464288414 |  | 2417429 | 22701 | SH |  | SOLE |  | 22701 | 0 | 0 |
| iShares Natl Municipal Bond ET | Com | 464288414 |  | 1856547 | 17434 | SH |  | DFND |  | 17434 | 0 | 0 |
| iShares Russell 1000 ETF | Com | 464287622 |  | 273379 | 748 | SH |  | SOLE |  | 748 | 0 | 0 |
| iShares Russell 1000 Grwth ETF | Com | 464287614 |  | 1474465 | 3148 | SH |  | SOLE |  | 3130 | 0 | 18 |
| iShares Russell 2000 Growth In | Com | 464287648 |  | 1348008 | 4212 | SH |  | SOLE |  | 4212 | 0 | 0 |
| iShares Russell 2000 Index Fd | Com | 464287655 |  | 24697099 | 102071 | SH |  | SOLE |  | 102071 | 0 | 0 |
| iShares Russell 2000 Index Fd | Com | 464287655 |  | 508116 | 2100 | SH |  | DFND |  | 2100 | 0 | 0 |
| iShares Russell 2000 Value ETF | Com | 464287630 |  | 632980 | 3580 | SH |  | SOLE |  | 3580 | 0 | 0 |
| iShares Russell Mid-Cap ETF | Com | 464287499 |  | 629989 | 6525 | SH |  | SOLE |  | 6525 | 0 | 0 |
| iShares Russell Mid-Cap ETF | Com | 464287499 |  | 50978 | 528 | SH |  | DFND |  | 528 | 0 | 0 |
| iShares S 500 Index Fund ETF | Com | 464287200 |  | 110881592 | 165668 | SH |  | SOLE |  | 165668 | 0 | 0 |
| iShares S 500 Index Fund ETF | Com | 464287200 |  | 1785623 | 2668 | SH |  | DFND |  | 2664 | 0 | 4 |
| iShares S Smallcap 600 ETF | Com | 464287804 |  | 1113794 | 9373 | SH |  | SOLE |  | 9008 | 0 | 365 |
| iShares Select Dividend ETF | Com | 464287168 |  | 1854121 | 13048 | SH |  | SOLE |  | 13048 | 0 | 0 |
| iShares Select Dividend ETF | Com | 464287168 |  | 190840 | 1343 | SH |  | DFND |  | 1343 | 0 | 0 |
| iShares Tr 20 Yr T-Bond ETF | Com | 464287432 |  | 483581 | 5411 | SH |  | SOLE |  | 5411 | 0 | 0 |
| iShares Tr Russell 1000 Value | Com | 464287598 |  | 577381 | 2836 | SH |  | SOLE |  | 2836 | 0 | 0 |
| iShares Tr S 500 Grwt ETF | Com | 464287309 |  | 2178151 | 18043 | SH |  | SOLE |  | 18043 | 0 | 0 |
| iShares Tr S 500 Grwt ETF | Com | 464287309 |  | 7485 | 62 | SH |  | DFND |  | 62 | 0 | 0 |
| iShares Tr S 500 Value ETF | Com | 464287408 |  | 2062209 | 9986 | SH |  | SOLE |  | 9986 | 0 | 0 |
| iShares Tr S 500 Value ETF | Com | 464287408 |  | 10119 | 49 | SH |  | DFND |  | 49 | 0 | 0 |
| iShares Tr S Midcap 400 Valu | Com | 464287705 |  | 414845 | 3198 | SH |  | SOLE |  | 3198 | 0 | 0 |
| iShares Trust Moderate ETF | Com | 464289875 |  | 237900 | 5000 | SH |  | SOLE |  | 5000 | 0 | 0 |
| iShares US Pfd Stk ETF | Com | 464288687 |  | 466553 | 14755 | SH |  | SOLE |  | 14755 | 0 | 0 |
| iShares US Pfd Stk ETF | Com | 464288687 |  | 1147490 | 36290 | SH |  | DFND |  | 36290 | 0 | 0 |
| J P Morgan Core Plus Bond ETF | Com | 46641Q670 |  | 2306841 | 48514 | SH |  | SOLE |  | 48514 | 0 | 0 |
| J P Morgan Equity Premium Inco | Com | 46641Q332 |  | 706099 | 12366 | SH |  | SOLE |  | 11052 | 0 | 1314 |
| J P Morgan Equity Premium Inco | Com | 46641Q332 |  | 64180 | 1124 | SH |  | DFND |  | 0 | 0 | 1124 |
| J P Morgan Ltd Duration ETF | Com | 46654Q773 |  | 712873 | 13585 | SH |  | SOLE |  | 13585 | 0 | 0 |
| J P Morgan Ltd Duration ETF | Com | 46654Q773 |  | 140371 | 2675 | SH |  | DFND |  | 2675 | 0 | 0 |
| J P Morgan US Quality Factor E | Com | 46641Q761 |  | 1624085 | 25816 | SH |  | SOLE |  | 25816 | 0 | 0 |
| J P Morgan US Quality Factor E | Com | 46641Q761 |  | 32776 | 521 | SH |  | DFND |  | 521 | 0 | 0 |
| JP Morgan Div Rtn Int ETF | Com | 46641Q209 |  | 578308 | 8682 | SH |  | SOLE |  | 8682 | 0 | 0 |
| JP Morgan Mortgage Backed ETF | Com | 46654Q575 |  | 166158 | 3258 | SH |  | SOLE |  | 0 | 0 | 3258 |
| JP Morgan Mortgage Backed ETF | Com | 46654Q575 |  | 162180 | 3180 | SH |  | DFND |  | 0 | 0 | 3180 |
| PIMCO ETF Trust | Com | 72201R775 |  | 17091918 | 183095 | SH |  | SOLE |  | 183095 | 0 | 0 |
| Proshares S 500 Dividend A E | Com | 74348A467 |  | 1918957 | 18618 | SH |  | SOLE |  | 18618 | 0 | 0 |
| Proshares S 500 Dividend A E | Com | 74348A467 |  | 146669 | 1423 | SH |  | DFND |  | 1423 | 0 | 0 |
| SPDR MSCI Acwi Ex-US ETF | Com | 78463X848 |  | 595875 | 17064 | SH |  | SOLE |  | 17064 | 0 | 0 |
| SPDR MSCI Acwi Ex-US ETF | Com | 78463X848 |  | 35863 | 1027 | SH |  | DFND |  | 1027 | 0 | 0 |
| SPDR S 500 Trust ETF | Com | 78462F103 |  | 2878343 | 4321 | SH |  | SOLE |  | 4306 | 0 | 15 |
| SPDR S 500 Trust ETF | Com | 78462F103 |  | 9890 | 15 | SH |  | DFND |  | 0 | 0 | 15 |
| SPDR S Midcap 400 ETF Trust | Com | 78467Y107 |  | 190111 | 319 | SH |  | SOLE |  | 268 | 0 | 51 |
| SPDR S Midcap 400 ETF Trust | Com | 78467Y107 |  | 44564 | 75 | SH |  | DFND |  | 0 | 0 | 75 |
| ST STR SPDR PORT S 500 HIGH | Com | 78468R788 |  | 526328 | 11962 | SH |  | SOLE |  | 0 | 0 | 11962 |
| State Street SPDR S Dividend | Com | 78464A763 |  | 839880 | 5997 | SH |  | SOLE |  | 5997 | 0 | 0 |
| State Street SPDR S Dividend | Com | 78464A763 |  | 6302 | 45 | SH |  | DFND |  | 45 | 0 | 0 |
| Vanguard 500 ETF | Com | 922908363 |  | 419480 | 685 | SH |  | SOLE |  | 685 | 0 | 0 |
| Vanguard 500 ETF | Com | 922908363 |  | 165343 | 270 | SH |  | DFND |  | 0 | 0 | 270 |
| Vanguard Core-Plus Bond ETF | Com | 922020755 |  | 12016071 | 152821 | SH |  | SOLE |  | 152821 | 0 | 0 |
| Vanguard Div Appreciation ETF | Com | 921908844 |  | 700670 | 3247 | SH |  | SOLE |  | 3247 | 0 | 0 |
| Vanguard Extended Duration Tre | Com | 921910709 |  | 3863592 | 56444 | SH |  | SOLE |  | 56444 | 0 | 0 |
| Vanguard Growth ETF | Com | 922908736 |  | 398556 | 831 | SH |  | SOLE |  | 831 | 0 | 0 |
| Vanguard Growth ETF | Com | 922908736 |  | 5755 | 12 | SH |  | DFND |  | 12 | 0 | 0 |
| Vanguard Mid-Cap ETF | Com | 922908629 |  | 3713461 | 12642 | SH |  | SOLE |  | 12642 | 0 | 0 |
| Vanguard Mid-Cap ETF | Com | 922908629 |  | 137177 | 467 | SH |  | DFND |  | 93 | 0 | 374 |
| Vanguard REIT ETF | Com | 922908553 |  | 242994 | 2658 | SH |  | SOLE |  | 2658 | 0 | 0 |
| Vanguard REIT ETF | Com | 922908553 |  | 26512 | 290 | SH |  | DFND |  | 200 | 0 | 90 |
| Vanguard Russell 2000 ETF | Com | 92206C664 |  | 388345 | 3970 | SH |  | SOLE |  | 3970 | 0 | 0 |
| Vanguard S/T Corp Bond ETF | Com | 92206C409 |  | 937659 | 11731 | SH |  | SOLE |  | 11731 | 0 | 0 |
| Vanguard Short-Term Gov Bnd ET | Com | 92206C102 |  | 450909 | 7662 | SH |  | SOLE |  | 7662 | 0 | 0 |
| Vanguard Tax Exempt Bd ETF | Com | 922907746 |  | 584918 | 11682 | SH |  | SOLE |  | 11682 | 0 | 0 |
| Vanguard Total Bond Market ETF | Com | 921937835 |  | 15695640 | 211048 | SH |  | SOLE |  | 211048 | 0 | 0 |
| Vanguard Value ETF | Com | 922908744 |  | 585929 | 3142 | SH |  | SOLE |  | 3141 | 0 | 1 |
| Vanguard Value ETF | Com | 922908744 |  | 9697 | 52 | SH |  | DFND |  | 52 | 0 | 0 |
| Wisdomtree Trust | Com | 97717X669 |  | 681167 | 7657 | SH |  | SOLE |  | 0 | 0 | 7657 |
| Wisdomtree Trust | Com | 97717X669 |  | 581976 | 6542 | SH |  | DFND |  | 0 | 0 | 6542 |

---