# EDGAR Filing Document

**Accession Number:** 0000947529
**File Stem:** 0000947529-26-000012
**Filing Date:** 2026-5
**Character Count:** 70378
**Document Hash:** 2d42c93697aa05a5db946cd5ea431d32
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000947529-26-000012.hdr.sgml**: 20260508

**ACCESSION NUMBER**: 0000947529-26-000012

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260508

**DATE AS OF CHANGE**: 20260508

**EFFECTIVENESS DATE**: 20260508

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VANGUARD ADVISERS INC
- **CENTRAL INDEX KEY:** 0000947529

**ORGANIZATION NAME:**
- **EIN:** 232811930
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16887
- **FILM NUMBER:** 26957866

**BUSINESS ADDRESS:**
- **STREET 1:** 100 VANGUARD BLVD
- **STREET 2:** V26
- **CITY:** MALVERN
- **STATE:** PA
- **ZIP:** 19355
- **BUSINESS PHONE:** 610-669-1000

**MAIL ADDRESS:**
- **STREET 1:** 100 VANGUARD BLVD V26
- **CITY:** MALVERN
- **STATE:** PA
- **ZIP:** 19355

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VANGUARD ADVISERS INC                                   /ADV
- **DATE OF NAME CHANGE:** 19950705

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** VANGUARD ADVISERS INC<br>**Address:** 100 VANGUARD BLVD V26<br>Malvern, PA 19355

**Form 13F File Number:** 028-16887

**CRD Number (if applicable):** 000106715

**SEC File Number (if applicable):** 801-49601

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Beth Morales Singh<br>**Title:** Secretary<br>**Phone:** 610-503-3958

**Signature, Place, and Date of Signing:**

/s/ Beth Morales Singh  Malvern, PA  05-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 668

**Form 13F Information Table Value Total:** $25509107429

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| WISDOMTREE TR | WSDM EMKTBD FD | 97717X784 |  | 1053 | 16 | SH |  | DFND |  | 0 | 0 | 16 |
| VANGUARD WORLD FD | EMERGING MRKTS E | 921910683 |  | 163 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| WISDOMTREE TR | INTL SMCAP DIV | 97717W760 |  | 5854 | 72 | SH |  | DFND |  | 0 | 0 | 72 |
| CAPITAL GROUP CORE EQUITY ET | SHS CREATION UNI | 14020V108 |  | 23183 | 603 | SH |  | DFND |  | 0 | 0 | 603 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R887 |  | 9940 | 73 | SH |  | DFND |  | 0 | 0 | 73 |
| INVESCO EXCH TRADED FD TR II | 500 QVM MULTI | 46138G581 |  | 4324 | 113 | SH |  | DFND |  | 0 | 0 | 113 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 1919500 | 10416 | SH |  | DFND |  | 0 | 0 | 10416 |
| MICROSOFT CORP | COM | 594918104 |  | 24813 | 67 | SH |  | DFND |  | 0 | 0 | 67 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 69484 | 883 | SH |  | DFND |  | 0 | 0 | 883 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 90917 | 1775 | SH |  | DFND |  | 0 | 0 | 1775 |
| ALPS ETF TR | INTL SEC DV DOG | 00162Q718 |  | 1999 | 48 | SH |  | DFND |  | 0 | 0 | 48 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 333 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| J P MORGAN EXCHANGE TRADED F | INTRNL RES EQT | 46641Q134 |  | 12724 | 168 | SH |  | DFND |  | 0 | 0 | 168 |
| HOME DEPOT INC | COM | 437076102 |  | 9016 | 27 | SH |  | DFND |  | 0 | 0 | 27 |
| ISHARES TR | INTRM GOV CR ETF | 464288612 |  | 982 | 9 | SH |  | DFND |  | 0 | 0 | 9 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 239356 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| DOUBLELINE ETF TRUST | FORTUNE 500 EQUA | 25861R600 |  | 97 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 34377 | 436 | SH |  | DFND |  | 0 | 0 | 436 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 6814 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 608 | 17 | SH |  | DFND |  | 0 | 0 | 17 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 498034 | 5087 | SH |  | DFND |  | 0 | 0 | 5087 |
| VANECK ETF TRUST | INDIA GROWTH LDR | 92189F767 |  | 3406 | 84 | SH |  | DFND |  | 0 | 0 | 84 |
| BNY MELLON ETF TRUST | EMRG MKT EQUIT | 09661T503 |  | 475 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| BNY MELLON ETF TRUST | US LRG CP CORE | 09661T107 |  | 218418 | 1750 | SH |  | DFND |  | 0 | 0 | 1750 |
| J P MORGAN EXCHANGE TRADED F | REALTY INCOME ET | 46641Q126 |  | 2115 | 44 | SH |  | DFND |  | 0 | 0 | 44 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 |  | 1863 | 18 | SH |  | DFND |  | 0 | 0 | 18 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 18450 | 351 | SH |  | DFND |  | 0 | 0 | 351 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 603047 | 10658 | SH |  | DFND |  | 0 | 0 | 10658 |
| AMPLIFY ETF TR | CWP ENHANCED DIV | 032108409 |  | 6741 | 150 | SH |  | DFND |  | 0 | 0 | 150 |
| VANGUARD MALVERN FDS | SHORT DURATION B | 922020730 |  | 18992 | 249 | SH |  | DFND |  | 0 | 0 | 249 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 6353228 | 17291 | SH |  | DFND |  | 0 | 0 | 17291 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 232220 | 2022 | SH |  | DFND |  | 0 | 0 | 2022 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 132977 | 1038 | SH |  | DFND |  | 0 | 0 | 1038 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 6648 | 11 | SH |  | DFND |  | 0 | 0 | 11 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 722124 | 3765 | SH |  | DFND |  | 0 | 0 | 3765 |
| INVESCO EXCH TRADED FD TR II | RUSEL 1000 EQL | 46138E420 |  | 2839 | 52 | SH |  | DFND |  | 0 | 0 | 52 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R200 |  | 14543 | 472 | SH |  | DFND |  | 0 | 0 | 472 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 VAL | 921932844 |  | 157090 | 1541 | SH |  | DFND |  | 0 | 0 | 1541 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 9038 | 172 | SH |  | DFND |  | 0 | 0 | 172 |
| ETF SER SOLUTIONS | AAM S 500 | 26922A594 |  | 1229 | 33 | SH |  | DFND |  | 0 | 0 | 33 |
| ISHARES TR | FUTURE AI  TECH | 46435U556 |  | 3676 | 79 | SH |  | DFND |  | 0 | 0 | 79 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 198789 | 828 | SH |  | DFND |  | 0 | 0 | 828 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 141312 | 3057 | SH |  | DFND |  | 0 | 0 | 3057 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 203339 | 1060 | SH |  | DFND |  | 0 | 0 | 1060 |
| DBX ETF TR | XTRACKERS RUSSEL | 233051481 |  | 659 | 11 | SH |  | DFND |  | 0 | 0 | 11 |
| PACER FDS TR | TRENDP US LAR CP | 69374H105 |  | 9443 | 180 | SH |  | DFND |  | 0 | 0 | 180 |
| GLOBAL X FDS | MILLENNIAL CONSU | 37954Y764 |  | 1382 | 34 | SH |  | DFND |  | 0 | 0 | 34 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 6445 | 152 | SH |  | DFND |  | 0 | 0 | 152 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A839 |  | 33091 | 389 | SH |  | DFND |  | 0 | 0 | 389 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 64631 | 1758 | SH |  | DFND |  | 0 | 0 | 1758 |
| RENAISSANCE CAP GREENWICH FD | IPO ETF | 759937204 |  | 253 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| AMERICAN CENTY ETF TR | QUALITY DIVRSFED | 025072406 |  | 1309 | 20 | SH |  | DFND |  | 0 | 0 | 20 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 1554 | 33 | SH |  | DFND |  | 0 | 0 | 33 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A474 |  | 4250 | 141 | SH |  | DFND |  | 0 | 0 | 141 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1000641 | 8050 | SH |  | DFND |  | 0 | 0 | 8050 |
| UNIFIED SER TR | ONEASCENT INTL | 90470L444 |  | 43 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| AMERICAN CENTY ETF TR | FOCUSED LRG CAP | 025072794 |  | 1380 | 18 | SH |  | DFND |  | 0 | 0 | 18 |
| VICTORY PORTFOLIOS II | VCSHS US 500 ENH | 92647N782 |  | 7341 | 99 | SH |  | DFND |  | 0 | 0 | 99 |
| AMGEN INC | COM | 031162100 |  | 4222 | 12 | SH |  | DFND |  | 0 | 0 | 12 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 1087350 | 39043 | SH |  | DFND |  | 0 | 0 | 39043 |
| OCCIDENTAL PETE CORP | *W EXP 08/03/202 | 674599162 |  | 129 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051630 |  | 59408 | 1833 | SH |  | DFND |  | 0 | 0 | 1833 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 4563 | 14 | SH |  | DFND |  | 0 | 0 | 14 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 815 | 16 | SH |  | DFND |  | 0 | 0 | 16 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 94695 | 1259 | SH |  | DFND |  | 0 | 0 | 1259 |
| IMPERIAL PETE INC | COM NEW | Y3894J187 |  | 21 | 5 | SH |  | DFND |  | 0 | 0 | 5 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE VALUE ETF | 46641Q167 |  | 6314 | 88 | SH |  | DFND |  | 0 | 0 | 88 |
| ETFIS SER TR I | VIRTUS INFRCAP | 26923G822 |  | 1955 | 96 | SH |  | DFND |  | 0 | 0 | 96 |
| VICTORY PORTFOLIOS II | USAA MSCI USA SM | 92647N568 |  | 1988 | 21 | SH |  | DFND |  | 0 | 0 | 21 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 2445 | 62 | SH |  | DFND |  | 0 | 0 | 62 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 2905 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X772 |  | 4925 | 108 | SH |  | DFND |  | 0 | 0 | 108 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 2100 | 23 | SH |  | DFND |  | 0 | 0 | 23 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R721 |  | 136 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 17283 | 713 | SH |  | DFND |  | 0 | 0 | 713 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 |  | 593 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 4795592 | 58178 | SH |  | DFND |  | 0 | 0 | 58178 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 663737 | 4279 | SH |  | DFND |  | 0 | 0 | 4279 |
| COUPANG INC | CL A | 22266T109 |  | 2228 | 118 | SH |  | DFND |  | 0 | 0 | 118 |
| FIDELITY COVINGTON TRUST | FIDELITY MAGELAN | 316092329 |  | 8854 | 280 | SH |  | DFND |  | 0 | 0 | 280 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 155188 | 1563 | SH |  | DFND |  | 0 | 0 | 1563 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 171073 | 1295 | SH |  | DFND |  | 0 | 0 | 1295 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 5410 | 189 | SH |  | DFND |  | 0 | 0 | 189 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 162762 | 3482 | SH |  | DFND |  | 0 | 0 | 3482 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X475 |  | 833 | 11 | SH |  | DFND |  | 0 | 0 | 11 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 1831 | 9 | SH |  | DFND |  | 0 | 0 | 9 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 371091 | 2546 | SH |  | DFND |  | 0 | 0 | 2546 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 3771 | 89 | SH |  | DFND |  | 0 | 0 | 89 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US | 381430602 |  | 80511 | 1080 | SH |  | DFND |  | 0 | 0 | 1080 |
| ISHARES INC | MSCI EQUAL WEITE | 464286681 |  | 1350 | 13 | SH |  | DFND |  | 0 | 0 | 13 |
| FIRST TR EXCHANGE-TRADED FD | NASDAQ 100 EX | 33733E401 |  | 1660 | 17 | SH |  | DFND |  | 0 | 0 | 17 |
| ISHARES TR | IBOND DEC 2030 | 46436E593 |  | 7967 | 404 | SH |  | DFND |  | 0 | 0 | 404 |
| INVESCO EXCH TRADED FD TR II | S SMALLCAP 600 | 46138G664 |  | 24735 | 490 | SH |  | DFND |  | 0 | 0 | 490 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2031 CP | 46138J429 |  | 14554 | 884 | SH |  | DFND |  | 0 | 0 | 884 |
| FIRST TR EXCHANGE-TRADED FD | NAT GAS ETF | 33733E807 |  | 1678 | 53 | SH |  | DFND |  | 0 | 0 | 53 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 13430 | 178 | SH |  | DFND |  | 0 | 0 | 178 |
| FIDELITY COVINGTON TRUST | LOW VOLITY ETF | 316092824 |  | 25259 | 391 | SH |  | DFND |  | 0 | 0 | 391 |
| ISHARES TR | CORE 80/20 AGGRE | 464289859 |  | 4791 | 54 | SH |  | DFND |  | 0 | 0 | 54 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 3445 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 51446 | 932 | SH |  | DFND |  | 0 | 0 | 932 |
| GOLDMAN SACHS ETF TR | JUST US LRG CP | 381430396 |  | 4810 | 52 | SH |  | DFND |  | 0 | 0 | 52 |
| INVESCO EXCH TRADED FD TR II | S ULTRA DIVIDE | 46138G656 |  | 172 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 38298 | 1672 | SH |  | DFND |  | 0 | 0 | 1672 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 34081 | 848 | SH |  | DFND |  | 0 | 0 | 848 |
| NUSHARES ETF TR | NUVEEN ESG MIDCP | 67092P409 |  | 781 | 19 | SH |  | DFND |  | 0 | 0 | 19 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 60075 | 2345 | SH |  | DFND |  | 0 | 0 | 2345 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 31609A107 |  | 29394 | 842 | SH |  | DFND |  | 0 | 0 | 842 |
| VANGUARD INSTL INDEX FD | ULTRA-SHORT TREA | 922040852 |  | 121 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 173014 | 3805 | SH |  | DFND |  | 0 | 0 | 3805 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 135357 | 1184 | SH |  | DFND |  | 0 | 0 | 1184 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 336917109 |  | 45066 | 887 | SH |  | DFND |  | 0 | 0 | 887 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 209541 | 4337 | SH |  | DFND |  | 0 | 0 | 4337 |
| INVESCO EXCH TRADED FD TR II | S HDL VOL | 46138E362 |  | 7309 | 147 | SH |  | DFND |  | 0 | 0 | 147 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1301721 | 50769 | SH |  | DFND |  | 0 | 0 | 50769 |
| VANECK ETF TRUST | SOCIAL SENTIMENT | 92189H839 |  | 316 | 11 | SH |  | DFND |  | 0 | 0 | 11 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 39744 | 493 | SH |  | DFND |  | 0 | 0 | 493 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 2431759 | 98253 | SH |  | DFND |  | 0 | 0 | 98253 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R796 |  | 6312 | 119 | SH |  | DFND |  | 0 | 0 | 119 |
| NUSHARES ETF TR | NUVEEN ESG INTL | 67092P805 |  | 79370 | 2198 | SH |  | DFND |  | 0 | 0 | 2198 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 80 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 11770 | 235 | SH |  | DFND |  | 0 | 0 | 235 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 3610970 | 24912 | SH |  | DFND |  | 0 | 0 | 24912 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 51462 | 656 | SH |  | DFND |  | 0 | 0 | 656 |
| VANGUARD MUN BD FDS | INTERMEDIATE TRM | 922907738 |  | 6465 | 65 | SH |  | DFND |  | 0 | 0 | 65 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1651787 | 6418 | SH |  | DFND |  | 0 | 0 | 6418 |
| INVESCO EXCHANGE TRADED FD T | S MDCP MOMNTUM | 46137V464 |  | 27702 | 191 | SH |  | DFND |  | 0 | 0 | 191 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 31759 | 559 | SH |  | DFND |  | 0 | 0 | 559 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 |  | 3029250 | 30996 | SH |  | DFND |  | 0 | 0 | 30996 |
| ISHARES TR | INTL DIV GRWTH | 46435G524 |  | 10639 | 127 | SH |  | DFND |  | 0 | 0 | 127 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 105012 | 989 | SH |  | DFND |  | 0 | 0 | 989 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 275 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 78364 | 1666 | SH |  | DFND |  | 0 | 0 | 1666 |
| FIDELITY COVINGTON TRUST | DIVID ETF RISI | 316092832 |  | 2725 | 46 | SH |  | DFND |  | 0 | 0 | 46 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1500 | 46137V597 |  | 137101 | 2989 | SH |  | DFND |  | 0 | 0 | 2989 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 8847 | 300 | SH |  | DFND |  | 0 | 0 | 300 |
| TRINITY CAP INC | COM | 896442308 |  | 4075 | 277 | SH |  | DFND |  | 0 | 0 | 277 |
| ISHARES TR | AGENCY BOND ETF | 464288166 |  | 110 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 174330 | 3668 | SH |  | DFND |  | 0 | 0 | 3668 |
| CAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 14020X104 |  | 7809 | 234 | SH |  | DFND |  | 0 | 0 | 234 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 39057 | 1160 | SH |  | DFND |  | 0 | 0 | 1160 |
| GOLDMAN SACHS ETF TR | INNOVAT EQ ETF | 38149W820 |  | 16666 | 244 | SH |  | DFND |  | 0 | 0 | 244 |
| SCHWAB STRATEGIC TR | 1000 INDEX ETF | 808524722 |  | 91453 | 2919 | SH |  | DFND |  | 0 | 0 | 2919 |
| VANGUARD MALVERN FDS | GOVERNMENT SECUR | 922020714 |  | 13 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 7265 | 94 | SH |  | DFND |  | 0 | 0 | 94 |
| INVESCO EXCH TRD SLF IDX FD | RAFI STRATGIC US | 46138J742 |  | 23513 | 406 | SH |  | DFND |  | 0 | 0 | 406 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1727666 | 68831 | SH |  | DFND |  | 0 | 0 | 68831 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 319327 | 4028 | SH |  | DFND |  | 0 | 0 | 4028 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 356 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 34890 | 640 | SH |  | DFND |  | 0 | 0 | 640 |
| ISHARES TR | LIFEPATH TGT2065 | 46438G745 |  | 111 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| REALTY INCOME CORP | COM | 756109104 |  | 1162 | 19 | SH |  | DFND |  | 0 | 0 | 19 |
| GOODYEAR TIRE  RUBR CO | COM | 382550101 |  | 298 | 45 | SH |  | DFND |  | 0 | 0 | 45 |
| TIDAL TRUST I | SOFI SOCIAL 50 | 886364405 |  | 51 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 144346 | 1727 | SH |  | DFND |  | 0 | 0 | 1727 |
| AMPLIFY ETF TR | AMPLIFY AI POWER | 032108565 |  | 9816 | 227 | SH |  | DFND |  | 0 | 0 | 227 |
| NUSHARES ETF TR | NUVEEN ESG EMRGN | 67092P888 |  | 34167 | 930 | SH |  | DFND |  | 0 | 0 | 930 |
| SCHWAB STRATEGIC TR | MUN BD ETF | 808524649 |  | 1249 | 49 | SH |  | DFND |  | 0 | 0 | 49 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 540189 | 18544 | SH |  | DFND |  | 0 | 0 | 18544 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 8653 | 78 | SH |  | DFND |  | 0 | 0 | 78 |
| ALPS ETF TR | ACTIVE REIT ETF | 00162Q445 |  | 82 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| AB ACTIVE ETFS INC | HIGH YIELD ETF | 00039J608 |  | 2529 | 68 | SH |  | DFND |  | 0 | 0 | 68 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 44396 | 402 | SH |  | DFND |  | 0 | 0 | 402 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 22536 | 423 | SH |  | DFND |  | 0 | 0 | 423 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 |  | 77196 | 1563 | SH |  | DFND |  | 0 | 0 | 1563 |
| ISHARES TR | US SML CAP EQT | 46434V290 |  | 25742 | 341 | SH |  | DFND |  | 0 | 0 | 341 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 |  | 94378 | 153 | SH |  | DFND |  | 0 | 0 | 153 |
| WEDBUSH SER TR | DAN IVES WEDBUSH | 947913109 |  | 340 | 12 | SH |  | DFND |  | 0 | 0 | 12 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 192186696 | 3852209 | SH |  | DFND |  | 0 | 0 | 3852209 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 9140072746 | 28490615 | SH |  | DFND |  | 0 | 0 | 28490615 |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 |  | 126030436 | 2005896 | SH |  | DFND |  | 0 | 0 | 2005896 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1733 | 20 | SH |  | DFND |  | 0 | 0 | 20 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 4425 | 17 | SH |  | DFND |  | 0 | 0 | 17 |
| FIRST TR EXCHANGE TRADED FD | SMID RISNG ETF | 33741X102 |  | 11395 | 289 | SH |  | DFND |  | 0 | 0 | 289 |
| ISHARES TR | NASDAQ TOP 30 | 46438G562 |  | 1108 | 37 | SH |  | DFND |  | 0 | 0 | 37 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 288551161 | 4022741 | SH |  | DFND |  | 0 | 0 | 4022741 |
| PIMCO EQUITY SER | RAFI DYN MULTI | 72202L371 |  | 836 | 21 | SH |  | DFND |  | 0 | 0 | 21 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 |  | 1016 | 12 | SH |  | DFND |  | 0 | 0 | 12 |
| ISHARES TR | MSCI INTL MOMENT | 46434V449 |  | 15567 | 324 | SH |  | DFND |  | 0 | 0 | 324 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 13876 | 396 | SH |  | DFND |  | 0 | 0 | 396 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 280165 | 2989 | SH |  | DFND |  | 0 | 0 | 2989 |
| VICTORY PORTFOLIOS II | SHARES FREE CASH | 92647X830 |  | 31110 | 788 | SH |  | DFND |  | 0 | 0 | 788 |
| PROSHARES TR | S MDCP 400 DIV | 74347B680 |  | 7521 | 87 | SH |  | DFND |  | 0 | 0 | 87 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 59611 | 703 | SH |  | DFND |  | 0 | 0 | 703 |
| WALMART INC | COM | 931142103 |  | 7457 | 60 | SH |  | DFND |  | 0 | 0 | 60 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 802 | 8 | SH |  | DFND |  | 0 | 0 | 8 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 61830382 | 788554 | SH |  | DFND |  | 0 | 0 | 788554 |
| FIDELITY COVINGTON TRUST | VLU FACTOR ETF | 316092782 |  | 6315 | 91 | SH |  | DFND |  | 0 | 0 | 91 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 93437 | 1606 | SH |  | DFND |  | 0 | 0 | 1606 |
| WISDOMTREE TR | US EFFICIENT COR | 97717Y790 |  | 30741 | 589 | SH |  | DFND |  | 0 | 0 | 589 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 |  | 33294468 | 112817 | SH |  | DFND |  | 0 | 0 | 112817 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 62151 | 458 | SH |  | DFND |  | 0 | 0 | 458 |
| ISHARES TR | 10+ YR INVST GRD | 464289511 |  | 2390 | 48 | SH |  | DFND |  | 0 | 0 | 48 |
| PRINCIPAL EXCHANGE TRADED FD | PRIN U S SMALL | 74255Y607 |  | 2752 | 48 | SH |  | DFND |  | 0 | 0 | 48 |
| ISHARES INC | MSCI EM ASIA ETF | 464286426 |  | 3064 | 32 | SH |  | DFND |  | 0 | 0 | 32 |
| TIDAL TRUST I | SP FDS S 500 | 886364801 |  | 241 | 5 | SH |  | DFND |  | 0 | 0 | 5 |
| LATTICE STRATEGIES TR | HARTFORD US EQTY | 518416409 |  | 36723 | 622 | SH |  | DFND |  | 0 | 0 | 622 |
| AMERICAN CENTY ETF TR | LARGE CAP EQUITY | 025072752 |  | 295 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| FIRST TR EXCHANGE-TRADED FD | LNG DUR OPRTUN | 33738D606 |  | 2524 | 117 | SH |  | DFND |  | 0 | 0 | 117 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 157213 | 4628 | SH |  | DFND |  | 0 | 0 | 4628 |
| ISHARES INC | MSCI GLB SLV | 464286327 |  | 35 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E743 |  | 148837 | 2129 | SH |  | DFND |  | 0 | 0 | 2129 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 885498 | 6261 | SH |  | DFND |  | 0 | 0 | 6261 |
| PACER FDS TR | US SMALL CAP CAS | 69374H857 |  | 853 | 19 | SH |  | DFND |  | 0 | 0 | 19 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 13406 | 162 | SH |  | DFND |  | 0 | 0 | 162 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 53610 | 1260 | SH |  | DFND |  | 0 | 0 | 1260 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 2138343 | 9843 | SH |  | DFND |  | 0 | 0 | 9843 |
| ROBINHOOD MKTS INC | COM CL A | 770700102 |  | 347 | 5 | SH |  | DFND |  | 0 | 0 | 5 |
| VICTORY PORTFOLIOS II | VCSHS US LRG CAP | 92647N865 |  | 4620 | 62 | SH |  | DFND |  | 0 | 0 | 62 |
| INVESCO EXCH TRADED FD TR II | S MIDCP LOW | 46138E198 |  | 4672 | 74 | SH |  | DFND |  | 0 | 0 | 74 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 24181 | 341 | SH |  | DFND |  | 0 | 0 | 341 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R747 |  | 24682 | 193 | SH |  | DFND |  | 0 | 0 | 193 |
| FIRST TR EXCHANGE-TRADED ALP | MID CP GR ALPH | 33737M102 |  | 905 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| FRANKLIN TEMPLETON ETF TR | US MID CP MLTFCT | 35473P884 |  | 14556 | 265 | SH |  | DFND |  | 0 | 0 | 265 |
| FLEXSHARES TR | CR SCD US BD | 33939L761 |  | 3063 | 63 | SH |  | DFND |  | 0 | 0 | 63 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 111400 | 1095 | SH |  | DFND |  | 0 | 0 | 1095 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 564431 | 2770 | SH |  | DFND |  | 0 | 0 | 2770 |
| ISHARES TR | MRGSTR SM CP ETF | 464288505 |  | 4182 | 64 | SH |  | DFND |  | 0 | 0 | 64 |
| SSGA ACTIVE TR | STATE STREET US | 78470P408 |  | 7044 | 122 | SH |  | DFND |  | 0 | 0 | 122 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 99 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 23341 | 169 | SH |  | DFND |  | 0 | 0 | 169 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 17351 | 685 | SH |  | DFND |  | 0 | 0 | 685 |
| ISHARES TR | LOW CARBON OPTIM | 46434V464 |  | 14483 | 65 | SH |  | DFND |  | 0 | 0 | 65 |
| TCW ETF TRUST | TRANSFRM 500 ETF | 29287L106 |  | 18159 | 238 | SH |  | DFND |  | 0 | 0 | 238 |
| PEPSICO INC | COM | 713448108 |  | 2821 | 18 | SH |  | DFND |  | 0 | 0 | 18 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 3539 | 27 | SH |  | DFND |  | 0 | 0 | 27 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 351306 | 3728 | SH |  | DFND |  | 0 | 0 | 3728 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 7563 | 288 | SH |  | DFND |  | 0 | 0 | 288 |
| CAMBRIA ETF TR | EMRG SHAREHLDR | 132061706 |  | 1781 | 43 | SH |  | DFND |  | 0 | 0 | 43 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 39922 | 337 | SH |  | DFND |  | 0 | 0 | 337 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 4421 | 51 | SH |  | DFND |  | 0 | 0 | 51 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 9127 | 91 | SH |  | DFND |  | 0 | 0 | 91 |
| ISHARES TR | IBONDS DEC 2032 | 46436E312 |  | 6494 | 257 | SH |  | DFND |  | 0 | 0 | 257 |
| AB ACTIVE ETFS INC | DISRUPTORS ETF | 00039J509 |  | 434 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| TIDAL TRUST I | SOUND EQUITY DIV | 886364793 |  | 56 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 266903 | 3376 | SH |  | DFND |  | 0 | 0 | 3376 |
| PACER FDS TR | DEVELOPED MRKT | 69374H873 |  | 85 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A821 |  | 11516 | 120 | SH |  | DFND |  | 0 | 0 | 120 |
| RBB FD INC | MOTLEY FOOL SML | 74933W874 |  | 320 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 46076 | 380 | SH |  | DFND |  | 0 | 0 | 380 |
| RBB FD INC | MOTLEY FOL ETF | 74933W601 |  | 1261 | 19 | SH |  | DFND |  | 0 | 0 | 19 |
| RBB FD INC | MOTLEY FOOL GBL | 74933W635 |  | 10257 | 363 | SH |  | DFND |  | 0 | 0 | 363 |
| INVESCO EXCH TRADED FD TR II | S EMRNG MKTS | 46138E297 |  | 3201 | 114 | SH |  | DFND |  | 0 | 0 | 114 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 16978 | 428 | SH |  | DFND |  | 0 | 0 | 428 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 2205 | 105 | SH |  | DFND |  | 0 | 0 | 105 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 |  | 1965 | 33 | SH |  | DFND |  | 0 | 0 | 33 |
| CLOROX CO DEL | COM | 189054109 |  | 854 | 8 | SH |  | DFND |  | 0 | 0 | 8 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 1684 | 30 | SH |  | DFND |  | 0 | 0 | 30 |
| TCW ETF TRUST | TRANSFORM SYSTEM | 29287L205 |  | 1466 | 15 | SH |  | DFND |  | 0 | 0 | 15 |
| VANECK ETF TRUST | MORNINGSTAR SMID | 92189H730 |  | 7003 | 199 | SH |  | DFND |  | 0 | 0 | 199 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X434 |  | 24623 | 264 | SH |  | DFND |  | 0 | 0 | 264 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78470E205 |  | 177 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 176988 | 3773 | SH |  | DFND |  | 0 | 0 | 3773 |
| VANGUARD WELLINGTON FD | US VALUE FACTR | 921935805 |  | 58256 | 433 | SH |  | DFND |  | 0 | 0 | 433 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A706 |  | 9512 | 56 | SH |  | DFND |  | 0 | 0 | 56 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 3429345 | 11475 | SH |  | DFND |  | 0 | 0 | 11475 |
| INVESCO EXCH TRADED FD TR II | PURBTA MSCI US | 46138E461 |  | 3845 | 59 | SH |  | DFND |  | 0 | 0 | 59 |
| ISHARES TR | IBONDS DEC 2033 | 46436E130 |  | 22748 | 880 | SH |  | DFND |  | 0 | 0 | 880 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 6093145 | 41142 | SH |  | DFND |  | 0 | 0 | 41142 |
| LATTICE STRATEGIES TR | HARTFRD EMRG ETF | 518416201 |  | 8062 | 260 | SH |  | DFND |  | 0 | 0 | 260 |
| GLOBAL X FDS | DATA CTR  DIGIT | 37954Y236 |  | 623 | 26 | SH |  | DFND |  | 0 | 0 | 26 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 263777739 | 3512355 | SH |  | DFND |  | 0 | 0 | 3512355 |
| WESBANCO INC | COM | 950810101 |  | 1242 | 36 | SH |  | DFND |  | 0 | 0 | 36 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 12081 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 343114 | 741 | SH |  | DFND |  | 0 | 0 | 741 |
| J P MORGAN EXCHANGE TRADED F | US MOMENTUM | 46641Q779 |  | 2717 | 40 | SH |  | DFND |  | 0 | 0 | 40 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 419331 | 2876 | SH |  | DFND |  | 0 | 0 | 2876 |
| FIRST TR EXCHANGE TRADED FD | NASD TECH DIV | 33738R118 |  | 24918 | 266 | SH |  | DFND |  | 0 | 0 | 266 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1911327 | 13818 | SH |  | DFND |  | 0 | 0 | 13818 |
| INVESCO EXCH TRADED FD TR II | S INTL MOMNT | 46138E222 |  | 8188 | 149 | SH |  | DFND |  | 0 | 0 | 149 |
| BNY MELLON ETF TRUST | US SMLCP CORE | 09661T305 |  | 7974 | 70 | SH |  | DFND |  | 0 | 0 | 70 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X533 |  | 4885 | 124 | SH |  | DFND |  | 0 | 0 | 124 |
| CME GROUP INC | COM | 12572Q105 |  | 3936 | 13 | SH |  | DFND |  | 0 | 0 | 13 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 3499 | 5 | SH |  | DFND |  | 0 | 0 | 5 |
| T ROWE PRICE ETF INC | PRICE DIV GRWT | 87283Q404 |  | 9149 | 205 | SH |  | DFND |  | 0 | 0 | 205 |
| PROSHARES TR | INVT INT RT HG | 74347B607 |  | 1087 | 14 | SH |  | DFND |  | 0 | 0 | 14 |
| INVESCO EXCHANGE TRADED FD T | INTL DIVI ACHI | 46137V548 |  | 11164 | 502 | SH |  | DFND |  | 0 | 0 | 502 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 5020 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 1590769 | 14502 | SH |  | DFND |  | 0 | 0 | 14502 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 |  | 31755 | 1003 | SH |  | DFND |  | 0 | 0 | 1003 |
| J P MORGAN EXCHANGE TRADED F | GLOBAL SEL EQUIT | 46654Q740 |  | 10900 | 167 | SH |  | DFND |  | 0 | 0 | 167 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 59121 | 964 | SH |  | DFND |  | 0 | 0 | 964 |
| GLOBAL X FDS | CLEAN WTR ETF | 37954Y186 |  | 190 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 8116 | 334 | SH |  | DFND |  | 0 | 0 | 334 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 10683 | 112 | SH |  | DFND |  | 0 | 0 | 112 |
| FIRST TR EXCHNG TRADED FD VI | ACTV FCTR LGCP | 33740F821 |  | 5092 | 132 | SH |  | DFND |  | 0 | 0 | 132 |
| FIDELITY COVINGTON TRUST | BLUE CHIP GRWTH | 316092352 |  | 2206 | 44 | SH |  | DFND |  | 0 | 0 | 44 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 6510 | 15 | SH |  | DFND |  | 0 | 0 | 15 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 435 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 70838 | 775 | SH |  | DFND |  | 0 | 0 | 775 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78470E106 |  | 597 | 12 | SH |  | DFND |  | 0 | 0 | 12 |
| JOHN HANCOCK EXCHANGE TRADED | MLTFCTR LRG CAP | 47804J107 |  | 7514 | 96 | SH |  | DFND |  | 0 | 0 | 96 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 353045 | 3991 | SH |  | DFND |  | 0 | 0 | 3991 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 42283 | 915 | SH |  | DFND |  | 0 | 0 | 915 |
| PACER FDS TR | US LRG CP CASH | 69374H360 |  | 472 | 14 | SH |  | DFND |  | 0 | 0 | 14 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 8246 | 69 | SH |  | DFND |  | 0 | 0 | 69 |
| INVESCO EXCH TRADED FD TR II | RAFI EMRGNG MRKT | 46138E727 |  | 61870 | 2299 | SH |  | DFND |  | 0 | 0 | 2299 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 1150 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 67991505 | 880949 | SH |  | DFND |  | 0 | 0 | 880949 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 2211 | 39 | SH |  | DFND |  | 0 | 0 | 39 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 6231990 | 9583 | SH |  | DFND |  | 0 | 0 | 9583 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 2595041758 | 54007136 | SH |  | DFND |  | 0 | 0 | 54007136 |
| TIDAL TRUST I | UNUSUAL SUBVERSI | 886364199 |  | 3545 | 84 | SH |  | DFND |  | 0 | 0 | 84 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6603931 | 10110 | SH |  | DFND |  | 0 | 0 | 10110 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 46875 | 562 | SH |  | DFND |  | 0 | 0 | 562 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 564566 | 11538 | SH |  | DFND |  | 0 | 0 | 11538 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 9069 | 62 | SH |  | DFND |  | 0 | 0 | 62 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000GRW | 92206C623 |  | 43690 | 191 | SH |  | DFND |  | 0 | 0 | 191 |
| INVESCO EXCHANGE TRADED FD T | S MDCP VLU MNT | 46137V456 |  | 5405 | 83 | SH |  | DFND |  | 0 | 0 | 83 |
| TWO RDS SHARED TR | LDRSHS ALPFACT | 90214Q774 |  | 15972 | 348 | SH |  | DFND |  | 0 | 0 | 348 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 128214 | 3609 | SH |  | DFND |  | 0 | 0 | 3609 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 1285 | 13 | SH |  | DFND |  | 0 | 0 | 13 |
| VANECK ETF TRUST | IG FLOATING RATE | 92189F486 |  | 21599 | 848 | SH |  | DFND |  | 0 | 0 | 848 |
| GLOBAL X FDS | GLB X GURU INDEX | 37950E341 |  | 4003 | 68 | SH |  | DFND |  | 0 | 0 | 68 |
| LATTICE STRATEGIES TR | HARTFORD MLT ETF | 518416102 |  | 24322 | 617 | SH |  | DFND |  | 0 | 0 | 617 |
| WISDOMTREE TR | TRUE DEVELOPED I | 97717W794 |  | 3466 | 51 | SH |  | DFND |  | 0 | 0 | 51 |
| WISDOMTREE TR | INTK MLTIFACTR | 97717Y774 |  | 34 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| BNY MELLON ETF TRUST | INTERNATIONL EQT | 09661T404 |  | 45407 | 486 | SH |  | DFND |  | 0 | 0 | 486 |
| DBX ETF TR | XTRACKRS S 500 | 233051143 |  | 14590 | 245 | SH |  | DFND |  | 0 | 0 | 245 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X848 |  | 71740 | 1961 | SH |  | DFND |  | 0 | 0 | 1961 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 182822 | 4778 | SH |  | DFND |  | 0 | 0 | 4778 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 293506 | 3948 | SH |  | DFND |  | 0 | 0 | 3948 |
| ISHARES TR | INTL EQTY FACTOR | 46434V274 |  | 10052 | 258 | SH |  | DFND |  | 0 | 0 | 258 |
| BLACKROCK ETF TRUST | ISHARES US CARBO | 09290C509 |  | 982 | 14 | SH |  | DFND |  | 0 | 0 | 14 |
| ISHARES TR | INTERNATIONAL SL | 46434V266 |  | 1713 | 41 | SH |  | DFND |  | 0 | 0 | 41 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 316584 | 1332 | SH |  | DFND |  | 0 | 0 | 1332 |
| MORGAN STANLEY PATHWAY FDS | LARGE CAP EQTY | 61769L858 |  | 42861 | 828 | SH |  | DFND |  | 0 | 0 | 828 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN INT EQ | 46641Q209 |  | 641 | 9 | SH |  | DFND |  | 0 | 0 | 9 |
| WISDOMTREE TR | US MULTIFACTOR | 97717Y857 |  | 4987 | 101 | SH |  | DFND |  | 0 | 0 | 101 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 33615599 | 488743 | SH |  | DFND |  | 0 | 0 | 488743 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 4595 | 104 | SH |  | DFND |  | 0 | 0 | 104 |
| AMAZON COM INC | COM | 023135106 |  | 10400 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 1780 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 415407267 | 3700074 | SH |  | DFND |  | 0 | 0 | 3700074 |
| ETF SER SOLUTIONS | DISTILLATE US | 26922A321 |  | 4688 | 81 | SH |  | DFND |  | 0 | 0 | 81 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 |  | 250649 | 5811 | SH |  | DFND |  | 0 | 0 | 5811 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4309 | 8 | SH |  | DFND |  | 0 | 0 | 8 |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 |  | 6460 | 170 | SH |  | DFND |  | 0 | 0 | 170 |
| LIVE NATION ENTERTAINMENT IN | COM | 538034109 |  | 305 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 272964466 | 1326360 | SH |  | DFND |  | 0 | 0 | 1326360 |
| EIGHTCO HOLDINGS INC | COM | 22890A302 |  | 21 | 23 | SH |  | DFND |  | 0 | 0 | 23 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X103 |  | 58312 | 1138 | SH |  | DFND |  | 0 | 0 | 1138 |
| RIVIAN AUTOMOTIVE INC | COM CL A | 76954A103 |  | 2258 | 150 | SH |  | DFND |  | 0 | 0 | 150 |
| INVESCO EXCHANGE TRADED FD T | DJ INDL AVG DV | 46137V605 |  | 18957 | 317 | SH |  | DFND |  | 0 | 0 | 317 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 931077 | 4358 | SH |  | DFND |  | 0 | 0 | 4358 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 300456 | 3093 | SH |  | DFND |  | 0 | 0 | 3093 |
| ISHARES TR | CORE LT USDB ETF | 464289479 |  | 1616 | 33 | SH |  | DFND |  | 0 | 0 | 33 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 904262 | 3646 | SH |  | DFND |  | 0 | 0 | 3646 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 3581840 | 25148 | SH |  | DFND |  | 0 | 0 | 25148 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 2184 | 23 | SH |  | DFND |  | 0 | 0 | 23 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 5557 | 63 | SH |  | DFND |  | 0 | 0 | 63 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 97649 | 687 | SH |  | DFND |  | 0 | 0 | 687 |
| TIDAL TRUST I | SOFI SELECT 500 | 886364173 |  | 159146 | 1275 | SH |  | DFND |  | 0 | 0 | 1275 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 2745180 | 6734 | SH |  | DFND |  | 0 | 0 | 6734 |
| EVEREST GROUP LTD | COM | G3223R108 |  | 999 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 20389 | 203 | SH |  | DFND |  | 0 | 0 | 203 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 3178 | 22 | SH |  | DFND |  | 0 | 0 | 22 |
| FIDELITY COVINGTON TRUST | SML MID MLTFCT | 316092527 |  | 9302 | 208 | SH |  | DFND |  | 0 | 0 | 208 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 90524 | 1818 | SH |  | DFND |  | 0 | 0 | 1818 |
| WISDOMTREE TR | DYNAMIC INTL SML | 97717X271 |  | 6432 | 148 | SH |  | DFND |  | 0 | 0 | 148 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 5978337 | 20817 | SH |  | DFND |  | 0 | 0 | 20817 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 33160 | 466 | SH |  | DFND |  | 0 | 0 | 466 |
| ISHARES TR | EUROPE ETF | 464287861 |  | 2718 | 40 | SH |  | DFND |  | 0 | 0 | 40 |
| EA SERIES TRUST | STRIVE 500 ETF | 02072L680 |  | 12886 | 307 | SH |  | DFND |  | 0 | 0 | 307 |
| PACER FDS TR | GLOBL CASH ETF | 69374H709 |  | 3468 | 75 | SH |  | DFND |  | 0 | 0 | 75 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 216878 | 2503 | SH |  | DFND |  | 0 | 0 | 2503 |
| BNY MELLON ETF TRUST | US MDCP CORE EQT | 09661T206 |  | 64419 | 584 | SH |  | DFND |  | 0 | 0 | 584 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 |  | 11408 | 106 | SH |  | DFND |  | 0 | 0 | 106 |
| BLACKROCK ENHANCED EQUITY DI | COM | 09251A104 |  | 5178 | 601 | SH |  | DFND |  | 0 | 0 | 601 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 30262931 | 115543 | SH |  | DFND |  | 0 | 0 | 115543 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 137293 | 2009 | SH |  | DFND |  | 0 | 0 | 2009 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 75964114 | 173915 | SH |  | DFND |  | 0 | 0 | 173915 |
| SUPER MICRO COMPUTER INC | COM NEW | 86800U302 |  | 342 | 15 | SH |  | DFND |  | 0 | 0 | 15 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 204043 | 1540 | SH |  | DFND |  | 0 | 0 | 1540 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 339616 | 3493 | SH |  | DFND |  | 0 | 0 | 3493 |
| UNION PAC CORP | COM | 907818108 |  | 2669 | 11 | SH |  | DFND |  | 0 | 0 | 11 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 6889 | 24 | SH |  | DFND |  | 0 | 0 | 24 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 6464 | 135 | SH |  | DFND |  | 0 | 0 | 135 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN EM EQT | 46641Q308 |  | 621 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| FIDELITY COVINGTON TRUST | QLTY FCTOR ETF | 316092790 |  | 94525 | 1302 | SH |  | DFND |  | 0 | 0 | 1302 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 203 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| ISHARES TR | MORNINGSTR US EQ | 464287127 |  | 128783 | 1433 | SH |  | DFND |  | 0 | 0 | 1433 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR ENH NEW | 33739Q408 |  | 5216 | 87 | SH |  | DFND |  | 0 | 0 | 87 |
| NORTHERN LTS FD TR IV | INSPIRE 100 ETF | 66538H534 |  | 7279 | 154 | SH |  | DFND |  | 0 | 0 | 154 |
| PROSHARES TR | SP500 EX TECH | 74347B557 |  | 810 | 8 | SH |  | DFND |  | 0 | 0 | 8 |
| FIDELITY COVINGTON TRUST | FUNDAMENTAL SMAL | 316092295 |  | 351 | 11 | SH |  | DFND |  | 0 | 0 | 11 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 |  | 78259 | 1688 | SH |  | DFND |  | 0 | 0 | 1688 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 47545 | 541 | SH |  | DFND |  | 0 | 0 | 541 |
| INVESCO EXCHANGE TRADED FD T | S PUR GWT | 46137V266 |  | 33443 | 716 | SH |  | DFND |  | 0 | 0 | 716 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X871 |  | 10016 | 237 | SH |  | DFND |  | 0 | 0 | 237 |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 |  | 9646 | 212 | SH |  | DFND |  | 0 | 0 | 212 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 3470 | 77 | SH |  | DFND |  | 0 | 0 | 77 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 246560 | 665 | SH |  | DFND |  | 0 | 0 | 665 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 2114 | 42 | SH |  | DFND |  | 0 | 0 | 42 |
| BLACKSTONE INC | COM | 09260D107 |  | 43476 | 378 | SH |  | DFND |  | 0 | 0 | 378 |
| HANCOCK JOHN TAX-ADVANTAGED | COM | 41013V100 |  | 705 | 28 | SH |  | DFND |  | 0 | 0 | 28 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 49016 | 437 | SH |  | DFND |  | 0 | 0 | 437 |
| BANK AMERICA CORP | COM | 060505104 |  | 4903 | 101 | SH |  | DFND |  | 0 | 0 | 101 |
| VICTORY PORTFOLIOS II | VCSHS US 500 VOL | 92647N766 |  | 12167 | 133 | SH |  | DFND |  | 0 | 0 | 133 |
| INVESCO EXCHANGE TRADED FD T | LARGE CAP GROWTH | 46137V746 |  | 25564 | 203 | SH |  | DFND |  | 0 | 0 | 203 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 356167 | 3840 | SH |  | DFND |  | 0 | 0 | 3840 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 98657 | 1020 | SH |  | DFND |  | 0 | 0 | 1020 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 42884816 | 732573 | SH |  | DFND |  | 0 | 0 | 732573 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 13671 | 700 | SH |  | DFND |  | 0 | 0 | 700 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 70463 | 2081 | SH |  | DFND |  | 0 | 0 | 2081 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 |  | 13722 | 342 | SH |  | DFND |  | 0 | 0 | 342 |
| ISHARES INC | MSCI SINGPOR ETF | 46434G780 |  | 19199 | 680 | SH |  | DFND |  | 0 | 0 | 680 |
| EASTERN BANKSHARES INC | COM | 27627N105 |  | 411 | 21 | SH |  | DFND |  | 0 | 0 | 21 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 243280 | 2940 | SH |  | DFND |  | 0 | 0 | 2940 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 86956 | 499 | SH |  | DFND |  | 0 | 0 | 499 |
| SCHWAB STRATEGIC TR | 5 10YR CORP BD | 808524698 |  | 50985 | 2248 | SH |  | DFND |  | 0 | 0 | 2248 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 5489 | 85 | SH |  | DFND |  | 0 | 0 | 85 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 10986 | 160 | SH |  | DFND |  | 0 | 0 | 160 |
| FIRST TR EXCHANGE-TRADED FD | US EQTY OPPT ETF | 336920103 |  | 10213 | 64 | SH |  | DFND |  | 0 | 0 | 64 |
| INVESCO EXCH TRADED FD TR II | S MDCP 400 REV | 46138G672 |  | 6156 | 48 | SH |  | DFND |  | 0 | 0 | 48 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 |  | 61824 | 640 | SH |  | DFND |  | 0 | 0 | 640 |
| INVESCO EXCH TRADED FD TR II | S SMLCAP HIG | 46138E131 |  | 190 | 14 | SH |  | DFND |  | 0 | 0 | 14 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 8355 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A367 |  | 3466 | 156 | SH |  | DFND |  | 0 | 0 | 156 |
| LISTED FDS TR | WAHED DOW JONES | 53656F268 |  | 153 | 5 | SH |  | DFND |  | 0 | 0 | 5 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 |  | 600 | 19 | SH |  | DFND |  | 0 | 0 | 19 |
| DISNEY WALT CO | COM | 254687106 |  | 1470 | 15 | SH |  | DFND |  | 0 | 0 | 15 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS I | 46641Q373 |  | 234788 | 3211 | SH |  | DFND |  | 0 | 0 | 3211 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 4776 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 4133752368 | 56134617 | SH |  | DFND |  | 0 | 0 | 56134617 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS US | 46641Q241 |  | 6739 | 146 | SH |  | DFND |  | 0 | 0 | 146 |
| ISHARES TR | CORE MSCI PAC | 46434V696 |  | 22494 | 294 | SH |  | DFND |  | 0 | 0 | 294 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 487151 | 4764 | SH |  | DFND |  | 0 | 0 | 4764 |
| PROSHARES TR | SP500 EX ENRGY | 74347B581 |  | 278 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 33000 | 625 | SH |  | DFND |  | 0 | 0 | 625 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 64308 | 974 | SH |  | DFND |  | 0 | 0 | 974 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 20234 | 221 | SH |  | DFND |  | 0 | 0 | 221 |
| VANGUARD WELLINGTON FD | US MINIMUM | 921935409 |  | 41351 | 310 | SH |  | DFND |  | 0 | 0 | 310 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 163200 | 5271 | SH |  | DFND |  | 0 | 0 | 5271 |
| ISHARES INC | MSCI EURZONE ETF | 464286608 |  | 17352 | 277 | SH |  | DFND |  | 0 | 0 | 277 |
| BNY MELLON ETF TRUST | CORE BOND ETF | 09661T602 |  | 1224 | 29 | SH |  | DFND |  | 0 | 0 | 29 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 25378 | 597 | SH |  | DFND |  | 0 | 0 | 597 |
| NEW YORK LIFE INVESTMENTS ET | NYLI FTSE INTERN | 45409B560 |  | 1310 | 39 | SH |  | DFND |  | 0 | 0 | 39 |
| TARGET CORP | COM | 87612E106 |  | 4000 | 33 | SH |  | DFND |  | 0 | 0 | 33 |
| NETFLIX INC. | COM | 64110L106 |  | 10545 | 110 | SH |  | DFND |  | 0 | 0 | 110 |
| COLUMBIA ETF TR II | EM CORE EX ETF | 19762B202 |  | 19303 | 473 | SH |  | DFND |  | 0 | 0 | 473 |
| FIDELITY COVINGTON TRUST | ENHANCED MID | 31609A503 |  | 8882 | 247 | SH |  | DFND |  | 0 | 0 | 247 |
| INVESCO EXCH TRD SLF IDX FD | INVESCO BULLETSH | 46139W825 |  | 2277 | 108 | SH |  | DFND |  | 0 | 0 | 108 |
| FIDELITY COVINGTON TRUST | INTL MULTIFACTOR | 316092535 |  | 6886 | 193 | SH |  | DFND |  | 0 | 0 | 193 |
| AMERICAN CENTY ETF TR | AVANTIS US SMALL | 025072323 |  | 8660 | 139 | SH |  | DFND |  | 0 | 0 | 139 |
| INVESCO EXCH TRADED FD TR II | S 500 REVENUE | 46138G698 |  | 34358 | 299 | SH |  | DFND |  | 0 | 0 | 299 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 10951 | 37 | SH |  | DFND |  | 0 | 0 | 37 |
| J P MORGAN EXCHANGE TRADED F | ACTIVEBLDRS EMER | 46641Q266 |  | 29137 | 560 | SH |  | DFND |  | 0 | 0 | 560 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 821158 | 7260 | SH |  | DFND |  | 0 | 0 | 7260 |
| CAPITAL GROUP INTERNATIONAL | SHS | 14021M107 |  | 9165 | 271 | SH |  | DFND |  | 0 | 0 | 271 |
| ISHARES TR | GLOBAL EQUITY | 46434V316 |  | 156 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| LEGG MASON ETF INVT | FRANKLIN INTL LW | 52468L505 |  | 2797 | 69 | SH |  | DFND |  | 0 | 0 | 69 |
| FLEXSHARES TR | QLT DIV DEF IDX | 33939L845 |  | 80 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 1836028 | 23988 | SH |  | DFND |  | 0 | 0 | 23988 |
| ALPS ETF TR | SECTR DIV DOGS | 00162Q858 |  | 60938 | 937 | SH |  | DFND |  | 0 | 0 | 937 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 |  | 19364 | 220 | SH |  | DFND |  | 0 | 0 | 220 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X202 |  | 17507 | 282 | SH |  | DFND |  | 0 | 0 | 282 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E735 |  | 31384 | 724 | SH |  | DFND |  | 0 | 0 | 724 |
| ISHARES INC | MSCI ITALY ETF | 46434G830 |  | 4456 | 83 | SH |  | DFND |  | 0 | 0 | 83 |
| MERCK  CO INC | COM | 58933Y105 |  | 5413 | 45 | SH |  | DFND |  | 0 | 0 | 45 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2373949 | 4113 | SH |  | DFND |  | 0 | 0 | 4113 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R812 |  | 23092 | 135 | SH |  | DFND |  | 0 | 0 | 135 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33734K109 |  | 31945 | 262 | SH |  | DFND |  | 0 | 0 | 262 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHS 2032 | 46139W858 |  | 959 | 47 | SH |  | DFND |  | 0 | 0 | 47 |
| BLACKROCK CORE BD TR | SHS BEN INT | 09249E101 |  | 1758 | 192 | SH |  | DFND |  | 0 | 0 | 192 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 5714 | 160 | SH |  | DFND |  | 0 | 0 | 160 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 6748317190 | 87515479 | SH |  | DFND |  | 0 | 0 | 87515479 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTR SML | 47804J842 |  | 11280 | 263 | SH |  | DFND |  | 0 | 0 | 263 |
| ISHARES INC | EMNG MKTS EQT | 46434G889 |  | 26952 | 446 | SH |  | DFND |  | 0 | 0 | 446 |
| VANGUARD WELLINGTON FD | US MULTIFACTOR | 921935607 |  | 28676 | 185 | SH |  | DFND |  | 0 | 0 | 185 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 1655 | 49 | SH |  | DFND |  | 0 | 0 | 49 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 816626 | 28082 | SH |  | DFND |  | 0 | 0 | 28082 |
| ISHARES TR | S 100 ETF | 464287101 |  | 119993 | 377 | SH |  | DFND |  | 0 | 0 | 377 |
| BIOVENTUS INC | COM CL A | 09075A108 |  | 484 | 53 | SH |  | DFND |  | 0 | 0 | 53 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 18366 | 435 | SH |  | DFND |  | 0 | 0 | 435 |
| WISDOMTREE TR | US S CAP QTY DIV | 97717X651 |  | 33281 | 628 | SH |  | DFND |  | 0 | 0 | 628 |
| LEGG MASON ETF INVT | CLEARBRIDGE LRG | 524682200 |  | 4437 | 59 | SH |  | DFND |  | 0 | 0 | 59 |
| VANGUARD SCOTTSDALE FDS | TOTAL CORP BND | 92206C573 |  | 40682 | 530 | SH |  | DFND |  | 0 | 0 | 530 |
| GLOBAL X FDS | DAX GERMANY ETF | 37954Y491 |  | 3373 | 80 | SH |  | DFND |  | 0 | 0 | 80 |
| ISHARES INC | MSCI SWEDEN ETF | 464286756 |  | 97 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 51353 | 637 | SH |  | DFND |  | 0 | 0 | 637 |
| FIDELITY COVINGTON TRUST | EMERG MKTS MLTFT | 316092543 |  | 6695 | 212 | SH |  | DFND |  | 0 | 0 | 212 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 150015 | 791 | SH |  | DFND |  | 0 | 0 | 791 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 71865 | 289 | SH |  | DFND |  | 0 | 0 | 289 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 423801327 | 709232 | SH |  | DFND |  | 0 | 0 | 709232 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 41021 | 584 | SH |  | DFND |  | 0 | 0 | 584 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 233 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| WORKDAY INC | CL A | 98138H101 |  | 520 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| CISCO SYS INC | COM | 17275R102 |  | 4267 | 55 | SH |  | DFND |  | 0 | 0 | 55 |
| VANGUARD WELLINGTON FD | US MOMENTUM | 921935508 |  | 55312 | 281 | SH |  | DFND |  | 0 | 0 | 281 |
| DBX ETF TR | XTRACK MSCI EURP | 233051853 |  | 682 | 14 | SH |  | DFND |  | 0 | 0 | 14 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 23342 | 496 | SH |  | DFND |  | 0 | 0 | 496 |
| J P MORGAN EXCHANGE TRADED F | DIVERSFED RTRN | 46641Q886 |  | 12369 | 108 | SH |  | DFND |  | 0 | 0 | 108 |
| ISHARES INC | MSCI GERMANY ETF | 464286806 |  | 6806 | 172 | SH |  | DFND |  | 0 | 0 | 172 |
| BROADCOM INC | COM | 11135F101 |  | 15509 | 50 | SH |  | DFND |  | 0 | 0 | 50 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 1127095 | 9007 | SH |  | DFND |  | 0 | 0 | 9007 |
| INVESCO EXCHANGE TRADED FD T | DIVID ACHIEVEV | 46137V506 |  | 15300 | 299 | SH |  | DFND |  | 0 | 0 | 299 |
| ISHARES TR | MSCI USA SMCP MN | 46435G433 |  | 8646 | 198 | SH |  | DFND |  | 0 | 0 | 198 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 17332 | 715 | SH |  | DFND |  | 0 | 0 | 715 |
| T ROWE PRICE ETF INC | SMALL MID CAP | 87283Q826 |  | 2054 | 56 | SH |  | DFND |  | 0 | 0 | 56 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 |  | 45 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS CDA | 46641Q225 |  | 88280 | 939 | SH |  | DFND |  | 0 | 0 | 939 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 513950 | 7323 | SH |  | DFND |  | 0 | 0 | 7323 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 11200 | 450 | SH |  | DFND |  | 0 | 0 | 450 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 44023498 | 814497 | SH |  | DFND |  | 0 | 0 | 814497 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 61146 | 836 | SH |  | DFND |  | 0 | 0 | 836 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 |  | 114635 | 921 | SH |  | DFND |  | 0 | 0 | 921 |
| RENAISSANCERE HLDGS LTD | COM | G7496G103 |  | 594 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 917188 | 16569 | SH |  | DFND |  | 0 | 0 | 16569 |
| WISDOMTREE TR | US SMALLCAP FUND | 97717W562 |  | 14521 | 250 | SH |  | DFND |  | 0 | 0 | 250 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 |  | 748 | 18 | SH |  | DFND |  | 0 | 0 | 18 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 91 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 14956 | 309 | SH |  | DFND |  | 0 | 0 | 309 |
| ISHARES TR | GLOBAL 100 ETF | 464287572 |  | 19476 | 161 | SH |  | DFND |  | 0 | 0 | 161 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 9105421 | 42339 | SH |  | DFND |  | 0 | 0 | 42339 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 |  | 22628 | 630 | SH |  | DFND |  | 0 | 0 | 630 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 128643 | 1515 | SH |  | DFND |  | 0 | 0 | 1515 |
| COLUMBIA ETF TR I | RESH ENHNC COR | 19761L706 |  | 12941 | 332 | SH |  | DFND |  | 0 | 0 | 332 |
| APPLE INC | COM | 037833100 |  | 8090 | 32 | SH |  | DFND |  | 0 | 0 | 32 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 824737 | 2313 | SH |  | DFND |  | 0 | 0 | 2313 |
| VANGUARD WELLINGTON FD | US QUALITY | 921935706 |  | 17006 | 114 | SH |  | DFND |  | 0 | 0 | 114 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 3187 | 88 | SH |  | DFND |  | 0 | 0 | 88 |
| NUSHARES ETF TR | NUVEEN ESG MIDVL | 67092P508 |  | 737 | 19 | SH |  | DFND |  | 0 | 0 | 19 |
| DIEBOLD NIXDORF INC | COM SHS | 253651202 |  | 453 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| INVESCO EXCHANGE TRADED FD T | S MDCP400 VL | 46137V191 |  | 1560 | 12 | SH |  | DFND |  | 0 | 0 | 12 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1737935 | 24917 | SH |  | DFND |  | 0 | 0 | 24917 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 278389 | 4701 | SH |  | DFND |  | 0 | 0 | 4701 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 68396 | 1002 | SH |  | DFND |  | 0 | 0 | 1002 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 79 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| STRATEGY SHS | EVENTIDE US MRKT | 86280R787 |  | 7069 | 270 | SH |  | DFND |  | 0 | 0 | 270 |
| INVESCO EXCH TRD SLF IDX FD | RUSL 1000 DYNM | 46138J619 |  | 1924 | 32 | SH |  | DFND |  | 0 | 0 | 32 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 723477 | 23581 | SH |  | DFND |  | 0 | 0 | 23581 |
| ALPS ETF TR | OSHARES US SMLCP | 00162Q395 |  | 1662 | 38 | SH |  | DFND |  | 0 | 0 | 38 |
| INVESCO EXCHANGE TRADED FD T | ZACKS MID CAP | 46137Y401 |  | 771 | 7 | SH |  | DFND |  | 0 | 0 | 7 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA EUR | 381430305 |  | 12746 | 282 | SH |  | DFND |  | 0 | 0 | 282 |
| ISHARES TR | ESG MSCI LEADR | 46435U218 |  | 64086 | 564 | SH |  | DFND |  | 0 | 0 | 564 |
| TESLA INC | COM | 88160R101 |  | 4454 | 12 | SH |  | DFND |  | 0 | 0 | 12 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R770 |  | 3601 | 30 | SH |  | DFND |  | 0 | 0 | 30 |
| NUSHARES ETF TR | ESG DIVIDEND ETF | 67092P813 |  | 308 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| FLEXSHARES TR | STOX US ESG SLCT | 33939L696 |  | 25948 | 171 | SH |  | DFND |  | 0 | 0 | 171 |
| INVESCO EXCH TRADED FD TR II | S INTL LOW | 46138E230 |  | 32122 | 932 | SH |  | DFND |  | 0 | 0 | 932 |
| AMPLIFY ETF TR | AMPLIFY JUNIOR S | 032108649 |  | 5944 | 200 | SH |  | DFND |  | 0 | 0 | 200 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 320 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| EA SERIES TRUST | ASTORIA US EQUAL | 02072L433 |  | 4110 | 116 | SH |  | DFND |  | 0 | 0 | 116 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 |  | 66936 | 1799 | SH |  | DFND |  | 0 | 0 | 1799 |
| ISHARES INC | MSCI WORLD ETF | 464286392 |  | 4681 | 26 | SH |  | DFND |  | 0 | 0 | 26 |
| ISHARES TR | CORE DIVID ETF | 46435U861 |  | 8545 | 158 | SH |  | DFND |  | 0 | 0 | 158 |
| TIDAL TRUST I | FUNDSTRAT GRANNY | 886364231 |  | 6039 | 253 | SH |  | DFND |  | 0 | 0 | 253 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 33919 | 311 | SH |  | DFND |  | 0 | 0 | 311 |
| ISHARES TR | LIFEPATH TGT2035 | 46438G810 |  | 405 | 12 | SH |  | DFND |  | 0 | 0 | 12 |
| AES CORP | COM | 00130H105 |  | 134 | 9 | SH |  | DFND |  | 0 | 0 | 9 |
| PROSHARES TR | SP500 EX HLTH | 74347B565 |  | 710 | 10 | SH |  | DFND |  | 0 | 0 | 10 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 63643 | 600 | SH |  | DFND |  | 0 | 0 | 600 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 71532 | 801 | SH |  | DFND |  | 0 | 0 | 801 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 255656645 | 3989649 | SH |  | DFND |  | 0 | 0 | 3989649 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R531 |  | 63 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 27123 | 287 | SH |  | DFND |  | 0 | 0 | 287 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 24791 | 769 | SH |  | DFND |  | 0 | 0 | 769 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 575771 | 2727 | SH |  | DFND |  | 0 | 0 | 2727 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 316092113 |  | 48674 | 1342 | SH |  | DFND |  | 0 | 0 | 1342 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000VAL | 92206C649 |  | 25953 | 155 | SH |  | DFND |  | 0 | 0 | 155 |
| WISDOMTREE TR | YIELD ENHANCD US | 97717X511 |  | 652 | 15 | SH |  | DFND |  | 0 | 0 | 15 |
| UNIFIED SER TR | ONEASCENT LARGE | 90470L527 |  | 34 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 717999 | 3038 | SH |  | DFND |  | 0 | 0 | 3038 |
| GRANITESHARES ETF TR | NASDAQ SELECT DI | 38747R603 |  | 110 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE GROWTH | 46654Q609 |  | 37358 | 442 | SH |  | DFND |  | 0 | 0 | 442 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 29604 | 250 | SH |  | DFND |  | 0 | 0 | 250 |
| WISDOMTREE TR | WISDOMTREE US VA | 97717W547 |  | 15915 | 168 | SH |  | DFND |  | 0 | 0 | 168 |
| MANHATTAN ASSOCIATES INC | COM | 562750109 |  | 133 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| INVESCO EXCHANGE TRADED FD T | S SMCP VLU MNT | 46137V480 |  | 15645 | 260 | SH |  | DFND |  | 0 | 0 | 260 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 GRTH | 921932869 |  | 173766 | 1390 | SH |  | DFND |  | 0 | 0 | 1390 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 90430 | 625 | SH |  | DFND |  | 0 | 0 | 625 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 83266 | 898 | SH |  | DFND |  | 0 | 0 | 898 |
| JOHN HANCOCK EXCHANGE TRADED | MULTI INTL ETF | 47804J859 |  | 2966 | 70 | SH |  | DFND |  | 0 | 0 | 70 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X418 |  | 429 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 54210 | 868 | SH |  | DFND |  | 0 | 0 | 868 |
| DBX ETF TR | XTRACKERS MSCI | 233051150 |  | 6147 | 103 | SH |  | DFND |  | 0 | 0 | 103 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 13155 | 54 | SH |  | DFND |  | 0 | 0 | 54 |
| ISHARES INC | MSCI CDA ETF | 464286509 |  | 3726 | 68 | SH |  | DFND |  | 0 | 0 | 68 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 |  | 27152 | 810 | SH |  | DFND |  | 0 | 0 | 810 |
| GLOBAL X FDS | SUPERDIVIDEND | 37960A669 |  | 5963 | 236 | SH |  | DFND |  | 0 | 0 | 236 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 84455987 | 430459 | SH |  | DFND |  | 0 | 0 | 430459 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 2785 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1636 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| ISHARES TR | CORE 30/70 CONSE | 464289883 |  | 162729 | 4079 | SH |  | DFND |  | 0 | 0 | 4079 |
| INVESCO EXCH TRADED FD TR II | NASDAQNXTGEN100 | 46138G631 |  | 4893 | 135 | SH |  | DFND |  | 0 | 0 | 135 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 128622 | 1155 | SH |  | DFND |  | 0 | 0 | 1155 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 48092102 | 807593 | SH |  | DFND |  | 0 | 0 | 807593 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 13747 | 129 | SH |  | DFND |  | 0 | 0 | 129 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 |  | 27342 | 937 | SH |  | DFND |  | 0 | 0 | 937 |
| TIDAL TRUST III | NAACP MINO ETF | 45259A209 |  | 8855 | 183 | SH |  | DFND |  | 0 | 0 | 183 |
| RBB FD INC | MOTLEY FOOL CAPI | 74933W643 |  | 2832 | 104 | SH |  | DFND |  | 0 | 0 | 104 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 43809 | 1268 | SH |  | DFND |  | 0 | 0 | 1268 |
| ETF SER SOLUTIONS | US VEGAN CLIMATE | 26922A297 |  | 398 | 7 | SH |  | DFND |  | 0 | 0 | 7 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R804 |  | 7341 | 41 | SH |  | DFND |  | 0 | 0 | 41 |
| LEGG MASON ETF INVT | FRANKLIN US LOW | 52468L406 |  | 3082 | 72 | SH |  | DFND |  | 0 | 0 | 72 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 1469 | 79 | SH |  | DFND |  | 0 | 0 | 79 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 11448 | 523 | SH |  | DFND |  | 0 | 0 | 523 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1123359 | 16635 | SH |  | DFND |  | 0 | 0 | 16635 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 181078 | 630 | SH |  | DFND |  | 0 | 0 | 630 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 108 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| FIDELITY COVINGTON TRUST | MOMENTUM FACTR | 316092816 |  | 1041 | 13 | SH |  | DFND |  | 0 | 0 | 13 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS EUR | 46641Q191 |  | 45039 | 622 | SH |  | DFND |  | 0 | 0 | 622 |
| WISDOMTREE TR | US MIDCAP FUND | 97717W570 |  | 7394 | 110 | SH |  | DFND |  | 0 | 0 | 110 |
| WISDOMTREE TR | EUROPE HEDGED EQ | 97717X701 |  | 10289 | 197 | SH |  | DFND |  | 0 | 0 | 197 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 15929 | 335 | SH |  | DFND |  | 0 | 0 | 335 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 41375 | 372 | SH |  | DFND |  | 0 | 0 | 372 |
| MORGAN STANLEY PATHWAY FDS | SMALL MID CAP EQ | 61769L841 |  | 8621 | 167 | SH |  | DFND |  | 0 | 0 | 167 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 39611 | 397 | SH |  | DFND |  | 0 | 0 | 397 |
| MCDONALDS CORP | COM | 580135101 |  | 5594 | 18 | SH |  | DFND |  | 0 | 0 | 18 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 176875 | 5368 | SH |  | DFND |  | 0 | 0 | 5368 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 49587 | 1099 | SH |  | DFND |  | 0 | 0 | 1099 |
| EA SERIES TRUST | INTL QUAN VALUE | 02072L201 |  | 411 | 12 | SH |  | DFND |  | 0 | 0 | 12 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1617214 | 3793 | SH |  | DFND |  | 0 | 0 | 3793 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 |  | 14179 | 190 | SH |  | DFND |  | 0 | 0 | 190 |
| ADVISORSHARES TR | ADVISORSHS ETF | 00768Y560 |  | 1166 | 18 | SH |  | DFND |  | 0 | 0 | 18 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 158434 | 1575 | SH |  | DFND |  | 0 | 0 | 1575 |
| ISHARES TR | RUS TOP 200 ETF | 464289446 |  | 86125 | 537 | SH |  | DFND |  | 0 | 0 | 537 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 74466 | 237 | SH |  | DFND |  | 0 | 0 | 237 |
| BLACKROCK ETF TRUST | ISHARES INTL CTR | 09290C764 |  | 193 | 6 | SH |  | DFND |  | 0 | 0 | 6 |
| FRANKLIN TEMPLETON ETF TR | INTL COR DIV TIL | 35473P108 |  | 20900 | 525 | SH |  | DFND |  | 0 | 0 | 525 |
| FIDELITY COVINGTON TRUST | INT VL FCT ETF | 316092717 |  | 5430 | 156 | SH |  | DFND |  | 0 | 0 | 156 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 352 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 1771 | 18 | SH |  | DFND |  | 0 | 0 | 18 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 2275222 | 7528 | SH |  | DFND |  | 0 | 0 | 7528 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA EME | 381430206 |  | 30565 | 708 | SH |  | DFND |  | 0 | 0 | 708 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 271054 | 8887 | SH |  | DFND |  | 0 | 0 | 8887 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 492668 | 15192 | SH |  | DFND |  | 0 | 0 | 15192 |
| ROSS STORES INC | COM | 778296103 |  | 5336 | 25 | SH |  | DFND |  | 0 | 0 | 25 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 487154 | 10672 | SH |  | DFND |  | 0 | 0 | 10672 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 12004 | 132 | SH |  | DFND |  | 0 | 0 | 132 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 28441 | 298 | SH |  | DFND |  | 0 | 0 | 298 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDRS US | 46641Q399 |  | 750186 | 6402 | SH |  | DFND |  | 0 | 0 | 6402 |
| URBAN OUTFITTERS INC | COM | 917047102 |  | 697 | 11 | SH |  | DFND |  | 0 | 0 | 11 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R788 |  | 39029 | 857 | SH |  | DFND |  | 0 | 0 | 857 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 398 | 1 | SH |  | DFND |  | 0 | 0 | 1 |
| TEXAS CAPITAL FUNDS TRUST | TEXAS CAP TEX EQ | 88224A102 |  | 75 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| INVESCO EXCH TRADED FD TR II | S SMLCP LOW | 46138G102 |  | 1497 | 32 | SH |  | DFND |  | 0 | 0 | 32 |
| KYNDRYL HLDGS INC | COMMON STOCK | 50155Q100 |  | 302 | 23 | SH |  | DFND |  | 0 | 0 | 23 |
| FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 |  | 34835 | 631 | SH |  | DFND |  | 0 | 0 | 631 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 46751 | 965 | SH |  | DFND |  | 0 | 0 | 965 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 382638 | 3820 | SH |  | DFND |  | 0 | 0 | 3820 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 830364 | 21368 | SH |  | DFND |  | 0 | 0 | 21368 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 20523 | 328 | SH |  | DFND |  | 0 | 0 | 328 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 295608 | 2026 | SH |  | DFND |  | 0 | 0 | 2026 |
| WISDOMTREE TR | US LARGECAP FUND | 97717W588 |  | 9480 | 139 | SH |  | DFND |  | 0 | 0 | 139 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 106832 | 674 | SH |  | DFND |  | 0 | 0 | 674 |
| DILLARDS INC | CL A | 254067101 |  | 2861 | 5 | SH |  | DFND |  | 0 | 0 | 5 |
| INVESCO EXCHANGE TRADED FD T | S SMLCP MOMENT | 46137V498 |  | 2359 | 31 | SH |  | DFND |  | 0 | 0 | 31 |
| ISHARES TR | CORE 60/40 BALAN | 464289867 |  | 2767 | 43 | SH |  | DFND |  | 0 | 0 | 43 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 197 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| AMERICAN CENTY ETF TR | FOCUSED DYNAMIC | 025072810 |  | 2965 | 26 | SH |  | DFND |  | 0 | 0 | 26 |
| AMERICAN CENTY ETF TR | US QUALITY GROW | 025072307 |  | 6197 | 59 | SH |  | DFND |  | 0 | 0 | 59 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3517 | 21 | SH |  | DFND |  | 0 | 0 | 21 |
| LSI INDS INC OHIO | COM | 50216C108 |  | 372 | 20 | SH |  | DFND |  | 0 | 0 | 20 |
| ARK ETF TR | NEXT GNRTN INTER | 00214Q401 |  | 362 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| CHART INDS INC | COM | 16115Q308 |  | 414 | 2 | SH |  | DFND |  | 0 | 0 | 2 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 478836 | 5008 | SH |  | DFND |  | 0 | 0 | 5008 |
| INVESCO EXCHANGE TRADED FD T | DORSEY WRIGHT MO | 46137V837 |  | 7728 | 64 | SH |  | DFND |  | 0 | 0 | 64 |
| CAMBRIA ETF TR | CAMBRIA FGN SHR | 132061300 |  | 1829 | 49 | SH |  | DFND |  | 0 | 0 | 49 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A359 |  | 2563 | 28 | SH |  | DFND |  | 0 | 0 | 28 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 104817 | 2690 | SH |  | DFND |  | 0 | 0 | 2690 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 2780 | 55 | SH |  | DFND |  | 0 | 0 | 55 |
| WISDOMTREE TR | ITL HDG QTLY DIV | 97717X594 |  | 1398 | 29 | SH |  | DFND |  | 0 | 0 | 29 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 3086 | 133 | SH |  | DFND |  | 0 | 0 | 133 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33734Y109 |  | 5371 | 45 | SH |  | DFND |  | 0 | 0 | 45 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 83226 | 550 | SH |  | DFND |  | 0 | 0 | 550 |
| BEST BUY INC | COM | 086516101 |  | 1284 | 20 | SH |  | DFND |  | 0 | 0 | 20 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2663388 | 29420 | SH |  | DFND |  | 0 | 0 | 29420 |

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