# EDGAR Filing Document

**Accession Number:** 0001101250
**File Stem:** 0001140361-23-001317
**Filing Date:** 2023-1
**Character Count:** 23599
**Document Hash:** 4ca2133fe39bacc11d2298f3cca10405
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-23-001317.hdr.sgml**: 20230111

**ACCESSION NUMBER**: 0001140361-23-001317

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230111

**DATE AS OF CHANGE**: 20230111

**EFFECTIVENESS DATE**: 20230111

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BURKE & HERBERT BANK & TRUST CO
- **CENTRAL INDEX KEY:** 0001101250
- **IRS NUMBER:** 540155785
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-05313
- **FILM NUMBER:** 23523138

**BUSINESS ADDRESS:**
- **STREET 1:** POST OFFICE BOX 26
- **CITY:** ALEXANDRIA
- **STATE:** VA
- **ZIP:** 22313
- **BUSINESS PHONE:** 7035496600X212

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 113
- **CITY:** ALEXANDRIA
- **STATE:** VA
- **ZIP:** 22313

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BURKE  HERBERT BANK  TRUST CO<br>**Address:** PO BOX 113<br>ALEXANDRIA, VA 22313

**Form 13F File Number:** 028-05313

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** SHEILA MCCREE<br>**Title:** SENIOR VICE PRESIDENT<br>**Phone:** (703)518-8362

**Signature, Place, and Date of Signing:**

/s/ SHEILA MCCREE  ALEXANDRIA, VA  01-11-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 216

**Form 13F Information Table Value Total:** $134379

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COMMON | 002824100 |  | 841 | 7659 | SH |  | SOLE |  | 7659 | 0 | 0 |
| ABBOTT LABS | COMMON | 002824100 |  | 493 | 4487 | SH |  | DFND |  | 4487 | 0 | 0 |
| ABBVIE INC | COMMON | 00287Y109 |  | 1227 | 7593 | SH |  | SOLE |  | 7593 | 0 | 0 |
| ABBVIE INC | COMMON | 00287Y109 |  | 795 | 4920 | SH |  | DFND |  | 4920 | 0 | 0 |
| ADOBE INC | COMMON | 00724F101 |  | 210 | 623 | SH |  | SOLE |  | 623 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | COMMON | 009158106 |  | 252 | 817 | SH |  | SOLE |  | 817 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | COMMON | 009158106 |  | 31 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| ALPHABET INC CL A | COMMON | 02079K305 |  | 1308 | 14820 | SH |  | SOLE |  | 14820 | 0 | 0 |
| ALPHABET INC CL A | COMMON | 02079K305 |  | 62 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| ALPHABET INC CL C | COMMON | 02079K107 |  | 625 | 7040 | SH |  | SOLE |  | 7040 | 0 | 0 |
| ALPHABET INC CL C | COMMON | 02079K107 |  | 62 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| ALTRIA GROUP INC | COMMON | 02209S103 |  | 729 | 15950 | SH |  | SOLE |  | 15950 | 0 | 0 |
| ALTRIA GROUP INC | COMMON | 02209S103 |  | 214 | 4688 | SH |  | DFND |  | 4688 | 0 | 0 |
| AMAZON.COM INC | COMMON | 023135106 |  | 772 | 9190 | SH |  | SOLE |  | 9190 | 0 | 0 |
| AMERICAN ELEC PWR INC | COMMON | 025537101 |  | 156 | 1639 | SH |  | SOLE |  | 1639 | 0 | 0 |
| AMERICAN ELEC PWR INC | COMMON | 025537101 |  | 57 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON | 025816109 |  | 728 | 4927 | SH |  | SOLE |  | 4927 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON | 025816109 |  | 96 | 650 | SH |  | DFND |  | 650 | 0 | 0 |
| AMERIPRISE FINANCIAL INC. | COMMON | 03076C106 |  | 234 | 752 | SH |  | SOLE |  | 752 | 0 | 0 |
| ANALOG DEVICES INC | COMMON | 032654105 |  | 555 | 3382 | SH |  | SOLE |  | 3382 | 0 | 0 |
| APPLE INC | COMMON | 037833100 |  | 6963 | 53594 | SH |  | SOLE |  | 53594 | 0 | 0 |
| APPLE INC | COMMON | 037833100 |  | 607 | 4670 | SH |  | DFND |  | 4670 | 0 | 0 |
| APPLIED MATERIALS INC | COMMON | 038222105 |  | 780 | 8005 | SH |  | SOLE |  | 8005 | 0 | 0 |
| APPLIED MATERIALS INC | COMMON | 038222105 |  | 30 | 310 | SH |  | DFND |  | 310 | 0 | 0 |
| AT INC | COMMON | 00206R102 |  | 357 | 19388 | SH |  | SOLE |  | 19388 | 0 | 0 |
| AT INC | COMMON | 00206R102 |  | 225 | 12242 | SH |  | DFND |  | 12242 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC | COMMON | 053015103 |  | 681 | 2849 | SH |  | SOLE |  | 2849 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC | COMMON | 053015103 |  | 268 | 1120 | SH |  | DFND |  | 1120 | 0 | 0 |
| BANK OF AMERICA CORP | COMMON | 060505104 |  | 1043 | 31477 | SH |  | SOLE |  | 31477 | 0 | 0 |
| BANK OF AMERICA CORP | COMMON | 060505104 |  | 418 | 12624 | SH |  | DFND |  | 12624 | 0 | 0 |
| BERKSHIRE HATHAWAY INC CLASS A | COMMON | 084670108 |  | 469 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BERKSHIRE HATHAWAY INC-CL B | COMMON | 084670702 |  | 471 | 1526 | SH |  | SOLE |  | 1526 | 0 | 0 |
| BERKSHIRE HATHAWAY INC-CL B | COMMON | 084670702 |  | 104 | 336 | SH |  | DFND |  | 336 | 0 | 0 |
| BLACKROCK INC CL A | COMMON | 09247X101 |  | 629 | 888 | SH |  | SOLE |  | 888 | 0 | 0 |
| BLACKROCK INC CL A | COMMON | 09247X101 |  | 64 | 90 | SH |  | DFND |  | 90 | 0 | 0 |
| BOEING CO | COMMON | 097023105 |  | 871 | 4575 | SH |  | SOLE |  | 4575 | 0 | 0 |
| BOEING CO | COMMON | 097023105 |  | 166 | 871 | SH |  | DFND |  | 871 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | COMMON | 110122108 |  | 347 | 4821 | SH |  | SOLE |  | 4821 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | COMMON | 110122108 |  | 103 | 1432 | SH |  | DFND |  | 1432 | 0 | 0 |
| CAPITAL ONE FINANCIAL CORP | COMMON | 14040H105 |  | 210 | 2258 | SH |  | SOLE |  | 2258 | 0 | 0 |
| CATERPILLAR INC | COMMON | 149123101 |  | 1040 | 4340 | SH |  | SOLE |  | 4340 | 0 | 0 |
| CHARLES SCHWAB CORP | COMMON | 808513105 |  | 441 | 5300 | SH |  | SOLE |  | 5300 | 0 | 0 |
| CHEVRON CORPORATION | COMMON | 166764100 |  | 1872 | 10428 | SH |  | SOLE |  | 10428 | 0 | 0 |
| CHEVRON CORPORATION | COMMON | 166764100 |  | 822 | 4578 | SH |  | DFND |  | 4578 | 0 | 0 |
| CIGNA CORP | COMMON | 125523100 |  | 214 | 645 | SH |  | SOLE |  | 645 | 0 | 0 |
| CIGNA CORP | COMMON | 125523100 |  | 1505 | 4542 | SH |  | DFND |  | 4542 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON | 17275R102 |  | 1157 | 24279 | SH |  | SOLE |  | 24279 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON | 17275R102 |  | 52 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| CITIGROUP INC | COMMON | 172967424 |  | 247 | 5450 | SH |  | SOLE |  | 5450 | 0 | 0 |
| CITIGROUP INC | COMMON | 172967424 |  | 81 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| COCA COLA CO | COMMON | 191216100 |  | 2147 | 33747 | SH |  | SOLE |  | 33747 | 0 | 0 |
| COCA COLA CO | COMMON | 191216100 |  | 888 | 13954 | SH |  | DFND |  | 13954 | 0 | 0 |
| COLGATE PALMOLIVE CO | COMMON | 194162103 |  | 443 | 5620 | SH |  | SOLE |  | 5620 | 0 | 0 |
| COMCAST CORP-CL A | COMMON | 20030N101 |  | 636 | 18192 | SH |  | SOLE |  | 18192 | 0 | 0 |
| COMCAST CORP-CL A | COMMON | 20030N101 |  | 61 | 1738 | SH |  | DFND |  | 1738 | 0 | 0 |
| CONOCOPHILLIPS | COMMON | 20825C104 |  | 1168 | 9900 | SH |  | SOLE |  | 9900 | 0 | 0 |
| CORNING INC | COMMON | 219350105 |  | 341 | 10665 | SH |  | SOLE |  | 10665 | 0 | 0 |
| CORNING INC | COMMON | 219350105 |  | 16 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| CORTEVA INC | COMMON | 22052L104 |  | 180 | 3057 | SH |  | SOLE |  | 3057 | 0 | 0 |
| CORTEVA INC | COMMON | 22052L104 |  | 55 | 928 | SH |  | DFND |  | 928 | 0 | 0 |
| COSTCO WHOLESALE CORP | COMMON | 22160K105 |  | 722 | 1581 | SH |  | SOLE |  | 1581 | 0 | 0 |
| COSTCO WHOLESALE CORP | COMMON | 22160K105 |  | 84 | 185 | SH |  | DFND |  | 185 | 0 | 0 |
| CSX CORP | COMMON | 126408103 |  | 477 | 15398 | SH |  | SOLE |  | 15398 | 0 | 0 |
| CUMMINS INC | COMMON | 231021106 |  | 765 | 3157 | SH |  | SOLE |  | 3157 | 0 | 0 |
| CVS HEALTH CORP | COMMON | 126650100 |  | 534 | 5731 | SH |  | SOLE |  | 5731 | 0 | 0 |
| DEERE  CO | COMMON | 244199105 |  | 2109 | 4918 | SH |  | SOLE |  | 4918 | 0 | 0 |
| DEERE  CO | COMMON | 244199105 |  | 21 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| DISNEY WALT CO NEW | COMMON | 254687106 |  | 856 | 9858 | SH |  | SOLE |  | 9858 | 0 | 0 |
| DISNEY WALT CO NEW | COMMON | 254687106 |  | 91 | 1052 | SH |  | DFND |  | 1052 | 0 | 0 |
| DOMINION ENERGY INC | COMMON | 25746U109 |  | 1133 | 18474 | SH |  | SOLE |  | 18474 | 0 | 0 |
| DOMINION ENERGY INC | COMMON | 25746U109 |  | 130 | 2126 | SH |  | DFND |  | 2126 | 0 | 0 |
| DOW INC | COMMON | 260557103 |  | 313 | 6212 | SH |  | SOLE |  | 6212 | 0 | 0 |
| DOW INC | COMMON | 260557103 |  | 71 | 1415 | SH |  | DFND |  | 1415 | 0 | 0 |
| DUKE ENERGY CORP | COMMON | 26441C204 |  | 1081 | 10501 | SH |  | SOLE |  | 10501 | 0 | 0 |
| DUKE ENERGY CORP | COMMON | 26441C204 |  | 25 | 239 | SH |  | DFND |  | 239 | 0 | 0 |
| DUPONT DE NEMOURS INC | COMMON | 26614N102 |  | 355 | 5168 | SH |  | SOLE |  | 5168 | 0 | 0 |
| DUPONT DE NEMOURS INC | COMMON | 26614N102 |  | 60 | 876 | SH |  | DFND |  | 876 | 0 | 0 |
| ELEVANCE HEALTH INC | COMMON | 036752103 |  | 533 | 1040 | SH |  | SOLE |  | 1040 | 0 | 0 |
| EMERSON ELEC CO | COMMON | 291011104 |  | 401 | 4171 | SH |  | SOLE |  | 4171 | 0 | 0 |
| EMERSON ELEC CO | COMMON | 291011104 |  | 15 | 160 | SH |  | DFND |  | 160 | 0 | 0 |
| EXELON CORP | COMMON | 30161N101 |  | 194 | 4494 | SH |  | SOLE |  | 4494 | 0 | 0 |
| EXELON CORP | COMMON | 30161N101 |  | 9 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| EXXON MOBIL CORP | COMMON | 30231G102 |  | 2438 | 22105 | SH |  | SOLE |  | 22105 | 0 | 0 |
| EXXON MOBIL CORP | COMMON | 30231G102 |  | 2051 | 18593 | SH |  | DFND |  | 18593 | 0 | 0 |
| FORD MOTOR CO DEL | COMMON | 345370860 |  | 247 | 21240 | SH |  | SOLE |  | 21240 | 0 | 0 |
| GENERAL DYNAMICS CORP | COMMON | 369550108 |  | 186 | 750 | SH |  | SOLE |  | 750 | 0 | 0 |
| GENERAL DYNAMICS CORP | COMMON | 369550108 |  | 70 | 283 | SH |  | DFND |  | 283 | 0 | 0 |
| GENERAL ELECTRIC CO | COMMON | 369604301 |  | 232 | 2773 | SH |  | SOLE |  | 2773 | 0 | 0 |
| GENERAL ELECTRIC CO | COMMON | 369604301 |  | 251 | 3001 | SH |  | DFND |  | 3001 | 0 | 0 |
| GENERAL MLS INC | COMMON | 370334104 |  | 146 | 1745 | SH |  | SOLE |  | 1745 | 0 | 0 |
| GENERAL MLS INC | COMMON | 370334104 |  | 134 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COMMON | 38141G104 |  | 977 | 2844 | SH |  | SOLE |  | 2844 | 0 | 0 |
| HEWLETT PACKARD ENTERPRISE COM | COMMON | 42824C109 |  | 279 | 17489 | SH |  | SOLE |  | 17489 | 0 | 0 |
| HEWLETT PACKARD ENTERPRISE COM | COMMON | 42824C109 |  | 145 | 9103 | SH |  | DFND |  | 9103 | 0 | 0 |
| HOME DEPOT INC | COMMON | 437076102 |  | 1712 | 5421 | SH |  | SOLE |  | 5421 | 0 | 0 |
| HOME DEPOT INC | COMMON | 437076102 |  | 537 | 1701 | SH |  | DFND |  | 1701 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | COMMON | 438516106 |  | 568 | 2652 | SH |  | SOLE |  | 2652 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | COMMON | 438516106 |  | 126 | 589 | SH |  | DFND |  | 589 | 0 | 0 |
| HP INC | COMMON | 40434L105 |  | 477 | 17769 | SH |  | SOLE |  | 17769 | 0 | 0 |
| HP INC | COMMON | 40434L105 |  | 237 | 8802 | SH |  | DFND |  | 8802 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COMMON | 452308109 |  | 314 | 1425 | SH |  | SOLE |  | 1425 | 0 | 0 |
| INTEL CORP | COMMON | 458140100 |  | 525 | 19854 | SH |  | SOLE |  | 19854 | 0 | 0 |
| INTEL CORP | COMMON | 458140100 |  | 192 | 7256 | SH |  | DFND |  | 7256 | 0 | 0 |
| INTL. BUSINESS MACHINES CORP | COMMON | 459200101 |  | 984 | 6982 | SH |  | SOLE |  | 6982 | 0 | 0 |
| INTL. BUSINESS MACHINES CORP | COMMON | 459200101 |  | 161 | 1141 | SH |  | DFND |  | 1141 | 0 | 0 |
| INTUIT INC | COMMON | 461202103 |  | 355 | 912 | SH |  | SOLE |  | 912 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON | 478160104 |  | 5125 | 29012 | SH |  | SOLE |  | 29012 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON | 478160104 |  | 1234 | 6988 | SH |  | DFND |  | 6988 | 0 | 0 |
| JP MORGAN CHASE  CO | COMMON | 46625H100 |  | 788 | 5876 | SH |  | SOLE |  | 5876 | 0 | 0 |
| JP MORGAN CHASE  CO | COMMON | 46625H100 |  | 297 | 2216 | SH |  | DFND |  | 2216 | 0 | 0 |
| KIMBERLY CLARK CORP | COMMON | 494368103 |  | 330 | 2434 | SH |  | SOLE |  | 2434 | 0 | 0 |
| KIMBERLY CLARK CORP | COMMON | 494368103 |  | 177 | 1307 | SH |  | DFND |  | 1307 | 0 | 0 |
| LAS VEGAS SANDS CORP | COMMON | 517834107 |  | 211 | 4387 | SH |  | SOLE |  | 4387 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON | 539830109 |  | 303 | 622 | SH |  | SOLE |  | 622 | 0 | 0 |
| LOWES COS INC | COMMON | 548661107 |  | 1408 | 7068 | SH |  | SOLE |  | 7068 | 0 | 0 |
| MARATHON PETROLEUM CORP | COMMON | 56585A102 |  | 256 | 2199 | SH |  | SOLE |  | 2199 | 0 | 0 |
| MARRIOTT INTERNATIONAL INC | COMMON | 571903202 |  | 264 | 1775 | SH |  | SOLE |  | 1775 | 0 | 0 |
| MARRIOTT INTERNATIONAL INC | COMMON | 571903202 |  | 105 | 707 | SH |  | DFND |  | 707 | 0 | 0 |
| MCDONALDS CORP | COMMON | 580135101 |  | 996 | 3778 | SH |  | SOLE |  | 3778 | 0 | 0 |
| MCDONALDS CORP | COMMON | 580135101 |  | 131 | 497 | SH |  | DFND |  | 497 | 0 | 0 |
| MCKESSON CORP | COMMON | 58155Q103 |  | 181 | 482 | SH |  | SOLE |  | 482 | 0 | 0 |
| MCKESSON CORP | COMMON | 58155Q103 |  | 34 | 90 | SH |  | DFND |  | 90 | 0 | 0 |
| MERCK  CO INC | COMMON | 58933Y105 |  | 1126 | 10149 | SH |  | SOLE |  | 10149 | 0 | 0 |
| MERCK  CO INC | COMMON | 58933Y105 |  | 927 | 8352 | SH |  | DFND |  | 8352 | 0 | 0 |
| META PLATFORMS INC CL A | COMMON | 30303M102 |  | 481 | 3998 | SH |  | SOLE |  | 3998 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC | COMMON | 595017104 |  | 189 | 2684 | SH |  | SOLE |  | 2684 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC | COMMON | 595017104 |  | 28 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| MICROSOFT CORP | COMMON | 594918104 |  | 6572 | 27405 | SH |  | SOLE |  | 27405 | 0 | 0 |
| MICROSOFT CORP | COMMON | 594918104 |  | 431 | 1797 | SH |  | DFND |  | 1797 | 0 | 0 |
| MONDELEZ INTERNATIONAL INC | COMMON | 609207105 |  | 662 | 9932 | SH |  | SOLE |  | 9932 | 0 | 0 |
| MONDELEZ INTERNATIONAL INC | COMMON | 609207105 |  | 171 | 2562 | SH |  | DFND |  | 2562 | 0 | 0 |
| MORGAN STANLEY | COMMON | 617446448 |  | 661 | 7769 | SH |  | SOLE |  | 7769 | 0 | 0 |
| NEXTERA ENERGY INC | COMMON | 65339F101 |  | 986 | 11795 | SH |  | SOLE |  | 11795 | 0 | 0 |
| NEXTERA ENERGY INC | COMMON | 65339F101 |  | 160 | 1908 | SH |  | DFND |  | 1908 | 0 | 0 |
| NIKE INC-CLASS B | COMMON | 654106103 |  | 354 | 3026 | SH |  | SOLE |  | 3026 | 0 | 0 |
| NIKE INC-CLASS B | COMMON | 654106103 |  | 53 | 450 | SH |  | DFND |  | 450 | 0 | 0 |
| NORFOLK SOUTHERN CORP | COMMON | 655844108 |  | 1784 | 7240 | SH |  | SOLE |  | 7240 | 0 | 0 |
| NORFOLK SOUTHERN CORP | COMMON | 655844108 |  | 882 | 3580 | SH |  | DFND |  | 3580 | 0 | 0 |
| NORTHROP GRUMMAN CORPORATION | COMMON | 666807102 |  | 488 | 894 | SH |  | SOLE |  | 894 | 0 | 0 |
| OMNICOM GROUP | COMMON | 681919106 |  | 41 | 505 | SH |  | SOLE |  | 505 | 0 | 0 |
| OMNICOM GROUP | COMMON | 681919106 |  | 309 | 3785 | SH |  | DFND |  | 3785 | 0 | 0 |
| ORACLE CORPORATION | COMMON | 68389X105 |  | 623 | 7620 | SH |  | SOLE |  | 7620 | 0 | 0 |
| ORACLE CORPORATION | COMMON | 68389X105 |  | 57 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| PAYCHEX INC | COMMON | 704326107 |  | 561 | 4852 | SH |  | SOLE |  | 4852 | 0 | 0 |
| PAYPAL HOLDINGS INC | COMMON | 70450Y103 |  | 256 | 3594 | SH |  | SOLE |  | 3594 | 0 | 0 |
| PENSKE AUTOMOTIVE GROUP INC | COMMON | 70959W103 |  | 460 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| PEPSICO INC | COMMON | 713448108 |  | 1448 | 8017 | SH |  | SOLE |  | 8017 | 0 | 0 |
| PEPSICO INC | COMMON | 713448108 |  | 981 | 5431 | SH |  | DFND |  | 5431 | 0 | 0 |
| PFIZER INC | COMMON | 717081103 |  | 1822 | 35555 | SH |  | SOLE |  | 35555 | 0 | 0 |
| PFIZER INC | COMMON | 717081103 |  | 883 | 17237 | SH |  | DFND |  | 17237 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL | COMMON | 718172109 |  | 1575 | 15566 | SH |  | SOLE |  | 15566 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL | COMMON | 718172109 |  | 440 | 4347 | SH |  | DFND |  | 4347 | 0 | 0 |
| PHILLIPS 66 | COMMON | 718546104 |  | 249 | 2394 | SH |  | SOLE |  | 2394 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON | 742718109 |  | 1066 | 7036 | SH |  | SOLE |  | 7036 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON | 742718109 |  | 460 | 3036 | SH |  | DFND |  | 3036 | 0 | 0 |
| QUALCOMM INC | COMMON | 747525103 |  | 1035 | 9416 | SH |  | SOLE |  | 9416 | 0 | 0 |
| QUALCOMM INC | COMMON | 747525103 |  | 50 | 459 | SH |  | DFND |  | 459 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COMMON | 75513E141 |  | 144 | 1426 | SH |  | SOLE |  | 1426 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COMMON | 75513E105 |  | 160 | 1584 | SH |  | DFND |  | 1584 | 0 | 0 |
| SHERWIN WILLIAMS CO | COMMON | 824348106 |  | 850 | 3580 | SH |  | DFND |  | 3580 | 0 | 0 |
| SOUTHERN COMPANY | COMMON | 842587107 |  | 638 | 8932 | SH |  | SOLE |  | 8932 | 0 | 0 |
| SOUTHERN COMPANY | COMMON | 842587107 |  | 43 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| TARGET CORP | COMMON | 87612E110 |  | 278 | 1867 | SH |  | SOLE |  | 1867 | 0 | 0 |
| TARGET CORP | COMMON | 87612E110 |  | 178 | 1196 | SH |  | DFND |  | 1196 | 0 | 0 |
| TEXAS INSTRUMENTS INC | COMMON | 882508104 |  | 440 | 2661 | SH |  | SOLE |  | 2661 | 0 | 0 |
| TEXAS INSTRUMENTS INC | COMMON | 882508104 |  | 34 | 207 | SH |  | DFND |  | 207 | 0 | 0 |
| TRAVELERS COMPANIES INC | COMMON | 89417E113 |  | 8 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| TRAVELERS COMPANIES INC | COMMON | 89417E113 |  | 285 | 1518 | SH |  | DFND |  | 1518 | 0 | 0 |
| TRUIST FINANCIAL CORP | COMMON | 89832Q109 |  | 254 | 5912 | SH |  | SOLE |  | 5912 | 0 | 0 |
| TRUIST FINANCIAL CORP | COMMON | 89832Q109 |  | 162 | 3755 | SH |  | DFND |  | 3755 | 0 | 0 |
| UBER TECHNOLOGIES INC | COMMON | 90353T100 |  | 438 | 17700 | SH |  | SOLE |  | 17700 | 0 | 0 |
| UNION PAC CORP | COMMON | 907818108 |  | 332 | 1603 | SH |  | SOLE |  | 1603 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COMMON | 91324P102 |  | 188 | 355 | SH |  | SOLE |  | 355 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COMMON | 91324P102 |  | 318 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| VALERO ENERGY CORP | COMMON | 91913Y100 |  | 596 | 4697 | SH |  | SOLE |  | 4697 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON | 92343V104 |  | 777 | 19719 | SH |  | SOLE |  | 19719 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON | 92343V104 |  | 344 | 8720 | SH |  | DFND |  | 8720 | 0 | 0 |
| WALMART INC | COMMON | 931142103 |  | 1716 | 12101 | SH |  | SOLE |  | 12101 | 0 | 0 |
| WALMART INC | COMMON | 931142103 |  | 363 | 2557 | SH |  | DFND |  | 2557 | 0 | 0 |
| WASTE MANAGEMENT INC | COMMON | 94106L109 |  | 752 | 4791 | SH |  | SOLE |  | 4791 | 0 | 0 |
| WELLS FARGO  CO | COMMON | 949746101 |  | 314 | 7612 | SH |  | SOLE |  | 7612 | 0 | 0 |
| WELLS FARGO  CO | COMMON | 949746101 |  | 162 | 3927 | SH |  | DFND |  | 3927 | 0 | 0 |
| YUM CHINA HOLDINGS INC | COMMON | 98850P109 |  | 130 | 2374 | SH |  | SOLE |  | 2374 | 0 | 0 |
| YUM CHINA HOLDINGS INC | COMMON | 98850P109 |  | 135 | 2473 | SH |  | DFND |  | 2473 | 0 | 0 |
| YUM! BRANDS INC | COMMON | 988498101 |  | 477 | 3724 | SH |  | SOLE |  | 3724 | 0 | 0 |
| YUM! BRANDS INC | COMMON | 988498101 |  | 317 | 2473 | SH |  | DFND |  | 2473 | 0 | 0 |
| 3M CO | COMMON | 88579Y101 |  | 315 | 2628 | SH |  | SOLE |  | 2628 | 0 | 0 |
| 3M CO | COMMON | 88579Y101 |  | 214 | 1784 | SH |  | DFND |  | 1784 | 0 | 0 |
| FEDERAL REALTY INVESTMENT TRUS | COMMON | 313745101 |  | 741 | 7335 | SH |  | SOLE |  | 0 | 0 | 0 |
| PUBLIC STORAGE INC REIT | COMMON | 74460D109 |  | 391 | 1394 | SH |  | SOLE |  | 0 | 0 | 0 |
| ACCENTURE PLC CL A | COMMON | G1151C101 |  | 459 | 1722 | SH |  | SOLE |  | 1722 | 0 | 0 |
| LYONDELLBASELL INDUSTRIES NV | COMMON | N53745100 |  | 426 | 5135 | SH |  | SOLE |  | 5135 | 0 | 0 |
| MANULIFE FINANCIAL CORP | COMMON | 56501R106 |  | 60 | 3338 | SH |  | SOLE |  | 3338 | 0 | 0 |
| MANULIFE FINANCIAL CORP | COMMON | 56501R106 |  | 289 | 16172 | SH |  | DFND |  | 16172 | 0 | 0 |
| METHANEX CORP | COMMON | 59151K108 |  | 265 | 7000 | SH |  | SOLE |  | 7000 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | OTHER | 46432F842 |  | 334 | 5421 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES DJ US TOTAL MARKET ETF | OTHER | 464287846 |  | 328 | 3510 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES MSCI EAFE ETF | OTHER | 464287465 |  | 1003 | 15277 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES MSCI EAFE ETF | OTHER | 464287465 |  | 22 | 328 | SH |  | DFND |  | 0 | 0 | 0 |
| ISHARES MSCI EMERGING MKT ETF | OTHER | 464287234 |  | 365 | 9622 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES S MIDCAP 400/VALUE E | OTHER | 464287705 |  | 417 | 4138 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES S MIDCAP 400/VALUE E | OTHER | 464287705 |  | 16 | 160 | SH |  | DFND |  | 0 | 0 | 0 |
| ISHARES S SMALLCAP 600 | OTHER | 464287804 |  | 1622 | 17134 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES S SMALLCAP 600 | OTHER | 464287804 |  | 125 | 1324 | SH |  | DFND |  | 0 | 0 | 0 |
| ISHARES S 400 MIDCAP INDEX F | OTHER | 464287507 |  | 1783 | 7370 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES S 400 MIDCAP INDEX F | OTHER | 464287507 |  | 129 | 533 | SH |  | DFND |  | 0 | 0 | 0 |
| ISHARES S 500 INDEX FUND | OTHER | 464287200 |  | 1472 | 3831 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR PORTFOLIO S 500 GROWTH | OTHER | 78464A409 |  | 1457 | 28762 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR PORTFOLIO S 500 GROWTH | OTHER | 78464A409 |  | 4 | 85 | SH |  | DFND |  | 0 | 0 | 0 |
| SPDR S 500 ETF TRUST | OTHER | 78462F103 |  | 6709 | 17544 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S 500 ETF TRUST | OTHER | 78462F103 |  | 66 | 173 | SH |  | DFND |  | 0 | 0 | 0 |
| VANGUARD HIGH DVD YIELD ETF | OTHER | 921946406 |  | 2474 | 22864 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD HIGH DVD YIELD ETF | OTHER | 921946406 |  | 68 | 625 | SH |  | DFND |  | 0 | 0 | 0 |
| VANGUARD S 500 ETF | OTHER | 922908363 |  | 499 | 1420 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES CORE U.S. AGGREGATE | OTHER | 464287226 |  | 224 | 2308 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR BLOOMBERG HIGH YIELD BOND | OTHER | 78468R622 |  | 216 | 2401 | SH |  | DFND |  | 0 | 0 | 0 |

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