# EDGAR Filing Document

**Accession Number:** 0001818759
**File Stem:** 0001818759-23-000001
**Filing Date:** 2023-1
**Character Count:** 20823
**Document Hash:** 497575ac834ebbc75196cf4119113dd6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001818759-23-000001.hdr.sgml**: 20230119

**ACCESSION NUMBER**: 0001818759-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230119

**DATE AS OF CHANGE**: 20230119

**EFFECTIVENESS DATE**: 20230119

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Sunflower Bank, N.A.
- **CENTRAL INDEX KEY:** 0001818759
- **IRS NUMBER:** 480216075
- **STATE OF INCORPORATION:** KS

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20305
- **FILM NUMBER:** 23537849

**BUSINESS ADDRESS:**
- **STREET 1:** 1400 16TH ST, STE 250
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80202
- **BUSINESS PHONE:** 9132896010

**MAIL ADDRESS:**
- **STREET 1:** 1400 16TH ST, STE 250
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80202

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Sunflower Bank N.A.<br>**Address:** 1400 16TH ST STE 250<br>DENVER, CO 80202

**Form 13F File Number:** 028-20305

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jocelyn Raffaelle<br>**Title:** Trust Investment Services Analyst<br>**Phone:** 913-289-6010

**Signature, Place, and Date of Signing:**

Jocelyn Raffaelle  Overland Park, KS  01-19-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 176

**Form 13F Information Table Value Total:** $459444

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | Equities | 002824100 |  | 885 | 8065 | SH |  | DFND |  | 8065 | 0 | 0 |
| ABBOTT LABORATORIES | Equities | 002824100 |  | 4685 | 42671 | SH |  | SOLE |  | 42646 | 0 | 25 |
| ABBVIE INC | Equities | 00287Y109 |  | 1299 | 8040 | SH |  | DFND |  | 8040 | 0 | 0 |
| ABBVIE INC | Equities | 00287Y109 |  | 6741 | 41714 | SH |  | SOLE |  | 41680 | 0 | 34 |
| ACCENTURE PLC A | Equities | G1151C101 |  | 305 | 1143 | SH |  | SOLE |  | 1143 | 0 | 0 |
| ADOBE INC | Equities | 00724F101 |  | 7 | 22 | SH |  | DFND |  | 22 | 0 | 0 |
| ADOBE INC | Equities | 00724F101 |  | 281 | 835 | SH |  | SOLE |  | 827 | 0 | 8 |
| ALPHABET INC CAP STK CLASS C | Equities | 02079K107 |  | 7 | 80 | SH |  | DFND |  | 80 | 0 | 0 |
| ALPHABET INC CAP STK CLASS C | Equities | 02079K107 |  | 745 | 8400 | SH |  | SOLE |  | 8353 | 0 | 47 |
| ALPHABET INC CLASS A | Equities | 02079K305 |  | 7 | 80 | SH |  | DFND |  | 80 | 0 | 0 |
| ALPHABET INC CLASS A | Equities | 02079K305 |  | 531 | 6024 | SH |  | SOLE |  | 5977 | 0 | 47 |
| AMAZON.COM INC | Equities | 023135106 |  | 12 | 140 | SH |  | DFND |  | 140 | 0 | 0 |
| AMAZON.COM INC | Equities | 023135106 |  | 803 | 9562 | SH |  | SOLE |  | 9517 | 0 | 45 |
| AMERICAN EXPRESS COMMON | Equities | 025816109 |  | 351 | 2375 | SH |  | DFND |  | 2375 | 0 | 0 |
| AMERICAN EXPRESS COMMON | Equities | 025816109 |  | 210 | 1421 | SH |  | SOLE |  | 1421 | 0 | 0 |
| AMERIPRISE FINL INC COMMON | Equities | 03076C106 |  | 158 | 506 | SH |  | DFND |  | 506 | 0 | 0 |
| AMERIPRISE FINL INC COMMON | Equities | 03076C106 |  | 221 | 710 | SH |  | SOLE |  | 703 | 0 | 7 |
| AMGEN INC | Equities | 031162100 |  | 227 | 866 | SH |  | SOLE |  | 866 | 0 | 0 |
| AON PLC | Equities | G0403H108 |  | 462 | 1540 | SH |  | SOLE |  | 1540 | 0 | 0 |
| APOLLO GLOBAL MGMT INC | Equities | 03769M106 |  | 246 | 3853 | SH |  | SOLE |  | 3853 | 0 | 0 |
| APPLE INC COMMON | Equities | 037833100 |  | 25 | 190 | SH |  | DFND |  | 190 | 0 | 0 |
| APPLE INC COMMON | Equities | 037833100 |  | 3364 | 25894 | SH |  | SOLE |  | 25808 | 0 | 86 |
| APPLIED MATERIALS INC | Equities | 038222105 |  | 231 | 2370 | SH |  | SOLE |  | 2370 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | Equities | 039483102 |  | 120838 | 1301432 | SH |  | SOLE |  | 1301432 | 0 | 0 |
| AT INC | Equities | 00206R102 |  | 10 | 547 | SH |  | DFND |  | 547 | 0 | 0 |
| AT INC | Equities | 00206R102 |  | 497 | 27013 | SH |  | SOLE |  | 26878 | 0 | 135 |
| AUTOMATIC DATA PROCESSING INC | Equities | 053015103 |  | 96 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC | Equities | 053015103 |  | 469 | 1965 | SH |  | SOLE |  | 1965 | 0 | 0 |
| BANK AMER CORP COMMON | Equities | 060505104 |  | 350 | 10562 | SH |  | SOLE |  | 10562 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL CLAS | Equities | 084670702 |  | 678 | 2194 | SH |  | SOLE |  | 2194 | 0 | 0 |
| BRISTOL MYERS SQUIBB COMMON | Equities | 110122108 |  | 6 | 78 | SH |  | DFND |  | 78 | 0 | 0 |
| BRISTOL MYERS SQUIBB COMMON | Equities | 110122108 |  | 232 | 3228 | SH |  | SOLE |  | 3228 | 0 | 0 |
| CAPITAL ONE FINL CORP COMMON | Equities | 14040H105 |  | 262 | 2822 | SH |  | SOLE |  | 2822 | 0 | 0 |
| CATERPILLAR INC. | Equities | 149123101 |  | 6 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| CATERPILLAR INC. | Equities | 149123101 |  | 259 | 1080 | SH |  | SOLE |  | 1069 | 0 | 11 |
| CHEVRON CORP | Equities | 166764100 |  | 499 | 2780 | SH |  | SOLE |  | 2773 | 0 | 7 |
| CISCO SYSTEMS INC | Equities | 17275R102 |  | 136 | 2858 | SH |  | DFND |  | 2858 | 0 | 0 |
| CISCO SYSTEMS INC | Equities | 17275R102 |  | 679 | 14263 | SH |  | SOLE |  | 14162 | 0 | 101 |
| COCA-COLA CO | Equities | 191216100 |  | 827 | 13000 | SH |  | DFND |  | 13000 | 0 | 0 |
| COCA-COLA CO | Equities | 191216100 |  | 649 | 10202 | SH |  | SOLE |  | 10202 | 0 | 0 |
| COMCAST CORP NEW CL A | Equities | 20030N101 |  | 224 | 6419 | SH |  | SOLE |  | 6419 | 0 | 0 |
| COSTCO WHOLESALE CORP NEW COMMO | Equities | 22160K105 |  | 6 | 13 | SH |  | DFND |  | 13 | 0 | 0 |
| COSTCO WHOLESALE CORP NEW COMMO | Equities | 22160K105 |  | 299 | 655 | SH |  | SOLE |  | 649 | 0 | 6 |
| DANAHER CORP COMMON | Equities | 235851102 |  | 350 | 1319 | SH |  | SOLE |  | 1319 | 0 | 0 |
| EATON CORP PLC | Equities | G29183103 |  | 309 | 1969 | SH |  | SOLE |  | 1959 | 0 | 10 |
| EXXON MOBIL CORP | Equities | 30231G102 |  | 1268 | 11500 | SH |  | DFND |  | 11500 | 0 | 0 |
| EXXON MOBIL CORP | Equities | 30231G102 |  | 766 | 6944 | SH |  | SOLE |  | 6944 | 0 | 0 |
| FIRST TRUST TWC OPPORTUNISTIC F | Equities | 33740F805 |  | 301 | 6850 | SH |  | DFND |  | 6850 | 0 | 0 |
| GENERAL ELECTRIC CO | Equities | 369604301 |  | 189 | 2250 | SH |  | DFND |  | 2250 | 0 | 0 |
| GENERAL ELECTRIC CO | Equities | 369604301 |  | 149 | 1782 | SH |  | SOLE |  | 1782 | 0 | 0 |
| HUBBELL INC NPV | Equities | 443510607 |  | 593 | 2525 | SH |  | DFND |  | 2525 | 0 | 0 |
| INTEL CORP | Equities | 458140100 |  | 3 | 128 | SH |  | DFND |  | 128 | 0 | 0 |
| INTEL CORP | Equities | 458140100 |  | 658 | 24913 | SH |  | SOLE |  | 24827 | 0 | 86 |
| INTERNATIONAL BUSINESS MACHINES | Equities | 459200101 |  | 7 | 53 | SH |  | DFND |  | 53 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHINES | Equities | 459200101 |  | 203 | 1444 | SH |  | SOLE |  | 1426 | 0 | 18 |
| INVESCO AC VAR ETF | Equities | 46090A879 |  | 259 | 10478 | SH |  | DFND |  | 10478 | 0 | 0 |
| INVESCO AC VAR ETF | Equities | 46090A879 |  | 16289 | 659192 | SH |  | SOLE |  | 655382 | 0 | 3810 |
| INVESCO QQQ TRUST SERIES 1 | Equities | 46090E103 |  | 250 | 938 | SH |  | SOLE |  | 938 | 0 | 0 |
| ISHARES AAA-A RATED CORP BOND E | Equities | 46429B291 |  | 737 | 15900 | SH |  | SOLE |  | 15900 | 0 | 0 |
| ISHARES AGENCY BOND ETF | Equities | 464288166 |  | 2452 | 23035 | SH |  | SOLE |  | 23035 | 0 | 0 |
| ISHARES CORE MSCI EMERG MARKTET | Equities | 46434G103 |  | 1016 | 21764 | SH |  | SOLE |  | 21764 | 0 | 0 |
| ISHARES CORE S 500 ETF | Equities | 464287200 |  | 1505 | 3916 | SH |  | SOLE |  | 3916 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | Equities | 464287804 |  | 254 | 2685 | SH |  | DFND |  | 2685 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | Equities | 464287804 |  | 1040 | 10990 | SH |  | SOLE |  | 10948 | 0 | 42 |
| ISHARES CORE U.S. AGGREGATE BO | Equities | 464287226 |  | 223 | 2300 | SH |  | DFND |  | 2300 | 0 | 0 |
| ISHARES CORE U.S. AGGREGATE BO | Equities | 464287226 |  | 868 | 8950 | SH |  | SOLE |  | 8950 | 0 | 0 |
| ISHARES GLBL MAT ETF | Equities | 464288695 |  | 600 | 7628 | SH |  | SOLE |  | 7628 | 0 | 0 |
| ISHARES GLOBAL CONSUMER DISCR E | Equities | 464288745 |  | 459 | 3644 | SH |  | SOLE |  | 3644 | 0 | 0 |
| ISHARES GNMA BOND ETF | Equities | 46429B333 |  | 2409 | 55380 | SH |  | SOLE |  | 55380 | 0 | 0 |
| ISHARES MSCI EAFE | Equities | 464287465 |  | 57 | 870 | SH |  | DFND |  | 870 | 0 | 0 |
| ISHARES MSCI EAFE | Equities | 464287465 |  | 942 | 14352 | SH |  | SOLE |  | 14352 | 0 | 0 |
| ISHARES MSCI EMERG | Equities | 464287234 |  | 34 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| ISHARES MSCI EMERG | Equities | 464287234 |  | 488 | 12887 | SH |  | SOLE |  | 12887 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE | Equities | 464287598 |  | 563 | 3714 | SH |  | SOLE |  | 3714 | 0 | 0 |
| ISHARES RUSSELL 2000 | Equities | 464287655 |  | 73 | 418 | SH |  | DFND |  | 418 | 0 | 0 |
| ISHARES RUSSELL 2000 | Equities | 464287655 |  | 1842 | 10567 | SH |  | SOLE |  | 10567 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | Equities | 464287309 |  | 47 | 800 | SH |  | DFND |  | 800 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | Equities | 464287309 |  | 281 | 4799 | SH |  | SOLE |  | 4799 | 0 | 0 |
| ISHARES S GLO INDS | Equities | 464288729 |  | 595 | 5585 | SH |  | SOLE |  | 5585 | 0 | 0 |
| ISHARES S GLOB TECH SECTOR ID | Equities | 464287291 |  | 558 | 12450 | SH |  | SOLE |  | 12450 | 0 | 0 |
| ISHARES S GLOBAL FINANCIALS I | Equities | 464287333 |  | 607 | 8635 | SH |  | SOLE |  | 8635 | 0 | 0 |
| ISHARES SHORT-TERM CORPORATE BD | Equities | 464288646 |  | 191 | 3830 | SH |  | DFND |  | 3830 | 0 | 0 |
| ISHARES SHORT-TERM CORPORATE BD | Equities | 464288646 |  | 389 | 7815 | SH |  | SOLE |  | 7815 | 0 | 0 |
| ISHARES TR MSCI | Equities | 464288257 |  | 1828 | 21540 | SH |  | SOLE |  | 21540 | 0 | 0 |
| ISHARES TR S MIDCAP 400 INDEX | Equities | 464287507 |  | 349 | 1443 | SH |  | SOLE |  | 1443 | 0 | 0 |
| ISHS INTL SEL DV ETF | Equities | 464288448 |  | 381 | 14021 | SH |  | DFND |  | 14021 | 0 | 0 |
| ISHS INTL SEL DV ETF | Equities | 464288448 |  | 6149 | 226407 | SH |  | SOLE |  | 219549 | 0 | 6858 |
| JM SMUCKER CO/THE-NEW COM | Equities | 832696405 |  | 230 | 1450 | SH |  | SOLE |  | 1450 | 0 | 0 |
| JOHNSON  JOHNSON | Equities | 478160104 |  | 1067 | 6038 | SH |  | DFND |  | 6038 | 0 | 0 |
| JOHNSON  JOHNSON | Equities | 478160104 |  | 752 | 4255 | SH |  | SOLE |  | 4240 | 0 | 15 |
| JP MORGAN INTL BOND OPPORTUNITI | Equities | 46641Q852 |  | 490 | 10653 | SH |  | DFND |  | 10653 | 0 | 0 |
| JP MORGAN INTL BOND OPPORTUNITI | Equities | 46641Q852 |  | 13752 | 299065 | SH |  | SOLE |  | 297671 | 0 | 1394 |
| JP MORGAN ULTRA SHORT INC ETF | Equities | 46641Q837 |  | 206 | 4115 | SH |  | DFND |  | 4115 | 0 | 0 |
| JP MORGAN ULTRA SHORT INC ETF | Equities | 46641Q837 |  | 314 | 6270 | SH |  | SOLE |  | 6270 | 0 | 0 |
| JPMORGAN CHASE  CO | Equities | 46625H100 |  | 9 | 70 | SH |  | DFND |  | 70 | 0 | 0 |
| JPMORGAN CHASE  CO | Equities | 46625H100 |  | 975 | 7273 | SH |  | SOLE |  | 7259 | 0 | 14 |
| JPMORGAN ULTRA-SHORT MUNICIPAL | Equities | 46641Q654 |  | 689 | 13630 | SH |  | DFND |  | 13630 | 0 | 0 |
| JPMORGAN ULTRA-SHORT MUNICIPAL | Equities | 46641Q654 |  | 7151 | 141499 | SH |  | SOLE |  | 141499 | 0 | 0 |
| KROGER CO | Equities | 501044101 |  | 472 | 10594 | SH |  | SOLE |  | 10594 | 0 | 0 |
| LILLY ELI  COMMON | Equities | 532457108 |  | 5 | 14 | SH |  | DFND |  | 14 | 0 | 0 |
| LILLY ELI  COMMON | Equities | 532457108 |  | 671 | 1835 | SH |  | SOLE |  | 1827 | 0 | 8 |
| MASTERCARD CL A | Equities | 57636Q104 |  | 5 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| MASTERCARD CL A | Equities | 57636Q104 |  | 412 | 1184 | SH |  | SOLE |  | 1184 | 0 | 0 |
| MCDONALDS CORP COMMON | Equities | 580135101 |  | 241 | 916 | SH |  | SOLE |  | 916 | 0 | 0 |
| MERCK  CO INC NEW | Equities | 58933Y105 |  | 674 | 6075 | SH |  | DFND |  | 6075 | 0 | 0 |
| MERCK  CO INC NEW | Equities | 58933Y105 |  | 1044 | 9410 | SH |  | SOLE |  | 9386 | 0 | 24 |
| META PLATFORMS INC. | Equities | 30303M102 |  | 7 | 58 | SH |  | DFND |  | 58 | 0 | 0 |
| META PLATFORMS INC. | Equities | 30303M102 |  | 393 | 3265 | SH |  | SOLE |  | 3239 | 0 | 26 |
| METLIFE INC COMMON | Equities | 59156R108 |  | 215 | 2968 | SH |  | SOLE |  | 2968 | 0 | 0 |
| MICROSOFT CORP | Equities | 594918104 |  | 50 | 210 | SH |  | DFND |  | 210 | 0 | 0 |
| MICROSOFT CORP | Equities | 594918104 |  | 2127 | 8869 | SH |  | SOLE |  | 8827 | 0 | 42 |
| MOODYS CORP | Equities | 615369105 |  | 241 | 864 | SH |  | SOLE |  | 864 | 0 | 0 |
| NEXTERA ENERGY INC | Equities | 65339F101 |  | 247 | 2952 | SH |  | SOLE |  | 2952 | 0 | 0 |
| NVIDIA CORP | Equities | 67066G104 |  | 6 | 43 | SH |  | DFND |  | 43 | 0 | 0 |
| NVIDIA CORP | Equities | 67066G104 |  | 350 | 2394 | SH |  | SOLE |  | 2369 | 0 | 25 |
| ORACLE CORP | Equities | 68389X105 |  | 82 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| ORACLE CORP | Equities | 68389X105 |  | 245 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| PAYCHEX COMMON | Equities | 704326107 |  | 6 | 51 | SH |  | DFND |  | 51 | 0 | 0 |
| PAYCHEX COMMON | Equities | 704326107 |  | 247 | 2136 | SH |  | SOLE |  | 2115 | 0 | 21 |
| PEPSICO INC | Equities | 713448108 |  | 405 | 2243 | SH |  | SOLE |  | 2243 | 0 | 0 |
| PFIZER INC | Equities | 717081103 |  | 202 | 3940 | SH |  | DFND |  | 3940 | 0 | 0 |
| PFIZER INC | Equities | 717081103 |  | 286 | 5577 | SH |  | SOLE |  | 5577 | 0 | 0 |
| PROCTER  GAMBLE CO | Equities | 742718109 |  | 17137 | 113069 | SH |  | SOLE |  | 113069 | 0 | 0 |
| PRUDENTIAL FINL INC | Equities | 744320102 |  | 7 | 69 | SH |  | DFND |  | 69 | 0 | 0 |
| PRUDENTIAL FINL INC | Equities | 744320102 |  | 331 | 3331 | SH |  | SOLE |  | 3307 | 0 | 24 |
| QUALCOMM INC COMMON | Equities | 747525103 |  | 208 | 1888 | SH |  | SOLE |  | 1888 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | Equities | 75513E101 |  | 471 | 4668 | SH |  | DFND |  | 4668 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | Equities | 75513E101 |  | 115 | 1143 | SH |  | SOLE |  | 1143 | 0 | 0 |
| S GLOBAL INC COM | Equities | 78409V104 |  | 402 | 1200 | SH |  | DFND |  | 1200 | 0 | 0 |
| S GLOBAL INC COM | Equities | 78409V104 |  | 184 | 548 | SH |  | SOLE |  | 548 | 0 | 0 |
| SALESFORCE INC | Equities | 79466L302 |  | 4 | 32 | SH |  | DFND |  | 32 | 0 | 0 |
| SALESFORCE INC | Equities | 79466L302 |  | 295 | 2228 | SH |  | SOLE |  | 2211 | 0 | 17 |
| SCHWAB STRATEGIC TR | Equities | 808524706 |  | 280 | 11814 | SH |  | SOLE |  | 11814 | 0 | 0 |
| SCHWAB STRATEGIC TR | Equities | 808524805 |  | 464 | 14419 | SH |  | SOLE |  | 14419 | 0 | 0 |
| SCHWAB STRATEGIC US DIVIDEND EQ | Equities | 808524797 |  | 556 | 7364 | SH |  | SOLE |  | 7364 | 0 | 0 |
| SPDR BARCLAYS BLOOMBERG ST BD E | Equities | 78464A474 |  | 590 | 20090 | SH |  | DFND |  | 20090 | 0 | 0 |
| SPDR BARCLAYS BLOOMBERG ST BD E | Equities | 78464A474 |  | 45729 | 1556470 | SH |  | SOLE |  | 1548573 | 0 | 7897 |
| SPDR BARCLAYS SHORT TERM HIGHI | Equities | 78468R408 |  | 202 | 8336 | SH |  | DFND |  | 8336 | 0 | 0 |
| SPDR BARCLAYS SHORT TERM HIGHI | Equities | 78468R408 |  | 2620 | 108085 | SH |  | SOLE |  | 105079 | 0 | 3006 |
| SPDR GOLD TR GOLD SHS | Equities | 78463V107 |  | 85 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| SPDR GOLD TR GOLD SHS | Equities | 78463V107 |  | 205 | 1211 | SH |  | SOLE |  | 1211 | 0 | 0 |
| SPDR S 500 ETF TR TR UNIT | Equities | 78462F103 |  | 519 | 1356 | SH |  | DFND |  | 1356 | 0 | 0 |
| SPDR S 500 ETF TR TR UNIT | Equities | 78462F103 |  | 19188 | 50174 | SH |  | SOLE |  | 50132 | 0 | 42 |
| SPDR S MIDCAP 400 ETF TR | Equities | 78467Y107 |  | 71 | 160 | SH |  | DFND |  | 160 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | Equities | 78467Y107 |  | 1859 | 4198 | SH |  | SOLE |  | 4183 | 0 | 15 |
| SPDR SER TR NUVEEN BLOOMBERG BA | Equities | 78468R739 |  | 2380 | 50652 | SH |  | DFND |  | 50652 | 0 | 0 |
| SPDR SER TR NUVEEN BLOOMBERG BA | Equities | 78468R739 |  | 24977 | 531656 | SH |  | SOLE |  | 531656 | 0 | 0 |
| TARGET CORP | Equities | 87612E106 |  | 768 | 5153 | SH |  | SOLE |  | 5153 | 0 | 0 |
| TECH SELECT SEC SPDR | Equities | 81369Y803 |  | 31 | 250 | SH |  | DFND |  | 250 | 0 | 0 |
| TECH SELECT SEC SPDR | Equities | 81369Y803 |  | 697 | 5601 | SH |  | SOLE |  | 5601 | 0 | 0 |
| TESLA MTRS INC | Equities | 88160R101 |  | 7 | 55 | SH |  | DFND |  | 55 | 0 | 0 |
| TESLA MTRS INC | Equities | 88160R101 |  | 333 | 2706 | SH |  | SOLE |  | 2679 | 0 | 27 |
| THE HOME DEPOT INC | Equities | 437076102 |  | 9 | 29 | SH |  | DFND |  | 29 | 0 | 0 |
| THE HOME DEPOT INC | Equities | 437076102 |  | 616 | 1950 | SH |  | SOLE |  | 1942 | 0 | 8 |
| THERMO FISHER SCIENTIFIC INC CO | Equities | 883556102 |  | 6 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC CO | Equities | 883556102 |  | 359 | 651 | SH |  | SOLE |  | 646 | 0 | 5 |
| UNION PACIFIC CORP | Equities | 907818108 |  | 994 | 4800 | SH |  | DFND |  | 4800 | 0 | 0 |
| UNION PACIFIC CORP | Equities | 907818108 |  | 166 | 803 | SH |  | SOLE |  | 803 | 0 | 0 |
| UNITEDHEALTH GROUP INC | Equities | 91324P102 |  | 9 | 17 | SH |  | DFND |  | 17 | 0 | 0 |
| UNITEDHEALTH GROUP INC | Equities | 91324P102 |  | 806 | 1520 | SH |  | SOLE |  | 1515 | 0 | 5 |
| VANGUARD FTSE EMERGING MARKETS | Equities | 922042858 |  | 281 | 7199 | SH |  | DFND |  | 7199 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS | Equities | 922042858 |  | 10087 | 258770 | SH |  | SOLE |  | 258258 | 0 | 512 |
| VANGUARD IND FD MID-CAP ETF | Equities | 922908629 |  | 309 | 1515 | SH |  | SOLE |  | 1515 | 0 | 0 |
| VANGUARD INDEX FUNDS VANGUARD E | Equities | 922908652 |  | 483 | 3636 | SH |  | DFND |  | 3636 | 0 | 0 |
| VANGUARD INDEX FUNDS VANGUARD E | Equities | 922908652 |  | 12334 | 92835 | SH |  | SOLE |  | 92591 | 0 | 244 |
| VANGUARD LARGE-CAP ETF | Equities | 922908637 |  | 1542 | 8852 | SH |  | DFND |  | 8852 | 0 | 0 |
| VANGUARD LARGE-CAP ETF | Equities | 922908637 |  | 25067 | 143899 | SH |  | SOLE |  | 143899 | 0 | 0 |
| VANGUARD MUN BD FD INC TAX EXEM | Equities | 922907746 |  | 1058 | 21379 | SH |  | SOLE |  | 21379 | 0 | 0 |
| VANGUARD STAR FUNDS VANGUARD TO | Equities | 921909768 |  | 1478 | 28583 | SH |  | DFND |  | 28583 | 0 | 0 |
| VANGUARD STAR FUNDS VANGUARD TO | Equities | 921909768 |  | 49691 | 960776 | SH |  | SOLE |  | 960776 | 0 | 0 |
| VERIZON COMMUNICATIONS INC COMM | Equities | 92343V104 |  | 230 | 5829 | SH |  | SOLE |  | 5829 | 0 | 0 |
| VISA COMMON CL A | Equities | 92826C839 |  | 10 | 48 | SH |  | DFND |  | 48 | 0 | 0 |
| VISA COMMON CL A | Equities | 92826C839 |  | 638 | 3073 | SH |  | SOLE |  | 3051 | 0 | 22 |
| WALT DISNEY COMMON | Equities | 254687106 |  | 6 | 65 | SH |  | DFND |  | 65 | 0 | 0 |
| WALT DISNEY COMMON | Equities | 254687106 |  | 483 | 5564 | SH |  | SOLE |  | 5533 | 0 | 31 |
| WELLS FARGO  CO | Equities | 949746101 |  | 443 | 10725 | SH |  | SOLE |  | 10725 | 0 | 0 |

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