# EDGAR Filing Document

**Accession Number:** 0001596242
**File Stem:** 0001140361-26-005278
**Filing Date:** 2026-2
**Character Count:** 8317
**Document Hash:** b6fd65b19d6e4202696e8df335ecbdf2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-26-005278.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0001140361-26-005278

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20251231

**ITEM INFORMATION**: Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**ABS RULE**: RULE-15GA1

**PERIOD START**: 20251001

**ABS ASSET CLASS**: Debt Securities

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** loanDepot.com, LLC
- **CENTRAL INDEX KEY:** 0001596242

**ORGANIZATION NAME:**
- **EIN:** 264599244
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-03781
- **FILM NUMBER:** 26630627

**BUSINESS ADDRESS:**
- **STREET 1:** 26642 TOWNE CENTER DRIVE
- **CITY:** FOOTHILL RANCH
- **STATE:** CA
- **ZIP:** 92610
- **BUSINESS PHONE:** (888) 337-6888

**MAIL ADDRESS:**
- **STREET 1:** 26642 TOWNE CENTER DRIVE
- **CITY:** FOOTHILL RANCH
- **STATE:** CA
- **ZIP:** 92610

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### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

### FORM ABS-15G

#### ASSET-BACKED SECURITIZER

#### REPORT PURSUANT TO SECTION 15G OF

#### THE SECURITIES EXCHANGE ACT OF 1934

#### loanDepot.com, LLC<sup>1</sup>
Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

&nbsp;&nbsp;&nbsp;&nbsp;☒ **Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period October 1, 2025 to December 31, 2025** 

Date of Report (Date of earliest event reported): <u>February 13, 2026</u>

Commission File Number of securitizer:<u> </u>

Central Index Key Number of securitizer: <u>0001596242</u>

Gregg Smallwood (888) 337-6888

Name and telephone number, including area code, of the person to

contact in connection with this filing

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Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

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<sup>1</sup> loanDepot.com, LLC, a Delaware limited liability company (the "Securitizer"), is filing this Form ABS-15G in its capacity as sponsor of the Mello Warehouse Securitization Trust 2024-1 and the Mello Warehouse Securitization Trust 2025-1. The Securitizer is also a securitizer of asset-backed securities guaranteed by Ginnie Mae ("GNMA MBS"). The Securitizer has no repurchase activity to report for the quarterly reporting period except for the specific GNMA MBS issuances described in Item 1.02 of this Form ABS-15G.

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#### REPRESENTATION AND WARRANTY INFORMATION

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| | |
|:---|:---|
| **Item 1.01** | **Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure.** |

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N/A

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| | |
|:---|:---|
| **Item 1.02** | **Periodic Filing of Rule 15Ga-1 Representation and Warranties Disclosure Explanatory Note** |

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The Securitizer attempted to gather the information required by this Form ABS-15G and Rule 15Ga-1 by, among other things, (i) identifying asset backed securities transactions that fall within the scope of Rule 15Ga-1 for which it is a securitizer and that are not covered by a filing to be made by an affiliated securitizer ("Covered Transactions"), (ii) gathering information in its records regarding demands for repurchase or replacement of pool assets in Covered Transactions for breaches of representations or warranties concerning those pool assets ("Repurchases") that are required to be reported on Form ABS-15G ("Reportable Information"), and (iii) identifying the parties in Covered Transactions that have a contractual obligation to enforce any Repurchase obligations of the party or parties making those representations or warranties based on the records of the Secuyritizer ("Demand Entities"). The information in this Form ABS-15G has not been verified by any third party.

The Securitizer has repurchase activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2) Item 99.1 Exhibits solely in its capacity as a securitizer of GNMA MBS. The Securitizer provides the tabular disclosures below with respect to the specific GNMA MBS issuances (identified by Pool #) for which there was reportable repurchase activity during the reporting period covered by this Form ABS-15G.

The following is filed as an Exhibit to this Report under ABS-15G:

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| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Name of Issuing** | **Name of**<br> **Originator** | **Total Assets in**<br> **ABS by**<br> **Originator (1)** | **Assets That**<br> **Were**<br> **Subject of**<br> **Demand (2)** | **Assets That**<br> **Were**<br> **Repurchased**<br> **or Replaced**<br> **(2)(3)** | **Assets**<br> **Pending**<br> **Repurchase**<br> **or**<br> **Replacement**<br> **(within cure<br> period) (2)** | **Demand in**<br> **Dispute (2)(4)** | **Demand**<br> **Withdrawn (2)** | **Demand**<br> **Rejected (2)** |
| **Entity** | **Name of**<br> **Originator** | **# $(%)** | **# $(%)** | **# $(%)** | **# $(%)** | **# $(%)** | **# $(%)** | **# $(%)** |
|  | **Name of**<br> **Originator** |  |  |  |  |  |  |  |
| (a)<br> (b) | (c) | (d) (e) (f) | (g) (h) (i) | (j) (k) (l) | (m) (n) (o) | (p) (q) (r) | (s) (t) (u) | (v) (w) (x) |
| GNMA-II Pool # CK0341 | loanDepot.com, LLC | 112 / $40,723,318 / 100% |  |  |  | 2 / $1,102,761 / 2.708% |  |  |
| GNMA-II Pool # CK0367 | loanDepot.com, LLC | 116 / $42,620,250 / 100% |  |  |  | 1 / $463,094 / 1.087% |  |  |
| GNMA-II Pool # CK0368 | loanDepot.com, LLC | 114 / $43,396,749 / 100% |  |  |  | 1 / $475,450 / 1.096% |  |  |
| GNMA-II Pool # CK0369 | loanDepot.com, LLC | 127 / $43,984,312 / 100% |  |  |  | 1 / $409,569 / 0.931% |  |  |
| GNMA-II Pool # CK0373 | loanDepot.com, LLC | 172 / $49,689,457 / 100% |  |  |  | 2 / $373,965 / 0.753% |  |  |
| GNMA-II Pool # CK0387 | loanDepot.com, LLC | 41 / $23,842,256 / 100% |  |  |  | 1 / $250,978 / 1.053% |  |  |
| GNMA-II Pool # CK0390 | loanDepot.com, LLC | 106 / $43,961,692 / 100% |  |  |  | 1 / $585,294 / 1.331% |  |  |
| GNMA-II Pool # CK0404 | loanDepot.com, LLC | 132 / $49,139,989 / 100% |  | 1 / $245,560 / 0.5% |  | 1 / $525,664 / 1.07% |  |  |
| GNMA-II Pool # CN3059 | loanDepot.com, LLC | 54 / $19,258,199 / 100% |  |  |  | 1 / $473,286 / 2.458% |  |  |
| **GNMA-II Pool # Grand Total** | **loanDepot.com, LLC** | **974 / $356,616,222 / 100%** | **0 / $/ 0%** | **1 / $245,560 / 0.069%** | **0 / $/ 0%** | **11 / $4,660,061 / 1.307%** | **0 / $/ 0%** | **0 / $/ 0%** |

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<br> 1) The information reported in columns (d) through (f) is by principal balance of pool assets at the time of the respective securitization.

2) The information reported in columns (g) through (x) is for the reporting period and the respective percentages are determined using principal balance of pool assets as of the reporting period end date.

<br> 3) The asset identified in columns (j) through (l) was repurchased by the Securitizer during the reporting period. The asset identified in columns (j) through (l) was identified by GNMA for repurchase during a prior reporting period.

<br> 4) The assets identified in columns (p) through (r) were identified by GNMA for repurchase during prior reporting periods. The Securitizer is corresponding with GNMA regarding its position.

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| | |
|:---|:---|
| **Item 1.03** | **Notice of Termination of Duty to File Reports under Rule 15Ga-1** |

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N/A

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#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | | |
|:---|:---|:---|:---|
| Date: February 13, 2026 | LOANDEPOT.COM, LLC. | LOANDEPOT.COM, LLC. | LOANDEPOT.COM, LLC. |
|  |  | (Securitizer) | (Securitizer) |
|  | By: | /s/ Jeff DerGurahian | /s/ Jeff DerGurahian |
|  |  | Name: | Jeff DerGurahian |
|  |  | Title: | Chief Capital Markets Officer |

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