# EDGAR Filing Document

**Accession Number:** 0001833780
**File Stem:** 0001833780-25-000012
**Filing Date:** 2025-11
**Character Count:** 24460
**Document Hash:** 2301b64b6b1adc5f08c304942b49a05b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001833780-25-000012.hdr.sgml**: 20251106

**ACCESSION NUMBER**: 0001833780-25-000012

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251106

**DATE AS OF CHANGE**: 20251106

**EFFECTIVENESS DATE**: 20251106

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Wealthstream Advisors, Inc.
- **CENTRAL INDEX KEY:** 0001833780

**ORGANIZATION NAME:**
- **EIN:** 201192795
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21665
- **FILM NUMBER:** 251456731

**BUSINESS ADDRESS:**
- **STREET 1:** 60 EAST 42ND STREET
- **STREET 2:** SUITE 1120
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10165
- **BUSINESS PHONE:** 212-971-9241

**MAIL ADDRESS:**
- **STREET 1:** 60 EAST 42ND STREET
- **STREET 2:** SUITE 1120
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10165

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Wealthstream Advisors Inc.<br>**Address:** 60 EAST 42ND STREET<br>SUITE 1120<br>NEW YORK, NY 10165

**Form 13F File Number:** 028-21665

**CRD Number (if applicable):** 000129428

**SEC File Number (if applicable):** 801-63363

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Goodman<br>**Title:** President<br>**Phone:** 2129719241

**Signature, Place, and Date of Signing:**

Michael Goodman  New York, NY  11-06-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 204

**Form 13F Information Table Value Total:** $661331926

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 2023 ETF SERIES TRUST | EAGLE CAPITAL SE | 88339Y102 |  | 5496577 | 175834 | SH |  | SOLE | 0 | 0 | 0 | 175834 |
| ABBOTT LABS | COM | 002824100 |  | 273628 | 2043 | SH |  | SOLE | 0 | 38 | 0 | 2005 |
| ABBVIE INC | COM | 00287Y109 |  | 487933 | 2107 | SH |  | SOLE | 0 | 80 | 0 | 2027 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 209023 | 848 | SH |  | SOLE | 0 | 78 | 0 | 770 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 262262 | 1621 | SH |  | SOLE | 0 | 45 | 0 | 1576 |
| AERCAP HOLDINGS NV | SHS | N00985106 |  | 493559 | 4079 | SH |  | SOLE | 0 | 0 | 0 | 4079 |
| AGNICO EAGLE MINES LTD | COM | 008474108 |  | 205643 | 1220 | SH |  | SOLE | 0 | 25 | 0 | 1195 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 377299 | 2111 | SH |  | SOLE | 0 | 34 | 0 | 2077 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2638265 | 10833 | SH |  | SOLE | 0 | 133 | 0 | 10700 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3187461 | 13112 | SH |  | SOLE | 0 | 1237 | 0 | 11875 |
| AMAZON COM INC | COM | 023135106 |  | 3400987 | 15489 | SH |  | SOLE | 0 | 603 | 0 | 14886 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 533282 | 4906 | SH |  | SOLE | 0 | 0 | 0 | 4906 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 2173213 | 27544 | SH |  | SOLE | 0 | 0 | 0 | 27544 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 1561711 | 20792 | SH |  | SOLE | 0 | 0 | 0 | 20792 |
| AMERICAN CENTY ETF TR | AVANTIS RESPON U | 025072281 |  | 3052055 | 41486 | SH |  | SOLE | 0 | 0 | 0 | 41486 |
| AMERICAN CENTY ETF TR | AVANTIS RESPONSI | 025072299 |  | 2239834 | 31304 | SH |  | SOLE | 0 | 0 | 0 | 31304 |
| AMERICAN CENTY ETF TR | AVANTIS RESPONSI | 025072315 |  | 511215 | 8042 | SH |  | SOLE | 0 | 0 | 0 | 8042 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 |  | 14131995 | 169428 | SH |  | SOLE | 0 | 0 | 0 | 169428 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 282718 | 851 | SH |  | SOLE | 0 | 12 | 0 | 839 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 300183 | 611 | SH |  | SOLE | 0 | 214 | 0 | 397 |
| AON PLC | SHS CL A | G0403H108 |  | 399026 | 1119 | SH |  | SOLE | 0 | 3 | 0 | 1116 |
| APPLE INC | COM | 037833100 |  | 4924554 | 19340 | SH |  | SOLE | 0 | 1899 | 0 | 17441 |
| APPLIED MATLS INC | COM | 038222105 |  | 240030 | 1172 | SH |  | SOLE | 0 | 32 | 0 | 1140 |
| ASE TECHNOLOGY HLDG CO LTD | SPONSORED ADS | 00215W100 |  | 194896 | 17574 | SH |  | SOLE | 0 | 390 | 0 | 17184 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 516020 | 533 | SH |  | SOLE | 0 | 12 | 0 | 521 |
| AT INC | COM | 00206R102 |  | 216347 | 7661 | SH |  | SOLE | 0 | 404 | 0 | 7257 |
| BANCO BILBAO VIZCAYA ARGENTA | SPONSORED ADR | 05946K101 |  | 199931 | 10386 | SH |  | SOLE | 0 | 449 | 0 | 9937 |
| BANCO SANTANDER S.A. | ADR | 05964H105 |  | 395075 | 37698 | SH |  | SOLE | 0 | 399 | 0 | 37299 |
| BANK AMERICA CORP | COM | 060505104 |  | 430956 | 8353 | SH |  | SOLE | 0 | 651 | 0 | 7702 |
| BANK NOVA SCOTIA HALIFAX | COM | 064149107 |  | 200027 | 3094 | SH |  | SOLE | 0 | 36 | 0 | 3058 |
| BARCLAYS PLC | ADR | 06738E204 |  | 225964 | 10932 | SH |  | SOLE | 0 | 0 | 0 | 10932 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1371977 | 2729 | SH |  | SOLE | 0 | 115 | 0 | 2614 |
| BLACKROCK INC | COM | 09290D101 |  | 265818 | 228 | SH |  | SOLE | 0 | 24 | 0 | 204 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 200826 | 37 | SH |  | SOLE | 0 | 2 | 0 | 35 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 202606 | 3817 | SH |  | SOLE | 0 | 40 | 0 | 3777 |
| BROADCOM INC | COM | 11135F101 |  | 1621306 | 4914 | SH |  | SOLE | 0 | 229 | 0 | 4685 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 209882 | 2226 | SH |  | SOLE | 0 | 9 | 0 | 2217 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 501244 | 2358 | SH |  | SOLE | 0 | 25 | 0 | 2333 |
| CAPITOL FED FINL INC | COM | 14057J101 |  | 65094 | 10251 | SH |  | SOLE | 0 | 230 | 0 | 10021 |
| CBRE GROUP INC | CL A | 12504L109 |  | 277621 | 1762 | SH |  | SOLE | 0 | 228 | 0 | 1534 |
| CHEVRON CORP NEW | COM | 166764100 |  | 321286 | 2069 | SH |  | SOLE | 0 | 73 | 0 | 1996 |
| CHUNGHWA TELECOM CO LTD | SPON ADR NEW11 | 17133Q502 |  | 254915 | 5844 | SH |  | SOLE | 0 | 99 | 0 | 5745 |
| CIA ENERGETICA DE MINAS GERA | SP ADR N-V PFD | 204409601 |  | 32171 | 15247 | SH |  | SOLE | 0 | 0 | 0 | 15247 |
| CISCO SYS INC | COM | 17275R102 |  | 250624 | 3663 | SH |  | SOLE | 0 | 133 | 0 | 3530 |
| COCA COLA CO | COM | 191216100 |  | 343853 | 5185 | SH |  | SOLE | 0 | 96 | 0 | 5088 |
| COMPANHIA PARANAENSE DE ENER | SPON ADS | 20441B605 |  | 134309 | 13705 | SH |  | SOLE | 0 | 167 | 0 | 13538 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 955242 | 1032 | SH |  | SOLE | 0 | 18 | 0 | 1014 |
| DEUTSCHE BANK A G | NAMEN AKT | D18190898 |  | 234697 | 6628 | SH |  | SOLE | 0 | 164 | 0 | 6464 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 224543 | 6291 | SH |  | SOLE | 0 | 0 | 0 | 6291 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 106237626 | 3239940 | SH |  | SOLE | 0 | 15112 | 0 | 3224828 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 300210 | 6561 | SH |  | SOLE | 0 | 0 | 0 | 6561 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 228506 | 6286 | SH |  | SOLE | 0 | 0 | 0 | 6286 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 35173788 | 485558 | SH |  | SOLE | 0 | 0 | 0 | 485558 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 196097980 | 5084210 | SH |  | SOLE | 0 | 25960 | 0 | 5058250 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 2491122 | 36388 | SH |  | SOLE | 0 | 0 | 0 | 36388 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 4154343 | 71368 | SH |  | SOLE | 0 | 0 | 0 | 71368 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 1175914 | 37473 | SH |  | SOLE | 0 | 0 | 0 | 37473 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 41584151 | 1100984 | SH |  | SOLE | 0 | 6681 | 0 | 1094302 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 424890 | 13345 | SH |  | SOLE | 0 | 0 | 0 | 13345 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 |  | 598051 | 14555 | SH |  | SOLE | 0 | 0 | 0 | 14555 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 272021 | 6405 | SH |  | SOLE | 0 | 0 | 0 | 6405 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 539121 | 19741 | SH |  | SOLE | 0 | 0 | 0 | 19741 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 238748 | 7257 | SH |  | SOLE | 0 | 0 | 0 | 7257 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 533742 | 7419 | SH |  | SOLE | 0 | 0 | 0 | 7419 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 47710316 | 1487693 | SH |  | SOLE | 0 | 5849 | 0 | 1481844 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 6858574 | 153470 | SH |  | SOLE | 0 | 0 | 0 | 153470 |
| DR REDDYS LABS LTD | ADR | 256135203 |  | 297187 | 21258 | SH |  | SOLE | 0 | 305 | 0 | 20953 |
| EA SERIES TRUST | CAMBRIA GLOBAL | 02072Q713 |  | 2391968 | 47499 | SH |  | SOLE | 0 | 0 | 0 | 47499 |
| ELI LILLY  CO | COM | 532457108 |  | 1355142 | 1776 | SH |  | SOLE | 0 | 204 | 0 | 1572 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 483270 | 744 | SH |  | SOLE | 0 | 119 | 0 | 625 |
| EMPIRE ST RLTY TR INC | CL A | 292104106 |  | 77686 | 10142 | SH |  | SOLE | 0 | 0 | 0 | 10142 |
| ENEL CHILE S.A. | SPONSORED ADR | 29278D105 |  | 76178 | 19583 | SH |  | SOLE | 0 | 0 | 0 | 19583 |
| EVERCORE INC | CLASS A | 29977A105 |  | 271880 | 806 | SH |  | SOLE | 0 | 13 | 0 | 793 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 513935 | 4558 | SH |  | SOLE | 0 | 139 | 0 | 4419 |
| FASTENAL CO | COM | 311900104 |  | 217790 | 4441 | SH |  | SOLE | 0 | 122 | 0 | 4319 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 773758 | 2765 | SH |  | SOLE | 0 | 0 | 0 | 2765 |
| FLEXSHARES TR | MORNSTAR USMKT | 33939L100 |  | 5680767 | 23446 | SH |  | SOLE | 0 | 0 | 0 | 23446 |
| FLEXSHARES TR | M STAR DEV MKT | 33939L803 |  | 320978 | 3617 | SH |  | SOLE | 0 | 0 | 0 | 3617 |
| FLEXSHARES TR | MSTAR EMKT FAC | 33939L308 |  | 1077867 | 17080 | SH |  | SOLE | 0 | 0 | 0 | 17080 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1451979 | 4827 | SH |  | SOLE | 0 | 55 | 0 | 4772 |
| GE VERNOVA INC | COM | 36828A101 |  | 967254 | 1573 | SH |  | SOLE | 0 | 14 | 0 | 1559 |
| GENPACT LIMITED | SHS | G3922B107 |  | 246648 | 5888 | SH |  | SOLE | 0 | 351 | 0 | 5537 |
| GERDAU SA | SPON ADR REP PFD | 373737105 |  | 32212 | 10391 | SH |  | SOLE | 0 | 0 | 0 | 10391 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1211662 | 1522 | SH |  | SOLE | 0 | 8 | 0 | 1514 |
| HDFC BANK LTD | SPONSORED ADS | 40415F101 |  | 413302 | 12099 | SH |  | SOLE | 0 | 172 | 0 | 11927 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 411991 | 1588 | SH |  | SOLE | 0 | 6 | 0 | 1582 |
| HOME DEPOT INC | COM | 437076102 |  | 867861 | 2142 | SH |  | SOLE | 0 | 120 | 0 | 2022 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 |  | 287209 | 4046 | SH |  | SOLE | 0 | 33 | 0 | 4013 |
| ICICI BANK LIMITED | ADR | 45104G104 |  | 382599 | 12656 | SH |  | SOLE | 0 | 175 | 0 | 12481 |
| ICL GROUP LTD | SHS | M53213100 |  | 81937 | 13163 | SH |  | SOLE | 0 | 288 | 0 | 12875 |
| INFOSYS LTD | SPONSORED ADR | 456788108 |  | 212405 | 13055 | SH |  | SOLE | 0 | 219 | 0 | 12836 |
| ING GROEP N.V. | SPONSORED ADR | 456837103 |  | 261522 | 10028 | SH |  | SOLE | 0 | 233 | 0 | 9795 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 457827 | 1623 | SH |  | SOLE | 0 | 29 | 0 | 1594 |
| INTUIT | COM | 461202103 |  | 210342 | 308 | SH |  | SOLE | 0 | 11 | 0 | 297 |
| INVESCO EXCH TRADED FD TR II | S GBL WATER | 46138E263 |  | 271992 | 4234 | SH |  | SOLE | 0 | 0 | 0 | 4234 |
| INVESCO EXCHANGE TRADED FD T | AI AND NEXT GEN | 46137V639 |  | 307971 | 5700 | SH |  | SOLE | 0 | 0 | 0 | 5700 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 606831 | 1011 | SH |  | SOLE | 0 | 0 | 0 | 1011 |
| ISHARES INC | MSCI CDA ETF | 464286509 |  | 1000537 | 19793 | SH |  | SOLE | 0 | 0 | 0 | 19793 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 2682942 | 40700 | SH |  | SOLE | 0 | 0 | 0 | 40700 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 9429218 | 107997 | SH |  | SOLE | 0 | 0 | 0 | 107997 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 428667 | 2944 | SH |  | SOLE | 0 | 0 | 0 | 2944 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 676579 | 14087 | SH |  | SOLE | 0 | 0 | 0 | 14087 |
| ISHARES TR | SELECT US REIT | 464287564 |  | 957036 | 15531 | SH |  | SOLE | 0 | 0 | 0 | 15531 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 208997 | 1994 | SH |  | SOLE | 0 | 0 | 0 | 1994 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 217306 | 1490 | SH |  | SOLE | 0 | 0 | 0 | 1490 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 988641 | 5048 | SH |  | SOLE | 0 | 0 | 0 | 5048 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 224105 | 1779 | SH |  | SOLE | 0 | 0 | 0 | 1779 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 379857 | 4068 | SH |  | SOLE | 0 | 0 | 0 | 4068 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 983283 | 15067 | SH |  | SOLE | 0 | 0 | 0 | 15067 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 383560 | 4000 | SH |  | SOLE | 0 | 0 | 0 | 4000 |
| ISHARES TR | CORE S ETF | 464287200 |  | 666973 | 997 | SH |  | SOLE | 0 | 0 | 0 | 997 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1199739 | 9938 | SH |  | SOLE | 0 | 0 | 0 | 9938 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1275160 | 3489 | SH |  | SOLE | 0 | 0 | 0 | 3489 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 3729725 | 7963 | SH |  | SOLE | 0 | 0 | 0 | 7963 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 641532 | 3628 | SH |  | SOLE | 0 | 0 | 0 | 3628 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 20417908 | 53882 | SH |  | SOLE | 0 | 0 | 0 | 53882 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 317147 | 3173 | SH |  | SOLE | 0 | 0 | 0 | 3173 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 241726 | 4527 | SH |  | SOLE | 0 | 0 | 0 | 4527 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 1428624 | 5269 | SH |  | SOLE | 0 | 0 | 0 | 5269 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 402535 | 3500 | SH |  | SOLE | 0 | 0 | 0 | 3500 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 270108 | 2838 | SH |  | SOLE | 0 | 0 | 0 | 2838 |
| ISHARES TR | 3YRTB ETF | 464288125 |  | 254340 | 3339 | SH |  | SOLE | 0 | 0 | 0 | 3339 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 1414874 | 13565 | SH |  | SOLE | 0 | 0 | 0 | 13565 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 475736 | 2566 | SH |  | SOLE | 0 | 407 | 0 | 2158 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1469164 | 4658 | SH |  | SOLE | 0 | 238 | 0 | 4419 |
| KB FINL GROUP INC | SPONSORED ADR | 48241A105 |  | 205368 | 2477 | SH |  | SOLE | 0 | 36 | 0 | 2441 |
| KOREA ELEC PWR CORP | SPONSORED ADR | 500631106 |  | 164352 | 12594 | SH |  | SOLE | 0 | 0 | 0 | 12594 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 221716 | 1656 | SH |  | SOLE | 0 | 48 | 0 | 1608 |
| LG DISPLAY CO LTD | SPONS ADR REP | 50186V102 |  | 211561 | 40529 | SH |  | SOLE | 0 | 315 | 0 | 40214 |
| LIFE360 INC | COM | 532206109 |  | 7712384 | 72553 | SH |  | SOLE | 0 | 0 | 0 | 72553 |
| LINDE PLC | SHS | G54950103 |  | 225640 | 475 | SH |  | SOLE | 0 | 34 | 0 | 441 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 |  | 250118 | 55092 | SH |  | SOLE | 0 | 1546 | 0 | 53546 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 200882 | 402 | SH |  | SOLE | 0 | 59 | 0 | 343 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 613584 | 2356 | SH |  | SOLE | 0 | 101 | 0 | 2255 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 501218 | 881 | SH |  | SOLE | 0 | 48 | 0 | 833 |
| MCDONALDS CORP | COM | 580135101 |  | 302310 | 995 | SH |  | SOLE | 0 | 24 | 0 | 971 |
| MEDICAL PPTYS TRUST INC | COM | 58463J304 |  | 59694 | 11774 | SH |  | SOLE | 0 | 368 | 0 | 11406 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2770221 | 3772 | SH |  | SOLE | 0 | 139 | 0 | 3633 |
| MICROSOFT CORP | COM | 594918104 |  | 7297612 | 14089 | SH |  | SOLE | 0 | 825 | 0 | 13264 |
| MIZUHO FINANCIAL GROUP INC | SPONSORED ADR | 60687Y109 |  | 204314 | 30495 | SH |  | SOLE | 0 | 1125 | 0 | 29370 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 369494 | 808 | SH |  | SOLE | 0 | 62 | 0 | 746 |
| NETFLIX INC | COM | 64110L106 |  | 1311618 | 1094 | SH |  | SOLE | 0 | 27 | 0 | 1067 |
| NOKIA CORP | SPONSORED ADR | 654902204 |  | 52697 | 10956 | SH |  | SOLE | 0 | 0 | 0 | 10956 |
| NOMURA HLDGS INC | SPONSORED ADR | 65535H208 |  | 99366 | 13668 | SH |  | SOLE | 0 | 375 | 0 | 13293 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 308021 | 2402 | SH |  | SOLE | 0 | 79 | 0 | 2323 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 5888532 | 31560 | SH |  | SOLE | 0 | 2666 | 0 | 28894 |
| ORACLE CORP | COM | 68389X105 |  | 993802 | 3534 | SH |  | SOLE | 0 | 282 | 0 | 3252 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 460428 | 2524 | SH |  | SOLE | 0 | 324 | 0 | 2200 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 256600 | 1582 | SH |  | SOLE | 0 | 38 | 0 | 1544 |
| PIMCO MUN INCOME FD II | COM | 72200W106 |  | 107489 | 13589 | SH |  | SOLE | 0 | 0 | 0 | 13589 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 275002 | 1790 | SH |  | SOLE | 0 | 120 | 0 | 1669 |
| PROGRESSIVE CORP | COM | 743315103 |  | 274412 | 1111 | SH |  | SOLE | 0 | 21 | 0 | 1090 |
| PROSHARES TR | PSHS ULT S 500 | 74347R107 |  | 591621 | 5276 | SH |  | SOLE | 0 | 0 | 0 | 5276 |
| QUALCOMM INC | COM | 747525103 |  | 255458 | 1536 | SH |  | SOLE | 0 | 161 | 0 | 1375 |
| RTX CORPORATION | COM | 75513E101 |  | 326120 | 1949 | SH |  | SOLE | 0 | 79 | 0 | 1870 |
| SAP SE | SPON ADR | 803054204 |  | 284661 | 1065 | SH |  | SOLE | 0 | 14 | 0 | 1051 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 233532 | 2446 | SH |  | SOLE | 0 | 47 | 0 | 2399 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1180155 | 45903 | SH |  | SOLE | 0 | 0 | 0 | 45903 |
| SERVICENOW INC | COM | 81762P102 |  | 217186 | 236 | SH |  | SOLE | 0 | 5 | 0 | 231 |
| SHELL PLC | SPON ADS | 780259305 |  | 452149 | 6321 | SH |  | SOLE | 0 | 23 | 0 | 6298 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 |  | 204582 | 7106 | SH |  | SOLE | 0 | 130 | 0 | 6976 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 233899 | 658 | SH |  | SOLE | 0 | 0 | 0 | 658 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 4691254 | 7042 | SH |  | SOLE | 0 | 0 | 0 | 7042 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 826193 | 14932 | SH |  | SOLE | 0 | 0 | 0 | 14932 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 323516 | 2310 | SH |  | SOLE | 0 | 0 | 0 | 2310 |
| STRYKER CORPORATION | COM | 863667101 |  | 225516 | 610 | SH |  | SOLE | 0 | 8 | 0 | 602 |
| SUMITOMO MITSUI FINL GROUP I | SPONSORED ADR | 86562M209 |  | 233473 | 13947 | SH |  | SOLE | 0 | 466 | 0 | 13481 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1841130 | 6592 | SH |  | SOLE | 0 | 83 | 0 | 6509 |
| TESLA INC | COM | 88160R101 |  | 1373271 | 3088 | SH |  | SOLE | 0 | 154 | 0 | 2934 |
| TJX COS INC NEW | COM | 872540109 |  | 324483 | 2245 | SH |  | SOLE | 0 | 100 | 0 | 2145 |
| TURKCELL ILETISIM HIZMETLERI | SPON ADR NEW | 900111204 |  | 64901 | 10781 | SH |  | SOLE | 0 | 149 | 0 | 10632 |
| UBS GROUP AG | SHS | H42097107 |  | 249727 | 6091 | SH |  | SOLE | 0 | 119 | 0 | 5972 |
| ULTRAPAR PARTICIPACOES SA | SP ADR REP COM | 90400P101 |  | 61316 | 14955 | SH |  | SOLE | 0 | 490 | 0 | 14465 |
| UNITED MICROELECTRONICS CORP | SPON ADR NEW | 910873405 |  | 178782 | 23586 | SH |  | SOLE | 0 | 328 | 0 | 23258 |
| UNITED RENTALS INC | COM | 911363109 |  | 319818 | 335 | SH |  | SOLE | 0 | 69 | 0 | 266 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 677317 | 1962 | SH |  | SOLE | 0 | 26 | 0 | 1936 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 746461 | 10037 | SH |  | SOLE | 0 | 0 | 0 | 10037 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 631045 | 7997 | SH |  | SOLE | 0 | 0 | 0 | 7997 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 336954 | 6813 | SH |  | SOLE | 0 | 0 | 0 | 6813 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 353136 | 1202 | SH |  | SOLE | 0 | 0 | 0 | 1202 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 331230 | 1897 | SH |  | SOLE | 0 | 0 | 0 | 1897 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1470501 | 4777 | SH |  | SOLE | 0 | 0 | 0 | 4777 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 3805463 | 6214 | SH |  | SOLE | 0 | 0 | 0 | 6214 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2393364 | 4990 | SH |  | SOLE | 0 | 0 | 0 | 4990 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 949310 | 5090 | SH |  | SOLE | 0 | 0 | 0 | 5090 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 439400 | 1496 | SH |  | SOLE | 0 | 0 | 0 | 1496 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 645645 | 3094 | SH |  | SOLE | 0 | 0 | 0 | 3094 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 337362 | 3690 | SH |  | SOLE | 0 | 0 | 0 | 3690 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 805778 | 3849 | SH |  | SOLE | 0 | 0 | 0 | 3849 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 6322858 | 19267 | SH |  | SOLE | 0 | 0 | 0 | 19267 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 658920 | 12162 | SH |  | SOLE | 0 | 0 | 0 | 12162 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 2796529 | 20294 | SH |  | SOLE | 0 | 0 | 0 | 20294 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 9157382 | 31114 | SH |  | SOLE | 0 | 0 | 0 | 31114 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 249473 | 2791 | SH |  | SOLE | 0 | 0 | 0 | 2791 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 418166 | 1938 | SH |  | SOLE | 0 | 0 | 0 | 1938 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 245913 | 3348 | SH |  | SOLE | 0 | 0 | 0 | 3348 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1150895 | 19207 | SH |  | SOLE | 0 | 0 | 0 | 19207 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 672391 | 1671 | SH |  | SOLE | 0 | 0 | 0 | 1671 |
| VISA INC | COM CL A | 92826C839 |  | 694286 | 2034 | SH |  | SOLE | 0 | 187 | 0 | 1847 |
| WALMART INC | COM | 931142103 |  | 566603 | 5498 | SH |  | SOLE | 0 | 454 | 0 | 5044 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 687672 | 8204 | SH |  | SOLE | 0 | 118 | 0 | 8086 |
| WIPRO LTD | SPON ADR 1 SH | 97651M109 |  | 205782 | 78244 | SH |  | SOLE | 0 | 1413 | 0 | 76831 |
| WOODWARD INC | COM | 980745103 |  | 392459 | 1553 | SH |  | SOLE | 0 | 0 | 0 | 1553 |
| WOORI FINL GROUP INC | SPONSORED ADS | 981064108 |  | 321698 | 5729 | SH |  | SOLE | 0 | 105 | 0 | 5624 |

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