# EDGAR Filing Document

**Accession Number:** 0000712050
**File Stem:** 0000712050-23-000005
**Filing Date:** 2023-2
**Character Count:** 28761
**Document Hash:** 58d22768766791b93c358ee57c479b10
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000712050-23-000005.hdr.sgml**: 20230202

**ACCESSION NUMBER**: 0000712050-23-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230202

**DATE AS OF CHANGE**: 20230202

**EFFECTIVENESS DATE**: 20230202

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ALTFEST L J & CO INC
- **CENTRAL INDEX KEY:** 0000712050
- **IRS NUMBER:** 133153733
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16041
- **FILM NUMBER:** 23579514

**BUSINESS ADDRESS:**
- **STREET 1:** 445 PARK AVENUE
- **STREET 2:** 6TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10022
- **BUSINESS PHONE:** 212-406-0850

**MAIL ADDRESS:**
- **STREET 1:** 445 PARK AVENUE
- **STREET 2:** 6TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10022

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ALTFEST L J & CO INC /ADV
- **DATE OF NAME CHANGE:** 20140214

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ALTFEST L J & CO INC                                    /ADV
- **DATE OF NAME CHANGE:** 19830107

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ALTFEST L J  CO INC<br>**Address:** 445 PARK AVENUE<br>6TH FLOOR<br>NEW YORK, NY 10022

**Form 13F File Number:** 028-16041

**CRD Number (if applicable):** 000110130

**SEC File Number (if applicable):** 801-18320

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John Valentini<br>**Title:** Chief Compliance Officer<br>**Phone:** 212-406-0850

**Signature, Place, and Date of Signing:**

John Valentini  New York, NY  02-02-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 256

**Form 13F Information Table Value Total:** $603571

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 360 DIGITECH INC | AMERICAN DEP | 88557W101 |  | 226 | 11083 | SH |  | SOLE | 0 | 0 | 0 | 11083 |
| 3M CO | COM | 88579Y101 |  | 729 | 6079 | SH |  | SOLE | 0 | 0 | 0 | 6079 |
| ABBOTT LABS | COM | 002824100 |  | 2056 | 18729 | SH |  | SOLE | 0 | 0 | 0 | 18729 |
| ABBVIE INC | COM | 00287Y109 |  | 3479 | 21525 | SH |  | SOLE | 0 | 0 | 0 | 21525 |
| ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 |  | 1693 | 18970 | SH |  | SOLE | 0 | 0 | 0 | 18970 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 454 | 1701 | SH |  | SOLE | 0 | 0 | 0 | 1701 |
| ALCON AG | ORD SHS | H01301128 |  | 686 | 10005 | SH |  | SOLE | 0 | 0 | 0 | 10005 |
| ALEXANDRIA REAL ESTATE EQ IN | COM | 015271109 |  | 663 | 4549 | SH |  | SOLE | 0 | 0 | 0 | 4549 |
| ALIGN TECHNOLOGY INC | COM | 016255101 |  | 617 | 2927 | SH |  | SOLE | 0 | 0 | 0 | 2927 |
| ALNYLAM PHARMACEUTICALS INC | COM | 02043Q107 |  | 270 | 1138 | SH |  | SOLE | 0 | 0 | 0 | 1138 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 630 | 7136 | SH |  | SOLE | 0 | 0 | 0 | 7136 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2756 | 31059 | SH |  | SOLE | 0 | 0 | 0 | 31059 |
| AMAZON COM INC | COM | 023135106 |  | 6629 | 78911 | SH |  | SOLE | 0 | 0 | 0 | 78911 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 217 | 2282 | SH |  | SOLE | 0 | 0 | 0 | 2282 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 440 | 2980 | SH |  | SOLE | 0 | 0 | 0 | 2980 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 1027 | 4846 | SH |  | SOLE | 0 | 0 | 0 | 4846 |
| AMGEN INC | COM | 031162100 |  | 1072 | 4083 | SH |  | SOLE | 0 | 0 | 0 | 4083 |
| AON PLC | SHS CL A | G0403H108 |  | 397 | 1323 | SH |  | SOLE | 0 | 0 | 0 | 1323 |
| APPLE INC | COM | 037833100 |  | 7291 | 56118 | SH |  | SOLE | 0 | 0 | 0 | 56118 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 1464 | 2679 | SH |  | SOLE | 0 | 0 | 0 | 2679 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 860 | 12680 | SH |  | SOLE | 0 | 0 | 0 | 12680 |
| AT INC | COM | 00206R102 |  | 706 | 38347 | SH |  | SOLE | 0 | 0 | 0 | 38347 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 512 | 2143 | SH |  | SOLE | 0 | 0 | 0 | 2143 |
| BANK AMERICA CORP | COM | 060505104 |  | 698 | 21089 | SH |  | SOLE | 0 | 0 | 0 | 21089 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 266 | 5833 | SH |  | SOLE | 0 | 0 | 0 | 5833 |
| BAXTER INTL INC | COM | 071813109 |  | 371 | 7286 | SH |  | SOLE | 0 | 0 | 0 | 7286 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 310 | 1220 | SH |  | SOLE | 0 | 0 | 0 | 1220 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1582 | 5121 | SH |  | SOLE | 0 | 0 | 0 | 5121 |
| BIOMARIN PHARMACEUTICAL INC | COM | 09061G101 |  | 346 | 3339 | SH |  | SOLE | 0 | 0 | 0 | 3339 |
| BOEING CO | COM | 097023105 |  | 1874 | 9837 | SH |  | SOLE | 0 | 0 | 0 | 9837 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 614 | 13273 | SH |  | SOLE | 0 | 0 | 0 | 13273 |
| BP PLC | SPONSORED ADR | 055622104 |  | 258 | 7387 | SH |  | SOLE | 0 | 0 | 0 | 7387 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 2203 | 30619 | SH |  | SOLE | 0 | 0 | 0 | 30619 |
| BROWN FORMAN CORP | CL B | 115637209 |  | 771 | 11734 | SH |  | SOLE | 0 | 0 | 0 | 11734 |
| BROWN FORMAN CORP | CL A | 115637100 |  | 395 | 6000 | SH |  | SOLE | 0 | 0 | 0 | 6000 |
| BRT APARTMENTS CORP | COM | 055645303 |  | 1696 | 86348 | SH |  | SOLE | 0 | 0 | 0 | 86348 |
| BURLINGTON STORES INC | COM | 122017106 |  | 328 | 1617 | SH |  | SOLE | 0 | 0 | 0 | 1617 |
| CANADIAN NAT RES LTD | COM | 136385101 |  | 634 | 11409 | SH |  | SOLE | 0 | 0 | 0 | 11409 |
| CHEVRON CORP NEW | COM | 166764100 |  | 567 | 3161 | SH |  | SOLE | 0 | 0 | 0 | 3161 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 212 | 153 | SH |  | SOLE | 0 | 0 | 0 | 153 |
| CIGNA CORP NEW | COM | 125523100 |  | 236 | 712 | SH |  | SOLE | 0 | 0 | 0 | 712 |
| CISCO SYS INC | COM | 17275R102 |  | 1871 | 39273 | SH |  | SOLE | 0 | 0 | 0 | 39273 |
| CITIGROUP INC | COM NEW | 172967424 |  | 280 | 6199 | SH |  | SOLE | 0 | 0 | 0 | 6199 |
| CITIZENS FINL GROUP INC | COM | 174610105 |  | 382 | 9707 | SH |  | SOLE | 0 | 0 | 0 | 9707 |
| CME GROUP INC | COM | 12572Q105 |  | 210 | 1249 | SH |  | SOLE | 0 | 0 | 0 | 1249 |
| COCA COLA CO | COM | 191216100 |  | 990 | 15558 | SH |  | SOLE | 0 | 0 | 0 | 15558 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 316 | 4012 | SH |  | SOLE | 0 | 0 | 0 | 4012 |
| COLUMBIA ETF TR II | EMRG MARKETS ETF | 19762B509 |  | 1009 | 51181 | SH |  | SOLE | 0 | 0 | 0 | 51181 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 628 | 17945 | SH |  | SOLE | 0 | 0 | 0 | 17945 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 978 | 8284 | SH |  | SOLE | 0 | 0 | 0 | 8284 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 487 | 5111 | SH |  | SOLE | 0 | 0 | 0 | 5111 |
| COOPER COS INC | COM NEW | 216648402 |  | 238 | 720 | SH |  | SOLE | 0 | 0 | 0 | 720 |
| COPART INC | COM | 217204106 |  | 479 | 7870 | SH |  | SOLE | 0 | 0 | 0 | 7870 |
| COSTAR GROUP INC | COM | 22160N109 |  | 359 | 4644 | SH |  | SOLE | 0 | 0 | 0 | 4644 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 424 | 930 | SH |  | SOLE | 0 | 0 | 0 | 930 |
| COUPANG INC | CL A | 22266T109 |  | 303 | 20580 | SH |  | SOLE | 0 | 0 | 0 | 20580 |
| CSX CORP | COM | 126408103 |  | 461 | 14880 | SH |  | SOLE | 0 | 0 | 0 | 14880 |
| CVS HEALTH CORP | COM | 126650100 |  | 287 | 3080 | SH |  | SOLE | 0 | 0 | 0 | 3080 |
| DANAHER CORPORATION | COM | 235851102 |  | 788 | 2967 | SH |  | SOLE | 0 | 0 | 0 | 2967 |
| DBX ETF TR | XTRACK HRVST CSI | 233051879 |  | 2601 | 92810 | SH |  | SOLE | 0 | 0 | 0 | 92810 |
| DIREXION SHS ETF TR | DAILY MSCI EMERG | 25460E547 |  | 3614 | 253238 | SH |  | SOLE | 0 | 0 | 0 | 253238 |
| DISNEY WALT CO | COM | 254687106 |  | 2128 | 24492 | SH |  | SOLE | 0 | 0 | 0 | 24492 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 305 | 4091 | SH |  | SOLE | 0 | 0 | 0 | 4091 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 388 | 756 | SH |  | SOLE | 0 | 0 | 0 | 756 |
| ELLSWORTH GROWTH  INCOME FD | COM | 289074106 |  | 110 | 13776 | SH |  | SOLE | 0 | 0 | 0 | 13776 |
| EPAM SYS INC | COM | 29414B104 |  | 354 | 1080 | SH |  | SOLE | 0 | 0 | 0 | 1080 |
| EQUINIX INC | COM | 29444U700 |  | 1066 | 1627 | SH |  | SOLE | 0 | 0 | 0 | 1627 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 4878 | 44222 | SH |  | SOLE | 0 | 0 | 0 | 44222 |
| FIDELITY COVINGTON TRUST | QLTY FCTOR ETF | 316092790 |  | 665 | 14974 | SH |  | SOLE | 0 | 0 | 0 | 14974 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 |  | 5500 | 85961 | SH |  | SOLE | 0 | 0 | 0 | 85961 |
| FIDELITY COVINGTON TRUST | VLU FACTOR ETF | 316092782 |  | 6501 | 148250 | SH |  | SOLE | 0 | 0 | 0 | 148250 |
| FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 |  | 28416 | 1064679 | SH |  | SOLE | 0 | 0 | 0 | 1064679 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 5035 | 67181 | SH |  | SOLE | 0 | 0 | 0 | 67181 |
| FIRST TR EXCHNG TRADED FD VI | TCW SECURITIZED | 33740U109 |  | 1275 | 60461 | SH |  | SOLE | 0 | 0 | 0 | 60461 |
| FIRST TR MLP  ENERGY INCOM | COM | 33739B104 |  | 1065 | 136358 | SH |  | SOLE | 0 | 0 | 0 | 136358 |
| FLEXSHARES TR | STOXX GLOBR INF | 33939L795 |  | 4500 | 89258 | SH |  | SOLE | 0 | 0 | 0 | 89258 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 840 | 19322 | SH |  | SOLE | 0 | 0 | 0 | 19322 |
| FMC CORP | COM NEW | 302491303 |  | 204 | 1636 | SH |  | SOLE | 0 | 0 | 0 | 1636 |
| FTAI AVIATION LTD | SHS | G3730V105 |  | 269 | 15718 | SH |  | SOLE | 0 | 0 | 0 | 15718 |
| FTAI INFRASTRUCTURE INC | COMMON STOCK | 35953C106 |  | 46 | 15684 | SH |  | SOLE | 0 | 0 | 0 | 15684 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 264 | 1402 | SH |  | SOLE | 0 | 0 | 0 | 1402 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 464 | 5541 | SH |  | SOLE | 0 | 0 | 0 | 5541 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 348 | 4048 | SH |  | SOLE | 0 | 0 | 0 | 4048 |
| GLOBAL X FDS | DATA CTR REITS | 37954Y236 |  | 16986 | 1361034 | SH |  | SOLE | 0 | 0 | 0 | 1361034 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA EME | 381430206 |  | 1394 | 49244 | SH |  | SOLE | 0 | 0 | 0 | 49244 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 11671 | 117048 | SH |  | SOLE | 0 | 0 | 0 | 117048 |
| GRAB HOLDINGS LIMITED | CLASS A ORD | G4124C109 |  | 120 | 37322 | SH |  | SOLE | 0 | 0 | 0 | 37322 |
| HDFC BANK LTD | SPONSORED ADS | 40415F101 |  | 1156 | 16903 | SH |  | SOLE | 0 | 0 | 0 | 16903 |
| HOME DEPOT INC | COM | 437076102 |  | 1387 | 4391 | SH |  | SOLE | 0 | 0 | 0 | 4391 |
| HUMANA INC | COM | 444859102 |  | 458 | 895 | SH |  | SOLE | 0 | 0 | 0 | 895 |
| ILLUMINA INC | COM | 452327109 |  | 539 | 2668 | SH |  | SOLE | 0 | 0 | 0 | 2668 |
| INFOSYS LTD | SPONSORED ADR | 456788108 |  | 379 | 21050 | SH |  | SOLE | 0 | 0 | 0 | 21050 |
| INNOVATOR ETFS TR | US EQT ULTRA BF | 45782C839 |  | 618 | 23995 | SH |  | SOLE | 0 | 0 | 0 | 23995 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C656 |  | 18115 | 619245 | SH |  | SOLE | 0 | 0 | 0 | 619245 |
| INNOVATOR ETFS TR | INVATR 20 PLS 9 | 45782C235 |  | 42984 | 2214644 | SH |  | SOLE | 0 | 0 | 0 | 2214644 |
| INNOVATOR ETFS TR | US EQTY BUFR JUL | 45782C789 |  | 255 | 8253 | SH |  | SOLE | 0 | 0 | 0 | 8253 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C813 |  | 15910 | 526996 | SH |  | SOLE | 0 | 0 | 0 | 526996 |
| INNOVATOR ETFS TR | US EQTY PWR BF | 45782C680 |  | 18894 | 666460 | SH |  | SOLE | 0 | 0 | 0 | 666460 |
| INTEL CORP | COM | 458140100 |  | 514 | 19443 | SH |  | SOLE | 0 | 0 | 0 | 19443 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1295 | 9188 | SH |  | SOLE | 0 | 0 | 0 | 9188 |
| INTUIT | COM | 461202103 |  | 242 | 622 | SH |  | SOLE | 0 | 0 | 0 | 622 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 1630 | 6143 | SH |  | SOLE | 0 | 0 | 0 | 6143 |
| INVESCO EXCHANGE TRADED FD T | WATER RES ETF | 46137V142 |  | 618 | 11981 | SH |  | SOLE | 0 | 0 | 0 | 11981 |
| INVESCO EXCHANGE TRADED FD T | INVESCO MSCI | 46137V407 |  | 975 | 20406 | SH |  | SOLE | 0 | 0 | 0 | 20406 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 851 | 3194 | SH |  | SOLE | 0 | 0 | 0 | 3194 |
| IQVIA HLDGS INC | COM | 46266C105 |  | 359 | 1754 | SH |  | SOLE | 0 | 0 | 0 | 1754 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 795 | 36105 | SH |  | SOLE | 0 | 0 | 0 | 36105 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1014 | 9728 | SH |  | SOLE | 0 | 0 | 0 | 9728 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 1062 | 8092 | SH |  | SOLE | 0 | 0 | 0 | 8092 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 3179 | 29864 | SH |  | SOLE | 0 | 0 | 0 | 29864 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 48001 | 495065 | SH |  | SOLE | 0 | 0 | 0 | 495065 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 |  | 2157 | 30039 | SH |  | SOLE | 0 | 0 | 0 | 30039 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 3962 | 75368 | SH |  | SOLE | 0 | 0 | 0 | 75368 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 541 | 4747 | SH |  | SOLE | 0 | 0 | 0 | 4747 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 547 | 5710 | SH |  | SOLE | 0 | 0 | 0 | 5710 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 209 | 2800 | SH |  | SOLE | 0 | 0 | 0 | 2800 |
| ISHARES TR | GLB CNSM STP ETF | 464288737 |  | 386 | 6471 | SH |  | SOLE | 0 | 0 | 0 | 6471 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 261 | 3200 | SH |  | SOLE | 0 | 0 | 0 | 3200 |
| ISHARES TR | LATN AMER 40 ETF | 464287390 |  | 2660 | 116187 | SH |  | SOLE | 0 | 0 | 0 | 116187 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 279 | 2494 | SH |  | SOLE | 0 | 0 | 0 | 2494 |
| ISHARES TR | MSCI AC ASIA ETF | 464288182 |  | 6084 | 93908 | SH |  | SOLE | 0 | 0 | 0 | 93908 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 246 | 2138 | SH |  | SOLE | 0 | 0 | 0 | 2138 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 6916 | 65594 | SH |  | SOLE | 0 | 0 | 0 | 65594 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2097 | 21619 | SH |  | SOLE | 0 | 0 | 0 | 21619 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 351 | 6000 | SH |  | SOLE | 0 | 0 | 0 | 6000 |
| ISHARES TR | US OIL GS EX ETF | 464288851 |  | 542 | 5834 | SH |  | SOLE | 0 | 0 | 0 | 5834 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 499 | 5873 | SH |  | SOLE | 0 | 0 | 0 | 5873 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 204 | 841 | SH |  | SOLE | 0 | 0 | 0 | 841 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 322 | 2217 | SH |  | SOLE | 0 | 0 | 0 | 2217 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 695 | 11279 | SH |  | SOLE | 0 | 0 | 0 | 11279 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 3290 | 78831 | SH |  | SOLE | 0 | 0 | 0 | 78831 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 749 | 16324 | SH |  | SOLE | 0 | 0 | 0 | 16324 |
| ISHARES TR | CORE S ETF | 464287200 |  | 434 | 1129 | SH |  | SOLE | 0 | 0 | 0 | 1129 |
| ITAU UNIBANCO HLDG S A | SPON ADR REP PFD | 465562106 |  | 63 | 13439 | SH |  | SOLE | 0 | 0 | 0 | 13439 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2906 | 16453 | SH |  | SOLE | 0 | 0 | 0 | 16453 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 387 | 6052 | SH |  | SOLE | 0 | 0 | 0 | 6052 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 3150 | 23492 | SH |  | SOLE | 0 | 0 | 0 | 23492 |
| KE HLDGS INC | SPONSORED ADS | 482497104 |  | 173 | 12414 | SH |  | SOLE | 0 | 0 | 0 | 12414 |
| KLA CORP | COM NEW | 482480100 |  | 333 | 882 | SH |  | SOLE | 0 | 0 | 0 | 882 |
| KRANESHARES TR | CSI CHI INTERNET | 500767306 |  | 18864 | 624645 | SH |  | SOLE | 0 | 0 | 0 | 624645 |
| LAS VEGAS SANDS CORP | COM | 517834107 |  | 539 | 11221 | SH |  | SOLE | 0 | 0 | 0 | 11221 |
| LAUDER ESTEE COS INC | CL A | 518439104 |  | 208 | 839 | SH |  | SOLE | 0 | 0 | 0 | 839 |
| LILLY ELI  CO | COM | 532457108 |  | 3050 | 8337 | SH |  | SOLE | 0 | 0 | 0 | 8337 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1124 | 2311 | SH |  | SOLE | 0 | 0 | 0 | 2311 |
| M  T BK CORP | COM | 55261F104 |  | 247 | 1700 | SH |  | SOLE | 0 | 0 | 0 | 1700 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 546 | 1570 | SH |  | SOLE | 0 | 0 | 0 | 1570 |
| MATTHEWS ASIA FDS | CHINA ACTIVE ETF | 577125834 |  | 623 | 25769 | SH |  | SOLE | 0 | 0 | 0 | 25769 |
| MATTHEWS ASIA FDS | ASIA INNOV ACTIV | 577125826 |  | 24215 | 996835 | SH |  | SOLE | 0 | 0 | 0 | 996835 |
| MCDONALDS CORP | COM | 580135101 |  | 346 | 1312 | SH |  | SOLE | 0 | 0 | 0 | 1312 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1235 | 15888 | SH |  | SOLE | 0 | 0 | 0 | 15888 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 1038 | 1227 | SH |  | SOLE | 0 | 0 | 0 | 1227 |
| MERCK  CO INC | COM | 58933Y105 |  | 2225 | 20052 | SH |  | SOLE | 0 | 0 | 0 | 20052 |
| META PLATFORMS INC | CL A | 30303M102 |  | 825 | 6857 | SH |  | SOLE | 0 | 0 | 0 | 6857 |
| MICROSOFT CORP | COM | 594918104 |  | 10168 | 42397 | SH |  | SOLE | 0 | 0 | 0 | 42397 |
| NETFLIX INC | COM | 64110L106 |  | 835 | 2831 | SH |  | SOLE | 0 | 0 | 0 | 2831 |
| NEWMONT CORP | COM | 651639106 |  | 546 | 11575 | SH |  | SOLE | 0 | 0 | 0 | 11575 |
| NIKE INC | CL B | 654106103 |  | 785 | 6706 | SH |  | SOLE | 0 | 0 | 0 | 6706 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 505 | 5572 | SH |  | SOLE | 0 | 0 | 0 | 5572 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 493 | 3639 | SH |  | SOLE | 0 | 0 | 0 | 3639 |
| NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 |  | 377 | 33144 | SH |  | SOLE | 0 | 0 | 0 | 33144 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 691 | 4729 | SH |  | SOLE | 0 | 0 | 0 | 4729 |
| ONE LIBERTY PPTYS INC | COM | 682406103 |  | 7927 | 356763 | SH |  | SOLE | 0 | 0 | 0 | 356763 |
| ORACLE CORP | COM | 68389X105 |  | 684 | 8373 | SH |  | SOLE | 0 | 0 | 0 | 8373 |
| PACER FDS TR | DATA AND INFRAST | 69374H741 |  | 310 | 10688 | SH |  | SOLE | 0 | 0 | 0 | 10688 |
| PARAMOUNT GLOBAL | CLASS B COM | 92556H206 |  | 213 | 12619 | SH |  | SOLE | 0 | 0 | 0 | 12619 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 338 | 4740 | SH |  | SOLE | 0 | 0 | 0 | 4740 |
| PEPSICO INC | COM | 713448108 |  | 2483 | 13744 | SH |  | SOLE | 0 | 0 | 0 | 13744 |
| PETROLEO BRASILEIRO SA PETRO | SPONSORED ADR | 71654V408 |  | 205 | 19249 | SH |  | SOLE | 0 | 0 | 0 | 19249 |
| PFIZER INC | COM | 717081103 |  | 2134 | 41640 | SH |  | SOLE | 0 | 0 | 0 | 41640 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 468 | 4624 | SH |  | SOLE | 0 | 0 | 0 | 4624 |
| PIMCO EQUITY SER | RAFI DYN EMERG | 72202L389 |  | 1409 | 81124 | SH |  | SOLE | 0 | 0 | 0 | 81124 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 4427 | 44879 | SH |  | SOLE | 0 | 0 | 0 | 44879 |
| PINDUODUO INC | SPONSORED ADS | 722304102 |  | 359 | 4398 | SH |  | SOLE | 0 | 0 | 0 | 4398 |
| PINEAPPLE ENERGY INC | COM | 72303P107 |  | 81 | 34604 | SH |  | SOLE | 0 | 0 | 0 | 34604 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 647 | 4272 | SH |  | SOLE | 0 | 0 | 0 | 4272 |
| PROSHARES TR | SHRT 20+YR TRE | 74347X849 |  | 317 | 13961 | SH |  | SOLE | 0 | 0 | 0 | 13961 |
| PROSHARES TR | ULTRAPRO SHORT S | 74347B110 |  | 836 | 49571 | SH |  | SOLE | 0 | 0 | 0 | 49571 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 1079 | 10696 | SH |  | SOLE | 0 | 0 | 0 | 10696 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 700 | 970 | SH |  | SOLE | 0 | 0 | 0 | 970 |
| ROSS STORES INC | COM | 778296103 |  | 456 | 3925 | SH |  | SOLE | 0 | 0 | 0 | 3925 |
| S GLOBAL INC | COM | 78409V104 |  | 2780 | 8300 | SH |  | SOLE | 0 | 0 | 0 | 8300 |
| SALESFORCE INC | COM | 79466L302 |  | 823 | 6210 | SH |  | SOLE | 0 | 0 | 0 | 6210 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 621 | 7454 | SH |  | SOLE | 0 | 0 | 0 | 7454 |
| SCHWAB CHARLES FAMILY FD | AMT TAX FREE MNY | 808515530 |  | 1005 | 1005159 | SH |  | SOLE | 0 | 0 | 0 | 1005159 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 973 | 14824 | SH |  | SOLE | 0 | 0 | 0 | 14824 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 1163 | 17615 | SH |  | SOLE | 0 | 0 | 0 | 17615 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 529 | 16809 | SH |  | SOLE | 0 | 0 | 0 | 16809 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 346 | 7179 | SH |  | SOLE | 0 | 0 | 0 | 7179 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 16026 | 309436 | SH |  | SOLE | 0 | 0 | 0 | 309436 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 379 | 9352 | SH |  | SOLE | 0 | 0 | 0 | 9352 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 5377 | 227160 | SH |  | SOLE | 0 | 0 | 0 | 227160 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 6606 | 342453 | SH |  | SOLE | 0 | 0 | 0 | 342453 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 4193 | 93580 | SH |  | SOLE | 0 | 0 | 0 | 93580 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT LG | 808524755 |  | 526 | 18097 | SH |  | SOLE | 0 | 0 | 0 | 18097 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 461 | 8293 | SH |  | SOLE | 0 | 0 | 0 | 8293 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 1249 | 38791 | SH |  | SOLE | 0 | 0 | 0 | 38791 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT SC | 808524748 |  | 320 | 10223 | SH |  | SOLE | 0 | 0 | 0 | 10223 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 227 | 1822 | SH |  | SOLE | 0 | 0 | 0 | 1822 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 2885 | 60126 | SH |  | SOLE | 0 | 0 | 0 | 60126 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 227 | 3222 | SH |  | SOLE | 0 | 0 | 0 | 3222 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 1109 | 8167 | SH |  | SOLE | 0 | 0 | 0 | 8167 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 222 | 6492 | SH |  | SOLE | 0 | 0 | 0 | 6492 |
| SERVICENOW INC | COM | 81762P102 |  | 1318 | 3394 | SH |  | SOLE | 0 | 0 | 0 | 3394 |
| SOUTHERN CO | COM | 842587107 |  | 354 | 4960 | SH |  | SOLE | 0 | 0 | 0 | 4960 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 2974 | 17534 | SH |  | SOLE | 0 | 0 | 0 | 17534 |
| SPDR INDEX SHS FDS | DJ GLB RL ES ETF | 78463X749 |  | 1813 | 44336 | SH |  | SOLE | 0 | 0 | 0 | 44336 |
| SPDR INDEX SHS FDS | S GBLINF ETF | 78463X855 |  | 559 | 10657 | SH |  | SOLE | 0 | 0 | 0 | 10657 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1185 | 3099 | SH |  | SOLE | 0 | 0 | 0 | 3099 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 3870 | 8741 | SH |  | SOLE | 0 | 0 | 0 | 8741 |
| SPDR SER TR | S BIOTECH | 78464A870 |  | 2484 | 29924 | SH |  | SOLE | 0 | 0 | 0 | 29924 |
| SPDR SER TR | NUVEEN BLMBRG SH | 78468R739 |  | 20230 | 430604 | SH |  | SOLE | 0 | 0 | 0 | 430604 |
| SPDR SER TR | PORTFOLIO LN TSR | 78464A664 |  | 2290 | 78871 | SH |  | SOLE | 0 | 0 | 0 | 78871 |
| SPDR SER TR | S 600 SMCP VAL | 78464A300 |  | 2675 | 36045 | SH |  | SOLE | 0 | 0 | 0 | 36045 |
| SPDR SER TR | PORTFLI TIPS ETF | 78464A656 |  | 295 | 11467 | SH |  | SOLE | 0 | 0 | 0 | 11467 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 |  | 4946 | 54076 | SH |  | SOLE | 0 | 0 | 0 | 54076 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 567 | 14573 | SH |  | SOLE | 0 | 0 | 0 | 14573 |
| SPDR SER TR | S 400 MDCP GRW | 78464A821 |  | 524 | 8013 | SH |  | SOLE | 0 | 0 | 0 | 8013 |
| SPDR SER TR | PRTFLO S GW | 78464A409 |  | 1314 | 25940 | SH |  | SOLE | 0 | 0 | 0 | 25940 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 |  | 243 | 6078 | SH |  | SOLE | 0 | 0 | 0 | 6078 |
| STARBUCKS CORP | COM | 855244109 |  | 1299 | 13091 | SH |  | SOLE | 0 | 0 | 0 | 13091 |
| STRYKER CORPORATION | COM | 863667101 |  | 296 | 1211 | SH |  | SOLE | 0 | 0 | 0 | 1211 |
| T-MOBILE US INC | COM | 872590104 |  | 216 | 1544 | SH |  | SOLE | 0 | 0 | 0 | 1544 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 2064 | 27714 | SH |  | SOLE | 0 | 0 | 0 | 27714 |
| TOTALENERGIES SE | SPONSORED ADS | 89151E109 |  | 1661 | 26749 | SH |  | SOLE | 0 | 0 | 0 | 26749 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 301 | 1606 | SH |  | SOLE | 0 | 0 | 0 | 1606 |
| TRIP COM GROUP LTD | ADS | 89677Q107 |  | 651 | 18930 | SH |  | SOLE | 0 | 0 | 0 | 18930 |
| UNION PAC CORP | COM | 907818108 |  | 312 | 1507 | SH |  | SOLE | 0 | 0 | 0 | 1507 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 986 | 1860 | SH |  | SOLE | 0 | 0 | 0 | 1860 |
| UNIVERSAL HEALTH RLTY INCOME | SH BEN INT | 91359E105 |  | 1071 | 22449 | SH |  | SOLE | 0 | 0 | 0 | 22449 |
| URBAN EDGE PPTYS | COM | 91704F104 |  | 290 | 20598 | SH |  | SOLE | 0 | 0 | 0 | 20598 |
| US BANCORP DEL | COM NEW | 902973304 |  | 684 | 15682 | SH |  | SOLE | 0 | 0 | 0 | 15682 |
| VANECK ETF TRUST | PHARMACEUTCL ETF | 92189F692 |  | 3273 | 42107 | SH |  | SOLE | 0 | 0 | 0 | 42107 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 549 | 19159 | SH |  | SOLE | 0 | 0 | 0 | 19159 |
| VANECK ETF TRUST | BIOTECH ETF | 92189F726 |  | 3384 | 21185 | SH |  | SOLE | 0 | 0 | 0 | 21185 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 233 | 663 | SH |  | SOLE | 0 | 0 | 0 | 663 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 6071 | 73610 | SH |  | SOLE | 0 | 0 | 0 | 73610 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 386 | 2018 | SH |  | SOLE | 0 | 0 | 0 | 2018 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 10515 | 225111 | SH |  | SOLE | 0 | 0 | 0 | 225111 |
| VANGUARD SCOTTSDALE FDS | TOTAL CORP BND | 92206C573 |  | 384 | 5172 | SH |  | SOLE | 0 | 0 | 0 | 5172 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 982 | 21562 | SH |  | SOLE | 0 | 0 | 0 | 21562 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 588 | 5433 | SH |  | SOLE | 0 | 0 | 0 | 5433 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 335 | 1945 | SH |  | SOLE | 0 | 0 | 0 | 1945 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 379 | 7702 | SH |  | SOLE | 0 | 0 | 0 | 7702 |
| VANGUARD WORLD FD | EXTENDED DUR | 921910709 |  | 8110 | 97916 | SH |  | SOLE | 0 | 0 | 0 | 97916 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 374 | 2439 | SH |  | SOLE | 0 | 0 | 0 | 2439 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 1113 | 4489 | SH |  | SOLE | 0 | 0 | 0 | 4489 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 817 | 20724 | SH |  | SOLE | 0 | 0 | 0 | 20724 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 370 | 1280 | SH |  | SOLE | 0 | 0 | 0 | 1280 |
| VISA INC | COM CL A | 92826C839 |  | 1251 | 6020 | SH |  | SOLE | 0 | 0 | 0 | 6020 |
| WALMART INC | COM | 931142103 |  | 1109 | 7818 | SH |  | SOLE | 0 | 0 | 0 | 7818 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 127 | 13432 | SH |  | SOLE | 0 | 0 | 0 | 13432 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 366 | 8870 | SH |  | SOLE | 0 | 0 | 0 | 8870 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 452 | 12672 | SH |  | SOLE | 0 | 0 | 0 | 12672 |
| WORKDAY INC | CL A | 98138H101 |  | 201 | 1202 | SH |  | SOLE | 0 | 0 | 0 | 1202 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 411 | 3225 | SH |  | SOLE | 0 | 0 | 0 | 3225 |
| ZOOMINFO TECHNOLOGIES INC | COMMON STOCK | 98980F104 |  | 309 | 10278 | SH |  | SOLE | 0 | 0 | 0 | 10278 |

---