# EDGAR Filing Document

**Accession Number:** 0000356514
**File Stem:** 0001193125-26-084378
**Filing Date:** 2026-3
**Character Count:** 3299
**Document Hash:** bed126f4dc291bc018f266fe145cf5a9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-084378.hdr.sgml**: 20260302

**ACCESSION NUMBER**: 0001193125-26-084378

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 10

**FILED AS OF DATE**: 20260302

**DATE AS OF CHANGE**: 20260302

**EFFECTIVENESS DATE**: 20260302

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NATIONWIDE VARIABLE ACCOUNT II
- **CENTRAL INDEX KEY:** 0000356514

**ORGANIZATION NAME:**
- **EIN:** 314156830
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-177934
- **FILM NUMBER:** 26703764

**BUSINESS ADDRESS:**
- **STREET 1:** NATIONWIDE LIFE INSURANCE CO
- **STREET 2:** ONE NATIONWIDE PLZ
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43216
- **BUSINESS PHONE:** 614-249-7111

**MAIL ADDRESS:**
- **STREET 1:** NATIONWIDE LIFE INSURANCE CO
- **STREET 2:** ONE NATIONWIDE PLAZA
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43216-6609

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NATIONWIDE SPECTRUM VARIABLE ACCOUNT
- **DATE OF NAME CHANGE:** 19870428

## Series and Classes Contracts Data

### NATIONWIDE VARIABLE ACCOUNT-II (Series ID: S000009005)

---

|  |  |
|:---|:---|
| Class Name                             | Class ID   |
| Nationwide Destination Navigator (2.0) | C000109798 |

---

## Series and Classes Contracts Data

### NATIONWIDE VARIABLE ACCOUNT-II (Series ID: S000009005)

| Class ID   | Class Name                             | Ticker Symbol   |
|:---|:---|:---|
| C000109798 | Nationwide Destination Navigator (2.0) |  |

?xml version='1.0' encoding='ASCII'? NW Desti Navigator(2.0)(333-177934)

**Supplement dated March 2, 2026**

**to the following statutory prospectus(es):**

Nationwide Destination B (2.0), Nationwide Destination Navigator (2.0), Nationwide Destination All American Gold (2.0), Nationwide Destination Future and Nationwide Destination Freedom+ Variable Annuity dated May 1, 2025

**This supplement updates certain information contained in your statutory prospectus. Please read and retain** <br> **this supplement for future reference.**<br>

The supplement dated May 29, 2025 contained an incorrect class reference for the NVIT Fidelity Institutional AM<sup>®</sup> Emerging Markets Fund.

**Accordingly, the following changes apply to the prospectus:** 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Type** | **Underlying Mutual Fund and Adviser/Subadviser** | &nbsp;&nbsp; **Current**<br> **Expenses** | &nbsp;&nbsp; **Average Annual Total**<br> **Returns**<br> **(as of 12/31/2024)** | &nbsp;&nbsp; **Average Annual Total**<br> **Returns**<br> **(as of 12/31/2024)** | &nbsp;&nbsp; **Average Annual Total**<br> **Returns**<br> **(as of 12/31/2024)** |
| **Type** | **Underlying Mutual Fund and Adviser/Subadviser** | &nbsp;&nbsp; **Current**<br> **Expenses** | **1 year** | **5 year** | **10 year** |
| Equity | &nbsp;&nbsp; **Nationwide Variable Insurance Trust – NVIT Fidelity Institutional AM®** <br> **Emerging Markets Fund: Class I**<br> Investment Advisor: Nationwide Fund Advisors<br> Investment Sub-Advisor: FIAM LLC<br>| 1.18%\* | 6.28% | -2.63% | 1.30% |

---

\*

This underlying mutual fund's current expenses reflect a temporary fee reduction.

PROS-1154

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