# EDGAR Filing Document

**Accession Number:** 0001696957
**File Stem:** 0001696957-26-000002
**Filing Date:** 2026-4
**Character Count:** 18516
**Document Hash:** 120c7b9d48b9cb7709b72ddc32a745aa
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001696957-26-000002.hdr.sgml**: 20260414

**ACCESSION NUMBER**: 0001696957-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260414

**DATE AS OF CHANGE**: 20260414

**EFFECTIVENESS DATE**: 20260414

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SigFig Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0001696957

**ORGANIZATION NAME:**
- **EIN:** 205695125
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17789
- **FILM NUMBER:** 26859608

**BUSINESS ADDRESS:**
- **STREET 1:** 2443 FILLMORE STREET, #380-1512
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94115
- **BUSINESS PHONE:** 6503078236

**MAIL ADDRESS:**
- **STREET 1:** 2443 FILLMORE STREET, #380-1512
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94115

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SigFig Wealth Management LLC<br>**Address:** 2443 FILLMORE STREET #380-1512<br>SAN FRANCISCO, CA 94115

**Form 13F File Number:** 028-17789

**CRD Number (if applicable):** 000158823

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Steve Mattus<br>**Title:** CCO<br>**Phone:** 855-974-4344

**Signature, Place, and Date of Signing:**

Steve Mattus  San Francisco, CA  04-14-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 139

**Form 13F Information Table Value Total:** $3411063885

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABRDN ETFS | BBRG ALL COMD K1 | 003261104 |  | 3777967 | 155536 | SH |  | SOLE |  | 0 | 0 | 155536 |
| APPLE INC | COM | 037833100 |  | 466520 | 1838 | SH |  | SOLE |  | 0 | 0 | 1838 |
| BLACKROCK ETF TRUST II | ISHARES AAA CLO | 092528504 |  | 509952 | 9838 | SH |  | SOLE |  | 0 | 0 | 9838 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 3851922 | 74175 | SH |  | SOLE |  | 0 | 0 | 74175 |
| BLACKROCK ETF TRUST II | ISHARES HIGH YIE | 092528843 |  | 221620 | 4619 | SH |  | SOLE |  | 0 | 0 | 4619 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 4839863 | 146885 | SH |  | SOLE |  | 0 | 0 | 146885 |
| BLACKROCK ETF TRUST | ISHARES DEFENSE | 09290C699 |  | 3188139 | 97437 | SH |  | SOLE |  | 0 | 0 | 97437 |
| BLACKROCK ETF TRUST | ISHARES LARGE CA | 09290C855 |  | 3279750 | 79877 | SH |  | SOLE |  | 0 | 0 | 79877 |
| BLACKROCK ETF TRUST | ISHARES US CARBO | 09290C509 |  | 3299888 | 47049 | SH |  | SOLE |  | 0 | 0 | 47049 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 9872786 | 169694 | SH |  | SOLE |  | 0 | 0 | 169694 |
| BLACKROCK ETF TRUST | ISHARES US LARG | 09290C863 |  | 397726 | 12909 | SH |  | SOLE |  | 0 | 0 | 12909 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 4398694 | 121444 | SH |  | SOLE |  | 0 | 0 | 121444 |
| BLACKROCK ETF TRUST | ISHARES WORLD EX | 09290C608 |  | 509065 | 9208 | SH |  | SOLE |  | 0 | 0 | 9208 |
| DBX ETF TR | XTRACK USD HIGH | 233051432 |  | 874321 | 24179 | SH |  | SOLE |  | 0 | 0 | 24179 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 |  | 3083714 | 114594 | SH |  | SOLE |  | 0 | 0 | 114594 |
| FIRST TR EXCHANGE TRAD FD VI | FST TR GLB FD | 33739H101 |  | 221685 | 7722 | SH |  | SOLE |  | 0 | 0 | 7722 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA EME | 381430206 |  | 144542407 | 3345899 | SH |  | SOLE |  | 0 | 0 | 3345899 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 |  | 209539515 | 4858335 | SH |  | SOLE |  | 0 | 0 | 4858335 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 247183406 | 1975417 | SH |  | SOLE |  | 0 | 0 | 1975417 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 116072877 | 6701694 | SH |  | SOLE |  | 0 | 0 | 6701694 |
| INVESCO EXCH TRADED FD TR II | EMRNG MKT SVRG | 46138E784 |  | 3846056 | 184022 | SH |  | SOLE |  | 0 | 0 | 184022 |
| INVESCO EXCH TRADED FD TR II | RAFI EMRGNG MRKT | 46138E727 |  | 3037807 | 112888 | SH |  | SOLE |  | 0 | 0 | 112888 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 243793 | 12483 | SH |  | SOLE |  | 0 | 0 | 12483 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 243291 | 12397 | SH |  | SOLE |  | 0 | 0 | 12397 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 244422 | 11968 | SH |  | SOLE |  | 0 | 0 | 11968 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 2452222 | 51593 | SH |  | SOLE |  | 0 | 0 | 51593 |
| INVESCO EXCHANGE TRADED FD T | S MDCP MOMNTUM | 46137V464 |  | 1915279 | 13207 | SH |  | SOLE |  | 0 | 0 | 13207 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1459915 | 16560 | SH |  | SOLE |  | 0 | 0 | 16560 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 100467766 | 1440403 | SH |  | SOLE |  | 0 | 0 | 1440403 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 1429139 | 31430 | SH |  | SOLE |  | 0 | 0 | 31430 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 4742014 | 57430 | SH |  | SOLE |  | 0 | 0 | 57430 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 5902920 | 58607 | SH |  | SOLE |  | 0 | 0 | 58607 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 |  | 309240 | 6498 | SH |  | SOLE |  | 0 | 0 | 6498 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 113836418 | 3090034 | SH |  | SOLE |  | 0 | 0 | 3090034 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 339164 | 3332 | SH |  | SOLE |  | 0 | 0 | 3332 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 425217 | 8775 | SH |  | SOLE |  | 0 | 0 | 8775 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 727837 | 10371 | SH |  | SOLE |  | 0 | 0 | 10371 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 253118 | 1865 | SH |  | SOLE |  | 0 | 0 | 1865 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 4129683 | 82528 | SH |  | SOLE |  | 0 | 0 | 82528 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 115069570 | 1271070 | SH |  | SOLE |  | 0 | 0 | 1271070 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 3811114 | 56436 | SH |  | SOLE |  | 0 | 0 | 56436 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 53860798 | 433280 | SH |  | SOLE |  | 0 | 0 | 433280 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 575751092 | 4042349 | SH |  | SOLE |  | 0 | 0 | 4042349 |
| ISHARES TR | CORE S ETF | 464287200 |  | 50618967 | 77493 | SH |  | SOLE |  | 0 | 0 | 77493 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 241804204 | 5234998 | SH |  | SOLE |  | 0 | 0 | 5234998 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 408493863 | 4114974 | SH |  | SOLE |  | 0 | 0 | 4114974 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 1293343 | 21851 | SH |  | SOLE |  | 0 | 0 | 21851 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 5166139 | 46387 | SH |  | SOLE |  | 0 | 0 | 46387 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 8080042 | 108676 | SH |  | SOLE |  | 0 | 0 | 108676 |
| ISHARES TR | ESG ADVANCED UNI | 46436E619 |  | 304344 | 6996 | SH |  | SOLE |  | 0 | 0 | 6996 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 677855 | 7089 | SH |  | SOLE |  | 0 | 0 | 7089 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 3151736 | 22286 | SH |  | SOLE |  | 0 | 0 | 22286 |
| ISHARES TR | ESG AWR MSCI USA | 46436E221 |  | 1025548 | 32218 | SH |  | SOLE |  | 0 | 0 | 32218 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 1839424 | 38684 | SH |  | SOLE |  | 0 | 0 | 38684 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 2278008 | 98454 | SH |  | SOLE |  | 0 | 0 | 98454 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 888823 | 11780 | SH |  | SOLE |  | 0 | 0 | 11780 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 2174876 | 17946 | SH |  | SOLE |  | 0 | 0 | 17946 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 1633281 | 29588 | SH |  | SOLE |  | 0 | 0 | 29588 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 432983 | 5442 | SH |  | SOLE |  | 0 | 0 | 5442 |
| ISHARES TR | INTL EQTY FACTOR | 46434V274 |  | 4632007 | 118892 | SH |  | SOLE |  | 0 | 0 | 118892 |
| ISHARES TR | INVESTMENT GRADE | 46435G219 |  | 251615 | 5584 | SH |  | SOLE |  | 0 | 0 | 5584 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 85155110 | 906584 | SH |  | SOLE |  | 0 | 0 | 906584 |
| ISHARES TR | LONG TERM MUNI | 46438G448 |  | 929347 | 18613 | SH |  | SOLE |  | 0 | 0 | 18613 |
| ISHARES TR | MBS ETF | 464288588 |  | 5911710 | 62261 | SH |  | SOLE |  | 0 | 0 | 62261 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 213284 | 3115 | SH |  | SOLE |  | 0 | 0 | 3115 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 4434819 | 18479 | SH |  | SOLE |  | 0 | 0 | 18479 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 4763389 | 24834 | SH |  | SOLE |  | 0 | 0 | 24834 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 2046254 | 19277 | SH |  | SOLE |  | 0 | 0 | 19277 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 5756846 | 16146 | SH |  | SOLE |  | 0 | 0 | 16146 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1755862 | 18059 | SH |  | SOLE |  | 0 | 0 | 18059 |
| ISHARES TR | RUS TP200 VL ETF | 464289420 |  | 3778820 | 40777 | SH |  | SOLE |  | 0 | 0 | 40777 |
| ISHARES TR | RUSEL 2500 ETF | 46435G268 |  | 12005575 | 157244 | SH |  | SOLE |  | 0 | 0 | 157244 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 9878901 | 87339 | SH |  | SOLE |  | 0 | 0 | 87339 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 11337452 | 53694 | SH |  | SOLE |  | 0 | 0 | 53694 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 1647284 | 13907 | SH |  | SOLE |  | 0 | 0 | 13907 |
| ISHARES TR | SYSTEMATIC BD ET | 46435U796 |  | 1203636 | 13524 | SH |  | SOLE |  | 0 | 0 | 13524 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 3364108 | 30483 | SH |  | SOLE |  | 0 | 0 | 30483 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 190869607 | 2891969 | SH |  | SOLE |  | 0 | 0 | 2891969 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 6579757 | 287200 | SH |  | SOLE |  | 0 | 0 | 287200 |
| JOHN HANCOCK EXCHANGE TRADED | MLTFCTR LRG CAP | 47804J107 |  | 1292394 | 16512 | SH |  | SOLE |  | 0 | 0 | 16512 |
| JOHN HANCOCK EXCHANGE TRADED | MULTFCTR EMRNG | 47804J834 |  | 664536 | 19398 | SH |  | SOLE |  | 0 | 0 | 19398 |
| JOHN HANCOCK EXCHANGE TRADED | MULTI INTL ETF | 47804J859 |  | 803763 | 18970 | SH |  | SOLE |  | 0 | 0 | 18970 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 730131 | 10878 | SH |  | SOLE |  | 0 | 0 | 10878 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTR SML | 47804J842 |  | 284747 | 6639 | SH |  | SOLE |  | 0 | 0 | 6639 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 2004804 | 32046 | SH |  | SOLE |  | 0 | 0 | 32046 |
| RUSSELL INVTS EXCHANGE TRADE | EMERGING MARKETS | 78249U407 |  | 409890 | 13307 | SH |  | SOLE |  | 0 | 0 | 13307 |
| RUSSELL INVTS EXCHANGE TRADE | GLOBAL EQUITY ET | 78249U308 |  | 1362967 | 47050 | SH |  | SOLE |  | 0 | 0 | 47050 |
| RUSSELL INVTS EXCHANGE TRADE | INTERNATIONAL DE | 78249U209 |  | 608058 | 20882 | SH |  | SOLE |  | 0 | 0 | 20882 |
| RUSSELL INVTS EXCHANGE TRADE | US SMALL CAP EQU | 78249U100 |  | 213343 | 6670 | SH |  | SOLE |  | 0 | 0 | 6670 |
| SCHWAB STRATEGIC TR | 1000 INDEX ETF | 808524722 |  | 1207082 | 38528 | SH |  | SOLE |  | 0 | 0 | 38528 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 10750026 | 326253 | SH |  | SOLE |  | 0 | 0 | 326253 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 547527 | 11190 | SH |  | SOLE |  | 0 | 0 | 11190 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 11348122 | 458511 | SH |  | SOLE |  | 0 | 0 | 458511 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 2938315 | 121068 | SH |  | SOLE |  | 0 | 0 | 121068 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 10862503 | 467808 | SH |  | SOLE |  | 0 | 0 | 467808 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 13126159 | 522955 | SH |  | SOLE |  | 0 | 0 | 522955 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 47014833 | 1833652 | SH |  | SOLE |  | 0 | 0 | 1833652 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 957015 | 44533 | SH |  | SOLE |  | 0 | 0 | 44533 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 1647603 | 61917 | SH |  | SOLE |  | 0 | 0 | 61917 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 13452209 | 286774 | SH |  | SOLE |  | 0 | 0 | 286774 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 32553044 | 713109 | SH |  | SOLE |  | 0 | 0 | 713109 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A284 |  | 2292466 | 92438 | SH |  | SOLE |  | 0 | 0 | 92438 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 6524527 | 66638 | SH |  | SOLE |  | 0 | 0 | 66638 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 14613029 | 570377 | SH |  | SOLE |  | 0 | 0 | 570377 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A656 |  | 1523649 | 58579 | SH |  | SOLE |  | 0 | 0 | 58579 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 22790083 | 288268 | SH |  | SOLE |  | 0 | 0 | 288268 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 333113 | 5625 | SH |  | SOLE |  | 0 | 0 | 5625 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 294526 | 3848 | SH |  | SOLE |  | 0 | 0 | 3848 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 |  | 2440479 | 83635 | SH |  | SOLE |  | 0 | 0 | 83635 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R606 |  | 5105807 | 218945 | SH |  | SOLE |  | 0 | 0 | 218945 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R721 |  | 313662 | 6918 | SH |  | SOLE |  | 0 | 0 | 6918 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 220544 | 4611 | SH |  | SOLE |  | 0 | 0 | 4611 |
| VANECK ETF TRUST | JP MRGAN EM LOC | 92189H300 |  | 205751 | 8194 | SH |  | SOLE |  | 0 | 0 | 8194 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 9713656 | 125857 | SH |  | SOLE |  | 0 | 0 | 125857 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 6703766 | 97467 | SH |  | SOLE |  | 0 | 0 | 97467 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 14235312 | 181550 | SH |  | SOLE |  | 0 | 0 | 181550 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 6078127 | 82538 | SH |  | SOLE |  | 0 | 0 | 82538 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 14856418 | 309187 | SH |  | SOLE |  | 0 | 0 | 309187 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 5106104 | 24811 | SH |  | SOLE |  | 0 | 0 | 24811 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 579850 | 1328 | SH |  | SOLE |  | 0 | 0 | 1328 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 3989686 | 13350 | SH |  | SOLE |  | 0 | 0 | 13350 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 176732401 | 615408 | SH |  | SOLE |  | 0 | 0 | 615408 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 451751 | 5079 | SH |  | SOLE |  | 0 | 0 | 5079 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 38693061 | 64753 | SH |  | SOLE |  | 0 | 0 | 64753 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1532595 | 5851 | SH |  | SOLE |  | 0 | 0 | 5851 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 7241791 | 22667 | SH |  | SOLE |  | 0 | 0 | 22667 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 7794483 | 39727 | SH |  | SOLE |  | 0 | 0 | 39727 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 13853002 | 256383 | SH |  | SOLE |  | 0 | 0 | 256383 |
| VANGUARD MUN BD FDS | INTERMEDIATE TRM | 922907738 |  | 1518988 | 15199 | SH |  | SOLE |  | 0 | 0 | 15199 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 3416051 | 68472 | SH |  | SOLE |  | 0 | 0 | 68472 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 1737635 | 29179 | SH |  | SOLE |  | 0 | 0 | 29179 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 6956272 | 148163 | SH |  | SOLE |  | 0 | 0 | 148163 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 30692520 | 479118 | SH |  | SOLE |  | 0 | 0 | 479118 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 392524 | 3881 | SH |  | SOLE |  | 0 | 0 | 3881 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 852189 | 12973 | SH |  | SOLE |  | 0 | 0 | 12973 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 896597 | 6054 | SH |  | SOLE |  | 0 | 0 | 6054 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 1077163 | 11430 | SH |  | SOLE |  | 0 | 0 | 11430 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 |  | 559170 | 9304 | SH |  | SOLE |  | 0 | 0 | 9304 |
| WISDOMTREE TR | INTL QULTY DIV | 97717X131 |  | 2957555 | 73681 | SH |  | SOLE |  | 0 | 0 | 73681 |

---