# EDGAR Filing Document

**Accession Number:** 0001901637
**File Stem:** 0000927089-25-000116
**Filing Date:** 2025-7
**Character Count:** 7887
**Document Hash:** c1681b30a1aa5990005ec16d342697c1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000927089-25-000116.hdr.sgml**: 20250721

**ACCESSION NUMBER**: 0000927089-25-000116

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 15

**CONFORMED PERIOD OF REPORT**: 20250721

**ITEM INFORMATION**: Regulation FD Disclosure

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20250721

**DATE AS OF CHANGE**: 20250721

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** USCB FINANCIAL HOLDINGS, INC.
- **CENTRAL INDEX KEY:** 0001901637
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 874070846
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-41196
- **FILM NUMBER:** 251137676

**BUSINESS ADDRESS:**
- **STREET 1:** 2301 NW 87TH AVENUE
- **CITY:** DORAL
- **STATE:** FL
- **ZIP:** 33172
- **BUSINESS PHONE:** (305) 715-5200

**MAIL ADDRESS:**
- **STREET 1:** 2301 NW 87TH AVENUE
- **CITY:** DORAL
- **STATE:** FL
- **ZIP:** 33172

?xml version='1.0' encoding='ASCII'? uscb20250716_8k.htm

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| |
|:---|
| **UNITED STATES**<br> **SECURITIES AND EXCHANGE COMMISSION** |
| **Washington, D.C. 20549** |
| **FORM 8-K** |
| **CURRENT REPORT** |
| **Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934** |

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| | |
|:---|:---|
| Date of Report (Date of earliest event reported) | July 21, 2025 |

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| |
|:---|
| USCB Financial Holdings, Inc. |
| (Exact name of registrant as specified in its charter) |

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| | | |
|:---|:---|:---|
| Florida | 001-41196 | 87-4070846 |
| (State or other jurisdiction | (Commission File Number) | (IRS Employer |
| of incorporation) |  | Identification No.) |

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| | |
|:---|:---|
| 2301 N.W. 87th Avenue, Doral, Florida | 33172 |
| (Address of principal executive offices) | (Zip Code) |

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| | |
|:---|:---|
| Registrant's telephone number, including area code | (305) 715-5200 |

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| | |
|:---|:---|
| Not Applicable | Not Applicable |
| (Former name or former address, if changed since last report) | (Former name or former address, if changed since last report) |
| Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below): | Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below): |
| ☐ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| ☐ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| ☐ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| ☐ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |

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Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| Title of each Class | Trading<br> Symbol(s) | Name of each exchange on which registered |
| Common Stock | USCB | The Nasdaq Stock Market LLC |

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

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| | | |
|:---|:---|:---|
| **Item**  | **7.01** | **<u>Regulation FD Disclosure.</u>** |
|  |  | On July 21, 2025, USCB Financial Holdings, Inc. (the "Company") issued a press release announcing the declaration of the Company's quarterly cash dividend. The dividend is in the amount of $0.10 per share of Class A common stock and is payable on September 5, 2025 to shareholders of record as of the close of business on August 15, 2025. For additional information, reference is made to the Company's press release, dated July 21, 2025, which is included as Exhibit 99.1 hereto and is incorporated herein by reference thereto.<br> The information in this Item 7.01, including Exhibit 99.1 hereto, is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 (the "Exchange Act"), or otherwise subject to the liability of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Exchange Act except as expressly set forth by specific reference in such filing to this Form 8-K. |

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| | | |
|:---|:---|:---|
| **Item** | **9.01** | **<u>Financial Statements and Exhibits</u>** |
|  | (a) | Not applicable. |
|  | (b) | Not applicable. |
|  | (c) | Not applicable. |
|  | (d) | Exhibits |

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| | |
|:---|:---|
| **Exhibit No.** | **Description** |
| 99.1 | Press release dated July 21, 2025. |
| 104 | Cover Page Interactive Data (embedded within the Inline XBRL document) |

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | USCB FINANCIAL HOLDINGS, INC. | USCB FINANCIAL HOLDINGS, INC. |
|  | By: | /s/ Robert Anderson |
|  | Name: | Robert Anderson |
|  | Title: | Executive Vice President and Chief Financial Officer |
| Date: July 21, 2025 |  |  |

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## Exhibit 99.1

![ex_839777img001.jpg](ex_839777img001.jpg)

**USCB FINANCIAL HOLDINGS, INC. DECLARES**

**QUARTERLY CASH DIVIDEND ON COMMON STOCK**

**Press Release** 

**MIAMI, FL** – **July 21, 2025** – **USCB Financial Holdings, Inc. (the** "**Company**"**) (NASDAQ: USCB)**, the holding company for U.S. Century Bank, announced today that its Board of Directors declared a regular quarterly cash dividend of $0.10 per share of Class A common stock, payable on September 5, 2025 to shareholders of record as of the close of business on August 15, 2025. Future dividend payments are subject to quarterly review and approval by the Board of Directors.

**About USCB Financial Holdings, Inc.**

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank. Established in 2002, U.S. Century Bank is one of the largest community banks headquartered in Miami, and one of the largest community banks in the State of Florida. U.S. Century Bank is rated 5-Stars by BauerFinancial, the nation's leading independent bank rating firm. U.S. Century Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. For more information or to find a U.S. Century Bank banking center near you, please call (305) 715-5200 or visit www.uscentury.com.

**Contacts:**

**Investor Relations**

InvestorRelations@uscentury.com

**Media Relations**

Martha Guerra-Kattou

(305) 715-5141

MGuerra@uscentury.com