# EDGAR Filing Document

**Accession Number:** 0001640420
**File Stem:** 0001172661-23-000290
**Filing Date:** 2023-1
**Character Count:** 10769
**Document Hash:** 95989dc518184ea2447b1053f56e7027
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-23-000290.hdr.sgml**: 20230126

**ACCESSION NUMBER**: 0001172661-23-000290

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230126

**DATE AS OF CHANGE**: 20230126

**EFFECTIVENESS DATE**: 20230126

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** US FINANCIAL ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001640420
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MA

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16864
- **FILM NUMBER:** 23555307

**BUSINESS ADDRESS:**
- **STREET 1:** 30 BRAINTREE HILL OFFICE PARK, SUITE 201
- **CITY:** BRAINTREE
- **STATE:** MA
- **ZIP:** 02184
- **BUSINESS PHONE:** 761-849-9200

**MAIL ADDRESS:**
- **STREET 1:** 30 BRAINTREE HILL OFFICE PARK, SUITE 201
- **CITY:** BRAINTREE
- **STATE:** MA
- **ZIP:** 02184

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** US FINANCIAL ADVISORS LLC<br>**Address:** 30 Braintree Hill Office Park Suite 201<br>Braintree, MA 02184

**Form 13F File Number:** 028-16864

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** James J. Spinelli<br>**Title:** Chief Compliance Officer<br>**Phone:** 610-296-7930

**Signature, Place, and Date of Signing:**

/s/ James J. Spinelli  Braintree, MA  01-26-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 69

**Form 13F Information Table Value Total:** $199255288

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 1820579 | 14012 | SH |  | SOLE |  | 0 | 0 | 14012 |
| BANK AMERICA CORP | COM | 060505104 |  | 305963 | 9238 | SH |  | SOLE |  | 9238 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 354520 | 3214 | SH |  | SOLE |  | 2469 | 0 | 745 |
| FIRST TR EXCHANGE-TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 6710511 | 152789 | SH |  | SOLE |  | 30520 | 0 | 122269 |
| GLOBAL X FDS | CONSCIOUS COS | 37954Y731 |  | 809379 | 29230 | SH |  | SOLE |  | 0 | 0 | 29230 |
| INVESCO EXCHANGE TRADED FD T | WATER RES ETF | 46137V142 |  | 206263 | 4002 | SH |  | SOLE |  | 0 | 0 | 4002 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 452854 | 15060 | SH |  | SOLE |  | 0 | 0 | 15060 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1499163 | 32102 | SH |  | SOLE |  | 11626 | 0 | 20476 |
| ISHARES TR | MBS ETF | 464288588 |  | 3252105 | 35063 | SH |  | SOLE |  | 8085 | 0 | 26978 |
| ISHARES TR | ESG SCRND S | 46436E569 |  | 987772 | 34749 | SH |  | SOLE |  | 0 | 0 | 34749 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 4810934 | 126938 | SH |  | SOLE |  | 24149 | 0 | 102789 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 3109676 | 34120 | SH |  | SOLE |  | 7062 | 0 | 27058 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 11039987 | 168190 | SH |  | SOLE |  | 33183 | 0 | 135007 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 3421350 | 67978 | SH |  | SOLE |  | 16603 | 0 | 51375 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 7067946 | 87076 | SH |  | SOLE |  | 16567 | 0 | 70509 |
| ISHARES TR | FALN ANGLS USD | 46435G474 |  | 1734689 | 70487 | SH |  | SOLE |  | 17827 | 0 | 52660 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 462222 | 4056 | SH |  | SOLE |  | 0 | 0 | 4056 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 24778500 | 117701 | SH |  | SOLE |  | 28834 | 0 | 88867 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 787540 | 9310 | SH |  | SOLE |  | 2281 | 0 | 7029 |
| ISHARES TR | CORE S ETF | 464287200 |  | 19448530 | 50620 | SH |  | SOLE |  | 11191 | 0 | 39429 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 226889 | 1564 | SH |  | SOLE |  | 516 | 0 | 1048 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 340467 | 17152 | SH |  | SOLE |  | 0 | 0 | 17152 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 3683156 | 74998 | SH |  | SOLE |  | 17147 | 0 | 57851 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 6353883 | 29658 | SH |  | SOLE |  | 4488 | 0 | 25170 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 462142 | 5453 | SH |  | SOLE |  | 0 | 0 | 5453 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 262202 | 3092 | SH |  | SOLE |  | 0 | 0 | 3092 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 296595 | 5070 | SH |  | SOLE |  | 94 | 0 | 4976 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 611739 | 3463 | SH |  | SOLE |  | 125 | 0 | 3338 |
| MICROSOFT CORP | COM | 594918104 |  | 1677301 | 6994 | SH |  | SOLE |  | 1697 | 0 | 5297 |
| NEW ENGLAND RLTY ASSOC LTD P | DEPOSITRY RCPT | 644206104 |  | 221662 | 3122 | SH |  | SOLE |  | 3122 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 348099 | 638 | SH |  | SOLE |  | 0 | 0 | 638 |
| NUSHARES ETF TR | NUVEEN ESG MIDCP | 67092P409 |  | 402829 | 11444 | SH |  | SOLE |  | 0 | 0 | 11444 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 646275 | 18908 | SH |  | SOLE |  | 0 | 0 | 18908 |
| NUSHARES ETF TR | NUVEEN ESG INTL | 67092P805 |  | 525752 | 20378 | SH |  | SOLE |  | 0 | 0 | 20378 |
| PFIZER INC | COM | 717081103 |  | 208752 | 4074 | SH |  | SOLE |  | 0 | 0 | 4074 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 227228 | 1499 | SH |  | SOLE |  | 0 | 0 | 1499 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 277098 | 3079 | SH |  | SOLE |  | 905 | 0 | 2174 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 545876 | 5409 | SH |  | SOLE |  | 1166 | 0 | 4243 |
| ROYALTY PHARMA PLC | SHS CLASS A | G7709Q104 |  | 899040 | 22749 | SH |  | SOLE |  | 0 | 0 | 22749 |
| SACHEM CAP CORP | COM | 78590A109 |  | 394598 | 119575 | SH |  | SOLE |  | 119575 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 441241 | 3248 | SH |  | SOLE |  | 0 | 0 | 3248 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 7809472 | 20421 | SH |  | SOLE |  | 5044 | 0 | 15377 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 321023 | 725 | SH |  | SOLE |  | 0 | 0 | 725 |
| SPDR SER TR | S 600 SML CAP | 78464A813 |  | 294476 | 3582 | SH |  | SOLE |  | 0 | 0 | 3582 |
| SPDR SER TR | SPDR MSCI USA GE | 78468R747 |  | 336758 | 4274 | SH |  | SOLE |  | 0 | 0 | 4274 |
| SPDR SER TR | PORTFLI INTRMDIT | 78464A672 |  | 13132203 | 465021 | SH |  | SOLE |  | 93290 | 0 | 371731 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 |  | 204250 | 6952 | SH |  | SOLE |  | 0 | 0 | 6952 |
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 |  | 798076 | 31758 | SH |  | SOLE |  | 7444 | 0 | 24314 |
| SPDR SER TR | PORTFOLI S | 78464A805 |  | 548327 | 11595 | SH |  | SOLE |  | 2513 | 0 | 9082 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 |  | 221481 | 2421 | SH |  | SOLE |  | 0 | 0 | 2421 |
| SPDR SER TR | S 500 ESG ETF | 78468R531 |  | 994769 | 27135 | SH |  | SOLE |  | 0 | 0 | 27135 |
| SSGA ACTIVE ETF TR | BLACKSTONE SENR | 78467V608 |  | 865500 | 21161 | SH |  | SOLE |  | 5348 | 0 | 15813 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 4947950 | 8985 | SH |  | SOLE |  | 1542 | 0 | 7443 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 2883254 | 106708 | SH |  | SOLE |  | 17593 | 0 | 89115 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 8806156 | 135667 | SH |  | SOLE |  | 29226 | 0 | 106441 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 565237 | 7868 | SH |  | SOLE |  | 0 | 0 | 7868 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 2330612 | 49138 | SH |  | SOLE |  | 11290 | 0 | 37848 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 646219 | 4778 | SH |  | SOLE |  | 66 | 0 | 4712 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 8380034 | 41117 | SH |  | SOLE |  | 8870 | 0 | 32247 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 9806636 | 53431 | SH |  | SOLE |  | 12331 | 0 | 41100 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 1986276 | 42524 | SH |  | SOLE |  | 6748 | 0 | 35776 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 |  | 2613726 | 14999 | SH |  | SOLE |  | 3368 | 0 | 11631 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 2699673 | 48978 | SH |  | SOLE |  | 15110 | 0 | 33868 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 4991155 | 64394 | SH |  | SOLE |  | 11732 | 0 | 52662 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 6812844 | 90608 | SH |  | SOLE |  | 16504 | 0 | 74104 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2602056 | 61998 | SH |  | SOLE |  | 23309 | 0 | 38689 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 981116 | 14897 | SH |  | SOLE |  | 0 | 0 | 14897 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 239557 | 750 | SH |  | SOLE |  | 375 | 0 | 375 |
| WISDOMTREE TR | EUROPE HEDGED EQ | 97717X701 |  | 323145 | 4619 | SH |  | SOLE |  | 0 | 0 | 4619 |

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