# EDGAR Filing Document

**Accession Number:** 0000103007
**File Stem:** 0001133228-25-011499
**Filing Date:** 2025-10
**Character Count:** 6311
**Document Hash:** a51f8c95808778b3550fce009cb73d47
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001133228-25-011499.hdr.sgml**: 20251030

**ACCESSION NUMBER**: 0001133228-25-011499

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251030

**DATE AS OF CHANGE**: 20251030

**EFFECTIVENESS DATE**: 20251030

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co
- **CENTRAL INDEX KEY:** 0000103007

**ORGANIZATION NAME:**
- **EIN:** 710294708
- **STATE OF INCORPORATION:** CT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-81216
- **FILM NUMBER:** 251432321

**BUSINESS ADDRESS:**
- **STREET 1:** ONE ORANGE WAY
- **CITY:** WINDSOR
- **STATE:** CT
- **ZIP:** 06095-4774
- **BUSINESS PHONE:** 860-580-4646

**MAIL ADDRESS:**
- **STREET 1:** ONE ORANGE WAY
- **CITY:** WINDSOR
- **STATE:** CT
- **ZIP:** 06095-4774

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VARIABLE ANNUITY ACCT C OF ING LIFE INSURANCE & ANNUITY CO
- **DATE OF NAME CHANGE:** 20020319

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VARIABLE ANNUITY ACCT C OF AETNA LIFE INSURANCE & ANNUITY CO
- **DATE OF NAME CHANGE:** 19940525

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VARIABLE ANNUITY ACCOUNT C OF AETNA VARIABLE ANNUITY LIFE IN
- **DATE OF NAME CHANGE:** 19791108

## Series and Classes Contracts Data

### VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY (Series ID: S000001089)

---

|  |  |
|:---|:---|
| Class Name                   | Class ID   |
| State University of New York | C000002960 |

---

## Series and Classes Contracts Data

### VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY (Series ID: S000001089)

| Class ID   | Class Name                   | Ticker Symbol   |
|:---|:---|:---|
| C000002960 | State University of New York |  |

**STATE UNIVERSITY OF NEW YORK**

**DEFINED CONTRIBUTION RETIREMENT PLANS**

**GROUP DEFERRED FIXED AND VARIABLE ANNUITY CONTRACTS**

issued by

**Voya Retirement Insurance and Annuity Company**<br> and its<br> **Variable Annuity Account C**

**Supplement Dated October 30, 2025 to the**

**[Contract Prospectus](https://www.sec.gov/ix?doc=/Archives/edgar/data/103007/000113322825003811/suny-efp15386_485bpos.htm) and [Updating Summary Prospectus](https://www.sec.gov/Archives/edgar/data/103007/000113322825003870/suny-efp15390_497vpu.htm),<br> each dated May 1, 2025, as amended**

This supplement to the variable annuity account contract prospectus ("contract prospectus") and updating summary prospectus, updates and amends certain information contained in them. Please read this supplement carefully and keep it with the contract prospectus and summary prospectus that you may have received, for future reference. Capitalized terms not defined in this supplement shall have the meaning given to them in the contract prospectus and summary prospectus.

**_______________________________________________**

**NOTICE OF AND IMPORTANT INFORMATION** 

**ABOUT THE ADDITION OF A NEW FUND<br>** 

<br> Effective September 15, 2025, the Fidelity<sup>®</sup> U.S. Bond Index Fund was added to the table labeled ***Funds Available for New Allocations: SUNY ORP Post (11/15/2021) Contracts of APPENDIX A: FUNDS AVAILABLE UNDER THE CONTRACT*,** in the contract prospectus, and in the ***APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT*,** of the updating summary prospectus.

Effective October 10, 2025, the Fidelity<sup>®</sup> U.S. Bond Index Fund was added to the table labeled ***"Funds Available for New Allocations: SUNY ORP Legacy (Pre 11/15/2021) Contract and NYS VDC Legacy (Pre 11/15/2021) Contracts"***, in the contract prospectus, and in the ***APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT,*** of the updating summary prospectus.

---

| | | | | |
|:---|:---|:---|:---|:---|
| **INVESTMENT OBJECTIVE** | **CURRENT EXPENSES**\* | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2024) | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2024) | **AVERAGE ANNUAL TOTAL RETURNS**<br> (as of 12/31/2024) |
| **INVESTMENT OBJECTIVE** | **CURRENT EXPENSES**\* | **1** <br> **Year** | **5**<br> **Years** | **10** <br> **Years** |
| Seeks to provide investment results that correspond to the aggregate price and interest performance of the debt securities in the Bloomberg U.S. Aggregate Bond Index. **Fidelity<sup>®</sup> U.S. Bond Index Fund (Class A)**<sup>1</sup><br>**Investment Adviser:** Fidelity Management & Research<br> Company LLC<br>**Subadviser:** FMR Investment Management (U.K.) Limited | 0.02% | 1.34% | -0.31% | 1.33% |

---

\* Operating expenses reflecting applicable waivers or expense limitations as reported in the Fund's prospectus.

<sup>1</sup> This Fund is available to the general public, in addition to being available through variable annuity contracts. **See "FEDERAL TAX CONSIDERATIONS - Special Considerations for Section 403(b) Plans" for a discussion of investment in one of the public Funds under 403(b) or Roth 403(b) annuity contracts.**

X.81216-25B October 2025

**MORE INFORMATION IS AVAILABLE**

More information about the funds available through your contract, including information about the risks associated with investing in them can be found in the contract prospectus, summary prospectus, and Statement of Additional Information for each fund. You may obtain these documents by contacting Customer Service.

If you received a summary prospectus for any of the funds available through your contract, you may obtain a full contract prospectus and other fund information free of charge by either accessing the internet address, calling the telephone number, or sending an email request to the email address shown on the front of the fund's summary prospectus.

***Please retain this supplement for future reference.***

*Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) Voya Retirement Insurance and Annuity Company, One Orange Way, Windsor, CT 06095. **Securities are distributed by Voya Financial Partners, LLC (member SIPC). Securities may also be distributed through other broker-dealers with which Voya Financial Partners, LLC has selling agreements.***

X.81216-25B October 2025