# EDGAR Filing Document

**Accession Number:** 0002010212
**File Stem:** 0002010212-26-000002
**Filing Date:** 2026-2
**Character Count:** 9177
**Document Hash:** 21e13098890d8cc6887db48993ddf8ac
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002010212-26-000002.hdr.sgml**: 20260205

**ACCESSION NUMBER**: 0002010212-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260205

**DATE AS OF CHANGE**: 20260205

**EFFECTIVENESS DATE**: 20260205

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TRUE BLUE FINANCIAL, LLC
- **CENTRAL INDEX KEY:** 0002010212

**ORGANIZATION NAME:**
- **EIN:** 264281503
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26083
- **FILM NUMBER:** 26601056

**BUSINESS ADDRESS:**
- **STREET 1:** 7889 RED ARROW HIGHWAY
- **CITY:** STEVENSVILLE
- **STATE:** MI
- **ZIP:** 49127
- **BUSINESS PHONE:** 269-982-2710

**MAIL ADDRESS:**
- **STREET 1:** P.O. BOX 198
- **CITY:** STEVENSVILLE
- **STATE:** MI
- **ZIP:** 49127-0198

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** True Blue Financial LLC<br>**Address:** P.O. BOX 198<br>STEVENSVILLE, MI 49127-0198

**Form 13F File Number:** 028-26083

**CRD Number (if applicable):** 000310841

**SEC File Number (if applicable):** 801-133948

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lucas M. Brown<br>**Title:** CCO<br>**Phone:** 269-982-2710

**Signature, Place, and Date of Signing:**

/s/ Lucas M. Brown  Stevensville, MI  02-05-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 51

**Form 13F Information Table Value Total:** $121142978

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 219660 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| APPLE INC | COM | 037833100 |  | 204167 | 751 | SH |  | SOLE |  | 0 | 0 | 751 |
| CAPITAL GROUP CORE EQUITY ET | SHS CREATION UNI | 14020V108 |  | 2879144 | 71567 | SH |  | SOLE |  | 0 | 0 | 71567 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 3572464 | 81862 | SH |  | SOLE |  | 0 | 0 | 81862 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 3861553 | 86835 | SH |  | SOLE |  | 0 | 0 | 86835 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 2243421 | 75919 | SH |  | SOLE |  | 0 | 0 | 75919 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 |  | 777208 | 24341 | SH |  | SOLE |  | 0 | 0 | 24341 |
| CAPITAL GRP FIXED INCM ETF T | CORE BOND ETF | 14020Y508 |  | 2181616 | 82263 | SH |  | SOLE |  | 0 | 0 | 82263 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 1449820 | 64038 | SH |  | SOLE |  | 0 | 0 | 64038 |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | 14020Y300 |  | 749469 | 27135 | SH |  | SOLE |  | 0 | 0 | 27135 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 6423550 | 162252 | SH |  | SOLE |  | 0 | 0 | 162252 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 8115348 | 247948 | SH |  | SOLE |  | 0 | 0 | 247948 |
| ELI LILLY  CO | COM | 532457108 |  | 249326 | 232 | SH |  | SOLE |  | 0 | 0 | 232 |
| FIRST TR EXCH TRADED FD III | INSTL PFD SECS | 33739P855 |  | 2159584 | 111376 | SH |  | SOLE |  | 0 | 0 | 111376 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 12679888 | 247969 | SH |  | SOLE |  | 0 | 0 | 247969 |
| FIRST TR EXCH TRADED FD III | SHRT DUR MNG MUN | 33739P830 |  | 4043596 | 201726 | SH |  | SOLE |  | 0 | 0 | 201726 |
| FIRST TR EXCHANGE TRADED FD | INTL EQUITY OPP | 33734X853 |  | 1076407 | 18201 | SH |  | SOLE |  | 0 | 0 | 18201 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 1689926 | 24326 | SH |  | SOLE |  | 0 | 0 | 24326 |
| FIRST TR EXCHANGE-TRADED FD | COM | 33734G108 |  | 2941913 | 107723 | SH |  | SOLE |  | 0 | 0 | 107723 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR TA HIYL | 33738D408 |  | 1764772 | 42159 | SH |  | SOLE |  | 0 | 0 | 42159 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 1488889 | 29784 | SH |  | SOLE |  | 0 | 0 | 29784 |
| FIRST TR EXCHANGE-TRADED FD | LIMITED DURATION | 33738D804 |  | 869639 | 45317 | SH |  | SOLE |  | 0 | 0 | 45317 |
| FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 |  | 2442843 | 64506 | SH |  | SOLE |  | 0 | 0 | 64506 |
| FIRST TR EXCHANGE-TRADED FD | SENIOR LN FD | 33738D309 |  | 2539842 | 55358 | SH |  | SOLE |  | 0 | 0 | 55358 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 1510693 | 32784 | SH |  | SOLE |  | 0 | 0 | 32784 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN DYN MUN | 35473P868 |  | 380088 | 15283 | SH |  | SOLE |  | 0 | 0 | 15283 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 1963578 | 44455 | SH |  | SOLE |  | 0 | 0 | 44455 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 2428539 | 25539 | SH |  | SOLE |  | 0 | 0 | 25539 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 3801351 | 25516 | SH |  | SOLE |  | 0 | 0 | 25516 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 3929807 | 30504 | SH |  | SOLE |  | 0 | 0 | 30504 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 1105178 | 10030 | SH |  | SOLE |  | 0 | 0 | 10030 |
| ISHARES TR | MBS ETF | 464288588 |  | 727640 | 7642 | SH |  | SOLE |  | 0 | 0 | 7642 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 1726448 | 15708 | SH |  | SOLE |  | 0 | 0 | 15708 |
| MICROSOFT CORP | COM | 594918104 |  | 246646 | 510 | SH |  | SOLE |  | 0 | 0 | 510 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 4479248 | 45800 | SH |  | SOLE |  | 0 | 0 | 45800 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 5561878 | 124566 | SH |  | SOLE |  | 0 | 0 | 124566 |
| ROCKET LAB CORP | COM | 773121108 |  | 313920 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 387574 | 14776 | SH |  | SOLE |  | 0 | 0 | 14776 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 313446 | 7058 | SH |  | SOLE |  | 0 | 0 | 7058 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A656 |  | 229409 | 8840 | SH |  | SOLE |  | 0 | 0 | 8840 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A383 |  | 335373 | 14962 | SH |  | SOLE |  | 0 | 0 | 14962 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 2121638 | 45276 | SH |  | SOLE |  | 0 | 0 | 45276 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 483339 | 8508 | SH |  | SOLE |  | 0 | 0 | 8508 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 |  | 12865902 | 380535 | SH |  | SOLE |  | 0 | 0 | 380535 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 842610 | 7897 | SH |  | SOLE |  | 0 | 0 | 7897 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 484079 | 16785 | SH |  | SOLE |  | 0 | 0 | 16785 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 6208765 | 75258 | SH |  | SOLE |  | 0 | 0 | 75258 |
| STRYKER CORPORATION | COM | 863667101 |  | 227046 | 646 | SH |  | SOLE |  | 0 | 0 | 646 |
| TIDAL TRUST III | AFFORDABLE HOUS | 74741A106 |  | 828869 | 47472 | SH |  | SOLE |  | 0 | 0 | 47472 |
| VANECK ETF TRUST | GREEN BOND ETF | 92189F171 |  | 798614 | 32817 | SH |  | SOLE |  | 0 | 0 | 32817 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 217255 | 648 | SH |  | SOLE |  | 0 | 0 | 648 |

---