# EDGAR Filing Document

**Accession Number:** 0001828937
**File Stem:** 0001493152-25-018155
**Filing Date:** 2025-10
**Character Count:** 11158
**Document Hash:** 4df0f69809f7103e1c456ea3d051ad89
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001493152-25-018155.hdr.sgml**: 20251015

**ACCESSION NUMBER**: 0001493152-25-018155

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D/A

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20251015

**DATE AS OF CHANGE**: 20251015

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Finance of America Companies Inc.
- **CENTRAL INDEX KEY:** 0001828937
- **STANDARD INDUSTRIAL CLASSIFICATION:** MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 853474065
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-92461
- **FILM NUMBER:** 251395144

**BUSINESS ADDRESS:**
- **STREET 1:** 5830 GRANITE PARKWAY
- **STREET 2:** SUITE 400
- **CITY:** PLANO
- **STATE:** TX
- **ZIP:** 75024
- **BUSINESS PHONE:** 877-202-2666

**MAIL ADDRESS:**
- **STREET 1:** 5830 GRANITE PARKWAY
- **STREET 2:** SUITE 400
- **CITY:** PLANO
- **STATE:** TX
- **ZIP:** 75024
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Bloom Retirement Holdings Inc.
- **CENTRAL INDEX KEY:** 0001466992

**ORGANIZATION NAME:**
- **EIN:** 201832276
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A

**BUSINESS ADDRESS:**
- **STREET 1:** 3800 W. CHAPMAN AVENUE, THIRD FLOOR
- **CITY:** ORANGE
- **STATE:** CA
- **ZIP:** 92868
- **BUSINESS PHONE:** 866-948-0003

**MAIL ADDRESS:**
- **STREET 1:** 3800 W. CHAPMAN AVENUE, THIRD FLOOR
- **CITY:** ORANGE
- **STATE:** CA
- **ZIP:** 92868

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** American Advisors Group
- **DATE OF NAME CHANGE:** 20090624

## Ex-1

**Exhibit 1**

**Annex A**

---

| | | |
|:---|:---|:---|
| **Date** | **Number of Shares** | **Weighted Average <br> Price Per Share** |
| 9/15/2025 | 6116 | $25.4218 |
| 9/16/2025 | 4268 | $24.6866 |
| 9/17/2025 | 3825 | $24.8254 |
| 9/18/2025 | 6112 | $25.4879 |
| 9/19/2025 | 4585 | $25.5400 |
| 9/22/2025 | 4858 | $25.1685 |
| 9/23/2025 | 17667 | $25.6443 |
| 9/24/2025 | 10127 | $24.0311 |
| 9/25/2025 | 7828 | $22.8483 |
| 9/26/2025 | 6004 | $22.5611 |
| 9/29/2025 | 5134 | $22.7943 |
| 9/30/2025 | 8561 | $21.9808 |
| 10/1/2025 | 5122 | $22.0727 |
| 10/2/2025 | 6677 | $21.8768 |
| 10/3/2025 | 4707 | $22.3316 |
| 10/6/2025 | 4779 | $22.3715 |
| 10/7/2025 | 9966 | $21.9275 |
| 10/8/2025 | 3960 | $22.3147 |
| 10/9/2025 | 7132 | $22.7533 |
| 10/10/2025 | 7539 | $21.8466 |
| 10/13/2025 | 5055 | $22.1456 |

---

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**(Amendment No. 12)**

**Finance of America Companies Inc.**

*(Name of Issuer)*

**Class A Common Stock**

*(Title of Class of Securities)*

**31738L107**

*(CUSIP Number)*

**Reza Jahangiri**<br>895 Dove Street, Suite 300<br>Newport Beach CA 92660<br>(866) 948-0003

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**10/10/2025**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **31738L107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Bloom Retirement Holdings Inc.** | Name of reporting person<br>**Bloom Retirement Holdings Inc.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**CALIFORNIA** | Citizenship or place of organization<br>**CALIFORNIA** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**2126091.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**2126091.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**2126091.00** | Aggregate amount beneficially owned by each reporting person<br>**2126091.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**9.49%** | Percent of class represented by amount in Row (11)<br>**9.49%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **31738L107** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Reza Jahangiri** | Name of reporting person<br>**Reza Jahangiri** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**2126091.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**2126091.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**2126091.00** | Aggregate amount beneficially owned by each reporting person<br>**2126091.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**9.49%** | Percent of class represented by amount in Row (11)<br>**9.49%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Class A Common Stock

**(b) Name of Issuer:**
Finance of America Companies Inc.

**(c) Address of Issuer's Principal Executive Offices:**
5830 Granite Parkway, Suite 400, Plano, TX, 75024

This Amendment No. 12 to Schedule 13D ("Amendment No. 12") amends and supplements the Schedule 13D originally filed with the United States Securities and Exchange Commission on April 10, 2023 (as amended to date, the "Schedule 13D"), relating to the shares of Class A common stock, par value $0.0001 per share (the "Class A Common Stock"), of Finance of America Companies Inc., a Delaware corporation (the "Issuer"). Capitalized terms used herein without definition shall have the meanings set forth in the Schedule 13D.

**Item 5. Interest in Securities of the Issuer**

**(a)**
The information contained on the cover pages is incorporated by reference to this Item 5.

The Reporting Persons may be deemed to beneficially own 2,126,091 shares of Class A Common Stock as of October 13, 2025, representing 9.49% of the Class A Common Stock outstanding based upon 11,079,270 shares of Class A Common Stock outstanding as of August 6, 2025, as set forth in the Issuer's Quarterly Report on Form 10-Q filed by the Issuer on August 11, 2025.  The percentage of the Class A Common Stock reported herein gives effect to the Control Condition (as defined below).

**(b)**
The information contained on the cover pages is incorporated by reference to this Item 5.

Bloom Retirement Holdings Inc. is the record holder of 326,484 shares of Class A Common Stock and 1,799,607 FOAEC Units, as reported herein. Mr. Jahangiri is the majority shareholder of Bloom Retirement Holdings Inc. and may be deemed to share voting and dispositive power over the securities held by Bloom Retirement Holdings Inc. The percent of class beneficially owned as reported above gives effect to the Conversion Agreement as previously disclosed in Item 4.

The FOAEC Units reported above represent the maximum number of FOAEC Units that may be issued pursuant to the Asset Purchase Agreement. Under the Asset Purchase Agreement, Bloom Retirement Holdings Inc. will be issued FOAEC Units only to the extent that its ownership does not exceed 9.49% of the outstanding shares of Class A Common Stock (giving effect to the deemed exchange of all outstanding FOAEC Units) until, among other conditions, certain consents, approvals, authorizations and waivers are satisfied (the "Control Condition"). Each FOAEC Unit is exchangeable into Class A Common Stock on a one-for-one basis at the option of the holder.

**(c)**
Since the Reporting Persons' most recent filing in Schedule 13D, Bloom Retirement Holdings Inc. has disposed of 140,022 shares of Class A Common Stock in a series of open-market transactions pursuant to the 2025 10b5-1 Trading Plan. Details by date, listing the number of shares of Class A Common Stock disposed of pursuant to the 2025 10b5-1 Trading Plan and the weighted average price per share, are provided in Annex A. The Reporting Persons undertake to provide, upon request by the staff of the SEC, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price for each transaction.

Except as described in this Amendment No. 12, the Reporting Persons have not effected any other transactions with respect to the Class A Common Stock in the last 60 days.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Bloom Retirement Holdings Inc.

**Signature:** /s/ Reza Jahangiri

**Name/Title:** Reza Jahangiri, Majority Shareholder

**Date:** 10/15/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Reza Jahangiri

**Signature:** /s/ Reza Jahangiri

**Name/Title:** Reza Jahangiri

**Date:** 10/15/2025