# EDGAR Filing Document

**Accession Number:** 0002105785
**File Stem:** 0002105785-26-000002
**Filing Date:** 2026-4
**Character Count:** 10333
**Document Hash:** 5082ae0fdf2c53366fe822d15162d797
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002105785-26-000002.hdr.sgml**: 20260409

**ACCESSION NUMBER**: 0002105785-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260409

**DATE AS OF CHANGE**: 20260409

**EFFECTIVENESS DATE**: 20260409

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** STEWARDSHIP CONCEPTS FINANCIAL SERVICES LLC
- **CENTRAL INDEX KEY:** 0002105785

**ORGANIZATION NAME:**
- **EIN:** 462513950
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25932
- **FILM NUMBER:** 26852533

**BUSINESS ADDRESS:**
- **STREET 1:** 7307 N DIVISION ST
- **STREET 2:** STE 205
- **CITY:** SPOKANE
- **STATE:** WA
- **ZIP:** 99208
- **BUSINESS PHONE:** 509-443-0845

**MAIL ADDRESS:**
- **STREET 1:** 7307 N DIVISION ST
- **STREET 2:** STE 205
- **CITY:** SPOKANE
- **STATE:** WA
- **ZIP:** 99208

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** STEWARDSHIP CONCEPTS FINANCIAL SERVICES LLC<br>**Address:** 7307 N DIVISION ST<br>STE 205<br>SPOKANE, WA 99208

**Form 13F File Number:** 028-25932

**CRD Number (if applicable):** 000330611

**SEC File Number (if applicable):** 801-134171

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Amy Drury<br>**Title:** Managing Member<br>**Phone:** 509-443-0845

**Signature, Place, and Date of Signing:**

Amy Drury  Spokane, WA  04-09-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 62

**Form 13F Information Table Value Total:** $127633859

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 408684 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| APPLE INC | COM | 037833100 |  | 507601 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| CAPITAL GROUP CORE BALANCED | SHS | 14021D107 |  | 1488060 | 43245 | SH |  | SOLE |  | 0 | 0 | 43245 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 8888690 | 208949 | SH |  | SOLE |  | 0 | 0 | 208949 |
| CAPITAL GROUP EQUITY ETF TR | US SMALL AND MID | 14022A102 |  | 344246 | 11725 | SH |  | SOLE |  | 0 | 0 | 11725 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 7329473 | 182371 | SH |  | SOLE |  | 0 | 0 | 182371 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 1501395 | 50912 | SH |  | SOLE |  | 0 | 0 | 50912 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 |  | 2761712 | 87479 | SH |  | SOLE |  | 0 | 0 | 87479 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 4088593 | 183017 | SH |  | SOLE |  | 0 | 0 | 183017 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 14020Y201 |  | 1674639 | 61681 | SH |  | SOLE |  | 0 | 0 | 61681 |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | 14020Y300 |  | 4830876 | 177410 | SH |  | SOLE |  | 0 | 0 | 177410 |
| CAPITAL GRP FIXED INCM ETF T | SHORT DURATION | 14020Y409 |  | 404155 | 15671 | SH |  | SOLE |  | 0 | 0 | 15671 |
| CAPITAL GRP FIXED INCM ETF T | CORE BOND ETF | 14020Y508 |  | 915923 | 34879 | SH |  | SOLE |  | 0 | 0 | 34879 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL HIGH I | 14020Y805 |  | 494525 | 19531 | SH |  | SOLE |  | 0 | 0 | 19531 |
| CHEVRON CORPORATION | COM | 166764100 |  | 576797 | 2788 | SH |  | SOLE |  | 0 | 0 | 2788 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 378562 | 380 | SH |  | SOLE |  | 0 | 0 | 380 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 2386838 | 33556 | SH |  | SOLE |  | 0 | 0 | 33556 |
| ELI LILLY  CO | COM | 532457108 |  | 211547 | 230 | SH |  | SOLE |  | 0 | 0 | 230 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 |  | 4360658 | 117222 | SH |  | SOLE |  | 0 | 0 | 117222 |
| FIRST TR EXCH TRADED FD III | ULTRA SHT DUR MU | 33740J104 |  | 1994033 | 99453 | SH |  | SOLE |  | 0 | 0 | 99453 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 8151380 | 119382 | SH |  | SOLE |  | 0 | 0 | 119382 |
| FIRST TR EXCHANGE TRADED FD | SMID RISNG ETF | 33741X102 |  | 5952856 | 150973 | SH |  | SOLE |  | 0 | 0 | 150973 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR ENH NEW | 33739Q408 |  | 2414935 | 40397 | SH |  | SOLE |  | 0 | 0 | 40397 |
| FIRST TR EXCHANGE-TRADED FD | VEST LADDERED | 33733E690 |  | 1762931 | 86503 | SH |  | SOLE |  | 0 | 0 | 86503 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F599 |  | 285121 | 5880 | SH |  | SOLE |  | 0 | 0 | 5880 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 7824374 | 231696 | SH |  | SOLE |  | 0 | 0 | 231696 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F763 |  | 1183550 | 21184 | SH |  | SOLE |  | 0 | 0 | 21184 |
| HOME DEPOT INC | COM | 437076102 |  | 231457 | 704 | SH |  | SOLE |  | 0 | 0 | 704 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 304345 | 1255 | SH |  | SOLE |  | 0 | 0 | 1255 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 |  | 1162499 | 11246 | SH |  | SOLE |  | 0 | 0 | 11246 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 4524071 | 51317 | SH |  | SOLE |  | 0 | 0 | 51317 |
| ISHARES INC | EM MKT SM-CP ETF | 464286475 |  | 4294736 | 62081 | SH |  | SOLE |  | 0 | 0 | 62081 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3333696 | 5103 | SH |  | SOLE |  | 0 | 0 | 5103 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 262620 | 799 | SH |  | SOLE |  | 0 | 0 | 799 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1603988 | 4499 | SH |  | SOLE |  | 0 | 0 | 4499 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 434684 | 4095 | SH |  | SOLE |  | 0 | 0 | 4095 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 532433 | 10130 | SH |  | SOLE |  | 0 | 0 | 10130 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 740717 | 6710 | SH |  | SOLE |  | 0 | 0 | 6710 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 383922 | 4242 | SH |  | SOLE |  | 0 | 0 | 4242 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 2857682 | 67247 | SH |  | SOLE |  | 0 | 0 | 67247 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 3521813 | 74805 | SH |  | SOLE |  | 0 | 0 | 74805 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 572314 | 1946 | SH |  | SOLE |  | 0 | 0 | 1946 |
| LEGG MASON ETF INVT | FRANKLIN INTL LW | 52468L505 |  | 207245 | 5112 | SH |  | SOLE |  | 0 | 0 | 5112 |
| MICROSOFT CORP | COM | 594918104 |  | 693893 | 1875 | SH |  | SOLE |  | 0 | 0 | 1875 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 228523 | 1310 | SH |  | SOLE |  | 0 | 0 | 1310 |
| PACER FDS TR | TRENDPILOT 100 | 69374H303 |  | 303660 | 4162 | SH |  | SOLE |  | 0 | 0 | 4162 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 327445 | 366 | SH |  | SOLE |  | 0 | 0 | 366 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 215521 | 1492 | SH |  | SOLE |  | 0 | 0 | 1492 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 729916 | 2034 | SH |  | SOLE |  | 0 | 0 | 2034 |
| ROYAL BK CDA | COM | 780087102 |  | 256143 | 1583 | SH |  | SOLE |  | 0 | 0 | 1583 |
| RTX CORPORATION | COM | 75513E101 |  | 312626 | 1621 | SH |  | SOLE |  | 0 | 0 | 1621 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 514550 | 20500 | SH |  | SOLE |  | 0 | 0 | 20500 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1110555 | 43313 | SH |  | SOLE |  | 0 | 0 | 43313 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 8143175 | 279546 | SH |  | SOLE |  | 0 | 0 | 279546 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 351054 | 12072 | SH |  | SOLE |  | 0 | 0 | 12072 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 9244149 | 301309 | SH |  | SOLE |  | 0 | 0 | 301309 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 2368394 | 101998 | SH |  | SOLE |  | 0 | 0 | 101998 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 457901 | 10031 | SH |  | SOLE |  | 0 | 0 | 10031 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 405333 | 4140 | SH |  | SOLE |  | 0 | 0 | 4140 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 207416 | 347 | SH |  | SOLE |  | 0 | 0 | 347 |
| VICTORY PORTFOLIOS II | CORE INTERMEDIAT | 92647N527 |  | 3461327 | 73677 | SH |  | SOLE |  | 0 | 0 | 73677 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 211902 | 2412 | SH |  | SOLE |  | 0 | 0 | 2412 |

---