# EDGAR Filing Document

**Accession Number:** 0001974403
**File Stem:** 0001974403-26-000001
**Filing Date:** 2026-2
**Character Count:** 15834
**Document Hash:** c4daa14de4d5aef0cfd726e7c5260bb2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001974403-26-000001.hdr.sgml**: 20260202

**ACCESSION NUMBER**: 0001974403-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260202

**DATE AS OF CHANGE**: 20260202

**EFFECTIVENESS DATE**: 20260202

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Vawter Financial, Ltd.
- **CENTRAL INDEX KEY:** 0001974403

**ORGANIZATION NAME:**
- **EIN:** 522136315
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23274
- **FILM NUMBER:** 26586053

**BUSINESS ADDRESS:**
- **STREET 1:** 1161 BETHEL ROAD
- **STREET 2:** SUITE 304
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43220
- **BUSINESS PHONE:** (614) 451-1002

**MAIL ADDRESS:**
- **STREET 1:** 1161 BETHEL ROAD
- **STREET 2:** SUITE 304
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43220

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Vawter Financial Ltd.<br>**Address:** 1161 BETHEL ROAD<br>SUITE 304<br>COLUMBUS, OH 43220

**Form 13F File Number:** 028-23274

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jacqueline Washburn<br>**Title:** Chief Compliance Officer<br>**Phone:** 6144511002

**Signature, Place, and Date of Signing:**

Jacqueline Washburn  Columbus, OH  02-02-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 118

**Form 13F Information Table Value Total:** $236845904

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AAON INC | COM PAR $0.004 | 000360206 |  | 206638 | 2710 | SH |  | SOLE |  | 2710 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 376323 | 1647 | SH |  | SOLE |  | 1647 | 0 | 0 |
| AGILYSYS INC | COM | 00847J105 |  | 407027 | 3425 | SH |  | SOLE |  | 3425 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 245395 | 784 | SH |  | SOLE |  | 784 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 653913 | 2833 | SH |  | SOLE |  | 2833 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072216 |  | 358848 | 4904 | SH |  | SOLE |  | 4904 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 |  | 592456 | 6896 | SH |  | SOLE |  | 6896 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS MODERAT | 025072182 |  | 978509 | 14757 | SH |  | SOLE |  | 14757 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 357680 | 4345 | SH |  | SOLE |  | 4345 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 3043529 | 40168 | SH |  | SOLE |  | 40168 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 5505728 | 53988 | SH |  | SOLE |  | 53988 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 2813233 | 10348 | SH |  | SOLE |  | 10348 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 239649 | 224 | SH |  | SOLE |  | 224 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 3019200 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2382561 | 4740 | SH |  | SOLE |  | 4740 | 0 | 0 |
| BLACKROCK ETF TRUST II | SHORT DURATION H | 092528108 |  | 338855 | 15250 | SH |  | SOLE |  | 15250 | 0 | 0 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 7212545 | 162189 | SH |  | SOLE |  | 162189 | 0 | 0 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 10186062 | 344706 | SH |  | SOLE |  | 344706 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 422212 | 2770 | SH |  | SOLE |  | 2770 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 319928 | 371 | SH |  | SOLE |  | 371 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 225486 | 985 | SH |  | SOLE |  | 985 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 11338296 | 348121 | SH |  | SOLE |  | 348121 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 4859959 | 183950 | SH |  | SOLE |  | 183950 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 367596 | 9646 | SH |  | SOLE |  | 9646 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 310939 | 6644 | SH |  | SOLE |  | 6644 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 4762853 | 139224 | SH |  | SOLE |  | 139224 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 249257 | 5350 | SH |  | SOLE |  | 5350 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 1204970 | 52616 | SH |  | SOLE |  | 52616 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 8873117 | 149028 | SH |  | SOLE |  | 149028 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 2009663 | 1870 | SH |  | SOLE |  | 1870 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 289538 | 2406 | SH |  | SOLE |  | 2406 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 337577 | 1096 | SH |  | SOLE |  | 1096 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 |  | 9357835 | 217928 | SH |  | SOLE |  | 217928 | 0 | 0 |
| GOLDMAN SACHS ETF TR | EQUAL WEIGHT US | 381430438 |  | 495654 | 5823 | SH |  | SOLE |  | 5823 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 264486 | 5327 | SH |  | SOLE |  | 5327 | 0 | 0 |
| ISHARES INC | MSCI BRAZIL ETF | 464286400 |  | 239864 | 7550 | SH |  | SOLE |  | 7550 | 0 | 0 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 1965393 | 39300 | SH |  | SOLE |  | 39300 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1734773 | 26284 | SH |  | SOLE |  | 26284 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 3620470 | 30125 | SH |  | SOLE |  | 30125 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6595358 | 9629 | SH |  | SOLE |  | 9629 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1761184 | 17633 | SH |  | SOLE |  | 17633 | 0 | 0 |
| ISHARES TR | GLOBAL 100 ETF | 464287572 |  | 443345 | 3500 | SH |  | SOLE |  | 3500 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 416578 | 4338 | SH |  | SOLE |  | 4338 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 441072 | 8062 | SH |  | SOLE |  | 8062 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1272684 | 3408 | SH |  | SOLE |  | 3408 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 740200 | 1564 | SH |  | SOLE |  | 1564 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1135542 | 5399 | SH |  | SOLE |  | 5399 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 1473127 | 4561 | SH |  | SOLE |  | 4561 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 1999290 | 11033 | SH |  | SOLE |  | 11033 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 239905 | 2492 | SH |  | SOLE |  | 2492 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 842439 | 3422 | SH |  | SOLE |  | 3422 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 586078 | 1515 | SH |  | SOLE |  | 1515 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 257397 | 1823 | SH |  | SOLE |  | 1823 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 229714 | 2020 | SH |  | SOLE |  | 2020 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE BOND ETF | 46654Q716 |  | 17627144 | 326006 | SH |  | SOLE |  | 326006 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS USD | 46641Q878 |  | 5221950 | 112300 | SH |  | SOLE |  | 112300 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN INT EQ | 46641Q209 |  | 498172 | 7311 | SH |  | SOLE |  | 7311 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | JPMORGAM LTD DUR | 46654Q773 |  | 595899 | 11385 | SH |  | SOLE |  | 11385 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 528685 | 10469 | SH |  | SOLE |  | 10469 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | SHORT DURA CORE | 46641Q274 |  | 448463 | 9430 | SH |  | SOLE |  | 9430 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 4140925 | 81853 | SH |  | SOLE |  | 81853 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 1965011 | 38575 | SH |  | SOLE |  | 38575 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 636578 | 3076 | SH |  | SOLE |  | 3076 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1227714 | 3810 | SH |  | SOLE |  | 3810 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 214477 | 7802 | SH |  | SOLE |  | 7802 | 0 | 0 |
| LATTICE STRATEGIES TR | HARTFORD MLT ETF | 518416102 |  | 3592047 | 97148 | SH |  | SOLE |  | 97148 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 436225 | 902 | SH |  | SOLE |  | 902 | 0 | 0 |
| NATIONAL FUEL GAS CO | COM | 636180101 |  | 218164 | 2725 | SH |  | SOLE |  | 2725 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 471613 | 5030 | SH |  | SOLE |  | 5030 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 252053 | 873 | SH |  | SOLE |  | 873 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 700309 | 3755 | SH |  | SOLE |  | 3755 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 269853 | 1883 | SH |  | SOLE |  | 1883 | 0 | 0 |
| REALTY INCOME CORP | COM | 756109104 |  | 613303 | 10880 | SH |  | SOLE |  | 10880 | 0 | 0 |
| ROCKET COS INC | COM CL A | 77311W101 |  | 1309220 | 67625 | SH |  | SOLE |  | 67625 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 345443 | 1304 | SH |  | SOLE |  | 1304 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 942769 | 28787 | SH |  | SOLE |  | 28787 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 |  | 607553 | 20374 | SH |  | SOLE |  | 20374 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 217153 | 9033 | SH |  | SOLE |  | 9033 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 790082 | 17353 | SH |  | SOLE |  | 17353 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 236070 | 9000 | SH |  | SOLE |  | 9000 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 540086 | 18240 | SH |  | SOLE |  | 18240 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 333444 | 11708 | SH |  | SOLE |  | 11708 | 0 | 0 |
| SIMPLIFY EXCHANGE TRADED FUN | MBS ETF | 82889N525 |  | 250790 | 4975 | SH |  | SOLE |  | 4975 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 293269 | 740 | SH |  | SOLE |  | 740 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 245940 | 5254 | SH |  | SOLE |  | 5254 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3816024 | 5596 | SH |  | SOLE |  | 5596 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 |  | 616756 | 6548 | SH |  | SOLE |  | 6548 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 583542 | 5469 | SH |  | SOLE |  | 5469 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 360971 | 6354 | SH |  | SOLE |  | 6354 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A631 |  | 200470 | 831 | SH |  | SOLE |  | 831 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 1043700 | 7500 | SH |  | SOLE |  | 7500 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 448058 | 5431 | SH |  | SOLE |  | 5431 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 738179 | 12747 | SH |  | SOLE |  | 12747 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 459371 | 9803 | SH |  | SOLE |  | 9803 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD TR | 85207H104 |  | 478790 | 14500 | SH |  | SOLE |  | 14500 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 693099 | 1972 | SH |  | SOLE |  | 1972 | 0 | 0 |
| TUTOR PERINI CORP | COM | 901109108 |  | 221166 | 3300 | SH |  | SOLE |  | 3300 | 0 | 0 |
| UNITED BANCORP INC OHIO | COM | 909911109 |  | 511692 | 35658 | SH |  | SOLE |  | 35658 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 343080 | 4000 | SH |  | SOLE |  | 4000 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 12748384 | 161761 | SH |  | SOLE |  | 161761 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 227099 | 3066 | SH |  | SOLE |  | 3066 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 12943362 | 267868 | SH |  | SOLE |  | 267868 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 482494 | 989 | SH |  | SOLE |  | 989 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 341040 | 3854 | SH |  | SOLE |  | 3854 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 454417 | 725 | SH |  | SOLE |  | 725 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 2881827 | 13607 | SH |  | SOLE |  | 13607 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 12568638 | 48725 | SH |  | SOLE |  | 48725 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 16005121 | 52978 | SH |  | SOLE |  | 52978 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2135668 | 6370 | SH |  | SOLE |  | 6370 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1300322 | 6808 | SH |  | SOLE |  | 6808 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 456201 | 8486 | SH |  | SOLE |  | 8486 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 5131787 | 35804 | SH |  | SOLE |  | 35804 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000VAL | 92206C649 |  | 425574 | 2661 | SH |  | SOLE |  | 2661 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 255837 | 1164 | SH |  | SOLE |  | 1164 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 793759 | 10522 | SH |  | SOLE |  | 10522 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 258336 | 1800 | SH |  | SOLE |  | 1800 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 224986 | 1860 | SH |  | SOLE |  | 1860 | 0 | 0 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 323820 | 1750 | SH |  | SOLE |  | 1750 | 0 | 0 |

---