# EDGAR Filing Document

**Accession Number:** 0000101382
**File Stem:** 0001127602-23-002919
**Filing Date:** 2023-2
**Character Count:** 8698
**Document Hash:** 0038e1c3630e89129e27679c8e4ede8d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001127602-23-002919.hdr.sgml**: 20230201

**ACCESSION NUMBER**: 0001127602-23-002919

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20230131

**FILED AS OF DATE**: 20230201

**DATE AS OF CHANGE**: 20230201

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** KEMPER J MARINER
- **CENTRAL INDEX KEY:** 0001229109

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-38481
- **FILM NUMBER:** 23577387

**MAIL ADDRESS:**
- **STREET 1:** 1010 GRAND BLVD.
- **CITY:** KANSAS CITY
- **STATE:** MO
- **ZIP:** 64106
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UMB FINANCIAL CORP
- **CENTRAL INDEX KEY:** 0000101382
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **IRS NUMBER:** 430903811
- **STATE OF INCORPORATION:** MO
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 1010 GRAND AVE
- **CITY:** KANSAS CITY
- **STATE:** MO
- **ZIP:** 64106
- **BUSINESS PHONE:** 8168607000

**MAIL ADDRESS:**
- **STREET 1:** 1010 GRAND AVE
- **CITY:** KANSAS CITY
- **STATE:** MO
- **ZIP:** 64106

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** UNITED MISSOURI BANCSHARES INC
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MISSOURI BANCSHARES INC
- **DATE OF NAME CHANGE:** 19710915

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>KEMPER J MARINER<br><sub>(Last) (First) (Middle)</sub><br>1010 GRAND BLVD.<br><sub>(Street)</sub><br>KANSAS CITY, MO 64106<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2023-01-31 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[X] Director [ ] 10% Owner<br>[X] Officer (give title below) [ ] Other (specify below)<br>_Chairman and CEO_ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>UMB FINANCIAL CORP [ UMBF ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common Stock | 2023-01-31 |  | S |  | 200 | D | $89.05 | 35556 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 630 | D | $89.06 | 34926 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 280 | D | $89.07 | 34646 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 351 | D | $89.08 | 34295 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 298 | D | $89.09 | 33997 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 227 | D | $89.10 | 33770 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 312 | D | $89.11 | 33458 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 68 | D | $89.12 | 33390 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 666 | D | $89.13 | 32724 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 930 | D | $89.14 | 31794 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 250 | D | $89.15 | 31544 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 20 | D | $89.17 | 31524 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 624 | D | $89.20 | 30900 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-01-31 |  | S |  | 100 | D | $89.22 | 30800 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-02-01 |  | S |  | 300 | D | $90.00 | 30500 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-02-01 |  | S |  | 100 | D | $90.01 | 30400 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-02-01 |  | S |  | 40 | D | $90.02 | 30360 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-02-01 |  | S |  | 300 | D | $90.03 | 30060 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-02-01 |  | S |  | 80 | D | $90.07 | 29980 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-02-01 |  | S |  | 5 | D | $90.21 | 29975 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-02-01 |  | S |  | 5 | D | $90.24 | 29970 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock | 2023-02-01 |  | S |  | 10 | D | $90.25 | 29960 | I | By Trust - TUW RC Kemper For John Mariner |
| Common Stock |  |  |  |  |  |  |  | 229413.3197 | D |  |
| Common Stock |  |  |  |  |  |  |  | 1000 | I | By Daughter - Custodial Brokerage Account |
| Common Stock |  |  |  |  |  |  |  | 2132.9316 | I | By Esop |
| Common Stock |  |  |  |  |  |  |  | 1000 | I | By Son - Custodial Brokerage Account |
| Common Stock |  |  |  |  |  |  |  | 12558 | I | By Trust: Mary S Hunt Trust |
| Common Stock |  |  |  |  |  |  |  | 290397 | I | Held by Kemper Realty |
| Common Stock |  |  |  |  |  |  |  | 395989 | I | Held by Pioneer Service Corporation |
| Common Stock |  |  |  |  |  |  |  | 1938116 | I | By Trust - RC Kemper Irrevocable Trust |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

**Signature:** /s/ Jason Bartel, attorney-in-fact for Mr. Kemper  
**Date:** 2023-02-01

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**