# EDGAR Filing Document

**Accession Number:** 0001903321
**File Stem:** 0001903321-26-000002
**Filing Date:** 2026-4
**Character Count:** 13705
**Document Hash:** ab575e4c4ce3c68ce0211cc1444a584e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001903321-26-000002.hdr.sgml**: 20260417

**ACCESSION NUMBER**: 0001903321-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260417

**DATE AS OF CHANGE**: 20260417

**EFFECTIVENESS DATE**: 20260417

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** COTTONWOOD CAPITAL ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001903321

**ORGANIZATION NAME:**
- **EIN:** 853255866
- **STATE OF INCORPORATION:** UT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21525
- **FILM NUMBER:** 26871688

**BUSINESS ADDRESS:**
- **STREET 1:** 650 SOUTH 500 WEST
- **STREET 2:** SUITE #176
- **CITY:** SALT LAKE CITY
- **STATE:** UT
- **ZIP:** 84101
- **BUSINESS PHONE:** 385-853-5000

**MAIL ADDRESS:**
- **STREET 1:** 650 SOUTH 500 WEST
- **STREET 2:** SUITE #176
- **CITY:** SALT LAKE CITY
- **STATE:** UT
- **ZIP:** 84101

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** COTTONWOOD CAPITAL ADVISORS LLC<br>**Address:** 650 SOUTH 500 WEST<br>SUITE #176<br>SALT LAKE CITY, UT 84101

**Form 13F File Number:** 028-21525

**CRD Number (if applicable):** 000311272

**SEC File Number (if applicable):** 801-119782

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Thomas Pappas<br>**Title:** President<br>**Phone:** 801-712-1593

**Signature, Place, and Date of Signing:**

/s/Thomas Pappas  Salt Lake City, UT  04-17-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 86

**Form 13F Information Table Value Total:** $141799404

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 371528 | 1292 | SH |  | SOLE |  | 1292 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 267645 | 933 | SH |  | SOLE |  | 933 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 250234 | 3792 | SH |  | SOLE |  | 3792 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 650635 | 3124 | SH |  | SOLE |  | 3124 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 1604294 | 6321 | SH |  | SOLE |  | 6321 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 230970 | 4738 | SH |  | SOLE |  | 4738 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 | BBG001S5W4F5 | 245340 | 5220 | SH |  | SOLE |  | 5220 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 212633 | 687 | SH |  | SOLE |  | 687 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF T | SHORT DURATION M | 14020Y607 | BBG01J5S8NT0 | 1969450 | 74941 | SH |  | SOLE |  | 74941 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 | BBG001S67ZC5 | 777852 | 3760 | SH |  | SOLE |  | 3760 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 | BBG001S9KRQ7 | 269036 | 270 | SH |  | SOLE |  | 270 | 0 | 0 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 1258976 | 2235 | SH |  | SOLE |  | 2235 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 | BBG001S5QVT7 | 758016 | 5786 | SH |  | SOLE |  | 5786 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 287488 | 1694 | SH |  | SOLE |  | 1694 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | EME MRK BD ETF | 33739P202 | BBG007GFNP02 | 816584 | 28416 | SH |  | SOLE |  | 28416 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 | BBG006H1W526 | 666724 | 13161 | SH |  | SOLE |  | 13161 | 0 | 0 |
| FIRST TR EXCH TRD ALPHDX FD | GERMANY ALPHA | 33737J190 | BBG002N8WNT5 | 1200237 | 19998 | SH |  | SOLE |  | 19998 | 0 | 0 |
| FIRST TR EXCH TRD ALPHDX FD | INDIA NFTY50 EQW | 33737J802 | BBG002N8TH58 | 774774 | 15045 | SH |  | SOLE |  | 15045 | 0 | 0 |
| FIRST TR EXCH TRD ALPHDX FD | JAPAN ALPHADEX | 33737J158 | BBG001V11WW3 | 602580 | 8300 | SH |  | SOLE |  | 8300 | 0 | 0 |
| FIRST TR EXCH TRD ALPHDX FD | LATIN AMER ALP | 33737J125 | BBG001V11WB6 | 703206 | 27551 | SH |  | SOLE |  | 27551 | 0 | 0 |
| FIRST TR EXCH TRD ALPHDX FD | SWITZLND ALPHA | 33737J232 | BBG002N8WMD4 | 1722371 | 21714 | SH |  | SOLE |  | 21714 | 0 | 0 |
| FIRST TR EXCH TRD ALPHDX FD | UNIT KING ALPH | 33737J224 | BBG002N8TG14 | 593677 | 11788 | SH |  | SOLE |  | 11788 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | DORSEY WRT 5 ETF | 33738R605 | BBG005YW3DQ0 | 2159813 | 35736 | SH |  | SOLE |  | 35736 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | MULTI ASSET DI | 33738R100 | BBG00393LX29 | 1005712 | 62196 | SH |  | SOLE |  | 62196 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASD TECH DIV | 33738R118 | BBG00393GRN5 | 3641439 | 38879 | SH |  | SOLE |  | 38879 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 | BBG005SW6WS0 | 5983292 | 87629 | SH |  | SOLE |  | 87629 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | SMID RISNG ETF | 33741X102 | BBG00J3TCS97 | 429015 | 10880 | SH |  | SOLE |  | 10880 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33735J101 | BBG001ST6916 | 5338657 | 57809 | SH |  | SOLE |  | 57809 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED ALP | SHS ISSUED FRST | 33733C108 | BBG001ST6934 | 458845 | 4853 | SH |  | SOLE |  | 4853 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 | BBG001SQ1882 | 1794633 | 19347 | SH |  | SOLE |  | 19347 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | COM | 33734G108 | BBG001ST68Z1 | 523808 | 18405 | SH |  | SOLE |  | 18405 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | COMMON SHS | 33735T109 | BBG001SXT9D9 | 589783 | 33115 | SH |  | SOLE |  | 33115 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | CONSUMR DISCRE | 33734X101 | BBG001S6SDY7 | 1411956 | 22055 | SH |  | SOLE |  | 22055 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | DJ GLBL DIVID | 33734X200 | BBG001T0S727 | 1280097 | 40091 | SH |  | SOLE |  | 40091 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | ENERGY ALPHADX | 33734X127 | BBG001ST6998 | 478016 | 21283 | SH |  | SOLE |  | 21283 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR ENH NEW | 33739Q408 | BBG006XT8631 | 502401 | 8404 | SH |  | SOLE |  | 8404 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR TA HIYL | 33738D408 | BBG00465XS41 | 1036227 | 25542 | SH |  | SOLE |  | 25542 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 | BBG007GFNV45 | 1850172 | 37145 | SH |  | SOLE |  | 37145 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | NASDAQ CYB ETF | 33734X846 | BBG009K1H2W7 | 422735 | 6744 | SH |  | SOLE |  | 6744 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 | BBG0034YTRP6 | 1380049 | 31609 | SH |  | SOLE |  | 31609 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 | BBG001SLWD88 | 3550219 | 75488 | SH |  | SOLE |  | 75488 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SSI STRG ETF | 33739Q507 | BBG00BC8DBG8 | 412088 | 9328 | SH |  | SOLE |  | 9328 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | US EQTY OPPT ETF | 336920103 | BBG001S7FCJ8 | 382256 | 2407 | SH |  | SOLE |  | 2407 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | UTILITIES ALPH | 33734X184 | BBG001ST68P2 | 602020 | 12140 | SH |  | SOLE |  | 12140 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | SMITH OPPORT FXD | 33740F805 | BBG00FZ4KG74 | 561539 | 12882 | SH |  | SOLE |  | 12882 | 0 | 0 |
| FLEXSHARES TR | CR SCD US BD | 33939L761 | BBG007J2RFC3 | 2352383 | 48383 | SH |  | SOLE |  | 48383 | 0 | 0 |
| FLEXSHARES TR | DISCP DUR MBS | 33939L779 | BBG0072GFT24 | 7832378 | 378279 | SH |  | SOLE |  | 378279 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG001S5SDX0 | 365968 | 1406 | SH |  | SOLE |  | 1406 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 395096 | 1630 | SH |  | SOLE |  | 1630 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | VAR RATE PFD | 46138G870 | BBG006F9S8B0 | 2996264 | 124948 | SH |  | SOLE |  | 124948 | 0 | 0 |
| ISHARES INC | MSCI BIC ETF | 464286657 | BBG001T0LKN2 | 400069 | 9837 | SH |  | SOLE |  | 9837 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 | BBG001S7W2J1 | 3811677 | 47616 | SH |  | SOLE |  | 47616 | 0 | 0 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 | BBG00H4BNPR3 | 6238522 | 134104 | SH |  | SOLE |  | 134104 | 0 | 0 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 | BBG001SJ8F58 | 8834548 | 26881 | SH |  | SOLE |  | 26881 | 0 | 0 |
| ISHARES TR | LATN AMER 40 ETF | 464287390 | BBG001SJRVW2 | 432467 | 12175 | SH |  | SOLE |  | 12175 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 273017 | 1293 | SH |  | SOLE |  | 1293 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG001SD9RM5 | 247758 | 2245 | SH |  | SOLE |  | 2245 | 0 | 0 |
| ISHARES TR | U.S. BAS MTL ETF | 464287838 | BBG001SFGY10 | 634804 | 3608 | SH |  | SOLE |  | 3608 | 0 | 0 |
| ISHARES TR | U.S. ENERGY ETF | 464287796 | BBG001SFGXW8 | 1293184 | 19966 | SH |  | SOLE |  | 19966 | 0 | 0 |
| ISHARES TR | U.S. FIN SVC ETF | 464287770 | BBG001SFGXS3 | 1063987 | 12844 | SH |  | SOLE |  | 12844 | 0 | 0 |
| ISHARES TR | U.S. FINLS ETF | 464287788 | BBG001SFC802 | 683528 | 5809 | SH |  | SOLE |  | 5809 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG001SFB7Z7 | 11587986 | 63874 | SH |  | SOLE |  | 63874 | 0 | 0 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 | BBG001SFGXG6 | 477320 | 4111 | SH |  | SOLE |  | 4111 | 0 | 0 |
| ISHARES TR | US AER DEF ETF | 464288760 | BBG001SC08P5 | 5406470 | 24715 | SH |  | SOLE |  | 24715 | 0 | 0 |
| ISHARES TR | US BR DEL SE ETF | 464288794 | BBG001SQZT98 | 3601874 | 21939 | SH |  | SOLE |  | 21939 | 0 | 0 |
| ISHARES TR | US CONSM STAPLES | 464287812 | BBG001SF7V89 | 402953 | 5754 | SH |  | SOLE |  | 5754 | 0 | 0 |
| ISHARES TR | US CONSUM DISCRE | 464287580 | BBG001SFGXZ5 | 2969724 | 30641 | SH |  | SOLE |  | 30641 | 0 | 0 |
| ISHARES TR | US HOME CONS ETF | 464288752 | BBG001SQZTR8 | 5078045 | 56080 | SH |  | SOLE |  | 56080 | 0 | 0 |
| ISHARES TR | US OIL EQ ETF | 464288844 | BBG001SQYZC1 | 1460944 | 50464 | SH |  | SOLE |  | 50464 | 0 | 0 |
| ISHARES TR | US OIL GS EX ETF | 464288851 | BBG001SJTHR7 | 2571889 | 20592 | SH |  | SOLE |  | 20592 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 439977 | 1496 | SH |  | SOLE |  | 1496 | 0 | 0 |
| KRANESHARES TRUST | BOSERA MSCI CHIN | 500767405 | BBG0062S34N5 | 326047 | 10775 | SH |  | SOLE |  | 10775 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 979765 | 3153 | SH |  | SOLE |  | 3153 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 716147 | 5954 | SH |  | SOLE |  | 5954 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 398257 | 1076 | SH |  | SOLE |  | 1076 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 406003 | 2328 | SH |  | SOLE |  | 2328 | 0 | 0 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 684907 | 4411 | SH |  | SOLE |  | 4411 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 235562 | 1425 | SH |  | SOLE |  | 1425 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 737142 | 5103 | SH |  | SOLE |  | 5103 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A359 | BBG001T2PMD1 | 988071 | 10796 | SH |  | SOLE |  | 10796 | 0 | 0 |
| TRUST FOR PROFESSIONAL MANAG | CONVERGENCE LNG | 89834G760 | BBG015HY6QS0 | 9758087 | 346769 | SH |  | SOLE |  | 346769 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 759653 | 3131 | SH |  | SOLE |  | 3131 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 463890 | 3733 | SH |  | SOLE |  | 3733 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 | BBG001S5XF23 | 305254 | 3834 | SH |  | SOLE |  | 3834 | 0 | 0 |
| WILLIAMS COS INC | COM | 969457100 | BBG001S5XH10 | 502364 | 6903 | SH |  | SOLE |  | 6903 | 0 | 0 |
| ZIONS BANCORPORATION NATL AS | COM | 989701107 | BBG001S5XN80 | 656401 | 11392 | SH |  | SOLE |  | 11392 | 0 | 0 |

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