# EDGAR Filing Document

**Accession Number:** 0001022837
**File Stem:** 0001193125-23-041463
**Filing Date:** 2023-2
**Character Count:** 63871
**Document Hash:** 64c714e59e31b681b1f210ea9ae1248b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-23-041463.hdr.sgml**: 20230217

**ACCESSION NUMBER**: 0001193125-23-041463

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20230217

**FILED AS OF DATE**: 20230217

**DATE AS OF CHANGE**: 20230217

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SUMITOMO MITSUI FINANCIAL GROUP, INC.
- **CENTRAL INDEX KEY:** 0001022837
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMMERCIAL BANKS, NEC [6029]
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** M0
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-34919
- **FILM NUMBER:** 23640204

**BUSINESS ADDRESS:**
- **STREET 1:** 1-2, MARUNOUCHI 1-CHOME
- **STREET 2:** CHIYODA-KU
- **CITY:** TOKYO
- **STATE:** M0
- **ZIP:** 100-0005
- **BUSINESS PHONE:** 81-3-3282-8111

**MAIL ADDRESS:**
- **STREET 1:** 1-2, MARUNOUCHI 1-CHOME
- **STREET 2:** CHIYODA-KU
- **CITY:** TOKYO
- **STATE:** M0
- **ZIP:** 100-0005

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SUMITOMO MITSUI FINANCIAL GROUP/FI
- **DATE OF NAME CHANGE:** 20021226

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SUMITOMO BANK LTD TOKYO     /FI
- **DATE OF NAME CHANGE:** 19960913

##### [**Table of Contents**](#toc)

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**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

------

**FORM 6-K** 

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**REPORT OF FOREIGN PRIVATE ISSUER** 

**PURSUANT TO RULE 13a-16 OR 15d-16 OF THE** 

**SECURITIES EXCHANGE ACT OF 1934** 

**For the month of February 2023** 

**Commission file number 001-34919** 

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**SUMITOMO MITSUI FINANCIAL GROUP, INC.** 

**(Translation of registrant's name into English)** 

------

**1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan** 

**(Address of principal executive offices)** 

------

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F ☒ or Form 40-F ☐

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.'S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-261754) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED.

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##### [**Table of Contents**](#toc)
**TABLE OF DOCUMENT(S) SUBMITTED** 

1. [Unaudited quarterly consolidated Japanese GAAP financial statements as of and for the nine months ended December 31, 2022](#fs346884_1)

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##### [**Table of Contents**](#toc)
**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

---

| | |
|:---|:---|
| Sumitomo Mitsui Financial Group, Inc. | Sumitomo Mitsui Financial Group, Inc. |
| By: | /s/ Toru Nakashima |
|  | Name: Toru Nakashima |
|  | Title: Senior Managing Executive Officer <br> Group Chief Financial Officer |

---

Date: February 17, 2023

------

##### [**Table of Contents**](#toc)
**UNAUDITED QUARTERLY CONSOLIDATED JAPANESE GAAP FINANCIAL STATEMENTS** 

**AS OF AND FOR THE NINE MONTHS ENDED DECEMBER 31, 2022** 

On February 14, 2023, we published our unaudited quarterly consolidated financial statements as of and for the nine months ended December 31, 2022 prepared in accordance with accounting principles generally accepted in Japan, or Japanese GAAP, as part of our quarterly securities report (*shihanki hokokusho*) for the quarter ended December 31, 2022 filed by us with the relevant Japanese authorities. This document is an English translation of the unaudited quarterly consolidated financial statements and the notes thereto included in such quarterly securities report. Japanese GAAP differs in certain respects from International Financial Reporting Standards as issued by the International Accounting Standards Board, or IFRS, and generally accepted accounting principles in the United States. For a description of certain differences between IFRS and Japanese GAAP, see "Item 5.A Operating Results—Reconciliation with Japanese GAAP" in our most recent annual report on Form 20-F filed with the SEC.

------

##### [**Table of Contents**](#toc)
**UNAUDITED QUARTERLY** 

**CONSOLIDATED FINANCIAL STATEMENTS (JAPANESE GAAP)** 

**QUARTERLY CONSOLIDATED BALANCE SHEETS** 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of<br>U.S. dollars** |
| | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**March 31, 2022**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**March 31, 2022**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**December 31, 2022**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**December 31, 2022**  | **December 31, 2022** |
|  **Assets:** |  |  |  |  |  |
|  Cash and due from banks |  | ¥74792123 |  | ¥67732445 | $510379 |
|  Call loans and bills bought |  | 1965134 |  | 8534488 | 64309 |
|  Receivables under resale agreements |  | 6035507 |  | 5176821 | 39009 |
|  Receivables under securities borrowing transactions |  | 5649632 |  | 5006489 | 37725 |
|  Monetary claims bought |  | 5370377 |  | 5827112 | 43909 |
|  Trading assets |  | 7351878 |  | 9272856 | 69873 |
|  Money held in trust |  | 310 |  | 12163 | 92 |
|  Securities | \*1, \*2 | 38538724 | \*1, \*2 | 31146428 | 234695 |
|  Loans and bills discounted | \*1 | 90834056 | \*1 | 98945464 | 745577 |
|  Foreign exchanges | \*1 | 2812104 | \*1 | 2470814 | 18618 |
|  Lease receivables and investment assets |  | 228608 |  | 237208 | 1787 |
|  Other assets | \*1 | 10175873 | \*1 | 14246951 | 107354 |
|  Tangible fixed assets |  | 1457254 |  | 1568623 | 11820 |
|  Intangible fixed assets |  | 898817 |  | 901860 | 6796 |
|  Net defined benefit asset |  | 623045 |  | 649628 | 4895 |
|  Deferred tax assets |  | 66720 |  | 84312 | 635 |
|  Customers' liabilities for acceptances and guarantees | \*1 | 11722239 | \*1 | 13532943 | 101974 |
|  Reserve for possible loan losses |  | (817784) |  | (710441) | (5353) |
|  Total assets |  | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;257704625 |  | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;264636170 | $&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1994094 |

---

—1—

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##### [**Table of Contents**](#toc)
**QUARTERLY CONSOLIDATED BALANCE SHEETS** 

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of<br>U.S. dollars** |
| | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**March 31, 2022**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**December 31, 2022**  | **December 31, 2022** |
|  **Liabilities and net assets:** |  |  |  |
|  **Liabilities:** |  |  |  |
|  Deposits | ¥148585460 | ¥155673900 | $1173038 |
|  Negotiable certificates of deposit | 13069796 | 13810620 | 104066 |
|  Call money and bills sold | 1129999 | 1411243 | 10634 |
|  Payables under repurchase agreements | 19359965 | 15585134 | 117438 |
|  Payables under securities lending transactions | 1580580 | 1124564 | 8474 |
|  Commercial paper | 1866366 | 2403602 | 18112 |
|  Trading liabilities | 6377968 | 8982871 | 67688 |
|  Borrowed money | 18877990 | 11713921 | 88267 |
|  Foreign exchanges | 1216893 | 1549821 | 11678 |
|  Short-term bonds | 442000 | 353000 | 2660 |
|  Bonds | 9808107 | 9607770 | 72397 |
|  Due to trust account | 2443873 | 2277954 | 17165 |
|  Other liabilities | 8415621 | 13766271 | 103732 |
|  Reserve for employee bonuses | 89894 | 48249 | 364 |
|  Reserve for executive bonuses | 4064 |  |  |
|  Net defined benefit liability | 40864 | 35745 | 269 |
|  Reserve for executive retirement benefits | 1087 | 1063 | 8 |
|  Reserve for point service program | 25000 | 27602 | 208 |
|  Reserve for reimbursement of deposits | 5767 | 11544 | 87 |
|  Reserve for losses on interest repayment | 135084 | 108833 | 820 |
|  Reserves under the special laws | 3902 | 3902 | 29 |
|  Deferred tax liabilities | 275570 | 101112 | 762 |
|  Deferred tax liabilities for land revaluation | 29193 | 28930 | 218 |
|  Acceptances and guarantees | 11722239 | 13532943 | 101974 |
|  Total liabilities | 245507293 | 252160605 | 1900087 |
|  **Net assets:** |  |  |  |
|  Capital stock | 2341878 | 2342537 | 17652 |
|  Capital surplus | 693664 | 694103 | 5230 |
|  Retained earnings | 6916468 | 7381273 | 55620 |
|  Treasury stock | (13402) | (64937) | (489) |
|  Total stockholders' equity | 9938608 | 10352977 | 78012 |
|  Net unrealized gains (losses) on other securities | 1632080 | 1031941 | 7776 |
|  Net deferred gains (losses) on hedges | (80061) | (59970) | (452) |
|  Land revaluation excess | 36320 | 35850 | 270 |
|  Foreign currency translation adjustments | 450143 | 898475 | 6770 |
|  Accumulated remeasurements of defined benefit plans | 121123 | 106684 | 804 |
|  Total accumulated other comprehensive income | 2159606 | 2012981 | 15168 |
|  Stock acquisition rights | 1475 | 1185 | 9 |
|  Non-controlling interests | 97641 | 108419 | 817 |
|  Total net assets | 12197331 | 12475564 | 94006 |
|  Total liabilities and net assets | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;257704625 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;264636170 | $&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1994094 |

---

—2—

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##### [**Table of Contents**](#toc)
**QUARTERLY CONSOLIDATED STATEMENTS OF INCOME** 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of<br> U.S. dollars** |
| <br>**Nine months ended December 31** | **2021** | **2021** | **2022** | **2022** | **2022** |
|  Ordinary income |  | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2995751 |  | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4380252 | $&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;33006 |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest income |  | 1357126 |  | 2529341 | 19059 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on loans and discounts |  | 980481 |  | 1693720 | 12763 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest and dividends on securities |  | 243704 |  | 299487 | 2257 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trust fees |  | 4011 |  | 4788 | 36 |
| &nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions |  | 1038336 |  | 1073352 | 8088 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trading income |  | 157223 |  | 108742 | 819 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other operating income |  | 201255 |  | 367931 | 2772 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other income | \*1 | 237797 | \*1 | 296095 | 2231 |
|  Ordinary expenses |  | 2128378 |  | 3347642 | 25225 |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest expenses |  | 266984 |  | 1255540 | 9461 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on deposits |  | 61672 |  | 468078 | 3527 |
| &nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions payments |  | 168795 |  | 171455 | 1292 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trading losses |  | 132 |  | 8470 | 64 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other operating expenses |  | 139988 |  | 271244 | 2044 |
| &nbsp;&nbsp;&nbsp;&nbsp; General and administrative expenses |  | 1330490 |  | 1427747 | 10758 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other expenses | \*2 | 221986 | \*2 | 213183 | 1606 |
|  Ordinary profit |  | 867373 |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1032609 | 7781 |
|  Extraordinary gains | \*3 | 1531 | \*3 | 1317 | 10 |
|  Extraordinary losses | \*4 | 6752 | \*4 | 3794 | 29 |
|  Income before income taxes |  | 862152 |  | 1030131 | 7762 |
|  Income taxes |  | 232354 |  | 256525 | 1933 |
|  Profit |  | 629798 |  | 773606 | 5829 |
|  Profit attributable to non-controlling interests |  | 5003 |  | 7584 | 57 |
|  Profit attributable to owners of parent |  | ¥624795 |  | ¥766021 | $5772 |

---

—3—

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##### [**Table of Contents**](#toc)
**QUARTERLY CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME** 

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of<br> U.S. dollars** |
| <br>**Nine months ended December 31** | **2021** | **2022** | **2022** |
|  Profit | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;629798 | ¥773606 | $5829 |
|  Other comprehensive income (losses) | 57989 | (142078) | (1071) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on other securities | (44753) | (591145) | (4454) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedges | (71155) | 2102 | 16 |
| &nbsp;&nbsp;&nbsp;&nbsp; Foreign currency translation adjustments | 166658 | 346932 | 2614 |
| &nbsp;&nbsp;&nbsp;&nbsp; Remeasurements of defined benefit plans | (19492) | (14413) | (109) |
| &nbsp;&nbsp;&nbsp;&nbsp; Share of other comprehensive income of affiliates | 26733 | 114445 | 862 |
|  Total comprehensive income | &nbsp;&nbsp;&nbsp;&nbsp;687788 | 631527 | 4759 |
| &nbsp;&nbsp;&nbsp;&nbsp; Comprehensive income attributable to owners of parent | 684272 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;619865 | 4671 |
| &nbsp;&nbsp;&nbsp;&nbsp; Comprehensive income attributable to non-controlling interests | 3515 | 11661 | 88 |

---

—4—

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##### [**Table of Contents**](#toc)
**NOTES TO UNAUDITED QUARTERLY CONSOLIDATED FINANCIAL STATEMENTS** 

**(Basis of presentation)** 

Sumitomo Mitsui Financial Group, Inc. ("the Company") was established on December 2, 2002 as a holding company for the SMBC Group ("the Group") through a statutory share transfer (*kabushiki iten*) of all of the outstanding equity securities of Sumitomo Mitsui Banking Corporation ("SMBC") in exchange for the Company's newly issued securities. The Company is a joint stock corporation with limited liability (*Kabushiki Kaisha*) incorporated under the Companies Act of Japan. Upon formation of the Company and completion of the statutory share transfer, SMBC became a direct wholly owned subsidiary of the Company.

The Company has prepared the accompanying consolidated financial statements in accordance with the provisions set forth in the Japanese Financial Instruments and Exchange Act and its related accounting regulations, and in conformity with accounting principles generally accepted in Japan ("Japanese GAAP"), which are different in certain respects as to application and disclosure requirements from International Financial Reporting Standards ("IFRS").

The accounts of overseas subsidiaries and affiliated companies are, in principle, integrated with those of the Company's accounting policies for purposes of consolidation unless they apply different accounting principles and standards as required under U.S. GAAP or IFRS, in which case a certain limited number of items are adjusted based on their materiality.

These consolidated financial statements are translated from the consolidated financial statements contained in the quarterly securities report filed under the Financial Instruments and Exchange Act of Japan ("FIEA based financial statements") except for the addition of U.S. dollar figures.

Amounts less than ¥1 million have been rounded down. As a result, the totals in Japanese yen shown in the financial statements do not necessarily agree with the sum of the individual amounts.

The translation of the Japanese yen amounts into U.S. dollars is included solely for the convenience of readers outside Japan, using the prevailing exchange rate at December 31, 2022 which was ¥132.71 to US$1. These translations should not be construed as representations that the Japanese yen amounts have been, could have been, or could in the future be, converted into U.S. dollars at that rate.

—5—

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##### [**Table of Contents**](#toc)
**(Changes in the scope of consolidation or in the scope of equity method)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Significant changes in the scope of consolidation

Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) Significant changes in the scope of equity method

Not applicable.

**(Changes in accounting policies)** 

Application of Implementation Guidance on Accounting Standard for Fair Value Measurement

The Company applied "Implementation Guidance on Accounting Standard for Fair Value Measurement" (ASBJ Guidance No.31, June 17, 2021) from the beginning of the period for the three months ended June 30, 2022. In accordance with the transitional treatment set forth in Paragraph 27-2 of Implementation Guidance on Accounting Standard for Fair Value Measurement, the Company has prospectively adopted the new accounting policy set forth in Implementation Guidance on Accounting Standard for Fair Value Measurement. There are no effects on quarterly consolidated financial statements due to the application of the Implementation Guidance.

—6—

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##### [**Table of Contents**](#toc)
**(Applied special accounting methods used for preparing quarterly consolidated financial statements)** 

Accounting treatment of tax expenses

The Company and certain domestic consolidated subsidiaries calculated tax expenses by multiplying Income before income taxes by an effective tax rate that was reasonably estimated by applying tax effect accounting to estimated Income before income taxes for the fiscal year ending March 31, 2023 including the period for the nine months ended December 31, 2022. Amounts of Income taxes include Income taxes-deferred.

**(Additional information)** 

1. Transition from the consolidated corporate-tax system to the group tax sharing system

The Company and certain consolidated domestic subsidiaries transitioned from the consolidated corporate-tax system to the group tax sharing system from the beginning of the period for the three months ended June 30, 2022. In accordance with the transition, the accounting treatment and disclosure of corporate tax, local tax and tax effect accounting are based on "Practical Solution on the Accounting and Disclosure Under the Group Tax Sharing System" (ASBJ Practical Issue Task Force No. 42, August 12, 2021). Based on Paragraph 32(1) of ASBJ Practical Issue Task Force No. 42, it is deemed that changes in accounting policy by applying ASBJ Practical Issue Task Force No. 42 have no effect.

2. Suspected illegal stabilization transactions

On March 24 and April 13, 2022, the Tokyo District Public Prosecutors Office filed charges with the Tokyo District Court to prosecute SMBC Nikko Securities Inc. (hereinafter, "SMBC Nikko Securities"), a consolidated subsidiary of the Company, and its former executive officers and employees, on suspicion of illegal stabilization transactions. The fine, etc., that SMBC Nikko Securities is expected to incur due to violation of the Financial Instruments and Exchange Act is reasonably estimated and reflected on quarterly consolidated financial statements for the nine months ended December 31, 2022.

—7—

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##### [**Table of Contents**](#toc)
**(Notes to quarterly consolidated balance sheets)** 

---

| | |
|:---|:---|
| **\*1** | **Claims under the Banking Act and the Act on Emergency Measures for the Revitalization of Financial Functions**  |

---

Claims under the Banking Act and the Act on Emergency Measures for the Revitalization of Financial Functions at March 31, 2022 and December 31, 2022 are as follows. The claims are items that are recorded under the following items on the quarterly consolidated balance sheet (consolidated balance sheet): bonds included in "Securities" (limited to bonds for which the redemption of principal and the payment of interest in whole or in part are guaranteed, and that are issued through private placements (under Article 2, Paragraph 3 of the Financial Instruments and Exchange Act)), loans and bills discounted, foreign exchanges, accrued interest and suspense payments included in "Other assets," and customers' liabilities for acceptances and guarantees. If security lending listed in the notes is conducted, such securities (limited to those based on loan for a use agreement or lease agreement) are also included in the claims.

---

| | | |
|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** |
| | **March 31, 2022** | **December 31, 2022** |
|  Bankrupt and quasi-bankrupt loans | ¥99256 | ¥94388 |
|  Doubtful loans | 643881 | 584515 |
|  Substandard loans | 414422 | 353981 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Past due loans (3 months or more) | 13553 | 14291 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans | 400868 | 339690 |
|  Subtotal | 1157560 | 1032886 |
|  Normal loans | 106019459 | 116196258 |
|  Total | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;107177019 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;117229145 |

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The amounts of loans presented above are the amounts before deduction of reserve for possible loan losses.

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| | |
|:---|:---|
| **\*2** | **Guaranteed amount to privately-placed bonds**  |

---

The amounts guaranteed by banking subsidiaries to privately-placed bonds (stipulated by Article 2, Paragraph 3 of the Financial Instruments and Exchange Act) in "Securities" at March 31, 2022 and December 31, 2022 were as follows:

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| | | | | |
|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| | **March 31, 2022** | **March 31, 2022** | **December 31, 2022** | **December 31, 2022** |
|  Guaranteed amount to privately-placed bonds | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,342,460 | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,377,147 |

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##### [**Table of Contents**](#toc)
**(Notes to quarterly consolidated statements of income)** 

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| | |
|:---|:---|
| **\*1** | **Other income**  |

---

"Other income" for the nine months ended December 31, 2021 and 2022 included the following:

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Nine months ended December 31, 2021** | **Millions of yen** | **Millions of yen** | **Nine months ended December 31, 2022** | **Millions of yen** | **Millions of yen** |
|  Gains on sales of stocks | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;152,024 | Gains on sales of stocks | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;183,327 |

---

---

| | |
|:---|:---|
| **\*2** | **Other expenses**  |

---

"Other expenses" for the nine months ended December 31, 2021 and 2022 included the following:

---

| | | | |
|:---|:---|:---|:---|
| **Nine months ended December 31, 2021** | **Millions of yen** | **Nine months ended December 31, 2022** | **Millions of yen** |
|  Provision for reserve for possible loan losses | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;98303 | Write-off of loans | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;66472 |
|  Write-off of loans | 67563 | Provision for reserve for possible loan losses | 37533 |
|  |  | Losses on sales of stocks | 28046 |

---

---

| | |
|:---|:---|
| **\*3** | **Extraordinary gains**  |

---

"Extraordinary gains" for the nine months ended December 31, 2021 and 2022 included the following:

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Nine months ended December 31, 2021** | **Millions of yen** | **Millions of yen** | **Nine months ended December 31, 2022** | **Millions of yen** | **Millions of yen** |
|  Gains on disposal of fixed assets | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,531 | Gains on disposal of fixed assets | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,317 |

---

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| | |
|:---|:---|
| **\*4** | **Extraordinary losses**  |

---

"Extraordinary losses" for the nine months ended December 31, 2021 and 2022 included the following:

---

| | | | |
|:---|:---|:---|:---|
| **Nine months ended December 31, 2021** | **Millions of yen** | **Nine months ended December 31, 2022** | **Millions of yen** |
|  Losses on impairment of fixed assets | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4890 | Losses on impairment of fixed assets | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2365 |
|  Losses on disposal of fixed assets | 1773 | Losses on disposal of fixed assets | 1429 |

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—9—

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##### [**Table of Contents**](#toc)
**(Notes to quarterly consolidated statements of cash flows)** 

Quarterly consolidated statements of cash flows were not prepared for the nine months ended December 31, 2022. "Depreciation" (including amortization of intangible fixed assets other than goodwill) and "Amortization of goodwill" for the nine months ended December 31, 2021 and 2022 were as follows:

---

| | | | | |
|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**Nine months ended December 31** | **2021** | **2021** | **2022** | **2022** |
|  Depreciation | ¥ | 165260 | ¥ | 177140 |
|  Amortization of goodwill |  | 12543 |  | 21954 |

---

**(Notes to stockholders' equity)** 

Dividends paid in the nine months ended December 31, 2021

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Date of resolution** | **Type of shares** | **Millions of yen, except per share amount** | **Millions of yen, except per share amount** | **Millions of yen, except per share amount** | **Millions of yen, except per share amount** | **Millions of yen, except per share amount** |
| **Date of resolution** | **Type of shares** | **Cash dividends** | **Cash<br>dividends<br> per share** | **Record date** | **Effective date** | **Source of<br>dividends** |
|  Ordinary General Meeting of Shareholders held<br>on June 29, 2021 | Common stock | ¥&nbsp;&nbsp;&nbsp;&nbsp;130190 | ¥&nbsp;&nbsp;&nbsp;&nbsp;95 | March 31, 2021 | June 30, 2021 | Retained<br>earnings |
|  Meeting of the Board of Directors held<br>on November 12, 2021 | Common stock | 143936 | 105 | September 30, 2021 | December 3, 2021 | Retained<br>earnings |

---

Dividends paid in the nine months ended December 31, 2022

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Date of resolution** | **Type of shares** | **Millions of yen, except per share amount** | **Millions of yen, except per share amount** | **Millions of yen, except per share amount** | **Millions of yen, except per share amount** | **Millions of yen, except per share amount** |
| **Date of resolution** | **Type of shares** | **Cash dividends** | **Cash<br>dividends<br> per share** | **Record date** | **Effective date** | **Source of<br>dividends** |
|  Ordinary General Meeting of Shareholders held<br>on June 29, 2022 | Common stock | ¥143936 | ¥105 | March 31, 2022 | June 30, 2022 | Retained<br>earnings |
|  Meeting of the Board of Directors held<br>on November 14, 2022 | Common stock | 157690 | 115 | September 30, 2022 | December 2, 2022 | Retained<br>earnings |

---

—10—

------

##### [**Table of Contents**](#toc)
**(Notes to segment and other related information)** 

**[Segment information]** 

**1. Information on profit and loss amount by reportable segment** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Nine months ended December 31, 2021** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| **Nine months ended December 31, 2021** | **Wholesale<br>Business<br>Unit** | **Retail<br>Business<br>Unit** | **Global**<br>**Business<br>Unit** | **Global Markets<br>Business<br>Unit** | **Head office<br>account and<br>others** | **Total** |
|  Consolidated gross profit | ¥511600 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;860800 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;619100 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;346100 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(155546) | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2182054 |
|  General and administrative expenses | (225300) | (700400) | (329900) | (67200) | (7690) | (1330490) |
|  Others | 46900 | 1900 | 43900 | 29100 | (67731) | 54069 |
|  Consolidated net business profit | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;333200 | ¥162300 | ¥333100 | ¥308000 | ¥(230968) | ¥905632 |

---

---

| | | |
|:---|:---|:---|
| Notes: | 1.  | Figures shown in the parenthesis represent the loss. |
|  | 2.  | "Others" includes equity in profit and loss of affiliates and cooperated profit and loss based on internal managerial accounting. |
|  | 3.  | "Head office account and others" includes profit or loss to be eliminated as inter-segment transactions. |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Nine months ended December 31, 2022** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| **Nine months ended December 31, 2022** | **Wholesale<br>Business<br>Unit** | **Retail<br>Business<br>Unit** | **Global**<br>**Business<br>Unit** | **Global Markets<br>Business<br>Unit** | **Head office<br>account and<br>others** | **Total** |
|  Consolidated gross profit | ¥556400 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;848000 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;917800 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;371500 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(316256) | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2377444 |
|  General and administrative expenses | (219500) | (686200) | (470300) | (82800) | 31053 | (1427747) |
|  Others | 52700 | 3000 | 68700 | 22900 | (67847) | 79453 |
|  Consolidated net business profit | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;389600 | ¥164800 | ¥516200 | ¥311600 | ¥(353050) | ¥1029150 |

---

---

| | | |
|:---|:---|:---|
|  Notes: | 1. | Figures shown in the parenthesis represent the loss. |
|  | 2.  | "Others" includes equity in profit and loss of affiliates and cooperated profit and loss based on internal managerial accounting. |
|  | 3.  | "Head office account and others" includes profit or loss to be eliminated as inter-segment transactions. |
|  | 4.  | The reportable segment of Fullerton India Credit Company Limited and its consolidated subsidiary was changed from "Head office account and others" to "Global Business Unit" from the beginning of the period for the three months ended June 30, 2022. |

---

**2.** **Difference between total amount of consolidated net business profit by reportable segment and ordinary profit on quarterly consolidated statements of income (adjustment of difference)** 

---

| | |
|:---|:---|
| **Nine months ended December 31, 2021** | **Millions of yen** |
|  Consolidated net business profit | ¥905632 |
|  Other ordinary income (excluding equity in gains of affiliates) | 183728 |
|  Other ordinary expenses | (221986) |
|  Ordinary profit on quarterly consolidated statements of income | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;867373 |

---

------

Note: Figures shown in the parenthesis represent the loss.

---

| | |
|:---|:---|
| **Nine months ended December 31, 2022** | **Millions of yen** |
|  Consolidated net business profit | ¥1029150 |
|  Other ordinary income (excluding equity in gains of affiliates) | 216642 |
|  Other ordinary expenses | (213183) |
|  Ordinary profit on quarterly consolidated statements of income | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1032609 |

---

------

Note: Figures shown in the parenthesis represent the loss.

—11—

------

##### [**Table of Contents**](#toc)
**(Notes to financial instruments)** 

There are no significant matters to be disclosed regarding financial instruments.

**(Notes to securities)** 

The amounts shown in the following tables include negotiable certificates of deposit classified as "Cash and due from banks," and beneficiary claims on loan trust classified as "Monetary claims bought," in addition to "Securities" stated in the quarterly consolidated balance sheets.

**1. Bonds classified as held-to-maturity** 

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**March 31, 2022** | **Consolidated**<br>**balance sheet amount** |<br>**Fair value** | **Net unrealized**<br>**gains (losses)** |
|  Japanese government bonds | ¥— | ¥— | ¥— |
|  Japanese local government bonds | 25741 | 25522 | (218) |
|  Japanese corporate bonds |  |  |  |
|  Other |  |  |  |
|  Total | ¥25741 | ¥25522 | ¥(218) |
| Note: The fair values are based on their market prices and others at the end of the fiscal year. | Note: The fair values are based on their market prices and others at the end of the fiscal year. | Note: The fair values are based on their market prices and others at the end of the fiscal year. | Note: The fair values are based on their market prices and others at the end of the fiscal year. |
|  | <br> **Millions of yen** | <br> **Millions of yen** | <br> **Millions of yen** |
|  | **Quarterly consolidated** |  | **Net unrealized** |
| **December 31, 2022** | **balance sheet amount** | **Fair value** | **gains (losses)** |
|  Japanese government bonds | ¥72546 | ¥71974 | ¥(571) |
|  Japanese local government bonds | 77797 | 76566 | (1231) |
|  Japanese corporate bonds |  |  |  |
|  Other | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;— | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;— | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;— |
|  Total | ¥150343 | ¥148540 | ¥(1802) |
| <br> Note: The fair values are based on their market prices and others at the end of the period. | <br> Note: The fair values are based on their market prices and others at the end of the period. | <br> Note: The fair values are based on their market prices and others at the end of the period. | <br> Note: The fair values are based on their market prices and others at the end of the period. |

---

—12—

------

##### [**Table of Contents**](#toc)
**2. Other securities** 

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**March 31, 2022** | **Acquisition cost** | **Consolidated<br> balance sheet amount** | **Net unrealized<br>gains (losses)** |
|  Stocks | ¥1203355 | ¥3237013 | ¥2033658 |
|  Bonds | 19610383 | 19560308 | (50074) |
| &nbsp;&nbsp;&nbsp;&nbsp; Japanese government bonds | 15821296 | 15774197 | (47099) |
| &nbsp;&nbsp;&nbsp;&nbsp; Japanese local government bonds | 1154551 | 1145496 | (9054) |
| &nbsp;&nbsp;&nbsp;&nbsp; Japanese corporate bonds | 2634535 | 2640615 | 6080 |
|  Other | 14473249 | 14766875 | 293625 |
|  Total | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;35286988 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;37564198 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2277209 |

---

------

---

| | | |
|:---|:---|:---|
| Notes: | 1. | Consolidated balance sheet amount is measured at fair value based on its market price and others at the end of the fiscal year. |
|  | 2. | Net unrealized gains (losses) on other securities shown above include gains of ¥2,122 million for the fiscal year ended March 31, 2022 that are recognized in the earnings by applying fair value hedge accounting. |

---

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**December 31, 2022** | **Acquisition cost** | **Quarterly consolidated<br>balance sheet amount** | **Net unrealized<br>gains (losses)** |
|  Stocks | ¥1237026 | ¥2994334 | ¥1757308 |
|  Bonds | 13304993 | 13174251 | (130741) |
| &nbsp;&nbsp;&nbsp;&nbsp; Japanese government bonds | 9516699 | 9441018 | (75681) |
| &nbsp;&nbsp;&nbsp;&nbsp; Japanese local government bonds | 1107364 | 1075020 | (32344) |
| &nbsp;&nbsp;&nbsp;&nbsp; Japanese corporate bonds | 2680928 | 2658213 | (22715) |
|  Other | 13779371 | 13583621 | (195750) |
|  Total | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;28321390 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;29752207 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1430816 |

---

------

---

| | | |
|:---|:---|:---|
| Notes: | 1. | Quarterly consolidated balance sheet amount is measured at fair value based on its market price and others at the end of the period. |
|  | 2. | There are no net unrealized gains (losses) on other securities shown above for the nine months ended December 31, 2022, recognized in the earnings by applying fair value hedge accounting. |

---

—13—

------

##### [**Table of Contents**](#toc)
**3. Write-down of securities** 

Bonds classified as held-to-maturity and other securities (excluding other securities whose quarterly consolidated balance sheet amounts are not measured at fair value) are considered as impaired if the fair value decreases materially below the acquisition cost and such decline is not considered as recoverable. The fair value is recognized as the quarterly consolidated balance sheet amount (consolidated balance sheet amount) and the amount of write-down is accounted for as valuation loss for the period. Valuation losses for the fiscal year ended March 31, 2022 and for the nine months ended December 31, 2022 were ¥4,688 million and ¥591 million, respectively. The rule for determining "material decline" is as follows and is based on the classification of issuers under the rules of self-assessment of assets.

---

| | |
|:---|:---|
| Bankrupt/Effectively bankrupt/Potentially bankrupt issuers: | Fair value is lower than acquisition cost. |
| Issuers requiring caution: | Fair value is 30% or lower than acquisition cost. |
| Normal issuers: | Fair value is 50% or lower than acquisition cost. |

---

Bankrupt issuers: Issuers that are legally bankrupt or formally declared bankrupt.

Effectively bankrupt issuers: Issuers that are not legally bankrupt but regarded as substantially bankrupt.

Potentially bankrupt issuers: Issuers that are not bankrupt now, but are perceived to have a high risk of falling into bankruptcy.

Issuers requiring caution: Issuers that are identified for close monitoring.

Normal issuers: Issuers other than the above 4 categories of issuers.

**(Notes to money held in trust)** 

**1.** **Money held in trust classified as held-to-maturity** 

***Fiscal year ended March 31, 2022***

There are no corresponding transactions.

***Nine months ended December 31, 2022***

There are no corresponding transactions.

**2.** **Other money held in trust (other than trading purpose and held-to-maturity)** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**March 31, 2022** | **Acquisition cost** | **Acquisition cost** | **Consolidated**<br>**balance sheet**<br>**amount** | **Consolidated**<br>**balance sheet**<br>**amount** | **Net unrealized**<br>**gains (losses)** | **Net unrealized**<br>**gains (losses)** |
|  Other money held in trust | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;310 | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;310 | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;— |

---

------

Note: Consolidated balance sheet amount is measured at fair value based on its market price and others at the end of the fiscal year.

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**December 31, 2022** | **Acquisition cost** | **Acquisition cost** | **Quarterly consolidated**<br>**balance sheet**<br>**amount** | **Quarterly consolidated**<br>**balance sheet**<br>**amount** | **Net unrealized**<br>**gains (losses)** | **Net unrealized**<br>**gains (losses)** |
|  Other money held in trust | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;311 | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;311 | ¥ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;— |

---

------

Note: Quarterly consolidated balance sheet amount is measured at fair value based on its market price and others at the end of the period.

—14—

------

##### [**Table of Contents**](#toc)
**(Notes to derivative transactions)** 

(1) Interest rate derivatives

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**March 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br>gains (losses)** |
|  **Listed** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest rate futures | ¥142753490 | ¥2663 | ¥2663 |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest rate options | &nbsp;&nbsp;&nbsp;&nbsp;450578969 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;394362 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;394362 |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Forward rate agreements | 12575210 | (28) | (28) |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest rate swaps | 661604364 | (121168) | (121168) |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest rate swaptions | 26687532 | (10506) | (10506) |
| &nbsp;&nbsp;&nbsp;&nbsp; Caps | 107838182 | (505738) | (505738) |
| &nbsp;&nbsp;&nbsp;&nbsp; Floors | 7576704 | 4260 | 4260 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other | 14037668 | 58115 | 58115 |
|  Total | / | ¥(178039) | ¥(178039) |

---

---

| | |
|:---|:---|
| Note: | The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the consolidated statements of income. |
|  | Derivative transactions to which the hedge accounting method is applied are not included in the table above. |

---

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**December 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br>gains (losses)** |
|  **Listed** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest rate futures | ¥152966324 | ¥4840 | ¥4840 |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest rate options | 365072337 | 851 | 851 |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Forward rate agreements | 26086124 | 10609 | 10609 |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest rate swaps | 1074014596 | (272442) | (272442) |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest rate swaptions | 43083821 | 8276 | 8276 |
| &nbsp;&nbsp;&nbsp;&nbsp; Caps | 123395008 | (1593575) | (1593575) |
| &nbsp;&nbsp;&nbsp;&nbsp; Floors | 14194003 | 14879 | 14879 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other | 34857233 | 116331 | 116331 |
|  Total | / | ¥(1710229) | ¥(1710229) |

---

---

| | |
|:---|:---|
| Note: | The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the quarterly consolidated statements of income. |
|  | Derivative transactions to which the hedge accounting method is applied are not included in the table above. |

---

—15—

------

##### [**Table of Contents**](#toc)
(2) Currency derivatives

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**March 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br>gains (losses)** |
|  **Listed** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Currency futures | ¥10758 | ¥(103) | ¥(103) |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Currency swaps | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;86400103 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;615163 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;242608 |
| &nbsp;&nbsp;&nbsp;&nbsp; Currency swaptions | 693027 | 91 | 91 |
| &nbsp;&nbsp;&nbsp;&nbsp; Forward foreign exchange | 86861074 | (184625) | (184625) |
| &nbsp;&nbsp;&nbsp;&nbsp; Currency options | 9911292 | (24867) | (24867) |
|  Total | / | ¥405658 | ¥33103 |

---

---

| | |
|:---|:---|
| Note: | The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the consolidated statements of income. <br> Derivative transactions to which the hedge accounting method is applied are not included in the table above. In addition, transactions related to financial assets and liabilities denominated in foreign currencies and recognized in the consolidated balance sheets, or transactions related to financial assets and liabilities denominated in foreign currencies which have been eliminated in the consolidation are not included in the table above.  |

---

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**December 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br>gains (losses)** |
|  **Listed** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Currency futures | ¥18099 | ¥144 | ¥144 |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Currency swaps | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;87257110 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1477841 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;439468 |
| &nbsp;&nbsp;&nbsp;&nbsp; Currency swaptions | 2398080 | 17753 | 17753 |
| &nbsp;&nbsp;&nbsp;&nbsp; Forward foreign exchange | 109229551 | (244707) | (244707) |
| &nbsp;&nbsp;&nbsp;&nbsp; Currency options | 9333614 | (25525) | (25525) |
|  Total | / | ¥1225505 | ¥187132 |

---

---

| | |
|:---|:---|
| Note: | The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the quarterly consolidated statements of income. <br> Derivative transactions to which the hedge accounting method is applied are not included in the table above. In addition, transactions related to financial assets and liabilities denominated in foreign currencies and recognized in the quarterly consolidated balance sheets, or transactions related to financial assets and liabilities denominated in foreign currencies which have been eliminated in the consolidation are not included in the table above.  |

---

—16—

------

##### [**Table of Contents**](#toc)
(3) Equity derivatives

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**March 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br> gains (losses)** |
|  **Listed** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Equity price index futures | ¥1228695 | ¥(22042) | ¥(22042) |
| &nbsp;&nbsp;&nbsp;&nbsp; Equity price index options | 1252614 | (47940) | (47940) |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Equity options | 249895 | &nbsp;&nbsp;&nbsp;&nbsp;22992 | &nbsp;&nbsp;&nbsp;&nbsp;22992 |
| &nbsp;&nbsp;&nbsp;&nbsp; Equity price index swaps | 330918 | 48697 | 48697 |
|  Total | / | ¥1707 | ¥1707 |

---

 <br> Note: The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the consolidated statements of income. Derivative transactions to which the hedge accounting method is applied are not included in the table above.

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**December 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br> gains (losses)** |
|  **Listed** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Equity price index futures | ¥1309177 | ¥4001 | ¥4001 |
| &nbsp;&nbsp;&nbsp;&nbsp; Equity price index options | 730486 | (18424) | (18424) |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Equity options | 243948 | 27035 | 27035 |
| &nbsp;&nbsp;&nbsp;&nbsp; Equity index forward contracts | 1474 | (18) | (18) |
| &nbsp;&nbsp;&nbsp;&nbsp; Equity price index swaps | 201577 | 45868 | 45868 |
|  Total | / | ¥58463 | ¥58463 |

---

 <br> Note: The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the quarterly consolidated statements of income. Derivative transactions to which the hedge accounting method is applied are not included in the table above.

—17—

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##### [**Table of Contents**](#toc)
(4) Bond derivatives

---

| | | | |
|:---|:---|:---|:---|
| **March 31, 2022** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| **March 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br> gains (losses)** |
|  **Listed** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Bond futures | ¥8027933 | ¥(3306) | ¥(3306) |
| &nbsp;&nbsp;&nbsp;&nbsp; Bond futures options | 30275 | 12 | 12 |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Bond forward contracts | 59827 | 1438 | 1438 |
| &nbsp;&nbsp;&nbsp;&nbsp; Bond options | 96516 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(31) | (31) |
|  Total | / | ¥(1886) | ¥(1886) |

---

 <br> Note: The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the consolidated statements of income. Derivative transactions to which the hedge accounting method is applied are not included in the table above.

---

| | | | |
|:---|:---|:---|:---|
| **December 31, 2022** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| **December 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br> gains (losses)** |
|  **Listed** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Bond futures | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3960022 | ¥(563) | ¥(563) |
| &nbsp;&nbsp;&nbsp;&nbsp; Bond futures options | 75234 | 136 | 136 |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Bond forward contracts | 273 | (14) | (14) |
| &nbsp;&nbsp;&nbsp;&nbsp; Bond options | 346372 | (1163) | (1163) |
|  Total | / | ¥(1605) | ¥(1605) |

---

 <br> Note: The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the quarterly consolidated statements of income. Derivative transactions to which the hedge accounting method is applied are not included in the table above.

—18—

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##### [**Table of Contents**](#toc)
(5) Commodity derivatives

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**March 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br> gains (losses)** |
|  **Listed** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Commodity futures | ¥11185 | ¥1210 | ¥1210 |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Commodity swaps | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;138269 | 297 | 297 |
| &nbsp;&nbsp;&nbsp;&nbsp; Commodity options | 3790 | (490) | (490) |
|  Total | / | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1016 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1016 |

---

---

| | | |
|:---|:---|:---|
| Notes: | 1. | The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the consolidated statements of income. |
|  |  | Derivative transactions to which the hedge accounting method is applied are not included in the table above. |
|  | 2. | Underlying assets of commodity derivatives are fuels and metals. |

---

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**December 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br> gains (losses)** |
|  **Listed** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Commodity futures | ¥27954 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(589) | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(589) |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Commodity swaps | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;75412 | 3801 | 3801 |
| &nbsp;&nbsp;&nbsp;&nbsp; Commodity options | 37237 | (253) | (253) |
|  Total | / | ¥2958 | ¥2958 |

---

---

| | | |
|:---|:---|:---|
| Notes: | 1. | The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the quarterly consolidated statements of income. |
|  |  | Derivative transactions to which the hedge accounting method is applied are not included in the table above. |
|  | 2. | Underlying assets of commodity derivatives are fuels and metals. |

---

(6) Credit derivative transactions

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**March 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br> gains (losses)** |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Credit default options | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2981181 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1352) | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1352) |
|  Total | / | ¥(1352) | ¥(1352) |

---

---

| | |
|:---|:---|
| Note: | The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the consolidated statements of income. |
|  | Derivative transactions to which the hedge accounting method is applied are not included in the table above. |

---

---

| | | | |
|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| <br>**December 31, 2022** | **Contract amount** | **Fair value** | **Valuation<br> gains (losses)** |
|  **Over-the-counter** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Credit default options | ¥2797495 | ¥3435 | ¥3435 |
|  Total | / | ¥3435 | ¥3435 |

---

---

| | |
|:---|:---|
| Note: | The above transactions are valued at fair value and the valuation gains (losses) are accounted for in the quarterly consolidated statements of income. |
|  | Derivative transactions to which the hedge accounting method is applied are not included in the table above. |

---

—19—

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##### [**Table of Contents**](#toc)
**(Business combination)** 

There is no significant business combination to be disclosed.

**(Revenue recognition)** 

Information on breakdown of revenues from contracts with customers.

---

| | | |
|:---|:---|:---|
| **Nine months ended December 31** | **Millions of yen** | **Millions of yen** |
| **Nine months ended December 31** | **2021** | **2022** |
|  Ordinary income | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2995751 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4380252 |
| &nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 1038336 | 1073352 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deposits and loans | 139448 | 192640 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Remittances and transfers | 106576 | 110550 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities-related business | 135417 | 92572 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Agency | 6787 | 6979 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Safe deposits | 3969 | 4043 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Guarantees | 60652 | 63760 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit card business | 247583 | 279822 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Investment trusts | 140761 | 110316 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Others | 197141 | 212666 |

---

---

| | |
|:---|:---|
| Note: | Fees and commissions obtained through Deposits and loans principally arise in the Wholesale Business Unit and the Global Business Unit, Remittances and transfers principally arise in the Wholesale Business Unit, the Retail Business Unit, and the Global Business Unit, Securities-related business principally arise in the Wholesale Business Unit, the Retail Business Unit, and the Global Business Unit, Credit card business principally arise in the Retail Business Unit, and Investment trusts principally arise in the Retail Business Unit and Head office account and others. Income based on "Accounting Standard for Financial Instruments" (ASBJ Statement No. 10, July 4, 2019) is also included in the table above. |

---

**(Per share data)** 

Earnings per share, earnings per share (diluted) and each calculation method were as follows:

---

| | | |
|:---|:---|:---|
| **Nine months ended December 31** | **Millions of yen, except per share data<br>and number of shares** | **Millions of yen, except per share data<br>and number of shares** |
| **Nine months ended December 31** | **2021** | **2022** |
| (i) Earnings per share | ¥455.82 | ¥559.36 |
| &nbsp;&nbsp;&nbsp;&nbsp; [The calculation method] |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Profit attributable to owners of parent | 624795 | 766021 |
| &nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Amount not attributable to common stockholders |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Profit attributable to owners of parent concerning common stock | 624795 | 766021 |
| &nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Average number of common stock during the period (in thousands) | 1370711 | 1369461 |
| (ii) Earnings per share (diluted) | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;455.62 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;559.17 |
| &nbsp;&nbsp;&nbsp;&nbsp; [The calculation method] |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Adjustment for profit attributable to owners of parent |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Adjustment of dilutive shares issued by consolidated subsidiaries and equity method affiliates |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Increase in the number of common stock (in thousands) | 602 | 469 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Stock acquisition rights (in thousands) | 602 | 469 |
| &nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Outline of dilutive shares which were not included in the calculation of "Earnings Per Share (diluted)" because they do not have dilutive effect and have significant changes from the fiscal year ended March 31, 2022 : |  |  |

---

**(Significant subsequent events)** 

There are no significant subsequent events to be disclosed.

—20—

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##### [**Table of Contents**](#toc)
**(Others)** 

Interim dividends (dividends from surplus under Article 454, Paragraph 5 of the Companies Act)

The meeting of Board of Directors held on November 14, 2022 resolved interim dividends for the fiscal year ending March 31, 2023 as shown below:

---

| | |
|:---|:---|
|  Total amount of interim dividends | ¥157,690 million |
|  Interim dividends per share | ¥115 |
|  Effective date and payment start date | December 2, 2022 |

---

—21—