# EDGAR Filing Document

**Accession Number:** 0002034290
**File Stem:** 0001999371-25-013448
**Filing Date:** 2025-9
**Character Count:** 2911610
**Document Hash:** 29817a103d932e5be37db1eec61f71d3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-013448.hdr.sgml**: 20250917

**ACCESSION NUMBER**: 0001999371-25-013448

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 17

**CONFORMED PERIOD OF REPORT**: 20250917

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20250917

**DATE AS OF CHANGE**: 20250917

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-07265
- **FILM NUMBER:** 251319538

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

------

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER REPORT**

**Pursuant to Section 15G of**

**the Securities Exchange Act of 1934**

**Atlas A&D Opportunity Fund III LP**

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:**

☐ **Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period _______ to __________**

Date of Report (Date of earliest event reported): _______

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(Exact name of securitizer as specified in its charter)

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| | |
|:---|:---|
| **(Commission File Number of securitizer)** | **(Central Index Key Number of securitizer)** |

---

Name and telephone number, including area code, of the person<br> to contact in connection with this filing

------

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

&nbsp;&nbsp;&nbsp;&nbsp;**☒** **Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)** 

**A&D Mortgage Trust 2025-NQM4**

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of Sponsor: **0002034290**

Central Index Key Number of issuing entity (if applicable):

Central Index Key Number of underwriter (if applicable): ____

 **Lana Izgarsheva, Secretary, (305) 760-7004**

Name and telephone number, including area code of the person

to contact in connection with this filing

**PART I – REPRESENTATION AND WARRANTY INFORMATION**

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| | |
|:---|:---|
| **Item 1.01** | **Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

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Not applicable.

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| | |
|:---|:---|
| **Item 1.02** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not Applicable.

---

| | |
|:---|:---|
| **Item 1.03** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not Applicable.

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

---

| | |
|:---|:---|
| **Item 2.01** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer** |

---

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

---

| | |
|:---|:---|
| **Item 2.02** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Underwriter** |

---

Not Applicable.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| **Atlas A&D Opportunity Fund III LP** | **Atlas A&D Opportunity Fund III LP** |
| (Sponsor) | (Sponsor) |
| By: | /s/ Maksim Slyusarchuk |
| Name: | Maksim Slyusarchuk |
| Title: | Managing Director |

---

Date: September 17, 2025

**EXHIBIT INDEX**

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| | |
|:---|:---|
| [99.1](ex99-1.htm) | Mission Global, LLC ("Mission") Due Diligence Review Narrative Summary |
| [99.2](ex99-2.htm) | Mission Valuation Report |
| [99.3](ex99-3.htm) | Mission Rating Agency Grades |
| [99.4](ex99-4.htm) | Mission Rating Agency Grades Detail |
| [99.5](ex99-5.htm) | Mission Data Compare Summary |
| [99.6](ex99-6.htm) | Mission Data Compare Detail |
| [99.7](ex99-7.htm) | Maxwell Diligence Solutions, LLC ("Maxwell Diligence") Executive Summary |
| [99.8](ex99-8.htm) | Maxwell Diligence Valuation Report |
| [99.9](ex99-9.htm) | Maxwell Diligence Data Compare Report |
| [99.10](ex99-10.htm) | Maxwell Diligence Grading Report |
| [99.11](ex99-11.htm) | Maxwell Diligence Standard Exceptions Report |

---

## Exhibit 99.1

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**ADMT 2025-NQM4**

**Due Diligence Review**

**Narrative Summary**

**September 10, 2025**

**Prepared by**

**Mission Global, LLC**

For

**A&D Mortgage LLC**

**Atlas A&D Opportunity Fund III LP**

This report summarizes the results of a due diligence review performed on a pool of one thousand one hundred twenty-three (1,123) loans provided by A&D Mortgage LLC ("A&D") and its affiliate Atlas A&D Opportunity Fund III LP (collectively the "Client"). Client provided Mission Global, LLC ("Mission") with a data tape, from which 100% of the loan sample was selected. The loan data was entered into and analyzed using the ***Mission Global Grade<sup>®</sup>*** Underwriting and Diligence grading solution. Mission performed a detailed credit re-underwrite and regulatory compliance review of 100% loans.

Mission Global is a technology-forward service provider built on a culture of deep client service. Mission is a rating agency approved Third Party Review firm delivering underwriting and compliance audits for residential and business purpose loans. Since 1994, Mission Global and its predecessor company, Global Financial Review have provided comprehensive loan due diligence, re-underwriting, and asset management services to clients in the financial services industry. In 2015, Global Financial Review merged with the leading Secondary market consulting firm Mission Capital Advisors, LLC to form Mission Global, LLC. In 2020, Mission Capital Advisors, LLC and Mission Global, LLC were acquired by the leading real estate sales, financing and advisory service firm and now a wholly-owned subsidiary of Marcus & Millichap (NYSE:MMI).

Mission performed a full credit re-underwrite, regulatory compliance, valuation and data integrity review to meet the criteria as published by the Nationally Recognized Statistical Rating Organizations. This deal is to be rated in accordance with the published guidelines of ***S&P Global Ratings (S&P Ratings)*** and ***Kroll Bond Rating Agency, LLC (KBRA).*** Mission performed the reviews over a period of time ranging from April 1, 2024 to September 5, 2025.

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **1** |

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The pool is a mix of Qualified Mortgages (QM) and Non-Qualified Mortgage (NQM) residential and investment mortgage loans secured in either a first or second lien position. In the pool reviewed, one hundred seventy-nine (179) of the loans are considered QM qualified residential loans. The remaining loans include two hundred seventy-nine (279) loans that are considered Non-QM qualified, non-conventional or commonly referred to as non-agency residential mortgage loans, and six hundred sixty-five (665) are business purpose investment loans and are ATR/QM exempt. The loan pool is all secured by residential single family or one-to-four family and five-to-ten multi-family condominiums, condotel, manufactured housing, PUD, and mixed-use property as collateral. There are one thousand (1000) loans secured in a first lien position and one hundred twenty-three (123) loans secured in a second lien position.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.** **File RE-Underwrite Credit Review** 

A full re-underwriting credit review was conducted to verify that the requisite underwriting guidelines as specified by Client were met. Confirmation of the loan terms was conducted through recalculation and review of documentation contained in the loan files and documents provided to Mission.

The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.2** **Guidelines and Overlays** 

For all loans underwritten to A&D Guidelines, there are two unique set of guidelines, those specific to first lien and a separate set applicable to second liens. Mission reviewed each mortgage loan to ensure it met the requisite guideline requirements as specified by the Client guidelines. In lieu of specific requirements, Mission also considered Regulation Z requirements including Appendix Q or Consider and Verify rules where applicable.

In addition to the guidelines there were seven unique overlays for each type of loan program reviewed:

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| | |
|:---|:---|
| ![](ex991002.jpg) | A&D Prime Rate - Primary & Investment |

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| | |
|:---|:---|
| ![](ex991002.jpg) | A&D Super Prime Rate - Primary & Investment |

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|:---|:---|
| ![](ex991002.jpg) | A&D Prime Jumbo Full Doc Rate - Primary & Investment |

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| | |
|:---|:---|
| ![](ex991002.jpg) | DSCR Rate - Investment Only |

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|:---|:---|
| ![](ex991002.jpg) | Foreign National Rate - Investment Only |

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|:---|:---|
| ![](ex991002.jpg) | 2nd Lien – ClosedEndA |

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| | |
|:---|:---|
| ![](ex991002.jpg) | DSCR Rate – 2<sup>nd</sup> Lien |

---

These combined guidelines and their overlays provided additional specific qualification requirements and program specific metric such as min and max loan amounts, cash out refinance limits, ranges of values for acceptance, geographic eligibility, escrow requirements, note, rate and term specific details, qualifying property types, residency requirements, limits on seller and third-party contributions, valuation and title requirements The guidelines and overlays also specified borrower requirements such as credit tradeline and credit event requirements, income and asset qualifications, and citizenship requirements.

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **2** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.2** **Employment and Income** 

The loans were all qualified using various methods; sixty-two (62) were full document loans and two hundred fifty-five (255) were qualified using 12 or 24 month bank statements, and one hundred twenty (120) used employment income with W2/paystub or WVOE verification of employment. The remainder of the loans were income qualified in a variety of ways including verified Profit and Loss statement, retirement income, asset depletion imputed income, along with other self employment income documentation. In the case of investment purpose loans, five hundred seventy-seven (577) used DSCR where rental property income and debt service coverage ratio was both estimated or stated, and/or verified through leases and rent rolls. Mission verified the file documentation for minimum required level of employment and income verifications in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.3** **Income** 

Mission recalculates borrower(s) monthly gross income and verified calculations of income as used by the original loan underwriter at origination to determine compliance with the Client provided underwriting guidelines. The Underwriter used the lower of income stated on 1003 Application or stated/verified income. In all cases, Mission verified stated/verified income in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.4** **Assets** 

Mission confirmed the presence of adequate asset documentation to comply with the Client provided underwriting guideline requirements for closing funds, reserves and borrower liquidity. Mission verified the file documentation for minimum required level of asset verification in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.5** **Debt-to-Income Ratio** 

On all primary or secondary residential loans, Mission recalculated and verified the debt-to-income ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. On investment loans if full property debt and income was available Mission calculated a property income-based DTI verification.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.6** **Debt Service Coverage Ratio** 

On all investment related loans that were qualified under the DSCR Rate program, Mission recalculated and verified the Debt Service Coverage Ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. Rental income used in the calculation for each loan was either verified from an in-place lease and verification of payment or based upon projected market rents taken from the 1007 in the subject property appraisal.

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **3** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.7** **Property Valuation** 

Mission analyzed all appraisals and alternative value tools used to qualify the loan for integrity of comparable sales, completeness of data, eligibility of the appraiser and reasonableness of estimated value. Mission verified the valuation waterfall in each case to determine if based upon UCDP CU credit scores whether a Desk review or a second appraisal was required and to verify all valuation documentation met the requirements of Client provided underwriting guidelines. Where loans are seasoned beyond 24 months since origination an updated valuation is used to determine value is supported.

In all cases where the collateral is residential based, the primary values were supported by secondary valuation tools including either an AVM, BPO, 2<sup>nd</sup> Appraisal, Appraisal Desk Review or a secondary Drive-By appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.8** **Loan-to-Value Ratio** 

Mission recalculated and verified the loan-to-value ratio and combined loan-to-value ratio were accurate at origination and met Client provided underwriting guideline and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.9** **Credit History** 

Mission reviewed the initial credit reports used at origination and captured updated gap report values to verify that the borrower(s) demonstrate adequate credit depth to comply with the Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.10** **Credit Scores** 

Mission captured FICO scores from credit reports used at origination and any updated gap report values to validate that borrower(s) met minimum credit score requirements of the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.11** **Compensating Factors** 

Mission reviewed all provided guideline exceptions and verified exceptions to the Client provided underwriting guidelines were documented and that compensating factors were reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.12** **First-time Homebuyers** 

A&D Guidelines do vary slightly as to their definition versus ASF definition. A&D considers all type of real estate owned by a borrower in its consideration for first-time homebuyers' designation including investment property, whereas ASF definition calls for a borrower to be considered first-time homebuyer only when they have never owned residential property only. Mission does not consider this a significant difference and follows A&D guidelines when reporting first-time homebuyer status.

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **4** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.** **Document Review** 

Mission's review each loan file confirmed the presence of material documentation as applicable to the specifics of the loan transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.1** **Title Commitment and Policy** 

Mission verified the presence of at a minimum the initial title commitment or final title policy. Mission confirmed the vested parties and the description of the property, liens and tax assessments. Given the recent origination of many of the loans contained only an initial title commitment. Comments on loans where the final title policy was still pending were noted in the resolution of each loan in the grading findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.2** **Mortgage Note & Security Instrument** 

Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement were present and duly executed. Mission confirmed that Mortgage note was either fixed or adjustable according to requirements of the Client provided underwriting guidelines and captured relevant Note data specific to each loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.3** **Mortgage & Deed of Trust** 

Mission verified the presence of a copy Mortgage or Deed of Trust and confirmed that the documents were executed by all required parties and that all riders, addendums and exhibits as required exist in the loan file. Mission also verified that the Mortgage was recorded or sent for recording. Given the recent origination of many of the loans contained only an executed Mortgage not a recorded document. Comments on loans where recorded Mortgage was still pending were noted in the resolution of each loan in the grading findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.4** **Income Documentation** 

Mission verified the presence of income and employment related documentation as required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.5** **Asset Documentation** 

Mission verified the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.6** **Proof of Insurance** 

Mission verified the presence of insurance policies and certificates for mortgage, hazard and flood insurance on each loan depending upon the specifics of the loan. Mission confirmed that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

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| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **5** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.** **Regulatory Compliance** 

For each primary or secondary home mortgage loan file Mission conducted a post-closing regulatory compliance review to verify that each loan was originated in compliance with the applicable federal, state and local anti-predatory lending statutes in effect at the time of origination of the Mortgage Loan. Mission further validated that the loans met the applicable disclosure requirements provided under (i) the federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026; (ii) Section 4 of the Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 24 C.F.R. Part 3500; (iii) the National Flood Insurance Act, (iv) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations; and (v) the disclosure requirements and prohibitions of the applicable state, county and municipal laws and ordinances enacted to combat predatory lending, as was applicable depending upon the specifics of the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.1** **Federal Truth in Lending Act/Regulation Z** 

A review of the material compliance disclosures set forth in Reg Z, as amended, including the Truth in Lending Disclosure and the Notice of Right-to-Cancel, if applicable; and a review and comparison of the material disclosures with a report outlining any TILA violations. This includes a re-calculation of disclosed finance charge [§1026.18(d)], proper execution by all required parties [§1026.17(b)], principal and interest calculations [§1026.18(s)], payment stream(s), recalculation of disclosed APR [§1026.22], and a review to ensure disclosure differences are within the allowed tolerances [§1026.18(d) and §1026.23(g)]. A review of the Notice of Right to Cancel (§1026.15 *I* §1026.23): Review includes a verification of the transaction date and expiration date, ensures proper execution of the Notice of Right to Cancel by all required parties verifies the disbursement date and determines if a full 3 day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.2** **Business Days as Defined by Regulation Z** 

General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all of its business functions excluding Sundays and holidays specified by §1026.2(a)(6). Specific business day is defined as all calendar days (Monday through Saturday) excluding Sundays and holidays specified by 5 U.S.C. 6103(a)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3** **Home Ownership Equity Protection Act (HOEPA) testing, to include:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3.1** APR
 test [HOEPA (§1026.32(a)(l))] and [HPML(§1026.35(a)(l))]

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3.2** Points
 and Fees test [HOEPA (§1026.32(a)(2))]

Review of HOEPA disclosure (§1026.32(c)) for accuracy (i.e. payment stream, highest payment scenario; dates disclosed, dates acknowledged)

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **6** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3.3** Review
 and confirm documentation type (i.e. full, stated, no ratio)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3.4** Review
 for evidence of prepayment penalty

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3.5** Verification
 of Debt-to-Income conformity, when necessary.

HOEPA (Section 32) loan coverage has been expanded to include purchase-money mortgages and open-end credit plans (i.e., home equity lines of credit or HELOCS), as well as the amendment of rate and points and fees threshold testing. Mission system requirements have been updated to address the expansion of coverage as well as amendments to threshold testing. In addition, there is a homeownership counseling requirement that was verified for all covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.** **RESPA/Regulation X** 

Each investment purpose loan was reviewed by Mission to ensure compliance with the most current amendments to Regulation X. The RESPA/Regulation X review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.1** **Good Faith Estimate (GFE)** 

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including confirming the presence of the current GFE form in effect at the time of origination and verification the GFE was provided to the borrower(s) within three days of "Application".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2** **Application Date** 

Application was defined by Regulation X and generally considered complete when the creditor collected information regarding the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower(s)
 First and Last Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower(s)
 Social Security Number (to enable the loan originator to obtain a credit report)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 Property Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
 Loan Amount Sought

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Estimation
 of Property Value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.3** **Broker Fees and Yield Spread** 

Mission verified that all Broker fees, including Yield Spread Premium ("YSP") were accurately disclosed and reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.4** **GFE Fees** 

Fees were reviewed to ensure they are reasonable and customary fees for the lender and title and escrow companies and that those fees were accurately disclosed on the GFE and were reflected in the proper location on the document.

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **7** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.5** **Change of Circumstance (COC)** 

Mission reviewed all available documentation to determine whether a Change of Circumstance (COC) form was required to accompany each revised Good Faith Estimate (GFE).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.6** **Change of Circumstance Definition:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.1** Acts
 of God, war, disaster or other emergencies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.2** Information
 in particular to borrower or transaction that was relied on in providing the GFE and
 that changes or is found to be inaccurate after GFE has been provided to borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.3** New
 information particular to the borrower or transaction that was not relied on in providing
 the GFE; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.4** Other
 circumstances that are particular to borrower or transaction, including boundary disputes,
 need for flood insurance or environmental problems

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.5** In
 the event any of the above occurs, the loan originator is required to provide a new revised
 GFE to the borrower within three business days of receiving information sufficient to
 establish "changed circumstances" and document the reason the revised GFE
 was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.6** Rate
 Locks: If the rate has not been locked by the borrower or a locked rate has expired,
 the charge or credit for rate chosen, adjusted origination charges, per diem interest
 and loan terms related to the rate may change. If borrower later locks the rate, a new
 GFE must be provided showing the revised rate-dependent charges and terms. All other
 charges and terms must remain the same as on the original GFE, except as otherwise provided
 above for "changed circumstances."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.7** **Final HUD-1** 

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including the presence of the current applicable Final HUD-1 form and that the Final HUD-1 accurately lists all broker and YSP fees.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.8** **Good Faith Estimate (GFE) and Final HUD-1 Analysis** 

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan.

This analysis included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.7** Analysis
 of Origination fees disclosed on the Good Faith Estimate (GFE) and those charged to the
 borrower(s) on the Final HUD-1 (no variance) - No variance for the following charges:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Origination
 Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 or Charge for Interest Rate Chosen

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Adjusted
 Origination Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Transfer
 Taxes

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.8** Analysis
 of Third-Party fees disclosed on the Good Faith Estimate (GFE) and those charged to the
 borrower(s) on the Final HUD-1 (10% tolerance) - 10% tolerance between GFE and actual
 charges at settlement for sum of following services:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender-required
 settlement services (lender selects third-party provider);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender-required
 services, title services and required title insurance, and owner's title insurance,
 when the borrower uses a settlement service provider identified by the loan originator;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Government
 recording charges. Analysis to confirm all fees are accurately reflected in the correct
 tolerance category on the Good Faith Estimate (GFE) and Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.9** Analysis
 to confirm lender accurately provided borrower adequate restitution in the event of tolerance
 violations and timelines for restitution/document correction were adhered to.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.10** Analysis
 to confirm loan terms are accurately disclosed between the Good Faith Estimate(GFE) and
 Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.11** Analysis
 to confirm page 3 of the HUD-1 accurately reflects fees disclosed on the Good Faith Estimate
 (GFE) and Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.** **QM/ATR (Qualified Mortgage and Ability to Repay) Dodd Frank Review (Loans with Application Date on or after 01/10/2014)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.1** **Ability-to-Repay:** 

All one hundred seventy-nine (179) of the QM loans, as well as all two hundred seventy-nine (279) of the loans underwritten as Non-QM were subject to ATR testing. The remainder of the loans reviewed in this pool were all business purpose and therefore exempt from testing. Where ATR testing is applicable, Mission did verify that underwriter considered and verified ATR's eight verification steps for any origination. Mission verified documentation sufficient to run ATR checks on all applicable loans to meet ATR requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
 and assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 qualifying mortgage payment for the proposed loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 qualifying mortgage payment for the simultaneous loan on the same property payments for
 taxes, insurance and HOA, and other housing expenses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Debts,
 alimony and child support

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Qualifying
 monthly DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Residual
 income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 history

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.2** **Verification of ATR.** 

Mission did confirm that the underwriting met all Regulation Z Appendix Q, or in the case of loans originated after the new rules in effect as of July 1, 2021, all Consider and Verify requirements under the revised rule. All the verifications were made and each of the eight topic areas were confirmed to agree with the representations made by the lender, and there were no material credit exceptions to the lender's guidelines that would negate the Consider and Verify rules, the loan passed the ATR test. If any of the conditions fail or the loan lacked sufficient documentation to support the stated values in any of the areas, affected items will not be considered verified and the loan was failed for the ATR test. In all cases the loans reviewed by Mission in this pool were reported as ATR-Pass or ATR-Exempt.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.3** **Qualified Mortgage.** 

One hundred seventy-nine (179) loans were qualified as QM: Safe Harbor or QM: Average Prime Offer Rate (APOR) Safe Harbor, QM: Rebuttable Presumption (APOR) or QM: Safe Harbor Verified (VSH) and were subject to both Qualified Mortgage testing and ATR testing depending upon the rules in effect at the time of origination.

The remainder of the loans reviewed in this pool were all non-QM loans at origination or business purpose exempt and therefore not tested as Qualified Mortgages.

For QM qualified loans the following was verified as well:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.3.1** Mission
 verified the were no Negative Amortization and no interest only payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.3.2** Mission
 verified there were no QM loan terms that exceeded 30 years

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.3.3** Mission
 verified these were non-QM loans and therefore exempt from QM Points and Fees or APOR
 pricing testing.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.4** **QM DTI/APOR Testing.** 

The QM loans in the pool were qualified under the new QM: Average Prime Offer Rate (APOR) rules which do not consider DTI. The debt-to-income threshold of 43.00% applies only to any QM loan subject to Regulation Z appendix Q and originated prior to the new rules. However where applicable, Mission did re-calculate DTI and verify compliance with the Client provided underwriting guideline requirements. Mission verified amounts included in the QM debt-to-income test, verified income and assets, loan and simultaneous loan payments, insurance, taxes and HOA, alimony, child support and open debts. For loans qualified under the New rules in effect July 1, 2021 Mission did verify APOR pricing thresholds were not exceeded

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.5** **HPML Testing- QM APR.** 

Mission verified any applicable HMPL requirements for the QM loans and verified these requirements met the rules for HPML loans.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.6** **Escrow Requirement – High Price Mortgage Loans (HPML)** 

Mission verified the required escrow accounts to be in place for the first five years of the transaction for all HPML loans in the pool.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.** **TILA/RESPA Integrated Disclosures** 

Mission used following criteria was used in determining whether TRID applies:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.2** **Application Date** 

The Application Date is October 3, 2015, or later (the earlier of the date the broker or lender received the borrower's application).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.3** **Purpose and Property Type** 

For those loans where the Purpose and Property Type included a closed-end mortgage secured by real estate and primary purpose was to occupy or hold as a second home (Purchase or Refinance).

The loan Purpose and Property Type does not include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Home
 Equity Lines of Credit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Reverse
 mortgages

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Dwellings
 that are not attached to real property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mobile
 homes, where the consumer does not own the land

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.4** **TILA Exemption** 

Mission applied the standard exemptions from TILA, i.e., business purposes loans, loans for agricultural purposes and loans secured by five (5) or more units.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.5** **TRID Loan Estimate ("LE")** 

Mission verified of compliance with timing requirements as to whether the Initial LE was delivered within three (3) business days from the Application Date. The Initial LE shall use the delivery date to calculate the earliest closing Consummation Date (no less than seven (7) business days from the delivery of the Initial LE). The delivery date is the date the creditor hand delivers the disclosures or places the disclosures in the mail, 1026.19(e)(l).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.6** **Revised LE's** 

Mission verified any revision to the Initial LE and validated that the Revised LE was provided within three (3) days of COC, BRC or interest rate lock. Mission validated as necessary for sufficient information to establish one of the six (6) valid reasons to reset tolerance fees set forth in TRID:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
 Circumstance affecting settlement charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Change
 Circumstance affecting eligibility

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Revisions
 requested by the consumer

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Interest
 rate dependent charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Expiration
 of the LE and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Delayed
 settlement date on a construction loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing
 Requirement for LE seven days prior to consummation

Mission also validated that settlement charges good through date, time and time zone were properly disclosed with minimum of ten (10) days during which borrower is permitted to shop knowing fees are locked during that timeframe.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.7** **Determination of Final LE** 

Mission analyzed each LE in file to determine final Binding LE. If there is a change in loan terms, change in interest rate or increase in charges subject to variances without valid reason for a Revised LE as set forth above, findings were cited. If the Revised LE was issued without a valid reason, the previous valid LE was considered the Binding LE for the purposes of comparison with the Closing Disclosure. Mission verified compliance with timing requirements to ensure there were no loan estimates provided to the borrower after a Closing Disclosure had been delivered, and whether the Final LE was provided at least four (4) business days prior to the closing Consummation Date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.8** **LE Confirmation of Receipt** 

If the LE did not contain a signature line for the consumer's confirmation of receipt, then Mission verified electronic delivery of documents provided to borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.9** **Closing Disclosures** 

Mission analyzed each Closing Disclosure in the file all sections of Closing Disclosures were completed (no blanks, ''NA's" or incomplete sections) and the Disclosure is accurate as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.1 Mission
verified that the correct form is used and General loan information and loan terms sections were completed, and formatting is
accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.2 Verified
the loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.3 Verified
all applicants applying for credit, as disclosed on the application, are listed on the CD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.4 Verified
critical section such as "Can this amount increase after closing?" and "Does the loan have these features"
sections are completed and are accurate based on the terms disclosed on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.5 If
rate was locked, Mission verified lock expiration date, time and time zone was disclosed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.6 Validated
projected Payments and Estimated Taxes, Insurance & Assessments sections were complete and accurate based on the loan terms
and information known at the time of disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.7 Verified
the Closing Costs and Cash-to-Close sections were complete and accurate based on the information provided on page 2 of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.8 Verified
fees disclosed properly (alphabetical order within Section with certain exceptions, and all title fees start with "Title
- ") were accurate in the Closing Cost Details section.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.9 Validated
when Interest Only Payments, Optional Payments, Step Payments, or Seasonal Payments, is Adjustable Payment ("AP")
Table were disclosed and accurate based on early disclosures in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.10 Validated
when ARM or Step Rate, that Adjustable Interest Rate ("AIR") Table was properly disclosed and accurate based on the
early disclosures in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.11 Verified
the Comparison section is complete.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.12 Validated
that all Rounding rules were verified as per 1026.37(o)(4).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.13 Validated
the Other Considerations Section was complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.10** **Written List of Providers** 

Mission verified that if the lender placed fees in the Services You Can Shop For category, that the file properly contained a Written List of Providers provided to the borrower within three (3) business days of application. The WLSP must have included at least one available provider for each service and state the consumer may choose a different provider for that service. If a WLSP was not provided, the fees will be treated as a 10% Tolerance fee and a finding for missing service provider list will be noted. If a WLSP is provided outside of three (3) days of the application date, the fees will be treated as a 10% Tolerance fee and a finding for a service provider list being provided outside of three (3) days from application will be noted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11** **Variance Testing** 

Mission deploys in its testing one or the other of the following Variance Categories in performing variance tests:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.1 Zero Tolerance Variance- A finding will be cited if any charges increase from the Binding LE to the Final CD without COC or BRC.

Such increases include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fees
 paid to the lender, broker or an affiliate of either lender or broker [except fees paid
 to an affiliate of the lender for services NOT required by the creditor are not subject
 to tolerance/variance per CFR 1026.19(e)(3)(iii)(E)];

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fees
 paid to an unaffiliated third party if the lender did not permit the borrower to shop
 for servicer; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Transfer
 taxes.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender
 Credits

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.2** **10% Tolerance Variance-** A finding will be cited if the
 aggregate of the charges increased by more than 10% from the Binding LE to the Final
 CD without COC or BRC. If a fee/service is listed on the LE but not charged/reflected
 on the Final CD, the fee will be removed and not considered in calculating the 10% variance
 threshold pursuant to CFR 19(e)(3)(ii)-5.

Such increases include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Recording
 fees; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Charges
 for third party services not paid to creditor or affiliate AND borrower permitted to
 shop for service but selects a provider on the creditor's Written List of Service
 Providers.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.3** Prepaid
 mortgage insurance will be treated as a 10% tolerance fee if it can be shopped for (and
 not identified as an affiliate), otherwise it will be treated as a Zero Tolerance fee.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.4** No
 Tolerance/Unlimited - No finding will be cited if any of the charges change from the
 Binding LE to the Final CD, provided that the disclosed amount on the LE is based on
 information reasonably known to the creditor at the time of disclosure (disclosed in
 good faith), such as:

● Prepaid interest;

● Property insurance premiums;

● Impounds/Escrows;

● Charges for services required by the creditor but the borrower is permitted to shop for and borrower selects a third party provider not on the lender's Written Service Provider List; and

● Charges for third party services not required by the creditor (even if paid to an affiliate of the creditor).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.5** Prepaid
 property taxes charged by local and state governments periodically will have no tolerance
 under the general 'best information reasonably available' standard unless
 otherwise instructed by the Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.6** As
 noted above, Mission reviewed the loan file for evidence the disclosure was not made
 in "Good Faith". "Good faith" means the creditor made the estimate
 based on the information reasonably available to them at the time the LE was provided.
 Absent such evidence, Mission will consider the disclosures made in "good faith".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.7** Additionally,
 if a documented valid COC or BRC occurred resulting in a change to loan terms, settlement
 charges or interest rate within four (4) business days of consummation, the variance
 test will be performed based on the revised amounts disclosed on the initial CD (or subsequent
 CD if change occurs after the initial CD has been provided) provided that the change
 is related to the COC or BRC per Comment 19(e)(4)(ii)-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.8** For
 loans with no Interim LE and no COC or BRC occurring four (4) days prior to consummation,
 fees and charges on the CD were tested for compliance with permitted variances against
 fees disclosed on Initial LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.9** For
 loans with an Interim LE, the review of each Interim LE and fees and charges on the CD
 were tested for compliance with variance thresholds against fees supported by a valid
 COC or BRC related to the charge that increases.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.10** In
 those cases where an Interim LE was issued with several fee increases, but only some
 are supported by or related to a valid COC or BRC, those fees which are not supported
 by or related to a valid COC, BRC or disclosed on an LE that was not provided timely
 (within three (3) business days of changed circumstance) were tested for variance using
 the amounts disclosed in the Initial LE previously valid LE.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12** **TRID Review - Closing Disclosures ("CD")** 

Mission conducted a full Closing Disclosure review and verified the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.1** That
 the correct form was used and all sections of the CD were completed (no blanks or incomplete
 sections).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.2** Acknowledgement
 of receipt, either by signature or evidence of electronic delivery by all borrowers with
 a right to rescind under 1026.23 by verifying that each borrower with a right to rescind
 was provided with a copy of the CD. This could include the non-borrowing spouse. Acknowledgement
 is based on either signature, evidence of electronic delivery or by apply the common
 mail rules.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.3** If
 a subsequent CD was issued with changes to (a) the loan product which affects disclosed
 terms and loan information; (b) the addition of a prepayment penalty; or (c) an APR which
 exceeds the previously disclosed APR by more than the permitted tolerances for accuracy,
 Mission validated that the borrower was given an additional three (3)-business day waiting
 period from the date of final pre-close CD with (a) the final loan product; (b) the prepayment
 penalty addition; or (c) the APR, and that the final pre-close CD has been received by
 borrower by consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.4** On
 the final CD the following checks and limitations apply:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.5** Verification
 of the technical formatting of the CD is out of scope in the standard review. The formatting
 of the document is the responsibility of the document preparation source.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.6** Closing,
 Transaction and Loan Information sections have been completed with accurate information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.7** Loan
 terms sections are completed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.8** Mission
 will verify loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.9** Mission
 will verify all applicants applying for credit, as disclosed on the application, are
 listed on the LE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.10** "Can
 this mount increase after closing?" and "Does the loan have these features"
 sections are completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.11** Projected
 Payments and Estimated Taxes, Insurance & Assessments sections are completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.12** Fees
 have been disclosed properly (alphabetically, correct buckets and all title fees start
 with "Title - ") in Closing Cost Details section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.13** Any
 additional fees for sections other than Section C (Services You Can Shop For).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.14** Calculating
 Cash to Close table completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.15** Summaries
 of Transaction section completed accurately

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.16** CD
 Assumption, Demand Feature, Negative Amortization, and Partial Payments sections completed
 properly (at least and only one box selected).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.17** Late
 Payment completed properly (terms disclosed and accurate per note).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.18** Escrow
 Amount section was completed properly (only one box selected and amounts disclosed).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.19** Escrow
 Property Costs over Year 1 to be calculated per the payments scheduled to be made in
 a 1 year period after consummation (1026.38)1)(7)(i) (A)(I).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.20** Non-Escrowed
 Property Costs over 1 Year to be calculated using either 11 or 12 months as determined
 by client. (1026.38)(1)(7)(i)(B)(1)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.21** If
 Interest Only, Optional Payments, Step Payments, or Seasonal Payments, is

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.22** Adjustable
 Payment ("AP") Table disclosed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.23** If
 ARM or Step, is Adjustable Interest Rate ("AIR") Table was disclosed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.24** Loan
 Calculations sections were complete and accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.25** Total
 of Payments is accurate per 1026.38(o)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.26** Include
 fees in section A, B, and C that are paid by the borrower as well as the seller or other
 if those fees are customarily paid by the borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.27** Mission
 captured amounts disclosed in Loan Calculations section and tested for TILA tolerance
 violations on disclosed APR and Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.28** Mission
 confirmed the Total Interest Percentage (TIP) was accurate with proper rounding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.29** Other
 Disclosures section was complete with at least one choice selected as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.30** Rounding
 rules were verified as per 1026.38(t)(4). Rounding on all percentages except APR is percentages
 should be truncated so that a zero is not disclosed in the last decimal place (7.250
 should be rounded to 7.25).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.13** **TRID Method of Delivery/Receipt LE and CD** 

Mission verified the method of receipt of the revised LE and CD and performed a compliance test with timing requirements. For purposes of the review and verification, the date the borrower is deemed to have received the disclosure(s) is based on any of the following methods:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.13.1** In
 Person: borrower signature date is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.13.2** Electronic
 - No Receipt Confirmation in File: three (3) business days from later of document issue
 date or proof of e-delivery date is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.13.3** Electronic
 - With Receipt Confirmation in File, date of receipt confirmation is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.13.4** Electronic
 - Delivery confirmation of an email, assuming the borrower(s) have consented to electronic
 delivery.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.13.5** Mail
 (USPS or other parcel delivery service) - No Receipt Confirmation in File: three (3)
 business days from later of document issue date or proof of mailing date is used. Delivery
 confirmation, i.e., confirmation that documents have been delivered to the borrower(s)
 door. Signature receipt by anyone other than the borrower(s) to the mortgage transaction
 constitutes evidence of delivery, not receipt, for the purposes of the receipt requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.13.6** Mail
 (USPS or other parcel delivery service) - With Receipt Confirmation in File: date of
 receipt confirmation is used. Delivery confirmation, i.e., confirmation that documents
 have been delivered to the borrower(s) door. Signature receipt by anyone other than the
 borrower(s) to the mortgage transaction constitutes evidence of delivery, not receipt,
 for the purposes of the receipt requirements. Unknown (unable to determine delivery method
 or unable to verify borrower received disclosures in any other method than by USPS Mail
 method): follow the USPS Mail delivery method of three (3) business days from the document
 issue date. As noted above, a signature by anyone other than the borrower(s) constitutes
 evidence of delivery and the method of receipt will be considered unknown, requiring
 an additional three (3) days from the date the non-borrower received the documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.13.7** Electronic
 Disclosures. If disclosures were sent electronically, a finding was cited if there was
 no evidence in the file that the borrower consented to receive disclosures electronically.
 Default to the three (3) business day mail rule for delivery without the proper documentation
 of borrower consent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.14** **Other TRID Compliance Testing** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.14.1** Mission
 verified that the Home Loan Toolkit was present. If not present, a finding was cited
 if the Your Home Loan Toolkit Disclosure or evidence the disclosure was delivered or
 placed in the mail is not in the file or was not provided to the borrower within three
 (3) business days of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.14.2** Consummation
 Date: Consummation varies by applicable state law and the term is not often clearly defined.
 Accordingly, Mission used the notary date of the Deed of Trust to confirm consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.14.3** Post-Consummation
 Disclosures: As noted in the findings resolutions, the creditor used a Post-consummation
 Closing Disclosure to either correct clerical errors and clear findings or to cure pre-consummation
 fee tolerance errors and clear findings. In all cases, Mission confirmed the testing
 against the Post-consummation Closing Disclosure before findings were resolved.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.15** **SUBSEQUENT CHANGES AFTER CONSUMMATION** 

There were loans in the pool reviewed by Mission that contained findings related to issues that could only be cured by issuance of a Post-close Closing Disclosure. The following prescribed cures as set forth in section 1026.19 (t)(2)(iii) through (v) that are acceptable for changes and corrections to the Final CD after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.15.1** Section
 1026.19(t)(2)(iii) - Changes due to events occurring after consummation. If within 30
 days of consummation or as in this case, within 30 days of creditor first becoming aware
 of the existence of an event, an event occurs that causes the final CD to become inaccurate
 and such inaccuracy results in a change to an amount actually paid by the borrower(s)
 from the amount disclosed, Mission tested for evidence that a new, corrected CD was delivered
 or placed in the mail to the borrower within thirty (30) days of receiving information
 that an event occurred.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.15.2** Section
 1026.19(f)(2)(iv)- Changes due to clerical errors. Non-numeric clerical errors, for the
 purpose of this scope are any error not related to a disclosed dollar amount or percentage.
 Where applicable, Mission tested for evidence that a new, corrected Post-Closing CD was
 delivered or placed in the mail to the borrower within sixty (60) calendar days of consummation,
 or within sixty (60) calendar days of the first date of which the creditor becomes aware
 of such error.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.15.3** Section
 1026.19(f)(2)(v)-Refunds related to the good faith analysis. Where applicable, Mission
 identified findings related to fee disclosures and brought such findings to the attention
 of the creditor. As noted in the resolution of these findings, the Creditor acted in
 Good Faith and cured these findings by issuing a corrected Post-Closing CD and where
 a fee tolerance violation occurred the Creditor issued a refund to the borrower. In all
 cases, Mission tested for evidence such as a copy of the refund check, a new corrected
 CD, and evidence the creditor delivered or placed in the mail to the borrower within
 the timeframe necessary as noted in the resolution to the findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.15.4** A
 post-consummation CD is understood to be issued with a Date Issued represented as the
 date the post-consummation CD was issued.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.15.5** Errors
 on LE's and Interim CD's and numeric errors on final CD's which do
 not have prescribed cures as per the regulation were not be reported as having been cured.
 The assessment of risk and decision to accept a finding that does not have a prescribed
 cure is the responsibility of the purchaser of the loan.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.16** **Additional Disclosures and Requirements:** 

Mission confirmed compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.16.1** Confirmed
 the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.16.2** Confirmed
 the presence of the Affiliated Business Disclosure in file in the event the lender has
 affiliated business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.16.3** Confirmed
 the Affiliated Business Disclosure provided within three general business days of "Application"
 (Mission reviews for this disclosure to be provided within three general business days,
 as the lender will typically know at the time of application if borrower(s) will be referred
 to affiliates for provision of third party services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.16.4** Confirmed
 the Affiliated Business Disclosure is executed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.16.5** Confirmed
 the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.16.6** Confirmed
 the Initial Escrow Disclosure Statement was provided at closing or within 45 days after
 settlement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.16.7** Confirmed
 that each mortgage loan adhered to flood insurance coverage requirements as outlined
 under the NFIP, including identification of flood zones and subsequent policy documentation
 for evidence of adequate coverage amounts.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17** **High Cost- State & Local Anti-Predatory Regulations:** 

In addition to federal thresholds, Mission reviewed the anti-predatory lending statutes in the following states and local municipalities, as applicable:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.1** Arkansas
 Home Loan Protection Act, AR. Stat. Ann.§ 23-53-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.2** California
 Anti-Predatory Lending Statute, CA. Fin. Code§ 4970 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.3** 4.3 California
 Higher Priced Mortgage Loan Statute, CA. Fin Code § 4995 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.4** 4.4 Colorado
 Consumer Equity Protection Act, CO. Rev. Stat. § 5-3.5-101 et seq. and as amended
 by Senate Bi11216 (2007) and House Bi111322 (2007)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.5** Colorado
 Consumer Credit Code, CO. Rev. Stat. 5-1-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.6** Connecticut
 Abusive Home Loan Lending Practices Act, CT. Stat. Ann. § 36a-746 et seq. and the
 Responsible Lending and Economic Security Act, CT. House Bill 5577 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.7** Connecticut
 Nonprime Home Loan Statute, CT. Gen. Stat. §§ 36a-760 et seq. (as originally
 enacted and as amended by Senate Bill 949.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.8** District
 of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et
 seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. and DC Mortgage
 Disclosure Act of2007.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.9** Florida
 Fair Lending Act, FL. Stat. Ann. § 494.0078 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.10** Georgia
 Fair Lending Act, GA. Stat. Ann.§ 7-6A-1 et seq. (as originally enacted by House
 Bill 02-1361 and as modified by Senate Bill 03-53)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.11** Idaho
 Residential Mortgage Practices Act, ID. Code§ 26-3101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.12** Illinois
 High Risk Home Act, IL. Comp Stat. tit. 815, §§ 137/5 et seq.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.13** Illinois
 High Risk Home Loan Regulations, 38 IL. Admin. Code § 345.10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.14** Illinois
 High Risk Home Loan Act, Public Act. 93-0561 (2003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.15** City
 of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§
 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.16** Cook
 County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended
 by Illinois SB 1167 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.17** Indiana
 Home Loan Practices Act, IN. Code§ 24-9-1-1 et seq. and as amended by 2005 In. P.L.
 141 § 6 P2013-011.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.18** Kansas
 Consumer Credit Code, KS. Stat. Ann. § 16a-1-101 et seq. Sections 16a-1-301, 16a-3-
 207 and 16a-3-308a.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.19** Kentucky
 Anti-Predatory Lending Statute, KY. Rev. Stat. § 360.100 et seq. and as amended
 by KY. House Bill 552 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.20** Maine,
 An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A ME. Rev.
 Stat. Ann. §§ 8-101; 8-103(1); 8-206(8); 8-206A and ME. Legislative Document
 1869 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.21** Maryland
 Commercial Law, MD. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as
 amended by MD. Senate Bill 270 (2008) and Maryland Regulations under the MD. Mortgage
 Lender Law (2009).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.22** Maryland
 Regulations for Higher Priced Mortgage Loans, as promulgated under the MD. Mortgage Lender
 Law, MD. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; MD. Code Regs. §§
 09.03.06.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.23** Massachusetts
 High Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA. House Bill4387
 (2008) 20. MA. Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.24** Massachusetts
 Regulations for Higher Priced Mortgage Loans, 209 MA. Code Regs. §§ 32.00

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.25** Massachusetts
 "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.26** Massachusetts
 Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.27** Michigan
 Consumer Mortgage Protection Act, MI. Stat. Ann. § 445-1631 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.28** Minnesota
 Mortgage Originator and Service Licensing Act, § 58.137 etal. (S.F. 2988 (2002)
 and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.29** Nebraska
 Mortgage Bankers Registration and Licensing Act, NE. Stat.§ 45-702 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.30** Nevada
 Anti-Predatory Lending Law, NV. Rev. Stat. § 598D.010 et seq. and as amended by
 AB 440 and492.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.31** New
 Jersey Home Ownership Security Act of 2002, NJ. Stat. Ann. §C:46:10 B-22 et seq.
 and as amended by PL. 2004, Ch. 84 § 1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.32** New
 Mexico Home Loan Protection Act, NM. Stat. Ann. § 58-21A-1 et seq. and as amended
 by Senate Bill 342 (2009 High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented
 by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article
 6-1 (2003) and 6-m (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.33** New
 York High Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.34** New
 York High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41
 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article 6-1 (2003) and
 6-m (2008).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.35** North
 Carolina Anti-Predatory Lending Law, NC. Gen. Stat. §§ 24-l.1 to 24-10.2 and
 North Carolina Amendments to Anti-Predatory Lending Law, NC. Gen. Stat. §§
 24-9; 24-l.l(E)(a); 24-10.2(a) and as amended by House Bill1817 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.36** Ohio
 Anti-Predatory Lending Statute, OH. Rev. Code Ann. §§ 1349.25 to 1349.37and
 § 1.63 and as amended by S.B. 185.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.37** City
 of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.38** Oklahoma
 Anti-Predatory Lending Law, House Bill No. 1574 (2003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.39** Oklahoma
 Higher -Priced Mortgage Loans Law, OK. Admin. Code§§ 160:45-9-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.40** Pennsylvania
 Consumer Equity Protection Act, 63 PA. Cons. Stat. Ann. § 456.501 et seq. 4.41 City
 of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33
 as amended.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.41** Rhode
 Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI. Gen. Laws. §§
 34-25.2-1 et seq., including the Emergency and Final Regulations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.42** South
 Carolina High-Cost and Consumer Home Loans Act, SC. Code§ 37-23-10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.43** South
 Carolina Consumer Protection Code, SC. Code 37-1-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.44** Tennessee
 Home Loan Protection Act, TN. Code Annotated §§ 45-20-101 et seq., Title 47
 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.45** Texas
 High-Cost Home Loan Statute, TX. Fin. Code Ann.§ 343.201 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.46** Texas
 Constitution, Section 50(a)(6), Article XVI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.47** Utah
 Residential Mortgage Practices Amendments, UT. Code Ann.§ 61- 2c-102 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.48** Utah
 High Cost Home Loan Act, UT. Code § 61-2d-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.49** Vermont
 Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.50** Virginia
 Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), VA. Code
 Ann.§§ 6.1-413; 6.1-422, 6.1-428.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.51** Virginia
 Mortgage Lender and Broker Act (for loans originated after July 1, 2003), VA. Code Ann.§§
 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.52** Washington
 House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.53** Wisconsin
 Responsible High Cost Mortgage Lending Act, WI. Stat. § 428.202.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.54** West
 Virginia Residential Mortgage Lender, Broker and Servicer Act, WV. Code § 31-17-1
 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.17.55** Wyoming
 Credit Code, WY. Stat. Ann.§§ 40-14-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.18** **Regulatory Compliance Disclaimer** 

Please be advised that Mission did not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Mission are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Mission is relying in reaching such findings.

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Please be further advised that Mission does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Mission do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Mission. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Mission to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Mission are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.19** **Misrepresentation and Third-Party Report Review** 

Mission verified that fraud reports were present on all loans and independent third-party property valuations reports are in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.19.1** **Misrepresentation Review** 

Mission validated the presence of a Fraud Guard report on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.19.2** **Alerts** 

Mission validated credit report alerts for accuracy and potential issues.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.19.3** **Social Security Numbers** 

Mission verified SSN(s) across all file documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.19.4** **Document Integrity** 

Mission validated to the extent possible for apparent alterations to loan documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.19.5** **Data Consistency** 

Mission validated the documents contained in the loan file for consistency of data.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.19.6** **Third Party Fraud Tools** 

To the extent a third-party Fraud Guard was present in the loan file, Mission reviewed high level or critical warnings were reviewed and addressed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**7.** **Data Integrity Review** 

Mission was provided with a Client bid tape to conduct a Data Integrity Review. The Client provided a data tape with the following data fields and Mission compared the field to the applicable source document and reported all variances.

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The following fields were provided and compared:

● All Borrower Total Income

● Application Date

● Borrower Citizenship

● Borrower First Name

● Borrower LastName

● Co-Borrower FirstName

● Co-Borrower Last Name

● Closing Settlement Date

● DSCR

● First Payment Date

● Initial Monthly PI or IO Payment

● Interest Rate

● Lender Name

● Loan Amount

● Loan ID

● Loan Program

● Loan Purpose

● MIN No

● Mortgage Origination Channel

● Note Date

● Number of Units

● Occupancy

● Primary Appraised Property Value

● Property Address

● Property City

● Property County

● Property State

● Property Type

● Property Zip Code

● Qualifying CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**8.** **Loan and Exception Level Grading Methodology** 

Pursuant to the applicable NRSRO criteria, Mission graded each loan exception with an event level 1 for exceptions findings that are informational in nature, event level 2 for exceptions findings that are considered non-material, event level 3 for exceptions findings that are considered material. In accordance applicable NRSRO criteria exceptions and overall initial loan grades and final loan Grades were assigned with an A, B, C or D. The methodology for the application of RMBS grading is defined by each NRSRO in their current industry publications as updated from time to time.

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Pursuant to the applicable NRSRO criteria, Mission graded certain compliance exceptions as nonmaterial based on seasoning of the mortgage loan. Where applicable, mortgage loans that are seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The period is not limited for claims, other than recission, which are raised as a defense to foreclosure. Information contained in any Mission reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**NRSRO GRADING METHODOLOGY**

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|:---|:---|:---|
| **S&P Ratings Grade** | **# of Loans** | **% of Loans (by count) in MISSION Population** |
| A | 821 | 73.1% |
| B | 302 | 26.9% |
| C | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |
| D | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |

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**NRSRO GRADING METHODOLOGY**

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| | | |
|:---|:---|:---|
| **KBRARatings Grade** | **# of Loans** | **% of Loans (by count) in MISSION Population** |
| A | 821 | 73.1% |
| B | 302 | 26.9% |
| C | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |
| D | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO GRADE SUMMARY** | | |
| &nbsp;&nbsp;**NRSRO GRADE** | <br>&nbsp;&nbsp;**# of Loans** | <br>&nbsp;&nbsp;**% of Loans (by count) in MISSION Population** |
| &nbsp;&nbsp;**CREDIT** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;931 | &nbsp;&nbsp; 82.9% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;192 | &nbsp;&nbsp;17.1% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**COMPLIANCE** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;1115 | &nbsp;&nbsp;99.3% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.7% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |

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|:---|:---|:---|
| &nbsp;&nbsp;**PROPERTY/VALUE** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;989 | &nbsp;&nbsp;88.1% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;134 | &nbsp;&nbsp;11.9% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp; 0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp; 0 | &nbsp;&nbsp;0% |

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**DATA INTEGRITY REVIEW**

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** |
| &nbsp;&nbsp;**2025_ADMT-NQM4_FINAL** |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 9/9/2025 10:30:00 AM** |  |  |  |  |
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**Comments** |
| &nbsp;&nbsp;AllBorrowerTotalIncome | &nbsp;&nbsp;37 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;3.30% | &nbsp;&nbsp;All Income was verified for each borrower |
| &nbsp;&nbsp;ApplicationDate | &nbsp;&nbsp;127 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;11.32% | &nbsp;&nbsp;All variances were verified by Mission using either the 1003 date or the credit report date |
| &nbsp;&nbsp;B1Citizen | &nbsp;&nbsp;2 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;All variances were verified by Citizenship documents |
| &nbsp;&nbsp;B1FirstName | &nbsp;&nbsp;22 | &nbsp;&nbsp;1123 | &nbsp;&nbsp;1.96% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B1LastName | &nbsp;&nbsp;16 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;1.43% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B2FirstName | &nbsp;&nbsp;4 | &nbsp;&nbsp;200 | &nbsp;&nbsp;2.00% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B2LastName | &nbsp;&nbsp;9 | &nbsp;&nbsp;200 | &nbsp;&nbsp;4.50% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;ClosingSettlementDate | &nbsp;&nbsp;452 | &nbsp;&nbsp;888 | &nbsp;&nbsp;50.90% | &nbsp;&nbsp;In all cases Mission verified closing dates from the relevant closing documents. |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;82 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;7.31% | &nbsp;&nbsp;In all cases Mission recalculated DSCR from relevant income and credit documents. |
| &nbsp;&nbsp;FirstPaymentDate | &nbsp;&nbsp;18 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;1.60% | &nbsp;&nbsp;In all cases Mission verified first payment date from the promissory note. |
| &nbsp;&nbsp;InitialMonthlyPIOrIOPayment | &nbsp;&nbsp;55 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;4.90% | &nbsp;&nbsp;In all cases Mission verified the monthly PI Payment from the promissory note. |
| &nbsp;&nbsp;InterestRate | &nbsp;&nbsp;0 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;InvestorLoanID | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;LoanAmount | &nbsp;&nbsp;0 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;LoanID | &nbsp;&nbsp;0 | &nbsp;&nbsp;1033 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;LoanProgram | &nbsp;&nbsp;4 | &nbsp;&nbsp;1123 | &nbsp;&nbsp;0.36% | &nbsp;&nbsp;In each case, these appear to be changes in Loan program during underwriting. In all cases Mission verified programs from the Loan approval and final loan docs. |
| &nbsp;&nbsp;LoanPurpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;MINNo | &nbsp;&nbsp;24 | &nbsp;&nbsp;1084 | &nbsp;&nbsp;2.21% | &nbsp;&nbsp;In all cases Mission verified the MIN number present on the Deed of Trust. |
| &nbsp;&nbsp;MortgageOriginationChannel | &nbsp;&nbsp;2 | &nbsp;&nbsp;993 | &nbsp;&nbsp;0.20% | &nbsp;&nbsp;All date variances were verified from the Promissory Note. |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **26** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;NoteDate | &nbsp;&nbsp;2 | &nbsp;&nbsp;1074 | &nbsp;&nbsp;0.19% | &nbsp;&nbsp;In all cases Mission verified property units from the appraisal and other property related documents. |
| &nbsp;&nbsp;NumberofUnits | &nbsp;&nbsp;5 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;0.45% | &nbsp;&nbsp;Mission verified number of units from the appraisal. |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;OriginatorDocType | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;This was a variation of the enumeration in the tape. |
| &nbsp;&nbsp;PrimaryAppraisedPropertyValue | &nbsp;&nbsp;11 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;0.98% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyAddress | &nbsp;&nbsp;149 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;13.28% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyCity | &nbsp;&nbsp;0 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;PropertyCounty | &nbsp;&nbsp;18 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;1.60% | &nbsp;&nbsp;In all cases Mission verified property addresses from the deed of trust. |
| &nbsp;&nbsp;PropertyState | &nbsp;&nbsp;0 | &nbsp;&nbsp;1123 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;PropertyType | &nbsp;&nbsp;97 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;8.65% | &nbsp;&nbsp;All differences are enumerations are related to ASF enumerations. In each case mission verified the Property type from the appraisal. |
| &nbsp;&nbsp;PropertyZipCode | &nbsp;&nbsp;1 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;0.09% | &nbsp;&nbsp;In all cases Mission verified property addresses from the deed of trust. |
| &nbsp;&nbsp;QualifyingCLTV | &nbsp;&nbsp;69 | &nbsp;&nbsp;1122 | &nbsp;&nbsp;6.15% | &nbsp;&nbsp;In all cases differences were due to balances on 2nd lien loans. |
| &nbsp;&nbsp;RefinanceType | &nbsp;&nbsp;32 | &nbsp;&nbsp;504 | &nbsp;&nbsp;6.35% | &nbsp;&nbsp;In all cases Mission verified refinance type from the relevant closing documents. |
| &nbsp;&nbsp;SalesPrice | &nbsp;&nbsp;1 | &nbsp;&nbsp;657 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;All sales price variances were verified from the sales contracts provided. |
| &nbsp;&nbsp;TotalDebtIncomeRatio | &nbsp;&nbsp;1 | &nbsp;&nbsp;993 | &nbsp;&nbsp;0.10% | &nbsp;&nbsp;In all cases Mission verified borrower income and all debts from the credit reports and recalculated DTI. |
| &nbsp;&nbsp;UnderwritingGuidelineLenderName | &nbsp;&nbsp;2 | &nbsp;&nbsp;1108 | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;Mission verifies all guideline data used for each loan. |
| &nbsp;&nbsp;UnderwritingGuidelineName | &nbsp;&nbsp;0 | &nbsp;&nbsp;1109 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;UnderwritingGuidelineVersionDate | &nbsp;&nbsp;222 | &nbsp;&nbsp;984 | &nbsp;&nbsp;22.56% | &nbsp;&nbsp;Mission verifies all guideline data used for each loan. |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **27** |

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**POOL DETAILS**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**AMORTIZATION TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**BORROWER CITIZENSHIP** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1121 | &nbsp;&nbsp;99.82% | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;110 | &nbsp;&nbsp;9.80% |
| &nbsp;&nbsp;Adjustable Rate Mortgage | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;120 | &nbsp;&nbsp;10.69% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1123** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;893 | &nbsp;&nbsp;79.52% |
|  |  |  | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1123** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**LOAN TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |  |  |  |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;618 | &nbsp;&nbsp;55.03% | &nbsp;&nbsp;**OCCUPANCY** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;Refinance - Cash Out | &nbsp;&nbsp;432 | &nbsp;&nbsp;38.47% | &nbsp;&nbsp;Investment | &nbsp;&nbsp;665 | &nbsp;&nbsp;59.22% |
| &nbsp;&nbsp;Refinance - Limited Cash Out | &nbsp;&nbsp;21 | &nbsp;&nbsp;1.87% | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;437 | &nbsp;&nbsp;38.91% |
| &nbsp;&nbsp;Refinance - Rate and Term | &nbsp;&nbsp;52 | &nbsp;&nbsp;4.63% | &nbsp;&nbsp;Secondary Residence | &nbsp;&nbsp;21 | &nbsp;&nbsp;1.87% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1123** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1123** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**ORIGINAL INTEREST RATE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**PROPERTY TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;5.500 - 5.999% | &nbsp;&nbsp;26 | &nbsp;&nbsp;2.32% | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;50 | &nbsp;&nbsp;4.45% |
| &nbsp;&nbsp;6.000 - 6.499% | &nbsp;&nbsp;94 | &nbsp;&nbsp;8.37% | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;74 | &nbsp;&nbsp;6.59% |
| &nbsp;&nbsp;6.500 - 6.999% | &nbsp;&nbsp;312 | &nbsp;&nbsp;27.78% | &nbsp;&nbsp;3 Family | &nbsp;&nbsp;26 | &nbsp;&nbsp;2.32% |
| &nbsp;&nbsp;7.000 - 7.499% | &nbsp;&nbsp;217 | &nbsp;&nbsp;19.32% | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;16 | &nbsp;&nbsp;1.42% |
| &nbsp;&nbsp;7.500 - 7.999% | &nbsp;&nbsp;214 | &nbsp;&nbsp;19.06% | &nbsp;&nbsp;5-10 Unit Multi-Family | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.53% |
| &nbsp;&nbsp;>= 8.000% | &nbsp;&nbsp;260 | &nbsp;&nbsp;23.15% | &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;20 | &nbsp;&nbsp;1.78% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1123** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;264 | &nbsp;&nbsp;23.51% |
|  |  |  | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.53% |
| &nbsp;&nbsp;**QUALIFYING FICO** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;Double-wide Manufactured Housing | &nbsp;&nbsp;37 | &nbsp;&nbsp;3.29% |
| &nbsp;&nbsp;601 - 700 | &nbsp;&nbsp;168 | &nbsp;&nbsp;14.96% | &nbsp;&nbsp;Mixed Use | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.53% |
| &nbsp;&nbsp;701 - 800 | &nbsp;&nbsp;872 | &nbsp;&nbsp;77.65% | &nbsp;&nbsp;PUD | &nbsp;&nbsp;170 | &nbsp;&nbsp;15.14% |
| &nbsp;&nbsp;801 - 900 | &nbsp;&nbsp;82 | &nbsp;&nbsp;7.30% | &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;444 | &nbsp;&nbsp;39.54% |
| &nbsp;&nbsp;No FICO | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.09% | &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.27% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1123** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Multi-wide Manufactured Housing | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.09% |
|  |  |  | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1123** | &nbsp;&nbsp;**100.00%** |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **28** |

---

**POOL DETAILS**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**VERIFIED DTI** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**VERIFIED DSCR** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;< 10 or Null | &nbsp;&nbsp;610 | &nbsp;&nbsp;54.32% | &nbsp;&nbsp;< 1.00 | &nbsp;&nbsp;76 | &nbsp;&nbsp;6.77% |
| &nbsp;&nbsp;10 - 19 | &nbsp;&nbsp;50 | &nbsp;&nbsp;4.45% | &nbsp;&nbsp;1.00 - 1.99 | &nbsp;&nbsp;492 | &nbsp;&nbsp;43.81% |
| &nbsp;&nbsp;20 - 29 | &nbsp;&nbsp;74 | &nbsp;&nbsp;6.59% | &nbsp;&nbsp;2.00 - 2.99 | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.80% |
| &nbsp;&nbsp;30 - 39 | &nbsp;&nbsp;163 | &nbsp;&nbsp;14.51% | &nbsp;&nbsp;N/A | &nbsp;&nbsp;546 | &nbsp;&nbsp;48.62% |
| &nbsp;&nbsp;40 - 49 | &nbsp;&nbsp;214 | &nbsp;&nbsp;19.06% | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1123** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;> = 50 | &nbsp;&nbsp;12 | &nbsp;&nbsp;1.07% |  |  |  |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1123** | &nbsp;&nbsp;**100.00%** |  |  |  |

---

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| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **29** |

---

## Exhibit 99.2

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.2**

![](image001.jpg)

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| |
|:---|
| **VALUATION REPORT** |
| **2025_ADMT-NQM4_FINAL** |
| **Run Date - 9/9/2025 10:30:00 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **COLLATERAL UNDERWRITER SCORES** | **COLLATERAL UNDERWRITER SCORES** | **COLLATERAL UNDERWRITER SCORES** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Completion Report (1004D) Date** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Value for LTV** | **LTV** | **CLTV** | **Primary Appraisal Date** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Vendor** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXXXX-2025-NQM4-1 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-2 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-3 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-4 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-5 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-6 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXX-2025-NQM4-7 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 445 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.3 |
| XXXXXX-2025-NQM4-8 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-9 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-10 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-11 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 19000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-12 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0601 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-13 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-14 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 200000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-15 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-16 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0708 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-17 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-18 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0203 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-19 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-20 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0984 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-21 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 13000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.3 |
| XXXXXX-2025-NQM4-22 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0738 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-23 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-24 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -20000 | [Redacted] | [Redacted] | as is | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-25 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 140000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-26 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM4-27 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-28 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 60000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-29 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0127 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-30 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-31 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-32 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM4-33 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-34 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Resaonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-35 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 3296 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-36 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-37 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-38 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-39 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-40 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-41 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | As is | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-42 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-43 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-44 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 4000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-45 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-46 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-47 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.8 |
| XXXXXX-2025-NQM4-48 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-49 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-50 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -23000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-51 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -3908 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-52 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 8290 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-53 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-54 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-55 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-56 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-57 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 4000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-58 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-59 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-60 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-61 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 40000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-62 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0796 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-63 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -25000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-64 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-65 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-66 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-67 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-68 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-69 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-70 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-71 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-72 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-73 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | -5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-74 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 8000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-75 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-76 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -45928 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-77 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 46000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-78 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-79 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-80 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-81 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-82 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -58000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-83 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-84 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-85 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-86 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-87 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-88 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-89 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-90 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-91 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -76000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-92 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -65000 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-93 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-94 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-95 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -38270 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-96 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-97 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-98 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-99 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 18000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-100 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0905 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-101 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-102 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-103 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-104 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-105 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-106 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -13000 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-107 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-108 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .3067 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-109 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -7000 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-110 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-111 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0157 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-112 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-113 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-114 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-115 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-116 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-117 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-118 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-119 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-120 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-121 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-122 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-123 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.7 |
| XXXXXX-2025-NQM4-124 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-125 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 25000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.7 |
| XXXXXX-2025-NQM4-126 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-127 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-128 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 18000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-129 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 41160 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-130 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-131 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 16435 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-132 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-133 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0231 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-134 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-135 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 37000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-136 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-137 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -5901 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-138 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-139 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-140 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-141 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM4-142 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | excellent | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-143 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-144 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-145 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -4471 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-146 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-147 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-148 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-149 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-150 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-151 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-152 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-153 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -2431 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-154 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-155 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-156 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-157 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-158 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | moderate | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-159 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-160 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-161 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-162 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-163 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-164 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-165 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-166 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-167 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-168 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -1000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-169 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 15783 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3 |
| XXXXXX-2025-NQM4-170 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-171 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-172 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-173 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-174 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-175 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-176 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-177 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-178 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-179 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-180 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-181 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-182 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-183 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -11370 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-184 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-185 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-186 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | -20000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-187 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-188 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-189 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-190 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .3636 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-191 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-192 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-193 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM4-194 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-195 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-196 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 15563 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-197 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-198 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-199 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-200 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM4-201 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-202 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-203 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-204 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-205 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-206 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-207 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 2885 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-208 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 12000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-209 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 106042 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-210 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-211 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-212 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-213 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-214 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-215 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-216 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-217 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-218 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-219 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM4-220 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-221 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-222 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-223 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 15000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-224 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-225 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-226 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-227 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-228 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-229 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-230 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-231 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-232 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-233 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-234 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-235 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 124728 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-236 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 20000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-237 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-238 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-239 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-240 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-241 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0667 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-242 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-243 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0510 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-244 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -13044 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-245 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-246 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-247 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-248 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-249 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -27252 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-250 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-251 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-252 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-253 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 9547 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-254 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-255 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-256 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-257 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7580 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-258 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-259 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-260 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-261 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-262 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -17050 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-263 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-264 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-265 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-266 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 192000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-267 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM4-268 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .4850 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-269 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-270 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-271 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Excellent | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-272 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Moderate Risk | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-273 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 12000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-274 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-275 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-276 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-277 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 178407 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-278 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-279 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-280 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-281 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-282 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0221 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-283 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-284 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-285 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -13315 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-286 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-287 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-288 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 13500 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-289 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-290 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-291 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-292 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-293 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | excellent | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-294 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-295 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-296 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-297 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-298 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-299 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-300 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-301 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-302 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-303 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-304 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-305 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-306 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-307 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-308 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 1447 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-309 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-310 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-311 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-312 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-313 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-314 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-315 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-316 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -66994 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-317 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-318 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-319 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-320 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-321 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -3000 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-322 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-323 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-324 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-325 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-326 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-327 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-328 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-329 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-330 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-331 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-332 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-333 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-334 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -55498 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-335 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-336 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-337 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-338 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-339 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-340 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-341 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-342 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-343 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-344 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-345 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-346 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-347 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-348 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-349 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-350 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-351 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-352 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-353 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-354 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1300 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-355 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-356 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-357 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-358 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.1000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-359 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1918 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-360 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-361 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-362 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-363 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-364 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-365 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -92 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-366 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-367 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-368 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-369 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-370 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-371 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -10586 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.5 |
| XXXXXX-2025-NQM4-372 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-373 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-374 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 2000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-375 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-376 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-377 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 8494 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-378 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-379 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-380 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-381 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-382 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-383 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-384 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-385 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-386 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 233000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-387 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-388 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-389 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -12000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5 |
| XXXXXX-2025-NQM4-390 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-391 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 322000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-392 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-393 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-394 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-395 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-396 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 28000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-397 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-398 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-399 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-400 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-401 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM4-402 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-403 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-404 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 5885 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-405 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-406 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 24952 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-407 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-408 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-409 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-410 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 16271 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-411 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 14000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-412 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-413 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-414 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-415 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-416 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-417 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-418 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-419 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-420 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-421 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-422 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-423 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-424 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-425 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -52596 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.1 |
| XXXXXX-2025-NQM4-426 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-427 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-428 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-429 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-430 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-431 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-432 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-433 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 70000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-434 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-435 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-436 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-437 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-438 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-439 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-440 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 22904 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-441 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-442 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-443 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-444 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-445 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-446 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-447 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -40000 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-448 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-449 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-450 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-451 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-452 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-453 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-454 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 12583 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-455 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-456 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-457 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-458 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -20757 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-459 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-460 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-461 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 50000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-462 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-463 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-464 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-465 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-466 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-467 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-468 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0260 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-469 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM4-470 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 15000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-471 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-472 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-473 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -6000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-474 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-475 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0882 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-476 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-477 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-478 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-479 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-480 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-481 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-482 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-483 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 900000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 71227 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-484 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-485 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-486 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-487 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-488 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-489 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-490 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-491 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -40000 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-492 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-493 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-494 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-495 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -28948 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-496 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-497 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-498 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-499 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 3165 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-500 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -9494 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-501 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-502 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-503 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-504 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-505 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-506 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-507 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-508 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-509 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-510 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-511 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-512 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-513 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-514 |  | Goldman Sachs Mortgage Company | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-515 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-516 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-517 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-518 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-519 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-520 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-521 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-522 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0667 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-523 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-524 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-525 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-526 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-527 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-528 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -75000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-529 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-530 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 50000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-531 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-532 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-533 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-534 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-535 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 24000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-536 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-537 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-538 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-539 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-540 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-541 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -119 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-542 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-543 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-544 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-545 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-546 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-547 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.3 |
| XXXXXX-2025-NQM4-548 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-549 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-550 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-551 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-552 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -22000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-553 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-554 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-555 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-556 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-557 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 1800 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-558 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-559 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-560 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-561 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 59322 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-562 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-563 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-564 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-565 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-566 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-567 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-568 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-569 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Moderate | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXX-2025-NQM4-570 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-571 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-572 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-573 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-574 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-575 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-576 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-577 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-578 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-579 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-580 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-581 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-582 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-583 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -39345 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-584 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-585 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 20000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-586 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM4-587 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 40000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-588 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-589 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-590 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-591 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-592 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-593 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-594 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 700000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-595 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 3000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-596 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-597 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-598 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-599 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-600 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-601 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-602 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-603 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-604 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-605 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-606 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM4-607 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-608 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-609 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-610 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-611 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-612 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0224 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-613 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -13769 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-614 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 100000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 26000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-615 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-616 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-617 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-618 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-619 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-620 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-621 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -4517 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-622 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-623 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-624 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-625 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 51000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-626 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-627 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-628 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7334 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-629 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 19927 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-630 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -34690 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-631 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-632 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-633 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-634 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-635 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM4-636 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM4-637 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-638 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-639 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-640 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-641 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-642 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 21263 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-643 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-644 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0118 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-645 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -3000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-646 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-647 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-648 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM4-649 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-650 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-651 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 11226 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-652 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-653 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-654 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-655 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-656 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM4-657 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-658 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-659 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -1000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-660 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM4-661 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-662 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-663 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-664 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -28000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-665 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-666 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-667 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-668 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 1000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-669 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-670 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-671 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-672 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-673 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-674 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 12641 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-675 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-676 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-677 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-678 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-679 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Excellent | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-680 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-681 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 571 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-682 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-683 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-684 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-685 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-686 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-687 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-688 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-689 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-690 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-691 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-692 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-693 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-694 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -83000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-695 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 30000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-696 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-697 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 1432 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-698 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 3000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-699 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-700 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-701 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-702 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-703 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-704 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-705 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-706 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 30712 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-707 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-708 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 14707 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-709 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-710 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -22469 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-711 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-712 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-713 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-714 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-715 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-716 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-717 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-718 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-719 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-720 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -5353 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-721 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 22000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-722 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-723 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-724 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-725 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-726 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -21256 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-727 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-728 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -32622 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-729 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -2768 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-730 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-731 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-732 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 10183 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-733 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-734 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -26000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-735 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-736 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 33225 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-737 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 14783 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-738 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -25102 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-739 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-740 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-741 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7931 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-742 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 2000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-743 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-744 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-745 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -9000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-746 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 100000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| XXXXXX-2025-NQM4-747 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-748 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-749 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -75000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-750 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-751 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-752 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 58798 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-753 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-754 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-755 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0472 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-756 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 3000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-757 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-758 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-759 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-760 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-761 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-762 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -90987 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-763 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 513000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-764 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-765 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-766 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-767 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-768 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0476 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-769 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-770 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-771 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-772 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-773 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-774 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-775 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-776 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 37338 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-777 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-778 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-779 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-780 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-781 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-782 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-783 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-784 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-785 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-786 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-787 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-788 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-789 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-790 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-791 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-792 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-793 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-794 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-795 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -19210 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-796 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-797 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-798 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-799 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-800 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-801 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -23213 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-802 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0020 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-803 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 15000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-804 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-805 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 34000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-806 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-807 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-808 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM4-809 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -47943 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-810 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-811 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .2500 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-812 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 7000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-813 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 11193 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-814 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-815 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 33219 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-816 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-817 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-818 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-819 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-820 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | -3000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-821 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 12678 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-822 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-823 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 16000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-824 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-825 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 19144 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-826 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-827 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 471 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-828 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-829 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-830 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-831 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-832 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-833 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-834 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-835 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-836 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-837 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .3562 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-838 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-839 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-840 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-841 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7821 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.5 |
| XXXXXX-2025-NQM4-842 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-843 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -2881 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-844 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-845 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-846 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-847 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-848 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 10080 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-849 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-850 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-851 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-852 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-853 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-854 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-855 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-856 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-857 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-858 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-859 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 823000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-860 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-861 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-862 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-863 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-864 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-865 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-866 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-867 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 43000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-868 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-869 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-870 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 43000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-871 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | REASONABLE | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-872 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 140000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-873 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-874 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-875 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-876 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-877 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-878 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-879 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-880 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-881 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-882 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-883 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-884 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-885 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-886 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-887 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-888 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -4883 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-889 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-890 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-891 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-892 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 7489 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-893 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0294 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-894 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXX-2025-NQM4-895 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-896 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-897 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-898 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-899 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-900 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-901 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-902 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-903 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Excellent | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-904 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-905 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-906 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-907 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0580 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-908 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-909 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-910 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 600000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-911 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-912 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-913 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 250000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXXXX-2025-NQM4-914 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-915 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-916 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-917 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 3091 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-918 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 2000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-919 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-920 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-921 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 27930 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-922 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-923 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-924 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-925 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-926 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-927 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-928 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -15000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-929 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-930 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-931 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-932 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 30000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-933 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXXXX-2025-NQM4-934 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXXXX-2025-NQM4-935 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-936 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-937 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 48000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-938 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-939 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -34386 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-940 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-941 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-942 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM4-943 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-944 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-945 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-946 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-947 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-948 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-949 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-950 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-951 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-952 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-953 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-954 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 80258 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-955 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-956 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-957 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 3000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-958 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-959 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-960 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-961 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-962 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 26416 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-963 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -18251 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-964 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 190000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.7 |
| XXXXXX-2025-NQM4-965 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-966 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 14000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-967 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-968 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-969 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-970 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-971 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-972 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0370 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-973 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-974 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-975 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-976 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-977 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-978 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-979 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-980 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| XXXXXX-2025-NQM4-981 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-982 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXX-2025-NQM4-983 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-984 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-985 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-986 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-987 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-988 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-989 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7108 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-990 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-991 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-992 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-993 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -12546 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-994 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-995 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-996 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-997 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -11475 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-998 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 15100 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-999 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1000 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-1001 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1002 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-1003 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-1004 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1005 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1006 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-1007 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1008 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1009 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1010 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1011 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -21099 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1012 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1013 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-1014 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| XXXXXX-2025-NQM4-1015 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .3250 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1016 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-1017 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1018 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1019 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1020 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1021 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1022 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0588 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1023 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -16305 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1024 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -8599 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1025 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1026 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1027 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-1028 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1029 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1030 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1031 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1032 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .4359 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1033 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-1034 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-1035 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-1036 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1037 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -31112 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1038 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-1039 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1040 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-1041 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-1042 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1043 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1044 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1045 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1046 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -32285 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1047 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1048 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1049 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1050 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1051 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1052 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1053 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1054 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 84000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1055 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-1056 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1057 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1058 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1059 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1060 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1061 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1062 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-1063 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1064 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1065 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1066 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-1067 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1068 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1069 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXXXX-2025-NQM4-1070 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 225000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1071 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 3000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1072 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-1073 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -9801 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1074 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 2000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1075 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 350000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1076 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| XXXXXX-2025-NQM4-1077 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1078 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| XXXXXX-2025-NQM4-1079 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| XXXXXX-2025-NQM4-1080 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1081 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1082 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -12641 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-1083 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1084 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1085 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1086 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1087 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1088 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7146 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1089 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXX-2025-NQM4-1090 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| XXXXXX-2025-NQM4-1091 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-1092 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXXXX-2025-NQM4-1093 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Excellent | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1094 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 493751 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1095 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| XXXXXX-2025-NQM4-1096 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXXXX-2025-NQM4-1097 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1098 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1099 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 16186 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1100 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 64857 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1101 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1102 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 15408 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1103 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -2000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1104 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 13000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1105 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 39000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1106 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 12000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1107 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 21089 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| XXXXXX-2025-NQM4-1108 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1109 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXX-2025-NQM4-1110 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1111 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| XXXXXX-2025-NQM4-1112 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -8000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1113 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1114 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1115 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1116 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1117 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXX-2025-NQM4-1118 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1119 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1120 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -35000 | [Redacted] | [Redacted] | Reasonable | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXX-2025-NQM4-1121 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXX-2025-NQM4-1122 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXX-2025-NQM4-1123 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0952 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.3

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.3**

![](image001.jpg)

---

| |
|:---|
| **Rating Agency Grades Summary Report** |
| **2025_ADMT-NQM4_FINAL** |
| **Run Date - 9/9/2025 10:30:00 AM** |

---

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Investor ID** | **Seller Loan ID** | **Original Loan Amount** |
| XXXXXX-2025-NQM4-1 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM4-2 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-3 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-4 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-5 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-6 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM4-7 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM4-8 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-9 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-10 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-11 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-12 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-13 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-14 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-15 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-16 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-17 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-18 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-19 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-20 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-21 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-22 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-23 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-24 |  |  | [Redacted] A C D |
| XXXXXX-2025-NQM4-25 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-26 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-27 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-28 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-29 |  |  | [Redacted] A C D |
| XXXXXX-2025-NQM4-30 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-31 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM4-32 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM4-33 |  |  | [Redacted] B D A |
| XXXXXX-2025-NQM4-34 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-35 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-36 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-37 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-38 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-39 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-40 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-41 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-42 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-43 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-44 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-45 |  |  | [Redacted] A D B |
| XXXXXX-2025-NQM4-46 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-47 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-48 |  |  | [Redacted] A C D |
| XXXXXX-2025-NQM4-49 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-50 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-51 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-52 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM4-53 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM4-54 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-55 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-56 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-57 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM4-58 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-59 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-60 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM4-61 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-62 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-63 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-64 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-65 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM4-66 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-67 |  |  | [Redacted] C D B A |
| XXXXXX-2025-NQM4-68 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-69 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-70 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-71 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM4-72 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-73 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-74 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-75 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-76 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-77 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-78 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-79 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-80 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-81 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-82 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-83 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-84 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-85 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-86 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-87 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-88 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-89 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-90 |  |  | [Redacted] A D |
| XXXXXX-2025-NQM4-91 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-92 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-93 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM4-94 |  |  | [Redacted] A D |
| XXXXXX-2025-NQM4-95 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-96 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-97 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-98 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-99 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-100 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-101 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-102 |  |  | [Redacted] A C |
| XXXXXX-2025-NQM4-103 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM4-104 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-105 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-106 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM4-107 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-108 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-109 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-110 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-111 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-112 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM4-113 |  |  | [Redacted] A C |
| XXXXXX-2025-NQM4-114 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM4-115 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM4-116 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-117 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-118 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-119 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-120 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-121 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-122 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-123 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-124 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-125 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-126 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-127 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-128 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-129 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-130 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-131 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-132 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-133 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-134 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-135 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-136 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-137 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-138 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-139 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-140 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-141 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-142 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-143 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-144 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-145 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-146 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-147 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-148 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-149 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-150 |  |  | [Redacted] D C B A |
| XXXXXX-2025-NQM4-151 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-152 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-153 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-154 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-155 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-156 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-157 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-158 |  |  | [Redacted] D C B A |
| XXXXXX-2025-NQM4-159 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-160 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-161 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-162 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-163 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-164 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-165 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-166 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-167 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-168 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-169 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-170 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-171 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-172 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-173 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-174 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-175 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-176 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-177 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-178 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-179 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-180 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-181 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-182 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-183 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-184 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-185 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-186 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-187 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-188 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-189 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-190 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-191 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-192 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-193 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-194 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-195 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-196 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-197 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-198 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-199 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-200 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-201 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-202 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-203 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-204 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-205 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-206 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-207 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-208 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-209 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-210 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-211 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-212 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM4-213 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-214 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-215 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-216 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-217 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-218 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-219 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-220 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-221 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-222 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-223 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-224 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-225 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-226 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-227 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-228 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-229 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-230 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-231 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-232 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-233 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-234 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-235 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-236 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-237 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-238 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-239 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-240 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-241 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM4-242 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-243 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-244 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-245 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-246 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-247 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-248 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-249 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-250 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-251 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-252 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-253 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-254 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-255 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-256 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-257 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-258 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-259 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-260 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-261 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-262 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-263 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-264 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-265 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-266 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-267 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-268 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-269 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-270 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-271 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-272 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-273 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-274 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-275 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-276 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-277 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-278 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-279 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-280 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-281 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-282 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-283 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-284 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-285 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-286 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-287 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-288 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-289 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-290 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-291 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-292 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-293 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-294 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-295 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-296 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-297 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-298 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-299 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-300 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-301 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-302 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-303 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-304 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-305 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-306 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-307 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-308 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-309 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-310 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-311 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-312 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-313 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-314 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-315 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-316 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-317 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-318 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-319 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-320 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-321 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-322 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-323 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-324 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM4-325 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-326 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-327 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-328 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-329 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-330 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-331 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-332 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-333 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-334 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-335 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-336 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-337 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-338 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-339 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-340 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-341 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-342 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-343 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-344 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-345 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-346 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-347 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-348 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-349 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-350 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-351 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-352 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-353 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-354 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-355 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-356 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-357 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-358 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-359 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-360 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-361 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-362 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-363 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-364 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-365 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-366 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-367 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-368 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-369 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-370 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-371 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-372 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-373 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-374 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-375 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-376 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-377 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-378 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-379 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-380 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-381 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-382 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-383 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-384 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-385 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-386 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-387 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-388 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-389 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-390 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-391 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-392 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-393 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-394 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-395 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-396 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-397 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-398 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-399 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-400 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-401 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-402 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-403 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-404 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-405 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-406 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-407 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-408 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-409 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-410 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-411 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-412 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-413 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-414 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-415 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-416 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-417 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-418 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-419 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-420 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-421 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-422 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-423 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-424 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-425 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM4-426 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-427 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-428 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-429 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-430 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-431 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-432 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM4-433 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-434 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-435 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-436 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-437 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-438 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-439 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-440 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-441 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-442 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-443 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-444 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-445 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-446 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-447 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-448 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-449 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-450 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-451 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-452 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-453 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-454 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-455 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-456 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-457 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-458 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-459 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-460 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-461 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-462 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-463 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-464 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-465 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-466 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-467 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-468 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-469 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-470 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-471 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-472 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-473 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-474 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-475 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-476 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-477 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-478 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-479 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-480 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-481 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-482 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-483 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-484 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-485 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-486 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-487 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-488 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-489 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-490 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-491 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-492 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-493 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-494 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-495 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-496 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-497 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-498 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-499 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-500 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-501 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-502 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-503 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-504 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-505 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-506 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-507 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-508 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-509 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-510 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-511 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-512 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-513 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-514 |  | Goldman Sachs Mortgage Company | [Redacted] D A B |
| XXXXXX-2025-NQM4-515 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM4-516 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-517 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-518 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-519 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-520 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM4-521 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-522 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-523 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-524 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-525 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-526 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-527 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-528 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-529 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-530 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-531 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-532 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-533 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-534 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-535 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-536 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-537 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-538 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-539 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-540 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-541 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-542 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-543 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-544 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-545 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-546 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-547 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-548 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-549 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-550 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-551 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-552 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-553 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-554 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-555 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-556 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-557 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-558 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-559 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-560 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-561 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-562 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-563 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-564 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-565 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-566 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-567 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-568 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-569 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-570 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-571 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-572 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-573 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-574 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-575 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-576 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-577 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-578 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-579 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-580 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-581 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-582 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-583 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-584 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-585 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-586 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-587 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-588 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-589 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-590 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-591 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-592 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-593 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-594 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-595 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-596 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-597 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-598 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-599 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-600 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-601 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-602 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-603 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-604 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-605 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-606 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-607 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-608 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-609 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-610 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-611 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-612 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-613 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-614 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-615 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-616 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-617 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-618 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-619 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-620 |  |  | [Redacted] D C B A |
| XXXXXX-2025-NQM4-621 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-622 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-623 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-624 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-625 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-626 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-627 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-628 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-629 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-630 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-631 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-632 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-633 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-634 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-635 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-636 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-637 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-638 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-639 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-640 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-641 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-642 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-643 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-644 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-645 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-646 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-647 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-648 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-649 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-650 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-651 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-652 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-653 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-654 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-655 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-656 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-657 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-658 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-659 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-660 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-661 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-662 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-663 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-664 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-665 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-666 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-667 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-668 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-669 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM4-670 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-671 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-672 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-673 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-674 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-675 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-676 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-677 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-678 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-679 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-680 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-681 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-682 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-683 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-684 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-685 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-686 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-687 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-688 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-689 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-690 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-691 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-692 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-693 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-694 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-695 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-696 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-697 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-698 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-699 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-700 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-701 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-702 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-703 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-704 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-705 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-706 |  |  | [Redacted] A D |
| XXXXXX-2025-NQM4-707 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-708 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-709 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-710 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-711 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-712 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-713 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-714 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-715 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-716 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-717 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-718 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-719 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-720 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-721 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-722 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM4-723 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-724 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-725 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-726 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM4-727 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-728 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-729 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-730 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-731 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-732 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-733 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-734 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-735 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-736 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-737 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-738 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-739 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-740 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-741 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-742 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-743 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-744 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-745 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-746 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-747 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-748 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-749 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-750 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-751 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-752 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-753 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-754 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-755 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-756 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-757 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-758 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-759 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-760 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM4-761 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-762 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-763 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-764 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-765 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-766 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-767 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-768 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-769 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-770 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-771 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-772 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-773 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-774 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-775 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-776 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-777 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM4-778 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-779 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-780 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-781 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-782 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-783 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-784 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-785 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-786 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-787 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-788 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-789 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-790 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-791 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-792 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-793 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-794 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-795 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-796 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-797 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-798 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-799 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-800 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-801 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-802 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-803 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-804 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-805 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-806 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-807 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-808 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-809 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-810 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-811 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-812 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-813 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-814 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-815 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-816 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-817 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-818 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-819 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-820 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-821 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-822 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-823 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-824 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-825 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-826 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-827 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-828 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-829 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-830 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-831 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-832 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-833 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-834 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-835 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-836 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-837 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-838 |  |  | [Redacted] A B |
| XXXXXX-2025-NQM4-839 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-840 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-841 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-842 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-843 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-844 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-845 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-846 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-847 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-848 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-849 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-850 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-851 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-852 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-853 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-854 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-855 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-856 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-857 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-858 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-859 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-860 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-861 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-862 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-863 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-864 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-865 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-866 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-867 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-868 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-869 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-870 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-871 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-872 |  |  | [Redacted] D B A |
| XXXXXX-2025-NQM4-873 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-874 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-875 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-876 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-877 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-878 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-879 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-880 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-881 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-882 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-883 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-884 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-885 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-886 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-887 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-888 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-889 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-890 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-891 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-892 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-893 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-894 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-895 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-896 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-897 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-898 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-899 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-900 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-901 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-902 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-903 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-904 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-905 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-906 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-907 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-908 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-909 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-910 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-911 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-912 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-913 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-914 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-915 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-916 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-917 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-918 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-919 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-920 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-921 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-922 |  |  | [Redacted] C A B |
| XXXXXX-2025-NQM4-923 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-924 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-925 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-926 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-927 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-928 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-929 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-930 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-931 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-932 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-933 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-934 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-935 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-936 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-937 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-938 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-939 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-940 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-941 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-942 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-943 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-944 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-945 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-946 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-947 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-948 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-949 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-950 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-951 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-952 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-953 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-954 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-955 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-956 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-957 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-958 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-959 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-960 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-961 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-962 |  |  | [Redacted] D C A B |
| XXXXXX-2025-NQM4-963 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-964 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-965 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-966 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM4-967 |  |  | [Redacted] B A |
| XXXXXX-2025-NQM4-968 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-969 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-970 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-971 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-972 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-973 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-974 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-975 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-976 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-977 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-978 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-979 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-980 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-981 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-982 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-983 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-984 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-985 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-986 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-987 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-988 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-989 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-990 |  |  | [Redacted] D A C B |
| XXXXXX-2025-NQM4-991 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-992 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-993 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-994 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-995 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-996 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-997 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-998 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-999 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1000 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-1001 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1002 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1003 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1004 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1005 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1006 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1007 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-1008 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1009 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1010 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1011 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1012 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1013 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-1014 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1015 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1016 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1017 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1018 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1019 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1020 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1021 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1022 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1023 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1024 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-1025 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1026 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1027 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1028 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1029 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1030 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1031 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1032 |  |  | [Redacted] C A |
| XXXXXX-2025-NQM4-1033 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1034 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1035 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1036 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1037 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1038 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1039 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1040 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1041 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1042 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1043 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-1044 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1045 |  |  | [Redacted] D C A |
| XXXXXX-2025-NQM4-1046 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1047 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1048 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1049 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1050 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1051 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1052 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1053 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1054 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1055 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1056 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1057 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1058 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1059 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1060 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1061 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1062 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1063 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1064 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1065 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1066 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1067 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1068 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1069 |  |  | [Redacted] D A C |
| XXXXXX-2025-NQM4-1070 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1071 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1072 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1073 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1074 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1075 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1076 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1077 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1078 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1079 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1080 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1081 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1082 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1083 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1084 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1085 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1086 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1087 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1088 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1089 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1090 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1091 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1092 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1093 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1094 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1095 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1096 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1097 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1098 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1099 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1100 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1101 |  |  | [Redacted] A |
| XXXXXX-2025-NQM4-1102 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1103 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1104 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1105 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1106 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1107 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1108 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1109 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1110 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1111 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1112 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1113 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1114 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1115 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1116 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1117 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1118 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1119 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1120 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1121 |  |  | [Redacted] D A B |
| XXXXXX-2025-NQM4-1122 |  |  | [Redacted] D A |
| XXXXXX-2025-NQM4-1123 |  |  | [Redacted] D A |

---

## Exhibit 99.4

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.4**

---

| |
|:---|
| ![](image001.jpg) |
| **Rating Agency Grades Detail Report** |
| **2025_ADMT-NQM4_FINAL** |
| **Run Date - 9/9/2025 10:30:00 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| XXXXXX-2025-NQM4-1 |  | B A | Closed | FCRE1491 | 2024-04-15 13:58 | 2024-04-15 14:15 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements Exception for borrower contribution below minimum borrower contribution<br> Progran requires 20% own funds . Exception to allow 10% own funds . Broker stated other lenders allow on P & L 10% own funds instead of 20%<br> Approved conditions : +0.5 in price, [Redacted] max - the rest can be covered with gift<br> Exception form page #335 of 463 - Due Diligence Vendor-04/15/2024 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements Exception for borrower contribution below minimum borrower contribution<br> Progran requires 20% own funds . Exception to allow 10% own funds . Broker stated other lenders allow on P & L 10% own funds instead of 20%<br> Approved conditions : +0.5 in price, [Redacted] max - the rest can be covered with gift<br> Exception form page #335 of 463 - Due Diligence Vendor-04/15/2024<br>|  | DTI >=10% lower than loan program, 10 years or more in same line of employment, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 1583369 |
| XXXXXX-2025-NQM4-2 |  | B A | Closed | FPRO116 | 2024-05-06 10:19 | 2024-05-06 10:19 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Exception page 210. HOA does not permit leasing until owner has had 3 yrs ownership<br> Less than 8% of HOA budget for allocated reserves. - Due Diligence Vendor-05/06/2024 |  | Waived-Exception page 210. HOA does not permit leasing until owner has had 3 yrs ownership<br> Less than 8% of HOA budget for allocated reserves. - Due Diligence Vendor-05/06/2024<br>|  | Revolving debt under 30%, 5 yrs current job, No credit events past 40 months, No mortgage or consumer lates last 24 months, 5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1655817 |
| XXXXXX-2025-NQM4-3 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-4 |  | B A | Closed | FVAL5474 | 2024-05-10 17:03 | 2024-05-13 13:50 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Litigation: Condo project cannot be in litigation<br> > Exception form is received to allow litigation found.<br> \* Exception form page#335 of 525<br> \* Approved With Conditions: +0.5 in price, [Redacted] max, appraiser to confirm no safety issues : Condo doc: There is non : refer pg.# 145<br> - Due Diligence Vendor-05/10/2024 |  | Waived-Litigation: Condo project cannot be in litigation<br> > Exception form is received to allow litigation found.<br> \* Exception form page#335 of 525<br> \* Approved With Conditions: +0.5 in price, [Redacted] max, appraiser to confirm no safety issues : Condo doc: There is non : refer pg.# 145<br> - Due Diligence Vendor-05/10/2024<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 1675072 |
| XXXXXX-2025-NQM4-5 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-6 |  | C B A | Closed | FCRE8860 | 2024-09-19 13:13 | 2024-09-19 13:14 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-Exception granted to use initial terms to calc PITIa AND DSCR - Due Diligence Vendor-09/19/2024 <br>Open-Lender used Initial terms and not qualifying terms to calc pitia - Due Diligence Vendor-09/19/2024 |  | Waived-Exception granted to use initial terms to calc PITIa AND DSCR - Due Diligence Vendor-09/19/2024<br>|  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 2412583 |
| XXXXXX-2025-NQM4-7 |  | B A | Closed | FCRE1200 | 2024-05-14 17:07 | 2024-05-14 17:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount of $[Redacted] is less than the Guideline Minimum Loan Amount of $[Redacted] Reserves study can't be provided with loan amount < $[Redacted], exception needed. - Due Diligence Vendor-05/14/2024 |  | Waived-Audited Loan Amount of $[Redacted] is less than the Guideline Minimum Loan Amount of $[Redacted] Reserves study can't be provided with loan amount < $[Redacted], exception needed. - Due Diligence Vendor-05/14/2024 |  | Revolving debt is under 30%, DTI >= 10% lower than loan program, Credit score > 40 points than minimum required. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1685473 |
| XXXXXX-2025-NQM4-7 |  | B A | Closed | FPRO2828 | 2024-05-14 17:11 | 2024-05-14 17:11 | Waived | 2 - Non-Material B | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Waived-Request to accept Appraisal Transfer. - Due Diligence Vendor-05/14/2024 |  | Waived-Request to accept Appraisal Transfer. - Due Diligence Vendor-05/14/2024<br>|  | Residual income >= $3000, DTI >= 10% lower than loan program, Credit score > 40 points than minimum required. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1685479 |
| XXXXXX-2025-NQM4-7 |  | B A | Closed | FVAL5474 | 2024-05-14 17:10 | 2024-05-14 17:10 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Condo Questionnaire shows most recent Condo inspection has safety issues that have not been repaired. - Due Diligence Vendor-05/14/2024 |  | Waived-Condo Questionnaire shows most recent Condo inspection has safety issues that have not been repaired. - Due Diligence Vendor-05/14/2024<br>|  | Revolving debt is under 30%, DTI >= 10% lower than loan program, No credit events past 40 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1685477 |
| XXXXXX-2025-NQM4-8 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-9 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-10 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-11 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-12 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-13 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-14 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-15 |  | B A | Closed | FCOM3596 | 2024-06-17 15:30 | 2024-06-17 15:30 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Prepayment Rider | Waived-As per guide, [Redacted] - Prepayment penalties are not allowed on loan balances less $[Redacted].<br> \*Exception form is provided to proceed without 3Y PPP when listed for sale in past 12 months.<br> \*Exception form is on page #134 of 168.<br> \*Approved Conditions: +0.25 in price, max price 99.75<br> - Due Diligence Vendor-06/17/2024 |  | Waived-As per guide, [Redacted] - Prepayment penalties are not allowed on loan balances less $[Redacted].<br> \*Exception form is provided to proceed without 3Y PPP when listed for sale in past 12 months.<br> \*Exception form is on page #134 of 168.<br> \*Approved Conditions: +0.25 in price, max price 99.75<br> - Due Diligence Vendor-06/17/2024 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 1845446 |
| XXXXXX-2025-NQM4-16 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-17 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-18 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-19 |  | B A | Closed | FVAL9739 | 2024-06-19 22:05 | 2024-06-19 22:05 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Flip Transaction, Allow 2nd appraisal Waiver. Purchase price increased due to repairs made that were noted in appraisal. - Due Diligence Vendor-06/20/2024 |  | Waived-Flip Transaction, Allow 2nd appraisal Waiver. Purchase price increased due to repairs made that were noted in appraisal. - Due Diligence Vendor-06/20/2024<br>|  | Revolving debt under 30%, DTI>=10% lower than loan program, and LTV 10% below maximum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1856656 |
| XXXXXX-2025-NQM4-20 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-21 |  | B A | Closed | FVAL5474 | 2024-06-28 07:07 | 2024-06-28 07:07 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*Exception form is provided to allow us to proceed with land lease.<br> \*Approved Conditions: +0.5 in price (max price 99.5), [Redacted] max.<br> \*Exception form is on page #305 - Due Diligence Vendor-06/28/2024 |  | Waived-\*Exception form is provided to allow us to proceed with land lease.<br> \*Approved Conditions: +0.5 in price (max price 99.5), [Redacted] max.<br> \*Exception form is on page #305 - Due Diligence Vendor-06/28/2024<br>|  | 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 1902789 |
| XXXXXX-2025-NQM4-22 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-23 |  | A | Closed | FCRE9991 | 2024-07-03 11:39 | 2024-07-23 09:30 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-resolved as is - Due Diligence Vendor-07/23/2024 <br> Open-DSCR is off by more than .05%. Lender's score is 1.580<br> \*Lender 1008 indicates a rent of $[Redacted], Docs in file, 1007 page#422 of 445 reflect $[Redacted]. PI&I Mismatches. PITI considered by lender $[Redacted], verified doc considered PITI $5[Redacted]<br> > Calculation : 7200/5673.5 = 1.269<br> Reason: Lender had not considered property taxes into PITI, verified doc and considered tax from page #381,378 of 445 - Due Diligence Vendor-07/03/2024 |  | Resolved-resolved as is - Due Diligence Vendor-07/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1929518 |
| XXXXXX-2025-NQM4-24 |  | D A | Closed | FVAL1039 | 2024-07-10 11:41 | 2024-07-29 12:45 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-desk review now present - Due Diligence Vendor-07/29/2024 <br>Ready for Review-Document Uploaded. - Buyer-07/29/2024 <br>Open-AVM report is on file however, it not supporting the Appraised value - 15% negative variance and CU score is "0" - Due Diligence Vendor-07/12/2024 |  | Cured-desk review now present - Due Diligence Vendor-07/29/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1962806 |
| XXXXXX-2025-NQM4-25 |  | D A | Closed | FCRE5116 | 2024-07-16 10:54 | 2024-07-31 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-docs now present - Due Diligence Vendor-07/31/2024 <br>Resolved-documents now present - Due Diligence Vendor-07/22/2024 <br>Ready for Review-Document Uploaded. Sorry, please see attached documents - Buyer-07/19/2024 <br>Counter-no documents were attached - Due Diligence Vendor-07/19/2024 <br>Ready for Review-Please see attached Final CD and Note from refi on O/O house - Seller-07/19/2024 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing Note and Final CD from refi on O/O house - Due Diligence Vendor-07/16/2024 | Ready for Review-Please see attached Final CD and Note from refi on O/O house - Seller-07/19/2024<br>| Resolved-docs now present - Due Diligence Vendor-07/31/2024 <br>Resolved-documents now present - Due Diligence Vendor-07/22/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1997744 |
| XXXXXX-2025-NQM4-25 |  | D A | Closed | FCRE1501 | 2024-07-16 11:29 | 2024-07-29 12:59 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-removed one amex per lender as this is auth user account - Due Diligence Vendor-07/29/2024 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-07/29/2024 <br> Ready for Review-One of [Redacted] account is not the borrowersб so only one was collected for reserves, #[Redacted] with amount $13,335.00. In this case total qualified assets for reserves post close are $88,264.05 - Buyer-07/29/2024 <br> Open-Total Qualified Assets for Reserves Post-Close of $73269.05 is less than Total Required Reserve Amount of $87608.52 short reserves. 6 months needed for loan amount overs 1 mil. need $87,608.52 - Due Diligence Vendor-07/16/2024 |  | Resolved-removed one amex per lender as this is auth user account - Due Diligence Vendor-07/29/2024 <br>Resolved-Total Qualified Assets for Reserves Post-Close of $88264.05 is equal to or greater than Total Required Reserve Amount of $87608.52 - Due Diligence Vendor-07/29/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1998076 |
| XXXXXX-2025-NQM4-25 |  | D A | Closed | FCRE1198 | 2024-07-16 11:36 | 2024-07-29 12:59 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-removed one amex per lender as this is auth user account - Due Diligence Vendor-07/29/2024 <br> Resolved-Audited Reserves of 6.04 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-07/29/2024 <br> Ready for Review-One of [Redacted] account is not the borrowersб so only one was collected for reserves, #[Redacted] with amount $[Redacted]. In this case total qualified assets for reserves post close are $88,264.05 - Seller-07/29/2024 <br> Open-Audited Reserves of 5.02 month(s) are less than Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-07/16/2024 | Ready for Review-One of [Redacted] account is not the borrowersб so only one was collected for reserves, #[Redacted] with amount $[Redacted]. In this case total qualified assets for reserves post close are $88,264.05 - Seller-07/29/2024 | Resolved-removed one amex per lender as this is auth user account - Due Diligence Vendor-07/29/2024 <br>Resolved-Audited Reserves of 6.04 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-07/29/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1998116 |
| XXXXXX-2025-NQM4-26 |  | D A | Closed | FCRE5116 | 2024-07-22 00:55 | 2024-07-24 08:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-payment info provided. - Due Diligence Vendor-07/24/2024 <br> Ready for Review-Document Uploaded. Please review uploaded documents for all 3 properties recently closed. Note :First payment for all 3 properties is August 1st, 2024 - Buyer-07/23/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify [Redacted] for below mentioned REO's - <br> 1. [Redacted]<br> 2. [Redacted]<br> 3. [Redacted] - Due Diligence Vendor-07/22/2024 |  | Resolved-payment info provided. - Due Diligence Vendor-07/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2028752 |
| XXXXXX-2025-NQM4-27 |  | B A | Closed | FPRO116 | 2024-07-25 09:33 | 2024-07-25 09:33 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Page 225 - Exception to permit CDA at [Redacted] - Desk review - Due Diligence Vendor-07/25/2024 |  | Waived-Page 225 - Exception to permit CDA at [Redacted] - Desk review - Due Diligence Vendor-07/25/2024<br>|  | No mortgage lates last 24 months, 5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2056224 |
| XXXXXX-2025-NQM4-27 |  | B A | Closed | FVAL5472 | 2024-07-25 09:32 | 2024-07-25 09:32 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Page 224 - One unit in 3 fam is under 500sq Ft. - Due Diligence Vendor-07/25/2024 |  | Waived-Page 224 - One unit in 3 fam is under 500sq Ft. - Due Diligence Vendor-07/25/2024<br>|  | No mortgage lates last 24 months, 5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2056203 |
| XXXXXX-2025-NQM4-28 |  | A | Closed | FCRE9991 | 2024-07-29 12:19 | 2024-08-07 14:23 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated DSCR score provided - Due Diligence Vendor-08/07/2024 <br>Ready for Review-Document Uploaded. actual rent used for an updated DSCR. Per appraisal, occupancy type is Tenant and actual rent is $5,293 per Operating Income statement page 9. Please find attached updated tape, lock - Buyer-08/07/2024 <br>Open-\*DSCR is off by more than 0.384 Lender 1008 indicates a rent of $7,000 <br> \*Docs in file, 1007 page 17 of 388 reflect $5400 . PITI Matches. No lease or other indicator to support any other rent per Lender verified DSCR score 1.684<br> > 5400/4154.95 = 1.3 should be the actual score. - Due Diligence Vendor-07/30/2024 |  | Resolved-updated DSCR score provided - Due Diligence Vendor-08/07/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2078723 |
| XXXXXX-2025-NQM4-29 |  | D A | Closed | FVAL1039 | 2024-08-07 03:41 | 2024-08-14 14:07 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-post close BPO supports value, now present - Due Diligence Vendor-08/14/2024 <br>Ready for Review-Document Uploaded. Please see attached BPO - Buyer-08/14/2024 <br>Open-cu score is not mentioned in fannie Mae document and secondary valuation document missing in file - Due Diligence Vendor-08/07/2024 |  | Cured-post close BPO supports value, now present - Due Diligence Vendor-08/14/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2137314 |
| XXXXXX-2025-NQM4-30 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-31 |  | B A | Closed | FCRE1174 | 2024-08-19 13:48 | 2024-08-19 13:48 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived- - lender granted exception for equipment and Ordinance "Master policy shows equipment breakdown not included but HOA refuses to answer' - page 220 - Due Diligence Vendor-08/19/2024 |  | Waived- - lender granted exception for equipment and Ordinance "Master policy shows equipment breakdown not included but HOA refuses to answer' - page 220 - Due Diligence Vendor-08/19/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2215058 |
| XXXXXX-2025-NQM4-32 |  | B A | Closed | FVAL5474 | 2024-08-29 12:08 | 2024-08-29 12:08 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived- - lender granted exception for rec lease - page 109 - Due Diligence Vendor-08/29/2024 |  | Waived- - lender granted exception for rec lease - page 109 - Due Diligence Vendor-08/29/2024<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2279055 |
| XXXXXX-2025-NQM4-32 |  | B A | Closed | FCRE1200 | 2024-08-29 12:07 | 2024-08-29 12:08 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount of $[Redacted] is less than the Guideline Minimum Loan Amount of $[Redacted] - lender granted exception for loan amount - page 108 - Due Diligence Vendor-08/29/2024 |  | Waived-Audited Loan Amount of $[Redacted] is less than the Guideline Minimum Loan Amount of $[Redacted] - lender granted exception for loan amount - page 108 - Due Diligence Vendor-08/29/2024 |  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2279030 |
| XXXXXX-2025-NQM4-33 |  | D B A | Closed | FCOM5454 | 2024-09-04 08:54 | 2024-09-05 07:32 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Note | Resolved-notes now present - Due Diligence Vendor-09/05/2024 <br> Ready for Review-Document Uploaded. - Buyer-09/05/2024 <br> Open- - missing mortgage payment info of [Redacted]. - Due Diligence Vendor-09/04/2024 |  | Resolved-notes now present - Due Diligence Vendor-09/05/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2305267 |
| XXXXXX-2025-NQM4-33 |  | D B A | Closed | FCRE8955 | 2024-09-04 08:52 | 2024-09-04 08:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived- - lender granted exception for Loan number 7 for this borrower in the last 6 months - page 501 - Due Diligence Vendor-09/04/2024 |  | Waived- - lender granted exception for Loan number 7 for this borrower in the last 6 months - page 501 - Due Diligence Vendor-09/04/2024<br>|  | Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2305244 |
| XXXXXX-2025-NQM4-34 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-35 |  | A | Closed | FCRE9991 | 2024-09-11 04:44 | 2024-09-17 13:53 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated tape received - Due Diligence Vendor-09/17/2024 <br>Ready for Review-Document Uploaded. Added HOA to page 2 Integra as per UW1. Uploaded new tape with updated PITIA and DSCR. Closer: No Escrows for HOA. - Buyer-09/17/2024 <br>Open-Calculated DSCR 1.006 not matching with Originator DSCR 1.029 with variance of 0.023. Subject property is PUD but lender not considered HOA amount of $61 in DSCR calculation.<br>DSCR calculation : Rent $2,750 / PITIA $2,732.63 = 1.006 - Due Diligence Vendor-09/11/2024 |  | Resolved-updated tape received - Due Diligence Vendor-09/17/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2349613 |
| XXXXXX-2025-NQM4-36 |  | A | Closed | FCRE9991 | 2024-09-11 04:50 | 2024-09-12 14:59 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score has been updated by lender - Due Diligence Vendor-09/12/2024 <br>Ready for Review-Document Uploaded. Our PITIA was updated and DSCR is 1.122.<br> Calculations are $3000.00 / $2,673.26=1.122 - Buyer-09/12/2024 <br>Open-Originator DSCR Is 1.178 and the Calculated DSCR is 1.122, the Variance is 0.056.<br> Calculated Rent amount from 1007 in page #46.<br> DSCR calculation : Rent amount $3000 / PITIA $2,673.26= 1.122. Lender missed to consider Homeowner's Insurance of $126.92. Both Tax &Insurance escrowed in First Lien per Mortgage Statement Page #357. Please provide lender DSCR calculations. - Due Diligence Vendor-09/11/2024 |  | Resolved-DSCR score has been updated by lender - Due Diligence Vendor-09/12/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2349628 |
| XXXXXX-2025-NQM4-37 |  | D A | Closed | FCRE5116 | 2024-09-11 23:35 | 2024-09-13 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof new lien now present - Due Diligence Vendor-09/13/2024 <br> Ready for Review-Document Uploaded. Please find attached Note, Mortgage and Payment Letter for this property - Buyer-09/13/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Provide supporting documentation to verify Mortgage for REO "[Redacted] with Balance amount $[Redacted]" - Due Diligence Vendor-09/12/2024 |  | Resolved-proof new lien now present - Due Diligence Vendor-09/13/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2358079 |
| XXXXXX-2025-NQM4-38 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-39 |  | A | Closed | FCRE9991 | 2024-09-13 05:29 | 2024-09-17 08:07 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR updated - Due Diligence Vendor-09/17/2024 <br>Ready for Review-Document Uploaded. DSCR was updated, Lock Confirmation is attached. - Buyer-09/16/2024 <br>Open-Originator DSCR is 1.532 and the Calculated DSCR is 1.246, the difference is 0.286.<br>DSCR calculation : Rent $2,100 / PITIA $1,685.90 = 1.246 - Due Diligence Vendor-09/13/2024 |  | Resolved-DSCR updated - Due Diligence Vendor-09/17/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2367735 |
| XXXXXX-2025-NQM4-40 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-41 |  | A | Closed | FCRE9991 | 2024-09-13 15:14 | 2024-09-18 14:08 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-data tape updated to match DSCR - Due Diligence Vendor-09/18/2024 <br>Ready for Review-Document Uploaded. you are correct, please see updated Tape and 1008 - Buyer-09/18/2024 <br>Open-\*DSCR is off by 0.104. Lender's score is 1.854<br> \* Lender 1008 indicates a rent of 9K - Docs in file, 1007 page 127, reflect $9500. PITI Matches. No lease or other indicator to support this number in present file. DSCR should be 1.958 $9500/$4852.3.<br> Note: Pg.#127 other market rent declared is $8700 - Due Diligence Vendor-09/13/2024 |  | Resolved-data tape updated to match DSCR - Due Diligence Vendor-09/18/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2373762 |
| XXXXXX-2025-NQM4-42 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-43 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-44 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-45 |  | D B A | Closed | FVAL2301 | 2024-09-20 09:02 | 2024-10-15 14:30 | Waived | 2 - Non-Material D B | Property | Missing Doc | Missing Updated Completion Report (442/10040) | Waived-appraisal states subject to the following repairs or alterations of siding: defective paint, missing front<br> porch railing and rotted column base. we have a 1004d recertification of value instead that does not address<br> these repairs.<br> - Due Diligence Vendor-10/15/2024 <br>Ready for Review-Document Uploaded. Please find attached<br> PC exception and Lock with exception - Buyer-10/15/2024 <br>Open- - appraisal states subject to the following repairs or alterations of siding: defective paint, missing front porch railing and rotted column base. The 442 provided does not address these repairs. <br> - Due Diligence Vendor-09/20/2024 |  | Waived-appraisal states subject to the following repairs or alterations of siding: defective paint, missing front<br> porch railing and rotted column base. we have a 1004d recertification of value instead that does not address<br> these repairs.<br> - Due Diligence Vendor-10/15/2024<br>|  | Compensating Factors<br> 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+<br> years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum<br> required, Reserves >6 month | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 2417956 |
| XXXXXX-2025-NQM4-45 |  | D B A | Closed | FCOM5454 | 2024-09-20 09:00 | 2024-09-24 06:56 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Note | Resolved-not closed yet - Due Diligence Vendor-09/24/2024 <br>Ready for Review-not closed yet - Due Diligence Vendor-09/24/2024 <br>Ready for Review-Document Uploaded. Not closed yet - Buyer-09/24/2024 <br>Open- - missing payment info on new [Redacted] loan - Due Diligence Vendor-09/20/2024 |  | Resolved-not closed yet - Due Diligence Vendor-09/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2417930 |
| XXXXXX-2025-NQM4-46 |  | D B A | Closed | FCRE1158 | 2024-09-20 08:40 | 2025-03-20 00:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-03/20/2025 <br>Resolved-LLC now present - Due Diligence Vendor-09/23/2024 <br>Ready for Review-Document Uploaded. - Buyer-09/23/2024 <br>Open-LLC missing - Due Diligence Vendor-09/20/2024 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-03/20/2025 <br>Resolved-LLC now present - Due Diligence Vendor-09/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2417688 |
| XXXXXX-2025-NQM4-46 |  | D B A | Closed | FCRE1228 | 2024-09-20 08:41 | 2024-09-20 08:41 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Pg. 11<br> exceeds max NSFs for program - Due Diligence Vendor-09/20/2024 |  | Waived-Pg. 11<br> exceeds max NSFs for program - Due Diligence Vendor-09/20/2024<br>|  | Revolving debt is under 30%, 5 years on current job, Residential income >=3000$, 10 years or more in the same line of employment, No<br> credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required, Experienced investor<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 09/09/2024 0.25 to price | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2417699 |
| XXXXXX-2025-NQM4-47 |  | B A | Closed | FVAL5385 | 2024-09-23 15:17 | 2024-09-23 15:17 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Per guide: the subject property must not be listed for sale in the past 6-months<br> Exception form provided for Listed for sale within 6mo<br> Exception form page#4 of 437<br> Approved With Conditions: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-09/23/2024 |  | Waived-Per guide: the subject property must not be listed for sale in the past 6-months<br> Exception form provided for Listed for sale within 6mo<br> Exception form page#4 of 437<br> Approved With Conditions: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-09/23/2024<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2439917 |
| XXXXXX-2025-NQM4-48 |  | D A | Closed | FVAL1039 | 2024-09-24 05:01 | 2024-10-02 10:22 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-Resolved 10/2/2024 SSR was submitted and CU score support<br> Ready To Review 10/02/2024 Document Uploaded. Please see attached SSR forms<br> Open 9/24/2024 Appraised value Unsupported. Open-Please provide Secondary valuation documentation as it is missing in the file. - Due Diligence Vendor-09/24/2024 - Due Diligence Vendor-09/24/2024 |  | Resolved-Resolved 10/2/2024 SSR was submitted and CU score support<br> Ready To Review 10/02/2024 Document Uploaded. Please see attached SSR forms<br> Open 9/24/2024 Appraised value Unsupported. Open-Please provide Secondary valuation documentation as it is missing in the file. - Due Diligence Vendor-09/24/2024 - Due Diligence Vendor-09/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2442067 |
| XXXXXX-2025-NQM4-49 |  | D B A | Closed | FCRE5116 | 2024-09-26 00:21 | 2024-09-30 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-per client: 2.Second condition is related to VOM .<br> Attached please find Note for[Redacted], the other property [Redacted] is not closed yet.<br> - Due Diligence Vendor-09/30/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted]",<br> "[Redacted]. - Due Diligence Vendor-09/26/2024 |  | Resolved-per client: 2.Second condition is related to VOM .<br> Attached please find Note for[Redacted], the other property [Redacted] is not closed yet.<br> - Due Diligence Vendor-09/30/2024 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2458970 |
| XXXXXX-2025-NQM4-49 |  | D B A | Closed | FCRE1200 | 2024-09-26 01:22 | 2024-09-30 09:52 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount less than minimum required - Due Diligence Vendor-09/30/2024 <br> Waived- - Due Diligence Vendor-09/30/2024 <br> Open-Audited Loan Amount of $[Redacted] is less than the Guideline Minimum Loan Amount of $[Redacted] - Due Diligence Vendor-09/26/2024 |  | Waived-loan amount less than minimum required - Due Diligence Vendor-09/30/2024 <br>Waived- - Due Diligence Vendor-09/30/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 09/05/2024 +0.25 to price, max LA 40k | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2459138 |
| XXXXXX-2025-NQM4-49 |  | D B A | Closed | FCOM4028 | 2024-09-25 21:39 | 2024-09-30 08:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2024 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/26/2024 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2458644 |
| XXXXXX-2025-NQM4-50 |  | B A | Closed | FVAL5472 | 2024-09-25 14:24 | 2024-09-25 14:24 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-GLA - As per Guide Gross living area < 500 square feet is ineligible<br> Exception form provided to allow GLA less than 500sq ft<br> Exception form page #90 of 215<br> Approved Conditions : +0.5 to price, [Redacted] max - Due Diligence Vendor-09/25/2024 |  | Waived-GLA - As per Guide Gross living area < 500 square feet is ineligible<br> Exception form provided to allow GLA less than 500sq ft<br> Exception form page #90 of 215<br> Approved Conditions : +0.5 to price, [Redacted] max - Due Diligence Vendor-09/25/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2457012 |
| XXXXXX-2025-NQM4-51 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-52 |  | C A | Closed | FCRE1491 | 2024-10-04 11:22 | 2024-10-17 15:15 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-CD for proceeds now present - Due Diligence Vendor-10/17/2024 <br> Ready for Review-Document Uploaded. The reasoning for proceeds on Final CD reflecting as $[Redacted] from closing dept.: <br>It's a purchase transaction, cashback is not allowed so that I reflected proceeds as per the cash to close amount only which was $[Redacted].<br>Additional amount was returned to borrower by title company<br>only $[Redacted] were used for this purchase transaction from net proceeds from refinance.<br>Please find attached<br> CD from the refi that was done to get these proceeds - Buyer-10/17/2024 <br> Counter-Still need CD to show proceeds do not have proceeds CD - Due Diligence Vendor-10/14/2024 <br> Ready for Review-Document Uploaded. Final CD had incorrect name. suw: It's not a 1031 exchange. It seems the closer reflected it incorrectly on the 1003. It's proceeds from Refi with [Redacted] closer: It was a typo error from my side. Closer sent corrected version of Final CD. PC made and LOX and sent to the borrower along with PCCD.<br> Please find attached the PCCD and LOX - Buyer-10/14/2024 <br> Open-Asset Qualification Does Not Meet Guideline Requirements 1031 Exchange document is missing on file for Amount [Redacted] which reflecting on final CD Refer pg. no 37 of 156. - Due Diligence Vendor-10/04/2024 |  | Resolved-CD for proceeds now present - Due Diligence Vendor-10/17/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2528695 |
| XXXXXX-2025-NQM4-53 |  | C A | Closed | FCRE6763 | 2024-10-04 14:11 | 2024-10-08 09:41 | Resolved | 1 - Information C A | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-transcripts now present - Due Diligence Vendor-10/08/2024 <br>Ready for Review-Document Uploaded. Please see IRS Tax Transcript. - Buyer-10/08/2024 <br>Open- - missing 1099s validation with a wage and income transcript from the IRS. Transcript (page 353) states no record found. - Due Diligence Vendor-10/04/2024 |  | Resolved-transcripts now present - Due Diligence Vendor-10/08/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2531046 |
| XXXXXX-2025-NQM4-54 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-55 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-56 |  | A | Closed | FCRE9991 | 2024-10-10 13:35 | 2024-10-14 11:07 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated score now present - Due Diligence Vendor-10/14/2024 <br> Ready for Review-Document Uploaded. PITTIA is $2179.46 = First mortgage $[Redacted]+Insurance [Redacted]+Taxes $[Redacted] ;rent amount is $[Redacted] per appraisal.<br> DSCR calculations are[Redacted]<br> Updated 1008 uploaded - Buyer-10/14/2024 <br> Open-Tax & Insurance amount got double calculated in 1008 document which includes in 'First Mortgage P&I' also with separate indications in Tax & Insurance fields that leads to DSCR discrepancy. P&I amount is $[Redacted] but 1008 reflects $[Redacted] which is complete PITI<br> Originator DSCR Is 1.471 and the Calculated DSCR is 1.604, the Variance is 0.133.<br> Calculated Rent amount from Appraisal Report in page #11, <br> DSCR calculation: Rent amount $[Redacted] / PITIA $[Redacted]. - Due Diligence Vendor-10/10/2024 |  | Resolved-updated score now present - Due Diligence Vendor-10/14/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2572360 |
| XXXXXX-2025-NQM4-57 |  | C A | Closed | FCRE9991 | 2024-10-10 22:49 | 2024-10-15 14:43 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided lease and DSCR is over 1 now and DSCR scores match - Due Diligence Vendor-10/15/2024 <br> Ready for Review-Document Uploaded. There is an actual lease agreement with statements that shows 2 months payments. $[Redacted] rent amount - Buyer-10/15/2024 <br> Open-Originator DSCR Is 1.438 and the Calculated DSCR is 0.841, the Variance is 0.597.<br> DSCR calculation: Rent amount $[Redacted] / PITIA $[Redacted]<br> 1. Lender calculated DSCR with $2,[Redacted] rent amount, but we couldn't verify that amount in file. Calculated Rent amount from 1007 in page #18[Redacted]<br> - Due Diligence Vendor-10/11/2024 |  | Resolved-lender provided lease and DSCR is over 1 now and DSCR scores match - Due Diligence Vendor-10/15/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2574774 |
| XXXXXX-2025-NQM4-57 |  | C A | Closed | FCRE8860 | 2024-10-10 22:52 | 2024-10-15 14:43 | Resolved | 1 - Information C A | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Resolved-lender provided lease and DSCR is over 1 now and DSCR scores match - Due Diligence Vendor-10/15/2024 <br>Ready for Review-replied to a previous condition - Buyer-10/15/2024 <br>Open-As per 09/09/2024 guidelines for second lien loans DSCR should be equal or greater than 1, but calculated DSCR is 0.841 which is < 1. <br> DSCR calculation : Rent amount $1550 / PITIA $1,842.57 = 0.841<br> - Due Diligence Vendor-10/11/2024 |  | Resolved-lender provided lease and DSCR is over 1 now and DSCR scores match - Due Diligence Vendor-10/15/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2574779 |
| XXXXXX-2025-NQM4-58 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-59 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-60 |  | C B A | Closed | FCRE1253 | 2024-10-14 00:38 | 2024-10-16 15:35 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-lender used a tax estimate - Due Diligence Vendor-10/16/2024 <br>Ready for Review-We had tax estimator on file (page 1416 of uploaded credit package) - Buyer-10/16/2024 <br>Open-Missing Property Tax Cert Please provide Tax Certificate as it is missing in File. Tax certificates in Page #37, 258, 330 does not reflects 2024 tax amount<br> As of now, considered tax amount of 3662.74 considered from page # 1416 to match the DSCR - Due Diligence Vendor-10/14/2024 |  | Resolved-lender used a tax estimate - Due Diligence Vendor-10/16/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2587673 |
| XXXXXX-2025-NQM4-60 |  | C B A | Closed | FVAL4940 | 2024-10-14 01:41 | 2024-10-14 07:45 | Waived | 2 - Non-Material B | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Waived-mandatory fee memberships for use of amenities & HOA not filling out the full Questionnaire, however exception document in page # 1306 & 1310 - Due Diligence Vendor-10/14/2024 |  | Waived-mandatory fee memberships for use of amenities & HOA not filling out the full Questionnaire, however exception document in page # 1306 & 1310 - Due Diligence Vendor-10/14/2024<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Consumer late payments in CBR Page #1430<br> 5+ years credit history-Oldest tradeline date in CBR page # 1430 of Credit Package.pdf is 03/01/2014<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #1430 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2587715 |
| XXXXXX-2025-NQM4-61 |  | A | Closed | FCRE9991 | 2024-10-15 14:19 | 2024-10-17 13:55 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated score present - Due Diligence Vendor-10/17/2024 <br>Ready for Review-Document Uploaded. DSCR is matching .Calculations are $5400 / $4017.80 =1.344 .Updated tape uploaded. - Buyer-10/17/2024 <br>Open-DSCR calc varies from originator score of .871 where as calculated score of 1.344 is supported by Appraisal 1007 $5,400, PITIA $4,017.8. Minimum DSCR 1.00. Data tape calculation is only using the actual rent for 2 of the 3 units. 1.344 calculation includes proposed rent for unit 1 and actual rent for unit 2 and 3. - Due Diligence Vendor-10/15/2024 |  | Resolved-updated score present - Due Diligence Vendor-10/17/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2604805 |
| XXXXXX-2025-NQM4-62 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-63 |  | B A | Closed | FVAL9739 | 2024-10-23 05:43 | 2024-10-29 12:33 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Does not meet appraisal transfer requirements, previous lender cannot provide SSRs, We have exception in page#6_[Redacted].pdf<br> - Due Diligence Vendor-10/23/2024 |  | Waived-Does not meet appraisal transfer requirements, previous lender cannot provide SSRs, We have exception in page#6_[Redacted].pdf<br> - Due Diligence Vendor-10/23/2024 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No late payments for mortgage tradelines in CBR Page #78_Nguyen2.pdf<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #78_Nguyen2.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2662689 |
| XXXXXX-2025-NQM4-64 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-65 |  | C A | Closed | FCRE8860 | 2024-10-29 09:55 | 2024-11-05 13:51 | Resolved | 1 - Information C A | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Resolved-updated DSCR now meets - Due Diligence Vendor-11/05/2024 <br>Counter- - Due Diligence Vendor-11/04/2024 <br>Counter-$2850 gross rents / $3,121.22 PITIA is .91 - Due Diligence Vendor-11/04/2024 <br>Ready for Review-Document Uploaded. Please review uploaded updated tape - Seller-11/04/2024 <br>Ready for Review-6.6.13. DEBT-SERVICE COVERAGE RATIO (DSCR)<br> General requirements:<br> • The DSCR calculation is as follows:<br> o Debt-Service Coverage Ratio = Gross Income / Proposed PITIA<br> • DSCR calculation will be based on both first and second liens P&I - Buyer-10/31/2024 <br>Counter-PITIA is 3121.22 Which is $700.03 this lien plus $2421.19 first lien. We used market of $2850 (higher than below) to arrive at the .913 - Due Diligence Vendor-10/30/2024 <br>Ready for Review-DSCR is above 1. Calculations are $2500 current rent from appraisal / $2357.03 =1.06 - Seller-10/30/2024 <br>Open- - 1007 $2,850, PITIA $3,121.22 = DSCR .913 Minimum DSCR 1.00 - Due Diligence Vendor-10/29/2024 | Ready for Review-Document Uploaded. Please review uploaded updated tape - Seller-11/04/2024 <br>Ready for Review-DSCR is above 1. Calculations are $2500 current rent from appraisal / $2357.03 =1.06 - Seller-10/30/2024<br>| Resolved-updated DSCR now meets - Due Diligence Vendor-11/05/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2703661 |
| XXXXXX-2025-NQM4-65 |  | C A | Closed | FCRE9991 | 2024-10-29 09:53 | 2024-11-05 13:51 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided clarification that first lien P/I is lower. Used $2850 rents/ $2357 (1st and second). TPR DSCR is actually higher than lender at 1.21 - Due Diligence Vendor-11/05/2024 <br>Counter-we need proof of an updated PITIA or rents as what we have verified in file is .91 not 1.06 - Due Diligence Vendor-11/04/2024 <br>Ready for Review-Document Uploaded. Please review uploaded updated tape. DSCR is 1.06 - Seller-11/04/2024 <br>Counter-$2850 /$3,121.22 PITIA is .91 we are including full mortgage payments. - Due Diligence Vendor-10/31/2024 <br>Ready for Review-Please refer to DSCr calculations to GL related to second lien. On second lien files we do calculate DSCR based to proposed PITIA ,not actual PITIA<br> 6.6.13. DEBT-SERVICE COVERAGE RATIO (DSCR)<br> General requirements:<br> • The DSCR calculation is as follows:<br> o Debt-Service Coverage Ratio = Gross Income / Proposed PITIA<br> • DSCR calculation will be based on both first and second liens P&I - Seller-10/31/2024 <br>Counter-PITIA is 3121.22 Which is $700.03 for this lien, and 2421.19 for first lien - Due Diligence Vendor-10/30/2024 <br>Ready for Review-DSCR is above 1. Calculations are $2500 /2,357.02=1.06 - Buyer-10/30/2024 <br>Open-DSCR calc varies from originator score of 1.117 where as calculated score of .3913 is supported by Appraisal 1007 $2.850, PITIA $3,121.22. - Due Diligence Vendor-10/29/2024 | Ready for Review-Document Uploaded. Please review uploaded updated tape. DSCR is 1.06 - Seller-11/04/2024 <br>Ready for Review-Please refer to DSCr calculations to GL related to second lien. On second lien files we do calculate DSCR based to proposed PITIA ,not actual PITIA<br> 6.6.13. DEBT-SERVICE COVERAGE RATIO (DSCR)<br> General requirements:<br> • The DSCR calculation is as follows:<br> o Debt-Service Coverage Ratio = Gross Income / Proposed PITIA<br> • DSCR calculation will be based on both first and second liens P&I - Seller-10/31/2024<br>| Resolved-lender provided clarification that first lien P/I is lower. Used $2850 rents/ $2357 (1st and second). TPR DSCR is actually higher than lender at 1.21 - Due Diligence Vendor-11/05/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2703652 |
| XXXXXX-2025-NQM4-66 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-67 |  | D B C A | Closed | FCOM5454 | 2024-10-29 08:33 | 2024-11-06 07:57 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Note | Resolved-info now present - Due Diligence Vendor-11/06/2024 <br>Ready for Review-Document Uploaded. Please see attached copy of Note verifying payment amount that was used - Buyer-11/05/2024 <br>Counter-still need copy of Note to verify payment amount used to qualify - Due Diligence Vendor-11/04/2024 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-11/01/2024 <br>Counter-this is on the wrong property and the second lien is with Lender, its a new loan. Need Note and CD to confirm payment on second lien on primary home - Due Diligence Vendor-10/31/2024 <br>Ready for Review-Document Uploaded. Please see attached mortgage statement containing payment info for 2nd mortgage on primary residence - Buyer-10/30/2024 <br>Open- - please provide payment info for 2nd mortgage on primary residence. - Due Diligence Vendor-10/29/2024 |  | Resolved-info now present - Due Diligence Vendor-11/06/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2702427 |
| XXXXXX-2025-NQM4-67 |  | D B C A | Closed | FCRE4963 | 2024-10-29 08:34 | 2024-11-01 10:05 | Resolved | 1 - Information C A | Credit | Debt | No evidence of required debt payoff | Resolved-other CD to show debts paid present now - Due Diligence Vendor-11/01/2024 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW and Final CD from the other loan confirming required debt payoff - Buyer-10/31/2024 <br>Open- - per the final 1003, two debts were paid off by a different loan. Please provide documentation that these two debts were paid off. - Due Diligence Vendor-10/29/2024 |  | Resolved-other CD to show debts paid present now - Due Diligence Vendor-11/01/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2702434 |
| XXXXXX-2025-NQM4-67 |  | D B C A | Closed | FVAL5524 | 2024-10-29 08:28 | 2024-10-29 08:28 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for rural on 2nd - page 119 - Due Diligence Vendor-10/29/2024 |  | Waived- - lender granted exception for rural on 2nd - page 119 - Due Diligence Vendor-10/29/2024<br>|  | Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2702363 |
| XXXXXX-2025-NQM4-68 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-69 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-70 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-71 |  | C B A | Closed | FCRE1170 | 2024-12-09 01:22 | 2024-12-11 10:12 | Resolved | 1 - Information C A | Credit | Insurance | Flood Insurance Expiration Date is before the Note Date | Resolved-Flood Insurance Expiration Date of 12-01-2025 is equal to or after the Note Date of 12-03-2024 Or Flood Insurance Expiration Date Is Not Provided - Due Diligence Vendor-12/11/2024 <br> Resolved-proof master renewed present - Due Diligence Vendor-12/11/2024 <br> Ready for Review-Document Uploaded. As per Master Policy renewal Flood is valid till 12/01/2025:<br> Flood Coverage:<br> [Redacted]\| Eff: [Redacted] \| [Redacted] \| [Redacted] Units \| Building Limit: $[Redacted] \|<br> Contents: $[Redacted] \| Deductible: $[Redacted]<br> -<br> [Redacted]<br> We should be okay to proceed with this. page no #367- [Redacted]. - snip reference - Buyer-12/10/2024 <br> Open-Flood Insurance Expiration Date of 12-01-2024 is prior to the Note Date of 12-03-2024 Please Provide Updated Flood Insurance Document, Previous Flood insurance is Expired, document is in page no #368- [Redacted]. - Due Diligence Vendor-12/09/2024 |  | Resolved-Flood Insurance Expiration Date of 12-01-2025 is equal to or after the Note Date of 12-03-2024 Or Flood Insurance Expiration Date Is Not Provided - Due Diligence Vendor-12/11/2024 <br>Resolved-proof master renewed present - Due Diligence Vendor-12/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2957932 |
| XXXXXX-2025-NQM4-71 |  | C B A | Closed | FCRE1995 | 2024-12-09 02:02 | 2024-12-11 10:11 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-lender backed out - Due Diligence Vendor-12/11/2024 <br> Ready for Review-Document Uploaded. The EMD's were backed out of the asset on the file .$[Redacted]We do not need to document further as it was accounted for by being backed out. (Bank statement [Redacted]) - Buyer-12/10/2024 <br> Open-Please Provide Supporting document to verify Earnest Money Deposit of $[Redacted] reflecting in Final CD Page #22 Closing docs.pdf - Due Diligence Vendor-12/09/2024 |  | Resolved-lender backed out - Due Diligence Vendor-12/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2958001 |
| XXXXXX-2025-NQM4-71 |  | C B A | Closed | FCRE8459 | 2024-12-09 03:12 | 2024-12-09 03:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-Guidelines does not accept LLC Layering for Purchase loans per Page #89 10.3.2. However, related Exception Form in the file page no #531- [Redacted] - Due Diligence Vendor-12/09/2024 |  | Waived-Guidelines does not accept LLC Layering for Purchase loans per Page #89 10.3.2. However, related Exception Form in the file page no #531- [Redacted] - Due Diligence Vendor-12/09/2024 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No consumer late payments in the last 24 months- No Consumer late payments in past 24 months per CBR Page #624- Kaminski.pdf,<br> 3. Credit score >40 points than minimum required- Audited FICO score is 764 and Guideline Maximum FICO score is 640, Difference is 124, Which is Greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2958134 |
| XXXXXX-2025-NQM4-72 |  | B A | Closed | FVAL5385 | 2024-12-10 02:21 | 2024-12-10 08:52 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Subject property listed for sale on 05/23/2024 for $[Redacted] per Appraisal Report Page #13 [Redacted].pdf which is within last 6 months. exception form in page#227_ - Due Diligence Vendor-12/10/2024 |  | Waived-Subject property listed for sale on 05/23/2024 for $[Redacted] per Appraisal Report Page #13 [Redacted].pdf which is within last 6 months. exception form in page#227_ - Due Diligence Vendor-12/10/2024 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No mortgage late payments in CBR Page #292_Blythe.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #292_is 04/01/1996<br> No consumer late payments in the last 24 months- No Consumer late payments in past 24 months per CBR Page #292_Blythe.pdf. Existing late payments till 08/2020<br> Credit score >40 points than minimum required- Guideline Min FICO is 680 and Qualifying FICO is 732, variance is 52 > 40<br> Experienced investor 2 investment properties- Borrower already owns 2 Investment properties per Final 1003 page #68, 70_Signed.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2968388 |
| XXXXXX-2025-NQM4-73 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-74 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-75 |  | D A | Closed | FCRE1146 | 2024-12-10 13:56 | 2025-03-21 05:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Partially Present | Resolved-Lender accepts signatures as is and not requiring adding to title or DOT - Due Diligence Vendor-01/08/2025 <br> Ready for Review-Hello! Please note that [Redacted] is the co-signer, she is not on the title so, she won't be signing DOT and riders. - Buyer-01/08/2025 <br> Open-Title Document is incomplete or only partially present B2 is added but missing QCD in file - Due Diligence Vendor-12/10/2024 |  | Resolved-Lender accepts signatures as is and not requiring adding to title or DOT - Due Diligence Vendor-01/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2976058 |
| XXXXXX-2025-NQM4-75 |  | D A | Closed | FCOM1229 | 2024-12-11 06:57 | 2025-01-08 13:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | 1-4 Family Rider is Missing | Resolved-Lender accepts signatures as is and not requiring adding to title or DOT - Due Diligence Vendor-01/08/2025 <br> Ready for Review-Hello! Please note that [Redacted] is the co-signer, she is not on the title so, she won't be signing DOT and riders. - Buyer-01/08/2025 <br> Open-B2 Signature and name is missing on singed page. refer Pg. no 45 of 194 - Due Diligence Vendor-12/11/2024 |  | Resolved-Lender accepts signatures as is and not requiring adding to title or DOT - Due Diligence Vendor-01/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2979845 |
| XXXXXX-2025-NQM4-75 |  | D A | Closed | FCRE8036 | 2024-12-11 07:01 | 2025-01-08 12:59 | Resolved | 1 - Information B A | Credit | Closing | Mortgage Rider Incomplete - Missing Signature(s) | Resolved-Lender accepts signatures as is and not requiring adding to title or DOT - Due Diligence Vendor-01/08/2025 <br> Ready for Review-Hello! Please note that [Redacted] is the co-signer, she is not on the title so, she won't be signing DOT and riders. - Buyer-01/08/2025 <br> Open-On Short-Term Rental Rider B2 Signature and name is missing on singed page. refer Pg. no 47 of 194 - Due Diligence Vendor-12/11/2024 |  | Resolved-Lender accepts signatures as is and not requiring adding to title or DOT - Due Diligence Vendor-01/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2979870 |
| XXXXXX-2025-NQM4-75 |  | D A | Closed | FCOM1221 | 2024-12-10 12:26 | 2025-01-08 12:57 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Lender accepts signatures as is and not requiring adding to title or DOT - Due Diligence Vendor-01/08/2025 <br> Ready for Review-Hello! Please note that [Redacted] is the co-signer, she is not on the title so, she won't be signing DOT and riders. - Seller-01/08/2025 <br> Open-The Deed of Trust is Incomplete Borrower 2 Name and signature line with sign is missing : refer page # 28 and 40 of 194. - Due Diligence Vendor-12/10/2024 | Ready for Review-Hello! Please note that [Redacted] is the co-signer, she is not on the title so, she won't be signing DOT and riders. - Seller-01/08/2025 | Resolved-Lender accepts signatures as is and not requiring adding to title or DOT - Due Diligence Vendor-01/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2974747 |
| XXXXXX-2025-NQM4-76 |  | A | Closed | FCRE9991 | 2024-12-16 01:51 | 2024-12-30 08:39 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated tape provided - Due Diligence Vendor-12/30/2024 <br>Ready for Review-Document Uploaded. Please see attached updated tape with correct DSCR - Buyer-12/27/2024 <br>Counter-our PITIA matches the 1008 and rents match. DSCR is $3050/ 3008.07= 1.013 need updated tape - Due Diligence Vendor-12/27/2024 <br>Ready for Review-Document Uploaded. Please see attached comment provided by UW 1 - Buyer-12/26/2024 <br>Open-Originator DSCR Is 1.176 and the Calculated DSCR is 1.014, the Variance is 0.162.<br> Calculated Rent amount from Appraisal Report in page #18 Yeager1.pdf <br> DSCR Calculation: Rent amount $3,050 / PITIA $3,008.07 = 1.013, Please provide lender DSCR calculations. - Due Diligence Vendor-12/16/2024 |  | Resolved-updated tape provided - Due Diligence Vendor-12/30/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3009366 |
| XXXXXX-2025-NQM4-77 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-78 |  | B A | Closed | FVAL5385 | 2024-12-16 14:56 | 2024-12-17 06:49 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-\*Per Guide: To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months.<br> \*Exception provided for Listing within 6 months of application date (Refer pg.# 181 of 343)<br> \*Exception Pg.#39 of 264<br> \*Approved: As Is <br>- Due Diligence Vendor-12/16/2024 |  | Waived-\*Per Guide: To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months.<br> \*Exception provided for Listing within 6 months of application date (Refer pg.# 181 of 343)<br> \*Exception Pg.#39 of 264<br> \*Approved: As Is <br>- Due Diligence Vendor-12/16/2024<br>|  | No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3017535 |
| XXXXXX-2025-NQM4-79 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-80 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-81 |  | B A | Closed | FVAL4969 | 2025-01-02 09:13 | 2025-01-02 09:13 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 12 months | Waived-Exception on page 254<br>purchase >12 months, requesting to proceed as is<br> The property sold in [Redacted], off market for $[Redacted]. The appraised value came in at $[Redacted]. Please<br> team, allow us to proceed with appraised value<br>Approved with conditions of +0.25 to Price, [Redacted] max, DSCR>1 required - Due Diligence Vendor-01/02/2025 |  | Waived-Exception on page 254<br>purchase >12 months, requesting to proceed as is<br> The property sold in Jan [Redacted], off market for $[Redacted]. The appraised value came in at $[Redacted]. Please<br> team, allow us to proceed with appraised value<br>Approved with conditions of +0.25 to Price, [Redacted] max, DSCR>1 required - Due Diligence Vendor-01/02/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3121792 |
| XXXXXX-2025-NQM4-82 |  | A | Closed | FCRE9991 | 2025-01-02 06:40 | 2025-01-06 09:39 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated tape now present - Due Diligence Vendor-01/06/2025 <br>Ready for Review-Document Uploaded. Correct DSCR is 1.521, rent amount used $16000. System input issue caused DSCR to be displayed incorrectly. Please see attached updated tape and lock confirmation with correct DSCR - Buyer-01/03/2025 <br>Open-Originator DSCR Is 1.141 and the Calculated DSCR is 1.521, the Variance is 0.38.<br> Calculated Rent amount from Appraisal Report in page #9_[Redacted].pdf<br> DSCR calculation : Rent amount $16000/ PITIA $10,516.38 = 1.521. Escrow waiver file and values matching with 1008. Please provide lender DSCR calculations. - Due Diligence Vendor-01/02/2025 |  | Resolved-updated tape now present - Due Diligence Vendor-01/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3120013 |
| XXXXXX-2025-NQM4-83 |  | A | Closed | FCRE9991 | 2025-01-03 09:46 | 2025-01-14 12:50 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated tape now present and DSCR is within .005 - Due Diligence Vendor-01/14/2025 <br>Ready for Review-Document Uploaded. Please see attached revised 1008, lock confirmation and tape. Calculation was updated. - Buyer-01/14/2025 <br>Open- - DSCR calc varies from originator score of 1.417 where as calculated score of 1.236 is supported by Appraisal 1007 $6,264, PITIA $5,067.77. Difference is due to hazard and insurance not being included in the PITI. - Due Diligence Vendor-01/03/2025 |  | Resolved-updated tape now present and DSCR is within .005 - Due Diligence Vendor-01/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3132968 |
| XXXXXX-2025-NQM4-84 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-85 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXXXX-2025-NQM4-86 |  | B A | Closed | FVAL9739 | 2025-01-09 09:31 | 2025-01-09 09:31 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-\*Exception form is provided to allow lease hold property rights.<br> \*Approved Conditions: must meet FNMA land lease requirements, [Redacted] max<br> \*Exception form is on page #569 of 693 - Due Diligence Vendor-01/09/2025 |  | Waived-\*Exception form is provided to allow lease hold property rights.<br> \*Approved Conditions: must meet FNMA land lease requirements, [Redacted] max<br> \*Exception form is on page #569 of 693 - Due Diligence Vendor-01/09/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3172737 |
| XXXXXX-2025-NQM4-86 |  | B A | Closed | FVAL5474 | 2025-01-09 09:04 | 2025-01-09 09:04 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project.<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page #568 of 693 - Due Diligence Vendor-01/09/2025 |  | Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project.<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page #568 of 693 - Due Diligence Vendor-01/09/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3172239 |
| XXXXXX-2025-NQM4-87 |  | A | Closed | FCRE9991 | 2025-01-10 09:34 | 2025-01-14 13:39 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR updated - Due Diligence Vendor-01/14/2025 <br>Ready for Review-Document Uploaded. updated - Buyer-01/14/2025 <br>Open-Lender DSCR is 1.72- Should be 1.69- Lender omitted Hazard insurance from PITI calc. Annual subject insurance is $1013.98 / 12 = $84.50 monthly added into 1st PITI amount. 1008 PITI = $3,831.31 + $84.50 (Hazard) = $3,915.81 PITI. 1025 Rent is $6,600 / $3,915.81 = 1.69 DSCR - Due Diligence Vendor-01/10/2025 |  | Resolved-DSCR updated - Due Diligence Vendor-01/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3182169 |
| XXXXXX-2025-NQM4-88 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-89 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-90 |  | D A | Closed | FCOM1233 | 2025-01-14 15:12 | 2025-01-16 15:44 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-corrected 1003 present - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Document Uploaded. updated - Buyer-01/16/2025 <br> Open-Final 1003 for property : [Redacted]: both is selected intend to occupy other but property status is blank with no property value on it. Refer pg.#69 and 70 - Due Diligence Vendor-01/14/2025 |  | Resolved-corrected 1003 present - Due Diligence Vendor-01/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3206587 |
| XXXXXX-2025-NQM4-91 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-92 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-93 |  | C A | Closed | FCRE9991 | 2025-01-16 12:23 | 2025-01-23 11:10 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Updated DSCR proof now present - Due Diligence Vendor-01/23/2025 <br>Ready for Review-Document Uploaded. The property is tenant, loan is refinance. Current rent of 2,900 was used from 1007 Appraisal report. DCSR was updated. - Buyer-01/22/2025 <br>Open-\* DSCR is of by 0.51, Lender score 1.769<br> Unable to identify Rent income considered by lender, but the verified document $1700 & 2900 refer page#15 of 410. There is no other document in file to verify lender's income.<br> Calculation : 1700/1352.94 = 1.257 should be the actual score" (If considered 2900 or 75% 2900 still score is not matching with the lender's score.) - Due Diligence Vendor-01/16/2025 |  | Resolved-Updated DSCR proof now present - Due Diligence Vendor-01/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3224072 |
| XXXXXX-2025-NQM4-93 |  | C A | Closed | FCRE9488 | 2025-01-16 12:15 | 2025-01-22 11:22 | Resolved | 1 - Information C A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | Resolved-borrower occupancy addressed - Due Diligence Vendor-01/22/2025 <br> Ready for Review-Document Uploaded. Mortgage and final 1003 show Borrower`s current and mailing address as [Redacted], where Borrower rents housing. - Buyer-01/22/2025 <br> Open-This is an Investment loan and the address on the Borrower Drivers license is reflecting subject property - refer Pg. no 30 of 410. Need LOX for the same. - Due Diligence Vendor-01/16/2025 |  | Resolved-borrower occupancy addressed - Due Diligence Vendor-01/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3223905 |
| XXXXXX-2025-NQM4-94 |  | D A | Closed | FCOM3596 | 2025-01-21 17:30 | 2025-01-22 13:01 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-none required - Due Diligence Vendor-01/22/2025 <br>Ready for Review-There is no prepayment penalty, so Prepayment Rider not required. - Buyer-01/22/2025 <br>Open-Investment loan with no pre payment rider - Due Diligence Vendor-01/22/2025 |  | Resolved-none required - Due Diligence Vendor-01/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3249844 |
| XXXXXX-2025-NQM4-95 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-96 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXXXX-2025-NQM4-97 |  | D B A | Closed | FCRE6019 | 2025-01-27 11:40 | 2025-01-30 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-now present - Due Diligence Vendor-01/30/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/30/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing - missing country of origin - Due Diligence Vendor-01/27/2025 |  | Resolved-now present - Due Diligence Vendor-01/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3288607 |
| XXXXXX-2025-NQM4-97 |  | D B A | Closed | FCRE6914 | 2025-01-27 11:40 | 2025-01-30 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-now present - Due Diligence Vendor-01/30/2025 <br>Ready for Review-Provided to another condition - Buyer-01/30/2025 <br>Open-Borrower 2 Citizenship Documentation Is Missing - missing country of origin - Due Diligence Vendor-01/27/2025 |  | Resolved-now present - Due Diligence Vendor-01/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3288608 |
| XXXXXX-2025-NQM4-97 |  | D B A | Closed | FCRE3742 | 2025-01-30 13:18 | 2025-01-30 13:18 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Waived-loan amount less than minimum allowed - Due Diligence Vendor-01/30/2025 |  | Waived-loan amount less than minimum allowed - Due Diligence Vendor-01/30/2025<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3320618 |
| XXXXXX-2025-NQM4-97 |  | D B A | Closed | FVAL5474 | 2025-01-27 12:10 | 2025-01-27 12:10 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived- - lender granted exception because Information about safety issues cannot be provided - page 346 - Due Diligence Vendor-01/27/2025 |  | Waived- - lender granted exception because Information about safety issues cannot be provided - page 346 - Due Diligence Vendor-01/27/2025<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3289025 |
| XXXXXX-2025-NQM4-98 |  | A | Closed | FCRE9991 | 2025-01-28 15:25 | 2025-01-31 13:21 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated DTI now present - Due Diligence Vendor-01/31/2025 <br> Ready for Review-Document Uploaded. Please review uploaded final 1008 - Buyer-01/31/2025 <br> Open-\*DTI is off by 3.98% . Lender's DTI: 34.97% and Verified doc : 30.99%<br> > 1008 is missing in file and unable to determines lender's calculation.<br> > Subject was Primary home and now transferred to Investment hence, no PHE yet declared. Pg.#45 borrower is applying for Primary home.<br> 1) Income $[Redacted], subject PITIA [Redacted] and Other payments $[Redacted] from final 1003 matches. <br> 2) Conservative approach rent $[Redacted] considered. <br> 3) Actual Calculation : $[Redacted] = Total debts $[Redacted] / Income $[Redacted] = DTI should be [Redacted]% - Due Diligence Vendor-01/28/2025 |  | Resolved-updated DTI now present - Due Diligence Vendor-01/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3301890 |
| XXXXXX-2025-NQM4-99 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-100 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-101 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-102 |  | C A | Closed | 2260 | 2025-02-03 15:17 | 2025-02-05 10:52 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no required per Lender - Due Diligence Vendor-02/05/2025 <br>Ready for Review-no PPP should be on file - Buyer-02/05/2025 <br>Open-verify none - Due Diligence Vendor-02/03/2025 |  | Resolved-no required per Lender - Due Diligence Vendor-02/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3341205 |
| XXXXXX-2025-NQM4-103 |  | C B A | Closed | FCRE9991 | 2025-01-30 11:02 | 2025-02-10 07:48 | Waived | 2 - Non-Material A B | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Waived-Exception in file to accept TPR calc of DSCR - Due Diligence Vendor-02/10/2025 <br>Ready for Review-Document Uploaded. - Buyer-02/07/2025 <br>Open- - DSCR calc varies from the originator score of 1.323 where as calculated score of .97 is supported by Appraisal 1007 $3,130, PITIA $3212.26 - Due Diligence Vendor-01/30/2025 |  | Waived-Exception in file to accept TPR calc of DSCR - Due Diligence Vendor-02/10/2025<br>|  | <br> No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 3318451 |
| XXXXXX-2025-NQM4-103 |  | C B A | Closed | FCRE8860 | 2025-01-31 15:03 | 2025-02-10 07:46 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-Exception in file for allowing DSCR less than 1 on second lien - Due Diligence Vendor-02/10/2025 <br>Ready for Review-Document Uploaded. - Buyer-02/07/2025 <br>Open-Second mortgage DSCR score must be at least 1 (1008 supports .97) - Due Diligence Vendor-01/31/2025 |  | Waived-Exception in file for allowing DSCR less than 1 on second lien - Due Diligence Vendor-02/10/2025<br>|  | <br> No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 3330584 |
| XXXXXX-2025-NQM4-103 |  | C B A | Closed | 2260 | 2025-01-31 15:07 | 2025-02-03 09:29 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no PPP verified - Due Diligence Vendor-02/03/2025 <br>Ready for Review-no PPP on file - Buyer-02/03/2025 <br>Open-confirm no prepayment - Due Diligence Vendor-01/31/2025 |  | Resolved-no PPP verified - Due Diligence Vendor-02/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3330614 |
| XXXXXX-2025-NQM4-104 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-105 |  | B A | Closed | FVAL5472 | 2025-02-04 09:39 | 2025-02-04 09:39 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Exception on page 242<br>Looking for exception on sq footage and kitchen<br> Looking for exception on condotel with a 499 sq feet (500 minimum) and a kitchenette. They have a 2 plate<br> stove but no oven. great credit borrower<br>Approved with conditions of 0.25 to price, [Redacted] max - Due Diligence Vendor-02/04/2025 |  | Waived-Exception on page 242<br>Looking for exception on sq footage and kitchen<br> Looking for exception on condotel with a 499 sq feet (500 minimum) and a kitchenette. They have a 2 plate<br> stove but no oven. great credit borrower<br>Approved with conditions of 0.25 to price, [Redacted] max - Due Diligence Vendor-02/04/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3346266 |
| XXXXXX-2025-NQM4-106 |  | C B A | Closed | FCRE1197 | 2025-02-05 00:26 | 2025-03-07 05:25 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-Minimum FICO for Manufactured Homes is 680 per Matrix whereas Calculated FICO is [Redacted] which is less than minimum FICO 680. However, Exception Form in the file page no #100- Credit_pkg_2.pdf - Due Diligence Vendor-02/05/2025 |  | Waived-Minimum FICO for Manufactured Homes is 680 per Matrix whereas Calculated FICO is [Redacted] which is less than minimum FICO 680. However, Exception Form in the file page no #100- Credit_pkg_2.pdf - Due Diligence Vendor-02/05/2025 |  | 1. 5+ years credit history- Oldest tradeline date in CBR page #37- Credit_pkg_2.pdf is 03/01/1991,<br> 2.2+ borrowers on the loan- File is joint credit with 2 borrowers,<br> 3.Revolving debt is under 30%- Revolving debt $1522.15 is within 30%, All Other Monthly payments is $5,600.15.<br> No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3352396 |
| XXXXXX-2025-NQM4-106 |  | C B A | Closed | FCRE8201 | 2025-02-05 00:12 | 2025-03-07 05:25 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Loan is Rate & term Refinance with Balloon Mortgage Payoff past the maturity date which is only applied to Primary and Secondary Residence per Guidelines page #16. Whereas Subject Property is Investment. Related Exception Form in the file in page no #99- Credit_pkg_2.pdf - Due Diligence Vendor-02/05/2025 |  | Waived-Loan is Rate & term Refinance with Balloon Mortgage Payoff past the maturity date which is only applied to Primary and Secondary Residence per Guidelines page #16. Whereas Subject Property is Investment. Related Exception Form in the file in page no #99- Credit_pkg_2.pdf - Due Diligence Vendor-02/05/2025<br>|  | 1. 5+ years credit history- Oldest tradeline date in CBR page #37- Credit_pkg_2.pdf is 03/01/1991- No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3352351 |
| XXXXXX-2025-NQM4-106 |  | C B A | Closed | FCRE8800 | 2025-02-05 00:20 | 2025-03-07 05:24 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-valid comp factors now present - Due Diligence Vendor-03/07/2025 <br>Ready for Review-Document Uploaded. Please see attached updated exception form. - Buyer-03/06/2025 <br>Counter-missing 3rd comp factor. cannot use mtg lates as comp factor. - Due Diligence Vendor-02/13/2025 <br>Ready for Review-Document Uploaded. Please see attached updated exception for. - Buyer-02/13/2025 <br>Open-Only one Compensating Factor is Valid in Exception Form in page no 99- Credit_pkg_2.pdf.<br> Below are Invalid Compensating Factors - <br> 1. No mortgage late payments in the last 24 months- Mortgage late payments in past 24 months per CBR Page #37- Credit_pkg_2.pdf, Existing late payments date 12/2023,<br> 2. Credit score >40 points than minimum required- Audited FICO score is 678 and Guideline Maximum FICO score is 680 with difference 2 which is less than 40. - Due Diligence Vendor-02/05/2025 |  | Resolved-valid comp factors now present - Due Diligence Vendor-03/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3352364 |
| XXXXXX-2025-NQM4-107 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-108 |  | D A | Closed | FCRE1162 | 2025-02-07 09:11 | 2025-03-21 01:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Partially Provided | Resolved-Flood Certificate is fully present - Due Diligence Vendor-03/21/2025 <br> Resolved-correct cert now present - Due Diligence Vendor-02/12/2025 <br> Ready for Review-Document Uploaded. Please see attached updated Flood Certificate with correct property address - Buyer-02/11/2025 <br> Open-address has [Redacted] in street address - Due Diligence Vendor-02/07/2025 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-03/21/2025 <br>Resolved-correct cert now present - Due Diligence Vendor-02/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3375600 |
| XXXXXX-2025-NQM4-109 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-110 |  | B A | Closed | FVAL5524 | 2025-02-07 05:46 | 2025-02-07 05:47 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Exception page 236 to permit a rural man home with a minimum dscr >1 - Due Diligence Vendor-02/07/2025 |  | Waived-Exception page 236 to permit a rural man home with a minimum dscr >1 - Due Diligence Vendor-02/07/2025<br>|  | No credit events past 40 months,No mortgage lates last 24 months, 5+ yrs credit history, LTV > 10% below rural program maximum, Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3373407 |
| XXXXXX-2025-NQM4-111 |  | A | Closed | FCRE9991 | 2025-02-07 08:42 | 2025-02-11 07:11 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DSCR score - Due Diligence Vendor-02/11/2025 <br>Ready for Review-Document Uploaded. Rent amount $1800 and PITIA amount used for DSCR calculation were accurate. DSCR was counted incorrectly due to technical issue in our system. Correct DSCR is 1.397. Please see attached comment from Sr. UW along with updated Lock confirmation - Buyer-02/11/2025 <br>Open-DSCR is of by 0.05 Lender score 1.347<br> Unable to identify Rent income considered by lender, but the verified document $1800, refer page#4,156 of 405 There is no other document in file to verify lender's income.<br> Calculation : 1800/1288.42 = 1.397 should be the actual score - Due Diligence Vendor-02/07/2025 |  | Resolved-lender updated DSCR score - Due Diligence Vendor-02/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3375263 |
| XXXXXX-2025-NQM4-112 |  | C B A | Closed | FCRE8860 | 2025-02-07 08:44 | 2025-02-14 12:50 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-DSCR<1 Ineligible For LTV/FICO<br> - Due Diligence Vendor-02/14/2025 <br>Ready for Review-Document Uploaded. Please see attached Exception Form and updated 1008 and tape - Buyer-02/14/2025 <br>Open-As per rate sheet 01/17/2025 DSCR below 1 not allowed<br> Lender 1008 indicates a rent of $4,028, Docs in file, 1007 page #165 of 259 reflect $3,800. <br> Calculation: $3800 / $3822.02 = 0.994 is the DSCR score. Hence audited DSCR does not meet guidelines requirements - Due Diligence Vendor-02/07/2025 |  | Waived-DSCR<1 Ineligible For LTV/FICO<br> - Due Diligence Vendor-02/14/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 3375295 |
| XXXXXX-2025-NQM4-112 |  | C B A | Closed | FCRE9991 | 2025-02-07 08:42 | 2025-02-14 12:48 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender fixed DSCR score and tape is now updated - Due Diligence Vendor-02/14/2025 <br>Ready for Review-Document Uploaded. Please see attached Exception Form and updated 1008 and tape - Buyer-02/14/2025 <br>Open-DSCR is off by more than 0.059<br> Lender's 1008 indicates a rent of $4,028 and DSCR Score is 1.053<br> \*Docs in file, 1007 page #165 of 259 reflect $3,800. PITI Matches $3822.02. No lease or any other supportive doc for lender's rent considered. <br> > Calculation: $3800 / $3822.02 = 0.994 should be the actual score - Due Diligence Vendor-02/07/2025 |  | Resolved-lender fixed DSCR score and tape is now updated - Due Diligence Vendor-02/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3375266 |
| XXXXXX-2025-NQM4-113 |  | C A | Closed | 2260 | 2025-02-11 15:01 | 2025-02-13 14:15 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-lender confirmed no prepayment penalty on loan - Due Diligence Vendor-02/13/2025 <br>Ready for Review-Document Uploaded. According to our system there is no prepayment penalty on this loan. Please see attached latest lock confirmation that also shows no prepayment penalty - Buyer-02/12/2025 <br>Open-confirm no prepay - Due Diligence Vendor-02/11/2025 |  | Resolved-lender confirmed no prepayment penalty on loan - Due Diligence Vendor-02/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3402200 |
| XXXXXX-2025-NQM4-113 |  | C A | Closed | FCRE9991 | 2025-02-11 08:55 | 2025-02-13 14:15 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided updated tape and now DTI matches - Due Diligence Vendor-02/13/2025 <br> Ready for Review-Document Uploaded. The system was updated by Sr. UW to include primary PITI in the calculation. DTI now reflected as [Redacted]%. Please see attached updated Lock confirmation and 1008 - Buyer-02/13/2025 <br> Open-Lender's DTI is 23.67%. Lender did not include the bwrs primary PITI into the DTI - only the primary HOA dues of $[Redacted] appears to have been included . Primary PITI $[Redacted] + $[Redacted] (Primary HOA) + $[Redacted] Consumer Debts + $[Redacted] (Subject negative Rent) = $[Redacted]Total Debts / $[Redacted] Qualifying Income = [Redacted]%. - Due Diligence Vendor-02/11/2025 |  | Resolved-lender provided updated tape and now DTI matches - Due Diligence Vendor-02/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3396716 |
| XXXXXX-2025-NQM4-114 |  | C A | Closed | FCRE8611 | 2025-02-12 07:53 | 2025-02-19 08:13 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-articles of incorporation now present - Due Diligence Vendor-02/19/2025 <br>Ready for Review-Document Uploaded. Please see attached Articles of Incorporation - Buyer-02/18/2025 <br>Counter-no articles attached. CPA letter already present but need articles per guidelines - Due Diligence Vendor-02/14/2025 <br>Ready for Review-Document Uploaded. Please see attached LLC documents provided for this loan - Buyer-02/13/2025 <br>Open-missing articles for business - Due Diligence Vendor-02/12/2025 |  | Resolved-articles of incorporation now present - Due Diligence Vendor-02/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3406090 |
| XXXXXX-2025-NQM4-114 |  | C A | Closed | FCRE1995 | 2025-02-12 07:53 | 2025-02-14 12:20 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-proof EMD cleared now present - Due Diligence Vendor-02/14/2025 <br>Ready for Review-Document Uploaded. Please see attached documents providing evidence of earnest money deposit - Buyer-02/13/2025 <br>Open-missing - Due Diligence Vendor-02/12/2025 |  | Resolved-proof EMD cleared now present - Due Diligence Vendor-02/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3406091 |
| XXXXXX-2025-NQM4-115 |  | B A | Closed | FCRE0409 | 2025-02-11 12:33 | 2025-02-12 13:45 | Waived | 2 - Non-Material B | Credit | Eligibility | Subject loan Junior Lien program not qualified under guidelines - Ineligible First Lien program | Waived-Ineligible First Liens - Balloon notes or features<br> Exception form provided to allow Balloon payment on the first mortgage. Mortgage statement pg.#125 reads Deferred balance.<br> Exception form page #97 of 275<br> Approved Conditions : 0.25 to price - Due Diligence Vendor-02/11/2025 |  | Waived-Ineligible First Liens - Balloon notes or features<br> Exception form provided to allow Balloon payment on the first mortgage. Mortgage statement pg.#125 reads Deferred balance.<br> Exception form page #97 of 275<br> Approved Conditions : 0.25 to price - Due Diligence Vendor-02/11/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3400225 |
| XXXXXX-2025-NQM4-115 |  | B A | Closed | FCRE1600 | 2025-02-11 13:01 | 2025-02-11 13:01 | Waived | 2 - Non-Material B | Credit | Title | Deed Vesting incorrect - does not properly reflect Vesting in note or other closing docs | Waived-Exception form provided to allow Mother on 1st lien, not on deed...daughter is on deed, not on 1st mortgage<br> Exception form page #98 of 275<br> Approved Conditions : 01/16/2025 Both ladies must be borrowers + value review required. Decision is subject to change, if any value concerns found - Due Diligence Vendor-02/11/2025 |  | Waived-Exception form provided to allow Mother on 1st lien, not on deed...daughter is on deed, not on 1st mortgage<br> Exception form page #98 of 275<br> Approved Conditions : 01/16/2025 Both ladies must be borrowers + value review required. Decision is subject to change, if any value concerns found - Due Diligence Vendor-02/11/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3400606 |
| XXXXXX-2025-NQM4-116 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-117 |  | D A | Closed | FCRE1158 | 2025-02-12 16:30 | 2025-04-11 11:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-resolved with lender comments. ok to have ISAOA ATIMA not on mtgee for this loan - Due Diligence Vendor-04/11/2025 <br>Open-Mortgagee Clause :ISAOA, ATIMA is missing refer page#472 of 571 - Due Diligence Vendor-02/12/2025 | Hello [Redacted],<br>We were not able to obtain this yet.<br> We don't want this file to remain opened due to such minor finding.<br>Is there an option to have this cleared?<br> - 04/11/2025 <br>| Resolved-resolved with lender comments. ok to have ISAOA ATIMA not on mtgee for this loan - Due Diligence Vendor-04/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3412402 |
| XXXXXX-2025-NQM4-117 |  | D A | Closed | FCRE9991 | 2025-02-12 16:25 | 2025-02-18 13:48 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score updated. tape now matches - Due Diligence Vendor-02/18/2025 <br>Ready for Review-Document Uploaded. Plese see attached revised Lock confirmation, revised 1008 and revised tape with correct DSCR. - Buyer-02/18/2025 <br>Open-\* DSCR is off by 0.09 Lender score 1.013<br> Rent income considered by lender : $2571.53. But the verified document $2,800 pg.#19 of 571. There is no other document in file to verify lender's income.<br> Calculation : Rent 2800 /PITIA 2537.90 = 1.103 should be the actual score" - Due Diligence Vendor-02/12/2025 |  | Resolved-DSCR score updated. tape now matches - Due Diligence Vendor-02/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3412380 |
| XXXXXX-2025-NQM4-118 |  | A | Closed | FCRE9991 | 2025-02-13 09:38 | 2025-02-20 08:48 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated with updated score. - Due Diligence Vendor-02/20/2025 <br>Ready for Review-Document Uploaded. This is corrected – appears there was an issue with the box remaining checked for the primary mortgage Pitia and was not drawing over correctly this was corrected. Updated tape uploaded - Buyer-02/19/2025 <br>Open-DSCR score is off by 0.469%. Lender's score: 1.473<br> - Document in file 1007 Pg. no 123, rent $5,675. 1008 reads $5,675.<br> - No other rent document in file to support lender's income. PITIA matches.<br> - DSCR score should be Rent $5,675/ PITI $5,652.90 = 1.004 - Due Diligence Vendor-02/13/2025 |  | Resolved-tape updated with updated score. - Due Diligence Vendor-02/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3416920 |
| XXXXXX-2025-NQM4-119 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-120 |  | D B A | Closed | FCOM4028 | 2025-02-19 09:11 | 2025-02-20 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3446586 |
| XXXXXX-2025-NQM4-120 |  | D B A | Closed | FCRE2828 | 2025-02-19 09:56 | 2025-02-19 09:56 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Exception page 253 - permit junior lien behind a 1st modified within the last 48 months. mod page 155 - Due Diligence Vendor-02/19/2025 |  | Waived-Exception page 253 - permit junior lien behind a 1st modified within the last 48 months. mod page 155 - Due Diligence Vendor-02/19/2025<br>|  | No mortgage lates last 24 months, 5+ yrs credit history, No consumer lates last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3447141 |
| XXXXXX-2025-NQM4-121 |  | D A | Closed | FCOM4028 | 2025-02-19 15:20 | 2025-02-20 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025 <br>Ready for Review-less than 30 days from the date of signing - Buyer-02/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3450729 |
| XXXXXX-2025-NQM4-122 |  | D A C | Closed | 2260 | 2025-02-21 11:50 | 2025-02-25 08:52 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-lender confirmed no prepayment on loan - Due Diligence Vendor-02/25/2025 <br>Ready for Review-Document Uploaded. Per our system there is no prepayment penalty for this loan. Please see attached latest lock confirmation - Buyer-02/25/2025 <br>Open-verify no prepayment - Due Diligence Vendor-02/21/2025 |  | Resolved-lender confirmed no prepayment on loan - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3463870 |
| XXXXXX-2025-NQM4-122 |  | D A C | Closed | FCOM4028 | 2025-02-21 12:02 | 2025-02-24 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3463966 |
| XXXXXX-2025-NQM4-123 |  | D A | Closed | FCOM4028 | 2025-02-20 11:37 | 2025-02-24 05:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3456009 |
| XXXXXX-2025-NQM4-124 |  | D A | Closed | FCOM4028 | 2025-02-21 14:12 | 2025-02-24 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3465123 |
| XXXXXX-2025-NQM4-125 |  | D B A C | Closed | 50001251-Fees-Limited | 2025-02-22 09:21 | 2025-02-28 07:44 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-This is acceptable. - Due Diligence Vendor-02/28/2025 <br>Ready for Review-Document Uploaded. Please review uploaded PCCD with LOX along with a copy of refund check. - Buyer-02/27/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Credit Report increased from $150.00 on initial CD 02/13/2025 to $173.20 on Final CD 02/21/2025. - Due Diligence Vendor-02/22/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-02/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3466077 |
| XXXXXX-2025-NQM4-125 |  | D B A C | Closed | 50001252-Fees-Limited | 2025-02-22 09:21 | 2025-02-28 07:43 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Cured-This is acceptable. - Due Diligence Vendor-02/28/2025 <br>Ready for Review-Document Uploaded. Please review uploaded PCCD with LOX along with a copy of refund check. - Buyer-02/27/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Credit Report increased from $150.00 on initial CD 02/13/2025 to $173.20 on Final CD 02/21/2025. - Due Diligence Vendor-02/22/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-02/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3466076 |
| XXXXXX-2025-NQM4-125 |  | D B A C | Closed | FCOM4028 | 2025-02-21 10:23 | 2025-02-25 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025 <br>Ready for Review-N/A. File was recently closed,recorded mortgage is not avialable yet. - Buyer-02/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3462938 |
| XXXXXX-2025-NQM4-126 |  | D A | Closed | FCOM4028 | 2025-02-26 10:42 | 2025-03-03 05:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-03/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3485828 |
| XXXXXX-2025-NQM4-127 |  | D A | Closed | FCRE1158 | 2025-02-28 07:08 | 2025-03-21 02:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved- - Due Diligence Vendor-03/21/2025 <br>Open-Hazard Insurance Policy Partially Provided - Due Diligence Vendor-03/21/2025 <br>Resolved-b2 name listed and lender accepts without b1 name - Due Diligence Vendor-03/04/2025 <br>Ready for Review-N/A. Co-borrower's name is listed on the policy . - Buyer-03/04/2025 <br>Open-Hazard Insurance Policy Partially Provided Borrower Name is missing on Hazard Insurance Policy refer pg. no 478,486<br> Note :-Only NBS name and Co-borrower name is reflecting.<br> - Due Diligence Vendor-02/28/2025 |  | Resolved-b2 name listed and lender accepts without b1 name - Due Diligence Vendor-03/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3500548 |
| XXXXXX-2025-NQM4-127 |  | D A | Closed | FCOM4028 | 2025-02-27 14:23 | 2025-03-04 05:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3497036 |
| XXXXXX-2025-NQM4-128 |  | D A | Closed | FCOM4028 | 2025-03-03 09:56 | 2025-03-04 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-03/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3513376 |
| XXXXXX-2025-NQM4-129 |  | D B A | Closed | FCRE8459 | 2025-03-04 12:46 | 2025-03-10 05:02 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Resolved-resolved with lender comments. Since both borrowers are on loan lender accepts no ownership % breakdown - Due Diligence Vendor-03/10/2025 <br>Ready for Review-Both borrowers are presented on Articles of Incorporation and SunBiz. In such case we can proceed without ownership breakdown. - Buyer-03/07/2025 <br>Open-Vesting in the name of a corporation Articles of Incorporation or Corporate Bylaws with ownership breakdown is required, both the docs are in file on page #185, 188 of 229, however ownership breakdown is not provided - Due Diligence Vendor-03/04/2025 |  | Resolved-resolved with lender comments. Since both borrowers are on loan lender accepts no ownership % breakdown - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3525843 |
| XXXXXX-2025-NQM4-129 |  | D B A | Closed | FCOM4028 | 2025-03-04 09:48 | 2025-03-06 15:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3523199 |
| XXXXXX-2025-NQM4-129 |  | D B A | Closed | FVAL5385 | 2025-03-04 12:49 | 2025-03-05 10:05 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-As per guide, To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months.<br> \*Exception form is provided to allow property for sale in last 6 months. With taking 5 y PPP now and renting.<br> \*Exception form is on page #204 of 229<br> \*Approved Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-03/04/2025 |  | Waived-As per guide, To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months.<br> \*Exception form is provided to allow property for sale in last 6 months. With taking 5 y PPP now and renting.<br> \*Exception form is on page #204 of 229<br> \*Approved Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-03/04/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3525865 |
| XXXXXX-2025-NQM4-130 |  | D A | Closed | FCRE3653 | 2025-03-05 11:37 | 2025-03-13 07:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing letter of explanation | Resolved-corrected app fixing declaration question now present - Due Diligence Vendor-03/13/2025 <br>Ready for Review-Document Uploaded. Cash was not needed for this transaction. Please see attached updated 1003. - Buyer-03/13/2025 <br>Open-Final 1003 Pg.#45 , declaration point 5a. (C): Checked yes for borrowing money # 165k but no document or LOX in the file for the same. - Due Diligence Vendor-03/05/2025 |  | Resolved-corrected app fixing declaration question now present - Due Diligence Vendor-03/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3535309 |
| XXXXXX-2025-NQM4-130 |  | D A | Closed | FCOM4028 | 2025-03-04 12:03 | 2025-03-07 04:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3525289 |
| XXXXXX-2025-NQM4-131 |  | D A C | Closed | 2260 | 2025-03-07 08:00 | 2025-03-10 06:48 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepayment per lender - Due Diligence Vendor-03/10/2025 <br>Ready for Review-Document Uploaded. There is no prepayment penalty on this loan. Please see attached Lock confirmation - Buyer-03/07/2025 <br>Open-confirm none - Due Diligence Vendor-03/07/2025 |  | Resolved-no prepayment per lender - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3554599 |
| XXXXXX-2025-NQM4-131 |  | D A C | Closed | FCOM4028 | 2025-03-05 09:13 | 2025-03-07 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3532408 |
| XXXXXX-2025-NQM4-132 |  | D A | Closed | FCOM4028 | 2025-03-07 10:08 | 2025-03-10 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3556696 |
| XXXXXX-2025-NQM4-133 |  | D B A | Closed | FCRE9991 | 2025-03-07 09:21 | 2025-03-12 07:38 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DSCR score to correct score of .77 - Due Diligence Vendor-03/12/2025 <br> Ready for Review-Document Uploaded. DSCR was recalculated to 0.77 with 1007 rent income of [Redacted]. Please find 1008 and Lock Form. - Buyer-03/11/2025 <br> Counter-can only accept lease if in sellers name and have proof of 2 months payments received. Lease is not in seller name and do not have proof of 2 months payments received. Need waiver to use lease and the $[Redacted]/rents - Due Diligence Vendor-03/11/2025 <br> Ready for Review-Document Uploaded. [Redacted] rental income is taken from the Lease Agreement from [Redacted]. First payment date is [Redacted], so this will cover monthly payments. - Buyer-03/11/2025 <br> Open-\* DSCR is off by 0.34% , Lender's score 1.114<br> > 1008 indicates a rent of [Redacted] but no supportive docs in file, 1007 page 36, reflect $[Redacted]. PITI Matches. DSCR should be 0.77 : $[Redacted]<br> - Due Diligence Vendor-03/07/2025 |  | Resolved-lender updated DSCR score to correct score of .77 - Due Diligence Vendor-03/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3556128 |
| XXXXXX-2025-NQM4-133 |  | D B A | Closed | FCOM4028 | 2025-03-07 07:09 | 2025-03-11 04:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt. - Buyer-03/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3554028 |
| XXXXXX-2025-NQM4-133 |  | D B A | Closed | FCRE1194 | 2025-03-07 09:12 | 2025-03-10 14:28 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-\*Per Guide PUD New Construction LTV should be [Redacted]%<br> \*Exception provided to consider [Redacted]<br> \*Exception pg.#318 of 446<br> \*Approved with Condition: 0.5 to price - Due Diligence Vendor-03/07/2025 |  | Waived-\*Per Guide PUD New Construction LTV should be [Redacted]%<br> \*Exception provided to consider [Redacted]<br> \*Exception pg.#318 of 446<br> \*Approved with Condition: 0.5 to price - Due Diligence Vendor-03/07/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3555636 |
| XXXXXX-2025-NQM4-134 |  | D A | Closed | FCOM4028 | 2025-03-07 10:16 | 2025-03-11 04:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3556782 |
| XXXXXX-2025-NQM4-135 |  | D A | Closed | FCOM4028 | 2025-03-10 02:33 | 2025-03-10 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3566538 |
| XXXXXX-2025-NQM4-136 |  | D A | Closed | FCOM4028 | 2025-03-10 09:15 | 2025-03-12 05:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-03/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3569575 |
| XXXXXX-2025-NQM4-137 |  | D A C | Closed | FCOM5814 | 2025-03-12 08:08 | 2025-03-17 09:15 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-proof CD sent electronic now present - Due Diligence Vendor-03/17/2025 <br>Ready for Review-Document Uploaded. Please review uploaded proof that CD 03/03 was sent electonically. - Buyer-03/14/2025 <br>Open-Provide evidence CD 03/03/2025 was electronically sent. - Due Diligence Vendor-03/12/2025 |  | Resolved-proof CD sent electronic now present - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3590615 |
| XXXXXX-2025-NQM4-137 |  | D A C | Closed | FCOM4028 | 2025-03-12 06:33 | 2025-03-13 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3589512 |
| XXXXXX-2025-NQM4-138 |  | D A | Closed | FCOM4028 | 2025-03-11 16:14 | 2025-03-14 05:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3586679 |
| XXXXXX-2025-NQM4-139 |  | D A | Closed | FCOM4028 | 2025-03-12 08:22 | 2025-03-13 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3590827 |
| XXXXXX-2025-NQM4-140 |  | D B A | Closed | FCRE1995 | 2025-03-13 14:26 | 2025-03-17 11:31 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-proof EMD cleared now present - Due Diligence Vendor-03/17/2025 <br> Ready for Review-Document Uploaded. - Buyer-03/17/2025 <br> Open-Partial EMD $[Redacted] withdrawal proof is missing in file. <br> Note: Check#[Redacted] is on pg.# 58 dated 01/28/2025 but this date statement is missing in the file. - Due Diligence Vendor-03/13/2025 |  | Resolved-proof EMD cleared now present - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3607676 |
| XXXXXX-2025-NQM4-140 |  | D B A | Closed | FCOM4028 | 2025-03-13 09:18 | 2025-03-14 15:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3603250 |
| XXXXXX-2025-NQM4-140 |  | D B A | Closed | FCRE1200 | 2025-03-13 12:13 | 2025-03-13 14:55 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per guide min loan is [Redacted]<br> \*Exception provided for Loan amount $9[Redacted]<br> \*Exception Pg.#357 of 406<br> \*Approved with condition: 0.25 to price, [Redacted] max - Due Diligence Vendor-03/13/2025 |  | Waived-\*As per guide min loan is [Redacted]<br> \*Exception provided for Loan amount $[Redacted]<br> \*Exception Pg.#357 of 406<br> \*Approved with condition: 0.25 to price, [Redacted] max - Due Diligence Vendor-03/13/2025 |  | No credit events past 40 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3605795 |
| XXXXXX-2025-NQM4-141 |  | D B A | Closed | FCRE9991 | 2025-03-17 04:56 | 2025-03-19 08:57 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated and score now matches - Due Diligence Vendor-03/19/2025 <br>Ready for Review-Document Uploaded. Assessment of$182 was added to page 2 as per the first appraisal that was not accepted.<br> It needs to be removed, since per the accepted appraisal there's no any special assessment on the property.<br> It is now has been removed and updated docs uploaded. - Buyer-03/18/2025 <br>Open-Originator DSCR Is 1.480 and the Calculated DSCR is 1.758, the Variance is 0.278.<br> Calculated Rent amount from 1007 in page #141<br> DSCR calculation : Rent amount $1,700/ PITIA $966.89 = 1.758. Lender considered other amount of $182.00 in DSCR calculations but there is no supporting document to verify the same. - Due Diligence Vendor-03/17/2025 |  | Resolved-tape updated and score now matches - Due Diligence Vendor-03/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3623185 |
| XXXXXX-2025-NQM4-141 |  | D B A | Closed | FCOM4028 | 2025-03-16 22:39 | 2025-03-18 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Ready for Review-File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-03/18/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3622100 |
| XXXXXX-2025-NQM4-141 |  | D B A | Closed | FVAL5385 | 2025-03-17 04:59 | 2025-03-17 06:25 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Subject property Listed for sale on 09/07/2024 and cancelled on 11/08/2024 per Appraisal Report page #134 which is within 6 months of closing date 03/12/2025, however we have exception in page#339<br> - Due Diligence Vendor-03/17/2025 |  | Waived-Subject property Listed for sale on 09/07/2024 and cancelled on 11/08/2024 per Appraisal Report page #134 which is within 6 months of closing date 03/12/2025, however we have exception in page#339<br> - Due Diligence Vendor-03/17/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #403<br> 5+ years credit history - Oldest tradeline date in CBR page # 403 is 10/07/2005<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #403 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3623200 |
| XXXXXX-2025-NQM4-141 |  | D B A | Closed | FPRO1251 | 2025-03-17 05:00 | 2025-03-17 06:24 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Subject property is in Commercial Community / General Zoning per Appraisal Report page #134 which is Legal non-conforming zoning, however we have exception in page#340 - Due Diligence Vendor-03/17/2025 |  | Waived-Subject property is in Commercial Community / General Zoning per Appraisal Report page #134 which is Legal non-conforming zoning, however we have exception in page#340 - Due Diligence Vendor-03/17/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #403<br> 5+ years credit history - Oldest tradeline date in CBR page # 403 is 10/07/2005<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #403 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3623202 |
| XXXXXX-2025-NQM4-142 |  | D B A | Closed | FCOM4028 | 2025-03-17 11:55 | 2025-03-18 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-03/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3628164 |
| XXXXXX-2025-NQM4-142 |  | D B A | Closed | FVAL9739 | 2025-03-17 14:02 | 2025-03-17 14:02 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-1 of 3 comparables are > 4 miles from subject. New construction condo. Comps exceeds max distance. <br> Pg. 67 - Due Diligence Vendor-03/17/2025 |  | Waived-1 of 3 comparables are > 4 miles from subject. New construction condo. Comps exceeds max distance. <br> Pg. 67 - Due Diligence Vendor-03/17/2025<br>|  | Compensating Factors<br> Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 03/07/2025 | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3630028 |
| XXXXXX-2025-NQM4-142 |  | D B A | Closed | FVAL5474 | 2025-03-17 14:01 | 2025-03-17 14:01 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Single entity (the developer) owns > 25% of units<br> Comments New construction - The developer owns 206 (>25%) units as closings have not yet started. Low DTI, no credit<br> events Pg 66<br> - Due Diligence Vendor-03/17/2025 |  | Waived-Single entity (the developer) owns > 25% of units<br> Comments New construction - The developer owns 206 (>25%) units as closings have not yet started. Low DTI, no credit<br> events Pg 66<br> - Due Diligence Vendor-03/17/2025<br>|  | Compensating Factors<br> Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 03/07/2025 max CLTV 65%, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3630021 |
| XXXXXX-2025-NQM4-143 |  | D B A | Closed | FCOM4028 | 2025-03-14 12:47 | 2025-03-18 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3616753 |
| XXXXXX-2025-NQM4-143 |  | D B A | Closed | FVAL5474 | 2025-03-14 15:25 | 2025-03-14 15:25 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception form provided for material deficiencies and non-life threatening repairs<br> Exception page# 101 of 151<br> Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-03/14/2025 |  | Waived-Exception form provided for material deficiencies and non-life threatening repairs<br> Exception page# 101 of 151<br> Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-03/14/2025<br>|  | Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3618665 |
| XXXXXX-2025-NQM4-144 |  | D A | Closed | FCOM4028 | 2025-03-17 10:31 | 2025-03-19 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3626880 |
| XXXXXX-2025-NQM4-145 |  | D A | Closed | FCOM4028 | 2025-03-17 15:22 | 2025-03-19 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3630900 |
| XXXXXX-2025-NQM4-146 |  | D B A | Closed | FCRE0409 | 2025-03-19 08:06 | 2025-03-26 04:44 | Resolved | 1 - Information C A | Credit | Eligibility | Subject loan Junior Lien program not qualified under guidelines - Ineligible First Lien program | Resolved-lender has verified that via a modification, the loan is now fully indexed and no longer IO. - Due Diligence Vendor-03/26/2025 <br>Ready for Review-Document Uploaded. please see attached email with suw clarifying and the docs supporting - Buyer-03/25/2025 <br>Open-1st lien if is Interest only : Per guide it is not eligible<br> Note: refer NOTE doc pg.# 609 - Due Diligence Vendor-03/19/2025 |  | Resolved-lender has verified that via a modification, the loan is now fully indexed and no longer IO. - Due Diligence Vendor-03/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3645855 |
| XXXXXX-2025-NQM4-146 |  | D B A | Closed | FCOM4028 | 2025-03-18 07:27 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3634683 |
| XXXXXX-2025-NQM4-146 |  | D B A | Closed | FCRE2828 | 2025-03-18 12:06 | 2025-03-19 08:13 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Credit Event - As per Guide [Redacted] considers Loan Modification as a prior Credit Event.<br> Exception form provided to allow Loan modification in last 48 months. Supported Lox :pg.# 367.<br> Exception form page #593<br> Approved Conditions : Subject to CUW full value review & another Bank Statements account - Due Diligence Vendor-03/18/2025 |  | Waived-Credit Event - As per Guide [Redacted] considers Loan Modification as a prior Credit Event.<br> Exception form provided to allow Loan modification in last 48 months. Supported Lox :pg.# 367.<br> Exception form page #593<br> Approved Conditions : Subject to CUW full value review & another Bank Statements account - Due Diligence Vendor-03/18/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3639133 |
| XXXXXX-2025-NQM4-147 |  | D A | Closed | FCRE1194 | 2025-03-19 08:32 | 2025-03-26 13:03 | Resolved | 1 - Information C A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-lender has reviewed and determined borrower was a part of prior life estate. Quit claim is present but only to remove from life estate which borrower was a trustee. this is acceptable for seasoning. - Due Diligence Vendor-03/26/2025 <br>Ready for Review-Document Uploaded. I believe they are referring to the Warranty Deed in the file. There was no quit claim deed in the last 12 months. The borrower has had some interest in the subject property since at least 2012. This is proven by the fact that the mortgage tied to the subject property that was paid off with this transaction is on the borrower's credit report.<br> - Buyer-03/26/2025 <br>Open-max [Redacted] because borrower was quit claimed on title less than 12 months ago. Exceeds this - Due Diligence Vendor-03/19/2025 |  | Resolved-lender has reviewed and determined borrower was a part of prior life estate. Quit claim is present but only to remove from life estate which borrower was a trustee. this is acceptable for seasoning. - Due Diligence Vendor-03/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3646247 |
| XXXXXX-2025-NQM4-147 |  | D A | Closed | FCRE1205 | 2025-03-19 08:31 | 2025-03-26 13:00 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-03/26/2025 <br> Ready for Review-Document Uploaded. There is no concern with the possible OFAC finding. Details about the finding are in the report. The matched name is [Redacted] (same as the borrower), but this person was born in [Redacted]. The borrower was born in [Redacted]. This is not the same person. - Buyer-03/26/2025 <br> Open-OFAC Check Not Completed and/or Cleared OFAC hit not cleared - Due Diligence Vendor-03/19/2025 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-03/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3646236 |
| XXXXXX-2025-NQM4-147 |  | D A | Closed | FCOM4028 | 2025-03-19 06:58 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3645115 |
| XXXXXX-2025-NQM4-148 |  | D A | Closed | FCRE9991 | 2025-03-18 16:46 | 2025-03-20 14:37 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DSCR score. - Due Diligence Vendor-03/20/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/20/2025 <br>Open-DSCR is off by 0.071. Lender's score 1.096<br> Lender 1008 indicates a rent of $8,545. Docs in file, 1007 page #31 of 608 reflect $8545. PITI Matches. No lease or other indicator to support any other rent per Lender if any.<br> > Calculation: $8545/$7,323.30 = 1.167 should be the actual score. Unable to verify how lender calculated the DSCR score - Due Diligence Vendor-03/18/2025 |  | Resolved-lender updated DSCR score. - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3642045 |
| XXXXXX-2025-NQM4-148 |  | D A | Closed | FCOM4028 | 2025-03-18 15:16 | 2025-03-19 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3641400 |
| XXXXXX-2025-NQM4-149 |  | D B A | Closed | FCRE8800 | 2025-03-21 14:25 | 2025-04-01 15:13 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-Document Uploaded. lender provided valid comp factors. - Due Diligence Vendor-04/01/2025 <br> Counter-still need one more comp factor. Cannot use LTV >10% lower when LTV was capped at [Redacted]% because of the exception - Due Diligence Vendor-03/27/2025 <br> Ready for Review-Document Uploaded. Please see attached updated exception form - Buyer-03/27/2025 <br> Open-Exception on page 110 of 131 shows compensating factor DTI>=10% lower than loan program, DTI is[Redacted]. - Due Diligence Vendor-03/21/2025 |  | Resolved-Document Uploaded. lender provided valid comp factors. - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3672234 |
| XXXXXX-2025-NQM4-149 |  | D B A | Closed | FCRE6763 | 2025-03-19 14:59 | 2025-04-01 15:13 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Document Uploaded. - Due Diligence Vendor-04/01/2025 <br>Waived-As per guide, all parties listed on personal bank account must also be borrowers on the loan.<br> \*Exception form is provided to allow additional person reported on personal bank statement is not on the loan.<br> \*Approved Conditions: 0.25 to price, <br> max<br> \*Exception form is on page #110 of 131 - Due Diligence Vendor-03/19/2025 |  | Waived-Document Uploaded. - Due Diligence Vendor-04/01/2025 <br>Waived-As per guide, all parties listed on personal bank account must also be borrowers on the loan.<br> \*Exception form is provided to allow additional person reported on personal bank statement is not on the loan.<br> \*Approved Conditions: 0.25 to price, <br> max<br> \*Exception form is on page #110 of 131 - Due Diligence Vendor-03/19/2025<br>|  | Residential income >=3000$, Credit score >40 points than minimum required; no credit events in past 40 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3651786 |
| XXXXXX-2025-NQM4-149 |  | D B A | Closed | FCRE9549 | 2025-03-19 15:01 | 2025-03-25 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-resolved with lender comments- old account not concerned - Due Diligence Vendor-03/25/2025 <br> Ready for Review-This account has not been active since 2022 and is not an active debt. There are no past due payments or lates listed on the tradeline, this is most likely a reporting error and does not need to be taken into account. - Buyer-03/25/2025 <br> Open-[Redacted], revolving account reflecting on Credit Report page #66 of 131 only monthly payment is provided & balance is blank, not considered by lender as well. <br> Note: Need payment proof for the remaining monthly $25 paid in. Account still shows open. - Due Diligence Vendor-03/19/2025 |  | Resolved-resolved with lender comments- old account not concerned - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3651805 |
| XXXXXX-2025-NQM4-149 |  | D B A | Closed | FCOM4028 | 2025-03-19 12:42 | 2025-03-21 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3650248 |
| XXXXXX-2025-NQM4-150 |  | D B A C | Closed | FCOM1264 | 2025-03-20 08:27 | 2025-03-24 07:56 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Right of Rescission is Not Executed | Resolved-ROR forms completely filled out and executed now present - Due Diligence Vendor-03/24/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/24/2025 <br>Open-Right of Rescission is Not Executed and the 1003 Page Occupancy status is 'Primary Residence'. ROR's do not contain the date of recission period expiration. Blank - Pages 349+ , other copy 400+ - Due Diligence Vendor-03/20/2025 |  | Resolved-ROR forms completely filled out and executed now present - Due Diligence Vendor-03/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3657112 |
| XXXXXX-2025-NQM4-150 |  | D B A C | Closed | FCOM4028 | 2025-03-20 08:01 | 2025-03-20 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3656650 |
| XXXXXX-2025-NQM4-150 |  | D B A C | Closed | FPRO116 | 2025-03-20 09:06 | 2025-03-20 09:06 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Exception page 605 to permit appraised value in lieu of acquisition price in 06/2024. - Due Diligence Vendor-03/20/2025 |  | Waived-Exception page 605 to permit appraised value in lieu of acquisition price in 06/2024. - Due Diligence Vendor-03/20/2025<br>|  | 5 yrs current job, 10 yrs same line of employment, No credit events past 40 months, 5+ yrs credit history, Reserves > 6 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3657721 |
| XXXXXX-2025-NQM4-151 |  | D B A | Closed | FCRE4989 | 2025-03-20 14:36 | 2025-04-01 08:53 | Waived | 2 - Non-Material C B | Credit | Closing | Collections, liens or judgments not paid at closing | Waived-Collection is above $[Redacted] limit and was not paid. Waiver provided. - Due Diligence Vendor-04/01/2025 <br> Ready for Review-Document Uploaded. - Buyer-04/01/2025 <br> Counter-disagree. For the Super Prime Program and the DSCR Investment Credit Grade, collection and charge- off balances exceeding the amounts listed above must be paid in full. This is guide and this was not paid. Finding is valid. - Due Diligence Vendor-03/26/2025 <br> Ready for Review-Reserves has been collected on this file for this collection. It is misinterpreted the guidelines. They have enough funds to pay this off. - Buyer-03/26/2025 <br> Open-\* Collection account on pg.#44 for $3,396 is above the limit of 2,500: DSCR guide not meeting the requirement. - Due Diligence Vendor-03/20/2025 |  | Waived-Collection is above $2500 limit and was not paid. Waiver provided. - Due Diligence Vendor-04/01/2025<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 3662878 |
| XXXXXX-2025-NQM4-151 |  | D B A | Closed | FCOM4028 | 2025-03-20 12:34 | 2025-03-25 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3660993 |
| XXXXXX-2025-NQM4-152 |  | D A C | Closed | FCRE9991 | 2025-03-25 06:13 | 2025-03-27 13:28 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR update and score matches at 1.65 - Due Diligence Vendor-03/27/2025 <br>Ready for Review-Document Uploaded. Updated tape uploaded with DSCR 1.654 - Buyer-03/27/2025 <br>Counter-still need updated tape. tape submitted has DSCR of 2.276. if you want to use actual rents then DCR is 1.655 and need tape updated - Due Diligence Vendor-03/26/2025 <br>Ready for Review-DSCR is 1.654.Actual rent disclosed on appraisal is $5900/ PITIA $3565.49=1.654. It is a refinance transaction ,we went by actual rent,not market rent. - Buyer-03/26/2025 <br>Open-Originator DSCR Is 2.276 and the Calculated DSCR is 2.328, the Variance is 0.052. Calculated Rent amount from Appraisal Report in page # 14 of 806 <br> DSCR calculation: Rent amount $8,300 / PITIA $3,565.49 = 2.328 - Due Diligence Vendor-03/25/2025 |  | Resolved-DSCR update and score matches at 1.65 - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3687133 |
| XXXXXX-2025-NQM4-152 |  | D A C | Closed | 2260 | 2025-03-25 14:58 | 2025-03-26 13:50 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-03/26/2025 <br>Ready for Review-Lock is reflecting PPP is 0 - Buyer-03/26/2025 <br>Open-confirm none - Due Diligence Vendor-03/25/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-03/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3693335 |
| XXXXXX-2025-NQM4-152 |  | D A C | Closed | FCOM4028 | 2025-03-25 04:03 | 2025-03-25 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3686391 |
| XXXXXX-2025-NQM4-153 |  | D A | Closed | FCOM4028 | 2025-03-25 01:19 | 2025-03-25 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3685960 |
| XXXXXX-2025-NQM4-154 |  | D B A | Closed | FCOM4028 | 2025-03-24 07:52 | 2025-03-25 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt. - Buyer-03/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3678473 |
| XXXXXX-2025-NQM4-154 |  | D B A | Closed | FCRE1174 | 2025-03-24 10:42 | 2025-03-25 07:32 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception form provided for Actual Cash Value for roofs older than 15 years. The subject property's roof was replaced in 2024, so it's not older. However no documentation it's being renewed every 15 years can be provided. As per Budget Estimated Remaining Useful Roof life is 20 years.<br> Exception form page#544 of 752<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-03/24/2025 |  | Waived-Exception form provided for Actual Cash Value for roofs older than 15 years. The subject property's roof was replaced in 2024, so it's not older. However no documentation it's being renewed every 15 years can be provided. As per Budget Estimated Remaining Useful Roof life is 20 years.<br> Exception form page#544 of 752<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-03/24/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3680828 |
| XXXXXX-2025-NQM4-155 |  | D A C | Closed | FPRO1136 | 2025-03-25 04:12 | 2025-03-31 08:02 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-lender provided alternative to 1004D as the cost to cure was minimal - Due Diligence Vendor-03/31/2025 <br>Ready for Review-Appraisal page 11 for addendum. - Buyer-03/28/2025 <br>Ready for Review-Document Uploaded. Per FNMA we can accept attestation letters in lieu of 1004D. With $200 cost to cure it could even be made as is as cost to cure is less than $5000. Requirements for Verifying Completion and Postponed Improvements - Fannie Mae<br> Generally, improvements, alterations, and repairs on the subject property must be complete when the mortgage is sold to Fannie Mae. Lenders must obtain evidence of completion and Fannie Mae allows for a variety of methods depending on the type of valuation method and condition (completion, alteration, or repair) that must be confirmed.<br> selling-guide.fanniemae.com - Buyer-03/28/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis Please Provide 1004D Completion Report as it is missing in the File and property is 'Subject To Repairs' per Appraisal Report in Page #139 - Due Diligence Vendor-03/25/2025 |  | Resolved-lender provided alternative to 1004D as the cost to cure was minimal - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3686430 |
| XXXXXX-2025-NQM4-155 |  | D A C | Closed | FCOM4028 | 2025-03-25 01:33 | 2025-03-25 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3686015 |
| XXXXXX-2025-NQM4-156 |  | D A | Closed | FCOM4028 | 2025-03-25 14:15 | 2025-03-27 08:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3693018 |
| XXXXXX-2025-NQM4-157 |  | D A | Closed | FCOM4028 | 2025-03-26 12:58 | 2025-03-27 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3702218 |
| XXXXXX-2025-NQM4-158 |  | D B C A | Closed | FCRE1158 | 2025-03-26 09:53 | 2025-04-18 06:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-mortgagee clause now correct with ISAOA ATIMA - Due Diligence Vendor-04/18/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/18/2025 <br>Open- - ISAOA ATIMA missing from mortgagee clause - Due Diligence Vendor-03/26/2025 |  | Resolved-mortgagee clause now correct with ISAOA ATIMA - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3699561 |
| XXXXXX-2025-NQM4-158 |  | D B C A | Closed | FCRE3876 | 2025-03-26 09:52 | 2025-04-15 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O now present - Due Diligence Vendor-04/15/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/15/2025 <br>Open-Title O&E Policy is Missing or Expired - missing - Due Diligence Vendor-03/26/2025 |  | Resolved-E&O now present - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3699555 |
| XXXXXX-2025-NQM4-158 |  | D B C A | Closed | FCRE9994 | 2025-03-26 09:56 | 2025-04-15 07:20 | Waived | 2 - Non-Material C B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-waiver to allow use of appraised value since acquired within last 12 months. Property was acquired within the last 12 months. Use recent Appraised value of $[Redacted]<br> - Due Diligence Vendor-04/15/2025 <br> Ready for Review-Document Uploaded. - Seller-04/14/2025 <br> Open-- Max [Redacted] - this loan closed with a [Redacted] LTV. Property purchase Jan 2024 so lesser of original purchase price or appraised value must be used. Purchase price of $[Redacted] and no documented improvements provided. Using appraised value of $[Redacted] the LTV would be [Redacted]% Final approval and 1008 in file from lender were submitted at [Redacted]% LTV - Due Diligence Vendor-03/27/2025 | Ready for Review-Document Uploaded. - Seller-04/14/2025<br>| Waived-waiver to allow use of appraised value since acquired within last 12 months. Property was acquired within the last 12 months. Use recent Appraised value of [Redacted]<br> - Due Diligence Vendor-04/15/2025 |  | No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 3699591 |
| XXXXXX-2025-NQM4-158 |  | D B C A | Closed | FVAL1039 | 2025-03-26 09:53 | 2025-04-09 05:01 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-missing value support now present - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/09/2025 <br>Open- - missing AVM or Desk Review. (CU scores 2.9 and 4.5) - Due Diligence Vendor-03/26/2025 |  | Resolved-missing value support now present - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3699567 |
| XXXXXX-2025-NQM4-158 |  | D B C A | Closed | 2260 | 2025-03-27 05:01 | 2025-03-31 09:50 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender comments - Due Diligence Vendor-03/31/2025 <br>Ready for Review-no PPP - Seller-03/28/2025 <br>Open-confirm none - Due Diligence Vendor-03/27/2025 | Ready for Review-no PPP - Seller-03/28/2025<br>| Resolved-no prepay per lender comments - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3706465 |
| XXXXXX-2025-NQM4-158 |  | D B C A | Closed | FCOM4028 | 2025-03-26 09:11 | 2025-03-27 05:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3698743 |
| XXXXXX-2025-NQM4-159 |  | D A | Closed | FCRE1491 | 2025-03-27 09:32 | 2025-04-02 09:08 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor wire showing donor name now present to support source of gift - Due Diligence Vendor-04/02/2025 <br> Ready for Review-Document Uploaded. Please see the wire transfer verification. - Buyer-04/01/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift Deposited to Escrow: $[Redacted]. Gift letter is on page #67,69 of 436. Donor source in the amount of $[Redacted] missing in file. - Due Diligence Vendor-03/27/2025 |  | Resolved-donor wire showing donor name now present to support source of gift - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3709556 |
| XXXXXX-2025-NQM4-159 |  | D A | Closed | FCOM4028 | 2025-03-27 07:36 | 2025-03-31 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3707804 |
| XXXXXX-2025-NQM4-160 |  | D A | Closed | FCOM4028 | 2025-03-27 10:35 | 2025-03-31 11:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 3710481 |
| XXXXXX-2025-NQM4-161 |  | D A | Closed | FCRE9991 | 2025-03-31 09:12 | 2025-04-03 08:15 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender corrected income and DTI now matches at [Redacted] - Due Diligence Vendor-04/03/2025 <br> Ready for Review-Document Uploaded. 15% expense ratio was applied by Sr. UW. DTI is [Redacted]% now. Please see attached Lock confirmation - Buyer-04/02/2025 <br> Open- - DTI should be [Redacted]%. Approval is [Redacted]% - Both personal and business bank statements used for income. Difference in DTI is due to 15% expense ratio not applied to the personal bank statements. Lower income used. - Due Diligence Vendor-03/31/2025 |  | Resolved-lender corrected income and DTI now matches at [Redacted] - Due Diligence Vendor-04/03/2025 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3730570 |
| XXXXXX-2025-NQM4-161 |  | D A | Closed | FCOM4028 | 2025-03-31 08:02 | 2025-04-01 11:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3729612 |
| XXXXXX-2025-NQM4-162 |  | D B A | Closed | FCRE6019 | 2025-03-29 10:22 | 2025-04-03 08:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-I797 provided - Due Diligence Vendor-04/03/2025 <br>Ready for Review-Document Uploaded. we have I-797C - Buyer-04/02/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing EA Card in file expired 03/10/2024 - page 244. - Due Diligence Vendor-03/29/2025 |  | Resolved-I797 provided - Due Diligence Vendor-04/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3725839 |
| XXXXXX-2025-NQM4-162 |  | D B A | Closed | FCOM4028 | 2025-03-29 10:11 | 2025-03-31 12:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3725824 |
| XXXXXX-2025-NQM4-162 |  | D B A | Closed | FVAL5472 | 2025-03-29 11:07 | 2025-03-29 11:07 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Page 448 - Exception for subject property < 500 sq ft at 352 sq ft. - Due Diligence Vendor-03/29/2025 |  | Waived-Page 448 - Exception for subject property < 500 sq ft at 352 sq ft. - Due Diligence Vendor-03/29/2025<br>|  | DTI > 10% below program maximum, No credit events past 40 months, 5+ yrs credit history, No consumer lats last 24 months, Bwr contribution exceeds requirements >5%. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3725923 |
| XXXXXX-2025-NQM4-163 |  | D A | Closed | FCRE1995 | 2025-03-31 11:25 | 2025-04-07 06:48 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD transfer now present - Due Diligence Vendor-04/07/2025 <br>Ready for Review-Document Uploaded. There is an escrow deposit form on file showing two EMDs sent. page 367 of 492, added snip for reference - Buyer-04/04/2025 <br>Open-Only partial deposit of earnest money is provided on page 9<br>No other proof of deposits in file - Due Diligence Vendor-03/31/2025 |  | Resolved-EMD transfer now present - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3732400 |
| XXXXXX-2025-NQM4-163 |  | D A | Closed | FCOM4028 | 2025-03-31 10:33 | 2025-04-01 13:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3731830 |
| XXXXXX-2025-NQM4-164 |  | D B A | Closed | FCRE1228 | 2025-04-01 08:37 | 2025-04-08 05:18 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived- - Due Diligence Vendor-04/08/2025 <br>Waived-Exception on page 542<br>9 NFSs in the last 12 months<br>Approved with conditions of +0.5 to price, [Redacted] max - Due Diligence Vendor-04/01/2025 |  | Waived- - Due Diligence Vendor-04/08/2025 <br>Waived-Exception on page 542<br>9 NFSs in the last 12 months<br>Approved with conditions of +0.5 to price, [Redacted] max - Due Diligence Vendor-04/01/2025<br>|  | 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit<br> history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3740878 |
| XXXXXX-2025-NQM4-164 |  | D B A | Closed | FCRE7236 | 2025-04-01 08:38 | 2025-04-08 05:18 | Waived | 2 - Non-Material B | Credit | Eligibility | Consumer lates exceed guidelines | Waived-Exception on page 450 <br> 30-day late payment in January, no 2 months of cancelled check (payment proof) <br> Approved with condtions of 0.25 to the price - Due Diligence Vendor-04/01/2025 |  | Waived-Exception on page 450 <br> 30-day late payment in January, no 2 months of cancelled check (payment proof) <br> Approved with condtions of 0.25 to the price - Due Diligence Vendor-04/01/2025<br>|  | 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit<br> history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3740914 |
| XXXXXX-2025-NQM4-164 |  | D B A | Closed | FCRE8800 | 2025-04-02 12:13 | 2025-04-08 05:18 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-updated comp factors now present - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Document Uploaded. Both exception forms have been revised. - Buyer-04/07/2025 <br> Open- LTV [Redacted]% below maximum not acceptable since LTV capped at [Redacted]% on waiver - Due Diligence Vendor-04/02/2025 |  | Resolved-updated comp factors now present - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3754517 |
| XXXXXX-2025-NQM4-164 |  | D B A | Closed | FCOM4028 | 2025-04-01 07:51 | 2025-04-02 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3740235 |
| XXXXXX-2025-NQM4-165 |  | D A | Closed | FCOM4028 | 2025-04-01 11:00 | 2025-04-02 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3743061 |
| XXXXXX-2025-NQM4-166 |  | D B A | Closed | FCOM4028 | 2025-04-02 03:26 | 2025-04-03 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3748892 |
| XXXXXX-2025-NQM4-166 |  | D B A | Closed | FCRE1491 | 2025-04-02 05:14 | 2025-04-02 14:08 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Borrower liquidated their personal CD and Transferred the amount to another Bank account. Related Asset statements is in Page #113-134_Closing docs.pdf. However, Exception Form in the file page no #292- Closing docs.pdf. - Due Diligence Vendor-04/02/2025 |  | Waived-Borrower liquidated their personal CD and Transferred the amount to another Bank account. Related Asset statements is in Page #113-134_Closing docs.pdf. However, Exception Form in the file page no #292- Closing docs.pdf. - Due Diligence Vendor-04/02/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #34- Closing docs.pdf,<br> 3. Credit score >40 points than minimum required- Audited FICO Score is 800, Guideline Maximum FICO Score is 660 difference is 140, Which is Greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3749352 |
| XXXXXX-2025-NQM4-167 |  | D A | Closed | FCOM4028 | 2025-04-03 04:08 | 2025-04-04 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3760815 |
| XXXXXX-2025-NQM4-168 |  | D B A | Closed | FCOM4028 | 2025-04-03 09:02 | 2025-04-07 07:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3772789 |
| XXXXXX-2025-NQM4-168 |  | D B A | Closed | FCRE1200 | 2025-04-03 11:18 | 2025-04-03 11:18 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Minimum loan amount is $[Redacted]<br> \*Exception form is provided to allow loan amount of $[Redacted]<br> \*Approved Conditions :+0.25 to price<br> \*Exception form is on page #529 of 630<br> - Due Diligence Vendor-04/03/2025 |  | Waived-As per guide, Minimum loan amount is $[Redacted]<br> \*Exception form is provided to allow loan amount of $[Redacted]<br> \*Approved Conditions :+0.25 to price<br> \*Exception form is on page #529 of 630<br> - Due Diligence Vendor-04/03/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3775295 |
| XXXXXX-2025-NQM4-169 |  | D B A | Closed | FCOM4028 | 2025-04-04 08:16 | 2025-04-07 16:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3783392 |
| XXXXXX-2025-NQM4-169 |  | D B A | Closed | FVAL3954 | 2025-04-04 09:17 | 2025-04-04 09:20 | Waived | 2 - Non-Material B | Property | Property | Property Damage | Waived-Page 497 - Exception to permit critical repairs required in project-No safety issues (cannot determine issues as HOA cert states "read cover sheet"- which is not in file. - Due Diligence Vendor-04/04/2025 |  | Waived-Page 497 - Exception to permit critical repairs required in project-No safety issues (cannot determine issues as HOA cert states "read cover sheet"- which is not in file. - Due Diligence Vendor-04/04/2025<br>|  | No credit events past 40 months, 5+ yrs credit history, 2+ bwrs on loan, LTV 10% below program maximum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3784702 |
| XXXXXX-2025-NQM4-170 |  | D A | Closed | FCOM4028 | 2025-04-04 03:48 | 2025-04-07 17:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording Evidence of mortgage recording is missing - Due Diligence Vendor-04/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3781474 |
| XXXXXX-2025-NQM4-171 |  | D A | Closed | FCOM4028 | 2025-04-04 10:42 | 2025-04-08 07:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3785831 |
| XXXXXX-2025-NQM4-172 |  | D A | Closed | FCOM4028 | 2025-04-04 05:44 | 2025-04-07 07:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/07/2025 <br>Ready for Review-Loan was made in less than 60 days - Buyer-04/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3781932 |
| XXXXXX-2025-NQM4-173 |  | D A C | Closed | 2260 | 2025-04-08 14:18 | 2025-04-10 11:22 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments. no prepay - Due Diligence Vendor-04/10/2025 <br>Ready for Review-Document Uploaded. Confirmed, there is no prepayment penalty on this loan. Please see attached Lock confirmation form and screenshot from our system - Buyer-04/09/2025 <br>Open-confirm none - Due Diligence Vendor-04/08/2025 |  | Resolved-resolved with lender comments. no prepay - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3811363 |
| XXXXXX-2025-NQM4-173 |  | D A C | Closed | FCRE8712 | 2025-04-07 11:56 | 2025-04-10 11:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Verification of Rent | Resolved-lender corrected rent as was error in their system - Due Diligence Vendor-04/10/2025 <br>Ready for Review-Document Uploaded. This was corrected in our system to $1200. Please see attached updated Lock confirmation and 1008 form - Buyer-04/09/2025 <br>Open-Verification of Rent $2,000 considered by lender as Primary home expense is missing in the file.<br> Note: Per pg.# 243 to 248 the current lease agreement reads rent$1200 - Due Diligence Vendor-04/07/2025 |  | Resolved-lender corrected rent as was error in their system - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3798057 |
| XXXXXX-2025-NQM4-173 |  | D A C | Closed | FCOM4028 | 2025-04-04 13:40 | 2025-04-08 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3788456 |
| XXXXXX-2025-NQM4-174 |  | D B A | Closed | FVAL4940 | 2025-04-07 10:09 | 2025-04-14 07:47 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-FNMA approved condo so Limited qt is not needed per lender - Due Diligence Vendor-04/14/2025 <br>Ready for Review-As this project was approved by FNMA at the time of review by CUW, it means that it met the requirements of FNMA on single ownership and, automatically, it met the requirements of [Redacted]. - Buyer-04/11/2025 <br>Open-As per Condo Questionnaire available on page #611, Sigle entity own is marked as Yes, however how many units each own is missing to verify if is guide meeting or not. - Due Diligence Vendor-04/07/2025 |  | Resolved-FNMA approved condo so Limited qt is not needed per lender - Due Diligence Vendor-04/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 3796526 |
| XXXXXX-2025-NQM4-174 |  | D B A | Closed | FCOM4028 | 2025-04-07 08:16 | 2025-04-08 10:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 3794581 |
| XXXXXX-2025-NQM4-174 |  | D B A | Closed | FCRE1228 | 2025-04-07 10:12 | 2025-04-07 10:12 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 6 NSFs<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #682 - Due Diligence Vendor-04/07/2025 |  | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 6 NSFs<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #682 - Due Diligence Vendor-04/07/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 3796559 |
| XXXXXX-2025-NQM4-175 |  | D B A | Closed | FCRE5116 | 2025-04-08 07:47 | 2025-04-10 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-lender verified status and recent refi of property in question. Refi/d in Jan 2025 - Due Diligence Vendor-04/10/2025 <br> Ready for Review-Document Uploaded. Please see attached comments provided by Sr. UW along with payoff statement - Buyer-04/10/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting document to verify the address for Mortgage '[Redacted] with balance of $[Redacted]' reflecting in supplement report in page# 219_Credit pkg.pdf<br> Document in Page #193 reflects property that is recently Sold by Borrower but not sure that the payoff amount $[Redacted] reflecting in the document is for above mentioned Mortgage. Referred the same in Fraud Report Page #118_Credit Pkg - Due Diligence Vendor-04/08/2025 |  | Resolved-lender verified status and recent refi of property in question. Refi/d in Jan 2025 - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3805020 |
| XXXXXX-2025-NQM4-175 |  | D B A | Closed | FCOM4028 | 2025-04-08 05:59 | 2025-04-09 07:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3803893 |
| XXXXXX-2025-NQM4-175 |  | D B A | Closed | FCRE2828 | 2025-04-08 08:09 | 2025-04-08 11:21 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Loan Modification within 4 years for[Redacted] and Supporting documentation in Page #228_Credit Pkg which is not allowed per Guidelines. However, we have exception in page#334_Credit pkg.pdf - Due Diligence Vendor-04/08/2025 |  | Waived-Loan Modification within 4 years for Trust #6080 and Supporting documentation in Page #228_Credit Pkg which is not allowed per Guidelines. However, we have exception in page#334_Credit pkg.pdf - Due Diligence Vendor-04/08/2025<br>|  | 1. No mortgage late payments in the last 24 months - No Mortgage late payments in past 24 months per CBR Page #197_Credit pkg.pdf. Existing late payments till 02/2021<br> 2. 5+ years credit history - Oldest tradeline date in CBR page #197_Credit pkg.pdf is 06/01/1993<br> 3. Reserves >6 months - Calculated reserves in file is 32.32 months which is greater than 6 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3805313 |
| XXXXXX-2025-NQM4-176 |  | D B A | Closed | FCOM4028 | 2025-04-07 11:41 | 2025-04-08 04:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3797826 |
| XXXXXX-2025-NQM4-176 |  | D B A | Closed | FVAL5524 | 2025-04-07 12:10 | 2025-04-07 12:10 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for Subject is less than 500 square feet - page 1 - Due Diligence Vendor-04/07/2025 |  | Waived- - lender granted exception for Subject is less than 500 square feet - page 1 - Due Diligence Vendor-04/07/2025<br>|  | Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3798232 |
| XXXXXX-2025-NQM4-177 |  | D B A | Closed | FCRE1226 | 2025-04-07 16:25 | 2025-04-15 09:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal document is incomplete or partial | Resolved-corrected appraisal and leasehold appropriately marked now present - Due Diligence Vendor-04/15/2025 <br>Ready for Review-Document Uploaded. I uploaded the correct report in the file. - Buyer-04/14/2025 <br>Open-Appraisal marked as "Fee Simple" whereas Title and 1008 Reads "Lease Hold" refer Pg. no 575,339. - Due Diligence Vendor-04/07/2025 |  | Resolved-corrected appraisal and leasehold appropriately marked now present - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3801229 |
| XXXXXX-2025-NQM4-177 |  | D B A | Closed | FCOM4028 | 2025-04-07 15:15 | 2025-04-09 08:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3800772 |
| XXXXXX-2025-NQM4-177 |  | D B A | Closed | FVAL9739 | 2025-04-07 16:23 | 2025-04-07 16:23 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived--Asper guide the property land should be a "Fee Simple"<br> - Exception form provided to proceed with loans as condo property land is on "Lease hold".<br> - Approved Condition :- 0.25 to price, FNMA land lease requirements must be met<br> - Exception form on Pg. no 641 of 742 - Due Diligence Vendor-04/07/2025 |  | Waived--Asper guide the property land should be a "Fee Simple"<br> - Exception form provided to proceed with loans as condo property land is on "Lease hold".<br> - Approved Condition :- 0.25 to price, FNMA land lease requirements must be met<br> - Exception form on Pg. no 641 of 742 - Due Diligence Vendor-04/07/2025<br>|  | No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required, land lease agreement valid<br> till 2069 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3801221 |
| XXXXXX-2025-NQM4-178 |  | D B A | Closed | FCOM4028 | 2025-04-07 13:47 | 2025-04-09 10:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3799573 |
| XXXXXX-2025-NQM4-178 |  | D B A | Closed | FVAL5524 | 2025-04-07 15:03 | 2025-04-07 15:03 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Exception on page 410<br>The property has unpermitted structure. One car garage has been converted into a bonus room with a laundry area. This is typical for the area, however, unpermitted structure is included in value<br>Approved with conditions of 0.25 to price - Due Diligence Vendor-04/07/2025 |  | Waived-Exception on page 410<br>The property has unpermitted structure. One car garage has been converted into a bonus room with a laundry area. This is typical for the area, however, unpermitted structure is included in value<br>Approved with conditions of 0.25 to price - Due Diligence Vendor-04/07/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3800645 |
| XXXXXX-2025-NQM4-178 |  | D B A | Closed | FPRO1251 | 2025-04-07 15:01 | 2025-04-07 15:01 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Exception on page 411<br>Please contact your AE to submit for an Exception Approval for the following: The property is<br> located in [Redacted]. The zoning compliance is considered to be legal non-<br> conforming due to the fact that subject is not being used for commercial purposes.<br>Approved with conditions of [Redacted] MAX, 0.25 TO PRICE - Due Diligence Vendor-04/07/2025 |  | Waived-Exception on page 411<br>Please contact your AE to submit for an Exception Approval for the following: The property is<br> located in [Redacted]. The zoning compliance is considered to be legal non-<br> conforming due to the fact that subject is not being used for commercial purposes.<br>Approved with conditions of [Redacted] MAX, 0.25 TO PRICE - Due Diligence Vendor-04/07/2025 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3800603 |
| XXXXXX-2025-NQM4-179 |  | D A | Closed | FCOM9970 | 2025-04-08 09:28 | 2025-04-09 13:51 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-Service provider list now present . compliance passed - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Document Uploaded. Please see attached Compliance report - Buyer-04/09/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to complete Compliance testing without the missing Service Provider List. - Due Diligence Vendor-04/08/2025 |  | Resolved-Service provider list now present . compliance passed - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3806968 |
| XXXXXX-2025-NQM4-179 |  | D A | Closed | FCOM1797 | 2025-04-08 09:27 | 2025-04-09 13:50 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-missing service provider list now present - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Document Uploaded. Please see attached Service Provider List. - Buyer-04/09/2025 <br>Open-Provide the missing Service Provider List. - Due Diligence Vendor-04/08/2025 |  | Resolved-missing service provider list now present - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3806959 |
| XXXXXX-2025-NQM4-179 |  | D A | Closed | FCRE6737 | 2025-04-08 07:41 | 2025-04-09 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Income) | Resolved-LOE received and addresses employment move - Due Diligence Vendor-04/09/2025 <br> Ready for Review-Document Uploaded. Please see attached LOE - Buyer-04/09/2025 <br> Open-Bwr is wage earner with business address listed in [Redacted] - Bwr moving from [Redacted] to [Redacted]. Need LOE regarding employment continuance/impact (Remote, Satellite office, etc) - Due Diligence Vendor-04/08/2025 |  | Resolved-LOE received and addresses employment move - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3804927 |
| XXXXXX-2025-NQM4-179 |  | D A | Closed | FCOM4028 | 2025-04-08 06:42 | 2025-04-08 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3804216 |
| XXXXXX-2025-NQM4-180 |  | D B A | Closed | FCOM4028 | 2025-04-09 01:17 | 2025-04-09 12:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3814124 |
| XXXXXX-2025-NQM4-180 |  | D B A | Closed | FCRE8201 | 2025-04-09 08:13 | 2025-04-09 08:14 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Subject property is Lease hold per Title Report Page #420_Credit Pkg. However, Exception is in Page #367 - Due Diligence Vendor-04/09/2025 |  | Waived-Subject property is Lease hold per Title Report Page #420_Credit Pkg. However, Exception is in Page #367 - Due Diligence Vendor-04/09/2025<br>|  | 1. No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #2 of credit pkg.pdf. Last late payment on 10/2019.<br> 3. 5+ years credit history,-Oldest tradeline date in CBR page # 2 of Credit Package.pdf is <br> 06/01/1983<br> 4. Credit score >40 points than minimum required-Audited FICO 727 and Guideline maximum FICO 620 with difference 107 which is greater than 40<br> 5. Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 41.98% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3816276 |
| XXXXXX-2025-NQM4-181 |  | D A | Closed | FCOM4028 | 2025-04-08 10:15 | 2025-04-09 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3807765 |
| XXXXXX-2025-NQM4-182 |  | D A | Closed | FCOM4028 | 2025-04-08 13:06 | 2025-04-09 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3810435 |
| XXXXXX-2025-NQM4-183 |  | D A | Closed | FCRE9549 | 2025-04-09 13:51 | 2025-04-11 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-CD Present shows new lender loan paid off thru new refi - Due Diligence Vendor-04/11/2025 <br> Ready for Review-Document Uploaded. the borrowers are currently in process of doing another loan w/ [Redacted] that is currently in closing right now. not the final CD yet - Buyer-04/11/2025 <br> Open-B1-[Redacted] reflecting on credit report pg.# 180 of 380 reflecting as joint mortgage. BS on pg.# 202 & 207 of 380 is reflecting payments and again is a joint account but address on BS is not declared neither this account is considered in the assets. Same mortgage account on 1003 is declared under installment and paid off. But no proof for the same.<br> Note: confirmation proof and if belongs to other non borrower holder only is missing. - Due Diligence Vendor-04/09/2025 |  | Resolved-CD Present shows new lender loan paid off thru new refi - Due Diligence Vendor-04/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3821504 |
| XXXXXX-2025-NQM4-183 |  | D A | Closed | FCOM4028 | 2025-04-09 11:34 | 2025-04-10 12:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3819473 |
| XXXXXX-2025-NQM4-184 |  | D A | Closed | FCOM1233 | 2025-04-11 09:39 | 2025-04-14 08:54 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-04/14/2025 <br>Resolved-updated 1003 now present - Due Diligence Vendor-04/14/2025 <br>Ready for Review-Document Uploaded. Please find the updated 1003. - Buyer-04/11/2025 <br>Open-employment position and yrs in line or work are blank - Due Diligence Vendor-04/11/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-04/14/2025 <br>Resolved-updated 1003 now present - Due Diligence Vendor-04/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3840753 |
| XXXXXX-2025-NQM4-184 |  | D A | Closed | FCOM4028 | 2025-04-11 07:31 | 2025-04-11 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3838701 |
| XXXXXX-2025-NQM4-185 |  | D A | Closed | FCRE1253 | 2025-04-13 23:22 | 2025-04-15 15:39 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-tax calculation now present - Due Diligence Vendor-04/15/2025 <br> Ready for Review-We used 1.5% from the appraised value for tax calculations. $[Redacted] \*1.5% /12 months=$[Redacted] per month - Buyer-04/15/2025 <br> Open-Missing Property Tax Cert Please provide supporting document to verify the tax amount as in provided Tax Cert in page #248 is not matching with the 1008 document. As of now, considered Tax amount $[Redacted] from 1008 to avoid DSCR discrepancy. <br> Supporting documents for Tax Calculation verified from Page #248, 352, 409, 428, 352 & 386 - Due Diligence Vendor-04/14/2025 |  | Resolved-tax calculation now present - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3851754 |
| XXXXXX-2025-NQM4-185 |  | D A | Closed | FCOM4028 | 2025-04-13 20:36 | 2025-04-14 10:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3851543 |
| XXXXXX-2025-NQM4-186 |  | D A C | Closed | FPRO1144 | 2025-04-15 00:29 | 2025-04-18 08:04 | Resolved | 1 - Information C A | Property | Appraisal | 1004D Completion Report is not on an as-is basis | Resolved-lender is only requiring the smoke detectors. the soffit is minor ($200) so not concerned, not health and safety. finding is resolved - Due Diligence Vendor-04/18/2025 <br>Ready for Review-Document Uploaded. Per the appraiser, the only required repair is Smoke/Co detector. Soffit damage and siding damage are not required. It is ok to proceed without 1004d in this case. - Buyer-04/17/2025 <br>Counter-issue was with Soffit needing repair not the smoke detectors - see appraisal - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please find the Borrower`s LOX and invoice for detectors. - Buyer-04/15/2025 <br>Open-Please Provide Supporting document for 1004D Completion Report as it is missing in the file and Appraisal Report in Page #71- we are missing proof the soffit was fixed. see page 83-84 - Due Diligence Vendor-04/15/2025 |  | Resolved-lender is only requiring the smoke detectors. the soffit is minor ($200) so not concerned, not health and safety. finding is resolved - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3863595 |
| XXXXXX-2025-NQM4-186 |  | D A C | Closed | FCOM4028 | 2025-04-14 21:13 | 2025-04-15 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3863149 |
| XXXXXX-2025-NQM4-187 |  | D A | Closed | FCRE5116 | 2025-04-15 06:26 | 2025-04-17 07:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof new property financed now present - Due Diligence Vendor-04/17/2025 <br> Ready for Review-Document Uploaded. [Redacted] is another [Redacted] loan 1101909. - Buyer-04/16/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide Supporting Documents to verify Mortgage for REO '[Redacted] with balance amount $[Redacted]' reflecting in Final 1003 Page #50_Signed Closing Pkg. Values are not in line with provided Document in Page #134_Credit Pkg. Hence, Not included the same in Credit Page for Mortgage verification - Due Diligence Vendor-04/15/2025 |  | Resolved-proof new property financed now present - Due Diligence Vendor-04/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3865076 |
| XXXXXX-2025-NQM4-187 |  | D A | Closed | FCOM4028 | 2025-04-15 05:05 | 2025-04-16 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-04/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3864516 |
| XXXXXX-2025-NQM4-188 |  | D B A | Closed | FCOM4028 | 2025-04-14 09:09 | 2025-04-15 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3855479 |
| XXXXXX-2025-NQM4-188 |  | D B A | Closed | FVAL5474 | 2025-04-14 10:50 | 2025-04-14 10:50 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception on page 538<br>Unacceptable budget. Reserves <8%<br>Approved with condittions of 0.25 to price - Due Diligence Vendor-04/14/2025 |  | Waived-Exception on page 538<br>Unacceptable budget. Reserves <8%<br>Approved with condittions of 0.25 to price - Due Diligence Vendor-04/14/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Strong DSCR ratio They're just short<br> by units paying $15.22 per month each towards reserves | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3856917 |
| XXXXXX-2025-NQM4-189 |  | D A | Closed | FCOM4028 | 2025-04-14 14:29 | 2025-04-15 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor-File was closed within last 60 days. Mortgage was sent for recording and Final title policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3860326 |
| XXXXXX-2025-NQM4-190 |  | D A | Closed | FCOM0362 | 2025-04-15 13:25 | 2025-04-21 05:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-resolved with lender comments. page 1 of CD addressed additional feature and they accept page 3 not stating correct program - Due Diligence Vendor-04/21/2025 <br>Ready for Review-Document Uploaded. because as per attached. The product has 3 types only. And additional features like interest only, ballon payment etc., need to be disclosed as additional feature on CD, which was done - Buyer-04/18/2025 <br>Open-Pg.#20 Final CD: Product is reflecting as Fixed instead of 10 Years Interest only, Fixed. - Due Diligence Vendor-04/15/2025 |  | Resolved-resolved with lender comments. page 1 of CD addressed additional feature and they accept page 3 not stating correct program - Due Diligence Vendor-04/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3871376 |
| XXXXXX-2025-NQM4-190 |  | D A | Closed | FCOM4028 | 2025-04-14 16:50 | 2025-04-17 04:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3861875 |
| XXXXXX-2025-NQM4-191 |  | D B A | Closed | FCOM4028 | 2025-04-16 07:45 | 2025-04-17 07:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3877321 |
| XXXXXX-2025-NQM4-191 |  | D B A | Closed | FCRE8611 | 2025-04-16 08:22 | 2025-04-16 08:22 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-non borrower on personal bank statement doc- <br> Please allow the borrower's wife not to be on the loan. The wife is not involved in the business<br> whatsoever, as the borrower is a sole proprietor. The only reason why she is in the bank account is for<br> safety purposes.<br> Pg. 569 - Due Diligence Vendor-04/16/2025 |  | Waived-non borrower on personal bank statement doc- <br> Please allow the borrower's wife not to be on the loan. The wife is not involved in the business<br> whatsoever, as the borrower is a sole proprietor. The only reason why she is in the bank account is for<br> safety purposes.<br> Pg. 569 - Due Diligence Vendor-04/16/2025<br>|  | Compensating Factors<br> 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24<br> months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 02/27/2025 0.25 to price, 65 CLTV max | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3877836 |
| XXXXXX-2025-NQM4-192 |  | D A | Closed | FVAL4940 | 2025-04-16 13:08 | 2025-04-22 09:48 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-lender condo qt now present - Due Diligence Vendor-04/22/2025 <br>Ready for Review-Document Uploaded. Please see attached Condo Questionnaire for this loan - Buyer-04/21/2025 <br>Open- - missing - Due Diligence Vendor-04/16/2025 |  | Resolved-lender condo qt now present - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3882379 |
| XXXXXX-2025-NQM4-192 |  | D A | Closed | FCOM4028 | 2025-04-16 11:28 | 2025-04-17 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3880805 |
| XXXXXX-2025-NQM4-193 |  | D A | Closed | FCOM4028 | 2025-04-18 14:04 | 2025-04-22 08:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3905680 |
| XXXXXX-2025-NQM4-194 |  | D B A | Closed | FCRE1200 | 2025-04-24 07:37 | 2025-05-05 07:15 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount less than minimum required. waiver provided - Due Diligence Vendor-05/05/2025 <br> Ready for Review-Document Uploaded. Please see attached Exception form. 'credit decision' section allows Loan amount < $[Redacted] - Buyer-05/02/2025 <br> Open-less than minimum - Due Diligence Vendor-04/24/2025 |  | Waived-loan amount less than minimum required. waiver provided - Due Diligence Vendor-05/05/2025<br>|  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the<br> last 24 months, Credit score >40 points than minimum required, Experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3949679 |
| XXXXXX-2025-NQM4-194 |  | D B A | Closed | FCOM4028 | 2025-04-22 07:23 | 2025-04-25 08:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3924234 |
| XXXXXX-2025-NQM4-194 |  | D B A | Closed | FCRE2515 | 2025-04-22 08:29 | 2025-04-22 08:29 | Waived | 2 - Non-Material B | Credit | Eligibility | Credit history does not meet guidelines | Waived-Credit Report shows Mortgage lien modification in 2021. Per Broker and LOE, the borrower does not own the property. He was a guarantor. It was also Covid 19 Forbearance without borrower knowledge and after deferral period ended, the loan payments resumed being on time since. - Due Diligence Vendor-04/22/2025 |  | Waived-Credit Report shows Mortgage lien modification in 2021. Per Broker and LOE, the borrower does not own the property. He was a guarantor. It was also Covid 19 Forbearance without borrower knowledge and after deferral period ended, the loan payments resumed being on time since. - Due Diligence Vendor-04/22/2025<br>|  | Revolving debt under 30%, No mortgage late payments in 24 months, and 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3925167 |
| XXXXXX-2025-NQM4-195 |  | D B A | Closed | FCOM4028 | 2025-04-23 11:36 | 2025-04-25 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3940643 |
| XXXXXX-2025-NQM4-195 |  | D B A | Closed | FCRE1174 | 2025-04-23 14:03 | 2025-04-24 08:05 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived--As per guide the max insurance deductible is allow is 10%<br> - Exception from provided to proceed with loan as master policy deducted is exceeding the guide max deductible (13%).<br> - Approved condition :- 0.25 to price<br> - Exception form on Pg. no 15 of 498 - Due Diligence Vendor-04/23/2025 |  | Waived--As per guide the max insurance deductible is allow is 10%<br> - Exception from provided to proceed with loan as master policy deducted is exceeding the guide max deductible (13%).<br> - Approved condition :- 0.25 to price<br> - Exception form on Pg. no 15 of 498 - Due Diligence Vendor-04/23/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3943429 |
| XXXXXX-2025-NQM4-196 |  | D A C | Closed | 2260 | 2025-04-25 12:03 | 2025-04-28 11:36 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments no prepay - Due Diligence Vendor-04/28/2025 <br>Ready for Review-no PPP - Buyer-04/28/2025 <br>Open-confirm none - Due Diligence Vendor-04/25/2025 |  | Resolved-resolved with lender comments no prepay - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3966140 |
| XXXXXX-2025-NQM4-196 |  | D A C | Closed | FCOM4028 | 2025-04-24 06:27 | 2025-04-25 12:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3948820 |
| XXXXXX-2025-NQM4-197 |  | D A | Closed | FCOM4028 | 2025-04-24 07:28 | 2025-04-25 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3949546 |
| XXXXXX-2025-NQM4-198 |  | D A | Closed | FCRE1726 | 2025-04-25 08:55 | 2025-04-30 09:56 | Resolved | 1 - Information C A | Credit | Borrower | Potential Identity Issues identified in the file | Resolved-Executed AKA statement verifies one in same person. Ok for name variances found on documents. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Ready for Review-Document Uploaded. Per AKA statement provided for this loan [Redacted] [Redacted] is a valid borrower's name variation. Please see attached AKA statement - Buyer-04/29/2025 <br>Open-Borrower's ID proof on pg.# 97 Borrower's last name is [Redacted] but all final documents are printed and executed in the name of [Redacted] which is the middle name per ID doc. <br> Note: Rate Lock doc on pg.# 319 reads borrower complete name as per ID proof pg.# 97.<br> - Due Diligence Vendor-04/25/2025 |  | Resolved-Executed AKA statement verifies one in same person. Ok for name variances found on documents. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Debt Consolidation | N/A | N/A | 3963081 |
| XXXXXX-2025-NQM4-198 |  | D A | Closed | FCOM4028 | 2025-04-24 15:52 | 2025-04-28 15:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan close in less than 60 days - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Loan close in less than 60 days - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Debt Consolidation | N/A | N/A | 3957368 |
| XXXXXX-2025-NQM4-199 |  | D A | Closed | FCOM4028 | 2025-04-25 10:03 | 2025-04-29 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3964386 |
| XXXXXX-2025-NQM4-200 |  | D A | Closed | FCRE8728 | 2025-04-29 13:08 | 2025-05-02 07:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-per lender no pay history on REO since just refinanced and payment not due till June. Copy of note now present - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. There is no payment history available,as first payment dte is June 1st - Buyer-05/01/2025 <br>Open- - please provide payment info on other investment property recently refinanced. - Due Diligence Vendor-04/29/2025 |  | Resolved-per lender no pay history on REO since just refinanced and payment not due till June. Copy of note now present - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3996842 |
| XXXXXX-2025-NQM4-200 |  | D A | Closed | FCOM4028 | 2025-04-28 09:46 | 2025-04-30 16:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3980443 |
| XXXXXX-2025-NQM4-201 |  | D A | Closed | FCOM4028 | 2025-04-29 12:17 | 2025-04-30 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3995807 |
| XXXXXX-2025-NQM4-202 |  | D B A | Closed | FCOM4028 | 2025-04-28 10:03 | 2025-04-29 14:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3980735 |
| XXXXXX-2025-NQM4-202 |  | D B A | Closed | FCRE8611 | 2025-04-28 11:24 | 2025-04-29 14:16 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Exception provided to allow a Non Occupant co bwr is sole income earner. Page 431. - Due Diligence Vendor-04/29/2025 |  | Waived-Exception provided to allow a Non Occupant co bwr is sole income earner. Page 431. - Due Diligence Vendor-04/29/2025<br>|  | No credit events past 40 months, 5+ years credit history, No mortgage lates last 24 months. 2+ bwrs on loan. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3981906 |
| XXXXXX-2025-NQM4-202 |  | D B A | Closed | FVAL9739 | 2025-04-28 11:25 | 2025-04-29 14:15 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception provided for wind coverage as AC and Not RCV as per guidelines. Page 432 - Master Policy provides wind coverage as ACV coverage vs RCV. - Due Diligence Vendor-04/29/2025 |  | Waived-Exception provided for wind coverage as AC and Not RCV as per guidelines. Page 432 - Master Policy provides wind coverage as ACV coverage vs RCV. - Due Diligence Vendor-04/29/2025<br>|  | No credit events past 40 months, 5+ years credit history, No mortgage lates last 24 months.2+ bwrs on loan. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3981934 |
| XXXXXX-2025-NQM4-203 |  | D B A | Closed | FCOM4028 | 2025-04-29 07:22 | 2025-05-01 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 3990940 |
| XXXXXX-2025-NQM4-203 |  | D B A | Closed | FCRE1174 | 2025-04-29 09:26 | 2025-04-29 09:26 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-As per guide, Policies written on an actual cash value basis are not acceptable.<br> \*Exception is provided to allow actual cash value for Roof<br> \*Approved Conditions: 0.5 to price [Redacted] max<br> \*Exception form is on page #526 of 540 - Due Diligence Vendor-04/29/2025 |  | Waived-As per guide, Policies written on an actual cash value basis are not acceptable.<br> \*Exception is provided to allow actual cash value for Roof<br> \*Approved Conditions: 0.5 to price [Redacted] max<br> \*Exception form is on page #526 of 540 - Due Diligence Vendor-04/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 3992941 |
| XXXXXX-2025-NQM4-204 |  | D B A | Closed | FCRE1440 | 2025-04-29 18:23 | 2025-04-30 16:05 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements UW exception located on page 14 indicated Credit Report showed 3 rolling mortgage late payments on primary housing lien with [Redacted]. Exceeds the max mortgage lates allowed - Due Diligence Vendor-04/30/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements UW exception located on page 14 indicated Credit Report showed 3 rolling mortgage late payments on primary housing lien with [Redacted]. Exceeds the max mortgage lates allowed - Due Diligence Vendor-04/30/2025<br>|  | Revolving debt is under 30%, 5+ years Credit history, and LTV 10% below maximum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3999325 |
| XXXXXX-2025-NQM4-204 |  | D B A | Closed | FCOM4028 | 2025-04-29 17:29 | 2025-04-30 16:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3999208 |
| XXXXXX-2025-NQM4-204 |  | D B A | Closed | FCRE1492 | 2025-04-29 19:01 | 2025-04-29 19:01 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-UW exception located on page 349 shows cash in hand funds exceed $[Redacted] allowable cash out funds for [Redacted] used. - Due Diligence Vendor-04/30/2025 |  | Waived-UW exception located on page 349 shows cash in hand funds exceed $[Redacted] allowable cash out funds for [Redacted] used. - Due Diligence Vendor-04/30/2025 |  | Revolving debt is under 30%, 5+ years credit history, and Reserves >6months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3999382 |
| XXXXXX-2025-NQM4-205 |  | D A | Closed | FCOM4028 | 2025-04-29 11:00 | 2025-04-30 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3994433 |
| XXXXXX-2025-NQM4-206 |  | D B A | Closed | FCRE1479 | 2025-04-29 14:45 | 2025-05-07 12:04 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-B2 name is now present on statement. ok to use asset - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/07/2025 <br>Counter-borrower name is not listed on asset. Need proof borrower owns this account or cannot use. - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/05/2025 <br>Counter-this still does not show borrower name - missing - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/02/2025 <br>Open-Asset Record 1 Does Not Meet G/L Requirements Bank statement provided in file on page #147 of 420 : Borrower name and Account no # is missing. - Due Diligence Vendor-04/29/2025 |  | Resolved-B2 name is now present on statement. ok to use asset - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3998196 |
| XXXXXX-2025-NQM4-206 |  | D B A | Closed | FCOM4028 | 2025-04-29 12:52 | 2025-05-01 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3996592 |
| XXXXXX-2025-NQM4-206 |  | D B A | Closed | FPRO1251 | 2025-04-29 15:01 | 2025-04-29 15:01 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Exception form provided to allow Subject Zoning is No Zoned, 10 Acr and it's Rural property<br> Exception form page#378 of 420<br> Approved With Conditions: [Redacted] max, rural pricing - Due Diligence Vendor-04/29/2025 |  | Waived-Exception form provided to allow Subject Zoning is No Zoned, 10 Acr and it's Rural property<br> Exception form page#378 of 420<br> Approved With Conditions: [Redacted] max, rural pricing - Due Diligence Vendor-04/29/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3998358 |
| XXXXXX-2025-NQM4-207 |  | D A | Closed | FCRE1162 | 2025-04-30 08:58 | 2025-05-05 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Partially Provided | Resolved-Lender has provided proof of flood zone x confirmation - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Document Uploaded. Please review uploaded document confirming flood zone "X" - Buyer-05/05/2025 <br>Open-Flood Certificate is Partially Provided As per Appraisal on page #19 Flood Zone is "A". Flood insurance is also in file on page #488 & Flood insurance is escrowed, refer page #191. <br> Note: However Flood zone on Flood is "X" which needs to be updated to "A". Also Notice of Special Flood Hazards on page #529 needs to be executed. - Due Diligence Vendor-04/30/2025 |  | Resolved-Lender has provided proof of flood zone x confirmation - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4003913 |
| XXXXXX-2025-NQM4-207 |  | D A | Closed | FCOM4028 | 2025-04-30 07:44 | 2025-05-01 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4002713 |
| XXXXXX-2025-NQM4-208 |  | D A | Closed | FCOM4028 | 2025-04-30 07:54 | 2025-05-01 12:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4002881 |
| XXXXXX-2025-NQM4-209 |  | D A | Closed | FCOM4028 | 2025-04-30 12:37 | 2025-05-01 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4007857 |
| XXXXXX-2025-NQM4-210 |  | D A | Closed | FCOM4028 | 2025-05-01 07:35 | 2025-05-05 15:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4014103 |
| XXXXXX-2025-NQM4-211 |  | D A | Closed | FCOM4028 | 2025-05-01 12:03 | 2025-05-02 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4018564 |
| XXXXXX-2025-NQM4-212 |  | D B A | Closed | FCRE1481 | 2025-05-01 17:07 | 2025-05-06 10:07 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-CD from proceeds is now present for assets and reserves - Due Diligence Vendor-05/06/2025 <br> Ready for Review-Document Uploaded. - Buyer-05/06/2025 <br> Open-Asset Record 3 Does Not Meet G/L Requirements Need supporting document to verify sales proceeds in the amount of $[Redacted] - Due Diligence Vendor-05/01/2025 |  | Resolved-CD from proceeds is now present for assets and reserves - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4022533 |
| XXXXXX-2025-NQM4-212 |  | D B A | Closed | FVAL1039 | 2025-05-01 17:17 | 2025-05-06 10:06 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM for transferred appraisal now present to meet guideline requirement. - Due Diligence Vendor-05/06/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/06/2025 <br>Open-Appraisal transfer guide not meeting. Secondary Valuation available on Page #110 of 492 provided is for some other property. Hence need an corrected Secondary Valuation product to support appraisal transfer.<br> - Due Diligence Vendor-05/01/2025 |  | Resolved-AVM for transferred appraisal now present to meet guideline requirement. - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4022569 |
| XXXXXX-2025-NQM4-212 |  | D B A | Closed | FCOM4028 | 2025-05-01 15:14 | 2025-05-05 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4021569 |
| XXXXXX-2025-NQM4-212 |  | D B A | Closed | FCRE1440 | 2025-05-01 16:25 | 2025-05-01 16:25 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements As per guide, DSCR loan, 0x30x12 Borrower cannot have mortgage lates within last 12 months prior to note date (3 rolling 30-day lates are considered 1x30)<br> \*Exception form is provided to allow 1x30x12 (rolling lates)<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price<br> \*Exception is on page #469 of 492<br> - Due Diligence Vendor-05/01/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements As per guide, DSCR loan, 0x30x12 Borrower cannot have mortgage lates within last 12 months prior to note date (3 rolling 30-day lates are considered 1x30)<br> \*Exception form is provided to allow 1x30x12 (rolling lates)<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price<br> \*Exception is on page #469 of 492<br> - Due Diligence Vendor-05/01/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, Reserves >6 months, Experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4022203 |
| XXXXXX-2025-NQM4-213 |  | B A | Closed | FPRO116 | 2025-05-02 15:13 | 2025-05-02 15:13 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waiver present because lesser of the purchase price or appraised value guideline not met. Condition: Property was acquired within the last 12 months. Provide final settlement statement from original purchase transaction. Must confirm borrower's initial investment. The maximum CLTV ratio is based<br> upon the lower of the current appraised value or the borrower's initial investment in the purchase price<br> plus documented improvements.<br> Short Description Use appraised value, AVM [Redacted]% confident with appraised value<br>- Due Diligence Vendor-05/02/2025 |  | Waived-Waiver present because lesser of the purchase price or appraised value guideline not met. Condition: Property was acquired within the last 12 months. Provide final settlement statement from original purchase transaction. Must confirm borrower's initial investment. The maximum CLTV ratio is based<br> upon the lower of the current appraised value or the borrower's initial investment in the purchase price<br> plus documented improvements.<br> Short Description Use appraised value, AVM [Redacted]% confident with appraised value<br>- Due Diligence Vendor-05/02/2025 |  | Compensating Factors<br> No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 04/16/2025 64 CLTV max | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4033343 |
| XXXXXX-2025-NQM4-214 |  | D B A | Closed | FCOM4028 | 2025-05-01 09:11 | 2025-05-02 11:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4015739 |
| XXXXXX-2025-NQM4-214 |  | D B A | Closed | FVAL5524 | 2025-05-01 11:15 | 2025-05-01 11:15 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Exception on page 12<br>Exception Approval for the following: Actual cash value for roof. Based on provided information roof was<br> replaced in June 2003<br>Approved with conditions +0.5 to price, [Redacted] max - Due Diligence Vendor-05/01/2025 |  | Waived-Exception on page 12<br>Exception Approval for the following: Actual cash value for roof. Based on provided information roof was<br> replaced in June 2003<br>Approved with conditions +0.5 to price, [Redacted] max - Due Diligence Vendor-05/01/2025<br>|  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4017665 |
| XXXXXX-2025-NQM4-215 |  | D A | Closed | FCOM4028 | 2025-05-01 16:00 | 2025-05-02 15:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4021965 |
| XXXXXX-2025-NQM4-216 |  | D B A | Closed | FCOM4028 | 2025-05-02 07:07 | 2025-05-05 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4026105 |
| XXXXXX-2025-NQM4-216 |  | D B A | Closed | FCRE1193 | 2025-05-02 09:42 | 2025-05-02 09:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-As per guide, for a first-time homebuyer Max DTI allowed is 50%<br> \*Exception form is provided to allow [Redacted]% DTI<br> \*Approved Conditions: Max LA $[Redacted] & 0.125 to price<br> \*Exception form is on page #107 of 354 - Due Diligence Vendor-05/02/2025 |  | Waived-As per guide, for a first-time homebuyer Max DTI allowed is 50%<br> \*Exception form is provided to allow [Redacted]% DTI<br> \*Approved Conditions: Max LA $[Redacted] & 0.125 to price<br> \*Exception form is on page #107 of 354 - Due Diligence Vendor-05/02/2025 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4028558 |
| XXXXXX-2025-NQM4-217 |  | D A | Closed | FCOM4028 | 2025-05-02 06:38 | 2025-05-02 11:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4025859 |
| XXXXXX-2025-NQM4-218 |  | D A | Closed | FCOM4028 | 2025-05-03 07:48 | 2025-05-05 19:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4036271 |
| XXXXXX-2025-NQM4-219 |  | D A | Closed | FCOM4028 | 2025-05-02 12:56 | 2025-05-06 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4031428 |
| XXXXXX-2025-NQM4-220 |  | D B A | Closed | FCOM4028 | 2025-05-03 11:24 | 2025-05-06 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4036783 |
| XXXXXX-2025-NQM4-220 |  | D B A | Closed | FVAL5474 | 2025-05-03 13:13 | 2025-05-03 13:15 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees. <br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project. <br> \*Approved Conditions: 0.25 to price, [Redacted] max, ok with LA<[Redacted]<br> \*Exception form is on page # 324 of 341 - Due Diligence Vendor-05/03/2025 |  | Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees. <br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project. <br> \*Approved Conditions: 0.25 to price, [Redacted] max, ok with LA<[Redacted]<br> \*Exception form is on page # 324 of 341 - Due Diligence Vendor-05/03/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, DCSR is 1.198 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4036956 |
| XXXXXX-2025-NQM4-220 |  | D B A | Closed | FCRE1200 | 2025-05-03 13:15 | 2025-05-03 13:15 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price, [Redacted] max, ok with LA<[Redacted]<br> \*Exception form is on page # 324 of 341 - Due Diligence Vendor-05/03/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price, [Redacted] max, ok with LA<[Redacted]<br> \*Exception form is on page # 324 of 341 - Due Diligence Vendor-05/03/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, DCSR is 1.198 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4036957 |
| XXXXXX-2025-NQM4-221 |  | D A | Closed | FCOM4028 | 2025-05-05 11:14 | 2025-05-06 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4045578 |
| XXXXXX-2025-NQM4-222 |  | D A | Closed | FCOM4028 | 2025-05-05 14:02 | 2025-05-07 11:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4048563 |
| XXXXXX-2025-NQM4-223 |  | D A C | Closed | FPRO2828 | 2025-05-06 12:58 | 2025-05-09 08:03 | Resolved | 1 - Information C A | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Resolved-Appraisal document uploaded clears finding - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. Please see attached updated appraisal - Buyer-05/08/2025 <br>Open-On Appraisal pg.#9 lender reads [Redacted] and transfer doc pg.#39 reads [Redacted].<br> Note: An appraisal transferred from one lender to another lender, then to [Redacted] is not acceptable. - Due Diligence Vendor-05/06/2025 |  | Resolved-Appraisal document uploaded clears finding - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4060677 |
| XXXXXX-2025-NQM4-223 |  | D A C | Closed | FCOM4028 | 2025-05-05 14:28 | 2025-05-08 07:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4049037 |
| XXXXXX-2025-NQM4-223 |  | D A C | Closed | FCRE8012 | 2025-05-05 16:39 | 2025-05-08 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-Received full sales contract - Due Diligence Vendor-05/08/2025 <br>Ready for Review-Document Uploaded. Please see attached Purchase Contract - Buyer-05/08/2025 <br>Open-Purchase Contract is missing in file. Only addendum & rider is available on page #28-37 of 330 - Due Diligence Vendor-05/05/2025 |  | Resolved-Received full sales contract - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4051030 |
| XXXXXX-2025-NQM4-224 |  | D A | Closed | FCRE9991 | 2025-05-06 07:01 | 2025-05-13 12:48 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Lender fixed HOI and DSCR now matches - Due Diligence Vendor-05/13/2025 <br>Ready for Review-Document Uploaded. Please see updated tape correcting dscr. - Buyer-05/13/2025 <br>Counter-DSCR is off because lender did not include hoi correctly. Need updated tape correcting dscr. - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Document Uploaded. Please see attached updated Lock confirmation, 1008 and approval letter. - Buyer-05/07/2025 <br>Open-DSCR score is off by 0.021%. Lender's score: 1.087<br> - Document in file 1007 Pg. no 19 of 292 rent $2,500. 1008 reads $2,500.<br> - DTI is off as lender considered HOI amount as $233.08 monthly where as document reads $279.25.refer pg. no 110 of 321.<br> - DSCR score should be Rent $2,500/ PITI $2,344.93 = 1.066% - Due Diligence Vendor-05/06/2025 |  | Resolved-Lender fixed HOI and DSCR now matches - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4054404 |
| XXXXXX-2025-NQM4-224 |  | D A | Closed | FCOM4028 | 2025-05-05 14:19 | 2025-05-06 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4048861 |
| XXXXXX-2025-NQM4-225 |  | D B C A | Closed | FCRE1437 | 2025-05-06 06:17 | 2025-05-12 08:23 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-resolved as updated P/L is now present and corrected dates. - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/12/2025 <br>Open-Income and Employment Do Not Meet Guidelines 2YR P&L program but P&L in file is only dated for 1 yr (04/2024-03/2025); however, income was calculated at 24 months. $280,813 / 24 =$11,700.54 . See page 43. - Due Diligence Vendor-05/06/2025 |  | Resolved-resolved as updated P/L is now present and corrected dates. - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4053918 |
| XXXXXX-2025-NQM4-225 |  | D B C A | Closed | 2260 | 2025-05-07 11:43 | 2025-05-08 07:47 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-Per lender no PPP - Due Diligence Vendor-05/08/2025 <br>Ready for Review-no PPP - Buyer-05/08/2025 <br>Open-confirm none - Due Diligence Vendor-05/07/2025 |  | Resolved-Per lender no PPP - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4071977 |
| XXXXXX-2025-NQM4-225 |  | D B C A | Closed | FCOM4028 | 2025-05-06 05:19 | 2025-05-07 11:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4053526 |
| XXXXXX-2025-NQM4-225 |  | D B C A | Closed | FCRE1441 | 2025-05-06 06:31 | 2025-05-07 11:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-Page 71 - Exception to seasoning for credit events as does not meet guides. Notice of Default (NOD) seasoning of 48 months. Bwr had a NOD filed 45 months ago due to divorce from domestic violence. Husband fell behind . Bwr notified and brought mtg current. - Due Diligence Vendor-05/06/2025 |  | Waived-Page 71 - Exception to seasoning for credit events as does not meet guides. Notice of Default (NOD) seasoning of 48 months. Bwr had a NOD filed 45 months ago due to divorce from domestic violence. Husband fell behind . Bwr notified and brought mtg current. - Due Diligence Vendor-05/06/2025<br>|  | DTI < 45%, 5 years current job, 5+ yrs credit history,Credit Score > 40 points above program minimum.. Reserves > 6 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4054071 |
| XXXXXX-2025-NQM4-226 |  | D A C | Closed | FCOM5814 | 2025-05-06 09:33 | 2025-05-08 07:48 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-Proof of delivery received - Due Diligence Vendor-05/08/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/08/2025 <br>Open-Provide evidence CD 04/25/2025 was electronically sent. - Due Diligence Vendor-05/06/2025 |  | Resolved-Proof of delivery received - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4057047 |
| XXXXXX-2025-NQM4-226 |  | D A C | Closed | FCOM4028 | 2025-05-06 07:59 | 2025-05-07 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4055239 |
| XXXXXX-2025-NQM4-227 |  | D A | Closed | FCOM4028 | 2025-05-06 07:45 | 2025-05-07 15:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4055032 |
| XXXXXX-2025-NQM4-228 |  | D B A | Closed | FCOM4028 | 2025-05-06 12:31 | 2025-05-07 11:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4060236 |
| XXXXXX-2025-NQM4-228 |  | D B A | Closed | FCRE8611 | 2025-05-06 13:01 | 2025-05-06 13:01 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-UW Exception located on page 647 indicated an additional name on borrower's 12 month bank statements used for qualifying. A LOE is provided on page 317 explaining additional name. An exception is needed since additional name on bank statements is not being added as a second borrower. - Due Diligence Vendor-05/06/2025 |  | Waived-UW Exception located on page 647 indicated an additional name on borrower's 12 month bank statements used for qualifying. A LOE is provided on page 317 explaining additional name. An exception is needed since additional name on bank statements is not being added as a second borrower. - Due Diligence Vendor-05/06/2025<br>|  | 5 years on current job, no credit events past 40 months, and 5+ years credit history. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4060747 |
| XXXXXX-2025-NQM4-229 |  | D B A | Closed | FCOM4028 | 2025-05-06 10:23 | 2025-05-08 10:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/06/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4057851 |
| XXXXXX-2025-NQM4-229 |  | D B A | Closed | FVAL5474 | 2025-05-06 12:39 | 2025-05-08 10:18 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Per Guide : projects with 5 to 20 units – 2 units<br> Exception from provided to allow total units 17, single entity owns 3<br> Exception form page#261 of 460<br> Approved With Conditions: [Redacted] Max & 0.25 to price - Due Diligence Vendor-05/08/2025 |  | Waived-Per Guide : projects with 5 to 20 units – 2 units<br> Exception from provided to allow total units 17, single entity owns 3<br> Exception form page#261 of 460<br> Approved With Conditions: [Redacted] Max & 0.25 to price - Due Diligence Vendor-05/08/2025<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4060391 |
| XXXXXX-2025-NQM4-230 |  | D A | Closed | FCRE5771 | 2025-05-07 09:06 | 2025-07-14 07:50 | Cured | 1 - Information D A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Cured-lender sent corrected signed docs removing the second signer from note as they were not on loan. borrower Note now reflects 1 borrower only - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. Revised closing docs uploaded - Seller-06/02/2025 <br>Counter-Please provide corrected note then, there is second borrower listed on Note and they signed as borrower 2 - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Borrower 2 is a title holder only. - Seller-05/12/2025 <br>Open-Borrower 2 Credit Report is Missing. - Due Diligence Vendor-05/07/2025 | Ready for Review-Document Uploaded. Revised closing docs uploaded - Seller-06/02/2025 <br>Ready for Review-Borrower 2 is a title holder only. - Seller-05/12/2025<br>| Cured-lender sent corrected signed docs removing the second signer from note as they were not on loan. borrower Note now reflects 1 borrower only - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4069378 |
| XXXXXX-2025-NQM4-230 |  | D A | Closed | FCRE6914 | 2025-05-07 10:03 | 2025-06-03 05:22 | Cured | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Cured-lender sent corrected signed docs removing the second signer from note as they were not on loan. borrower Note now reflects 1 borrower only - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. Revised closing package uploaded - Seller-06/02/2025 <br>Counter-Please provide corrected note then, there is second borrower listed on Note and they signed as borrower 2 - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Borrower 2 is a title holder only,she was not qualified as a borrower - Buyer-05/12/2025 <br>Open-Borrower 2 Citizenship Documentation Is Missing Borrower 2 Citizenship Documentation Not Provided - Due Diligence Vendor-05/07/2025 | Ready for Review-Document Uploaded. Revised closing package uploaded - Seller-06/02/2025<br>| Cured-lender sent corrected signed docs removing the second signer from note as they were not on loan. borrower Note now reflects 1 borrower only - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4070496 |
| XXXXXX-2025-NQM4-230 |  | D A | Closed | FCOM1232 | 2025-05-07 13:59 | 2025-06-03 05:22 | Cured | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Cured-lender sent corrected signed docs removing the second signer from note as they were not on loan. borrower Note now reflects 1 borrower only - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. Please review uploaded revised signed package - Seller-06/02/2025 <br>Counter-Please provide corrected note then, there is second borrower listed on Note and they signed as borrower 2 - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Borrower 2 is a title holder only. - Seller-05/12/2025 <br>Open-B2 final 1003 is missing<br> Note : Pg. 294 1003 is filled jointly but only B1 details is declared. - Due Diligence Vendor-05/07/2025 | Ready for Review-Document Uploaded. Please review uploaded revised signed package - Seller-06/02/2025 <br>Ready for Review-Borrower 2 is a title holder only. - Seller-05/12/2025<br>| Cured-lender sent corrected signed docs removing the second signer from note as they were not on loan. borrower Note now reflects 1 borrower only - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4074541 |
| XXXXXX-2025-NQM4-230 |  | D A | Closed | FCRE9991 | 2025-05-07 13:34 | 2025-05-14 14:22 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender accepts DTI discrepancy as within their tolerance. resolved with lender comments. - Due Diligence Vendor-05/14/2025 <br> Ready for Review-Please clear the condition since it's not related to the Note. Initial condition was posted on DTI discrepancy . 05/12 a comment on DTI was provided. - Buyer-05/14/2025 <br> Counter-Please provide corrected note then, there is second borrower listed on Note and they signed as borrower 2 - Due Diligence Vendor-05/12/2025 <br> Ready for Review-DTI is with in tollerance .SUW used more conservative method for DTI calculations adding all liabilities disclosed on initial credit report - Buyer-05/12/2025 <br> Open-DTI is off by [Redacted]%. Lender DTI: [Redacted]% and Verified DTI [Redacted]%<br> \* PITI $5,127.12 and Income $34,620.38 : matches. Other Payment .$674<br> > Reason As per old credit report pag3 #703 Liability 4 monthly payment is $25 however as per latest credit report monthly payment is $0.<br> Calculation [Redacted]= DTI should be [Redacted]%. - Due Diligence Vendor-05/07/2025 |  | Resolved-lender accepts DTI discrepancy as within their tolerance. resolved with lender comments. - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4074159 |
| XXXXXX-2025-NQM4-230 |  | D A | Closed | FCOM4028 | 2025-05-07 07:47 | 2025-05-08 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less then 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less then 60 days - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4068203 |
| XXXXXX-2025-NQM4-231 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-232 |  | D A | Closed | FCOM4028 | 2025-05-07 11:42 | 2025-05-08 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4071967 |
| XXXXXX-2025-NQM4-233 |  | D A | Closed | FCOM1233 | 2025-05-19 06:39 | 2025-06-18 08:06 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-corrected note now present - Due Diligence Vendor-06/18/2025 <br>Ready for Review-Document Uploaded. Please see the Note. - Seller-06/17/2025 <br>Counter- - Due Diligence Vendor-06/06/2025 <br>Ready for Review- - Due Diligence Vendor-06/06/2025 <br>Counter-need corrected Note removing a B2 from signature. - Due Diligence Vendor-05/21/2025 <br>Ready for Review-Document Uploaded. There`s only one borrower on file ([Redacted]). Carlos is just a title holder. - Seller-05/20/2025 <br>Open-The Final 1003 is Incomplete Borrower 2 1003 incomplete - Due Diligence Vendor-05/19/2025 <br>Open-The Final 1003 is Incomplete Borrower 2's 1003 is incomplete - Due Diligence Vendor-05/19/2025 | Ready for Review-Document Uploaded. Please see the Note. - Seller-06/17/2025 <br>Ready for Review-Document Uploaded. There`s only one borrower on file ([Redacted]). Carlos is just a title holder. - Seller-05/20/2025<br>| Resolved-corrected note now present - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4176337 |
| XXXXXX-2025-NQM4-233 |  | D A | Closed | FCRE5771 | 2025-05-19 06:41 | 2025-05-21 05:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-05/21/2025 <br> Resolved-not on loan - Due Diligence Vendor-05/21/2025 <br> Ready for Review-There`s only one borrower on file ([Redacted]). [Redacted] is just a title holder. - Buyer-05/20/2025 <br> Open-Borrower 2 Credit Report is Missing. no credit report provided for borrower 2 - Due Diligence Vendor-05/19/2025 |  | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-05/21/2025 <br>Resolved-not on loan - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4176361 |
| XXXXXX-2025-NQM4-233 |  | D A | Closed | FCOM5556 | 2025-05-19 08:42 | 2025-05-21 05:04 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Credit Score Disclosure (FACTA) | Resolved-per lender the B2 is not on loan only a title holder - Due Diligence Vendor-05/21/2025 <br> Ready for Review-There`s only one borrower on file ([Redacted]). [Redacted] is just a title holder. - Buyer-05/20/2025 <br> Open-B2 missing - Due Diligence Vendor-05/19/2025 |  | Resolved-per lender the B2 is not on loan only a title holder - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4177818 |
| XXXXXX-2025-NQM4-233 |  | D A | Closed | FCOM4028 | 2025-05-07 08:19 | 2025-05-20 04:44 | Resolved | 1 - Information A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt. - Seller-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 | Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt. - Seller-05/19/2025<br>| Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4068722 |
| XXXXXX-2025-NQM4-234 |  | D B A | Closed | FCRE9991 | 2025-05-07 15:57 | 2025-05-12 08:56 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-ins premium clarification received and DSCR now matches - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Document Uploaded. According to the Insurance invoice the total annual premium is 2,034.18 / 12=169.52 - Buyer-05/09/2025 <br>Open-DSCR is off by 0.005 Lender score 1.162 Rent income considered by lender : $1250: matches<br> Reason: Lender Consider HOI Premium $169.52 monthly as per Document page #190 of 313 Insurance Premium $165.71 monthly<br> \* Calculation : Rent 1250 /PITIA 1071.09 = 1.167 should be the actual score - Due Diligence Vendor-05/07/2025 |  | Resolved-ins premium clarification received and DSCR now matches - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4076072 |
| XXXXXX-2025-NQM4-234 |  | D B A | Closed | FCRE1491 | 2025-05-07 15:32 | 2025-05-12 08:27 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-proof of where funds will be disbursed is now present. borrower opened a new account. - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Document Uploaded. Please see the BS. - Buyer-05/09/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Reserves must be seasoned or sourced for 30 days: Bank statement is missing in the file.<br> Note: Per guide for cash out proceeds are used for reserves most recent 1 month's bank statement must be provided prior to closing where funds will be disbursed. - Due Diligence Vendor-05/07/2025 |  | Resolved-proof of where funds will be disbursed is now present. borrower opened a new account. - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4075823 |
| XXXXXX-2025-NQM4-234 |  | D B A | Closed | FCOM4028 | 2025-05-07 14:10 | 2025-05-09 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4074702 |
| XXXXXX-2025-NQM4-234 |  | D B A | Closed | FCRE1200 | 2025-05-07 16:03 | 2025-05-07 16:03 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\* Minimum loan amount for 1st lien should be $[Redacted]<br> Exception form provided to allow LA to be around $[Redacted]<br> Exception from page#213 of 313<br> Approved With Conditions: 0.25 to price, [Redacted]% CLTV max<br> - Due Diligence Vendor-05/07/2025 |  | Waived-\* Minimum loan amount for 1st lien should be $[Redacted]<br> Exception form provided to allow LA to be around $[Redacted]<br> Exception from page#213 of 313<br> Approved With Conditions: 0.25 to price, [Redacted]% CLTV max<br> - Due Diligence Vendor-05/07/2025 |  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months, DSCR Ratio is 1.1+ | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4076150 |
| XXXXXX-2025-NQM4-235 |  | D A | Closed | FCOM4028 | 2025-05-07 15:29 | 2025-05-08 08:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4075796 |
| XXXXXX-2025-NQM4-236 |  | D B A | Closed | FCOM4028 | 2025-05-07 08:57 | 2025-05-08 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4069281 |
| XXXXXX-2025-NQM4-236 |  | D B A | Closed | FPRO1251 | 2025-05-07 10:25 | 2025-05-07 14:46 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived--Exception from provided to allow process with loan as the property type is SFR with 3 Units asper 1004D pg. no 2 of 427.<br> - Approved Condition :- 0.25 to price, [Redacted] max<br> - Exception form on pg. no :- 338 of 427. - Due Diligence Vendor-05/07/2025 |  | Waived--Exception from provided to allow process with loan as the property type is SFR with 3 Units asper 1004D pg. no 2 of 427.<br> - Approved Condition :- 0.25 to price, [Redacted] max<br> - Exception form on pg. no :- 338 of 427. - Due Diligence Vendor-05/07/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4070786 |
| XXXXXX-2025-NQM4-237 |  | D A C | Closed | FVAL2477 | 2025-05-09 06:55 | 2025-05-12 14:32 | Resolved | 1 - Information C A | Property | Appraisal | Appraisal incomplete (missing map, layout, pages, etc.) | Resolved-resolved with lender comments. Lender has evaluated the relationship and determined this is arms length - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Please note on Page 40 of the fraud guard report the MLS listing confirms it is a Arm's Length Transfer The Appraiser also commented No unusual Factors noted. In the section is where it would be listed if it was a NON Arm's length Transaction. - Buyer-05/12/2025 <br>Open-Appraisal Pg.#79 : There is no confirmation if the transaction is an Arm or Non Arm's length . - Due Diligence Vendor-05/09/2025 |  | Resolved-resolved with lender comments. Lender has evaluated the relationship and determined this is arms length - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4092509 |
| XXXXXX-2025-NQM4-237 |  | D A C | Closed | FCOM4028 | 2025-05-08 08:22 | 2025-05-09 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4080991 |
| XXXXXX-2025-NQM4-238 |  | D A | Closed | FCOM1221 | 2025-05-08 10:24 | 2025-05-13 12:53 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-corrected deed of trust now present that has corrected rider boxes - Due Diligence Vendor-05/13/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/13/2025 <br>Open-The Deed of Trust is Incomplete Deed of Trust reflecting other required Riders : page #35 of 151 but riders name is missing.<br> Note :- Prepayment Rider to Sec/Int. & Short-Term Rental Rider available in file on page #62 & 64 of 151. - Due Diligence Vendor-05/08/2025 |  | Resolved-corrected deed of trust now present that has corrected rider boxes - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4083167 |
| XXXXXX-2025-NQM4-238 |  | D A | Closed | FCOM4028 | 2025-05-08 10:24 | 2025-05-12 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4083166 |
| XXXXXX-2025-NQM4-239 |  | D B C A | Closed | 50001258-Fees-Limited | 2025-05-08 10:14 | 2025-05-22 13:14 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Resolved-corrected CD provided and since dated same date (revised) ok to not have proof of a refund. Meets compliance testing. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Document Uploaded. It was reimbursed by title. as you can see initial cash to close to borrower was lower $[Redacted]and on revised CD it's higher $[Redacted]. - Buyer-05/22/2025 <br> Counter-missing proof the reduced recording fee was refunded. Need copy of check and proof mailed- $654.52 on the original final CD to $220.25 so the difference is $434.27. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please revie wuploaded revised CD - Buyer-05/21/2025 <br> Open-The total amount of the 10% category fees on the last Closing Disclosure ($654.52) has increased by more than 10% over the current baseline value of ($395.00). The total amount of fees in the 10% category cannot exceed ($434.50). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Recording Fees increased on Final CD 05/02/2025 to $654.52 from $395.00 on initial CD 04/28/2025 without a Change of Circumstance. - Due Diligence Vendor-05/08/2025 |  | Resolved-corrected CD provided and since dated same date (revised) ok to not have proof of a refund. Meets compliance testing. - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4083032 |
| XXXXXX-2025-NQM4-239 |  | D B C A | Closed | FCOM4028 | 2025-05-08 08:49 | 2025-05-09 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4081480 |
| XXXXXX-2025-NQM4-239 |  | D B C A | Closed | FCRE9806 | 2025-05-08 09:45 | 2025-05-08 09:45 | Waived | 2 - Non-Material B | Credit | Eligibility | Other Credit Finding | Waived-Page 829 - Exception to keep solar lease open - UCC lien was terminated. Proceed without paying off. - Due Diligence Vendor-05/08/2025 |  | Waived-Page 829 - Exception to keep solar lease open - UCC lien was terminated. Proceed without paying off. - Due Diligence Vendor-05/08/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 2+ bwrs on loan. | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4082589 |
| XXXXXX-2025-NQM4-240 |  | D B A | Closed | FCOM4028 | 2025-05-08 06:05 | 2025-05-13 04:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4079464 |
| XXXXXX-2025-NQM4-240 |  | D B A | Closed | FCRE1440 | 2025-05-08 07:55 | 2025-05-08 08:14 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Page 697 - Exception to recent loan modification (within last 48 months) on departing primary. Lender offered Mod during Covid -10/19/2021 --bwr has no missed loan pmts. - Due Diligence Vendor-05/08/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements Page 697 - Exception to recent loan modification (within last 48 months) on departing primary. Lender offered Mod during Covid -10/19/2021 --bwr has no missed loan pmts. - Due Diligence Vendor-05/08/2025<br>|  | No mortgage lates last 24 months, 5+ yrs credit history,No credit events past 40 months, Reserves > 6 months. | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4080584 |
| XXXXXX-2025-NQM4-241 |  | D B A | Closed | FCOM1221 | 2025-05-09 12:54 | 2025-05-19 12:47 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-missing page now present - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-05/19/2025 <br>Open-The Deed of Trust is Incomplete DOT on pg.#132 : pg.# 11 of 11 is missing - Due Diligence Vendor-05/09/2025 |  | Resolved-missing page now present - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4098940 |
| XXXXXX-2025-NQM4-241 |  | D B A | Closed | FCOM4028 | 2025-05-08 13:06 | 2025-05-12 15:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4085634 |
| XXXXXX-2025-NQM4-241 |  | D B A | Closed | FVAL5385 | 2025-05-08 14:47 | 2025-05-09 13:08 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived--As per guide the property should not be in a actively listed within 6 months if the transaction is cash-out refinance.<br> - Exception form provided to proceed with loan property as property was listed :09102024 within 6 Months and later was off form the market : 03/14/2025.<br> - Approved condition :- [Redacted] max<br> - Exception form on pg. no 677 - Due Diligence Vendor-05/08/2025 |  | Waived--As per guide the property should not be in a actively listed within 6 months if the transaction is cash-out refinance.<br> - Exception form provided to proceed with loan property as property was listed :09102024 within 6 Months and later was off form the market : 03/14/2025.<br> - Approved condition :- [Redacted] max<br> - Exception form on pg. no 677 - Due Diligence Vendor-05/08/2025<br>|  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4087351 |
| XXXXXX-2025-NQM4-242 |  | D B A | Closed | FCOM4028 | 2025-05-09 08:07 | 2025-05-12 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4093472 |
| XXXXXX-2025-NQM4-242 |  | D B A | Closed | FCRE3742 | 2025-05-09 08:46 | 2025-05-09 08:46 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow with LA< [Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 311 of 407 - Due Diligence Vendor-05/09/2025 - Due Diligence Vendor-05/09/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow with LA< [Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 311 of 407 - Due Diligence Vendor-05/09/2025 - Due Diligence Vendor-05/09/2025 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4094187 |
| XXXXXX-2025-NQM4-243 |  | D A | Closed | FCOM4028 | 2025-05-09 23:49 | 2025-05-12 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4103566 |
| XXXXXX-2025-NQM4-244 |  | D A | Closed | FCOM4028 | 2025-05-09 09:12 | 2025-05-12 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4094649 |
| XXXXXX-2025-NQM4-245 |  | D A | Closed | FCOM4028 | 2025-05-09 12:43 | 2025-05-13 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4098732 |
| XXXXXX-2025-NQM4-246 |  | D A | Closed | FCOM4028 | 2025-05-09 11:41 | 2025-05-12 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4097593 |
| XXXXXX-2025-NQM4-247 |  | D A | Closed | FCOM4028 | 2025-05-09 12:45 | 2025-05-12 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4098759 |
| XXXXXX-2025-NQM4-248 |  | D A | Closed | FCOM4028 | 2025-05-09 09:04 | 2025-05-13 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4094504 |
| XXXXXX-2025-NQM4-249 |  | D A | Closed | FCOM4028 | 2025-05-10 02:58 | 2025-05-13 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4104177 |
| XXXXXX-2025-NQM4-250 |  | D A | Closed | FCOM4028 | 2025-05-10 05:07 | 2025-05-13 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4104609 |
| XXXXXX-2025-NQM4-251 |  | D A | Closed | FCOM4028 | 2025-05-12 07:26 | 2025-05-14 11:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan close in less than 60 days - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Loan close in less than 60 days - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4111610 |
| XXXXXX-2025-NQM4-252 |  | D A | Closed | FCOM4028 | 2025-05-10 08:40 | 2025-05-12 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/10/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4105390 |
| XXXXXX-2025-NQM4-253 |  | D A | Closed | FCOM4028 | 2025-05-12 09:25 | 2025-05-14 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4114192 |
| XXXXXX-2025-NQM4-254 |  | D B A | Closed | FCRE1212 | 2025-05-12 10:54 | 2025-05-14 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-resolved with lender comments and provided addendum for additional addendum - Due Diligence Vendor-05/14/2025 <br> Ready for Review-Document Uploaded. Please see attached. There is an addendum with the original purchase contract for $[Redacted] (page 14/26) and A Separated addendum for an additional $[Redacted].<br> - Buyer-05/14/2025 <br> Open-Purchase contract has not been fully provided addendum for $[Redacted] seller concession missing - Due Diligence Vendor-05/12/2025 |  | Resolved-resolved with lender comments and provided addendum for additional addendum - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4115724 |
| XXXXXX-2025-NQM4-254 |  | D B A | Closed | FCOM4028 | 2025-05-12 08:01 | 2025-05-13 12:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4112183 |
| XXXXXX-2025-NQM4-254 |  | D B A | Closed | FCRE1172 | 2025-05-12 10:20 | 2025-05-12 10:20 | Waived | 2 - Non-Material B | Credit | Insurance | Flood Insurance Minimum Coverage Not Met | Waived-Does not meet minimum flood coverage for condo. Flood is less than [Redacted]% RCE and less than $[Redacted]/unit<br> Pg. 136<br> - Due Diligence Vendor-05/12/2025 |  | Waived-Does not meet minimum flood coverage for condo. Flood is less than 80% RCE and less than $250k/unit<br> Pg. 136<br> - Due Diligence Vendor-05/12/2025<br>|  | Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 04/14/2025 0.25 to price, 75% CLTV max. Individual flood policy<br> required | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4115122 |
| XXXXXX-2025-NQM4-255 |  | D A | Closed | FCOM4028 | 2025-05-12 08:11 | 2025-05-13 15:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4112359 |
| XXXXXX-2025-NQM4-256 |  | D A | Closed | FCRE9814 | 2025-05-12 13:56 | 2025-05-15 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Trust Agreement | Resolved-trust now present and is verified as revocable - Due Diligence Vendor-05/15/2025 <br>Ready for Review-Document Uploaded. Please review uploaded Trust docs - Buyer-05/15/2025 <br>Open-Revocable Trust agreement is missing in file. - Due Diligence Vendor-05/12/2025 |  | Resolved-trust now present and is verified as revocable - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4119368 |
| XXXXXX-2025-NQM4-256 |  | D A | Closed | FCOM4028 | 2025-05-12 10:16 | 2025-05-14 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4115084 |
| XXXXXX-2025-NQM4-257 |  | D A | Closed | FCRE1205 | 2025-05-12 16:18 | 2025-05-15 07:26 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-lender provided review and has accepted the OFAC is not same borrower - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. Borrower is [Redacted] born [Redacted]; Fraud report indicates [Redacted], DoB [Redacted]. - Buyer-05/14/2025 <br> Open-OFAC Check Not Completed and/or Cleared OFAC: 2 Possible borrower identity match found on Fraud page #73 of 327<br>- Due Diligence Vendor-05/12/2025 |  | Resolved-lender provided review and has accepted the OFAC is not same borrower - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4121042 |
| XXXXXX-2025-NQM4-257 |  | D A | Closed | FCOM4028 | 2025-05-12 15:13 | 2025-05-14 11:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4120394 |
| XXXXXX-2025-NQM4-258 |  | D A | Closed | FCOM4028 | 2025-05-12 11:10 | 2025-05-13 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4115985 |
| XXXXXX-2025-NQM4-259 |  | D A | Closed | FCOM4028 | 2025-05-13 07:03 | 2025-05-15 07:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4125132 |
| XXXXXX-2025-NQM4-260 |  | D A | Closed | FCOM4028 | 2025-05-13 05:33 | 2025-05-14 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4124288 |
| XXXXXX-2025-NQM4-261 |  | D A | Closed | FCOM4028 | 2025-05-13 09:01 | 2025-05-14 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4126934 |
| XXXXXX-2025-NQM4-262 |  | D A | Closed | FCOM4028 | 2025-05-12 13:20 | 2025-05-13 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4118784 |
| XXXXXX-2025-NQM4-263 |  | D A | Closed | FCOM4028 | 2025-05-13 12:22 | 2025-05-15 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4130214 |
| XXXXXX-2025-NQM4-264 |  | D A | Closed | FCOM4028 | 2025-05-12 16:56 | 2025-05-13 13:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4121283 |
| XXXXXX-2025-NQM4-265 |  | D A | Closed | FCOM4028 | 2025-05-13 09:06 | 2025-05-14 05:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4126993 |
| XXXXXX-2025-NQM4-266 |  | D A | Closed | FCOM1221 | 2025-05-15 08:02 | 2025-05-16 07:27 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-DC verified as county by lender and appraiser - Due Diligence Vendor-05/16/2025 <br> Ready for Review-Document Uploaded. The loan file has two Appraisal reports confirming [Redacted] to be the County for the subject property. - Buyer-05/16/2025 <br> Open-DOT pg.#16 of 112 : Need to confirm if [Redacted] is a County.<br> Note: Address section [Redacted] is in the name is under State too and there is no verbiage as County. Please confirm - Due Diligence Vendor-05/15/2025 |  | Resolved- [Redacted] verified as county by lender and appraiser - Due Diligence Vendor-05/16/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4149434 |
| XXXXXX-2025-NQM4-266 |  | D A | Closed | FCOM4028 | 2025-05-14 11:17 | 2025-05-15 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4140562 |
| XXXXXX-2025-NQM4-267 |  | D A | Closed | FCOM4028 | 2025-05-13 14:30 | 2025-05-14 12:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4132150 |
| XXXXXX-2025-NQM4-268 |  | D A | Closed | FCOM4028 | 2025-05-14 14:07 | 2025-05-15 15:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4143246 |
| XXXXXX-2025-NQM4-269 |  | D B A | Closed | FCRE1344 | 2025-05-14 13:38 | 2025-05-20 05:10 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Business Bank Statements Less Than 12 Months Provided | Resolved-missing statement is now present - Due Diligence Vendor-05/20/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/20/2025 <br>Open-missing March 2025 statement. (note the 3/2024 but we need March 2025- as that is the not the month preceding the application date - Due Diligence Vendor-05/14/2025 |  | Resolved-missing statement is now present - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4142817 |
| XXXXXX-2025-NQM4-269 |  | D B A | Closed | FCOM4028 | 2025-05-14 11:06 | 2025-05-15 08:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4140438 |
| XXXXXX-2025-NQM4-269 |  | D B A | Closed | FCRE1228 | 2025-05-14 13:36 | 2025-05-14 13:36 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exceeds max allowed NSF charges for a Bank Statement program so exception given<br> 20 NSFs<br> Comments There are 13 NSFs within the last 12 months. The DTI is very low. Please team, allow us to proceed,<br> Pg 472 - Due Diligence Vendor-05/14/2025 |  | Waived-exceeds max allowed NSF charges for a Bank Statement program so exception given<br> 20 NSFs<br> Comments There are 13 NSFs within the last 12 months. The DTI is very low. Please team, allow us to proceed,<br> Pg 472 - Due Diligence Vendor-05/14/2025<br>|  | Compensating Factors<br> Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 04/18/2025 70% cltv max, 0.5 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4142787 |
| XXXXXX-2025-NQM4-270 |  | D A | Closed | FCRE9991 | 2025-05-16 11:24 | 2025-05-22 13:17 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated their data to reflect fico matching at 678 based on the credit report they provided. - Due Diligence Vendor-05/22/2025 <br>Ready for Review-Document Uploaded. Please review uploaded updated final 1008 with Fico 678 - Buyer-05/22/2025 <br>Counter-this shows lowest mid score to be 678. B1- 678 689 627 B2- 696 685 669. lowest mid score here is 678 - Due Diligence Vendor-05/20/2025 <br>Ready for Review-Document Uploaded. Please review re-uploaded credit report. Mid Fico is 669 - Buyer-05/20/2025 <br>Counter-disagree. the credit report on page 1 does not show lowest midscore of 669 - Due Diligence Vendor-05/19/2025 <br>Ready for Review-As per credit report 04/07/2025 mid fico is 669. - Buyer-05/16/2025 <br>Open-lender score is 669. TPR score is 678 - Due Diligence Vendor-05/16/2025 |  | Resolved-lender updated their data to reflect fico matching at 678 based on the credit report they provided. - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 4165833 |
| XXXXXX-2025-NQM4-270 |  | D A | Closed | FCOM4028 | 2025-05-14 12:57 | 2025-05-16 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 4142091 |
| XXXXXX-2025-NQM4-271 |  | D A C | Closed | FCOM9842 | 2025-05-15 09:30 | 2025-05-21 05:08 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: File # is missing | Resolved-additional signatures now present on CD - Due Diligence Vendor-05/21/2025 <br>Ready for Review-Document Uploaded. Please find the updated final CD. - Buyer-05/20/2025 <br>Open-3 Non-Borrowers in file whereas only one Non-Borrower signed in Final CD. Signatures missing in page #6 - Due Diligence Vendor-05/15/2025 |  | Resolved-additional signatures now present on CD - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4150980 |
| XXXXXX-2025-NQM4-271 |  | D A C | Closed | FCOM4028 | 2025-05-15 00:14 | 2025-05-15 15:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-05/15/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4146292 |
| XXXXXX-2025-NQM4-272 |  | D A | Closed | FCRE8086 | 2025-05-15 09:03 | 2025-05-28 12:55 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Missing | Resolved-guaranty now present - Due Diligence Vendor-05/28/2025 <br>Ready for Review-Document Uploaded. Please review uploaded Guarantee - Buyer-05/28/2025 <br>Open- - Due Diligence Vendor-05/15/2025 |  | Resolved-guaranty now present - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4150319 |
| XXXXXX-2025-NQM4-272 |  | D A | Closed | FCOM4028 | 2025-05-15 08:32 | 2025-05-15 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4149830 |
| XXXXXX-2025-NQM4-273 |  | D A | Closed | FCOM4028 | 2025-05-16 01:54 | 2025-05-19 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4160575 |
| XXXXXX-2025-NQM4-274 |  | D A | Closed | FCOM4028 | 2025-05-15 23:22 | 2025-05-19 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4159523 |
| XXXXXX-2025-NQM4-275 |  | D A | Closed | FCRE9991 | 2025-05-16 07:44 | 2025-06-05 08:25 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score now matches - Due Diligence Vendor-06/05/2025 <br>Resolved-DSCR score is now updated - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. For some reason the monthly HOI payment has been updated incorrectly, it's fixed now. DSCR is 1.031. Please see attached Lock form - Seller-06/04/2025 <br>Counter-please provide the complete calculation for the PITIA and rents used. TPR is arriving at 1.032 and Lender has 1.068 - Due Diligence Vendor-06/04/2025 <br>Ready for Review-Document Uploaded. Please see attached. HOA dues were included, DSCR is 1.068 now - Seller-06/04/2025 <br>Counter-this is still incorrect. Correct DSCR is 1.032. Rent amount $2600/ PITIA $2,520= 1.032. you still are not including the HOA fees - Due Diligence Vendor-05/27/2025 <br>Ready for Review- - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by UW 1. HOA fees were added back by Closer in our system. DSCR is 1.085 now. - Seller-05/24/2025 <br>Open-Originator DSCR Is 1.087 and the Calculated DSCR is 1.032, the Variance is 0.055.<br> Calculated Rent amount from 1007 in page #35_Credit pkg.pdf<br> DSCR calculation: Rent amount $2600/ PITIA $2,520= 1.032. Lender did not consider HOA amount of $41.25 in DSCR calculation (Verified in Appraisal Report Page #28_Credit Pkg) and also Hazard insurance premium amount in Page #311_Credit Pkg is different from 1008 document. - Due Diligence Vendor-05/16/2025 | Ready for Review-Document Uploaded. For some reason the monthly HOI payment has been updated incorrectly, it's fixed now. DSCR is 1.031. Please see attached Lock form - Seller-06/04/2025 <br>Ready for Review-Document Uploaded. Please see attached. HOA dues were included, DSCR is 1.068 now - Seller-06/04/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by UW 1. HOA fees were added back by Closer in our system. DSCR is 1.085 now. - Seller-05/24/2025<br>| Resolved-DSCR score now matches - Due Diligence Vendor-06/05/2025 <br>Resolved-DSCR score is now updated - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4162514 |
| XXXXXX-2025-NQM4-275 |  | D A | Closed | FCRE9651 | 2025-05-16 06:55 | 2025-05-21 05:09 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-missing doc now present - Due Diligence Vendor-05/21/2025 <br>Ready for Review-Document Uploaded. Please see attached Amortization schedule - Seller-05/21/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. Please provide Amortization schedule as it is missing in the file - Due Diligence Vendor-05/16/2025 | Ready for Review-Document Uploaded. Please see attached Amortization schedule - Seller-05/21/2025<br>| Resolved-missing doc now present - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4161972 |
| XXXXXX-2025-NQM4-275 |  | D A | Closed | FCOM4028 | 2025-05-16 05:43 | 2025-05-19 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4161418 |
| XXXXXX-2025-NQM4-276 |  | D A | Closed | FCOM4028 | 2025-05-15 09:44 | 2025-05-16 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4151232 |
| XXXXXX-2025-NQM4-277 |  | D A | Closed | FCRE1358 | 2025-05-16 14:17 | 2025-05-21 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Resolved-missing documents now present - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. - Buyer-05/21/2025 <br> Open-For B2 [Redacted] W2 for 2022 & 2023 is missing - Due Diligence Vendor-05/16/2025 |  | Resolved-missing documents now present - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4168681 |
| XXXXXX-2025-NQM4-277 |  | D A | Closed | FCRE1328 | 2025-05-16 14:16 | 2025-05-21 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-w2 now present - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please revie wuploaded W-2's - Buyer-05/21/2025 <br> Open-For B1: [Redacted]c W2 for 2023 is missing<br> [Redacted] W2 for 2022 & 2023 is missing<br> - Due Diligence Vendor-05/16/2025 |  | Resolved-w2 now present - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4168679 |
| XXXXXX-2025-NQM4-277 |  | D A | Closed | FCOM4028 | 2025-05-16 10:21 | 2025-05-20 12:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4164949 |
| XXXXXX-2025-NQM4-278 |  | D B A | Closed | FCRE1440 | 2025-05-19 12:32 | 2025-05-21 14:08 | Waived | 2 - Non-Material C B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-does not meet recent mortgage lates policy, waiver provided. - Due Diligence Vendor-05/21/2025 <br>Ready for Review-Document Uploaded. For this one we have an exception on file. - Buyer-05/21/2025 <br>Open-Housing History Does Not Meet Guideline Requirements 3 30-day Mortgage late payment per Credit Report in Page #1_Credit Pkg2.pdf which is not allowed per Guidelines. Guidelines does not allow 30-day mortgage late payments for past 12 months from closing date for DSCR loans. - Due Diligence Vendor-05/19/2025 |  | Waived-does not meet recent mortgage lates policy, waiver provided. - Due Diligence Vendor-05/21/2025<br>|  | 1. Revolving debt is under 30% - Revolving payments $59 is less than 30% of total payments $15,375.52 per credit report page #1- Credit_pkg_2.pdf<br> 2. No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 3. 5+ years credit history - Oldest tradeline date is 03/01/2000 per credit report page #1- Credit_pkg_2.pdf<br> 4. Reserves >6 months - calculated reserves 7.56 is greater than 6 months<br> 5. Experienced investor - Borrower already owns 4 Investment properties per Final 1003 page #129_Signed Closing Pkg | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4181917 |
| XXXXXX-2025-NQM4-278 |  | D B A | Closed | FCOM4028 | 2025-05-19 02:25 | 2025-05-20 10:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage Recoding missing in File - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4175243 |
| XXXXXX-2025-NQM4-279 |  | D A | Closed | FCOM4028 | 2025-05-16 12:42 | 2025-05-19 04:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4167156 |
| XXXXXX-2025-NQM4-280 |  | D A | Closed | FCRE1995 | 2025-05-20 07:09 | 2025-05-22 13:20 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. - EMD removed from assets - Due Diligence Vendor-05/22/2025 <br>Ready for Review-Please disregard. Earnest Money Deposit was back out of the Goldman Sachs account on file. - Buyer-05/22/2025 <br>Open-Please provide supporting document to verify EMD amount of $5,000 which is reflecting in final CD in page #20_Signed_Closing_Package.pdf - Due Diligence Vendor-05/20/2025 |  | Resolved-resolved with lender comments. - EMD removed from assets - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4189707 |
| XXXXXX-2025-NQM4-280 |  | D A | Closed | FCOM4028 | 2025-05-20 05:20 | 2025-05-21 18:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-05/20/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4188738 |
| XXXXXX-2025-NQM4-281 |  | D A | Closed | 123ABJ | 2025-05-20 07:16 | 2025-05-27 07:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-VVOE is now present - Due Diligence Vendor-05/27/2025 <br> Ready for Review-Document Uploaded. Please see sunbiz provided by Sr. UW - Buyer-05/24/2025 <br> Open-Missing current sunbiz for [Redacted] - - Due Diligence Vendor-05/20/2025 |  | Resolved-VVOE is now present - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4189795 |
| XXXXXX-2025-NQM4-281 |  | D A | Closed | FCOM4028 | 2025-05-20 06:30 | 2025-05-21 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4189286 |
| XXXXXX-2025-NQM4-282 |  | D A | Closed | FCOM4028 | 2025-05-20 07:52 | 2025-05-22 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4190347 |
| XXXXXX-2025-NQM4-283 |  | D B A | Closed | FCOM4028 | 2025-05-20 09:38 | 2025-05-21 07:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4192373 |
| XXXXXX-2025-NQM4-283 |  | D B A | Closed | FVAL5474 | 2025-05-20 11:26 | 2025-05-20 11:26 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived - As per guide, Condo Projects must have at least 25% of the total units be under contract for sale to principal residence or Second Home purchasers. <br> \*Exception form is provided to allow 23.7% owner occupied units. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page 514 of 667 - [Redacted] 5/20/2025 - Due Diligence Vendor-05/20/2025 |  | Waived-Waived - As per guide, Condo Projects must have at least 25% of the total units be under contract for sale to principal residence or Second Home purchasers. <br> \*Exception form is provided to allow 23.7% owner occupied units. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page 514 of 667 - [Redacted] 5/20/2025 - Due Diligence Vendor-05/20/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, and No mortgage late payments in the last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4194071 |
| XXXXXX-2025-NQM4-284 |  | D A | Closed | FCOM4028 | 2025-05-20 07:22 | 2025-05-22 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4189875 |
| XXXXXX-2025-NQM4-285 |  | D A | Closed | FCOM4028 | 2025-05-21 22:05 | 2025-05-23 09:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4211130 |
| XXXXXX-2025-NQM4-286 |  | D B A | Closed | FCOM4028 | 2025-05-22 03:13 | 2025-05-23 10:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-05/22/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4212007 |
| XXXXXX-2025-NQM4-286 |  | D B A | Closed | FVAL5524 | 2025-05-22 05:28 | 2025-05-23 10:17 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Exception needed for illegal property type. Subject property is a residential care group home per Appraisal Report Page #16_Credit Pkg, we have exception in page#267_Credit Package.pdf - Due Diligence Vendor-05/23/2025 |  | Waived-Exception needed for illegal property type. Subject property is a residential care group home per Appraisal Report Page #16_Credit Pkg, we have exception in page#267_Credit Package.pdf - Due Diligence Vendor-05/23/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #313_Credit Package.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page # 313_Credit Package.pdf is 09/01/2016<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #313_Credit Package.pdf. Existing late payments till 08/2021 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4212526 |
| XXXXXX-2025-NQM4-287 |  | D B A | Closed | FCOM4028 | 2025-05-21 11:23 | 2025-05-27 07:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Ready for Review-less than 60 days - Buyer-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4206817 |
| XXXXXX-2025-NQM4-287 |  | D B A | Closed | FPRO116 | 2025-05-22 02:26 | 2025-05-22 02:26 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, HOA Guidelines prohibit single entity ownership of more than 10% in single project of this size.<br> \*Exception form is provided to allow single entity ownership of 40% - Minor litigation noted as well - [Redacted] approved project<br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price<br> \*Exception form is on page #435 of 475 - Due Diligence Vendor-05/22/2025<br> - Due Diligence Vendor-05/22/2025 |  | Waived-Waived-As per guide, HOA Guidelines prohibit single entity ownership of more than 10% in single project of this size.<br> \*Exception form is provided to allow single entity ownership of 40% - Minor litigation noted as well - [Redacted] approved project<br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price<br> \*Exception form is on page #435 of 475 - Due Diligence Vendor-05/22/2025<br> - Due Diligence Vendor-05/22/2025<br>|  | Revolving debt under 30%, 5+ yrs current job, N0 credit events past 40 months, 5+ yrs credit history, Credit Score > 40 points above program minimum, No consumer lates last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4211881 |
| XXXXXX-2025-NQM4-288 |  | D A | Closed | FCOM4028 | 2025-05-21 10:24 | 2025-05-23 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4205838 |
| XXXXXX-2025-NQM4-289 |  | D B A | Closed | FCOM4028 | 2025-05-22 04:29 | 2025-05-23 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage Recoding missing in File - Due Diligence Vendor-05/22/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4212274 |
| XXXXXX-2025-NQM4-289 |  | D B A | Closed | FCRE1254 | 2025-05-22 06:23 | 2025-05-23 12:34 | Waived | 2 - Non-Material B | Credit | Title | Property Title Issue | Waived-Property Title Issue Exeception provided - Property is currently held in LLC. The borrower is 50/50 owner in the LLC. Exception in file is to count this towards seasoning and allow us to close this in the borrowers name - Due Diligence Vendor-05/23/2025 |  | Waived-Property Title Issue Exeception provided - Property is currently held in LLC. The borrower is 50/50 owner in the LLC. Exception in file is to count this towards seasoning and allow us to close this in the borrowers name - Due Diligence Vendor-05/23/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. 5+ years credit history- Oldest tradeline date in CBR page #385 is 06/01/2003,<br> 3. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #385,<br> 4. Credit score >40 points than minimum required- Audited FICO Score is 727, Guideline Maximum FICO Score is 640 difference is 87, Which is Greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4212936 |
| XXXXXX-2025-NQM4-290 |  | D A | Closed | FCOM4028 | 2025-05-22 06:08 | 2025-05-23 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-05/22/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4212815 |
| XXXXXX-2025-NQM4-291 |  | D A | Closed | FCOM4028 | 2025-05-23 12:14 | 2025-05-27 09:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4231559 |
| XXXXXX-2025-NQM4-292 |  | D A | Closed | FCOM4028 | 2025-05-27 05:52 | 2025-05-27 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4241555 |
| XXXXXX-2025-NQM4-293 |  | D A | Closed | FVAL1039 | 2025-05-23 16:06 | 2025-05-29 07:28 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-value support now present - Due Diligence Vendor-05/29/2025 <br>Ready for Review-Document Uploaded. CDA uploaded - Buyer-05/28/2025 <br>Open-CU score is 0 and Appraisal Supporting doc is missing in file. Refer pg.# 205 - Due Diligence Vendor-05/23/2025 |  | Resolved-value support now present - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4235701 |
| XXXXXX-2025-NQM4-293 |  | D A | Closed | FCOM4028 | 2025-05-23 14:40 | 2025-05-27 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4234886 |
| XXXXXX-2025-NQM4-294 |  | D A | Closed | FCOM4028 | 2025-05-28 09:31 | 2025-05-30 05:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/30/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-05/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4257152 |
| XXXXXX-2025-NQM4-295 |  | D A | Closed | FCRE9991 | 2025-05-28 14:28 | 2025-05-29 11:55 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-credit score corrected to 747 on lender docs. - Due Diligence Vendor-05/29/2025 <br>Ready for Review-Document Uploaded. Please see attached tape, lock confirmation, 1008 and approval letter - Buyer-05/29/2025 <br>Open-credit score on tape does not match credit in file. Tape has 752. Credit page 275 has 747 - Due Diligence Vendor-05/28/2025 |  | Resolved-credit score corrected to 747 on lender docs. - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4262224 |
| XXXXXX-2025-NQM4-295 |  | D A | Closed | FCOM4028 | 2025-05-27 10:07 | 2025-05-28 14:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4245154 |
| XXXXXX-2025-NQM4-296 |  | D A | Closed | FCOM4028 | 2025-05-27 13:03 | 2025-05-28 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4248071 |
| XXXXXX-2025-NQM4-297 |  | D A | Closed | FCOM4028 | 2025-05-27 11:33 | 2025-05-28 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4246537 |
| XXXXXX-2025-NQM4-298 |  | D B A | Closed | FCOM4028 | 2025-05-28 08:35 | 2025-05-28 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4255796 |
| XXXXXX-2025-NQM4-298 |  | D B A | Closed | FPRO116 | 2025-05-28 09:36 | 2025-05-28 14:56 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires Master Policy provide Replacement Cost value for insurance.<br> \*Exception form is provided to allow ACV (Actual Cost Value) replacement + Building ordinance coverage appears inadequate (vague response to lender's questions due to non disclosure policy - email chain page 46+ of 134). <br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price - HO6 Policy is required.<br> \*Exception form is on page # 30 of 134 - Due Diligence Vendor-05/28/2025 - Due Diligence Vendor-05/28/2025 |  | Waived-Waived-As per guide, Guideline requires Master Policy provide Replacement Cost value for insurance.<br> \*Exception form is provided to allow ACV (Actual Cost Value) replacement + Building ordinance coverage appears inadequate (vague response to lender's questions due to non disclosure policy - email chain page 46+ of 134). <br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price - HO6 Policy is required.<br> \*Exception form is on page # 30 of 134 - Due Diligence Vendor-05/28/2025 - Due Diligence Vendor-05/28/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds<br> requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4257212 |
| XXXXXX-2025-NQM4-299 |  | D A | Closed | FCOM4028 | 2025-05-28 12:50 | 2025-05-29 06:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4260498 |
| XXXXXX-2025-NQM4-300 |  | D A | Closed | FCRE1995 | 2025-05-28 15:03 | 2025-05-29 11:59 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. backed out - Due Diligence Vendor-05/29/2025 <br>Ready for Review-Please disregard, EMD was back out - Buyer-05/29/2025 <br>Open- - missing - Due Diligence Vendor-05/28/2025 |  | Resolved-resolved with lender comments. backed out - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4262698 |
| XXXXXX-2025-NQM4-300 |  | D A | Closed | FCOM4028 | 2025-05-28 14:39 | 2025-05-29 05:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4262326 |
| XXXXXX-2025-NQM4-301 |  | D B A | Closed | FCOM4028 | 2025-05-29 07:46 | 2025-05-29 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4268469 |
| XXXXXX-2025-NQM4-301 |  | D B A | Closed | FCRE1174 | 2025-05-29 09:01 | 2025-05-29 09:01 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, HOA maintains a Residential Condominium Building Association Policy or equivalent private flood insurance coverage for the subject unit's building<br> \*Exception form is provided to allow borrower to cover flood insurance <br> \*Approved Conditions: +0.5 to price, [Redacted] max<br> \*Exception form is on page # 303 of 366, Flood Insurance page 289 of 366 - Due Diligence Vendor-05/29/2025 - Due Diligence Vendor-05/29/2025 |  | Waived-Waived-As per guide, HOA maintains a Residential Condominium Building Association Policy or equivalent private flood insurance coverage for the subject unit's building<br> \*Exception form is provided to allow borrower to cover flood insurance <br> \*Approved Conditions: +0.5 to price, [Redacted] max<br> \*Exception form is on page # 303 of 366, Flood Insurance page 289 of 366 - Due Diligence Vendor-05/29/2025 - Due Diligence Vendor-05/29/2025<br>|  | Several income sources and DTI below 45%, 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4269839 |
| XXXXXX-2025-NQM4-302 |  | D A C | Closed | 50001251-Fees-Limited | 2025-05-29 16:40 | 2025-06-03 14:17 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable. - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/03/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee, Processing Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - A Discount fee iao $4,288 was added to Section A and a Processing fee iao $995 was added to Section B on the Revised LE dated 5/8/2025 without a COC. - Due Diligence Vendor-05/29/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4276722 |
| XXXXXX-2025-NQM4-302 |  | D A C | Closed | 50001252-Fees-Limited | 2025-05-29 16:40 | 2025-06-03 14:17 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-This is acceptable. - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/03/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee, Processing Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Missing COC for addition of Discount Points and Processing fee on Revised LE dated 5/8/2025. Please Provide. - Due Diligence Vendor-05/29/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4276721 |
| XXXXXX-2025-NQM4-302 |  | D A C | Closed | FCOM4028 | 2025-05-29 13:37 | 2025-05-30 09:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4274527 |
| XXXXXX-2025-NQM4-303 |  | D B A | Closed | FCOM4028 | 2025-05-30 12:41 | 2025-06-02 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4287049 |
| XXXXXX-2025-NQM4-303 |  | D B A | Closed | FCRE5275 | 2025-05-30 13:45 | 2025-05-30 13:45 | Waived | 2 - Non-Material B | Credit | Eligibility | Asset do not meet guidelines | Waived-Waived-As per guide, Borrower must be account holder of asset statements<br> \*Exception form is provided to allow use of assets in the name of a trust<br> \*Approved Conditions: +0.25 to price, LTV is subject to appraisal review<br> \*Exception form is on page # 1150 of 1422, Bank Statement page 566 of 1422, Trust page 1368 of 1422 - Due Diligence Vendor-05/30/2025 - Due Diligence Vendor-05/30/2025 |  | Waived-Waived-As per guide, Borrower must be account holder of asset statements<br> \*Exception form is provided to allow use of assets in the name of a trust<br> \*Approved Conditions: +0.25 to price, LTV is subject to appraisal review<br> \*Exception form is on page # 1150 of 1422, Bank Statement page 566 of 1422, Trust page 1368 of 1422 - Due Diligence Vendor-05/30/2025 - Due Diligence Vendor-05/30/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4288420 |
| XXXXXX-2025-NQM4-304 |  | D A | Closed | FCOM4028 | 2025-06-02 01:53 | 2025-06-02 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4295308 |
| XXXXXX-2025-NQM4-305 |  | D A | Closed | FCRE7347 | 2025-06-02 16:03 | 2025-06-12 05:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-corrected lease now present - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. corrected lease uploaded - Buyer-06/11/2025 <br>Open-Lease agreement Term start date year is reflecting as "20234" Refer Pg. no 852. - Due Diligence Vendor-06/02/2025 |  | Resolved-corrected lease now present - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4306185 |
| XXXXXX-2025-NQM4-305 |  | D A | Closed | FCOM4028 | 2025-06-02 12:56 | 2025-06-03 09:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4302952 |
| XXXXXX-2025-NQM4-306 |  | D A | Closed | FCRE7805 | 2025-06-02 15:47 | 2025-07-14 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-additional month provided and now have 4 months seasoned - Due Diligence Vendor-07/14/2025 <br>Ready for Review-Document Uploaded. See attached. - Buyer-07/14/2025 <br>Counter-unable to clear as guidelines call for 4 months seasoning. Statement ends 3/31- giving me only 3 months seasoning. Need one additional month or a waiver - Due Diligence Vendor-06/17/2025 <br>Ready for Review-Document Uploaded. The majority of these funds are held in two rollover IRAs. A rollover IRA is only opened after you stop working for an employer and funds are moved out of an employer-sponsored retirement plan (such as a 401k). The remaining funds are held in a traditional IRA and a Roth IRA. Both employer-sponsored retirement accounts and IRAs have legal limits as to how much you can deposit into them in any calendar year. At the borrower's age, the maximum he could have deposited into this account in the last 12 months is $42,740, approximately 2% of the current balance. It is not possible (legally) that this account has been open and the funds season for less than the required 4 months. - Buyer-06/16/2025 <br>Counter-disagree. Unable to determine start date of account or if funds used were actually seasoned. Need a waiver - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. There is only one statement in the file, but the statement has sufficient information to prove 4 months of seasoning. The account shows "year-to-date" information, which includes the beginning balance for the year. That beginning balance would be 3 months before the current statement end date.<br>Also, the majority of these funds are held in IRAs. Each individual can only contribute $7000 to IRA accounts each year. This is a total amount, not $7000 per IRA account. That means the borrower added no more than $7000 to the account in all of 2024. Even if that was all in December, the $2,000,000+ in this account would be considered "seasoned" as the majority of the funds were already present. - Buyer-06/11/2025 <br>Open- - 4-month seasoning of assets required for asset utilization- only March 2025 provided. - Due Diligence Vendor-06/02/2025 |  | Resolved-additional month provided and now have 4 months seasoned - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4306034 |
| XXXXXX-2025-NQM4-306 |  | D A | Closed | FCOM4028 | 2025-06-02 15:01 | 2025-06-03 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4305356 |
| XXXXXX-2025-NQM4-307 |  | D B A C | Closed | FCRE1122 | 2025-06-03 09:54 | 2025-08-26 16:33 | Resolved | 1 - Information C A | Credit | Closing | Loan Originator NMLS Number and Loan Origination NMLS are not unique | Resolved-Validation Resolved or Not Applicable (The 1003 Page Occupancy status is 'Second Home'). - Due Diligence Vendor-08/20/2025 <br>Resolved-corrected info provided and provided each NMLS #s - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. Please see attached updated Closing documents correcting the NMLS for the LO/Company - Buyer-08/20/2025 <br>Open-Loan Originator NMLS and Loan Origination Company have the same NMLS number and the 1003 Page Occupancy status is 'Second Home'. need corrected Note and Mtg and CD with correct NMLS, they cant be same for LO and company - Due Diligence Vendor-06/03/2025 |  | Resolved-Validation Resolved or Not Applicable (The 1003 Page Occupancy status is 'Second Home'). - Due Diligence Vendor-08/20/2025 <br>Resolved-corrected info provided and provided each NMLS #s - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4314238 |
| XXXXXX-2025-NQM4-307 |  | D B A C | Closed | 5000500-License-Loan Originator | 2025-06-03 11:50 | 2025-08-20 07:11 | Resolved | 1 - Information C A | Compliance | Mavent | License: Loan Originator | Resolved-corrected info provided and provided each NMLS #s - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. Please see attached updated Closing documents correcting the NMLS for the LO/Company - Seller-08/20/2025 <br> Open-The NMLS ID ([Redacted]) of the loan originator does not exist. Note, Mortgage and Final CD all have [Redacted] NMLS ID stated as [Redacted]. [Redacted] is the Lenders NMLS ID. [Redacted] NMLS ID according to the NMLS Consumer Access is Active and listed as [Redacted]. - Due Diligence Vendor-06/03/2025 | Ready for Review-Document Uploaded. Please see attached updated Closing documents correcting the NMLS for the LO/Company - Seller-08/20/2025<br>| Resolved-corrected info provided and provided each NMLS #s - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4316682 |
| XXXXXX-2025-NQM4-307 |  | D B A C | Closed | 50001258-Fees-Limited | 2025-06-03 11:50 | 2025-06-12 10:14 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Cured-This is acceptable. PCCD uploaded with proof of refund - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. PCCD was issued and sent to the Borrower with LOE and check refund. - Seller-06/12/2025 <br>Open-The total amount of the 10% category fees on the last Closing Disclosure ($158.00) has increased by more than 10% over the current baseline value of ($134.00). The total amount of fees in the 10% category cannot exceed ($147.40). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Recording Fees increased from $134.00 on CD 05/06/2025 to $158.00 on Final CD 05/12/2025 without a Change of Circumstance. - Due Diligence Vendor-06/03/2025 | Ready for Review-Document Uploaded. PCCD was issued and sent to the Borrower with LOE and check refund. - Seller-06/12/2025<br>| Cured-This is acceptable. PCCD uploaded with proof of refund - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4316679 |
| XXXXXX-2025-NQM4-307 |  | D B A C | Closed | FCOM4028 | 2025-06-03 09:15 | 2025-06-04 12:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-closed within last 60 days - Due Diligence Vendor-06/04/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-closed within last 60 days - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4312661 |
| XXXXXX-2025-NQM4-308 |  | D B A | Closed | FCRE1157 | 2025-06-03 11:32 | 2025-06-05 09:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-06/05/2025 <br>Resolved-ins now present - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/05/2025 <br>Open-Missing Hazard Insurance Policy Hazard Insurance Policy is missing. - Due Diligence Vendor-06/03/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-06/05/2025 <br>Resolved-ins now present - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4316346 |
| XXXXXX-2025-NQM4-308 |  | D B A | Closed | FCOM4028 | 2025-06-03 10:55 | 2025-06-04 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4315723 |
| XXXXXX-2025-NQM4-308 |  | D B A | Closed | FPRO1249 | 2025-06-03 12:43 | 2025-06-03 12:43 | Waived | 2 - Non-Material B | Property | Property | Neighborhood Location Not Allowed for Program | Waived--As per guide the new construction property Demand/Supply should not be Over Supply<br> - Exception form provided to proceed with loan even if Demand/Supply should not be Over Supply<br> - Approved Condition :- 0.25 to price<br> - Exception form pg. no :- 282 of 346. - Due Diligence Vendor-06/03/2025 |  | Waived--As per guide the new construction property Demand/Supply should not be Over Supply<br> - Exception form provided to proceed with loan even if Demand/Supply should not be Over Supply<br> - Approved Condition :- 0.25 to price<br> - Exception form pg. no :- 282 of 346. - Due Diligence Vendor-06/03/2025<br>|  | 5 years on current job, 10 years or more in the same line of employment, No mortgage late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4317756 |
| XXXXXX-2025-NQM4-309 |  | D A | Closed | FCOM4028 | 2025-06-03 09:00 | 2025-06-04 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4312405 |
| XXXXXX-2025-NQM4-310 |  | D A | Closed | FCOM4028 | 2025-06-04 09:48 | 2025-06-05 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4332084 |
| XXXXXX-2025-NQM4-311 |  | D A | Closed | FCRE6589 | 2025-06-05 11:33 | 2025-06-13 13:09 | Resolved | 1 - Information C A | Credit | Borrower | Fraud: Potential Occupancy/Current Address Issues identified in the file | Resolved-resolved with lender comments lender has reviewed address on DL and file is ok with it being same - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. To address your concerns, the borrower has decided to convert the subject property into a rental and will occupy 1[Redacted] as their primary residence. They have owned both for quite a while and the 1003 reflects this change:<br>An LOX wasn't provided, as it's typically required in a purchase scenario for a primary residence (to qualify for lower pricing rates, etc.). - Buyer-06/13/2025 <br>Open-DL is verified and reflects subject property for both the borrowers - Due Diligence Vendor-06/05/2025 |  | Resolved-resolved with lender comments lender has reviewed address on DL and file is ok with it being same - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4348920 |
| XXXXXX-2025-NQM4-311 |  | D A | Closed | FCRE1115 | 2025-06-04 13:10 | 2025-06-13 13:08 | Resolved | 1 - Information C A | Credit | Closing | Security Instrument Date is greater than current date | Resolved-scriveners affidavit now present - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. Uploaded the affidavit that we will recorded by title to correct the scriveners error - Buyer-06/13/2025 <br>Open-Security Instrument Date is greater than the transaction date of 05-30-2024 Closing Date, Note date and Disbursement date is 05/30/2025 refer pg.#38, 60 however Notary Date is incorrect as 05/30/2024 on DOT pg.#86 - Due Diligence Vendor-06/04/2025 |  | Resolved-scriveners affidavit now present - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4335684 |
| XXXXXX-2025-NQM4-311 |  | D A | Closed | FCOM4028 | 2025-06-04 12:36 | 2025-06-06 11:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4335121 |
| XXXXXX-2025-NQM4-312 |  | D A | Closed | FCOM4028 | 2025-06-04 09:59 | 2025-06-05 12:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4332286 |
| XXXXXX-2025-NQM4-313 |  | D B A | Closed | FCRE1995 | 2025-06-05 07:16 | 2025-06-09 08:09 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-proof EMD cleared is now present - Due Diligence Vendor-06/09/2025 <br> Ready for Review-Document Uploaded. [Redacted] EMD cleared [Redacted] acc #[Redacted]. - Buyer-06/06/2025 <br> Open-Please provide supporting document to verify EMD amount of $[Redacted] which is reflecting in final CD Page #35_Signed Closing Pkg - Due Diligence Vendor-06/05/2025 |  | Resolved-proof EMD cleared is now present - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4343564 |
| XXXXXX-2025-NQM4-313 |  | D B A | Closed | FCOM4028 | 2025-06-05 05:16 | 2025-06-06 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4342469 |
| XXXXXX-2025-NQM4-313 |  | D B A | Closed | FCRE3599 | 2025-06-05 07:26 | 2025-06-06 00:14 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Maximum 5 loans for a Borrower per Guidelines whereas Currently Borrower owns 20 loans, however we have exception in page # 489_Credit Package.pdf - Due Diligence Vendor-06/05/2025 |  | Waived-Maximum 5 loans for a Borrower per Guidelines whereas Currently Borrower owns 20 loans, however we have exception in page # 489_Credit Package.pdf - Due Diligence Vendor-06/05/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No mortgage late payments in CBR Page #712_Credit Package.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #712_Credit Package.pdf is 07/01/2008<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #712_Credit Package.pdf. Existing late payments till 12/2021<br> Credit score >40 points than minimum required - Guideline Min FICO is 620 and Qualifying FICO is 782, variance is 162 points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4343699 |
| XXXXXX-2025-NQM4-314 |  | D A | Closed | FCOM4028 | 2025-06-05 02:56 | 2025-06-06 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4341328 |
| XXXXXX-2025-NQM4-315 |  | D A | Closed | FCRE9806 | 2025-06-06 08:01 | 2025-06-10 12:28 | Resolved | 1 - Information C A | Credit | Eligibility | Other Credit Finding | Resolved-other payment has been documents. DSCR matches - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Document Uploaded. This payment is for solar panels. Please see attached bill. - Buyer-06/10/2025 <br>Open- - the 1008 and final 1003 reflect an "other" payment as part of the PITI. Unable to locate the source of $257.35 payment. Please confirm. DSCR will need to be recalculated if this amount is removed from the payment. - Due Diligence Vendor-06/06/2025 |  | Resolved-other payment has been documents. DSCR matches - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4359604 |
| XXXXXX-2025-NQM4-315 |  | D A | Closed | FCOM4028 | 2025-06-06 07:15 | 2025-06-09 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4358847 |
| XXXXXX-2025-NQM4-316 |  | D A | Closed | FCOM4028 | 2025-06-07 22:29 | 2025-06-09 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4373613 |
| XXXXXX-2025-NQM4-317 |  | D A | Closed | FCOM4028 | 2025-06-05 07:54 | 2025-06-06 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-loan closed within 60 days - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-loan closed within 60 days - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4344103 |
| XXXXXX-2025-NQM4-318 |  | D A | Closed | FCOM4028 | 2025-06-06 11:35 | 2025-06-09 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4363795 |
| XXXXXX-2025-NQM4-319 |  | D B A | Closed | FCOM4028 | 2025-06-09 06:09 | 2025-06-10 07:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4377728 |
| XXXXXX-2025-NQM4-319 |  | D B A | Closed | FVAL5472 | 2025-06-09 07:15 | 2025-06-10 07:01 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Maximum 10Acres accepted per Guidelines whereas Subject property land area per Appraisal Report Page #40_Credit Pkg os 10.02 Acres with one ADU. However, we have exception in page#288_Credit Package.pdf - Due Diligence Vendor-06/09/2025 |  | Waived-Maximum 10Acres accepted per Guidelines whereas Subject property land area per Appraisal Report Page #40_Credit Pkg os 10.02 Acres with one ADU. However, we have exception in page#288_Credit Package.pdf - Due Diligence Vendor-06/09/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #364_Credit Package.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #364_Credit Package.pdf is 03/01/2002<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #364_Credit Package.pdf<br> Credit score >40 points than minimum required - Guideline Min FICO is 700 and Qualifying FICO is 761 variance is 61 which is greater than 40 points<br> Reserves >6 months - calculated Reserves is 90.92 months which is > 6 months<br> 7+ properties ownership - Borrower owns 7 properties as per final 1003 #115_Signed Closing Package.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4378479 |
| XXXXXX-2025-NQM4-320 |  | D B A | Closed | FCOM4028 | 2025-06-05 11:55 | 2025-06-09 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-06/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4349253 |
| XXXXXX-2025-NQM4-320 |  | D B A | Closed | FCRE3599 | 2025-06-05 14:54 | 2025-06-05 14:54 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Waiver for 5+ loans for an individual borrower in a 6 month span counting from 1st note date. Borrower has 10+ loans with [Redacted].<br>Approved with conditions of [Redacted] Mac & 3Y PPP<br>Waiver on page 338 of 587 - Due Diligence Vendor-06/05/2025 |  | Waived-Waiver for 5+ loans for an individual borrower in a 6 month span counting from 1st note date. Borrower has 10+ loans with [Redacted].<br>Approved with conditions of [Redacted] Mac & 3Y PPP<br>Waiver on page 338 of 587 - Due Diligence Vendor-06/05/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Borrower closed with A&D Multiple loans, 0 delinquencies | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4352429 |
| XXXXXX-2025-NQM4-321 |  | D A | Closed | FCRE8450 | 2025-06-05 14:04 | 2025-07-11 08:02 | Resolved | 1 - Information C A | Credit | Income/Employment | Rental Income not supported | Resolved-DSCR score is updated 1.020 - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please see attached revised tape, 1008 and lock confirmation - Buyer-07/10/2025 <br>Counter-need corrected tape as rents are higher at $1750 per the 1007 provided. DSCR is now 1.020: $1750/$1,716.16 - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. Please see attached 1007 rent schedule. - Buyer-07/09/2025 <br>Open-Need Supporting Rent document to verify rent income of $1,700 as per 1008<br> Note :- DSCR score is calculated using $1,700 Rent - Due Diligence Vendor-06/05/2025 |  | Resolved-DSCR score is updated 1.020 - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4351588 |
| XXXXXX-2025-NQM4-321 |  | D A | Closed | FCOM4028 | 2025-06-05 12:17 | 2025-06-09 07:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4349591 |
| XXXXXX-2025-NQM4-322 |  | D A | Closed | FCOM4028 | 2025-06-05 14:54 | 2025-06-09 09:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 | Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - 06/09/2025 <br>|  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4352420 |
| XXXXXX-2025-NQM4-323 |  | D B A | Closed | FCRE7805 | 2025-06-06 09:56 | 2025-06-10 06:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-missing income account statement now present - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Document Uploaded. Please see Nov 2024 BS attached. - Buyer-06/10/2025 <br>Open- - missing Nov 2024 bank statement for 12 month bank statement income - Due Diligence Vendor-06/06/2025 |  | Resolved-missing income account statement now present - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4362391 |
| XXXXXX-2025-NQM4-323 |  | D B A | Closed | FCOM4028 | 2025-06-06 08:47 | 2025-06-09 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4360496 |
| XXXXXX-2025-NQM4-323 |  | D B A | Closed | FPRO1251 | 2025-06-06 09:52 | 2025-06-06 09:52 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Waived-As per guide, New construction properties designated as "rural" to be considered on a case-by-case basis.<br> \*Exception form is provided to allow cash-out refinance<br> \*Approved Conditions: [Redacted] max, 0.5 to price, no other exceptions allowed<br> \*Exception form is on page # 423 of 515 - Due Diligence Vendor-06/06/2025 - Due Diligence Vendor-06/06/2025 |  | Waived-Waived-As per guide, New construction properties designated as "rural" to be considered on a case-by-case basis.<br> \*Exception form is provided to allow cash-out refinance<br> \*Approved Conditions: [Redacted] max, 0.5 to price, no other exceptions allowed<br> \*Exception form is on page # 423 of 515 - Due Diligence Vendor-06/06/2025 - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4362334 |
| XXXXXX-2025-NQM4-323 |  | D B A | Closed | FCRE1492 | 2025-06-06 09:50 | 2025-06-06 09:50 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Waived-As per guide, If an existing first mortgage is being paid off through the transaction, it must be at least 6 months old at the time of refinance<br> \*Exception form is provided to allow cash out refinance<br> \*Approved Conditions: [Redacted] max, 0.5 to price, no other exceptions allowed<br> \*Exception form is on page # 423 of 515 - Due Diligence Vendor-06/06/2025 - Due Diligence Vendor-06/06/2025 |  | Waived-Waived-As per guide, If an existing first mortgage is being paid off through the transaction, it must be at least 6 months old at the time of refinance<br> \*Exception form is provided to allow cash out refinance<br> \*Approved Conditions: [Redacted] max, 0.5 to price, no other exceptions allowed<br> \*Exception form is on page # 423 of 515 - Due Diligence Vendor-06/06/2025 - Due Diligence Vendor-06/06/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4362304 |
| XXXXXX-2025-NQM4-324 |  | B A | Closed | FCRE1228 | 2025-06-06 09:51 | 2025-06-09 14:44 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for 14 NSFs occurances exceeds allowable NSF charges allowed for this income product<br>Approved with conditions of 0.5 to price and [Redacted] max<br>Exception on page 560 of 709 - Due Diligence Vendor-06/06/2025 |  | Waived-Exception for 14 NSFs occurances exceeds allowable NSF charges allowed for this income product<br>Approved with conditions of 0.5 to price and [Redacted] max<br>Exception on page 560 of 709 - Due Diligence Vendor-06/06/2025<br>|  | Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No mortgage late payments in the<br> last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below<br> maximum, Borrower contribution exceeds requirement >=5%, co-borrower's mid score 786 | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4362321 |
| XXXXXX-2025-NQM4-325 |  | D A | Closed | FCOM4028 | 2025-06-09 16:50 | 2025-06-11 08:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4388502 |
| XXXXXX-2025-NQM4-326 |  | D A | Closed | FCRE1995 | 2025-06-11 09:17 | 2025-06-12 12:24 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Please disregard, EMD was back out - Buyer-06/12/2025 <br>Open-missing copy of check - Due Diligence Vendor-06/11/2025 |  | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4410858 |
| XXXXXX-2025-NQM4-326 |  | D A | Closed | FCOM4028 | 2025-06-11 08:16 | 2025-06-11 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4409705 |
| XXXXXX-2025-NQM4-327 |  | D B A C | Closed | FCRE1437 | 2025-06-10 12:27 | 2025-08-25 12:09 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-dated P/L now present - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. Please see attached dated P&L - Seller-08/25/2025 <br>Open-Income and Employment Do Not Meet Guidelines Signature date is missing on provided P&L statement. Refer page #9 & 10 of 117 - Due Diligence Vendor-06/10/2025 | Ready for Review-Document Uploaded. Please see attached dated P&L - Seller-08/25/2025<br>| Resolved-dated P/L now present - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4399417 |
| XXXXXX-2025-NQM4-327 |  | D B A C | Closed | 1910-1003925 | 2025-06-10 07:47 | 2025-06-12 12:55 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | Interest: DaysInYear | Acknowledged- - Due Diligence Vendor-06/12/2025 <br> Acknowledged-Lender used a standard FNMA 30 day note. Finding is acknowledged as a compliance caution. - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Document Uploaded. According to information in our system for calculation was used "365 days method". Please see snip attached. - Buyer-06/12/2025 <br> Open-The interest days in year used to calculate the interest (Periodic 360) is less than 365 days. The [Redacted] Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. (RCW 19.52.020; [Redacted] Inc., 90 [Redacted]. 2d 680, 586 P. 2d 830 (1978)) - Due Diligence Vendor-06/10/2025 |  | Acknowledged-Lender used a standard FNMA 30 day note. Finding is acknowledged as a compliance caution. - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | No | 4393693 |
| XXXXXX-2025-NQM4-327 |  | D B A C | Closed | FCOM3605 | 2025-06-10 11:17 | 2025-06-12 12:34 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-proof electronic delivery now present - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please see attached verification that CD issued on 05/27/25 was sent electronically - Buyer-06/12/2025 <br>Open-Provide evidence that Initial Closing Disclosure issued on 05/27/25 was sent electronically to the borrower - Due Diligence Vendor-06/10/2025 |  | Resolved-proof electronic delivery now present - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4397674 |
| XXXXXX-2025-NQM4-327 |  | D B A C | Closed | FCOM4028 | 2025-06-09 15:04 | 2025-06-11 10:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4387294 |
| XXXXXX-2025-NQM4-328 |  | D A | Closed | FCRE5116 | 2025-06-10 09:20 | 2025-06-18 06:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-VOR present and amount used to qualify is higher than what borrower pays. Lease is for partner and borrower only pays a portion. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Document Uploaded. Please find attached - Seller-06/18/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. There is no VOR or other confirmation of the non occupant Bwr's ([Redacted]) primary rental obligation of $560 per month. - Due Diligence Vendor-06/10/2025 | Ready for Review-Document Uploaded. Please find attached - Seller-06/18/2025<br>| Resolved-VOR present and amount used to qualify is higher than what borrower pays. Lease is for partner and borrower only pays a portion. - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4395449 |
| XXXXXX-2025-NQM4-328 |  | D A | Closed | FCRE1169 | 2025-06-10 09:38 | 2025-06-13 13:25 | Resolved | 1 - Information C A | Credit | Insurance | Flood Insurance Effective Date is after the Note Date | Resolved-corrected dates on flood now within closing date - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. Please find attached - Seller-06/13/2025 <br>Open-Flood Insurance Effective Date of 06-05-2025 is after the Note Date of 05-31-2025 True - Due Diligence Vendor-06/10/2025 | Ready for Review-Document Uploaded. Please find attached - Seller-06/13/2025<br>| Resolved-corrected dates on flood now within closing date - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4395747 |
| XXXXXX-2025-NQM4-328 |  | D A | Closed | FCOM1232 | 2025-06-10 08:48 | 2025-06-13 13:24 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-06/13/2025 <br>Resolved-missing doc now present - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-06/13/2025 <br>Open-The Final 1003 is Missing missing final 1003 - Due Diligence Vendor-06/10/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-06/13/2025 <br>Resolved-missing doc now present - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4394634 |
| XXXXXX-2025-NQM4-328 |  | D A | Closed | FCOM4028 | 2025-06-10 08:37 | 2025-06-11 06:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4394465 |
| XXXXXX-2025-NQM4-329 |  | D A | Closed | FCOM4028 | 2025-06-10 11:49 | 2025-06-12 09:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4398372 |
| XXXXXX-2025-NQM4-330 |  | D B A | Closed | FCOM4028 | 2025-06-11 09:36 | 2025-06-12 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Fil e was recently closed,recorded mortgage is not available yet - Buyer-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4411208 |
| XXXXXX-2025-NQM4-330 |  | D B A | Closed | FCRE1317 | 2025-06-11 12:46 | 2025-06-11 12:55 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-Waived - As per guide, Validate 2+ years of business existence and business ownership %. <br> \*Exception form is provided to allow less than than 2+ years for 2nd SE business,[Redacted]<br> \*Approved Conditions: [Redacted] max<br> \*Exception form in on page # 213 of 1219 - [Redacted] 6/11/2025 - Due Diligence Vendor-06/11/2025 |  | Waived-Waived - As per guide, Validate 2+ years of business existence and business ownership %. <br> \*Exception form is provided to allow less than than 2+ years for 2nd SE business, [Redacted]<br> \*Approved Conditions: [Redacted] max<br> \*Exception form in on page # 213 of 1219 - [Redacted] 6/11/2025 - Due Diligence Vendor-06/11/2025 |  | Revoloving debt is under 30%, No consumer late payments in past 24 months, and Borrower contribution exceeds requirement >=5%. | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4414550 |
| XXXXXX-2025-NQM4-330 |  | D B A | Closed | FVAL5474 | 2025-06-11 12:55 | 2025-06-11 12:55 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived - As per guide, Condo projects may not have mandatory upfront or periodic membership fees. <br> \*Exception form is provided to allow mandatory membership fees for the condo project. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page 214 of 1219 - [Redacted] 6/11/2025 - Due Diligence Vendor-06/11/2025 |  | Waived-Waived - As per guide, Condo projects may not have mandatory upfront or periodic membership fees. <br> \*Exception form is provided to allow mandatory membership fees for the condo project. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page 214 of 1219 - [Redacted] 6/11/2025 - Due Diligence Vendor-06/11/2025 |  | Revoloving debt is under 30%, No consumer late payments in past 24 months, and Borrower contribution exceeds requirement >=5%. | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4414696 |
| XXXXXX-2025-NQM4-331 |  | D A | Closed | FCRE5771 | 2025-06-11 09:11 | 2025-06-19 06:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-only one borrower, corrected note removing non borrower now present - Due Diligence Vendor-06/19/2025 <br> Ready for Review-Document Uploaded. Please see the corrected Note. - Buyer-06/18/2025 <br> Counter-need corrected Note as she signed - Due Diligence Vendor-06/13/2025 <br> Ready for Review-There`s only one borrower on file ([Redacted]). [Redacted] is just a title holder. - Buyer-06/13/2025 <br> Open-Borrower 2 Credit Report is Missing. - Due Diligence Vendor-06/11/2025 |  | Resolved-only one borrower, corrected note removing non borrower now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4410599 |
| XXXXXX-2025-NQM4-331 |  | D A | Closed | FCOM1233 | 2025-06-11 08:21 | 2025-06-19 06:37 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-only one borrower, corrected note removing non borrower now present - Due Diligence Vendor-06/19/2025 <br> Ready for Review-Document Uploaded. Please see the corrected Note. - Buyer-06/18/2025 <br> Counter-need corrected Note as she signed - Due Diligence Vendor-06/13/2025 <br> Ready for Review-There`s only one borrower on file ([Redacted]). [Redacted] is just a title holder. - Buyer-06/13/2025 <br> Open-The Final 1003 is Incomplete The final 1003 for Borrower #2 is partial.<br> >Page #75 of 158 current address not declared.<br> >Page #78 of 158 Declarations answers are not marked.<br> >Page #80 of 158 Demographic info is blank. - Due Diligence Vendor-06/11/2025 |  | Resolved-only one borrower, corrected note removing non borrower now present - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4409788 |
| XXXXXX-2025-NQM4-331 |  | D A | Closed | FCOM4028 | 2025-06-11 07:56 | 2025-06-12 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4409428 |
| XXXXXX-2025-NQM4-332 |  | D A | Closed | FCOM4028 | 2025-06-11 09:14 | 2025-06-12 13:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4410803 |
| XXXXXX-2025-NQM4-333 |  | D B A | Closed | FCOM4028 | 2025-06-11 09:07 | 2025-06-11 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4410458 |
| XXXXXX-2025-NQM4-333 |  | D B A | Closed | FPRO116 | 2025-06-11 10:09 | 2025-06-11 10:12 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires insurance to be replacement cost value - RCV<br> \*Exception form is provided to allow subject roof provision in policy that mandates after 15 years roof replacement value becomes Actual Cash Value.<br> \*Approved Conditions: ok with 0.25 to price<br> \*Exception form is on page # 261 of 374 - Due Diligence Vendor-06/11/2025 - Due Diligence Vendor-06/11/2025 |  | Waived-Waived-As per guide, Guideline requires insurance to be replacement cost value - RCV<br> \*Exception form is provided to allow subject roof provision in policy that mandates after 15 years roof replacement value becomes Actual Cash Value.<br> \*Approved Conditions: ok with 0.25 to price<br> \*Exception form is on page # 261 of 374 - Due Diligence Vendor-06/11/2025 - Due Diligence Vendor-06/11/2025<br>|  | Revolving debt under 30%, No credit events past 40 months, No mortgage lates last 24 months, 5 +yrs credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4411753 |
| XXXXXX-2025-NQM4-333 |  | D B A | Closed | FVAL5981 | 2025-06-11 10:08 | 2025-06-11 10:08 | Waived | 2 - Non-Material B | Property | Property | Property Type does not meet eligibility requirement(s) | Waived-Waived-As per guide, Guideline only allows SFR in a rural location.<br> \*Exception form is provided to allow rural manufactured home.<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page # 260 of 374 - Due Diligence Vendor-06/11/2025 - Due Diligence Vendor-06/11/2025 |  | Waived-Waived-As per guide, Guideline only allows SFR in a rural location.<br> \*Exception form is provided to allow rural manufactured home.<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page # 260 of 374 - Due Diligence Vendor-06/11/2025 - Due Diligence Vendor-06/11/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 5 +yrs credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4411727 |
| XXXXXX-2025-NQM4-334 |  | D A C | Closed | FCRE7347 | 2025-06-11 16:34 | 2025-07-29 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-corrected 1003 present showing rents removed and other property sold. DTI is now matching at 52.15% with lender updated 1008 - Due Diligence Vendor-07/29/2025 <br> Ready for Review-Document Uploaded. We removed the REO [Redacted] from the liabilities since it was sold and removed rental income from property [Redacted].Please review uploaded updated 1008 and 1003 - Buyer-07/29/2025 <br> Counter-this is not same property as listed in finding - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Document Uploaded. Please review uploaded lien search for REO [Redacted] - it was sold and should not be added to DTI calculations. - Buyer-07/28/2025 <br> Open-\*Provide Rent Proof of $[Redacted] pg.#371 for property "[Redacted]" - Due Diligence Vendor-06/11/2025 |  | Resolved-corrected 1003 present showing rents removed and other property sold. DTI is now matching at 52.15% with lender updated 1008 - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4417998 |
| XXXXXX-2025-NQM4-334 |  | D A C | Closed | FVAL9739 | 2025-06-11 16:02 | 2025-06-13 13:26 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-appraisal transfer letter now present - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. Please see attached Transfer letter - Buyer-06/13/2025 <br>Open-\*Appraisal Transfer however Transfer letter is missing - Due Diligence Vendor-06/11/2025 |  | Resolved-appraisal transfer letter now present - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4417696 |
| XXXXXX-2025-NQM4-334 |  | D A C | Closed | FCOM4028 | 2025-06-11 13:21 | 2025-06-13 07:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4415298 |
| XXXXXX-2025-NQM4-335 |  | D A | Closed | FCRE1440 | 2025-06-12 07:10 | 2025-06-13 13:27 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-updated pay histories now addressed thru bank statement withdrawal matching - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-06/13/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Primary and some REO only rated through - 02/2025 - app date is in May- 60 day gap. - Due Diligence Vendor-06/12/2025 |  | Resolved-updated pay histories now addressed thru bank statement withdrawal matching - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4422904 |
| XXXXXX-2025-NQM4-335 |  | D A | Closed | FCOM4028 | 2025-06-12 06:18 | 2025-06-13 06:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4422347 |
| XXXXXX-2025-NQM4-336 |  | D A | Closed | FCOM4028 | 2025-06-11 14:26 | 2025-06-12 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4416444 |
| XXXXXX-2025-NQM4-337 |  | D B A | Closed | FCOM4028 | 2025-06-15 09:58 | 2025-06-16 10:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4451876 |
| XXXXXX-2025-NQM4-337 |  | D B A | Closed | FVAL5524 | 2025-06-15 12:31 | 2025-06-16 04:22 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-A manufactured home cannot be rural or be located on agricultural zoning per Guidelines Page #68 whereas subject property is in rural area as per appraisal report Page #196, however exception document is in page #471 - Due Diligence Vendor-06/15/2025 |  | Waived-A manufactured home cannot be rural or be located on agricultural zoning per Guidelines Page #68 whereas subject property is in rural area as per appraisal report Page #196, however exception document is in page #471 - Due Diligence Vendor-06/15/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments for past 24 months in CBR Page #578. Last late payment is on 09/2021. <br> 5+ years credit history-Oldest tradeline date in CBR page # 578 is 05/01/2015 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4452179 |
| XXXXXX-2025-NQM4-338 |  | D A | Closed | FCOM4028 | 2025-06-16 11:22 | 2025-06-17 10:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4459804 |
| XXXXXX-2025-NQM4-339 |  | D A | Closed | FCOM4028 | 2025-06-13 09:02 | 2025-06-16 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4440161 |
| XXXXXX-2025-NQM4-340 |  | D B A | Closed | FCOM4028 | 2025-06-16 08:26 | 2025-06-17 11:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4456569 |
| XXXXXX-2025-NQM4-340 |  | D B A | Closed | FCRE8705 | 2025-06-16 09:07 | 2025-06-16 09:07 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-Waived-As per guide, No interested party contributions are allowed if purchase price is greater than the listing price by either [Redacted]% or $[Redacted]<br> \*Exception form is provided to allow excessive seller concessions<br> \*Approved Conditions:0.25 to price<br> \*Exception form is on page # 865 of 974, Purchase Contract page 892 of 974 - Due Diligence Vendor-05/03/2025 - Due Diligence Vendor-06/16/2025 |  | Waived-Waived-As per guide, No interested party contributions are allowed if purchase price is greater than the listing price by either [Redacted]% or $[Redacted]<br> \*Exception form is provided to allow excessive seller concessions<br> \*Approved Conditions:0.25 to price<br> \*Exception form is on page # 865 of 974, Purchase Contract page 892 of 974 - Due Diligence Vendor-05/03/2025 - Due Diligence Vendor-06/16/2025 |  | Residual income >=3000$, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4457341 |
| XXXXXX-2025-NQM4-341 |  | D A | Closed | FCOM4028 | 2025-06-16 07:35 | 2025-06-17 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4455816 |
| XXXXXX-2025-NQM4-342 |  | D A | Closed | FCOM4028 | 2025-06-16 07:47 | 2025-06-17 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4456006 |
| XXXXXX-2025-NQM4-343 |  | D B A | Closed | FCRE1440 | 2025-06-17 14:35 | 2025-06-19 06:42 | Waived | 2 - Non-Material C B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-waiver provided for mortgage history not meeting guidelines. Had a 1x60 in last 12 - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. The file has a UW exception for this, please see attached. - Buyer-06/18/2025 <br>Open-Housing History Does Not Meet Guideline Requirements 1x 60 in last 12 see page 229. not allowed on prime - Due Diligence Vendor-06/17/2025 |  | Waived-waiver provided for mortgage history not meeting guidelines. Had a 1x60 in last 12 - Due Diligence Vendor-06/19/2025<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment,<br> No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/13/2025 +0.5 to price, 60% LTV max, counter to RT | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4478720 |
| XXXXXX-2025-NQM4-343 |  | D B A | Closed | FCRE1479 | 2025-06-17 14:47 | 2025-06-19 06:41 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-translated copy now present and now in English can determine it covers 1 month - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Document Uploaded. May 2025 statement covers the entire month and was issued on 6/1/25. It shows the previous balance and details just one transaction for the month. - Buyer-06/18/2025 <br>Open-Asset Record 1 Does Not Meet G/L Requirements BBVA statement does not have a full 30 days and is not translated into English - Due Diligence Vendor-06/17/2025 |  | Resolved-translated copy now present and now in English can determine it covers 1 month - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4478933 |
| XXXXXX-2025-NQM4-343 |  | D B A | Closed | FCOM4028 | 2025-06-17 13:39 | 2025-06-19 06:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4477558 |
| XXXXXX-2025-NQM4-344 |  | D B A | Closed | FCRE1200 | 2025-06-16 15:40 | 2025-06-23 07:50 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per Guide Minimum Loan amount should be $[Redacted]<br> \*Exception provided for Loan amount is $[Redacted]<br> \*Exception pg.#53 of 147<br> \*Approved with Condition: 0.25 to price & DSCR >= 0.75 - Due Diligence Vendor-06/16/2025 |  | Waived-\*As per Guide Minimum Loan amount should be $[Redacted]<br> \*Exception provided for Loan amount is $[Redacted]<br> \*Exception pg.#53 of 147<br> \*Approved with Condition: 0.25 to price & DSCR >= 0.75 - Due Diligence Vendor-06/16/2025 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than<br> minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4464591 |
| XXXXXX-2025-NQM4-344 |  | D B A | Closed | FCRE8800 | 2025-06-18 08:44 | 2025-06-23 07:50 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-new comp factors provided for waiver - Due Diligence Vendor-06/23/2025 <br>Ready for Review-Document Uploaded. Please see attached updated exception form - Buyer-06/20/2025 <br>Open-Compensating factors in waiver (pg52 Credit ppk2) shows DTI is +10% lower than loan program. Loan program is a DSCR loan. - Due Diligence Vendor-06/18/2025 |  | Resolved-new comp factors provided for waiver - Due Diligence Vendor-06/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4486031 |
| XXXXXX-2025-NQM4-344 |  | D B A | Closed | FCOM4028 | 2025-06-16 13:45 | 2025-06-18 08:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4462687 |
| XXXXXX-2025-NQM4-345 |  | D A | Closed | FCRE9650 | 2025-06-18 05:42 | 2025-06-26 14:06 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-Lead Based Paint Disclosure is fully present, or Not Applicable - Due Diligence Vendor-06/26/2025 <br>Ready for Review-Document Uploaded. The revised appraisal with a correct year has been uploaded.<br>The year was a mistake on the appraisal. There was a mistake by the appraiser as they listed the house as built in 1954, however the contract does not have a lead based paint disclosure selected and per the zillow report that was pulled at initial, the property was built in 1984. - Buyer-06/26/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties built on or before December 31, 19767. Lead Based Paint Disclosure document is Missing in file, property was built in year 1954 as per appraisal report page #185 - Due Diligence Vendor-06/18/2025 |  | Resolved-Lead Based Paint Disclosure is fully present, or Not Applicable - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4483440 |
| XXXXXX-2025-NQM4-345 |  | D A | Closed | FVAL4940 | 2025-06-18 06:40 | 2025-06-24 09:05 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-Per Lender they accept appraiser comments that states subject is a detached condo. - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Project review is waived for Detached condo units and per the appraisal, it is a detached condo - Buyer-06/23/2025 <br>Ready for Review-Document Uploaded. according to the appraisal comments the subject is a detached condo. - Buyer-06/23/2025 <br>Open-Property is condominium but condo Questionnaire is missing in file. Per Appraisal Report Page #185 , Subject property is not detached and with 44 units - Due Diligence Vendor-06/18/2025 |  | Resolved-Per Lender they accept appraiser comments that states subject is a detached condo. - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4483985 |
| XXXXXX-2025-NQM4-345 |  | D A | Closed | FCOM4028 | 2025-06-18 05:19 | 2025-06-19 09:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4483288 |
| XXXXXX-2025-NQM4-346 |  | D A | Closed | FCOM4028 | 2025-06-18 01:34 | 2025-06-19 06:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4482478 |
| XXXXXX-2025-NQM4-347 |  | D A | Closed | FCOM4028 | 2025-06-18 06:34 | 2025-06-18 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4483952 |
| XXXXXX-2025-NQM4-348 |  | D A | Closed | FCOM4028 | 2025-06-17 11:48 | 2025-06-19 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4475344 |
| XXXXXX-2025-NQM4-349 |  | D B A | Closed | FCOM4028 | 2025-06-17 06:56 | 2025-06-18 10:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4469346 |
| XXXXXX-2025-NQM4-349 |  | D B A | Closed | FCRE6026 | 2025-06-17 07:45 | 2025-06-18 10:04 | Waived | 2 - Non-Material B | Credit | Income/Employment | Potential Employment/income Issues identified in the file | Waived-Exception for unstable and unpredictable deposits on income<br> Exception to guidelines as income must be stable (Section 6.6)<br> Approved with conditions of [Redacted]<br>Waiver on page 421 of 435 - Due Diligence Vendor-06/17/2025 |  | Waived-Exception for unstable and unpredictable deposits on income<br> Exception to guidelines as income must be stable (Section 6.6)<br> Approved with conditions of [Redacted]<br>Waiver on page 421 of 435 - Due Diligence Vendor-06/17/2025<br>|  | No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than<br> minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4470073 |
| XXXXXX-2025-NQM4-350 |  | D A | Closed | FCOM4028 | 2025-06-18 07:00 | 2025-06-19 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4484224 |
| XXXXXX-2025-NQM4-351 |  | D A | Closed | FCOM4028 | 2025-06-17 10:07 | 2025-06-20 08:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4473233 |
| XXXXXX-2025-NQM4-352 |  | D B C A | Closed | 2410-56690 | 2025-06-17 16:00 | 2025-06-20 09:42 | Resolved | 1 - Information C A | Compliance | Late:Grace | Maryland - Minimum Grace Period (Interest & Usury) | Resolved-resolved with lender review of [Redacted] code and their comments - Due Diligence Vendor-06/20/2025 <br> Ready for Review-pe [Redacted]. Code, Comm. Law §12-405(c): <br>A lender may collect from the borrower a delinquent or late charge of the greater of $2 or 5% of the amount of any delinquent or late periodic installment, if:<br>(1) the delinquency has continued for at least 10 days; and<br> (2) a delinquent or late charge has not already been charged for the same delinquency.<br> The lender must deduct the late charge from the next payment made by the borrower.<br> - Buyer-06/20/2025 <br> Open-The late fee grace period is (10.0). The [Redacted] Interest and Usury Act prohibits a late charge being imposed before the delinquency has continued for at least 15 days. (MD COML 12-105(c)(3)) Note states Late fee grace period is 10 days and 5%. Final CD states Late fee grace period is 10 days and 5% or $2 (which ever is greater). The late fee grace period is (10.0). The [Redacted] Interest and Usury Act prohibits a late charge being imposed before the delinquency has continued for at least 15 days. (MD COML 12-105(c)(3)) - Due Diligence Vendor-06/17/2025 |  | Resolved-resolved with lender review of [Redacted] code and their comments - Due Diligence Vendor-06/20/2025 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4479881 |
| XXXXXX-2025-NQM4-352 |  | D B C A | Closed | FCOM4028 | 2025-06-17 14:17 | 2025-06-18 10:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4478274 |
| XXXXXX-2025-NQM4-352 |  | D B C A | Closed | FCRE1228 | 2025-06-17 14:49 | 2025-06-17 14:49 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 9 NSFs in the last 12 months<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 14 of 113, Bank Statements page 120 of 331 - Due Diligence Vendor-6/17/2025 - Due Diligence Vendor-06/17/2025 |  | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 9 NSFs in the last 12 months<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 14 of 113, Bank Statements page 120 of 331 - Due Diligence Vendor-6/17/2025 - Due Diligence Vendor-06/17/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4478951 |
| XXXXXX-2025-NQM4-353 |  | D A | Closed | FCRE1440 | 2025-06-18 09:13 | 2025-08-25 12:15 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-resolved with lender comments, this was not a borrower mtg - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Please see attached Final Title policy. The payoff was for a lien from the previous owner – it was not a debt for our borrower. - Buyer-08/25/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Need 12 months Payment history for subject property mortgage BIR finaince refer Pg. 92 of 261 - Due Diligence Vendor-06/18/2025 |  | Resolved-resolved with lender comments, this was not a borrower mtg - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4486686 |
| XXXXXX-2025-NQM4-353 |  | D A | Closed | FCRE1158 | 2025-06-18 08:20 | 2025-06-26 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-correct mortgagee clause now present - Due Diligence Vendor-06/26/2025 <br>Ready for Review-Document Uploaded. Please see attached revised HOI - Buyer-06/25/2025 <br>Open-Hazard Insurance Policy Partially Provided Mortgagee clause is incomplete. ISAOA/ATIMA is missing - Due Diligence Vendor-06/18/2025 |  | Resolved-correct mortgagee clause now present - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4485472 |
| XXXXXX-2025-NQM4-353 |  | D A | Closed | FCRE9488 | 2025-06-18 09:49 | 2025-06-20 09:44 | Resolved | 1 - Information C A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | Resolved-lender provided proof of residency and is not subject property - Due Diligence Vendor-06/20/2025 <br>Ready for Review-Document Uploaded. Please see attached proof of residency - Buyer-06/19/2025 <br>Open-\* DL: verified and reads subject property refer page 7 of 261, Need LOX for the same. - Due Diligence Vendor-06/18/2025 |  | Resolved-lender provided proof of residency and is not subject property - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4487625 |
| XXXXXX-2025-NQM4-353 |  | D A | Closed | FCOM4028 | 2025-06-18 07:28 | 2025-06-19 09:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4484562 |
| XXXXXX-2025-NQM4-354 |  | D A | Closed | FCOM4028 | 2025-06-19 02:56 | 2025-06-20 09:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4496170 |
| XXXXXX-2025-NQM4-355 |  | D B A | Closed | FCRE1200 | 2025-06-18 09:58 | 2025-06-25 06:46 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount does not meet minimum guidelines so waiver provided - Due Diligence Vendor-06/25/2025 <br> Ready for Review-Document Uploaded. Exceptions department updated the existing exception with: ok with LA below [Redacted]. - Buyer-06/24/2025 <br> Open-No exception found in present file for Loan Amount under GL minimum of $[Redacted] - Due Diligence Vendor-06/18/2025 |  | Waived-loan amount does not meet minimum guidelines so waiver provided - Due Diligence Vendor-06/25/2025<br>|  | Several income sources and DTI below 45%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the<br> last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4487775 |
| XXXXXX-2025-NQM4-355 |  | D B A | Closed | FCOM4028 | 2025-06-18 09:00 | 2025-06-19 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4486426 |
| XXXXXX-2025-NQM4-355 |  | D B A | Closed | FPRO116 | 2025-06-18 09:56 | 2025-06-18 09:57 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires Projects in designated Flood Zones carry Flood insurance. Master policy does not. Passes it to owners.<br> \*Exception form is provided to allow with individual flood policy.<br> \*Approved Conditions:Policy obtained must have appropriate coverage - in file.<br> \*Exception form is on page #767 of 855 - Due Diligence Vendor-06/18/2025 - Due Diligence Vendor-06/18/2025 |  | Waived-Waived-As per guide, Guideline requires Projects in designated Flood Zones carry Flood insurance. Master policy does not. Passes it to owners.<br> \*Exception form is provided to allow with individual flood policy.<br> \*Approved Conditions:Policy obtained must have appropriate coverage - in file.<br> \*Exception form is on page #767 of 855 - Due Diligence Vendor-06/18/2025 - Due Diligence Vendor-06/18/2025<br>|  | DTI below 45%, No credit events past 40 months, 5+ years credit history, No consumer lates last 24 months, Credit Score > 40 points above program minimum. | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4487761 |
| XXXXXX-2025-NQM4-355 |  | D B A | Closed | FCRE1437 | 2025-06-18 09:25 | 2025-06-18 09:57 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Waived-As per guide, Guideline requires 2 years of continuous employment in same field.<br> \*Exception form is provided to allow bwr with less than 2ys, 6 months, at primary job - Bwr has 2nd job > 2yr history.<br> \*Approved Conditions: [Redacted] max, ok with +0.375 to price<br> \*Exception form is on page #766 of 855 - Due Diligence Vendor-06/18/2025 - Due Diligence Vendor-06/18/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Waived-As per guide, Guideline requires 2 years of continuous employment in same field.<br> \*Exception form is provided to allow bwr with less than 2ys, 6 months, at primary job - Bwr has 2nd job > 2yr history.<br> \*Approved Conditions: [Redacted] max, ok with +0.375 to price<br> \*Exception form is on page #766 of 855 - Due Diligence Vendor-06/18/2025 - Due Diligence Vendor-06/18/2025<br>|  | DTI below 45%, No credit events past 40 months, 5+ years credit history, No consumer lates last 24 months, Credit Score > 40 points above program minimum. | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4487210 |
| XXXXXX-2025-NQM4-356 |  | D A C | Closed | 50001258-Fees-Limited | 2025-06-18 10:29 | 2025-07-17 15:56 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Resolved-Lender provided valid update to CD and COC for recording fee change. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Resolved- - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Closer along with COC and 3-day CD mentioned - Buyer-07/17/2025 <br>Counter-Change of this nature requires a 3 day redisclosure - loan must be cured. Need PCCD and proof of refund. - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Document Uploaded. Please find the corrected COC. - Buyer-06/24/2025 <br>Counter-Date of change is out of compliance. cannot be 6/20. need corrected COC - Due Diligence Vendor-06/23/2025 <br>Ready for Review-Document Uploaded. Please find the CoC attached. - Buyer-06/20/2025 <br>Open-The total amount of the 10% category fees on the last Closing Disclosure ($91.50) has increased by more than 10% over the current baseline value of ($70.00). The total amount of fees in the 10% category cannot exceed ($77.00). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Recording Fees increased over the 10% limit of $77.00 from CD 06/11/2025 $70.00 to $91.50 on Final CD 06/14/2025 without a Change of Circumstance. - Due Diligence Vendor-06/18/2025 |  | Resolved-Lender provided valid update to CD and COC for recording fee change. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Resolved- - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4488288 |
| XXXXXX-2025-NQM4-356 |  | D A C | Closed | FCOM4028 | 2025-06-18 08:11 | 2025-06-20 08:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4485298 |
| XXXXXX-2025-NQM4-357 |  | D A | Closed | FCRE5116 | 2025-06-19 12:54 | 2025-06-25 06:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-resolved with lender comments. March was made in Feb - Due Diligence Vendor-06/25/2025 <br>Ready for Review-Document Uploaded. The borrower made their first payment December 30 (ahead of schedule), so this would have been their January payment. The January check is for February, the February check is for March, etc. The balloon mtg note shows the first payment was due January 1st 2025, confirming this. <br> - Buyer-06/24/2025 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing proof March 2025 payment was made, April and May and Feb statements present but none for March - Due Diligence Vendor-06/19/2025 |  | Resolved-resolved with lender comments. March was made in Feb - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4502331 |
| XXXXXX-2025-NQM4-357 |  | D A | Closed | FCOM4028 | 2025-06-19 11:43 | 2025-06-20 10:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4501043 |
| XXXXXX-2025-NQM4-358 |  | D A | Closed | FCRE0360 | 2025-06-19 05:27 | 2025-06-25 08:20 | Resolved | 1 - Information C A | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-resolved with lender comments. Not closed yet - Due Diligence Vendor-06/25/2025 <br> Ready for Review-Document Uploaded. Loan 1102386 isn't closed yet. Loan estimate uploaded. - Buyer-06/24/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Please provide supporting documentation to verify Mortgage for REO "Commercial, [Redacted] with balance $[Redacted]" - Due Diligence Vendor-06/19/2025 |  | Resolved-resolved with lender comments. Not closed yet - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4496541 |
| XXXXXX-2025-NQM4-358 |  | D A | Closed | FVAL1039 | 2025-06-19 08:03 | 2025-06-24 10:03 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-post close BPO within 10% now present - Due Diligence Vendor-06/24/2025 <br> Ready for Review-Document Uploaded. - Buyer-06/24/2025 <br> Open-Appraisal value variance is -[Redacted]% which is less than [Redacted]%. Please provide updated Secondary Valuation that covers the Variance. - Due Diligence Vendor-06/19/2025 |  | Cured-post close BPO within 10% now present - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4498038 |
| XXXXXX-2025-NQM4-358 |  | D A | Closed | FCOM4028 | 2025-06-19 03:28 | 2025-06-20 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4496220 |
| XXXXXX-2025-NQM4-359 |  | D B A | Closed | FCRE9488 | 2025-06-18 16:04 | 2025-06-23 11:41 | Resolved | 1 - Information C A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | Resolved-resolved with lender comments. they reviewed DL and do not feel this is O/O - Due Diligence Vendor-06/23/2025 <br>Ready for Review-This DL was issued more than 2 years prior to the application date, so it is not a concern. Also, the borrower's submitted residence history shows this address as a former primary residence within the past 2 years. - Buyer-06/23/2025 <br>Open-\* DL: verified and reads subject property refer page#198 of 262 , Need LOX for the same. - Due Diligence Vendor-06/18/2025 |  | Resolved-resolved with lender comments. they reviewed DL and do not feel this is O/O - Due Diligence Vendor-06/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4494042 |
| XXXXXX-2025-NQM4-359 |  | D B A | Closed | FCOM4028 | 2025-06-18 14:30 | 2025-06-20 11:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4492939 |
| XXXXXX-2025-NQM4-359 |  | D B A | Closed | FCRE2828 | 2025-06-18 16:12 | 2025-06-19 15:23 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-As per guide no Credit Event (CE) Seasoning allowed in 48 months<br> Exception form provided to allowed loan modification within 48 months<br> Exception form page#10 of 115<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-06/18/2025 |  | Waived-As per guide no Credit Event (CE) Seasoning allowed in 48 months<br> Exception form provided to allowed loan modification within 48 months<br> Exception form page#10 of 115<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-06/18/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4494109 |
| XXXXXX-2025-NQM4-360 |  | D A | Closed | FCOM4028 | 2025-06-19 08:05 | 2025-06-20 10:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4498072 |
| XXXXXX-2025-NQM4-361 |  | D A | Closed | FCOM4028 | 2025-06-19 07:50 | 2025-06-23 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4497832 |
| XXXXXX-2025-NQM4-362 |  | D A | Closed | FCRE4293 | 2025-06-20 09:29 | 2025-06-24 12:06 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-donor proof of gift now present - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Document Uploaded. uploaded, wire is on page 4 - Buyer-06/24/2025 <br>Open-missing proof donor gift of 40k transferred at close - Due Diligence Vendor-06/20/2025 |  | Resolved-donor proof of gift now present - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4511589 |
| XXXXXX-2025-NQM4-362 |  | D A | Closed | FCOM4028 | 2025-06-20 07:51 | 2025-06-23 11:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4509785 |
| XXXXXX-2025-NQM4-363 |  | D B A | Closed | FCOM4028 | 2025-06-20 07:10 | 2025-06-23 07:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4509201 |
| XXXXXX-2025-NQM4-363 |  | D B A | Closed | FCRE1254 | 2025-06-20 08:53 | 2025-06-23 07:21 | Waived | 2 - Non-Material B | Credit | Title | Property Title Issue | Waived-Property Title Issue Vesting ownership must be Fee Simple per guidelines in page#88 whereas Subject property is lease hold per Title Report in Page #556, however we have exception in page#457 - Due Diligence Vendor-06/20/2025 |  | Waived-Property Title Issue Vesting ownership must be Fee Simple per guidelines in page#88 whereas Subject property is lease hold per Title Report in Page #556, however we have exception in page#457 - Due Diligence Vendor-06/20/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in past 24 months per CBR Page #708. Existing late payments till 10/2018<br> 5+ years credit history- Oldest tradeline date in CBR page #708 is 01/01/2004<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #708. Existing late payments till 04/2023<br> Reserves >6 months- Calculated reserves in file is 9.67 months which is greater than 6 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4510786 |
| XXXXXX-2025-NQM4-363 |  | D B A | Closed | FCRE1200 | 2025-06-20 08:43 | 2025-06-20 10:51 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Loan amount is $[Redacted] is less than guideline minimum loan amount $[Redacted]. However we have exception in page#458 - Due Diligence Vendor-06/20/2025 |  | Waived-Loan amount is $[Redacted] is less than guideline minimum loan amount $[Redacted]. However we have exception in page#458 - Due Diligence Vendor-06/20/2025 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in past 24 months per CBR Page #708. Existing late payments till 10/2018<br> 5+ years credit history- Oldest tradeline date in CBR page #708 is 01/01/2004<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #708. Existing late payments till 04/2023<br> Reserves >6 months- Calculated reserves in file is 9.67 months which is greater than 6 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4510618 |
| XXXXXX-2025-NQM4-364 |  | D B A | Closed | FCRE6696 | 2025-06-20 13:15 | 2025-06-25 09:11 | Resolved | 1 - Information C A | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Resolved-resolved with lender comments. UW confirmed they used guidelines at time of close - Due Diligence Vendor-06/25/2025 <br>Ready for Review-The CPA verifies the borrower has prior experience in the same field as the business. <br>SUW believe there was a change to this guidance after this condition was cleared so that guidance wouldn't apply from DD on this file. We can proceed on this file. - Buyer-06/24/2025 <br>Open-pg 629 shows business is not opened 2 years. no exception in file for business open less than 2 yrs - Due Diligence Vendor-06/20/2025 |  | Resolved-resolved with lender comments. UW confirmed they used guidelines at time of close - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4516560 |
| XXXXXX-2025-NQM4-364 |  | D B A | Closed | FCOM4028 | 2025-06-20 11:33 | 2025-06-23 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4514494 |
| XXXXXX-2025-NQM4-364 |  | D B A | Closed | FCRE1304 | 2025-06-20 13:14 | 2025-06-20 13:14 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income 1 Income Trend is Decreasing | Waived-Inconsistent income<br> Comments Hi team, the borrower makes a lot of money, DTI is at [Redacted]%, there is a decline, but still, borrower is doing<br> really good. Looking forward to your approval.<br> Pg 662<br> - Due Diligence Vendor-06/20/2025 |  | Waived-Inconsistent income<br> Comments Hi team, the borrower makes a lot of money, DTI is at [Redacted]%, there is a decline, but still, borrower is doing<br> really good. Looking forward to your approval.<br> Pg 662<br> - Due Diligence Vendor-06/20/2025 |  | Compensating Factors<br> Residential income >=3000$, DTI >=10% lower than loan program, No consumer late payments in the last 24 months, LTV 10% below<br> maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4516543 |
| XXXXXX-2025-NQM4-365 |  | D A | Closed | FCRE1335 | 2025-07-30 10:48 | 2025-07-31 07:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-07/31/2025 <br>Resolved-missing tax transcripts now present - Due Diligence Vendor-07/31/2025 <br>Ready for Review-Document Uploaded. Please see attached IRS Transcripts - Buyer-07/30/2025 <br>Open-Personal tax returns are present in the file. Transcripts are missing. - Due Diligence Vendor-07/30/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-07/31/2025 <br>Resolved-missing tax transcripts now present - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4995863 |
| XXXXXX-2025-NQM4-365 |  | D A | Closed | FCOM4028 | 2025-06-19 16:56 | 2025-06-20 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4505283 |
| XXXXXX-2025-NQM4-366 |  | D A | Closed | FCOM4028 | 2025-06-24 04:54 | 2025-06-25 08:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File. - Due Diligence Vendor-06/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4537881 |
| XXXXXX-2025-NQM4-367 |  | D B A | Closed | FCOM9970 | 2025-06-26 09:59 | 2025-06-30 08:55 | Cured | 2 - Non-Material D B | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Cured-This is acceptable. - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Please find attached - Seller-06/27/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to Complete Compliance testing without the initial CD and missing payee name on the Final CD. - Due Diligence Vendor-06/26/2025 | Ready for Review-Document Uploaded. Please find attached - Seller-06/27/2025<br>| Cured-This is acceptable. - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4572837 |
| XXXXXX-2025-NQM4-367 |  | D B A | Closed | FCOM5814 | 2025-06-26 09:58 | 2025-06-30 08:55 | Cured | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Cured-This is acceptable. - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Payee name uploaded to another condition. Please see compliance report attached - Seller-06/27/2025 <br>Open-Final CD 06/16/2025 Loan Costs, Section C, Recording Service Fee is missing the payee name needed for tolerance testing. - Due Diligence Vendor-06/26/2025 | Ready for Review-Document Uploaded. Payee name uploaded to another condition. Please see compliance report attached - Seller-06/27/2025<br>| Cured-This is acceptable. - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4572820 |
| XXXXXX-2025-NQM4-367 |  | D B A | Closed | 1000609-1001960 | 2025-06-26 09:52 | 2025-06-30 08:54 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-This is acceptable. - Due Diligence Vendor-06/30/2025 <br>Resolved- - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Please find attached - Seller-06/27/2025 <br>Open- - Due Diligence Vendor-06/26/2025 <br>Open-The Initial Closing Disclosure Received Date of (2025-06-13) is not three business days before the consummation date of (2025-06-16). Three business days before the consummation date is (20250612). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) . - Due Diligence Vendor-06/26/2025 <br>Open- - Due Diligence Vendor-06/26/2025 | Ready for Review-Document Uploaded. Please find attached - Seller-06/27/2025<br>| Resolved-This is acceptable. - Due Diligence Vendor-06/30/2025 <br>Resolved- - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4572686 |
| XXXXXX-2025-NQM4-367 |  | D B A | Closed | FCRE1480 | 2025-06-26 08:59 | 2025-06-27 09:01 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Donor gift funds now present - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. Please find attached - Seller-06/27/2025 <br>Open-Asset Record 2 Does Not Meet G/L Requirements missing gift donor funds transferred at close - Due Diligence Vendor-06/26/2025 | Ready for Review-Document Uploaded. Please find attached - Seller-06/27/2025<br>| Resolved-Donor gift funds now present - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4571013 |
| XXXXXX-2025-NQM4-367 |  | D B A | Closed | FCOM4028 | 2025-06-26 07:46 | 2025-06-26 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4569441 |
| XXXXXX-2025-NQM4-368 |  | D A C | Closed | FPRO1136 | 2025-06-25 09:41 | 2025-06-27 09:06 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-06/27/2025 <br>Resolved-1004D now present - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-06/27/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - missing proof of completion - 1004D - Due Diligence Vendor-06/25/2025 |  | Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-06/27/2025 <br>Resolved-1004D now present - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4557782 |
| XXXXXX-2025-NQM4-368 |  | D A C | Closed | FCOM4028 | 2025-06-25 09:22 | 2025-06-26 10:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4557436 |
| XXXXXX-2025-NQM4-369 |  | D A C | Closed | FPRO1136 | 2025-06-25 12:35 | 2025-07-11 08:31 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-1004D now present - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-07/10/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - missing proof of completion - 1004D - Due Diligence Vendor-06/25/2025 |  | Resolved-1004D now present - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4561048 |
| XXXXXX-2025-NQM4-369 |  | D A C | Closed | FCOM4028 | 2025-06-25 12:18 | 2025-06-26 09:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4560755 |
| XXXXXX-2025-NQM4-370 |  | D A | Closed | FCOM4028 | 2025-06-25 10:04 | 2025-06-26 09:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4558340 |
| XXXXXX-2025-NQM4-371 |  | D A | Closed | FCRE7009 | 2025-06-25 09:24 | 2025-07-11 12:38 | Resolved | 1 - Information C A | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Resolved-this is replacement cost per email from agent - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Document Uploaded. Please find attached - Buyer-07/11/2025 <br> Counter-the cost estimator shows a higher value. the issue is the insurance was written on the cash value, not replacement cost. that is the issue. does not meet this guide: The property insurance policy must provide for claims to be settled on a replacement cost basis. - Due Diligence Vendor-06/30/2025 <br> Ready for Review-Document Uploaded. RCE was provided with the closing docs on p. 138 - Buyer-06/30/2025 <br> Open-Subject policy is insured at Actual Cash Value and not replacement value - Note- ACV value does exceed loan amount of [Redacted] - page 367/368. - Due Diligence Vendor-06/25/2025 |  | Resolved-this is replacement cost per email from agent - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4557461 |
| XXXXXX-2025-NQM4-371 |  | D A | Closed | FCOM4028 | 2025-06-25 08:47 | 2025-06-26 09:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4555936 |
| XXXXXX-2025-NQM4-372 |  | D A | Closed | FCOM4028 | 2025-06-26 09:50 | 2025-06-27 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4572652 |
| XXXXXX-2025-NQM4-373 |  | D A C | Closed | FCOM3715 | 2025-06-26 16:32 | 2025-07-02 08:45 | Resolved | 1 - Information C A | Compliance | Disclosure | Note terms are incorrect | Resolved-corrected Note now present with only 1 borrower - Due Diligence Vendor-07/02/2025 <br> Ready for Review-Document Uploaded. Please see the revised Note. - Buyer-07/01/2025 <br> Open-- Corrective Note needed to remove Non borrower, [Redacted]. If this loan indeed does have 2 borrowers, please provide missing docs for 2nd borrower: Completed Initial 1003, Credit report, signed disclosures and proper Identification. - Due Diligence Vendor-06/26/2025 |  | Resolved-corrected Note now present with only 1 borrower - Due Diligence Vendor-07/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4579565 |
| XXXXXX-2025-NQM4-373 |  | D A C | Closed | FCOM4028 | 2025-06-26 12:26 | 2025-06-27 11:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4575597 |
| XXXXXX-2025-NQM4-374 |  | D A | Closed | FCOM4028 | 2025-06-26 11:56 | 2025-06-27 12:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4574963 |
| XXXXXX-2025-NQM4-375 |  | D B A | Closed | FCRE1501 | 2025-06-30 09:08 | 2025-07-08 09:50 | Waived | 2 - Non-Material C B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-borrower is short required reserves for a FTHB waiver provided. - Due Diligence Vendor-07/08/2025 <br> Ready for Review-Document Uploaded. Please see attached PC Exception for this loan - Buyer-07/08/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted]is less than Total Required Reserve Amount of $[Redacted] borrower is short asset for reserves. Needs 6 months since first time homeowner - Due Diligence Vendor-06/30/2025 |  | Waived-borrower is short required reserves for a FTHB waiver provided. - Due Diligence Vendor-07/08/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 4602049 |
| XXXXXX-2025-NQM4-375 |  | D B A | Closed | FCRE1334 | 2025-06-30 08:35 | 2025-07-03 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Resolved-Received 4506 - Due Diligence Vendor-07/03/2025 <br>Ready for Review-Document Uploaded. Please see the 4506C attached. - Buyer-07/02/2025 <br>Open-Borrower 1 Executed 4506-T Missing missing 4506C - Due Diligence Vendor-06/30/2025 |  | Resolved-Received 4506 - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4601392 |
| XXXXXX-2025-NQM4-375 |  | D B A | Closed | FCRE3742 | 2025-06-30 09:15 | 2025-06-30 09:15 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Waived-loan less than [Redacted]<br> Comments requesting loan amt under [Redacted] for Pref Partner<br> Pg 276<br> - Due Diligence Vendor-06/30/2025 |  | Waived-loan less than [Redacted]<br> Comments requesting loan amt under 100k for Pref Partner<br> Pg 276<br> - Due Diligence Vendor-06/30/2025 |  | Compensating Factors<br> Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months,<br> Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/12/2025 $98,400 LA & 0.25 to price | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4602313 |
| XXXXXX-2025-NQM4-376 |  | D A | Closed | FCOM4028 | 2025-06-27 08:27 | 2025-06-30 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4584939 |
| XXXXXX-2025-NQM4-377 |  | D A | Closed | FCRE6019 | 2025-06-30 11:12 | 2025-07-14 09:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved- back of card now present - Due Diligence Vendor-07/14/2025 <br>Ready for Review-Document Uploaded. Please see attached back side of PR card - Buyer-07/11/2025 <br>Open-\*Borrower 2 is a PRA however back side of PRA card is missing refer pg.#204 of 490 - Due Diligence Vendor-06/30/2025 |  | Resolved- back of card now present - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4604591 |
| XXXXXX-2025-NQM4-377 |  | D A | Closed | FCOM4028 | 2025-06-30 08:36 | 2025-07-02 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4601422 |
| XXXXXX-2025-NQM4-378 |  | D A | Closed | FCRE9651 | 2025-07-01 02:38 | 2025-07-03 15:08 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-Received amortization package - Due Diligence Vendor-07/03/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/03/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-07/01/2025 |  | Resolved-Received amortization package - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4612012 |
| XXXXXX-2025-NQM4-378 |  | D A | Closed | FCRE1195 | 2025-07-02 20:29 | 2025-07-03 15:08 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-Points financed brings LTV into guideline - finding cleared - Due Diligence Vendor-07/03/2025 <br>Ready for Review-2 points financed - Buyer-07/03/2025 <br>Open-Audited CLTV = 71.4 with a DSCR of 0.569 which is over guideline which states DSCR score of <0.75 max [Redacted] - Due Diligence Vendor-07/03/2025 |  | Resolved-Points financed brings LTV into guideline - finding cleared - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4645651 |
| XXXXXX-2025-NQM4-378 |  | D A | Closed | FCOM4028 | 2025-07-01 01:46 | 2025-07-02 20:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4611875 |
| XXXXXX-2025-NQM4-379 |  | D A | Closed | FCRE1437 | 2025-07-02 08:41 | 2025-08-06 09:44 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-lender clarified that they used guidelines before change requiring 2 yrs = finding is resolved as they accepted less than 2 years S/E - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by SUW - Buyer-08/05/2025 <br>Counter-disagree. guidelines state that business must be open for 2 yrs. We do not have proof of that. - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-07/21/2025 <br>Open-Income and Employment Do Not Meet Guidelines borrower and business self employed less than 2 years. No docs in file for prior. See page 429 and 412 - Due Diligence Vendor-07/02/2025 |  | Resolved-lender clarified that they used guidelines before change requiring 2 yrs = finding is resolved as they accepted less than 2 years S/E - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4629988 |
| XXXXXX-2025-NQM4-379 |  | D A | Closed | FCOM4028 | 2025-07-02 07:05 | 2025-07-03 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4628495 |
| XXXXXX-2025-NQM4-380 |  | D B A | Closed | FCOM4028 | 2025-07-01 21:11 | 2025-07-03 08:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4626059 |
| XXXXXX-2025-NQM4-380 |  | D B A | Closed | FVAL5474 | 2025-07-02 01:23 | 2025-07-02 08:03 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Single entity ownership 40% per Questionnaire in Page #193_Credit Pkg 1.pdf which is not allowed per Guidelines Page #64. However Exception Form in the file page no #123- Credit Pkg Part2 - Due Diligence Vendor-07/02/2025 |  | Waived-Single entity ownership 40% per Questionnaire in Page #193_Credit Pkg 1.pdf which is not allowed per Guidelines Page #64. However Exception Form in the file page no #123- Credit Pkg Part2 - Due Diligence Vendor-07/02/2025<br>|  | 1.No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #330- Credit pkg Part2.pdf,<br> 2.No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #330- Credit pkg Part2.pdf,<br> 3.5+ years credit history- Oldest tradeline date in CBR page #477 is 05/01/2010,<br> 4.Credit score >40 points than minimum required- Audited FICO Score is 801, Guideline Maximum FICO Score is 700 difference is 101, Which is Greater than 40,<br> 5.No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4626925 |
| XXXXXX-2025-NQM4-381 |  | D B A | Closed | FCRE1335 | 2025-07-01 13:30 | 2025-07-17 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-07/17/2025 <br>Ready for Review-We are not using any self-employment income or income from the tax returns itself, so 1040 transcripts is not required. - Buyer-07/17/2025 <br>Counter-we already have the tax returns, we need the IRS tax return TRANSCRIPT, not the W2 transcript. Please provide a IRS tax return transcript for the returns in file - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please see attached Tax return - Buyer-07/10/2025 <br>Counter-this is not a tax transcript, this is a w2 transcript. need tax return transcript for 2024 - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. Please see attached IRS tax transcript - Buyer-07/08/2025 <br>Open-Borrower 1 IRS Transcripts Missing Tax returns for the year 2024 are in file on #126 of 356, Tax Return transcripts are required - Due Diligence Vendor-07/01/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4621419 |
| XXXXXX-2025-NQM4-381 |  | D B A | Closed | FCOM4028 | 2025-07-01 12:39 | 2025-07-03 11:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4620423 |
| XXXXXX-2025-NQM4-381 |  | D B A | Closed | FVAL5474 | 2025-07-01 15:27 | 2025-07-01 15:27 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, At least 75% of the total units in the subject property must be sold<br> \*Exception form is provided to allow less than 75% of the total units in the subject property are sold. <br> \*Approved Conditions: [Redacted] max and 0.5 to price<br> \*Exception form is on page #163 of 356 - Due Diligence Vendor-07/01/2025 |  | Waived-As per guide, At least 75% of the total units in the subject property must be sold<br> \*Exception form is provided to allow less than 75% of the total units in the subject property are sold. <br> \*Approved Conditions: [Redacted] max and 0.5 to price<br> \*Exception form is on page #163 of 356 - Due Diligence Vendor-07/01/2025<br>|  | Residual income >=3000$, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 4623480 |
| XXXXXX-2025-NQM4-382 |  | D A | Closed | FCRE1995 | 2025-07-02 01:09 | 2025-07-09 08:50 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-backed out - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Please disregard, EMD was back out - Buyer-07/08/2025 <br>Open-Please Provide Earnest Money Deposit verification of $1500 as it is missing in the File. - Due Diligence Vendor-07/02/2025 |  | Resolved-backed out - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4626891 |
| XXXXXX-2025-NQM4-382 |  | D A | Closed | FCOM4028 | 2025-07-02 00:05 | 2025-07-03 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4626685 |
| XXXXXX-2025-NQM4-383 |  | D A | Closed | FCOM4028 | 2025-07-02 05:35 | 2025-07-03 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4627675 |
| XXXXXX-2025-NQM4-384 |  | D A | Closed | FCRE8000 | 2025-07-10 09:58 | 2025-07-29 07:55 | Resolved | 1 - Information C A | Credit | Closing | Note Incomplete - Missing Page(s) | Resolved-default rate addendum now present - Due Diligence Vendor-07/29/2025 <br> Ready for Review-Document Uploaded. The interest addendum to Note is used in lieu of the default rate rider. <br>Please see attached a signed copy of the signed addendum to the note, the original sent to [Redacted] office by title - Buyer-07/28/2025 <br> Open-No Default rate rider present. please send or confirm there is no default rate rider to Note - Due Diligence Vendor-07/10/2025 |  | Resolved-default rate addendum now present - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4766835 |
| XXXXXX-2025-NQM4-384 |  | D A | Closed | FCOM4028 | 2025-07-02 01:54 | 2025-07-03 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4626971 |
| XXXXXX-2025-NQM4-385 |  | D A | Closed | FCOM1233 | 2025-07-02 10:31 | 2025-07-08 10:10 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-corrected app now present with correct citizenship status marked - Due Diligence Vendor-07/08/2025 <br>Ready for Review-Document Uploaded. Please see attached corrected 1003 form - Buyer-07/08/2025 <br>Open- - please correct the citizenship. 1003 marked US Citizen but there is an Employment Authorization Card on page 140. - Due Diligence Vendor-07/02/2025 |  | Resolved-corrected app now present with correct citizenship status marked - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4633412 |
| XXXXXX-2025-NQM4-385 |  | D A | Closed | FCOM4028 | 2025-07-02 09:52 | 2025-07-03 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4632897 |
| XXXXXX-2025-NQM4-386 |  | D A | Closed | FCOM4028 | 2025-07-02 12:36 | 2025-07-03 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4635733 |
| XXXXXX-2025-NQM4-387 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXXXX-2025-NQM4-388 |  | D A | Closed | FCOM4028 | 2025-07-06 23:16 | 2025-07-07 16:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4672754 |
| XXXXXX-2025-NQM4-389 |  | D A | Closed | FCOM4028 | 2025-07-03 10:58 | 2025-07-07 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 4653862 |
| XXXXXX-2025-NQM4-390 |  | D A | Closed | FCOM4028 | 2025-07-03 09:48 | 2025-07-07 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4652765 |
| XXXXXX-2025-NQM4-391 |  | D B A | Closed | FCRE1253 | 2025-07-07 08:02 | 2025-07-09 10:05 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-tax calc now present - Due Diligence Vendor-07/09/2025 <br> Ready for Review-Using 1.25% = $[Redacted] - Buyer-07/08/2025 <br> Open-Missing Property Tax Cert Please provide updated Tax Certificate as Tax amounts in documents Page #129, 566, 640, 658 not matching with 1008. As per now, Considered Tax amount from 1008 to avoid DSCR discrepancy. - Due Diligence Vendor-07/07/2025 |  | Resolved-tax calc now present - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4677479 |
| XXXXXX-2025-NQM4-391 |  | D B A | Closed | FCRE5116 | 2025-07-07 04:48 | 2025-07-09 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-VOM now present for REO - Due Diligence Vendor-07/09/2025 <br> Ready for Review-Document Uploaded. This is documented via a credit supplement in the file. - Buyer-07/09/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting document to verify the mortgage address for [Redacted] with balance of $[Redacted] - Due Diligence Vendor-07/07/2025 |  | Resolved-VOM now present for REO - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4673580 |
| XXXXXX-2025-NQM4-391 |  | D B A | Closed | FCOM4028 | 2025-07-07 03:51 | 2025-07-07 16:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4673367 |
| XXXXXX-2025-NQM4-391 |  | D B A | Closed | FCRE1254 | 2025-07-07 05:35 | 2025-07-07 08:27 | Waived | 2 - Non-Material B | Credit | Title | Property Title Issue | Waived-Property Title Issue Borrowers are not 100% owners of LLC. Each Borrower owns 25% and rest 50% owned by Borrower's Mother per Operating statement in Page #620. However, we have related LOE in Page #239 and exception in page#621 - Due Diligence Vendor-07/07/2025 |  | Waived-Property Title Issue Borrowers are not 100% owners of LLC. Each Borrower owns 25% and rest 50% owned by Borrower's Mother per Operating statement in Page #620. However, we have related LOE in Page #239 and exception in page#621 - Due Diligence Vendor-07/07/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in past 24 months per CBR Page #662, 670. Existing late payments till 09/2021<br> 5+ years credit history- Oldest tradeline date in CBR page #662, 670 is 05/01/1994<br> 2+ borrowers on the loan- Joint loan with 2 borrowers<br> LTV 10% below maximum - Guideline LTV is 55% and Qualifying LTV is 22.92% variance is 32.08%<br> Credit score >40 points than minimum required - Guideline Min FICO is 660 and Qualifying FICO is 744, variance is 84 > 40 points<br> Reserves >6 months - Qualifying Total Reserves Number of Months is 77.15 > 6 months reserves<br>| [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4673877 |
| XXXXXX-2025-NQM4-392 |  | D B A | Closed | FCRE8705 | 2025-07-03 06:15 | 2025-07-14 13:56 | Waived | 2 - Non-Material C B | Credit | Eligibility | Excessive Seller Contributions | Waived-max seller concessions exceeded for program and wavier provided - Due Diligence Vendor-07/14/2025 <br> Ready for Review-Document Uploaded. Please review uploaded exception form - Buyer-07/14/2025 <br> Open-Total closing costs are $[Redacted] - Seller credit is $[Redacted] which represents an overage of $473.11. - Due Diligence Vendor-07/03/2025 |  | Waived-max seller concessions exceeded for program and wavier provided - Due Diligence Vendor-07/14/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit<br> history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 4648156 |
| XXXXXX-2025-NQM4-392 |  | D B A | Closed | FCOM4028 | 2025-07-03 06:03 | 2025-07-07 16:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4648041 |
| XXXXXX-2025-NQM4-393 |  | D A | Closed | FCOM4028 | 2025-07-06 12:36 | 2025-07-07 16:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/06/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4671666 |
| XXXXXX-2025-NQM4-394 |  | D A | Closed | FCRE3091 | 2025-07-05 13:48 | 2025-08-01 07:04 | Resolved | 1 - Information C A | Credit | Insurance | Master Policy Expiration Date is Prior To the Transaction Date | Resolved-Master Policy Expiration Date of 06-30-2026 is Equal to or After the Transaction Date of 07-02-2025 Or Master Policy Expiration Date Is Not Provided - Due Diligence Vendor-08/01/2025 <br>Resolved-renewal for master policy is now present - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Document Uploaded. the updated master policy - Buyer-07/31/2025 <br>Open-Master Policy Expiration Date of 06-30-2025 is Prior To the Transaction Date of 07-02-2025 - There is an email (page 376) from the management company of the condo stating the insurance will be renewed. - Due Diligence Vendor-07/06/2025 |  | Resolved-Master Policy Expiration Date of 06-30-2026 is Equal to or After the Transaction Date of 07-02-2025 Or Master Policy Expiration Date Is Not Provided - Due Diligence Vendor-08/01/2025 <br>Resolved-renewal for master policy is now present - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4670930 |
| XXXXXX-2025-NQM4-394 |  | D A | Closed | FCRE8728 | 2025-07-06 10:35 | 2025-07-22 10:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-Agree to use $995.84 for hoa - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. We obtained the HOA dues amount via email from the HOA manager.<br> Additionally, there is no Condo Questionnaire in the file, as the project has already been approved in [Redacted]. Therefore, the highest amount provided in the email has been entered on page 2 of the 1003 form. - Buyer-07/21/2025 <br>Open- - please confirm monthly HOA dues. 1008 = $843, Appraisal = $750 Condo Questionnaire = $995.84 Qualified borrower following 1008. - Due Diligence Vendor-07/06/2025 |  | Resolved-Agree to use $995.84 for hoa - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4671555 |
| XXXXXX-2025-NQM4-394 |  | D A | Closed | FCOM4028 | 2025-07-05 13:31 | 2025-07-09 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4670920 |
| XXXXXX-2025-NQM4-395 |  | D A | Closed | FCOM4028 | 2025-07-04 06:43 | 2025-07-07 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4665013 |
| XXXXXX-2025-NQM4-396 |  | D B A | Closed | FCOM4028 | 2025-07-06 13:02 | 2025-07-07 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4671679 |
| XXXXXX-2025-NQM4-396 |  | D B A | Closed | FVAL5524 | 2025-07-06 13:37 | 2025-07-06 13:37 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, A manufactured home cannot be rural<br> \*Exception form is provided to allow a manufactured home to be rural<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing (value concerns)<br> \*Exception form is on page # 705 of 705, Appraisal page 181 of 705 - Due Diligence Vendor-07/06/2025 - Due Diligence Vendor-07/06/2025 |  | Waived-Waived-As per guide, A manufactured home cannot be rural<br> \*Exception form is provided to allow a manufactured home to be rural<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing (value concerns)<br> \*Exception form is on page # 705 of 705, Appraisal page 181 of 705 - Due Diligence Vendor-07/06/2025 - Due Diligence Vendor-07/06/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 4671720 |
| XXXXXX-2025-NQM4-397 |  | D A | Closed | FCOM4028 | 2025-07-07 08:00 | 2025-07-08 13:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4677093 |
| XXXXXX-2025-NQM4-398 |  | D A | Closed | FCOM4028 | 2025-07-03 11:36 | 2025-07-07 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4654772 |
| XXXXXX-2025-NQM4-399 |  | D B A | Closed | FCOM4028 | 2025-07-07 20:37 | 2025-07-08 13:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4716765 |
| XXXXXX-2025-NQM4-399 |  | D B A | Closed | FVAL5524 | 2025-07-07 22:53 | 2025-07-08 03:52 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Unique properties are not allowed per Guidelines Page #71. Whereas Subject property is unique per Appraisal Report in Page #27- Credit Package.pdf. However, Related Exception in Page 434- Credit Package.pdf. - Due Diligence Vendor-07/08/2025 |  | Waived-Unique properties are not allowed per Guidelines Page #71. Whereas Subject property is unique per Appraisal Report in Page #27- Credit Package.pdf. However, Related Exception in Page 434- Credit Package.pdf. - Due Diligence Vendor-07/08/2025<br>|  | 1.No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #521&529- - Credit Package.pdf,<br> 2.No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #521&529- Credit Package.pdf.,<br> 3. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 4.Credit score >40 points than minimum required- Audited FICO Score is 729, Guideline Maximum FICO Score is 660 difference is 69, Which is Greater than 40.<br> 5. LTV 10% below maximum - Calculated LTV 11.40% and Maximum LTV 55% with difference 43.60% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4717859 |
| XXXXXX-2025-NQM4-400 |  | D A | Closed | FCOM4028 | 2025-07-06 08:01 | 2025-07-07 15:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4671450 |
| XXXXXX-2025-NQM4-401 |  | D A | Closed | FCOM4028 | 2025-07-07 08:47 | 2025-07-08 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4687807 |
| XXXXXX-2025-NQM4-402 |  | D A | Closed | 123ABJ | 2025-07-04 08:28 | 2025-07-11 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-current 3rd party verification for [Redacted] now present - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-07/10/2025 <br>Open-Missing current 3rd party verification for [Redacted] - Sunbiz, SOS search etc. - Due Diligence Vendor-07/04/2025 |  | Resolved-current 3rd party verification for [Redacted] now present - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4665174 |
| XXXXXX-2025-NQM4-402 |  | D A | Closed | FCRE1335 | 2025-07-04 08:27 | 2025-07-11 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-proof of filing and refund being processed now present - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-07/10/2025 <br>Open-Borrower 1 IRS Transcripts Missing 2024 No record of Return - page 270 - No other noted. - Due Diligence Vendor-07/04/2025 |  | Resolved-proof of filing and refund being processed now present - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4665169 |
| XXXXXX-2025-NQM4-402 |  | D A | Closed | FCRE1324 | 2025-07-04 08:27 | 2025-07-11 09:04 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Resolved-proof of filing and refund being processed now present - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-07/10/2025 <br>Open-Borrower 1 Tax Returns Not Signed No transcripts or signatures. - Due Diligence Vendor-07/04/2025 |  | Resolved-proof of filing and refund being processed now present - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4665170 |
| XXXXXX-2025-NQM4-402 |  | D A | Closed | FCOM4028 | 2025-07-04 07:49 | 2025-07-07 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4665118 |
| XXXXXX-2025-NQM4-403 |  | D B A | Closed | FCOM4028 | 2025-07-03 10:07 | 2025-07-07 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4653139 |
| XXXXXX-2025-NQM4-403 |  | D B A | Closed | FCRE1174 | 2025-07-03 12:49 | 2025-07-03 12:49 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception for master flood not fully covering. An individual flood policy was provided.<br>Approved with conditions of Individual insurance to cover the difference, 0.25 to price<br>Waiver on page 794 of 888 - Due Diligence Vendor-07/03/2025 |  | Waived-Exception for master flood not fully covering. An individual flood policy was provided.<br>Approved with conditions of Individual insurance to cover the difference, 0.25 to price<br>Waiver on page 794 of 888 - Due Diligence Vendor-07/03/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4655966 |
| XXXXXX-2025-NQM4-404 |  | D A | Closed | FCOM4028 | 2025-07-07 14:27 | 2025-07-08 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4706606 |
| XXXXXX-2025-NQM4-405 |  | D A | Closed | FCOM4028 | 2025-07-08 08:50 | 2025-07-09 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4723400 |
| XXXXXX-2025-NQM4-406 |  | D A | Closed | FCOM4028 | 2025-07-08 08:38 | 2025-07-09 07:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4723026 |
| XXXXXX-2025-NQM4-407 |  | D B A | Closed | FCOM4028 | 2025-07-08 07:01 | 2025-07-08 17:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4720427 |
| XXXXXX-2025-NQM4-407 |  | D B A | Closed | FVAL5524 | 2025-07-08 08:01 | 2025-07-08 08:04 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Guideline permits maximum commercial sq ft space in a mixed use property type to 49% of total GLA.<br> \*Exception form is provided to allow subject over 49%- 2,640 of 5,271 =50.09%<br> \*Approved Conditions: 0.25 to price, GL requires minimum DSCR 1.1<br> \*Exception form is on page #33 of 143 - Due Diligence Vendor-07/08/2025 - Due Diligence Vendor-07/08/2025 |  | Waived-Waived-As per guide, Guideline permits maximum commercial sq ft space in a mixed use property type to 49% of total GLA.<br> \*Exception form is provided to allow subject over 49%- 2,640 of 5,271 =50.09%<br> \*Approved Conditions: 0.25 to price, GL requires minimum DSCR 1.1<br> \*Exception form is on page #33 of 143 - Due Diligence Vendor-07/08/2025 - Due Diligence Vendor-07/08/2025<br>|  | No credit events past 40 months, Credit Score > 40 points above program minimum, (removed reserves > 6 months as bwr is a fthb), 5+ yrs credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4721606 |
| XXXXXX-2025-NQM4-408 |  | D A | Closed | FCRE9806 | 2025-07-07 07:27 | 2025-07-11 09:27 | Resolved | 1 - Information C A | Credit | Eligibility | Other Credit Finding | Resolved-lender updated rents and now DSCR matches - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Document Uploaded. Please see attached revised tape, 1008 and lock confirmation - Buyer-07/10/2025 <br> Counter-disagree. You cannot schedule or book a rental home when someone is living in property (tenant occupied). finding is valid - Due Diligence Vendor-07/09/2025 <br> Ready for Review-1007 didn't contain actual rent amount, so per our rules we can used [Redacted] on loan for DSCR calculation. - Buyer-07/09/2025 <br> Open-[Redacted] used for Income however page 1 of appraisal indicates subject is tenant occupied- Not Vacant. - Due Diligence Vendor-07/07/2025 |  | Resolved-lender updated rents and now DSCR matches - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4675056 |
| XXXXXX-2025-NQM4-408 |  | D A | Closed | FCOM4028 | 2025-07-07 06:29 | 2025-07-08 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4674300 |
| XXXXXX-2025-NQM4-409 |  | D A | Closed | FCOM4028 | 2025-07-08 04:56 | 2025-07-09 07:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4719222 |
| XXXXXX-2025-NQM4-410 |  | D B A | Closed | FCRE9991 | 2025-07-08 04:52 | 2025-07-09 13:02 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-dscr calc now matches as lender provided clarification on their calculations - Due Diligence Vendor-07/09/2025 <br>Ready for Review-DSCR is accurate . Calculations were based on earnings listed for unit 21 .<br> $20123.61 / 12x 75% / PITIA $1162.01=1.0823 - Buyer-07/09/2025 <br>Open-Originator DSCR Is 1.082 and the Calculated DSCR is 4.036, the Variance is 2.954.<br> DSCR calculation as follows- Rent amount $4,690.34/ PITIA $1,162.01= 4.036<br> Considered Rent amount from [Redacted] in Page #526,<br> Rental Income calculation: Gross Rent $76,594.75 \* 75% - PITIA $1,162.01 / 12 months = $4,690.34 - Due Diligence Vendor-07/08/2025 |  | Resolved-dscr calc now matches as lender provided clarification on their calculations - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4719195 |
| XXXXXX-2025-NQM4-410 |  | D B A | Closed | FCRE1205 | 2025-07-08 07:54 | 2025-07-09 13:00 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-07/09/2025 <br>Resolved-OFAC is now cleared - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. Please review uploaded updated FG - Seller-07/09/2025 <br>Open-OFAC Check Not Completed and/or Cleared Reflects Possible match in fraud report Page #396 & 451 - Due Diligence Vendor-07/08/2025 | Ready for Review-Document Uploaded. Please review uploaded updated FG - Seller-07/09/2025<br>| Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-07/09/2025 <br>Resolved-OFAC is now cleared - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4721435 |
| XXXXXX-2025-NQM4-410 |  | D B A | Closed | FCRE1148 | 2025-07-08 04:20 | 2025-07-09 13:00 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]+0+0 - Due Diligence Vendor-07/09/2025 <br> Resolved-title commitment now has updated loan amount coverage for lender - Due Diligence Vendor-07/09/2025 <br> Ready for Review-Document Uploaded. Please review uploaded updated TC - Buyer-07/09/2025 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted]+0+0 Please provide updated Title Report that covers the loan amount / Supplemental Report - Due Diligence Vendor-07/08/2025 |  | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]+0+0 - Due Diligence Vendor-07/09/2025 <br> Resolved-title commitment now has updated loan amount coverage for lender - Due Diligence Vendor-07/09/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4719025 |
| XXXXXX-2025-NQM4-410 |  | D B A | Closed | FCOM4028 | 2025-07-08 02:35 | 2025-07-08 19:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4718648 |
| XXXXXX-2025-NQM4-410 |  | D B A | Closed | FVAL5472 | 2025-07-08 04:48 | 2025-07-08 08:18 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Subject property Gross living Area in Appraisal Report Page #541 is 424 Sq Ft which is less than minimum GLA 500 Sq Ft per Guidelines. However, Exception Form in the file page no #106 - Due Diligence Vendor-07/08/2025 |  | Waived-Subject property Gross living Area in Appraisal Report Page #541 is 424 Sq Ft which is less than minimum GLA 500 Sq Ft per Guidelines. However, Exception Form in the file page no #106 - Due Diligence Vendor-07/08/2025<br>|  | 1.No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #3,<br> 2.No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #3, Last late payment is on 03/20<br> 3.No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 4. Credit score >40 points than minimum required- Audited FICO Score is 723, Guideline Maximum FICO Score is 660 difference is 163, Which is Greater than 63. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4719183 |
| XXXXXX-2025-NQM4-410 |  | D B A | Closed | FCRE1174 | 2025-07-08 04:27 | 2025-07-08 08:16 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Master insurance on actual cash value basis instead of replacement cost per Master Policy in Page #138. However Exception Form in the File page no #105 - Due Diligence Vendor-07/08/2025 |  | Waived-Master Condo Insurance Policy Partially Provided Master insurance on actual cash value basis instead of replacement cost per Master Policy in Page #138. However Exception Form in the File page no #105 - Due Diligence Vendor-07/08/2025<br>|  | 1.No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #3,<br> 2.No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #3, Last late payment on 03/20<br> 3.No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 4.Credit score >40 points than minimum required- Audited FICO Score is 723, Guideline Maximum FICO Score is 660 difference is 163, Which is Greater than 63. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4719070 |
| XXXXXX-2025-NQM4-411 |  | D A | Closed | FCOM4028 | 2025-07-08 07:35 | 2025-07-09 07:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4721046 |
| XXXXXX-2025-NQM4-412 |  | D A | Closed | FCOM4028 | 2025-07-05 08:08 | 2025-07-07 06:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 4670687 |
| XXXXXX-2025-NQM4-413 |  | D B A | Closed | FCRE8201 | 2025-07-09 12:23 | 2025-07-23 18:08 | Waived | 2 - Non-Material C B | Credit | Eligibility | Loan does not conform to program guidelines | Waived- - Due Diligence Vendor-07/24/2025 <br>Ready for Review-Exception granted for the fact that at the time of closing borrower was not majority ownership - Due Diligence Vendor-07/24/2025 <br>Ready for Review-Document Uploaded. Please review uploaded exception form - Buyer-07/23/2025 <br>Counter-borrower was not on title at time of application as borrower as not majority owner. Finding is valid, waiver is required - Due Diligence Vendor-07/11/2025 <br>Ready for Review-As per QCD borrower and his spouse are title holders,as they are grantors. - Buyer-07/10/2025 <br>Open-This is a rate and term Brower must be on title at time of application per page 14 of guidelines borrower is not majority owner at time of application. Title Vested in LLC per Title Report in Page #474 and Borrower is not Majority owner (Borrower owns 50% and Non-Borrower owns 50% per Operating Agreement in Page #406) which does not meet requirements. - Due Diligence Vendor-07/09/2025 |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | 4753239 |
| XXXXXX-2025-NQM4-413 |  | D B A | Closed | FCOM4028 | 2025-07-08 09:33 | 2025-07-09 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4725170 |
| XXXXXX-2025-NQM4-414 |  | D A | Closed | FCOM4028 | 2025-07-05 09:49 | 2025-07-07 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4670767 |
| XXXXXX-2025-NQM4-415 |  | D A C | Closed | 50001251-Fees-Limited | 2025-07-04 11:43 | 2025-07-08 12:41 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Resolved - Due Diligence Vendor-07/08/2025 <br>Ready for Review-Document Uploaded. COC has been uploaded - Buyer-07/08/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Loan Discount Points increased from $12,630.84 on CD 06/11/2025 to $15791.90 on Final CD 07/02/2025 and missing proof of redisclosure or proper COC - Due Diligence Vendor-07/07/2025 <br>Open- - Due Diligence Vendor-07/04/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4665474 |
| XXXXXX-2025-NQM4-415 |  | D A C | Closed | FCOM4028 | 2025-07-04 09:39 | 2025-07-07 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4665284 |
| XXXXXX-2025-NQM4-416 |  | D B A | Closed | FCOM4028 | 2025-07-05 08:31 | 2025-07-07 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4670700 |
| XXXXXX-2025-NQM4-416 |  | D B A | Closed | FCRE1325 | 2025-07-07 11:58 | 2025-07-07 11:58 | Waived | 2 - Non-Material B | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Waived-Waived-As per guide, CPA must be verified for bank statement program<br> \*Exception form is provided to allow 2025 tax preparer PTIN from 2025 since recently licensed<br> \*Approved Conditions: none<br> \*Exception form is on page # 975 of 1091, PTIN page 966 of 1091, CPA letters page 961 and 962 of 1091- Due Diligence Vendor-07/05/2025<br> - Due Diligence Vendor-07/07/2025 |  | Waived-Waived-As per guide, CPA must be verified for bank statement program<br> \*Exception form is provided to allow 2025 tax preparer PTIN from 2025 since recently licensed<br> \*Approved Conditions: none<br> \*Exception form is on page # 975 of 1091, PTIN page 966 of 1091, CPA letters page 961 and 962 of 1091- Due Diligence Vendor-07/05/2025<br> - Due Diligence Vendor-07/07/2025<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4692884 |
| XXXXXX-2025-NQM4-416 |  | D B A | Closed | FVAL4940 | 2025-07-05 10:19 | 2025-07-05 10:19 | Waived | 2 - Non-Material B | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Waived-Waived-As per guide, Additional requirements are needed if the project has deficiencies, defects, substantial damage, or deferred maintenance<br> \*Exception form is provided to allow use of questionnaire without structural integrity question answered. <br> \*Approved Conditions: [Redacted] max 0.5 to price<br> \*Exception form is on page # 976 of 1091, Questionnaire page 619 of 1091 - Due Diligence Vendor-07/05/2025 - Due Diligence Vendor-07/05/2025 |  | Waived-Waived-As per guide, Additional requirements are needed if the project has deficiencies, defects, substantial damage, or deferred maintenance<br> \*Exception form is provided to allow use of questionnaire without structural integrity question answered. <br> \*Approved Conditions: [Redacted] max 0.5 to price<br> \*Exception form is on page # 976 of 1091, Questionnaire page 619 of 1091 - Due Diligence Vendor-07/05/2025 - Due Diligence Vendor-07/05/2025<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4670794 |
| XXXXXX-2025-NQM4-417 |  | D A | Closed | FCOM4028 | 2025-07-08 05:36 | 2025-07-09 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4719533 |
| XXXXXX-2025-NQM4-418 |  | D A | Closed | FCOM4028 | 2025-07-09 04:56 | 2025-07-09 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4745415 |
| XXXXXX-2025-NQM4-419 |  | D A | Closed | FCOM4028 | 2025-07-07 07:52 | 2025-07-07 10:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4676071 |
| XXXXXX-2025-NQM4-420 |  | D B C A | Closed | 50001251-Fees-Limited | 2025-07-08 14:10 | 2025-07-11 10:01 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-This is acceptable. - Due Diligence Vendor-07/11/2025 <br>Resolved- - Due Diligence Vendor-07/11/2025 <br>Ready for Review-replied to the other condition - Buyer-07/10/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Origination Fee of $195.00 was added to Final CD 06/27/2025 without a Change of Circumstance. - Due Diligence Vendor-07/08/2025 <br>Open- - Due Diligence Vendor-07/08/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4739026 |
| XXXXXX-2025-NQM4-420 |  | D B C A | Closed | 50001252-Fees-Limited | 2025-07-08 14:10 | 2025-07-11 10:01 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Cured-This is acceptable. - Due Diligence Vendor-07/11/2025 <br>Resolved- - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. it occurred due to the clerical error.<br>Please see attached COC and the PC CD with the correct fee name.<br> The PCCD with LOX was sent to the borrower - Buyer-07/10/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Origination Fee of $195.00 was added to Final CD 06/27/2025 without a Change of Circumstance. - Due Diligence Vendor-07/08/2025 <br>Open- - Due Diligence Vendor-07/08/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4739027 |
| XXXXXX-2025-NQM4-420 |  | D B C A | Closed | FCOM4028 | 2025-07-08 11:12 | 2025-07-09 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4734314 |
| XXXXXX-2025-NQM4-420 |  | D B C A | Closed | FCRE8705 | 2025-07-08 13:13 | 2025-07-09 14:57 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-Exception for concessions over 4%. Concessions at 4.6<br>Approved as is<br>Waiver on page 768 of 1075 - Due Diligence Vendor-07/08/2025 |  | Waived-Exception for concessions over 4%. Concessions at 4.6<br>Approved as is<br>Waiver on page 768 of 1075 - Due Diligence Vendor-07/08/2025<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Need 4.6 perc seller concession | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4737933 |
| XXXXXX-2025-NQM4-420 |  | D B C A | Closed | FCRE8611 | 2025-07-08 13:11 | 2025-07-08 13:11 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Waiver for Borrowers income not being stable. Borrower is a realtor.<br>Approved with conditions of 0.25 to the price<br>Waiver on page 767 of 1075 - Due Diligence Vendor-07/08/2025 |  | Waived-Waiver for Borrowers income not being stable. Borrower is a realtor.<br>Approved with conditions of 0.25 to the price<br>Waiver on page 767 of 1075 - Due Diligence Vendor-07/08/2025<br>|  | Several income sources and DTI below 45%, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same<br> line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No<br> consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower<br> contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4737874 |
| XXXXXX-2025-NQM4-421 |  | D A | Closed | FCOM4028 | 2025-07-06 22:50 | 2025-07-07 15:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4672691 |
| XXXXXX-2025-NQM4-422 |  | D A | Closed | FCRE9651 | 2025-07-08 01:27 | 2025-07-11 09:41 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-Am schedule now present - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please see attached Amortization Schedule provided for this loan - Buyer-07/11/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-07/08/2025 |  | Resolved-Am schedule now present - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4718491 |
| XXXXXX-2025-NQM4-422 |  | D A | Closed | FCOM4028 | 2025-07-07 23:22 | 2025-07-08 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4717992 |
| XXXXXX-2025-NQM4-423 |  | D B A | Closed | FCOM4028 | 2025-07-08 09:23 | 2025-07-09 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4724660 |
| XXXXXX-2025-NQM4-423 |  | D B A | Closed | FCRE7532 | 2025-07-08 10:22 | 2025-07-08 10:22 | Waived | 2 - Non-Material B | Credit | Eligibility | Qualifying Credit Score does not meet eligibility requirement(s) | Waived-Exception for low credit score. 660 minimum for FTHB, borrower has 627.<br>Approved with conditions of 0.75 to price<br>Waiver on page 796 of 903 - Due Diligence Vendor-07/08/2025 |  | Waived-Exception for low credit score. 660 minimum for FTHB, borrower has 627.<br>Approved with conditions of 0.75 to price<br>Waiver on page 796 of 903 - Due Diligence Vendor-07/08/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4732702 |
| XXXXXX-2025-NQM4-424 |  | D A | Closed | FCOM4028 | 2025-07-07 13:02 | 2025-07-08 06:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4695002 |
| XXXXXX-2025-NQM4-425 |  | D B A | Closed | FCOM5814 | 2025-07-09 08:11 | 2025-07-11 10:09 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-07/11/2025 <br>Resolved-unmarked final CD now present - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please see attached Final CD without the orange mark - Buyer-07/10/2025 <br>Open-Final CD 07/02/2025 page 5 Loan Calculations has an orange strikethrough covering the Loan Calculations, Total Interest Percentage figure. Provide a clear copy of Final CD 07/02/2025 for Compliance testing. - Due Diligence Vendor-07/09/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-07/11/2025 <br>Resolved-unmarked final CD now present - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4747719 |
| XXXXXX-2025-NQM4-425 |  | D B A | Closed | FCOM9970 | 2025-07-09 08:12 | 2025-07-11 10:08 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please see attached clear copy of Final CD - Seller-07/10/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to complete Compliance testing without a clear copy of page 5 of Final CD 07/02/2025 showing the Total Interest Percentage. - Due Diligence Vendor-07/09/2025 | Ready for Review-Document Uploaded. Please see attached clear copy of Final CD - Seller-07/10/2025<br>| Resolved-This is acceptable. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4747740 |
| XXXXXX-2025-NQM4-425 |  | D B A | Closed | FCRE1194 | 2025-07-09 07:59 | 2025-07-11 09:42 | Resolved | 1 - Information C A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-resolved with lender comment. Tenant landlord is ok per their review - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Document Uploaded. Please see attached comments provided by SUW and UW TL - Buyer-07/10/2025 <br> Open-Subject is NAL - Borrower buying from Landlord transactions are restricted a maximum LTV of [Redacted]%. No exception noted. - Due Diligence Vendor-07/09/2025 |  | Resolved-resolved with lender comment. Tenant landlord is ok per their review - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4747432 |
| XXXXXX-2025-NQM4-425 |  | D B A | Closed | FCOM4028 | 2025-07-09 06:41 | 2025-07-10 09:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4746285 |
| XXXXXX-2025-NQM4-425 |  | D B A | Closed | FVAL9739 | 2025-07-09 07:58 | 2025-07-09 07:58 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived-As per guide, Guideline does not permit litigation regarding structural deficiencies within a condo project.<br> \*Exception form is provided to allow current ligation with developers concerning construction defects and structural issues. Page 1132<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 1374 of 1520 - Due Diligence Vendor-07/09/2025 - Due Diligence Vendor-07/09/2025 |  | Waived-Waived-As per guide, Guideline does not permit litigation regarding structural deficiencies within a condo project.<br> \*Exception form is provided to allow current ligation with developers concerning construction defects and structural issues. Page 1132<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 1374 of 1520 - Due Diligence Vendor-07/09/2025 - Due Diligence Vendor-07/09/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4747403 |
| XXXXXX-2025-NQM4-426 |  | D B A | Closed | FCOM4028 | 2025-07-09 07:31 | 2025-07-10 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4746923 |
| XXXXXX-2025-NQM4-426 |  | D B A | Closed | FCRE8705 | 2025-07-09 17:18 | 2025-07-09 17:20 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-Waived-As per guide, Guideline allows up to 4% Seller Concessions with >[Redacted]<br> \*Exception form is provided to allow 5.71% Seller Concessions with [Redacted].<br> \*Exception Conditions: [Redacted] and 660 Minimum FICO<br> \*Exception form is on page 402 of 579 - [Redacted] 7/9/2025 - Due Diligence Vendor-07/09/2025 |  | Waived-Waived-As per guide, Guideline allows up to 4% Seller Concessions with >[Redacted]<br> \*Exception form is provided to allow 5.71% Seller Concessions with [Redacted].<br> \*Exception Conditions: [Redacted] and 660 Minimum FICO<br> \*Exception form is on page 402 of 579 - [Redacted] 7/9/2025 - Due Diligence Vendor-07/09/2025<br>|  | 5 years on current job, 5+ years credit history, and No consumer late payments in the last 24 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4758543 |
| XXXXXX-2025-NQM4-426 |  | D B A | Closed | FCRE1501 | 2025-07-09 17:17 | 2025-07-09 17:17 | Waived | 2 - Non-Material B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-Total Qualified Assets for Reserves Post-Close of $11352.55 is less than Total Required Reserve Amount of $18304.02 Waived-As per guide, Guideline requires 6 months reserves on FTHB.<br> \*Exception form is provided to allow only 3 months reserves.<br> \*Exception Conditions: [Redacted] and 660 Minimum FICO<br> \*Exception form is on page 403 of 579 - [Redacted] 7/9/2025 - Due Diligence Vendor-07/09/2025 |  | Waived-Total Qualified Assets for Reserves Post-Close of $11352.55 is less than Total Required Reserve Amount of $18304.02 Waived-As per guide, Guideline requires 6 months reserves on FTHB.<br> \*Exception form is provided to allow only 3 months reserves.<br> \*Exception Conditions: [Redacted] and 660 Minimum FICO<br> \*Exception form is on page 403 of 579 - [Redacted] 7/9/2025 - Due Diligence Vendor-07/09/2025<br>|  | 5 years on current job, 5+ years credit history, and No consumer late payments in the last 24 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4758501 |
| XXXXXX-2025-NQM4-427 |  | D A | Closed | FCOM4028 | 2025-07-08 02:05 | 2025-07-08 17:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4718578 |
| XXXXXX-2025-NQM4-428 |  | D A | Closed | FCOM4028 | 2025-07-07 06:55 | 2025-07-08 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4674572 |
| XXXXXX-2025-NQM4-429 |  | D B A | Closed | FCOM4028 | 2025-07-07 02:01 | 2025-07-08 17:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4673147 |
| XXXXXX-2025-NQM4-429 |  | D B A | Closed | FVAL5474 | 2025-07-07 03:58 | 2025-07-07 07:30 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Single entity owns 8 of the 12 units per documents in Page #166 & 19 which is not allowed per Guidelines. However, exception document is in page # 262 of Credit pkg.pdf - Due Diligence Vendor-07/07/2025 |  | Waived-Single entity owns 8 of the 12 units per documents in Page #166 & 19 which is not allowed per Guidelines. However, exception document is in page # 262 of Credit pkg.pdf - Due Diligence Vendor-07/07/2025<br>|  | Revolving debt is under 30%- Revolving debt of $565 is within 30% of Total debts $4108<br> No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #2 of Credit Package.pdf <br> 5+ years credit history-Oldest tradeline date in CBR page #2 of Credit Package.pdf is 12/26/2010<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #2 of Credit Package.pdf <br> Credit score >40 points than minimum required-Audited FICO 774 and Guideline maximum FICO 680 with difference 94 which is greater than 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4673389 |
| XXXXXX-2025-NQM4-430 |  | D B A | Closed | FCRE5116 | 2025-07-07 06:58 | 2025-07-10 07:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof no pay history required since just closed now present - Due Diligence Vendor-07/10/2025 <br> Ready for Review-Document Uploaded. [Redacted] with balance $[Redacted] is [Redacted] loan [Redacted]. Please see attached Final CD for loan [Redacted] - Buyer-07/10/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-07/07/2025 |  | Resolved-proof no pay history required since just closed now present - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4674634 |
| XXXXXX-2025-NQM4-430 |  | D B A | Closed | FCOM4028 | 2025-07-07 05:40 | 2025-07-10 07:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4673944 |
| XXXXXX-2025-NQM4-430 |  | D B A | Closed | FVAL5524 | 2025-07-07 07:44 | 2025-07-07 11:43 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Additional dwelling unit not allowed for Manufactured unit per Guidelines whereas subject loans is with Manufactured home + ADU per Appraisal Report in Page #24_Credit Pkg, however exception document is in page # 337 of Credit Package.pdf - Due Diligence Vendor-07/07/2025 |  | Waived-Additional dwelling unit not allowed for Manufactured unit per Guidelines whereas subject loans is with Manufactured home + ADU per Appraisal Report in Page #24_Credit Pkg, however exception document is in page # 337 of Credit Package.pdf - Due Diligence Vendor-07/07/2025<br>|  | Revolving debt is under 30%-Revolving debt of $449 is within 30% of Total debts $5405<br> No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history-Oldest tradeline date in CBR page # 541 of Credit Package.pdf is 05/01/2004<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #541 of Credit Package.pdf <br> LTV 10% below maximum-Audited LTV 54% & Maximum LTV 70% with difference 16% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4675264 |
| XXXXXX-2025-NQM4-430 |  | D B A | Closed | FCRE1197 | 2025-07-07 07:48 | 2025-07-07 11:40 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-Subject loan is Manufactured Home with minimum FICO 680 per Matrix whereas calculated FICO is 674 which is lesser than minimum FICO, however exception document is in page #338 of Credit Package.pdf - Due Diligence Vendor-07/07/2025 |  | Waived-Subject loan is Manufactured Home with minimum FICO 680 per Matrix whereas calculated FICO is 674 which is lesser than minimum FICO, however exception document is in page #338 of Credit Package.pdf - Due Diligence Vendor-07/07/2025<br>|  | Revolving debt is under 30%-Revolving debt of $449 is within 30% of Total debts $5,405<br> No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #541 of Credit Package.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4675379 |
| XXXXXX-2025-NQM4-431 |  | D A | Closed | FCRE1964 | 2025-07-07 05:46 | 2025-07-14 09:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-resolved with lender comments. They have reviewed and are ok with income documentation and determined no residual debt - Due Diligence Vendor-07/14/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-07/11/2025 <br> Open-page 539 says that borrower business still owes $[Redacted] for overhead expenses not paid. this is not addressed - Due Diligence Vendor-07/07/2025 |  | Resolved-resolved with lender comments. They have reviewed and are ok with income documentation and determined no residual debt - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4673976 |
| XXXXXX-2025-NQM4-431 |  | D A | Closed | FCOM4028 | 2025-07-07 05:17 | 2025-07-08 19:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4673743 |
| XXXXXX-2025-NQM4-432 |  | D A B | Closed | FCOM3075 | 2025-07-07 13:13 | 2025-07-11 09:45 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing US Patriot Act Disclosure or the document is incomplete | Resolved-now present - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please see attached Patriot Act - Buyer-07/10/2025 <br>Open-Patriot Act Disclosure is 'Missing'. Missing US Patriot Act Disclosure or the document is incomplete. - Due Diligence Vendor-07/07/2025 |  | Resolved-now present - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4696014 |
| XXXXXX-2025-NQM4-432 |  | D A B | Closed | FCOM4028 | 2025-07-07 12:43 | 2025-07-08 19:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4693963 |
| XXXXXX-2025-NQM4-433 |  | D B A | Closed | FCOM4028 | 2025-07-09 12:09 | 2025-07-10 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4752897 |
| XXXXXX-2025-NQM4-433 |  | D B A | Closed | 123ABCF | 2025-07-09 12:46 | 2025-07-09 12:46 | Waived | 2 - Non-Material B | Credit | Income/Employment | FICO does not meet minimum program requirement | Waived-Waived-As per guide, Minimum FICO for Manufactured Home is 680<br> \*Exception form is provided to allow with 674 FICO<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 316 of 443, Credit Report page 2 of 443 - Due Diligence Vendor-07/09/2025 - Due Diligence Vendor-07/09/2025 |  | Waived-Waived-As per guide, Minimum FICO for Manufactured Home is 680<br> \*Exception form is provided to allow with 674 FICO<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 316 of 443, Credit Report page 2 of 443 - Due Diligence Vendor-07/09/2025 - Due Diligence Vendor-07/09/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4753848 |
| XXXXXX-2025-NQM4-434 |  | D A | Closed | FCOM4028 | 2025-07-07 09:04 | 2025-07-08 06:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4688219 |
| XXXXXX-2025-NQM4-435 |  | D A | Closed | FCOM4028 | 2025-07-07 09:59 | 2025-07-08 06:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4690312 |
| XXXXXX-2025-NQM4-436 |  | D A | Closed | FCOM4028 | 2025-07-07 09:56 | 2025-07-08 10:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4690237 |
| XXXXXX-2025-NQM4-437 |  | D A | Closed | FCOM4028 | 2025-07-08 12:01 | 2025-07-09 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4735468 |
| XXXXXX-2025-NQM4-438 |  | D A | Closed | FCOM4028 | 2025-07-09 19:19 | 2025-07-10 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-- Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/10/2025 |  | Resolved-- Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4760171 |
| XXXXXX-2025-NQM4-439 |  | D A | Closed | FCOM4028 | 2025-07-08 15:38 | 2025-07-09 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4740598 |
| XXXXXX-2025-NQM4-440 |  | D A | Closed | FCOM4028 | 2025-07-08 09:46 | 2025-07-09 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4726459 |
| XXXXXX-2025-NQM4-441 |  | D A | Closed | FCOM4028 | 2025-07-08 15:33 | 2025-07-09 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4740532 |
| XXXXXX-2025-NQM4-442 |  | D A | Closed | FCOM1233 | 2025-07-08 15:53 | 2025-07-11 09:49 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-corrected 1003 removing nonexistent debt now present - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/10/2025 <br>Open-final 1003 shows an ALC paid off on subject property but not on CD and not on title. please clarify what this is and review if needed to be paid off - Due Diligence Vendor-07/08/2025 |  | Resolved-corrected 1003 removing nonexistent debt now present - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4740775 |
| XXXXXX-2025-NQM4-442 |  | D A | Closed | FCRE5116 | 2025-07-08 14:11 | 2025-07-11 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-lender reviewed pay history and accepts with date range variation - Due Diligence Vendor-07/11/2025 <br> Ready for Review-[Redacted] payment history, we have 12 months bank statements showing the timely mortgage payments, Jun mortgage statement and this document has 3 pages with the payment history from Aug 24 till Jun 25 - Buyer-07/10/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Pay history on page 228 has a date rate of 06/25/2025 to 06/25/2025 and data is for a full year. need reviewed and lender to state its ok - Due Diligence Vendor-07/08/2025 |  | Resolved-lender reviewed pay history and accepts with date range variation - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4739046 |
| XXXXXX-2025-NQM4-442 |  | D A | Closed | FCOM4028 | 2025-07-08 14:27 | 2025-07-09 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4739384 |
| XXXXXX-2025-NQM4-443 |  | D B A | Closed | FCOM4028 | 2025-07-09 13:09 | 2025-07-10 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4754432 |
| XXXXXX-2025-NQM4-443 |  | D B A | Closed | FCRE1492 | 2025-07-09 13:48 | 2025-07-09 13:48 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Waived-As per guide, properties purchased from six (6) to twelve (12) months - Maximum CLTV ratio for the cash out transaction is based up on the lower of the current appraised value or the purchase price plus documented improvements<br> \*Exception form is provided to allow current appraised value<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 600 of 722, Appraisal page 53 of 722 - Due Diligence Vendor-07/09/2025 - Due Diligence Vendor-07/09/2025 |  | Waived-Waived-As per guide, properties purchased from six (6) to twelve (12) months - Maximum CLTV ratio for the cash out transaction is based up on the lower of the current appraised value or the purchase price plus documented improvements<br> \*Exception form is provided to allow current appraised value<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 600 of 722, Appraisal page 53 of 722 - Due Diligence Vendor-07/09/2025 - Due Diligence Vendor-07/09/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4755137 |
| XXXXXX-2025-NQM4-444 |  | D A | Closed | FCRE1254 | 2025-07-08 09:44 | 2025-07-11 09:54 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-proof released by email from title now present - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please see attached email and termination from the UCC company<br>- Buyer-07/10/2025 <br>Open-Property Title Issue need proof solar UCC was released, need copy of release - Due Diligence Vendor-07/08/2025 |  | Resolved-proof released by email from title now present - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4725999 |
| XXXXXX-2025-NQM4-444 |  | D A | Closed | FCOM4028 | 2025-07-08 15:17 | 2025-07-09 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4740317 |
| XXXXXX-2025-NQM4-445 |  | D A | Closed | FCRE6020 | 2025-07-11 07:05 | 2025-08-26 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | No Photo ID Found in File | Resolved-Photo ID in File correct - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. The title holder was added in closing package as co-borrower. Please see attached re-signed part of closing package. - Buyer-08/12/2025 <br>Open- - Due Diligence Vendor-07/11/2025 |  | Resolved-Photo ID in File correct - Due Diligence Vendor-08/12/2025<br>|  | Photo ID is missing for B2. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4779136 |
| XXXXXX-2025-NQM4-445 |  | D A | Closed | FCRE6618 | 2025-07-09 14:36 | 2025-08-12 13:32 | Resolved | 1 - Information C A | Credit | Borrower | Borrower information on 1003 is incomplete | Resolved-corrected docs removing other party - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. The title holder was added in closing package as co-borrower. Please see attached re-signed part of closing package. - Buyer-08/12/2025 <br>Open-Borrower 2 information not filled out. 1003 filled jointly. - Due Diligence Vendor-07/09/2025 |  | Resolved-corrected docs removing other party - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4755954 |
| XXXXXX-2025-NQM4-445 |  | D A | Closed | FCRE5771 | 2025-07-09 14:13 | 2025-08-12 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. The title holder was added in closing package as co-borrower. Please see attached re-signed part of closing package. - Buyer-08/12/2025 <br>Open-Borrower 2 Credit Report is Missing. - Due Diligence Vendor-07/09/2025 |  | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4755558 |
| XXXXXX-2025-NQM4-445 |  | D A | Closed | FCOM4028 | 2025-07-09 13:42 | 2025-07-10 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4754979 |
| XXXXXX-2025-NQM4-446 |  | D A | Closed | FCOM4028 | 2025-07-08 15:21 | 2025-07-09 14:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4740368 |
| XXXXXX-2025-NQM4-447 |  | D B A | Closed | FCRE9991 | 2025-07-10 08:45 | 2025-07-11 14:02 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-1008 updated and DTI now matches - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Document Uploaded. Please review uploaded final 1008 . - Buyer-07/11/2025 <br> Open-DTI should be 29.31. PITIA of $[Redacted]ender included taxes of $[Redacted] in the PITI and added them again in the amount of $[Redacted]as other debt. There was no other monthly credit debt. This created a recalculated lower DTI in third party review. - Due Diligence Vendor-07/10/2025 |  | Resolved-1008 updated and DTI now matches - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4764944 |
| XXXXXX-2025-NQM4-447 |  | D B A | Closed | FCOM4028 | 2025-07-10 07:10 | 2025-07-11 07:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4763340 |
| XXXXXX-2025-NQM4-447 |  | D B A | Closed | FCRE8611 | 2025-07-10 08:39 | 2025-07-10 08:39 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Waived-As per guide, on Bank Statement Income programs - all parties listed on each bank statement must also be borrowers on the loan.<br> \*Exception form is provided to allow borrower's spouse to be on personal bank statement but not included as a co-borrower.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page 640 of 719 - [Redacted] 7/10/2025 - Due Diligence Vendor-07/10/2025 |  | Waived-Waived-As per guide, on Bank Statement Income programs - all parties listed on each bank statement must also be borrowers on the loan.<br> \*Exception form is provided to allow borrower's spouse to be on personal bank statement but not included as a co-borrower.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page 640 of 719 - [Redacted] 7/10/2025 - Due Diligence Vendor-07/10/2025<br>|  | DTI>=10% lower than loan program, 10 years or more in the same line of employment, and LTV 10% below maximum. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4764828 |
| XXXXXX-2025-NQM4-448 |  | D A | Closed | FCOM4028 | 2025-07-09 08:27 | 2025-07-10 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4748076 |
| XXXXXX-2025-NQM4-449 |  | D A | Closed | FCOM4028 | 2025-07-08 21:24 | 2025-07-09 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4743424 |
| XXXXXX-2025-NQM4-450 |  | D A | Closed | FCOM4028 | 2025-07-09 02:02 | 2025-07-09 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4744759 |
| XXXXXX-2025-NQM4-451 |  | D A | Closed | FCRE1212 | 2025-07-09 14:27 | 2025-08-15 15:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-email from realtor to verify realtor concessions now present - Due Diligence Vendor-08/15/2025 <br>Ready for Review-Document Uploaded. There was no addendum for the realtor's credit ,but we have a confirmation from broker on credit given. - Buyer-08/15/2025 <br>Open-Purchase contract has not been fully provided missing realtor concessions addendum - Due Diligence Vendor-07/09/2025 |  | Resolved-email from realtor to verify realtor concessions now present - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4755773 |
| XXXXXX-2025-NQM4-451 |  | D A | Closed | FCOM4028 | 2025-07-09 14:12 | 2025-07-10 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4755546 |
| XXXXXX-2025-NQM4-452 |  | D B A | Closed | FCOM4028 | 2025-07-09 15:20 | 2025-07-11 09:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-07/11/2025 <br>Open-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4756852 |
| XXXXXX-2025-NQM4-452 |  | D B A | Closed | FCRE8013 | 2025-07-09 16:24 | 2025-07-11 09:18 | Waived | 2 - Non-Material B | Credit | Closing | Endorsement Missing | Waived-Exception for vague verbiage building ordinance law and endorsment.<br>Approved with conditions of 0.25 to the price<br>Waiver on page 725 of 856 - Due Diligence Vendor-07/09/2025 |  | Waived-Exception for vague verbiage building ordinance law and endorsment.<br>Approved with conditions of 0.25 to the price<br>Waiver on page 725 of 856 - Due Diligence Vendor-07/09/2025<br>|  | Several income sources and DTI below 45%, DTI >=10% lower than loan program, No credit events past 40 months, AH zoning, not AE not so bad | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4757803 |
| XXXXXX-2025-NQM4-452 |  | D B A | Closed | FCRE1174 | 2025-07-09 16:21 | 2025-07-09 16:21 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception for master insurance does not include flood. property is in flood zone<br>Approved with conditions of Individual flood insurance with LA coverage is required, [Redacted] max, 0.25 to price<br>Waiver on page 724 of 856 - Due Diligence Vendor-07/09/2025 |  | Waived-Exception for master insurance does not include flood. property is in flood zone<br>Approved with conditions of Individual flood insurance with LA coverage is required, [Redacted] max, 0.25 to price<br>Waiver on page 724 of 856 - Due Diligence Vendor-07/09/2025<br>|  | Several income sources and DTI below 45%, DTI >=10% lower than loan program, No credit events past 40 months, AH zoning, not AE not so bad | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4757763 |
| XXXXXX-2025-NQM4-453 |  | D B A | Closed | FCOM1208 | 2025-07-09 08:27 | 2025-07-14 14:51 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-resolved with lender comments. - Due Diligence Vendor-07/14/2025 <br>Ready for Review-Document Uploaded. We are good to proceed as is. - Buyer-07/14/2025 <br>Open-The Note is Incomplete Note has wrong kind of signature page, signed as a cosignor. - Due Diligence Vendor-07/09/2025 |  | Resolved-resolved with lender comments. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4748057 |
| XXXXXX-2025-NQM4-453 |  | D B A | Closed | FCOM4028 | 2025-07-09 13:38 | 2025-07-11 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4754921 |
| XXXXXX-2025-NQM4-453 |  | D B A | Closed | FCRE6696 | 2025-07-09 14:07 | 2025-07-09 14:07 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-does not meet guidelines to have 2 years of ownership of business for self employeed<br> Borr company open less than 2 yrs<br> Short Description see comments box<br> Comments [Redacted] opened in 2022. [Redacted] established in 2024 by the partners of [Redacted] (our<br> borr). [Redacted] is in process of transitional over to[Redacted]. Companies are one in the same owned by our<br> Borr and partner Pr 70 - Due Diligence Vendor-07/09/2025 |  | Waived-does not meet guidelines to have 2 years of ownership of business for self employeed<br> Borr company open less than 2 yrs<br> Short Description see comments box<br> [Redacted] group opened in 2022. [Redacted]established in 2024 by the partners of [Redacted] (our<br> borr).[Redacted] is in process of transitional over to [Redacted]. Companies are one in the same owned by our<br> Borr and partner Pr 70 - Due Diligence Vendor-07/09/2025 |  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, Credit score<br> >40 points than minimum required, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 06/24/2025 0.25 to price | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4755467 |
| XXXXXX-2025-NQM4-454 |  | D B A | Closed | FCOM4028 | 2025-07-10 09:25 | 2025-07-11 10:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4766285 |
| XXXXXX-2025-NQM4-454 |  | D B A | Closed | FPRO1243 | 2025-07-10 10:05 | 2025-07-10 10:05 | Waived | 2 - Non-Material B | Property | Missing Doc | Second Appraisal is Missing | Waived-Waiver for needing second appraisal with SSR's for FNMA and FHLMC.<br>Approved with conditions of Non HPML loan, proceed without 2nd appraisal, max [Redacted], 0.25 to price<br>Waiver on page 549 of 637<br> - Due Diligence Vendor-07/10/2025 |  | Waived-Waiver for needing second appraisal with SSR's for FNMA and FHLMC.<br>Approved with conditions of Non HPML loan, proceed without 2nd appraisal, max C[Redacted], 0.25 to price<br>Waiver on page 549 of 637<br> - Due Diligence Vendor-07/10/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months,<br> LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4767003 |
| XXXXXX-2025-NQM4-455 |  | D B C A | Closed | 63490-76280 | 2025-07-09 16:32 | 2025-07-15 12:41 | Resolved | 1 - Information C A | Compliance | Payment:1stPayment | New Jersey - Days to First Payment (RMLA)(Junior Lien) | Resolved-lender has reviewed and resolved with lender comments. Statute states: except that the initial payment period may be deferred for 60 days, and, provided further, when appropriate for the purpose of facilitating payment in accordance with the borrower's intermittent income, and this is the case as funding date was following month allowing for 60 days - Due Diligence Vendor-07/15/2025 <br> Ready for Review-Loan funded on 7/7 due to recission period so we should be counting from that date. - Buyer-07/15/2025 <br> Open- - Due Diligence Vendor-07/09/2025 <br> Open- - Due Diligence Vendor-07/09/2025 <br> Open-The first payment date of (2025-09-01) is greater than 60 days from the Consummation Date of (2025-06-30). Under the [Redacted] Residential Mortgage Lending Act, the number of days to first payment may not exceed 60 days on subordinate lien loans. ([Redacted]. Rev. Stat. 17:11C-78) . - Due Diligence Vendor-07/09/2025 <br> Open- - Due Diligence Vendor-07/09/2025 |  | Resolved-lender has reviewed and resolved with lender comments. Statute states: except that the initial payment period may be deferred for 60 days, and, provided further, when appropriate for the purpose of facilitating payment in accordance with the borrower's intermittent income, and this is the case as funding date was following month allowing for 60 days - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4757890 |
| XXXXXX-2025-NQM4-455 |  | D B C A | Closed | FCOM4028 | 2025-07-09 14:24 | 2025-07-11 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4755719 |
| XXXXXX-2025-NQM4-455 |  | D B C A | Closed | FCRE1228 | 2025-07-09 14:59 | 2025-07-09 14:59 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed on bank statement program<br> \*Exception form is provided to allow 19 NSFs in the past 12 months<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price<br> \*Exception form is on page # 539 of 616, bank statements page 166 of 616 - Due Diligence Vendor-07/09/2025 - Due Diligence Vendor-07/09/2025 |  | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed on bank statement program<br> \*Exception form is provided to allow 19 NSFs in the past 12 months<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price<br> \*Exception form is on page # 539 of 616, bank statements page 166 of 616 - Due Diligence Vendor-07/09/2025 - Due Diligence Vendor-07/09/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4756454 |
| XXXXXX-2025-NQM4-456 |  | D A C | Closed | FCOM5814 | 2025-07-09 14:21 | 2025-07-14 09:53 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-proof electronic delivery now present - Due Diligence Vendor-07/14/2025 <br>Ready for Review-Document Uploaded. Provided - Buyer-07/11/2025 <br>Open-Provide evidence CD 06/25/2025 was electronically sent. - Due Diligence Vendor-07/09/2025 |  | Resolved-proof electronic delivery now present - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4755674 |
| XXXXXX-2025-NQM4-456 |  | D A C | Closed | FCOM4028 | 2025-07-09 13:07 | 2025-07-11 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4754397 |
| XXXXXX-2025-NQM4-457 |  | D B A | Closed | FCOM4028 | 2025-07-09 02:05 | 2025-07-11 12:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4744965 |
| XXXXXX-2025-NQM4-457 |  | D B A | Closed | FVAL5385 | 2025-07-09 04:11 | 2025-07-09 06:21 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Subject property listed for sale on 04/09/2025 for [Redacted] which is within 6 months from closing date 07/07/2025 which is not allowed per Guidelines. However, exception document is in page # 82 of Closing docs.pdf - Due Diligence Vendor-07/09/2025 |  | Waived-Subject property listed for sale on 04/09/2025 for $399,900 which is within 6 months from closing date 07/07/2025 which is not allowed per Guidelines. However, exception document is in page # 82 of Closing docs.pdf - Due Diligence Vendor-07/09/2025<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #207 of Closing docs.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 207 of Closing docs.pdf is12/01/2004<br> No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #207 of Closing docs.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4745242 |
| XXXXXX-2025-NQM4-458 |  | D A | Closed | FCOM4028 | 2025-07-09 12:37 | 2025-07-11 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4753594 |
| XXXXXX-2025-NQM4-459 |  | D A | Closed | FCOM4028 | 2025-07-10 09:27 | 2025-07-11 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4766344 |
| XXXXXX-2025-NQM4-460 |  | D A | Closed | FCOM4028 | 2025-07-09 01:48 | 2025-07-09 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4744628 |
| XXXXXX-2025-NQM4-461 |  | D A | Closed | FCOM4028 | 2025-07-10 10:03 | 2025-07-11 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4766935 |
| XXXXXX-2025-NQM4-462 |  | D A | Closed | FCOM4028 | 2025-07-10 09:58 | 2025-07-11 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4766843 |
| XXXXXX-2025-NQM4-463 |  | D A | Closed | FCRE1995 | 2025-07-10 08:52 | 2025-07-15 12:46 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-proof of the option fee paid out over time now present via a payment schedule that corresponds with account statements already present - Due Diligence Vendor-07/15/2025 <br> Ready for Review-Document Uploaded. Please see attached calc to support the option fee - Buyer-07/15/2025 <br> Counter-please provide page numbers to show where the Option fee of $[Redacted] was paid. this is listed as EMD on Final CD. unable to find. we see rents paid from checking but if that was included over time, need a calculation break down from each deposit. - Due Diligence Vendor-07/14/2025 <br> Ready for Review-Document Uploaded. This is a lease with purchase option feature contract. Technically there is no EMD, it's option money as per the contract - Buyer-07/14/2025 <br> Open-no proof of deposit located in file, cause of low reserves - Due Diligence Vendor-07/10/2025 |  | Resolved-proof of the option fee paid out over time now present via a payment schedule that corresponds with account statements already present - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4765066 |
| XXXXXX-2025-NQM4-463 |  | D A | Closed | FCRE1501 | 2025-07-10 08:47 | 2025-07-15 12:45 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-proof of the option fee paid out over time now present via a payment schedule that corresponds with account statements already present - Due Diligence Vendor-07/15/2025 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-07/15/2025 <br> Ready for Review-Document Uploaded. Please see attached calc to support the option fee - Buyer-07/15/2025 <br> Counter-please provide page numbers to show where the Option fee of $[Redacted] was paid. this is listed as EMD on Final CD. unable to find. we see rents paid from checking but if that was included over time, need a calculation break down from each deposit. - Due Diligence Vendor-07/14/2025 <br> Ready for Review-Option money was verified. Reserves are enough because there is no EMD. - Buyer-07/14/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] Reserves low because proof of deposit not provided - Due Diligence Vendor-07/10/2025 |  | Resolved-proof of the option fee paid out over time now present via a payment schedule that corresponds with account statements already present - Due Diligence Vendor-07/15/2025 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-07/15/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4764970 |
| XXXXXX-2025-NQM4-463 |  | D A | Closed | FCOM4028 | 2025-07-10 07:51 | 2025-07-11 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4763916 |
| XXXXXX-2025-NQM4-464 |  | D A | Closed | FCOM4028 | 2025-07-10 08:15 | 2025-07-11 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4764284 |
| XXXXXX-2025-NQM4-465 |  | D A | Closed | FCOM4028 | 2025-07-10 04:39 | 2025-07-11 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4761946 |
| XXXXXX-2025-NQM4-466 |  | D B A | Closed | FCRE1437 | 2025-07-10 06:56 | 2025-07-15 12:48 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Condition: Verify Borrowers employment history and income for the most recent two years. Most recent<br> pay stub and a written Verification of Employment (VOE) covering two years. Must document YTD, and Most<br> recent two years. https://singlefamily.fanniemae.com/media/document/pdf/form-1005 .<br> Short Description unable to provide documentation of 2-year employment history for both borrowers due to overseas.<br> Comments Previous employment was in [Redacted] , The work history is Difficult to obtain due foreign country<br> - Due Diligence Vendor-07/15/2025 <br> Ready for Review-there is an exception for this. Please see exception form in the file. page 665 - Buyer-07/15/2025 <br> Open-Income and Employment Do Not Meet Guidelines Bwr one has a less than 2yr employment history - 23 months verified from 08/2023 to 07/2025. Page 649. - Due Diligence Vendor-07/10/2025 |  | Waived-Condition: Verify Borrowers employment history and income for the most recent two years. Most recent<br> pay stub and a written Verification of Employment (VOE) covering two years. Must document YTD, and Most<br> recent two years. https://singlefamily.fanniemae.com/media/document/pdf/form-1005 .<br> Short Description unable to provide documentation of 2-year employment history for both borrowers due to overseas.<br> Comments Previous employment was in [Redacted] , The work history is Difficult to obtain due foreign country<br> - Due Diligence Vendor-07/15/2025 |  | Compensating Factors<br> 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 06/20/2025 62 CLTV max, Prime program, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4763134 |
| XXXXXX-2025-NQM4-466 |  | D B A | Closed | FCRE1995 | 2025-07-10 07:43 | 2025-07-15 12:47 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-proof of chain of EMD and overpayment refund explained and now present - Due Diligence Vendor-07/15/2025 <br> Ready for Review-Document Uploaded. The borrower sent $[Redacted] on 6/27/25, but the borrower ended up sending too much money. So then on 7/1/25, the title company ended up refunding the borrower $[Redacted] <br> $[Redacted] <br>You can also see the title company's disbursement summary which shows all this and matches up that they received the $[Redacted] , then sent it back to the borrower. <br>- Buyer-07/15/2025 <br> Open-There was an additional EMD gift or bwr deposit of [Redacted] into escrow which is not sourced or documented in file. Wire of $[Redacted] and $[Redacted] on ledger but were retracted and replaced into acct [Redacted] - these funds are unsourced. Page 259,216,217. - Due Diligence Vendor-07/10/2025 |  | Resolved-proof of chain of EMD and overpayment refund explained and now present - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4763781 |
| XXXXXX-2025-NQM4-466 |  | D B A | Closed | FCOM4028 | 2025-07-10 06:26 | 2025-07-15 09:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4762783 |
| XXXXXX-2025-NQM4-466 |  | D B A | Closed | FCRE0626 | 2025-07-12 07:35 | 2025-07-12 07:36 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-Waived-As per guide, Guideline requires a minimum investment for FTHB borrowers of 5%<br> \*Exception form is provided to allow shortage of bwr funds by $[Redacted] <br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 666 of 770 - Due Diligence Vendor-07/10/2025 - Due Diligence Vendor-07/12/2025 |  | Waived-Waived-As per guide, Guideline requires a minimum investment for FTHB borrowers of 5%<br> \*Exception form is provided to allow shortage of bwr funds by $[Redacted] <br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 666 of 770 - Due Diligence Vendor-07/10/2025 - Due Diligence Vendor-07/12/2025 |  | 2+ bwrs on loans, LTV 10% Below program maximum, Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4796277 |
| XXXXXX-2025-NQM4-467 |  | D A | Closed | FCRE1253 | 2025-07-11 10:52 | 2025-07-15 09:17 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-tax cert now present - Due Diligence Vendor-07/15/2025 <br>Ready for Review-Document Uploaded. uploaded Tax Cert<br> USED SINCE IT'S HIGHER THAN THE SMART FEES 5,905.92 - Buyer-07/14/2025 <br>Open-Missing Property Tax Cert - Due Diligence Vendor-07/11/2025 |  | Resolved-tax cert now present - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4788291 |
| XXXXXX-2025-NQM4-467 |  | D A | Closed | FCOM4028 | 2025-07-11 08:17 | 2025-07-11 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4780216 |
| XXXXXX-2025-NQM4-468 |  | D B A | Closed | FCOM4028 | 2025-07-10 00:28 | 2025-07-11 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4761285 |
| XXXXXX-2025-NQM4-468 |  | D B A | Closed | FVAL5472 | 2025-07-10 06:10 | 2025-07-10 08:52 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-3 units out of 5 is with less than 500 Sq Ft in Gross living area and No Bedrooms. However, we have exception in page#483 - Due Diligence Vendor-07/10/2025 |  | Waived-3 units out of 5 is with less than 500 Sq Ft in Gross living area and No Bedrooms. However, we have exception in page#483 - Due Diligence Vendor-07/10/2025<br>|  | Revolving debt is under 30% - Revolving payment $112 is within 30% of all other payments $6,496.19<br> No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #606<br> 5+ years credit history - Oldest tradeline date in CBR page # 606 is 09/14/2008<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #606<br> Credit score >40 points than minimum required- Guideline Min FICO is 680 and Qualifying FICO 765, variance 85 > 40 points<br> Reserves >6 months - Qualifying Total Reserves Number of Months is 13.67 and Guideline Required Reserves > 6 months<br> DSCR > 1.3- Calculated DSCR is 2.292 which is greater than 1.3 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4762614 |
| XXXXXX-2025-NQM4-468 |  | D B A | Closed | FCRE1200 | 2025-07-10 06:14 | 2025-07-10 08:50 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Loan amount is $[Redacted] less than minimum guideline loan amount $[Redacted] for 5-10 units property. However, We have exception in page#483 - Due Diligence Vendor-07/10/2025 |  | Waived-Loan amount is $[Redacted] less than minimum guideline loan amount $[Redacted] for 5-10 units property. However, We have exception in page#483 - Due Diligence Vendor-07/10/2025 |  | Revolving debt is under 30% - Revolving payment $112 is within 30% of all other payments $6,496.19<br> No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #606<br> 5+ years credit history - Oldest tradeline date in CBR page # 606 is 09/14/2008<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #606<br> Credit score >40 points than minimum required- Guideline Min FICO is 680 and Qualifying FICO 765, variance 85 > 40 points<br> Reserves >6 months - Qualifying Total Reserves Number of Months is 13.67 and Guideline Required Reserves > 6 months<br> DSCR > 1.3- Calculated DSCR is 2.292 which is greater than 1.3 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4762658 |
| XXXXXX-2025-NQM4-469 |  | D B A | Closed | FCOM4028 | 2025-07-10 12:36 | 2025-07-11 14:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/10/2025 |  | Resolved-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4770641 |
| XXXXXX-2025-NQM4-469 |  | D B A | Closed | FVAL5474 | 2025-07-10 13:33 | 2025-07-10 13:34 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Condo projects can't have deficiencies, defects, substantial damage, or deferred maintenance under specific conditions.<br> \*Exception form is provided to allow Cosmetic repairs<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #573 of 698 - [Redacted] 7/10/2025 - Due Diligence Vendor-07/10/2025 |  | Waived-Waived-As per guide, Condo projects can't have deficiencies, defects, substantial damage, or deferred maintenance under specific conditions.<br> \*Exception form is provided to allow Cosmetic repairs<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #573 of 698 - [Redacted] 7/10/2025 - Due Diligence Vendor-07/10/2025<br>|  | Residual Income >=$3,000, No credit events past 40 months, and No consumer late payments in the last 24 months. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4771771 |
| XXXXXX-2025-NQM4-470 |  | D A | Closed | FCOM4028 | 2025-07-10 11:35 | 2025-07-14 09:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4769361 |
| XXXXXX-2025-NQM4-471 |  | D B A | Closed | FCRE4678 | 2025-07-11 10:33 | 2025-08-18 13:10 | Waived | 2 - Non-Material C B | Credit | Eligibility | Payment shock exceeds guideline | Waived-FTHB missing rental payments to calculate payment shock<br> Comments We received as statement from broker about rental amount being $1000.00,but missing 6 months cancelled<br> checks or bank statements reflecting rental payment<br> - Due Diligence Vendor-08/18/2025 <br>Ready for Review-Document Uploaded. Please review uploaded exception form - Seller-08/18/2025 <br>Counter-still need to calculate the payment shock since a FTHB and cannot exceed 250% per guidelines. this is for not DTI - Due Diligence Vendor-07/14/2025 <br>Ready for Review-Subject property is OO,borrower doesn't own any other REO's,rental income was not used - Buyer-07/14/2025 <br>Open-missing rent payment to calculate shock - Due Diligence Vendor-07/11/2025 | Ready for Review-Document Uploaded. Please review uploaded exception form - Seller-08/18/2025<br>| Waived-FTHB missing rental payments to calculate payment shock<br> Comments We received as statement from broker about rental amount being $1000.00,but missing 6 months cancelled<br> checks or bank statements reflecting rental payment<br> - Due Diligence Vendor-08/18/2025<br>|  | Compensating Factors<br> No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 4787966 |
| XXXXXX-2025-NQM4-471 |  | D B A | Closed | FCRE1151 | 2025-07-11 10:32 | 2025-07-18 10:42 | Resolved | 1 - Information C A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-resolved with lender comments. They reviewed appraisal comments and determined no prior sale within last 12- not a flip - Due Diligence Vendor-07/18/2025 <br>Ready for Review-As per appraisal report ,supplemental addendum- there was no transfer history for the subject property for the past 36 months.Property is not a flip. - Seller-07/18/2025 <br>Counter-disagree. we need a 12 month chain to determine seasoning and value determination. Several guidelines are set to use lesser of appraised value or cost of acquisition if purchased less than 12 months. If dont know when borrower purchased we cannot review the guidelines. This is required. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-No chain of title is longer required - Buyer-07/17/2025 <br>Counter-12 months is required and no chain present - Due Diligence Vendor-07/14/2025 <br>Ready for Review-24 M chain of title is not required . - Seller-07/14/2025 <br>Open-Unsatisfactory Chain of Title provided missing chain of title - Due Diligence Vendor-07/11/2025 | Ready for Review-As per appraisal report ,supplemental addendum- there was no transfer history for the subject property for the past 36 months.Property is not a flip. - Seller-07/18/2025 <br>Ready for Review-24 M chain of title is not required . - Seller-07/14/2025<br>| Resolved-resolved with lender comments. They reviewed appraisal comments and determined no prior sale within last 12- not a flip - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4787941 |
| XXXXXX-2025-NQM4-471 |  | D B A | Closed | FCOM4028 | 2025-07-11 09:47 | 2025-07-11 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4787240 |
| XXXXXX-2025-NQM4-472 |  | D A | Closed | FCOM4028 | 2025-07-09 20:55 | 2025-07-11 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4760637 |
| XXXXXX-2025-NQM4-473 |  | D A | Closed | FCOM4028 | 2025-07-09 23:33 | 2025-07-11 14:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4761131 |
| XXXXXX-2025-NQM4-474 |  | D B A | Closed | FCOM4028 | 2025-07-10 02:01 | 2025-07-11 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4761543 |
| XXXXXX-2025-NQM4-474 |  | D B A | Closed | FVAL7502 | 2025-07-10 04:47 | 2025-07-10 04:47 | Waived | 2 - Non-Material B | Property | Property | Subject property was listed for sale within a time period not allowed per guidelines | Waived-Listed for sale at time of application, However Exception Form in the file page no #307- Credit pkg.pdf - Due Diligence Vendor-07/10/2025 |  | Waived-Listed for sale at time of application, However Exception Form in the file page no #307- Credit pkg.pdf - Due Diligence Vendor-07/10/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2.No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #2- Credit pkg.pdf,<br> 3.5+ years credit history- Oldest tradeline date in CBR page #2- Credit pkg.pdf is 05/01/1998,<br> 4. Revolving Payment $206 within the 30% of All Other Monthly Payments $4,125. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4761992 |
| XXXXXX-2025-NQM4-475 |  | D A | Closed | FCOM4028 | 2025-07-10 11:26 | 2025-07-11 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4769113 |
| XXXXXX-2025-NQM4-476 |  | D A | Closed | FCRE9991 | 2025-07-11 14:50 | 2025-07-14 14:54 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender accepts their PITIA as is and DTI is under 1.5% variance - Due Diligence Vendor-07/14/2025 <br>Ready for Review-Document Uploaded. $199 are additional fees. Insurance was paid in the amount of $811, for reserve we can use $611 - Buyer-07/14/2025 <br>Open-DTI should be 46.16%. Hazard ins is 811/ yr. PITIA is $2914.77 - Due Diligence Vendor-07/11/2025 |  | Resolved-lender accepts their PITIA as is and DTI is under 1.5% variance - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4792954 |
| XXXXXX-2025-NQM4-476 |  | D A | Closed | FCOM4028 | 2025-07-11 13:52 | 2025-07-11 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4792046 |
| XXXXXX-2025-NQM4-477 |  | D B A | Closed | FCOM4028 | 2025-07-10 22:40 | 2025-07-15 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-07/15/2025 <br>Open-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4776942 |
| XXXXXX-2025-NQM4-477 |  | D B A | Closed | FCRE7532 | 2025-07-11 01:45 | 2025-07-11 07:07 | Waived | 2 - Non-Material B | Credit | Eligibility | Qualifying Credit Score does not meet eligibility requirement(s) | Waived-The borrower has only 1 qualifying credit score per Credit Report in Page #1_Credit Pkg 2.pdf, however exception document is in page #12 of Credit_pkg_2.pdf - Due Diligence Vendor-07/11/2025 |  | Waived-The borrower has only 1 qualifying credit score per Credit Report in Page #1_Credit Pkg 2.pdf, however exception document is in page #12 of Credit_pkg_2.pdf - Due Diligence Vendor-07/11/2025<br>|  | No credit events past 40 months-No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File <br> Credit score >40 points than minimum required- Audited FICO 808 and Guideline maximum FICO 640 with difference 168 which is greater than 40<br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 34.86% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4777438 |
| XXXXXX-2025-NQM4-478 |  | D A | Closed | FCRE9991 | 2025-07-11 08:43 | 2025-07-16 15:04 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-corrected DTI at [Redacted] now present - Due Diligence Vendor-07/16/2025 <br> Ready for Review-Document Uploaded. DTI updated. Please see attached updated tape, Al, 1008 and lock. - Buyer-07/16/2025 <br> Open- - DTI should be [Redacted] % Approval DTI [Redacted] %. Approval/1008 reflects an incorrect DTI. Audited numbers match the final 1008. PITI $[Redacted] + Other Debts $[Redacted] / Income $[Redacted] = [Redacted] % - Due Diligence Vendor-07/11/2025 |  | Resolved-corrected DTI at [Redacted] now present - Due Diligence Vendor-07/16/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4781420 |
| XXXXXX-2025-NQM4-478 |  | D A | Closed | FCOM4028 | 2025-07-11 07:57 | 2025-07-14 16:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4779888 |
| XXXXXX-2025-NQM4-479 |  | D A | Closed | FCOM4028 | 2025-07-11 04:56 | 2025-07-14 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 4778054 |
| XXXXXX-2025-NQM4-480 |  | D A | Closed | FCOM4028 | 2025-07-10 09:21 | 2025-07-11 14:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4766202 |
| XXXXXX-2025-NQM4-481 |  | D B C A | Closed | 63850-76790 | 2025-07-10 13:21 | 2025-07-24 14:25 | Resolved | 1 - Information C A | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Resolved-According to WAC 208-620-555(6) a lender may charge an underwriting fee on a first lien. finding is resolved. - Due Diligence Vendor-07/24/2025 <br> Ready for Review-This is not a second lien loan. On second lien UW fees are provhibited - Buyer-07/21/2025 <br> Open-The [Redacted] Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW 31.04.105(2); WAC 208-620-555; WAC 208-620-560(6)) Final CD Loan Costs, Underwriting Fee paid to the Lender is prohibited in [Redacted] . - Due Diligence Vendor-07/10/2025 <br> Open- - Due Diligence Vendor-07/10/2025 |  | Resolved-According to WAC 208-620-555(6) a lender may charge an underwriting fee on a first lien. finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4771579 |
| XXXXXX-2025-NQM4-481 |  | D B C A | Closed | FCOM4028 | 2025-07-10 11:15 | 2025-07-14 18:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4768718 |
| XXXXXX-2025-NQM4-481 |  | D B C A | Closed | FCRE6843 | 2025-07-10 12:39 | 2025-07-10 12:39 | Waived | 2 - Non-Material B | Credit | Assets | Asset General | Waived-Exception for assets jointly owned with a non borrower. Borrower has full access to funds, which are available for closing<br>Approved with conditions of 0.25 to price<br>waiver on page 212 of 284 - Due Diligence Vendor-07/10/2025 |  | Waived-Exception for assets jointly owned with a non borrower. Borrower has full access to funds, which are available for closing<br>Approved with conditions of 0.25 to price<br>waiver on page 212 of 284 - Due Diligence Vendor-07/10/2025<br>|  | Revolving debt is under 30%, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4770708 |
| XXXXXX-2025-NQM4-481 |  | D B C A | Closed | FCRE1317 | 2025-07-10 12:37 | 2025-07-10 12:37 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-Exception for less than 2 years employment verified, Borrower has 1 year and 10 months of self-employment history, with business established in August 2023.<br>Approved with conditions of 0.25 to price - Due Diligence Vendor-07/10/2025 |  | Waived-Exception for less than 2 years employment verified, Borrower has 1 year and 10 months of self-employment history, with business established in August 2023.<br>Approved with conditions of 0.25 to price - Due Diligence Vendor-07/10/2025<br>|  | Revolving debt is under 30%, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4770670 |
| XXXXXX-2025-NQM4-482 |  | D A | Closed | FCRE1158 | 2025-07-11 04:43 | 2025-07-29 12:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. Please review uploaded policy - Buyer-07/29/2025 <br>Open-Unable to verify Policy number from provided document in page #397. Please provide complete and fully executed document. - Due Diligence Vendor-07/11/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4777969 |
| XXXXXX-2025-NQM4-482 |  | D A | Closed | FCOM4028 | 2025-07-10 21:22 | 2025-07-14 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Ready for Review-The file was recently closed,recorded mortgage is not available yet - Buyer-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4776761 |
| XXXXXX-2025-NQM4-483 |  | D A | Closed | FCOM4028 | 2025-07-10 15:14 | 2025-07-14 18:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/10/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4773833 |
| XXXXXX-2025-NQM4-484 |  | D A | Closed | FCOM4028 | 2025-07-10 15:18 | 2025-07-11 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4773941 |
| XXXXXX-2025-NQM4-485 |  | D A | Closed | FCOM4028 | 2025-07-10 16:16 | 2025-07-14 16:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4774752 |
| XXXXXX-2025-NQM4-486 |  | D B A | Closed | FCOM4028 | 2025-07-10 13:25 | 2025-07-14 16:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4771640 |
| XXXXXX-2025-NQM4-486 |  | D B A | Closed | FCRE1493 | 2025-07-10 15:04 | 2025-07-10 15:04 | Waived | 2 - Non-Material B | Credit | Eligibility | Trade line count does not meet program requirements | Waived-Waiver for borrower 2 having limited tradelines<br>Approved with conditions of .25 to price<br>Waiver on page 176 of 236 - Due Diligence Vendor-07/10/2025 |  | Waived-Waiver for borrower 2 having limited tradelines<br>Approved with conditions of .25 to price<br>Waiver on page 176 of 236 - Due Diligence Vendor-07/10/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4773646 |
| XXXXXX-2025-NQM4-486 |  | D B A | Closed | FCRE1228 | 2025-07-10 15:02 | 2025-07-10 15:02 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for 7 NSFs<br>Approved with conditions of 0.125 to price<br>Waiver on page 236 of 236 - Due Diligence Vendor-07/10/2025 |  | Waived-Exception for 7 NSFs<br>Approved with conditions of 0.125 to price<br>Waiver on page 236 of 236 - Due Diligence Vendor-07/10/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 2+ borrowers on the loan, Borrower<br> contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4773594 |
| XXXXXX-2025-NQM4-487 |  | D A | Closed | FCOM4028 | 2025-07-11 06:26 | 2025-07-14 16:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4778750 |
| XXXXXX-2025-NQM4-488 |  | D A | Closed | FCOM4028 | 2025-07-10 13:10 | 2025-07-14 18:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4771318 |
| XXXXXX-2025-NQM4-489 |  | D A | Closed | FCOM4028 | 2025-07-11 06:50 | 2025-07-14 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4778971 |
| XXXXXX-2025-NQM4-490 |  | D A | Closed | FCOM4028 | 2025-07-11 12:12 | 2025-07-14 16:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4789970 |
| XXXXXX-2025-NQM4-491 |  | D A | Closed | FCRE1728 | 2025-07-11 10:34 | 2025-07-17 06:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing rent comparable schedule form 1007 | Resolved-1007 now present. Subject is tenant occupied but used 75% of 1007 to be conservative. could be short term lease but ok since using a [Redacted] and appr states it rents earned - Due Diligence Vendor-07/17/2025 <br> Ready for Review-Document Uploaded. Please see attached Appraisal Report. 1007 form is provided on page 13 - Buyer-07/16/2025 <br> Open-Please provide 1007 document as it is missing in file. As of now considered rent amount from 1008 to avoid DSCR discrepancy - Due Diligence Vendor-07/11/2025 |  | Resolved-1007 now present. Subject is tenant occupied but used 75% of 1007 to be conservative. could be short term lease but ok since using a [Redacted] and appr states it rents earned - Due Diligence Vendor-07/17/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4787969 |
| XXXXXX-2025-NQM4-491 |  | D A | Closed | FPRO1242 | 2025-07-11 11:04 | 2025-07-17 06:51 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Appraisal Report - Buyer-07/16/2025 <br>Open-Appraisal is Missing in file. As of now considered appraisal value from 1008 to match LTV - Due Diligence Vendor-07/11/2025 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4788563 |
| XXXXXX-2025-NQM4-491 |  | D A | Closed | FCOM4028 | 2025-07-11 10:16 | 2025-07-14 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4787717 |
| XXXXXX-2025-NQM4-492 |  | D A | Closed | FCOM4028 | 2025-07-11 10:38 | 2025-07-14 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4788038 |
| XXXXXX-2025-NQM4-493 |  | D B A | Closed | FCRE1194 | 2025-07-12 13:59 | 2025-07-22 16:54 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived- - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Exception to guidelines of [Redacted] % ltv - file is at [Redacted] % - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Document Uploaded. Please see attached - Buyer-07/22/2025 <br> Open-FTHB: Max CLTV = [Redacted] %; Loan closed at [Redacted] - Due Diligence Vendor-07/12/2025 |  |  |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | No | 4797265 |
| XXXXXX-2025-NQM4-493 |  | D B A | Closed | FCOM4028 | 2025-07-12 13:31 | 2025-07-14 16:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4797213 |
| XXXXXX-2025-NQM4-493 |  | D B A | Closed | FVAL5474 | 2025-07-12 14:07 | 2025-07-12 14:07 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Projects may not have mandatory upfront or periodic membership fees<br> \*Exception form is provided to allow with mandatory upfront or periodic membership fees<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 19 of 192. Condo Questionnaire page 240 and 241 of 421 - Due Diligence Vendor-05/03/2025 - Due Diligence Vendor-07/12/2025 |  | Waived-Waived-As per guide, Projects may not have mandatory upfront or periodic membership fees<br> \*Exception form is provided to allow with mandatory upfront or periodic membership fees<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 19 of 192. Condo Questionnaire page 240 and 241 of 421 - Due Diligence Vendor-05/03/2025 - Due Diligence Vendor-07/12/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4797272 |
| XXXXXX-2025-NQM4-494 |  | D A | Closed | FCOM4028 | 2025-07-12 07:14 | 2025-07-14 16:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4796225 |
| XXXXXX-2025-NQM4-495 |  | D B A | Closed | FCOM4028 | 2025-07-11 11:55 | 2025-07-14 16:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4789664 |
| XXXXXX-2025-NQM4-495 |  | D B A | Closed | FVAL5524 | 2025-07-11 12:01 | 2025-07-14 16:28 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Guideline permits only SFR's in rural location. Subject is an SFR but has a[Redacted] on property.<br> \*Exception form is provided to allow manufactured ADU.<br> \*Approved Conditions:$[Redacted] LA & 0.25 to price.<br> \*Exception form is on page # 650 of 837 - Due Diligence Vendor-07/11/2025 - Due Diligence Vendor-07/11/2025 |  | Waived-Waived-As per guide, Guideline permits only SFR's in rural location. Subject is an SFR but has a [Redacted] on property.<br> \*Exception form is provided to allow manufactured ADU.<br> \*Approved Conditions:$[Redacted] LA & 0.25 to price.<br> \*Exception form is on page # 650 of 837 - Due Diligence Vendor-07/11/2025 - Due Diligence Vendor-07/11/2025 |  | Revolving debt under 30%, No credit events past 40 months, 5+ yrs credit history, No consumer late payment last 24 months. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4789758 |
| XXXXXX-2025-NQM4-496 |  | D A | Closed | FCOM4028 | 2025-07-11 08:02 | 2025-07-14 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4779949 |
| XXXXXX-2025-NQM4-497 |  | D A | Closed | FCRE1325 | 2025-07-14 12:18 | 2025-07-17 07:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-resolved with lender comments. they independently verified CPA - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Correct CPA letter matches our CPA that completed the P/L statement with the License number provided on the CPA letter along with the CPA license in file as well.<br>Per our guidelines we just need the P&L statement to have the CPA sighed & include prep date, we already verified the CPA as well. - Buyer-07/16/2025 <br>Open-PTIN number not on P/L - Due Diligence Vendor-07/14/2025 |  | Resolved-resolved with lender comments. they independently verified CPA - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4809041 |
| XXXXXX-2025-NQM4-497 |  | D A | Closed | FCOM4028 | 2025-07-14 11:54 | 2025-07-15 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4808498 |
| XXXXXX-2025-NQM4-498 |  | D A C | Closed | 1000137-1000395 | 2025-07-11 06:43 | 2025-07-17 08:52 | Resolved | 1 - Information C A | Compliance | HigherPriced:APR | Federal - Escrow Account Required (First Lien HPML)(06/2013) | Resolved-Resolved - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/17/2025 <br>Open-. - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. at the compliance report it is showing it is passing HPML. - Seller-07/16/2025 <br>Open-You submitted no impound amounts for property insurance on this HPML loan. Regulation Z prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (1) termination of the underlying debt obligation or (2) FIVE years after consummation, if the unpaid principal balance is less than 80% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (12 CFR 1026.35(b)) See finding. - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 | Ready for Review-Document Uploaded. at the compliance report it is showing it is passing HPML. - Seller-07/16/2025<br>| Resolved-Resolved - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4778892 |
| XXXXXX-2025-NQM4-498 |  | D A C | Closed | FCOM4028 | 2025-07-11 00:01 | 2025-07-16 16:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-loan closed within last 60 days - Due Diligence Vendor-07/16/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Seller-07/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 | Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Seller-07/16/2025<br>| Resolved-loan closed within last 60 days - Due Diligence Vendor-07/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4777143 |
| XXXXXX-2025-NQM4-499 |  | D A | Closed | FCOM4028 | 2025-07-11 08:32 | 2025-07-14 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4780506 |
| XXXXXX-2025-NQM4-500 |  | D A | Closed | FCOM4028 | 2025-07-13 11:54 | 2025-07-14 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4798680 |
| XXXXXX-2025-NQM4-501 |  | D B A | Closed | FCOM4028 | 2025-07-13 11:57 | 2025-07-14 16:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4798684 |
| XXXXXX-2025-NQM4-501 |  | D B A | Closed | FVAL5524 | 2025-07-13 12:24 | 2025-07-13 12:26 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, A manufactured home cannot be rural<br> \*Exception form is provided to allow rural maunufactured<br> \*Approved Conditions: [Redacted] Max & MFR Rural Pricing / ok with LA <[Redacted] <br> \*Exception form is on page # 51 of 84, Appraisal page 94 of 276 - Due Diligence Vendor-07/13/2025 - Due Diligence Vendor-07/13/2025 |  | Waived-Waived-As per guide, A manufactured home cannot be rural<br> \*Exception form is provided to allow rural maunufactured<br> \*Approved Conditions: [Redacted] Max & MFR Rural Pricing / ok with LA <[Redacted] <br> \*Exception form is on page # 51 of 84, Appraisal page 94 of 276 - Due Diligence Vendor-07/13/2025 - Due Diligence Vendor-07/13/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5%, Reserves >6 months, DSCR is above 1.25 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4798734 |
| XXXXXX-2025-NQM4-501 |  | D B A | Closed | FCRE1200 | 2025-07-13 12:26 | 2025-07-13 12:26 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow with LA<[Redacted] <br> \*Approved Conditions: [Redacted] Max & MFR Rural Pricing / ok with LA <[Redacted] <br> \*Exception form is on page # 51 of 84 - Due Diligence Vendor-07/13/2025 - Due Diligence Vendor-07/13/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow with LA<[Redacted] <br> \*Approved Conditions: [Redacted] Max & MFR Rural Pricing / ok with LA <[Redacted] <br> \*Exception form is on page # 51 of 84 - Due Diligence Vendor-07/13/2025 - Due Diligence Vendor-07/13/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5%, Reserves >6 months, DSCR is above 1.25 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4798740 |
| XXXXXX-2025-NQM4-502 |  | D A | Closed | FCOM4028 | 2025-07-13 13:07 | 2025-07-14 08:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4798791 |
| XXXXXX-2025-NQM4-503 |  | D A | Closed | FCOM4028 | 2025-07-12 11:58 | 2025-07-14 16:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4796989 |
| XXXXXX-2025-NQM4-504 |  | D A | Closed | FCOM4028 | 2025-07-14 07:41 | 2025-07-15 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4802595 |
| XXXXXX-2025-NQM4-505 |  | D A | Closed | FCRE1491 | 2025-07-13 08:41 | 2025-07-25 10:58 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Proof of gift received - Due Diligence Vendor-07/25/2025 <br>Ready for Review-Document Uploaded. Please see gift check cleared attached. - Buyer-07/24/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements missing evidence of $5K closing gift wire/funds to title from donor - spouse. - Due Diligence Vendor-07/13/2025 |  | Resolved-Proof of gift received - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4798323 |
| XXXXXX-2025-NQM4-505 |  | D A | Closed | FCOM4028 | 2025-07-13 08:11 | 2025-07-14 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4798278 |
| XXXXXX-2025-NQM4-506 |  | D B A | Closed | FCRE1492 | 2025-07-12 08:59 | 2025-07-16 11:45 | Waived | 2 - Non-Material C B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived- - Due Diligence Vendor-07/16/2025 <br> Open-Cash Out Does Not Meet Guideline Requirements Waived-As per guide, Guideline requires a minimum seasoning period of 12 months for cash out using current appraised value. Bwr purchased 09/2024 for [Redacted] .<br> \*Exception form is provided to allow cash out with LTV using appraised value.<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page # 443 of 547 - Due Diligence Vendor-07/12/2025 - Due Diligence Vendor-07/12/2025 |  |  |  | Revolving debt under 30%, No credit event spast 40 months, 5+ yrs credit history, No consumer lates last 24 months, Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4796493 |
| XXXXXX-2025-NQM4-506 |  | D B A | Closed | FCOM4028 | 2025-07-12 08:02 | 2025-07-14 15:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4796359 |
| XXXXXX-2025-NQM4-507 |  | D A | Closed | FCOM4028 | 2025-07-13 09:08 | 2025-07-14 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4798368 |
| XXXXXX-2025-NQM4-508 |  | D A | Closed | FCOM4028 | 2025-07-14 08:52 | 2025-07-15 07:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4804265 |
| XXXXXX-2025-NQM4-509 |  | D A | Closed | FCOM4028 | 2025-07-13 23:29 | 2025-07-15 07:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4799600 |
| XXXXXX-2025-NQM4-510 |  | D B A | Closed | FCOM4028 | 2025-07-14 08:13 | 2025-07-15 07:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4803444 |
| XXXXXX-2025-NQM4-510 |  | D B A | Closed | FCRE8611 | 2025-07-14 09:04 | 2025-07-14 09:04 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Exception for 1 borrower but spouse on income bank statements. The borrower's wife is unemployed<br> and does not have any income.<br>Approved with conditions of [Redacted] % LTV MAX & 0.25 to price<br>Waiver on page 672 of 890 - Due Diligence Vendor-07/14/2025 |  | Waived-Exception for 1 borrower but spouse on income bank statements. The borrower's wife is unemployed<br> and does not have any income.<br>Approved with conditions of [Redacted] % LTV MAX & 0.25 to price<br>Waiver on page 672 of 890 - Due Diligence Vendor-07/14/2025 |  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10%<br> lower than loan program, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds<br> requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4804550 |
| XXXXXX-2025-NQM4-511 |  | D A | Closed | FCOM4028 | 2025-07-14 09:54 | 2025-07-15 08:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4806022 |
| XXXXXX-2025-NQM4-512 |  | D B A | Closed | FCRE1491 | 2025-07-14 12:50 | 2025-07-23 18:05 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Updated operating statement provided shows 100% ownership - Due Diligence Vendor-07/24/2025 <br> Ready for Review-Document Uploaded. The operating agreement for [Redacted] was provided on page 434 of uploaded credit package - Seller-07/23/2025 <br> Counter-Need operating agreement for [Redacted] showing 100% ownership - Due Diligence Vendor-07/22/2025 <br> Ready for Review-The account from [Redacted] was not used . - Seller-07/21/2025 <br> Counter-that is not same business name on account. Account is name of [Redacted] need % owned - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Please refer to page 434 of uploaded credit package - Buyer-07/18/2025 <br> Counter-unable to locate operating agreement please provide - Due Diligence Vendor-07/18/2025 <br> Ready for Review-As per Operating agreement(page borrower is 100% owner of the business - Seller-07/17/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Please provide supporting documentation to verify ownership percentage of Business reflecting in chase account. Insufficient reserves without [Redacted] account.<br> Lender considered 1031 exchange twice (from Settlement statement & the same deposited in [Redacted] statement but lender double counted. However, [Redacted] funds already utilized for funds to close. Hence, cannot consider 100%). - Due Diligence Vendor-07/14/2025 | Ready for Review-Document Uploaded. The operating agreement for [Redacted] was provided on page 434 of uploaded credit package - Seller-07/23/2025 <br> Ready for Review-The account from[Redacted] was not used . - Seller-07/21/2025 <br> Ready for Review-As per Operating agreement(page borrower is 100% owner of the business - Seller-07/17/2025 | Resolved-Updated operating statement provided shows 100% ownership - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4809629 |
| XXXXXX-2025-NQM4-512 |  | D B A | Closed | FCOM4028 | 2025-07-14 02:23 | 2025-07-15 09:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4800044 |
| XXXXXX-2025-NQM4-512 |  | D B A | Closed | FPRO1243 | 2025-07-14 08:08 | 2025-07-14 10:50 | Waived | 2 - Non-Material B | Property | Missing Doc | Second Appraisal is Missing | Waived-Flip Transaction as subject property purchased within 12 months from closing date with more than 10% of Prior Purchase price per Appraisal Report in Page #11 but Second full Appraisal is missing, however exception Document is in page #438 - Due Diligence Vendor-07/14/2025 |  | Waived-Flip Transaction as subject property purchased within 12 months from closing date with more than 10% of Prior Purchase price per Appraisal Report in Page #11 but Second full Appraisal is missing, however exception Document is in page #438 - Due Diligence Vendor-07/14/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #481<br> 5+ years credit history-Oldest tradeline date in CBR page # 481 is 03/02/2001 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4803330 |
| XXXXXX-2025-NQM4-513 |  | D A | Closed | FCOM4028 | 2025-07-13 20:18 | 2025-07-14 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4799317 |
| XXXXXX-2025-NQM4-514 |  | Goldman Sachs Mortgage Company D B A | Closed | FCOM4028 | 2025-07-16 08:44 | 2025-07-17 06:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4834389 |
| XXXXXX-2025-NQM4-514 |  | Goldman Sachs Mortgage Company D B A | Closed | FCRE1174 | 2025-07-16 09:30 | 2025-07-16 09:30 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow with provided condo insurance<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page # 275 of 345, Condo Hazard page 266 of 342 - Due Diligence Vendor-07/16/2025<br> - Due Diligence Vendor-07/16/2025 |  | Waived-Waived-As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow with provided condo insurance<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page # 275 of 345, Condo Hazard page 266 of 342 - Due Diligence Vendor-07/16/2025<br> - Due Diligence Vendor-07/16/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 4836246 |
| XXXXXX-2025-NQM4-515 |  | C B A | Closed | FCRE1501 | 2025-07-16 06:35 | 2025-08-25 14:59 | Waived | 2 - Non-Material C B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-short $81 for reserves - waiver used. - Due Diligence Vendor-08/15/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-07/16/2025 |  | Waived-short $81 for reserves - waiver used. - Due Diligence Vendor-08/15/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | No | 4832479 |
| XXXXXX-2025-NQM4-515 |  | C B A | Closed | FCRE8611 | 2025-07-14 13:52 | 2025-07-14 13:52 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Waiver for unpredictable business income, unstable<br>Approved with conditions of 0.5 to price, [Redacted] LTV max<br>Waiver on page 15 of 134 - Due Diligence Vendor-07/14/2025 |  | Waived-Waiver for unpredictable business income, unstable<br>Approved with conditions of 0.5 to price, [Redacted] LTV max<br>Waiver on page 15 of 134 - Due Diligence Vendor-07/14/2025 |  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4810801 |
| XXXXXX-2025-NQM4-516 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-517 |  | D A | Closed | FCOM4028 | 2025-07-14 05:57 | 2025-07-15 09:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4801512 |
| XXXXXX-2025-NQM4-518 |  | D B A | Closed | FCOM4028 | 2025-07-14 09:41 | 2025-07-15 09:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4805791 |
| XXXXXX-2025-NQM4-518 |  | D B A | Closed | FVAL5474 | 2025-07-14 11:00 | 2025-07-14 11:53 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Management owns nearly 40% of units per HOA Questionnaire in Page #302_Closing docs.pdf. However, we have exception in page#81_Closing pkg part 2.pdf - Due Diligence Vendor-07/14/2025 |  | Waived-Management owns nearly 40% of units per HOA Questionnaire in Page #302_Closing docs.pdf. However, we have exception in page#81_Closing pkg part 2.pdf - Due Diligence Vendor-07/14/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #304_Closing pkg part 1.pdf<br> Credit score >40 points than minimum required - Guideline Min FICO is 660 and Qualifying FICO is 764 variance is 104 points > 40points. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4807499 |
| XXXXXX-2025-NQM4-519 |  | D A | Closed | FCOM4028 | 2025-07-14 23:45 | 2025-07-15 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4815280 |
| XXXXXX-2025-NQM4-520 |  | D B A C | Closed | FVAL5524 | 2025-07-14 17:03 | 2025-07-16 16:01 | Waived | 2 - Non-Material C B | Property | Property | Ineligible Property | Waived-acreage exceeds max allowed for rural - Due Diligence Vendor-07/16/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-07/16/2025 <br>Open-max acreage on rural is 10. Subject is 15 - Due Diligence Vendor-07/14/2025 |  | Waived-acreage exceeds max allowed for rural - Due Diligence Vendor-07/16/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in<br> the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4813385 |
| XXXXXX-2025-NQM4-520 |  | D B A C | Closed | FCOM4028 | 2025-07-14 16:50 | 2025-07-15 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4813322 |
| XXXXXX-2025-NQM4-521 |  | D A | Closed | FCOM4028 | 2025-07-14 08:41 | 2025-07-15 12:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4804066 |
| XXXXXX-2025-NQM4-522 |  | D A | Closed | FVAL8862 | 2025-07-15 10:44 | 2025-07-17 14:20 | Resolved | 1 - Information D A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-missing value product now present - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. BPO uploaded to the file. - Buyer-07/17/2025 <br>Open-Missing BPO, AVM , Desk etc for Mixed use Commercial. - Due Diligence Vendor-07/15/2025 |  | Resolved-missing value product now present - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4823134 |
| XXXXXX-2025-NQM4-522 |  | D A | Closed | FCOM4028 | 2025-07-15 09:43 | 2025-07-16 10:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4821918 |
| XXXXXX-2025-NQM4-523 |  | D A | Closed | FCOM4028 | 2025-07-14 10:19 | 2025-07-15 09:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4806678 |
| XXXXXX-2025-NQM4-524 |  | D B A | Closed | FCOM4028 | 2025-07-14 14:43 | 2025-07-17 07:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4811738 |
| XXXXXX-2025-NQM4-524 |  | D B A | Closed | FVAL5385 | 2025-07-14 15:28 | 2025-07-15 10:07 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Exception for property not being eligible for a cash out refinance due to being listed within the last 6 months.<br>Approved with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 262 of 462 - Due Diligence Vendor-07/14/2025 |  | Waived-Exception for property not being eligible for a cash out refinance due to being listed within the last 6 months.<br>Approved with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 262 of 462 - Due Diligence Vendor-07/14/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4812490 |
| XXXXXX-2025-NQM4-525 |  | D A | Closed | FCRE1437 | 2025-07-15 08:28 | 2025-07-18 11:46 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-resolved with lender comments. Analysis of WVOE they determined years listed are a typo - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. This appears to be a mistype on the WVOE. Since year to date shows 2025 and is signed 6/19/25, the prior years would be 2024 and 2023. Borrower has not received a pay increase per the WVOE so they have made the same year over year. - Buyer-07/18/2025 <br>Open-Income and Employment Do Not Meet Guidelines - Although Income Worksheet located on page 333 of 361 indicates 2023, 2024 and 2025 income was reviewed, the Written Verification of Employment located on page 343 of 361 only shows 2024 and 2025 income. Missing Past Year "2023" income. - Due Diligence Vendor-07/15/2025 |  | Resolved-resolved with lender comments. Analysis of WVOE they determined years listed are a typo - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4818862 |
| XXXXXX-2025-NQM4-525 |  | D A | Closed | FCOM4028 | 2025-07-15 07:30 | 2025-07-16 17:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4817872 |
| XXXXXX-2025-NQM4-526 |  | D A | Closed | FCOM4028 | 2025-07-14 16:02 | 2025-07-15 09:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4812914 |
| XXXXXX-2025-NQM4-527 |  | D B A | Closed | FCOM4028 | 2025-07-14 09:29 | 2025-07-15 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4805563 |
| XXXXXX-2025-NQM4-527 |  | D B A | Closed | FCRE1228 | 2025-07-14 11:53 | 2025-07-14 11:53 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for more NSF than allowed. 7 NSF in the last 12 months<br>Approved with conditons of [Redacted] Max<br>Waiver on page 630 of 930 - Due Diligence Vendor-07/14/2025 |  | Waived-Exception for more NSF than allowed. 7 NSF in the last 12 months<br>Approved with conditons of [Redacted] Max<br>Waiver on page 630 of 930 - Due Diligence Vendor-07/14/2025<br>|  | DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4808474 |
| XXXXXX-2025-NQM4-528 |  | D A | Closed | FCOM4028 | 2025-07-15 10:27 | 2025-07-16 17:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4822827 |
| XXXXXX-2025-NQM4-529 |  | D A | Closed | FCOM4028 | 2025-07-14 20:07 | 2025-07-15 13:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4814032 |
| XXXXXX-2025-NQM4-530 |  | D A | Closed | FCOM4028 | 2025-07-15 14:13 | 2025-07-16 17:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4827199 |
| XXXXXX-2025-NQM4-531 |  | D A | Closed | FCRE1437 | 2025-07-15 08:10 | 2025-07-17 07:28 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-resolved with lender comments. They reviewed and all deposits they determined are consistent and support income at [Redacted] % (new guidelines) - Due Diligence Vendor-07/17/2025 <br> Ready for Review-Document Uploaded. 1. Please see that guidelines loosening was applied and verified [Redacted] % of income to be supported:<br>2. We're ok to accept the deposit labeled as "deposit" as income - looks consistent, paid the same date, no need to request additional verification:<br> - Buyer-07/17/2025 <br> Open-Income and Employment Do Not Meet Guidelines Per Guidelines, 2 months of Personal Bank Statement required if calculated CLTV is >[Redacted] %. [Redacted] % calculated CLTV in file but provided bank statements in Page #185 - 194_Credit Pkg 1.pdf does not reflect deposits from employer. Only one Unsourced deposit. - Due Diligence Vendor-07/15/2025 |  | Resolved-resolved with lender comments. They reviewed and all deposits they determined are consistent and support income at [Redacted] % (new guidelines) - Due Diligence Vendor-07/17/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4818576 |
| XXXXXX-2025-NQM4-531 |  | D A | Closed | FCOM4028 | 2025-07-15 04:21 | 2025-07-16 16:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4816163 |
| XXXXXX-2025-NQM4-532 |  | D A | Closed | FCOM4028 | 2025-07-28 14:21 | 2025-07-29 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4971473 |
| XXXXXX-2025-NQM4-533 |  | D A | Closed | FCRE4293 | 2025-07-15 01:45 | 2025-07-16 16:03 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-resolved with lender explanation. the backed out some gifts. - Due Diligence Vendor-07/16/2025 <br> Ready for Review-Document Uploaded. Please see attached Gift letters clarification.<br> There was a total of $[Redacted] of gifts for this file all sent on 6/14 or after. There were too many gifts, so [Redacted] worth of the gifts were backed out to meet minimum borrower contribution. - Buyer-07/16/2025 <br> Open-Gift Letters Provided in file page no #169,171,173,175,177- Credit_pkg_1.pdf with checks whereas unable to verify the Deposits in Borrower account.<br> - Due Diligence Vendor-07/15/2025 |  | Resolved-resolved with lender explanation. the backed out some gifts. - Due Diligence Vendor-07/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4815570 |
| XXXXXX-2025-NQM4-533 |  | D A | Closed | FCOM4028 | 2025-07-15 00:22 | 2025-07-15 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4815380 |
| XXXXXX-2025-NQM4-534 |  | D A | Closed | FCRE9991 | 2025-07-16 08:41 | 2025-07-22 10:25 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Received updated tape - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Document Uploaded. Updated.<br>the taxes amount is [Redacted] per year. - Buyer-07/21/2025 <br> Open-Recalculated DTI is slightly higher due to 1008 listing $1,597.22 as both Taxes and Hazard insurance amount in DTI calculation. This is the monthly amount for Hazard insurance however, the Taxes provided indicate a monthly amount of $1,771.04. The recalculated back end DTI increased from [Redacted] % to [Redacted] %. Loan still qualifies under same program. - Due Diligence Vendor-07/16/2025 |  | Resolved-Received updated tape - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4834344 |
| XXXXXX-2025-NQM4-534 |  | D A | Closed | FCOM4028 | 2025-07-16 06:29 | 2025-07-17 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4832416 |
| XXXXXX-2025-NQM4-535 |  | D B A | Closed | FCRE8728 | 2025-07-15 09:06 | 2025-07-17 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-proof new loan so no pay history yet now present - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Docs for second home - Buyer-07/17/2025 <br>Open- - need payment information for 2nd home. - Due Diligence Vendor-07/15/2025 |  | Resolved-proof new loan so no pay history yet now present - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4819718 |
| XXXXXX-2025-NQM4-535 |  | D B A | Closed | FCOM4028 | 2025-07-15 08:11 | 2025-07-16 19:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4818593 |
| XXXXXX-2025-NQM4-535 |  | D B A | Closed | FCRE1440 | 2025-07-15 08:59 | 2025-07-15 09:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Waived-As per guide,Borrower cannot have mortgage lates within last 12 months prior to note date on Super Prime<br> \*Exception form is provided to allow to proceed with Super Prime<br> \*Approved Conditions: 0.5 to price<br> \*Exception form is on page # 20 of 363, Credit Report page 346 or 363 - Due Diligence Vendor-07/15/202 - Due Diligence Vendor-07/15/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements Waived-As per guide,Borrower cannot have mortgage lates within last 12 months prior to note date on Super Prime<br> \*Exception form is provided to allow to proceed with Super Prime<br> \*Approved Conditions: 0.5 to price<br> \*Exception form is on page # 20 of 363, Credit Report page 346 or 363 - Due Diligence Vendor-07/15/202 - Due Diligence Vendor-07/15/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4819589 |
| XXXXXX-2025-NQM4-536 |  | D A | Closed | FCRE1145 | 2025-07-15 13:45 | 2025-07-17 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please review uploaded TC - Buyer-07/17/2025 <br>Open-Title Document is missing - Due Diligence Vendor-07/15/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4826699 |
| XXXXXX-2025-NQM4-536 |  | D A | Closed | FCOM4028 | 2025-07-15 13:19 | 2025-07-16 19:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4826226 |
| XXXXXX-2025-NQM4-537 |  | D A | Closed | FCOM4028 | 2025-07-15 03:21 | 2025-07-16 20:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4815855 |
| XXXXXX-2025-NQM4-538 |  | D A | Closed | FCRE1728 | 2025-07-15 07:39 | 2025-07-29 08:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing rent comparable schedule form 1007 | Resolved-[Redacted] figures provided - Due Diligence Vendor-07/29/2025 <br> Ready for Review-DSCR is 1.094, updated tape was provided. $2,358.33 is before 75% - Buyer-07/28/2025 <br> Counter-[Redacted] shows [Redacted] Where do you get $2358.33? - Due Diligence Vendor-07/25/2025 <br> Ready for Review-Document Uploaded. [Redacted] provided as the property is reflecting short term rental and 1007 is not required.<br>The rental updated in the system to $2,358.33 - Buyer-07/24/2025 <br> Open-Supporting documents missing in file to verify Rent amount. As per now considered 75% of rent amount from 1008 document to match the DSCR. - Due Diligence Vendor-07/15/2025 |  | Resolved-[Redacted] figures provided - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4818017 |
| XXXXXX-2025-NQM4-538 |  | D A | Closed | FCRE5116 | 2025-07-15 08:53 | 2025-07-17 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-resolved with lender comments. loan not closed yet - Due Diligence Vendor-07/17/2025 <br> Ready for Review-Document Uploaded. The mortgage associated with that property is part of a multi-pack<br> FINAL FINAL CD FOR THE LOAN [Redacted] attached - Buyer-07/17/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance amount $[Redacted] ". - Due Diligence Vendor-07/15/2025 |  | Resolved-resolved with lender comments. loan not closed yet - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4819444 |
| XXXXXX-2025-NQM4-538 |  | D A | Closed | FCOM4028 | 2025-07-15 05:46 | 2025-07-16 20:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4816670 |
| XXXXXX-2025-NQM4-539 |  | D A | Closed | FCOM4028 | 2025-07-15 10:57 | 2025-07-16 17:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4823369 |
| XXXXXX-2025-NQM4-540 |  | D A | Closed | FCRE8611 | 2025-07-17 07:35 | 2025-07-22 09:55 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-Received [Redacted] - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. We used [Redacted] for DSCR calculations. - Buyer-07/21/2025 <br>Open-DSCR income is shown on 1007 as $2,600 creating a DSCR score of 1.032. The Originator DSCR score is 1.546. Unable to determine the reason for discrepancy. - Due Diligence Vendor-07/17/2025 |  | Resolved-Received [Redacted] - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4850123 |
| XXXXXX-2025-NQM4-540 |  | D A | Closed | FCOM4028 | 2025-07-17 06:32 | 2025-07-18 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4849228 |
| XXXXXX-2025-NQM4-541 |  | D B A | Closed | FCRE9650 | 2025-07-16 10:35 | 2025-07-22 10:18 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-Leadt based paint received - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Lead Paint Disclosure - Buyer-07/18/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties before January 1, 1978. - Due Diligence Vendor-07/16/2025 |  | Resolved-Leadt based paint received - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4837663 |
| XXXXXX-2025-NQM4-541 |  | D B A | Closed | FCOM4028 | 2025-07-16 10:12 | 2025-07-22 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/22/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4837136 |
| XXXXXX-2025-NQM4-541 |  | D B A | Closed | FVAL5474 | 2025-07-16 11:43 | 2025-07-16 11:43 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, A single entity can't own more than 25% of the project with 21 or more units<br> \*Exception form is provided to allow one entity to own more than 25%<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #533 of 777 - [Redacted] 7/16/2025 - Due Diligence Vendor-07/16/2025 |  | Waived-Waived-As per guide, A single entity can't own more than 25% of the project with 21 or more units<br> \*Exception form is provided to allow one entity to own more than 25%<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #533 of 777 - [Redacted] 7/16/2025 - Due Diligence Vendor-07/16/2025<br>|  | Revolving debt is under 30%, No consumer late payments in the last 24 months, and Credit score>40 points than minimum required FICO. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4839198 |
| XXXXXX-2025-NQM4-542 |  | D A | Closed | FCOM4028 | 2025-07-16 09:53 | 2025-07-17 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4836744 |
| XXXXXX-2025-NQM4-543 |  | D B A | Closed | FCOM4028 | 2025-07-16 07:20 | 2025-07-22 10:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/22/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4832969 |
| XXXXXX-2025-NQM4-543 |  | D B A | Closed | FVAL5472 | 2025-07-16 08:10 | 2025-07-16 08:10 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Waived-As per guide, Guideline Minimum square footage per unit is 500.<br> \*Exception form is provided to allow subject with 3 of the 4 units under 500 sq feet.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page #312 of 384 - Due Diligence Vendor-07/16/2025 - Due Diligence Vendor-07/16/2025 |  | Waived-Waived-As per guide, Guideline Minimum square footage per unit is 500.<br> \*Exception form is provided to allow subject with 3 of the 4 units under 500 sq feet.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page #312 of 384 - Due Diligence Vendor-07/16/2025 - Due Diligence Vendor-07/16/2025<br>|  | No consumer late payments in last 24 months, 2+ bwrs on loan, Bwr contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4833813 |
| XXXXXX-2025-NQM4-544 |  | D A | Closed | FCRE3464 | 2025-07-15 09:16 | 2025-07-18 08:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Closing/Final Verbal VOE | Resolved-proof of business existence now present - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/17/2025 <br>Open-no proof of recent activity for borrower business in last 120 days in file - Due Diligence Vendor-07/15/2025 |  | Resolved-proof of business existence now present - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4819940 |
| XXXXXX-2025-NQM4-544 |  | D A | Closed | FCOM4028 | 2025-07-15 09:24 | 2025-07-17 06:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4820849 |
| XXXXXX-2025-NQM4-545 |  | D A | Closed | FCOM4028 | 2025-07-16 06:55 | 2025-07-17 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4832682 |
| XXXXXX-2025-NQM4-546 |  | D B A | Closed | FCRE1151 | 2025-07-15 12:45 | 2025-07-30 12:12 | Waived | 2 - Non-Material C B | Credit | Title | Satisfactory Chain of Title not Provided | Waived-Waiver present to allow for quit claim borrower on title and LTV exceeding max allowed of [Redacted] % - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. - Buyer-07/30/2025 <br> Counter-Need exception form to allow quick claim and ltv of the loan - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Document Uploaded. 05/31/2024 and 03/10/2025 - Buyer-07/21/2025 <br> Counter-finding is valid. Borrower was not in title, it was borrower spouse and they are not on loan. Max CLTV is [Redacted] % since borrower was quit claimed on to title. Waiver will be required - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. It was a quit claim deed transfer from 2 people to 1. Per appraisal property was not listed for sale as well. - Buyer-07/18/2025 <br> Open-Unsatisfactory Chain of Title provided borrower just added to title 3/2025 via quit claim. max ltv is [Redacted] % and no exception to exceeds this. Loan is also cash out - Due Diligence Vendor-07/15/2025 |  | Waived-Waiver present to allow for quit claim borrower on title and LTV exceeding max allowed of [Redacted] % - Due Diligence Vendor-07/30/2025 |  | 5 years on current job, 5+ years credit history, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 4825562 |
| XXXXXX-2025-NQM4-546 |  | D B A | Closed | FCOM4028 | 2025-07-15 12:04 | 2025-07-17 06:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4824853 |
| XXXXXX-2025-NQM4-547 |  | D B A | Closed | FCOM4028 | 2025-07-15 14:30 | 2025-07-17 06:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4827463 |
| XXXXXX-2025-NQM4-547 |  | D B A | Closed | FPRO1149 | 2025-07-15 15:05 | 2025-07-15 15:05 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold property is a leasehold condo and only allowed on case by case<br> Pg 344<br> - Due Diligence Vendor-07/15/2025 |  | Waived-Property Rights are Lease Hold property is a leasehold condo and only allowed on case by case<br> Pg 344<br> - Due Diligence Vendor-07/15/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No<br> mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below<br> maximum, Credit score >40 points than minimum required<br> Pg. 344 | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4828019 |
| XXXXXX-2025-NQM4-548 |  | D A | Closed | FCOM4028 | 2025-07-16 12:52 | 2025-07-17 19:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4840847 |
| XXXXXX-2025-NQM4-549 |  | D B A | Closed | FCOM4028 | 2025-07-15 15:21 | 2025-07-17 19:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4828229 |
| XXXXXX-2025-NQM4-549 |  | D B A | Closed | FCRE8611 | 2025-07-15 16:24 | 2025-07-15 16:24 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Exception for spouse on income bank statements but not a borrower on loan. Borrower is 100% owner of the business - wife is added on the account solely for safety issues.<br>Approved with conditions of [Redacted] LTV max, 0.25 to price<br>Waiver on page 161 of 275 - Due Diligence Vendor-07/15/2025 |  | Waived-Exception for spouse on income bank statements but not a borrower on loan. Borrower is 100% owner of the business - wife is added on the account solely for safety issues.<br>Approved with conditions of [Redacted] LTV max, 0.25 to price<br>Waiver on page 161 of 275 - Due Diligence Vendor-07/15/2025 |  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4829045 |
| XXXXXX-2025-NQM4-550 |  | D A | Closed | 50001251-Fees-Limited | 2025-07-16 17:13 | 2025-07-21 14:25 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Resolved - Due Diligence Vendor-07/21/2025 <br>Open- - Due Diligence Vendor-07/21/2025 <br>Ready for Review-Replied to a previous condition<br> - Buyer-07/18/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - The Discount fee increased on the Final CD from $312.50 to $750.00 without a COC. - Due Diligence Vendor-07/16/2025 <br>Open- - Due Diligence Vendor-07/16/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4844948 |
| XXXXXX-2025-NQM4-550 |  | D A | Closed | 50001252-Fees-Limited | 2025-07-16 17:13 | 2025-07-21 14:25 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Resolved - Due Diligence Vendor-07/21/2025 <br>Open- - Due Diligence Vendor-07/21/2025 <br>Ready for Review-Document Uploaded. Change of Circumstance uploaded - Buyer-07/18/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Missing COC dated 7/8/2025 for Discount Point increase to $750 on Final CD. - Due Diligence Vendor-07/16/2025 <br>Open- - Due Diligence Vendor-07/16/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4844949 |
| XXXXXX-2025-NQM4-550 |  | D A | Closed | FCOM1233 | 2025-07-16 15:24 | 2025-07-21 14:17 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Received missing pages from 1003 - Due Diligence Vendor-07/21/2025 <br>Ready for Review-Document Uploaded. 1003 with Missing page 4 of 9 - Buyer-07/18/2025 <br>Open-The Final 1003 is Incomplete - Missing page 4 of 9 showing Section 4a-4d. - Due Diligence Vendor-07/16/2025 |  | Resolved-Received missing pages from 1003 - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4843773 |
| XXXXXX-2025-NQM4-550 |  | D A | Closed | FCOM4028 | 2025-07-16 15:12 | 2025-07-17 19:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4843533 |
| XXXXXX-2025-NQM4-551 |  | D A | Closed | FCOM4028 | 2025-07-16 04:39 | 2025-07-17 19:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4831717 |
| XXXXXX-2025-NQM4-552 |  | D A | Closed | FCOM4028 | 2025-07-16 01:13 | 2025-07-17 19:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4831139 |
| XXXXXX-2025-NQM4-553 |  | D A | Closed | FCOM4028 | 2025-07-16 06:03 | 2025-07-17 19:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4832224 |
| XXXXXX-2025-NQM4-554 |  | D A | Closed | FCOM4028 | 2025-07-16 07:30 | 2025-07-17 19:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4833105 |
| XXXXXX-2025-NQM4-555 |  | D A | Closed | FCOM4028 | 2025-07-16 00:59 | 2025-07-17 06:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4831097 |
| XXXXXX-2025-NQM4-556 |  | D A | Closed | FCRE7009 | 2025-07-15 23:48 | 2025-08-01 07:12 | Resolved | 1 - Information C A | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Resolved-cost estimator now present and supports ins coverage to be sufficient - Due Diligence Vendor-08/01/2025 <br> Ready for Review-Document Uploaded. RCE to verify dwelling coverage sufficiency for policy - Buyer-07/31/2025 <br> Open-Hazard Insurance coverage amount is $[Redacted] less than Loan Amount $[Redacted] - Due Diligence Vendor-07/16/2025 |  | Resolved-cost estimator now present and supports ins coverage to be sufficient - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4830917 |
| XXXXXX-2025-NQM4-556 |  | D A | Closed | FCRE9500 | 2025-07-16 03:00 | 2025-07-18 08:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Assets) | Resolved-resolved by removing asset from qualification as not needed to qualify per lender - Due Diligence Vendor-07/18/2025 <br>Ready for Review-This is the cash out refinance, <br> we only use this account to deposit proceeds.<br> No need to request assets access letter. - Buyer-07/17/2025 <br>Open-Using Business Funds but Borrower is 95% owner of the Business. Per Guidelines Page #62, Access letter required from other owners to use Business funds for current transaction if Borrower does not own 100% ownership. Access letter missing in file. <br> Verified ownership from Operating Agreement in Page #444 - Due Diligence Vendor-07/16/2025 |  | Resolved-resolved by removing asset from qualification as not needed to qualify per lender - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4831441 |
| XXXXXX-2025-NQM4-556 |  | D A | Closed | FVAL1039 | 2025-07-15 23:45 | 2025-07-17 15:14 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-value product now present - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. CDA uploaded - Buyer-07/17/2025 <br>Open-Please Provide Secondary Valuation document as it is missing in the File. SSR Reports in Page #171 & 173 are invalid - Due Diligence Vendor-07/16/2025 |  | Resolved-value product now present - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4830905 |
| XXXXXX-2025-NQM4-556 |  | D A | Closed | FCOM4028 | 2025-07-15 21:41 | 2025-07-17 06:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4830628 |
| XXXXXX-2025-NQM4-557 |  | D A | Closed | FVAL1039 | 2025-07-16 01:52 | 2025-07-18 12:17 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-avm now present - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please review uploaded AVM - Buyer-07/17/2025 <br>Open-Please Provide Secondary Valuation document as it is missing in the File. SSR reports in Page #41 & 43 are invalid - Due Diligence Vendor-07/16/2025 |  | Resolved-avm now present - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4831309 |
| XXXXXX-2025-NQM4-557 |  | D A | Closed | FCOM4028 | 2025-07-16 00:34 | 2025-07-17 06:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4831019 |
| XXXXXX-2025-NQM4-558 |  | D B A | Closed | FCOM4028 | 2025-07-16 03:55 | 2025-07-17 19:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4831581 |
| XXXXXX-2025-NQM4-558 |  | D B A | Closed | FVAL5472 | 2025-07-16 07:15 | 2025-07-16 08:51 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Unit 3 Gross living area 470 Sq Ft which is less than 500 square feet per Appraisal Report in Page #160 which is not allowed per Guidelines, However Exception Form in the file page no #613 - Due Diligence Vendor-07/16/2025 |  | Waived-Unit 3 Gross living area 470 Sq Ft which is less than 500 square feet per Appraisal Report in Page #160 which is not allowed per Guidelines, However Exception Form in the file page no #613 - Due Diligence Vendor-07/16/2025<br>|  | 1.No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #690,<br> 2.5+ years credit history- Oldest tradeline date in CBR page #690is 02/09/2015,<br> 3.No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4832917 |
| XXXXXX-2025-NQM4-558 |  | D B A | Closed | FVAL5524 | 2025-07-16 07:22 | 2025-07-16 08:38 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Commercial space in First floor out of 3 units per Appraisal Report in Page #209 and Mixed-use property with >49% is not allowed per Guidelines. However, Exception is in Page #613 - Due Diligence Vendor-07/16/2025 |  | Waived-Commercial space in First floor out of 3 units per Appraisal Report in Page #209 and Mixed-use property with >49% is not allowed per Guidelines. However, Exception is in Page #613 - Due Diligence Vendor-07/16/2025<br>|  | 1.No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #690,<br> 2.5+ years credit history- Oldest tradeline date in CBR page #690is 02/09/2015,<br> 3.No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4833000 |
| XXXXXX-2025-NQM4-558 |  | D B A | Closed | FCRE1200 | 2025-07-16 07:10 | 2025-07-16 08:31 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount is $[Redacted] less than Guideline Minimum Loan Amount $[Redacted] (Mixed Use Property), However Exception Form in the file page no #612. - Due Diligence Vendor-07/16/2025 |  | Waived-Audited Loan Amount is $[Redacted] less than Guideline Minimum Loan Amount $[Redacted] (Mixed Use Property), However Exception Form in the file page no #612. - Due Diligence Vendor-07/16/2025 |  | 1.No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #690,<br> 2.5+ years credit history- Oldest tradeline date in CBR page #690is 02/09/2015,<br> 3.Credit score >40 points than minimum required- Audited FICO Score is 810, Guideline Maximum FICO Score is 680 difference is 130, Which is Greater than 40.<br> 4.Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 35.36% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4832875 |
| XXXXXX-2025-NQM4-559 |  | D A | Closed | FCOM4028 | 2025-07-17 03:13 | 2025-07-18 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4847935 |
| XXXXXX-2025-NQM4-560 |  | D A | Closed | FCRE9991 | 2025-07-16 12:29 | 2025-07-22 10:00 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Received updated 1008 and lender rental - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Please review uploaded revised 1008 for DSCR.Our PITIA is 1,826.59 . - Buyer-07/21/2025 <br>Open-DSCR off due to originator not including HOA fee into their PITI calculation. I found DSCR of 0.994 compared to originators 1.528 & and PITI of $1,861.59 compared to $1210.59.<br>HOA fee found on condo cert page 275 & appraisal page 16 - Due Diligence Vendor-07/16/2025 |  | Resolved-Received updated 1008 and lender rental - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4840280 |
| XXXXXX-2025-NQM4-560 |  | D A | Closed | FCOM4028 | 2025-07-16 11:46 | 2025-07-18 13:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4839275 |
| XXXXXX-2025-NQM4-561 |  | D A | Closed | FCRE9991 | 2025-07-17 10:46 | 2025-08-01 07:13 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender corrected DTI and now matches at[Redacted] - Due Diligence Vendor-08/01/2025 <br> Ready for Review-Document Uploaded. the DTI matches now - Buyer-07/31/2025 <br> Counter-TPR used $[Redacted] rents to offset payment of subject initially. that is how we arrived at [Redacted] %^. $[Redacted] that we used in DTI. - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Document Uploaded. It's non-QM file, Investment Refi transaction,<br>We're using rental income for qualifying purposes based on appraisal condition.<br>Per procedure if there's no actual rent reported for Subject Property, we can use 1007 market rent estimate.<br>Rental income $5300 has been accurately inputted to LOS. - Buyer-07/24/2025 <br> Open- - DTI should be [Redacted] %. Approval is [Redacted] %. Difference is $[Redacted] of rental income for subject property reflected on the final 1003. No lease was provided so rent used to offset payment is $[Redacted] per appraisal. - Due Diligence Vendor-07/17/2025 |  | Resolved-lender corrected DTI and now matches at 20.04 - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4854057 |
| XXXXXX-2025-NQM4-561 |  | D A | Closed | FCOM4028 | 2025-07-17 09:59 | 2025-07-18 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4853084 |
| XXXXXX-2025-NQM4-562 |  | D A | Closed | FCOM4028 | 2025-07-16 08:19 | 2025-07-17 19:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4833988 |
| XXXXXX-2025-NQM4-563 |  | D A | Closed | FCOM4028 | 2025-07-16 22:13 | 2025-07-18 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4846561 |
| XXXXXX-2025-NQM4-564 |  | D B A | Closed | FCRE8089 | 2025-07-23 08:47 | 2025-07-28 09:31 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Incomplete - Missing Signature(s) | Resolved-individually signed guaranty now present - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Document Uploaded. Please see attached Guaranty - Buyer-07/25/2025 <br>Open-Guaranty is signed as member and not as individual. - Due Diligence Vendor-07/23/2025 |  | Resolved-individually signed guaranty now present - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4917941 |
| XXXXXX-2025-NQM4-564 |  | D B A | Closed | FCOM4028 | 2025-07-17 08:14 | 2025-07-21 07:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4850734 |
| XXXXXX-2025-NQM4-564 |  | D B A | Closed | FCRE8955 | 2025-07-17 09:16 | 2025-07-21 07:51 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-Waived-As per guide, may not exceed $5M aggregate with 5 loan max for each borrower within 6 months from 1st Note date. <br> \*Exception form is provided allowing 7 loans<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #351 of 391 - [Redacted] 7/17/2025 - Due Diligence Vendor-07/17/2025 |  | Waived-Waived-As per guide, may not exceed $5M aggregate with 5 loan max for each borrower within 6 months from 1st Note date. <br> \*Exception form is provided allowing 7 loans<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #351 of 391 - [Redacted] 7/17/2025 - Due Diligence Vendor-07/17/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4852090 |
| XXXXXX-2025-NQM4-565 |  | D B A | Closed | FCOM4028 | 2025-07-16 15:47 | 2025-07-17 15:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4844034 |
| XXXXXX-2025-NQM4-565 |  | D B A | Closed | FCRE8955 | 2025-07-16 16:12 | 2025-07-16 16:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-exceeds max investor concentration 5 loans - Due Diligence Vendor-07/16/2025 |  | Waived-exceeds max investor concentration 5 loans - Due Diligence Vendor-07/16/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than<br> minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/03/2025 0.25 hit to each loan and max 60 CLTV for each loan, ok<br> with LA<100k | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4844404 |
| XXXXXX-2025-NQM4-565 |  | D B A | Closed | FCRE1200 | 2025-07-16 16:11 | 2025-07-16 16:11 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-less than minimum loan amount allowed<br> Pg 337 - Due Diligence Vendor-07/16/2025 |  | Waived-less than minimum loan amount allowed<br> Pg 337 - Due Diligence Vendor-07/16/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than<br> minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/03/2025 0.25 hit to each loan and max 60 CLTV for each loan, ok<br> with LA<100k | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4844392 |
| XXXXXX-2025-NQM4-566 |  | D B A | Closed | FCRE8089 | 2025-07-16 15:02 | 2025-07-28 09:20 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Incomplete - Missing Signature(s) | Resolved-Guaranty is now signed by borrower individually - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Document Uploaded. - Seller-07/25/2025 <br>Ready for Review-Document Uploaded. Please see attached guaranty - Seller-07/25/2025 <br>Counter-The purpose of the Guaranty is a legal responsibility where one party (the guarantor) agrees to be responsible for another party's (the borrower LLC) obligations if that party defaults. Essentially, it's a promise to pay or perform if the primary party fails to do so. If borrower signs as a member it is no different then the signature of the note. Guaranty must be signed as an individual<br> - Due Diligence Vendor-07/21/2025 <br>Ready for Review-Disagree, we closed a lot of files with guaranty where borrower signes as LLC memeber when file was closed on business name and it was aceptable. - Seller-07/21/2025 <br>Counter-disagree. the guaranty is to be from the individual for the business, not the business signing on behalf of the business - Due Diligence Vendor-07/18/2025 <br>Ready for Review-The Guaranty on fil eis acceptable since file closed on LLC ,borrower signed guaranty as a member. - Seller-07/18/2025 <br>Open-not signed as individual guarantor, but as business and we need individual guaranty - Due Diligence Vendor-07/16/2025 | Ready for Review-Document Uploaded. - Seller-07/25/2025 <br>Ready for Review-Document Uploaded. Please see attached guaranty - Seller-07/25/2025 <br>Ready for Review-Disagree, we closed a lot of files with guaranty where borrower signes as LLC memeber when file was closed on business name and it was aceptable. - Seller-07/21/2025 <br>Ready for Review-The Guaranty on fil eis acceptable since file closed on LLC ,borrower signed guaranty as a member. - Seller-07/18/2025<br>| Resolved-Guaranty is now signed by borrower individually - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4843399 |
| XXXXXX-2025-NQM4-566 |  | D B A | Closed | FCOM4028 | 2025-07-16 14:03 | 2025-07-18 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-N/A.File was recently closed.Recorded mortgage is not available yet - Seller-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 | Ready for Review-N/A.File was recently closed.Recorded mortgage is not available yet - Seller-07/18/2025<br>| Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4842248 |
| XXXXXX-2025-NQM4-566 |  | D B A | Closed | FCRE1200 | 2025-07-16 13:45 | 2025-07-16 15:43 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-less than [Redacted] pg 347 - Due Diligence Vendor-07/16/2025 |  | Waived-less than [Redacted] pg 347 - Due Diligence Vendor-07/16/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than<br> minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4841916 |
| XXXXXX-2025-NQM4-566 |  | D B A | Closed | FCRE8955 | 2025-07-16 15:01 | 2025-07-16 15:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-exceeds max loans to same borrower (5 is max)<br> Pg 347 - Due Diligence Vendor-07/16/2025 |  | Waived-exceeds max loans to same borrower (5 is max)<br> Pg 347 - Due Diligence Vendor-07/16/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than<br> minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/03/2025 0.25 hit to each loan and max 60 CLTV for each loan, ok<br> with LA<100k | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4843393 |
| XXXXXX-2025-NQM4-567 |  | D B A | Closed | FCRE3876 | 2025-07-16 14:10 | 2025-07-17 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-missing E&O now present - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Title E&O policy - Seller-07/17/2025 <br>Open-Title O&E Policy is Missing or Expired missing - Due Diligence Vendor-07/16/2025 | Ready for Review-Document Uploaded. Please see attached Title E&O policy - Seller-07/17/2025<br>| Resolved-missing E&O now present - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4842395 |
| XXXXXX-2025-NQM4-567 |  | D B A | Closed | FCRE8955 | 2025-07-16 14:07 | 2025-07-17 15:19 | Waived | 2 - Non-Material C B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-exceeds max allowed loans for same investor with lender - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please see attached exception form - Seller-07/17/2025 <br>Open-missing waiver for multiple loans for 1 borrower. page 323 reflects 7 for this borrower same lender - Due Diligence Vendor-07/16/2025 | Ready for Review-Document Uploaded. Please see attached exception form - Seller-07/17/2025<br>| Waived-exceeds max allowed loans for same investor with lender - Due Diligence Vendor-07/17/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than<br> minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4842317 |
| XXXXXX-2025-NQM4-567 |  | D B A | Closed | FCRE1200 | 2025-07-16 13:35 | 2025-07-17 15:19 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount less than minimum- waiver now present - Due Diligence Vendor-07/17/2025 <br> Ready for Review-Document Uploaded. - Seller-07/17/2025 <br> Ready for Review-There is an exception on loan Approved with conditions that loan is ok with LA<[Redacted] - Seller-07/17/2025 <br> Open-loan amount is less than [Redacted] - Due Diligence Vendor-07/16/2025 | Ready for Review-Document Uploaded. - Seller-07/17/2025 <br> Ready for Review-There is an exception on loan Approved with conditions that loan is ok with LA<[Redacted] - Seller-07/17/2025 | Waived-loan amount less than minimum- waiver now present - Due Diligence Vendor-07/17/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than<br> minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4841756 |
| XXXXXX-2025-NQM4-567 |  | D B A | Closed | FCOM1477 | 2025-07-16 13:33 | 2025-07-17 15:18 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-now present - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Lock confirmation - Buyer-07/17/2025 <br>Open-missing - Due Diligence Vendor-07/16/2025 |  | Resolved-now present - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4841722 |
| XXXXXX-2025-NQM4-567 |  | D B A | Closed | FCRE1161 | 2025-07-16 13:22 | 2025-07-17 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-now present - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Flood certificate - Buyer-07/17/2025 <br>Open-Missing Flood Certificate missing - Due Diligence Vendor-07/16/2025 |  | Resolved-now present - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4841515 |
| XXXXXX-2025-NQM4-567 |  | D B A | Closed | FCRE1151 | 2025-07-16 13:20 | 2025-07-17 15:17 | Resolved | 1 - Information C A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-chain now present - Due Diligence Vendor-07/17/2025 <br>Resolved-Satisfactory Chain of Title has been provided - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Chain of title - Buyer-07/17/2025 <br>Open-Unsatisfactory Chain of Title provided missing - Due Diligence Vendor-07/16/2025 |  | Resolved-chain now present - Due Diligence Vendor-07/17/2025 <br>Resolved-Satisfactory Chain of Title has been provided - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4841462 |
| XXXXXX-2025-NQM4-567 |  | D B A | Closed | FCRE1152 | 2025-07-16 13:20 | 2025-07-17 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-07/17/2025 <br>Resolved-tax cert now present - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Property Tax docs - Buyer-07/17/2025 <br>Open-Missing Evidence of Property Tax missing tax cert. Used $76.87 from 1008 to calculate DSCR - Due Diligence Vendor-07/16/2025 |  | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-07/17/2025 <br>Resolved-tax cert now present - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4841460 |
| XXXXXX-2025-NQM4-567 |  | D B A | Closed | FCRE1145 | 2025-07-16 13:20 | 2025-07-17 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-07/17/2025 <br>Resolved-title now present - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Document Uploaded. Please see attached Title docs - Seller-07/17/2025 <br>Open-Title Document is missing missing title - Due Diligence Vendor-07/16/2025 | Ready for Review-Document Uploaded. Please see attached Title docs - Seller-07/17/2025<br>| Resolved-Title Document is fully Present - Due Diligence Vendor-07/17/2025 <br>Resolved-title now present - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4841463 |
| XXXXXX-2025-NQM4-567 |  | D B A | Closed | FCOM4028 | 2025-07-16 12:19 | 2025-07-16 16:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4840092 |
| XXXXXX-2025-NQM4-568 |  | D B A | Closed | FCOM4028 | 2025-07-16 16:30 | 2025-07-17 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4844586 |
| XXXXXX-2025-NQM4-568 |  | D B A | Closed | FCRE8955 | 2025-07-16 16:59 | 2025-07-16 16:59 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-exceeds max investor concentration (5) to one borrower - Due Diligence Vendor-07/16/2025 |  | Waived-exceeds max investor concentration (5) to one borrower - Due Diligence Vendor-07/16/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than<br> minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/03/2025 0.25 hit to each loan and max 60 CLTV for each loan, ok<br> with LA<100k | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4844870 |
| XXXXXX-2025-NQM4-568 |  | D B A | Closed | FCRE1200 | 2025-07-16 16:58 | 2025-07-16 16:58 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount is less than minimum allowed<br> pg 337 - Due Diligence Vendor-07/16/2025 |  | Waived-loan amount is less than minimum allowed<br> pg 337 - Due Diligence Vendor-07/16/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than<br> minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/03/2025 0.25 hit to each loan and max 60 CLTV for each loan, ok<br> with LA<100k | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4844853 |
| XXXXXX-2025-NQM4-569 |  | D B A | Closed | FCOM4028 | 2025-07-17 04:25 | 2025-07-17 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4848183 |
| XXXXXX-2025-NQM4-569 |  | D B A | Closed | FCRE8955 | 2025-07-17 05:11 | 2025-07-17 05:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted] + Guidelines permit a maximum of 6 loans to one borrower in a 12 month period.<br> \*Exception form is provided to allow with LA<[Redacted] and 7 new loans.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 hit to price on each loan<br> \*Exception form is on page # 376 of 569 - Due Diligence Vendor-07/17/2025 - Due Diligence Vendor-07/17/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted] + Guidelines permit a maximum of 6 loans to one borrower in a 12 month period.<br> \*Exception form is provided to allow with LA<[Redacted] and 7 new loans.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 hit to price on each loan<br> \*Exception form is on page # 376 of 569 - Due Diligence Vendor-07/17/2025 - Due Diligence Vendor-07/17/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4848452 |
| XXXXXX-2025-NQM4-569 |  | D B A | Closed | FCRE1200 | 2025-07-17 05:11 | 2025-07-17 05:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted] + Guidelines permit a maximum of 6 loans to one borrower in a 12 month period.<br> \*Exception form is provided to allow with LA<[Redacted] and 7 new loans.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 hit to price on each loan<br> \*Exception form is on page # 376 of 569 - Due Diligence Vendor-07/17/2025 - Due Diligence Vendor-07/17/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted] + Guidelines permit a maximum of 6 loans to one borrower in a 12 month period.<br> \*Exception form is provided to allow with LA<[Redacted] and 7 new loans.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 hit to price on each loan<br> \*Exception form is on page # 376 of 569 - Due Diligence Vendor-07/17/2025 - Due Diligence Vendor-07/17/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4848451 |
| XXXXXX-2025-NQM4-570 |  | D A | Closed | FCOM4028 | 2025-07-16 10:36 | 2025-07-17 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4837683 |
| XXXXXX-2025-NQM4-571 |  | D B A | Closed | FCOM4028 | 2025-07-17 02:10 | 2025-07-18 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4847798 |
| XXXXXX-2025-NQM4-571 |  | D B A | Closed | FCRE2828 | 2025-07-17 04:45 | 2025-07-17 08:53 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Loan modification on subject property mortgage, which is not allowed per Guidelines, however exception document is in page # 568 - Due Diligence Vendor-07/17/2025 |  | Waived-Loan modification on subject property mortgage, which is not allowed per Guidelines, however exception document is in page # 568 - Due Diligence Vendor-07/17/2025<br>|  | 5+ years credit history-Oldest tradeline date in CBR page # 557 is 009/01/2001<br> No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #557<br> Credit score >40 points than minimum required-Audited FICO 747 and Guideline maximum FICO 700 with difference 47 which is greater than 40  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4848287 |
| XXXXXX-2025-NQM4-571 |  | D B A | Closed | FVAL5385 | 2025-07-17 04:43 | 2025-07-17 08:53 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Subject property listed for sale on 08/10/2024 with $[Redacted] and expired as of 02/07/2025 which is within 6 months of closing date 07/15/2025. However, exception document is in page # 478 - Due Diligence Vendor-07/17/2025 |  | Waived-Subject property listed for sale on 08/10/2024 with $[Redacted] and expired as of 02/07/2025 which is within 6 months of closing date 07/15/2025. However, exception document is in page # 478 - Due Diligence Vendor-07/17/2025 |  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #557<br> 5+ years credit history-Oldest tradeline date in CBR page # 557 is 009/01/2001<br> No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #557<br> Credit score >40 points than minimum required-Audited FICO 747 and Guideline maximum FICO 700 with difference 47 which is greater than 40  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4848271 |
| XXXXXX-2025-NQM4-572 |  | D A | Closed | FCOM4028 | 2025-07-17 07:13 | 2025-07-18 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4849757 |
| XXXXXX-2025-NQM4-573 |  | D A | Closed | FCOM4028 | 2025-07-17 05:07 | 2025-07-18 10:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4848426 |
| XXXXXX-2025-NQM4-574 |  | D A | Closed | FCOM4028 | 2025-07-17 12:46 | 2025-07-18 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4856987 |
| XXXXXX-2025-NQM4-575 |  | D A | Closed | FCOM4028 | 2025-07-17 22:40 | 2025-07-18 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4862507 |
| XXXXXX-2025-NQM4-576 |  | D A | Closed | FCOM4028 | 2025-07-17 03:33 | 2025-07-18 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4847984 |
| XXXXXX-2025-NQM4-577 |  | D A | Closed | FCRE1344 | 2025-07-17 08:51 | 2025-07-22 10:14 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Business Bank Statements Less Than 12 Months Provided | Resolved-Received statements to clear finding - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-07/21/2025 <br>Open-missing April 2025 statement for business account - Due Diligence Vendor-07/17/2025 |  | Resolved-Received statements to clear finding - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4851457 |
| XXXXXX-2025-NQM4-577 |  | D A | Closed | FCOM4028 | 2025-07-17 08:11 | 2025-07-18 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4850689 |
| XXXXXX-2025-NQM4-578 |  | D A | Closed | FCOM4028 | 2025-07-21 06:30 | 2025-07-22 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4883936 |
| XXXXXX-2025-NQM4-579 |  | D A | Closed | FCOM4028 | 2025-07-17 12:57 | 2025-07-22 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/22/2025 <br>Ready for Review-File was recently closed,recorded mortgage is not available yet - Buyer-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4857259 |
| XXXXXX-2025-NQM4-580 |  | D A | Closed | FCOM4028 | 2025-07-17 15:15 | 2025-07-18 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4860252 |
| XXXXXX-2025-NQM4-581 |  | D A | Closed | FCOM4028 | 2025-07-17 09:53 | 2025-07-18 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4852988 |
| XXXXXX-2025-NQM4-582 |  | D A | Closed | FCOM4028 | 2025-07-17 11:32 | 2025-07-18 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4855115 |
| XXXXXX-2025-NQM4-583 |  | D A | Closed | FCOM4028 | 2025-07-16 22:59 | 2025-07-18 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4846754 |
| XXXXXX-2025-NQM4-584 |  | D B A | Closed | FCRE1501 | 2025-07-18 15:20 | 2025-08-21 07:56 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-updated [Redacted] to match wire sent (see finding) and added gift sent to close see wire. these are both in the findings and lender has accepted. funds are now sufficient - Due Diligence Vendor-08/21/2025 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Attached is the gift letter for the $[Redacted]. - Buyer-08/20/2025 <br> Ready for Review-Document Uploaded. - Buyer-08/20/2025 <br> Counter-the wires are insufficient. we need statements from where the originated from and updated balance on those statements. It is unclear where these funds came from. if you wish to waive the asset documentation trail, please update waiver. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. PC exception applied only for reserves shortage, provided wire receipts from title that confirm that CTC was covered by the borrower:<br>$[Redacted] was wired - Buyer-08/12/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] - Verified assets $[Redacted], cash to close $[Redacted], 3 months reserves required $[Redacted], borrower is short $[Redacted] cash to close and reserves. - Due Diligence Vendor-07/18/2025 |  | Resolved-updated Cap one to match wire sent (see finding) and added gift sent to close see wire. these are both in the findings and lender has accepted. funds are now sufficient - Due Diligence Vendor-08/21/2025 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-08/21/2025 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4875871 |
| XXXXXX-2025-NQM4-584 |  | D B A | Closed | FCOM4028 | 2025-07-18 14:21 | 2025-07-21 10:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4874853 |
| XXXXXX-2025-NQM4-584 |  | D B A | Closed | FCRE6763 | 2025-07-18 15:50 | 2025-07-21 09:49 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, A period of two (2Y Full Doc, WVOE) must be used in calculating the average commission income.<br> \*Exception form is provided to allow Commission income with history starting from October 2024<br> \*Approved Conditions: [Redacted], 0.25 to price, we need proof that commission as received on borrower`s personal account<br> \*Exception form is on page # 1107 of 1249, WVOE page 1092 of 1249, Bank Statement page 206 of 1249- Due Diligence Vendor-07/18/2025 - Due Diligence Vendor-07/18/2025 |  | Waived-Waived-As per guide, A period of two (2Y Full Doc, WVOE) must be used in calculating the average commission income.<br> \*Exception form is provided to allow Commission income with history starting from October 2024<br> \*Approved Conditions: [Redacted], 0.25 to price, we need proof that commission as received on borrower`s personal account<br> \*Exception form is on page # 1107 of 1249, WVOE page 1092 of 1249, Bank Statement page 206 of 1249- Due Diligence Vendor-07/18/2025 - Due Diligence Vendor-07/18/2025<br>|  | Residual income >=3000$, 5+ years credit history, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4876146 |
| XXXXXX-2025-NQM4-585 |  | D A | Closed | FCOM4028 | 2025-07-17 15:54 | 2025-07-18 13:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4860844 |
| XXXXXX-2025-NQM4-586 |  | D A | Closed | FCOM4028 | 2025-07-17 13:14 | 2025-07-18 12:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4857600 |
| XXXXXX-2025-NQM4-587 |  | D B A | Closed | FCRE1437 | 2025-07-18 07:36 | 2025-07-22 09:41 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Proof of extension in file. - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Please refer to page 535 of uploaded credit package-we had the electronically filled extension for 2024 taxes - Buyer-07/21/2025 <br>Open-Income and Employment Do Not Meet Guidelines - Per LPG 6.6.2, Missing the most recent tax return for 2024 scheduled to have been filed with the IRS. Proof of borrower filing an extension was not located in the file. - Due Diligence Vendor-07/18/2025 |  | Resolved-Proof of extension in file. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4865666 |
| XXXXXX-2025-NQM4-587 |  | D B A | Closed | FCOM4028 | 2025-07-18 07:01 | 2025-07-18 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4865168 |
| XXXXXX-2025-NQM4-587 |  | D B A | Closed | FVAL5474 | 2025-07-18 08:29 | 2025-07-18 08:29 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, a single entity can not own more than 2 units in a project with 5 - 20 units.<br> \*Exception form provided to allow a single entity to own 3 units<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #689 of 781 - [Redacted] 7/18/2025 - Due Diligence Vendor-07/18/2025 |  | Waived-Waived-As per guide, a single entity can not own more than 2 units in a project with 5 - 20 units.<br> \*Exception form provided to allow a single entity to own 3 units<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #689 of 781 - [Redacted] 7/18/2025 - Due Diligence Vendor-07/18/2025<br>|  | Residual income >= $3,000, DTI>=10% lower than loan program, and no credit events past 40 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4866696 |
| XXXXXX-2025-NQM4-587 |  | D B A | Closed | FVAL4036 | 2025-07-18 08:24 | 2025-07-18 08:24 | Waived | 2 - Non-Material B | Property | Property | Flip or Rapid Resale of Property | Waived-Waived-As per guide, a second full appraisal is required if greater than 10% increase in sales price if seller acquired the property in the past 90 days. <br> \*Exception form is provided to allow Flip, non HPML<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #688 of 781 - [Redacted] 7/18/2025 - Due Diligence Vendor-07/18/2025 |  | Waived-Waived-As per guide, a second full appraisal is required if greater than 10% increase in sales price if seller acquired the property in the past 90 days. <br> \*Exception form is provided to allow Flip, non HPML<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #688 of 781 - [Redacted] 7/18/2025 - Due Diligence Vendor-07/18/2025<br>|  | Residual income >= $3,000, DTI>=10% lower than loan program, and no credit events past 40 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4866595 |
| XXXXXX-2025-NQM4-588 |  | D A | Closed | FCOM4028 | 2025-07-20 07:45 | 2025-07-21 10:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4880422 |
| XXXXXX-2025-NQM4-589 |  | D A | Closed | FCOM4028 | 2025-07-17 15:09 | 2025-07-18 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4860179 |
| XXXXXX-2025-NQM4-590 |  | D B A | Closed | FCOM4028 | 2025-07-17 09:58 | 2025-07-18 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4853073 |
| XXXXXX-2025-NQM4-590 |  | D B A | Closed | FCRE1228 | 2025-07-17 10:33 | 2025-07-17 10:33 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for 7 NSFs, over program allowance<br>Approved with conditions of [Redacted] Max<br>Exception on page 382 of 437 - Due Diligence Vendor-07/17/2025 |  | Waived-Exception for 7 NSFs, over program allowance<br>Approved with conditions of [Redacted] Max<br>Exception on page 382 of 437 - Due Diligence Vendor-07/17/2025<br>|  | 5 years on current job, Residual income >=3000$, No credit events past 40 months, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4853813 |
| XXXXXX-2025-NQM4-591 |  | D B A | Closed | FCOM4028 | 2025-07-18 06:59 | 2025-07-18 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4865137 |
| XXXXXX-2025-NQM4-591 |  | D B A | Closed | FVAL5385 | 2025-07-18 08:50 | 2025-07-18 08:50 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Exception for the subject property not being eligible for a cash out refinance due to being listed for sale within the last 6 months<br>Approved with conditions of [Redacted]% LTV MAX & 0.25 to price<br>Waiver on page 148 of 246 - Due Diligence Vendor-07/18/2025 |  | Waived-Exception for the subject property not being eligible for a cash out refinance due to being listed for sale within the last 6 months<br>Approved with conditions of [Redacted]% LTV MAX & 0.25 to price<br>Waiver on page 148 of 246 - Due Diligence Vendor-07/18/2025 |  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late<br> payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4867138 |
| XXXXXX-2025-NQM4-592 |  | D A | Closed | FCOM4028 | 2025-07-17 10:56 | 2025-07-18 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4854281 |
| XXXXXX-2025-NQM4-593 |  | D A | Closed | FCOM4028 | 2025-07-18 06:48 | 2025-07-18 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 4865014 |
| XXXXXX-2025-NQM4-594 |  | D A | Closed | FCOM4028 | 2025-07-19 09:08 | 2025-07-22 16:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/22/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/19/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4878743 |
| XXXXXX-2025-NQM4-595 |  | D A | Closed | FCOM4028 | 2025-07-17 13:43 | 2025-07-18 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4858298 |
| XXXXXX-2025-NQM4-596 |  | D A | Closed | FCRE1157 | 2025-07-18 15:04 | 2025-07-24 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/24/2025 <br>Resolved-Received insurance policy - Due Diligence Vendor-07/24/2025 <br>Ready for Review-Document Uploaded. Please review uploaded Hazard insurance documentation - Buyer-07/24/2025 <br>Open-Missing Hazard Insurance Policy missing - Due Diligence Vendor-07/18/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/24/2025 <br>Resolved-Received insurance policy - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4875634 |
| XXXXXX-2025-NQM4-596 |  | D A | Closed | FCOM4028 | 2025-07-18 13:59 | 2025-07-21 11:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4874474 |
| XXXXXX-2025-NQM4-597 |  | D A | Closed | FCOM4028 | 2025-07-18 05:11 | 2025-07-18 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4864174 |
| XXXXXX-2025-NQM4-598 |  | D A | Closed | FCRE1995 | 2025-07-18 11:23 | 2025-07-24 11:15 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-Borrower qualifies without proof of emd. EMD backed out and still qualifies. - Due Diligence Vendor-07/24/2025 <br> Ready for Review-Document Uploaded. Borrower had sufficient funds to back out the EMD with the net proceeds and their personal account.<br>This was commented in the file.<br>Balance from Chase account prior to backing out the EMD was [Redacted]–<br>We backed out the $5,000 and this was also commented on the condition when it was waived from the loan for the EMD being backed out - Buyer-07/24/2025 <br> Open-Please provide supporting document to verify EMD of $5000 which is reflecting in final CD#27 - Due Diligence Vendor-07/18/2025 |  | Resolved-Borrower qualifies without proof of emd. EMD backed out and still qualifies. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4871371 |
| XXXXXX-2025-NQM4-598 |  | D A | Closed | FCOM4028 | 2025-07-18 09:12 | 2025-07-20 12:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4867648 |
| XXXXXX-2025-NQM4-599 |  | D A | Closed | FCOM4028 | 2025-07-18 07:54 | 2025-07-18 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4866045 |
| XXXXXX-2025-NQM4-600 |  | D A | Closed | FCOM4028 | 2025-07-17 12:38 | 2025-07-18 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4856772 |
| XXXXXX-2025-NQM4-601 |  | D A | Closed | FCOM4028 | 2025-07-18 02:14 | 2025-07-20 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4863623 |
| XXXXXX-2025-NQM4-602 |  | D B A | Closed | FCRE9991 | 2025-07-18 12:56 | 2025-08-04 07:55 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-dti on updated lock reflect [Redacted] - Due Diligence Vendor-08/04/2025 <br> Ready for Review-Document Uploaded. HOA dues were updated by CUW. DTI is [Redacted]% now. Please see attached updated Lock confirmation - Buyer-08/01/2025 <br> Open-DTI is [Redacted]. Lender used wrong HOA dues and didnt count assessment. Page 263 states HOA dues and assessment borrower pays = $419.69 - Due Diligence Vendor-07/18/2025 |  | Resolved-dti on updated lock reflect [Redacted]- Due Diligence Vendor-08/04/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4873099 |
| XXXXXX-2025-NQM4-602 |  | D B A | Closed | FCOM4028 | 2025-07-18 12:19 | 2025-07-18 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4872421 |
| XXXXXX-2025-NQM4-602 |  | D B A | Closed | FCRE3466 | 2025-07-18 13:08 | 2025-07-18 13:08 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Waived-master condo insurance policy is not replacement cost basis<br> Master Hazard on agreed amount basis<br> Comments Master Hazard insurance on agreed amount basis instead of replacement cost<br>pg 395<br> - Due Diligence Vendor-07/18/2025 |  | Waived-master condo insurance policy is not replacement cost basis<br> Master Hazard on agreed amount basis<br> Comments Master Hazard insurance on agreed amount basis instead of replacement cost<br>pg 395<br> - Due Diligence Vendor-07/18/2025<br>|  | Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months,<br> LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4873345 |
| XXXXXX-2025-NQM4-603 |  | D A | Closed | 123ABJ | 2025-07-18 10:36 | 2025-07-22 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-Received VOE - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Please see attached VVOE - Buyer-07/21/2025 <br>Open-missing - Due Diligence Vendor-07/18/2025 |  | Resolved-Received VOE - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4870523 |
| XXXXXX-2025-NQM4-603 |  | D A | Closed | FCOM4028 | 2025-07-18 10:16 | 2025-07-18 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4870108 |
| XXXXXX-2025-NQM4-604 |  | D A | Closed | FCOM1233 | 2025-07-18 09:51 | 2025-07-25 10:51 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Received updated 1003 with REO - Due Diligence Vendor-07/25/2025 <br>Ready for Review-Document Uploaded. 1003 has been updated to include the subject property in the REO section.<br> - Buyer-07/24/2025 <br>Open-The Final 1003 is Incomplete Refinance loan - Subject property already owned by Borrower but not reflecting in REO Section - Due Diligence Vendor-07/18/2025 |  | Resolved-Received updated 1003 with REO - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4869604 |
| XXXXXX-2025-NQM4-604 |  | D A | Closed | FCOM4028 | 2025-07-18 03:14 | 2025-07-20 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4863741 |
| XXXXXX-2025-NQM4-605 |  | D A | Closed | FCOM4028 | 2025-07-18 08:29 | 2025-07-20 12:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4866697 |
| XXXXXX-2025-NQM4-606 |  | D B A | Closed | FCRE8800 | 2025-07-20 10:25 | 2025-07-23 07:30 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-Discount points included allow for value to be acceptable. - Due Diligence Vendor-07/23/2025 <br> Ready for Review-Document Uploaded. - Buyer-07/23/2025 <br> Counter-Exception is still needed New Value is [Redacted], still above [Redacted]% guideline - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Document Uploaded. please ignore exception, 2d appraisal attached.<br>no exceptions on this loan - Buyer-07/22/2025 <br> Open-Exception is valid for [Redacted] max per the approved conditions - Page 298 of 362. Loan closed at [Redacted]. - Due Diligence Vendor-07/20/2025 |  | Resolved-Discount points included allow for value to be acceptable. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4880850 |
| XXXXXX-2025-NQM4-606 |  | D B A | Closed | FCRE1480 | 2025-07-20 10:11 | 2025-07-22 16:37 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Asset statement provided clears finding - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Document Uploaded. - Buyer-07/22/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements File is missing bwr's account stmts for 2nd Business Account evidencing $[Redacted] in current balance per 1008 and final 1003. - Due Diligence Vendor-07/20/2025 |  | Resolved-Asset statement provided clears finding - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4880823 |
| XXXXXX-2025-NQM4-606 |  | D B A | Closed | FCOM4028 | 2025-07-20 09:20 | 2025-07-21 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4880702 |
| XXXXXX-2025-NQM4-606 |  | D B A | Closed | FVAL8862 | 2025-07-20 10:23 | 2025-07-20 10:23 | Waived | 2 - Non-Material B | Property | Missing Doc | File does not contain all required valuation documents | Waived-Waived-As per guide, Guideline requires a 2nd appraisal for Flip transactions - Reg Z properties resold within 180 days<br> \*Exception form is provided to allow waive 2nd URAR - property sold 250 days prior.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price.<br> \*Exception form is on page # 298 of 362 - Due Diligence Vendor-07/20/2025 - Due Diligence Vendor-07/20/2025 |  | Waived-Waived-As per guide, Guideline requires a 2nd appraisal for Flip transactions - Reg Z properties resold within 180 days<br> \*Exception form is provided to allow waive 2nd URAR - property sold 250 days prior.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price.<br> \*Exception form is on page # 298 of 362 - Due Diligence Vendor-07/20/2025 - Due Diligence Vendor-07/20/2025<br>|  | Residual income > $3K, DTI > 10% below program maximum, No credit events last 40 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4880846 |
| XXXXXX-2025-NQM4-607 |  | D A | Closed | FCOM4028 | 2025-07-21 06:51 | 2025-07-22 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4884093 |
| XXXXXX-2025-NQM4-608 |  | D A | Closed | FCRE1995 | 2025-07-21 09:10 | 2025-07-23 07:28 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-Explanation and proof from the title company clears finding - Due Diligence Vendor-07/23/2025 <br> Ready for Review-Document Uploaded. Deposits were made to Title company First American which is a non-builder related title company. Date of application for this loan was 4/17/2025. Deposits to title company were over 12 months from original application and required no sourcing per our guidelines as long as we have escrow deposit confirmation. - Buyer-07/23/2025 <br> Open-EMD is not sourced - all dated from 2022-2024. - Pages 68-72 represent the escrow wire receipts totaling $[Redacted] but the source Account(s) are not present. - Due Diligence Vendor-07/21/2025 |  | Resolved-Explanation and proof from the title company clears finding - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4886638 |
| XXXXXX-2025-NQM4-608 |  | D A | Closed | FCOM4028 | 2025-07-21 08:19 | 2025-07-22 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4885501 |
| XXXXXX-2025-NQM4-609 |  | D A | Closed | FCOM4028 | 2025-07-21 07:31 | 2025-07-22 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4884646 |
| XXXXXX-2025-NQM4-610 |  | D A | Closed | FCOM4028 | 2025-07-21 23:17 | 2025-07-22 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4898546 |
| XXXXXX-2025-NQM4-611 |  | D A | Closed | FCRE3653 | 2025-07-21 11:12 | 2025-07-29 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing letter of explanation | Resolved-payment shock validated and within guides. - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. Zillow was used to find the estimated rent. According to our guidelines, it is a viable option. - Buyer-07/29/2025 <br>Open- - please provide rent free letter. The 1003 states the borrower rents but there is no $ amount reflected. Need to confirm there is no payment shock for FTHB. - Due Diligence Vendor-07/21/2025 |  | Resolved-payment shock validated and within guides. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4890317 |
| XXXXXX-2025-NQM4-611 |  | D A | Closed | FCOM4028 | 2025-07-21 10:17 | 2025-07-22 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4889113 |
| XXXXXX-2025-NQM4-612 |  | D A | Closed | FCRE1158 | 2025-07-22 04:03 | 2025-07-23 17:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/23/2025 <br>Resolved-Received full insurance - Due Diligence Vendor-07/23/2025 <br>Ready for Review-Document Uploaded. Please review uploaded insurance policy - Buyer-07/23/2025 <br>Open-Hazard Insurance Policy Partially Provided Please provide Updated hazard insurance as in provided document unable to verify the policy number - Due Diligence Vendor-07/22/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/23/2025 <br>Resolved-Received full insurance - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4899310 |
| XXXXXX-2025-NQM4-612 |  | D A | Closed | FCOM4028 | 2025-07-22 03:13 | 2025-07-22 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4899115 |
| XXXXXX-2025-NQM4-613 |  | D A | Closed | FCRE2371 | 2025-07-24 07:24 | 2025-07-24 11:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing final HUD-1 from sale of non-subject property | Resolved- - Due Diligence Vendor-07/24/2025 <br>Ready for Review-Updated 1008 was uploaded to the previous condition. The primary was added to the liabilities. - Buyer-07/24/2025 <br>Open-Missing proof of sale for [Redacted]. The exclusion of $2319 monthly debt has been added to match DTI. - Due Diligence Vendor-07/24/2025 | Included debt now good - 07/24/2025 <br>|  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4930934 |
| XXXXXX-2025-NQM4-613 |  | D A | Closed | FCRE4963 | 2025-07-21 15:10 | 2025-07-23 18:01 | Resolved | 1 - Information C A | Credit | Debt | No evidence of required debt payoff | Resolved-Included mortgage payment and updated 1008 - Due Diligence Vendor-07/24/2025 <br> Ready for Review-Document Uploaded. Please review uploaded updated 1008 with primary included to DTI - Buyer-07/23/2025 <br> Open-Final 1003 indicates prior Primary residence located at [Redacted] was pending sale. The monthly mortgage debt iao $2,319.43 (pg521) was not included in DTI. However, missing proof of debt payoff. Provide Final CD showing property sold and debt cleared or include in DTI. - Due Diligence Vendor-07/21/2025 |  | Resolved-Included mortgage payment and updated 1008 - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4895166 |
| XXXXXX-2025-NQM4-613 |  | D A | Closed | FCOM4028 | 2025-07-21 14:06 | 2025-07-22 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4894003 |
| XXXXXX-2025-NQM4-614 |  | D A | Closed | FCOM4028 | 2025-07-21 08:12 | 2025-07-22 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4885371 |
| XXXXXX-2025-NQM4-615 |  | D A | Closed | FCOM4028 | 2025-07-22 00:23 | 2025-07-22 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4898726 |
| XXXXXX-2025-NQM4-616 |  | D A C | Closed | 5000640-License-Loan Originator | 2025-07-21 11:34 | 2025-07-29 12:42 | Resolved | 1 - Information C A | Compliance | Mavent | License: Loan Originator | Resolved-NMLS now verified and was active at time of app - Due Diligence Vendor-07/29/2025 <br> Ready for Review-Document Uploaded. Please see attached Snips, verifying [Redacted] represents the[Redacted] as per the consumer access portal. - Buyer-07/29/2025 <br> Open-A relationship between [Redacted] (NMLS ID: [Redacted]) and the company (Company NMLS ID: [Redacted]) does not exist in the NMLS Consumer Access as of 2025-07-15. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. NMLS verified. - Due Diligence Vendor-07/21/2025 <br> Open- - Due Diligence Vendor-07/21/2025 |  | Resolved-NMLS now verified and was active at time of app - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 4890825 |
| XXXXXX-2025-NQM4-616 |  | D A C | Closed | FCOM4028 | 2025-07-21 09:44 | 2025-07-22 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 4888498 |
| XXXXXX-2025-NQM4-617 |  | D A | Closed | FCRE5116 | 2025-07-21 07:12 | 2025-07-22 20:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]." - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4884316 |
| XXXXXX-2025-NQM4-618 |  | D A | Closed | FCRE8201 | 2025-07-21 05:30 | 2025-07-28 07:01 | Resolved | 1 - Information C A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved-lender provided proof that borrower inherited property. Ok to use appraised value - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Document Uploaded. The borrower inherited 1/3 ownership interest in the property in 2023. See court documents, 24 month chain of title and email on file supporting the inheritance in 2023 which is why the AV was used for the CLTV - Buyer-07/24/2025 <br> Open-Prior Purchase date 01/10/2025 with price $[Redacted] is within 12 months from Closing date 07/17/2025 and Appraisal Value is $[Redacted] which is greater than Prior Purchase price. But Lender qualified CLTV with Appraisal value. - Due Diligence Vendor-07/21/2025 |  | Resolved-lender provided proof that borrower inherited property. Ok to use appraised value - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4883450 |
| XXXXXX-2025-NQM4-618 |  | D A | Closed | FCOM4028 | 2025-07-21 04:20 | 2025-07-21 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4883106 |
| XXXXXX-2025-NQM4-619 |  | D B A | Closed | FCOM4028 | 2025-07-21 11:29 | 2025-07-22 20:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4890698 |
| XXXXXX-2025-NQM4-619 |  | D B A | Closed | FCRE8611 | 2025-07-21 12:37 | 2025-07-21 12:38 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Exception for borrower not having stable income for 12 month bank statements<br>Approved with conditions of [Redacted] Max and 0.25 to the price<br>Exception on page 657 of 735 - Due Diligence Vendor-07/21/2025 |  | Waived-Exception for borrower not having stable income for 12 month bank statements<br>Approved with conditions of [Redacted] Max and 0.25 to the price<br>Exception on page 657 of 735 - Due Diligence Vendor-07/21/2025<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late<br> payments in the last 24 months, LTV 10% below maximum | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4892253 |
| XXXXXX-2025-NQM4-620 |  | D B A C | Closed | 5000640-License-Loan Originator | 2025-07-22 13:59 | 2025-07-28 09:39 | Resolved | 1 - Information C A | Compliance | Mavent | License: Loan Originator | Resolved-proof licensed since 2024 now present - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Document Uploaded. Please see attached screenshot from NMLS website - Seller-07/25/2025 <br> Open-A relationship between [Redacted] (NMLS ID: [Redacted]) and the company (Company NMLS ID: [Redacted]) does not exist in the NMLS Consumer Access as of 2025-07-17. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - A relationship exist with a different NMLS # for the Originator, #[Redacted], for broker location in [Redacted]. - Due Diligence Vendor-07/22/2025 <br> Open- - Due Diligence Vendor-07/22/2025 | Ready for Review-Document Uploaded. Please see attached screenshot from NMLS website - Seller-07/25/2025<br>| Resolved-proof licensed since 2024 now present - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4910095 |
| XXXXXX-2025-NQM4-620 |  | D B A C | Closed | FCRE1437 | 2025-07-22 12:26 | 2025-07-25 10:44 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Underwriter sent proof and showed that ytd covered more than 4 months seasoning - Due Diligence Vendor-07/25/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by SUW - Buyer-07/24/2025 <br>Open-Income and Employment Do Not Meet Guidelines - Missing complete 4 months seasoning of Asset income. - Due Diligence Vendor-07/22/2025 |  | Resolved-Underwriter sent proof and showed that ytd covered more than 4 months seasoning - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4908071 |
| XXXXXX-2025-NQM4-620 |  | D B A C | Closed | FCRE1339 | 2025-07-22 12:26 | 2025-07-25 10:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Personal Bank Statements Missing | Resolved-Underwriting explanation of using ytd figure which does cover seasoning - Due Diligence Vendor-07/25/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by SUW - Seller-07/24/2025 <br> Open-Borrower 1 Personal Bank Statements Missing - Asset Depletion proof of income for the following is missing: 1 month IRA statement account # [Redacted], 3 months were provided, pgs 70, 104, and 406. Missing 3 months Stock statement for account #[Redacted], 1 month was provided, pg 390. - Due Diligence Vendor-07/22/2025 | Ready for Review-Document Uploaded. Please see attached comment provided by SUW - Seller-07/24/2025<br>| Resolved-Underwriting explanation of using ytd figure which does cover seasoning - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4908070 |
| XXXXXX-2025-NQM4-620 |  | D B A C | Closed | FCOM4028 | 2025-07-22 11:15 | 2025-07-23 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4906419 |
| XXXXXX-2025-NQM4-620 |  | D B A C | Closed | FVAL9739 | 2025-07-22 13:26 | 2025-07-22 13:26 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived-As per guide, Appropriate FNMA/FHLMC appraisal property type form must be used.<br> \*Exception form is provided to allow a 1073 form to be used when property was confirmed a PUD and 1004 form should have been used. <br> \*Approved Condition - [Redacted] max<br> \*Exception form is on page #449, 612 of 615 - [Redacted] 7/22/2025 - Due Diligence Vendor-07/22/2025 |  | Waived-Waived-As per guide, Appropriate FNMA/FHLMC appraisal property type form must be used.<br> \*Exception form is provided to allow a 1073 form to be used when property was confirmed a PUD and 1004 form should have been used. <br> \*Approved Condition - [Redacted] max<br> \*Exception form is on page #449, 612 of 615 - [Redacted] 7/22/2025 - Due Diligence Vendor-07/22/2025<br>|  | No credit events past 40 months, No Mortgage late payments in the last 24 months, and 5+ years credit history. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4909336 |
| XXXXXX-2025-NQM4-621 |  | D A | Closed | FCOM4028 | 2025-07-22 07:46 | 2025-07-22 20:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4901312 |
| XXXXXX-2025-NQM4-622 |  | D A | Closed | FCOM4028 | 2025-07-20 21:38 | 2025-07-23 18:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Mortgage closed in less than 60 days - Due Diligence Vendor-07/24/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Mortgage closed in less than 60 days - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4881918 |
| XXXXXX-2025-NQM4-622 |  | D A | Closed | FCRE1995 | 2025-07-21 07:37 | 2025-07-21 18:28 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/22/2025 <br> Open-Verified deposit of $[Redacted] in Page #182 out of $[Redacted] EMD. Supporting documents missing to verify $[Redacted] EMD amount - Due Diligence Vendor-07/21/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4884800 |
| XXXXXX-2025-NQM4-623 |  | D A | Closed | FCOM4028 | 2025-07-22 14:42 | 2025-07-23 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4910962 |
| XXXXXX-2025-NQM4-624 |  | D A | Closed | FCOM4028 | 2025-07-21 08:31 | 2025-07-22 21:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4885790 |
| XXXXXX-2025-NQM4-625 |  | D A | Closed | FVAL4940 | 2025-07-21 08:04 | 2025-07-25 10:46 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-Received updated 1008 reflecting correct hoa - Due Diligence Vendor-07/25/2025 <br>Ready for Review-Document Uploaded. HOA dues were corrected to $648 per year ($54 per month) in the system. Please see attached updated 1008 and Lock form - Buyer-07/24/2025 <br>Open-Please provide supporting document to verify HOA $59.33, in appraisal report HOA amount is $648 per year i.e $54. Hence as of now considered HOA from 1008 to avoid DSCR discrepancy - Due Diligence Vendor-07/21/2025 |  | Resolved-Received updated 1008 reflecting correct hoa - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4885229 |
| XXXXXX-2025-NQM4-625 |  | D A | Closed | FCOM4028 | 2025-07-21 06:55 | 2025-07-22 21:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4884132 |
| XXXXXX-2025-NQM4-626 |  | D A | Closed | FCOM4028 | 2025-07-20 23:48 | 2025-07-22 21:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4882254 |
| XXXXXX-2025-NQM4-627 |  | D A | Closed | FCRE1335 | 2025-07-22 11:39 | 2025-07-23 07:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-07/23/2025 <br>Resolved-Received transcripts - Due Diligence Vendor-07/23/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/23/2025 <br>Open-Borrower 1 IRS Transcripts Missing - 2024 transcript provided state no record found. - Due Diligence Vendor-07/22/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-07/23/2025 <br>Resolved-Received transcripts - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4906976 |
| XXXXXX-2025-NQM4-627 |  | D A | Closed | FCOM4028 | 2025-07-22 10:59 | 2025-07-22 21:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4906090 |
| XXXXXX-2025-NQM4-628 |  | D A | Closed | FCOM4028 | 2025-07-21 13:03 | 2025-07-22 21:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4892716 |
| XXXXXX-2025-NQM4-629 |  | D B A | Closed | FCOM4028 | 2025-07-21 05:03 | 2025-07-21 13:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4883323 |
| XXXXXX-2025-NQM4-629 |  | D B A | Closed | FCRE4866 | 2025-07-21 12:01 | 2025-07-21 13:20 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited CLTV exceeds difference from Originator CLTV | Waived-Quitclaim Deed on 02/28/2025 for $0 as per Appraisal Report in Page #147. Guideline requirement to qualify loan with [Redacted] in this case whereas calculated LTV is [Redacted]% which is greater. However, we have exception in page#440 - Due Diligence Vendor-07/21/2025 |  | Waived-Quitclaim Deed on 02/28/2025 for $0 as per Appraisal Report in Page #147. Guideline requirement to qualify loan with [Redacted] in this case whereas calculated LTV is [Redacted]% which is greater. However, we have exception in page#440 - Due Diligence Vendor-07/21/2025 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments per CBR #494<br> No consumer late payments in the last 24 months - No Consumer late payments per CBR #494<br> Credit score >40 points than minimum required - Audited FICO 752 and Guideline FICO 680 with difference 72 which is > 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4891391 |
| XXXXXX-2025-NQM4-630 |  | D A | Closed | FCOM4028 | 2025-07-22 09:20 | 2025-07-22 21:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4903824 |
| XXXXXX-2025-NQM4-631 |  | D A | Closed | FCOM4028 | 2025-07-22 11:58 | 2025-07-23 12:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4907417 |
| XXXXXX-2025-NQM4-632 |  | D B A | Closed | FCOM4028 | 2025-07-23 09:39 | 2025-07-24 06:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4919673 |
| XXXXXX-2025-NQM4-632 |  | D B A | Closed | FCRE3466 | 2025-07-23 10:33 | 2025-07-23 10:33 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Waived-Waived- As per guide, the condo policy must provide for claims to be settled on a replacement cost basis and not written on an actual cash value basis (pg78)<br> \*Exception form is provided to allow for actual cash value coverage for roofs<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 503 of 596 - [Redacted] 7/23/2025 - Due Diligence Vendor-07/23/2025 |  | Waived-Waived- As per guide, the condo policy must provide for claims to be settled on a replacement cost basis and not written on an actual cash value basis (pg78)<br> \*Exception form is provided to allow for actual cash value coverage for roofs<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 503 of 596 - [Redacted] 7/23/2025 - Due Diligence Vendor-07/23/2025<br>|  | Revolving debt is under 30%, Residual income >=$3,000, and No credit events past 40 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4920768 |
| XXXXXX-2025-NQM4-633 |  | D A | Closed | FCOM4028 | 2025-07-23 07:34 | 2025-07-23 14:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4916448 |
| XXXXXX-2025-NQM4-634 |  | D A | Closed | FCRE4104 | 2025-07-22 11:27 | 2025-07-28 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-proof of gift funds wire now present - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Document Uploaded. the following wire transfer info was received as a confirmation at closing - Buyer-07/28/2025 <br>Open-No proof of recieving gift from gift letter on page 229 and CD page 17 - Due Diligence Vendor-07/22/2025 |  | Resolved-proof of gift funds wire now present - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4906677 |
| XXXXXX-2025-NQM4-634 |  | D A | Closed | FCOM4028 | 2025-07-22 10:47 | 2025-07-24 06:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4905827 |
| XXXXXX-2025-NQM4-635 |  | D A | Closed | FCOM4028 | 2025-07-23 22:58 | 2025-07-24 06:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4928338 |
| XXXXXX-2025-NQM4-636 |  | D A | Closed | FCOM4028 | 2025-07-22 14:53 | 2025-07-23 14:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4911162 |
| XXXXXX-2025-NQM4-637 |  | D A | Closed | FCOM4028 | 2025-07-23 08:28 | 2025-07-23 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4917514 |
| XXXXXX-2025-NQM4-638 |  | D A | Closed | FCOM4028 | 2025-07-22 15:23 | 2025-07-23 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4911690 |
| XXXXXX-2025-NQM4-639 |  | D A | Closed | FCOM4028 | 2025-07-22 11:50 | 2025-07-23 13:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4907257 |
| XXXXXX-2025-NQM4-640 |  | D A | Closed | FCOM4028 | 2025-07-23 07:44 | 2025-07-23 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4916592 |
| XXXXXX-2025-NQM4-641 |  | D B A | Closed | FCOM4028 | 2025-07-22 13:46 | 2025-07-24 06:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4909753 |
| XXXXXX-2025-NQM4-641 |  | D B A | Closed | FVAL5474 | 2025-07-22 14:39 | 2025-07-22 14:39 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for property having mandatory membership fee<br>Approved with conditions of 0.5 to price and max [Redacted]<br>Exception on page 548 of 677 - Due Diligence Vendor-07/22/2025 |  | Waived-Exception for property having mandatory membership fee<br>Approved with conditions of 0.5 to price and max [Redacted]<br>Exception on page 548 of 677 - Due Diligence Vendor-07/22/2025<br>|  | No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4910916 |
| XXXXXX-2025-NQM4-642 |  | D B A | Closed | FCOM4028 | 2025-07-23 11:53 | 2025-07-23 20:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4922386 |
| XXXXXX-2025-NQM4-642 |  | D B A | Closed | FCRE3466 | 2025-07-23 13:30 | 2025-07-23 20:53 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Waived-Waived-As per guide, Master property insurance policies are required to cover residential structures unless otherwise stated in Condo legal documents.<br> \*Exception form is provided to allow master property insurance policy to cover only common areas and for the borrower to obtain their own coverage policy.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #324 of 415 - [Redacted] 7/23/2025 - Due Diligence Vendor-07/23/2025 |  | Waived-Waived-As per guide, Master property insurance policies are required to cover residential structures unless otherwise stated in Condo legal documents.<br> \*Exception form is provided to allow master property insurance policy to cover only common areas and for the borrower to obtain their own coverage policy.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #324 of 415 - [Redacted] 7/23/2025 - Due Diligence Vendor-07/23/2025<br>|  | DTI>=10% lower than loan program, No credit events past 40 months, and No consumer late payments in the last 24 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4924305 |
| XXXXXX-2025-NQM4-643 |  | D B A | Closed | FCOM4028 | 2025-07-22 11:17 | 2025-07-23 12:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4906442 |
| XXXXXX-2025-NQM4-643 |  | D B A | Closed | FCRE8201 | 2025-07-22 12:18 | 2025-07-23 05:34 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Prior Purchase date 02/26/2025 with price $[Redacted] is within 12 months from Closing date 07/18/2025 and Appraisal Value is $[Redacted] which is greater than Prior Purchase date. But Lender qualified CLTV with Appraisal value, However Exception Form in the file page no #251- Credit pkg.pdf. - Due Diligence Vendor-07/22/2025 |  | Waived-Prior Purchase date 02/26/2025 with price $[Redacted] is within 12 months from Closing date 07/18/2025 and Appraisal Value is $[Redacted] which is greater than Prior Purchase date. But Lender qualified CLTV with Appraisal value, However Exception Form in the file page no #251- Credit pkg.pdf. - Due Diligence Vendor-07/22/2025 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2.No Mortgage late payments in the last 24 months- No Mortgage late payments in past 24 months per CBR Page #2- Credit pkg.pdf,<br> 3.No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #2- Credit pkg.pdf. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4907873 |
| XXXXXX-2025-NQM4-644 |  | D A | Closed | FCRE5116 | 2025-07-24 00:29 | 2025-07-25 09:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-New [Redacted] loans proof provided clears finding - Due Diligence Vendor-07/25/2025 <br> Ready for Review-Document Uploaded. Please see attached LEs for each property mentioned. All these properties are new [Redacted] loans - Buyer-07/25/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO's below - <br> 1. [Redacted]<br> 2. [Redacted]<br> 3. [Redacted] - Due Diligence Vendor-07/24/2025 |  | Resolved-New [Redacted] loans proof provided clears finding - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4928733 |
| XXXXXX-2025-NQM4-644 |  | D A | Closed | FCOM4028 | 2025-07-23 23:09 | 2025-07-24 06:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4928368 |
| XXXXXX-2025-NQM4-645 |  | D B A | Closed | FCOM4028 | 2025-07-23 15:21 | 2025-07-23 21:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4926196 |
| XXXXXX-2025-NQM4-645 |  | D B A | Closed | FVAL5474 | 2025-07-23 16:45 | 2025-07-23 16:45 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, a single entity can't own more than 2 units in 5-20 unit Limited Review condo project.<br> \*Exception form is provided allowing for a single entity to own 3 units.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #387 of 449 - [Redacted] 7/23/2025 - Due Diligence Vendor-07/23/2025 |  | Waived-Waived-As per guide, a single entity can't own more than 2 units in 5-20 unit Limited Review condo project.<br> \*Exception form is provided allowing for a single entity to own 3 units.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #387 of 449 - [Redacted] 7/23/2025 - Due Diligence Vendor-07/23/2025<br>|  | 10 years or more in the same line of employment, No credit events past 40 months, and 5+ years credit history. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4927160 |
| XXXXXX-2025-NQM4-646 |  | D B A | Closed | FCOM4028 | 2025-07-23 10:47 | 2025-07-24 06:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4921035 |
| XXXXXX-2025-NQM4-646 |  | D B A | Closed | FCRE1200 | 2025-07-23 13:12 | 2025-07-23 13:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Per guide: Minimum loan amount for 1st lien should be $100k<br> Exception form provided to Allow $[Redacted] LA<br> Exception form page#3 of 360<br> Approved With Conditions: +0.25 to price - Due Diligence Vendor-07/23/2025 |  | Waived-Per guide: Minimum loan amount for 1st lien should be $100k<br> Exception form provided to Allow $[Redacted] LA<br> Exception form page#3 of 360<br> Approved With Conditions: +0.25 to price - Due Diligence Vendor-07/23/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4923984 |
| XXXXXX-2025-NQM4-647 |  | D A | Closed | FCOM4028 | 2025-07-23 01:53 | 2025-07-24 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4914282 |
| XXXXXX-2025-NQM4-648 |  | D A | Closed | FCOM4028 | 2025-07-23 10:26 | 2025-07-24 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4920669 |
| XXXXXX-2025-NQM4-649 |  | D A | Closed | FCOM4028 | 2025-07-23 04:00 | 2025-07-24 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4914573 |
| XXXXXX-2025-NQM4-650 |  | D A | Closed | FCOM4028 | 2025-07-23 03:16 | 2025-07-24 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4914413 |
| XXXXXX-2025-NQM4-651 |  | D A | Closed | FCOM4028 | 2025-07-23 11:33 | 2025-07-25 07:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4922005 |
| XXXXXX-2025-NQM4-652 |  | D A | Closed | FCOM4028 | 2025-07-23 07:59 | 2025-07-24 12:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4916940 |
| XXXXXX-2025-NQM4-653 |  | D A | Closed | FCOM4028 | 2025-07-23 12:44 | 2025-07-25 07:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4923500 |
| XXXXXX-2025-NQM4-654 |  | D A | Closed | FCOM4028 | 2025-07-24 08:29 | 2025-07-25 09:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Borrower's business being used to qualify must be in existence for at least two years and they must have owned the business for two years. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Borrower's business being used to qualify must be in existence for at least two years and they must have owned the business for two years. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4932210 |
| XXXXXX-2025-NQM4-655 |  | D B A | Closed | FCOM4028 | 2025-07-23 16:14 | 2025-07-25 07:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4926898 |
| XXXXXX-2025-NQM4-655 |  | D B A | Closed | FCRE8611 | 2025-07-23 17:17 | 2025-07-23 17:17 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-Waiver for 2nd person on borrowes income statements. The borrower's father is co-account holder. However, he does not deposit any income or use it for his personal finances.<br>Approved with condtions of 0.25 to price<br>Waiver on page 400 of 487 - Due Diligence Vendor-07/23/2025 |  | Waived-Waiver for 2nd person on borrowes income statements. The borrower's father is co-account holder. However, he does not deposit any income or use it for his personal finances.<br>Approved with condtions of 0.25 to price<br>Waiver on page 400 of 487 - Due Diligence Vendor-07/23/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points<br> than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4927356 |
| XXXXXX-2025-NQM4-656 |  | D A | Closed | FCRE6020 | 2025-07-23 15:12 | 2025-07-28 09:54 | Resolved | 1 - Information D A | Credit | Missing Doc | No Photo ID Found in File | Resolved-Photo ID in File correct - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Document Uploaded. Please see attached Green Card along with I-797C form - Buyer-07/25/2025 <br>Open-No Photo ID in File Photo ID is missing for B1 or B2 - Due Diligence Vendor-07/23/2025 |  | Resolved-Photo ID in File correct - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4926046 |
| XXXXXX-2025-NQM4-656 |  | D A | Closed | FCOM4028 | 2025-07-23 13:59 | 2025-07-25 07:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4924858 |
| XXXXXX-2025-NQM4-657 |  | D A | Closed | FCRE1252 | 2025-07-23 16:57 | 2025-07-28 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-07/28/2025 <br>Resolved-2021 ALTA title form now present - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Document Uploaded. Please see the 2021 ALTA Title Commitment. - Buyer-07/25/2025 <br>Open-Title Document is Incomplete \*As per Guide Title Form should be 2021 or 2024 American Land Title Association (ALTA) standard form however Policy on pg.#357 is form 2016 - Due Diligence Vendor-07/23/2025 |  | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-07/28/2025 <br>Resolved-2021 ALTA title form now present - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4927269 |
| XXXXXX-2025-NQM4-657 |  | D A | Closed | FCOM4028 | 2025-07-23 15:53 | 2025-07-25 06:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4926671 |
| XXXXXX-2025-NQM4-658 |  | D A | Closed | FCOM4028 | 2025-07-24 07:44 | 2025-07-25 09:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4931296 |
| XXXXXX-2025-NQM4-659 |  | D A | Closed | FCOM4028 | 2025-07-24 08:51 | 2025-07-25 08:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4932687 |
| XXXXXX-2025-NQM4-660 |  | D A | Closed | FCOM4028 | 2025-07-24 12:04 | 2025-07-25 07:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4937086 |
| XXXXXX-2025-NQM4-661 |  | D A | Closed | FCOM4028 | 2025-07-24 23:05 | 2025-07-25 12:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4943055 |
| XXXXXX-2025-NQM4-662 |  | D A | Closed | FCOM4028 | 2025-07-24 07:03 | 2025-07-25 10:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4930642 |
| XXXXXX-2025-NQM4-663 |  | D A | Closed | FCOM4028 | 2025-07-24 10:28 | 2025-07-25 10:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4935179 |
| XXXXXX-2025-NQM4-664 |  | D A | Closed | FCOM4028 | 2025-07-23 15:57 | 2025-07-25 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4926711 |
| XXXXXX-2025-NQM4-665 |  | D B A | Closed | FCOM4028 | 2025-07-24 09:24 | 2025-07-25 10:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4933795 |
| XXXXXX-2025-NQM4-665 |  | D B A | Closed | FCRE1174 | 2025-07-24 10:23 | 2025-07-24 10:24 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception for master policy not including flood insurance<br>Approved with conditons of H06 with flood coverage is required<br>Exception on page 673 of 814 - Due Diligence Vendor-07/24/2025 |  | Waived-Exception for master policy not including flood insurance<br>Approved with conditons of H06 with flood coverage is required<br>Exception on page 673 of 814 - Due Diligence Vendor-07/24/2025<br>|  | No credit events past 40 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4935090 |
| XXXXXX-2025-NQM4-666 |  | D A | Closed | FCOM4028 | 2025-07-24 03:46 | 2025-07-25 07:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4929162 |
| XXXXXX-2025-NQM4-667 |  | D A | Closed | FCOM4028 | 2025-07-25 15:10 | 2025-07-27 16:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4954415 |
| XXXXXX-2025-NQM4-668 |  | D A | Closed | FVAL1039 | 2025-07-25 14:01 | 2025-07-28 14:52 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Document Uploaded. Please review uploaded AVM - Buyer-07/28/2025 <br>Open-- Collateral Underwrite risk score = 3. Missing Supporting Appraised Value. - Due Diligence Vendor-07/25/2025 |  | Resolved-AVM now present - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4953244 |
| XXXXXX-2025-NQM4-668 |  | D A | Closed | FCOM4028 | 2025-07-25 08:55 | 2025-07-25 19:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/26/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4946983 |
| XXXXXX-2025-NQM4-669 |  | D B A C | Closed | FPRO1245 | 2025-08-05 13:34 | 2025-08-05 13:35 | Resolved | 1 - Information C A | Property | Appraisal | Appraisal is Expired | Resolved-Primary Value Appraisal is Not Expired Or Primary Valuation Does Not Exist - Due Diligence Vendor-08/05/2025 <br>Open-Primary Value Appraisal is Expired - Due Diligence Vendor-08/05/2025 |  | Resolved-Primary Value Appraisal is Not Expired Or Primary Valuation Does Not Exist - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5064780 |
| XXXXXX-2025-NQM4-669 |  | D B A C | Closed | FCOM4028 | 2025-07-24 01:58 | 2025-07-25 11:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4928925 |
| XXXXXX-2025-NQM4-669 |  | D B A C | Closed | FVAL5524 | 2025-07-24 03:14 | 2025-07-25 11:45 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Exception document is in page # 284 of closing pkg.pdf given for Manufactured Rural. Manufactured Home in Rural area is not allowed per Guidelines in Page #69. however - Due Diligence Vendor-07/24/2025 |  | Waived-Exception document is in page # 284 of closing pkg.pdf given for Manufactured Rural. Manufactured Home in Rural area is not allowed per Guidelines in Page #69. however - Due Diligence Vendor-07/24/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #336 of closing pkg.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page #336 of closing pkg.pdf is 07/01/2009<br> 2+ borrowers on the loan-File is joint credit with 2 borrowers<br> LTV 10% below maximum-Audited LTV 55% & Maximum LTV 70% with difference 15% <br> Credit score >40 points than minimum required- Audited FICO 766 and Guideline maximum FICO 680 with difference 86 which is greater than 40<br> DSCR is over 1 - Calculated DSCR is 1.009 which is >1 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4929071 |
| XXXXXX-2025-NQM4-670 |  | D A | Closed | FCOM4028 | 2025-07-24 10:44 | 2025-07-25 11:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4935473 |
| XXXXXX-2025-NQM4-671 |  | D A C | Closed | FCOM5814 | 2025-07-23 13:22 | 2025-07-25 09:04 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-Received evidence of elec delivery - Due Diligence Vendor-07/25/2025 <br>Ready for Review-Document Uploaded. Please review uploaded CD signed 07/15 - wet signed. - Buyer-07/24/2025 <br>Open-Provide evidence CD 07/15/2025 was electronically sent. - Due Diligence Vendor-07/23/2025 |  | Resolved-Received evidence of elec delivery - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4924147 |
| XXXXXX-2025-NQM4-671 |  | D A C | Closed | FCRE8728 | 2025-07-23 12:39 | 2025-07-25 09:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-Primary residence new loan - no payment yet made. Clears finding - Due Diligence Vendor-07/25/2025 <br>Ready for Review-Document Uploaded. Please review uploaded note for the primary ,the First payment date is not due yet,no pay history is available. - Buyer-07/24/2025 <br>Open- - need payment information for primary residence. - Due Diligence Vendor-07/23/2025 |  | Resolved-Primary residence new loan - no payment yet made. Clears finding - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4923420 |
| XXXXXX-2025-NQM4-671 |  | D A C | Closed | FCOM4028 | 2025-07-23 11:23 | 2025-07-24 09:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4921789 |
| XXXXXX-2025-NQM4-672 |  | D A | Closed | FCOM4028 | 2025-07-25 04:38 | 2025-07-25 11:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4943875 |
| XXXXXX-2025-NQM4-673 |  | D A | Closed | FCOM4028 | 2025-07-24 21:12 | 2025-07-25 11:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4942750 |
| XXXXXX-2025-NQM4-674 |  | D A | Closed | FCOM4028 | 2025-07-24 23:34 | 2025-07-25 10:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4943127 |
| XXXXXX-2025-NQM4-675 |  | D A C | Closed | FVAL3525 | 2025-07-25 09:07 | 2025-08-01 07:39 | Resolved | 1 - Information C A | Property | Appraisal | Valuation product is deficient | Resolved-desk review supporting value is now present - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Document Uploaded. Supported CDA uploaded<br> - Buyer-07/31/2025 <br>Open-Secondary valuation AVM is showing a valuation difference of -47.41 which is greater than Guideline "The secondary valuation cannot be more than 10% less than the appraised value, otherwise it is deemed ineligible." - Due Diligence Vendor-07/25/2025 |  | Resolved-desk review supporting value is now present - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4947116 |
| XXXXXX-2025-NQM4-675 |  | D A C | Closed | FCOM4028 | 2025-07-25 02:24 | 2025-07-25 09:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4943535 |
| XXXXXX-2025-NQM4-676 |  | D A | Closed | FCOM4028 | 2025-07-25 07:10 | 2025-07-25 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4945022 |
| XXXXXX-2025-NQM4-677 |  | D A | Closed | FCOM4028 | 2025-07-24 10:53 | 2025-07-27 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4935636 |
| XXXXXX-2025-NQM4-678 |  | D A | Closed | FCOM4028 | 2025-07-24 01:10 | 2025-07-25 07:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4928832 |
| XXXXXX-2025-NQM4-679 |  | D A | Closed | FCOM4028 | 2025-07-24 10:33 | 2025-07-27 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4935255 |
| XXXXXX-2025-NQM4-680 |  | D A | Closed | FCOM4028 | 2025-07-24 13:21 | 2025-07-28 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4938768 |
| XXXXXX-2025-NQM4-681 |  | D B A | Closed | FCOM4028 | 2025-07-24 16:37 | 2025-07-27 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4942097 |
| XXXXXX-2025-NQM4-681 |  | D B A | Closed | FCRE1501 | 2025-07-24 18:16 | 2025-07-27 14:16 | Waived | 2 - Non-Material B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] Waiver for less than 6 reserves for first time home buyer<br>Approved with conditions of 0.25 to price<br>waiver is on page 477 of 591 - Due Diligence Vendor-07/25/2025 |  | Waived-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] Waiver for less than 6 reserves for first time home buyer<br>Approved with conditions of 0.25 to price<br>waiver is on page 477 of 591 - Due Diligence Vendor-07/25/2025 |  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4942471 |
| XXXXXX-2025-NQM4-682 |  | D A | Closed | FCOM4028 | 2025-07-24 08:53 | 2025-07-27 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4932744 |
| XXXXXX-2025-NQM4-683 |  | D A | Closed | FCOM4028 | 2025-07-25 10:35 | 2025-07-28 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4949495 |
| XXXXXX-2025-NQM4-684 |  | D A | Closed | FCOM4028 | 2025-07-25 07:45 | 2025-07-29 06:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4945507 |
| XXXXXX-2025-NQM4-685 |  | D A | Closed | FCOM4028 | 2025-07-24 04:33 | 2025-07-27 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4929316 |
| XXXXXX-2025-NQM4-686 |  | D A | Closed | FVAL1039 | 2025-07-24 09:51 | 2025-08-11 09:17 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-post closing review product provided and supports value - Due Diligence Vendor-08/11/2025 <br>Ready for Review-Document Uploaded. Please see attached CDA review - Buyer-08/08/2025 <br>Open-Please provide Secondary valuation report as it is missing in file. SSR Reports in Page #48 & 50_Credit Pkg are invalid - Due Diligence Vendor-07/24/2025 |  | Cured-post closing review product provided and supports value - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4934488 |
| XXXXXX-2025-NQM4-686 |  | D A | Closed | FCOM4028 | 2025-07-24 06:56 | 2025-07-27 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4930517 |
| XXXXXX-2025-NQM4-687 |  | D A | Closed | FCOM4028 | 2025-07-24 13:38 | 2025-07-28 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4939074 |
| XXXXXX-2025-NQM4-688 |  | D A | Closed | FCOM4028 | 2025-07-24 13:29 | 2025-07-25 08:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4938907 |
| XXXXXX-2025-NQM4-689 |  | D A | Closed | FCOM4028 | 2025-07-28 00:41 | 2025-07-29 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4960380 |
| XXXXXX-2025-NQM4-690 |  | D A | Closed | FCOM4028 | 2025-07-24 12:12 | 2025-07-25 08:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4937247 |
| XXXXXX-2025-NQM4-691 |  | D B A | Closed | FCRE6763 | 2025-07-25 15:01 | 2025-07-29 12:50 | Resolved | 1 - Information C A | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-lender provided proof that employer in question is same as docs on file - Due Diligence Vendor-07/29/2025 <br> Ready for Review-Document Uploaded. We have a W2 for 2023 from his previous job. [Redacted] is a part of [Redacted]. As far as the income calc, the borrower is salaried so we are using his salaried amount to calculate base pay. He also receives commission but has only been getting it for the past 18 months, so I am using positive factors for that income as well as the most conservative calculation which is averaging over 2025, 2024 and 2023 even though he didn't receive in 2023. Positive factors are he has been employed here for 18+ months, same line of work as before, gets bonus income we are not using for qualifying, and he is an optician which you need a license for. Per Fannie guidelines we can use positive factors - Buyer-07/29/2025 <br> Open-\*To verify 2 year employment history , need supporting document from previous employment [Redacted] from 06/01/2023 to 11/15/2023 - Due Diligence Vendor-07/25/2025 |  | Resolved-lender provided proof that employer in question is same as docs on file - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4954247 |
| XXXXXX-2025-NQM4-691 |  | D B A | Closed | FCOM4028 | 2025-07-25 13:52 | 2025-07-28 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4953068 |
| XXXXXX-2025-NQM4-691 |  | D B A | Closed | FVAL5474 | 2025-07-25 16:16 | 2025-07-27 15:20 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per Guide: The budget provides for the funding of replacement reserves for capital expenditures and deferred maintenance that is at least 8% of the budget.<br> \*Exception provided for Condo has <8% reserves<br> \*Exception Pg.#71<br> \*Approved with Condition: 0.25 to price - Due Diligence Vendor-07/25/2025 |  | Waived-\*As per Guide: The budget provides for the funding of replacement reserves for capital expenditures and deferred maintenance that is at least 8% of the budget.<br> \*Exception provided for Condo has <8% reserves<br> \*Exception Pg.#71<br> \*Approved with Condition: 0.25 to price - Due Diligence Vendor-07/25/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4955008 |
| XXXXXX-2025-NQM4-692 |  | D A | Closed | FCOM4028 | 2025-07-28 02:10 | 2025-07-29 06:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4960544 |
| XXXXXX-2025-NQM4-693 |  | D A | Closed | FCOM4028 | 2025-07-27 21:12 | 2025-07-30 05:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4959998 |
| XXXXXX-2025-NQM4-694 |  | D A | Closed | FCOM4028 | 2025-07-26 12:05 | 2025-07-27 16:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4958006 |
| XXXXXX-2025-NQM4-695 |  | D A | Closed | FCOM4028 | 2025-07-26 02:37 | 2025-07-29 15:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4956870 |
| XXXXXX-2025-NQM4-696 |  | D A | Closed | FCOM4028 | 2025-07-28 07:22 | 2025-07-29 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4962224 |
| XXXXXX-2025-NQM4-697 |  | D B A | Closed | FCOM4028 | 2025-07-28 00:01 | 2025-07-29 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4960299 |
| XXXXXX-2025-NQM4-697 |  | D B A | Closed | FVAL4969 | 2025-07-28 01:54 | 2025-07-28 09:08 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 12 months | Waived-Subject property listed for sale on 01/16/2025 for $[Redacted] per Appraisal Report in Page #13_Report.pdf which is within 12 months from closing date 07/23/2025, However Exception Form in the File page no #98- Transaction Report - Due Diligence Vendor-07/28/2025 |  | Waived-Subject property listed for sale on 01/16/2025 for $[Redacted] per Appraisal Report in Page #13_Report.pdf which is within 12 months from closing date 07/23/2025, However Exception Form in the File page no #98- Transaction Report - Due Diligence Vendor-07/28/2025 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #171- Transaction Report,<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #171- Transaction Report,<br> 4. 5+ years credit history- Oldest tradeline date in CBR page #171- Transaction Report is 08/01/2013,<br> 5. 5.Credit score >40 points than minimum required- Audited FICO Score is 744, Guideline Maximum FICO Score is 680 difference is 64, Which is Greater than 40.<br> 6. Reserves >6 months- Calculated Reserves is in file 6.34 Months.<br> 7. Revolving debt is under 30%- Revolving payments $315 is within the 30% of all Other Monthly payments $6,441.38. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4960525 |
| XXXXXX-2025-NQM4-697 |  | D B A | Closed | FCRE2828 | 2025-07-28 01:50 | 2025-07-28 09:06 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Loan was modified back on 01/30/25, However Exception From in the file page no #97- Transaction Report - Due Diligence Vendor-07/28/2025 |  | Waived-Loan was modified back on 01/30/25, However Exception From in the file page no #97- Transaction Report - Due Diligence Vendor-07/28/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #171- Transaction Report,<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #171- Transaction Report,<br> 4. 5+ years credit history- Oldest tradeline date in CBR page #171- Transaction Report is 08/01/2013,<br> 5. 5.Credit score >40 points than minimum required- Audited FICO Score is 744, Guideline Maximum FICO Score is 680 difference is 64, Which is Greater than 40.<br> 6. Reserves >6 months- Calculated Reserves is in file 6.34 Months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4960510 |
| XXXXXX-2025-NQM4-698 |  | D A | Closed | FCOM4028 | 2025-07-27 09:13 | 2025-07-29 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4959063 |
| XXXXXX-2025-NQM4-699 |  | D B A | Closed | FCOM4028 | 2025-07-28 08:43 | 2025-07-29 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4963731 |
| XXXXXX-2025-NQM4-699 |  | D B A | Closed | FCRE8459 | 2025-07-28 10:50 | 2025-07-29 15:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-\*As per Guide projects with 5 to 20 units – 2 units<br> \*Exception provided for Borrower owns 3 units, Single entity ownership exceeds matrix<br> \*Exception pg.#513<br> \*Approved with condition: 0.25 to price<br> - Due Diligence Vendor-07/28/2025 |  | Waived-\*As per Guide projects with 5 to 20 units – 2 units<br> \*Exception provided for Borrower owns 3 units, Single entity ownership exceeds matrix<br> \*Exception pg.#513<br> \*Approved with condition: 0.25 to price<br> - Due Diligence Vendor-07/28/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Over 10-year clear credit history. Experienced investor. CU is 1 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4967207 |
| XXXXXX-2025-NQM4-700 |  | D A | Closed | FCOM4028 | 2025-07-28 09:40 | 2025-07-29 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4966002 |
| XXXXXX-2025-NQM4-701 |  | D A | Closed | FCOM4028 | 2025-07-25 07:50 | 2025-07-27 16:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4945614 |
| XXXXXX-2025-NQM4-702 |  | D A | Closed | FCRE9806 | 2025-07-25 09:56 | 2025-07-31 07:45 | Resolved | 1 - Information C A | Credit | Eligibility | Other Credit Finding | Resolved-evidence business pays mortgage is now present - Due Diligence Vendor-07/31/2025 <br> Ready for Review-Document Uploaded. It was verified that this mortgage is paid by business, and 6 months of bank statements were obtained to confirm it to meet our guidelines:<br>- Buyer-07/30/2025 <br> Open- - Per the 1003, the borrower has no payment on [Redacted]. The Open Lien Report (page 617) shows the mortgage loan was modified and the borrower's name was removed but pg 614 is a Mortgage statement dated 4/16/2025 reflecting the borrower's name. Please confirm the borrower is not responsible for mortgage. - Due Diligence Vendor-07/25/2025 |  | Resolved-evidence business pays mortgage is now present - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4948608 |
| XXXXXX-2025-NQM4-702 |  | D A | Closed | FCOM4028 | 2025-07-25 09:11 | 2025-07-27 16:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4947211 |
| XXXXXX-2025-NQM4-703 |  | D A | Closed | FCOM4028 | 2025-07-24 12:50 | 2025-07-27 16:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4938087 |
| XXXXXX-2025-NQM4-704 |  | D A | Closed | FCOM4028 | 2025-07-28 08:26 | 2025-07-29 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4963280 |
| XXXXXX-2025-NQM4-705 |  | D A | Closed | FCOM4028 | 2025-07-25 11:10 | 2025-07-27 15:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4950213 |
| XXXXXX-2025-NQM4-706 |  | D A | Closed | FCOM1233 | 2025-07-28 10:43 | 2025-07-30 12:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-missing info on 1003 now present - Due Diligence Vendor-07/30/2025 <br>Ready for Review-Document Uploaded. Please review uploaded 1003 - Buyer-07/30/2025 <br>Open- - please add B1's income to the final 1003. - Due Diligence Vendor-07/28/2025 |  | Resolved-missing info on 1003 now present - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4967062 |
| XXXXXX-2025-NQM4-707 |  | D B A | Closed | FCRE1193 | 2025-07-25 06:40 | 2025-07-28 14:55 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-borrower DTI exceeds max allowed for FTHB- waiver provided - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Document Uploaded. Please review uploaded exception form - Buyer-07/28/2025 <br>Open-Borrower is a first time homebuyer with a DTI over 50%. Guideline states max DTI of 50%. - Due Diligence Vendor-07/25/2025 |  | Waived-borrower DTI exceeds max allowed for FTHB- waiver provided - Due Diligence Vendor-07/28/2025<br>|  | 5 years on current job, Residual income >=3000$, No credit events past 40 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 4944686 |
| XXXXXX-2025-NQM4-707 |  | D B A | Closed | FCOM4028 | 2025-07-25 05:17 | 2025-07-27 15:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4944049 |
| XXXXXX-2025-NQM4-708 |  | D B A | Closed | FCOM4028 | 2025-07-25 15:08 | 2025-07-28 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4954395 |
| XXXXXX-2025-NQM4-708 |  | D B A | Closed | FCRE1492 | 2025-07-25 17:03 | 2025-07-28 15:18 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Per Guide: If the property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV<br> Exception form provided to allow to use appraised value<br> Exception form page#479<br> Approved With Conditions: [Redacted] max - Due Diligence Vendor-07/25/2025 |  | Waived-Per Guide: If the property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV<br> Exception form provided to allow to use appraised value<br> Exception form page#479<br> Approved With Conditions: [Redacted] max - Due Diligence Vendor-07/25/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4955368 |
| XXXXXX-2025-NQM4-708 |  | D B A | Closed | FVAL6465 | 2025-07-25 17:09 | 2025-07-25 17:09 | Waived | 2 - Non-Material B | Property | Property | Property is listed for sale | Waived-Exception from provided for Property is removed from MLS and no longer listed<br> Exception form page#478<br> Approved With Conditions: 0.25 to price<br> - Due Diligence Vendor-07/25/2025 |  | Waived-Exception from provided for Property is removed from MLS and no longer listed<br> Exception form page#478<br> Approved With Conditions: 0.25 to price<br> - Due Diligence Vendor-07/25/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4955435 |
| XXXXXX-2025-NQM4-709 |  | D A | Closed | FCOM4028 | 2025-07-26 05:05 | 2025-07-29 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4957095 |
| XXXXXX-2025-NQM4-710 |  | D A | Closed | FCRE1335 | 2025-07-30 10:49 | 2025-08-01 07:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Please refer to pages 503-510 of uploaded package - Buyer-07/31/2025 <br>Open-Tax returns are present in the file. Transcripts are missing. - Due Diligence Vendor-07/30/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4995879 |
| XXXXXX-2025-NQM4-710 |  | D A | Closed | FCOM4028 | 2025-07-28 12:05 | 2025-07-29 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4968788 |
| XXXXXX-2025-NQM4-711 |  | D A | Closed | FCOM4028 | 2025-07-28 12:53 | 2025-07-30 06:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4969819 |
| XXXXXX-2025-NQM4-712 |  | D A | Closed | FCOM4028 | 2025-07-28 11:00 | 2025-07-30 06:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4967467 |
| XXXXXX-2025-NQM4-713 |  | D A | Closed | FCRE1158 | 2025-07-25 14:11 | 2025-07-29 08:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-current policy present and premium used. - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. Please see the insurance valid before 7/28/2025 valued $1,392 ($116/mo). - Buyer-07/29/2025 <br>Open-Hazard Insurance Policy Partially Provided Premium amount in 1008 $116 not matching with Premium amount $132.05 in Hazard Insurance document in Page #248_Credit Pkg. Per now, Considered Premium amount from 1008 to avoid DSCR discrepancy. - Due Diligence Vendor-07/25/2025 |  | Resolved-current policy present and premium used. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4953458 |
| XXXXXX-2025-NQM4-713 |  | D A | Closed | FCRE1159 | 2025-07-25 06:51 | 2025-07-29 08:22 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-prior policy is now present as well as renewal - Due Diligence Vendor-07/29/2025 <br>Ready for Review-Document Uploaded. Please see the Insurance effective till 07-28-2025. - Buyer-07/29/2025 <br>Open-Hazard Insurance Effective Date of 07-28-2025 is after the Note Date of 07-23-2025 - Due Diligence Vendor-07/25/2025 |  | Resolved-prior policy is now present as well as renewal - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4944806 |
| XXXXXX-2025-NQM4-713 |  | D A | Closed | FCOM4028 | 2025-07-25 05:58 | 2025-07-28 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4944305 |
| XXXXXX-2025-NQM4-714 |  | D A | Closed | FCOM4028 | 2025-07-25 08:13 | 2025-07-28 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4946006 |
| XXXXXX-2025-NQM4-715 |  | D A | Closed | FCOM4028 | 2025-07-28 12:42 | 2025-07-30 06:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4969596 |
| XXXXXX-2025-NQM4-716 |  | D B A | Closed | FCRE1194 | 2025-07-28 17:37 | 2025-07-30 12:57 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-waiver to allow for LTV based on appraised value price since acquired less than 12 months - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. - Buyer-07/30/2025 <br> Open-\*As per Guide Max LTV is allowed for Manufactured Home is [Redacted], however this is a Rate and term seasoning loan LTV Calculated by using prior Purchase price and Repairs. File LTV is [Redacted]% - Due Diligence Vendor-07/28/2025 |  | Waived-waiver to allow for LTV based on appraised value price since acquired less than 12 months - Due Diligence Vendor-07/30/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4974085 |
| XXXXXX-2025-NQM4-716 |  | D B A | Closed | FCOM4028 | 2025-07-28 15:19 | 2025-07-29 14:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4972604 |
| XXXXXX-2025-NQM4-717 |  | D B A | Closed | FCRE1492 | 2025-07-29 08:38 | 2025-07-30 13:10 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Per Guide : Property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV<br> Exception form provided to allow LTV based off appraised value<br> Exception form page#267 of 288<br> Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-07/30/2025 <br>Waived-Per Guide : Property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV<br> Exception form provided to allow LTV based off appraised value<br> Exception form page#267 of 288<br> Approved With Conditions: [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-07/29/2025 |  | Waived-Per Guide : Property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV<br> Exception form provided to allow LTV based off appraised value<br> Exception form page#267 of 288<br> Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-07/30/2025 <br>Waived-Per Guide : Property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV<br> Exception form provided to allow LTV based off appraised value<br> Exception form page#267 of 288<br> Approved With Conditions: [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-07/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | Originator Pre-Close | Yes | 4978385 |
| XXXXXX-2025-NQM4-717 |  | D B A | Closed | FCOM4028 | 2025-07-28 15:30 | 2025-07-30 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 4972815 |
| XXXXXX-2025-NQM4-717 |  | D B A | Closed | FVAL5385 | 2025-07-29 08:43 | 2025-07-29 08:43 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Per guide On a Cash out loan , the subject property must not be listed for sale in the past 6-months.<br> Exception form provided to allow listed for sale in the past 6 months<br> Exception form page#266 of 288<br> Approved With Conditions: [Redacted] max, min 3YPPP,0.25 to price - Due Diligence Vendor-07/29/2025 |  | Waived-Per guide On a Cash out loan , the subject property must not be listed for sale in the past 6-months.<br> Exception form provided to allow listed for sale in the past 6 months<br> Exception form page#266 of 288<br> Approved With Conditions: [Redacted] max, min 3YPPP,0.25 to price - Due Diligence Vendor-07/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | Originator Pre-Close | Yes | 4978507 |
| XXXXXX-2025-NQM4-718 |  | D A | Closed | FCOM4028 | 2025-07-29 08:17 | 2025-07-30 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4977975 |
| XXXXXX-2025-NQM4-719 |  | D A | Closed | FCOM4028 | 2025-07-28 14:42 | 2025-07-30 06:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4971907 |
| XXXXXX-2025-NQM4-720 |  | D A | Closed | FCOM4028 | 2025-07-29 08:06 | 2025-07-30 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4977760 |
| XXXXXX-2025-NQM4-721 |  | D B A | Closed | FCOM4028 | 2025-07-29 09:48 | 2025-07-30 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4980439 |
| XXXXXX-2025-NQM4-721 |  | D B A | Closed | FCRE2828 | 2025-07-29 11:34 | 2025-07-29 11:34 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Per Guide: Need 4 years from Credit event<br> Exception form provided to allow Looking for exception on Loan Mod Seasoning<br> Exception form page#67 of 297<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-07/29/2025 |  | Waived-Per Guide: Need 4 years from Credit event<br> Exception form provided to allow Looking for exception on Loan Mod Seasoning<br> Exception form page#67 of 297<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-07/29/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4982815 |
| XXXXXX-2025-NQM4-722 |  | C A | Closed | FCRE6696 | 2025-07-31 06:44 | 2025-08-06 11:29 | Resolved | 1 - Information C A | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Resolved-corrected 1003 provided and shows accurate employment date greater than 2 yrs - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. [Redacted]- Buyer-08/06/2025 <br> Open- - Due Diligence Vendor-07/31/2025 |  | Resolved-corrected 1003 provided and shows accurate employment date greater than 2 yrs - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5005030 |
| XXXXXX-2025-NQM4-723 |  | D A | Closed | FCOM4028 | 2025-07-28 23:39 | 2025-07-30 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4974981 |
| XXXXXX-2025-NQM4-724 |  | D A | Closed | FCOM4028 | 2025-07-29 02:24 | 2025-07-30 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4975364 |
| XXXXXX-2025-NQM4-725 |  | D A | Closed | FCOM4028 | 2025-07-29 10:12 | 2025-07-30 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4981138 |
| XXXXXX-2025-NQM4-726 |  | D B A | Closed | FCRE1164 | 2025-07-29 14:06 | 2025-08-18 06:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-08/18/2025 <br>Resolved-updated cert shows not in a flood zone - Due Diligence Vendor-08/18/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by CUW along with Flood Certificate - Buyer-08/16/2025 <br>Open-Missing Flood Insurance Policy - Per Flood Cert, property is in Flood Zone AE and requires proof of Flood Insurance. Please provide copy of Condo Flood Policy. - Due Diligence Vendor-07/29/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-08/18/2025 <br>Resolved-updated cert shows not in a flood zone - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4986208 |
| XXXXXX-2025-NQM4-726 |  | D B A | Closed | FVAL1039 | 2025-07-29 14:34 | 2025-08-01 08:02 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Document Uploaded. Please see attached AVM provided for this loan - Buyer-07/31/2025 <br>Open-- Collateral Underwrite risk score is 2.6. Missing supporting value such as AVM. - Due Diligence Vendor-07/29/2025 |  | Resolved-AVM now present - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4986670 |
| XXXXXX-2025-NQM4-726 |  | D B A | Closed | FCOM4028 | 2025-07-29 13:06 | 2025-07-30 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4984767 |
| XXXXXX-2025-NQM4-726 |  | D B A | Closed | FCRE3466 | 2025-07-29 14:41 | 2025-07-29 14:41 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Waived-Waived-As per guide, Condo budget required for review. <br> \*Exception form is provided to allow $30M wind only limit while total building is $109M with no 2025 Condo budget provided. <br> \*Approved Conditions: [Redacted] Max<br> \*Exception form is on page #768 of 887 - [Redacted] 7/29/2025 - Due Diligence Vendor-07/29/2025 |  | Waived-Waived-As per guide, Condo budget required for review. <br> \*Exception form is provided to allow $30M wind only limit while total building is $109M with no 2025 Condo budget provided. <br> \*Approved Conditions: [Redacted] Max<br> \*Exception form is on page #768 of 887 - [Redacted] 7/29/2025 - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4986812 |
| XXXXXX-2025-NQM4-727 |  | D A | Closed | FCOM4028 | 2025-07-29 04:42 | 2025-07-30 06:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4975776 |
| XXXXXX-2025-NQM4-728 |  | D A | Closed | FCOM4028 | 2025-07-29 02:44 | 2025-07-30 06:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4975414 |
| XXXXXX-2025-NQM4-729 |  | D A | Closed | FCOM4028 | 2025-07-29 05:30 | 2025-07-30 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4976011 |
| XXXXXX-2025-NQM4-730 |  | D A | Closed | FCRE4293 | 2025-07-29 17:38 | 2025-08-01 08:21 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-wires now present - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Document Uploaded. Please review gift wires - Buyer-07/31/2025 <br>Open-missing donor gift wires - Due Diligence Vendor-07/29/2025 |  | Resolved-wires now present - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4988349 |
| XXXXXX-2025-NQM4-730 |  | D A | Closed | FCOM4028 | 2025-07-29 16:55 | 2025-07-30 06:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4988162 |
| XXXXXX-2025-NQM4-731 |  | D A | Closed | FCOM4028 | 2025-07-29 03:08 | 2025-07-30 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4975460 |
| XXXXXX-2025-NQM4-732 |  | D B A | Closed | FCOM4028 | 2025-07-29 11:29 | 2025-07-30 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4982707 |
| XXXXXX-2025-NQM4-732 |  | D B A | Closed | FVAL5474 | 2025-07-29 12:55 | 2025-07-29 12:55 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for one entity owning more than 50% of total units [Redacted]<br>Approved with conditions of current [Redacted] max and 0.25 to price<br>Waiver on page 399 of 638 - Due Diligence Vendor-07/29/2025 |  | Waived-Exception for one entity owning more than 50% of total units [Redacted]<br>Approved with conditions of current [Redacted] max and 0.25 to price<br>Waiver on page 399 of 638 - Due Diligence Vendor-07/29/2025 |  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4984590 |
| XXXXXX-2025-NQM4-733 |  | D A | Closed | FCOM4028 | 2025-07-29 13:22 | 2025-07-30 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4985093 |
| XXXXXX-2025-NQM4-734 |  | D B A | Closed | FCOM4028 | 2025-07-30 07:34 | 2025-07-31 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4991831 |
| XXXXXX-2025-NQM4-734 |  | D B A | Closed | FCRE1197 | 2025-07-30 09:44 | 2025-07-31 12:57 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-Exception form provided does not reflect the correct FICO score. Currently it states to allow 697 Fico score instead of 700 for [Redacted]. Borrowers FICO is 693. <br> Exception form page#534<br> Approved with Conditions: 0.25 to price - Due Diligence Vendor-07/31/2025 |  | Waived-Exception form provided does not reflect the correct FICO score. Currently it states to allow 697 Fico score instead of 700 for [Redacted]. Borrowers FICO is 693. <br> Exception form page#534<br> Approved with Conditions: 0.25 to price - Due Diligence Vendor-07/31/2025<br>|  | Experienced investor with 2+ investment properties, Borrower contribution exceeds requirement >=5%, No credit events past 48 months, No mortgage late payments in last 24 months, 5+ years credit history Using this funds to close on another purchase loan 1123557 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4994736 |
| XXXXXX-2025-NQM4-734 |  | D B A | Closed | FCRE2828 | 2025-07-30 09:41 | 2025-07-31 12:45 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Per Guide: Need 4 years from Credit event<br> Exception form provided to allow loan modification in the last 48 months.<br> Exception form page#534<br> Approved with conditions : 0.25 to price <br> - Due Diligence Vendor-07/30/2025 |  | Waived-Per Guide: Need 4 years from Credit event<br> Exception form provided to allow loan modification in the last 48 months.<br> Exception form page#534<br> Approved with conditions : 0.25 to price <br> - Due Diligence Vendor-07/30/2025<br>|  | Experienced investor with 2+ investment properties, Borrower contribution exceeds requirement >=5%, No credit events past 48 months, No mortgage late payments in last 24 months, 5+ years credit history Using this funds to close on another purchase loan 1123557 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4994696 |
| XXXXXX-2025-NQM4-735 |  | D B A | Closed | FCOM4028 | 2025-07-29 08:00 | 2025-07-29 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4977607 |
| XXXXXX-2025-NQM4-735 |  | D B A | Closed | FCRE3742 | 2025-07-29 08:34 | 2025-07-29 08:34 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions:0.25 hit to each loan and max <br> for each loan, ok with LA<[Redacted]<br> \*Exception form is on page # 464 of 507 - Due Diligence Vendor-07/29/2025 - Due Diligence Vendor-07/29/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions:0.25 hit to each loan and max <br> for each loan, ok with LA<[Redacted]<br> \*Exception form is on page # 464 of 507 - Due Diligence Vendor-07/29/2025 - Due Diligence Vendor-07/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4978310 |
| XXXXXX-2025-NQM4-735 |  | D B A | Closed | FCRE8955 | 2025-07-29 08:33 | 2025-07-29 08:33 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-Waived-As per guide, [Redacted] exposure may not exceed $5M aggregate with a maximum of 5 loans for each individual borrower in 6 months span counting from 1st loan's note date to the most recent loan's note date.<br> \*Exception form is provided to allow 7 loans for on borrower<br> \*Approved Conditions:0.25 hit to each loan and max <br> for each loan, ok with LA<[Redacted]<br> \*Exception form is on page # 464 of 507 - Due Diligence Vendor-07/29/2025 - Due Diligence Vendor-07/29/2025 |  | Waived-Waived-As per guide, [Redacted] exposure may not exceed $5M aggregate with a maximum of 5 loans for each individual borrower in 6 months span counting from 1st loan's note date to the most recent loan's note date.<br> \*Exception form is provided to allow 7 loans for on borrower<br> \*Approved Conditions:0.25 hit to each loan and max <br> for each loan, ok with LA<[Redacted]<br> \*Exception form is on page # 464 of 507 - Due Diligence Vendor-07/29/2025 - Due Diligence Vendor-07/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4978239 |
| XXXXXX-2025-NQM4-736 |  | D A | Closed | FCOM4028 | 2025-07-30 07:39 | 2025-08-01 08:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Ready for Review-File was recently closed recorded mortgage is not available yet. - Buyer-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4991928 |
| XXXXXX-2025-NQM4-737 |  | D A | Closed | FCRE6914 | 2025-07-30 09:59 | 2025-08-06 09:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-resolved with lender comments. No pertinent info on page 2 - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Page 1 contains all the necessary information to meet the guidelines. The second page of the ITIN letter is generic and does not include any personalized information that impacts the first page. I have confirmed with my team lead and the credit committee that this additional page is not required. - Buyer-08/05/2025 <br>Open-\*Borrower 2 is a Non PRA, ITIN Letter 2page is missing pg.#268 - Due Diligence Vendor-07/30/2025 |  | Resolved-resolved with lender comments. No pertinent info on page 2 - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4995079 |
| XXXXXX-2025-NQM4-737 |  | D A | Closed | FCRE6019 | 2025-07-30 09:58 | 2025-08-06 09:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-resolved with lender comments. No pertinent info on page 2 - Due Diligence Vendor-08/06/2025 <br>Ready for Review-suw: Page 1 contains all the necessary information to meet the guidelines. The second page of the ITIN letter is generic and does not include any personalized information that impacts the first page. I have confirmed with my team lead and the credit committee that this additional page is not required. - Buyer-08/05/2025 <br>Open-\*Borrower 1 is a Non PRA, ITIN Letter 2page is missing pg.#269 - Due Diligence Vendor-07/30/2025 |  | Resolved-resolved with lender comments. No pertinent info on page 2 - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4995076 |
| XXXXXX-2025-NQM4-737 |  | D A | Closed | FCOM4028 | 2025-07-30 08:29 | 2025-07-31 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4992828 |
| XXXXXX-2025-NQM4-738 |  | D A | Closed | FCRE1194 | 2025-07-30 10:35 | 2025-08-06 09:59 | Resolved | 1 - Information C A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-corrected appr provided in other finding showing this is not non arms= LTV meets - Due Diligence Vendor-08/06/2025 <br> Ready for Review-replied to the other condition - Buyer-08/05/2025 <br> Open-As per guide, for Non arm length transaction Maximum LTV allowed is [Redacted]%. File's LTV is [Redacted]%- Not meeting guide - Due Diligence Vendor-07/30/2025 |  | Resolved-corrected appr provided in other finding showing this is not non arms= LTV meets - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4995683 |
| XXXXXX-2025-NQM4-738 |  | D A | Closed | FCRE1248 | 2025-07-30 09:45 | 2025-08-06 09:58 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Resolved-corrected appr reflecting arms length now present - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Please note the appraiser confirmed that the "NON-ARMS" was in error. The corrected report has been uploaded t - Buyer-08/05/2025 <br> Open-Purchase is not considered to be an Arm's Length Transaction This is a Non Arm's Length Transaction: (As per Appraisal page 187)Following requirements are not meeting<br> >Primary residence only.<br> >Relationship is not fully disclosed.<br> >Borrower to provide a written explanation stating relationship to the seller and reason for purchase- Missing<br> >Maximum CLTV is [Redacted]%- Not meeting - Due Diligence Vendor-08/01/2025 |  | Resolved-corrected appr reflecting arms length now present - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4994758 |
| XXXXXX-2025-NQM4-738 |  | D A | Closed | FCOM4028 | 2025-07-30 08:54 | 2025-08-01 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4993322 |
| XXXXXX-2025-NQM4-739 |  | D B A | Closed | FCRE1157 | 2025-07-30 13:55 | 2025-08-06 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. - Buyer-08/05/2025 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-07/30/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4999762 |
| XXXXXX-2025-NQM4-739 |  | D B A | Closed | FCRE1200 | 2025-07-30 14:23 | 2025-08-05 11:49 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount less than minimum for program, waiver given - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Document Uploaded. ok with LA < $[Redacted] - Buyer-08/04/2025 <br> Open-\*As per Guide Loan amount should be more or equal to [Redacted]<br> \*Exception provided for LA < $[Redacted]<br> \*Exception pg.#496<br> \*Approved with Condition: [Redacted] Max, MFR Pricing, ok with LA < $[Redacted] - Due Diligence Vendor-07/30/2025 |  | Waived-loan amount less than minimum for program, waiver given - Due Diligence Vendor-08/05/2025<br>|  | 5 years on current job, Residual income >=3000$, No credit events past 40 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5000214 |
| XXXXXX-2025-NQM4-739 |  | D B A | Closed | FCOM4028 | 2025-07-30 11:23 | 2025-08-01 11:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4996418 |
| XXXXXX-2025-NQM4-739 |  | D B A | Closed | FCRE1158 | 2025-07-30 14:22 | 2025-07-30 14:22 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-\*As per Guide Policy should cover entire property<br> \*Exception provided for Roof exclusion, whole dwelling should be on replacement cost with no age difference<br> \*Exception: pg.#496<br> \*Approved with condition: [Redacted] Max, MFR Pricing, ok with LA < $[Redacted] - Due Diligence Vendor-07/30/2025 |  | Waived-\*As per Guide Policy should cover entire property<br> \*Exception provided for Roof exclusion, whole dwelling should be on replacement cost with no age difference<br> \*Exception: pg.#496<br> \*Approved with condition: [Redacted] Max, MFR Pricing, ok with LA < $100K - Due Diligence Vendor-07/30/2025<br>|  | 5 years on current job, Residual income >=3000$, No credit events past 40 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5000201 |
| XXXXXX-2025-NQM4-739 |  | D B A | Closed | FCRE1440 | 2025-07-30 13:09 | 2025-07-30 13:09 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements \*As per Guide there should be no 30 day late payment in mortgage<br> \*Exception provided for 30 day mtg late, there is no late payment in Mortgage<br> \*Exception page.#497<br> \*Approved with condition: 0.5 to price, [Redacted] Max<br> - Due Diligence Vendor-07/30/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements \*As per Guide there should be no 30 day late payment in mortgage<br> \*Exception provided for 30 day mtg late, there is no late payment in Mortgage<br> \*Exception page.#497<br> \*Approved with condition: 0.5 to price, [Redacted] Max<br> - Due Diligence Vendor-07/30/2025<br>|  | No credit events past 40 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4998802 |
| XXXXXX-2025-NQM4-740 |  | D A | Closed | FCOM4028 | 2025-07-29 11:35 | 2025-07-30 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4982848 |
| XXXXXX-2025-NQM4-741 |  | D A | Closed | FCOM4028 | 2025-07-29 22:48 | 2025-07-31 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4989262 |
| XXXXXX-2025-NQM4-742 |  | D B A | Closed | FCOM4028 | 2025-07-29 20:30 | 2025-07-31 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4988914 |
| XXXXXX-2025-NQM4-742 |  | D B A | Closed | FVAL5474 | 2025-07-29 22:07 | 2025-07-30 06:40 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Project with a recreational lease/mandatory dues verified from Page #415 & 196 which is not allowed per Guidelines, However Exception Form in the file page no #353- Credit Package.pdf. - Due Diligence Vendor-07/30/2025 |  | Waived-Project with a recreational lease/mandatory dues verified from Page #415 & 196 which is not allowed per Guidelines, However Exception Form in the file page no #353- Credit Package.pdf. - Due Diligence Vendor-07/30/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #420- Credit Package.pdf,<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #420- Credit Package.pdf, last late payment is on 12/2021<br> 4. 5+ years credit history- Oldest tradeline date in CBR page #420- Credit Package.pdf is 08/11/1998,<br> 5. Credit score >40 points than minimum required- Audited FICO Score is 783, Guideline Maximum FICO Score is 680 difference is 103, Which is Greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4989058 |
| XXXXXX-2025-NQM4-743 |  | D A | Closed | FCOM1233 | 2025-07-30 12:44 | 2025-08-04 08:05 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved- - Due Diligence Vendor-08/04/2025 <br> Ready for Review-Document Uploaded. Please see attached updated 1003 along with SUW comments and the docs mentioned - Buyer-08/02/2025 <br> Open-The Final 1003 is Incomplete Inaccurate Information in REO section - <br> 1. Property "[Redacted]" sold on 04/01/2025 per Transaction history in page #224 but still Mortgage is active till June per Mortgage statement in Page #549 and listed in REO section under Borrower name in Final 1003.<br> 2. Mortgage for REO "[Redacted]" is active in B2 name per Mortgage statement page #553 but not listed in REO section - Due Diligence Vendor-07/30/2025 | updated 1003 with mortgages now present - 08/04/2025 <br>|  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4998273 |
| XXXXXX-2025-NQM4-743 |  | D A | Closed | FCOM4028 | 2025-07-30 01:23 | 2025-07-31 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4989724 |
| XXXXXX-2025-NQM4-744 |  | D B A | Closed | FCOM4028 | 2025-07-30 04:33 | 2025-07-31 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4990166 |
| XXXXXX-2025-NQM4-744 |  | D B A | Closed | FCRE8201 | 2025-07-30 06:27 | 2025-07-30 11:46 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Date of prior sale is on 10/31/2024 which is within 12 months from closing date with $[Redacted] - lower when compared to Appraisal value $[Redacted]. Still CLTV qualified with Appraisal value. however, exception document is in page #311 of Credit Package.pdf - Due Diligence Vendor-07/30/2025 |  | Waived-Date of prior sale is on 10/31/2024 which is within 12 months from closing date with $[Redacted] - lower when compared to Appraisal value $[Redacted]. Still CLTV qualified with Appraisal value. however, exception document is in page #311 of Credit Package.pdf - Due Diligence Vendor-07/30/2025 |  | 5+ years credit history-Oldest tradeline date in CBR page # 419 of Credit Package.pdf is 07/20/2004<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #402, 418 of Credit Package.pdf<br> 2+ borrowers on the loan-File is joint credit with 2 borrowers | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4991002 |
| XXXXXX-2025-NQM4-745 |  | D A | Closed | FCOM4028 | 2025-07-30 00:35 | 2025-07-31 13:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4989629 |
| XXXXXX-2025-NQM4-746 |  | D A | Closed | FCOM4028 | 2025-07-29 08:56 | 2025-07-29 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4978818 |
| XXXXXX-2025-NQM4-747 |  | D A | Closed | FCRE1145 | 2025-07-30 08:35 | 2025-08-01 08:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Document Uploaded. Please review uploaded TC - Buyer-07/31/2025 <br>Open-Title Document is missing - Due Diligence Vendor-07/30/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4992939 |
| XXXXXX-2025-NQM4-747 |  | D A | Closed | FCOM4028 | 2025-07-30 08:13 | 2025-07-30 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4992503 |
| XXXXXX-2025-NQM4-748 |  | D A | Closed | FCOM4028 | 2025-07-30 03:25 | 2025-07-31 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4989960 |
| XXXXXX-2025-NQM4-749 |  | D A | Closed | FCOM4028 | 2025-07-30 14:16 | 2025-07-31 06:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5000117 |
| XXXXXX-2025-NQM4-750 |  | D B A | Closed | FCRE5116 | 2025-07-30 09:18 | 2025-08-01 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof this was a new loan now present so no pay history required - Due Diligence Vendor-08/01/2025 <br> Ready for Review-Document Uploaded. Please review uploaded Note. File was recently closed and VOM is not available yet - Buyer-08/01/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted]" - Due Diligence Vendor-07/30/2025 |  | Resolved-proof this was a new loan now present so no pay history required - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4994160 |
| XXXXXX-2025-NQM4-750 |  | D B A | Closed | FCOM4028 | 2025-07-30 08:18 | 2025-07-31 13:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4992597 |
| XXXXXX-2025-NQM4-750 |  | D B A | Closed | FCRE1440 | 2025-07-30 10:03 | 2025-07-30 13:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Subject property mortgage is in forbearance and not current and due for the April 2025 payment. The subject property mortgage is in a relative's name which is not allowed per Guidelines. However, we have exception in page#671<br> - Due Diligence Vendor-07/30/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements Subject property mortgage is in forbearance and not current and due for the April 2025 payment. The subject property mortgage is in a relative's name which is not allowed per Guidelines. However, we have exception in page#671<br> - Due Diligence Vendor-07/30/2025<br>|  | DSCR= > 1.3 - Calculated DSCR is 1.383 > 1.3<br> 5+ years credit history - Oldest tradeline date in CBR page #661 is 08/01/1998<br> No consumer late payments in last 48 months - No Consumer late payments in past 48 months per CBR Page #661. Existing late payments till 07/2020 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4995159 |
| XXXXXX-2025-NQM4-751 |  | D A | Closed | FCOM4028 | 2025-07-30 03:38 | 2025-07-31 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4989977 |
| XXXXXX-2025-NQM4-752 |  | D B A | Closed | FCOM4028 | 2025-07-30 11:06 | 2025-08-01 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4996127 |
| XXXXXX-2025-NQM4-752 |  | D B A | Closed | FCRE2828 | 2025-07-30 13:59 | 2025-07-30 13:59 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Per Guide: Need 4 years from Credit event<br> Exception form provided to allow credit event due to Loan Mod on 5/1/2022<br> Exception page# 520<br> Approved With Conditions:0.25 to price - Due Diligence Vendor-07/30/2025 |  | Waived-Per Guide: Need 4 years from Credit event<br> Exception form provided to allow credit event due to Loan Mod on 5/1/2022<br> Exception page# 520<br> Approved With Conditions:0.25 to price - Due Diligence Vendor-07/30/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower is experienced investor that owns several properties. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4999843 |
| XXXXXX-2025-NQM4-753 |  | D B A | Closed | FCRE6206 | 2025-07-30 12:39 | 2025-08-05 11:51 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Pleaase review revised schedule A - Buyer-08/04/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Mortgagee Clause is incomplete on Title Commitment on page #526, 665. Lender's name & ISAOA/ATIMA Verbiage is missing - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4998178 |
| XXXXXX-2025-NQM4-753 |  | D B A | Closed | FCRE1491 | 2025-07-30 13:36 | 2025-08-04 11:50 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-proof wire received by title for donor gift now present - Due Diligence Vendor-08/04/2025 <br> Ready for Review-Document Uploaded. Please review uploaded wire confirmation from title - Buyer-08/04/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift Deposited to Escrow: $[Redacted]<br> Gift letter is on page #48, Donor source missing - Due Diligence Vendor-07/30/2025 |  | Resolved-proof wire received by title for donor gift now present - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4999359 |
| XXXXXX-2025-NQM4-753 |  | D B A | Closed | FCOM4028 | 2025-07-30 11:12 | 2025-08-01 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4996197 |
| XXXXXX-2025-NQM4-753 |  | D B A | Closed | FVAL5474 | 2025-07-30 13:49 | 2025-07-30 13:49 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, projects with 21 or more units a single entity can own upto 25% units.<br> \*Exception is provided to allow One entity owns more than 40 % units<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception is on page #464 - Due Diligence Vendor-07/30/2025 |  | Waived-As per guide, projects with 21 or more units a single entity can own upto 25% units.<br> \*Exception is provided to allow One entity owns more than 40 % units<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception is on page #464 - Due Diligence Vendor-07/30/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4999649 |
| XXXXXX-2025-NQM4-754 |  | D A | Closed | FCOM4028 | 2025-07-30 11:35 | 2025-07-31 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4996726 |
| XXXXXX-2025-NQM4-755 |  | D A | Closed | FCOM4028 | 2025-07-30 11:57 | 2025-08-01 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4997275 |
| XXXXXX-2025-NQM4-756 |  | D A | Closed | FCOM4028 | 2025-07-30 13:50 | 2025-07-31 11:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4999679 |
| XXXXXX-2025-NQM4-757 |  | D A | Closed | FCOM4028 | 2025-07-31 07:37 | 2025-08-04 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5005794 |
| XXXXXX-2025-NQM4-758 |  | D A C | Closed | 2260 | 2025-07-31 08:14 | 2025-08-01 08:31 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Document Uploaded. No PPP on file is confirmed. - Buyer-07/31/2025 <br>Open-confirm none - Due Diligence Vendor-07/31/2025 |  | Resolved-no prepay per lender - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5006434 |
| XXXXXX-2025-NQM4-758 |  | D A C | Closed | FCOM4028 | 2025-07-30 16:36 | 2025-07-31 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5001967 |
| XXXXXX-2025-NQM4-759 |  | D B A | Closed | FCOM4028 | 2025-07-31 07:17 | 2025-08-01 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5005480 |
| XXXXXX-2025-NQM4-759 |  | D B A | Closed | FVAL5474 | 2025-07-31 08:40 | 2025-08-01 10:59 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for one entity owning 40% of units in condo project which exceeds maximum investor concentration for project<br>Approved with conditions of [Redacted] & 0.25 to price<br>Waiver on page 248 of 563 - Due Diligence Vendor-07/31/2025 |  | Waived-Exception for one entity owning 40% of units in condo project which exceeds maximum investor concentration for project<br>Approved with conditions of [Redacted] & 0.25 to price<br>Waiver on page 248 of 563 - Due Diligence Vendor-07/31/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points<br> than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5006931 |
| XXXXXX-2025-NQM4-760 |  | B A | Closed | FCRE1198 | 2025-07-31 10:02 | 2025-07-31 10:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-reserves less than required for a FTHB (less than 6+ months)<br> pg 397 - Due Diligence Vendor-07/31/2025 |  | Waived-reserves less than required for a FTHB (less than 6+ months)<br> pg 397 - Due Diligence Vendor-07/31/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No<br> consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower<br> contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5008981 |
| XXXXXX-2025-NQM4-760 |  | B A | Closed | FCRE6763 | 2025-07-30 15:49 | 2025-07-30 15:49 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-personal bank statement loans must have all parties on account on loan, this does not. not adding wife from joint account<br>pg 386 - Due Diligence Vendor-07/30/2025 |  | Waived-personal bank statement loans must have all parties on account on loan, this does not. not adding wife from joint account<br>pg 386 - Due Diligence Vendor-07/30/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24<br> months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5001441 |
| XXXXXX-2025-NQM4-761 |  | D A C | Closed | FPRO1249 | 2025-07-31 09:53 | 2025-08-07 11:30 | Resolved | 1 - Information C A | Property | Property | Neighborhood Location Not Allowed for Program | Resolved-resolved with lender comments - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-08/06/2025 <br>Open-The transaction is Purchase new construction and Property neighborhood Location is Rural.Not allowed as per guide. - Due Diligence Vendor-07/31/2025 | Please be informed that for loans submitted on or after 1/1/2024 collateral underwriters are allowed to<br> waive new construction requirements outlined in the NQM guidelines and proceed with no exception<br> provided that a collateral underwriter deems the property value to be highly reliable. The decision falls<br> under collateral underwriter discretion and requires collateral underwriting team lead approval. It is in<br> effect until further notice.<br> Sincerely,<br> Collateral Underwriting Team Management - 08/07/2025 <br>| Resolved-resolved with lender comments - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5008835 |
| XXXXXX-2025-NQM4-761 |  | D A C | Closed | FCOM4028 | 2025-07-31 07:47 | 2025-08-04 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5005903 |
| XXXXXX-2025-NQM4-762 |  | D A | Closed | FCRE6589 | 2025-07-30 16:25 | 2025-08-01 09:15 | Resolved | 1 - Information C A | Credit | Borrower | Fraud: Potential Occupancy/Current Address Issues identified in the file | Resolved-resolved with lender comments. They have reviewed occupancy concerns and accept as O/O - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Document Uploaded. For the contract there is a clause in the contract for there being current tenants in the property and we have the tenant estoppel and confirmation that the lease is ending. This is in relation to the current lease that is ending on the property and is no longer proceeding the borrower is going to occupy the property as a primary residence the insurance is not a landlord policy there does not appear to be any landlord verbiage on it from what it appears so please have them clarify where the landlord policy is stated as this would be directly in relation to UW 1 items. For the rents credited it is based off the addendum – We do not have issues as the borrower would be occupying the property within 60 days and can terminate and we would still be in line with a current owner occupied transaction. - Buyer-08/01/2025 <br>Open-confirm occupancy as a OO is ok. final CD has rents transferred to borrower and insurance is landlord policy - Due Diligence Vendor-07/30/2025 |  | Resolved-resolved with lender comments. They have reviewed occupancy concerns and accept as O/O - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5001863 |
| XXXXXX-2025-NQM4-762 |  | D A | Closed | FCOM4028 | 2025-07-30 15:59 | 2025-07-31 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5001553 |
| XXXXXX-2025-NQM4-763 |  | D A | Closed | FCOM4028 | 2025-07-31 08:44 | 2025-08-04 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5006984 |
| XXXXXX-2025-NQM4-764 |  | D A | Closed | FCOM4028 | 2025-07-31 11:48 | 2025-08-04 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5011007 |
| XXXXXX-2025-NQM4-765 |  | D B A | Closed | FCRE1347 | 2025-07-30 13:29 | 2025-08-05 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-lender has confirmed that paystub is immediately preceeding note date and therefore are ok with this for VVOE - Due Diligence Vendor-08/05/2025 <br> Ready for Review-The paystub is with in 30 days of closing that's why is acceptable as VOE .Paystub is for period 06/23 to 07/06,the file was closed 07/29. - Buyer-08/04/2025 <br> Counter-most recent paystub is over 15 days need something more recent - Due Diligence Vendor-08/04/2025 <br> Ready for Review-Document Uploaded. We had borrower most recent paystub on file dated 07/11/2025 - Buyer-08/04/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing - for [Redacted] - Due Diligence Vendor-07/30/2025 |  | Resolved-lender has confirmed that paystub is immediately preceeding note date and therefore are ok with this for VVOE - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4999195 |
| XXXXXX-2025-NQM4-765 |  | D B A | Closed | FCRE2994 | 2025-07-30 13:22 | 2025-08-04 12:21 | Waived | 2 - Non-Material C B | Credit | Eligibility | DTI (Back) Ratio does not meet eligibility requirement(s) | Waived-DTI exceeds max allowed for a FTHB - Due Diligence Vendor-08/04/2025 <br> Ready for Review-Document Uploaded. Please review uploaded exception - Buyer-08/04/2025 <br> Open- - Max DTI for FTHB = [Redacted]%. Loan closed with [Redacted]% DTI. - Due Diligence Vendor-07/30/2025 |  | Waived-DTI exceeds max allowed for a FTHB - Due Diligence Vendor-08/04/2025<br>|  | 5 years on current job, No credit events past 40 months, 5+ years credit history, No<br> consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than<br> minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 4999039 |
| XXXXXX-2025-NQM4-765 |  | D B A | Closed | FCOM4028 | 2025-07-30 12:23 | 2025-08-04 05:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4997822 |
| XXXXXX-2025-NQM4-766 |  | D A | Closed | FCOM4028 | 2025-07-31 13:54 | 2025-08-04 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5013589 |
| XXXXXX-2025-NQM4-767 |  | D A | Closed | FCOM4028 | 2025-07-31 14:44 | 2025-08-04 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5014656 |
| XXXXXX-2025-NQM4-768 |  | D A | Closed | FCOM4028 | 2025-08-01 07:52 | 2025-08-04 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5021057 |
| XXXXXX-2025-NQM4-769 |  | D B C A | Closed | 2260 | 2025-08-04 14:48 | 2025-08-05 13:03 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. There is no prepayment penalty for this loan. Please see attached Lock confirmation - Buyer-08/05/2025 <br>Open-confirm none - Due Diligence Vendor-08/04/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5049278 |
| XXXXXX-2025-NQM4-769 |  | D B C A | Closed | FCOM4028 | 2025-08-01 09:40 | 2025-08-04 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5024528 |
| XXXXXX-2025-NQM4-769 |  | D B C A | Closed | FCRE1158 | 2025-08-01 12:52 | 2025-08-04 11:28 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-As per guide The policy must provide for claims to be settled on a replacement cost basis. Policies written on an actual cash value basis are not acceptable.<br> Exception form provided to allow Roof will be covered at actual cash value not replacement cost.<br> Exception form page#294 of 381<br> Approved With Conditions:[Redacted] and 0.5 to price - Due Diligence Vendor-08/01/2025 |  | Waived-As per guide The policy must provide for claims to be settled on a replacement cost basis. Policies written on an actual cash value basis are not acceptable.<br> Exception form provided to allow Roof will be covered at actual cash value not replacement cost.<br> Exception form page#294 of 381<br> Approved With Conditions:[Redacted] and 0.5 to price - Due Diligence Vendor-08/01/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5027996 |
| XXXXXX-2025-NQM4-770 |  | D A | Closed | FCOM4028 | 2025-07-30 14:36 | 2025-07-31 06:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5000392 |
| XXXXXX-2025-NQM4-771 |  | D A | Closed | FCOM4028 | 2025-08-01 08:00 | 2025-08-04 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5021193 |
| XXXXXX-2025-NQM4-772 |  | D A | Closed | FCOM4028 | 2025-07-31 06:46 | 2025-07-31 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5005063 |
| XXXXXX-2025-NQM4-773 |  | D A C | Closed | FPRO1136 | 2025-07-31 09:17 | 2025-08-11 09:28 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-08/11/2025 <br>Resolved-1004D now present - Due Diligence Vendor-08/11/2025 <br>Ready for Review-Document Uploaded. Please see attached 1004D - Buyer-08/08/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - missing 442. - Due Diligence Vendor-07/31/2025 |  | Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-08/11/2025 <br>Resolved-1004D now present - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5007976 |
| XXXXXX-2025-NQM4-773 |  | D A C | Closed | FCOM4028 | 2025-07-31 08:31 | 2025-08-04 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5006767 |
| XXXXXX-2025-NQM4-774 |  | D B A | Closed | FCOM4028 | 2025-07-31 09:58 | 2025-07-31 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5008923 |
| XXXXXX-2025-NQM4-774 |  | D B A | Closed | FVAL5474 | 2025-07-31 10:52 | 2025-07-31 10:52 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-limited review condo, max projects with 21 or more units – 25% exceeds this<br> Pg 2<br> one entity owns more than 50% of total units [Redacted]<br>- Due Diligence Vendor-07/31/2025 |  | Waived-limited review condo, max projects with 21 or more units – 25% exceeds this<br> Pg 2<br> one entity owns more than 50% of total units [Redacted]<br>- Due Diligence Vendor-07/31/2025 |  | Compensating Factors<br> Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months,<br> Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 06/27/2025 0.25 to price, 70% LTV max | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5009769 |
| XXXXXX-2025-NQM4-775 |  | D A | Closed | FCRE3091 | 2025-08-01 09:50 | 2025-08-07 11:44 | Resolved | 1 - Information C A | Credit | Insurance | Master Policy Expiration Date is Prior To the Transaction Date | Resolved-Master Policy Expiration Date of 08-15-2025 is Equal to or After the Transaction Date of 07-29-2025 Or Master Policy Expiration Date Is Not Provided - Due Diligence Vendor-08/07/2025 <br>Resolved- - Due Diligence Vendor-08/07/2025 <br>Ready for Review-The closing date in 07/29. The property policy does not expire until 08/15/2025. We also have confirmation of the property policy renewal that will be at the same or better terms in the file. The policy that expired 03/08/2025 is the liability policy which is not required because this is a limited review. - Buyer-08/07/2025 <br>Counter-we need renewal policy as loan closed months after - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-08/05/2025 <br>Open-Master Policy Expiration Date of 03-08-2025 is Prior To the Transaction Date of 07-29-2025 - there is an email from condo complex stating the insurance will be renewed at the same terms but missing current policy - Due Diligence Vendor-08/01/2025 | bldg coverage is good thru 8/2025 and liability will renew but not required by lender. Finding is considered resolved as they addressed the liability - 08/07/2025 <br>| Resolved-Master Policy Expiration Date of 08-15-2025 is Equal to or After the Transaction Date of 07-29-2025 Or Master Policy Expiration Date Is Not Provided - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5024707 |
| XXXXXX-2025-NQM4-775 |  | D A | Closed | FCOM4028 | 2025-08-01 09:11 | 2025-08-04 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5022644 |
| XXXXXX-2025-NQM4-776 |  | D A | Closed | FCOM4028 | 2025-07-31 19:28 | 2025-08-01 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5017019 |
| XXXXXX-2025-NQM4-777 |  | D B A C | Closed | FPRO1249 | 2025-08-01 13:53 | 2025-08-05 13:41 | Waived | 2 - Non-Material C B | Property | Property | Neighborhood Location Not Allowed for Program | Waived-waiver for manufactured home in rural setting - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. - Buyer-08/05/2025 <br>Open-\*As per Guide: A manufactured home cannot be rural or be located on agricultural zoning. However property is in Rural location, refer page #150 of 383 - Due Diligence Vendor-08/01/2025 |  | Waived-waiver for manufactured home in rural setting - Due Diligence Vendor-08/05/2025<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the<br> last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 06/25/2025 rural+mfr pricing, 55 CLTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5029181 |
| XXXXXX-2025-NQM4-777 |  | D B A C | Closed | FCOM4028 | 2025-08-01 11:23 | 2025-08-04 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5026346 |
| XXXXXX-2025-NQM4-778 |  | D B A C | Closed | 1910-1003925 | 2025-08-01 12:40 | 2025-08-06 10:32 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | Interest: DaysInYear | Acknowledged-Lender used standard FNMA 30/360 note and [Redacted] law is unclear if this is acceptable,. Finding is acknowledged as a Compliance Caution. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Prepaid interest for two days (07/30 and 07/31) is $[Redacted] Calculation from our side is correct. - Buyer-08/05/2025 <br> Open-The interest days in year used to calculate the interest (Periodic 360) is less than 365 days. The [Redacted] Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. (RCW 19.52.020; [Redacted], Inc., 90 [Redacted]. 2d 680, 586 P. 2d 830 (1978)) - Due Diligence Vendor-08/01/2025 <br> Open- - Due Diligence Vendor-08/01/2025 |  | Acknowledged-Lender used standard FNMA 30/360 note and [Redacted] law is unclear if this is acceptable,. Finding is acknowledged as a Compliance Caution. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 5027764 |
| XXXXXX-2025-NQM4-778 |  | D B A C | Closed | FCOM4028 | 2025-08-01 11:42 | 2025-08-05 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5026731 |
| XXXXXX-2025-NQM4-779 |  | D B C A | Closed | FCOM1513 | 2025-08-01 14:43 | 2025-08-05 13:59 | Resolved | 1 - Information C A | Compliance | State Reg | Texas Home Equity loan and date of TX F2 Disclosure is within twelve days of Closing date. | Resolved-signed on app date - Due Diligence Vendor-08/05/2025 <br>Ready for Review-12 days notice was disclosed and signed on 06/26. The Closing occurred 07/25, not earlier than 12 days. - Buyer-08/05/2025 <br>Open-Date of Disclosure must be within twelve days of Closing date. - Due Diligence Vendor-08/01/2025 |  | Resolved-signed on app date - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5029883 |
| XXXXXX-2025-NQM4-779 |  | D B C A | Closed | FCOM4028 | 2025-08-01 12:54 | 2025-08-04 10:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5028023 |
| XXXXXX-2025-NQM4-779 |  | D B C A | Closed | FCRE1228 | 2025-08-01 13:37 | 2025-08-01 13:37 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 4 NSF's<br> \*Approved Conditions: 0.125 to price<br> \*Exception form is on page # 418 of 420, Bank Statements page 122 of 418 - Due Diligence Vendor-08/01/2025 - Due Diligence Vendor-08/01/2025 |  | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 4 NSF's<br> \*Approved Conditions: 0.125 to price<br> \*Exception form is on page # 418 of 420, Bank Statements page 122 of 418 - Due Diligence Vendor-08/01/2025 - Due Diligence Vendor-08/01/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5028869 |
| XXXXXX-2025-NQM4-780 |  | D A | Closed | FCRE1205 | 2025-08-01 10:29 | 2025-08-05 16:02 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-08/05/2025 <br>Resolved-ofac is now cleared - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please see attached Fraud report - Buyer-08/05/2025 <br>Open-OFAC Check Not Completed and/or Cleared not clear on FG - Due Diligence Vendor-08/01/2025 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-08/05/2025 <br>Resolved-ofac is now cleared - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5025422 |
| XXXXXX-2025-NQM4-780 |  | D A | Closed | FCOM4028 | 2025-08-01 09:20 | 2025-08-01 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5024160 |
| XXXXXX-2025-NQM4-781 |  | D A | Closed | FCOM4028 | 2025-08-01 09:06 | 2025-08-04 15:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5022528 |
| XXXXXX-2025-NQM4-782 |  | D A | Closed | FCRE1158 | 2025-08-01 12:10 | 2025-08-08 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/08/2025 <br>Resolved-binder number now present - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Please see attached revised binder - Seller-08/08/2025 <br>Open-Hazard Insurance Policy Partially Provided missing binder or policy number - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. Please see attached revised binder - Seller-08/08/2025<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/08/2025 <br>Resolved-binder number now present - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5027222 |
| XXXXXX-2025-NQM4-782 |  | D A | Closed | FCRE1161 | 2025-08-01 12:10 | 2025-08-08 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-08/05/2025 <br>Resolved-flood cert now present - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please see attached Flood Certificate - Buyer-08/05/2025 <br>Open-Missing Flood Certificate missing - Due Diligence Vendor-08/01/2025 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-08/05/2025 <br>Resolved-flood cert now present - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5027223 |
| XXXXXX-2025-NQM4-782 |  | D A | Closed | FCOM1477 | 2025-08-01 11:50 | 2025-08-05 16:30 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-rate lock now present - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please see attached Lock Confirmation - Seller-08/05/2025 <br>Open-missing - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. Please see attached Lock Confirmation - Seller-08/05/2025<br>| Resolved-rate lock now present - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5026886 |
| XXXXXX-2025-NQM4-782 |  | D A | Closed | FCOM4028 | 2025-08-01 11:48 | 2025-08-01 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5026849 |
| XXXXXX-2025-NQM4-783 |  | D A | Closed | FVAL1039 | 2025-08-01 15:49 | 2025-08-26 12:45 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-post close review product now present and supports value - Due Diligence Vendor-08/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded CDA - Buyer-08/26/2025 <br>Counter-A BPO or Desk review is required - Due Diligence Vendor-08/14/2025 <br>Ready for Review-As it was mentioned below ,we had a MEMO from collateral UW on page 25 of uploaded credit package explaining that on trasferred appraisals AVM with score at list 85 are accepted.Finding is invalid. - Buyer-08/08/2025 <br>Counter-we still require value support regardless if transferred. there are no collateral UW with CU of 2.5 or less present and no value support. Finding is valid - Due Diligence Vendor-08/07/2025 <br>Open-Need BPO or AVM with Confidence 90 is missing<br> Note :- AVM is in file with Confidence Score of 89.refer page. no 22. - Due Diligence Vendor-08/01/2025 |  | Cured-post close review product now present and supports value - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5030950 |
| XXXXXX-2025-NQM4-783 |  | D A | Closed | FVAL9739 | 2025-08-04 14:19 | 2025-08-07 11:48 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-transfer appraisal letter now present - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please review uploaded transfer letter - Buyer-08/07/2025 <br>Open-Appraisal transfer letter is missing in file. - Due Diligence Vendor-08/04/2025 |  | Resolved-transfer appraisal letter now present - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5048649 |
| XXXXXX-2025-NQM4-783 |  | D A | Closed | FCOM4028 | 2025-08-01 13:24 | 2025-08-04 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5028619 |
| XXXXXX-2025-NQM4-784 |  | D B A | Closed | FCOM4028 | 2025-08-01 13:38 | 2025-08-04 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5028890 |
| XXXXXX-2025-NQM4-784 |  | D B A | Closed | FCRE1200 | 2025-08-01 14:56 | 2025-08-01 14:56 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow [Redacted] loan amount.<br> \*Approved as is.<br> \*Exception form is on page #531 - Due Diligence Vendor-08/01/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted].<br> \*Exception form is provided to allow[Redacted] loan amount.<br> \*Approved as is.<br> \*Exception form is on page #531 - Due Diligence Vendor-08/01/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5030064 |
| XXXXXX-2025-NQM4-785 |  | D A | Closed | FCOM4028 | 2025-07-31 15:20 | 2025-08-01 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5015269 |
| XXXXXX-2025-NQM4-786 |  | D B A | Closed | FCOM4028 | 2025-08-04 08:13 | 2025-08-05 12:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5039447 |
| XXXXXX-2025-NQM4-786 |  | D B A | Closed | FCRE1174 | 2025-08-04 09:37 | 2025-08-04 16:41 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As Per Guide: Master insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form provided to allow Actual Cash Value coverage<br> \*Exception form page#688<br> \*Approved With Conditions: 0.5 to price - Due Diligence Vendor-08/04/2025 |  | Waived-Master Condo Insurance Policy Partially Provided As Per Guide: Master insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form provided to allow Actual Cash Value coverage<br> \*Exception form page#688<br> \*Approved With Conditions: 0.5 to price - Due Diligence Vendor-08/04/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5042211 |
| XXXXXX-2025-NQM4-787 |  | D A | Closed | FCOM4028 | 2025-08-02 07:42 | 2025-08-04 15:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5032770 |
| XXXXXX-2025-NQM4-788 |  | D A | Closed | FCOM4028 | 2025-08-04 07:33 | 2025-08-04 15:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5038642 |
| XXXXXX-2025-NQM4-789 |  | D A | Closed | FCRE5116 | 2025-08-04 10:10 | 2025-08-07 11:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-resolved with lender comments, Included for worse case but have not closed yet - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. uploaded final cd and note for loan 1 and 3 day cd for loan 2 because final cd and note is not available yet - Buyer-08/06/2025 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing copies of Notes and CD on 2 new loans - Due Diligence Vendor-08/04/2025 |  | Resolved-resolved with lender comments, Included for worse case but have not closed yet - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5043037 |
| XXXXXX-2025-NQM4-789 |  | D A | Closed | FCOM4028 | 2025-08-04 10:03 | 2025-08-04 15:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5042835 |
| XXXXXX-2025-NQM4-790 |  | D A | Closed | FCOM4028 | 2025-08-04 09:41 | 2025-08-04 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5042281 |
| XXXXXX-2025-NQM4-791 |  | D A | Closed | FCOM4028 | 2025-08-04 10:46 | 2025-08-05 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5043716 |
| XXXXXX-2025-NQM4-792 |  | D B A | Closed | FCOM4028 | 2025-08-04 13:00 | 2025-08-05 12:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5046729 |
| XXXXXX-2025-NQM4-792 |  | D B A | Closed | FVAL5474 | 2025-08-04 15:14 | 2025-08-05 11:48 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per Guide: the project with deficiencies defects which is severe enough to affect the safety of the project is ineligible in condo.<br> \*Exception provided for Safety Work needed on Balconies but subject unit is on 1st floor does not have a balcony<br> \*Exception Pg.#356<br> \*Approved with Condition: 0.25 to price, [Redacted] max - Due Diligence Vendor-08/04/2025 |  | Waived-\*As per Guide: the project with deficiencies defects which is severe enough to affect the safety of the project is ineligible in condo.<br> \*Exception provided for Safety Work needed on Balconies but subject unit is on 1st floor does not have a balcony<br> \*Exception Pg.#356<br> \*Approved with Condition: 0.25 to price, [Redacted] max - Due Diligence Vendor-08/04/2025<br>|  | LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5049813 |
| XXXXXX-2025-NQM4-792 |  | D B A | Closed | FCRE8705 | 2025-08-04 15:17 | 2025-08-05 11:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-\*As per Guide: No interested party contributions are allowed if purchase price is greater than the listing price by either<br> 3% or $5,001.<br> \*Exception provided for to allow Seller concession Sales Price over Listing 3%<br> \*Exception Pg.#357<br> \*Approved with condition: 0.25 to price - Due Diligence Vendor-08/04/2025 |  | Waived-\*As per Guide: No interested party contributions are allowed if purchase price is greater than the listing price by either<br> 3% or $5,001.<br> \*Exception provided for to allow Seller concession Sales Price over Listing 3%<br> \*Exception Pg.#357<br> \*Approved with condition: 0.25 to price - Due Diligence Vendor-08/04/2025<br>|  | LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5049880 |
| XXXXXX-2025-NQM4-793 |  | D B A | Closed | FCOM4028 | 2025-08-04 11:58 | 2025-08-05 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5045306 |
| XXXXXX-2025-NQM4-793 |  | D B A | Closed | FCRE8955 | 2025-08-04 14:48 | 2025-08-04 14:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-Waiver for borrower having 5+ loans within a 6 month span<br>Approved with conditions of [Redacted] max, 3Y PPP for each loan<br>Waiver on page 332 of 510 - Due Diligence Vendor-08/04/2025 |  | Waived-Waiver for borrower having 5+ loans within a 6 month span<br>Approved with conditions of [Redacted] max, 3Y PPP for each loan<br>Waiver on page 332 of 510 - Due Diligence Vendor-08/04/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds<br> requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5049211 |
| XXXXXX-2025-NQM4-794 |  | D B A | Closed | FCRE1254 | 2025-08-04 12:11 | 2025-08-05 16:53 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-final title now present and spouse is added - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-08/05/2025 <br>Open-Property Title Issue spouse on deed but not on preliminary title - Due Diligence Vendor-08/04/2025 |  | Resolved-final title now present and spouse is added - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5045606 |
| XXXXXX-2025-NQM4-794 |  | D B A | Closed | FCOM4028 | 2025-08-04 11:49 | 2025-08-04 15:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5045112 |
| XXXXXX-2025-NQM4-794 |  | D B A | Closed | FCRE1200 | 2025-08-04 12:56 | 2025-08-04 12:56 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Loan amount < $[Redacted]<br> Comments Requesting to proceed with [Redacted] for limited review please. 5+ years credit history, no mortgages lates or<br> credit events. Pg 23 - Due Diligence Vendor-08/04/2025 |  | Waived-Loan amount < $[Redacted]<br> Comments Requesting to proceed with [Redacted] for limited review please. 5+ years credit history, no mortgages lates or<br> credit events. Pg 23 - Due Diligence Vendor-08/04/2025 |  | Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5046653 |
| XXXXXX-2025-NQM4-795 |  | D A | Closed | FCRE9549 | 2025-08-04 15:18 | 2025-08-07 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-UDM Info for account tradeline now present - Due Diligence Vendor-08/07/2025 <br> Ready for Review-Document Uploaded. Please see email from our underwriting team regarding this condition. - Buyer-08/06/2025 <br> Open-Need Supplement to verify [Redacted] Ac for balance amount $[Redacted] considered by lender refer pg. no 177 of 441. - Due Diligence Vendor-08/04/2025 |  | Resolved-UDM Info for account tradeline now present - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5049973 |
| XXXXXX-2025-NQM4-795 |  | D A | Closed | FCRE1146 | 2025-08-05 11:33 | 2025-08-06 11:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Partially Present | Resolved-lender provided proof that title will issue final policy on correct ALTA form - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. - Buyer-08/06/2025 <br>Open-Title Document is incomplete or only partially present Need ALTA 2021 title policy.<br> Note - Title policy provided on pane #168 & 120 is ALTA 2006 - Due Diligence Vendor-08/05/2025 |  | Resolved-lender provided proof that title will issue final policy on correct ALTA form - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5061979 |
| XXXXXX-2025-NQM4-795 |  | D A | Closed | FCOM4028 | 2025-08-04 13:21 | 2025-08-05 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5047290 |
| XXXXXX-2025-NQM4-796 |  | D A | Closed | FCOM9970 | 2025-08-04 12:14 | 2025-08-05 19:01 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-Note provided is acceptable. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please see attached Compliance report - Buyer-08/05/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing Note. - Due Diligence Vendor-08/04/2025 |  | Resolved-Note provided is acceptable. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5045667 |
| XXXXXX-2025-NQM4-796 |  | D A | Closed | FCOM1232 | 2025-08-04 11:23 | 2025-08-05 17:01 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-08/05/2025 <br>Resolved-now present - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Sorry, was provided signed final 1003 - Buyer-08/05/2025 <br>Ready for Review-Document Uploaded. Please see attached Original Note - Seller-08/05/2025 <br>Open-The Final 1003 is Missing - Due Diligence Vendor-08/04/2025 | Ready for Review-Document Uploaded. Please see attached Original Note - Seller-08/05/2025<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-08/05/2025 <br>Resolved-now present - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5044552 |
| XXXXXX-2025-NQM4-796 |  | D A | Closed | FCOM1206 | 2025-08-04 11:17 | 2025-08-05 16:58 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-08/05/2025 <br>Resolved-note now present - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please see attached Original Note - Buyer-08/05/2025 <br>Open-The Note is Missing - Due Diligence Vendor-08/04/2025 |  | Resolved-The Note is Present - Due Diligence Vendor-08/05/2025 <br>Resolved-note now present - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5044386 |
| XXXXXX-2025-NQM4-796 |  | D A | Closed | FCRE1316 | 2025-08-04 11:51 | 2025-08-05 16:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-VVOE now present - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please see attached VOE - Seller-08/05/2025 <br>Open- - Due Diligence Vendor-08/04/2025 | Ready for Review-Document Uploaded. Please see attached VOE - Seller-08/05/2025<br>| Resolved-VVOE now present - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5045173 |
| XXXXXX-2025-NQM4-796 |  | D A | Closed | FCOM4028 | 2025-08-04 11:19 | 2025-08-04 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5044422 |
| XXXXXX-2025-NQM4-797 |  | D A | Closed | FCOM4028 | 2025-08-04 16:01 | 2025-08-05 15:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5050693 |
| XXXXXX-2025-NQM4-798 |  | D A | Closed | FCOM4028 | 2025-08-05 07:26 | 2025-08-05 15:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5055897 |
| XXXXXX-2025-NQM4-799 |  | D A | Closed | FCOM4028 | 2025-08-05 06:43 | 2025-08-05 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5055345 |
| XXXXXX-2025-NQM4-800 |  | D A | Closed | FCOM4028 | 2025-08-05 07:25 | 2025-08-05 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5055884 |
| XXXXXX-2025-NQM4-801 |  | D A | Closed | FCRE9549 | 2025-08-05 14:20 | 2025-08-06 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-lender provided screenshot reflecting they are not paid - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. - Buyer-08/06/2025 <br> Open-Need Credit report supplement reflecting [Redacted], [Redacted], [Redacted] & [Redacted]are paid off. - Due Diligence Vendor-08/05/2025 |  | Resolved-lender provided screenshot reflecting they are not paid - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5065739 |
| XXXXXX-2025-NQM4-801 |  | D A | Closed | FCOM4028 | 2025-08-05 07:27 | 2025-08-05 16:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5055917 |
| XXXXXX-2025-NQM4-802 |  | D B A | Closed | FCRE1500 | 2025-08-05 10:43 | 2025-08-07 13:30 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-08/07/2025 <br> Ready for Review-Document Uploaded. Please review uploaded additional assets statements for reserves - Buyer-08/07/2025 <br> Counter-disagree. This is a 5-10 unit so 6 months reserves are required, not 3. we are short -$[Redacted]for 6month reserves - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Total assets available for cash to close were sufficient.[Redacted] staement had balance a $[Redacted] - cash to close for subject property $[Redacted]-cash to close other REO [Redacted] remaining assets for reserves. - Buyer-08/06/2025 <br> Open-Liquid Funds Post Close are less than $0 Total Assets available [Redacted], Required $[Redacted] = shortage -$[Redacted]. Need additional liquid asset statements. - Due Diligence Vendor-08/05/2025 |  | Resolved-Liquid Funds Post Close are $38336.75 - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5060739 |
| XXXXXX-2025-NQM4-802 |  | D B A | Closed | FCRE1501 | 2025-08-05 10:43 | 2025-08-07 13:30 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-08/07/2025 <br> Ready for Review-Document Uploaded. Please review uploaded additional assets statements for reserves - Seller-08/07/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted]\* Multi Family: 6 months reserves [Redacted] , available $0 = Shortage $[Redacted]. Need additional 1 months of asset statements.<br> NOTE: Proceeds from sale of property amt is deposited into[Redacted] on page #81. Total proceeds is $[Redacted]out of which $[Redacted]will be used for simultaneous [Redacted] loan #[Redacted].<br> Here lender has considered proceeds amt twice, proceeds are already deposited into the bank statement & lender has also considered net proceeds separately. verified and considered only once due to which there is shortage of reserves - Due Diligence Vendor-08/05/2025 | Ready for Review-Document Uploaded. Please review uploaded additional assets statements for reserves - Seller-08/07/2025<br>| Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-08/07/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5060740 |
| XXXXXX-2025-NQM4-802 |  | D B A | Closed | FCOM4028 | 2025-08-05 07:40 | 2025-08-05 16:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5056155 |
| XXXXXX-2025-NQM4-802 |  | D B A | Closed | FVAL9739 | 2025-08-05 11:11 | 2025-08-05 11:11 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-As per guide, for Multi family property More than 2 vacancies not allowed<br> \*Exception form is provided to allow 3 Units are vacant out of 6<br> \*Exception form is on page #535<br> \*Approved Conditions : 0.25 to price - Due Diligence Vendor-08/05/2025 |  | Waived-As per guide, for Multi family property More than 2 vacancies not allowed<br> \*Exception form is provided to allow 3 Units are vacant out of 6<br> \*Exception form is on page #535<br> \*Approved Conditions : 0.25 to price - Due Diligence Vendor-08/05/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Strong DSCR | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5061418 |
| XXXXXX-2025-NQM4-802 |  | D B A | Closed | FVAL5524 | 2025-08-05 11:09 | 2025-08-05 11:09 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-\*As per guide, Gross living area < 500 square feet is an ineligible property.<br> \*Exception form is provided to allow Unit #3 Sq footage less than 500 and no separate bedroom<br> \*Exception form is on page #535<br> \*Approved Conditions: 0.25 to price - Due Diligence Vendor-08/05/2025 |  | Waived-\*As per guide, Gross living area < 500 square feet is an ineligible property.<br> \*Exception form is provided to allow Unit #3 Sq footage less than 500 and no separate bedroom<br> \*Exception form is on page #535<br> \*Approved Conditions: 0.25 to price - Due Diligence Vendor-08/05/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Strong DSCR | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5061360 |
| XXXXXX-2025-NQM4-802 |  | D B A | Closed | FCRE1200 | 2025-08-05 11:06 | 2025-08-05 11:06 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount for Multi family property is $[Redacted]<br> \*Exception form is provided to allow Loan Amount <[Redacted]<br> \*Exception form is on page #534<br> \*Approved Conditions : 0.25 to price, [Redacted] max - Due Diligence Vendor-08/05/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount for Multi family property is $[Redacted]<br> \*Exception form is provided to allow Loan Amount <[Redacted]<br> \*Exception form is on page #534<br> \*Approved Conditions : 0.25 to price, [Redacted] max - Due Diligence Vendor-08/05/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5061281 |
| XXXXXX-2025-NQM4-803 |  | D A | Closed | FCOM4028 | 2025-08-05 09:53 | 2025-08-06 11:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5059507 |
| XXXXXX-2025-NQM4-804 |  | D A | Closed | FCOM4028 | 2025-08-05 13:02 | 2025-08-06 10:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5064030 |
| XXXXXX-2025-NQM4-805 |  | D A | Closed | FCOM4028 | 2025-08-05 11:15 | 2025-08-06 11:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5061486 |
| XXXXXX-2025-NQM4-806 |  | D B A | Closed | FCOM4028 | 2025-08-05 11:54 | 2025-08-06 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5062467 |
| XXXXXX-2025-NQM4-806 |  | D B A | Closed | FCRE9994 | 2025-08-06 11:13 | 2025-08-06 11:13 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-As per guide, If the property was acquired less than or equal to 12months the lesser of the current appraised value or purchase price plus documented improvements will be used to determine LTV.<br> \*Exception is provided to use Appraised value instead of prior purchase value<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br>\*Exception form is on page #473<br> - Due Diligence Vendor-08/06/2025 |  | Waived-As per guide, If the property was acquired less than or equal to 12months the lesser of the current appraised value or purchase price plus documented improvements will be used to determine LTV.<br> \*Exception is provided to use Appraised value instead of prior purchase value<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br>\*Exception form is on page #473<br> - Due Diligence Vendor-08/06/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 5078080 |
| XXXXXX-2025-NQM4-807 |  | D A | Closed | FCOM4028 | 2025-08-05 13:38 | 2025-08-06 11:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5064893 |
| XXXXXX-2025-NQM4-808 |  | D B A | Closed | FCOM4028 | 2025-08-05 13:50 | 2025-08-06 11:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5065119 |
| XXXXXX-2025-NQM4-808 |  | D B A | Closed | FCRE1235 | 2025-08-05 15:52 | 2025-08-05 15:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Cashout not Allowed | Waived-Waiver-As per guide, Guideline requires a minimum of 6 months seasoning on Cash out refinance loan.<br> \*Exception form is provided to allow for 5 month seasoning<br> \*Approved Conditions: Max [Redacted]<br> \*Exception form is on page #375 of 441 - [Redacted] 8/5/2025 - Due Diligence Vendor-08/05/2025 |  | Waived-Waiver-As per guide, Guideline requires a minimum of 6 months seasoning on Cash out refinance loan.<br> \*Exception form is provided to allow for 5 month seasoning<br> \*Approved Conditions: Max C[Redacted]<br> \*Exception form is on page #375 of 441 - [Redacted] 8/5/2025 - Due Diligence Vendor-08/05/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, and 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5067735 |
| XXXXXX-2025-NQM4-809 |  | D A | Closed | FCOM4028 | 2025-08-05 17:42 | 2025-08-06 12:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5068794 |
| XXXXXX-2025-NQM4-810 |  | D A | Closed | FCOM4028 | 2025-08-04 15:47 | 2025-08-05 16:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5050533 |
| XXXXXX-2025-NQM4-811 |  | D B A | Closed | FCOM4028 | 2025-08-06 09:29 | 2025-08-07 11:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5075166 |
| XXXXXX-2025-NQM4-811 |  | D B A | Closed | FCRE1200 | 2025-08-06 12:31 | 2025-08-06 14:29 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per Guide minimum Loan Amount is $[Redacted] for Multi Family<br> - Exception form provided to proceed with loans as file Loan amount is $[Redacted]<br> - Approved condition :- 0.25 to price , [Redacted] Max<br> - Exception form on Pg. no 1 - Due Diligence Vendor-08/06/2025 |  | Waived--As per Guide minimum Loan Amount is $[Redacted] for Multi Family<br> - Exception form provided to proceed with loans as file Loan amount is $[Redacted]<br> - Approved condition :- 0.25 to price , [Redacted] Max<br> - Exception form on Pg. no 1 - Due Diligence Vendor-08/06/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5079630 |
| XXXXXX-2025-NQM4-812 |  | D A | Closed | FCOM4028 | 2025-08-06 07:59 | 2025-08-07 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5073075 |
| XXXXXX-2025-NQM4-813 |  | D A | Closed | FCRE8728 | 2025-08-06 08:52 | 2025-08-07 12:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-payment history now present - Due Diligence Vendor-08/07/2025 <br> Ready for Review-Document Uploaded. Please review uploaded payhistory - Buyer-08/07/2025 <br> Open-missing proof June payment made on [Redacted] property. Loan closed in April, 1st payment would be June - Due Diligence Vendor-08/06/2025 |  | Resolved-payment history now present - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5074286 |
| XXXXXX-2025-NQM4-813 |  | D A | Closed | FCOM4028 | 2025-08-06 07:41 | 2025-08-06 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5072746 |
| XXXXXX-2025-NQM4-814 |  | D A | Closed | FCOM4028 | 2025-08-05 06:39 | 2025-08-05 10:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5055301 |
| XXXXXX-2025-NQM4-815 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-816 |  | D B A | Closed | FCOM4028 | 2025-08-06 04:53 | 2025-08-06 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5070967 |
| XXXXXX-2025-NQM4-816 |  | D B A | Closed | FPRO116 | 2025-08-06 06:00 | 2025-08-06 06:04 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires Master Insurance policy provide replacement cost<br> \*Exception form is provided to allow current policy (Exception language is vague)<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #568 of 687 - Due Diligence Vendor-08/06/2025 - Due Diligence Vendor-08/06/2025 |  | Waived-Waived-As per guide, Guideline requires Master Insurance policy provide replacement cost<br> \*Exception form is provided to allow current policy (Exception language is vague)<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #568 of 687 - Due Diligence Vendor-08/06/2025 - Due Diligence Vendor-08/06/2025<br>|  | No credit events past 40 months, No consumer lates lat 24 months, Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5071420 |
| XXXXXX-2025-NQM4-816 |  | D B A | Closed | FCRE0626 | 2025-08-06 05:58 | 2025-08-06 06:00 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-Waived-As per guide, Guideline Minimum FTHB contribution is 5%.<br> \*Exception form is provided to allow all gift funds.<br> \*Approved Conditions: [Redacted] max, 0.75 to price<br> \*Exception form is on page #569 of 687 - Due Diligence Vendor-08/06/2025 - Due Diligence Vendor-08/06/2025 |  | Waived-Waived-As per guide, Guideline Minimum FTHB contribution is 5%.<br> \*Exception form is provided to allow all gift funds.<br> \*Approved Conditions: [Redacted] max, 0.75 to price<br> \*Exception form is on page #569 of 687 - Due Diligence Vendor-08/06/2025 - Due Diligence Vendor-08/06/2025<br>|  | No credit events past 40 months, No consumer lates lat 24 months, Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5071406 |
| XXXXXX-2025-NQM4-817 |  | D A | Closed | FCOM4028 | 2025-08-01 08:43 | 2025-08-05 05:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5022025 |
| XXXXXX-2025-NQM4-818 |  | D A | Closed | FCOM4028 | 2025-08-06 06:53 | 2025-08-06 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5072023 |
| XXXXXX-2025-NQM4-819 |  | D B A | Closed | FCOM4028 | 2025-08-06 12:33 | 2025-08-07 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5079692 |
| XXXXXX-2025-NQM4-819 |  | D B A | Closed | FCRE1174 | 2025-08-06 14:10 | 2025-08-06 14:10 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Per guide: Master property insurance policies for condo projects must be endorsed with a Condominium Association Coverage Form or its equivalent.<br> Exception form provided to allow No Building Ordinance or Law Endorsement<br> Exception form page#364 of 433<br> Approved With Conditions: [Redacted]% LTV MAX & 0.25 to price - Due Diligence Vendor-08/06/2025 |  | Waived-Per guide: Master property insurance policies for condo projects must be endorsed with a Condominium Association Coverage Form or its equivalent.<br> Exception form provided to allow No Building Ordinance or Law Endorsement<br> Exception form page#364 of 433<br> Approved With Conditions: [Redacted]% LTV MAX & 0.25 to price - Due Diligence Vendor-08/06/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Over 20-year clear credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5082344 |
| XXXXXX-2025-NQM4-820 |  | D A | Closed | FCOM4028 | 2025-08-05 10:06 | 2025-08-06 15:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5059827 |
| XXXXXX-2025-NQM4-821 |  | D A | Closed | FCOM4028 | 2025-08-05 11:39 | 2025-08-06 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5062133 |
| XXXXXX-2025-NQM4-822 |  | D A | Closed | FCOM4028 | 2025-08-05 10:53 | 2025-08-05 16:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5061007 |
| XXXXXX-2025-NQM4-823 |  | D A | Closed | FCOM4028 | 2025-08-06 13:38 | 2025-08-07 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5081705 |
| XXXXXX-2025-NQM4-824 |  | D A | Closed | FCOM4028 | 2025-08-06 08:34 | 2025-08-06 10:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5073908 |
| XXXXXX-2025-NQM4-825 |  | D B A | Closed | FCRE0626 | 2025-09-05 13:25 | 2025-09-05 13:25 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-Borrower does not meet minimum 10% contribution with use of gift funds. waiver provided - Due Diligence Vendor-09/05/2025 |  | Waived-Borrower does not meet minimum 10% contribution with use of gift funds. waiver provided - Due Diligence Vendor-09/05/2025<br>|  | No credit events past 48 months, No mortgage late payments in last 24 months, No consumer late payments in last 48 months, Credit score >40<br> points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5433531 |
| XXXXXX-2025-NQM4-825 |  | D B A | Closed | FCOM4028 | 2025-08-06 12:50 | 2025-08-07 05:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5080348 |
| XXXXXX-2025-NQM4-826 |  | D A | Closed | FCOM4028 | 2025-08-05 12:55 | 2025-08-06 15:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5063897 |
| XXXXXX-2025-NQM4-827 |  | D B A | Closed | FCOM4028 | 2025-08-07 07:57 | 2025-08-07 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5090835 |
| XXXXXX-2025-NQM4-827 |  | D B A | Closed | FVAL5474 | 2025-08-07 10:41 | 2025-08-07 10:41 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide the single entity should not owed more than 25% if total units is more than 21<br> - Exception from provided to proceed with loan as single entity owned more than 25% of total units.<br> - Approved condition :- 0.25 to price, [Redacted] max<br> - Exception form on pg. no 325 of 445. - Due Diligence Vendor-08/07/2025 |  | Waived-As per guide the single entity should not owed more than 25% if total units is more than 21<br> - Exception from provided to proceed with loan as single entity owned more than 25% of total units.<br> - Approved condition :- 0.25 to price, [Redacted] max<br> - Exception form on pg. no 325 of 445. - Due Diligence Vendor-08/07/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months,2+ borrowers on the loan, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5095599 |
| XXXXXX-2025-NQM4-828 |  | D A | Closed | FCOM4028 | 2025-08-06 10:28 | 2025-08-06 15:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5076915 |
| XXXXXX-2025-NQM4-829 |  | D B A | Closed | FCOM4028 | 2025-08-05 16:07 | 2025-08-06 16:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5067946 |
| XXXXXX-2025-NQM4-829 |  | D B A | Closed | FCRE1199 | 2025-08-05 17:00 | 2025-08-05 17:00 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-loan amount exceeds max allowed by [Redacted]<br> Pg 655 - Due Diligence Vendor-08/05/2025 |  | Waived-loan amount exceeds max allowed by [Redacted]<br> Pg 655 - Due Diligence Vendor-08/05/2025 |  | Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months,<br> 5+ years credit history, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6<br> months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/10/2025 0.25 to price, no other exceptions allowed | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5068596 |
| XXXXXX-2025-NQM4-830 |  | D B A | Closed | FCOM4028 | 2025-08-06 11:36 | 2025-08-07 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5078614 |
| XXXXXX-2025-NQM4-830 |  | D B A | Closed | FVAL4969 | 2025-08-06 13:01 | 2025-08-06 13:01 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 12 months | Waived-Waiver for property being purchased within 6-12 months, using higher of appraisal and purchase price<br>Approved with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 521 of 603 - Due Diligence Vendor-08/06/2025 |  | Waived-Waiver for property being purchased within 6-12 months, using higher of appraisal and purchase price<br>Approved with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 521 of 603 - Due Diligence Vendor-08/06/2025<br>|  | Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5080551 |
| XXXXXX-2025-NQM4-831 |  | D A | Closed | FCOM4028 | 2025-08-07 02:15 | 2025-08-07 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5088205 |
| XXXXXX-2025-NQM4-832 |  | D A | Closed | FCOM4028 | 2025-08-07 07:24 | 2025-08-07 10:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5090287 |
| XXXXXX-2025-NQM4-833 |  | D A | Closed | FCRE1995 | 2025-08-07 07:39 | 2025-08-08 13:23 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments EMD backed out - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Document Uploaded. EMD were backed out - Buyer-08/08/2025 <br> Open-Earnest Deposit of [Redacted] is reflecting in final CD(page # 32) and Final 1003(page # 84, 92) supporting documents are missing in file - Due Diligence Vendor-08/07/2025 |  | Resolved-resolved with lender comments EMD backed out - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5090562 |
| XXXXXX-2025-NQM4-833 |  | D A | Closed | FCOM4028 | 2025-08-07 05:28 | 2025-08-07 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5088899 |
| XXXXXX-2025-NQM4-834 |  | D B A | Closed | FCOM4028 | 2025-08-07 07:48 | 2025-08-07 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5090684 |
| XXXXXX-2025-NQM4-834 |  | D B A | Closed | FCRE9994 | 2025-08-07 09:43 | 2025-08-07 09:53 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-As per guide, If the property was acquired less than or equal to 12months the lesser of the current appraised value or purchase price plus documented improvements will be used to determine LTV<br> Exception form provided to allow to use appraised Value.<br> Exception form page#189 of 257<br> Approved With Conditions: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-08/07/2025 |  | Waived-As per guide, If the property was acquired less than or equal to 12months the lesser of the current appraised value or purchase price plus documented improvements will be used to determine LTV<br> Exception form provided to allow to use appraised Value.<br> Exception form page#189 of 257<br> Approved With Conditions: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-08/07/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5094266 |
| XXXXXX-2025-NQM4-835 |  | D A | Closed | FCOM1233 | 2025-08-07 04:43 | 2025-08-08 13:26 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-missing pg now present - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Please review uploaded page 3 of 1003 - Buyer-08/08/2025 <br>Open-The Final 1003 is Incomplete Final 1003 document 3rd page missing in the file. - Due Diligence Vendor-08/07/2025 |  | Resolved-missing pg now present - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5088662 |
| XXXXXX-2025-NQM4-835 |  | D A | Closed | FCOM4028 | 2025-08-07 03:43 | 2025-08-07 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5088418 |
| XXXXXX-2025-NQM4-836 |  | D B A | Closed | FCRE1200 | 2025-08-07 13:36 | 2025-08-08 13:29 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount less than minimum required - waiver provided - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Document Uploaded. Exception form has ok with LA <100K - Buyer-08/08/2025 <br> Open-Minimum loan amount per Guidelines is $[Redacted] but loan amount in file is $[Redacted] - Due Diligence Vendor-08/07/2025 |  | Waived-loan amount less than minimum required - waiver provided - Due Diligence Vendor-08/08/2025<br>|  | No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #670<br> 5+ years credit history-Oldest tradeline date in CBR page # 670 is 07/01/1986<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #670 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5099824 |
| XXXXXX-2025-NQM4-836 |  | D B A | Closed | FCOM4028 | 2025-08-07 08:32 | 2025-08-07 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5091549 |
| XXXXXX-2025-NQM4-836 |  | D B A | Closed | FVAL5474 | 2025-08-07 09:47 | 2025-08-07 13:42 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-1. The condo has a single entity that owns 28% of the units and<br> 2. reserves are less than 8% required per documents in Page #168 & 335. <br> 3. HOA must maintain a master or blanket policy of flood insurance and provides for premiums to be paid as a common expense per Guidelines whereas file has separate flood Insurance policy that is utilized for DSCR calculation. however, exception document is in page #563 & 564 - Due Diligence Vendor-08/07/2025 |  | Waived-1. The condo has a single entity that owns 28% of the units and<br> 2. reserves are less than 8% required per documents in Page #168 & 335. <br> 3. HOA must maintain a master or blanket policy of flood insurance and provides for premiums to be paid as a common expense per Guidelines whereas file has separate flood Insurance policy that is utilized for DSCR calculation. however, exception document is in page #563 & 564 - Due Diligence Vendor-08/07/2025<br>|  | No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #670<br> 5+ years credit history-Oldest tradeline date in CBR page # 670 is 07/01/1986<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #670 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5094325 |
| XXXXXX-2025-NQM4-836 |  | D B A | Closed | FVAL4036 | 2025-08-07 09:37 | 2025-08-07 13:35 | Waived | 2 - Non-Material B | Property | Property | Flip or Rapid Resale of Property | Waived-Subject property purchased within 12 months from closing date per Appraisal Report in Page #168 and Appraisal value is greater than 10% when compared to prior sales price. However, exception document is in page # 565 - Due Diligence Vendor-08/07/2025 |  | Waived-Subject property purchased within 12 months from closing date per Appraisal Report in Page #168 and Appraisal value is greater than 10% when compared to prior sales price. However, exception document is in page # 565 - Due Diligence Vendor-08/07/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #670<br> 5+ years credit history-Oldest tradeline date in CBR page # 670 is 07/01/1986<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #670 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5094148 |
| XXXXXX-2025-NQM4-837 |  | D A | Closed | FCRE1491 | 2025-08-07 10:46 | 2025-08-18 08:05 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-gift letter now present - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. - Buyer-08/15/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements \*Need Gift letter of $[Redacted]from [Redacted] - Due Diligence Vendor-08/07/2025 |  | Resolved-gift letter now present - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5095687 |
| XXXXXX-2025-NQM4-837 |  | D A | Closed | FCOM4028 | 2025-08-07 08:58 | 2025-08-07 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5092278 |
| XXXXXX-2025-NQM4-838 |  | B A | Closed | FVAL5474 | 2025-08-07 14:13 | 2025-08-07 14:15 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Per Guide : The unit must have a full-size kitchen and a separate bedroom<br> Exception form provided to allow condotel without separate bedroom<br> Exception form page#58 of 864<br> Approved With Conditions: [Redacted] LTV, 0.25 to price - Due Diligence Vendor-08/07/2025 |  | Waived-Per Guide : The unit must have a full-size kitchen and a separate bedroom<br> Exception form provided to allow condotel without separate bedroom<br> Exception form page#58 of 864<br> Approved With Conditions: [Redacted] LTV, 0.25 to price - Due Diligence Vendor-08/07/2025 |  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5100638 |
| XXXXXX-2025-NQM4-839 |  | D A | Closed | FCOM4028 | 2025-08-07 09:53 | 2025-08-07 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5094545 |
| XXXXXX-2025-NQM4-840 |  | D A | Closed | FCOM4028 | 2025-08-07 10:01 | 2025-08-07 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5094708 |
| XXXXXX-2025-NQM4-841 |  | D A | Closed | FCOM4028 | 2025-08-07 06:11 | 2025-08-07 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5089293 |
| XXXXXX-2025-NQM4-842 |  | D A | Closed | FCOM1233 | 2025-08-07 12:28 | 2025-08-12 10:23 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-lender provided corporate resolution excluding other party from qualifying process - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. We had corporate resolution on file ,that's why one borrower with ownership 76% was on application and his credit info was used for qualification only. - Buyer-08/11/2025 <br>Counter-owners less than 25% can be excluded but if included must be individual and guarantor and must qualify. See 10.3.2 - Owners (not more than 4) must be individual borrowers and guarantors on the transaction, meet credit requirements and sign a note as members/authorized persons of a company. Owners with less than 25% ownership may be excluded from the qualification process upon execution of a notarized corporate resolution, as evidence they will not be part of the 1003 application. - Due Diligence Vendor-08/11/2025 <br>Ready for Review-N/A. file was closed on LLC. Second borrower signed as a member of LLC since he had more than 20% of ownership - Buyer-08/11/2025 <br>Counter-need revised Note and app to show only borrower 1 signed and only one borrower applied - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Only one borrower was on file - Buyer-08/08/2025 <br>Open-The Final 1003 is Incomplete Final 1003 for B2 on page #210 is blank, details are missing - Due Diligence Vendor-08/07/2025 |  | Resolved-lender provided corporate resolution excluding other party from qualifying process - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5098072 |
| XXXXXX-2025-NQM4-842 |  | D A | Closed | FCRE9651 | 2025-08-07 13:55 | 2025-08-12 10:23 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-lender provided corporate resolution excluding other party from qualifying process - Due Diligence Vendor-08/12/2025 <br>Ready for Review-The finding was related to amortization schedule. Please clear it,since neded document was provided 08/08/2025 - Buyer-08/11/2025 <br>Counter-owners less than 25% can be excluded but if included must be individual and guarantor and must qualify. See 10.3.2 - Owners (not more than 4) must be individual borrowers and guarantors on the transaction, meet credit requirements and sign a note as members/authorized persons of a company. Owners with less than 25% ownership may be excluded from the qualification process upon execution of a notarized corporate resolution, as evidence they will not be part of the 1003 application. - Due Diligence Vendor-08/11/2025 <br>Ready for Review-Document Uploaded. Please review uploaded amortization schedule - Buyer-08/08/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-08/07/2025 |  | Resolved-lender provided corporate resolution excluding other party from qualifying process - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5100238 |
| XXXXXX-2025-NQM4-842 |  | D A | Closed | FCOM4028 | 2025-08-07 11:27 | 2025-08-07 15:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5096483 |
| XXXXXX-2025-NQM4-843 |  | D A | Closed | FCOM4028 | 2025-08-07 00:57 | 2025-08-07 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5088022 |
| XXXXXX-2025-NQM4-844 |  | D A | Closed | FCOM4028 | 2025-08-07 07:03 | 2025-08-08 07:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt. - Buyer-08/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5089985 |
| XXXXXX-2025-NQM4-845 |  | D B A | Closed | FCOM4028 | 2025-08-07 11:31 | 2025-08-07 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5096598 |
| XXXXXX-2025-NQM4-845 |  | D B A | Closed | FCRE9994 | 2025-08-07 13:34 | 2025-08-07 13:34 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-- When the transaction is cash-out seasoning within 12 months the CLTV should be calculated using appraised value or purchase price which ever is lower<br> - Exception from provided to proceed with loan as CLTV is calculate using appraised value which is higher.<br> - Approved condition :- 0.25 to price, [Redacted] max<br> - Exception form on pg. no 332 of 418 - Due Diligence Vendor-08/07/2025 |  | Waived-- When the transaction is cash-out seasoning within 12 months the CLTV should be calculated using appraised value or purchase price which ever is lower<br> - Exception from provided to proceed with loan as CLTV is calculate using appraised value which is higher.<br> - Approved condition :- 0.25 to price, [Redacted] max<br> - Exception form on pg. no 332 of 418 - Due Diligence Vendor-08/07/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5099765 |
| XXXXXX-2025-NQM4-846 |  | D A C | Closed | 2260 | 2025-08-06 15:29 | 2025-08-07 13:14 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. No PPP is confirmed. - Buyer-08/06/2025 <br>Open-confirm none - Due Diligence Vendor-08/06/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5083788 |
| XXXXXX-2025-NQM4-846 |  | D A C | Closed | FCRE1158 | 2025-08-06 07:58 | 2025-08-07 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-mortgagee clause now present - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please see the ATIMA verbiage is included on the policy. - Buyer-08/06/2025 <br>Open- - mortgagee missing ATIMA - Due Diligence Vendor-08/06/2025 |  | Resolved-mortgagee clause now present - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5073053 |
| XXXXXX-2025-NQM4-846 |  | D A C | Closed | FCOM4028 | 2025-08-06 07:30 | 2025-08-06 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5072565 |
| XXXXXX-2025-NQM4-847 |  | D A | Closed | FCOM4028 | 2025-08-05 09:27 | 2025-08-06 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5058913 |
| XXXXXX-2025-NQM4-848 |  | D A | Closed | FCOM4028 | 2025-08-07 02:36 | 2025-08-07 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5088244 |
| XXXXXX-2025-NQM4-849 |  | D B A | Closed | FCOM4028 | 2025-08-07 05:22 | 2025-08-07 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5088864 |
| XXXXXX-2025-NQM4-849 |  | D B A | Closed | FCRE8201 | 2025-08-07 06:30 | 2025-08-07 11:33 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Subject property purchased within 12 months of closing date, and Appraisal value is higher than prior purchase price, but Appraisal value is utilized for CLTV calculation. we have exception in page#380_Credit pkg.pdf<br> - Due Diligence Vendor-08/07/2025 |  | Waived-Subject property purchased within 12 months of closing date, and Appraisal value is higher than prior purchase price, but Appraisal value is utilized for CLTV calculation. we have exception in page#380_Credit pkg.pdf<br> - Due Diligence Vendor-08/07/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months- No Mortgage late payments in CBR Page #265_Credit pkg.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #265_Credit pkg.pdf is 07/01/1999<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #265_Credit pkg.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5089525 |
| XXXXXX-2025-NQM4-850 |  | D A | Closed | FCRE1247 | 2025-08-07 16:29 | 2025-08-11 10:38 | Resolved | 1 - Information C A | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Resolved-resolved with lender comments. Used 7/21 guides that updated to allow a higher IPC - Due Diligence Vendor-08/11/2025 <br> Ready for Review-IPC may not exceed closing costs and pre-paids. Seller Credit $7,500. We can proceed with 6% based on July 21 guideline updates. Guideline loosening's can be applied retroactively to pipeline files. - Buyer-08/11/2025 <br> Open-Seller Contribution $7,500.00 Exceeds Program Maximum $7,400.00<br> Note :- Investment Property - CLTV > [Redacted]%: [Redacted]% ($[Redacted]) - Due Diligence Vendor-08/07/2025 |  | Resolved-resolved with lender comments. Used 7/21 guides that updated to allow a higher IPC - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5103320 |
| XXXXXX-2025-NQM4-850 |  | D A | Closed | FCRE1146 | 2025-08-07 16:11 | 2025-08-11 10:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Partially Present | Resolved-resolved with lender comments. - Due Diligence Vendor-08/11/2025 <br> Ready for Review-Document Uploaded. For [Redacted] we accept T-2 form. - Buyer-08/11/2025 <br> Open-Title Document is incomplete or only partially present Need 2021 or 2024 American Land Title Association (ALTA) standard form Title policy<br> Note :- Title policy in file on page #193 is ALTA 2014 - Due Diligence Vendor-08/07/2025 |  | Resolved-resolved with lender comments. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5102971 |
| XXXXXX-2025-NQM4-850 |  | D A | Closed | FCOM4028 | 2025-08-07 12:40 | 2025-08-08 05:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5098420 |
| XXXXXX-2025-NQM4-851 |  | D A | Closed | FCOM4028 | 2025-08-07 09:40 | 2025-08-07 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5094213 |
| XXXXXX-2025-NQM4-852 |  | D A | Closed | FVAL1310 | 2025-08-07 12:36 | 2025-08-08 13:42 | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-condo qt now present - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Please see attached Condo questionnaire - Buyer-08/08/2025 <br>Open-Condo cert / questionaire not provided in file - Due Diligence Vendor-08/07/2025 |  | Resolved-condo qt now present - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5098336 |
| XXXXXX-2025-NQM4-852 |  | D A | Closed | FCRE1182 | 2025-08-07 12:36 | 2025-08-08 13:41 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-missing 10085 now present - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Please see attached 1008 - Buyer-08/08/2025 <br>Open-1008 not provided in file - Due Diligence Vendor-08/07/2025 |  | Resolved-missing 10085 now present - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5098328 |
| XXXXXX-2025-NQM4-852 |  | D A | Closed | FCOM4028 | 2025-08-07 11:35 | 2025-08-07 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5096741 |
| XXXXXX-2025-NQM4-853 |  | D A | Closed | FCOM4028 | 2025-08-07 13:32 | 2025-08-07 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5099711 |
| XXXXXX-2025-NQM4-854 |  | D A | Closed | FCOM4028 | 2025-08-07 07:12 | 2025-08-07 11:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5090125 |
| XXXXXX-2025-NQM4-855 |  | D A | Closed | FCOM4028 | 2025-08-07 08:37 | 2025-08-07 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5091714 |
| XXXXXX-2025-NQM4-856 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| XXXXXX-2025-NQM4-857 |  | D A | Closed | FCOM4028 | 2025-08-07 08:23 | 2025-08-07 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5091366 |
| XXXXXX-2025-NQM4-858 |  | D A | Closed | FCOM4028 | 2025-08-07 15:32 | 2025-08-08 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5102330 |
| XXXXXX-2025-NQM4-859 |  | D A | Closed | FCOM4028 | 2025-08-08 07:58 | 2025-08-11 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5108910 |
| XXXXXX-2025-NQM4-860 |  | D A | Closed | FCRE6843 | 2025-08-08 10:03 | 2025-08-19 14:07 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-lender provided clarification as to where they pulled the value from. TPR used statement and amount TPR pulled from statement is within an acceptable tolerance - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. The statements are consolidated and reflect all associated accts, including the Roth IRA ([Redacted]), money market acct, and others. The full June statement, which includes these accts, showing total balance $[Redacted]. All docs provided is the full extent of what [Redacted] makes available for printing - Buyer-08/19/2025 <br> Open-Do not have a statement for [Redacted] retirement that matches balance on app of $[Redacted]. Last statement in file was over [Redacted]. Need updated statement - Due Diligence Vendor-08/08/2025 |  | Resolved-lender provided clarification as to where they pulled the value from. TPR used statement and amount TPR pulled from statement is within an acceptable tolerance - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5112373 |
| XXXXXX-2025-NQM4-860 |  | D A | Closed | FCOM4028 | 2025-08-08 09:06 | 2025-08-08 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5110390 |
| XXXXXX-2025-NQM4-861 |  | D B A | Closed | FCRE1479 | 2025-08-08 08:06 | 2025-08-13 11:09 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-lender used June statement and then calculated a deduction based on withdrawal and then only used [Redacted]%. TPR accepts this explanation - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. Current amount of $[Redacted] as of 06/30/2025 was deducted with [Redacted] LD 05/21 and 7,246 withdrawal = [Redacted]This is a stock account so only [Redacted]% were used = $[Redacted] - Buyer-08/13/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements missing[Redacted]statement to support $[Redacted]. balance. statement in file does not match - Due Diligence Vendor-08/08/2025 |  | Resolved-lender used June statement and then calculated a deduction based on withdrawal and then only used 70%. TPR accepts this explanation - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5109087 |
| XXXXXX-2025-NQM4-861 |  | D B A | Closed | FCOM4028 | 2025-08-08 07:18 | 2025-08-12 10:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5108185 |
| XXXXXX-2025-NQM4-861 |  | D B A | Closed | FVAL5474 | 2025-08-08 08:17 | 2025-08-08 08:17 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-material deficiencies and non-life-threatening repairs- does not meet guideline for no repairs<br> Pg 351<br> - Due Diligence Vendor-08/08/2025 |  | Waived-material deficiencies and non-life-threatening repairs- does not meet guideline for no repairs<br> Pg 351<br> - Due Diligence Vendor-08/08/2025<br>|  | Compensating Factors<br> Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24<br> months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than<br> minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/09/2025 70 CLTV max, 0.25 to price | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5109342 |
| XXXXXX-2025-NQM4-862 |  | D A | Closed | FCOM1227 | 2025-08-06 10:48 | 2025-08-15 09:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved- - Due Diligence Vendor-08/15/2025 <br>Ready for Review-Document Uploaded. Please see the Mortgage with PUD Rider. - Buyer-08/14/2025 <br>Counter-subject is a PUD per the appraisal either need corrected rider for mtg or fix appraisal to show not a PUD - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. PUD rider is not marked as to be present in the Mortgage. - Buyer-08/06/2025 <br>Open-PUD Rider is Missing - Due Diligence Vendor-08/06/2025 | PUD rider now present - 08/15/2025 <br>|  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5077581 |
| XXXXXX-2025-NQM4-862 |  | D A | Closed | FCOM4028 | 2025-08-06 10:10 | 2025-08-06 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5076503 |
| XXXXXX-2025-NQM4-863 |  | D A | Closed | FCRE9991 | 2025-08-07 15:27 | 2025-08-13 11:15 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI and now matches at [Redacted] (within less than .05%) - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. Please see the taxes and insurance included. - Buyer-08/12/2025 <br> Open- - DTI should be [Redacted]%. Approval is [Redacted]%. Difference is due to taxes and insurance not being included in the DTI. - Due Diligence Vendor-08/07/2025 |  | Resolved-lender updated DTI and now matches at [Redacted] (within less than .05%) - Due Diligence Vendor-08/13/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5102239 |
| XXXXXX-2025-NQM4-863 |  | D A | Closed | FCOM4028 | 2025-08-07 14:56 | 2025-08-11 10:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-08/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5101625 |
| XXXXXX-2025-NQM4-864 |  | D A | Closed | FCOM4028 | 2025-08-08 08:23 | 2025-08-11 11:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5109434 |
| XXXXXX-2025-NQM4-865 |  | D A | Closed | FCOM4028 | 2025-08-08 09:00 | 2025-08-11 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5110243 |
| XXXXXX-2025-NQM4-866 |  | D A | Closed | FCOM4028 | 2025-08-08 07:55 | 2025-08-11 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5108862 |
| XXXXXX-2025-NQM4-867 |  | D A | Closed | FCOM4028 | 2025-08-07 07:09 | 2025-08-07 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5090081 |
| XXXXXX-2025-NQM4-868 |  | D A | Closed | FCOM4028 | 2025-08-08 14:24 | 2025-08-11 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5117860 |
| XXXXXX-2025-NQM4-869 |  | D B A | Closed | FCOM4028 | 2025-08-08 10:06 | 2025-08-11 11:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5112463 |
| XXXXXX-2025-NQM4-869 |  | D B A | Closed | FVAL5524 | 2025-08-08 11:39 | 2025-08-08 11:39 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, A manufactured home cannot be rural<br> \*Exception form is provided to allow rural manufactured home<br> \*Approved Conditions: [Redacted] MFR Rural Pricing<br> \*Exception form is on page # 467 of 587, Appraisal page 66 of 587 - Due Diligence Vendor-08/08/2025<br> - Due Diligence Vendor-08/08/2025 |  | Waived-Waived-As per guide, A manufactured home cannot be rural<br> \*Exception form is provided to allow rural manufactured home<br> \*Approved Conditions: [Redacted] MFR Rural Pricing<br> \*Exception form is on page # 467 of 587, Appraisal page 66 of 587 - Due Diligence Vendor-08/08/2025<br> - Due Diligence Vendor-08/08/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5114384 |
| XXXXXX-2025-NQM4-870 |  | D B A | Closed | FCOM4028 | 2025-08-08 10:28 | 2025-08-11 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5112903 |
| XXXXXX-2025-NQM4-870 |  | D B A | Closed | FVAL5472 | 2025-08-08 13:23 | 2025-08-08 13:23 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived--As per guide all per unit GLA should be 500 SQ FT or more<br> - Exception form provided to proceed with loans as 3rd unit GLA is less than 500 SQ FT<br> - Approved Condition :- Max [Redacted], 0.25 to price<br> - Exception from on Pg. no 153 of 271 - Due Diligence Vendor-08/08/2025 |  | Waived--As per guide all per unit GLA should be 500 SQ FT or more<br> - Exception form provided to proceed with loans as 3rd unit GLA is less than 500 SQ FT<br> - Approved Condition :- Max [Redacted], 0.25 to price<br> - Exception from on Pg. no 153 of 271 - Due Diligence Vendor-08/08/2025 |  | Revolving debt is under 30%, No credit events past 40 months, Credit score >40 points than minimum required. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5116646 |
| XXXXXX-2025-NQM4-871 |  | D A | Closed | FCOM4028 | 2025-08-08 11:41 | 2025-08-11 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5114425 |
| XXXXXX-2025-NQM4-872 |  | D B A | Closed | FCOM1208 | 2025-08-08 14:23 | 2025-08-25 06:38 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-missing addendum now present - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. Please see the signed Addendum to the Note attached - Buyer-08/22/2025 <br>Open-The Note is Incomplete \*Interest Addendum to Note is missing - Due Diligence Vendor-08/08/2025 |  | Resolved-missing addendum now present - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5117838 |
| XXXXXX-2025-NQM4-872 |  | D B A | Closed | FCOM4028 | 2025-08-08 14:32 | 2025-08-11 11:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5117985 |
| XXXXXX-2025-NQM4-872 |  | D B A | Closed | FCRE2828 | 2025-08-08 16:47 | 2025-08-11 07:59 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-\*As per Guide: Need 4 years from Credit event Exception form provided to allow Modification 3+ years Exception form page#37 of 181<br> \* Exception provided for Hard money loan note extended , we are calling it a loan mod . date extended , we are waiting to close to pay it off<br> \*Exception pg.#37 of 181<br> \*Approved with Condition: <br> - Due Diligence Vendor-08/08/2025 |  | Waived-\*As per Guide: Need 4 years from Credit event Exception form provided to allow Modification 3+ years Exception form page#37 of 181<br> \* Exception provided for Hard money loan note extended , we are calling it a loan mod . date extended , we are waiting to close to pay it off<br> \*Exception pg.#37 of 181<br> \*Approved with Condition: <br> - Due Diligence Vendor-08/08/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5119924 |
| XXXXXX-2025-NQM4-872 |  | D B A | Closed | FVAL9739 | 2025-08-08 17:00 | 2025-08-08 17:00 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-\*As per Guide appraisal Transfer a signed and dated Transfer Letter from the original lender to [Redacted], releasing the appraisal, is required.<br> \*Exception provided to allow appraisal Transfer without appraisal letter<br> \*Exception Pg.#35 of 181 <br> \*Approved with Condition: 0.25 to price - Due Diligence Vendor-08/08/2025 |  | Waived-\*As per Guide appraisal Transfer a signed and dated Transfer Letter from the original lender to [Redacted], releasing the appraisal, is required.<br> \*Exception provided to allow appraisal Transfer without appraisal letter<br> \*Exception Pg.#35 of 181 <br> \*Approved with Condition: 0.25 to price - Due Diligence Vendor-08/08/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5120167 |
| XXXXXX-2025-NQM4-872 |  | D B A | Closed | FVAL5524 | 2025-08-08 16:50 | 2025-08-08 16:50 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-\*As per Guide Commercial Space must not exceed 49% of building area<br> \*Exception provided for commercial portion exceeds 50% of building sq footage<br> \*Exception Pg.#36 of 181<br> \*Approved with Condition: 0.25 to price - Due Diligence Vendor-08/08/2025 |  | Waived-\*As per Guide Commercial Space must not exceed 49% of building area<br> \*Exception provided for commercial portion exceeds 50% of building sq footage<br> \*Exception Pg.#36 of 181<br> \*Approved with Condition: 0.25 to price - Due Diligence Vendor-08/08/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5120048 |
| XXXXXX-2025-NQM4-873 |  | D B A | Closed | FCOM4028 | 2025-08-08 14:36 | 2025-08-11 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5118088 |
| XXXXXX-2025-NQM4-873 |  | D B A | Closed | FVAL5524 | 2025-08-08 17:03 | 2025-08-11 14:53 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived--As per guide Assisted Living Facilities is not allowed asper guide<br> - Exception form provided to proceed with loan with "Assisted Living Facilities" which is ineligible property type.<br> - Approved condition :- [Redacted] max 0.25 to price<br> - Exception for mon pg. no :- 105 of 147. - Due Diligence Vendor-08/08/2025 |  | Waived--As per guide Assisted Living Facilities is not allowed asper guide<br> - Exception form provided to proceed with loan with "Assisted Living Facilities" which is ineligible property type.<br> - Approved condition :- [Redacted] max 0.25 to price<br> - Exception for mon pg. no :- 105 of 147. - Due Diligence Vendor-08/08/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 month. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5120186 |
| XXXXXX-2025-NQM4-874 |  | D A | Closed | FCRE1201 | 2025-08-06 12:20 | 2025-08-07 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/07/2025 <br>Resolved-now present - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please review uploaded fraud report - Buyer-08/07/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-08/06/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/07/2025 <br>Resolved-now present - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5079434 |
| XXXXXX-2025-NQM4-874 |  | D A | Closed | FCOM4028 | 2025-08-06 11:46 | 2025-08-06 15:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5078800 |
| XXXXXX-2025-NQM4-875 |  | D B A | Closed | FPRO1242 | 2025-08-08 11:21 | 2025-08-26 14:54 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Document Uploaded. Please see attached Appraisal - Buyer-08/12/2025 <br>Open-Appraisal is Missing no appraisal in file - Due Diligence Vendor-08/08/2025 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5113962 |
| XXXXXX-2025-NQM4-875 |  | D B A | Closed | FCOM4028 | 2025-08-08 10:21 | 2025-08-11 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5112770 |
| XXXXXX-2025-NQM4-875 |  | D B A | Closed | FCRE0626 | 2025-08-08 11:34 | 2025-08-08 11:34 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-Waiver for borrower only contributing assets for reserves<br>Approved with conditions of 0.5 to price<br>Waiver on page 19 of 244 - Due Diligence Vendor-08/08/2025 |  | Waived-Waiver for borrower only contributing assets for reserves<br>Approved with conditions of 0.5 to price<br>Waiver on page 19 of 244 - Due Diligence Vendor-08/08/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5114268 |
| XXXXXX-2025-NQM4-876 |  | D A | Closed | FCOM4028 | 2025-08-09 06:55 | 2025-08-12 07:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5122087 |
| XXXXXX-2025-NQM4-877 |  | D B A | Closed | FCOM4028 | 2025-08-08 07:03 | 2025-08-11 11:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5107920 |
| XXXXXX-2025-NQM4-877 |  | D B A | Closed | FVAL2242 | 2025-08-08 08:15 | 2025-08-08 08:15 | Waived | 2 - Non-Material B | Property | Property | Property is Manufactured Housing | Waived-Waiver due to manufactured home being on rural land<br>Approved with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 79 of 101 - Due Diligence Vendor-08/08/2025 |  | Waived-Waiver due to manufactured home being on rural land<br>Approved with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 79 of 101 - Due Diligence Vendor-08/08/2025<br>|  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5109270 |
| XXXXXX-2025-NQM4-878 |  | D B A | Closed | FCRE6843 | 2025-08-08 12:40 | 2025-08-12 14:50 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-comments provided by lender and resolved via their comments. No required unless they are needed for cash - Due Diligence Vendor-08/12/2025 <br>Ready for Review-We only need the terms of withdrawal in file if we are using the funds towards cash to close. In this case we are only using the funds for reserves so terms of withdrawal are not required in this case. - Buyer-08/12/2025 <br>Open-401k statement does not state: The account must allow withdrawal regardless of employment status per guidelines. need proof they can use money - Due Diligence Vendor-08/08/2025 |  | Resolved-comments provided by lender and resolved via their comments. No required unless they are needed for cash - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5115616 |
| XXXXXX-2025-NQM4-878 |  | D B A | Closed | FCOM4028 | 2025-08-08 12:54 | 2025-08-08 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5115985 |
| XXXXXX-2025-NQM4-878 |  | D B A | Closed | FCRE6763 | 2025-08-08 13:52 | 2025-08-08 13:52 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-does not have the minimum months of alimony verified to be used and considered stable<br> Borrower has been receiving other income for only 2 months. Child support being received is lower than the<br> divorce decree - $1,600 instead of $2,300.<br> Comments Exception approved with pre-sales before the partner sign-up for loan # [Redacted] (in uploads). Borrower<br> recently divorced and has been receiving Alimony and Child Support for the last 2 months.<br> Pg 121<br> - Due Diligence Vendor-08/08/2025 |  | Waived-does not have the minimum months of alimony verified to be used and considered stable<br> Borrower has been receiving other income for only 2 months. Child support being received is lower than the<br> divorce decree - $1,600 instead of $2,300.<br> Comments Exception approved with pre-sales before the partner sign-up for loan # [Redacted] (in uploads). Borrower<br> recently divorced and has been receiving Alimony and Child Support for the last 2 months.<br> Pg 121<br> - Due Diligence Vendor-08/08/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves<br> >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/01/2025 0.25 to price<br> Lock | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 5117242 |
| XXXXXX-2025-NQM4-879 |  | D A | Closed | FCOM4028 | 2025-08-09 07:56 | 2025-08-11 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5122258 |
| XXXXXX-2025-NQM4-880 |  | D A | Closed | FCOM4028 | 2025-08-09 00:59 | 2025-08-12 07:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5121651 |
| XXXXXX-2025-NQM4-881 |  | D A | Closed | FCOM4028 | 2025-08-09 02:38 | 2025-08-11 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5121730 |
| XXXXXX-2025-NQM4-882 |  | D A | Closed | FCOM4028 | 2025-08-09 09:59 | 2025-08-11 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5122681 |
| XXXXXX-2025-NQM4-883 |  | D A | Closed | FCOM4028 | 2025-08-09 11:03 | 2025-08-11 15:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5122835 |
| XXXXXX-2025-NQM4-884 |  | D A | Closed | FCOM4028 | 2025-08-09 06:26 | 2025-08-11 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5122004 |
| XXXXXX-2025-NQM4-885 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-886 |  | D A | Closed | FCRE9991 | 2025-08-07 12:16 | 2025-08-08 07:38 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Data tape now updated - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Updated calculation procedure being used for [Redacted] STR: daily rate \* 365 \* occupancy rate /12. In this case: <br> [Redacted]. <br> [Redacted]. <br> [Redacted] - Buyer-08/07/2025 <br> Open-DSCR is [Redacted]- Due Diligence Vendor-08/07/2025 |  | Resolved-Data tape now updated - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5097724 |
| XXXXXX-2025-NQM4-886 |  | D A | Closed | FCOM4028 | 2025-08-07 07:36 | 2025-08-07 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5090510 |
| XXXXXX-2025-NQM4-887 |  | D A | Closed | FCRE1158 | 2025-08-11 09:21 | 2025-08-12 10:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Hazard Insurance Policy Partially Provided Hazard Insurance Document deductible amount is missing refer page#245 of 419 - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5131251 |
| XXXXXX-2025-NQM4-888 |  | D A | Closed | FCRE1157 | 2025-08-09 14:12 | 2025-08-14 07:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/14/2025 <br>Ready for Review-Document Uploaded. Please see attached HO3 policy - Buyer-08/14/2025 <br>Open-Missing Hazard Insurance Policy - page 677 states the deductible and premium but there is no property address or dwelling coverage reflected. - Due Diligence Vendor-08/09/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5123272 |
| XXXXXX-2025-NQM4-888 |  | D A | Closed | FCRE8728 | 2025-08-09 14:57 | 2025-08-13 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-statments provided from lender confirms payment pg 212 shows new loan - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Document Uploaded. Please see attached REO documentation - Buyer-08/13/2025 <br>Open- - need payment info for concurrent loan. - Due Diligence Vendor-08/09/2025 |  | Resolved-statments provided from lender confirms payment pg 212 shows new loan - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5123374 |
| XXXXXX-2025-NQM4-888 |  | D A | Closed | FCOM4028 | 2025-08-09 13:15 | 2025-08-11 15:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5123163 |
| XXXXXX-2025-NQM4-889 |  | D B A | Closed | FCRE1158 | 2025-08-11 09:00 | 2025-08-12 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-invoice now present and matches - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. Please see attached invoice to support premium of $575 - Buyer-08/12/2025 <br>Open-page 86 and 88 are both not showing the right premium of $575 that was on CD, need updated - Due Diligence Vendor-08/11/2025 |  | Resolved-invoice now present and matches - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5130528 |
| XXXXXX-2025-NQM4-889 |  | D B A | Closed | FVAL5474 | 2025-08-11 09:14 | 2025-08-11 09:14 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-exceeds max allowed for 1 owner in project<br> Parkchester condo. One entity owns 50 % + total units<br> Pg 94<br> - Due Diligence Vendor-08/11/2025 |  | Waived-exceeds max allowed for 1 owner in project<br> Parkchester condo. One entity owns 50 % + total units<br> Pg 94<br> - Due Diligence Vendor-08/11/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 06/20/2025 0.25 to price, 60% LTV max | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5130825 |
| XXXXXX-2025-NQM4-890 |  | D A | Closed | FCOM4028 | 2025-08-09 08:58 | 2025-08-11 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5122499 |
| XXXXXX-2025-NQM4-891 |  | D A | Closed | FCOM4028 | 2025-08-08 17:15 | 2025-08-12 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5120310 |
| XXXXXX-2025-NQM4-892 |  | D B A | Closed | FCRE9991 | 2025-08-11 08:56 | 2025-08-15 10:02 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender clarified HOA dues and DSCR now matches - Due Diligence Vendor-08/15/2025 <br> Ready for Review-The questionnaire is completed for a different unit in the project, the dues amount listed on it does not apply to this unit. The questionnaire was pulled from the current [Redacted] approval for the project. The email from the HOA confirms the correct dues for the subject unit is $[Redacted]. - Buyer-08/14/2025 <br> Open-DSCA calc varies from originator score of 1.336. DSCR score should be 1.227. Difference is due to HOA dues. Dues are higher on the Condo Questionnaire. 1008 = $726.49 Questionnaire = $871.79. - Due Diligence Vendor-08/11/2025 |  | Resolved-lender clarified HOA dues and DSCR now matches - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5130419 |
| XXXXXX-2025-NQM4-892 |  | D B A | Closed | FCOM4028 | 2025-08-11 08:03 | 2025-08-11 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5129333 |
| XXXXXX-2025-NQM4-892 |  | D B A | Closed | FVAL5385 | 2025-08-11 09:02 | 2025-08-11 09:09 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waived-As per guide, To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception form is provided to allow with recent listing<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 502 of 558, Appraisal page 148 of 558 - Due Diligence Vendor-08/11/2025 - Due Diligence Vendor-08/11/2025 |  | Waived-Waived-As per guide, To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception form is provided to allow with recent listing<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 502 of 558, Appraisal page 148 of 558 - Due Diligence Vendor-08/11/2025 - Due Diligence Vendor-08/11/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5130568 |
| XXXXXX-2025-NQM4-892 |  | D B A | Closed | FCRE1200 | 2025-08-11 09:02 | 2025-08-11 09:09 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price, [Redacted] max, ok with loan amount $[Redacted]<br> \*Exception form is on page # 502 of 558 - Due Diligence Vendor-08/11/2025 - Due Diligence Vendor-08/11/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price, [Redacted] max, ok with loan amount $[Redacted]<br> \*Exception form is on page # 502 of 558 - Due Diligence Vendor-08/11/2025 - Due Diligence Vendor-08/11/2025 |  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5130608 |
| XXXXXX-2025-NQM4-892 |  | D B A | Closed | FVAL5474 | 2025-08-11 09:08 | 2025-08-11 09:09 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, The condominium HOA is not party to an active or pending litigation that would disqualify the property from a limited review<br> \*Exception form is provided to allow limited review condo (litigation for a foreclosure)<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 503 of 558, Litigation page 295 of 558 - Due Diligence Vendor-08/11/2025 - Due Diligence Vendor-08/11/2025 |  | Waived-Waived-As per guide, The condominium HOA is not party to an active or pending litigation that would disqualify the property from a limited review<br> \*Exception form is provided to allow limited review condo (litigation for a foreclosure)<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 503 of 558, Litigation page 295 of 558 - Due Diligence Vendor-08/11/2025 - Due Diligence Vendor-08/11/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5130725 |
| XXXXXX-2025-NQM4-893 |  | D B A | Closed | FCOM4028 | 2025-08-11 11:20 | 2025-08-11 15:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5133728 |
| XXXXXX-2025-NQM4-893 |  | D B A | Closed | FCRE4369 | 2025-08-11 12:24 | 2025-08-11 12:24 | Waived | 2 - Non-Material B | Credit | Eligibility | Mortgage/Rental lates exceed guidelines | Waived-Waiver for mortgage late in last 12 months<br>Approved with conditions of 0.5 to price & CUW full value review required<br>Waiver on page 97 of 163 - Due Diligence Vendor-08/11/2025 |  | Waived-Waiver for mortgage late in last 12 months<br>Approved with conditions of 0.5 to price & CUW full value review required<br>Waiver on page 97 of 163 - Due Diligence Vendor-08/11/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5134997 |
| XXXXXX-2025-NQM4-894 |  | D A | Closed | FCOM4028 | 2025-08-10 06:53 | 2025-08-11 15:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5124230 |
| XXXXXX-2025-NQM4-895 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-896 |  | D A | Closed | FCOM4028 | 2025-08-11 05:54 | 2025-08-11 16:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5127616 |
| XXXXXX-2025-NQM4-897 |  | D A | Closed | FCOM4028 | 2025-08-11 13:22 | 2025-08-11 16:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5136129 |
| XXXXXX-2025-NQM4-898 |  | D A | Closed | FCRE3876 | 2025-08-11 11:12 | 2025-08-14 14:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O Ins is now present - Due Diligence Vendor-08/14/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-08/14/2025 <br>Open-Title O&E Policy is Missing or Expired Title E&O document missing in file. - Due Diligence Vendor-08/11/2025 |  | Resolved-E&O Ins is now present - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 5133564 |
| XXXXXX-2025-NQM4-898 |  | D A | Closed | FCOM4028 | 2025-08-11 10:48 | 2025-08-12 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 5133058 |
| XXXXXX-2025-NQM4-899 |  | D B A | Closed | FCOM4028 | 2025-08-11 05:39 | 2025-08-12 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5127484 |
| XXXXXX-2025-NQM4-899 |  | D B A | Closed | FCRE6763 | 2025-08-11 06:23 | 2025-08-12 14:07 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, Guideline permits a maximum of 3 NSF's in a 12 month period when using Bank stmts for income qualification.<br> \*Exception form is provided to allow 7 NSF's for borrower in last 12 months. LOE page 156<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page # 42 of 114 - Due Diligence Vendor-08/11/2025 - Due Diligence Vendor-08/11/2025 |  | Waived-Waived-As per guide, Guideline permits a maximum of 3 NSF's in a 12 month period when using Bank stmts for income qualification.<br> \*Exception form is provided to allow 7 NSF's for borrower in last 12 months. LOE page 156<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page # 42 of 114 - Due Diligence Vendor-08/11/2025 - Due Diligence Vendor-08/11/2025<br>|  | Revolving debt under 30%, 5+ yrs current job, Residual income > $3,000, No mortgage lates last 24 months, DTI > 10% below program maximum, Credit Score > 40 points above program minimum. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5127925 |
| XXXXXX-2025-NQM4-900 |  | D A | Closed | FCOM4028 | 2025-08-11 08:08 | 2025-08-11 16:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5129412 |
| XXXXXX-2025-NQM4-901 |  | D B A | Closed | FCOM4028 | 2025-08-11 10:42 | 2025-08-12 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5132968 |
| XXXXXX-2025-NQM4-901 |  | D B A | Closed | FCRE1158 | 2025-08-11 12:34 | 2025-08-11 12:34 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow ACV for roof after 11 years<br> \*Approved Conditions : [Redacted], 0.25 to price<br> \*Exception form is on page #67 - Due Diligence Vendor-08/11/2025 |  | Waived-As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow ACV for roof after 11 years<br> \*Approved Conditions : [Redacted], 0.25 to price<br> \*Exception form is on page #67 - Due Diligence Vendor-08/11/2025<br>|  | Revolving debt is under 30%, LTV 10% below maximum, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5135180 |
| XXXXXX-2025-NQM4-901 |  | D B A | Closed | FPRO1251 | 2025-08-11 12:31 | 2025-08-11 12:31 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide, a manufactured home cannot be rural or be located on agricultural zoning.<br> \*Exception form is provided to allow rural & agricultural Manufactured housing<br> \*Exception form is on page #66<br> \*Approved Conditions : [Redacted] max, rural+mfr pricing - Due Diligence Vendor-08/11/2025 |  | Waived-As per guide, a manufactured home cannot be rural or be located on agricultural zoning.<br> \*Exception form is provided to allow rural & agricultural Manufactured housing<br> \*Exception form is on page #66<br> \*Approved Conditions : [Redacted] max, rural+mfr pricing - Due Diligence Vendor-08/11/2025<br>|  | Revolving debt is under 30%, LTV 10% below maximum, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5135132 |
| XXXXXX-2025-NQM4-902 |  | D A | Closed | FCOM4028 | 2025-08-10 09:49 | 2025-08-12 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5124679 |
| XXXXXX-2025-NQM4-903 |  | D A | Closed | FCOM4028 | 2025-08-11 12:33 | 2025-08-12 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5135172 |
| XXXXXX-2025-NQM4-904 |  | D A | Closed | FCRE1316 | 2025-08-07 09:12 | 2025-08-12 07:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-lender uploaded a VVOE as the WVOE was not acceptable as it did not meet the GL guidelines that states it must be within 10 days. Lender provided a VVOE, finding is now clear. - Due Diligence Vendor-08/12/2025 <br>Ready for Review-This is 2 Y full doc. A written VOE in form of 1005 is acceptable ,no need for Verbal VOE with in 10 days,if WVOE was presented on file.Please refer to GL 6.6.1 - Buyer-08/11/2025 <br>Counter-cannot use as guidelines state WVOE used for Verbal must be within 10 days. [Redacted] is allowing some flexibility in lieu of the traditional verbal verification of employment with one of the following methods:<br> • Written VOE: An email directly from the employer's work email address that identifies the name and title of the verifier and the borrower's name and current employment status may be used in lieu of a verbal VOE. This is required within 10 business days of the note date. - Due Diligence Vendor-08/11/2025 <br>Ready for Review-We had full WVOE in FNMA form 1005 which was good for 30 days. - Buyer-08/11/2025 <br>Counter-can only use that if dated with in 10 days of note and this is 12 days.[Redacted] is allowing some flexibility in lieu of the traditional verbal verification of employment with one of the following methods:<br> • Written VOE: An email directly from the employer's work email address that identifies the name and title of the verifier and the borrower's name and current employment status may be used in lieu of a verbal VOE. This is required within 10 business days of the note date - Due Diligence Vendor-08/08/2025 <br>Ready for Review-We had WVOE on file that was dated 07/17/2025 ,verbal VOE was not required. - Buyer-08/08/2025 <br>Open- - Due Diligence Vendor-08/07/2025 |  | Resolved-lender uploaded a VVOE as the WVOE was not acceptable as it did not meet the GL guidelines that states it must be within 10 days. Lender provided a VVOE, finding is now clear. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5092641 |
| XXXXXX-2025-NQM4-904 |  | D A | Closed | FCOM1233 | 2025-08-07 09:09 | 2025-08-08 13:47 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-updated 1003 now present - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Please review uploaded final 1003 - Buyer-08/08/2025 <br>Open- - please complete Marital Status and correct employment start date (per WVOE - page 123 the start date is 7/14/2023) - Due Diligence Vendor-08/07/2025 |  | Resolved-updated 1003 now present - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5092570 |
| XXXXXX-2025-NQM4-904 |  | D A | Closed | FCOM4028 | 2025-08-07 08:33 | 2025-08-07 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5091599 |
| XXXXXX-2025-NQM4-905 |  | D A | Closed | FCOM4028 | 2025-08-11 12:55 | 2025-08-12 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5135675 |
| XXXXXX-2025-NQM4-906 |  | D A | Closed | FCOM4028 | 2025-08-11 14:20 | 2025-08-12 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5137113 |
| XXXXXX-2025-NQM4-907 |  | D B A | Closed | FCOM4028 | 2025-08-11 15:14 | 2025-08-15 10:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5137986 |
| XXXXXX-2025-NQM4-907 |  | D B A | Closed | FCRE1440 | 2025-08-12 08:12 | 2025-08-12 15:45 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements As per guide Borrower cannot have mortgage lates within last 12 months prior to note date<br> Exception is provided for 30 day late in last 12 months - [Redacted] 9/24 on page 524<br> Approved Conditions : 0.5 to price & CUW full value review require<br> Exception Form page no 524 - Due Diligence Vendor-08/12/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements As per guide Borrower cannot have mortgage lates within last 12 months prior to note date<br> Exception is provided for 30 day late in last 12 months - [Redacted] 9/24 on page 524<br> Approved Conditions : 0.5 to price & CUW full value review require<br> Exception Form page no 524 - Due Diligence Vendor-08/12/2025 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5144326 |
| XXXXXX-2025-NQM4-908 |  | D A | Closed | FCOM4028 | 2025-08-11 15:17 | 2025-08-12 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5138027 |
| XXXXXX-2025-NQM4-909 |  | D A | Closed | FCOM4028 | 2025-08-11 15:35 | 2025-08-13 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5138273 |
| XXXXXX-2025-NQM4-910 |  | D A C | Closed | FCOM5814 | 2025-08-08 08:31 | 2025-08-12 15:26 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-lender sent missing items and compliance is now completed and passed - Due Diligence Vendor-08/12/2025 <br>Resolved-This is acceptable. - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. Please see the TRID documents attached. - Buyer-08/11/2025 <br>Open-Provide the missing initial Closing Disclosure and any Change of Circumstances for increase in fees. - Due Diligence Vendor-08/08/2025 |  | Resolved-lender sent missing items and compliance is now completed and passed - Due Diligence Vendor-08/12/2025 <br>Resolved-This is acceptable. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5109549 |
| XXXXXX-2025-NQM4-910 |  | D A C | Closed | FCOM4028 | 2025-08-08 05:07 | 2025-08-11 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5106690 |
| XXXXXX-2025-NQM4-911 |  | D A | Closed | FCOM4028 | 2025-08-08 07:33 | 2025-08-11 09:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5108432 |
| XXXXXX-2025-NQM4-912 |  | D A | Closed | FCOM4028 | 2025-08-12 07:50 | 2025-08-13 14:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5143812 |
| XXXXXX-2025-NQM4-913 |  | D A | Closed | FCOM4028 | 2025-08-11 14:52 | 2025-08-12 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5137624 |
| XXXXXX-2025-NQM4-914 |  | D A | Closed | FCOM4028 | 2025-08-12 06:27 | 2025-08-12 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5142492 |
| XXXXXX-2025-NQM4-915 |  | D A | Closed | FCOM4028 | 2025-08-12 08:20 | 2025-08-12 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5144504 |
| XXXXXX-2025-NQM4-916 |  | D A | Closed | FCOM4028 | 2025-08-11 16:57 | 2025-08-12 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5139026 |
| XXXXXX-2025-NQM4-917 |  | D B A | Closed | FCOM4028 | 2025-08-11 12:53 | 2025-08-12 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5135640 |
| XXXXXX-2025-NQM4-917 |  | D B A | Closed | FCRE1228 | 2025-08-11 13:53 | 2025-08-11 13:53 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waiver for 4 NSFs in 12 months<br>Approved as is<br>Waiver on page 375 of 469<br>- Due Diligence Vendor-08/11/2025 |  | Waived-Waiver for 4 NSFs in 12 months<br>Approved as is<br>Waiver on page 375 of 469<br>- Due Diligence Vendor-08/11/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5136681 |
| XXXXXX-2025-NQM4-918 |  | D A | Closed | FCOM4028 | 2025-08-12 10:04 | 2025-08-13 14:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5147136 |
| XXXXXX-2025-NQM4-919 |  | D B A | Closed | FCOM4028 | 2025-08-12 10:49 | 2025-08-12 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5147904 |
| XXXXXX-2025-NQM4-919 |  | D B A | Closed | FCRE1174 | 2025-08-12 11:23 | 2025-08-12 11:23 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-association is supposed to provide bldg flood coverage and doesnt<br> No master flood, borrower individual flood policy uploaded. 5+ years credit history, no credit events or<br> lates, requesting to proceed please. Thank you<br> Pg 106 - Due Diligence Vendor-08/12/2025 |  | Waived-association is supposed to provide bldg flood coverage and doesnt<br> No master flood, borrower individual flood policy uploaded. 5+ years credit history, no credit events or<br> lates, requesting to proceed please. Thank you<br> Pg 106 - Due Diligence Vendor-08/12/2025<br>|  | Compensating Factors<br> No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/31/2025 0.25 to price, 75% LTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5148587 |
| XXXXXX-2025-NQM4-920 |  | D A | Closed | FCOM4028 | 2025-08-12 09:42 | 2025-08-14 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5146658 |
| XXXXXX-2025-NQM4-921 |  | D A | Closed | FCOM4028 | 2025-08-12 11:27 | 2025-08-13 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5148745 |
| XXXXXX-2025-NQM4-922 |  | C B A | Closed | FCRE1437 | 2025-08-12 10:02 | 2025-08-14 08:01 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Missing bank statement is now present - Due Diligence Vendor-08/14/2025 <br>Ready for Review-Document Uploaded. Please see the June 2024 BS. - Buyer-08/13/2025 <br>Open-Income and Employment Do Not Meet Guidelines - Missing 6/2024 Business Bank statement to complete the 24 month Bank statement program. - Due Diligence Vendor-08/12/2025 |  | Resolved-Missing bank statement is now present - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5147090 |
| XXXXXX-2025-NQM4-922 |  | C B A | Closed | FCRE1193 | 2025-08-12 11:25 | 2025-08-12 11:25 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Waived-As per guide, Max DTI for FTHB is 50%<br> \*Exception form is provided to allow DTI over 50%<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #439 of 543 - [Redacted] 8/12/2025 - Due Diligence Vendor-08/12/2025 |  | Waived-Waived-As per guide, Max DTI for FTHB is 50%<br> \*Exception form is provided to allow DTI over 50%<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #439 of 543 - [Redacted] 8/12/2025 - Due Diligence Vendor-08/12/2025<br>|  | 10 Years or more in the same line of employment, No credit events past 40 months, and 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5148678 |
| XXXXXX-2025-NQM4-923 |  | D A | Closed | FCOM4028 | 2025-08-12 10:33 | 2025-08-13 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5147628 |
| XXXXXX-2025-NQM4-924 |  | D A | Closed | FCOM4028 | 2025-08-12 11:50 | 2025-08-13 12:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5149327 |
| XXXXXX-2025-NQM4-925 |  | D A | Closed | FCOM4028 | 2025-08-12 08:38 | 2025-08-13 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5144972 |
| XXXXXX-2025-NQM4-926 |  | D A | Closed | FCOM4028 | 2025-08-12 12:54 | 2025-08-13 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5150795 |
| XXXXXX-2025-NQM4-927 |  | D B A | Closed | FCOM4028 | 2025-08-12 13:54 | 2025-08-14 16:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5151891 |
| XXXXXX-2025-NQM4-927 |  | D B A | Closed | FCRE8955 | 2025-08-13 07:59 | 2025-08-13 07:59 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived--As per guide Max 5 Loan allowed with same same lender within 6 Months of period from note date<br> - Exception from proved to proceed with loan as co borrower is have more than 5 loans with the lender<br> - Approved condition :- 0.5 to price<br> - Exception form on Pg. no 1276 - Due Diligence Vendor-08/13/2025 |  | Waived--As per guide Max 5 Loan allowed with same same lender within 6 Months of period from note date<br> - Exception from proved to proceed with loan as co borrower is have more than 5 loans with the lender<br> - Approved condition :- 0.5 to price<br> - Exception form on Pg. no 1276 - Due Diligence Vendor-08/13/2025<br>|  | Revolving debt is under 30%, 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan ,Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5159901 |
| XXXXXX-2025-NQM4-928 |  | D A | Closed | FCOM4028 | 2025-08-13 08:34 | 2025-08-13 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan Closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Loan Closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5160621 |
| XXXXXX-2025-NQM4-929 |  | D A | Closed | FCOM4028 | 2025-08-12 08:01 | 2025-08-13 14:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5144046 |
| XXXXXX-2025-NQM4-930 |  | D A | Closed | FCOM4028 | 2025-08-12 12:44 | 2025-08-13 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5150599 |
| XXXXXX-2025-NQM4-931 |  | D A | Closed | FCOM4028 | 2025-08-09 08:26 | 2025-08-11 07:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5122362 |
| XXXXXX-2025-NQM4-932 |  | D A | Closed | FCOM4028 | 2025-08-12 13:20 | 2025-08-13 15:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5151269 |
| XXXXXX-2025-NQM4-933 |  | D B A | Closed | FCOM4028 | 2025-08-13 09:41 | 2025-08-13 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5162586 |
| XXXXXX-2025-NQM4-933 |  | D B A | Closed | FVAL5385 | 2025-08-13 10:17 | 2025-08-13 10:17 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waived-As per guide, To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception form is provided to allow with property listed - taken off MLS 6/18/2025<br> \*Approved Conditions: 0.25 to price, [Redacted] max. Listing should be removed<br> \*Exception form is on page # 2 of 337, Appraisal 416 of 521 - Due Diligence Vendor-08/13/2025 - Due Diligence Vendor-08/13/2025 |  | Waived-Waived-As per guide, To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception form is provided to allow with property listed - taken off MLS 6/18/2025<br> \*Approved Conditions: 0.25 to price, [Redacted] max. Listing should be removed<br> \*Exception form is on page # 2 of 337, Appraisal 416 of 521 - Due Diligence Vendor-08/13/2025 - Due Diligence Vendor-08/13/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5163307 |
| XXXXXX-2025-NQM4-934 |  | D B A | Closed | FCOM4028 | 2025-08-12 10:29 | 2025-08-13 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5147549 |
| XXXXXX-2025-NQM4-934 |  | D B A | Closed | FCRE1173 | 2025-08-12 11:34 | 2025-08-12 11:34 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Waived-Missing Master Condo Insurance Policy Waiver for The master insurance not carrying building ordinance or law coverage. The INSD's current carrier did not offer a quote with Ordinance and Law<br>Approved with conditions of [Redacted] max, 0.25 to price<br>Waiver on page 185 of 236 - Due Diligence Vendor-08/12/2025 |  | Waived-Missing Master Condo Insurance Policy Waiver for The master insurance not carrying building ordinance or law coverage. The INSD's current carrier did not offer a quote with Ordinance and Law<br>Approved with conditions of [Redacted] max, 0.25 to price<br>Waiver on page 185 of 236 - Due Diligence Vendor-08/12/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5148985 |
| XXXXXX-2025-NQM4-935 |  | D A | Closed | FCOM4028 | 2025-08-09 06:45 | 2025-08-12 14:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5122057 |
| XXXXXX-2025-NQM4-936 |  | D A | Closed | FCRE1481 | 2025-08-13 10:32 | 2025-08-18 08:15 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved- gift shows transfer from donor into account - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. Please review uploaded statement showing gift deposited to borrower's account - Buyer-08/15/2025 <br> Open-Asset Record 3 Does Not Meet G/L Requirements Donor source is missing for gift amount of $[Redacted]- Due Diligence Vendor-08/13/2025 |  | Resolved- gift shows transfer from donor into account - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5163619 |
| XXXXXX-2025-NQM4-936 |  | D A | Closed | FCOM4028 | 2025-08-13 08:50 | 2025-08-14 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5161005 |
| XXXXXX-2025-NQM4-937 |  | D A | Closed | FCOM4028 | 2025-08-13 08:31 | 2025-08-13 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5160520 |
| XXXXXX-2025-NQM4-938 |  | D A | Closed | FCOM4028 | 2025-08-13 07:04 | 2025-08-13 12:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5158889 |
| XXXXXX-2025-NQM4-939 |  | D A | Closed | FCRE1145 | 2025-08-12 14:06 | 2025-08-14 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-resolved with lender comments, they are accepting the format of title as is. - Due Diligence Vendor-08/14/2025 <br> Ready for Review-In [Redacted] State they have a slightly different form of the Title Commitment, like as they do in [Redacted] State.<br> All the required information is reflected on the 1st page. <br> - Buyer-08/14/2025 <br> Open-Title Document is missing schedule a - Due Diligence Vendor-08/12/2025 |  | Resolved-resolved with lender comments, they are accepting the format of title as is. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5152089 |
| XXXXXX-2025-NQM4-939 |  | D A | Closed | FCOM4028 | 2025-08-12 13:57 | 2025-08-13 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5151945 |
| XXXXXX-2025-NQM4-940 |  | D B A | Closed | FCOM4028 | 2025-08-13 07:16 | 2025-08-13 12:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5159069 |
| XXXXXX-2025-NQM4-940 |  | D B A | Closed | FVAL5474 | 2025-08-13 08:27 | 2025-08-13 08:27 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-repairs are not allowed<br> Required repairs<br> Comments Please note that based on the info in eDOC the condo is FNMA approved and the CQ is not required, only<br> insurance. Please allow us to proceed with the file. Thank you for your consideration.<br> Pg. 68 - Due Diligence Vendor-08/13/2025 |  | Waived-repairs are not allowed<br> Required repairs<br> Comments Please note that based on the info in eDOC the condo is FNMA approved and the CQ is not required, only<br> insurance. Please allow us to proceed with the file. Thank you for your consideration.<br> Pg. 68 - Due Diligence Vendor-08/13/2025<br>|  | Compensating Factors<br> 10 years or more in the same line of employment, No credit events past 40 months, Credit score >40 points than minimum required,<br> Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/04/2025 65 CLTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5160451 |
| XXXXXX-2025-NQM4-941 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-942 |  | D A | Closed | FCOM4028 | 2025-08-13 11:26 | 2025-08-13 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5164620 |
| XXXXXX-2025-NQM4-943 |  | D B A | Closed | FCOM4028 | 2025-08-12 15:32 | 2025-08-13 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5153405 |
| XXXXXX-2025-NQM4-943 |  | D B A | Closed | FCRE4369 | 2025-08-12 16:26 | 2025-08-12 16:26 | Waived | 2 - Non-Material B | Credit | Eligibility | Mortgage/Rental lates exceed guidelines | Waived-Waiver for a 30 day mortgage late in last 12 months<br>Approved with conditions of 0.5 to price<br>Waiver on page 2 of 155 - Due Diligence Vendor-08/12/2025 |  | Waived-Waiver for a 30 day mortgage late in last 12 months<br>Approved with conditions of 0.5 to price<br>Waiver on page 2 of 155 - Due Diligence Vendor-08/12/2025<br>|  | Residual income >=3000$, No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5154025 |
| XXXXXX-2025-NQM4-944 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-945 |  | D B A | Closed | FCOM4028 | 2025-08-13 09:20 | 2025-08-14 15:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5161925 |
| XXXXXX-2025-NQM4-945 |  | D B A | Closed | FPRO1149 | 2025-08-13 10:18 | 2025-08-14 15:45 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold \*Exception form is provided to allow leasehold property rights<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #513<br> - Due Diligence Vendor-08/14/2025 |  | Waived-Property Rights are Lease Hold \*Exception form is provided to allow leasehold property rights<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #513<br> - Due Diligence Vendor-08/14/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5163364 |
| XXXXXX-2025-NQM4-945 |  | D B A | Closed | FCRE1200 | 2025-08-13 11:14 | 2025-08-13 11:17 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow loan amount of $[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #512 - Due Diligence Vendor-08/13/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception form is provided to allow loan amount of $[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #512 - Due Diligence Vendor-08/13/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5164336 |
| XXXXXX-2025-NQM4-945 |  | D B A | Closed | FVAL5474 | 2025-08-13 11:17 | 2025-08-13 11:17 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities<br> \*Exception form is provided to allow Mandatory membership<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #514 - Due Diligence Vendor-08/13/2025 |  | Waived-As per guide, Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities<br> \*Exception form is provided to allow Mandatory membership<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #514 - Due Diligence Vendor-08/13/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5164406 |
| XXXXXX-2025-NQM4-946 |  | D A | Closed | FCRE3599 | 2025-08-14 14:00 | 2025-08-19 14:33 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Resolved-resolved with lender comments. 2 of the 5 loans had not closed yet. Lender provided further clarification as to new loans on app and considered them for a conservative approach - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. No,it's invalid. Borrower closed 5 loans with [Redacted] - please review uploaded Notes for your reference.All the closings were during June-begining of August 2025 which is with in 2 months. There are 2 loans([Redacted] & [Redacted]) as new,but not closed yet. No need for an exception since borrower had closed 5 loans with aggregate amount below $5M in the past 2 months. - Buyer-08/19/2025 <br> Counter-this is valid. 13.8 [Redacted] exposure may not exceed $5M aggregate with a maximum of 5 loans for each individual borrower in 6 months span counting from 1st loan's note date to the most recent loan's note date. Exceptions to this policy may be reviewed on a case-by-case basis - Due Diligence Vendor-08/18/2025 <br> Ready for Review-The subject property is an investment and the agregate amount doesn't exceed $5M. as per GL"When the subject property is a primary residence, second home or investment property, there are no limitations on the number of other properties the borrower(s) may currently have financed." - Buyer-08/15/2025 <br> Open-Borrower have 6 loans with [Redacted] within 6 months. Not meeting guide of maximum of 5 loans for each individual borrower in 6 months span<br> Note :As per 1003 & Fraud report borrower have a total of 7 loans with [Redacted] within the last six months. 6 of these loans are reflected on 1003, and one loan's verification comes from fraud reports. (Loan #[Redacted], #[Redacted], #[Redacted], #[Redacted], #[Redacted], #[Redacted] & #[Redacted]) All are within 6 Months - Due Diligence Vendor-08/14/2025 |  | Resolved-resolved with lender comments. 2 of the 5 loans had not closed yet. Lender provided further clarification as to new loans on app and considered them for a conservative approach - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5183665 |
| XXXXXX-2025-NQM4-946 |  | D A | Closed | FCOM1221 | 2025-08-14 12:42 | 2025-08-19 14:20 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-correct notary page now present - Due Diligence Vendor-08/19/2025 <br>Ready for Review-Document Uploaded. Please review uploaded mortgage - Buyer-08/19/2025 <br>Open-The Deed of Trust is Incomplete Notary date Year is missing on Deed of Trust - Due Diligence Vendor-08/14/2025 |  | Resolved-correct notary page now present - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5182112 |
| XXXXXX-2025-NQM4-946 |  | D A | Closed | FCOM4028 | 2025-08-13 12:17 | 2025-08-14 16:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5165751 |
| XXXXXX-2025-NQM4-947 |  | D A | Closed | FCRE8611 | 2025-08-13 10:25 | 2025-08-21 11:45 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-operating agreement now present and shows sole owner - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. Loan Processor stated that the UW approved and accepted the Operating agreement for ownership guidelines - Buyer-08/21/2025 <br> Counter-cannot use this as does not meet guidelines. % must be from CPA or articles per guidelines If articles of Incorporation do not list its owners, then CPA Letter with Ownership Breakdown or Addendum will be required. CPA/Tax Preparer/Enrolled tax agent must have either filed or reviewed previous year returns or financial audit. - Due Diligence Vendor-08/14/2025 <br> Ready for Review-Document Uploaded. SE Business Narrative form shows [Redacted] owns 100% - Buyer-08/13/2025 <br> Open-missing % owned for business. we have a update removing 2 members on page 22 and still leaves 2 members since original articles had 4 owners - Due Diligence Vendor-08/13/2025 |  | Resolved-operating agreement now present and shows sole owner - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5163506 |
| XXXXXX-2025-NQM4-947 |  | D A | Closed | FCOM4028 | 2025-08-13 10:12 | 2025-08-14 08:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Ready for Review-Document Uploaded. Original has been sent to the applicable county for recording and takes time to receive the recorded mortgage back - Buyer-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5163199 |
| XXXXXX-2025-NQM4-948 |  | D B A | Closed | FCOM4028 | 2025-08-13 12:58 | 2025-08-14 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5166657 |
| XXXXXX-2025-NQM4-948 |  | D B A | Closed | FCRE1200 | 2025-08-13 14:42 | 2025-08-13 14:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*Exception form is provided to allow Loan Amount <100k<br> \*Approved as is.<br> \*Exception form is on page #778 - Due Diligence Vendor-08/13/2025 |  | Waived-\*Exception form is provided to allow Loan Amount <100k<br> \*Approved as is.<br> \*Exception form is on page #778 - Due Diligence Vendor-08/13/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5168734 |
| XXXXXX-2025-NQM4-949 |  | D A | Closed | FCOM4028 | 2025-08-13 12:19 | 2025-08-15 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5165811 |
| XXXXXX-2025-NQM4-950 |  | D A | Closed | FCOM4028 | 2025-08-13 10:58 | 2025-08-14 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5164103 |
| XXXXXX-2025-NQM4-951 |  | D A | Closed | FCOM4028 | 2025-08-13 14:48 | 2025-08-14 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5168817 |
| XXXXXX-2025-NQM4-952 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-953 |  | D A | Closed | FCOM4028 | 2025-08-13 09:22 | 2025-08-14 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5162141 |
| XXXXXX-2025-NQM4-954 |  | D B A | Closed | FCOM4028 | 2025-08-13 10:38 | 2025-08-14 13:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5163740 |
| XXXXXX-2025-NQM4-954 |  | D B A | Closed | FVAL5524 | 2025-08-13 11:46 | 2025-08-13 11:46 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Unique properties not allowed<br> \*Exception form is provided to allow a log n=home unique to the area<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 21 of 186, Appraisal page 497 of 580 - Due Diligence Vendor-08/13/2025 - Due Diligence Vendor-08/13/2025 |  | Waived-Waived-As per guide, Unique properties not allowed<br> \*Exception form is provided to allow a log n=home unique to the area<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 21 of 186, Appraisal page 497 of 580 - Due Diligence Vendor-08/13/2025 - Due Diligence Vendor-08/13/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required,Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5165052 |
| XXXXXX-2025-NQM4-955 |  | D A | Closed | FCOM4028 | 2025-08-13 09:19 | 2025-08-14 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5161850 |
| XXXXXX-2025-NQM4-956 |  | D A | Closed | FCOM4028 | 2025-08-13 15:19 | 2025-08-15 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5169273 |
| XXXXXX-2025-NQM4-957 |  | D A | Closed | FCRE1500 | 2025-08-13 16:37 | 2025-08-15 11:17 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved-Liquid Funds Post Close are $26415.07 - Due Diligence Vendor-08/15/2025 <br> Ready for Review-Document Uploaded. Please see the BS for [Redacted] ([Redacted]) + ([Redacted]) + ([Redacted]) = [Redacted] - Buyer-08/15/2025 <br> Open-Liquid Funds Post Close are less than $0 Total Assets available $[Redacted], Required $[Redacted] = shortage $1,779.62. Need additional 1 months of liquid asset statements. - Due Diligence Vendor-08/13/2025 |  | Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-08/15/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5170475 |
| XXXXXX-2025-NQM4-957 |  | D A | Closed | FCRE1501 | 2025-08-13 16:37 | 2025-08-15 11:17 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-08/15/2025 <br> Ready for Review-Document Uploaded. Borrower has enough assets for reserves ([Redacted]), while [Redacted] is required ([Redacted] (CTC) + [Redacted] (Reserves)). - Buyer-08/15/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] 3 months reserves $[Redacted] (PITIA $[Redacted]), available $0 = Shortage $[Redacted] Need additional 1 months of asset statements.<br> - Due Diligence Vendor-08/13/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-08/15/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5170476 |
| XXXXXX-2025-NQM4-957 |  | D A | Closed | FCOM4028 | 2025-08-13 15:21 | 2025-08-14 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5169320 |
| XXXXXX-2025-NQM4-958 |  | D A | Closed | FCOM4028 | 2025-08-14 08:12 | 2025-08-15 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5176025 |
| XXXXXX-2025-NQM4-959 |  | D A | Closed | FCOM4028 | 2025-08-13 11:31 | 2025-08-14 16:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5164711 |
| XXXXXX-2025-NQM4-960 |  | D A | Closed | FCRE8712 | 2025-08-14 08:46 | 2025-08-20 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Verification of Rent | Resolved-rent provided and payments shock is acceptable - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. - Buyer-08/20/2025 <br>Open- - borrowers are FTHB. 1003 states they rent but no amount provided so unable to determine payment shock. - Due Diligence Vendor-08/14/2025 |  | Resolved-rent provided and payments shock is acceptable - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5176757 |
| XXXXXX-2025-NQM4-960 |  | D A | Closed | FCRE1365 | 2025-08-14 08:45 | 2025-08-20 13:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 IRS Transcripts Missing | Resolved-1099 transcript now present - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. - Buyer-08/20/2025 <br>Open- - 2024 1099 income used. No transcript provided. - Due Diligence Vendor-08/14/2025 |  | Resolved-1099 transcript now present - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5176727 |
| XXXXXX-2025-NQM4-960 |  | D A | Closed | FCOM4028 | 2025-08-13 13:51 | 2025-08-14 16:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5167714 |
| XXXXXX-2025-NQM4-961 |  | D A | Closed | FCOM4028 | 2025-08-14 07:34 | 2025-08-15 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5175282 |
| XXXXXX-2025-NQM4-962 |  | D B A C | Closed | 1910-1003925 | 2025-08-14 12:18 | 2025-08-27 10:20 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | Interest: DaysInYear | Acknowledged-Acknowledging this finding as lender cited case law and it is unclear. - Due Diligence Vendor-08/27/2025 <br> Ready for Review-The interest days in year used to calculate the interest is less than 365 days.<br> [Redacted] state law is unclear as to the requirement for a 365 day note for a second lien. The [Redacted] case law would suggest that a 365 day note is required but only to the extent that APR does not exceed 12% usuary limit. In this case it does not. finding is acknowledged as a Compliance Caution.<br> In this case that APR less then 12%. - Seller-08/26/2025 <br> Open- - Due Diligence Vendor-08/22/2025 <br> Open-The interest days in year used to calculate the interest (Periodic 360) is less than 365 days. The [Redacted] Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. (RCW 19.52.020; [Redacted], Inc., 90 [Redacted]. 2d 680, 586 P. 2d 830 (1978)) - Due Diligence Vendor-08/14/2025 <br> Open- - Due Diligence Vendor-08/14/2025 | Ready for Review-The interest days in year used to calculate the interest is less than 365 days.<br> [Redacted] state law is unclear as to the requirement for a 365 day note for a second lien. The [Redacted] case law would suggest that a 365 day note is required but only to the extent that APR does not exceed 12% usuary limit. In this case it does not. finding is acknowledged as a Compliance Caution.<br> In this case that APR less then 12%. - Seller-08/26/2025<br>| Acknowledged-Acknowledging this finding as lender cited case law and it is unclear. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | No | 5181530 |
| XXXXXX-2025-NQM4-962 |  | D B A C | Closed | 50001252-Fees-Limited | 2025-08-14 12:18 | 2025-08-22 13:47 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Cured-PCCD provided is acceptable. - Due Diligence Vendor-08/22/2025 <br>Resolved- - Due Diligence Vendor-08/22/2025 <br>Ready for Review-replied to a previous condition - Buyer-08/21/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Final CD 08/05/2025 Origination Fee for $1,195.00 was added without a Change of Circumstance. If this was a Clerical Error and The previously disclosed Commitment fee for $1,195.00 was the Origination Fee we need all LE's and CD's re-disclosed with the correct Fee name. - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/14/2025 |  | Cured-PCCD provided is acceptable. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5181531 |
| XXXXXX-2025-NQM4-962 |  | D B A C | Closed | 50001251-Fees-Limited | 2025-08-14 12:18 | 2025-08-22 13:46 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-This is acceptable. - Due Diligence Vendor-08/22/2025 <br>Resolved- - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. The name in final CD was changed due to glitch in Doc magic application from where we prepare the final Docs and CD<br>Please see attached PC CD with correct fee name as per the initially disclosed LEs and CDs. - Seller-08/21/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Final CD 08/05/2025 Origination Fee for $1,195.00 was added without a Change of Circumstance. If this was a Clerical Error and The previously disclosed Commitment fee for $1,195.00 was the Origination Fee we need all LE's and CD's re-disclosed with the correct Fee name. - Due Diligence Vendor-08/14/2025 <br>Open- - Due Diligence Vendor-08/14/2025 | Ready for Review-Document Uploaded. The name in final CD was changed due to glitch in Doc magic application from where we prepare the final Docs and CD<br>Please see attached PC CD with correct fee name as per the initially disclosed LEs and CDs. - Seller-08/21/2025<br>| Cured-This is acceptable. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5181529 |
| XXXXXX-2025-NQM4-962 |  | D B A C | Closed | FCOM4028 | 2025-08-14 09:05 | 2025-08-15 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5177166 |
| XXXXXX-2025-NQM4-963 |  | D A | Closed | FCOM4028 | 2025-08-14 09:14 | 2025-08-19 07:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt - Buyer-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5177511 |
| XXXXXX-2025-NQM4-964 |  | D A | Closed | FCRE1148 | 2025-08-14 09:17 | 2025-08-18 08:30 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-updated title with revised coverage now present - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. Please review uploaded priliminary title - Buyer-08/15/2025 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted].00+0+0 No supplement/update noted. - Due Diligence Vendor-08/14/2025 |  | Resolved-updated title with revised coverage now present - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5177563 |
| XXXXXX-2025-NQM4-964 |  | D A | Closed | FCOM4028 | 2025-08-14 08:45 | 2025-08-14 15:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5176726 |
| XXXXXX-2025-NQM4-965 |  | D B A | Closed | FCOM4028 | 2025-08-13 16:56 | 2025-08-14 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5170695 |
| XXXXXX-2025-NQM4-965 |  | D B A | Closed | FVAL5474 | 2025-08-14 06:07 | 2025-08-14 06:07 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waiver for single entity owning 48.5% of total units<br>Approved with conditions of 0.375 to price<br>Waiver on page 1 of 254 - Due Diligence Vendor-08/14/2025 |  | Waived-Waiver for single entity owning 48.5% of total units<br>Approved with conditions of 0.375 to price<br>Waiver on page 1 of 254 - Due Diligence Vendor-08/14/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5174089 |
| XXXXXX-2025-NQM4-966 |  | C A | Closed | FCRE1501 | 2025-08-14 08:06 | 2025-08-19 14:49 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. Please review uploaded statement for [Redacted]- CD - Buyer-08/19/2025 <br> Counter-missing the CD documentation used on final 1003 - Due Diligence Vendor-08/18/2025 <br> Ready for Review-As per assets on file borrower had sufficient funds to cover reserves requirements. Total available assets were $[Redacted] cash to close =$[Redacted] funds remaining for reserves.<br> PITIA is $[Redacted]. Calculations are $[Redacted]months reserves - Buyer-08/15/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $754.86 is less than Total Required Reserve Amount of $4989.48 No futher proof of assets to provide reserves. CD missing according to 1003. short -$4,234.62 for reserves - Due Diligence Vendor-08/14/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $17378.57 is equal to or greater than Total Required Reserve Amount of $4989.48 - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5175887 |
| XXXXXX-2025-NQM4-967 |  | B A | Closed | FCRE1492 | 2025-08-14 09:45 | 2025-08-14 09:45 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Waived-As per guide, Cash-Out Seasoning from six (6) to twelve (12) months is allowed with the following restrictions: • Maximum CLTV ratio for the cash out transaction is based up on the lower of the current appraised value or the purchase price plus documented improvements<br> \*Exception form is provided to allow use of appraised value - purchased 10/24/2024<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 47 of 173, Appraisal page 91 of 235, CD from purchase page 138 of 235, Renovation Receipts page 70 of 173 - Due Diligence Vendor-08/14/2025 - Due Diligence Vendor-08/14/2025 |  | Waived-Waived-As per guide, Cash-Out Seasoning from six (6) to twelve (12) months is allowed with the following restrictions: • Maximum CLTV ratio for the cash out transaction is based up on the lower of the current appraised value or the purchase price plus documented improvements<br> \*Exception form is provided to allow use of appraised value - purchased 10/24/2024<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 47 of 173, Appraisal page 91 of 235, CD from purchase page 138 of 235, Renovation Receipts page 70 of 173 - Due Diligence Vendor-08/14/2025 - Due Diligence Vendor-08/14/2025<br>|  | 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5178219 |
| XXXXXX-2025-NQM4-968 |  | D A | Closed | FCOM4028 | 2025-08-14 09:35 | 2025-08-15 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5178016 |
| XXXXXX-2025-NQM4-969 |  | D A | Closed | FCOM4028 | 2025-08-14 13:02 | 2025-08-15 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5182535 |
| XXXXXX-2025-NQM4-970 |  | D A | Closed | FCOM4028 | 2025-08-14 13:04 | 2025-08-15 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5182655 |
| XXXXXX-2025-NQM4-971 |  | D B A | Closed | FCOM4028 | 2025-08-14 10:19 | 2025-08-15 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5178926 |
| XXXXXX-2025-NQM4-971 |  | D B A | Closed | FVAL5474 | 2025-08-14 13:03 | 2025-08-14 13:03 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived--As per guide the property should not have structural defects<br> - Exception form provided to procced with loan as there is Deck being replaced due to critical repairs<br> - Exception form pg. no 293 of 300<br> - Approved condition :- 0.5 to price , [Redacted] Max - Due Diligence Vendor-08/14/2025 |  | Waived--As per guide the property should not have structural defects<br> - Exception form provided to procced with loan as there is Deck being replaced due to critical repairs<br> - Exception form pg. no 293 of 300<br> - Approved condition :- 0.5 to price , [Redacted] Max - Due Diligence Vendor-08/14/2025<br>|  | Several income sources and DTI below 45%, 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24months, 2+ borrowers on the loan, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5182544 |
| XXXXXX-2025-NQM4-972 |  | D B A | Closed | FCOM4028 | 2025-08-14 10:27 | 2025-08-15 14:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5179061 |
| XXXXXX-2025-NQM4-972 |  | D B A | Closed | FCRE9806 | 2025-08-14 11:11 | 2025-08-14 11:14 | Waived | 2 - Non-Material B | Credit | Eligibility | Other Credit Finding | Waived-Waived-As per guide, Guideline requires a note signor to be obligated for the mortgage held. Bwr is sole note signer.<br> \*Exception form is provided to allow bwrs' REO omitted from debt, as bwr's sister lives in property and makes pmts. - 12 months evidence in file per bank stmts.<br> \*Approved Conditions: None<br> \*Exception form is on page # 139 of 719 - Due Diligence Vendor-08/08/2025 - Due Diligence Vendor-08/14/2025 |  | Waived-Waived-As per guide, Guideline requires a note signor to be obligated for the mortgage held. Bwr is sole note signer.<br> \*Exception form is provided to allow bwrs' REO omitted from debt, as bwr's sister lives in property and makes pmts. - 12 months evidence in file per bank stmts.<br> \*Approved Conditions: None<br> \*Exception form is on page # 139 of 719 - Due Diligence Vendor-08/08/2025 - Due Diligence Vendor-08/14/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer lates last 24 months, Credit Score > 40 points above program minimum. No mortgage lates last 24 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5179957 |
| XXXXXX-2025-NQM4-972 |  | D B A | Closed | FVAL5472 | 2025-08-14 11:10 | 2025-08-14 11:11 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Waived-As per guide, Guideline maximum acreage for properties is 10.<br> \*Exception form is provided to allow subject with 10.14 acres.<br> \*Approved Conditions: [Redacted] max, 0.125 to price<br> \*Exception form is on page # 138 of 719 - Due Diligence Vendor-08/08/2025 - Due Diligence Vendor-08/14/2025 |  | Waived-Waived-As per guide, Guideline maximum acreage for properties is 10.<br> \*Exception form is provided to allow subject with 10.14 acres.<br> \*Approved Conditions: [Redacted] max, 0.125 to price<br> \*Exception form is on page # 138 of 719 - Due Diligence Vendor-08/08/2025 - Due Diligence Vendor-08/14/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer lates last 24 months, Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5179939 |
| XXXXXX-2025-NQM4-973 |  | D B A | Closed | FCOM4028 | 2025-08-14 13:13 | 2025-08-15 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5182812 |
| XXXXXX-2025-NQM4-973 |  | D B A | Closed | FCRE9994 | 2025-08-14 14:49 | 2025-08-15 13:07 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-\*Per Guide: If the property was acquired less than or equal to 12 months from the note date, the lesser of the current appraised value or purchase price plus documented improvements will be used to determine LTV<br> \*Exception form provided to allow Proceed with Appraised value for LTV calculation<br> \*Exception form page#63<br> \*Approved With Conditions: [Redacted], 0.25 to price<br> - Due Diligence Vendor-08/14/2025 |  | Waived-\*Per Guide: If the property was acquired less than or equal to 12 months from the note date, the lesser of the current appraised value or purchase price plus documented improvements will be used to determine LTV<br> \*Exception form provided to allow Proceed with Appraised value for LTV calculation<br> \*Exception form page#63<br> \*Approved With Conditions: [Redacted], 0.25 to price<br> - Due Diligence Vendor-08/14/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5184649 |
| XXXXXX-2025-NQM4-974 |  | D A | Closed | FCRE1491 | 2025-08-14 16:08 | 2025-08-21 09:24 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor wire now present for source - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. Please see the Gift sourcing from donor [Redacted] account [Redacted]. - Buyer-08/20/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift of $[Redacted] for which gift letter is on pg. no 61 of 429 however donor source is missing in file which is directly transfer to title company. - Due Diligence Vendor-08/14/2025 |  | Resolved-donor wire now present for source - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5185913 |
| XXXXXX-2025-NQM4-974 |  | D A | Closed | FCRE9650 | 2025-08-14 16:41 | 2025-08-20 07:43 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-lead paint now present - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. Lead Based Paint Disclosure is attached. - Buyer-08/20/2025 <br>Counter-we will require a waiver. this is a Federal disclosure - Due Diligence Vendor-08/19/2025 <br>Ready for Review-Document Uploaded. The lead based paint disclosure hasn't been required on NQM loans for now. - Buyer-08/18/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties before January 1, 1978. Lead Based Paint Disclosure is 'Missing - Due Diligence Vendor-08/14/2025 |  | Resolved-lead paint now present - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5186326 |
| XXXXXX-2025-NQM4-974 |  | D A | Closed | FCOM4028 | 2025-08-14 13:52 | 2025-08-15 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5183565 |
| XXXXXX-2025-NQM4-975 |  | D A | Closed | FCOM4028 | 2025-08-13 05:58 | 2025-08-13 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5158125 |
| XXXXXX-2025-NQM4-976 |  | D A | Closed | FCOM4028 | 2025-08-14 16:14 | 2025-08-15 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5186003 |
| XXXXXX-2025-NQM4-977 |  | D A | Closed | FCRE6206 | 2025-08-15 14:54 | 2025-08-21 10:25 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-complete mortgagee clause now present - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. Please see attached corrected Title Commitment - Buyer-08/20/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Mortgagee Clause is incomplete on Title Commitment page #446 of 454; "ISAOA/ATIMA" is missing - Due Diligence Vendor-08/15/2025 |  | Resolved-complete mortgagee clause now present - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5199656 |
| XXXXXX-2025-NQM4-977 |  | D A | Closed | FCRE9991 | 2025-08-15 09:22 | 2025-08-19 07:13 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DSCR score - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. DSCR is 1.138, STR [Redacted] was used for the calculation. Please see attached updated Lock confirmation - Buyer-08/19/2025 <br> Open-•DSCR is off by 0.239% , Lender's score 0.899<br> >This is a Purchase Loan: [Redacted] in file with compensating factor 63% and appraisal not reading tenant occupied. Verified doc considered is [Redacted] rent [Redacted] should be the actual score. Lender Considered Rent as per 1007 pg.#22 of 454 $2300 - Due Diligence Vendor-08/15/2025 |  | Resolved-lender updated DSCR score - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5193256 |
| XXXXXX-2025-NQM4-977 |  | D A | Closed | FCOM4028 | 2025-08-14 16:23 | 2025-08-15 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5186169 |
| XXXXXX-2025-NQM4-978 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-979 |  | D A | Closed | FCRE9651 | 2025-08-14 16:50 | 2025-08-19 07:16 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-am schedule now present - Due Diligence Vendor-08/19/2025 <br>Ready for Review-Document Uploaded. Please see attached Amortization Schedule - Buyer-08/19/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-08/14/2025 |  | Resolved-am schedule now present - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5186382 |
| XXXXXX-2025-NQM4-979 |  | D A | Closed | FCOM4028 | 2025-08-14 15:29 | 2025-08-15 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5185336 |
| XXXXXX-2025-NQM4-980 |  | D A | Closed | FCOM4028 | 2025-08-14 09:26 | 2025-08-15 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5177782 |
| XXXXXX-2025-NQM4-981 |  | D A | Closed | FCOM4028 | 2025-08-15 08:46 | 2025-08-15 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5192401 |
| XXXXXX-2025-NQM4-982 |  | D A | Closed | FCOM4028 | 2025-08-14 17:15 | 2025-08-15 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5186609 |
| XXXXXX-2025-NQM4-983 |  | D A | Closed | FCOM4028 | 2025-08-14 11:40 | 2025-08-15 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5180606 |
| XXXXXX-2025-NQM4-984 |  | D A | Closed | FCOM4028 | 2025-08-15 03:09 | 2025-08-15 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5188758 |
| XXXXXX-2025-NQM4-985 |  | D A | Closed | FCOM4028 | 2025-08-14 06:14 | 2025-08-15 11:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5174180 |
| XXXXXX-2025-NQM4-986 |  | D A | Closed | FCOM4028 | 2025-08-15 09:56 | 2025-08-18 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5194271 |
| XXXXXX-2025-NQM4-987 |  | D A | Closed | FCOM4028 | 2025-08-15 11:26 | 2025-08-18 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5195921 |
| XXXXXX-2025-NQM4-988 |  | D A | Closed | FCOM4028 | 2025-08-15 12:35 | 2025-08-18 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5197230 |
| XXXXXX-2025-NQM4-989 |  | D B A | Closed | FCRE9991 | 2025-08-18 14:23 | 2025-08-27 09:36 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender requested we use [Redacted] so update and DSCR now matches at .848 - Due Diligence Vendor-08/27/2025 <br>Resolved-while the guidelines do not call for a 60% occupancy factor, Lender applied one. TPR updated and DSCR now matches at the lower figure - Due Diligence Vendor-08/22/2025 <br>Ready for Review-[Redacted] shows occupancy 54% (we do not use [Redacted] if occupancy is less than 60%). 1007 was used for DSCR calculation: $1900 / $3,516.20 = 0.54 - Buyer-08/22/2025 <br>Open-DSCR is of by 0.267 Lender score 0.540<br> Rent income considered by lender $1,900 but the verified document $2837.50. Lender considered 1007 to calculate DSCR. Verified from [Redacted]<br> Calculation : $2837.50/3516.20 -0.807 should be the actual score - Due Diligence Vendor-08/18/2025 | Here is the [Redacted] that we used.<br> Please advise if you're able to use it so we have the same DSCR ratio (0.847)<br> - 08/27/2025 <br>| Resolved-lender requested we use [Redacted] so update and DSCR now matches at .848 - Due Diligence Vendor-08/27/2025 <br>Resolved-while the guidelines do not call for a 60% occupancy factor, Lender applied one. TPR updated and DSCR now matches at the lower figure - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5219718 |
| XXXXXX-2025-NQM4-989 |  | D B A | Closed | FCOM4028 | 2025-08-15 14:08 | 2025-08-18 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5198891 |
| XXXXXX-2025-NQM4-989 |  | D B A | Closed | FVAL5474 | 2025-08-15 16:39 | 2025-08-15 16:39 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per Guide :projects with 21 or more units – 25%<br> Exception form provided to allow the property has one owner that owes 33%<br> Exception form page#343 of 423<br> Approved With Conditions: 0.25 to price, $[Redacted] LA - Due Diligence Vendor-08/15/2025 |  | Waived-As per Guide :projects with 21 or more units – 25%<br> Exception form provided to allow the property has one owner that owes 33%<br> Exception form page#343 of 423<br> Approved With Conditions: 0.25 to price, $[Redacted] LA - Due Diligence Vendor-08/15/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5200607 |
| XXXXXX-2025-NQM4-990 |  | D B A C | Closed | FPRO2828 | 2025-08-14 13:14 | 2025-08-20 07:48 | Resolved | 1 - Information C A | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Resolved-resolved with lender comments, they are accepting letter as is - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by CUW. This is a standard transfer letter form of [Redacted] and we consider it signed. - Buyer-08/20/2025 <br> Open-Transfer letter page 85 is not signed and per guidelines must be signed - Due Diligence Vendor-08/14/2025 |  | Resolved-resolved with lender comments, they are accepting letter as is - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5182841 |
| XXXXXX-2025-NQM4-990 |  | D B A C | Closed | FCOM4028 | 2025-08-14 11:35 | 2025-08-18 05:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-08/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5180475 |
| XXXXXX-2025-NQM4-990 |  | D B A C | Closed | FCRE1174 | 2025-08-14 13:15 | 2025-08-14 13:15 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-does not meet coverage requirements for master condo ins not at replacement cost Pg 395<br> Master insurance property not written to 100% Replacement. Attached Master Policy shows Replacement<br> cost except on roofs older than 12 years old. Good Overall borrower<br> - Due Diligence Vendor-08/14/2025 |  | Waived-does not meet coverage requirements for master condo ins not at replacement cost Pg 395<br> Master insurance property not written to 100% Replacement. Attached Master Policy shows Replacement<br> cost except on roofs older than 12 years old. Good Overall borrower<br> - Due Diligence Vendor-08/14/2025<br>|  | Compensating Factors<br> Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/06/2025 70 CLTV max, 0.25 to price, ok with LA<100k | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5182863 |
| XXXXXX-2025-NQM4-991 |  | D A | Closed | FCRE1205 | 2025-08-14 15:03 | 2025-08-20 08:01 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-08/20/2025 <br>Resolved-fraud report now present - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. Please see attached updated Fraud Report - Buyer-08/19/2025 <br>Open-OFAC Check Not Completed and/or Cleared missing/cleared - Due Diligence Vendor-08/14/2025 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-08/20/2025 <br>Resolved-fraud report now present - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5184933 |
| XXXXXX-2025-NQM4-991 |  | D A | Closed | FCOM4028 | 2025-08-14 14:33 | 2025-08-15 09:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5184274 |
| XXXXXX-2025-NQM4-992 |  | D A | Closed | FCRE9991 | 2025-08-18 13:32 | 2025-08-27 11:51 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI and now matches - Due Diligence Vendor-08/27/2025 <br>Ready for Review-I have updated the file, and the DTI is now 9.045%. Unfortunately, although we had the payment excluded on page 3, it was still being counted on the underwriting page which is why the DTI was off. - Buyer-08/27/2025 <br>Open-DTI is 9.04. Difference in DTI due to mortgage on primary residence of $1,875 being paid in full and no longer being included in the DTI. lender still included. - Due Diligence Vendor-08/18/2025 |  | Resolved-lender updated DTI and now matches - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5218616 |
| XXXXXX-2025-NQM4-992 |  | D A | Closed | FCOM4028 | 2025-08-16 12:53 | 2025-08-18 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5203580 |
| XXXXXX-2025-NQM4-993 |  | D A | Closed | FCOM4028 | 2025-08-18 07:57 | 2025-08-18 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5209984 |
| XXXXXX-2025-NQM4-994 |  | D B A | Closed | FCOM4028 | 2025-08-16 13:54 | 2025-08-18 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5203781 |
| XXXXXX-2025-NQM4-994 |  | D B A | Closed | FCRE1491 | 2025-08-16 14:27 | 2025-08-16 14:27 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Waived-As per guide, 70% of retirement assets can be used for asset utilization <br> \*Exception form is provided to allow 80% of the IRA account<br> \*Approved Conditions: 0.5 to price<br> \*Exception form is on page # 17 of 86, Asset Statements page 138 of 321 - Due Diligence Vendor-08/16/2025 - Due Diligence Vendor-08/16/2025 |  | Waived-Waived-As per guide, 70% of retirement assets can be used for asset utilization <br> \*Exception form is provided to allow 80% of the IRA account<br> \*Approved Conditions: 0.5 to price<br> \*Exception form is on page # 17 of 86, Asset Statements page 138 of 321 - Due Diligence Vendor-08/16/2025 - Due Diligence Vendor-08/16/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5203856 |
| XXXXXX-2025-NQM4-995 |  | D B A | Closed | FCOM4028 | 2025-08-15 08:12 | 2025-08-18 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5191713 |
| XXXXXX-2025-NQM4-995 |  | D B A | Closed | FVAL5524 | 2025-08-15 09:40 | 2025-08-15 09:40 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waiver for property being new construction and market is over supply<br>Approved with conditions of 0.25 to price, <br> max<br>Waiver on page 709 of 862 - Due Diligence Vendor-08/15/2025 |  | Waived-Waiver for property being new construction and market is over supply<br>Approved with conditions of 0.25 to price, <br> max<br>Waiver on page 709 of 862 - Due Diligence Vendor-08/15/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5193930 |
| XXXXXX-2025-NQM4-996 |  | D B A | Closed | FCOM4028 | 2025-08-18 07:58 | 2025-08-18 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5210001 |
| XXXXXX-2025-NQM4-996 |  | D B A | Closed | FCRE2828 | 2025-08-18 10:08 | 2025-08-18 13:18 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-As per guide seasoning for Credit event is 48 months<br> Exception form provided to allow loan mod within 48 months<br> Exception form page#1 of 169<br> Approved With Conditions: [Redacted] MAX + 0.5 to price<br> - Due Diligence Vendor-08/18/2025 |  | Waived-As per guide seasoning for Credit event is 48 months<br> Exception form provided to allow loan mod within 48 months<br> Exception form page#1 of 169<br> Approved With Conditions: [Redacted] MAX + 0.5 to price<br> - Due Diligence Vendor-08/18/2025<br>|  | Revolving debt is under 30%, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5213048 |
| XXXXXX-2025-NQM4-996 |  | D B A | Closed | FCRE1440 | 2025-08-18 13:08 | 2025-08-18 13:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Late payments - As per guide borrower cannot have mortgage lates within last 12 months prior<br> Exception form provided to allow lates in the last year<br> Exception form page #1 of 169<br> Approved Conditions :- [Redacted] MAX + 0.5 to price - Due Diligence Vendor-08/18/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements Late payments - As per guide borrower cannot have mortgage lates within last 12 months prior<br> Exception form provided to allow lates in the last year<br> Exception form page #1 of 169<br> Approved Conditions :- [Redacted] MAX + 0.5 to price - Due Diligence Vendor-08/18/2025<br>|  | Revolving debt is under 30%, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5218126 |
| XXXXXX-2025-NQM4-996 |  | D B A | Closed | FCRE1248 | 2025-08-18 09:28 | 2025-08-18 10:03 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction As per Guide Non Arm Length transaction are allowed for Primary residence only.<br> Exception form provided to allow for NAL Sale<br> Exception form page#1 of 169<br> Approved With Conditions: [Redacted] MAX + 0.5 to price - Due Diligence Vendor-08/18/2025 |  | Waived-Purchase is not considered to be an Arm's Length Transaction As per Guide Non Arm Length transaction are allowed for Primary residence only.<br> Exception form provided to allow for NAL Sale<br> Exception form page#1 of 169<br> Approved With Conditions: [Redacted] MAX + 0.5 to price - Due Diligence Vendor-08/18/2025<br>|  | Revolving debt is under 30%, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5212108 |
| XXXXXX-2025-NQM4-997 |  | D B A | Closed | FCOM4028 | 2025-08-18 08:15 | 2025-08-18 15:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5210396 |
| XXXXXX-2025-NQM4-997 |  | D B A | Closed | FPRO1251 | 2025-08-18 11:17 | 2025-08-18 13:56 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide A manufactured home cannot be rural or be located on agricultural zoning.<br> Exception is provided for Manufactured home in Rural Area<br> Approved Conditions : $[Redacted] LA, MFR + Rural Pricing <br> Exception Form page no 384 - Due Diligence Vendor-08/18/2025 |  | Waived-As per guide A manufactured home cannot be rural or be located on agricultural zoning.<br> Exception is provided for Manufactured home in Rural Area<br> Approved Conditions : $[Redacted] LA, MFR + Rural Pricing <br> Exception Form page no 384 - Due Diligence Vendor-08/18/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum require | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5214633 |
| XXXXXX-2025-NQM4-998 |  | D A | Closed | FCOM4028 | 2025-08-18 07:55 | 2025-08-19 16:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5209964 |
| XXXXXX-2025-NQM4-999 |  | D A | Closed | FCOM4028 | 2025-08-15 07:32 | 2025-08-15 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5190990 |
| XXXXXX-2025-NQM4-1000 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-1001 |  | D A | Closed | FCRE6843 | 2025-08-15 05:02 | 2025-08-19 07:25 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-10k gift letter now present. this completes the total gift letters needed for the 60k - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. Gift letter for $[Redacted] - Buyer-08/18/2025 <br> Open-Missing corrected Gift letter from donor for $[Redacted], or an additional letter for [Redacted] - Page 98 covers one deposit for $[Redacted]. - Due Diligence Vendor-08/15/2025 |  | Resolved-[Redacted] gift letter now present. this completes the total gift letters needed for the [Redacted] - Due Diligence Vendor-08/19/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5189296 |
| XXXXXX-2025-NQM4-1001 |  | D A | Closed | FCOM4028 | 2025-08-15 04:12 | 2025-08-18 11:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5189017 |
| XXXXXX-2025-NQM4-1002 |  | D A | Closed | FCRE1151 | 2025-08-15 10:57 | 2025-08-21 11:09 | Resolved | 1 - Information C A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-last deed in 12 mon was just adding second seller to title. chain is acceptable - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. Quit Claim Deed to solve chain of title issue. - Buyer-08/20/2025 <br>Open-Unsatisfactory Chain of Title provided missing date seller took title. Title says last deed transfer was 1 month ago - Due Diligence Vendor-08/15/2025 |  | Resolved-last deed in 12 mon was just adding second seller to title. chain is acceptable - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5195379 |
| XXXXXX-2025-NQM4-1002 |  | D A | Closed | FCOM4028 | 2025-08-15 10:02 | 2025-08-15 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5194367 |
| XXXXXX-2025-NQM4-1003 |  | D A | Closed | FCOM4028 | 2025-08-18 14:24 | 2025-08-19 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5219732 |
| XXXXXX-2025-NQM4-1004 |  | D B A | Closed | FCOM4028 | 2025-08-18 10:35 | 2025-08-19 15:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5213706 |
| XXXXXX-2025-NQM4-1004 |  | D B A | Closed | FCRE1228 | 2025-08-18 12:03 | 2025-08-19 14:52 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for 6 NSFs exceeds max allowed of 4 NSFs for bank statement income program<br>Approved with conditions of 0.25 to price<br>Waiver on page 345 of 493 - Due Diligence Vendor-08/18/2025 |  | Waived-Exception for 6 NSFs exceeds max allowed of 4 NSFs for bank statement income program<br>Approved with conditions of 0.25 to price<br>Waiver on page 345 of 493 - Due Diligence Vendor-08/18/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5215763 |
| XXXXXX-2025-NQM4-1005 |  | D A | Closed | FCOM4028 | 2025-08-18 10:48 | 2025-08-19 15:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5213937 |
| XXXXXX-2025-NQM4-1006 |  | D A | Closed | FCOM4028 | 2025-08-18 11:57 | 2025-08-19 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5215633 |
| XXXXXX-2025-NQM4-1007 |  | D A C | Closed | FCOM9970 | 2025-08-18 16:29 | 2025-08-20 14:46 | Resolved | 1 - Information A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-CD provided is acceptable. - Due Diligence Vendor-08/20/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing initial Closing Disclosure. - Due Diligence Vendor-08/18/2025 |  | Resolved-CD provided is acceptable. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5221496 |
| XXXXXX-2025-NQM4-1007 |  | D A C | Closed | FCOM5814 | 2025-08-18 16:28 | 2025-08-20 14:44 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. - Buyer-08/20/2025 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-08/18/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5221491 |
| XXXXXX-2025-NQM4-1007 |  | D A C | Closed | FCOM4028 | 2025-08-18 14:35 | 2025-08-19 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5219942 |
| XXXXXX-2025-NQM4-1008 |  | D A | Closed | FCOM4028 | 2025-08-18 12:23 | 2025-08-19 16:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5216190 |
| XXXXXX-2025-NQM4-1009 |  | D A | Closed | FCOM4028 | 2025-08-18 13:24 | 2025-08-19 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5218411 |
| XXXXXX-2025-NQM4-1010 |  | D A | Closed | FCOM4028 | 2025-08-18 14:26 | 2025-08-19 15:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5219768 |
| XXXXXX-2025-NQM4-1011 |  | D B A | Closed | FCRE9991 | 2025-08-18 15:20 | 2025-08-20 14:25 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DSCR is now matching - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. Please review uploaded revised lock .DSCr is 1.557 .Calculations are Rent from [Redacted] $[Redacted] Buyer-08/20/2025 <br> Open-DSCR should be 1.657 Document in file 1007 pg. no 28 - rent $[Redacted] , [Redacted] pg. no 1 rent $[Redacted] / $[Redacted] PITIA .<br> - DSCR score is not matching Lender - Due Diligence Vendor-08/19/2025 |  | Resolved-lender updated DSCR is now matching - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5220583 |
| XXXXXX-2025-NQM4-1011 |  | D B A | Closed | FCRE1501 | 2025-08-18 14:53 | 2025-08-20 13:56 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted]is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Total assets post close were $[Redacted]-this covers reserves requirements.Borrower was receiving cash from closing $[Redacted]+[Redacted]+[Redacted] . - Buyer-08/20/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] Please provide additional assets for reserves. Total Requirement $5,[Redacted] ,Available $5,[Redacted], shortage is $[Redacted]. - Due Diligence Vendor-08/18/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-08/20/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5220185 |
| XXXXXX-2025-NQM4-1011 |  | D B A | Closed | FCOM4028 | 2025-08-18 13:35 | 2025-08-19 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5218687 |
| XXXXXX-2025-NQM4-1011 |  | D B A | Closed | FCRE9994 | 2025-08-18 15:25 | 2025-08-18 15:25 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived--As per guide if subject property is acquired within 12 months and the transaction is rate and Term Refinance LTB should be calculated using Apprised value or Prior sale price + Improvement which ever is lower<br> - Exception from provided to proceed with loan as Appraised value is used to calculate LTV which is higher<br> - Approved Condition :- 0.25 to price<br> - Exception form on pg., no 494<br> - Due Diligence Vendor-08/18/2025 | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Ideal credit - 08/18/2025 <br>| Waived--As per guide if subject property is acquired within 12 months and the transaction is rate and Term Refinance LTB should be calculated using Apprised value or Prior sale price + Improvement which ever is lower<br> - Exception from provided to proceed with loan as Appraised value is used to calculate LTV which is higher<br> - Approved Condition :- 0.25 to price<br> - Exception form on pg., no 494<br> - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 5220659 |
| XXXXXX-2025-NQM4-1012 |  | D A | Closed | FCOM4028 | 2025-08-19 06:23 | 2025-08-20 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5224965 |
| XXXXXX-2025-NQM4-1013 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| XXXXXX-2025-NQM4-1014 |  | D A | Closed | FCRE1335 | 2025-08-18 13:41 | 2025-08-20 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved- - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. Please review uploaded stamped 1040s - Buyer-08/20/2025 <br> Open-missing one of these items: Proof of filing, as evidenced by one of the following:<br> a. Cancelled checks or withdrawal, matching amount owed on tax returns, from taxpayer's account to IRS or,<br> b. Refund matching disclosed refund on tax returns into the borrower's account (fully approved 'where's my refund" findings are also acceptable) or,<br> c. IRS stamped 1040s - Due Diligence Vendor-08/19/2025 <br> Open- - 2024 transcripts are missing. 2024 Tax returns provided. CPA letter (page 1210) states the due to [Redacted]tax filing deadline was extended until 10/15/2025. Borrower's tax returns were e-filed 8/01/2025. - Due Diligence Vendor-08/18/2025 | stamped returns now present - 08/20/2025 <br>|  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5218779 |
| XXXXXX-2025-NQM4-1014 |  | D A | Closed | FCOM4028 | 2025-08-18 13:01 | 2025-08-19 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5217193 |
| XXXXXX-2025-NQM4-1015 |  | D A | Closed | FCOM4028 | 2025-08-19 08:06 | 2025-08-20 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5226717 |
| XXXXXX-2025-NQM4-1016 |  | D A | Closed | FCOM4028 | 2025-08-19 07:00 | 2025-08-19 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5225531 |
| XXXXXX-2025-NQM4-1017 |  | D B A | Closed | FCOM1233 | 2025-08-18 10:24 | 2025-09-05 09:22 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-08/28/2025 <br> Resolved-lender comments updated and finding is resolved - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. With the start date corrected to 1/2/24, we are still okay with a 2 year employment history since the borrower has 2+ years at [Redacted]. We're also okay with secondary employment history as DU guidelines only require 12+ month history of secondary employment. With a 1/2/24 start date, we have 1.5 years of secondary employment history. 1003 updated. - Buyer-08/22/2025 <br> Open-- per VOE page 588, borrower has been at his current position with [Redacted] since 1/02/2024. Please correct 1003 and add prior employment for a 2 year history. - Due Diligence Vendor-08/19/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-08/28/2025 <br>Resolved-lender comments updated and finding is resolved - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5213440 |
| XXXXXX-2025-NQM4-1017 |  | D B A | Closed | FCOM4028 | 2025-08-18 09:23 | 2025-08-19 10:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5211976 |
| XXXXXX-2025-NQM4-1017 |  | D B A | Closed | FCRE2840 | 2025-08-18 10:22 | 2025-08-18 10:22 | Waived | 2 - Non-Material B | Credit | Debt | Subordinate lien does not meet guideline requirements | Waived-Waived-As per guide, All Solar Panel loans and leases must be paid off.<br> \*Exception form is provided to allow solar loan to not be paid off<br> \*Approved Conditions: ok to proceed if subordination agreement is provided, [Redacted] max<br> \*Exception form is on page # 612 of 766, Subordination Agreement page 644 of 766 - Due Diligence Vendor-8/18/2025 - Due Diligence Vendor-08/18/2025 |  | Waived-Waived-As per guide, All Solar Panel loans and leases must be paid off.<br> \*Exception form is provided to allow solar loan to not be paid off<br> \*Approved Conditions: ok to proceed if subordination agreement is provided, [Redacted] max<br> \*Exception form is on page # 612 of 766, Subordination Agreement page 644 of 766 - Due Diligence Vendor-8/18/2025 - Due Diligence Vendor-08/18/2025 |  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5213400 |
| XXXXXX-2025-NQM4-1018 |  | D A | Closed | FCOM4028 | 2025-08-18 08:47 | 2025-08-19 13:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5211058 |
| XXXXXX-2025-NQM4-1019 |  | D B A | Closed | FCOM4028 | 2025-08-18 13:16 | 2025-08-19 11:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5218252 |
| XXXXXX-2025-NQM4-1019 |  | D B A | Closed | FVAL5472 | 2025-08-18 14:06 | 2025-08-18 14:06 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Exception for property being over 10 acres<br>Approved with conditions of 0.25 to price<br>Waiver on page 15 of 138 - Due Diligence Vendor-08/18/2025 |  | Waived-Exception for property being over 10 acres<br>Approved with conditions of 0.25 to price<br>Waiver on page 15 of 138 - Due Diligence Vendor-08/18/2025<br>|  | Several income sources and DTI below 45%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late<br> payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than<br> minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5219290 |
| XXXXXX-2025-NQM4-1020 |  | D A | Closed | FCOM4028 | 2025-08-19 07:44 | 2025-08-19 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5226238 |
| XXXXXX-2025-NQM4-1021 |  | D A | Closed | FCRE1248 | 2025-08-20 09:26 | 2025-08-21 11:55 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Resolved-resolved with lender comments, reviewed and considered arm length - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. SUW said the contract shows [Redacted]. So, it doesn't appear to be a Non-Arm's length transaction. There wouldn't be supporting documents to say it is one. - Buyer-08/21/2025 <br> Open-Need supporting documents to verify this transaction is Arm's Length Transaction. - Due Diligence Vendor-08/20/2025 |  | Resolved-resolved with lender comments, reviewed and considered arm length - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5249756 |
| XXXXXX-2025-NQM4-1021 |  | D A | Closed | FCOM4028 | 2025-08-19 08:31 | 2025-08-20 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5227280 |
| XXXXXX-2025-NQM4-1022 |  | D A | Closed | FCOM4028 | 2025-08-19 08:27 | 2025-08-20 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5227206 |
| XXXXXX-2025-NQM4-1023 |  | D A | Closed | FCRE9991 | 2025-08-18 07:01 | 2025-08-22 10:06 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. This has now been corrected in our system, i've uploaded the 1008 showing this, what other docs are required? - Buyer-08/21/2025 <br>Open-DTI is 20.83 not 22.25. Lender added in an HOA fee of $100/ mo but not a pud or condo and no fees on appraisal - Due Diligence Vendor-08/18/2025 |  | Resolved-lender updated DTI - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5208981 |
| XXXXXX-2025-NQM4-1023 |  | D A | Closed | FCOM4028 | 2025-08-18 06:08 | 2025-08-18 10:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5208321 |
| XXXXXX-2025-NQM4-1024 |  | D A | Closed | FVAL1039 | 2025-08-18 09:41 | 2025-08-20 08:20 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-missing value support now present - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. Uploaded AVM - Buyer-08/19/2025 <br>Open-CU is over 2.5. no value support in file - Due Diligence Vendor-08/18/2025 |  | Resolved-missing value support now present - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5212480 |
| XXXXXX-2025-NQM4-1024 |  | D A | Closed | FCOM4028 | 2025-08-18 09:47 | 2025-08-19 09:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5212594 |
| XXXXXX-2025-NQM4-1025 |  | D A | Closed | FCOM4028 | 2025-08-19 10:41 | 2025-08-20 14:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5234831 |
| XXXXXX-2025-NQM4-1026 |  | D A | Closed | FCOM1233 | 2025-08-19 10:41 | 2025-08-21 12:01 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-only one credit qualifying borrower on loan. other signed on behalf of the entity only - Due Diligence Vendor-08/21/2025 <br>Ready for Review-The person you are referring to is not a borrower. They are just the manager at an LLC. Their credit report and 1003 are not required, they were simply printed. Only borrowers need to sign these documents and have credit pulled. The only one considered a borrower is the one you have the docs for - Buyer-08/21/2025 <br>Open-The Final 1003 is Incomplete B2 Final 1003 is missing in file.<br> Note :- B2 Final 1003 is in file however details are missing refer pg. no 361 of 632. - Due Diligence Vendor-08/19/2025 |  | Resolved-only one credit qualifying borrower on loan. other signed on behalf of the entity only - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5234833 |
| XXXXXX-2025-NQM4-1026 |  | D A | Closed | FCRE5771 | 2025-08-19 11:49 | 2025-08-21 11:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-08/21/2025 <br>Ready for Review-The person you are referring to is not a borrower. They are just the manager at an LLC. Their credit report and 1003 are not required, they were simply printed. Only borrowers need to sign these documents and have credit pulled. The only one considered a borrower is the one you have the docs for - Buyer-08/21/2025 <br>Open-Borrower 2 Credit Report is Missing. - Due Diligence Vendor-08/19/2025 |  | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5236225 |
| XXXXXX-2025-NQM4-1026 |  | D A | Closed | FCOM4028 | 2025-08-19 10:17 | 2025-08-20 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5234340 |
| XXXXXX-2025-NQM4-1027 |  | D A | Closed | FCOM4028 | 2025-08-19 07:20 | 2025-08-19 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5225811 |
| XXXXXX-2025-NQM4-1028 |  | D B A | Closed | FCOM4028 | 2025-08-19 10:28 | 2025-08-20 12:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5234608 |
| XXXXXX-2025-NQM4-1028 |  | D B A | Closed | FVAL5474 | 2025-08-19 12:33 | 2025-08-19 12:33 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Single entity can not own 25% or more units in a 21 + unit project.<br> \*Exception form is provided to allow one entity to own 40% of the total project units.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #7 of 171 - [Redacted] 8/19/2025 - Due Diligence Vendor-08/19/2025 |  | Waived-Waived-As per guide, Single entity can not own 25% or more units in a 21 + unit project.<br> \*Exception form is provided to allow one entity to own 40% of the total project units.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #7 of 171 - [Redacted] 8/19/2025 - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5237102 |
| XXXXXX-2025-NQM4-1029 |  | D B A | Closed | FCOM4028 | 2025-08-19 13:48 | 2025-08-21 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5238613 |
| XXXXXX-2025-NQM4-1029 |  | D B A | Closed | FPRO1249 | 2025-08-19 15:47 | 2025-08-19 15:47 | Waived | 2 - Non-Material B | Property | Property | Neighborhood Location Not Allowed for Program | Waived--As per guide when the property type is Manufactured home Neighborhood location should not be as Rural<br> - Exception from provided to proceed with loans with Rural Neighborhood<br> - Approved Condition :-[Redacted] max, rural + MFR pricing<br> - Exception form on Pg. no 2 of 105. - Due Diligence Vendor-08/19/2025 |  | Waived--As per guide when the property type is Manufactured home Neighborhood location should not be as Rural<br> - Exception from provided to proceed with loans with Rural Neighborhood<br> - Approved Condition :-[Redacted] max, rural + MFR pricing<br> - Exception form on Pg. no 2 of 105. - Due Diligence Vendor-08/19/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 5240567 |
| XXXXXX-2025-NQM4-1029 |  | D B A | Closed | FCRE9994 | 2025-08-19 15:43 | 2025-08-19 15:43 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived--As per guide if subject property is acquired within 12 months and the transaction is rate and Term Refinance LTV should be calculated using Apprised value or Prior sale price + Improvement which ever is lower -<br> Exception from provided to proceed with loan as Appraised value is used to calculate LTV which is higher <br> - Approved Condition :- 0.25 to price <br> - Exception form on pg., no 1 of 105 - Due Diligence Vendor-08/19/2025 |  | Waived--As per guide if subject property is acquired within 12 months and the transaction is rate and Term Refinance LTV should be calculated using Apprised value or Prior sale price + Improvement which ever is lower -<br> Exception from provided to proceed with loan as Appraised value is used to calculate LTV which is higher <br> - Approved Condition :- 0.25 to price <br> - Exception form on pg., no 1 of 105 - Due Diligence Vendor-08/19/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 5240515 |
| XXXXXX-2025-NQM4-1030 |  | D B A | Closed | FCOM4028 | 2025-08-19 07:15 | 2025-08-20 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5225714 |
| XXXXXX-2025-NQM4-1030 |  | D B A | Closed | FCRE1317 | 2025-08-19 15:07 | 2025-08-19 15:07 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-Waiver for borrower using a business for income that has not been established for 2+ years, business is 1 year 11 months<br>Approved as is<br>Waiver on page 197 of 228 - Due Diligence Vendor-08/19/2025 |  | Waived-Waiver for borrower using a business for income that has not been established for 2+ years, business is 1 year 11 months<br>Approved as is<br>Waiver on page 197 of 228 - Due Diligence Vendor-08/19/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5239997 |
| XXXXXX-2025-NQM4-1030 |  | D B A | Closed | FPRO1251 | 2025-08-19 08:23 | 2025-08-19 08:23 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Exception for property have no zoning present<br>Approved with conditons of [Redacted], 0.25 to price<br>Waiver on page 196 of 228 - Due Diligence Vendor-08/19/2025 |  | Waived-Exception for property have no zoning present<br>Approved with conditons of [Redacted], 0.25 to price<br>Waiver on page 196 of 228 - Due Diligence Vendor-08/19/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5227113 |
| XXXXXX-2025-NQM4-1031 |  | D A | Closed | FCOM4028 | 2025-08-19 09:13 | 2025-08-21 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. Attached is the copy of the signed mortgage. The original mortgage has been sent to the county for recording. Depending on busy they are it could take months to receive the recorded mortgage back. - Buyer-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5228333 |
| XXXXXX-2025-NQM4-1032 |  | C A | Closed | FCRE1248 | 2025-08-20 14:26 | 2025-08-20 15:09 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Need supporting documents to verify this transaction is Arm's Length Transaction - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5256235 |
| XXXXXX-2025-NQM4-1033 |  | D A | Closed | FCOM4028 | 2025-08-19 14:21 | 2025-08-20 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5239211 |
| XXXXXX-2025-NQM4-1034 |  | D A | Closed | FCOM4028 | 2025-08-20 07:14 | 2025-08-20 13:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5246023 |
| XXXXXX-2025-NQM4-1035 |  | D B A | Closed | FCOM4028 | 2025-08-19 20:25 | 2025-08-20 12:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5242306 |
| XXXXXX-2025-NQM4-1036 |  | D A | Closed | FCRE1253 | 2025-08-19 15:31 | 2025-08-21 12:38 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-tax cert present now - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. See attached Tax documentation. - Buyer-08/21/2025 <br>Open-Missing Property Tax Cert missing - Due Diligence Vendor-08/19/2025 |  | Resolved-tax cert present now - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5240374 |
| XXXXXX-2025-NQM4-1036 |  | D A | Closed | FCOM4028 | 2025-08-19 15:10 | 2025-08-20 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5240066 |
| XXXXXX-2025-NQM4-1037 |  | D B A | Closed | FCOM4028 | 2025-08-20 07:54 | 2025-08-21 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5246800 |
| XXXXXX-2025-NQM4-1037 |  | D B A | Closed | FCRE1158 | 2025-08-20 08:39 | 2025-08-20 08:39 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Waived-As per guide, Hazard policy cannot contain any exclusions and must be full replacement<br> \*Exception form is provided to allow acutal cash value on the roof only<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 4 of 173, Hazard page 145 of 173 - Due Diligence Vendor-8/20/2025 - Due Diligence Vendor-08/20/2025 |  | Waived-Waived-As per guide, Hazard policy cannot contain any exclusions and must be full replacement<br> \*Exception form is provided to allow acutal cash value on the roof only<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 4 of 173, Hazard page 145 of 173 - Due Diligence Vendor-8/20/2025 - Due Diligence Vendor-08/20/2025<br>|  | 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5247908 |
| XXXXXX-2025-NQM4-1037 |  | D B A | Closed | FVAL5524 | 2025-08-20 08:33 | 2025-08-20 08:33 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, A manufactured home cannot be rural<br> \*Exception form is provided to allow rural manufactured home<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing<br> \*Exception form is on page # 3 of 173, Appraisal page 195 of 676 - Due Diligence Vendor-8/20/2025 - Due Diligence Vendor-08/20/2025 |  | Waived-Waived-As per guide, A manufactured home cannot be rural<br> \*Exception form is provided to allow rural manufactured home<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing<br> \*Exception form is on page # 3 of 173, Appraisal page 195 of 676 - Due Diligence Vendor-8/20/2025 - Due Diligence Vendor-08/20/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5247749 |
| XXXXXX-2025-NQM4-1038 |  | D A | Closed | FCOM1208 | 2025-08-20 09:08 | 2025-08-22 14:18 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-lender sent full note and no default rider present - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. Please review uploaded docs - Buyer-08/22/2025 <br>Open-The Note is Incomplete This is an investment loan, Default Interest Rate addendum is missing. - Due Diligence Vendor-08/20/2025 |  | Resolved-lender sent full note and no default rider present - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5248630 |
| XXXXXX-2025-NQM4-1038 |  | D A | Closed | FCRE6589 | 2025-08-20 09:07 | 2025-08-22 14:16 | Resolved | 1 - Information C A | Credit | Borrower | Fraud: Potential Occupancy/Current Address Issues identified in the file | Resolved-resolved with lender comments, occupancy accepted - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Borrower's current address disclosed on 1003 is [Redacted], plus appraisal is marked as tenant occupied. - Buyer-08/22/2025 <br> Open-DL is verified on page #159 and reflects subject property - Due Diligence Vendor-08/20/2025 |  | Resolved-resolved with lender comments, occupancy accepted - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5248604 |
| XXXXXX-2025-NQM4-1038 |  | D A | Closed | FCOM4028 | 2025-08-20 07:50 | 2025-08-21 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5246710 |
| XXXXXX-2025-NQM4-1039 |  | D A | Closed | FCOM4028 | 2025-08-20 08:15 | 2025-08-21 14:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5247259 |
| XXXXXX-2025-NQM4-1040 |  | D B A | Closed | FCRE9991 | 2025-08-20 11:23 | 2025-08-25 07:27 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-dscr updated and now matches - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. HOA fee is added, DSCR recalculated, pls see the Lock Form. - Buyer-08/23/2025 <br>Open-•DSCR is off by 0.307% , Lender's score 1.443<br> > 1008 indicates a rent of $1550- 1007 page 23 of 509, PITI does not Matches, Lender not considered HOA of $291, total PITI should be $1364.79 . DSCR should be 1.136 : $1500/$1364.79<br> - Due Diligence Vendor-08/20/2025 |  | Resolved-dscr updated and now matches - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5252184 |
| XXXXXX-2025-NQM4-1040 |  | D B A | Closed | FCOM4028 | 2025-08-20 08:59 | 2025-08-21 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5248385 |
| XXXXXX-2025-NQM4-1040 |  | D B A | Closed | FVAL5474 | 2025-08-20 11:17 | 2025-08-20 11:17 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per Guide: Any projects with significant deferred maintenance or have received a directive from a regulatory or inspection agency to mark repairs due to unsafe conditions are not eligible.<br> \*Exception provided for Condo pending repairs such as stair landings, brackets and treads Providing the quest, inspection report, budget & CCRs, as well as the appraisal & credit report<br> \*Exception pg.#378 of 509<br> \*Approved with condition: 0.375 to price - Due Diligence Vendor-08/20/2025 |  | Waived-\*As per Guide: Any projects with significant deferred maintenance or have received a directive from a regulatory or inspection agency to mark repairs due to unsafe conditions are not eligible.<br> \*Exception provided for Condo pending repairs such as stair landings, brackets and treads Providing the quest, inspection report, budget & CCRs, as well as the appraisal & credit report<br> \*Exception pg.#378 of 509<br> \*Approved with condition: 0.375 to price - Due Diligence Vendor-08/20/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history ,No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5252045 |
| XXXXXX-2025-NQM4-1041 |  | D A | Closed | FCOM4028 | 2025-08-20 13:00 | 2025-08-21 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5254427 |
| XXXXXX-2025-NQM4-1042 |  | D A | Closed | FCOM4028 | 2025-08-20 11:20 | 2025-08-20 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5252130 |
| XXXXXX-2025-NQM4-1043 |  | D A C | Closed | 2260 | 2025-08-21 14:36 | 2025-08-22 10:33 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-prepay not required per lender - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. There is no prepayment penalty for this loan. Please see attached snip from our system and Lock confirmation - Buyer-08/22/2025 <br>Open-confirm none - Due Diligence Vendor-08/21/2025 |  | Resolved-prepay not required per lender - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5273161 |
| XXXXXX-2025-NQM4-1043 |  | D A C | Closed | FCOM4028 | 2025-08-20 12:22 | 2025-08-21 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5253507 |
| XXXXXX-2025-NQM4-1044 |  | D A | Closed | FVAL4940 | 2025-08-20 14:54 | 2025-08-25 07:31 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-condo qt now present - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. Please see attached Condo Questionnaire - Buyer-08/23/2025 <br>Open-- Missing Condo Questionnaire. The appraisal, page 24, indicated it was requested and not provided and appraisal photos show multiple units in project. - Due Diligence Vendor-08/20/2025 |  | Resolved-condo qt now present - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5256816 |
| XXXXXX-2025-NQM4-1044 |  | D A | Closed | FCOM4028 | 2025-08-20 13:18 | 2025-08-21 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5254931 |
| XXXXXX-2025-NQM4-1045 |  | D A C | Closed | 2260 | 2025-08-21 14:06 | 2025-08-25 07:34 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. There is no prepayment penalty for this loan. Please see attached Lock confirmation - Buyer-08/23/2025 <br>Open-confirm no prepay - Due Diligence Vendor-08/21/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5272588 |
| XXXXXX-2025-NQM4-1045 |  | D A C | Closed | FCOM4028 | 2025-08-21 09:07 | 2025-08-21 14:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5265278 |
| XXXXXX-2025-NQM4-1046 |  | D B A | Closed | FCRE8705 | 2025-08-20 14:52 | 2025-08-22 14:22 | Resolved | 1 - Information C A | Credit | Eligibility | Excessive Seller Contributions | Resolved-corrected final cd signed now present and removed the seller concessions - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. Please see attached unsigned CD provided by the closer and final CD executed at closing that do not show any seller credit. The condition that was cleared also stated the maximum IPC cannot exceed 4% of sales price. - Buyer-08/22/2025 <br>Open-not allowed since sale price is higher than 3% of list price - Due Diligence Vendor-08/20/2025 |  | Resolved-corrected final cd signed now present and removed the seller concessions - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5256782 |
| XXXXXX-2025-NQM4-1046 |  | D B A | Closed | FCOM4028 | 2025-08-20 14:25 | 2025-08-21 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5256223 |
| XXXXXX-2025-NQM4-1046 |  | D B A | Closed | FCRE6696 | 2025-08-20 14:54 | 2025-08-21 12:41 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-Exception for business opened less than < 24 months<br> Comments Business open for 22 months but when file closes will be closer to 23 months, almost 24 months needed.<br> Excellent credit borrower<br> Pg 1<br> - Due Diligence Vendor-08/20/2025 |  | Waived-Exception for business opened less than < 24 months<br> Comments Business open for 22 months but when file closes will be closer to 23 months, almost 24 months needed.<br> Excellent credit borrower<br> Pg 1<br> - Due Diligence Vendor-08/20/2025<br>|  | Compensating Factors<br> DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5256807 |
| XXXXXX-2025-NQM4-1047 |  | D A | Closed | FCOM4028 | 2025-08-20 13:48 | 2025-08-21 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5255541 |
| XXXXXX-2025-NQM4-1048 |  | D A | Closed | FCRE9991 | 2025-08-20 15:20 | 2025-08-25 12:40 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender addressed and while they disagree with undisclosed debt the DTI is within less than 1% tolerance - Due Diligence Vendor-08/25/2025 <br> Ready for Review-As per credit report there is no education account showing (0 education accounts on trade summary). The DTI [Redacted]% is accurate. - Buyer-08/25/2025 <br> Open-DTI is off by 0.27%<br> DTI should be [Redacted]%. Approval is [Redacted]%. PITIA is $[Redacted]+ Debts from Credit report of $[Redacted] + negative rents used of $[Redacted] / Income of $[Redacted] = [Redacted]%<br> Reason: As per fraud on page #84 there is one undisclosed liability D[Redacted] of $35, lender has not considered into DTI, hence the difference - Due Diligence Vendor-08/20/2025 |  | Resolved-lender addressed and while they disagree with undisclosed debt the DTI is within less than 1% tolerance - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5257251 |
| XXXXXX-2025-NQM4-1048 |  | D A | Closed | FCOM4028 | 2025-08-20 13:33 | 2025-08-22 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5255230 |
| XXXXXX-2025-NQM4-1049 |  | D B A | Closed | FCOM4028 | 2025-08-20 08:27 | 2025-08-21 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5247592 |
| XXXXXX-2025-NQM4-1049 |  | D B A | Closed | FPRO1250 | 2025-08-20 09:27 | 2025-08-20 09:30 | Waived | 2 - Non-Material B | Property | Property | Property Condition Rating Does Not Meet Program Requirements | Waived-Waived-As per guide, Guideline Minimum property condition is average,C4, or better.<br> \*Exception form is provided to allow project with detached garage in fair condition.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 3 of 180 - Due Diligence Vendor-08/20/2025 - Due Diligence Vendor-08/20/2025 |  | Waived-Waived-As per guide, Guideline Minimum property condition is average,C4, or better.<br> \*Exception form is provided to allow project with detached garage in fair condition.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 3 of 180 - Due Diligence Vendor-08/20/2025 - Due Diligence Vendor-08/20/2025<br>|  | Revolving debt under 30%, 5= yrs on primary job, Residual income > $3,000,5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5249774 |
| XXXXXX-2025-NQM4-1050 |  | D A | Closed | FCOM4028 | 2025-08-20 12:22 | 2025-08-21 15:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5253499 |
| XXXXXX-2025-NQM4-1051 |  | D B A | Closed | FCOM4028 | 2025-08-20 10:17 | 2025-08-21 13:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5250830 |
| XXXXXX-2025-NQM4-1051 |  | D B A | Closed | FCRE1228 | 2025-08-20 11:08 | 2025-08-20 11:10 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Guideline maximum allowance is 3 NSf's in a 12 month period when using bank stmt income.<br> \*Exception form is provided to allow 11 nsf's. Bwr LOE page 903 - nature of business, vendors, etc.<br> \*Approved Conditions: 0.25 to price and full value review.<br> \*Exception form is on page # 927 of 1259 - Due Diligence Vendor-08/20/2025 - Due Diligence Vendor-08/20/2025 |  | Waived-Waived-As per guide, Guideline maximum allowance is 3 NSf's in a 12 month period when using bank stmt income.<br> \*Exception form is provided to allow 11 nsf's. Bwr LOE page 903 - nature of business, vendors, etc.<br> \*Approved Conditions: 0.25 to price and full value review.<br> \*Exception form is on page # 927 of 1259 - Due Diligence Vendor-08/20/2025 - Due Diligence Vendor-08/20/2025<br>|  | Bwr contribution exceeds >=5%, 5+ yrs current job, Residual income>$3,000, DTi> 10% below program maximum,No mortgage lats last 24 months, 5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5251873 |
| XXXXXX-2025-NQM4-1052 |  | D A | Closed | FCRE1501 | 2025-08-19 10:15 | 2025-08-26 10:08 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of [Redacted] - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. Please see the additional Bank Statements. - Buyer-08/25/2025 <br> Counter-UW cash to close is incorrect. From FINAL CD: borrower has to bring $[Redacted] to close. So needed is reserves of $[Redacted] + cash to close (AFTER GIFT and EMD applied) is $[Redacted]. We are short. - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. Borrower`s assets are [Redacted]; enough to cover CTC and reserves. - Buyer-08/20/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] Bwr is short 1.28 months of reserves, or $[Redacted], for 3 months PITI which = $[Redacted]. File has $[Redacted] in reserves or 1.72 months.$[Redacted] (required) - $[Redacted] (funds post closing) = -$[Redacted] in shortage. - Due Diligence Vendor-08/19/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-08/26/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5234300 |
| XXXXXX-2025-NQM4-1052 |  | D A | Closed | FCOM4028 | 2025-08-19 09:19 | 2025-08-20 07:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5228421 |
| XXXXXX-2025-NQM4-1053 |  | D A | Closed | FCOM4028 | 2025-08-21 07:53 | 2025-08-22 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5263626 |
| XXXXXX-2025-NQM4-1054 |  | D A | Closed | FCOM4028 | 2025-08-21 07:27 | 2025-08-22 12:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5263119 |
| XXXXXX-2025-NQM4-1055 |  | D A | Closed | FCOM4028 | 2025-08-21 07:52 | 2025-08-22 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5263624 |
| XXXXXX-2025-NQM4-1056 |  | D B A | Closed | FCRE1212 | 2025-08-21 13:32 | 2025-08-26 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-sale price addendum now present - Due Diligence Vendor-08/26/2025 <br>Ready for Review-Document Uploaded. - Buyer-08/25/2025 <br>Open-Purchase contract has not been fully provided addendum for sale price of 615k missing - Due Diligence Vendor-08/21/2025 |  | Resolved-sale price addendum now present - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5271939 |
| XXXXXX-2025-NQM4-1056 |  | D B A | Closed | FCOM4028 | 2025-08-21 12:49 | 2025-08-22 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5271173 |
| XXXXXX-2025-NQM4-1056 |  | D B A | Closed | FCRE6763 | 2025-08-21 13:32 | 2025-08-21 13:32 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-personal bank statement program, all listed on statement must be on loan. lender used exception <br> not adding 2nd account holder<br> Pg 626 - Due Diligence Vendor-08/21/2025 |  | Waived-personal bank statement program, all listed on statement must be on loan. lender used exception <br> not adding 2nd account holder<br> Pg 626 - Due Diligence Vendor-08/21/2025<br>|  | Comments<br> Compensating Factors<br> No credit events past 40 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points<br> than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5271925 |
| XXXXXX-2025-NQM4-1057 |  | D B A | Closed | FCOM4028 | 2025-08-21 12:46 | 2025-08-22 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5271121 |
| XXXXXX-2025-NQM4-1057 |  | D B A | Closed | FCRE5658 | 2025-08-21 14:42 | 2025-08-21 14:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Non-occupant co-borrowers not allowed per guidelines | Waived-Waiver-As per guide, Non-occupant borrowers cannot be the primary income earner. <br> \*Exception form is provided to allow Non-occupant borrower to be the primary income earner.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #723 of 852 - [Redacted] 8/21/2025 - Due Diligence Vendor-08/21/2025 |  | Waived-Waiver-As per guide, Non-occupant borrowers cannot be the primary income earner. <br> \*Exception form is provided to allow Non-occupant borrower to be the primary income earner.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #723 of 852 - [Redacted] 8/21/2025 - Due Diligence Vendor-08/21/2025<br>|  | 5 years on current job, No credit events past 40 months, and No consumer late payments in the last 24 months. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5273260 |
| XXXXXX-2025-NQM4-1058 |  | D B A | Closed | FCOM4028 | 2025-08-21 09:56 | 2025-08-22 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5267587 |
| XXXXXX-2025-NQM4-1058 |  | D B A | Closed | FCRE1200 | 2025-08-21 11:53 | 2025-08-21 11:53 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Minimum loan amount for 1st lien should be $[Redacted]<br> Exception form provided to allow LA < $[Redacted]<br> Exception form page#455<br> Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-08/21/2025 |  | Waived-Minimum loan amount for 1st lien should be $[Redacted]<br> Exception form provided to allow LA < $[Redacted]<br> Exception form page#455<br> Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-08/21/2025 |  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5270031 |
| XXXXXX-2025-NQM4-1059 |  | D A | Closed | FCOM4028 | 2025-08-21 10:47 | 2025-08-22 13:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5268532 |
| XXXXXX-2025-NQM4-1060 |  | D A | Closed | FCRE9991 | 2025-08-20 08:07 | 2025-08-21 12:43 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender fixed DTI on tape - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. New tape showing correct DTI 49.65 - Buyer-08/21/2025 <br> Open-Tape DTI is[Redacted]% - However the Loan approval is [Redacted]% and matches the TPR calc at [Redacted]. Need tape updated - Due Diligence Vendor-08/20/2025 |  | Resolved-lender fixed DTI on tape - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5247083 |
| XXXXXX-2025-NQM4-1060 |  | D A | Closed | FCRE1347 | 2025-08-20 07:25 | 2025-08-21 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-copy of current license now present - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. Email from CUW shows Official license of the borrower, and the bank statements acct [Redacted] are attached that were used to verify [Redacted] business and they approved SE income off these docs. The taxes were self-prepared according to the lender. - Buyer-08/21/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing Bwr is sch c - No tax preparer ltr or any other document in file to evidence business ownership for [Redacted] - Due Diligence Vendor-08/20/2025 |  | Resolved-copy of current license now present - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5246219 |
| XXXXXX-2025-NQM4-1060 |  | D A | Closed | FCOM4028 | 2025-08-20 06:42 | 2025-08-20 11:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5245634 |
| XXXXXX-2025-NQM4-1061 |  | D A | Closed | FCOM4028 | 2025-08-21 08:34 | 2025-08-22 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5264459 |
| XXXXXX-2025-NQM4-1062 |  | D A | Closed | FCOM4028 | 2025-08-21 13:33 | 2025-08-23 11:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5271952 |
| XXXXXX-2025-NQM4-1063 |  | D B A | Closed | FCOM4028 | 2025-08-21 09:39 | 2025-08-22 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5267179 |
| XXXXXX-2025-NQM4-1063 |  | D B A | Closed | FCRE1228 | 2025-08-21 10:42 | 2025-08-21 10:42 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed<br> \*Exception form is provided to allow with 14 NSF's<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 26 of 96, Bank Statements page 299 of 895 - Due Diligence Vendor-8/21/2025<br> - Due Diligence Vendor-08/21/2025 |  | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed<br> \*Exception form is provided to allow with 14 NSF's<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 26 of 96, Bank Statements page 299 of 895 - Due Diligence Vendor-8/21/2025<br> - Due Diligence Vendor-08/21/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5268454 |
| XXXXXX-2025-NQM4-1064 |  | D A | Closed | FCOM4028 | 2025-08-21 19:36 | 2025-08-22 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5275399 |
| XXXXXX-2025-NQM4-1065 |  | D A | Closed | FCOM4028 | 2025-08-21 13:06 | 2025-08-23 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5271468 |
| XXXXXX-2025-NQM4-1066 |  | D A | Closed | FCOM4028 | 2025-08-21 11:49 | 2025-08-22 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5269941 |
| XXXXXX-2025-NQM4-1067 |  | D A | Closed | FCRE1205 | 2025-08-21 11:05 | 2025-08-25 12:57 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. Please see attached Fraud report - Buyer-08/25/2025 <br>Open-OFAC Check Not Completed and/or Cleared Missing Third Party Fraud Report - Due Diligence Vendor-08/21/2025 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5269034 |
| XXXXXX-2025-NQM4-1067 |  | D A | Closed | FCRE1201 | 2025-08-21 11:05 | 2025-08-25 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. Please see attached Fraud report - Buyer-08/25/2025 <br>Open-Missing Third Party Fraud Report none in file - Due Diligence Vendor-08/21/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5269035 |
| XXXXXX-2025-NQM4-1067 |  | D A | Closed | FCOM4028 | 2025-08-21 10:28 | 2025-08-22 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5268149 |
| XXXXXX-2025-NQM4-1068 |  | D A | Closed | FCOM4028 | 2025-08-21 15:27 | 2025-08-25 11:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5273867 |
| XXXXXX-2025-NQM4-1069 |  | D A C | Closed | FVAL5474 | 2025-08-22 10:14 | 2025-08-27 13:00 | Resolved | 1 - Information C A | Property | Property | Condo project is ineligible | Resolved-resolved with lender comments. This was a lender approved project - no further info needed - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. CW said this project is [Redacted] ([Redacted]) approved - Buyer-08/27/2025 <br> Open-Single Entity Check mark yes, How much unit each owns list is missing in file refer page#453 of 1286 - Due Diligence Vendor-08/22/2025 |  | Resolved-resolved with lender comments. This was a lender approved project - no further info needed - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5283697 |
| XXXXXX-2025-NQM4-1069 |  | D A C | Closed | FCOM4028 | 2025-08-21 16:26 | 2025-08-25 18:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5274517 |
| XXXXXX-2025-NQM4-1070 |  | D A | Closed | FCOM4028 | 2025-08-21 16:14 | 2025-08-25 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5274394 |
| XXXXXX-2025-NQM4-1071 |  | D A | Closed | FCRE8611 | 2025-08-21 09:14 | 2025-08-26 10:18 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved- - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. Operating Agreement show Daniel owns 100% of [Redacted], and on a [Redacted] loan Bank Statements can be used as VOE - Buyer-08/25/2025 <br> Open-There is no third party evidence of 100% ownership in file - internet business page and verbal VOE by lender(pages268,271) - no operating agreement, LLC filing, or cpa letter present. - Due Diligence Vendor-08/21/2025 | 3rd party proof of self employment being active now present - 08/26/2025 <br>|  |  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5265478 |
| XXXXXX-2025-NQM4-1071 |  | D A | Closed | FCRE9991 | 2025-08-21 12:36 | 2025-08-26 10:17 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided additional detail on neg rents and DTI now matches - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. SUW stated the rent calculations of -$912 appear to be inaccurate. Email from SUW shows correct breakdown. - Buyer-08/25/2025 <br> Open-DTI is [Redacted]= Debts total = Primary o/o [Redacted] - Due Diligence Vendor-08/21/2025 |  | Resolved-lender provided additional detail on neg rents and DTI now matches - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5270872 |
| XXXXXX-2025-NQM4-1071 |  | D A | Closed | FCOM4028 | 2025-08-21 08:37 | 2025-08-21 12:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5264529 |
| XXXXXX-2025-NQM4-1072 |  | D B A | Closed | FCRE6914 | 2025-08-22 08:17 | 2025-08-28 08:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved- - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. - Buyer-08/27/2025 <br> Counter-need front of card for B2 - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. Permanent Resident card - Buyer-08/26/2025 <br> Open-Borrower 2 Citizenship Documentation Is Missing Borrower citizenship as [Redacted] and [Redacted] card is missing in file - Due Diligence Vendor-08/22/2025 | green card now present - 08/28/2025 <br>|  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5280595 |
| XXXXXX-2025-NQM4-1072 |  | D B A | Closed | FCRE9991 | 2025-08-22 10:39 | 2025-08-28 08:53 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated and DTI now matches as it includes the HOA dues - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. UW updated HOA figures updated - updated Tape uploaded - Seller-08/28/2025 <br> Open-\*DTI is off by 0.15% lender DTI is [Redacted]<br> - DTI is off as lender considered HOA as 3683.08 where as document reads $3743<br> - DTI should be PITIA+ Other EXP/PITI =[Redacted]<br> Reason :- Reviewer considered HOA amount taken from appraisal form $3,743.00 however lender taken from Purchase contract $3,683.08. - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. UW updated HOA figures updated - updated Tape uploaded - Seller-08/28/2025<br>| Resolved-tape updated and DTI now matches as it includes the HOA dues - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5284184 |
| XXXXXX-2025-NQM4-1072 |  | D B A | Closed | FCRE1201 | 2025-08-22 10:24 | 2025-08-27 11:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Fraud Guard attached - Buyer-08/26/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-08/22/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5283907 |
| XXXXXX-2025-NQM4-1072 |  | D B A | Closed | FCRE6019 | 2025-08-22 08:17 | 2025-08-27 11:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-perm card now present - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Permanent Resident Card - Seller-08/26/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower citizenship as PRA and PRA card is missing in file - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. Permanent Resident Card - Seller-08/26/2025<br>| Resolved-perm card now present - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5280594 |
| XXXXXX-2025-NQM4-1072 |  | D B A | Closed | FCOM4028 | 2025-08-22 08:04 | 2025-08-25 18:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5280170 |
| XXXXXX-2025-NQM4-1072 |  | D B A | Closed | FVAL5474 | 2025-08-22 10:39 | 2025-08-25 18:25 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived--As per guide the single entity should not owned more than 25% if unit count is more than 25<br> - exception form provided top proceed with loan as single entity owned than 47%<br> - Approved condition :- 0.5 to price, <br> max<br> - Exception form on Pg. no 815 of 851. - Due Diligence Vendor-08/22/2025 |  | Waived--As per guide the single entity should not owned more than 25% if unit count is more than 25<br> - exception form provided top proceed with loan as single entity owned than 47%<br> - Approved condition :- 0.5 to price, <br> max<br> - Exception form on Pg. no 815 of 851. - Due Diligence Vendor-08/22/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5284175 |
| XXXXXX-2025-NQM4-1073 |  | D A | Closed | FCOM4028 | 2025-08-22 08:27 | 2025-08-25 18:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5280782 |
| XXXXXX-2025-NQM4-1074 |  | D B A | Closed | FCOM4028 | 2025-08-22 08:37 | 2025-08-25 18:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5281006 |
| XXXXXX-2025-NQM4-1074 |  | D B A | Closed | FCRE1174 | 2025-08-22 11:32 | 2025-08-22 11:32 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable<br> \*Exception form is provided to allow ACV for roofs over 12 years old<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page #330 of 448 - Due Diligence Vendor-08/22/2025 |  | Waived-Master Condo Insurance Policy Partially Provided As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable<br> \*Exception form is provided to allow ACV for roofs over 12 years old<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page #330 of 448 - Due Diligence Vendor-08/22/2025<br>|  | 10 years or more in the same line of employment, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5285241 |
| XXXXXX-2025-NQM4-1075 |  | D A | Closed | FCOM4028 | 2025-08-22 09:18 | 2025-08-25 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5281994 |
| XXXXXX-2025-NQM4-1076 |  | D B A | Closed | FCOM4028 | 2025-08-22 11:13 | 2025-08-25 18:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5284866 |
| XXXXXX-2025-NQM4-1076 |  | D B A | Closed | FPRO1149 | 2025-08-22 12:37 | 2025-08-25 18:44 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold Exception form provided to allow Property held in a leasehold<br> Exception form page#377 of 461<br> Approved With Conditions: 0.25 to price, FNMA leasehold requirements must be met<br> - Due Diligence Vendor-08/22/2025 |  | Waived-Property Rights are Lease Hold Exception form provided to allow Property held in a leasehold<br> Exception form page#377 of 461<br> Approved With Conditions: 0.25 to price, FNMA leasehold requirements must be met<br> - Due Diligence Vendor-08/22/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5286828 |
| XXXXXX-2025-NQM4-1077 |  | D A | Closed | FCOM4028 | 2025-08-22 11:31 | 2025-08-25 18:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5285212 |
| XXXXXX-2025-NQM4-1078 |  | D A | Closed | FCOM4028 | 2025-08-22 09:41 | 2025-08-25 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5283073 |
| XXXXXX-2025-NQM4-1079 |  | D A | Closed | FCOM4028 | 2025-08-22 11:57 | 2025-08-25 11:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5285786 |
| XXXXXX-2025-NQM4-1080 |  | D A | Closed | FCOM4028 | 2025-08-22 14:22 | 2025-08-25 10:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5288934 |
| XXXXXX-2025-NQM4-1081 |  | D A | Closed | FCOM4028 | 2025-08-22 12:43 | 2025-08-25 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5286902 |
| XXXXXX-2025-NQM4-1082 |  | D A | Closed | FCOM4028 | 2025-08-22 06:59 | 2025-08-25 11:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5279058 |
| XXXXXX-2025-NQM4-1083 |  | D A | Closed | FCRE9488 | 2025-08-22 16:07 | 2025-08-26 12:59 | Resolved | 1 - Information C A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | Resolved-LOE provided addressed borrower current residence and is not subject property - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. As per apapraisal property is tenant occupied,plus we had LOX on file from borrower confirming their primary residence address is "[Redacted] is our primary residence" - Buyer-08/26/2025 <br> Open-This is an Investment loan and the address on the Borrower Drivers license is reflecting subject property - refer Page#143. Need LOX for the same. - Due Diligence Vendor-08/22/2025 |  | Resolved-LOE provided addressed borrower current residence and is not subject property - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5290633 |
| XXXXXX-2025-NQM4-1083 |  | D A | Closed | FCOM4028 | 2025-08-22 14:40 | 2025-08-25 15:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5289292 |
| XXXXXX-2025-NQM4-1084 |  | D A | Closed | FCOM4028 | 2025-08-22 15:06 | 2025-08-25 15:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5289873 |
| XXXXXX-2025-NQM4-1085 |  | D A | Closed | FCOM4028 | 2025-08-22 09:43 | 2025-08-25 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5283094 |
| XXXXXX-2025-NQM4-1086 |  | D B A | Closed | FCOM4028 | 2025-08-22 13:37 | 2025-08-25 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5287991 |
| XXXXXX-2025-NQM4-1086 |  | D B A | Closed | FCRE1228 | 2025-08-25 08:25 | 2025-08-25 08:25 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 4 NSF's<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 77 of 95, bank statements page 82 of 812 - Due Diligence Vendor-8/25/2025 - Due Diligence Vendor-08/25/2025 |  | Waived-Waived-As per guide, 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 4 NSF's<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 77 of 95, bank statements page 82 of 812 - Due Diligence Vendor-8/25/2025 - Due Diligence Vendor-08/25/2025<br>|  | 5 years on current job, 10 years or more in the same line of employment, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5299504 |
| XXXXXX-2025-NQM4-1087 |  | D A | Closed | FCOM4028 | 2025-08-23 06:23 | 2025-08-25 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5292200 |
| XXXXXX-2025-NQM4-1088 |  | D A | Closed | FCOM4028 | 2025-08-25 07:47 | 2025-08-26 14:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5298694 |
| XXXXXX-2025-NQM4-1089 |  | D B A | Closed | FCOM4028 | 2025-08-22 08:09 | 2025-08-25 10:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5280257 |
| XXXXXX-2025-NQM4-1089 |  | D B A | Closed | FCRE1228 | 2025-08-22 09:05 | 2025-08-22 09:05 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Guideline maximum allowance is 3 NSf's in a 12 month period when using bank statement income.<br> \*Exception form is provided to allow 11 NSF's in a 12 month period.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #3 of 101- Due Diligence Vendor-08/22/2025 - Due Diligence Vendor-08/22/2025 |  | Waived-Waived-As per guide, Guideline maximum allowance is 3 NSf's in a 12 month period when using bank statement income.<br> \*Exception form is provided to allow 11 NSF's in a 12 month period.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #3 of 101- Due Diligence Vendor-08/22/2025 - Due Diligence Vendor-08/22/2025<br>|  | No credit events psat 40 months, No mortgage lates last 24 months, 5+ yrs credit history, LTV > 10% below maximum. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5281714 |
| XXXXXX-2025-NQM4-1090 |  | D A | Closed | FCOM4028 | 2025-08-25 06:37 | 2025-08-25 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5297641 |
| XXXXXX-2025-NQM4-1091 |  | D B A | Closed | FCOM4028 | 2025-08-25 09:17 | 2025-08-26 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5300668 |
| XXXXXX-2025-NQM4-1091 |  | D B A | Closed | FCRE1228 | 2025-08-25 13:26 | 2025-08-25 13:26 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed. <br> \*Exception form is provided to allow 8 NSF in 12 months. <br> \*Approved Conditions: 0.25 to price <br> \*Exception form is page 691 - Due Diligence Vendor-08/25/2025 |  | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed. <br> \*Exception form is provided to allow 8 NSF in 12 months. <br> \*Approved Conditions: 0.25 to price <br> \*Exception form is page 691 - Due Diligence Vendor-08/25/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5306836 |
| XXXXXX-2025-NQM4-1092 |  | D A | Closed | FCOM4028 | 2025-08-25 07:25 | 2025-08-25 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5298311 |
| XXXXXX-2025-NQM4-1093 |  | D A | Closed | FCRE1157 | 2025-08-25 14:16 | 2025-08-27 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-now present - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Current Hazard Ins - Buyer-08/27/2025 <br>Open-Missing Hazard Insurance Policy HOI policy is missing, only premium notice in file on page #91 of 529 - Due Diligence Vendor-08/26/2025 |  | Resolved-now present - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5307843 |
| XXXXXX-2025-NQM4-1093 |  | D A | Closed | FCRE1964 | 2025-08-25 13:35 | 2025-08-27 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-CPA letter now present and confirms % owned - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. CPA letter shows Lutfi owns 100% of both business - Buyer-08/27/2025 <br> Open-\*Need Ownership proof for Business "[Redacted]" & "[Redacted]" - Due Diligence Vendor-08/25/2025 |  | Resolved-CPA letter now present and confirms % owned - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5307030 |
| XXXXXX-2025-NQM4-1093 |  | D A | Closed | FCOM1477 | 2025-08-25 12:58 | 2025-08-27 13:16 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-lock now present - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Lock Confirmation showing Rate - Buyer-08/27/2025 <br>Open-Evidence of Rate Lock Missing and Occupancy status captured on the 1003 Page is 'Primary Residence'. - Due Diligence Vendor-08/25/2025 |  | Resolved-lock now present - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5306220 |
| XXXXXX-2025-NQM4-1093 |  | D A | Closed | FCOM4028 | 2025-08-25 11:45 | 2025-08-26 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5304526 |
| XXXXXX-2025-NQM4-1094 |  | D A | Closed | FCRE1728 | 2025-08-26 10:02 | 2025-08-27 11:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing rent comparable schedule form 1007 | Resolved-full 1007 now present - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. Please see the rent schedule that was used by UW - Buyer-08/26/2025 <br> Open-1007 available on page #662 of 675 is cut off from the sides. Due to which we are unable to identify the to be rent.<br> must support short term rents of $[Redacted] before the 25% hair cut or DSCR will need to be recalculated - Due Diligence Vendor-08/26/2025 |  | Resolved-full 1007 now present - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5319784 |
| XXXXXX-2025-NQM4-1094 |  | D A | Closed | FCOM4028 | 2025-08-25 10:30 | 2025-08-26 11:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5302756 |
| XXXXXX-2025-NQM4-1095 |  | D A | Closed | FCRE6589 | 2025-08-25 14:19 | 2025-08-27 11:45 | Resolved | 1 - Information C A | Credit | Borrower | Fraud: Potential Occupancy/Current Address Issues identified in the file | Resolved-resolved with lender comments. - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Per UW "Per our CUW team, we were able to proceed with the LOX on file. It is included with the appraisal documentation that was provided previously". Please see attached LOX. - Buyer-08/26/2025 <br>Open-Borrower Driving license reads Subject property address. refer Pg. no 13 of 729. - Due Diligence Vendor-08/25/2025 |  | Resolved-resolved with lender comments. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5307928 |
| XXXXXX-2025-NQM4-1095 |  | D A | Closed | FCOM4028 | 2025-08-25 12:28 | 2025-08-26 12:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5305491 |
| XXXXXX-2025-NQM4-1096 |  | D A | Closed | FCOM4028 | 2025-08-25 13:06 | 2025-08-26 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5306418 |
| XXXXXX-2025-NQM4-1097 |  | D A | Closed | FCRE1205 | 2025-08-23 10:27 | 2025-08-27 11:46 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Please see the Fraud Report. - Buyer-08/26/2025 <br>Open-OFAC Check Not Completed and/or Cleared Fraud report missing - Due Diligence Vendor-08/23/2025 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5292879 |
| XXXXXX-2025-NQM4-1097 |  | D A | Closed | FCRE1201 | 2025-08-23 10:27 | 2025-08-27 11:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Please see the Fraud Report. - Buyer-08/26/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-08/23/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5292880 |
| XXXXXX-2025-NQM4-1097 |  | D A | Closed | FCOM4028 | 2025-08-23 09:40 | 2025-08-26 08:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5292729 |
| XXXXXX-2025-NQM4-1098 |  | D A | Closed | FCOM4028 | 2025-08-25 12:50 | 2025-08-26 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5306043 |
| XXXXXX-2025-NQM4-1099 |  | D A | Closed | FCOM4028 | 2025-08-26 07:09 | 2025-08-27 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5315500 |
| XXXXXX-2025-NQM4-1100 |  | D A | Closed | FCRE1480 | 2025-08-25 17:07 | 2025-08-27 11:48 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-resolved with lender comments. [Redacted] was liquidated and proof of liquidation present. missing small date range is considered irrelevant - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. [Redacted] liquidated. - Buyer-08/27/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Transaction history for Stock A/c [Redacted] dated 7-26-25 to 8-4-25 is missing in file .refer Pg. no 52, 57 of 361 - Due Diligence Vendor-08/25/2025 |  | Resolved-resolved with lender comments. [Redacted] was liquidated and proof of liquidation present. missing small date range is considered irrelevant - Due Diligence Vendor-08/27/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5310964 |
| XXXXXX-2025-NQM4-1100 |  | D A | Closed | FCOM4028 | 2025-08-25 14:59 | 2025-08-26 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5308625 |
| XXXXXX-2025-NQM4-1101 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXXXX-2025-NQM4-1102 |  | D B A | Closed | FCOM4028 | 2025-08-26 08:44 | 2025-08-27 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5317439 |
| XXXXXX-2025-NQM4-1102 |  | D B A | Closed | FCRE6019 | 2025-08-26 10:55 | 2025-08-26 16:36 | Waived | 2 - Non-Material B | Credit | Missing Doc | Citizenship Documentation Not Provided | Waived-As per guide, ITIN borrower must possess a valid ITIN card or IRS ITIN letter.<br> \*Exception is provided to proceed with ITIN letter is missing for borrower 1.<br> \*Approved Conditions : [Redacted] MAX & 0.25 to price + full value review required<br> \*Exception Form page no 17 of 144 - Due Diligence Vendor-08/26/2025 |  | Waived-As per guide, ITIN borrower must possess a valid ITIN card or IRS ITIN letter.<br> \*Exception is provided to proceed with ITIN letter is missing for borrower 1.<br> \*Approved Conditions : [Redacted] MAX & 0.25 to price + full value review required<br> \*Exception Form page no 17 of 144 - Due Diligence Vendor-08/26/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5320849 |
| XXXXXX-2025-NQM4-1103 |  | D A | Closed | FCOM4028 | 2025-08-26 09:19 | 2025-08-27 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5318414 |
| XXXXXX-2025-NQM4-1104 |  | D A | Closed | FCOM4028 | 2025-08-26 08:49 | 2025-08-26 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5317541 |
| XXXXXX-2025-NQM4-1105 |  | D A | Closed | FCOM4028 | 2025-08-26 11:14 | 2025-08-27 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5321296 |
| XXXXXX-2025-NQM4-1106 |  | D A | Closed | FCOM4028 | 2025-08-26 10:29 | 2025-08-26 15:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5320356 |
| XXXXXX-2025-NQM4-1107 |  | D B A | Closed | FCOM4028 | 2025-08-26 06:30 | 2025-08-26 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5314960 |
| XXXXXX-2025-NQM4-1107 |  | D B A | Closed | FVAL5524 | 2025-08-26 07:32 | 2025-08-26 07:32 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Guidelines only allow RURAL SFR properties.<br> \*Exception form is provided to allow Manufactured Rural<br> \*Approved Conditions: [Redacted] max, + rural pricing.<br> \*Exception form is on page # 725 of 943 - Due Diligence Vendor-08/26/2025 - Due Diligence Vendor-08/26/2025 |  | Waived-Waived-As per guide, Guidelines only allow RURAL SFR properties.<br> \*Exception form is provided to allow Manufactured Rural<br> \*Approved Conditions: [Redacted] max, + rural pricing.<br> \*Exception form is on page # 725 of 943 - Due Diligence Vendor-08/26/2025 - Due Diligence Vendor-08/26/2025<br>|  | Revolving debt under 30%, DTI > 10% below program maximum, No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5315864 |
| XXXXXX-2025-NQM4-1108 |  | D A | Closed | FCOM4028 | 2025-08-26 08:12 | 2025-08-26 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5316605 |
| XXXXXX-2025-NQM4-1109 |  | D B A | Closed | FCOM4028 | 2025-08-26 14:13 | 2025-08-27 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5325432 |
| XXXXXX-2025-NQM4-1109 |  | D B A | Closed | FVAL5474 | 2025-08-26 15:36 | 2025-08-26 15:36 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Single entity can not own more than 25% of the total units in a project with more than 21 units<br> \*Exception form is provided to allow a single entity to own 40% of the total units. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #59 of 80 - [Redacted] 8/26/2025 - Due Diligence Vendor-08/26/2025 |  | Waived-Waived-As per guide, Single entity can not own more than 25% of the total units in a project with more than 21 units<br> \*Exception form is provided to allow a single entity to own 40% of the total units. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #59 of 80 - [Redacted] 8/26/2025 - Due Diligence Vendor-08/26/2025<br>|  | No credit events past 40 months, 5+ years credit history, and No consumer late payments in the last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5326475 |
| XXXXXX-2025-NQM4-1110 |  | D A | Closed | FCOM4028 | 2025-08-26 16:59 | 2025-08-27 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5327231 |
| XXXXXX-2025-NQM4-1111 |  | D A | Closed | FCRE3876 | 2025-08-24 07:17 | 2025-08-26 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-now present - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. Please review uploaded E&O policy - Buyer-08/26/2025 <br> Open-Title O&E Policy is Missing or Expired None in file for[Redacted]- Due Diligence Vendor-08/24/2025 |  | Resolved-now present - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5294160 |
| XXXXXX-2025-NQM4-1111 |  | D A | Closed | FCOM4028 | 2025-08-24 07:00 | 2025-08-26 08:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5294142 |
| XXXXXX-2025-NQM4-1112 |  | D A | Closed | FCOM4028 | 2025-08-26 11:45 | 2025-08-27 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5322104 |
| XXXXXX-2025-NQM4-1113 |  | D A | Closed | FCOM4028 | 2025-08-27 08:15 | 2025-08-28 06:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5331754 |
| XXXXXX-2025-NQM4-1114 |  | D B A | Closed | FCOM4028 | 2025-08-27 08:03 | 2025-08-27 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5331543 |
| XXXXXX-2025-NQM4-1114 |  | D B A | Closed | FVAL5385 | 2025-08-27 09:26 | 2025-08-27 10:56 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-\*As per Guide To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception provided for Cashout listed for sale within last 6 months<br> \*Exception pg.#425<br> \*Approved with Condition: 0.25 to price - Due Diligence Vendor-08/27/2025 |  | Waived-\*As per Guide To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception provided for Cashout listed for sale within last 6 months<br> \*Exception pg.#425<br> \*Approved with Condition: 0.25 to price - Due Diligence Vendor-08/27/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5333359 |
| XXXXXX-2025-NQM4-1115 |  | D A | Closed | FCOM4028 | 2025-08-27 06:27 | 2025-08-27 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5330071 |
| XXXXXX-2025-NQM4-1116 |  | D A | Closed | FCOM4028 | 2025-08-27 07:50 | 2025-08-27 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5331271 |
| XXXXXX-2025-NQM4-1117 |  | D B A | Closed | FCOM4028 | 2025-08-27 10:16 | 2025-08-27 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5334696 |
| XXXXXX-2025-NQM4-1117 |  | D B A | Closed | FCRE2515 | 2025-08-27 11:35 | 2025-08-27 11:35 | Waived | 2 - Non-Material B | Credit | Eligibility | Credit history does not meet guidelines | Waived-Waived-As per guide, Borrower cannot have mortgage lates within last 12 months prior to note date and 0x90 mortgage lates within last 24 months prior to note date<br> \*Exception form is provided to allow with 1X60 and 1x90 (property is no longer owned, 2x30 was a HELOAN but property was sold in divorce. Divorce decree uploaded, title report showing sold)<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price <br> \*Exception form is on page # 339 of 487, Credit Report page 459 of 487, Divorce Decree page 149 of 487, Proof of sold property page 372 of 487 - Due Diligence Vendor-8/27/2025 - Due Diligence Vendor-08/27/2025 |  | Waived-Waived-As per guide, Borrower cannot have mortgage lates within last 12 months prior to note date and 0x90 mortgage lates within last 24 months prior to note date<br> \*Exception form is provided to allow with 1X60 and 1x90 (property is no longer owned, 2x30 was a HELOAN but property was sold in divorce. Divorce decree uploaded, title report showing sold)<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price <br> \*Exception form is on page # 339 of 487, Credit Report page 459 of 487, Divorce Decree page 149 of 487, Proof of sold property page 372 of 487 - Due Diligence Vendor-8/27/2025 - Due Diligence Vendor-08/27/2025<br>|  | Revolving debt is under 30%, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5336143 |
| XXXXXX-2025-NQM4-1118 |  | D B A | Closed | FCOM4028 | 2025-08-24 08:10 | 2025-08-26 11:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5294232 |
| XXXXXX-2025-NQM4-1118 |  | D B A | Closed | FCRE8459 | 2025-08-26 09:37 | 2025-08-26 10:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-Waived-As per guide, Guidelines prohibit LLC layering<br> \*Exception form is provided to allow LLC layering. Bwr 100% owner of [Redacted], which is owned by [Redacted], which Bwr also owns 100%.<br> - Due Diligence Vendor-08/26/2025 |  | Waived-Waived-As per guide, Guidelines prohibit LLC layering<br> \*Exception form is provided to allow LLC layering. Bwr 100% owner of [Redacted], which is owned by[Redacted], which Bwr also owns 100%.<br> - Due Diligence Vendor-08/26/2025 |  | 5+ yrs current job, DTI>10% below program maximum, 5+ years credit history, No consumer lates last 24 months, Reserves > 6 months, Bwr contribution exceeds requirement >=5%. | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5319113 |
| XXXXXX-2025-NQM4-1119 |  | D A | Closed | FCOM4028 | 2025-08-27 09:00 | 2025-08-27 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5332790 |
| XXXXXX-2025-NQM4-1120 |  | D B A | Closed | FCOM4028 | 2025-08-27 13:50 | 2025-08-28 06:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5338616 |
| XXXXXX-2025-NQM4-1120 |  | D B A | Closed | FPRO1249 | 2025-08-27 16:36 | 2025-08-28 06:45 | Waived | 2 - Non-Material B | Property | Property | Neighborhood Location Not Allowed for Program | Waived-\* Property type is 2-4 unit and neighborhood characteristics location in appraisal is rural<br> \*Exception is allow to proceed with loan as neighborhood characteristics location is rural in 2-4 unit property<br> \*Approved condition As-Is<br> \*Exception is on page 474 - Due Diligence Vendor-08/27/2025 |  | Waived-\* Property type is 2-4 unit and neighborhood characteristics location in appraisal is rural<br> \*Exception is allow to proceed with loan as neighborhood characteristics location is rural in 2-4 unit property<br> \*Approved condition As-Is<br> \*Exception is on page 474 - Due Diligence Vendor-08/27/2025<br>|  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5340789 |
| XXXXXX-2025-NQM4-1121 |  | D B A | Closed | FCOM4028 | 2025-08-27 11:41 | 2025-08-27 14:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5336236 |
| XXXXXX-2025-NQM4-1121 |  | D B A | Closed | FVAL5474 | 2025-08-27 12:38 | 2025-08-27 12:38 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for single entity owning more than 25% of units. 57.5% for this.<br>Approved with conditions of 0.375 to price, $[Redacted] LA max<br>Waiver on page 315 of 350 - Due Diligence Vendor-08/27/2025 |  | Waived-Exception for single entity owning more than 25% of units. 57.5% for this.<br>Approved with conditions of 0.375 to price, $[Redacted] LA max<br>Waiver on page 315 of 350 - Due Diligence Vendor-08/27/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5337230 |
| XXXXXX-2025-NQM4-1122 |  | D A | Closed | FCRE5275 | 2025-08-26 12:19 | 2025-08-28 09:21 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-donor gift transfer now present - Due Diligence Vendor-08/28/2025 <br>Ready for Review-Document Uploaded. Please see the wire transfer. - Buyer-08/27/2025 <br>Open- - missing transfer of gift funds to title. - Due Diligence Vendor-08/26/2025 |  | Resolved-donor gift transfer now present - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5322985 |
| XXXXXX-2025-NQM4-1122 |  | D A | Closed | FCOM4028 | 2025-08-26 11:24 | 2025-08-26 15:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5321556 |
| XXXXXX-2025-NQM4-1123 |  | D A | Closed | FCOM4028 | 2025-08-27 09:08 | 2025-08-27 11:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5332981 |

---

## Exhibit 99.5

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.5**

---

| |
|:---|
| ![](image001.jpg) |
| **Data Compare Summary** |
| **2025_ADMT-NQM4_FINAL** |
| **Run Date - 9/9/2025 10:30:00 AM** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Field Label** | **Loans With Discrepancy** | **Total Times Compared** | **% Variance** | **Comments** |
| AllBorrowerTotalIncome | 37 | 1122 | 3.30% | All Income was verified for each borrower |
| ApplicationDate | 127 | 1122 | 11.32% | All variances were verified by {Redacted] using either the 1003 date or the credit report date |
| B1Citizen | 2 | 1122 | 0.18% | All variances were verified by Citizenship documents |
| B1FirstName | 22 | 1123 | 1.96% | All variances were spelling differences in the tape vs on the note. |
| B1LastName | 16 | 1122 | 1.43% | All variances were spelling differences in the tape vs on the note. |
| B2FirstName | 4 | 200 | 2.00% | All variances were spelling differences in the tape vs on the note. |
| B2LastName | 9 | 200 | 4.50% | All variances were spelling differences in the tape vs on the note. |
| ClosingSettlementDate | 452 | 888 | 50.90% | In all cases {Redacted] verified closing dates from the relevant closing documents. |
| DSCR | 82 | 1122 | 7.31% | In all cases {Redacted] recalculated DSCR from relevant income and credit documents. |
| FirstPaymentDate | 18 | 1122 | 1.60% | In all cases {Redacted] verified first payment date from the promissory note. |
| InitialMonthlyPIOrIOPayment | 55 | 1122 | 4.90% | In all cases {Redacted] verified the monthly PI Payment from the promissory note. |
| InterestRate | 0 | 1122 | 0.00% |  |
| InvestorLoanID | 0 | 1 | 0.00% |  |
| LoanAmount | 0 | 1122 | 0.00% |  |
| LoanID | 0 | 1033 | 0.00% |  |
| LoanProgram | 4 | 1123 | 0.36% | In each case, these appear to be changes in Loan program during underwriting. In all cases {Redacted] verified programs from the Loan approval and final loan docs. |
| LoanPurpose | 0 | 1122 | 0.00% |  |
| MINNo | 24 | 1084 | 2.21% | In all cases {Redacted] verified the MIN number present on the Deed of Trust. |
| MortgageOriginationChannel | 2 | 993 | 0.20% | All date variances were verified from the Promissory Note. |
| NoteDate | 2 | 1074 | 0.19% | In all cases {Redacted] verified property units from the appraisal and other property related documents. |
| NumberofUnits | 5 | 1122 | 0.45% | {Redacted] verified number of units from the appraisal. |
| Occupancy | 0 | 1122 | 0.00% |  |
| OriginatorDocType | 1 | 1 | 100.00% | This was a variation of the enumeration in the tape. |
| PrimaryAppraisedPropertyValue | 11 | 1122 | 0.98% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| PropertyAddress | 149 | 1122 | 13.28% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| PropertyCity | 0 | 1122 | 0.00% |  |
| PropertyCounty | 18 | 1122 | 1.60% | In all cases {Redacted] verified property addresses from the deed of trust. |
| PropertyState | 0 | 1123 | 0.00% |  |
| PropertyType | 97 | 1122 | 8.65% | All differences are enumerations are related to ASF enumerations. In each case {Redacted] verified the Property type from the appraisal. |
| PropertyZipCode | 1 | 1122 | 0.09% | In all cases {Redacted] verified property addresses from the deed of trust. |
| QualifyingCLTV | 69 | 1122 | 6.15% | In all cases differences were due to balances on 2nd lien loans. |
| RefinanceType | 32 | 504 | 6.35% | In all cases {Redacted] verified refinance type from the relevant closing documents. |
| SalesPrice | 1 | 657 | 0.15% | All sales price variances were verified from the sales contracts provided.. |
| TotalDebtIncomeRatio | 1 | 993 | 0.10% | In all cases {Redacted] verified borrower income and all debts from the credit reports and recalculated DTI. |
| UnderwritingGuidelineLenderName | 2 | 1108 | 0.18% | {Redacted] verifies all guideline data used for each loan. |
| UnderwritingGuidelineName | 0 | 1109 | 0.00% |  |
| UnderwritingGuidelineVersionDate | 222 | 984 | 22.56% | {Redacted] verifies all guideline data used for each loan. |

---

## Exhibit 99.6

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.6**

---

| |
|:---|
| ![](image001.jpg) |
| **Data Compare Detail Report** |
| **2025_ADMT-NQM4_FINAL** |
| **Run Date - 9/9/2025 10:30:00 AM** |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** |
| XXXXXX-2025-NQM4-14 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-17 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-118 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-161 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-194 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-204 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-222 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-244 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-267 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-268 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-283 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-328 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-373 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-401 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-405 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-415 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-510 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-515 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-540 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-559 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-564 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-626 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-648 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-662 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-667 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-736 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-740 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-758 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-808 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-856 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-918 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-991 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1034 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1044 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1045 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1064 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1090 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-2 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-3 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-15 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-16 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-18 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-26 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-29 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-35 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-36 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-37 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-39 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-40 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-44 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-48 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-49 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-54 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-56 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-57 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-60 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-61 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-65 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-67 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-83 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-105 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-119 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-121 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-128 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-150 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-158 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-163 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-176 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-178 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-179 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-204 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-213 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-214 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-215 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-262 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-272 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-279 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-299 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-300 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-301 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-303 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-315 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-320 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-323 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-328 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-330 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-335 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-367 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-368 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-369 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-370 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-371 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-386 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-396 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-397 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-412 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-419 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-424 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-434 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-435 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-436 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-443 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-471 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-502 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-523 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-564 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-565 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-566 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-567 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-568 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-609 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-637 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-671 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-688 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-700 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-720 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-732 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-733 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-735 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-746 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-747 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-756 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-760 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-765 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-770 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-773 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-778 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-781 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-786 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-789 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-793 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-807 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-818 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-828 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-830 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-846 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-847 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-862 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-868 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-869 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-877 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-892 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-893 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-904 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-914 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-917 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-931 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-965 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-966 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-975 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-982 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1001 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1019 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1039 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1050 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1052 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1071 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1097 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1106 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1111 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1115 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1118 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1122 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1123 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-385 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | Non Permanent Resident Alien | US Citizen |
| XXXXXX-2025-NQM4-701 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | US Citizen | Permanent Resident Alien |
| XXXXXX-2025-NQM4-133 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-236 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-248 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-257 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-266 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-305 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-353 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-646 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-768 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-777 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-783 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-798 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-887 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-905 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-906 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-909 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-973 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-976 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1038 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1048 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1100 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1110 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-150 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-162 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-189 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-198 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-219 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-253 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-283 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-500 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-667 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-709 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-922 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-970 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1013 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1060 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1071 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1113 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-212 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-906 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-976 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1043 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-189 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-245 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-283 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-335 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-679 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-743 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-841 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1070 |  |  | [Redacted] | Borrower 2 Last Name | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1110 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-6 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.548 | 0.462 |
| XXXXXX-2025-NQM4-23 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.269 | 1.58 |
| XXXXXX-2025-NQM4-28 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.274 | 1.684 |
| XXXXXX-2025-NQM4-35 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.006 | 1.029 |
| XXXXXX-2025-NQM4-36 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.122 | 1.178 |
| XXXXXX-2025-NQM4-39 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.246 | 1.532 |
| XXXXXX-2025-NQM4-41 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.958 | 1.854 |
| XXXXXX-2025-NQM4-56 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.698 | 1.471 |
| XXXXXX-2025-NQM4-59 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.003 | 1.033 |
| XXXXXX-2025-NQM4-61 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.344 | 0.871 |
| XXXXXX-2025-NQM4-65 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.061 | 1.117 |
| XXXXXX-2025-NQM4-76 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.014 | 1.176 |
| XXXXXX-2025-NQM4-82 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.521 | 1.141 |
| XXXXXX-2025-NQM4-83 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.241 | 1.417 |
| XXXXXX-2025-NQM4-87 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.685 | 1.722 |
| XXXXXX-2025-NQM4-93 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 2.143 | 1.769 |
| XXXXXX-2025-NQM4-94 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.048 | 1.039 |
| XXXXXX-2025-NQM4-103 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.974 | 1.323 |
| XXXXXX-2025-NQM4-105 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.935 | 0.934 |
| XXXXXX-2025-NQM4-111 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.397 | 1.347 |
| XXXXXX-2025-NQM4-112 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.994 | 1.053 |
| XXXXXX-2025-NQM4-117 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.103 | 1.013 |
| XXXXXX-2025-NQM4-118 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.004 | 1.473 |
| XXXXXX-2025-NQM4-126 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.095 | 1.094 |
| XXXXXX-2025-NQM4-133 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.772 | 1.114 |
| XXXXXX-2025-NQM4-141 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.758 | 1.48 |
| XXXXXX-2025-NQM4-148 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.167 | 1.096 |
| XXXXXX-2025-NQM4-151 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.015 | 1.014 |
| XXXXXX-2025-NQM4-152 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.655 | 2.276 |
| XXXXXX-2025-NQM4-193 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.146 | 1.145 |
| XXXXXX-2025-NQM4-209 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.715 | 1.714 |
| XXXXXX-2025-NQM4-224 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.066 | 1.087 |
| XXXXXX-2025-NQM4-232 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.506 | 1.505 |
| XXXXXX-2025-NQM4-250 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.485 | 1.442 |
| XXXXXX-2025-NQM4-263 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.406 | 1.405 |
| XXXXXX-2025-NQM4-275 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.032 | 1.087 |
| XXXXXX-2025-NQM4-321 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.02 | 0.99 |
| XXXXXX-2025-NQM4-344 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.195 | 1.194 |
| XXXXXX-2025-NQM4-345 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.968 | 0.775 |
| XXXXXX-2025-NQM4-408 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.811 | 0.915 |
| XXXXXX-2025-NQM4-429 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.115 | 1.114 |
| XXXXXX-2025-NQM4-436 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.155 | 1.154 |
| XXXXXX-2025-NQM4-465 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.408 | 1.002 |
| XXXXXX-2025-NQM4-493 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.815 | 0.814 |
| XXXXXX-2025-NQM4-506 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.006 | 1.005 |
| XXXXXX-2025-NQM4-509 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.586 | 1.186 |
| XXXXXX-2025-NQM4-538 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.095 | 1.206 |
| XXXXXX-2025-NQM4-560 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.994 | 1.528 |
| XXXXXX-2025-NQM4-572 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.416 | 1.071 |
| XXXXXX-2025-NQM4-635 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.383 | 0.752 |
| XXXXXX-2025-NQM4-650 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.218 | 0.834 |
| XXXXXX-2025-NQM4-658 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.595 | 0.594 |
| XXXXXX-2025-NQM4-661 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.274 | 0.815 |
| XXXXXX-2025-NQM4-666 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.628 | 1.208 |
| XXXXXX-2025-NQM4-679 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.872 | 1.009 |
| XXXXXX-2025-NQM4-686 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 2.006 | 2.005 |
| XXXXXX-2025-NQM4-716 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.106 | 1.105 |
| XXXXXX-2025-NQM4-723 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.935 | 0.934 |
| XXXXXX-2025-NQM4-729 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.522 | 1.308 |
| XXXXXX-2025-NQM4-732 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.166 | 1.165 |
| XXXXXX-2025-NQM4-802 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.691 | 1.471 |
| XXXXXX-2025-NQM4-813 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.255 | 1.254 |
| XXXXXX-2025-NQM4-830 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.286 | 1.285 |
| XXXXXX-2025-NQM4-843 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.005 | 0.954 |
| XXXXXX-2025-NQM4-880 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.926 | 0.925 |
| XXXXXX-2025-NQM4-886 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.266 | 1.265 |
| XXXXXX-2025-NQM4-932 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.426 | 1.425 |
| XXXXXX-2025-NQM4-951 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.969 | 0.995 |
| XXXXXX-2025-NQM4-977 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.138 | 0.899 |
| XXXXXX-2025-NQM4-988 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.037 | 1.033 |
| XXXXXX-2025-NQM4-989 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.848 | 0.54 |
| XXXXXX-2025-NQM4-1000 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.326 | 1.325 |
| XXXXXX-2025-NQM4-1011 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.558 | 1.168 |
| XXXXXX-2025-NQM4-1039 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.326 | 1.325 |
| XXXXXX-2025-NQM4-1040 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.136 | 1.443 |
| XXXXXX-2025-NQM4-1052 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.086 | 1.085 |
| XXXXXX-2025-NQM4-1064 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.115 | 1.114 |
| XXXXXX-2025-NQM4-1094 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.255 | 1.254 |
| XXXXXX-2025-NQM4-1097 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.006 | 1.005 |
| XXXXXX-2025-NQM4-1115 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.217 | 1.211 |
| XXXXXX-2025-NQM4-1121 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.666 | 1.665 |
| XXXXXX-2025-NQM4-1123 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.415 | 1.414 |
| XXXXXX-2025-NQM4-1 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-3 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-5 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-7 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-8 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-9 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-10 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-71 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-72 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-75 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-76 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-78 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-81 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-82 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-83 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-84 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-85 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-87 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-93 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-97 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-98 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-100 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-101 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-102 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-104 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-105 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-106 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-111 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-117 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-121 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-123 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-126 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-127 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-135 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-137 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-139 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-141 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-144 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-146 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-147 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-148 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-149 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-152 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-157 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-160 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-162 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-164 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-168 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-171 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-173 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-174 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-175 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-178 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-182 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-187 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-193 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-198 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-199 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-208 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-213 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-214 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-220 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-244 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-252 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-264 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-265 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-270 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-273 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-276 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-281 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-282 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-286 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-298 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-306 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-308 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-309 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-315 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-317 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-319 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-325 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-326 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-329 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-331 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-339 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-342 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-343 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-344 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-347 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-348 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-349 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-352 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-356 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-357 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-358 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-360 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-361 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-506 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-521 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-522 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-523 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-524 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-530 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-545 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-546 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-552 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-561 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-598 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-624 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| XXXXXX-2025-NQM4-809 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-822 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-823 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-824 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-825 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-828 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-829 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-830 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-834 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-838 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-845 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-848 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-849 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-854 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-856 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-857 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-859 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-860 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-863 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-864 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-867 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-869 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-870 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-871 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-872 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-876 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-877 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-878 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-879 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-880 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-881 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-882 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-885 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-887 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-890 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-891 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-892 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-894 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-895 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-896 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-897 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-899 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-900 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-901 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-903 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-905 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-909 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-912 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-914 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-915 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-916 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-923 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-933 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-934 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-935 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-936 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-937 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-938 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-942 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-944 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-945 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-947 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-948 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-949 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-958 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-959 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-970 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-974 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-980 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-981 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-982 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-985 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1010 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1014 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1015 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1016 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1021 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1022 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1025 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1028 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1032 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1033 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1034 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1035 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1037 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1038 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1040 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1042 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1043 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1047 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1051 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1053 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1054 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1055 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1059 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1062 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1065 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1066 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1067 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1068 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1069 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1070 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1073 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1074 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1078 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1079 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1081 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1085 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1086 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1088 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1089 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1090 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1091 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1092 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1093 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1094 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1098 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1105 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1106 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1108 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1109 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1113 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1115 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1116 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1119 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1121 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-2 |  |  | [Redacted] | First Payment Date | notePage | 07-01-2024 | 06/01/2024 |
| XXXXXX-2025-NQM4-6 |  |  | [Redacted] | First Payment Date | notePage | 07-01-2024 | 06/01/2024 |
| XXXXXX-2025-NQM4-42 |  |  | [Redacted] | First Payment Date | notePage | 11-01-2024 | 10/01/2024 |
| XXXXXX-2025-NQM4-150 |  |  | [Redacted] | First Payment Date | notePage | 05-01-2025 | 04/01/2025 |
| XXXXXX-2025-NQM4-158 |  |  | [Redacted] | First Payment Date | notePage | 03-01-2025 | 06/01/2025 |
| XXXXXX-2025-NQM4-176 |  |  | [Redacted] | First Payment Date | notePage | 06-01-2025 | 05/01/2025 |
| XXXXXX-2025-NQM4-279 |  |  | [Redacted] | First Payment Date | notePage | 07-01-2025 | 06/01/2025 |
| XXXXXX-2025-NQM4-300 |  |  | [Redacted] | First Payment Date | notePage | 07-01-2025 | 08/01/2025 |
| XXXXXX-2025-NQM4-302 |  |  | [Redacted] | First Payment Date | notePage | 07-01-2025 | 06/01/2025 |
| XXXXXX-2025-NQM4-412 |  |  | [Redacted] | First Payment Date | notePage | 08-01-2025 | 09/01/2025 |
| XXXXXX-2025-NQM4-434 |  |  | [Redacted] | First Payment Date | notePage | 08-01-2025 | 09/01/2025 |
| XXXXXX-2025-NQM4-435 |  |  | [Redacted] | First Payment Date | notePage | 08-01-2025 | 09/01/2025 |
| XXXXXX-2025-NQM4-688 |  |  | [Redacted] | First Payment Date | notePage | 09-01-2025 | 08/01/2025 |
| XXXXXX-2025-NQM4-690 |  |  | [Redacted] | First Payment Date | notePage | 09-01-2025 | 08/01/2025 |
| XXXXXX-2025-NQM4-796 |  |  | [Redacted] | First Payment Date | notePage | 09-01-2025 | 10/01/2025 |
| XXXXXX-2025-NQM4-862 |  |  | [Redacted] | First Payment Date | notePage | 10-01-2025 | 09/01/2025 |
| XXXXXX-2025-NQM4-886 |  |  | [Redacted] | First Payment Date | notePage | 09-01-2025 | 06/01/2025 |
| XXXXXX-2025-NQM4-1111 |  |  | [Redacted] | First Payment Date | notePage | 10-01-2025 | 09/01/2025 |
| XXXXXX-2025-NQM4-6 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-9 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-15 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-29 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-36 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-37 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-41 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-43 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-58 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-62 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-63 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-65 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-67 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-87 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-92 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-98 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-101 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-108 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-111 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-112 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-115 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-120 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-126 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-127 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-128 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-136 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-144 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-190 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-248 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-266 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-308 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-339 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-354 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-358 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-384 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-478 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-487 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-531 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-552 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-644 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-658 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-679 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-789 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-790 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-817 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-819 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-873 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-898 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-903 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-909 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-928 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-937 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-987 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1033 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1107 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-569 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | NQM: DSCR DSCR NonQM 30 YF CORRESPONDENT | NQM_30YF_CORR |
| XXXXXX-2025-NQM4-699 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | NQM: DSCR DSCR NonQM 30YF CORRESPONDENT | NQM: DSCR DSCR NonQM 30YF |
| XXXXXX-2025-NQM4-881 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | NQM: DSCR DSCR NonQM 30YF Correspondence | NQM: DSCR DSCR NonQM 30YF |
| XXXXXX-2025-NQM4-1033 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | NQM: DSCR DSCR NonQM 30YF CORRESPONDENT | NQM: DSCR DSCR NonQM 30YF IO |
| XXXXXX-2025-NQM4-2 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-6 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-150 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-172 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-176 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-179 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-217 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-279 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-292 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-295 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-299 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-300 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-365 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-379 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-396 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-400 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-470 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-623 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-686 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-688 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-886 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-892 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-966 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1061 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-158 |  |  | [Redacted] | Mortgage Origination Channel | the1003Page | Correspondent Flow without Delegated UW | Correspondent Flow with Delegated UW |
| XXXXXX-2025-NQM4-307 |  |  | [Redacted] | Mortgage Origination Channel | the1003Page | Correspondent Flow without Delegated UW | MiniCor |
| XXXXXX-2025-NQM4-292 |  |  | [Redacted] | Note Date | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1012 |  |  | [Redacted] | Note Date | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-18 |  |  | [Redacted] | Number of Units | propertyValuationPage | 4 | 2 |
| XXXXXX-2025-NQM4-28 |  |  | [Redacted] | Number of Units | propertyValuationPage | 3 | 2 |
| XXXXXX-2025-NQM4-29 |  |  | [Redacted] | Number of Units | propertyValuationPage | 3 | 2 |
| XXXXXX-2025-NQM4-522 |  |  | [Redacted] | Number of Units | propertyValuationPage | 4 | 5 |
| XXXXXX-2025-NQM4-689 |  |  | [Redacted] | Number of Units | propertyValuationPage | 2 | 3 |
| XXXXXX-2025-NQM4-569 |  |  | [Redacted] | Originator Qualifying Income Doc Type | employmentIncomePage | Debt Service Coverage Ratio | NQM: DSCR |
| XXXXXX-2025-NQM4-186 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-222 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-251 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-305 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-349 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-426 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-525 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-540 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-606 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-766 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-820 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-2 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-4 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-10 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-21 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-38 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-40 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-44 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-47 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-49 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-50 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-51 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-55 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-57 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-60 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-68 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-70 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-71 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-86 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-89 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-107 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-112 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-134 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-135 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-139 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-140 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-143 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-145 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-150 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-152 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-154 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-159 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-162 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-166 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-168 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-169 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-174 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-177 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-179 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-180 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-187 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-195 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-199 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-202 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-203 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-216 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-217 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-218 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-220 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-223 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-229 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-238 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-255 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-259 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-265 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-287 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-298 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-305 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-331 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-339 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-344 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-345 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-347 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-355 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-361 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-363 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-374 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-377 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-380 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-381 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-383 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-392 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-402 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-409 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-410 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-425 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-429 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-464 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-472 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-477 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-479 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-482 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-500 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-504 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-518 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-573 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-593 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-608 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-622 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-640 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-642 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-649 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-650 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-660 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-679 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-683 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-691 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-692 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-698 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-699 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-721 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-726 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-739 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-742 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-749 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-753 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-764 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-784 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-786 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-792 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-804 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-816 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-817 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-819 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-827 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-833 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-835 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-836 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-838 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-842 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-851 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-866 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-876 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-885 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-906 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-918 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-936 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-945 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-948 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-950 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-961 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-963 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-989 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-993 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-998 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1026 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1027 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1038 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1040 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1041 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1049 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1057 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1068 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1069 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1072 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1074 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1076 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1084 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1109 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1111 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-222 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-295 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-527 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-537 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-549 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-609 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-680 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-699 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-700 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-712 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-720 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-780 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-794 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-863 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-864 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-923 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1041 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1096 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-4 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-65 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-105 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM4-106 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-109 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-110 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-143 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-169 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-174 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-179 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-182 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | MfrPUD |
| XXXXXX-2025-NQM4-202 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-223 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-238 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM4-247 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-255 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-256 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-257 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-266 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-268 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM4-302 |  |  | [Redacted] | Property Type | propertyValuationPage | PUD | Single Family Detached |
| XXXXXX-2025-NQM4-303 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-321 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | MfrPUD |
| XXXXXX-2025-NQM4-333 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-337 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-339 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-354 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-358 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM4-376 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM4-385 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - SW | Mfr |
| XXXXXX-2025-NQM4-396 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-397 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM4-407 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM4-411 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-425 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-427 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-430 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-433 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - SW | Mfr |
| XXXXXX-2025-NQM4-457 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-468 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM4-501 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-522 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM4-523 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - SW | Mfr |
| XXXXXX-2025-NQM4-558 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM4-601 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-608 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-616 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-625 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | MfrPUD |
| XXXXXX-2025-NQM4-646 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-669 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-716 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-739 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-750 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-768 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM4-771 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-776 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-777 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-783 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-802 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM4-811 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| XXXXXX-2025-NQM4-823 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-824 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | MfrPUD |
| XXXXXX-2025-NQM4-827 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-834 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-837 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM4-838 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM4-845 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-849 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-851 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-869 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-872 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| XXXXXX-2025-NQM4-876 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-877 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-881 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-892 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM4-901 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-903 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-907 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-912 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-931 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-944 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-963 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-975 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-989 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| XXXXXX-2025-NQM4-997 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-1000 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-1027 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-1029 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-1037 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| XXXXXX-2025-NQM4-1038 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-1049 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-1058 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-1069 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-1072 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| XXXXXX-2025-NQM4-1079 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-1107 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - Multi Wide | Mfr |
| XXXXXX-2025-NQM4-1118 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| XXXXXX-2025-NQM4-47 |  |  | [Redacted] | Property Zip Code | notePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-3 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-11 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-13 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-16 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-22 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-24 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-34 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-36 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-42 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-43 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-50 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-54 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-56 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-61 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-64 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-65 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-67 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-73 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-80 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-82 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-83 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-91 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-92 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-94 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-95 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-98 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-99 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-102 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-103 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-112 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-115 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-116 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-117 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-118 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-127 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-130 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-136 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-148 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-152 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-158 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-193 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-245 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-250 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-266 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-275 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-321 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-327 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-342 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-349 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-353 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-387 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-389 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-400 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-427 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-439 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-459 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-534 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-624 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-632 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-687 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-778 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-863 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-864 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-986 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-989 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1017 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1080 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1109 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-1116 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-157 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-198 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Debt Consolidation | Cash Out - Other |
| XXXXXX-2025-NQM4-267 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-315 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-343 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-385 |  |  | [Redacted] | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other |
| XXXXXX-2025-NQM4-396 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-412 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-444 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-456 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-480 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-528 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-530 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-583 |  |  | [Redacted] | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other |
| XXXXXX-2025-NQM4-638 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-689 |  |  | [Redacted] | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other |
| XXXXXX-2025-NQM4-717 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | Cash Out - Other |
| XXXXXX-2025-NQM4-806 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-856 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-866 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-878 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-884 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-887 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-898 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-903 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-909 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-914 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-1011 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-1029 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-1041 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-1077 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-1105 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| XXXXXX-2025-NQM4-369 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-118 |  |  | [Redacted] | Total Debt/Income Ratio | the1008Page | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-2 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-7 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-13 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-21 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-32 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-42 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-51 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-52 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| XXXXXX-2025-NQM4-55 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-75 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-86 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-92 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-98 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-113 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-122 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-125 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-132 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | 1YFULL |
| XXXXXX-2025-NQM4-136 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-137 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-139 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM4-140 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-142 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-143 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-150 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-159 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-169 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-173 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-179 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-181 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-184 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-192 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-196 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-202 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-203 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-208 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-211 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-216 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM4-218 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM4-222 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-223 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-225 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-233 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-235 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-242 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-247 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-252 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-256 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-260 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-265 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-277 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-287 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-288 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-295 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-298 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-301 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| XXXXXX-2025-NQM4-303 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-305 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-306 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-307 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-317 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-327 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-329 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-330 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-331 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-334 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-343 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-348 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-355 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-357 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-360 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM4-365 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-367 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-375 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-377 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-381 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-387 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-388 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-389 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-392 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM4-394 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-395 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-400 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-402 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-412 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-414 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM4-425 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-426 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-428 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-431 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-437 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-438 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-441 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| XXXXXX-2025-NQM4-444 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-446 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-451 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-456 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-459 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-461 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-464 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-466 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM4-469 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-470 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-478 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-479 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-483 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-490 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-497 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-498 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-508 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-514 |  | [Redacted] | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-528 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-530 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM4-534 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-536 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-541 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-542 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-544 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-546 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-547 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM4-548 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM4-550 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-559 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-561 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-562 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM4-579 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-583 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-584 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-585 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-587 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-588 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM4-593 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-594 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-599 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-601 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-603 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-608 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-611 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM4-613 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-615 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-616 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-620 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-621 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM4-623 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-626 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-627 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-630 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-632 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-636 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-640 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-642 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-645 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM4-646 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-647 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-649 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-654 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-660 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-663 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-665 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-668 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-670 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-671 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-680 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-683 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-684 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-691 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-694 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-696 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-704 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM4-706 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-710 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-717 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-718 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-725 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-726 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-730 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-746 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-747 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-749 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-762 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-765 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-772 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-774 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-775 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM4-776 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-778 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM4-784 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-790 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-791 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-792 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-796 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-800 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-804 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-809 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-816 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-824 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-827 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-832 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-838 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-840 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-841 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-847 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-856 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-858 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM4-859 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-860 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM4-861 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-869 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-878 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-883 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-897 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM4-904 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-915 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-918 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-919 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM4-923 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-924 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-926 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-927 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-933 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-935 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-942 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-948 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-950 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-952 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-960 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-963 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-964 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-967 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-968 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-969 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-970 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-971 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-972 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| XXXXXX-2025-NQM4-984 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-985 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-990 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-994 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| XXXXXX-2025-NQM4-1002 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1006 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| XXXXXX-2025-NQM4-1007 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1010 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-1012 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1014 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-1016 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1020 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-1025 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| XXXXXX-2025-NQM4-1027 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1028 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-1035 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-1046 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-1048 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-1049 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| XXXXXX-2025-NQM4-1057 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1068 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-1069 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-1070 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-1072 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-1074 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1076 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-1078 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1079 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| XXXXXX-2025-NQM4-1080 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-1082 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1085 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1093 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-1099 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-1110 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| XXXXXX-2025-NQM4-1117 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| XXXXXX-2025-NQM4-1119 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-1122 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| XXXXXX-2025-NQM4-749 |  |  | [Redacted] | Underwriting Guideline Lender Name | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-758 |  |  | [Redacted] | Underwriting Guideline Lender Name | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| XXXXXX-2025-NQM4-2 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-15-2024 | 03/15/2024 |
| XXXXXX-2025-NQM4-3 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-15-2024 | 03/22/2024 |
| XXXXXX-2025-NQM4-6 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-15-2024 | 03/22/2024 |
| XXXXXX-2025-NQM4-7 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-15-2024 | 03/22/2024 |
| XXXXXX-2025-NQM4-11 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 04/03/2024 |
| XXXXXX-2025-NQM4-12 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-17-2024 | 04/03/2024 |
| XXXXXX-2025-NQM4-16 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-17-2024 | 04/15/2024 |
| XXXXXX-2025-NQM4-18 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-17-2024 | 04/15/2024 |
| XXXXXX-2025-NQM4-21 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 05/10/2024 |
| XXXXXX-2025-NQM4-22 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 05/10/2024 |
| XXXXXX-2025-NQM4-23 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 05/10/2024 |
| XXXXXX-2025-NQM4-24 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 05/10/2024 |
| XXXXXX-2025-NQM4-26 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-27 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 05/10/2024 |
| XXXXXX-2025-NQM4-28 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 05/10/2024 |
| XXXXXX-2025-NQM4-29 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-30 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-31 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-32 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-33 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-34 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-35 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-36 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-37 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-38 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-39 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-40 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-41 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-42 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-43 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-44 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-45 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-01-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-47 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-48 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-49 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 06/06/2024 |
| XXXXXX-2025-NQM4-50 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-51 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-52 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-53 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-54 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-55 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-56 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-57 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-58 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-59 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-60 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-61 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-62 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-63 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-64 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-65 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-66 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-67 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-68 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-69 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-09-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-70 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-71 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-72 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-73 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-74 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-75 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-76 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-77 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-78 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-79 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-80 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-82 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-83 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-84 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-85 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-86 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-21-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-87 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 10-07-2024 | 07/31/2024 |
| XXXXXX-2025-NQM4-101 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-17-2025 | 10/21/2024 |
| XXXXXX-2025-NQM4-118 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-20-2025 | 10/21/2024 |
| XXXXXX-2025-NQM4-127 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-20-2025 | 10/21/2024 |
| XXXXXX-2025-NQM4-128 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-17-2025 | 10/21/2024 |
| XXXXXX-2025-NQM4-130 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-17-2025 | 10/21/2024 |
| XXXXXX-2025-NQM4-136 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-17-2025 | 10/21/2024 |
| XXXXXX-2025-NQM4-148 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-20-2025 | 10/21/2024 |
| XXXXXX-2025-NQM4-152 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 01-20-2025 | 10/21/2024 |
| XXXXXX-2025-NQM4-157 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-18-2025 | 10/21/2024 |
| XXXXXX-2025-NQM4-158 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-18-2024 | 02/18/2025 |
| XXXXXX-2025-NQM4-260 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 05-02-2025 | 02/18/2025 |
| XXXXXX-2025-NQM4-331 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 05-27-2025 | 04/25/2025 |
| XXXXXX-2025-NQM4-409 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-18-2024 | 05/27/2025 |
| XXXXXX-2025-NQM4-482 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-18-2024 | 05/27/2025 |
| XXXXXX-2025-NQM4-491 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-498 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-18-2024 | 05/27/2025 |
| XXXXXX-2025-NQM4-500 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-516 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-553 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-610 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-612 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-618 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-626 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-631 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-645 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-18-2025 | 04/25/2025 |
| XXXXXX-2025-NQM4-649 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-650 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-661 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-668 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-672 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-674 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-18-2024 | 05/27/2025 |
| XXXXXX-2025-NQM4-675 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-676 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-679 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-682 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-684 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-689 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-18-2024 | 05/27/2025 |
| XXXXXX-2025-NQM4-691 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-692 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-693 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-697 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-698 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-18-2024 | 05/27/2025 |
| XXXXXX-2025-NQM4-700 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-701 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-30-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-704 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-18-2025 | 04/25/2025 |
| XXXXXX-2025-NQM4-705 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-706 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-707 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-709 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-710 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-711 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-712 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-713 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-714 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-715 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-718 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-719 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-720 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-721 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-722 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-724 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-726 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-18-2025 | 04/25/2025 |
| XXXXXX-2025-NQM4-729 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-730 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-731 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-732 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-733 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-734 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-736 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-738 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-741 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-744 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-746 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 05-05-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-747 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-748 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-749 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-25-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-752 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-754 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-755 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-756 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-757 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-758 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-25-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-760 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-761 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-762 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-767 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-768 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-770 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-777 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-786 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-791 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-792 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-797 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-798 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-801 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-804 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-805 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-806 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-819 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-823 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-831 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-836 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-842 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-843 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-848 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-850 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-858 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-867 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-871 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-901 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-920 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-928 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-936 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-941 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-945 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-946 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-949 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-951 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-958 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2024 | 05/27/2025 |
| XXXXXX-2025-NQM4-962 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-973 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-977 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-979 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-987 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-989 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-993 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-996 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-997 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-998 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1000 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1003 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1005 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1011 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1022 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1033 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1038 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1043 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1044 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1045 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1048 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1057 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1058 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1059 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1076 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1077 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1083 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1091 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1114 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1119 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| XXXXXX-2025-NQM4-1120 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-20-2025 | 05/27/2025 |

---

## Exhibit 99.7

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.7**

**EXECUTIVE SUMMARY**

ADMT 2025-NQM4

**Overview**

Maxwell Diligence Solutions, LLC ("MaxDiligence") performed certain due diligence services (the "Review") described below on residential mortgage loans acquired by A&D Mortgage LLC. The Review was conducted from May 2024 to August 2025 on mortgage loans originated between April 2024 to August 2025.

The Review consisted of 100% of the population of 173 loans with an original aggregate loan balance of $63,667,588.00.

**Scope of Review**

**Credit Review**

MaxDiligence performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The credit review included the following (collectively, the "Credit Review"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Review Initial & Final Application</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Check
 application for completeness. Determine whether the information in the preliminary Loan
 application, final application, and all credit documents is consistent or reconciled.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate
 Social Security/Taxpayer Identification number is valid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Compare
 data on final form 1003 with the data from verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Form
 is Complete, Signed, Dated, on or before loan consummation date, and NMLS is complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Review AUS Decision and Approval Conditions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Underwriting
 decision is supported (manual underwrite credit conditions have been satisfied prior
 to closing the approved Loan package)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validation
 of income calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validation
 of assets/funds to close

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation
 of DTI / DSCR calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Validation
 of LTV calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Validation
 of payment shock calculations if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DSCR
 Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 of Hazard coverage and verification that sufficient coverage was in place on subject
 and all premiums were included in DSCR

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Mortgage
 Insurance Certificate was in file, if applicable, and coverage was sufficient, and premium
 was included in DSCR

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review
 of Rental income and /or market rents and validation of DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Review Occupancy/Red Flags</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates
 Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies
 address information associated with the borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Occupancy
 is supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Red
 Flags adequately addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Reverification of Borrower Original and Audit Credit Report</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate
 names, social security number(s), and addresses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. AKA's
 investigated and cleared

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate
 credit inquiries within 90 days have been properly addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Acceptable
 credit history and credit score requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Reviews Fraud Report to compare vs loan documentation:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates
 Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies
 address information associated with the Borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirms
 OFAC clearances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Reveals
 any potential bankruptcy filings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Review of Borrower Employment, Income, and Asset Information</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 for conflicting information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check
 dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Complete
 forms and documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Evaluate
 history and stability of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 employment and income by analyzing income documents and comparing against re-verification
 documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. W-2s
 and Paystubs, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Transcripts
 (as applicable) support income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Tax
 Returns and Profit and Loss Statements, as applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Bank
 Statements or other Alternate Income documents as required by the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Consistent/Continuing
 Employment, if applicable

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 adequate funds to cover required down payment and closing costs and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check
 dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sufficient
 funds were sourced and seasoned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Gift
 funds verified and met guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>Review Sales Contract</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Complete
 and executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Earnest
 Money Deposit verified

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Parties
 are consistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Seller
 contributions are within guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>Hazard and Flood (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 coverage is for subject

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate
 all premiums are included in DTI and any required upfront premium is paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>Mortgage Insurance (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Certificate
 in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Sufficient
 Coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Premium
 indicated and included in DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Review Title Commitment/Policy</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Vesting
 correct

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Lien
 position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Legal
 description

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validate
 no encumbrances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 security documents to ensure the Loan was closed in accordance with approval and with
 all required signatures and NMLS identifiers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Correct
 and complete instruments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Closing
 Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Right
 to Cancel (if applicable)

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12. <u>Qualified Mortgage / Ability-to-Repay Review</u> 

Loans with application dates after January 10, 2014 are subject to the Qualified Mortgage ("QM") rule and the Ability to Repay ("ATR") rule under Regulation Z – the Truth in Lending Act. For these Loans, MaxDiligence will (a) Confirm that the originator/aggregator provided a QM designation, and (b) review the Loan for the eight (8) Key Underwriting Factors below that are required pursuant to the ATR rule.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Sections
 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank")
 amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, excluding investment
 properties, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c)) as evaluated
 based on the applicable investor guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Qualified
 Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
 by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and
 the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. MaxDiligence
 will review applicable mortgage loans for compliance with the ATR and QM rule requirements
 based upon each mortgage loan's originator designation of QM, Non-QM, or exempt
 from ATR. (MaxDiligence determines the mortgage loan's status under the ATR or
 QM rule requirements and assigns a due diligence mortgage loan designation. Generally,
 MaxDiligence notes as a material exception if the due diligence findings do not confirm
 the originator's mortgage loan designation. Additionally, MaxDiligence notes if
 an originator mortgage loan designation was not provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. MaxDiligence
 utilizes the following designations for applicable loans: QM designations: QM Safe-Harbor,
 Temporary QM, Non-QM, QM Rebuttal Presumption and ATR Designations: ATR Compliant, ATR
 Exempt and ATR Fail.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. With
 respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, MaxDiligence
 reviews the mortgage loan to determine whether, based on available information in the
 mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms
 (e.g. an interest only feature or negative amortization), (ii) the "points and
 fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated
 appropriately, (iv) the creditor considered and verified income or assets at or before
 consummation, (v) the creditor appropriately considered debt obligations, alimony and
 child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds
 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review
 includes a recalculation of all income and liabilities with attention to the appropriate
 documentation of each source.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. If
 a mortgage loan was designated as QM, MaxDiligence reviews the mortgage loan to determine
 whether, based on available information in the mortgage loan file, if the mortgage loan
 satisfied (i), (ii) and (iii) in the preceding paragraph.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. For
 each QM designated mortgage loan that satisfied the applicable requirements enumerated
 above, MaxDiligence then determines whether the mortgage loan is a Safe Harbor QM or
 QM Rebuttable Presumption by comparing the mortgage loan's actual annual percentage
 rate, as recalculated, to the applicable average prime offer rate plus a certain applicable
 percentage. The Review also includes determining, as applicable, whether a mortgage loan
 is a qualified mortgage as defined by the Department of Housing and Urban Development
 (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
 36 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. For
 each QM designated mortgage loan that does not satisfy the applicable requirements enumerated
 above, MaxDiligence then determines whether the mortgage loan complies with the ATR rule
 consideration and verification requirements, as defined within the applicable underwriting
 guidelines, and provides a due diligence designation of Non-QM indicating compliant,
 ATR risk indicating it may not be compliant, or ATR Fail, indicating it is non-compliant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. MaxDiligence
 reviews the mortgage loan to determine whether, based on available information in the
 mortgage loan file, the creditor considered, as applicable, the following eight underwriting
 factors, and will verify such information using reasonably reliable third-party records,
 at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income
 / Assets - Recalculate borrower(s)'s monthly gross income, and validate funds required
 to close and required reserves, to Confirm that the borrower has current or reasonably
 expected income or assets (other than the value of the property that secures the Loan)
 that the borrower will rely on to repay the Loan.

● Review Loan documentation for required level of income and asset verifications.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment
 - Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly
 Mortgage Payment: Confirm that the correct program, qualifying rate, and terms were used
 to calculate projected monthly mortgage payment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous
 Loans - Ensure that all concurrent Loans were included in the debt-to-income ratio ("DTI")
 calculation, to properly assess the ability to repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage-Related
 Obligations - Validate that the subject Loan monthly payment calculation includes principle,
 interest, taxes, and insurance ("PITI"), as well as other costs related to
 the property such as homeowners' association ("HOA") fees, private
 mortgage insurance ("PMI"), ground rental fees, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts
 / Obligations - Validate monthly recurring non-mortgage-related liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI
 / Residual Income - Validate debt-to-income ratio (DTI), or "residual income,"
 based upon all mortgage and non-mortgage obligations, calculated as a ratio of gross
 monthly income, based on documentation provided in the file.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit
 History - Review credit report for credit history and required credit depth, including
 any / all inquiries, and Determine a representative credit score from the credit report

**Property Review**

MaxDiligence performed a "Property Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Property Review</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 will include a review of the valuation materials utilized during the origination of the
 loan and in confirming the value of the underlying property. The review will include
 verifying the appraisal report:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. On
 the appropriate GSE form:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. All
 elements of appraisal are present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Ensure
 all applicable Loan documents match appraisal information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Property
 is acceptable collateral for Loan program

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Completed
 by an appraiser that was actively licensed to perform the valuation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Completed
 such that the named client on the appraisal report is the lender or a related entity
 that is permitted to engage the lender per Title XI of FIRREA, or if the appraisal was
 performed for another lender, the file contains a transfer letter from the original lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. The
 original appraisal report is made and signed prior to the final approval of the mortgage
 loan application; Any revisions, if made known to MaxDiligence, to the original report
 are documented and dated completed and dated within the guideline's restrictions,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The
 original appraisal is 'As is' or Inspection received including all inspections,
 licenses, and certificates (including certificates of occupancy) to be made or issued
 with respect to all occupied portions of the mortgaged property and with respect to the
 use and occupancy of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Determine
 whether the appraised value is supported at or within 10% variance based on a third-party
 valuation product. If a third-party valuation product is in file but notes a variance
 above 10% or an inconclusive value, MaxDiligence will recommend a BPO or field review
 be ordered.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. With
 regard to the use of comparable properties, review will (a) review the relative comparable
 data (gross and net adjustments, sale dates and distance from subject property) and ensure
 that such comparable properties are within standard appraisal guidelines; (b) confirm
 the property value and square footage of the subject property was bracketed by comparable
 properties, (c verify that comparable properties used are similar in size, style, and
 location to the subject, and (d) check for the reasonableness of adjustments when reconciling
 value between the subject property and comparable properties.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Other
 aspects of the review include (i) verifying that the address matched the mortgage note,
 ((ii) if requested, noting whether the property zip code was declared a FEMA disaster
 area after the valuation date and notifying the Client of same, (iii) confirming the
 appraisal report does not include any apparent environmental problems, (iv) confirming
 the appraisal notes the current use of the property is legal or legal non-conforming
 (grandfathered), (v) reviewing pictures to ensure (a) that the property is in average
 or better condition and any repairs are noted where required and (b) that the subject
 property is the one for which the valuation was ordered and that there are no negative
 external factors; and (vi) confirming that the value product that was used as part of
 the origination decision conforms with rating agency requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If
 more than one valuation was provided, reviewer will confirm consistency among the valuation
 products and if there are discrepancies that could not be resolved, MaxDiligence will
 create an exception and work with the client on the next steps which may include ordering
 of additional valuation products such as collateral desktop analyses, broker's
 price opinions, and full appraisals. If the property valuation products included in the
 review result in a variance of more than 10% then the client will be notified of such
 variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. MaxDiligence
 will confirm to the extent possible, that the appraiser and the appraisal made by such
 appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, MaxDiligence
 will review the appraisal for conformity to industry standards, including ensuring the
 appraisal was complete, that the comparable properties and adjustments were reasonable
 and that pictures were provided and were accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. In
 addition, MaxDiligence will access the ASC database to verify that the appraiser, and
 if applicable the appraiser's supervisor, were licensed and in good standing at
 the time the appraisal was completed.

**Compliance Review**

MaxDiligence performed a "Compliance Review" below, which is applicable to Loans originated on or after October 3, 2015, which are subject to the TILA/RESPA Integrated Disclosure Rule ("<u>TRID</u>"). Compliance review excludes business purpose loans.

![](ex997001.jpg)

With regard to TRID testing, MaxDiligence implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the SFA RMBS TRID Grid 4.0 Compliance Review Scope published by the Structured Finance Association (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. MaxDiligence worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While MaxDiligence continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Loan Estimates ("LEs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 the Initial LE and confirm (i) the correct form was used; (ii) all sections of the Initial
 LE are completed; and (iii) the Initial LE accurately reflects the information provided
 to MaxDiligence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 there is a Revised LE, confirm (i) that there is a "valid reason" for the
 Revised LE; and (ii) that the Revised LE was issued within three (3) days of the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Determine
 which LE in the file is the "final binding" LE for the purpose of Tolerance
 Testing. A Revised LE that is issued after the CD, or that does not state a valid reason
 will not be used for the purposes of Tolerance Testing. All revised LEs issued to the
 consumer will be reviewed for accuracy of terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Confirm
 initial LE was delivered within three (3) Business Days from the application date, and
 at least seven (7) Business Days prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm
 revised LE was delivered within three (3) Business Days from date of the "valid
 reason" giving rise to the Revised LE, and at least four (4) Business Days prior
 to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm
 that certain sections of each LE determined to carry assignee liability were accurately
 completed and that information was reflected in the appropriate locations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Closing Disclosures ("CDs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 the CD review and confirm (i) the correct form was used; (ii) all sections of the CD
 are completed; and (iii) the CD accurately reflects the information provided to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 a subsequent CD is issued, confirm (i) that there was a valid reason for the change;
 (ii) that the CD was issued within three (3) days of the change; and (iii) whether the
 reason for the change requires a new 3-day waiting period prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirm
 Initial CD, and any subsequent CD with material changes (i.e. changes that require a
 new waiting period), was received at least three (3) Business Days prior to the consummation
 date. With respect to applicable exception remediation measures for numerical exceptions,
 confirm that a letter of explanation, as well as a refund as applicable, was delivered
 or placed in the mail no later than 60 days after discovery of the exception establishing
 the need for a revised CD or with respect to exception remediation measures for non-numerical
 exceptions, that a corrected CD was delivered or placed in the mail no later than 60
 days after consummation.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Federal Truth in Lending Act</u> ("TILA"), as implemented by Regulation Z, 12 C.F.R.
 Part 1026, as set forth below:

Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure
 to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure
 to provide the right of rescission notice in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors
 in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure
 to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure
 to provide the three (3) Business Day rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any
 material disclosure violation on a rescindable loan that gives rise to the right of rescission
 under TILA, which means the required disclosures of the annual percentage rate, the finance
 charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Tolerance Testing</u>. Compare the fees disclosed in the final binding LE to those in the final
 CD, and confirm that final CD fees are within the permitted tolerances. Confirm the total
 of payments are considered accurate as defined by Regulation Z. Confirm Finance Charge
 tolerances are correct.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Subsequent Changes</u>. Review the file to determine (i) whether there is evidence that certain
 changes or errors (per the regulation) were discovered subsequent to closing, (ii) and
 whether the Loan originator followed the prescribed cure. Test for evidence such as a
 copy of the refund check, or a corrected, post-consummation CD (" <u>PCCD</u> "),
 and iii) with respect to applicable exception remediation measures for numerical exceptions,
 confirm that a letter of explanation, as well as a refund as applicable, was delivered
 or placed in the mail no later than 60 days after discovery of the exception establishing
 the need for a revised CD or with respect to exception remediation measures for non-numerical
 exceptions, that a corrected CD was delivered or placed in the mail no later than 60
 days after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Loan Toolkit (§1026.19)</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirm
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Confirm
 Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) Business
 Days after receipt of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>TILA</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points
 and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR
 threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 penalty test; and

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance
 with the disclosure requirements, limitation on terms and prohibited acts or practices
 in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 threshold test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Compliance
 with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. With
 respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan
 Originator Compensation and Steering (§1026.36):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
 relevant document to determine if there was dual compensation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review
 the presence of the mortgage loan option disclosure and to determine if the Steering
 Safe Harbor provisions were satisfied.

● Note: Where available, MaxDiligence reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, MaxDiligence's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine
 if the terms of the mortgage loan require arbitration or any other non-judicial procedure
 to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance
 in jurisdictions where it is prohibited.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify
 the data against the NMLSR database, as available.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>RESPA</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 the presence of the Servicing Disclosure Statement form in the mortgage loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify
 the Servicing Disclosure Statement was provided to the borrower(s) within three (3) Business
 Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the presence of the Your Home Loan Toolkit/Special Information Booklet in the mortgage
 loan file or that the mortgage loan file contains documentary evidence that the disclosure
 was provided to the borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm
 the Your Home Loan Toolkit /Special Information Booklet was provided within three (3)
 Business Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Confirm
 the presence of the CHARM booklet when applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Confirm
 that the CHARM booklet was issued within three (3) Business Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Confirm
 the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
 in the event the lender has affiliated business arrangements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Confirm
 the Affiliated Business Arrangement Disclosure was provided no later than three (3) Business
 Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. Confirm
 the Affiliated Business Arrangement Disclosure is executed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Confirm
 the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and
 proper timing;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xi. Confirm
 that the creditor provided the borrower a list of homeownership counselling organizations
 within three (3) Business Days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xii. Confirm
 that the list of homeownership counselling organizations was obtained no earlier than
 30 days prior to when the list was provided to the mortgage loan applicant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>ECOA</u>:
 The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002,
 as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing
 and content of the right to receive copy of appraisal disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Charging
 of a fee for a copy of the appraisal or other written valuation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Timing
 of creditor providing a copy of each appraisal or other written valuation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. iv) 
 With respect to a borrower that has waived the three (3) Business Day disclosure requirement,
 confirm that (a) the borrower has signed the waiver or other acknowledgment at least
 three (3) Business Days prior to consummation; and (b) that the lender has provided copies
 of appraisals and other written valuations at or prior to consummation.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Other Provisions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Texas:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas
 Constitution and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Fed/State/Local
 Predatory Lending:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosure requirements and prohibitions of state, county and municipal laws and ordinances
 with respect to "high-cost" mortgage loans, "covered" mortgage
 loans, "higher-priced" mortgage loans, "home" mortgage loans
 or any other similarly designated mortgage loan as defined under such authorities, or
 subject to any other laws that were enacted to combat predatory lending, as may have
 been amended from time to time;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Prepay
 Penalties and Late Fees:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 and state specific late charge and prepayment penalty provisions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Exclusions</u>.
 MaxDiligence will not test:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loan
 types that are excluded from compliance with TRID.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Technical
 formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Other
 Post-consummation disclosures, including Escrow Closing Notice; and Mortgage servicing
 transfer and partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For
 Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after
 January 1, 2016, whether prohibited fees were collected prior to the initial LE being
 issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether
 any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Whether
 the loans comply with all federal, state or local laws, constitutional provisions, regulations
 or ordinances that are not expressly enumerated above.

**Summary of Results**

**OVERALL RESULTS SUMMARY** 

After giving consideration to the grading criteria of the relevant NRSROs, 100% of the loans received a grade "B" or higher with 81.50% of the pool receiving an Overall "A" grade.

**Final Loan Grades**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** | &nbsp;&nbsp;**Overall Loan Results:** |
| &nbsp;&nbsp;**Event Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**Percent of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;141 | &nbsp;&nbsp;81.50% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;32 | &nbsp;&nbsp;18.50% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**173** | &nbsp;&nbsp;**100.00%** |

---

![](ex997001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Grade Summary** | &nbsp;&nbsp;**Credit Grade Summary** | &nbsp;&nbsp;**Credit Grade Summary** |
| &nbsp;&nbsp;**Event Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp; **Percent of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;147 | &nbsp;&nbsp;84.97% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;26 | &nbsp;&nbsp;15.03% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Total | &nbsp;&nbsp;**173** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Grade Summary** | &nbsp;&nbsp;**Property Grade Summary** | &nbsp;&nbsp;**Property Grade Summary** |
| &nbsp;&nbsp;**Event Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp; **Percent of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;166 | &nbsp;&nbsp;95.95% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;4.05% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Total | &nbsp;&nbsp;**173** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Compliance Grade Summary** | &nbsp;&nbsp;**Compliance Grade Summary** | &nbsp;&nbsp;**Compliance Grade Summary** |
| &nbsp;&nbsp;**Event Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp; **Percent of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;173 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Total | &nbsp;&nbsp;**173** | &nbsp;&nbsp;**100.00%** |

---

![](ex997001.jpg)

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Credit Grade of "A", a Compliance Grade of "B", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Count |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Deficient | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 1 Less Than 2 Months Verified | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 3 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 4 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Authorization Access for Joint Account | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Earnest Money Deposit | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Insufficient Cash to Close or Reserves | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Large Deposits | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Total Years Employment Verified is Less Than 24 Months | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Business Purpose - Loan Guaranty/Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Citizenship Documentation Not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit Documentation - Letter of Explanation | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit Documentation - Mortgage History | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit Profile - Insufficient Tradelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit Profile - Other | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Eligibility - Borrower Identity | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Evidence of Property Tax Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Fraud Report - Fraud Alerts | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance - Other Insurance Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Coverage Amount is less than Required Coverage Amount | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Policy is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income - Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income - Income Documentation Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income - LOE Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Liabilities - REO | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan Package - 2nd Mortgage Note Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Master Policy Expiration Date is Prior To the Transaction Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing credit report | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing letter of explanation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Property Tax Cert | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;103 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Potential Occupancy/Current Address Issues identified in the file | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Purchase Contract - Addendum Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Purchase Contract - Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Purchase Contract is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Purchase is not considered to be an Arm's Length Transaction | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;State Testing - Texas A6 Cash Out Fair Market Value | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Tax amount not verified. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Agency - E&O Insurance or Certificate of Liability Coverage Issue | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions*** | &nbsp;&nbsp;***172*** |

---

![](ex997001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Loan Amount is less than Guideline Minimum Loan Amount | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower 1 Total Years Employment Verified is Less Than 24 Months | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Cash reserves less than required by guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Corporation/LLC: Operating Agreement Doc is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Eligibility - Citizenship Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Excessive Seller Contributions | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income - Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income 1 Income Trend is Decreasing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Program Parameters - Currently Listed for Sale | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Program Parameters - Interested Party Contributions | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Qualifying Credit Score does not meet eligibility requirement(s) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions*** | &nbsp;&nbsp;***28*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - 3rd Party Valuation Product/Missing | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Value is supported within -10% of original appraisal amount | &nbsp;&nbsp;161 |
|  |  | &nbsp;&nbsp;***Total Property Grade (A) Exceptions*** | &nbsp;&nbsp;***166*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal - Miscellaneous | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal - Subject to Improvements/Repairs | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal - Zoning Issue | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Condo Ineligible | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Listed for Sale Past 6 months | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Property Size | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Value - AVM/BPO/Desk Review did not support Value within -10% | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Property Grade (B) Exceptions*** | &nbsp;&nbsp;***8*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;1-4 Family Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Disclosure - Application Date/Missing or Incorrect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Closing Disclosure Total of Payments Disclosure Tolerance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Intent to Proceed is Missing or Incomplete | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Late Charge Percent is less than 3% | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - Escrow Waiver Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - Homeownership Counseling Disclosure/Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;70 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Tests Performed | &nbsp;&nbsp;89 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Other Compliance Finding | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;PUD Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Texas F2 Notice for Home Equity Disclosure is Partially Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Final Closing Disclosure contains errors | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance (A) Exceptions*** | &nbsp;&nbsp;***176*** |

---

![](ex997001.jpg)

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

As part of the Credit, Property and Compliance Reviews, MaxDiligence captured data from the source documents and compared it to a data tape provided by Client. MaxDiligence provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by MaxDiligence during the diligence process.

Of the 173 mortgage loans reviewed, 102 unique mortgage loans (by loan count) had a total of 173 different tape discrepancies across 23 data fields (some mortgage loans may have had more than one). A blank or zero value on the data tape when an actual value was captured by MaxDiligence was not treated as a data variance.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;4 | &nbsp;&nbsp;173 | &nbsp;&nbsp;2.31% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;12 | &nbsp;&nbsp;173 | &nbsp;&nbsp;6.94% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;173 | &nbsp;&nbsp;0.58% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;173 | &nbsp;&nbsp;0.58% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;5 | &nbsp;&nbsp;173 | &nbsp;&nbsp;2.89% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;4 | &nbsp;&nbsp;173 | &nbsp;&nbsp;2.31% |
| &nbsp;&nbsp;Initial Interest Rate | &nbsp;&nbsp;3 | &nbsp;&nbsp;173 | &nbsp;&nbsp;1.73% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;5 | &nbsp;&nbsp;173 | &nbsp;&nbsp;2.89% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;1 | &nbsp;&nbsp;173 | &nbsp;&nbsp;0.58% |
| &nbsp;&nbsp;Loan Origination Company | &nbsp;&nbsp;1 | &nbsp;&nbsp;173 | &nbsp;&nbsp;0.58% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;1 | &nbsp;&nbsp;173 | &nbsp;&nbsp;0.58% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;2 | &nbsp;&nbsp;173 | &nbsp;&nbsp;1.16% |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;6 | &nbsp;&nbsp;173 | &nbsp;&nbsp;3.47% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;4 | &nbsp;&nbsp;173 | &nbsp;&nbsp;2.31% |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;56 | &nbsp;&nbsp;173 | &nbsp;&nbsp;32.37% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;1 | &nbsp;&nbsp;173 | &nbsp;&nbsp;0.58% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;2 | &nbsp;&nbsp;173 | &nbsp;&nbsp;1.16% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;5 | &nbsp;&nbsp;173 | &nbsp;&nbsp;2.89% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;4 | &nbsp;&nbsp;173 | &nbsp;&nbsp;2.31% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;14 | &nbsp;&nbsp;173 | &nbsp;&nbsp;8.09% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;5 | &nbsp;&nbsp;173 | &nbsp;&nbsp;2.89% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;173 | &nbsp;&nbsp;0.58% |
| &nbsp;&nbsp;Underwriting Guideline Version Date | &nbsp;&nbsp;35 | &nbsp;&nbsp;173 | &nbsp;&nbsp;20.23% |

---

![](ex997001.jpg)

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Property Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

![](ex997001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Property Event Grades** | &nbsp;&nbsp;**Property Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.8

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.8**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 300-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 44.44 | 44.44 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 301-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 302-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.56 | 55.56 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 303-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004C Manufactured Home | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0800 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1891 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0800 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 305-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 306-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 69.69 | 69.69 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 307-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | Eligible | XXXXXX | XXXXXX |
| 308-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0394 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0394 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 309-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 310-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 32.52 | 32.52 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 311-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 10.38 | 35.7 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | REASONABLE | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 312-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 313-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 314-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 315-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 316-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 317-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 318-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | LOW RISK | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 319-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 320-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 321-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 322-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | REASONABLE | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 323-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 324-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 325-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 326-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 327-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 328-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 329-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 330-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 331-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0843 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 332-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 62.0 | 62.0 | XXXXXX | XXXXXX | .0211 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0211 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 333-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 62.83 | 62.83 | XXXXXX | XXXXXX | -.0221 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0221 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 334-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 335-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 336-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 64.49 | 64.49 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 337-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 68.82 | 68.82 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 338-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 339-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0064 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 340-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 341-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 48.36 | 48.36 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 342-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 78.46 | 78.46 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 343-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0038 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0038 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 344-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0093 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0093 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 345-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0219 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0219 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 346-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 347-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 348-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 62.86 | 62.86 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 349-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 350-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 77.27 | 77.27 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 351-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 352-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | Eligible | XXXXXX | XXXXXX |
| 353-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 41.57 | 41.57 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 354-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 53.33 | 53.33 | XXXXXX | XXXXXX | -.0762 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0762 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | .0000 | XXXXXX | LOW RISK | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 355-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0090 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0090 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 356-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.38 | 60.38 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 357-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 358-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 359-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .1218 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1218 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 360-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 361-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 362-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0160 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0160 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 363-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 58.65 | 58.65 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 364-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0775 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0775 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 365-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 69.95 | 69.95 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 366-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0038 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0038 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 367-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 16.67 | 63.51 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | REASONABLE | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 368-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 369-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 28.84 | 74.62 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 370-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 57.14 | 57.14 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 371-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 372-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 373-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | Not Eligible | XXXXXX | XXXXXX |
| 374-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0051 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0051 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 375-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 376-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 377-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004C Manufactured Home | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | -.0411 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0411 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 378-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 379-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 40.0 | 40.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 380-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0106 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0106 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 381-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 24.8 | 24.8 | XXXXXX | XXXXXX | .0672 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0672 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 382-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 59.2 | 59.2 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | REASONABLE | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 383-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 384-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 385-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 58.91 | 58.91 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 386-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0034 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0034 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 387-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0188 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 388-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 389-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 390-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 391-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 392-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 393-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0043 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0043 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 394-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 52.31 | 52.31 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 395-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 396-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 397-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 398-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 399-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 400-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 66.3 | 66.3 | XXXXXX | XXXXXX | .0428 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0428 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 401-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 402-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 89.67 | 89.67 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 403-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 404-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | Eligible | XXXXXX | XXXXXX |
| 405-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0035 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0035 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 406-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 407-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0267 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0267 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 408-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 409-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004C Manufactured Home | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | EXCELLENT | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 410-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 411-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | Reasonable | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 412-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 413-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 58.09 | 58.09 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | Eligible | XXXXXX | XXXXXX |
| 414-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 33.19 | 33.19 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 415-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 416-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 74.65 | 74.65 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 417-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 418-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 54.05 | 54.05 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 419-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0926 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0926 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 420-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 421-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | REASONABLE | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 422-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 423-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 424-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 425-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 18.36 | 18.36 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 426-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 427-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 43.5 | 43.5 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 428-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 27.41 | 69.73 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 429-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0084 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0084 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 430-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | Eligible | XXXXXX | XXXXXX |
| 431-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 432-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | -.0496 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0496 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 433-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 434-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 435-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 61.9 | 61.9 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 436-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 437-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 36.51 | 36.51 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 438-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 439-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 440-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 441-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 442-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 443-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 444-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 445-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 446-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  | XXXXXX | XXXXXX | .0299 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 447-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 68.0 | 68.0 | XXXXXX | XXXXXX | .0593 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 448-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 449-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 450-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 451-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX |  |  |  |  |  |  | XXXXXX | XXXXXX | .0257 | XXXXXX | 1073 Individual Condo Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 452-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 89.95 | 89.95 | XXXXXX | XXXXXX | -.0728 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 453-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 454-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 33.87 | 33.87 | XXXXXX | XXXXXX | -.0097 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0097 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 455-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 89.92 | 89.92 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 456-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 457-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 458-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 459-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 460-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 74.07 | 74.07 | XXXXXX | XXXXXX | -.0164 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0164 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 461-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 462-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 63.66 | 63.66 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 463-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 464-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 42.48 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 465-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0391 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0391 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 466-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 467-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 43.42 | 43.42 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | REASONABLE | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 468-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 18.75 | 18.75 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 469-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | Low Risk | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 470-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 36.67 | 36.67 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 471-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |
| 472-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |

---

## Exhibit 99.9

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.9**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 300-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 301-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 302-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 302-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 303-2025-NQM4 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 303-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 303-2025-NQM4 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 303-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 305-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 306-2025-NQM4 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 307-2025-NQM4 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 307-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 308-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 310-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 311-2025-NQM4 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 311-2025-NQM4 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 311-2025-NQM4 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 311-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 312-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 314-2025-NQM4 |  |  | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 314-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 314-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 315-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 315-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 316-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 316-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 317-2025-NQM4 |  |  | Initial Interest Rate | XXXXXX | XXXXXX | XXXXXX |
| 318-2025-NQM4 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 318-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 318-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 319-2025-NQM4 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 319-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 323-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 325-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 326-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 326-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 327-2025-NQM4 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 330-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 331-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 333-2025-NQM4 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 335-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 335-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 335-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 336-2025-NQM4 |  |  | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 336-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 336-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 339-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 339-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 340-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 340-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 342-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 343-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 344-2025-NQM4 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 346-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 349-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 349-2025-NQM4 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 349-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 349-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 350-2025-NQM4 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 350-2025-NQM4 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 354-2025-NQM4 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 354-2025-NQM4 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 354-2025-NQM4 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 356-2025-NQM4 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 356-2025-NQM4 |  |  | MIN No | XXXXXX | XXXXXX | XXXXXX |
| 356-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 356-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 358-2025-NQM4 |  |  | Initial Interest Rate | XXXXXX | XXXXXX | XXXXXX |
| 359-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 361-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 362-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 364-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 366-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 366-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 367-2025-NQM4 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 367-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 371-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 372-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 373-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 374-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 375-2025-NQM4 |  |  | Loan Program | XXXXXX | XXXXXX | XXXXXX |
| 377-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 377-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 377-2025-NQM4 |  |  | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 379-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 380-2025-NQM4 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 381-2025-NQM4 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 381-2025-NQM4 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 381-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 382-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 382-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 383-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 385-2025-NQM4 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 385-2025-NQM4 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 385-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 385-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 387-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 387-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 389-2025-NQM4 |  |  | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 389-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 391-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 392-2025-NQM4 |  |  | Initial Interest Rate | XXXXXX | XXXXXX | XXXXXX |
| 392-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 392-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 396-2025-NQM4 |  |  | MIN No | XXXXXX | XXXXXX | XXXXXX |
| 397-2025-NQM4 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 397-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 398-2025-NQM4 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 398-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 398-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 400-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 403-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 404-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 405-2025-NQM4 |  |  | Borrower 1 First Name | XXXXXX | XXXXXX | XXXXXX |
| 405-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 406-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 408-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 411-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 413-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 414-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 415-2025-NQM4 |  |  | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 415-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 416-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 417-2025-NQM4 |  |  | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 417-2025-NQM4 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 419-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 419-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 419-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 422-2025-NQM4 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 423-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 423-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 424-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 425-2025-NQM4 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 428-2025-NQM4 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 430-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 430-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 431-2025-NQM4 |  |  | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 431-2025-NQM4 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 431-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 431-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 433-2025-NQM4 |  |  | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 433-2025-NQM4 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 433-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 433-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 434-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 435-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 438-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 439-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 447-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 448-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 449-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 451-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 453-2025-NQM4 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 457-2025-NQM4 |  |  | Property County | XXXXXX | XXXXXX | XXXXXX |
| 457-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 457-2025-NQM4 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 457-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 462-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 463-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 464-2025-NQM4 |  |  | Loan Amount | XXXXXX | XXXXXX | XXXXXX |
| 464-2025-NQM4 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 464-2025-NQM4 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 464-2025-NQM4 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 464-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 464-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 464-2025-NQM4 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 465-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 466-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 468-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 469-2025-NQM4 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 469-2025-NQM4 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 470-2025-NQM4 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 471-2025-NQM4 |  |  | Loan Origination Company | XXXXXX | XXXXXX | XXXXXX |

---

## Exhibit 99.10

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.10**

![](image002.jpg)

Client A&D Mortgage <br> Transaction ADMT 2025-NQM4 <br> Date 09/09/2025

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Initial Loan Rating** | **Final Loan Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Valuation Rating** | **Final Valuation Rating** |
| 300-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 301-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 2 | 2 B A |
| 302-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 303-2025-NQM4 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 304-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 305-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 306-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 307-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 308-2025-NQM4 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 309-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 310-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 311-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 312-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 313-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 314-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 315-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 316-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| 317-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A |
| 318-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 319-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 320-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 321-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 322-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 323-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 324-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 325-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 326-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 327-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 328-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 329-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 330-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 331-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 332-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 333-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 334-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 335-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 336-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 337-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 338-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 339-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 340-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 341-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 342-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 343-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 344-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 345-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 346-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 347-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 348-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 349-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 1 | 1 | 1 | 2 | 2 C B A |
| 350-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 351-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 352-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 353-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 354-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 355-2025-NQM4 |  |  | XXXXXX | XXXXXX | 4 | 2 | 4 | 2 | 1 | 1 | 1 | 1 C B A |
| 356-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 357-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 358-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 359-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 360-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 361-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 362-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 363-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 364-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 365-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 366-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 367-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 368-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 369-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 370-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 371-2025-NQM4 |  |  | XXXXXX | XXXXXX | 4 | 2 | 4 | 2 | 1 | 1 | 1 | 1 D B A |
| 372-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 373-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 374-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 375-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 376-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 377-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 3 | 1 C B A |
| 378-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 379-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 380-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 381-2025-NQM4 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 3 | 1 | 3 | 1 D A C |
| 382-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 383-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 384-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 385-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 386-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 A |
| 387-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 388-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 389-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 390-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 391-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 392-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 393-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 A |
| 394-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 395-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 396-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 397-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 398-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 399-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 400-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 401-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 402-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 403-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 404-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 405-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 406-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 407-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 408-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 409-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 1 | 1 | 1 | 2 | 2 C B A |
| 410-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 411-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 412-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 413-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 A |
| 414-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 415-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 416-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 417-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 418-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 419-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 420-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 421-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 422-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 423-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 424-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 425-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A |
| 426-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 427-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 428-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 429-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 430-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 431-2025-NQM4 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 432-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 433-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 434-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 435-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 436-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 437-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 438-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 439-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 440-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 441-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 442-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 443-2025-NQM4 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 444-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 445-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 446-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 447-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 448-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 449-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 450-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 451-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 452-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 453-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 454-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 455-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 456-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 457-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 458-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 459-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 460-2025-NQM4 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 461-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 462-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 463-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 464-2025-NQM4 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 465-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 466-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 467-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 468-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 469-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 470-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 471-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 472-2025-NQM4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

## Exhibit 99.11

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.11**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Last Name** | **Property State** | **Occupancy** | **Purpose** | **Originator QM Status** | **TPR QM Status** | **Exception ID** | **Exception Number** | **Exception Date** | **Exception Type** | **Exception Subcategory** | **Exception** | **Exception Remedy** | **Rebuttal** | **TPR Response** | **Compensating Factors** | **Status Update Date** | **Finding Status** | **Initial Exception Grade** | **Final Exception Grade** | **Initial Loan Grade** | **Final Loan Grade** |
| 300-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1693170 | 1 of 3 | 2024-05-16 16:28 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-05-16 16:28 | Cleared | 1 | 1 | 1 | 1 |
| 300-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1693171 | 2 of 3 | 2024-05-16 16:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-05-16 16:28 | Cleared | 1 | 1 | 1 | 1 |
| 300-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1693173 | 3 of 3 | 2024-05-16 16:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-05-16 16:28 | Cleared | 1 | 1 | 1 | 1 |
| 301-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1664923 | 1 of 4 | 2024-05-08 19:16 | XXXXXX | Property Issue - Property Size | The subject appraisal verified that the property/house size does not meet guidelines. The guidelines do not allow for gross living area less than XXXXXX square feet, however the subject is XXXXXX square feet. A formal exception is in the file. <br>|  |  |  | The XXXXXX was XXXXXX based on XXXXXX in the past XXXXXX in the last XXXXXX, over XXXXXX and a XXXXXX than XXXXXX than the minimum required. The XXXXXX was conditioned for XXXXXX and a maximum combined XXXXXX to XXXXXX. | 2024-05-08 19:19 | Waived | 2 | 2 | 2 | 2 |
| 301-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1664937 | 2 of 4 | 2024-05-08 19:19 | XXXXXX | Appraisal - Miscellaneous | The subject appraisal reflected issues. The appraisal in the file reflected the borrower occupies the subject property, however documentation in the file supports this property is a rental property. A formal exception is in the file. <br>|  |  |  | The XXXXXX was XXXXXX based on XXXXXX, no XXXXXX in the last XXXXXX and a XXXXXX greater than XXXXXX than the minimum required. The XXXXXX XXXXXX XXXXXX and supporting XXXXXX was acceptable for approval. | 2024-05-08 19:19 | Waived | 2 | 2 | 2 | 2 |
| 301-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1664943 | 3 of 4 | 2024-05-08 19:22 | Credit | Cash reserves less than required by guidelines | The guidelines require 12 months reserves for foreign national refinance. The exception notes the borrower is purchasing another property with the lender and therefore assets do not support reserves for 24 months for both loans. A formal exception is in the file to allow 6 months of reserves. <br>|  |  |  | The XXXXXX was XXXXXX based on XXXXXX, no XXXXXX in the last XXXXXX and a XXXXXX greater than XXXXXX than the minimum required. The XXXXXX was conditioned for XXXXXX. - XXXXXX | 2024-05-08 19:22 | Waived | 2 | 2 | 2 | 2 |
| 301-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1664946 | 4 of 4 | 2024-05-08 19:22 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-05-08 19:22 | Cleared | 1 | 1 | 2 | 2 |
| 302-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 1695496 | 1 of 3 | 2024-05-16 22:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-05-17 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 302-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 1695497 | 2 of 3 | 2024-05-16 22:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-05-16 22:55 | Cleared | 1 | 1 | 1 | 1 |
| 302-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 1700192 | 3 of 3 | 2024-05-17 17:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-05-17 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 303-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1911869 | 1 of 6 | 2024-07-01 10:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-07-01 10:24 | Cleared | 1 | 1 | 4 | 1 |
| 303-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1913404 | 2 of 6 | 2024-07-01 15:19 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. As per the initial underwriting conditions, the hazard policy must be based on replacement cost. The current information in the file is covered by actual cash value which is not acceptable. Please document sufficient hazard coverage as per guidelines. <br>|  | XXXXXX Uploaded. - XXXXXX | XXXXXX provided is sufficient.<br> - XXXXXX |  | 2024-08-16 15:10 | Resolved | 3 | 1 | 4 | 1 |
| 303-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1913811 | 3 of 6 | 2024-07-01 15:48 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. The guidelines require a signed personal guaranty for loan vesting in an entity. <br>|  | XXXXXX Uploaded. - XXXXXX | XXXXXXation provided is sufficient. - XXXXXX |  | 2024-08-15 13:00 | Resolved | 4 | 1 | 4 | 1 |
| 303-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1913834 | 4 of 6 | 2024-07-01 15:51 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. As per the initial underwriting conditions, please provide a letter of explanation for the recent consumer late payments with XXXXXX. <br>|  | XXXXXX Uploaded. - XXXXXX | XXXXXXation provided is sufficient. - XXXXXX |  | 2024-08-15 13:05 | Resolved | 3 | 1 | 4 | 1 |
| 303-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1913840 | 5 of 6 | 2024-07-01 15:51 | Credit | Title Agency - E&O Insurance or Certificate of Liability Coverage Issue | Title agency's E&O Insurance or Certificate of Liability Coverage is missing or contains errors. <br>|  | XXXXXX Uploaded. - XXXXXX | XXXXXX provided - XXXXXX |  | 2024-07-24 11:00 | Resolved | 3 | 1 | 4 | 1 |
| 303-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 1913842 | 6 of 6 | 2024-07-01 15:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-07-01 15:52 | Cleared | 1 | 1 | 4 | 1 |
| 304-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2004697 | 1 of 3 | 2024-07-17 15:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-07-17 15:56 | Cleared | 1 | 1 | 2 | 2 |
| 304-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2004746 | 2 of 3 | 2024-07-17 16:01 | XXXXXX | Value - AVM/BPO/Desk Review did not support Value within -10% | The 3rd party review product did not support the value within a -10% variance. Subject appraisal was transferred from another lender and the guidelines require that an AVM, with a confidence score of 90% or more, be completed to support the appraisal value regardless of a collateral underwriter score. The AVM confidence score was XXXXXX%, and did not support value. A formal exception was done to allow appraisal and value with only the supported collateral underwriter. <br>|  |  |  | The XXXXXX was XXXXXX based on XXXXXX, no XXXXXX, and no XXXXXX in the XXXXXX. | 2024-07-18 20:07 | Waived | 2 | 2 | 2 | 2 |
| 304-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2017164 | 3 of 3 | 2024-07-18 20:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-07-18 20:10 | Cleared | 1 | 1 | 2 | 2 |
| 305-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2749610 | 1 of 3 | 2024-11-05 22:17 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-05 22:17 | Cleared | 1 | 1 | 1 | 1 |
| 305-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2749612 | 2 of 3 | 2024-11-05 22:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-05 22:17 | Cleared | 1 | 1 | 1 | 1 |
| 305-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2750250 | 3 of 3 | 2024-11-06 01:48 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-06 01:48 | Cleared | 1 | 1 | 1 | 1 |
| 306-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3427223 | 1 of 3 | 2025-02-14 18:04 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-14 18:04 | Cleared | 1 | 1 | 2 | 2 |
| 306-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3427229 | 2 of 3 | 2025-02-14 18:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-14 18:04 | Cleared | 1 | 1 | 2 | 2 |
| 306-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 3427254 | 3 of 3 | 2025-02-14 18:08 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The subject is a condo. The master condo policy does no cover any equipment breakdown as required by guidelines. A formal exception was done to allow. <br>|  |  |  | XXXXXX listed a no XXXXXX, No XXXXXX in the last XXXXXX, No XXXXXX in the last XXXXXX | 2025-02-18 18:30 | Waived | 2 | 2 | 2 | 2 |
| 307-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2445953 | 1 of 3 | 2024-09-24 17:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-24 17:20 | Cleared | 1 | 1 | 1 | 1 |
| 307-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2445956 | 2 of 3 | 2024-09-24 17:20 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-09-24 17:20 | Cleared | 1 | 1 | 1 | 1 |
| 307-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2446545 | 3 of 3 | 2024-09-24 18:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-09-24 18:10 | Cleared | 1 | 1 | 1 | 1 |
| 308-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2439587 | 1 of 3 | 2024-09-23 20:41 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-09-23 20:41 | Cleared | 1 | 1 | 4 | 1 |
| 308-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2439594 | 2 of 3 | 2024-09-23 20:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-23 20:42 | Cleared | 1 | 1 | 4 | 1 |
| 308-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2440472 | 3 of 3 | 2024-09-23 22:31 | Credit | Missing credit report | Credit Report is missing. Missing co-borrower's foreign credit reference letter. The letter provided specifically referenced the primary borrower. <br>|  | XXXXXX Uploaded. Please find attached - XXXXXX | Received co-XXXXXX . - XXXXXX<br> XXXXXX XXXXXX was provided. - XXXXXX |  | 2024-10-24 23:32 | Resolved | 4 | 1 | 4 | 1 |
| 309-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR Risk: Lender did not document all ATR UW Factors | ATR/QM: Exempt | 2475156 | 1 of 3 | 2024-09-27 19:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-09-27 19:05 | Cleared | 1 | 1 | 1 | 1 |
| 309-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR Risk: Lender did not document all ATR UW Factors | ATR/QM: Exempt | 2475158 | 2 of 3 | 2024-09-27 19:05 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-09-27 19:05 | Cleared | 1 | 1 | 1 | 1 |
| 309-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR Risk: Lender did not document all ATR UW Factors | ATR/QM: Exempt | 2475159 | 3 of 3 | 2024-09-27 19:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-27 19:06 | Cleared | 1 | 1 | 1 | 1 |
| 310-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2901586 | 1 of 3 | 2024-11-29 15:27 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-29 15:27 | Cleared | 1 | 1 | 2 | 2 |
| 310-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 2901599 | 2 of 3 | 2024-11-29 15:30 | XXXXXX | Appraisal - Zoning Issue | The property improvements do not constitute a legally permissible use of the land. Subject zoning is classified as CT (Commercial Tourist Zoning). A formal exception was done to allow. <br>|  |  |  | The XXXXXX was approved due to XXXXXX in the same line of XXXXXX, XXXXXX below maximum, and XXXXXX XXXXXX requirement by XXXXXX. The XXXXXX was XXXXXX maximum XXXXXX. | 2024-12-03 15:10 | Waived | 2 | 2 | 2 | 2 |
| 310-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2917934 | 3 of 3 | 2024-12-03 15:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-03 15:16 | Cleared | 1 | 1 | 2 | 2 |
| 311-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2729295 | 1 of 3 | 2024-11-01 17:02 | Compliance | Late Charge Percent is less than 3% | Late charge percent is less than 3%. Late charge is 2%. <br>|  | According to XXXXXX may XXXXXX up toXXXXXX. Our XXXXXX this XXXXXX. - XXXXXX | XXXXXXation provided is sufficient. - XXXXXX |  | 2024-11-07 14:00 | Resolved | 3 | 1 | 3 | 1 |
| 311-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2730406 | 2 of 3 | 2024-11-01 19:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-01 19:03 | Cleared | 1 | 1 | 3 | 1 |
| 311-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2730407 | 3 of 3 | 2024-11-01 19:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-01 19:03 | Cleared | 1 | 1 | 3 | 1 |
| 312-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2826400 | 1 of 3 | 2024-11-17 23:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-17 23:36 | Cleared | 1 | 1 | 1 | 1 |
| 312-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2830788 | 2 of 3 | 2024-11-18 16:21 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-18 16:21 | Cleared | 1 | 1 | 1 | 1 |
| 312-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2830793 | 3 of 3 | 2024-11-18 16:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-18 16:21 | Cleared | 1 | 1 | 1 | 1 |
| 313-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2748225 | 1 of 3 | 2024-11-05 19:53 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-05 19:53 | Cleared | 1 | 1 | 1 | 1 |
| 313-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2748231 | 2 of 3 | 2024-11-05 19:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-05 19:54 | Cleared | 1 | 1 | 1 | 1 |
| 313-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2748233 | 3 of 3 | 2024-11-05 19:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-05 19:54 | Cleared | 1 | 1 | 1 | 1 |
| 314-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2954868 | 1 of 3 | 2024-12-07 02:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-07 02:13 | Cleared | 1 | 1 | 1 | 1 |
| 314-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2954869 | 2 of 3 | 2024-12-07 02:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-07 02:13 | Cleared | 1 | 1 | 1 | 1 |
| 314-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2954870 | 3 of 3 | 2024-12-07 02:13 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-12-07 02:13 | Cleared | 1 | 1 | 1 | 1 |
| 315-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2983049 | 1 of 3 | 2024-12-11 17:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-11 17:32 | Cleared | 1 | 1 | 1 | 1 |
| 315-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2987664 | 2 of 3 | 2024-12-11 22:31 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-12-12 01:15 | Cleared | 1 | 1 | 1 | 1 |
| 315-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2988200 | 3 of 3 | 2024-12-12 01:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-12 01:16 | Cleared | 1 | 1 | 1 | 1 |
| 316-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 2972032 | 1 of 3 | 2024-12-10 16:35 | XXXXXX | Appraisal - Subject to Improvements/Repairs | The appraisal indicated repairs and improvements were required to support value, and no final inspection or evidence of completion was found in the file. The appraiser stated the subject property has security bars present, with no emergency release latches present. The appraisal update did not reference this safety issue and it does not appear to have been corrected. Please document the removal of the bars or installation of bars with security latches. <br>|  | XXXXXX Uploaded. Please see attached - XXXXXX | No XXXXXX of XXXXXX improvements to XXXXXX. Missing XXXXXX. A XXXXXX XXXXXX was provided. - XXXXXX | The XXXXXX was approved based on XXXXXX XXXXXX >=XXXXXX, XXXXXX payments in the XXXXXX, XXXXXX, and no XXXXXX in the XXXXXX. | 2025-07-21 12:44 | Waived | 3 | 2 | 3 | 2 |
| 316-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2972166 | 2 of 3 | 2024-12-10 16:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-10 16:46 | Cleared | 1 | 1 | 3 | 2 |
| 316-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2973136 | 3 of 3 | 2024-12-10 17:41 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2024-12-10 17:41 | Cleared | 1 | 1 | 3 | 2 |
| 317-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 3477780 | 1 of 4 | 2025-02-25 17:20 | Compliance | Federal - Closing Disclosure Total of Payments Disclosure Tolerance | The disclosed Total of Payments ($XXXXXX) is understated by more than $100 when compared to the actual Total of Payments ($XXXXXX). The difference is ($135.00). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $100. (12 CFR 1026.38(o)(1)) Unable to determine fees included. Please provide a break-down of the Total of Payments. The following calculations were used in Total of Payments compliance testing: Total Principal and Interest payment calculated for entire loan term ($XXXXXX), Total Loan Costs (Borrower Paid) from D of the CD ($XXXXXX), Borrower Paid Prepaid Interest from F of the CD ($229.44), totaling $XXXXXX. TOP disclosed on page 5 of CD is $XXXXXX, a difference of $135.00. To cure violation, provide PCCD with corrected TOP information, refund check for $135, and proof of mailing. <br>|  | XXXXXX Uploaded. please accept our apologies for the confusion. Here is the XXXXXX and XXXXXX provided by XXXXXX - XXXXXX | Received XXXXXX Finding resolved - XXXXXX |  | 2025-04-29 14:06 | Resolved | 3 | 1 | 3 | 2 |
| 317-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3479646 | 2 of 4 | 2025-02-25 20:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-25 20:09 | Cleared | 1 | 1 | 3 | 2 |
| 317-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 3479664 | 3 of 4 | 2025-02-25 20:11 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines, 2 years of continuous employment in the US is required. The borrower has been employed in the US since XXXXXX, but was employed overseas from XXXXXX. An exception is located in the loan file. <br>|  |  |  | 1.XXXXXX or more in the same XXXXXX. No XXXXXX past XXXXXX. XXXXXX XXXXXX exceeds requirement XXXXXX. | 2025-02-26 16:50 | Waived | 2 | 2 | 3 | 2 |
| 317-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3479779 | 4 of 4 | 2025-02-25 20:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-25 20:19 | Cleared | 1 | 1 | 3 | 2 |
| 318-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 2884717 | 1 of 3 | 2024-11-26 14:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-26 14:09 | Cleared | 1 | 1 | 3 | 2 |
| 318-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 2888262 | 2 of 3 | 2024-11-26 18:17 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2024-11-26 18:17 | Cleared | 1 | 1 | 3 | 2 |
| 318-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 2898298 | 3 of 3 | 2024-11-27 19:15 | Credit | Audited LTV Exceeds Guideline LTV | Audited LTV exceeds guideline LTV. Per appraisal the market is declining. Per the guidelines, new construction in a declining market maximum LTV of 60%. Please document exception or other documentation to allow 80% LTV. <br>|  | XXXXXX Uploaded. Please review XXXXXX - XXXXXX | Per the XXXXXX, XXXXXXin a XXXXXXmaximum XXXXXX. A XXXXXX XXXXXX is in XXXXXX XXXXXX. - XXXXXX | The XXXXXX was approved based on XXXXXX XXXXXX greater than XXXXXX, XXXXXX at least XXXXXX lower than the XXXXXX program requires, XXXXXX XXXXXX exceeds requirement by at least XXXXXX, XXXXXX amount less than XXXXXX, and XXXXXX greater than XXXXXX. | 2024-12-23 13:51 | Waived | 3 | 2 | 3 | 2 |
| 319-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3231195 | 1 of 3 | 2025-01-17 17:03 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-01-17 17:03 | Cleared | 1 | 1 | 1 | 1 |
| 319-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3231201 | 2 of 3 | 2025-01-17 17:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-17 17:03 | Cleared | 1 | 1 | 1 | 1 |
| 319-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3231203 | 3 of 3 | 2025-01-17 17:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-17 17:03 | Cleared | 1 | 1 | 1 | 1 |
| 320-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3465088 | 1 of 3 | 2025-02-21 21:07 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-21 21:07 | Cleared | 1 | 1 | 1 | 1 |
| 320-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3465090 | 2 of 3 | 2025-02-21 21:08 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-21 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 320-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3465093 | 3 of 3 | 2025-02-21 21:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-21 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 321-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3117278 | 1 of 3 | 2025-01-01 00:06 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-01-01 00:06 | Cleared | 1 | 1 | 1 | 1 |
| 321-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3117280 | 2 of 3 | 2025-01-01 00:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-01 00:07 | Cleared | 1 | 1 | 1 | 1 |
| 321-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3124244 | 3 of 3 | 2025-01-02 18:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-02 18:39 | Cleared | 1 | 1 | 1 | 1 |
| 322-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3565255 | 1 of 3 | 2025-03-09 16:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-09 16:19 | Cleared | 1 | 1 | 1 | 1 |
| 322-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3565256 | 2 of 3 | 2025-03-09 16:19 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-09 16:19 | Cleared | 1 | 1 | 1 | 1 |
| 322-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3565257 | 3 of 3 | 2025-03-09 16:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-09 16:20 | Cleared | 1 | 1 | 1 | 1 |
| 323-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3097263 | 1 of 3 | 2024-12-28 02:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-28 02:16 | Cleared | 1 | 1 | 1 | 1 |
| 323-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3097264 | 2 of 3 | 2024-12-28 02:17 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-28 02:17 | Cleared | 1 | 1 | 1 | 1 |
| 323-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3097265 | 3 of 3 | 2024-12-28 02:17 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-12-28 02:17 | Cleared | 1 | 1 | 1 | 1 |
| 324-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3203703 | 1 of 3 | 2025-01-14 18:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-01-14 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 324-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3203706 | 2 of 3 | 2025-01-14 18:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-14 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 324-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3203720 | 3 of 3 | 2025-01-14 18:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-14 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 325-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4071451 | 1 of 3 | 2025-05-07 17:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-07 17:09 | Cleared | 1 | 1 | 1 | 1 |
| 325-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4071454 | 2 of 3 | 2025-05-07 17:09 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-07 17:09 | Cleared | 1 | 1 | 1 | 1 |
| 325-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4071469 | 3 of 3 | 2025-05-07 17:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-07 17:10 | Cleared | 1 | 1 | 1 | 1 |
| 326-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3446789 | 1 of 3 | 2025-02-19 16:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-19 16:22 | Cleared | 1 | 1 | 1 | 1 |
| 326-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3446790 | 2 of 3 | 2025-02-19 16:23 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-19 16:23 | Cleared | 1 | 1 | 1 | 1 |
| 326-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3446795 | 3 of 3 | 2025-02-19 16:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-19 16:23 | Cleared | 1 | 1 | 1 | 1 |
| 327-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 3359674 | 1 of 6 | 2025-02-05 20:30 | Credit | Master Policy Expiration Date is Prior To the Transaction Date | Master Policy expiration date is prior to the transaction date. Liability coverage of master condo policy expired on XXXXXX. <br>|  | XXXXXX was XXXXXX at XXXXXX. As per XXXXXX should contain XXXXXX, XXXXXX, if XXXXXXreviewed as a XXXXXX . XXXXXX XXXXXX XXXXXX wasXXXXXXw ,so lXXXXXX was not required in this case. - 02/13/2025 <br> The XXXXXX,no XXXXXX was required . - XXXXXX | XXXXXX meet guideline requirements - XXXXXX<br> XXXXXX is required to have XXXXXX during the duration of XXXXXX. - XXXXXX |  | 2025-02-14 15:21 | Resolved | 3 | 1 | 3 | 2 |
| 327-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3360028 | 2 of 6 | 2025-02-05 20:58 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-05 20:58 | Cleared | 1 | 1 | 3 | 2 |
| 327-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3360030 | 3 of 6 | 2025-02-05 20:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-05 20:58 | Cleared | 1 | 1 | 3 | 2 |
| 327-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 3360074 | 4 of 6 | 2025-02-05 21:02 | Credit | Audited Loan Amount is less than Guideline Minimum Loan Amount | Audited loan amount is less than the guideline Minimum loan amount. Per guidelines the minimum loan amount is $XXXXXX. Subject loan amount is XXXXXX. Formal exception present in file to allow. <br>|  | As per XXXXXX should contain XXXXXX, XXXXXX, if XXXXXX reviewed as a XXXXXX . XXXXXX XXXXXX XXXXXX wasXXXXXX - XXXXXX<br> The XXXXXX,no XXXXXX was required . - XXXXXX |  | No XXXXXX past XXXXXX, XXXXXX payments in the XXXXXX, No XXXXXX in the XXXXXX | 2025-02-10 19:56 | Waived | 2 | 2 | 3 | 2 |
| 327-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 3360128 | 5 of 6 | 2025-02-05 21:07 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Subject is a condo located in a flood zone. The master insurance policy does not contain flood insurance as required by guidelines. The subject has an individual policy for flood. Formal exception done to allow. . <br>|  |  |  | No XXXXXX past XXXXXX, XXXXXX payments in the XXXXXX, No XXXXXX in the XXXXXX | 2025-02-10 19:56 | Waived | 2 | 2 | 3 | 2 |
| 327-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 3386666 | 6 of 6 | 2025-02-10 16:43 | Credit | Asset 4 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. XXXXXX account #XXXXXX is in XXXXXXs. File does not contain any currency conversion. <br>|  | XXXXXX Uploaded. Please review uploaded XXXXXX - XXXXXX <br> XXXXXX Uploaded. Please review uploaded XXXXXX - XXXXXX | XXXXXX meet XXXXXX - XXXXXX attached is not theXXXXXX. - XXXXXX |  | 2025-02-13 15:32 | Resolved | 3 | 1 | 3 | 2 |
| 328-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4991239 | 1 of 4 | 2025-07-30 12:49 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-30 12:49 | Cleared | 1 | 1 | 3 | 2 |
| 328-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4991247 | 2 of 4 | 2025-07-30 12:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-30 12:49 | Cleared | 1 | 1 | 3 | 2 |
| 328-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 4991274 | 3 of 4 | 2025-07-30 12:50 | Credit | Credit Profile - Insufficient Tradelines | The documented tradelines do not meet the minimum tradelines required per guidelines. Borrower is a Foreign National using alternative credit reference. The credit reference letter in file does not state that the borrower has been a customer for the required 2 years. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX- XXXXXX | XXXXXX provided is sufficient. - XXXXXX |  | 2025-08-13 13:32 | Resolved | 3 | 1 | 3 | 2 |
| 328-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 4991693 | 4 of 4 | 2025-07-30 13:23 | Credit | Program Parameters - Interested Party Contributions | The interested party contributions exceed allowable guidelines and cause the recalculated LTV to increase above program maximum allowed. Maximum seller concessions are 4%. A formal exception was provided to allow for higher amount.<br>|  |  |  | The XXXXXX was approved due to several XXXXXX sources, XXXXXX, XXXXXX, and XXXXXX or more in the XXXXXX. | 2025-07-30 13:23 | Waived | 2 | 2 | 3 | 2 |
| 329-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3418173 | 1 of 4 | 2025-02-13 18:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-13 18:09 | Cleared | 1 | 1 | 3 | 1 |
| 329-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3418176 | 2 of 4 | 2025-02-13 18:09 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-13 18:09 | Cleared | 1 | 1 | 3 | 1 |
| 329-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3420683 | 3 of 4 | 2025-02-13 21:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-13 21:49 | Cleared | 1 | 1 | 3 | 1 |
| 329-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3424166 | 4 of 4 | 2025-02-14 13:57 | Compliance | Other Compliance Finding | Security instrument date is greater than the transaction date. Security instrument date is XXXXXX, but notary signed on XXXXXX. Note date is greater than notary acknowledgment date. Note date is XXXXXX, but notary signed on XXXXXX.  |  | XXXXXX Uploaded. Please see attached. - XXXXXX | XXXXXX provided is sufficient. - XXXXXX |  | 2025-02-20 13:48 | Resolved | 3 | 1 | 3 | 1 |
| 330-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3429326 | 1 of 3 | 2025-02-14 21:57 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The file's required Guaranty Agreement was not executed <br>|  | XXXXXX Uploaded. Please see attached XXXXXX-XXXXXX | XXXXXX meet XXXXXX - XXXXXX |  | 2025-02-25 16:50 | Resolved | 3 | 1 | 3 | 1 |
| 330-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3429327 | 2 of 3 | 2025-02-14 21:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-14 21:57 | Cleared | 1 | 1 | 3 | 1 |
| 330-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3429330 | 3 of 3 | 2025-02-14 21:57 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-14 21:57 | Cleared | 1 | 1 | 3 | 1 |
| 331-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5092070 | 1 of 3 | 2025-08-07 14:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-07 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 331-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5125506 | 2 of 3 | 2025-08-10 22:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-10 22:52 | Cleared | 1 | 1 | 1 | 1 |
| 331-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5125507 | 3 of 3 | 2025-08-10 22:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-10 22:52 | Cleared | 1 | 1 | 1 | 1 |
| 332-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3486476 | 1 of 3 | 2025-02-26 18:36 | XXXXXX | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The Collateral Underwriter Risk Score is XXXXXX and the LCA Risk is assessed at XXXXXX-both are outside of the guideline requirement of 2.5 or lower. Please provide a valid 3rd party valuation product. <br>|  | XXXXXX Uploaded. - XXXXXX | AVM has been received - 02/28/2025<br>|  | 2025-02-28 15:22 | Resolved | 3 | 1 | 3 | 1 |
| 332-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3487070 | 2 of 3 | 2025-02-26 19:31 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Could not locate the documentation for the additional $80 that is included in the subject property PITIA. <br>|  | XXXXXX Uploaded. Fixed. - XXXXXX | Received the updated XXXXXX- XXXXXX |  | 2025-03-04 01:17 | Resolved | 3 | 1 | 3 | 1 |
| 332-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3489197 | 3 of 3 | 2025-02-27 05:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-27 05:47 | Cleared | 1 | 1 | 3 | 1 |
| 333-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3544825 | 1 of 3 | 2025-03-06 16:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-06 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 333-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3544829 | 2 of 3 | 2025-03-06 16:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-06 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 333-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3544838 | 3 of 3 | 2025-03-06 16:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-06 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 334-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3340723 | 1 of 3 | 2025-02-03 21:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-03 21:40 | Cleared | 1 | 1 | 3 | 1 |
| 334-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3340724 | 2 of 3 | 2025-02-03 21:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-03 21:40 | Cleared | 1 | 1 | 3 | 1 |
| 334-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 3340781 | 3 of 3 | 2025-02-03 21:44 | Credit | Income - Income Documentation Missing | The loan file did not contain the required income documentation. The borrower is a Foreign National paid in foreign currency. The CPA letter shows income paid in XXXXXX and not Us Dollars. The originator's Income calculation worksheet was done in foreign currency and stated average income as $XXXXXX. This was overrided as $XXXXXX, the amount used to qualify. The file does not contain and currency conversion. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX and XXXXXX calculation - XXXXXX | Received XXXXXX. This is less than actual XXXXXX. Condition resolved. - XXXXXX |  | 2025-02-06 16:36 | Resolved | 3 | 1 | 3 | 1 |
| 335-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3583669 | 1 of 3 | 2025-03-11 18:10 | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than 2 months verified in file. Guidelines require 2 months of assets statements. Only XXXXXX statement provided. Please submit a second month of assets for XXXXXX. <br>|  | XXXXXX Uploaded. According to XXXXXX, the XXXXXX for all XXXXXX is XXXXXX, most recent XXXXXX must be provided. - XXXXXX |  |  | 2025-03-13 22:42 | Resolved | 3 | 1 | 3 | 1 |
| 335-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3584114 | 2 of 3 | 2025-03-11 18:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-11 18:38 | Cleared | 1 | 1 | 3 | 1 |
| 335-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3584116 | 3 of 3 | 2025-03-11 18:38 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-11 18:38 | Cleared | 1 | 1 | 3 | 1 |
| 336-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4037211 | 1 of 3 | 2025-05-03 23:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-03 23:31 | Cleared | 1 | 1 | 3 | 1 |
| 336-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4037213 | 2 of 3 | 2025-05-03 23:32 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-03 23:32 | Cleared | 1 | 1 | 3 | 1 |
| 336-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4051398 | 3 of 3 | 2025-05-05 23:42 | Credit | Assets - Insufficient Cash to Close or Reserves | XXXXXX total XXXXXX XXXXXX are XXXXXX for XXXXXX XXXXXX XXXXXX or XXXXXX. Per XXXXXX XXXXXX XXXXXX XXXXXX provided, the XXXXXX XXXXXX was XXXXXX. However, XXXXXX XXXXXX were required to XXXXXX on a XXXXXX XXXXXX XXXXXX XXXXXX, leaving XXXXXX remaining for XXXXXX. However, XXXXXX XXXXXX XXXXXX were required for the XXXXXX XXXXXX XXXXXX XXXXXX of XXXXXX, resulting in a total XXXXXX XXXXXX of XXXXXX.  |  | XXXXXX Uploaded. Please see XXXXXX provided by XXXXXX-XXXXXX | Received XXXXXX. Reviewed XXXXXX and a XXXXXX was not in file as of the XXXXXX execution date XXXXXX.XXXXXX fromXXXXXXwas located which supported XXXXXX. - XXXXXX |  | 2025-05-07 16:25 | Resolved | 3 | 1 | 3 | 1 |
| 337-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3564151 | 1 of 3 | 2025-03-08 17:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-08 17:39 | Cleared | 1 | 1 | 1 | 1 |
| 337-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3564152 | 2 of 3 | 2025-03-08 17:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-08 17:39 | Cleared | 1 | 1 | 1 | 1 |
| 337-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3564153 | 3 of 3 | 2025-03-08 17:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-08 17:39 | Cleared | 1 | 1 | 1 | 1 |
| 338-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4001730 | 1 of 5 | 2025-04-30 12:17 | Credit | Missing letter of explanation | I could not locate the business narrative for the business XXXXXX. Per the guidelines, the nature of the business, how the income is generated and how low the business has been in existence has to be documented by the borrower or tax preparer.  |  | XXXXXX Uploaded. XXXXXX, initialXXXXXX is XXXXXX, theXXXXXX is in XXXXXX, and XXXXXX is related to XXXXXX-XXXXXX | XXXXXX meet guideline requirements - XXXXXX |  | 2025-05-01 15:04 | Resolved | 3 | 1 | 3 | 1 |
| 338-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4002318 | 2 of 5 | 2025-04-30 13:15 | Credit | Liabilities - REO | The XXXXXX XXXXXX did not contain sufficient XXXXXX to XXXXXX XXXXXX associated with all XXXXXX XXXXXX. Cannot locate the XXXXXX XXXXXX XXXXXX of the XXXXXX on the XXXXXX at XXXXXX XXXXXX XXXXXX. I was able to locate the XXXXXX XXXXXX and the XXXXXX XXXXXX XXXXXX. Please provide the additional XXXXXX that XXXXXX the XXXXXX XXXXXX used in the XXXXXX for the XXXXXX that were XXXXXX XXXXXX. <br>|  | XXXXXX Uploaded. Please see the XXXXXX-XXXXXX | XXXXXXmeet guideline requirements - XXXXXX |  | 2025-05-01 15:06 | Resolved | 3 | 1 | 3 | 1 |
| 338-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4002319 | 3 of 5 | 2025-04-30 13:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-30 13:15 | Cleared | 1 | 1 | 3 | 1 |
| 338-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4002330 | 4 of 5 | 2025-04-30 13:15 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-30 13:15 | Cleared | 1 | 1 | 3 | 1 |
| 338-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4003727 | 5 of 5 | 2025-04-30 14:47 | Credit | Purchase is not considered to be an Arm's Length Transaction | Non-arm's length transactions not allowed for program. Per appraisal-Non-arms length sale;The appraiser has reviewed pages 1-5 of the fully executed P&S including received from the lender and there did<br> not appear to be any unusual terms or conditions. The subject is being sold privately in a non-arms length.<br>Per guidelines-Non-arm's length transactions are subject to all of the following requirements:<br> • Primary residence only. <br>|  | XXXXXX Uploaded. XXXXXX please see the revised XXXXXX. - XXXXXX | XXXXXX meet guideline requirements - XXXXXX |  | 2025-05-06 15:32 | Resolved | 3 | 1 | 3 | 1 |
| 339-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3534826 | 1 of 4 | 2025-03-05 18:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-03-05 18:12 | Cleared | 1 | 1 | 3 | 1 |
| 339-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3536212 | 2 of 4 | 2025-03-05 19:38 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing evidence property located at XXXXXX is not subject to HOA dues. <br>|  | XXXXXX Uploaded. - XXXXXX | Received XXXXXX XXXXXX indicating XXXXXX is not XXXXXX to XXXXXX. - XXXXXX |  | 2025-03-11 00:01 | Resolved | 3 | 1 | 3 | 1 |
| 339-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3536223 | 3 of 4 | 2025-03-05 19:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-05 19:38 | Cleared | 1 | 1 | 3 | 1 |
| 339-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3536255 | 4 of 4 | 2025-03-05 19:41 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Missing Business Narrative for B1 and B2 businesses, in order to understand the nature of business and its operations was not found in the loan documents. It could not be determined the nature of either of the borrowers' businesses. <br>|  | XXXXXX Uploaded. - XXXXXX | Received XXXXXX which explain what type of XXXXXX the XXXXXX engage in. - XXXXXX |  | 2025-03-10 23:59 | Resolved | 3 | 1 | 3 | 1 |
| 340-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4473155 | 1 of 4 | 2025-06-17 16:02 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-17 16:02 | Cleared | 1 | 1 | 3 | 2 |
| 340-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4525047 | 2 of 4 | 2025-06-23 12:57 | Credit | Evidence of Property Tax Missing | Missing evidence of property tax. Unable to locate the documentation to support the taxes of $XXXXXX monthly. <br>|  | XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX. - XXXXXX | XXXXXX meet requirements - XXXXXX |  | 2025-06-27 14:53 | Resolved | 3 | 1 | 3 | 2 |
| 340-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4525642 | 3 of 4 | 2025-06-23 13:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-23 13:39 | Cleared | 1 | 1 | 3 | 2 |
| 340-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4585255 | 4 of 4 | 2025-06-27 14:51 | Credit | Excessive Seller Contributions | Per guidelines- Max IPC/seller contribution 4%. Loan approved with IPC/seller contribution 5.1%. A formal exception is in file. |  |  | Per XXXXXX- Max XXXXXX. XXXXXX approved with XXXXXX. A XXXXXX XXXXXX is in file. - XXXXXX | XXXXXX-No XXXXXX in the XXXXXX. XXXXXX s on the XXXXXX.XXXXXX below maximum. | 2025-06-27 14:51 | Waived | 2 | 2 | 3 | 2 |
| 341-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3815430 | 1 of 3 | 2025-04-09 13:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-09 13:01 | Cleared | 1 | 1 | 1 | 1 |
| 341-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3815437 | 2 of 3 | 2025-04-09 13:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-09 13:02 | Cleared | 1 | 1 | 1 | 1 |
| 341-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3815439 | 3 of 3 | 2025-04-09 13:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-09 13:02 | Cleared | 1 | 1 | 1 | 1 |
| 342-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4850929 | 1 of 3 | 2025-07-17 14:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-17 14:25 | Cleared | 1 | 1 | 1 | 1 |
| 342-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4936016 | 2 of 3 | 2025-07-24 17:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-24 17:10 | Cleared | 1 | 1 | 1 | 1 |
| 342-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4939836 | 3 of 3 | 2025-07-24 20:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-24 20:13 | Cleared | 1 | 1 | 1 | 1 |
| 343-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3904954 | 1 of 3 | 2025-04-18 19:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-18 19:11 | Cleared | 1 | 1 | 3 | 1 |
| 343-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3904956 | 2 of 3 | 2025-04-18 19:12 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. TotalXXXXXX is $XXXXXX. File does not contain proof that funds came form the borrower's own funds. The guidelines speak to the documentation of the XXXXXX (XXXXXX) funds. <br>|  | XXXXXX Uploaded. Please see XXXXXX- XXXXXX<br> backed out - XXXXXX | Lender confirmed that the XXXXXX used for this XXXXXX do not require XXXXXX, condition is resolved. - XXXXXX<br> Received XXXXXX. Please provide a revised XXXXX XXXXXX XXXXXX deposit remove so that the XXXXXX will meet XXXXXX. - XXXXX<br> Received XXXXXX. XXXXXX state XXXXXX XXXXXX XXXXXX deposit must be XXXXXX. Please provide approved XXXXXX for not XXXXXXing the XXXXXX. - XXXXXX |  | 2025-04-30 12:03 | Resolved | 3 | 1 | 3 | 1 |
| 343-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3909519 | 3 of 3 | 2025-04-19 23:40 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-19 23:40 | Cleared | 1 | 1 | 3 | 1 |
| 344-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3791358 | 1 of 3 | 2025-04-05 19:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-05 19:00 | Cleared | 1 | 1 | 3 | 1 |
| 344-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3791359 | 2 of 3 | 2025-04-05 19:01 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-05 19:01 | Cleared | 1 | 1 | 3 | 1 |
| 344-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3798756 | 3 of 3 | 2025-04-07 18:50 | Credit | Hazard Insurance - Other Insurance Missing | The XXXXXX verifying other XXXXXX XXXXXX is missing from the XXXXXX XXXXXX. Other XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX missing <br>|  | XXXXXX Uploaded. - XXXXXX | XXXXXX meet guideline requirements - XXXXXX<br> XXXXXX is required to have XXXXXX during the duration of XXXXXX. - XXXXXX |  | 2025-04-09 15:51 | Resolved | 3 | 1 | 3 | 1 |
| 345-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4039024 | 1 of 3 | 2025-05-04 23:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-04 23:23 | Cleared | 1 | 1 | 1 | 1 |
| 345-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4039025 | 2 of 3 | 2025-05-04 23:23 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-04 23:23 | Cleared | 1 | 1 | 1 | 1 |
| 345-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4039026 | 3 of 3 | 2025-05-04 23:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-04 23:23 | Cleared | 1 | 1 | 1 | 1 |
| 346-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4617678 | 1 of 3 | 2025-07-01 16:17 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-01 16:17 | Cleared | 1 | 1 | 1 | 1 |
| 346-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4617686 | 2 of 3 | 2025-07-01 16:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-02 19:50 | Cleared | 1 | 1 | 1 | 1 |
| 346-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4617691 | 3 of 3 | 2025-07-01 16:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-01 16:18 | Cleared | 1 | 1 | 1 | 1 |
| 347-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3747273 | 1 of 3 | 2025-04-02 00:51 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-02 00:51 | Cleared | 1 | 1 | 1 | 1 |
| 347-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3747274 | 2 of 3 | 2025-04-02 00:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-02 00:51 | Cleared | 1 | 1 | 1 | 1 |
| 347-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3747276 | 3 of 3 | 2025-04-02 00:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-02 00:52 | Cleared | 1 | 1 | 1 | 1 |
| 348-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4087769 | 1 of 3 | 2025-05-08 21:17 | Credit | Credit Profile - Other | There are XXXXXX XXXXXX that could impact the XXXXXX XXXXXX and/or quality of the XXXXXX. Missing XXXXXX XXXXXX XXXXXX XXXXXX or XXXXXX XXXXXX and XXXXXX for XXXXXX XXXXXX for XXXXXX XXXXXX XXXXXX. <br>|  | XXXXXX Uploaded. - XXXXXX<br> not closed yet. used XXXXXX for XXXXXX - XXXXXX | XXXXXX provided is sufficient. - XXXXXX<br> Please provide the XXXXXX XXXXXX or other XXXXXX to support the XXXXXX. - XXXXXX |  | 2025-05-13 13:02 | Resolved | 3 | 1 | 3 | 1 |
| 348-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4088134 | 2 of 3 | 2025-05-08 21:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-08 21:56 | Cleared | 1 | 1 | 3 | 1 |
| 348-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4088139 | 3 of 3 | 2025-05-08 21:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-08 21:57 | Cleared | 1 | 1 | 3 | 1 |
| 349-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4510286 | 1 of 3 | 2025-06-20 14:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-20 14:20 | Cleared | 1 | 1 | 3 | 2 |
| 349-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 4554325 | 2 of 3 | 2025-06-25 13:38 | Credit | Asset 3 Does Not Meet Guideline Requirements | XXXXX does not meet XXXXXX XXXXXX. XXXXXX XXXXXX XXXXXX XXXXX the most recent XXXXXX XXXXXX XXXXXX XXXXXX is missing. <br>|  | XXXXXX Uploaded. Please find attached XXXXXX, dated XXXXXX. The XXXXXX is within XXXXXX of the XXXXXX. - XXXXXX | Received XXXXXX for XXXXXX - XXXXXX |  | 2025-06-26 11:43 | Resolved | 3 | 1 | 3 | 2 |
| 349-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 4554463 | 3 of 3 | 2025-06-25 13:46 | XXXXXX | Property Issue - Condo Ineligible | XXXXXX XXXXXX XXXXXX XXXXXX is XXXXXX. The XXXXXX XXXXXX is not XXXXXX to an XXXXXX or XXXXXX XXXXXX that would disqualify the XXXXXX from a XXXXXX XXXXXX, except XXXXXX XXXXXX as defined by XXXXXX XXXXXX. XXXXXX XXXXXX <br> XXXXXX will be XXXXXX to determine the XXXXXX XXXXXX. A XXXXXX XXXXXX is in the XXXXXX XXXXXX. <br>|  |  |  | The XXXXXX has XXXXXX, Residential XXXXXX XXXXXX, XXXXXX lower than XXXXXX program, XXXXXX or more in the same XXXXXX, No XXXXXX past XXXXXX, XXXXXX payments in the XXXXXX and XXXXXX XXXXXX. | 2025-06-25 13:46 | Waived | 2 | 2 | 3 | 2 |
| 350-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3950983 | 1 of 3 | 2025-04-24 14:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-24 14:56 | Cleared | 1 | 1 | 2 | 2 |
| 350-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3951022 | 2 of 3 | 2025-04-24 14:59 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Using bank statements for income documentation. There are 15 NSFs present on statements. Maximum allowed is 3. A formal exception was done to allow. <br>|  |  |  | The XXXXXX was approved due to XXXXXX, XXXXXX XXXXXX of at least XXXXXX, no XXXXXX in the past XXXXXX months, XXXXXX payments in the XXXXXX, and XXXXXX. | 2025-04-25 13:49 | Waived | 2 | 2 | 2 | 2 |
| 350-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 3963078 | 3 of 3 | 2025-04-25 14:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-25 14:54 | Cleared | 1 | 1 | 2 | 2 |
| 351-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3885429 | 1 of 3 | 2025-04-17 00:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-17 00:54 | Cleared | 1 | 1 | 3 | 1 |
| 351-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3885430 | 2 of 3 | 2025-04-17 00:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-17 00:54 | Cleared | 1 | 1 | 3 | 1 |
| 351-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 3891134 | 3 of 3 | 2025-04-17 15:53 | Credit | Income - Guideline Requirements | The income documents provided in the loan file did not meet guidelines. W-9 not in file <br>|  | XXXXXX Uploaded. Please see attached - XXXXXX | XXXXXX meet guideline requirements - XXXXXX<br> XXXXXX is required to have XXXXXX during the duration of XXXXXX. - XXXXXX |  | 2025-04-24 17:10 | Resolved | 3 | 1 | 3 | 1 |
| 352-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4057430 | 1 of 3 | 2025-05-06 15:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-06 15:53 | Cleared | 1 | 1 | 1 | 1 |
| 352-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4058032 | 2 of 3 | 2025-05-06 16:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-06 16:31 | Cleared | 1 | 1 | 1 | 1 |
| 352-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4058044 | 3 of 3 | 2025-05-06 16:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-06 16:32 | Cleared | 1 | 1 | 1 | 1 |
| 353-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4218418 | 1 of 3 | 2025-05-22 18:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-22 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 353-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4218422 | 2 of 3 | 2025-05-22 18:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-22 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 353-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4234942 | 3 of 3 | 2025-05-23 20:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-23 20:46 | Cleared | 1 | 1 | 1 | 1 |
| 354-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4060183 | 1 of 4 | 2025-05-06 18:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-06 18:29 | Cleared | 1 | 1 | 3 | 2 |
| 354-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4060204 | 2 of 4 | 2025-05-06 18:29 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-06 18:29 | Cleared | 1 | 1 | 3 | 2 |
| 354-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4068049 | 3 of 4 | 2025-05-07 13:37 | Credit | Approval/Underwriting Summary Deficient | Approval/Underwriting Summary is deficient. 2 1008's in file, both with different appraised values. $XXXXXX listed one which this amount is listed on final loan commitment & 1003. $XXXXXX listed on the other. Neither of these amounts are validated with appraisal. Appraisal in file has value $XXXXXX. No documentation in file to confirm final LTV's. <br>|  | XXXXXX Uploaded. - XXXXXX<br> XXXXXX Uploaded. - XXXXXX | XXXXXX meet guideline requirements. XXXXXX the final XXXXXX- XXXXXX |  | 2025-05-08 14:22 | Resolved | 3 | 1 | 3 | 2 |
| 354-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4068144 | 4 of 4 | 2025-05-07 13:43 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per appraisal-The subject was offered for sale on XXXXXX for $XXXXXX, per XXXXXX. The listing is classified as Withdrawn with an off-market date of XXXXXX and a final list price of $XXXXXX.<br>Per guidelines-To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date. Application date XXXXXX. No exception form located in file. <br>|  | XXXXXX Uploaded. - XXXXXX | XXXXXX-To be eligible for a XXXXXX, the XXXXXX XXXXXX must not be XXXXXX in the past XXXXXX prior to XXXXXX XXXXXX. XXXXXX XXXXXX XXXXXX. A XXXXXX XXXXXX has been received/in XXXXXX. - XXXXXX | XXXXXX factors-No XXXXXX past XXXXXX. No XXXXXX in the XXXXXX. XXXXXX s XXXXXX. | 2025-05-09 17:07 | Waived | 3 | 2 | 3 | 2 |
| 355-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4348128 | 1 of 3 | 2025-06-05 16:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-05 16:47 | Cleared | 1 | 1 | 4 | 2 |
| 355-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4348134 | 2 of 3 | 2025-06-05 16:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-05 16:48 | Cleared | 1 | 1 | 4 | 2 |
| 355-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4352752 | 3 of 3 | 2025-06-05 21:15 | Credit | Corporation/LLC: Operating Agreement Doc is Incomplete | The Corporation/LLC: Operating Agreement in file is incomplete. The Operating Agreement reflects XXXXXX is signing on behalf of the member of XXXXXX. Guidelines do not permit LLC layering. Please provide a complete copy of the Amendment to the Operating Agreement confirming no LLC layering. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX. - XXXXXX<br> XXXXXX is a XXXXXX on the XXXXXX and it is an XXXXXX with their XXXXXand therefore it is XXXXXX. - XXXXXX | XXXXXX do not allow XXXXXX. A XXXXXX XXXXXX was provided. - XXXXXX<br> XXXXXX signed the XXXXXX on behalf of the XXXXXX. If XXXXXX is no longer a XXXXXX, please provide an XXXXXX removing XXXXXX and adding XXXXXX as the XXXXXX. - XXXXXX | Approved based on no XXXXXX in the XXXXXX, XXXXXX payments in the XXXXXX, no XXXXXX in the XXXXXX andXXXXXX XXXXXX s on the XXXXXX. | 2025-06-18 14:48 | Waived | 3 | 2 | 4 | 2 |
| 356-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4269087 | 1 of 2 | 2025-05-29 14:22 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-29 14:22 | Cleared | 1 | 1 | 3 | 1 |
| 356-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4269287 | 2 of 2 | 2025-05-29 14:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-29 14:34 | Cleared | 1 | 1 | 3 | 1 |
| 357-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3941353 | 1 of 3 | 2025-04-23 18:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-23 18:18 | Cleared | 1 | 1 | 3 | 1 |
| 357-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3941354 | 2 of 3 | 2025-04-23 18:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-23 18:18 | Cleared | 1 | 1 | 3 | 1 |
| 358-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4674791 | 1 of 2 | 2025-07-07 13:10 | Property | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. XXXXXX for subject transaction is $XXXXXX paid in two increments of XXXXXX. File does not contain proof that funds originated from the borrowers' own funds. XXXXXX was reflected on the final Closing Disclosure, missing document to source the funds. <br>|  |  |  |  | 2025-07-07 13:10 | Cleared | 1 | 1 | 3 | 1 |
| 358-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4692028 | 2 of 2 | 2025-07-07 17:25 | Compliance | Value - Value is supported within -10% of original appraisal amount | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-07 17:25 | Cleared | 1 | 1 | 3 | 1 |
| 359-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4217536 | 1 of 3 | 2025-05-22 17:46 | Property | No Compliance Findings | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-22 17:46 | Cleared | 1 | 1 | 1 | 1 |
| 359-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4217556 | 2 of 3 | 2025-05-22 17:46 | Compliance | Value - Value is supported within -10% of original appraisal amount | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-22 17:46 | Cleared | 1 | 1 | 1 | 1 |
| 359-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4248695 | 3 of 3 | 2025-05-27 19:44 | Credit | No Compliance Tests Performed | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-27 19:44 | Cleared | 1 | 1 | 1 | 1 |
| 360-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4025458 | 1 of 3 | 2025-05-02 11:39 | Property | No Credit Findings | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-02 11:39 | Cleared | 1 | 1 | 1 | 1 |
| 360-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4027265 | 2 of 3 | 2025-05-02 14:37 | Compliance | Value - Value is supported within -10% of original appraisal amount | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-02 14:37 | Cleared | 1 | 1 | 1 | 1 |
| 360-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4029522 | 3 of 3 | 2025-05-02 16:54 | Credit | No Compliance Tests Performed | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-02 16:54 | Cleared | 1 | 1 | 1 | 1 |
| 361-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4080115 | 1 of 3 | 2025-05-08 13:20 | Compliance | No Credit Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-08 13:20 | Cleared | 1 | 1 | 1 | 1 |
| 361-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4081907 | 2 of 3 | 2025-05-08 15:16 | Property | No Compliance Findings | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-08 15:16 | Cleared | 1 | 1 | 1 | 1 |
| 361-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4087097 | 3 of 3 | 2025-05-08 20:29 | Credit | Value - Value is supported within -10% of original appraisal amount | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-08 20:29 | Cleared | 1 | 1 | 1 | 1 |
| 362-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4933867 | 1 of 3 | 2025-07-24 15:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-24 15:27 | Cleared | 1 | 1 | 1 | 1 |
| 362-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4933874 | 2 of 3 | 2025-07-24 15:27 | Property | No Credit Findings | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-24 15:27 | Cleared | 1 | 1 | 1 | 1 |
| 362-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4933880 | 3 of 3 | 2025-07-24 15:27 | Compliance | Value - Value is supported within -10% of original appraisal amount | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-24 15:27 | Cleared | 1 | 1 | 1 | 1 |
| 363-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4019908 | 1 of 3 | 2025-05-01 19:19 | Property | No Compliance Tests Performed | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-02 18:01 | Cleared | 1 | 1 | 1 | 1 |
| 363-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4019921 | 2 of 3 | 2025-05-01 19:20 | Credit | Value - Value is supported within -10% of original appraisal amount | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-02 18:02 | Cleared | 1 | 1 | 1 | 1 |
| 363-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4022574 | 3 of 3 | 2025-05-01 23:20 | Compliance | No Credit Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-01 23:20 | Cleared | 1 | 1 | 1 | 1 |
| 364-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4330725 | 1 of 4 | 2025-06-04 14:41 | Property | No Compliance Findings | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-04 21:38 | Cleared | 1 | 1 | 3 | 1 |
| 364-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4330732 | 2 of 4 | 2025-06-04 14:41 | Compliance | Value - Value is supported within -10% of original appraisal amount | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-04 21:38 | Cleared | 1 | 1 | 3 | 1 |
| 357-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 3941385 | 3 of 3 | 2025-04-23 18:19 | Credit | No Compliance Tests Performed | The XXXXXX XXXXXX did not contain the XXXXXX XXXXXX as required. XXXXXX XXXXXX indicates XXXXXX to XXXXXX XXXXXX towards XXXXXX XXXXXX XXXXXX, but none reflected on XXXXXX XXXXXX. Provide XXXXXX that XXXXXX XXXXXX XXXXXX. <br>|  | XXXXXX Uploaded. Please see XXXXXX and XXXXXX. - XXXXXX<br> XXXXXX Uploaded. Please see the XXXXXX. - XXXXXX | XXXXXX provided is sufficient. - XXXXXX<br> The XXXXXX provided show theXXXXXX appeared to have come from XXXXXX XXXXXX s, however XXXXXX XXXXXX does not contain any XXXXXX XXXXXX. Please XXXXXX the XXXXX of the XXXXXX as per XXXXXX. - XXXXXX |  | 2025-04-25 12:58 | Resolved | 3 | 1 | 3 | 1 |
| 364-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4330937 | 3 of 4 | 2025-06-04 14:52 | Credit | Purchase Contract - Missing | The loan file did not contain the Purchase Contract as required. Contract addendum indicates Seller to contribute $XXXXXX towards Buyer's closing costs, but none reflected on final CD. Provide addendum that removed Seller contribution. <br>|  | No XXXXXX are allowed if XXXXXX is greater than XXXXXX by either XXXXXX or XXXXXX. That's the reason why XXXXXX was not used - XXXXXX | XXXXXX provided is sufficient. - XXXXXX |  | 2025-06-06 12:50 | Resolved | 3 | 1 | 3 | 1 |
| 364-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4338493 | 4 of 4 | 2025-06-04 21:45 | Credit | Assets - Large Deposits | The loan file does not contain all required asset documentation. Asset statements in file verified a large deposit which when removed from assets results in a shortage and the loan file does not contain sufficient documentation to source the deposit. The account XXXXXX reflects a large deposit datedXXXXXX for $XXXXXX. These funds are needed for reserves. Please document the source of the funds. <br>|  | XXXXXX Uploaded. Please see attached source of XXXXXX-XXXXXXX  | XXXXXX provided is sufficient. - XXXXXX |  | 2025-07-18 12:39 | Resolved | 3 | 1 | 3 | 1 |
| 365-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4997049 | 1 of 3 | 2025-07-30 17:48 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-30 17:48 | Cleared | 1 | 1 | 1 | 1 |
| 365-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5000057 | 2 of 3 | 2025-07-30 20:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-30 20:10 | Cleared | 1 | 1 | 1 | 1 |
| 365-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5000063 | 3 of 3 | 2025-07-30 20:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-30 20:10 | Cleared | 1 | 1 | 1 | 1 |
| 366-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4013404 | 1 of 3 | 2025-05-01 12:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-01 12:30 | Cleared | 1 | 1 | 1 | 1 |
| 366-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4013409 | 2 of 3 | 2025-05-01 12:30 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-01 12:30 | Cleared | 1 | 1 | 1 | 1 |
| 366-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4013418 | 3 of 3 | 2025-05-01 12:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-01 12:30 | Cleared | 1 | 1 | 1 | 1 |
| 367-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4119128 | 1 of 3 | 2025-05-12 19:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-12 19:40 | Cleared | 1 | 1 | 1 | 1 |
| 367-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4119367 | 2 of 3 | 2025-05-12 19:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-12 19:56 | Cleared | 1 | 1 | 1 | 1 |
| 367-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4120503 | 3 of 3 | 2025-05-12 21:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-12 21:25 | Cleared | 1 | 1 | 1 | 1 |
| 368-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4330076 | 1 of 3 | 2025-06-04 14:01 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-04 14:01 | Cleared | 1 | 1 | 1 | 1 |
| 368-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4331536 | 2 of 3 | 2025-06-04 15:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-04 15:25 | Cleared | 1 | 1 | 1 | 1 |
| 368-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4331549 | 3 of 3 | 2025-06-04 15:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-04 15:25 | Cleared | 1 | 1 | 1 | 1 |
| 369-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5015759 | 1 of 2 | 2025-07-31 22:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-31 22:00 | Cleared | 1 | 1 | 3 | 1 |
| 369-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5016759 | 2 of 2 | 2025-08-01 00:13 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. Unable to locate the Business Narrative for XXXXXX. Please provide the Business Narrative. <br>|  | we do not apply XXXXXX XXXXXX after the XXXXXX submission - XXXXXX<br> XXXXXX Uploaded. This was just an XXXXXX, it was submitted when XXXXXX was not required as of yet- - XXXXXX | Based on the XXXXXX XXXXXX a XXXXXX is not required. - XXXXXX<br> The XXXXXX was XXXXXX on XXXXXX and the effective XXXXXX required a XXXXXX. Please provide a XXXXXX or a XXXXXX XXXXXX. - XXXXXX |  | 2025-08-13 14:56 | Resolved | 3 | 1 | 3 | 1 |
| 370-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4086252 | 1 of 3 | 2025-05-08 19:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-08 19:44 | Cleared | 1 | 1 | 3 | 1 |
| 370-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4094310 | 2 of 3 | 2025-05-09 14:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-09 14:50 | Cleared | 1 | 1 | 3 | 1 |
| 370-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 4094362 | 3 of 3 | 2025-05-09 14:54 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. File does not contain proof of HOA dues for NOO property at XXXXXX. Property is one of 4 units in XXXXXX association. <br>|  | XXXXXX Uploaded. According to the XXXXXX for XXXXXX, XXXXXX dues are XXXXXX . - XXXXXX | XXXXXXation provided is sufficient. - XXXXXX  |  | 2025-06-12 12:16 | Resolved | 3 | 1 | 3 | 1 |
| 371-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4238326 | 1 of 4 | 2025-05-25 16:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-25 16:04 | Cleared | 1 | 1 | 4 | 2 |
| 371-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4238327 | 2 of 4 | 2025-05-25 16:04 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-25 16:04 | Cleared | 1 | 1 | 4 | 2 |
| 371-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4254262 | 3 of 4 | 2025-05-28 12:29 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 credit report is missing. A credit comparison and dispute summary are in the loan file. Missing the initial credit report dated XXXXXX per credit disclosure. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX XXXXXX - XXXXXX | The XXXXXX dated XXXXXX was provided and accepted. - XXXXXXXXXXXX 1 XXXXXX XXXXXX is not missing. - XXXXXX |  | 2025-05-30 13:03 | Resolved | 4 | 1 | 4 | 2 |
| 371-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4254466 | 4 of 4 | 2025-05-28 12:47 | Credit | Qualifying Credit Score does not meet eligibility requirement(s) | The Qualifying U.S. Credit designation refers to non-U.S. citizen borrowers who meet Standard Tradelines or have a minimum of one active tradeline opened for 24 months with no derogatory history. The Qualifying Foreign Credit designation refers to non-U.S. citizen borrowers who do not meet the Standard Tradeline requirements. If the borrower has at least one U.S. credit score it will be used for qualifying and pricing purposes even if Standard Tradeline requirements are not met. A Formal exception is in the loan file. <br>|  |  |  | No XXXXXX past XXXXXX, Credit score XXXXXX than minimum required, XXXXXX XXXXXX exceeds requirement XXXXXX. | 2025-05-28 12:47 | Waived | 2 | 2 | 4 | 2 |
| 372-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4661665 | 1 of 3 | 2025-07-03 20:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-03 20:30 | Cleared | 1 | 1 | 3 | 1 |
| 372-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4696258 | 2 of 3 | 2025-07-07 19:15 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard insurance effective date is after the disbursement date. Unable to locate the hazard insurance policy that was in effect at the time of closing on XXXXXX. <br>|  | XXXXXX Uploaded. uploaded - XXXXXX | XXXXXX effective XXXXXX-XXXXXX received. XXXXXX resolved. - XXXXXX |  | 2025-07-14 22:11 | Resolved | 3 | 1 | 3 | 1 |
| 372-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4697148 | 3 of 3 | 2025-07-07 19:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-07 19:23 | Cleared | 1 | 1 | 3 | 1 |
| 373-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4033532 | 1 of 3 | 2025-05-02 21:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-02 21:29 | Cleared | 1 | 1 | 1 | 1 |
| 373-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4036952 | 2 of 3 | 2025-05-03 19:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-03 19:05 | Cleared | 1 | 1 | 1 | 1 |
| 373-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4042998 | 3 of 3 | 2025-05-05 15:01 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-05 15:01 | Cleared | 1 | 1 | 1 | 1 |
| 374-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4618756 | 1 of 3 | 2025-07-01 17:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-01 17:14 | Cleared | 1 | 1 | 3 | 1 |
| 374-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4634657 | 2 of 3 | 2025-07-02 17:47 | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. The insurance policy in the file shows dwelling amount as $XXXXXX but it needs to reflect $XXXXXX. <br>|  | XXXXXX Uploaded. - XXXXXX | Updated XXXXXX has been received - XXXXXX |  | 2025-07-17 01:47 | Resolved | 3 | 1 | 3 | 1 |
| 374-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4635143 | 3 of 3 | 2025-07-02 18:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 18:08 | Cleared | 1 | 1 | 3 | 1 |
| 375-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4878238 | 1 of 3 | 2025-07-19 10:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-19 10:06 | Cleared | 1 | 1 | 1 | 1 |
| 375-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4958359 | 2 of 3 | 2025-07-27 00:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-27 00:21 | Cleared | 1 | 1 | 1 | 1 |
| 375-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4958361 | 3 of 3 | 2025-07-27 00:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-27 00:23 | Cleared | 1 | 1 | 1 | 1 |
| 376-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4270473 | 1 of 3 | 2025-05-29 15:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-29 15:23 | Cleared | 1 | 1 | 1 | 1 |
| 376-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4286717 | 2 of 3 | 2025-05-30 18:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-30 18:21 | Cleared | 1 | 1 | 1 | 1 |
| 376-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4286722 | 3 of 3 | 2025-05-30 18:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-30 18:21 | Cleared | 1 | 1 | 1 | 1 |
| 377-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4644446 | 1 of 4 | 2025-07-02 22:09 | XXXXXX | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX-XXXXXX |  |  | 2025-07-13 02:26 | Resolved | 3 | 1 | 3 | 2 |
| 377-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4644537 | 2 of 4 | 2025-07-02 22:23 | Credit | Citizenship Documentation Not Provided | Borrower 1 Citizenship Documentation is missing from the file. Per the final loan application, the borrower is a non permanent resident alien. Documentation supporting the borrower being in the US is being from the loan file. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX provided by XXXXXX-XXXXXX | XXXXXX received is sufficient - XXXXXX |  | 2025-07-11 16:37 | Resolved | 3 | 1 | 3 | 2 |
| 377-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4663811 | 3 of 4 | 2025-07-04 02:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-04 02:55 | Cleared | 1 | 1 | 3 | 2 |
| 377-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4787880 | 4 of 4 | 2025-07-11 16:29 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The property is located in a rural area and is also a manufactured home without a HUD plate that was constructed before XXXXXX. Per guidelines, manufactured home must be contructed after XXXXXX and have a HUD plate. A formal exception is located in the loan file.  |  |  |  | No XXXXXX pastXXXXXX. XXXXXX payments in the XXXXXX. XXXXXX. No XXXXXX payments in<br> the XXXXXX. XXXXXX greater than XXXXXX required. XXXXXX XXXXXX exceeds rXXXXXX. The XXXXXX is an XXXXXX with XXXXXX and XXXXXX. | 2025-07-11 16:32 | Waived | 3 | 2 | 3 | 2 |
| 378-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4939727 | 1 of 3 | 2025-07-24 20:08 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-27 19:01 | Cleared | 1 | 1 | 2 | 2 |
| 378-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4959358 | 2 of 3 | 2025-07-27 19:00 | XXXXXX | Property Issue - Condo Ineligible | The subject condo project is ineligible. A single entity owns more than 10% in the project. A formal exception is in the file. <br>|  |  |  | The XXXXXX was approved based on XXXXXX XXXXXX, XXXXXX s XXXXXX, XXXXXX, non-XXXXXX and an XXXXXX than maximum. | 2025-07-27 19:00 | Waived | 2 | 2 | 2 | 2 |
| 378-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4959362 | 3 of 3 | 2025-07-27 19:01 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-27 19:01 | Cleared | 1 | 1 | 2 | 2 |
| 379-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4479795 | 1 of 3 | 2025-06-17 21:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-17 21:52 | Cleared | 1 | 1 | 1 | 1 |
| 379-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4479801 | 2 of 3 | 2025-06-17 21:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-17 21:53 | Cleared | 1 | 1 | 1 | 1 |
| 379-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4493405 | 3 of 3 | 2025-06-18 21:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-18 21:02 | Cleared | 1 | 1 | 1 | 1 |
| 380-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4174357 | 1 of 3 | 2025-05-18 21:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-18 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 380-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4174358 | 2 of 3 | 2025-05-18 21:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-18 21:09 | Cleared | 1 | 1 | 1 | 1 |
| 380-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4174359 | 3 of 3 | 2025-05-18 21:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-18 21:09 | Cleared | 1 | 1 | 1 | 1 |
| 381-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 4330442 | 1 of 4 | 2025-06-04 14:24 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing Unable to locate the Gap credit report or undisclosed debt documentation. <br>|  | N/A,XXXXXX was closed XXXXXX-XXXXXX | XXXXXX in XXXXXX. - XXXXXX |  | 2025-06-09 11:42 | Resolved | 4 | 1 | 4 | 1 |
| 381-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 4330576 | 2 of 4 | 2025-06-04 14:32 | XXXXXX | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The Collateral Underwriter Risk Score provided is XXXXXX, which is outside of the guideline requirement of 2.5 or less. Please provide a valid 3rd party appraisal review product. <br>|  | XXXXXX Uploaded. Please review uploaded XXXXXX-XXXXXX | XXXXXX has been received - XXXXXX |  | 2025-06-09 11:41 | Resolved | 3 | 1 | 4 | 1 |
| 381-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 4334657 | 3 of 4 | 2025-06-04 18:14 | Compliance | The Final Closing Disclosure contains errors | On page 4 of the Final CD the Partial Payments section is not filled out. <br>|  | XXXXXX Uploaded. Please see attached XXXXXXand XXXXXX- XXXXXX | Received XXXXXX. Finding resolved - XXXXXX |  | 2025-06-23 13:15 | Resolved | 3 | 1 | 4 | 1 |
| 381-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 4338466 | 4 of 4 | 2025-06-04 21:43 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per the data tape the transaction type is limited cashout refinance, but the borrower received $XXXXXX which is more than XXXXXX of the loan amount. <br>|  | XXXXXX Uploaded. Please review updated XXXXXX reflecting refinance XXXXXX. - XXXXXX | Updated XXXXXX has been received. - XXXXXX |  | 2025-06-09 11:38 | Resolved | 3 | 1 | 4 | 1 |
| 382-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4337630 | 1 of 6 | 2025-06-04 20:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-04 20:43 | Cleared | 1 | 1 | 3 | 2 |
| 382-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4363514 | 2 of 6 | 2025-06-06 17:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-06 17:18 | Cleared | 1 | 1 | 3 | 2 |
| 382-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4365305 | 3 of 6 | 2025-06-06 18:54 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The income documentation is 24 month personal bank statements. The borrower has 7 NSFs showing on their bank statements. Guidelines allow only 3. A Formal exception was done to allow. <br>|  |  |  | XXXXXX on current job, XXXXXX XXXXXX XXXXXX, XXXXXX or more in the XXXXXX, No XXXXXX past XXXXXX, XXXXXX payments in the XXXXXX,XXXXXX, No XXXXXX in the XXXXXX, XXXXXX than minimum required | 2025-06-09 07:08 | Waived | 2 | 2 | 3 | 2 |
| 382-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4365380 | 4 of 6 | 2025-06-06 18:58 | Credit | Income - Guideline Requirements | The income documents provided in the loan file did not meet guidelines. The subject loan is using 24 month personal bank statements for income documentation. The bank statements are in the borrower's name and spouse's name. Only the borrower is on the subject loan. Guidelines require all individuals on the bank statements be borrowers on the loan. A formal exception was done to allow. <br>|  |  |  | XXXXXX, XXXXXX XXXXXX XXXXXX,XXXXXX lower than XXXXXX program, XXXXXX or more in the same line of XXXXXX, No XXXXXX past XXXXXX, XXXXXX payments in the XXXXXX, XXXXXX, No XXXXXX in the XXXXXX, XXXXXX than minimum required | 2025-06-09 07:08 | Waived | 2 | 2 | 3 | 2 |
| 382-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4372861 | 5 of 6 | 2025-06-07 19:01 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. The evidence of insurance specifies that the policy has extended replacement cost coverage; however, the percentage over the stated dwelling coverage amount was not listed on the policy. <br>|  | XXXXXX Uploaded. Please see attached - XXXXXX<br> This XXXXXX confirms that XXXXXX will be determined using a XXXXXX<br> XXXXXX means that XXXXXX is at least covered by XXXXXX. - XXXXXX | Received XXXXXX for XXXXXX which showed XXXXXX was sufficient to XXXXXX. - XXXXXX<br> Received XXXXXX. Please provide XXXXXX generated from the XXXXXX. - XXXXXX |  | 2025-06-28 00:43 | Resolved | 3 | 1 | 3 | 2 |
| 382-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4373056 | 6 of 6 | 2025-06-07 20:07 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Missing Business Narrative. Guidelines require the Business Narrative on the bank statement program. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX - XXXXXX | Received XXXXXX. - XXXXXX |  | 2025-07-22 05:13 | Resolved | 3 | 1 | 3 | 2 |
| 383-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4911084 | 1 of 3 | 2025-07-22 20:48 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-22 20:48 | Cleared | 1 | 1 | 1 | 1 |
| 383-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4927984 | 2 of 3 | 2025-07-24 01:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-24 01:53 | Cleared | 1 | 1 | 1 | 1 |
| 383-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4927990 | 3 of 3 | 2025-07-24 01:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-24 01:54 | Cleared | 1 | 1 | 1 | 1 |
| 384-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4428075 | 1 of 3 | 2025-06-12 17:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-12 17:44 | Cleared | 1 | 1 | 3 | 1 |
| 384-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4428081 | 2 of 3 | 2025-06-12 17:44 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-12 17:44 | Cleared | 1 | 1 | 3 | 1 |
| 384-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4444750 | 3 of 3 | 2025-06-13 18:59 | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. Final CD has seller credit $XXXXXX vs what's stated in contract $XXXXXX. <br>|  | XXXXXX Uploaded. the XXXXXX uploaded - XXXXXX | XXXXXX meet guideline requirements - XXXXXX<br> XXXXXX is required to have XXXXXX during the duration of XXXXXX. - XXXXXX |  | 2025-06-18 14:03 | Resolved | 3 | 1 | 3 | 1 |
| 385-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4643587 | 1 of 3 | 2025-07-02 20:52 | Compliance | Late Charge Percent is less than 3% | Late charge percent is less than 3%. <br>|  | XXXXXX Uploaded. The XXXXXX the XXXXXX XXXXXX shows the late charge of XXXXXX - XXXXXX |  |  | 2025-07-14 01:10 | Resolved | 3 | 1 | 3 | 1 |
| 385-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4644004 | 2 of 3 | 2025-07-02 21:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 21:19 | Cleared | 1 | 1 | 3 | 1 |
| 385-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4716019 | 3 of 3 | 2025-07-08 00:49 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. The letter outlining the reason for the cash out is missing from the loan file. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX provided byXXXXXX-XXXXXX | XXXXXX provided is sufficient - XXXXXX |  | 2025-07-14 01:11 | Resolved | 3 | 1 | 3 | 1 |
| 386-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4635894 | 1 of 3 | 2025-07-02 18:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 18:47 | Cleared | 1 | 1 | 3 | 1 |
| 386-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4635896 | 2 of 3 | 2025-07-02 18:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-02 18:47 | Cleared | 1 | 1 | 3 | 1 |
| 386-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4654334 | 3 of 3 | 2025-07-03 17:22 | Compliance | Intent to Proceed is Missing or Incomplete | The Intent to Proceed is missing from the file. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX provided by XXXXXX along with XXXXXX - XXXXXX |  |  | 2025-07-10 18:54 | Cleared | 3 | 1 | 3 | 1 |
| 387-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4689026 | 1 of 3 | 2025-07-07 15:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-07 15:32 | Cleared | 1 | 1 | 1 | 1 |
| 387-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4707633 | 2 of 3 | 2025-07-07 20:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-07 20:58 | Cleared | 1 | 1 | 1 | 1 |
| 387-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4734961 | 3 of 3 | 2025-07-08 17:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-08 17:41 | Cleared | 1 | 1 | 1 | 1 |
| 388-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4335933 | 1 of 3 | 2025-06-04 19:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-04 19:23 | Cleared | 1 | 1 | 2 | 2 |
| 388-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4338894 | 2 of 3 | 2025-06-04 22:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-04 22:14 | Cleared | 1 | 1 | 2 | 2 |
| 388-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 4338930 | 3 of 3 | 2025-06-04 22:18 | Credit | Eligibility - Citizenship Requirements | The documented citizenship does not meet guideline requirements. The borrower is a Non Permanent Resident with status of C18. This is an ineligible status per guidelines. A Formal Exception was done to allow. <br>|  |  |  | XXXXXX factors listed as XXXXXX under XXXXXX,XXXXXX, XXXXXX or more in the sameXXXXXX, No XXXXXX past XXXXXX, XXXXXX, No consumer late payments in the XXXXXX, XXXXXX, XXXXXX than minimum required, XXXXXX has been XXXXXX | 2025-06-05 13:40 | Waived | 2 | 2 | 2 | 2 |
| 389-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 4762977 | 1 of 3 | 2025-07-10 12:44 | Credit | Eligibility - Borrower Identity | The loan file reflected potential identity issues. The ETSA waiver provided expires XXXXXX within 60 days of application date XXXXXX. A valid ESTA must be provided. <br>|  | XXXXXX Uploaded. Please see attached - 07/16/2025<br>| Valid XXXXXX provided. - XXXXXX |  | 2025-07-17 13:42 | Resolved | 3 | 1 | 3 | 1 |
| 389-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4762987 | 2 of 3 | 2025-07-10 12:44 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-10 12:44 | Cleared | 1 | 1 | 3 | 1 |
| 389-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4762988 | 3 of 3 | 2025-07-10 12:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-10 12:45 | Cleared | 1 | 1 | 3 | 1 |
| 390-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4938613 | 1 of 3 | 2025-07-24 19:15 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-24 19:15 | Cleared | 1 | 1 | 1 | 1 |
| 390-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4938619 | 2 of 3 | 2025-07-24 19:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-24 19:15 | Cleared | 1 | 1 | 1 | 1 |
| 390-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4938623 | 3 of 3 | 2025-07-24 19:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-24 19:16 | Cleared | 1 | 1 | 1 | 1 |
| 391-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4513822 | 1 of 4 | 2025-06-20 17:13 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-20 17:13 | Cleared | 1 | 1 | 3 | 1 |
| 391-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4520776 | 2 of 4 | 2025-06-21 13:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-21 13:48 | Cleared | 1 | 1 | 3 | 1 |
| #N/A |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4520777 | 3 of 4 | 2025-06-21 13:49 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. Subject XXXXXXis $XXXXXX. File does not contain proof funds came from the borrower's own funds. <br>|  | XXXXXX XXXXXX do not contain XXXXXX to be always XXXXXX. We XXXXXX XXXXXX which require XXXXXX only in case it is used as a part of XXXXXX 's XXXXXX. - XXXXXX<br> XXXXXX Uploaded. XXXXXX was backed out - XXXXXX | Received XXXXXX. - 07/02/2025<br> Received XXXXXX. Provide XXXXXX reflecting XXXXXX backed out as XXXXXX specify XXXXXX is to be verified. - XXXXXX |  | 2025-07-02 17:39 | Resolved | 3 | 1 | 3 | 1 |
| 391-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4535734 | 4 of 4 | 2025-06-23 23:49 | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Guidelines require for the Super Prime program no mortgage lates within the last 12 months prior to the note date and 0x90 mortgage lates within the last 24 months prior to the note date. Provide documentation to show the XXXXXX payments were made as agreed for XXXXXX and XXXXXX mortgages. <br>|  | XXXXXX Uploaded. XXXXXX XXXXXX date was XXXXXX, per our XXXXXX we go XXXXXX. This confirms we only need to show XXXXXX made up to XXXXXX. Which we have XXXXXXd by the XXXXXX XXXXXX. - XXXXXX | Received XXXXXX that requires XXXXXX to be current as of XXXXXX XXXXXX date. Per initial XXXXXX XXXXXX, XXXXXX XXXXXX date was XXXXXX and XXXXXXation in file shows XXXXXXs current based on this information. - XXXXXX |  | 2025-06-27 18:52 | Void | 3 |  | 3 | 1 |
| 392-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4457851 | 1 of 3 | 2025-06-16 15:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-16 15:24 | Cleared | 1 | 1 | 3 | 1 |
| 392-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4516744 | 2 of 3 | 2025-06-20 19:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-20 19:25 | Cleared | 1 | 1 | 3 | 1 |
| 392-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4516784 | 3 of 3 | 2025-06-20 19:28 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Income is being documented with 24 month business bank statements. Guidelines limit NSF/Overdrafts to 3 in the most recent 12 months. The bank statements reflect 5 from XXXXXX to XXXXXX. Missing an exception for NSF's. <br>|  | XXXXXX closed in XXXXX is outside XXXXXX. - XXXXXX | Confirmed with XXXXXX, the XXXXXX XXXXXX is the metric for XXXXXX. XXXXXX closed XXXXXX. XXXXXX from XXXXXX did not exceed maximum XXXXXX. - XXXXXX |  | 2025-06-30 14:04 | Resolved | 3 | 1 | 3 | 1 |
| 393-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4544105 | 1 of 3 | 2025-06-24 16:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-24 16:50 | Cleared | 1 | 1 | 3 | 1 |
| 393-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4544110 | 2 of 3 | 2025-06-24 16:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-30 14:42 | Cleared | 1 | 1 | 3 | 1 |
| 393-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4544524 | 3 of 3 | 2025-06-24 17:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-24 17:14 | Cleared | 1 | 1 | 3 | 1 |
| 394-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5010781 | 1 of 3 | 2025-07-31 17:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-31 17:42 | Cleared | 1 | 1 | 3 | 2 |
| 394-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5020488 | 2 of 3 | 2025-08-01 13:16 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Personal bank statements were used to qualify. There are 4 NSF transactions. The maximum allowed is 3 per guidelines. An exception is noted on the lock confirmation but no exception is in file. <br>|  | XXXXXX Uploaded. Please review uploaded XXXXXX - XXXXXX | Received XXXXXX XXXXXX to allow XXXXXX charges on XXXXXX XXXXXX XXXXXX. - XXXXXX | XXXXXX provided are XXXXXX or more in the same XXXXXX, No XXXXXX past XXXXXX, XXXXXX. | 2025-08-06 13:42 | Waived | 3 | 2 | 3 | 2 |
| 394-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5021334 | 3 of 3 | 2025-08-01 14:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-01 14:08 | Cleared | 1 | 1 | 3 | 2 |
| 395-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4986125 | 1 of 3 | 2025-07-29 20:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-29 20:02 | Cleared | 1 | 1 | 1 | 1 |
| 395-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4986133 | 2 of 3 | 2025-07-29 20:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-29 20:03 | Cleared | 1 | 1 | 1 | 1 |
| 395-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4986134 | 3 of 3 | 2025-07-29 20:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-29 20:03 | Cleared | 1 | 1 | 1 | 1 |
| 396-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | ATR Risk: Lender did not document all ATR UW Factors | Non-QM: Lender documented all ATR UW factors | 4545837 | 1 of 3 | 2025-06-24 18:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-24 18:12 | Cleared | 1 | 1 | 1 | 1 |
| 396-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | ATR Risk: Lender did not document all ATR UW Factors | Non-QM: Lender documented all ATR UW factors | 4545845 | 2 of 3 | 2025-06-24 18:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-24 18:12 | Cleared | 1 | 1 | 1 | 1 |
| 396-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | ATR Risk: Lender did not document all ATR UW Factors | Non-QM: Lender documented all ATR UW factors | 4549967 | 3 of 3 | 2025-06-24 23:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-24 23:05 | Cleared | 1 | 1 | 1 | 1 |
| 397-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4754877 | 1 of 3 | 2025-07-09 19:36 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-09 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 397-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4764637 | 2 of 3 | 2025-07-10 14:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-10 14:33 | Cleared | 1 | 1 | 1 | 1 |
| 397-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4764645 | 3 of 3 | 2025-07-10 14:33 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-10 14:33 | Cleared | 1 | 1 | 1 | 1 |
| 398-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4796348 | 1 of 5 | 2025-07-12 13:54 | Compliance | Missing Doc - Homeownership Counseling Disclosure/Missing | Homeownership Counseling Disclosure is missing. The Homeownership Counseling Disclosure is not present in the Loan Documents and I was unable to locate proof of electronic delivery. <br>|  | XXXXXX Uploaded. Please find attached - XXXXXX | XXXXXX received. - XXXXXX |  | 2025-07-16 16:22 | Resolved | 3 | 1 | 3 | 1 |
| 398-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4796355 | 2 of 5 | 2025-07-12 13:59 | Compliance | Intent to Proceed is Missing or Incomplete | The Intent to Proceed is missing from the loan documents and I was unable to locate proof of electronic delivery. <br>|  | 05/07/2025 XXXXXX received. - XXXXXX<br> XXXXXX Uploaded. Please find attached - XXXXXX | XXXXXX received. - XXXXXX<br> XXXXXX received. - XXXXXX |  | 2025-07-16 16:27 | Resolved | 3 | 1 | 3 | 1 |
| 398-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4796363 | 3 of 5 | 2025-07-12 14:04 | Compliance | Disclosure - Application Date/Missing or Incorrect | There is no evidence of an initial 1003 or any other evidence of the application date in the loan file. Unable to determine if the following were disclosed within 3 business days from the application date: Initial GFE; Initial TIL; Settlement Service Provider List; Right to Receive Copy of an Appraisal; Servicing Disclosure; ARM Loan Program Disclosure; CHARM Booklet; Settlement Cost Booklet; Homeownership Counseling Disclosure (post-2014). The Initial Loan application is missing from the loan documents. Upon receipt additional findings may be added. <br>|  | XXXXXX Uploaded. Please find attached - XXXXXX | XXXXXX received. - XXXXXX |  | 2025-07-16 16:28 | Resolved | 3 | 1 | 3 | 1 |
| 398-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4818213 | 4 of 5 | 2025-07-15 13:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-15 13:48 | Cleared | 1 | 1 | 3 | 1 |
| 398-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4829900 | 5 of 5 | 2025-07-16 00:51 | Credit | Credit Documentation - Mortgage History | The loan file did not contain sufficient mortgage payment history. Missing evidence XXXXXX and XXXXXX mortgage payments made as agreed to XXXXXX for primary residence. Guidelines require 0x30x12 months for XXXXXX program at date of loan application, which was taken in XXXXXX. <br>|  | XXXXXX Uploaded. XXXXXX shows XXXXXX XXXXXXso that confirms the XXXXXX on time with XXXXXX. - XXXXXX | Received XXXXXX - XXXXXX shows XXXXXX current and due for XXXXXX(no XXXXXX) and XXXXXX were XXXXXX, which would support XXXXXX made as agreed. - XXXXXX |  | 2025-07-16 15:35 | Resolved | 3 | 1 | 3 | 1 |
| 399-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 4528785 | 1 of 4 | 2025-06-23 16:15 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. XXXXXX check written from XXXXXX with check #XXXXXX. Name on check is XXXXXX. Gift funds were from XXXXXX in the amount of $XXXXXX. Confirmation needed that this is the gift funds. <br>|  | XXXXXX Uploaded. Please see attachedXXXXXX provided by XXXXXX along with the docs - XXXXXX | XXXXXXation provided is sufficient. - XXXXXX |  | 2025-06-26 15:20 | Resolved | 3 | 1 | 3 | 1 |
| 399-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4528984 | 2 of 4 | 2025-06-23 16:26 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-23 16:26 | Cleared | 1 | 1 | 3 | 1 |
| 399-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4528990 | 3 of 4 | 2025-06-23 16:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-23 16:26 | Cleared | 1 | 1 | 3 | 1 |
| 399-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 4530202 | 4 of 4 | 2025-06-23 17:26 | Credit | Missing Property Tax Cert | Missing property tax cert. Taxes used total XXXXXX annually. It is not clear how this amount was determined. This is slightly less than 1.5% of PP. Subject is not new construction. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX provided by xxxxxx along with xxxxxx - xxxxxx | XXXXXXation provided is sufficient. - XXXXXX |  | 2025-06-27 12:52 | Resolved | 3 | 1 | 3 | 1 |
| 400-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4693827 | 1 of 3 | 2025-07-07 18:38 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-07 18:38 | Cleared | 1 | 1 | 3 | 1 |
| 400-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4746409 | 2 of 3 | 2025-07-09 12:52 | Credit | Borrower 2 Total Years Employment Verified is Less Than 24 Months | Borrower 2 total years employment verified is less than 24 months. Unable to verify a 2 year employment history for XXXXXX. Please provide a Verification of Employment from the previous employer. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX provided by XXXXXX - XXXXXX | Received XXXXXX from XXXXXX. Note: It appears XXXXXX has a history of XXXXXX with numerous XXXXXXas the XXXXXX reflect XXXXXX sources of XXXXXX each XXXXXX. Resolving condition as XXXXXX has been hired as a regular status XXXXXX. - XXXXXX |  | 2025-07-14 14:00 | Resolved | 3 | 1 | 3 | 1 |
| 400-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4747384 | 3 of 3 | 2025-07-09 13:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-09 13:57 | Cleared | 1 | 1 | 3 | 1 |
| 401-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4629752 | 1 of 3 | 2025-07-02 14:31 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-02 14:31 | Cleared | 1 | 1 | 3 | 2 |
| 401-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4666266 | 2 of 3 | 2025-07-04 20:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-04 20:06 | Cleared | 1 | 1 | 3 | 2 |
| 401-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 4670620 | 3 of 3 | 2025-07-05 12:38 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. An exception was done per lock for subject loan. An exception form is present in file but does not identify the exception granted. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX showing the reason for XXXXXX. The XXXXXX: if XXXXXX has XXXXXX, XXXXXX is required. XXXXXX is XXXXXX by XXXXXX due to XXXXXX. - XXXXXX | Per XXXXXX-XXXXXXrequired when XXXXXX has XXXXXX. XXXXXXis marked unavailable by XXXXXX due to mandatory XXXXXX. A XXXXXX XXXXXX is in file. - XXXXXX<br> Per XXXXXX-XXXXXX required when XXXXXX has XXXXXX. XXXXXX is marked unavailable by XXXXXX due to XXXXXX. A XXXXXX XXXXXX is in file. - XXXXXX | XXXXXX factors-XXXXXX is under XXXXXX. XXXXXX XXXXXX XXXXXX. XXXXXXlower than XXXXXX program. No XXXXXX past XXXXXX, XXXXXX, and No XXXXXX in the XXXXXX. XXXXXX than minimum required. XXXXXX XXXXXX exceeds requirement XXXXXX | 2025-07-14 15:46 | Waived | 3 | 2 | 3 | 2 |
| 402-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4767341 | 1 of 3 | 2025-07-10 16:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-10 16:26 | Cleared | 1 | 1 | 1 | 1 |
| 402-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4790007 | 2 of 3 | 2025-07-11 18:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-11 18:15 | Cleared | 1 | 1 | 1 | 1 |
| 402-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4790012 | 3 of 3 | 2025-07-11 18:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-11 18:15 | Cleared | 1 | 1 | 1 | 1 |
| 403-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5184897 | 1 of 3 | 2025-08-14 21:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-14 21:02 | Cleared | 1 | 1 | 2 | 2 |
| 403-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5184917 | 2 of 3 | 2025-08-14 21:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-14 21:03 | Cleared | 1 | 1 | 2 | 2 |
| 403-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5187618 | 3 of 3 | 2025-08-15 03:55 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The current project is non warrantable due to a single entity ownership of 40%. Per guidelines, the maximum ownership percentage is 25%. A formal exception is located in the loan file. <br>|  |  |  | XXXXXX below maximum. XXXXXX s XXXXXX. XXXXXX can show extra XXXXXX s if required. | 2025-08-15 03:55 | Waived | 2 | 2 | 2 | 2 |
| 404-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4633173 | 1 of 3 | 2025-07-02 16:10 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-02 16:10 | Cleared | 1 | 1 | 3 | 1 |
| 404-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4633176 | 2 of 3 | 2025-07-02 16:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-02 16:11 | Cleared | 1 | 1 | 3 | 1 |
| 404-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4662093 | 3 of 3 | 2025-07-03 20:56 | Compliance | The Final 1003 is Missing | The final 1003 is missing. The final 1003 for XXXXXX is missing from the loan file. <br>|  | XXXXXX is a XXXXXX, XXXXXX<br> - XXXXXX | The XXXXXX has been provided. - XXXXXX<br> XXXXXX received is sufficient - XXXXXX |  | 2025-08-27 17:12 | Resolved | 3 | 1 | 3 | 1 |
| 405-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4735723 | 1 of 3 | 2025-07-08 18:11 | Compliance | 1-4 Family Rider is Missing | The file is missing the 1-4 Family Rider. Unable to locate the 1-4 Family rider <br>|  | XXXXXX is not required .XXXXXX is a XXXXXX. - XXXXXX | XXXXXX provided is sufficient. - XXXXXX |  | 2025-07-10 13:13 | Resolved | 3 | 1 | 3 | 1 |
| 405-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4736277 | 2 of 3 | 2025-07-08 18:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-08 18:35 | Cleared | 1 | 1 | 3 | 1 |
| 405-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4769137 | 3 of 3 | 2025-07-10 17:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - 07/10/2025<br>|  | 2025-07-10 17:28 | Cleared | 1 | 1 | 3 | 1 |
| 406-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4929738 | 1 of 3 | 2025-07-24 11:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-24 11:46 | Cleared | 1 | 1 | 3 | 1 |
| 406-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4934108 | 2 of 3 | 2025-07-24 15:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-24 15:37 | Cleared | 1 | 1 | 3 | 1 |
| 406-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4935259 | 3 of 3 | 2025-07-24 16:33 | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Guidelines require a 12 month mortgage history. Per loan application, borrower has owned primary residence for two years; however, only 8 months mortgage history is documented on the credit report. <br>|  | XXXXXX Uploaded. Please find theXXXXXX reflecting XXXXXX. - XXXXXX | Received XXXXXX. XXXXXX XXXXXX showed XXXXXX XXXXXX and XXXXXX showed XXXXXX and XXXXXXd through XXXXXX, no XXXXXX. - XXXXXX<br> XXXXXX meets guideline requirements. - XXXXXX |  | 2025-07-29 18:46 | Resolved | 3 | 1 | 3 | 1 |
| 407-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5063951 | 1 of 3 | 2025-08-05 18:58 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-05 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 407-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5063956 | 2 of 3 | 2025-08-05 18:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-05 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 407-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5063964 | 3 of 3 | 2025-08-05 18:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-05 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 408-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4871365 | 1 of 3 | 2025-07-18 17:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-18 17:23 | Cleared | 1 | 1 | 2 | 2 |
| 408-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4871376 | 2 of 3 | 2025-07-18 17:23 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-18 17:23 | Cleared | 1 | 1 | 2 | 2 |
| 408-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | ATR/QM: Exempt | 4888313 | 3 of 3 | 2025-07-21 15:38 | Credit | Audited Loan Amount is less than Guideline Minimum Loan Amount | Audited loan amount is less than the guideline Minimum loan amount. The minimum loan amount is $XXXXXX. A formal exception is in the loan file. <br>|  |  |  | XXXXXX XXXXXX exceeds requirement XXXXXX, XXXXXX sXXXXXX, XXXXXX,XXXXXX XXXXXX s and XXXXXX in XXXXXX. | 2025-07-21 15:41 | Waived | 2 | 2 | 2 | 2 |
| 409-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 4979965 | 1 of 3 | 2025-07-29 15:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-29 15:26 | Cleared | 1 | 1 | 3 | 2 |
| 409-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 4987315 | 2 of 3 | 2025-07-29 21:13 | XXXXXX | Property Issue - Listed for Sale Past 6 months | The subject property has been listed for sale in the past 6 months which is not allowed per guidelines. The subject property was listed for sale and just removed from the market. A formal exception in the loan file. <br>|  |  |  | XXXXXX XXXXXX XXXXXX, XXXXXX lower than XXXXXX program, No XXXXXX past XXXXXX, XXXXXX payments in the XXXXXX, XXXXXX, No XXXXXX in the XXXXXX, XXXXXX than minimum required | 2025-07-30 16:15 | Waived | 2 | 2 | 3 | 2 |
| 409-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 4995412 | 3 of 3 | 2025-07-30 16:16 | Credit | Assets - Authorization Access for Joint Account | The file does not contain authorization access for funds from joint account holder. When borrower's share in the business is less than 100% a written acknowledgment from all other owners is required to use business funds. Missing letter from XXXXXX XXXXXX - 5%,XXXXXX - 5% for business funds used in transaction. <br>|  | N/A. XXXXXX were not used for XXXXXX XXXXXX transaction. XXXXXX was receiving XXXXXX. Business XXXXXX XXXXXX were used only for XXXXXX qualification. - XXXXXX | Removed XXXXXXfrom XXXXXX per XXXXXX provided. - XXXXXX |  | 2025-08-06 13:42 | Resolved | 3 | 1 | 3 | 2 |
| 410-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5284691 | 1 of 3 | 2025-08-22 17:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-22 17:06 | Cleared | 1 | 1 | 1 | 1 |
| 410-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5287426 | 2 of 3 | 2025-08-22 19:08 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-22 19:08 | Cleared | 1 | 1 | 1 | 1 |
| 410-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5287429 | 3 of 3 | 2025-08-22 19:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-22 19:08 | Cleared | 1 | 1 | 1 | 1 |
| 411-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4688468 | 1 of 3 | 2025-07-07 15:17 | Compliance | Intent to Proceed is Missing or Incomplete | Intent to Proceed is Missing from loan file. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX provided by XXXXXX.XXXXXX is not required on the XXXXXX XXXXXXs - XXXXXX |  |  | 2025-07-11 16:19 | Resolved | 3 | 1 | 3 | 1 |
| 411-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4715454 | 2 of 3 | 2025-07-07 22:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-07 22:47 | Cleared | 1 | 1 | 3 | 1 |
| 411-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4715455 | 3 of 3 | 2025-07-07 22:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-07 22:47 | Cleared | 1 | 1 | 3 | 1 |
| 412-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4952092 | 1 of 3 | 2025-07-25 18:55 | Credit | Audited Loan Amount is less than Guideline Minimum Loan Amount | Audited loan amount is less than the guideline Minimum loan amount. Minimum loan amount is $XXXXXX. A formal exception was provided. <br>|  |  |  | The XXXXXX was approved based on XXXXXX payments in the XXXXXX; XXXXXX XXXXXX, and XXXXXX s XXXXXX. | 2025-07-28 14:01 | Waived | 2 | 2 | 2 | 2 |
| 412-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4962784 | 2 of 3 | 2025-07-28 14:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-28 14:01 | Cleared | 1 | 1 | 2 | 2 |
| 412-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4962791 | 3 of 3 | 2025-07-28 14:01 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-28 14:01 | Cleared | 1 | 1 | 2 | 2 |
| 413-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4670944 | 1 of 2 | 2025-07-05 20:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. No credit findings <br>|  |  |  |  | 2025-07-08 22:22 | Cleared | 1 | 1 | 3 | 1 |
| 413-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4721266 | 2 of 2 | 2025-07-08 13:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-08 13:45 | Cleared | 1 | 1 | 3 | 1 |
| 414-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4614033 | 1 of 3 | 2025-07-01 13:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-01 13:36 | Cleared | 1 | 1 | 3 | 1 |
| 414-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4614042 | 2 of 3 | 2025-07-01 13:37 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-01 13:37 | Cleared | 1 | 1 | 3 | 1 |
| 414-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4645001 | 3 of 3 | 2025-07-02 23:14 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. The subject transaction is a cash-out refinance. The letter outlining the reason for the cash out is missing from the loan file. <br>|  | There is XXXXXX the XXXXXX is required or it is not required. XXXXXX always have a benefit to the XXXXXX as the XXXXXX is receiving XXXXXX. We do not request a XXXXXX or the XXXXXX on any XXXXXX unless there are concerns with XXXXXX or something that prompts the XXXXXXto ask for it. This should solely be XXXXXX. So, XXXXXX XXXXXX XXXXXX isn't required. - XXXXXX | XXXXXX from XXXXXX has been received. - XXXXXX |  | 2025-07-11 16:04 | Resolved | 3 | 1 | 3 | 1 |
| 415-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5255282 | 1 of 3 | 2025-08-20 19:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-20 19:37 | Cleared | 1 | 1 | 1 | 1 |
| 415-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5257122 | 2 of 3 | 2025-08-20 21:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-20 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 415-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5257129 | 3 of 3 | 2025-08-20 21:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-20 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 416-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4768356 | 1 of 3 | 2025-07-10 17:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-10 17:01 | Cleared | 1 | 1 | 3 | 1 |
| 416-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4771758 | 2 of 3 | 2025-07-10 19:32 | Credit | State Testing - XXXXXX Cash Out Fair Market Value | The TX Affidavit of Fair Market Value of Homestead Property is missing and/or does not meet all required criteria. Acknowlegment of Fair market value, signed by both borrower and lender is missing from the loan file. <br>|  | This is not XXXXXX XXXXXX, this is regular rate term refi. XXXXXX is not receiving any XXXXXX. The XXXXXX is not applying. - XXXXXX | Finding resolved - XXXXXX |  | 2025-07-15 13:24 | Resolved | 3 | 1 | 3 | 1 |
| 416-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4771789 | 3 of 3 | 2025-07-10 19:34 | Compliance | XXXXXX F2 Notice for Home Equity Disclosure is Partially Provided | XXXXXX F2 Notice for Home Equity Disclosure is partially provided. Was not signed by nonborrowing spouse at least 12 days prior to closing. <br>|  | This is not XXXXXX XXXXXX, this is regular XXXXXX. XXXXXX is not receiving any XXXXXX. The condition below is not applying. - XXXXXX | Finding resolved - XXXXXX |  | 2025-07-15 13:24 | Resolved | 3 | 1 | 3 | 1 |
| 417-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4811960 | 1 of 3 | 2025-07-14 20:58 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-14 20:58 | Cleared | 1 | 1 | 3 | 1 |
| 417-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4819027 | 2 of 3 | 2025-07-15 14:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-15 14:36 | Cleared | 1 | 1 | 3 | 1 |
| 417-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4819109 | 3 of 3 | 2025-07-15 14:38 | Credit | Potential Occupancy/Current Address Issues identified in the file | The borrower is a Foreign National with a XXXXXX residence address; however the bank statements reflect a XXXXXX address of XXXXXX,XXXXXX. Please provide explanation of this address.  |  | XXXXXX Uploaded. XXXXXX and was qualified as XXXXXX.Please review uploaded XXXXXXreflecting XXXXXX 's current XXXXXX- XXXXXX | XXXXXX provided is sufficient. - XXXXXX |  | 2025-07-22 12:54 | Resolved | 3 | 1 | 3 | 1 |
| 418-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4670840 | 1 of 3 | 2025-07-05 17:29 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-05 17:29 | Cleared | 1 | 1 | 1 | 1 |
| 418-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4670843 | 2 of 3 | 2025-07-05 17:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-05 17:29 | Cleared | 1 | 1 | 1 | 1 |
| 418-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4735803 | 3 of 3 | 2025-07-08 18:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-08 18:16 | Cleared | 1 | 1 | 1 | 1 |
| 419-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4996813 | 1 of 3 | 2025-07-30 17:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-30 17:38 | Cleared | 1 | 1 | 1 | 1 |
| 419-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4996843 | 2 of 3 | 2025-07-30 17:39 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-30 17:39 | Cleared | 1 | 1 | 1 | 1 |
| 419-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4996858 | 3 of 3 | 2025-07-30 17:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-30 17:40 | Cleared | 1 | 1 | 1 | 1 |
| 420-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4665448 | 1 of 3 | 2025-07-04 17:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-04 17:18 | Cleared | 1 | 1 | 3 | 1 |
| 420-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4665449 | 2 of 3 | 2025-07-04 17:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-04 17:18 | Cleared | 1 | 1 | 3 | 1 |
| 420-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4687767 | 3 of 3 | 2025-07-07 14:45 | Compliance | Intent to Proceed is Missing or Incomplete | Intent to Proceed missing from loan file. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX provided by XXXXXX. XXXXXX is not required on theXXXXXX XXXXXXs - XXXXXX |  |  | 2025-07-11 16:21 | Resolved | 3 | 1 | 3 | 1 |
| 421-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 4981183 | 1 of 6 | 2025-07-29 16:15 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-29 16:15 | Cleared | 1 | 1 | 3 | 2 |
| 421-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5032925 | 2 of 6 | 2025-08-02 14:51 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd party VOE prior to close missing. File does not contain VOE for XXXXXX. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX XXXXXXs for XXXXXXs - XXXXXX | XXXXXX in file - XXXXXX<br> XXXXXX XXXXXX prior to close was provided. (Number of XXXXXX XXXXXX) - XXXXXX |  | 2025-08-08 17:21 | Resolved | 3 | 1 | 3 | 2 |
| 421-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5032926 | 3 of 6 | 2025-08-02 14:51 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. File does not contain verification of current self employment. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX s provided by XXXXXX - XXXXXX | requirements met - XXXXXX<br> XXXXXX XXXXXX prior to close was provided. - XXXXXX |  | 2025-08-08 17:21 | Resolved | 3 | 1 | 3 | 2 |
| 421-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5033055 | 4 of 6 | 2025-08-02 15:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-02 15:52 | Cleared | 1 | 1 | 3 | 2 |
| 421-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5033058 | 5 of 6 | 2025-08-02 15:54 | Credit | Income - Guideline Requirements | The income documents provided in the loan file did not meet guidelines. Secondary income for co-borrower, XXXXXX, is form a XXXXXX job and is only documented for 1 year. Guidelines require 2 years receipt. A formal exception was done to allow. <br>|  |  |  | XXXXXX is under XXXXXX, XXXXXX, XXXXXX points than minimum required | 2025-08-02 15:54 | Waived | 2 | 2 | 3 | 2 |
| 421-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5054870 | 6 of 6 | 2025-08-05 12:00 | Credit | Income - LOE Missing | The loan file did not contain a letter of explanation as required. Gap letter. B2 had more than 30 days gap in between wage employment XXXXXX Date XXXXXX; UXXXXXX Start Date XXXXXX<br>|  | XXXXXX Uploaded. Please see attached XXXXXX provided by XXXXXX - XXXXXX | XXXXXX in file, requirements met - XXXXXX |  | 2025-08-08 17:22 | Resolved | 3 | 1 | 3 | 2 |
| 422-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5138860 | 1 of 3 | 2025-08-11 22:33 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-11 22:33 | Cleared | 1 | 1 | 2 | 2 |
| 422-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5138871 | 2 of 3 | 2025-08-11 22:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-11 22:34 | Cleared | 1 | 1 | 2 | 2 |
| 422-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5149879 | 3 of 3 | 2025-08-12 18:13 | Credit | Audited LTV Exceeds Guideline LTV | Audited LTV exceeds guideline LTV. Property listed for sale prior to application requires a maximum LTV of 55%. A formal exception is in the file. <br>|  |  |  | The XXXXXX was approved based on no XXXXXX in the XXXXXX, XXXXXXof credit history, and XXXXXX s of more thanXXXXXX. The XXXXXX was XXXXXX. | 2025-08-12 18:13 | Waived | 2 | 2 | 2 | 2 |
| 423-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4817874 | 1 of 3 | 2025-07-15 13:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-15 13:30 | Cleared | 1 | 1 | 1 | 1 |
| 423-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4879537 | 2 of 3 | 2025-07-19 21:48 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-19 21:48 | Cleared | 1 | 1 | 1 | 1 |
| 423-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4879538 | 3 of 3 | 2025-07-19 21:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-19 21:48 | Cleared | 1 | 1 | 1 | 1 |
| 424-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4943181 | 1 of 3 | 2025-07-25 05:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-25 05:46 | Cleared | 1 | 1 | 1 | 1 |
| 424-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4943182 | 2 of 3 | 2025-07-25 05:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-25 05:46 | Cleared | 1 | 1 | 1 | 1 |
| 424-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4943186 | 3 of 3 | 2025-07-25 05:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-25 05:46 | Cleared | 1 | 1 | 1 | 1 |
| 425-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5152946 | 1 of 3 | 2025-08-12 21:00 | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. The Escrow Waiver is missing for the taxes and hazard insurance being waived. <br>|  | XXXXXX Uploaded. XXXXXX therefore we have XXXXXX for XXXXXX - XXXXXX | Received XXXXX. Finding resolved - XXXXXX |  | 2025-08-21 14:59 | Resolved | 3 | 1 | 3 | 2 |
| 425-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5199154 | 2 of 3 | 2025-08-15 20:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-15 20:24 | Cleared | 1 | 1 | 3 | 2 |
| 425-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5199185 | 3 of 3 | 2025-08-15 20:26 | Credit | Income 1 Income Trend is Decreasing | Income 1 income trend is decreasing. Borrower's documented income is declining. A letter of explanation was provided detailing that income is seasonal. A formal exception was done to allow. <br>|  |  |  | Several XXXXXX sources and XXXXXX, XXXXXX, XXXXXX XXXXXX XXXXXX XXXXXX,XXXXXX or more in the XXXXXX, No XXXXXX past XXXXXX, XXXXXX payments in the XXXXXX, XXXXXX, XXXXXX in the XXXXXX, XXXXXX maximum, XXXXXX than minimum required | 2025-08-16 00:30 | Waived | 2 | 2 | 3 | 2 |
| 426-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4972113 | 1 of 3 | 2025-07-28 20:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-28 20:56 | Cleared | 1 | 1 | 1 | 1 |
| 426-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4972117 | 2 of 3 | 2025-07-28 20:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-28 20:56 | Cleared | 1 | 1 | 1 | 1 |
| 426-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4972133 | 3 of 3 | 2025-07-28 20:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-28 20:56 | Cleared | 1 | 1 | 1 | 1 |
| 427-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4943536 | 1 of 3 | 2025-07-25 08:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-25 08:24 | Cleared | 1 | 1 | 1 | 1 |
| 427-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4943539 | 2 of 3 | 2025-07-25 08:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-25 08:25 | Cleared | 1 | 1 | 1 | 1 |
| 427-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4943540 | 3 of 3 | 2025-07-25 08:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-25 08:25 | Cleared | 1 | 1 | 1 | 1 |
| 428-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5042717 | 1 of 3 | 2025-08-04 15:59 | Credit | Loan Package - 2nd Mortgage Note Missing | Loan file does not include subordinate lien documentation. Please provide a copy of the Note for the first lien. <br>|  | XXXXXX Uploaded. XXXXXX containing the terms of the XXXXXX are used XXXXXX. - XXXXXX | XXXXXX is sufficient - XXXXXX |  | 2025-08-10 01:32 | Resolved | 3 | 1 | 3 | 1 |
| 428-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5042724 | 2 of 3 | 2025-08-04 16:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-04 16:00 | Cleared | 1 | 1 | 3 | 1 |
| 428-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5042763 | 3 of 3 | 2025-08-04 16:00 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-04 16:00 | Cleared | 1 | 1 | 3 | 1 |
| 429-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4865230 | 1 of 3 | 2025-07-18 13:06 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-18 13:06 | Cleared | 1 | 1 | 3 | 1 |
| 429-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4875850 | 2 of 3 | 2025-07-18 21:18 | Credit | Potential Occupancy/Current Address Issues identified in the file | XXXXXX statements show an address of XXXXXX. Need a letter of explanation regarding the ownership of this property. One statement does show a non-borrower with B2 but that does not explain if the borrowers have any ownership in the XXXXXX property.  |  | XXXXXX Uploaded. XXXXXX shows no XXXXXX for that XXXXXX so we don't need an XXXXXX. Additionally, we do not ask for XXXXXX. - XXXXXX | XXXXXX provided is sufficient. - XXXXXX |  | 2025-07-24 13:44 | Resolved | 3 | 1 | 3 | 1 |
| 429-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4875872 | 3 of 3 | 2025-07-18 21:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-18 21:21 | Cleared | 1 | 1 | 3 | 1 |
| 430-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5062994 | 1 of 3 | 2025-08-05 18:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-05 18:17 | Cleared | 1 | 1 | 2 | 2 |
| 430-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5063008 | 2 of 3 | 2025-08-05 18:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-05 18:18 | Cleared | 1 | 1 | 2 | 2 |
| 430-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5063138 | 3 of 3 | 2025-08-05 18:25 | Credit | Program Parameters - Currently Listed for Sale | The property is currently listed for sale or was sold. Property was listed for sale before and after the application date, listed for sale starting XXXXXX and the last price update was on XXXXXX, notes in file state the listing has been removed prior to XXXXXX. Exception approval in the file. <br>|  |  |  | XXXXXX factors listed as No XXXXXX XXXXXX, XXXXXX payments in the XXXXXX, and XXXXXX in the XXXXXX. | 2025-08-05 21:44 | Waived | 2 | 2 | 2 | 2 |
| 431-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4959342 | 1 of 5 | 2025-07-27 18:48 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-27 18:48 | Cleared | 1 | 1 | 4 | 1 |
| 431-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4959343 | 2 of 5 | 2025-07-27 18:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-27 18:48 | Cleared | 1 | 1 | 4 | 1 |
| 431-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4969216 | 3 of 5 | 2025-07-28 18:24 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing the payment letter from new loan #XXXXXX for XXXXXX to verify PITIA. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX for XXXXXX XXXXXX- XXXXXX | XXXXXX provided verified the XXXXXX used in the transaction for XXXXXX. - XXXXXX |  | 2025-08-06 12:57 | Resolved | 3 | 1 | 4 | 1 |
| 431-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4969302 | 4 of 5 | 2025-07-28 18:27 | Credit | Income - Income Documentation Missing | The loan file did not contain the required income documentation. Verification borrower is 25% or more ownership of the business required. Standard 3rd party verification of business requirements applies. Missing 3rd party verification of borrower's ownership percentage. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX and XXXXXX - XXXXXX | XXXXXX verifies XXXXXX. - XXXXXX |  | 2025-08-06 13:06 | Resolved | 3 | 1 | 4 | 1 |
| 431-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4969317 | 5 of 5 | 2025-07-28 18:28 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. Guaranty agreement is missing executed notary page. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX - XXXXXX | Complete XXXXXX provided. - XXXXXX |  | 2025-08-06 13:11 | Resolved | 4 | 1 | 4 | 1 |
| 432-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5078539 | 1 of 3 | 2025-08-06 17:33 | Credit | Potential Occupancy/Current Address Issues identified in the file | 1) XXXXXX shows as mailing address This is the business address but also shows as customer's primary residence on some of the documents. Please provide a letter of explanation as the property shows to be residential.<br> 2) Application lists primary residence XXXXXX as an investment property. Other documents indicate this is primary home. Please provide a letter of explanation as to whether this is their primary home or an additional investment property.  |  | XXXXXX Uploaded. 2)XXXXXX updatedXXXXXX to be reflected as a XXXXXX and not an XXXXXX XXXXXX . <br>1)The XXXXXX is held in the XXXXXX as the owner of the XXXXXX , which makes sense for a XXXXXX XXXXXX . The XXXXXX in question XXXXXX XXXXXX is on a XXXXXX XXXXXX is a XXXXXX, which would also make sense to have a XXXXXX reflected as the XXXXXX. They wouldn't be able to use their XXXXXX as the XXXXXX for a XXXXXX. - XXXXXX | XXXXXX provided is sufficient. - XXXXXX |  | 2025-08-26 13:21 | Resolved | 3 | 1 | 3 | 1 |
| 432-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5078582 | 2 of 3 | 2025-08-06 17:35 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-06 17:35 | Cleared | 1 | 1 | 3 | 1 |
| 432-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5080068 | 3 of 3 | 2025-08-06 18:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-06 18:45 | Cleared | 1 | 1 | 3 | 1 |
| 433-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4959420 | 1 of 5 | 2025-07-27 19:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-27 19:49 | Cleared | 1 | 1 | 3 | 1 |
| 433-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4959422 | 2 of 5 | 2025-07-27 19:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-27 19:50 | Cleared | 1 | 1 | 3 | 1 |
| 433-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4970816 | 3 of 5 | 2025-07-28 19:46 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing the payment letter from new loan #XXXXXX for XXXXXX to verify PITIA. <br>|  | XXXXXX Uploaded. XXXXXX was already on file - XXXXXX | XXXXXX for XXXXXX verified XXXXX used. - XXXXXX |  | 2025-08-06 13:38 | Resolved | 3 | 1 | 3 | 1 |
| 433-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4970825 | 4 of 5 | 2025-07-28 19:46 | Credit | Income - Income Documentation Missing | The loan file did not contain the required income documentation. Missing verification borrower is 25% or more ownership of the business required. Standard 3rd party verification of business requirements applies. <br>|  | XXXXXX Uploaded. XXXXXX here for the XXXXXX we are using XXXXXX. - XXXXXX | Unable to Resolve-XXXXXX - XXXXXX<br> Unable to Resolve-XXXXXX verifies XXXXXX - XXXXXX |  | 2025-08-06 13:29 | Resolved | 3 | 1 | 3 | 1 |
| 433-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4970838 | 5 of 5 | 2025-07-28 19:47 | Credit | Purchase Contract is Missing | Missing pages 2-17 of the Purchase Contract for the subject property. <br>|  | XXXXXX Uploaded. - XXXXXX | XXXXXX provided. - XXXXXX |  | 2025-08-06 13:34 | Resolved | 3 | 1 | 3 | 1 |
| 434-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5196492 | 1 of 3 | 2025-08-15 17:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-15 17:55 | Cleared | 1 | 1 | 1 | 1 |
| 434-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5196495 | 2 of 3 | 2025-08-15 17:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-15 17:56 | Cleared | 1 | 1 | 1 | 1 |
| 434-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5196511 | 3 of 3 | 2025-08-15 17:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-15 17:56 | Cleared | 1 | 1 | 1 | 1 |
| 435-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5072434 | 1 of 3 | 2025-08-06 13:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-06 13:22 | Cleared | 1 | 1 | 1 | 1 |
| 435-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5114837 | 2 of 3 | 2025-08-08 18:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-08 18:03 | Cleared | 1 | 1 | 1 | 1 |
| 435-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5154339 | 3 of 3 | 2025-08-12 23:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-12 23:13 | Cleared | 1 | 1 | 1 | 1 |
| 436-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5004211 | 1 of 3 | 2025-07-31 11:17 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-31 11:17 | Cleared | 1 | 1 | 1 | 1 |
| 436-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5024747 | 2 of 3 | 2025-08-01 15:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-01 15:52 | Cleared | 1 | 1 | 1 | 1 |
| 436-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5024749 | 3 of 3 | 2025-08-01 15:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-01 15:52 | Cleared | 1 | 1 | 1 | 1 |
| 437-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5033639 | 1 of 3 | 2025-08-02 21:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-02 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 437-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5033640 | 2 of 3 | 2025-08-02 21:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-02 21:25 | Cleared | 1 | 1 | 1 | 1 |
| 437-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5033641 | 3 of 3 | 2025-08-02 21:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-02 21:25 | Cleared | 1 | 1 | 1 | 1 |
| 438-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5014279 | 1 of 3 | 2025-07-31 20:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-31 20:25 | Cleared | 1 | 1 | 2 | 2 |
| 438-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5031105 | 2 of 3 | 2025-08-01 22:07 | Credit | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Borrower 1 total years employment verified is less than 24 months. Exception was given as guidelines state a person who has a shorter history of business existence/ownership, from 12 to 24 months, may be considered, as long as the borrower's previous employment is verified to be in a field that provides the same products or services as the current business or in an occupation in which they had similar responsibilities to those undertaken in connection with the current business. Documentation within file to support this exception. <br>|  |  |  | The XXXXXX was approved due to low LTV. | 2025-08-01 22:47 | Waived | 2 | 2 | 2 | 2 |
| 438-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5031786 | 3 of 3 | 2025-08-01 23:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-01 23:18 | Cleared | 1 | 1 | 2 | 2 |
| 439-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4778900 | 1 of 3 | 2025-07-11 12:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-11 12:44 | Cleared | 1 | 1 | 1 | 1 |
| 439-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4823699 | 2 of 3 | 2025-07-15 17:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-15 17:14 | Cleared | 1 | 1 | 1 | 1 |
| 439-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4823721 | 3 of 3 | 2025-07-15 17:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-15 17:15 | Cleared | 1 | 1 | 1 | 1 |
| 440-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5005847 | 1 of 3 | 2025-07-31 13:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-31 13:43 | Cleared | 1 | 1 | 2 | 2 |
| 440-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5046855 | 2 of 3 | 2025-08-04 19:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-04 19:06 | Cleared | 1 | 1 | 2 | 2 |
| 440-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5046900 | 3 of 3 | 2025-08-04 19:08 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Income is being documented with 12 month business bank statements. Statements reflect 15 NSF/Overdraft transaction. Per guidelines the maximum allowed are 3 NSF/Overdraft transactions. A formal exception was done to allow. <br>|  |  |  | Compensating XXXXXX XXXXXX, XXXXXX, No XXXXXX in the XXXXXX, XXXXXX s XXXXXX | 2025-08-05 22:00 | Waived | 2 | 2 | 2 | 2 |
| 441-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4878257 | 1 of 3 | 2025-07-19 10:38 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-28 17:58 | Cleared | 1 | 1 | 1 | 1 |
| 441-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4958939 | 2 of 3 | 2025-07-27 13:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-27 13:42 | Cleared | 1 | 1 | 1 | 1 |
| 441-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4958940 | 3 of 3 | 2025-07-27 13:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-27 13:42 | Cleared | 1 | 1 | 1 | 1 |
| 442-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5054713 | 1 of 3 | 2025-08-05 11:42 | Compliance | The Final 1003 is Missing | The final 1003 is missing. <br>|  | Received additional copy of the initial XXXXXX XXXXXX. Finding is for XXXXXX XXXXXX XXXXXX. - XXXXXX<br>XXXXXX Uploaded. Please see attached XXXXXX along with XXXXXX XXXXXX . XXXXXX is not required to sign this section at closing. - XXXXXX<br> XXXXXX Uploaded. Please see attached XXXXXX-XXXXXX. <br> XXXXXX Uploaded. Please see attached XXXXXX-XXXXXX<br> XXXXXX Uploaded. Please see attached Final XXXXXX-XXXXXX. | Received final XXXXXX - XXXXXX<br> Did not received XXXXXX - XXXXXX<br> Received duplicate XXXXXX XXXXXX signed by XXXXXX XXXXXX. Please provide XXXXXX. - XXXXXX |  | 2025-08-20 13:25 | Resolved | 3 | 1 | 3 | 1 |
| 442-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5058150 | 2 of 3 | 2025-08-05 15:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-05 15:11 | Cleared | 1 | 1 | 3 | 1 |
| 442-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5058154 | 3 of 3 | 2025-08-05 15:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-05 15:11 | Cleared | 1 | 1 | 3 | 1 |
| 443-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4994257 | 1 of 3 | 2025-07-30 15:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-30 15:23 | Cleared | 1 | 1 | 2 | 2 |
| 443-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5004732 | 2 of 3 | 2025-07-31 12:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-31 12:20 | Cleared | 1 | 1 | 2 | 2 |
| 443-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5004768 | 3 of 3 | 2025-07-31 12:22 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Income is being documented with 12 month bank statements. The statements reflect 18 NSF/Overdraft transactions in 12 months. Guidelines allow only 3 NSF/Overdrafts per 12 months. A formal exception was done to allow. <br>|  |  |  | XXXXXX is underXXXXXX, XXXXXX XXXXX XXXXXXX, XXXXXX lower than XXXXXX program, No XXXXXX past XXXXXX, XXXXXX payments in the XXXXXX, XXXXXX,XXXXXX than minimum required | 2025-07-31 12:52 | Waived | 2 | 2 | 2 | 2 |
| 444-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4976300 | 1 of 3 | 2025-07-29 12:15 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-29 12:15 | Cleared | 1 | 1 | 1 | 1 |
| 444-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5040709 | 2 of 3 | 2025-08-04 15:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-04 15:12 | Cleared | 1 | 1 | 1 | 1 |
| 444-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5048143 | 3 of 3 | 2025-08-04 19:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-04 19:55 | Cleared | 1 | 1 | 1 | 1 |
| 445-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5205818 | 1 of 3 | 2025-08-17 20:17 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-17 20:17 | Cleared | 1 | 1 | 1 | 1 |
| 445-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5205819 | 2 of 3 | 2025-08-17 20:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-17 20:17 | Cleared | 1 | 1 | 1 | 1 |
| 445-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5205822 | 3 of 3 | 2025-08-17 20:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-17 20:19 | Cleared | 1 | 1 | 1 | 1 |
| 446-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4956071 | 1 of 3 | 2025-07-26 03:01 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-26 03:01 | Cleared | 1 | 1 | 1 | 1 |
| 446-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4956072 | 2 of 3 | 2025-07-26 03:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-26 03:02 | Cleared | 1 | 1 | 1 | 1 |
| 446-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4956076 | 3 of 3 | 2025-07-26 03:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-26 03:02 | Cleared | 1 | 1 | 1 | 1 |
| 447-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5039220 | 1 of 3 | 2025-08-04 14:03 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-04 14:03 | Cleared | 1 | 1 | 1 | 1 |
| 447-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5100596 | 2 of 3 | 2025-08-07 20:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-07 20:13 | Cleared | 1 | 1 | 1 | 1 |
| 447-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5100633 | 3 of 3 | 2025-08-07 20:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-07 20:13 | Cleared | 1 | 1 | 1 | 1 |
| 448-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5002515 | 1 of 4 | 2025-07-31 00:33 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-31 22:19 | Cleared | 1 | 1 | 1 | 1 |
| 448-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5002523 | 2 of 4 | 2025-07-31 00:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-31 00:33 | Cleared | 1 | 1 | 1 | 1 |
| 448-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5011818 | 3 of 4 | 2025-07-31 18:27 | Compliance | PUD Rider is Missing | PUD Rider is missing. <br>|  | This is XXXXXX, but the XXXXXX where the XXXXXX is located collects an XXXXXX that they call the XXXXXX, and it includes some XXXXXX. <br> the XXXXXX was entered asXXXXXX. So, this is not a XXXXXX. - XXXXXX | The XXXXXX or is not applicable (XXXXXX Type is XXXXXX - XXXXXX<br> XXXXXX provided is sufficient. - XXXXXX |  | 2025-08-06 14:15 | Resolved | 1 | 1 | 1 | 1 |
| 448-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5014834 | 4 of 4 | 2025-07-31 20:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-31 20:55 | Cleared | 1 | 1 | 1 | 1 |
| 449-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5220773 | 1 of 3 | 2025-08-18 21:33 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-18 21:33 | Cleared | 1 | 1 | 1 | 1 |
| 449-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5220777 | 2 of 3 | 2025-08-18 21:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-18 21:33 | Cleared | 1 | 1 | 1 | 1 |
| 449-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5228288 | 3 of 3 | 2025-08-19 15:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-19 15:11 | Cleared | 1 | 1 | 1 | 1 |
| 450-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5004410 | 1 of 3 | 2025-07-31 11:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-31 11:44 | Cleared | 1 | 1 | 1 | 1 |
| 450-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5011155 | 2 of 3 | 2025-07-31 17:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-31 17:55 | Cleared | 1 | 1 | 1 | 1 |
| 450-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5011160 | 3 of 3 | 2025-07-31 17:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-31 17:55 | Cleared | 1 | 1 | 1 | 1 |
| 451-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 5164654 | 1 of 3 | 2025-08-13 17:27 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-13 17:27 | Cleared | 1 | 1 | 1 | 1 |
| 451-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 5218210 | 2 of 3 | 2025-08-18 19:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-18 19:14 | Cleared | 1 | 1 | 1 | 1 |
| 451-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 5227085 | 3 of 3 | 2025-08-19 14:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-19 14:22 | Cleared | 1 | 1 | 1 | 1 |
| 452-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4996143 | 1 of 3 | 2025-07-30 17:08 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-30 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 452-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5027928 | 2 of 3 | 2025-08-01 18:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-01 18:50 | Cleared | 1 | 1 | 1 | 1 |
| 452-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5027956 | 3 of 3 | 2025-08-01 18:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-01 18:52 | Cleared | 1 | 1 | 1 | 1 |
| 453-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5247051 | 1 of 3 | 2025-08-20 14:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-20 14:05 | Cleared | 1 | 1 | 1 | 1 |
| 453-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5262003 | 2 of 3 | 2025-08-21 12:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-21 12:11 | Cleared | 1 | 1 | 1 | 1 |
| 453-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5262004 | 3 of 3 | 2025-08-21 12:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-21 12:11 | Cleared | 1 | 1 | 1 | 1 |
| 454-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5132160 | 1 of 3 | 2025-08-11 16:00 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Need clarification on investment property monthly fees. <br>|  | XXXXXX Uploaded. Per theXXXXXX "a XXXXXX was received to show the XXXXXX is not XXXXXX. Then we are not hitting for XXXXXX as this is XXXXXX on the XXXXXX that our XXXXXX is not obligated on." Please, see the attached XXXXXX to support this.<br> - XXXXXX | XXXXXX provided to show that XXXXXX is not XXXXXX the XXXXXX. - XXXXXX |  | 2025-08-18 14:17 | Resolved | 3 | 1 | 3 | 1 |
| 454-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5139139 | 2 of 3 | 2025-08-11 23:08 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-11 23:08 | Cleared | 1 | 1 | 3 | 1 |
| 454-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5163920 | 3 of 3 | 2025-08-13 16:48 | XXXXXX | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. CU score exceeds XXXXXX. A 3rd party valuation product is required. <br>|  | XXXXXX Uploaded. Please see attached XXXXXX over XXXXXX - XXXXXX | XXXXXX has been received - XXXXXX |  | 2025-08-18 13:37 | Resolved | 3 | 1 | 3 | 1 |
| 455-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5174930 | 1 of 3 | 2025-08-14 13:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-14 13:11 | Cleared | 1 | 1 | 1 | 1 |
| 455-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5210522 | 2 of 3 | 2025-08-18 14:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-18 14:20 | Cleared | 1 | 1 | 1 | 1 |
| 455-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5210524 | 3 of 3 | 2025-08-18 14:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-18 14:20 | Cleared | 1 | 1 | 1 | 1 |
| 456-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5004828 | 1 of 3 | 2025-07-31 12:27 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-31 12:27 | Cleared | 1 | 1 | 1 | 1 |
| 456-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5028079 | 2 of 3 | 2025-08-01 18:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-01 18:57 | Cleared | 1 | 1 | 1 | 1 |
| 456-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5028083 | 3 of 3 | 2025-08-01 18:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-01 21:29 | Cleared | 1 | 1 | 1 | 1 |
| 457-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5036812 | 1 of 3 | 2025-08-04 10:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-04 10:44 | Cleared | 1 | 1 | 3 | 1 |
| 457-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5106346 | 2 of 3 | 2025-08-08 10:00 | Credit | Tax amount not verified. | The tax record information sheet and tax certification does not verify Miscellaneous Tax in the amount of $XXXXXX. ($XXXXXX monthly) included in the transaction. Missing documentation to support $XXXXXX/ yr.  |  | XXXXXX Uploaded. Please review uploaded revised XXXXXX. XXXXXX were updated based amount disclosed on XXXXXX per XXXXXX - XXXXXX | Updated XXXXXX details XXXXXX per month. Used XXXXXX for XXXXXX. - XXXXXX |  | 2025-08-12 12:08 | Resolved | 3 | 1 | 3 | 1 |
| 457-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5106426 | 3 of 3 | 2025-08-08 10:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-08 10:19 | Cleared | 1 | 1 | 3 | 1 |
| 458-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5202791 | 1 of 3 | 2025-08-16 13:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-16 13:53 | Cleared | 1 | 1 | 1 | 1 |
| 458-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5202792 | 2 of 3 | 2025-08-16 13:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-16 13:53 | Cleared | 1 | 1 | 1 | 1 |
| 458-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5202793 | 3 of 3 | 2025-08-16 13:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-16 13:54 | Cleared | 1 | 1 | 1 | 1 |
| 459-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5219656 | 1 of 3 | 2025-08-18 20:20 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-18 20:20 | Cleared | 1 | 1 | 1 | 1 |
| 459-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5219661 | 2 of 3 | 2025-08-18 20:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-18 20:21 | Cleared | 1 | 1 | 1 | 1 |
| 459-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5219666 | 3 of 3 | 2025-08-18 20:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-18 20:21 | Cleared | 1 | 1 | 1 | 1 |
| 460-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5026212 | 1 of 3 | 2025-08-01 17:15 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-01 17:15 | Cleared | 1 | 1 | 3 | 1 |
| 460-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5065039 | 2 of 3 | 2025-08-05 19:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-05 19:46 | Cleared | 1 | 1 | 3 | 1 |
| 460-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender XXXXXXed all ATR UW factors | Non-QM: Lender XXXXXXed all ATR UW factors | 5067068 | 3 of 3 | 2025-08-05 21:23 | XXXXXX | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. AVM provided has a low confidence score of XXXXXX%, CU risk score is unacceptable at XXXXXX. Please provide a valid 3rd party valuation review. <br>|  | XXXXXX Uploaded. XXXXXX has XXXXXX - XXXXXX |  |  | 2025-08-07 16:30 | Resolved | 3 | 1 | 3 | 1 |
| 461-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5009347 | 1 of 3 | 2025-07-31 16:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-31 16:20 | Cleared | 1 | 1 | 1 | 1 |
| 461-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5014881 | 2 of 3 | 2025-07-31 20:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-31 20:57 | Cleared | 1 | 1 | 1 | 1 |
| 461-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5014882 | 3 of 3 | 2025-07-31 20:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-31 20:57 | Cleared | 1 | 1 | 1 | 1 |
| 462-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5176947 | 1 of 3 | 2025-08-14 14:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-14 14:54 | Cleared | 1 | 1 | 1 | 1 |
| 462-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5206221 | 2 of 3 | 2025-08-18 01:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-18 01:37 | Cleared | 1 | 1 | 1 | 1 |
| 462-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5206222 | 3 of 3 | 2025-08-18 01:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-18 01:38 | Cleared | 1 | 1 | 1 | 1 |
| 463-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5028179 | 1 of 3 | 2025-08-01 19:02 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-01 19:02 | Cleared | 1 | 1 | 1 | 1 |
| 463-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5125015 | 2 of 3 | 2025-08-10 18:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-10 18:24 | Cleared | 1 | 1 | 1 | 1 |
| 463-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5134331 | 3 of 3 | 2025-08-11 17:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-11 17:50 | Cleared | 1 | 1 | 1 | 1 |
| 464-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4901020 | 1 of 5 | 2025-07-22 13:27 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. DSCR loan-N/A <br>|  |  |  |  | 2025-07-22 17:22 | Cleared | 1 | 1 | 4 | 1 |
| 464-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4904224 | 2 of 5 | 2025-07-22 15:36 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing <br>|  | N/A.file was recently closed XXXXXX-XXXXXX | Received XXXXXX. XXXXXX do not specify the XXXXXX in which theXXXXXX XXXXXX XXXXXX needs to be re-run prior to the XXXXXX. Based on XXXXXX standards, XXXXXX XXXXXX is to be no older than XXXXXX and this XXXXXX XXXXXX is XXXXXX.-XXXXXX |  | 2025-07-24 15:53 | Resolved | 4 | 1 | 4 | 1 |
| 464-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4905284 | 3 of 5 | 2025-07-22 16:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-22 16:24 | Cleared | 1 | 1 | 4 | 1 |
| 464-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4905643 | 4 of 5 | 2025-07-22 16:38 | Credit | Loan Package - 2nd Mortgage Note Missing | Loan file does not include subordinate lien documentation. <br>|  | XXXXXX Uploaded. Please review uploaded XXXXXX - XXXXXX<br> XXXXXX Uploaded. This is not a XXXXXX. Please seeXXXXXX XXXXXX reflecting it's a XXXXXX. - XXXXXX | Received XXXXXX which included XXXXXX which supported XXXXXX that was used in theXXXXXX. - XXXXXX<br> Received XXXXXX. Please provide the XXXXXX of the XXXXXX on the XXXXXX XXXXXX that is in the amount of XXXXXX. - XXXXXX |  | 2025-07-28 16:48 | Resolved | 3 | 1 | 4 | 1 |
| 464-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4906582 | 5 of 5 | 2025-07-22 17:22 | Credit | Fraud Report - Fraud Alerts | The credit report in the loan file verified a fraud alert that was not sufficiently addressed. Clear all Medium Risk results on XXXXXX, Summary of Findings section. <br>|  | XXXXXX Uploaded. Please review uploadedXXXXXX- XXXXXX | Received XXXXXX which reflects all XXXXXX. - XXXXXX |  | 2025-07-24 15:38 | Resolved | 3 | 1 | 4 | 1 |
| 465-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5179987 | 1 of 3 | 2025-08-14 17:12 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-14 17:12 | Cleared | 1 | 1 | 1 | 1 |
| 465-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5201131 | 2 of 3 | 2025-08-16 01:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-16 01:25 | Cleared | 1 | 1 | 1 | 1 |
| 465-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5201132 | 3 of 3 | 2025-08-16 01:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-16 01:25 | Cleared | 1 | 1 | 1 | 1 |
| 466-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5329634 | 1 of 3 | 2025-08-27 11:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-27 11:38 | Cleared | 1 | 1 | 1 | 1 |
| 466-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5329638 | 2 of 3 | 2025-08-27 11:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-27 11:38 | Cleared | 1 | 1 | 1 | 1 |
| 466-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5333947 | 3 of 3 | 2025-08-27 15:35 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-27 15:35 | Cleared | 1 | 1 | 1 | 1 |
| 467-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5250214 | 1 of 3 | 2025-08-20 15:45 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-20 15:45 | Cleared | 1 | 1 | 1 | 1 |
| 467-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5267113 | 2 of 3 | 2025-08-21 15:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-21 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 467-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5267136 | 3 of 3 | 2025-08-21 15:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-21 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 468-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5253585 | 1 of 3 | 2025-08-20 18:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-20 18:26 | Cleared | 1 | 1 | 1 | 1 |
| 468-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5274873 | 2 of 3 | 2025-08-21 23:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-21 23:17 | Cleared | 1 | 1 | 1 | 1 |
| 468-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5274884 | 3 of 3 | 2025-08-21 23:17 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-21 23:17 | Cleared | 1 | 1 | 1 | 1 |
| 469-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5173939 | 1 of 3 | 2025-08-14 11:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-14 11:54 | Cleared | 1 | 1 | 1 | 1 |
| 469-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5185555 | 2 of 3 | 2025-08-14 21:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-14 21:42 | Cleared | 1 | 1 | 1 | 1 |
| 469-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5185558 | 3 of 3 | 2025-08-14 21:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-14 21:43 | Cleared | 1 | 1 | 1 | 1 |
| 470-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5293228 | 1 of 3 | 2025-08-23 18:44 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-23 18:44 | Cleared | 1 | 1 | 1 | 1 |
| 470-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5293232 | 2 of 3 | 2025-08-23 18:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-26 00:24 | Cleared | 1 | 1 | 1 | 1 |
| 470-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5311192 | 3 of 3 | 2025-08-25 23:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-25 23:54 | Cleared | 1 | 1 | 1 | 1 |
| 471-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5330282 | 1 of 3 | 2025-08-27 12:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-27 12:47 | Cleared | 1 | 1 | 1 | 1 |
| 471-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5330283 | 2 of 3 | 2025-08-27 12:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-27 12:47 | Cleared | 1 | 1 | 1 | 1 |
| 471-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5330285 | 3 of 3 | 2025-08-27 12:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-27 12:47 | Cleared | 1 | 1 | 1 | 1 |
| 472-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5332255 | 1 of 3 | 2025-08-27 14:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-27 14:36 | Cleared | 1 | 1 | 1 | 1 |
| 472-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5332258 | 2 of 3 | 2025-08-27 14:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-27 14:36 | Cleared | 1 | 1 | 1 | 1 |
| 472-2025-NQM4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5332853 | 3 of 3 | 2025-08-27 15:02 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-27 15:02 | Cleared | 1 | 1 | 1 | 1 |

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