# EDGAR Filing Document

**Accession Number:** 0001868903
**File Stem:** 0001951757-25-001377
**Filing Date:** 2025-11
**Character Count:** 11801
**Document Hash:** c6e0243c0339564a647a5ad5b6069cf5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-001377.hdr.sgml**: 20251112

**ACCESSION NUMBER**: 0001951757-25-001377

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251112

**DATE AS OF CHANGE**: 20251112

**EFFECTIVENESS DATE**: 20251112

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** C2C Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0001868903

**ORGANIZATION NAME:**
- **EIN:** 814116474
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22314
- **FILM NUMBER:** 251469388

**BUSINESS ADDRESS:**
- **STREET 1:** 32531 N SCOTTSDALE RD
- **STREET 2:** STE 105-121
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85266
- **BUSINESS PHONE:** (480) 287-2130

**MAIL ADDRESS:**
- **STREET 1:** 32531 N SCOTTSDALE RD
- **STREET 2:** STE 105-121
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85266

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** C2C Wealth Management LLC<br>**Address:** 32531 N SCOTTSDALE RD<br>STE 105-121<br>SCOTTSDALE, AZ 85266

**Form 13F File Number:** 028-22314

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kevin Groman<br>**Title:** Chief Compliance Officer<br>**Phone:** 480-287-2130

**Signature, Place, and Date of Signing:**

Kevin Groman  Scottsdale, AZ  11-12-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 84

**Form 13F Information Table Value Total:** $116495356

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 668644 | 1330 | SH |  | SOLE |  | 0 | 0 | 1330 |
| BIO RAD LABS INC | CL A | 090572207 |  | 480869 | 1715 | SH |  | SOLE |  | 0 | 0 | 1715 |
| META PLATFORMS INC | CL A | 30303M102 |  | 623489 | 849 | SH |  | SOLE |  | 0 | 0 | 849 |
| VISA INC | COM CL A | 92826C839 |  | 437649 | 1282 | SH |  | SOLE |  | 0 | 0 | 1282 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2340336 | 23345 | SH |  | SOLE |  | 0 | 0 | 23345 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 1638922 | 12580 | SH |  | SOLE |  | 0 | 0 | 12580 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1111082 | 16855 | SH |  | SOLE |  | 0 | 0 | 16855 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 3316100 | 50814 | SH |  | SOLE |  | 0 | 0 | 50814 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 1812707 | 13974 | SH |  | SOLE |  | 0 | 0 | 13974 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 1867458 | 19475 | SH |  | SOLE |  | 0 | 0 | 19475 |
| ISHARES TR | CORE S ETF | 464287200 |  | 8564517 | 12796 | SH |  | SOLE |  | 0 | 0 | 12796 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 5413001 | 22371 | SH |  | SOLE |  | 0 | 0 | 22371 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 967098 | 10165 | SH |  | SOLE |  | 0 | 0 | 10165 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2760335 | 46067 | SH |  | SOLE |  | 0 | 0 | 46067 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1805494 | 33324 | SH |  | SOLE |  | 0 | 0 | 33324 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1298644 | 24107 | SH |  | SOLE |  | 0 | 0 | 24107 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 6394970 | 22688 | SH |  | SOLE |  | 0 | 0 | 22688 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 1498469 | 6253 | SH |  | SOLE |  | 0 | 0 | 6253 |
| APPLE INC | COM | 037833100 |  | 9927101 | 38986 | SH |  | SOLE |  | 0 | 0 | 38986 |
| BOEING CO | COM | 097023105 |  | 453243 | 2100 | SH |  | SOLE |  | 0 | 0 | 2100 |
| CISCO SYS INC | COM | 17275R102 |  | 360505 | 5269 | SH |  | SOLE |  | 0 | 0 | 5269 |
| DISNEY WALT CO | COM | 254687106 |  | 278464 | 2432 | SH |  | SOLE |  | 0 | 0 | 2432 |
| HOME DEPOT INC | COM | 437076102 |  | 346437 | 855 | SH |  | SOLE |  | 0 | 0 | 855 |
| MICROSOFT CORP | COM | 594918104 |  | 8384194 | 16187 | SH |  | SOLE |  | 0 | 0 | 16187 |
| NETFLIX INC | COM | 64110L106 |  | 338095 | 282 | SH |  | SOLE |  | 0 | 0 | 282 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1160154 | 6218 | SH |  | SOLE |  | 0 | 0 | 6218 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 732031 | 16656 | SH |  | SOLE |  | 0 | 0 | 16656 |
| EATON VANCE TAX-MANAGED DIVE | COM | 27828N102 |  | 3714145 | 233594 | SH |  | SOLE |  | 0 | 0 | 233594 |
| COHEN  STEERS INFRASTRUCTUR | COM | 19248A109 |  | 6361944 | 256530 | SH |  | SOLE |  | 0 | 0 | 256530 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 854090 | 9560 | SH |  | SOLE |  | 0 | 0 | 9560 |
| ABBVIE INC | COM | 00287Y109 |  | 938200 | 4052 | SH |  | SOLE |  | 0 | 0 | 4052 |
| BANK AMERICA CORP | COM | 060505104 |  | 823944 | 15971 | SH |  | SOLE |  | 0 | 0 | 15971 |
| CHEVRON CORP NEW | COM | 166764100 |  | 5570870 | 35874 | SH |  | SOLE |  | 0 | 0 | 35874 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 5087172 | 18029 | SH |  | SOLE |  | 0 | 0 | 18029 |
| AT INC | COM | 00206R102 |  | 446431 | 15808 | SH |  | SOLE |  | 0 | 0 | 15808 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1111537 | 13261 | SH |  | SOLE |  | 0 | 0 | 13261 |
| WP CAREY INC | COM | 92936U109 |  | 656780 | 9720 | SH |  | SOLE |  | 0 | 0 | 9720 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 718669 | 6374 | SH |  | SOLE |  | 0 | 0 | 6374 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 271282 | 3394 | SH |  | SOLE |  | 0 | 0 | 3394 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 294762 | 2118 | SH |  | SOLE |  | 0 | 0 | 2118 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 232434 | 1254 | SH |  | SOLE |  | 0 | 0 | 1254 |
| PIMCO CORPORATE  INCOME OPP | COM | 72201B101 |  | 1264944 | 87600 | SH |  | SOLE |  | 0 | 0 | 87600 |
| AMAZON COM INC | COM | 023135106 |  | 773326 | 3522 | SH |  | SOLE |  | 0 | 0 | 3522 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 306970 | 3840 | SH |  | SOLE |  | 0 | 0 | 3840 |
| ELI LILLY  CO | COM | 532457108 |  | 602770 | 790 | SH |  | SOLE |  | 0 | 0 | 790 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 302230 | 1967 | SH |  | SOLE |  | 0 | 0 | 1967 |
| TARGET CORP | COM | 87612E106 |  | 273585 | 3050 | SH |  | SOLE |  | 0 | 0 | 3050 |
| PUMA BIOTECHNOLOGY INC | COM | 74587V107 |  | 122236 | 23020 | SH |  | SOLE |  | 0 | 0 | 23020 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 226767 | 772 | SH |  | SOLE |  | 0 | 0 | 772 |
| OMEGA HEALTHCARE INVS INC | COM | 681936100 |  | 730828 | 17310 | SH |  | SOLE |  | 0 | 0 | 17310 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 697178 | 3376 | SH |  | SOLE |  | 0 | 0 | 3376 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1352547 | 11204 | SH |  | SOLE |  | 0 | 0 | 11204 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 135224 | 10069 | SH |  | SOLE |  | 0 | 0 | 10069 |
| WELLTOWER INC | COM | 95040Q104 |  | 356280 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| ABBOTT LABS | COM | 002824100 |  | 396805 | 2963 | SH |  | SOLE |  | 0 | 0 | 2963 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 1974575 | 63146 | SH |  | SOLE |  | 0 | 0 | 63146 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 271110 | 4104 | SH |  | SOLE |  | 0 | 0 | 4104 |
| PEPSICO INC | COM | 713448108 |  | 237905 | 1694 | SH |  | SOLE |  | 0 | 0 | 1694 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1663848 | 10258 | SH |  | SOLE |  | 0 | 0 | 10258 |
| TARGA RES CORP | COM | 87612G101 |  | 332399 | 1984 | SH |  | SOLE |  | 0 | 0 | 1984 |
| WALMART INC | COM | 931142103 |  | 463770 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| AMGEN INC | COM | 031162100 |  | 351339 | 1245 | SH |  | SOLE |  | 0 | 0 | 1245 |
| LINDE PLC | SHS | G54950103 |  | 388075 | 817 | SH |  | SOLE |  | 0 | 0 | 817 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 1017438 | 49850 | SH |  | SOLE |  | 0 | 0 | 49850 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 304532 | 329 | SH |  | SOLE |  | 0 | 0 | 329 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 408357 | 23797 | SH |  | SOLE |  | 0 | 0 | 23797 |
| ONEOK INC NEW | COM | 682680103 |  | 568582 | 7792 | SH |  | SOLE |  | 0 | 0 | 7792 |
| ISHARES TR | MBS ETF | 464288588 |  | 278219 | 2924 | SH |  | SOLE |  | 0 | 0 | 2924 |
| GENUINE PARTS CO | COM | 372460105 |  | 367290 | 2650 | SH |  | SOLE |  | 0 | 0 | 2650 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 240091 | 7593 | SH |  | SOLE |  | 0 | 0 | 7593 |
| LXP INDUSTRIAL TRUST | COM | 529043101 |  | 94313 | 10526 | SH |  | SOLE |  | 0 | 0 | 10526 |
| VOYA INFRASTRUCTURE INDLS | COM | 92912X101 |  | 233284 | 19232 | SH |  | SOLE |  | 0 | 0 | 19232 |
| MPLX LP | COM UNIT REP LTD | 55336V100 |  | 1069979 | 21421 | SH |  | SOLE |  | 0 | 0 | 21421 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 |  | 708180 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| EQUITY RESIDENTIAL | SH BEN INT | 29476L107 |  | 238336 | 3682 | SH |  | SOLE |  | 0 | 0 | 3682 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 519947 | 2580 | SH |  | SOLE |  | 0 | 0 | 2580 |
| NEW JERSEY RES CORP | COM | 646025106 |  | 357466 | 7424 | SH |  | SOLE |  | 0 | 0 | 7424 |
| STRYKER CORPORATION | COM | 863667101 |  | 1478680 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 275862 | 5202 | SH |  | SOLE |  | 0 | 0 | 5202 |
| DBX ETF TR | XTRACK USD HIGH | 233051432 |  | 1421239 | 38298 | SH |  | SOLE |  | 0 | 0 | 38298 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 931677 | 1552 | SH |  | SOLE |  | 0 | 0 | 1552 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 324295 | 1334 | SH |  | SOLE |  | 0 | 0 | 1334 |
| GLOBAL X FDS | GLOBX SUPDV US | 37950E291 |  | 336110 | 19000 | SH |  | SOLE |  | 0 | 0 | 19000 |
| IDENTIV INC | COM NEW | 45170X205 |  | 34500 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |

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