# EDGAR Filing Document

**Accession Number:** 0002135269
**File Stem:** 0002085853-26-000621
**Filing Date:** 2026-6
**Character Count:** 21044
**Document Hash:** 88959cbf208f220a576488b49100181b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000621.hdr.sgml**: 20260601

**ACCESSION NUMBER**: 0002085853-26-000621

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260601

**DATE AS OF CHANGE**: 20260601

**EFFECTIVENESS DATE**: 20260601

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financial Solutions Advisory Group, Inc.
- **CENTRAL INDEX KEY:** 0002135269

**ORGANIZATION NAME:**
- **EIN:** 352192896
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-27005
- **FILM NUMBER:** 261049377

**BUSINESS ADDRESS:**
- **STREET 1:** 8700 W. BRYN MAWR AVE.
- **STREET 2:** SUITE 410-N
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60631
- **BUSINESS PHONE:** (773) 714-1542

**MAIL ADDRESS:**
- **STREET 1:** 8700 W. BRYN MAWR AVE.
- **STREET 2:** SUITE 410-N
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60631

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financial Solutions Advisory Group Inc.<br>**Address:** 8700 W. BRYN MAWR AVE.<br>SUITE 410-N<br>CHICAGO, IL 60631

**Form 13F File Number:** 028-27005

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** MARK C. SOEHN<br>**Title:** CO-FOUNDER/CCO/PRINCIPAL<br>**Phone:** 773-714-1540

**Signature, Place, and Date of Signing:**

/s/ MARK C. SOEHN  Chicago, IL  06-01-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 174

**Form 13F Information Table Value Total:** $723361789

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 1023312 | 9967 | SH |  | SOLE |  | 9967 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 2122920 | 9761 | SH |  | SOLE |  | 9761 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 939101 | 4736 | SH |  | SOLE |  | 4736 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 1035278 | 4259 | SH |  | SOLE |  | 4259 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 290732 | 2650 | SH |  | SOLE |  | 2650 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 469625 | 2265 | SH |  | SOLE |  | 2265 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 614414 | 2137 | SH |  | SOLE |  | 2137 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 271943 | 948 | SH |  | SOLE |  | 948 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 1866724 | 8963 | SH |  | SOLE |  | 8963 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 254426 | 1941 | SH |  | SOLE |  | 1941 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 748638 | 2475 | SH |  | SOLE |  | 2475 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 866255 | 2462 | SH |  | SOLE |  | 2462 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 262097 | 812 | SH |  | SOLE |  | 812 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 3327456 | 13111 | SH |  | SOLE |  | 13111 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 885236 | 2590 | SH |  | SOLE |  | 2590 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 404192 | 3292 | SH |  | SOLE |  | 3292 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 554608 | 19131 | SH |  | SOLE |  | 19131 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 639204 | 3146 | SH |  | SOLE |  | 3146 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 909042 | 1897 | SH |  | SOLE |  | 1897 | 0 | 0 |
| BIOGEN INC | COM | 09062X103 |  | 251529 | 1372 | SH |  | SOLE |  | 1372 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 229849 | 239 | SH |  | SOLE |  | 239 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 13358452 | 43160 | SH |  | SOLE |  | 43160 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 439245 | 620 | SH |  | SOLE |  | 620 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 1014224 | 4902 | SH |  | SOLE |  | 4902 | 0 | 0 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 270848 | 831 | SH |  | SOLE |  | 831 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 484239 | 6241 | SH |  | SOLE |  | 6241 | 0 | 0 |
| CLOROX CO DEL | COM | 189054109 |  | 962205 | 9285 | SH |  | SOLE |  | 9285 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 329677 | 4335 | SH |  | SOLE |  | 4335 | 0 | 0 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 824700 | 5498 | SH |  | SOLE |  | 5498 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 281108 | 282 | SH |  | SOLE |  | 282 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 4823349 | 8965 | SH |  | SOLE |  | 8965 | 0 | 0 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 230415 | 4579 | SH |  | SOLE |  | 4579 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 764679 | 7934 | SH |  | SOLE |  | 7934 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 284705 | 796 | SH |  | SOLE |  | 796 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 1328148 | 1444 | SH |  | SOLE |  | 1444 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 299849 | 2289 | SH |  | SOLE |  | 2289 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1746819 | 10296 | SH |  | SOLE |  | 10296 | 0 | 0 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 31609A305 |  | 294371 | 7852 | SH |  | SOLE |  | 7852 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | SMID RISNG ETF | 33741X102 |  | 292807 | 7426 | SH |  | SOLE |  | 7426 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASDQ FOD BVRG | 33738R852 |  | 817176 | 36915 | SH |  | SOLE |  | 36915 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740U315 |  | 510419 | 16584 | SH |  | SOLE |  | 16584 | 0 | 0 |
| GARTNER INC | COM | 366651107 |  | 294829 | 1862 | SH |  | SOLE |  | 1862 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 259650 | 915 | SH |  | SOLE |  | 915 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 216479 | 248 | SH |  | SOLE |  | 248 | 0 | 0 |
| GENERAL MILLS INC | COM | 370334104 |  | 1322650 | 35536 | SH |  | SOLE |  | 35536 | 0 | 0 |
| GLOBAL X FDS | CYBRSCURTY ETF | 37954Y384 |  | 618409 | 24628 | SH |  | SOLE |  | 24628 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 728820 | 2216 | SH |  | SOLE |  | 2216 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 362326 | 1603 | SH |  | SOLE |  | 1603 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SML CP PWR B | 45782C474 |  | 275532 | 6604 | SH |  | SOLE |  | 6604 | 0 | 0 |
| INNOVATOR ETFS TRUST | EQUITY DUAL DIRE | 45784N528 |  | 491542 | 22914 | SH |  | SOLE |  | 22914 | 0 | 0 |
| INNOVATOR ETFS TRUST | EQUITY MNGD 100 | 45784N619 |  | 499153 | 18936 | SH |  | SOLE |  | 18936 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C540 |  | 1011245 | 23794 | SH |  | SOLE |  | 23794 | 0 | 0 |
| INNOVATOR ETFS TRUST | INTERNATIONAL DE | 45783Y426 |  | 557557 | 17124 | SH |  | SOLE |  | 17124 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SMALL CAP PWR | 45784N833 |  | 314194 | 12226 | SH |  | SOLE |  | 12226 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S HDL VOL | 46138E362 |  | 1684805 | 33961 | SH |  | SOLE |  | 33961 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S SMLCAP HIG | 46138E131 |  | 194553 | 14826 | SH |  | SOLE |  | 14826 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S SMALLCAP 600 | 46138G664 |  | 365576 | 7242 | SH |  | SOLE |  | 7242 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 MUNI | 46138J510 |  | 3871122 | 163857 | SH |  | SOLE |  | 163857 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2028 MUNI | 46138J486 |  | 3237451 | 138381 | SH |  | SOLE |  | 138381 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 MUNI | 46138J494 |  | 8154858 | 344756 | SH |  | SOLE |  | 344756 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 16595411 | 845626 | SH |  | SOLE |  | 845626 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 7320053 | 358422 | SH |  | SOLE |  | 358422 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2029 MUNI | 46138J478 |  | 1669847 | 72527 | SH |  | SOLE |  | 72527 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 11417101 | 584593 | SH |  | SOLE |  | 584593 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 6208222 | 332695 | SH |  | SOLE |  | 332695 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 2338737 | 12186 | SH |  | SOLE |  | 12186 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | LARGE CAP VALUE | 46137V738 |  | 1010098 | 14490 | SH |  | SOLE |  | 14490 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 51441030 | 89125 | SH |  | SOLE |  | 89125 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 521373 | 2750 | SH |  | SOLE |  | 2750 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 869022 | 8947 | SH |  | SOLE |  | 8947 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 433462 | 8247 | SH |  | SOLE |  | 8247 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 222154 | 521 | SH |  | SOLE |  | 521 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 10618689 | 99706 | SH |  | SOLE |  | 99706 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1942580 | 9200 | SH |  | SOLE |  | 9200 | 0 | 0 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 680839 | 13450 | SH |  | SOLE |  | 13450 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 16967512 | 68437 | SH |  | SOLE |  | 68437 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4220355 | 62496 | SH |  | SOLE |  | 62496 | 0 | 0 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 57365349 | 1183767 | SH |  | SOLE |  | 1183767 | 0 | 0 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 6833012 | 115442 | SH |  | SOLE |  | 115442 | 0 | 0 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 342934 | 2031 | SH |  | SOLE |  | 2031 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 662814 | 8280 | SH |  | SOLE |  | 8280 | 0 | 0 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 207056 | 2025 | SH |  | SOLE |  | 2025 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 288118 | 1991 | SH |  | SOLE |  | 1991 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 357397 | 1970 | SH |  | SOLE |  | 1970 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 2163229 | 19125 | SH |  | SOLE |  | 19125 | 0 | 0 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 452945 | 3822 | SH |  | SOLE |  | 3822 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 239825 | 1810 | SH |  | SOLE |  | 1810 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 535189 | 9424 | SH |  | SOLE |  | 9424 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 280738 | 3400 | SH |  | SOLE |  | 3400 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 507680 | 3669 | SH |  | SOLE |  | 3669 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 6157696 | 49535 | SH |  | SOLE |  | 49535 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2804231 | 4293 | SH |  | SOLE |  | 4293 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 13694583 | 270591 | SH |  | SOLE |  | 270591 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | DIVERSFD EQT ETF | 46641Q845 |  | 7700551 | 146873 | SH |  | SOLE |  | 146873 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 2188469 | 42928 | SH |  | SOLE |  | 42928 | 0 | 0 |
| JANUS DETROIT STR TR | HENDRSN SHRT ETF | 47103U886 |  | 601955 | 12320 | SH |  | SOLE |  | 12320 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 606700 | 2482 | SH |  | SOLE |  | 2482 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 3085444 | 10489 | SH |  | SOLE |  | 10489 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 692365 | 7177 | SH |  | SOLE |  | 7177 | 0 | 0 |
| KRAFT HEINZ CO | COM | 500754106 |  | 1371575 | 60986 | SH |  | SOLE |  | 60986 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 224343 | 1050 | SH |  | SOLE |  | 1050 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 260492 | 431 | SH |  | SOLE |  | 431 | 0 | 0 |
| LULULEMON ATHLETICA INC | COM | 550021109 |  | 338198 | 2209 | SH |  | SOLE |  | 2209 | 0 | 0 |
| MARQETA INC | CLASS A COM | 57142B104 |  | 40800 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 1249376 | 4020 | SH |  | SOLE |  | 4020 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 609701 | 5069 | SH |  | SOLE |  | 5069 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 656805 | 1148 | SH |  | SOLE |  | 1148 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 3914781 | 10576 | SH |  | SOLE |  | 10576 | 0 | 0 |
| MODERNA INC | COM | 60770K107 |  | 261772 | 5153 | SH |  | SOLE |  | 5153 | 0 | 0 |
| MOLSON COORS BEVERAGE CO | CL B | 60871R209 |  | 1085801 | 25216 | SH |  | SOLE |  | 25216 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 201763 | 1226 | SH |  | SOLE |  | 1226 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | EATON VANCE SHRT | 61774R858 |  | 677565 | 13500 | SH |  | SOLE |  | 13500 | 0 | 0 |
| MORGAN STANLEY INDIA INVT FD | COM | 61745C105 |  | 324917 | 15788 | SH |  | SOLE |  | 15788 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 630748 | 6791 | SH |  | SOLE |  | 6791 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 344400 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 254476 | 373 | SH |  | SOLE |  | 373 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 631255 | 17177 | SH |  | SOLE |  | 17177 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2224864 | 12757 | SH |  | SOLE |  | 12757 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 285835 | 1943 | SH |  | SOLE |  | 1943 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 607062 | 4150 | SH |  | SOLE |  | 4150 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 295951 | 1846 | SH |  | SOLE |  | 1846 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 627061 | 4038 | SH |  | SOLE |  | 4038 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 770270 | 27431 | SH |  | SOLE |  | 27431 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 563479 | 3408 | SH |  | SOLE |  | 3408 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 1075356 | 7445 | SH |  | SOLE |  | 7445 | 0 | 0 |
| PVH CORPORATION | COM | 693656100 |  | 385354 | 5524 | SH |  | SOLE |  | 5524 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 367667 | 2855 | SH |  | SOLE |  | 2855 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 493631 | 2559 | SH |  | SOLE |  | 2559 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 1321387 | 40103 | SH |  | SOLE |  | 40103 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 4964324 | 200579 | SH |  | SOLE |  | 200579 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 3229636 | 105289 | SH |  | SOLE |  | 105289 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1931866 | 66433 | SH |  | SOLE |  | 66433 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 4905142 | 195424 | SH |  | SOLE |  | 195424 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 70777697 | 2760441 | SH |  | SOLE |  | 2760441 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 39615060 | 1279556 | SH |  | SOLE |  | 1279556 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 15334268 | 115382 | SH |  | SOLE |  | 115382 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 230607 | 4671 | SH |  | SOLE |  | 4671 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 238750 | 5230 | SH |  | SOLE |  | 5230 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 |  | 319580 | 2502 | SH |  | SOLE |  | 2502 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 257546 | 5330 | SH |  | SOLE |  | 5330 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 3706017 | 46876 | SH |  | SOLE |  | 46876 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 478667 | 8460 | SH |  | SOLE |  | 8460 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 3740572 | 63164 | SH |  | SOLE |  | 63164 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 6356953 | 83054 | SH |  | SOLE |  | 83054 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 |  | 103132742 | 3534364 | SH |  | SOLE |  | 3534364 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 4270241 | 46598 | SH |  | SOLE |  | 46598 | 0 | 0 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 560460 | 1210 | SH |  | SOLE |  | 1210 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 47197464 | 72587 | SH |  | SOLE |  | 72587 | 0 | 0 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 |  | 1019315 | 1657 | SH |  | SOLE |  | 1657 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 246443 | 750 | SH |  | SOLE |  | 750 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 201798 | 1665 | SH |  | SOLE |  | 1665 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 216730 | 583 | SH |  | SOLE |  | 583 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 286162 | 1474 | SH |  | SOLE |  | 1474 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 255520 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 3186328 | 13133 | SH |  | SOLE |  | 13133 | 0 | 0 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 597990 | 6078 | SH |  | SOLE |  | 6078 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 676260 | 2499 | SH |  | SOLE |  | 2499 | 0 | 0 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 345827 | 902 | SH |  | SOLE |  | 902 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 10762033 | 111293 | SH |  | SOLE |  | 111293 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 5289521 | 16488 | SH |  | SOLE |  | 16488 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 344063 | 576 | SH |  | SOLE |  | 576 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 296262 | 1510 | SH |  | SOLE |  | 1510 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1576561 | 17781 | SH |  | SOLE |  | 17781 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 15580792 | 207467 | SH |  | SOLE |  | 207467 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 26080920 | 522141 | SH |  | SOLE |  | 522141 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 3743980 | 17409 | SH |  | SOLE |  | 17409 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 336999 | 483 | SH |  | SOLE |  | 483 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 1126357 | 4136 | SH |  | SOLE |  | 4136 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 226000 | 4502 | SH |  | SOLE |  | 4502 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 528884 | 1750 | SH |  | SOLE |  | 1750 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 882139 | 7098 | SH |  | SOLE |  | 7098 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 312514 | 1360 | SH |  | SOLE |  | 1360 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 866043 | 9578 | SH |  | SOLE |  | 9578 | 0 | 0 |
| ZOETIS INC | CL A | 98978V103 |  | 1002539 | 8481 | SH |  | SOLE |  | 8481 | 0 | 0 |

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