# EDGAR Filing Document

**Accession Number:** 0002056402
**File Stem:** 0001951757-26-000620
**Filing Date:** 2026-4
**Character Count:** 8856
**Document Hash:** 104c01a3b342584c04ca0ef78b826380
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000620.hdr.sgml**: 20260416

**ACCESSION NUMBER**: 0001951757-26-000620

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260416

**DATE AS OF CHANGE**: 20260416

**EFFECTIVENESS DATE**: 20260416

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** STEPHEN J. GARRY & ASSOCIATES, LLC
- **CENTRAL INDEX KEY:** 0002056402

**ORGANIZATION NAME:**
- **EIN:** 831024859
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25039
- **FILM NUMBER:** 26868081

**BUSINESS ADDRESS:**
- **STREET 1:** 990 STEWART AVENUE
- **STREET 2:** SUITE 190
- **CITY:** GARDEN CITY
- **STATE:** NY
- **ZIP:** 11530
- **BUSINESS PHONE:** (516) 280-5588

**MAIL ADDRESS:**
- **STREET 1:** 990 STEWART AVENUE
- **STREET 2:** SUITE 190
- **CITY:** GARDEN CITY
- **STATE:** NY
- **ZIP:** 11530

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** STEPHEN J. GARRY  ASSOCIATES LLC<br>**Address:** 990 STEWART AVENUE<br>SUITE 190<br>GARDEN CITY, NY 11530

**Form 13F File Number:** 028-25039

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Stephen Garry<br>**Title:** Chief Compliance Officer<br>**Phone:** (516) 280-5588

**Signature, Place, and Date of Signing:**

Stephen Garry  Garden City, NY  04-16-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 51

**Form 13F Information Table Value Total:** $124348636

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 280198 | 2187 | SH |  | SOLE |  | 0 | 0 | 2187 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 8265306 | 107091 | SH |  | SOLE |  | 0 | 0 | 107091 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 2117857 | 26717 | SH |  | SOLE |  | 0 | 0 | 26717 |
| ISHARES TR | FUTURE AI  TECH | 46435U556 |  | 1620593 | 34829 | SH |  | SOLE |  | 0 | 0 | 34829 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 559447 | 5560 | SH |  | SOLE |  | 0 | 0 | 5560 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 1726375 | 7892 | SH |  | SOLE |  | 0 | 0 | 7892 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 254971 | 301 | SH |  | SOLE |  | 0 | 0 | 301 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 321859 | 2890 | SH |  | SOLE |  | 0 | 0 | 2890 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 5671615 | 8721 | SH |  | SOLE |  | 0 | 0 | 8721 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 534579 | 2041 | SH |  | SOLE |  | 0 | 0 | 2041 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 990027 | 2066 | SH |  | SOLE |  | 0 | 0 | 2066 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 10293312 | 139779 | SH |  | SOLE |  | 0 | 0 | 139779 |
| AMAZON COM INC | COM | 023135106 |  | 498390 | 2393 | SH |  | SOLE |  | 0 | 0 | 2393 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 1061621 | 15580 | SH |  | SOLE |  | 0 | 0 | 15580 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 316493 | 2546 | SH |  | SOLE |  | 0 | 0 | 2546 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 404486 | 1407 | SH |  | SOLE |  | 0 | 0 | 1407 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 3287726 | 10477 | SH |  | SOLE |  | 0 | 0 | 10477 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 14115121 | 160108 | SH |  | SOLE |  | 0 | 0 | 160108 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 756706 | 6690 | SH |  | SOLE |  | 0 | 0 | 6690 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 252851 | 4760 | SH |  | SOLE |  | 0 | 0 | 4760 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 533720 | 10116 | SH |  | SOLE |  | 0 | 0 | 10116 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1138382 | 3964 | SH |  | SOLE |  | 0 | 0 | 3964 |
| MARATHON PETE CORP | COM | 56585A102 |  | 289353 | 1185 | SH |  | SOLE |  | 0 | 0 | 1185 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 GRTH | 921932869 |  | 4649866 | 37190 | SH |  | SOLE |  | 0 | 0 | 37190 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 204409 | 2795 | SH |  | SOLE |  | 0 | 0 | 2795 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 22617423 | 51781 | SH |  | SOLE |  | 0 | 0 | 51781 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 605006 | 2685 | SH |  | SOLE |  | 0 | 0 | 2685 |
| MICROSOFT CORP | COM | 594918104 |  | 357522 | 966 | SH |  | SOLE |  | 0 | 0 | 966 |
| ISHARES TR | CORE S ETF | 464287200 |  | 4521468 | 6922 | SH |  | SOLE |  | 0 | 0 | 6922 |
| VANGUARD MUN BD FDS | INTERMEDIATE TRM | 922907738 |  | 976914 | 9775 | SH |  | SOLE |  | 0 | 0 | 9775 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 1056212 | 32055 | SH |  | SOLE |  | 0 | 0 | 32055 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 603356 | 1415 | SH |  | SOLE |  | 0 | 0 | 1415 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 273314 | 5640 | SH |  | SOLE |  | 0 | 0 | 5640 |
| BOEING CO | COM | 097023105 |  | 211236 | 1061 | SH |  | SOLE |  | 0 | 0 | 1061 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1079327 | 1870 | SH |  | SOLE |  | 0 | 0 | 1870 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1375810 | 12961 | SH |  | SOLE |  | 0 | 0 | 12961 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 1985883 | 12279 | SH |  | SOLE |  | 0 | 0 | 12279 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 617057 | 5452 | SH |  | SOLE |  | 0 | 0 | 5452 |
| VANECK ETF TRUST | URANIUM AND NUCL | 92189F601 |  | 448184 | 3365 | SH |  | SOLE |  | 0 | 0 | 3365 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 |  | 861539 | 6745 | SH |  | SOLE |  | 0 | 0 | 6745 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 9512996 | 15920 | SH |  | SOLE |  | 0 | 0 | 15920 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 605344 | 3471 | SH |  | SOLE |  | 0 | 0 | 3471 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 262736 | 2467 | SH |  | SOLE |  | 0 | 0 | 2467 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 604131 | 11890 | SH |  | SOLE |  | 0 | 0 | 11890 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 4661602 | 15423 | SH |  | SOLE |  | 0 | 0 | 15423 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 268802 | 2225 | SH |  | SOLE |  | 0 | 0 | 2225 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 281620 | 608 | SH |  | SOLE |  | 0 | 0 | 608 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1930140 | 23376 | SH |  | SOLE |  | 0 | 0 | 23376 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 885203 | 9545 | SH |  | SOLE |  | 0 | 0 | 9545 |
| APPLE INC | COM | 037833100 |  | 1299536 | 5121 | SH |  | SOLE |  | 0 | 0 | 5121 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 6301012 | 32115 | SH |  | SOLE |  | 0 | 0 | 32115 |

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