# EDGAR Filing Document

**Accession Number:** 0002053877
**File Stem:** 0002053877-26-000001
**Filing Date:** 2026-2
**Character Count:** 12689
**Document Hash:** c0610c61d1c56148942219ad4ac824ba
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002053877-26-000001.hdr.sgml**: 20260212

**ACCESSION NUMBER**: 0002053877-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260212

**DATE AS OF CHANGE**: 20260211

**EFFECTIVENESS DATE**: 20260212

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Graetz Wealth LLC
- **CENTRAL INDEX KEY:** 0002053877

**ORGANIZATION NAME:**
- **EIN:** 873022394
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26237
- **FILM NUMBER:** 26622623

**BUSINESS ADDRESS:**
- **STREET 1:** 501 BALDWIN STREET
- **STREET 2:** SUITE 207
- **CITY:** JENISON
- **STATE:** MI
- **ZIP:** 49428
- **BUSINESS PHONE:** 616-226-8867

**MAIL ADDRESS:**
- **STREET 1:** 501 BALDWIN STREET
- **STREET 2:** SUITE 207
- **CITY:** JENISON
- **STATE:** MI
- **ZIP:** 49428

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Graetz Wealth LLC<br>**Address:** 501 BALDWIN STREET<br>SUITE 207<br>JENISON, MI 49428

**Form 13F File Number:** 028-26237

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Rita Rhodes<br>**Title:** Consultant<br>**Phone:** 815-900-2202

**Signature, Place, and Date of Signing:**

Rita Rhodes  Rockford, IL  02-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 77

**Form 13F Information Table Value Total:** $109844013

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| Alphabet Inc. - Class A Common Stock | CAP STK CL A | 02079K305 |  | 294756 | 942 | SH |  | SOLE | 0 | 942 | 0 | 0 |
| Amazon.com Inc. - Common Stock | COM | 023135106 |  | 224040 | 971 | SH |  | SOLE | 0 | 971 | 0 | 0 |
| ANAVEX LIFE SCIENCES COR | COM | 032797300 |  | 49998 | 14044 | SH |  | SOLE | 0 | 14044 | 0 | 0 |
| Apple Inc. - Common Stock | COM | 037833100 |  | 500352 | 1840 | SH |  | SOLE | 0 | 1840 | 0 | 0 |
| Applied Materials Inc. - Common Stock | COM | 038222105 |  | 428085 | 1666 | SH |  | SOLE | 0 | 1666 | 0 | 0 |
| Applovin Corporation - Class A Common Stock | COM CL A | 03831W108 |  | 272686 | 405 | SH |  | SOLE | 0 | 405 | 0 | 0 |
| BitMine Immersion Technologies Inc. Common Stock | COM NEW | 09175A206 |  | 281357 | 10363 | SH |  | SOLE | 0 | 10363 | 0 | 0 |
| Broadcom Inc. - Common Stock | COM | 11135F101 |  | 236522 | 683 | SH |  | SOLE | 0 | 683 | 0 | 0 |
| Charter Communications Inc. - Class A Common Stock | CL A | 16119P108 |  | 258141 | 1237 | SH |  | SOLE | 0 | 1237 | 0 | 0 |
| Chewy Inc. Class A Common Stock | CL A | 16679L109 |  | 237652 | 7190 | SH |  | SOLE | 0 | 7190 | 0 | 0 |
| Exelixis Inc. - Common Stock | COM | 30161Q104 |  | 247236 | 5641 | SH |  | SOLE | 0 | 5641 | 0 | 0 |
| Flex Ltd. - Ordinary Shares | ORD | Y2573F102 |  | 251641 | 4165 | SH |  | SOLE | 0 | 4165 | 0 | 0 |
| Hims  Hers Health Inc. Class A Common Stock | COM CL A | 433000106 |  | 201556 | 6208 | SH |  | SOLE | 0 | 6208 | 0 | 0 |
| Insulet Corporation - Common Stock | COM | 45784P101 |  | 220289 | 775 | SH |  | SOLE | 0 | 775 | 0 | 0 |
| Invesco QQQ Trust Series 1 | UNIT SER 1 | 46090E103 |  | 7927953 | 12905 | SH |  | SOLE | 0 | 12905 | 0 | 0 |
| iShares 1-3 Year Treasury Bond ETF | 1 3 YR TREAS BD | 464287457 |  | 878161 | 10603 | SH |  | SOLE | 0 | 10603 | 0 | 0 |
| iShares Core S 500 ETF | CORE S ETF | 464287200 |  | 2449450 | 3576 | SH |  | SOLE | 0 | 3576 | 0 | 0 |
| iShares Core S Mid-Cap ETF | CORE S MCP ETF | 464287507 |  | 651511 | 9871 | SH |  | SOLE | 0 | 9871 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | CORE S SCP ETF | 464287804 |  | 324073 | 2697 | SH |  | SOLE | 0 | 2697 | 0 | 0 |
| iShares Gold Trust Shares | ISHARES | 464285204 |  | 293917 | 3621 | SH |  | SOLE | 0 | 3621 | 0 | 0 |
| iShares iBoxx $ High Yield Corporate Bond ETF | IBOXX HI YD ETF | 464288513 |  | 412735 | 5119 | SH |  | SOLE | 0 | 5119 | 0 | 0 |
| iShares iBoxx $ Investment Grade Corporate Bond ETF | IBOXX INV CP ETF | 464287242 |  | 430311 | 3905 | SH |  | SOLE | 0 | 3905 | 0 | 0 |
| iShares MBS ETF | MBS ETF | 464288588 |  | 245524 | 2578 | SH |  | SOLE | 0 | 2578 | 0 | 0 |
| iShares National Muni Bond ETF | NATIONAL MUN ETF | 464288414 |  | 297338 | 2776 | SH |  | SOLE | 0 | 2776 | 0 | 0 |
| iShares Preferred and Income Securities ETF | PFD AND INCM SEC | 464288687 |  | 1623142 | 52427 | SH |  | SOLE | 0 | 52427 | 0 | 0 |
| iShares U.S. Real Estate ETF | U.S. REAL ES ETF | 464287739 |  | 210864 | 2246 | SH |  | SOLE | 0 | 2246 | 0 | 0 |
| JP Morgan Chase  Co. Common Stock | COM | 46625H100 |  | 203132 | 630 | SH |  | SOLE | 0 | 630 | 0 | 0 |
| Merit Medical Systems Inc. - Common Stock | COM | 589889104 |  | 239001 | 2712 | SH |  | SOLE | 0 | 2712 | 0 | 0 |
| Micron Technology Inc. - Common Stock | COM | 595112103 |  | 288916 | 1012 | SH |  | SOLE | 0 | 1012 | 0 | 0 |
| Microsoft Corporation - Common Stock | COM | 594918104 |  | 301352 | 623 | SH |  | SOLE | 0 | 623 | 0 | 0 |
| Monolithic Power Systems Inc. - Common Stock | COM | 609839105 |  | 240461 | 265 | SH |  | SOLE | 0 | 265 | 0 | 0 |
| Neurocrine Biosciences Inc. - Common Stock | COM | 64125C109 |  | 232253 | 1637 | SH |  | SOLE | 0 | 1637 | 0 | 0 |
| NVIDIA Corporation - Common Stock | COM | 67066G104 |  | 413322 | 2216 | SH |  | SOLE | 0 | 2216 | 0 | 0 |
| Palantir Technologies Inc. - Class A Common Stock | CL A | 69608A108 |  | 263809 | 1484 | SH |  | SOLE | 0 | 1484 | 0 | 0 |
| Palo Alto Networks Inc. - Common Stock | COM | 697435105 |  | 240488 | 1306 | SH |  | SOLE | 0 | 1306 | 0 | 0 |
| Pinterest Inc. Class A Common Stock | CL A | 72352L106 |  | 244355 | 9438 | SH |  | SOLE | 0 | 9438 | 0 | 0 |
| PulteGroup Inc. Common Stock | COM | 745867101 |  | 228020 | 1945 | SH |  | SOLE | 0 | 1945 | 0 | 0 |
| Ralph Lauren Corporation Common Stock | CL A | 751212101 |  | 225590 | 638 | SH |  | SOLE | 0 | 638 | 0 | 0 |
| Schwab U.S. TIPS ETF | US TIPS ETF | 808524870 |  | 498535 | 18820 | SH |  | SOLE | 0 | 18820 | 0 | 0 |
| SPDR Gold MiniShares Trust | SPDR GLD MINIS | 98149E303 |  | 3493479 | 40922 | SH |  | SOLE | 0 | 40922 | 0 | 0 |
| SPDR INDEX SHARES EMERG MARKT ETF | PORTFOLIO EMG MK | 78463X509 |  | 300988 | 6430 | SH |  | SOLE | 0 | 6430 | 0 | 0 |
| ST STRET SPDR BLMBRG CNVBL SCRTS ETF | STATE STREET SPD | 78464A359 |  | 2575835 | 28877 | SH |  | SOLE | 0 | 28877 | 0 | 0 |
| ST STRT SPDR BLMBG HGH YLD BND ETF | STATE TREET SPD | 78468R622 |  | 3727025 | 38340 | SH |  | SOLE | 0 | 38340 | 0 | 0 |
| ST STRT SPDR PRTFL S 500 VL ETF IV | STATE STREET SPD | 78464A508 |  | 226886 | 3994 | SH |  | SOLE | 0 | 3994 | 0 | 0 |
| State Street Consumer Discretionary Select Sector SPDR ETF | STATE STREET CON | 81369Y407 |  | 2640752 | 22115 | SH |  | SOLE | 0 | 22115 | 0 | 0 |
| State Street Financial Select Sector SPDR ETF | STATE STREET FIN | 81369Y605 |  | 2709334 | 49467 | SH |  | SOLE | 0 | 49467 | 0 | 0 |
| State Street Industrial Select Sector SPDR ETF | STATE STREET IND | 81369Y704 |  | 2660588 | 17152 | SH |  | SOLE | 0 | 17152 | 0 | 0 |
| STATE STREET SPDR PORTFL S 500 ETF | STATE STREET SPD | 78464A854 |  | 523558 | 6527 | SH |  | SOLE | 0 | 6527 | 0 | 0 |
| State Street SPDR Portfolio Long Term Treasury ETF | STATE STREET SPD | 78464A664 |  | 504833 | 19072 | SH |  | SOLE | 0 | 19072 | 0 | 0 |
| State Street SPDR Portfolio S 1500 Composite Stock Market ETF | STATE STREET SPD | 78464A805 |  | 504530 | 6116 | SH |  | SOLE | 0 | 6116 | 0 | 0 |
| State Street Technology Select Sector SPDR ETF | STATE STREET TEC | 81369Y803 |  | 2624642 | 18230 | SH |  | SOLE | 0 | 18230 | 0 | 0 |
| Tenet Healthcare Corporation Common Stock | COM NEW | 88033G407 |  | 230310 | 1159 | SH |  | SOLE | 0 | 1159 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 435922 | 969 | SH |  | SOLE | 0 | 969 | 0 | 0 |
| Trane Technologies plc | SHS | G8994E103 |  | 269326 | 692 | SH |  | SOLE | 0 | 692 | 0 | 0 |
| VanEck High Yield Muni ETF | HIGH YLD MUNIETF | 92189H409 |  | 646378 | 12644 | SH |  | SOLE | 0 | 12644 | 0 | 0 |
| Vanguard Div Appreciation ETF | DIV APP ETF | 921908844 |  | 2781800 | 12657 | SH |  | SOLE | 0 | 12657 | 0 | 0 |
| Vanguard FTSE Developed Markets ETF | VAN FTSE DEV MKT | 921943858 |  | 5223475 | 83616 | SH |  | SOLE | 0 | 83616 | 0 | 0 |
| Vanguard FTSE Emerging Markets ETF | FTSE EMR MKT ETF | 922042858 |  | 4320862 | 80373 | SH |  | SOLE | 0 | 80373 | 0 | 0 |
| Vanguard Growth ETF | GROWTH ETF | 922908736 |  | 2433063 | 4987 | SH |  | SOLE | 0 | 4987 | 0 | 0 |
| VANGUARD INTERMEDIATE TERM COR ETF | INT-TERM CORP | 92206C870 |  | 7356456 | 87838 | SH |  | SOLE | 0 | 87838 | 0 | 0 |
| Vanguard Intermediate-Term Bond ETF | INTERMED TERM | 921937819 |  | 4297846 | 55185 | SH |  | SOLE | 0 | 55185 | 0 | 0 |
| Vanguard Intermediate-Term Treasury ETF | INTER TERM TREAS | 92206C706 |  | 1967892 | 32837 | SH |  | SOLE | 0 | 32837 | 0 | 0 |
| VANGUARD LONG-TERM TREAS INDEX FD ETF SHS | LONG TERM TREAS | 92206C847 |  | 3103010 | 55609 | SH |  | SOLE | 0 | 55609 | 0 | 0 |
| VANGUARD MID CAP GROWTH ETF | MCAP GR IDXVIP | 922908538 |  | 1427821 | 5115 | SH |  | SOLE | 0 | 5115 | 0 | 0 |
| VANGUARD MID CAP VALUE ETF | MCAP VL IDXVIP | 922908512 |  | 357904 | 2018 | SH |  | SOLE | 0 | 2018 | 0 | 0 |
| Vanguard Mid-Cap ETF | MID CAP ETF | 922908629 |  | 1353529 | 4664 | SH |  | SOLE | 0 | 4664 | 0 | 0 |
| VANGUARD MORTGAGE BACKED SEC ETF | MTG-BKD SECS ETF | 92206C771 |  | 2518915 | 53502 | SH |  | SOLE | 0 | 53502 | 0 | 0 |
| Vanguard Real Estate ETF | REAL ESTATE ETF | 922908553 |  | 1397162 | 15789 | SH |  | SOLE | 0 | 15789 | 0 | 0 |
| Vanguard S 500 ETF | S 500 ETF SHS | 922908363 |  | 10365190 | 16528 | SH |  | SOLE | 0 | 16528 | 0 | 0 |
| VANGUARD SMALL CAP GROWTH ETF | SML CP GRW ETF | 922908595 |  | 1396761 | 4623 | SH |  | SOLE | 0 | 4623 | 0 | 0 |
| VANGUARD SMALL CAP VALUE ETF | SM CP VAL ETF | 922908611 |  | 1457285 | 6881 | SH |  | SOLE | 0 | 6881 | 0 | 0 |
| Vanguard Small-Cap ETF | SMALL CP ETF | 922908751 |  | 1425260 | 5526 | SH |  | SOLE | 0 | 5526 | 0 | 0 |
| Vanguard Total Bond Market ETF | TOTAL BND MRKT | 921937835 |  | 4523423 | 61070 | SH |  | SOLE | 0 | 61070 | 0 | 0 |
| VANGUARD TOTAL INTERNATIONAL BND ETF | TOTAL INT BD ETF | 92203J407 |  | 2183840 | 45195 | SH |  | SOLE | 0 | 45195 | 0 | 0 |
| Vanguard Total Stock Market ETF | TOTAL STK MKT | 922908769 |  | 1627163 | 4853 | SH |  | SOLE | 0 | 4853 | 0 | 0 |
| Vanguard Value ETF | VALUE ETF | 922908744 |  | 931278 | 4876 | SH |  | SOLE | 0 | 4876 | 0 | 0 |
| Zoom Communications Inc. - Class A Common Stock | CL A | 98980L101 |  | 251168 | 2911 | SH |  | SOLE | 0 | 2911 | 0 | 0 |

---