# EDGAR Filing Document

**Accession Number:** 0000038009
**File Stem:** 0001104659-26-014133
**Filing Date:** 2026-2
**Character Count:** 18122
**Document Hash:** ea1e4659c19a7a48e9b461f4c8aeb6af
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-014133.hdr.sgml**: 20260212

**ACCESSION NUMBER**: 0001104659-26-014133

**CONFORMED SUBMISSION TYPE**: 424B2

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260212

**DATE AS OF CHANGE**: 20260212

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FORD MOTOR CREDIT CO LLC
- **CENTRAL INDEX KEY:** 0000038009
- **STANDARD INDUSTRIAL CLASSIFICATION:** MISCELLANEOUS BUSINESS CREDIT INSTITUTION [6159]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 381612444
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 424B2
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-276916
- **FILM NUMBER:** 26625106

**BUSINESS ADDRESS:**
- **STREET 1:** ONE AMERICAN ROAD
- **CITY:** DEARBORN
- **STATE:** MI
- **ZIP:** 48126
- **BUSINESS PHONE:** 313-322-3000

**MAIL ADDRESS:**
- **STREET 1:** ONE AMERICAN ROAD
- **CITY:** DEARBORN
- **STATE:** MI
- **ZIP:** 48126

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FORD MOTOR CREDIT CO
- **DATE OF NAME CHANGE:** 19920703

---

| | |
|:---|:---|
| **PROSPECTUS Dated February 7, 2024 and** | **PRICING SUPPLEMENT NO. 9** |
| **PROSPECTUS SUPPLEMENT Dated February 7, 2024** | **Dated February 12, 2026** |
|  | **Registration Statement No. 333-276916** |
|  | **Filed Pursuant to Rule 424(b)(2)** |

---

**FORD MOTOR CREDIT COMPANY LLC**

**EURO MEDIUM-TERM NOTES<br> Due Nine Months or More from Date of Issue**

**€750,000,000 3.305% Fixed Rate Notes due 2029**

This Pricing Supplement has been prepared on the basis that any offer of Euro Medium-Term Notes in any Member State of the European Economic Area (the "EEA") or the United Kingdom (the "UK") under this Pricing Supplement, and the accompanying Prospectus and Prospectus Supplement, will be made pursuant to (i) one or more of the exemptions set out in Article 4(1) of the EU Prospectus Regulation from the requirement to publish a prospectus and (ii) one or more of the exemptions set out in Part 1 of Schedule 1 to the UK POATRs to the prohibition of offers to the public in the UK. In this Pricing Supplement, the expression "EU Prospectus Regulation" means Regulation (EU) 2017/1129 (as amended) and "UK POATRs" means The Public Offers and Admissions to Trading Regulations 2024.

This document constitutes the Pricing Supplement for the Euro Medium-Term Notes described herein. This document must be read in conjunction with the accompanying Prospectus and Prospectus Supplement. Full information on Ford Credit and the offer of the Notes is only available on the basis of the combination of this Pricing Supplement and the Prospectus and Prospectus Supplement. Copies of the Prospectus and Prospectus Supplement may be obtained at no cost, by writing or telephoning Ford Credit's principal executive offices at the following address: Ford Motor Credit Company LLC, One American Road, Dearborn, MI 48126, Attn: Corporate Secretary, 1-800-426-2888. Ford Credit's SEC filings also are available to you at the SEC's web site at <u>http://www.sec.gov</u>.

The Euro Medium-Term Notes offered hereby will be Fixed Rate Notes and senior securities as more fully described in the accompanying Prospectus and Prospectus Supplement.

**1.** **Issuer:** Ford Motor Credit Company LLC

**2.** **Issuer Ratings (M/S/F)\*:** Ba1 / BBB- / BBB- (Stable / Negative / Stable)

**3.** **Trade Date:** February 12, 2026

**4.** **Issue Date:** February 17, 2026 (T+3)

**5.** **Stated Maturity:** May 17, 2029

**6.** **Specified Currency:** Euro (€)

**7.** **Principal Amount:** €750,000,000

**8.** **Interest Rate:** 3.305% Fixed Rate

**9.** **Yield to Maturity:** 3.309%

**10.** **Price to Public:** 99.998% plus accrued interest from the Issue Date

**11.** **All-in Price:** 99.748%

**12.** **Net Proceeds (Before Expenses) to Issuer:** €748,110,000

**13.** **Interest Payment Date:** Annually on each May 17, beginning May 17, 2026 (short
 first coupon)

**14.** **Regular Record Date:** Notwithstanding anything in the Prospectus Supplement
 to the contrary, the first day (whether or not a Business Day) next preceding the applicable Interest Payment Date

**15.** **Business Day:** New York City, London, Target/T2 (or any successor
 or replacement)

**16.** **Day Count Convention:** Actual/Actual (ICMA)

**17.** **Business Day Convention:** Following, unadjusted

**18.** **Minimum Denominations:** The Notes will be issued and transferable in minimum
 denominations of €100,000 and integral multiples of €1,000 in excess thereof.

**19.** **Stabilization Agent:** Barclays Bank PLC

**20.** **ISIN:** XS3299544711

**21.** **Listing:** Ford Credit intends to apply to list the Notes on the
 New York Stock Exchange.

---

| | | | |
|:---|:---|:---|:---|
| **22.** | **Plan of Distribution:** | **Name** | &nbsp;&nbsp;**Principal Amount of <br> Notes** |
|  |  | Barclays Bank PLC | &nbsp;&nbsp;€86,250,000 |
|  |  | Citigroup Global Markets Limited | &nbsp;&nbsp;86250000 |
|  |  | Crédit Agricole Corporate and Investment Bank | &nbsp;&nbsp;86250000 |
|  |  | Lloyds Bank Corporate Markets plc | &nbsp;&nbsp;86250000 |
|  |  | NatWest Markets Plc | &nbsp;&nbsp;86250000 |
|  |  | UniCredit Bank GmbH | &nbsp;&nbsp;86250000 |
|  |  | Banco Bradesco BBI S.A. | &nbsp;&nbsp;86250000 |
|  |  | Wells Fargo Securities International Limited | &nbsp;&nbsp;86250000 |
|  |  | Banco Bilbao Vizcaya Argentaria, S.A. | &nbsp;&nbsp;30000000 |
|  |  | Banco Santander, S.A. | &nbsp;&nbsp;30000000 |
|  |  | **Total** | &nbsp;&nbsp;**€750,000,000** |

---

The above Agents have agreed to purchase the respective principal amount of Notes, opposite its name as principal, at a price of 99.748% plus accrued interest from February 17, 2026 if settlement occurs after that date.

**23.** **Optional Redemption:** 

At any time, or from time to time, the Issuer has the option to redeem all or a portion of the Notes on no less than 10 nor more than 60 days' published notice in accordance with "Optional Redemption, Repayment and Repurchase" in the Prospectus Supplement and in "Notice of Redemption" below, at a redemption price equal to the greater of (a) 100% of the principal amount of the Notes to be redeemed and (b) the sum of the present values of the Remaining Scheduled Payments (as defined below), discounted to the redemption date on an annual basis (assuming an Actual/Actual (ICMA) day count fraction) at the Bond Rate (as defined below) plus 20 basis points and in each case plus accrued and unpaid interest, if any, on the principal amount being redeemed to, but excluding, the redemption date.

"Bond Rate" means, with respect to any redemption date, the rate per year equal to the annual equivalent yield to maturity (computed as of the second business day immediately preceding such redemption date) of the Comparable Government Issue, assuming a price for the Comparable Government Issue (expressed as a percentage of its principal amount) equal to the Comparable Price for such redemption date.

"Comparable Government Issue" means a European Union government bond selected by an Independent Investment Banker that would be utilized, at the time of selection and in accordance with customary financial practice, in pricing

new issues of euro-denominated corporate debt securities of comparable maturity of the Notes of the series to be redeemed.

"Comparable Price" means, with respect to any redemption date, (a) the average of the Reference Dealer Quotations for such redemption date, after excluding the highest and lowest of such Reference Dealer Quotations, or (b) if fewer than five such Reference Dealer Quotations are obtained, the average of all such Reference Dealer Quotations.

"Independent Investment Banker" means an investment bank of international standing appointed by the Issuer.

"Reference Dealer" means a broker of, or a market maker in, the Comparable Government Issue selected by the Independent Investment Banker.

"Reference Dealer Quotation" means, with respect to each Reference Dealer and any redemption date, the average of the bid and asked prices for the Comparable Government Issue (expressed in each case as a percentage of its principal amount) quoted in writing by such Reference Dealer as of 3:30 p.m., Central European time, on the third business day preceding such redemption date.

"Remaining Scheduled Payments" means, with respect to each Note to be redeemed, the remaining scheduled payments of the principal thereof and interest thereon that would be due after the related redemption date but for such redemption; provided, however, that, if such redemption date is not an interest payment date with respect to such Note, the amount of the next succeeding scheduled interest payment thereon will be reduced by the amount of interest accrued thereon to, but excluding, such redemption date.

On and after the redemption date, interest will cease to accrue on the Notes called for redemption. On or before any redemption date, the Issuer shall deposit (or cause to be deposited) with the Paying Agent (or the Trustee) money sufficient to pay the redemption price of and accrued interest on the Notes to be redeemed on such redemption date.

*Notice of Redemption*

The Issuer will give notice of any redemption of the Notes described above in accordance with the provisions described under "Optional Redemption, Repayment and Repurchase" in the Prospectus Supplement. If fewer than all of the Notes are to be redeemed at any time, if the Notes are represented by Global Notes, the Trustee will select the Notes to be redeemed in accordance with the existing practices of Euroclear and Clearstream, otherwise the Trustee will select the Notes to be redeemed in accordance with the procedures of the principal securities exchange, if any, on which the Notes are listed at such time or, if the Notes are not listed on a securities exchange, pro rata or by lot; provided, however, that no such partial redemption shall reduce the portion of the principal amount of a Note not redeemed to less than €100,000. The Trustee shall not be liable for any selections made by it in accordance with this paragraph.

Notices regarding the Notes will be sent to holders, in the case of Global Notes, via Euroclear and Clearstream, and will be given in accordance with the procedures of the principal securities exchange, if any, on which the Notes are listed at the time of such notice and may be published through the newswire service of Bloomberg or, if Bloomberg does not then operate, any similar agency.

**24.** **Other:** 

**Settlement** 

It is expected that delivery of the Notes will be made against payment therefor on or about February 17, 2026, which will be the third business day following the date of pricing of the Notes (such settlement cycle being referred to herein as "T+3"). Under Rule 15c6-1 pursuant to the Securities Exchange Act of 1934, as amended, trades in the secondary market generally are required to settle in one business day, unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade the Notes prior to the first business day will be required, by virtue of the fact that the Notes initially will settle in T+3, to specify an alternate settlement cycle at the time of any

such trade to prevent a failed settlement. Purchasers of the Notes who wish to trade those Notes on the date of pricing should consult their own advisor.

\* Note: A securities rating is not a recommendation to buy, sell or hold securities, and may be subject to change or withdrawal at any time.

**25.** **Selling Restrictions / Legends:** 

**<u>Notice to Investors in the European Economic Area</u>**

***Prohibition of Sales to EEA Retail Investors*** – The Notes are not intended to be offered, sold, or otherwise made available to and should not be offered, sold, or otherwise made available to any retail investor in the European Economic Area ("**EEA**"). For these purposes, (a) the expression "retail investor" means a person who is one (or more) of: (i) a "retail client" as defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, "**EU MiFID II**"); (ii) a "customer" within the meaning of Directive (EU) 2016/97 (as amended, the "**EU Insurance Distribution Directive**"), where that customer would not qualify as a professional client as defined in point (10) of Article 4(1) of the EU MiFID II; or (iii) not a "qualified investor" as defined in Article 2(e) of Regulation (EU) 2017/1129 (as amended, the "**EU Prospectus Regulation**"); and (b) the expression "offer" includes the communication in any form and by any means of sufficient information on the terms of the offer and the securities to be offered, so as to enable an investor to decide to buy or subscribe for those securities.

Consequently, no key information document required by Regulation (EU) No 1286/2014 (as amended, the "**EU PRIIPs Regulation**") for offering or selling the Notes or otherwise making them available to retail investors in the EEA has been prepared and therefore offering or selling the Notes or otherwise making them available to any retail investor in the EEA may be unlawful under the EU PRIIPs Regulation.

Each person in a member state of the EEA who receives any communication in respect of, or who acquires any Notes under, the offer contemplated in this Pricing Supplement or to whom the Notes are otherwise made available, will be deemed to have represented, warranted, and agreed to and with each underwriter and the Issuer that it and any person on whose behalf it acquires Notes is not a "retail investor" (as defined in this section "*Notice to Investors in the European Economic Area*").

In the EEA, this Pricing Supplement and the accompanying Prospectus and Prospectus Supplement are only directed at non-retail investors (being persons who are not retail investors as defined in this section "*Notice to Investors in the European Economic Area*") and any investment or investment activity to which this document relates is available only to, and will be engaged in only with, non-retail investors. Any person in the EEA who is a retail investor should not act or rely on this document, the Prospectus, the Prospectus Supplement, or any of their contents.

For the avoidance of doubt, while this document refers to a Prospectus and a Prospectus Supplement, neither such Prospectus nor such Prospectus Supplement is a prospectus for the purposes of the EU Prospectus Regulation.

**<u>Notice to Investors in the United Kingdom</u>**

***Prohibition of Sales to UK Retail Investors*** – The Notes are not intended to be offered, sold, or otherwise made available to and should not be offered, sold, or otherwise made available to any retail investor in the United Kingdom ("**UK**"). For these purposes, (a) the expression "retail investor" means a person who is neither: (i) a "professional client" as defined in point (8) of Article 2(1) of Regulation (EU) No 600/2014 as it forms part of assimilated UK law by virtue of the European Union (Withdrawal) Act 2018 (as amended, and together with any statutory instruments made in exercise of the powers conferred by such Act, the "**EUWA**"); nor (ii) a "qualified investor" as defined in paragraph 15 of Schedule 1 to the UK POATRs; and (b) the expression "offer" includes the communication in any form and by any means of sufficient information on the terms of the offer and the securities to be offered, so as to enable an investor to decide to buy or subscribe for those securities.

Consequently, no key information document required by Regulation (EU) No 1286/2014 as it forms part of assimilated UK law by virtue of the EUWA (the "**UK PRIIPs Regulation**") for offering or selling the Notes or otherwise making

them available to retail investors in the UK has been prepared and therefore offering or selling the Notes or otherwise making them available to any retail investor in the UK may be unlawful under the UK PRIIPs Regulation.

Each person in the UK who receives any communication in respect of, or who acquires any Notes under, the offer contemplated in this Pricing Supplement or to whom the Notes are otherwise made available, will be deemed to have represented, warranted, and agreed to and with each underwriter and the Issuer that it and any person on whose behalf it acquires Notes is not a "retail investor" (as defined in this section "*Notice to Investors in the United Kingdom*").

In the UK, this Pricing Supplement and the accompanying Prospectus and Prospectus Supplement are only directed at non-retail investors (being persons who are not retail investors as defined in this section "*Notice to Investors in the United Kingdom*") who are also (i) persons having professional experience in matters relating to investments who fall within the definition of "investment professionals" in Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (as amended, the "**Financial Promotion Order**"); (ii) high net worth bodies corporate, unincorporated associations, partnerships, and trustees of high value trusts as described in Article 49(2)(a) to (c) of the Financial Promotion Order; or (iii) persons to whom an invitation or inducement to engage in investment activity (within the meaning of Section 21 of the Financial Services and Markets Act 2000) in connection with the issue or sale of any securities may otherwise lawfully be communicated or caused to be communicated (all such persons together being referred to as "relevant persons"). In the UK, any investment or investment activity to which this document relates is available only to, and will be engaged in only with, relevant persons. Any person in the UK who is not a relevant person should not act or rely on this document, the Prospectus, the Prospectus Supplement, or any of their contents.

For the avoidance of doubt, while this document refers to a Prospectus and a Prospectus Supplement, neither such Prospectus nor such Prospectus Supplement is a prospectus for the purposes of the UK POATRs.