# EDGAR Filing Document

**Accession Number:** 0000898413
**File Stem:** 0001140361-23-005932
**Filing Date:** 2023-2
**Character Count:** 48350
**Document Hash:** cd01b492f263f71e03ccb3a5e8da6cdd
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-23-005932.hdr.sgml**: 20230210

**ACCESSION NUMBER**: 0001140361-23-005932

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230210

**DATE AS OF CHANGE**: 20230210

**EFFECTIVENESS DATE**: 20230210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NBT BANK N A /NY
- **CENTRAL INDEX KEY:** 0000898413
- **IRS NUMBER:** 150395735
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-03594
- **FILM NUMBER:** 23611893

**BUSINESS ADDRESS:**
- **STREET 1:** 52 SOUTH BROAD STREET
- **CITY:** NORWICH
- **STATE:** NY
- **ZIP:** 13815
- **BUSINESS PHONE:** 6073376259

**MAIL ADDRESS:**
- **STREET 1:** 52 SOUTH BROAD STREET
- **CITY:** NORWICH
- **STATE:** NY
- **ZIP:** 13815

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NBT BANK N A/NY TRUST CO /NY
- **DATE OF NAME CHANGE:** 19950804

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NATIONAL BANK & TRUST CO /NY
- **DATE OF NAME CHANGE:** 19950804

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** NBT BANK N A /NY<br>**Address:** 52 SOUTH BROAD STREET<br>NORWICH, NY 13815

**Form 13F File Number:** 028-03594

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Todd Wilcox<br>**Title:** Assistant Vice President and Compliance Officer<br>**Phone:** (607) 337-6421

**Signature, Place, and Date of Signing:**

/s/ Todd Wilcox  Norwich, NY  02-10-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 452

**Form 13F Information Table Value Total:** $686181524

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT Inc | Com | 00206R102 |  | 963451 | 52333 | SH |  | SOLE | 0 | 49737 | 435 | 2161 |
| AT Inc | Com | 00206R102 |  | 701933 | 38128 | SH |  | OTR | 0 | 32816 | 400 | 4912 |
| Abbott Labs | Com | 002824100 |  | 5218648 | 47533 | SH |  | SOLE | 0 | 46933 | 0 | 600 |
| Abbott Labs | Com | 002824100 |  | 1993786 | 18160 | SH |  | OTR | 0 | 16574 | 576 | 1010 |
| Abbvie Inc | Com | 00287Y109 |  | 3659335 | 22643 | SH |  | SOLE | 0 | 22343 | 0 | 300 |
| Abbvie Inc | Com | 00287Y109 |  | 2380030 | 14727 | SH |  | OTR | 0 | 13202 | 295 | 1230 |
| Activision Blizzard Inc | Com | 00507V109 |  | 702193 | 9173 | SH |  | SOLE | 0 | 9173 | 0 | 0 |
| Activision Blizzard Inc | Com | 00507V109 |  | 568078 | 7421 | SH |  | OTR | 0 | 7421 | 0 | 0 |
| Air Products  Chemicals Inc | Com | 009158106 |  | 1721324 | 5584 | SH |  | SOLE | 0 | 5584 | 0 | 0 |
| Air Products  Chemicals Inc | Com | 009158106 |  | 522501 | 1695 | SH |  | OTR | 0 | 1695 | 0 | 0 |
| Allstate Corp | Com | 020002101 |  | 88004 | 649 | SH |  | SOLE | 0 | 649 | 0 | 0 |
| Allstate Corp | Com | 020002101 |  | 271200 | 2000 | SH |  | OTR | 0 | 2000 | 0 | 0 |
| Alphabet Inc Cl C | Com | 02079K107 |  | 3796379 | 42786 | SH |  | SOLE | 0 | 40723 | 0 | 2063 |
| Alphabet Inc Cl C | Com | 02079K107 |  | 3164910 | 35669 | SH |  | OTR | 0 | 33069 | 0 | 2600 |
| Alphabet Inc Cl A | Com | 02079K305 |  | 2653605 | 30076 | SH |  | SOLE | 0 | 29416 | 0 | 660 |
| Alphabet Inc Cl A | Com | 02079K305 |  | 559202 | 6338 | SH |  | OTR | 0 | 4038 | 0 | 2300 |
| Altria Group Inc | Com | 02209S103 |  | 578414 | 12654 | SH |  | SOLE | 0 | 11879 | 0 | 775 |
| Altria Group Inc | Com | 02209S103 |  | 1477210 | 32317 | SH |  | OTR | 0 | 31617 | 0 | 700 |
| Amazon.Com Inc | Com | 023135106 |  | 1111992 | 13238 | SH |  | SOLE | 0 | 13238 | 0 | 0 |
| Amazon.Com Inc | Com | 023135106 |  | 424032 | 5048 | SH |  | OTR | 0 | 4848 | 0 | 200 |
| American Express CO | Com | 025816109 |  | 613310 | 4151 | SH |  | SOLE | 0 | 4151 | 0 | 0 |
| American Express CO | Com | 025816109 |  | 148637 | 1006 | SH |  | OTR | 0 | 720 | 0 | 286 |
| American Tower Corp REIT | Com | 03027X100 |  | 189827 | 896 | SH |  | SOLE | 0 | 896 | 0 | 0 |
| American Tower Corp REIT | Com | 03027X100 |  | 75634 | 357 | SH |  | OTR | 0 | 357 | 0 | 0 |
| American Water Works CO Inc | Com | 030420103 |  | 1415372 | 9286 | SH |  | SOLE | 0 | 9286 | 0 | 0 |
| American Water Works CO Inc | Com | 030420103 |  | 949577 | 6230 | SH |  | OTR | 0 | 4700 | 100 | 1430 |
| Amgen Inc | Com | 031162100 |  | 667106 | 2540 | SH |  | SOLE | 0 | 2540 | 0 | 0 |
| Amgen Inc | Com | 031162100 |  | 269206 | 1025 | SH |  | OTR | 0 | 1025 | 0 | 0 |
| Amplify CWP Enhanced Dividend | Com | 032108409 |  | 509606 | 14211 | SH |  | SOLE | 0 | 14211 | 0 | 0 |
| Amplify CWP Enhanced Dividend | Com | 032108409 |  | 179300 | 5000 | SH |  | OTR | 0 | 5000 | 0 | 0 |
| APA Corporation | Com | 03743Q108 |  | 422267 | 9046 | SH |  | SOLE | 0 | 9046 | 0 | 0 |
| APA Corporation | Com | 03743Q108 |  | 58350 | 1250 | SH |  | OTR | 0 | 1250 | 0 | 0 |
| Apple Inc | Com | 037833100 |  | 17636777 | 135741 | SH |  | SOLE | 0 | 122799 | 315 | 12627 |
| Apple Inc | Com | 037833100 |  | 10222113 | 78674 | SH |  | OTR | 0 | 70869 | 2385 | 5420 |
| Arrow Finl Corp | Com | 042744102 |  | 207875 | 6132 | SH |  | SOLE | 0 | 0 | 0 | 6132 |
| Arrow Finl Corp | Com | 042744102 |  | 179806 | 5304 | SH |  | OTR | 0 | 5304 | 0 | 0 |
| Autoliv Inc | Com | 052800109 |  | 718933 | 9388 | SH |  | SOLE | 0 | 8344 | 0 | 1044 |
| Autoliv Inc | Com | 052800109 |  | 822929 | 10746 | SH |  | OTR | 0 | 10746 | 0 | 0 |
| Automatic Data Processing Inc | Com | 053015103 |  | 4521142 | 18928 | SH |  | SOLE | 0 | 18648 | 0 | 280 |
| Automatic Data Processing Inc | Com | 053015103 |  | 1188567 | 4976 | SH |  | OTR | 0 | 4371 | 125 | 480 |
| BP PLC Spons ADR | Com | 055622104 |  | 124491 | 3564 | SH |  | SOLE | 0 | 3564 | 0 | 0 |
| BP PLC Spons ADR | Com | 055622104 |  | 228093 | 6530 | SH |  | OTR | 0 | 6530 | 0 | 0 |
| Bank of America Corp | Com | 060505104 |  | 799219 | 24131 | SH |  | SOLE | 0 | 23483 | 0 | 648 |
| Bank of America Corp | Com | 060505104 |  | 184478 | 5570 | SH |  | OTR | 0 | 5570 | 0 | 0 |
| Bank of New York Mellon Corp | Com | 064058100 |  | 628495 | 13807 | SH |  | SOLE | 0 | 13807 | 0 | 0 |
| Bank of New York Mellon Corp | Com | 064058100 |  | 22760 | 500 | SH |  | OTR | 0 | 0 | 0 | 500 |
| Baxter Intl Inc | Com | 071813109 |  | 359389 | 7051 | SH |  | SOLE | 0 | 7051 | 0 | 0 |
| Baxter Intl Inc | Com | 071813109 |  | 137874 | 2705 | SH |  | OTR | 0 | 1145 | 100 | 1460 |
| Becton Dickinson | Com | 075887109 |  | 357546 | 1406 | SH |  | SOLE | 0 | 1406 | 0 | 0 |
| Becton Dickinson | Com | 075887109 |  | 268795 | 1057 | SH |  | OTR | 0 | 1057 | 0 | 0 |
| Berkshire Hathaway Inc-Cl B | Com | 084670702 |  | 2819021 | 9126 | SH |  | SOLE | 0 | 8896 | 30 | 200 |
| Berkshire Hathaway Inc-Cl B | Com | 084670702 |  | 2491587 | 8066 | SH |  | OTR | 0 | 8028 | 38 | 0 |
| Best Buy Company Inc | Com | 086516101 |  | 278890 | 3477 | SH |  | SOLE | 0 | 3477 | 0 | 0 |
| Best Buy Company Inc | Com | 086516101 |  | 31683 | 395 | SH |  | OTR | 0 | 395 | 0 | 0 |
| BHP Group Ltd Spons ADR | Com | 088606108 |  | 175477 | 2828 | SH |  | SOLE | 0 | 2628 | 0 | 200 |
| BHP Group Ltd Spons ADR | Com | 088606108 |  | 56776 | 915 | SH |  | OTR | 0 | 915 | 0 | 0 |
| Biogen Inc | Com | 09062X103 |  | 105783 | 382 | SH |  | SOLE | 0 | 382 | 0 | 0 |
| Biogen Inc | Com | 09062X103 |  | 144552 | 522 | SH |  | OTR | 0 | 522 | 0 | 0 |
| Boeing CO | Com | 097023105 |  | 1433818 | 7527 | SH |  | SOLE | 0 | 7327 | 0 | 200 |
| Boeing CO | Com | 097023105 |  | 1711553 | 8985 | SH |  | OTR | 0 | 8655 | 180 | 150 |
| Bristol Myers Squibb CO | Com | 110122108 |  | 3986318 | 55404 | SH |  | SOLE | 0 | 52624 | 660 | 2120 |
| Bristol Myers Squibb CO | Com | 110122108 |  | 2358737 | 32783 | SH |  | OTR | 0 | 27258 | 315 | 5210 |
| CDW Corp | Com | 12514G108 |  | 117863 | 660 | SH |  | SOLE | 0 | 660 | 0 | 0 |
| CDW Corp | Com | 12514G108 |  | 95005 | 532 | SH |  | OTR | 0 | 532 | 0 | 0 |
| Cigna Corp | Com | 125523100 |  | 405892 | 1225 | SH |  | SOLE | 0 | 1188 | 0 | 37 |
| Cigna Corp | Com | 125523100 |  | 8284 | 25 | SH |  | OTR | 0 | 25 | 0 | 0 |
| Csx Corp | Com | 126408103 |  | 253943 | 8197 | SH |  | SOLE | 0 | 8197 | 0 | 0 |
| Csx Corp | Com | 126408103 |  | 200750 | 6480 | SH |  | OTR | 0 | 6480 | 0 | 0 |
| CVS Health Corp | Com | 126650100 |  | 3352142 | 35971 | SH |  | SOLE | 0 | 34899 | 0 | 1072 |
| CVS Health Corp | Com | 126650100 |  | 1597649 | 17144 | SH |  | OTR | 0 | 15463 | 300 | 1381 |
| Cardinal Health Inc | Com | 14149Y108 |  | 164117 | 2135 | SH |  | SOLE | 0 | 2135 | 0 | 0 |
| Cardinal Health Inc | Com | 14149Y108 |  | 63418 | 825 | SH |  | OTR | 0 | 825 | 0 | 0 |
| Carrier Global Corporation | Com | 14448C104 |  | 831394 | 20155 | SH |  | SOLE | 0 | 19361 | 100 | 694 |
| Carrier Global Corporation | Com | 14448C104 |  | 548914 | 13307 | SH |  | OTR | 0 | 12041 | 1066 | 200 |
| Caterpillar Inc | Com | 149123101 |  | 2955212 | 12336 | SH |  | SOLE | 0 | 11448 | 0 | 888 |
| Caterpillar Inc | Com | 149123101 |  | 2371644 | 9900 | SH |  | OTR | 0 | 9570 | 30 | 300 |
| Chevron Corporation | Com | 166764100 |  | 7221235 | 40232 | SH |  | SOLE | 0 | 37966 | 310 | 1956 |
| Chevron Corporation | Com | 166764100 |  | 5123004 | 28542 | SH |  | OTR | 0 | 26977 | 375 | 1190 |
| Chipotle Mexican Grill Inc | Com | 169656105 |  | 198411 | 143 | SH |  | SOLE | 0 | 143 | 0 | 0 |
| Chipotle Mexican Grill Inc | Com | 169656105 |  | 37462 | 27 | SH |  | OTR | 0 | 27 | 0 | 0 |
| Cisco Systems Inc | Com | 17275R102 |  | 3681924 | 77286 | SH |  | SOLE | 0 | 72805 | 0 | 4481 |
| Cisco Systems Inc | Com | 17275R102 |  | 2323784 | 48778 | SH |  | OTR | 0 | 47033 | 715 | 1030 |
| Citigroup Inc | Com | 172967424 |  | 468764 | 10364 | SH |  | SOLE | 0 | 10364 | 0 | 0 |
| Citigroup Inc | Com | 172967424 |  | 238633 | 5276 | SH |  | OTR | 0 | 5126 | 150 | 0 |
| Clorox Company | Com | 189054109 |  | 608471 | 4336 | SH |  | SOLE | 0 | 4336 | 0 | 0 |
| Clorox Company | Com | 189054109 |  | 261014 | 1860 | SH |  | OTR | 0 | 1375 | 0 | 485 |
| Coca Cola CO | Com | 191216100 |  | 2985663 | 46937 | SH |  | SOLE | 0 | 41113 | 840 | 4984 |
| Coca Cola CO | Com | 191216100 |  | 1105796 | 17384 | SH |  | OTR | 0 | 12429 | 150 | 4805 |
| Colgate Palmolive CO | Com | 194162103 |  | 1027264 | 13038 | SH |  | SOLE | 0 | 11213 | 375 | 1450 |
| Colgate Palmolive CO | Com | 194162103 |  | 325403 | 4130 | SH |  | OTR | 0 | 2680 | 0 | 1450 |
| ComCast Corp-Cl A | Com | 20030N101 |  | 812878 | 23245 | SH |  | SOLE | 0 | 21135 | 0 | 2110 |
| ComCast Corp-Cl A | Com | 20030N101 |  | 359177 | 10271 | SH |  | OTR | 0 | 8288 | 810 | 1173 |
| Conocophillips | Com | 20825C104 |  | 951316 | 8062 | SH |  | SOLE | 0 | 7962 | 100 | 0 |
| Conocophillips | Com | 20825C104 |  | 191396 | 1622 | SH |  | OTR | 0 | 1472 | 150 | 0 |
| Corning Inc | Com | 219350105 |  | 405606 | 12699 | SH |  | SOLE | 0 | 12699 | 0 | 0 |
| Corning Inc | Com | 219350105 |  | 266699 | 8350 | SH |  | OTR | 0 | 5600 | 900 | 1850 |
| Corteva Inc Com | Com | 22052L104 |  | 106039 | 1804 | SH |  | SOLE | 0 | 1713 | 0 | 91 |
| Corteva Inc Com | Com | 22052L104 |  | 458190 | 7795 | SH |  | OTR | 0 | 7567 | 0 | 228 |
| Costco Wholesale Corp | Com | 22160K105 |  | 861872 | 1888 | SH |  | SOLE | 0 | 1888 | 0 | 0 |
| Costco Wholesale Corp | Com | 22160K105 |  | 566517 | 1241 | SH |  | OTR | 0 | 751 | 0 | 490 |
| DTE Energy Co | Com | 233331107 |  | 315451 | 2684 | SH |  | SOLE | 0 | 2684 | 0 | 0 |
| Danaher Corp | Com | 235851102 |  | 4562835 | 17191 | SH |  | SOLE | 0 | 15231 | 0 | 1960 |
| Danaher Corp | Com | 235851102 |  | 2776293 | 10460 | SH |  | OTR | 0 | 9283 | 120 | 1057 |
| Deere  CO | Com | 244199105 |  | 2728629 | 6364 | SH |  | SOLE | 0 | 5676 | 25 | 663 |
| Deere  CO | Com | 244199105 |  | 4565865 | 10649 | SH |  | OTR | 0 | 10579 | 70 | 0 |
| Dicks Sporting Goods Inc | Com | 253393102 |  | 540571 | 4494 | SH |  | SOLE | 0 | 3776 | 0 | 718 |
| Dicks Sporting Goods Inc | Com | 253393102 |  | 54491 | 453 | SH |  | OTR | 0 | 453 | 0 | 0 |
| Disney Walt CO New | Com | 254687106 |  | 2786415 | 32072 | SH |  | SOLE | 0 | 30855 | 0 | 1217 |
| Disney Walt CO New | Com | 254687106 |  | 1803455 | 20758 | SH |  | OTR | 0 | 19233 | 600 | 925 |
| Dominion Resources Inc | Com | 25746U109 |  | 937276 | 15285 | SH |  | SOLE | 0 | 14975 | 0 | 310 |
| Dominion Resources Inc | Com | 25746U109 |  | 530725 | 8655 | SH |  | OTR | 0 | 6275 | 80 | 2300 |
| Dow Inc Com | Com | 260557103 |  | 745268 | 14790 | SH |  | SOLE | 0 | 14699 | 0 | 91 |
| Dow Inc Com | Com | 260557103 |  | 988652 | 19620 | SH |  | OTR | 0 | 17846 | 16 | 1758 |
| Duke Energy Corp | Com | 26441C204 |  | 454598 | 4414 | SH |  | SOLE | 0 | 4129 | 285 | 0 |
| Duke Energy Corp | Com | 26441C204 |  | 141611 | 1375 | SH |  | OTR | 0 | 1275 | 100 | 0 |
| Dupont De Nemours Inc | Com | 26614N102 |  | 1026636 | 14959 | SH |  | SOLE | 0 | 14868 | 0 | 91 |
| Dupont De Nemours Inc | Com | 26614N102 |  | 904955 | 13186 | SH |  | OTR | 0 | 12025 | 316 | 845 |
| Ecolab Inc | Com | 278865100 |  | 954291 | 6556 | SH |  | SOLE | 0 | 6556 | 0 | 0 |
| Ecolab Inc | Com | 278865100 |  | 418485 | 2875 | SH |  | OTR | 0 | 2385 | 40 | 450 |
| Emerson Elec CO | Com | 291011104 |  | 1020061 | 10619 | SH |  | SOLE | 0 | 10619 | 0 | 0 |
| Emerson Elec CO | Com | 291011104 |  | 296825 | 3090 | SH |  | OTR | 0 | 2890 | 200 | 0 |
| Exelon Corp | Com | 30161N101 |  | 189002 | 4372 | SH |  | SOLE | 0 | 4372 | 0 | 0 |
| Exelon Corp | Com | 30161N101 |  | 91864 | 2125 | SH |  | OTR | 0 | 1775 | 0 | 350 |
| Exxonmobil Corp | Com | 30231G102 |  | 8836795 | 80116 | SH |  | SOLE | 0 | 76330 | 665 | 3121 |
| Exxonmobil Corp | Com | 30231G102 |  | 6744073 | 61143 | SH |  | OTR | 0 | 57603 | 660 | 2880 |
| Meta Platforms Inc | Com | 30303M102 |  | 718430 | 5970 | SH |  | SOLE | 0 | 5970 | 0 | 0 |
| Meta Platforms Inc | Com | 30303M102 |  | 469206 | 3899 | SH |  | OTR | 0 | 3899 | 0 | 0 |
| Fiserv Inc | Com | 337738108 |  | 466842 | 4619 | SH |  | SOLE | 0 | 4619 | 0 | 0 |
| Fiserv Inc | Com | 337738108 |  | 88335 | 874 | SH |  | OTR | 0 | 874 | 0 | 0 |
| FlexShares Mstar Glbl Upstrm N | Com | 33939L407 |  | 42011147 | 966440 | SH |  | SOLE | 0 | 962609 | 0 | 3831 |
| FlexShares Mstar Glbl Upstrm N | Com | 33939L407 |  | 3703166 | 85189 | SH |  | OTR | 0 | 82264 | 340 | 2585 |
| Flexshares Disciplined Duratio | Com | 33939L779 |  | 856864 | 42065 | SH |  | SOLE | 0 | 42065 | 0 | 0 |
| FlexShares Global Quality Real | Com | 33939L787 |  | 723010 | 13735 | SH |  | SOLE | 0 | 13735 | 0 | 0 |
| FlexShares Global Quality Real | Com | 33939L787 |  | 1053 | 20 | SH |  | OTR | 0 | 20 | 0 | 0 |
| FlexShares STOXX Glbl Brd Infr | Com | 33939L795 |  | 7432652 | 147444 | SH |  | SOLE | 0 | 147444 | 0 | 0 |
| FlexShares STOXX Glbl Brd Infr | Com | 33939L795 |  | 1047016 | 20770 | SH |  | OTR | 0 | 20525 | 0 | 245 |
| FlexShares International Quali | Com | 33939L837 |  | 537102 | 26035 | SH |  | SOLE | 0 | 26035 | 0 | 0 |
| Fortive Corp | Com | 34959J108 |  | 260341 | 4052 | SH |  | SOLE | 0 | 3752 | 0 | 300 |
| Fortive Corp | Com | 34959J108 |  | 113980 | 1774 | SH |  | OTR | 0 | 930 | 50 | 794 |
| Freeport-McMoran Inc | Com | 35671D857 |  | 183084 | 4818 | SH |  | SOLE | 0 | 4818 | 0 | 0 |
| Freeport-McMoran Inc | Com | 35671D857 |  | 119244 | 3138 | SH |  | OTR | 0 | 1413 | 0 | 1725 |
| General Dynamics Corp | Com | 369550108 |  | 1334584 | 5379 | SH |  | SOLE | 0 | 5229 | 0 | 150 |
| General Dynamics Corp | Com | 369550108 |  | 222307 | 896 | SH |  | OTR | 0 | 896 | 0 | 0 |
| General Electric Co New | Com | 369604301 |  | 352421 | 4206 | SH |  | SOLE | 0 | 3852 | 0 | 354 |
| General Electric Co New | Com | 369604301 |  | 193387 | 2308 | SH |  | OTR | 0 | 2299 | 0 | 9 |
| General Mls Inc | Com | 370334104 |  | 892583 | 10645 | SH |  | SOLE | 0 | 10147 | 0 | 498 |
| General Mls Inc | Com | 370334104 |  | 514420 | 6135 | SH |  | OTR | 0 | 5490 | 100 | 545 |
| Genuine Parts CO | Com | 372460105 |  | 236147 | 1361 | SH |  | SOLE | 0 | 1361 | 0 | 0 |
| Gilead Sciences Inc | Com | 375558103 |  | 411393 | 4792 | SH |  | SOLE | 0 | 4792 | 0 | 0 |
| Gilead Sciences Inc | Com | 375558103 |  | 109459 | 1275 | SH |  | OTR | 0 | 1215 | 60 | 0 |
| GSK PLC Sponsored ADR | Com | 37733W204 |  | 223842 | 6370 | SH |  | SOLE | 0 | 6370 | 0 | 0 |
| GSK PLC Sponsored ADR | Com | 37733W204 |  | 66907 | 1904 | SH |  | OTR | 0 | 1304 | 0 | 600 |
| Global X US Preferred ETF | Com | 37954Y657 |  | 232440 | 12000 | SH |  | OTR | 0 | 12000 | 0 | 0 |
| Goldman Sachs Group Inc | Com | 38141G104 |  | 1236168 | 3600 | SH |  | SOLE | 0 | 3580 | 20 | 0 |
| Goldman Sachs Group Inc | Com | 38141G104 |  | 1380044 | 4019 | SH |  | OTR | 0 | 4004 | 15 | 0 |
| Grainger W W Inc | Com | 384802104 |  | 1863438 | 3350 | SH |  | SOLE | 0 | 3350 | 0 | 0 |
| Grainger W W Inc | Com | 384802104 |  | 980669 | 1763 | SH |  | OTR | 0 | 909 | 100 | 754 |
| The Hershey Company | Com | 427866108 |  | 85681 | 370 | SH |  | SOLE | 0 | 370 | 0 | 0 |
| The Hershey Company | Com | 427866108 |  | 173678 | 750 | SH |  | OTR | 0 | 750 | 0 | 0 |
| Home Depot Inc | Com | 437076102 |  | 1112038 | 3521 | SH |  | SOLE | 0 | 3231 | 0 | 290 |
| Home Depot Inc | Com | 437076102 |  | 1659844 | 5255 | SH |  | OTR | 0 | 4155 | 150 | 950 |
| Honeywell International Inc | Com | 438516106 |  | 3829112 | 17868 | SH |  | SOLE | 0 | 16953 | 0 | 915 |
| Honeywell International Inc | Com | 438516106 |  | 1406880 | 6565 | SH |  | OTR | 0 | 5446 | 290 | 829 |
| Illinois Tool Wks Inc | Com | 452308109 |  | 595251 | 2702 | SH |  | SOLE | 0 | 2702 | 0 | 0 |
| Illinois Tool Wks Inc | Com | 452308109 |  | 82613 | 375 | SH |  | OTR | 0 | 375 | 0 | 0 |
| Intel Corp | Com | 458140100 |  | 2370401 | 89686 | SH |  | SOLE | 0 | 87161 | 1025 | 1500 |
| Intel Corp | Com | 458140100 |  | 655623 | 24806 | SH |  | OTR | 0 | 22241 | 1440 | 1125 |
| Intercontinental Exchange Inc | Com | 45866F104 |  | 704075 | 6863 | SH |  | SOLE | 0 | 6863 | 0 | 0 |
| Intercontinental Exchange Inc | Com | 45866F104 |  | 48422 | 472 | SH |  | OTR | 0 | 472 | 0 | 0 |
| Intl. Business Machines Corp | Com | 459200101 |  | 2597640 | 18437 | SH |  | SOLE | 0 | 16328 | 430 | 1679 |
| Intl. Business Machines Corp | Com | 459200101 |  | 2288899 | 16246 | SH |  | OTR | 0 | 14663 | 0 | 1583 |
| Invesco SP 500 Low Volatility | Com | 46138E354 |  | 223203 | 3493 | SH |  | SOLE | 0 | 3493 | 0 | 0 |
| Ishares Barclays TIPS Bond ETF | Com | 464287176 |  | 325813 | 3061 | SH |  | SOLE | 0 | 3061 | 0 | 0 |
| Ishares Core S 500 ETF | Com | 464287200 |  | 226684 | 590 | SH |  | SOLE | 0 | 590 | 0 | 0 |
| Ishares Core Total U.S. Aggreg | Com | 464287226 |  | 215803 | 2225 | SH |  | SOLE | 0 | 2225 | 0 | 0 |
| Ishares Msci Emerging Mkt ETF | Com | 464287234 |  | 2860902 | 75486 | SH |  | SOLE | 0 | 73769 | 525 | 1192 |
| Ishares Msci Emerging Mkt ETF | Com | 464287234 |  | 845807 | 22317 | SH |  | OTR | 0 | 21381 | 561 | 375 |
| Ishares S 500 Growth ETF | Com | 464287309 |  | 432900 | 7400 | SH |  | SOLE | 0 | 7400 | 0 | 0 |
| Ishares S 500 Value ETF | Com | 464287408 |  | 498606 | 3437 | SH |  | SOLE | 0 | 3437 | 0 | 0 |
| Ishares 1-3 Year Treasury ETF | Com | 464287457 |  | 1670073 | 20575 | SH |  | SOLE | 0 | 20575 | 0 | 0 |
| Ishares Msci Eafe ETF | Com | 464287465 |  | 3333384 | 50783 | SH |  | SOLE | 0 | 47934 | 0 | 2849 |
| Ishares Msci Eafe ETF | Com | 464287465 |  | 1072492 | 16339 | SH |  | OTR | 0 | 16064 | 200 | 75 |
| Ishares Core S Mid-Cap ETF | Com | 464287507 |  | 1484721 | 6138 | SH |  | SOLE | 0 | 6138 | 0 | 0 |
| Ishares Core S Mid-Cap ETF | Com | 464287507 |  | 588035 | 2431 | SH |  | OTR | 0 | 2286 | 0 | 145 |
| Ishares Nasdaq Biotech ETF | Com | 464287556 |  | 2750157 | 20947 | SH |  | SOLE | 0 | 20155 | 96 | 696 |
| Ishares Nasdaq Biotech ETF | Com | 464287556 |  | 1842524 | 14034 | SH |  | OTR | 0 | 11897 | 540 | 1597 |
| Ishares Tr Rus 1000 Val ETF | Com | 464287598 |  | 208519 | 1375 | SH |  | SOLE | 0 | 1375 | 0 | 0 |
| Ishares S Midcap 400/Grwth E | Com | 464287606 |  | 260633 | 3816 | SH |  | SOLE | 0 | 3816 | 0 | 0 |
| Ishares Russell 1000 Growth ET | Com | 464287614 |  | 233950 | 1092 | SH |  | SOLE | 0 | 1092 | 0 | 0 |
| Ishares Russell 2000 Value ETF | Com | 464287630 |  | 270684 | 1952 | SH |  | SOLE | 0 | 1952 | 0 | 0 |
| Ishares Russell 2000 Value ETF | Com | 464287630 |  | 25654 | 185 | SH |  | OTR | 0 | 0 | 185 | 0 |
| Ishares Russell 2000 ETF | Com | 464287655 |  | 4842056 | 27770 | SH |  | SOLE | 0 | 26090 | 0 | 1680 |
| Ishares Russell 2000 ETF | Com | 464287655 |  | 748440 | 4293 | SH |  | OTR | 0 | 4158 | 100 | 35 |
| Ishares DJ US Telcom Sector ET | Com | 464287713 |  | 613371 | 27346 | SH |  | SOLE | 0 | 27346 | 0 | 0 |
| Ishares DJ US Telcom Sector ET | Com | 464287713 |  | 603636 | 26912 | SH |  | OTR | 0 | 26712 | 200 | 0 |
| Ishares Core S Small-Cap ETF | Com | 464287804 |  | 483421 | 5108 | SH |  | SOLE | 0 | 5108 | 0 | 0 |
| Ishares Msci Eafe Small Cap ET | Com | 464288273 |  | 2697767 | 47765 | SH |  | SOLE | 0 | 47755 | 0 | 10 |
| Ishares Msci Eafe Small Cap ET | Com | 464288273 |  | 452687 | 8015 | SH |  | OTR | 0 | 8015 | 0 | 0 |
| Ishares New York Muni Bond ETF | Com | 464288323 |  | 2624716 | 50090 | SH |  | SOLE | 0 | 50090 | 0 | 0 |
| Ishares New York Muni Bond ETF | Com | 464288323 |  | 6271232 | 119680 | SH |  | OTR | 0 | 119680 | 0 | 0 |
| Ishares IBoxx High Yield Corpo | Com | 464288513 |  | 2195573 | 29819 | SH |  | SOLE | 0 | 29819 | 0 | 0 |
| Ishares IBoxx High Yield Corpo | Com | 464288513 |  | 114127 | 1550 | SH |  | OTR | 0 | 1550 | 0 | 0 |
| iShares Tr Intrm Gov Cr ETF | Com | 464288612 |  | 275617 | 2690 | SH |  | SOLE | 0 | 2690 | 0 | 0 |
| iShares TR 1-5 Yr Inv Gr Corp | Com | 464288646 |  | 336933 | 6763 | SH |  | SOLE | 0 | 6763 | 0 | 0 |
| Ishares 3-7 Year Treasury Bond | Com | 464288661 |  | 734147 | 6390 | SH |  | SOLE | 0 | 6390 | 0 | 0 |
| Ishares S Pref Stk ETF | Com | 464288687 |  | 1989152 | 65154 | SH |  | SOLE | 0 | 65154 | 0 | 0 |
| Ishares S Pref Stk ETF | Com | 464288687 |  | 314581 | 10304 | SH |  | OTR | 0 | 7124 | 0 | 3180 |
| iShares MSCI USA ESG Select ET | Com | 464288802 |  | 399581 | 4854 | SH |  | SOLE | 0 | 4854 | 0 | 0 |
| Ishares MSCI EAFE Growth ETF | Com | 464288885 |  | 16806720 | 200653 | SH |  | SOLE | 0 | 198675 | 0 | 1978 |
| Ishares MSCI EAFE Growth ETF | Com | 464288885 |  | 3136284 | 37444 | SH |  | OTR | 0 | 37364 | 0 | 80 |
| IShares Russell Top 200 Growth | Com | 464289438 |  | 208517 | 1730 | SH |  | SOLE | 0 | 1730 | 0 | 0 |
| iShares Core High Dividend ETF | Com | 46429B663 |  | 954421 | 9156 | SH |  | SOLE | 0 | 9156 | 0 | 0 |
| IShares 0-5 Yr TIPs ETF | Com | 46429B747 |  | 4486339 | 46270 | SH |  | SOLE | 0 | 46270 | 0 | 0 |
| IShares 0-5 Yr TIPs ETF | Com | 46429B747 |  | 785376 | 8100 | SH |  | OTR | 0 | 8100 | 0 | 0 |
| Ishares Core Msci Eafe ETF | Com | 46432F842 |  | 8015049 | 130030 | SH |  | SOLE | 0 | 129975 | 0 | 55 |
| Ishares Core Msci Eafe ETF | Com | 46432F842 |  | 1208452 | 19605 | SH |  | OTR | 0 | 19605 | 0 | 0 |
| Ishares Core Emerging Markets | Com | 46434G103 |  | 2621318 | 56131 | SH |  | SOLE | 0 | 56131 | 0 | 0 |
| Ishares Core Emerging Markets | Com | 46434G103 |  | 755933 | 16187 | SH |  | OTR | 0 | 16187 | 0 | 0 |
| IShares Core Intnl Agg Bond ET | Com | 46435G672 |  | 485581 | 10212 | SH |  | SOLE | 0 | 10212 | 0 | 0 |
| IShares Core Intnl Agg Bond ET | Com | 46435G672 |  | 54207 | 1140 | SH |  | OTR | 0 | 1140 | 0 | 0 |
| JP Morgan Chase  CO | Com | 46625H100 |  | 7947366 | 59264 | SH |  | SOLE | 0 | 57493 | 112 | 1659 |
| JP Morgan Chase  CO | Com | 46625H100 |  | 5412008 | 40358 | SH |  | OTR | 0 | 35194 | 585 | 4579 |
| JPMorgan Municipal ETF | Com | 46641Q647 |  | 798021 | 16060 | SH |  | SOLE | 0 | 16060 | 0 | 0 |
| JPMorgan Municipal ETF | Com | 46641Q647 |  | 394787 | 7945 | SH |  | OTR | 0 | 7945 | 0 | 0 |
| JPMorgan Ultra-Short Income ET | Com | 46641Q837 |  | 783532 | 15630 | SH |  | SOLE | 0 | 15630 | 0 | 0 |
| JPMorgan Ultra-Short Income ET | Com | 46641Q837 |  | 261378 | 5214 | SH |  | OTR | 0 | 5214 | 0 | 0 |
| Jacobs Solutions Inc | Com | 46982L108 |  | 357208 | 2975 | SH |  | OTR | 0 | 1075 | 0 | 1900 |
| Johnson  Johnson | Com | 478160104 |  | 9920134 | 56157 | SH |  | SOLE | 0 | 50762 | 150 | 5245 |
| Johnson  Johnson | Com | 478160104 |  | 4970401 | 28137 | SH |  | OTR | 0 | 24514 | 260 | 3363 |
| Kimberly Clark Corp | Com | 494368103 |  | 539335 | 3973 | SH |  | SOLE | 0 | 3973 | 0 | 0 |
| Kimberly Clark Corp | Com | 494368103 |  | 54300 | 400 | SH |  | OTR | 0 | 400 | 0 | 0 |
| Kraft Heinz CO | Com | 500754106 |  | 195937 | 4813 | SH |  | SOLE | 0 | 4813 | 0 | 0 |
| Kraft Heinz CO | Com | 500754106 |  | 288268 | 7081 | SH |  | OTR | 0 | 7081 | 0 | 0 |
| Lauder Estee Cos Cl-A | Com | 518439104 |  | 189308 | 763 | SH |  | SOLE | 0 | 763 | 0 | 0 |
| Lauder Estee Cos Cl-A | Com | 518439104 |  | 120581 | 486 | SH |  | OTR | 0 | 486 | 0 | 0 |
| Lilly Eli  CO | Com | 532457108 |  | 610221 | 1668 | SH |  | SOLE | 0 | 1140 | 0 | 528 |
| Lilly Eli  CO | Com | 532457108 |  | 2317596 | 6335 | SH |  | OTR | 0 | 5285 | 25 | 1025 |
| Lockheed Martin Corp | Com | 539830109 |  | 3646062 | 7495 | SH |  | SOLE | 0 | 6944 | 0 | 551 |
| Lockheed Martin Corp | Com | 539830109 |  | 814871 | 1675 | SH |  | OTR | 0 | 1675 | 0 | 0 |
| Lowes Cos Inc | Com | 548661107 |  | 7369290 | 36987 | SH |  | SOLE | 0 | 36457 | 25 | 505 |
| Lowes Cos Inc | Com | 548661107 |  | 4464968 | 22410 | SH |  | OTR | 0 | 21386 | 315 | 709 |
| Marsh  McLennan Companies Inc | Com | 571748102 |  | 326161 | 1971 | SH |  | SOLE | 0 | 1971 | 0 | 0 |
| Marsh  McLennan Companies Inc | Com | 571748102 |  | 54774 | 331 | SH |  | OTR | 0 | 331 | 0 | 0 |
| Marriott International Inc | Com | 571903202 |  | 256537 | 1723 | SH |  | SOLE | 0 | 1723 | 0 | 0 |
| Mastercard Inc Cl A | Com | 57636Q104 |  | 351207 | 1010 | SH |  | SOLE | 0 | 1010 | 0 | 0 |
| Mastercard Inc Cl A | Com | 57636Q104 |  | 110926 | 319 | SH |  | OTR | 0 | 319 | 0 | 0 |
| McDonalds Corp | Com | 580135101 |  | 7712996 | 29268 | SH |  | SOLE | 0 | 29038 | 75 | 155 |
| McDonalds Corp | Com | 580135101 |  | 4104480 | 15575 | SH |  | OTR | 0 | 14762 | 238 | 575 |
| Merck  CO Inc | Com | 58933Y105 |  | 4512337 | 40670 | SH |  | SOLE | 0 | 39250 | 620 | 800 |
| Merck  CO Inc | Com | 58933Y105 |  | 2141002 | 19297 | SH |  | OTR | 0 | 17647 | 300 | 1350 |
| Metlife Inc | Com | 59156R108 |  | 459188 | 6345 | SH |  | SOLE | 0 | 6345 | 0 | 0 |
| Metlife Inc | Com | 59156R108 |  | 116588 | 1611 | SH |  | OTR | 0 | 1300 | 111 | 200 |
| Microsoft Corp | Com | 594918104 |  | 14937908 | 62288 | SH |  | SOLE | 0 | 59080 | 180 | 3028 |
| Microsoft Corp | Com | 594918104 |  | 7831802 | 32657 | SH |  | OTR | 0 | 30546 | 695 | 1416 |
| Microchip Technology Inc | Com | 595017104 |  | 2190536 | 31182 | SH |  | SOLE | 0 | 31182 | 0 | 0 |
| Microchip Technology Inc | Com | 595017104 |  | 625928 | 8910 | SH |  | OTR | 0 | 7360 | 300 | 1250 |
| Mondelez International Inc | Com | 609207105 |  | 640040 | 9603 | SH |  | SOLE | 0 | 9189 | 0 | 414 |
| Mondelez International Inc | Com | 609207105 |  | 1253753 | 18811 | SH |  | OTR | 0 | 18811 | 0 | 0 |
| Morgan Stanley | Com | 617446448 |  | 253530 | 2982 | SH |  | SOLE | 0 | 2982 | 0 | 0 |
| Morgan Stanley | Com | 617446448 |  | 21255 | 250 | SH |  | OTR | 0 | 250 | 0 | 0 |
| NBT Bancorp Inc | Com | 628778102 |  | 7750079 | 178491 | SH |  | SOLE | 0 | 2806 | 0 | 175685 |
| NBT Bancorp Inc | Com | 628778102 |  | 768928 | 17709 | SH |  | OTR | 0 | 9394 | 0 | 8315 |
| Netflix Inc | Com | 64110L106 |  | 202583 | 687 | SH |  | SOLE | 0 | 687 | 0 | 0 |
| Nextera Energy Inc | Com | 65339F101 |  | 2596950 | 31064 | SH |  | SOLE | 0 | 29264 | 0 | 1800 |
| Nextera Energy Inc | Com | 65339F101 |  | 1692482 | 20245 | SH |  | OTR | 0 | 10502 | 120 | 9623 |
| Nike Inc-Class B | Com | 654106103 |  | 2088863 | 17852 | SH |  | SOLE | 0 | 17852 | 0 | 0 |
| Nike Inc-Class B | Com | 654106103 |  | 632322 | 5404 | SH |  | OTR | 0 | 5404 | 0 | 0 |
| Norfolk Southern Corp | Com | 655844108 |  | 1233579 | 5006 | SH |  | SOLE | 0 | 5006 | 0 | 0 |
| Norfolk Southern Corp | Com | 655844108 |  | 1278427 | 5188 | SH |  | OTR | 0 | 3623 | 70 | 1495 |
| Novartis Ag Spons ADR | Com | 66987V109 |  | 1145612 | 12628 | SH |  | SOLE | 0 | 12478 | 0 | 150 |
| Novartis Ag Spons ADR | Com | 66987V109 |  | 718865 | 7924 | SH |  | OTR | 0 | 7824 | 100 | 0 |
| Nucor Corp | Com | 670346105 |  | 997802 | 7570 | SH |  | SOLE | 0 | 7570 | 0 | 0 |
| Nucor Corp | Com | 670346105 |  | 250439 | 1900 | SH |  | OTR | 0 | 1150 | 0 | 750 |
| Nvidia Corp | Com | 67066G104 |  | 771670 | 5280 | SH |  | SOLE | 0 | 4904 | 0 | 376 |
| Nvidia Corp | Com | 67066G104 |  | 73801 | 505 | SH |  | OTR | 0 | 505 | 0 | 0 |
| O'Reilly Automotive Inc | Com | 67103H107 |  | 489537 | 580 | SH |  | SOLE | 0 | 580 | 0 | 0 |
| Oracle Corporation | Com | 68389X105 |  | 2674696 | 32722 | SH |  | SOLE | 0 | 31222 | 0 | 1500 |
| Oracle Corporation | Com | 68389X105 |  | 742199 | 9080 | SH |  | OTR | 0 | 6310 | 70 | 2700 |
| Otis Worldwide Corp | Com | 68902V107 |  | 605963 | 7738 | SH |  | SOLE | 0 | 7341 | 50 | 347 |
| Otis Worldwide Corp | Com | 68902V107 |  | 475812 | 6076 | SH |  | OTR | 0 | 5443 | 533 | 100 |
| Palo Alto Networks | Com | 697435105 |  | 409131 | 2932 | SH |  | SOLE | 0 | 2932 | 0 | 0 |
| Palo Alto Networks | Com | 697435105 |  | 234009 | 1677 | SH |  | OTR | 0 | 1677 | 0 | 0 |
| Paypal Holdings Inc | Com | 70450Y103 |  | 111459 | 1565 | SH |  | SOLE | 0 | 1405 | 0 | 160 |
| Paypal Holdings Inc | Com | 70450Y103 |  | 196567 | 2760 | SH |  | OTR | 0 | 910 | 0 | 1850 |
| Pepsico Inc | Com | 713448108 |  | 7354307 | 40708 | SH |  | SOLE | 0 | 40045 | 90 | 573 |
| Pepsico Inc | Com | 713448108 |  | 3080976 | 17054 | SH |  | OTR | 0 | 15904 | 340 | 810 |
| Pfizer Inc | Com | 717081103 |  | 5583264 | 108963 | SH |  | SOLE | 0 | 104442 | 0 | 4521 |
| Pfizer Inc | Com | 717081103 |  | 2608372 | 50905 | SH |  | OTR | 0 | 46931 | 1385 | 2589 |
| Philip Morris International | Com | 718172109 |  | 864131 | 8538 | SH |  | SOLE | 0 | 7863 | 0 | 675 |
| Philip Morris International | Com | 718172109 |  | 2467196 | 24377 | SH |  | OTR | 0 | 24377 | 0 | 0 |
| T Rowe Price Group Inc | Com | 74144T108 |  | 2360822 | 21647 | SH |  | SOLE | 0 | 21597 | 50 | 0 |
| T Rowe Price Group Inc | Com | 74144T108 |  | 1418762 | 13009 | SH |  | OTR | 0 | 12529 | 295 | 185 |
| Procter  Gamble CO | Com | 742718109 |  | 8945829 | 59025 | SH |  | SOLE | 0 | 54288 | 350 | 4387 |
| Procter  Gamble CO | Com | 742718109 |  | 4855831 | 32039 | SH |  | OTR | 0 | 27759 | 380 | 3900 |
| Prudential Finl Inc | Com | 744320102 |  | 1253097 | 12599 | SH |  | SOLE | 0 | 12549 | 50 | 0 |
| Prudential Finl Inc | Com | 744320102 |  | 1270800 | 12777 | SH |  | OTR | 0 | 12427 | 150 | 200 |
| Public Service Enterprise Grou | Com | 744573106 |  | 93253 | 1522 | SH |  | SOLE | 0 | 1522 | 0 | 0 |
| Public Service Enterprise Grou | Com | 744573106 |  | 156239 | 2550 | SH |  | OTR | 0 | 2550 | 0 | 0 |
| Qualcomm Inc | Com | 747525103 |  | 2701006 | 24568 | SH |  | SOLE | 0 | 24143 | 0 | 425 |
| Qualcomm Inc | Com | 747525103 |  | 1426472 | 12975 | SH |  | OTR | 0 | 12250 | 225 | 500 |
| Quanta Services Incorporated | Com | 74762E102 |  | 926250 | 6500 | SH |  | OTR | 0 | 2100 | 0 | 4400 |
| Raytheon Technologies Corp | Com | 75513E101 |  | 3799941 | 37653 | SH |  | SOLE | 0 | 36683 | 100 | 870 |
| Raytheon Technologies Corp | Com | 75513E101 |  | 2527642 | 25046 | SH |  | OTR | 0 | 22655 | 1186 | 1205 |
| Rockwell Automation Inc | Com | 773903109 |  | 136512 | 530 | SH |  | SOLE | 0 | 530 | 0 | 0 |
| Rockwell Automation Inc | Com | 773903109 |  | 64393 | 250 | SH |  | OTR | 0 | 250 | 0 | 0 |
| Shell PLC Spon ADS | Com | 780259305 |  | 5695 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| Shell PLC Spon ADS | Com | 780259305 |  | 555263 | 9750 | SH |  | OTR | 0 | 5150 | 0 | 4600 |
| S Global Inc | Com | 78409V104 |  | 175844 | 525 | SH |  | SOLE | 0 | 525 | 0 | 0 |
| S Global Inc | Com | 78409V104 |  | 502410 | 1500 | SH |  | OTR | 0 | 0 | 0 | 1500 |
| SPDR S 500 ETF Trust | Com | 78462F103 |  | 4959565 | 12969 | SH |  | SOLE | 0 | 12394 | 0 | 575 |
| SPDR S 500 ETF Trust | Com | 78462F103 |  | 1096809 | 2868 | SH |  | OTR | 0 | 2548 | 160 | 160 |
| SPDR Gold Trust | Com | 78463V107 |  | 327914 | 1933 | SH |  | SOLE | 0 | 1866 | 0 | 67 |
| SPDR Gold Trust | Com | 78463V107 |  | 8482 | 50 | SH |  | OTR | 0 | 50 | 0 | 0 |
| SPDR Portfolio Emerging Market | Com | 78463X509 |  | 293772 | 8913 | SH |  | SOLE | 0 | 8913 | 0 | 0 |
| SPDR Portfolio Emerging Market | Com | 78463X509 |  | 34938 | 1060 | SH |  | OTR | 0 | 1060 | 0 | 0 |
| SPDR Portfolio Developed Wld e | Com | 78463X889 |  | 2464092 | 82994 | SH |  | SOLE | 0 | 82994 | 0 | 0 |
| SPDR Portfolio Developed Wld e | Com | 78463X889 |  | 589703 | 19862 | SH |  | OTR | 0 | 19862 | 0 | 0 |
| SPDR Portfolio Intermediate Te | Com | 78464A375 |  | 666011 | 20924 | SH |  | SOLE | 0 | 20924 | 0 | 0 |
| SPDR Portfolio Short Term Corp | Com | 78464A474 |  | 1860342 | 63320 | SH |  | SOLE | 0 | 63320 | 0 | 0 |
| SPDR S Regional Banking ETF | Com | 78464A698 |  | 1787458 | 30430 | SH |  | SOLE | 0 | 29930 | 0 | 500 |
| SPDR S Regional Banking ETF | Com | 78464A698 |  | 1251984 | 21314 | SH |  | OTR | 0 | 21114 | 100 | 100 |
| SPDR S Dividend ETF | Com | 78464A763 |  | 11346101 | 90689 | SH |  | SOLE | 0 | 90689 | 0 | 0 |
| SPDR S Dividend ETF | Com | 78464A763 |  | 982114 | 7850 | SH |  | OTR | 0 | 7850 | 0 | 0 |
| SPDR Dow Jones Industrial Aver | Com | 78467X109 |  | 1064563 | 3213 | SH |  | SOLE | 0 | 3213 | 0 | 0 |
| SPDR Dow Jones Industrial Aver | Com | 78467X109 |  | 301510 | 910 | SH |  | OTR | 0 | 810 | 0 | 100 |
| Midcap SPDR Trust Series 1 | Com | 78467Y107 |  | 7185833 | 16229 | SH |  | SOLE | 0 | 15240 | 0 | 989 |
| Midcap SPDR Trust Series 1 | Com | 78467Y107 |  | 957622 | 2163 | SH |  | OTR | 0 | 2081 | 50 | 32 |
| Salesforce Inc | Com | 79466L302 |  | 1203254 | 9075 | SH |  | SOLE | 0 | 8982 | 0 | 93 |
| Salesforce Inc | Com | 79466L302 |  | 753111 | 5680 | SH |  | OTR | 0 | 5680 | 0 | 0 |
| Schlumberger Ltd | Com | 806857108 |  | 1347032 | 25197 | SH |  | SOLE | 0 | 24382 | 0 | 815 |
| Schlumberger Ltd | Com | 806857108 |  | 804680 | 15052 | SH |  | OTR | 0 | 14762 | 290 | 0 |
| Charles Schwab Corp | Com | 808513105 |  | 275091 | 3304 | SH |  | SOLE | 0 | 3304 | 0 | 0 |
| Charles Schwab Corp | Com | 808513105 |  | 297655 | 3575 | SH |  | OTR | 0 | 3575 | 0 | 0 |
| Schwab US Small Cap ETF | Com | 808524607 |  | 2267223 | 55967 | SH |  | SOLE | 0 | 55967 | 0 | 0 |
| Schwab US Small Cap ETF | Com | 808524607 |  | 311846 | 7698 | SH |  | OTR | 0 | 7698 | 0 | 0 |
| Schwab Fundamental Intl Lg Co | Com | 808524755 |  | 248258 | 8540 | SH |  | SOLE | 0 | 8540 | 0 | 0 |
| Schwab US Dividend Equity ETF | Com | 808524797 |  | 6714373 | 88885 | SH |  | SOLE | 0 | 87812 | 0 | 1073 |
| Schwab US Dividend Equity ETF | Com | 808524797 |  | 1144884 | 15156 | SH |  | OTR | 0 | 15156 | 0 | 0 |
| Schwab International Equity ET | Com | 808524805 |  | 2557474 | 79400 | SH |  | SOLE | 0 | 79400 | 0 | 0 |
| Schwab International Equity ET | Com | 808524805 |  | 708588 | 21999 | SH |  | OTR | 0 | 21334 | 0 | 665 |
| Schwab US Aggregate Bd ETF | Com | 808524839 |  | 1100667 | 24111 | SH |  | SOLE | 0 | 24111 | 0 | 0 |
| Schwab US Aggregate Bd ETF | Com | 808524839 |  | 571036 | 12509 | SH |  | OTR | 0 | 12509 | 0 | 0 |
| Materials Select SPDR Fund | Com | 81369Y100 |  | 1576544 | 20295 | SH |  | SOLE | 0 | 18264 | 0 | 2031 |
| Materials Select SPDR Fund | Com | 81369Y100 |  | 758312 | 9762 | SH |  | OTR | 0 | 9002 | 315 | 445 |
| Health Care Select Sector SPDR | Com | 81369Y209 |  | 1194768 | 8795 | SH |  | SOLE | 0 | 8276 | 0 | 519 |
| Health Care Select Sector SPDR | Com | 81369Y209 |  | 20378 | 150 | SH |  | OTR | 0 | 150 | 0 | 0 |
| Consumer Staples Select Sector | Com | 81369Y308 |  | 583531 | 7827 | SH |  | SOLE | 0 | 6511 | 0 | 1316 |
| Consumer Staples Select Sector | Com | 81369Y308 |  | 84540 | 1134 | SH |  | OTR | 0 | 649 | 305 | 180 |
| Consumer Discretionary Selt | Com | 81369Y407 |  | 1108968 | 8586 | SH |  | SOLE | 0 | 6756 | 0 | 1830 |
| Consumer Discretionary Selt | Com | 81369Y407 |  | 246437 | 1908 | SH |  | OTR | 0 | 1443 | 355 | 110 |
| Energy Select Sector SPDR | Com | 81369Y506 |  | 868651 | 9931 | SH |  | SOLE | 0 | 8928 | 0 | 1003 |
| Energy Select Sector SPDR | Com | 81369Y506 |  | 156921 | 1794 | SH |  | OTR | 0 | 1574 | 80 | 140 |
| Financial Select Sector SPDR | Com | 81369Y605 |  | 997888 | 29178 | SH |  | SOLE | 0 | 26489 | 0 | 2689 |
| Financial Select Sector SPDR | Com | 81369Y605 |  | 82422 | 2410 | SH |  | OTR | 0 | 2210 | 200 | 0 |
| Industrial Select Sector SPDR | Com | 81369Y704 |  | 1019192 | 10378 | SH |  | SOLE | 0 | 10123 | 0 | 255 |
| Industrial Select Sector SPDR | Com | 81369Y704 |  | 136021 | 1385 | SH |  | OTR | 0 | 1295 | 0 | 90 |
| Technology Select Sect SPDR | Com | 81369Y803 |  | 1959930 | 15750 | SH |  | SOLE | 0 | 15489 | 162 | 99 |
| Technology Select Sect SPDR | Com | 81369Y803 |  | 200971 | 1615 | SH |  | OTR | 0 | 1465 | 150 | 0 |
| Real Estate Select Sect SPDR | Com | 81369Y860 |  | 824499 | 22326 | SH |  | SOLE | 0 | 20000 | 105 | 2221 |
| Real Estate Select Sect SPDR | Com | 81369Y860 |  | 1287934 | 34875 | SH |  | OTR | 0 | 34704 | 46 | 125 |
| Utilities Select Sector SPDR | Com | 81369Y886 |  | 2022998 | 28695 | SH |  | SOLE | 0 | 24532 | 0 | 4163 |
| Utilities Select Sector SPDR | Com | 81369Y886 |  | 1146471 | 16262 | SH |  | OTR | 0 | 15172 | 620 | 470 |
| Simon Ppty Group Inc | Com | 828806109 |  | 11748 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| Simon Ppty Group Inc | Com | 828806109 |  | 211464 | 1800 | SH |  | OTR | 0 | 1800 | 0 | 0 |
| Southern Company | Com | 842587107 |  | 1192833 | 16704 | SH |  | SOLE | 0 | 16704 | 0 | 0 |
| Southern Company | Com | 842587107 |  | 687321 | 9625 | SH |  | OTR | 0 | 9625 | 0 | 0 |
| Starbucks Corp | Com | 855244109 |  | 177766 | 1792 | SH |  | SOLE | 0 | 1792 | 0 | 0 |
| Starbucks Corp | Com | 855244109 |  | 511872 | 5160 | SH |  | OTR | 0 | 5160 | 0 | 0 |
| State Street Corp | Com | 857477103 |  | 202613 | 2612 | SH |  | SOLE | 0 | 2612 | 0 | 0 |
| State Street Corp | Com | 857477103 |  | 44603 | 575 | SH |  | OTR | 0 | 575 | 0 | 0 |
| Stryker Corporation | Com | 863667101 |  | 227376 | 930 | SH |  | SOLE | 0 | 930 | 0 | 0 |
| Sysco Corp | Com | 871829107 |  | 557703 | 7295 | SH |  | SOLE | 0 | 7295 | 0 | 0 |
| Sysco Corp | Com | 871829107 |  | 359621 | 4704 | SH |  | OTR | 0 | 4279 | 0 | 425 |
| TJX Cos Inc | Com | 872540109 |  | 2904922 | 36494 | SH |  | SOLE | 0 | 34894 | 300 | 1300 |
| TJX Cos Inc | Com | 872540109 |  | 2591378 | 32555 | SH |  | OTR | 0 | 31746 | 455 | 354 |
| Target Corp | Com | 87612E106 |  | 2482261 | 16655 | SH |  | SOLE | 0 | 16080 | 0 | 575 |
| Target Corp | Com | 87612E106 |  | 2061968 | 13835 | SH |  | OTR | 0 | 11070 | 165 | 2600 |
| Texas Instruments Inc | Com | 882508104 |  | 300866 | 1821 | SH |  | SOLE | 0 | 1821 | 0 | 0 |
| Texas Instruments Inc | Com | 882508104 |  | 109376 | 662 | SH |  | OTR | 0 | 530 | 0 | 132 |
| Thermo Fisher Scientific Inc | Com | 883556102 |  | 66633 | 121 | SH |  | SOLE | 0 | 121 | 0 | 0 |
| Thermo Fisher Scientific Inc | Com | 883556102 |  | 605759 | 1100 | SH |  | OTR | 0 | 0 | 0 | 1100 |
| 3m CO | Com | 88579Y101 |  | 1373647 | 11455 | SH |  | SOLE | 0 | 10415 | 330 | 710 |
| 3m CO | Com | 88579Y101 |  | 318987 | 2660 | SH |  | OTR | 0 | 2025 | 265 | 370 |
| Truist Financial Corporation | Com | 89832Q109 |  | 330607 | 7683 | SH |  | SOLE | 0 | 7397 | 0 | 286 |
| Truist Financial Corporation | Com | 89832Q109 |  | 143290 | 3330 | SH |  | OTR | 0 | 3330 | 0 | 0 |
| US Bancorp New | Com | 902973304 |  | 756285 | 17342 | SH |  | SOLE | 0 | 17342 | 0 | 0 |
| US Bancorp New | Com | 902973304 |  | 239070 | 5482 | SH |  | OTR | 0 | 4711 | 555 | 216 |
| Union Pac Corp | Com | 907818108 |  | 3675285 | 17749 | SH |  | SOLE | 0 | 16841 | 0 | 908 |
| Union Pac Corp | Com | 907818108 |  | 3463453 | 16726 | SH |  | OTR | 0 | 15096 | 50 | 1580 |
| United Parcel Service Cl B | Com | 911312106 |  | 708224 | 4074 | SH |  | SOLE | 0 | 4074 | 0 | 0 |
| United Parcel Service Cl B | Com | 911312106 |  | 321430 | 1849 | SH |  | OTR | 0 | 1814 | 35 | 0 |
| Unitedhealth Group Inc | Com | 91324P102 |  | 3770110 | 7111 | SH |  | SOLE | 0 | 6911 | 0 | 200 |
| Unitedhealth Group Inc | Com | 91324P102 |  | 2295679 | 4330 | SH |  | OTR | 0 | 4140 | 120 | 70 |
| Vaneck ETF Trust Agribusiness | Com | 92189F700 |  | 992522 | 11562 | SH |  | SOLE | 0 | 10732 | 50 | 780 |
| Vaneck ETF Trust Agribusiness | Com | 92189F700 |  | 945613 | 11016 | SH |  | OTR | 0 | 10791 | 125 | 100 |
| Vanguard Dividend Appreciation | Com | 921908844 |  | 125276 | 825 | SH |  | SOLE | 0 | 825 | 0 | 0 |
| Vanguard Dividend Appreciation | Com | 921908844 |  | 151850 | 1000 | SH |  | OTR | 0 | 1000 | 0 | 0 |
| Vanguard Total Intl Stock Et | Com | 921909768 |  | 47841 | 925 | SH |  | SOLE | 0 | 925 | 0 | 0 |
| Vanguard Total Intl Stock Et | Com | 921909768 |  | 266358 | 5150 | SH |  | OTR | 0 | 5150 | 0 | 0 |
| Vanguard Intermediate-Term Bon | Com | 921937819 |  | 410246 | 5520 | SH |  | SOLE | 0 | 5520 | 0 | 0 |
| Vanguard Intermediate-Term Bon | Com | 921937819 |  | 109622 | 1475 | SH |  | OTR | 0 | 1475 | 0 | 0 |
| Vanguard Short Term Bond ETF | Com | 921937827 |  | 1191682 | 15830 | SH |  | SOLE | 0 | 15830 | 0 | 0 |
| Vanguard Short Term Bond ETF | Com | 921937827 |  | 34629 | 460 | SH |  | OTR | 0 | 460 | 0 | 0 |
| Vanguard Total Bond Market ETF | Com | 921937835 |  | 261498 | 3640 | SH |  | SOLE | 0 | 3640 | 0 | 0 |
| Vanguard Total Bond Market ETF | Com | 921937835 |  | 120332 | 1675 | SH |  | OTR | 0 | 1675 | 0 | 0 |
| Vanguard FTSE Developed Market | Com | 921943858 |  | 115418 | 2750 | SH |  | SOLE | 0 | 2750 | 0 | 0 |
| Vanguard FTSE Developed Market | Com | 921943858 |  | 143747 | 3425 | SH |  | OTR | 0 | 3425 | 0 | 0 |
| Vanguard High Dividend Yield E | Com | 921946406 |  | 269659 | 2492 | SH |  | SOLE | 0 | 2492 | 0 | 0 |
| Vanguard High Dividend Yield E | Com | 921946406 |  | 67090 | 620 | SH |  | OTR | 0 | 620 | 0 | 0 |
| Vanguard Ftse All-World Ex-USI | Com | 922042775 |  | 369783 | 7375 | SH |  | SOLE | 0 | 7375 | 0 | 0 |
| Vanguard Ftse Emerging Markets | Com | 922042858 |  | 1285950 | 32990 | SH |  | SOLE | 0 | 32990 | 0 | 0 |
| Vanguard Ftse Emerging Markets | Com | 922042858 |  | 267208 | 6855 | SH |  | OTR | 0 | 6355 | 0 | 500 |
| Vanguard Inter Term Corp Bond | Com | 92206C870 |  | 943762 | 12176 | SH |  | SOLE | 0 | 12176 | 0 | 0 |
| Vanguard Inter Term Corp Bond | Com | 92206C870 |  | 867182 | 11188 | SH |  | OTR | 0 | 11188 | 0 | 0 |
| Vanguard S 500 ETF | Com | 922908363 |  | 10509282 | 29912 | SH |  | SOLE | 0 | 29725 | 0 | 187 |
| Vanguard Mid-Cap Value Index F | Com | 922908512 |  | 416404 | 3079 | SH |  | SOLE | 0 | 3079 | 0 | 0 |
| Vanguard Mid-Cap Value Index F | Com | 922908512 |  | 24343 | 180 | SH |  | OTR | 0 | 180 | 0 | 0 |
| Vanguard Real Estate ETF | Com | 922908553 |  | 875773 | 10618 | SH |  | SOLE | 0 | 10618 | 0 | 0 |
| Vanguard Real Estate ETF | Com | 922908553 |  | 433927 | 5261 | SH |  | OTR | 0 | 4930 | 331 | 0 |
| Vanguard Index Fund Mid-Cap | Com | 922908629 |  | 140425 | 689 | SH |  | SOLE | 0 | 689 | 0 | 0 |
| Vanguard Index Fund Mid-Cap | Com | 922908629 |  | 78467 | 385 | SH |  | OTR | 0 | 385 | 0 | 0 |
| Vanguard Value ETF | Com | 922908744 |  | 59798 | 426 | SH |  | SOLE | 0 | 426 | 0 | 0 |
| Vanguard Value ETF | Com | 922908744 |  | 407073 | 2900 | SH |  | OTR | 0 | 2900 | 0 | 0 |
| Verizon Communications | Com | 92343V104 |  | 2113298 | 53637 | SH |  | SOLE | 0 | 50408 | 830 | 2399 |
| Verizon Communications | Com | 92343V104 |  | 1293502 | 32830 | SH |  | OTR | 0 | 29679 | 280 | 2871 |
| Visa Inc Cl A | Com | 92826C839 |  | 1834313 | 8829 | SH |  | SOLE | 0 | 8829 | 0 | 0 |
| Visa Inc Cl A | Com | 92826C839 |  | 1458475 | 7020 | SH |  | OTR | 0 | 6920 | 100 | 0 |
| Wal Mart Inc | Com | 931142103 |  | 2146133 | 15136 | SH |  | SOLE | 0 | 14736 | 0 | 400 |
| Wal Mart Inc | Com | 931142103 |  | 1895874 | 13371 | SH |  | OTR | 0 | 11755 | 350 | 1266 |
| Walgreens Boots Alliance Inc | Com | 931427108 |  | 208730 | 5587 | SH |  | SOLE | 0 | 5587 | 0 | 0 |
| Walgreens Boots Alliance Inc | Com | 931427108 |  | 127024 | 3400 | SH |  | OTR | 0 | 2800 | 0 | 600 |
| Waste Management Inc | Com | 94106L109 |  | 53339 | 340 | SH |  | SOLE | 0 | 340 | 0 | 0 |
| Waste Management Inc | Com | 94106L109 |  | 232182 | 1480 | SH |  | OTR | 0 | 1250 | 0 | 230 |
| Wells Fargo  CO | Com | 949746101 |  | 1233077 | 29864 | SH |  | SOLE | 0 | 29087 | 0 | 777 |
| Wells Fargo  CO | Com | 949746101 |  | 432513 | 10475 | SH |  | OTR | 0 | 7690 | 600 | 2185 |
| WisdomTree MidCap Dividend ETF | Com | 97717W505 |  | 2086045 | 50706 | SH |  | SOLE | 0 | 50030 | 0 | 676 |
| WisdomTree MidCap Dividend ETF | Com | 97717W505 |  | 247416 | 6014 | SH |  | OTR | 0 | 3004 | 0 | 3010 |
| WisdomTree SmallCap Dividend E | Com | 97717W604 |  | 636828 | 22392 | SH |  | SOLE | 0 | 22271 | 0 | 121 |
| WisdomTree SmallCap Dividend E | Com | 97717W604 |  | 23946 | 842 | SH |  | OTR | 0 | 842 | 0 | 0 |
| Xylem Inc | Com | 98419M100 |  | 366318 | 3313 | SH |  | SOLE | 0 | 3313 | 0 | 0 |
| Xylem Inc | Com | 98419M100 |  | 82928 | 750 | SH |  | OTR | 0 | 750 | 0 | 0 |
| Yum! Brands Inc | Com | 988498101 |  | 298554 | 2331 | SH |  | SOLE | 0 | 2331 | 0 | 0 |
| Yum! Brands Inc | Com | 988498101 |  | 64040 | 500 | SH |  | OTR | 0 | 500 | 0 | 0 |
| Zimmer Biomet Holdings Inc | Com | 98956P102 |  | 457725 | 3590 | SH |  | SOLE | 0 | 3340 | 60 | 190 |
| Zimmer Biomet Holdings Inc | Com | 98956P102 |  | 320918 | 2517 | SH |  | OTR | 0 | 2092 | 100 | 325 |
| Deutsche Bank Ag ADR | Com | D18190898 |  | 113863 | 10000 | SH |  | SOLE | 0 | 10000 | 0 | 0 |
| Eaton Corp PLC | Com | G29183103 |  | 975130 | 6213 | SH |  | SOLE | 0 | 6213 | 0 | 0 |
| Eaton Corp PLC | Com | G29183103 |  | 710042 | 4524 | SH |  | OTR | 0 | 3449 | 0 | 1075 |
| Linde PLC | Com | G5494J103 |  | 1883363 | 5774 | SH |  | SOLE | 0 | 5774 | 0 | 0 |
| Linde PLC | Com | G5494J103 |  | 992892 | 3044 | SH |  | OTR | 0 | 2119 | 0 | 925 |
| Medtronic PLC | Com | G5960L103 |  | 750697 | 9659 | SH |  | SOLE | 0 | 9659 | 0 | 0 |
| Medtronic PLC | Com | G5960L103 |  | 708107 | 9111 | SH |  | OTR | 0 | 8540 | 71 | 500 |

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