# EDGAR Filing Document

**Accession Number:** 0002043536
**File Stem:** 0001140361-26-001999
**Filing Date:** 2026-1
**Character Count:** 27981
**Document Hash:** b3e5e13a2d91554eafa73d5f903b0bda
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-26-001999.hdr.sgml**: 20260122

**ACCESSION NUMBER**: 0001140361-26-001999

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260122

**DATE AS OF CHANGE**: 20260122

**EFFECTIVENESS DATE**: 20260122

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Kennebec Savings Bank
- **CENTRAL INDEX KEY:** 0002043536

**ORGANIZATION NAME:**
- **EIN:** 010100490
- **STATE OF INCORPORATION:** ME
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24418
- **FILM NUMBER:** 26550804

**BUSINESS ADDRESS:**
- **STREET 1:** 150 STATE STREET
- **STREET 2:** PO BOX 50
- **CITY:** AUGUSTA
- **STATE:** ME
- **ZIP:** 04330
- **BUSINESS PHONE:** 207-622-5801

**MAIL ADDRESS:**
- **STREET 1:** 150 STATE STREET
- **STREET 2:** PO BOX 50
- **CITY:** AUGUSTA
- **STATE:** ME
- **ZIP:** 04330

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Kennebec Savings Bank<br>**Address:** 150 STATE STREET<br>PO BOX 50<br>AUGUSTA, ME 04330

**Form 13F File Number:** 028-24418

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Amos Byron<br>**Title:** Vice President<br>**Phone:** 207-622-5801

**Signature, Place, and Date of Signing:**

/s/ Amos Byron  Augusta, ME  01-22-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 249

**Form 13F Information Table Value Total:** $115774805

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name         | Form 13F File Number   |
|:---|:---|:---|
|  | FCI Advisors |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AFLAC | COM | 001055102 |  | 44108 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| AT Inc. | COM | 00206R102 |  | 24169 | 973 | SH |  | SOLE |  | 973 | 0 | 0 |
| AST Spacemobile Inc | COM CL A | 00217D100 |  | 2324 | 32 | SH |  | SOLE |  | 32 | 0 | 0 |
| Abbott Labs | COM | 002824100 |  | 4385 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| Abbvie Inc. | COM | 00287Y109 |  | 2104164 | 9209 | SH |  | SOLE |  | 9209 | 0 | 0 |
| Adobe Sys Inc | COM | 00724F101 |  | 461287 | 1318 | SH |  | SOLE |  | 1318 | 0 | 0 |
| Advanced Micro Devices Inc | COM | 007903107 |  | 15848 | 74 | SH |  | SOLE |  | 74 | 0 | 0 |
| Aerovironment Inc | COM | 008073108 |  | 7499 | 31 | SH |  | SOLE |  | 31 | 0 | 0 |
| Air Products  Chemicals Inc. | COM | 009158106 |  | 424627 | 1719 | SH |  | SOLE |  | 1719 | 0 | 0 |
| Allstate Corp | COM | 020002101 |  | 661501 | 3178 | SH |  | SOLE |  | 3178 | 0 | 0 |
| Alphabet Inc. Cl C | CAP STK CL C | 02079K107 |  | 1533541 | 4887 | SH |  | SOLE |  | 4887 | 0 | 0 |
| Alphabet Inc. Cl A | CAP STK CL A | 02079K305 |  | 4612994 | 14738 | SH |  | SOLE |  | 14738 | 0 | 0 |
| Oklo Inc. Ordinary Shares - Class A | COM CL A | 02156V109 |  | 2512 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| Amazon.com Inc. | COM | 023135106 |  | 3473149 | 15047 | SH |  | SOLE |  | 15047 | 0 | 0 |
| U-Haul Holding Company | COM | 023586100 |  | 151 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| U-Haul Holding Company | COM SER N | 023586506 |  | 19210 | 411 | SH |  | SOLE |  | 411 | 0 | 0 |
| Avantis Emerging Markets Equity ETF | AVANTIS EMGMKT | 025072604 |  | 172294 | 2237 | SH |  | SOLE |  | 2237 | 0 | 0 |
| American Elec Pwr Inc. | COM | 025537101 |  | 434834 | 3771 | SH |  | SOLE |  | 3771 | 0 | 0 |
| American Express Co | COM | 025816109 |  | 10729 | 29 | SH |  | SOLE |  | 29 | 0 | 0 |
| American Tower Corporation | COM | 03027X100 |  | 360621 | 2054 | SH |  | SOLE |  | 2054 | 0 | 0 |
| Ameriprise Financial Inc | COM | 03076C106 |  | 1815729 | 3703 | SH |  | SOLE |  | 3703 | 0 | 0 |
| Amgen Inc. | COM | 031162100 |  | 41241 | 126 | SH |  | SOLE |  | 126 | 0 | 0 |
| Amphenol | CL A | 032095101 |  | 162168 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| Apple Inc. | COM | 037833100 |  | 9202733 | 33851 | SH |  | SOLE |  | 33851 | 0 | 0 |
| Applied Materials Inc. | COM | 038222105 |  | 78639 | 306 | SH |  | SOLE |  | 306 | 0 | 0 |
| Automatic Data Processing Inc. | COM | 053015103 |  | 889244 | 3457 | SH |  | SOLE |  | 3457 | 0 | 0 |
| Avery Dennison Corp | COM | 053611109 |  | 25281 | 139 | SH |  | SOLE |  | 139 | 0 | 0 |
| Bank of America Corp. | COM | 060505104 |  | 30250 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| Bank New York Mellon Corp | COM | 064058100 |  | 373229 | 3215 | SH |  | SOLE |  | 3215 | 0 | 0 |
| Barrick Mining Corp. ADR | COM SHS | 06849F108 |  | 11846 | 272 | SH |  | SOLE |  | 272 | 0 | 0 |
| Baxter Intl Inc. | COM | 071813109 |  | 19110 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Becton Dickinson  Co | COM | 075887109 |  | 75687 | 390 | SH |  | SOLE |  | 390 | 0 | 0 |
| Berkshire Hathaway Cl B | CL B NEW | 084670702 |  | 1340568 | 2667 | SH |  | SOLE |  | 2667 | 0 | 0 |
| Blackstone Inc | COM | 09260D107 |  | 788118 | 5113 | SH |  | SOLE |  | 5113 | 0 | 0 |
| Boeing Co | COM | 097023105 |  | 540846 | 2491 | SH |  | SOLE |  | 2491 | 0 | 0 |
| Booking Holdings Inc | COM | 09857L108 |  | 1204949 | 225 | SH |  | SOLE |  | 225 | 0 | 0 |
| Booz Allen Hamilton Holdings | CL A | 099502106 |  | 35431 | 420 | SH |  | SOLE |  | 420 | 0 | 0 |
| British American Tobacco ADR | SPONSORED ADR | 110448107 |  | 23214 | 410 | SH |  | SOLE |  | 410 | 0 | 0 |
| Broadridge Financial Solutions Inc. | COM | 11133T103 |  | 133902 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| Broadcom Inc | COM | 11135F101 |  | 2645242 | 7643 | SH |  | SOLE |  | 7643 | 0 | 0 |
| Cigna Group | COM | 125523100 |  | 15963 | 58 | SH |  | SOLE |  | 58 | 0 | 0 |
| CSX Corp. | COM | 126408103 |  | 33241 | 917 | SH |  | SOLE |  | 917 | 0 | 0 |
| CVS Health Corporation | COM | 126650100 |  | 19999 | 252 | SH |  | SOLE |  | 252 | 0 | 0 |
| Canadian Pacific Kansas City Limited ADR | COM | 13646K108 |  | 41086 | 558 | SH |  | SOLE |  | 558 | 0 | 0 |
| Cardinal Health Inc. | COM | 14149Y108 |  | 38223 | 186 | SH |  | SOLE |  | 186 | 0 | 0 |
| Casey's General Stores Inc | COM | 147528103 |  | 48086 | 87 | SH |  | SOLE |  | 87 | 0 | 0 |
| Caterpillar Inc | COM | 149123101 |  | 1719756 | 3002 | SH |  | SOLE |  | 3002 | 0 | 0 |
| Charles River Laboratories International Inc. | COM | 159864107 |  | 22741 | 114 | SH |  | SOLE |  | 114 | 0 | 0 |
| Chevron Corp. | COM | 166764100 |  | 611164 | 4010 | SH |  | SOLE |  | 4010 | 0 | 0 |
| Church  Dwight Co Inc. | COM | 171340102 |  | 57940 | 691 | SH |  | SOLE |  | 691 | 0 | 0 |
| Cisco Systems Inc. | COM | 17275R102 |  | 1688883 | 21925 | SH |  | SOLE |  | 21925 | 0 | 0 |
| Coca Cola Co | COM | 191216100 |  | 69421 | 993 | SH |  | SOLE |  | 993 | 0 | 0 |
| Colgate Palmolive Co | COM | 194162103 |  | 68984 | 873 | SH |  | SOLE |  | 873 | 0 | 0 |
| Comcast Corp CL A | CL A | 20030N101 |  | 17456 | 584 | SH |  | SOLE |  | 584 | 0 | 0 |
| Conagra Brands Inc | COM | 205887102 |  | 31158 | 1800 | SH |  | SOLE |  | 1800 | 0 | 0 |
| ConocoPhillips | COM | 20825C104 |  | 569523 | 6084 | SH |  | SOLE |  | 6084 | 0 | 0 |
| Consolidated Edison Inc. | COM | 209115104 |  | 9336 | 94 | SH |  | SOLE |  | 94 | 0 | 0 |
| Corning Inc | COM | 219350105 |  | 523259 | 5976 | SH |  | SOLE |  | 5976 | 0 | 0 |
| Costco Wholesale Corp. | COM | 22160K105 |  | 1203827 | 1396 | SH |  | SOLE |  | 1396 | 0 | 0 |
| Curtiss-Wright Corp | COM | 231561101 |  | 47409 | 86 | SH |  | SOLE |  | 86 | 0 | 0 |
| Danaher Corp. | COM | 235851102 |  | 766424 | 3348 | SH |  | SOLE |  | 3348 | 0 | 0 |
| Deere  Company | COM | 244199105 |  | 94511 | 203 | SH |  | SOLE |  | 203 | 0 | 0 |
| Dell Technologies Inc Class C | CL C | 24703L202 |  | 5287 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| Digital Realty Trust Inc | COM | 253868103 |  | 742763 | 4801 | SH |  | SOLE |  | 4801 | 0 | 0 |
| Dimensional US Small Cap ETF | US SMALL CAP ETF | 25434V500 |  | 194240 | 2788 | SH |  | SOLE |  | 2788 | 0 | 0 |
| Dimensional ETF Trust Emerging Markets Core Equity 2 | EMERGING MKTS CO | 25434V732 |  | 37215 | 1125 | SH |  | SOLE |  | 1125 | 0 | 0 |
| Walt Disney Co | COM | 254687106 |  | 60526 | 532 | SH |  | SOLE |  | 532 | 0 | 0 |
| Dominion Energy Inc. | COM | 25746U109 |  | 9374 | 160 | SH |  | SOLE |  | 160 | 0 | 0 |
| Dow Inc | COM | 260557103 |  | 229405 | 9812 | SH |  | SOLE |  | 9812 | 0 | 0 |
| Duke Energy Corp | COM NEW | 26441C204 |  | 266653 | 2275 | SH |  | SOLE |  | 2275 | 0 | 0 |
| D-Wave Quantum Inc | COM | 26740W109 |  | 4472 | 171 | SH |  | SOLE |  | 171 | 0 | 0 |
| Eaton Vance Tax-Adv Dividend Inc Fund | COM | 27828G107 |  | 14831 | 589 | SH |  | SOLE |  | 589 | 0 | 0 |
| Ecolab Inc | COM | 278865100 |  | 690953 | 2632 | SH |  | SOLE |  | 2632 | 0 | 0 |
| Edwards Lifesciences Corp | COM | 28176E108 |  | 102300 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| Emerson Electric Co | COM | 291011104 |  | 42869 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| Enbridge Inc. ADR | COM | 29250N105 |  | 543253 | 11358 | SH |  | SOLE |  | 11358 | 0 | 0 |
| Entergy Corp. | COM | 29364G103 |  | 78935 | 854 | SH |  | SOLE |  | 854 | 0 | 0 |
| Equity Lifestyle Properties Inc. | COM | 29472R108 |  | 23153 | 382 | SH |  | SOLE |  | 382 | 0 | 0 |
| Essential Utilities Inc Ordinary Shares | COM | 29670G102 |  | 79137 | 2063 | SH |  | SOLE |  | 2063 | 0 | 0 |
| Exxon Mobil Corp | COM | 30231G102 |  | 2137118 | 17759 | SH |  | SOLE |  | 17759 | 0 | 0 |
| Meta Platforms Inc Cl A | CL A | 30303M102 |  | 945909 | 1433 | SH |  | SOLE |  | 1433 | 0 | 0 |
| Fidelity National Information Services Inc | COM | 31620M106 |  | 29043 | 437 | SH |  | SOLE |  | 437 | 0 | 0 |
| Fifth Third Bancorp | COM | 316773100 |  | 539485 | 11525 | SH |  | SOLE |  | 11525 | 0 | 0 |
| Fiserv Inc. | COM | 337738108 |  | 14777 | 220 | SH |  | SOLE |  | 220 | 0 | 0 |
| Ford Motor Co | COM | 345370860 |  | 3214 | 245 | SH |  | SOLE |  | 245 | 0 | 0 |
| Fortive Corp | COM | 34959J108 |  | 298741 | 5411 | SH |  | SOLE |  | 5411 | 0 | 0 |
| GE Vernova Inc. | COM | 36828A101 |  | 13071 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| General Dynamics Corp | COM | 369550108 |  | 15150 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| GE Aerospace | COM NEW | 369604301 |  | 1848 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| General Mills Inc | COM | 370334104 |  | 16601 | 357 | SH |  | SOLE |  | 357 | 0 | 0 |
| John Hancock Tax-Adv Dividend Inc Fund | COM | 41013V100 |  | 27327 | 1155 | SH |  | SOLE |  | 1155 | 0 | 0 |
| Hasbro Inc. | COM | 418056107 |  | 291838 | 3559 | SH |  | SOLE |  | 3559 | 0 | 0 |
| Home Depot Inc | COM | 437076102 |  | 1435241 | 4171 | SH |  | SOLE |  | 4171 | 0 | 0 |
| Honeywell Intl Inc. | COM | 438516106 |  | 1062070 | 5444 | SH |  | SOLE |  | 5444 | 0 | 0 |
| Huntington Bancshares Inc | COM | 446150104 |  | 578085 | 33319 | SH |  | SOLE |  | 33319 | 0 | 0 |
| IDEXX Laboratories Inc. | COM | 45168D104 |  | 161691 | 239 | SH |  | SOLE |  | 239 | 0 | 0 |
| NYLI Mackay Municipal Insured ETF | NYLI MACKAY MUN | 45409F827 |  | 1071809 | 44053 | SH |  | SOLE |  | 44053 | 0 | 0 |
| IBM Corp. | COM | 459200101 |  | 136257 | 460 | SH |  | SOLE |  | 460 | 0 | 0 |
| Invesco WilderHill Clean Energy ETF | WILDERHIL CLAN | 46137V134 |  | 18904 | 619 | SH |  | SOLE |  | 619 | 0 | 0 |
| Invesco Water Resources ETF | WATER RES ETF | 46137V142 |  | 62031 | 881 | SH |  | SOLE |  | 881 | 0 | 0 |
| IonQ Inc | COM | 46222L108 |  | 3141 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| IShares Core S 500 ETF | CORE S ETF | 464287200 |  | 36987 | 54 | SH |  | SOLE |  | 54 | 0 | 0 |
| iShares iBoxx Invest Grade Corp. Bd ETF | IBOXX INV CP ETF | 464287242 |  | 17190 | 156 | SH |  | SOLE |  | 156 | 0 | 0 |
| iShares MSCI EAFE ETF | MSCI EAFE ETF | 464287465 |  | 56658 | 590 | SH |  | SOLE |  | 590 | 0 | 0 |
| IShares Core S Midcap ETF | CORE S MCP ETF | 464287507 |  | 11220 | 170 | SH |  | SOLE |  | 170 | 0 | 0 |
| iShares Russell 1000 Growth Index ETF | RUS 1000 GRW ETF | 464287614 |  | 183640 | 388 | SH |  | SOLE |  | 388 | 0 | 0 |
| iShares Russell 2000 ETF | RUSSELL 2000 ETF | 464287655 |  | 24616 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| iShares Core S Small-Cap ETF | CORE S SCP ETF | 464287804 |  | 751726 | 6255 | SH |  | SOLE |  | 6255 | 0 | 0 |
| iShares Global Clean Energy ETF | GL CLEAN ENE ETF | 464288224 |  | 7032 | 428 | SH |  | SOLE |  | 428 | 0 | 0 |
| iShares ESG MSCI KLD 400 ETF | ESG MSCI KLD 400 | 464288570 |  | 24349 | 189 | SH |  | SOLE |  | 189 | 0 | 0 |
| iShares Barclays Interm Govt/Credit Bond ETF | INTRM GOV CR ETF | 464288612 |  | 138267 | 1288 | SH |  | SOLE |  | 1288 | 0 | 0 |
| iShares Short-Term Corporate Bond ETF | ISHS 1-5YR INVS | 464288646 |  | 42780 | 809 | SH |  | SOLE |  | 809 | 0 | 0 |
| iShares Esg Optimized MSCI USA ETF | ESG OPTIMIZED | 464288802 |  | 321469 | 2307 | SH |  | SOLE |  | 2307 | 0 | 0 |
| IShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 |  | 577196 | 6452 | SH |  | SOLE |  | 6452 | 0 | 0 |
| iShares Core MSCI Emerging Markets ETF | CORE MSCI EMKT | 46434G103 |  | 430880 | 6410 | SH |  | SOLE |  | 6410 | 0 | 0 |
| iShares iBonds Dec 2026 Term Corporate ETF | IBONDS DEC2026 | 46435GAA0 |  | 16113 | 665 | SH |  | SOLE |  | 665 | 0 | 0 |
| iShares ESG Aware MSCI USA Small-Cap ETF | ESG AWARE MSCI | 46435U663 |  | 50532 | 1099 | SH |  | SOLE |  | 1099 | 0 | 0 |
| iShares Paris- Aligned Climate Optimized MSCI USA ETF | PARIS ALIGNED CL | 46436E411 |  | 15588 | 214 | SH |  | SOLE |  | 214 | 0 | 0 |
| Itron Inc | COM | 465741106 |  | 4736 | 51 | SH |  | SOLE |  | 51 | 0 | 0 |
| JPMorgan Chase  Co. | COM | 46625H100 |  | 3281166 | 10183 | SH |  | SOLE |  | 10183 | 0 | 0 |
| Johnson  Johnson | COM | 478160104 |  | 1498318 | 7240 | SH |  | SOLE |  | 7240 | 0 | 0 |
| Kimberly Clark Corp | COM | 494368103 |  | 20178 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Kontoor Brands Inc | COM | 50050N103 |  | 23703 | 388 | SH |  | SOLE |  | 388 | 0 | 0 |
| The Kraft Heinz Co. | COM | 500754106 |  | 243 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Kratos Defense  Security Solutions Inc | COM NEW | 50077B207 |  | 13284 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| LKQ Corporation | COM | 501889208 |  | 34670 | 1148 | SH |  | SOLE |  | 1148 | 0 | 0 |
| L3 Harris Technologies Inc | COM | 502431109 |  | 51375 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| Labcorp Holdings Inc | COM SHS | 504922105 |  | 36628 | 146 | SH |  | SOLE |  | 146 | 0 | 0 |
| Lam Research Corp | COM NEW | 512807306 |  | 10271 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| Lamb Weston Holdings Inc | COM | 513272104 |  | 25134 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| Leidos Holdings Inc | COM | 525327102 |  | 6855 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| Eli Lilly  Co. | COM | 532457108 |  | 207413 | 193 | SH |  | SOLE |  | 193 | 0 | 0 |
| Lockheed Martin Corp | COM | 539830109 |  | 755493 | 1562 | SH |  | SOLE |  | 1562 | 0 | 0 |
| Lowes Cos Inc. | COM | 548661107 |  | 49438 | 205 | SH |  | SOLE |  | 205 | 0 | 0 |
| Mp Materials Corporation | COM CL A | 553368101 |  | 3435 | 68 | SH |  | SOLE |  | 68 | 0 | 0 |
| Magna Intl Inc ADR | COM | 559222401 |  | 29155 | 547 | SH |  | SOLE |  | 547 | 0 | 0 |
| Manulife Financial Corp. ADR | COM | 56501R106 |  | 16834 | 464 | SH |  | SOLE |  | 464 | 0 | 0 |
| Marathon Pete Corp. | COM | 56585A102 |  | 295173 | 1815 | SH |  | SOLE |  | 1815 | 0 | 0 |
| Marvell Technology Inc | COM | 573874104 |  | 4079 | 48 | SH |  | SOLE |  | 48 | 0 | 0 |
| Masco Corp | COM | 574599106 |  | 63460 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Mattel Inc | COM | 577081102 |  | 3908 | 197 | SH |  | SOLE |  | 197 | 0 | 0 |
| McCormick  Co Inc | COM NON VTG | 579780206 |  | 37665 | 553 | SH |  | SOLE |  | 553 | 0 | 0 |
| McDonald's Corp. | COM | 580135101 |  | 1500949 | 4911 | SH |  | SOLE |  | 4911 | 0 | 0 |
| Merck  Co. Inc. | COM | 58933Y105 |  | 1929732 | 18333 | SH |  | SOLE |  | 18333 | 0 | 0 |
| Microsoft Corp | COM | 594918104 |  | 6552567 | 13549 | SH |  | SOLE |  | 13549 | 0 | 0 |
| Moderna Inc | COM | 60770K107 |  | 3568 | 121 | SH |  | SOLE |  | 121 | 0 | 0 |
| Morgan Stanley | COM NEW | 617446448 |  | 695030 | 3915 | SH |  | SOLE |  | 3915 | 0 | 0 |
| Nano Nuclear Energy Inc. | COM | 63010H108 |  | 5402 | 225 | SH |  | SOLE |  | 225 | 0 | 0 |
| Nextera Energy Inc | COM | 65339F101 |  | 781526 | 9735 | SH |  | SOLE |  | 9735 | 0 | 0 |
| Norfolk Southern Corp | COM | 655844108 |  | 2021 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| Northrop Grumman Corp | COM | 666807102 |  | 835358 | 1465 | SH |  | SOLE |  | 1465 | 0 | 0 |
| Novartis AG ADR | SPONSORED ADR | 66987V109 |  | 732917 | 5316 | SH |  | SOLE |  | 5316 | 0 | 0 |
| Novo-Nordisk A/S ADR | ADR | 670100205 |  | 45385 | 892 | SH |  | SOLE |  | 892 | 0 | 0 |
| Nvidia Corp | COM | 67066G104 |  | 3909973 | 20965 | SH |  | SOLE |  | 20965 | 0 | 0 |
| Occidental Pete Corp | COM | 674599105 |  | 74016 | 1800 | SH |  | SOLE |  | 1800 | 0 | 0 |
| PNC Financial Services Group | COM | 693475105 |  | 729929 | 3497 | SH |  | SOLE |  | 3497 | 0 | 0 |
| Palantir Technologies Inc | CL A | 69608A108 |  | 16709 | 94 | SH |  | SOLE |  | 94 | 0 | 0 |
| Palo Alto Networks Inc | COM | 697435105 |  | 4421 | 24 | SH |  | SOLE |  | 24 | 0 | 0 |
| Paypal Holdings Inc | COM | 70450Y103 |  | 433296 | 7422 | SH |  | SOLE |  | 7422 | 0 | 0 |
| PepsiCo Inc. | COM | 713448108 |  | 1469932 | 10242 | SH |  | SOLE |  | 10242 | 0 | 0 |
| Pfizer Inc | COM | 717081103 |  | 39840 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| Phillip Morris Intl Inc. | COM | 718172109 |  | 783073 | 4882 | SH |  | SOLE |  | 4882 | 0 | 0 |
| Pinnacle West Cap Corp | COM | 723484101 |  | 51801 | 584 | SH |  | SOLE |  | 584 | 0 | 0 |
| Polaris Industries Inc | COM | 731068102 |  | 6325 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Procter  Gamble Co. | COM | 742718109 |  | 1417623 | 9892 | SH |  | SOLE |  | 9892 | 0 | 0 |
| Prologis Inc | COM | 74340W103 |  | 708258 | 5548 | SH |  | SOLE |  | 5548 | 0 | 0 |
| Prudential Financial Inc. | COM | 744320102 |  | 486851 | 4313 | SH |  | SOLE |  | 4313 | 0 | 0 |
| Qualcomm Inc | COM | 747525103 |  | 718239 | 4199 | SH |  | SOLE |  | 4199 | 0 | 0 |
| Quest Diagnostics Inc. | COM | 74834L100 |  | 618114 | 3562 | SH |  | SOLE |  | 3562 | 0 | 0 |
| RTX Corporation | COM | 75513E101 |  | 1387238 | 7564 | SH |  | SOLE |  | 7564 | 0 | 0 |
| Regions Financial Corp | COM | 7591EP100 |  | 46070 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| Rigetti Computing Inc | COMMON STOCK | 76655K103 |  | 2149 | 97 | SH |  | SOLE |  | 97 | 0 | 0 |
| Rivian Automotive Inc Cl A | COM CL A | 76954A103 |  | 986 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| Rocket Lab Corp. | COM | 773121108 |  | 4883 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| State Street SPDR S 600 Small Cap Value ETF | STATE STREET SPD | 78464A300 |  | 113440 | 1247 | SH |  | SOLE |  | 1247 | 0 | 0 |
| State Street SPDR Portfolio Short Term Corp Bd ETF | STATE STREET SPD | 78464A474 |  | 48350 | 1601 | SH |  | SOLE |  | 1601 | 0 | 0 |
| SPDR S Midcap 400 ETF | UTSER1 S | 78467Y107 |  | 1333249 | 2210 | SH |  | SOLE |  | 2210 | 0 | 0 |
| SPDR S Kensho Clean Power ETF | STATE STREET SPD | 78468R655 |  | 3042 | 34 | SH |  | SOLE |  | 34 | 0 | 0 |
| State Street Spdr S 500 Fossil Fuel Reserves Free Etf Res Fre | STATE STREET SPD | 78468R796 |  | 101311 | 1803 | SH |  | SOLE |  | 1803 | 0 | 0 |
| Sabra Healthcare REIT | COM | 78573L106 |  | 1515 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| Salesforce Inc | COM | 79466L302 |  | 895131 | 3379 | SH |  | SOLE |  | 3379 | 0 | 0 |
| SLB Ltd. ADR | COM STK | 806857108 |  | 53348 | 1390 | SH |  | SOLE |  | 1390 | 0 | 0 |
| Charles Schwab Corp. | COM | 808513105 |  | 802977 | 8037 | SH |  | SOLE |  | 8037 | 0 | 0 |
| Schwab US Large-Cap Growth ETF | US LCAP GR ETF | 808524300 |  | 171027 | 5243 | SH |  | SOLE |  | 5243 | 0 | 0 |
| Schwab US Large Cap Value ETF | US LCAP VA ETF | 808524409 |  | 234482 | 7919 | SH |  | SOLE |  | 7919 | 0 | 0 |
| Schwab US Dividend Equity ETF | US DIVIDEND EQ | 808524797 |  | 45671 | 1665 | SH |  | SOLE |  | 1665 | 0 | 0 |
| Schwab Intermediate Term US Treasury ETF | INT-TRM U.S TRES | 808524854 |  | 24930 | 994 | SH |  | SOLE |  | 994 | 0 | 0 |
| Schwab Short-Term US Treasury ETF | SHT TM US TRES | 808524862 |  | 25978 | 1066 | SH |  | SOLE |  | 1066 | 0 | 0 |
| Servicenow Inc | COM | 81762P102 |  | 3830 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Snap-on Inc. | COM | 833034101 |  | 269822 | 783 | SH |  | SOLE |  | 783 | 0 | 0 |
| Solstice Advanced Materials Inc. | COM SHS | 83443Q103 |  | 7093 | 146 | SH |  | SOLE |  | 146 | 0 | 0 |
| Sonoco Products Co. | COM | 835495102 |  | 24264 | 556 | SH |  | SOLE |  | 556 | 0 | 0 |
| South Bow Corp. ADR | COM | 83671M105 |  | 549 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| Southern Co | COM | 842587107 |  | 83538 | 958 | SH |  | SOLE |  | 958 | 0 | 0 |
| Stanley Black  Decker Inc. | COM | 854502101 |  | 74280 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Starbucks Corp | COM | 855244109 |  | 584586 | 6942 | SH |  | SOLE |  | 6942 | 0 | 0 |
| Stryker Corp | COM | 863667101 |  | 22143 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| Supernus Pharmaceuticals Inc | COM | 868459108 |  | 98307 | 1978 | SH |  | SOLE |  | 1978 | 0 | 0 |
| Synopsys Inc | COM | 871607107 |  | 4227 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| Sysco Corp | COM | 871829107 |  | 58141 | 789 | SH |  | SOLE |  | 789 | 0 | 0 |
| TJX Companies | COM | 872540109 |  | 61444 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| Talen Energy Corp | COM | 87422Q109 |  | 10121 | 27 | SH |  | SOLE |  | 27 | 0 | 0 |
| Target Corp | COM | 87612E106 |  | 376924 | 3856 | SH |  | SOLE |  | 3856 | 0 | 0 |
| TC Energy Corp ADR | COM | 87807B107 |  | 542069 | 9854 | SH |  | SOLE |  | 9854 | 0 | 0 |
| Tesla Motors Inc | COM | 88160R101 |  | 901689 | 2005 | SH |  | SOLE |  | 2005 | 0 | 0 |
| Texas Instruments Inc | COM | 882508104 |  | 80499 | 464 | SH |  | SOLE |  | 464 | 0 | 0 |
| Thermo Fisher Scientific Inc. | COM | 883556102 |  | 937550 | 1618 | SH |  | SOLE |  | 1618 | 0 | 0 |
| Tidal Trust I Global ETF | ADASINA SOCIAL | 886364876 |  | 2110 | 104 | SH |  | SOLE |  | 104 | 0 | 0 |
| Topbuild Corp. | COM | 89055F103 |  | 46308 | 111 | SH |  | SOLE |  | 111 | 0 | 0 |
| Tractor Supply Co | COM | 892356106 |  | 144029 | 2880 | SH |  | SOLE |  | 2880 | 0 | 0 |
| The Travelers Companies Inc. | COM | 89417E109 |  | 51921 | 179 | SH |  | SOLE |  | 179 | 0 | 0 |
| Truist Financial Corporation | COM | 89832Q109 |  | 529647 | 10763 | SH |  | SOLE |  | 10763 | 0 | 0 |
| US Bancorp | COM NEW | 902973304 |  | 61844 | 1159 | SH |  | SOLE |  | 1159 | 0 | 0 |
| Union Pacific Corp. | COM | 907818108 |  | 1589168 | 6870 | SH |  | SOLE |  | 6870 | 0 | 0 |
| United Parcel Service Inc. | CL B | 911312106 |  | 23508 | 237 | SH |  | SOLE |  | 237 | 0 | 0 |
| UnitedHealth Group Inc. | COM | 91324P102 |  | 122141 | 370 | SH |  | SOLE |  | 370 | 0 | 0 |
| VF Corp. | COM | 918204108 |  | 49178 | 2720 | SH |  | SOLE |  | 2720 | 0 | 0 |
| Valmont Industries Inc. | COM | 920253101 |  | 14886 | 37 | SH |  | SOLE |  | 37 | 0 | 0 |
| Vanguard Interm-Term Bond ETF | INTERMED TERM | 921937819 |  | 1357371 | 17429 | SH |  | SOLE |  | 17429 | 0 | 0 |
| Vanguard FTSE Developed Markets ETF | VAN FTSE DEV MKT | 921943858 |  | 2415403 | 38665 | SH |  | SOLE |  | 38665 | 0 | 0 |
| Vanguard High Dividend Yield ETF | HIGH DIV YLD | 921946406 |  | 378462 | 2637 | SH |  | SOLE |  | 2637 | 0 | 0 |
| Vanguard FTSE Emerging Markets ETF | FTSE EMR MKT ETF | 922042858 |  | 175741 | 3269 | SH |  | SOLE |  | 3269 | 0 | 0 |
| Vanguard S 500 ETF | S 500 ETF SHS | 922908363 |  | 824049 | 1314 | SH |  | SOLE |  | 1314 | 0 | 0 |
| Vanguard Mid-Cap Value ETF | MCAP VL IDXVIP | 922908512 |  | 3547 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| Vanguard Real Estate ETF | REAL ESTATE ETF | 922908553 |  | 710132 | 8025 | SH |  | SOLE |  | 8025 | 0 | 0 |
| Vanguard Small-Cap Value ETF | SM CP VAL ETF | 922908611 |  | 173032 | 817 | SH |  | SOLE |  | 817 | 0 | 0 |
| Vanguard Mid-Cap ETF | MID CAP ETF | 922908629 |  | 1099644 | 3789 | SH |  | SOLE |  | 3789 | 0 | 0 |
| Vanguard Growth ETF | GROWTH ETF | 922908736 |  | 125868 | 258 | SH |  | SOLE |  | 258 | 0 | 0 |
| Verizon Communications Inc | COM | 92343V104 |  | 494462 | 12140 | SH |  | SOLE |  | 12140 | 0 | 0 |
| Vertiv Holdings Co  Class A | COM CL A | 92537N108 |  | 8425 | 52 | SH |  | SOLE |  | 52 | 0 | 0 |
| Visa Inc. | COM CL A | 92826C839 |  | 1261504 | 3597 | SH |  | SOLE |  | 3597 | 0 | 0 |
| Vistra Corp | COM | 92840M102 |  | 7099 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| Walmart Inc. | COM | 931142103 |  | 2169487 | 19473 | SH |  | SOLE |  | 19473 | 0 | 0 |
| Waste Connections Inc ADR | COM | 94106B101 |  | 45944 | 262 | SH |  | SOLE |  | 262 | 0 | 0 |
| Waste Management Inc. | COM | 94106L109 |  | 32957 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| Waters Corporation | COM | 941848103 |  | 34565 | 91 | SH |  | SOLE |  | 91 | 0 | 0 |
| Williams Companies Inc. | COM | 969457100 |  | 1126822 | 18746 | SH |  | SOLE |  | 18746 | 0 | 0 |
| Wisdomtree U.S. Midcap Dividend Fund ETF | US MIDCAP DIVID | 97717W505 |  | 100568 | 1949 | SH |  | SOLE |  | 1949 | 0 | 0 |
| Wisdomtree Trust U.S. Smallcap Dividend Fund | US SMALLCAP DIVD | 97717W604 |  | 34454 | 1030 | SH |  | SOLE |  | 1030 | 0 | 0 |
| Xylem Inc | COM | 98419M100 |  | 2179 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| Zoetis Inc | CL A | 98978V103 |  | 213265 | 1695 | SH |  | SOLE |  | 1695 | 0 | 0 |
| Accenture PLC ADR | SHS CLASS A | G1151C101 |  | 42391 | 158 | SH |  | SOLE |  | 158 | 0 | 0 |
| Eaton Corp PLC ADR | SHS | G29183103 |  | 980692 | 3079 | SH |  | SOLE |  | 3079 | 0 | 0 |
| Linde PLC ADR | SHS | G54950103 |  | 121521 | 285 | SH |  | SOLE |  | 285 | 0 | 0 |
| Medtronic PLC ADR | SHS | G5960L103 |  | 777510 | 8094 | SH |  | SOLE |  | 8094 | 0 | 0 |
| TE Connectivity Plc ADR | ORD SHS | G87052109 |  | 772851 | 3397 | SH |  | SOLE |  | 3397 | 0 | 0 |
| Trane Technologies Plc ADR | SHS | G8994E103 |  | 1946 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| Chubb Ltd ADR | COM | H1467J104 |  | 936984 | 3002 | SH |  | SOLE |  | 3002 | 0 | 0 |
| ASML Holding NV ADR Rep Corp | N Y REGISTRY SHS | N07059210 |  | 48144 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |

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