# EDGAR Filing Document

**Accession Number:** 0002028474
**File Stem:** 0001437749-26-011509
**Filing Date:** 2026-4
**Character Count:** 29120
**Document Hash:** 8bec4b7a866419a21052d4c29ca0eee1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001437749-26-011509.hdr.sgml**: 20260406

**ACCESSION NUMBER**: 0001437749-26-011509

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13G

**PUBLIC DOCUMENT COUNT**: 4

**FILED AS OF DATE**: 20260406

**DATE AS OF CHANGE**: 20260406

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Better Home & Finance Holding Co
- **CENTRAL INDEX KEY:** 0001835856
- **STANDARD INDUSTRIAL CLASSIFICATION:** LOAN BROKERS [6163]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 933029990
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-92369
- **FILM NUMBER:** 26842706

**BUSINESS ADDRESS:**
- **STREET 1:** 3 WORLD TRADE CENTER
- **STREET 2:** 175 GREENWICH STREET, 57TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10007
- **BUSINESS PHONE:** 646-839-0086

**MAIL ADDRESS:**
- **STREET 1:** 3 WORLD TRADE CENTER
- **STREET 2:** 175 GREENWICH STREET, 57TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10007

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Aurora Acquisition Corp.
- **DATE OF NAME CHANGE:** 20201211

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Aurora Capital Holding Corp.
- **DATE OF NAME CHANGE:** 20201209
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Framework Ventures IV L.P.
- **CENTRAL INDEX KEY:** 0002028474

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G

**BUSINESS ADDRESS:**
- **STREET 1:** 600 MONTGOMERY STREET, 42ND FLOOR
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111
- **BUSINESS PHONE:** (628) 233-0357

**MAIL ADDRESS:**
- **STREET 1:** 600 MONTGOMERY STREET, 42ND FLOOR
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111

## Exhibit 24.1

**Exhibit 24.1**

POWER OF ATTORNEY

I hereby constitute and appoint each of John DiCerbo, Fred Neary and Monique Horton, signing singly, my true and lawful attorney-in-fact to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) execute on my behalf any Schedule 13D or Schedule 13G, and any amendments thereto (each, a " <u>Section 13 Report</u> ") in accordance with Section 13 of the Securities Exchange Act of 1934, as amended (the " <u>Act</u> ") and the rules promulgated thereunder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) do and perform any and all acts for and on my behalf that may be necessary or desirable to complete and execute any Section 13 Report and joint filing agreement, and timely file such report with the United States Securities and Exchange Commission and any stock exchange or similar authority; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3) take any other action of any type whatsoever in connection with the foregoing which, in the opinion of such attorney-in-fact, may be to my benefit, in my best interest, or that I am legally required to do, it being understood that the documents executed by such attorney-in-fact on my behalf pursuant to this Power of Attorney shall be in such form and shall contain such terms and conditions as such attorney-in-fact may approve in such attorney-in-fact's discretion.

I hereby grant to each attorney-in-fact hereunder full power and authority to do and perform any and every act and thing whatsoever necessary or desirable to be done in the exercise of any of the rights and powers herein granted, as fully to all intents and purposes as I might or could do if personally present, with full power of substitution or revocation, hereby ratifying and confirming all that such attorney-in-fact, or such attorney-in-fact's substitute or substitutes, shall lawfully do or cause to be done by virtue of this Power of Attorney and the rights and powers herein granted.

I acknowledge that this Power of Attorney does not relieve me of my responsibilities to comply with Section 13 of the Act and the attorneys-in-fact, in serving in such capacity at my request, are not assuming any of my responsibilities to comply with Section 13 of the Act.

This Power of Attorney shall remain in full force and effect until I am no longer required to file Section 13 Reports unless I earlier revoke it in a signed writing delivered to the attorneys-in-fact.

[*Signature Page Follows*]

------

IN WITNESS WHEREOF, I have caused this Power of Attorney to be executed as of this 6th day of, April 2026.

---

| |
|:---|
| Vance Spencer<br>|
| /s/ Vance Spencer |

---

## Exhibit 24.2

**Exhibit 24.2**

POWER OF ATTORNEY

Each of the undersigned individual and entities hereby constitutes and appoints each of John DiCerbo, Fred Neary and Monique Horton, signing singly, its true and lawful attorney-in-fact to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) execute for and on behalf of the undersigned individual and entities any Schedule 13D or Schedule 13G, and any amendments thereto (each, a " <u>Section 13 Report</u> ") in accordance with Section 13 of the Securities Exchange Act of 1934, as amended (the " <u>Act</u> ") and the rules promulgated thereunder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) do and perform any and all acts for and on its behalf that may be necessary or desirable to complete and execute any Section 13 Report and joint filing agreement, and timely file such report with the United States Securities and Exchange Commission and any stock exchange or similar authority; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3) take any other action of any type whatsoever in connection with the foregoing which, in the opinion of such attorney-in-fact, may be to its benefit, in its best interest, or that each of the undersigned individual and entities is legally required to do, it being understood that the documents executed by such attorney-in-fact on its behalf pursuant to this Power of Attorney shall be in such form and shall contain such terms and conditions as such attorney-in-fact may approve in such attorney-in-fact's discretion.

Each of the undersigned individual and entities hereby grants to each attorney-in-fact hereunder full power and authority to do and perform any and every act and thing whatsoever necessary or desirable to be done in the exercise of any of the rights and powers herein granted, as fully to all intents and purposes as it might or could do if personally present, with full power of substitution or revocation, hereby ratifying and confirming all that such attorney-in-fact, or such attorney-in-fact's substitute or substitutes, shall lawfully do or cause to be done by virtue of this Power of Attorney and the rights and powers herein granted.

Each of the undersigned individual and entities acknowledges that this Power of Attorney does not relieve it of its responsibilities to comply with Section 13 of the Act and the attorneys-in-fact, in serving in such capacity at its request, are not assuming any of its responsibilities to comply with Section 13 of the Act.

This Power of Attorney shall remain in full force and effect until each of the undersigned individual and entities is no longer required to file Section 13 Reports, unless each of the undersigned individual and entities earlier revokes it in a signed writing delivered to the attorneys-in-fact.

[*Signature Page Follows*]

------

IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be executed as of this 6th day of April 2026.

---

| |
|:---|
| Michael Ernest Anderson (individually) |
| /s/ Michael Ernest Anderson |

---

---

| | |
|:---|:---|
| Framework Ventures IV L.P. | Framework Ventures IV L.P. |
| By:  | /s/ Michael Ernest Anderson |
|  | Name: Michael Ernest Anderson<br> Title: Authorized Signatory |

---

---

| | |
|:---|:---|
| Framework Ventures Management LLC | Framework Ventures Management LLC |
| By:  | /s/ Michael Ernest Anderson |
|  | Name: Michael Ernest Anderson<br> Title: Authorized Signatory |

---

---

| | |
|:---|:---|
| Framework Ventures IV GP LLC | Framework Ventures IV GP LLC |
| By:  | /s/ Michael Ernest Anderson |
|  | Name: Michael Ernest Anderson<br> Title: Authorized Signatory |

---

---

| | |
|:---|:---|
| Framework Labs, Inc. | Framework Labs, Inc. |
| By:  | /s/ Michael Ernest Anderson |
|  | Name: Michael Ernest Anderson<br> Title: Authorized Signatory |

---

## Exhibit 99.1

**Exhibit 99.1**

**JOINT FILING AGREEMENT** 

The undersigned hereby agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned, and any amendments thereto executed by the undersigned shall be filed on behalf of each of the undersigned without the necessity of filing any additional joint filing agreement. The undersigned acknowledge that each is responsible for the timely filing of such statement on Schedule 13G and any amendments thereto, and for the completeness and accuracy of the information concerning him or it contained therein, but shall not be responsible for the completeness or accuracy of the information concerning the others of the undersigned, except to the extent that he or it knows or has reason to believe that such information is inaccurate or incomplete. This Joint Filing Agreement may be executed in any number of counterparts, all of which taken together shall constitute one and the same instrument.

Dated: April 6, 2026

---

| | |
|:---|:---|
| **FRAMEWORK VENTURES IV L.P.** | **FRAMEWORK VENTURES IV L.P.** |
| By: | /s/ John DiCerbo |
|  | John DiCerbo, attorney-in-fact for Michael Ernest Anderson, Authorized Signatory |

---

---

| | |
|:---|:---|
| **FRAMEWORK VENTURES MANAGEMENT LLC** | **FRAMEWORK VENTURES MANAGEMENT LLC** |
| By: | /s/ John DiCerbo |
|  | John DiCerbo, attorney-in-fact for Michael Ernest Anderson, Authorized Signatory |

---

---

| | |
|:---|:---|
| **FRAMEWORK VENTURES IV GP LLC** | **FRAMEWORK VENTURES IV GP LLC** |
| By: | /s/ John DiCerbo |
|  | John DiCerbo, attorney-in-fact for Michael Ernest Anderson, Authorized Signatory |

---

---

| | |
|:---|:---|
| **MICHAEL ERNEST ANDERSON** | **MICHAEL ERNEST ANDERSON** |
| By: | /s/ John DiCerbo |
|  | John DiCerbo, attorney-in-fact for Michael Ernest Anderson |

---

---

| | |
|:---|:---|
| **VANCE SPENCER** | **VANCE SPENCER** |
| By: | /s/ John DiCerbo |
|  | John DiCerbo, attorney-in-fact for Vance Spencer |

---

---

| | |
|:---|:---|
| **FRAMEWORK LABS, INC.** | **FRAMEWORK LABS, INC.** |
| By: | /s/ John DiCerbo |
|  | John DiCerbo, attorney-in-fact for Michael Ernest Anderson, Authorized Signatory |

---

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13G

### Under the Securities Exchange Act of 1934

**Issuer:** Better Home & Finance Holding Co

**Title of Class of Securities:** Class A Common Stock, par value $0.0001 per share

**CUSIP Number:** —

**Date of Event Which Requires Filing of this Statement:** 03/31/2026

**Check the appropriate box to designate the rule pursuant to which this Schedule is filed:**

- [x] Rule 13d-1(b)

- [ ] Rule 13d-1(c)

- [ ] Rule 13d-1(d)

---

| 1. | Names of Reporting Persons<br>Framework Ventures IV L.P. | Names of Reporting Persons<br>Framework Ventures IV L.P. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>952312.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>952312.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>952312.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>952312.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>9.0% | Percent of Class Represented by Amount in Row (9)<br>9.0% |
| 12. | Type of Reporting Person (See Instructions)<br>PN | Type of Reporting Person (See Instructions)<br>PN |

**Comment for Type of Reporting Person:** Includes 952,312 shares of Class A Common Stock held by Framework Ventures IV L.P.

---

| 1. | Names of Reporting Persons<br>Framework Ventures Management LLC | Names of Reporting Persons<br>Framework Ventures Management LLC |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>952312.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>952312.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>952312.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>952312.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>9.0% | Percent of Class Represented by Amount in Row (9)<br>9.0% |
| 12. | Type of Reporting Person (See Instructions)<br>IA | Type of Reporting Person (See Instructions)<br>IA |

**Comment for Type of Reporting Person:** Includes 952,312 shares of Class A Common Stock held by Framework Ventures IV L.P.

---

| 1. | Names of Reporting Persons<br>Framework Ventures IV GP LLC | Names of Reporting Persons<br>Framework Ventures IV GP LLC |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>952312.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>952312.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>952312.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>952312.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>9.0% | Percent of Class Represented by Amount in Row (9)<br>9.0% |
| 12. | Type of Reporting Person (See Instructions)<br>OO | Type of Reporting Person (See Instructions)<br>OO |

**Comment for Type of Reporting Person:** Includes 952,312 shares of Class A Common Stock held by Framework Ventures IV L.P.

---

| 1. | Names of Reporting Persons<br>Spencer Vance | Names of Reporting Persons<br>Spencer Vance |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>X1 | Citizenship or Place of Organization<br>X1 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>121150.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>1199762.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>121150.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>1199762.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>1320912.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>1320912.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>12.4% | Percent of Class Represented by Amount in Row (9)<br>12.4% |
| 12. | Type of Reporting Person (See Instructions)<br>IN | Type of Reporting Person (See Instructions)<br>IN |

**Comment for Type of Reporting Person:** Includes 121,150 shares of Class A Common Stock held personally by Vance Spencer, 952,312 shares of Class A Common Stock held by Framework Ventures IV L.P. and 247,450 shares of Class A Common Stock held by Framework Labs, Inc.

---

| 1. | Names of Reporting Persons<br>Anderson Michael Ernest | Names of Reporting Persons<br>Anderson Michael Ernest |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>X1 | Citizenship or Place of Organization<br>X1 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>1199762.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>1199762.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>1199762.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>1199762.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>11.3% | Percent of Class Represented by Amount in Row (9)<br>11.3% |
| 12. | Type of Reporting Person (See Instructions)<br>IN | Type of Reporting Person (See Instructions)<br>IN |

**Comment for Type of Reporting Person:** Includes 952,312 shares of Class A Common Stock held by Framework Ventures IV L.P. and 247,450 shares of Class A Common Stock held by Framework Labs, Inc.

---

| 1. | Names of Reporting Persons<br>Framework Labs, Inc. | Names of Reporting Persons<br>Framework Labs, Inc. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>247450.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>247450.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>247450.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>247450.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>2.3% | Percent of Class Represented by Amount in Row (9)<br>2.3% |
| 12. | Type of Reporting Person (See Instructions)<br>CO | Type of Reporting Person (See Instructions)<br>CO |

**Comment for Type of Reporting Person:** Includes 247,450 shares of Class A Common Stock held by Framework Labs, Inc.

---

**Item 1(a). Name of Issuer:**
Better Home & Finance Holding Co

**Item 1(b). Address of Issuer's Principal Executive Offices:**
1 World Trade Center, 285 Fulton St., 80th Floor, Suite A, NEW YORK, NEW YORK, 10007.

**Item 2(a). Name of Person Filing:**
This statement is filed jointly by Framework Ventures IV L.P. ("Framework LP"), Framework Ventures IV GP LLC ("Framework GP"), Framework Ventures Management LLC ("Framework Management"), Vance Spencer ("Mr. Spencer"), Michael Ernest Anderson ("Mr. Anderson") and Framework Labs, Inc. ("Framework Labs", and together with Framework LP, Framework GP, Framework Management, Mr. Spencer and Mr. Anderson, the "Reporting Persons"). Framework GP is the general partner of Framework LP. Framework Management is the investment manager of Framework LP. Mr. Spencer and Mr. Anderson are members and the managers of Framework GP and the managing members of Framework Management. Mr. Spencer and Mr. Anderson serve as executive officers and directors of Framework Labs. Each of Mr. Spencer and Mr. Anderson may be deemed to share voting power over the shares held by Framework Labs by virtue of their positions with Framework Labs. Mr. Spencer and Mr. Anderson are control persons of Framework Labs and Framework LP.

The filing of this statement should not be construed as an admission that the Reporting Persons are, for the purposes of Section 13 of the Securities and Exchange Act of 1934, the beneficial owner of the securities reported herein.

**Item 2(b). Address of Principal Business Office:**
The address and principal business office of each of the Reporting Persons is 600 Montgomery Street, Floor 42, San Francisco, CA 94111.

**Item 2(c). Citizenship:**
Framework LP is a Delaware limited partnership. Framework GP is a Delaware limited liability company. Framework Management is a Delaware limited liability company. Framework Labs is a Delaware corporation. Mr. Spencer is a citizen of the United States of America. Mr. Anderson is a citizen of the United States of America.

**Item 2(d). Title of Class of Securities:**
Class A Common Stock, par value $0.0001 per share

**Item 2(e). CUSIP Number:**
—

**Item 3. If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:**

(a) [ ] Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).

(b) [ ] Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).

(c) [ ] Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).

(d) [ ] Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).

(e) [x] An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);

(f) [ ] An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);

(g) [ ] A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);

(h) [ ] A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);

(i) [ ] A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);

(j) [ ] A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), if filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:

(k) [ ] Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).

**Item 4. Ownership:**

**(a) Amount beneficially owned:**

The information required by Item 4(a) is set forth in Row 9 of the cover page for the Reporting Persons and is incorporated herein by reference.
The percentage set forth in this Schedule 13G is calculated based upon an aggregate of 10,639,547 shares of Class A Common Stock outstanding as of March 2, 2026, as reported by the Issuer in its Form 10-K filed with the SEC on March 13, 2026.

**(b) Percent of class:**

The information required by Item 4(b) is set forth in Row 11 of the cover page for each of the Reporting Persons and is incorporated by reference herein.

**(c) Number of shares as to which the person has:**

**(i) Sole power to vote or to direct the vote:**

The information required by Item 4(c)(i) is set forth in Row 5 of the cover page for the Reporting Persons and is incorporated herein by reference.

**(ii) Shared power to vote or to direct the vote:**

The information required by Item 4(c)(ii) is set forth in Row 6 of the cover page for the Reporting Persons and is incorporated herein by reference.

**(iii) Sole power to dispose or to direct the disposition of:**

The information required by Item 4(c)(iii) is set forth in Row 7 of the cover page for the Reporting Persons and is incorporated herein by reference.

**(iv) Shared power to dispose or to direct the disposition of:**

The information required by Item 4(c)(iv) is set forth in Row 8 of the cover page for the Reporting Persons and is incorporated herein by reference.

**Item 5. Ownership of Five Percent or Less of a Class.**

[x] If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following.

**Item 6. Ownership of More than 5 Percent on Behalf of Another Person.**

Not Applicable

**Item 7. Identification and Classification of the Subsidiary**

Not Applicable

**Item 8. Identification and Classification of Members of the Group**

Not Applicable

**Item 9. Notice of Dissolution of Group**

Not Applicable

**Item 10. Certification:**

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Framework Ventures IV L.P.**

**Date:** 04/06/2026

**By:** /s/ John DiCerbo

**Name & Title:** John DiCerbo, attorney-in-fact for Michael Ernest Anderson, Authorized Signatory

**Framework Ventures Management LLC**

**Date:** 04/06/2026

**By:** /s/ John DiCerbo

**Name & Title:** John DiCerbo, attorney-in-fact for Michael Ernest Anderson, Authorized Signatory

**Framework Ventures IV GP LLC**

**Date:** 04/06/2026

**By:** /s/ John DiCerbo

**Name & Title:** John DiCerbo, attorney-in-fact for Michael Ernest Anderson, Authorized Signatory

**Spencer Vance**

**Date:** 04/06/2026

**By:** /s/ John DiCerbo

**Name & Title:** John DiCerbo, attorney-in-fact for Vance Spencer

**Anderson Michael Ernest**

**Date:** 04/06/2026

**By:** /s/ John DiCerbo

**Name & Title:** John DiCerbo, attorney-in-fact for Michael Ernest Anderson, Authorized Signatory

**Framework Labs, Inc.**

**Date:** 04/06/2026

**By:** /s/ John DiCerbo

**Name & Title:** John DiCerbo, attorney-in-fact for Michael Ernest Anderson, Authorized Signatory