# EDGAR Filing Document

**Accession Number:** 0001933059
**File Stem:** 0001085146-25-003808
**Filing Date:** 2025-7
**Character Count:** 18264
**Document Hash:** c04a2bcdf8a469eaf5dc2979c4d6ddd2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-25-003808.hdr.sgml**: 20250715

**ACCESSION NUMBER**: 0001085146-25-003808

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250715

**DATE AS OF CHANGE**: 20250715

**EFFECTIVENESS DATE**: 20250715

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RETIREMENT GUYS FORMULA LLC
- **CENTRAL INDEX KEY:** 0001933059

**ORGANIZATION NAME:**
- **EIN:** 463936421
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22566
- **FILM NUMBER:** 251124417

**BUSINESS ADDRESS:**
- **STREET 1:** 1700 WOODLANDS DRIVE
- **CITY:** MAUMEE
- **STATE:** OH
- **ZIP:** 43537
- **BUSINESS PHONE:** (419) 842-0550

**MAIL ADDRESS:**
- **STREET 1:** 1700 WOODLANDS DRIVE
- **CITY:** MAUMEE
- **STATE:** OH
- **ZIP:** 43537

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RETIREMENT GUYS FORMULA LLC<br>**Address:** 1700 WOODLANDS DRIVE<br>MAUMEE, OH 43537

**Form 13F File Number:** 028-22566

**CRD Number (if applicable):** 000168561

**SEC File Number (if applicable):** 801-119086

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Nolan Baker<br>**Title:** Managing Member<br>**Phone:** 419-842-0550

**Signature, Place, and Date of Signing:**

/s/Nolan Baker  Maumee, OH  07-15-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 145

**Form 13F Information Table Value Total:** $263325418

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 1065231 | 7832 | SH |  | SOLE |  | 0 | 0 | 7832 |
| ABRDN ETFS | BBRG ALL COMMDY | 003261203 |  | 2989832 | 90191 | SH |  | SOLE |  | 0 | 0 | 90191 |
| ADOBE INC | COM | 00724F101 |  | 1541717 | 3985 | SH |  | SOLE |  | 0 | 0 | 3985 |
| AIM ETF PRODUCTS TRUST | U S LRGCP 6M JAN | 00888H869 |  | 2435769 | 76094 | SH |  | SOLE |  | 0 | 0 | 76094 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2103263 | 11857 | SH |  | SOLE |  | 0 | 0 | 11857 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 1298426 | 22218 | SH |  | SOLE |  | 0 | 0 | 22218 |
| AMAZON COM INC | COM | 023135106 |  | 2350131 | 10712 | SH |  | SOLE |  | 0 | 0 | 10712 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 1166415 | 11241 | SH |  | SOLE |  | 0 | 0 | 11241 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 1032059 | 7419 | SH |  | SOLE |  | 0 | 0 | 7419 |
| APPLE INC | COM | 037833100 |  | 4572150 | 22285 | SH |  | SOLE |  | 0 | 0 | 22285 |
| APPLIED INDL TECHNOLOGIES IN | COM | 03820C105 |  | 215661 | 928 | SH |  | SOLE |  | 0 | 0 | 928 |
| APPLIED MATLS INC | COM | 038222105 |  | 1864792 | 10186 | SH |  | SOLE |  | 0 | 0 | 10186 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 1878616 | 18362 | SH |  | SOLE |  | 0 | 0 | 18362 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 1052171 | 14969 | SH |  | SOLE |  | 0 | 0 | 14969 |
| AT INC | COM | 00206R102 |  | 288623 | 9973 | SH |  | SOLE |  | 0 | 0 | 9973 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 1008661 | 3271 | SH |  | SOLE |  | 0 | 0 | 3271 |
| AXOS FINANCIAL INC | COM | 05465C100 |  | 215193 | 2830 | SH |  | SOLE |  | 0 | 0 | 2830 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 263773 | 543 | SH |  | SOLE |  | 0 | 0 | 543 |
| CASEYS GEN STORES INC | COM | 147528103 |  | 226437 | 444 | SH |  | SOLE |  | 0 | 0 | 444 |
| CATERPILLAR INC | COM | 149123101 |  | 1925558 | 4960 | SH |  | SOLE |  | 0 | 0 | 4960 |
| CENCORA INC | COM | 03073E105 |  | 1907453 | 6361 | SH |  | SOLE |  | 0 | 0 | 6361 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1167722 | 8155 | SH |  | SOLE |  | 0 | 0 | 8155 |
| CLOROX CO DEL | COM | 189054109 |  | 878526 | 7317 | SH |  | SOLE |  | 0 | 0 | 7317 |
| COCA COLA CO | COM | 191216100 |  | 1287196 | 18194 | SH |  | SOLE |  | 0 | 0 | 18194 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 1059493 | 11656 | SH |  | SOLE |  | 0 | 0 | 11656 |
| COMFORT SYS USA INC | COM | 199908104 |  | 240547 | 449 | SH |  | SOLE |  | 0 | 0 | 449 |
| CORCEPT THERAPEUTICS INC | COM | 218352102 |  | 212787 | 2899 | SH |  | SOLE |  | 0 | 0 | 2899 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 2956569 | 2987 | SH |  | SOLE |  | 0 | 0 | 2987 |
| CUMMINS INC | COM | 231021106 |  | 1744726 | 5327 | SH |  | SOLE |  | 0 | 0 | 5327 |
| D R HORTON INC | COM | 23331A109 |  | 1676679 | 13006 | SH |  | SOLE |  | 0 | 0 | 13006 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 1758600 | 41516 | SH |  | SOLE |  | 0 | 0 | 41516 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 1638747 | 52829 | SH |  | SOLE |  | 0 | 0 | 52829 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 1538893 | 24155 | SH |  | SOLE |  | 0 | 0 | 24155 |
| DTE ENERGY CO | COM | 233331107 |  | 1407665 | 10627 | SH |  | SOLE |  | 0 | 0 | 10627 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1160394 | 9834 | SH |  | SOLE |  | 0 | 0 | 9834 |
| EAST WEST BANCORP INC | COM | 27579R104 |  | 210657 | 2086 | SH |  | SOLE |  | 0 | 0 | 2086 |
| EATON CORP PLC | SHS | G29183103 |  | 2252250 | 6309 | SH |  | SOLE |  | 0 | 0 | 6309 |
| ECOLAB INC | COM | 278865100 |  | 1158651 | 4300 | SH |  | SOLE |  | 0 | 0 | 4300 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 1635042 | 4204 | SH |  | SOLE |  | 0 | 0 | 4204 |
| ELI LILLY  CO | COM | 532457108 |  | 1835021 | 2354 | SH |  | SOLE |  | 0 | 0 | 2354 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 247443 | 463 | SH |  | SOLE |  | 0 | 0 | 463 |
| ENCOMPASS HEALTH CORP | COM | 29261A100 |  | 207394 | 1691 | SH |  | SOLE |  | 0 | 0 | 1691 |
| EOG RES INC | COM | 26875P101 |  | 1693372 | 14157 | SH |  | SOLE |  | 0 | 0 | 14157 |
| EVERCORE INC | CLASS A | 29977A105 |  | 228585 | 847 | SH |  | SOLE |  | 0 | 0 | 847 |
| EXELIXIS INC | COM | 30161Q104 |  | 207990 | 4719 | SH |  | SOLE |  | 0 | 0 | 4719 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1197700 | 11110 | SH |  | SOLE |  | 0 | 0 | 11110 |
| FIRST TR EXCHANGE TRADED FD | DJ GLBL DIVID | 33734X200 |  | 324364 | 11778 | SH |  | SOLE |  | 0 | 0 | 11778 |
| FIRST TR EXCHANGE TRADED FD | DORSEY WRT 5 ETF | 33738R605 |  | 2069356 | 34920 | SH |  | SOLE |  | 0 | 0 | 34920 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 248169 | 2730 | SH |  | SOLE |  | 0 | 0 | 2730 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 257975 | 5237 | SH |  | SOLE |  | 0 | 0 | 5237 |
| FIRST TR EXCHANGE-TRADED FD | FT VEST S 500 | 33739Q705 |  | 2827084 | 57578 | SH |  | SOLE |  | 0 | 0 | 57578 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 2856344 | 63900 | SH |  | SOLE |  | 0 | 0 | 63900 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F730 |  | 213579 | 4989 | SH |  | SOLE |  | 0 | 0 | 4989 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F458 |  | 2272590 | 59322 | SH |  | SOLE |  | 0 | 0 | 59322 |
| FRANKLIN TEMPLETON DIGITAL H | BITCOIN ETF SHS | 354921108 |  | 1218001 | 19513 | SH |  | SOLE |  | 0 | 0 | 19513 |
| GALECTIN THERAPEUTICS INC | COM NEW | 363225202 |  | 336741 | 159593 | SH |  | SOLE |  | 0 | 0 | 159593 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1869428 | 6410 | SH |  | SOLE |  | 0 | 0 | 6410 |
| GENERAL MLS INC | COM | 370334104 |  | 1011753 | 19430 | SH |  | SOLE |  | 0 | 0 | 19430 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 277997 | 16627 | SH |  | SOLE |  | 0 | 0 | 16627 |
| GOLDMAN SACHS PHYSICAL GOLD | UNIT | 38150K103 |  | 6812081 | 208448 | SH |  | SOLE |  | 0 | 0 | 208448 |
| HERSHEY CO | COM | 427866108 |  | 1138595 | 6861 | SH |  | SOLE |  | 0 | 0 | 6861 |
| INDEPENDENCE RLTY TR INC | COM | 45378A106 |  | 220693 | 12476 | SH |  | SOLE |  | 0 | 0 | 12476 |
| INGREDION INC | COM | 457187102 |  | 201217 | 1484 | SH |  | SOLE |  | 0 | 0 | 1484 |
| INNOVATOR ETFS TRUST | US EQT PWR BUF | 45782C870 |  | 334379 | 8967 | SH |  | SOLE |  | 0 | 0 | 8967 |
| INNOVATOR ETFS TRUST | US EQT ULTRA BF | 45782C292 |  | 254895 | 7333 | SH |  | SOLE |  | 0 | 0 | 7333 |
| INNOVATOR ETFS TRUST | US EQT ULTRA BF | 45782C839 |  | 445085 | 12098 | SH |  | SOLE |  | 0 | 0 | 12098 |
| INNOVATOR ETFS TRUST | US EQTY BUFR MAY | 45782C326 |  | 214587 | 5085 | SH |  | SOLE |  | 0 | 0 | 5085 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C813 |  | 314093 | 7163 | SH |  | SOLE |  | 0 | 0 | 7163 |
| INNOVATOR ETFS TRUST | US SML CP PWR B | 45782C599 |  | 570442 | 18703 | SH |  | SOLE |  | 0 | 0 | 18703 |
| INTERACTIVE BROKERS GROUP IN | COM CL A | 45841N107 |  | 209640 | 3783 | SH |  | SOLE |  | 0 | 0 | 3783 |
| INTERDIGITAL INC | COM | 45867G101 |  | 207721 | 926 | SH |  | SOLE |  | 0 | 0 | 926 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 477348 | 1643 | SH |  | SOLE |  | 0 | 0 | 1643 |
| INVESCO EXCH TRADED FD TR II | INVESCO PHLX SM | 46138G615 |  | 5460425 | 125067 | SH |  | SOLE |  | 0 | 0 | 125067 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 210828 | 10801 | SH |  | SOLE |  | 0 | 0 | 10801 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 211309 | 10754 | SH |  | SOLE |  | 0 | 0 | 10754 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 26 | 46138J635 |  | 274623 | 11771 | SH |  | SOLE |  | 0 | 0 | 11771 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 5203451 | 9433 | SH |  | SOLE |  | 0 | 0 | 9433 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 2673017 | 26547 | SH |  | SOLE |  | 0 | 0 | 26547 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1610497 | 14760 | SH |  | SOLE |  | 0 | 0 | 14760 |
| ISHARES TR | CORE S ETF | 464287200 |  | 639031 | 1122 | SH |  | SOLE |  | 0 | 0 | 1122 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 1416357 | 30097 | SH |  | SOLE |  | 0 | 0 | 30097 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 4052566 | 71285 | SH |  | SOLE |  | 0 | 0 | 71285 |
| J P MORGAN EXCHANGE TRADED F | HEDGED EQUITY LA | 46654Q724 |  | 3009260 | 48087 | SH |  | SOLE |  | 0 | 0 | 48087 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 2899986 | 53309 | SH |  | SOLE |  | 0 | 0 | 53309 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 7005153 | 138223 | SH |  | SOLE |  | 0 | 0 | 138223 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1306111 | 8548 | SH |  | SOLE |  | 0 | 0 | 8548 |
| KELLANOVA | COM | 487836108 |  | 1002055 | 12600 | SH |  | SOLE |  | 0 | 0 | 12600 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 1003861 | 7787 | SH |  | SOLE |  | 0 | 0 | 7787 |
| LISTED FDS TR | SWAN HEDGED EQTY | 53656F599 |  | 7257893 | 308847 | SH |  | SOLE |  | 0 | 0 | 308847 |
| LUCID GROUP INC | COM | 549498103 |  | 21172 | 10034 | SH |  | SOLE |  | 0 | 0 | 10034 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1836660 | 3268 | SH |  | SOLE |  | 0 | 0 | 3268 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 1041140 | 13732 | SH |  | SOLE |  | 0 | 0 | 13732 |
| MCDONALDS CORP | COM | 580135101 |  | 1273799 | 4360 | SH |  | SOLE |  | 0 | 0 | 4360 |
| MERCK  CO INC | COM | 58933Y105 |  | 1808853 | 22851 | SH |  | SOLE |  | 0 | 0 | 22851 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2408111 | 3263 | SH |  | SOLE |  | 0 | 0 | 3263 |
| MICROSOFT CORP | COM | 594918104 |  | 2354094 | 4733 | SH |  | SOLE |  | 0 | 0 | 4733 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 1103563 | 16364 | SH |  | SOLE |  | 0 | 0 | 16364 |
| NETFLIX INC | COM | 64110L106 |  | 2836277 | 2118 | SH |  | SOLE |  | 0 | 0 | 2118 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1033078 | 14882 | SH |  | SOLE |  | 0 | 0 | 14882 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 1132775 | 9361 | SH |  | SOLE |  | 0 | 0 | 9361 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 3084359 | 19522 | SH |  | SOLE |  | 0 | 0 | 19522 |
| ORACLE CORP | COM | 68389X105 |  | 2226063 | 10182 | SH |  | SOLE |  | 0 | 0 | 10182 |
| PACER FDS TR | SWAN SOS FD OF | 69374H568 |  | 14409885 | 472765 | SH |  | SOLE |  | 0 | 0 | 472765 |
| PEPSICO INC | COM | 713448108 |  | 1010186 | 7651 | SH |  | SOLE |  | 0 | 0 | 7651 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 537539 | 3374 | SH |  | SOLE |  | 0 | 0 | 3374 |
| QUALCOMM INC | COM | 747525103 |  | 1690292 | 10638 | SH |  | SOLE |  | 0 | 0 | 10638 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 3596369 | 119322 | SH |  | SOLE |  | 0 | 0 | 119322 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 452739 | 19481 | SH |  | SOLE |  | 0 | 0 | 19481 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1243533 | 46926 | SH |  | SOLE |  | 0 | 0 | 46926 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 18652183 | 638555 | SH |  | SOLE |  | 0 | 0 | 638555 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 7789099 | 281500 | SH |  | SOLE |  | 0 | 0 | 281500 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 475305 | 19448 | SH |  | SOLE |  | 0 | 0 | 19448 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 287896 | 3353 | SH |  | SOLE |  | 0 | 0 | 3353 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 2508200 | 30977 | SH |  | SOLE |  | 0 | 0 | 30977 |
| SIMPLIFY EXCHANGE TRADED FUN | MANAGED FUTURES | 82889N699 |  | 1371144 | 51277 | SH |  | SOLE |  | 0 | 0 | 51277 |
| SPDR INDEX SHS FDS | EURO STOXX 50 | 78463X202 |  | 5157745 | 86351 | SH |  | SOLE |  | 0 | 0 | 86351 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 4052741 | 6559 | SH |  | SOLE |  | 0 | 0 | 6559 |
| STRYKER CORPORATION | COM | 863667101 |  | 1622964 | 4102 | SH |  | SOLE |  | 0 | 0 | 4102 |
| TESLA INC | COM | 88160R101 |  | 304954 | 960 | SH |  | SOLE |  | 0 | 0 | 960 |
| TEXAS ROADHOUSE INC | COM | 882681109 |  | 201258 | 1074 | SH |  | SOLE |  | 0 | 0 | 1074 |
| TJX COS INC NEW | COM | 872540109 |  | 1658217 | 13428 | SH |  | SOLE |  | 0 | 0 | 13428 |
| TOPBUILD CORP | COM | 89055F103 |  | 203309 | 628 | SH |  | SOLE |  | 0 | 0 | 628 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 1870292 | 20046 | SH |  | SOLE |  | 0 | 0 | 20046 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 1047639 | 17127 | SH |  | SOLE |  | 0 | 0 | 17127 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 2967096 | 9511 | SH |  | SOLE |  | 0 | 0 | 9511 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 1425474 | 48684 | SH |  | SOLE |  | 0 | 0 | 48684 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 1022384 | 14697 | SH |  | SOLE |  | 0 | 0 | 14697 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 244989 | 3133 | SH |  | SOLE |  | 0 | 0 | 3133 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1782560 | 4311 | SH |  | SOLE |  | 0 | 0 | 4311 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 3888751 | 13897 | SH |  | SOLE |  | 0 | 0 | 13897 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1414138 | 6153 | SH |  | SOLE |  | 0 | 0 | 6153 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 475575 | 1565 | SH |  | SOLE |  | 0 | 0 | 1565 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1395321 | 8029 | SH |  | SOLE |  | 0 | 0 | 8029 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 5372816 | 108815 | SH |  | SOLE |  | 0 | 0 | 108815 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 204792 | 2576 | SH |  | SOLE |  | 0 | 0 | 2576 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 3060277 | 44294 | SH |  | SOLE |  | 0 | 0 | 44294 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 482849 | 8936 | SH |  | SOLE |  | 0 | 0 | 8936 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 3807986 | 42255 | SH |  | SOLE |  | 0 | 0 | 42255 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 2137708 | 3223 | SH |  | SOLE |  | 0 | 0 | 3223 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 946949 | 2586 | SH |  | SOLE |  | 0 | 0 | 2586 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1365706 | 31635 | SH |  | SOLE |  | 0 | 0 | 31635 |
| VISA INC | COM CL A | 92826C839 |  | 1853263 | 5220 | SH |  | SOLE |  | 0 | 0 | 5220 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 1144866 | 5003 | SH |  | SOLE |  | 0 | 0 | 5003 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 1639611 | 19580 | SH |  | SOLE |  | 0 | 0 | 19580 |
| ZOETIS INC | CL A | 98978V103 |  | 963714 | 6180 | SH |  | SOLE |  | 0 | 0 | 6180 |

---