# EDGAR Filing Document

**Accession Number:** 0000874766
**File Stem:** 0001193125-25-317144
**Filing Date:** 2025-12
**Character Count:** 10137
**Document Hash:** cca695ed77ec5ef6e380fa6bf1963382
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-317144.hdr.sgml**: 20251212

**ACCESSION NUMBER**: 0001193125-25-317144

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 16

**CONFORMED PERIOD OF REPORT**: 20251212

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20251212

**DATE AS OF CHANGE**: 20251212

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** HARTFORD INSURANCE GROUP, INC.
- **CENTRAL INDEX KEY:** 0000874766
- **STANDARD INDUSTRIAL CLASSIFICATION:** FIRE, MARINE & CASUALTY INSURANCE [6331]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 133317783
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-13958
- **FILM NUMBER:** 251567050

**BUSINESS ADDRESS:**
- **STREET 1:** ONE HARTFORD PLAZA
- **STREET 2:** LAW-HO-1-09
- **CITY:** HARTFORD
- **STATE:** CT
- **ZIP:** 06155
- **BUSINESS PHONE:** 8605475000

**MAIL ADDRESS:**
- **STREET 1:** ONE HARTFORD PLAZA
- **STREET 2:** LAW-HO-1-09
- **CITY:** HARTFORD
- **STATE:** CT
- **ZIP:** 06155

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HARTFORD FINANCIAL SERVICES GROUP, INC.
- **DATE OF NAME CHANGE:** 20190607

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HARTFORD FINANCIAL SERVICES GROUP INC/DE
- **DATE OF NAME CHANGE:** 19990402

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ITT HARTFORD GROUP INC /DE
- **DATE OF NAME CHANGE:** 19930328

?xml version='1.0' encoding='ASCII'? 8-K

### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

### FORM 8-K

#### CURRENT REPORT

#### Pursuant to Section 13 or 15(d)

#### of the Securities Exchange Act of 1934

#### Date of Report (Date of earliest event reported): December 12, 2025

## THE HARTFORD INSURANCE GROUP, INC.

#### (Exact name of registrant as specified in its charter)

---

| | | |
|:---|:---|:---|
| **Delaware** | **001-13958** | **13-3317783** |
| **(State or Other Jurisdiction**<br> **of Incorporation)** | **(Commission**<br> **File Number)** | **(IRS Employer**<br> **Identification No.)** |

---

#### The Hartford Insurance Group, Inc.

---

| |
|:---|
| **One Hartford Plaza, Hartford, Connecticut 06155** |
| **(Address of Principal Executive Offices) (Zip Code)** |

---

#### Registrant's telephone number, including area code: (860) 547-5000
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

---

| | | |
|:---|:---|:---|
| **Title of each class** | **Trading**<br> **Symbol(s)** | **Name of each exchange**<br> **on which registered** |
| Common Stock, par value $0.01 per share | HIG | The New York Stock Exchange |
| 6.10% Notes due October 1, 2041 | HIG 41 | The New York Stock Exchange |
| Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 6.000% Non-Cumulative Preferred Stock, Series G, par value $0.01 per share | HIG PR G | The New York Stock Exchange |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

☐ Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

------

---

| | |
|:---|:---|
| **Item 9.01** | **Financial Statements and Exhibits**  |

---

On December 12, 2025, The Hartford Insurance Group, Inc. (the "Company"), through Hartford Accident and Indemnity Company, an indirect wholly-owned subsidiary of the Company, made a donation of 250,000 shares of its common stock, par value $0.01 per share (the "Common Stock"), to HFPG, Inc., an affiliate of Hartford Foundation for Public Giving, in furtherance of the Company's philanthropic goals. As a result, the Company has registered 250,000 shares of its Common Stock with the United States Securities and Exchange Commission under its Registration Statement on Form S-3 (No. 333-282288) for purposes of potential resale by HFPG, Inc., and is filing hereby certain related exhibits.

---

| | |
|:---|:---|
| **Exhibit No.** | **Description** |
| 5.1 | [Opinion of Cleary Gottlieb Steen & Hamilton LLP.](d933241dex51.htm) |
| 23.1 | [Consent of Cleary Gottlieb Steen & Hamilton LLP (included in Exhibit 5.1).](d933241dex51.htm) |
| 101 | Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document. |
| 104 | The cover page from this Current Report on Form 8-K, formatted as Inline XBRL. |

---

------

#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | The Hartford Insurance Group, Inc. | The Hartford Insurance Group, Inc. |
| December 12, 2025 | By: | /s/ Terence Shields |
|  |  | Name: Terence Shields |
|  |  | Title: Corporate Secretary |

---

## Exhibit 5.1

**Exhibit 5.1**![LOGO](g933241dsp5aa.jpg)

December 12, 2025

The Hartford Insurance Group, Inc.

One Hartford Plaza

Hartford, Connecticut 06155

We have acted as special counsel to The Hartford Insurance Group, Inc., a Delaware corporation (the "Company"), in connection with the registration for resale by HFPG, Inc. (the "Selling Stockholder") of 250,000 shares (the "Resale Shares") of common stock of the Company, par value $0.01 per share (the "Common Stock"), pursuant to the Company's registration statement on Form S-3 (No. 333-282288). Such registration statement, as amended as of its most recent effective date (December 12, 2025), insofar as it relates to the Resale Shares (as determined for purposes of Rule 430B(f)(2) under the Securities Act of 1933, as amended (the "Securities Act")), including the documents incorporated by reference therein but excluding Exhibit 25.01 and Exhibit 25.03, is herein called the "Registration Statement;" the related prospectus dated September 23, 2024, included in the Registration Statement filed with the Securities and Exchange Commission (the "Commission") under the Securities Act, including the documents incorporated by reference therein, is herein called the "Base Prospectus;" and the related prospectus supplement dated December 12, 2025, as filed with the Commission pursuant to Rule 424(b) under the Securities Act, including the documents incorporated by reference therein, is herein called the "Final Prospectus Supplement." The Base Prospectus and the Final Prospectus Supplement together are herein called the "Final Prospectus."

In arriving at the opinion expressed below, we have reviewed the following documents:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) the Registration Statement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) the Final Prospectus;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) a specimen of the Common Stock, filed as an exhibit to the Registration Statement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) a certificate of the corporate secretary of the Company dated the date hereof; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) copies of the Company's Amended and Restated Certificate of Incorporation and Amended and Restated By-Laws certified by the Secretary of State of the State of Delaware and the corporate secretary of the Company, respectively.

![LOGO](g933241dsp5a.jpg)

------

The Hartford Insurance Group, Inc., p. 2

In addition, we have reviewed the originals or copies certified or otherwise identified to our satisfaction of all such corporate records of the Company and such other documents, and we have made such investigations of law, as we have deemed appropriate as a basis for the opinion expressed below.

In rendering the opinion expressed below, we have assumed the authenticity of all documents submitted to us as originals and the conformity to the originals of all documents submitted to us as copies. In addition, we have assumed and have not verified the accuracy as to factual matters of each document we have reviewed.

Based on the foregoing, and subject to the further qualification set forth below, it is our opinion that the Resale Shares have been validly issued by the Company and are fully paid and nonassessable.

The foregoing opinion is limited to the General Corporation Law of the State of Delaware (excluding for such purposes any matter relating to the insurance laws and regulations of such State).

We hereby consent to the use of our name in the Final Prospectus under the heading "Validity of the Common Stock," as counsel for the Company who has passed on the validity of the Resale Shares, and as having prepared this opinion, and to the use of this opinion as Exhibit 5.1 to the Company's Current Report on Form 8-K, dated December 12, 2025. In giving such consent, we do not thereby admit that we are within the category of persons whose consent is required under Section 7 of the Securities Act or the Rules and Regulations of the Commission thereunder.

---

| | |
|:---|:---|
| Very truly yours, | Very truly yours, |
| CLEARY GOTTLIEB STEEN & HAMILTON LLP | CLEARY GOTTLIEB STEEN & HAMILTON LLP |
| By: | /s/ Craig B. Brod |
|  | Craig B. Brod, a Partner |

---