# EDGAR Filing Document

**Accession Number:** 0000934563
**File Stem:** 0001104659-25-105443
**Filing Date:** 2025-11
**Character Count:** 5975
**Document Hash:** bfc6cb5083c036fc983d3a1909f84587
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-105443.hdr.sgml**: 20251103

**ACCESSION NUMBER**: 0001104659-25-105443

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251103

**DATE AS OF CHANGE**: 20251103

**EFFECTIVENESS DATE**: 20251103

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** HC CAPITAL TRUST
- **CENTRAL INDEX KEY:** 0000934563

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0630

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-87762
- **FILM NUMBER:** 251443180

**BUSINESS ADDRESS:**
- **STREET 1:** 300 BARR HARBOR DRIVE, 5TH FLOOR
- **CITY:** WEST CONSHOHOCKEN
- **STATE:** PA
- **ZIP:** 19428
- **BUSINESS PHONE:** 610-828-7200

**MAIL ADDRESS:**
- **STREET 1:** 300 BARR HARBOR DRIVE, 5TH FLOOR
- **CITY:** WEST CONSHOHOCKEN
- **STATE:** PA
- **ZIP:** 19428

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HIRTLE CALLAGHAN TRUST
- **DATE OF NAME CHANGE:** 20100305

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HC CAPITAL TRUST
- **DATE OF NAME CHANGE:** 20100305

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HIRTLE CALLAGHAN TRUST
- **DATE OF NAME CHANGE:** 19941222

## Series and Classes Contracts Data

### The Intermediate Term Municipal Bond Portfolio (Series ID: S000009376)

| Class ID   | Class Name                                     | Ticker Symbol   |
|:---|:---|:---|
| C000025691 | The Intermediate Term Municipal Bond Portfolio | HCIMX           |

### The U.S. Equity Portfolio (Series ID: S000009379)

| Class ID   | Class Name                | Ticker Symbol   |
|:---|:---|:---|
| C000025694 | The U.S. Equity Portfolio | HCEGX           |

### The International Equity Portfolio (Series ID: S000009381)

| Class ID   | Class Name                         | Ticker Symbol   |
|:---|:---|:---|
| C000025696 | The International Equity Portfolio | HCIEX           |

### The Core Fixed Income Portfolio (Series ID: S000009382)

| Class ID   | Class Name                      | Ticker Symbol   |
|:---|:---|:---|
| C000025697 | The Core Fixed Income Portfolio | HCIIX           |

### The Corporate Opportunities Portfolio (Series ID: S000009383)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000025698 | The Corporate Opportunities Portfolio | HCHYX           |

### The Short-Term Municipal Bond Portfolio (Series ID: S000009384)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000025699 | The Short-Term Municipal Bond Portfolio | HCSBX           |

### The Institutional U.S. Equity Portfolio (Series ID: S000021773)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000062556 | The Institutional U.S. Equity Portfolio | HCIGX           |

### The Institutional International Equity Portfolio (Series ID: S000022550)

| Class ID   | Class Name                                       | Ticker Symbol   |
|:---|:---|:---|
| C000065218 | The Institutional International Equity Portfolio | HCINX           |

### The Emerging Markets Portfolio (Series ID: S000022579)

| Class ID   | Class Name                     | Ticker Symbol   |
|:---|:---|:---|
| C000065289 | The Emerging Markets Portfolio | HCEMX           |

### The U.S. Government Fixed Income Securities Portfolio (Series ID: S000029852)

| Class ID   | Class Name                                            | Ticker Symbol   |
|:---|:---|:---|
| C000091786 | The U.S. Government Fixed Income Securities Portfolio | HCUSX           |

### The U.S. Corporate Fixed Income Securities Portfolio (Series ID: S000029853)

| Class ID   | Class Name                                           | Ticker Symbol   |
|:---|:---|:---|
| C000091788 | The U.S. Corporate Fixed Income Securities Portfolio | HCXSX           |

### The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio (Series ID: S000029854)

| Class ID   | Class Name                                                       | Ticker Symbol   |
|:---|:---|:---|
| C000091790 | The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio | HCASX           |

### The ESG Growth Portfolio (Series ID: S000049974)

| Class ID   | Class Name               | Ticker Symbol   |
|:---|:---|:---|
| C000157800 | The ESG Growth Portfolio | HCESX           |

### The Catholic SRI Growth Portfolio (Series ID: S000052277)

| Class ID   | Class Name                        | Ticker Symbol   |
|:---|:---|:---|
| C000164403 | The Catholic SRI Growth Portfolio | HCSRX           |

Citi

One Post Office Square, Suite 3710

Boston, Massachusetts 02109

November 3, 2025

<u>VIA EDGAR</u>

Division of Investment Management

U.S. Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

Re: HC Capital Trust (the "Registrant") <br> Filing Pursuant to Rule 497(j) <br> <u>File Nos. 033-87762, 811-08918</u>

Dear Sir or Madam:

Pursuant to Rule 497(j) of the Securities Act of 1933, as amended ("1933 Act"), the Registrant hereby certifies that the definitive forms of the Prospectus and Statement of Additional Information ("SAI") for the Registrant's portfolios, each dated November 1, 2025, do not materially differ from the forms of the Prospectus and SAI contained in Post-Effective Amendment No. 103 (the "Amendment") to the Registrant's Registration Statement. This Amendment was electronically filed under Rule 485(b) of the 1933 Act on October 28, 2025 (Accession No. 0001104659-25-103105).

Please feel free to contact the undersigned at 617-859-3504 if you have questions in connection with this filing.

---

| |
|:---|
| Very truly yours, |
| /s/ Dimitris Spiliakos |
| Dimitris Spiliakos |
| Vice President |

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cc: Michael O'Hare – Stradley Ronan Stevens & Young, LLP <br> Don Felice – Stradley Ronan Stevens & Young, LLP <br> Colette Bergman – Hirtle, Callaghan & Co. LLC