# EDGAR Filing Document

**Accession Number:** 0001909798
**File Stem:** 0001909798-23-000001
**Filing Date:** 2023-2
**Character Count:** 9786
**Document Hash:** 5f17704dfa84b94b812989abe9994463
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001909798-23-000001.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001909798-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**EFFECTIVENESS DATE**: 20230213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** HILL ISLAND FINANCIAL LLC
- **CENTRAL INDEX KEY:** 0001909798
- **IRS NUMBER:** 872268717
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22218
- **FILM NUMBER:** 23615625

**BUSINESS ADDRESS:**
- **STREET 1:** 38 COMMERCE AVENUE SW
- **STREET 2:** SUITE 310
- **CITY:** GRAND RAPIDS
- **STATE:** MI
- **ZIP:** 49503
- **BUSINESS PHONE:** (616) 977-2639

**MAIL ADDRESS:**
- **STREET 1:** 38 COMMERCE AVENUE SW
- **STREET 2:** SUITE 310
- **CITY:** GRAND RAPIDS
- **STATE:** MI
- **ZIP:** 49503

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** HILL ISLAND FINANCIAL LLC<br>**Address:** 38 COMMERCE AVENUE SW<br>SUITE 310<br>GRAND RAPIDS, MI 49503

**Form 13F File Number:** 028-22218

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** JOSHUA MOELLER<br>**Title:** Chief Compliance Officer<br>**Phone:** (616) 977-2639

**Signature, Place, and Date of Signing:**

JOSHUA MOELLER  GRAND RAPIDS, MI  02-13-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 61

**Form 13F Information Table Value Total:** $230495474

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 46537037 | 999936 | SH |  | SOLE |  | 0 | 0 | 999936 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 30599917 | 87095 | SH |  | SOLE |  | 0 | 0 | 87095 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 19765327 | 107689 | SH |  | SOLE |  | 0 | 0 | 107689 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 18372760 | 317428 | SH |  | SOLE |  | 0 | 0 | 317428 |
| JOHN HANCOCK EXCHANGE TRADED | MLTFCTR LRG CAP | 47804J107 |  | 16440009 | 333807 | SH |  | SOLE |  | 0 | 0 | 333807 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 13194163 | 61912 | SH |  | SOLE |  | 0 | 0 | 61912 |
| TIMOTHY PLAN | US LRGMD CP CORE | 887432359 |  | 11130804 | 332263 | SH |  | SOLE |  | 0 | 0 | 332263 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 |  | 8250949 | 114932 | SH |  | SOLE |  | 0 | 0 | 114932 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 8198517 | 254533 | SH |  | SOLE |  | 0 | 0 | 254533 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 6391033 | 97217 | SH |  | SOLE |  | 0 | 0 | 97217 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 4168850 | 15656 | SH |  | SOLE |  | 0 | 0 | 15656 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 4095700 | 23490 | SH |  | SOLE |  | 0 | 0 | 23490 |
| SPDR SER TR | PRTFLO S GW | 78464A409 |  | 3966881 | 78289 | SH |  | SOLE |  | 0 | 0 | 78289 |
| ISHARES TR | BLACKROCK ULTRA | 46434V878 |  | 3282455 | 65597 | SH |  | SOLE |  | 0 | 0 | 65597 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 2870531 | 87303 | SH |  | SOLE |  | 0 | 0 | 87303 |
| SPDR SER TR | BLOOMBERG INVT | 78468R200 |  | 2708430 | 89122 | SH |  | SOLE |  | 0 | 0 | 89122 |
| SPDR SER TR | NUVEEN BLMBRG SH | 78468R739 |  | 2372457 | 50499 | SH |  | SOLE |  | 0 | 0 | 50499 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 2310717 | 35000 | SH |  | SOLE |  | 0 | 0 | 35000 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 1605600 | 12903 | SH |  | SOLE |  | 0 | 0 | 12903 |
| MICROSOFT CORP | COM | 594918104 |  | 1497096 | 6243 | SH |  | SOLE |  | 0 | 0 | 6243 |
| SPDR SER TR | PORTFLI INTRMDIT | 78464A672 |  | 1336278 | 47319 | SH |  | SOLE |  | 0 | 0 | 47319 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 1289875 | 26739 | SH |  | SOLE |  | 0 | 0 | 26739 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1265672 | 28033 | SH |  | SOLE |  | 0 | 0 | 28033 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 1172194 | 25678 | SH |  | SOLE |  | 0 | 0 | 25678 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 1083953 | 12790 | SH |  | SOLE |  | 0 | 0 | 12790 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 1001165 | 21558 | SH |  | SOLE |  | 0 | 0 | 21558 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 954094 | 9150 | SH |  | SOLE |  | 0 | 0 | 9150 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 931237 | 6133 | SH |  | SOLE |  | 0 | 0 | 6133 |
| APPLE INC | COM | 037833100 |  | 910102 | 7005 | SH |  | SOLE |  | 0 | 0 | 7005 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 766627 | 8640 | SH |  | SOLE |  | 0 | 0 | 8640 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 758020 | 16871 | SH |  | SOLE |  | 0 | 0 | 16871 |
| MCDONALDS CORP | COM | 580135101 |  | 711622 | 2700 | SH |  | SOLE |  | 0 | 0 | 2700 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 692841 | 14000 | SH |  | SOLE |  | 0 | 0 | 14000 |
| ISHARES TR | CORE S ETF | 464287200 |  | 683630 | 1779 | SH |  | SOLE |  | 0 | 0 | 1779 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 656519 | 6222 | SH |  | SOLE |  | 0 | 0 | 6222 |
| VANECK ETF TRUST | VANECK SHRT MUNI | 92189F528 |  | 607694 | 36001 | SH |  | SOLE |  | 0 | 0 | 36001 |
| ISHARES TR | AGENCY BOND ETF | 464288166 |  | 585301 | 5499 | SH |  | SOLE |  | 0 | 0 | 5499 |
| J P MORGAN EXCHANGE TRADED F | DIVERSFD EQT ETF | 46641Q845 |  | 548868 | 14168 | SH |  | SOLE |  | 0 | 0 | 14168 |
| AMAZON COM INC | COM | 023135106 |  | 498792 | 5938 | SH |  | SOLE |  | 0 | 0 | 5938 |
| PEPSICO INC | COM | 713448108 |  | 478276 | 2647 | SH |  | SOLE |  | 0 | 0 | 2647 |
| DEERE  CO | COM | 244199105 |  | 466446 | 1088 | SH |  | SOLE |  | 0 | 0 | 1088 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 444698 | 6778 | SH |  | SOLE |  | 0 | 0 | 6778 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 391538 | 14491 | SH |  | SOLE |  | 0 | 0 | 14491 |
| SALESFORCE INC | COM | 79466L302 |  | 375760 | 2834 | SH |  | SOLE |  | 0 | 0 | 2834 |
| ABBOTT LABS | COM | 002824100 |  | 331779 | 3022 | SH |  | SOLE |  | 0 | 0 | 3022 |
| HARTFORD FDS EXCHANGE TRADED | MUN OPORTUNITE | 41653L503 |  | 293737 | 7820 | SH |  | SOLE |  | 0 | 0 | 7820 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 293075 | 9600 | SH |  | SOLE |  | 0 | 0 | 9600 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 292056 | 1927 | SH |  | SOLE |  | 0 | 0 | 1927 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 269230 | 1756 | SH |  | SOLE |  | 0 | 0 | 1756 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 256424 | 803 | SH |  | SOLE |  | 0 | 0 | 803 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 248876 | 651 | SH |  | SOLE |  | 0 | 0 | 651 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 |  | 237048 | 16812 | SH |  | SOLE |  | 0 | 0 | 16812 |
| CHEVRON CORP NEW | COM | 166764100 |  | 237040 | 1321 | SH |  | SOLE |  | 0 | 0 | 1321 |
| BROADCOM INC | COM | 11135F101 |  | 234315 | 419 | SH |  | SOLE |  | 0 | 0 | 419 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 234054 | 1604 | SH |  | SOLE |  | 0 | 0 | 1604 |
| DISNEY WALT CO | COM | 254687106 |  | 228076 | 2625 | SH |  | SOLE |  | 0 | 0 | 2625 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 222335 | 3607 | SH |  | SOLE |  | 0 | 0 | 3607 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 221800 | 4906 | SH |  | SOLE |  | 0 | 0 | 4906 |
| HOME DEPOT INC | COM | 437076102 |  | 221102 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 175608 | 15707 | SH |  | SOLE |  | 0 | 0 | 15707 |
| FORD MTR CO DEL | COM | 345370860 |  | 128484 | 11048 | SH |  | SOLE |  | 0 | 0 | 11048 |

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