# EDGAR Filing Document

**Accession Number:** 0000942323
**File Stem:** 0001133228-25-010345
**Filing Date:** 2025-9
**Character Count:** 6247
**Document Hash:** 0d1f34f8cd440bb9bcc14a8d3043362c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001133228-25-010345.hdr.sgml**: 20250930

**ACCESSION NUMBER**: 0001133228-25-010345

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250930

**DATE AS OF CHANGE**: 20250930

**EFFECTIVENESS DATE**: 20250930

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT N OF RELIASTAR LIFE INSURANCE CO
- **CENTRAL INDEX KEY:** 0000942323

**ORGANIZATION NAME:**
- **EIN:** 410451140
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-100209
- **FILM NUMBER:** 251358560

**BUSINESS ADDRESS:**
- **STREET 1:** 250 MARQUETTE AVENUE, SUITE 900
- **STREET 2:** RELIASTAR LIFE INSURANCE CO
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55401
- **BUSINESS PHONE:** 612-372-5507

**MAIL ADDRESS:**
- **STREET 1:** 250 MARQUETTE AVENUE, SUITE 900
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55401

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT N OF RELIASTAR LIFE
- **DATE OF NAME CHANGE:** 20021002

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT ONE OF NORTHERN LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 19950807

## Series and Classes Contracts Data

### SEPARATE ACCOUNT N OF RELIASTAR LIFE (Series ID: S000001090)

---

|  |  |
|:---|:---|
| Class Name       | Class ID   |
| Voya AdvantageSM | C000002967 |

---

## Series and Classes Contracts Data

### SEPARATE ACCOUNT N OF RELIASTAR LIFE (Series ID: S000001090)

| Class ID   | Class Name       | Ticker Symbol   |
|:---|:---|:---|
| C000002967 | Voya AdvantageSM |  |

**ReliaStar Life Insurance Company**

and its

**Separate Account N**

**VOYA ADVANTAGE VA<sup>SM</sup>**

**Supplement Dated September 30, 2025 to the**

**[Contract Prospectus](https://www.sec.gov/ix?doc=/Archives/edgar/data/942323/000113322825003807/vav-efp15374_485bpos.htm) and [Updating Summary Prospectus](https://www.sec.gov/Archives/edgar/data/942323/000113322825003868/va-efp15376_497vpu.htm), each dated May 1, 2025, as amended**

This supplement to the variable annuity account contract prospectus ("contract prospectus") and updating summary prospectus ("summary prospectus"), updates and amends certain information contained in them. Please read this supplement carefully and keep it with the contract prospectus and summary prospectus that you may have received, for future reference. Capitalized terms not defined in this supplement shall have the meaning given to them in the contract prospectus and summary prospectus.

_____________________________________________________

**NOTICE OF IMPORTANT INFORMATION**

**ABOUT PROPOSED FUND REORGANIZATIONS**

On May 15, 2025, the Board of Directors of Voya Investors Trust (the "Board") approved proposals to reorganize each Disappearing Portfolio with and into the following "Surviving Fund" (each, a "Reorganization" and together, the "Reorganizations"):

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Disappearing Portfolios** | &nbsp;&nbsp;**Surviving Fund** |
| &nbsp;&nbsp; Voya Large Cap Value Portfolio<br> VY<sup>®</sup> T. Rowe Price Equity Income Portfolio | &nbsp;&nbsp;Voya Large Cap Value Fund (a series of Voya Equity Trust) |

---

Each proposed Reorganization is subject to approval by the shareholders of the relevant Disappearing Portfolio. A proxy statement/prospectus detailing the proposed Reorganizations is expected to be mailed to the Disappearing Portfolios' shareholders on or about November 7, 2025, and a combined shareholder meeting is scheduled to be held on or about January 6, 2026. The Disappearing Portfolios will notify their shareholders if shareholder approval of a proposed Reorganization is not obtained. If shareholder approval of the proposed Reorganizations is obtained, it is expected that the proposed Reorganizations will take place on or about February 6, 2026 (the "Closing Date").

If shareholders of the Disappearing Portfolios approve the proposed Reorganizations, from the close of business on January 23, 2026 through the close of business on February 6, 2026, the Disappearing Portfolios will be in a "transition period" during which time the Disappearing Portfolios' holdings will, to the extent necessary, be aligned with those of the Surviving Fund. During this time, the Disappearing Portfolios may not be pursuing their investment objective and strategies, and limitations on permissible investments and investment restrictions will not apply. The sales and purchases of securities during the transition period are expected to result in buy and sell transactions and such transactions may be made at a disadvantageous time.

Please note that the Disappearing Portfolios are not offered directly to the public. Purchase and sale of shares of the Disappearing Portfolios may be made only by separate accounts of insurance companies serving as investment options under Variable Contracts or by Qualified Plans, custodian accounts, and certain investment advisers and their affiliates, other investment companies, or permitted investors. The Surviving Fund is offered directly to the public and eligibility to invest in the Surviving Fund is not restricted in the same manner as the Disappearing Portfolios. As a result, the Surviving Fund may not be appropriate for certain shareholders investing under Variable Contracts. Additional information will be provided in the forthcoming proxy statement/prospectus.

X.100209-25B September 2025

Following the Reorganizations, the Disappearing Portfolios' shareholders will hold shares of the Surviving Fund.

\*\*\*\*

**MORE INFORMATION IS AVAILABLE**

More information about the funds available through your contract, including information about the risks associated with investing in them can be found in the current prospectus and Statement of Additional Information for each fund. You may obtain these documents by contacting us at:

Customer Service

P.O. Box 5050

Minot, ND 58702-5050

1-800-884-5050

***Please retain this supplement for future reference.***

***This supplement supersedes the information in the July 25, 2025 supplement related to these fund reorganizations.***

 **

X.100209-25B September 2025