# EDGAR Filing Document

**Accession Number:** 0002056697
**File Stem:** 0002056697-26-000002
**Filing Date:** 2026-5
**Character Count:** 20954
**Document Hash:** b39efcd2c2ad73baddccf17916757765
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002056697-26-000002.hdr.sgml**: 20260511

**ACCESSION NUMBER**: 0002056697-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260511

**DATE AS OF CHANGE**: 20260511

**EFFECTIVENESS DATE**: 20260511

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Peak Retirement Planning, Inc.
- **CENTRAL INDEX KEY:** 0002056697

**ORGANIZATION NAME:**
- **EIN:** 400013357

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25389
- **FILM NUMBER:** 26961931

**BUSINESS ADDRESS:**
- **STREET 1:** 3600 OLENTANGY RIVER RD
- **STREET 2:** BUILDING 501
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43214
- **BUSINESS PHONE:** 6145004121

**MAIL ADDRESS:**
- **STREET 1:** 3600 OLENTANGY RIVER RD
- **STREET 2:** BUILDING 501
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43214

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Peak Retirement Planning Inc.<br>**Address:** 3600 OLENTANGY RIVER RD<br>BUILDING 501<br>COLUMBUS, OH 43214

**Form 13F File Number:** 028-25389

**CRD Number (if applicable):** 000317592

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brandon Smith<br>**Title:** Operations Lead<br>**Phone:** 614-500-4121

**Signature, Place, and Date of Signing:**

Brandon Smith  Columbus, OH  05-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 152

**Form 13F Information Table Value Total:** $501485278

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| Apple Inc. | Common Stock | 037833100 |  | 3717755 | 14649 | SH |  | SOLE |  | 0 | 0 | 14649 |
| AbbVie Inc. | Common Stock | 00287Y109 |  | 523800 | 2408 | SH |  | SOLE |  | 0 | 0 | 2408 |
| Abbott Laboratories | Common Stock | 002824100 |  | 3229077 | 31451 | SH |  | SOLE |  | 0 | 0 | 31451 |
| Accenture plc | Class A Common Stock | G1151C101 |  | 2199167 | 11091 | SH |  | SOLE |  | 0 | 0 | 11091 |
| American Electric Power Company Inc. | Common Stock | 025537101 |  | 1402235 | 10698 | SH |  | SOLE |  | 0 | 0 | 10698 |
| Amazon.com Inc. | Common Stock | 023135106 |  | 1624043 | 7798 | SH |  | SOLE |  | 0 | 0 | 7798 |
| A.O. Smith Corporation | Common Stock | 831865209 |  | 2025563 | 30718 | SH |  | SOLE |  | 0 | 0 | 30718 |
| Applovin Corporation | Common Stock | 03831W108 |  | 3087364 | 7757 | SH |  | SOLE |  | 0 | 0 | 7757 |
| Broadcom Inc. | Common Stock | 11135F101 |  | 4047791 | 13078 | SH |  | SOLE |  | 0 | 0 | 13078 |
| Avery Dennison Corporation | Common Stock | 053611109 |  | 2111545 | 12228 | SH |  | SOLE |  | 0 | 0 | 12228 |
| American Express Company | Common Stock | 025816109 |  | 289912 | 958 | SH |  | SOLE |  | 0 | 0 | 958 |
| Vanguard Total Bond Market | Exchange Traded Fund | 921937835 |  | 5011359 | 68052 | SH |  | SOLE |  | 0 | 0 | 68052 |
| Vanguard Total International Bond | Exchange Traded Fund | 92203J407 |  | 206933 | 4307 | SH |  | SOLE |  | 0 | 0 | 4307 |
| Berkshire Hathaway Inc. | Common Stock | 084670702 |  | 2469376 | 5153 | SH |  | SOLE |  | 0 | 0 | 5153 |
| INVESCO BULLETSHARES 2026 CORPORATE BOND | Exchange Traded Fund | 46138J791 |  | 350017 | 17922 | SH |  | SOLE |  | 0 | 0 | 17922 |
| ConAgra Brands Inc. | Common Stock | 205887102 |  | 2000764 | 127275 | SH |  | SOLE |  | 0 | 0 | 127275 |
| Caterpillar Inc. | Common Stock | 149123101 |  | 420636 | 594 | SH |  | SOLE |  | 0 | 0 | 594 |
| Cboe Global Markets Inc. | Common Stock | 12503M108 |  | 2246927 | 7994 | SH |  | SOLE |  | 0 | 0 | 7994 |
| CF Industries Holdings Inc. | Common Stock | 125269100 |  | 2860159 | 22028 | SH |  | SOLE |  | 0 | 0 | 22028 |
| Chewy Inc. | Common Stock | 16679L109 |  | 3395138 | 125746 | SH |  | SOLE |  | 0 | 0 | 125746 |
| Colgate-Palmolive Company | Common Stock | 194162103 |  | 2280912 | 26762 | SH |  | SOLE |  | 0 | 0 | 26762 |
| Comcast Corporation | Common Stock | 20030N101 |  | 2189972 | 76279 | SH |  | SOLE |  | 0 | 0 | 76279 |
| CME Group Inc. | Common Stock | 12572Q105 |  | 2271460 | 7691 | SH |  | SOLE |  | 0 | 0 | 7691 |
| iShares California Muni Bond | Exchange Traded Fund | 464288356 |  | 360588 | 6342 | SH |  | SOLE |  | 0 | 0 | 6342 |
| Costco Wholesale Corporation | Common Stock | 22160K105 |  | 201131 | 202 | SH |  | SOLE |  | 0 | 0 | 202 |
| Chevron Corporation | Common Stock | 166764100 |  | 305954 | 1479 | SH |  | SOLE |  | 0 | 0 | 1479 |
| Deckers Outdoor Corporation | Common Stock | 243537107 |  | 3112586 | 31098 | SH |  | SOLE |  | 0 | 0 | 31098 |
| Dimensional U.S. Core Equity 2 | Exchange Traded Fund | 25434V708 |  | 319728 | 8228 | SH |  | SOLE |  | 0 | 0 | 8228 |
| iShares Core Dividend Growth | Exchange Traded Fund | 46434V621 |  | 225845 | 3218 | SH |  | SOLE |  | 0 | 0 | 3218 |
| Duke Energy Corporation (Holding Company) | Common Stock | 26441C204 |  | 219985 | 1680 | SH |  | SOLE |  | 0 | 0 | 1680 |
| Elanco Animal Health Incorporated | Common Stock | 28414H103 |  | 3221164 | 134608 | SH |  | SOLE |  | 0 | 0 | 134608 |
| EOG Resources Inc. | Common Stock | 26875P101 |  | 2675009 | 18503 | SH |  | SOLE |  | 0 | 0 | 18503 |
| Exelixis Inc. | Common Stock | 30161Q104 |  | 3522144 | 82120 | SH |  | SOLE |  | 0 | 0 | 82120 |
| FedEx Corporation | Common Stock | 31428X106 |  | 264012 | 741 | SH |  | SOLE |  | 0 | 0 | 741 |
| Fidelity Enhanced Large Cap Core | Exchange Traded Fund | 316092113 |  | 458971 | 12654 | SH |  | SOLE |  | 0 | 0 | 12654 |
| Flex Ltd. | Common Stock | Y2573F102 |  | 3520838 | 53786 | SH |  | SOLE |  | 0 | 0 | 53786 |
| Fox Corporation | Common Stock | 35137L105 |  | 2400396 | 41103 | SH |  | SOLE |  | 0 | 0 | 41103 |
| GE Aerospace | Common Stock | 369604301 |  | 1131310 | 3987 | SH |  | SOLE |  | 0 | 0 | 3987 |
| GE Vernova Inc. | Common Stock | 36828A101 |  | 935180 | 1071 | SH |  | SOLE |  | 0 | 0 | 1071 |
| Gilead Sciences Inc. | Common Stock | 375558103 |  | 2312161 | 16590 | SH |  | SOLE |  | 0 | 0 | 16590 |
| General Mills Inc. | Common Stock | 370334104 |  | 2006353 | 53905 | SH |  | SOLE |  | 0 | 0 | 53905 |
| SPDR Gold | Exchange Traded Fund | 78463V107 |  | 325258 | 756 | SH |  | SOLE |  | 0 | 0 | 756 |
| SPDR Gold MiniShares | Exchange Traded Fund | 78468R861 |  | 17622296 | 190121 | SH |  | SOLE |  | 0 | 0 | 190121 |
| Alphabet Inc. | Common Stock | 02079K107 |  | 453997 | 1583 | SH |  | SOLE |  | 0 | 0 | 1583 |
| Alphabet Inc. | Common Stock | 02079K305 |  | 4395751 | 15286 | SH |  | SOLE |  | 0 | 0 | 15286 |
| Halozyme Therapeutics Inc. | Common Stock | 40637H109 |  | 3012865 | 46617 | SH |  | SOLE |  | 0 | 0 | 46617 |
| Home Depot Inc. (The) | Common Stock | 437076102 |  | 645835 | 1964 | SH |  | SOLE |  | 0 | 0 | 1964 |
| Hims  Hers Health Inc. | Class A Common Stock | 433000106 |  | 4119351 | 198427 | SH |  | SOLE |  | 0 | 0 | 198427 |
| International Business Machines Corporation | Common Stock | 459200101 |  | 306584 | 1265 | SH |  | SOLE |  | 0 | 0 | 1265 |
| iShares Core MSCI EAFE | Exchange Traded Fund | 46432F842 |  | 511006 | 5645 | SH |  | SOLE |  | 0 | 0 | 5645 |
| iShares 1-5 Year Investment Grade Corporate Bond | Exchange Traded Fund | 464288646 |  | 360356 | 6856 | SH |  | SOLE |  | 0 | 0 | 6856 |
| Illinois Tool Works Inc. | Common Stock | 452308109 |  | 2253610 | 8658 | SH |  | SOLE |  | 0 | 0 | 8658 |
| iShares Core S U.S. Growth | Exchange Traded Fund | 464287671 |  | 238516 | 1538 | SH |  | SOLE |  | 0 | 0 | 1538 |
| iShares Core S U.S. Value | Exchange Traded Fund | 464287663 |  | 391160 | 3826 | SH |  | SOLE |  | 0 | 0 | 3826 |
| iShares Core S 500 | Exchange Traded Fund | 464287200 |  | 912122 | 1396 | SH |  | SOLE |  | 0 | 0 | 1396 |
| iShares S 500 Growth | Exchange Traded Fund | 464287309 |  | 384928 | 3403 | SH |  | SOLE |  | 0 | 0 | 3403 |
| Johnson  Johnson | Common Stock | 478160104 |  | 2871495 | 11747 | SH |  | SOLE |  | 0 | 0 | 11747 |
| JP Morgan Chase  Co. | Common Stock | 46625H100 |  | 2657893 | 9036 | SH |  | SOLE |  | 0 | 0 | 9036 |
| The Kraft Heinz Company | Common Stock | 500754106 |  | 2250065 | 100047 | SH |  | SOLE |  | 0 | 0 | 100047 |
| Kimberly-Clark Corporation | Common Stock | 494368103 |  | 2232122 | 23138 | SH |  | SOLE |  | 0 | 0 | 23138 |
| Eli Lilly and Company | Common Stock | 532457108 |  | 3739425 | 4066 | SH |  | SOLE |  | 0 | 0 | 4066 |
| Lowe's Companies Inc. | Common Stock | 548661107 |  | 297544 | 1259 | SH |  | SOLE |  | 0 | 0 | 1259 |
| McDonald's Corporation | Common Stock | 580135101 |  | 248458 | 799 | SH |  | SOLE |  | 0 | 0 | 799 |
| Meta Platforms Inc. | Common Stock | 30303M102 |  | 737552 | 1289 | SH |  | SOLE |  | 0 | 0 | 1289 |
| Vanguard Mega Cap Growth | Exchange Traded Fund | 921910816 |  | 407445 | 1109 | SH |  | SOLE |  | 0 | 0 | 1109 |
| Merit Medical Systems Inc. | Common Stock | 589889104 |  | 3111692 | 45143 | SH |  | SOLE |  | 0 | 0 | 45143 |
| Altria Group Inc. | Common Stock | 02209S103 |  | 2388606 | 36196 | SH |  | SOLE |  | 0 | 0 | 36196 |
| Monolithic Power Systems Inc. | Common Stock | 609839105 |  | 3457684 | 3162 | SH |  | SOLE |  | 0 | 0 | 3162 |
| Merck  Company Inc. | Common Stock | 58933Y105 |  | 2598090 | 21599 | SH |  | SOLE |  | 0 | 0 | 21599 |
| Morgan Stanley | Common Stock | 617446448 |  | 213549 | 1298 | SH |  | SOLE |  | 0 | 0 | 1298 |
| Microsoft Corporation | Common Stock | 594918104 |  | 4696324 | 12687 | SH |  | SOLE |  | 0 | 0 | 12687 |
| MGIC Investment Corporation | Common Stock | 552848103 |  | 563893 | 21482 | SH |  | SOLE |  | 0 | 0 | 21482 |
| Micron Technology Inc. | Common Stock | 595112103 |  | 3212695 | 9510 | SH |  | SOLE |  | 0 | 0 | 9510 |
| Neurocrine Biosciences Inc. | Common Stock | 64125C109 |  | 3373277 | 25606 | SH |  | SOLE |  | 0 | 0 | 25606 |
| NextEra Energy Inc. | Common Stock | 65339F101 |  | 395588 | 4259 | SH |  | SOLE |  | 0 | 0 | 4259 |
| National Fuel Gas Company | Common Stock | 636180101 |  | 475836 | 5064 | SH |  | SOLE |  | 0 | 0 | 5064 |
| Northrop Grumman Corporation | Common Stock | 666807102 |  | 241246 | 354 | SH |  | SOLE |  | 0 | 0 | 354 |
| NORTHERN STOCK INDEX | Exchange Traded Fund | 665162772 |  | 216375 | 3329 | SH |  | SOLE |  | 0 | 0 | 3329 |
| NVIDIA Corporation | Common Stock | 67066G104 |  | 6854974 | 39306 | SH |  | SOLE |  | 0 | 0 | 39306 |
| Oracle Corporation | Common Stock | 68389X105 |  | 278065 | 1890 | SH |  | SOLE |  | 0 | 0 | 1890 |
| PACCAR Inc. | Common Stock | 693718108 |  | 282133 | 2443 | SH |  | SOLE |  | 0 | 0 | 2443 |
| PepsiCo Inc. | Common Stock | 713448108 |  | 2444423 | 15741 | SH |  | SOLE |  | 0 | 0 | 15741 |
| iShares Preferred and Income Securities | Exchange Traded Fund | 464288687 |  | 202757 | 6687 | SH |  | SOLE |  | 0 | 0 | 6687 |
| Procter  Gamble Company (The) | Common Stock | 742718109 |  | 2830073 | 19593 | SH |  | SOLE |  | 0 | 0 | 19593 |
| PulteGroup Inc. | Common Stock | 745867101 |  | 3076361 | 26157 | SH |  | SOLE |  | 0 | 0 | 26157 |
| Palantir Technologies Inc. | Common Stock | 69608A108 |  | 349646 | 2390 | SH |  | SOLE |  | 0 | 0 | 2390 |
| Philip Morris International Inc | Common Stock | 718172109 |  | 212124 | 1283 | SH |  | SOLE |  | 0 | 0 | 1283 |
| Insulet Corporation | Common Stock | 45784P101 |  | 2915285 | 13893 | SH |  | SOLE |  | 0 | 0 | 13893 |
| Park National Corporation | Common Stock | 700658107 |  | 319283 | 1953 | SH |  | SOLE |  | 0 | 0 | 1953 |
| PIMCO MULTISECTOR BOND | Exchange Traded Fund | 72201R585 |  | 237660 | 9071 | SH |  | SOLE |  | 0 | 0 | 9071 |
| Invesco QQQ | Exchange Traded Fund | 46090E103 |  | 12124852 | 21007 | SH |  | SOLE |  | 0 | 0 | 21007 |
| Ralph Lauren Corporation | Common Stock | 751212101 |  | 3199622 | 9301 | SH |  | SOLE |  | 0 | 0 | 9301 |
| Invesco S 500 Equal Weight | Exchange Traded Fund | 46137V357 |  | 1540445 | 8026 | SH |  | SOLE |  | 0 | 0 | 8026 |
| RTX Corporation | Common Stock | 75513E101 |  | 203252 | 1054 | SH |  | SOLE |  | 0 | 0 | 1054 |
| Schwab US Dividend Equity | Exchange Traded Fund | 808524797 |  | 332465 | 10837 | SH |  | SOLE |  | 0 | 0 | 10837 |
| iShares 0-3 Month Treasury Bond | Exchange Traded Fund | 46436E718 |  | 67192021 | 667515 | SH |  | SOLE |  | 0 | 0 | 667515 |
| iShares 0-5 Year High Yield Corporate Bond | Exchange Traded Fund | 46434V407 |  | 231305 | 5467 | SH |  | SOLE |  | 0 | 0 | 5467 |
| iShares Silver | Exchange Traded Fund | 46428Q109 |  | 761610 | 11177 | SH |  | SOLE |  | 0 | 0 | 11177 |
| Snap-On Incorporated | Common Stock | 833034101 |  | 2284228 | 6289 | SH |  | SOLE |  | 0 | 0 | 6289 |
| Southern Company (The) | Common Stock | 842587107 |  | 359049 | 3720 | SH |  | SOLE |  | 0 | 0 | 3720 |
| State Street SPDR S 500 | Exchange Traded Fund | 78462F103 |  | 1605639 | 2469 | SH |  | SOLE |  | 0 | 0 | 2469 |
| State Street SPDR Portfolio S 500 Growth | Exchange Traded Fund | 78464A409 |  | 200110 | 2044 | SH |  | SOLE |  | 0 | 0 | 2044 |
| State Street SPDR Portfolio S 500 | Exchange Traded Fund | 78464A854 |  | 281370 | 3676 | SH |  | SOLE |  | 0 | 0 | 3676 |
| iShares ESG MSCI USA Leaders | Exchange Traded Fund | 46435U218 |  | 289566 | 2549 | SH |  | SOLE |  | 0 | 0 | 2549 |
| Tenet Healthcare Corporation | Common Stock | 88033G407 |  | 2731103 | 14472 | SH |  | SOLE |  | 0 | 0 | 14472 |
| Toast Inc. | Common Stock | 888787108 |  | 3008175 | 113473 | SH |  | SOLE |  | 0 | 0 | 113473 |
| T. Rowe Price Group Inc. | Common Stock | 74144T108 |  | 2316573 | 25700 | SH |  | SOLE |  | 0 | 0 | 25700 |
| Tesla Inc. | Common Stock | 88160R101 |  | 795895 | 2141 | SH |  | SOLE |  | 0 | 0 | 2141 |
| Taiwan Semiconductor Manufacturing Company Ltd. | Common Stock | 874039100 |  | 221019 | 654 | SH |  | SOLE |  | 0 | 0 | 654 |
| UnitedHealth Group Incorporated | Common Stock | 91324P102 |  | 250172 | 925 | SH |  | SOLE |  | 0 | 0 | 925 |
| United Parcel Service Inc. | Common Stock | 911312106 |  | 1333976 | 13559 | SH |  | SOLE |  | 0 | 0 | 13559 |
| United Therapeutics Corporation | Common Stock | 91307C102 |  | 3912560 | 6598 | SH |  | SOLE |  | 0 | 0 | 6598 |
| Vanguard Small-Cap | Exchange Traded Fund | 922908751 |  | 9044964 | 34533 | SH |  | SOLE |  | 0 | 0 | 34533 |
| Vanguard Small-Cap Growth | Exchange Traded Fund | 922908595 |  | 10809408 | 35763 | SH |  | SOLE |  | 0 | 0 | 35763 |
| Vanguard Small-Cap Value | Exchange Traded Fund | 922908611 |  | 10908464 | 50212 | SH |  | SOLE |  | 0 | 0 | 50212 |
| Vanguard Intermediate-Term Corporate Bond | Exchange Traded Fund | 92206C870 |  | 300373 | 3630 | SH |  | SOLE |  | 0 | 0 | 3630 |
| Vanguard FTSE Developed Markets | Exchange Traded Fund | 921943858 |  | 28684620 | 447638 | SH |  | SOLE |  | 0 | 0 | 447638 |
| Vanguard Intermediate-Term Treasury | Exchange Traded Fund | 92206C706 |  | 495491 | 8321 | SH |  | SOLE |  | 0 | 0 | 8321 |
| Vanguard Information Tech | Exchange Traded Fund | 92204A702 |  | 814939 | 1168 | SH |  | SOLE |  | 0 | 0 | 1168 |
| VICI Properties Inc. | Common Stock | 925652109 |  | 2154382 | 78857 | SH |  | SOLE |  | 0 | 0 | 78857 |
| Vanguard Div Appreciation | Exchange Traded Fund | 921908844 |  | 2274552 | 10576 | SH |  | SOLE |  | 0 | 0 | 10576 |
| Vanguard Real Estate | Exchange Traded Fund | 922908553 |  | 4761496 | 53681 | SH |  | SOLE |  | 0 | 0 | 53681 |
| Vanguard Mid-Cap | Exchange Traded Fund | 922908629 |  | 6465591 | 22514 | SH |  | SOLE |  | 0 | 0 | 22514 |
| Vanguard Mid-Cap Value | Exchange Traded Fund | 922908512 |  | 9416225 | 51097 | SH |  | SOLE |  | 0 | 0 | 51097 |
| Vanguard S 500 | Exchange Traded Fund | 922908363 |  | 4275746 | 7155 | SH |  | SOLE |  | 0 | 0 | 7155 |
| Vanguard Mid-Cap Growth | Exchange Traded Fund | 922908538 |  | 4676516 | 18172 | SH |  | SOLE |  | 0 | 0 | 18172 |
| Vertiv Holdings LLC | Common Stock | 92537N108 |  | 238834 | 953 | SH |  | SOLE |  | 0 | 0 | 953 |
| Vanguard Tax-Exempt Bond | Exchange Traded Fund | 922907746 |  | 978054 | 19604 | SH |  | SOLE |  | 0 | 0 | 19604 |
| Vanguard California Tax-Exempt Bond | Exchange Traded Fund | 922021605 |  | 231593 | 2337 | SH |  | SOLE |  | 0 | 0 | 2337 |
| Vanguard Total Stock Market | Exchange Traded Fund | 922908769 |  | 3997729 | 12461 | SH |  | SOLE |  | 0 | 0 | 12461 |
| Vanguard Short-Term Inflation-Protected Securities Index Fund | Exchange Traded Fund | 922020805 |  | 383644 | 7681 | SH |  | SOLE |  | 0 | 0 | 7681 |
| Vanguard Value | Exchange Traded Fund | 922908744 |  | 9803334 | 49966 | SH |  | SOLE |  | 0 | 0 | 49966 |
| Vanguard Growth | Exchange Traded Fund | 922908736 |  | 8194768 | 18761 | SH |  | SOLE |  | 0 | 0 | 18761 |
| Vanguard Large-Cap | Exchange Traded Fund | 922908637 |  | 494646 | 1655 | SH |  | SOLE |  | 0 | 0 | 1655 |
| Vanguard FTSE Emerging Markets | Exchange Traded Fund | 922042858 |  | 23438488 | 433645 | SH |  | SOLE |  | 0 | 0 | 433645 |
| Vanguard Total International Stock | Exchange Traded Fund | 921909768 |  | 858659 | 11136 | SH |  | SOLE |  | 0 | 0 | 11136 |
| Vanguard High Dividend Yield | Exchange Traded Fund | 921946406 |  | 1115147 | 7530 | SH |  | SOLE |  | 0 | 0 | 7530 |
| Verizon Communications Inc. | Common Stock | 92343V104 |  | 2505325 | 49907 | SH |  | SOLE |  | 0 | 0 | 49907 |
| Wells Fargo  Company | Common Stock | 949746101 |  | 472136 | 5931 | SH |  | SOLE |  | 0 | 0 | 5931 |
| Walmart Inc. | Common Stock | 931142103 |  | 317581 | 2555 | SH |  | SOLE |  | 0 | 0 | 2555 |
| State Street Materials Select Sector SPDR | Exchange Traded Fund | 81369Y100 |  | 13192374 | 264006 | SH |  | SOLE |  | 0 | 0 | 264006 |
| State Street Communication Services Select Sector SPDR | Exchange Traded Fund | 81369Y852 |  | 12828326 | 115716 | SH |  | SOLE |  | 0 | 0 | 115716 |
| State Street Energy Select Sector SPDR | Exchange Traded Fund | 81369Y506 |  | 16092688 | 262695 | SH |  | SOLE |  | 0 | 0 | 262695 |
| State Street Financial Select Sector SPDR | Exchange Traded Fund | 81369Y605 |  | 343529 | 6958 | SH |  | SOLE |  | 0 | 0 | 6958 |
| State Street Industrial Select Sector SPDR | Exchange Traded Fund | 81369Y704 |  | 410329 | 2537 | SH |  | SOLE |  | 0 | 0 | 2537 |
| State Street Consumer Staples Select Sector SPDR | Exchange Traded Fund | 81369Y308 |  | 12680448 | 154677 | SH |  | SOLE |  | 0 | 0 | 154677 |
| State Street Real Estate Select Sector SPDR | Exchange Traded Fund | 81369Y860 |  | 446907 | 10946 | SH |  | SOLE |  | 0 | 0 | 10946 |
| State Street Health Care Select Sector SPDR | Exchange Traded Fund | 81369Y209 |  | 12493982 | 85219 | SH |  | SOLE |  | 0 | 0 | 85219 |
| State Street Consumer Discretionary Select Sector SPDR | Exchange Traded Fund | 81369Y407 |  | 344039 | 3157 | SH |  | SOLE |  | 0 | 0 | 3157 |
| Exxon Mobil Corporation | Common Stock | 30231G102 |  | 2038263 | 12014 | SH |  | SOLE |  | 0 | 0 | 12014 |
| iShares ESG Select Screened S 500 | Exchange Traded Fund | 46436E569 |  | 241681 | 4910 | SH |  | SOLE |  | 0 | 0 | 4910 |
| Zoom Communications Inc. | Common Stock | 98980L101 |  | 3606467 | 44862 | SH |  | SOLE |  | 0 | 0 | 44862 |

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