# EDGAR Filing Document

**Accession Number:** 0001761871
**File Stem:** 0001765380-23-000026
**Filing Date:** 2023-2
**Character Count:** 14923
**Document Hash:** 080a64f2479a0a80358f957b03d22bea
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001765380-23-000026.hdr.sgml**: 20230207

**ACCESSION NUMBER**: 0001765380-23-000026

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230207

**DATE AS OF CHANGE**: 20230207

**EFFECTIVENESS DATE**: 20230207

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Hardy Reed LLC
- **CENTRAL INDEX KEY:** 0001761871
- **IRS NUMBER:** 205400340
- **STATE OF INCORPORATION:** MS
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19012
- **FILM NUMBER:** 23594962

**BUSINESS ADDRESS:**
- **STREET 1:** 101 SOUTH FRONT STREET
- **CITY:** TUPELO
- **STATE:** MS
- **ZIP:** 38804
- **BUSINESS PHONE:** 6628234722

**MAIL ADDRESS:**
- **STREET 1:** 101 SOUTH FRONT STREET
- **CITY:** TUPELO
- **STATE:** MS
- **ZIP:** 38804

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Hardy Reed LLC<br>**Address:** 101 SOUTH FRONT STREET<br>TUPELO, MS 38804

**Form 13F File Number:** 028-19012

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Madeline Hedges<br>**Title:** Chief Compliance Officer<br>**Phone:** 5138325467

**Signature, Place, and Date of Signing:**

Madeline Hedges  Cincinnati, OH  12-31-2022<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 103

**Form 13F Information Table Value Total:** $482972410

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 131647537 | 733535 | SH |  | SOLE | Hardy Reed | 0 | 0 | 733535 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 78316506 | 238552 | SH |  | SOLE | Hardy Reed | 0 | 0 | 238552 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 77078854 | 1513725 | SH |  | SOLE | Hardy Reed | 0 | 0 | 1513725 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 39263480 | 822616 | SH |  | SOLE | Hardy Reed | 0 | 0 | 822616 |
| ISHARES TR | CORE S ETF | 464287200 |  | 12826549 | 35763 | SH |  | SOLE | Hardy Reed | 0 | 0 | 35763 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 11533842 | 132284 | SH |  | SOLE | Hardy Reed | 0 | 0 | 132284 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 11360548 | 53995 | SH |  | SOLE | Hardy Reed | 0 | 0 | 53995 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 8042704 | 36681 | SH |  | SOLE | Hardy Reed | 0 | 0 | 36681 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 6669339 | 126625 | SH |  | SOLE | Hardy Reed | 0 | 0 | 126625 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 5899710 | 73590 | SH |  | SOLE | Hardy Reed | 0 | 0 | 73590 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 5840610 | 232231 | SH |  | SOLE | Hardy Reed | 0 | 0 | 232231 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 4655196 | 37700 | SH |  | OTR | Fiduciary Services | 0 | 0 | 37700 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 4278048 | 25031 | SH |  | OTR | Fiduciary Services | 0 | 0 | 25031 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 4035911 | 29678 | SH |  | SOLE | Hardy Reed | 0 | 0 | 29678 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 4011493 | 21340 | SH |  | OTR | Fiduciary Services | 0 | 0 | 21340 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 3580133 | 76959 | SH |  | SOLE | Hardy Reed | 0 | 0 | 76959 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 3469493 | 71795 | SH |  | SOLE | Hardy Reed | 0 | 0 | 71795 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 3357199 | 41876 | SH |  | OTR | Fiduciary Services | 0 | 0 | 41876 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 3349037 | 73171 | SH |  | SOLE | Hardy Reed | 0 | 0 | 73171 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 3181964 | 87201 | SH |  | OTR | Fiduciary Services | 0 | 0 | 87201 |
| APPLE INC | COM | 037833100 |  | 3028791 | 21916 | SH |  | SOLE | Hardy Reed | 0 | 0 | 21916 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 2966293 | 23007 | SH |  | SOLE | Hardy Reed | 0 | 0 | 23007 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 2728248 | 74767 | SH |  | SOLE | Hardy Reed | 0 | 0 | 74767 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 2686539 | 47124 | SH |  | OTR | Fiduciary Services | 0 | 0 | 47124 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 2573280 | 24000 | SH |  | OTR | Fiduciary Services | 0 | 0 | 24000 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 2568059 | 66153 | SH |  | SOLE | Hardy Reed | 0 | 0 | 66153 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2132226 | 9966 | SH |  | OTR | Fiduciary Services | 0 | 0 | 9966 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1729108 | 4841 | SH |  | SOLE | Hardy Reed | 0 | 0 | 4841 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 1552566 | 14800 | SH |  | SOLE | Hardy Reed | 0 | 0 | 14800 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1487945 | 19887 | SH |  | SOLE | Hardy Reed | 0 | 0 | 19887 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1459236 | 40133 | SH |  | SOLE | Hardy Reed | 0 | 0 | 40133 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1392348 | 17505 | SH |  | SOLE | Hardy Reed | 0 | 0 | 17505 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1389116 | 9687 | SH |  | SOLE | Hardy Reed | 0 | 0 | 9687 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 1305005 | 78144 | SH |  | OTR | Fiduciary Services | 0 | 0 | 78144 |
| PROGRESSIVE CORP | COM | 743315103 |  | 1180810 | 10161 | SH |  | SOLE | Hardy Reed | 0 | 0 | 10161 |
| MICROSOFT CORP | COM | 594918104 |  | 1163103 | 4994 | SH |  | SOLE | Hardy Reed | 0 | 0 | 4994 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1114606 | 2775 | SH |  | SOLE | Hardy Reed | 0 | 0 | 2775 |
| HOME DEPOT INC | COM | 437076102 |  | 1020978 | 3700 | SH |  | SOLE | Hardy Reed | 0 | 0 | 3700 |
| CADENCE BANK | COM | 12740C103 |  | 981741 | 38636 | SH |  | SOLE | Hardy Reed | 0 | 0 | 38636 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 947606 | 9068 | SH |  | SOLE | Hardy Reed | 0 | 0 | 9068 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 919559 | 5708 | SH |  | SOLE | Hardy Reed | 0 | 0 | 5708 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 877897 | 5374 | SH |  | SOLE | Hardy Reed | 0 | 0 | 5374 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 824967 | 8580 | SH |  | SOLE | Hardy Reed | 0 | 0 | 8580 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 795282 | 6188 | SH |  | OTR | Fiduciary Services | 0 | 0 | 6188 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 778136 | 10827 | SH |  | SOLE | Hardy Reed | 0 | 0 | 10827 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 765941 | 3580 | SH |  | SOLE | Hardy Reed | 0 | 0 | 3580 |
| RENASANT CORP | COM | 75970E107 |  | 758696 | 24255 | SH |  | SOLE | Hardy Reed | 0 | 0 | 24255 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 726129 | 9882 | SH |  | SOLE | Hardy Reed | 0 | 0 | 9882 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 706867 | 1005 | SH |  | SOLE | Hardy Reed | 0 | 0 | 1005 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 668974 | 21812 | SH |  | SOLE | Hardy Reed | 0 | 0 | 21812 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 666432 | 11520 | SH |  | OTR | Fiduciary Services | 0 | 0 | 11520 |
| DISNEY WALT CO | COM | 254687106 |  | 639180 | 6776 | SH |  | SOLE | Hardy Reed | 0 | 0 | 6776 |
| TE CONNECTIVITY LTD | SHS | H84989104 |  | 593516 | 5378 | SH |  | SOLE | Hardy Reed | 0 | 0 | 5378 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 592999 | 13651 | SH |  | SOLE | Hardy Reed | 0 | 0 | 13651 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 584713 | 24892 | SH |  | SOLE | Hardy Reed | 0 | 0 | 24892 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 487824 | 16068 | SH |  | SOLE | Hardy Reed | 0 | 0 | 16068 |
| FASTENAL CO | COM | 311900104 |  | 467214 | 10148 | SH |  | SOLE | Hardy Reed | 0 | 0 | 10148 |
| SPS COMM INC | COM | 78463M107 |  | 456421 | 3674 | SH |  | SOLE | Hardy Reed | 0 | 0 | 3674 |
| PFIZER INC | COM | 717081103 |  | 433268 | 9901 | SH |  | SOLE | Hardy Reed | 0 | 0 | 9901 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 431602 | 2296 | SH |  | SOLE | Hardy Reed | 0 | 0 | 2296 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT LG | 808524755 |  | 430568 | 17120 | SH |  | SOLE | Hardy Reed | 0 | 0 | 17120 |
| TJX COS INC NEW | COM | 872540109 |  | 413222 | 6652 | SH |  | SOLE | Hardy Reed | 0 | 0 | 6652 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 407021 | 11303 | SH |  | SOLE | Hardy Reed | 0 | 0 | 11303 |
| MUELLER INDS INC | COM | 624756102 |  | 384042 | 6461 | SH |  | SOLE | Hardy Reed | 0 | 0 | 6461 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 383174 | 13848 | SH |  | SOLE | Hardy Reed | 0 | 0 | 13848 |
| WALMART INC | COM | 931142103 |  | 379632 | 2927 | SH |  | SOLE | Hardy reed | 0 | 0 | 2927 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 374751 | 3155 | SH |  | SOLE | Hardy Reed | 0 | 0 | 3155 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 367899 | 7542 | SH |  | SOLE | Hardy Reed | 0 | 0 | 7542 |
| OMNICOM GROUP INC | COM | 681919106 |  | 352358 | 5585 | SH |  | SOLE | Hardy Reed | 0 | 0 | 5585 |
| UNION PAC CORP | COM | 907818108 |  | 345221 | 1772 | SH |  | SOLE | Hardy Reed | 0 | 0 | 1772 |
| EXPEDITORS INTL WASH INC | COM | 302130109 |  | 330986 | 3748 | SH |  | SOLE | Hardy Reed | 0 | 0 | 3748 |
| EXPONENT INC | COM | 30214U102 |  | 328938 | 3752 | SH |  | SOLE | Hardy Reed | 0 | 0 | 3752 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 317016 | 6120 | SH |  | SOLE | Hardy Reed | 0 | 0 | 6120 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 311220 | 3458 | SH |  | OTR | Fiduciary Services | 0 | 0 | 3458 |
| DESCARTES SYS GROUP INC | COM | 249906108 |  | 310344 | 4885 | SH |  | SOLE | Hardy Reed | 0 | 0 | 4885 |
| US BANCORP DEL | COM NEW | 902973304 |  | 307763 | 7633 | SH |  | SOLE | Hardy Reed | 0 | 0 | 7633 |
| MODEL N INC | COM | 607525102 |  | 305434 | 8923 | SH |  | SOLE | Hardy Reed | 0 | 0 | 8923 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 290358 | 4690 | SH |  | SOLE | Hardy Reed | 0 | 0 | 4690 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 285544 | 4531 | SH |  | OTR | Fiduciary Services | 0 | 0 | 4531 |
| WORKIVA INC | COM CL A | 98139A105 |  | 279146 | 3588 | SH |  | SOLE | Hardy Reed | 0 | 0 | 3588 |
| PAYLOCITY HLDG CORP | COM | 70438V106 |  | 277092 | 1147 | SH |  | SOLE | Hardy Reed | 0 | 0 | 1147 |
| META PLATFORMS INC | CL A | 30303M102 |  | 276516 | 2038 | SH |  | SOLE | Hardy Reed | 0 | 0 | 2038 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 270855 | 1656 | SH |  | SOLE | Hardy Reed | 0 | 0 | 1656 |
| CARMAX INC | COM | 143130102 |  | 269296 | 4079 | SH |  | SOLE | Hardy Reed | 0 | 0 | 4079 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 |  | 263845 | 3185 | SH |  | SOLE | Hardy Reed | 0 | 0 | 3185 |
| AMAZON COM INC | COM | 023135106 |  | 259900 | 2300 | SH |  | SOLE | Hardy Reed | 0 | 0 | 2300 |
| RITCHIE BROS AUCTIONEERS | COM | 767744105 |  | 246296 | 3942 | SH |  | SOLE | Hardy Reed | 0 | 0 | 3942 |
| BLACKLINE INC | COM | 09239B109 |  | 246249 | 4111 | SH |  | SOLE | Hardy Reed | 0 | 0 | 4111 |
| SPDR INDEX SHS FDS | PORTFLI MSCI GBL | 78463X475 |  | 238354 | 5572 | SH |  | SOLE | Hardy Reed | 0 | 0 | 5572 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 235395 | 2855 | SH |  | OTR | Fiduciary Services | 0 | 0 | 2855 |
| BK OF AMERICA CORP | COM | 060505104 |  | 234956 | 7780 | SH |  | SOLE | Hardy Reed | 0 | 0 | 7780 |
| GLOBANT S A | COM | L44385109 |  | 232353 | 1242 | SH |  | SOLE | Hardy Reed | 0 | 0 | 1242 |
| PAYCOR HCM INC | COM | 70435P102 |  | 231898 | 7845 | SH |  | SOLE | Hardy Reed | 0 | 0 | 7845 |
| BLACKROCK MUNI INCOME TR II | COM | 09249N101 |  | 227490 | 22749 | SH |  | SOLE | Hardy Reed | 0 | 0 | 22749 |
| FIVE BELOW INC | COM | 33829M101 |  | 225641 | 1639 | SH |  | SOLE | Hardy Reed | 0 | 0 | 1639 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 225269 | 3408 | SH |  | OTR | Fiduciary Services | 0 | 0 | 3408 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 223572 | 2199 | SH |  | OTR | Fiduciary Services | 0 | 0 | 2199 |
| WILLSCOT MOBIL MINI HLDNG CO | COM CL A | 971378104 |  | 205199 | 5088 | SH |  | SOLE | Hardy Reed | 0 | 0 | 5088 |
| CASELLA WASTE SYS INC | CL A | 147448104 |  | 203579 | 2665 | SH |  | SOLE | Hardy Reed | 0 | 0 | 2665 |
| ALARM COM HLDGS INC | COM | 011642105 |  | 202104 | 3116 | SH |  | SOLE | Hardy Reed | 0 | 0 | 3116 |
| NUVEEN QUALITY MUNCP INCOME | COM | 67066V101 |  | 128304 | 11664 | SH |  | SOLE | Hardy Reed | 0 | 0 | 11664 |
| PIMCO MUN INCOME FD III | COM | 72201A103 |  | 118464 | 15365 | SH |  | SOLE | Hardy Reed | 0 | 0 | 15365 |
| MANHATTAN BRDG CAP INC | COM | 562803106 |  | 43772 | 43772 | SH |  | SOLE | Hardy Reed | 0 | 0 | 43772 |

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