# EDGAR Filing Document

**Accession Number:** 0001764694
**File Stem:** 0001667731-25-000942
**Filing Date:** 2025-7
**Character Count:** 26928
**Document Hash:** ba814b1c9817528802686f40b2e26419
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001667731-25-000942.hdr.sgml**: 20250724

**ACCESSION NUMBER**: 0001667731-25-000942

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250724

**DATE AS OF CHANGE**: 20250724

**EFFECTIVENESS DATE**: 20250724

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BRANDYWINE OAK PRIVATE WEALTH LLC
- **CENTRAL INDEX KEY:** 0001764694

**ORGANIZATION NAME:**
- **EIN:** 831376291
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19207
- **FILM NUMBER:** 251144688

**BUSINESS ADDRESS:**
- **STREET 1:** 500 OLD FORGE LANE
- **STREET 2:** SUITE 501
- **CITY:** KENNETT SQUARE
- **STATE:** PA
- **ZIP:** 19348
- **BUSINESS PHONE:** 4847850050

**MAIL ADDRESS:**
- **STREET 1:** 500 OLD FORGE LANE
- **STREET 2:** SUITE 501
- **CITY:** KENNETT SQUARE
- **STATE:** PA
- **ZIP:** 19348

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BRANDYWINE OAK PRIVATE WEALTH LLC<br>**Address:** 500 Old Forge Lane<br>Suite 501<br>Kennett Square, PA 19348

**Form 13F File Number:** 028-19207

**CRD Number (if applicable):** 000297021

**SEC File Number (if applicable):** 801-113624

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brittany Kalsky<br>**Title:** Chief Compiance Officer<br>**Phone:** 484-785-0046

**Signature, Place, and Date of Signing:**

/s/ Brittany Kalsky  Kennett Square, PA  07-24-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 234

**Form 13F Information Table Value Total:** $1080199089

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 1022961 | 7521 | SH |  | SOLE |  | 7521 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 2233378 | 12032 | SH |  | SOLE |  | 12032 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 214603 | 718 | SH |  | SOLE |  | 718 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 449167 | 1161 | SH |  | SOLE |  | 1161 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 609744 | 4297 | SH |  | SOLE |  | 4297 | 0 | 0 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 576265 | 2043 | SH |  | SOLE |  | 2043 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1943779 | 10958 | SH |  | SOLE |  | 10958 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 5801869 | 32922 | SH |  | SOLE |  | 32922 | 0 | 0 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 272054 | 5568 | SH |  | SOLE |  | 5568 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 315254 | 5377 | SH |  | SOLE |  | 5377 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 7198215 | 32809 | SH |  | SOLE |  | 32809 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 1326332 | 12783 | SH |  | SOLE |  | 12783 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 407659 | 1278 | SH |  | SOLE |  | 1278 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 968266 | 3468 | SH |  | SOLE |  | 3468 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 26914631 | 131183 | SH |  | SOLE |  | 131183 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 203971 | 1114 | SH |  | SOLE |  | 1114 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 227595 | 284 | SH |  | SOLE |  | 284 | 0 | 0 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 4644921 | 66470 | SH |  | SOLE |  | 66470 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 290833 | 10050 | SH |  | SOLE |  | 10050 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 442246 | 1434 | SH |  | SOLE |  | 1434 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 539825 | 11408 | SH |  | SOLE |  | 11408 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 4187343 | 8620 | SH |  | SOLE |  | 8620 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 1457600 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| BITWISE BITCOIN ETF TR | SHS BEN INT | 09174C104 |  | 1351875 | 23073 | SH |  | SOLE |  | 23073 | 0 | 0 |
| BITWISE ETHEREUM ETF | SHS | 091955104 |  | 501341 | 27760 | SH |  | SOLE |  | 27760 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 1199293 | 1143 | SH |  | SOLE |  | 1143 | 0 | 0 |
| BLACKROCK MUNIYIELD FD INC | COM | 09253W104 |  | 301200 | 30000 | SH |  | SOLE |  | 30000 | 0 | 0 |
| BLACKROCK TAX MUNICPAL BD TR | SHS | 09248X100 |  | 289980 | 18000 | SH |  | SOLE |  | 18000 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 1973560 | 13194 | SH |  | SOLE |  | 13194 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 297952 | 1422 | SH |  | SOLE |  | 1422 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 383453 | 8284 | SH |  | SOLE |  | 8284 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 5643423 | 20473 | SH |  | SOLE |  | 20473 | 0 | 0 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 387345 | 1257 | SH |  | SOLE |  | 1257 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 248929 | 1170 | SH |  | SOLE |  | 1170 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 268900 | 3674 | SH |  | SOLE |  | 3674 | 0 | 0 |
| CENCORA INC | COM | 03073E105 |  | 213493 | 712 | SH |  | SOLE |  | 712 | 0 | 0 |
| CHEMOURS CO | COM | 163851108 |  | 271782 | 23737 | SH |  | SOLE |  | 23737 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1053594 | 7358 | SH |  | SOLE |  | 7358 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 863712 | 12449 | SH |  | SOLE |  | 12449 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 841100 | 3052 | SH |  | SOLE |  | 3052 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1589932 | 22472 | SH |  | SOLE |  | 22472 | 0 | 0 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 312233 | 891 | SH |  | SOLE |  | 891 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 209979 | 2310 | SH |  | SOLE |  | 2310 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 694782 | 7742 | SH |  | SOLE |  | 7742 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 329258 | 1020 | SH |  | SOLE |  | 1020 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 3573968 | 47954 | SH |  | SOLE |  | 47954 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1121615 | 1133 | SH |  | SOLE |  | 1133 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 235810 | 463 | SH |  | SOLE |  | 463 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 424876 | 13021 | SH |  | SOLE |  | 13021 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 254259 | 1287 | SH |  | SOLE |  | 1287 | 0 | 0 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 604431 | 2773 | SH |  | SOLE |  | 2773 | 0 | 0 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 297408 | 1706 | SH |  | SOLE |  | 1706 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 240828 | 1942 | SH |  | SOLE |  | 1942 | 0 | 0 |
| DOW INC | COM | 260557103 |  | 988281 | 37321 | SH |  | SOLE |  | 37321 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 443831 | 3761 | SH |  | SOLE |  | 3761 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 2441459 | 35594 | SH |  | SOLE |  | 35594 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 857483 | 1100 | SH | Put | SOLE |  | 0 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 4908666 | 6297 | SH |  | SOLE |  | 6297 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 725450 | 5441 | SH |  | SOLE |  | 5441 | 0 | 0 |
| EXCHANGE TRADED CONCEPTS TRU | BITWISE CRYPTO | 301505624 |  | 460207 | 23337 | SH |  | SOLE |  | 23337 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2567239 | 23815 | SH |  | SOLE |  | 23815 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 212990 | 937 | SH |  | SOLE |  | 937 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 219899 | 1115 | SH |  | SOLE |  | 1115 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | WTR ETF | 33733B100 |  | 254617 | 2358 | SH |  | SOLE |  | 2358 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | FTSE EUROPE | 35473P652 |  | 1637494 | 48895 | SH |  | SOLE |  | 48895 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1010380 | 3925 | SH |  | SOLE |  | 3925 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 559106 | 1057 | SH |  | SOLE |  | 1057 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 658277 | 2257 | SH |  | SOLE |  | 2257 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 |  | 433442 | 8366 | SH |  | SOLE |  | 8366 | 0 | 0 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 296867 | 6812 | SH |  | SOLE |  | 6812 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 793445 | 1121 | SH |  | SOLE |  | 1121 | 0 | 0 |
| GRANITESHARES GOLD TR | SHS BEN INT | 38748G101 |  | 14353751 | 439760 | SH |  | SOLE |  | 439760 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1025492 | 2797 | SH |  | SOLE |  | 2797 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 428731 | 1841 | SH |  | SOLE |  | 1841 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 373102 | 1509 | SH |  | SOLE |  | 1509 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1542878 | 5234 | SH |  | SOLE |  | 5234 | 0 | 0 |
| INTERNATIONAL FLAVORS | COM | 459506101 |  | 341371 | 4641 | SH |  | SOLE |  | 4641 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 240732 | 443 | SH |  | SOLE |  | 443 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 1924039 | 8472 | SH |  | SOLE |  | 8472 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 640112 | 3522 | SH |  | SOLE |  | 3522 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | INTL DIVI ACHI | 46137V548 |  | 1433177 | 69911 | SH |  | SOLE |  | 69911 | 0 | 0 |
| INVESCO PA VALUE MUN INC TR | COM | 46132K109 |  | 205846 | 20462 | SH |  | SOLE |  | 20462 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3408822 | 6179 | SH |  | SOLE |  | 6179 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 561240 | 9000 | SH |  | SOLE |  | 9000 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 7521224 | 125292 | SH |  | SOLE |  | 125292 | 0 | 0 |
| ISHARES INC | MSCI PAC JP ETF | 464286665 |  | 452130 | 9158 | SH |  | SOLE |  | 9158 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 557272 | 14227 | SH |  | SOLE |  | 14227 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 6942504 | 66450 | SH |  | SOLE |  | 66450 | 0 | 0 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 993404 | 28786 | SH |  | SOLE |  | 28786 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 15242261 | 143333 | SH |  | SOLE |  | 143333 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 984077 | 15391 | SH |  | SOLE |  | 15391 | 0 | 0 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 394013 | 3114 | SH |  | SOLE |  | 3114 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 230342 | 2322 | SH |  | SOLE |  | 2322 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1136761 | 12717 | SH |  | SOLE |  | 12717 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 834749 | 6182 | SH |  | SOLE |  | 6182 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 1805138 | 23350 | SH |  | SOLE |  | 23350 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 28135260 | 337031 | SH |  | SOLE |  | 337031 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 608193 | 5524 | SH |  | SOLE |  | 5524 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 474392 | 1974 | SH |  | SOLE |  | 1974 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1145370 | 3373 | SH |  | SOLE |  | 3373 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 812269 | 8928 | SH |  | SOLE |  | 8928 | 0 | 0 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 15432626 | 624804 | SH |  | SOLE |  | 624804 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 676926 | 10915 | SH |  | SOLE |  | 10915 | 0 | 0 |
| ISHARES TR | INTL DIV GRWTH | 46435G524 |  | 1368268 | 17344 | SH |  | SOLE |  | 17344 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 577055 | 5280 | SH |  | SOLE |  | 5280 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 262267 | 3120 | SH |  | SOLE |  | 3120 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 289488 | 6698 | SH |  | SOLE |  | 6698 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1757106 | 2830 | SH |  | SOLE |  | 2830 | 0 | 0 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 1373281 | 14872 | SH |  | SOLE |  | 14872 | 0 | 0 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 475463 | 11504 | SH |  | SOLE |  | 11504 | 0 | 0 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 1094353 | 16531 | SH |  | SOLE |  | 16531 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 4410501 | 37642 | SH |  | SOLE |  | 37642 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 2393594 | 26828 | SH |  | SOLE |  | 26828 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 429264 | 2721 | SH |  | SOLE |  | 2721 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1305700 | 7142 | SH |  | SOLE |  | 7142 | 0 | 0 |
| ISHARES TR | CORE MSCI PAC | 46434V696 |  | 648940 | 9446 | SH |  | SOLE |  | 9446 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 3606472 | 38420 | SH |  | SOLE |  | 38420 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 4320174 | 84842 | SH |  | SOLE |  | 84842 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS EUR | 46641Q191 |  | 2333627 | 34593 | SH |  | SOLE |  | 34593 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1737579 | 11376 | SH |  | SOLE |  | 11376 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 6923493 | 23882 | SH |  | SOLE |  | 23882 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 388874 | 13227 | SH |  | SOLE |  | 13227 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 244067 | 973 | SH |  | SOLE |  | 973 | 0 | 0 |
| LIGHTWAVE LOGIC INC | COM | 532275104 |  | 13361 | 10775 | SH |  | SOLE |  | 10775 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1673793 | 3614 | SH |  | SOLE |  | 3614 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 665166 | 2998 | SH |  | SOLE |  | 2998 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1591975 | 2833 | SH |  | SOLE |  | 2833 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 2205297 | 7548 | SH |  | SOLE |  | 7548 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 1869083 | 23612 | SH |  | SOLE |  | 23612 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1896167 | 2569 | SH |  | SOLE |  | 2569 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 204214 | 2902 | SH |  | SOLE |  | 2902 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 13009721 | 26155 | SH |  | SOLE |  | 26155 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 379348 | 2693 | SH |  | SOLE |  | 2693 | 0 | 0 |
| NETAPP INC | COM | 64110D104 |  | 255081 | 2394 | SH |  | SOLE |  | 2394 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 1186253 | 886 | SH |  | SOLE |  | 886 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 562996 | 8110 | SH |  | SOLE |  | 8110 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 255715 | 999 | SH |  | SOLE |  | 999 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 11940399 | 75576 | SH |  | SOLE |  | 75576 | 0 | 0 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 229416 | 1050 | SH |  | SOLE |  | 1050 | 0 | 0 |
| NYLI MACKAY DEFINEDTERM MUNI | COM | 56064K100 |  | 295800 | 20000 | SH |  | SOLE |  | 20000 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 332973 | 1523 | SH |  | SOLE |  | 1523 | 0 | 0 |
| PACCAR INC | COM | 693718108 |  | 567701 | 5972 | SH |  | SOLE |  | 5972 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 265960 | 1951 | SH |  | SOLE |  | 1951 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 1361518 | 10311 | SH |  | SOLE |  | 10311 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 329956 | 13612 | SH |  | SOLE |  | 13612 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 388109 | 3253 | SH |  | SOLE |  | 3253 | 0 | 0 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 4002840 | 77938 | SH |  | SOLE |  | 77938 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 1282011 | 6877 | SH |  | SOLE |  | 6877 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 2946542 | 18495 | SH |  | SOLE |  | 18495 | 0 | 0 |
| PROSHARES TR | PSHS ULT S 500 | 74347R107 |  | 241524 | 2472 | SH |  | SOLE |  | 2472 | 0 | 0 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 300791 | 2987 | SH |  | SOLE |  | 2987 | 0 | 0 |
| PROSHARES TR | PSHS ULTRA QQQ | 74347R206 |  | 289038 | 2456 | SH |  | SOLE |  | 2456 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 505080 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 240801 | 1512 | SH |  | SOLE |  | 1512 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 803987 | 5506 | SH |  | SOLE |  | 5506 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 512929 | 1881 | SH |  | SOLE |  | 1881 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 3746381 | 128257 | SH |  | SOLE |  | 128257 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 34037515 | 1396128 | SH |  | SOLE |  | 1396128 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 3511688 | 126913 | SH |  | SOLE |  | 126913 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 239484 | 5623 | SH |  | SOLE |  | 5623 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 128660942 | 5821759 | SH |  | SOLE |  | 5821759 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 3322516 | 110236 | SH |  | SOLE |  | 110236 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 3774457 | 72074 | SH |  | SOLE |  | 72074 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 498071 | 5673 | SH |  | SOLE |  | 5673 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 3711969 | 17081 | SH |  | SOLE |  | 17081 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 1571679 | 10654 | SH |  | SOLE |  | 10654 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 3687608 | 27359 | SH |  | SOLE |  | 27359 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 1142906 | 4513 | SH |  | SOLE |  | 4513 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 210933 | 1944 | SH |  | SOLE |  | 1944 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 230700 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 382197 | 4162 | SH |  | SOLE |  | 4162 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1708107 | 5603 | SH |  | SOLE |  | 5603 | 0 | 0 |
| SPDR INDEX SHS FDS | S INTL ETF | 78463X772 |  | 978303 | 23210 | SH |  | SOLE |  | 23210 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3098721 | 5016 | SH |  | SOLE |  | 5016 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 25275721 | 265168 | SH |  | SOLE |  | 265168 | 0 | 0 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 |  | 22764214 | 285410 | SH |  | SOLE |  | 285410 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 27208193 | 519837 | SH |  | SOLE |  | 519837 | 0 | 0 |
| SPDR SERIES TRUST | NUVEEN ICE SHORT | 78468R739 |  | 2223811 | 46495 | SH |  | SOLE |  | 46495 | 0 | 0 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 244041 | 1798 | SH |  | SOLE |  | 1798 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 440007 | 4802 | SH |  | SOLE |  | 4802 | 0 | 0 |
| STIFEL FINL CORP | COM | 860630102 |  | 6051100 | 58307 | SH |  | SOLE |  | 58307 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 838340 | 2119 | SH |  | SOLE |  | 2119 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 513452 | 2267 | SH |  | SOLE |  | 2267 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 229953 | 2331 | SH |  | SOLE |  | 2331 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 1261409 | 3971 | SH |  | SOLE |  | 3971 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 300736 | 910 | SH |  | SOLE |  | 910 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 300041 | 740 | SH |  | SOLE |  | 740 | 0 | 0 |
| THOMSON REUTERS CORP | COM | 884903808 |  | 227076 | 1129 | SH |  | SOLE |  | 1129 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 1607801 | 6988 | SH |  | SOLE |  | 6988 | 0 | 0 |
| UNITED RENTALS INC | COM | 911363109 |  | 2796621 | 3712 | SH |  | SOLE |  | 3712 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 437693 | 1403 | SH |  | SOLE |  | 1403 | 0 | 0 |
| VALVOLINE INC | COM | 92047W101 |  | 220252 | 5816 | SH |  | SOLE |  | 5816 | 0 | 0 |
| VANECK ETF TRUST | INTRMDT MUNI ETF | 92189H201 |  | 3838645 | 84423 | SH |  | SOLE |  | 84423 | 0 | 0 |
| VANECK ETF TRUST | SHRT HGH YLD MUN | 92189F387 |  | 295174 | 13067 | SH |  | SOLE |  | 13067 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 2939823 | 34355 | SH |  | SOLE |  | 34355 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 806799 | 1421 | SH |  | SOLE |  | 1421 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 5245992 | 26901 | SH |  | SOLE |  | 26901 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 100218049 | 228602 | SH |  | SOLE |  | 228602 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 396855 | 1433 | SH |  | SOLE |  | 1433 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 118858621 | 672510 | SH |  | SOLE |  | 672510 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1366302 | 4789 | SH |  | SOLE |  | 4789 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2637660 | 8678 | SH |  | SOLE |  | 8678 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 201346 | 2598 | SH |  | SOLE |  | 2598 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 623407 | 4850 | SH |  | SOLE |  | 4850 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 33128125 | 669800 | SH |  | SOLE |  | 669800 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 |  | 1090010 | 13264 | SH |  | SOLE |  | 13264 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 681887 | 10144 | SH |  | SOLE |  | 10144 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 9407443 | 191871 | SH |  | SOLE |  | 191871 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 583128 | 5340 | SH |  | SOLE |  | 5340 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 35153454 | 442181 | SH |  | SOLE |  | 442181 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 43331025 | 522566 | SH |  | SOLE |  | 522566 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 59937916 | 1002142 | SH |  | SOLE |  | 1002142 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 579207 | 2830 | SH |  | SOLE |  | 2830 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2535423 | 36697 | SH |  | SOLE |  | 36697 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 7135267 | 125158 | SH |  | SOLE |  | 125158 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 770616 | 8551 | SH |  | SOLE |  | 8551 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1272130 | 9542 | SH |  | SOLE |  | 9542 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 |  | 249205 | 688 | SH |  | SOLE |  | 688 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 732851 | 2951 | SH |  | SOLE |  | 2951 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 17664475 | 26634 | SH |  | SOLE |  | 26634 | 0 | 0 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 1909214 | 11164 | SH |  | SOLE |  | 11164 | 0 | 0 |
| VANGUARD WORLD FD | INDUSTRIAL ETF | 92204A603 |  | 2746703 | 9808 | SH |  | SOLE |  | 9808 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 424422 | 1938 | SH |  | SOLE |  | 1938 | 0 | 0 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 321858 | 1652 | SH |  | SOLE |  | 1652 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 5167122 | 47128 | SH |  | SOLE |  | 47128 | 0 | 0 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 776659 | 6101 | SH |  | SOLE |  | 6101 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 417124 | 9640 | SH |  | SOLE |  | 9640 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 958471 | 2700 | SH |  | SOLE |  | 2700 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 1395122 | 14268 | SH |  | SOLE |  | 14268 | 0 | 0 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 399295 | 3832 | SH |  | SOLE |  | 3832 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 308723 | 3853 | SH |  | SOLE |  | 3853 | 0 | 0 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 770654 | 17016 | SH |  | SOLE |  | 17016 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 18110440 | 276413 | SH |  | SOLE |  | 276413 | 0 | 0 |
| ZOETIS INC | CL A | 98978V103 |  | 256539 | 1645 | SH |  | SOLE |  | 1645 | 0 | 0 |

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