# EDGAR Filing Document

**Accession Number:** 0001697791
**File Stem:** 0001420506-23-000356
**Filing Date:** 2023-2
**Character Count:** 11778
**Document Hash:** 7addbde0f5b613e20cab1079f05e94f0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001420506-23-000356.hdr.sgml**: 20230210

**ACCESSION NUMBER**: 0001420506-23-000356

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230210

**DATE AS OF CHANGE**: 20230210

**EFFECTIVENESS DATE**: 20230210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** United Bank
- **CENTRAL INDEX KEY:** 0001697791
- **IRS NUMBER:** 580153300
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17690
- **FILM NUMBER:** 23611607

**BUSINESS ADDRESS:**
- **STREET 1:** 420 GRIFFIN STREET
- **CITY:** ZEBULON
- **STATE:** GA
- **ZIP:** 30295
- **BUSINESS PHONE:** 770-567-7211

**MAIL ADDRESS:**
- **STREET 1:** 420 GRIFFIN STREET
- **CITY:** ZEBULON
- **STATE:** GA
- **ZIP:** 30295

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** United Bank<br>**Address:** 420 Griffin Street<br>Zebulon, GA 30295

**Form 13F File Number:** 028-17690

**SEC File Number (if applicable):** 028-17690

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Thomas L. Redding<br>**Title:** Chief Financial Officer<br>**Phone:** 770-567-2522

**Signature, Place, and Date of Signing:**

Thomas L. Redding Chief Financial Officer  Zebulon, GA  02-10-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 85

**Form 13F Information Table Value Total:** $162953595

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 3077853 | 28034 | SH |  | SOLE |  | 28034 | 0 | 0 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 676762 | 2011 | SH |  | SOLE |  | 2011 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4260627 | 48290 | SH |  | SOLE |  | 48290 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 2560656 | 30484 | SH |  | SOLE |  | 30484 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 1194255 | 5637 | SH |  | SOLE |  | 5637 | 0 | 0 |
| AMERISOURCEBERGEN CORP | COM | 03073E105 |  | 824573 | 4976 | SH |  | SOLE |  | 4976 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 1030108 | 6280 | SH |  | SOLE |  | 6280 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 6182979 | 47587 | SH |  | SOLE |  | 47587 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 286404 | 15557 | SH |  | SOLE |  | 15557 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1508977 | 4885 | SH |  | SOLE |  | 4885 | 0 | 0 |
| BLACKROCK INC | COM | 09247X101 |  | 912715 | 1288 | SH |  | SOLE |  | 1288 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 772763 | 10416 | SH |  | SOLE |  | 10416 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 888445 | 4664 | SH |  | SOLE |  | 4664 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1251211 | 17390 | SH |  | SOLE |  | 17390 | 0 | 0 |
| CDW CORP | COM | 12514G108 |  | 857184 | 4800 | SH |  | SOLE |  | 4800 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1271687 | 7085 | SH |  | SOLE |  | 7085 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 1094730 | 789 | SH |  | SOLE |  | 789 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 1090718 | 22895 | SH |  | SOLE |  | 22895 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 4195207 | 65952 | SH |  | SOLE |  | 65952 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 1311270 | 37497 | SH |  | SOLE |  | 37497 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 2653178 | 5812 | SH |  | SOLE |  | 5812 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 1692517 | 18162 | SH |  | SOLE |  | 18162 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 1780212 | 4152 | SH |  | SOLE |  | 4152 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 725361 | 8349 | SH |  | SOLE |  | 8349 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1220226 | 11848 | SH |  | SOLE |  | 11848 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 775382 | 11298 | SH |  | SOLE |  | 11298 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1639609 | 14865 | SH |  | SOLE |  | 14865 | 0 | 0 |
| FIRST TR MORNINGSTAR DIVID L | SHS | 336917109 |  | 486358 | 13303 | SH |  | SOLE |  | 13303 | 0 | 0 |
| FLEXSHARES TR | US QT LW VLTY | 33939L654 |  | 2807903 | 55860 | SH |  | SOLE |  | 55860 | 0 | 0 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 7446933 | 171312 | SH |  | SOLE |  | 171312 | 0 | 0 |
| FLEXSHARES TR | HIG YLD VL ETF | 33939L662 |  | 10878014 | 272974 | SH |  | SOLE |  | 272974 | 0 | 0 |
| FLEXSHARES TR | STOXX GLOBR INF | 33939L795 |  | 5805367 | 115163 | SH |  | SOLE |  | 115163 | 0 | 0 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 649268 | 17086 | SH |  | SOLE |  | 17086 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1318457 | 5314 | SH |  | SOLE |  | 5314 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 707684 | 20139 | SH |  | SOLE |  | 20139 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1138991 | 3606 | SH |  | SOLE |  | 3606 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1606179 | 7495 | SH |  | SOLE |  | 7495 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 681260 | 25776 | SH |  | SOLE |  | 25776 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 1512484 | 14743 | SH |  | SOLE |  | 14743 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 206122 | 1463 | SH |  | SOLE |  | 1463 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 266916 | 2752 | SH |  | SOLE |  | 2752 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 3354975 | 57350 | SH |  | SOLE |  | 57350 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 337721 | 879 | SH |  | SOLE |  | 879 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 3490715 | 14431 | SH |  | SOLE |  | 14431 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2852071 | 30136 | SH |  | SOLE |  | 30136 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1821615 | 10312 | SH |  | SOLE |  | 10312 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 3760030 | 28039 | SH |  | SOLE |  | 28039 | 0 | 0 |
| LAUDER ESTEE COS INC | CL A | 518439104 |  | 1424151 | 5740 | SH |  | SOLE |  | 5740 | 0 | 0 |
| LILLY ELI  CO | COM | 532457108 |  | 1911514 | 5225 | SH |  | SOLE |  | 5225 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 2024478 | 10161 | SH |  | SOLE |  | 10161 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 1103586 | 6669 | SH |  | SOLE |  | 6669 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 2227558 | 6406 | SH |  | SOLE |  | 6406 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 1793322 | 6805 | SH |  | SOLE |  | 6805 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 787264 | 6542 | SH |  | SOLE |  | 6542 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 4605743 | 19205 | SH |  | SOLE |  | 19205 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 1377722 | 20671 | SH |  | SOLE |  | 20671 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 862167 | 10313 | SH |  | SOLE |  | 10313 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 2090969 | 17870 | SH |  | SOLE |  | 17870 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 2045286 | 8300 | SH |  | SOLE |  | 8300 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1919695 | 13136 | SH |  | SOLE |  | 13136 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 1126088 | 8070 | SH |  | SOLE |  | 8070 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 333498 | 1846 | SH |  | SOLE |  | 1846 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 2090233 | 40793 | SH |  | SOLE |  | 40793 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 390744 | 2474 | SH |  | SOLE |  | 2474 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1992711 | 13148 | SH |  | SOLE |  | 13148 | 0 | 0 |
| PUTNAM MANAGED MUN INCOME TR | COM | 746823103 |  | 90432 | 14400 | SH |  | SOLE |  | 14400 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 1374030 | 10363 | SH |  | SOLE |  | 10363 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 3657345 | 48416 | SH |  | SOLE |  | 48416 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 |  | 1346164 | 13707 | SH |  | SOLE |  | 13707 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 3073521 | 35138 | SH |  | SOLE |  | 35138 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 3880288 | 31182 | SH |  | SOLE |  | 31182 | 0 | 0 |
| SENSEONICS HLDGS INC | COM | 81727U105 |  | 24720 | 24000 | SH |  | SOLE |  | 24000 | 0 | 0 |
| SMITH A O CORP | COM | 831865209 |  | 236115 | 4125 | SH |  | SOLE |  | 4125 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 2483711 | 34781 | SH |  | SOLE |  | 34781 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 409850 | 2416 | SH |  | SOLE |  | 2416 | 0 | 0 |
| SPDR INDEX SHS FDS | GLB NAT RESRCE | 78463X541 |  | 815785 | 14307 | SH |  | SOLE |  | 14307 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 294471 | 770 | SH |  | SOLE |  | 770 | 0 | 0 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 3953601 | 31601 | SH |  | SOLE |  | 31601 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 1002482 | 12594 | SH |  | SOLE |  | 12594 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 3051085 | 70906 | SH |  | SOLE |  | 70906 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 4990617 | 60507 | SH |  | SOLE |  | 60507 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 3284658 | 23400 | SH |  | SOLE |  | 23400 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 342596 | 1649 | SH |  | SOLE |  | 1649 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 315908 | 2228 | SH |  | SOLE |  | 2228 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 1354815 | 10626 | SH |  | SOLE |  | 10626 | 0 | 0 |

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