# EDGAR Filing Document

**Accession Number:** 0000777535
**File Stem:** 0000930413-25-003541
**Filing Date:** 2025-11
**Character Count:** 5391
**Document Hash:** fa6abd14f8007ae80f603e546e4b3a57
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000930413-25-003541.hdr.sgml**: 20251128

**ACCESSION NUMBER**: 0000930413-25-003541

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20251128

**DATE AS OF CHANGE**: 20251128

**EFFECTIVENESS DATE**: 20251128

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** COLLEGE RETIREMENT EQUITIES FUND
- **CENTRAL INDEX KEY:** 0000777535

**ORGANIZATION NAME:**
- **EIN:** 136022042
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-00480
- **FILM NUMBER:** 251532406

**BUSINESS ADDRESS:**
- **STREET 1:** 730 THIRD AVE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017
- **BUSINESS PHONE:** 2129164905

**MAIL ADDRESS:**
- **STREET 1:** 730 THIRD AVE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017

## Series and Classes Contracts Data

### Stock Account (Series ID: S000005080)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class R1   | QCSTRX        | C000154473 |
| Class R2   | QCSTPX        | C000154474 |
| Class R3   | QCSTIX        | C000154475 |
| Class R4   | QCSTFX        | C000234671 |

---

### Equity Index Account (Series ID: S000005083)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class R1   | QCEQRX        | C000154482 |
| Class R2   | QCEQPX        | C000154483 |
| Class R3   | QCEQIX        | C000154484 |
| Class R4   | QCEQFX        | C000234674 |

---

### Social Choice Account (Series ID: S000005086)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class R1   | QCSCRX        | C000154491 |
| Class R2   | QCSCPX        | C000154492 |
| Class R3   | QCSCIX        | C000154493 |
| Class R4   | QSCCFX        | C000234677 |

---

## Series and Classes Contracts Data

### Stock Account (Series ID: S000005080)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000154473 | Class R1     | QCSTRX          |
| C000154474 | Class R2     | QCSTPX          |
| C000154475 | Class R3     | QCSTIX          |
| C000234671 | Class R4     | QCSTFX          |

### Equity Index Account (Series ID: S000005083)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000154482 | Class R1     | QCEQRX          |
| C000154483 | Class R2     | QCEQPX          |
| C000154484 | Class R3     | QCEQIX          |
| C000234674 | Class R4     | QCEQFX          |

### Social Choice Account (Series ID: S000005086)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000154491 | Class R1     | QCSCRX          |
| C000154492 | Class R2     | QCSCPX          |
| C000154493 | Class R3     | QCSCIX          |
| C000234677 | Class R4     | QSCCFX          |

---

| | | |
|:---|:---|:---|
| ![](x4_c114435x1x1.jpg) | &nbsp;&nbsp;&nbsp;**College**<br> **Retirement**<br> **Equities Fund** | &nbsp;&nbsp;&nbsp;**Supplement** |

---

COLLEGE RETIREMENT EQUITIES FUND ("CREF")

**CREF Equity Index Account**

**CREF Stock Account**

**CREF Social Choice Account**

SUPPLEMENT NO. 2

dated November 28, 2025 to the Summary Prospectus for New Investors ("ISP") and the Updating Summary Prospectus ("USP")

SUPPLEMENT NO. 3

dated November 28, 2025 to the Statutory Prospectus ("Prospectus") dated May 1, 2025

*The Board of Trustees of CREF has approved a change in the following Accounts' names, effective November 30, 2025 (the "Effective Date"). Therefore, as of the Effective Date, all references to these Accounts in the ISP, USP and Prospectus are hereby changed as follows:*

---

| | |
|:---|:---|
| **Existing Name** | **New Name** |
| CREF Equity Index Account | CREF S&P 500 Index Account |
| CREF Stock Account | CREF Total Global Stock Account |
| CREF Social Choice Account | CREF Responsible Balanced Account |

---

*In connection with the renaming of the Social Choice Account to the Responsible Balanced Account, the Board has also approved the addition of the following non-fundamental investment policy for the Account, which was adopted pursuant to Rule 35d-1 under the Investment Company Act of 1940 ("Name Policy"):*

"Under normal circumstances, the Account invests at least 80% of its assets in securities that meet the Account's ESG criteria."

*The new Name Policy will also take effect on the Effective Date and should be inserted at the end of the first paragraph of the section entitled "Principal Investment Strategies" on page 86 of CREF's Prospectus.*

MGN-CREFPRO-1125P

---

| | | |
|:---|:---|:---|
| ![](x4_c114435x1x1.jpg) | &nbsp;&nbsp;&nbsp;**College**<br> **Retirement**<br> **Equities Fund** | &nbsp;&nbsp;&nbsp;**Supplement** |

---

COLLEGE RETIREMENT EQUITIES FUND ("CREF")

 

SUPPLEMENT NO. 1

dated November 28, 2025 to the Statement of Additional Information ("SAI") dated May 1, 2025

*The Board of Trustees of CREF has approved a change in the following Accounts' names, effective November 30, 2025. Therefore, as of November 30, 2025, all references to these Accounts in the SAI are hereby changed as follows:*

---

| | |
|:---|:---|
| **Existing Name** | **New Name** |
| CREF Equity Index Account | CREF S&P 500 Index Account |
| CREF Stock Account | CREF Total Global Stock Account |
| CREF Social Choice Account | CREF Responsible Balanced Account |

---

MGN-CREFSAI-1125P