# EDGAR Filing Document

**Accession Number:** 0002052590
**File Stem:** 0002052590-25-000005
**Filing Date:** 2025-11
**Character Count:** 9098
**Document Hash:** fa08d104ac29038905439dbcef47b8bb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002052590-25-000005.hdr.sgml**: 20251114

**ACCESSION NUMBER**: 0002052590-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251114

**DATE AS OF CHANGE**: 20251113

**EFFECTIVENESS DATE**: 20251114

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** OFC FINANCIAL PLANNING, LLC
- **CENTRAL INDEX KEY:** 0002052590

**ORGANIZATION NAME:**
- **EIN:** 202024831
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24604
- **FILM NUMBER:** 251480238

**BUSINESS ADDRESS:**
- **STREET 1:** 35 CANOE BROOK RD
- **CITY:** SHORT HILLS
- **STATE:** NJ
- **ZIP:** 07078
- **BUSINESS PHONE:** 973-258-1007

**MAIL ADDRESS:**
- **STREET 1:** 35 CANOE BROOK RD
- **CITY:** SHORT HILLS
- **STATE:** NJ
- **ZIP:** 07078

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** OFC FINANCIAL PLANNING LLC<br>**Address:** 35 CANOE BROOK RD<br>SHORT HILLS, NJ 07078

**Form 13F File Number:** 028-24604

**CRD Number (if applicable):** 000133846

**SEC File Number (if applicable):** 801-130612

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jeffrey Waters<br>**Title:** Chief Compliance Officer<br>**Phone:** 973-258-1007

**Signature, Place, and Date of Signing:**

Jeffrey Waters  Short Hills, NJ  11-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 54

**Form 13F Information Table Value Total:** $100992203

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 427856 | 1760 | SH |  | SOLE |  | 0 | 0 | 1760 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 608875 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| AMAZON COM INC | COM | 023135106 |  | 250310 | 1140 | SH |  | SOLE |  | 0 | 0 | 1140 |
| APPLE INC | COM | 037833100 |  | 20977112 | 82383 | SH |  | SOLE |  | 0 | 0 | 82383 |
| CATERPILLAR INC | COM | 149123101 |  | 808769 | 1695 | SH |  | SOLE |  | 0 | 0 | 1695 |
| CITIGROUP INC | COM NEW | 172967424 |  | 825804 | 8136 | SH |  | SOLE |  | 0 | 0 | 8136 |
| FIRST TR EXCHANGE-TRADED FD | FT VEST S 500 | 33739Q705 |  | 1797275 | 36448 | SH |  | SOLE |  | 0 | 0 | 36448 |
| HOME DEPOT INC | COM | 437076102 |  | 527963 | 1303 | SH |  | SOLE |  | 0 | 0 | 1303 |
| INNOVATOR ETFS TRUST | BUFFER STEP UP S | 45783Y731 |  | 1092676 | 30043 | SH |  | SOLE |  | 0 | 0 | 30043 |
| INNOVATOR ETFS TRUST | LADERD ALCTN PWR | 45783Y814 |  | 1075700 | 22018 | SH |  | SOLE |  | 0 | 0 | 22018 |
| INNOVATOR ETFS TRUST | LADDERED ALC BFR | 45783Y756 |  | 1136818 | 31808 | SH |  | SOLE |  | 0 | 0 | 31808 |
| INNOVATOR ETFS TRUST | POWER BUFFER SET | 45783Y723 |  | 1052028 | 30248 | SH |  | SOLE |  | 0 | 0 | 30248 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 241811 | 857 | SH |  | SOLE |  | 0 | 0 | 857 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 2506708 | 34447 | SH |  | SOLE |  | 0 | 0 | 34447 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 3518193 | 69324 | SH |  | SOLE |  | 0 | 0 | 69324 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6480832 | 9683 | SH |  | SOLE |  | 0 | 0 | 9683 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 801483 | 7190 | SH |  | SOLE |  | 0 | 0 | 7190 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 565449 | 6056 | SH |  | SOLE |  | 0 | 0 | 6056 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 838633 | 3466 | SH |  | SOLE |  | 0 | 0 | 3466 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1047471 | 10849 | SH |  | SOLE |  | 0 | 0 | 10849 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 204645 | 1840 | SH |  | SOLE |  | 0 | 0 | 1840 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 1667224 | 32800 | SH |  | SOLE |  | 0 | 0 | 32800 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 705108 | 4841 | SH |  | SOLE |  | 0 | 0 | 4841 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1256886 | 3439 | SH |  | SOLE |  | 0 | 0 | 3439 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1279391 | 10598 | SH |  | SOLE |  | 0 | 0 | 10598 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 245089 | 777 | SH |  | SOLE |  | 0 | 0 | 777 |
| MCDONALDS CORP | COM | 580135101 |  | 492302 | 1620 | SH |  | SOLE |  | 0 | 0 | 1620 |
| MICROSOFT CORP | COM | 594918104 |  | 1726845 | 3334 | SH |  | SOLE |  | 0 | 0 | 3334 |
| NUCOR CORP | COM | 670346105 |  | 1019226 | 7526 | SH |  | SOLE |  | 0 | 0 | 7526 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 785129 | 4208 | SH |  | SOLE |  | 0 | 0 | 4208 |
| PACER FDS TR | TRENDP US LAR CP | 69374H105 |  | 4231743 | 77278 | SH |  | SOLE |  | 0 | 0 | 77278 |
| PACER FDS TR | TRENDPILOT US BD | 69374H642 |  | 649314 | 32744 | SH |  | SOLE |  | 0 | 0 | 32744 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 1736686 | 30219 | SH |  | SOLE |  | 0 | 0 | 30219 |
| PACER FDS TR | US LRG CP CASH | 69374H360 |  | 1190531 | 32797 | SH |  | SOLE |  | 0 | 0 | 32797 |
| PACER FDS TR | US SMALL CAP CAS | 69374H857 |  | 363549 | 8304 | SH |  | SOLE |  | 0 | 0 | 8304 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 383994 | 2105 | SH |  | SOLE |  | 0 | 0 | 2105 |
| QUANTA SVCS INC | COM | 74762E102 |  | 996680 | 2405 | SH |  | SOLE |  | 0 | 0 | 2405 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1929847 | 5429 | SH |  | SOLE |  | 0 | 0 | 5429 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3852742 | 5783 | SH |  | SOLE |  | 0 | 0 | 5783 |
| SPDR SERIES TRUST | BLOOMBERG HIGH Y | 78468R622 |  | 237234 | 2421 | SH |  | SOLE |  | 0 | 0 | 2421 |
| TEXAS INSTRS INC | COM | 882508104 |  | 331633 | 1805 | SH |  | SOLE |  | 0 | 0 | 1805 |
| TORTOISE CAPITAL SERIES TRUS | ENERGY FD | 890930209 |  | 200774 | 22136 | SH |  | SOLE |  | 0 | 0 | 22136 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 VAL | 921932844 |  | 600186 | 5956 | SH |  | SOLE |  | 0 | 0 | 5956 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1818490 | 8713 | SH |  | SOLE |  | 0 | 0 | 8713 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 960669 | 5151 | SH |  | SOLE |  | 0 | 0 | 5151 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 15033342 | 24549 | SH |  | SOLE |  | 0 | 0 | 24549 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 690798 | 2105 | SH |  | SOLE |  | 0 | 0 | 2105 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1907655 | 6494 | SH |  | SOLE |  | 0 | 0 | 6494 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1588750 | 6248 | SH |  | SOLE |  | 0 | 0 | 6248 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1524060 | 28130 | SH |  | SOLE |  | 0 | 0 | 28130 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2475192 | 33694 | SH |  | SOLE |  | 0 | 0 | 33694 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1098753 | 18337 | SH |  | SOLE |  | 0 | 0 | 18337 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 216982 | 1832 | SH |  | SOLE |  | 0 | 0 | 1832 |
| VISTRA CORP | COM | 92840M102 |  | 1008988 | 5150 | SH |  | SOLE |  | 0 | 0 | 5150 |

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