# EDGAR Filing Document

**Accession Number:** 0002021762
**File Stem:** 0002021762-25-000006
**Filing Date:** 2025-8
**Character Count:** 10222
**Document Hash:** 51661ad9063a11e17aabb6ed4ed54fac
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002021762-25-000006.hdr.sgml**: 20250807

**ACCESSION NUMBER**: 0002021762-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250807

**DATE AS OF CHANGE**: 20250807

**EFFECTIVENESS DATE**: 20250807

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Prospect Financial Group LLC
- **CENTRAL INDEX KEY:** 0002021762

**ORGANIZATION NAME:**
- **EIN:** 810687917
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24920
- **FILM NUMBER:** 251193241

**BUSINESS ADDRESS:**
- **STREET 1:** 3617 N. ALBEMARLE ST.
- **CITY:** ARLINGTON
- **STATE:** VA
- **ZIP:** 22207
- **BUSINESS PHONE:** 7038529673

**MAIL ADDRESS:**
- **STREET 1:** 3617 N. ALBEMARLE ST.
- **CITY:** ARLINGTON
- **STATE:** VA
- **ZIP:** 22207

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Prospect Financial Group LLC<br>**Address:** 3617 N. ALBEMARLE ST.<br>ARLINGTON, VA 22207

**Form 13F File Number:** 028-24920

**CRD Number (if applicable):** 000133953

**SEC File Number (if applicable):** 801-123732

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Gillian Curran<br>**Title:** President<br>**Phone:** 7038529673

**Signature, Place, and Date of Signing:**

Gillian Curran  Arlington, VA  08-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 64

**Form 13F Information Table Value Total:** $95622081

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 210864 | 1136 | SH |  | SOLE | 0 | 0 | 0 | 1136 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 505235 | 2848 | SH |  | SOLE | 0 | 0 | 0 | 2848 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 891195 | 5057 | SH |  | SOLE | 0 | 0 | 0 | 5057 |
| AMAZON COM INC | COM | 023135106 |  | 786294 | 3584 | SH |  | SOLE | 0 | 0 | 0 | 3584 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 1006422 | 9982 | SH |  | SOLE | 0 | 0 | 0 | 9982 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 2735617 | 36963 | SH |  | SOLE | 0 | 0 | 0 | 36963 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 3217103 | 40579 | SH |  | SOLE | 0 | 0 | 0 | 40579 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 1747883 | 25502 | SH |  | SOLE | 0 | 0 | 0 | 25502 |
| APPLE INC | COM | 037833100 |  | 1931265 | 9413 | SH |  | SOLE | 0 | 0 | 0 | 9413 |
| BEAMR IMAGING LTD | ORDINARY SHS | M1R79L104 |  | 33131 | 10501 | SH |  | SOLE | 0 | 0 | 0 | 10501 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1306236 | 2689 | SH |  | SOLE | 0 | 0 | 0 | 2689 |
| BROADCOM INC | COM | 11135F101 |  | 372954 | 1353 | SH |  | SOLE | 0 | 0 | 0 | 1353 |
| CHEVRON CORP NEW | COM | 166764100 |  | 246573 | 1722 | SH |  | SOLE | 0 | 0 | 0 | 1722 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 228676 | 231 | SH |  | SOLE | 0 | 0 | 0 | 231 |
| DBX ETF TR | XTRACKERS CALIF | 23306X852 |  | 343432 | 14104 | SH |  | SOLE | 0 | 0 | 0 | 14104 |
| DIMENSIONAL ETF TRUST | CALIF MUN BD ETF | 25434V633 |  | 930357 | 18879 | SH |  | SOLE | 0 | 0 | 0 | 18879 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 7569024 | 113224 | SH |  | SOLE | 0 | 0 | 0 | 113224 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 5437863 | 151726 | SH |  | SOLE | 0 | 0 | 0 | 151726 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 1300321 | 20410 | SH |  | SOLE | 0 | 0 | 0 | 20410 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 6737195 | 216700 | SH |  | SOLE | 0 | 0 | 0 | 216700 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 1868375 | 62613 | SH |  | SOLE | 0 | 0 | 0 | 62613 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 7380523 | 248670 | SH |  | SOLE | 0 | 0 | 0 | 248670 |
| ELI LILLY  CO | COM | 532457108 |  | 418608 | 537 | SH |  | SOLE | 0 | 0 | 0 | 537 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 377084 | 3498 | SH |  | SOLE | 0 | 0 | 0 | 3498 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 |  | 2761869 | 102140 | SH |  | SOLE | 0 | 0 | 0 | 102140 |
| GOLD ROYALTY CORP | COMMON SHARES | 38071H106 |  | 41055 | 18577 | SH |  | SOLE | 0 | 0 | 0 | 18577 |
| GRANITESHARES ETF TR | BBG COMMD K 1 | 38747R108 |  | 1834069 | 87378 | SH |  | SOLE | 0 | 0 | 0 | 87378 |
| HALEON PLC | SPON ADS | 405552100 |  | 180386 | 17395 | SH |  | SOLE | 0 | 0 | 0 | 17395 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 757665 | 14830 | SH |  | SOLE | 0 | 0 | 0 | 14830 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 1394792 | 24660 | SH |  | SOLE | 0 | 0 | 0 | 24660 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 359115 | 2351 | SH |  | SOLE | 0 | 0 | 0 | 2351 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 749417 | 2585 | SH |  | SOLE | 0 | 0 | 0 | 2585 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 275351 | 490 | SH |  | SOLE | 0 | 0 | 0 | 490 |
| MERCK  CO INC | COM | 58933Y105 |  | 225289 | 2846 | SH |  | SOLE | 0 | 0 | 0 | 2846 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1182420 | 1602 | SH |  | SOLE | 0 | 0 | 0 | 1602 |
| MICROSOFT CORP | COM | 594918104 |  | 2254760 | 4533 | SH |  | SOLE | 0 | 0 | 0 | 4533 |
| MIZUHO FINANCIAL GROUP INC | SPONSORED ADR | 60687Y109 |  | 82099 | 14766 | SH |  | SOLE | 0 | 0 | 0 | 14766 |
| NORTHERN DYNASTY MINERALS LT | COM NEW | 66510M204 |  | 18370 | 13709 | SH |  | SOLE | 0 | 0 | 0 | 13709 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 258235 | 2134 | SH |  | SOLE | 0 | 0 | 0 | 2134 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2265419 | 14339 | SH |  | SOLE | 0 | 0 | 0 | 14339 |
| ORACLE CORP | COM | 68389X105 |  | 251862 | 1152 | SH |  | SOLE | 0 | 0 | 0 | 1152 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 228647 | 4595 | SH |  | SOLE | 0 | 0 | 0 | 4595 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 264631 | 1661 | SH |  | SOLE | 0 | 0 | 0 | 1661 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 545817 | 25795 | SH |  | SOLE | 0 | 0 | 0 | 25795 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 691974 | 17090 | SH |  | SOLE | 0 | 0 | 0 | 17090 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1054052 | 1706 | SH |  | SOLE | 0 | 0 | 0 | 1706 |
| SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 |  | 1604315 | 62669 | SH |  | SOLE | 0 | 0 | 0 | 62669 |
| TELEFONICA S A | SPONSORED ADR | 879382208 |  | 67561 | 12918 | SH |  | SOLE | 0 | 0 | 0 | 12918 |
| TRIPLE FLAG PRECIOUS METAL | COM | 89679M104 |  | 236047 | 9964 | SH |  | SOLE | 0 | 0 | 0 | 9964 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 201677 | 3297 | SH |  | SOLE | 0 | 0 | 0 | 3297 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 7728648 | 104966 | SH |  | SOLE | 0 | 0 | 0 | 104966 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 5992433 | 121035 | SH |  | SOLE | 0 | 0 | 0 | 121035 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 4089072 | 7199 | SH |  | SOLE | 0 | 0 | 0 | 7199 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 316506 | 1109 | SH |  | SOLE | 0 | 0 | 0 | 1109 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 218737 | 782 | SH |  | SOLE | 0 | 0 | 0 | 782 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1499766 | 16840 | SH |  | SOLE | 0 | 0 | 0 | 16840 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 219680 | 927 | SH |  | SOLE | 0 | 0 | 0 | 927 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 5280867 | 17375 | SH |  | SOLE | 0 | 0 | 0 | 17375 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 326065 | 1692 | SH |  | SOLE | 0 | 0 | 0 | 1692 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 461912 | 9421 | SH |  | SOLE | 0 | 0 | 0 | 9421 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 771274 | 3768 | SH |  | SOLE | 0 | 0 | 0 | 3768 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 816192 | 3629 | SH |  | SOLE | 0 | 0 | 0 | 3629 |
| VISA INC | COM CL A | 92826C839 |  | 314929 | 887 | SH |  | SOLE | 0 | 0 | 0 | 887 |
| WALMART INC | COM | 931142103 |  | 216876 | 2218 | SH |  | SOLE | 0 | 0 | 0 | 2218 |

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