# EDGAR Filing Document

**Accession Number:** 0001088034
**File Stem:** 0001213900-26-058680
**Filing Date:** 2026-5
**Character Count:** 12018
**Document Hash:** 19841b660abcd7c8ba5d4b48cf3eed07
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-058680.hdr.sgml**: 20260518

**ACCESSION NUMBER**: 0001213900-26-058680

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13G/A

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260518

**DATE AS OF CHANGE**: 20260518

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Usio, Inc.
- **CENTRAL INDEX KEY:** 0001088034
- **STANDARD INDUSTRIAL CLASSIFICATION:** FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC [6099]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 980190072
- **STATE OF INCORPORATION:** NV
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-58445
- **FILM NUMBER:** 26995676

**BUSINESS ADDRESS:**
- **STREET 1:** 3611 PAESANOS PARKWAY
- **STREET 2:** SUITE 300
- **CITY:** SAN ANTONIO
- **STATE:** TX
- **ZIP:** 78231
- **BUSINESS PHONE:** 2102494100

**MAIL ADDRESS:**
- **STREET 1:** 3611 PAESANOS PARKWAY
- **STREET 2:** SUITE 300
- **CITY:** SAN ANTONIO
- **STATE:** TX
- **ZIP:** 78231

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Payment Data Systems Inc
- **DATE OF NAME CHANGE:** 20190502

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PAYMENT DATA SYSTEMS INC
- **DATE OF NAME CHANGE:** 20030812

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BILLSERV INC
- **DATE OF NAME CHANGE:** 20011219
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WHITTIER TRUST CO
- **CENTRAL INDEX KEY:** 0001137881

**ORGANIZATION NAME:**
- **EIN:** 954195174
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G/A

**BUSINESS ADDRESS:**
- **STREET 1:** 1600 HUNTINGTON DRIVE
- **CITY:** SOUTH PASADENA
- **STATE:** CA
- **ZIP:** 91030
- **BUSINESS PHONE:** 6264415111

**MAIL ADDRESS:**
- **STREET 1:** 1600 HUNTINGTON DRIVE
- **CITY:** SOUTH PASADENA
- **STATE:** CA
- **ZIP:** 91030

## Ex-99.A

**<u>Exhibit A</u>**

AGREEMENT OF JOINT FILING

The undersigned hereby agree that they are filing jointly, pursuant to Rule 13d-1 of the Securities Exchange Act of 1934, the Schedule 13G dated on or about May 18, 2026, containing the information required by Schedule 13G, for the shares of common stock of USIO, Inc. held by Whittier Trust Company, a California corporation and a California state chartered trust company ("WTC"), and Whittier Holdings, Inc., a Nevada corporation and holding Company of WTC ("WHI"), such other holdings as may be reported therein.

Dated: May 18, 2026

---

| | |
|:---|:---|
| WHITTIER HOLDINGS, INC. | WHITTIER HOLDINGS, INC. |
| By: | /s/ Robert Renken |
| Name: | Robert Renken |
| Title: | Vice President |
| WHITTIER TRUST COMPANY | WHITTIER TRUST COMPANY |
| By: | /s/ Robert Renken |
| Name: | Robert Renken |
| Title: | Executive Vice President |

---

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13G

### Under the Securities Exchange Act of 1934

**(Amendment No. 3)**

**Issuer:** Usio, Inc.

**Title of Class of Securities:** Common Stock

**CUSIP Number:** —

**Date of Event Which Requires Filing of this Statement:** 03/10/2026

**Check the appropriate box to designate the rule pursuant to which this Schedule is filed:**

- [x] Rule 13d-1(b)

- [ ] Rule 13d-1(c)

- [ ] Rule 13d-1(d)

---

| 1. | Names of Reporting Persons<br>Whittier Holdings, Inc. | Names of Reporting Persons<br>Whittier Holdings, Inc. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [x] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [x] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>NV | Citizenship or Place of Organization<br>NV |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>2713852.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>2713852.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2713852.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2713852.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>9.83% | Percent of Class Represented by Amount in Row (9)<br>9.83% |
| 12. | Type of Reporting Person (See Instructions)<br>HC | Type of Reporting Person (See Instructions)<br>HC |

**Comment for Type of Reporting Person:** (1) Includes 2,713,852 shares held by Whittier Trust Company for the benefit of National Services, Inc. ("NSI"). Whittier Holdings, Inc. is the parent holding company of Whittier Trust Company.

(2) Calculated in accordance with Rule 13d-3 promulgated under the Securities Exchange Act of 1934, as amended (the "Exchange Act") and based on 27,595,994 shares of Common Stock outstanding as of May 11, 2026 as reported in the Quarterly Report on Form 10-Q for the quarter ended March 31, 2026 filed by the Issuer on May 13, 2026.

---

| 1. | Names of Reporting Persons<br>Whittier Trust Company | Names of Reporting Persons<br>Whittier Trust Company |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [x] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [x] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>CA | Citizenship or Place of Organization<br>CA |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>2713852.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>2713852.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2713852.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2713852.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>9.83% | Percent of Class Represented by Amount in Row (9)<br>9.83% |
| 12. | Type of Reporting Person (See Instructions)<br>BK | Type of Reporting Person (See Instructions)<br>BK |

**Comment for Type of Reporting Person:** (1) Includes 2,713,852 shares held by Whittier Trust Company for the benefit of National Services, Inc. ("NSI").

(2) Calculated in accordance with Rule 13d-3 promulgated under the Securities Exchange Act of 1934, as amended (the "Exchange Act") and based on 27,595,994 shares of Common Stock outstanding as of May 11, 2026 as reported in the Quarterly Report on Form 10-Q for the quarter ended March 31, 2026 filed by the Issuer on May 13, 2026.

---

**Item 1(a). Name of Issuer:**
Usio, Inc.

**Item 1(b). Address of Issuer's Principal Executive Offices:**
3611 Paesanos Parkway, Suite 300, San Antonio, Texas 78231

**Item 2(a). Name of Person Filing:**
(i) Whittier Holdings, Inc., a Nevada corporation and holding Company of WTC and WTCN ("WHI");
(ii) Whittier Trust Company, a California corporation and a California state chartered trust company ("WTC").

**Item 2(b). Address of Principal Business Office:**
The address of the principal business office of WHI is 100 W. Liberty St., Suite 890, Reno, NV 89501. The address of the principal business office of WTC is 177 E. Colorado Blvd., Suite 800, Pasadena, CA 91105.

**Item 2(c). Citizenship:**
WHI is a Nevada corporations.
WTC is a California corporation.

**Item 2(d). Title of Class of Securities:**
Common Stock

**Item 2(e). CUSIP Number:**
—

**Item 3. If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:**

(a) [ ] Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).

(b) [x] Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).

(c) [ ] Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).

(d) [ ] Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).

(e) [ ] An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);

(f) [ ] An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);

(g) [x] A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);

(h) [ ] A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);

(i) [ ] A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);

(j) [ ] A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), if filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:

(k) [ ] Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).

**Item 4. Ownership:**

**(a) Amount beneficially owned:**

2,713,852 shares of Common Stock (1)

**(b) Percent of class:**

9.83% (2)

**(c) Number of shares as to which the person has:**

**(i) Sole power to vote or to direct the vote:**

0

**(ii) Shared power to vote or to direct the vote:**

2,713,852 shares of Common Stock (1)

**(iii) Sole power to dispose or to direct the disposition of:**

0

**(iv) Shared power to dispose or to direct the disposition of:**

2,713,852 shares of Common Stock (1)

**Item 5. Ownership of Five Percent or Less of a Class.**

[x] If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following.

**Item 6. Ownership of More than 5 Percent on Behalf of Another Person.**

Whittier Trust Company holds 2,713,852 shares on behalf of and for the benefit of NSI.

**Item 7. Identification and Classification of the Subsidiary**

Not Applicable

**Item 8. Identification and Classification of Members of the Group**

WHI is classified as a holding company (HC), and WTC is classified as a bank (BK). See the item 2.a. above for further details.

**Item 9. Notice of Dissolution of Group**

Not Applicable

**Item 10. Certification:**

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Whittier Holdings, Inc.**

**Date:** 05/18/2026

**By:** /s/ Robert Renken

**Name & Title:** Robert Renken, Vice President

**Whittier Trust Company**

**Date:** 05/18/2026

**By:** /s/ Robert Renken

**Name & Title:** Robert Renken, Executive Vice President