# EDGAR Filing Document

**Accession Number:** 0001593600
**File Stem:** 0001593600-25-000005
**Filing Date:** 2025-10
**Character Count:** 24773
**Document Hash:** 6b7e46f066ce3cc23af6420917e68c9b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001593600-25-000005.hdr.sgml**: 20251022

**ACCESSION NUMBER**: 0001593600-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251022

**DATE AS OF CHANGE**: 20251022

**EFFECTIVENESS DATE**: 20251022

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Riverview Trust Co
- **CENTRAL INDEX KEY:** 0001593600

**ORGANIZATION NAME:**
- **EIN:** 911938529
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 0319

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19096
- **FILM NUMBER:** 251410091

**BUSINESS ADDRESS:**
- **STREET 1:** 900 WASHINGTON STREET
- **STREET 2:** SUITE 900
- **CITY:** VANCOUVER
- **STATE:** WA
- **ZIP:** 98660
- **BUSINESS PHONE:** 3607592437

**MAIL ADDRESS:**
- **STREET 1:** 900 WASHINGTON STREET
- **STREET 2:** SUITE 900
- **CITY:** VANCOUVER
- **STATE:** WA
- **ZIP:** 98660

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Riverview Asset Management & Trust Company, Inc.
- **DATE OF NAME CHANGE:** 20131206

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Riverview Trust Co<br>**Address:** 900 WASHINGTON STREET<br>SUITE 900<br>VANCOUVER, WA 98660

**Form 13F File Number:** 028-19096

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jaci Ware<br>**Title:** Trust Operations Specialist<br>**Phone:** 360-514-5107

**Signature, Place, and Date of Signing:**

Jaci Ware  Vancouver, WA  10-22-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 224

**Form 13F Information Table Value Total:** $82774508

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| Aflac Inc | Com | 001055102 |  | 77743 | 696 | SH |  | SOLE | 0 | 696 | 0 | 0 |
| Angi Inc Cl A New | Com | 00183L201 |  | 4293 | 264 | SH |  | SOLE | 0 | 264 | 0 | 0 |
| AT Inc | Com | 00206R102 |  | 230043 | 8146 | SH |  | SOLE | 0 | 8146 | 0 | 0 |
| Ark Tr Innovation ETF | Com | 00214Q104 |  | 8630 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| Abbott Laboratories | Com | 002824100 |  | 435439 | 3251 | SH |  | SOLE | 0 | 3251 | 0 | 0 |
| AbbVie Inc | Com | 00287Y109 |  | 600383 | 2593 | SH |  | SOLE | 0 | 2593 | 0 | 0 |
| AbbVie Inc | Com | 00287Y109 |  | 138924 | 600 | SH |  | DFND | 0 | 600 | 0 | 0 |
| Advanced Micro Devices Inc | Com | 007903107 |  | 15370 | 95 | SH |  | DFND | 0 | 95 | 0 | 0 |
| Air Prods  Chems Inc | Com | 009158106 |  | 10909 | 40 | SH |  | SOLE | 0 | 40 | 0 | 0 |
| Allstate Corp | Com | 020002101 |  | 139523 | 650 | SH |  | SOLE | 0 | 650 | 0 | 0 |
| Alphabet Inc C | Com | 02079K107 |  | 229181 | 941 | SH |  | SOLE | 0 | 941 | 0 | 0 |
| Alphabet Inc C | Com | 02079K107 |  | 76718 | 315 | SH |  | DFND | 0 | 315 | 0 | 0 |
| Alphabet Inc A | Com | 02079K305 |  | 218790 | 900 | SH |  | SOLE | 0 | 900 | 0 | 0 |
| Amazon.com Inc | Com | 023135106 |  | 240868 | 1097 | SH |  | SOLE | 0 | 1097 | 0 | 0 |
| Amazon.com Inc | Com | 023135106 |  | 64773 | 295 | SH |  | DFND | 0 | 295 | 0 | 0 |
| Ambev Sa Sponsored ADR | Com | 02319V103 |  | 70352 | 31548 | SH |  | SOLE | 0 | 31548 | 0 | 0 |
| AMERICAN ELEC PWR INC COM | Com | 025537101 |  | 8100 | 72 | SH |  | SOLE | 0 | 72 | 0 | 0 |
| American Express Co | Com | 025816109 |  | 56135 | 169 | SH |  | SOLE | 0 | 169 | 0 | 0 |
| AMERIPRISE FINL INC COM | Com | 03076C106 |  | 135585 | 276 | SH |  | SOLE | 0 | 276 | 0 | 0 |
| Amgen Inc | Com | 031162100 |  | 161418 | 572 | SH |  | SOLE | 0 | 572 | 0 | 0 |
| Apple Inc | Com | 037833100 |  | 874399 | 3434 | SH |  | SOLE | 0 | 3434 | 0 | 0 |
| Apple Inc | Com | 037833100 |  | 55509 | 218 | SH |  | DFND | 0 | 218 | 0 | 0 |
| Arista Networks Inc Com | Com | 040413205 |  | 48376 | 332 | SH |  | DFND | 0 | 332 | 0 | 0 |
| ASTRAZENECA PLC SPONSORED ADR | Com | 046353108 |  | 19947 | 260 | SH |  | DFND | 0 | 260 | 0 | 0 |
| BCE Inc Com New | Com | 05534B760 |  | 15157 | 648 | SH |  | SOLE | 0 | 648 | 0 | 0 |
| BWX Technologies Inc | Com | 05605H100 |  | 101404 | 550 | SH |  | SOLE | 0 | 550 | 0 | 0 |
| Bank America Corp Cnv Pfd L | Pfd Stk | 060505682 |  | 222720 | 174 | SH |  | SOLE | 0 | 174 | 0 | 0 |
| Becton Dickinson and Co | Com | 075887109 |  | 178186 | 952 | SH |  | SOLE | 0 | 952 | 0 | 0 |
| Berkshire Hathaway Inc A | Com | 084670108 |  | 754200 | 1 | SH |  | SOLE | 0 | 1 | 0 | 0 |
| Berkshire Hathaway Inc B | Com | 084670702 |  | 278518 | 554 | SH |  | SOLE | 0 | 554 | 0 | 0 |
| Streamex Corp. | Com | 09073N300 |  | 331 | 60 | SH |  | SOLE | 0 | 60 | 0 | 0 |
| Blackrock  Inc. | Com | 09290D101 |  | 696024 | 597 | SH |  | SOLE | 0 | 597 | 0 | 0 |
| Bristol-Myers Squibb Company | Com | 110122108 |  | 66342 | 1471 | SH |  | SOLE | 0 | 1471 | 0 | 0 |
| BRITISH AMERN TOB PLC SPONSORED ADR | Com | 110448107 |  | 21232 | 400 | SH |  | SOLE | 0 | 400 | 0 | 0 |
| Broadcom Inc | Com | 11135F101 |  | 1441707 | 4370 | SH |  | SOLE | 0 | 4370 | 0 | 0 |
| CBOE Global Mkts Inc | Com | 12503M108 |  | 29430 | 120 | SH |  | SOLE | 0 | 120 | 0 | 0 |
| CIGNA GROUP | Com | 125523100 |  | 15854 | 55 | SH |  | DFND | 0 | 55 | 0 | 0 |
| CSX Corp | Com | 126408103 |  | 66581 | 1875 | SH |  | SOLE | 0 | 1875 | 0 | 0 |
| CVS Health Corp | Com | 126650100 |  | 31513 | 418 | SH |  | SOLE | 0 | 418 | 0 | 0 |
| Coterra Energy Inc | Com | 127097103 |  | 92259 | 3901 | SH |  | SOLE | 0 | 3901 | 0 | 0 |
| Caci Intl Inc | Com | 127190304 |  | 44890 | 90 | SH |  | SOLE | 0 | 90 | 0 | 0 |
| Camden Property Trust | Com | 133131102 |  | 18687 | 175 | SH |  | DFND | 0 | 175 | 0 | 0 |
| Capital One Financial Corp | Com | 14040H105 |  | 474053 | 2230 | SH |  | SOLE | 0 | 2230 | 0 | 0 |
| Cardinal Health Inc | Com | 14149Y108 |  | 139224 | 887 | SH |  | SOLE | 0 | 887 | 0 | 0 |
| Carrier Global Corporation | Com | 14448C104 |  | 7164 | 120 | SH |  | SOLE | 0 | 120 | 0 | 0 |
| Chevron Corp | Com | 166764100 |  | 212592 | 1369 | SH |  | SOLE | 0 | 1369 | 0 | 0 |
| Chevron Corp | Com | 166764100 |  | 23294 | 150 | SH |  | DFND | 0 | 150 | 0 | 0 |
| Cisco Systems Inc | Com | 17275R102 |  | 344905 | 5041 | SH |  | SOLE | 0 | 5041 | 0 | 0 |
| Citigroup Inc | Com | 172967424 |  | 44153 | 435 | SH |  | DFND | 0 | 435 | 0 | 0 |
| Clorox Co | Com | 189054109 |  | 29715 | 241 | SH |  | SOLE | 0 | 241 | 0 | 0 |
| Coca-Cola Co | Com | 191216100 |  | 21886 | 330 | SH |  | SOLE | 0 | 330 | 0 | 0 |
| Cognizant Technology Solutions Corp A | Com | 192446102 |  | 33535 | 500 | SH |  | SOLE | 0 | 500 | 0 | 0 |
| Columbia Bkg Sys Inc | Com | 197236102 |  | 9884 | 384 | SH |  | SOLE | 0 | 384 | 0 | 0 |
| Comcast Corp Class A | Com | 20030N101 |  | 81378 | 2590 | SH |  | SOLE | 0 | 2590 | 0 | 0 |
| ConocoPhillips | Com | 20825C104 |  | 227489 | 2405 | SH |  | SOLE | 0 | 2405 | 0 | 0 |
| Corning Inc | Com | 219350105 |  | 87034 | 1061 | SH |  | SOLE | 0 | 1061 | 0 | 0 |
| Corteva Inc Com | Com | 22052L104 |  | 5005 | 74 | SH |  | SOLE | 0 | 74 | 0 | 0 |
| Corteva Inc Com | Com | 22052L104 |  | 22656 | 335 | SH |  | DFND | 0 | 335 | 0 | 0 |
| Costco Wholesale Corp | Com | 22160K105 |  | 738653 | 798 | SH |  | SOLE | 0 | 798 | 0 | 0 |
| Cummins Inc | Com | 231021106 |  | 84474 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| DNP Select Income Fd Inc Com | Com | 23325P104 |  | 10010 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| DTE Energy Co | Com | 233331107 |  | 148926 | 1053 | SH |  | SOLE | 0 | 1053 | 0 | 0 |
| Darden Restaurants Inc. | Com | 237194105 |  | 72337 | 380 | SH |  | SOLE | 0 | 380 | 0 | 0 |
| Deere  Co | Com | 244199105 |  | 913148 | 1997 | SH |  | SOLE | 0 | 1997 | 0 | 0 |
| Digital Rlty Tr Inc | Com | 253868103 |  | 189476 | 1096 | SH |  | SOLE | 0 | 1096 | 0 | 0 |
| Walt Disney Co | Com | 254687106 |  | 53701 | 469 | SH |  | SOLE | 0 | 469 | 0 | 0 |
| Dow Inc Com | Com | 260557103 |  | 1697 | 74 | SH |  | SOLE | 0 | 74 | 0 | 0 |
| Dupont De Nemours Inc Com | Com | 26614N102 |  | 5765 | 74 | SH |  | SOLE | 0 | 74 | 0 | 0 |
| EOG Res Inc Com | Com | 26875P101 |  | 4261 | 38 | SH |  | SOLE | 0 | 38 | 0 | 0 |
| EOG Res Inc Com | Com | 26875P101 |  | 21303 | 190 | SH |  | DFND | 0 | 190 | 0 | 0 |
| EQT Corp Com | Com | 26884L109 |  | 130142 | 2391 | SH |  | SOLE | 0 | 2391 | 0 | 0 |
| Ebay Inc | Com | 278642103 |  | 50841 | 559 | SH |  | SOLE | 0 | 559 | 0 | 0 |
| Electronic Arts Inc | Com | 285512109 |  | 97623 | 484 | SH |  | SOLE | 0 | 484 | 0 | 0 |
| Electronic Arts Inc | Com | 285512109 |  | 28238 | 140 | SH |  | DFND | 0 | 140 | 0 | 0 |
| Embecta Corp | Com | 29082K105 |  | 1990 | 141 | SH |  | SOLE | 0 | 141 | 0 | 0 |
| Emerson Electric Co | Com | 291011104 |  | 9576 | 73 | SH |  | SOLE | 0 | 73 | 0 | 0 |
| Exelon Corp | Com | 30161N101 |  | 10037 | 223 | SH |  | DFND | 0 | 223 | 0 | 0 |
| Meta Platforms Inc Cl A | Com | 30303M102 |  | 428878 | 584 | SH |  | SOLE | 0 | 584 | 0 | 0 |
| Fastenal Co | Com | 311900104 |  | 28639 | 584 | SH |  | SOLE | 0 | 584 | 0 | 0 |
| FedEx Corp | Com | 31428X106 |  | 55180 | 234 | SH |  | SOLE | 0 | 234 | 0 | 0 |
| Fidelity Municipal Bond Index ETF | Com | 316188846 |  | 15725617 | 315617 | SH |  | SOLE | 0 | 315617 | 0 | 0 |
| Fidelity Municipal Bond Index ETF | Com | 316188846 |  | 2317610 | 46515 | SH |  | DFND | 0 | 46515 | 0 | 0 |
| Fomento Economico Mexicano ADR | Com | 344419106 |  | 141435 | 1434 | SH |  | SOLE | 0 | 1434 | 0 | 0 |
| Fortinet Inc. | Com | 34959E109 |  | 23122 | 275 | SH |  | DFND | 0 | 275 | 0 | 0 |
| GE Verona LLC | Com | 36828A101 |  | 102073 | 166 | SH |  | SOLE | 0 | 166 | 0 | 0 |
| General Dynamics Corp | Com | 369550108 |  | 73997 | 217 | SH |  | SOLE | 0 | 217 | 0 | 0 |
| GE Aerospace | Com | 369604301 |  | 199744 | 664 | SH |  | SOLE | 0 | 664 | 0 | 0 |
| Gildan Activewear Inc Com | Com | 375916103 |  | 35258 | 610 | SH |  | DFND | 0 | 610 | 0 | 0 |
| Global Payments Inc | Com | 37940X102 |  | 54002 | 650 | SH |  | SOLE | 0 | 650 | 0 | 0 |
| Goldman Sachs Group Inc | Com | 38141G104 |  | 159270 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| Goldman Sachs Group Inc | Com | 38141G104 |  | 54152 | 68 | SH |  | DFND | 0 | 68 | 0 | 0 |
| Granite Construction Inc Com | Com | 387328107 |  | 206032 | 1879 | SH |  | SOLE | 0 | 1879 | 0 | 0 |
| The Home Depot Inc | Com | 437076102 |  | 30389 | 75 | SH |  | SOLE | 0 | 75 | 0 | 0 |
| Honeywell International Inc | Com | 438516106 |  | 99988 | 475 | SH |  | SOLE | 0 | 475 | 0 | 0 |
| Honeywell International Inc | Com | 438516106 |  | 24208 | 115 | SH |  | DFND | 0 | 115 | 0 | 0 |
| IAC Interactive Corp New | Com | 44891N208 |  | 17205 | 505 | SH |  | SOLE | 0 | 505 | 0 | 0 |
| Illinois Tool Works Inc | Com | 452308109 |  | 551507 | 2115 | SH |  | SOLE | 0 | 2115 | 0 | 0 |
| Intel Corp | Com | 458140100 |  | 209889 | 6256 | SH |  | SOLE | 0 | 6256 | 0 | 0 |
| International Business Machines Corp | Com | 459200101 |  | 222906 | 790 | SH |  | SOLE | 0 | 790 | 0 | 0 |
| iShares Select Dividend ETF | Com | 464287168 |  | 169952 | 1196 | SH |  | SOLE | 0 | 1196 | 0 | 0 |
| iShares Core S 500 ETF | Com | 464287200 |  | 512015 | 765 | SH |  | SOLE | 0 | 765 | 0 | 0 |
| iShares Core US Aggregate Bond ETF | Com | 464287226 |  | 2588355 | 25819 | SH |  | SOLE | 0 | 25819 | 0 | 0 |
| iShares Russell Mid-Cap Value ETF | Com | 464287473 |  | 72628 | 520 | SH |  | SOLE | 0 | 520 | 0 | 0 |
| Ishares Tr Russell Mid-Cap Growth ETF | Com | 464287481 |  | 21362 | 150 | SH |  | SOLE | 0 | 150 | 0 | 0 |
| iShares Russell Midcap Index ETF | Com | 464287499 |  | 307029 | 3180 | SH |  | SOLE | 0 | 3180 | 0 | 0 |
| iShares Russell 2000 ETF | Com | 464287655 |  | 65087 | 269 | SH |  | SOLE | 0 | 269 | 0 | 0 |
| iShares Core S Small-Cap Index ETF | Com | 464287804 |  | 35293 | 297 | SH |  | SOLE | 0 | 297 | 0 | 0 |
| iShares MSCI EAFE Growth ETF | Com | 464288885 |  | 28242 | 248 | SH |  | SOLE | 0 | 248 | 0 | 0 |
| iShares Core MSCI EAFE ETF | Com | 46432F842 |  | 13076855 | 149775 | SH |  | SOLE | 0 | 149775 | 0 | 0 |
| iShares Core MSCI EAFE ETF | Com | 46432F842 |  | 477236 | 5466 | SH |  | DFND | 0 | 5466 | 0 | 0 |
| iShares Core MSCI Emerging Markets ETF | Com | 46434G103 |  | 208637 | 3165 | SH |  | SOLE | 0 | 3165 | 0 | 0 |
| iShares Tr Core MSCI Intl | Com | 46435G326 |  | 524552 | 6543 | SH |  | DFND | 0 | 6543 | 0 | 0 |
| JPMorgan Chase  Co | Com | 46625H100 |  | 1241532 | 3936 | SH |  | SOLE | 0 | 3936 | 0 | 0 |
| Johnson  Johnson | Com | 478160104 |  | 536605 | 2894 | SH |  | SOLE | 0 | 2894 | 0 | 0 |
| Kla-Tencor Corp Com | Com | 482480100 |  | 1607114 | 1490 | SH |  | SOLE | 0 | 1490 | 0 | 0 |
| Kimberly-Clark Corp | Com | 494368103 |  | 53591 | 431 | SH |  | SOLE | 0 | 431 | 0 | 0 |
| Kinder Morgan Inc P | Com | 49456B101 |  | 39068 | 1380 | SH |  | SOLE | 0 | 1380 | 0 | 0 |
| Kontoor Brands Inc Com | Com | 50050N103 |  | 558 | 7 | SH |  | SOLE | 0 | 7 | 0 | 0 |
| L3 Harris Technologies Inc Com | Com | 502431109 |  | 103839 | 340 | SH |  | SOLE | 0 | 340 | 0 | 0 |
| Labcorp Holdings Inc. | Com | 504922105 |  | 29854 | 104 | SH |  | DFND | 0 | 104 | 0 | 0 |
| Lam Research Corp | Com | 512807306 |  | 107120 | 800 | SH |  | SOLE | 0 | 800 | 0 | 0 |
| Lockheed Martin Corp Com | Com | 539830109 |  | 325984 | 653 | SH |  | SOLE | 0 | 653 | 0 | 0 |
| Lowe's Companies Inc | Com | 548661107 |  | 755187 | 3005 | SH |  | SOLE | 0 | 3005 | 0 | 0 |
| Marsh  McLennan Companies Inc | Com | 571748102 |  | 80612 | 400 | SH |  | SOLE | 0 | 400 | 0 | 0 |
| Masco Corp | Com | 574599106 |  | 38292 | 544 | SH |  | SOLE | 0 | 544 | 0 | 0 |
| Mastercard Incorporated Cl A | Com | 57636Q104 |  | 28441 | 50 | SH |  | SOLE | 0 | 50 | 0 | 0 |
| Match Group Inc New | Com | 57667L107 |  | 38463 | 1089 | SH |  | SOLE | 0 | 1089 | 0 | 0 |
| McDonald's Corp | Com | 580135101 |  | 271678 | 894 | SH |  | SOLE | 0 | 894 | 0 | 0 |
| Merck  Co Inc | Com | 58933Y105 |  | 186744 | 2225 | SH |  | SOLE | 0 | 2225 | 0 | 0 |
| Microsoft Corp | Com | 594918104 |  | 2360298 | 4557 | SH |  | SOLE | 0 | 4557 | 0 | 0 |
| Microsoft Corp | Com | 594918104 |  | 62154 | 120 | SH |  | DFND | 0 | 120 | 0 | 0 |
| Micron Technology Inc Com | Com | 595112103 |  | 28444 | 170 | SH |  | DFND | 0 | 170 | 0 | 0 |
| Motorola Solutions Inc | Com | 620076307 |  | 103348 | 226 | SH |  | SOLE | 0 | 226 | 0 | 0 |
| Netflix Inc | Com | 64110L106 |  | 19183 | 16 | SH |  | SOLE | 0 | 16 | 0 | 0 |
| Netflix Inc | Com | 64110L106 |  | 52752 | 44 | SH |  | DFND | 0 | 44 | 0 | 0 |
| Neuberger Berman Energy Infra Com | Com | 64129H104 |  | 2616 | 300 | SH |  | SOLE | 0 | 300 | 0 | 0 |
| NextEra Energy Inc | Com | 65339F101 |  | 117311 | 1554 | SH |  | SOLE | 0 | 1554 | 0 | 0 |
| Novo-Nordisk A S ADR | Com | 670100205 |  | 2331 | 42 | SH |  | SOLE | 0 | 42 | 0 | 0 |
| Nvidia Corporation | Com | 67066G104 |  | 361965 | 1940 | SH |  | SOLE | 0 | 1940 | 0 | 0 |
| Nuveen CA Quality Muni Income Fund | Com | 67066Y105 |  | 122038 | 10612 | SH |  | SOLE | 0 | 10612 | 0 | 0 |
| Oracle Corp | Com | 68389X105 |  | 304302 | 1082 | SH |  | SOLE | 0 | 1082 | 0 | 0 |
| Organon  Co | Com | 68622V106 |  | 790 | 74 | SH |  | SOLE | 0 | 74 | 0 | 0 |
| PNC Financial Services Group Inc | Com | 693475105 |  | 103680 | 516 | SH |  | SOLE | 0 | 516 | 0 | 0 |
| Paychex Inc | Com | 704326107 |  | 415646 | 3279 | SH |  | SOLE | 0 | 3279 | 0 | 0 |
| PepsiCo Inc | Com | 713448108 |  | 339584 | 2418 | SH |  | SOLE | 0 | 2418 | 0 | 0 |
| Pfizer Inc | Com | 717081103 |  | 97308 | 3819 | SH |  | SOLE | 0 | 3819 | 0 | 0 |
| Phillips 66 | Com | 718546104 |  | 103511 | 761 | SH |  | SOLE | 0 | 761 | 0 | 0 |
| T Rowe Price Group Inc | Com | 74144T108 |  | 3695 | 36 | SH |  | SOLE | 0 | 36 | 0 | 0 |
| Procter  Gamble Co | Com | 742718109 |  | 417774 | 2719 | SH |  | SOLE | 0 | 2719 | 0 | 0 |
| Progressive Corp Ohio | Com | 743315103 |  | 26918 | 109 | SH |  | DFND | 0 | 109 | 0 | 0 |
| Prudential Financial Inc | Com | 744320102 |  | 15561 | 150 | SH |  | SOLE | 0 | 150 | 0 | 0 |
| Public Service Enterprise Group Inc | Com | 744573106 |  | 460282 | 5515 | SH |  | SOLE | 0 | 5515 | 0 | 0 |
| Qualcomm Inc | Com | 747525103 |  | 283145 | 1702 | SH |  | SOLE | 0 | 1702 | 0 | 0 |
| RTX CORPORATION | Com | 75513E101 |  | 142565 | 852 | SH |  | SOLE | 0 | 852 | 0 | 0 |
| RTX CORPORATION | Com | 75513E101 |  | 40996 | 245 | SH |  | DFND | 0 | 245 | 0 | 0 |
| Regeneron Pharmaceuticals | Com | 75886F107 |  | 3374 | 6 | SH |  | SOLE | 0 | 6 | 0 | 0 |
| Rio Tinto Plc ADR | Com | 767204100 |  | 114065 | 1728 | SH |  | SOLE | 0 | 1728 | 0 | 0 |
| Roper Technologies Inc Com | Com | 776696106 |  | 49370 | 99 | SH |  | SOLE | 0 | 99 | 0 | 0 |
| Royal Bank of Canada | Com | 780087102 |  | 385094 | 2614 | SH |  | SOLE | 0 | 2614 | 0 | 0 |
| Shell Plc Spon ADS | Com | 780259305 |  | 188052 | 2629 | SH |  | SOLE | 0 | 2629 | 0 | 0 |
| SPDR S 500 ETF | Com | 78462F103 |  | 53294 | 80 | SH |  | SOLE | 0 | 80 | 0 | 0 |
| SPDR Dow Jones Indl Average ETF | Com | 78467X109 |  | 21796 | 47 | SH |  | SOLE | 0 | 47 | 0 | 0 |
| SLB Limited | Com | 806857108 |  | 13748 | 400 | SH |  | SOLE | 0 | 400 | 0 | 0 |
| Charles Schwab Corp | Com | 808513105 |  | 145496 | 1524 | SH |  | SOLE | 0 | 1524 | 0 | 0 |
| Utilities Select Sector SPDR ETF | Com | 81369Y886 |  | 104652 | 1200 | SH |  | SOLE | 0 | 1200 | 0 | 0 |
| Sempra Energy Com | Com | 816851109 |  | 18896 | 210 | SH |  | DFND | 0 | 210 | 0 | 0 |
| Solventum Corp | Com | 83444M101 |  | 16279 | 223 | SH |  | SOLE | 0 | 223 | 0 | 0 |
| Southern Co | Com | 842587107 |  | 18385 | 194 | SH |  | SOLE | 0 | 194 | 0 | 0 |
| Southwest Airlines Co | Com | 844741108 |  | 44355 | 1390 | SH |  | SOLE | 0 | 1390 | 0 | 0 |
| Starbucks Corp | Com | 855244109 |  | 43654 | 516 | SH |  | SOLE | 0 | 516 | 0 | 0 |
| State Street Corp | Com | 857477103 |  | 91996 | 793 | SH |  | SOLE | 0 | 793 | 0 | 0 |
| Suncor Energy Inc New Com | Com | 867224107 |  | 106156 | 2539 | SH |  | SOLE | 0 | 2539 | 0 | 0 |
| Sysco Corp. | Com | 871829107 |  | 209391 | 2543 | SH |  | SOLE | 0 | 2543 | 0 | 0 |
| T-Mobile US Inc | Com | 872590104 |  | 33513 | 140 | SH |  | DFND | 0 | 140 | 0 | 0 |
| Target Corp | Com | 87612E106 |  | 14801 | 165 | SH |  | SOLE | 0 | 165 | 0 | 0 |
| Tesla Inc | Com | 88160R101 |  | 22236 | 50 | SH |  | SOLE | 0 | 50 | 0 | 0 |
| 3-D Sys Corp Del | Com | 88554D205 |  | 2900 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| 3M Co | Com | 88579Y101 |  | 172715 | 1113 | SH |  | SOLE | 0 | 1113 | 0 | 0 |
| TotalEnergies SE ADR | Com | 89151E109 |  | 104458 | 1750 | SH |  | SOLE | 0 | 1750 | 0 | 0 |
| Truist Financial Corporation | Com | 89832Q109 |  | 70820 | 1549 | SH |  | SOLE | 0 | 1549 | 0 | 0 |
| US Bancorp | Com | 902973304 |  | 233724 | 4836 | SH |  | SOLE | 0 | 4836 | 0 | 0 |
| Unilever Plc Spon Adr New | Com | 904767704 |  | 159167 | 2685 | SH |  | SOLE | 0 | 2685 | 0 | 0 |
| Union Pacific Corp | Com | 907818108 |  | 21273 | 90 | SH |  | SOLE | 0 | 90 | 0 | 0 |
| UnitedHealth Group Inc. | Com | 91324P102 |  | 43163 | 125 | SH |  | SOLE | 0 | 125 | 0 | 0 |
| VF Corporation | Com | 918204108 |  | 722 | 50 | SH |  | SOLE | 0 | 50 | 0 | 0 |
| Valero Energy Corp | Com | 91913Y100 |  | 69636 | 409 | SH |  | SOLE | 0 | 409 | 0 | 0 |
| Vanguard Total Int'l Stock ETF | Com | 921909768 |  | 531777 | 7239 | SH |  | SOLE | 0 | 7239 | 0 | 0 |
| Vanguard Wellington Fd US Momentum ETF | Com | 921935508 |  | 407715 | 2128 | SH |  | DFND | 0 | 2128 | 0 | 0 |
| Vanguard FTSE Developed Markets ETF | Com | 921943858 |  | 2897372 | 48354 | SH |  | SOLE | 0 | 48354 | 0 | 0 |
| Vanguard Mun Bd Fds Tax Exempt Bd | Com | 922907746 |  | 777337 | 15525 | SH |  | SOLE | 0 | 15525 | 0 | 0 |
| Vanguard S 500 ETF | Com | 922908363 |  | 1677921 | 2740 | SH |  | SOLE | 0 | 2740 | 0 | 0 |
| Vanguard Mid Cap Index Fund ETF | Com | 922908629 |  | 1055114 | 3592 | SH |  | SOLE | 0 | 3592 | 0 | 0 |
| Vanguard Large Cap Index Fund ETF | Com | 922908637 |  | 5433421 | 17649 | SH |  | SOLE | 0 | 17649 | 0 | 0 |
| Vanguard Growth Index Fund ETF | Com | 922908736 |  | 30695 | 64 | SH |  | SOLE | 0 | 64 | 0 | 0 |
| Vanguard Value Index Fund ETF | Com | 922908744 |  | 19581 | 105 | SH |  | SOLE | 0 | 105 | 0 | 0 |
| Vanguard Small Cap Index Fund ETF | Com | 922908751 |  | 792845 | 3118 | SH |  | SOLE | 0 | 3118 | 0 | 0 |
| Vanguard Small Cap Index Fund ETF | Com | 922908751 |  | 246143 | 968 | SH |  | DFND | 0 | 968 | 0 | 0 |
| Vanguard Total Stock Market ETF | Com | 922908769 |  | 1510895 | 4604 | SH |  | SOLE | 0 | 4604 | 0 | 0 |
| Verizon Communications Inc | Com | 92343V104 |  | 104030 | 2367 | SH |  | SOLE | 0 | 2367 | 0 | 0 |
| Vertex Parmaceuticals Inc | Com | 92532F100 |  | 21540 | 55 | SH |  | DFND | 0 | 55 | 0 | 0 |
| Viatris Inc | Com | 92556V106 |  | 1564 | 158 | SH |  | SOLE | 0 | 158 | 0 | 0 |
| Vimeo Inc | Com | 92719V100 |  | 6347 | 819 | SH |  | SOLE | 0 | 819 | 0 | 0 |
| Visa Inc Class A | Com | 92826C839 |  | 34138 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| Visa Inc Class A | Com | 92826C839 |  | 22872 | 67 | SH |  | DFND | 0 | 67 | 0 | 0 |
| Wal-Mart Inc | Com | 931142103 |  | 48541 | 471 | SH |  | SOLE | 0 | 471 | 0 | 0 |
| Wal-Mart Inc | Com | 931142103 |  | 32464 | 315 | SH |  | DFND | 0 | 315 | 0 | 0 |
| DAP Rights | Com | 931CVR013 |  | 0 | 800 | SH |  | SOLE | 0 | 800 | 0 | 0 |
| Warner Bros Discovery Inc Com Ser A | Com | 934423104 |  | 15917 | 815 | SH |  | SOLE | 0 | 815 | 0 | 0 |
| Wells Fargo Co New Perp Pfd Cnv A | Pfd Stk | 949746804 |  | 206126 | 167 | SH |  | SOLE | 0 | 167 | 0 | 0 |
| Welltower Inc REIT | Com | 95040Q104 |  | 71256 | 400 | SH |  | SOLE | 0 | 400 | 0 | 0 |
| The Western Union Co | Com | 959802109 |  | 8190 | 1025 | SH |  | SOLE | 0 | 1025 | 0 | 0 |
| Weyerhaeuser Co | Com | 962166104 |  | 28137 | 1135 | SH |  | SOLE | 0 | 1135 | 0 | 0 |
| Williams Cos Inc | Com | 969457100 |  | 163570 | 2582 | SH |  | SOLE | 0 | 2582 | 0 | 0 |
| Xcel Energy Inc | Com | 98389B100 |  | 160332 | 1988 | SH |  | SOLE | 0 | 1988 | 0 | 0 |
| Adient PLC | Com | G0084W101 |  | 963 | 40 | SH |  | SOLE | 0 | 40 | 0 | 0 |
| Amdocs Ltd | Com | G02602103 |  | 37743 | 460 | SH |  | SOLE | 0 | 460 | 0 | 0 |
| Arch Cap Group Ltd | Com | G0450A105 |  | 144896 | 1597 | SH |  | SOLE | 0 | 1597 | 0 | 0 |
| Eaton Corp PLC Shs | Com | G29183103 |  | 14596 | 39 | SH |  | SOLE | 0 | 39 | 0 | 0 |
| Eaton Corp PLC Shs | Com | G29183103 |  | 19835 | 53 | SH |  | DFND | 0 | 53 | 0 | 0 |
| Johnson Controls International PLC | Com | G51502105 |  | 45409 | 413 | SH |  | SOLE | 0 | 413 | 0 | 0 |
| Medtronic PLC | Com | G5960L103 |  | 20953 | 220 | SH |  | DFND | 0 | 220 | 0 | 0 |
| Seagate Technology Hldngs PLC ADR | Com | G7997R103 |  | 903874 | 3829 | SH |  | SOLE | 0 | 3829 | 0 | 0 |
| TE Connectivity PLC | Com | G87052109 |  | 73543 | 335 | SH |  | SOLE | 0 | 335 | 0 | 0 |
| Bunge Global Sa Com Shs | Com | H11356104 |  | 15844 | 195 | SH |  | SOLE | 0 | 195 | 0 | 0 |

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