# EDGAR Filing Document

**Accession Number:** 0001786241
**File Stem:** 0001786241-26-000001
**Filing Date:** 2026-1
**Character Count:** 9137
**Document Hash:** 3369e93a457e50b1e258c3eda4611945
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001786241-26-000001.hdr.sgml**: 20260114

**ACCESSION NUMBER**: 0001786241-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260114

**DATE AS OF CHANGE**: 20260113

**EFFECTIVENESS DATE**: 20260114

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** HILLTOP WEALTH ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001786241

**ORGANIZATION NAME:**
- **EIN:** 812450574
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19735
- **FILM NUMBER:** 26531195

**BUSINESS ADDRESS:**
- **STREET 1:** 6340 QUADRANGLE DRIVE
- **STREET 2:** SUITE 100
- **CITY:** CHAPEL HILL
- **STATE:** NC
- **ZIP:** 27517
- **BUSINESS PHONE:** 919-401-1500

**MAIL ADDRESS:**
- **STREET 1:** 6340 QUADRANGLE DRIVE
- **STREET 2:** SUITE 100
- **CITY:** CHAPEL HILL
- **STATE:** NC
- **ZIP:** 27517

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** HILLTOP WEALTH ADVISORS LLC<br>**Address:** 6340 QUADRANGLE DRIVE<br>SUITE 100<br>CHAPEL HILL, NC 27517

**Form 13F File Number:** 028-19735

**CRD Number (if applicable):** 000283014

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Wesley Pitman<br>**Title:** Chief Compliance Officer<br>**Phone:** 9194011500

**Signature, Place, and Date of Signing:**

Wesley Pitman  Chapel Hill, NC  01-13-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 54

**Form 13F Information Table Value Total:** $199137679

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

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|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 214651 | 1713 | SH |  | SOLE | 0 | 6 | 0 | 1707 |
| ABBVIE INC | COM | 00287Y109 |  | 258260 | 1130 | SH |  | SOLE | 0 | 8 | 0 | 1122 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4937314 | 15774 | SH |  | SOLE | 0 | 65 | 0 | 15709 |
| AMAZON COM INC | COM | 023135106 |  | 3373524 | 14615 | SH |  | SOLE | 0 | 70 | 0 | 14545 |
| APPLE INC | COM | 037833100 |  | 5469409 | 20118 | SH |  | SOLE | 0 | 94 | 0 | 20024 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 404699 | 805 | SH |  | SOLE | 0 | 9 | 0 | 796 |
| BROADCOM INC | COM | 11135F101 |  | 318907 | 921 | SH |  | SOLE | 0 | 24 | 0 | 897 |
| DISNEY WALT CO | COM | 254687106 |  | 226835 | 1994 | SH |  | SOLE | 0 | 0 | 0 | 1994 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 613098 | 37180 | SH |  | SOLE | 0 | 0 | 0 | 37180 |
| FIDELITY COVINGTON TRUST | MSCI ENERGY IDX | 316092402 |  | 13227659 | 534019 | SH |  | SOLE | 0 | 956 | 0 | 533063 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 3044934 | 10280 | SH |  | SOLE | 0 | 5 | 0 | 10275 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 275956 | 449 | SH |  | SOLE | 0 | 0 | 0 | 449 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 821344 | 18595 | SH |  | SOLE | 0 | 0 | 0 | 18595 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 3389076 | 35641 | SH |  | SOLE | 0 | 0 | 0 | 35641 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 40066552 | 238577 | SH |  | SOLE | 0 | 470 | 0 | 238107 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 4395104 | 42862 | SH |  | SOLE | 0 | 0 | 0 | 42862 |
| ISHARES TR | S 100 ETF | 464287101 |  | 467125 | 1362 | SH |  | SOLE | 0 | 0 | 0 | 1362 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 377263 | 3522 | SH |  | SOLE | 0 | 0 | 0 | 3522 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 5847438 | 41964 | SH |  | SOLE | 0 | 0 | 0 | 41964 |
| ISHARES TR | ESG SELECT SCRE | 46436E551 |  | 1978084 | 44302 | SH |  | SOLE | 0 | 0 | 0 | 44302 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 421016 | 3268 | SH |  | SOLE | 0 | 0 | 0 | 3268 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 2753119 | 33379 | SH |  | SOLE | 0 | 0 | 0 | 33379 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 3866488 | 31369 | SH |  | SOLE | 0 | 0 | 0 | 31369 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 611924 | 6840 | SH |  | SOLE | 0 | 0 | 0 | 6840 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 4428654 | 20883 | SH |  | SOLE | 0 | 0 | 0 | 20883 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 2880312 | 29919 | SH |  | SOLE | 0 | 0 | 0 | 29919 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 804619 | 12191 | SH |  | SOLE | 0 | 0 | 0 | 12191 |
| ISHARES TR | CORE S ETF | 464287200 |  | 24968030 | 36453 | SH |  | SOLE | 0 | 56 | 0 | 36397 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 963571 | 16579 | SH |  | SOLE | 0 | 0 | 0 | 16579 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 319988 | 1546 | SH |  | SOLE | 0 | 12 | 0 | 1534 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 409265 | 1270 | SH |  | SOLE | 0 | 16 | 0 | 1254 |
| MERCK  CO INC | COM | 58933Y105 |  | 200546 | 1905 | SH |  | SOLE | 0 | 12 | 0 | 1893 |
| META PLATFORMS INC | CL A | 30303M102 |  | 365157 | 553 | SH |  | SOLE | 0 | 11 | 0 | 542 |
| MICROSOFT CORP | COM | 594918104 |  | 4820544 | 9968 | SH |  | SOLE | 0 | 47 | 0 | 9921 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4337159 | 23256 | SH |  | SOLE | 0 | 144 | 0 | 23112 |
| ROYAL BK CDA | COM | 780087102 |  | 203395 | 1193 | SH |  | SOLE | 0 | 11 | 0 | 1182 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 891798 | 27339 | SH |  | SOLE | 0 | 0 | 0 | 27339 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 4790727 | 159319 | SH |  | SOLE | 0 | 0 | 0 | 159319 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 14772900 | 95432 | SH |  | SOLE | 0 | 156 | 0 | 95276 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 687264 | 14682 | SH |  | SOLE | 0 | 0 | 0 | 14682 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 368237 | 540 | SH |  | SOLE | 0 | 0 | 0 | 540 |
| TESLA INC | COM | 88160R101 |  | 466486 | 1037 | SH |  | SOLE | 0 | 14 | 0 | 1023 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 298846 | 477 | SH |  | SOLE | 0 | 0 | 0 | 477 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 267254 | 849 | SH |  | SOLE | 0 | 0 | 0 | 849 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1047813 | 2148 | SH |  | SOLE | 0 | 0 | 0 | 2148 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 3865741 | 13320 | SH |  | SOLE | 0 | 0 | 0 | 13320 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 3765200 | 70037 | SH |  | SOLE | 0 | 0 | 0 | 70037 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 16459948 | 263486 | SH |  | SOLE | 0 | 0 | 0 | 263486 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 2107661 | 14931 | SH |  | SOLE | 0 | 0 | 0 | 14931 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 3461013 | 8385 | SH |  | SOLE | 0 | 0 | 0 | 8385 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 3024224 | 12041 | SH |  | SOLE | 0 | 223 | 0 | 11818 |
| VENTAS INC | COM | 92276F100 |  | 256592 | 3316 | SH |  | SOLE | 0 | 7 | 0 | 3309 |
| VISA INC | COM CL A | 92826C839 |  | 338186 | 964 | SH |  | SOLE | 0 | 8 | 0 | 956 |
| WELLTOWER INC | COM | 95040Q104 |  | 206770 | 1114 | SH |  | SOLE | 0 | 3 | 0 | 1111 |

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