# EDGAR Filing Document

**Accession Number:** 0001538716
**File Stem:** 0000905148-25-002977
**Filing Date:** 2025-8
**Character Count:** 18408
**Document Hash:** a825c125870bf5cace6da0faa3da865a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000905148-25-002977.hdr.sgml**: 20250814

**ACCESSION NUMBER**: 0000905148-25-002977

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13G/A

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20250814

**DATE AS OF CHANGE**: 20250814

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Oportun Financial Corp
- **CENTRAL INDEX KEY:** 0001538716
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 453361983
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-91160
- **FILM NUMBER:** 251221108

**BUSINESS ADDRESS:**
- **STREET 1:** 2 CIRCLE STAR WAY
- **CITY:** SAN CARLOS
- **STATE:** CA
- **ZIP:** 94070
- **BUSINESS PHONE:** (650) 810-8823

**MAIL ADDRESS:**
- **STREET 1:** 2 CIRCLE STAR WAY
- **CITY:** SAN CARLOS
- **STATE:** CA
- **ZIP:** 94070

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Progreso Financiero Holdings, Inc.
- **DATE OF NAME CHANGE:** 20120104
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CASTLELAKE L.P.
- **CENTRAL INDEX KEY:** 0001657869

**ORGANIZATION NAME:**
- **EIN:** 203323857
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1215

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G/A

**BUSINESS ADDRESS:**
- **STREET 1:** 250 NICOLLET MALL
- **STREET 2:** SUITE 900
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55401
- **BUSINESS PHONE:** 612-428-9657

**MAIL ADDRESS:**
- **STREET 1:** 250 NICOLLET MALL
- **STREET 2:** SUITE 900
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55401

## Ex-1

#### JOINT FILING AGREEMENT
The undersigned hereby agree that the statement on Schedule 13G with respect to the Common Stock of Oportun Financial Corporation, dated as of August 14, 2025, is, and any amendments thereto (including amendments on Schedule 13D), signed by each of the undersigned shall be filed on behalf of each of us pursuant to and in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended.

---

| | |
|:---|:---|
| **MCLAREN HARBOR, LLC** | **MCLAREN HARBOR, LLC** |
| **Signature**: | /s/ William Stephen Venable Jr |
| **Name/Title:** | William Stephen Venable Jr, Vice President |
| **Date:** | 08/14/2025 |
| **CL VI VENTURES OFFSHORE, L.P.** | **CL VI VENTURES OFFSHORE, L.P.** |
| **Signature**: | /s/ William Stephen Venable Jr |
| **Name/Title:** | William Stephen Venable Jr, Vice President |
| **Date:** | 08/14/2025 |
| **CASTLELAKE VI GP, L.P.** | **CASTLELAKE VI GP, L.P.** |
| **Signature**: | /s/ William Stephen Venable Jr |
| **Name/Title:** | William Stephen Venable Jr, Vice President |
| **Date:** | 08/14/2025 |
| **CASTLELAKE, L.P.** | **CASTLELAKE, L.P.** |
| **Signature**: | /s/ William Stephen Venable Jr |
| **Name/Title:** | William Stephen Venable Jr, Vice President |
| **Date:** | 08/14/2025 |
| **RORY O'NEILL** | **RORY O'NEILL** |
| **Signature**: | /s/ Rory O'Neill |
| **EVAN CARRUTHERS** | **EVAN CARRUTHERS** |
| **Signature**: | /s/ Evan Carruthers |

---

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13G

### Under the Securities Exchange Act of 1934

**(Amendment No. 1)**

**Issuer:** Oportun Financial Corp

**Title of Class of Securities:** Common Stock, $0.0001 par value per share

**CUSIP Number:** 68376D104

**Date of Event Which Requires Filing of this Statement:** 06/30/2025

**Check the appropriate box to designate the rule pursuant to which this Schedule is filed:**

- [ ] Rule 13d-1(b)

- [x] Rule 13d-1(c)

- [ ] Rule 13d-1(d)

---

| 1. | Names of Reporting Persons<br>McLaren Harbor, LLC | Names of Reporting Persons<br>McLaren Harbor, LLC |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>2426503 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>2426503 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>5.5% | Percent of Class Represented by Amount in Row (9)<br>5.5% |
| 12. | Type of Reporting Person (See Instructions)<br>CO | Type of Reporting Person (See Instructions)<br>CO |

---

| 1. | Names of Reporting Persons<br>CL VI Ventures Offshore, L.P. | Names of Reporting Persons<br>CL VI Ventures Offshore, L.P. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>E9 | Citizenship or Place of Organization<br>E9 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>2426503 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>2426503 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>5.5% | Percent of Class Represented by Amount in Row (9)<br>5.5% |
| 12. | Type of Reporting Person (See Instructions)<br>HC, PN | Type of Reporting Person (See Instructions)<br>HC, PN |

---

| 1. | Names of Reporting Persons<br>Castlelake VI GP, L.P. | Names of Reporting Persons<br>Castlelake VI GP, L.P. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>2426503 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>2426503 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>5.5% | Percent of Class Represented by Amount in Row (9)<br>5.5% |
| 12. | Type of Reporting Person (See Instructions)<br>HC, PN | Type of Reporting Person (See Instructions)<br>HC, PN |

---

| 1. | Names of Reporting Persons<br>CASTLELAKE L.P. | Names of Reporting Persons<br>CASTLELAKE L.P. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>2426503 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>2426503 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>5.5% | Percent of Class Represented by Amount in Row (9)<br>5.5% |
| 12. | Type of Reporting Person (See Instructions)<br>HC, PN | Type of Reporting Person (See Instructions)<br>HC, PN |

---

| 1. | Names of Reporting Persons<br>Rory O'Neill | Names of Reporting Persons<br>Rory O'Neill |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>X1 | Citizenship or Place of Organization<br>X1 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>2426503 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>2426503 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>5.5% | Percent of Class Represented by Amount in Row (9)<br>5.5% |
| 12. | Type of Reporting Person (See Instructions)<br>IN, HC | Type of Reporting Person (See Instructions)<br>IN, HC |

---

| 1. | Names of Reporting Persons<br>Evan Carruthers | Names of Reporting Persons<br>Evan Carruthers |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>X1 | Citizenship or Place of Organization<br>X1 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>2426503 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>2426503 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>2426503 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>5.5% | Percent of Class Represented by Amount in Row (9)<br>5.5% |
| 12. | Type of Reporting Person (See Instructions)<br>IN, HC | Type of Reporting Person (See Instructions)<br>IN, HC |

---

**Item 1(a). Name of Issuer:**
Oportun Financial Corp

**Item 1(b). Address of Issuer's Principal Executive Offices:**
2 Circle Star Way, San Carlos, California, 94070

**Item 2(a). Name of Person Filing:**
This Statement is filed on behalf of each of the following persons (collectively, the "Reporting Persons"):

i)	McLaren Harbor, LLC, a Delaware limited liability company;
ii)	CL VI Ventures Offshore, L.P., a Cayman Islands limited partnership;
iii)	Castlelake VI GP, L.P., a Delaware limited partnership;
iv)	Castlelake, L.P., a Delaware limited partnership;
v)	Rory O'Neill, a citizen of the United States of America;  and
vi)	Evan Carruthers, a citizen of the United States of America.

**Item 2(b). Address of Principal Business Office:**
The address of the principal business office of each Reporting Person is 250 Nicollet Mall Suite 900, Minneapolis, MN 55401.

**Item 2(c). Citizenship:**
See response to Item 2(a)

**Item 2(d). Title of Class of Securities:**
Common Stock, $0.0001 par value per share

**Item 2(e). CUSIP Number:**
68376D104

**Item 3. If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:**

(a) [ ] Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).

(b) [ ] Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).

(c) [ ] Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).

(d) [ ] Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).

(e) [ ] An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);

(f) [ ] An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);

(g) [ ] A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);

(h) [ ] A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);

(i) [ ] A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);

(j) [ ] A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), if filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:

(k) [ ] Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).

**Item 4. Ownership:**

**(a) Amount beneficially owned:**

As of the date hereof, each of the Reporting Persons may be deemed the beneficial owner of 2,426,503 Shares, which are held directly by McLaren Harbor, LLC.

**(b) Percent of class:**

As of the date hereof, each of the Reporting Persons may be deemed the beneficial owner of approximately 5.5% of Shares outstanding. (This percentage is calculated based on 44,009,399 Shares outstanding as of June 30, 2025, based on the Issuer's quarterly report on Form 10-Q filed with the SEC on August 7, 2025).

**(c) Number of shares as to which the person has:**

**(i) Sole power to vote or to direct the vote:**

0

**(ii) Shared power to vote or to direct the vote:**

2,426,503

**(iii) Sole power to dispose or to direct the disposition of:**

0

**(iv) Shared power to dispose or to direct the disposition of:**

2,426,503

**Item 5. Ownership of Five Percent or Less of a Class.**

[x] If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following.

**Item 6. Ownership of More than 5 Percent on Behalf of Another Person.**

Not Applicable

**Item 7. Identification and Classification of the Subsidiary**

Not Applicable

**Item 8. Identification and Classification of Members of the Group**

Not Applicable

**Item 9. Notice of Dissolution of Group**

Not Applicable

**Item 10. Certification:**

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**McLaren Harbor, LLC**

**Date:** 08/14/2025

**By:** /s/ William Stephen Venable Jr

**Name & Title:** William Stephen Venable Jr, Vice President

**CL VI Ventures Offshore, L.P.**

**Date:** 08/14/2025

**By:** /s/ William Stephen Venable Jr

**Name & Title:** William Stephen Venable Jr, Vice President

**Castlelake VI GP, L.P.**

**Date:** 08/14/2025

**By:** /s/ William Stephen Venable Jr

**Name & Title:** William Stephen Venable Jr, Vice President

**CASTLELAKE L.P.**

**Date:** 08/14/2025

**By:** /s/ William Stephen Venable Jr

**Name & Title:** William Stephen Venable Jr, Vice President

**Rory O'Neill**

**Date:** 08/14/2025

**By:** /s/ Rory O'Neill

**Name & Title:** Rory O'Neill

**Evan Carruthers**

**Date:** 08/14/2025

**By:** /s/ Evan Carruthers

**Name & Title:** Evan Carruthers