# EDGAR Filing Document

**Accession Number:** 0001849614
**File Stem:** 0001849614-26-000001
**Filing Date:** 2026-1
**Character Count:** 13639
**Document Hash:** eeebf1c5ffdce501765ae0f08a3446fd
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001849614-26-000001.hdr.sgml**: 20260122

**ACCESSION NUMBER**: 0001849614-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260122

**DATE AS OF CHANGE**: 20260122

**EFFECTIVENESS DATE**: 20260122

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ENCOMPASS WEALTH ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001849614

**ORGANIZATION NAME:**
- **EIN:** 471340605
- **STATE OF INCORPORATION:** OR
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21106
- **FILM NUMBER:** 26550689

**BUSINESS ADDRESS:**
- **STREET 1:** 15350 SW SEQUOIA PARKWAY
- **STREET 2:** SUITE 250
- **CITY:** PORTLAND
- **STATE:** OR
- **ZIP:** 97224
- **BUSINESS PHONE:** 9713713450

**MAIL ADDRESS:**
- **STREET 1:** 15350 SW SEQUOIA PARKWAY
- **STREET 2:** SUITE 250
- **CITY:** PORTLAND
- **STATE:** OR
- **ZIP:** 97224

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ENCOMPASS WEALTH ADVISORS LLC<br>**Address:** 15350 SW SEQUOIA PARKWAY<br>SUITE 250<br>PORTLAND, OR 97224

**Form 13F File Number:** 028-21106

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** MICHELLE ELDRIDGE<br>**Title:** CHIEF COMPLIANCE OFFICER<br>**Phone:** 971-371-3446

**Signature, Place, and Date of Signing:**

MICHELLE ELDRIDGE  PORTLAND, OR  01-22-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 101

**Form 13F Information Table Value Total:** $293884698

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AB ACTIVE ETFS INC | ULTRA SHORT INCM | 00039J103 |  | 686311 | 13596 | SH |  | SOLE |  | 0 | 0 | 13596 |
| AB ACTIVE ETFS INC | TAX AWARE SHRT | 00039J202 |  | 446217 | 17700 | SH |  | SOLE |  | 0 | 0 | 17700 |
| ABBOTT LABS | COM | 002824100 |  | 278520 | 2223 | SH |  | SOLE |  | 0 | 0 | 2223 |
| ABBVIE INC | COM | 00287Y109 |  | 467125 | 2044 | SH |  | SOLE |  | 0 | 0 | 2044 |
| AIRBNB INC | COM CL A | 009066101 |  | 7803764 | 57499 | SH |  | SOLE |  | 0 | 0 | 57499 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 339292 | 1084 | SH |  | SOLE |  | 0 | 0 | 1084 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1431435 | 4562 | SH |  | SOLE |  | 0 | 0 | 4562 |
| AMAZON COM INC | COM | 023135106 |  | 3534317 | 15312 | SH |  | SOLE |  | 0 | 0 | 15312 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 429882 | 1162 | SH |  | SOLE |  | 0 | 0 | 1162 |
| AMGEN INC | COM | 031162100 |  | 980883 | 2997 | SH |  | SOLE |  | 0 | 0 | 2997 |
| APPLE INC | COM | 037833100 |  | 10245148 | 37685 | SH |  | SOLE |  | 0 | 0 | 37685 |
| APPLIED MATLS INC | COM | 038222105 |  | 372828 | 1451 | SH |  | SOLE |  | 0 | 0 | 1451 |
| AST SPACEMOBILE INC | COM CL A | 00217D100 |  | 3350317 | 46129 | SH |  | SOLE |  | 0 | 0 | 46129 |
| AT INC | COM | 00206R102 |  | 421589 | 16972 | SH |  | SOLE |  | 0 | 0 | 16972 |
| BANK AMERICA CORP | COM | 060505104 |  | 225192 | 4094 | SH |  | SOLE |  | 0 | 0 | 4094 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1181228 | 2350 | SH |  | SOLE |  | 0 | 0 | 2350 |
| BLACKROCK MUN TARGET TERM TR | COM SHS BEN IN | 09257P105 |  | 556808 | 24400 | SH |  | SOLE |  | 0 | 0 | 24400 |
| BLACKROCK MUNIHOLDINGS FD IN | COM | 09253N104 |  | 233626 | 19900 | SH |  | SOLE |  | 0 | 0 | 19900 |
| BOEING CO | COM | 097023105 |  | 784997 | 3615 | SH |  | SOLE |  | 0 | 0 | 3615 |
| CARNIVAL CORP | UNIT 99/99/9999 | 143658300 |  | 505284 | 16545 | SH |  | SOLE |  | 0 | 0 | 16545 |
| CATERPILLAR INC | COM | 149123101 |  | 438246 | 765 | SH |  | SOLE |  | 0 | 0 | 765 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 1407384 | 7240 | SH |  | SOLE |  | 0 | 0 | 7240 |
| CHEVRON CORP NEW | COM | 166764100 |  | 588642 | 3862 | SH |  | SOLE |  | 0 | 0 | 3862 |
| CISCO SYS INC | COM | 17275R102 |  | 684174 | 8882 | SH |  | SOLE |  | 0 | 0 | 8882 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1999606 | 2319 | SH |  | SOLE |  | 0 | 0 | 2319 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 1152241 | 23091 | SH |  | SOLE |  | 0 | 0 | 23091 |
| DISNEY WALT CO | COM | 254687106 |  | 350577 | 3081 | SH |  | SOLE |  | 0 | 0 | 3081 |
| ELI LILLY  CO | COM | 532457108 |  | 747147 | 695 | SH |  | SOLE |  | 0 | 0 | 695 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 250767 | 7822 | SH |  | SOLE |  | 0 | 0 | 7822 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 480397 | 3992 | SH |  | SOLE |  | 0 | 0 | 3992 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 806400 | 17500 | SH |  | SOLE |  | 0 | 0 | 17500 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR ENH NEW | 33739Q408 |  | 200166 | 3340 | SH |  | SOLE |  | 0 | 0 | 3340 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 271320 | 5342 | SH |  | SOLE |  | 0 | 0 | 5342 |
| GE AEROSPACE | COM NEW | 369604301 |  | 309008 | 1003 | SH |  | SOLE |  | 0 | 0 | 1003 |
| INTEL CORP | COM | 458140100 |  | 436540 | 11830 | SH |  | SOLE |  | 0 | 0 | 11830 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 355030 | 1199 | SH |  | SOLE |  | 0 | 0 | 1199 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1667116 | 2714 | SH |  | SOLE |  | 0 | 0 | 2714 |
| IREN LIMITED | ORDINARY SHARES | Q4982L109 |  | 299935 | 7941 | SH |  | SOLE |  | 0 | 0 | 7941 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 356984 | 7190 | SH |  | SOLE |  | 0 | 0 | 7190 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 6506384 | 96792 | SH |  | SOLE |  | 0 | 0 | 96792 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 24552522 | 274453 | SH |  | SOLE |  | 0 | 0 | 274453 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 46089861 | 373924 | SH |  | SOLE |  | 0 | 0 | 373924 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 36555581 | 172375 | SH |  | SOLE |  | 0 | 0 | 172375 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 14665955 | 222211 | SH |  | SOLE |  | 0 | 0 | 222211 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 17840978 | 148452 | SH |  | SOLE |  | 0 | 0 | 148452 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 6779660 | 87446 | SH |  | SOLE |  | 0 | 0 | 87446 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 379606 | 2553 | SH |  | SOLE |  | 0 | 0 | 2553 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 655352 | 6980 | SH |  | SOLE |  | 0 | 0 | 6980 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 211424 | 4180 | SH |  | SOLE |  | 0 | 0 | 4180 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3715947 | 5425 | SH |  | SOLE |  | 0 | 0 | 5425 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 390245 | 1045 | SH |  | SOLE |  | 0 | 0 | 1045 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 433488 | 1761 | SH |  | SOLE |  | 0 | 0 | 1761 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 511097 | 5309 | SH |  | SOLE |  | 0 | 0 | 5309 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1224456 | 5821 | SH |  | SOLE |  | 0 | 0 | 5821 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 247732 | 2468 | SH |  | SOLE |  | 0 | 0 | 2468 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 1209146 | 18012 | SH |  | SOLE |  | 0 | 0 | 18012 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1719686 | 3633 | SH |  | SOLE |  | 0 | 0 | 3633 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 11386449 | 225073 | SH |  | SOLE |  | 0 | 0 | 225073 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 2236205 | 43899 | SH |  | SOLE |  | 0 | 0 | 43899 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 344572 | 1665 | SH |  | SOLE |  | 0 | 0 | 1665 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 553747 | 1719 | SH |  | SOLE |  | 0 | 0 | 1719 |
| KLA CORP | COM NEW | 482480100 |  | 1106938 | 911 | SH |  | SOLE |  | 0 | 0 | 911 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 3050084 | 17818 | SH |  | SOLE |  | 0 | 0 | 17818 |
| LATTICE STRATEGIES TR | HARTFORD MLT ETF | 518416102 |  | 215040 | 5816 | SH |  | SOLE |  | 0 | 0 | 5816 |
| MARATHON PETE CORP | COM | 56585A102 |  | 205855 | 1266 | SH |  | SOLE |  | 0 | 0 | 1266 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1392284 | 2109 | SH |  | SOLE |  | 0 | 0 | 2109 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 223147 | 3502 | SH |  | SOLE |  | 0 | 0 | 3502 |
| MICROSOFT CORP | COM | 594918104 |  | 8556472 | 17693 | SH |  | SOLE |  | 0 | 0 | 17693 |
| NIKE INC | CL B | 654106103 |  | 497087 | 7802 | SH |  | SOLE |  | 0 | 0 | 7802 |
| NUVEEN S 500 BUY-WRITE INC | COM | 6706ER101 |  | 208848 | 14207 | SH |  | SOLE |  | 0 | 0 | 14207 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 3182731 | 17066 | SH |  | SOLE |  | 0 | 0 | 17066 |
| ORACLE CORP | COM | 68389X105 |  | 313025 | 1606 | SH |  | SOLE |  | 0 | 0 | 1606 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 653780 | 4562 | SH |  | SOLE |  | 0 | 0 | 4562 |
| ROCKET LAB CORP | COM | 773121108 |  | 336905 | 4829 | SH |  | SOLE |  | 0 | 0 | 4829 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 2109916 | 4740 | SH |  | SOLE |  | 0 | 0 | 4740 |
| SALESFORCE INC | COM | 79466L302 |  | 480692 | 1815 | SH |  | SOLE |  | 0 | 0 | 1815 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 2893063 | 7300 | SH |  | SOLE |  | 0 | 0 | 7300 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 274814 | 403 | SH |  | SOLE |  | 0 | 0 | 403 |
| TESLA INC | COM | 88160R101 |  | 667834 | 1485 | SH |  | SOLE |  | 0 | 0 | 1485 |
| TJX COS INC NEW | COM | 872540109 |  | 307834 | 2004 | SH |  | SOLE |  | 0 | 0 | 2004 |
| UNION PAC CORP | COM | 907818108 |  | 395568 | 1710 | SH |  | SOLE |  | 0 | 0 | 1710 |
| US BANCORP DEL | COM NEW | 902973304 |  | 268697 | 5036 | SH |  | SOLE |  | 0 | 0 | 5036 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 5120753 | 11518 | SH |  | SOLE |  | 0 | 0 | 11518 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 3186229 | 15554 | SH |  | SOLE |  | 0 | 0 | 15554 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 3197748 | 36137 | SH |  | SOLE |  | 0 | 0 | 36137 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 3224511 | 11111 | SH |  | SOLE |  | 0 | 0 | 11111 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 2772788 | 10749 | SH |  | SOLE |  | 0 | 0 | 10749 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 232545 | 1098 | SH |  | SOLE |  | 0 | 0 | 1098 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 584493 | 1743 | SH |  | SOLE |  | 0 | 0 | 1743 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 569150 | 2980 | SH |  | SOLE |  | 0 | 0 | 2980 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 298004 | 475 | SH |  | SOLE |  | 0 | 0 | 475 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1366984 | 2802 | SH |  | SOLE |  | 0 | 0 | 2802 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 998155 | 6964 | SH |  | SOLE |  | 0 | 0 | 6964 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1462638 | 27207 | SH |  | SOLE |  | 0 | 0 | 27207 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1197908 | 23820 | SH |  | SOLE |  | 0 | 0 | 23820 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 7340368 | 117502 | SH |  | SOLE |  | 0 | 0 | 117502 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 4097592 | 29028 | SH |  | SOLE |  | 0 | 0 | 29028 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 438652 | 582 | SH |  | SOLE |  | 0 | 0 | 582 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 4369583 | 10586 | SH |  | SOLE |  | 0 | 0 | 10586 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 413527 | 10153 | SH |  | SOLE |  | 0 | 0 | 10153 |
| VISA INC | COM CL A | 92826C839 |  | 385920 | 1100 | SH |  | SOLE |  | 0 | 0 | 1100 |

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