# EDGAR Filing Document

**Accession Number:** 0001051629
**File Stem:** 0000726865-25-000829
**Filing Date:** 2025-9
**Character Count:** 10663
**Document Hash:** ab0f7f473ae02300b2950119306cf54e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000726865-25-000829.hdr.sgml**: 20250924

**ACCESSION NUMBER**: 0000726865-25-000829

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250924

**DATE AS OF CHANGE**: 20250924

**EFFECTIVENESS DATE**: 20250924

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN LIFE FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT M
- **CENTRAL INDEX KEY:** 0001048607

**ORGANIZATION NAME:**
- **EIN:** 350472300
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-42479
- **FILM NUMBER:** 251335741

**BUSINESS ADDRESS:**
- **STREET 1:** 1300 S CLINTON ST
- **STREET 2:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46801
- **BUSINESS PHONE:** 2194552000

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46801
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN LIFE FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT S
- **CENTRAL INDEX KEY:** 0001080299

**ORGANIZATION NAME:**
- **EIN:** 350472300
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-72875
- **FILM NUMBER:** 251335745

**BUSINESS ADDRESS:**
- **STREET 1:** 350 CHURCH STREET
- **STREET 2:** 1300 SOUTH CLINTON STREET
- **CITY:** HARTFORD
- **STATE:** CT
- **ZIP:** 06103
- **BUSINESS PHONE:** 8604661465

**MAIL ADDRESS:**
- **STREET 1:** THE LINCOLN NATIONAL LIFE INSURANCE CO
- **STREET 2:** 1300 SOUTH CLINTON STREET
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802-3506
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN LIFE FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT R
- **CENTRAL INDEX KEY:** 0001051932

**ORGANIZATION NAME:**
- **EIN:** 350472300
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-43107
- **FILM NUMBER:** 251335746

**BUSINESS ADDRESS:**
- **STREET 1:** 1300 S CLINTON ST
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46808
- **BUSINESS PHONE:** 2194552000

**MAIL ADDRESS:**
- **STREET 1:** 1300 S CLINTON ST
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46808
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LLANY SEPARATE ACCOUNT R FOR FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE
- **CENTRAL INDEX KEY:** 0001055225

**ORGANIZATION NAME:**
- **EIN:** 161505436

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-141780
- **FILM NUMBER:** 251335742

**BUSINESS ADDRESS:**
- **STREET 1:** 120 MADISON ST
- **CITY:** SYRACUSE
- **STATE:** NY
- **ZIP:** 13202-2808
- **BUSINESS PHONE:** 8882231860

**MAIL ADDRESS:**
- **STREET 1:** 120 MADISON ST
- **CITY:** SYRACUSE
- **STATE:** NY
- **ZIP:** 13202-2808

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** LLANY SEPARATE ACCOUNT R FOR FLEXIBLE PREM VARI LIFE INSUR
- **DATE OF NAME CHANGE:** 19980211
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN LIFE FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT K
- **CENTRAL INDEX KEY:** 0000920369

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-76432
- **FILM NUMBER:** 251335744

**BUSINESS ADDRESS:**
- **STREET 1:** 1300 SOUTH CLINTON ST
- **STREET 2:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802
- **BUSINESS PHONE:** 212-455-18

**MAIL ADDRESS:**
- **STREET 1:** 1300 S. CLINTON STREET
- **STREET 2:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** LINCOLN NATIONAL FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT K
- **DATE OF NAME CHANGE:** 19940620
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN LIFE & ANNUITY FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT M
- **CENTRAL INDEX KEY:** 0001051629

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-141782
- **FILM NUMBER:** 251335743

**BUSINESS ADDRESS:**
- **STREET 1:** 120 MADISON STREET
- **STREET 2:** SUITE 1700
- **CITY:** SYRACUSE
- **STATE:** NY
- **ZIP:** 13202
- **BUSINESS PHONE:** 888 223-1860

**MAIL ADDRESS:**
- **STREET 1:** 120 MADISON STREET
- **STREET 2:** SUITE 1700
- **CITY:** SYRACUSE
- **STATE:** NY
- **ZIP:** 13202

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** LINCOLN LIFE & ANNUITY FLEXIBLE PREM VARI LIFE ACCT M
- **DATE OF NAME CHANGE:** 19971217

## Series and Classes Contracts Data

### LINCOLN NATIONAL FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT K (Series ID: S000011569)

---

|  |  |
|:---|:---|
| Class Name                       | Class ID   |
| LINCOLN MULTI-FUND VARIABLE LIFE | C000031858 |

---

### LINCOLN LIFE FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT M (Series ID: S000001625)

---

|  |  |
|:---|:---|
| Class Name                          | Class ID   |
| Lincoln VULcv                       | C000004411 |
| Lincoln VULcv-II                    | C000004412 |
| Lincoln VULdb                       | C000004413 |
| Lincoln MoneyGuard VUL Elite Series | C000004416 |

---

### LINCOLN LIFE & ANNUITY FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT M (Series ID: S000002039)

---

|  |  |
|:---|:---|
| Class Name    | Class ID   |
| Lincoln VULcv | C000049453 |
| Lincoln VULdb | C000049457 |

---

### LINCOLN LIFE FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT R (Series ID: S000002031)

---

|  |  |
|:---|:---|
| Class Name      | Class ID   |
| Lincoln SVUL-II | C000005266 |
| Lincoln SVUL    | C000027699 |

---

### LLANY SEPARATE ACCOUNT R FOR FLEXIBLE PREM VARI LIFE INSUR (Series ID: S000002033)

---

|  |  |
|:---|:---|
| Class Name   | Class ID   |
| Lincoln SVUL | C000049449 |

---

### LINCOLN LIFE FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT S (Series ID: S000002018)

---

|  |  |
|:---|:---|
| Class Name            | Class ID   |
| Lincoln Corporate VUL | C000005249 |

---

## Series and Classes Contracts Data

### LINCOLN NATIONAL FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT K (Series ID: S000011569)

| Class ID   | Class Name                       | Ticker Symbol   |
|:---|:---|:---|
| C000031858 | LINCOLN MULTI-FUND VARIABLE LIFE |  |

### LINCOLN LIFE FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT M (Series ID: S000001625)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000004411 | Lincoln VULcv                       |  |
| C000004412 | Lincoln VULcv-II                    |  |
| C000004413 | Lincoln VULdb                       |  |
| C000004416 | Lincoln MoneyGuard VUL Elite Series |  |

### LINCOLN LIFE & ANNUITY FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT M (Series ID: S000002039)

| Class ID   | Class Name    | Ticker Symbol   |
|:---|:---|:---|
| C000049453 | Lincoln VULcv |  |
| C000049457 | Lincoln VULdb |  |

### LINCOLN LIFE FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT R (Series ID: S000002031)

| Class ID   | Class Name      | Ticker Symbol   |
|:---|:---|:---|
| C000005266 | Lincoln SVUL-II |  |
| C000027699 | Lincoln SVUL    |  |

### LLANY SEPARATE ACCOUNT R FOR FLEXIBLE PREM VARI LIFE INSUR (Series ID: S000002033)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000049449 | Lincoln SVUL |  |

### LINCOLN LIFE FLEXIBLE PREMIUM VARIABLE LIFE ACCOUNT S (Series ID: S000002018)

| Class ID   | Class Name            | Ticker Symbol   |
|:---|:---|:---|
| C000005249 | Lincoln Corporate VUL |  |

#### THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

#### Lincoln Life Flexible Premium Variable Life Account M
Lincoln VUL<sup>CV</sup>, Lincoln VUL<sup>CV</sup>-II, Lincoln VUL<sup>DB</sup>, MoneyGuard<sup>®</sup> VUL

#### Lincoln Life Flexible Premium Variable Life Account R
Lincoln SVUL, Lincoln SVUL-II

#### Lincoln Life Flexible Premium Variable Life Account S
Lincoln CVUL

#### Lincoln Life Flexible Premium Variable Life Account K
Multi-Fund<sup>®</sup> Variable Life

#### LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK

#### Lincoln Life & Annuity Flexible Premium Variable Life Account M
Lincoln VUL<sup>CV</sup>, Lincoln VUL<sup>DB</sup>

#### LLANY Separate Account R for Flexible Premium Variable Life Insurance
Lincoln SVUL

#### Supplement dated September 24, 2025 to the Prospectus

This Supplement outlines a change to the investment options under your variable life insurance policy. All other provisions outlined in your prospectus, as supplemented, remain unchanged.

The Board of Trustees of Lincoln Variable Insurance Products Trust (the "Trust") has approved an Agreement and Plan of Reorganization to merge the **LVIP Macquarie Wealth Builder Fund** (the "Fund") with and into the **LVIP Structured Moderate Allocation Fund** (the "Acquiring Fund"), a series of the Trust (the "Reorganization"). The Reorganization is not expected to be a taxable event for the Policy Owners. More information about the Acquiring Fund and the Reorganization was distributed to Policy Owners invested in the Fund as of the close of business on July 31, 2025. The Fund's Reorganization is expected to be completed on or about October 31, 2025 ("Closing Date").

At any time prior to the Closing Date, Policy Owners may transfer out of the Fund consistent with the transfer provisions of the applicable variable life insurance policy. Policy Owners may transfer into any other available investment options under their Policy. Please see your product prospectus for information about other funds available for investment within your product and for more information on transfers, including any restrictions on transfers into the Fund before the Closing Date. The investment objectives, policies, and risks of the Acquiring Fund are similar to those of the Fund.

As a result of this merger, the following fund will be added as an investment option to your Policy on or about October 31, 2025:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **LVIP Structured Moderate Allocation Fund** (Standard Class): A balance between a high level of current income and growth of capital, with an emphasis on growth of capital; a fund of funds.

For complete details relating to the funds, including fees and expenses, please refer to the fund's prospectus. You can obtain information at no cost by contacting your registered representative or by sending an email request to CustServSupportTeam@lfg.com.

#### Please retain this Supplement for future reference.
<br>