# EDGAR Filing Document

**Accession Number:** 0001420040
**File Stem:** 0001580642-26-000564
**Filing Date:** 2026-1
**Character Count:** 14224
**Document Hash:** 30d6f749883f5e18aacb6895583d47ee
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001580642-26-000564.hdr.sgml**: 20260129

**ACCESSION NUMBER**: 0001580642-26-000564

**CONFORMED SUBMISSION TYPE**: 24F-2NT

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20251031

**FILED AS OF DATE**: 20260129

**DATE AS OF CHANGE**: 20260129

**EFFECTIVENESS DATE**: 20260129

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Dunham Funds
- **CENTRAL INDEX KEY:** 0001420040

**ORGANIZATION NAME:**
- **EIN:** 000000000

**FILING VALUES:**
- **FORM TYPE:** 24F-2NT
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-147999
- **FILM NUMBER:** 26577266

**BUSINESS ADDRESS:**
- **STREET 1:** 6256 GREENWICH DRIVE
- **STREET 2:** SUITE 550
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92122
- **BUSINESS PHONE:** 858-964-0500

**MAIL ADDRESS:**
- **STREET 1:** 6256 GREENWICH DRIVE
- **STREET 2:** SUITE 550
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92122

## Series and Classes Contracts Data

### Dunham Real Estate Stock Fund (Series ID: S000020971)

---

|  |  |  |
|:---|:---|:---|
| Class Name                            | Ticker Symbol | Class ID   |
| Dunham Real Estate Stock Fund Class A | DAREX         | C000059508 |
| Dunham Real Estate Stock Fund Class C | DCREX         | C000059509 |
| Dunham Real Estate Stock Fund Class N | DNREX         | C000059510 |

---

### Dunham Large Cap Value Fund (Series ID: S000020972)

---

|  |  |  |
|:---|:---|:---|
| Class Name                          | Ticker Symbol | Class ID   |
| Dunham Large Cap Value Fund Class A | DALVX         | C000059511 |
| Dunham Large Cap Value Fund Class C | DCLVX         | C000059512 |
| Dunham Large Cap Value Fund Class N | DNLVX         | C000059513 |

---

### Dunham Small Cap Growth Fund (Series ID: S000020973)

---

|  |  |  |
|:---|:---|:---|
| Class Name                           | Ticker Symbol | Class ID   |
| Dunham Small Cap Growth Fund Class A | DADGX         | C000059514 |
| Dunham Small Cap Growth Fund Class C | DCDGX         | C000059515 |
| Dunham Small Cap Growth Fund Class N | DNDGX         | C000059516 |

---

### Dunham Small Cap Value Fund (Series ID: S000020974)

---

|  |  |  |
|:---|:---|:---|
| Class Name                          | Ticker Symbol | Class ID   |
| Dunham Small Cap Value Fund Class A | DASVX         | C000059517 |
| Dunham Small Cap Value Fund Class C | DCSVX         | C000059518 |
| Dunham Small Cap Value Fund Class N | DNSVX         | C000059519 |

---

### Dunham Long/Short Credit Fund (Series ID: S000020975)

---

|  |  |  |
|:---|:---|:---|
| Class Name                            | Ticker Symbol | Class ID   |
| Dunham Long/Short Credit Fund Class A | DAAIX         | C000059520 |
| Dunham Long/Short Credit Fund Class C | DCAIX         | C000059521 |
| Dunham Long/Short Credit Fund Class N | DNAIX         | C000059522 |

---

### Dunham Corporate/Government Bond Fund (Series ID: S000020976)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                    | Ticker Symbol | Class ID   |
| Dunham Corporate/Government Bond Fund Class A | DACGX         | C000059523 |
| Dunham Corporate/Government Bond Fund Class C | DCCGX         | C000059524 |
| Dunham Corporate/Government Bond Fund Class N | DNCGX         | C000059525 |

---

### Dunham Emerging Markets Stock Fund (Series ID: S000020977)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                 | Ticker Symbol | Class ID   |
| Dunham Emerging Markets Stock Fund Class A | DAEMX         | C000059526 |
| Dunham Emerging Markets Stock Fund Class C | DCEMX         | C000059527 |
| Dunham Emerging Markets Stock Fund Class N | DNEMX         | C000059528 |

---

### Dunham High Yield Bond Fund (Series ID: S000020978)

---

|  |  |  |
|:---|:---|:---|
| Class Name                          | Ticker Symbol | Class ID   |
| Dunham High Yield Bond Fund Class A | DAHYX         | C000059529 |
| Dunham High Yield Bond Fund Class C | DCHYX         | C000059530 |
| Dunham High Yield Bond Fund Class N | DNHYX         | C000059531 |

---

### Dunham International Stock Fund (Series ID: S000020979)

---

|  |  |  |
|:---|:---|:---|
| Class Name                              | Ticker Symbol | Class ID   |
| Dunham International Stock Fund Class A | DAINX         | C000059532 |
| Dunham International Stock Fund Class C | DCINX         | C000059533 |
| Dunham International Stock Fund Class N | DNINX         | C000059534 |

---

### Dunham Monthly Distribution Fund (Series ID: S000022888)

---

|  |  |  |
|:---|:---|:---|
| Class Name                               | Ticker Symbol | Class ID   |
| Dunham Monthly Distribution Fund Class A | DAMDX         | C000066378 |
| Dunham Monthly Distribution Fund Class C | DCMDX         | C000066379 |
| Dunham Monthly Distribution Fund Class N | DNMDX         | C000066380 |

---

### Dunham Dynamic Macro Fund (Series ID: S000028743)

---

|  |  |  |
|:---|:---|:---|
| Class Name                        | Ticker Symbol | Class ID   |
| Dunham Dynamic Macro Fund Class A | DAAVX         | C000087895 |
| Dunham Dynamic Macro Fund Class C | DCAVX         | C000087896 |
| Dunham Dynamic Macro Fund Class N | DNAVX         | C000087897 |

---

### Dunham Focused Large Cap Growth Fund (Series ID: S000034854)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                   | Ticker Symbol | Class ID   |
| Dunham Focused Large Cap Growth Fund Class A | DAFGX         | C000107185 |
| Dunham Focused Large Cap Growth Fund Class C | DCFGX         | C000107186 |
| Dunham Focused Large Cap Growth Fund Class N | DNFGX         | C000107187 |

---

### Dunham International Opportunity Bond Fund (Series ID: S000042247)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                         | Ticker Symbol | Class ID   |
| Dunham International Opportunity Bond Fund Class A | DAIOX         | C000131120 |
| Dunham International Opportunity Bond Fund Class C | DCIOX         | C000131121 |
| Dunham International Opportunity Bond Fund Class N | DNIOX         | C000131122 |

---

### Dunham Floating Rate Bond Fund (Series ID: S000042248)

---

|  |  |  |
|:---|:---|:---|
| Class Name                             | Ticker Symbol | Class ID   |
| Dunham Floating Rate Bond Fund Class A | DAFRX         | C000131123 |
| Dunham Floating Rate Bond Fund Class C | DCFRX         | C000131124 |
| Dunham Floating Rate Bond Fund Class N | DNFRX         | C000131125 |

---

### Dunham U.S. Enhanced Market Fund (Series ID: S000080196)

---

|  |  |
|:---|:---|
| Class Name                               | Class ID   |
| Dunham U.S. Enhanced Market Fund Class C | C000241912 |
| Dunham U.S. Enhanced Market Fund Class N | C000241913 |
| Dunham U.S. Enhanced Market Fund Class A | C000241914 |

---

## Series and Classes Contracts Data

### Dunham Real Estate Stock Fund (Series ID: S000020971)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000059508 | Dunham Real Estate Stock Fund Class A | DAREX           |
| C000059509 | Dunham Real Estate Stock Fund Class C | DCREX           |
| C000059510 | Dunham Real Estate Stock Fund Class N | DNREX           |

### Dunham Large Cap Value Fund (Series ID: S000020972)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000059511 | Dunham Large Cap Value Fund Class A | DALVX           |
| C000059512 | Dunham Large Cap Value Fund Class C | DCLVX           |
| C000059513 | Dunham Large Cap Value Fund Class N | DNLVX           |

### Dunham Small Cap Growth Fund (Series ID: S000020973)

| Class ID   | Class Name                           | Ticker Symbol   |
|:---|:---|:---|
| C000059514 | Dunham Small Cap Growth Fund Class A | DADGX           |
| C000059515 | Dunham Small Cap Growth Fund Class C | DCDGX           |
| C000059516 | Dunham Small Cap Growth Fund Class N | DNDGX           |

### Dunham Small Cap Value Fund (Series ID: S000020974)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000059517 | Dunham Small Cap Value Fund Class A | DASVX           |
| C000059518 | Dunham Small Cap Value Fund Class C | DCSVX           |
| C000059519 | Dunham Small Cap Value Fund Class N | DNSVX           |

### Dunham Long/Short Credit Fund (Series ID: S000020975)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000059520 | Dunham Long/Short Credit Fund Class A | DAAIX           |
| C000059521 | Dunham Long/Short Credit Fund Class C | DCAIX           |
| C000059522 | Dunham Long/Short Credit Fund Class N | DNAIX           |

### Dunham Corporate/Government Bond Fund (Series ID: S000020976)

| Class ID   | Class Name                                    | Ticker Symbol   |
|:---|:---|:---|
| C000059523 | Dunham Corporate/Government Bond Fund Class A | DACGX           |
| C000059524 | Dunham Corporate/Government Bond Fund Class C | DCCGX           |
| C000059525 | Dunham Corporate/Government Bond Fund Class N | DNCGX           |

### Dunham Emerging Markets Stock Fund (Series ID: S000020977)

| Class ID   | Class Name                                 | Ticker Symbol   |
|:---|:---|:---|
| C000059526 | Dunham Emerging Markets Stock Fund Class A | DAEMX           |
| C000059527 | Dunham Emerging Markets Stock Fund Class C | DCEMX           |
| C000059528 | Dunham Emerging Markets Stock Fund Class N | DNEMX           |

### Dunham High Yield Bond Fund (Series ID: S000020978)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000059529 | Dunham High Yield Bond Fund Class A | DAHYX           |
| C000059530 | Dunham High Yield Bond Fund Class C | DCHYX           |
| C000059531 | Dunham High Yield Bond Fund Class N | DNHYX           |

### Dunham International Stock Fund (Series ID: S000020979)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000059532 | Dunham International Stock Fund Class A | DAINX           |
| C000059533 | Dunham International Stock Fund Class C | DCINX           |
| C000059534 | Dunham International Stock Fund Class N | DNINX           |

### Dunham Monthly Distribution Fund (Series ID: S000022888)

| Class ID   | Class Name                               | Ticker Symbol   |
|:---|:---|:---|
| C000066378 | Dunham Monthly Distribution Fund Class A | DAMDX           |
| C000066379 | Dunham Monthly Distribution Fund Class C | DCMDX           |
| C000066380 | Dunham Monthly Distribution Fund Class N | DNMDX           |

### Dunham Dynamic Macro Fund (Series ID: S000028743)

| Class ID   | Class Name                        | Ticker Symbol   |
|:---|:---|:---|
| C000087895 | Dunham Dynamic Macro Fund Class A | DAAVX           |
| C000087896 | Dunham Dynamic Macro Fund Class C | DCAVX           |
| C000087897 | Dunham Dynamic Macro Fund Class N | DNAVX           |

### Dunham Focused Large Cap Growth Fund (Series ID: S000034854)

| Class ID   | Class Name                                   | Ticker Symbol   |
|:---|:---|:---|
| C000107185 | Dunham Focused Large Cap Growth Fund Class A | DAFGX           |
| C000107186 | Dunham Focused Large Cap Growth Fund Class C | DCFGX           |
| C000107187 | Dunham Focused Large Cap Growth Fund Class N | DNFGX           |

### Dunham International Opportunity Bond Fund (Series ID: S000042247)

| Class ID   | Class Name                                         | Ticker Symbol   |
|:---|:---|:---|
| C000131120 | Dunham International Opportunity Bond Fund Class A | DAIOX           |
| C000131121 | Dunham International Opportunity Bond Fund Class C | DCIOX           |
| C000131122 | Dunham International Opportunity Bond Fund Class N | DNIOX           |

### Dunham Floating Rate Bond Fund (Series ID: S000042248)

| Class ID   | Class Name                             | Ticker Symbol   |
|:---|:---|:---|
| C000131123 | Dunham Floating Rate Bond Fund Class A | DAFRX           |
| C000131124 | Dunham Floating Rate Bond Fund Class C | DCFRX           |
| C000131125 | Dunham Floating Rate Bond Fund Class N | DNFRX           |

### Dunham U.S. Enhanced Market Fund (Series ID: S000080196)

| Class ID   | Class Name                               | Ticker Symbol   |
|:---|:---|:---|
| C000241912 | Dunham U.S. Enhanced Market Fund Class C |  |
| C000241913 | Dunham U.S. Enhanced Market Fund Class N |  |
| C000241914 | Dunham U.S. Enhanced Market Fund Class A |  |

## FORM 24F-2NT: Annual Notice of Securities Sold Pursuant to Rule 24f-2

### 24F-2NT: Filer Information

**Filer CIK:** 0001420040

**Is this a LIVE or TEST Filing?:** LIVE

**Filer Investment Company Type:** N-1A

### 24F-2NT: Annual Filing Information

**1. Name and address of issuer:**

- **Name of Issuer:** Dunham Funds

- **Address:** 6256 Greenwich Dr Ste 550, San Diego, CA 92122

**2. The Name and EDGAR Identifier of each series or class of securities for which this Form is filed:**

- [ ] Check box if the Form is being filed for all series and classes of the issuer.

**3. Investment Company Act File Number:** 811-22153

   **Securities Act File Number:** 333-147999

**4(a). Last day of fiscal year for which this Form is filed:** 10/31/2025

**4(b). Check box if this Form is being filed late:** [ ]

**4(c). Check box if this is the last time the issuer will be filing this Form:** [ ]

**5. Calculation of registration fee:**

- **(i) Aggregate sale price of securities sold during the fiscal year:** $1216671845.00

- **(ii) Aggregate price of securities redeemed or repurchased during the fiscal year:** $816465468.00

- **(iii) Aggregate price of securities redeemed or repurchased during any prior fiscal year:** $0.00

- **(iv) Total available redemption credits [add Items 5(ii) and 5(iii)]:** $816465468.00

- **(v) Net sales:** $400206377.00

- **(vi) Redemption credits available for use in future years:** $0.00

- **(vii) Multiplier for determining registration fee:** 0.000138100

- **(viii) Registration fee due:** $55268.50

**Signatures**

**Name and Title:** James Colantino, Assistant Treasurer

**Date:** 01/26/2026

**Signature:** /s/ James Colantino