# EDGAR Filing Document

**Accession Number:** 0001839421
**File Stem:** 0001839421-23-000001
**Filing Date:** 2023-1
**Character Count:** 15399
**Document Hash:** 6f8ffcac67e658432c179627c19eb093
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001839421-23-000001.hdr.sgml**: 20230117

**ACCESSION NUMBER**: 0001839421-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230117

**DATE AS OF CHANGE**: 20230117

**EFFECTIVENESS DATE**: 20230117

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Centennial Wealth Advisory LLC
- **CENTRAL INDEX KEY:** 0001839421
- **IRS NUMBER:** 205051637
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20457
- **FILM NUMBER:** 23530957

**BUSINESS ADDRESS:**
- **STREET 1:** 701 THIRD STREET
- **CITY:** TRAVERSE CITY
- **STATE:** MI
- **ZIP:** 49684
- **BUSINESS PHONE:** 2319959575

**MAIL ADDRESS:**
- **STREET 1:** 701 THIRD STREET
- **CITY:** TRAVERSE CITY
- **STATE:** MI
- **ZIP:** 49684

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Centennial Wealth Advisory LLC<br>**Address:** 701 Third Street<br>Traverse City, MI 49684

**Form 13F File Number:** 028-20457

**CRD Number (if applicable):** 000138054

**SEC File Number (if applicable):** 801-113464

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Luke Mooi<br>**Title:** Chief Compliance Officer<br>**Phone:** 231-995-9575

**Signature, Place, and Date of Signing:**

/s/ Luke Mooi  Traverse City, MI  01-17-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 121

**Form 13F Information Table Value Total:** $179050225

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALLIANT ENERGY CORP | COM | 018802108 |  | 264719 | 4795 | SH |  | SOLE |  | 0 | 0 | 4795 |
| AMAZON COM INC | COM | 023135106 |  | 231792 | 2759 | SH |  | SOLE |  | 0 | 0 | 2759 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 1018221 | 13666 | SH |  | SOLE |  | 0 | 0 | 13666 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 |  | 1359798 | 33187 | SH |  | SOLE |  | 0 | 0 | 33187 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 317932 | 3348 | SH |  | SOLE |  | 0 | 0 | 3348 |
| APPLE INC | COM | 037833100 |  | 3088944 | 23774 | SH |  | SOLE |  | 0 | 0 | 23774 |
| AT INC | COM | 00206R102 |  | 548204 | 29778 | SH |  | SOLE |  | 0 | 0 | 29778 |
| BANK AMERICA CORP | COM | 060505104 |  | 341938 | 10324 | SH |  | SOLE |  | 0 | 0 | 10324 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 443889 | 1437 | SH |  | SOLE |  | 0 | 0 | 1437 |
| CATERPILLAR INC | COM | 149123101 |  | 380844 | 1590 | SH |  | SOLE |  | 0 | 0 | 1590 |
| CBRE GROUP INC | CL A | 12504L109 |  | 236190 | 3069 | SH |  | SOLE |  | 0 | 0 | 3069 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1091659 | 6082 | SH |  | SOLE |  | 0 | 0 | 6082 |
| CINTAS CORP | COM | 172908105 |  | 305747 | 677 | SH |  | SOLE |  | 0 | 0 | 677 |
| CITIZENS FINL GROUP INC | COM | 174610105 |  | 311801 | 7920 | SH |  | SOLE |  | 0 | 0 | 7920 |
| CMS ENERGY CORP | COM | 125896100 |  | 401511 | 6340 | SH |  | SOLE |  | 0 | 0 | 6340 |
| COCA COLA CO | COM | 191216100 |  | 310964 | 4889 | SH |  | SOLE |  | 0 | 0 | 4889 |
| COMERICA INC | COM | 200340107 |  | 249729 | 3736 | SH |  | SOLE |  | 0 | 0 | 3736 |
| CONAGRA BRANDS INC | COM | 205887102 |  | 323133 | 8350 | SH |  | SOLE |  | 0 | 0 | 8350 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 238471 | 522 | SH |  | SOLE |  | 0 | 0 | 522 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 235735 | 1323 | SH |  | SOLE |  | 0 | 0 | 1323 |
| DOW INC | COM | 260557103 |  | 240090 | 4765 | SH |  | SOLE |  | 0 | 0 | 4765 |
| DTE ENERGY CO | COM | 233331107 |  | 474839 | 4040 | SH |  | SOLE |  | 0 | 0 | 4040 |
| EATON VANCE MUN BD FD | COM | 27827X101 |  | 117646 | 11323 | SH |  | SOLE |  | 0 | 0 | 11323 |
| EDISON INTL | COM | 281020107 |  | 314458 | 4943 | SH |  | SOLE |  | 0 | 0 | 4943 |
| EMERSON ELEC CO | COM | 291011104 |  | 363545 | 3785 | SH |  | SOLE |  | 0 | 0 | 3785 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 317867 | 2825 | SH |  | SOLE |  | 0 | 0 | 2825 |
| EXELON CORP | COM | 30161N101 |  | 361566 | 8364 | SH |  | SOLE |  | 0 | 0 | 8364 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1019415 | 9242 | SH |  | SOLE |  | 0 | 0 | 9242 |
| FIDELITY NATIONAL FINANCIAL | FNF GROUP COM | 31620R303 |  | 320107 | 8509 | SH |  | SOLE |  | 0 | 0 | 8509 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 261908 | 7983 | SH |  | SOLE |  | 0 | 0 | 7983 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 2241596 | 47281 | SH |  | SOLE |  | 0 | 0 | 47281 |
| FIRST TR EXCHANGE-TRADED FD | FT CBOE VEST S | 33739Q705 |  | 491373 | 9618 | SH |  | SOLE |  | 0 | 0 | 9618 |
| FIRST TR EXCHNG TRADED FD VI | TCW OPPORTUNIS | 33740F805 |  | 2419038 | 55078 | SH |  | SOLE |  | 0 | 0 | 55078 |
| FIRSTENERGY CORP | COM | 337932107 |  | 292584 | 6976 | SH |  | SOLE |  | 0 | 0 | 6976 |
| FORD MTR CO DEL | COM | 345370860 |  | 129227 | 11111 | SH |  | SOLE |  | 0 | 0 | 11111 |
| FRANKLIN RESOURCES INC | COM | 354613101 |  | 325490 | 12339 | SH |  | SOLE |  | 0 | 0 | 12339 |
| GENERAL MLS INC | COM | 370334104 |  | 336781 | 4016 | SH |  | SOLE |  | 0 | 0 | 4016 |
| GENUINE PARTS CO | COM | 372460105 |  | 1002334 | 5777 | SH |  | SOLE |  | 0 | 0 | 5777 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 532977 | 6208 | SH |  | SOLE |  | 0 | 0 | 6208 |
| HONEYWELL INTL INC | COM | 438516106 |  | 217929 | 1017 | SH |  | SOLE |  | 0 | 0 | 1017 |
| HP INC | COM | 40434L105 |  | 275140 | 10240 | SH |  | SOLE |  | 0 | 0 | 10240 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 |  | 607841 | 43109 | SH |  | SOLE |  | 0 | 0 | 43109 |
| INTEL CORP | COM | 458140100 |  | 268626 | 10164 | SH |  | SOLE |  | 0 | 0 | 10164 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1495710 | 10616 | SH |  | SOLE |  | 0 | 0 | 10616 |
| INTERNATIONAL PAPER CO | COM | 460146103 |  | 456868 | 13193 | SH |  | SOLE |  | 0 | 0 | 13193 |
| INTERPUBLIC GROUP COS INC | COM | 460690100 |  | 366667 | 11008 | SH |  | SOLE |  | 0 | 0 | 11008 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB | 46138J841 |  | 7142676 | 348677 | SH |  | SOLE |  | 0 | 0 | 348677 |
| INVESCO EXCHANGE TRADED FD T | BUYBACK ACHIEV | 46137V308 |  | 3003626 | 35106 | SH |  | SOLE |  | 0 | 0 | 35106 |
| INVESCO LTD | SHS | G491BT108 |  | 308038 | 17123 | SH |  | SOLE |  | 0 | 0 | 17123 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 1535664 | 69740 | SH |  | SOLE |  | 0 | 0 | 69740 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 2841977 | 24737 | SH |  | SOLE |  | 0 | 0 | 24737 |
| ISHARES TR | CMBS ETF | 46429B366 |  | 1132294 | 24663 | SH |  | SOLE |  | 0 | 0 | 24663 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 2096900 | 20116 | SH |  | SOLE |  | 0 | 0 | 20116 |
| ISHARES TR | CORE LT USDB ETF | 464289479 |  | 1906657 | 37442 | SH |  | SOLE |  | 0 | 0 | 37442 |
| ISHARES TR | CORE S ETF | 464287200 |  | 5976442 | 15555 | SH |  | SOLE |  | 0 | 0 | 15555 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 373431 | 3850 | SH |  | SOLE |  | 0 | 0 | 3850 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 8202313 | 162971 | SH |  | SOLE |  | 0 | 0 | 162971 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 2442397 | 33171 | SH |  | SOLE |  | 0 | 0 | 33171 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1968737 | 29188 | SH |  | SOLE |  | 0 | 0 | 29188 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1290654 | 7402 | SH |  | SOLE |  | 0 | 0 | 7402 |
| ISHARES U S ETF TR | INT RT HDG C B | 46431W705 |  | 4157687 | 45946 | SH |  | SOLE |  | 0 | 0 | 45946 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 3087392 | 61588 | SH |  | SOLE |  | 0 | 0 | 61588 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 9802261 | 198990 | SH |  | SOLE |  | 0 | 0 | 198990 |
| KEYCORP | COM | 493267108 |  | 285086 | 16365 | SH |  | SOLE |  | 0 | 0 | 16365 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 398295 | 2934 | SH |  | SOLE |  | 0 | 0 | 2934 |
| LUMEN TECHNOLOGIES INC | COM | 550241103 |  | 180698 | 34616 | SH |  | SOLE |  | 0 | 0 | 34616 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 |  | 399139 | 4807 | SH |  | SOLE |  | 0 | 0 | 4807 |
| MARATHON OIL CORP | COM | 565849106 |  | 395815 | 14622 | SH |  | SOLE |  | 0 | 0 | 14622 |
| MARATHON PETE CORP | COM | 56585A102 |  | 454764 | 3907 | SH |  | SOLE |  | 0 | 0 | 3907 |
| MCDONALDS CORP | COM | 580135101 |  | 314559 | 1194 | SH |  | SOLE |  | 0 | 0 | 1194 |
| MERCK  CO INC | COM | 58933Y105 |  | 422899 | 3812 | SH |  | SOLE |  | 0 | 0 | 3812 |
| META PLATFORMS INC | CL A | 30303M102 |  | 229729 | 1909 | SH |  | SOLE |  | 0 | 0 | 1909 |
| METLIFE INC | COM | 59156R108 |  | 646765 | 8937 | SH |  | SOLE |  | 0 | 0 | 8937 |
| MICROSOFT CORP | COM | 594918104 |  | 641372 | 2674 | SH |  | SOLE |  | 0 | 0 | 2674 |
| NISOURCE INC | COM | 65473P105 |  | 350043 | 12766 | SH |  | SOLE |  | 0 | 0 | 12766 |
| NRG ENERGY INC | COM NEW | 629377508 |  | 215182 | 6762 | SH |  | SOLE |  | 0 | 0 | 6762 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 265098 | 1814 | SH |  | SOLE |  | 0 | 0 | 1814 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 367239 | 5830 | SH |  | SOLE |  | 0 | 0 | 5830 |
| OGE ENERGY CORP | COM | 670837103 |  | 329286 | 8326 | SH |  | SOLE |  | 0 | 0 | 8326 |
| OLD SECOND BANCORP INC ILL | COM | 680277100 |  | 182317 | 11366 | SH |  | SOLE |  | 0 | 0 | 11366 |
| OMNICOM GROUP INC | COM | 681919106 |  | 429428 | 5265 | SH |  | SOLE |  | 0 | 0 | 5265 |
| ONEOK INC NEW | COM | 682680103 |  | 434734 | 6617 | SH |  | SOLE |  | 0 | 0 | 6617 |
| PACKAGING CORP AMER | COM | 695156109 |  | 264915 | 2071 | SH |  | SOLE |  | 0 | 0 | 2071 |
| PEPSICO INC | COM | 713448108 |  | 234081 | 1296 | SH |  | SOLE |  | 0 | 0 | 1296 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 517236 | 5111 | SH |  | SOLE |  | 0 | 0 | 5111 |
| PPL CORP | COM | 69351T106 |  | 289979 | 9924 | SH |  | SOLE |  | 0 | 0 | 9924 |
| PRINCIPAL FINANCIAL GROUP IN | COM | 74251V102 |  | 341555 | 4070 | SH |  | SOLE |  | 0 | 0 | 4070 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 274381 | 1810 | SH |  | SOLE |  | 0 | 0 | 1810 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 511291 | 5141 | SH |  | SOLE |  | 0 | 0 | 5141 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 455590 | 7436 | SH |  | SOLE |  | 0 | 0 | 7436 |
| SEMPRA | COM | 816851109 |  | 252469 | 1634 | SH |  | SOLE |  | 0 | 0 | 1634 |
| SONOCO PRODS CO | COM | 835495102 |  | 293737 | 4838 | SH |  | SOLE |  | 0 | 0 | 4838 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1747848 | 10303 | SH |  | SOLE |  | 0 | 0 | 10303 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 |  | 11471999 | 125418 | SH |  | SOLE |  | 0 | 0 | 125418 |
| SPDR SER TR | BLOOMBERG HIGH Y | 78468R622 |  | 1095484 | 12172 | SH |  | SOLE |  | 0 | 0 | 12172 |
| SPDR SER TR | BLOOMBERG INVT | 78468R200 |  | 12338941 | 406020 | SH |  | SOLE |  | 0 | 0 | 406020 |
| SPDR SER TR | BLOOMBERG SHT TE | 78468R408 |  | 238130 | 9824 | SH |  | SOLE |  | 0 | 0 | 9824 |
| SPDR SER TR | PORT MTG BK ETF | 78464A383 |  | 1132742 | 52200 | SH |  | SOLE |  | 0 | 0 | 52200 |
| SPDR SER TR | PORTFOLI S | 78464A805 |  | 4356620 | 92126 | SH |  | SOLE |  | 0 | 0 | 92126 |
| SPDR SER TR | PORTFOLIO S | 78464A854 |  | 8480354 | 188536 | SH |  | SOLE |  | 0 | 0 | 188536 |
| SPDR SER TR | PORTFOLIO SH TSR | 78468R101 |  | 2824264 | 97759 | SH |  | SOLE |  | 0 | 0 | 97759 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 |  | 8928934 | 303912 | SH |  | SOLE |  | 0 | 0 | 303912 |
| SPDR SER TR | PRTFLO S GW | 78464A409 |  | 2643580 | 52172 | SH |  | SOLE |  | 0 | 0 | 52172 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 9878620 | 254014 | SH |  | SOLE |  | 0 | 0 | 254014 |
| SPDR SER TR | S 400 MDCP GRW | 78464A821 |  | 1978981 | 30287 | SH |  | SOLE |  | 0 | 0 | 30287 |
| SPDR SER TR | S 400 MDCP VAL | 78464A839 |  | 3246617 | 50164 | SH |  | SOLE |  | 0 | 0 | 50164 |
| SPDR SER TR | S 600 SMCP GRW | 78464A201 |  | 752611 | 10418 | SH |  | SOLE |  | 0 | 0 | 10418 |
| SUNOCO LP/SUNOCO FIN CORP | COM UT REP LP | 86765K109 |  | 204808 | 4752 | SH |  | SOLE |  | 0 | 0 | 4752 |
| UGI CORP NEW | COM | 902681105 |  | 355163 | 9581 | SH |  | SOLE |  | 0 | 0 | 9581 |
| US BANCORP DEL | COM NEW | 902973304 |  | 662629 | 15194 | SH |  | SOLE |  | 0 | 0 | 15194 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 558854 | 4405 | SH |  | SOLE |  | 0 | 0 | 4405 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 216485 | 7554 | SH |  | SOLE |  | 0 | 0 | 7554 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 735140 | 2092 | SH |  | SOLE |  | 0 | 0 | 2092 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 355722 | 9028 | SH |  | SOLE |  | 0 | 0 | 9028 |
| VICTORY PORTFOLIOS II | VCTRYSHS USAA CR | 92647N535 |  | 4012193 | 82488 | SH |  | SOLE |  | 0 | 0 | 82488 |
| WATSCO INC | COM | 942622200 |  | 379614 | 1522 | SH |  | SOLE |  | 0 | 0 | 1522 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 276233 | 2946 | SH |  | SOLE |  | 0 | 0 | 2946 |
| WESTERN UN CO | COM | 959802109 |  | 312477 | 22693 | SH |  | SOLE |  | 0 | 0 | 22693 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 1735609 | 42188 | SH |  | SOLE |  | 0 | 0 | 42188 |
| WISDOMTREE TR | YIELD ENHANCD US | 97717X511 |  | 1057700 | 24800 | SH |  | SOLE |  | 0 | 0 | 24800 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 2472202 | 49178 | SH |  | SOLE |  | 0 | 0 | 49178 |

---