# EDGAR Filing Document

**Accession Number:** 0000892657
**File Stem:** 0001104659-26-052885
**Filing Date:** 2026-4
**Character Count:** 13720
**Document Hash:** 528f7158aa600f4d35eeb86fdc63fbc6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-052885.hdr.sgml**: 20260430

**ACCESSION NUMBER**: 0001104659-26-052885

**CONFORMED SUBMISSION TYPE**: 497K

**PUBLIC DOCUMENT COUNT**: 4

**FILED AS OF DATE**: 20260430

**DATE AS OF CHANGE**: 20260430

**EFFECTIVENESS DATE**: 20260430

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** JOHNSON MUTUAL FUNDS TRUST
- **CENTRAL INDEX KEY:** 0000892657

**ORGANIZATION NAME:**
- **EIN:** 316455344
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497K
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-52970
- **FILM NUMBER:** 26925057

**BUSINESS ADDRESS:**
- **STREET 1:** 3777 WEST FORK ROAD
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45247
- **BUSINESS PHONE:** 5136613100

**MAIL ADDRESS:**
- **STREET 1:** JOHNSON MUTUAL FUNDS TRUST
- **STREET 2:** 3777 WEST FORK ROAD
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45247

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** JOHNSON INVESTMENT MUTUAL FUNDS TRUST
- **DATE OF NAME CHANGE:** 19930328

## Series and Classes Contracts Data

### Johnson Equity Income Fund (Series ID: S000005714)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000015708 | Class I      | JEQIX           |
| C000244749 | Class S      |  |

![[MISSING IMAGE: cv_ifc-4c.jpg]](cv_ifc-4c.jpg)

![[MISSING IMAGE: lg_johnsoninstitutional-4c.jpg]](lg_johnsoninstitutional-4c.jpg)

SUMMARY PROSPECTUS

### JOHNSON EQUITY INCOME FUND

### Fund Tickers Class I: JEQIX Class S: JEQSX

### May 1, 2026
Before you invest, you may want to review the Fund's Prospectus and Statement of Additional Information, which contains more information about the Fund and its risks. The Fund's Prospectus and Statement of Additional Information, both dated May 1, 2026, are incorporated by reference into this Summary Prospectus. You can find the Fund's Prospectus and other information about the Fund online at **www.johnsonmutualfunds.com**. You can also get this information at no additional cost by calling **(800) 541-0170** or by sending an email request to **prospectus@johnsonmutualfunds.com**.<br>

Johnson Mutual Funds Trust

www.johnsonmutualfunds.com

------

#### TICKERS

#### Class I: JEQIX Class S: JEQSX

#### INVESTMENT OBJECTIVE
Above average dividend income and long-term capital growth.

#### FEES AND EXPENSES OF THE FUND
The table below describes the fees and expenses that you may pay if you buy and hold shares of the fund.

---

| | | |
|:---|:---|:---|
| | **Class I**  | **Class S**  |
|  ***Shareholder Fees <br> (fees paid directly from your investment)***  |  ***Shareholder Fees <br> (fees paid directly from your investment)***  |  ***Shareholder Fees <br> (fees paid directly from your investment)***  |
| Redemption Fee  |  |  |
| Exchange Fee  |  |  |
|  ***Annual Operating Expenses <br> (expenses that you pay each year as a <br> percentage of the value of your investment)***  |  ***Annual Operating Expenses <br> (expenses that you pay each year as a <br> percentage of the value of your investment)***  |  ***Annual Operating Expenses <br> (expenses that you pay each year as a <br> percentage of the value of your investment)***  |
| Management Fees  | 0.75% | 0.75% |
| Shareholder Servicing Fee  | 0.00% | 0.25% |
| Other Expenses  | 0.00% | 0.00% |
|  Total Annual Fund Operating Expenses  | 0.75% | 1.00% |

---

#### EXPENSE EXAMPLE
This example is intended to help you compare the cost of investing in the fund with the cost of investing in other mutual funds.

The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all your shares at the end of those periods. The example also assumes that your investment has a 5% return each year, and that the fund's operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your cost will be:

---

| | | | | |
|:---|:---|:---|:---|:---|
| | **1 <br> Year**  | **3 <br> Years**  | **5 <br> Years**  | **10 <br> Years**  |
| Class I  | $77 | $240 | $417 | $930 |
| Class S  | $102 | $318 | $552 | $1225 |

---

#### PORTFOLIO TURNOVER
The fund pays transaction costs, such as commissions, when it buys and sells securities (or 'turns over' its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These

costs, which are not reflected in the annual fund operating expenses or in the example, affect the fund's performance. During the most recent fiscal year, the fund's portfolio turnover rate was 21.15% of the average value of its portfolio.

#### PRINCIPAL INVESTMENT STRATEGIES OF THE FUND
The fund invests primarily in equity securities of larger-sized U.S. companies (those with a market capitalization above $20 billion) that its Adviser believes offer opportunities for above-average dividend income and capital growth. The Adviser seeks companies with high quality characteristics such as sustainable competitive positions that have high-quality earnings, financial strength, strong or improving balance sheets, free cash flow, and shareholder-oriented managements. The Adviser also considers current dividend yield and dividend growth, as well as its analysis of the share price of these companies using traditional valuation measures. The fund may invest a portion of its assets in preferred stocks. The fund may sell a security if the security reaches the Adviser's valuation target, if the Adviser believes the company's fundamentals have changed, or if the company is not performing as expected. Under normal circumstances, at least 80% of the fund's total assets will be invested in income-producing equity securities. For the purposes of the 80% test, equity securities include common stock, preferred stocks and exchange traded funds (ETFs) that invest primarily in equity securities.

#### PRINCIPAL RISKS OF INVESTING IN THE FUND
All investments carry a certain amount of risk, and the fund cannot guarantee that it will achieve its investment objective. An investment in the fund is not a deposit or obligation of any bank, is not endorsed or guaranteed by any bank, and is not insured by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency. You may lose money by investing in the fund. Below are the main risks of investing in the fund. All of the risks listed below are significant to the fund, regardless of the order in which they appear.

***Company Risk*** — The fund value may decrease in response to the activities and financial prospects of an individual company.

***Management Risk*** — The Adviser's judgments about the attractiveness, value, and potential appreciation of particular securities in which the fund invests may prove to be incorrect and there is no guarantee that the Adviser's judgment will produce the desired results.

JOHNSON EQUITY INCOME FUND \| SUMMARY PROSPECTUS \| MAY 1, 2026

------

***Market Risk*** — The fund value might decrease in response to general market and economic conditions.

***Market and Geopolitical Risk*** — The increasing interconnectivity between global economies and financial markets increases the likelihood that events or conditions in one region or financial market may adversely impact issuers in a different country, region, or financial market. Securities in the fund's portfolio may underperform due to inflation (or expectations for inflation), interest rates, global demand for particular products or resources, natural disasters, pandemics, epidemics, terrorism, regulatory events and governmental or quasi-governmental actions. The occurrence of global events similar to those in recent years may result in market volatility and may have long term effects on both the U.S. and global financial markets.

***Preferred Stock Risk*** — Preferred stocks are securities that have characteristics of both common stocks and corporate bonds. Preferred stocks may receive dividends, but payment is not guaranteed as with a bond. These securities may be undervalued because of a lack of analyst coverage resulting in a high dividend yield or yield to maturity. The risks of preferred stocks are a lack of voting rights, and the Adviser may incorrectly analyze the security, resulting in a loss to the fund. Furthermore, preferred stock dividends are not guaranteed, and management can elect to forego the preferred dividend, resulting in a loss to the fund.

***Risks of Exchange Traded Funds ("ETF")*** — Investment in an ETF carries security specific risk and market risk. The performance of an ETF may not completely replicate the performance of its underlying index. ETF shares may trade at a premium or discount to their NAV. The fund will indirectly pay its proportionate share of any fees and expenses paid by the ETF in which it invests in addition to the fees and expenses paid directly by the fund, many of which may be duplicative. The cost of investing in the fund will generally be higher than the cost of investing directly in ETFs.

***Volatility Risk*** — Common stocks tend to be more volatile than other investment choices.

#### AVERAGE ANNUAL TOTAL RETURNS
The chart and table below show the variability of the fund's returns, which is one indicator of the risks of investing in the fund. The bar chart shows changes in the fund's returns from year to year for the last 10 years. The table shows how the fund's average annual total returns over time compare to those of a broad-based securities market index. Of course, the fund's past

performance (before and after taxes) is not necessarily an indication of its future performance. Updated performance information is available at no cost by visiting *www.johnsonmutualfunds.com* or by calling 1-800-541-0170.

![[MISSING IMAGE: bc_equityincomefund-bw.jpg]](bc_equityincomefund-bw.jpg)

Best Quarter: 2Q2020, 17.01%<br>Worst Quarter: 1Q2020, -21.02%<br>

#### Average Annual Total Returns as of December 31, 2025
After-tax returns are calculated using the highest historical individual federal marginal income tax rate and do not reflect the impact of state and local taxes. Actual after-tax returns depend on a shareholder's tax situation and may differ from those shown. After-tax returns are not relevant for shareholders who hold fund shares in tax-deferred accounts or to shares held by non-taxable entities. After-tax returns are shown for Class I shares only and will vary from the after-tax returns for the other share classes.

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | **Class <br> Inception <br> Date**  | **One <br> Year**  | **Five <br> Year**  | **Ten <br> Year**  | **Since <br> Inception**  |
| **Class I**  |  |  |  |  |  |
| Before taxes  | 12/31/2005 | 11.77% | 10.01% | 12.71% |  |
| &nbsp;&nbsp;&nbsp; After Taxes on Distributions  |  | 10.71% | 8.42% | 11.04% |  |
| &nbsp;&nbsp;&nbsp; After Taxes on <br> Distributions and <br> Sale of Fund <br> Shares  |  | 7.73% | 7.58% | 9.98% |  |
| **Class S**  |  |  |  |  |  |
| Before Taxes  | 9/15/2023 | 11.59% |  |  | 12.59% |
| S&P 500 Index  |  | 17.88% | 14.42% | 14.82% | 22.30%\* |

---

\*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; For the Class S shares; inception date of 9/15/2023

JOHNSON EQUITY INCOME FUND \| SUMMARY PROSPECTUS \| MAY 1, 2026

------

The fund's broad-based securities market index is the S&P 500 Index, which measures the performance of 500 of the largest companies listed on the US stock exchange. This Index represents the market sector in which the fund invests and is utilized by the Adviser for measuring performance.

The index is unmanaged, market capitalization weighted, includes net reinvested dividends, does not reflect fees or expenses (which would lower return), and is not available for direct investment.

#### PORTFOLIO MANAGEMENT

#### INVESTMENT ADVISER
Johnson Investment Counsel, Inc.

#### PORTFOLIO MANAGERS
The fund is managed by a team of portfolio managers. Charles Rinehart, CFA, became the leader of the management team in 2018, and has been a member of the team since 2010. Bill Jung, CFA, has been a member of the management team since 2005.

#### PURCHASE OR SALE OF FUND SHARES
Minimum Initial Investment

Class I: $1,000,000

Class S: $2,000

Minimum Additional Investment

$100

The Adviser may, at its sole discretion, waiver these minimums for existing clients of the Adviser and other related parties, as well as in certain other circumstances.

Shares may be purchased or redeemed at the fund's net asset value (NAV) next determined after receipt of your order, by check, wire, electronic bank transfer or exchange. You may buy or sell shares on any business day. This includes any day that the fund is open for business, other than weekends, and days on which the New York Stock Exchange (NYSE) is closed, including holidays. Purchases and redemptions can be made through the fund's Transfer Agent, Ultimus Fund Solutions, Regular/Express Mail, P.O. Box 46707, Cincinnati, OH 45246 or Overnight Mail, 225 Pictoria Drive, Suite 450, Cincinnati, OH 45246. You may contact the Transfer Agent at 833-913-5253 or your Johnson Portfolio Manager at 800-541-0170 for information about how to purchase or redeem fund shares by check, wire, electronic bank transfer or exchange.

#### TAX INFORMATION
The dividends and capital gain distributions you receive from the fund are subject to federal income taxes and may also be subject to state and local taxes.

![[MISSING IMAGE: lg_johnsoninstitutional-4c.jpg]](lg_johnsoninstitutional-4c.jpg)

------