# EDGAR Filing Document

**Accession Number:** 0001129987
**File Stem:** 0001104659-26-071231
**Filing Date:** 2026-6
**Character Count:** 9758
**Document Hash:** e55a0ba647bee8632f230b1bba2369be
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-071231.hdr.sgml**: 20260608

**ACCESSION NUMBER**: 0001104659-26-071231

**CONFORMED SUBMISSION TYPE**: 305B2

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260608

**DATE AS OF CHANGE**: 20260608

**EFFECTIVENESS DATE**: 20260608

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FORD CREDIT AUTO RECEIVABLES TWO LLC
- **CENTRAL INDEX KEY:** 0001129987
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 383574956
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 305B2
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-281130
- **FILM NUMBER:** 261071463

**BUSINESS ADDRESS:**
- **STREET 1:** C/O FORD MOTOR CO , WHQ STE 801-C1
- **STREET 2:** ONE AMERICAN ROAD
- **CITY:** DEARBORN
- **STATE:** MI
- **ZIP:** 48126
- **BUSINESS PHONE:** 3135943495

**MAIL ADDRESS:**
- **STREET 1:** C/O FORD MOTOR CO , WHQ STE 801-C1
- **STREET 2:** ONE AMERICAN ROAD
- **CITY:** DEARBORN
- **STATE:** MI
- **ZIP:** 48126

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM T-1**

**STATEMENT OF ELIGIBILITY**

**UNDER THE TRUST INDENTURE ACT OF 1939**

**OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE**

Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) [x]

**THE BANK OF NEW YORK MELLON**

(Exact name of trustee as specified in its charter)

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| | |
|:---|:---|
| &nbsp;&nbsp;**New York** | &nbsp;&nbsp;**13-5160382** |
| &nbsp;&nbsp;(Jurisdiction of incorporation of organization if not a<br> U.S. national bank) | &nbsp;&nbsp;(I.R.S. Employer Identification No.) |

---

**240 Greenwich Street, New York, N.Y. 10286**

(Address of principal executive offices, including zip code)

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| | |
|:---|:---|
| &nbsp;&nbsp; **Ford Credit Auto Owner Trust 2026-B**<br>(Exact name of obligor as specified in its charter) | &nbsp;&nbsp; **Ford Credit Auto Owner Trust 2026-B**<br>(Exact name of obligor as specified in its charter) |
| &nbsp;&nbsp;**Delaware** | &nbsp;&nbsp;**39-7266425** |
| &nbsp;&nbsp;(State or other jurisdiction or incorporation or <br> organization) | &nbsp;&nbsp;(I.R.S. Employer Identification No.) |

---

**One American Road, Dearborn, MI 48126**

(Address of principal executive offices, including zip code)

**Asset Backed Securities**

(Title of the indenture securities)

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| | |
|:---|:---|
| **ITEM 1.** | **GENERAL INFORMATION.** |

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Furnish the following information as to the trustee:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Name and address of each examining or supervising authority to which it is subject.

Superintendent of the Department of Financial Services of the State of New York

One State Street, New York, N.Y. 10004-1417 and Albany, N.Y. 12223

Federal Reserve Bank of New York

33 Liberty Street, New York, N.Y. 10045

Federal Deposit Insurance Corporation

550 17th Street, NW, Washington, D.C. 20429

The Clearing House Association L.L.C

100 Broad Street, New York, N.Y. 10004

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) Whether it is authorized to exercise corporate trust powers.

Yes.

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| | |
|:---|:---|
| **ITEM 2.** | **AFFILIATIONS WITH THE OBLIGOR.** |

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If the obligor is an affiliate of the trustee, describe each such affiliation:

None.

**ITEM 16. LIST OF EXHIBITS.**

**Exhibits identified in parentheses below, on file with the Commission, are incorporated herein by reference as an exhibit hereto, pursuant to Rule 7a-29 under the Trust Indenture Act of 1939 (the "Act") and 17 C.F.R. 229.10(d).**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. A copy of the Organization Certificate of The Bank of New York Mellon (formerly known as The Bank of New York, itself formerly Irving
Trust Company) as now in effect, which contains the authority to commence business and a grant of powers to exercise corporate trust powers.
(Exhibit 1 to Amendment No. 1 to Form T-1 filed with Registration Statement No. 33-6215, Exhibits 1a and 1b to Form T-1
filed with Registration Statement No. 33-21672, Exhibit 1 to Form T-1 filed with Registration Statement No. 33-29637,
Exhibit 1 to Form T-1 filed with Registration Statement No. 333-121195 and Exhibit 1 to Form T-1 filed with Registration
Statement No. 333-152735).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. A copy of the existing By-laws of the Trustee (Exhibit 4 to Form T-1 filed with Registration
Statement No. 333-229494).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. The consent of the Trustee required by Section 321(b) of the Act (Exhibit 6 to Form T-1
filed with Registration Statement No. 333-229519).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. A copy of the latest report of condition of the Trustee published pursuant to law or to the requirements
of its supervising or examining authority.

SIGNATURE

Pursuant to the requirements of the Trust Indenture Act of 1939, as amended, the trustee, The Bank of New York Mellon, a corporation organized and existing under the laws of the State of New York, has duly caused this Statement of Eligibility to be signed on its behalf by the undersigned, thereunto duly authorized, all in The City of New York and State of New York, on the 8th day of June, 2026.

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| | |
|:---|:---|
| **THE BANK OF NEW YORK MELLON** | **THE BANK OF NEW YORK MELLON** |
| By: | /s/ Natalie Santoriello |

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Name: Natalie Santoriello <br> Title: As Agent

**<u>EXHIBIT 7</u>**

Consolidated Report of Condition of

THE BANK OF NEW YORK MELLON

of 240 Greenwich Street, New York, N.Y. 10286<br> And Foreign and Domestic Subsidiaries,

a member of the Federal Reserve System, at the close of business March 31, 2026, published in accordance with a call made by the Federal Reserve Bank of this District pursuant to the provisions of the Federal Reserve Act.

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| | |
|:---|:---|
| **ASSETS** | Dollar amounts in thousands |
| Cash and balances due from depository institutions: |  |
| &nbsp;&nbsp;&nbsp;Noninterest-bearing balances and currency and coin | 5151000 |
| &nbsp;&nbsp;&nbsp;Interest-bearing balances | 179331000 |
| Securities: |  |
| &nbsp;&nbsp;&nbsp;Held-to-maturity securities | 48830000 |
| &nbsp;&nbsp;&nbsp;Available-for-sale debt securities | 106552000 |
| &nbsp;&nbsp;&nbsp;Equity securities with readily determinable fair values not held for trading | 0 |
| Federal funds sold and securities purchased under agreements to resell: |  |
| &nbsp;&nbsp;&nbsp;Federal funds sold in domestic offices | 0 |
| &nbsp;&nbsp;&nbsp;Securities purchased under agreements to resell | 24813000 |
| Loans and lease financing receivables: |  |
| &nbsp;&nbsp;&nbsp;Loans and leases held for sale | 0 |
| &nbsp;&nbsp;&nbsp;Loans and leases held for investment | 60448000 |
| &nbsp;&nbsp;&nbsp;LESS: Allowance for credit losses on loans and leases | 211000 |
| &nbsp;&nbsp;&nbsp;Loans and leases held for investment, net of allowance | 60237000 |
| Trading assets | 8224000 |
| Premises and fixed assets (including right-of-use assets) | 3478000 |
| Other real estate owned | 0 |
| Investments in unconsolidated subsidiaries and associated companies | 2481000 |
| Direct and indirect investments in real estate ventures | 0 |
| Intangible assets | 7343000 |
| Other assets | &nbsp;&nbsp;20909000 |
| Total assets | &nbsp;&nbsp;467349000 |

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| | |
|:---|:---|
| **LIABILITIES** |  |
| Deposits: |  |
| &nbsp;&nbsp;&nbsp;In domestic offices | &nbsp;&nbsp;302628000 |
| &nbsp;&nbsp;&nbsp;Noninterest-bearing | &nbsp;&nbsp;124486000 |
| &nbsp;&nbsp;&nbsp;Interest-bearing | &nbsp;&nbsp;178142000 |
| &nbsp;&nbsp;&nbsp;In foreign offices, Edge and Agreement subsidiaries, and IBFs | &nbsp;&nbsp;117096000 |
| &nbsp;&nbsp;&nbsp;Noninterest-bearing | &nbsp;&nbsp;10404000 |
| &nbsp;&nbsp;&nbsp;Interest-bearing | &nbsp;&nbsp;106692000 |
| Federal funds purchased and securities sold under agreements to repurchase: |  |
| &nbsp;&nbsp;&nbsp;Federal funds purchased in domestic offices. | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;&nbsp;Securities sold under agreements to repurchase | &nbsp;&nbsp;2787000 |
| Trading liabilities | &nbsp;&nbsp;2480000 |
| Other borrowed money:<br> (includes mortgage indebtedness) | &nbsp;&nbsp;3682000 |
| Not applicable |  |
| Not applicable |  |
| Subordinated notes and debentures | &nbsp;&nbsp;0 |
| Other liabilities |  |
|  | &nbsp;&nbsp;9576000 |
| Total liabilities | &nbsp;&nbsp;438249000 |
| **EQUITY CAPITAL** |  |
| Perpetual preferred stock and related surplus | &nbsp;&nbsp;0 |
| Common stock | &nbsp;&nbsp;1135000 |
| Surplus (exclude all surplus related to preferred stock) | &nbsp;&nbsp;13112000 |
| Retained earnings | &nbsp;&nbsp;16871000 |
| Accumulated other comprehensive income | &nbsp;&nbsp;-2018000 |
| Other equity capital components | &nbsp;&nbsp;0 |
| Total bank equity capital | &nbsp;&nbsp;29100000 |
| Noncontrolling (minority) interests in consolidated subsidiaries | &nbsp;&nbsp;0 |
| Total equity capital | &nbsp;&nbsp;29100000 |
| Total liabilities and equity capital | &nbsp;&nbsp;467349000 |

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I, Dermot McDonogh, Chief Financial Officer of the above-named bank do hereby declare that this Report of Condition is true and correct to the best of my knowledge and belief.

Dermot McDonogh<br> Chief Financial Officer

We, the undersigned directors, attest to the correctness of this statement of resources and liabilities. We declare that it has been examined by us, and to the best of our knowledge and belief has been prepared in conformance with the instructions and is true and correct.

Robin A. Vince<br> Jeffrey A. Goldstein<br> Joseph J. Echevarria   Directors