# EDGAR Filing Document

**Accession Number:** 0000356514
**File Stem:** 0001193125-23-007588
**Filing Date:** 2023-1
**Character Count:** 4907
**Document Hash:** 16150ce182cf059f0b51a4c36baf3d49
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-23-007588.hdr.sgml**: 20230113

**ACCESSION NUMBER**: 0001193125-23-007588

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20230113

**DATE AS OF CHANGE**: 20230113

**EFFECTIVENESS DATE**: 20230113

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NATIONWIDE VARIABLE ACCOUNT II
- **CENTRAL INDEX KEY:** 0000356514
- **IRS NUMBER:** 314156830
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-258296
- **FILM NUMBER:** 23527130

**BUSINESS ADDRESS:**
- **STREET 1:** NATIONWIDE LIFE INSURANCE CO
- **STREET 2:** ONE NATIONWIDE PLZ
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43216
- **BUSINESS PHONE:** 614-249-7111

**MAIL ADDRESS:**
- **STREET 1:** NATIONWIDE LIFE INSURANCE CO
- **STREET 2:** ONE NATIONWIDE PLAZA
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43216-6609

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NATIONWIDE SPECTRUM VARIABLE ACCOUNT
- **DATE OF NAME CHANGE:** 19870428

## Series and Classes Contracts Data

### NATIONWIDE VARIABLE ACCOUNT-II (Series ID: S000009005)

---

|  |  |
|:---|:---|
| Class Name          | Class ID   |
| Nationwide O Series | C000231088 |

---

## Series and Classes Contracts Data

### NATIONWIDE VARIABLE ACCOUNT-II (Series ID: S000009005)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000231088 | Nationwide O Series |  |

**Nationwide Life Insurance Company**

**Nationwide Variable Account-II**

**Supplement dated January 13, 2023** <br>**to the following prospectus(es):**

Nationwide<sup>®</sup> O Series prospectus dated May 1, 2022

**This supplement updates certain information contained in your prospectus. Please read and retain this** <br> **supplement for future reference.**<br>

This Rate Sheet Supplement should be read and retained with the prospectus for Nationwide<sup>®</sup> O Series. This Rate Sheet Supplement replaces and supersedes any previous Rate Sheet Supplement and must be used in conjunction with the prospectus. If you need another copy of the prospectus please contact Nationwide's Service Center at 1-800-848-6331.

Nationwide is issuing this Rate Sheet Supplement to provide the current:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Roll-up Interest Rates, Roll-up Crediting Periods, and Lifetime Withdrawal Percentages for the Nationwide Lifetime Income Rider Plus Core and Joint Option for the Nationwide Lifetime Income Rider Plus Core

**The Roll-up Interest Rates, Roll-up Crediting Periods, Lifetime Withdrawal Percentages, and the Interest Anniversary Rate provided below apply to applications signed on or after January 30, 2023.** 

It is important that you have the most current Rate Sheet Supplement as of the date you sign the application. **This Rate Sheet Supplement has no specified end date and can be superseded at any time. If Nationwide supersedes this Rate Sheet Supplement with a new Rate Sheet Supplement, the new Rate Sheet Supplement will be filed a minimum of 10 business days prior to its effective date.**

If your application was signed prior to the date shown above, please refer to your contract for the Roll-up Interest Rate, Roll-up Crediting Period, Lifetime Withdrawal Percentages, and/or the Interest Anniversary Rate that are applicable to your contract, or contact Nationwide's Service Center.

All Rate Sheet Supplements are available by contacting the Service Center, and also are available on the EDGAR system at www.sec.gov (file number: 333-258296).

**Nationwide Lifetime Income Rider Plus Core and Joint Option for the Nationwide Lifetime Income Rider Plus Core** 

---

| | |
|:---|:---|
| **Roll-up Interest Rate** | **Roll-up Crediting Period** |
| 7% | 10 Years |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

---

| | | |
|:---|:---|:---|
| **Contract Owner's Age**<br> **(at the time of the first** <br> **Lifetime Withdrawal)**<br>| &nbsp;&nbsp; **Nationwide Lifetime Income Rider Plus Core's**<br> **Lifetime Withdrawal Percentages\***<br>| &nbsp;&nbsp; **Joint Option for the**<br> **Nationwide Lifetime Income Rider Plus Core's**<br> **Lifetime Withdrawal Percentages\***<br>|
| 45 through 59 | 4.45% | 3.95% |
| 60 through 64 | 4.80% | 4.50% |
| 65 through 69 | 5.70% | 5.40% |
| 70 through 74 | 6.05% | 5.75% |
| 75 through 80 | 6.40% | 6.10% |
| 81 and older | 6.75% | 6.45% |

---

\*

The Lifetime Withdrawal Percentage is determined based on the age of the Contract Owner at the time of the first Lifetime Withdrawal, or if the Joint Option is elected, the age of the younger spouse at the time of the first Lifetime Withdrawal. A Contract Owner will receive the greatest Lifetime Withdrawal Percentage only if he or she does not take a Lifetime Withdrawal prior to age 81.

PRO-0293-R6-0123

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