# EDGAR Filing Document

**Accession Number:** 0002133429
**File Stem:** 0002133429-26-000001
**Filing Date:** 2026-5
**Character Count:** 10655
**Document Hash:** 7c914d1d4f45f3b4094485d7d09d5776
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002133429-26-000001.hdr.sgml**: 20260507

**ACCESSION NUMBER**: 0002133429-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260507

**DATE AS OF CHANGE**: 20260507

**EFFECTIVENESS DATE**: 20260507

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TrustWell Financial Advisors, LLC
- **CENTRAL INDEX KEY:** 0002133429

**ORGANIZATION NAME:**
- **EIN:** 261769963
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26867
- **FILM NUMBER:** 26952147

**BUSINESS ADDRESS:**
- **STREET 1:** 8825 PERIMETER PARK BLVD.
- **STREET 2:** SUITE 304
- **CITY:** JACKSONVILLE
- **STATE:** FL
- **ZIP:** 32216
- **BUSINESS PHONE:** 904-996-7800

**MAIL ADDRESS:**
- **STREET 1:** 8825 PERIMETER PARK BLVD.
- **STREET 2:** SUITE 304
- **CITY:** JACKSONVILLE
- **STATE:** FL
- **ZIP:** 32216

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** TrustWell Financial Advisors LLC<br>**Address:** 8825 Perimeter Park Blvd.<br>Suite 304<br>Jacksonville, FL 32216

**Form 13F File Number:** 028-26867

**CRD Number (if applicable):** 000108426

**SEC File Number (if applicable):** 801-120250

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** D. Gary Williams<br>**Title:** CCO<br>**Phone:** 904-996-7800

**Signature, Place, and Date of Signing:**

/s/ D. Gary Williams  Jacksonville, FL  05-07-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 66

**Form 13F Information Table Value Total:** $103431047

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AGNICO EAGLE MINES LTD | COM | 008474108 |  | 239546 | 1413 | SH |  | SOLE |  | 0 | 0 | 1413 |
| AMERICAN CENTY ETF TR | AVANTIS U S QUAL | 02507A507 |  | 8390989 | 139456 | SH |  | SOLE |  | 0 | 0 | 139456 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 4369496 | 46499 | SH |  | SOLE |  | 0 | 0 | 46499 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 8664714 | 114355 | SH |  | SOLE |  | 0 | 0 | 114355 |
| APPLE INC | COM | 037833100 |  | 289660 | 1065 | SH |  | SOLE |  | 0 | 0 | 1065 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754800 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 609714 | 1213 | SH |  | SOLE |  | 0 | 0 | 1213 |
| CATERPILLAR INC | COM | 149123101 |  | 676559 | 1181 | SH |  | SOLE |  | 0 | 0 | 1181 |
| CROSSMARK ETF TRUST | LARGE CAP GROW | 22767F103 |  | 466087 | 17263 | SH |  | SOLE |  | 0 | 0 | 17263 |
| CROSSMARK ETF TRUST | LARGE CAP VAL | 22767F202 |  | 473715 | 17800 | SH |  | SOLE |  | 0 | 0 | 17800 |
| CSX CORP | COM | 126408103 |  | 516178 | 14239 | SH |  | SOLE |  | 0 | 0 | 14239 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 294514 | 8609 | SH |  | SOLE |  | 0 | 0 | 8609 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 298194 | 6400 | SH |  | SOLE |  | 0 | 0 | 6400 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 4054972 | 58203 | SH |  | SOLE |  | 0 | 0 | 58203 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 6045481 | 184708 | SH |  | SOLE |  | 0 | 0 | 184708 |
| ELI LILLY  CO | COM | 532457108 |  | 202040 | 188 | SH |  | SOLE |  | 0 | 0 | 188 |
| ETF SER SOLUTIONS | VIDENT INTERNATI | 26922A404 |  | 432263 | 12823 | SH |  | SOLE |  | 0 | 0 | 12823 |
| ETF SER SOLUTIONS | VIDENT US EQUITY | 26922A503 |  | 308970 | 4679 | SH |  | SOLE |  | 0 | 0 | 4679 |
| ETFS GOLD TR | PHYSCL GOLD SHS | 00326A104 |  | 412813 | 10049 | SH |  | SOLE |  | 0 | 0 | 10049 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 31609A305 |  | 864566 | 20733 | SH |  | SOLE |  | 0 | 0 | 20733 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 11644294 | 252917 | SH |  | SOLE |  | 0 | 0 | 252917 |
| FIRST TR EXCHANGE-TRADED FD | NAT GAS ETF | 33733E807 |  | 2048469 | 87504 | SH |  | SOLE |  | 0 | 0 | 87504 |
| GLOBAL X FDS | S 500 CATHOLIC | 37954Y889 |  | 426099 | 5182 | SH |  | SOLE |  | 0 | 0 | 5182 |
| HARRIS OAKMARK ETF TRUST | OAKMARK U S LRG | 41456U106 |  | 482517 | 17014 | SH |  | SOLE |  | 0 | 0 | 17014 |
| HOME DEPOT INC | COM | 437076102 |  | 500008 | 1453 | SH |  | SOLE |  | 0 | 0 | 1453 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1009461 | 12189 | SH |  | SOLE |  | 0 | 0 | 12189 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 648288 | 4360 | SH |  | SOLE |  | 0 | 0 | 4360 |
| ISHARES TR | CORE S ETF | 464287200 |  | 416444 | 608 | SH |  | SOLE |  | 0 | 0 | 608 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1399171 | 14009 | SH |  | SOLE |  | 0 | 0 | 14009 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 264875 | 1249 | SH |  | SOLE |  | 0 | 0 | 1249 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 599790 | 5457 | SH |  | SOLE |  | 0 | 0 | 5457 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 453846 | 19711 | SH |  | SOLE |  | 0 | 0 | 19711 |
| MICROSOFT CORP | COM | 594918104 |  | 528600 | 1093 | SH |  | SOLE |  | 0 | 0 | 1093 |
| NORTHERN LTS FD TR IV | INSPIRE CORP BD | 66538H633 |  | 901222 | 37241 | SH |  | SOLE |  | 0 | 0 | 37241 |
| PRAXIS FDS | IMPACT LARGE CAP | 74006E736 |  | 465675 | 12751 | SH |  | SOLE |  | 0 | 0 | 12751 |
| PRAXIS FDS | IMPACT LARGE CAP | 74006E744 |  | 468444 | 15449 | SH |  | SOLE |  | 0 | 0 | 15449 |
| REGENCY CTRS CORP | COM | 758849103 |  | 3729001 | 54020 | SH |  | SOLE |  | 0 | 0 | 54020 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 214018 | 8903 | SH |  | SOLE |  | 0 | 0 | 8903 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 3058342 | 125496 | SH |  | SOLE |  | 0 | 0 | 125496 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 463614 | 19838 | SH |  | SOLE |  | 0 | 0 | 19838 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 589197 | 22463 | SH |  | SOLE |  | 0 | 0 | 22463 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 270974 | 8307 | SH |  | SOLE |  | 0 | 0 | 8307 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 301992 | 10199 | SH |  | SOLE |  | 0 | 0 | 10199 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 530261 | 11860 | SH |  | SOLE |  | 0 | 0 | 11860 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 677294 | 1709 | SH |  | SOLE |  | 0 | 0 | 1709 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 241400 | 354 | SH |  | SOLE |  | 0 | 0 | 354 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R556 |  | 531933 | 4213 | SH |  | SOLE |  | 0 | 0 | 4213 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD AN | 85208R101 |  | 10462918 | 228448 | SH |  | SOLE |  | 0 | 0 | 228448 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD TR | 85207H104 |  | 11648267 | 352764 | SH |  | SOLE |  | 0 | 0 | 352764 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL SILVER | 85207K107 |  | 2140467 | 90506 | SH |  | SOLE |  | 0 | 0 | 90506 |
| TREACE MED CONCEPTS INC | COM | 89455T109 |  | 28726 | 11725 | SH |  | SOLE |  | 0 | 0 | 11725 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 410924 | 4791 | SH |  | SOLE |  | 0 | 0 | 4791 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 858393 | 10892 | SH |  | SOLE |  | 0 | 0 | 10892 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 265615 | 3586 | SH |  | SOLE |  | 0 | 0 | 3586 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 323131 | 6687 | SH |  | SOLE |  | 0 | 0 | 6687 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 208245 | 2353 | SH |  | SOLE |  | 0 | 0 | 2353 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 469469 | 1820 | SH |  | SOLE |  | 0 | 0 | 1820 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 641224 | 1913 | SH |  | SOLE |  | 0 | 0 | 1913 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 752762 | 3941 | SH |  | SOLE |  | 0 | 0 | 3941 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 694333 | 9439 | SH |  | SOLE |  | 0 | 0 | 9439 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1390646 | 9859 | SH |  | SOLE |  | 0 | 0 | 9859 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 392809 | 7942 | SH |  | SOLE |  | 0 | 0 | 7942 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 380329 | 6476 | SH |  | SOLE |  | 0 | 0 | 6476 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 424021 | 5318 | SH |  | SOLE |  | 0 | 0 | 5318 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 314434 | 4168 | SH |  | SOLE |  | 0 | 0 | 4168 |
| WALMART INC | COM | 931142103 |  | 393834 | 3535 | SH |  | SOLE |  | 0 | 0 | 3535 |

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