# EDGAR Filing Document

**Accession Number:** 0001175954
**File Stem:** 0001175954-26-000002
**Filing Date:** 2026-1
**Character Count:** 24131
**Document Hash:** d3af3d112b39deeeab91a33a1a611e47
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001175954-26-000002.hdr.sgml**: 20260109

**ACCESSION NUMBER**: 0001175954-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260109

**DATE AS OF CHANGE**: 20260109

**EFFECTIVENESS DATE**: 20260109

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CENTRAL BANK & TRUST CO
- **CENTRAL INDEX KEY:** 0001175954

**ORGANIZATION NAME:**
- **EIN:** 610153605
- **STATE OF INCORPORATION:** KY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-10223
- **FILM NUMBER:** 26522498

**BUSINESS ADDRESS:**
- **STREET 1:** P O BOX 1360
- **STREET 2:** TRUST DEPARTMENT
- **CITY:** LEXINGTON
- **STATE:** KY
- **ZIP:** 40588-1360
- **BUSINESS PHONE:** 859-253-6185

**MAIL ADDRESS:**
- **STREET 1:** POST OFFICE BOX 1360
- **STREET 2:** TRUST DEPARTMENT
- **CITY:** LEXINGTON
- **STATE:** KY
- **ZIP:** 40588-1360

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CENTRAL BANK  TRUST CO<br>**Address:** POST OFFICE BOX 1360<br>TRUST DEPARTMENT<br>LEXINGTON, KY 40588-1360

**Form 13F File Number:** 028-10223

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kimberlyann Smith<br>**Title:** Trust Operations Manager<br>**Phone:** 859-253-6109

**Signature, Place, and Date of Signing:**

Kimberlyann Smith  Lexington, KY  01-09-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 209

**Form 13F Information Table Value Total:** $646739297

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | Equities | 88579Y101 |  | 257441 | 1608 | SH |  | SOLE |  | 1608 | 0 | 0 |
| ABBOTT LABS | Equities | 002824100 |  | 1415401 | 11297 | SH |  | SOLE |  | 11297 | 0 | 0 |
| ABBVIE INC | Equities | 00287Y109 |  | 448297 | 1962 | SH |  | SOLE |  | 1962 | 0 | 0 |
| ACCENTURE PLC | Equities | G1151C101 |  | 280374 | 1045 | SH |  | SOLE |  | 1045 | 0 | 0 |
| ADOBE SYS INC | Equities | 00724F101 |  | 74198 | 212 | SH |  | DFND |  | 212 | 0 | 0 |
| ADOBE SYS INC | Equities | 00724F101 |  | 6141275 | 17547 | SH |  | SOLE |  | 17547 | 0 | 0 |
| ADV MICRO DEVICES | Equities | 007903107 |  | 309033 | 1443 | SH |  | SOLE |  | 1443 | 0 | 0 |
| AECOM TECHNOLOGY | Equities | 00766T100 |  | 5664699 | 59422 | SH |  | SOLE |  | 59422 | 0 | 0 |
| ALLSTATE CORP | Equities | 020002101 |  | 678361 | 3259 | SH |  | SOLE |  | 3259 | 0 | 0 |
| ALPHABE CL C | Equities | 02079K107 |  | 1641802 | 5232 | SH |  | SOLE |  | 5232 | 0 | 0 |
| ALPHABET CL A | Equities | 02079K305 |  | 275440 | 880 | SH |  | DFND |  | 880 | 0 | 0 |
| ALPHABET CL A | Equities | 02079K305 |  | 28465785 | 90945 | SH |  | SOLE |  | 90945 | 0 | 0 |
| AMAZON COM INC | Equities | 023135106 |  | 16535945 | 71640 | SH |  | SOLE |  | 71640 | 0 | 0 |
| AMER EUROPACIFIC GRW | Mutual Funds | 298706110 |  | 325920 | 5373 | SH |  | SOLE |  | 5373 | 0 | 0 |
| AMEREN CORP | Equities | 023608102 |  | 1034150 | 10356 | SH |  | SOLE |  | 10356 | 0 | 0 |
| AMERICAN ELEC POWER | Equities | 025537101 |  | 334399 | 2900 | SH |  | SOLE |  | 2900 | 0 | 0 |
| AMERICAN EXPRESS CO | Equities | 025816109 |  | 969269 | 2620 | SH |  | SOLE |  | 2620 | 0 | 0 |
| AMGEN INC | Equities | 031162100 |  | 7978181 | 24375 | SH |  | SOLE |  | 24375 | 0 | 0 |
| APOLLO GLOBAL MGMT | Equities | 03769M106 |  | 1269835 | 8772 | SH |  | SOLE |  | 8772 | 0 | 0 |
| APPLE INC | Equities | 037833100 |  | 293609 | 1080 | SH |  | DFND |  | 1080 | 0 | 0 |
| APPLE INC | Equities | 037833100 |  | 24220823 | 89093 | SH |  | SOLE |  | 89093 | 0 | 0 |
| APPLIED MATERIALS | Equities | 038222105 |  | 1292146 | 5028 | SH |  | SOLE |  | 5028 | 0 | 0 |
| AT INC | Equities | 00206R102 |  | 149785 | 6030 | SH |  | DFND |  | 6030 | 0 | 0 |
| AT INC | Equities | 00206R102 |  | 226466 | 9117 | SH |  | SOLE |  | 9117 | 0 | 0 |
| AUTOZONE INC | Equities | 053332102 |  | 803786 | 237 | SH |  | SOLE |  | 237 | 0 | 0 |
| BANKAMERICA CORP NEW | Equities | 060505104 |  | 333355 | 6061 | SH |  | SOLE |  | 6061 | 0 | 0 |
| BERKSHIRE HATHAWAY | Equities | 084670702 |  | 850986 | 1693 | SH |  | SOLE |  | 1693 | 0 | 0 |
| BLACKROCK INC | Equities | 09290D101 |  | 848780 | 793 | SH |  | SOLE |  | 793 | 0 | 0 |
| BLACKSTONE INC | Equities | 09260D107 |  | 401535 | 2605 | SH |  | SOLE |  | 2605 | 0 | 0 |
| BOSTON SCIENTIFIC | Equities | 101137107 |  | 1047610 | 10987 | SH |  | SOLE |  | 10987 | 0 | 0 |
| BROADCOM INC | Equities | 11135F101 |  | 4975880 | 14377 | SH |  | SOLE |  | 14377 | 0 | 0 |
| CATERPILLAR INC | Equities | 149123101 |  | 11506094 | 20085 | SH |  | SOLE |  | 20085 | 0 | 0 |
| CBOE GLOBAL MARKETS | Equities | 12503M108 |  | 437744 | 1744 | SH |  | SOLE |  | 1744 | 0 | 0 |
| CHARLES SCHWAB CORP | Equities | 808513105 |  | 3659404 | 36627 | SH |  | SOLE |  | 36627 | 0 | 0 |
| CHEVRON CORP | Equities | 166764100 |  | 837036 | 5492 | SH |  | SOLE |  | 5492 | 0 | 0 |
| CHUBB LTD | Equities | H1467J104 |  | 3852185 | 12342 | SH |  | SOLE |  | 12342 | 0 | 0 |
| CINCINNATI FINANCIAL | Equities | 172062101 |  | 207090 | 1268 | SH |  | SOLE |  | 1268 | 0 | 0 |
| CINTAS CORP | Equities | 172908105 |  | 220982 | 1175 | SH |  | SOLE |  | 1175 | 0 | 0 |
| CISCO SYSTEMS INC | Equities | 17275R102 |  | 2104460 | 27320 | SH |  | SOLE |  | 27320 | 0 | 0 |
| COCA COLA CO | Equities | 191216100 |  | 27964 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| COCA COLA CO | Equities | 191216100 |  | 1191476 | 17043 | SH |  | SOLE |  | 17043 | 0 | 0 |
| COLGATE PALMOLIVE CO | Equities | 194162103 |  | 228052 | 2886 | SH |  | SOLE |  | 2886 | 0 | 0 |
| COMCAST CORP NEW A | Equities | 20030N101 |  | 1123744 | 37596 | SH |  | SOLE |  | 37596 | 0 | 0 |
| COMMUNITY TRUST BANK | Equities | 204149108 |  | 383014 | 6779 | SH |  | SOLE |  | 6779 | 0 | 0 |
| CORNING INCORPORATED | Equities | 219350105 |  | 1259726 | 14387 | SH |  | SOLE |  | 14387 | 0 | 0 |
| COSTCO WHOLESALE | Equities | 22160K105 |  | 11549320 | 13393 | SH |  | SOLE |  | 13393 | 0 | 0 |
| D R HORTON INC | Equities | 23331A109 |  | 3331126 | 23128 | SH |  | SOLE |  | 23128 | 0 | 0 |
| DANAHER CORPORATION | Equities | 235851102 |  | 213353 | 932 | SH |  | SOLE |  | 932 | 0 | 0 |
| DEERE  CO | Equities | 244199105 |  | 2619297 | 5626 | SH |  | SOLE |  | 5626 | 0 | 0 |
| DICKS SPORTING GOODS | Equities | 253393102 |  | 5001316 | 25263 | SH |  | SOLE |  | 25263 | 0 | 0 |
| DISNEY(WALT) COMPANY | Equities | 254687106 |  | 34131 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| DISNEY(WALT) COMPANY | Equities | 254687106 |  | 1751717 | 15397 | SH |  | SOLE |  | 15397 | 0 | 0 |
| DUKE ENERGY CORP NEW | Equities | 26441C204 |  | 234303 | 1999 | SH |  | DFND |  | 1999 | 0 | 0 |
| DUKE ENERGY CORP NEW | Equities | 26441C204 |  | 29771 | 254 | SH |  | SOLE |  | 254 | 0 | 0 |
| DUPONT DE NEMOURS | Equities | 26614N102 |  | 30391 | 756 | SH |  | DFND |  | 756 | 0 | 0 |
| DUPONT DE NEMOURS | Equities | 26614N102 |  | 579523 | 14416 | SH |  | SOLE |  | 14416 | 0 | 0 |
| DUPREE NORTH CAROLINA TAX FREE | Mutual Funds | 266155704 |  | 200818 | 18681 | SH |  | SOLE |  | 18681 | 0 | 0 |
| EATON CORP PLC | Equities | G29183103 |  | 277741 | 872 | SH |  | SOLE |  | 872 | 0 | 0 |
| ELI LILLY  CO | Equities | 532457108 |  | 2276172 | 2118 | SH |  | SOLE |  | 2118 | 0 | 0 |
| EOG RES INC | Equities | 26875P101 |  | 691596 | 6586 | SH |  | SOLE |  | 6586 | 0 | 0 |
| EQT CORP | Equities | 26884L109 |  | 1483380 | 27675 | SH |  | SOLE |  | 27675 | 0 | 0 |
| ETF I -SHARES TRUST | Equities | 464287465 |  | 9316350 | 97015 | SH |  | SOLE |  | 96490 | 525 | 0 |
| ETF ISHARES INC MSCI | Equities | 46434G764 |  | 11012256 | 151517 | SH |  | SOLE |  | 151517 | 0 | 0 |
| EXPEDIA GROUP INC | Equities | 30212P303 |  | 2051448 | 7241 | SH |  | SOLE |  | 7241 | 0 | 0 |
| EXXON MOBIL CORP | Equities | 30231G102 |  | 92902 | 772 | SH |  | DFND |  | 772 | 0 | 0 |
| EXXON MOBIL CORP | Equities | 30231G102 |  | 857784 | 7128 | SH |  | SOLE |  | 7128 | 0 | 0 |
| FED INTER MUNI TR | Mutual Funds | 458810108 |  | 185627 | 18922 | SH |  | SOLE |  | 18922 | 0 | 0 |
| FED ULTRASHORT BD CL | Mutual Funds | 31428Q747 |  | 1378055 | 147859 | SH |  | SOLE |  | 147859 | 0 | 0 |
| FID 500 INDEX FD | Mutual Funds | 315911750 |  | 853369 | 3590 | SH |  | SOLE |  | 3590 | 0 | 0 |
| FID CONTRAFUND | Mutual Funds | 316071109 |  | 1043835 | 42956 | SH |  | SOLE |  | 42956 | 0 | 0 |
| FIFTH THIRD BANCORP | Equities | 316773100 |  | 322895 | 6898 | SH |  | SOLE |  | 6898 | 0 | 0 |
| FISERV INC USD 0.01 | Equities | 337738108 |  | 280099 | 4170 | SH |  | SOLE |  | 4170 | 0 | 0 |
| FRANKLIN DYNAMIC ETF | Equities | 35473P868 |  | 17543994 | 705428 | SH |  | SOLE |  | 705428 | 0 | 0 |
| GE AEROSPACE | Equities | 369604301 |  | 319735 | 1038 | SH |  | DFND |  | 1038 | 0 | 0 |
| GE AEROSPACE | Equities | 369604301 |  | 821208 | 2666 | SH |  | SOLE |  | 2666 | 0 | 0 |
| GE VERNOVA INC | Equities | 36828A101 |  | 271885 | 416 | SH |  | SOLE |  | 416 | 0 | 0 |
| GILEAD SCIENCES INC | Equities | 375558103 |  | 762952 | 6216 | SH |  | SOLE |  | 6216 | 0 | 0 |
| HERSHEY COMPANY | Equities | 427866108 |  | 2528976 | 13897 | SH |  | SOLE |  | 13897 | 0 | 0 |
| HOME DEPOT INC | Equities | 437076102 |  | 154845 | 450 | SH |  | DFND |  | 450 | 0 | 0 |
| HOME DEPOT INC | Equities | 437076102 |  | 2079396 | 6043 | SH |  | SOLE |  | 6043 | 0 | 0 |
| HONEYWELL INTL INC | Equities | 438516106 |  | 1389626 | 7123 | SH |  | SOLE |  | 7123 | 0 | 0 |
| HUMANA INC | Equities | 444859102 |  | 713834 | 2787 | SH |  | SOLE |  | 2787 | 0 | 0 |
| I SHS RUSSELL2000 | Equities | 464287655 |  | 14732676 | 59850 | SH |  | SOLE |  | 59739 | 111 | 0 |
| ILLINOIS TOOL WORKS | Equities | 452308109 |  | 329057 | 1336 | SH |  | SOLE |  | 1336 | 0 | 0 |
| INTERCONTINENTAL EXC | Equities | 45866F104 |  | 593907 | 3667 | SH |  | SOLE |  | 3667 | 0 | 0 |
| INTL BUSINESS MACHS | Equities | 459200101 |  | 795620 | 2686 | SH |  | SOLE |  | 2686 | 0 | 0 |
| INTUIT INC | Equities | 461202103 |  | 6330086 | 9556 | SH |  | SOLE |  | 9556 | 0 | 0 |
| INTUITIVE SURGICAL | Equities | 46120E602 |  | 8587150 | 15162 | SH |  | SOLE |  | 15162 | 0 | 0 |
| IQ HEDGE MULTI STRAT | Equities | 45409B107 |  | 666179 | 19880 | SH |  | SOLE |  | 19880 | 0 | 0 |
| ISHARES EMERGING MKT | Equities | 464287234 |  | 3143691 | 57461 | SH |  | SOLE |  | 56848 | 613 | 0 |
| ISHARES EMRG MKT | Equities | 464288281 |  | 2565477 | 26646 | SH |  | SOLE |  | 26646 | 0 | 0 |
| ISHARES RUSSELL MID | Equities | 464287499 |  | 748307 | 7773 | SH |  | SOLE |  | 7773 | 0 | 0 |
| ISHARES S SMALLCAP | Equities | 464287804 |  | 1003864 | 8353 | SH |  | DFND |  | 8353 | 0 | 0 |
| ISHARES S SMALLCAP | Equities | 464287804 |  | 2686023 | 22350 | SH |  | SOLE |  | 22350 | 0 | 0 |
| ISHARES SMALL CAP | Equities | 464287887 |  | 336243 | 2382 | SH |  | SOLE |  | 2382 | 0 | 0 |
| ISHARES TR MBS ETF | Equities | 464288588 |  | 413160 | 4339 | SH |  | SOLE |  | 4339 | 0 | 0 |
| ISHARES TR S MIDCP | Equities | 464287507 |  | 715044 | 10834 | SH |  | DFND |  | 10834 | 0 | 0 |
| ISHARES TR S MIDCP | Equities | 464287507 |  | 3583932 | 54302 | SH |  | SOLE |  | 54302 | 0 | 0 |
| ISHRS CMBS | Equities | 46429B366 |  | 9198574 | 187420 | SH |  | SOLE |  | 187420 | 0 | 0 |
| ISHS 500 INDEX FD US | Equities | 464287200 |  | 3139080 | 4583 | SH |  | SOLE |  | 4583 | 0 | 0 |
| ISHS BCLYS SH TR BD | Equities | 464288679 |  | 1680008 | 15252 | SH |  | SOLE |  | 15252 | 0 | 0 |
| ISHS CORE MSCI EAFE | Equities | 46432F842 |  | 297365 | 3324 | SH |  | SOLE |  | 3324 | 0 | 0 |
| ISHS CORE US AGGR BD | Equities | 464287226 |  | 12856154 | 128716 | SH |  | SOLE |  | 128716 | 0 | 0 |
| ISHS GOLD TR NPV NEW | Equities | 464285204 |  | 150530 | 1855 | SH |  | DFND |  | 1855 | 0 | 0 |
| ISHS GOLD TR NPV NEW | Equities | 464285204 |  | 1120592 | 13806 | SH |  | SOLE |  | 13806 | 0 | 0 |
| ISHS HIGH YIELD ETF | Equities | 464288513 |  | 4889161 | 60637 | SH |  | SOLE |  | 60637 | 0 | 0 |
| J P MORGAN CHASE | Equities | 46625H100 |  | 322220 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| J P MORGAN CHASE | Equities | 46625H100 |  | 4876477 | 15134 | SH |  | SOLE |  | 15134 | 0 | 0 |
| JACOBS SOLUTIONS INC | Equities | 46982L108 |  | 222400 | 1679 | SH |  | SOLE |  | 1679 | 0 | 0 |
| JOHNSON  JOHNSON | Equities | 478160104 |  | 392170 | 1895 | SH |  | DFND |  | 1895 | 0 | 0 |
| JOHNSON  JOHNSON | Equities | 478160104 |  | 710666 | 3434 | SH |  | SOLE |  | 3434 | 0 | 0 |
| KIMBERLY-CLARK CORP | Equities | 494368103 |  | 15840 | 157 | SH |  | DFND |  | 157 | 0 | 0 |
| KIMBERLY-CLARK CORP | Equities | 494368103 |  | 1503362 | 14901 | SH |  | SOLE |  | 14901 | 0 | 0 |
| KINDER MORGAN INC DE | Equities | 49456B101 |  | 1450043 | 52748 | SH |  | SOLE |  | 52748 | 0 | 0 |
| KLA-TENCOR | Equities | 482480100 |  | 116648 | 96 | SH |  | DFND |  | 96 | 0 | 0 |
| KLA-TENCOR | Equities | 482480100 |  | 3154348 | 2596 | SH |  | SOLE |  | 2596 | 0 | 0 |
| KY T/F INCOME SERIES | Mutual Funds | 266155100 |  | 7986144 | 1106115 | SH |  | SOLE |  | 1106115 | 0 | 0 |
| LAM RESEARCH CORP | Equities | 512807306 |  | 13599737 | 79447 | SH |  | SOLE |  | 79447 | 0 | 0 |
| LOCKHEED MARTIN CORP | Equities | 539830109 |  | 1394421 | 2883 | SH |  | SOLE |  | 2883 | 0 | 0 |
| LOWES COMPANIES INC | Equities | 548661107 |  | 645103 | 2675 | SH |  | SOLE |  | 2675 | 0 | 0 |
| MARATHON PETE CORP | Equities | 56585A102 |  | 731672 | 4499 | SH |  | SOLE |  | 4499 | 0 | 0 |
| MARTIN MARIETTA MATL | Equities | 573284106 |  | 245951 | 395 | SH |  | DFND |  | 395 | 0 | 0 |
| MASCO CORPORATION | Equities | 574599106 |  | 410650 | 6471 | SH |  | SOLE |  | 6471 | 0 | 0 |
| MASTERCARD INC | Equities | 57636Q104 |  | 7657213 | 13413 | SH |  | SOLE |  | 13413 | 0 | 0 |
| MCDONALDS CORP | Equities | 580135101 |  | 2048944 | 6704 | SH |  | SOLE |  | 6704 | 0 | 0 |
| MERCK  CO INC NEW | Equities | 58933Y105 |  | 15789 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| MERCK  CO INC NEW | Equities | 58933Y105 |  | 3086223 | 29320 | SH |  | SOLE |  | 29320 | 0 | 0 |
| META PLATFORMS INC | Equities | 30303M102 |  | 13363522 | 20245 | SH |  | SOLE |  | 20245 | 0 | 0 |
| MFS ARKANSAS MUNI | Mutual Funds | 55273N251 |  | 354478 | 39343 | SH |  | SOLE |  | 39343 | 0 | 0 |
| MICRON TECHNOLOGY | Equities | 595112103 |  | 1685346 | 5905 | SH |  | SOLE |  | 5905 | 0 | 0 |
| MICROSOFT CORP | Equities | 594918104 |  | 1124900 | 2326 | SH |  | DFND |  | 2326 | 0 | 0 |
| MICROSOFT CORP | Equities | 594918104 |  | 15933345 | 32946 | SH |  | SOLE |  | 32946 | 0 | 0 |
| MOODYS CORP | Equities | 615369105 |  | 5078360 | 9941 | SH |  | SOLE |  | 9941 | 0 | 0 |
| MORGAN STANLEY | Equities | 617446448 |  | 313696 | 1767 | SH |  | SOLE |  | 1767 | 0 | 0 |
| NETAPP INC | Equities | 64110D104 |  | 2705093 | 25260 | SH |  | SOLE |  | 25260 | 0 | 0 |
| NETFLIX COM | Equities | 64110L106 |  | 2914998 | 31090 | SH |  | SOLE |  | 31090 | 0 | 0 |
| NEXTERA ENERGY INC | Equities | 65339F101 |  | 450772 | 5615 | SH |  | SOLE |  | 5615 | 0 | 0 |
| NORTHROP GRUMMAN | Equities | 666807102 |  | 342126 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| NORTHROP GRUMMAN | Equities | 666807102 |  | 1298938 | 2278 | SH |  | SOLE |  | 2278 | 0 | 0 |
| NOVO NORDISK A S | Equities | 670100205 |  | 674313 | 13253 | SH |  | SOLE |  | 13253 | 0 | 0 |
| NUCOR CORP | Equities | 670346105 |  | 3150470 | 19315 | SH |  | SOLE |  | 19315 | 0 | 0 |
| NVIDIA CORPORATION | Equities | 67066G104 |  | 36181 | 194 | SH |  | DFND |  | 194 | 0 | 0 |
| NVIDIA CORPORATION | Equities | 67066G104 |  | 72210189 | 387186 | SH |  | SOLE |  | 387186 | 0 | 0 |
| NXP SEMICONDUCTORS | Equities | N6596X109 |  | 2443010 | 11255 | SH |  | SOLE |  | 11255 | 0 | 0 |
| OLD DOMINI COM | Equities | 679580100 |  | 1925974 | 12283 | SH |  | SOLE |  | 12283 | 0 | 0 |
| ORACLE CORPORATION | Equities | 68389X105 |  | 22804 | 117 | SH |  | DFND |  | 117 | 0 | 0 |
| ORACLE CORPORATION | Equities | 68389X105 |  | 2431892 | 12477 | SH |  | SOLE |  | 12477 | 0 | 0 |
| PALO ALTO NETWORKS | Equities | 697435105 |  | 1231930 | 6688 | SH |  | SOLE |  | 6688 | 0 | 0 |
| PARKER HANNIFIN CORP | Equities | 701094104 |  | 1895917 | 2157 | SH |  | SOLE |  | 2157 | 0 | 0 |
| PEPSICO INC | Equities | 713448108 |  | 31000 | 216 | SH |  | DFND |  | 216 | 0 | 0 |
| PEPSICO INC | Equities | 713448108 |  | 485672 | 3384 | SH |  | SOLE |  | 3384 | 0 | 0 |
| PFIZER INC | Equities | 717081103 |  | 134883 | 5417 | SH |  | DFND |  | 5417 | 0 | 0 |
| PFIZER INC | Equities | 717081103 |  | 309158 | 12416 | SH |  | SOLE |  | 12416 | 0 | 0 |
| PHILIP MORRIS INTL | Equities | 718172109 |  | 64160 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| PHILIP MORRIS INTL | Equities | 718172109 |  | 252470 | 1574 | SH |  | SOLE |  | 1574 | 0 | 0 |
| PHILLIPS 66 | Equities | 718546104 |  | 256790 | 1990 | SH |  | SOLE |  | 1990 | 0 | 0 |
| PNC FINANCIAL SERV | Equities | 693475105 |  | 271349 | 1300 | SH |  | DFND |  | 1300 | 0 | 0 |
| PNC FINANCIAL SERV | Equities | 693475105 |  | 84536 | 405 | SH |  | SOLE |  | 405 | 0 | 0 |
| PROCTER  GAMBLE CO | Equities | 742718109 |  | 114648 | 800 | SH |  | DFND |  | 800 | 0 | 0 |
| PROCTER  GAMBLE CO | Equities | 742718109 |  | 1608655 | 11225 | SH |  | SOLE |  | 11225 | 0 | 0 |
| PROG CORP OHIO | Equities | 743315103 |  | 4782348 | 21001 | SH |  | SOLE |  | 21001 | 0 | 0 |
| QUALCOMM INC | Equities | 747525103 |  | 4896990 | 28629 | SH |  | SOLE |  | 28629 | 0 | 0 |
| QUANTA SERVICES INC | Equities | 74762E102 |  | 2315421 | 5486 | SH |  | SOLE |  | 5486 | 0 | 0 |
| RAYMOND JAMES INC | Equities | 754730109 |  | 271397 | 1690 | SH |  | SOLE |  | 1690 | 0 | 0 |
| REGENERON PHARMA | Equities | 75886F107 |  | 1879503 | 2435 | SH |  | SOLE |  | 2435 | 0 | 0 |
| ROYAL CARIBBEAN CRUS | Equities | V7780T103 |  | 951954 | 3413 | SH |  | SOLE |  | 3413 | 0 | 0 |
| S GLOBAL INC | Equities | 78409V104 |  | 9395646 | 17979 | SH |  | SOLE |  | 17979 | 0 | 0 |
| SALESFORCE INC | Equities | 79466L302 |  | 1033414 | 3901 | SH |  | SOLE |  | 3901 | 0 | 0 |
| SECTOR SPDR TR FUND | Equities | 81369Y209 |  | 2386706 | 15418 | SH |  | SOLE |  | 15418 | 0 | 0 |
| SELECT SECTOR FINANC | Equities | 81369Y605 |  | 390784 | 7135 | SH |  | SOLE |  | 7135 | 0 | 0 |
| SELECTED AMERICAN SH | Mutual Funds | 816221204 |  | 218130 | 5168 | SH |  | SOLE |  | 5168 | 0 | 0 |
| SERVICENOW INC | Equities | 81762P102 |  | 1492837 | 9745 | SH |  | SOLE |  | 9745 | 0 | 0 |
| SHERWIN WILLIAMS | Equities | 824348106 |  | 3188131 | 9839 | SH |  | SOLE |  | 9839 | 0 | 0 |
| SPDR GOLD TR | Equities | 78463V107 |  | 574650 | 1450 | SH |  | SOLE |  | 1450 | 0 | 0 |
| SPDR S 500 | Equities | 78462F103 |  | 20120732 | 29506 | SH |  | SOLE |  | 29306 | 200 | 0 |
| SPDR S MIDCAP 400 | Equities | 78467Y107 |  | 8953278 | 14841 | SH |  | SOLE |  | 14841 | 0 | 0 |
| STARBUCKS CORP | Equities | 855244109 |  | 568333 | 6749 | SH |  | SOLE |  | 6749 | 0 | 0 |
| STATE STREET SECTOR SPDR ENERGY | Equities | 81369Y506 |  | 304699 | 6815 | SH |  | SOLE |  | 6815 | 0 | 0 |
| STATE STREET SECTOR SPDR UTILIT | Equities | 81369Y886 |  | 1665593 | 39016 | SH |  | SOLE |  | 39016 | 0 | 0 |
| STRYKER CORP | Equities | 863667101 |  | 5455166 | 15521 | SH |  | SOLE |  | 15521 | 0 | 0 |
| TARGA RES CORP | Equities | 87612G101 |  | 493353 | 2674 | SH |  | SOLE |  | 2674 | 0 | 0 |
| TESLA INC | Equities | 88160R101 |  | 224860 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| TEXAS INSTRUMENTS | Equities | 882508104 |  | 228486 | 1317 | SH |  | SOLE |  | 1317 | 0 | 0 |
| THERMO FISHER | Equities | 883556102 |  | 1162377 | 2006 | SH |  | SOLE |  | 2006 | 0 | 0 |
| TJX COS INC NEW | Equities | 872540109 |  | 2863751 | 18643 | SH |  | SOLE |  | 18643 | 0 | 0 |
| TRACTOR SUPPLY CO | Equities | 892356106 |  | 3546009 | 70906 | SH |  | SOLE |  | 70906 | 0 | 0 |
| UBER TECHNOLOGIES | Equities | 90353T100 |  | 1278516 | 15647 | SH |  | SOLE |  | 15647 | 0 | 0 |
| ULTA BEAUTY INC | Equities | 90384S303 |  | 999477 | 1652 | SH |  | SOLE |  | 1652 | 0 | 0 |
| UNION PACIFIC CORP | Equities | 907818108 |  | 1606980 | 6947 | SH |  | SOLE |  | 6947 | 0 | 0 |
| UNITED RENTALS INC | Equities | 911363109 |  | 7401231 | 9145 | SH |  | SOLE |  | 9145 | 0 | 0 |
| UNITEDHEALTH GROUP INC COM | Equities | 91324P102 |  | 2575848 | 7803 | SH |  | SOLE |  | 7803 | 0 | 0 |
| VALERO ENERGY CORP | Equities | 91913Y100 |  | 5724348 | 35164 | SH |  | SOLE |  | 35164 | 0 | 0 |
| VAN TOTAL STOCK MKT | Mutual Funds | 922908728 |  | 369310 | 2263 | SH |  | SOLE |  | 2263 | 0 | 0 |
| VANGD INDEX REIT 986 | Equities | 922908553 |  | 638632 | 7217 | SH |  | SOLE |  | 7217 | 0 | 0 |
| VANGUARD EMG MKT ETF | Equities | 921946885 |  | 3245271 | 48128 | SH |  | SOLE |  | 48128 | 0 | 0 |
| VANGUARD FTSE DEV MK | Equities | 921943858 |  | 1689751 | 27049 | SH |  | DFND |  | 27049 | 0 | 0 |
| VANGUARD FTSE DEV MK | Equities | 921943858 |  | 12523673 | 200475 | SH |  | SOLE |  | 200475 | 0 | 0 |
| VANGUARD FTSE EMG MK | Equities | 922042858 |  | 854193 | 15889 | SH |  | DFND |  | 15889 | 0 | 0 |
| VANGUARD FTSE EMG MK | Equities | 922042858 |  | 7566935 | 140754 | SH |  | SOLE |  | 140754 | 0 | 0 |
| VANGUARD INTER-TERM | Mutual Funds | 922907878 |  | 3428298 | 248427 | SH |  | SOLE |  | 248427 | 0 | 0 |
| VANGUARD RUSSELL | Equities | 92206C664 |  | 1222902 | 12288 | SH |  | SOLE |  | 12288 | 0 | 0 |
| VANGUARD S 500 ETF | Equities | 922908363 |  | 794575 | 1267 | SH |  | SOLE |  | 1267 | 0 | 0 |
| VANGUARD SM CAP ETF | Equities | 922908751 |  | 207134 | 803 | SH |  | SOLE |  | 803 | 0 | 0 |
| VISA INC CLASS A | Equities | 92826C839 |  | 13308392 | 37947 | SH |  | SOLE |  | 37947 | 0 | 0 |
| WAL MART STORES INC | Equities | 931142103 |  | 4454617 | 39984 | SH |  | SOLE |  | 39984 | 0 | 0 |
| WASTE MANAGEMENT NEW | Equities | 94106L109 |  | 1854792 | 8442 | SH |  | SOLE |  | 8442 | 0 | 0 |
| WILLIAMS COS INC | Equities | 969457100 |  | 5116744 | 85123 | SH |  | SOLE |  | 85123 | 0 | 0 |
| XCEL ENERGY INC | Equities | 98389B100 |  | 1569599 | 21251 | SH |  | SOLE |  | 21251 | 0 | 0 |
| ZOETIS INC | Equities | 98978V103 |  | 1725495 | 13714 | SH |  | SOLE |  | 13714 | 0 | 0 |

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