# EDGAR Filing Document

**Accession Number:** 0002115327
**File Stem:** 0002115327-26-000002
**Filing Date:** 2026-5
**Character Count:** 18048
**Document Hash:** be11b17e50c5eb6eddd45ff5bbbab9d6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002115327-26-000002.hdr.sgml**: 20260512

**ACCESSION NUMBER**: 0002115327-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260512

**DATE AS OF CHANGE**: 20260511

**EFFECTIVENESS DATE**: 20260512

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Virginia Estate & Retirement Planning Advisors Inc.
- **CENTRAL INDEX KEY:** 0002115327

**ORGANIZATION NAME:**
- **EIN:** 270727553
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26890
- **FILM NUMBER:** 26965398

**BUSINESS ADDRESS:**
- **STREET 1:** 4870 SADLER ROAD, SUITE 300
- **CITY:** GLEN ALLEN
- **STATE:** VA
- **ZIP:** 23060
- **BUSINESS PHONE:** (804) 205-5081

**MAIL ADDRESS:**
- **STREET 1:** 4870 SADLER ROAD, SUITE 300
- **CITY:** GLEN ALLEN
- **STATE:** VA
- **ZIP:** 23060

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Virginia Estate  Retirement Planning Advisors Inc.<br>**Address:** 4870 SADLER ROAD SUITE 300<br>GLEN ALLEN, VA 23060

**Form 13F File Number:** 028-26890

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** LEILA SHAVER<br>**Title:** COUNSEL<br>**Phone:** 770-462-2118

**Signature, Place, and Date of Signing:**

LEILA SHAVER  ALPHARETTA, GA  05-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 159

**Form 13F Information Table Value Total:** $57164773

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 9585 | 66 | SH |  | SOLE |  | 0 | 0 | 66 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 31725 | 309 | SH |  | SOLE |  | 0 | 0 | 309 |
| ABBVIE INC | COM | 00287Y109 |  | 73512 | 338 | SH |  | SOLE |  | 0 | 0 | 338 |
| ADOBE INC | COM | 00724F101 |  | 6806 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 17292 | 85 | SH |  | SOLE |  | 0 | 0 | 85 |
| AES CORP | COM | 00130H105 |  | 11303 | 57 | SH |  | SOLE |  | 0 | 0 | 57 |
| AGREE RLTY CORP | COM | 008492100 |  | 3575 | 47 | SH |  | SOLE |  | 0 | 0 | 47 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 22077 | 76 | SH |  | SOLE |  | 0 | 0 | 76 |
| ALEXANDRIA REAL ESTATE EQ IN | COM | 015271109 |  | 2135 | 46 | SH |  | SOLE |  | 0 | 0 | 46 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 25092 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 138029 | 480 | SH |  | SOLE |  | 0 | 0 | 480 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 8319 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| AMAZON COM INC | COM | 023135106 |  | 271582 | 3672 | SH |  | SOLE |  | 0 | 0 | 3672 |
| AMGEN INC | COM | 031162100 |  | 4574 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| APPLE INC | COM | 037833100 |  | 1352707 | 5336 | SH |  | SOLE |  | 0 | 0 | 5336 |
| APPLIED MATLS INC | COM | 038222105 |  | 152097 | 445 | SH |  | SOLE |  | 0 | 0 | 445 |
| AT INC | COM | 00206R102 |  | 8924 | 309 | SH |  | SOLE |  | 0 | 0 | 309 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 47341 | 233 | SH |  | SOLE |  | 0 | 0 | 233 |
| AVERY DENNISON CORP | COM | 053611109 |  | 8634 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| AVIS BUDGET GROUP INC | COM | 053774105 |  | 2982 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 140148 | 330 | SH |  | SOLE |  | 0 | 0 | 330 |
| BANK AMERICA CORP | COM | 060505104 |  | 7313 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| BAUSCH HEALTH COS INC | COM | 071734107 |  | 3240 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 5660 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 33544 | 70 | SH |  | SOLE |  | 0 | 0 | 70 |
| BLACKSTONE INC | COM | 09260D107 |  | 6209 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| BP PLC | SPONSORED ADR | 055622104 |  | 9400 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 26747 | 441 | SH |  | SOLE |  | 0 | 0 | 441 |
| BROADCOM INC | COM | 11135F101 |  | 30951 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 |  | 7474 | 46 | SH |  | SOLE |  | 0 | 0 | 46 |
| CHEVRON CORPORATION | COM | 166764100 |  | 49656 | 240 | SH |  | SOLE |  | 0 | 0 | 240 |
| CISCO SYS INC | COM | 17275R102 |  | 4733 | 61 | SH |  | SOLE |  | 0 | 0 | 61 |
| CITIGROUP INC | COM NEW | 172967424 |  | 31301 | 276 | SH |  | SOLE |  | 0 | 0 | 276 |
| CLOROX CO DEL | COM | 189054109 |  | 1554 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 1875 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 10249 | 357 | SH |  | SOLE |  | 0 | 0 | 357 |
| COMMERCE BANCSHARES INC | COM | 200525103 |  | 34588 | 703 | SH |  | SOLE |  | 0 | 0 | 703 |
| CORTEVA INC | COM | 22052L104 |  | 1842 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 27900 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| CSX CORP | COM | 126408103 |  | 32388 | 789 | SH |  | SOLE |  | 0 | 0 | 789 |
| CVS HEALTH CORP | COM | 126650100 |  | 15831 | 8110 | SH |  | SOLE |  | 0 | 0 | 8110 |
| DANAHER CORP DEL | COM | 235851102 |  | 11945 | 63 | SH |  | SOLE |  | 0 | 0 | 63 |
| DEERE  CO | COM | 244199105 |  | 28165 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 3723 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| EASTMAN CHEM CO | COM | 277432100 |  | 2442 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 13659 | 67 | SH |  | SOLE |  | 0 | 0 | 67 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 7120 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| ELI LILLY  CO | COM | 532457108 |  | 9198 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| EMERSON ELEC CO | COM | 291011104 |  | 27907 | 213 | SH |  | SOLE |  | 0 | 0 | 213 |
| ENBRIDGE INC | COM | 29250N105 |  | 36014 | 665 | SH |  | SOLE |  | 0 | 0 | 665 |
| EOG RES INC | COM | 26875P101 |  | 14602 | 101 | SH |  | SOLE |  | 0 | 0 | 101 |
| ESSENTIAL UTILS INC | COM | 29670G102 |  | 35397 | 879 | SH |  | SOLE |  | 0 | 0 | 879 |
| ETF SER SOLUTIONS | VIDENT INTERNATI | 26922A404 |  | 267726 | 8862 | SH |  | SOLE |  | 0 | 0 | 8862 |
| EVERSOURCE ENERGY | COM | 30040W108 |  | 2009 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| FACTSET RESH SYS INC | COM | 303075105 |  | 1736 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| GAMING  LEISURE P | COM | 36467J108 |  | 10338 | 233 | SH |  | SOLE |  | 0 | 0 | 233 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 5148 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| GENERAL MILLS INC | COM | 370334104 |  | 4839 | 130 | SH |  | SOLE |  | 0 | 0 | 130 |
| HOME DEPOT INC | COM | 437076102 |  | 101282 | 310 | SH |  | SOLE |  | 0 | 0 | 310 |
| HONEYWELL INTL INC | COM | 438516106 |  | 10397 | 46 | SH |  | SOLE |  | 0 | 0 | 46 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 4946 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| INTEL CORP | COM | 458140100 |  | 13460 | 305 | SH |  | SOLE |  | 0 | 0 | 305 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 12740 | 81 | SH |  | SOLE |  | 0 | 0 | 81 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 45967 | 190 | SH |  | SOLE |  | 0 | 0 | 190 |
| INTERNATIONAL FLAVORS | COM | 459506101 |  | 1088 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| INTUIT | COM | 461202103 |  | 9945 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 159302 | 276 | SH |  | SOLE |  | 0 | 0 | 276 |
| ISHARES INC | JP MRG EM CRP BD | 464286251 |  | 25768 | 215 | SH |  | SOLE |  | 0 | 0 | 215 |
| ISHARES INC | MSCI EQUAL WEITE | 464286681 |  | 7198 | 158 | SH |  | SOLE |  | 0 | 0 | 158 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 14607741 | 145120 | SH |  | SOLE |  | 0 | 0 | 145120 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 13686 | 55 | SH |  | SOLE |  | 0 | 0 | 55 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 28705 | 285 | SH |  | SOLE |  | 0 | 0 | 285 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 27435 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| ISHARES TR | DEVSMCP EXNA ETF | 464288497 |  | 76337 | 240 | SH |  | SOLE |  | 0 | 0 | 240 |
| ISHARES TR | GLOBAL ENERG ETF | 464287341 |  | 22593 | 107 | SH |  | SOLE |  | 0 | 0 | 107 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 42419 | 392 | SH |  | SOLE |  | 0 | 0 | 392 |
| ISHARES TR | MSCI KOKUSAI ETF | 464288265 |  | 690236 | 6515 | SH |  | SOLE |  | 0 | 0 | 6515 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 15812 | 74 | SH |  | SOLE |  | 0 | 0 | 74 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 41912 | 169 | SH |  | SOLE |  | 0 | 0 | 169 |
| ISHARES TR | S 100 ETF | 464287101 |  | 22984 | 190 | SH |  | SOLE |  | 0 | 0 | 190 |
| ISHARES TR | U.S. PHARMA ETF | 464288836 |  | 37666 | 401 | SH |  | SOLE |  | 0 | 0 | 401 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 34446456 | 342206 | SH |  | SOLE |  | 0 | 0 | 342206 |
| JD.COM INC | SPON ADS CL A | 47215P106 |  | 7393 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 83745 | 343 | SH |  | SOLE |  | 0 | 0 | 343 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 112075 | 381 | SH |  | SOLE |  | 0 | 0 | 381 |
| KRAFT HEINZ CO | COM | 500754106 |  | 1012 | 45 | SH |  | SOLE |  | 0 | 0 | 45 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 36586 | 106 | SH |  | SOLE |  | 0 | 0 | 106 |
| LOWES COS INC | COM | 548661107 |  | 33079 | 140 | SH |  | SOLE |  | 0 | 0 | 140 |
| MARKEL GROUP INC | COM | 570535104 |  | 26797 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 |  | 15306 | 26 | SH |  | SOLE |  | 0 | 0 | 26 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 16489 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| MCDONALDS CORP | COM | 580135101 |  | 19580 | 63 | SH |  | SOLE |  | 0 | 0 | 63 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 2773 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| MERCK  CO INC | COM | 58933Y105 |  | 16239 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| META PLATFORMS INC | CL A | 30303M102 |  | 145893 | 255 | SH |  | SOLE |  | 0 | 0 | 255 |
| METLIFE INC | COM | 59156R108 |  | 3395 | 48 | SH |  | SOLE |  | 0 | 0 | 48 |
| MICROSOFT CORP | COM | 594918104 |  | 253196 | 684 | SH |  | SOLE |  | 0 | 0 | 684 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 22972 | 399 | SH |  | SOLE |  | 0 | 0 | 399 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 37245 | 401 | SH |  | SOLE |  | 0 | 0 | 401 |
| NIKE INC | CL B | 654106103 |  | 1004 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| NNN REIT INC | COM | 637417106 |  | 14393 | 342 | SH |  | SOLE |  | 0 | 0 | 342 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 20090 | 70 | SH |  | SOLE |  | 0 | 0 | 70 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 2597 | 17 | SH |  | SOLE |  | 0 | 0 | 17 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 2683 | 73 | SH |  | SOLE |  | 0 | 0 | 73 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 249741 | 1432 | SH |  | SOLE |  | 0 | 0 | 1432 |
| ORACLE CORP | COM | 68389X105 |  | 96174 | 682 | SH |  | SOLE |  | 0 | 0 | 682 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 78 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| PAPA JOHNS INTL INC | COM | 698813102 |  | 8978 | 56 | SH |  | SOLE |  | 0 | 0 | 56 |
| PAYCHEX INC | COM | 704326107 |  | 2948 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| PEPSICO INC | COM | 713448108 |  | 40375 | 260 | SH |  | SOLE |  | 0 | 0 | 260 |
| PFIZER INC | COM | 717081103 |  | 35076 | 1249 | SH |  | SOLE |  | 0 | 0 | 1249 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 97405 | 589 | SH |  | SOLE |  | 0 | 0 | 589 |
| PHILLIPS 66 | COM | 718546104 |  | 11842 | 65 | SH |  | SOLE |  | 0 | 0 | 65 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 29755 | 206 | SH |  | SOLE |  | 0 | 0 | 206 |
| QUALCOMM INC | COM | 747525103 |  | 2962 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| REALTY INCOME CORP | COM | 756109104 |  | 21986 | 359 | SH |  | SOLE |  | 0 | 0 | 359 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 9418 | 43 | SH |  | SOLE |  | 0 | 0 | 43 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 10408 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| SCHWAB STRATEGIC TR | CORE BOND ETF | 808524599 |  | 400967 | 400967 | PRN |  | SOLE |  | 0 | 0 | 400967 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 1242 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 17873 | 164 | SH |  | SOLE |  | 0 | 0 | 164 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 11729 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 75177 | 668 | SH |  | SOLE |  | 0 | 0 | 668 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 5529 | 112 | SH |  | SOLE |  | 0 | 0 | 112 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 20216 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| SELECT SECTOR SPDR TR | STATE STREET MAT | 81369Y100 |  | 15560 | 254 | SH |  | SOLE |  | 0 | 0 | 254 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 23391 | 211 | SH |  | SOLE |  | 0 | 0 | 211 |
| SERVICENOW INC | COM | 81762P102 |  | 6796 | 65 | SH |  | SOLE |  | 0 | 0 | 65 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 13143 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| SOLVENTUM CORP | COM SHS | 83444M101 |  | 980 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R200 |  | 208616 | 2276 | SH |  | SOLE |  | 0 | 0 | 2276 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL SILVER | 85207K107 |  | 567061 | 16610 | SH |  | SOLE |  | 0 | 0 | 16610 |
| TEREX CORP NEW | COM | 880779103 |  | 22574 | 108 | SH |  | SOLE |  | 0 | 0 | 108 |
| THE CIGNA GROUP | COM | 125523100 |  | 13037 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| TJX COS INC NEW | COM | 872540109 |  | 16289 | 102 | SH |  | SOLE |  | 0 | 0 | 102 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 12320 | 268 | SH |  | SOLE |  | 0 | 0 | 268 |
| UNION PAC CORP | COM | 907818108 |  | 8492 | 35 | SH |  | SOLE |  | 0 | 0 | 35 |
| UNITED BANCORP INC OHIO | COM | 909911109 |  | 2320 | 56 | SH |  | SOLE |  | 0 | 0 | 56 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 2853 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 10553 | 39 | SH |  | SOLE |  | 0 | 0 | 39 |
| UNIVERSAL CORP VA MTNS BK EN | COM | 913456109 |  | 10540 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| V F CORP | COM | 918204108 |  | 527 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 32276 | 108 | SH |  | SOLE |  | 0 | 0 | 108 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 398041 | 3351 | SH |  | SOLE |  | 0 | 0 | 3351 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 4021 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 12057 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| VIATRIS INC | COM | 92556V106 |  | 1648 | 122 | SH |  | SOLE |  | 0 | 0 | 122 |
| VIRTUS INVT PARTNERS INC | COM | 92828Q109 |  | 10180 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| VISA INC | COM CL A | 92826C839 |  | 16925 | 56 | SH |  | SOLE |  | 0 | 0 | 56 |
| VISTA ENERGY S.A.B. DE C.V. | SPONSORED ADS | 92837L109 |  | 10327 | 378 | SH |  | SOLE |  | 0 | 0 | 378 |
| WALMART INC | COM | 931142103 |  | 22230 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| WATERS CORP | COM | 941848103 |  | 1191 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 3357 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| WELLS FARGO  CO | COM | 949746101 |  | 39566 | 497 | SH |  | SOLE |  | 0 | 0 | 497 |
| WESTERN UN CO | COM | 959802109 |  | 699 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| WISDOMTREE TR | EUROPE SMCP DV | 97717W869 |  | 5822 | 162 | SH |  | SOLE |  | 0 | 0 | 162 |
| WP CAREY INC | COM | 92936U109 |  | 13592 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| WYNDHAM HOTELS  RESORTS INC | COM | 98311A105 |  | 3527 | 44 | SH |  | SOLE |  | 0 | 0 | 44 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 904 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |

---