# EDGAR Filing Document

**Accession Number:** 0001843581
**File Stem:** 0001843581-26-000003
**Filing Date:** 2026-2
**Character Count:** 20262
**Document Hash:** 5770da827d3d0b926d28155e1ed0d710
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001843581-26-000003.hdr.sgml**: 20260218

**ACCESSION NUMBER**: 0001843581-26-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260218

**DATE AS OF CHANGE**: 20260217

**EFFECTIVENESS DATE**: 20260218

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** OBSIDIAN CIO, LLC
- **CENTRAL INDEX KEY:** 0001843581

**ORGANIZATION NAME:**
- **EIN:** 822004587
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20706
- **FILM NUMBER:** 26643874

**BUSINESS ADDRESS:**
- **STREET 1:** 79 MADISON AVENUE
- **STREET 2:** 8TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10016
- **BUSINESS PHONE:** 917-403-2622

**MAIL ADDRESS:**
- **STREET 1:** 79 MADISON AVENUE
- **STREET 2:** 8TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10016

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Fountainhead AM, LLC
- **DATE OF NAME CHANGE:** 20210201

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** OBSIDIAN CIO LLC<br>**Address:** 79 MADISON AVENUE<br>8TH FLOOR<br>NEW YORK, NY 10016

**Form 13F File Number:** 028-20706

**CRD Number (if applicable):** 000289000

**SEC File Number (if applicable):** 801-110874

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Joseph Halpern<br>**Title:** Managing Partner<br>**Phone:** 917-403-2622

**Signature, Place, and Date of Signing:**

Joseph Halpern  New York, NY  02-17-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 168

**Form 13F Information Table Value Total:** $67521098

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name              | Form 13F File Number   |   CRD Number | SEC File Number   |
|---:|:---|:---|---:|:---|
|     1 | Lido Advisors LLC |  |    000269866 | 801-100433        |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 289089 | 1265 | SH |  | SOLE |  | 0 | 0 | 1265 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 46952 | 175 | SH |  | SOLE |  | 0 | 0 | 175 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 31910 | 149 | SH |  | SOLE |  | 0 | 0 | 149 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 12899 | 88 | SH |  | SOLE |  | 0 | 0 | 88 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 5657 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1690940 | 5402 | SH |  | SOLE |  | 0 | 0 | 5402 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 104478 | 2222 | SH |  | SOLE |  | 0 | 0 | 2222 |
| AMAZON COM INC | COM | 023135106 |  | 543119 | 2353 | SH |  | SOLE |  | 0 | 0 | 2353 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 83117 | 225 | SH |  | SOLE |  | 0 | 0 | 225 |
| AMGEN INC | COM | 031162100 |  | 71694 | 219 | SH |  | SOLE |  | 0 | 0 | 219 |
| APPLE INC | COM | 037833100 |  | 2269517 | 8348 | SH |  | SOLE |  | 0 | 0 | 8348 |
| ARCHER AVIATION INC | COM CL A | 03945R102 |  | 33840 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 3257 | 161 | SH |  | SOLE |  | 0 | 0 | 161 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 2615 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| AT INC | COM | 00206R102 |  | 50398 | 2029 | SH |  | SOLE |  | 0 | 0 | 2029 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 182204 | 708 | SH |  | SOLE |  | 0 | 0 | 708 |
| BANK AMERICA CORP | COM | 060505104 |  | 66759 | 1214 | SH |  | SOLE |  | 0 | 0 | 1214 |
| BELPOINTE PREP LLC | UNIT RP LTD LB A | 080694102 |  | 24256 | 373 | SH |  | SOLE |  | 0 | 0 | 373 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 18095 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| BIGBEAR AI HLDGS INC | COM | 08975B109 |  | 45382 | 8404 | SH |  | SOLE |  | 0 | 0 | 8404 |
| BLACKROCK INC | COM | 09290D101 |  | 31229 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 7606 | 141 | SH |  | SOLE |  | 0 | 0 | 141 |
| BROADCOM INC | COM | 11135F101 |  | 608907 | 1759 | SH |  | SOLE |  | 0 | 0 | 1759 |
| CENCORA INC | COM | 03073E105 |  | 153782 | 455 | SH |  | SOLE |  | 0 | 0 | 455 |
| CHEVRON CORP NEW | COM | 166764100 |  | 218385 | 1433 | SH |  | SOLE |  | 0 | 0 | 1433 |
| CISCO SYS INC | COM | 17275R102 |  | 69062 | 897 | SH |  | SOLE |  | 0 | 0 | 897 |
| COCA COLA CO | COM | 191216100 |  | 238716 | 3415 | SH |  | SOLE |  | 0 | 0 | 3415 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 17322 | 580 | SH |  | SOLE |  | 0 | 0 | 580 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 22256 | 63 | SH |  | SOLE |  | 0 | 0 | 63 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 20696 | 24 | SH |  | SOLE |  | 0 | 0 | 24 |
| DISNEY WALT CO | COM | 254687106 |  | 10488 | 92 | SH |  | SOLE |  | 0 | 0 | 92 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 32532 | 278 | SH |  | SOLE |  | 0 | 0 | 278 |
| ELI LILLY  CO | COM | 532457108 |  | 49521 | 46 | SH |  | SOLE |  | 0 | 0 | 46 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 11785 | 37 | SH |  | SOLE |  | 0 | 0 | 37 |
| ETF SER SOLUTIONS | DEFIANCE QUANTUM | 26922A420 |  | 1426 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| EXCHANGE TRADED CONCEPTS TRU | ROBO GLB ETF | 301505707 |  | 352270 | 5083 | SH |  | SOLE |  | 0 | 0 | 5083 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 189215 | 1572 | SH |  | SOLE |  | 0 | 0 | 1572 |
| FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 |  | 234807 | 4142 | SH |  | SOLE |  | 0 | 0 | 4142 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 678597 | 14726 | SH |  | SOLE |  | 0 | 0 | 14726 |
| FIRST TR EXCHANGE-TRADED FD | WCM INTL EQUITY | 33733E732 |  | 6372 | 375 | SH |  | SOLE |  | 0 | 0 | 375 |
| FS KKR CAP CORP | COM | 302635206 |  | 614971 | 41524 | SH |  | SOLE |  | 0 | 0 | 41524 |
| GE AEROSPACE | COM NEW | 369604301 |  | 284355 | 923 | SH |  | SOLE |  | 0 | 0 | 923 |
| GE VERNOVA INC | COM | 36828A101 |  | 116585 | 178 | SH |  | SOLE |  | 0 | 0 | 178 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 821316 | 22669 | SH |  | SOLE |  | 0 | 0 | 22669 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 517998 | 589 | SH |  | SOLE |  | 0 | 0 | 589 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 11963 | 175 | SH |  | SOLE |  | 0 | 0 | 175 |
| HOME DEPOT INC | COM | 437076102 |  | 189037 | 549 | SH |  | SOLE |  | 0 | 0 | 549 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 64412 | 217 | SH |  | SOLE |  | 0 | 0 | 217 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 216090 | 854 | SH |  | SOLE |  | 0 | 0 | 854 |
| INVESCO EXCH TRADED FD TR II | SOLAR ETF | 46138G706 |  | 377508 | 3164 | SH |  | SOLE |  | 0 | 0 | 3164 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 169226 | 8573 | SH |  | SOLE |  | 0 | 0 | 8573 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 1724 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 552252 | 899 | SH |  | SOLE |  | 0 | 0 | 899 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 249839 | 5032 | SH |  | SOLE |  | 0 | 0 | 5032 |
| ISHARES ETHEREUM TR | SHS | 46438R105 |  | 4329 | 193 | SH |  | SOLE |  | 0 | 0 | 193 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 125479 | 1867 | SH |  | SOLE |  | 0 | 0 | 1867 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 683881 | 6847 | SH |  | SOLE |  | 0 | 0 | 6847 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 923618 | 18160 | SH |  | SOLE |  | 0 | 0 | 18160 |
| ISHARES TR | MRGSTR SM CP ETF | 464288505 |  | 210357 | 2302 | SH |  | SOLE |  | 0 | 0 | 2302 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 1484 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 106475 | 1534 | SH |  | SOLE |  | 0 | 0 | 1534 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 858 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 1569268 | 13775 | SH |  | SOLE |  | 0 | 0 | 13775 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 2070146 | 28990 | SH |  | SOLE |  | 0 | 0 | 28990 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 5292 | 115 | SH |  | SOLE |  | 0 | 0 | 115 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 57157 | 470 | SH |  | SOLE |  | 0 | 0 | 470 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 248447 | 3081 | SH |  | SOLE |  | 0 | 0 | 3081 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 269728 | 3270 | SH |  | SOLE |  | 0 | 0 | 3270 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 305004 | 7731 | SH |  | SOLE |  | 0 | 0 | 7731 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 211174 | 2361 | SH |  | SOLE |  | 0 | 0 | 2361 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 460088 | 6971 | SH |  | SOLE |  | 0 | 0 | 6971 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2962375 | 24649 | SH |  | SOLE |  | 0 | 0 | 24649 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 422013 | 2838 | SH |  | SOLE |  | 0 | 0 | 2838 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 206522 | 4438 | SH |  | SOLE |  | 0 | 0 | 4438 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3558484 | 5195 | SH |  | SOLE |  | 0 | 0 | 5195 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 10662 | 87 | SH |  | SOLE |  | 0 | 0 | 87 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 4606394 | 12335 | SH |  | SOLE |  | 0 | 0 | 12335 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 350380 | 1666 | SH |  | SOLE |  | 0 | 0 | 1666 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 3329 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 80247 | 326 | SH |  | SOLE |  | 0 | 0 | 326 |
| ISHARES TR | GLOBAL 100 ETF | 464287572 |  | 1398 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 65992 | 599 | SH |  | SOLE |  | 0 | 0 | 599 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 321944 | 2923 | SH |  | SOLE |  | 0 | 0 | 2923 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 15409 | 111 | SH |  | SOLE |  | 0 | 0 | 111 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 11504 | 122 | SH |  | SOLE |  | 0 | 0 | 122 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 250062 | 2604 | SH |  | SOLE |  | 0 | 0 | 2604 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 66158 | 1397 | SH |  | SOLE |  | 0 | 0 | 1397 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 210128 | 3671 | SH |  | SOLE |  | 0 | 0 | 3671 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 209697 | 3608 | SH |  | SOLE |  | 0 | 0 | 3608 |
| J P MORGAN EXCHANGE TRADED F | JPMORGAN INTL VL | 46654Q757 |  | 2668408 | 33239 | SH |  | SOLE |  | 0 | 0 | 33239 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 3072218 | 60728 | SH |  | SOLE |  | 0 | 0 | 60728 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 166884 | 3299 | SH |  | SOLE |  | 0 | 0 | 3299 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 348265 | 1683 | SH |  | SOLE |  | 0 | 0 | 1683 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 505648 | 1569 | SH |  | SOLE |  | 0 | 0 | 1569 |
| KKR  CO INC | COM | 48251W104 |  | 8727 | 68 | SH |  | SOLE |  | 0 | 0 | 68 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 19990 | 35 | SH |  | SOLE |  | 0 | 0 | 35 |
| MERCK  CO INC | COM | 58933Y105 |  | 5470 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1402161 | 2124 | SH |  | SOLE |  | 0 | 0 | 2124 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 27774 | 97 | SH |  | SOLE |  | 0 | 0 | 97 |
| MICROSOFT CORP | COM | 594918104 |  | 555529 | 1149 | SH |  | SOLE |  | 0 | 0 | 1149 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 127311 | 717 | SH |  | SOLE |  | 0 | 0 | 717 |
| MORGAN STANLEY DIRECT LENDIN | COM SHS | 61774A103 |  | 283781 | 17220 | SH |  | SOLE |  | 0 | 0 | 17220 |
| NETFLIX INC | COM | 64110L106 |  | 60944 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| NUSHARES ETF TR | NUVEEN ENHNC YLD | 67092P102 |  | 8718 | 241 | SH |  | SOLE |  | 0 | 0 | 241 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 5184 | 53 | SH |  | SOLE |  | 0 | 0 | 53 |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 |  | 5139 | 114 | SH |  | SOLE |  | 0 | 0 | 114 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 759222 | 4071 | SH |  | SOLE |  | 0 | 0 | 4071 |
| OKLO INC | COM CL A | 02156V109 |  | 142444 | 1985 | SH |  | SOLE |  | 0 | 0 | 1985 |
| ORACLE CORP | COM | 68389X105 |  | 23917 | 123 | SH |  | SOLE |  | 0 | 0 | 123 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1126757 | 6339 | SH |  | SOLE |  | 0 | 0 | 6339 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 2947 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| PFIZER INC | COM | 717081103 |  | 5332 | 214 | SH |  | SOLE |  | 0 | 0 | 214 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 187176 | 3774 | SH |  | SOLE |  | 0 | 0 | 3774 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 47303 | 295 | SH |  | SOLE |  | 0 | 0 | 295 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 32462 | 227 | SH |  | SOLE |  | 0 | 0 | 227 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 271417 | 2404 | SH |  | SOLE |  | 0 | 0 | 2404 |
| QUALCOMM INC | COM | 747525103 |  | 4618 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| RTX CORPORATION | COM | 75513E101 |  | 180336 | 983 | SH |  | SOLE |  | 0 | 0 | 983 |
| SALESFORCE INC | COM | 79466L302 |  | 4768 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 398349 | 8811 | SH |  | SOLE |  | 0 | 0 | 8811 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 193957 | 7071 | SH |  | SOLE |  | 0 | 0 | 7071 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 15092 | 628 | SH |  | SOLE |  | 0 | 0 | 628 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 2350511 | 72057 | SH |  | SOLE |  | 0 | 0 | 72057 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 31160 | 697 | SH |  | SOLE |  | 0 | 0 | 697 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 23277 | 425 | SH |  | SOLE |  | 0 | 0 | 425 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 20444 | 142 | SH |  | SOLE |  | 0 | 0 | 142 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 854 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 69237 | 447 | SH |  | SOLE |  | 0 | 0 | 447 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 6448 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 33160 | 206 | SH |  | SOLE |  | 0 | 0 | 206 |
| SNOWFLAKE INC | COM SHS | 833445109 |  | 877 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 128008 | 323 | SH |  | SOLE |  | 0 | 0 | 323 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 108951 | 160 | SH |  | SOLE |  | 0 | 0 | 160 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 164519 | 1542 | SH |  | SOLE |  | 0 | 0 | 1542 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 299702 | 3736 | SH |  | SOLE |  | 0 | 0 | 3736 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A706 |  | 98033 | 1726 | SH |  | SOLE |  | 0 | 0 | 1726 |
| STARBUCKS CORP | COM | 855244109 |  | 5189 | 62 | SH |  | SOLE |  | 0 | 0 | 62 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 100284 | 330 | SH |  | SOLE |  | 0 | 0 | 330 |
| TESLA INC | COM | 88160R101 |  | 718653 | 1598 | SH |  | SOLE |  | 0 | 0 | 1598 |
| THE CIGNA GROUP | COM | 125523100 |  | 77093 | 280 | SH |  | SOLE |  | 0 | 0 | 280 |
| TRUMP MEDIA  TECHNOLOGY GRO | COM | 25400Q105 |  | 3548 | 268 | SH |  | SOLE |  | 0 | 0 | 268 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 12747 | 156 | SH |  | SOLE |  | 0 | 0 | 156 |
| UNION PAC CORP | COM | 907818108 |  | 7678 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 209599 | 2705 | SH |  | SOLE |  | 0 | 0 | 2705 |
| VANECK ETF TRUST | BDC INCOME ETF | 92189F411 |  | 98820 | 6969 | SH |  | SOLE |  | 0 | 0 | 6969 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 20888 | 58 | SH |  | SOLE |  | 0 | 0 | 58 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 867157 | 11707 | SH |  | SOLE |  | 0 | 0 | 11707 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 105173 | 408 | SH |  | SOLE |  | 0 | 0 | 408 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 196774 | 2224 | SH |  | SOLE |  | 0 | 0 | 2224 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1918400 | 3059 | SH |  | SOLE |  | 0 | 0 | 3059 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 308240 | 919 | SH |  | SOLE |  | 0 | 0 | 919 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2128213 | 11143 | SH |  | SOLE |  | 0 | 0 | 11143 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1665375 | 3414 | SH |  | SOLE |  | 0 | 0 | 3414 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 4506743 | 14316 | SH |  | SOLE |  | 0 | 0 | 14316 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 723925 | 5051 | SH |  | SOLE |  | 0 | 0 | 5051 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 978809 | 18207 | SH |  | SOLE |  | 0 | 0 | 18207 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 1550516 | 32934 | SH |  | SOLE |  | 0 | 0 | 32934 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 184025 | 837 | SH |  | SOLE |  | 0 | 0 | 837 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 70986 | 1136 | SH |  | SOLE |  | 0 | 0 | 1136 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 49375 | 344 | SH |  | SOLE |  | 0 | 0 | 344 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1251250 | 21305 | SH |  | SOLE |  | 0 | 0 | 21305 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 187937 | 249 | SH |  | SOLE |  | 0 | 0 | 249 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 41705 | 1024 | SH |  | SOLE |  | 0 | 0 | 1024 |
| VISA INC | COM CL A | 92826C839 |  | 66710 | 190 | SH |  | SOLE |  | 0 | 0 | 190 |
| WALMART INC | COM | 931142103 |  | 63983 | 574 | SH |  | SOLE |  | 0 | 0 | 574 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 51465 | 552 | SH |  | SOLE |  | 0 | 0 | 552 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 4651 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 17847 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |

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