# EDGAR Filing Document

**Accession Number:** 0001908433
**File Stem:** 0001908433-25-000008
**Filing Date:** 2025-10
**Character Count:** 28670
**Document Hash:** b3c8f84dee1807859d4dea727296d325
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001908433-25-000008.hdr.sgml**: 20251010

**ACCESSION NUMBER**: 0001908433-25-000008

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251010

**DATE AS OF CHANGE**: 20251010

**EFFECTIVENESS DATE**: 20251010

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Kathleen S. Wright Associates Inc.
- **CENTRAL INDEX KEY:** 0001908433

**ORGANIZATION NAME:**
- **EIN:** 251852853
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21575
- **FILM NUMBER:** 251387046

**BUSINESS ADDRESS:**
- **STREET 1:** 61 MCMURRAY ROAD
- **STREET 2:** SUITE 204
- **CITY:** PITTSBURGH
- **STATE:** PA
- **ZIP:** 15241
- **BUSINESS PHONE:** 412-854-2100

**MAIL ADDRESS:**
- **STREET 1:** 61 MCMURRAY ROAD
- **STREET 2:** SUITE 204
- **CITY:** PITTSBURGH
- **STATE:** PA
- **ZIP:** 15241

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Kathleen S. Wright Associates Inc.<br>**Address:** 61 MCMURRAY ROAD<br>SUITE 204<br>PITTSBURGH, PA 15241

**Form 13F File Number:** 028-21575

**CRD Number (if applicable):** 000121300

**SEC File Number (if applicable):** 801-62560

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Adam K. Wright<br>**Title:** President  CCO<br>**Phone:** 412-854-2100

**Signature, Place, and Date of Signing:**

Adam K. Wright  Pittsburgh, PA  10-10-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 256

**Form 13F Information Table Value Total:** $269650795

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPS ETF TR | LERIAN MLP | 00162Q452 |  | 93860 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| ABBVIE INC | OM | 00287Y109 |  | 53717 | 232 | SH |  | SOLE |  | 232 | 0 | 0 |
| ADAMS DIVERSIFIED EQUITY FD | OM | 006212104 |  | 14830 | 665 | SH |  | SOLE |  | 665 | 0 | 0 |
| AECOM | OM | 00766T100 |  | 62626 | 480 | SH |  | SOLE |  | 480 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | OM | 007903107 |  | 34623 | 214 | SH |  | SOLE |  | 214 | 0 | 0 |
| AFFIRM HLDGS INC | OM CL A | 00827B106 |  | 243576 | 3333 | SH |  | SOLE |  | 3333 | 0 | 0 |
| EA SERIES TRUST | S QUAN VALUE | 02072L102 |  | 4915684 | 105374 | SH |  | SOLE |  | 105374 | 0 | 0 |
| EA SERIES TRUST | NTL QUAN VALUE | 02072L201 |  | 60336 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| ALPHABET INC | AP STK CL C | 02079K107 |  | 131517 | 540 | SH |  | SOLE |  | 540 | 0 | 0 |
| ALPHABET INC | AP STK CL A | 02079K305 |  | 2537803 | 10439 | SH |  | SOLE |  | 10439 | 0 | 0 |
| AMAZON COM INC | OM | 023135106 |  | 2196139 | 10002 | SH |  | SOLE |  | 10002 | 0 | 0 |
| AMERICAN CENTY ETF TR | NTL SMCP VLU | 025072802 |  | 201164 | 2260 | SH |  | SOLE |  | 2260 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | OM | 025537101 |  | 8775 | 78 | SH |  | SOLE |  | 78 | 0 | 0 |
| AMERICAN EXPRESS CO | OM | 025816109 |  | 2756444 | 8299 | SH |  | SOLE |  | 8299 | 0 | 0 |
| AMERICAN TOWER CORP NEW | OM | 03027X100 |  | 240400 | 1250 | SH |  | SOLE |  | 1250 | 0 | 0 |
| CENCORA INC | OM | 03073E105 |  | 94697 | 303 | SH |  | SOLE |  | 303 | 0 | 0 |
| APPLE INC | OM | 037833100 |  | 476413 | 1871 | SH |  | SOLE |  | 1871 | 0 | 0 |
| APPLIED MATLS INC | OM | 038222105 |  | 26821 | 131 | SH |  | SOLE |  | 131 | 0 | 0 |
| AURORA INNOVATION INC | LASS A COM | 051774107 |  | 57716 | 10708 | SH |  | SOLE |  | 10708 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | OM | 053015103 |  | 798483 | 2721 | SH |  | SOLE |  | 2721 | 0 | 0 |
| AXOS FINANCIAL INC | OM | 05465C100 |  | 36061 | 426 | SH |  | SOLE |  | 426 | 0 | 0 |
| BAXTER INTL INC | OM | 071813109 |  | 2277 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| BECTON DICKINSON  CO | OM | 075887109 |  | 56151 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | L B NEW | 084670702 |  | 21476047 | 42718 | SH |  | SOLE |  | 42718 | 0 | 0 |
| BLACKSTONE INC | OM | 09260D107 |  | 258667 | 1514 | SH |  | SOLE |  | 1514 | 0 | 0 |
| BOEING CO | OM | 097023105 |  | 13813 | 64 | SH |  | SOLE |  | 64 | 0 | 0 |
| BOOKING HOLDINGS INC | OM | 09857L108 |  | 226769 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| BROADCOM INC | OM | 11135F101 |  | 29692 | 90 | SH |  | SOLE |  | 90 | 0 | 0 |
| BROOKFIELD CORP | L A LTD VT SH | 11271J107 |  | 3959123 | 57730 | SH |  | SOLE |  | 57730 | 0 | 0 |
| BROOKFIELD ASSET MANAGMT LTD | L A LMT VTG SHS | 113004105 |  | 877901 | 15418 | SH |  | SOLE |  | 15418 | 0 | 0 |
| CF INDS HLDGS INC | OM | 125269100 |  | 15698 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| CAPITAL ONE FINL CORP | OM | 14040H105 |  | 21683 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| CARGURUS INC | OM CL A | 141788109 |  | 36820 | 989 | SH |  | SOLE |  | 989 | 0 | 0 |
| CATERPILLAR INC | OM | 149123101 |  | 25766 | 54 | SH |  | SOLE |  | 54 | 0 | 0 |
| COMCAST CORP NEW | L A | 20030N101 |  | 5844 | 186 | SH |  | SOLE |  | 186 | 0 | 0 |
| CONOCOPHILLIPS | OM | 20825C104 |  | 5013 | 53 | SH |  | SOLE |  | 53 | 0 | 0 |
| CORCEPT THERAPEUTICS INC | OM | 218352102 |  | 65324 | 786 | SH |  | SOLE |  | 786 | 0 | 0 |
| COSTCO WHSL CORP NEW | OM | 22160K105 |  | 13884 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| COSTAR GROUP INC | OM | 22160N109 |  | 33748 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| CUMMINS INC | OM | 231021106 |  | 44349 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| DAVIS FUNDAMENTAL ETF TR | ELECT FINL | 23908L108 |  | 141313 | 3125 | SH |  | SOLE |  | 3125 | 0 | 0 |
| DAVIS FUNDAMENTAL ETF TR | ELECT US EQTY | 23908L207 |  | 1112487 | 23225 | SH |  | SOLE |  | 23225 | 0 | 0 |
| DAVIS FUNDAMENTAL ETF TR | ELCT INTL ETF | 23908L405 |  | 804552 | 28755 | SH |  | SOLE |  | 28755 | 0 | 0 |
| DIAGEO PLC | PON ADR NEW | 25243Q205 |  | 164646 | 1725 | SH |  | SOLE |  | 1725 | 0 | 0 |
| DICKS SPORTING GOODS INC | OM | 253393102 |  | 277775 | 1250 | SH |  | SOLE |  | 1250 | 0 | 0 |
| DIMENSIONAL ETF TRUST | S EQUITY MARKET | 25434V401 |  | 3501927 | 48342 | SH |  | SOLE |  | 48342 | 0 | 0 |
| DIMENSIONAL ETF TRUST | S CORE EQUITY 1 | 25434V625 |  | 1175643 | 16342 | SH |  | SOLE |  | 16342 | 0 | 0 |
| DIMENSIONAL ETF TRUST | S CORE EQUITY 2 | 25434V708 |  | 863351 | 22384 | SH |  | SOLE |  | 22384 | 0 | 0 |
| DIMENSIONAL ETF TRUST | S MKTWIDE VALUE | 25434V724 |  | 328394 | 7348 | SH |  | SOLE |  | 7348 | 0 | 0 |
| DIMENSIONAL ETF TRUST | MERGING MKTS CO | 25434V732 |  | 2066099 | 64425 | SH |  | SOLE |  | 64425 | 0 | 0 |
| DIMENSIONAL ETF TRUST | NTL SMALL CAP V | 25434V781 |  | 128484 | 3600 | SH |  | SOLE |  | 3600 | 0 | 0 |
| DIMENSIONAL ETF TRUST | S SMALL CAP VAL | 25434V815 |  | 888940 | 27919 | SH |  | SOLE |  | 27919 | 0 | 0 |
| DIMENSIONAL ETF TRUST | S REAL ESTATE E | 25434V823 |  | 103795 | 4352 | SH |  | SOLE |  | 4352 | 0 | 0 |
| DIMENSIONAL ETF TRUST | HORT DURATION F | 25434V864 |  | 814315 | 16898 | SH |  | SOLE |  | 16898 | 0 | 0 |
| DIMENSIONAL ETF TRUST | ORE FIXED INCOM | 25434V872 |  | 564389 | 13199 | SH |  | SOLE |  | 13199 | 0 | 0 |
| DIMENSIONAL ETF TRUST | ORLD EX US CORE | 25434V880 |  | 1539236 | 49051 | SH |  | SOLE |  | 49051 | 0 | 0 |
| DISNEY WALT CO | OM | 254687106 |  | 352088 | 3075 | SH |  | SOLE |  | 3075 | 0 | 0 |
| DUKE ENERGY CORP NEW | OM NEW | 26441C204 |  | 25493 | 206 | SH |  | SOLE |  | 206 | 0 | 0 |
| EQT CORP | OM | 26884L109 |  | 8382 | 154 | SH |  | SOLE |  | 154 | 0 | 0 |
| ETF OPPORTUNITIES TRUST | EDGEYE CAPITAL A | 26923Q747 |  | 38150 | 1396 | SH |  | SOLE |  | 1396 | 0 | 0 |
| FTI CONSULTING INC | OM | 302941109 |  | 41544 | 257 | SH |  | SOLE |  | 257 | 0 | 0 |
| META PLATFORMS INC | L A | 30303M102 |  | 47735 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| F5 INC | OM | 315616102 |  | 46539 | 144 | SH |  | SOLE |  | 144 | 0 | 0 |
| FIDELITY COVINGTON TRUST | NHANCED LARGE | 316092113 |  | 21393 | 574 | SH |  | SOLE |  | 574 | 0 | 0 |
| FIDELITY COVINGTON TRUST | ML MID MLTFCT | 316092527 |  | 5545 | 126 | SH |  | SOLE |  | 126 | 0 | 0 |
| FORD MTR CO | OM | 345370860 |  | 1398 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| FORTINET INC | OM | 34959E109 |  | 70291 | 836 | SH |  | SOLE |  | 836 | 0 | 0 |
| FRANKLIN BSP RLTY TR INC | OMMON STOCK | 35243J101 |  | 37196 | 3425 | SH |  | SOLE |  | 3425 | 0 | 0 |
| FREEPORT-MCMORAN INC | L B | 35671D857 |  | 16904 | 431 | SH |  | SOLE |  | 431 | 0 | 0 |
| GRAHAM HLDGS CO | OM CL B | 384637104 |  | 117731 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | HS REP COM UT | 389637109 |  | 9875 | 110 | SH |  | SOLE |  | 110 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TR ET | HS NEW | 389930207 |  | 31137 | 615 | SH |  | SOLE |  | 615 | 0 | 0 |
| HARTFORD FDS EXCHANGE TRADED | OTAL RTRN ETF | 41653L305 |  | 3522879 | 102738 | SH |  | SOLE |  | 102738 | 0 | 0 |
| HERCULES CAPITAL INC | OM | 427096508 |  | 29878 | 1580 | SH |  | SOLE |  | 1580 | 0 | 0 |
| HOST HOTELS  RESORTS INC | OM | 44107P104 |  | 10013 | 588 | SH |  | SOLE |  | 588 | 0 | 0 |
| HURON CONSULTING GROUP INC | OM | 447462102 |  | 11742 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| INTUITIVE SURGICAL INC | OM NEW | 46120E602 |  | 26834 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | EQL WGT | 46137V357 |  | 273628 | 1442 | SH |  | SOLE |  | 1442 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | AFI US 1000 ETF | 46137V613 |  | 6555 | 145 | SH |  | SOLE |  | 145 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | AFI EMRGNG MRKT | 46138E727 |  | 12837 | 505 | SH |  | SOLE |  | 505 | 0 | 0 |
| ISHARES GOLD TR | SHARES NEW | 464285204 |  | 483848 | 6649 | SH |  | SOLE |  | 6649 | 0 | 0 |
| ISHARES INC | M MKT SM-CP ETF | 464286475 |  | 204 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| ISHARES INC | SCI EMERG MRKT | 464286533 |  | 805768 | 12624 | SH |  | SOLE |  | 12624 | 0 | 0 |
| ISHARES INC | SCI EQUAL WEITE | 464286681 |  | 205940 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| ISHARES TR | ORE S TTL STK | 464287150 |  | 413646 | 2840 | SH |  | SOLE |  | 2840 | 0 | 0 |
| ISHARES TR | ORE S ETF | 464287200 |  | 3025298 | 4520 | SH |  | SOLE |  | 4520 | 0 | 0 |
| ISHARES TR | ORE US AGGBD ET | 464287226 |  | 188570 | 1881 | SH |  | SOLE |  | 1881 | 0 | 0 |
| ISHARES TR | 3 YR TREAS BD | 464287457 |  | 1221043 | 14718 | SH |  | SOLE |  | 14718 | 0 | 0 |
| ISHARES TR | ORE S MCP ETF | 464287507 |  | 1048672 | 16069 | SH |  | SOLE |  | 16069 | 0 | 0 |
| ISHARES TR | XPANDED TECH | 464287515 |  | 50604 | 440 | SH |  | SOLE |  | 440 | 0 | 0 |
| ISHARES TR | MC 400GR ETF | 464287606 |  | 79780 | 832 | SH |  | SOLE |  | 832 | 0 | 0 |
| ISHARES TR | US 1000 ETF | 464287622 |  | 8041 | 22 | SH |  | SOLE |  | 22 | 0 | 0 |
| ISHARES TR | USSELL 2000 ETF | 464287655 |  | 31659 | 131 | SH |  | SOLE |  | 131 | 0 | 0 |
| ISHARES TR | ORE S SCP ETF | 464287804 |  | 594355 | 5002 | SH |  | SOLE |  | 5002 | 0 | 0 |
| ISHARES TR | HRT NAT MUN ETF | 464288158 |  | 351706 | 3294 | SH |  | SOLE |  | 3294 | 0 | 0 |
| ISHARES TR | AFE SML CP ETF | 464288273 |  | 126794 | 1653 | SH |  | SOLE |  | 1653 | 0 | 0 |
| ISHARES TR | ATIONAL MUN ETF | 464288414 |  | 186117 | 1748 | SH |  | SOLE |  | 1748 | 0 | 0 |
| ISHARES TR | 7 YR TREAS BD | 464288661 |  | 484016 | 4050 | SH |  | SOLE |  | 4050 | 0 | 0 |
| ISHARES TR | SG OPTIMIZED | 464288802 |  | 13022 | 96 | SH |  | SOLE |  | 96 | 0 | 0 |
| ISHARES TR | S TREAS BD ETF | 46429B267 |  | 10242 | 443 | SH |  | SOLE |  | 443 | 0 | 0 |
| ISHARES TR | RATE CP BD ETF | 46429B291 |  | 319902 | 6600 | SH |  | SOLE |  | 6600 | 0 | 0 |
| ISHARES TR | SCI EAFE MIN VL | 46429B689 |  | 1552769 | 18304 | SH |  | SOLE |  | 18304 | 0 | 0 |
| ISHARES TR | SCI USA MIN VOL | 46429B697 |  | 6084676 | 63955 | SH |  | SOLE |  | 63955 | 0 | 0 |
| ISHARES TR | SCI USA VALUE | 46432F388 |  | 875 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| ISHARES TR | SCI USA MMENTM | 46432F396 |  | 963739 | 3758 | SH |  | SOLE |  | 3758 | 0 | 0 |
| ISHARES TR | ORE MSCI TOTAL | 46432F834 |  | 18993 | 230 | SH |  | SOLE |  | 230 | 0 | 0 |
| ISHARES TR | ORE MSCI EAFE | 46432F842 |  | 139783 | 1601 | SH |  | SOLE |  | 1601 | 0 | 0 |
| ISHARES INC | ORE MSCI EMKT | 46434G103 |  | 8174 | 124 | SH |  | SOLE |  | 124 | 0 | 0 |
| ISHARES INC | SG AWR MSCI EM | 46434G863 |  | 14025 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| ISHARES TR | -5YR HI YL CP | 46434V407 |  | 243172 | 5616 | SH |  | SOLE |  | 5616 | 0 | 0 |
| ISHARES TR | DG MSCI EAFE | 46434V803 |  | 1064670 | 26879 | SH |  | SOLE |  | 26879 | 0 | 0 |
| ISHARES TR | SG AWR MSCI USA | 46435G425 |  | 14414 | 99 | SH |  | SOLE |  | 99 | 0 | 0 |
| ISHARES TR | SG AW MSCI EAFE | 46435G516 |  | 30404 | 327 | SH |  | SOLE |  | 327 | 0 | 0 |
| ISHARES TR | -3 MNTH TREASRY | 46436E718 |  | 13475282 | 133816 | SH |  | SOLE |  | 133816 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | HS BEN INT | 46438F101 |  | 6500 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | LTRA SHT MUNCPL | 46641Q654 |  | 2074106 | 40637 | SH |  | SOLE |  | 40637 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | LTRA SHRT ETF | 46641Q837 |  | 471647 | 9297 | SH |  | SOLE |  | 9297 | 0 | 0 |
| JOHNSON  JOHNSON | OM | 478160104 |  | 741680 | 4000 | SH |  | SOLE |  | 4000 | 0 | 0 |
| LATTICE STRATEGIES TR | ARTFORD MLT ETF | 518416102 |  | 283916 | 7992 | SH |  | SOLE |  | 7992 | 0 | 0 |
| LATTICE STRATEGIES TR | ARTFORD US EQTY | 518416409 |  | 356443 | 6200 | SH |  | SOLE |  | 6200 | 0 | 0 |
| LATTICE STRATEGIES TR | ARTFORD MLT SML | 518416508 |  | 220118 | 4842 | SH |  | SOLE |  | 4842 | 0 | 0 |
| LEIDOS HOLDINGS INC | OM | 525327102 |  | 53098 | 281 | SH |  | SOLE |  | 281 | 0 | 0 |
| MARATHON PETE CORP | OM | 56585A102 |  | 12143 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| MARKEL GROUP INC | OM | 570535104 |  | 1892246 | 990 | SH |  | SOLE |  | 990 | 0 | 0 |
| MARRIOTT INTL INC NEW | L A | 571903202 |  | 42691 | 164 | SH |  | SOLE |  | 164 | 0 | 0 |
| MICROSOFT CORP | OM | 594918104 |  | 991874 | 1915 | SH |  | SOLE |  | 1915 | 0 | 0 |
| MOHAWK INDS INC | OM | 608190104 |  | 45122 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| MOODYS CORP | OM | 615369105 |  | 190592 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| MORGAN STANLEY | OM NEW | 617446448 |  | 30520 | 192 | SH |  | SOLE |  | 192 | 0 | 0 |
| NIO INC | PON ADS | 62914V106 |  | 76 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| NETFLIX INC | OM | 64110L106 |  | 119892 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| RITHM CAPITAL CORP | OM NEW | 64828T201 |  | 22780 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| NEXTRACKER INC | LASS A COM | 65290E101 |  | 15168 | 205 | SH |  | SOLE |  | 205 | 0 | 0 |
| NORFOLK SOUTHN CORP | OM | 655844108 |  | 113185 | 377 | SH |  | SOLE |  | 377 | 0 | 0 |
| NOVO-NORDISK A S | DR | 670100205 |  | 16758 | 302 | SH |  | SOLE |  | 302 | 0 | 0 |
| NVIDIA CORPORATION | OM | 67066G104 |  | 99447 | 533 | SH |  | SOLE |  | 533 | 0 | 0 |
| PNC FINL SVCS GROUP INC | OM | 693475105 |  | 15203 | 76 | SH |  | SOLE |  | 76 | 0 | 0 |
| PALO ALTO NETWORKS INC | OM | 697435105 |  | 105068 | 516 | SH |  | SOLE |  | 516 | 0 | 0 |
| PDS BIOTECHNOLOGY CORP | OM | 70465T107 |  | 7070 | 7000 | SH |  | SOLE |  | 7000 | 0 | 0 |
| PIMCO EQUITY SER | AFI DYN EMERG | 72202L389 |  | 271670 | 12064 | SH |  | SOLE |  | 12064 | 0 | 0 |
| RBB FUND TRUST | IRST EAGLE OVER | 75526L878 |  | 66419 | 1440 | SH |  | SOLE |  | 1440 | 0 | 0 |
| REGENERON PHARMACEUTICALS | OM | 75886F107 |  | 50604 | 90 | SH |  | SOLE |  | 90 | 0 | 0 |
| SHELL PLC | PON ADS | 780259305 |  | 13519 | 189 | SH |  | SOLE |  | 189 | 0 | 0 |
| SPDR GOLD TR | OLD SHS | 78463V107 |  | 26660 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| SPDR INDEX SHS FDS | ORTFOLIO EMG MK | 78463X509 |  | 2481384 | 53010 | SH |  | SOLE |  | 53010 | 0 | 0 |
| SPDR INDEX SHS FDS | EMKTSC ETF | 78463X756 |  | 1568808 | 23314 | SH |  | SOLE |  | 23314 | 0 | 0 |
| SPDR INDEX SHS FDS | ORTFOLIO DEVLPD | 78463X889 |  | 749420 | 17514 | SH |  | SOLE |  | 17514 | 0 | 0 |
| SPDR SERIES TRUST | ORTFOLIO CRPORT | 78464A144 |  | 1491812 | 50348 | SH |  | SOLE |  | 50348 | 0 | 0 |
| SPDR SERIES TRUST | 600 SMCP VAL | 78464A300 |  | 64055 | 723 | SH |  | SOLE |  | 723 | 0 | 0 |
| SPDR SERIES TRUST | BG CONV SEC ETF | 78464A359 |  | 353222 | 3903 | SH |  | SOLE |  | 3903 | 0 | 0 |
| SPDR SERIES TRUST | ORTFOLIO S | 78468R853 |  | 70887 | 1530 | SH |  | SOLE |  | 1530 | 0 | 0 |
| SALESFORCE INC | OM | 79466L302 |  | 27729 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| SCHWAB CHARLES CORP | OM | 808513105 |  | 257769 | 2700 | SH |  | SOLE |  | 2700 | 0 | 0 |
| SCHWAB STRATEGIC TR | S LRG CAP ETF | 808524201 |  | 120532 | 4576 | SH |  | SOLE |  | 4576 | 0 | 0 |
| SCHWAB STRATEGIC TR | S MID-CAP ETF | 808524508 |  | 2934 | 99 | SH |  | SOLE |  | 99 | 0 | 0 |
| SCHWAB STRATEGIC TR | S SML CAP ETF | 808524607 |  | 223088 | 7996 | SH |  | SOLE |  | 7996 | 0 | 0 |
| SCHWAB STRATEGIC TR | UNDAMENTAL INTL | 808524748 |  | 7033 | 158 | SH |  | SOLE |  | 158 | 0 | 0 |
| SCHWAB STRATEGIC TR | UNDAMENTAL INTL | 808524755 |  | 13876 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| SCHWAB STRATEGIC TR | UNDAMENTAL US S | 808524763 |  | 17450 | 560 | SH |  | SOLE |  | 560 | 0 | 0 |
| SCHWAB STRATEGIC TR | UNDAMENTAL US L | 808524771 |  | 21619 | 822 | SH |  | SOLE |  | 822 | 0 | 0 |
| SCHWAB STRATEGIC TR | NTL EQTY ETF | 808524805 |  | 6387214 | 274365 | SH |  | SOLE |  | 274365 | 0 | 0 |
| SCHWAB STRATEGIC TR | NT-TRM U.S TRES | 808524854 |  | 2782469 | 110723 | SH |  | SOLE |  | 110723 | 0 | 0 |
| SCHWAB STRATEGIC TR | NTL SCEQT ETF | 808524888 |  | 5784005 | 127093 | SH |  | SOLE |  | 127093 | 0 | 0 |
| SELECT SECTOR SPDR TR | BI CONS STPLS | 81369Y308 |  | 7994 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| SELECT SECTOR SPDR TR | INANCIAL | 81369Y605 |  | 798467 | 14822 | SH |  | SOLE |  | 14822 | 0 | 0 |
| SUPERNUS PHARMACEUTICALS INC | OM | 868459108 |  | 22700 | 475 | SH |  | SOLE |  | 475 | 0 | 0 |
| TD SYNNEX CORPORATION | OM | 87162W100 |  | 49780 | 304 | SH |  | SOLE |  | 304 | 0 | 0 |
| SYNCHRONY FINANCIAL | OM | 87165B103 |  | 5471 | 77 | SH |  | SOLE |  | 77 | 0 | 0 |
| SYSCO CORP | OM | 871829107 |  | 16962 | 206 | SH |  | SOLE |  | 206 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | PONSORED ADS | 874039100 |  | 39659 | 142 | SH |  | SOLE |  | 142 | 0 | 0 |
| TARGET CORP | OM | 87612E106 |  | 71760 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| TESLA INC | OM | 88160R101 |  | 105843 | 238 | SH |  | SOLE |  | 238 | 0 | 0 |
| TETRA TECH INC NEW | OM | 88162G103 |  | 31210 | 935 | SH |  | SOLE |  | 935 | 0 | 0 |
| TIDAL TRUST I | OFI SELECT 500 | 886364173 |  | 6330 | 49 | SH |  | SOLE |  | 49 | 0 | 0 |
| TOTALENERGIES SE | PONSORED ADS | 89151E109 |  | 8058 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| 2023 ETF SERIES TRUST II | MO US QUALITY E | 90139K100 |  | 138354 | 3823 | SH |  | SOLE |  | 3823 | 0 | 0 |
| UBER TECHNOLOGIES INC | OM | 90353T100 |  | 226409 | 2311 | SH |  | SOLE |  | 2311 | 0 | 0 |
| UNION PAC CORP | OM | 907818108 |  | 15364 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| VANECK ETF TRUST | RNGSTR INT MOAT | 92189F593 |  | 1174572 | 31685 | SH |  | SOLE |  | 31685 | 0 | 0 |
| VANECK ETF TRUST | RNGSTR WDE MOAT | 92189F643 |  | 16665940 | 168156 | SH |  | SOLE |  | 168156 | 0 | 0 |
| VANECK ETF TRUST | EMICONDUCTR ETF | 92189F676 |  | 32636 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | IV APP ETF | 921908844 |  | 788963 | 3656 | SH |  | SOLE |  | 3656 | 0 | 0 |
| VANGUARD STAR FDS | G TL INTL STK F | 921909768 |  | 1984742 | 27018 | SH |  | SOLE |  | 27018 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | MLLCP 600 IDX | 921932828 |  | 1981611 | 17938 | SH |  | SOLE |  | 17938 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | IDCP 400 IDX | 921932885 |  | 367906 | 3333 | SH |  | SOLE |  | 3333 | 0 | 0 |
| VANGUARD WELLINGTON FD | HORT TRM TAX EX | 921935870 |  | 1545183 | 15160 | SH |  | SOLE |  | 15160 | 0 | 0 |
| VANGUARD BD INDEX FDS | OTAL BND MRKT | 921937835 |  | 2060798 | 27710 | SH |  | SOLE |  | 27710 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | AN FTSE DEV MKT | 921943858 |  | 33735 | 563 | SH |  | SOLE |  | 563 | 0 | 0 |
| VANGUARD WHITEHALL FDS | IGH DIV YLD | 921946406 |  | 1503141 | 10664 | SH |  | SOLE |  | 10664 | 0 | 0 |
| VANGUARD WHITEHALL FDS | NTL HIGH ETF | 921946794 |  | 926341 | 10939 | SH |  | SOLE |  | 10939 | 0 | 0 |
| VANGUARD WHITEHALL FDS | NTL DVD ETF | 921946810 |  | 7152217 | 79851 | SH |  | SOLE |  | 79851 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TSE SMCAP ETF | 922042718 |  | 2152516 | 15100 | SH |  | SOLE |  | 15100 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | T WRLD ST ETF | 922042742 |  | 1250122 | 9072 | SH |  | SOLE |  | 9072 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TSE EMR MKT ETF | 922042858 |  | 399319 | 7370 | SH |  | SOLE |  | 7370 | 0 | 0 |
| VANGUARD WORLD FD | NERGY ETF | 92204A306 |  | 125860 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | NTER TERM TREAS | 92206C706 |  | 120060 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | TG-BKD SECS ETF | 92206C771 |  | 1058430 | 22539 | SH |  | SOLE |  | 22539 | 0 | 0 |
| VANGUARD MUN BD FDS | AX EXEMPT BD | 922907746 |  | 17374 | 347 | SH |  | SOLE |  | 347 | 0 | 0 |
| VANGUARD INDEX FDS | 500 ETF SHS | 922908363 |  | 28950079 | 47275 | SH |  | SOLE |  | 47275 | 0 | 0 |
| VANGUARD INDEX FDS | EAL ESTATE ETF | 922908553 |  | 36568 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| VANGUARD INDEX FDS | M CP VAL ETF | 922908611 |  | 3729000 | 17867 | SH |  | SOLE |  | 17867 | 0 | 0 |
| VANGUARD INDEX FDS | ID CAP ETF | 922908629 |  | 9309610 | 31693 | SH |  | SOLE |  | 31693 | 0 | 0 |
| VANGUARD INDEX FDS | ARGE CAP ETF | 922908637 |  | 283854 | 922 | SH |  | SOLE |  | 922 | 0 | 0 |
| VANGUARD INDEX FDS | ROWTH ETF | 922908736 |  | 11328625 | 23620 | SH |  | SOLE |  | 23620 | 0 | 0 |
| VANGUARD INDEX FDS | ALUE ETF | 922908744 |  | 1068961 | 5732 | SH |  | SOLE |  | 5732 | 0 | 0 |
| VANGUARD INDEX FDS | MALL CP ETF | 922908751 |  | 3871130 | 15224 | SH |  | SOLE |  | 15224 | 0 | 0 |
| VANGUARD INDEX FDS | OTAL STK MKT | 922908769 |  | 7262074 | 22129 | SH |  | SOLE |  | 22129 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | OM | 92343V104 |  | 403495 | 9181 | SH |  | SOLE |  | 9181 | 0 | 0 |
| VISA INC | OM CL A | 92826C839 |  | 1614045 | 4728 | SH |  | SOLE |  | 4728 | 0 | 0 |
| WELLS FARGO CO NEW | OM | 949746101 |  | 375095 | 4475 | SH |  | SOLE |  | 4475 | 0 | 0 |
| WESTERN DIGITAL CORP | OM | 958102105 |  | 74077 | 617 | SH |  | SOLE |  | 617 | 0 | 0 |
| WISDOMTREE TR | MG MKTS SMCAP | 97717W281 |  | 651111 | 11403 | SH |  | SOLE |  | 11403 | 0 | 0 |
| WISDOMTREE TR | S SMALLCAP FUND | 97717W562 |  | 7493320 | 134121 | SH |  | SOLE |  | 134121 | 0 | 0 |
| WISDOMTREE TR | NTL SMCAP DIV | 97717W760 |  | 2326622 | 29262 | SH |  | SOLE |  | 29262 | 0 | 0 |
| WISDOMTREE TR | M EX ST-OWNED | 97717X578 |  | 26558 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| BROOKFIELD WEALTH SOL LTD | L A EXCHANGEAB | G17434104 |  | 2671 | 39 | SH |  | SOLE |  | 39 | 0 | 0 |
| CHUBB LIMITED | OM | H1467J104 |  | 118545 | 420 | SH |  | SOLE |  | 420 | 0 | 0 |
| CHECK POINT SOFTWARE TECH LT | RD | M22465104 |  | 35589 | 172 | SH |  | SOLE |  | 172 | 0 | 0 |
| ASML HOLDING N V | Y REGISTRY SHS | N07059210 |  | 29043 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| FLEX LTD | RD | Y2573F102 |  | 68347 | 1179 | SH |  | SOLE |  | 1179 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 1410798 | 4862 | SH |  | SOLE |  | 4862 | 0 | 0 |
| APPLIED MATERIALS INC | COM | 038222105 |  | 92356 | 424 | SH |  | SOLE |  | 424 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 232748 | 1260 | SH |  | SOLE |  | 1260 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 872167 | 3860 | SH |  | SOLE |  | 3860 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 3819429 | 11784 | SH |  | SOLE |  | 11784 | 0 | 0 |
| BROOKFIELD ASSET MANAG FCLASS A | CL A LMT VTG SHS | 113004105 |  | 720014 | 12365 | SH |  | SOLE |  | 12365 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 307321 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 1621583 | 23904 | SH |  | SOLE |  | 23904 | 0 | 0 |
| 1/100 BERKSHIRE HTWY CLASS A | CL A | 084990175 |  | 751045 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3129876 | 6251 | SH |  | SOLE |  | 6251 | 0 | 0 |
| COSTAR GROUP INC | COM | 22160N109 |  | 341377 | 4300 | SH |  | SOLE |  | 4300 | 0 | 0 |
| C S W INDUSTRIALS INC | COM | 126402106 |  | 489660 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| DIAGEO PLC FSPONSORED ADR 1 ADR REPS 4 ORD SHS | ADR | G42089113 |  | 330742 | 3460 | SH |  | SOLE |  | 3460 | 0 | 0 |
| WALT DISNEY CO | COM | 254687AV8 |  | 559 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1327374 | 5400 | SH |  | SOLE |  | 5400 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 48965 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| HASBRO INC | COM | 418056107 |  | 528 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 892201 | 4700 | SH |  | SOLE |  | 4700 | 0 | 0 |
| THE COCA-COLA CO | COM | 191098102 |  | 727183 | 11000 | SH |  | SOLE |  | 11000 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 289341 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| MATTEL INC. | COM | 577081102 |  | 421 | 23 | SH |  | SOLE |  | 23 | 0 | 0 |
| MOODYS CORP | COM | 615369105 |  | 244305 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| MARKEL GROUP INC | COM | 570535104 |  | 758016 | 388 | SH |  | SOLE |  | 388 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 3636 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| NESTLE S A FSPONSORED ADR 1 ADR REPS 1 ORD SHS | ADR | 641069406 |  | 446284 | 4790 | SH |  | SOLE |  | 4790 | 0 | 0 |
| NEWELL BRANDS INC | COM | 651229106 |  | 506 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 289717 | 11225 | SH |  | SOLE |  | 11225 | 0 | 0 |
| PNC FINL SERVICES | COM | 693475105 |  | 568542 | 2979 | SH |  | SOLE |  | 2979 | 0 | 0 |
| PERNOD RICARD FIN S A FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS | ADR | 714264306 |  | 52404 | 2650 | SH |  | SOLE |  | 2650 | 0 | 0 |
| ROSS STORES INC | COM | 778296103 |  | 513211 | 3400 | SH |  | SOLE |  | 3400 | 0 | 0 |
| CHARLES SCHWAB CORP | COM | 808513105 |  | 28169 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 48144 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1055544 | 2999 | SH |  | SOLE |  | 2999 | 0 | 0 |
| VERISK ANALYTICS INC CLASS A | CL A COM | 92345Y106 |  | 24334 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 128176 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| WHITE MOUNTAINS INS F | COM | G9618E107 |  | 646782 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |

---