# EDGAR Filing Document

**Accession Number:** 0002135817
**File Stem:** 0001951757-26-000887
**Filing Date:** 2026-5
**Character Count:** 10822
**Document Hash:** 76e69e5aaa3a6604b81bead6eaa2ae7c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000887.hdr.sgml**: 20260520

**ACCESSION NUMBER**: 0001951757-26-000887

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260520

**DATE AS OF CHANGE**: 20260520

**EFFECTIVENESS DATE**: 20260520

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cadia Private Client LLC
- **CENTRAL INDEX KEY:** 0002135817

**ORGANIZATION NAME:**
- **EIN:** 832303452
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26991
- **FILM NUMBER:** 261003759

**BUSINESS ADDRESS:**
- **STREET 1:** 1 GATEHALL DRIVE
- **STREET 2:** SUITE 307
- **CITY:** PARSIPPANY
- **STATE:** NJ
- **ZIP:** 07054
- **BUSINESS PHONE:** 973-993-6300

**MAIL ADDRESS:**
- **STREET 1:** 1 GATEHALL DRIVE
- **STREET 2:** SUITE 307
- **CITY:** PARSIPPANY
- **STATE:** NJ
- **ZIP:** 07054

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cadia Private Client LLC<br>**Address:** 1 GATEHALL DRIVE<br>SUITE 307<br>PARSIPPANY, NJ 07054

**Form 13F File Number:** 028-26991

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Vincent Maffucci<br>**Title:** Chief Compliance Officer<br>**Phone:** 973-993-6300

**Signature, Place, and Date of Signing:**

Vincent Maffucci  Parsippany-Troy Hills, NJ  05-20-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 71

**Form 13F Information Table Value Total:** $126010065

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 760303 | 2834 | SH |  | SOLE |  | 0 | 0 | 2834 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 801608 | 2561 | SH |  | SOLE |  | 0 | 0 | 2561 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 241640 | 770 | SH |  | SOLE |  | 0 | 0 | 770 |
| AMAZON COM INC | COM | 023135106 |  | 1031073 | 4467 | SH |  | SOLE |  | 0 | 0 | 4467 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 324639 | 4215 | SH |  | SOLE |  | 0 | 0 | 4215 |
| AMGEN INC | COM | 031162100 |  | 348575 | 1065 | SH |  | SOLE |  | 0 | 0 | 1065 |
| APPLE INC | COM | 037833100 |  | 2300722 | 8463 | SH |  | SOLE |  | 0 | 0 | 8463 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 288018 | 573 | SH |  | SOLE |  | 0 | 0 | 573 |
| BLACKROCK ETF TRUST | DYNAMIC EQTY ACT | 09290C723 |  | 419351 | 16375 | SH |  | SOLE |  | 0 | 0 | 16375 |
| BLACKROCK ETF TRUST | DISCIPLINED VOLA | 09290C715 |  | 429627 | 17320 | SH |  | SOLE |  | 0 | 0 | 17320 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 431325 | 7093 | SH |  | SOLE |  | 0 | 0 | 7093 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 570352 | 10808 | SH |  | SOLE |  | 0 | 0 | 10808 |
| BROADCOM INC | COM | 11135F101 |  | 247517 | 715 | SH |  | SOLE |  | 0 | 0 | 715 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 210585 | 244 | SH |  | SOLE |  | 0 | 0 | 244 |
| EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 |  | 927766 | 8061 | SH |  | SOLE |  | 0 | 0 | 8061 |
| ELI LILLY  CO | COM | 532457108 |  | 212177 | 197 | SH |  | SOLE |  | 0 | 0 | 197 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 4693264 | 101939 | SH |  | SOLE |  | 0 | 0 | 101939 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 710861 | 9325 | SH |  | SOLE |  | 0 | 0 | 9325 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 409549 | 8009 | SH |  | SOLE |  | 0 | 0 | 8009 |
| HALOZYME THERAPEUTICS INC | COM | 40637H109 |  | 1446950 | 21500 | SH |  | SOLE |  | 0 | 0 | 21500 |
| INVESCO EXCH TRADED FD TR II | NATL AMT MUNI | 46138E537 |  | 212064 | 9145 | SH |  | SOLE |  | 0 | 0 | 9145 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 217965 | 2904 | SH |  | SOLE |  | 0 | 0 | 2904 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 276845 | 1445 | SH |  | SOLE |  | 0 | 0 | 1445 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 13654212 | 22227 | SH |  | SOLE |  | 0 | 0 | 22227 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 230459 | 4642 | SH |  | SOLE |  | 0 | 0 | 4642 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 5657244 | 81493 | SH |  | SOLE |  | 0 | 0 | 81493 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 573481 | 12322 | SH |  | SOLE |  | 0 | 0 | 12322 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 2557350 | 12876 | SH |  | SOLE |  | 0 | 0 | 12876 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 4251584 | 84257 | SH |  | SOLE |  | 0 | 0 | 84257 |
| ISHARES TR | SYSTEMATIC BD ET | 46435U796 |  | 270716 | 3016 | SH |  | SOLE |  | 0 | 0 | 3016 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 332815 | 3500 | SH |  | SOLE |  | 0 | 0 | 3500 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 275613 | 1850 | SH |  | SOLE |  | 0 | 0 | 1850 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 240173 | 9516 | SH |  | SOLE |  | 0 | 0 | 9516 |
| ISHARES TR | INVESTMENT GRADE | 46435G219 |  | 940953 | 20608 | SH |  | SOLE |  | 0 | 0 | 20608 |
| ISHARES TR | CORE DIVID ETF | 46435U861 |  | 239256 | 4502 | SH |  | SOLE |  | 0 | 0 | 4502 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 616598 | 5779 | SH |  | SOLE |  | 0 | 0 | 5779 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 2701758 | 117340 | SH |  | SOLE |  | 0 | 0 | 117340 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4359229 | 66049 | SH |  | SOLE |  | 0 | 0 | 66049 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1301880 | 15719 | SH |  | SOLE |  | 0 | 0 | 15719 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 895851 | 9316 | SH |  | SOLE |  | 0 | 0 | 9316 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 201037 | 1824 | SH |  | SOLE |  | 0 | 0 | 1824 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 317202 | 3001 | SH |  | SOLE |  | 0 | 0 | 3001 |
| ISHARES TR | S 100 ETF | 464287101 |  | 323078 | 942 | SH |  | SOLE |  | 0 | 0 | 942 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 4966482 | 49724 | SH |  | SOLE |  | 0 | 0 | 49724 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 10020693 | 67393 | SH |  | SOLE |  | 0 | 0 | 67393 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 4283244 | 38886 | SH |  | SOLE |  | 0 | 0 | 38886 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 698374 | 5421 | SH |  | SOLE |  | 0 | 0 | 5421 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 690970 | 6451 | SH |  | SOLE |  | 0 | 0 | 6451 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 229922 | 1111 | SH |  | SOLE |  | 0 | 0 | 1111 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 2884767 | 8953 | SH |  | SOLE |  | 0 | 0 | 8953 |
| MICROSOFT CORP | COM | 594918104 |  | 1265632 | 2617 | SH |  | SOLE |  | 0 | 0 | 2617 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2293988 | 12300 | SH |  | SOLE |  | 0 | 0 | 12300 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 597941 | 4172 | SH |  | SOLE |  | 0 | 0 | 4172 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 243411 | 5384 | SH |  | SOLE |  | 0 | 0 | 5384 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 5299286 | 193193 | SH |  | SOLE |  | 0 | 0 | 193193 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 479983 | 14714 | SH |  | SOLE |  | 0 | 0 | 14714 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 10283622 | 410033 | SH |  | SOLE |  | 0 | 0 | 410033 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 224886 | 4106 | SH |  | SOLE |  | 0 | 0 | 4106 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 1064246 | 1561 | SH |  | SOLE |  | 0 | 0 | 1561 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 |  | 259023 | 2750 | SH |  | SOLE |  | 0 | 0 | 2750 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 377078 | 3534 | SH |  | SOLE |  | 0 | 0 | 3534 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 472375 | 8315 | SH |  | SOLE |  | 0 | 0 | 8315 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A821 |  | 339446 | 3672 | SH |  | SOLE |  | 0 | 0 | 3672 |
| TESLA INC | COM | 88160R101 |  | 1897689 | 4220 | SH |  | SOLE |  | 0 | 0 | 4220 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 16966367 | 27054 | SH |  | SOLE |  | 0 | 0 | 27054 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 203463 | 1065 | SH |  | SOLE |  | 0 | 0 | 1065 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 809723 | 2415 | SH |  | SOLE |  | 0 | 0 | 2415 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 808236 | 6682 | SH |  | SOLE |  | 0 | 0 | 6682 |
| VISA INC | COM CL A | 92826C839 |  | 352265 | 1004 | SH |  | SOLE |  | 0 | 0 | 1004 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 308345 | 1403 | SH |  | SOLE |  | 0 | 0 | 1403 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 235343 | 2003 | SH |  | SOLE |  | 0 | 0 | 2003 |

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