# EDGAR Filing Document

**Accession Number:** 0001725247
**File Stem:** 0001725247-26-000001
**Filing Date:** 2026-1
**Character Count:** 31337
**Document Hash:** e965f7d32a757b82bbe11ba57ccbaec5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001725247-26-000001.hdr.sgml**: 20260130

**ACCESSION NUMBER**: 0001725247-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260130

**DATE AS OF CHANGE**: 20260130

**EFFECTIVENESS DATE**: 20260130

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WoodTrust Financial Corp
- **CENTRAL INDEX KEY:** 0001725247

**ORGANIZATION NAME:**
- **EIN:** 391082300
- **STATE OF INCORPORATION:** WI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18203
- **FILM NUMBER:** 26583921

**BUSINESS ADDRESS:**
- **STREET 1:** 181 2ND STREET SOUTH
- **STREET 2:** PO BOX 8000
- **CITY:** WISCONSIN RAPIDS
- **STATE:** WI
- **ZIP:** 54495-8000
- **BUSINESS PHONE:** 715-423-6800

**MAIL ADDRESS:**
- **STREET 1:** 181 2ND STREET SOUTH
- **STREET 2:** PO BOX 8000
- **CITY:** WISCONSIN RAPIDS
- **STATE:** WI
- **ZIP:** 54495-8000

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WoodTrust Financial Corp<br>**Address:** 181 2ND STREET SOUTH<br>PO BOX 8000<br>WISCONSIN RAPIDS, WI 54495-8000

**Form 13F File Number:** 028-18203

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jason Deitz<br>**Title:** SVP  Chief Investment Officer<br>**Phone:** 715-422-0225

**Signature, Place, and Date of Signing:**

Jason Deitz  Wisconsin Rapids, WI  01-30-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 250

**Form 13F Information Table Value Total:** $856842

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name           | Form 13F File Number   |
|:---|:---|:---|
|  | WoodTrust Bank | 028-18204              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AAR CORP                     COM | COMMON | 000361105 |  | 517 | 6250 | SH |  | DFND |  | 6250 | 0 | 0 |
| ABBOTT LABS                  COM | COMMON | 002824100 |  | 243 | 1942 | SH |  | DFND |  | 1942 | 0 | 0 |
| ABBOTT LABS                  COM | COMMON | 002824100 |  | 398 | 3180 | SH |  | DFND |  | 3180 | 0 | 0 |
| ABBVIE INC                   COM | COMMON | 00287Y109 |  | 325 | 1422 | SH |  | DFND |  | 1422 | 0 | 0 |
| ABBVIE INC                   COM | COMMON | 00287Y109 |  | 708 | 3100 | SH |  | DFND |  | 3100 | 0 | 0 |
| ACCENTURE PLC IRELAND        SHS CLASS A | COMMON | G1151C101 |  | 381 | 1421 | SH |  | DFND |  | 1421 | 0 | 0 |
| AEROVIRONMENT INC            COM | COMMON | 008073108 |  | 423 | 1750 | SH |  | DFND |  | 1750 | 0 | 0 |
| ALIBABA GROUP HLDG LTD       SPONSORED ADS | COMMON | 01609W102 |  | 458 | 3125 | SH |  | DFND |  | 3125 | 0 | 0 |
| ALPHABET INC                 CAP STK CL A | COMMON | 02079K305 |  | 23626 | 75482 | SH |  | DFND |  | 75482 | 0 | 0 |
| ALPHABET INC                 CAP STK CL A | COMMON | 02079K305 |  | 2786 | 8900 | SH |  | DFND |  | 8900 | 0 | 0 |
| ALPHABET INC                 CAP STK CL C | COMMON | 02079K107 |  | 15751 | 50194 | SH |  | DFND |  | 50194 | 0 | 0 |
| AMAZON COM INC               COM | COMMON | 023135106 |  | 25232 | 109314 | SH |  | DFND |  | 109314 | 0 | 0 |
| AMAZON COM INC               COM | COMMON | 023135106 |  | 2297 | 9950 | SH |  | DFND |  | 9950 | 0 | 0 |
| AMERICAN EXPRESS CO          COM | COMMON | 025816109 |  | 11627 | 31429 | SH |  | DFND |  | 31429 | 0 | 0 |
| AMERICAN EXPRESS CO          COM | COMMON | 025816109 |  | 3254 | 8795 | SH |  | DFND |  | 8795 | 0 | 0 |
| AMETEK INC                   COM | COMMON | 031100100 |  | 258 | 1255 | SH |  | DFND |  | 1255 | 0 | 0 |
| AMETEK INC                   COM | COMMON | 031100100 |  | 1158 | 5638 | SH |  | DFND |  | 5638 | 0 | 0 |
| AMGEN INC                    COM | COMMON | 031162100 |  | 2130 | 6507 | SH |  | DFND |  | 6507 | 0 | 0 |
| AON PLC                      SHS CL A | COMMON | G0403H108 |  | 124 | 350 | SH |  | DFND |  | 350 | 0 | 0 |
| AON PLC                      SHS CL A | COMMON | G0403H108 |  | 1890 | 5355 | SH |  | DFND |  | 5355 | 0 | 0 |
| APPLE INC                    COM | COMMON | 037833100 |  | 23457 | 86283 | SH |  | DFND |  | 86283 | 0 | 0 |
| APPLE INC                    COM | COMMON | 037833100 |  | 2644 | 9725 | SH |  | DFND |  | 9725 | 0 | 0 |
| APPLIED MATLS INC            COM | COMMON | 038222105 |  | 19589 | 76224 | SH |  | DFND |  | 76224 | 0 | 0 |
| APPLOVIN CORP                COM CL A | COMMON | 03831W108 |  | 482 | 715 | SH |  | DFND |  | 715 | 0 | 0 |
| APPLOVIN CORP                COM CL A | COMMON | 03831W108 |  | 1210 | 1795 | SH |  | DFND |  | 1795 | 0 | 0 |
| ASSOCIATED BANC CORP         COM | COMMON | 045487105 |  | 436 | 16943 | SH |  | DFND |  | 16943 | 0 | 0 |
| BANK AMERICA CORP            COM | COMMON | 060505104 |  | 786 | 14292 | SH |  | DFND |  | 14292 | 0 | 0 |
| BANK MONTREAL QUE            COM | COMMON | 063671101 |  | 284 | 2189 | SH |  | DFND |  | 2189 | 0 | 0 |
| BANK NEW YORK MELLON CORP    COM | COMMON | 064058100 |  | 302 | 2602 | SH |  | DFND |  | 2602 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL   CL A | COMMON | 084670108 |  | 14341 | 19 | SH |  | DFND |  | 19 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL   CL B NEW | COMMON | 084670702 |  | 28814 | 57324 | SH |  | DFND |  | 57324 | 0 | 0 |
| BILL HOLDINGS INC            COM | COMMON | 090043100 |  | 98 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| BILL HOLDINGS INC            COM | COMMON | 090043100 |  | 1298 | 23800 | SH |  | DFND |  | 23800 | 0 | 0 |
| BLACKSTONE INC               COM | COMMON | 09260D107 |  | 108 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| BLACKSTONE INC               COM | COMMON | 09260D107 |  | 1642 | 10650 | SH |  | DFND |  | 10650 | 0 | 0 |
| BOEING CO                    COM | COMMON | 097023105 |  | 453 | 2085 | SH |  | DFND |  | 2085 | 0 | 0 |
| BOEING CO                    COM | COMMON | 097023105 |  | 1444 | 6650 | SH |  | DFND |  | 6650 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO      COM | COMMON | 110122108 |  | 319 | 5920 | SH |  | DFND |  | 5920 | 0 | 0 |
| BROADCOM INC                 COM | COMMON | 11135F101 |  | 504 | 1455 | SH |  | DFND |  | 1455 | 0 | 0 |
| BROADCOM INC                 COM | COMMON | 11135F101 |  | 848 | 2450 | SH |  | DFND |  | 2450 | 0 | 0 |
| CACI INTL INC                CL A | COMMON | 127190304 |  | 320 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| CAPITAL ONE FINL CORP        COM | COMMON | 14040H105 |  | 388 | 1601 | SH |  | DFND |  | 1601 | 0 | 0 |
| CASELLA WASTE SYS INC        CL A | COMMON | 147448104 |  | 220 | 2250 | SH |  | DFND |  | 2250 | 0 | 0 |
| CATERPILLAR INC              COM | COMMON | 149123101 |  | 1271 | 2219 | SH |  | DFND |  | 2219 | 0 | 0 |
| CELCUITY INC                 COM | COMMON | 15102K100 |  | 619 | 6207 | SH |  | DFND |  | 6207 | 0 | 0 |
| CHEVRON CORP NEW             COM | COMMON | 166764100 |  | 6456 | 42360 | SH |  | DFND |  | 42360 | 0 | 0 |
| CHEVRON CORP NEW             COM | COMMON | 166764100 |  | 510 | 3349 | SH |  | DFND |  | 3349 | 0 | 0 |
| CHUBB LIMITED                COM | COMMON | H1467J104 |  | 224 | 717 | SH |  | DFND |  | 717 | 0 | 0 |
| CISCO SYS INC                COM | COMMON | 17275R102 |  | 1161 | 15074 | SH |  | DFND |  | 15074 | 0 | 0 |
| CME GROUP INC                COM | COMMON | 12572Q105 |  | 451 | 1650 | SH |  | DFND |  | 1650 | 0 | 0 |
| COCA COLA CO                 COM | COMMON | 191216100 |  | 77 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| COCA COLA CO                 COM | COMMON | 191216100 |  | 612 | 8750 | SH |  | DFND |  | 8750 | 0 | 0 |
| COSTCO WHSL CORP NEW         COM | COMMON | 22160K105 |  | 9469 | 10981 | SH |  | DFND |  | 10981 | 0 | 0 |
| CROWDSTRIKE HLDGS INC        CL A | COMMON | 22788C105 |  | 352 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| CURTISS WRIGHT CORP          COM | COMMON | 231561101 |  | 524 | 950 | SH |  | DFND |  | 950 | 0 | 0 |
| DEERE  CO                   COM | COMMON | 244199105 |  | 7207 | 15481 | SH |  | DFND |  | 15481 | 0 | 0 |
| DEERE  CO                   COM | COMMON | 244199105 |  | 431 | 925 | SH |  | DFND |  | 925 | 0 | 0 |
| DESCARTES SYS GROUP INC      COM | COMMON | 249906108 |  | 44 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| DESCARTES SYS GROUP INC      COM | COMMON | 249906108 |  | 649 | 7400 | SH |  | DFND |  | 7400 | 0 | 0 |
| DEVON ENERGY CORP NEW        COM | COMMON | 25179M103 |  | 485 | 13250 | SH |  | DFND |  | 13250 | 0 | 0 |
| DEXCOM INC                   COM | COMMON | 252131107 |  | 238 | 3590 | SH |  | DFND |  | 3590 | 0 | 0 |
| DEXCOM INC                   COM | COMMON | 252131107 |  | 840 | 12650 | SH |  | DFND |  | 12650 | 0 | 0 |
| DIAMONDBACK ENERGY INC       COM | COMMON | 25278X109 |  | 233 | 1550 | SH |  | DFND |  | 1550 | 0 | 0 |
| DIAMONDBACK ENERGY INC       COM | COMMON | 25278X109 |  | 1691 | 11250 | SH |  | DFND |  | 11250 | 0 | 0 |
| DISNEY WALT CO               COM | COMMON | 254687106 |  | 11266 | 99025 | SH |  | DFND |  | 99025 | 0 | 0 |
| DUTCH BROS INC               CL A | COMMON | 26701L100 |  | 429 | 7000 | SH |  | DFND |  | 7000 | 0 | 0 |
| DYNEX CAP INC                COM | COMMON | 26817Q886 |  | 266 | 19000 | SH |  | DFND |  | 19000 | 0 | 0 |
| ECOLAB INC                   COM | COMMON | 278865100 |  | 279 | 1064 | SH |  | DFND |  | 1064 | 0 | 0 |
| ECOLAB INC                   COM | COMMON | 278865100 |  | 2519 | 9595 | SH |  | DFND |  | 9595 | 0 | 0 |
| ELI LILLY  CO               COM | COMMON | 532457108 |  | 400 | 372 | SH |  | DFND |  | 372 | 0 | 0 |
| ELI LILLY  CO               COM | COMMON | 532457108 |  | 1719 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| EMERSON ELEC CO              COM | COMMON | 291011104 |  | 233 | 1756 | SH |  | DFND |  | 1756 | 0 | 0 |
| EMERSON ELEC CO              COM | COMMON | 291011104 |  | 518 | 3900 | SH |  | DFND |  | 3900 | 0 | 0 |
| EMPNIA INC SERIES A-1 | COMMON | 26871A918 |  | 50 | 10000 | SH |  | DFND |  | 10000 | 0 | 0 |
| EXACT SCIENCES CORP          COM | COMMON | 30063P105 |  | 284 | 2800 | SH |  | DFND |  | 2800 | 0 | 0 |
| EXXON MOBIL CORP             COM | COMMON | 30231G102 |  | 982 | 8159 | SH |  | DFND |  | 8159 | 0 | 0 |
| FASTENAL CO                  COM | COMMON | 311900104 |  | 341 | 8500 | SH |  | DFND |  | 8500 | 0 | 0 |
| FASTENAL CO                  COM | COMMON | 311900104 |  | 2594 | 64650 | SH |  | DFND |  | 64650 | 0 | 0 |
| FIDELITY NATL INFORMATION SV COM | COMMON | 31620M106 |  | 258 | 3881 | SH |  | DFND |  | 3881 | 0 | 0 |
| FORD MTR CO                  COM | COMMON | 345370860 |  | 286 | 21825 | SH |  | DFND |  | 21825 | 0 | 0 |
| GE AEROSPACE                 COM NEW | COMMON | 369604301 |  | 1572 | 5105 | SH |  | DFND |  | 5105 | 0 | 0 |
| GE VERNOVA INC               COM | COMMON | 36828A101 |  | 1093 | 1673 | SH |  | DFND |  | 1673 | 0 | 0 |
| GE VERNOVA INC               COM | COMMON | 36828A101 |  | 2023 | 3095 | SH |  | DFND |  | 3095 | 0 | 0 |
| GENERAC HLDGS INC            COM | COMMON | 368736104 |  | 102 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| GENERAC HLDGS INC            COM | COMMON | 368736104 |  | 1244 | 9125 | SH |  | DFND |  | 9125 | 0 | 0 |
| GENERAL DYNAMICS CORP        COM | COMMON | 369550108 |  | 7887 | 23427 | SH |  | DFND |  | 23427 | 0 | 0 |
| GILEAD SCIENCES INC          COM | COMMON | 375558103 |  | 555 | 4525 | SH |  | DFND |  | 4525 | 0 | 0 |
| GOLDMAN SACHS GROUP INC      COM | COMMON | 38141G104 |  | 3441 | 3915 | SH |  | DFND |  | 3915 | 0 | 0 |
| GOLDMAN SACHS GROUP INC      COM | COMMON | 38141G104 |  | 1066 | 1213 | SH |  | DFND |  | 1213 | 0 | 0 |
| GUIDEWIRE SOFTWARE INC       COM | COMMON | 40171V100 |  | 874 | 4350 | SH |  | DFND |  | 4350 | 0 | 0 |
| HOME DEPOT INC               COM | COMMON | 437076102 |  | 8576 | 24924 | SH |  | DFND |  | 24924 | 0 | 0 |
| HOME DEPOT INC               COM | COMMON | 437076102 |  | 1681 | 4886 | SH |  | DFND |  | 4886 | 0 | 0 |
| HONEYWELL INTL INC           COM | COMMON | 438516106 |  | 5986 | 30683 | SH |  | DFND |  | 30683 | 0 | 0 |
| HOWMET AEROSPACE INC         COM | COMMON | 443201108 |  | 1257 | 6133 | SH |  | DFND |  | 6133 | 0 | 0 |
| IDEXX LABS INC               COM | COMMON | 45168D104 |  | 8218 | 12148 | SH |  | DFND |  | 12148 | 0 | 0 |
| INSULET CORP                 COM | COMMON | 45784P101 |  | 104 | 365 | SH |  | DFND |  | 365 | 0 | 0 |
| INSULET CORP                 COM | COMMON | 45784P101 |  | 654 | 2300 | SH |  | DFND |  | 2300 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN COM | COMMON | 45866F104 |  | 308 | 1904 | SH |  | DFND |  | 1904 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN COM | COMMON | 45866F104 |  | 1288 | 7950 | SH |  | DFND |  | 7950 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS COM | COMMON | 459200101 |  | 1647 | 5559 | SH |  | DFND |  | 5559 | 0 | 0 |
| INTUITIVE SURGICAL INC       COM NEW | COMMON | 46120E602 |  | 450 | 795 | SH |  | DFND |  | 795 | 0 | 0 |
| INTUITIVE SURGICAL INC       COM NEW | COMMON | 46120E602 |  | 1917 | 3385 | SH |  | DFND |  | 3385 | 0 | 0 |
| IRHYTHM TECHNOLOGIES INC     COM | COMMON | 450056106 |  | 284 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| IRHYTHM TECHNOLOGIES INC     COM | COMMON | 450056106 |  | 1503 | 8470 | SH |  | DFND |  | 8470 | 0 | 0 |
| JOHNSON  JOHNSON            COM | COMMON | 478160104 |  | 22489 | 108669 | SH |  | DFND |  | 108669 | 0 | 0 |
| JOHNSON  JOHNSON            COM | COMMON | 478160104 |  | 823 | 3975 | SH |  | DFND |  | 3975 | 0 | 0 |
| JPMORGAN CHASE  CO.         COM | COMMON | 46625H100 |  | 22201 | 68900 | SH |  | DFND |  | 68900 | 0 | 0 |
| JPMORGAN CHASE  CO.         COM | COMMON | 46625H100 |  | 3109 | 9650 | SH |  | DFND |  | 9650 | 0 | 0 |
| LINDE PLC                    SHS | COMMON | G54950103 |  | 256 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| LINDE PLC                    SHS | COMMON | G54950103 |  | 1895 | 4445 | SH |  | DFND |  | 4445 | 0 | 0 |
| LINEAGE CELL THERAPEUTICS IN COM | COMMON | 53566P109 |  | 17 | 10000 | SH |  | DFND |  | 10000 | 0 | 0 |
| LOWES COS INC                COM | COMMON | 548661107 |  | 420 | 1740 | SH |  | DFND |  | 1740 | 0 | 0 |
| LOWES COS INC                COM | COMMON | 548661107 |  | 1622 | 6725 | SH |  | DFND |  | 6725 | 0 | 0 |
| LPL FINL HLDGS INC           COM | COMMON | 50212V100 |  | 251 | 702 | SH |  | DFND |  | 702 | 0 | 0 |
| MCDONALDS CORP               COM | COMMON | 580135101 |  | 370 | 1212 | SH |  | DFND |  | 1212 | 0 | 0 |
| MCDONALDS CORP               COM | COMMON | 580135101 |  | 489 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| META PLATFORMS INC           CL A | COMMON | 30303M102 |  | 654 | 991 | SH |  | DFND |  | 991 | 0 | 0 |
| MICROSOFT CORP               COM | COMMON | 594918104 |  | 27898 | 57686 | SH |  | DFND |  | 57686 | 0 | 0 |
| MICROSOFT CORP               COM | COMMON | 594918104 |  | 2868 | 5930 | SH |  | DFND |  | 5930 | 0 | 0 |
| MONGODB INC                  CL A | COMMON | 60937P106 |  | 147 | 350 | SH |  | DFND |  | 350 | 0 | 0 |
| MONGODB INC                  CL A | COMMON | 60937P106 |  | 2644 | 6300 | SH |  | DFND |  | 6300 | 0 | 0 |
| MUELLER INDS INC             COM | COMMON | 624756102 |  | 357 | 3106 | SH |  | DFND |  | 3106 | 0 | 0 |
| NATURALSHRIMP INC            COM | COMMON | 63902N106 |  | 0 | 150000 | SH |  | DFND |  | 150000 | 0 | 0 |
| NIGHTWARE INC | COMMON | 65410A906 |  | 50 | 98039 | SH |  | DFND |  | 98039 | 0 | 0 |
| NIKE INC                     CL B | COMMON | 654106103 |  | 6959 | 109224 | SH |  | DFND |  | 109224 | 0 | 0 |
| NIKE INC                     CL B | COMMON | 654106103 |  | 105 | 1650 | SH |  | DFND |  | 1650 | 0 | 0 |
| NORTHROP GRUMMAN CORP        COM | COMMON | 666807102 |  | 7283 | 12772 | SH |  | DFND |  | 12772 | 0 | 0 |
| NOVANTA INC                  COM | COMMON | 67000B104 |  | 81 | 683 | SH |  | DFND |  | 683 | 0 | 0 |
| NOVANTA INC                  COM | COMMON | 67000B104 |  | 309 | 2600 | SH |  | DFND |  | 2600 | 0 | 0 |
| NVIDIA CORPORATION           COM | COMMON | 67066G104 |  | 443 | 2375 | SH |  | DFND |  | 2375 | 0 | 0 |
| NVIDIA CORPORATION           COM | COMMON | 67066G104 |  | 1194 | 6400 | SH |  | DFND |  | 6400 | 0 | 0 |
| ORACLE CORP                  COM | COMMON | 68389X105 |  | 132 | 675 | SH |  | DFND |  | 675 | 0 | 0 |
| ORACLE CORP                  COM | COMMON | 68389X105 |  | 702 | 3600 | SH |  | DFND |  | 3600 | 0 | 0 |
| OREILLY AUTOMOTIVE INC       COM | COMMON | 67103H107 |  | 203 | 2225 | SH |  | DFND |  | 2225 | 0 | 0 |
| OREILLY AUTOMOTIVE INC       COM | COMMON | 67103H107 |  | 1731 | 18975 | SH |  | DFND |  | 18975 | 0 | 0 |
| PACER FDS TR                 US CASH COWS 100 | COMMON | 69374H881 |  | 271 | 4500 | SH |  | DFND |  | 4500 | 0 | 0 |
| PAYPAL HLDGS INC             COM | COMMON | 70450Y103 |  | 6163 | 105572 | SH |  | DFND |  | 105572 | 0 | 0 |
| PEPSICO INC                  COM | COMMON | 713448108 |  | 10232 | 71293 | SH |  | DFND |  | 71293 | 0 | 0 |
| PFIZER INC                   COM | COMMON | 717081103 |  | 9452 | 379606 | SH |  | DFND |  | 379606 | 0 | 0 |
| PFIZER INC                   COM | COMMON | 717081103 |  | 396 | 15900 | SH |  | DFND |  | 15900 | 0 | 0 |
| PROCORE TECHNOLOGIES INC     COM | COMMON | 74275K108 |  | 236 | 3250 | SH |  | DFND |  | 3250 | 0 | 0 |
| PROCTER AND GAMBLE CO        COM | COMMON | 742718109 |  | 560 | 3909 | SH |  | DFND |  | 3909 | 0 | 0 |
| PROCTER AND GAMBLE CO        COM | COMMON | 742718109 |  | 537 | 3750 | SH |  | DFND |  | 3750 | 0 | 0 |
| PSB HLDGS INC WIS            COM | COMMON | 69360N108 |  | 923 | 35373 | SH |  | DFND |  | 35373 | 0 | 0 |
| PURE STORAGE INC             CL A | COMMON | 74624M102 |  | 242 | 3615 | SH |  | DFND |  | 3615 | 0 | 0 |
| PURE STORAGE INC             CL A | COMMON | 74624M102 |  | 1997 | 29800 | SH |  | DFND |  | 29800 | 0 | 0 |
| RB GLOBAL INC                COM | COMMON | 74935Q107 |  | 283 | 2750 | SH |  | DFND |  | 2750 | 0 | 0 |
| RB GLOBAL INC                COM | COMMON | 74935Q107 |  | 2847 | 27680 | SH |  | DFND |  | 27680 | 0 | 0 |
| RBC BEARINGS INC             COM | COMMON | 75524B104 |  | 269 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| RESMED INC                   COM | COMMON | 761152107 |  | 278 | 1155 | SH |  | DFND |  | 1155 | 0 | 0 |
| RESMED INC                   COM | COMMON | 761152107 |  | 602 | 2500 | SH |  | DFND |  | 2500 | 0 | 0 |
| ROCKWELL AUTOMATION INC      COM | COMMON | 773903109 |  | 241 | 620 | SH |  | DFND |  | 620 | 0 | 0 |
| ROCKWELL AUTOMATION INC      COM | COMMON | 773903109 |  | 2161 | 5555 | SH |  | DFND |  | 5555 | 0 | 0 |
| RTX CORPORATION              COM | COMMON | 75513E101 |  | 257 | 1402 | SH |  | DFND |  | 1402 | 0 | 0 |
| RYAN SPECIALTY HOLDINGS INC  CL A | COMMON | 78351F107 |  | 77 | 1500 | SH |  | DFND |  | 1500 | 0 | 0 |
| RYAN SPECIALTY HOLDINGS INC  CL A | COMMON | 78351F107 |  | 844 | 16350 | SH |  | DFND |  | 16350 | 0 | 0 |
| S GLOBAL INC               COM | COMMON | 78409V104 |  | 306 | 585 | SH |  | DFND |  | 585 | 0 | 0 |
| S GLOBAL INC               COM | COMMON | 78409V104 |  | 1280 | 2449 | SH |  | DFND |  | 2449 | 0 | 0 |
| SALESFORCE INC               COM | COMMON | 79466L302 |  | 14498 | 54729 | SH |  | DFND |  | 54729 | 0 | 0 |
| SALESFORCE INC               COM | COMMON | 79466L302 |  | 1305 | 4925 | SH |  | DFND |  | 4925 | 0 | 0 |
| SAMSARA INC                  COM CL A | COMMON | 79589L106 |  | 106 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| SAMSARA INC                  COM CL A | COMMON | 79589L106 |  | 482 | 13600 | SH |  | DFND |  | 13600 | 0 | 0 |
| SERVICENOW INC               COM | COMMON | 81762P102 |  | 69 | 450 | SH |  | DFND |  | 450 | 0 | 0 |
| SERVICENOW INC               COM | COMMON | 81762P102 |  | 398 | 2600 | SH |  | DFND |  | 2600 | 0 | 0 |
| SERVICETITAN INC             SHS CL A | COMMON | 81764X103 |  | 320 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| SHERWIN WILLIAMS CO          COM | COMMON | 824348106 |  | 308 | 950 | SH |  | DFND |  | 950 | 0 | 0 |
| SPOTIFY TECHNOLOGY S A       SHS | COMMON | L8681T102 |  | 75 | 130 | SH |  | DFND |  | 130 | 0 | 0 |
| SPOTIFY TECHNOLOGY S A       SHS | COMMON | L8681T102 |  | 348 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| SPX TECHNOLOGIES INC         COM | COMMON | 78473E103 |  | 320 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| STARBUCKS CORP               COM | COMMON | 855244109 |  | 5159 | 61259 | SH |  | DFND |  | 61259 | 0 | 0 |
| STARBUCKS CORP               COM | COMMON | 855244109 |  | 1187 | 14100 | SH |  | DFND |  | 14100 | 0 | 0 |
| STORA ENSO OYJ               SPON ADR REP R | COMMON | 86210M106 |  | 951 | 75636 | SH |  | DFND |  | 75636 | 0 | 0 |
| STRYKER CORPORATION          COM | COMMON | 863667101 |  | 460 | 1308 | SH |  | DFND |  | 1308 | 0 | 0 |
| STRYKER CORPORATION          COM | COMMON | 863667101 |  | 1610 | 4580 | SH |  | DFND |  | 4580 | 0 | 0 |
| TESLA INC                    COM | COMMON | 88160R101 |  | 319 | 709 | SH |  | DFND |  | 709 | 0 | 0 |
| TEXAS INSTRS INC             COM | COMMON | 882508104 |  | 127 | 734 | SH |  | DFND |  | 734 | 0 | 0 |
| TEXAS INSTRS INC             COM | COMMON | 882508104 |  | 191 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| TOAST INC                    CL A | COMMON | 888787108 |  | 249 | 7000 | SH |  | DFND |  | 7000 | 0 | 0 |
| TOAST INC                    CL A | COMMON | 888787108 |  | 1369 | 38550 | SH |  | DFND |  | 38550 | 0 | 0 |
| TOTALENERGIES SE             ACT | COMMON | F92124100 |  | 376 | 5750 | SH |  | DFND |  | 5750 | 0 | 0 |
| TRANSDIGM GROUP INC          COM | COMMON | 893641100 |  | 399 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| TRANSDIGM GROUP INC          COM | COMMON | 893641100 |  | 2427 | 1825 | SH |  | DFND |  | 1825 | 0 | 0 |
| TYLER TECHNOLOGIES INC       COM | COMMON | 902252105 |  | 6922 | 15249 | SH |  | DFND |  | 15249 | 0 | 0 |
| TYLER TECHNOLOGIES INC       COM | COMMON | 902252105 |  | 213 | 470 | SH |  | DFND |  | 470 | 0 | 0 |
| UBER TECHNOLOGIES INC        COM | COMMON | 90353T100 |  | 384 | 4700 | SH |  | DFND |  | 4700 | 0 | 0 |
| UBER TECHNOLOGIES INC        COM | COMMON | 90353T100 |  | 1118 | 13685 | SH |  | DFND |  | 13685 | 0 | 0 |
| UL SOLUTIONS INC             CLASS A COM SHS | COMMON | 903731107 |  | 67 | 850 | SH |  | DFND |  | 850 | 0 | 0 |
| UL SOLUTIONS INC             CLASS A COM SHS | COMMON | 903731107 |  | 473 | 6000 | SH |  | DFND |  | 6000 | 0 | 0 |
| UNILEVER PLC                 SPON ADR NEW | COMMON | 904767803 |  | 253 | 3866 | SH |  | DFND |  | 3866 | 0 | 0 |
| UNION PAC CORP               COM | COMMON | 907818108 |  | 159 | 688 | SH |  | DFND |  | 688 | 0 | 0 |
| UNION PAC CORP               COM | COMMON | 907818108 |  | 463 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| UNITEDHEALTH GROUP INC       COM | COMMON | 91324P102 |  | 8207 | 24860 | SH |  | DFND |  | 24860 | 0 | 0 |
| VERISK ANALYTICS INC         COM | COMMON | 92345Y106 |  | 5898 | 26369 | SH |  | DFND |  | 26369 | 0 | 0 |
| VERIZON COMMUNICATIONS INC   COM | COMMON | 92343V104 |  | 303 | 7438 | SH |  | DFND |  | 7438 | 0 | 0 |
| VISA INC                     COM CL A | COMMON | 92826C839 |  | 1256 | 3581 | SH |  | DFND |  | 3581 | 0 | 0 |
| VISA INC                     COM CL A | COMMON | 92826C839 |  | 701 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| WABTEC                       COM | COMMON | 929740108 |  | 260 | 1218 | SH |  | DFND |  | 1218 | 0 | 0 |
| WABTEC                       COM | COMMON | 929740108 |  | 519 | 2430 | SH |  | DFND |  | 2430 | 0 | 0 |
| WALMART INC                  COM | COMMON | 931142103 |  | 11619 | 104289 | SH |  | DFND |  | 104289 | 0 | 0 |
| WALMART INC                  COM | COMMON | 931142103 |  | 4010 | 35992 | SH |  | DFND |  | 35992 | 0 | 0 |
| WASTE MGMT INC DEL           COM | COMMON | 94106L109 |  | 7856 | 35757 | SH |  | DFND |  | 35757 | 0 | 0 |
| WASTE MGMT INC DEL           COM | COMMON | 94106L109 |  | 1029 | 4685 | SH |  | DFND |  | 4685 | 0 | 0 |
| WEC ENERGY GROUP INC         COM | COMMON | 92939U106 |  | 456 | 4321 | SH |  | DFND |  | 4321 | 0 | 0 |
| WELLS FARGO CO NEW           COM | COMMON | 949746101 |  | 461 | 4947 | SH |  | DFND |  | 4947 | 0 | 0 |
| WELLS FARGO CO NEW           PERP PFD CNV A | COMMON | 949746804 |  | 485 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| WOODWARD INC                 COM | COMMON | 980745103 |  | 1116 | 3692 | SH |  | DFND |  | 3692 | 0 | 0 |
| WORKDAY INC                  CL A | COMMON | 98138H101 |  | 193 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| WORKDAY INC                  CL A | COMMON | 98138H101 |  | 500 | 2330 | SH |  | DFND |  | 2330 | 0 | 0 |
| XPO INC                      COM | COMMON | 983793100 |  | 213 | 1565 | SH |  | DFND |  | 1565 | 0 | 0 |
| DIMENSIONAL ETF TRUST        US MKTWIDE VALUE | OTHER | 25434V724 |  | 470 | 10081 | SH |  | DFND |  | 10081 | 0 | 0 |
| DIMENSIONAL ETF TRUST        US TARGETED VLU | OTHER | 25434V609 |  | 634 | 10648 | SH |  | DFND |  | 10648 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TR ET SHS NEW | OTHER | 389930207 |  | 379 | 9789 | SH |  | DFND |  | 9789 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T S EQL WGT | OTHER | 46137V357 |  | 718 | 3750 | SH |  | DFND |  | 3750 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T S QUALITY | OTHER | 46137V241 |  | 390 | 5195 | SH |  | DFND |  | 5195 | 0 | 0 |
| INVESCO QQQ TR               UNIT SER 1 | OTHER | 46090E103 |  | 2722 | 4431 | SH |  | DFND |  | 4431 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF    SHS BEN INT | OTHER | 46438F101 |  | 220 | 4432 | SH |  | DFND |  | 4432 | 0 | 0 |
| ISHARES TR                   CORE S SCP ETF | OTHER | 464287804 |  | 242 | 2012 | SH |  | DFND |  | 2012 | 0 | 0 |
| ISHARES TR                   ESG MSCI KLD 400 | OTHER | 464288570 |  | 1283 | 9958 | SH |  | DFND |  | 9958 | 0 | 0 |
| ISHARES TR                   MSCI EAFE ETF | OTHER | 464287465 |  | 103260 | 1075287 | SH |  | DFND |  | 1075287 | 0 | 0 |
| ISHARES TR                   RUS 2000 GRW ETF | OTHER | 464287648 |  | 28524 | 88308 | SH |  | DFND |  | 88308 | 0 | 0 |
| ISHARES TR                   RUS 2000 VAL ETF | OTHER | 464287630 |  | 28609 | 157875 | SH |  | DFND |  | 157875 | 0 | 0 |
| ISHARES TR                   S 500 GRWT ETF | OTHER | 464287309 |  | 314 | 2550 | SH |  | DFND |  | 2550 | 0 | 0 |
| ISHARES TR                   S 500 VAL ETF | OTHER | 464287408 |  | 255 | 1203 | SH |  | DFND |  | 1203 | 0 | 0 |
| ISHARES TR                   SELECT DIVID ETF | OTHER | 464287168 |  | 355 | 2512 | SH |  | DFND |  | 2512 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM | OTHER | 46654Q203 |  | 203 | 3500 | SH |  | DFND |  | 3500 | 0 | 0 |
| PROSHARES TR                 PSHS ULT S 500 | OTHER | 74347R107 |  | 1421 | 24536 | SH |  | DFND |  | 24536 | 0 | 0 |
| SCHWAB STRATEGIC TR          US DIVIDEND EQ | OTHER | 808524797 |  | 228 | 8294 | SH |  | DFND |  | 8294 | 0 | 0 |
| SELECT SECTOR SPDR TR        STATE STREET TEC | OTHER | 81369Y803 |  | 310 | 2156 | SH |  | DFND |  | 2156 | 0 | 0 |
| SPDR GOLD TR                 GOLD SHS | OTHER | 78463V107 |  | 205 | 517 | SH |  | DFND |  | 517 | 0 | 0 |
| SPDR S 500 ETF TR          TR UNIT | OTHER | 78462F103 |  | 1732 | 2540 | SH |  | DFND |  | 2540 | 0 | 0 |
| SPDR SERIES TRUST            STATE STREET SPD | OTHER | 78464A763 |  | 264 | 1894 | SH |  | DFND |  | 1894 | 0 | 0 |
| VANGUARD BD INDEX FDS        INTERMED TERM | OTHER | 921937819 |  | 875 | 11236 | SH |  | DFND |  | 11236 | 0 | 0 |
| VANGUARD BD INDEX FDS        SHORT TRM BOND | OTHER | 921937827 |  | 1095 | 13895 | SH |  | DFND |  | 13895 | 0 | 0 |
| VANGUARD BD INDEX FDS        TOTAL BND MRKT | OTHER | 921937835 |  | 877 | 11838 | SH |  | DFND |  | 11838 | 0 | 0 |
| VANGUARD CHARLOTTE FDS       TOTAL INT BD ETF | OTHER | 92203J407 |  | 428 | 8857 | SH |  | DFND |  | 8857 | 0 | 0 |
| VANGUARD INDEX FDS           GROWTH ETF | OTHER | 922908736 |  | 4984 | 10216 | SH |  | DFND |  | 10216 | 0 | 0 |
| VANGUARD INDEX FDS           MCAP GR IDXVIP | OTHER | 922908538 |  | 30448 | 109078 | SH |  | DFND |  | 109078 | 0 | 0 |
| VANGUARD INDEX FDS           MCAP VL IDXVIP | OTHER | 922908512 |  | 30758 | 173410 | SH |  | DFND |  | 173410 | 0 | 0 |
| VANGUARD INDEX FDS           S 500 ETF SHS | OTHER | 922908363 |  | 15962 | 25452 | SH |  | DFND |  | 25452 | 0 | 0 |
| VANGUARD INDEX FDS           SM CP VAL ETF | OTHER | 922908611 |  | 650 | 3069 | SH |  | DFND |  | 3069 | 0 | 0 |
| VANGUARD INDEX FDS           SML CP GRW ETF | OTHER | 922908595 |  | 635 | 2102 | SH |  | DFND |  | 2102 | 0 | 0 |
| VANGUARD INDEX FDS           TOTAL STK MKT | OTHER | 922908769 |  | 10510 | 31348 | SH |  | DFND |  | 31348 | 0 | 0 |
| VANGUARD INDEX FDS           VALUE ETF | OTHER | 922908744 |  | 3857 | 20193 | SH |  | DFND |  | 20193 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF | OTHER | 922042858 |  | 33386 | 621027 | SH |  | DFND |  | 621027 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF | OTHER | 922042858 |  | 151 | 2800 | SH |  | DFND |  | 2800 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS      SHRT TRM CORP BD | OTHER | 92206C409 |  | 1096 | 13750 | SH |  | DFND |  | 13750 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS   DIV APP ETF | OTHER | 921908844 |  | 220 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| VANGUARD STAR FDS            VG TL INTL STK F | OTHER | 921909768 |  | 5843 | 77454 | SH |  | DFND |  | 77454 | 0 | 0 |
| VANGUARD WHITEHALL FDS       HIGH DIV YLD | OTHER | 921946406 |  | 811 | 5650 | SH |  | DFND |  | 5650 | 0 | 0 |
| VANGUARD WORLD FD            ESG INTL STK ETF | OTHER | 921910725 |  | 1904 | 26582 | SH |  | DFND |  | 26582 | 0 | 0 |

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