# EDGAR Filing Document

**Accession Number:** 0001569994
**File Stem:** 0001437749-26-013465
**Filing Date:** 2026-4
**Character Count:** 7613
**Document Hash:** d800d46afc35a6c0e96dc617ebe3a8e4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001437749-26-013465.hdr.sgml**: 20260427

**ACCESSION NUMBER**: 0001437749-26-013465

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 13

**CONFORMED PERIOD OF REPORT**: 20260427

**ITEM INFORMATION**: Other Events

**FILED AS OF DATE**: 20260427

**DATE AS OF CHANGE**: 20260427

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Waterstone Financial, Inc.
- **CENTRAL INDEX KEY:** 0001569994
- **STANDARD INDUSTRIAL CLASSIFICATION:** SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-36271
- **FILM NUMBER:** 26900748

**BUSINESS ADDRESS:**
- **STREET 1:** 11200 WEST PLANK COURT
- **CITY:** WAUWATOSA
- **STATE:** WI
- **ZIP:** 53226
- **BUSINESS PHONE:** (414) 761-1000

**MAIL ADDRESS:**
- **STREET 1:** 11200 WEST PLANK COURT
- **CITY:** WAUWATOSA
- **STATE:** WI
- **ZIP:** 53226

?xml version='1.0' encoding='ASCII'? wsbf20260421_8k.htm

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

 **WASHINGTON, D.C. 20549**

**Form 8-K**

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Date of Report (Date of Earliest Event Reported): | April 27, 2026 |

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**<u>Waterstone Financial, Inc.</u>**

<u>(Exact name of registrant as specified in its charter)</u>

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| | | |
|:---|:---|:---|
| Maryland | 001-36271 | 90-1026709 |
| (State or other jurisdiction of<br> incorporation) | (Commission File<br> Number) | (I.R.S. Employer Identification No.) |

---

11200 W Plank Ct, Wauwatosa, Wisconsin 53226

(Address of principal executive offices)

414-761-1000

Registrant's telephone number, including area code:

Not Applicable

Former name or former address, if changed since last report

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| **Title of each class** | **Trading Symbol** | **Name of each exchange on which registered** |
| Common Stock, $0.01 Par Value | WSBF | The NASDAQ Stock Market, LLC |

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities and Exchange Act of 1934.

☐ Emerging growth company

☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

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**Item 8.01 Other Events.**

On April 27, 2026, Waterstone Financial, Inc. issued a press release announcing that the Company's Board of Directors authorized the repurchase of up to an additional 2,000,000 shares of the Company's outstanding shares of common stock under its existing repurchase program. Combined with the shares authorized today, there are 2,148,285 shares available for repurchase under the Company's repurchase program.

A copy of the press release is filed as Exhibit 99.1 attached to this report and incorporated by reference.

**Item 9.01 Financial Statements and Exhibits**

(d) Exhibits

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| | |
|:---|:---|
| <u>Exhibit No.</u> | <u>Description</u> |
| [99.1](ex_948649.htm) | [Press release of Waterstone Financial, Inc. issued April 27, 2026](ex_948649.htm)[.](ex_932471.htm) |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) |

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | |
|:---|:---|
|  | Waterstone Financial, Inc. |
| Date: April 27, 2026 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*<u>/s/ William F. Bruss</u>* |
|  | Name: William F. Bruss |
|  | Title: Chief Executive Officer |

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EXHIBIT INDEX

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| | |
|:---|:---|
| **<u>Exhibit No.</u>** | **<u>Description</u>** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.1 | Press release of Waterstone Financial, Inc. issued April 27, 2026 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) |

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## Exhibit 99.1

**Exhibit 99.1**

WATERSTONE FINANCIAL, INC.

WATERSTONE BANK

11200 W. PLANK CT.

WAUWATOSA, WI 53226

**Contact:**

Mark R. Gerke

Chief Financial Officer

414.459.4012 markgerke@wsbonline.com

**FOR IMMEDIATE RELEASE**

**WATERSTONE FINANCIAL, INC. ANNOUNCES EXPANSION OF SHARE REPURCHASE PROGRAM**

**Wauwatosa, Wis.** — **4/27/2026** — Waterstone Financial, Inc. (NASDAQ: WSBF) (the "Company") announced that on April 27, 2026, its Board of Directors authorized the repurchase of up to an additional 2,000,000 shares of the Company's outstanding shares of common stock under its existing repurchase program. Prior to this authorization, 148,285 shares remained available to repurchase under the existing program. Combined with the shares authorized today, the total 2,148,285 shares available for repurchase represent approximately 11.9% of the Company's issued and outstanding shares of common stock as of April 27, 2026. The timing of the repurchases will depend on certain factors, including but not limited to market conditions and prices, available funds and alternative uses of capital. The stock repurchase program may be carried out through open-market repurchases, block trades, negotiated private transactions and pursuant to a trading plan that will be adopted in accordance with Rule 10b5-1 under the Securities Exchange Act of 1934. Any repurchased shares will be treated as authorized but unissued by the Company. The repurchase program may be suspended, terminated or modified at any time for any reason, including market conditions, the cost of repurchasing shares, the availability of alternative investment opportunities, liquidity, and other factors deemed appropriate. The repurchase program does not obligate the Company to repurchase any particular number of shares.

**About Waterstone Financial, Inc:**

Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank. WaterStone Bank was established in 1921 and offers a full suite of personal and business banking products. The Bank has branches in Wauwatosa/State St, Brookfield, Fox Point/North Shore, Franklin/Hales Corners, Germantown/Menomonee Falls, Greenfield/Loomis Rd, Milwaukee/Oklahoma Ave, Oak Creek/27th St, Oak Creek/Howell Ave, Oconomowoc/Lake Country, Pewaukee, Waukesha, West Allis/Greenfield Ave, and West Allis/National Ave, Wisconsin. WaterStone Bank is the parent company to Waterstone Mortgage, which has the ability to lend in 48 states. For more information about WaterStone Bank, go to <u>http://www.wsbonline.com</u>.

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