# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-26-011541
**Filing Date:** 2026-2
**Character Count:** 3293229
**Document Hash:** 16f3671e055564991f617bc714ea66d1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-011541.hdr.sgml**: 20260203

**ACCESSION NUMBER**: 0001213900-26-011541

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 47

**CONFORMED PERIOD OF REPORT**: 20260203

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260203

**DATE AS OF CHANGE**: 20260203

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 26594062

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

------

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2026-INV1 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

99.1 [AMC Diligence, LLC ()"**AMC**") Narrative (Annaly)](ea027534701_ex99-1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [AMC RA Grades Report](ea027534701_ex99-1sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [AMC Exception Grades Report](ea027534701_ex99-1sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [AMC Valuations Summary Report](ea027534701_ex99-1sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [AMC Supplemental Data Report](ea027534701_ex99-1sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [AMC Business Purpose Report](ea027534701_ex99-1sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [AMC Data Compare Report](ea027534701_ex99-1sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [AMC Valuation Data Report](ea027534701_ex99-1sch7.htm)

&nbsp;&nbsp;&nbsp;&nbsp;8. [AMC Title Diligence Summary](ea027534701_ex99-1sch8.htm)

&nbsp;&nbsp;&nbsp;&nbsp;9. [AMC Title Diligence Exceptions](ea027534701_ex99-1sch9.htm)

99.2 [Consolidated Analytics, Inc. ()"**CA**") Narrative (Annaly)](ea027534701_ex99-2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [CA Due Diligence Standard Reports](ea027534701_ex99-2sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [CA Supplemental Data](ea027534701_ex99-2sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [CA RA Grades Summary](ea027534701_ex99-2sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [CA Valuations Reports](ea027534701_ex99-2sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [CA Data Compare](ea027534701_ex99-2sch5.htm)

99.3 [AMC Diligence, LLC ()"**AMC**") Narrative (BofA)](ea027534701_ex99-3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [AMC RA Grades Report](ea027534701_ex99-3sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [AMC Exception Grades Report](ea027534701_ex99-3sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [AMC Valuations Summary Report](ea027534701_ex99-3sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [AMC Supplemental Data Report](ea027534701_ex99-3sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [AMC ASF Report](ea027534701_ex99-3sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [AMC Business Purpose Report](ea027534701_ex99-3sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [AMC Data Compare Report](ea027534701_ex99-3sch7.htm)

99.4 [Consolidated Analytics, Inc. ()"**CA**") Narrative (BofA)](ea027534701_ex99-4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [CA Data Compare Report](ea027534701_ex99-4sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [CA Due Diligence Standard Report](ea027534701_ex99-4sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [CA Grades Summary Report](ea027534701_ex99-4sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [CA Valuations Reports](ea027534701_ex99-4sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [CA Additional Fields Report](ea027534701_ex99-4sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [CA ATR or QM Report](ea027534701_ex99-4sch6.htm)

99.5 [KPMG LLP AUP Covered Services Report](ea027534701_ex99-5.htm)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** |
| Date: February 3, 2026 | /s/ Michael Fania |
|  | Name: Michael Fania |
|  | Title: Authorized Signatory |

---

## Exhibit 99.1

**Exhibit 99.1**

![](ex99-1_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans originated by multiple correspondent lenders and acquired directly on a mini-bulk basis by Onslow Bay Financial LLC (the "Client"). AMC performed the Review either (i) directly for Client on mortgage loan files provided by Client to AMC, or (ii) for third parties on mortgage loan files provided by such parties to AMC with results of such Review conveyed to the Client via reliance letter. The Review (including the Review related to reliance letter loans) was conducted from April 2025 through December 2025 on mortgage loans with origination dates from April 2025 through November 2025.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered 239 mortgage loans totaling an aggregate original principal balance of approximately $99.855 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Original Term |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;PMI Coverage % |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original LTV |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE (239 Mortgage Loans):</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

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![](ex99-1_001.jpg)

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

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![](ex99-1_001.jpg)

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE (239 Mortgage Loans):</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

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![](ex99-1_001.jpg)

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

AMC reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

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![](ex99-1_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were
within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the loan file in the event the
lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

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**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the loan file and, as necessary, attempted
to obtain the loan originator compensation agreement and/or governing policies and procedures of the loan originator. In the absence of
the loan originator compensation agreement and/or governing policies and procedures, AMC's review was limited to formal general
statements of entity compliance provided by the loan originator, if any. These statements, for example, were in the form of a letter signed
by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a loan to a first
time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan require arbitration or any other non-judicial procedure to resolve
any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance;
and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization and individual loan originator name and NMLSR ID,
as applicable, on the credit application, note or loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list of homeownership counseling organizations within
three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by
the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, AMC notes if an originator loan designation was not provided.

 

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*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, AMC reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, AMC then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, AMC will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

AMC reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. AMC's review is based on information contained in the loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

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**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10. 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

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AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required
disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial
CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(XIII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

**(8) Other: review and methodology.**

**Data Integrity Review:** AMC compared data fields on the securitization tape provided by the Client to the data found in the actual file as captured by AMC.

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**Standard Value Analysis:** AMC shall review Client-provided BPOs, appraisals or other valuation products as submitted to AMC by Client. AMC shall gather and analyze additional comparables utilizing online sources to assist in determining a reconciled value. A reconciliation report shall be provided for each property with documented comparables and the AMC reviewer's commentary. AMC will provide results via FTP, email, via Client access to AMC' s loan level website – Clarity or via other means as mutually agreed between Client and AMC. Data will be provided in both data file format and loan level PDF.

**SitusAMC TITLE REVIEW SUMMARY (2 Mortgage Loans)**

As part of the due diligence services, the Client provided SitusAMC with identifying data on 2 mortgage loans. Based on the scope of review set forth herein, the critical findings are summarized as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· No unresolved Super Position HOA Liens recorded after the subject mortgage which were entitled to limited or full lien priority over the subject mortgage were identified.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· No unresolved Municipal Liens which had limited or full lien priority over the subject mortgage were located.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· No unresolved Property Tax Liens which had limited or full lien priority over the subject mortgage were located.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· All Prior Liens identified in our review have been resolved.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· All Prior Mortgages identified in our review have been resolved.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· As to any Miscellaneous Items of substance, the items in this category typically defy standard categorization or summarization and are individually detailed

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

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**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**OVERALL REVIEW RESULTS SUMMARY**

After giving consideration to the grading criteria of the relevant NRSROs, the grading results are as follows:

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** |
| &nbsp;&nbsp;**Final Loan<br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;219 | &nbsp;&nbsp;151 | &nbsp;&nbsp;228 | &nbsp;&nbsp;136 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;20 | &nbsp;&nbsp;88 | &nbsp;&nbsp;11 | &nbsp;&nbsp;103 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**239** | &nbsp;&nbsp;**239** | &nbsp;&nbsp;**239** | &nbsp;&nbsp;**239** |
| &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** |
| &nbsp;&nbsp;**Final Loan<br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;91.63% | &nbsp;&nbsp;63.18% | &nbsp;&nbsp;95.40% | &nbsp;&nbsp;56.90% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;8.37% | &nbsp;&nbsp;36.82% | &nbsp;&nbsp;4.60% | &nbsp;&nbsp;43.10% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |

---

**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Kroll Final<br> Exception<br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;90 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***103*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**103** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;19 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***22*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**22** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***12*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**12** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**137** |

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---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Moodys Final<br> Exception <br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;90 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***103*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**103** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;19 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***22*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**22** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***12*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**12** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**137** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the 239 mortgage loans reviewed, there were 528 different tape discrepancies across 25 data fields (some mortgage loans had more than one data delta). The largest variances were found on Investor: Qualifying Total Debt Ratio, LTV Valuation Value and Property Type.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With <br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**%<br> Variance** | &nbsp;&nbsp;**# Of<br> Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;2 | &nbsp;&nbsp;239 | &nbsp;&nbsp;0.84% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;239 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;12 | &nbsp;&nbsp;239 | &nbsp;&nbsp;5.02% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;239 | &nbsp;&nbsp;1.26% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;215 | &nbsp;&nbsp;0.47% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;2 | &nbsp;&nbsp;239 | &nbsp;&nbsp;0.84% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;5 | &nbsp;&nbsp;112 | &nbsp;&nbsp;4.46% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;110 | &nbsp;&nbsp;0.91% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;6 | &nbsp;&nbsp;141 | &nbsp;&nbsp;4.26% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;26 | &nbsp;&nbsp;239 | &nbsp;&nbsp;10.88% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;107 | &nbsp;&nbsp;239 | &nbsp;&nbsp;44.77% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;239 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;239 |

---

12 \| P a g e

![](ex99-1_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;80 | &nbsp;&nbsp;239 | &nbsp;&nbsp;33.47% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;28 | &nbsp;&nbsp;239 | &nbsp;&nbsp;11.72% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;1 | &nbsp;&nbsp;239 | &nbsp;&nbsp;0.42% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;26 | &nbsp;&nbsp;239 | &nbsp;&nbsp;10.88% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;7 | &nbsp;&nbsp;239 | &nbsp;&nbsp;2.93% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;15 | &nbsp;&nbsp;239 | &nbsp;&nbsp;6.28% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;26 | &nbsp;&nbsp;239 | &nbsp;&nbsp;10.88% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;239 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;16 | &nbsp;&nbsp;126 | &nbsp;&nbsp;12.70% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;53 | &nbsp;&nbsp;239 | &nbsp;&nbsp;22.18% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;1 | &nbsp;&nbsp;239 | &nbsp;&nbsp;0.42% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;52 | &nbsp;&nbsp;106 | &nbsp;&nbsp;49.06% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;12 | &nbsp;&nbsp;239 | &nbsp;&nbsp;5.02% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;239 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;33 | &nbsp;&nbsp;239 | &nbsp;&nbsp;13.81% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;12 | &nbsp;&nbsp;239 | &nbsp;&nbsp;5.02% | &nbsp;&nbsp;239 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**528** | &nbsp;&nbsp;**6180** | &nbsp;&nbsp;**8.54%** | &nbsp;&nbsp;**239** |

---

**VALUE ANALYSIS SUMMARY**

Of the 2 mortgage loans reviewed, 2 mortgage loans had no variances greater than 10% from the origination appraisal.

A**DDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;239 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$99855257.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**239** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$99855257.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;239 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$99855257.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**239** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$99855257.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;39 | &nbsp;&nbsp;16.32% | &nbsp;&nbsp;$16631089.00 | &nbsp;&nbsp;16.66% |
| &nbsp;&nbsp;Limited Cash-Out | &nbsp;&nbsp;68 | &nbsp;&nbsp;28.45% | &nbsp;&nbsp;$31553215.00 | &nbsp;&nbsp;31.60% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;4 | &nbsp;&nbsp;1.67% | &nbsp;&nbsp;$1137900.00 | &nbsp;&nbsp;1.14% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;128 | &nbsp;&nbsp;53.56% | &nbsp;&nbsp;$50533053.00 | &nbsp;&nbsp;50.61% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**239** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$99855257.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;239 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$99855257.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**239** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$99855257.00** | &nbsp;&nbsp;**100.00%** |

---

13 \| P a g e

![](ex99-1_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;105 | &nbsp;&nbsp;43.93% | &nbsp;&nbsp;$43651332.00 | &nbsp;&nbsp;43.71% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;30 | &nbsp;&nbsp;12.55% | &nbsp;&nbsp;$10163424.00 | &nbsp;&nbsp;10.18% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;7 | &nbsp;&nbsp;2.93% | &nbsp;&nbsp;$2631399.00 | &nbsp;&nbsp;2.64% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;64 | &nbsp;&nbsp;26.78% | &nbsp;&nbsp;$25070854.00 | &nbsp;&nbsp;25.11% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.42% | &nbsp;&nbsp;$614867.00 | &nbsp;&nbsp;0.62% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;17 | &nbsp;&nbsp;7.11% | &nbsp;&nbsp;$7554322.00 | &nbsp;&nbsp;7.57% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;6 | &nbsp;&nbsp;2.51% | &nbsp;&nbsp;$2823515.00 | &nbsp;&nbsp;2.83% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;9 | &nbsp;&nbsp;3.77% | &nbsp;&nbsp;$7345544.00 | &nbsp;&nbsp;7.36% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**239** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$99855257.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.42% | &nbsp;&nbsp;$490000.00 | &nbsp;&nbsp;0.49% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;181 | &nbsp;&nbsp;75.73% | &nbsp;&nbsp;$76993814.00 | &nbsp;&nbsp;77.11% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;57 | &nbsp;&nbsp;23.85% | &nbsp;&nbsp;$22371443.00 | &nbsp;&nbsp;22.40% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**239** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$99855257.00** | &nbsp;&nbsp;**100.00%** |

---

14 \| P a g e

## Exhibit 99.1

**Exhibit 99.1 Schedule 1**

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| xxxxxx | OBX26INV1465 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1467 | xxxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1473 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1468 | xxxxxx |  |  | C | A | D | D | A | A | A | A |  |
| xxxxxx | OBX26INV1469 | xxxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1471 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1487 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1477 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1480 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1474 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1497 | xxxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1507 | xxxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxxx | OBX26INV1622 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1485 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1630 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1481 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1528 | xxxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxxx | OBX26INV1520 | xxxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxxx | OBX26INV1640 | xxxxxx |  |  | C | A | D | D | A | A | A | A |  |
| xxxxxx | OBX26INV1643 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1503 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1537 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1536 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1645 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1509 | xxxxxx |  |  | D | A | A | D | A | A | A | A |  |
| xxxxxx | OBX26INV1504 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1484 | xxxxxx |  |  | C | A | D | D | A | A | A | A |  |
| xxxxxx | OBX26INV1566 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1508 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1654 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1558 | xxxxxx |  |  | C | C | B | C | A | B | B | B |  |
| xxxxxx | OBX26INV1491 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1651 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1610 | xxxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1538 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1506 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1492 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1529 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1575 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1535 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1479 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1543 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1592 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1489 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1600 | xxxxxx |  |  | C | D | A | D | A | A | A | A |  |
| xxxxxx | OBX26INV1648 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1494 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1554 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1599 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1619 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1486 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1627 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1585 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1514 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1588 | xxxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxxx | OBX26INV1587 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1533 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1553 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1621 | xxxxxx |  |  | C | B | D | D | A | B | A | B |  |
| xxxxxx | OBX26INV1660 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1530 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1512 | xxxxxx |  |  | C | C | A | C | B | B | A | B |  |
| xxxxxx | OBX26INV1567 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1577 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1633 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1546 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1549 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1605 | xxxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1556 | xxxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxxx | OBX26INV1570 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1578 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1542 | xxxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxxx | OBX26INV1613 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1562 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1544 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1488 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1559 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1611 | xxxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxxx | OBX26INV1498 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1606 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1539 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1560 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1511 | xxxxxx |  |  | A | A | B | B | A | A | B | B |  |
| xxxxxx | OBX26INV1493 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1573 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1564 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1526 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1483 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1678 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1547 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1513 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1572 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1590 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1677 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1580 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1576 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1581 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1516 | xxxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1583 | xxxxxx |  |  | C | D | A | D | A | A | A | A |  |
| xxxxxx | OBX26INV1510 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1647 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1475 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1548 | xxxxxx |  |  | C | A | D B C | D C | A | A | B | B |  |
| xxxxxx | OBX26INV1683 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1540 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1541 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1638 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1650 | xxxxxx |  |  | C | B | B | C | A | B | B | B |  |
| xxxxxx | OBX26INV1569 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1499 | xxxxxx |  |  | C | B | D | D | A | B | A | B |  |
| xxxxxx | OBX26INV1534 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1476 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1501 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1525 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1586 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1582 | xxxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxxx | OBX26INV1502 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1505 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1591 | xxxxxx |  |  | C | A | D B C | D C | A | A | B | B |  |
| xxxxxx | OBX26INV1496 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1568 | xxxxxx |  |  | C | B | D | D | A | B | A | B |  |
| xxxxxx | OBX26INV1466 | xxxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxxx | OBX26INV1593 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1597 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1482 | xxxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxxx | OBX26INV1519 | xxxxxx |  |  | C | A | D B C | D C | A | A | B | B |  |
| xxxxxx | OBX26INV1596 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1517 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1500 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1594 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1545 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1518 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1642 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1527 | xxxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxxx | OBX26INV1524 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1589 | xxxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1571 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1641 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1552 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1672 | xxxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1532 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1668 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1607 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1601 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1609 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1626 | xxxxxx |  |  | C | C | D B C | D C | A | B | B | B |  |
| xxxxxx | OBX26INV1495 | xxxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxxx | OBX26INV1598 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1472 | xxxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxxx | OBX26INV1604 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1608 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1557 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1574 | xxxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxxx | OBX26INV1522 | xxxxxx |  |  | C | A | D | D | A | A | A | A |  |
| xxxxxx | OBX26INV1555 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1646 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1563 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1565 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1699 | xxxxxx |  |  | C | B | B | C | A | B | B | B |  |
| xxxxxx | OBX26INV1694 | xxxxxx |  |  | A | A | D | D | A | A | A | A |  |
| xxxxxx | OBX26INV1637 | xxxxxx |  |  | C | B | B | C | A | B | B | B |  |
| xxxxxx | OBX26INV1478 | xxxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1515 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1628 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1579 | xxxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxxx | OBX26INV1632 | xxxxxx |  |  | B | C | A | C | B | B | A | B |  |
| xxxxxx | OBX26INV1521 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1687 | xxxxxx |  |  | C | A | D B C | D C | A | A | B | B |  |
| xxxxxx | OBX26INV1531 | xxxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1620 | xxxxxx |  |  | C | C | D B C | D C | A | B | B | B |  |
| xxxxxx | OBX26INV1665 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1617 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1618 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1602 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1669 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1680 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1561 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1550 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1690 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1624 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1625 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1636 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1659 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1689 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1612 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1655 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1615 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1649 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1657 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1656 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1623 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1664 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1635 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1595 | xxxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxxx | OBX26INV1663 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1667 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1652 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1682 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1693 | xxxxxx |  |  | D | B | A | D | A | B | A | B |  |
| xxxxxx | OBX26INV1603 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1658 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1679 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1673 | xxxxxx |  |  | C | B | C | C | A | B | A | B |  |
| xxxxxx | OBX26INV1551 | xxxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1616 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1686 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1653 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1674 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1666 | xxxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxxx | OBX26INV1639 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1675 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1634 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1685 | xxxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1671 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1700 | xxxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxxx | OBX26INV1629 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1691 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1688 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1584 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1692 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1644 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1670 | xxxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1661 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1631 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1696 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1695 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1701 | xxxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxxx | OBX26INV1662 | xxxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxxx | OBX26INV1697 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1676 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1684 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1702 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1681 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1698 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1614 | xxxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxxx | OBX26INV1703 | xxxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxxx | OBX26INV1470 | xxxxxx |  |  | C | C | A | C | A | B | A | B |  |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| xxxxxx | OBX26INV1465 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Appraisal Receipt Confirmation document not provided. |  |  |  | Reviewer Comment (2025-04-16): Accepted as is. |  |  | 04/16/2025 | 2 B |  | FL | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1467 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | The appraisal reflects the property is owner occupied, however was approved as an investment property. |  |  |  | Reviewer Comment (2025-08-07): Received, Clearing.<br>Seller Comment (2025-08-07): Comment from XXXX (XXXX): Corrected appraisal<br>Reviewer Comment (2025-08-05): The appraisal needs to be corrected as it shows as owner-occupied.<br>Seller Comment (2025-08-05): Comment from XXXX (XXXX): !003 shows both borrowers will not occupy the subject in the declarations section . They filled out the additional questions in error | 08/07/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1467 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $XXXX is sufficient to cover the mortgage amount of $XXXX, however is insufficient to cover the estimated cost new of $XXXX. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. |  |  |  | Reviewer Comment (2025-10-02): Received, Clearing.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Updated policy with updated 1003, 1008, and AUS<br>Reviewer Comment (2025-08-13): Per FNMA - The property insurance policy must provide for claims to be settled on a replacement cost basis. Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable<br>Seller Comment (2025-08-13): Comment from XXXX (XXXX): Hazard , cash value | 10/02/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1468 | xxxxxx |  | xxxxxx |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-08-22): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from XXXX (XXXX): fraud report | 08/22/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1468 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  |  |  |  |  | Reviewer Comment (2025-09-29): 1004 received, exception cleared<br>Seller Comment (2025-09-29): Comment from XXXX (XXXX): Retrospective appraisal<br>Reviewer Comment (2025-08-22): An exterior 2055 doesn't meet securitization requirements.<br>Seller Comment (2025-08-22): Comment from XXXX (XXXX): Appraisal | 09/29/2025 |  |  | 1 D A |  | MI | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1468 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The valuation selected as "Use for LTV" was obtained post-close. Sec ID: 25 |  | The full appraisal provided was completed post-closing |  |  |  | Reviewer Comment (2025-10-02): Clearing. | 10/02/2025 |  |  | 1 A |  | MI | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1468 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-03): Received, Clearing. | 10/03/2025 |  |  | 1 A |  | MI | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1469 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | The appraisal was not provided to the borrower within 3 business days of the note date. |  |  |  | Reviewer Comment (2025-09-02): Borrower appraisal receipt received<br>Seller Comment (2025-09-02): Comment from XXXX (XXXX): TRACKING SHOWING APPRAISAL PROVIDED ON XXXX, CLOSED ON XXXX | 09/02/2025 |  |  | 1 B A |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1469 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXXexceeds tolerance of XXXX plus XXXX or XXXX. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Insufficient or no cure was provided to the borrower. (0) |  |  |  | Reviewer Comment (2025-09-03): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-09-02): Comment from XXXX: $XXXX CURED AT CLOSE : XXXX + XXXX = XXXX - SEE SECTION J | 09/03/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1469 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-09-09): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-09-05): Comment from XXXX (XXXX): $XXXXTOLERANCE CURE<br>Reviewer Comment (2025-09-04): XXXX received Changed Circumstance dated XXXX, but it does not give sufficient information on why the Final inspection fee was added. Appraisal report with provided disclosure completed on XXXX, but the Inspection fee was not added untilXXXX. This is outside of the required three-day timeline for notification of borrower. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2025-09-03): Comment fromXXXX (XXXX): XXXX CD WITH COC<br>Reviewer Comment (2025-09-03): XXXX received COC dated XXXX however the fee added on CD dated XXXX. Kindly provide a valid COC within three days of the change since the COC provided is after the fee has been added. Kindly provide a valid COC for the fee added or provide cure docs. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Seller Comment (2025-09-02): Comment from XXXX (XXXX): INITIAL CD WITH COC ADDING INSPECTION FEE |  | 09/09/2025 |  | 2 C B |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1469 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-09-03): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-09-02): Comment from XXXX: $XXXX CURED AT CLOSE : XXXX + XXXX = XXXX - SEE SECTION J | 09/03/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1471 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: F. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? reflects Yes. Missing documented and/or does not meet guideline requirements. |  | Borrower ticked "yes" for 'Are you co-signor or guarantor on any debt or loan that is not disclosed on this application. Kindly provide supporting documents or revised 1003 with correct information. |  |  |  | Reviewer Comment (2025-10-07): Received, Clearing.<br>Seller Comment (2025-10-07): Comment from XXXX (XXXX): Signed URLA<br>Reviewer Comment (2025-09-30): Exception remains, the 1003 must be signed by the borrower.<br>Buyer Comment (2025-09-30): Comment from XXXX (XXXX): Can you please advise why the updated URLA needs to be signed by the borrowers? It's a clerical revision that was a mistake on the borrower's part. Can they fix the answer on the original URLA and initial the correction instead?<br>Reviewer Comment (2025-09-16): The updated 1003 needs to be signed by the borrowers.<br>Seller Comment (2025-09-16): Comment from XXXX (XXXX): Attached | 10/07/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1471 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: F. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? reflects Yes. Missing documented and/or does not meet guideline requirements. |  | Borrower ticked "yes" for 'Are you co-signor or guarantor on any debt or loan that is not disclosed on this application. Kindly provide supporting documents or revised 1003 with correct information. |  |  |  | Reviewer Comment (2025-10-07): Received, Clearing.<br>Reviewer Comment (2025-09-30): Exception remains, the 1003 must be signed by the borrower<br>Buyer Comment (2025-09-30): Comment from XXXX (XXXX): Can you please advise why the updated URLA needs to be signed by the borrowers? It's a clerical revision that was a mistake on the borrower's part. Can they fix the answer on the original URLA and initial the correction instead?<br>Reviewer Comment (2025-09-16): The updated 1003 needs to be signed by the borrowers.<br>Seller Comment (2025-09-16): Comment from XXXX (XXXX): Attached | 10/07/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1471 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | MD | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1471 | xxxxxx |  | xxxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The credit report reflects to HELOCs from XXXX, provide heloc statements. |  |  |  | Reviewer Comment (2025-10-01): Received HELOC statements<br>Seller Comment (2025-10-01): Comment from XXXX (XXXX): HELOC statements<br>Reviewer Comment (2025-09-18): Please provide and we can see what that does to the overall loan.<br>Buyer Comment (2025-09-18): Comment from XXXX (XXXX): Will you accept a credit supplement to verify the addresses to both HELOCS along with an updated 1003?<br>Reviewer Comment (2025-09-16): These are all HELOCs, so they should be tied to properties. We need statements on all of them that show what property they are tied to, as well as the 1003 needs to be updated to reflect and signed by the borrower.<br>Seller Comment (2025-09-16): Comment from XXXX (XXXX): Attached | 10/01/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1487 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | The borrower is currently occupying the subject verified with the appraisal and 1003. |  |  |  | Reviewer Comment (2025-10-30): Received, Clearing.<br>Seller Comment (2025-10-30): Comment from XXXX (XXXX.): signed by both- corrected final application<br>Seller Comment (2025-10-30): Comment from XXXX (XXXX.): Borrower 1 was able to sign the corrected application- we are having tech difficulties and borrower 2 has not been able to complete this- could you accept what we have to clear this item?<br>Reviewer Comment (2025-10-23): The corrected 1003 needs to be signed by the borrower.<br>Seller Comment (2025-10-23): Comment from XXXX (XXXX.): corrected final URLA<br>Reviewer Comment (2025-10-07): 1003 A part 1,2,&3 is not correct as they should have only been answered if A was answered Yes.<br>Seller Comment (2025-10-07): Comment from XXXX (XXXX.): final application is correct with NO for intent to occupy<br>Reviewer Comment (2025-10-01): Corrected executed Final 1003 required to clear. Exception remains.<br>Seller Comment (2025-10-01): Comment from XXXX (XXXX): borrower intends NOT to occupy- see LOE | 10/30/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1477 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-26): Client elects to waive |  |  | 09/26/2025 | 2 B |  | AZ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1477 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification, Statement, and Tax Verification are missing for XXXX |  |  |  | Reviewer Comment (2025-10-14): Cleared with tax/ins verification<br>Seller Comment (2025-10-14): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-10-02): Received Closing disclosure confirming PI payment, however tax & Insurance documents are required. Exception remains.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): This loan just closed XXXX | 10/14/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1477 | xxxxxx |  | xxxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: Qualifying asset balance discrepancy. |  | Open 30 Day XXXX excluded from Reserves. |  |  |  | Reviewer Comment (2025-10-14): Received additional assets, exception cleared<br>Reviewer Comment (2025-10-14): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated qualifying asset balance of $XXXXis less than AUS qualifying asset balance of $XXXX.<br>Seller Comment (2025-10-14): Comment from XXXX(XXXX): Please see updated 1003 with additional assets<br>Reviewer Comment (2025-10-02): Open 30 Day XXXX excluded from Reserves. Provided additional assets. Exception remains.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Assets total $XXXX | 10/14/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1477 | xxxxxx |  | xxxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Open 30 Day XXXX excluded from Reserves. |  |  |  | Reviewer Comment (2025-10-14): Received additional assets, exception cleared<br>Reviewer Comment (2025-10-14): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX.<br>Seller Comment (2025-10-14): Comment from XXXX (XXXX): Please see updated 1003 with additional assets<br>Reviewer Comment (2025-10-02): Open 30 Day XXXX excluded from Reserves. Provided additional assets. Exception remains.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Assets total $XXXX | 10/14/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1474 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-10-03): Sufficient Cure Provided At Closing |  | 10/03/2025 |  | 1 A |  | ME | Second Home | Purchase | Final CD evidences Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1474 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-10-03): Sufficient Cure Provided At Closing |  | 10/03/2025 |  | 1 A |  | ME | Second Home | Purchase | Final CD evidences Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1497 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Borrower waived the right to receive a copy of appraisal (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-14): Accepted as is. |  |  | 10/14/2025 | 2 B |  | MI | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1497 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Additional 3-Day Waiting Period Timing Test - Regular Transaction | TILA-RESPA Integrated Disclosure - Most recent Closing Disclosure received at least 3 days prior to closing dated XXXX disclosed an inaccurate APR of XXXX% compared to the actual APR at consummation of XXXX% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation. | 1026.19(f)(1)(i) and (ii) require that the consumer receives accurate disclosures with the actual terms of the transaction at least three (3) specific/precise business days prior to consummation. If the APR disclosed on the initial CD becomes inaccurate as defined under XXXX, revised disclosures with an accurate APR must be disclosed and a new 3-day waiting period prior to consummation provided. The APR on the most recent CD received 3 days prior to consummation (XXXX%) changed more than the XXXX% threshold compared to the actual/calculated APR at consummation (XXXX%) and a revised disclosure with accurate APR was not received by the consumer at least 3 business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-16): XXXX received XXXX CD and proof receipt<br>Seller Comment (2025-10-15): Comment from XXXX To (XXXX): See attached COCs. COC CD was sent on XXXX (1st COC) for loan amount change and APR was at XXXX% and they didn't close until XXXX - so 3 day waiting period was given | 10/16/2025 |  |  | 1 C A |  | MI | Second Home | Refinance - Cash-out - Other | TRID timing exception, no remediation available. C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1497 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Test | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure provided on or after XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation |  |  |  |  | Reviewer Comment (2025-10-16): XXXX received CD XXXX<br>Buyer Comment (2025-10-15): Comment from XXXX To (XXXX): SEE COC CD for XXXX (1st COC) with pricing update due to rate and loan amount change - due to pricing change the lender credit reduced and new rate had discount points | 10/16/2025 |  |  | 1 C A |  | MI | Second Home | Refinance - Cash-out - Other | TRID timing exception, no remediation available. C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1497 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXXXexceeds tolerance of $-XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXXX exceeds tolerance of $-XXXX. Insufficient or no cure was provided to the borrower. (XXXX) |  |  |  | Reviewer Comment (2025-10-16): XXXX received CD and COC dated XXXX<br>Buyer Comment (2025-10-15): Comment from XXXX To (XXXX): SEE COC CD for XXXX (1st COC) with pricing update due to rate and loan amount change - due to pricing change the lender credit reduced and new rate had discount points | 10/16/2025 |  |  | 1 C A |  | MI | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1497 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. (XXXX) |  |  |  | Reviewer Comment (2025-10-16): XXXX received CD and COC dated XXXX<br>Buyer Comment (2025-10-15): Comment from XXXX To (XXXX): SEE COC CD for 1XXXX (1st COC) with discount points added due to loan amount and rate change. | 10/16/2025 |  |  | 1 C A |  | MI | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1497 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. (XXXX) |  |  |  | Reviewer Comment (2025-11-04): XXXX received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Seller Comment (2025-10-31): Comment from XXXX To (XXXX): See attached.<br>Reviewer Comment (2025-10-22): XXXX received email confirmation indicates that UW conditioned for CDA. However, XXXX also required additional information with supporting documentation of the reason for the CDA review and what information was received that required added the CDA condition by UW and when was that information received. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2025-10-20): Comment from XXXX To (XXXX): See attached response.<br>Reviewer Comment (2025-10-16): XXXX received Changed Circumstance dated XXXX, but it does not give sufficient information on why the CDA fee was added. In order to determine if the changed circumstance is valid more information is necessary on reason fee added and when lender became aware of the change. A valid COC or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.<br>Buyer Comment (2025-10-15): Comment from XXXX To (XXXX): SEE COC CD for XXXX (2nd COC) - disclosed $XXXXCDA Fee |  | 11/04/2025 |  | 2 C B |  | MI | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1507 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | There is not evidence in the file that the borrower received a copy of each appraisal report at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1507 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1485 | xxxxxx |  | xxxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | The DTI exceeds guidelines due to the inclusion of the Pentagon Federal CU as there is no documentation in the loan file to support the exclusion of the debt. |  |  |  | Reviewer Comment (2025-10-27): Excluded XXXX installment as there is less than 10 payments remaining<br>Reviewer Comment (2025-10-27): EXCEPTION HISTORY - Exception Explanation was updated on XXXXPRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX % exceeds AUS total debt ratio of XXXX%.<br>Seller Comment (2025-10-27): Comment from XXXX (XXXX): Investor rebuttal, Less that 10 Months | 10/27/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1485 | xxxxxx |  | xxxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The DTI exceeds guidelines due to the inclusion of the Pentagon Federal CU as there is no documentation in the loan file to support the exclusion of the debt. |  |  |  | Reviewer Comment (2025-10-27): Excluded XXXX installment as there is less than 10 payments remaining<br>Reviewer Comment (2025-10-27): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX % exceeds Guideline total debt ratio of XXXX%.<br>Seller Comment (2025-10-27): Comment from XXXX (XXXX): Investor rebuttal 10 months left | 10/27/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1630 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-10-15): Accepted as is. |  |  | 10/15/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1481 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | REO is missing all PITIA documentation. |  |  |  | Reviewer Comment (2025-11-20): Received, Clearing.<br>Seller Comment (2025-11-20): Comment from XXXX(XXXX): please review<br>Reviewer Comment (2025-10-21): The documents provided were for the subject. We are looking for the REO property with address of XXXX.<br>Seller Comment (2025-10-21): Comment from XXXX(XXXX): PLEASE RREVIEW AND ADVISE | 11/20/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1481 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived the right to receive a copy of appraisal (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-15): Accepted as is. |  |  | 10/15/2025 | 2 B |  | DE | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1528 | xxxxxx |  | xxxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-10-15): Accepted as is. |  |  | 10/15/2025 | 2 B |  | MI | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1528 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-10-15): Accepted as is. |  |  | 10/15/2025 | 2 B |  | MI | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1520 | xxxxxx |  | xxxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-12): LOE of no claims or damage received.<br>Seller Comment (2025-11-12): Comment from XXXX(XXXX.): GAP letter<br>Reviewer Comment (2025-10-28): An LOE from the insurer of no claims or damage between the two dates would be required to resolve.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX.): Insurance agent confirmed they must go with Ownership date XXXX shows on Warranty Deed/ Public records |  |  | 11/12/2025 | 2 C B |  | CO | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1520 | xxxxxx |  | xxxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  |  |  |  |  | Reviewer Comment (2025-10-29): Provided. Cleared<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX.): SEC instrument with LD | 10/29/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1640 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-29): Received, Clearing.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX): CDA | 10/29/2025 |  |  | 1 D A |  | OR | Investment | Refinance - Limited Cash-out GSE | D A C |  | N/A | No |
| xxxxxx | OBX26INV1640 | xxxxxx |  | xxxxxx |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-10-17): E-sign consent received<br>Seller Comment (2025-10-17): Comment from XXXX (XXXX): Compliance report | 10/17/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Limited Cash-out GSE | D A C |  | N/A | No |
| xxxxxx | OBX26INV1503 | xxxxxx |  | xxxxxx |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-10-28): Received, Clearing.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX): Compliance Report | 10/28/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1537 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2025-11-25): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): This how ALTA statement is prepared by the title company they show the original recording fee only but they also show a separate line of transaction by the name of ' Recording Overage to the borrower". The same is available in the ALTA statement shared previously highlighting that the borrower has been refunded $XXXX<br>For more clarity I have attached the mortgage documents which clearly highlights the recording amount and the check issued by the title company to the borrower for $XXXX<br>Reviewer Comment (2025-11-18): XXXX: Provided final ALTA statement indicates recording fee charged to borrower in the amount of $XXXX. However, on post CD dated XXXX disclosed of $XXXX. Also, provided final SS does not signed by borrower and settlement agent. Provide true and certified copy of the updated Final SS to complete remediation.<br>Seller Comment (2025-11-14): Comment from XXXX (XXXX): Please see final ALTA statement<br>Reviewer Comment (2025-11-12): XXXX Received Cure Docs; however, true and certified copy of final settlement statement still not received. Provide true and certified copy of final settlement statement in order to verify the recording fee as per PCCD.<br>Seller Comment (2025-11-12): Comment from XXXX (XXXX): Please see check and label<br>Reviewer Comment (2025-11-04): XXXX received PCCD and LOE, however we also require copy of refund check and proof of mailing for cure. Also, please provide true & certified copy of final settlement statement to verify the recording fee charged at closing.<br>Seller Comment (2025-10-31): Comment from XXXX (XXXX): We have requested the cure for $XXXX. There was recording refund of $XXXX post closing. This led to decrease in total cure amount by $XXXX.<br>Reviewer Comment (2025-10-28): XXXX received rebuttal, however XXXX % baseline is calculated from initial LE and title - lenders insurance fee was added on redisclosed LE. A valid COC with sufficient information or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.<br>Seller Comment (2025-10-24): Comment from XXXX (XXXX): The Cure is not applicable since the tolerance cure bucket should be considered from redisclosure-package-0 dated XXXX and not for initial closing disclosure. <br> On ILE the settlement agent was XXXX which is different title company from XXXX. The title company was updated to Title Connect on redisclosure package 0 Therefore the cure should be calculated from redisclosure package. <br> I am attaching claim worksheet for cure Calculation as per redisclosure package 0 which shows there is no cure required | 11/25/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1536 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | The appraisal reflects the property is owner occupied |  |  |  | Reviewer Comment (2025-11-12): Corrected appraisal provided. Cleared<br>Seller Comment (2025-11-12): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-10-22): The appraisal will need to be updated.<br>Seller Comment (2025-10-22): Comment from XXXX (XXXX): Please see borrower LOE. This is a rental property | 11/12/2025 |  |  | 1 C A |  | TN | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1645 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | 1040 Sch-E document not provided in file |  |  |  | Reviewer Comment (2025-10-20): Cleared with schedule E<br>Seller Comment (2025-10-20): Comment from XXXX (XXXX): Sche E | 10/20/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1645 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-20): Accepted as is. |  |  | 10/20/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1509 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject lien not provided |  |  |  | Reviewer Comment (2025-10-22): SI has been received<br>Buyer Comment (2025-10-22): Comment from XXXX (XXXX): This has already been provided in the previous condition. Please waive | 10/22/2025 |  |  | 1 D A |  | TN | Investment | Purchase | D A |  | N/A | No |
| xxxxxx | OBX26INV1504 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-10-28): Tax information taken from fraud report<br>Reviewer Comment (2025-10-28): Need the tax documentation clearly labeled for this address.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX.): MTG, tax & ins for XXXX- NO HOA | 10/28/2025 |  |  | 1 C A |  | RI | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1504 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX.): Rebuttal<br>Reviewer Comment (2025-10-28): The September statement shows an interest only payment of $XXXX. The August statement shows principal and interest payment of $XXXX. Please provide a letter of explanation for this. Also, require the taxes and insurance.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX): MTG, taxes & INS- No HOA | 11/03/2025 |  |  | 1 C A |  | RI | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1504 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing. |  |  |  | Reviewer Comment (2025-10-28): Received, cleared<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX.): MTG, tax & ins- NO HOA | 10/28/2025 |  |  | 1 C A |  | RI | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1484 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy not provided |  |  |  | Reviewer Comment (2025-10-23): Received, Clearing.<br>Seller Comment (2025-10-23): Comment from XXXX (XXXX.): HOI | 10/23/2025 |  |  | 1 C A |  | CT | Investment | Purchase | D A C |  | N/A | No |
| xxxxxx | OBX26INV1484 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-27): Received, Clearing.<br>Seller Comment (2025-10-27): Comment from XXXX (XXXX.): CDA | 10/27/2025 |  |  | 1 D A |  | CT | Investment | Purchase | D A C |  | N/A | No |
| xxxxxx | OBX26INV1566 | xxxxxx |  | xxxxxx |  | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a U.S. Citizen, and the guideline required documentation was not provided. |  | Missing permanent resident alien card |  |  |  | Reviewer Comment (2025-10-22): Received, Clearing.<br>Seller Comment (2025-10-22): Comment from XXXX (XXXX): Please see attached | 10/22/2025 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1558 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Attorney's Fee (Closing Agent and Other). Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Attorney's Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. Provide a post-close CD disclosing the tolerance cure to include $XXXX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2025-10-31): XXXX received Post CD and LOX.<br>Seller Comment (2025-10-30): Comment from XXXX (XXXX): PCCD | 10/31/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1558 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-10-22): Accepted as is. |  |  | 10/22/2025 | 2 B |  | MI | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1558 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-22): Accepted as is. |  |  | 10/22/2025 | 2 B |  | MI | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1558 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Condo master policy was not provided. |  |  |  | Reviewer Comment (2025-10-27): Received, Clearing.<br>Seller Comment (2025-10-27): Comment from XXXX (XXXX.): Master | 10/27/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1491 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-22): Accepted as is. |  |  | 10/22/2025 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| xxxxxx | OBX26INV1491 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-22): Accepted as is. |  |  | 10/22/2025 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| xxxxxx | OBX26INV1651 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  | AUS is Missing. |  |  |  | Reviewer Comment (2025-10-22): Received AUS. Exception cleared.<br>Seller Comment (2025-10-22): Comment from XXXX (XXXX): AUS | 10/22/2025 |  |  | 1 C A |  | NJ | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1651 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification and Tax Verification is missing forXXXX |  |  |  | Reviewer Comment (2025-10-22): Received Tax and Insurance Verification for XXXX. Exception Cleared.<br>Seller Comment (2025-10-22): Comment from XXXX (XXXX): XXXX | 10/22/2025 |  |  | 1 C A |  | NJ | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1651 | xxxxxx |  | xxxxxx |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-10-22): Received E-Sign Consent Agreement. Exception cleared.<br>Seller Comment (2025-10-22): Comment from XXXX (XXXX): E Sign Cert | 10/22/2025 |  |  | 1 C A |  | NJ | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1610 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 B |  | NJ | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1610 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No cure provided |  |  |  | Reviewer Comment (2025-11-04): XXXX Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX.): LOX/PCCD/Shipping Label/Refund check $XXXX |  | 11/04/2025 |  | 2 C B |  | NJ | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1610 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No cure provided |  |  |  | Reviewer Comment (2025-11-04): XXXX Received Corrected PCCD, LOE and Email communication.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX.): Borrower chosen survey fee relocated to H// see email | 11/04/2025 |  |  | 1 C A |  | NJ | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1492 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-22): Accepted as is. |  |  | 10/22/2025 | 2 B |  | TN | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1529 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 B |  | VA | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1575 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  |  | Reviewer Comment (2025-10-24): Accepted as is. |  |  | 10/24/2025 | 2 B |  | WA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1575 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-04): Received, Clearing.<br>Seller Comment (2025-11-04): Comment from XXXX (XXXX): Title | 11/04/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1575 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-10-24): Accepted as is. |  |  | 10/24/2025 | 2 B |  | WA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1535 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2025-10-23): Client elects to waive |  |  | 10/23/2025 | 2 B |  | MI | Second Home | Refinance - Limited Cash-out GSE | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1479 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | The 1004 indicates Owner occupied. The final 1003 and occupancy certificate show 'Investment.' |  |  |  | Reviewer Comment (2025-11-05): Updated 1004 provided. Cleared.<br>Seller Comment (2025-11-05): Comment from XXXX (XXXX): Please see attached | 11/05/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1489 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX. |  |  |  | Reviewer Comment (2025-11-13): RCE received satisfies the shortfall, exception cleared<br>Seller Comment (2025-11-13): Comment from XXXX XXXX: INSURANCE<br>Reviewer Comment (2025-10-31): A letter from the insurer that the property is insured for at least the replacement cost of the property will be acceptable.<br>Seller Comment (2025-10-31): Comment from XXXX XXXX: LOE<br>Reviewer Comment (2025-10-29): Coverage is based on FNMA not loan amount.<br>Buyer Comment (2025-10-29): Comment from XXXX (XXXX): The dwelling coverage covers the loan amount | 11/13/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1600 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | Missing Closing Disclosure: No Document Used For Fee Testing | Missing Final Closing Disclosure. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. | Closing Disclosure is missing. |  |  |  | Reviewer Comment (2025-10-29): Provided. Cleared.<br>Seller Comment (2025-10-29): Comment from XXXX XXXX: CD | 10/29/2025 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| xxxxxx | OBX26INV1600 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | 1-4 Rider is missing. |  |  |  | Reviewer Comment (2025-10-29): Received, Clearing.<br>Seller Comment (2025-10-29): Comment from XXXX XXXX: rider | 10/29/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| xxxxxx | OBX26INV1600 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 is missing. |  |  |  | Reviewer Comment (2025-10-29): Received, Clearing.<br>Seller Comment (2025-10-29): Comment from XXXX XXXX: URLA | 10/29/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| xxxxxx | OBX26INV1648 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 B |  | FL | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1648 | xxxxxx |  | xxxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Hazard Insurance Policy Effective Date is after the later of the note or transaction date. Wet state. |  |  |  | Reviewer Comment (2025-10-24): Received, Clearing.<br>Seller Comment (2025-10-24): Comment from XXXX (XXXX): attached requested, | 10/24/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1494 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  | Borrower selected "yes" for Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?. Kindly provide supporting documents or revised 1003 with correct information. |  |  |  | Reviewer Comment (2025-10-28): CBR received showing new HELOC opened with XXXX. No current balance or payment due. Exception cleared<br>Seller Comment (2025-10-28): Comment from XXXX XXXX: The borrowers opened a new HELOC | 10/28/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1554 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing HOA verification for REO XXXX |  |  |  | Reviewer Comment (2025-10-31): Cleared HOA received<br>Seller Comment (2025-10-31): Comment from XXXX XXXX: HOA form property MGR | 10/31/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1619 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-28): Received, Clearing.<br>Seller Comment (2025-10-28): Comment from XXXX XXXX: Fraud | 10/28/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1619 | xxxxxx |  | xxxxxx |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Occupancy Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX XXXX: business purpose<br>Reviewer Comment (2025-10-28): An Occupancy Certificate is the borrower's declaration of residence status.<br>Buyer Comment (2025-10-28): Comment from XXXX XXXX: This is an attached PUD built in XXXX. We would not have a Occ Cert | 11/03/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1619 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2025-10-30): Received, Clearing.<br>Buyer Comment (2025-10-30): Comment from XXXX XXXX: please look at the prior DOT condition. It is attached to that condition<br>Reviewer Comment (2025-10-29): This has not been provided or cleared. Exception remains.<br>Buyer Comment (2025-10-28): Comment from XXXX XXXX: already provided...see prior condition that was cleared | 10/30/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1619 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - PUD not provided |  |  |  |  |  | Reviewer Comment (2025-10-30): Received, Clearing.<br>Buyer Comment (2025-10-30): Comment from XXXX XXXX: please look at the prior DOT condition. It is attached to that condition<br>Reviewer Comment (2025-10-29): This has not been provided or cleared. Exception remains.<br>Buyer Comment (2025-10-28): Comment from XXXX XXXX: already provided...see prior condition that was cleared | 10/30/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1619 | xxxxxx |  | xxxxxx |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report missing in file |  |  |  | Reviewer Comment (2025-10-30): Received, Clearing.<br>Buyer Comment (2025-10-30): Comment from XXXX XXXX: Is this different than the other fraud report condition that you conditioned for and cleared? If so, please let me know what is missing exactly. | 10/30/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1619 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Power of Attorney (POA) not provided |  |  |  |  |  | Reviewer Comment (2025-10-29): Provided. Cleared.<br>Seller Comment (2025-10-28): Comment from XXXX XXXX: POA | 10/29/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1486 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-24): Accepted as is. |  |  | 10/24/2025 | 2 B |  | IL | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1588 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-07): Insurance Verification is not required. Exception cleared.<br>Seller Comment (2025-11-06): Comment from XXXX XXXX: LOE confirming no HOI on raw land | 11/07/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1588 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-10-24): Accepted as is. |  |  | 10/24/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1587 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-24): Accepted as is. |  |  | 10/24/2025 | 2 B |  | OH | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1533 | xxxxxx |  | xxxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Evidence stock is publicly traded and share price is missing for RSU income. |  |  |  | Reviewer Comment (2025-10-27): Received, Clearing.<br>Seller Comment (2025-10-27): Comment from XXXX XXXX: Please see attached | 10/27/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1621 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | The Flood Insurance Policy effective date is after the Note Date. | Flood Insurance Policy Effective Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-10-24): Exception cleared based on information provided<br>Seller Comment (2025-10-24): Comment from XXXX XXXX: flood delay in binding due to xxxx xxxxxx // premium was paid on time and confirmed from insurance agency see communication emails as well payment receipt of paid on time // search performed to make sure no recent disasters as well at time of closing | 10/24/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1621 | xxxxxx |  | xxxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  |  |  |  | Reviewer Comment (2025-10-24): Exception cleared based on explanation and documentation received<br>Seller Comment (2025-10-24): Comment from XXXX XXXX: insurance was w/ xxxxxxxx see initial policy dated XXXX - however xxxxxxxx pulled out so we had new insurance at closing see pccd for new hazard insurance paid too | 10/24/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1621 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | A valid UCDP score was not provided. A secondary valuation is required to support the primary value for securitization purposes |  |  |  | Reviewer Comment (2025-11-04): Received CDA. Exception cleared.<br>Seller Comment (2025-11-03): Comment from XXXX XXXX cda | 11/04/2025 |  |  | 1 D A |  | AZ | Investment | Purchase | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1621 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-10-24): Accepted as is. |  |  | 10/24/2025 | 2 B |  | AZ | Investment | Purchase | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1512 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 B |  | CT | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1512 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Valid COC is missing |  |  |  | Reviewer Comment (2025-11-13): Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD received<br>Reviewer Comment (2025-11-13): reopened<br>Reviewer Comment (2025-11-11): XXXX Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-11-10): Comment from XXXX XXXX: Please see check and snip<br>Reviewer Comment (2025-11-05): XXXX received Post CD and LOX. However, we would also require proof of mailing and copy of refund check in order to cure the exception.<br>Seller Comment (2025-11-04): Comment from XXXX XXXX: We have added a cure amount of $XXXX to the PCCD. We are still pending the refund check and shipping label |  | 11/13/2025 |  | 2 C B |  | CT | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1512 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-10-29): Received, Clearing.<br>Seller Comment (2025-10-28): Comment from XXXX XXXX: Please see attached | 10/29/2025 |  |  | 1 C A |  | CT | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1512 | xxxxxx |  | xxxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 B |  | CT | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1512 | xxxxxx |  | xxxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provided final 1003 incorrectly reflects Citizenship as US citizen whereas permanent resident card was provided in file. |  |  |  | Reviewer Comment (2025-10-29): Received, Clearing.<br>Seller Comment (2025-10-29): Comment from XXXX XXXX: Please see attached<br>Reviewer Comment (2025-10-28): Corrected 1003 needs to be signed by the borrower.<br>Seller Comment (2025-10-28): Comment fromXXXX XXXX: Please see corrected 1003 | 10/29/2025 |  |  | 1 C A |  | CT | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1577 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 B |  | CT | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1633 | xxxxxx |  | xxxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-24): Cleared based on review coming back within tolerances | 10/24/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1633 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1605 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-10-28): Received Tax Verification. Exception cleared.<br>Seller Comment (2025-10-27): Comment from XXXX XXXX: Property profile for XXXX was included in the shipping file | 10/28/2025 |  |  | 1 C A |  | VA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1605 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Transfer tax fee increased on Closing Disclosure issued XXXX with no valid change evident. |  |  |  | Reviewer Comment (2025-11-13): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-11-12): Comment from XXXX XXXX Respa Cure |  | 11/13/2025 |  | 2 C B |  | VA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1605 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  | Reviewer Comment (2025-10-27): Accepted as is.<br>Seller Comment (2025-10-27): Comment from XXXX XXXX: XXXX was provided with Initial Informational Disclosures |  |  | 10/27/2025 | 2 B |  | VA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1556 | xxxxxx |  | xxxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 B |  | GA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1570 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 B |  | VA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1578 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $XXXX. Provide updated policy reflecting minimum coverage of $XXXX OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-11-05): RCE provided. Cleared.<br>Seller Comment (2025-11-05): Comment from XXXX XXXX: RCE AS REQUESTED<br>Reviewer Comment (2025-10-31): Updated HOI provided and still insufficient. File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX Exception remains.<br>Seller Comment (2025-10-31): Comment from XXXX XXXX: revised coverage | 11/05/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1542 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1542 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1542 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1544 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | The file was missing proof the appraisal disclosure was provided to the borrower(s) within 3 days of the application date. |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1544 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  | The file is missing a copy of Divorce Decree/ Child Support. Child support lien appears on Post Closing Disclosure dated XXXX. |  |  |  | Reviewer Comment (2025-11-07): Received Divorce Decree/ Child Support. Exception cleared.<br>Seller Comment (2025-11-06): Comment from XXXX XXXX child support in favor of borrower<br>Reviewer Comment (2025-10-29): We need a copy of Divorce Decree/ Child Support to see that there are no ongoing monthly obligations.<br>Seller Comment (2025-10-28): Comment from XXXX XXXX: child support in favor of borrower | 11/07/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1559 | xxxxxx |  | xxxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception from the seller to use declining self-employment income. Needs a review by XXXX. |  |  |  | Reviewer Comment (2025-11-19): Explanation in file regarding decline in income | 11/19/2025 |  |  | 1 C A |  | AR | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1611 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1611 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification Document is missing for property |  |  |  | Reviewer Comment (2025-10-30): Cleared tax cert received<br>Seller Comment (2025-10-30): Comment from XXXX XXXX: Tax bill | 10/30/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1611 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1498 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account. | Final Closing Disclosure provided on XXXX did not disclose a reason for not having an escrow account on page 4. |  |  |  | Reviewer Comment (2025-11-05): XXXX received Letter of explanation and Corrected Closing disclosure.<br>Seller Comment (2025-11-04): Comment from XXXX XXXX: UPDATED CD, EXPLANATION LETTER, EMAIL TO BORROWER | 11/05/2025 |  |  | 1 C A |  | GA | Second Home | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1498 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure provided to borrower was issued XXXX and closing was XXXX. |  |  |  | Reviewer Comment (2025-11-05): XXXX received XXXX Initial CD, 3 business days prior to the consummation.<br>Seller Comment (2025-11-04): Comment from XXXX XXXX: ICD | 11/05/2025 |  |  | 1 C A |  | GA | Second Home | Refinance - Cash-out - Other | No Defined Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1490 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for Property XXXX |  |  |  | Reviewer Comment (2025-10-30): Cleared HOI received<br>Seller Comment (2025-10-30): Comment from XXXX XXXX: INSURANCE XXXX<br>Reviewer Comment (2025-10-29): The policy provided is for XXXX, please provide policy forXXXX<br>Seller Comment (2025-10-29): Comment from XXXX XXXX INSURANCE XXXX | 10/30/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1490 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated XXXX missing evidence of receipt. |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 B |  | NC | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1606 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage is $XXXX but RCE value is $XXXX. Insurance coverage shortage of $XXXX. Letter from insurance agent in file confirms there is no extended replacement cost on the dwelling. |  |  |  | Reviewer Comment (2025-12-01): Amended policy received, exception cleared<br>Seller Comment (2025-12-01): Comment from XXXX XXXX: Please see attached | 12/01/2025 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1606 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 B |  | TN | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1539 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 B |  | FL | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1511 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 B |  | MD | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1493 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The verification of employment is required and was not found in file. |  |  |  | Reviewer Comment (2025-10-30): Provided. Cleared<br>Seller Comment (2025-10-30): Comment from XXXX XXXX: VVOE | 10/30/2025 |  |  | 1 C A |  | MI | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1493 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not provided |  |  |  | Reviewer Comment (2025-10-30): Provided. Cleared<br>Seller Comment (2025-10-30): Comment from XXXX XXXX: VVOE | 10/30/2025 |  |  | 1 C A |  | MI | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1493 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 B |  | MI | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1564 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-04): Received Hazard Insurance policy for XXXX. Exception cleared.<br>Seller Comment (2025-11-04): Comment from XXXX XXXX REO Docs | 11/04/2025 |  |  | 1 C A |  | SC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1526 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 B |  | MA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1526 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $XXXX. Provide updated policy reflecting minimum coverage of $XXXXOR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-11-06): Clearing.<br>Seller Comment (2025-11-06): Comment from XXXX XXXX: There is an additional 10% extended replacement cost.<br>Reviewer Comment (2025-10-31): Received the RCE- coverage is now short %XXXX provide policy with sufficient coverage<br>Seller Comment (2025-10-31): Comment fromXXXX XXXX RCE | 11/06/2025 |  |  | 1 C A |  | MA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1483 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Application date was XXXX and Loan Estimate was issued XXXX. |  |  |  | Reviewer Comment (2025-11-05): XXXX received earliest e-consent.<br>Seller Comment (2025-11-04): Comment from XXXX XXXX: PLEASE REVIEW COMPLIANCE REPORT AND SCREENESHOT | 11/05/2025 |  |  | 1 C A |  | AR | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1678 | xxxxxx |  | xxxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2025-10-30): Associated Rent Comparison Schedule. Exception cleared.<br>Seller Comment (2025-10-29): Comment from XXXX (XXXX): It is shown on page 3 of the appriasal. | 10/30/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1513 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 B |  | NC | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1572 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-05): Rental Income is not used to qualify. Exception cleared.<br>Seller Comment (2025-11-04): Comment from XXXX XXXX See Attached | 11/05/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1677 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three business days of application or determination of first lien status. |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1677 | xxxxxx |  | xxxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | The debt-to-income is outside of guidelines after including the taxes and insurance for the primary residence. The mortgage is not escrowed per statement. |  |  |  | Reviewer Comment (2025-10-29): Received Updated 1003 and AUS Income and Liabilities are matching. Calculated qualifying total debt ratio of XXXX% and AUS reflect debt ratio of XXXX% both are same with in guideline limit. Hence Exception cleared.<br>Seller Comment (2025-10-29): Comment from XXXX XXXX May you please advise on what you used for it? We have the TIA payment on the final 1003. | 10/29/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1580 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1580 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1581 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-10-30): Accepted as is. |  |  | 10/30/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1516 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID | ECOA Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | The file was missing the Right To Receive Copy of Appraisal disclosure or proof of the borrower's receipt within 3 days of originator application date. |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1516 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Escrow Service Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Escrow Service Fee increased on XXXX Closing Disclosure with no valid change evident. |  |  |  | Reviewer Comment (2025-11-06): XXXX received Letter of explanation and Corrected Closing disclosure.<br>Seller Comment (2025-11-04): Comment from XXXX XXXX: PCCD<br>Reviewer Comment (2025-11-04): XXXX Received LOE stating fee is title fee; however, in order to clear this exception, provide corrected PCCD and LOE with fee name as Title-Escrow Service Fee.<br>Seller Comment (2025-11-03): Comment from XXXX XXXX Respa | 11/06/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1583 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | Missing Closing Disclosure: No Document Used For Fee Testing | Missing Final Closing Disclosure. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  | Reviewer Comment (2025-11-05): CD provided. Cleared.<br>Seller Comment (2025-11-05): Comment from XXXX XXXX: Final CD with xxxxxxxx and UCDs- your condition is not very clear to what is needed- I hope this helps | 11/05/2025 |  |  | 1 D A |  | CA | Investment | Purchase | D A C |  | N/A | No |
| xxxxxx | OBX26INV1583 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | 1120-S is missing from file. |  |  |  | Reviewer Comment (2025-11-05): 1120s provided. Cleared.<br>Seller Comment (2025-11-05): Comment from XXXX XXXX: signed XXXX1120s | 11/05/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A C |  | N/A | No |
| xxxxxx | OBX26INV1510 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-10-30): Accepted as is. |  |  | 10/30/2025 | 2 B |  | NM | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1548 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  |  |  |  |  | Reviewer Comment (2025-11-12): Received AVM. Exception cleared.<br>Seller Comment (2025-11-12): Comment from XXXX (XXXX: Please see attached | 11/12/2025 |  |  | 1 D A B C |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1548 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | The Flood Insurance Policy effective date is after the Note Date. | Flood Insurance Policy Effective Date ___, Note Date ___ | The Flood Insurance policy effective date is after the note date. Flood Insurance Policy Effective Date XXXX, Note Date XXXX. |  |  |  | Reviewer Comment (2025-11-12): Received letter of explanation confirming that there was no damage on the property from XXXX to XXXX. Exception cleared.<br>Seller Comment (2025-11-12): Comment fromXXXX XXXX): Policy cannot be backdated. Please see confirmation there was no damage | 11/12/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1548 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-11-07): Received, Clearing. | 11/07/2025 |  |  | 1 A |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1548 | xxxxxx |  | xxxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-11-07): Received, Clearing.<br>Reviewer Comment (2025-11-07): Valuation Received - XXXX | 11/07/2025 |  |  | 1 A |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1548 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-13): Accepted as is. |  |  | 11/13/2025 | 2 B |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1683 | xxxxxx |  | xxxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2025-11-07): Received updated Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-11-06): Comment from XXXX(XXXX.): see attached | 11/07/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1541 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  |  |  |  |  | Reviewer Comment (2025-11-05): Updated 1003 showing the answer as 'No' to the Declarations question, exception cleared<br>Seller Comment (2025-11-05): Comment from XXXX (XXXX): Updated 1103<br>Reviewer Comment (2025-11-04): The question was answered incorrectly as they were disclosed on the application.<br>Buyer Comment (2025-11-04): Comment from XXXX(XXXX): Borrower did 2 loans simultaneously and both loans are with XXXX | 11/05/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1638 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 B |  | AZ | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1638 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-11): Received. Cleared.<br>Seller Comment (2025-11-11): Comment from XXXX XXXX: XXXX- Insurance Verification | 11/11/2025 |  |  | 1 C A |  | AZ | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1638 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-11): Provided. Cleared.<br>Seller Comment (2025-11-11): Comment from XXXX XXXX: XXXX- Tax Verification | 11/11/2025 |  |  | 1 C A |  | AZ | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1650 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 B |  | CO | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1650 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 B |  | CO | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1650 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need the insurance documentation for this property. |  |  |  | Reviewer Comment (2025-11-07): The insurance documentation was received, exception cleared<br>Seller Comment (2025-11-07): Comment fromXXXX XXXX HOI attached | 11/07/2025 |  |  | 1 C A |  | CO | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1650 | xxxxxx |  | xxxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | \*New exception\* DTI out of guides after receiving the HOI for XXXX property. |  |  |  | Reviewer Comment (2025-11-12): Updated Tax Certificate provided. Cleared.<br>Seller Comment (2025-11-12): Comment from XXXX XXXX Rebuttal | 11/12/2025 |  |  | 1 A |  | CO | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1650 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2025-11-12): Updated Tax Certificate provided. Cleared.<br>Buyer Comment (2025-11-12): Comment from XXXX XXXX: See upload | 11/12/2025 |  |  | 1 A |  | CO | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1650 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | \*New exception\* DTI out of guides after receiving the HOI for XXXX property. |  |  |  | Reviewer Comment (2025-11-12): Updated Tax Certificate provided. Cleared. | 11/12/2025 |  |  | 1 A |  | CO | Second Home | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1569 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1499 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Reviewer Comment (2025-11-03): Please provided UCDP.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): Attached<br>Reviewer Comment (2025-11-03): XXXX is XXXX$ and calculated is XXXX%.LP needs updated.<br>Seller Comment (2025-11-03): Comment from XXXX XXXX: Attached | 11/03/2025 |  |  | 1 D A |  | NC | Investment | Purchase | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1499 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is.<br>Seller Comment (2025-11-03): Comment from XXXX XXXX: Attached |  |  | 11/03/2025 | 2 B |  | NC | Investment | Purchase | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1499 | xxxxxx |  | xxxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | DTI matches 1008 |  |  |  | Reviewer Comment (2025-11-04): Clearing.<br>Buyer Comment (2025-11-04): Comment from XXXX (XXXX): LPA rounds to the nearest whole number. Can you please escalate?<br>Reviewer Comment (2025-11-03): Updated AUS was not received. If you divide the monthly debt by income debt the max the LP allows is XXXX% while calculated is XXXX% the AUS needs to be corrected.<br>Reviewer Comment (2025-11-03): If you divide the monthly debt by income debt the max the LP allows is XXXX% while calculated is XXXX% the AUS needs to be corrected.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): Attached<br>Reviewer Comment (2025-11-03): XXXX is XXXX$ and calculated is XXXX%.LP needs updated.<br>Seller Comment (2025-11-03): Comment from XXXX XXXX: Attached | 11/04/2025 |  |  | 1 C A |  | NC | Investment | Purchase | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1534 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated XXXX missing evidence of receipt. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 B |  | WA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1525 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Fee increased on XXXX Loan Estimate with no valid change evident. |  |  |  | Reviewer Comment (2025-11-21): XXXX received COC and detailed LOE for disclosure of lenders title insurance instead of AOL.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Please escalate to XXXX and review the LOE attached<br>Reviewer Comment (2025-11-10): XXXX received rebuttal and LOE, however we require valid COC for why the title - lenders insurance fee was not disclosed on initial LE and added on LE dated XXXX. A valid COC with sufficient information or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.<br>Seller Comment (2025-11-07): Comment from XXXX(XXXX): Please see LOE and supporting docs | 11/21/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1582 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1582 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1502 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1502 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1591 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  |  |  |  |  | Reviewer Comment (2025-11-17): AVM received and supported value<br>Seller Comment (2025-11-17): Comment from XXXX(XXXX.): AVM | 11/17/2025 |  |  | 1 D A B C |  | SC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1591 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Reviewer Comment (2025-11-17): A PDI has been ordered.<br>Buyer Comment (2025-11-17): Comment from XXXX (XXXX.): prior to this sale, property was transferred in XXXX, the disaster is XXXX years old- please waive this item<br>Reviewer Comment (2025-11-12): PDI ordered on behalf of the buyer<br>Buyer Comment (2025-11-12): Comment from XXXX (XXXX.): this item is NA, event occurred XXXX years ago, please waive/remove it- thanks | 11/24/2025 |  |  | 1 C A |  | SC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1591 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-17): Accepted as is. |  |  | 11/17/2025 | 2 B |  | SC | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1568 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-11-14): CDA received, exception cleared<br>Seller Comment (2025-11-14): Comment from XXXX (XXXX): CDA<br>Reviewer Comment (2025-11-07): Provide UCDP document or Secondary valuation. Exception remains.<br>Seller Comment (2025-11-06): Comment from XXXX (XXXX): RV REPORT<br>Reviewer Comment (2025-11-04): We have the appraisal. Looking for the Secondary valuation required by the guidelines.<br>Seller Comment (2025-11-04): Comment from XXXX (XXXX): appraisal | 11/14/2025 |  |  | 1 D A |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1568 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing the verification of P&I for the primary residence. |  |  |  | Reviewer Comment (2025-11-11): Provided. Cleared.<br>Seller Comment (2025-11-11): Comment from XXXX (XXXX: HELOC FOR XXXX<br>Reviewer Comment (2025-11-07): Provide Mortgage statement or Closing Disclosure which confirms P&I. Exception remains.<br>Seller Comment (2025-11-06): Comment from XXXX (XXXX): verification of P&I for the primary residence. | 11/11/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1568 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 B |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1466 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1466 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is withinXXXXand does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1466 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE within 10 business days prior to the note date. |  |  |  | Reviewer Comment (2025-11-13): After further review, exception has been cleared.<br>Buyer Comment (2025-11-13): Comment from XXXX (XXXX.): Page XXXXof the original file is the vvoe and the phone number internet is just before it. | 11/13/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1593 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is.<br>Seller Comment (2025-11-04): Comment from XXXX XXXX attached are the SSR, CDA invoice, and valid change of circumstance.<br>SSRs were received on XXXX Underwriting reviewed and advised that, based on the SSR scores, a CDA was required to support the appraised value and meet guideline requirements. The borrower was notified verbally and requested RUSH service to expedite the report in order to close on the property as soon as possible.<br>This qualifies as a valid change of circumstance, and no further documentation should be required. |  |  | 11/04/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1593 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is.<br>Seller Comment (2025-11-04): Comment from XXXX XXXX: attached |  |  | 11/04/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1597 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Appraisal Waiver in file dated XXXX. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 B |  | MA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1597 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-03): Sufficient Cure Provided At Closing |  | 11/03/2025 |  | 1 A |  | MA | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1597 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  | Flood Insurance Coverage Amount is $XXXX. The loan amount is $XXXX. |  |  |  | Reviewer Comment (2025-11-11): Received replacement cost estimator. Exception cleared.<br>Seller Comment (2025-11-10): Comment from XXXX XXXX Please see email from agent | 11/11/2025 |  |  | 1 C A |  | MA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1597 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Hazard Insurance Policy is missing. |  |  |  | Reviewer Comment (2025-11-11): Received Hazard Insurance Policy & HOA. Exception cleared.<br>Seller Comment (2025-11-10): Comment from XXXX XXXX: HOA Docs<br>Seller Comment (2025-11-10): Comment from XXXX XXXX XXXX Free and clear, HO & HOA | 11/11/2025 |  |  | 1 C A |  | MA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1597 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | HOA Error: HOA dues not provided. |  | HOA documents are missing for XXXX property |  |  |  | Reviewer Comment (2025-11-11): Received HOA. Exception cleared. | 11/11/2025 |  |  | 1 C A |  | MA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1482 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Using the coverage listed on the insurance binder, the coverage shortage is $XXXX. Replacement Cost Estimator was not provided. | Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-13): Client elects to waive with compensating factors. The insurance coverage is greater than the loan amount |  |  | 11/13/2025 | 2 C B |  | NC | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1482 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date the valuation was provided to the applicant is prior to the date when the valuation was performed. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 B |  | NC | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1519 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | Property is located in a FEMA Disaster area and has not been inspected. AUS/DU reflects an Appraisal Waiver. |  |  |  | Reviewer Comment (2025-11-05): PDI received reflecting no damage | 11/05/2025 |  |  | 1 C A |  | TN | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1519 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  | AUS/DU reflects an Appraisal Waiver. |  |  |  | Reviewer Comment (2025-11-12): Received AVM. Exception cleared.<br>Seller Comment (2025-11-12): Comment from XXXX XXXX: Please see attached | 11/12/2025 |  |  | 1 D A B C |  | TN | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1519 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is missing for REO Property XXXX. |  |  |  | Reviewer Comment (2025-11-05): Received Closing Disclosure for the property XXXX. Exception cleared.<br>Seller Comment (2025-11-05): Comment from XXXX XXXX This loan just closed. Please see CD attached | 11/05/2025 |  |  | 1 C A |  | TN | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1519 | xxxxxx |  | xxxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | REO rental calculated at XXXX% for REO XXXX, which is lower than the Lender income used. |  |  |  | Reviewer Comment (2025-11-05): Received Closing Disclosure for the property XXXX confirming that the monthly PITIA for the property is XXXX Hence qualifying DTI is XXXX%. Exception cleared.<br>Buyer Comment (2025-11-05): Comment from XXXX XXXX: The file aggregates all net rental incomes across REOs.<br> The total net shortfall XXXXis added to monthly debts per Freddie Mac agency protocol. | 11/05/2025 |  |  | 1 C A |  | TN | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1519 | xxxxxx |  | xxxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-11-05): Received PDI, cleared<br>Reviewer Comment (2025-11-05): Valuation Received - XXXX | 11/05/2025 |  |  | 1 A |  | TN | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1519 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. AVM supports value. Sec ID: 26 |  |  |  |  |  | Reviewer Comment (2025-11-13): Accepted as is |  |  | 11/13/2025 | 2 B |  | TN | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1519 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-14): Accepted as is. |  |  | 11/14/2025 | 2 B |  | TN | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| xxxxxx | OBX26INV1596 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | Appraisal states property is Owner occupied, no lease agreement in the loan file, and Hazard policy does not list rent loss coverage. |  |  |  | Reviewer Comment (2025-11-12): After further review, exception has been cleared.<br>Seller Comment (2025-11-12): Comment from XXXX XXXX final application shows borrower intent NOT to occupy | 11/12/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1517 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 B |  | TN | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1594 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-11-05): Accepted as is. |  |  | 11/05/2025 | 2 B |  | MA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1594 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-11-05): Accepted as is. |  |  | 11/05/2025 | 2 B |  | MA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1545 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-05): Accepted as is. |  |  | 11/05/2025 | 2 B |  | OR | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1545 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | The file is missing HOA verification for REO XXXX. |  |  |  | Reviewer Comment (2025-11-13): No HOA per updated 1003, exception cleared<br>Seller Comment (2025-11-13): Comment from XXXX XXXX: Please see updated 1003<br>Reviewer Comment (2025-11-07): As per Final 1003, Monthly Insurance, Taxes, Association Dues etc of $XXXX for the property XXXX is included in DTI. Mortgage statement confirms that the tax and Insurances are Escrowed. Please Provide HOA verification or Supporting document for $XXXX. Exception remains.<br>Seller Comment (2025-11-06): Comment from XXXX XXXX: There is no HOA | 11/13/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1518 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA Verification Document is missing for property XXXX XXXX. |  |  |  | Reviewer Comment (2025-11-06): Received HOA Verification Document for property XXXX. Exception cleared.<br>Seller Comment (2025-11-06): Comment from XXXX XXXX: Please see attached | 11/06/2025 |  |  | 1 C A |  | TN | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1527 | xxxxxx |  | xxxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-11-05): Accepted as is. |  |  | 11/05/2025 | 2 B |  | MA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1527 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-11-05): Accepted as is. |  |  | 11/05/2025 | 2 B |  | MA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1524 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Pension award letter is missing |  |  |  | Reviewer Comment (2025-11-18): Excluded income source. Cleared.<br>Buyer Comment (2025-11-18): Comment from XXXX XXXX: As per our underwriter Borrower is not using pension income | 11/18/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1524 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-11-18): Rental income not used to qualify. Cleared.<br>Seller Comment (2025-11-18): Comment from XXXX XXXX: RENTAL AGREEMENT | 11/18/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1524 | xxxxxx |  | xxxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2025-11-18): Rental income not used to qualify. Cleared.<br>Seller Comment (2025-11-18): Comment from XXXX XXXX As per our underwriter this is not ordered - removed rental income for the subj - and attached updated AUS | 11/18/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1524 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-11-05): Accepted as is. |  |  | 11/05/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1589 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No Cure was provided. |  |  |  | Reviewer Comment (2025-11-24): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-11-21): Comment from XXXX XXXX: Respa Cure |  | 11/24/2025 |  | 2 C B |  | TX | Second Home | Refinance - Limited Cash-out GSE | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1589 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA Verification is missing Or Please provide Supporting document for $XXXX for XXXX . |  |  |  | Reviewer Comment (2025-11-07): Received HOA Verification. Exception cleared.<br>Seller Comment (2025-11-06): Comment from XXXX XXXX HOA docs | 11/07/2025 |  |  | 1 C A |  | TX | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1672 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | 1120S missing for xxx xxxxxxx xxxxx business |  |  |  | Reviewer Comment (2025-11-08): Clearing.<br>Seller Comment (2025-11-07): Comment from XXXX (XXXX): memo | 11/08/2025 |  |  | 1 C A |  | NY | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1672 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-06): Accepted as is. |  |  | 11/06/2025 | 2 B |  | NY | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1672 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. |  |  |  | Reviewer Comment (2025-11-08): Clearing. | 11/08/2025 |  |  | 1 B A C |  | NY | Second Home | Refinance - Limited Cash-out GSE | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1672 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  | Reviewer Comment (2025-11-08): Clearing. | 11/08/2025 |  |  | 1 C A |  | NY | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1672 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XXXXwas electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  | Reviewer Comment (2025-11-10): XXXX received e-consent dated XXXX<br>Seller Comment (2025-11-07): Comment from XXXX (XXXX): date of application is XXXX LE deliveredXXXX | 11/10/2025 |  |  | 1 C A |  | NY | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1672 | xxxxxx |  | xxxxxx |  | Credit | Guideline | Guideline Issue | Guideline | DU/DO or LP/LPA Rating/Result is ineligible for a Second Home or Investment Property on GSE loans. |  | DU/DO or LP/LPA Rating/Result is ineligible for a Second Home or Investment Property on GSE loans. |  |  |  | Reviewer Comment (2025-11-12): Updated AUS provided. Cleared.<br>Seller Comment (2025-11-12): Comment from XXXX (XXXX: updated findings | 11/12/2025 |  |  | 1 C A |  | NY | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1532 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-11-06): Accepted as is. |  |  | 11/06/2025 | 2 B |  | WA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1532 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing stock listing to document share price for RSU income. |  |  |  | Reviewer Comment (2025-11-11): Received, cleared<br>Seller Comment (2025-11-10): Comment from XXXX (XXXX): Please see attached | 11/11/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1532 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing stock listing to determine share price and document the stock is publicly traded. |  |  |  | Reviewer Comment (2025-11-11): Received, cleared<br>Seller Comment (2025-11-10): Comment from XXXX (XXXX): Please see attached | 11/11/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1668 | xxxxxx |  | xxxxxx |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | POCB Invoice is missing for Flood Insurance premium $XXXX. |  |  |  | Reviewer Comment (2025-11-08): Received, Clearing.<br>Seller Comment (2025-11-07): Comment from XXXX (XXXX): PAID INVOICES | 11/08/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1668 | xxxxxx |  | xxxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | #XXXX business account Evidence of Access to Funds is missing. |  |  |  | Reviewer Comment (2025-11-08): Received, Clearing.<br>Seller Comment (2025-11-07): Comment from XXXX (XXXX): ORG DOCS FOR XXXX // BRWR IS MGER AND AGENT | 11/08/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1607 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-06): Accepted as is. |  |  | 11/06/2025 | 2 B |  | TX | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1609 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-07): Accepted as is. |  |  | 11/07/2025 | 2 B |  | IL | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1626 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  |  |  |  |  | Reviewer Comment (2025-11-14): AVM received, exception cleared<br>Seller Comment (2025-11-14): Comment from XXXX (XXXX): AVM | 11/14/2025 |  |  | 1 D A B C |  | OR | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1626 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-11-09): Received, Clearing. | 11/09/2025 |  |  | 1 C A |  | OR | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1626 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Sufficient cure or valid COC not provided at the time of closing. |  |  |  | Reviewer Comment (2025-12-02): XXXX Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX): RESPA CURE |  | 12/02/2025 |  | 2 C B |  | OR | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1626 | xxxxxx |  | xxxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - XXXX Days |  |  |  | Reviewer Comment (2025-11-09): Received, Clearing.<br>Reviewer Comment (2025-11-08): Valuation Received - XXXX | 11/09/2025 |  |  | 1 A |  | OR | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1626 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ | \*New exception after adding the AVM |  |  |  | Reviewer Comment (2025-11-14): Accepted as is. |  |  | 11/14/2025 | 2 B |  | OR | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1495 | xxxxxx |  | xxxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-11-06): Accepted as is. |  |  | 11/06/2025 | 2 B |  | MO | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1472 | xxxxxx |  | xxxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-11-07): Accepted as is. |  |  | 11/07/2025 | 2 B |  | VA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1472 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-13): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-11-13): Comment from XXXX (XXXX): Borrower LOE is attached, there is no insurance on this property | 11/13/2025 |  |  | 1 C A |  | VA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1608 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX |  |  |  | Reviewer Comment (2025-11-07): Sufficient Cure Provided At Closing |  | 11/07/2025 |  | 1 A |  | MD | Second Home | Purchase | Final CD evidences Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1608 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | Other TILA Violations | TILA NMLSR - Originator Company License Status Not Approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization not in approved license status to conduct loan origination activities. |  |  |  |  | Reviewer Comment (2025-11-13): After further review, exception has been cleared.<br>Seller Comment (2025-11-13): Comment from XXXX (XXXX): please review the info provided by our compliance dept on your listed condition. | 11/13/2025 |  |  | 1 C A |  | MD | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1574 | xxxxxx |  | xxxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Coverage Shortfall. The Title Policy Amount of $XXXXis less than the Note amount of $XXXX. |  |  |  | Reviewer Comment (2025-11-07): Accepted as is.<br>Seller Comment (2025-11-07): Comment from XXXX (XXXX Title Commitment |  |  | 11/07/2025 | 2 B |  | PA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1574 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | VVOE within 10 business days of Note is missing. |  |  |  | Reviewer Comment (2025-11-08): Received, Clearing.<br>Seller Comment (2025-11-07): Comment from XXXX (XXXX, LLC): VVOE | 11/08/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1574 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | VVOE within 10 business days of Note is missing. |  |  |  | Reviewer Comment (2025-11-08): Received, Clearing.<br>Seller Comment (2025-11-07): Comment from XXXX (XXXX, LLC): VVOE | 11/08/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1522 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-11-28): Received, Clearing.<br>Seller Comment (2025-11-28): Comment from XXXX (XXXX Desk Review attached<br>Reviewer Comment (2025-11-19): Provided CDA or Desk review. Exception remains.<br>Seller Comment (2025-11-18): Comment from XXXX (XXXX) appraisal and ROV | 11/28/2025 |  |  | 1 D A |  | IL | Investment | Refinance - Limited Cash-out GSE | D A C |  | N/A | No |
| xxxxxx | OBX26INV1522 | xxxxxx |  | xxxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Verified total expenses are $XXXX however $XXXX was used as expenses are origination |  |  |  | Reviewer Comment (2025-11-11): Received updated 1008, 1003<br>Reviewer Comment (2025-11-11): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX% exceeds AUS total debt ratio of XXXX%.<br>Reviewer Comment (2025-11-11): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX% exceeds AUS total debt ratio ofXXXX<br>Seller Comment (2025-11-10): Comment from XXXX (XXXX): updated AUS, 1008 and URLA | 11/11/2025 |  |  | 1 C A |  | IL | Investment | Refinance - Limited Cash-out GSE | D A C |  | N/A | No |
| xxxxxx | OBX26INV1522 | xxxxxx |  | xxxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Verified total expenses are $XXXX however $XXXX was used as expenses are origination |  |  |  | Reviewer Comment (2025-11-11): Received updated 1008, 1003<br>Reviewer Comment (2025-11-11): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%. | 11/11/2025 |  |  | 1 C A |  | IL | Investment | Refinance - Limited Cash-out GSE | D A C |  | N/A | No |
| xxxxxx | OBX26INV1646 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived the right to receive a copy of appraisal (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-10): Client elects to waive |  |  | 11/10/2025 | 2 B |  | WI | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1699 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | Property is located in a FEMA Disaster area and has not been inspected. |  |  |  | Reviewer Comment (2025-11-12): Appraisal report provided. Cleared.<br>Seller Comment (2025-11-12): Comment from XXXX (XXXX): Appraisal report completed on XXXX, after disaster end date of XXXX | 11/12/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1699 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-11-12): Accepted as is. |  |  | 11/12/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1699 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ | Loan is to be securitized with an appraisal waiver. Secondary valuation supports value. |  |  |  | Reviewer Comment (2025-11-12): Accepted as is. |  |  | 11/12/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1699 | xxxxxx |  | xxxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - XXXX Days |  |  |  | Reviewer Comment (2025-11-12): Cleared. | 11/12/2025 |  |  | 1 A |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1694 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-11-13): AVM received, exception cleared<br>Seller Comment (2025-11-13): Comment from XXXX(XXXX.): XXXX<br>Reviewer Comment (2025-11-12): Already have appraisal. Looking for secondary valuation required per guidelines.<br>Seller Comment (2025-11-12): Comment from XXXX (XXXX.): Appraisal | 11/13/2025 |  |  | 1 D A |  | TN | Investment | Purchase | D A |  | N/A | No |
| xxxxxx | OBX26INV1694 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM supports value. Vendor/FSD do not meet XXX criteria. Sec ID: 10 |  | \*New exception after adding the AVM |  |  |  | Reviewer Comment (2025-11-14): Received, Clearing.<br>Seller Comment (2025-11-14): Comment from XXXX (XXXX): XXXX Report supporting value with XXXX% confidence level | 11/14/2025 |  |  | 1 A |  | TN | Investment | Purchase | D A |  | N/A | No |
| xxxxxx | OBX26INV1637 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-11-17): Received, Clearing.<br>Reviewer Comment (2025-11-14): PDI Ordered XXXXand required to clear. Exception remains.<br>Seller Comment (2025-11-14): Comment from XXXX (XXXX): XXXX 5+ yrs - current listing for purchase shows exterior and interior photos of home. | 11/17/2025 |  |  | 1 C A |  | AL | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1637 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-11): Client elects to waive |  |  | 11/11/2025 | 2 B |  | AL | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1637 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-11-11): Client elects to waive |  |  | 11/11/2025 | 2 B |  | AL | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1637 | xxxxxx |  | xxxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - XXXX Days |  |  |  | Reviewer Comment (2025-11-17): Received, Clearing.<br>Reviewer Comment (2025-11-17): Valuation Received - XXXX | 11/17/2025 |  |  | 1 A |  | AL | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1478 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2025-11-14): Cleared Agent confirms replacement cost<br>Seller Comment (2025-11-14): Comment from XXXX (XXXX): Please see page 1 where the insurance agent confirms that the policy coverage is equal to replacement cost | 11/14/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1478 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXXX exceeds tolerance of $-XXXX. Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. (9300)<br> Remove/Clear Exceptions |  |  |  | Reviewer Comment (2025-11-28): XXXX received rebuttal comment and as per available rate lock and COC. Lock extension requested on XXXX<br>Buyer Comment (2025-11-26): Comment from XXXX (XXXX): Our COCs are automatically generated with basic information and follow CFPB standards. We are always willing to provide more information regarding the circumstances that triggered the COC if our investor's request this information. In this case the lock was expiring XXXX and was extended XXXX Please review and advise.<br>Reviewer Comment (2025-11-21): XXXX received CD and COC dated XXXX, however COC provided does not give sufficient information on why the origination points were changed. In order to determine if the changed circumstance is valid more information is necessary on reason lender credit decreased and when lender became aware of the change. A valid COC or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): The Pricing changed on XXXX and was disclosed on CD dated XXXX, the attached CD was disclosed to the borrower along with the COC. The points reduced post this CD to $XXXX on CD dated XXXX, $XXXX on CD dated XXXXand remained same till Final CD. As this is a valid change and was disclosed within 3 days a cure is not required<br>Reviewer Comment (2025-11-19): XXXXreceived rebuttal comment for change in pricing due to lock extension on XXXX but as per file the pricing was changed on CD dated XXXX and the COC provided for the same does not states the reason for change in pricing. Please provide valid COC or cure would be required.<br>Buyer Comment (2025-11-18): Comment from XXXX (XXXX): The change in Lender credits to Points is because The change in pricing from XXXXcredits to XXXX points is due to XXXX days extension cost requested on XXXX | 11/28/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1579 | xxxxxx |  | xxxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-11-13): Accepted as is. |  |  | 11/13/2025 | 2 B |  | SC | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1632 | xxxxxx |  | xxxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is $XXXX. The Loan amount is $XXXX. |  |  |  | Reviewer Comment (2025-11-12): Accepted as is. |  |  | 11/12/2025 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1632 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-11-12): Accepted as is. |  |  | 11/12/2025 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1632 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided) | Colorado Consumer Credit Code: Borrower not provided First Lien Refinance Notice. | XXXX CCC First Lien Disclosure is missing. |  |  |  | Reviewer Comment (2025-11-12): Accepted as is. |  |  | 11/12/2025 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1632 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of XXXX QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Missing evidence of undiscounted interest rate and price to determine if any portion of discount points are bona fide |  |  |  | Reviewer Comment (2025-11-17): Received, Clearing.<br>Seller Comment (2025-11-14): Comment from XXXX (XXXX): Please see attached | 11/17/2025 |  |  | 1 B A C |  | CO | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1632 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees total $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXXor .XXXX%). | Missing evidence of undiscounted interest rate and price to determine if any portion of discount points are bona fide |  |  |  | Reviewer Comment (2025-11-17): Received, Clearing.<br>Seller Comment (2025-11-14): Comment from XXXX (XXXX): Please see attached | 11/17/2025 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1521 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2025-11-10): Transaction for personal use. BPC not applicable | 11/10/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1521 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verbal verification of employment with 10 business days of closing date is missing. |  |  |  | Reviewer Comment (2025-11-10): Separate VVOE is not required as the WVOE is within 10 days of closing<br>Reviewer Comment (2025-11-05): The document received is the The work number and includes income. A separate Verbal verification of employment is required. Exception remains<br>Seller Comment (2025-11-05): Comment fromXXXX (XXXX): attached | 11/10/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1687 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-11-21): Received, Clearing. | 11/21/2025 |  |  | 1 C A |  | TX | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1687 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  |  |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): AVM | 11/24/2025 |  |  | 1 D A B C |  | TX | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1687 | xxxxxx |  | xxxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - XXXX Days |  |  |  | Reviewer Comment (2025-11-21): Received, Clearing.<br>Reviewer Comment (2025-11-20): Valuation Received - XXXX | 11/21/2025 |  |  | 1 A |  | TX | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1687 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-24): Accepted as is. |  |  | 11/24/2025 | 2 B |  | TX | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1531 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | WVOE with YTD earnings, and/or W-2 for most recent year required per AUS |  |  |  | Reviewer Comment (2025-11-19): Clearing based on receiving the paystubs within 15 days of closing which are used as the VVOE as an alternative per Freddie Mac.<br>Reviewer Comment (2025-11-05): Please provide Verification of Employment Income for XXXX, dated within 10 business days prior to the Note date XXXX. Exception remains.<br>Seller Comment (2025-11-05): Comment from XXXX (XXXX): delivered final 2024 paystub | 11/19/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1531 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | WVOE with YTD earnings, and/or W-2 for most recent year required per AUS |  |  |  | Reviewer Comment (2025-11-19): Clearing based on receiving the paystubs within 15 days of closing which are used as the VVOE as an alternative per Freddie Mac.<br>Reviewer Comment (2025-11-05): Please provide Verification of Employment for XXXX, dated within 10 business days prior to the Note date XXXX. Exception remains.<br>Seller Comment (2025-11-05): Comment from XXXX (XXXX): we delivered final paystub of 2024. | 11/19/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1531 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-11-19): YTD paystub for a 10-day PCV<br>Reviewer Comment (2025-11-14): Preclosing VVOE is required per AUS. Exception remains.<br>Seller Comment (2025-11-14): Comment from XXXX (XXXX): do you not accept current paystub as alternative for 10 day voe as allowed by agency?<br>Reviewer Comment (2025-11-13): Verification of employment within 10 business days still missing from the file<br>Seller Comment (2025-11-13): Comment from XXXX (XXXX): w2s | 11/19/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1531 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-11-19): YTD paystub for a 10-day PCV<br>Reviewer Comment (2025-11-13): Verification of employment within 10 business days still missing from the file<br>Seller Comment (2025-11-13): Comment from XXXX (XXXX): W2s | 11/19/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1531 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | W-2 from XXXX is missing for the borrower |  |  |  | Reviewer Comment (2025-11-19): YTD paystub for a 10-day PCV<br>Reviewer Comment (2025-11-13): Verification of employment within 10 business days still missing from the file<br>Seller Comment (2025-11-13): Comment from XXXX (XXXX): W2 | 11/19/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1531 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | W-2 from XXXX is missing for the coborrower |  |  |  | Reviewer Comment (2025-11-19): YTD paystub for a 10-day PCV<br>Reviewer Comment (2025-11-13): Verification of employment within 10 business days still missing from the file<br>Seller Comment (2025-11-13): Comment from XXXX (XXXX): W2 | 11/19/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1531 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | XXXX W-2 is missing for each borrower |  |  |  | Reviewer Comment (2025-11-19): YTD paystub for a 10-day PCV | 11/19/2025 |  |  | 1 A |  | NC | Investment | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1620 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  |  |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): Please see attached | 11/24/2025 |  |  | 1 D A B C |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1620 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | Property is located in a FEMA Disaster area and has not been inspected |  |  |  | Reviewer Comment (2025-12-02): Received Property Inspection Report with exterior images of the subject property confirms no damages. Exception cleared.<br>Seller Comment (2025-12-02): Comment from XXXX (XXXX): Please see report<br>Reviewer Comment (2025-11-24): An AVM is not a physical inspection of the property.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-11-17): Required as part of the guidelines. Typically a seller ordered product.<br>Buyer Comment (2025-11-17): Comment from XXXX (XXXX): Has the disaster been ordered? | 12/02/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1620 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | No cure provided |  |  |  | Reviewer Comment (2025-11-28): XXXX received COC and receipt of contract addendum received on XXXXfor sales price change.<br>Seller Comment (2025-11-26): Comment from XXXX (XXXX): The purchase price was changed to $XXXXbased on the Purchase contract addendum that we received on XXXX. Please refer to the internal screen print showing the documents were received on XXXX. I have attached Purchase contract addendum for the reference. Accordingly, loan amount was decreased. Both changes were disclosed to borrower in LE3 dated XXXX<br>Reviewer Comment (2025-11-24): XXXX received LOX for valid rebuttal response. However, provided document does not give information on when the appraisal value was decreased. Provide documentation of timeline for the appraisal value decrease to change the pricing.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): Please see COC<br>Reviewer Comment (2025-11-21): XXXX The exception for lender credit is due to decrease in credit from $XXXX from locked LE dated XXXX to $XXXX on revised LE dated XXXX for which no valid COC available in file. Please provide information as to what changed circumstance occurred (as defined under 1026.19(e)(4)(A)-(F) that resulted in an decreased lender credit cure would be required.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Please clarify on the suspense condition as we cannot validate the Final Lender credit mentioned in the condition in Final CD or Compliance Report. | 11/28/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1620 | xxxxxx |  | xxxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-24): Accepted as is. |  |  | 11/24/2025 | 2 B |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1620 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-12-03): Accepted as is. |  |  | 12/03/2025 | 2 B |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1617 | xxxxxx |  | xxxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | The source of funds for the earnest money wire have not been provided. |  |  |  | Reviewer Comment (2025-11-20): Received source document for earnest money deposit. Exception cleared.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-11-14): The document provided was already received and does not reveal the source of funds for the EMD. Exception remains<br>Seller Comment (2025-11-14): Comment from XXXX (XXXX): Please see attached | 11/20/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1618 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | Flood Certificate is Missing |  |  |  | Reviewer Comment (2025-11-18): Received Flood Certificate. Exception cleared.<br>Seller Comment (2025-11-18): Comment from XXXX (XXXX): revised address for the flood cert<br>Reviewer Comment (2025-11-17): The flood cert provided was for property located atXXXX Exception remains<br>Seller Comment (2025-11-17): Comment from XXXX (XXXX): FLOOD CERT | 11/18/2025 |  |  | 1 C A |  | GA | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1618 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient |  |  |  | Reviewer Comment (2025-11-18): Master Policy provided. Cleared.<br>Seller Comment (2025-11-18): Comment from XXXX (XXXX: these are townhomes, but HOA treats these units like Condo. Master covers all of the outside | 11/18/2025 |  |  | 1 C A |  | GA | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1602 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-12): Sufficient Cure Provided At Closing |  | 11/12/2025 |  | 1 A |  | MD | Second Home | Purchase | Final CD evidences Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1680 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX . $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | No cure was provided to the borrower . |  |  |  | Reviewer Comment (2025-12-02): XXXX received rebuttal and valid COC document<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX): The cure calculated for XXXX% is from ILE where Lender's title insurance was $XXXX loan amount is $XXXX, here rate lock is not done, on Redisclosure 0 Where rate lock happened and loan amount increased to $XXXX& LTI = $XXXX, we take cure for Lender's title insurance from the LE/CD where rate lock occurs or if loan amount changes, from redisclosure 0 till FCD Rate remained same as well as Loan amount so our base for Lender's Title insurance becomes redisclosure 0 where LTI was $XXXX.Please see attached rate lock le and FCD for your reference. <br> Please find attached the Post consummation CD for the mentioned loan with changes such as recording fee reduced by XXXX and a cure of $ XXXXhas been added for Title-Notice of Settlement Fee. | 12/02/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1561 | xxxxxx |  | xxxxxx |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-11-17): Received, Clearing.<br>Seller Comment (2025-11-17): Comment from XXXX (XXXX.): econsent | 11/17/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1561 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-14): Accepted as is. |  |  | 11/14/2025 | 2 B |  | NJ | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1550 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-11-14): Accepted as is. |  |  | 11/14/2025 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1690 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX)<br> Remove/Clear Exceptions |  |  |  | Reviewer Comment (2025-11-14): Accepted as is. |  |  | 11/14/2025 | 2 B |  | UT | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1624 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement and Hazard Insurance are missing for REO Property XXXX |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a<br>Reviewer Comment (2025-11-21): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the property XXXX to verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1624 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement and Hazard Insurance are missing for REO Property XXXX |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a<br>Reviewer Comment (2025-11-21): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the property XXXX to verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1624 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement and Hazard Insurance are missing for REO Property XXXX |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a<br>Reviewer Comment (2025-11-21): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the property XXXXto verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1624 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement and Hazard Insurance are missing for REO Property XXXX |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a<br>Reviewer Comment (2025-11-20): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the property XXXX to verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1624 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement and Hazard Insurance are missing for REO PropertyXXXX |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX:) a<br>Reviewer Comment (2025-11-20): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the property XXXX to verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1624 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Hazard Insurance is missing for REO Property XXXX |  |  |  | Reviewer Comment (2025-11-20): Received Hazard Insurance Policy for the property XXXX Exception cleared.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/20/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1624 | xxxxxx |  | xxxxxx |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | Borrower did not sign final 1003. |  |  |  | Reviewer Comment (2025-11-20): Received Final 1003 with Borrower signed at Closing. Exception cleared.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/20/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1625 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for property XXXX XXXX XXXX |  |  |  | Reviewer Comment (2025-11-21): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX: Documentation | 11/21/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1625 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for property XXXX XXXX XXXX |  |  |  | Reviewer Comment (2025-11-21): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/21/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1625 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for property XXXX XXXX XXXX |  |  |  | Reviewer Comment (2025-11-21): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/21/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1625 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for property XXXX XXXX XXXX |  |  |  | Reviewer Comment (2025-11-21): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/21/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1625 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for property XXXX XXXX XXXX |  |  |  | Reviewer Comment (2025-11-21): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX: Documentation | 11/21/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1625 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for property XXXX XXXX XXXX |  |  |  | Reviewer Comment (2025-11-21): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/21/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1625 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for property XXXX XXXX XXXX |  |  |  | Reviewer Comment (2025-11-24): HOI Policy provided. Cleared.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX: a | 11/24/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1636 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide each valuation to the borrower within 3 business days of closing. |  |  |  | Reviewer Comment (2025-11-17): Accepted as is. |  |  | 11/17/2025 | 2 B |  | IN | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1659 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-14): Accepted as is. |  |  | 11/14/2025 | 2 B |  | CO | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1689 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-11-18): Accepted as is. |  |  | 11/18/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1689 | xxxxxx |  | xxxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | 1007 Rent Comparison Schedule is missing for subject property. |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): LOE | 11/24/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1649 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | Loan is a cash out refinance of an investment property and the occupancy on the appraisal is Owner occupied. Loan does not qualify under the limited compliance scope because the borrower is paying off personal debt at closing, so transaction is not considered for business purpose. |  |  |  | Reviewer Comment (2025-12-03): Updated 1004 received, exception cleared<br>Seller Comment (2025-12-03): Comment from XXXX (XXXX.): revised appraisal<br>Reviewer Comment (2025-11-25): The appraisal has lists the property as owner occupied.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX.): 1003 | 12/03/2025 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1657 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification missing forXXXX XXXX XXXX |  |  |  | Reviewer Comment (2025-11-19): Received Tax Verification forXXXX. Exception cleared.<br>Seller Comment (2025-11-19): Comment from XXXX (XXXX.): Tax cert for XXXX | 11/19/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1657 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement missing for XXXX XXXX XXXX |  |  |  | Reviewer Comment (2025-11-19): Received Note document confirms that the monthly P&I payment for XXXX. Exception cleared.<br>Seller Comment (2025-11-19): Comment from XXXX (XXXX.): Note for XXXX | 11/19/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1657 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2025-11-19): Accepted as is. |  |  | 11/19/2025 | 2 B |  | WA | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1656 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter confirms that the monthly P&I for the property XXXX. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a<br>Reviewer Comment (2025-11-20): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the property XXXXto verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1656 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter confirms that the monthly P&I for the property XXXX. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a<br>Reviewer Comment (2025-11-20): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the property XXXXto verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1656 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter confirms that the monthly P&I for the propertyXXXX. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a<br>Reviewer Comment (2025-11-20): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the propertyXXXX to verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1656 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter confirms that the monthly P&I for the property XXXX Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX: a<br>Reviewer Comment (2025-11-20): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the property XXXX to verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX: Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1656 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter confirms that the monthly P&I for the property XXXX Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a<br>Reviewer Comment (2025-11-20): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the property XXXX to verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1656 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter confirms that the monthly P&I for the propertyXXXX. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a<br>Reviewer Comment (2025-11-20): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the propertyXXXX to verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1656 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter confirms that the monthly P&I for the propertyXXXX. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX: a<br>Reviewer Comment (2025-11-20): Received Hazard Insurance Policy. Please provide mortgage statement or First Payment Letter or Final Closing Disclosure for the property XXXX to verify monthly P&I. Exception remains.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Documentation | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1623 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1623 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX: a | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1623 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1623 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX: a | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1623 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): a | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1623 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification |  |  |  | Reviewer Comment (2025-11-26): Received First Payment Letter. Exception cleared.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX: a | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1664 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-11-20): Accepted as is. |  |  | 11/20/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1635 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-20): Accepted as is. |  |  | 11/20/2025 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1595 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 B |  | CA | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1652 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Property Refinanced per 1003. Missing recent mortgage Statement / Final CD |  |  |  | Reviewer Comment (2025-11-21): Received, cleared<br>Seller Comment (2025-11-21): Comment from XXXX (XXXX): Mtge Stmt | 11/21/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1652 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Property Refinanced per 1003. Missing recent mortgage Statement / Final CD |  |  |  | Reviewer Comment (2025-11-21): Received mortgage statement<br>Seller Comment (2025-11-21): Comment from XXXX (XXXX): mtge stmt | 11/21/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1652 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Property Refinanced per 1003. Missing recent mortgage Statement / Final CD |  |  |  | Reviewer Comment (2025-11-21): Received mortgage statement<br>Seller Comment (2025-11-21): Comment from XXXX (XXXX): mtge stmt | 11/21/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1693 | xxxxxx |  | xxxxxx |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-11-21): Received, Clearing.<br>Seller Comment (2025-11-21): Comment from XXXX (XXXX): TITLE COMMITMENT | 11/21/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | D B A |  | N/A | No |
| xxxxxx | OBX26INV1693 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase agreement/Sales contract not provided |  |  |  | Reviewer Comment (2025-11-21): Received, Clearing.<br>Seller Comment (2025-11-21): Comment from XXXX (XXXX): CONTRACT | 11/21/2025 |  |  | 1 D A |  | NJ | Investment | Purchase | D B A |  | N/A | No |
| xxxxxx | OBX26INV1693 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 B |  | NJ | Investment | Purchase | D B A |  | N/A | No |
| xxxxxx | OBX26INV1603 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Disclosure Tracking Summary p.6 reflects Appraisal sent XXXX and XXXX |  |  |  | Reviewer Comment (2025-11-20): Client elects to waive |  |  | 11/20/2025 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| xxxxxx | OBX26INV1603 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Disclosure Tracking Summary p.6 reflects Appraisal sent on XXXX and XXXX |  |  |  | Reviewer Comment (2025-11-20): Client elects to waive |  |  | 11/20/2025 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 B |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 B |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Combined High loan to value discrepancy. |  | AUS reflects an Actual/Estimated value of $XXXX however, the appraisal on file reflects a value of $XXXX |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): CORRECT APPRAISAL - VALUE ISXXXX | 11/24/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Combined loan to value discrepancy. |  | AUS reflects an Actual/Estimated value of $XXXX however, the appraisal on file reflects a value of $XXXX |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): CORRECT APPRAISAL - VALUE IS XXXX | 11/24/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: Loan to value discrepancy. |  | AUS reflects an Actual/Estimated value of $XXXX however, the appraisal on file reflects a value of $XXXX |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Buyer Comment (2025-11-24): Comment from XXXX(XXXX): N/A - INCORRECT APPRAISAL WAS MISTAKENLY PROVIDED. CORRECT APPRAISAL HAS BEEN UPLOADED. | 11/24/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | Final Inspection (442) missing |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Reviewer Comment (2025-11-24): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Valuation Type: Appraisal / Valuation Report Date: XXXX<br>Buyer Comment (2025-11-24): Comment from XXXX (XXXX): N/A - INCORRECT APPRAISAL WAS MISTAKENLY PROVIDED. CORRECT APPRAISAL HAS BEEN UPLOADED. | 11/24/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Lender's initial 1003 |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 B |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX XXXX): REO docs | 11/24/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): REO DOCS | 11/24/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): REO DOCS | 11/24/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1673 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): cd for XXXX<br>Reviewer Comment (2025-11-21): Please mortgage statement and/or closing disclosure from purchase to verify P&I payment<br>Seller Comment (2025-11-21): Comment from XXXX (XXXX): reo docs | 11/24/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1551 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | tax cert missing in file |  |  |  | Reviewer Comment (2025-11-24): Tax Cert provided. Cleared.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): Tax Cert | 11/24/2025 |  |  | 1 C A |  | UT | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1551 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | 1004 says its owner occupied. |  |  |  | Reviewer Comment (2025-11-25): Received, Clearing.<br>Seller Comment (2025-11-25): Comment from XXXX (XXXX): Appraisal corrected to reflect Tenant | 11/25/2025 |  |  | 1 C A |  | UT | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1616 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  |  |  |  |  | Reviewer Comment (2025-12-01): LOX indicates the concurrent loan is on their primary residence, exception cleared<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX): LOX | 12/01/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1616 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  |  |  |  |  | Reviewer Comment (2025-12-01): LOX indicates the concurrent loan is on their primary residence, exception cleared<br>Seller Comment (2025-12-01): Comment from XXXX (XXXX): LOX | 12/01/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1616 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxxx | OBX26INV1686 | xxxxxx |  | xxxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing. |  |  |  | Reviewer Comment (2025-11-20): Received, Clearing.<br>Seller Comment (2025-11-20): Comment from XXXX (XXXX): Legal Description on the DOT | 11/20/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1653 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Mortgage statement is missing for 2nd lien |  |  |  | Reviewer Comment (2025-11-21): Received, Clearing.<br>Seller Comment (2025-11-21): Comment from XXXX (XXXX): CD FOR 2ND - CLOSED XXXX | 11/21/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxxx | OBX26INV1666 | xxxxxx |  | xxxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Hazard insurance policy should be effective as of the note date XXXX | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than or equal to 70%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-24): LOE of no claims filed.<br>Seller Comment (2025-11-24): Comment from XXXX (XXXX): Insurance |  |  | 11/24/2025 | 2 C B |  | CO | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1639 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2025-11-25): Clearing after re-review. | 11/25/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1675 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-12-03): Received Tax Verification. Exception cleared<br>Seller Comment (2025-12-03): Comment from XXXX: Please review current assessor and tax calculations for the below properties | 12/03/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1675 | xxxxxx |  | xxxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Please provide CPA Letter confirming that the withdrawal of business funds for this transaction will not have a negative impact on the business. Acct XXXX |  |  |  | Reviewer Comment (2025-12-03): Sufficient doc provided. Cleared.<br>Seller Comment (2025-12-03): Comment from XXXX cpa letter<br>Reviewer Comment (2025-12-01): Required Letter of Explanation or CPA letter to confirm that the withdrawal of business funds for this transaction will not have a negative impact on the business. XXXX Exception Remains.<br>Seller Comment (2025-12-01): Comment from XXXX please review cash flow analysis | 12/03/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1675 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-12-03): Received Tax Verification. Exception cleared<br>Seller Comment (2025-12-03): Comment from XXXX: Please review current assessor and tax calculations for the below properties | 12/03/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1675 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-12-03): Received Tax Verification. Exception cleared<br>Seller Comment (2025-12-03): Comment from XXXX Please review current assessor and tax calculations for the below properties | 12/03/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1634 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX. |  |  |  | Reviewer Comment (2025-12-01): RCE provided. Cleared.<br>Seller Comment (2025-12-01): Comment from XXXX please review the RCE | 12/01/2025 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxxx | OBX26INV1685 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal delivery confirmation receipt is not provided |  |  |  | Reviewer Comment (2025-11-24): Accepted as is. |  |  | 11/24/2025 | 2 B |  | WA | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1685 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal delivery confirmation receipt is not provided |  |  |  | Reviewer Comment (2025-11-24): Accepted as is. |  |  | 11/24/2025 | 2 B |  | WA | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1685 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXXX exceeds tolerance of $XXXX Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXXX exceeds tolerance of $XXXX Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-11-25): XXXX Received Valid COC dated XXXX along with supporting comment on the exception for pricing change.<br>Seller Comment (2025-11-24): Comment from XXXX Credits decreased due to LTV change once appraisal was received - COC was in shipping file see page 677 | 11/25/2025 |  |  | 1 C A |  | WA | Second Home | Refinance - Limited Cash-out GSE | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxxx | OBX26INV1671 | xxxxxx |  | xxxxxx |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | Flood Insurance Policy Missing in File |  |  |  | Reviewer Comment (2025-12-01): Flood insurance provided.<br>Seller Comment (2025-12-01): Comment from XXXX Please see attached | 12/01/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1700 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-24): Accepted as is. |  |  | 11/24/2025 | 2 B |  | AR | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1700 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need the mortgage statement for this property. If the statement indicates the mortgage is not escrowed we will require the tax and insurance documentation as well. |  |  |  | Reviewer Comment (2025-11-24): Received Mortgage Statement, Insurance and Tax Verification. Exception cleared.<br>Seller Comment (2025-11-24): Comment from XXXX PITI | 11/24/2025 |  |  | 1 C A |  | AR | Investment | Purchase | C B A |  | N/A | No |
| xxxxxx | OBX26INV1629 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | XXXX XXXX HOA document missing |  |  |  | Reviewer Comment (2025-11-27): Received HOA Verification. Exception cleared.<br>Seller Comment (2025-11-26): Comment from XXXX Please see attached | 11/27/2025 |  |  | 1 C A |  | NM | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1670 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | VVOE is missing. |  |  |  | Reviewer Comment (2025-12-01): VVOE received, exception cleared<br>Seller Comment (2025-12-01): Comment from XXXX VVOE | 12/01/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A |  | N/A | No |
| xxxxxx | OBX26INV1695 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-26): Accepted as is. |  |  | 11/26/2025 | 2 B |  | OK | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxxx | OBX26INV1701 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2025-11-26): Accepted as is. |  |  | 11/26/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1701 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2025-11-28): Received Business Purpose Certificate. Exception cleared.<br>Seller Comment (2025-11-26): Comment from XXXX BUSINESS CERT | 11/28/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1701 | xxxxxx |  | xxxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-11-26): Accepted as is. |  |  | 11/26/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxxx | OBX26INV1662 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2025-11-27): XXXX received earliest e-consent dated XXXX<br>Seller Comment (2025-11-26): Comment fromXXXX please review attached item | 11/27/2025 |  |  | 1 C A |  | CO | Second Home | Refinance - Limited Cash-out GSE | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1697 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-11-28): Accepted as is. |  |  | 11/28/2025 | 2 B |  | OR | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1676 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-11-28): Accepted as is. |  |  | 11/28/2025 | 2 B |  | GA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1703 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to the borrower within 3 business days of consummation. |  |  |  | Reviewer Comment (2025-12-01): Client elects to waive |  |  | 12/01/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxxx | OBX26INV1470 | xxxxxx |  | xxxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Please provide final closing statement from sale |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from XXXX FINAL HUD SIGNED<br>Reviewer Comment (2025-09-19): Received Closing Statement not signed. Exception remains.<br>Seller Comment (2025-09-18): Comment from XXXX FINAL HUD | 09/25/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1470 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1470 | xxxxxx |  | xxxxxx |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | B1 will occupy the property . |  |  |  | Reviewer Comment (2025-09-22): After further review, exception cleared.<br>Buyer Comment (2025-09-22): Comment from XXXX AS per our underwriter this is a purchase of a primary residence, not an investment property. One borrower will occupy the property as their primary residence, while the other two are non-occupant co-borrowers | 09/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxxx | OBX26INV1470 | xxxxxx |  | xxxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Loan originated as Primary residence, yet URLA declarations indicates borrower will not occupy. |  | Borrower 1 will occupy the property Borrower 2 and Borrower 3 will not occupy the property. |  |  |  | Reviewer Comment (2025-09-22): After further review exception cleared.<br>Buyer Comment (2025-09-22): Comment from XXXX As per our underwriter this is a purchase of a primary residence, not an investment property. One borrower will occupy the property as their primary residence, while the other two are non-occupant co-borrowers | 09/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |

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## Exhibit 99.1

**Exhibit 99.1 Schedule 3**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| xxxxxx | OBX26INV1465 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1467 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1473 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.30 |
| xxxxxx | OBX26INV1468 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 2.740% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 5.00 |
| xxxxxx | OBX26INV1469 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.80 |
| xxxxxx | OBX26INV1471 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.50 |
| xxxxxx | OBX26INV1487 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.00 |
| xxxxxx | OBX26INV1477 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1480 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 999.00 |
| xxxxxx | OBX26INV1474 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| xxxxxx | OBX26INV1497 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 5.00 |
| xxxxxx | OBX26INV1507 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1622 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1485 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.260% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| xxxxxx | OBX26INV1630 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| xxxxxx | OBX26INV1481 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.40 |
| xxxxxx | OBX26INV1528 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| xxxxxx | OBX26INV1520 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |  |
| xxxxxx | OBX26INV1640 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1643 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| xxxxxx | OBX26INV1503 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.10 |
| xxxxxx | OBX26INV1537 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| xxxxxx | OBX26INV1536 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| xxxxxx | OBX26INV1645 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.500% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| xxxxxx | OBX26INV1509 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1504 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1484 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| xxxxxx | OBX26INV1566 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| xxxxxx | OBX26INV1508 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1654 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.80 |
| xxxxxx | OBX26INV1558 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | -3.250% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1491 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.250% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| xxxxxx | OBX26INV1651 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| xxxxxx | OBX26INV1610 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| xxxxxx | OBX26INV1538 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| xxxxxx | OBX26INV1506 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| xxxxxx | OBX26INV1492 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1529 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| xxxxxx | OBX26INV1575 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| xxxxxx | OBX26INV1535 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1479 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.50 |
| xxxxxx | OBX26INV1543 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| xxxxxx | OBX26INV1592 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1489 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| xxxxxx | OBX26INV1600 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1648 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| xxxxxx | OBX26INV1494 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1554 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1599 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1619 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1486 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1627 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| xxxxxx | OBX26INV1585 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1514 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1588 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| xxxxxx | OBX26INV1587 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.200% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| xxxxxx | OBX26INV1533 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| xxxxxx | OBX26INV1553 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1621 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.60 |
| xxxxxx | OBX26INV1660 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.60 |
| xxxxxx | OBX26INV1530 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| xxxxxx | OBX26INV1512 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1567 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1577 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1633 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| xxxxxx | OBX26INV1546 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.50 |
| xxxxxx | OBX26INV1549 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| xxxxxx | OBX26INV1605 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| xxxxxx | OBX26INV1556 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| xxxxxx | OBX26INV1570 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| xxxxxx | OBX26INV1578 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| xxxxxx | OBX26INV1542 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1613 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1562 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| xxxxxx | OBX26INV1544 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| xxxxxx | OBX26INV1488 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| xxxxxx | OBX26INV1559 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| xxxxxx | OBX26INV1611 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| xxxxxx | OBX26INV1498 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| xxxxxx | OBX26INV1606 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.440% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| xxxxxx | OBX26INV1539 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1560 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1511 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 0.640% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1493 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| xxxxxx | OBX26INV1573 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| xxxxxx | OBX26INV1564 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| xxxxxx | OBX26INV1526 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.40 |
| xxxxxx | OBX26INV1483 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| xxxxxx | OBX26INV1678 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1547 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| xxxxxx | OBX26INV1513 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.00 |
| xxxxxx | OBX26INV1572 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| xxxxxx | OBX26INV1590 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| xxxxxx | OBX26INV1677 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| xxxxxx | OBX26INV1580 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| xxxxxx | OBX26INV1576 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1581 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1516 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1583 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1510 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| xxxxxx | OBX26INV1647 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.70 |
| xxxxxx | OBX26INV1475 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| xxxxxx | OBX26INV1548 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | -2.970% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -2.970% |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1683 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1540 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1541 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| xxxxxx | OBX26INV1638 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.60 |
| xxxxxx | OBX26INV1650 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 0.000% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1569 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.780% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1499 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| xxxxxx | OBX26INV1534 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| xxxxxx | OBX26INV1476 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| xxxxxx | OBX26INV1501 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1525 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1586 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| xxxxxx | OBX26INV1582 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1502 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.960% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| xxxxxx | OBX26INV1505 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.740% |  |  | Desk Review |  |  | Moderate |  |  | 1.040% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.90 |
| xxxxxx | OBX26INV1591 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 0.800% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.800% |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1496 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1568 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.00 |
| xxxxxx | OBX26INV1466 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1593 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.040% |  |  | AVM |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.040% |  |  |  |  |  |  |  |  | No |  | 1.90 |
| xxxxxx | OBX26INV1597 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| xxxxxx | OBX26INV1482 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| xxxxxx | OBX26INV1519 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 10.190% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.190% |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1596 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| xxxxxx | OBX26INV1517 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| xxxxxx | OBX26INV1500 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1594 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.690% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1545 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1518 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.10 |
| xxxxxx | OBX26INV1642 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| xxxxxx | OBX26INV1527 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| xxxxxx | OBX26INV1524 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.00 |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1589 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.70 |
| xxxxxx | OBX26INV1571 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1641 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.50 |
| xxxxxx | OBX26INV1552 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| xxxxxx | OBX26INV1672 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1532 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| xxxxxx | OBX26INV1668 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.650% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1607 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| xxxxxx | OBX26INV1601 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1609 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1626 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 4.000% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1495 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1598 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1472 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1604 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1608 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1557 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.30 |
| xxxxxx | OBX26INV1574 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1522 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1555 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| xxxxxx | OBX26INV1646 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1563 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| xxxxxx | OBX26INV1565 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1699 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 13.260% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1694 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.340% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.340% |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1637 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 3.120% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1478 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| xxxxxx | OBX26INV1515 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1628 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| xxxxxx | OBX26INV1579 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.90 |
| xxxxxx | OBX26INV1632 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1521 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| xxxxxx | OBX26INV1687 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 5.920% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.920% |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1531 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| xxxxxx | OBX26INV1620 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 15.720% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1665 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| xxxxxx | OBX26INV1617 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| xxxxxx | OBX26INV1618 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.30 |
| xxxxxx | OBX26INV1602 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.00 |
| xxxxxx | OBX26INV1669 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1680 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1561 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| xxxxxx | OBX26INV1550 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| xxxxxx | OBX26INV1690 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| xxxxxx | OBX26INV1624 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| xxxxxx | OBX26INV1625 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1636 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| xxxxxx | OBX26INV1659 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| xxxxxx | OBX26INV1689 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1612 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1655 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.30 |
| xxxxxx | OBX26INV1615 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1649 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| xxxxxx | OBX26INV1657 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| xxxxxx | OBX26INV1656 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| xxxxxx | OBX26INV1623 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1664 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.50 |
| xxxxxx | OBX26INV1635 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| xxxxxx | OBX26INV1595 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| xxxxxx | OBX26INV1663 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1667 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| xxxxxx | OBX26INV1652 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| xxxxxx | OBX26INV1682 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1693 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| xxxxxx | OBX26INV1603 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| xxxxxx | OBX26INV1658 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1679 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| xxxxxx | OBX26INV1673 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.720% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| xxxxxx | OBX26INV1551 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1616 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| xxxxxx | OBX26INV1686 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.50 |
| xxxxxx | OBX26INV1653 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| xxxxxx | OBX26INV1674 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| xxxxxx | OBX26INV1666 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| xxxxxx | OBX26INV1639 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| xxxxxx | OBX26INV1675 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| xxxxxx | OBX26INV1634 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| xxxxxx | OBX26INV1685 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| xxxxxx | OBX26INV1671 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.30 |
| xxxxxx | OBX26INV1700 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1629 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| xxxxxx | OBX26INV1691 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| xxxxxx | OBX26INV1688 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| xxxxxx | OBX26INV1584 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1692 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1644 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.40 |
| xxxxxx | OBX26INV1670 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| xxxxxx | OBX26INV1661 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| xxxxxx | OBX26INV1631 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| xxxxxx | OBX26INV1696 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.30 |
| xxxxxx | OBX26INV1695 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.10 |
| xxxxxx | OBX26INV1701 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1662 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| xxxxxx | OBX26INV1697 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| xxxxxx | OBX26INV1676 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| xxxxxx | OBX26INV1684 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| xxxxxx | OBX26INV1702 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| xxxxxx | OBX26INV1681 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| xxxxxx | OBX26INV1698 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| xxxxxx | OBX26INV1614 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| xxxxxx | OBX26INV1703 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| xxxxxx | OBX26INV1470 | xxxxxx |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.70 | 2.50 |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 4**

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** |
| xxxxxx | OBX26INV1465 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2422.60 | $5026.36 |  | 7.196% | $2964.36 | $2964.36 | 7.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10673.80 | 1 | $4422.84 | $987.60 | $368.57 | $82.30 |  |  |  |  |  | 29.102% | 29.102% | 29.102% | 03/05/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2422.60 |  | 6.730% | $0.00 |  | LP / LPA |  | Accept/Eligible | N/A | No | 7.125% | 0 |  | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 51.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.03 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1467 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.992% | $1237.46 | $1237.46 | 7.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9488.54 | 1 | $2296.56 | $975.96 | $191.38 | $81.33 |  |  |  |  |  | 49.905% | 49.905% | 49.905% | 06/11/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.670% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 98.36 |  | No | No |  | $8310.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1473 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $11970.44 | $17646.08 |  | 6.810% | $3093.40 | $3093.40 | 6.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $22036.45 | 1 | $12313.44 | $3859.80 | $1026.12 | $321.65 |  |  |  |  |  | 41.525% | 41.525% | 41.525% | 06/02/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11970.44 |  | 6.750% | $0.00 | 4.3 | DU |  | ApproveEligible | No | No | 6.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 55.470% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.93 |  | No | No |  | $4217.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1468 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4410.88 | $5846.36 |  | 7.977% | $1662.08 | $1662.08 | 7.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $17634.12 | 1 | $5587.32 | $3205.56 | $465.61 | $267.13 |  |  |  |  |  | 22.423% | 22.423% | 22.423% | 07/18/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4410.88 |  | 6.630% | $3250.00 | 5 | LP / LPA |  | Accept/Eligible | Yes | No | 7.750% | 1 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 81.560% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 68.09 |  | Yes | No |  | $17219.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1469 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1499.00 | $3195.88 |  | 7.032% | $4649.72 | $4649.72 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $27587.12 | 1 | $6645.12 | $1676.04 | $553.76 | $139.67 |  |  |  |  |  | 27.824% | 27.824% | 27.824% | 08/13/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1499.00 |  | 6.750% | $500.00 | 2.8 | DU |  | ApproveEligible | No | No | 7.000% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 213.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1471 | xxxxxx |  | N/A |  |  |  | No | Yes | $3364.38 | $4858.04 |  | 7.443% | $1632.11 | $1632.11 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21939.93 | 1 | $3119.28 | $822.96 | $259.94 | $68.58 |  |  |  |  |  | 40.830% | 40.830% | 40.830% | 07/11/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2021<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3364.38 |  | 6.750% | $0.00 | 4.5 | DU |  | ApproveEligible | No | No | 7.250% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 654.13 |  | No | No |  | $0.00 | $15083.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1487 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.860% | $2680.27 | $2680.27 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $30616.40 | 1 | $7339.44 | $2805.48 | $611.62 | $233.79 |  |  |  |  |  | 26.058% | 26.058% | 26.058% | 09/09/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Account Statements - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.540% | $0.00 | 3 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 92.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1477 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.611% | $2204.24 | $2204.24 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17752.87 | 1 | $6960.00 | $540.00 | $580.00 | $45.00 |  |  |  |  |  | 45.716% | 45.716% | 45.716% | 08/26/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.12 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| xxxxxx | OBX26INV1480 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $995.00 | $2725.33 |  | 7.338% | $1800.95 | $1800.95 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $22725.49 | 1 | $2413.80 | $999.00 | $201.15 | $83.25 |  |  |  |  |  | 17.202% | 17.202% | 17.202% | 09/02/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $995.00 |  | 6.570% | $0.00 | 999 | LP / LPA |  | Accept/Eligible | No | No | 7.250% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 39.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.12 |  | No | No |  | $0.00 | $15909.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1474 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1590.00 | $2373.35 |  | 6.676% | $2458.79 | $2458.79 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16068.89 | 1 | $5594.16 | $1181.04 | $466.18 | $98.42 |  |  |  |  |  | 30.809% | 30.809% | 30.809% | 07/03/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1590.00 |  | 6.750% | $0.00 | 2 | DU |  | ApproveEligible | N/A | No | 6.625% | 0 | 0 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX | 46.220% | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.51 |  | No | No |  | $0.00 | $6337.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1497 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $10968.75 | $4946.44 |  | 6.952% | $2586.66 | $2586.66 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10868.45 | 1 | $11118.72 | $1561.08 | $926.56 | $130.09 |  |  |  |  |  | 46.373% | 46.373% | 46.373% | 08/05/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $10968.75 |  | 6.220% | $0.00 | 5 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 28.38 |  | No | No |  | $0.00 | $8428.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1507 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.365% | $6987.34 | $6987.34 | 6.375% | No | No | Employed | Not Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $14278.79 | 4 | $20000.04 | $1514.04 | $1666.67 | $126.17 |  |  |  |  |  | 34.122% | 34.122% | 34.122% | 09/02/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.375% | 2 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 74.650% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 79.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1622 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.087% | $8828.58 | $8828.58 | 6.125% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $14812.00 | 4 | $39342.48 | $2477.16 | $3278.54 | $206.43 |  |  |  |  |  | 45.583% | 45.583% | 45.583% | 09/16/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 6.125% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 8.56 |  |  | No |  | $0.00 | $13493.86 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1485 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.707% | $3161.92 | $3161.92 | 6.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15936.02 | 1 | $4281.36 | $1797.00 | $356.78 | $149.75 |  |  |  |  |  | 49.020% | 49.020% | 49.020% | 09/13/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.540% | $12926.03 | 2.6 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 46.160% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.48 |  | No | No |  | $2479.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1630 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.500% | $3349.96 | $3349.96 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8188.07 | 1 | $8075.04 | $953.04 | $672.92 | $79.42 |  |  |  |  |  | 49.876% | 49.876% | 49.876% | 09/12/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.540% | $0.00 | 1.4 | DU |  | ApproveEligible | No | No | 6.500% | 1 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.69 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1481 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.821% | $1839.40 | $1839.40 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15808.96 | 1 | $771.96 | $1327.68 | $64.33 | $110.64 |  |  |  |  |  | 39.635% | 39.635% | 39.635% | 08/14/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.570% | $0.00 | 1.4 | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 1 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 697.24 |  | No | No |  | $0.00 | $9668.94 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1528 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $995.00 | $4411.20 |  | 6.268% | $4733.33 | $4733.33 | 6.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $30702.95 | 1 | $11988.48 | $3457.56 | $999.04 | $288.13 |  |  |  |  |  | 27.966% | 27.966% | 27.966% | 07/10/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $995.00 |  | 6.320% | $0.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 72.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 78.2 |  | No | No |  | $0.00 | $14762.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1520 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.206% | $2292.11 | $2292.11 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $19203.98 | 1 | $1520.04 | $3464.76 | $126.67 | $288.73 |  |  |  |  |  | 44.733% | 44.733% | 44.733% | 09/09/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $4000.00 |  | LP / LPA |  | Accept/Eligible | No | No | 7.250% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.690% | No | 13 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.62 |  | No | No |  | $0.00 | $15834.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1640 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.958% | $2904.05 | $2904.05 | 7.000% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $4027.17 | 3 | $7962.00 | $1037.16 | $663.50 | $86.43 |  |  |  |  |  | 49.225% | 49.225% | 49.225% | 08/27/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 7.000% | 0 | 2 | 2 | 0 | 4 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 35.72 |  | No | No |  | $0.00 | $3235.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1643 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.462% | $1864.60 | $1864.60 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7669.15 | 1 | $3979.56 | $543.12 | $331.63 | $45.26 |  |  |  |  |  | 48.505% | 48.505% | 48.505% | 09/09/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 2 |  | 2 | 0 | 5 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 201.93 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1503 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.333% | $2745.03 | $2745.03 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12217.57 | 1 | $10318.20 | $1519.56 | $859.85 | $126.63 |  |  |  |  |  | 47.190% | 47.190% | 47.190% | 09/08/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - C-Corp]; CPA Letter - 2025<br> [Borrower - \| Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2022<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1.1 | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 0 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1537 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $2463.69 |  | 6.379% | $3549.82 | $3549.82 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12123.10 | 1 | $7364.04 | $1488.00 | $613.67 | $124.00 |  |  |  |  |  | 46.167% | 46.167% | 46.167% | 09/18/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 265.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1536 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.593% | $2044.98 | $2044.98 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9348.90 | 1 | $2511.36 | $966.96 | $209.28 | $80.58 |  |  |  |  |  | 41.571% | 41.571% | 41.571% | 09/18/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 2 | DU |  | ApproveEligible | No | No | 6.625% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 257.5 |  | No | No |  | $0.00 | $7366.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1645 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.469% | $5574.84 | $5574.84 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $18065.56 | 1 | $9797.88 | $2421.48 | $816.49 | $201.79 |  |  |  |  |  | 41.939% | 41.939% | 41.939% | 09/14/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1.4 | DU |  | ApproveEligible | Yes | No | 6.500% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.68 |  | No | No |  | $0.00 | $14416.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1509 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.843% | $1478.09 | $1478.09 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6746.52 | 1 | $2349.48 | $1779.96 | $195.79 | $148.33 |  |  |  |  |  | 42.173% | 42.173% | 42.173% | 09/16/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.720% | No | 6 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 25.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1504 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.346% | $3972.49 | $3972.49 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $49855.52 | 4 | $8959.20 | $4965.96 | $746.60 | $413.83 |  |  |  |  |  | 17.902% | 17.902% | 17.902% | 09/09/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.375% | 0 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 95.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 114.38 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| xxxxxx | OBX26INV1484 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.454% | $894.99 | $894.99 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4274.72 | 1 | $3192.72 | $1349.04 | $266.06 | $112.42 |  |  |  |  |  | 46.330% | 46.330% | 46.330% | 09/25/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.570% | $0.00 | 2.6 | LP / LPA |  | Accept/Eligible | No | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1566 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.597% | $1818.48 | $1818.48 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7631.54 | 1 | $5636.52 | $1331.16 | $469.71 | $110.93 |  |  |  |  |  | 34.954% | 34.954% | 34.954% | 09/18/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.625% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.43 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1508 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.345% | $1603.18 | $1603.18 | 6.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6758.15 | 1 | $3431.88 | $526.80 | $285.99 | $43.90 |  |  |  |  |  | 39.732% | 39.732% | 39.732% | 09/16/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 22.23 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1654 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.348% | $1434.90 | $1434.90 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $38347.54 | 1 | $5648.16 | $1259.04 | $470.68 | $104.92 |  |  |  |  |  | 24.332% | 24.332% | 24.332% | 09/30/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2018 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 2.8 | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 0 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1558 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1295.00 | $2275.04 |  | 6.476% | $1060.58 | $1060.58 | 6.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12690.26 | 1 | $10397.88 | $1523.16 | $866.49 | $126.93 |  |  |  |  |  | 39.183% | 39.183% | 39.183% | 09/22/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1295.00 |  | 6.220% | $0.00 |  | LP / LPA | Yes | Accept/Eligible | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX | 84.620% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1491 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.454% | $1678.11 | $1678.11 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $17942.27 | 1 | $4784.04 | $2544.00 | $398.67 | $212.00 |  |  |  |  |  | 36.700% | 36.700% | 36.700% | 09/08/2025 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.540% | $0.00 | 2.5 | DU |  | ApproveEligible | No | No | 7.500% | 2 | 2 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.13 |  | No | No |  | $0.00 | $11053.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1651 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2049.00 | $4419.30 |  | 6.700% | $2561.24 | $2561.24 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15484.85 | 1 | $19540.20 | $4144.80 | $1628.35 | $345.40 |  |  |  |  |  | 34.391% | 34.391% | 34.391% | 09/29/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2049.00 |  | 6.310% | $0.00 | 2.6 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 | 0 | 1 | 0 | 5 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 99.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 80.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1610 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1390.00 | $2903.64 |  | 6.652% | $3270.39 | $3270.39 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16690.62 | 1 | $7720.44 | $2064.00 | $643.37 | $172.00 |  |  |  |  |  | 31.601% | 31.601% | 31.601% | 09/02/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1390.00 |  | 6.310% | $12500.00 | 1 | DU |  | ApproveEligible | No | No | 6.625% | 1 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 66.860% | No |  | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 68.68 |  | Yes | No |  | $0.00 | $11813.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1538 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.350% | $1750.25 | $1750.25 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16525.80 | 1 | $1870.80 | $635.04 | $155.90 | $52.92 |  |  |  |  |  | 27.655% | 27.655% | 27.655% | 09/17/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 12 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 81.2 |  | No | No |  | $0.00 | $2184.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1506 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1790.00 | $3220.45 |  | 6.462% | $1715.64 | $1715.64 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $25539.53 | 1 | $4743.36 | $2774.04 | $395.28 | $231.17 |  |  |  |  |  | 19.796% | 19.796% | 19.796% | 09/08/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1790.00 |  | 6.320% | $0.00 | 2.6 | DU |  | ApproveEligible | No | No | 6.375% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 136.01 |  | No | No |  | $0.00 | $12000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1492 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.847% | $1529.79 | $1529.79 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $13788.95 | 2 | $1597.08 | $1458.00 | $133.09 | $121.50 |  |  |  |  |  | 23.978% | 23.978% | 23.978% | 09/10/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 6.875% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 169.7 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1529 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2195.00 | $4381.94 |  | 6.480% | $1840.42 | $1840.42 | 6.375% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11603.88 | 1 | $4528.08 | $1925.64 | $377.34 | $160.47 |  |  |  |  |  | 34.158% | 34.158% | 34.158% | 09/17/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Business License - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2012<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2012 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2195.00 |  | 6.320% | $0.00 | 1.9 | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 0 | 2 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 72.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.81 |  | No | No |  | $17623.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1575 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.462% | $1659.18 | $1659.18 | 6.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $31178.64 | 1 | $2820.12 | $1548.00 | $235.01 | $129.00 |  |  |  |  |  | 6.195% | 6.195% | 6.195% | 09/03/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Royalty]; Other - 2025<br> [Borrower - \| Primary Income - Royalty]; Other - 2025<br> [Borrower - \| Primary Income - Royalty]; Other - 2025<br> [Borrower - \| Primary Income - Royalty]; Other - 2025<br> [Borrower - \| Primary Income - Royalty]; Other - 2025<br> [Borrower - \| Primary Income - Royalty]; K-1 - 2024<br> [Borrower - \| Primary Income - Royalty]; Other - 2024<br> [Borrower - \| Primary Income - Royalty]; Schedule E - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1.8 | DU |  | ApproveEligible | Yes | No | 6.500% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 130.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1535 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1499.00 | $1149.76 |  | 6.497% | $2515.63 | $2515.63 | 6.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $40027.04 | 1 | $6876.00 | $1023.00 | $573.00 | $85.25 |  |  |  |  |  | 16.076% | 16.076% | 16.076% | 09/30/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1499.00 |  | 6.320% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 6.500% | 0 | 0 | 1 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 231.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1479 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.604% | $3937.06 | $3937.06 | 6.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $25216.73 | 1 | $8636.88 | $6139.20 | $719.74 | $511.60 |  |  |  |  |  | 26.010% | 26.010% | 26.010% | 08/26/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $0.00 | 3.5 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 | 2 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.23 |  | No | No |  | $0.00 | $28157.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1543 | xxxxxx |  | N/A |  |  |  | No | Yes | $6577.91 | $7647.59 |  | 6.515% | $1100.19 | $1100.19 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14284.48 | 1 | $4507.56 | $1217.64 | $375.63 | $101.47 |  |  |  |  |  | 34.115% | 34.115% | 34.115% | 09/19/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6577.91 |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.125% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.5 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1592 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.586% | $1274.03 | $1274.03 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15693.90 | 1 | $462.00 | $1808.64 | $38.50 | $150.72 |  |  |  |  |  | 35.094% | 35.094% | 35.094% | 07/21/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.790% | $4500.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.625% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.680% | No | 31 | 23 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.38 |  | No | No |  | $0.00 | $2386.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1489 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.829% | $3157.20 | $3157.20 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14200.27 | 1 | $3959.40 | $2724.00 | $329.95 | $227.00 |  |  |  |  |  | 32.912% | 32.912% | 32.912% | 09/16/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.540% | $0.00 | 2.1 | DU |  | ApproveEligible | No | No | 6.875% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.06 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1600 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.479% | $1479.04 | $1479.04 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4803.78 | 2 | $3867.60 | $1130.04 | $322.30 | $94.17 |  |  |  |  |  | 43.875% | 43.875% | 43.875% | 09/24/2025 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.500% | 1 |  | 1 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1648 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1690.00 | $3454.86 |  | 6.761% | $1329.73 | $1329.73 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $18141.56 | 1 | $7484.88 | $908.76 | $623.74 | $75.73 |  |  |  |  |  | 22.175% | 22.175% | 22.175% | 09/29/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1690.00 |  | 6.310% | $5000.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 453.55 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1494 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.717% | $1679.87 | $1679.87 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10845.00 | 2 | $4311.36 | $2133.00 | $359.28 | $177.75 |  |  |  |  |  | 38.006% | 38.006% | 38.006% | 09/11/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 |  | LP / LPA |  | Accept/Eligible | N/A | No | 6.750% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.53 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1554 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.853% | $4066.39 | $4066.39 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21172.55 | 3 | $8263.20 | $1877.04 | $688.60 | $156.42 |  |  |  |  |  | 49.256% | 49.256% | 49.256% | 09/18/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 2 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.61 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1599 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.723% | $3372.71 | $3372.71 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $149086.09 | 1 | $10250.04 | $3790.20 | $854.17 | $315.85 |  |  |  |  |  | 12.141% | 12.141% | 12.141% | 10/14/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2014<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2014 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 | 1 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.570% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32.81 |  | No | No |  | $91703.57 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1619 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.471% | $2035.26 | $2035.26 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  | $23542.38 | 1 | $6312.12 | $338.04 | $526.01 | $28.17 |  |  |  |  |  | 32.044% | 32.044% | 32.044% | 10/09/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.500% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 90.19 |  | No | No |  | $0.00 | $13166.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1486 | xxxxxx |  | N/A |  |  |  | No | Yes | $1295.00 | $3134.12 |  | 6.900% | $4283.18 | $4283.18 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $23937.76 | 3 | $9869.16 | $3389.04 | $822.43 | $282.42 |  |  |  |  |  | 30.342% | 30.342% | 30.342% | 09/10/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1295.00 |  | 6.540% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 15 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.84 |  | No | No |  | $0.00 | $14480.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1627 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1956.95 | $3895.39 |  | 7.137% | $1546.83 | $1546.83 | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11348.49 | 1 | $3526.56 | $1329.00 | $293.88 | $110.75 |  |  |  |  |  | 37.047% | 37.047% | 37.047% | 09/16/2025 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1956.95 |  | 6.310% | $0.00 | 2 | DU |  | ApproveEligible | No | No | 7.000% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 52.030% | No | 33 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 46.33 |  | No | No |  | $0.00 | $13285.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1585 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.096% | $2221.25 | $2221.25 | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $34845.49 | 1 | $6572.76 | $0.00 | $547.73 | $0.00 |  |  |  |  |  | 44.494% | 44.494% | 44.494% | 10/03/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 7.125% | 2 | 0 | 2 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.63 |  | No | No |  | $22040.96 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1514 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.723% | $1707.11 | $1707.11 | 6.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $25714.05 | 1 | $812.40 | $896.04 | $67.70 | $74.67 |  |  |  |  |  | 25.350% | 25.350% | 25.350% | 09/04/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.750% | 1 | 1 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 175.46 |  | No | No |  | $19325.55 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1588 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.977% | $6486.70 | $6486.70 | 7.000% | No | No | Employed | Employed | Non-Employment Income |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  | $12269.39 | 1 | $2414.52 | $1287.96 | $201.21 | $107.33 |  |  |  |  |  | 49.869% | 49.869% | 49.869% | 09/25/2025 | 768 | 774 | 800 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Farming]; 1040 - Schedule F - 2024 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 7.000% | 0 | 1 | 1 | 0 | 5 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 32 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 36.88 |  | No | No |  | $6785.96 | $1436.63 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1587 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2377.40 | $4654.30 |  | 7.713% | $1378.85 | $1378.85 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10384.37 | 1 | $2679.96 | $1491.00 | $223.33 | $124.25 |  |  |  |  |  | 39.541% | 39.541% | 39.541% | 09/26/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2377.40 |  | 6.220% | $57000.00 | 2.6 | LP / LPA |  | Accept/Eligible | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 6.800% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.56 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1533 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.348% | $4722.46 | $4722.46 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20742.73 | 1 | $6896.52 | $1062.96 | $574.71 | $88.58 |  |  |  |  |  | 37.567% | 37.567% | 37.567% | 09/18/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1.5 | DU |  | ApproveEligible | Yes | No | 6.375% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1553 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.853% | $2634.28 | $2634.28 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21722.99 | 2 | $5286.00 | $1215.96 | $440.50 | $101.33 |  |  |  |  |  | 47.937% | 47.937% | 47.937% | 09/18/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2021 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 2 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 125.17 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1621 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.958% | $891.51 | $891.51 | 7.000% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7881.98 | 1 | $957.84 | $1786.92 | $79.82 | $148.91 |  |  |  |  |  | 34.640% | 34.640% | 34.640% | 08/26/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.630% | $0.00 | 3.6 | DU |  | ApproveEligible | No | No | 7.000% | 0 | 2 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.670% | No |  | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.28 |  | No | No |  | $7559.33 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1660 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.230% | $4488.58 | $4488.58 | 6.250% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $17291.39 | 1 | $15405.00 | $1341.00 | $1283.75 | $111.75 |  |  |  |  |  | 38.889% | 38.889% | 38.889% | 09/29/2025 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.310% | $0.00 | 3.6 | LP / LPA |  | Accept/Eligible | Yes | No | 6.250% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 89.93 |  | No | No |  | $0.00 | $5920.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1530 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.355% | $3017.57 | $3017.57 | 6.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $9654.65 | 1 | $4745.52 | $741.00 | $395.46 | $61.75 |  |  |  |  |  | 43.430% | 43.430% | 43.430% | 09/17/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 2 | DU |  | ApproveEligible | No | No | 6.375% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 210.55 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1512 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $995.00 | $2804.41 |  | 6.645% | $4258.07 | $4258.07 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $40828.46 | 2 | $12064.56 | $2561.04 | $1005.38 | $213.42 |  |  |  |  |  | 34.675% | 34.675% | 34.675% | 09/17/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $995.00 |  | 6.320% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.625% | 1 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 55.32 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1567 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.606% | $2132.24 | $2132.24 | 6.625% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8776.65 | 1 | $5550.00 | $1763.40 | $462.50 | $146.95 |  |  |  |  |  | 38.733% | 38.733% | 38.733% | 10/13/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 94.080% | No | 21 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 109.05 |  | No | No |  | $4793.17 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1577 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.598% | $2385.16 | $2385.16 | 6.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $11747.16 | 1 | $7189.44 | $3372.84 | $599.12 | $281.07 |  |  |  |  |  | 30.932% | 30.932% | 30.932% | 07/15/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $500.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 1 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 130.27 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1633 | xxxxxx |  | N/A |  |  |  | No | No | $0.00 |  |  | 6.604% | $13446.53 | $13446.53 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $65203.45 | 1 | $35000.04 | $2760.12 | $2916.67 | $230.01 |  |  |  |  |  | 44.014% | 44.014% | 44.014% | 07/31/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Account Statements - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveIneligible | No | No | 6.625% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 207.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1546 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4290.00 | $5190.87 |  | 7.683% | $1817.96 | $1817.96 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5748.82 | 1 | $1580.04 | $3223.80 | $131.67 | $268.65 |  |  |  |  |  | 49.810% | 49.810% | 49.810% | 09/16/2025 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4290.00 |  | 6.220% | $5000.00 | 2.5 | LP / LPA |  | Accept/Eligible | Yes | No | 7.500% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 30.310% | No | 17 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.36 |  | No | No |  | $1009.00 | $4884.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1549 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.357% | $3579.45 | $3579.45 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $42920.23 | 1 | $9562.56 | $655.68 | $796.88 | $54.64 |  |  |  |  |  | 19.230% | 19.230% | 19.230% | 08/13/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 2 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 130.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1605 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2315.00 | $6419.28 |  | 7.296% | $4884.38 | $4884.38 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $22685.54 | 1 | $11302.32 | $1574.52 | $941.86 | $131.21 |  |  |  |  |  | 41.692% | 41.692% | 41.692% | 09/24/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2315.00 |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 14.230% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.93 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1556 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.355% | $2576.60 | $2576.60 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $29207.33 | 1 | $6190.32 | $1334.04 | $515.86 | $111.17 |  |  |  |  |  | 14.503% | 14.503% | 14.503% | 09/20/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1.3 | DU |  | ApproveEligible | Yes | No | 6.375% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.17 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1570 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.604% | $1856.90 | $1856.90 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16553.83 | 1 | $2664.48 | $1427.40 | $222.04 | $118.95 |  |  |  |  |  | 28.240% | 28.240% | 28.240% | 09/23/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $2900.00 | 1.8 | DU |  | ApproveEligible | No | No | 6.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.080% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.89 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1578 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.348% | $1653.26 | $1653.26 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6545.58 | 1 | $6231.36 | $4922.04 | $519.28 | $410.17 |  |  |  |  |  | 40.422% | 40.422% | 40.422% | 09/24/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 2.2 | DU |  | ApproveEligible | No | No | 6.375% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.93 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1542 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.598% | $3608.15 | $3608.15 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $34685.70 | 1 | $10062.48 | $3434.40 | $838.54 | $286.20 |  |  |  |  |  | 25.423% | 25.423% | 25.423% | 09/19/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 | 1 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 98.490% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 105.03 |  | No | No |  | $0.00 | $21284.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1613 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1600.00 | $3280.00 |  | 6.670% | $2857.39 | $2857.39 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16340.79 | 1 | $5355.00 | $1757.04 | $446.25 | $146.42 |  |  |  |  |  | 33.710% | 33.710% | 33.710% | 09/25/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1600.00 |  | 6.310% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 2 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 92.960% | No | 20 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 113.68 |  | No | No |  | $0.00 | $7302.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1562 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.354% | $1916.76 | $1916.76 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4724.39 | 1 | $3905.76 | $953.04 | $325.48 | $79.42 |  |  |  |  |  | 47.509% | 47.509% | 47.509% | 09/07/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $2000.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.09 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1544 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.604% | $2663.69 | $2663.69 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4226.90 | 1 | $3686.40 | $1003.20 | $307.20 | $83.60 |  |  |  |  |  | 45.346% | 45.346% | 45.346% | 09/19/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 2 | DU |  | ApproveEligible | No | No | 6.625% | 0 |  | 2 | 0 | 3 | 2 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1488 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.484% | $2648.76 | $2648.76 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $14886.78 | 1 | $2543.52 | $3006.00 | $211.96 | $250.50 |  |  |  |  |  | 38.718% | 38.718% | 38.718% | 09/09/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.540% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.500% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.71 |  | No | No |  | $0.00 | $6533.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1559 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5100.00 | $6378.76 |  | 6.634% | $2528.27 | $2528.27 | 6.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7343.75 | 1 | $3135.60 | $1659.96 | $261.30 | $138.33 |  |  |  |  |  | 41.064% | 41.064% | 41.064% | 09/22/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5100.00 |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.500% | 0 | 2 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 256.19 |  | No | No |  | $0.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1611 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.357% | $2963.38 | $2963.38 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8398.24 | 1 | $9375.00 | $832.08 | $781.25 | $69.34 |  |  |  |  |  | 37.433% | 37.433% | 37.433% | 09/26/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.660% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.14 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1498 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1590.00 | $2675.84 |  | 6.702% | $1530.34 | $1530.34 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $19652.60 | 1 | $2754.12 | $1117.68 | $229.51 | $93.14 |  |  |  |  |  | 30.892% | 30.892% | 30.892% | 09/16/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1590.00 |  | 6.320% | $0.00 | 1.1 | LP / LPA |  | Accept/Eligible | N/A | No | 6.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 128.5 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1490 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.698% | $2756.54 | $2756.54 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9780.89 | 1 | $3432.24 | $1165.68 | $286.02 | $97.14 |  |  |  |  |  | 30.032% | 30.032% | 30.032% | 09/03/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 205.13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1606 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $995.00 | $1417.27 |  | 7.020% | $2399.87 | $2399.87 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11768.06 | 1 | $1542.96 | $1730.04 | $128.58 | $144.17 |  |  |  |  |  | 19.351% | 19.351% | 19.351% | 10/02/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $995.00 |  | 6.310% | $0.00 | 5 | DU |  | ApproveEligible | No | No | 7.000% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 10 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 92.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1539 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.607% | $1363.22 | $1363.22 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11382.75 | 1 | $4268.64 | $2787.00 | $355.72 | $232.25 |  |  |  |  |  | 40.504% | 40.504% | 40.504% | 09/19/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 104.14 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1560 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.971% | $2128.97 | $2128.97 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6239.08 | 1 | $7148.76 | $1059.96 | $595.73 | $88.33 |  |  |  |  |  | 43.477% | 43.477% | 43.477% | 09/17/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Employer Letter - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $8000.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.000% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1511 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $1355.98 |  | 6.493% | $2183.80 | $2183.80 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7494.49 | 1 | $7521.00 | $549.96 | $626.75 | $45.83 |  |  |  |  |  | 45.196% | 45.196% | 45.196% | 09/16/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.500% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 47.72 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1493 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1499.00 | $3037.31 |  | 6.290% | $2967.76 | $2967.76 | 6.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $24018.43 | 1 | $49596.96 | $2118.00 | $4133.08 | $176.50 |  |  |  |  |  | 35.594% | 35.594% | 35.594% | 09/09/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2019 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1499.00 |  | 6.220% | $0.00 | 3.6 | DU |  | ApproveEligible | N/A | No | 6.250% | 2 | 0 | 2 | 0 | 4 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 11.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1573 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1395.00 | $4874.30 |  | 6.178% | $4070.99 | $4070.99 | 6.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $127103.44 | 1 | $12153.60 | $19734.60 | $1012.80 | $1644.55 |  |  |  |  |  | 5.768% | 5.768% | 5.768% | 09/24/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1395.00 |  | 6.220% | $0.00 | 2.1 | DU |  | ApproveEligible | No | No | 6.125% | 1 |  | 1 | 0 | 1 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 81.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1564 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1250.00 | $2543.80 |  | 6.706% | $1600.78 | $1600.78 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11522.52 | 1 | $5600.76 | $2348.64 | $466.73 | $195.72 |  |  |  |  |  | 28.754% | 28.754% | 28.754% | 10/09/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1250.00 |  | 6.220% | $0.00 | 1.1 | DU |  | ApproveEligible | No | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 271.92 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1526 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.841% | $5298.13 | $5298.13 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $32589.30 | 1 | $8897.04 | $1524.00 | $741.42 | $127.00 |  |  |  |  |  | 33.195% | 33.195% | 33.195% | 07/23/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 2.4 | DU |  | ApproveEligible | No | No | 6.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1483 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $9.50 |  | 6.855% | $3889.02 | $3889.02 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $67797.85 | 1 | $3518.64 | $3438.12 | $293.22 | $286.51 |  |  |  |  |  | 13.556% | 13.556% | 13.556% | 08/26/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.570% | $0.00 | 1.1 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 22.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.64 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1678 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.478% | $6472.38 | $6472.38 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12392.15 | 2 | $18668.16 | $1764.96 | $1555.68 | $147.08 |  |  |  |  |  | 33.551% | 33.551% | 33.551% | 09/08/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.500% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 252.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1547 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $1200.75 |  | 6.406% | $1590.87 | $1590.87 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11670.43 | 1 | $2267.76 | $2761.44 | $188.98 | $230.12 |  |  |  |  |  | 35.482% | 35.482% | 35.482% | 09/18/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 2.6 | DU |  | ApproveEligible | Yes | No | 6.375% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 77.270% | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 67.7 |  | No | No |  | $0.00 | $7817.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1513 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.479% | $3463.73 | $3463.73 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7638.05 | 1 | $3755.88 | $5862.96 | $312.99 | $488.58 |  |  |  |  |  | 45.435% | 45.435% | 45.435% | 09/09/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 3 | DU |  | ApproveEligible | Yes | No | 6.500% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1572 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.607% | $2191.78 | $2191.78 | 6.625% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11973.64 | 1 | $5713.68 | $2025.36 | $476.14 | $168.78 |  |  |  |  |  | 44.972% | 44.972% | 44.972% | 09/23/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 999 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 | 1 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 82.940% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | FICO II |  | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 73.1 |  | No | No |  | $21759.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1590 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.985% | $1621.67 | $1621.67 | 7.000% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $10665.72 | 1 | $5323.08 | $1205.04 | $443.59 | $100.42 |  |  |  |  |  | 28.935% | 28.935% | 28.935% | 09/28/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.000% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 35.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1677 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.226% | $4266.92 | $4266.92 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $19104.64 | 1 | $14126.88 | $411.12 | $1177.24 | $34.26 |  |  |  |  |  | 37.711% | 37.711% | 37.711% | 09/21/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1.8 | DU |  | ApproveEligible | Yes | No | 6.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 13.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1580 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.357% | $3119.35 | $3119.35 | 6.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10102.92 | 1 | $8421.96 | $7295.04 | $701.83 | $607.92 |  |  |  |  |  | 22.435% | 22.435% | 22.435% | 09/25/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $10000.00 | 1.4 | LP / LPA |  | Accept/Eligible | Yes | No | 6.375% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 77.990% | No | 10 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1576 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.611% | $2953.43 | $2953.43 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $14787.27 | 1 | $4608.00 | $2277.00 | $384.00 | $189.75 |  |  |  |  |  | 44.871% | 44.871% | 44.871% | 10/06/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 20.220% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1581 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.847% | $3609.82 | $3609.82 | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12533.99 | 1 | $9812.52 | $635.04 | $817.71 | $52.92 |  |  |  |  |  | 20.524% | 20.524% | 20.524% | 07/11/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 | 2 | 2 | 0 | 2 | 0 |  |  | 8.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.120% | No |  | 32 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.55 |  | No | No |  | $0.00 | $9659.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1516 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1890.00 | $3608.77 |  | 6.658% | $4593.71 | $4593.71 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9362.22 | 4 | $3259.92 | $3123.00 | $271.66 | $260.25 |  |  |  |  |  | 9.937% | 9.937% | 9.937% | 09/11/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1890.00 |  | 6.320% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 |  | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 60.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1583 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.481% | $2458.74 | $2458.74 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $34120.58 | 1 | $8691.72 | $1449.96 | $724.31 | $120.83 |  |  |  |  |  | 17.419% | 17.419% | 17.419% | 09/25/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2002<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $10000.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.500% | 1 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1510 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.491% | $1185.13 | $1185.13 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11950.19 | 1 | $1981.08 | $974.04 | $165.09 | $81.17 |  |  |  |  |  | 39.640% | 39.640% | 39.640% | 09/17/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.500% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 49.680% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.92 |  | No | No |  | $0.00 | $14166.69 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1647 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.735% | $2873.29 | $2873.29 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8273.60 | 1 | $2193.12 | $2520.96 | $182.76 | $210.08 |  |  |  |  |  | 43.267% | 43.267% | 43.267% | 09/24/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $0.00 | 3.7 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 1 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.47 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1475 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1395.00 | $3342.70 |  | 6.684% | $2429.98 | $2429.98 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9404.39 | 1 | $7451.64 | $3424.44 | $620.97 | $285.37 |  |  |  |  |  | 40.394% | 40.394% | 40.394% | 08/06/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1395.00 |  | 6.610% | $0.00 | 2.6 | DU |  | ApproveEligible | No | No | 6.625% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 120.06 |  | No | No |  | $0.00 | $8061.88 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1548 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4666.05 | $6113.94 |  | 6.613% | $3069.32 | $3069.32 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11381.94 | 1 | $5642.52 | $6212.52 | $470.21 | $517.71 |  |  |  |  |  | 49.740% | 49.740% | 49.740% | 09/21/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4666.05 |  | 6.220% | $7460.00 |  | LP / LPA | Yes | Accept/Eligible | N/A | No | 6.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 34.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1683 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5241.75 | $9026.99 |  | 7.256% | $2229.93 | $2229.93 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $45762.21 | 1 | $5067.36 | $1636.92 | $422.28 | $136.41 |  |  |  |  |  | 25.037% | 25.037% | 25.037% | 09/08/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5241.75 |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.000% | 0 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 6.100% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.35 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1540 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.348% | $1958.95 | $1958.95 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18228.48 | 1 | $5063.52 | $1114.20 | $421.96 | $92.85 |  |  |  |  |  | 48.291% | 48.291% | 48.291% | 09/17/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 103.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1541 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.224% | $2456.71 | $2456.71 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18228.53 | 1 | $6151.32 | $1278.12 | $512.61 | $106.51 |  |  |  |  |  | 48.291% | 48.291% | 48.291% | 09/17/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 2.2 | DU |  | ApproveEligible | N/A | No | 6.250% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 66.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1638 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1590.00 | $2764.00 |  | 6.439% | $2339.51 | $2339.51 | 6.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9615.17 | 1 | $3029.88 | $2786.40 | $252.49 | $232.20 |  |  |  |  |  | 34.555% | 34.555% | 34.555% | 09/22/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1590.00 |  | 6.290% | $0.00 | 3.6 | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 0 | 0 | 2 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 77.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 |  |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 77.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1650 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1790.00 | ($202.12) |  | 6.613% | $3622.66 | $3622.66 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10633.17 | 1 | $4672.80 | $3578.04 | $389.40 | $298.17 |  |  |  |  |  | 37.701% | 37.701% | 37.701% | 10/13/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1790.00 |  | 6.290% | $0.00 |  | LP / LPA | Yes | Accept/Eligible | N/A | No | 6.625% | 0 |  | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  | 240 | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 138.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1569 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.474% | $3982.03 | $3982.03 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3459.25 | 4 | $15220.44 | $3538.08 | $1268.37 | $294.84 |  |  |  |  |  | 48.289% | 48.289% | 48.289% | 09/23/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.500% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1499 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.728% | $1702.57 | $1702.57 | 6.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7200.54 | 1 | $1606.20 | $684.00 | $133.85 | $57.00 |  |  |  |  |  | 45.483% | 45.483% | 45.483% | 09/15/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 2.5 | LP / LPA |  | Accept/Eligible | N/A | No | 6.750% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.100% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.57 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1534 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.367% | $4143.41 | $4143.41 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21807.01 | 1 | $3297.12 | $768.96 | $274.76 | $64.08 |  |  |  |  |  | 34.363% | 34.363% | 34.363% | 09/18/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 2.3 | DU |  | ApproveEligible | Yes | No | 6.375% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63.23 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1476 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.618% | $3247.57 | $3247.57 | 6.625% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | $6739.86 | 1 | $5499.96 | $516.96 | $458.33 | $43.08 |  |  |  |  |  | 49.293% | 49.293% | 49.293% | 08/19/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.610% | $9000.00 | 1 | DU |  | ApproveEligible | No | No | 6.625% | 1 |  | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 46.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 35.94 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1501 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.618% | $1752.85 | $1752.85 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12013.44 | 2 | $6659.88 | $2837.04 | $554.99 | $236.42 |  |  |  |  |  | 39.957% | 39.957% | 39.957% | 09/03/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.625% | 2 |  | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.56 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1525 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $1194.95 |  | 6.385% | $3839.78 | $3839.78 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $19245.29 | 2 | $10657.08 | $1218.12 | $888.09 | $101.51 |  |  |  |  |  | 27.203% | 27.203% | 27.203% | 09/12/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 6.375% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.18 |  | No | No |  | $0.00 | $12291.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1586 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.599% | $4529.88 | $4529.88 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $42912.12 | 1 | $8026.20 | $2543.04 | $668.85 | $211.92 |  |  |  |  |  | 20.093% | 20.093% | 20.093% | 09/22/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1.9 | LP / LPA |  | Accept/Eligible | No | No | 7.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.410% | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1582 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.368% | $5720.11 | $5720.11 | 6.375% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $27135.14 | 4 | $15281.28 | $2889.00 | $1273.44 | $240.75 |  |  |  |  |  | 42.926% | 42.926% | 42.926% | 09/25/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 2 | 2 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 84.970% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 100.29 |  | No | No |  | $0.00 | $22347.64 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1502 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.486% | $2661.01 | $2661.01 | 6.500% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $23065.28 | 1 | $7291.80 | $1876.08 | $607.65 | $156.34 |  |  |  |  |  | 28.108% | 28.108% | 28.108% | 10/06/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 12 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Passport |  |  |  |  | 15.83 |  | No | No |  | $0.00 | $12500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1505 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.367% | $1241.50 | $1241.50 | 6.375% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8208.36 | 1 | $3100.44 | $383.04 | $258.37 | $31.92 |  |  |  |  |  | 42.439% | 42.439% | 42.439% | 09/12/2025 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 2.9 | DU |  | ApproveEligible | Yes | No | 6.375% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 679.12 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1591 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5168.60 | $6208.49 |  | 6.909% | $1312.64 | $1312.64 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5458.59 | 1 | $4289.04 | $1100.88 | $357.42 | $91.74 |  |  |  |  |  | 38.863% | 38.863% | 38.863% | 09/26/2025 | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5168.60 |  | 6.310% | $1500.00 |  | LP / LPA | Yes | Accept/Eligible | N/A | No | 6.625% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 91.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 95.83 |  |  | No |  | $0.00 | $2651.45 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1496 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $390.00 | $1581.60 |  | 6.635% | $5102.00 | $5102.00 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21987.34 | 1 | $5944.92 | $4728.96 | $495.41 | $394.08 |  |  |  |  |  | 39.397% | 39.397% | 39.397% | 10/21/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $390.00 |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 28.47 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1568 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1725.00 | $3844.54 |  | 6.470% | $2121.16 | $2121.16 | 6.375% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5982.68 | 1 | $6541.92 | $3426.96 | $545.16 | $285.58 |  |  |  |  |  | 42.040% | 42.040% | 42.040% | 09/23/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1725.00 |  | 6.220% | $0.00 | 3 | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 0.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.15 |  | No | No |  | $0.00 | $6718.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1466 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.371% | $5570.30 | $5570.30 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10563.59 | 1 | $7100.52 | $1604.04 | $591.71 | $133.67 |  |  |  |  |  | 49.148% | 49.148% | 49.148% | 09/25/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.375% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.83 |  | No | No |  | $0.00 | $10729.51 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1593 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.869% | $1965.02 | $1965.02 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $50355.72 | 1 | $2044.92 | $2685.96 | $170.41 | $223.83 |  |  |  |  |  | 23.016% | 23.016% | 23.016% | 09/25/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - K-1 (< 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - K-1 (< 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $6600.00 | 1.9 | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 2 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 77.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.66 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1597 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1490.00 | $2474.79 |  | 6.592% | $1580.17 | $1580.17 | 6.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $51483.53 | 1 | $6209.52 | $5198.52 | $517.46 | $433.21 |  |  |  |  |  | 10.354% | 10.354% | 10.354% | 10/23/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1490.00 |  | 6.310% | $0.00 | 2.9 | DU |  | ApproveEligible | No | No | 6.500% | 0 | 0 | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 4.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.12 |  | No | No |  | $24097.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1482 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.996% | $1272.39 | $1272.39 | 7.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2408.25 | 1 | $2207.76 | $1098.36 | $183.98 | $91.53 |  |  |  |  |  | 49.767% | 49.767% | 49.767% | 08/28/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 1.5 | DU |  | ApproveEligible | N/A | No | 7.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1519 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.869% | $1213.31 | $1213.31 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6462.61 | 1 | $1378.44 | $1046.04 | $114.87 | $87.17 |  |  |  |  |  | 44.606% | 44.606% | 44.606% | 09/16/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; Transcripts (1040) - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.875% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 86.18 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1596 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.242% | $1125.59 | $1125.59 | 7.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $4425.43 | 1 | $4129.56 | $2337.96 | $344.13 | $194.83 |  |  |  |  |  | 45.345% | 45.345% | 45.345% | 10/02/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1.2 | DU |  | ApproveEligible | No | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 73.4 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1517 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.748% | $1372.27 | $1372.27 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6492.34 | 1 | $1540.80 | $1114.80 | $128.40 | $92.90 |  |  |  |  |  | 44.351% | 44.351% | 44.351% | 09/16/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 78.55 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1500 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.998% | $2075.40 | $2075.40 | 7.000% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | $8361.01 | 1 | $4055.28 | $625.44 | $337.94 | $52.12 |  |  |  |  |  | 40.101% | 40.101% | 40.101% | 09/16/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 11.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1594 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.372% | $1684.45 | $1684.45 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12746.60 | 2 | $6018.36 | $1867.80 | $501.53 | $155.65 |  |  |  |  |  | 41.195% | 41.195% | 41.195% | 09/29/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $5000.00 |  | DU |  | ApproveEligible | No | No | 6.375% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  | 25.01 |  | No | No |  | $0.00 | $11676.19 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1545 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.372% | $6410.26 | $6410.26 | 6.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $17765.45 | 4 | $17124.96 | $2115.00 | $1427.08 | $176.25 |  |  |  |  |  | 46.718% | 46.718% | 46.718% | 09/19/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.375% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 78.060% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 91.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1518 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.873% | $1002.32 | $1002.32 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6642.88 | 1 | $1079.52 | $1216.80 | $89.96 | $101.40 |  |  |  |  |  | 43.814% | 43.814% | 43.814% | 09/16/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 2.1 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 101.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1642 | xxxxxx |  | N/A |  |  |  | No | Yes | $340.00 | $1566.35 |  | 6.671% | $1776.86 | $1776.86 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $29139.56 | 1 | $6074.64 | $1566.96 | $506.22 | $130.58 |  |  |  |  |  | 37.092% | 37.092% | 37.092% | 09/26/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $340.00 |  | 6.290% | $0.00 | 1.1 | DU |  | ApproveEligible | Yes | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 221.19 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| xxxxxx | OBX26INV1527 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.734% | $4517.49 | $4517.49 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $27380.88 | 1 | $9151.44 | $0.00 | $762.62 | $0.00 |  |  |  |  |  | 26.758% | 26.758% | 26.758% | 09/02/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.12 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1524 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.486% | $6810.53 | $6810.53 | 6.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $33217.43 | 1 | $14401.56 | $3383.04 | $1200.13 | $281.92 |  |  |  |  |  | 43.613% | 43.613% | 43.613% | 09/10/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Trust Income]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Trust Income]; Trust Agreement - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Trust Income]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Trust Income]; Trust Agreement - 2019 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 3 | DU |  | ApproveEligible | No | No | 6.500% | 1 | 0 | 1 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 151.38 |  | No | No |  | $27075.96 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1523 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $400.20 |  | 6.631% | $2561.08 | $2561.08 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16331.77 | 2 | $6991.56 | $2273.04 | $582.63 | $189.42 |  |  |  |  |  | 42.928% | 42.928% | 42.928% | 10/23/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.625% | 0 | 1 | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.36 |  | No | No |  | $0.00 | $9628.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1589 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $21041.93 | $21816.15 |  | 6.395% | $4693.65 | $4693.65 | 6.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18641.07 | 1 | $10617.24 | $4907.76 | $884.77 | $408.98 |  |  |  |  |  | 44.077% | 44.077% | 44.077% | 09/26/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $21041.93 |  | 6.220% | $0.00 | 3.7 | DU |  | ApproveEligible | No | No | 6.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 71.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1571 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.623% | $3361.63 | $3361.63 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $66690.52 | 3 | $11812.56 | $5961.60 | $984.38 | $496.80 |  |  |  |  |  | 20.101% | 20.101% | 20.101% | 09/24/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 6.625% | 1 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 113.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1641 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.748% | $2270.09 | $2270.09 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25996.52 | 1 | $2789.76 | $834.96 | $232.48 | $69.58 |  |  |  |  |  | 46.294% | 46.294% | 46.294% | 09/25/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2022<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $0.00 | 2.5 | DU |  | ApproveEligible | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 168.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1552 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.373% | $2275.61 | $2275.61 | 6.375% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $21094.72 | 1 | $5370.72 | $977.04 | $447.56 | $81.42 |  |  |  |  |  | 37.921% | 37.921% | 37.921% | 09/21/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.220% | $0.00 | 1.8 | DU |  | ApproveEligible | Yes | No | 6.375% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 362.76 |  | No | No |  | $0.00 | $13916.93 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1672 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1733.75 | $4053.67 |  | 6.745% | $1991.37 | $1991.37 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13697.63 | 1 | $3930.96 | $900.00 | $327.58 | $75.00 |  |  |  |  |  | 42.710% | 42.710% | 42.710% | 09/25/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1733.75 |  | 6.240% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 6.625% | 1 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1532 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.368% | $2805.05 | $2805.05 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21557.37 | 1 | $1925.28 | $503.04 | $160.44 | $41.92 |  |  |  |  |  | 35.114% | 35.114% | 35.114% | 09/18/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 2.1 | DU |  | ApproveEligible | No | No | 6.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 126.84 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1668 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.871% | $1773.71 | $1773.71 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6763.23 | 2 | $5321.04 | $6251.04 | $443.42 | $520.92 |  |  |  |  |  | 30.572% | 30.572% | 30.572% | 10/01/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 0 |  | 1 | 0 | 3 | 1 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.890% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1607 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.620% | $2887.80 | $2887.80 | 6.625% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $73279.16 | 1 | $9492.00 | $2121.00 | $791.00 | $176.75 |  |  |  |  |  | 17.283% | 17.283% | 17.283% | 09/29/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 2 | DU |  | ApproveEligible | No | No | 6.625% | 0 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 175.17 |  | No | No |  | $88590.53 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1601 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.496% | $1946.61 | $1946.61 | 7.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $14147.45 | 1 | $2378.64 | $645.00 | $198.22 | $53.75 |  |  |  |  |  | 29.293% | 29.293% | 29.293% | 10/02/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 19.770% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 17.82 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1609 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.754% | $1112.35 | $1112.35 | 6.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9734.81 | 1 | $5999.28 | $1692.00 | $499.94 | $141.00 |  |  |  |  |  | 41.612% | 41.612% | 41.612% | 10/03/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 91.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 85.67 |  | No | No |  | $0.00 | $16672.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1626 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1900.00 | $4512.84 |  | 6.858% | $1802.29 | $1802.29 | 6.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9537.00 | 1 | $3716.04 | $666.96 | $309.67 | $55.58 |  |  |  |  |  | 44.835% | 44.835% | 44.835% | 10/08/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - IRA Distribution]; Other - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - IRA Distribution]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1900.00 |  | 6.310% | $0.00 |  | LP / LPA | Yes | Accept/Eligible | N/A | No | 6.750% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 211.71 |  | No | No |  | $7066.28 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1495 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.452% | $2302.09 | $2302.09 | 6.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10436.55 | 3 | $7633.80 | $5211.96 | $636.15 | $434.33 |  |  |  |  |  | 47.164% | 47.164% | 47.164% | 09/12/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.540% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.500% | 0 | 1 | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.87 |  | No | No |  | $0.00 | $18915.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1598 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.873% | $2364.94 | $2364.94 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10978.90 | 1 | $6138.84 | $3493.32 | $511.57 | $291.11 |  |  |  |  |  | 47.301% | 47.301% | 47.301% | 09/22/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1472 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.328% | $2183.54 | $2183.54 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16398.08 | 1 | $3837.96 | $960.96 | $319.83 | $80.08 |  |  |  |  |  | 27.966% | 27.966% | 27.966% | 07/09/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2018 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 1 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.89 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1604 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6695.83 | $0.00 |  | 6.362% | $2503.28 | $2503.28 | 6.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $26705.29 | 1 | $4306.32 | $2614.56 | $358.86 | $217.88 |  |  |  |  |  | 25.381% | 25.381% | 25.381% | 09/19/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Transcripts - No Results Returned (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6695.83 |  | 6.290% | $15000.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 2 | 2 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 384.75 |  | No | No |  | $0.00 | $16425.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1608 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2090.00 | $2169.79 |  | 6.620% | $1092.85 | $1092.85 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6543.71 | 1 | $2635.08 | $471.00 | $219.59 | $39.25 |  |  |  |  |  | 48.979% | 48.979% | 48.979% | 10/02/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2090.00 |  | 6.310% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 142.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1557 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.699% | $2438.73 | $2438.73 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12949.23 | 1 | $6582.24 | $2417.76 | $548.52 | $201.48 |  |  |  |  |  | 21.060% | 21.060% | 21.060% | 09/16/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 3.3 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 2 |  | 0 | 0 | 5 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.86 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1574 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.735% | $1442.48 | $1442.48 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12046.69 | 1 | $2691.00 | $2279.04 | $224.25 | $189.92 |  |  |  |  |  | 41.185% | 41.185% | 41.185% | 09/24/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $4000.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.92 |  | No | No |  | $0.00 | $13293.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1522 | xxxxxx |  | N/A |  |  |  | No | Yes | $1595.00 | $2690.12 |  | 6.672% | $3464.08 | $3464.08 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8098.92 | 4 | $15683.16 | $2134.08 | $1306.93 | $177.84 |  |  |  |  |  | 47.261% | 47.261% | 47.261% | 09/17/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $1595.00 |  | 6.320% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 48.75 |  | No | No |  | $0.00 | $2587.79 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1555 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.332% | $1615.82 | $1615.82 | 6.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8490.46 | 1 | $3711.84 | $1568.04 | $309.32 | $130.67 |  |  |  |  |  | 36.790% | 36.790% | 36.790% | 09/22/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 397.14 |  | No | No |  | $8010.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1646 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.498% | $1213.57 | $1213.57 | 6.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6382.09 | 1 | $5758.44 | $939.96 | $479.87 | $78.33 |  |  |  |  |  | 34.537% | 34.537% | 34.537% | 10/01/2025 | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Annuity]; Account Statements - 2025<br> [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2021<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 338.25 |  | No | No |  | $2773.13 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1563 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.328% | $1122.97 | $1122.97 | 6.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5943.76 | 1 | $6057.48 | $1230.96 | $504.79 | $102.58 |  |  |  |  |  | 35.196% | 35.196% | 35.196% | 09/22/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Housing Allowance]; Paystubs - 2025<br> [Borrower - \| Primary Income - Housing Allowance]; Paystubs - 2025<br> [Borrower - \| Primary Income - Housing Allowance]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.375% | 0 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 2 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.02 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1565 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.827% | $3793.76 | $3793.76 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6972.95 | 2 | $8334.00 | $1482.00 | $694.50 | $123.50 |  |  |  |  |  | 43.492% | 43.492% | 43.492% | 09/20/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; Transcripts (1040) - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.875% | 0 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1699 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.205% | $2308.94 | $2308.94 | 6.250% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $14978.88 | 1 | $12829.44 | $1424.04 | $1069.12 | $118.67 |  |  |  |  |  | 46.414% | 46.414% | 46.414% | 10/16/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.250% | 1 | 1 | 1 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 62.19 |  | No | No |  | $0.00 | $10703.10 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1694 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.748% | $1109.10 | $1109.10 | 6.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5271.58 | 2 | $2152.44 | $1785.00 | $179.37 | $148.75 |  |  |  |  |  | 27.952% | 27.952% | 27.952% | 10/02/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.750% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 79.620% | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.97 |  | No | No |  | $0.00 | $4593.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1637 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1499.00 | $2338.96 |  | 6.809% | $2432.24 | $2432.24 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $26803.20 | 1 | $2270.64 | $4642.80 | $189.22 | $386.90 |  |  |  |  |  | 36.883% | 36.883% | 36.883% | 10/11/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1499.00 |  | 6.290% | $200.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.750% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 44.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1478 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $742.58 | $1714.56 |  | 7.547% | $1231.03 | $1231.03 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6399.01 | 1 | $2120.40 | $793.44 | $176.70 | $66.12 |  |  |  |  |  | 48.498% | 48.498% | 48.498% | 08/26/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $742.58 |  | 6.630% | $0.00 | 1.1 | DU |  | ApproveEligible | Yes | No | 7.500% | 1 |  | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 134.91 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1515 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $2587.50 |  | 6.391% | $2495.48 | $2495.48 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14403.66 | 1 | $1301.64 | $608.04 | $108.47 | $50.67 |  |  |  |  |  | 40.255% | 40.255% | 40.255% | 09/17/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2007<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.375% | 1 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 132.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1628 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.754% | $2067.41 | $2067.41 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | $13863.55 | 1 | $2454.00 | $683.04 | $204.50 | $56.92 |  |  |  |  |  | 32.770% | 32.770% | 32.770% | 10/09/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 90.04 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1579 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.583% | $2442.78 | $2442.78 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $14895.75 | 1 | $7631.16 | $807.96 | $635.93 | $67.33 |  |  |  |  |  | 33.326% | 33.326% | 33.326% | 09/25/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 | 3.9 | DU |  | ApproveEligible | Yes | No | 6.625% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 68.99 |  | No | No |  | $0.00 | $19766.77 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1632 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2458.79 | $8888.55 |  | 6.301% | $1498.82 | $1498.82 | 6.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5984.54 | 1 | $1206.48 | $2384.04 | $100.54 | $198.67 |  |  |  |  |  | 42.240% | 42.240% | 42.240% | 10/10/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2458.79 |  | 6.290% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.48 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1521 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1615.00 | $2643.42 |  | 6.489% | $1372.51 | $1372.51 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3986.55 | 1 | $2755.08 | $1333.08 | $229.59 | $111.09 |  |  |  |  |  | 43.746% | 43.746% | 43.746% | 07/22/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1615.00 |  | 6.320% | $0.00 | 1.1 | DU |  | ApproveEligible | No | No | 6.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 27.32 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1687 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1990.00 | $3840.56 |  | 6.708% | $1850.50 | $1850.50 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $14952.31 | 1 | $5943.60 | $4224.36 | $495.30 | $352.03 |  |  |  |  |  | 30.062% | 30.062% | 30.062% | 10/13/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1990.00 |  | 6.160% | $0.00 |  | LP / LPA | Yes | Accept/Eligible | N/A | No | 6.625% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 52.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.07 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1531 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1395.00 | $3536.24 |  | 6.781% | $4937.45 | $4937.45 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9036.60 | 1 | $5415.48 | $2187.96 | $451.29 | $182.33 |  |  |  |  |  | 44.357% | 44.357% | 44.357% | 09/22/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1395.00 |  | 6.320% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 1 | 1 | 1 | 0 | 1 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 208.73 |  |  | No |  | $0.00 | $5407.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1620 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $995.00 | $3290.00 |  | 7.545% | $2629.05 | $2629.05 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16499.07 | 1 | $4227.12 | $5879.04 | $352.26 | $489.92 |  |  |  |  |  | 43.432% | 43.432% | 43.432% | 10/08/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $995.00 |  | 6.310% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 7.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 95.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1665 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.216% | $1385.36 | $1385.36 | 6.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9471.34 | 1 | $4574.52 | $945.12 | $381.21 | $78.76 |  |  |  |  |  | 43.247% | 43.247% | 43.247% | 10/17/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1.2 | DU |  | ApproveEligible | No | No | 6.250% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 436.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1617 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.211% | $3689.69 | $3689.69 | 6.250% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $20035.95 | 1 | $1626.00 | $2663.04 | $135.50 | $221.92 |  |  |  |  |  | 48.395% | 48.395% | 48.395% | 10/09/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $2000.00 | 1 | DU |  | ApproveEligible | No | No | 6.250% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 51.81 |  | No | No |  | $0.00 | $20074.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| xxxxxx | OBX26INV1618 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $908.70 |  | 6.318% | $886.63 | $886.63 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5185.63 | 1 | $4292.88 | $954.00 | $357.74 | $79.50 |  |  |  |  |  | 34.497% | 34.497% | 34.497% | 09/26/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 2.3 | DU |  | ApproveEligible | No | No | 6.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 75.910% | No | 33 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1602 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2090.00 | $4094.98 |  | 6.587% | $1898.10 | $1898.10 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12782.16 | 1 | $2212.68 | $2705.04 | $184.39 | $225.42 |  |  |  |  |  | 31.071% | 31.071% | 31.071% | 09/30/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Military VOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2090.00 |  | 6.310% | $0.00 | 3 | LP / LPA |  | Accept/Eligible | No | No | 6.500% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 52.470% | No | 34 | 0 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.46 |  |  | No |  | $0.00 | $8056.97 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1669 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $3166.54 | $2825.48 |  | 6.493% | $1104.25 | $1104.25 | 6.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  | India |  |  |  | $9257.07 | 1 | $11081.16 | $1224.12 | $923.43 | $102.01 |  |  |  |  |  | 44.173% | 44.173% | 44.173% | 10/13/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3166.54 |  | 6.240% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.375% | 1 |  | 0 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 81.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1680 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $1417.39 |  | 6.753% | $2406.30 | $2406.30 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9582.55 | 1 | $6932.88 | $1041.96 | $577.74 | $86.83 |  |  |  |  |  | 43.650% | 43.650% | 43.650% | 10/24/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 137.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1561 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.335% | $4113.80 | $4113.80 | 6.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21843.74 | 1 | $17871.00 | $3290.04 | $1489.25 | $274.17 |  |  |  |  |  | 36.432% | 36.432% | 36.432% | 09/15/2025 | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $2000.00 | 1.1 | DU |  | ApproveEligible | No | No | 6.375% | 1 | 1 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 95.900% | No |  | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 101.94 |  | No | No |  | $0.00 | $9650.14 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1550 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.712% | $1143.15 | $1143.15 | 6.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $3944.77 | 1 | $3152.16 | $498.00 | $262.68 | $41.50 |  |  |  |  |  | 49.616% | 49.616% | 49.616% | 09/29/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $3500.00 | 1.3 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.820% | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.09 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1690 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.716% | $3440.16 | $3440.16 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5649.93 | 1 | $3921.00 | $1578.00 | $326.75 | $131.50 |  |  |  |  |  | 42.532% | 42.532% | 42.532% | 10/15/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.270% | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1624 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.707% | $2043.08 | $2043.08 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $29404.96 | 1 | $12351.48 | $1366.68 | $1029.29 | $113.89 |  |  |  |  |  | 46.605% | 46.605% | 46.605% | 09/08/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.750% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 289.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| xxxxxx | OBX26INV1625 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.705% | $1926.34 | $1926.34 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $28279.77 | 1 | $10416.12 | $1553.40 | $868.01 | $129.45 |  |  |  |  |  | 48.648% | 48.648% | 48.648% | 09/08/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 394.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| xxxxxx | OBX26INV1636 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1499.00 | $3374.33 |  | 6.427% | $2292.72 | $2292.72 | 6.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10793.11 | 1 | $4231.56 | $944.04 | $352.63 | $78.67 |  |  |  |  |  | 41.307% | 41.307% | 41.307% | 10/13/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1499.00 |  | 6.290% | $0.00 | 2 | DU |  | ApproveEligible | N/A | No | 6.375% | 2 | 0 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 35.820% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1659 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.583% | $2458.79 | $2458.79 | 6.625% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | $14852.34 | 1 | $2603.64 | $860.04 | $216.97 | $71.67 |  |  |  |  |  | 25.488% | 25.488% | 25.488% | 10/18/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport, VISA |  |  |  |  | 46.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1689 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.456% | $1817.96 | $1817.96 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10572.87 | 1 | $4062.48 | $648.00 | $338.54 | $54.00 |  |  |  |  |  | 35.544% | 35.544% | 35.544% | 10/12/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.500% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.600% | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.94 |  | No | No |  | $0.00 | $7605.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1612 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.469% | $1915.17 | $1915.17 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9238.43 | 4 | $2516.40 | $3898.80 | $209.70 | $324.90 |  |  |  |  |  | 44.022% | 44.022% | 44.022% | 10/02/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $8080.00 |  | DU |  | ApproveEligible | No | No | 6.500% | 1 | 1 | 1 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 354.45 |  | No | No |  | $0.00 | $1228.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| xxxxxx | OBX26INV1655 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.345% | $2361.50 | $2361.50 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  | $25451.23 | 1 | $9003.60 | $1758.00 | $750.30 | $146.50 |  |  |  |  |  | 20.709% | 20.709% | 20.709% | 10/17/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.260% | $0.00 | 2.3 | DU |  | ApproveEligible | No | No | 6.375% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 98.44 |  | No | No |  | $0.00 | $12265.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1615 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5076.28 | $6695.53 |  | 6.654% | $1263.34 | $1263.34 | 6.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8834.31 | 1 | $4153.80 | $1507.68 | $346.15 | $125.64 |  |  |  |  |  | 34.175% | 34.175% | 34.175% | 10/06/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5076.28 |  | 6.310% | $5500.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 38.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.63 |  | No | No |  | $1503.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1649 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.214% | $3965.15 | $3965.15 | 7.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11164.89 | 1 | $1898.28 | $1687.80 | $158.19 | $140.65 |  |  |  |  |  | 49.525% | 49.525% | 49.525% | 10/15/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business License - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $0.00 | 2 | DU |  | ApproveEligible | N/A | No | 7.250% | 0 | 2 | 2 | 0 | 4 | 2 |  |  | 9.27 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 155.25 |  | No | No |  | $0.00 | $12558.22 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1657 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.595% | $2689.31 | $2689.31 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21215.23 | 1 | $8214.84 | $1643.28 | $684.57 | $136.94 |  |  |  |  |  | 34.843% | 34.843% | 34.843% | 09/14/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Deposit Receipt - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $0.00 | 1.1 | DU |  | ApproveEligible | N/A | No | 6.625% | 0 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 825.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1656 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.829% | $1896.88 | $1896.88 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $28152.87 | 1 | $9600.24 | $2796.00 | $800.02 | $233.00 |  |  |  |  |  | 48.879% | 48.879% | 48.879% | 09/08/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.290% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.875% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 362.78 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| xxxxxx | OBX26INV1623 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.707% | $1955.52 | $1955.52 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $28315.15 | 1 | $11448.24 | $1128.60 | $954.02 | $94.05 |  |  |  |  |  | 48.584% | 48.584% | 48.584% | 09/08/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.230% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 275.17 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| xxxxxx | OBX26INV1664 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.478% | $3005.51 | $3005.51 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11994.37 | 1 | $7231.80 | $1673.64 | $602.65 | $139.47 |  |  |  |  |  | 45.273% | 45.273% | 45.273% | 10/21/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 3.5 | DU |  | ApproveEligible | No | No | 6.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 124.55 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1635 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.476% | $2180.63 | $2180.63 | 6.500% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $32010.33 | 1 | $7397.88 | $392.04 | $616.49 | $32.67 |  |  |  |  |  | 18.389% | 18.389% | 18.389% | 10/14/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $5000.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.500% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 83.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 83.87 |  | No | No |  | $0.00 | $19289.52 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1595 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1720.00 | $1516.87 |  | 6.922% | $3744.49 | $3744.49 | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14173.24 | 1 | $9500.04 | $2058.84 | $791.67 | $171.57 |  |  |  |  |  | 31.990% | 31.990% | 31.990% | 09/30/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2022<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1720.00 |  | 6.310% | $12000.00 | 1.9 | DU |  | ApproveEligible | No | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 122 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1663 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1395.00 | $3341.50 |  | 6.957% | $1996.54 | $1996.54 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $13042.80 | 1 | $3755.40 | $774.96 | $312.95 | $64.58 |  |  |  |  |  | 35.274% | 35.274% | 35.274% | 10/20/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1395.00 |  | 6.240% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.875% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 35.090% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.64 |  | No | No |  | $0.00 | $7966.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1667 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.873% | $945.98 | $945.98 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12144.76 | 1 | $2592.00 | $1073.04 | $216.00 | $89.42 |  |  |  |  |  | 25.500% | 25.500% | 25.500% | 09/15/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1.6 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 69.060% | No | 26 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 67.5 |  | No | No |  | $0.00 | $8335.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1652 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.840% | $2529.18 | $2529.18 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16746.72 | 1 | $5713.92 | $1821.36 | $476.16 | $151.78 |  |  |  |  |  | 47.554% | 47.554% | 47.554% | 10/28/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 2.5 | DU |  | ApproveEligible | Yes | No | 6.875% | 1 |  | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 8 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.48 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| xxxxxx | OBX26INV1682 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.351% | $4796.00 | $4796.00 | 6.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | $11099.51 | 1 | $12812.52 | $686.16 | $1067.71 | $57.18 |  |  |  |  |  | 49.878% | 49.878% | 49.878% | 10/25/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $5000.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.310% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 42.45 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1693 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.717% | $1950.66 | $1950.66 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4085.07 | 1 | $5173.08 | $1366.08 | $431.09 | $113.84 |  |  |  |  |  | 46.506% | 46.506% | 46.506% | 10/28/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - C-Corp]; CPA Letter - 2025<br> [Borrower - \| Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2024<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - C-Corp]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2024<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.170% | $8000.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.750% | 1 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.39 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| xxxxxx | OBX26INV1603 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.591% | $1920.93 | $1920.93 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18523.02 | 1 | $4883.16 | $4062.84 | $406.93 | $338.57 |  |  |  |  |  | 39.320% | 39.320% | 39.320% | 08/06/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 1 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1658 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.597% | $3793.77 | $3793.77 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17318.32 | 1 | $11317.44 | $1410.96 | $943.12 | $117.58 |  |  |  |  |  | 37.685% | 37.685% | 37.685% | 10/16/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $3000.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.625% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 179.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1679 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.476% | $1407.93 | $1407.93 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21684.60 | 1 | $4615.80 | $2580.96 | $384.65 | $215.08 |  |  |  |  |  | 19.389% | 19.389% | 19.389% | 10/24/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.500% | 2 | 2 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 104.33 |  | No | No |  | $0.00 | $7743.62 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1673 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.467% | $2825.34 | $2825.34 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11027.12 | 1 | $8798.88 | $1311.00 | $733.24 | $109.25 |  |  |  |  |  | 42.513% | 42.513% | 42.513% | 08/28/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 3.7 | DU |  | ApproveEligible | N/A | No | 6.500% | 0 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| xxxxxx | OBX26INV1551 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.843% | $2982.31 | $2982.31 | 6.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12124.44 | 1 | $4915.44 | $2052.00 | $409.62 | $171.00 |  |  |  |  |  | 44.054% | 44.054% | 44.054% | 09/22/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - C-Corp]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - C-Corp]; 1120 - 2024<br> [Coborrower(s) - \| Primary Income - C-Corp]; 1120 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 1 | 0 | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.86 |  | No | No |  | $8671.83 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1616 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.486% | $992.35 | $992.35 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6630.11 | 1 | $2667.24 | $2882.04 | $222.27 | $240.17 |  |  |  |  |  | 49.218% | 49.218% | 49.218% | 08/29/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1.2 | DU |  | ApproveEligible | No | No | 6.500% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.92 |  | No | No |  | $0.00 | $11725.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1686 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.216% | $2674.13 | $2674.13 | 7.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $27561.55 | 1 | $2057.64 | $1791.00 | $171.47 | $149.25 |  |  |  |  |  | 24.281% | 24.281% | 24.281% | 11/11/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.160% | $800.00 | 3.5 | DU |  | ApproveEligible | Yes | No | 7.250% | 0 | 1 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  | 14 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 158.61 |  | No | No |  | $0.00 | $25637.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1653 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.591% | $3416.06 | $3416.06 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17294.21 | 1 | $11837.16 | $1281.00 | $986.43 | $106.75 |  |  |  |  |  | 45.839% | 45.839% | 45.839% | 10/28/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.625% | 0 |  | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 9 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| xxxxxx | OBX26INV1674 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.346% | $3860.19 | $3860.19 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12845.18 | 1 | $2371.20 | $906.00 | $197.60 | $75.50 |  |  |  |  |  | 40.055% | 40.055% | 40.055% | 10/03/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1.6 | DU |  | ApproveEligible | No | No | 6.375% | 2 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.460% | No | 30 | 5 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 49.29 |  | No | No |  | ($75.33) | $12878.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1666 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.604% | $1568.76 | $1568.76 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8388.15 | 1 | $4603.08 | $2493.72 | $383.59 | $207.81 |  |  |  |  |  | 35.606% | 35.606% | 35.606% | 10/18/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $1450.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 | 1 | 1 | 0 | 3 | 3 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 454.77 |  | No | No |  | $0.00 | $8180.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1639 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.478% | $802.73 | $802.73 | 6.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8716.53 | 1 | $2892.60 | $1134.96 | $241.05 | $94.58 |  |  |  |  |  | 45.196% | 45.196% | 45.196% | 10/22/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $2300.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 82.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 48.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1675 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.222% | $1139.08 | $1139.08 | 6.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10356.37 | 1 | $2894.64 | $2272.32 | $241.22 | $189.36 |  |  |  |  |  | 16.184% | 16.184% | 16.184% | 10/14/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.250% | 0 | 0 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 98.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 222.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1634 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.471% | $3557.91 | $3557.91 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $63974.68 | 1 | $4800.72 | $2826.00 | $400.06 | $235.50 |  |  |  |  |  | 18.007% | 18.007% | 18.007% | 10/07/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.15 |  | No | No |  | $0.00 | $62879.04 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1685 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1730.00 | $3965.74 |  | 6.536% | $4146.00 | $4146.00 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $13664.87 | 1 | $8882.04 | $1905.00 | $740.17 | $158.75 |  |  |  |  |  | 42.765% | 42.765% | 42.765% | 10/27/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1730.00 |  | 6.160% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 93.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1671 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 5.980% | $3462.40 | $3462.40 | 6.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16209.53 | 1 | $14180.76 | $10075.92 | $1181.73 | $839.66 |  |  |  |  |  | 44.348% | 44.348% | 44.348% | 10/22/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $12500.00 | 3.3 | DU |  | ApproveEligible | Yes | No | 6.000% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.18 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1700 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.719% | $1692.52 | $1692.52 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $37895.76 | 2 | $3054.84 | $1610.04 | $254.57 | $134.17 |  |  |  |  |  | 15.049% | 15.049% | 15.049% | 10/08/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.170% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 120.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1629 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.464% | $1232.53 | $1232.53 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11096.97 | 1 | $1346.16 | $1169.04 | $112.18 | $97.42 |  |  |  |  |  | 43.950% | 43.950% | 43.950% | 09/17/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.230% | $2000.00 | 4.6 | DU |  | ApproveEligible | N/A | No | 6.500% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.71 |  | Yes | No |  | $0.00 | $14166.69 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1691 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.343% | $3309.01 | $3309.01 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18206.81 | 1 | $5335.92 | $4757.16 | $444.66 | $396.43 |  |  |  |  |  | 39.698% | 39.698% | 39.698% | 08/06/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 2 | DU |  | ApproveEligible | Yes | No | 6.375% | 1 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 126.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1688 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.968% | $3512.80 | $3512.80 | 7.000% | No | No | Not Employed | Not Employed | Non-Employment Income |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  | $12453.76 | 1 | $2562.60 | $767.04 | $213.55 | $63.92 |  |  |  |  |  | 35.588% | 35.588% | 35.588% | 10/21/2025 | 803 | 801 | 814 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $9250.00 | 1.2 | LP / LPA |  | Accept/Eligible | No | No | 7.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 60.970% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 70.88 |  | Yes | No |  | $19334.44 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1584 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.712% | $1471.02 | $1471.02 | 6.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $13399.87 | 3 | $8663.64 | $1358.52 | $721.97 | $113.21 |  |  |  |  |  | 44.447% | 44.447% | 44.447% | 08/08/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.220% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.750% | 0 | 1 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.77 |  | No | No |  | $0.00 | $24120.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1692 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.604% | $6002.92 | $6002.92 | 6.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10359.58 | 2 | $4772.04 | $1782.96 | $397.67 | $148.58 |  |  |  |  |  | 49.586% | 49.586% | 49.586% | 10/10/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $625.00 |  | DU |  | ApproveEligible | No | No | 6.625% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 60.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 65.93 |  | No | No |  | $0.00 | $20548.93 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1644 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.476% | $1881.98 | $1881.98 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $35954.66 | 1 | $2305.56 | $2844.96 | $192.13 | $237.08 |  |  |  |  |  | 31.708% | 31.708% | 31.708% | 10/14/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.290% | $5000.00 | 2.4 | DU |  | ApproveEligible | No | No | 6.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 64.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1670 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.335% | $935.80 | $935.80 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $14217.50 | 1 | $1836.00 | $1716.00 | $153.00 | $143.00 |  |  |  |  |  | 22.853% | 22.853% | 22.853% | 10/13/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1.4 | DU |  | ApproveEligible | No | No | 6.375% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.45 |  | No | No |  | $0.00 | $3333.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1661 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.728% | $972.90 | $972.90 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4743.72 | 1 | $736.20 | $726.00 | $61.35 | $60.50 |  |  |  |  |  | 37.206% | 37.206% | 37.206% | 10/21/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $200.00 | 1.6 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1631 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.334% | $856.44 | $856.44 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5934.95 | 1 | $1716.00 | $1926.00 | $143.00 | $160.50 |  |  |  |  |  | 34.374% | 34.374% | 34.374% | 09/19/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.375% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 21 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 453.36 |  | Yes | No |  | $0.00 | $4812.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1696 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.973% | $3642.53 | $3642.53 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17064.99 | 1 | $7966.80 | $1052.04 | $663.90 | $87.67 |  |  |  |  |  | 37.017% | 37.017% | 37.017% | 09/10/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.170% | $0.00 | 1.3 | DU |  | ApproveEligible | No | No | 7.000% | 1 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| xxxxxx | OBX26INV1695 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.843% | $3330.63 | $3330.63 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21463.45 | 1 | $6770.04 | $3030.96 | $564.17 | $252.58 |  |  |  |  |  | 41.885% | 41.885% | 41.885% | 09/04/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.170% | $0.00 | 3.1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.06 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| xxxxxx | OBX26INV1701 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.363% | $3724.50 | $3724.50 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6852.68 | 2 | $10436.04 | $1742.16 | $869.67 | $145.18 |  |  |  |  |  | 45.179% | 45.179% | 45.179% | 10/29/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.260% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1662 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $449.38 |  | 6.493% | $2212.24 | $2212.24 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $32066.67 | 1 | $11207.16 | $2562.00 | $933.93 | $213.50 |  |  |  |  |  | 18.454% | 18.454% | 18.454% | 10/21/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.500% | 3 |  | 0 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 503.1 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1697 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.604% | $2241.09 | $2241.09 | 6.625% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12519.49 | 1 | $3536.52 | $2007.36 | $294.71 | $167.28 |  |  |  |  |  | 48.638% | 48.638% | 48.638% | 10/16/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.170% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.625% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 67.760% | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 52.3 |  | No | No |  | $4043.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1676 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.725% | $2529.53 | $2529.53 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8905.42 | 2 | $8579.64 | $1748.04 | $714.97 | $145.67 |  |  |  |  |  | 40.170% | 40.170% | 40.170% | 08/29/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.240% | $5000.00 |  | LP / LPA |  | Accept/Eligible | N/A | No | 6.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.610% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.87 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1684 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.719% | $3597.29 | $3597.29 | 6.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $19687.71 | 1 | $1355.16 | $1586.28 | $112.93 | $132.19 |  |  |  |  |  | 36.879% | 36.879% | 36.879% | 10/26/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.160% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.110% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.92 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| xxxxxx | OBX26INV1702 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1145.00 | $655.31 |  | 7.114% | $2586.54 | $2586.54 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $34315.88 | 1 | $5944.08 | $863.88 | $495.34 | $71.99 |  |  |  |  |  | 14.716% | 14.716% | 14.716% | 10/17/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1145.00 |  | 6.260% | $7000.00 | 1 | DU |  | ApproveEligible | No | No | 7.125% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 33.840% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.5 |  | No | No |  | $0.00 | $8388.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| xxxxxx | OBX26INV1681 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1745.00 | $572.01 |  | 6.615% | $3852.11 | $3852.11 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10297.03 | 1 | $654.24 | $600.00 | $54.52 | $50.00 |  |  |  |  |  | 40.099% | 40.099% | 40.099% | 10/23/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1745.00 |  | 6.240% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 33.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1698 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $90.00 | $1509.30 |  | 6.781% | $1945.79 | $1945.79 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $25871.41 | 1 | $3880.08 | $555.00 | $323.34 | $46.25 |  |  |  |  |  | 22.757% | 22.757% | 22.757% | 09/30/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $90.00 |  | 6.170% | $0.00 | 1.5 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 521.71 |  | No | No |  | $0.00 | $11701.73 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1614 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 |  |  | 6.732% | $2699.79 | $2699.79 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8956.23 | 1 | $3698.16 | $2957.04 | $308.18 | $246.42 |  |  |  |  |  | 45.438% | 45.438% | 45.438% | 09/12/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.310% | $0.00 | 2.6 | DU |  | ApproveEligible | No | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 85.690% | No | 34 | 9 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 98.55 |  | No | No |  | $0.00 | $6928.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| xxxxxx | OBX26INV1703 | xxxxxx |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.239% | $4965.76 | $4965.76 | 6.250% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $14051.30 | 1 | $17874.96 | $2846.04 | $1489.58 | $237.17 |  |  |  |  |  | 48.951% | 48.951% | 48.951% | 10/21/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.230% | $0.00 | 1.3 | LP / LPA |  | Accept/Eligible | Yes | No | 6.250% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.960% | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.9 |  | No | No |  | $4080.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| xxxxxx | OBX26INV1470 | xxxxxx |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2519.00 | $7852.26 |  | 7.027% | $3218.95 | $3218.95 | 6.875% | No | Yes | Employed | Employed | Non-Employment Income |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  | $9243.35 | 1 | $14508.12 | $1581.96 | $1209.01 | $131.83 |  |  |  |  |  | 48.015% | 48.015% | 48.015% | 07/17/2025 | 739 | 743 | 773 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2519.00 |  | 6.750% | $0.00 | 2.5 | DU |  | ApproveEligible | No | No | 6.875% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX | 2.600% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 3.12 |  | No | No |  | $1552.40 | $5937.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |

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## Exhibit 99.1

**Exhibit 99.1 Schedule 5**

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** |
| xxxxxx | OBX26INV1467 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1510.17 |  | 0.499053 |  |  |  |  |  | $1510.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1471 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2627.63 |  | 0.408295 |  |  |  |  |  | $2627.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1487 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3525.68 |  | 0.260582 |  |  |  |  |  | $3525.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1477 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2909.24 |  | 0.457162 |  |  |  |  |  | $2909.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1507 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8780.18 |  | 0.341217 |  |  |  |  |  | $8780.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1622 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $12313.55 |  | 0.455832 |  |  |  |  |  | $12313.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1485 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3801.78 |  | 0.490203 |  |  |  |  |  | $3801.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1630 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4102.30 |  | 0.498763 |  |  |  |  |  | $4102.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1481 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2408.22 |  | 0.396345 |  |  |  |  |  | $2408.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1520 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2732.51 |  | 0.447330 |  |  |  |  |  | $2732.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1640 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3653.98 |  | 0.492252 |  |  |  |  |  | $3653.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1643 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2784.49 |  | 0.485051 |  |  |  |  |  | $2784.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1503 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3731.51 |  | 0.471895 |  |  |  |  |  | $3731.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1537 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4287.49 |  | 0.461672 |  |  |  |  |  | $4287.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1536 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2334.84 |  | 0.415709 |  |  |  |  |  | $2334.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1645 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6593.12 |  | 0.419391 |  |  |  |  |  | $6593.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1509 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1822.21 |  | 0.421727 |  |  |  |  |  | $1822.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1504 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5132.92 |  | 0.179019 |  |  |  |  |  | $5132.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1484 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1273.47 |  | 0.463302 |  |  |  |  |  | $1273.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1566 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2442.04 |  | 0.349536 |  |  |  |  |  | $2442.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1508 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2109.07 |  | 0.397320 |  |  |  |  |  | $2109.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1654 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2010.50 |  | 0.243324 |  |  |  |  |  | $2010.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1491 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2288.78 |  | 0.367000 |  |  |  |  |  | $2288.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1538 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1959.07 |  | 0.276554 |  |  |  |  |  | $1959.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1492 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1784.38 |  | 0.239777 |  |  |  |  |  | $1784.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1575 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2023.19 |  | 0.061953 |  |  |  |  |  | $2023.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1479 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5168.40 |  | 0.260097 |  |  |  |  |  | $5168.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1543 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1618.96 |  | 0.341151 |  |  |  |  |  | $1618.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1592 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1463.25 |  | 0.350937 |  |  |  |  |  | $1463.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1489 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3800.82 |  | 0.329118 |  |  |  |  |  | $3800.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1600 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1895.51 |  | 0.438752 |  |  |  |  |  | $1895.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1494 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2216.90 |  | 0.380060 |  |  |  |  |  | $2216.90 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1554 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4911.41 |  | 0.492560 |  |  |  |  |  | $4911.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1599 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4542.73 |  | 0.121412 |  |  |  |  |  | $4542.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1619 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3348.44 |  | 0.320439 |  |  |  |  |  | $3348.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1486 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5388.03 |  | 0.303417 |  |  |  |  |  | $5388.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1585 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3180.98 |  | 0.444935 |  |  |  |  |  | $3180.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1514 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1849.48 |  | 0.253501 |  |  |  |  |  | $1849.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1588 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6795.24 |  | 0.498686 |  |  |  |  |  | $6795.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1533 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5385.75 |  | 0.375668 |  |  |  |  |  | $5385.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1553 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3176.11 |  | 0.479368 |  |  |  |  |  | $3176.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1621 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1120.24 |  | 0.346400 |  |  |  |  |  | $1120.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1660 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5884.08 |  | 0.388889 |  |  |  |  |  | $5884.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1530 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3610.78 |  | 0.434298 |  |  |  |  |  | $3610.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1512 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5476.87 |  | 0.346745 |  |  |  |  |  | $5476.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1567 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2781.69 |  | 0.387330 |  |  |  |  |  | $2781.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1577 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3265.35 |  | 0.309316 |  |  |  |  |  | $3265.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1633 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $16593.21 |  | 0.440140 |  |  |  |  |  | $16593.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1549 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4512.97 |  | 0.192301 |  |  |  |  |  | $4512.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1556 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3207.80 |  | 0.145025 |  |  |  |  |  | $3207.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1570 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2197.89 |  | 0.282401 |  |  |  |  |  | $2197.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1578 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2582.71 |  | 0.404220 |  |  |  |  |  | $2582.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1542 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5149.89 |  | 0.254226 |  |  |  |  |  | $5149.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1562 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2321.66 |  | 0.475091 |  |  |  |  |  | $2321.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1544 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3054.49 |  | 0.453461 |  |  |  |  |  | $3054.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1488 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3111.22 |  | 0.387183 |  |  |  |  |  | $3111.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1611 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4370.97 |  | 0.374330 |  |  |  |  |  | $4370.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3150.70 |  | 0.300324 |  |  |  |  |  | $3150.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1606 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2772.62 |  | 0.193509 |  |  |  |  |  | $2772.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1539 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1951.19 |  | 0.405039 |  |  |  |  |  | $1951.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1560 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2813.03 |  | 0.434766 |  |  |  |  |  | $2813.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1511 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2929.88 |  | 0.451957 |  |  |  |  |  | $2929.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1526 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6166.55 |  | 0.331946 |  |  |  |  |  | $6166.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1678 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8175.14 |  | 0.335509 |  |  |  |  |  | $8175.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1513 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4265.30 |  | 0.454351 |  |  |  |  |  | $4265.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1572 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3423.70 |  | 0.449722 |  |  |  |  |  | $3423.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1590 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2165.68 |  | 0.289347 |  |  |  |  |  | $2165.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1677 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6545.42 |  | 0.377107 |  |  |  |  |  | $6545.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1580 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4429.10 |  | 0.224349 |  |  |  |  |  | $4429.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1576 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3560.51 |  | 0.448708 |  |  |  |  |  | $3560.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1581 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4480.45 |  | 0.205238 |  |  |  |  |  | $4480.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1516 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5125.62 |  | 0.099373 |  |  |  |  |  | $5125.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1583 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4155.88 |  | 0.174185 |  |  |  |  |  | $4155.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1510 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1496.39 |  | 0.396400 |  |  |  |  |  | $1496.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1647 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3266.13 |  | 0.432668 |  |  |  |  |  | $3266.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1540 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2473.76 |  | 0.482913 |  |  |  |  |  | $2473.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1541 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3075.83 |  | 0.482913 |  |  |  |  |  | $3075.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1569 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5545.24 |  | 0.482891 |  |  |  |  |  | $5545.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1499 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2185.42 |  | 0.454826 |  |  |  |  |  | $2185.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1534 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4484.75 |  | 0.343634 |  |  |  |  |  | $4484.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1476 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3972.98 |  | 0.492926 |  |  |  |  |  | $3972.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1501 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2544.26 |  | 0.399571 |  |  |  |  |  | $2544.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1525 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4829.38 |  | 0.272031 |  |  |  |  |  | $4829.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1586 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5410.65 |  | 0.200925 |  |  |  |  |  | $5410.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1582 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7234.30 |  | 0.429264 |  |  |  |  |  | $7234.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1502 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3471.00 |  | 0.281082 |  |  |  |  |  | $3471.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1505 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2031.79 |  | 0.424387 |  |  |  |  |  | $2031.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1466 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6295.68 |  | 0.491478 |  |  |  |  |  | $6295.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1593 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2359.26 |  | 0.230156 |  |  |  |  |  | $2359.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1482 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1547.90 |  | 0.497669 |  |  |  |  |  | $1547.90 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1519 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1415.35 |  | 0.446062 |  |  |  |  |  | $1415.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1596 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1664.55 |  | 0.453447 |  |  |  |  |  | $1664.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1517 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1593.57 |  | 0.443513 |  |  |  |  |  | $1593.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1500 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2636.46 |  | 0.401013 |  |  |  |  |  | $2636.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1594 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2341.63 |  | 0.411954 |  |  |  |  |  | $2341.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1545 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8013.59 |  | 0.467175 |  |  |  |  |  | $8013.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1518 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1193.68 |  | 0.438138 |  |  |  |  |  | $1193.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1642 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2455.66 |  | 0.370924 |  |  |  |  |  | $2455.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1527 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5760.11 |  | 0.267583 |  |  |  |  |  | $5760.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1524 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8292.58 |  | 0.436132 |  |  |  |  |  | $8292.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3333.13 |  | 0.429282 |  |  |  |  |  | $3333.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1571 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4842.81 |  | 0.201011 |  |  |  |  |  | $4842.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1641 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2572.15 |  | 0.462941 |  |  |  |  |  | $2572.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1552 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2804.59 |  | 0.379205 |  |  |  |  |  | $2804.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1532 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3012.41 |  | 0.351137 |  |  |  |  |  | $3012.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1668 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2738.05 |  | 0.305724 |  |  |  |  |  | $2738.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1607 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3855.55 |  | 0.172833 |  |  |  |  |  | $3855.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1601 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2310.58 |  | 0.292925 |  |  |  |  |  | $2310.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1609 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1753.29 |  | 0.416116 |  |  |  |  |  | $1753.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1495 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3372.57 |  | 0.471642 |  |  |  |  |  | $3372.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1598 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4157.62 |  | 0.473013 |  |  |  |  |  | $4157.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1472 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2893.45 |  | 0.279664 |  |  |  |  |  | $2893.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1557 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3188.73 |  | 0.210602 |  |  |  |  |  | $3188.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1574 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1973.32 |  | 0.411849 |  |  |  |  |  | $1973.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1522 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4948.85 |  | 0.472606 |  |  |  |  |  | $4948.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1555 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2065.81 |  | 0.367895 |  |  |  |  |  | $2065.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1646 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1771.77 |  | 0.345372 |  |  |  |  |  | $1771.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1563 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1730.34 |  | 0.351955 |  |  |  |  |  | $1730.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1565 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4611.76 |  | 0.434920 |  |  |  |  |  | $4611.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1699 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3496.73 |  | 0.464142 |  |  |  |  |  | $3496.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1694 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1437.22 |  | 0.279518 |  |  |  |  |  | $1437.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1478 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1473.85 |  | 0.484979 |  |  |  |  |  | $1473.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1628 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2618.83 |  | 0.327700 |  |  |  |  |  | $2618.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1579 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3722.04 |  | 0.333263 |  |  |  |  |  | $3722.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1632 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1798.03 |  | 0.422404 |  |  |  |  |  | $1798.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1521 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1713.19 |  | 0.437461 |  |  |  |  |  | $1713.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1531 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5987.74 |  | 0.443571 |  |  |  |  |  | $5987.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1665 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1845.33 |  | 0.432472 |  |  |  |  |  | $1845.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1617 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4047.11 |  | 0.483950 |  |  |  |  |  | $4047.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1669 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2189.69 |  | 0.441731 |  |  |  |  |  | $2189.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1680 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3070.87 |  | 0.436500 |  |  |  |  |  | $3070.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1561 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5877.22 |  | 0.364321 |  |  |  |  |  | $5877.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1550 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1815.33 |  | 0.496158 |  |  |  |  |  | $1815.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1690 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3902.58 |  | 0.425324 |  |  |  |  |  | $3902.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1624 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3186.26 |  | 0.466052 |  |  |  |  |  | $3186.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1625 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2923.80 |  | 0.486484 |  |  |  |  |  | $2923.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1659 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2747.43 |  | 0.254880 |  |  |  |  |  | $2747.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1689 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2664.50 |  | 0.355437 |  |  |  |  |  | $2664.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1612 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2449.77 |  | 0.440217 |  |  |  |  |  | $2449.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1655 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3258.30 |  | 0.207086 |  |  |  |  |  | $3258.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1649 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4263.99 |  | 0.495252 |  |  |  |  |  | $4263.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1657 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3510.82 |  | 0.348425 |  |  |  |  |  | $3510.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1656 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2948.65 |  | 0.488788 |  |  |  |  |  | $2948.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1623 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3003.59 |  | 0.485841 |  |  |  |  |  | $3003.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1664 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3747.63 |  | 0.452729 |  |  |  |  |  | $3747.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1635 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3144.79 |  | 0.183886 |  |  |  |  |  | $3144.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1667 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1251.40 |  | 0.254997 |  |  |  |  |  | $1251.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1652 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3157.12 |  | 0.475539 |  |  |  |  |  | $3157.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1682 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6215.89 |  | 0.498779 |  |  |  |  |  | $6215.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1693 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2495.59 |  | 0.465056 |  |  |  |  |  | $2495.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1603 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2666.43 |  | 0.393203 |  |  |  |  |  | $2666.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1658 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4854.47 |  | 0.376852 |  |  |  |  |  | $4854.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1679 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2039.33 |  | 0.193886 |  |  |  |  |  | $2039.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1673 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3667.83 |  | 0.425125 |  |  |  |  |  | $3667.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1551 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3892.93 |  | 0.440544 |  |  |  |  |  | $3892.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1616 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1454.79 |  | 0.492175 |  |  |  |  |  | $1454.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1686 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2994.85 |  | 0.242805 |  |  |  |  |  | $2994.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1653 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4509.24 |  | 0.458394 |  |  |  |  |  | $4509.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1674 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4963.12 |  | 0.400554 |  |  |  |  |  | $4963.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1666 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2160.16 |  | 0.356060 |  |  |  |  |  | $2160.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1639 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1312.36 |  | 0.451959 |  |  |  |  |  | $1312.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1675 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1572.99 |  | 0.161844 |  |  |  |  |  | $1572.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1634 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4193.47 |  | 0.180066 |  |  |  |  |  | $4193.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1671 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5483.79 |  | 0.443482 |  |  |  |  |  | $5483.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1700 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2081.26 |  | 0.150491 |  |  |  |  |  | $2081.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1629 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1507.13 |  | 0.439498 |  |  |  |  |  | $1507.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1691 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4150.10 |  | 0.396975 |  |  |  |  |  | $4150.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1688 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3790.27 |  | 0.355877 |  |  |  |  |  | $3790.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1584 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2306.20 |  | 0.444465 |  |  |  |  |  | $2306.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1692 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6549.17 |  | 0.495858 |  |  |  |  |  | $6549.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1644 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2311.19 |  | 0.317075 |  |  |  |  |  | $2311.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1670 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1306.80 |  | 0.228528 |  |  |  |  |  | $1306.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1661 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1292.42 |  | 0.372060 |  |  |  |  |  | $1292.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1631 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1159.94 |  | 0.343736 |  |  |  |  |  | $1159.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1696 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4394.10 |  | 0.370170 |  |  |  |  |  | $4394.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1695 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4147.38 |  | 0.418853 |  |  |  |  |  | $4147.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1701 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4739.35 |  | 0.451786 |  |  |  |  |  | $4739.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1697 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3368.58 |  | 0.486383 |  |  |  |  |  | $3368.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1676 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3390.17 |  | 0.401702 |  |  |  |  |  | $3390.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1684 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3842.41 |  | 0.368792 |  |  |  |  |  | $3842.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1703 | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6692.51 |  | 0.489510 |  |  |  |  |  | $6692.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** |
| xxxxxx | OBX26INV1467 | $191.38 | $81.33 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  | 24.99 | US Citizen | US Citizen | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 2-Stated/Not Verified | 06/11/2025 | 774 | Fair Isaac (VER. 2) | 773 | Beacon 5 | 782 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | 06/11/2025 | 730 | Fair Isaac (VER. 2) | 732 | Beacon 5 | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1471 | $259.94 | $68.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 07/11/2025 | 741 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/11/2025 | 753 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1487 | $611.62 | $233.79 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 9.89 | US Citizen | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/09/2025 | 756 | FICO II | 765 | Beacon 5 | 797 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/09/2025 | 767 | FICO II | 769 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1477 | $580.00 | $45.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.24 | US Citizen |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | 08/26/2025 | 737 | Fair Isaac (VER. 2) | 715 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1507 | $1666.67 | $126.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 09/02/2025 | 813 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 09/02/2025 | 804 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 815 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1622 | $3278.54 | $206.43 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 1.44 | Permanent Resident Alien | Permanent Resident Alien | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card | Level 3-Stated/Partially Verified | 09/16/2025 | 818 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | 09/16/2025 | 793 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1485 | $356.78 | $149.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 09/13/2025 | 805 | FICO II | 809 | Beacon 5 | 807 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/13/2025 | 799 | FICO II | 814 | Beacon 5 | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1630 | $672.92 | $79.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.30 | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 09/12/2025 | 756 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1481 | $64.33 | $110.64 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 10.53 | US Citizen | US Citizen | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/14/2025 | 832 | Fair Isaac (VER. 2) | 807 | Beacon 5 | 804 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/14/2025 | 834 | Fair Isaac (VER. 2) | 804 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1520 | $126.67 | $288.73 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 09/09/2025 | 738 | FICO II | 759 | Beacon 5 | 695 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/09/2025 | 728 | FICO II | 742 | Beacon 5 | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1640 | $663.50 | $86.43 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.55 | US Citizen | US Citizen | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 08/27/2025 | 704 | Fair Isaac (VER. 2) | 699 | FICO Classic V5 Facta | 688 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/17/2025 | 745 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1643 | $331.63 | $45.26 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/09/2025 |  |  | 785 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1503 | $859.85 | $126.63 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.84 | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 09/08/2025 | 728 | FICO II | 743 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1537 | $613.67 | $124.00 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 0.04 | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/18/2025 | 800 | Fair Isaac (VER. 2) | 787 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1536 | $209.28 | $80.58 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 2.08 | US Citizen | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 09/18/2025 | 765 | Fair Isaac (VER. 2) | 765 | Beacon 5 | 766 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/18/2025 | 785 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1645 | $816.49 | $201.79 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.63 | US Citizen | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 09/14/2025 | 789 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/14/2025 | 804 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1509 | $195.79 | $148.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 09/16/2025 | 807 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1504 | $746.60 | $413.83 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  | Level 3-Stated/Partially Verified | 09/09/2025 | 773 | FICO II | 787 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1484 | $266.06 | $112.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/25/2025 | 768 | FICO II | 787 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1566 | $469.71 | $110.93 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 09/18/2025 |  |  | 794 | Beacon 5 | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1508 | $285.99 | $43.90 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.30 | Permanent Resident Alien |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 09/16/2025 | 805 | Fair Isaac (VER. 2) | 811 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1654 | $470.68 | $104.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/30/2025 | 729 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1491 | $398.67 | $212.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.38 | US Citizen | US Citizen | 698 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/08/2025 | 754 | Fair Isaac (VER. 2) | 698 | FICO Classic V5 Facta | 694 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/08/2025 | 774 | Fair Isaac (VER. 2) | 698 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1538 | $155.90 | $52.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.17 | US Citizen | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/17/2025 | 821 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 756 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/17/2025 | 813 | Fair Isaac (VER. 2) | 806 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1492 | $133.09 | $121.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.76 | Permanent Resident Alien |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 09/10/2025 | 754 | Fair Isaac (VER. 2) | 785 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1575 | $235.01 | $129.00 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/03/2025 | 793 | FICO II | 771 | Beacon 5 | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1479 | $719.74 | $511.60 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.67 | US Citizen | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 08/26/2025 | 789 | Fair Isaac (VER. 2) | 744 | Beacon 5 | 761 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/26/2025 | 796 | Fair Isaac (VER. 2) | 773 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1543 | $375.63 | $101.47 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.21 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 3-Stated/Partially Verified | 09/19/2025 | 752 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1592 | $38.50 | $150.72 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 690 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/21/2025 | 721 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1489 | $329.95 | $227.00 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.01 | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 09/16/2025 | 719 | Fair Isaac | 723 | Beacon 5 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1600 | $322.30 | $94.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 16.94 | US Citizen |  | 815 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/24/2025 | 818 | FICO II | 815 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1494 | $359.28 | $177.75 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.05 | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 09/11/2025 | 785 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1554 | $688.60 | $156.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.82 | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 09/18/2025 | 743 | FICO II | 766 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1599 | $854.17 | $315.85 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 10/14/2025 | 753 | FICO II | 772 | Beacon 5 | 795 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/14/2025 | 759 | FICO II | 774 | Beacon 5 | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1619 | $526.01 | $28.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.93 | US Citizen | Permanent Resident Alien | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 10/09/2025 | 784 | FICO II | 787 | Beacon 5 | 803 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 1-Not Stated/Not Verified | 10/09/2025 | 818 | FICO II | 799 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1486 | $822.43 | $282.42 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.64 | US Citizen | US Citizen | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/10/2025 | 790 | FICO II | 762 | Beacon 5 | 751 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/10/2025 | 793 | FICO II | 806 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1585 | $547.73 | $0.00 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 5.10 | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 3-Stated/Partially Verified | 10/03/2025 | 789 | FICO II |  |  |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/03/2025 | 781 | FICO II | 771 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1514 | $67.70 | $74.67 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/04/2025 | 804 | Fair Isaac (VER. 2) |  |  | 804 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/04/2025 | 820 | Fair Isaac (VER. 2) | 797 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1588 | $201.21 | $107.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.48 | US Citizen | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/25/2025 | 809 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/25/2025 | 800 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 | Trustee |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/25/2025 | 800 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1533 | $574.71 | $88.58 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.74 | US Citizen |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 3-Stated/Partially Verified | 09/18/2025 | 729 | Fair Isaac (VER. 2) | 735 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1553 | $440.50 | $101.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.67 | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 09/18/2025 | 743 | FICO II | 766 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1621 | $79.82 | $148.91 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/26/2025 | 840 | Fair Isaac (VER. 2) | 817 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/26/2025 | 780 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1660 | $1283.75 | $111.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.54 | Permanent Resident Alien | Permanent Resident Alien | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 09/29/2025 | 792 | Fair Isaac (VER. 2) | 702 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 1-Not Stated/Not Verified | 09/29/2025 | 710 | Fair Isaac (VER. 2) | 702 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1530 | $395.46 | $61.75 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 0.92 | Permanent Resident Alien |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 3-Stated/Partially Verified | 09/17/2025 | 773 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1512 | $1005.38 | $213.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 4.01 | Permanent Resident Alien |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Permanent Resident Alien | Resident Alien Card | Level 3-Stated/Partially Verified | 09/17/2025 | 813 | Fair Isaac (VER. 2) | 806 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1567 | $462.50 | $146.95 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/13/2025 | 820 | FICO II | 782 | Beacon 5 | 799 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/13/2025 | 801 | FICO II | 794 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1577 | $599.12 | $281.07 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 07/15/2025 | 721 | Fair Isaac (VER. 2) | 706 | Beacon 5 | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1633 | $2916.67 | $230.01 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 07/31/2025 | 804 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1549 | $796.88 | $54.64 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 786 | Fair Isaac (VER. 2) | 773 | Beacon 5 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1556 | $515.86 | $111.17 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 3.84 | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/20/2025 | 797 | Fair Isaac (VER. 2) | 772 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1570 | $222.04 | $118.95 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/23/2025 | 781 | Fair Isaac (VER. 2) | 742 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1578 | $519.28 | $410.17 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 4.07 | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/24/2025 | 745 | Fair Isaac (VER. 2) | 779 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1542 | $838.54 | $286.20 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/19/2025 | 822 | FICO II | 790 | Beacon 5 | 783 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/19/2025 | 826 | FICO II | 784 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1562 | $325.48 | $79.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/07/2025 | 735 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1544 | $307.20 | $83.60 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 16.93 | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/19/2025 | 778 | Fair Isaac (VER. 2) | 751 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1488 | $211.96 | $250.50 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 2.53 | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 09/09/2025 | 800 | Fair Isaac (VER. 2) | 807 | Beacon 5 | 798 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/09/2025 | 798 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1611 | $781.25 | $69.34 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/26/2025 | 787 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1490 | $286.02 | $97.14 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.72 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 09/03/2025 | 782 | FICO II | 787 | Beacon 5 | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1606 | $128.58 | $144.17 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.60 | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 10/02/2025 | 792 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1539 | $355.72 | $232.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 1.92 | US Citizen | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 1-Not Stated/Not Verified | 09/19/2025 | 774 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/19/2025 | 787 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1560 | $595.73 | $88.33 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 2-Stated/Not Verified | 09/17/2025 | 788 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1511 | $626.75 | $45.83 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.54 | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/16/2025 | 791 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/16/2025 | 805 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1526 | $741.42 | $127.00 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.20 | US Citizen |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 07/23/2025 | 711 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1678 | $1555.68 | $147.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.96 | US Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 09/08/2025 | 807 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 813 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1513 | $312.99 | $488.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.07 | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/09/2025 | 730 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1572 | $476.14 | $168.78 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Unemployed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/23/2025 | 819 | FICO II |  |  | 803 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/23/2025 | 826 | FICO II | 791 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1590 | $443.59 | $100.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 09/28/2025 | 729 | Fair Isaac (VER. 2) | 722 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1677 | $1177.24 | $34.26 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 8.07 | Permanent Resident Alien |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 3-Stated/Partially Verified | 09/21/2025 | 784 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1580 | $701.83 | $607.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/25/2025 | 803 | FICO II | 789 | Beacon 5 |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/25/2025 | 797 | FICO II | 801 | Beacon 5 | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1576 | $384.00 | $189.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/06/2025 |  |  | 799 | Beacon 5 | 794 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/06/2025 | 790 | FICO II | 802 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1581 | $817.71 | $52.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/11/2025 | 763 | FICO II | 770 | Beacon 5 | 772 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/11/2025 | 820 | FICO II | 809 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1516 | $271.66 | $260.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 13.39 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/11/2025 | 787 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1583 | $724.31 | $120.83 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/25/2025 | 821 | FICO II | 809 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1510 | $165.09 | $81.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 09/17/2025 | 793 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/17/2025 | 797 | Fair Isaac (VER. 2) | 792 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1647 | $182.76 | $210.08 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.00 | US Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 09/24/2025 | 698 | FICO II | 718 | Beacon 5 | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1540 | $421.96 | $92.85 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.03 | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 09/17/2025 | 739 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1541 | $512.61 | $106.51 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.51 | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 09/17/2025 | 739 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1569 | $1268.37 | $294.84 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.61 | US Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/23/2025 | 811 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1499 | $133.85 | $57.00 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 09/15/2025 | 786 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/15/2025 | 812 | Fair Isaac (VER. 2) | 817 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1534 | $274.76 | $64.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.22 | US Citizen |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 09/18/2025 | 729 | Fair Isaac (VER. 2) | 735 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1476 | $458.33 | $43.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Employment Authorization | Level 4-Stated/Verified as defined | 08/19/2025 | 791 | Fair Isaac (VER. 2) | 769 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1501 | $554.99 | $236.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.68 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 09/03/2025 | 804 | FICO II | 763 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1525 | $888.09 | $101.51 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 2.46 | US Citizen | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/12/2025 | 802 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 770 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/12/2025 | 778 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1586 | $668.85 | $211.92 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/22/2025 | 778 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1582 | $1273.44 | $240.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 09/25/2025 | 778 | Fair Isaac (VER. 2) | 783 | Beacon 5 | 802 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 09/25/2025 | 800 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1502 | $607.65 | $156.34 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 2.13 | Permanent Resident Alien | US Citizen | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Passport | Level 4-Stated/Verified as defined | 10/06/2025 | 722 | FICO II | 723 | Beacon 5 | 735 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/06/2025 | 750 | FICO II | 710 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1505 | $258.37 | $31.92 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.52 | US Citizen | US Citizen | 815 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 6 | US Citizen |  | Level 3-Stated/Partially Verified | 09/12/2025 | 829 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 815 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/12/2025 | 829 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 818 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1466 | $591.71 | $133.67 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 15.79 | US Citizen | US Citizen | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/25/2025 | 784 | FICO II | 724 | Beacon 5 | 722 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/25/2025 | 739 | FICO II | 736 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1593 | $170.41 | $223.83 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 09/25/2025 | 725 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1482 | $183.98 | $91.53 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.70 | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/28/2025 | 759 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1519 | $114.87 | $87.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.64 | Permanent Resident Alien |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 09/16/2025 | 807 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1596 | $344.13 | $194.83 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 48.46 | US Citizen | US Citizen | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/02/2025 | 777 | FICO II | 754 | Beacon 5 | 762 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/02/2025 | 795 | FICO II | 807 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1517 | $128.40 | $92.90 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.71 | Permanent Resident Alien |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 09/16/2025 | 807 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1500 | $337.94 | $52.12 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.44 | Non-Permanent Resident Alien |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Non-Permanent Resident Alien | VISA | Level 4-Stated/Verified as defined | 09/16/2025 | 782 | Fair Isaac (VER. 2) | 775 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1594 | $501.53 | $155.65 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/29/2025 | 790 | Fair Isaac (VER. 2) | 784 | Beacon 5 | 777 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/29/2025 | 807 | Fair Isaac (VER. 2) | 798 | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1545 | $1427.08 | $176.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 09/19/2025 | 798 | Fair Isaac (VER. 2) | 804 | Beacon 5 | 768 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/19/2025 | 812 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1518 | $89.96 | $101.40 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.08 | Permanent Resident Alien |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 09/16/2025 | 807 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1642 | $506.22 | $130.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | 09/26/2025 | 783 | Fair Isaac (VER. 2) | 796 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1527 | $762.62 | $0.00 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 0.68 | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 09/02/2025 | 747 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1524 | $1200.13 | $281.92 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  | 4.21 | US Citizen | US Citizen | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 2-Stated/Not Verified | 09/11/2025 | 794 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 810 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | 09/10/2025 | 790 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1523 | $582.63 | $189.42 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.66 | US Citizen | US Citizen | 730 |  |  |  |  | 0 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 10/23/2025 | 757 | FICO II | 725 | Beacon 5 | 753 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/23/2025 | 756 | FICO II | 687 | Beacon 5 | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1571 | $984.38 | $496.80 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.62 | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/24/2025 | 741 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1641 | $232.48 | $69.58 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.39 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 09/25/2025 | 782 | FICO II | 782 | Beacon 5 | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1552 | $447.56 | $81.42 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 1.61 | Permanent Resident Alien | Permanent Resident Alien | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Permanent Resident Alien | Resident Alien Card | Level 3-Stated/Partially Verified | 09/21/2025 | 762 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 782 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | 09/21/2025 | 745 | Fair Isaac (VER. 2) | 756 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1532 | $160.44 | $41.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.42 | US Citizen |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 09/18/2025 | 729 | Fair Isaac (VER. 2) | 735 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1668 | $443.42 | $520.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 10/01/2025 | 787 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1607 | $791.00 | $176.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 09/29/2025 | 803 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 808 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/29/2025 | 791 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1601 | $198.22 | $53.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 10/02/2025 | 773 | Fair Isaac (VER. 2) | 762 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1609 | $499.94 | $141.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 10/03/2025 | 814 | Fair Isaac (VER. 2) | 816 | Beacon 5 | 798 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/03/2025 | 836 | Fair Isaac (VER. 2) | 816 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1495 | $636.15 | $434.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.39 | US Citizen | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 09/12/2025 | 752 | Fair Isaac (VER. 2) | 784 | Beacon 5 | 801 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/12/2025 | 778 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1598 | $511.57 | $291.11 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.04 | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/22/2025 | 766 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1472 | $319.83 | $80.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 07/09/2025 | 764 | Fair Isaac (VER. 2) | 741 | Beacon 5 | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1557 | $548.52 | $201.48 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.02 | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/16/2025 | 808 | Fair Isaac (VER. 2) | 797 | Beacon 5 | 816 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1574 | $224.25 | $189.92 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 09/24/2025 | 765 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/24/2025 | 762 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1522 | $1306.93 | $177.84 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.61 | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 09/17/2025 | 792 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/17/2025 | 788 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1555 | $309.32 | $130.67 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 1.50 | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  | Level 1-Not Stated/Not Verified | 09/22/2025 | 816 | FICO II | 818 | Beacon 5 | 808 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/22/2025 | 799 | FICO II | 771 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1646 | $479.87 | $78.33 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 823 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 10/01/2025 | 837 | Fair Isaac (VER. 2) | 809 | Beacon 5 | 823 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/01/2025 | 832 | Fair Isaac (VER. 2) | 809 | Beacon 5 | 823 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1563 | $504.79 | $102.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.14 | US Citizen |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/22/2025 | 705 | FICO II | 738 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1565 | $694.50 | $123.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.20 | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/20/2025 | 797 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1699 | $1069.12 | $118.67 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.92 | Permanent Resident Alien | Permanent Resident Alien | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 10/16/2025 | 780 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | 10/16/2025 | 786 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1694 | $179.37 | $148.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/02/2025 | 790 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 768 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/02/2025 | 822 | Fair Isaac (VER. 2) | 810 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1478 | $176.70 | $66.12 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.78 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 08/26/2025 | 784 | Fair Isaac (VER. 2) | 804 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1628 | $204.50 | $56.92 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.17 | Non-Permanent Resident Alien |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | VISA | Level 3-Stated/Partially Verified | 10/09/2025 | 777 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1579 | $635.93 | $67.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 2.05 | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | 09/25/2025 | 790 | Fair Isaac (VER. 2) | 752 | Beacon 5 | 788 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/25/2025 | 792 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1632 | $100.54 | $198.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 7.41 | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 10/10/2025 | 762 | Fair Isaac (VER. 2) | 754 | Beacon 5 | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1521 | $229.59 | $111.09 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.79 | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/22/2025 | 793 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1531 | $451.29 | $182.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 2.59 | US Citizen | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/22/2025 | 789 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/22/2025 | 791 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1665 | $381.21 | $78.76 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 10/17/2025 | 800 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 771 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/17/2025 | 795 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1617 | $135.50 | $221.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 10/06/2025 | 806 | Fair Isaac (VER. 2) | 800 | Beacon 5 | 792 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 7 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 10/09/2025 | 778 | Fair Isaac (VER. 2) | 768 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1669 | $923.43 | $102.01 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.14 | Non-Permanent Resident Alien |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Employment Authorization India | Level 4-Stated/Verified as defined | 10/13/2025 | 809 | Fair Isaac (VER. 2) |  |  | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1680 | $577.74 | $86.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 14.35 | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 10/24/2025 | 791 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1561 | $1489.25 | $274.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 09/15/2025 | 764 | FICO II | 787 | Beacon 5 | 784 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/15/2025 | 668 | FICO II | 691 | Beacon 5 | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1550 | $262.68 | $41.50 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/29/2025 | 788 | FICO II | 760 | Beacon 5 | 757 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/29/2025 | 783 | FICO II | 797 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1690 | $326.75 | $131.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/15/2025 | 759 | Fair Isaac (VER. 2) | 769 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1624 | $1029.29 | $113.89 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  | Level 4-Stated/Verified as defined | 09/08/2025 | 781 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1625 | $868.01 | $129.45 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  | Level 4-Stated/Verified as defined | 09/08/2025 | 781 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1659 | $216.97 | $71.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Passport, VISA | Level 4-Stated/Verified as defined | 10/18/2025 | 782 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1689 | $338.54 | $54.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/12/2025 | 812 | Fair Isaac (VER. 2) | 809 | Beacon 5 | 816 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/12/2025 | 757 | Fair Isaac (VER. 2) | 753 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1612 | $209.70 | $324.90 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | 10/02/2025 | 784 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 780 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/02/2025 | 790 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1655 | $750.30 | $146.50 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 1.92 | US Citizen | Permanent Resident Alien | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 10/17/2025 | 770 | Fair Isaac (VER. 2) | 777 | Beacon 5 | 777 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 10/17/2025 | 765 | Fair Isaac (VER. 2) | 774 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1649 | $158.19 | $140.65 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.49 | US Citizen | US Citizen | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 10/15/2025 | 742 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/15/2025 | 749 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1657 | $684.57 | $136.94 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 09/14/2025 | 725 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1656 | $800.02 | $233.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 13.88 | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  | Level 4-Stated/Verified as defined | 09/08/2025 | 781 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1623 | $954.02 | $94.05 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  | Level 2-Stated/Not Verified | 09/08/2025 | 781 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1664 | $602.65 | $139.47 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 0.22 | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 10/21/2025 | 795 | Fair Isaac (VER. 2) | 783 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1635 | $616.49 | $32.67 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 10/14/2025 | 806 | Fair Isaac (VER. 2) | 790 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 10/14/2025 | 773 | Fair Isaac (VER. 2) | 804 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1667 | $216.00 | $89.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 1-Not Stated/Not Verified | 09/15/2025 | 808 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/15/2025 | 824 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1652 | $476.16 | $151.78 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 0.14 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  | Level 3-Stated/Partially Verified | 10/28/2025 | 760 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1682 | $1067.71 | $57.18 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | VISA | Level 2-Stated/Not Verified | 10/25/2025 | 745 | Fair Isaac (VER. 2) | 744 | Beacon 5 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1693 | $431.09 | $113.84 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | 10/28/2025 | 787 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1603 | $406.93 | $338.57 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.04 | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 08/06/2025 | 790 |  | 783 |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1658 | $943.12 | $117.58 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 2-Stated/Not Verified | 10/16/2025 | 746 | Fair Isaac (VER. 2) | 727 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1679 | $384.65 | $215.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 10/24/2025 | 819 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 763 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/24/2025 | 798 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1673 | $733.24 | $109.25 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.70 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  | Level 3-Stated/Partially Verified | 08/28/2025 | 766 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1551 | $409.62 | $171.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.96 | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/22/2025 | 774 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 793 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/22/2025 | 766 | Fair Isaac (VER. 2) | 770 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1616 | $222.27 | $240.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 12.59 | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/29/2025 | 775 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/29/2025 | 812 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1686 | $171.47 | $149.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 11/11/2025 | 735 | Fair Isaac (VER. 2) | 751 | Beacon 5 | 711 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/11/2025 | 768 | Fair Isaac (VER. 2) | 778 | Beacon 5 | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1653 | $986.43 | $106.75 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.02 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  | Level 3-Stated/Partially Verified | 10/28/2025 | 760 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1674 | $197.60 | $75.50 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/03/2025 | 788 | Fair Isaac (VER. 2) | 764 | Beacon 5 | 760 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/03/2025 | 799 | Fair Isaac (VER. 2) | 797 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1666 | $383.59 | $207.81 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 10/18/2025 | 816 | Fair Isaac (VER. 2) | 813 | Beacon 5 | 819 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/18/2025 |  |  | 806 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1639 | $241.05 | $94.58 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 3-Stated/Partially Verified | 10/22/2025 | 773 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1675 | $241.22 | $189.36 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 10/14/2025 | 708 | Fair Isaac (VER. 2) | 698 | Beacon 5 | 749 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/14/2025 | 808 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1634 | $400.06 | $235.50 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 2.48 | US Citizen | US Citizen | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 10/07/2025 | 793 | Fair Isaac (VER. 2) | 752 | Beacon 5 | 779 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/07/2025 | 781 | Fair Isaac (VER. 2) | 727 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1671 | $1181.73 | $839.66 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/22/2025 | 806 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 808 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/22/2025 | 815 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 818 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1700 | $254.57 | $134.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/08/2025 | 742 | Fair Isaac (VER. 2) | 744 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1629 | $112.18 | $97.42 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 2-Stated/Not Verified | 09/17/2025 | 793 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 2-Stated/Not Verified | 09/17/2025 | 797 | Fair Isaac (VER. 2) | 792 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1691 | $444.66 | $396.43 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 08/06/2025 | 790 | Fair Isaac (VER. 2) | 783 | Beacon 5 | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1688 | $213.55 | $63.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/13/2025 | 803 | Fair Isaac (VER. 2) | 809 | Beacon 5 | 819 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/13/2025 | 803 | Fair Isaac (VER. 2) | 809 | Beacon 5 | 819 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/21/2025 | 814 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1584 | $721.97 | $113.21 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 7.06 | US Citizen | US Citizen | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 08/08/2025 | 723 | Fair Isaac (VER. 2) | 699 | Beacon 5 | 717 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/08/2025 | 724 | Fair Isaac (VER. 2) | 714 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1692 | $397.67 | $148.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/10/2025 | 779 | Fair Isaac (VER. 2) | 790 | Beacon 5 | 797 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/10/2025 | 790 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1644 | $192.13 | $237.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/14/2025 | 703 | Fair Isaac (VER. 2) | 708 | Beacon 5 | 684 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1670 | $153.00 | $143.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/13/2025 | 807 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 802 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/13/2025 | 793 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1661 | $61.35 | $60.50 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 10/21/2025 | 821 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1631 | $143.00 | $160.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 1-Not Stated/Not Verified | 09/19/2025 | 793 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/19/2025 | 786 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1696 | $663.90 | $87.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.12 | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 3-Stated/Partially Verified | 09/10/2025 | 825 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1695 | $564.17 | $252.58 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 0.12 | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 09/04/2025 | 788 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1701 | $869.67 | $145.18 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.57 | US Citizen |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/29/2025 | 729 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1697 | $294.71 | $167.28 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/16/2025 | 770 | Fair Isaac (VER. 2) | 766 | Beacon 5 | 790 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/16/2025 | 773 | Fair Isaac (VER. 2) | 787 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1676 | $714.97 | $145.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 08/29/2025 | 781 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1684 | $112.93 | $132.19 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 3-Stated/Partially Verified | 10/26/2025 | 748 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/26/2025 | 767 | Fair Isaac (VER. 2) | 742 | FICO Classic V5 Facta | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1703 | $1489.58 | $237.17 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 10/21/2025 | 782 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/21/2025 | 735 | Fair Isaac (VER. 2) | 662 | FICO Classic V5 Facta | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| xxxxxx | OBX26INV1467 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1471 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1487 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1477 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1507 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1622 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1485 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1630 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1481 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1520 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1640 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1643 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1503 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1537 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1536 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1645 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1509 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1504 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1484 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1566 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1508 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1491 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1538 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1492 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1575 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1479 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1543 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1592 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1489 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1600 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1494 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1554 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1599 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1619 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1486 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1585 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1514 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1588 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1533 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1553 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1621 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1530 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1512 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1567 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1577 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1633 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1549 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1556 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1570 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1578 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1542 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1562 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1544 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1488 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1611 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1490 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1606 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1539 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1560 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1511 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1526 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1513 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1572 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1590 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1580 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1576 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1581 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1516 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1583 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1510 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1540 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1541 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1569 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1499 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1534 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1476 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1501 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1525 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1586 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1582 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1502 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1505 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1466 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1593 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1482 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1519 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1596 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1517 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1500 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1594 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1545 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1518 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1642 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1527 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1524 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1523 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1571 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1552 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1532 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1607 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1601 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1609 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1495 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1598 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1472 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1557 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1574 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1522 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1555 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1646 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1563 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1565 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1478 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1628 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1579 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1632 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1521 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1531 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1617 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1561 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1550 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1624 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1625 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1659 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1612 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1655 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1649 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1657 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1656 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1623 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1635 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1652 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1603 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1551 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1616 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1653 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1639 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1634 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1629 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1584 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1644 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1631 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx | OBX26INV1703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 6**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| xxxxxx | OBX26INV1465 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1465 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1468 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1468 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1468 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 9.9 | 22.42287 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1469 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1469 | xxxxxx |  |  | Representative FICO | 700 | 683 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1469 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1469 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1471 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1471 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1471 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.95 | 40.82953 | Debt $13,796.05/ Income $37,079.19- file is missing 2 heloc statements exception entered. |
| xxxxxx | OBX26INV1487 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 19.27 | 26.0582 | Debt $10,789.68/ Income $41406.08 |
| xxxxxx | OBX26INV1477 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1477 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1477 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1474 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1497 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 22 | 46.37292 | DTI matches lender's AUS |
| xxxxxx | OBX26INV1507 | xxxxxx |  |  | Representative FICO | 808 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1507 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 38.76 | 34.12168 | DTI matches with Approval |
| xxxxxx | OBX26INV1622 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1485 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1485 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 37.58 | 49.02032 | DTI exceeds- there is no documentation in the loan file to exclude the Pentagon Fed CU debt |
| xxxxxx | OBX26INV1630 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1481 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1481 | xxxxxx |  |  | Original CLTV | 70 | 66.66667 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1481 | xxxxxx |  |  | Original LTV | 70 | 66.66667 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1481 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1481 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 20.52 | 39.63449 | DTI matches 1008 |
| xxxxxx | OBX26INV1528 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1528 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1520 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1520 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1520 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1643 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1643 | xxxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1536 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1536 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1645 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1509 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 40.11 | 42.17265 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1504 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 15.36 | 17.90188 | Debt $10,762.08/ Income $60,726.75 |
| xxxxxx | OBX26INV1484 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1566 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1566 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 39.68 | 34.95362 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1508 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1508 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1654 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1558 | xxxxxx |  |  | Property Type | Single Family Detached | Condo (Low Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1558 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 31.47 | 39.18337 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1651 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1538 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1538 | xxxxxx |  |  | Original CLTV | 69.96 | 73.82842 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1538 | xxxxxx |  |  | Original LTV | 69.96 | 73.82842 | Unable to verify due to missing information |
| xxxxxx | OBX26INV1538 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1538 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 20.56 | 27.65543 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| xxxxxx | OBX26INV1506 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1506 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1492 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1529 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1529 | xxxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxxx | OBX26INV1529 | xxxxxx |  |  | Original CLTV | 35.97 | 37.10692 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1529 | xxxxxx |  |  | Original LTV | 35.97 | 37.10692 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1529 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 10 | 34.15771 | Field data matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1575 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1535 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1535 | xxxxxx |  |  | Representative FICO | 780 | 781 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1535 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1535 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1479 | xxxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1479 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | AUS approved |
| xxxxxx | OBX26INV1543 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1543 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1543 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 45.62 | 34.11512 | DTI matches with 1008 |
| xxxxxx | OBX26INV1592 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| xxxxxx | OBX26INV1592 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 8 | 35.09365 | Field data matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1489 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1489 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 14.03 | 32.91177 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxxx | OBX26INV1600 | xxxxxx |  |  | Original CLTV | 60 | 58.5 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1600 | xxxxxx |  |  | Original LTV | 60 | 58.5 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1600 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1648 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1494 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1494 | xxxxxx |  |  | Original Interest Rate | 6.875 | 6.75 | Field Value reflects the Note value |
| xxxxxx | OBX26INV1494 | xxxxxx |  |  | Original CLTV | 75 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1494 | xxxxxx |  |  | Original LTV | 75 | 70 | Unable to verify due to missing information |
| xxxxxx | OBX26INV1494 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1554 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | locked as Onslow Bay Agency Conforming for rate and term, will use Limited Cash out GSE for refinance purpose. |
| xxxxxx | OBX26INV1599 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1619 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1619 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1627 | xxxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxxx | OBX26INV1585 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1585 | xxxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1514 | xxxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1514 | xxxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxxx | OBX26INV1588 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1588 | xxxxxx |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxxx | OBX26INV1588 | xxxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1588 | xxxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxxx | OBX26INV1588 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1588 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1587 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1587 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.81 | 39.54139 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1533 | xxxxxx |  |  | Original CLTV | 63.08 | 68.81473 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1533 | xxxxxx |  |  | Original LTV | 63.08 | 68.81473 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1533 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1533 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 30.43 | 37.56675 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1553 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1553 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.84 | 47.9368 | Field value matches 1008 |
| xxxxxx | OBX26INV1621 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1621 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1621 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1621 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1660 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1530 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1512 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1512 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 15.53 | 34.67446 | DTI matches with 1008 |
| xxxxxx | OBX26INV1567 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1567 | xxxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxxx | OBX26INV1567 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1567 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.17 | 38.73296 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1577 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 49.93 | 30.93156 | Field Value DTI is lower but closer to the 1008 DTI |
| xxxxxx | OBX26INV1633 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1546 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1549 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1605 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1556 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1556 | xxxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1570 | xxxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1542 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1542 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1613 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1613 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 28.14 | 33.71019 | Verified debt $8309.74/ Income 24,650.53 |
| xxxxxx | OBX26INV1562 | xxxxxx |  |  | Property Type | Townhouse | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1562 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1562 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1488 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1488 | xxxxxx |  |  | Original CLTV | 71.63 | 74.17027 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1488 | xxxxxx |  |  | Original LTV | 71.63 | 74.17027 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1488 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1488 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 14.01 | 38.71826 | DTI matches AUS |
| xxxxxx | OBX26INV1559 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1559 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1559 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 49.75 | 41.06414 | Field Value DTI is in line with the AUS DTI of 41.06%. |
| xxxxxx | OBX26INV1611 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1611 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 29.32 | 37.43298 | Field Value Matches 1008 |
| xxxxxx | OBX26INV1498 | xxxxxx |  |  | Original CLTV | 54.94 | 41.2069 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1498 | xxxxxx |  |  | Original LTV | 54.94 | 41.2069 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1498 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1498 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 24.19 | 30.8923 | DTI matches 1008 |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  | Original Interest Rate | 6.625 | 6.75 | Field Value reflects the Note value |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  | Original CLTV | 73.91 | 72.64957 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  | Original LTV | 73.91 | 72.64957 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1490 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 26.08 | 30.03235 | DTI matches with Approval |
| xxxxxx | OBX26INV1606 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1539 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1539 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1539 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1539 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 46.5 | 40.50388 | Field data matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1560 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1560 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1511 | xxxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1511 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1511 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1511 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 42 | 45.19569 | DTI matches lender's |
| xxxxxx | OBX26INV1493 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1493 | xxxxxx |  |  | Original Interest Rate | 6.375 | 6.25 | Field Value reflects the Note value |
| xxxxxx | OBX26INV1493 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1493 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1493 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 39 | 35.59361 | Field value matches 1008 |
| xxxxxx | OBX26INV1573 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1573 | xxxxxx |  |  | Original CLTV | 42.17 | 45.57823 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1573 | xxxxxx |  |  | Original LTV | 42.17 | 45.57823 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1564 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1564 | xxxxxx |  |  | Representative FICO | 806 | 814 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1564 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 26.24 | 28.75397 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1526 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1526 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 50 | 33.19462 | Field value within 1% of 1008 |
| xxxxxx | OBX26INV1483 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1678 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1547 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1547 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 42.62 | 35.48217 | DTI matches with Approval |
| xxxxxx | OBX26INV1572 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1572 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1572 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 22.38 | 44.97218 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1590 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1590 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 15.93 | 28.93471 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1677 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1677 | xxxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1677 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1580 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1580 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 10.96 | 22.43487 | Matching with 1008 |
| xxxxxx | OBX26INV1516 | xxxxxx |  |  | Original CLTV | 31.19 | 32.60995 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1516 | xxxxxx |  |  | Original LTV | 31.19 | 32.60995 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1516 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1516 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 45.68 | 9.93726 | Field value matches 1008 |
| xxxxxx | OBX26INV1583 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1583 | xxxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1510 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1510 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 17.59 | 39.64002 | Field data matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1647 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1475 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1475 | xxxxxx |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1475 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1475 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.32 | 40.39434 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1548 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1683 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1683 | xxxxxx |  |  | PMI Coverage % | 0 |  | N/A |
| xxxxxx | OBX26INV1540 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1540 | xxxxxx |  |  | Original CLTV | 66.1 | 68.55895 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1540 | xxxxxx |  |  | Original LTV | 66.1 | 68.55895 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1540 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1540 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32 | 48.29133 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1541 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1541 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1541 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 33 | 48.29125 | Field data matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1638 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.51 | 34.55497 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxxx | OBX26INV1650 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1650 | xxxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxxx | OBX26INV1650 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1650 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 47.34 | 37.70063 | Field Value DTI is lower |
| xxxxxx | OBX26INV1569 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1499 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1534 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 37.3 | 34.36339 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1476 | xxxxxx |  |  | PMI Coverage % | 0 |  | NA |
| xxxxxx | OBX26INV1476 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 44.81 | 49.2926 | Field Data matches to Lender's 1008 |
| xxxxxx | OBX26INV1501 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1525 | xxxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1586 | xxxxxx |  |  | Original Interest Rate | 7.5 | 7.625 | Field Value reflects the Note value |
| xxxxxx | OBX26INV1586 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1582 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 37.15 | 42.92639 | Field data matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1502 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1505 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1505 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1505 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1505 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1505 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 45.58 | 42.43868 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1591 | xxxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxxx | OBX26INV1496 | xxxxxx |  |  | Representative FICO | 782 | 771 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1496 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1496 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 47.39 | 39.39664 | Field Value DTI is lower but matches the 1008 |
| xxxxxx | OBX26INV1568 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1568 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1568 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1568 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 40 | 42.03953 | DTI matches 1008 |
| xxxxxx | OBX26INV1593 | xxxxxx |  |  | Original Interest Rate | 6.75 | 6.875 | Field Value reflects the Note value |
| xxxxxx | OBX26INV1593 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1593 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 34.64 | 23.01556 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxxx | OBX26INV1597 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1597 | xxxxxx |  |  | Representative FICO | 801 | 797 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1597 | xxxxxx |  |  | Property Type | Single Family Detached | Condo (Low Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1597 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1482 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1482 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1482 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1482 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.81 | 49.7669 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1519 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1596 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1596 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 34.95 | 45.34468 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1517 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1500 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1500 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1500 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1500 | xxxxxx |  |  | Original CLTV | 78.9 | 79.98667 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1500 | xxxxxx |  |  | Original LTV | 78.9 | 79.98667 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1500 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1594 | xxxxxx |  |  | PMI Coverage % | 0 |  | N/A |
| xxxxxx | OBX26INV1594 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 39.19 | 41.19536 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1545 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1545 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 13.98 | 46.71747 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1518 | xxxxxx |  |  | Original CLTV | 69.66 | 57.14457 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1518 | xxxxxx |  |  | Original LTV | 69.66 | 57.14457 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1518 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1642 | xxxxxx |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1527 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1527 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1527 | xxxxxx |  |  | Property Type | Single Family Detached | Condo (Low Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1527 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1527 | xxxxxx |  |  | Original CLTV | 68.59 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1527 | xxxxxx |  |  | Original LTV | 68.59 | 70 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1527 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 18.5 | 26.75829 | Debt $10,003.39/ Income $37,384.27 |
| xxxxxx | OBX26INV1524 | xxxxxx |  |  | Representative FICO | 782 | 790 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1524 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 29.25 | 43.61321 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  | Representative FICO | 737 | 730 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  | Property Type | 3 Family | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  | # of Units | 3 | 2 | Field value reflects source document |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Per job notes. Rate/term loan locked as Agency conforming and is AUS approved, gets entered as Limited Cash-Out GSE. |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  | Original CLTV | 69.56 | 65.56967 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  | Original LTV | 69.56 | 65.56967 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1523 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 47.56 | 42.92816 | Field Data matches to Lender's 1008 |
| xxxxxx | OBX26INV1589 | xxxxxx |  |  | Original CLTV | 68.97 | 65.74272 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1589 | xxxxxx |  |  | Original LTV | 68.97 | 65.74272 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1589 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1589 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 21.06 | 44.0768 | Field Data matches to Lender's 1008 |
| xxxxxx | OBX26INV1571 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1571 | xxxxxx |  |  | Original CLTV | 75 | 72.91667 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1571 | xxxxxx |  |  | Original LTV | 75 | 72.91667 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1571 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1571 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 24 | 20.10113 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1641 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1641 | xxxxxx |  |  | Original CLTV | 69.3 | 66.03774 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1641 | xxxxxx |  |  | Original LTV | 69.3 | 66.03774 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1641 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1552 | xxxxxx |  |  | Original CLTV | 44.71 | 48.31219 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1552 | xxxxxx |  |  | Original LTV | 44.71 | 48.31219 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1552 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1672 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1672 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Per job notes. Rate/term loan locked as Agency conforming and is AUS approved, gets entered as Limited Cash-Out GSE. |
| xxxxxx | OBX26INV1532 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1532 | xxxxxx |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1532 | xxxxxx |  |  | Original CLTV | 57.64 | 59.94947 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1532 | xxxxxx |  |  | Original LTV | 57.64 | 59.94947 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1532 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1532 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 30.22 | 35.11374 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxxx | OBX26INV1668 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 18 | 30.57244 | Field Data matches to Lender's 1008 |
| xxxxxx | OBX26INV1601 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1601 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1601 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1601 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 19.47 | 29.29252 | AUS matches lender's 1008 |
| xxxxxx | OBX26INV1609 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1609 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 14.62 | 41.61158 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1626 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1495 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1495 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1598 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1598 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1598 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 21.43 | 47.30127 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1472 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1604 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1604 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1604 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.29 | 25.38121 | DTI matches 1008 |
| xxxxxx | OBX26INV1608 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1608 | xxxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1608 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1608 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 24.34 | 48.97847 | DTI matches 1008 |
| xxxxxx | OBX26INV1557 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1557 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.13 | 21.06015 | Field Data matches to Lender's 1008 |
| xxxxxx | OBX26INV1574 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1574 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1574 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1574 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 24.67 | 41.18488 | DTI matches the lender |
| xxxxxx | OBX26INV1522 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1555 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1646 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1563 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 41.11 | 35.19548 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1565 | xxxxxx |  |  | Original Interest Rate | 7.125 | 6.875 | Field Value reflects the Note value |
| xxxxxx | OBX26INV1565 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 23.37 | 43.49197 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1699 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1694 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1694 | xxxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxxx | OBX26INV1694 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 43 | 27.95179 | DTI matches AUS |
| xxxxxx | OBX26INV1637 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1637 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1637 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32 | 36.88268 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1515 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1515 | xxxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1515 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 14.76 | 40.25529 | DTI matches the AUS |
| xxxxxx | OBX26INV1628 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1628 | xxxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1628 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1628 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1579 | xxxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1579 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1632 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1687 | xxxxxx |  |  | PMI Coverage % | 0 |  | N/A |
| xxxxxx | OBX26INV1531 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1620 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1665 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1665 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 12.15 | 43.24719 | Field value matches 1008 |
| xxxxxx | OBX26INV1617 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1618 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1618 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1602 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1602 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 27.04 | 31.07144 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1669 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1669 | xxxxxx |  |  | Original CLTV | 32.69 | 36.49485 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1669 | xxxxxx |  |  | Original LTV | 32.69 | 36.49485 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1669 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1669 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.08 | 44.17311 | DTI matches the lender's AUS |
| xxxxxx | OBX26INV1680 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1680 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 40.85 | 43.64999 | DTI matches the AUS |
| xxxxxx | OBX26INV1561 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1561 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 42.9 | 36.43205 | DTI matches the 1008 |
| xxxxxx | OBX26INV1550 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1690 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1690 | xxxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxxx | OBX26INV1690 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1690 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 9.96 | 42.53243 | Field Data Matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1624 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1624 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1624 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.62 | 46.6052 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1625 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1625 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1625 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1625 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1625 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.51 | 48.64837 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1636 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1636 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1636 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1659 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1659 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1689 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1689 | xxxxxx |  |  | Representative FICO | 812 | 757 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1689 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1612 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1612 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1612 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.39 | 44.02169 | Field data matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1655 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1649 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 40 | 49.52517 | DTI matches the AUS |
| xxxxxx | OBX26INV1657 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1657 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 38.05 | 34.84246 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxxx | OBX26INV1656 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1623 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1623 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1623 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.34 | 48.58412 | Field data matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1664 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1595 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1663 | xxxxxx |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1663 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1663 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1663 | xxxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxxx | OBX26INV1663 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1663 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 29.58 | 35.27387 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1667 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1667 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1652 | xxxxxx |  |  | Original Interest Rate | 6.625 | 6.875 | Field Value reflects the Note value |
| xxxxxx | OBX26INV1652 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1652 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 27.65 | 47.55394 | Field data matches Lenders AUS |
| xxxxxx | OBX26INV1682 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1603 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1603 | xxxxxx |  |  | Purpose | Purchase | Refinance | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| xxxxxx | OBX26INV1603 | xxxxxx |  |  | Original CLTV | 60 | 41.09589 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1603 | xxxxxx |  |  | Original LTV | 60 | 41.09589 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1603 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1603 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.53 | 39.32033 | Field value matches 1008 |
| xxxxxx | OBX26INV1658 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1673 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1673 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1551 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1616 | xxxxxx |  |  | Original CLTV | 58.14 | 62.8 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1616 | xxxxxx |  |  | Original LTV | 58.14 | 62.8 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1616 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1686 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1686 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1686 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 14.63 | 24.28048 | Verified all the expenses and inome and the dti is matching with 1008 |
| xxxxxx | OBX26INV1653 | xxxxxx |  |  | Representative FICO | 745 | 760 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1653 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1653 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 42.38 | 45.83935 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxxx | OBX26INV1674 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1674 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1639 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1639 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 35.63 | 45.19591 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1675 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1675 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1675 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 49.44 | 16.18436 | Field data matches AUS |
| xxxxxx | OBX26INV1634 | xxxxxx |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxxx | OBX26INV1634 | xxxxxx |  |  | Original CLTV | 69.92 | 68.64634 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxxx | OBX26INV1634 | xxxxxx |  |  | Original LTV | 69.92 | 68.64634 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1634 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1634 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 25.39 | 18.0066 | Field data matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1685 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1685 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1685 | xxxxxx |  |  | Original CLTV | 54.66 | 65.92382 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1685 | xxxxxx |  |  | Original LTV | 54.66 | 65.92382 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxxx | OBX26INV1685 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1685 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 23.29 | 42.76494 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxxx | OBX26INV1671 | xxxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxxx | OBX26INV1671 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1700 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1700 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1629 | xxxxxx |  |  | Representative FICO | 786 | 789 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1629 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1629 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 47.19 | 43.9498 | Debt $8701.30/ Income $19,798.27 |
| xxxxxx | OBX26INV1691 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1691 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 42.39 | 39.69751 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1688 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1584 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1584 | xxxxxx |  |  | Property Type | Single Family Detached | 3 Family | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1584 | xxxxxx |  |  | # of Units | 1 | 3 | Field value reflects source document |
| xxxxxx | OBX26INV1584 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1692 | xxxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1692 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1644 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1644 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 16.9 | 31.70745 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1670 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1670 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1670 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1661 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1661 | xxxxxx |  |  | Representative FICO | 787 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxxx | OBX26INV1661 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1661 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 33.11 | 37.20603 | Field data matches Lenders qualifying DTI |
| xxxxxx | OBX26INV1631 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1631 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1631 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 30 | 34.3736 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxxx | OBX26INV1695 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1701 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1701 | xxxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxxx | OBX26INV1701 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | f loan is locked as Onslow Bay Prime Jumbo or Onslow Bay Agency conforming for Rate /term Refinance we will use Limited Cash Out GSE for refinance Purpose. |
| xxxxxx | OBX26INV1701 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 49.06 | 45.17856 | Data Updated correctly in the system. |
| xxxxxx | OBX26INV1662 | xxxxxx |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| xxxxxx | OBX26INV1662 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1662 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 10.3 | 18.45399 | DTI matches the lender's 1008 |
| xxxxxx | OBX26INV1697 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1697 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 42.18 | 48.63831 | DTI verified and matches AUS/DU |
| xxxxxx | OBX26INV1684 | xxxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxxx | OBX26INV1684 | xxxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxxx | OBX26INV1684 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1684 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 25.52 | 36.87915 | DTI matches lender's 1008 |
| xxxxxx | OBX26INV1702 | xxxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxxx | OBX26INV1702 | xxxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxxx | OBX26INV1681 | xxxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxxx | OBX26INV1681 | xxxxxx |  |  | Property Type | PUD | PUD Attached | Field Value reflects the Approval/AUS in file. |
| xxxxxx | OBX26INV1681 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1681 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.94 | 40.09872 | DTI matches lender |
| xxxxxx | OBX26INV1698 | xxxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxxx | OBX26INV1698 | xxxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1698 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1614 | xxxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxxx | OBX26INV1614 | xxxxxx |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| xxxxxx | OBX26INV1614 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 43.36 | 45.43761 | DTI matches with 1008/AUS |
| xxxxxx | OBX26INV1470 | xxxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxxx | OBX26INV1470 | xxxxxx |  |  | Occupancy | Investment | Primary | Field Value reflects Occupancy per the Final Loan Application |
| xxxxxx | OBX26INV1470 | xxxxxx |  |  | Investor: Qualifying Total Debt Ratio | 34.25 | 48.0152 | Field value matches AUS |

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## Exhibit 99.1

**Exhibit 99.1 Schedule 7**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC Loan ID** | **Servicer Loan ID** | **Customer Loan ID** | **Investor** | **Deal** | **Address** | **Apt #** | **City** | **Zip Code** | **Occupancy** | **Size Square Feet** | **Bedroom Count** | **Bathroom Count** | **Half Baths Count** | **Garage Carport** | **Lot Size** | **Location** | **Property Type** | **Number of Units** | **Subject Age** | **Condition Grade** | **Location View** | **Market Grade** | **Marketability Grade** | **HOA Amount Annual** | **HOA Contact** | **Currently Listed** | **List Price** | **DOM** | **List Date** | **Reviewer** | **Review Complete Date** | **Confidence Score** | **Situs AMC Estimated AS IS Quick Sale Value** | **Situs AMC Estimated AS IS Value** | **Situs AMC Estimated AS REPAIRED Value** | **Situs AMC Repaired Value To Primary Appraisal Value Variance ($)** | **Situs AMC Repaired Value To Primary Appraisal Value Variance (%)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance ($)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance (%)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance ($)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance (%)** | **Market Rent As Is Reviewer** | **Market Rent As Is Report** | **Market Rent As Is Dollar Variance** | **Market Rent As Is % Variance** | **Situs AMC Repair Analysis budget** | **Contractor Borrower Repair Budget** | **Situs AMC RA to Contractor Budget Variance ($)** | **Situs AMC RA to Contractor Budget Variance (%)** | **Value Budget Issue Flag Variance greater than 10%** | **Property Issue** | **Property Issue Comment** | **Valuation Summary** | **Order Date** | **Value Type** | **Appraisal BPO Report Primary Repaired Value** | **Appraisal BPO Report Primary As Is Value** | **Appraisal BPO Report Primary AS IS Quick Sale Value** | **Date of Agent BPO** | **Sale Comp 1 Comparable Type** | **Sale Comp 1 Address** | **Sale Comp 1 Apt #**  | **Sale Comp 1 City** | **Sale Comp 1 Zip** | **Sale Comp 1 Location** | **Sale Comp 1 Size** | **Sale Comp 1 Bedroom Count** | **Sale Comp 1 Bathroom Count** | **Sale Comp 1 Half Baths Count** | **Sale Comp 1 Lot Size** | **Sale Comp 1 Condition** | **Sale Comp 1 Sale Type** | **Sale Comp 1 Sold List Price** | **Sale Comp 1 Sold Date** | **Sale Comp 1 Days On Market** | **Sale Comp 1 Distance From Subject** | **Sale Comp 1 Age** | **Sale Comp 2 Comparable Type** | **Sale Comp 2 Address** | **Sale Comp 2 Apt #** | **Sale Comp 2 City** | **Sale Comp 2 Zip** | **Sale Comp 2 Location** | **Sale Comp 2 Size** | **Sale Comp 2 Bedroom Count** | **Sale Comp 2 Bathroom Count** | **Sale Comp 2 Half Baths Count** | **Sale Comp 2 Lot Size** | **Sale Comp 2 Condition** | **Sale Comp 2 Sale Type** | **Sale Comp 2 Sold List Price** | **Sale Comp 2 Sold Date** | **Sale Comp 2 Days On Market** | **Sale Comp 2 Distance From Subject** | **Sale Comp 2 Age** | **Sale Comp 3 Comparable Type** | **Sale Comp 3 Address** | **Sale Comp 3 Apt #** | **Sale Comp 3 City** | **Sale Comp 3 Zip** | **Sale Comp 3 Location** | **Sale Comp 3 Size** | **Sale Comp 3 Bedroom Count** | **Sale Comp 3 Bathroom Count** | **Sale Comp 3 Half Baths Count** | **Sale Comp 3 Lot Size** | **Sale Comp 3 Condition** | **Sale Comp 3 Comp Type** | **Sale Comp 3 Sold List Price** | **Sale Comp 3 Sold Date** | **Sale Comp 3 Days On Market** | **Sale Comp 3 Distance From Subject** | **Sale Comp 3 Age** | **List Comp 1 Comparable Type** | **List Comp 1 Address** | **List Comp 1 Apt #** | **List Comp 1 City** | **List Comp 1 Zip** | **List Comp 1 Location** | **List Comp 1 Size** | **List Comp 1 Bedroom Count** | **List Comp 1 Bathroom Count** | **List Comp 1 Half Baths Count** | **List Comp 1 Lot Size** | **List Comp 1 Condition** | **List Comp 1 Sale Type** | **List Comp 1 Sold List Price** | **List Comp 1 Sold Date** | **List Comp 1 Days On Market** | **List Comp 1 Distance From Subject** | **List Comp 1 Age** | **List Comp 2 Comparable Type** | **List Comp 2 Address** | **List Comp 2 Apt #** | **List Comp 2 City** | **List Comp 2 State** | **List Comp 2 Zip** | **List Comp 2 Location** | **List Comp 2 Size** | **List Comp 2 Bedroom Count** | **List Comp 2 Bathroom Count** | **List Comp 2 Half Baths Count** | **List Comp 2 Lot Size** | **List Comp 2 Condition** | **List Comp 2 Sale Type** | **List Comp 2 Sold List Price** | **List Comp 2 Sold Date** | **List Comp 2 Days On Market** | **List Comp 2 Distance From Subject** | **List Comp 2 Age** | **List Comp 3 Comparable Type** | **List Comp 3 Address** | **List Comp 3 Apt #** | **List Comp 3 City** | **List Comp 3 State** | **List Comp 3 Zip** | **List Comp 3 Location** | **List Comp 3 Size** | **List Comp 3 Bedroom Count** | **List Comp 3 Bathroom Count** | **List Comp 3 Half Baths Count** | **List Comp 3 Lot Size** | **List Comp 3 Condition** | **List Comp 3 Sale Type** | **List Comp 3 Sold List Price** | **List Comp 3 Sold Date** | **List Comp 3 Days On Market** | **List Comp 3 Distance From Subject** | **List Comp 3 Age** |
| xxxxx |  | OBX26INV1633 |  |  |  |  | CA |  | Vacant | xxxxx | 5 | 3 | 0 | 2 Car | xxxxx | Suburban | Single Family Detached | 1 | 1961 | C2 - Good | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | $0 | 0.00% | $0 | 0.00% | $0 | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  | CA |  | Suburban | xxxxx | 3 | 2 | 0 | xxxxx | Good | Retail |  |  | 1 | 0.12 | 1960 | Sale 2 |  |  | CA |  | Suburban | xxxxx | 5 | 3 | 0 | xxxxx | Good | Retail |  |  | 1 | 0.27 | 1961 | Sale 3 |  |  | CA | xxxxx | Suburban | xxxxx | 4 | 3 | 0 | xxxxx | Good | Retail |  |  | 56 | 0.62 | 1959 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | OBX26INV1642 |  |  |  |  | MD |  | Vacant | xxxxx | 3 | 2 | 1 |  | xxxxx | Suburban | Townhouse | 1 | 1989 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | $0 | 0.00% | $0 | 0.00% | $0 | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  | MD |  | Suburban | xxxxx | 3 | 2 | 1 | xxxxx | Average | Retail |  |  |  | 0.20 | 1983 | Sale 2 |  |  | MD |  | Suburban | xxxxx | 3 | 3 | 1 | xxxxx | Average | Retail |  |  |  | 0.27 | 1992 | Sale 3 |  |  | MD | xxxxx | Suburban | xxxxx | 3 | 2 | 1 | xxxxx | Average | Retail |  |  |  | 0.13 | 1990 | Listing 1 |  |  | MD |  | Suburban | xxxxx | 3 | 3 | 1 | xxxxx | Average | Retail |  |  | 44 | 0.13 | 1990 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 8**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client LN** | **SitusAMC ID** | **Seller LN** | **Servicer LN** | **Address** | **City** | **Zip** | **Trade** | **Title Report Effective Date** | **Title Report Date** | **Tax Certificate Effective Date** | **Subject Lien Recorded** | **Number of Pages Recorded** | **Subject Mortgage Originator** | **Origination Balance** | **Origination Date** | **Recording Date** | **Mortgage Book** | **Mortgage Page** | **Mortgage Doc Number** | **County of Recording** | **Critical Defect** | **SMtg Open** | **Address Variation** | **Origination Vesting** | **Current Vesting** | **SMtg First Position Mortgage** | **Prior Lien / Judgment** | **Municipal Lien** | **Association Super Lien** | **Property Tax Lien** | **Property Tax Status** | **SMtg Lien Position (Mortgages)** | **Critical Exception Count** | **Prior Mortgage Exception Count** | **Prior Mortgage Exception Total** | **Prior Mortgage Exception Details** | **Prior Lien Exception Count** | **Prior Lien Exception Total** | **Prior Lien Exception Details** | **Municipal Lien Exception Count** | **Municipal Lien Exception Total** | **Municipal Lien Exception Details** | **Property Tax Lien Exception Count** | **Property Tax Lien Exception Total** | **Property Tax Lien Exception Details** | **Association Lien Exception Count** | **Association Lien Exception Total** | **Association Lien Exception Details** | **IRS Lien Exception Count** | **IRS Lien Exception Total** | **IRS Lien Exception Details** | **Deed Vesting Exception Categories** | **Property Tax Status Issue** | **DQ Property Tax Amount** | **Property Tax Status Details** | **Final Event Level** | **Title Exceptions** | **Title Comments** |
| OBX26INV1465 | xxxxx |  |  |  | FL |  |  |  |  |  | Yes | 17 |  |  |  |  |  |  |  | FL | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  | 1 |  |  |
| OBX26INV1467 | xxxxx |  |  |  | CA |  |  |  |  |  | Yes | 19 |  |  |  |  |  |  |  | CA | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent |  |  | 3 | Delinquent Property Taxes |  |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 9**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client LN** | **SitusAMC ID** | **Seller LN** | **Address** | **City** | **Zip** | **Trade** | **Origination Balance** | **Origination Date** | **Unique Exception ID** | **Exception Grade** | **Raw Exception Grade** | **Exception Category** | **Exception Subcategory** | **Exception Type** | **SOL Expired** | **SOL Expiration Date** | **Title Policy** | **Title Policy Insurer** | **Title Policy Effective Date** | **Title Policy Exception** | **Paid on HUD** | **CBR Status** | **Borrower Vested on Title Policy** | **Lien Amount** | **Accrual Rate** | **Lienholder** | **Recording Date** | **Additional Exception Information** |
| OBX26INV1467 | xxxxx |  |  | CA |  |  |  |  | 35633911 | 3 | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.2

**Exhibit 99.2**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Onslow Bay Financial LLC through a bulk purchase. The review included a total of 201 newly originated residential mortgage loans acquired through a bulk purchase in connection with the securitization identified as OBX 2026-INV1 (the "Securitization"). The Review was conducted from October 2025 through December 2025 on mortgage loans originated between August 2025 and September 2025.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate borrower(s) monthly gross income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate funds required to close, required reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review credit report for credit history and required credit depth including any / all inquiries

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;c. Review borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation through third party resource of the subject properties most recent twelve (12) month sales
history

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm sufficient evidence in loan file, by reviewing the underwriter's decision to approve the
loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;g. Provide Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;i. Review condominium questionnaire to verify all information is complete, prepared by an authorized representative,
and address any red flags that may deem condominium project ineligible

&nbsp;&nbsp;&nbsp;&nbsp;j. General QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable
dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The consumer's debt obligations, alimony, child support; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification in compliance with one of the "safe harbor" guidelines will meet the QM verification requirement. A creditor
is allowed to "mix and match" provisions of the different guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing Policy Handbook, issued October 24,
2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct Single Family Housing Program, revised
March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family Guaranteed Loan Program, revised
March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a "Compliance Review" of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID
Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by
TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine whether specified federal disclosures were provided timely based upon comparison of the application
date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the correct Right of Rescission document was executed for the transaction
type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm a full three (3) day rescission period was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm through NMLS the loan originator and originating firm's license status was active and properly
disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the
Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent
with other documents; Confirm collateral documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review original appraisal, determination that property is in "average" condition or better,
or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be
identified with the condition of the property, Consolidated Analytics will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review appraisal, determination that property is completely constructed and appraisal is on an "as
is basis," or property is identified as not completely constructed by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser
indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review and determine the relevance of the comparable properties and ensure that a rational and reliable
value was provided and supported as of the effective date of the Origination Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where applicable, determine if the file did not contain the appraisal or other valuation method and a
review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional valuation products were not required when the CU score provided was 2.5 or below or the appraisal
LCA risk score was eligible for Collateral Rep and Warranty relief. In the event the CU score was greater than 2.5 or the LCA score was
not eligible for R&W relief, an additional valuation product was obtained to confirm value was supported within 10% tolerance. In
some instances, based on guidance from the seller, CDA's were ordered on loans that had an acceptable CU score or R&W eligibility.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

For loans reviewed in a post-close valuation review scenario (201 loans in total):

One hundred thirty-six (136) loans had CU scores of 2.5 or less or were eligible for Collateral Rep and Warranty relief.

Zero (0) loans had a Secondary Appraisal, sixteen (16) loans had an AVM, zero (0) loans had a Field Review, and forty-nine (49) loans had Desktop Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, was inconclusive, or a PIW was present, then an additional valuation product was completed. There were zero (0) occurrences of this.

Product totals may not sum due to multiple products for each loan.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the two hundred and one (201) mortgage loans reviewed, fifty-seven (57) unique mortgage loans (28.36% by loan count) had a total of fifty-eight (58) discrepancies across two (2) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy <br> Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;57 | &nbsp;&nbsp;98.28% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.72% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**58** | &nbsp;&nbsp;**100.00%** |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| <br> **Overall Loan Results:** | <br> **Overall Loan Results:** | <br> **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of<br> Sample |
| Event Grade A | 176 | $70469556.13 | 87.56% |
| Event Grade B | 25 | $10293102.00 | 12.44% |
| Event Grade C | 0 | $0.00 | 0% |
| Event Grade D | 0 | $0.00 | 0% |
| **Total Sample** | 201 | $80762658.13 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 199 | 99.00% |
| Event Grade B | 2 | 1.00% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 201 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results:** | **Compliance Results:** | **Compliance Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 193 | 96.02% |
| Event Grade B | 8 | 3.98% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 201 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results:** | **Valuation Results:** | **Valuation Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 185 | 92.04% |
| Event Grade B | 16 | 7.96% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 201 | 100.00% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;155 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;5 |
|  |  | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;4 |
|  |  | &nbsp;&nbsp;HO6 Master Insurance Policy is Missing | &nbsp;&nbsp;3 |
|  |  | &nbsp;&nbsp;Borrower 1 YTD Profit & Loss Missing | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Missing income documentation | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Audited DTI Exceeds AUS DTI | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Borrower 2 Business Tax Returns Missing | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Borrower 2 CPA Letter Missing | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Audited LTV Exceeds AUS LTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing letter of explanation | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;The Note is Incomplete | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing Taxpayer First Act Disclosure | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Title Document is Partially Present | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;No evidence of required debt payoff | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Asset 2 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Asset General | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing Letter of Explanation (Assets) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Borrower 1 CPA Letter Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Audited HCLTV Exceeds AUS HCLTV | &nbsp;&nbsp;1 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Audited CLTV Exceeds AUS CLTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Borrower 2 W2/1099 Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Letter of Need Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Employment Gaps in Employment Without Sufficient Explanation | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing evidence tax return extension was filed. | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Flood Insurance Policy Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing explanation and supporting documentation for large deposit(s) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;HO-6 Insurance Policy is Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;***220*** |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Title Coverage is Less than Subject Lien | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***2*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;87 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Required Affiliated Business Disclosure | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Revised Loan Estimate Delivery Date Test (prior to consummation) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Cal. Civ. Code § 1799.91 - Cosigner Notice Disclosure was not provided (Disclosure Page v2) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Qualified Mortgage Lending Policy Points and Fees Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Initial Closing Disclosure Delivery Date Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;N.Y. Gen Oblig. Law § 15-702(b) - Cosigner Notice Disclosure was not provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Initial Loan Estimate Delivery Date Test (from application) | &nbsp;&nbsp;1 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;***109*** |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Required Affiliated Business Disclosure | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Initial Escrow Disclosure | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***10*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;138 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product Not Provided within 10% Tolerance | &nbsp;&nbsp;65 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;***204*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Inspection Waiver Used at Origination | &nbsp;&nbsp;16 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***16*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp; **Final Loan Grade** | &nbsp;&nbsp; **Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** |
| OBX26INV1704 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Fannie Mae CU score is XXX. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1704 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/11/2025 | Cured | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. [[(XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130 Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The lender credit tolerance violation in the amount of XXX is due to decrease in Lender Credit from XXX to XXX on the final CD dated XX/XX/XXXX without a COC. | Document Uploaded. Please see attached, PCCD, Cure check and LOE; Clarification needed. Final lender credits on the XX/XX/XXXX are XXX not $XXX. | 10/23/2025 | Cure package provided to the borrower; exception downgraded to a 2/B; Cure package provided to the borrower; exception downgraded to a 2/B; Lender paid broker compensation is never calculated as part of the lender credits therefore the lender credits decreased from XXX to XXX on the final CD. The redisclosure history document in file on pg XXX does not list a COC for the XX/XX/XXXX CD | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1704 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1705 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Rescinded | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR 1002.14(a)(1)). | Please see Pg XXX of the loan file confirming the borrower received the appraisal. | 10/16/2025 | ; Evidence of appraisal delivery provided. | 10/17/2025 | A |
| OBX26INV1705 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/11/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1705 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/11/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1706 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1706 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1706 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/11/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1707 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Fannie Mane analysis was not performed, and FHLMC is n/e |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1707 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCRE1325 | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA Letter Missing CPA letter in file is XXX months old | Please see page XXX which is SOS State website showing borrower as registered agent near bottom of the page (this document was intended as proof of self-employment), the CPA letter is an access to funds letter that has no expiration date and continues to be true. | 10/16/2025 | Borrower 1 CPA Letter Provided; SOS document in file. | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1707 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1708 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1708 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1709 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The Fannie Mae UCDP did not provide a score, the Freddie Mac Collateral R&W Relief was Not Eligible and there was not a 2nd appraisal obtained. Please provide a Third Party Valuation. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1709 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1709 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1710 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE1145 | Credit | Title Document Missing | Title Document is missing The file is missing the prelim title or title commitment. Unable to determine the chain of title. | Document Uploaded. Please see attached title comm as requested. | 10/16/2025 | Title Document is fully Present; XXX commitment provided | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1710 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE1164 | Credit | Flood Insurance Policy Missing | Missing Flood Insurance Policy The file is missing the final flood policy. The application for the flood policy is on page #XXX | Per our policy we allow for an application to confirm flood insurance so long as it is signed and dated by the insurer. Please see page XXX to confirm the signature and date are present. This document meets our guidelines. | 10/17/2025 | Flood Insurance Policy is fully present | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1710 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1710 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1711 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1711 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1712 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1712 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1713 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1713 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1713 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1714 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCRE1964 | Credit | Missing income documentation | Missing XXX K1 schedule for XXX. | Document Uploaded. Please see the attached XXX K-XXX for XXX. | 10/16/2025 | ; XXX provided | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1714 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1715 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1715 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1716 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1716 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1716 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1717 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1717 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1718 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Missing evidence the Earnest Money Deposit of XXX cleared. | The EMD was backed out of available assets from XXX acct XXX Please cancel this exception as nothing further is needed. | 10/16/2025 | Asset Qualification Meets Guideline Requirements; File contains XXX and XXX Statements for XXX #XXX- no evidence of XXX EMD check or deduction in accounts. balance on june Statement XXX balance on 1003 is $XXX. XXX less than balance, confirmed EMD backed out of account. ; Review of bank account to confirm EMD cleared. | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1718 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1719 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1719 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1719 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1720 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | We do not require the business tax returns for self-employment where we have the borrowers personal tax return extension. The borrowers income cannot be used without personal tax returns with the matching tax year for year end filers. | 10/16/2025 | Resolved- Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Exception is for third party valuation within XXX% client comment does not address this condition. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1720 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Audit could not locate HOA Dues for primary residence located on XXX not to exceed XXX monthly. | Document Uploaded. Please see the attached which provided in the images. | 10/16/2025 | HOA verified. | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1720 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8279 | Credit | Missing evidence tax return extension was filed. | Audit could not locate the tax extension for XXX for borrowers XXX-S for XXX. | We do not require the business tax returns for self-employment where we have the borrowers personal tax return extension. The borrowers income cannot be used without personal tax returns with the matching tax year for year end filers. | 10/16/2025 | Not required per client, personal return extension provided | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1721 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1721 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1721 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1722 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 12/31/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1722 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1722 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1722 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. LP approved an Appraisal Waiver for the Subject property. |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1723 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR ##_DL_##(ii)). | Document Uploaded. Please see the attachment proving borrower viewed appraisal. | 10/16/2025 | Evidence of appraisal delivery provided. | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1723 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Rescinded | FCOM1673 | Compliance | N.Y. Gen Oblig. Law § 15-702(b) - Cosigner Notice Disclosure was not provided | XXX Gen Oblig. Law § 15-702(b) - Cosigner Notice Disclosure was not provided. | There were no cosigners on this loan. Please clear this condition. | 10/16/2025 | Additional information received; finding rescinded | 10/16/2025 | B A |
| OBX26INV1723 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1723 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1724 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | A |
| OBX26INV1724 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/12/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1724 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1725 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to 12 CFR ##_DL_##(ii)) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal fee from LE XX/XX/XXXX to LE XX/XX/XXXX. the COC dated XX/XX/XXXX didn't provide enough information to determine why the fee increased. Please provide a more specific reason. | Document Uploaded. Please see the attached changed circumstance dated XX/XX/XXXX. ; The loan estimate on XX/XX/XXXX was the initial LE, and the costs reflected on that LE expire on XX/XX/XXXX if the borrower did not submit an application on it. Since those fees expired after XX/XX/XXXX, and the borrower did not submit an application until XX/XX/XXXX, the fees listed on the Loan Estimate are no longer baselined to the XX/XX/XXXX LE because those fees had expired. This notice was provided to the borrower on XX/XX/XXXX LE on the top right on page XXX No valid CIC is required. | 10/29/2025 | Valid COC provided; Exception resolved; Valid COC provided; Exception resolved; The application provided in file is dated XX/XX/XXXX and appears to be a complete application, in addition the borrower signed an intent to proceed on XX/XX/XXXX which is prior to the expiration of the LE therefore the LE would not have been considered expired | 11/02/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX26INV1725 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete Final 1003 is missing an REO that is documented in the file and present on the XXX Property XXX. The file is missing the calculation of the XXX loss. | Document Uploaded. As previously Stated, the borrower DOES NOT own this property. The borrowers business owns this property, therefore the business will be included in the business income that it is owed by. Though the borrower erroneously placed the property on his personal XXX his business owns it, and it will be qualified as owned by the business. The mortgage Statement shows the business is the debtor on the property, and the RES search I just uploaded also shows the business owns this property. Please clear this condition as it is invalid. ; Document Uploaded. Please see the attached mortgage Statement showing the business is the debtor, and the business owned by borrower owns XXX. This property is either included income or excluded if the borrower has a business loss that is excludable under guidelines. | 10/28/2025 | The Final 1003 is Present; Counter- The uploaded mortgage Statement is already in file and on Sch E. The Final 1003 is Incomplete. Final 1003 is missing an REO that is documented in the file. Property XXX | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1725 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Acknowledged | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR ##_DL_##(ii)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX business days prior to consummation XX/XX/XXXX | Unable to Resolve-seller accepts; no change to grading. | 10/22/2025 | Confirmed - Unable to Resolve-seller accepts; no change to grading. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1725 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Acknowledged | FCOM1621 | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is Missing Provide the initial escrow account disclosure. Per loan docs, taxes and insurance are XXX. | Unable to Resolve-seller accepts; no change to grading. | 10/22/2025 | Confirmed - Unable to Resolve-seller accepts; no change to grading. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1725 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1726 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral R&W Relief Not Eligible. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | C A |
| OBX26INV1726 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | C A |
| OBX26INV1726 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | C A |
| OBX26INV1727 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The Collateral Underwriter Risk Score is XXX. Additional TPV is required. |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | C A |
| OBX26INV1727 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | C A |
| OBX26INV1728 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1728 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1728 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1729 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1729 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1729 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1730 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1730 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1731 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Appraisal waiver. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 12/31/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1731 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1731 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1731 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1732 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1732 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1732 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1732 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. AUS reflects DU Code XXX – Value Acceptance (Appraisal Waiver); no appraisal is required as per automated underwriting findings. |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1733 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1733 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1734 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational; Informational | 10/16/2025 | A |
| OBX26INV1734 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1734 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1735 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE1180 | Credit | HO-6 Insurance Policy is Missing | HO-6 Insurance Policy is Missing in file | Please be advised the condo master insurance policy includes betterments and improvements, an HO6 policy is not required. | 10/16/2025 | HO-6 Insurance Policy is fully present; HOA HOI provided, HO6 not required, | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1735 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE1173 | Credit | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Master Insurance Policy is Missing in file | Document Uploaded. Please see the attached condo master insurance policy. | 10/16/2025 | HO-6 Master Insurance Policy is fully present; HOA HOI provided | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1735 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines File is missing all K1s for each business used to qualify the borrower. Lender to provide K1s for review. | Please be advised the K-XXX is not required as the borrower is only being qualified with a loss from those businesses. The K1 was provided for XXX as this is where income was derived. | 10/16/2025 | Income and Employment Meet Guidelines; Due to loss of K1 businesses, borrower is not claiming income only loss. K-XXX not required. | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1735 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1736 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. As per the guideline, if the CU Score is greater than XXX a Third-Party Valuation Product is required |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1736 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1737 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/11/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1737 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1737 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1738 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1738 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCOM1208 | Credit | The Note is Incomplete | The Note is Incomplete The Note date of XX/XX/XXXX does not match the Deed of Trust date of XX/XX/XXXX. The Note was signed XX/XX/XXXX as well as the Notary date of XX/XX/XXXX. | We allow for borrowers to pre sign documents prior to closing under certain situations. This is not a violatio, the note date of XX/XX/XXXX is accurate based on the terms of the financing. | 10/17/2025 | The Note is Present; Borrowers pre signed document. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1739 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Freddie Mae UCDP not eligible |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 10/29/2025 | D A C |
| OBX26INV1739 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Rescinded | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | ; Informational | 10/29/2025 | D A C |
| OBX26INV1739 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE1964 | Credit | Missing income documentation | XXX business and personal ta returns were provide and the XXX extension was provided, but the Cash Flow XXX and year to Date Profit and loss for XXX is missing. Also missing is the XXX W2 from XXX | Document Uploaded. Attached is the XXX W2. The borrower used a payroll company in XXX which is why it is coming from XXX. The income is supported as documented by this W2. ; Document Uploaded. Attached is the W2. However the P&L and Cash Flow are not required for this product. The XXX business and personal returns are sufficeint to document and calculate income. Please review to clear this condition. | 10/23/2025 | Resolved with uploaded documents; XXX W2 provided for XXX. Still missing XXX W2 | 10/24/2025 | D A C |
| OBX26INV1739 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/11/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | D A C |
| OBX26INV1740 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8503 | Credit | Letter of Need Missing | LOX is required to confirm borrower is rent free at their current primary residence. | Document Uploaded. Please see the attached guideline, a rent free lox is not required by XXX guidelines. | 10/16/2025 | Client provided confirmation rent free letter is not required per guidelines x XXX | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1740 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1741 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | D A C |
| OBX26INV1741 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX - HOA Doc is missing. XXX - HOI is Missing. XXX - HOI is Missing. | Document Uploaded. Please see uploaded documents for XXX and XXX The insurance information for XXX is already in the loan file. The information can be found on the borrower's 1040s in the schedule E. | 10/20/2025 | REO PITIA documents provided. | 10/22/2025 | D A C |
| OBX26INV1742 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | REO - XXX (XXX) - Missing taxes and Insurance document. Lender to provide documentation for review. | Document Uploaded. Please see the attached HOI and taxes for the non-subject property. | 10/16/2025 | HOI and taxes provided for XXX. | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1742 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1743 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | A |
| OBX26INV1743 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1743 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1744 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. FNMA was not performed and FHLMC is N/E. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1744 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI Discrepancy is due to lender's XXX income calculation for XXX. Lender used XXX Income minus the mortgage Statement PITIA for net XXX income which is incorrect. ($XXX - XXX = Positive XXX income of $XXX). Calculation should be based on Schedule E since it reflects the property was rented XXX days of XXX Auditor calculated a Net XXX Loss of ($XXX). | Document Uploaded. The schedule E was used to calculate the XXX income. The XXX income for this property is correct. Please re-review as this is supported. Please see attached for confirmation of how the income was calculated. | 10/20/2025 | Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 10/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1744 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1745 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | A |
| OBX26INV1745 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational; Informational | 10/16/2025 | A |
| OBX26INV1745 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/11/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1746 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. UCDP Report/Score not provided after Audit review. Required per guidelines. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 11/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1746 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1746 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1747 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | C A |
| OBX26INV1747 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | C A |
| OBX26INV1748 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1748 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1748 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1749 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. ; Document Uploaded. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1749 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Rescinded | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | ; Compliant | 11/03/2025 | C A |
| OBX26INV1749 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1750 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. FNMA CU score was not performed and FHLMC was N/E |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1750 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing CPA Letter for B2 | B2 requires no CPA letter, they are an employee and the businesses that they do own result in business losses, which our guidelines do not require third party verification of. In the initial images we did provide a verification of employment. With respect to the position listed, due to the borrower being 10/21/2025 Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) 11/05/2025 Borrower has stable job time - Borrower has XXX years on job. D A D A D A C A A A D D C A D D C A D D C A D D C A D D C A A A A A A A A A A A A A A A A A A A A A |  |  |  |  |
| OBX26INV1750 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1352 | Credit | Borrower 2 Business Tax Returns Missing | Borrower 2 Business Tax Returns Missing Missing XXX for XXX for XXX and XXX Only the K-XXX's were provided. | B2 is only XXX% owner and an employee, borrower does not have to provide business tax returns. In addition, their negative self-employment entries also do not require business tax returns to calculate income by guidelines. | 10/21/2025 | Borrower 2 Business Tax Returns Provided or Not Applicable (Number of Borrowers equals XXX) | 11/05/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1750 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1355 | Credit | Borrower 2 CPA Letter Missing | Borrower 2 CPA Letter Missing Missing CPA Letter for B2 |  |  | Borrower 2 CPA Letter Provided or Not Applicable (Number of Borrowers equals XXX) | 11/05/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1750 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing XXX for XXX for XXX and XXX Only the K-XXX's were provided. | B2 is only XXX% owner and an employee, borrower does not have to provide business tax returns. In addition, their negative self-employment entries also do not require business tax returns to calculate income by guidelines. | 10/21/2025 | Income and Employment Meet Guidelines; Income and Employment Do Not Meet Guidelines Missing XXX for XXX for XXX and XXX Only the K-XXX's were provided. | 11/05/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1751 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing provide third party Valuation |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1751 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing VVOE in file is not dated or signed | Document Uploaded. Please see attached confirmation of SE verification for B2.; Please be advised the verification of self employment for XXX was signed by CPA and was provided with the initial loan images along with third party verification of the CPA license. | 10/27/2025 | Resolved - Document Uploaded. confirmation of SE verification for B2. Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX); Please be advised that the CPA letter in the loan file only referenced B1 and Not B2. Please provide a completed VVOE for B2. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1751 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1352 | Credit | Borrower 2 Business Tax Returns Missing | Borrower 2 Business Tax Returns Missing Business Tax Returns are missing for XXX for XXX and XXX | Please be advised the loan images contain all the necessary documentation to support qualifying income. | 10/21/2025 | Borrower 2 Business Tax Returns Provided or Not Applicable (Number of Borrowers equals XXX) | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1751 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1355 | Credit | Borrower 2 CPA Letter Missing | Borrower 2 CPA Letter Missing CPA letter is missing for B2 |  |  | Borrower 2 CPA Letter Provided or Not Applicable (Number of Borrowers equals XXX) | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1751 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Business Tax Returns are missing for XXX for XXX and XXX | Please be advised the loan images contain all the necessary documentation to support qualifying income. | 10/21/2025 | Income and Employment Meet Guidelines; Income and Employment Do Not Meet Guidelines Business Tax Returns are missing for XXX for XXX and XXX | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1751 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete B2 dated the Final 1003 XX/XX/XXXX as opposed XX/XX/XXXX | Please be advised the incorrect date is noted on B2 1003; however, the date was corrected on the CD CA addendum as part of the 1003. | 10/21/2025 | The Final 1003 is Present | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1751 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCOM3592 | Credit | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. Provide a completed taxpayer First Act Disclosure signed and dated by the borrower(s). This disclosure is required to authorize the lender to obtain tax return information directly from the IRS. |  |  | Taxpayer First Act Disclosure is provided | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1752 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. UCDP is score of XXX |  |  | Third party valuation product provided within tolerance. | 11/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1752 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1752 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1753 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 12/31/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1753 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1753 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1753 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. LP allowed the use of an Appraisal Waiver |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1754 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1754 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1755 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1755 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1755 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1756 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | C A |
| OBX26INV1756 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | C A |
| OBX26INV1756 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | C A |
| OBX26INV1757 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1757 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1757 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1758 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO1136 | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Photos were provided but the file is missing an affidavit signed by the borrower or company who completed repairs. | Document Uploaded. Please see attached attestation. | 10/16/2025 | Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable; Attestation of completed repairs provided. | 10/20/2025 | C A |
| OBX26INV1758 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | C A |
| OBX26INV1759 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1759 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1760 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1760 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1761 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1761 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1762 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1762 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1763 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1763 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1764 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1764 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1764 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1764 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Subject value of XXX was accepted and a PIW was used for qualifying |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1765 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1765 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1765 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1766 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1766 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1767 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1767 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1768 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1768 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1768 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1769 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | A |
| OBX26INV1769 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1769 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1770 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1770 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1771 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1771 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1771 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1772 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1772 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1773 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | Please see page XXX of the loan file. The third party valuation ahs been provided. | 10/21/2025 | Third party valuation product provided within tolerance.; Document Uploaded. ; ; A copy of the original appraisal was received and notated. An additional third party valuation (AVM, Desk Review, etc.) is required due to the UCDP documents not being sufficient. CU Score of XX/XX/XXXX and R&W Relief - Not Eligible. | 11/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1773 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1774 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Letter from borrower stating insurance is included with HOA dues, but evidence of dues were not provided | Document Uploaded. Please see attached confirming HOA dues. | 10/22/2025 | Resolved with uploaded document | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1774 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1775 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | A |
| OBX26INV1775 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | A |
| OBX26INV1776 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1776 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1776 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1777 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1777 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1777 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1778 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Underwriter Risk Score is XX/XX/XXXX based off of the SSR report. Refer to LPA findings, Property & Appraisal, Code XXX; XXX; XXX for requirements (submission #XXX). |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1778 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1778 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1779 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1779 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1780 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1780 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1781 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | A |
| OBX26INV1781 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | A |
| OBX26INV1782 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Rescinded | FCRE4165 | Credit | Employment Gaps in Employment Without Sufficient Explanation | Lender to provide documentation and address discrepancy between XXX and YTD average earning XXX on Borrower 1 paystubs. Provide last stub from Borrower 2 employer to verify no employment gap over XXX days | None of what is requested here is required by guidelines. XXX Lender used to qualify XXX which is the average based on YTD income and days worked this year, due to this no explanation as required as borrower qualifies at reduced pay rate XXX There is no gap in employment requirements and there is no requirement from the final paystub from the prior employer as that paystub will not provide the borrowers end date, is simply not a guideline requirement for any reason on this product. | 10/21/2025 | Lender used to qualify XXX which is the average based on YTD income and days worked this year, due to this no explanation as required as borrower qualifies at reduced pay rate | 10/24/2025 | A |
| OBX26INV1782 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1783 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing Statement for XXX ID XXX | Document Uploaded. Please see attached confirming liability we used to qualify | 10/22/2025 | Reviewed the documentation provided and confirmed it is sufficient. Resolved. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1783 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Acknowledged | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR ##_DL_##(ii)). | Unable to Resolve-Seller acknowledges exception, no change in grading | 10/22/2025 | Confirmed - Unable to Resolve-Seller acknowledges exception, no change in grading | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1783 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Please escalate for this exception to be cancelled. For any loan in which XXX is not the lender of record, the Affiliated Business Arrangement Disclosure is not required unless an affiliated service provider is utilized. If no affiliated business relationships or referrals exist in connection with the transaction, the disclosure is not applicable. | 10/22/2025 | Lender confirmed no affiliated businesses; Exception resolved | 10/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1783 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1784 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1784 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1784 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1785 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1785 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1786 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1786 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1787 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Rescinded | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Auditor's income calculation is lower than lender's. | Please confirm what is causing the 10/20/2025 DTI is within XXX% tolerance. Condition rescinded. 10/22/2025 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A |  |  |  |  |
| OBX26INV1787 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1787 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1788 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | When the lender is not XXX mortgage, there will be no XXX unless the lender recommended for services an affiliated business. On this loan, they did not, therefore there is no affiliated business disclosure. | 10/22/2025 | Required Affiliated Business Disclosure Documentation Provided | 10/22/2025 | B A |
| OBX26INV1788 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | B A |
| OBX26INV1788 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | B A |
| OBX26INV1789 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR ##_DL_##(ii))]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, copy of refund check, and proof of delivery or valid COC. The XXX% tolerance violation in the amount of XXX is due to the increase of recording fee on the LE dated XX/XX/XXXX without valid COC. | Document Uploaded. Please see the attached redisclosure history form. THe document shows that once we received the complete quit claim deed and found the number of pages we increased the recording charges that are based on number of pages. ; Please refer to the Redisclosure History form in the loan images that shows the valid CIC on XX/XX/XXXX where the recording fee increased for the quit claim deed # of pages which increased the total fee to XXX | 10/24/2025 | Valid COC provided; Exception resolved; Valid COC provided; Exception resolved; The image file contains XXX pages but the re disclosure history was not contained in file | 10/27/2025 | C A |
| OBX26INV1789 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | C A |
| OBX26INV1789 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | C A |
| OBX26INV1790 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | A |
| OBX26INV1790 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | A |
| OBX26INV1790 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | A |
| OBX26INV1791 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1791 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1791 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1792 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Declaration page indicates premium period from XX/XX/XXXX to XX/XX/XXXX. Date of closing XX/XX/XXXX | Document Uploaded. Please see the attached HOI policy with correct policy dates. | 10/20/2025 | Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided.; HOI provided | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1792 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1793 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Need verification of self-employment for XXX. | Please see page XXX of the loan file. This is a business bank account and shows deposts for "XXX, XXX" on XX/XX/XXXX and "XXX and XXX" on XX/XX/XXXX. This meets the guidelines to confirm the business is open and operating. | 10/22/2025 | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX). Re-reviewed the loan image to confirm and determined this is sufficient for a XXX business. Resolved. | 10/27/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.4% is less than Guideline CLTV of 90% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.4% is less than Guideline LTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1793 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. ((12 CFR ##_DM_##(iii)(A))]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure required. Refund in the amount of $XXX; cure requires a valid COC or a cure package with a post closing CD, letter of explanation, proof of refund, and proof of delivery. The XXX% tolerance violation in the amount of XXX is due to the increase of recording fee from XXX to XXX on the final CD dated XX/XX/XXXX without valid COC. | Document Uploaded. Please see attached, The valid CIC was the borrower requesting to remove a party from the title. This caused an additional recording fee of XXX This re-baselined the XXX% tolerance amount XXX + XXX = XXX + XXX% = XXX. | 10/21/2025 | Valid COC provided; exception resolved; Valid COC provided; exception resolved; This loan failed the charges that in total cannot increase more than XXX% test. (LTV of 75%]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). | 10/22/2025 | Original CLTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1793 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Original CLTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1794 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1794 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1794 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1795 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1795 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1795 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1796 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide evidence of primary housing expense. Mortgage Statement provided is dated XX/XX/XXXX. Also, provide verification of HOA noted on XXX for primary residence (noted as XXX/mth). | A mortgage Statement more recent than XXX is not required, as the credit report confirms the same loan is due & that loan escrows tax/insurance which is the same today. For the HOA dues for primary, please see page XXX of the loan package which is a XXX report listing the HOA dues. | 10/16/2025 | Confirmed Mortgage status on credit report. | 10/16/2025 | D A |
| OBX26INV1796 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | D A |
| OBX26INV1796 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | D A |
| OBX26INV1797 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | AVM provided. | 10/22/2025 | Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; ; AVM inputted in system-Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Document Uploaded. | 12/31/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1797 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1797 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1797 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW was provided. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1798 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Additional TPV is required. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1798 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1480 | Credit | Asset 2 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements Sale proceeds of XXX were not provided for review. Need documentation of the sale proceeds. | Document Uploaded. Please see attached CD for the cash out refinance done on this property. | 10/21/2025 | Resolved CD Cashout XXX was sufficient. Asset Record XXX Meets G/L Requirements Or Not Applicable | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1799 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Missing Document- Affiliated Business Disclosure | An affiliated business disclosure is only required from the lender if the lender is employing or advising the borrower they could employ an affiliate in the transaction, the lender has no affiliates therefore there will be no affiliated business arrangement disclosure. | 10/21/2025 | Client confirmed no affiliates; exception resolved | 10/22/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1799 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1799 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1800 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1800 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1801 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. XXX Statement or VOM on the primary residence is missing (2nd mortgage, $XXX). The AUS findings ask to verify mortgage payment history on this (not on CBR) but there is no VOM either. | Document Uploaded. Please see attached welcome letter.; Please see the attached welcome letter from the second lien showing first payment date of XX/XX/XXXX, borrower could not have any XXX day lates at this time. | 10/28/2025 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; The referenced document was not provided. Please provide. | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1801 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1802 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Mortgage payment history for subject property is missing from file. Provide mortgage payment history for lender XXX or provide documentation showing that no payments are due. | Document Uploaded. Please refer to the payoff Statement in the loan file, the borrower is not named on the prior mortgage, guidelines do not require confirmation of payment history in this case. | 10/21/2025 | Housing History Meets Guideline Requirements. Re-reviewed to confirm payment history is not a requirement per the guidelines since borrower does not own the prior mortgage. | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1802 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1802 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1803 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU Score: XXX Collateral Rep & Warrant Relief Status: Not Eligible we require a third-party valuation product (e., appraisal review, desk review, or validation tool). |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1803 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1804 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1804 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1805 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1805 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1806 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | A |
| OBX26INV1806 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | A |
| OBX26INV1807 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE1326 | Credit | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss Missing Current P&L for XXX and YTD P&L for XXX per FNMA guidelines B3-XXX-XXX. | B3-XXX-XXX does not State this is required and speaks to how to analyze one if it is obtained. This is not required for this loan. Please review to cancel this exception. | 10/21/2025 | Borrower 1 YTD Profit & Loss not required | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1807 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1808 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1808 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1808 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/16/2025 | A |
| OBX26INV1809 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1809 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1810 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE1326 | Credit | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss Missing Borrower 1 YTD Profit & Loss Current and Previous years missing in file. | A YTD profit/loss is not required per Fannie guide B3-XXX-XXX and by XXX guidelines. | 10/21/2025 | Borrower 1 YTD Profit & Loss Provided | 10/24/2025 | D A |
| OBX26INV1810 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Current Employment XXX respective income docs is missing in file. | Document Uploaded. Please see the attached XXX and K-XXX for this business which is a new business started in XXX these documents were provided in images. | 10/21/2025 | Income and Employment Meet Guidelines; Income and Employment Do Not Meet Guidelines | 10/24/2025 | D A C |
| OBX26INV1810 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | D A |
| OBX26INV1811 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The Collateral Underwriter Risk Score is XXX the Collateral R&W Relief is Not Eligible and there is was no additional valuation product provided. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 11/03/2025 | C B A |
| OBX26INV1811 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Acknowledged | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX It appears that the loan amount may have increased and the title was not updated accordingly. The final title is not in file to confirm the final coverage amount. | Unable to Resolve-seller accepts; no change to grading. | 10/22/2025 | Confirmed - Unable to Resolve-seller accepts; no change to grading. | 10/24/2025 | C B A |
| OBX26INV1812 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The Fannie Mae Risk Score is XXX which is XX/XX/XXXX points higher than what is shown in the file. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1812 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Acknowledged | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Unable to Resolve-Seller acknowledges exception, no change to grading. | 10/21/2025 | Confirmed : Unable to Resolve-Seller acknowledges exception, no change to grading. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1812 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1813 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1813 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1813 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1814 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | A |
| OBX26INV1814 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | A |
| OBX26INV1815 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide evidence that Lender obtained a valid Third Party Valuation, within tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1815 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1815 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1816 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU Score not Provided UCDP FNMA. Hence updated no in respective Fields |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1816 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1816 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1817 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Cured | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. [[(XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to (12 CFR ##_DM_##(iii)(A)) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required Refund in the amount of XXX Cure Package requires a PCCD, LOE, Copy of refund check and proof of delivery to the borrower OR Valid COC. The Lender Credit violation is due to the decrease in Lender Credits on the Initial CD dated XXX and no COC was found in the file explaining the reason for why the fee decreased. Please provide a Valid COC or Cure Package | Document Uploaded. Please see the attached redisclosure package. ; Document Uploaded. Please see the attached cic detail, the cic shows that the loan amount was increased which caused loan points to decrease XXX This was requested by borrower and disclosed on the Initial CD. | 10/22/2025 | Cure package provided to the borrower; exception downgraded to a 2/B; This loan failed the lender credits that cannot decrease test. [[(XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to LTV of 75% is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i).; Updated cure amount to $XXX; Lender credits decreased on the final CD to XXX without a valid COC; This loan failed the lender credits that cannot decrease test. [[(XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to LTV of 75% is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX26INV1817 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to (12 CFR ##_DM_##(iii)(A)) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; Cure Package requires a PCCD, LOE, Copy of refund check and proof of delivery to the borrower OR Valid COC. The Zero tolerance violation in the amount of XXX is due to the broker fee increasing from XXX on CD XX/XX/XXXX to XXX on CD XX/XX/XXXX. A COC is required to determine if this was a valid change. | Document Uploaded. Please see the attached redisclosure package.; Document Uploaded. Please see the attached loan amount cic which increased the broker compensation. | 10/23/2025 | Cure package provided to the borrower; exception downgraded to a 2/B; The initial CD which matched the COC date indicated the broker compensation increased in total but the amount disclosed as paid by borrower did not increase until the CD dated XX/XX/XXXX which is outside of the XXX days of the COC. ; This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to LTV of 75% is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX26INV1817 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Primary residence XXX - For this property the Mortgage Statement and escrow for Tax and hazard document is missing. | Document Uploaded. Please see the attached XXXd CD. | 10/20/2025 | Lender provided Final CD for primary residence PITIA. | 10/22/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1817 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1818 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1818 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1818 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1819 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1819 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1819 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1820 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Acknowledged | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Proposed Insured Amount on the preliminary title is incorrect. It should be XXX |  |  | Acknowledged as 2/B grading per client request. | 10/27/2025 | B A |
| OBX26INV1820 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Rescinded | FCRE1146 | Credit | Title Document is Partially Present | Title Document is incomplete or only partially present. Proposed Insured Amount on the preliminary title is incorrect. It should be XXX | This should be a non-material EV2. Please review to downgrade as this is a non-material issue. | 10/21/2025 | ; Title Document is fully Present. | 10/27/2025 | B A |
| OBX26INV1820 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Acknowledged | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required- Affiliated Business Disclosure | Unable to Resolve-Seller acknowledges the exception, no change to grading. | 10/21/2025 | Confirmed - Unable to Resolve-Seller acknowledges the exception, no change to grading. | 10/22/2025 | B A |
| OBX26INV1820 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | B A |
| OBX26INV1821 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1821 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1821 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1822 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1822 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1822 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1823 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 11/03/2025 | C A |
| OBX26INV1823 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE6843 | Credit | Asset General | Need source of XXX earnest money deposit along with cancelled check. | Please be advised the EMD was backed out of the qualifying assets account #XXX. | 10/20/2025 | Assets are more than enough to cover EMD and reserves. | 10/22/2025 | C A |
| OBX26INV1823 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/17/2025 | C A |
| OBX26INV1824 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1824 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1824 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1825 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1825 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1825 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1826 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1826 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1826 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1827 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. TPV product is required |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | C A |
| OBX26INV1827 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | C A |
| OBX26INV1827 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | C A |
| OBX26INV1828 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1828 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1828 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1829 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1829 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1829 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1830 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | Document Uploaded. Please see attached confirmation of self-employment verification, please note that QM loans can be verified post-close. | 10/22/2025 | Borrower 1 3rd Party VOE Prior to Close Missing Per AUS- Lenders also have the option of obtaining the VVOE after the note date (and prior to delivery of the loan to FNMA). | 11/05/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1830 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score not provided in UCDP FNMA. Hence updated No in respective field. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1831 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1831 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Cured | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. [[(XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to (12 CFR ##_DM_##(iii)(A)) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, copy of refund check, and proof of delivery or valid COC. The Lender credit decrease violation in the amount of XXX is due to the decrease of the Lender credit from XXX on the CD dated XX/XX/XXXX to XXX on the final CD without valid COC. | Document Uploaded. Please see attached, PCCD with cure check and LOE | 10/23/2025 | Cure package provided to the borrower; exception downgraded to a 2/B | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1831 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1832 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1832 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1832 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1833 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE1173 | Credit | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Master Policy is missing in loan file | Document Uploaded. Please see attached master policy. | 10/16/2025 | HO-6 Master Insurance Policy is fully present; HOI provided | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1833 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1834 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/03/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 11/05/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1834 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Rescinded | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | ; Compliant | 11/03/2025 | C A |
| OBX26INV1834 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1834 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1835 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1835 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1835 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1836 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1836 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1836 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1836 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW (Property Inspection Waiver) used as value |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1837 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing TPV for B2 was not provided for SE business XXX. Provide CPA, or business listing verifying. | Please see page XXX of the loan file, the Massachusetts SOS search confirms the business is still active and is dated. | 10/22/2025 | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1837 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1837 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1838 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1838 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1839 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1839 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1840 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1840 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1841 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1841 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1842 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1842 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1843 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1843 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1844 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing The documentation in file is not dated per FNMA requirements. | Document Uploaded. Please see attached, document with internal timestamp confirming the document was obtained on XX/XX/XXXX | 10/21/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1844 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1845 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1845 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1845 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1846 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score not available – appraisal form not supported by Collateral Underwriter. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1846 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1847 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | A |
| OBX26INV1847 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | A |
| OBX26INV1848 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Fannie Mae analysis was not Performed for this Non-UAD |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | C A |
| OBX26INV1848 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | C A |
| OBX26INV1848 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | C A |
| OBX26INV1849 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1849 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1850 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1850 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1850 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1851 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. ((12 CFR ##_DM_##(iii)(A))]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). Violation in the amount of $XXX. Documentation required to clear exception: The initial LE dated within XXX days of the application date of XX/XX/XXXX appears to be missing from the file. Compliance testing will be completed upon receipt. | Please see attached XX/XX/XXXX Loan Estimate. | 10/21/2025 | Initial LE provided; exception resolved; Initial LE provided; exception resolved; This loan failed the charges that in total cannot increase more than XXX% test. (LTV of 75%]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). | 10/22/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1851 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. [[(XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to (12 CFR ##_DM_##(iii)(A)) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to decrease from XXX on LE XX/XX/XXXX to XXX on LE XX/XX/XXXX and all subsequent CD's. | Please refer to page XXX confirming the change in circumstance for pricing changes which affected the lender credits. | 10/21/2025 | Initial LE provided; Exception resolved; Initial LE provided; Exception resolved | 10/22/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1851 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to (12 CFR ##_DM_##(iii)(A)) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Violation in the amount of $XXX. Documentation required to clear exception: The initial LE dated within XXX days of the application date of XX/XX/XXXX appears to be missing from the file. Compliance testing will be completed upon receipt.. | Document Uploaded. Please see attached XX/XX/XXXX Loan Estimate. | 10/21/2025 | Initial LE provided; Exception resolved; Initial LE provided; Exception resolved | 10/22/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1851 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | finding-3515 | Compliance | Initial Loan Estimate Delivery Date Test (from application) | This loan failed the initial loan estimate delivery date test (from application) due to one of the following: [[(12 CFR ##_DM_##(iii)(A))]] The initial loan estimate delivery date is later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor or broker receives the consumer's written application herefore, if additional disclosures are entered into ComplianceAnalyzer, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be XXX regardless of the actual values on the disclosure his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(1)(iii)(A) (initial loan estimate disclosure three business days after application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneThe creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(i) (provision of loan estimate form) not later than the third business day after the creditor receives the consumer's application. Provide the ILE dated within XXX business days from application XX/XX/XXXX. TRID review will be completed upon receipt. | Please see attached XX/XX/XXXX Loan Estimate. | 10/21/2025 | Initial LE provided; Exception resolved; Initial LE provided; Exception resolved | 10/22/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1851 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | finding-3526 | Compliance | Revised Loan Estimate Delivery Date Test (prior to consummation) | This loan failed the revised loan estimate delivery date test (prior to consummation) due to one of the following findings: [[(12 CFR ##_DJ_##(ii))]] The revised loan estimate delivery date is provided and the revised loan estimate method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised loan estimate delivery date is less than seven business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised loan estimate delivery date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate receipt date is provided and the revised loan estimate receipt date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate delivery date is on or after the initial closing disclosure delivery date he creditor shall not provide a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i). The consumer must receive a revised version of the disclosures required under §1026.19(e)(1)(i) not later than four business days prior to consummation. If the revised version of the disclosures required §1026.19(e)(1)(i) is not provided to the consumer in person, the consumer is considered to have received such version three business days after the creditor delivers or places such version in the mail. Provide evidence to confirm when the revised LE XX/XX/XXXX was received to confirm timing requirements were met. | Document Uploaded. Please see the attached internal screenshot showing that the LE dated XX/XX/XXXX was viewed/received by the borrower on XX/XX/XXXX. Please be aware, 'Website FYI' denotes the time the LE was viewed/received by the borrower electronically. | 10/21/2025 | Revised LE receipt date provided; Exception resolved; Revised LE receipt date provided; Exception resolved | 10/22/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1851 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1851 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1852 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | AVM provided. | 10/22/2025 | ; Resolved- AVM Uploaded and inputted into system. Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Document Uploaded. | 10/24/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CCLTV of 80% A |
| OBX26INV1852 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.24% is less than Guideline CLTV of 74.24% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 74.24% is less than Guideline CCLTV of 74.24% A |
| OBX26INV1852 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.24% is less than Guideline CLTV of 74.24% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 74.24% is less than Guideline CCLTV of 74.24% A |
| OBX26INV1852 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 74.24% is less than Guideline CLTV of 74.24% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 74.24% is less than Guideline CCLTV of 74.24% A |
| OBX26INV1853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX - HOA is missing. XXX - HOI is missing. | Please see page XXX of the loan file. This confirms HOA dues for XXX are XXX per month. The Insurance was estimated based on the value of the property (annual premium estimated at XXX% of value) which is allowed by our guidelines. | 10/22/2025 | Re-reviewed the loan image with the lender's comments and confirmed. Resolved. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1853 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1854 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU Score Not performed, and FHLMC N/E |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | C A |
| OBX26INV1854 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | C A |
| OBX26INV1855 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1855 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1856 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1856 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE3653 | Credit | Missing letter of explanation | Need LOE showing the reason for the large jump in income from XXX to XXX from the XXX business XXX. | Document Uploaded. Please refer to the attached uploaded letter confirming there was a change in business structure which affected the earnings reported. | 10/22/2025 | Resolved - Uploaded Document. Letter confirming there was a change in business structure which affected the earnings reported. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1856 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. DU Findings requested a VOM/payment history, but this is missing in the file. | Please be advised the debt is reporting on the credit report with a history that meets guidelines as there are no 0x60 lates. | 10/22/2025 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing. Primary 1st lien Private Lending Mortgage is being paid off per Final CD pg XXX and payoff in file pg XXX | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1857 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Provide CPA or Business Listing to confirm VOE for B1 | Document Uploaded. Please see attached | 10/22/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided. Per documentation provided from the lender, the documentation was sufficient and within the XXX date of closing. | 12/31/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1857 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Provide CPA or Business Listing to confirm VOE for B2 | Document Uploaded. Please see attached | 10/22/2025 | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX). Per documentation provided from the lender, the documentation was sufficient and within the XXX date of closing. | 12/31/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1857 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1857 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1858 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. UCDP score wasn't provided. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | C A |
| OBX26INV1858 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Rescinded | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (CLTV of 75.11%. | Please see Pg XXX of the loan file which is the appraisal delivery disclosure confirming the appraisal was delivered to the borrower on XX/XX/XXXX. Please review to cancel this exception. | 10/22/2025 | Confirmed - invalid exception. Triggered in error. | 10/22/2025 | C A |
| OBX26INV1858 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Rescinded | FCOM1691 | Compliance | Cal. Civ. Code § 1799.91 - Cosigner Notice Disclosure was not provided (Disclosure Page v2) | XXX Civ. Code § 1799.91 - Cosigner Notice Disclosure was not provided. | Invalid exception. XXX Civ. Code º XXX requires anyone signing the mortgage but not receiving money or services to be provided this document. All parties on the mortgage are on the loan and are receiving proceeds and benefits from the transaction. Please cancel this exception. | 10/22/2025 | Confirmed - invalid exception. Triggered in error. | 10/22/2025 | C A |
| OBX26INV1858 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | C A |
| OBX26INV1859 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1859 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1860 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The UCDP Submission Summary Report shows a CU Score of XXX and the Collateral Rep & Warrant Relief Status is marked as Not Eligible - provide a compliant third-party valuation that meets XXX guidelines and falls within the acceptable tolerance range to support eligibility for Collateral Rep & Warrant Relief |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1860 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1861 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score not provided in UCDP FNMA. Hence updated No in respective field. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1861 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE1145 | Credit | Title Document Missing | Title Document is missing | Document Uploaded. Please see the attached prelim title.; Document Uploaded. Please see the attached prelim title policy. | 10/27/2025 | Title Document is fully Present; Counter- PDF Document failed to load. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1861 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE1157 | Credit | Hazard Insurance Policy is Missing | Missing Hazard Insurance Policy The HOI policy for the subject property was not provided. | Document Uploaded. Please see attached hazard insurance policy. | 10/22/2025 | Hazard Insurance Policy is fully present | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1861 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1862 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1862 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1863 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1188 | Credit | Audited CLTV Exceeds AUS CLTV | Audited CLTV of 75.11% exceeds AUS CLTV of 75% The seller credit of XXX exceeds the total closing costs and prepaids of $XXX. FNMA requires the sales price to be reduced by the amount of the overage $XXX. Auditor has reduced the purchase price to XXX and this has resulted in a higher LTV/CLTV/HCLTV then the AUS. Please provide the following: Corrected final closing disclosure, AUS, XXX and Final 1003 reflecting a purchase price of XXX and an LTV/CLTV/HCLTV of 75.11%. | Please be advised the Title-Owner's Title Policy is not being included in the total closing costs which was covered by the seller credit. The seller credit did not exceed the total contribution max. | 10/21/2025 | Audited LTV of 75% is less than or equal to AUS LTV of 75% | 10/24/2025 | C A |
| OBX26INV1863 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1189 | Credit | Audited HCLTV Exceeds AUS HCLTV | Audited HCLTV of 75.11% exceeds AUS HCLTV of 75% The seller credit of XXX exceeds the total closing costs and prepaids of $XXX. FNMA requires the sales price to be reduced by the amount of the overage $XXX. Auditor has reduced the purchase price to XXX and this has resulted in a higher LTV/CLTV/HCLTV then the AUS. Please provide the following: Corrected final closing disclosure, AUS, XXX and Final 1003 reflecting a purchase price of XXX and an LTV/CLTV/HCLTV of 75.11%. | Please be advised the Title-Owner's Title Policy is not being included in the total closing costs which was covered by the seller credit. The seller credit did not exceed the total contribution max. | 10/21/2025 | Audited LTV of 75% is less than or equal to AUS LTV of 75% | 10/24/2025 | C A |
| OBX26INV1863 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | FCRE1187 | Credit | Audited LTV Exceeds AUS LTV | Audited LTV of 75.11% exceeds AUS (12 CFR ##_DH_##(ii)) The seller credit of XXX exceeds the total closing costs and prepaids of $XXX. FNMA requires the sales price to be reduced by the amount of the overage $XXX. Auditor has reduced the purchase price to XXX and this has resulted in a higher LTV/CLTV/HCLTV then the AUS. Please provide the following: Corrected final closing disclosure, AUS, XXX and Final 1003 reflecting a purchase price of XXX and an LTV/CLTV/HCLTV of 75.11%. | Please be advised the Title-Owner's Title Policy is not being included in the total closing costs which was covered by the seller credit. The seller credit did not exceed the total contribution max. | 10/21/2025 | Audited LTV of 75% is less than or equal to AUS CLTV of 75%; Per FNMA - Borrower closing costs, including prepaids; or Borrower homeXXX' association (HOA) assessments covering any period after the settlement date (limited to no more than XXX months). the XXX seller credit is XXX% of the sales price/Appraisal value; therefore, the purchase price does not need to be reduced. | 10/24/2025 | C A |
| OBX26INV1863 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | C A |
| OBX26INV1864 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1864 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1864 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1865 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1865 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1866 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | AVM provided. | 10/22/2025 | ; Resolved- AVM Uploaded and inputted into system. Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Document Uploaded. | 10/24/2025 | C B A |
| OBX26INV1866 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:[[(12 CFR ##_DH_##(ii))]] The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Documentation required to clear exception: The initial CD is missing from the loan file. The earliest CD in the loan file was issued on XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that is was received by the consumer XXX business days prior to consummation on XX/XX/XXXX. Additional conditions may apply. | Document Uploaded. Please see attached acknowledged initial CD. | 10/22/2025 | Initial CD received; Exception resolved | 10/23/2025 | C B A |
| OBX26INV1866 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | C B A |
| OBX26INV1866 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW was approved by AUS. |  |  |  |  | C B A |
| OBX26INV1867 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1867 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1868 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | AVM provided. | 10/22/2025 | ; Resolved- AVM Uploaded and inputted into system. Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Document Uploaded. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1868 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1868 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1868 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Loan is eligible for an appraisal waiver |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1869 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1869 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1870 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1870 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1871 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1871 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1871 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1872 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1872 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1872 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1873 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1873 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1873 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1874 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCRE4963 | Credit | No evidence of required debt payoff | XXX tax returns showed borrower owe taxes in the amount of $ XXX The loan file is missing proof of taxes being paid off. | Please see attached, we do not required taxes showing as owed on the client tax returns to be paid. We do add it to the DTI if we know there borrower is on a payment plan and there is no evidence of that. | 10/21/2025 | Per lender - we do not required taxes showing as owed on the client tax returns to be paid. We do add it to the DTI if we know there borrower is on a payment plan and there is no evidence of that. | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1874 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | finding-3526 | Compliance | Revised Loan Estimate Delivery Date Test (prior to consummation) | This loan failed the revised loan estimate delivery date test (prior to consummation) due to one of the following findings: [[12 CFR ##_CF_##)The loan amount is $XXX]] The revised loan estimate delivery date is provided and the revised loan estimate method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the revised loan estimate delivery date is less than seven business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised loan estimate delivery date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate receipt date is provided and the revised loan estimate receipt date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised loan estimate delivery date is on or after the initial closing disclosure delivery date he creditor shall not provide a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i). The consumer must receive a revised version of the disclosures required under §1026.19(e)(1)(i) not later than four business days prior to consummation. If the revised version of the disclosures required §1026.19(e)(1)(i) is not provided to the consumer in person, the consumer is considered to have received such version three business days after the creditor delivers or places such version in the mail. Provide evidence when the revised LE XX/XX/XXXX was received to confirm timing requirements were met. | Document Uploaded. ; Please see the attached internal screenshot showing that the LE dated XX/XX/XXXX was viewed/received by the borrower on XX/XX/XXXX. Please be aware, 'Website FYI' denotes the time the LE was viewed/received by the borrower electronically.; Document Uploaded. Please see attached, we do not required taxes showing as owed on the client tax returns to be paid. We do add it to the DTI if we know there borrower is on a payment plan and there is no evidence of that. | 10/21/2025 | Revised LE receipt date provided; exception resolved; Revised LE receipt date provided; exception resolved | 10/22/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1874 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1875 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1875 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1876 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1876 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1876 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1877 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. PIW provided; need additional TPV. | AVM provided. | 10/22/2025 | Third party valuation product provided within tolerance.; Document Uploaded. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Resolved- AVM Uploaded and inputted into system. Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Document Uploaded. | 11/10/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.24% is less than Guideline LTV of 74.24% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 74.24% is less than Guideline ##LL## \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1877 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Original CLTV is Below the Guideline Maximum - Calculated ##LL## is less than Guideline ##LL## \| Original LTV is Below the Guideline Maximum - Calculated ##LL## is less than Guideline ##LL## \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1877 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Original CLTV is Below the Guideline Maximum - Calculated ##LL## is less than Guideline ##LL## \| Original LTV is Below the Guideline Maximum - Calculated ##LL## is less than Guideline ##LL## \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1877 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  |  |  | Original CLTV is Below the Guideline Maximum - Calculated ##LL## is less than Guideline ##LL## \| Original LTV is Below the Guideline Maximum - Calculated ##LL## is less than Guideline ##LL## \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1878 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | AVM provided. | 10/22/2025 | ; Resolved- AVM Uploaded and inputted into system. Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Document Uploaded. | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1878 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1878 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1878 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1879 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1879 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1880 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Acknowledged | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR ##_CF_##)The loan amount is $XXX,. Provide evidence the borrower received a copy of the appraisal at closing. Per the appraisal waiver, they waived the XXX day timing and will receive a copy at closing. | Unable to Resolve-seller accepts; no change to grading. | 10/21/2025 | Confirmed : Unable to Resolve-seller accepts; no change to grading. | 10/24/2025 | B A |
| OBX26INV1880 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated business disclosure dated within XXX business days of application or confirmation lender has no affiliates. | The lender (whom is not XXX) does not have any affiliates that they will be suggesting the borrower use for the financing, there is no affiliated business disclosure to provide. | 10/21/2025 | Required Affiliated Business Disclosure Documentation Provided | 10/22/2025 | B A |
| OBX26INV1880 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | B A |
| OBX26INV1880 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | B A |
| OBX26INV1881 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | A |
| OBX26INV1881 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | A |
| OBX26INV1882 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCRE4104 | Credit | Missing explanation and supporting documentation for large deposit(s) | The loan is missing source of funds for large deposits noted on XXX acct XXX The earnest money was drawn from this account. (XX/XX/XXXX $ XXX XX/XX/XXXX $ XX/XX/XXXX and XX/XX/XXXX $ XXX) | Please note The large deposit threshold for this product is equal to XXX% of the loan's XXX total qualifying monthly income. None of the below deposits meet the definition of large deposit | 10/22/2025 | Re-reviewed loan with documentation provided and lender's explanation. Confirm and agree. Resolved | 10/27/2025 | D B A C |
| OBX26INV1882 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | FCRE9500 | Credit | Missing Letter of Explanation (Assets) | The loan file is missing an lox for several unusual deductions that were noted on XXX acct XXX (several deductions for XXX loan payment for $ XXX XX/XX/XXXX XXX Tax payment for $ XXX XX/XX/XXXX XXX for XXX and several payments made to XXX and XXX). | Document Uploaded. Please see attached, The SBA loan is not in the name of the borrower. It is in the name of XXX, the joint owner of the bank account. The other deductions noted in the excception do not require a lox. The payment to the IRS is a one-time payment and does not indicate a monthly debt we would need to document. The other debts mentioned are regular expenses we would see on a personal bank account and not a red flag of a missed debt. | 10/22/2025 | Re-reviewed loan with documentation provided and lender's explanation. Confirm and agree. Resolved | 10/27/2025 | D B A C |
| OBX26INV1882 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 10/21/2025 | D B C A |
| OBX26INV1882 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/17/2025 | D B A C |
| OBX26INV1882 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Per LP, the loan was submitted a PIW |  |  |  |  | D B A C |
| OBX26INV1883 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Additional documentation is required. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 11/03/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1883 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1883 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1884 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Desk Review is required. CU score not performed and XXX N/E. |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | C A |
| OBX26INV1884 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | C A |
| OBX26INV1885 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE1173 | Credit | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Subject property is condominium. Master policy is missing in the file. | Document Uploaded. Please see attached master policy. | 10/22/2025 | HO-6 Master Insurance Policy is fully present | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1885 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | AVM provided. | 10/22/2025 | ; Resolved- AVM Uploaded and inputted into system. Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Document Uploaded. | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX26INV1885 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1885 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Secondary product required, PIW was used at origination. |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1886 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines b2. Base Income 1XXX\*XXX/XXX=XXX, borrower ytd+XXX bonus aver is XXX AUS. Lender base income AUS B2 Income XXX + bonus XXX. It appears lender used borrower income twice for XXX and XXX. Need additional documents to confirm income of XXX B1. BFS income not used per AUS XXX other property XXX Subject negative XXX | Document Uploaded. Please see attached updated 1003, XXX and AUS after removing the duplicated income. Also attached is a breakdown of the XXX income. | 10/22/2025 | Income and Employment Meet Guidelines | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1886 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1887 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1887 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1888 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1888 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1889 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1889 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | A |
| OBX26INV1890 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Provide evidence of XXX months mortgage history per FNMA guidelines. | A XXX month mortgage history does not exist. The borrower purchased their primary residence in XXX of this year. Nothing further to provide nor exists. Please review to cancel this exception. | 10/21/2025 | Housing History Meets Guideline Requirements | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1890 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1891 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. PIW provided; but an additional TPV is required. | AVM provided. | 10/22/2025 | ; Resolved- AVM Uploaded and inputted into system. Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Document Uploaded. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1891 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1891 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1891 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1892 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1892 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1892 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1893 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1893 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1893 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1894 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1894 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1895 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | AVM provided. | 10/22/2025 | Third party valuation product provided within tolerance.; Document Uploaded. ; ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM was provided; but the Confidence Score of XXX% was lower than the allowed. Additional documentation is required. ; Document Uploaded. | 12/31/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1895 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCOM1604 | Compliance | Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. | Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. There is a missing document for the account with XXX; the lender has included it in the DTI calculation, but the liability is not listed on the credit report, and no credit card Statement is in the file. | Please be advised the XXX account shows as open under Credit History - All Other Accounts on the credit report. | 10/21/2025 | The consumer's current debt obligations, alimony, and child support or other debt obligations were confirmed. | 11/05/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1895 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1895 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. AUS loan is eligible for a property inspection waiver |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1896 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Provide a dated VOE within XXX business days of closing for B1. The VOE in file is not dated. | Document Uploaded. Please see attached, A voe is not requred for B1 as the borrower's paystub meets the requirement for paystub as VOE. | 10/21/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided; Borrower 1 3rd Party VOE Prior to Close Missing | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1896 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE1358 | Credit | Borrower 2 W2/1099 Missing | Borrower 2 W2/XXX Missing. Provide W2s XXX/XXX for B2. The ones located in the file are blank. | Document Uploaded. Please see attached, B2 W2 as requested | 10/21/2025 | Borrower 2 W2/XXX Provided or Not Applicable (Number of Borrowers equals XXX) | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1896 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1897 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1897 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1898 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1898 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1899 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1899 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1899 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1900 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing TPR. CU Store is XX/XX/XXXX |  |  | Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1900 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Compliant | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1901 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1901 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1902 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to 12 CFR ##_CF_##)The loan amount is $XXX, is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the appraisal fee. The COC dated XX/XX/XXXX didn't give a reason for the additional fee. | Document Uploaded. The increase was the result of ordering a XXX schedule, which only the UW can review and order if its required. On XX/XX/XXXX the underwriter reviewed the file and determined income was needed to qualify and a XXX was required. Please see the attached income history for the subject, on XX/XX/XXXX it reflected the full PITIA as negative income, and on XX/XX/XXXX that income changed, and was reviewed by underwriter on XX/XX/XXXX and disclosed within XXX business days of XX/XX/XXXX. | 10/22/2025 | Valid COC provided; Exception resolved; Valid COC provided; Exception resolved; This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to ##LD## is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1902 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | finding-4038 | Compliance | Qualified Mortgage Lending Policy Points and Fees Test | This loan has points and fees that exceed the points and fees threshold. (12 CFR ##_CF_##)The loan amount is $XXX or more, and the transaction's total points and fees is XXX which exceeds XXX percent of the total loan amount of $XXX; orThe loan amount is less than XXX but at least XXX and the transaction's total points and fees is XXX which exceeds $XXX; orThe loan amount is less than XXX but at least XXX and the transaction's total points and fees is XXX which exceeds XXX percent of the total loan amount of $XXX; orThe loan amount is less than XXX but at least XXX and the transaction's total points and fees is XXX which exceeds $XXX; orThe loan amount is less than XXX and the transaction's total points and fees is XXX which exceeds XXX percent of the total loan amount of $XXX. Fees included Appraisal Management $XXX(affiliate), Broker fee XXX Discount points XXX tax cert $XXX(affiliate) and UW XXX Total fees XXX exceeds by $XXX. A bona fide discount point is required in order to exclude any of the discount points. | Document Uploaded. Please see the attached bona fide discount point calculation. The borrower chose a lower rate than the undiscounted rate of XXX and because the undiscounted rate was within two points of the APR, up to one point can be excluded. We excluded all discount points, as the total points are less than XXX | 10/22/2025 | Undiscounted rate provided; Exception resolved; Undiscounted rate provided; Exception resolved | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1902 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1902 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1903 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1903 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1904 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational; Informational | 10/16/2025 | A |
| OBX26INV1904 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational; Informational | 10/16/2025 | A |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan Number** | **Seller Loan Number** | **ULI** | **Settlement Date** | **QM Type** | **Guideline Name** | **UW Guideline Author** | **UW Guideline Version Date** | **UW Guideline Matrix Name** | **UW Guideline Matrix Date** | **QM Regulation Failures** | **Bedroom Count** | **Approval Status** | **Correspondent Name** | **Pool** | **Application Date** | **Note Date** | **Maturity Date** | **Loan Status** | **Loan Type** | **Product Type** | **DU/LP Rating** | **TRID** | **ARM Hybrid Period** | **Number of Borrowers** | **Borrower 1 First Name** | **Borrower 1 Middle Name** | **Borrower 1 Last Name** | **Borrower 2 First Name** | **Borrower 2 Middle Name** | **Borrower 2 Last Name** | **Borrower 3 First Name** | **Borrower 3 Middle Name** | **Borrower 3 Last Name** | **Borrower 4 First Name** | **Borrower 4 Middle Name** | **Borrower 4 Last Name** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower 1 Job** | **Job Yrs Borrower 1** | **Borrower 2 Job** | **Job Yrs Borrower 2** | **Borrower 3 Job** | **Job Yrs Borrower 3** | **Borrower 4 Job** | **Job Yrs Borrower 4** | **Borrower 1 Occupation** | **Borrower 1 Years In Field** | **Borrower 2 Occupation** | **Borrower 2 Years In Field** | **Borrower 3 Occupation** | **Borrower 3 Years In Field** | **Borrower 4 Occupation** | **Borrower 4 Years In Field** | **Borrower 3 Income Verification Level** | **Borrower 4 Income Verification Level** | **Borrower 3 Employment Verification Level** | **Borrower 4 Employment Verification level** | **Borrower 1 First Time Buyer** | **Borrower 2 First Time Buyer** | **Borrower 3 First Time Buyer** | **Borrower 4 First Time Buyer** | **Representative Decision FICO Score** | **Borrower 3 Original FICO Equifax** | **Borrower 3 Original FICO Experian** | **Borrower 3 Original FICO Transunion** | **Borrower 4 Original FICO Equifax** | **Borrower 4 Original FICO Experian** | **Borrower 4 Original FICO Transunion** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrower 3 Citizenship** | **Borrower 4 Citizenship** | **Documentation Type** | **Delayed Financing Flag** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Business & Personal Bank Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Months of Profit and Loss Statements** | **CPA Letter Flag** | **Expense letter Flag** | **Number of Months CPA Verified Income** | **WVOE Flag** | **Number of Months WVOE** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **1- year Tax Return Flag** | **Years of Tax Transcripts** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Front HTI Ratio** | **Back DTI Ratio** | **Borrower 3 Asset Verification Level** | **Borrower 4 Asset Verification Level** | **Liquid Assets** | **Total Assets** | **Reserves** | **Property Street Address** | **City** | **State** | **County** | **Zip** | **MI Company Name** | **Mortgage Insurance** | **MI Coverage Amount** | **MI Certificate Number** | **Flood Insurance Provided** | **Flood Policy Amount** | **Flood Expiration Date** | **Name of Flood Insurer** | **Flood Policy Number** | **Monthly Flood Payment** | **Flood Coverage Amount** | **Flood Policy Active** | **Flood Coverage Adeq** | **Flood Map Panel** | **Flood Mapped Date** | **Flood Certificate Number** | **Flood Certificate Date** | **Flood Vendor Name** | **Flood Zone** | **Flood Community** | **Flood Contract Type** | **Flood Program Type** | **Hazard Policy Amount** | **Hazard Expiration Date** | **Hazard Insurer Name** | **Hazard Policy Number** | **Hazard Coverage Amount** | **Hazard Coverage Active** | **Hazard Coverage Adeq** | **Times 30 Days DQ on Prior Mortgage** | **Times 60 Days DQ on Prior Mortgage** | **Times 90 Days DQ on Prior Mortgage** | **Prior Bankruptcy Flag** | **Bankruptcy Filing Date** | **Prior Bankruptcy Chapter** | **Prior bankruptcy Discharge Date** | **Ever In Foreclosure** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Origination Lender** | **Late Charge Type** | **Late Charges Percent** | **APR** | **Temporary Buydown Flag** | **T4506 Income Supported** | **Total Subject Housing Fully Indexed** | **Qualifying Fully Indexed P&I** | **Total Subject Housing** | **Original P&I** | **PITI** | **T&I** | **HOA** | **Primary Housing Payment** | **Second Mortgage Payment** | **Months Reserves** | **Other Liens Payment** | **Silent Second Lien Flag** | **Second Lien Amount** | **Lease in Place 1007/Lease in file** | **Market Rents** | **Subject Rental Income** | **Approved DSCR** | **Investment/No Ratio DSCR** | **LLC Flag** | **LLC Name** | **Short Term Rental** | **Declining Market** | **Guarantor** | **Units** | **Borrower SSN** | **Co Borrower SSN** | **Tax Payment** | **Residual Income** | **Times 30 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 60 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 90 Days DQ on 12 Prior Months of Current Mortgage History** | **Condo Project Classification** | **Default Note Rate Provision** | **MERS Number** |
| OBX26INV1704 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 726 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 50.00 | 49.00 |  |  | No | No | 0 | No |  | 1 | 2 | No | 0 | 0 | 1 | 3 | 20.55 | 48.65 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.766 | No |  | $XXX | $XXX | $XXX | $XXX | 2821.82 | 538.25 |  | $XXX |  | 60.86 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1705 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 3 | 27.94 | 44.75 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | null | No |  | $XXX | $XXX | $XXX | $XXX | 2856.28 | 640.58 |  | $XXX |  | 19.89 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1706 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 676 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 1 | 1 | 1 | 3 | 3.98 | 9.94 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.669 | No |  | $XXX | $XXX | $XXX | $XXX | 2658.34 | 334.56 |  | $XXX |  | 38.88 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1707 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 791 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 24 | No |  | 2 | 0 | No | 2 | 2 | 2 | 2 | 9.92 | 34.05 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 10836.91 | 2522.89 |  | $XXX |  | 22.65 |  |  |  |  |  |  |  |  | No |  |  | No |  | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1708 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 740 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 72 | Yes | 55 | 1 | 0 | No | 0 | 0 | 0 | 2 | 45.25 | 48.79 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2491.83 | 489.25 |  | $XXX |  | 65.12 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1709 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 756 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | Yes | No | 0 | No |  | 1 | 1 | No | 3 | 3 | 2 | 2 | 9.82 | 40.88 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5331.70 | 819.51 |  | $XXX |  | 16.63 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1710 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 765 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 1 | 2 | 18.31 | 40.72 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.794 | No |  | $XXX | $XXX | $XXX | $XXX | 1874.42 | 368.99 |  | $XXX |  | 25.94 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1711 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 1 | 2 | 24.06 | 49.71 |  |  | $XXX | $XXX | $XXX | XXX | XXX | OH | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1560.96 | 333.04 |  | $XXX |  | 45.41 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1712 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 720 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 2 | 2 | 10.86 | 39.51 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3423.28 | 616.87 | $XXX | $XXX |  | 9.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1713 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 798 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 21.63 | 49.99 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.252 | No |  | $XXX | $XXX | $XXX | $XXX | 4321.36 | 1132.18 |  | $XXX |  | 30.35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 3 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1714 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Retired | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 762 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 1 | 1 | 2 | 2 | 3.41 | 34.49 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5599.26 | 1113.00 |  | $XXX |  | 93.84 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1715 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 765 |  |  |  |  |  |  | US Citizen |  |  |  | Retirement Income Doc Verified | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 24.67 | 43.21 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 8551.53 | 1672.32 | $XXX | $XXX |  | 58.78 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1716 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 802 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 252 | 2 | 0 | No | 0 | 0 | 0 | 2 | 46.78 | 49.03 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.787 | No |  | $XXX | $XXX | $XXX | $XXX | 1844.47 | 526.19 |  | $XXX |  | 34.38 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1717 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 774 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 40 | 2 | 2 | No | 0 | 0 | 0 | 2 | 17.41 | 37.17 |  |  | $XXX | $XXX | $XXX | XXX | XXX | IN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2874.84 | 867.10 | $XXX | $XXX |  | 34.57 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1718 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 772 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 1 | 2 | 11.14 | 41.26 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4727.03 | 1540.92 |  | $XXX |  | 52.46 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1719 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 752 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 19.86 | 49.82 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.402 | No |  | $XXX | $XXX | $XXX | $XXX | 3628.70 | 899.99 | $XXX | $XXX |  | 19.65 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1720 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 750 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 3 | 5.52 | 21.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AR | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Community does not Participate | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2205.60 | 337.02 |  | $XXX |  | 273.77 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1721 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 765 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 2 | 2 | 21.31 | 43.61 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.125 | No |  | $XXX | $XXX | $XXX | $XXX | 4927.01 | 653.43 |  | $XXX |  | 38.03 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1722 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 3 | XXX |  | XXXXX | XXX |  | XXXXX | XXXXX |  | XXXXX |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX | XXXXX | XXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  | 5 - Stated, 2YRs Verified + CPA Letter |  | 3 - Stated, 3rd Party Verification |  | No | No | No |  | 723 | 723 | 737 | 700 |  |  |  | US Citizen | US Citizen | US Citizen |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 108 | 1 | 1 | No | 0 | 0 | 0 | 2 | 12.59 | 37.55 | 4 - Verified 2+ Mos |  | $XXX | $XXX | $XXX | XXX | XXX | MN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.743 | No |  | $XXX | $XXX | $XXX | $XXX | 2493.24 | 286.69 |  | $XXX |  | 44.71 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1723 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 25.46 | 49.98 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | null | No |  | $XXX | $XXX | $XXX | $XXX | 2619.33 | 794.51 |  | $XXX |  | 236.55 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1724 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 759 |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 2 | 2 | 0 | 2 | 23.83 | 45.77 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3314.36 | 483.75 | $XXX | $XXX |  | 62.24 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1725 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 756 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 2 | 2 | 0 | 2 | 18.94 | 34.80 |  |  | $XXX | $XXX | $XXX | XXX | XXX | VA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.268 | No |  | $XXX | $XXX | $XXX | $XXX | 1949.22 | 239.45 |  | $XXX |  | 50.85 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1726 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 773 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Retirement Income Doc Verified | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 3.97 | 39.94 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.365 | No |  | $XXX | $XXX | $XXX | $XXX | 3062.21 | 216.62 |  | $XXX |  | 175.69 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1727 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 690 |  |  |  |  |  |  | US Citizen |  |  |  | Retirement Income Doc Verified | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 1 | 1 | 0 | 2 | 2.80 | 44.77 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4413.55 | 585.35 |  | $XXX |  | 1482.9 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1728 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 810 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 5.11 | 32.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.006 | No |  | $XXX | $XXX | $XXX | $XXX | 3241.76 | 323.06 |  | $XXX |  | 76.62 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1729 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 1 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 799 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 12.51 | 34.56 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.198 | No |  | $XXX | $XXX | $XXX | $XXX | 1717.35 | 470.10 | $XXX | $XXX |  | 44.98 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1730 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 799 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 10.00 |  |  |  | No | No | 0 | Yes | 204 | 2 | 2 | No | 0 | 0 | 0 | 2 | 5.86 | 26.06 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | null | No |  | $XXX | $XXX | $XXX | $XXX | 2172.13 | 479.41 |  | $XXX |  | 50.22 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1731 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 765 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 346 | 2 | 0 | No | 0 | 0 | 0 | 2 | 12.19 | 44.70 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.880 | No |  | $XXX | $XXX | $XXX | $XXX | 2802.67 | 611.15 |  | $XXX |  | 5.34 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1732 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 748 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | Yes | No | 24 | No |  | 0 | 0 | No | 2 | 2 | 2 | 2 | 14.09 | 43.46 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.627 | No |  | $XXX | $XXX | $XXX | $XXX | 4455.57 | 881.21 |  | $XXX |  | 7.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1733 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 8 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 758 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 28.73 | 35.75 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 8142.48 | 1860.59 |  | $XXX |  | 79 |  |  |  |  |  |  |  |  | No |  |  | No |  | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1734 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 748 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 19.13 | 37.43 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3539.51 | 847.75 | $XXX | $XXX |  | 71.85 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1735 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 811 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 2 | 10.71 | 29.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 6431.10 | 932.75 | $XXX | $XXX |  | 68.79 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| OBX26INV1736 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 749 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 14.67 | 44.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2674.72 | 259.81 |  | $XXX |  | 256.29 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1737 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 685 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Retirement Income Doc Verified | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 14.03 | 41.95 |  |  | $XXX | $XXX | $XXX | XXX | XXX | HI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.614 | No |  | $XXX | $XXX | $XXX | $XXX | 1775.64 | 150.49 |  | $XXX |  | 75.22 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1738 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 791 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 20.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 18.29 | 35.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | OR | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5391.31 | 888.64 | $XXX | $XXX |  | 208.73 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1739 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | N/A | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Not Employed | Self-Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 789 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | No |  | 0 | 2 | No | 0 | 0 | 1 | 2 | 6.86 | 16.87 |  |  | $XXX | $XXX | $XXX | XXX | XXX | SC | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.737 | No |  | $XXX | $XXX | $XXX | $XXX | 3165.91 | 511.22 |  | $XXX |  | 30.96 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1740 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 760 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 0.00 | 45.99 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1565.28 | 356.29 | $XXX | $XXX |  | 35.8 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1741 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 796 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 1 | 1 | 0 | 2 | 9.08 | 41.30 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4978.51 | 1307.92 |  | $XXX |  | 91.75 |  |  |  |  |  |  |  |  | No |  |  | No |  | 4 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1742 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 780 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 2 | 12.50 | 48.59 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4576.62 | 838.07 |  | $XXX |  | 46.12 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1743 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 800 |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 16.67 | 26.09 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.069 | No |  | $XXX | $XXX | $XXX | $XXX | 5414.00 | 1102.20 |  | $XXX |  | 110.72 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1744 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 793 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 12 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 38.17 | 40.78 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.924 | No |  | $XXX | $XXX | $XXX | $XXX | 3117.05 | 782.09 |  | $XXX |  | 13.85 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1745 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Retired | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 730 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | No |  | 0 | 2 | No | 0 | 0 | 0 | 2 | 14.00 | 49.60 |  |  | $XXX | $XXX | $XXX | XXX | XXX | GA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.459 | No |  | $XXX | $XXX | $XXX | $XXX | 2403.00 | 280.06 | $XXX | $XXX |  | 3.78 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1746 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 16.32 | 30.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.044 | No |  | $XXX | $XXX | $XXX | $XXX | 2120.75 | 369.53 |  | $XXX |  | 53.81 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1747 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Retired | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 1 | 2 | 1.63 | 39.25 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3580.67 | 309.71 | $XXX | $XXX |  | 132.42 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1748 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 703 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 87 | 2 | 0 | No | 0 | 0 | 0 | 2 | 31.67 | 41.86 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.985 | No |  | $XXX | $XXX | $XXX | $XXX | 4075.35 | 475.37 |  | $XXX |  | 9.57 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1749 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 789 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 8.00 | 8.00 |  |  | Yes | No | 240 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 19.01 | 27.87 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5366.20 | 1614.23 |  | $XXX |  | 353.57 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1750 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 789 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | Yes | No | 120 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 19.16 | 21.80 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5366.20 | 1614.23 |  | $XXX |  | 378.19 |  |  |  |  |  |  |  |  | No |  |  | No |  | 3 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1751 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 789 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 50.00 | 100.00 |  |  | Yes | No | 120 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 18.33 | 25.20 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | null | No |  | $XXX | $XXX | $XXX | $XXX | 5366.20 | 1614.23 |  | $XXX |  | 378.26 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 3 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1752 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 705 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 4.68 | 16.28 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.761 | No |  | $XXX | $XXX | $XXX | $XXX | 1874.48 | 441.65 |  | $XXX |  | 134.6 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1753 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 777 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 19.46 | 42.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5820.36 | 1127.68 |  | $XXX |  | 63.47 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1754 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 749 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 0 | 2 | 29.66 | 47.36 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 7052.67 | 1719.00 |  | $XXX |  | 53.33 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1755 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 770 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 8.74 | 45.01 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.373 | No |  | $XXX | $XXX | $XXX | $XXX | 5998.64 | 882.31 |  | $XXX |  | 14.18 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1756 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 795 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 0.00 | 13.59 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.874 | No |  | $XXX | $XXX | $XXX | $XXX | 2429.34 | 434.90 | $XXX | $XXX |  | 67.2 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1757 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 778 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 2 | 19.07 | 47.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | IL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.606 | No |  | $XXX | $XXX | $XXX | $XXX | 1941.10 | 523.88 | $XXX | $XXX |  | 18.47 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1758 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 803 |  |  |  |  |  |  | US Citizen |  |  |  | Retirement Income Doc Verified | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 17.90 | 46.78 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2780.55 | 531.71 |  | $XXX |  | 214.13 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1759 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 800 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 11.27 | 44.68 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2995.29 | 236.26 | $XXX | $XXX |  | 16.35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1760 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 820 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 27.18 | 36.58 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4943.43 | 952.58 | $XXX | $XXX |  | 67.83 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1761 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 790 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 16.32 | 49.08 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3215.37 | 693.37 |  | $XXX |  | 72.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1762 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 781 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 28.32 | 48.14 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4748.39 | 1109.91 | $XXX | $XXX |  | 51.92 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1763 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 772 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 1 | 2 | 6.86 | 27.53 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 6587.44 | 1414.12 |  | $XXX |  | 58.97 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1764 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 816 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 93 | 1 | 0 | No | 0 | 0 | 0 | 2 | 3.75 | 43.31 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.499 | No |  | $XXX | $XXX | $XXX | $XXX | 2076.77 | 844.23 | $XXX | $XXX |  | 12.36 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1765 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 705 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 12.26 | 33.48 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.976 | No |  | $XXX | $XXX | $XXX | $XXX | 2449.36 | 701.31 |  | $XXX |  | 39.73 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1766 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 745 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 25.96 | 34.05 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2109.08 | 418.86 | $XXX | $XXX |  | 19.29 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1767 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 800 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 41.36 | 49.86 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2514.14 | 734.59 |  | $XXX |  | 67.47 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1768 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 797 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 13.53 | 41.81 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.083 | No |  | $XXX | $XXX | $XXX | $XXX | 2461.38 | 367.79 |  | $XXX |  | 54.08 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1769 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 789 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 2 | 2.15 | 29.19 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.451 | No |  | $XXX | $XXX | $XXX | $XXX | 3905.30 | 1059.71 |  | $XXX |  | 435.26 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1770 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 2 | 2 | 0.03 | 23.26 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2332.39 | 498.15 |  | $XXX |  | 39.08 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1771 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 767 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 32.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 1 | 1 | 1 | 2 | 22.11 | 48.21 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.778 | No |  | $XXX | $XXX | $XXX | $XXX | 2703.49 | 403.80 |  | $XXX |  | 35.89 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1772 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 791 |  |  |  |  |  |  | Permanent Resident Alien | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 11.56 | 30.30 |  |  | $XXX | $XXX | $XXX | XXX | XXX | GA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2244.98 | 552.61 | $XXX | $XXX |  | 23.76 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1773 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 809 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 3.65 | 22.50 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2209.77 | 587.60 |  | $XXX |  | 10.45 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1774 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 730 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 50.00 | 50.00 |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 1 | 2 | 4.90 | 21.27 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3352.70 | 649.40 | $XXX | $XXX |  | 76.75 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 1 | 0 | 0 |  | No | XXX |
| OBX26INV1775 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 802 |  |  |  |  |  |  | US Citizen |  |  |  | Retirement Income Doc Verified | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 24.81 | 48.81 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5664.65 | 1224.91 | $XXX | $XXX |  | 172.31 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1776 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 817 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 34.58 | 47.88 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.921 | No |  | $XXX | $XXX | $XXX | $XXX | 3183.45 | 621.42 | $XXX | $XXX |  | 6 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1777 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Retired | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 726 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 15.94 | 48.86 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3169.61 | 388.95 | $XXX | $XXX |  | 97.07 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1778 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 774 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 20.42 | 42.68 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.291 | No |  | $XXX | $XXX | $XXX | $XXX | 3399.87 | 330.07 |  | $XXX |  | 5.36 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1779 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 747 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 7.26 | 29.14 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3122.36 | 638.87 | $XXX | $XXX |  | 29.25 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1780 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 788 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 26.31 | 37.90 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CO | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4069.26 | 743.55 |  | $XXX |  | 196.59 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1781 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 791 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 36.82 | 42.88 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3485.46 | 650.81 |  | $XXX |  | 38.04 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1782 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 763 |  |  |  |  |  |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 18.25 | 45.77 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4388.15 | 1315.37 | $XXX | $XXX |  | 47.88 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1783 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 726 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 1 | 1 | 1 | 2 | 5.54 | 24.87 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | null | No |  | $XXX | $XXX | $XXX | $XXX | 1724.71 | 309.12 |  | $XXX |  | 111.17 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1784 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 785 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 30.56 | 47.79 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.120 | No |  | $XXX | $XXX | $XXX | $XXX | 1550.21 | 146.02 | $XXX | $XXX |  | 16.52 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1785 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 799 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 22 | 2 | 0 | No | 0 | 0 | 0 | 2 | 22.39 | 46.44 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1817.20 | 312.44 |  | $XXX |  | 76.83 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1786 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 771 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 110 | 2 | 0 | No | 0 | 0 | 0 | 2 | 12.30 | 28.19 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1901.26 | 441.91 |  | $XXX |  | 127.22 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1787 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 793 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 33.34 | 47.28 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.895 | No |  | $XXX | $XXX | $XXX | $XXX | 2831.71 | 472.43 | $XXX | $XXX |  | 80.29 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1788 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 809 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 28.56 | 41.59 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.927 | No |  | $XXX | $XXX | $XXX | $XXX | 1623.66 | 164.31 |  | $XXX |  | 42.91 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1789 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 809 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 28.21 | 46.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.913 | No |  | $XXX | $XXX | $XXX | $XXX | 1944.50 | 168.96 | $XXX | $XXX |  | 30.9 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1790 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 764 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | Yes | 14 | 2 | 0 | No | 0 | 0 | 0 | 2 | 29.91 | 48.31 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX |  | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4973.21 | 599.04 | $XXX | $XXX |  | 118.62 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1791 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 794 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 2 | 11.85 | 28.15 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2133.06 | 433.25 | $XXX | $XXX |  | 8.9 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1792 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 808 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 8.49 | 39.96 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1752.66 | 386.84 |  | $XXX |  | 83.13 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1793 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 808 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | No | No | 0 | No |  | 0 | 0 | No | 2 | 2 | 0 | 2 | 28.46 | 49.96 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.394 | No |  | $XXX | $XXX | $XXX | $XXX | 1869.33 | 368.54 | $XXX | $XXX |  | 8.33 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1794 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 755 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 1 | 2 | 17.68 | 48.07 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 0 | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.385 | No |  | $XXX | $XXX | $XXX | $XXX | 4103.46 | 477.41 |  | $XXX |  | 14.25 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1795 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 725 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 36.24 | 45.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 6126.27 | 1357.54 |  | $XXX |  | 190.52 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1796 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 783 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 10.08 | 22.85 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.798 | No |  | $XXX | $XXX | $XXX | $XXX | 3933.01 | 818.71 | $XXX | $XXX |  | 675.58 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1797 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 793 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 2 | 10.28 | 21.02 |  |  | $XXX | $XXX | $XXX | XXX | XXX | RI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.035 | No |  | $XXX | $XXX | $XXX | $XXX | 2664.56 | 365.29 | $XXX | $XXX |  | 95.97 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1798 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 747 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 18.83 | 49.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4874.38 | 518.59 | $XXX | $XXX |  | 32.25 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1799 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 747 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 18.83 | 49.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.820 | No |  | $XXX | $XXX | $XXX | $XXX | 3453.35 | 525.01 | $XXX | $XXX |  | 11.26 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1800 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 803 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 13.39 | 28.68 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 10263.98 | 2016.46 |  | $XXX |  | 114.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1801 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 735 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 2 | 22.29 | 43.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1875.17 | 367.17 | $XXX | $XXX |  | 28.55 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1802 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 726 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 56 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 4.45 | 23.30 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2190.66 | 540.51 |  | $XXX |  | 14.95 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1803 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 740 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 50.00 |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 4.02 | 47.23 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1535.13 | 197.39 | $XXX | $XXX |  | 103.01 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1804 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 751 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 40 | 1 | 1 | No | 0 | 0 | 0 | 2 | 7.10 | 16.97 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1708.89 | 400.87 | $XXX | $XXX |  | 87.5 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1805 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX |  |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 774 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 3.20 | 19.34 |  |  | $XXX | $XXX | $XXX | XXX | XXX | OH | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1538.47 | 361.26 |  | $XXX |  | 187.94 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1806 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 719 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 19.62 | 37.41 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1733.33 | 319.29 | $XXX | $XXX |  | 173.79 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1807 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 683 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 20 | No |  | 0 | 0 | No | 1 | 1 | 0 | 2 | 3.30 | 14.89 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2950.69 | 686.82 |  | $XXX |  | 52.96 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1808 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 723 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 32.37 | 35.64 |  |  | $XXX | $XXX | $XXX | XXX | XXX | IL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2112.53 | 603.40 | $XXX | $XXX |  | 46.16 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1809 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 800 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 1 | 2 | 0.00 | 44.09 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 9170.63 | 1571.08 |  | $XXX |  | 45.15 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1810 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 722 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 80.00 |  |  |  | Yes | No | 60 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 21.84 | 45.34 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2827.71 | 592.50 | $XXX | $XXX |  | 51.73 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1811 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 805 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Retirement Income Doc Verified | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 5.37 | 29.50 |  |  | $XXX | $XXX | $XXX | XXX | XXX | OR | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3111.92 | 500.16 |  | $XXX |  | 250.37 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1812 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Retired | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 680 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 1 | 1 | 0 | 2 | 4.20 | 40.60 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.043 | No |  | $XXX | $XXX | $XXX | $XXX | 5654.54 | 669.81 |  | $XXX |  | 304.68 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1813 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 746 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 6.19 | 43.96 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5626.47 | 775.69 |  | $XXX |  | 28.97 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1814 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Retired | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 777 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 5.39 | 42.36 |  |  | $XXX | $XXX | $XXX | XXX | XXX | RI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4027.54 | 381.58 | $XXX | $XXX |  | 438.6 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1815 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 799 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 352 | 2 | 2 | No | 0 | 0 | 0 | 2 | 16.59 | 31.88 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | null | No |  | $XXX | $XXX | $XXX | $XXX | 2480.51 | 553.36 |  | $XXX |  | 20.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1816 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 763 |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 2 | 19.75 | 39.06 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5440.05 | 777.99 |  | $XXX |  | 19.67 |  |  |  |  |  |  |  |  | No |  |  | No |  | 3 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1817 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 767 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 20.52 | 39.51 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.550 | No |  | $XXX | $XXX | $XXX | $XXX | 7899.76 | 1126.11 | $XXX | $XXX |  | 27.08 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1818 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 775 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 25.46 | 48.91 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1829.66 | 301.58 | $XXX | $XXX |  | 24.68 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1819 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 741 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 24.38 | 49.64 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | null | No |  | $XXX | $XXX | $XXX | $XXX | 4358.28 | 904.90 | $XXX | $XXX |  | 20.76 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1820 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 745 |  |  |  |  |  |  | US Citizen |  |  |  | Retirement Income Doc Verified | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 7.25 | 49.89 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.673 | No |  | $XXX | $XXX | $XXX | $XXX | 3298.68 | 732.56 | $XXX | $XXX |  | 22.65 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1821 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 717 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 | Borrower Prepared | 7 | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 2 | 9.24 | 30.89 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2970.78 | 429.09 |  | $XXX |  | 17.34 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1822 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 719 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 96 | 2 | 2 | No | 0 | 0 | 0 | 2 | 23.46 | 43.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | null | No |  | $XXX | $XXX | $XXX | $XXX | 2637.93 | 546.25 | $XXX | $XXX |  | 47.86 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1823 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 8 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 764 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 2 | No | 0 | 0 | 0 | 2 | 31.04 | 43.59 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4177.31 | 471.85 |  | $XXX |  | 26.33 |  |  |  |  |  |  |  |  | No |  |  | No |  | 4 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1824 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 780 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 1 | 2 | 7.98 | 27.98 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.939 | No |  | $XXX | $XXX | $XXX | $XXX | 2012.07 | 674.33 | $XXX | $XXX |  | 20.55 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1825 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 748 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 33.41 | 44.96 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1591.44 | 423.96 | $XXX | $XXX |  | 75.97 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1826 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 759 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 141 | 1 | 0 | No | 0 | 0 | 0 | 2 | 22.84 | 38.41 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1555.56 | 202.25 | $XXX | $XXX |  | 13.82 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1827 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 3 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  | Not Employed | Employed |  |  | XXX | XXX | XXXXX | XXXXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  | 5 - Stated, 2YRs Verified + CPA Letter |  | 3 - Stated, 3rd Party Verification |  | No | No | No |  | 770 | 792 | 807 | 784 |  |  |  | US Citizen | US Citizen | US Citizen |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 2 | No | 0 | 0 | 0 | 2 | 37.04 | 44.14 | 1 - Not Stated Not Verified |  | $XXX | $XXX | $XXX | XXX | XXX | NH | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.422 | No |  | $XXX | $XXX | $XXX | $XXX | 4924.32 | 1201.58 |  | $XXX |  | 229.98 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1828 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 782 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 1 | No | 0 | 0 | 0 | 2 | 20.90 | 41.36 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1642.94 | 300.41 |  | $XXX |  | 36.93 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1829 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 770 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 15.64 | 33.71 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.645 | No |  | $XXX | $XXX | $XXX | $XXX | 1748.98 | 286.13 |  | $XXX |  | 306.95 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1830 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 768 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 1 | 2 | 13.87 | 33.03 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5401.73 | 1040.09 |  | $XXX |  | 127.89 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1831 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | N/A | 8 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 735 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 9.59 | 36.32 |  |  | $XXX | $XXX | $XXX | XXX | XXX | DC | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.993 | No |  | $XXX | $XXX | $XXX | $XXX | 7096.23 | 827.62 |  | $XXX |  | 47.02 |  |  |  |  |  |  |  |  | No |  |  | No |  | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1832 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 706 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 29.81 | 49.81 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.404 | No |  | $XXX | $XXX | $XXX | $XXX | 3112.34 | 451.85 |  | $XXX |  | 7.41 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1833 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 788 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 72 | 1 | 0 | No | 0 | 0 | 0 | 2 | 15.86 | 40.64 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2541.48 | 555.79 | $XXX | $XXX |  | 399.2 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1834 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 801 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 1 | No | 0 | 0 | 0 | 2 | 4.72 | 32.35 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.951 | No |  | $XXX | $XXX | $XXX | $XXX | 2115.00 | 464.46 | $XXX | $XXX |  | 13.58 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1835 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 728 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 10.09 | 19.29 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.967 | No |  | $XXX | $XXX | $XXX | $XXX | 1663.42 | 334.15 |  | $XXX |  | 155.36 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1836 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 810 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 0.00 | 29.28 |  |  | $XXX | $XXX | $XXX | XXX | XXX | IN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.370 | No |  | $XXX | $XXX | $XXX | $XXX | 2896.35 | 522.37 | $XXX | $XXX |  | 58.84 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1837 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 734 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | Yes | 210 | 2 | 0 | No | 0 | 0 | 1 | 2 | 4.16 | 25.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 7.150 | No |  | $XXX | $XXX | $XXX | $XXX | 3619.25 | 350.03 |  | $XXX |  | 199.89 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1838 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 660 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 2 | 13.07 | 46.65 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2399.81 | 324.29 | $XXX | $XXX |  | 133.5 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1839 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 753 |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 26.89 | 49.18 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2975.50 | 445.84 |  | $XXX |  | 170.67 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1840 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 751 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 1 | 2 | 15.85 | 44.69 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1920.16 | 762.61 | $XXX | $XXX |  | 125.59 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1841 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 793 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 70 | 2 | 0 | No | 0 | 0 | 0 | 2 | 11.21 | 20.38 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1972.69 | 392.14 |  | $XXX |  | 13.66 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1842 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 727 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 16.83 | 44.52 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1714.25 | 332.89 |  | $XXX |  | 168.72 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1843 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 795 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 3 | 2 | 0 | No | 0 | 0 | 0 | 2 | 32.65 | 49.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2442.69 | 353.97 |  | $XXX |  | 91.22 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1844 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 769 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 1 | 1 | 1 | 2 | 18.28 | 45.87 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1618.60 | 233.23 |  | $XXX |  | 88.87 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1845 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 789 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 3.67 | 5.86 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1711.73 | 211.20 |  | $XXX |  | 95.01 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1846 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 799 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 7.71 | 21.76 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3336.84 | 787.84 | $XXX | $XXX |  | 59.95 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1847 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 798 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | Yes | No | 12 | No |  | 1 | 0 | No | 1 | 1 | 0 | 2 | 36.80 | 48.95 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3457.28 | 671.92 | $XXX | $XXX |  | 48.68 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1848 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 673 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 26.49 | 46.10 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AK | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.933 | No |  | $XXX | $XXX | $XXX | $XXX | 1972.98 | 372.20 |  | $XXX |  | 204.45 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1849 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 814 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 2 | 31.16 | 36.04 |  |  | $XXX | $XXX | $XXX | XXX | XXX | VA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2182.04 | 262.91 | $XXX | $XXX |  | 90.78 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1850 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 694 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 219 | 1 | 1 | No | 0 | 0 | 0 | 2 | 4.98 | 46.57 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.277 | No |  | $XXX | $XXX | $XXX | $XXX | 1949.34 | 293.87 |  | $XXX |  | 797.17 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1851 | XXXXX | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 771 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 50.00 |  |  | No | No | 0 | No |  | 0 | 0 | No | 2 | 2 | 1 | 2 | 26.14 | 40.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.447 | No |  | $XXX | $XXX | $XXX | $XXX | 4263.96 | 715.61 | $XXX | $XXX |  | 43.46 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1852 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 768 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 16.61 | 28.96 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AR | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.608 | No |  | $XXX | $XXX | $XXX | $XXX | 1774.87 | 292.53 | $XXX | $XXX |  | 38.39 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1853 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 777 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 10.12 | 21.67 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CO | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.063 | No |  | $XXX | $XXX | $XXX | $XXX | 3599.32 | 741.40 |  | $XXX |  | 40.11 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1854 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Retired |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 815 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 2 | 4.59 | 42.88 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 5255.71 | 1254.63 |  | $XXX |  | 875.57 |  |  |  |  |  |  |  |  | No |  |  | No |  | 4 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1855 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 3 | XXX |  | XXXXX | XXX |  | XXXXX | XXXXX |  | XXXXX |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX | XXXXX | XXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  | 4 - Stated, 1YR W2 + YTD Paystub OR 2YR Tax Returns |  | 3 - Stated, 3rd Party Verification |  | No | No | No |  | 674 | 676 | 664 | 674 |  |  |  | US Citizen | US Citizen | US Citizen |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 25.00 | 25.00 |  |  | No | No | 0 | No |  | 0 | 0 | No | 1 | 1 | 1 | 2 | 7.03 | 36.58 | 4 - Verified 2+ Mos |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3393.65 | 389.21 |  | $XXX |  | 62.33 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1856 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 10 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 666 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | Yes | No | 24 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 10.32 | 46.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3872.79 | 1311.54 |  | $XXX |  | 10.21 |  |  |  |  |  |  |  |  | No |  |  | No |  | 4 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1857 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 727 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | No | No | 0 | No |  | 2 | 2 | No | 1 | 1 | 1 | 2 | 7.37 | 39.64 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 8252.34 | 1460.75 | $XXX | $XXX |  | 24.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1858 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 8 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 781 |  |  |  |  |  |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 17.71 | 33.76 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 8815.23 | 2410.17 |  | $XXX |  | 62.77 |  |  |  |  |  |  |  |  | No |  |  | No |  | 4 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1859 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 746 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 8.12 | 49.62 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3302.20 | 580.37 |  | $XXX |  | 248.08 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1860 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 778 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  | 100.00 |  |  | Yes | No | 0 | Yes | 43 | 2 | 0 | No | 0 | 0 | 0 | 2 | 33.50 | 49.18 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1530.04 | 412.03 | $XXX | $XXX |  | 41.65 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1861 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 10 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 784 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 115 | 2 | 2 | No | 0 | 0 | 0 | 2 | 3.77 | 25.14 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 8875.71 | 1296.37 |  | $XXX |  | 61.29 |  |  |  |  |  |  |  |  | No |  |  | No |  | 3 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1862 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 729 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 1 | 2 | 8.49 | 21.19 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2818.89 | 550.83 |  | $XXX |  | 71.47 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1863 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 764 |  |  |  |  |  |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 10.41 | 30.97 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1913.58 | 259.65 | $XXX | $XXX |  | 118.79 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1864 | XXXXX | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | N/A | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | Yes | No | 12 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 0.00 | 31.51 |  |  | $XXX | $XXX | $XXX | XXX | XXX | OK | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.533 | No |  | $XXX | $XXX | $XXX | $XXX | 2399.64 | 484.08 | $XXX | $XXX |  | 62.54 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1865 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 782 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 5.30 | 19.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1718.46 | 350.83 |  | $XXX |  | 129.03 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1866 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 796 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 20.48 | 42.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.549 | No |  | $XXX | $XXX | $XXX | $XXX | 3284.63 | 298.10 | $XXX | $XXX |  | 42.63 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1867 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 752 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 2 | 2 | 1 | 2 | 29.19 | 48.66 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2773.61 | 884.27 | $XXX | $XXX |  | 7.8 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1868 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Retired | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 704 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 2.76 | 38.60 |  |  | $XXX | $XXX | $XXX | XXX | XXX | VA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.394 | No |  | $XXX | $XXX | $XXX | $XXX | 2196.45 | 441.81 | $XXX | $XXX |  | 22.03 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1869 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 3 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX | XXXXX | XXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX |  |  | 5 - Stated, 2YRs Verified + CPA Letter |  | 3 - Stated, 3rd Party Verification |  | No | No | No |  | 717 | 774 | 774 | 758 |  |  |  | US Citizen | US Citizen | US Citizen |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 35 | 1 | 2 | No | 0 | 0 | 0 | 2 | 28.94 | 35.52 | 4 - Verified 2+ Mos |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | null | No |  | $XXX | $XXX | $XXX | $XXX | 2426.89 | 175.14 | $XXX | $XXX |  | 46.5 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1870 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 820 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 15.04 | 41.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4845.66 | 1254.14 |  | $XXX |  | 47.66 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1871 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 805 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 21.39 | 47.74 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.600 | No |  | $XXX | $XXX | $XXX | $XXX | 2630.44 | 757.93 |  | $XXX |  | 266.94 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1872 | XXXXX | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX |  | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 785 |  |  |  |  |  |  | Non Permanent Resident Alien | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | No | No | 0 | Yes | 73 | 0 | 2 | No | 0 | 0 | 2 | 2 | 28.91 | 44.21 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.726 | No |  | $XXX | $XXX | $XXX | $XXX | 2041.10 | 216.21 | $XXX | $XXX |  | 9.57 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1873 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 795 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 0.01 | 38.69 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.630 | No |  | $XXX | $XXX | $XXX | $XXX | 4343.24 | 872.21 |  | $XXX |  | 84.61 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1874 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 775 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 14.92 | 29.37 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.679 | No |  | $XXX | $XXX | $XXX | $XXX | 5051.47 | 1087.82 |  | $XXX |  | 89.1 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1875 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 791 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 42 | No |  | 2 | 0 | No | 0 | 0 | 1 | 2 | 9.97 | 45.90 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2779.57 | 601.04 | $XXX | $XXX |  | 242.64 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1876 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 803 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 107 | 1 | 1 | No | 0 | 0 | 0 | 2 | 15.14 | 27.39 |  |  | $XXX | $XXX | $XXX | XXX | XXX | IL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.611 | No |  | $XXX | $XXX | $XXX | $XXX | 2154.68 | 628.23 | $XXX | $XXX |  | 148.81 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1877 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 758 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 19.10 | 43.73 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.798 | No |  | $XXX | $XXX | $XXX | $XXX | 3394.75 | 385.25 |  | $XXX |  | 15.35 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1878 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 792 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 5.43 | 34.20 |  |  | $XXX | $XXX | $XXX | XXX | XXX | GA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2777.83 | 649.43 |  | $XXX |  | 283.61 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1879 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 743 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 32.10 | 46.17 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1728.05 | 359.38 |  | $XXX |  | 75.98 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1880 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 795 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 2.31 | 17.73 |  |  | $XXX | $XXX | $XXX | XXX | XXX | GA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.137 | No |  | $XXX | $XXX | $XXX | $XXX | 1542.23 | 246.20 |  | $XXX |  | 55.55 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1881 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 737 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 0 | 2 | 15.32 | 39.04 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NH | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1545.05 | 287.34 | $XXX | $XXX |  | 40.83 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1882 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 733 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 43 | 2 | 0 | No | 0 | 0 | 0 | 2 | 20.53 | 43.85 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.661 | No |  | $XXX | $XXX | $XXX | $XXX | 1651.99 | 197.62 | $XXX | $XXX |  | 3.77 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1883 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 736 |  |  |  |  |  |  | Permanent Resident Alien | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 2 | No | 0 | 0 | 0 | 2 | 38.10 | 44.83 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.118 | No |  | $XXX | $XXX | $XXX | $XXX | 1697.51 | 515.03 |  | $XXX |  | 10.18 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1884 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 759 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | Yes | No | 12 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 31.74 | 45.07 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WI | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1800.08 | 536.74 |  | $XXX |  | 44.81 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1885 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 791 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 26.99 | 43.07 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4431.46 | 450.32 | $XXX | $XXX |  | 19.93 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1886 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 774 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 |  |  | No | No | 0 | No |  | 0 | 2 | No | 0 | 0 | 0 | 2 | 24.67 | 49.56 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2621.15 | 453.12 | $XXX | $XXX |  | 244.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1887 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 1 | 1 | 1 | 3 | 15.16 | 45.06 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2609.30 | 1047.45 | $XXX | $XXX |  | 147.23 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1888 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 801 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 1 | 1 | 1 | 2 | 32.64 | 46.43 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 4634.85 | 567.30 |  | $XXX |  | 70.39 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1889 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 810 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 12 | 2 | 1 | No | 0 | 0 | 0 | 2 | 11.85 | 28.97 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2759.02 | 548.85 |  | $XXX |  | 99.19 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1890 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 720 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | Yes | No | 12 | No |  | 0 | 0 | No | 0 | 0 | 2 | 2 | 1.84 | 4.59 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AZ | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2677.22 | 349.29 | $XXX | $XXX |  | 248.88 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1891 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 783 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 13.75 | 30.39 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.662 | No |  | $XXX | $XXX | $XXX | $XXX | 2301.80 | 669.00 | $XXX | $XXX |  | 66.68 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1892 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 700 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 38.43 | 44.56 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.715 | No |  | $XXX | $XXX | $XXX | $XXX | 1690.53 | 253.92 |  | $XXX |  | 73.83 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1893 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 812 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 1 | No | 0 | 0 | 0 | 2 | 26.20 | 43.87 |  |  | $XXX | $XXX | $XXX | XXX | XXX | ID | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.079 | No |  | $XXX | $XXX | $XXX | $XXX | 2413.06 | 385.59 | $XXX | $XXX |  | 33.98 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1894 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 765 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | No | No | 0 | No |  | 0 | 0 | No | 0 | 0 | 1 | 2 | 6.82 | 28.43 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2994.94 | 814.93 |  | $XXX |  | 89.37 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1895 | XXXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  |  | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 807 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 8.19 | 24.85 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.990 | No |  | $XXX | $XXX | $XXX | $XXX | 4051.50 | 821.39 |  | $XXX |  | 3.17 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1896 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 2 | XXX | XXX | XXXXX | XXX | XXXXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 736 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 1 | No | 0 | 0 | 0 | 2 | 15.26 | 34.73 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3092.46 | 836.62 |  | $XXX |  | 33.67 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1897 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 696 |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | Yes | 60 | 2 | 1 | No | 2 | 2 | 0 | 2 | 29.86 | 48.31 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2172.59 | 606.35 |  | $XXX |  | 45.33 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1898 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 812 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 7.93 | 26.08 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 1832.23 | 559.53 | $XXX | $XXX |  | 34.09 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1899 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 736 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | Yes | No | 360 | No |  | 2 | 0 | No | 0 | 0 | 2 | 2 | 15.76 | 41.63 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.213 | No |  | $XXX | $XXX | $XXX | $XXX | 2893.58 | 564.71 | $XXX | $XXX |  | 26.28 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1900 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 801 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 25 | 1 | 0 | No | 0 | 0 | 0 | 2 | 0.00 | 29.49 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2425.70 | 499.18 |  | $XXX |  | 63.54 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1901 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 698 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 328 | 2 | 0 | No | 0 | 0 | 0 | 2 | 8.26 | 35.26 |  |  | $XXX | $XXX | $XXX | XXX | XXX | GA | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | null | No |  | $XXX | $XXX | $XXX | $XXX | 2839.83 | 627.61 | $XXX | $XXX |  | 229.89 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1902 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 803 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 0 | No | 0 | 0 | 0 | 2 | 22.03 | 43.03 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.388 | No |  | $XXX | $XXX | $XXX | $XXX | 1638.62 | 397.05 | $XXX | $XXX |  | 723.81 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| OBX26INV1903 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FNMA | Approve Eligible | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 772 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 2 | 2 | No | 0 | 0 | 0 | 2 | 29.01 | 37.70 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TN | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 2073.45 | 289.58 |  | $XXX |  | 130.86 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| OBX26INV1904 | XXXXX |  | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed FHLMC | Accept Eligible | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 758 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No |  | 1 | 0 | No | 0 | 0 | 0 | 2 | 23.07 | 44.51 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CO | XXX | XXX |  | No |  |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 |  | No |  | $XXX | $XXX | $XXX | $XXX | 3062.18 | 644.64 |  | $XXX |  | 132.89 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 3**

---

| | | | |
|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Investor Loan ID** | **Original Loan Amount** |
| OBX26INV1704 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1705 | XXXXX |  | $XXXXXX A |
| OBX26INV1706 | XXXXX |  | $XXXXXX A |
| OBX26INV1707 | XXXXX |  | $XXXXXX D A C |
| OBX26INV1708 | XXXXX |  | $XXXXXX A |
| OBX26INV1709 | XXXXX |  | $XXXXXX A C |
| OBX26INV1710 | XXXXX |  | $XXXXXX D A |
| OBX26INV1711 | XXXXX |  | $XXXXXX A C |
| OBX26INV1712 | XXXXX |  | $XXXXXX A |
| OBX26INV1713 | XXXXX |  | $XXXXXX A C |
| OBX26INV1714 | XXXXX |  | $XXXXXX D A |
| OBX26INV1715 | XXXXX |  | $XXXXXX A |
| OBX26INV1716 | XXXXX |  | $XXXXXX A |
| OBX26INV1717 | XXXXX |  | $XXXXXX A |
| OBX26INV1718 | XXXXX |  | $XXXXXX C A |
| OBX26INV1719 | XXXXX |  | $XXXXXX A |
| OBX26INV1720 | XXXXX |  | $XXXXXX D A C |
| OBX26INV1721 | XXXXX |  | $XXXXXX A |
| OBX26INV1722 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1723 | XXXXX |  | $XXXXXX A B |
| OBX26INV1724 | XXXXX |  | $XXXXXX A |
| OBX26INV1725 | XXXXX |  | $XXXXXX D C A B |
| OBX26INV1726 | XXXXX |  | $XXXXXX A C |
| OBX26INV1727 | XXXXX |  | $XXXXXX A C |
| OBX26INV1728 | XXXXX |  | $XXXXXX A |
| OBX26INV1729 | XXXXX |  | $XXXXXX A |
| OBX26INV1730 | XXXXX |  | $XXXXXX A C |
| OBX26INV1731 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1732 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1733 | XXXXX |  | $XXXXXX A C |
| OBX26INV1734 | XXXXX |  | $XXXXXX A |
| OBX26INV1735 | XXXXX |  | $XXXXXX D A |
| OBX26INV1736 | XXXXX |  | $XXXXXX A C |
| OBX26INV1737 | XXXXX |  | $XXXXXX A |
| OBX26INV1738 | XXXXX |  | $XXXXXX D A C |
| OBX26INV1739 | XXXXX |  | $XXXXXX D A C |
| OBX26INV1740 | XXXXX |  | $XXXXXX D A |
| OBX26INV1741 | XXXXX |  | $XXXXXX D A C |
| OBX26INV1742 | XXXXX |  | $XXXXXX D A |
| OBX26INV1743 | XXXXX |  | $XXXXXX A |
| OBX26INV1744 | XXXXX |  | $XXXXXX C A |
| OBX26INV1745 | XXXXX |  | $XXXXXX A |
| OBX26INV1746 | XXXXX |  | $XXXXXX A C |
| OBX26INV1747 | XXXXX |  | $XXXXXX A C |
| OBX26INV1748 | XXXXX |  | $XXXXXX A |
| OBX26INV1749 | XXXXX |  | $XXXXXX A C |
| OBX26INV1750 | XXXXX |  | $XXXXXX D A C |
| OBX26INV1751 | XXXXX |  | $XXXXXX D A C |
| OBX26INV1752 | XXXXX |  | $XXXXXX A C |
| OBX26INV1753 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1754 | XXXXX |  | $XXXXXX A |
| OBX26INV1755 | XXXXX |  | $XXXXXX A C |
| OBX26INV1756 | XXXXX |  | $XXXXXX A C |
| OBX26INV1757 | XXXXX |  | $XXXXXX A |
| OBX26INV1758 | XXXXX |  | $XXXXXX A C |
| OBX26INV1759 | XXXXX |  | $XXXXXX A |
| OBX26INV1760 | XXXXX |  | $XXXXXX A |
| OBX26INV1761 | XXXXX |  | $XXXXXX A |
| OBX26INV1762 | XXXXX |  | $XXXXXX A |
| OBX26INV1763 | XXXXX |  | $XXXXXX A |
| OBX26INV1764 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1765 | XXXXX |  | $XXXXXX A |
| OBX26INV1766 | XXXXX |  | $XXXXXX A |
| OBX26INV1767 | XXXXX |  | $XXXXXX A C |
| OBX26INV1768 | XXXXX |  | $XXXXXX A C |
| OBX26INV1769 | XXXXX |  | $XXXXXX A |
| OBX26INV1770 | XXXXX |  | $XXXXXX A |
| OBX26INV1771 | XXXXX |  | $XXXXXX A |
| OBX26INV1772 | XXXXX |  | $XXXXXX A |
| OBX26INV1773 | XXXXX |  | $XXXXXX A C |
| OBX26INV1774 | XXXXX |  | $XXXXXX D A |
| OBX26INV1775 | XXXXX |  | $XXXXXX A |
| OBX26INV1776 | XXXXX |  | $XXXXXX A |
| OBX26INV1777 | XXXXX |  | $XXXXXX A |
| OBX26INV1778 | XXXXX |  | $XXXXXX A C |
| OBX26INV1779 | XXXXX |  | $XXXXXX A |
| OBX26INV1780 | XXXXX |  | $XXXXXX A |
| OBX26INV1781 | XXXXX |  | $XXXXXX A |
| OBX26INV1782 | XXXXX |  | $XXXXXX A |
| OBX26INV1783 | XXXXX |  | $XXXXXX D B A |
| OBX26INV1784 | XXXXX |  | $XXXXXX A |
| OBX26INV1785 | XXXXX |  | $XXXXXX A |
| OBX26INV1786 | XXXXX |  | $XXXXXX A |
| OBX26INV1787 | XXXXX |  | $XXXXXX A |
| OBX26INV1788 | XXXXX |  | $XXXXXX A B |
| OBX26INV1789 | XXXXX |  | $XXXXXX A C |
| OBX26INV1790 | XXXXX |  | $XXXXXX A |
| OBX26INV1791 | XXXXX |  | $XXXXXX A |
| OBX26INV1792 | XXXXX |  | $XXXXXX C A |
| OBX26INV1793 | XXXXX |  | $XXXXXX D C A |
| OBX26INV1794 | XXXXX |  | $XXXXXX A |
| OBX26INV1795 | XXXXX |  | $XXXXXX A |
| OBX26INV1796 | XXXXX |  | $XXXXXX D A |
| OBX26INV1797 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1798 | XXXXX |  | $XXXXXX C A |
| OBX26INV1799 | XXXXX |  | $XXXXXX A B |
| OBX26INV1800 | XXXXX |  | $XXXXXX A |
| OBX26INV1801 | XXXXX |  | $XXXXXX D A |
| OBX26INV1802 | XXXXX |  | $XXXXXX C A |
| OBX26INV1803 | XXXXX |  | $XXXXXX A C |
| OBX26INV1804 | XXXXX |  | $XXXXXX A |
| OBX26INV1805 | XXXXX |  | $XXXXXX A |
| OBX26INV1806 | XXXXX |  | $XXXXXX A |
| OBX26INV1807 | XXXXX |  | $XXXXXX D A |
| OBX26INV1808 | XXXXX |  | $XXXXXX A |
| OBX26INV1809 | XXXXX |  | $XXXXXX A |
| OBX26INV1810 | XXXXX |  | $XXXXXX D A |
| OBX26INV1811 | XXXXX |  | $XXXXXX B A C |
| OBX26INV1812 | XXXXX |  | $XXXXXX A B C |
| OBX26INV1813 | XXXXX |  | $XXXXXX A |
| OBX26INV1814 | XXXXX |  | $XXXXXX A |
| OBX26INV1815 | XXXXX |  | $XXXXXX A C |
| OBX26INV1816 | XXXXX |  | $XXXXXX A C |
| OBX26INV1817 | XXXXX |  | $XXXXXX D C A B |
| OBX26INV1818 | XXXXX |  | $XXXXXX A |
| OBX26INV1819 | XXXXX |  | $XXXXXX A |
| OBX26INV1820 | XXXXX |  | $XXXXXX B A |
| OBX26INV1821 | XXXXX |  | $XXXXXX A |
| OBX26INV1822 | XXXXX |  | $XXXXXX A |
| OBX26INV1823 | XXXXX |  | $XXXXXX C A |
| OBX26INV1824 | XXXXX |  | $XXXXXX A |
| OBX26INV1825 | XXXXX |  | $XXXXXX A |
| OBX26INV1826 | XXXXX |  | $XXXXXX A |
| OBX26INV1827 | XXXXX |  | $XXXXXX A C |
| OBX26INV1828 | XXXXX |  | $XXXXXX A |
| OBX26INV1829 | XXXXX |  | $XXXXXX A C |
| OBX26INV1830 | XXXXX |  | $XXXXXX D A C |
| OBX26INV1831 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1832 | XXXXX |  | $XXXXXX A |
| OBX26INV1833 | XXXXX |  | $XXXXXX D A |
| OBX26INV1834 | XXXXX |  | $XXXXXX A C |
| OBX26INV1835 | XXXXX |  | $XXXXXX A |
| OBX26INV1836 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1837 | XXXXX |  | $XXXXXX D A |
| OBX26INV1838 | XXXXX |  | $XXXXXX A |
| OBX26INV1839 | XXXXX |  | $XXXXXX A |
| OBX26INV1840 | XXXXX |  | $XXXXXX A |
| OBX26INV1841 | XXXXX |  | $XXXXXX A |
| OBX26INV1842 | XXXXX |  | $XXXXXX A |
| OBX26INV1843 | XXXXX |  | $XXXXXX A |
| OBX26INV1844 | XXXXX |  | $XXXXXX D A |
| OBX26INV1845 | XXXXX |  | $XXXXXX A |
| OBX26INV1846 | XXXXX |  | $XXXXXX A C |
| OBX26INV1847 | XXXXX |  | $XXXXXX A |
| OBX26INV1848 | XXXXX |  | $XXXXXX A C |
| OBX26INV1849 | XXXXX |  | $XXXXXX A |
| OBX26INV1850 | XXXXX |  | $XXXXXX A |
| OBX26INV1851 | XXXXX |  | $XXXXXX A C |
| OBX26INV1852 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1853 | XXXXX |  | $XXXXXX D A |
| OBX26INV1854 | XXXXX |  | $XXXXXX A C |
| OBX26INV1855 | XXXXX |  | $XXXXXX A |
| OBX26INV1856 | XXXXX |  | $XXXXXX D A C |
| OBX26INV1857 | XXXXX |  | $XXXXXX D A |
| OBX26INV1858 | XXXXX |  | $XXXXXX A C |
| OBX26INV1859 | XXXXX |  | $XXXXXX A |
| OBX26INV1860 | XXXXX |  | $XXXXXX A C |
| OBX26INV1861 | XXXXX |  | $XXXXXX D A C |
| OBX26INV1862 | XXXXX |  | $XXXXXX A |
| OBX26INV1863 | XXXXX |  | $XXXXXX C A |
| OBX26INV1864 | XXXXX |  | $XXXXXX A |
| OBX26INV1865 | XXXXX |  | $XXXXXX A |
| OBX26INV1866 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1867 | XXXXX |  | $XXXXXX A |
| OBX26INV1868 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1869 | XXXXX |  | $XXXXXX A |
| OBX26INV1870 | XXXXX |  | $XXXXXX A |
| OBX26INV1871 | XXXXX |  | $XXXXXX A |
| OBX26INV1872 | XXXXX |  | $XXXXXX A |
| OBX26INV1873 | XXXXX |  | $XXXXXX A |
| OBX26INV1874 | XXXXX |  | $XXXXXX C A |
| OBX26INV1875 | XXXXX |  | $XXXXXX A |
| OBX26INV1876 | XXXXX |  | $XXXXXX A |
| OBX26INV1877 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1878 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1879 | XXXXX |  | $XXXXXX A |
| OBX26INV1880 | XXXXX |  | $XXXXXX A B |
| OBX26INV1881 | XXXXX |  | $XXXXXX A |
| OBX26INV1882 | XXXXX |  | $XXXXXX D A C B |
| OBX26INV1883 | XXXXX |  | $XXXXXX A C |
| OBX26INV1884 | XXXXX |  | $XXXXXX A C |
| OBX26INV1885 | XXXXX |  | $XXXXXX D A C B |
| OBX26INV1886 | XXXXX |  | $XXXXXX C A |
| OBX26INV1887 | XXXXX |  | $XXXXXX A |
| OBX26INV1888 | XXXXX |  | $XXXXXX A |
| OBX26INV1889 | XXXXX |  | $XXXXXX A |
| OBX26INV1890 | XXXXX |  | $XXXXXX C A |
| OBX26INV1891 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1892 | XXXXX |  | $XXXXXX A |
| OBX26INV1893 | XXXXX |  | $XXXXXX A |
| OBX26INV1894 | XXXXX |  | $XXXXXX A |
| OBX26INV1895 | XXXXX |  | $XXXXXX A C B |
| OBX26INV1896 | XXXXX |  | $XXXXXX D A |
| OBX26INV1897 | XXXXX |  | $XXXXXX A |
| OBX26INV1898 | XXXXX |  | $XXXXXX A |
| OBX26INV1899 | XXXXX |  | $XXXXXX A |
| OBX26INV1900 | XXXXX |  | $XXXXXX A C |
| OBX26INV1901 | XXXXX |  | $XXXXXX A |
| OBX26INV1902 | XXXXX |  | $XXXXXX A C |
| OBX26INV1903 | XXXXX |  | $XXXXXX A |
| OBX26INV1904 | XXXXX |  | $XXXXXX A |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| OBX26INV1704 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  | XXX | XXX |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX26INV1705 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX26INV1706 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.13 | 71.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1707 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1708 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1709 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1710 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX26INV1711 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| OBX26INV1712 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| OBX26INV1713 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 69.78 | 69.78 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1714 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1715 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1716 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| OBX26INV1717 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1718 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.8 | 70.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX26INV1719 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1720 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX26INV1721 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.68 | 67.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1722 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0042 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0042 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1723 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1724 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.38 | 79.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1725 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX26INV1726 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| OBX26INV1727 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 |  |
| OBX26INV1728 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.0 | 72.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1729 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1730 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1731 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0003 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0003 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1732 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 71.63 | 71.63 | $XXX | $XXX | .0001 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0001 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1733 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1734 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 62.31 | 62.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1735 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 74.98 | 74.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1736 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| OBX26INV1737 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1738 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1739 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| OBX26INV1740 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| OBX26INV1741 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1742 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| OBX26INV1743 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| OBX26INV1744 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1745 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX26INV1746 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1747 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1748 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1749 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .2608 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .2608 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1750 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .2608 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .2608 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1751 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .2925 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .2925 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1752 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  |
| OBX26INV1753 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 67.79 | 67.79 | $XXX | $XXX | -.0334 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0334 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1754 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| OBX26INV1755 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| OBX26INV1756 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1757 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1758 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1759 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.65 | 79.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1760 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1761 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1762 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1763 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1764 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 73.58 | 73.58 | $XXX | $XXX | .0212 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0212 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1765 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1766 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1767 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1768 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.63 | 65.63 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| OBX26INV1769 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1770 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX26INV1771 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1772 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1773 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX26INV1774 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1775 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |  |
| OBX26INV1776 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1777 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.42 | 62.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX26INV1778 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1779 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1780 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX26INV1781 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.99 | 79.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1782 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1783 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX26INV1784 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1785 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1786 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1787 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX26INV1788 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1789 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.2 |  |
| OBX26INV1790 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.61 | 67.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX26INV1791 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1792 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX26INV1793 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.4 | 69.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 |  |
| OBX26INV1794 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1795 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| OBX26INV1796 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1797 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 71.43 | 71.43 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1798 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| OBX26INV1799 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1800 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.11 | 68.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX26INV1801 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1802 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.43 | 67.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX26INV1803 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| OBX26INV1804 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| OBX26INV1805 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1806 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX26INV1807 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX26INV1808 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.5 | 65.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1809 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1810 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1811 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.68 | 78.68 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX26INV1812 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 42.13 | 42.13 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| OBX26INV1813 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.57 | 68.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1814 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX26INV1815 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.99 | 74.99 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1816 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 71.05 | 71.05 |  |  |  |  | $XXX | $XXX | -.0526 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0526 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1817 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.11 | 73.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX26INV1818 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1819 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| OBX26INV1820 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.98 | 68.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX26INV1821 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1822 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1823 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.33 | 73.33 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1824 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX26INV1825 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1826 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1827 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1828 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1829 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.53 | 72.53 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| OBX26INV1830 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1831 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1832 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.91 | 70.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| OBX26INV1833 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1834 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1835 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1836 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1837 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1838 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.54 | 61.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX26INV1839 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1840 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1841 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1842 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.67 | 66.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX26INV1843 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.23 | 71.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1844 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1845 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1846 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.18 | 70.18 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1847 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1848 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 41.67 | 41.67 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1849 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1850 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1851 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1852 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1853 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.5 | 73.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1854 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1855 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1856 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 71.43 | 71.43 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1857 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1858 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1859 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1860 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| OBX26INV1861 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 72.12 | 72.12 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1862 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX26INV1863 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1864 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1865 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.59 | 73.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1866 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1867 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1868 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0005 | AVM |  |  |  |  |  | $XXX | $XXX | .0005 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1869 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1870 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1871 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1872 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1873 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.2 |  |
| OBX26INV1874 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX26INV1875 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1876 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| OBX26INV1877 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 74.24 | 74.24 |  |  |  |  | $XXX | $XXX | -.0004 | AVM |  |  |  |  |  | $XXX | $XXX | -.0004 | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0155 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1878 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 72.56 | 72.56 |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0144 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0144 |  | XX/XX/XXXX | AVM |  |  |  |  |  |
| OBX26INV1879 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1880 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| OBX26INV1881 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1882 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0000 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1883 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1884 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1885 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 72.61 | 72.61 |  |  |  |  | $XXX | $XXX | -.0481 | AVM |  |  |  |  |  | $XXX | $XXX | -.0481 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1886 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1887 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1888 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX26INV1889 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX26INV1890 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1891 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0246 | AVM |  |  |  |  |  | $XXX | $XXX | .0246 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1892 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1893 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX26INV1894 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| OBX26INV1895 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | None - Appraisal Waiver | $XXX | 74.2 | 74.2 |  |  |  |  | $XXX | $XXX | .0912 | AVM |  |  |  |  |  | $XXX | $XXX | .0912 | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0200 | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1896 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1897 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| OBX26INV1898 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1899 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1900 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX26INV1901 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX26INV1902 | XXXXX |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1903 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1904 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 5**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| OBX26INV1709 | XXXXX | Qualifying Total Debt Income Ratio | 40.88 | 39.00 | The True Data DTI is higher based on the income calculation for one of B2's businesses was calculated lower than the lender's figure. Also a few of the investment property's net XXX income was quite different as well. |
| OBX26INV1714 | XXXXX | Qualifying Total Debt Income Ratio | 34.49 | 34.67 | DTI variance is due to final AUS and Final 1003 reflecting greater primary residence housing payment of XXX auditor verified XXX per month per the recent mortgage Statement. |
| OBX26INV1716 | XXXXX | Qualifying Total Debt Income Ratio | 49.03 | 49.84 | All figures match final XXX and is documented in the file |
| OBX26INV1717 | XXXXX | Qualifying Total Debt Income Ratio | 37.17 | 37.03 | Auditor has XXX additional XXX expenses than Lenders XXX calculations. Lender income sheets not provided. to compare. Auditor used the SCH E from XXX For property XXX the XXX was XXX but the lender used XXX Auditor adjusted to XXX to try to match lenders. |
| OBX26INV1718 | XXXXX | Qualifying Total Debt Income Ratio | 41.26 | 38.91 | Variance is DTI is due to income calculation. Lender's income for 1120S is XXX and audit income is $XXX. Audit DTI is XXX% / XXX% vs Lender's XXX% / XXX%. Variance is income is mortgages payment in less than a year. It appears this was not added by the lender. |
| OBX26INV1719 | XXXXX | Qualifying Total Debt Income Ratio | 49.82 | 49.86 | Variance is due to HOA per appraisal the HOA is XXX lender used XXX This caused a variance in the DTI XXX% from XXX% |
| OBX26INV1720 | XXXXX | Qualifying Total Debt Income Ratio | 21.92 | 20.14 | Audit is using XXX income for Schedule C XXX vs. lender XXX Audit is also using XXX for current PTIT for subject property based on loan docs in file vs. lender $XXX. |
| OBX26INV1725 | XXXXX | Qualifying Total Debt Income Ratio | 34.8 | 31.56 | Variance in DTI is due to XXX income loss. Added XXX for XXX property is causing this variance. Lender's DTI is XXX% and Audit's DTI is XXX%. This property was not added on the 1003 but it is documented in the file and on the XXX's on SCH E |
| OBX26INV1734 | XXXXX | Qualifying Total Debt Income Ratio | 37.43 | 36.87 | Per AUS to use any bonus and or overtime ,, ina XXX income, including bonus and/or overtime income must be supported by:, A paystub and W-2s that covers the most recent two-year period,... only XXX W2, XXX was provide. Auditor did not use Borrowers bonus income. |
| OBX26INV1739 | XXXXX | Qualifying Total Debt Income Ratio | 16.87 | 15.28 | Borrower 2 has S Corp XXX less than what the lender has. XXX S Corp and XXX and K1 and W2 from another company, XXX not the same as the S Corp. Auditor did not use the XXX W2 from another company XXX. Lender income was XXX |
| OBX26INV1742 | XXXXX | Qualifying Total Debt Income Ratio | 48.59 | 48.66 | Other REO Property tax and insurance is missing in the file and Primary Residence property lender has used XXX tax but we have recent XXX tax which difference with lender of $XXX. |
| OBX26INV1745 | XXXXX | Qualifying Total Debt Income Ratio | 49.6 | 49.66 | Discrepancy is with the REO |
| OBX26INV1746 | XXXXX | Qualifying Total Debt Income Ratio | 30.22 | 30.47 | Audit confirmed Qualifying Debt Ratio to be XXX% not XXX%. Lender included a liability payment of $XXX/mth for XXX act reflecting XXX pmt however no balance and DLA was XX/XX/XXXX. |
| OBX26INV1747 | XXXXX | Qualifying Total Debt Income Ratio | 39.25 | 41.44 | Liabilities are lower than lender. Unable to confirm where the difference is - utilized and matched all REOs, Liabilities, Primary and Subject property information. |
| OBX26INV1752 | XXXXX | Qualifying Total Debt Income Ratio | 16.28 | 15.96 | income used by auditor is lower at $XXX/$XXX = XX/XX/XXXX |
| OBX26INV1755 | XXXXX | Qualifying Total Debt Income Ratio | 45.01 | 45.60 | Audit DTI is XXX% as opposed to Lender DTI of XXX% due to total housing payment is less at XXX vs XXX |
| OBX26INV1763 | XXXXX | Qualifying Total Debt Income Ratio | 27.53 | 27.48 | Income calculation is slightly lower than lender's (less than $XXX). |
| OBX26INV1764 | XXXXX | Qualifying Total Debt Income Ratio | 43.31 | 41.96 | Income: WVOE in file on page #XXX dated XX/XX/XXXX and (was within XXX business days of the XX/XX/XXXX note date) confirming borrower XXX with XXX Since XX/XX/XXXX. Paid 10mths out of the year (C Basis=10mths), Paystub in file on page #XXX dated XX/XX/XXXX and was within XXX days of the XX/XX/XXXX application date. XXX W2 was also provided. Per the WVOE in file, the "other income" could be assignment income, longevity, education or reimbursement income. This could have also included over time but note the over time income was broken out already on the VOE. • Base Income: Current YTD: $XXX/7258mths=$XXX/mth YTD: XXX + XXX $XXX=$XXX/17258mths=$XXX/mth Base Income. • Overtime Income: Borrower has a history of receiving overtime income from previous years. XXX-present. Used lowest average to qualify (YTD) $XXX/7258mths=$XXX/mth • TOTAL INCOME: $XXX/MTH and was $XXX/mth less than lender submitted income in the amount of XXX \| Income Variance, XXX% Income Variance. Increased DTIR from XXX% to XXX% |
| OBX26INV1766 | XXXXX | Qualifying Total Debt Income Ratio | 34.05 | 34.28 | Tax payment is calculated slightly higher per the documentation in the file. |
| OBX26INV1774 | XXXXX | Qualifying Total Debt Income Ratio | 21.27 | 21.10 | Discrepancy due to higher tax and/or HOI calculation on subject property. |
| OBX26INV1777 | XXXXX | Qualifying Total Debt Income Ratio | 48.86 | 46.14 | dti of XXX is due to net XXX income on the other investment property. lender used piti minus the rent per the 1003, but using the worksheet for XXX income calculation per tax return schedule Es, we went from XXX to XXX on the XXX property. |
| OBX26INV1779 | XXXXX | Qualifying Total Debt Income Ratio | 29.14 | 28.58 | DTI is XXX% due to the difference in the XXX income calculations found during audit. DTI is still within the allowable tolerance. |
| OBX26INV1782 | XXXXX | Qualifying Total Debt Income Ratio | 45.77 | 47.60 | Audit calculated taxes in PITIA were XXX lower than Lender's resulting in lower DTI |
| OBX26INV1787 | XXXXX | Qualifying Total Debt Income Ratio | 47.28 | 45.79 | Audit DTI of XXX as opposed to lender DTI of XXX% us due to less income available from XXX properties by XXX as obtained from XXX/XXX SCH E |
| OBX26INV1788 | XXXXX | Qualifying Total Debt Income Ratio | 41.59 | 41.52 | Per audit review, DTI is XXX% |
| OBX26INV1789 | XXXXX | Qualifying Total Debt Income Ratio | 46 | 45.91 | DTI is XXX% due to a difference in PITI calculation for the subject property found during audit. HOI included in the audit calculation. |
| OBX26INV1791 | XXXXX | Qualifying Total Debt Income Ratio | 28.15 | 27.65 | DTI variance is due to Audit using lower 1120s income- Lender did not include Meals and Entertainment. |
| OBX26INV1792 | XXXXX | Qualifying Total Debt Income Ratio | 39.96 | 39.77 | Within tolerance, slight variance to total credit report debts on XXX vs credit report |
| OBX26INV1794 | XXXXX | Qualifying Total Debt Income Ratio | 48.07 | 48.17 | Audit review shows debt from credit report not included on Final 1003. No supporting documentation to exclude resulting in a higher DTI. |
| OBX26INV1798 | XXXXX | Qualifying Total Debt Income Ratio | 49.92 | 49.00 | Audit DTI of XXX% is a little higher than the Lender DTI of XXX% due to the higher calculations on the REO losses of the borrower's additional properties. |
| OBX26INV1804 | XXXXX | Qualifying Total Debt Income Ratio | 16.97 | 18.28 | income figures are not matching, resulting in a discrepancy in the DTI calculation |
| OBX26INV1814 | XXXXX | Qualifying Total Debt Income Ratio | 42.36 | 42.93 | Discrepancy is from subject property total calculation. Auditor calculations: XXX PI per note, XXX taxes per Statement, HO6 insurance XXX and HOA fee of XXX per condo questionnaire and appraisal to equal a negative ($XXX). XXX from UW indicates - XXX. Minor variance within tolerance. |
| OBX26INV1816 | XXXXX | Qualifying Total Debt Income Ratio | 39.06 | 39.80 | Liabilities were calculated slightly lower than lender. |
| OBX26INV1823 | XXXXX | Qualifying Total Debt Income Ratio | 43.59 | 44.60 | The difference in DTI stems from the difference in negative cash flow calculated between the lender and auditor. Lender calculated a negative cash flow of the subject property of XXX auditor calculated negative cash flow to -$XXX. Lender's cash flow calculation is incorrect. |
| OBX26INV1827 | XXXXX | Qualifying Total Debt Income Ratio | 44.14 | 44.32 | Discrepancy is due to liabilities being slightly lower than lender. |
| OBX26INV1828 | XXXXX | Qualifying Total Debt Income Ratio | 41.36 | 42.22 | Variance in the dti is due to the difference in the housing expense which has been documented. |
| OBX26INV1829 | XXXXX | Property Type | Single Family Attached | Single Family Detached | Audit of appraisal confirms property is SF attached. |
| OBX26INV1829 | XXXXX | Qualifying Total Debt Income Ratio | 33.71 | 33.78 | Audit of CR, final 1008 and 1003 reconciled all debts and manually calc debts confirm at XXX. |
| OBX26INV1830 | XXXXX | Qualifying Total Debt Income Ratio | 33.03 | 34.56 | Income figures are not matching, resulting in a discrepancy in the DTI calculation |
| OBX26INV1837 | XXXXX | Qualifying Total Debt Income Ratio | 25.84 | 25.71 | Audit DTI of XXX% is greater than Tape Data DTI of XXX% due to the total monthly payments on the XXX is XXX less than AUS approval |
| OBX26INV1839 | XXXXX | Qualifying Total Debt Income Ratio | 49.18 | 49.51 | Subject property property tax were reduced to XXX from XXX as the prior year tax portion was included |
| OBX26INV1842 | XXXXX | Qualifying Total Debt Income Ratio | 44.52 | 46.17 | Audit DTI of XXX% is less than Lender DTI of XXX% due to the primary residence monthly expense is lower at XXX vs XXX and the lender has a higher total liabilities of XXX that is not included on the credit report. |
| OBX26INV1850 | XXXXX | Qualifying Total Debt Income Ratio | 46.57 | 45.96 | DTI difference due Author calculated lower income. Written VOE supported annual XXX of $ XXX/XXX= $ XXX. Housing Allowance of $ XXX was based on YTD $ XXX + XXX $ XXX /XXX |
| OBX26INV1855 | XXXXX | Qualifying Total Debt Income Ratio | 36.58 | 39.25 | Audit PITIA RE Taxes and subject net XXX loss calculated lower than Lender's resulting in lower DTI |
| OBX26INV1856 | XXXXX | Qualifying Total Debt Income Ratio | 46.92 | 45.15 | Slightly higher Audited DTI due to slightly lower Audited income vs lender's income. Audited income is XXX for each borrower vs lender's figure of XXX for each borrower. Still within DTI guidelines, all debts are aligned. |
| OBX26INV1857 | XXXXX | Qualifying Total Debt Income Ratio | 39.64 | 36.02 | Audit DTI of XXX is higher than Lender DTI of XXX% due to the property XXX loss is higher at XXX vs $XXX. In addition, income was calculated lower than lender Stated. |
| OBX26INV1859 | XXXXX | Qualifying Total Debt Income Ratio | 49.62 | 49.66 | Audit REO losses were calculated XXX lower than Lender's resulting in lower DTI |
| OBX26INV1869 | XXXXX | Qualifying Total Debt Income Ratio | 35.52 | 34.19 | Audit calculated subject cashflow lower, other REO cashflow lower, and primary housing XXX higher than Lender's calculations resulting in higher DTI |
| OBX26INV1870 | XXXXX | Qualifying Total Debt Income Ratio | 41.83 | 41.56 | Qualifying total debt t o income ratio is XXX%. |
| OBX26INV1872 | XXXXX | Qualifying Total Debt Income Ratio | 44.21 | 43.82 | An XXX card balance of XXX was added that wasn't included in the initial submission |
| OBX26INV1875 | XXXXX | Qualifying Total Debt Income Ratio | 45.9 | 45.70 | Audit DTI of XXX% is a bit higher than Lender DTI due to an increase of XXX in total XXX income losses. |
| OBX26INV1880 | XXXXX | Qualifying Total Debt Income Ratio | 17.73 | 17.41 | DTI variance is due to the additional discover card payment of XXX found on the credit report being added to the DTI causing the DTI to increase to XXX% |
| OBX26INV1882 | XXXXX | Qualifying Total Debt Income Ratio | 43.85 | 43.75 | DTI difference is due to the lender not including the charge off acct XXX acct XXX that is still showing a bal of $ XXX The Auditor used XXX% of bal for payment = XX/XX/XXXX |
| OBX26INV1883 | XXXXX | Qualifying Total Debt Income Ratio | 44.83 | 44.46 | Based on the income and the credit the DTI is XXX |
| OBX26INV1887 | XXXXX | Qualifying Total Debt Income Ratio | 45.06 | 43.88 | Self Employment Income did not match lender with a variance of $XXX. Utilized the more conservative amount. |
| OBX26INV1897 | XXXXX | Qualifying Total Debt Income Ratio | 48.31 | 48.43 | Subject property XXX income is calculation lower than lender. |
| OBX26INV1898 | XXXXX | Qualifying Total Debt Income Ratio | 26.08 | 26.65 | DTI difference is due to a slight variation in the borrower's income calculation. |
| OBX26INV1903 | XXXXX | Qualifying Total Debt Income Ratio | 37.7 | 37.77 | Confirmed DTI of XXX matches the AUS (and is rounded). |

---

## Exhibit 99.3

**Exhibit 99.3**

![](ex99-3_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans and business purpose loans originated by various parties who are sellers to Bank of America, N.A. or its affiliates (the "Client") through flow or mini-bulk transactions. The Review was conducted on mortgage loans with origination dates from September 2025 through October 2025 via files imaged and provided by the Client for review.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered 15 mortgage loans totaling an aggregate original principal balance of approximately $3.393 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Original Loan Amount |  |
| &nbsp;&nbsp;Decision System | &nbsp;&nbsp;Original LTV |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE:</u>**

AMC reviewed mortgage loan origination documentation to determine conformity with the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

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**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

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**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE:</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

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Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission
notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business
day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial
and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the applicable home
equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR)
outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

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iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine
if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed
the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement
and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation
agreement and/or governing policies and procedures, AMC's review was limited to formal general statements of entity compliance provided
by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage
loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained
proof of homeownership counseling in connection with a mortgage loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage
loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed,
directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan
originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage
loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current
GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement
service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form
was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last
GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

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iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing
Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated
Business Arrangement Disclosure in the mortgage loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership
counselling organizations was obtained no earlier than 30 days prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications
on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that each revised LE is accompanied
by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance
and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications
on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based
on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

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&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan
Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the
borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR)
underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages
(12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R.
1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and
203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages
made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

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| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

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| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

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For the mortgage loans determined to be Safe Harbor QM (APOR), the AMC report will indicate (i) "Yes" with respect to any mortgage loan for which the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on such mortgage loans, (ii) "No" with respect to any mortgage loan for which the lender provided a VSH indicator of "No" and (iii) "Not Stated" with respect to any mortgage loan for which the lender did not provide a VSH indicator.

\* Note, for mortgage loans in which the lender provided the VSH indicator, AMC captured the VSH indicator in the AMC report but did not verify the VSH indicator as provided by the related lender.

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In addition to the above, for loans (i) that are designated as "Yes" with respect to a VSH indicator, (ii) for which such "Yes" VSH indicator was provided within the loan images, on the data tape or in the deal notes, and (iii) for which the related mortgage loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH, AMC performed an additional variance evaluation on such QM (APOR) mortgage loans. AMC's variance evaluation consists of a review of such mortgage loan to identify documentation variances that would cause one to question the VSH attestation provided by the lender. If variances were identified, the mortgage loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines, and the AMC report will indicate "No" with respect to such mortgage loans. The results of the variance evaluation are reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

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**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to
receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting
summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
report;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset
documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales
contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard
and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy
of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary
Title;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
1003;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
circumstance documentation;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Right
of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed
of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible
Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination
Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA
disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice
of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD
from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing
Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain
other disclosures related to the enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued. SitusAMC also hereby disclaims any representation or warranty as to accuracy or completeness of the Report, the inclusion or omission of any facts or information, or as to its suitability, sufficiency or appropriateness for the purposes of the transaction parties or investors or the use of the Report in preparation of any other document in connection with the subject transaction.).

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

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**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**COMPLIANCE RESULTS SUMMARY**

11 mortgage loans reviewed by AMC have a Compliance grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;11 | &nbsp;&nbsp;73.33% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;26.67% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**100.00%** |

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**CREDIT RESULTS SUMMARY**

All 15 mortgage loans reviewed by AMC have a Credit grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;15 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**100.00%** |

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**PROPERTY/VALUATION RESULTS SUMMARY**

All 15 mortgage loans have a Property grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;15 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**100.00%** |

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**OVERALL REVIEW RESULTS SUMMARY**

All 15 mortgage loans reviewed by AMC have an Overall grade of "B" or higher and 73.33% of the loans by number have an Overall grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;11 | &nbsp;&nbsp;73.33% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;26.67% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**100.00%** |

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**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Final <br> Exception <br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***4*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**4** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**4** |

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**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the 15 mortgage loans reviewed, 15 mortgage loans had 37 different tape discrepancies across 9 data fields (some mortgage loans had more than one data delta). The largest variances were found on Note Date, Investor Qualifying Debt Ratio and Property Type.

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With <br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | &nbsp;&nbsp;**%<br> Variance** | &nbsp;&nbsp;**# Of <br> Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;2 | &nbsp;&nbsp;15 | &nbsp;&nbsp;13.33% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Decision System | &nbsp;&nbsp;1 | &nbsp;&nbsp;15 | &nbsp;&nbsp;6.67% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;11 | &nbsp;&nbsp;15 | &nbsp;&nbsp;73.33% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;12 | &nbsp;&nbsp;15 | &nbsp;&nbsp;80.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;1 | &nbsp;&nbsp;15 | &nbsp;&nbsp;6.67% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;1 | &nbsp;&nbsp;15 | &nbsp;&nbsp;6.67% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |

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---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;6 | &nbsp;&nbsp;15 | &nbsp;&nbsp;40.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;1 | &nbsp;&nbsp;15 | &nbsp;&nbsp;6.67% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;2 | &nbsp;&nbsp;15 | &nbsp;&nbsp;13.33% | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**37** | &nbsp;&nbsp;**330** | &nbsp;&nbsp;**11.21%** | &nbsp;&nbsp;**15** |

---

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;15 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$3392880.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3392880.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;15 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$3392880.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3392880.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.67% | &nbsp;&nbsp;$183200.00 | &nbsp;&nbsp;5.40% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;14 | &nbsp;&nbsp;93.33% | &nbsp;&nbsp;$3209680.00 | &nbsp;&nbsp;94.60% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3392880.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;15 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$3392880.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3392880.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;8 | &nbsp;&nbsp;53.33% | &nbsp;&nbsp;$1914750.00 | &nbsp;&nbsp;56.43% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;4 | &nbsp;&nbsp;26.67% | &nbsp;&nbsp;$911520.00 | &nbsp;&nbsp;26.87% |
| &nbsp;&nbsp;Townhouse | &nbsp;&nbsp;1 | &nbsp;&nbsp;6.67% | &nbsp;&nbsp;$160000.00 | &nbsp;&nbsp;4.72% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;2 | &nbsp;&nbsp;13.33% | &nbsp;&nbsp;$406610.00 | &nbsp;&nbsp;11.98% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3392880.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;15 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$3392880.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**15** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$3392880.00** | &nbsp;&nbsp;**100.00%** |

---

13 \| P a g e

## Exhibit 99.3

**Exhibit 99.3 Schedule 1**

---

| |
|:---|
| ![](ex99-3sch1_001.jpg) |
| **Rating Agency Grades** |
| **Run Date - 1/30/2026 1:24:09 PM** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1003 |  | A B |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1007 |  | A B |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1027 |  | A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 |  | C B D A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 |  | C B A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1453 |  | A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1005 |  | C A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1463 |  | A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1009 |  | A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1030 |  | A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1035 |  | C A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1010 |  | C B A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1036 |  | C A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1019 |  | C B A |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1015 |  | C A |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 2**

---

| |
|:---|
| ![](ex99-3sch2_001.jpg) |
| **Exception Grades** |
| **Run Date - 1/30/2026 1:24:10 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 | [Redacted] |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | 1003 Initial - Lender's document is missing in the file. |  |  |  | Reviewer Comment (2025-09-29): Noted initial 1003. exception cleared.<br>Buyer Comment (2025-09-29): 1003 | 09/29/2025 |  |  | 1 B A |  | ID | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 | [Redacted] |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  | AUS document is missing in the file. |  |  |  | Reviewer Comment (2025-09-30): Noted AUS report, exception cleared.<br>Buyer Comment (2025-09-29): LPA | 09/30/2025 |  |  | 1 C A |  | ID | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 | [Redacted] |  | Credit | Missing Document | General | Missing Document | Missing Document: 1040 not provided |  | As per final 1003 Borrower [redacted] business start date is [redacted]. In the absence of VVOE and Business Entity listing document unable to verify the borrower start date. Business start date considered as per business Tax return document [redacted] [redacted]. Required Signed 1040 document for the [redacted]. If the business start date [redacted] as per 1003 then also required Signed 1040 for the year [redacted]. |  |  |  | Reviewer Comment (2025-10-09): Provided.<br>Buyer Comment (2025-10-07): 1040 1099<br>Reviewer Comment (2025-10-02): Received individual Borrower license, however Require Business verification for Borrower Business "[redacted]". [redacted]and [redacted] 1040 Full Tax return is missing. Exception Remains. it appears borrower Owned business less than [redacted] years which require [redacted]and [redacted] Personal and Business tax return per Guideline. Exception Remains<br>Buyer Comment (2025-10-01): License<br>Reviewer Comment (2025-09-30): As per AUS if business existence for less than [redacted] years provide i) individual and business tax returns for the most recent [redacted] years ([redacted]& [redacted]). ii) Freddie Mac form [redacted] or equivalent. if business has been existence for more than [redacted] years require most recent year i.e. [redacted] personal and business tax returns. here we have noted business tax return for the year [redacted] but personal tax returns are incomplete with all pages and required schedule, business existence is unknown until we get third party verification of employment from (acceptable Government SOS search; CPA, regulatory agency, or the applicable licensing bureau). exception remains.<br>Buyer Comment (2025-09-29): P&L<br>Buyer Comment (2025-09-29): [redacted] 1040 | 10/09/2025 |  |  | 1 C A |  | ID | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 | [Redacted] |  | Credit | Missing Document | General | Missing Document | Missing Document: 1084 or income worksheet not provided |  | 1084 or Income worksheet for Borrower business [redacted] is missing in the file. |  |  |  | Reviewer Comment (2025-10-02): Received Income worksheet. Exception Cleared<br>Buyer Comment (2025-10-01): wksh | 10/02/2025 |  |  | 1 C A |  | ID | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 | [Redacted] |  | Credit | Missing Document | General | Missing Document | Missing Document: Third Party Verification not provided |  | Required Borrower business [redacted] VOB Within [redacted] Calendar Days Prior to The Note Date. |  |  |  | Reviewer Comment (2025-10-09): Received Third party verification for [redacted]. Exception Cleared<br>Buyer Comment (2025-10-08): Header on document reflects Title - Post Closer, name and date.<br>Reviewer Comment (2025-10-08): Received Online Internet Search verification of Business, however still missing the name and title of the lender's employee who obtained the information per FNMA Guideline (VVOE). Exception remains<br>Buyer Comment (2025-10-06): business<br>Reviewer Comment (2025-10-02): Received individual Borrower license, however Require Business verification for Borrower Business "[redacted]". Exception Remains<br>Buyer Comment (2025-10-01): License<br>Reviewer Comment (2025-09-30): No Third parity verification of business "[redacted] " provided, please provide third party verification from (acceptable Government SOS search; CPA, regulatory agency, or the applicable licensing bureau) exception remains.<br>Buyer Comment (2025-09-29): income | 10/09/2025 |  |  | 1 C A |  | ID | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 | [Redacted] |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Borrower [redacted]: & Co-borrower [redacted] Fraud report is missing in the file. |  |  |  | Reviewer Comment (2025-09-30): Noted Fraud report for both borrowers. exception cleared.<br>Buyer Comment (2025-09-29): FRAUD | 09/30/2025 |  |  | 1 C A |  | ID | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 | [Redacted] |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing [redacted] 1040, income worksheets and third party verification for the self employed income stream. |  |  |  | Reviewer Comment (2025-10-09): Provided.<br>Buyer Comment (2025-10-07): 1040 1099<br>Buyer Comment (2025-10-07): See [redacted] 1040 uploaded [redacted]<br>Reviewer Comment (2025-10-02): Received individual Borrower license, however Require Business verification for Borrower Business "[redacted]". [redacted] and [redacted] 1040 Full Tax return is missing. Exception Remains. it appears borrower Owned business less than [redacted] years which require [redacted] and [redacted] Personal and Business tax return per Guideline. Exception Remains (Income Worksheet requirement met)<br>Buyer Comment (2025-10-01): See License and income worksheet uploaded [redacted]<br>Reviewer Comment (2025-09-30): As per AUS if business existence for less than [redacted] years provide i) individual and business tax returns for the most recent [redacted] years ([redacted]& [redacted]). ii) Freddie Mac form 91 or equivalent. if business has been existence for more than [redacted] years require most recent year i.e. [redacted] personal and business tax returns. here we have noted business tax return for the year [redacted] but personal tax returns are incomplete with all pages and required schedule, business existence is unknown until we get third party verification of employment from (acceptable Government SOS search; CPA, regulatory agency, or the applicable licensing bureau). exception remains.<br>Buyer Comment (2025-09-29): See previous uploads. | 10/09/2025 |  |  | 1 C A |  | ID | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 | [Redacted] |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | File contains evidence appraisal report provided is an updated report. Delivery confirmations dated earlier than the report date of report located in file. Lender to provide all previous appraisal reports/updates or waiver. Also Verification appraisal was delivered to borrower [redacted] days prior to closing was not provided. |  |  |  | Buyer Comment (2025-09-29): Acknowledged non material EV2 |  |  | 09/29/2025 | 2 B |  | ID | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1003 | [Redacted] |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | File contains evidence appraisal report provided is an updated report. Delivery confirmations dated earlier than report date of report located in file. Lender to provide all previous appraisal reports/updates. |  |  |  | Buyer Comment (2025-09-29): Acknowledged non material EV2<br>Reviewer Comment (2025-09-29): Received appraisal report dated [redacted] which is prior to delivery dated [redacted]. Require original appraisal which was sent on[redacted]. Exception Remains<br>Buyer Comment (2025-09-26): Appraisal |  |  | 09/29/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1005 | [Redacted] |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Please provide [redacted] months bank statements for Accounts for [redacted], and [redacted] and #[redacted]. |  |  |  | Reviewer Comment (2025-10-21): Received Updated AUS with[redacted] // Account Number: [redacted] updated as Mutual funds and as per AUS recent statement is required which is present in file. Exception Cleared.<br>Buyer Comment (2025-10-17): AUS<br>Reviewer Comment (2025-10-14): Received updated AUS without account # [redacted] and [redacted] and [redacted] month statement for account # [redacted] and [redacted]. IRA # [redacted] only recent month Require per AUS, however Lender Submitted investment account # [redacted] as Retirement account where as it must be Submitted as Investment account/Stock account. Require updated AUS with Change in Account type of # [redacted] to stock/Investment to verify actual Number of months requirement. Exception Remains<br>Buyer Comment (2025-10-10): 1008, Statement, AUS | 10/21/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 | [Redacted] |  | Credit | Missing Document | General | Missing Document | Missing Document: 1040 not provided |  | Required individual tax returns (1040) for year [redacted]& [redacted]as the business is within [redacted] years and to identify the additional business, if reflecting in loss/negative. |  |  |  | Reviewer Comment (2025-10-07): Received Signed 1040 for year [redacted] and [redacted] and confirm only [redacted] businesses available. Exception cleared.<br>Buyer Comment (2025-10-03): See Income Docs Missing: for documents | 10/07/2025 |  |  | 1 C A |  | MT | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 | [Redacted] |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant [redacted]([redacted]) business days prior to consummation. | Acknowledgement of receipt of appraisal is missing in file. |  |  |  | Buyer Comment (2025-10-06): Acknowledged non material EV2<br>Reviewer Comment (2025-10-06): Noted appraisal delivery document. Appraisal delivered on[redacted] is within [redacted] days of note date[redacted], require previous appraisal report sent with appraisal delivery before [redacted] days of note date. exception remains.<br>Buyer Comment (2025-10-03): Appraisal delivery |  |  | 10/06/2025 | 2 B |  | MT | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 | [Redacted] |  | Credit | Missing Document | General | Missing Document | Missing Document: Third Party Verification not provided |  | Third Party Verification is missing in file for business [redacted] & [redacted]. |  |  |  | Reviewer Comment (2025-10-07): Business License from Regulatory body (website) associated. Exception Cleared.<br>Buyer Comment (2025-10-03): See Income Docs Missing: for documents | 10/07/2025 |  |  | 1 C A |  | MT | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 | [Redacted] |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  | AUS [redacted] is missing in file, approve/eligible. |  |  |  | Reviewer Comment (2025-10-07): Received AUS (approve/eligible) and associated the same accordingly. Exception Cleared.<br>Buyer Comment (2025-10-03): AUS | 10/07/2025 |  |  | 1 C A |  | MT | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 | [Redacted] |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-10-07): Received UCDP CU score as [redacted] and associated the same accordingly. Exception Cleared.<br>Buyer Comment (2025-10-03): UCDP | 10/07/2025 |  |  | 1 D A |  | MT | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 | [Redacted] |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | 1084 or income worksheet is missing in file. |  |  |  | Reviewer Comment (2025-10-07): Received 1084 / Income Calculation worksheet and associated the same accordingly. Exception cleared.<br>Buyer Comment (2025-10-03): SOS, Transcript, 1040,<br>Buyer Comment (2025-10-03): ICW | 10/07/2025 |  |  | 1 C A |  | MT | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 | [Redacted] |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Require [redacted] consecutive month bank statement for [redacted] # [redacted]& #[redacted]as per guide. |  |  |  | Reviewer Comment (2025-10-07): AUS was not available hence Exception raised for [redacted] months Bank statement as per FNMA. However AUS received and confirms recent statement is required therefore [redacted] [redacted] statement is available in file. Exception Cleared.<br>Buyer Comment (2025-10-06): Per Lender: We know the FNMA guideline calls for [redacted] months of statements, but we follow the DU which gives us waivers on some of the documentation. The DU on this file says "…a recent depository statement", which means we can get the most recent statement, since "a" indicates [redacted] statement. We go with DU and whatever waivers DU gives us. | 10/07/2025 |  |  | 1 C A |  | MT | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 | [Redacted] |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing in file. |  |  |  | Reviewer Comment (2025-10-06): Noted Fraud Report. exception cleared.<br>Buyer Comment (2025-10-03): Fraud Report | 10/06/2025 |  |  | 1 C A |  | MT | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 | [Redacted] |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | 1003 Initial - Lender's document is missing in file. |  |  |  | Reviewer Comment (2025-10-07): Received Initial 1003 and associated the same accordingly. Exception Cleared.<br>Buyer Comment (2025-10-03): 1003 | 10/07/2025 |  |  | 1 B A |  | MT | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1010 | [Redacted] |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $[redacted] is less than AUS Available for Reserves of $[redacted].<br> Required sufficient assets to meet the closing/reserve requirement. |  |  |  | Reviewer Comment (2025-10-08): Noted additional asset. meet the closing/reserves requirement. exception cleared.<br>Buyer Comment (2025-10-07): See asset upload [redacted]. | 10/08/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1010 | [Redacted] |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: Qualifying asset balance discrepancy. |  | Calculated qualifying asset balance of $[redacted] is less than AUS qualifying asset balance of $[redacted]. |  |  |  | Reviewer Comment (2025-10-08): Noted additional asset. meet the closing/reserves requirement. exception cleared.<br>Buyer Comment (2025-10-07): See asset upload [redacted]. | 10/08/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1010 | [Redacted] |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant [redacted] ([redacted]) business days prior to consummation. | Acknowledgement of receipt of appraisal is missing in file. |  |  |  | Reviewer Comment (2025-10-06): Delivery provided.<br>Buyer Comment (2025-10-03): Appraisal delivery | 10/06/2025 |  |  | 1 B A |  | OK | Investment | Purchase | C A B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1010 | [Redacted] |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing in file. |  |  |  | Reviewer Comment (2025-10-06): E sign provided.<br>Buyer Comment (2025-10-03): Esign consent | 10/06/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1010 | [Redacted] |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of $[redacted] is less than Cash From Borrower $[redacted]. |  |  |  | Reviewer Comment (2025-10-08): Noted additional asset. meet the closing/reserves requirement. exception cleared.<br>Buyer Comment (2025-10-07): See asset upload [redacted] | 10/08/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1010 | [Redacted] |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Closing discrepancy. |  | Provided qualifying Assets of $[redacted] is less than AUS Available for Closing of $[redacted]. Required sufficient assets to meet the closing/reserve requirement. |  |  |  | Reviewer Comment (2025-10-08): Noted additional asset. meet the closing/reserves requirement. exception cleared.<br>Buyer Comment (2025-10-07): [redacted] [redacted] account that should clear up these conditions. | 10/08/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1007 | [Redacted] |  | Compliance | TRID | Document Error | TRID | Closing Disclosure: Dates are not in chronological order. |  | Require updated Final CD as[redacted]th Page of the Final CD is missing. |  |  |  | Reviewer Comment (2025-10-07): CD provided.<br>Buyer Comment (2025-10-03): final CD | 10/07/2025 |  |  | 1 B A |  | NC | Investment | Purchase | B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1019 | [Redacted] |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within [redacted] ([redacted]) business days of application or determination of first lien status. | The file was missing evidence the Right to Receive Copy of Appraisal Disclosure was provided to borrower within [redacted] days of initial application [redacted]. Disclosure is dated [redacted]. |  |  |  | Buyer Comment (2025-10-07): Acknowledged non material EV2 |  |  | 10/07/2025 | 2 B |  | VA | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1019 | [Redacted] |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Final 1003 application noted borrower is not a First Time home buyer; however, credit report & fraud report does not shows mortgage history within [redacted] years. Require evidence to support borrower is not a First-Time home buyer. |  |  |  | Reviewer Comment (2025-10-10): Received updated 1003 with FTHB. Exception Cleared<br>Buyer Comment (2025-10-09): Lender's response: The borrower does not own any other property. I updated the 1003. | 10/10/2025 |  |  | 1 C A |  | VA | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1036 | [Redacted] |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Require tax certificate support lender calculation. Reviewed tax amount per tax information sheet $[redacted]annual and $[redacted]/ month. Lender used $[redacted]annual and $[redacted]/ month. |  |  |  | Reviewer Comment (2025-10-29): Received Tax cert. Exception Cleared<br>Buyer Comment (2025-10-27): per seller: This was reviewed by the Branch who provided the Tax Cert I just uploaded. On the Tax Cert I just uploaded, the Branch circled the amounts totaling what was used which our Closing agreed with.<br>Reviewer Comment (2025-10-24): Noted the same tax cert reflects $[redacted] annual and $[redacted] / month, require tax calculation worksheet matching the lender calculation. exception remains.<br>Buyer Comment (2025-10-24): Tax certificate | 10/29/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1015 | [Redacted] |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[redacted]. Coverage must be at least the lessor of the Cost new from the appraisal or the loan amount. Provide verification of policy with sufficient coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-10-21): Received RCE and associated the same accordingly. Exception Cleared.<br>Buyer Comment (2025-10-20): HOI | 10/21/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1015 | [Redacted] |  | Credit | Missing Document | General | Missing Document | Missing Document: Official Check not provided |  | Missing evidence of net proceeds from HELOC used for down payment. |  |  |  | Reviewer Comment (2025-10-31): Noted wire copy. funds wired directly to settlement agent. exception cleared.<br>Buyer Comment (2025-10-30): Attached is the wire information needed .<br>Reviewer Comment (2025-10-28): Exception is for HELOC Proceed used for qualification. So Require evidence of HELOC proceed transferred to closing agent for subject closing. Exception Remains<br>Buyer Comment (2025-10-27): Lender's rebuttal: We are using the max balance and payment for the HELOC so it is already included in the ratios. We should not have to confirm that funds come from this specific account.<br>Reviewer Comment (2025-10-23): Max balance of HELOC is not acceptable source of asset. it must be actual funds/Proceed transferred for closing. Exception Remains<br>Buyer Comment (2025-10-21): Lender's response: We are using the max balance & payment for the HELOC, so it is already included in our ratios | 10/31/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1035 | [Redacted] |  | Credit | Guideline | Guideline Issue | Guideline | Red flag warning list hit. | Additional review of county required.<br>Security Instrument County: ___. | Additional review of county required, Security Instrument County: [redacted]. |  |  |  | Reviewer Comment (2025-11-06): Client accepts<br>Buyer Comment (2025-11-06): Recon appears to clear.<br>Buyer Comment (2025-11-06): Recon | 11/06/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 3**

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| |
|:---|
| ![](ex99-3sch3_001.jpg) |
| **Valuation Report** |
| **Run Date - 1/30/2026 1:24:10 PM** |

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1003 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -10.940% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1005 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1010 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1463 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1007 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1027 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1019 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1009 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1036 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 999.00 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1015 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1035 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1453 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1030 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 4**

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| |
|:---|
| ![](ex99-3sch4_001.jpg) |
| **Supplemental Data** |
| **Run Date - 1/30/2026 1:24:10 PM** |

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.590% | [Redacted] | [Redacted] | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5575.13 | 1 | $687.24 | $1566.00 | $57.27 | $130.50 |  |  |  |  |  | 27.473% | 27.473% | 27.473% | 08/13/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.630% | $7120.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 | 0 | 2 | 0 | 2 | 0 |  |  | 7.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 39.690% | No |  | 19 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.74 |  | No | No |  | $0.00 | $3004.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1003 | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.956% | [Redacted] | [Redacted] | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8211.87 | 1 | $1407.12 | $1239.96 | $117.26 | $103.33 |  |  |  |  |  | 41.927% | 41.927% | 41.927% | 07/08/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.750% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 7.000% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 41.520% | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.22 |  | No | No |  | $0.00 | $10674.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1005 | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.192% | [Redacted] | [Redacted] | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7874.56 | 1 | $1057.92 | $1593.96 | $88.16 | $132.83 |  |  |  |  |  | 23.410% | 23.410% | 23.410% | 07/28/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.630% | $4000.00 | 1 | DU |  | ApproveEligible | N/A | No | 7.250% | 0 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 31.000% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.14 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.232% | [Redacted] | [Redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4695.54 | 1 | $2382.60 | $1111.32 | $198.55 | $92.61 |  |  |  |  |  | 31.951% | 31.951% | 31.951% | 06/24/2025 | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.220% | $5000.00 | 1.1 | DU |  | ApproveEligible | N/A | No | 7.250% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 33.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1010 | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.973% | [Redacted] | [Redacted] | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6976.71 | 1 | $2885.04 | $3850.92 | $240.42 | $320.91 |  |  |  |  |  | 36.595% | 36.595% | 36.595% | 08/13/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.610% | $0.00 | 1.2 | DU |  | ApproveEligible | N/A | No | 7.000% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 47.440% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1463 | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.988% | [Redacted] | [Redacted] | 7.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8064.28 | 1 | $1909.20 | $1295.76 | $159.10 | $107.98 |  |  |  |  |  | 36.635% | 36.635% | 36.635% | 08/11/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; D1C Income Verification Report - 2025<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; Other - 2025<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; D1C Income Verification Report - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.630% | $7000.00 |  | LP / LPA |  | Accept/Eligible | Yes | No | 7.000% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 52.870% | No | 32 | 1 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 52.11 |  | No | No |  | $3960.04 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1007 | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.240% | [Redacted] | [Redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6189.84 | 1 | $376.44 | $1284.96 | $31.37 | $107.08 |  |  |  |  |  | 27.370% | 27.370% | 27.370% | 08/18/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.610% | $1177.50 | 2.2 | DU |  | ApproveEligible | N/A | No | 7.250% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 27.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1027 | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.988% | [Redacted] | [Redacted] | 7.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8471.76 | 1 | $1425.00 | $408.00 | $118.75 | $34.00 |  |  |  |  |  | 34.281% | 34.281% | 34.281% | 08/25/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.320% | $3876.58 | 1 | DU |  | ApproveEligible | N/A | No | 7.000% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 24.560% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.01 |  | No | No |  | $2421.27 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1019 | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.113% | [Redacted] | [Redacted] | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13764.43 | 1 | $2760.00 | $1392.00 | $230.00 | $116.00 |  |  |  |  |  | 10.717% | 10.717% | 10.717% | 06/06/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.570% | $0.00 |  | LP / LPA |  | Accept/Eligible | Yes | No | 7.125% | 0 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 47.420% | No | 6 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1009 | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.109% | [Redacted] | [Redacted] | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11236.12 | 1 | $1113.72 | $1491.96 | $92.81 | $124.33 |  |  |  |  |  | 38.899% | 38.899% | 38.899% | 08/04/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.610% | $4000.00 |  | LP / LPA |  | Accept/Eligible | Yes | No | 7.125% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 60.260% | No | 32 | 13 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.31 |  | No | No |  | $0.00 | $8685.14 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1036 | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.206% | [Redacted] | [Redacted] | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13449.28 | 1 | $1036.44 | $798.00 | $86.37 | $66.50 |  |  |  |  |  | 31.976% | 31.976% | 31.976% | 09/02/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.220% | $0.00 | 999 | DU |  | ApproveEligible | N/A | No | 7.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 29.930% | No | 32 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.97 |  | No | No |  | $0.00 | $6821.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1015 | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.314% | [Redacted] | [Redacted] | 7.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11756.42 | 1 | $4953.48 | $5447.04 | $412.79 | $453.92 |  |  |  |  |  | 32.934% | 32.934% | 32.934% | 07/27/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.630% | $0.00 | 3.3 | DU |  | ApproveEligible | No | No | 7.375% | 1 | 1 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 28.040% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.52 |  | No | No |  | $0.00 | $8754.98 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1035 | N/A |  |  |  | No | Yes | $1715.00 | $3036.87 |  | 7.361% | [Redacted] | [Redacted] | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17228.86 | 1 | $5272.20 | $1709.04 | $439.35 | $142.42 |  |  |  |  |  | 27.428% | 27.428% | 27.428% | 09/23/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] | $1715.00 |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 40.730% | No | 10 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1453 | N/A |  |  |  | No | Yes | $5571.00 | $5999.52 |  | 6.614% | [Redacted] | [Redacted] | 6.375% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23263.29 | 1 | $1760.88 | $1212.60 | $146.74 | $101.05 |  |  |  |  |  | 20.946% | 20.946% | 20.946% | 10/08/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] | $5571.00 |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.375% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 100.000% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 143.18 |  | No | No |  | $14043.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1030 | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.324% | [Redacted] | [Redacted] | 7.375% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13878.45 | 1 | $1347.60 | $1939.92 | $112.30 | $161.66 |  |  |  |  |  | 31.501% | 31.501% | 31.501% | 08/28/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.320% | $0.00 | 1.6 | DU |  | ApproveEligible | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 5 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 100.000% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 193.74 |  | No | No |  | $3980.91 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |

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## Exhibit 99.3

**Exhibit 99.3 Schedule 5**

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| |
|:---|
| ![](ex99-3sch5_001.jpg) |
| **ASF** |
| **Run Date - 1/30/2026 1:24:10 PM** |

---

---

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| **Primary Servicer** | **Servicing Fee Percentage** | **Servicing Fee Flat Dollar** | **Servicing Advance Methodology** | **Originator** | **Loan Group** | **Loan Number** | **Investor Loan Number** | **Amortization Type** | **Lien Position** | **Heloc Indicator** | **Loan Purpose** | **Cash Out Amount** | **Total Origination and Discount Points in Dollars** | **Covered High Cost Loan Indicator** | **Relocation Loan Indicator** | **Broker Indicator** | **Channel** | **Escrow Indicator** | **Senior Loan Amounts** | **Loan Type of Most Senior Lien** | **Hybrid Period of Most Senior Lien in Months** | **Neg Am Limit of Most Senior Lien** | **Junior Mortgage Balance** | **Origination Date of Most Senior Lien** | **Origination Date** | **Original Loan Amount** | **Original Interest Rate** | **Original Amortization Term** | **Original Term to Maturity** | **First Payment Date of Loan** | **Interest Type Indicator** | **Original Interest Only Term** | **Buy Down Period** | **HELOC Draw Period** | **Current Loan Amount** | **Current Interest Rate** | **Current Payment Amount Due** | **Interest Paid Through Date** | **Current Payment Status** | **Index Type** | **ARM Look Back Days** | **Gross Margin** | **ARM Round Flag** | **ARM Rounding Factor** | **Initial Fixed Rate Period** | **Initial Interest Rate Cap Change Up** | **Initial Interest Rate Cap Change Down** | **Subsequent Interest Rate Reset Period** | **Subsequent Interest Rate Change Down** | **Subsequent Interest Rate Change Up** | **Lifetime Maximum Rate Ceiling** | **Lifetime Minimum Rate Floor** | **Negative Amortization Limit** | **Initial Negative Amortization Recast Period** | **Subsequent Negative Amortization Recast Period** | **Initial Fixed Payment Period** | **Subsequent Payment Reset Period** | **Initial Periodic Payment Cap** | **Subsequent Periodic Payment Cap** | **Initial Minimum Payment Reset Period** | **Subsequent Minimum Payment Reset Period** | **Option ARM Indicator** | **Options at Recast** | **Initial Minimum Payment** | **Current Minimum Payment** | **Prepayment Penalty Calculation** | **Prepayment Penalty Type** | **Prepayment Penalty Total Term** | **Prepayment Penalty Hard Term** | **Primary Borrower ID** | **Number of Mortgaged Properties** | **Total Number of Borrowers** | **Self Employment Flag** | **Current Other Monthly Payment** | **Length of Employment Borrower** | **Length of Employment Co Borrower** | **Years in Home** | **FICO Model Used** | **Most Recent FICO Date** | **Primary Wage Earner Original FICO Equifax** | **Primary Wage Earner Original FICO Experian** | **Primary Wage Earner Original FICO Transunion** | **Secondary Wage Earner Original FICO Equifax** | **Secondary Wage Earner Original FICO Experian** | **Secondary Wage Earner Original FICO Transunion** | **Most Recent Primary Borrower FICO** | **Most Recent Co Borrower FICO** | **Most Recent FICO Method** | **Vantagescore Primary Borrower** | **Vantagescore Co Borrower** | **Most Recent Vantagescore Method** | **Vantagescore Date** | **Credit Report Longest Trade Line** | **Credit Report Maximum Trade Line** | **Credit Report Number of Trade Lines** | **Credit Line Usage Ratio** | **Most Recent 12 Month Pay History** | **Months Bankruptcy** | **Months Foreclosure** | **Primary Borrower Wage Income** | **Co Borrower Wage Income** | **Primary Borrower Other Income** | **Co Borrower Other Income** | **All Borrower Wage Income** | **All Borrower Total Income** | **4506T/C Indicator** | **Borrower Income Verification Level** | **Co Borrower Income Verification Level** | **Borrower Employment Verification Level** | **Co Borrower Employment Verification Level** | **Borrower Asset Verification Level** | **Co Borrower Asset Verification Level** | **Liquid Cash Reserves** | **Monthly Debt All Borrowers** | **Originator DTI** | **Fully Indexed Rate** | **Qualification Method** | **Percentage of Down Payment From Borrower Own Funds** | **City** | **State** | **Postal Code** | **Property Type** | **Occupancy** | **Sales Price** | **Original Appraised Property Value** | **Original Property Valuation Type** | **Original Property Valuation Date** | **Original Automated Valuation Model AVM Model Name** | **Original AVM Confidence Score** | **Most Recent Property Value** | **Most Recent Property Valuation Type** | **Most Recent Property Valuation Date** | **Most Recent AVM Model Name** | **Most Recent AVM Confidence Score** | **Original CLTV** | **Original LTV** | **Original Pledged Assets** | **Mortgage Insurance Company Name** | **Mortgage Insurance Percent** | **MI Lender or Borrower Paid** | **Pool Insurance Co Name** | **Pool Insurance Stop Loss Percent** | **MI Certificate Number** | **Updated DTI Front End** | **Updated DTI Back End** | **Modification Effective Payment Date** | **Total Capitalized Amount** | **Total Deferred Amount** | **Pre Modification Interest Note Rate** | **Pre Modification P&I Payment** | **Pre Modification Initial Interest Rate Change Downward Cap** | **Pre Modification Subsequent Interest Rate Cap** | **Pre Modification Next Interest Rate Change Date** | **Pre Modification IO Term** | **Forgiven Principal Amount** | **Forgiven Interest Amount** | **Number of Modifications** | **Real Estate Interest** | **Community Ownership Structure** | **Year of Manufacture** | **HUD Code Compliance Indicator Y/N** | **Gross Manufacturers Invoice Price** | **LTI Loan to Invoice Gross** | **Net Manufacturers Invoice Price** | **LTI Net** | **Manufacturer Name** | **Model Name** | **Down Payment Source** | **Community Related Party Lender Y/N** | **Defined Underwriting Criteria Y/N** | **Chattel Indicator** |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1003 | 1 | 1 | 0 | 7 | 0.00 | 2155.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.070000 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 3 | 2 | 0 | 220.59 | 28.54 | 22.29 |  | 1 |  | 791 | 804 | 789 | 775 | 797 | 766 | 791 | 775 | 3 |  |  |  |  | 45 | 20223.00 | 2 | 0.344505 | XXXXXXXXXXXX |  |  | 3466.67 | 10674.00 | 0.00 | 0.00 | 14140.67 | 14140.67 | 1 | 5 | 5 | 3 | 3 | 3 | 3 | 60056.62 | 5928.80 | 0.419273 |  | 1 | 1.000000 |  | NC |  | 1 | 3 |  | 0.00 | 3 |  | 0 |  | [Redacted] | 9 |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1007 | 1 | 1 | 0 | 7 | 0.00 | 1395.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.072500 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 1 | 1 | 1 | 188.45 | 4.74 |  |  | 1 |  | 788 | 785 | 784 |  |  |  | 785 |  | 3 |  |  |  |  | 116 | 42500.00 | 4 | 0.095416 | XXXXXXXXXXXX |  |  | 0.00 |  | 8522.42 |  | 0.00 | 8522.42 | 1 | 4 |  | 3 |  | 4 |  | 11864.67 | 2332.58 | 0.273699 |  | 1 | 1.000000 |  | NC |  | 7 | 3 |  | 0.00 | 3 |  | 0 |  |  |  |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1027 | 1 | 1 | 0 | 7 | 0.00 | 1535.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.070000 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 2 | 2 | 0 | 152.75 | 5.82 | 0.00 |  | 1 |  | 757 | 764 | 774 | 810 | 842 | 809 | 764 | 810 | 3 |  |  |  |  | 141 | 25000.00 | 2 | 0.000460 | XXXXXXXXXXXX |  |  | 7367.97 | 0.00 | 3101.70 | 2421.27 | 7367.97 | 12890.94 | 1 | 5 | 3 | 3 | 1 | 4 | 4 | 10153.11 | 4419.18 | 0.342813 |  | 1 | 1.000000 |  | NM |  | 12 | 3 |  | 0.00 | 3 |  | 0 |  |  |  |  | 0 |  | 0.795918 | 0.795918 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1011 | 1 | 1 | 0 | 7 | 0.00 | 1775.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.072500 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 2 | 1 | 1 | 291.16 | 1.93 |  |  | 1 |  | 817 | 833 | 807 |  |  |  | 817 |  | 3 |  |  |  |  | 61 | 25000.00 | 2 | 0.033057 | XXXXXXXXXXXX |  |  | 0.00 |  | 6900.23 |  | 0.00 | 6900.23 | 1 | 5 |  | 3 |  | 3 |  | 26678.92 | 2204.69 | 0.319510 |  | 1 | 1.000000 |  | MT |  | 1 | 3 |  | 0.00 | 3 |  | 0 |  |  |  |  | 0 |  | 0.776000 | 0.776000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1017 | 1 | 1 | 0 | 7 | 0.00 | 7883.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.066250 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 2 | 2 | 1 | 187.77 | 1.70 | 1.74 |  | 1 |  | 784 | 797 | 778 | 802 | 812 | 790 | 784 | 802 | 3 |  |  |  |  | 25 | 20000.00 | 2 | 0.000000 | XXXXXXXXXXXX |  |  | 0.00 | 3004.17 | 4682.75 | 0.00 | 3004.17 | 7686.92 | 1 | 5 | 4 | 3 | 3 | 4 | 4 | 73906.54 | 2111.79 | 0.274725 |  | 1 | 1.000000 |  | ID |  | 1 | 3 |  | 0.00 | 3 |  | 0 |  | [Redacted] | 9 |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1453 | 1 | 1 | 0 | 7 | 0.00 | 4046.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.063750 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 7 | 2 | 0 | 267.79 | 4.04 | 9.49 |  | 1 |  | 812 | 804 | 812 | 791 | 826 | 812 | 812 | 812 | 3 |  |  |  |  | 89 | 36000.00 | 3 | 0.012980 | XXXXXXXXXXXX |  |  | 15383.33 | 0.00 | 0.00 | 14043.75 | 15383.33 | 29427.08 | 1 | 5 | 3 | 3 | 3 | 4 | 3 | 244864.87 | 6163.79 | 0.209460 |  | 1 | 1.000000 |  | WV |  | 7 | 3 |  | 0.00 | 3 |  | 0 |  |  |  |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1005 | 1 | 1 | 0 | 7 | 0.00 | 3200.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.072500 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 3 | 1 | 0 | 275.16 | 20.10 |  |  | 1 |  | 799 | 806 | 790 |  |  |  | 799 |  | 3 |  |  |  |  | 79 | 28000.00 | 2 | 0.005036 | XXXXXXXXXXXX |  |  | 10281.42 |  | 0.00 |  | 10281.42 | 10281.42 | 1 | 5 |  | 3 |  | 4 |  | 16588.26 | 2406.86 | 0.234098 |  | 1 | 1.000000 |  | NC |  | 8 | 3 |  | 0.00 | 3 |  | 0 |  |  |  |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1463 | 1 | 1 | 0 | 7 | 0.00 | 4759.20 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.070000 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 3 | 2 | 0 | 315.00 | 4.65 | 0.00 |  | 1 |  | 793 | 821 | 795 | 788 | 788 | 768 | 795 | 788 | 3 |  |  |  |  | 145 | 17600.00 | 6 | 0.048926 | XXXXXXXXXXXX |  |  | 8366.84 | 0.00 | 399.85 | 3960.04 | 8366.84 | 12726.73 | 1 | 5 | 4 | 3 | 1 | 3 | 3 | 127325.98 | 4662.45 | 0.366351 |  | 1 | 1.000000 |  | VA |  | 7 | 3 |  | 0.00 | 3 |  | 0 |  |  |  |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1009 | 1 | 1 | 0 | 7 | 0.00 | 5180.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.071250 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 3 | 2 | 0 | 271.31 | 4.10 | 1.21 |  | 1 |  | 814 | 829 | 812 | 810 | 774 | 788 | 814 | 788 | 3 |  |  |  |  | 179 | 13800.00 | 1 | 0.004166 | XXXXXXXXXXXX |  |  | 9704.28 | 8685.14 | 0.00 | 0.00 | 18389.42 | 18389.42 | 1 | 5 | 4 | 3 | 3 | 4 | 4 | 91969.18 | 7153.30 | 0.388990 |  | 1 | 1.000000 |  | NC |  | 7 | 3 |  | 0.00 | 3 |  | 0 |  |  |  |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1030 | 1 | 1 | 0 | 7 | 0.00 | 3440.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.073750 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 2 | 2 | 0 | 273.96 | 4.86 | 0.00 |  | 1 |  | 771 | 783 | 742 | 735 | 779 | 744 | 771 | 744 | 3 |  |  |  |  | 58 | 69393.00 | 7 | 0.454964 | XXXXXXXXXXXX |  |  | 16279.96 | 0.00 | 0.00 | 3980.91 | 16279.96 | 20260.87 | 1 | 5 | 3 | 3 | 1 | 4 | 4 | 283230.57 | 6382.42 | 0.315012 |  | 1 | 1.000000 |  | NC |  | 1 | 3 |  | 0.00 | 3 |  | 0 |  |  |  |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1035 | 1 | 1 | 0 | 7 | 0.00 | 0.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.072500 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 3 | 1 | 0 | 581.77 | 0.91 |  |  | 1 |  | 810 | 812 | 813 |  |  |  | 812 |  | 3 |  |  |  |  | 21 | 23200.00 | 1 | 0.022424 | XXXXXXXXXXXX |  |  | 23740.30 |  | 0.00 |  | 23740.30 | 23740.30 | 1 | 4 |  | 3 |  | 4 |  | 39259.34 | 6511.44 | 0.274278 |  | 1 | 1.000000 |  | MD |  | 12 | 3 |  | 0.00 | 3 |  | 0 |  |  |  |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1010 | 1 | 1 | 0 | 7 | 0.00 | 2300.94 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.070000 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 2 | 1 | 0 | 561.33 | 5.72 |  |  | 1 |  | 780 | 783 | 759 |  |  |  | 780 |  | 3 |  |  |  |  | 97 | 30000.00 | 4 | 0.083838 | XXXXXXXXXXXX |  |  | 11003.32 |  | 0.00 |  | 11003.32 | 11003.32 | 1 | 5 |  | 3 |  | 4 |  | 50432.88 | 4026.61 | 0.365945 |  | 1 | 1.000000 |  | OK |  | 1 | 3 |  | 0.00 | 3 |  | 0 |  | [Redacted] | 9 |  | 0 |  | 0.750000 | 0.750000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1036 | 1 | 1 | 0 | 7 | 0.00 | 250.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.072500 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 3 | 2 | 0 | 152.87 | 6.26 | 18.00 |  | 1 |  | 745 | 768 | 771 | 777 | 772 | 765 | 768 | 772 | 3 |  |  |  |  | 154 | 65067.00 | 7 | 0.165334 | XXXXXXXXXXXX |  |  | 12949.79 | 6821.66 | 0.00 | 0.00 | 19771.45 | 19771.45 | 1 | 5 | 5 | 3 | 3 | 4 | 4 | 17904.33 | 6322.17 | 0.319763 |  | 1 | 1.000000 |  | AZ |  | 1 | 3 |  | 0.00 | 3 |  | 0 |  | [Redacted] | 9 |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1019 | 1 | 1 | 0 | 6 | 0.00 | 1694.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.071250 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 1 | 1 | 0 | 346.00 | 0.55 |  |  | 1 |  | 782 | 804 | 784 |  |  |  | 784 |  | 3 |  |  |  |  | 145 | 22000.00 | 2 | 0.160492 | XXXXXXXXXXXX |  |  | 15416.68 |  | 0.00 |  | 15416.68 | 15416.68 | 1 | 3 |  | 3 |  | 4 |  | 51819.78 | 1652.25 | 0.107173 |  | 1 | 1.000000 |  | VA |  | 1 | 3 |  | 0.00 | 3 |  | 0 |  |  |  |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 |  | UNK | [Redacted] | OBX26INV1015 | 1 | 1 | 0 | 7 | 0.00 | 0.00 | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  |  |  | 0.073750 | 360 | 360 |  | 2 | 0 | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | 3 | 2 | 1 | 866.71 | 7.95 | 1.09 |  | 1 |  | 771 | 761 | 755 | 751 | 690 | 751 | 761 | 751 | 3 |  |  |  |  | 92 | 20500.00 | 3 | 0.649305 | XXXXXXXXXXXX |  |  | 0.00 | 8754.98 | 8774.59 | 0.00 | 8754.98 | 17529.57 | 1 | 3 | 4 | 3 | 3 | 2 | 1 | 37184.91 | 5773.15 | 0.329338 |  | 1 | 1.000000 |  | FL |  | 1 | 3 |  | 0.00 | 3 |  | 0 |  | [Redacted] | 9 |  | 0 |  | 0.800000 | 0.800000 | 0.00 |  | 0.000000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 6**

---

| |
|:---|
| ![](ex99-3sch6_001.jpg) |
| **ASF Addendum - Business Purpose** |
| **Run Date - 1/30/2026 1:24:11 PM** |

---

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1017 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2011.38 |  | 0.274725 |  |  |  |  |  | $2011.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1003 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1923.76 |  | 0.419273 |  |  |  |  |  | $1923.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1005 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1366.64 |  | 0.234098 |  |  |  |  |  | $1366.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1011 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1614.58 |  | 0.319510 |  |  |  |  |  | $1614.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1010 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1923.54 |  | 0.365945 |  |  |  |  |  | $1923.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1463 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2443.44 |  | 0.366351 |  |  |  |  |  | $2443.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1007 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1473.67 |  | 0.273699 |  |  |  |  |  | $1473.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1027 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1447.50 |  | 0.342813 |  |  |  |  |  | $1447.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1019 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1580.25 |  | 0.107173 |  |  |  |  |  | $1580.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1009 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1430.11 |  | 0.388990 |  |  |  |  |  | $1430.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1036 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1380.79 |  | 0.319763 |  |  |  |  |  | $1380.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1015 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3905.68 |  | 0.329338 |  |  |  |  |  | $3905.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1035 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2027.98 |  | 0.274278 |  |  |  |  |  | $2027.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1453 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1710.18 |  | 0.209460 |  |  |  |  |  | $1710.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX26INV1030 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1461.92 |  | 0.315012 |  |  |  |  |  | $1461.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** |
| [Redacted] | [Redacted] | $57.27 | $130.50 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/13/2025 | 797 | Fair Isaac (VER. 2) | 784 | Beacon 5.0 | 778 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/13/2025 | 812 | Fair Isaac (VER. 2) | 802 | Beacon 5.0 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $117.26 | $103.33 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/08/2025 | 804 | Fair Isaac | 791 | Beacon 5.0 | 789 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/08/2025 | 797 | Fair Isaac | 775 | Beacon 5.0 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $88.16 | $132.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/28/2025 | 806 | Fair Isaac (VER. 2) | 799 | Beacon 5.0 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $198.55 | $92.61 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 817 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 06/24/2025 | 833 | Fair Isaac (VER. 2) | 817 | Beacon 5.0 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $240.42 | $320.91 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/13/2025 | 783 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $159.10 | $107.98 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/11/2025 | 821 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/11/2025 | 788 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $31.37 | $107.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/18/2025 | 785 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $118.75 | $34.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/25/2025 | 764 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/25/2025 | 842 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $230.00 | $116.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/06/2025 | 804 | Fair Isaac (VER. 2) | 782 | Beacon 5.0 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $92.81 | $124.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/04/2025 | 829 | Fair Isaac (VER. 2) | 814 | Beacon 5.0 | 812 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/04/2025 | 774 | Fair Isaac (VER. 2) | 810 | Beacon 5.0 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $86.37 | $66.50 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/02/2025 | 768 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/02/2025 | 772 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $412.79 | $453.92 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | 07/27/2025 | 761 | Fair Isaac (VER. 2) | 771 | Beacon 5.0 | 755 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/27/2025 | 690 | Fair Isaac (VER. 2) | 751 | Beacon 5.0 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $439.35 | $142.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/23/2025 | 812 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 813 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $146.74 | $101.05 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/08/2025 | 804 | Fair Isaac (VER. 2) | 812 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/08/2025 | 826 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | $112.30 | $161.66 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/28/2025 | 783 | Fair Isaac (VER. 2) | 771 | Beacon 5.0 | 742 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/28/2025 | 779 | Fair Isaac (VER. 2) | 735 | Beacon 5.0 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 7**

---

| |
|:---|
| ![](ex99-3sch7_001.jpg) |
| **Data Compare (Non-Ignored)** |
| **Run Date - 1/30/2026 1:29:28 PM** |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1017 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1003 | Investor: Qualifying Total Debt Ratio | 38.8044 | 41.92729 | Verified | Field Value DTI matches 1008 DTI. |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1003 | Zip | [Redacted] | [Redacted] | Verified | Field Value reflects Zip per Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1005 | Property Type | PUD | Townhouse | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1005 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1005 | Investor: Qualifying Total Debt Ratio | 36.801 | 23.4098 | Verified | Per 1008 DTI is 23.238% and calculated DTI is 23.409% due to subject property HOA of $54.17 not included and subject negative rental income of $-279.14 vs 1003 of $-262.48 as rent per lease and 1007 $1450.00 not $1400 used |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1011 | Original Interest Rate | 7 | 7.25 | Verified | Field Value reflects the Note value |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1011 | Borrower FTHB | 1 | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1011 | Investor: Qualifying Total Debt Ratio | 34.82 | 31.95096 | Verified | Field value is lower |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1011 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1011 | Zip | [Redacted] | [Redacted] | Verified | Field Value reflects Zip per Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1011 | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1010 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1010 | Investor: Qualifying Total Debt Ratio | 32.6 | 36.5945 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1463 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1463 | Investor: Qualifying Total Debt Ratio | 43.882 | 36.6351 | Verified | Per 1008 DTI is 36.635% and calculated DTI is 36.635% |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1007 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1007 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1027 | Original Loan Amount | [Redacted] | [Redacted] | Verified | Field Value reflects the Note value |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1027 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1027 | Investor: Qualifying Total Debt Ratio | 32.2009 | 34.28129 | Verified | DTI variance of 0.44% is because of primary residence expense. $1,578 vs $1,635 |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1019 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1019 | Borrower FTHB | 0 | 1 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1009 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1009 | Property Type | PUD | PUD Attached | Verified | Updated as per appraisal report. |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1009 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1036 | Investor: Qualifying Total Debt Ratio | 39.9571 | 31.97626 | Verified | Field Value DTI is within tolerance of AUS DTI 32.05%. |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1015 | Investor: Qualifying Total Debt Ratio | 39.6 | 32.93378 | Verified | Per AUS DTI is 32.93% and calculated DTI is 32.93% |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1015 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1035 | Investor: Qualifying Total Debt Ratio | 0 | 27.42779 | Verified | Per ASU DTI is 27.43% and calculated DTI is 27.43% |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1035 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1035 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1453 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1453 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1453 | Investor: Qualifying Total Debt Ratio | 40.4393 | 20.94598 | Verified | Field value is lower, income and liabilities are calculated correctly, including rental incomes. |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1030 | Investor: Qualifying Total Debt Ratio | 25.465 | 31.50121 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| [Redacted] | [Redacted] | [Redacted] |  | OBX26INV1030 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |

---

## Exhibit 99.4

**Exhibit 99.4**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Bank of America, N.A. through a bulk purchase. The review included a total of 447 newly originated residential mortgage loans acquired through a bulk purchase in connection with the securitization identified as OBX 2026-INV1 (the "Securitization"). The Review was conducted from August 2025 through December 2025 on mortgage loans originated between July 2025 and November 2025.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate borrower(s) monthly gross income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate funds required to close, required reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review credit report for credit history and required credit depth including any / all inquiries

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;c. Review borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation through third party resource of the subject properties most recent twelve (12) month sales
history

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm sufficient evidence in loan file, by reviewing the underwriter's decision to approve the
loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;g. Provide Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;i. Review condominium questionnaire to verify all information is complete, prepared by an authorized representative,
and address any red flags that may deem condominium project ineligible

&nbsp;&nbsp;&nbsp;&nbsp;j. General QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable
dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The consumer's debt obligations, alimony, child support; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification in compliance with one of the "safe harbor" guidelines will meet the QM verification requirement. A creditor
is allowed to "mix and match" provisions of the different guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing Policy Handbook, issued October 24,
2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct Single Family Housing Program, revised
March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family Guaranteed Loan Program, revised
March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a "Compliance Review" of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID
Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by
TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine whether specified federal disclosures were provided timely based upon comparison of the application
date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the correct Right of Rescission document was executed for the transaction
type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm a full three (3) day rescission period was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm through NMLS the loan originator and originating firm's license status was active and properly
disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the
Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent
with other documents; Confirm collateral documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review original appraisal, determination that property is in "average" condition or better,
or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be
identified with the condition of the property, Consolidated Analytics will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review appraisal, determination that property is completely constructed and appraisal is on an "as
is basis," or property is identified as not completely constructed by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser
indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review and determine the relevance of the comparable properties and ensure that a rational and reliable
value was provided and supported as of the effective date of the Origination Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where applicable, determine if the file did not contain the appraisal or other valuation method and a
review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional valuation products were not required when the CU score provided was 2.5 or below or the appraisal
LCA risk score was eligible for Collateral Rep and Warranty relief. In the event the CU score was greater than 2.5 or the LCA score was
not eligible for R&W relief, an additional valuation product was obtained to confirm value was supported within 10% tolerance. In
some instances, based on guidance from the seller, CDA's were ordered on loans that had an acceptable CU score or R&W eligibility.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

For loans reviewed in a post-close valuation review scenario (447 loans in total):

Two hundred sixty-three (263) loans had CU scores of 2.5 or less or were eligible for Collateral Rep and Warranty relief.

Zero (0) loans had a Secondary Appraisal, one hundred sixty-seven (167) loans had an AVM, six (6) loans had an exterior-only appraisal, zero (0) loans had a Field Review, and seventy-nine (79) loans had Desktop Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, or was inconclusive, then an additional valuation product was completed. There were seventeen (17) occurrences of this.

Product totals may not sum due to multiple products for each loan.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the four hundred and forty-seven (447) mortgage loans reviewed, four hundred twenty-seven (427) unique mortgage loans (95.53% by loan count) had a total of fifty-eight (1,364) discrepancies across thirty-four (34) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy<br> Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;303 | &nbsp;&nbsp;22.21% |
| &nbsp;&nbsp;Total Qualified Assets Post-Close | &nbsp;&nbsp;279 | &nbsp;&nbsp;20.45% |
| &nbsp;&nbsp;Total Monthly Property Insurance Amount | &nbsp;&nbsp;130 | &nbsp;&nbsp;9.53% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;127 | &nbsp;&nbsp;9.31% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;121 | &nbsp;&nbsp;8.87% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;81 | &nbsp;&nbsp;5.94% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;81 | &nbsp;&nbsp;5.94% |
| &nbsp;&nbsp;Total Closing Costs | &nbsp;&nbsp;65 | &nbsp;&nbsp;4.77% |
| &nbsp;&nbsp;Qualifying Interest Rate | &nbsp;&nbsp;28 | &nbsp;&nbsp;2.05% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;24 | &nbsp;&nbsp;1.76% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;17 | &nbsp;&nbsp;1.25% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;15 | &nbsp;&nbsp;1.10% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;13 | &nbsp;&nbsp;0.95% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;12 | &nbsp;&nbsp;0.88% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;10 | &nbsp;&nbsp;0.73% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;10 | &nbsp;&nbsp;0.73% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.66% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.59% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.44% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Borrower 2 Marital Status | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Borrower 1 Marital Status | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.15% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Borrower 4 Origination FICO | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Primary Mortgage or Rent Times 60 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Total Other REO Net Rental Income | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Borrower 3 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Primary Mortgage or Rent Times 30 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1364** | &nbsp;&nbsp;**100.00%** |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
| Event Grade A | 414 | $160441797.00 | 92.62% |
| Event Grade B | 33 | $11908248.00 | 7.38% |
| Event Grade C | 0 | $0.00 | 0% |
| Event Grade D | 0 | $0.00 | 0% |
| **Total Sample** | 447 | $172350045.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 444 | 99.33% |
| Event Grade B | 3 | 0.67% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 447 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results:** | **Compliance Results:** | **Compliance Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 444 | 99.33% |
| Event Grade B | 3 | 0.67% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 447 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results:** | **Valuation Results:** | **Valuation Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 420 | 93.96% |
| Event Grade B | 27 | 6.04% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 447 | 100.00% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HMDA Data Tape Not Provided | &nbsp;&nbsp;447 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;151 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HMDA Discrepancy(s) Noted | &nbsp;&nbsp;56 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Incomplete | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;17 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds AUS DTI | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Rent Loss Insurance Missing | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;AUS Partially Provided | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Business Purpose Affidavit/Disclosure Missing | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;5 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Missing US Patriot Act Disclosure or ID | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 Tax Returns Not Signed | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;PUD Rider is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Audited Reserves are less than AUS Required Reserves (Number of Months) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Flood Certificate Partially Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Missing Credit Report Supplement | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset 1 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower Non-US Citizen Identification Document Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;SCIF Document Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Note Address Does Not Match Deed of Trust Address | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Executed 4506-T Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Total Hazard Coverage is LESS than the Required Coverage Amount | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Audited Reserves are less than AUS Required Reserves (Dollar Amount) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Third Party Fraud Report Partially Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Flood Certificate Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset 2 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;HO6 Master Insurance Policy is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower is a BofA insider | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 W2/1099 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower residency documentation not provided or issue with documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 Credit Report is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing VVOE dated within 10 days consummation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Income/Employment General | &nbsp;&nbsp;1 |

---

---

| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;Potential Fraud Reflected on Fraud Report | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 2 Tax Returns Not Signed | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Asset 4 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing income documentation | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;The Deed of Trust is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Letter of Explanation (Credit) | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Fraud Report Shows Uncleared Alerts | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Letter of Explanation (Income) | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Trust Agreement | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Title Document is Partially Present | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Title Coverage is Less than Subject Lien | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;1-4 Family Rider is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;HO-6 Insurance Policy is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;HO6 Insurance Policy Effective Date is after the Note Date | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;***800*** |
|  | &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;HO6 Insurance Policy Effective Date is after the Note Date | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***3*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Missing Required Affiliated Business Disclosure | &nbsp;&nbsp;35 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | &nbsp;&nbsp;26 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;eSigned Documents Consent is Missing | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Escrow Waiver is Missing | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Missing Initial Escrow Disclosure | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Late Charge Percent is greater than 6% | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Initial Closing Disclosure Delivery Date Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Collateral Protection Notice is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Settlement Cost Booklet has not been entered | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Cal. Civ. Code § 1799.91 - Cosigner Notice Disclosure was not provided (Disclosure Page v2) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Intent to Proceed is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;***93*** |
| &nbsp;&nbsp;Compliance &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;2 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***3*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product Not Provided within 10% Tolerance | &nbsp;&nbsp;187 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Private Road Maintenance Agreement | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo Approval Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;***198*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Inspection Waiver Used at Origination | &nbsp;&nbsp;27 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***27*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp; **Final Loan Grade** | &nbsp;&nbsp; **Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 1**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| OBX26INV1004 | Borrower 1 Last Name | XXX | XXX | Confirmed |
| OBX26INV1004 | Total Qualified Assets Post-Close | 1641192.13 | 1110741.98 | Confirmed with system calculations. |
| OBX26INV1018 | Borrower 1 FTHB | true | false | Confirmed |
| OBX26INV1018 | Total Monthly Property Insurance Amount | 624.82 | 289.57 | Includes flood insurance. |
| OBX26INV1018 | Total Qualified Assets Post-Close | 55136.43 | 107253.86 | Confirmed with system calculations. |
| OBX26INV1018 | Qualifying Total Debt Income Ratio | 37.28 | 37 | Rounding |
| OBX26INV1024 | Total Monthly Property Insurance Amount | 444.91 | 222.34 | Includes flood insurance. |
| OBX26INV1024 | Total Qualified Assets Post-Close | 57824.86 | 88249.97 | Confirmed with system calculations |
| OBX26INV1024 | Qualifying Total Debt Income Ratio | 45.8 | 44.03 | Confirmed includes addition of tax and ins on primary. |
| OBX26INV1026 | Qualifying CLTV | 76.59 | 77 | Rounding |
| OBX26INV1026 | Qualifying LTV | 76.59 | 77 | Rounding |
| OBX26INV1026 | Total Qualified Assets Post-Close | 63960.16 | 135000 | Confirmed with system calculations. |
| OBX26INV1025 | Qualifying Total Debt Income Ratio | 27.63 | 27.59 | Confirmed |
| OBX26INV1033 | Qualifying Total Debt Income Ratio | 45.23 | 45 | Due to rounding |
| OBX26INV1059 | Qualifying FICO | 682 | 0 | Mid fico score has been confirmed through true data |
| OBX26INV1059 | Total Monthly Property Insurance Amount | 92.58 | 92.59 | Insurance is correct |
| OBX26INV1056 | Qualifying FICO | 742 | 0 | Per credit report |
| OBX26INV1056 | Qualifying Total Debt Income Ratio | 47.85 | 47.65 | The recalculated DTI of XXX% is higher than qualifying DTI of XXX% due to income and debt calculations. The audit underwriter calculated a lower income for B2 of XXX vs. qualifying income of XXX and higher housing expense of XXX vs. XXX which resulted in a variance of XXX%. The variance is within tolerance – no further actions taken. |
| OBX26INV1072 | Qualifying FICO | 728 | 0 | XXX is the |
| OBX26INV1072 | Qualifying CLTV | 66.51 | 67 | 6651is audit actual Ltv/CLtV. XXX is rounded by the AUS. |
| OBX26INV1072 | Qualifying LTV | 66.51 | 67 | 6651is audit actual Ltv/CLtV. XXX is rounded by the AUS. |
| OBX26INV1072 | Total Monthly Property Insurance Amount | 427.95 | 427.96 | The premium is $XXX/XXX=$XXX. The difference is likely due to system rounding. |
| OBX26INV1072 | Qualifying Total Debt Income Ratio | 19.79 | 19.75 | The liabilities increased from XXX to $XXX. (does not include the XXX PITIA). The XXX account and XXX do not report a payment on credit. The payments were not documented in the file and DU did not calculate the payments. Audit has used XXX% of the balance for each account. The increase to the DTI is within tolerance and does not require resubmission to the AUS. |
| OBX26INV1097 | Borrower 1 Self-Employment Flag | Yes | No | Validated B1 is SE with 1120S provided. |
| OBX26INV1097 | Qualifying FICO | 755 | 0 | Validated with credti report provided. |
| OBX26INV1097 | Qualifying Total Debt Income Ratio | 41.96 | 42 | Validated total debts with documents provided. |
| OBX26INV1055 | Qualifying FICO | 810 | 0 | Validated qualyfing FICO with credit report provided. |
| OBX26INV1055 | Qualifying CLTV | 69.46 | 70 | Validated CLTV with documents provided. |
| OBX26INV1055 | Qualifying LTV | 69.46 | 70 | Validated LTV with documents provided. |
| OBX26INV1055 | Total Monthly Property Insurance Amount | 35.53 | 57 | Validated property insurance premium with declarations page provided. |
| OBX26INV1055 | Qualifying Total Debt Income Ratio | 15.44 | 15.15 | Validated total debts with documents provided. |
| OBX26INV1064 | Total Closing Costs | 7718.31 | 3941.53 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1064 | Total Qualified Assets Post-Close | 10359.29 | 64112.84 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1064 | Qualifying Total Debt Income Ratio | 46.72 | 46.71 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1101 | Qualifying FICO | 795 | 0 | Validated with credit report provided. |
| OBX26INV1101 | Qualifying LTV | 61.5 | 62 | Validated LTV with PIW value reflected on AUS. Manual calculation is XXX%. |
| OBX26INV1101 | Qualifying CLTV | 61.5 | 62 | Validated CLTV with PIW value reflected on AUS. Manual calculation is XXX%. |
| OBX26INV1073 | Property Address | XXX | XXX | Validated with documents provided. |
| OBX26INV1073 | Qualifying FICO | 814 | 0 | Validated with credit report. |
| OBX26INV1073 | Qualifying Total Debt Income Ratio | 36.65 | 37 | Validated total ratio with documents provided. |
| OBX26INV1060 | Total Qualified Assets Post-Close | 30819.49 | 135750.96 |  |
| OBX26INV1060 | Qualifying Total Debt Income Ratio | 42.58 | 43 | True data verified per credit report and loan documents. |
| OBX26INV1069 | Property Address | XXX | XXX | address is correct |
| OBX26INV1069 | Borrower 1 First Name | XXX | XXX | borrower's name is correct |
| OBX26INV1069 | Total Qualified Assets Post-Close | 99889.57 | 109353.77 | Post close assets are correct |
| OBX26INV1067 | Property Address | XXX | XXX | True data verified per Note. |
| OBX26INV1067 | Primary Appraised Property Value | XXX | XXX | True data verified per appraisal. |
| OBX26INV1067 | Qualifying CLTV | 71.4 | 70 | True data verified per loan documents. |
| OBX26INV1067 | Qualifying LTV | 71.4 | 70 | True data verified per loan documents. |
| OBX26INV1067 | Total Monthly Property Insurance Amount | 144.13 | 144.14 | True data verified per hazard policy. |
| OBX26INV1067 | Qualifying Total Debt Income Ratio | 44.21 | 31.01 | To be reviewed. |
| OBX26INV1107 | Qualifying FICO | 808 | 0 | True data verified per credit report. |
| OBX26INV1107 | Qualifying LTV | 61.54 | 62 | True data verified per loan documents. |
| OBX26INV1107 | Qualifying CLTV | 61.54 | 62 | True data verified per loan documents. |
| OBX26INV1107 | Qualifying Total Debt Income Ratio | 21.19 | 32.27 | True data verified per credit report, rental property and loan documents. Can be reviewed further once appraisal and XXX have been received. |
| OBX26INV1066 | Qualifying CLTV | 62.75 | 63 | True data verified per appraisal and loan documents. |
| OBX26INV1066 | Qualifying LTV | 62.75 | 63 | True data verified per appraisal and loan documents. |
| OBX26INV1066 | Total Monthly Property Insurance Amount | 76.17 | 63 | True data verified per hazard policy. |
| OBX26INV1066 | Total Qualified Assets Post-Close | 56862.34 | 175226.3 | True data verified per final CD and loan documents. |
| OBX26INV1066 | Qualifying Total Debt Income Ratio | 34.13 | 43.86 | True data verified per credit report and loan documents. |
| OBX26INV1042 | Total Qualified Assets Post-Close | 19969.94 | 112713 | True data verified per bank Statements. |
| OBX26INV1042 | Qualifying Total Debt Income Ratio | 49.96 | 49.95 | True data verified per credit report and loan documents. |
| OBX26INV1044 | Property Address | XXX | XXX | True data verified per Note. |
| OBX26INV1044 | Qualifying FICO | 780 | 0 | True data verified per credit report. |
| OBX26INV1044 | Qualifying LTV | 73.49 | 72.28 | True data verified per appraisal and loan documents. |
| OBX26INV1044 | Qualifying CLTV | 73.49 | 72.28 | True data verified per appraisal and loan documents. |
| OBX26INV1044 | Total Monthly Property Insurance Amount | 158.92 | 98 | True data verified per hazard policy. |
| OBX26INV1044 | Qualifying Total Debt Income Ratio | 47.25 | 51 | True data verified per credit report and loan documents. |
| OBX26INV1081 | Qualifying FICO | 779 | 0 | Discrepancy is due to data entry, True is correct. |
| OBX26INV1081 | Qualifying Total Debt Income Ratio | 34.24 | 42 | Discrepancy is due to data entry, True is correct. |
| OBX26INV1045 | Property Address | XXX | XXX | Per note |
| OBX26INV1045 | Qualifying FICO | 808 | 0 | Per credit report |
| OBX26INV1045 | Qualifying LTV | 68.42 | 69 | Rounding |
| OBX26INV1045 | Qualifying CLTV | 68.42 | 69 | Rounding |
| OBX26INV1105 | Qualifying FICO | 809 | 0 | Per Credit liability |
| OBX26INV1105 | Qualifying LTV | 69.59 | 70 | Per AUS |
| OBX26INV1105 | Qualifying CLTV | 69.59 | 70 | Per AUS |
| OBX26INV1105 | Qualifying Total Debt Income Ratio | 15.93 | 15.87 | Per income docs |
| OBX26INV1006 | Total Monthly Property Insurance Amount | 134.33 | 134.34 | Due to rounding |
| OBX26INV1006 | Qualifying Total Debt Income Ratio | 39.39 | 37.28 | Confirmed |
| OBX26INV1065 | Property Address | XXX | XXX | Per Notes |
| OBX26INV1065 | Total Qualified Assets Post-Close | 48442.4 | 139352.07 | Per Assets |
| OBX26INV1058 | Property Address | XXX | XXX | Validated with documents provided. |
| OBX26INV1058 | Total Closing Costs | 8191.16 | 50 | Validated with final CD. |
| OBX26INV1058 | Qualifying FICO | 761 | 0 | Validated with credit report provided. |
| OBX26INV1058 | Total Qualified Assets Post-Close | 77047.04 | 73662.02 | Validated total assets post close with documents provided. |
| OBX26INV1063 | Property Address | XXX | XXX | True data verified per Note. |
| OBX26INV1063 | Occupancy | Investment | Primary Residence | True data verified per Final 1003. |
| OBX26INV1063 | Total Closing Costs | 13096.37 | 7353 | True data verified per final CD. |
| OBX26INV1063 | Total Other REO Net Rental Income | XXX | XXX | True data verified per rental incomes. |
| OBX26INV1063 | Qualifying Total Debt Income Ratio | 14.14 | 21.92 | True data verified per credit report and loan documents. |
| OBX26INV1099 | Qualifying FICO | 777 | 0 | credit score is correct |
| OBX26INV1099 | Total Monthly Property Insurance Amount | 41.52 | 40 | property insurance value is correct |
| OBX26INV1099 | Qualifying Total Debt Income Ratio | 30.77 | 30.71 | Dti ratio is confirmed |
| OBX26INV1111 | Total Qualified Assets Post-Close | 149769.51 | 355165.54 | XXX |
| OBX26INV1111 | Qualifying Total Debt Income Ratio | 46.28 | 46 | All terms match the lenders XXX/AUS. The lender over lays allowed a max DTI of XXX% |
| OBX26INV1057 | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1057 | Borrower 1 First Name | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1057 | Total Qualified Assets Post-Close | 34352.53 | 50640.54 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1057 | Qualifying Total Debt Income Ratio | 33.26 | 34 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1078 | Total Qualified Assets Post-Close | 33354.56 | 183957.7 | Validated assets post close with documents provided. |
| OBX26INV1078 | Qualifying Total Debt Income Ratio | 43.98 | 44.04 | Validateed total ratio with documents provided. |
| OBX26INV1095 | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1095 | Qualifying FICO | 755 | 749 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1095 | Qualifying CLTV | 67.15 | 68 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1095 | Qualifying LTV | 67.15 | 68 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1095 | Qualifying Total Debt Income Ratio | 33.45 | 33.25 | Discrepancy is due to REO lease agreements missing |
| OBX26INV1122 | Note Date | XX/XX/XXXX | XX/XX/XXXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1122 | Borrower 1 Last Name | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1122 | Borrower 1 First Name | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1122 | Total Closing Costs | 24316.08 | 2555 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1122 | Total Monthly Property Insurance Amount | 286.95 | 375 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1122 | Total Qualified Assets Post-Close | 21144.41 | 119700.55 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1122 | Qualifying Total Debt Income Ratio | 41.87 | 42 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1125 | Property Address | XXX | XXX | Difference is case. |
| OBX26INV1125 | Borrower 1 Citizen | XXX | XXX | Borrower's ID confirms status of XXX. |
| OBX26INV1125 | Total Qualified Assets Post-Close | 27439.06 | 143997.85 | This is a data mismatch. Review assets conform to the asset documents in file and match LP.. |
| OBX26INV1125 | Qualifying Total Debt Income Ratio | 38.66 | 39 | Difference is rounding. |
| OBX26INV1051 | Qualifying FICO | 795 | 0 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1051 | Qualifying CLTV | 69.98 | 70 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1051 | Qualifying LTV | 69.98 | 70 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1051 | Total Monthly Property Insurance Amount | 124.63 | 113.98 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1051 | Qualifying Total Debt Income Ratio | 25.39 | 24.74 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1124 | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1124 | Total Qualified Assets Post-Close | 73747.8 | 137083.5 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1089 | Property Address | XXX | XXX | Difference is case. |
| OBX26INV1089 | Total Qualified Assets Post-Close | 114850.48 | 218310.29 | Data mismatch. total assets versus cash to close. |
| OBX26INV1089 | Qualifying Total Debt Income Ratio | 35.02 | 34.98 | Minor DI difference is due to a higher hazard insurance premium documented in file and used in the review. |
| OBX26INV1113 | Note Date | XX/XX/XXXX | XX/XX/XXXX | Compliance change |
| OBX26INV1113 | Total Closing Costs | 18911.92 | 5187.5 | Confirmed Final CD |
| OBX26INV1113 | Total Monthly Property Insurance Amount | 84.63 | 150 | Confirmed with hazard policy |
| OBX26INV1113 | Total Qualified Assets Post-Close | 216967.82 | 361312.81 | Confirmed with system calculations |
| OBX26INV1113 | Qualifying Total Debt Income Ratio | 37.81 | 38 | Confirming |
| OBX26INV1070 | Total Qualified Assets Post-Close | 703232.19 | 579208.14 | Discrepancy due to data entry, True data is correct. |
| OBX26INV1050 | Qualifying FICO | 791 | 0 | Per CR |
| OBX26INV1050 | Qualifying LTV | 74.74 | 74.73 | Per value vs loan amount |
| OBX26INV1050 | Qualifying CLTV | 74.74 | 74.73 | Per value vs loan amount |
| OBX26INV1050 | Total Monthly Property Insurance Amount | 136.67 | 100 | Pe employment data |
| OBX26INV1050 | Qualifying Total Debt Income Ratio | 41.01 | 41 | Per debts vs income |
| OBX26INV1119 | Property Address | XXX | XXX | Per Note |
| OBX26INV1119 | Qualifying CLTV | 64.52 | 64.51 | Per value vs loan amount |
| OBX26INV1119 | Qualifying LTV | 64.52 | 64.51 | Per value vs loan amount |
| OBX26INV1119 | Total Qualified Assets Post-Close | 263245.58 | 442953.22 | Per assets |
| OBX26INV1119 | Qualifying Total Debt Income Ratio | 41.97 | 46 | Per debts vs income |
| OBX26INV1123 | Total Qualified Assets Post-Close | 367134.54 | 583757.42 | Confirmed with system calculations. |
| OBX26INV1076 | Total Qualified Assets Post-Close | 101945.06 | 184904.85 | Confirmed with system calculations |
| OBX26INV1076 | Qualifying Total Debt Income Ratio | 47.85 | 47.84 | Due to rounding |
| OBX26INV1049 | Qualifying LTV | 64.92 | 64.91 | Per value vs loan amount |
| OBX26INV1049 | Qualifying CLTV | 64.92 | 64.91 | Per value vs loan amount |
| OBX26INV1049 | Total Monthly Property Insurance Amount | 172.75 | 165 | Per Hazard Ins |
| OBX26INV1049 | Total Qualified Assets Post-Close | 3604.43 | 7166.85 | Per assets |
| OBX26INV1049 | Qualifying Total Debt Income Ratio | 27.76 | 27 | Per debts vs income |
| OBX26INV1121 | Total Closing Costs | 20406.07 | 4929.45 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1121 | Total Monthly Property Insurance Amount | 257.56 | 90 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1121 | Total Qualified Assets Post-Close | 606428.14 | 822264.32 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1121 | Qualifying Total Debt Income Ratio | 49.4 | 50 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1053 | Total Qualified Assets Post-Close | 2194434.83 | 2182855.75 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1053 | Qualifying Total Debt Income Ratio | 30.8 | 31.72 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1086 | Property Address | XXX | XXX | Due to caps |
| OBX26INV1086 | Total Monthly Property Insurance Amount | 32 | 56.83 | Confirmed with hazard ins. |
| OBX26INV1086 | Total Qualified Assets Post-Close | 175793.59 | 208964.41 | Confirmed with system calculations. |
| OBX26INV1086 | Qualifying Total Debt Income Ratio | 35.01 | 35 | Due to roudning |
| OBX26INV1080 | Total Qualified Assets Post-Close | 588400.1 | 311628.93 | Per assets |
| OBX26INV1080 | Qualifying Total Debt Income Ratio | 48.09 | 48 | Per debts vs income |
| OBX26INV1103 | Total Closing Costs | 9562.93 | 3973.99 | Review data is correct per CD. |
| OBX26INV1103 | Total Qualified Assets Post-Close | 1055865.86 | 1171215.42 | Review data is correct per asset Statements. |
| OBX26INV1103 | Qualifying Total Debt Income Ratio | 33.87 | 41 | DTI difference is due to the treatment of rental income. Lender netted the positive and negative rents together and applied all to back dept. Laura Mac/Review included the positive rents as income and only the negative rents as back debt. |
| OBX26INV1102 | Property Address | XXX | XXX | per Note |
| OBX26INV1102 | Qualifying FICO | 802 | 0 | per credit report |
| OBX26INV1102 | Total Monthly Property Insurance Amount | 133.42 | 54.17 | XXX includes homeowners and flood insurance combined. |
| OBX26INV1102 | Qualifying Total Debt Income Ratio | 17.47 | 17.48 | rounding |
| OBX26INV1104 | Qualifying FICO | 783 | 0 | Discrepancy is due to data entry, True is correct. |
| OBX26INV1104 | Total Monthly Property Insurance Amount | 132.33 | 132.34 | Discrepancy is due to data entry, True is correct. |
| OBX26INV1112 | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1112 | Total Qualified Assets Post-Close | 107089.78 | 570598.09 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1112 | Qualifying Total Debt Income Ratio | 30.1 | 27 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1098 | Property Address | XXX | XXX | Address has been confirmed through true data |
| OBX26INV1098 | Total Qualified Assets Post-Close | 201387.67 | 299133 | post close assets are correct |
| OBX26INV1133 | Total Closing Costs | 46080.98 | 23393.58 | Total closing cost per the final CD XXX |
| OBX26INV1133 | Total Qualified Assets Post-Close | 260222.86 | 525553.66 | Post close assets have been confirmed |
| OBX26INV1132 | Total Qualified Assets Post-Close | 2346493.35 | 2467129.14 | per assets Statements in file |
| OBX26INV1132 | Qualifying Total Debt Income Ratio | 47.99 | 47.98 | rounding |
| OBX26INV1135 | Total Closing Costs | 4324.03 | 8499 | per CD |
| OBX26INV1135 | Total Qualified Assets Post-Close | 124335.94 | 172559.62 | per asset documents in file |
| OBX26INV1117 | Property Address | XXX | XXX | per Note |
| OBX26INV1117 | Borrower 1 First Name | XXX | XXX | per Note |
| OBX26INV1117 | Borrower 2 Self-Employment Flag | Yes | No | Borrower 2 is Self-XXX. |
| OBX26INV1117 | Total Qualified Assets Post-Close | 427187.91 | 530982.44 | assets after closing |
| OBX26INV1117 | Qualifying Total Debt Income Ratio | 14.01 | 14 | rounding |
| OBX26INV1145 | Total Closing Costs | 9719.25 | 210 | Validated with final CD. |
| OBX26INV1145 | Borrower 1 FTHB | true | false | Validated bwrs are first time homebuyers. Both borrowers currently rent. |
| OBX26INV1145 | Total Monthly Property Insurance Amount | 79.92 | 125 | Validated monthly insurance premium with HOI declarations page provided. |
| OBX26INV1145 | Total Qualified Assets Post-Close | 206092.95 | 290442.94 | Validated assets post close with asset documents provided. |
| OBX26INV1145 | Qualifying Total Debt Income Ratio | 35.63 | 36 | Validated total debt ratio with documents provided. |
| OBX26INV1164 | Total Qualified Assets Post-Close | 182051.36 | 278106.99 | Validated assets post close with asset documents provided. |
| OBX26INV1164 | Qualifying Total Debt Income Ratio | 41.73 | 42 | Validated total debts with documents provided. |
| OBX26INV1130 | Property Address | XXX | XXX | Validated with documents provided. |
| OBX26INV1130 | Total Monthly Property Insurance Amount | 275.75 | 174.59 | Validated total monthly insurance with HOI and flood premiums provided in the file. |
| OBX26INV1130 | Total Qualified Assets Post-Close | 1000982.34 | 1085300.93 | Validated post close assets with documents provided. |
| OBX26INV1130 | Qualifying Total Debt Income Ratio | 47.69 | 47 | Validated total ratio with documents provided. Primary housing payment was documented higher than what was calculated by the lender. |
| OBX26INV1179 | Property Address | XXX | XXX | True data verified per Note. |
| OBX26INV1179 | Total Monthly Property Insurance Amount | 102.17 | 102.16 | True data verified per hazard insurance policy. |
| OBX26INV1179 | Total Qualified Assets Post-Close | 309191.43 | 383806.84 | True data verified per bank Statements. |
| OBX26INV1129 | Property Address | XXX | XXX | True data verified per Note. |
| OBX26INV1129 | Total Qualified Assets Post-Close | 311473.14 | 355872.36 | True data verified per bank Statements. |
| OBX26INV1138 | Total Closing Costs | 18309.89 | 487.9 | Closing costs according to the cd located in dd on pg. XXX the borrower total closing cost are XXX |
| OBX26INV1138 | Qualifying Interest Rate | 6.99 | 7 | interest rate per cd is XXX |
| OBX26INV1138 | Total Qualified Assets Post-Close | 500110.76 | 569201.27 | Post close assets are correct |
| OBX26INV1138 | Qualifying Total Debt Income Ratio | 23.34 | 24.17 | Dti ratio confirmed |
| OBX26INV1140 | Property Address | XXX | XXX | Difference is case. |
| OBX26INV1140 | Total Monthly Property Insurance Amount | 90.09 | 150 | ???? |
| OBX26INV1140 | Total Qualified Assets Post-Close | 306394.05 | 318465.11 | Review data is correct and is reserves after cash to close. Tape data is total assets. |
| OBX26INV1140 | Qualifying Total Debt Income Ratio | 26.52 | 26 | Review data is correct per file documents and matches XXX Difference may be due to rounding. |
| OBX26INV1126 | Occupancy | Investment | Primary Residence | Subject is an XXX Per 1003 and affidavit. |
| OBX26INV1126 | Total Monthly Property Insurance Amount | 197.92 | 200 | Review data is correct per insurance invoice. |
| OBX26INV1126 | Total Qualified Assets Post-Close | 340922.75 | 337222.75 | Review data is correct per asset Statements. |
| OBX26INV1126 | Qualifying Total Debt Income Ratio | 23.81 | 24.15 | Minor difference in DTI is due to HOA dues being counted twice by lender on the XXX. |
| OBX26INV1110 | Total Qualified Assets Post-Close | 812220.1 | 767610.15 | True data verified per bank Statements. |
| OBX26INV1110 | Qualifying Total Debt Income Ratio | 14.8 | 15 | True data verified per credit report, XXX properties, and loan documents. |
| OBX26INV1131 | Total Monthly Property Insurance Amount | 245 | 156.5 | Review data includes flod insurance as well. |
| OBX26INV1131 | Total Qualified Assets Post-Close | 13887.08 | 15895.32 | Review data is correct per asset documents. |
| OBX26INV1131 | Qualifying Total Debt Income Ratio | 40.23 | 40 | Difference appears to be rounding. Review data is consitent with XXX |
| OBX26INV1157 | Total Monthly Property Insurance Amount | 62.17 | 150 | Review data is correct per HOI invoice in file. |
| OBX26INV1157 | Total Qualified Assets Post-Close | 126483.78 | 132440.49 | Data mismatch. Review is reserves. Tape is prior to cash to close. |
| OBX26INV1157 | Qualifying Total Debt Income Ratio | 34.08 | 34 | Difference is rounding. Review data is correct per file documents and conforms with XXX |
| OBX26INV1149 | Total Qualified Assets Post-Close | 1069812.61 | 1268652.99 | Post close assets are confirmed |
| OBX26INV1149 | Qualifying Total Debt Income Ratio | 11.47 | 12 | DTI ratio is confirmed |
| OBX26INV1175 | Borrower 1 Self-Employment Flag | Yes | No | True data verified per tax returns. |
| OBX26INV1175 | Qualifying CLTV | 65.68 | 66 | True data verified per appraisal and loan documents. |
| OBX26INV1175 | Qualifying LTV | 65.68 | 66 | True data verified per appraisal and loan documents. |
| OBX26INV1175 | Qualifying Total Debt Income Ratio | 40.58 | 40.45 | True data verified per credit report and loan documents. |
| OBX26INV1152 | Qualifying Interest Rate | 7.49 | 77.49 | True data verified per Note. |
| OBX26INV1152 | Total Qualified Assets Post-Close | 29442.84 | 87298.68 | True data verified per bank Statements. |
| OBX26INV1152 | Qualifying Total Debt Income Ratio | 32.41 | 32 | True data verified per credit report and loan documents. |
| OBX26INV1151 | Property Address | XXX | XXX | Validated with documents provided. |
| OBX26INV1151 | Borrower 1 FTHB | true | false | Validated B1 is a first time home buyer. |
| OBX26INV1151 | Total Qualified Assets Post-Close | 247569.65 | 220811.87 | Validated total assets post close with documents provided. |
| OBX26INV1151 | Qualifying Total Debt Income Ratio | 32.46 | 32.85 | Validated total debts with documents provided. |
| OBX26INV1163 | Qualifying LTV | 65.61 | 65 | Discrepancy due to data entry, True data is correct. |
| OBX26INV1163 | Qualifying CLTV | 65.61 | 65 | Discrepancy due to data entry, True data is correct. |
| OBX26INV1163 | Total Qualified Assets Post-Close | 179994.63 | 628486.8 | Discrepancy due to data entry, True data is correct. |
| OBX26INV1163 | Qualifying Total Debt Income Ratio | 37.54 | 37 | Discrepancy due to data entry, True data is correct. |
| OBX26INV1047 | Borrower 2 First Name | XXX | XXX | Discrepancy is due to data entry, True data is correct |
| OBX26INV1047 | Qualifying FICO | 773 | 0 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1047 | Qualifying LTV | 68.82 | 70 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1047 | Qualifying CLTV | 68.82 | 70 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1047 | Total Monthly Property Insurance Amount | 50.42 | 50.48 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1047 | Qualifying Total Debt Income Ratio | 40.73 | 27.2 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1213 | Borrower 1 First Name | XXX | XXX | per Note. |
| OBX26INV1213 | Total Closing Costs | 15288.04 | 7500 | per Final CD. |
| OBX26INV1213 | Qualifying Total Debt Income Ratio | 25.12 | 25 | Tape data is rounded. |
| OBX26INV1166 | Property Address | XXX | XXX | per Note |
| OBX26INV1166 | Total Qualified Assets Post-Close | 362872.09 | 473806.44 | assets available after closing |
| OBX26INV1154 | Property Address | XXX | XXX | per Note |
| OBX26INV1154 | Qualifying LTV | 61.26 | 61.25 | rounding |
| OBX26INV1154 | Qualifying CLTV | 61.26 | 61.25 | rounding |
| OBX26INV1154 | Total Monthly Property Insurance Amount | 328.43 | 142.1 | XXX includes Flood and Hazard Insurance payments |
| OBX26INV1154 | Total Qualified Assets Post-Close | 99559.67 | 105238.61 | assets available after closing |
| OBX26INV1154 | Qualifying Total Debt Income Ratio | 22.54 | 23 | rounding |
| OBX26INV1165 | Property Address | XXX | XXX | Validated with documents provided. |
| OBX26INV1165 | Occupancy | Second Home | Primary Residence | Validated subject property is a XXX with documents provided. |
| OBX26INV1165 | Total Monthly Property Insurance Amount | 313.27 | 138.1 | Validated total insurnace as the true data reflect HOI and flood insurance monthly premiums. |
| OBX26INV1165 | Total Qualified Assets Post-Close | 32706.4 | 138776.14 | Validated total assets post close with documents provided. |
| OBX26INV1165 | Qualifying Total Debt Income Ratio | 37.84 | 40 | Validated total debts with documents provided. |
| OBX26INV1180 | Qualifying CLTV | 63.96 | 64 | Discrepancy is due to system rounding, True data is correct. |
| OBX26INV1180 | Qualifying LTV | 63.96 | 64 | Discrepancy is due to system rounding, True data is correct. |
| OBX26INV1180 | Total Qualified Assets Post-Close | 68217.04 | 265867 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1029 | Borrower 1 FTHB | true | false | Confirmed |
| OBX26INV1029 | Total Monthly Property Insurance Amount | 143.58 | 143.59 | Due to rounding |
| OBX26INV1029 | Total Qualified Assets Post-Close | 20554.72 | 85723.34 | Confirmed with system calculations. |
| OBX26INV1029 | Qualifying Total Debt Income Ratio | 22.18 | 22.16 | Confirmed DTI. |
| OBX26INV1185 | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1185 | Qualifying Interest Rate | 6.625 | 6.75 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1185 | Total Qualified Assets Post-Close | 28762.61 | 32757.94 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1185 | Qualifying Total Debt Income Ratio | 28.76 | 29 | Discrepancy is due to system rounding, True data is correct. |
| OBX26INV1134 | Total Closing Costs | 32903.21 | 34725 | True data verified per final CD. |
| OBX26INV1134 | Total Qualified Assets Post-Close | 114655.21 | 253418.03 | True data verified per bank Statements. |
| OBX26INV1147 | Total Qualified Assets Post-Close | 533718.85 | 502887.49 | True data verified per bank Statements. |
| OBX26INV1147 | Qualifying Total Debt Income Ratio | 30.97 | 29 | True data verified per credit report and loan documents. |
| OBX26INV1192 | Total Qualified Assets Post-Close | 50285.91 | 297584.63 | True data verified per bank Statements. |
| OBX26INV1192 | Qualifying Total Debt Income Ratio | 36.82 | 40.33 | True data verified per credit report, XXX property documents and loan documents. |
| OBX26INV1136 | Total Closing Costs | 18145.87 | 100 | Review data is correct per closing disclosure. |
| OBX26INV1136 | Total Qualified Assets Post-Close | 344980.56 | 585603.88 | Difference is reserves versus total assets. |
| OBX26INV1136 | Qualifying Total Debt Income Ratio | 41.55 | 42.59 | Review data is correct. XXX and DU have a miscalculation of primary PITI. |
| OBX26INV1052 | Borrower 2 Marital Status | XXX | XXX | per Final 1003 |
| OBX26INV1052 | Qualifying FICO | 753 | 0 | per credit report |
| OBX26INV1160 | Borrower 2 Self-Employment Flag | Yes | No | borrower number XXX i self XXX |
| OBX26INV1160 | Qualifying Total Debt Income Ratio | 32.14 | 31 | Dti to income ratio is correct |
| OBX26INV1172 | Total Monthly Property Insurance Amount | 125 | 150 | HOI is correct |
| OBX26INV1172 | Total Qualified Assets Post-Close | 318599.94 | 393599 | Post close assets are correct |
| OBX26INV1173 | Total Qualified Assets Post-Close | 114759.84 | 226813 | Per verified assets |
| OBX26INV1137 | Property Address | XXX | XXX | Confirmed same without '&" symbol. |
| OBX26INV1137 | Total Closing Costs | 3989.67 | 5000 | Confirmed on CD. |
| OBX26INV1137 | Total Qualified Assets Post-Close | 39918.64 | 118781.21 | Confirmed on verified assets minus funds needed for subject origination. |
| OBX26INV1137 | Qualifying Total Debt Income Ratio | 41.74 | 42 | Confirmed rounding |
| OBX26INV1061 | Qualifying FICO | 790 | 0 | True data verified per credit report. |
| OBX26INV1061 | Qualifying Total Debt Income Ratio | 48.26 | 49.01 | True data verified per credit report, XXX properties and loan documents. |
| OBX26INV1043 | Qualifying FICO | 809 | 0 | Review data is correct per credit report. |
| OBX26INV1043 | Qualifying CLTV | 74.98 | 75 | Difference is rounding. Review data is correct per note amount and appraised value. |
| OBX26INV1043 | Qualifying LTV | 74.98 | 75 | Difference is rounding. Review data is correct per note amount and appraised value. |
| OBX26INV1043 | Qualifying Total Debt Income Ratio | 28.85 | 28.7 | Minor DTI difference is due to slightly higher real eState taxes verified by reviewer based on tax Statements in file. |
| OBX26INV1204 | Property Address | XXX | XXX | is correct |
| OBX26INV1204 | Total Qualified Assets Post-Close | 692251.78 | 8510.48 | Post close assets are correct |
| OBX26INV1162 | Total Closing Costs | 13258.81 | 6875 | Closing costs are correct |
| OBX26INV1162 | Qualifying CLTV | 73.39 | 74 | CLTV is correct |
| OBX26INV1162 | Qualifying LTV | 73.39 | 74 | LTV is correct |
| OBX26INV1162 | Total Qualified Assets Post-Close | 1390124.9 | 1254197.77 | Street address is corretc |
| OBX26INV1162 | Qualifying Total Debt Income Ratio | 47.49 | 49.84 | DTI is a varanace |
| OBX26INV1177 | Borrower 1 Self-Employment Flag | Yes | No | Borrower 1 is self XXX |
| OBX26INV1177 | Qualifying FICO | 795 | 780 | fico score is correct |
| OBX26INV1177 | Qualifying LTV | 62.64 | 63 | LTV is correct |
| OBX26INV1177 | Qualifying CLTV | 62.64 | 63 | CLTV is correct |
| OBX26INV1177 | Total Monthly Property Insurance Amount | 207.91 | 200.75 | hoi is correct |
| OBX26INV1177 | Total Qualified Assets Post-Close | 1885492.41 | 93209.7 | Post close assets are correct |
| OBX26INV1177 | Qualifying Total Debt Income Ratio | 35.15 | 37.25 | dti is correct |
| OBX26INV1181 | Total Closing Costs | 3938.01 | 5159.74 | True data verified per final CD. |
| OBX26INV1181 | Total Qualified Assets Post-Close | 18804.56 | 110685.01 | True data verified per bank Statements. |
| OBX26INV1178 | Borrower 1 FTHB | true | false | True data verified per Final 1003. |
| OBX26INV1178 | Qualifying CLTV | 72.6 | 73 | True data verified per appraisal and loan documents. |
| OBX26INV1178 | Qualifying LTV | 72.6 | 73 | True data verified per appraisal and loan documents. |
| OBX26INV1178 | Total Qualified Assets Post-Close | 236850.33 | 325436 | True data verified per bank Statements. |
| OBX26INV1082 | Qualifying FICO | 781 | 0 | True data verified per credit report. |
| OBX26INV1082 | Qualifying CLTV | 68.02 | 69 | True data verified per credit report and loan documents. |
| OBX26INV1082 | Qualifying LTV | 68.02 | 69 | True data verified per credit report and loan documents. |
| OBX26INV1082 | Total Monthly Property Insurance Amount | 143.17 | 143.25 | True data verified per hazard policy. |
| OBX26INV1201 | Total Qualified Assets Post-Close | 149711.73 | 336498.36 |  |
| OBX26INV1201 | Qualifying Total Debt Income Ratio | 30.27 | 31 | XXX% is actual calculations vs tape DTI is rounded |
| OBX26INV1150 | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1150 | Borrower 1 FTHB | true | false | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1150 | Total Qualified Assets Post-Close | 13723.29 | 174664.58 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1150 | Qualifying Total Debt Income Ratio | 48.82 | 49 | Discrepancy is due to rounding, True data is correct. |
| OBX26INV1077 | Property Address | XXX | XXX | Validated propetrty address with documents provided. |
| OBX26INV1077 | Total Closing Costs | 9386.62 | 6800 | Validated with final CD. |
| OBX26INV1077 | Borrower 1 First Name | XXX | XXX | Validated B1 first name with documents provided. |
| OBX26INV1077 | Qualifying LTV | 70.59 | 71 | Validated LTV with documents provided. |
| OBX26INV1077 | Qualifying CLTV | 70.59 | 71 | Validated CLTV with documents provided. |
| OBX26INV1077 | Total Qualified Assets Post-Close | 98083.26 | 104566.35 | Validated total assets post close with documents provided. |
| OBX26INV1077 | Qualifying Total Debt Income Ratio | 25.39 | 24.48 | Validated total debts with documents provided. File is missing full documentation supporting the amounts for the REO properties exept for REO located at XXX as this has been documented. Reviewer has calculated lower amounts based on documents provided. |
| OBX26INV1128 | Borrower 1 Self-Employment Flag | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1128 | Borrower 2 Self-Employment Flag | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1128 | Qualifying Total Debt Income Ratio | 30.06 | 30 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1158 | Qualifying FICO | 757 | 0 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1158 | Total Monthly Property Insurance Amount | 125.03 | 107.83 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1158 | Qualifying Total Debt Income Ratio | 44.69 | 44.78 | Discrepancy is due to rounding, True data is correct. |
| OBX26INV1142 | Property Address | XXX | XXX | Confirmed same with abbreviated street. |
| OBX26INV1142 | Total Qualified Assets Post-Close | 832189.43 | 788213.98 | Confirmed based on assets verified. |
| OBX26INV1142 | Qualifying Total Debt Income Ratio | 40.2 | 40 | Confirmed audit slightly higher due to HOA on OREO included. |
| OBX26INV1093 | Property Address | XXX | XXX | True data verified per Note. |
| OBX26INV1093 | Total Closing Costs | 18876.02 | 7679 | True data verified per final CD. |
| OBX26INV1093 | Total Qualified Assets Post-Close | 318451.93 | 404271.38 | True data verified per asset Statements. |
| OBX26INV1197 | Total Monthly Property Insurance Amount | 237.07 | 225.59 | HOI is correct |
| OBX26INV1197 | Total Qualified Assets Post-Close | 321050.3 | 439372.57 | post close assets are confirmed |
| OBX26INV1197 | Qualifying Total Debt Income Ratio | 44.76 | 45 | DTI has been rounded |
| OBX26INV1174 | Total Closing Costs | 16290.31 | 5000 | tape is Seller Credit |
| OBX26INV1174 | Total Qualified Assets Post-Close | 34691.93 | 106340 | assets after closing costs |
| OBX26INV1174 | Qualifying Total Debt Income Ratio | 42.92 | 43 | XXX% is using actual figures vs tape is rounded |
| OBX26INV1196 | Qualifying CLTV | 73.17 | 74 | rounding |
| OBX26INV1196 | Qualifying LTV | 73.17 | 74 | rounding |
| OBX26INV1196 | Total Monthly Property Insurance Amount | 150.03 | 150.04 | rounding |
| OBX26INV1196 | Qualifying Total Debt Income Ratio | 34.93 | 34.92 | rounding |
| OBX26INV1116 | Property Address | XXX | XXX | Tape data is capitalized. |
| OBX26INV1116 | Total Qualified Assets Post-Close | 174437.22 | 174436.14 | Savings account ending in xXXX, lender used XXX Statement balance is $$XXX. XXXXX XXX XXX and Proceeds XXX omitted on application total difference XXX difference. True data is accurate. |
| OBX26INV1116 | Qualifying Total Debt Income Ratio | 23.13 | 23 | Taxes for subject property audit is higher than lenders, payment for borrower's 2nd on primary higher payment from actual Statement used for audit and not credit report. |
| OBX26INV1191 | Borrower 1 Self-Employment Flag | Yes | No | Tax returns verify B1's self-employment. |
| OBX26INV1191 | Total Monthly Property Insurance Amount | 865.84 | 756.92 | Audit property insurance of XXX includes the flood insurance. |
| OBX26INV1191 | Total Qualified Assets Post-Close | 202872.42 | 332284.69 | Asset documents verify assets of XXX post close. |
| OBX26INV1146 | Property Address | XXX | XXX |  |
| OBX26INV1146 | Total Closing Costs | 24787.12 | 1022 | per final CD |
| OBX26INV1146 | Total Monthly Property Insurance Amount | 208.82 | 250 | per final CD |
| OBX26INV1146 | Total Qualified Assets Post-Close | 56839.38 | 132901.77 | per asset documentation |
| OBX26INV1146 | Qualifying Total Debt Income Ratio | 19.89 | 19.91 | rounding |
| OBX26INV1083 | Qualifying FICO | 741 | 0 | Review data is correct per credit report. |
| OBX26INV1083 | Qualifying Total Debt Income Ratio | 46.39 | 48 | Less than XXX% difference. |
| OBX26INV1216 | Number of Units | 3 | 1 | Subject is XXX unit per appraisal. |
| OBX26INV1216 | Total Monthly Property Insurance Amount | 182.17 | 182.16 | Difference is rounding. |
| OBX26INV1216 | Qualifying Total Debt Income Ratio | 41.98 | 42 | Difference is rounding. |
| OBX26INV1039 | Total Qualified Assets Post-Close | 230754.66 | 346014.71 | post close assets are correct |
| OBX26INV1039 | Qualifying Total Debt Income Ratio | 11.48 | 12.29 | dti is correct |
| OBX26INV1106 | Qualifying FICO | 787 | 0 | credit score is correct |
| OBX26INV1054 | Qualifying FICO | 794 | 0 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1054 | Qualifying LTV | 67.33 | 68 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1054 | Qualifying CLTV | 67.33 | 68 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1054 | Total Monthly Property Insurance Amount | 76.58 | 76.59 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1054 | Qualifying Total Debt Income Ratio | 16.96 | 20.86 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1183 | Property Address | XXX | XXX | per Note |
| OBX26INV1183 | Total Closing Costs | 13184.84 | 833.5 | per CD |
| OBX26INV1183 | Borrower 1 Last Name | XXX | XXX | Per Note, capitalization |
| OBX26INV1183 | Borrower 1 First Name | XXX | XXX | per Note, capitalization |
| OBX26INV1183 | Borrower 2 First Name | XXX | XXX | Per Note, capitalization |
| OBX26INV1183 | Borrower 1 FTHB | true | false | Borrower currently rents and is a first time homebuyer |
| OBX26INV1183 | Total Qualified Assets Post-Close | 39677.96 | 120313.26 | assets after closing |
| OBX26INV1207 | Total Qualified Assets Post-Close | 165055.7 | 171511.86 | assets after closing |
| OBX26INV1207 | Qualifying Total Debt Income Ratio | 21.88 | 22 | LPA rounding |
| OBX26INV1088 | Property Address | XXX | XXX | per Note |
| OBX26INV1088 | Total Qualified Assets Post-Close | 79524.84 | 138678.12 | assets after closing |
| OBX26INV1088 | Qualifying Total Debt Income Ratio | 44.81 | 46.68 | review used updated credit balances |
| OBX26INV1353 | Qualifying FICO | 800 | 0 | True data is borrower's mid score. |
| OBX26INV1353 | Total Monthly Property Insurance Amount | 286.92 | 266.25 | True data is correct based on the insurance invoice found in the file. |
| OBX26INV1353 | Qualifying Total Debt Income Ratio | 45.74 | 46 | True data is actual DTI, Tape data is rounded. |
| OBX26INV1200 | Total Monthly Property Insurance Amount | 76.82 | 48.42 | Per insurance |
| OBX26INV1200 | Total Qualified Assets Post-Close | 469221.9 | 593924.02 | Per Asset |
| OBX26INV1200 | Qualifying Total Debt Income Ratio | 27.8 | 29 | per REO income |
| OBX26INV1367 | Property Address | XXX | XXX | The address is the same with abreviations |
| OBX26INV1367 | Qualifying FICO | 806 | 0 | The is XXX and the credit liabilities is XXX |
| OBX26INV1367 | Qualifying Total Debt Income Ratio | 47.12 | 47 | All terms match the lenders AUS. The AUS has rounded the DTI to XXX |
| OBX26INV1362 | Qualifying FICO | 804 | 0 | True data is the mid score for the borrower. |
| OBX26INV1362 | Total Monthly Property Insurance Amount | 198.58 | 198.57 | Difference is due to rounding. |
| OBX26INV1362 | Qualifying Total Debt Income Ratio | 21.45 | 18.85 | True data is Audited DTI, the difference is due to calculation of rental income for REO properties, file was incomplete. |
| OBX26INV1340 | Property Zip Code | XXX | XXX | Per Note |
| OBX26INV1340 | Total Closing Costs | 29455.56 | 21150 | Per Final CD |
| OBX26INV1340 | Qualifying FICO | 797 | 0 | Per credit report |
| OBX26INV1340 | Qualifying Total Debt Income Ratio | 27.45 | 37.46 | CA DTI is XXX based on REO calculations |
| OBX26INV1402 | Total Closing Costs | 16399.62 | 24865 | Closing costs confirmed with copy of final CD. |
| OBX26INV1402 | Qualifying FICO | 766 | 0 | confirmed with AUS and credit report i nfile. |
| OBX26INV1402 | Qualifying Total Debt Income Ratio | 38.97 | 38 | to be reviewed. |
| OBX26INV1308 | Total Qualified Assets Post-Close | 406555.84 | 406455.84 | Per Assets |
| OBX26INV1308 | Qualifying Total Debt Income Ratio | 29.57 | 30 | per AUS- LP round up |
| OBX26INV1257 | Total Monthly Property Insurance Amount | 260.43 | 250 | . |
| OBX26INV1257 | Total Qualified Assets Post-Close | 188798.6 | 418154.63 | . |
| OBX26INV1257 | Qualifying Total Debt Income Ratio | 28.97 | 30 | . |
| OBX26INV1364 | Borrower 1 Citizen | XXX | XXX | Borrower 1 confirmed to be XXX per Final 1003. |
| OBX26INV1364 | Qualifying FICO | 804 | 0 | confirmed with AUS and credit report. |
| OBX26INV1364 | Qualifying Total Debt Income Ratio | 37.55 | 38 | Rounding. |
| OBX26INV1424 | Property Address | XXX | XXX | Per note |
| OBX26INV1424 | Total Monthly Property Insurance Amount | 55.14 | 165.75 | Per hoi policy in file |
| OBX26INV1424 | Total Qualified Assets Post-Close | 355335.85 | 481132.56 | Per asset documents |
| OBX26INV1424 | Qualifying Total Debt Income Ratio | 20.98 | 20.92 | The AUS show a higher P&I, property tax and no HOI. The audit underwriter confirmed PITI per documentation in file which aligns with the XXX in file. The variance is within tolerance. |
| OBX26INV1407 | Borrower 2 First Name | XXX | XXX | Mapping issue. |
| OBX26INV1407 | Total Qualified Assets Post-Close | 1121563.81 | 1208006.13 | Total qualifying assets remaining after cash to close of XXX |
| OBX26INV1407 | Qualifying Total Debt Income Ratio | 40.31 | 40 | Rounding down. |
| OBX26INV1287 | Occupancy | Investment | Primary Residence | Mapping issue. |
| OBX26INV1287 | Qualifying FICO | 780 | 0 | Mapping issue. |
| OBX26INV1287 | Qualifying CLTV | 74.88 | 75 | Rounding. |
| OBX26INV1287 | Qualifying LTV | 74.88 | 75 | Rounding. |
| OBX26INV1287 | Qualifying Total Debt Income Ratio | 38.58 | 37.13 | . |
| OBX26INV1359 | Qualifying FICO | 802 | 0 | Mapping issue. |
| OBX26INV1321 | Property Address | XXX | XXX | The address is XXX XXX per the note |
| OBX26INV1321 | Qualifying FICO | 790 | 0 | The is XXX per the credit report |
| OBX26INV1321 | Qualifying LTV | 74.09 | 75 | XXX is the actual LTV/CLTV. XXX is rounded up by the AUS. |
| OBX26INV1321 | Qualifying CLTV | 74.09 | 75 | XXX is the actual LTV/CLTV. XXX is rounded up by the AUS. |
| OBX26INV1114 | Total Monthly Property Insurance Amount | 303.61 | 194.76 | True data includes monthly flood insurance premium and hazard insurance. |
| OBX26INV1114 | Total Qualified Assets Post-Close | 119945.88 | 214402.16 | True data is assets available after closing. |
| OBX26INV1380 | Qualifying FICO | 813 | 0 | The is XXX per the credit report |
| OBX26INV1380 | Total Monthly Property Insurance Amount | 19 | 18.67 | The premium is XXX annually. $XXX/XXX=$XXX monthly per the declarations page. |
| OBX26INV1380 | Qualifying Total Debt Income Ratio | 21.07 | 21 | Audit DTI calculation is XXX% The AUS dti calculation is rounded down to XXX% |
| OBX26INV1411 | Qualifying FICO | 778 | 0 | The is XXX per the credit report |
| OBX26INV1411 | Qualifying Total Debt Income Ratio | 28.25 | 28 | The PITIA increased from XXX to XXX at closing. The updated amount includes the balance due with fees on the declarations page rather than the annual premium only. Audit PITIA matches the PITIA on the final CD $XXX. The increase is within tolerance. |
| OBX26INV1447 | Total Closing Costs | 13290.42 | 4500 | Per asset documents |
| OBX26INV1447 | Qualifying FICO | 818 | 0 | Per credit report |
| OBX26INV1447 | Qualifying LTV | 78.32 | 79 | Rounding |
| OBX26INV1447 | Qualifying CLTV | 78.32 | 79 | Rounding |
| OBX26INV1320 | Qualifying FICO | 790 | 0 | True data is mid score confirmed by findings. |
| OBX26INV1320 | Total Monthly Property Insurance Amount | 104.88 | 116.67 | True data is based on the policy found in the file, the final CD and the payment letter. |
| OBX26INV1320 | Qualifying Total Debt Income Ratio | 19.96 | 20 | True data is lower because of the difference in HOI for the subject property, LP rounds to XXX |
| OBX26INV1358 | Qualifying FICO | 802 | 0 | The FICO is XXX |
| OBX26INV1414 | Property Address | XXX | XXX | Per note |
| OBX26INV1414 | Qualifying LTV | 74.53 | 75 | Rounding |
| OBX26INV1414 | Qualifying CLTV | 74.53 | 75 | Rounding |
| OBX26INV1414 | Total Monthly Property Insurance Amount | 263.59 | 91.41 | HOI plus flood insurance = XXX |
| OBX26INV1414 | Total Qualified Assets Post-Close | 89950.43 | 95676.41 | Per asset document |
| OBX26INV1414 | Qualifying Total Debt Income Ratio | 48.5 | 48.52 | Rounding |
| OBX26INV1387 | Property Address | XXX | XXX | Per note |
| OBX26INV1387 | Total Closing Costs | 7091.54 | 6010 | Per final closing disclosure |
| OBX26INV1387 | Qualifying FICO | 688 | 0 | Per credit report |
| OBX26INV1387 | Qualifying Total Debt Income Ratio | 38.4 | 38.27 | A difference of XXX was identified between the lender's and audit underwriter's total debt calculations. The audit underwriter was unable to determine the source of the discrepancy. The variance represents XXX% which is within tolerance, and the resulting DTI remains below the maximum allowable limit. No further action required. |
| OBX26INV1254 | Property Address | XXX | XXX | . |
| OBX26INV1254 | Total Monthly Property Insurance Amount | 116.17 | 100 | The HOI monthly amount is XXX per the declarations page and the final CD |
| OBX26INV1254 | Total Qualified Assets Post-Close | 98294.42 | 159605.45 | Audit verified XXX in assets minus XXX CTC+EMD = $XXX. The ender verified XXX in assets. |
| OBX26INV1254 | Qualifying Total Debt Income Ratio | 31.47 | 31 | XXX is the actual DTI. XXX is rounded by the AUS |
| OBX26INV1240 | Qualifying CLTV | 79.81 | 80 | XXX is the actual LTV/CLTV. XXX is rounded up by AUS. |
| OBX26INV1240 | Qualifying LTV | 79.81 | 80 | XXX is the actual LTV/CLTV. XXX is rounded up by AUS. |
| OBX26INV1240 | Total Qualified Assets Post-Close | 11785.95 | 71086.16 | AUS assets are XXX minus closing cost & EMD. The lender deducted the EMD from the asset balance and the lender figure is prior to close. |
| OBX26INV1436 | Total Monthly Property Insurance Amount | 183.25 | 200 | Property insurance monthly payment confirmed with HOI in file and final CD> |
| OBX26INV1436 | Qualifying Total Debt Income Ratio | 46.3 | 46 | . |
| OBX26INV1406 | Property Address | XXX | XXX | Per note |
| OBX26INV1406 | Borrower 1 Self-Employment Flag | Yes | No | Per 1003 |
| OBX26INV1406 | Total Closing Costs | 17248.65 | 10000 | Per Final CD |
| OBX26INV1406 | Borrower 2 Self-Employment Flag | Yes | No | Per 1003 |
| OBX26INV1406 | Total Qualified Assets Post-Close | 302410.06 | 423930.26 | Per assets |
| OBX26INV1425 | Qualifying LTV | 68.86 | 69 | XXX is the actual LTV/CLTV. XXX is rounded. |
| OBX26INV1425 | Qualifying CLTV | 68.86 | 69 | XXX is the actual LTV/CLTV. XXX is rounded. |
| OBX26INV1425 | Total Qualified Assets Post-Close | 114268.86 | 114974 | XXX is the verified assets post closing. XXX is prior to closing. |
| OBX26INV1328 | Total Qualified Assets Post-Close | 46989.06 | 141376.26 | Per Assets |
| OBX26INV1328 | Qualifying Total Debt Income Ratio | 38.6 | 43 | CA REO calculation for property XXX XXX XXX came from utilization of the Appraisal XXX form provided. This resulted in income XXX Using Sch E would have used lesser income of -$XXX. |
| OBX26INV1224 | Property Address | XXX | XXX | Per Note |
| OBX26INV1224 | Borrower 2 First Name | XXX | XXX | Per note |
| OBX26INV1224 | Total Qualified Assets Post-Close | 43263.91 | 181515.43 | per Assets |
| OBX26INV1224 | Qualifying Total Debt Income Ratio | 28.92 | 29 | AUS LP- round up |
| OBX26INV1394 | Total Monthly Property Insurance Amount | 105.83 | 105.84 | Rounding |
| OBX26INV1394 | Total Qualified Assets Post-Close | 417447.2 | 369805.62 | Per asset documents |
| OBX26INV1014 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Confirmed with note. |
| OBX26INV1014 | Total Closing Costs | 17286.91 | 1785 | Confirmed with Final CD. |
| OBX26INV1014 | Total Monthly Property Insurance Amount | 159.58 | 92.25 | Using lender calc since higher. |
| OBX26INV1014 | Total Qualified Assets Post-Close | 114651.19 | 70000 | Confirmed with system calculations. |
| OBX26INV1014 | Qualifying Total Debt Income Ratio | 44.35 | 44 | Rounding |
| OBX26INV1399 | Total Closing Costs | 10525.4 | 1902 | Per final closing disclosure |
| OBX26INV1399 | Total Monthly Property Insurance Amount | 137.67 | 120 | Per hoi policy |
| OBX26INV1399 | Total Qualified Assets Post-Close | 57246.11 | 119229.92 | Per asset documents |
| OBX26INV1399 | Qualifying Total Debt Income Ratio | 36.49 | 36 | . |
| OBX26INV1306 | Borrower 1 First Name | XXX | XXX | Confirmed per note |
| OBX26INV1306 | Qualifying FICO | 786 | 0 | Confirmed per trimerge credit report |
| OBX26INV1306 | Qualifying Total Debt Income Ratio | 47.45 | 47.4 | Auditor's DTI is off by XXX% due to PITIA payment on subject calculated as XXX per monthnth verses AUS has the payment for the subject as XXX per monthnth. |
| OBX26INV1373 | Total Monthly Property Insurance Amount | 198.02 | 120 | XXX per the declarations page and the final CD |
| OBX26INV1373 | Total Qualified Assets Post-Close | 26981.35 | 87910.73 | Audit total verified assets prior to close XXX minus XXX cash to close + EMD = XXX Total Qualified assets post-closing. Lender/AUS total verified assets prior to close $XXX. |
| OBX26INV1428 | Qualifying FICO | 798 | 799 | Per credit report |
| OBX26INV1428 | Qualifying LTV | 71.1 | 72 | Rounding |
| OBX26INV1428 | Qualifying CLTV | 71.1 | 72 | Rounding |
| OBX26INV1428 | Total Monthly Property Insurance Amount | 75.86 | 266.67 | Per hoi policy in file |
| OBX26INV1428 | Total Qualified Assets Post-Close | 71151.32 | 178700.74 | Per asset documents |
| OBX26INV1322 | Qualifying FICO | 790 | 0 | The is XXX per the credit report |
| OBX26INV1322 | Qualifying Total Debt Income Ratio | 28.86 | 29 | All loan terms and liabilities match the lenders AUS. Audit PITIA is one cent less due to system rounding. The Audit DTI is the actual DTI. The AUS DTI is rounded. |
| OBX26INV1298 | Property Address | XXX | XXX | The address is XXX XXX per the note |
| OBX26INV1298 | Borrower 1 Self-Employment Flag | Yes | No | B1 is self XXX per the tax documents and the 1003 |
| OBX26INV1298 | Borrower 2 Self-Employment Flag | Yes | No | B2 is self-XXX Per 1003 and tax return documents |
| OBX26INV1298 | Qualifying FICO | 784 | 0 | The is XXX |
| OBX26INV1298 | Total Monthly Property Insurance Amount | 55.36 | 70 | XXX per the HOI dec page and the final CD |
| OBX26INV1298 | Total Qualified Assets Post-Close | 293408.88 | 324426.46 | Audit total verified assets prior to close is XXX minus XXX + XXX = $XXX ash to close + EMD = XXX Audit total verified assets post close. The Closing details non compliance page data entry is correct and reflects XXX is cash required to close. The information has not transferred to the Assets page. The assets page reflects XXX cash to borrower. This should reflect Cash from borrower and total assets verified post close of $XXX. |
| OBX26INV1298 | Qualifying Total Debt Income Ratio | 29.04 | 29.05 | Audit total monthly liabilities match the AUS Total Expense Payments. The difference is due to system rounding. |
| OBX26INV1341 | Qualifying FICO | 797 | 0 | Per Credit report |
| OBX26INV1341 | Qualifying Total Debt Income Ratio | 43.89 | 42.26 | Per income docs. CA had slightly lesser income for retirement and higher taxes based on tax info on file |
| OBX26INV1323 | Property Address | XXX | XXX | Per Note |
| OBX26INV1323 | Total Closing Costs | 18339.78 | 1774 | Per CD |
| OBX26INV1323 | Total Qualified Assets Post-Close | 77726.48 | 239190.11 | Per Assets |
| OBX26INV1323 | Qualifying Total Debt Income Ratio | 33.66 | 33.19 | Per REO docs for subj property taxes and solar panel payment |
| OBX26INV1233 | Qualifying CLTV | 67.21 | 68 | Rounding. |
| OBX26INV1233 | Qualifying LTV | 67.21 | 68 | Rounding. |
| OBX26INV1233 | Total Qualified Assets Post-Close | 650446.07 | 662498.07 |  |
| OBX26INV1235 | Total Closing Costs | 9551.25 | 8600 | confirmed with final CD. Tape data shows seller credit. |
| OBX26INV1235 | Qualifying FICO | 740 | 710 | Mapping issue. |
| OBX26INV1235 | Qualifying Total Debt Income Ratio | 42.79 | 13 | Mapping issue. |
| OBX26INV1304 | Qualifying FICO | 786 | 0 | True data is mid score confirmed by DU findings. |
| OBX26INV1304 | Qualifying LTV | 68.9 | 69 | Tape data is rounded. |
| OBX26INV1304 | Qualifying CLTV | 68.9 | 69 | Tape data is rounded. |
| OBX26INV1304 | Qualifying Total Debt Income Ratio | 31.71 | 31.75 | True data was based on estimate of rental income/loss file did not contain terms of XXXd loans or tax bills. |
| OBX26INV1288 | Property Address | XXX | XXX | The address matches the note |
| OBX26INV1288 | Total Closing Costs | 0 | 8800 | Lender closing costs match the IPCs |
| OBX26INV1288 | Total Qualified Assets Post-Close | 791656.82 | 901781.14 | Assets match the Statements provided |
| OBX26INV1288 | Qualifying Total Debt Income Ratio | 43.57 | 44 | LPA rounds DTI |
| OBX26INV1236 | Total Monthly Property Insurance Amount | 237.36 | 704.18 | Lender amount is the XXX HOI amount |
| OBX26INV1236 | Total Qualified Assets Post-Close | 189042.16 | 436231.09 | Assets match the documentation provided |
| OBX26INV1313 | Borrower 1 First Name | XXX | XXX | Per note |
| OBX26INV1313 | Property County | XXX | XXX | Per Appraisal |
| OBX26INV1313 | Qualifying FICO | 787 | 0 | Per credit report |
| OBX26INV1313 | Qualifying Total Debt Income Ratio | 47.46 | 47.33 | Per Final Income and liability review |
| OBX26INV1226 | Total Monthly Property Insurance Amount | 116.58 | 116.59 | rounding |
| OBX26INV1226 | Total Qualified Assets Post-Close | 83368.54 | 93736.77 | Per all assets in the file |
| OBX26INV1226 | Qualifying Total Debt Income Ratio | 34.16 | 34 | per final income and liabilities |
| OBX26INV1348 | Property Address | XXX | XXX | Per note |
| OBX26INV1348 | Qualifying LTV | 72.17 | 73 | Per LTV |
| OBX26INV1348 | Qualifying CLTV | 72.17 | 73 | Per CLTV |
| OBX26INV1348 | Total Qualified Assets Post-Close | 40027.65 | 50509.26 | Per assets |
| OBX26INV1348 | Qualifying Total Debt Income Ratio | 45.06 | 45.07 | Per DTI |
| OBX26INV1420 | Property Address | XXX | XXX | per Note/Capitalization |
| OBX26INV1420 | Qualifying FICO | 781 | 788 | per credit report |
| OBX26INV1420 | Total Monthly Property Insurance Amount | 52.08 | 52.09 | per Hazard Insurance pg XXX Premium $XXX/XXX= XXX |
| OBX26INV1420 | Total Qualified Assets Post-Close | 85979.42 | 121197.93 | per DU |
| OBX26INV1420 | Qualifying Total Debt Income Ratio | 21.52 | 22.09 | rounding |
| OBX26INV1252 | Total Monthly Property Insurance Amount | 122.58 | 122.6 | Hazard Ins premium XXX / XXX = XXX |
| OBX26INV1252 | Total Qualified Assets Post-Close | 642096.43 | 877588.58 | per Asset documents in file |
| OBX26INV1252 | Qualifying Total Debt Income Ratio | 37.45 | 39 | ... ithin XXX% variance |
| OBX26INV1442 | Total Qualified Assets Post-Close | 757656.36 | 872954.78 | Based on confirm assets and borrower has sufficient assets. |
| OBX26INV1442 | Qualifying Total Debt Income Ratio | 41.65 | 42 | Based off debts and income this is the DTI. |
| OBX26INV1339 | Qualifying FICO | 797 | 0 | Reviewed and Audited |
| OBX26INV1339 | Total Monthly Property Insurance Amount | 150 | 55.7 | Reviewed and Audited |
| OBX26INV1339 | Qualifying Total Debt Income Ratio | 31.15 | 25 | Reviewed and Audited |
| OBX26INV1422 | Property Address | XXX | XXX | on in the same |
| OBX26INV1422 | Total Closing Costs | 7351.58 | 2058 | final cd closing cots XXX |
| OBX26INV1422 | Total Qualified Assets Post-Close | 9908.9 | 54628.48 | Assets XXX + $XXX=$XXX- cash to close $XXX= XXX |
| OBX26INV1269 | Borrower 1 Last Name | XXX | XXX | Verified Borrower 1 Last Name as XXX on the Note document. |
| OBX26INV1269 | Qualifying CLTV | 67.52 | 68 | CLTV of XXX matches lender's XXX listed on the XXX when rounded. |
| OBX26INV1269 | Qualifying LTV | 67.52 | 68 | LTV of XXX matches lender's XXX listed on the XXX when rounded. |
| OBX26INV1269 | Total Monthly Property Insurance Amount | 104.91 | 68.08 | The property insurance and supplemental property insurance Statements supported a higher total monthly expense. |
| OBX26INV1269 | Qualifying Total Debt Income Ratio | 34.59 | 34.79 | Other REO property mortgage Statement supported a lower monthly expense than Stated by lender, causing the DTI to decrease. |
| OBX26INV1419 | Occupancy | Second Home | Primary Residence | Verified the as XXX on the Final 1003 document. |
| OBX26INV1419 | Total Monthly Property Insurance Amount | 103 | 103.25 | Subject property hazard insurance Statement supported monthly payment of XXX (Premium: XXX / XXX months) |
| OBX26INV1419 | Total Qualified Assets Post-Close | 93151.17 | 116269.54 | The assets savings balance decreased causing the total qualified asset to decrease. |
| OBX26INV1419 | Qualifying Total Debt Income Ratio | 20.22 | 20 | Primary home mortgage Statement supported a higher monthly expense causing the DTI to slightly increase. The XXX lists the DTI at XXX% |
| OBX26INV1381 | Total Monthly Property Insurance Amount | 47 | 90 | Premium verified off the HOI page in file |
| OBX26INV1381 | Total Qualified Assets Post-Close | 18418.66 | 84864.97 | Assets needed for Reserves |
| OBX26INV1405 | Borrower 1 Marital Status | XXX | XXX | Initial 1003 indicates B1 is XXX however Final 1003 shows as XXX. Lender to clarify |
| OBX26INV1405 | Borrower 2 Self-Employment Flag | No | Yes | B2 has less than XXX% ownership in XXX. Receives a paystub |
| OBX26INV1405 | Total Qualified Assets Post-Close | 159347.79 | 312849.09 | XXX is liquid assets |
| OBX26INV1405 | Qualifying Total Debt Income Ratio | 24.89 | 24.41 | CITI account on the credit report with a payment of XXX was not added to liabilities by the Lender. Auditor added it. |
| OBX26INV1412 | Property Address | XXX | XXX | No concern address is the same on the final note |
| OBX26INV1412 | Total Closing Costs | 34456.86 | 1774 | Final CD reflect closing cost in the amount of XXX |
| OBX26INV1412 | Total Qualified Assets Post-Close | 60443.66 | 198345.02 | Auditor confirmed and verified assets in the amount of XXX same as tape data |
| OBX26INV1412 | Qualifying Total Debt Income Ratio | 47.18 | 48 | Originator verified income in the amount of $XXX/Auditor verified income in the amount of $XXX/total monthly obligations $XXX=DTI OF XXX% |
| OBX26INV1403 | Property Address | XXX | XXX | Per Note |
| OBX26INV1403 | Borrower 2 First Name | XXX | XXX | Per Note |
| OBX26INV1403 | Qualifying FICO | 766 | 0 | Per Credit report |
| OBX26INV1032 | Total Qualified Assets Post-Close | 26682.32 | 92338.18 | Per asset documents |
| OBX26INV1391 | Property Address | XXX | XXX | Per note |
| OBX26INV1391 | Qualifying FICO | 746 | 0 | Per credit report |
| OBX26INV1391 | Total Monthly Property Insurance Amount | 324.11 | 324.08 | Per hoi policy in file |
| OBX26INV1284 | Total Qualified Assets Post-Close | 233729.84 | 377463.65 | See Assets |
| OBX26INV1284 | Qualifying Total Debt Income Ratio | 39.45 | 40 | Rounding |
| OBX26INV1229 | Property County | XXX | XXX | The county is XXX. Unable to correct in all places |
| OBX26INV1229 | Qualifying FICO | 725 | 0 | See Credit |
| OBX26INV1229 | Borrower 4 Origination FICO | 727 | 0 | See Credit |
| OBX26INV1229 | Qualifying Total Debt Income Ratio | 44.13 | 43.04 | Unable to locate the difference |
| OBX26INV1443 | Property Address | XXX | XXX | The address is spelled out on the note |
| OBX26INV1443 | Total Qualified Assets Post-Close | 95779.37 | 192147 | Assets match the documentation |
| OBX26INV1443 | Qualifying Total Debt Income Ratio | 47.51 | 48 | Lender amount is rounded, LPA rounds |
| OBX26INV1372 | Property Address | XXX | XXX | The address is spelled out on the note |
| OBX26INV1372 | Total Closing Costs | 10446.64 | 2109.78 | The closing costs match the final CD |
| OBX26INV1372 | Total Qualified Assets Post-Close | 64763.53 | 617231.76 | Assets match the documentation provided |
| OBX26INV1335 | Property Address | XXX | XXX | Tape data is capitalized. |
| OBX26INV1335 | Total Closing Costs | 20605.16 | 8313.25 | True data is based on final CD in the file. |
| OBX26INV1335 | Total Qualified Assets Post-Close | 45646.12 | 392468.92 | True data is funds after closing. |
| OBX26INV1335 | Qualifying Total Debt Income Ratio | 49.63 | 48.94 | True data is the Audited DTI, borrower's XXX taxes, insurance and HOA estimate is higher than Lender amounts. |
| OBX26INV1278 | Total Monthly Property Insurance Amount | 377.4 | 273.57 | See Ins Docs |
| OBX26INV1278 | Total Qualified Assets Post-Close | 251733.1 | 250103.38 | See Assets |
| OBX26INV1278 | Qualifying Total Debt Income Ratio | 45.08 | 46.29 | Within XXX% tolerance, below DU-AUS approval. |
| OBX26INV1346 | Property Address | XXX | XXX | The address is XXX XXX per the note |
| OBX26INV1346 | Total Closing Costs | 10184.57 | 11000 | The total closing cost are XXX per the final CD |
| OBX26INV1346 | Qualifying FICO | 799 | 0 | The is XXX per the credit report |
| OBX26INV1346 | Qualifying CLTV | 75.12 | 75 | The IPCs exceed the. The sales price was adjusted by the amount exceeded. |
| OBX26INV1346 | Qualifying LTV | 75.12 | 75 | The IPCs exceed the. The sales price was adjusted by the amount exceeded. |
| OBX26INV1346 | Qualifying Total Debt Income Ratio | 22.87 | 23 | The actual DTI is XXX%. XXX% rounded by the AUS. |
| OBX26INV1344 | Property Address | XXX | XXX | Per title |
| OBX26INV1344 | Qualifying CLTV | 74.95 | 75 | Per CLTV |
| OBX26INV1344 | Qualifying LTV | 74.95 | 75 | Per LTV |
| OBX26INV1344 | Total Qualified Assets Post-Close | 122379.7 | 232282.88 | Per assets |
| OBX26INV1344 | Qualifying Total Debt Income Ratio | 42.35 | 43.78 | Per DTI |
| OBX26INV1446 | Total Closing Costs | 22120.67 | 16500 | Per CD |
| OBX26INV1446 | Borrower 1 Self-Employment Flag | Yes | No | Per income docs |
| OBX26INV1446 | Qualifying LTV | 62.12 | 63 | Per Appraisal |
| OBX26INV1446 | Qualifying CLTV | 62.12 | 63 | Per Appraisal |
| OBX26INV1446 | Total Qualified Assets Post-Close | 140966.91 | 402633.53 | Per Assets |
| OBX26INV1446 | Qualifying Total Debt Income Ratio | 35.58 | 40.26 | Per AUS- REO and debts updated per docs on file. |
| OBX26INV1274 | Property Address | XXX | XXX | Per CD |
| OBX26INV1274 | Borrower 1 First Name | XXX | XXX | Per CD |
| OBX26INV1274 | Number of Units | 2 | 1 | Per Appraisal |
| OBX26INV1274 | Qualifying Interest Rate | 6.99 | 6.999 | Per Note |
| OBX26INV1274 | Total Qualified Assets Post-Close | 207230.87 | 265861.04 | Per Assets |
| OBX26INV1274 | Qualifying Total Debt Income Ratio | 39.19 | 38 | Per income docs |
| OBX26INV1227 | Property Address | XXX | XXX | Per Note |
| OBX26INV1227 | Qualifying Total Debt Income Ratio | 43.7 | 44.27 | Per REO docs |
| OBX26INV1354 | Property Address | XXX | XXX | XXX XXX per the note |
| OBX26INV1354 | Qualifying FICO | 800 | 0 | The is XXX per the credit report |
| OBX26INV1354 | Qualifying LTV | 74.99 | 74.98 | The loan amount XXX and AV XXX match the lenders terms. The difference is due to System rounding. $XXX/XXX=XXX. |
| OBX26INV1354 | Qualifying CLTV | 74.99 | 74.98 | The loan amount XXX and AV XXX match the lenders terms. The difference is due to System rounding. $XXX/XXX=XXX. |
| OBX26INV1354 | Total Qualified Assets Post-Close | 132503.11 | 136304 | XXX is the total verified assets prior to closing. XXX is the total assets post closing. |
| OBX26INV1354 | Qualifying Total Debt Income Ratio | 46.22 | 46 | The difference is due to AUS rounding. All terms match the lenders terms on the AUS. The Audit PITIA of XXX matches the lenders AUS PITIA on the final AUS run as of XX/XX/XXXX including the note, tax and HOI documents in file. The final CD and 1003 reflect the PITIA as $XXX. The increase was within tolerance and Resubmission was not required. |
| OBX26INV1245 | Property Address | XXX | XXX | XXX and XXX XXX XXX per the note |
| OBX26INV1245 | Total Closing Costs | 6694.2 | 7220 | XXX per the final CD page XXX section J. |
| OBX26INV1245 | Qualifying LTV | 62.35 | 63 | The Appraised value and loan amount on the note and appraisal match the AUS. XXX/XXX=XXX%. AUS Rounding. |
| OBX26INV1245 | Qualifying CLTV | 62.35 | 63 | The Appraised value and loan amount on the note and appraisal match the AUS. XXX/XXX=XXX%. AUS Rounding. |
| OBX26INV1245 | Total Qualified Assets Post-Close | 22399.52 | 188900.05 | XXX assets verified prior to close. XXX post closing. |
| OBX26INV1245 | Qualifying Total Debt Income Ratio | 29.73 | 29.39 | The lender included XXX TIA in the DTI for the XXX. The documentation in the loan file supports $XXX. Audit has included XXX and the DTI has increased from XXX% to XXX%. The increase is within tolerance. Resubmission to the AUS is not required. |
| OBX26INV1276 | Property Address | XXX | XXX | XXX XXX per the note |
| OBX26INV1276 | Total Qualified Assets Post-Close | 721015.57 | 882577.61 | XXX total verified assets prior to close. XXX after closing + EMD. |
| OBX26INV1276 | Qualifying Total Debt Income Ratio | 28.17 | 28 | XXX is rounded down by the AUS. XXX is the Audit DTI. Income and all terms match the AUS. |
| OBX26INV1331 | Borrower 1 First Name | XXX | XXX | The borrower's name matches the note |
| OBX26INV1331 | Qualifying LTV | 61.38 | 61.37 | This is a rounding issue, LTV is XXX |
| OBX26INV1331 | Qualifying CLTV | 61.38 | 61.37 | This is a rounding issue, CLTV is XXX |
| OBX26INV1331 | Qualifying Total Debt Income Ratio | 34.55 | 35 | LPA rounds the DTI |
| OBX26INV1427 | Total Closing Costs | 25162.08 | 3298 | The closing costs match the final CD |
| OBX26INV1427 | Qualifying CLTV | 65.15 | 66 | DU rounds the CLTV |
| OBX26INV1427 | Qualifying LTV | 65.15 | 66 | DU rounds the LTV |
| OBX26INV1427 | Total Monthly Property Insurance Amount | 224.58 | 224.59 | This is a rounding error |
| OBX26INV1427 | Total Qualified Assets Post-Close | 295426.75 | 402938.75 | Assets match the documentation provided |
| OBX26INV1385 | Total Closing Costs | 14119.56 | 1774 | True data is amount of closing costs disclosed on the Final CD in the file. |
| OBX26INV1385 | Total Qualified Assets Post-Close | 189547.93 | 300307.61 | True data is available assets after closing. |
| OBX26INV1305 | Property Address | XXX | XXX | Per Note Drive is spelled out/ Capitalization |
| OBX26INV1305 | Total Closing Costs | 10847.55 | 18098 | per PCCD |
| OBX26INV1305 | Qualifying FICO | 786 | 0 | per credit report/ AUS |
| OBX26INV1305 | Qualifying CLTV | 75 | 74.99 | rounding |
| OBX26INV1305 | Qualifying LTV | 75 | 74.99 | loan amount XXX / appraised value XXX = XXX (rounding) |
| OBX26INV1378 | Property Address | XXX | XXX | The note shows an address of XXX XXX. |
| OBX26INV1378 | Qualifying FICO | 809 | 0 | The lowest middle credit score is XXX |
| OBX26INV1378 | Total Monthly Property Insurance Amount | 128.59 | 250 | The monthly HOI pymnt is XXX per the HOI policy provided by the lender. |
| OBX26INV1378 | Qualifying Total Debt Income Ratio | 47.21 | 47 | The auditor used the exact monthly income, PITI for all REO's, rental losses for all REO's & credit report debts as the lender used on their Final 1003. |
| OBX26INV1351 | Total Qualified Assets Post-Close | 123422 | 256498.1 | Reviewed and Audited |
| OBX26INV1351 | Qualifying Total Debt Income Ratio | 35.38 | 33 | Reviewed and Audited |
| OBX26INV1187 | Property Address | XXX | XXX | Tape data is capitalized. |
| OBX26INV1187 | Total Closing Costs | 12016.44 | 262.5 | Final CD amount is XXX unable to access screen to update amount but Tape Data is not reflecting Total Closing Cost. |
| OBX26INV1187 | Total Qualified Assets Post-Close | 330460.13 | 332017.18 | savings account xXXX balance on 1003 did not match bank Statement. |
| OBX26INV1187 | Qualifying Total Debt Income Ratio | 11.8 | 12 | Tape data is rounded. |
| OBX26INV1115 | Qualifying Total Debt Income Ratio | 47.6 | 48 | Income used to qualify the borrower is based on current paystubs minus K1 loss causing DTI to exceed XXX% Income used for audit is based on 1120s Worksheet for income and loss for XXX which averaged higher taking into consideration K1 loss and deduction for meals and including XXX W2 income. |
| OBX26INV1120 | Total Monthly Property Insurance Amount | 79.97 | 100 | Insurance payment is correct |
| OBX26INV1120 | Total Qualified Assets Post-Close | 25665.94 | 104981.11 | Post close assets are not a negative |
| OBX26INV1230 | Property Address | XXX | XXX | Verified XXX XXX as the on the Note document. |
| OBX26INV1230 | Qualifying FICO | 726 | 0 | Verified XXX as the score on the credit report. |
| OBX26INV1230 | Qualifying Total Debt Income Ratio | 18.33 | 18 | The primary housing mortgage Statement supported a higher monthly expense than Stated, causing the DTI to increase. |
| OBX26INV1075 | Qualifying FICO | 796 | 0 | True data verified per credit report. |
| OBX26INV1075 | Total Monthly Property Insurance Amount | 133.78 | 133.79 | True data verified per hazard policy. |
| OBX26INV1096 | Borrower 1 Last Name | XXX | XXX | per Note |
| OBX26INV1096 | Qualifying FICO | 827 | 0 | per credit report |
| OBX26INV1096 | Qualifying Total Debt Income Ratio | 35.3 | 42 | DTI matches LPA |
| OBX26INV1074 | Borrower 1 Self-Employment Flag | No | Yes | Validated B1 is not self-XXX with income documents provided. |
| OBX26INV1074 | Qualifying FICO | 795 | 0 | Validated with credit report provided. |
| OBX26INV1074 | Qualifying CLTV | 68.21 | 74 | Validated CLTV with documents provided. |
| OBX26INV1074 | Qualifying LTV | 68.21 | 74 | Validated LTV with documents provided. |
| OBX26INV1074 | Qualifying Total Debt Income Ratio | 24.45 | 37 | Validated total debts with documents provided. |
| OBX26INV1071 | Property Address | XXX | XXX | True data verified per note. |
| OBX26INV1071 | Qualifying FICO | 807 | 0 | True data verified per credit report. |
| OBX26INV1071 | Qualifying LTV | 72.28 | 72.27 | True data verified per appraisal and other loan documents. |
| OBX26INV1071 | Qualifying CLTV | 72.28 | 72.27 | True data verified per appraisal and other loan documents. |
| OBX26INV1071 | Qualifying Total Debt Income Ratio | 44.51 | 45 | True data verified per credit report and other loan documents. |
| OBX26INV1079 | Qualifying FICO | 759 | 0 | Validated with credit report provided. |
| OBX26INV1079 | Qualifying Total Debt Income Ratio | 42.2 | 44.87 | Validated total debts with documents provided. |
| OBX26INV1046 | Qualifying FICO | 751 | 0 | mid score - the lower of the two |
| OBX26INV1046 | Total Monthly Property Insurance Amount | 373.75 | 114.25 | insurance is correct including flood insurance |
| OBX26INV1046 | Qualifying Total Debt Income Ratio | 46.56 | 49 | Dti is correct |
| OBX26INV1144 | Total Monthly Property Insurance Amount | 85.75 | 78.92 | Post close insurance is correct |
| OBX26INV1144 | Total Qualified Assets Post-Close | 213474.74 | 343274.74 | Post close assets have been confirmed |
| OBX26INV1144 | Qualifying Total Debt Income Ratio | 44.05 | 44 | Debt to income ratio is correct |
| OBX26INV1141 | Property Address | XXX | XXX | Validated with documents provided. |
| OBX26INV1141 | Total Qualified Assets Post-Close | 182915.54 | 368938.24 | Validated total assets post close with asset documents provided. |
| OBX26INV1141 | Qualifying Total Debt Income Ratio | 19.73 | 20 | Validated total debt ratio with documents provided. |
| OBX26INV1153 | Total Qualified Assets Post-Close | 21805.4 | 119096.55 | Validated assets post close with documents provided. |
| OBX26INV1153 | Qualifying Total Debt Income Ratio | 44.31 | 44 | Validated total debts with documents provided. Manual calculation of debts total XXX%. |
| OBX26INV1062 | Total Qualified Assets Post-Close | 43335.86 | 38655.16 | Review data is correct and includes secured loan proceeds to be used as assets. |
| OBX26INV1090 | Qualifying FICO | 774 | 0 | Per CR |
| OBX26INV1090 | Total Monthly Property Insurance Amount | 108.5 | 51.58 | Per insurance |
| OBX26INV1090 | Total Qualified Assets Post-Close | 22120.68 | 119544.04 | Per assets |
| OBX26INV1090 | Qualifying Total Debt Income Ratio | 34.28 | 33.77 | Per debts vs income |
| OBX26INV1092 | Borrower 1 FTHB | true | false | FTHB is correct |
| OBX26INV1092 | Qualifying FICO | 809 | 0 | Fico score is correct |
| OBX26INV1092 | Qualifying Total Debt Income Ratio | 24.95 | 25 | DTI rounded up |
| OBX26INV1048 | Total Monthly Property Insurance Amount | 359.77 | 359.78 | hoi is correct |
| OBX26INV1048 | Total Qualified Assets Post-Close | 44710.12 | 52518.25 | post close assets are correct |
| OBX26INV1048 | Qualifying Total Debt Income Ratio | 28.77 | 28 | dti ratio is correct |
| OBX26INV1161 | Total Qualified Assets Post-Close | 462284.07 | 633024.8 |  |
| OBX26INV1161 | Qualifying Total Debt Income Ratio | 31.95 | 38 | Per debts vs income |
| OBX26INV1040 | Qualifying FICO | 690 | 0 | Fico score is correct |
| OBX26INV1040 | Total Monthly Property Insurance Amount | 84.58 | 84.59 | HOI is correct |
| OBX26INV1094 | Qualifying FICO | 789 | 0 | Per CR |
| OBX26INV1094 | Qualifying Total Debt Income Ratio | 39.39 | 40 | Per debts vs income |
| OBX26INV1148 | Total Qualified Assets Post-Close | 185186.91 | 298099.54 | Post close assets are confirmed |
| OBX26INV1167 | Total Monthly Property Insurance Amount | 277.14 | 232.14 | True data verified per AUS. |
| OBX26INV1167 | Total Qualified Assets Post-Close | 66912.86 | 353053.46 | True data verified per bank Statements. |
| OBX26INV1167 | Qualifying Total Debt Income Ratio | 31.39 | 36.03 | True data verified per 2nd homes, liabilities and other loan documents. |
| OBX26INV1203 | Property Address | XXX | XXX | True data verified per Note. |
| OBX26INV1203 | Occupancy | Investment | Primary Residence | True data verified per XXX agreement. |
| OBX26INV1203 | Total Qualified Assets Post-Close | 85246.32 | 152624.49 | True data verified per bank Statements. |
| OBX26INV1203 | Qualifying Total Debt Income Ratio | 38.55 | 48.92 | True data verified per liabilities, XXX property documents and other loan documents. |
| OBX26INV1108 | Qualifying FICO | 814 | 0 | True data verified per credit report. |
| OBX26INV1108 | Qualifying Total Debt Income Ratio | 22.16 | 25 | True data verified per liabilities, XXX properties and loan docs. |
| OBX26INV1186 | Total Qualified Assets Post-Close | 188246.73 | 268429.41 | Validated total assets post close with asset documents provided. |
| OBX26INV1186 | Qualifying Total Debt Income Ratio | 29.8 | 29.21 | Validated total debts with documents provided. Difference in DTI is due to the amount of the taxes the lender used than what has been docucmented in the file. |
| OBX26INV1190 | Total Qualified Assets Post-Close | 232400.95 | 385745.43 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1193 | Property City | XXX | XXX | Discrepancy due to data entry, True data is correct. |
| OBX26INV1193 | Borrower 1 SSN | XXX | XXX | Discrepancy due to data entry, True data is correct. |
| OBX26INV1193 | Total Qualified Assets Post-Close | 68561.7 | 193687.3 | Discrepancy due to data entry, True data is correct. |
| OBX26INV1193 | Qualifying Total Debt Income Ratio | 45.95 | 46 | Discrepancy due to data entry, True data is correct. |
| OBX26INV1194 | Total Monthly Property Insurance Amount | 51.83 | 150 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1194 | Total Qualified Assets Post-Close | 171659.57 | 293490.49 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1198 | Qualifying CLTV | 68.46 | 69 | rounding |
| OBX26INV1198 | Qualifying LTV | 68.46 | 69 | rounding |
| OBX26INV1198 | Total Qualified Assets Post-Close | 408547.33 | 423547.33 | per recent bank Statement |
| OBX26INV1198 | Qualifying Total Debt Income Ratio | 44.73 | 44.72 | using actual payments vs rounding |
| OBX26INV1156 | Qualifying LTV | 72.91 | 72.9 | As per LTV/CLTV calculation, audit rounded up from XXX% to XXX% and tape data rounded down to XXX%. |
| OBX26INV1156 | Qualifying CLTV | 72.91 | 72.9 | As per LTV/CLTV calculation, audit rounded up from XXX% to XXX% and tape data rounded down to XXX%. |
| OBX26INV1156 | Total Qualified Assets Post-Close | 287506.74 | 266499.49 | As per Total current asset balances minus XXX subtracted by lender on Final 1003 from Retirement, and minus closing costs on Post-Closing Disclosure, and minus estimated closing costs from LE dated XX/XX/XXXX for XXX W XXXr, and minus XXX months' reserves for both XXX properties (subject and XXX XXX). Tape data is total assets pre-closing figure from 1003. |
| OBX26INV1156 | Qualifying Total Debt Income Ratio | 30.01 | 37 | As per DTI calculation by audit with DTI variance including B1 and B2 overtime income calculation variances. Unable to source tape data figure of XXX |
| OBX26INV1209 | Total Qualified Assets Post-Close | 42380.33 | 85255.15 | Data mismatch. Review data is reserves and tape is total assets. |
| OBX26INV1209 | Qualifying Total Debt Income Ratio | 49.11 | 49 | Difference appears to be rounding. Review data conforms to file documents and is consistent with the XXX as well. |
| OBX26INV1282 | Total Qualified Assets Post-Close | 192154.02 | 365014.05 | Verified per Empower 401K Statement and Finicity asset verification. |
| OBX26INV1282 | Qualifying Total Debt Income Ratio | 38.87 | 32 | Auditor's DTI is including the new XXX payment of XXX in the ratios. XXX #XXX-XXX per inquiry Letter of explanation from the borrower this is a new debt not reporting on credit. |
| OBX26INV1212 | Total Qualified Assets Post-Close | 486292.74 | 499016.08 | Review data is correct. Data mismatch. |
| OBX26INV1212 | Qualifying Total Debt Income Ratio | 35.92 | 36.24 | Minor DTI discrepancy. Review data is correct per the income and credit documents. Difference appears to be due to the handling of rental income. Both DTIs are within guidelines and AUS tolerance. |
| OBX26INV1012 | Total Qualified Assets Post-Close | 35502.78 | 92594.18 | Confirmed with system calculations. |
| OBX26INV1012 | Qualifying Total Debt Income Ratio | 46.69 | 47.23 | Confirmed |
| OBX26INV1232 | Total Qualified Assets Post-Close | 132159.12 | 219776.58 | See auditors calculation: Total qualified assets for reserves post closing $XXX-XXX/XXX assets acct ending #XXX. - liquid funds post closing $XXX=$XXX. |
| OBX26INV1232 | Qualifying Total Debt Income Ratio | 47.79 | 48 | Lender used XXX (XXX x XXX%) from the appraisal for the subject property and added this amount to the final income. Audit did rental calculation per Freddie Mac GLs by subtracting the PITIA from the net rental income, XXX - XXX = XXX negative rental income for the subject. |
| OBX26INV1199 | Borrower 1 Self-Employment Flag | Yes | No | borrower #XXX s/e |
| OBX26INV1199 | Total Qualified Assets Post-Close | 540179.91 | 633787.32 | Post close assets are correct |
| OBX26INV1199 | Qualifying Total Debt Income Ratio | 24.48 | 24.49 | DTI rounded up |
| OBX26INV1218 | Property Address | XXX | XXX | is correct |
| OBX26INV1218 | Total Closing Costs | 3252.95 | 11392.78 | Per the final cd closing costs are XXX |
| OBX26INV1218 | Borrower 1 FTHB | true | false | FTHB |
| OBX26INV1218 | Total Qualified Assets Post-Close | 242407.2 | 329418.85 | Post close assets are correct |
| OBX26INV1218 | Qualifying Total Debt Income Ratio | 43.55 | 44 | DTI rounded |
| OBX26INV1246 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | The First Payment Due Date Stated on the mortgage note is XX/XX/XXXX (pg XXX) |
| OBX26INV1246 | Borrower 2 First Name | XXX | XXX | B2 first name is XXX (pg XXX) |
| OBX26INV1246 | Qualifying FICO | 753 | 0 | The score is XXX (pg XXX) |
| OBX26INV1246 | Total Monthly Property Insurance Amount | 318.92 | 316 | The is XXX (pg XXX) |
| OBX26INV1246 | Qualifying Total Debt Income Ratio | 46.61 | 49.4 | The recalculate Total Qualifying DTI is $XXX(total housing payment) XXX (total debt) XXX (subject's total debt)= $XXX/$XXX (qualifying total monthly income) = XXX%. The discrepancy is the total monthly qualifying debt of XXX the lender used XXX |
| OBX26INV1369 | Borrower 1 FTHB | true | false | Per Final 1003 borrower owns no other property therefore is a first time homebuyer |
| OBX26INV1369 | Qualifying FICO | 808 | 0 | confirmed mid score from tri-merge credit report. |
| OBX26INV1210 | Total Qualified Assets Post-Close | 778641.09 | 971233.78 | True data is assets after closing. |
| OBX26INV1210 | Qualifying Total Debt Income Ratio | 19.55 | 20 | Tape data is rounded. |
| OBX26INV1214 | Borrower 1 Marital Status | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1214 | Total Qualified Assets Post-Close | 77627.86 | 164588.09 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1214 | Qualifying Total Debt Income Ratio | 38.59 | 37.17 | Discrepancy is due XXX% Tolerance used, True data is correct. |
| OBX26INV1324 | Property Address | XXX | XXX | The address is XXX XXX per the note. |
| OBX26INV1324 | Borrower 1 Last Name | XXX | XXX | B1's surname/Last Name is XXX per his TX DL on page XXX |
| OBX26INV1324 | Qualifying FICO | 790 | 0 | The is XXX per the credit report |
| OBX26INV1324 | Total Monthly Property Insurance Amount | 46.42 | 225 | XXX per the HOI dec page. |
| OBX26INV1324 | Qualifying Total Debt Income Ratio | 43 | 41 | The Audit DTI is XXX% The AUD DTI is XXX% The audit total monthly debt matches the AUS at $XXX. |
| OBX26INV1356 | Property Address | XXX | XXX | Tape data is capitalized. |
| OBX26INV1356 | Qualifying FICO | 802 | 0 | True data is mid score confirmed by LP Findings. |
| OBX26INV1356 | Qualifying CLTV | 67.09 | 67.08 | Difference is rounding. |
| OBX26INV1356 | Qualifying LTV | 67.09 | 67.08 | True data is rounded. |
| OBX26INV1356 | Total Monthly Property Insurance Amount | 68.58 | 68.59 | Difference is rounding. |
| OBX26INV1356 | Qualifying Total Debt Income Ratio | 33.22 | 28 | True data is based on Audit, rental income/loss calculations vary from Lenders. |
| OBX26INV1316 | Total Qualified Assets Post-Close | 53843.37 | 145508.71 | Assets match the documentation provided |
| OBX26INV1316 | Qualifying Total Debt Income Ratio | 26.59 | 26.83 | DTI is different due to XXX and AUS having estimated HOI and Taxes, 1003 is accurate. |
| OBX26INV1337 | Qualifying FICO | 794 | 0 | Per credit report |
| OBX26INV1337 | Qualifying CLTV | 80 | 79.99 | Per CLTV |
| OBX26INV1337 | Qualifying LTV | 80 | 79.99 | Per LTV |
| OBX26INV1337 | Qualifying Total Debt Income Ratio | 34.2 | 34 | Per DTI |
| OBX26INV1290 | Total Qualified Assets Post-Close | 534117.96 | 591356.1 | Per assets |
| OBX26INV1383 | Borrower 1 SSN | XXX | XXX | Per 1003 |
| OBX26INV1383 | Qualifying FICO | 817 | 0 | Per credit report |
| OBX26INV1383 | Total Monthly Property Insurance Amount | 126 | 22.3 | Per title/DU |
| OBX26INV1170 | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1170 | Borrower 1 Citizen | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1170 | Borrower 1 Last Name | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1170 | Borrower 1 First Name | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1170 | Borrower 2 First Name | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1170 | Borrower 1 SSN | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1170 | Borrower 2 SSN | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1170 | Borrower 1 FTHB | false | true | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1170 | Total Qualified Assets Post-Close | 72110.63 | 153830 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1170 | Qualifying Total Debt Income Ratio | 46.91 | 47 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1260 | Qualifying FICO | 767 | 0 | per Credit Report |
| OBX26INV1260 | Qualifying Total Debt Income Ratio | 44.96 | 45 | rounding |
| OBX26INV1184 | Borrower 1 Self-Employment Flag | No | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1184 | Total Qualified Assets Post-Close | 60884.21 | 246257.81 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1184 | Qualifying Total Debt Income Ratio | 49.11 | 49 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1301 | Property Address | XXX | XXX | Per Note/Capitalization |
| OBX26INV1301 | Qualifying FICO | 785 | 0 | Per Credit Report |
| OBX26INV1301 | Qualifying Total Debt Income Ratio | 33.37 | 35 | within XXX% variance |
| OBX26INV1296 | Qualifying FICO | 783 | 0 | Mid score is XXX |
| OBX26INV1296 | Total Qualified Assets Post-Close | 396904.48 | 503500 | Assets were provided and sufficient. |
| OBX26INV1347 | Property County | XXX | XXX | The DOT shows XXX. |
| OBX26INV1347 | Qualifying FICO | 799 | 0 | The lowest middle credit score is XXX |
| OBX26INV1347 | Qualifying LTV | 73.18 | 74 | The LTV is based on obtaining a new appraisal at XXX |
| OBX26INV1347 | Qualifying CLTV | 73.18 | 74 | The LTV is based on obtaining a new appraisal at XXX |
| OBX26INV1347 | Primary Appraised Property Value | XXX | XXX | An expired appraisal had a value of XXX Lender used the DU value of XXX Need new appraisal to verify this value. |
| OBX26INV1347 | Total Monthly Property Insurance Amount | 428.08 | 428.09 | Off by XXX penny. Used the pymnt from HOI stmnt provided by th elender. |
| OBX26INV1347 | Qualifying Total Debt Income Ratio | 37.93 | 36.85 | Auditor used all the recent PITI stmnts provided by the lender and had a tad higher REO rental losses. The DTI is still within the program guidelines as well as the XXX% tolerance. |
| OBX26INV1333 | Qualifying FICO | 793 | 0 | The lowest middle credit score is XXX |
| OBX26INV1333 | Qualifying Total Debt Income Ratio | 21.75 | 22 | The lender did not provide a PITI rental loss for the sbjct on their Final 1003. This is where the discrepency lies. The DTI is within program guidelines & XXX% tolerance. |
| OBX26INV1435 | Property Address | XXX | XXX | Reviewed and Audited |
| OBX26INV1435 | Borrower 1 Self-Employment Flag | Yes | No | Reviewed and Audited |
| OBX26INV1435 | Qualifying FICO | 807 | 0 | Reviewed and Audited |
| OBX26INV1435 | Qualifying LTV | 79.33 | 80 | Reviewed and Audited |
| OBX26INV1435 | Qualifying CLTV | 79.33 | 80 | Reviewed and Audited |
| OBX26INV1435 | Total Monthly Property Insurance Amount | 217.94 | 185.41 | Reviewed and Audited |
| OBX26INV1435 | Qualifying Total Debt Income Ratio | 22.05 | 20.53 | Reviewed and Audited |
| OBX26INV1281 | Qualifying FICO | 778 | 0 | per final AUS XXX mid score |
| OBX26INV1281 | Qualifying Total Debt Income Ratio | 18.07 | 18 | Total expenses XXX (subject property XXX + primary XXX other reo losses $XXX) / income $XXX= XXX% |
| OBX26INV1268 | Qualifying FICO | 771 | 0 | Verified the score of XXX on the credit report document. |
| OBX26INV1268 | Qualifying CLTV | 62.5 | 63 | Verified CLTV of 62.5% - Loan Amt: XXX / Appraised Val: XXX = XXX% |
| OBX26INV1268 | Qualifying LTV | 62.5 | 63 | Verified CLTV of 68.69% - Loan Amt: XXX / Appraised Val: XXX = XXX% |
| OBX26INV1268 | Qualifying Total Debt Income Ratio | 34.34 | 20.63 | DTI of XXX% matches the DTI in AUS Findings. Liabilities: XXX / Income: XXX x XXX = XXX% |
| OBX26INV1392 | Qualifying FICO | 747 | 0 | Fico verified off the credit report and AUS |
| OBX26INV1392 | Total Monthly Property Insurance Amount | 160.58 | 160.59 | HOI Premium verified off the HOI page on page XXX |
| OBX26INV1392 | Qualifying Total Debt Income Ratio | 30.23 | 30 | AUS rounded up DTI to the nearest decimal |
| OBX26INV1275 | Qualifying FICO | 776 | 0 | Fico Verified off the Credit report in file |
| OBX26INV1275 | Qualifying CLTV | 69.72 | 70 | AUS rounded up to the nearest whole number |
| OBX26INV1275 | Qualifying LTV | 69.72 | 70 | AUS rounded to the nearest whole number |
| OBX26INV1275 | Qualifying Total Debt Income Ratio | 25.31 | 25.3 | AUS rounded to the nearest whole number |
| OBX26INV1326 | Qualifying CLTV | 72.62 | 72.61 | The total : $XXX/$XXX = XXX% (2nd mtg Note page XXX and Appraisal page XXX) |
| OBX26INV1326 | Qualifying LTV | 72.62 | 72.61 | The total : $XXX/$XXX = XXX% (2nd mtg Note page XXX and Appraisal page XXX) |
| OBX26INV1326 | Total Qualified Assets Post-Close | 368631.23 | 260186.88 | XXX is the amount of assets post closed. |
| OBX26INV1326 | Qualifying Total Debt Income Ratio | 39.81 | 40 | The recalculate Total Qualifying DTI is $XXX(total housing payment) XXX (total debt) XXX (subject's total debt) + XXX (neg rent) = $XXX/$XXX (qualifying total monthly income) = XXX%. The discrepancy is the monthly negative rent amount of XXX (mtg Statement page XXX), the lender used XXX (page XXX) and the monthly total debt amount of XXX (page XXX), the lender used XXX The total DTI is not withing the AUS guidelines. |
| OBX26INV1169 | Borrower 1 Last Name | XXX | XXX | Discrepancy is due to data entry, True data is correct |
| OBX26INV1169 | Total Qualified Assets Post-Close | 1297583.41 | 1368329.6 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1169 | Qualifying Total Debt Income Ratio | 49.71 | 50 | Discrepancy is due to data entry, True data is correct |
| OBX26INV1366 | Borrower 1 Self-Employment Flag | Yes | No | See Income |
| OBX26INV1366 | Qualifying FICO | 806 | 0 | See Credit |
| OBX26INV1315 | Total Closing Costs | 8717.53 | 3250 | Per final CD |
| OBX26INV1315 | Total Qualified Assets Post-Close | 43742.14 | 209229.61 | Per assets in file |
| OBX26INV1315 | Qualifying Total Debt Income Ratio | 24.67 | 25 | Rounding |
| OBX26INV1327 | Total Qualified Assets Post-Close | 369381.85 | 260186.88 | Per assets |
| OBX26INV1327 | Qualifying Total Debt Income Ratio | 39.57 | 40 | Per DTI |
| OBX26INV1261 | Total Closing Costs | 10956.68 | 8100 | Per final CD |
| OBX26INV1261 | Borrower 1 SSN | XXX | XXX | Per 1003 |
| OBX26INV1261 | Total Qualified Assets Post-Close | 185132.05 | 185584 | Per all assets in file |
| OBX26INV1292 | Qualifying FICO | 781 | 0 | Per credit report |
| OBX26INV1241 | Borrower 1 Citizen | XXX | XXX | Per 1003 |
| OBX26INV1241 | Qualifying FICO | 744 | 0 | Per credit report |
| OBX26INV1241 | Qualifying Total Debt Income Ratio | 38.32 | 38.98 | Per DTI |
| OBX26INV1370 | Qualifying FICO | 808 | 0 | per Credit Report |
| OBX26INV1336 | Property Address | XXX | XXX | per Note/ Capitalization |
| OBX26INV1336 | Total Closing Costs | 5836.52 | 1774 | per Final CD |
| OBX26INV1336 | Total Monthly Property Insurance Amount | 136.5 | 68.25 | per Hazard Insurance |
| OBX26INV1336 | Total Qualified Assets Post-Close | 131559.75 | 182520.27 | per Asset Documents |
| OBX26INV1336 | Qualifying Total Debt Income Ratio | 15.85 | 18.95 | within XXX% variance |
| OBX26INV1318 | Borrower 2 Self-Employment Flag | Yes | No | B1 is self XXX and B2 is self XXX, did not use self employment income for B1 |
| OBX26INV1318 | Qualifying FICO | 789 | 0 | Approval and Audit has same DTI amount. |
| OBX26INV1318 | Qualifying Total Debt Income Ratio | 36.31 | 36.52 | Approval and audit same dti |
| OBX26INV1243 | Total Qualified Assets Post-Close | 44015.01 | 56201.53 | All assets listed, borrower has secured loan of XXX |
| OBX26INV1243 | Qualifying Total Debt Income Ratio | 37.42 | 37 | Used the dti amount same as approval DTI. |
| OBX26INV1231 | Total Qualified Assets Post-Close | 38050.51 | 68655.49 | Verified XXX in assets in which the lender provided in the file. |
| OBX26INV1231 | Qualifying Total Debt Income Ratio | 46.71 | 47 | XXX matches the auditor's DTI. LP rounded DTI to XXX% |
| OBX26INV1330 | Total Closing Costs | 9395.83 | 9600 | The final CD shows the clsg costs at $XXX. |
| OBX26INV1330 | Total Monthly Property Insurance Amount | 226.68 | 226.69 | Off by XXX penny. Maybe LM rounded it up by XXX penny? |
| OBX26INV1330 | Total Qualified Assets Post-Close | 265378.24 | 265378.54 | Asset stmnt provided by the lender shows an amt of $XXX. |
| OBX26INV1330 | Qualifying Total Debt Income Ratio | 30.8 | 28 | The auditor used the PITI docs for all REO's that the lender provided and had higher pymnts for monthly prprty tx's, HOI, & HOA dues. |
| OBX26INV1297 | Total Qualified Assets Post-Close | 227086.67 | 88742 | Verified total borrower assets of XXX prior to borrower paying Cash to Close amount of XXX resulting in Total Post Close Assets of XXX |
| OBX26INV1297 | Qualifying Total Debt Income Ratio | 27.57 | 27 | Subject property tax cert supported a lower monthly expense causing the DTI to decrease. The borrower's total monthly debt was lower than Stated causing the DTI to decrease. |
| OBX26INV1237 | Property Address | XXX | XXX | . |
| OBX26INV1237 | Total Closing Costs | 7175.11 | 5142.38 | Closing costs verified |
| OBX26INV1237 | Qualifying FICO | 741 | 749 | Fico verified off the credit report in file |
| OBX26INV1237 | Qualifying Total Debt Income Ratio | 25.61 | 25.14 | RCU income recalculated and slightly lower than Lender income used |
| OBX26INV1438 | Total Monthly Property Insurance Amount | 231.83 | 165 | HOI Verified off the Dec page in file |
| OBX26INV1438 | Total Qualified Assets Post-Close | 363496.62 | 505228.36 | Assets verified off the bank statment in file |
| OBX26INV1249 | Property Address | XXX | XXX | The is XXX & XXX XXX (pg XXX) |
| OBX26INV1249 | Loan Purpose | Purchase | Refinance | The is XXX (pg XXX) |
| OBX26INV1249 | Borrower 1 Citizen | XXX | XXX | B1 hip is non- XXX (pg XXX) |
| OBX26INV1249 | Qualifying FICO | 760 | 0 | The is XXX (pg XXX) |
| OBX26INV1249 | Total Monthly Property Insurance Amount | 225.67 | 225.66 | The is XXX (pg XXX) |
| OBX26INV1249 | Qualifying Total Debt Income Ratio | 30.49 | 30 | The recalculate Total Qualifying DTI is $XXX(total housing payment) XXX (total debt) XXX (subject's total debt) + XXX (neg rent) = $XXX/$XXX (qualifying total monthly income) = XXX%. |
| OBX26INV1357 | Qualifying FICO | 802 | 0 | See Credit |
| OBX26INV1357 | Qualifying LTV | 63.11 | 64 | Rounding |
| OBX26INV1357 | Qualifying CLTV | 63.11 | 64 | Rounding |
| OBX26INV1357 | Qualifying Total Debt Income Ratio | 32.99 | 32.83 | Unable to locate the difference |
| OBX26INV1437 | Qualifying CLTV | 68.09 | 68.08 | Rounding |
| OBX26INV1437 | Qualifying LTV | 68.09 | 68.08 | Rounding |
| OBX26INV1437 | Total Monthly Property Insurance Amount | 55.58 | 43 | Dee dec page |
| OBX26INV1437 | Total Qualified Assets Post-Close | 222358.2 | 218358.2 | See Bank Statement |
| OBX26INV1437 | Qualifying Total Debt Income Ratio | 31.67 | 32 | Lender used a lower HOI amount |
| OBX26INV1272 | Borrower 2 Marital Status | XXX | XXX | Per 1003 |
| OBX26INV1272 | Occupancy | Investment | Primary Residence | Per 1003 |
| OBX26INV1272 | Borrower 2 First Name | XXX | XXX | Per Note |
| OBX26INV1272 | Borrower 1 Last Name | XXX | XXX | Per Note |
| OBX26INV1272 | Borrower 1 First Name | XXX | XXX | Per Note |
| OBX26INV1272 | Borrower 2 SSN | XXX | XXX | Per 1003 |
| OBX26INV1272 | Borrower 1 SSN | XXX | XXX | Per 1003 |
| OBX26INV1272 | Qualifying FICO | 774 | 0 | Per credit report |
| OBX26INV1272 | Total Monthly Property Insurance Amount | 0 | 240.92 | Missing HOI |
| OBX26INV1272 | Qualifying Total Debt Income Ratio | 27.67 | 28.4 | per REO docs |
| OBX26INV1280 | Total Qualified Assets Post-Close | 35445.27 | 95278.92 | Per Assets |
| OBX26INV1280 | Qualifying Total Debt Income Ratio | 46.58 | 47 | Per REO and income docs |
| OBX26INV1417 | Property Address | XXX | XXX | Per Note |
| OBX26INV1417 | Qualifying CLTV | 74.99 | 75 | Per Appraisal |
| OBX26INV1417 | Qualifying LTV | 74.99 | 75 | Per Appraisal |
| OBX26INV1417 | Total Qualified Assets Post-Close | 40986.95 | 110883.1 | Per Assets |
| OBX26INV1371 | Qualifying FICO | 808 | 0 | Mapping issue. |
| OBX26INV1371 | Total Monthly Property Insurance Amount | 129.67 | 125 | Total monthly property insurance confirmed with final CD. |
| OBX26INV1371 | Qualifying Total Debt Income Ratio | 30.8 | 31.37 | Qualifying DTI approved by AUS is XXX%. |
| OBX26INV1286 | Qualifying FICO | 779 | 780 | Mapping issue. |
| OBX26INV1286 | Total Monthly Property Insurance Amount | 196.66 | 98.33 | . |
| OBX26INV1286 | Qualifying Total Debt Income Ratio | 17.37 | 17 | . |
| OBX26INV1244 | Occupancy | Investment | Primary Residence | The 1003 is marked as an XXX property for both borrowers and the declaration States they will not occupy as their XXX. |
| OBX26INV1244 | Qualifying Total Debt Income Ratio | 43.99 | 44 | The Audit total monthly liabilities are $XXX. The AUS total monthly debt is $XXX. Audit used the higher Payment reported on the credit supplement report for XXX XXX (increased by $XXX) and for XXX XXX increased by XXX |
| OBX26INV1433 | Property Address | XXX | XXX | XXX XXX per the note |
| OBX26INV1433 | Borrower 1 First Name | XXX | XXX | The ID is missing. Unable to determine the correct first name per the Patriot Act |
| OBX26INV1433 | Qualifying LTV | 74.1 | 75 | The LTV is rounded up by the AUS |
| OBX26INV1433 | Qualifying CLTV | 74.1 | 75 | The CLTV is rounded up by the AUS |
| OBX26INV1433 | Qualifying Total Debt Income Ratio | 30.78 | 30.72 | The HOI premium increased to XXX monthly. The increase is within tolerance. Resubmission to AUS is not required. |
| OBX26INV1444 | Property Address | XXX | XXX | XXX Shady Road per the final cd |
| OBX26INV1444 | Total Closing Costs | 15717.64 | 1017 | XXX per the final CD |
| OBX26INV1444 | Borrower 1 SSN | XXX | XXX | The SSN matches |
| OBX26INV1444 | Total Monthly Property Insurance Amount | 333.83 | 171.09 | XXX + XXX = XXX per both dec pages |
| OBX26INV1444 | Total Qualified Assets Post-Close | 2380450.84 | 2475298.19 | Audit total verified assets prior to close XXX minus $__ cash to close = XXX |
| OBX26INV1397 | Property Address | XXX | XXX | Same not n caps |
| OBX26INV1397 | Total Qualified Assets Post-Close | 143260.21 | 245837.87 | Per final assets |
| OBX26INV1398 | Borrower 1 Self-Employment Flag | Yes | No | B1 is selfXXX |
| OBX26INV1398 | Total Qualified Assets Post-Close | 1435647.07 | 1437044.28 | Per final assets |
| OBX26INV1289 | Total Qualified Assets Post-Close | 117937.61 | 247434.84 | Assets Minus total other REO Expenses |
| OBX26INV1289 | Qualifying Total Debt Income Ratio | 23.63 | 23.85 | within XXX% variance |
| OBX26INV1386 | Total Monthly Property Insurance Amount | 65.4 | 65.39 | rounding |
| OBX26INV1386 | Qualifying Total Debt Income Ratio | 39.03 | 40.4 | within XXX% variance |
| OBX26INV1423 | Borrower 1 FTHB | true | false | Per 1003 |
| OBX26INV1423 | Qualifying FICO | 791 | 0 | Per credit report |
| OBX26INV1423 | Total Monthly Property Insurance Amount | 173.41 | 125 | Per hazard insurance policy |
| OBX26INV1423 | Qualifying Total Debt Income Ratio | 24.79 | 24 | Per DTI |
| OBX26INV1361 | Total Closing Costs | 10006.3 | 308 | Closing cost are showing on final CD. |
| OBX26INV1361 | Total Qualified Assets Post-Close | 76095.14 | 171477.77 | Borrower has enough assets. |
| OBX26INV1300 | Occupancy | Investment | Primary Residence | Property is an XXX. |
| OBX26INV1300 | Borrower 1 Last Name | XXX | XXX | B1 Last Name is XXX. |
| OBX26INV1300 | Borrower 3 First Name | XXX | XXX | B3 first name is XXX. |
| OBX26INV1300 | Qualifying FICO | 784 | 0 | Score is XXX |
| OBX26INV1300 | Total Monthly Property Insurance Amount | 315.68 | 93.01 | Hazard policy provided. |
| OBX26INV1416 | Property Address | XXX | XXX | . |
| OBX26INV1416 | Total Monthly Property Insurance Amount | 98.17 | 100 | Insurance payment verified off the Dec page in file on page XXX |
| OBX26INV1416 | Total Qualified Assets Post-Close | 2134593.55 | 4253810.01 | Assets verified off Borrower's bank Statement in file |
| OBX26INV1393 | Total Closing Costs | 6487.87 | 18283.62 | Total closing cost is on cd. |
| OBX26INV1393 | Total Qualified Assets Post-Close | 103220.45 | 181155.45 | This is total assets |
| OBX26INV1393 | Qualifying Total Debt Income Ratio | 28.15 | 28.27 | Approval and audit DTI is the same. |
| OBX26INV1334 | Property County | XXX | XXX | The DOT shows XXX. This was fixed in LM. |
| OBX26INV1334 | Borrower 1 Self-Employment Flag | No | Yes | B1 is self-XXX, but owns less than XXX% of the company. |
| OBX26INV1334 | Qualifying LTV | 68.11 | 68.1 | Rounding issue in LM. Still within guidelines. |
| OBX26INV1334 | Qualifying CLTV | 68.11 | 68.1 | Rounding issue in LM. Still within guidelines. |
| OBX26INV1334 | Total Qualified Assets Post-Close | 38568.03 | 39740.25 | Used the most recent asset info from the asset docs provided by the lender. |
| OBX26INV1334 | Qualifying Total Debt Income Ratio | 44.35 | 45 | Used the same income, credit report debts, as well as PITI docs for all REO's provided by the lender. Off by a small fraction. Loan still qualifies w/in guidelines. |
| OBX26INV1363 | Qualifying FICO | 804 | 0 | Middle credit score is XXX |
| OBX26INV1363 | Qualifying Total Debt Income Ratio | 19.82 | 19.87 | Auditors final DTI of XXX matches DU's final DTI. |
| OBX26INV1222 | Property Address | XXX | XXX | Reviewed and Audited |
| OBX26INV1222 | Total Qualified Assets Post-Close | 813379.4 | 1020404.93 | Reviewed and Audited |
| OBX26INV1222 | Qualifying Total Debt Income Ratio | 39.4 | 39.29 | Reviewed and Audited |
| OBX26INV1311 | Total Qualified Assets Post-Close | 212224.42 | 518011.34 | Assets XXX less cash to close $XXX= XXX post close assets |
| OBX26INV1311 | Qualifying Total Debt Income Ratio | 42.3 | 42 | Total expenses XXX (primary housing expense all borrower XXX rent loss subject XXX other REO rent loss XXX + other monthly obligation $XXX/ total income $XXX= XXX% |
| OBX26INV1238 | Total Qualified Assets Post-Close | 797536.74 | 912850.25 | assets XXX less cash to close $XXX= XXX |
| OBX26INV1376 | Property Address | XXX | XXX |  |
| OBX26INV1376 | Qualifying CLTV | 68.69 | 69 | Verified CLTV of 68.69%: Loan Amount XXX / Appraised Value XXX = XXX% |
| OBX26INV1376 | Qualifying LTV | 68.69 | 69 | Verified LTV of 68.69%: Loan Amount XXX / Appraised Value XXX = XXX% |
| OBX26INV1376 | Total Qualified Assets Post-Close | 74582.71 | 77962.61 | Verified Total Qualified Assets Post Close amount of XXX after XXX cash to close from borrower. |
| OBX26INV1376 | Qualifying Total Debt Income Ratio | 28.14 | 28.09 | Verified DTI of XXX%: Total Debt XXX / Total Income XXX x XXX = XXX% |
| OBX26INV1360 | Note Date | XX/XX/XXXX | XX/XX/XXXX | verified off the Note in file |
| OBX26INV1360 | Property Address | XXX | XXX | . |
| OBX26INV1360 | Total Qualified Assets Post-Close | 66966.2 | 148841.09 | Assets verified off the Bank Statements in file |
| OBX26INV1360 | Qualifying Total Debt Income Ratio | 18.48 | 18.34 | Added XXX account which is a Balance monthly into the DTI with a payment of XXX DTI increased slightly. |
| OBX26INV1375 | Property Address | XXX | XXX | . |
| OBX26INV1375 | Total Qualified Assets Post-Close | 319107.13 | 321076.91 | Assets Verified off the bank Statement in file |
| OBX26INV1375 | Qualifying Total Debt Income Ratio | 21.89 | 22 | DTI Rounded up on LP |
| OBX26INV1415 | Total Monthly Property Insurance Amount | 75.61 | 200 | See Dec Page |
| OBX26INV1415 | Total Qualified Assets Post-Close | 556555.09 | 687303.75 | See assets |
| OBX26INV1415 | Qualifying Total Debt Income Ratio | 15.82 | 16 | Rounding |
| OBX26INV1215 | Property Address | XXX | XXX | per Note |
| OBX26INV1215 | Total Monthly Property Insurance Amount | 287.92 | 210.64 | XXX includes hazard and flood vs XXX is hazard only |
| OBX26INV1215 | Total Qualified Assets Post-Close | 149031.1 | 239921.73 | assets available after closing |
| OBX26INV1390 | Total Monthly Property Insurance Amount | 197.02 | 150 | The monthly hazard amount is XXX (pg XXX) |
| OBX26INV1390 | Total Qualified Assets Post-Close | 23440.12 | 98622.46 | XXX is the amount of assets post closed |
| OBX26INV1355 | Qualifying FICO | 801 | 0 | The score is XXX (pg XXX) |
| OBX26INV1355 | Qualifying CLTV | 73.79 | 74 | The total : XXX (loan amount)/$XXX(appraised value) = XXX% (mtg Note page XXX and Appraisal page XXX) |
| OBX26INV1355 | Qualifying LTV | 73.79 | 74 | The total : XXX (loan amount)/$XXX(appraised value) = XXX% (mtg Note page XXX and Appraisal page XXX) |
| OBX26INV1355 | Qualifying Total Debt Income Ratio | 38.71 | 35.36 | The recalculate Total Qualifying DTI is $XXX(total housing payment) XXX (total debt) XXX (subject's total debt) + XXX (neg rent) = $XXX/$XXX (qualifying total monthly income) = XXX%. The discrepancy is the the 1st lien monthly payment amount of $XXX. The total DTI is still within lender's guidelines. |
| OBX26INV1217 | Property Address | XXX | XXX | per Note |
| OBX26INV1217 | Total Qualified Assets Post-Close | 22119.62 | 98634.06 | assets available after closing |
| OBX26INV1382 | Total Qualified Assets Post-Close | 32245.79 | 112458.1 | See Asset Docs |
| OBX26INV1382 | Qualifying Total Debt Income Ratio | 36.68 | 36.126 | XXX |
| OBX26INV1314 | Borrower 1 Self-Employment Flag | Yes | No | Per Final 1003 |
| OBX26INV1314 | Qualifying FICO | 788 | 0 | Per Credit Report |
| OBX26INV1314 | Total Qualified Assets Post-Close | 1033875.97 | 2237393 | Per Tax Returns |
| OBX26INV1314 | Qualifying Total Debt Income Ratio | 19.38 | 19 | Rounding |
| OBX26INV1299 | Property Address | XXX | XXX | Same address not in caps |
| OBX26INV1299 | Borrower 1 Self-Employment Flag | Yes | No | Per 1003 and tax returns |
| OBX26INV1299 | Borrower 2 Self-Employment Flag | Yes | No | Per 1003 and tax returns |
| OBX26INV1299 | Total Qualified Assets Post-Close | 543019.91 | 597788 | Per assets |
| OBX26INV1413 | Total Qualified Assets Post-Close | 608266.99 | 475912.71 | Assets verified off the bank Statements in file |
| OBX26INV1413 | Qualifying Total Debt Income Ratio | 39.25 | 39 | DTI matches XXX |
| OBX26INV1283 | Borrower 1 Last Name | XXX | XXX | Per note |
| OBX26INV1283 | Total Monthly Property Insurance Amount | 207.37 | 143.33 | Per hazard policy |
| OBX26INV1283 | Total Qualified Assets Post-Close | 488022.47 | 612027.63 | Per assets |
| OBX26INV1283 | Qualifying Total Debt Income Ratio | 34.71 | 35 | Per DTI |
| OBX26INV1310 | Property County | XXX | XXX | Per Deed of Trust |
| OBX26INV1310 | Total Monthly Property Insurance Amount | 130.01 | 130.02 | Per Hazard policy |
| OBX26INV1310 | Total Qualified Assets Post-Close | 128043.81 | 228984 | Per assets |
| OBX26INV1310 | Qualifying Total Debt Income Ratio | 44.31 | 14 | Per LP |
| OBX26INV1317 | Property Address | XXX | XXX | Per Note |
| OBX26INV1317 | Property County | XXX | XXX | Per deed of trust |
| OBX26INV1317 | Total Qualified Assets Post-Close | 224281.44 | 414828 | Per assets |
| OBX26INV1317 | Qualifying Total Debt Income Ratio | 27.84 | 28 | Per DTI |
| OBX26INV1408 | Property Address | XXX | XXX | per Note/Capitalization |
| OBX26INV1408 | Total Qualified Assets Post-Close | 472029.17 | 713828.97 | per Asset Documents |
| OBX26INV1384 | Total Qualified Assets Post-Close | 520340.27 | 737834.07 | XXX funds was verified which matches DU & 1003. |
| OBX26INV1384 | Qualifying Total Debt Income Ratio | 45.04 | 45.03 | Looks like LM rounded the total DTI up from XXX% to XXX%. |
| OBX26INV1350 | Borrower 1 Citizen | XXX | XXX | Reviewed and Accepted |
| OBX26INV1350 | Borrower 1 First Name | XXX | XXX | Reviewed and Accepted |
| OBX26INV1350 | Total Qualified Assets Post-Close | 69202.47 | 70524.34 | Reviewed and Accepted |
| OBX26INV1350 | Qualifying Total Debt Income Ratio | 3.28 | 32 | Reviewed and Accepted |
| OBX26INV1250 | Total Monthly Property Insurance Amount | 95.08 | 95.09 | Reviewed and Audited |
| OBX26INV1250 | Total Qualified Assets Post-Close | 84941.59 | 154721.07 | Reviewed and Audited |
| OBX26INV1250 | Qualifying Total Debt Income Ratio | 35.69 | 36 | Reviewed and Audited |
| OBX26INV1377 | Qualifying Total Debt Income Ratio | 34.59 | 35 | Total expenses XXX (primary XXX + subject net rent loss XXX + other rental loss XXX + other monthly $XXX) / total income $XXX= XXX% |
| OBX26INV1439 | Total Qualified Assets Post-Close | 75575.96 | 201275.56 | Verified XXX in assets per the stmnts the lender provided. |
| OBX26INV1251 | Total Monthly Property Insurance Amount | 1366.83 | 809.5 | Total payment includes Flood Insurance and Hazard monthly Premium |
| OBX26INV1251 | Total Qualified Assets Post-Close | 136252.9 | 329660.88 | Assets verified off the bank Statement in file |
| OBX26INV1251 | Qualifying Total Debt Income Ratio | 41.58 | 42 | DTI Rounded up on AUS |
| OBX26INV1343 | Total Qualified Assets Post-Close | 57325.71 | 222325.59 | Assets verified off Bank Statement in file |
| OBX26INV1343 | Qualifying Total Debt Income Ratio | 43.2 | 43 | B1 income recalculated lower than the the Lender income. DTI increased slightly but within tolerance |
| OBX26INV1329 | Borrower 1 Citizen | XXX | XXX | Borrower is a XXX |
| OBX26INV1329 | Property County | XXX | XXX | County verified on page XXX of DOT as XXX County |
| OBX26INV1329 | Total Monthly Property Insurance Amount | 59.17 | 5917 | monthly Premium is XXX not XXX Missed decimal point |
| OBX26INV1329 | Total Qualified Assets Post-Close | 245732.77 | 249054 | Assets verified off bank Statement in file |
| OBX26INV1329 | Qualifying Total Debt Income Ratio | 49.9 | 49.89 | DTI Fail - Rental income / Loss calculated off Sch E from the XXX tax returns. Rental income from Subject property was XXX versus the XXX disclosed by Lender. HOA amount used by lender is XXX however Tax returns shows as XXX This slightly reduced the net income. Also even though Auditor rental income for properties located at XXX XXX and XXX XXX XXX is higher on the worksheet, Lender income disclosed on the Final 1003 was used. Using the income as verified the DTI changed from XXX to XXX which exceeds the DTI max allowed per AUS. Income worksheet for Rental and W2 provided to support income used |
| OBX26INV1242 | Total Qualified Assets Post-Close | 98320.11 | 115691.54 | XXX is the amount of assets post closed |
| OBX26INV1410 | Total Closing Costs | 6470.53 | 4919 | See Final CD |
| OBX26INV1410 | Total Qualified Assets Post-Close | 152699.61 | 251227.89 | See Assets |
| OBX26INV1410 | Qualifying Total Debt Income Ratio | 24.79 | 25 | Rounding |
| OBX26INV1431 | Total Qualified Assets Post-Close | 35627.69 | 138013 | Unsure what's wrong with this |
| OBX26INV1421 | Total Qualified Assets Post-Close | 150676.68 | 125676.68 | See Bank Statements |
| OBX26INV1421 | Qualifying Total Debt Income Ratio | 34.23 | 34 | Rounding |
| OBX26INV1418 | Occupancy | Second Home | Primary Residence | Subject was confirmed to be secondhome. |
| OBX26INV1409 | Total Qualified Assets Post-Close | 38858.71 | 127509 | $XXX Total available assets verified by Audit. XXX total verified assets by Lender/AUS. The difference is the lender did not update the AUS with the most recent Statement that has a higher balance for XXX #XXX. |
| OBX26INV1409 | Qualifying Total Debt Income Ratio | 20.74 | 21 | XX/XX/XXXX is the AUS rounded up DTI. XXX is the Audit dti. B1 - $XXX. BASE. XXX monthly. The lender rounded up to XXX Audit is using the actual monthly income of $XXX. |
| OBX26INV1395 | Total Closing Costs | 8528.73 | 17500 | Per CD |
| OBX26INV1395 | Borrower 1 FTHB | true | false | Per 1003 |
| OBX26INV1395 | Total Monthly Property Insurance Amount | 33.58 | 33.59 | Per hazard policy |
| OBX26INV1395 | Total Qualified Assets Post-Close | 24657.65 | 419175.73 | Per assets |
| OBX26INV1395 | Qualifying Total Debt Income Ratio | 43.37 | 43 | Per LP and XXX |
| OBX26INV1352 | Total Monthly Property Insurance Amount | 130.01 | 130.02 | Per hazard policy |
| OBX26INV1352 | Total Qualified Assets Post-Close | 129816.01 | 179809 | Per assets |
| OBX26INV1352 | Qualifying Total Debt Income Ratio | 42.81 | 14 | Per DTI/LP |
| OBX26INV1445 | Total Closing Costs | 25554.26 | 129.5 | per Final CD |
| OBX26INV1445 | Borrower 1 FTHB | true | false | per Final 1003 B! is a FTHB |
| OBX26INV1234 | Property Address | XXX | XXX | Same address except for XXX is in all CAPS. |
| OBX26INV1234 | Borrower 1 Citizen | XXX | XXX | B1 appears is a XXX & this doc was provided on pg XXX |
| OBX26INV1234 | Total Monthly Property Insurance Amount | 259.73 | 162.12 | The monthly HOI pymnt per the HOI policy provided by the lender is $XXX. |
| OBX26INV1234 | Total Qualified Assets Post-Close | 110920.13 | 214092.98 | The lender provided assets stmnts showing a total of XXX in assets. |
| OBX26INV1248 | Qualifying LTV | 60.12 | 61 | Per LTV |
| OBX26INV1248 | Qualifying CLTV | 60.12 | 61 | Per CLTV |
| OBX26INV1293 | Total Qualified Assets Post-Close | 2163846.63 | 2317409.01 | Total Qualified Assets minus down payment |
| OBX26INV1293 | Qualifying Total Debt Income Ratio | 47.24 | 47 | within XXX% variance |
| OBX26INV1247 | Property County | XXX | XXX | per Appraisal |
| OBX26INV1247 | Total Monthly Property Insurance Amount | 73.42 | 50 | Hazard Ins Premium is $XXX/XXX= XXX |
| OBX26INV1247 | Total Qualified Assets Post-Close | 218930.67 | 355064.26 | per Asset Documents/ XXX% of 401K |
| OBX26INV1247 | Qualifying Total Debt Income Ratio | 43.32 | 43.7 | with XXX% variance |
| OBX26INV1295 | Borrower 1 Self-Employment Flag | Yes | No | B1 is self XXX. |
| OBX26INV1295 | Total Qualified Assets Post-Close | 294702.27 | 463045.08 | This is the total of assets |
| OBX26INV1400 | Property Address | XXX | XXX | This is the same address except XXX is in all CAPS. |
| OBX26INV1400 | Total Qualified Assets Post-Close | 77087.28 | 166234 | The auditor used the total asset amt of XXX per the AMX bk stmnt dated XXX/XXX/XXX. |
| OBX26INV1400 | Qualifying Total Debt Income Ratio | 21.3 | 21.15 | The auditor had higher monthly REO tx's than the lender used per the recent title provided by the lender. |
| OBX26INV1368 | Property Address | XXX | XXX | Reviewed and Audited |
| OBX26INV1368 | Total Qualified Assets Post-Close | 32648.16 | 126662 | Reviewed and Audited |
| OBX26INV1368 | Qualifying Total Debt Income Ratio | 34.45 | 34.72 | Reviewed and Audited |
| OBX26INV1429 | Total Closing Costs | 27890.42 | 1774 | Reviewed and Audited |
| OBX26INV1429 | Total Qualified Assets Post-Close | 755773.92 | 820773 | Reviewed and Audited |
| OBX26INV1429 | Qualifying Total Debt Income Ratio | 41.9 | 42.63 | Reviewed and Audited |
| OBX26INV1309 | Total Monthly Property Insurance Amount | 102 | 89.83 | Audited and Reviewed |
| OBX26INV1309 | Qualifying Total Debt Income Ratio | 38.12 | 39 | Audited and Reviewed |
| OBX26INV1041 | Property Address | XXX | XXX | per Note |
| OBX26INV1041 | Qualifying FICO | 804 | 0 | Per credit |
| OBX26INV1041 | Qualifying Total Debt Income Ratio | 36.04 | 34.49 | Per REO docs on file |
| OBX26INV1118 | Borrower 1 Self-Employment Flag | Yes | No | Per income docs |
| OBX26INV1118 | Occupancy | Second Home | Primary Residence | Per 1003 |
| OBX26INV1118 | Total Qualified Assets Post-Close | 4121862.86 | 4390808.32 | Per Assets |
| OBX26INV1118 | Qualifying Total Debt Income Ratio | 39.41 | 38.03 | Per REO on XXX property. CA updated income based on tax return in the file and HOA docs for XXX XXX XXX |
| OBX26INV1258 | Total Monthly Property Insurance Amount | 650 | 174.75 | Insurance premiums verified off the Hazard dec page on page XXX |
| OBX26INV1258 | Total Qualified Assets Post-Close | 410567.44 | 617806.77 | Assets verified off the bank Statements in file |
| OBX26INV1349 | Total Qualified Assets Post-Close | 101501.42 | 167307.55 | Assets verified off Bank Statements |
| OBX26INV1342 | Property Address | XXX | XXX | . |
| OBX26INV1342 | Borrower 1 Self-Employment Flag | Yes | No | Borrowers are self XXX |
| OBX26INV1342 | Borrower 2 Self-Employment Flag | Yes | No | Borrowers are Self XXX |
| OBX26INV1342 | Total Qualified Assets Post-Close | 67378.99 | 70030.94 | Assets Verified off bank Statements in file |
| OBX26INV1342 | Qualifying Total Debt Income Ratio | 44.22 | 43 | Lender did not deduct Meals disclosed on the Tax Returns from the monthly income. When deducted the monthly income reduced from Lender income of XXX to XXX monthly. This caused the DTI to increase from XXX to XXX but still within tolerance |
| OBX26INV1271 | Total Qualified Assets Post-Close | 699586.68 | 769996.27 | XXX is the amount of assets post closed |
| OBX26INV1365 | Property County | XXX | XXX | The subject property's county is XXX (pg XXX) |
| OBX26INV1365 | Total Closing Costs | 7931.51 | 1510 | The total closing cost is XXX (pg XXX) |
| OBX26INV1365 | Qualifying CLTV | 73.51 | 74 | The total : XXX (loan amount)/$XXX(sales price) = XXX% (mtg Note page XXX and Appraisal page XXX) |
| OBX26INV1365 | Qualifying LTV | 73.51 | 74 | The total : XXX (loan amount)/$XXX(sales price) = XXX% (mtg Note page XXX and Appraisal page XXX) |
| OBX26INV1365 | Total Qualified Assets Post-Close | 79807.81 | 282905.81 | XXX is the amount of assets post closed |
| OBX26INV1365 | Qualifying Total Debt Income Ratio | 34.6 | 34.44 | The recalculate Total Qualifying DTI is $XXX(total housing payment) XXX (total debt) XXX neg rent (subject's total debt) = $XXX/$XXX (qualifying total monthly income) = XXX%. The discrepancy is the property tax monthly amount of XXX (tax cert page XXX), the lender used XXX and the neg rent monthly amount for the subject property of XXX (pg XXX), the lender used $XXX. There is a XXX% difference, but it is within the XXX% tolerance. The total DTI is still within lender's guidelines. |
| OBX26INV1225 | Borrower 1 Last Name | XXX | XXX | See ID |
| OBX26INV1225 | Total Closing Costs | 20858.32 | 1178.65 | See CD |
| OBX26INV1225 | Total Qualified Assets Post-Close | 239923.43 | 239923 | Rounding |
| OBX26INV1225 | Qualifying Total Debt Income Ratio | 36.81 | 37 | Rounding |
| OBX26INV1374 | Borrower 1 FTHB | true | false | See 1003 |
| OBX26INV1374 | Qualifying FICO | 808 | 0 | See Credit |
| OBX26INV1374 | Total Monthly Property Insurance Amount | 205.17 | 205.16 | Rounding |
| OBX26INV1374 | Qualifying Total Debt Income Ratio | 49.13 | 50 | Rounding |
| OBX26INV1188 | Total Monthly Property Insurance Amount | 210.52 | 250 | Per insurance policy |
| OBX26INV1188 | Qualifying Total Debt Income Ratio | 41.36 | 41.31 | Final liability review |
| OBX26INV1255 | Total Qualified Assets Post-Close | 161230.42 | 161230.15 | Per the assets stmnts the lender provided we have a total of XXX in assets which matches the lenders 1003. |
| OBX26INV1255 | Qualifying Total Debt Income Ratio | 40.21 | 40 | LP rounded the DTI down to XXX% The lender XXX matches our final ratios of XXX%. |
| OBX26INV1270 | Qualifying FICO | 772 | 0 | See Credit |
| OBX26INV1270 | Total Monthly Property Insurance Amount | 75.17 | 80 | See Dec Page |
| OBX26INV1270 | Qualifying Total Debt Income Ratio | 34.19 | 41 | Unable to determine why lenders DTI was so much higher. Appears they used XXX per month for the XXX vs $XXX. I am Unable to locate any Justification for that amount used on the Final 1003. |
| OBX26INV1279 | Qualifying FICO | 777 | 0 | Mapping issue. |
| OBX26INV1279 | Qualifying LTV | 73.64 | 74 | Rounding. |
| OBX26INV1279 | Qualifying CLTV | 73.64 | 74 | Rounding. |
| OBX26INV1325 | Property Address | XXX | XXX | XXX Workman Avenue per note |
| OBX26INV1325 | Total Monthly Property Insurance Amount | 99.93 | 150 | XXX monthly per the dec page and the final CD |
| OBX26INV1325 | Total Qualified Assets Post-Close | 161674.03 | 218643.31 | $XXX Total available assets by Audit $XXX Total Available assets by lender/AUS. The lender did not update the AUS with the most recent Statement XXX/XXX/XXX. The Audit figure is post closing XXX minus XXX = $XXX. |
| OBX26INV1325 | Qualifying Total Debt Income Ratio | 47.22 | 47 | The DTI is XXX per DU and Audit calculations. |
| OBX26INV1319 | Total Closing Costs | 17777.22 | 10079.8 | XXX per the final CD |
| OBX26INV1319 | Qualifying LTV | 69.45 | 70 | XXX the actual LTV/CLTV. The AUS is rounded up |
| OBX26INV1319 | Qualifying CLTV | 69.45 | 70 | XXX the actual LTV/CLTV. The AUS is rounded up |
| OBX26INV1319 | Total Qualified Assets Post-Close | 182458.97 | 340487.22 | Audit assets are the total post closing. The lenders assets are less than the XXX realtor commission. |
| OBX26INV1265 | Property Address | XXX | XXX | XXX X XXX XXX per the note |
| OBX26INV1265 | Total Qualified Assets Post-Close | 485118.82 | 422768.56 | Audit assets are XXX minus XXX |
| OBX26INV1265 | Qualifying Total Debt Income Ratio | 42.52 | 43 | XXX is rounded up by the AUS |
| OBX26INV1285 | Borrower 1 Citizen | XXX | XXX | See ID |
| OBX26INV1285 | Total Qualified Assets Post-Close | 18627.38 | 80432.74 | See asset Statements |
| OBX26INV1285 | Qualifying Total Debt Income Ratio | 44.98 | 45 | Rounding |
| OBX26INV1432 | Total Qualified Assets Post-Close | 1528754.83 | 1636280.39 | Per assets in file |
| OBX26INV1307 | Total Closing Costs | 9963.67 | 7793.98 | Per Final CD |
| OBX26INV1307 | Total Qualified Assets Post-Close | 98283.9 | 266908.83 | Per final assets |
| OBX26INV1404 | Qualifying CLTV | 61.66 | 62 | The total : XXX (loan amount)/$XXX(appraised value) = XXX% (mtg Note page XXX and Appraisal page XXX) |
| OBX26INV1404 | Qualifying LTV | 61.66 | 62 | The total : XXX (loan amount)/$XXX(appraised value) = XXX% (mtg Note page XXX and Appraisal page XXX) |
| OBX26INV1404 | Total Monthly Property Insurance Amount | 225.04 | 225.05 | The monthly hazard amount is XXX (pg XXX) |
| OBX26INV1202 | Qualifying Interest Rate | 7.375 | 6.99 | As per Note, the Interest Rate is XXX%. tape data rate of XXX% is the rate locked on XX/XX/XXXX per the Interest Rate Lock Agreement dated XXX/XXX/XXX. |
| OBX26INV1202 | Total Qualified Assets Post-Close | 319755.46 | 326950.46 | As per asset total post-close. The tape data is asset total per Final 1003 pre-close. |
| OBX26INV1202 | Qualifying Total Debt Income Ratio | 41.97 | 47 | The audit calculated a lower DTI of XXX% versus the tape data DTI of XXX% that matches the AUS DTI of XXX% This is due to XXX.) a variance in the XXX HOA figure and a variance in the calculation, and XXX.) the audit calculating a lower REO XXX property negative net rent that was based on the Sch E XXX form from the XXX instead of the Form XXX from the borrower's XXX form, in addition to the audit using the correct figure for the mortgage interest on the Sch E versus the lender using a lower, incorrect figure that led to a lower monthly gross rent calculation. |
| OBX26INV1332 | Qualifying FICO | 792 | 0 | per Credit Report |
| OBX26INV1332 | Qualifying Total Debt Income Ratio | 43.94 | 43 | within variance |
| OBX26INV1262 | Total Closing Costs | 15603.62 | 8500 | Total closing cost is correct XXX |
| OBX26INV1262 | Total Qualified Assets Post-Close | 503019.6 | 609714.83 | Total assets were XXX |
| OBX26INV1440 | Property Address | XXX | XXX | is XXX Forecastle Court. |
| OBX26INV1440 | Qualifying LTV | 70.84 | 71 | Based off the XXX price LTV is 71%. |
| OBX26INV1440 | Qualifying CLTV | 70.84 | 71 | Based off the XXX price CLTV is 71%. |
| OBX26INV1440 | Total Monthly Property Insurance Amount | 236.42 | 108.5 | Insurance is correct has wind/hail coverage. |
| OBX26INV1440 | Total Qualified Assets Post-Close | 40618 | 147022.25 | Based off total assets is XXX |
| OBX26INV1440 | Qualifying Total Debt Income Ratio | 35.56 | 35.54 |  |
| OBX26INV1277 | Qualifying FICO | 776 | 0 | The middle credit score per the credit report is XXX |
| OBX26INV1277 | Total Monthly Property Insurance Amount | 99.16 | 71.83 | The monthly HOI pymnt is XXX per the HOI binder provided by the lender. |
| OBX26INV1277 | Qualifying Total Debt Income Ratio | 33.48 | 33.47 | Based on the docs provided by the lender the auditor had a little bit different PITI washes. This being said the DTI is off by XXX% & still falls within the program guidelines as well XXX% tolerance. |
| OBX26INV1267 | Total Qualified Assets Post-Close | 169880.9 | 164880.9 | Reviewed and Audited |
| OBX26INV1267 | Qualifying Total Debt Income Ratio | 43.13 | 43 | Reviewed and Audited |
| OBX26INV1273 | Qualifying LTV | 74.43 | 75 | Loan Amount XXX aus accepted value XXX =XXX% |
| OBX26INV1273 | Qualifying CLTV | 74.43 | 75 | loan amount XXX appraisal value accepted by aus XXX = XXX% |
| OBX26INV1273 | Qualifying Total Debt Income Ratio | 43.17 | 43.16 | total debt XXX (primary XXX + subject XXX + rent loss other reo XXX + other payments $XXX) / total income XXX = XXX% |
| OBX26INV1221 | Property Address | XXX | XXX | Verified address as XXX North Stone Pillar Dr. on the Note document. |
| OBX26INV1221 | Qualifying CLTV | 72.64 | 73 | Verified CLTV of XXX: (Loan Amount: XXX / Appraised Value: $XXX) = XXX% |
| OBX26INV1221 | Qualifying LTV | 72.64 | 73 | Verified LTV of XXX: (Loan Amount: XXX / Appraised Value: $XXX) = XXX% |
| OBX26INV1221 | Total Qualified Assets Post-Close | 194294.15 | 184203.15 | Verified total qualified assets post close amount of XXX (Asset Statement - XX/XX/XXXX to XX/XX/XXXX - $XXX) and (Asset Statement - XX/XX/XXXX to XX/XX/XXXX - $XXX) |
| OBX26INV1256 | Property County | XXX | XXX | True Data typo |
| OBX26INV1256 | Total Qualified Assets Post-Close | 586350.1 | 765801.74 | Assets verified off the bank Statement in file |
| OBX26INV1256 | Qualifying Total Debt Income Ratio | 43.07 | 43 | 1st mortgage P & I increased from XXX to XXX as verified off the Statement in file |
| OBX26INV1338 | Qualifying FICO | 795 | 0 | Fico Score verified off the credit report |
| OBX26INV1338 | Qualifying LTV | 71.45 | 73 | Subject value verified off the Appraisal in file |
| OBX26INV1338 | Qualifying CLTV | 71.45 | 73 | Subject value verified off the Appraisal in file |
| OBX26INV1338 | Qualifying Total Debt Income Ratio | 44.75 | 28.52 | XXX P & I shows an additional XXX for HOA. The Mortgage Statement in file indicates the property mortgage payment includes escrows however the payment on the AUS is higher and it supports the Final 1003 amounts. Used the Lender higher amount to qualify and the DTI increased. |
| OBX26INV1100 | Property Address | XXX | XXX | Reviewed and Audited |
| OBX26INV1100 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Reviewed and Audited |
| OBX26INV1100 | Qualifying FICO | 814 | 0 | Reviewed and Audited |
| OBX26INV1100 | Qualifying LTV | 74.69 | 75 | Reviewed and Audited |
| OBX26INV1100 | Qualifying CLTV | 74.69 | 75 | Reviewed and Audited |
| OBX26INV1100 | Qualifying Total Debt Income Ratio | 23.03 | 23.04 | Reviewed and Audited |
| OBX26INV1426 | Borrower 1 FTHB | true | false | Borrowers are considered first time homebuyers, no properties on credit report |
| OBX26INV1426 | Qualifying FICO | 795 | 0 | The is XXX (pg XXX) |
| OBX26INV1388 | Qualifying CLTV | 72.57 | 72.56 | The total : XXX (loan amount)/$XXX(appraised value) = XXX% (mtg Note page XXX and AVM page XXX). The discrepancy is the AVM in the loan file has the value of XXX the AUS in the loan has a value of XXX Audits needs an updated AUS ran with the AVM value. |
| OBX26INV1388 | Qualifying LTV | 72.57 | 72.56 | The total : XXX (loan amount)/$XXX(appraised value) = XXX% (mtg Note page XXX and AVM page XXX). The discrepancy is the AVM in the loan file has the value of XXX the AUS in the loan has a value of XXX Audits needs an updated AUS ran with the AVM value. |
| OBX26INV1388 | Total Qualified Assets Post-Close | 229854.11 | 427250.25 | XXX |
| OBX26INV1388 | Qualifying Total Debt Income Ratio | 44.06 | 44 | The recalculate Total Qualifying DTI is $XXX(total housing payment) XXX (total debt) XXX (subject's total debt) = $XXX/$XXX (qualifying total monthly income) = XXX%. DTI is still with tolerance. |
| OBX26INV1091 | Occupancy | Investment | Primary Residence | Reviewed and Audited |
| OBX26INV1091 | Qualifying FICO | 821 | 0 | Reviewed and Audited |
| OBX26INV1312 | Total Closing Costs | 9538.6 | -218 | See Final CD |
| OBX26INV1312 | Total Qualified Assets Post-Close | 180019.33 | 180017.62 | See Assets |
| OBX26INV1312 | Qualifying Total Debt Income Ratio | 40.49 | 42.95 | Lender has a higher subject neg cash flow. |
| OBX26INV1263 | Qualifying FICO | 768 | 0 | Per credit report |
| OBX26INV1253 | Borrower 1 Self-Employment Flag | Yes | No | See Income |
| OBX26INV1253 | Qualifying FICO | 766 | 0 | See Credit |
| OBX26INV1434 | Qualifying FICO | 804 | 0 | The is XXX (pg XXX) |
| OBX26INV1441 | Qualifying FICO | 812 | 0 | Fico Score is verified off the Credit report in file |
| OBX26INV1401 | Qualifying FICO | 765 | 0 | FICO Score verified off Credit Report in file |
| OBX26INV1139 | Qualifying FICO | 745 | 0 | Fico Score as verified off the credit report in file |
| OBX26INV1223 | Qualifying FICO | 697 | 0 | See Credit |
| OBX26INV1168 | Qualifying FICO | 746 | 0 | Per credit report |
| OBX26INV1219 | Qualifying FICO | 808 | 0 | AUS and credit report score XXX |
| OBX26INV1430 | Qualifying FICO | 801 | 0 | Middle score XXX |
| OBX26INV1143 | Total Closing Costs | 12303.27 | 2174.34 | Closing costs are correct |
| OBX26INV1143 | Total Qualified Assets Post-Close | 127165.38 | 333413.09 | Post close assets are confirmed |
| OBX26INV1143 | Qualifying Total Debt Income Ratio | 43.66 | 43.56 | DTI is correct |
| OBX26INV1068 | Qualifying FICO | 714 | 0 | As per Credit Report, FICO score is XXX |
| OBX26INV1068 | Qualifying Total Debt Income Ratio | 29.54 | 10.23 | As per Audit DTI calculation. Tape data is the Housing Expense Ratio. |
| OBX26INV1182 | Borrower 1 Self-Employment Flag | Yes | No | B1 is Self XXX and files 1120S Returns |
| OBX26INV1182 | Qualifying FICO | 735 | 0 | Fico Score verified off the Credit report in file |
| OBX26INV1345 | Property Address | XXX | XXX | XXX Morehead Avenue per the note |
| OBX26INV1345 | Qualifying Total Debt Income Ratio | 43.53 | 14 | XXX is the audit DTI. XXX is the AUS DTI. |
| OBX26INV1259 | Total Qualified Assets Post-Close | 139387.93 | 267516.65 | XXX total assets verified by Audit and lender/AUS prior to close. XXX is the assets post closing |
| OBX26INV1259 | Qualifying Total Debt Income Ratio | 45.88 | 46 | XXX is the actual DTI. XXX is the AUS rounded DTI |
| OBX26INV1205 | Property Address | XXX | XXX | Per Note |
| OBX26INV1205 | Total Monthly Property Insurance Amount | 214.78 | 214.79 | Per Haz insurance |
| OBX26INV1205 | Total Qualified Assets Post-Close | 1399324.26 | 1563265 | Per Assets |
| OBX26INV1205 | Qualifying Total Debt Income Ratio | 40.01 | 40.34 | Per income docs |
| OBX26INV1396 | Borrower 1 Self-Employment Flag | Yes | No | The borrower is self XXX. Verified by XXX-S tax returns. |
| OBX26INV1396 | Total Monthly Property Insurance Amount | 108.01 | 87.75 | The tape was not including the voluntary Flood Insurance. |
| OBX26INV1396 | Total Qualified Assets Post-Close | 63178.17 | 170473.18 | Post close assets were calculated and verified. |
| OBX26INV1303 | Total Qualified Assets Post-Close | 38886.36 | 62093.38 | Per assets |
| OBX26INV1303 | Qualifying Total Debt Income Ratio | 49.33 | 50 | Per DTI |
| OBX26INV1454 | Total Qualified Assets Post-Close | 65874.91 | 109181.71 | Per asset documents |
| OBX26INV1454 | Qualifying Total Debt Income Ratio | 43.35 | 43 | Rounding |
| OBX26INV1002 | Property Address | XXX | XXX | Per note |
| OBX26INV1002 | Total Monthly Property Insurance Amount | 195.83 | 98.83 | HOI plus flood insurance |
| OBX26INV1002 | Total Qualified Assets Post-Close | 98662.05 | 210286.44 | Per asset document |
| OBX26INV1016 | Borrower 1 Last Name | XXX | XXX | Per note |
| OBX26INV1016 | Total Qualified Assets Post-Close | 30445.15 | 96234.4 | per asset documents |
| OBX26INV1455 | Total Qualified Assets Post-Close | 59579.77 | 113655.11 | Per asset documents |
| OBX26INV1455 | Qualifying Total Debt Income Ratio | 40.43 | 40.42 | Rounding |
| OBX26INV1037 | Total Monthly Property Insurance Amount | 92.67 | 192.42 | Confirmed with hazard insurance. |
| OBX26INV1037 | Total Qualified Assets Post-Close | 900346.64 | 1051998.87 | Confirmed with system calculations. |
| OBX26INV1037 | Qualifying Total Debt Income Ratio | 38.1 | 38.05 | confirmed |
| OBX26INV1087 | Property Address | XXX | XXX | . |
| OBX26INV1087 | Qualifying Interest Rate | 6.25 | 0.0625 | Note Rate is XXX% off the Note in file |
| OBX26INV1087 | Borrower 2 Self-Employment Flag | No | Yes | Borrower is not Self XXX |
| OBX26INV1087 | Total Qualified Assets Post-Close | 208332.53 | 283678.25 | Assets Verified off the bank Statement in file |
| OBX26INV1085 | Property Address | XXX | XXX | Reviewed and Audited |
| OBX26INV1085 | Qualifying Interest Rate | 7.5 | 0.075 | Reviewed and Audited |
| OBX26INV1085 | Total Monthly Property Insurance Amount | 541.37 | 254.46 | Reviewed and Audited |
| OBX26INV1085 | Total Qualified Assets Post-Close | 28284.1 | 129171.05 | Reviewed and Audited |
| OBX26INV1085 | Qualifying Total Debt Income Ratio | 48.06 | 49 | Reviewed and Audited |
| OBX26INV1266 | Qualifying Interest Rate | 6.624 | 0.06624 | XXX per the note |
| OBX26INV1266 | Qualifying LTV | 75 | 74.99 | The difference is due to system rounding |
| OBX26INV1266 | Qualifying CLTV | 75 | 74.99 | The difference is due to system rounding |
| OBX26INV1266 | Total Qualified Assets Post-Close | 657676.08 | 1160832.53 | $XXX Total available assets verified by Audit $XXX Total available assets verified by Lender/AUS XXX post-closing assets verified by audit Statement account name AE #XXX BAL XXX is listed on the 1003 and entered in the AUS, but the account is not located in the loan file. Pre-UW listed the account and added the page number of XXX which is the note. Audit is unable to locate this account in the file. Finding cited for the Statement, or the AUS must be resubmitted without the account. |
| OBX26INV1266 | Qualifying Total Debt Income Ratio | 43.08 | 43 | XXX is the actual DTI. XXX is the AUS Dti rounded down |
| OBX26INV1294 | Qualifying Interest Rate | 6.875 | 0.06875 | Per Note |
| OBX26INV1294 | Total Qualified Assets Post-Close | 21994.55 | 87377.67 | Per Assets |
| OBX26INV1294 | Qualifying Total Debt Income Ratio | 27.65 | 30 | Per REO docs on fiLe |
| OBX26INV1228 | Property Address | XXX | XXX | XXX Tea Time Trail per the note |
| OBX26INV1228 | Total Closing Costs | 8819.48 | 8500 | XXX per the final CD |
| OBX26INV1228 | Qualifying Interest Rate | 6.5 | 0.065 | XX/XX/XXXX per the note |
| OBX26INV1228 | Total Qualified Assets Post-Close | 230550.24 | 282173.65 | $XXX Total available assets verified by Audit $XXX Total available assets verified by Lender/AUS The difference in balances verified by lender and audit is the lender did not update the higher balance for act #XXX June Statement in the AUS. XXX is the audit verified assets post close. |
| OBX26INV1155 | Property Address | XXX | XXX | is correct |
| OBX26INV1155 | Qualifying Interest Rate | 6.624 | 0.06624 | interest rate is correct |
| OBX26INV1155 | Qualifying LTV | 73.81 | 73.8 | LTV/CLTV is correct |
| OBX26INV1155 | Qualifying CLTV | 73.81 | 73.8 | LTV/CLTV is correct |
| OBX26INV1155 | Total Qualified Assets Post-Close | 58206 | 179686.6 | Post close assets |
| OBX26INV1155 | Qualifying Total Debt Income Ratio | 32.01 | 33 | dti is correct |
| OBX26INV1159 | Total Qualified Assets Post-Close | 143663.3 | 238859.03 | Post close assets are confirmed |
| OBX26INV1159 | Total Monthly Property Insurance Amount | 72.14 | 72.15 | insurance is correct |
| OBX26INV1159 | Qualifying Total Debt Income Ratio | 31.77 | 32 | dti is correct |
| OBX26INV1084 | Qualifying Interest Rate | 7.5 | 0.075 | interest rate is correct |
| OBX26INV1084 | Total Monthly Property Insurance Amount | 291.76 | 127.08 | settlement address correct |
| OBX26INV1084 | Total Qualified Assets Post-Close | 111739.96 | 210723.21 | Post close assets are correct |
| OBX26INV1302 | Qualifying Interest Rate | 6.5 | 0.065 | XX/XX/XXXX note rate per the note |
| OBX26INV1302 | Total Qualified Assets Post-Close | 113447.37 | 114130.37 | $XXX Total available assets verified by Audit & Lender/AUS |
| OBX26INV1291 | Property Address | XXX | XXX | XXX XXX per the note |
| OBX26INV1291 | Qualifying Interest Rate | 6.99 | 0.0699 | XXX per the note |
| OBX26INV1291 | Total Monthly Property Insurance Amount | 87.83 | 87.84 | $XXX/XXX=$XXX per the hazard dec page |
| OBX26INV1291 | Total Qualified Assets Post-Close | 1137962.57 | 1221944.78 | $XXX Total available assets verified by Audit $XXX Total available assets verified by Lender/AUS $XXX Total Verified assets by Audit Post closing |
| OBX26INV1176 | Qualifying Interest Rate | 6.624 | 0.06624 | Per Note |
| OBX26INV1176 | Total Qualified Assets Post-Close | 132397.48 | 284385.83 | Per Assets |
| OBX26INV1176 | Qualifying Total Debt Income Ratio | 27.23 | 26.17 | Per REO docs |
| OBX26INV1127 | Qualifying Interest Rate | 6.99 | 0.0699 | As per Note. Tape Data is same Interest Rate that is a fraction of XXX. |
| OBX26INV1127 | Total Qualified Assets Post-Close | 554454.77 | 536650.79 | As per audit total assets post-closing. Tape data is pre-closing assets as shown on Final 1003. |
| OBX26INV1189 | Qualifying Interest Rate | 6.49 | 0.0649 | As per Note, the interest rate is XXX%. Tape data is fraction of XXX |
| OBX26INV1189 | Borrower 1 Self-Employment Flag | Yes | No | The borrower is Self-XXX for secondary and tertiary jobs. |
| OBX26INV1189 | Qualifying CLTV | 72.74 | 73 | Tape data is rounded up and matches AUS, which is rounded up. |
| OBX26INV1189 | Qualifying LTV | 72.74 | 73 | Tape data is rounded up and matches AUS, which is rounded up. |
| OBX26INV1189 | Qualifying Total Debt Income Ratio | 34.8 | 35.11 | XXX.) B1 Wage Bonus Income Calculation (Cigna Evernorth Services Inc.) - The paystubs show the borrower is paid bi-weekly and is paid around XXX days after the pay period end date. Therefore, the first pay period of the XXX YTD would be XXX/XXX/XXX-XXX/XXX/XXX. Lender calculated Bonus income using XXX pay of XXX + XXX pay of XXX / XX/XX/XXXX months from XX/XX/XXXX = $XXX. The audit calculated Bonus income of XXX for the YTD + Prior Yr Average using the correct XXX timeframe of XXX/XXX/XXX-XXX/XXX/XXX, which totaled XXX months for XXX/XXX. XXX.) The AUS qualified the rental property at XXX XXX with negative net rent of XXX However, the lender income calculation worksheets and the audit calculated Sch E net rent of -$XXX. |
| OBX26INV1452 | Property Address | XXX | XXX | Per note |
| OBX26INV1452 | Qualifying Interest Rate | 6.375 | 0.06375 | Per note |
| OBX26INV1452 | Total Qualified Assets Post-Close | 33929.29 | 110861.35 | Per asset documents |
| OBX26INV1264 | Property Address | XXX | XXX | Tape data is ALL CAPS. |
| OBX26INV1264 | Qualifying Interest Rate | 6.875 | 0.0725 | As per Note interest rate. Tape data is the interest rate of the other XXX loans originated by the borrower with the same lender XXX days prior to the subject loan origniation. |
| OBX26INV1264 | Total Qualified Assets Post-Close | 481624.94 | 310847.36 | As per total assets post-closing per audit, including the cash-out received from the XXXs closed XXX days prior to the subject loan origination. Tape data is the total assets pre-closing, which does not include the Other Assets section of the Final 1003 that Stated the Proceeds from Secured Loans. |
| OBX26INV1264 | Qualifying Total Debt Income Ratio | 48.48 | 48 | As per audit DTI calculation. Tape data is rounded down as per AUS. |
| OBX26INV1211 | Qualifying Interest Rate | 6.25 | 0.0625 | Per Note |
| OBX26INV1211 | Total Qualified Assets Post-Close | 51793.94 | 130939.43 | per Assets |
| OBX26INV1211 | Qualifying Total Debt Income Ratio | 34.26 | 34 | Per Aus LP rounding |
| OBX26INV1451 | Property Address | XXX | XXX | Per note |
| OBX26INV1451 | Qualifying Interest Rate | 7.25 | 0.0725 | Per note |
| OBX26INV1451 | Total Closing Costs | 16418.4 | 21375 | Per final closing documents |
| OBX26INV1451 | Total Qualified Assets Post-Close | 734830.26 | 922632.99 | Per asset document |
| OBX26INV1451 | Qualifying Total Debt Income Ratio | 22.33 | 22 | Rounding |
| OBX26INV1389 | Qualifying Interest Rate | 7.625 | 0.07625 | Per note |
| OBX26INV1389 | Total Qualified Assets Post-Close | 1048508.94 | 1168590.55 | Per assets |
| OBX26INV1389 | Qualifying Total Debt Income Ratio | 8.36 | 8 | Per DTI |
| OBX26INV1457 | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1457 | Borrower 2 Marital Status | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1457 | Total Qualified Assets Post-Close | 39367.41 | 84821.76 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1461 | Property Address | XXX | XXX | Due to caps |
| OBX26INV1461 | Qualifying Interest Rate | 7.125 | 0.07125 | Confirmed |
| OBX26INV1461 | Total Qualified Assets Post-Close | 17769.91 | 30210.08 | Confirmed with system calculations |
| OBX26INV1461 | Qualifying Total Debt Income Ratio | 38.49 | 37.67 |  |
| OBX26INV1448 | Property Address | XXX | XXX | The loan note States the as XXX XXX (pg XXX) |
| OBX26INV1448 | Qualifying Interest Rate | 6.99 | 0.0699 | The is XXX per the AUS in the file (pg XXX) |
| OBX26INV1448 | Qualifying LTV | 67.59 | 68 | The is $XXX(Loan amount pg XXX)/$XXX(value pg XXX)= XXX% |
| OBX26INV1448 | Qualifying CLTV | 67.59 | 68 | The is $XXX(Loan amount pg XXX)/$XXX(value pg XXX)= XXX% |
| OBX26INV1448 | Total Monthly Property Insurance Amount | 140.46 | 140.45 | The monthly hazard amount is XXX (pg XXX) |
| OBX26INV1448 | Qualifying Total Debt Income Ratio | 46.25 | 46.24 | The recalculate Total Qualifying DTI is $XXX(total housing payment) XXX (total debts))= $XXX/$XXX(qualifying total monthly income) = XXX%. |
| OBX26INV1456 | Property Address | XXX | XXX | Per note |
| OBX26INV1456 | Qualifying Interest Rate | 7.25 | 0.0725 | Per note |
| OBX26INV1456 | Total Monthly Property Insurance Amount | 86.54 | 86.53 | Rounding |
| OBX26INV1456 | Total Qualified Assets Post-Close | 29035.46 | 99466.19 | Per asset documents |
| OBX26INV1456 | Qualifying Total Debt Income Ratio | 27.09 | 27 | Rounding |
| OBX26INV1464 | Qualifying Interest Rate | 6.625 | 0.06625 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1464 | Total Qualified Assets Post-Close | 84091.42 | 137024.05 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX26INV1464 | Qualifying Total Debt Income Ratio | 44.41 | 44.72 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1459 | Qualifying Interest Rate | 6.75 | 0.0675 | Per note |
| OBX26INV1459 | Borrower 1 FTHB | true | false | Per final application |
| OBX26INV1459 | Total Qualified Assets Post-Close | 52185.57 | 105630.96 | Per asset documents |
| OBX26INV1459 | Qualifying Total Debt Income Ratio | 46.98 | 47 | Rounding |
| OBX26INV1038 | Primary Mortgage or Rent Times 60 | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1038 | Primary Mortgage or Rent Times 30 | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1038 | Total Qualified Assets Post-Close | 329738.86 | 41949 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX26INV1038 | Qualifying Total Debt Income Ratio | 49.55 | 49.54 | Discrepancy is due to data entry, True data is correct. |
| OBX26INV1462 | Property Address | XXX | XXX | Due to caps |
| OBX26INV1462 | Qualifying Interest Rate | 7 | 0.07 | Confirmed with the note |
| OBX26INV1462 | Qualifying LTV | 75.41 | 75.4 | Rounding |
| OBX26INV1462 | Qualifying CLTV | 75.41 | 75.4 | Rounding |
| OBX26INV1462 | Total Monthly Property Insurance Amount | 91.6 | 136.53 | Confirmed with hazard ins policy |
| OBX26INV1462 | Total Qualified Assets Post-Close | 17475.2 | 92818.46 | Confirmed with system calculations |
| OBX26INV1462 | Qualifying Total Debt Income Ratio | 23.03 | 23 | Rounding |

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## Exhibit 99.4

**Exhibit 99.4 Schedule 2**

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| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** |
| OBX26INV1001 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Curative | 08/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/31/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1001 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Curative | 08/12/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing property profile report for the property at XXX reflecting the property is owned free and clear. Missing insurance policy for the property at XXX-XXX XXX. | Property docs | 08/15/2025 | Lender provided property profile for property XXX XXX XXX verifying property has a commercial loan and provided the credit report supplement verifying the the XXX XXX mortgage account on the credit report is for that property. Lender also provided insurance information for property XXX-XXX XXX. Condition cleared.; Borrower 1 Credit Report is not partially present. | 09/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1001 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Curative | 08/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 08/22/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Loan Review Complete | 09/19/2025 | Resolved | XXX | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Missing XXX mo. satisfactory mortgage rating per DU approval for the property at XXX (XXX). Also need to confirm P&I. Additional conditions may apply. New HELOC document/ Approval in file for XXX that is unexplained from XXX XXX. It doesn't have a on it. It is a HELOC. Please note there is an email in file about a XXX HELOC but it is related to an OLD HELOC. Could not locate an open HELOC on the credit report. Email says they were going to close it out prior to or at closing. Please address this as well. Additional conditions may apply. | Credit Supplement \| ; Credit Supplement \| ; XXX HELOC; XXX HELOC docs | 10/23/2025 | Lender provided credit supplement verifying the previous HELOC is closed wit a zero balance. Condition cleared.; Housing History Meets Guideline Requirements; lender provided HELOC documentation verifying an estimated payment of XXX on property XXX XXX which matches the 1003. Please provide verification the old HELOC mentioned in LOE has been closed. Condition retained.; Housing History Does Not Meet Guideline Requirements Missing XXX mo. satisfactory mortgage rating per DU approval for the property at XXX XXX(XXX). Also need to confirm P&I. Additional conditions may apply. New HELOC document/ Approval in file for XXX that is unexplained from XXX FCU. It doesn't have a on it. It is a HELOC. Please note there is an email in file about a XXX HELOC but it is related to an OLD HELOC. Could not locate an open HELOC on the credit report. Email says they were going to close it out prior to or at closing. Please address this as well. Additional conditions may apply. | 10/24/2025 | C A |
| OBX26INV1004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Loan Review Complete | 09/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 09/23/2025 | C A |
| OBX26INV1023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 09/24/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. File is missing a signed and dated LOE regarding the address located at XXX XXX XXX listed on the fraud and credit report. Additional conditions may apply. | LOE | 10/07/2025 | Lender provided LOE and Audit re-reviewed file. Condition cleared.; Audit reviewed Lenders response, however; Please provide property profile or title report verifying borrower has no interest in XXX XXX XXX Condition remains. | 10/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 09/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 09/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 09/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 09/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 09/29/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing proof of PITI for the property at XXX XXX. Final 1003 shows total PITIA at XXX per month. Please note HOA in file shows a XXX per month payment for the HOA on this property. Additional conditions may apply. Missing proof of current residence rental in the amount of XXX per month as the subj. property is an XXX property.. Provide at a minimum a current Lease confirming the XXX per month. Additional conditions may apply. | Page XXX is the hoa for XXX and attached is the mortgage Statement showing that the escrow includes taxes and insurance; Lease extension | 10/22/2025 | Lender provided mortgage Statement for property XXX verifying escrows include both taxes and insurance. The HOA for property is in the loan file on page XXX Condition cleared.; Borrower 1 Credit Report is not partially present.; Lender provided verification of Borrower's rent of $XXX; however, did not provide verification of PITIA for property XXX XXX. Condition retained. | 10/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 09/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 09/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/01/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1024 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/06/2025 | Resolved | XXX | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:[[(12 CFR ##_DH_##(ii))]] The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three XXX days before consummation. Documentation required: provide documentation to show the borrower received the initial CD at least XXX days prior to consummation. | initial CD received on XXX/XXX; econsent submitted on the other condition; econsent submitted on the other loan | 10/20/2025 | Lender provided verification of Borrower's receipt of CD dated XXX/XXX/XXX. Condition cleared.; Lender provided verification of Borrower's receipt of CD dated XXX/XXX/XXX. Condition cleared.; Lender provided verification of Borrower's receipt of CD dated XXX/XXX/XXX. Condition cleared.; Lender provided verification of Borrower's receipt of CD dated XXX/XXX/XXX. Condition cleared.; Finding remains as the CD verifies the Date received was only XXX days prior to consummation, e-consent received does not verify CD issues XXX days prior to consummation. ; | 10/22/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1024 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/06/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The blend document in file indicates electronic consent is pending | econsent | 10/10/2025 | Condition cleared as we have received the missing e-consent. ; Evidence of eConsent is provided.; Material; Material | 10/14/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1024 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/07/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/14/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1024 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/06/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/13/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/07/2025 | Resolved | XXX | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. Missing signed/certified copy of HUD XXX for sale of property with a minimum of XXX HUD in file is an estimate and is not signed. | certified copy of final cd for XXX and confirm signing isn't required upld; seller's final | 10/29/2025 | Lender provided final certified settlement Statement reflecting proceeds of $XXX. Condition cleared.; Asset Record XXX Meets G/L Requirements; Lender provided a Seller's CD; however, it is not signed or stamped and certified by the title company. Condition retained. | 10/31/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/07/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 10/14/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/07/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/13/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/08/2025 | Resolved | XXX | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/XXX Missing. Missing prior year W-2. Per AUS, borrower's income must be supported by either a YTD paystub documenting all YTD earnings and W-2(s) for the most recent calendar year, or a written VOE documenting all YTD earnings and earnings for the most recent calendar year. (Hire date XXX/XXX/XXX). Additional conditions may apply. | XXX W2 | 10/28/2025 | Lender provided W2 and LOE. Condition cleared.; Borrower 1 W2/XXX Provided | 10/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party valuation product provided within tolerance. | 10/14/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/13/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Curative | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order CDA |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Curative | 10/10/2025 | Resolved | XXX | Credit | Asset 4 Does Not Meet Guideline Requirements | Asset 4 Does Not Meet Guideline Requirements Lender to provide XXX mos latest bank stmts or VOD for XXX account ending in XXX Letter was provided from the bank showing only the balance of $XXX. DU approval requires above documents to confirm no large deposits. Additional conditions may apply. | XXXXX Memo | 10/17/2025 | Condition cleared as we have received evidence of the asset account details. ; Asset 4 Meets Guideline Requirements Or Not Applicable | 10/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Curative | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/13/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX) File is missing the mortgage Statement for the property located at XXX-XXX XXX in order to determine if payment is escrowed. XXX) Missing HOA Statement, or evidence of no HOA for the properties located at XXX-XXX XXX. XXX/XXX screenshot is not acceptable for HOA documentation. Please provide documentation from HOA, Statements, Appraisal, or LOE from the borrower. Additional conditions may apply. | XXX VOM | 10/20/2025 | Lender provided mortgage Statement for property XXX-XXX XXX reflecting escrows include both taxes and insurance. Lender also provided a LOE indicating no HOA fees; however, it is not signed. Audit search of property supports property does not have HOA fees. Condition cleared.; Borrower 1 Credit Report is not partially present. | 10/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. File is missing a VOM for the borrower's XXX located at XXX XXX. Additional conditions may apply. | VOR | 10/20/2025 | Lender provided copy of fully executed Lease Extension reflecting monthly payment of XXX and the bank Statements in file supports XXX months payment of XXX to the leasing company, supporting the Final 1003 reflecting Borrower's rent on XXX, which meets AUS and FNMA requirements. Condition cleared.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 10/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM provided shows a score of XXX% and FSC of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. |  |  | Third party valuation product provided within tolerance. | 10/14/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1059 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1059 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1059 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1034 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1056 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1056 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1056 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation. |  |  | Third party valuation product provided within tolerance. | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1072 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/11/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Document PITIA for the XXX in the amount of $XXX. Missing HOA dues in the amount of XXX monthly. | HOA | 10/29/2025 | Lender provided verification of HOA fees for Borrower's XXX at XXX XXX. The mortgage Statement in file reflects escrows. Using the tax amount from the fraud report, it could be determined the escrows include both taxes and insurance. Condition cleared.; Borrower 1 Credit Report is not partially present. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.51% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.51% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1072 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/11/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 70% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1072 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/11/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/21/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 70% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1072 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/11/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 70% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1097 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Curative | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline CLTV of 70% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CCLTV of 70% D A |
| OBX26INV1097 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Curative | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.46% is less than Guideline CLTV of 69.46% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.46% is less than Guideline CCLTV of 69.46% D A |
| OBX26INV1055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Acknowledged | XXX | Credit | HO6 Insurance Policy Effective Date is after the Note Date | HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the of XX/XX/XXXX Missing Insurance policy with effective date of XXX/XXX/XXX. | Agent confirmation; Attestation; The Master HOA policy covers walls out therefore the effective date of XX/XX/XXXX is sufficient for the H-XXX | 11/06/2025 | Received - PCI - no damage - XXX approved downgrade to B - condition Acknowledged; Lender provided email correspondence from insurance company reflecting no claims made on subject property between XX/XX/XXXX - XXX/XXX/XXX. XXX must approve downgrade of finding. Condition retained.; Lender provided an attestation there were no claims; however, did not provide documentation from insurance company of no claims. XXX approval required for downgrade of finding. Condition retained.; Lender provided HO-6 Insurance Policy; however, the effective date is XXX/XXX/XXX, which is after the of XXX/XXX/XXX. Condition retained.; HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the of XX/XX/XXXX | 12/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.46% is less than Guideline LTV of 69.46% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.46% is less than Guideline CLTV of 61.5% A |
| OBX26INV1055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Rescinded | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than AUS Required Reserves of XXX month(s) Missing sufficient assets to cover required reserves. | - Per DU required reserves are $XXX. \| \| - Required funds: EMD XXX + cash from borrower XXX = sub-total XXX + reserves XXX = total XXX \| \| - Verified: EMD XXX + cash XXX = XXX | 10/29/2025 | Audit reviewed Lender's response and has determined the total verified assets in the loan file is XXX which includes verified assets from bank Statements of XXX plus XXX EMD are sufficient for closing costs of XXX + XXX EMD + XXX required reserves for total required assets of $XXX. Condition rescinded.; Audited Reserves of XX/XX/XXXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) | 10/30/2025 | D B A |
| OBX26INV1055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | The Final 1003 is Missing | The Final 1003 is Missing Missing Final 1003's for both borrowers. | Final 1003 | 10/28/2025 | Lender provided Final 1003. Condition cleared.; The Final 1003 is Present | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.5% is less than Guideline CLTV of 61.5% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.5% is less than Guideline CLTV of 61.5% A |
| OBX26INV1055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Third Party Fraud Report is provided | 10/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.5% is less than Guideline CLTV of 61.5% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.5% is less than Guideline CLTV of 61.5% A |
| OBX26INV1055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.5% is less than Guideline CLTV of 61.5% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.5% is less than Guideline CLTV of 61.5% A |
| OBX26INV1064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% | When you compare your calculations to ours, can you identify the discrepancy? The LAS Report is not available in the Clarity portal so I don't know how you arrived at XXX%. Thanks! | 11/07/2025 | Audit reviewed Lender's response and has determined re-calculated audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX% and tape value of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% Audit reviewed Lender's response and has determined re-calculated audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX% and tape value of XXX%. Condition cleared.; Audited DTI of XXX% exceeds Guideline DTI of XXX% Per AUS | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Rescinded | XXX | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) | How did you calculate XXX month(s) | 11/05/2025 | Invalid finding, data entry error. Condition rescinded.; Audited Reserves of XX/XX/XXXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) Invalid finding, data entry error. Condition rescinded.; Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) Per AUS | 11/06/2025 | D A |
| OBX26INV1064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Required Third Party Fraud Report is missing for review. Please provide Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Third Party Fraud Report for borrower received and reviewed. | 10/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1101 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.5% is less than Guideline LTV of 61.5% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.5% is less than Guideline LTV of 69.98% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1101 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1101 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance. | 10/16/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1101 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  | PIW is on Data Tape. Condition downgraded to B. | 10/15/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1101 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Rescinded | XXX | Property | Appraisal is Missing | Appraisal is Missing. Client overlay does not allow Property Inspection Waiver. |  |  | PIW is on data tape. Condition rescinded.; Appraisal is Present or is Waived | 10/15/2025 | D B A C |
| OBX26INV1073 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Acknowledged | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XXX-XXX-XXX. Mising hazard insurance with an effective date of XXX/XXX/XXX. | No claims | 11/05/2025 | Received - PCI - no damage - XXX approved downgrade to B - condition Acknowledged; Lender provided an attestation indicating no claims have been made; however, did not provide documentation from the insurance company to verify there have been no claims. XXX approval required to downgrade finding. Condition retained. | 12/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1073 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1073 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1060 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Curative | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 11/25/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1060 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Curative | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1069 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added.; HMDA Data Tape Provided. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1069 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/10/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Missing evidence of lenders ULI number, Lender may clear finding by providing documentation for the ULI. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1067 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 11/25/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1067 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1067 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX26INV1107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX26INV1107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on tape, downgraded to a B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1066 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | \| We agree with audit's NMLS value: XXX" \| | 11/21/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by providing their missing lenders NMLS. ; Lender agreed with audit value. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by providing their missing lenders NMLS. | 11/25/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1066 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/25/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1066 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Third Party Fraud Report for borrowers received and reviewed. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NE | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The DTI calculated is higher than the DTI provided per the credit report. The AUS and XXX both indicate the liabilities as XXX. Per the credit report and Final 1003, the total liabilities are XXX. Missing evidence of lender omitting the XXX XXX/XXX accounts it seems. | XXX As indicated on the XXX the payments were excluded because another party makes the payments. See XXX Statements in file belonging to XXX XXXXX. \| \| The attached XXX Statement includes the following loans: \| XXX \| XXX \| XXX \| XXX \| XXX \| XXX \| Total payments XXX \| \| The borrower also has a loan with XXX/XXX #XXX payment XXX \| \| XXX + XXX = XXX \| \| These payments are documented on the XXX Statements \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX (equivalent of XXX payments) \| \| XXX The borrower also has a loan with XXX XXX #XXX payment XXX These payments are documented on the XXX Statements. \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| XX/XX/XXXX \| \| ; It appears that all XXX loans are serviced by XXX as evidenced by the "XXX" at the front of the trade name. The attached Statement includes XXX of the loans: \| XXX \| XXX \| XXX \| XXX \| XXX \| XXX \| A review of the bank Statements show multiple monthly payments to XXX. Loans #XXX and #XXX appear to be paid separately. ; As indicated on the XXX the payments were excluded because another party makes the payments. See XXX Statements in file belonging to XXX XXXXX. \| | 11/17/2025 | Condition cleared as we have received evidence of other person making the XXX and FM payments. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audit reviewed lender's response. Audit is unable to verify the FM / XXX loans are paid by other. The bank Statements in file only have XXX pages each, are not full bank Statement and do not reflect who's name is on the account for those Statements. The bank Statements are also not clear that the other individual pays for the FM / XXX accounts. Please provide full bank Statements verifying account holder as the other individual to clearly identify FM / XXX accounts are paid by other. Condition retained.; Audit reviewed Lender's response and has determined the bank Statements in file for Jayc XXXXX are not consistent with payments and the payments do not identify they are for the student loans with FM / XXX. Audit is unable to determine that the other person pays all of the student loans with FM / XXX. Please provide additional documentation to verify all of the student loans have been paid by the other person for the previous XXX months to support the omission of the debt. Condition retained. | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NE | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NE | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1109 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing Third Party Fraud Report. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1109 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX26INV1109 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD Firm to order. |  |  | Third party valuation product provided within tolerance. | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX26INV1109 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  | PIW indicated on tape - Acknowledged | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1109 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Rescinded | XXX | Property | Appraisal is Missing | Appraisal is Missing. Appraisal is is missing from the file. Additional conditions may apply. |  |  | PIW indicated on tape - no appraisal required - condition rescinded. | 10/16/2025 | D B A C |
| OBX26INV1044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The DTI calculated is higher than the DTI provided due to the rental income/loss on XXX properties. Per the tax returns in file, the income/loss did not match the AUS or Final 1003. Also, the tax returns for XXX are not in file. Only able to calculate off of XXX and XXX | Please see attached Income Worksheet. Can you tell me which property(ies) we differ on so I can research? Thanks! | 10/29/2025 | Audit reviewed Lender's response. Audit re-calculated the income and has determined the audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX% Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1081 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Rescinded | XXX | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than Guideline Required Reserves of XXX month(s) | How did you calculate XXX month(s) | 11/05/2025 | Invalid finding, data entry error. Condition rescinded.; Audited Reserves of XXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) Invalid finding, data entry error. Condition rescinded. | 11/06/2025 | C A |
| OBX26INV1081 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1045 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AR | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1045 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AR | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation |  |  | Third party valuation product provided within tolerance. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1045 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AR | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1105 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX26INV1105 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1105 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D C A |
| OBX26INV1105 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Rescinded | XXX | Property | Appraisal is Missing | Appraisal is Missing. Client overlay does not allow Property Inspection Waiver. |  |  | PIW is on Data Tape. Condition Rescinded.; Appraisal is Present or is Waived | 10/15/2025 | D B A C |
| OBX26INV1105 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  | PIW is on Data Tape. Condition downgraded to B. | 10/15/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1006 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Rescinded | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Re: Borrower 2. Lender used YTD income which is substantially higher then actual base income. Actual base income is XXX per month based on average hours. Third party VOE is the only income doc in file for this income but has complete information. Lender did use O income but that still doesn't come to XXX per month. Lender to provide satisfactory detailed explanation and back up with documents to confirm income.(Please note Final 1003 shows a 2nd job but no income was input. Can't use this 2nd job as it just began in XXX and a second job requires a XXX yr history) DU findings were used for the approval and this 2nd job was not entered on the DU.(LP was a caution so wasn't used at all.) May require a rerun of DU as overtime income was not entered so that DU could ask for proper documentation. This would make DU invalid. Additional conditions may apply. | Please waive as income used is for this one - only using base average YTD hourly which is the most conservative approach- pages XXX&XXX of the WVOE | 10/27/2025 | Audit reviewed Lender's response and has determined the base income from the WVOE for Borrower 2 supports monthly income of $XXX. The XXX YTD base income of XXX is lower than the previous XXX years average base income of $XXX; therefore, Lender was most conservative and used the lower YTD base income of $XXX. Condition rescinded.; Income and Employment Meet Guidelines | 10/29/2025 | D A |
| OBX26INV1006 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1006 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the property at XXX XXX XXX. Additional conditions may apply. | No HOA | 10/22/2025 | Lender provided LOE from Borrower's indicating property XXX XXX XXX Dr does not have HOA fees. Condition cleared. | 10/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1065 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/13/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 10/31/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1065 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1065 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/16/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1058 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | After reviewing further, we agree this is incorrect and we agree with audit's ULI Value XXX; ULI | 11/12/2025 | Lender agreed with audit value for ULI of XXX. Condition cleared.; Lender provided a 1003 reflecting the ULI number of XXX; however, the Lender loan number on the 1003 of XXX does not match the AUS or other documentation in file for loan number of XXX The 1003 in the loan file reflects ULI of XXX and does match the Lender Loan number on the AUS of XXX Please provide additional documentation to verify the accurate ULI number for the subject transaction. Condition retained.; Material Finding; HMDA discrepancy noted: Audit value ULI XXX vs Lender ULI XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 11/13/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX26INV1058 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 11/13/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1058 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 11/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1058 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Third Party Fraud Report for borrowers received and reviewed. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1099 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1099 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1111 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Document the subject PITIA for the XXX | Regarding XXX XXX: Mortgage is escrowed | 10/29/2025 | Lender provided mortgage Statement for property XXX XXX XXX verifying mortgage includes escrows for both taxes and insurance. Audit verified the HOA fees of XXX on the bank Statement on page XXX which reflects a monthly payment of XXX to XXX XXX as a recurring payment. Condition cleared. ; Borrower 1 Credit Report is not partially present. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1111 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1111 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | apprsl | 11/06/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 11/11/2025 | Original CLTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received, no additional discrepancies noted, condition cleared. ; HMDA Data Tape Provided. | 10/27/2025 | Original CLTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1078 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.98% is less than Guideline CLTV of 69.98% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1078 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance. | 10/16/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline LTV of 69.98% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.98% is less than Guideline CLTV of 69.98% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1095 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Audited DTI exceeds AUS DTI of XXXdue to several REO properties were not listed on Final 1003 that are active XXX properties per current mortgage Statements provided by borrower in her name. Please submit an updated Final 1003, current leases, taxes, insurance and or Schedule E for the following properties to allow an accurate determination of rental loss or gain to cure DTI fail that is applicable.: XXX XXX. XXX XXX XXX XXX XXX XXX XXX XXXl XXX XXX. | 1003 including all properties | 11/10/2025 | Lender provided final complete 1003 verifying REO income on the AUS. Audit re-calculated income and debt results in an audit DTI of XXX% which is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1095 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1122 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1122 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% DTI of XXX% is greater than the Lender's DTI of XXX% due to subject's expected rental income of XXX Per 1003 i XXX |  |  | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | 11/11/2025 | D A C B |
| OBX26INV1122 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI of XXX% is greater than the Lender's DTI of XXX% due to subject's expected rental income of XXX Per 1003 in file x75%=$XXX-PITI of $XXX=-$XXX which caused DTI to exceed max allowed of XXX. XXX% tolerance cannot be used. | The file contains three lease agreements totalling XXX \| XXX x XXX% = XXX - PITI XXX = XXX which is the amount used to qualify as reflected on the XXX \| | 11/10/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 11/11/2025 | D A C B |
| OBX26INV1122 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1122 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1122 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1125 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1051 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.98% is less than Guideline CLTV of 69.98% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.98% is less than Guideline CCLTV of 69.98% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1051 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.68% is less than Guideline LTV of 65.68% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.68% is less than Guideline CLTV of 65.68% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1124 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1124 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report was not in file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1113 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Curative | 10/18/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of taxes, insurance and HOA(if no HOA a letter from borrower stating no HOA) for the properties at XXX XXX and XXX-XXX XXX. Additional conditions may apply. (Mortgage stmt doesn't break out taxes and insurance so other docs required) | - XXX XXX XXX: As it applies to HOA dues, our process is to look at the address and other documentation in the file. If nothing indicates a condo or PUD (ex. Unit number) we typically will not request verification of HOA. I googled the property and it is in older, established neighborhood where HOA dues would be unlikely. \| \| \| - XXX XXX: Please see attached mortgage Statement confirming taxes and insurance are escrowed.; REO | 11/10/2025 | Lender provided mortgage Statement for property XXX XXX verifying PITI. Audit property search for properties XXX XXX and XXX-XXX XXX XXX support properties do not have HOA fees. Condition cleared.; Document Uploaded. ; Lender provided verification escrows for XXX XXX XXX include both taxes and insurance; however, did not provide documentation to support property does not have HOA fees, the google search provided is not sufficient. In addition, documentation to verify taxes, insurance and HOA for property XXX XXX Ave was not provided. Condition retained. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.68% is less than Guideline LTV of 65.68% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.68% is less than Guideline CLTV of 65.68% A |
| OBX26INV1113 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Curative | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.68% is less than Guideline LTV of 65.68% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.68% is less than Guideline CLTV of 65.68% A |
| OBX26INV1070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Mortgage Statements for REO properties listed on 1003 were not provided. Please submit Mortgage Statements for all rental properties listed, REO #XXX, #XXX, #XXX. on the 1003.. | REO | 11/18/2025 | Lender provided PITI documentation. Condition cleared.; Lender provided PITI documentation. Condition cleared. | 11/20/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% DTI of XXX% is greater than the Lender's DTI of XXX% due to subject's expected rental income of XXX Per 1003 in file x75%=$XXX-PITI of $XXX=-$XXX which caused DTI to exceed max allowed of XXX. XXX% tolerance cannot be used. | Per DU submission #XXX the borrower was qualified with Subject Negative Cash Flow of $XXX. You calculated XXX which is a difference of only XXX This would not cause the DTI to increase XXX%. Is there another discrepancy that is causing the large increase? | 11/10/2025 | Audit reviewed Lender's response, re-calculate income and debt, resulting in an audit DTI of XXX% which is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% Audit reviewed Lender's response, re-calculate income and debt, resulting in an audit DTI of XXX% which is within tolerance of the AUS approved DTI of XXX%. Condition cleared. | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value | We agree with audits NMLS value - XXX; We agree with Audit's ULI Value - XXX \| We agree with Audit's total loan costs XXX | 11/06/2025 | Lender agreed with audit value for NMLS. Condition cleared.; Lender agreed with audit value for ULI and loan costs; however, did not agree with audit value for NMLS. Please provide documentation for NMLS or Lender can agree with audit value. Condition retained.; Material Finding; The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. Additionally, Audit total loan costs XXX VS. Lenders total loan costs missing. Lender can clear by submitting evidence of the missing total loan costs. | 11/11/2025 | C B A |
| OBX26INV1050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/11/2025 | C B A |
| OBX26INV1050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/05/2025 | Lender provided Affiliated XXX Disclosure. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/06/2025 | C B A |
| OBX26INV1050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW listed on tape, B grade. |  |  | Third party desk review received and within value, condition cleared. | 10/24/2025 | C B A |
| OBX26INV1050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/24/2025 | C B A |
| OBX26INV1119 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1123 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | QM: Safe Harbor APOR (APOR SH) | Curative | 10/18/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Open HELOC with XXX balance is on credit report and was not disclosed on application. DU approval item #XXX requires it to be identified and casefile to be resubmitted. May want to provide a credit supplement showing it is closed or rerun DU approval. Additional conditions may apply. | Revised XXX 1003 and AUS | 11/21/2025 | Lender provided updated 1003, adding the HELOC with a zero balance to the Borrower's XXX, XXX and AUS removing the requirement referencing the HELOC. Condition cleared.; Borrower 1 Credit Report is not partially present. | 11/25/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1123 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | QM: Safe Harbor APOR (APOR SH) | Curative | 10/20/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/06/2025 | XXX attestation provided - condition cleared; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1123 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | QM: Safe Harbor APOR (APOR SH) | Curative | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1076 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of Free and clear and HOA or letter stating no HOA dues for the property at XXX XXX. Final 1003 was left blank for this property other then the.(Taxes and insurance docs were provided in the file along with a lease for XXX per month.) Lender to provide missing information to confirm DTI. It should be noted lender did not use any income from the lease and most likely used as an offset instead of giving any additional income. Additional conditions may apply. | Free and Clear; XXX XXX | 11/13/2025 | Resolved as we have received the property detail report. ; Lender provided verification of HOA fees; however, did not provide verification property is owned free and clear. Condition retained. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1076 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. | ULI | 11/03/2025 | Lender provided valid ULI of XXX. Condition cleared.; Lender provided valid ULI of XXX. Condition cleared.; Material Finding; Lender provided valid ULI of XXX. Condition cleared.; Material Finding | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide eConsent dated on or before XXX/XXX/XXX. | consent | 11/03/2025 | Lender provided Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided.; Material Finding | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1121 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% DTI of XXX% exceeds the max allowed per lender's overlay max DTI of XXX% AUS max allowed shows XXX% per LP in file ll income and obligations were considered. | When you compare your calculations to ours, can you identify the discrepancy? The LAS Report is not available in the Clarity portal so I don't know how you arrived at XXX%. Thanks! | 11/07/2025 | Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% Audit reviewed Lender's response and has determined the audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX% and tape value of XXX%. Condition rescinded. | 11/11/2025 | C A |
| OBX26INV1121 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1053 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Cleared as lender has supplied the missing ULI. ; Cleared as lender has supplied the missing ULI. ; Material Finding; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. ; Cleared as lender has supplied the missing ULI. ; Material Finding; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1053 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1086 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Missing 1004D for completion of property. | FHLMC XXX does allow for alternative methods to verify completion. Please see attached.; Inspection | 11/10/2025 | Lender provided Important Notice from Freddie Mac reflecting a form XXX Warranty of Completion of Construction is an allowable alternative form in lieu of a XXX completion report, the Homebuyer Completion Report signed by Borrower and Contract. The Homebuyer Completion Report meets Freddie Mac requirements in lieu of a XXX completion report. Condition cleared.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable; Lender provided a Homebuyer Inspection; however, did not provide a XXX completion report from the appraiser. Condition retained. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1086 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing required third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1086 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1080 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | C A |
| OBX26INV1080 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/24/2025 | C A |
| OBX26INV1103 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1102 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Potential Fraud Reflected on Fraud Report | Potential Fraud Reflected on Fraud Report ID Risk Review identifies potential Fraud alerts however, the file is missing a Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Potential Fraud Reflected on Fraud Report is Resolved or None Exists | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1102 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts ID Risk Review identifies potential Fraud alerts however, the file is missing a Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; All Fraud Report Alerts have been cleared or None Exist | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1102 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report Partially Provided | Third Party Fraud Report Partially Provided ID Risk Review identifies potential Fraud alerts however, the file is missing a Fraud Report. |  |  | Third Party Fraud Report is fully present | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1102 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1104 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. Please submit Missing Approval/Underwriting Summary. | XXX | 11/03/2025 | Lender provided XXX Condition cleared.; Approval/Underwriting Summary is fully present; Material Findings | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1104 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1104 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1112 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product Not Provided. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1112 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1098 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Third party fraud report for the borrower was received. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1098 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1098 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1133 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/28/2025 | C A |
| OBX26INV1133 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | C A |
| OBX26INV1132 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | C A |
| OBX26INV1132 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order |  |  | Third party valuation product provided within tolerance. | 10/17/2025 | C A |
| OBX26INV1135 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 10/21/2025 | C A |
| OBX26INV1117 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1145 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Third Party Fraud Report is provided | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1145 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1164 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1130 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  | XXX approved Grade B - Condition Acknowledged; ; Property Inspection Waiver or Appraisal Waiver used as origination valuation product.; Material Findings | 12/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX26INV1130 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Documentation required to clear exception: Please provide Affiliated XXX Disclosure within XXX days of application date XX/XX/XXXX or provide confirmation the lender has no affiliates. | XXX | 11/13/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Findings | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX26INV1130 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Validated total debt with documents provided. Primary housing payment was validated to be higher than what lender calculated. | Revised docs | 11/12/2025 | Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Lender provided updated AUS, 1008 and 1003. Audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX% and the tape value of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Lender provided updated AUS, 1008 and 1003. Audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX% and the tape value of XXX%. Condition cleared. | 11/13/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX26INV1130 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance. | 11/13/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX26INV1130 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX26INV1179 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1129 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Rescinded | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage | Invalid Request - Rent Loss Insurance is not required - Rent Loss Insurance is not a GSE requirement. | 11/03/2025 | Audit reviewed Lender's response and has determined the insurance in file meets AUS and FNMA requirements. Condition rescinded.; Rent Loss Coverage Present | 11/04/2025 | C A |
| OBX26INV1129 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1138 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Rescinded | XXX | Compliance | Collateral Protection Notice is Missing | Collateral Protection Notice was not provided. | Collateral Protection Notice is not required for this transaction | 11/06/2025 | Rescinded as the document is not required due to being included into the mortgage. ; Collateral Protection Notice was provided. | 11/11/2025 | C A B |
| OBX26INV1138 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Previously provided | 11/06/2025 | Evidence of appraisal delivery provided, condition cleared.; Material Findings | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1138 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/06/2025 | Required Affiliated XXX Disclosure Documentation Provided; Cleared as we have received evidence of no affiliates from lender. ; Material Findings | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1138 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1140 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WV | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX CFR §1026.19(e)(3)(ii))]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to $XXX. COC dated XX/XX/XXXX indicates increase in transfer taxes due to fee split not known previously; however, the sale addendum dated XX/XX/XXXX indicates that the buyers shall pay transfer tax stamps on deed. | COC | 11/10/2025 | Condition cleared as we have received the COC verifying that borrower is now paying all recording fees.; Condition cleared as we have received the COC verifying that borrower is now paying all recording fees. | 11/11/2025 | C A |
| OBX26INV1140 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WV | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance |  |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 11/04/2025 | C A |
| OBX26INV1140 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WV | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, no discrepancies noted, condition cleared. ; HMDA Data Tape Provided. | 10/27/2025 | C A |
| OBX26INV1126 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | C A |
| OBX26INV1126 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | C A |
| OBX26INV1110 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1131 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ME | QM: Safe Harbor APOR (APOR SH) | Curative | 10/14/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application | Affiliated XXX Disclosure | 12/02/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Findings; Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application | 12/03/2025 | D B A C |
| OBX26INV1131 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ME | QM: Safe Harbor APOR (APOR SH) | Curative | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared. ; Material Finding; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. | 11/17/2025 | D B A C |
| OBX26INV1131 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ME | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/17/2025 | D B C A |
| OBX26INV1131 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ME | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Credit | Missing VVOE dated within 10 days consummation | LP required a verbal verification of Borrower 1's prior employment within XXX-days of close. This document is not in file. | Incorrect - The LP is stating a VOE is needed for XXX XXX and XXX, prior employment is XXX. No VOE is required for XXX nor is it required for XXX since no income is being used to qualify | 11/06/2025 | Condition resolved as the VOE for employer mentioned is not required. | 11/11/2025 | D B A C |
| OBX26INV1131 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ME | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Appraisal was waived on this laon. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Appraisal was waived on this laon. ; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Appraisal was waived on this laon. | 11/03/2025 | D B C A |
| OBX26INV1131 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ME | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. LP allowed for appraisal waiver. |  |  |  |  | D B A C |
| OBX26INV1157 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is not in file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1157 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1149 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed | Per FHLMC XXX a signed 4506C form is acceptable in lieu of signed tax returns. The file contains a signed 4506C. | 11/07/2025 | Condition cleared as we have received evidence of signatures required. ; Borrower 1 Tax Returns Are Signed | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1149 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI calculated is higher than the DTI provided due to the XXX Auto Finance payment of XXX not being included in the liabilities. Per the AUS and XXX the liabilities should be XXX. Per the credit report, the liabilities are XXX | The XXX loan is paid by the XXX. See XXX account #XXX Statements in file to document. | 11/07/2025 | XXX bank Statements in file verifying XXX pays car. Condition Rescinded.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 11/11/2025 | C A |
| OBX26INV1175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.68% is less than Guideline CLTV of 65.68% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.68% is less than Guideline CCLTV of 65.68% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.61% is less than Guideline LTV of 65.61% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.61% is less than Guideline CLTV of 65.61% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1152 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1151 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Rescinded | XXX | Compliance | Escrow Waiver is Missing | Escrow Waiver is Missing | Loan closed with escrows therefore an escrow waiver does not apply; Invalid request - Escrow waivers are not required on loans that do not require escrows. | 11/06/2025 | Condition rescinded as loan included escrows. ; Escrow Waiver is Present or Not Applicable | 11/11/2025 | C A B |
| OBX26INV1151 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Appraisal \| ; Appraisal receipt; Appraisal waiver | 11/07/2025 | Condition cleared as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material Findings | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1151 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1151 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1163 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.61% is less than Guideline CLTV of 65.61% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.61% is less than Guideline CCLTV of 65.61% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than AUS Required Reserves of XX/XX/XXXX month(s). Please submit sufficient assets. |  |  | Lender provided additional asset documentation, updated 1003, XXX and AUS that includes the additional asset documentation. Condition cleared.; Audited Reserves of XX/XX/XXXX month(s) are greater than or equal to AUS Required Reserves of XX/XX/XXXX month(s) Lender provided additional asset documentation, updated 1003, XXX and AUS that includes the additional asset documentation. Condition cleared. | 12/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.82% is less than Guideline CLTV of 68.82% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.82% is less than Guideline CCLTV of 68.82% D A |
| OBX26INV1047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than AUS Required Reserves of $XXX. Please submit sufficient assets. | Please see revised AUS, 1008 and 1003. ; Additional assets for reserves; Please see attached assets totaling XXX | 12/05/2025 | Lender provided additional asset documentation, updated 1003, XXX and AUS that includes the additional asset documentation. Condition cleared.; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX Lender provided additional asset documentation, updated 1003, XXX and AUS that includes the additional asset documentation. Condition cleared.; Lender provided XXX month XXX account with XXXXX Schwab. Please provide updated AUS and 1003 that includes the additional asset account. Condition retained.; Lender provided asset documentation dated XXX/XXX; however, the more current asset documentation in file, dated XX/XX/XXXX and XX/XX/XXXX reflects a total verified asset balance of XXX which is less than the AUS required reserves of $XXX. Condition retained. | 12/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.26% is less than Guideline CLTV of 61.26% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 61.26% is less than Guideline CCLTV of 61.26% D A |
| OBX26INV1047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary.. Please submit Missing Approval/Underwriting Summary. | XXX | 11/03/2025 | Lender provided XXX Condition cleared.; Approval/Underwriting Summary is fully present; Material Findings | 12/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.26% is less than Guideline CLTV of 61.26% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 61.26% is less than Guideline CCLTV of 61.26% D A |
| OBX26INV1047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing Taxes and Insurance information for XXX & XXX XXX, XXXXX XXX XXX Please submit missing Taxes and Insurance information for XXX & XXX XXX, | Taxes and Insurance | 11/07/2025 | Lender provided hoi and tax information for XXX XXX XXX and XXX XXX XXX. Condition cleared. | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.26% is less than Guideline CLTV of 61.26% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 61.26% is less than Guideline CCLTV of 61.26% D A |
| OBX26INV1047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.26% is less than Guideline CLTV of 61.26% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 61.26% is less than Guideline CCLTV of 61.26% D A |
| OBX26INV1047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.26% is less than Guideline CLTV of 61.26% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 61.26% is less than Guideline CCLTV of 61.26% D A |
| OBX26INV1213 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  | XXX approved Grade B - Condition Acknowledged; ; Property Inspection Waiver or Appraisal Waiver used as origination valuation product.; Material Findings | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1213 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Please provide a Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1213 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply.. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1166 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1154 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.26% is less than Guideline CLTV of 75% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.26% is less than Guideline LTV of 75% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1154 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.96% is less than Guideline CLTV of 63.96% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 63.96% is less than Guideline CLTV of 63.96% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1165 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Required Affiliated XXX Disclosure Missing | XXX | 11/06/2025 | Condition cleared as we have received lenders attestation of no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material Findings | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1165 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing documentation to support the lenders use of taxes in the amount of XXX and HOA in the amount of XXX for borrowers XXX. Documents provided support taxes in the amount of XXX and XXX HOA. | Primary | 11/10/2025 | Condition resolved as we have received evidence of the taxes and HOA dues. | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1165 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1165 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AK | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product Not Provided |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 11/13/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.96% is less than Guideline LTV of 63.96% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.96% is less than Guideline LTV of 62.64% A |
| OBX26INV1180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AK | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 62.64% is less than Guideline LTV of 62.64% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.64% is less than Guideline LTV of 62.64% A |
| OBX26INV1029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 11/03/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1185 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Curative | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1185 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Curative | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1134 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/06/2025 | Condition resolved as we have received lenders attestation for no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1134 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Rescinded | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage | Invalid Request - Rent Loss Insurance is not required - Rent Loss Insurance is not a GSE requirement. | 11/03/2025 | Audit reviewed Lender's response and has determined the insurance binder in file meets AUS and Freddie Mac requirements. Condition rescinded.; Rent Loss Coverage Present | 11/04/2025 | C A |
| OBX26INV1147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% DTI Calculated is higher than DTI provided due the liabilities of XXX being higher than the liabilities provided of XXX. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% DTI Calculated is higher than DTI provided due the liabilities of XXX being higher than the liabilities provided of XXX. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1192 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX/AUS has additional XXX payment for borrowers XXX. Please provide documentation verifying this amount. | According to XXX Final 1003, he pays XXX rent at XXX XXX XXX. | 11/14/2025 | Condition cleared as we have received evidence of the additional debts. ; Borrower 1 Credit Report is not partially present. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1192 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1192 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1136 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI exceeds guidelines due to primary housing PITI being under-Stated. There is an error on the XXX and the primary housing payment although containing the correct principal, interest, tax and insurance amounts, the total is Stated as XXX instead of the correct amount of $XXX. This mistake was carried over to DU as well. | DU and XXX | 11/18/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 11/20/2025 | C A |
| OBX26INV1136 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1052 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1052 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1160 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1160 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1172 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1173 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide eConsent dated on or before XXX/XXX/XXX. | consent; We agree with audit's NMLS value: XXX | 11/13/2025 | Lender provided verification of Borrower's eConsent. Condition cleared. ; Evidence of eConsent is provided.; Document Uploaded. ; Audit reviewed Lenders response, however; Please provide E-consent. Condition remains.; Material Finding; The eSigned consent disclosure is missing. The eSigned documents consent is missing. Provide eConsent dated on or before XXX/XXX/XXX. | 11/17/2025 | C A B |
| OBX26INV1173 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | C A B |
| OBX26INV1137 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. UCDP reflects XXX analysis was not performed for this non-UAD for type. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1137 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1061 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1061 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1043 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is not in file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report Fraud report is not in file. | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1043 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1204 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Rescinded | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Per the Privacy disclosure, XXX has affiliates. Provide the affiliated XXX disclosure dated within XXX days of application XXX/XXX/XXX. | XXX | 11/06/2025 | Banks are exempt. Rescind.; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | C A |
| OBX26INV1204 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/26/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1162 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1162 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1177 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.64% is less than Guideline CLTV of 62.64% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.64% is less than Guideline CCLTV of 62.64% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1181 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1181 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/05/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1178 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Rescinded | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage | Invalid Request - Rent Loss Insurance is not required - Rent Loss Insurance is not a GSE requirement. | 11/03/2025 | Audit reviewed Lender's response and has determined the insurance in the loan file meets AUS and FNMA requirements. Condition rescinded.; Rent Loss Coverage Present | 11/04/2025 | C A |
| OBX26INV1178 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1178 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1082 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.02% is less than Guideline CLTV of 68.02% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.02% is less than Guideline CCLTV of 68.02% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1082 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.5% is less than Guideline CLTV of 68.5% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 68.5% is less than Guideline CCLTV of 68.5% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1150 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1150 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1150 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1077 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing verification of mortgage for REO with XXX, XXX. | XXX XXX Final CD | 11/07/2025 | Lender provided final CD for XXX of XXX XXX XXX. Borrower recently XXXd property; therefore, a VOM would not be available or required. Condition retained.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1077 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1128 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.5% is less than Guideline LTV of 68.5% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.5% is less than Guideline LTV of 67.33% A |
| OBX26INV1158 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1158 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product Not Provided |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1142 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. UCDP reflects not eligible for R&W and XXX analysis for score not performed. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1142 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1093 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1197 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1197 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1174 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1196 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VT | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1196 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VT | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1116 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Missing Letter of Explanation (Credit) | Lender to provide a signed letter from the borrower addressing the most recent XXX credit inquires listed on the credit report. | Please see attached letter | 11/14/2025 | Condition cleared as we have received the missing LOX. | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1116 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Lender to provide evidence there is no HOA fee associated with the borrower's XXX. | As it applies to HOA dues, our process is to look at the address and other documentation in the file. If nothing indicates a condo or PUD (ex. Unit number) we typically will not request verification of HOA. I googled the property and it is in an older, established neighborhood where HOA dues would be unlikely. | 11/14/2025 | Condition resolved as we have received evidence of no HOA dues for the property. | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1116 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Guidelines require a Third Party Fraud Report, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1116 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1191 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.33% is less than Guideline LTV of 67.33% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.33% is less than Guideline CLTV of 67.33% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1146 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1083 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided Most current AUS in file reflects Approve / Ineligible. Please provide updated AUS reflecting Approve / Eligible to meet Client Overlay requirements. | AUS | 11/14/2025 | Condition resolved as we have received the updated LPA. ; AUS is not incomplete | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1083 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is not in file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1083 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1216 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1216 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1216 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | QM: Safe Harbor APOR (APOR SH) | Curative | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's City value - XXX \| We agree with audit' zip code value - XXX | 11/14/2025 | Condition resolved as lender agrees with Audit City name. ; Condition resolved as lender agrees with Audit City name. ; Cleared as lender agrees with audit. ; Material Finding; HMDA discrepancy noted: Audit City XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. Additionally HMDA discrepancy noted: Audit zipcode is XXX vs Lender value XXX Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; Condition resolved as lender agrees with Audit City name. ; Cleared as lender agrees with audit. ; Material Finding; HMDA discrepancy noted: Audit City XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. Additionally HMDA discrepancy noted: Audit zipcode is XXX vs Lender value XXX Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; Condition resolved as lender agrees with Audit City name. ; Cleared as lender agrees with audit. ; Material Finding; HMDA discrepancy noted: Audit City XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. Additionally HMDA discrepancy noted: Audit zipcode is XXX vs Lender value XXX Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; Condition resolved as lender agrees with Audit City name. ; Cleared as lender agrees with audit. ; Material Finding; HMDA discrepancy noted: Audit City XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. Additionally HMDA discrepancy noted: Audit zipcode is XXX vs Lender value XXX Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 11/18/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 11/18/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared; Third Party Fraud Report is provided | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1106 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1054 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.33% is less than Guideline CLTV of 67.33% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.33% is less than Guideline CCLTV of 67.33% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1054 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.59% is less than Guideline CLTV of 66.59% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 66.59% is less than Guideline CCLTV of 66.59% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1054 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 66.59% is less than Guideline CLTV of 66.59% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 66.59% is less than Guideline CCLTV of 66.59% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1183 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/05/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1207 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1207 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1088 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1088 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1353 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.; Materail; Material Finding; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1353 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report is required and was not found in the file, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1353 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The subject property UCDP score is XXX a current AVM is required. |  |  | Third party valuation product provided within tolerance. | 10/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1200 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1200 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Rescinded | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage Provide rent loss insurance coverage | Invalid Request - Rent Loss Insurance is not required - Rent Loss Insurance is not a GSE requirement.; Invalid Request - Rent Loss Insurance is not required - Rent Loss Insurance is not a GSE requirement. | 11/03/2025 | Audit reviewed Lender's response and has determined the insurance in file meets AUS and Freddie Mac requirements. Condition rescinded.; Rent Loss Coverage Present | 11/04/2025 | C A |
| OBX26INV1367 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.; Materail; Material Finding; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1367 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. TPV is required and is missing. |  |  | Third party valuation product provided within tolerance. | 10/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1367 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Asset 2 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements The borrower has two retirement accounts that are 403b accounts, terms of allowable withdrawals from these accounts was not found in the file. Lender to provide. | We have restructured the assets. Please see attached. | 12/08/2025 | Lender provided additional asset documentation, updated 1003, XXX and AUS updating assets. Condition cleared.; Asset Record XXX Meets G/L Requirements Or Not Applicable | 12/09/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XXX-XXX-XXX. The Hazard Insurance Policy effective date is after the disbursement date of the loan, Lender to provide evidence Hazard Insurance was in effect at the time the loan disbursed. | HOI; HOI policy; XXX XXX provided a letter of attestation of no claims files and we have confirmation from USAA Insurance that confirms no claims as well. If you feel the need to reject, please escalate directly to the buyer.; HOI; Attestation | 11/20/2025 | Lender provided updated hazard insurance reflecting effective date of XX/XX/XXXX - XXX/XXX/XXX. Condition cleared.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided.; Audit reviewed Lender's response. LOE from insurance company of no claim made is required. In addition, XXX must approve downgrade of finding. Condition retained.; The finding remains as the attestation for no damages or claims made during times of no coverage must come from the hazard insurance company. | 11/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Flood Certificate Missing | Missing Flood Certificate The Flood Certificate for the subject property was not found in the loan file, Lender to provide. | Flood Cert | 10/28/2025 | Lender provided Flood certificate. Condition cleared.; Flood Certificate is fully present | 11/21/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide the following for additional properties owned by the borrower: XXX XXX provide evidence of HOA or a signed letter or other documentation verifying there is none - The borrower's schedule E indicates Home Owner's Insurance is paid, a copy of the insurance and premium was not found | XXX XXX: HOI attached \| As it applies to HOA dues, our process is to look at the address and other documentation in the file. If nothing indicates a condo or PUD (ex. Unit number) we typically will not request verification of HOA. I googled the property and it is in older, established neighborhood where HOA dues would be unlikely. \| | 11/03/2025 | Lender provided insurance for XXX. The schedule E confirms property does not have HOA fees. Condition cleared. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report is required and was not found in the file, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CT | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; Materail; Material Finding; HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/17/2025 | D A C |
| OBX26INV1340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CT | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Loan Originator NMLS XXX vs Lender Loan Originator NMLS Missing. AND Audit XXX vs Lender XXX Lender can clear finding by agreeing with audit value or providing documentation to support their value. | We agree with the audit value | 11/13/2025 | Lender agreed with audit values. Condition cleared. ; Materail | 11/17/2025 | D A B C |
| OBX26INV1340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CT | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | D A C |
| OBX26INV1340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CT | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/21/2025 | D A C |
| OBX26INV1402 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | on XX/XX/XXXX we provided you with the ULI and we received a rejection even though it shows waiting review since XXX/XXX. I am re-uploading the same document. Since this loan is a Non Delegated loan with XXX as the underwriter, XXX generates the ULI. We don't use the Originators ULI on NonDel Core loans, we system generate our own and that's the ULI we use for HMDA reporting.; ULI | 11/26/2025 | Lender provided snippet of Lender's Work Dash Board verifying valid ULI of XXX. Condition cleared.; HMDA discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by providing documentation to support their value. ; The following HMDA Discrepancy(s) have been noted: ; Materail; HMDA discrepancy noted: Audit ULI missing vs Lender ULI missing, Lender may clear finding by providing documentation of missing ULI number. | 12/01/2025 | D A B |
| OBX26INV1402 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided.; Materail; Material Finding; HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 12/01/2025 | D A C |
| OBX26INV1402 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing third party evidence that XXX account and XXX account listed on Final 1003 can be omitted from borrower's liabilities. | Revised AUS including XXX and XXX | 11/14/2025 | Resolved as we have received the updated AUS including the XXX excluded debts. ; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. | 11/18/2025 | D A C |
| OBX26INV1402 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XXX/XXX/XXX. Provide the e-consent dated on or prior to the earliest electronic signature XXX/XXX/XXX. | Docusign | 11/10/2025 | Lender provided E-consent. Condition cleared.; Evidence of eConsent is provided.; The eSigned consent disclosure is missing. The eSigned documents consent is missing. | 11/11/2025 | D A |
| OBX26INV1402 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation XXX/XXX/XXX. The Acknowledgment of receipt of appraisal report does not clearly State if the borrower waived the XXX days or received it a minimum of XXX days prior to closing to meet timing requirements. Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation XXX/XXX/XXX. The Acknowledgment of receipt of appraisal report does not clearly State if the borrower waived the XXX days or received it a minimum of XXX days prior to closing to meet timing requirements. | Appraisal Delivery | 11/10/2025 | Lender provided Appraisal Delivery documentation. Condition cleared.; Evidence of appraisal delivery provided. | 11/11/2025 | D A C |
| OBX26INV1402 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing The Privacy disclosure does not XXX XXX XXXs XXX D/B/A XXX has no affiliates. Provide the Affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX or documentation they don't have affiliates. The Privacy disclosure does not XXX D/B/A XXX has no affiliates. Provide the Affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX or documentation they don't have affiliates. | XXX | 10/28/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided | 11/11/2025 | D A |
| OBX26INV1402 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | D A |
| OBX26INV1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI). | 11/17/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.59% is less than Guideline LTV of 66.59% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.59% is less than Guideline LTV of 68.86% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/17/2025 | Original CLTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline LTV of 68.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline LTV of 68.86% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Original CLTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline LTV of 68.86% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline LTV of 68.86% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1257 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided valid ULI of XXX. Condition cleared.; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI).; Materail | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1257 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided.; Materail; Material Finding; HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1257 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; HMDA discrepancy noted: Audit ULI missing vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI number. | 10/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1364 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | D A C |
| OBX26INV1364 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | D A |
| OBX26INV1424 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Please provide Affiliated XXX Disclosure Please provide Affiliated XXX Disclosure | XXX | 11/06/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided | 11/12/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1424 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1424 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1407 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.; Materail; Material Finding; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1407 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX or evidence XXX mortgage has no affiliates. Provide the affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX or evidence XXX mortgage has no affiliates. | XXX | 10/28/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1287 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1287 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1359 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing verification of monthly PITI payment for XXX XXX. Lender used XXX negative net rental | XXX XXX Final CD | 11/07/2025 | Lender provided final CD for property XXX XXX, verifying PITIA. Condition cleared.; Borrower 1 Credit Report is not partially present. | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1359 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1359 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's ULI value - XXX | 11/06/2025 | Lender agreed with audit value for ULI. Condition cleared.; Material ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1359 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Rescinded | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XXX-XXX-XXX. | EOI | 11/06/2025 | Audit reviewed Lender's response and has determined the insurance with effective dates of XX/XX/XXXX - XX/XX/XXXX is in the loan file on page XXX Condition rescinded.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | 11/10/2025 | D A |
| OBX26INV1359 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.; Materail; Material Finding; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Curative | 10/15/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX of evidence XXX has not affiliates. | XXX | 11/06/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Curative | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1379 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1380 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing documentation to support the PITIA for the XXX in the amount of $XXX. XXX has been has been verified by audit. | PI from credit report XXX + Taxes XXX + HOI XXX = $XXX. Qualified XXX non-material difference. | 11/19/2025 | Lender provided verification of PITI for XXX. Audit property search supports property does not have HOA fees. Condition cleared.; Borrower 1 Credit Report is not partially present.; Document Uploaded. | 11/20/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1380 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing Year XXX return with the lender income calculation worksheet. The AUS requires the most recent year XXX and XXX tax returns along with form XXX or equivalent. The documents are needed to complete audit income calculation. FYI the income used by the lender does not appear to be supported at this time. The lender used $XXX. The audit calculation appears to support only $XXX. | The XXX tax return is not available because it's on extension. Income Worksheet attached. ; XXX extension and XXX | 11/13/2025 | Lender provided ta extension for XXX tax returns and income calculator. The XXX returns support income calculated by Lender. Condition cleared.; Income and Employment Meet Guidelines Lender provided ta extension for XXX tax returns and income calculator. The XXX returns support income calculated by Lender. Condition cleared.; Audit reviewed Lenders response, however; please provide form XXX or equivalent. Condition remains. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1380 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Rescinded | XXX | Property | Condo Approval Missing | Condo Approval Missing. Condo Project Approval is required by the AUS and is missing. | Please see attached, item XXX | 11/07/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Condo Approval is provided.; Material Finding | 11/11/2025 | D A |
| OBX26INV1380 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1380 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1411 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance |  |  |  | Third party valuation product provided within tolerance. | 12/05/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX26INV1411 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX26INV1411 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX26INV1411 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Tape, non material, B grade. |  |  |  |  | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| OBX26INV1447 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing proof the borrower was provided a copy of their appraisal at least XXX days prior to closing. An acknowledgment of receipt was signed at closing without a XXX-day waiver provided. Missing proof the borrower was provided a copy of their appraisal at least XXX days prior to closing. An acknowledgement of receipt was signed at closing without a XXX-day waiver provided. | Evidence of Appraisal Delivery to Borrower ; Appraisal | 11/24/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Lender provided appraisal acknowledgment; however, did not provide verification of Borrower's receipt of appraisal. Condition retained.; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)).; Materail | 11/25/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1447 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Required Affiliated XXX Disclosure Missing | XXX | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided | 11/25/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1447 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's ULI value - XXX | 11/06/2025 | Lender agreed with audit value for ULI. Condition cleared.; Material ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 11/10/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1447 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 10/29/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1447 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1447 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Missing Letter of Explanation (Income) | Borrower's employment on 1003 is listed as XXX, paystubs, W2s and VVOE State XXX. Lender to provide evidence companies are the same. | Please see attached | 11/07/2025 | Lender provided XXX documentation verifying XXX was founded as XXX and was later acquired by XXX company. Condition cleared. | 11/10/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline LTV of 68.86% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline LTV of 68.86% A |
| OBX26INV1320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline LTV of 68.86% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline LTV of 68.86% A |
| OBX26INV1320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report is required and was not found in the loan file, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline LTV of 68.86% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline LTV of 68.86% A |
| OBX26INV1358 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1358 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1358 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1358 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% |  |  | Rescinded as documentation in file supports DTI on AUS. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 10/23/2025 | D A |
| OBX26INV1414 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Per the Privacy Notice Disclosure, XXX has affiliates. Provide the Affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX Per the Privacy Notice Disclosure, XXX has affiliates. Provide the Affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX | XXX | 11/06/2025 | Attestation for XXX - no Affiliates - condition cleared; Required Affiliated XXX Disclosure Documentation Provided | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1414 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1387 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI). | 11/17/2025 | D A B |
| OBX26INV1387 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/17/2025 | D A C |
| OBX26INV1387 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | D A |
| OBX26INV1254 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree | 11/13/2025 | Condition resolved as lender agrees with audit. ; Condition resolved as lender agrees with audit. ; Materail; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Loan Originator NMLS XXX vs Lender Loan Originator NMLS Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; Condition resolved as lender agrees with audit. ; Materail; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Loan Originator NMLS XXX vs Lender Loan Originator NMLS Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; Condition resolved as lender agrees with audit. ; Materail; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Loan Originator NMLS XXX vs Lender Loan Originator NMLS Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; Condition resolved as lender agrees with audit. ; Materail; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Loan Originator NMLS XXX vs Lender Loan Originator NMLS Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1254 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | Condition cleared as lender agrees with Audit. ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.; Materail; Material Finding; HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1254 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. AVM is required and is missing. |  |  | Third party valuation product provided within tolerance. | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1240 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AR | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.; Materail; Material Finding; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1240 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AR | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1240 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AR | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. AVM is required and is missing. |  |  | Third party valuation product provided within tolerance. | 10/21/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1436 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1406 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Cured | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal Fee on the revised LE dated XXX/XXX/XXX. The COC in file dated XX/XX/XXXX does not detail a valid reason for the fee increase. Please provide a valid COC or cure package. | cure for Appraisal fee | 11/12/2025 | Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B.; Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B. | 11/13/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1406 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Please provide copy of lenders affiliated XXX disclosure | XXX | 11/07/2025 | Lender provided Affiliated XXX disclosure. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1406 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The CU score of XX/XX/XXXX exceeds the min score of XX/XX/XXXX |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1406 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1013 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Rescinded | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | Appraisal | 10/28/2025 | Audit reviewed Lender's response and has determined the CDA within XXX% tolerance is in the loan file on page XXX Condition rescinded.; Third party valuation product provided within tolerance. | 10/29/2025 | C A B |
| OBX26INV1013 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation Required - Provide documentation confirming borrower's consent to esigned documents prior to signing initial disclosures that were issued on XXX/XXX/XXX. | audit | 10/28/2025 | Lender provided verification of Borrower's eConsent. Condition cleared. ; Evidence of eConsent is provided.; Material Finding | 10/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX26INV1013 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX26INV1425 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Loan Originator NMLS XXX vs Lender Loan Originator NMLS Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | We agree | 11/13/2025 | Condition resolved as lender agrees with audit. ; Condition resolved as lender agrees with audit. ; Material ; Material; The following HMDA Discrepancy(s) have been noted: ; Materail; Condition resolved as lender agrees with audit. ; Material ; Material; The following HMDA Discrepancy(s) have been noted: ; Materail; Material ; Condition resolved as lender agrees with audit. ; Material ; Material; The following HMDA Discrepancy(s) have been noted: ; Materail | 11/18/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.86% is less than Guideline CLTV of 68.86% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.86% is less than Guideline CCLTV of 68.86% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1425 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | Condition cleared as lender agrees with audit. ; HMDA Data Tape Provided.; Materail; Material Finding; HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.08% is less than Guideline LTV of 66.08% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.08% is less than Guideline CLTV of 66.08% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1425 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. AVM is required and is missing. |  |  | Third party valuation product provided within tolerance. | 10/20/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.08% is less than Guideline LTV of 66.08% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.08% is less than Guideline CLTV of 66.08% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1425 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.08% is less than Guideline LTV of 66.08% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.08% is less than Guideline CLTV of 66.08% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Flood Certificate Partially Provided | Flood Certificate is Partially Provided Provide Flood cert with correct NFIP Map Panel Effective date. Current date is showing XX/XX/XXXX | Flood Cert date of determination is XX/XX/XXXX \| FEMA's last NFIP revised date is XX/XX/XXXX as identified on the FEMA website | 11/06/2025 | Lender provided Flood certificate and FEMA Flood services reflecting flood map effective date of XXX/XXX/XXX. Condition cleared.; Flood Certificate is fully present | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1224 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1224 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1394 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1014 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XX/XX/XXXX | audit | 10/23/2025 | Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided.; Material Finding | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1014 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1014 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1399 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing proof the borrower was provided a copy of their appraisal at least XXX days prior to closing. | Apprsl \| | 11/10/2025 | Documentation provided - condition cleared; Evidence of appraisal delivery provided.; Material Finding | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1399 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI). | ULI | 11/10/2025 | ULI provided for file - condition cleared; ULI provided for file - condition cleared; Material ; ULI provided for file - condition cleared; Material | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1399 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1399 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 11/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's ULI value - XXX | 11/06/2025 | Lender agreed with audit value for ULI. Condition cleared.; Material ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing proof the borrower was provided a copy of their appraisal at least XXX days prior to closing. Documentation required to clear exception: The document provided indicates that the borrower either received, or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but does not confirm the borrower received the appraisal at or prior to consummation. Provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely. | apprsl \| | 11/07/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:[[##XXX##]] The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three XXX days before consummation. Documentation required to clear exception. Proof of delivery/receipt of Initial CD dated XXX/XXX/XXX. Initial CD was not acknowledged by borrower and proof of delivery was missing from file. Unable to determine if timing requirements were met prior to consummation date XXX/XXX/XXX. | ICD | 11/07/2025 | Lender provided verification of Borrower's receipt of initial CD. Condition cleared.; Lender provided verification of Borrower's receipt of initial CD. Condition cleared. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1373 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OK | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1428 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OK | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The file contains an invoice from XXX showing XXX HOA dues (page XXX). The documentation in the file does not indicate that the subject property or the XXX is located within or governed by this HOA. Please clarify which property, if any, is associated with the XXX invoice contained in the file. | Please see revised documents | 11/19/2025 | Lender provided updated XXX 1003 and AUS reflecting the HOA fees included in the total debt obligations. Condition cleared.; Borrower 1 Credit Report is not partially present. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1428 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OK | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application confirming XXX does not have affiliates. The document provided States fees were not paid to an affiliate or Broker but doesn't State XXX has no affiliates. | XXX | 11/14/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1428 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OK | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1322 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.08% is less than Guideline CLTV of 66.08% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.08% is less than Guideline CCLTV of 66.08% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1322 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.21% is less than Guideline LTV of 67.21% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.21% is less than Guideline CLTV of 67.21% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA documentation to support XXX monthly HOA dues for XXX XXX XXX | No HOA | 11/13/2025 | Condition cleared as we have received evidence of no HOA dues. ; Borrower 1 Credit Report is not partially present. | 11/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their ULI number.; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their ULI number. | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added.; HMDA Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. AVM is missing and is required. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1341 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 11/17/2025 | Original CLTV is Below the Guideline Maximum - Calculated LTV of 67.21% is less than Guideline LTV of 67.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.21% is less than Guideline LTV of 67.21% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1341 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/17/2025 | Original CLTV is Below the Guideline Maximum - Calculated LTV of 67.21% is less than Guideline LTV of 67.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.21% is less than Guideline LTV of 67.21% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1341 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Original CLTV is Below the Guideline Maximum - Calculated LTV of 67.21% is less than Guideline LTV of 67.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.21% is less than Guideline LTV of 67.21% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1323 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1323 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Rescinded | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XXX-XXX-XXX. Disbursement date is XXX/XXX/XXX. Condition is invalid. | Exception is invalid | 11/06/2025 | Invalid finding, insurance effective date is prior to disbursement date. Condition rescinded. | 11/10/2025 | D A |
| OBX26INV1233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage Missing rent loss insurance coverage | Invalid Request - Rent Loss Insurance is not required - Rent Loss Insurance is not a GSE requirement. | 11/03/2025 | Audit reviewed Lender's response and has determined the insurance coverage meets AUS and FNMA requirements. Condition cleared.; Rent Loss Coverage Present | 11/04/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.21% is less than Guideline CLTV of 67.21% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.21% is less than Guideline CCLTV of 67.21% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.9% is less than Guideline LTV of 68.9% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.9% is less than Guideline CLTV of 68.9% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1235 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance |  |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1235 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Documents and notes in the file indicate XXX REO properties were XXXd at the same time as the subject property, Lender to provide the following: XXX XXX - A copy of the executed Final CD and tax bill XXX XXX - A copy of the executed Final CD and tax bill | Taxes are verified on the final cd's attached | 11/07/2025 | Condition resolved as we have receive of the property taxes. | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.9% is less than Guideline CLTV of 68.9% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.9% is less than Guideline CCLTV of 68.9% A |
| OBX26INV1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Missing Credit Report Supplement | The borrower's credit report includes a mortgage with the account number ending in xXXX with a balance of XXX it is reported as closed but with a balance, last activity XXX/XXX/XXX. Lender to provide a credit supplement or other documentation showing balance is XXX and was XXXd into account number ending in xXXX. | Lien Release | 11/07/2025 | Condition cleared as we have received the lien release from the lender. | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline LTV of 62.12% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CLTV of 62.12% A |
| OBX26INV1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Lender to provide UCDP report with full Appraisal, if UCDP score exceeds XX/XX/XXXX a current AVM will be required. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline LTV of 62.12% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CLTV of 62.12% A |
| OBX26INV1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline LTV of 62.12% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CLTV of 62.12% A |
| OBX26INV1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Lender Guidelines require a Third Party Fraud Report, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline LTV of 62.12% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CLTV of 62.12% A |
| OBX26INV1304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Tape, non material B grade. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline LTV of 62.12% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CLTV of 62.12% A |
| OBX26INV1288 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1236 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1236 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1236 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Missing evidence borrowers received the appraisal report at least XXX days prior to the loan consummation. | Appraisal Delivery | 11/19/2025 | Cleared as evidence of appraisal delivery provided.; Material Finding | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. [[(XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to ##XXX## is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Cure required: The Lender Credit tolerance violation is due to the decrease of Credits from, XXX to XXX on the revised LE dated XXX/XXX/XXX without a valid COC in file. Please provide a valid COC or cure package. | COC | 11/14/2025 | Lender provided valid COC for decrease in Lender credits, which was due to loan amount decrease causing rate to be re-locked, a Lender credits being decreased. Condition cleared. ; Lender provided valid COC for decrease in Lender credits, which was due to loan amount decrease causing rate to be re-locked, a Lender credits being decreased. Condition cleared.; Lender provided valid COC for decrease in Lender credits, which was due to loan amount decrease causing rate to be re-locked, a Lender credits being decreased. Condition cleared. | 11/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to ##XXX## is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal Fee and addition of the Verification Fee in the amount of $XXX. There is a lenders credit in the amount of XXX of this amount was used to clear tolerance violation of the Recording Fee, additionally the XXX cure for the Appraisal Fee increase leaving XXX cure for the Verification Fee. Please provide valid COC's for the increases or cure package. | COC | 11/14/2025 | Lender provided valid COC for increase in Verification / VOE fee, which was due to requirement for the electronic VVOE to be obtained and is supported by the VVOE invoice in file. Condition cleared.; Lender provided valid COC for increase in Verification / VOE fee, which was due to requirement for the electronic VVOE to be obtained and is supported by the VVOE invoice in file. Condition cleared.; Lender provided valid COC for increase in Verification / VOE fee, which was due to requirement for the electronic VVOE to be obtained and is supported by the VVOE invoice in file. Condition cleared. | 11/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Income/Employment General | Missing verification of rental income per Final 1003 for property located at XXX XXX in the amount of XXX please upload to the file. | XXX XXX XXX XXX | 11/10/2025 | Condition resolved as we have received the XXX for the REO rental income. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/06/2025 | Lender provided valid ULI of xXX. Condition cleared.; Material ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI). | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1226 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party Valuation is not in the file, please upload to the file. |  |  | Third party valuation product provided within tolerance. | 11/25/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1226 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1348 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1420 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product (AVM) - CU Score is XXX greater than XXX. |  |  | Third party valuation product provided within tolerance. | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1420 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1252 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1252 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1442 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/18/2025 | Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1442 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1442 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/25/2025 | D A C |
| OBX26INV1339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | Master policy | 11/06/2025 | Policy provided - condition cleared; HO-6 Master Insurance Policy is fully present | 11/11/2025 | D A C |
| OBX26INV1339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is Missing | Loan has escrows therefore an initial escrow account disclosure does not apply | 11/06/2025 | Not applicable - Escrow waiver provided - condition cleared; Initial Escrow Account Disclosure is Resolved; Initial Escrow Account Disclosure is Missing; Material Finding | 11/11/2025 | D A B C |
| OBX26INV1339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Escrow Waiver is Missing | Escrow Waiver is Missing | Loan has escrows therefore an escrow waiver does not apply | 11/06/2025 | Escrow waiver provided - condition cleared; Escrow Waiver is Present or Not Applicable; Escrow Waiver is Missing | 11/11/2025 | D A C |
| OBX26INV1339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | appraisal dlvr | 11/06/2025 | Documentation provided - condition cleared; Evidence of appraisal delivery provided.; Material Finding | 11/11/2025 | D A B C |
| OBX26INV1339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | D A C |
| OBX26INV1339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | D A C |
| OBX26INV1422 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Cured | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX CFR §1026.19(e)(3)(ii))]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Notary Fee on CD dated XXX/XXX/XXX. COC in file dated XX/XX/XXXX does not reference the addition of the notary fee. | cure; TRID and XXX pass | 12/01/2025 | Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B.; Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B.; Lender provided a XXX and a disclosure tracker; however, did not provide a valid COC for increase in the Title Notary Fee from XXX on the initial LE to XXX on the final CD. Condition retained. | 12/02/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX26INV1422 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX26INV1422 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1269 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1269 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | HI | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided within XXX% Tolerance. CU score is XX/XX/XXXX |  |  | Third party valuation product provided within tolerance. | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1419 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI is XXX. Please review the uploaded doc. | 11/25/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI missing, vs Lender value XXX, Lender may clear finding by providing documentation to support their value. | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1419 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1419 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The Third Party Fraud report is missing completely from the loan file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1381 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1405 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | QM: Safe Harbor APOR (APOR SH) | Curative | 10/15/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/12/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1405 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | QM: Safe Harbor APOR (APOR SH) | Curative | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1405 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | QM: Safe Harbor APOR (APOR SH) | Curative | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1412 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1403 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Acknowledged | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XXX-XXX-XXX. Provide Hazard Insurance Effective Date of XXX-XXX-XXX. |  |  | Received - PCI - no damage - XXX approved downgrade to B - condition Acknowledged | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1403 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1403 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1032 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OK | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation. |  |  | Third party valuation product provided within tolerance. | 11/05/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1032 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OK | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1032 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OK | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The borrower owns two parcels of land, both listed as XXX properties. The final application discloses monthly expenses of XXX for the XXX-acre property and XXX for the XXX-acre property. The file does not include documentation to support these disclosed amounts. Please provide documentation to verify the monthly expenses for both XXX properties. | tax info for acreage | 10/22/2025 | Lender provided Tax Roll inquiry for both the XXX acre lot and the XXX acre lot verifying taxes. Condition cleared.; Borrower 1 Credit Report is not partially present. | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1391 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Please provide evidence Borrower received Appraisal within required XXX day prior to consummation. | Evidence | 11/21/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 11/24/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline LTV of 62.12% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CLTV of 62.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1391 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's ULI value - XXX | 11/06/2025 | Lender agreed with audit value for ULI. Condition cleared.; Material ; HMDA discrepancy noted: Audit ULI XXX vs Lender value XXX. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 11/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline LTV of 62.12% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CLTV of 62.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1391 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 11/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline LTV of 62.12% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CLTV of 62.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1391 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline LTV of 62.12% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CLTV of 62.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1391 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline LTV of 62.12% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CLTV of 62.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1284 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/21/2025 | Lender provided Affiliated XXX Disclosure. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1284 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Appraisal | 11/10/2025 | Evidence of appraisal delivery provided.; Resolved as we have received evidence of the appraisal delivery. ; Material Finding | 11/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1284 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Rescinded | XXX | Compliance | Escrow Waiver is Missing | Escrow Waiver is Missing | Loan closed with escrows therefore an escrow waiver does not apply | 11/06/2025 | Escrow Waiver is Present or Not Applicable Loan closed with escrows; therefore, an escrow waiver is not required. Condition rescinded. | 11/10/2025 | C A B |
| OBX26INV1284 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1229 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence to support the omission of the XXX with a balance of XXX and the XXX account with balance of XXX | These accounts were omitted because they are duplicates. If you look at XXX and XXX credit report, the two XXX accounts and the two XXX accounts match exactly other than the account number. Open date, Report date, High credit, Balance, Trended Payment History, etc. | 11/10/2025 | Condition cleared as we have received evidence of the accounts being duplicates. ; Borrower 1 Credit Report is not partially present. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1229 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1229 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1229 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1443 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation XX/XX/XXXX | appraisal delivery ; The disclosure provided is the Acknowledgement of receipt of the appraisal report which Borrower e-signed on XX/XX/XXXX confirming receipt of the appraisal. This XXX% confirms borrower receipt. Appraisal completed XXX/XXX. Please feel free to escalate to buyer; Apprsl | 11/26/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Audit reviewed Lender's response. The Acknowledgment does not verify the date the Borrower received the appraisal. Please provide documentation verifying the date the Borrower received the appraisal. Condition retained.; Lender provided appraisal acknowledgment; however, did not provide verification of Borrower's receipt of appraisal. Condition retained.; Materail | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1443 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1372 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's ULI value - Audit ULI XXX | 11/06/2025 | Lender agreed with audit value for ULI. Condition cleared.; Material ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX26INV1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Appraisal delivery | 11/06/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX26INV1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX26INV1335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Lender guidelines require a Third Party Fraud Report, please provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX26INV1278 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CT | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their ULI number. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added.; HMDA Data Tape Provided. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1344 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1446 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Documentation required to clear exception, Required Affiliated XXX Disclosure Missing | XXX | 11/13/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Materail | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.12% is less than Guideline CLTV of 62.12% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.12% is less than Guideline CCLTV of 62.12% D A |
| OBX26INV1446 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.35% is less than Guideline CLTV of 62.35% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 62.35% is less than Guideline CCLTV of 62.35% D A |
| OBX26INV1446 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 62.35% is less than Guideline CLTV of 62.35% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 62.35% is less than Guideline CCLTV of 62.35% D A |
| OBX26INV1274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product t Provided Within Tolerance. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1227 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their ULI number. ; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their ULI number. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1227 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, discrepancy finding added.; HMDA Data Tape Provided. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1227 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1227 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1354 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their ULI number. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1354 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | Hmda data received, additional discrepancy finding added.; HMDA Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1354 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1354 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM |  |  | Third party desk review received and within value, condition cleared.; Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1245 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM is required and is missing. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.35% is less than Guideline LTV of 62.35% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.35% is less than Guideline CLTV of 61.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1245 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.38% is less than Guideline CLTV of 61.38% \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.38% is less than Guideline CLTV of 61.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1276 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 61.38% is less than Guideline CLTV of 61.38% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 61.38% is less than Guideline CCLTV of 61.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1331 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Curative | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.38% is less than Guideline LTV of 61.38% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.38% is less than Guideline LTV of 65.15% A |
| OBX26INV1427 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.15% is less than Guideline CLTV of 65.15% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.15% is less than Guideline CCLTV of 65.15% A |
| OBX26INV1385 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Missing Private Road Maintenance Agreement | The subject property is located on a private road, the appraisal States the HOA is responsible for maintenance. The XXX contract and the Title Commitment have no reference to a Private Road Maintenance Agreement. Lender to provide. | CC&R's; I agree the property is on a private road. It's a PUD.. OA dues are established to include maintainance of all common areas. And, as you mentioned, the appraiser has already confirmed the HOA is responsible for maintenance. | 12/01/2025 | Lender provided Declaration of Covenants reflecting road maintenance is included in the Covenants. Condition cleared.; Audit reviewed Lender's response. Please provide documentation verifying HOA maintains private road to meet FNMA requirements. Condition retained. | 12/02/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1385 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1385 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report is required, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 11/17/2025 | D A B |
| OBX26INV1305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added.; HMDA Data Tape Provided. | 11/17/2025 | D A C |
| OBX26INV1305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | D A |
| OBX26INV1378 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; HMDA discrepancy noted: Audit ULI is missing. Lender may clear finding by providing documentation to support the ULI. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1378 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added.; HMDA Data Tape Provided. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1378 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1351 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/25/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1351 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | appraisal \| | 11/06/2025 | Condition resolved as we have received the missing XXX. ; Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1351 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | Affiliated XXX Disclosure - | 11/10/2025 | Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1351 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1187 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Lender to provide evidence there is no HOA fees associated with the following properties owned by the borrower: XXX XXX XXXXX XXX | HOA | 11/18/2025 | Lender provided No HOA LOE. Condition cleared.; Lender provided No HOA LOE. Condition cleared. | 12/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1187 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed XXX-S returns used to qualify, Form XXX-C not executed by the borrower, returns are not signed. Lender to provide an executed XXX-C or return signed by the borrower. | XXX | 11/19/2025 | Lender provided XXX Condition cleared.; Lender provided XXX Condition cleared.; Borrower 1 Tax Returns Are Signed | 11/20/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1187 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Curative | 10/27/2025 | Rescinded | XXX | Property | Missing Private Road Maintenance Agreement | Appraisal indicates the subject property is located on a Private Road, a Maintenance Agreement was not found, Lender to provide. | I am not aware of a FHLMC guideline that requires a private road maintenance agreement. FNMA does, but FHLMC does not. If I'm mistaken, please provide the section of the FHLMC Seller's Guide so I can research. Thanks! | 11/14/2025 | Rescinded as this is not a requirement. | 11/17/2025 | D A |
| OBX26INV1115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Lender to provide a signed letter from the borrower stating there are no HOA fees for the following properties: XXX XXX XXX XXX | As it applies to HOA dues, our process is to look at the address and other documentation in the file. If nothing indicates a condo or PUD (ex. Unit number) we typically will not request verification of HOA. I googled the properties and they are in older, established neighborhoods where HOA dues would be unlikely. | 11/14/2025 | Condition resolved as we have received evidence of no HOA dues. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.07% is less than Guideline LTV of 67.07% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.07% is less than Guideline CLTV of 68.21% D A |
| OBX26INV1115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Guidelines require a Third Party Fraud Report, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report Guidelines require a Third Party Fraud Report, Lender to provide. | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.21% is less than Guideline CLTV of 68.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.21% is less than Guideline CLTV of 68.21% D A |
| OBX26INV1115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.21% is less than Guideline CLTV of 68.21% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 68.21% is less than Guideline CLTV of 68.21% D A |
| OBX26INV1120 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1022 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1022 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1022 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX) File is missing the mortgage Statement for the property located at XXX in order to verify if the taxes and insurance are escrowed. XXX) Missing HOA Statement, or evidence of no HOA. XXX/XXX screenshot is not acceptable for HOA documentation. Please provide documentation from HOA, Statements, Appraisal, or LOE from the borrower. Additional conditions may apply. Additional conditions may apply. | . | 10/22/2025 | Lender provided mortgage Statement for property XXX XXX XXX reflecting escrows for taxes and insurance as well as LOE indicating no HOA fees for property. Condition cleared.; Borrower 1 Credit Report is not partially present. | 10/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1022 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Per LP: For the borrower's self-XXX income, obtain completed and signed federal individual and XXX tax returns. If the XXX has been in existence for less than five years, provide individual and XXX tax returns for the most recent two years. Borrower XXX has been in existence for less than XXX years and only contains XXX year returns. If the borrower's Self-employment income was from Sole Proprietorship, XXX Schedule C is not present. Additional conditions may apply. | XXX returns | 10/22/2025 | Lender provided XXX and XXX tax return. Condition cleared.; Income and Employment Meet Guidelines | 10/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1230 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI is XXX. Please review the | 11/25/2025 | Lender provided snippet of Lender's Work Dash Board verifying valid ULI of XXX. Condition cleared.; Material ; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1230 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1230 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score is missing/no score. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1230 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is completely missing from the loan file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AL | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party valuation product provided within tolerance. | 11/05/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AL | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX) Missing HOA Statement, or evidence of no HOA for the 2nd home located at XXX XXX. XXX/XXX screenshot is not acceptable for HOA documentation. Please provide documentation from HOA, Statements, Appraisal, or LOE from the borrower. XXX) File is missing the mortgage Statement for the 2nd home located at XXX XXX in order to verify if the taxes and insurance are escrowed. Additional conditions may apply. | hoa and mortgage Statement | 10/27/2025 | Lender provided mortgage Statement and HOA for property XXX XXX XXX verifying PITIA. Condition cleared.; Borrower 1 Credit Report is not partially present. | 10/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AL | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1075 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1075 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1096 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Curative | 10/21/2025 | Rescinded | XXX | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is Missing | Escrows are waived therefore there will not be an IEAD | 11/05/2025 | Audit reviewed Lender's response and has determined the loan does not have escrows; therefore, an initial escrow disclosure would not be required. Condition rescinded.; Initial Escrow Account Disclosure is Resolved; Material Finding | 11/06/2025 | C A |
| OBX26INV1096 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Curative | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1074 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.21% is less than Guideline LTV of 68.21% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.21% is less than Guideline LTV of 68.46% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1074 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Original CLTV is Below the Guideline Maximum - Calculated LTV of 68.46% is less than Guideline LTV of 68.46% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.46% is less than Guideline LTV of 68.46% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1071 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1071 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1071 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1079 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Findings | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1079 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's ULI value: XXX \| We agree with audit's NMLS value: XXX | 11/10/2025 | Lender agreed with audit values for ULI and NMLS. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI missing vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. Additionally, Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Curative | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Curative | 10/19/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Curative | 10/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1144 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Curative | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1144 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Curative | 10/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1141 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 68.46% is less than Guideline LTV of 68.46% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.46% is less than Guideline LTV of 68.46% A |
| OBX26INV1153 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XXX-XXX-XXX. Missing hazard insurance with an effective date of XXX/XXX/XXX. | In loan pkg | 11/06/2025 | Condition resolved as we have received LOX form insurer of no claims filed during days of no coverage. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1153 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1062 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is not in file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1062 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1090 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1090 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1092 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Rescinded | XXX | Compliance | Late Charge Percent is greater than 6% | Late Charge Percent is greater than XXX% PA properties allow for more than XXX percent | Late% | 11/05/2025 | Invalid finding, data entry error. Condition rescinded.; Validation Resolved | 11/06/2025 | D A |
| OBX26INV1092 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.46% is less than Guideline LTV of 68.46% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.46% is less than Guideline CLTV of 68.46% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1092 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.46% is less than Guideline LTV of 68.46% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.46% is less than Guideline CLTV of 68.46% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Cured | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to ##XXX## is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX on LE XX/XX/XXXX to XXX on LE XX/XX/XXXX for the Title - State Premium Tax from. The COC dated XX/XX/XXXX doesn't provide enough information to determine if this was a valid change. The fee is paid to an affiliate, therefor tested as a XXX% tolerance fee. | cured | 11/05/2025 | Lender provided LOE, PCCD reflecting cure of XXX as a principal and financial verifying the XXX principal reduction was applied. Cured post close, loan will be graded a B.; Lender provided LOE, PCCD reflecting cure of XXX as a principal and financial verifying the XXX principal reduction was applied. Cured post close, loan will be graded a B.; Lender provided LOE, PCCD reflecting cure of XXX as a principal and financial verifying the XXX principal reduction was applied. Cured post close, loan will be graded a B.; Lender provided LOE, PCCD reflecting cure of XXX as a principal and financial verifying the XXX principal reduction was applied. Cured post close, loan will be graded a B. | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1161 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's ULI value: XXX \| We agree with audit's NMLS value: XXX | 11/10/2025 | Lender agreed with audit values for ULI and NMLS. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. Audit NMLS XXX VS. lender NMLS missing. Please submit evidence of missing NMLS or agree with audit to clear. ; HMDA discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Curative | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Curative | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/03/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Curative | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1094 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 11/12/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1094 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1094 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per Tape, B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1148 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1148 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1167 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.46% is less than Guideline LTV of 68.46% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.46% is less than Guideline CLTV of 68.46% A |
| OBX26INV1203 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1203 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1203 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1186 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOI declarataions page for existing REO property. | Please see insurance attached | 11/07/2025 | Lender provided HOI. Condition cleared. | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1186 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1190 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | RI | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1190 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | RI | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1193 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1194 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1198 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.46% is less than Guideline CLTV of 68.46% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.46% is less than Guideline CCLTV of 68.46% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1156 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1206 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline LTV of 65% Calculated CLTV of 65% is less than Guideline LTV of 65% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 67.09% Calculated LTV of 65% is less than Guideline LTV of 67.09% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1208 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Property | FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. FEMA declared XXX county in a disaster area (XXX, XXX, and XXX) on XXX/XXX/XXX, with a release date XXX/XXX/XXX. The appraisal in file is dated XX/XX/XXXX and shows no damage, however the appraisal date is prior to the FEMA release date. A Post Disaster Inspection is required. | PDI | 11/21/2025 | Lender provided PCI dated XXX/XXX/XXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 11/25/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1208 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1208 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1282 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Borrower LOE on recent inquiries indicates XX/XX/XXXX opened a new account with - reporting on credit XXX balance and XX/XX/XXXX opened a new account with XXX. Lender provided XXX account Statement that reflects a monthly minimum payment due of XXX per monthnth. This debt was not included on the Final 1003 or AUS. Inclusion of this debt in the ratios brings the DTI to XXX% which is outside of the allowable XXX% tolerance. Please provide an updated AUS, Final 1003 and XXX including the new XXX debt of XXX per monthnth in the ratios. | Revised | 11/13/2025 | Condition cleared as we have received the updated AUS form lender including the new XXX account. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 11/18/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1282 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1212 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Rescinded | XXX | Credit | Missing Trust Agreement | Missing Trust Agreement There are no trust documents in file. | Invalid - Trust starts on page XXX of Original Bookmarks - from the file we uploaded | 11/17/2025 | Audit reviewed Lender's response and has determined the Trust Documentation is in the loan file on page XXX Condition rescinded. | 11/18/2025 | C A |
| OBX26INV1212 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1012 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1012 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1232 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1232 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1199 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1171 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1171 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1218 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1218 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. There is an appraisal in the loan file |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1369 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1369 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1210 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Rescinded | XXX | Property | Missing Private Road Maintenance Agreement | The appraisal indicates subject property is located on a private drive, Lender to provide evidence HOA maintains the road. | Invalid - No private road | 11/17/2025 | Audit reviewed Lender's response and has determined the subject property is no on a private road. Subject property is in a gated community per the appraisal, with HOA fees for maintenance. Condition rescinded. | 11/18/2025 | C A |
| OBX26INV1210 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.09% is less than Guideline LTV of 67.09% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.09% is less than Guideline CLTV of 67.09% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1214 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | The Final 1003 is Missing | The Final 1003 is Missing. Please submit Final Executed 1003 signed XX/XX/XXXX | Final 1003 | 11/13/2025 | Lender provided Final 1003. Condition cleared.; The Final 1003 is Present | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1214 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided valid ULI of XXX. Condition cleared.; Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. ; Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX26INV1214 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1324 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1324 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The Audited DTI is XXX% and the Lender Approved DTI is XXX% The Lender credit the borrower with rental income for XXX XXX, the borrower is not obligated on the Note but is in title, the full rental income cannot be credited to the borrower because the gross rental amount still requires the mortgage payment be considered to calculate the net rental income used for qualifying. Audit included only taxes, insurance and HOA as expenses. | Please see revised XXX 1003 and AUS | 11/18/2025 | Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Lender provided updated 1003, XXX and AUS approving DTI of XXX% Audit re-calculated DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX% Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Lender provided updated 1003, XXX and AUS approving DTI of XXX% Audit re-calculated DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX% Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Lender provided updated 1003, XXX and AUS approving DTI of XXX% Audit re-calculated DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX% Condition cleared. | 11/20/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.09% is less than Guideline CLTV of 67.09% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.09% is less than Guideline CCLTV of 67.09% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | A signed letter from the borrower stating there is no HOA associated with XXX XXX was not found in the file, Lender to provide or evidence the property does not have an HOA fee. | XXX XXX XXX | 11/18/2025 | Lender provided verification of HOA fees for XXX. Condition cleared. | 11/20/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.14% is less than Guideline CLTV of 60.14% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 60.14% is less than Guideline CCLTV of 60.14% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | Missing income documentation | The borrower's XXX tax returns indicate a balance of XXX is owed, evidence the balance is paid was not found in the file. Lender to provide. | I am not aware of an Agency guideline requiring verification that current taxes owed have been paid. If there was a payment plan, or if there was evidence it was a judgment then payment would have to be documented. It should be noted that the borrower verified sufficient funds to pay this obligation. | 11/14/2025 | Audit reviewed Lender's response and has determined the Borrower has sufficient assets to cover the the XXX taxes owned reflected on the IRS e-file authorization form. Condition cleared. | 11/17/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.14% is less than Guideline CLTV of 60.14% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 60.14% is less than Guideline CCLTV of 60.14% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.14% is less than Guideline CLTV of 60.14% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 60.14% is less than Guideline CCLTV of 60.14% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | The Deed of Trust is Missing | The Deed of Trust is Missing An executed Deed of Trust and attached Riders was not found in the loan file, Lender to provide. | DOT | 11/03/2025 | Lender provided recorded executed mortgage with riders. Condition cleared.; The Deed of Trust is Present | 11/06/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.14% is less than Guideline CLTV of 60.14% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 60.14% is less than Guideline CCLTV of 60.14% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Guidelines require a Third Party Fraud Report and was not found in the loan file, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.14% is less than Guideline CLTV of 60.14% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 60.14% is less than Guideline CCLTV of 60.14% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | 1-4 Family Rider is Missing | 1-4 Family Rider is Missing. An executed 1-4 Family Rider was not found, Lender to provide. |  |  | The 1-4 Family Rider is Present | 11/04/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.14% is less than Guideline CLTV of 60.14% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 60.14% is less than Guideline CCLTV of 60.14% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | PUD Rider is Missing | PUD Rider is Missing An executed PUD Rider was not found, Lender to provide. |  |  | The PUD Rider is Present or is Not Applicable (Property Type is PUD) | 11/04/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 60.14% is less than Guideline CLTV of 60.14% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 60.14% is less than Guideline CCLTV of 60.14% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1316 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1337 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KS | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | D A C |
| OBX26INV1337 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KS | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud report missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | D A C |
| OBX26INV1337 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KS | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | D A C |
| OBX26INV1290 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1290 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud report missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1383 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1383 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud report missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1170 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Mortgage Statement for property at XXX & XXX XXX XXX was not provided in file for review. Please submit Mortgage Statement for property at XXX & XXX XXX XXX | Statement | 11/17/2025 | Condition resolved as we have received the mortgage Statement for XXX XXX. | 11/18/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1170 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1260 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | D A C |
| OBX26INV1260 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | D A C |
| OBX26INV1260 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NH | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | D A C |
| OBX26INV1184 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.14% is less than Guideline LTV of 60.14% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.14% is less than Guideline CLTV of 69.45% A |
| OBX26INV1301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1347 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing appraisal. Client overlay does not accept an appraisal waiver. |  |  | Third party valuation product provided within tolerance. | 11/13/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1347 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1347 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per Tape data. Non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1333 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1435 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit property value XXX vs Lender value missing, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | Agree, property value is XXX | 11/25/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding | 12/02/2025 | D B A C |
| OBX26INV1435 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added.; HMDA Data Tape Provided. | 12/02/2025 | D B C A |
| OBX26INV1435 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | D B A C |
| OBX26INV1435 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | D B C A |
| OBX26INV1435 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on tape data. Non material B grade. |  |  |  |  | D B A C |
| OBX26INV1281 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1281 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1268 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1268 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is missing completely from the loan file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1392 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX26INV1392 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1392 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Appraisal is Missing |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX26INV1392 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per Data-Tape. Non material, B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1275 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledge |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1275 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1326 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Audit needs a copy of US Patriot Act Disclosure or government issued ID. | USA Patriot Act Form | 11/12/2025 | Lender provided completed Patriot Act form. Condition cleared.; US Patriot Act Disclosure or ID provided.; Material Finding | 11/13/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1326 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/13/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1169 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. | Appraisal Delivery to Borrower | 12/04/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 12/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1169 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The lender included an additional XXX in liability debt per the LP and XXX not located on credit report. Please submit evidence of this additional debt. | XXX is from the Insurance and Taxes from the 2nd Home XXX XXX XXX | 11/17/2025 | Condition cleared as we have received evidence of the XXX in debts. ; Borrower 1 Credit Report is not partially present. | 11/18/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1169 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1366 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DC | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1366 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DC | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Borrower is a BofA insider | Borrower is a insider |  |  | Borrower is not a inside.; Material Finding | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1366 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DC | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order AVM. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Flood Certificate Partially Provided | Flood Certificate is Partially Provided The NFIP Map Panel Effective date is missing. Please upload a complete Flood Certificate. | The Flood Cert aligns with the data on the Appraisal Report. \| FEMA reflects: FEMA has not completed a study to determine flood hazard for the selected location; therefore, a flood map has not been published at this time. You can contact your community or the FEMA FMIX for more information about flood risk and flood insurance in your community. | 11/10/2025 | Condition resolved as we have received evidence from FEMA for Map not included in a flood zone. ; Flood Certificate is fully present | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Pending review |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Missing Patriot Act and photo ID. | US Patriot Act | 11/19/2025 | Cleared as we have received the Patriot Act. ; US Patriot Act Disclosure or ID provided.; Material Finding | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order AVM. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1261 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Pending review |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline CLTV of 69.45% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.45% is less than Guideline CCLTV of 69.45% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1261 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided within XXX% Tolerance |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline CLTV of 69.45% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.45% is less than Guideline CCLTV of 69.45% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing fraud report |  |  | Third Party Fraud Report is provided | 11/12/2025 | D A |
| OBX26INV1292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | D A C |
| OBX26INV1241 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | apprsl | 11/10/2025 | Documentation provided - condition cleared; Evidence of appraisal delivery provided.; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1241 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1241 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1370 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1370 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1336 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1336 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree ULI is XXX, NMLS ID is XXX | 11/25/2025 | Lender agreed with audit value for ULI and NMLS. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI XXX vs Lender value missing AND Audit NMLS XXX vs Lender value missing, lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1243 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA To order AVM. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | C A |
| OBX26INV1243 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1231 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1231 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1330 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1237 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Compliance | Cal. Civ. Code § 1799.91 - Cosigner Notice Disclosure was not provided (Disclosure Page v2) | Cal. Civ. Code § 1799.91 - Cosigner Notice Disclosure was not provided. | Cosigner notice is not be required. XXX XXXXX is the only borrower. XXX XXX XXX, signed as a trustee and is not obligated on the loan. | 11/12/2025 | Audit reviewed Lender's response and has determined the additional signer on the Note is not a co-signer but a trustee; therefore, a Cosigner notice is not required. Condition cleared. | 11/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1237 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Rescinded | XXX | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is Missing | Waiver | 11/10/2025 | Rescinded as not required. ; Initial Escrow Account Disclosure is Resolved; Material Finding | 11/11/2025 | D A C |
| OBX26INV1237 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1237 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1438 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Curative | 10/21/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Documentation required to clear exception: The document provided indicates that the borrower either received, or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but does not confirm the borrower received the appraisal at or prior to consummation. Provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely. | Appraisal Delivery | 11/10/2025 | Condition resolved as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1438 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledge |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1438 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU Score is XX/XX/XXXX |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1249 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1249 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1249 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation required per deal guide. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1357 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1357 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1357 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order AVM. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1437 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1437 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1437 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1272 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline CLTV of 69.45% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.45% is less than Guideline CCLTV of 69.45% A |
| OBX26INV1272 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline CLTV of 69.45% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.45% is less than Guideline CCLTV of 69.45% A |
| OBX26INV1272 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline CLTV of 69.45% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.45% is less than Guideline CCLTV of 69.45% A |
| OBX26INV1272 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Rescinded | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage Provide rent loss insurance coverage | Invalid Request - Rent Loss Insurance is not required - Rent Loss Insurance is not a GSE requirement. | 11/03/2025 | Audit reviewed Lender's response and has determined the master insurance policy on page XXX of the loan file includes XXX In coverage and Tenant improvements and betterments at XXX% guaranteed replacement with inflation guard, which meets AUS and FNMA requirements. Condition rescinded.; Rent Loss Coverage Present | 11/04/2025 | D A C |
| OBX26INV1272 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Rescinded | XXX | Credit | HO-6 Insurance Policy is Missing | HO-6 Insurance Policy is Missing Provide HO-6 Insurance Policy |  |  | Audit reviewed Lender's response and has determined the master insurance policy on page XXX of the loan file includes XXX In coverage and Tenant improvements and betterments at XXX% guaranteed replacement with inflation guard, which meets AUS and FNMA requirements. Condition rescinded.; HO-6 Insurance Policy is fully present | 11/04/2025 | D A C |
| OBX26INV1280 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1417 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1417 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1371 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided AUS in file dated XX/XX/XXXX is missing pages. AUS reflects messages from XX/XX/XXXX only. Missing complete income, asset and property requirements. | AUS | 11/14/2025 | Lender provided full copy of AUS results. Condition cleared.; AUS is not incomplete | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1371 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1371 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1286 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1286 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1244 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1433 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1433 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1444 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1397 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Pending Review |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline CLTV of 69.45% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.45% is less than Guideline CCLTV of 69.45% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1398 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order AVM. |  |  | Third party valuation product provided within tolerance. | 11/25/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline CLTV of 69.45% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.45% is less than Guideline CCLTV of 69.45% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1398 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Documentation required: Provide evidence borrower received a copy of the appraisal at least XXX days prior to consummation. | Appraisal Delivery | 11/10/2025 | Cleared as we have received evidence of Appraisal delivery. ; Evidence of appraisal delivery provided.; Material Finding | 11/11/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline CLTV of 69.45% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.45% is less than Guideline CCLTV of 69.45% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1398 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of property taxes located at XXX XXX XXX XXX. Please upload to the system. | XXX XXX XXX XXX | 11/10/2025 | Condition cleared as we have received evidence of the property taxes form lender. | 11/11/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline CLTV of 69.45% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.45% is less than Guideline CCLTV of 69.45% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1398 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Pending review |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Original LTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline CLTV of 69.45% \| Original CLTV is Below the Guideline Maximum - Calculated CCLTV of 69.45% is less than Guideline CCLTV of 69.45% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1289 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1386 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IA | ATR/QM: Exempt | Loan Review Complete | 10/25/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1423 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1423 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1361 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | SCIF Document Missing | This loan is an Risk Assesment is: (DU) with an application date of: (XXX-XXX-XXX) which is after XXX XXX or this is an FHA loan with an application date after XXX XXX and therefore a SCIF is required. However, the Supplemental Consumer Information Form is NOT Present. | Previously provided | 11/18/2025 | Resolved as we have received the SCIF from lender. ; This Supplemental Consumer Information Form is Present. | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1361 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1361 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1300 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1416 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1393 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1334 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1363 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1222 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1222 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1222 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1311 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Curative | 10/24/2025 | Resolved | XXX | Credit | Missing Credit Report Supplement | Document REO owned free and clear - XXX XXX- per property report new loan obtained for XXX thru XXX- document mortgage history and release of lien. | XXX XXX- Liability response | 11/19/2025 | Condition resolved as we have received evidence property owned by XXX. | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1311 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Curative | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1311 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1238 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Apprsl | 11/10/2025 | Condition cleared as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1238 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The Third Party Valuation Product is missing from the loan file. |  |  | Third party valuation product provided within tolerance. | 11/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 11/06/2025 | Rescinded | XXX | Credit | Note Address Does Not Match Deed of Trust Address | Note Address of XXX XXX, XXX Does Not Match Deed of Trust Address of XXX XXX, XXX | Note Address | 11/21/2025 | Invalid finding, address on Note and Mortgage match. Condition rescinded. | 11/24/2025 | C B A |
| OBX26INV1376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per data tape, Non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1360 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI is XXX. Please review the uploaded disclosure. | 11/26/2025 | Lender provided the HMDA worksheet verifying ULI of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by or providing documentation to support their value. | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1360 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1375 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by providing documentation to support their ULI number. | ULI XXX. Please review the uploaded docs. | 11/26/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; The following HMDA Discrepancy(s) have been noted: ; Material Finding | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1375 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MD | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA Data Tape Provided. | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1415 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1215 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Lender Credits That Cannot Decrease Test | TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, copy of refund check, and proof of delivery or valid COC. The Lender credit decrease violation in the amount of $XXX; is due to the decrease of the Lender credit from XXX on the CD dated XX/XX/XXXX to XXX on the final CD dated XX/XX/XXXX without valid COC. This loan failed the lender credits that cannot decrease test. [[(XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to ##XXX## is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | XX/XX/XXXX COC: decrease in loan amount - affecting pricing - decrease in lender credits \| XX/XX/XXXX rate lowered, Lender credits decreased | 11/24/2025 | Lender provided valid COC for decrease in Lender credits, which was due to loan amount decrease and rate re-locked at a lower rate. Condition cleared.; Lender provided valid COC for decrease in Lender credits, which was due to loan amount decrease and rate re-locked at a lower rate. Condition cleared.; Lender provided valid COC for decrease in Lender credits, which was due to loan amount decrease and rate re-locked at a lower rate. Condition cleared.; Lender provided valid COC for decrease in Lender credits, which was due to loan amount decrease and rate re-locked at a lower rate. Condition cleared. | 11/25/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1215 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1390 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. Lender requires XXX most recent months bank Statements. There is only XXX bank Statement in the file for each account. Audit need XXX most recent months for each bank account | Please see attached | 11/18/2025 | Cleared as we have received the 2nd month of assets. ; Asset Record XXX Meets G/L Requirements | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1390 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1390 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KY | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1355 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Curative | 10/30/2025 | Rescinded | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The AUS was re-ran adding additional XXX in lability debts, missing evidence of what the additional debts are from. | Disagree - URLA and LP align; Disagree - AUS aligns to the 1003 liabilities - please clear this is an invalid finding | 11/25/2025 | Audit reviewed Lender's response, re-calculated debt and rental income, which resulted in an audit DTI of XXX% which is within tolerance of the AUS approved DTI of XXX% and matches the Lender's calculations on the 1003 and final AUS in file. Condition rescinded.; Borrower 1 Credit Report is not partially present. | 12/01/2025 | C A |
| OBX26INV1355 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1217 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1382 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Borrower Non-US Citizen Identification Document Missing | Non XXX Borrower is missing Identification Document. | Rebuttal - file contains the H1B for both borrowers \| | 11/18/2025 | Borrower Identification Document provided. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1382 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Pending review |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1299 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Pending review |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1299 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1413 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing SSR Report |  |  | Third party valuation product provided within tolerance. | 11/25/2025 | C B A |
| OBX26INV1413 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C B A |
| OBX26INV1413 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Tape data. Downgraded to B. |  |  |  |  | C B A |
| OBX26INV1283 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | KS | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds the max of XX/XX/XXXX |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1317 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1408 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1384 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1350 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/25/2025 | C A |
| OBX26INV1350 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1250 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1250 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | C A |
| OBX26INV1377 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1377 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1439 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1439 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1251 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1251 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU Score is XX/XX/XXXX higher than XX/XX/XXXX |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 11/25/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Missing Borrower ID | US Patriot | 11/19/2025 | Lender provided US Patriot Act Form. Condition cleared.; US Patriot Act Disclosure or ID provided.; Material Finding | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1329 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/25/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1329 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Curative | 10/27/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI Fail - Rental income / Loss calculated off Sch E from the XXX tax returns. Rental income from Subject property was XXX versus the XXX disclosed by Lender. HOA amount used by lender is XXX however Tax returns shows as XXX This slightly reduced the net income. Also even though Auditor rental income for properties located at XXX XXX and XXX XXX is higher on the worksheet, Lender income disclosed on the Final 1003 was used. Using the income as verified the DTI changed from XXX to XXX which exceeds the DTI max allowed per AUS. Income worksheet for Rental and W2 provided to support income used | Regarding XXX: I calculated rental income as XXX please see attached. Is that enough to get us back to XXX%? | 11/18/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 11/20/2025 | C A |
| OBX26INV1329 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1329 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Curative | 10/27/2025 | Rescinded | XXX | Credit | Title Document is Partially Present | Title Document is incomplete or only partially present. Missing Liens Portion on title | Please clarify. The title work includes the complete Schedule A, Schedule B-I and Schedule B-II. Current lien is reflected in Schedule B-I item XXX Is there something else you are looking for? We do not have the final title policy yet. | 11/18/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Title Document is fully Present. | 11/20/2025 | C A |
| OBX26INV1242 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1410 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Per the Privacy Notice disclosure, XXX has affiliates. Provide the Affiliated XXX disclosure dated within XXX days of application XXX/XXX/XXX. | XXX - Mortgage Lender is XXX Mortgage | 11/16/2025 | Cleared as we have received evidence of the XXX not required. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 11/17/2025 | C B A |
| OBX26INV1410 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | C B A |
| OBX26INV1410 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C B A |
| OBX26INV1410 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per tape data, non material B grade. |  |  |  |  | C B A |
| OBX26INV1431 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XXX/XXX/XXX. The e-consent provided is dated XX/XX/XXXX | consent | 11/18/2025 | Lender provided E-consent. Condition cleared.; Evidence of eConsent is provided.; Material | 11/20/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1431 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1421 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1418 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NJ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1409 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ME | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1395 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CU score (per LP loan is eligible for appraisal waiver) |  |  | Third party valuation product provided within tolerance. | 11/19/2025 | C B A |
| OBX26INV1395 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | C B A |
| OBX26INV1395 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Data Tape. Downgraded to B. |  |  |  |  | C B A |
| OBX26INV1352 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds max of XX/XX/XXXX |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1352 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1445 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application | XXX | 11/21/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 11/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1445 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation XX/XX/XXXX | Appraisal Delivery | 11/16/2025 | Evidence of appraisal delivery provided.; Material | 11/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1445 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1234 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1248 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1247 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1400 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XX/XX/XXXX | Consent | 11/19/2025 | Lender provided E-consent. Condition cleared.; Evidence of eConsent is provided.; Material | 11/20/2025 | C A B |
| OBX26INV1400 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/16/2025 | Condition cleared as we have received lenders ULI number.; Condition cleared as we have received lenders ULI number.; Material Finding; HMDA discrepancy noted: Audit ULI missing vs Lender XXX, Lender may clear finding by providing documentation to support their value. ; Condition cleared as we have received lenders ULI number.; Material Finding; HMDA discrepancy noted: Audit ULI missing vs Lender XXX, Lender may clear finding by providing documentation to support their value. | 11/17/2025 | C A B |
| OBX26INV1400 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | Condition cleared as we have received lenders ULI number. ; HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/17/2025 | C A B |
| OBX26INV1400 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | C A B |
| OBX26INV1368 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1429 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1429 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1429 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1008 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/28/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1008 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1118 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/13/2025 | Resolved as we have received the missing ULI. ; Resolved as we have received the missing ULI. ; Material Finding; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. ; Resolved as we have received the missing ULI. ; Material Finding; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1118 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1258 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1349 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by providing documentation to support their value. | ULI is XXX | 12/02/2025 | Lender provided snippet of Lender's Work Dash Board verifying valid ULI of XXX. Condition cleared.; Lender provided snippet of Lender's Work Dash Board verifying valid ULI of XXX. Condition cleared.; Material Finding; Lender provided snippet of Lender's Work Dash Board verifying valid ULI of XXX. Condition cleared.; Material Finding | 12/03/2025 | D A B |
| OBX26INV1349 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/03/2025 | D A C |
| OBX26INV1349 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report Missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | D A |
| OBX26INV1342 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledge |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1271 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CT | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Compliance | Escrow Waiver is Missing | Escrow Waiver is Missing | Escrow Waiver | 11/17/2025 | Cleared as we have received the escrow waiver. ; Escrow Waiver is Present or Not Applicable | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Appraisal Delivery | 11/16/2025 | Cleared as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/16/2025 | Cleared as we have received attestation from lender for no affiliates.; Required Affiliated XXX Disclosure Documentation Provided; Material | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1225 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Hud-XXX page XXX to prove Proceeds from sale is not signed. Also unable to locate evidence of the source of down payment of XXX as listed on Final CD page XXX as well as being able to source the FTC of $ XXX Noted on page XXX of the CD. | Please see attached Client Accounting Statement which confirms available funds from the exchange in the amount of XXX | 11/18/2025 | Resolved as we have received evidence of the assets and Exchange. ; Asset Qualification Meets Guideline Requirements | 11/20/2025 | C A |
| OBX26INV1225 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1374 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1374 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1188 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AL | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing updated mortgage Statement with correct P & I and verification of HOI for property located a XXX XXX XXX The payment used by the underwriter differs from the note provided for this property. | Rebuttal \| | 11/18/2025 | Lender provided PITIA documentation for REO. Condition cleared. | 11/20/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1188 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AL | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Pending Review |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1255 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CT | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence of the fu;; PITIA for borrowers XXX. Lender using $XXX. File only has Mtg Statement and hazard insurance that doe snot add up to this amount. Please submit additional property tax, HOA or second mortgage information that adds up to lender total. | taxes | 11/25/2025 | Lender provided property profile report for Borrower's XXX verifying monthly tax amount and a total PITIA of $XXX. Condition cleared.; Borrower 1 Credit Report is not partially present. | 12/01/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NV | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order. |  |  | Third party valuation product provided within tolerance. | 11/13/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided The most recent AUS in file with a submission # XXX and dated XX/XX/XXXX is missing pages. | AUS | 11/10/2025 | Lender provided AUS. Condition cleared.; AUS is not incomplete | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Data Tape. Downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing Documentation used to support XXX PITIA for XXX XXX. Audit finds the PITIA to be $XXX. The lenders amount of XXX has been included in the DTI at this time. | We agree with the XXX - what do you need to clear the exception? | 11/17/2025 | Condition resolved as audit will use lender worst case scenario amount.; Borrower 1 Credit Report is not partially present. | 11/18/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 11/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing documentation to support omission XXX/XXX XXX XXX XXX Payment. | Invalid - supplement provided in original submission showing paid off | 11/25/2025 | Lender provided credit supplement reflecting XXX / XXX paid with a zero balance. Condition cleared.; Borrower 1 Credit Report is not partially present. | 12/01/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.45% is less than Guideline LTV of 69.45% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.45% is less than Guideline LTV of 61.66% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 61.66% is less than Guideline LTV of 61.66% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.66% is less than Guideline LTV of 61.66% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1265 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | Please review the uploaded doc | 12/02/2025 | Lender provided snippet of Lender's Work Dash Board verifying valid ULI of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by providing documentation to support their value. | 12/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1265 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | UT | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 12/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1285 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OK | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing | XXX Purpose, Affidavit | 11/21/2025 | Invalid finding, XXX Purpose Affidavit not required on XXX. Condition rescinded.; XXX Purpose Affidavit/Disclosure Provided | 11/24/2025 | C A |
| OBX26INV1285 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OK | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM provided shows a score of XXX% and XXX of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. |  |  | Third party valuation product provided within tolerance. | 11/05/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Borrower 2 Tax Returns Not Signed | Borrower 2 Tax Returns Not Signed The XXX is self prepared. Please provide the signature page. | XXX tax return signed | 10/28/2025 | Lender provided Signed XXX Condition cleared.; Borrower 2 Tax Returns Are Signed or Not Applicable (Number of Borrowers equals XXX) | 10/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Rescinded | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement, or evidence of no HOA for the properties located at XXX. XXX/XXX screenshot is not acceptable for HOA documentation. Please provide documentation from HOA, Statements, or Appraisal. Additional conditions may apply. | Page XXX of the original pkg is the hoa fee | 10/28/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Borrower 1 Credit Report is not partially present. | 10/29/2025 | C A |
| OBX26INV1449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 10/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1432 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Pending Review |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1307 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Pending Review |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 61.66% is less than Guideline LTV of 61.66% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.66% is less than Guideline LTV of 61.66% A |
| OBX26INV1307 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is required, please upload to the file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated LTV of 61.66% is less than Guideline LTV of 61.66% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.66% is less than Guideline LTV of 61.66% A |
| OBX26INV1404 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | QM: Safe Harbor APOR (APOR SH) | Curative | 10/29/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/18/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 61.66% is less than Guideline CLTV of 61.66% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.66% is less than Guideline CCLTV of 61.66% A |
| OBX26INV1404 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | QM: Safe Harbor APOR (APOR SH) | Curative | 10/30/2025 | Resolved | XXX | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed XXX-T Missing | XXX | 11/17/2025 | Condition cleared as we have received the missing 4506T. ; Borrower 1 Executed XXX-T Provided | 11/18/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.59% is less than Guideline LTV of 67.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.59% is less than Guideline CLTV of 67.59% A |
| OBX26INV1404 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | QM: Safe Harbor APOR (APOR SH) | Curative | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.59% is less than Guideline LTV of 67.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.59% is less than Guideline CLTV of 67.59% A |
| OBX26INV1202 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1332 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Rescinded | XXX | Compliance | Late Charge Percent is greater than 6% | Late Charge Percent is greater than XXX% The late charge percent on the Note is XXX% | Invalid finding - exception contradicts itself. Note States XXX% | 11/20/2025 | Invalid finding. Late charge on Note is XXX% Condition rescinded.; Validation Resolved | 11/21/2025 | C A |
| OBX26INV1332 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1262 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1440 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1440 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1277 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The CU has a no score. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | D A C |
| OBX26INV1277 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | D A C |
| OBX26INV1277 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OH | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | D A C |
| OBX26INV1267 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | ATR/QM: Exempt | Curative | 11/04/2025 | Resolved | XXX | Compliance | Intent to Proceed is Missing | The intent to proceed is missing. | Intent to Proceed | 11/21/2025 | Lender provided Borrower's Intent to Proceed. Condition cleared.; Proof of Intent to Proceed has been provided.; Material Finding | 11/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1267 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | ATR/QM: Exempt | Curative | 11/04/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | Appraisal Delivery | 11/21/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 11/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1267 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1267 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1273 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 11/16/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree, property value is XXX XX/XX/XXXX | 11/26/2025 | Lender agreed with audit value. Condition cleared. ; Material; HMDA discrepancy noted: Audit value XXX vs Lender value MISSING, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1273 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 11/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX26INV1273 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/29/2025 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing monthly HOA for subject property | As it applies to HOA dues, our process is to look at the address and other documentation in the file. If nothing indicates a condo or PUD (ex. Unit number) we typically will not request verification of HOA. I googled the property and it is in an older, established neighborhood where HOA dues are unlikely. | 11/18/2025 | Cleared as we have received evidence of no HOA dues. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1273 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/29/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. missing full appraisal required |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 11/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX26INV1273 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1273 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Curative | 10/29/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Data Tape. Downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1221 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Curative | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's appraised value of XXX | 11/26/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding; HMDA discrepancy noted: Audit appraised value XXX vs Lender value missing, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1221 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1221 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Credit | Borrower residency documentation not provided or issue with documentation | XXX: XXX XXX XXX did not have a mortgage Statement, hazard insurance Statement, or property tax Statement in the loan file to verify. The P&I of XXX was verified on the credit report and the secondary financing of XXX is a Home Equity loan that was verified on the credit report. Requesting that the Lender provide copies of the XXX's mortgage Statement, hazard insurance policy, and property tax Statement for audit to verify and calculated the correct PITIA. | Credit supplement in file | 11/26/2025 | Lender provided credit supplement reflecting mortgage includes escrows for both taxes and insurance. Condition cleared. | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1221 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Missing |  |  | Third party valuation product provided within tolerance. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1221 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Curative | 11/04/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per Data Tape, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1256 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1338 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Rescinded | XXX | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis The Appraisal is Subject to - The Appraiser requested info regarding the PUD which is still in the control of the Builder. Thee is no proof that the Builder has responded to the Appraiser's request | Invalid - 2nd appraisal with a signature date of XX/XX/XXXX was provided and is "As-Is" | 11/18/2025 | Audit reviewed Lender's response and has determined the updated appraisal in the loan file on page XXX reflects as is; therefore, a XXX completion report is not required. Condition rescinded.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | 11/20/2025 | D A |
| OBX26INV1338 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A C |
| OBX26INV1338 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1100 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Curative | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit property value XXX vs Lender value missing, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | We agree with audit's appraised value - XXX | 11/14/2025 | Resolved as lender agrees with audit. ; Resolved as lender agrees with audit. ; Material Finding; Resolved as lender agrees with audit. ; Material Finding | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1100 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Curative | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1100 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Curative | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1100 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | QM: Safe Harbor APOR (APOR SH) | Curative | 11/04/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per Data Tape, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1426 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1426 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CO | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1388 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1388 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit ULI XXX vs Lender value missing ALSO Audit NMLS XXX VS lenders missing. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | We agree with audit's ULI value - XXX \| We agree with audit's NMLS value - XXX | 11/13/2025 | Resolved as lender agrees with audit. ; Resolved as lender agrees with audit. ; Material Finding; Resolved as lender agrees with audit. ; Material Finding | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). | apprsl dlvr | 11/13/2025 | Evidence of appraisal delivery provided.; Material Finding | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | ID | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1263 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/07/2025 | C A |
| OBX26INV1253 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1434 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1434 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit ULI number missing. Lender may clear finding by providing documentation to support their value. | ULI | 11/21/2025 | Lender provided valid ULI of XXX. Condition cleared.; Lender provided valid ULI of XXX. Condition cleared.; Material Finding | 11/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1434 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | XXX | 11/21/2025 | Lender provided Affiliated XXX Disclosure. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1434 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HO6 Insurance Policy Effective Date is after the Note Date | HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the of XX/XX/XXXX The efficective date of the policy is XX/XX/XXXX (pg XXX) | The effective date of the policy is XX/XX/XXXX which is the date the loan disbursed | 11/21/2025 | Lender provided HO-6 insurance with effective date of XXX/XXX/XXX, which is prior to or the same day as the subject disbursement date of XXX/XXX/XXX. Condition cleared.; HO-6 Insurance Policy Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or HO-6 Insurance Policy Effective Date Is Not Provided | 11/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1434 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1441 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Documentation Required- Affiliated XXX Disclosure | XXX | 11/16/2025 | Resolved as we have received evidence of no affiliates for lender. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 11/17/2025 | C B A |
| OBX26INV1441 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Curative | 11/16/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's appraised value XXX | 11/16/2025 | ; Condition resolved as lender agrees with audit. ; Condition resolved as lender agrees with audit. ; HMDA discrepancy noted: Audit value XXX vs Lender value MISSING, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value.; Condition resolved as lender agrees with audit. ; HMDA discrepancy noted: Audit value XXX vs Lender value MISSING, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 11/17/2025 | C B A |
| OBX26INV1441 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Curative | 11/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | Cleared as lender agrees with audit. ; HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 11/17/2025 | C B A |
| OBX26INV1441 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Curative | 10/30/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Data Tape. Downgraded to B. |  |  |  |  | C B A |
| OBX26INV1401 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1139 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU indicates the Score is XX/XX/XXXX |  |  | Third party valuation product provided within tolerance. | 12/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1139 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided Audit DTI is XXX% and the LPA DTI is XXX% and reflects additional monthly debts of XXX compared to the Final 1003 and source documents in loan file. Please verify where the additional debts are coming from along with evidence of these debts. | We provided more than just the 1003 ; Revised documents | 12/03/2025 | AUS is not incomplete; Lender provided updated 1003 reflecting an installment loan for XXX XXX with payment of $XXX. Please provide documentation to verify the new debt and payment with XXX XXX. Condition retained. | 12/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1139 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | VA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1223 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | C A |
| OBX26INV1168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. Provide Approval/Underwriting Summary | Approval/Underwriting Summary | 11/19/2025 | Lender provided XXX Condition cleared.; Approval/Underwriting Summary is fully present; Material Finding | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Provide Title Coverage Amount of Subject Lien XXX | Title Coverage | 11/19/2025 | Lender provided updated title. Condition cleared.; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien $XXX; Material Finding | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing Provide XXX Purpose Affidavit/Disclosure | Affidavit | 11/14/2025 | Invalid finding, Not required on XXX transactions. Condition rescinded.; XXX Purpose Affidavit/Disclosure Provided | 11/17/2025 | D A |
| OBX26INV1168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Rescinded | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage Provide rent loss insurance coverage | Please stop issuing findings for this - this is not a valid request | 11/05/2025 | Audit reviewed Lender's response and has determined the hazard insurance in file meets AUS and FNMA requirements. Condition rescinded.; Rent Loss Coverage Present | 11/06/2025 | D A |
| OBX26INV1219 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis MIssing appraisal update/ final | Completion Report | 12/09/2025 | Lender provided XXX completion report. Condition cleared.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1219 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing | XXX transaction, fees do not exceed XXX% therefore a XXX Purpose Affidavit is not required. | 12/01/2025 | XXX Purpose Affidavit is not required on an XXX. Condition rescinded.; XXX Purpose Affidavit/Disclosure Provided | 12/02/2025 | D A C |
| OBX26INV1219 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1219 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1430 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX | XXX | 11/21/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1430 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Curative | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1430 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Curative | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit property value XXX vs Lender value missing, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | We agree with audit's appraised value of XXX | 11/21/2025 | Lender agreed with audit value. Condition cleared.; Material Finding | 11/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1430 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Curative | 10/31/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1430 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | SC | QM: Safe Harbor APOR (APOR SH) | Curative | 11/04/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per data tape, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1143 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | QM: Safe Harbor APOR (APOR SH) | Curative | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing Hazard Insurance documentation for REO XXX property at XXX XXX XXX. Annual premium of XXX ($XXX monthly average) used for qualifying by lender. | XXX HOI | 11/17/2025 | Resolved as we have received evidence of the hazard insurance for XXX XXX. | 11/18/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's NMLS value - XXX | 11/14/2025 | Resolved as lender agrees with audit. ; Resolved as lender agrees with audit. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by providing documentation to support their NMLS. ; Resolved as lender agrees with audit. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by providing documentation to support their NMLS. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report OFAC Sanctions Check performed for B1 and B2 only. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX CFR §1026.19(e)(3)(ii))]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, copy of refund check, or valid COC. The XXX% tolerance violation in the amount of XXX is due to an increase of E-Recording fee from XXX on LE XX/XX/XXXX to XXX on CD XX/XX/XXXX and an increase in Recording fees from XXX on CD XX/XX/XXXX to XXX on CD XX/XX/XXXX without a valid COC. | COC | 11/14/2025 | Resolved | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Documentation Required: Provide evidence the borrower received a copy of the appraisal at least XXX days prior to consummation. | Appraisal Delivery | 11/14/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report Missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Per CU Score is XX/XX/XXXX |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1345 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 11/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1345 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 11/02/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU not provided per property type (XXX unit). TPV is required. CA to order. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1259 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1205 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1205 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1396 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit ULI missing vs Lender ULI XXX, Lender may clear finding by providing documentation to support their ULI. | ULI | 11/16/2025 | ; Condition cleared as we have received lenders ULI. ; Condition cleared as we have received lenders ULI. ; Material Finding; Condition cleared as we have received lenders ULI. ; Material Finding | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1396 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1396 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Documentation required to clear exception: Please provide Affiliated XXX Disclosure within XXX days of application date XX/XX/XXXX or provide confirmation the lender has no affiliates. | XXX | 11/16/2025 | Cleared as we have received lenders attestation of no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 11/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1396 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order CDA |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1396 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Not Provided. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX | XXX | 11/21/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. C A |
| OBX26INV1454 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing AVM. CA to order | Historically BOA pulls the AVM for us. | 11/06/2025 | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing AVM. CA to order; ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing AVM. CA to order | 12/08/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1454 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1002 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1016 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing AVM. CA to order. | Historically BOA pulls the AVM for us. | 11/10/2025 | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance.; | 11/14/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1016 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1220 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party desk review received and within value, condition cleared.; Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 11/14/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1220 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. File is missing the mortgage Statement for the property located at XXX XXX in order to verify if the taxes and insurance are escrowed. Additional conditions may apply. | XXX XXX XXX | 11/12/2025 | Lender provided, mortgage Statement, taxes and insurance verifying PITI for property XXX XXX XXX. Condition cleared.; Borrower 1 Credit Report is not partially present. | 11/13/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1220 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/12/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1455 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | Please clarify what you need to clear this | 11/11/2025 | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance.; | 11/14/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1455 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MT | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/12/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1450 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 11/06/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 11/14/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1450 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 11/06/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided Per AUS #XXX, the number of financed properties is XXX however the borrower owns XXX financed properties. A resubmission is required. | here you go | 11/07/2025 | Condition cleared as we have received the updated AUS from the lender. ; AUS is not incomplete | 11/12/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1450 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 11/06/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/12/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | Hi Team, do you have an ETA on when this will clear?; AVM= XXX = Above SP \| AV= XXX = SP met \| CDA= XXX SP met all within XXX% per the guidelines. \| ; there is an AVM, Appraisal and CDA in file. I have reattached to get this cleared | 11/28/2025 | CCA received with no red flags. Condition cleared.; Third party valuation product provided within tolerance.; Audit reviewed Lenders response, however; CA will order the CDA as the AVM we ordered failed. Nothing from Lender is required at this time. Condition remains.; Audit reviewed Lender's response. Subject transaction is an XXX. DD firm to obtain additional Third Party Valuation to meet XXX requirements.. Condition retained.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 12/01/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided The number of financed properties is XXX DU approval # XXX shows XXX and States must be resubmitted with the correct # of properties. | here you go; Incorrect he only has XXX properties with mortgages.XXX)XXX XXX XXX XXX XXX) XXX XXX XXX. Ste XXX) XXX XXX XXX XXX XXX\*\*\* HE only has XXX Financed Properties and all are listed on the VOM section | 11/18/2025 | Lender provided updated AUS. Condition cleared.; AUS is not incomplete; Audit reviewed Lender's response. The total number of financed properties for the Borrower is XXX The XXX, the XXX REO properties and the subject properties. Please provide updated AUS reflecting correct number of financed properties. Condition retained. | 11/19/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Rescinded | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX Missing proof of taxes for the property at XXX XXX. Additional conditions may apply. XXX issing proof of HOA or letter from borrower stating no HOA for ALL properties except for the subject property. There was one XXX stmt but it is not acceptable proof of HOA. Additional conditions may apply. | XXX Missing proof of taxes for the property at XXX XXX. Additional conditions may apply.- Incorrect Statement is in the file and sit shows that Escrow is included in the payment. As far as the HOA's all three have been attached. It is a difference of XXX per mo more. Will that amount fall within tolerance or do we need to rerun DU with the extra XXX per mo. Please advise?; we have a printout from XXX showing there was no HOA. | 11/13/2025 | Audit reviewed Lender's response and has determined taxes and HOA fees are reflected on the Fraud report in file on REO properties and XXX. Condition rescinded.; The finding remains as nothing was submitted for the property taxes and a XXX printout may not be used. Missing proof of taxes for the property at XXX XXX. Additional conditions may apply. XXX issing proof of HOA or letter from borrower stating no HOA for ALL properties except for the subject property. There was one XXX stmt but it is not acceptable proof of HOA. Additional conditions may apply. | 11/14/2025 | D A C |
| OBX26INV1037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/12/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1087 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Acknowledged |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1087 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | GA | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1085 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 11/02/2025 | Resolved | XXX | Compliance | Settlement Cost Booklet has not been entered | Settlement Cost Booklet has not been entered | The "mortgage settlement cost booklet" is now officially known as "Your Home Loan Toolkit, | 11/13/2025 | Cleared as we have received evidence the borrower received the booklet. ; Cleared as we have received evidence the borrower received the booklet. ; Settlement Cost Booklet has not been entered; Material Finding; Cleared as we have received evidence the borrower received the booklet. ; Settlement Cost Booklet has not been entered; Material Finding | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1085 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 11/02/2025 | Rescinded | XXX | Compliance | Escrow Waiver is Missing | Escrow Waiver is Missing | Loan closed with escrows therefore an escrow waiver does not apply | 11/13/2025 | Rescinded as not required. ; Escrow Waiver is Present or Not Applicable | 11/17/2025 | C A B |
| OBX26INV1085 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1085 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MA | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1266 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI is XXX | 12/02/2025 | Lender provided snippet of Lender's Work Dash Board verifying valid ULI of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI number missing. Lender may clear finding by providing documentation to support their value. | 12/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX26INV1266 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 12/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1266 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1266 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IL | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU not performed due to property type XXX unit. TPV is required. CA to order. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 11/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI). | ULI is XXX | 12/03/2025 | Lender provided snippet of Lender's Work Dash Board verifying valid ULI of XXX. Condition cleared.; Material Finding | 12/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 12/04/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1228 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of XXX | HOI | 11/21/2025 | Lender provided Hazard insurance reflecting coverage is at XXX% of the estimated replacement cost for the property. Condition cleared.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 11/24/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1228 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/11/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1228 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is Missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1155 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CT | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing | Affidavit | 11/14/2025 | Invalid finding, Not required on XXX transactions. Condition rescinded. | 11/17/2025 | C A |
| OBX26INV1155 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CT | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1155 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CT | ATR/QM: Exempt | Loan Review Complete | 11/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1159 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Curative | 11/03/2025 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing | XXX of an XXX property with fees under XXX% therefore the cert is sufficient | 11/13/2025 | Invalid finding, Not required on XXX transactions. Condition rescinded. | 11/17/2025 | C A |
| OBX26INV1159 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WA | ATR/QM: Exempt | Curative | 11/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1084 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Curative | 11/03/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation XX/XX/XXXX | Apprsl dlv | 11/14/2025 | Evidence of appraisal delivery provided.; Material Finding | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1084 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Curative | 11/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1084 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | OR | QM: Safe Harbor APOR (APOR SH) | Curative | 11/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 11/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TN | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | CDA | 11/19/2025 | CDA dated XX/XX/XXXX with value of XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared. ; Third party valuation product provided within tolerance. | 11/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete Per Final 1003 Section XXX: Declarations C., The borrower checked yes to borrowing money in the amount of XXX for this real eState transaction or obtaining any money from another party, such as the seller or realtor, that was not disclosed on this loan application. Please provide supporting documentation for the undisclosed debt in the amount of XXX | Borrowers took out a HELOC on their XXX. See the HELOC docs. Also please see the EMD came from the HELOC as well. | 11/17/2025 | The Final 1003 is Present Lender provided HELOC Addendum for the HELOC on XXX, verifying terms. The HELOC docs in file supports the current balance. Condition cleared.; The Final 1003 is Present Lender provided HELOC Addendum for the HELOC on XXX, verifying terms. The HELOC docs in file supports the current balance. Condition cleared.; The Final 1003 is Present Lender provided HELOC Addendum for the HELOC on XXX, verifying terms. The HELOC docs in file supports the current balance. Condition cleared. | 11/19/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | 11/12/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. D A |
| OBX26INV1176 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Provide US Patriot Act Disclosure or ID. | US Patriot Act Disclosure | 11/14/2025 | Lender provided completed Patriot Act form. Condition cleared.; US Patriot Act Disclosure or ID provided.; Material Finding | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1176 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | CA | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1127 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | ULI | 11/14/2025 | Lender provided valid ULI of XXX. Condition cleared.; Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. ; Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1127 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1127 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report for B1 and B2. An OFAC check was completed for B1 and B2 and all interested parties were checked with exclusionary lists. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1127 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | IN | ATR/QM: Exempt | Loan Review Complete | 11/06/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 11/06/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/05/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding added. ; HMDA Data Tape Provided. | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following HMDA Discrepancy(s) have been noted: | We agree with audit's appraised value of XXX | 11/14/2025 | Lender agreed with audit value. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit property value $XXX) vs Lender value missing, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MN | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1452 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 11/11/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/18/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1452 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | ATR/QM: Exempt | Loan Review Complete | 11/11/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing AVM |  |  | Third party desk review received and within value, condition cleared.; Third party valuation product provided within tolerance. | 11/14/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1264 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 11/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA complete - no level XXX discrepancies - cleared; HMDA Data Tape Provided. | 12/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1264 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MI | ATR/QM: Exempt | Loan Review Complete | 11/18/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX26INV1211 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | ATR/QM: Exempt | Loan Review Complete | 11/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX26INV1211 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | ATR/QM: Exempt | Loan Review Complete | 11/17/2025 | Resolved | XXX | Credit | PUD Rider is Missing | PUD Rider is Missing Provide PUD Rider | PUD Rider | 12/09/2025 | Lender provided executed PUD rider and Affidavit of Correction for recording of the PUD rider with the Deed of Trust. Condition cleared.; The PUD Rider is Present or is Not Applicable (Property Type is PUD) | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX26INV1211 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | MO | ATR/QM: Exempt | Loan Review Complete | 11/17/2025 | Rescinded | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage Provide rent loss insurance coverage | Rent Loss insurance is not a valid requirement and we rebut this on every trade | 11/19/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Rent Loss Coverage Present | 11/20/2025 | D A |
| OBX26INV1451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | RI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/18/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated XXX Disclosure Missing | LOE attached | 11/25/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 11/26/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | RI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/18/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. | eConsent attached | 11/25/2025 | Lender provided verification of Borrower's eConsent. Condition cleared. ; Evidence of eConsent is provided.; Material | 11/26/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | RI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/26/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | RI | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 11/26/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA complete - no level XXX discrepancies - cleared; HMDA Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/14/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XXX CFR XXX(a)(XXX)). Please provide evidence borrower received Appraisal within required XXX days from consummation XX/XX/XXXX | Appraisal Delivery | 12/04/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 12/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NY | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 12/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX26INV1457 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. | Here you go; Please confirm if we need to get this or if CA will | 12/02/2025 | CDA dated XX/XX/XXXX with value of XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared. ; Third party valuation product provided within tolerance.; Audit reviewed Lender's response. Lender to provide CDA for subject transaction. Condition retained. | 12/03/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1457 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | TX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/26/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1460 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 11/19/2025 | Resolved | XXX | Credit | Borrower 2 Credit Report is Incomplete | Borrower 2 Credit Report is Partially Present. File is missing the mortgage Statement for the property located at XXX XXX in order to verify if the taxes and insurance are escrowed. Additional conditions may apply. | Mtg Supplement for XXX | 11/21/2025 | Lender provided credit supplement verifying mortgage includes escrows for both taxes and insurance. Condition cleared.; Borrower 2 Credit Report is not partially present. | 11/26/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1460 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 11/19/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Patriot Act Form with Identification documents reviewed for the co borrower are missing from the file. Additional conditions may apply. | USA Pat Act forms | 11/21/2025 | Lender provided completed Patriot Act form. Condition cleared.; US Patriot Act Disclosure or ID provided.; Missing US Patriot Act Disclosure or ID. | 11/26/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX26INV1460 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 11/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/26/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1460 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | PA | ATR/QM: Exempt | Loan Review Complete | 11/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. | AVM | 11/21/2025 | Third party valuation product provided within tolerance. | 11/26/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1461 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 11/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | CDA; XXX is supposed to pull the third party evaluations; Please confirm the amount of cure needed..?? | 12/22/2025 | Additional documentation received; condition cleared.; Third party valuation product provided within tolerance.; Audit reviewed Lender's response. DD firm to obtain additional Third Party Valuation. Condition retained.; Audit reviewed Lender's response. DD firm to obtain additional Third Party Valuation. Condition retained.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | 12/23/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1461 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | ATR/QM: Exempt | Loan Review Complete | 11/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/26/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1448 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Curative | 12/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA complete - no level XXX discrepancies - cleared; HMDA Data Tape Provided. | 12/11/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.59% is less than Guideline CLTV of 67.59% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.59% is less than Guideline CCLTV of 67.59% A |
| OBX26INV1456 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WV | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no level XXX findings notes, condition cleared.; HMDA Data Tape Provided. | 12/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1456 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | WV | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance. | 11/26/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1458 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/24/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. MISSING MORTGAGE Statement, insurance policy, tax certificate and HOA Statement for the property at XXX XXX. If HOA dues are not applicable, a LOE stating there are no HOA dues is required. | reo docs | 12/03/2025 | Lender provided hoi, tax documentation and LOE for no HOA fees on property XXX XXX. Condition cleared.; Borrower 1 Credit Report is not partially present. | 12/05/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1458 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no level XXX findings notes, condition cleared.; HMDA Data Tape Provided. | 12/03/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1458 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | FL | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 11/26/2025 | Borrower has stable job time - Borrower has XX/XX/XXXX years on job. Borrower has XX/XX/XXXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1464 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 11/26/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. | Please clarify if CCM needs to order third party evaluation or if XXX has already done so? | 12/17/2025 | Third party valuation product provided within tolerance. | 12/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1464 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NC | ATR/QM: Exempt | Loan Review Complete | 11/26/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| OBX26INV1459 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | ATR/QM: Exempt | Loan Review Complete | 12/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. | Can you advise on if this loan is Cleared for XXX and expected XXX date. It says TMP Complete status but these conditions are still outstanding.; Can you advise on if this loan is Cleared for XXX and expected XXX date. It says TMP Complete status but these conditions are still outstanding. | 12/15/2025 | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/22/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1459 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | DE | ATR/QM: Exempt | Loan Review Complete | 12/02/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA | Rebuttal | 12/10/2025 | Audit reviewed Lender's response and has determined a Third Party Valuation is a XXX overlay requirement. An AVM was obtained by DD firm and is within XXX% tolerance with a confidence score above XXX% Condition cleared. ; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA | 12/12/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XX/XX/XXXX years on job. A |
| OBX26INV1038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NM | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product | here you go | 12/11/2025 | CDA dated XX/XX/XXXX with value of XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared. ; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product | 12/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NM | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% AUS Approved Eligible, guidelines max is XXX | Please provide clarification of where they are seeing an additional debt of $XXX. Also, are they saying they will not accept the AUS max DTI of XXX%? | 12/05/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX%; Audited DTI of XXX% exceeds Guideline DTI of XXX%; Audited DTI of XXX% exceeds Guideline DTI of XXX% Audited DTI of XXX% exceeds Guideline DTI of XXX% AUS Approved Eligible, guidelines max is XXX | 12/10/2025 | C A |
| OBX26INV1038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | NM | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX26INV1462 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Curative | 12/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending HMDA data review. Additional conditions may apply. |  |  | HMDA tape provided, no discrepancies noted. Condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/14/2026 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1462 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Curative | 12/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM | Full Appraisal done was CDA required too ? | 12/11/2025 | AVM received - within tolerance - cleared; Audit reviewed Lender's response. The Third Party Valuation is a XXX overlay requirement and will be obtained by the DD firm. Condition retained. | 12/19/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX26INV1462 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | AZ | ATR/QM: Exempt | Curative | 12/10/2025 | Resolved | XXX | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Lender to provide proof property at XXX XXX. is free and clear. Fraud report shows mortgage against the property with an UPB of XXX There are no documents in file that confirm this property is actually free and clear. | VOM | 12/11/2025 | Housing History Meets Guideline Requirements Lender provided Deed of Release and Full Reconveyance of the lien on property XXX has been paid in full and released supporting property is owned free and clear. Condition cleared.; Housing History Meets Guideline Requirements Lender provided Deed of Release and Full Reconveyance of the lien on property XXX XXX has been paid in full and released supporting property is owned free and clear. Condition cleared.; Housing History Meets Guideline Requirements Lender provided Deed of Release and Full Reconveyance of the lien on property XXX XXX has been paid in full and released supporting property is owned free and clear. Condition cleared. | 12/12/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 3**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| OBX26INV1001 |  |  | $XXXXXX C A |
| OBX26INV1004 |  |  | $XXXXXX C A |
| OBX26INV1023 |  |  | $XXXXXX C A |
| OBX26INV1018 |  |  | $XXXXXX C A |
| OBX26INV1024 |  |  | $XXXXXX C A |
| OBX26INV1026 |  |  | $XXXXXX C A |
| OBX26INV1021 |  |  | $XXXXXX D A C |
| OBX26INV1025 |  |  | $XXXXXX C A |
| OBX26INV1033 |  |  | $XXXXXX C A |
| OBX26INV1028 |  |  | $XXXXXX D A C |
| OBX26INV1059 |  |  | $XXXXXX D A C |
| OBX26INV1034 |  |  | $XXXXXX C A |
| OBX26INV1056 |  |  | $XXXXXX D A C |
| OBX26INV1072 |  |  | $XXXXXX D A C |
| OBX26INV1097 |  |  | $XXXXXX D A |
| OBX26INV1055 |  |  | $XXXXXX D A B |
| OBX26INV1064 |  |  | $XXXXXX D A |
| OBX26INV1101 |  |  | $XXXXXX D A C B |
| OBX26INV1073 |  |  | $XXXXXX D A B |
| OBX26INV1060 |  |  | $XXXXXX C A |
| OBX26INV1069 |  |  | $XXXXXX C A |
| OBX26INV1067 |  |  | $XXXXXX D A C |
| OBX26INV1107 |  |  | $XXXXXX D A C B |
| OBX26INV1066 |  |  | $XXXXXX D A |
| OBX26INV1042 |  |  | $XXXXXX D A |
| OBX26INV1109 |  |  | $XXXXXX D A C B |
| OBX26INV1044 |  |  | $XXXXXX D A C |
| OBX26INV1081 |  |  | $XXXXXX C A |
| OBX26INV1045 |  |  | $XXXXXX D A C |
| OBX26INV1105 |  |  | $XXXXXX D A C B |
| OBX26INV1006 |  |  | $XXXXXX D A |
| OBX26INV1065 |  |  | $XXXXXX C B A |
| OBX26INV1058 |  |  | $XXXXXX D A C |
| OBX26INV1063 |  |  | $XXXXXX D A |
| OBX26INV1099 |  |  | $XXXXXX D A |
| OBX26INV1111 |  |  | $XXXXXX C A |
| OBX26INV1057 |  |  | $XXXXXX C B A |
| OBX26INV1078 |  |  | $XXXXXX C A |
| OBX26INV1095 |  |  | $XXXXXX C A |
| OBX26INV1122 |  |  | $XXXXXX D B C A |
| OBX26INV1125 |  |  | $XXXXXX C A |
| OBX26INV1051 |  |  | $XXXXXX D A |
| OBX26INV1124 |  |  | $XXXXXX C A |
| OBX26INV1089 |  |  | $XXXXXX D A |
| OBX26INV1113 |  |  | $XXXXXX D A |
| OBX26INV1070 |  |  | $XXXXXX D A C |
| OBX26INV1050 |  |  | $XXXXXX C B A |
| OBX26INV1119 |  |  | $XXXXXX C A |
| OBX26INV1123 |  |  | $XXXXXX C B A |
| OBX26INV1076 |  |  | $XXXXXX D A |
| OBX26INV1049 |  |  | $XXXXXX D B C A |
| OBX26INV1121 |  |  | $XXXXXX C A |
| OBX26INV1053 |  |  | $XXXXXX C A |
| OBX26INV1086 |  |  | $XXXXXX D A C |
| OBX26INV1080 |  |  | $XXXXXX C A |
| OBX26INV1103 |  |  | $XXXXXX C A |
| OBX26INV1102 |  |  | $XXXXXX D A |
| OBX26INV1104 |  |  | $XXXXXX D A |
| OBX26INV1112 |  |  | $XXXXXX C A |
| OBX26INV1098 |  |  | $XXXXXX D A C |
| OBX26INV1133 |  |  | $XXXXXX C A |
| OBX26INV1132 |  |  | $XXXXXX C A |
| OBX26INV1135 |  |  | $XXXXXX C A |
| OBX26INV1117 |  |  | $XXXXXX C A |
| OBX26INV1145 |  |  | $XXXXXX D A |
| OBX26INV1164 |  |  | $XXXXXX C A |
| OBX26INV1130 |  |  | $XXXXXX C B A |
| OBX26INV1179 |  |  | $XXXXXX C A |
| OBX26INV1129 |  |  | $XXXXXX C A |
| OBX26INV1138 |  |  | $XXXXXX C B A |
| OBX26INV1140 |  |  | $XXXXXX C A |
| OBX26INV1126 |  |  | $XXXXXX C A |
| OBX26INV1110 |  |  | $XXXXXX C A |
| OBX26INV1131 |  |  | $XXXXXX D B C A |
| OBX26INV1157 |  |  | $XXXXXX D A |
| OBX26INV1149 |  |  | $XXXXXX C A |
| OBX26INV1175 |  |  | $XXXXXX C A |
| OBX26INV1152 |  |  | $XXXXXX C A |
| OBX26INV1151 |  |  | $XXXXXX C B A |
| OBX26INV1163 |  |  | $XXXXXX C A |
| OBX26INV1047 |  |  | $XXXXXX D A |
| OBX26INV1213 |  |  | $XXXXXX C A B |
| OBX26INV1166 |  |  | $XXXXXX C A |
| OBX26INV1154 |  |  | $XXXXXX C A |
| OBX26INV1165 |  |  | $XXXXXX D B C A |
| OBX26INV1180 |  |  | $XXXXXX C A |
| OBX26INV1029 |  |  | $XXXXXX C A |
| OBX26INV1185 |  |  | $XXXXXX D A |
| OBX26INV1134 |  |  | $XXXXXX C B A |
| OBX26INV1147 |  |  | $XXXXXX C A |
| OBX26INV1192 |  |  | $XXXXXX C A |
| OBX26INV1136 |  |  | $XXXXXX C A |
| OBX26INV1052 |  |  | $XXXXXX D A |
| OBX26INV1160 |  |  | $XXXXXX C A |
| OBX26INV1172 |  |  | $XXXXXX C A |
| OBX26INV1173 |  |  | $XXXXXX C B A |
| OBX26INV1137 |  |  | $XXXXXX C A |
| OBX26INV1061 |  |  | $XXXXXX D A |
| OBX26INV1043 |  |  | $XXXXXX D A |
| OBX26INV1204 |  |  | $XXXXXX C A |
| OBX26INV1162 |  |  | $XXXXXX C A |
| OBX26INV1177 |  |  | $XXXXXX C A |
| OBX26INV1181 |  |  | $XXXXXX D A |
| OBX26INV1178 |  |  | $XXXXXX C A |
| OBX26INV1082 |  |  | $XXXXXX D A |
| OBX26INV1201 |  |  | $XXXXXX C A |
| OBX26INV1150 |  |  | $XXXXXX D A C |
| OBX26INV1077 |  |  | $XXXXXX D A |
| OBX26INV1128 |  |  | $XXXXXX C A |
| OBX26INV1158 |  |  | $XXXXXX C A |
| OBX26INV1142 |  |  | $XXXXXX C A |
| OBX26INV1093 |  |  | $XXXXXX C A |
| OBX26INV1197 |  |  | $XXXXXX C A |
| OBX26INV1174 |  |  | $XXXXXX C A |
| OBX26INV1196 |  |  | $XXXXXX D A |
| OBX26INV1116 |  |  | $XXXXXX D A |
| OBX26INV1191 |  |  | $XXXXXX C A |
| OBX26INV1146 |  |  | $XXXXXX C A |
| OBX26INV1083 |  |  | $XXXXXX D A |
| OBX26INV1216 |  |  | $XXXXXX D A C |
| OBX26INV1039 |  |  | $XXXXXX D A C |
| OBX26INV1106 |  |  | $XXXXXX C A |
| OBX26INV1054 |  |  | $XXXXXX D A |
| OBX26INV1183 |  |  | $XXXXXX C A |
| OBX26INV1207 |  |  | $XXXXXX C A |
| OBX26INV1088 |  |  | $XXXXXX D A |
| OBX26INV1353 |  |  | $XXXXXX D A C |
| OBX26INV1200 |  |  | $XXXXXX C A |
| OBX26INV1367 |  |  | $XXXXXX D A C |
| OBX26INV1362 |  |  | $XXXXXX D A |
| OBX26INV1340 |  |  | $XXXXXX D A C |
| OBX26INV1402 |  |  | $XXXXXX D A |
| OBX26INV1308 |  |  | $XXXXXX D A |
| OBX26INV1257 |  |  | $XXXXXX D A |
| OBX26INV1364 |  |  | $XXXXXX D A |
| OBX26INV1424 |  |  | $XXXXXX C D A |
| OBX26INV1407 |  |  | $XXXXXX C D A |
| OBX26INV1287 |  |  | $XXXXXX D A |
| OBX26INV1359 |  |  | $XXXXXX D A |
| OBX26INV1321 |  |  | $XXXXXX D A |
| OBX26INV1114 |  |  | $XXXXXX C B A |
| OBX26INV1379 |  |  | $XXXXXX C A |
| OBX26INV1380 |  |  | $XXXXXX D A |
| OBX26INV1411 |  |  | $XXXXXX D A C B |
| OBX26INV1447 |  |  | $XXXXXX D C A |
| OBX26INV1320 |  |  | $XXXXXX D A |
| OBX26INV1358 |  |  | $XXXXXX D A |
| OBX26INV1414 |  |  | $XXXXXX C D A |
| OBX26INV1387 |  |  | $XXXXXX D A |
| OBX26INV1254 |  |  | $XXXXXX C A |
| OBX26INV1240 |  |  | $XXXXXX D A C |
| OBX26INV1436 |  |  | $XXXXXX C A |
| OBX26INV1406 |  |  | $XXXXXX C A B |
| OBX26INV1013 |  |  | $XXXXXX C B A |
| OBX26INV1425 |  |  | $XXXXXX C A B |
| OBX26INV1328 |  |  | $XXXXXX D A |
| OBX26INV1224 |  |  | $XXXXXX C A |
| OBX26INV1394 |  |  | $XXXXXX C A |
| OBX26INV1014 |  |  | $XXXXXX C B A |
| OBX26INV1399 |  |  | $XXXXXX C B A |
| OBX26INV1306 |  |  | $XXXXXX D C A |
| OBX26INV1373 |  |  | $XXXXXX C A |
| OBX26INV1428 |  |  | $XXXXXX C B A |
| OBX26INV1322 |  |  | $XXXXXX D A |
| OBX26INV1298 |  |  | $XXXXXX D A C |
| OBX26INV1341 |  |  | $XXXXXX D A |
| OBX26INV1323 |  |  | $XXXXXX D A |
| OBX26INV1233 |  |  | $XXXXXX D A |
| OBX26INV1235 |  |  | $XXXXXX C A |
| OBX26INV1304 |  |  | $XXXXXX D A C B |
| OBX26INV1288 |  |  | $XXXXXX C A |
| OBX26INV1236 |  |  | $XXXXXX D A C |
| OBX26INV1313 |  |  | $XXXXXX C A |
| OBX26INV1226 |  |  | $XXXXXX C A |
| OBX26INV1348 |  |  | $XXXXXX C A |
| OBX26INV1420 |  |  | $XXXXXX C A |
| OBX26INV1252 |  |  | $XXXXXX D A |
| OBX26INV1442 |  |  | $XXXXXX C B A |
| OBX26INV1339 |  |  | $XXXXXX D C A |
| OBX26INV1422 |  |  | $XXXXXX D C A B |
| OBX26INV1269 |  |  | $XXXXXX C A |
| OBX26INV1419 |  |  | $XXXXXX D A |
| OBX26INV1381 |  |  | $XXXXXX C A |
| OBX26INV1405 |  |  | $XXXXXX D B A |
| OBX26INV1412 |  |  | $XXXXXX C A |
| OBX26INV1403 |  |  | $XXXXXX D A B |
| OBX26INV1032 |  |  | $XXXXXX C A |
| OBX26INV1391 |  |  | $XXXXXX D B C A |
| OBX26INV1284 |  |  | $XXXXXX C B A |
| OBX26INV1229 |  |  | $XXXXXX D A C |
| OBX26INV1443 |  |  | $XXXXXX C B A |
| OBX26INV1372 |  |  | $XXXXXX C A |
| OBX26INV1335 |  |  | $XXXXXX D B A |
| OBX26INV1278 |  |  | $XXXXXX C A |
| OBX26INV1346 |  |  | $XXXXXX D A |
| OBX26INV1344 |  |  | $XXXXXX C A |
| OBX26INV1446 |  |  | $XXXXXX D B A |
| OBX26INV1274 |  |  | $XXXXXX C A |
| OBX26INV1227 |  |  | $XXXXXX D A C |
| OBX26INV1354 |  |  | $XXXXXX D A C |
| OBX26INV1245 |  |  | $XXXXXX C A |
| OBX26INV1276 |  |  | $XXXXXX C A |
| OBX26INV1331 |  |  | $XXXXXX C A |
| OBX26INV1427 |  |  | $XXXXXX C A |
| OBX26INV1385 |  |  | $XXXXXX D A |
| OBX26INV1305 |  |  | $XXXXXX D A |
| OBX26INV1378 |  |  | $XXXXXX C A |
| OBX26INV1351 |  |  | $XXXXXX C B A |
| OBX26INV1187 |  |  | $XXXXXX D A |
| OBX26INV1115 |  |  | $XXXXXX D A |
| OBX26INV1120 |  |  | $XXXXXX C A |
| OBX26INV1022 |  |  | $XXXXXX C A |
| OBX26INV1230 |  |  | $XXXXXX D A C |
| OBX26INV1020 |  |  | $XXXXXX C A |
| OBX26INV1075 |  |  | $XXXXXX D A |
| OBX26INV1096 |  |  | $XXXXXX C A |
| OBX26INV1074 |  |  | $XXXXXX D A |
| OBX26INV1071 |  |  | $XXXXXX D A C |
| OBX26INV1079 |  |  | $XXXXXX C B A |
| OBX26INV1046 |  |  | $XXXXXX D A C |
| OBX26INV1144 |  |  | $XXXXXX C A |
| OBX26INV1141 |  |  | $XXXXXX C A |
| OBX26INV1153 |  |  | $XXXXXX C A |
| OBX26INV1062 |  |  | $XXXXXX D A |
| OBX26INV1090 |  |  | $XXXXXX C A |
| OBX26INV1092 |  |  | $XXXXXX D A |
| OBX26INV1048 |  |  | $XXXXXX D C A B |
| OBX26INV1161 |  |  | $XXXXXX C A |
| OBX26INV1040 |  |  | $XXXXXX D A C |
| OBX26INV1094 |  |  | $XXXXXX C A B |
| OBX26INV1148 |  |  | $XXXXXX C A |
| OBX26INV1167 |  |  | $XXXXXX C A |
| OBX26INV1203 |  |  | $XXXXXX D A C |
| OBX26INV1108 |  |  | $XXXXXX D A |
| OBX26INV1186 |  |  | $XXXXXX D A |
| OBX26INV1190 |  |  | $XXXXXX C A |
| OBX26INV1193 |  |  | $XXXXXX C A |
| OBX26INV1194 |  |  | $XXXXXX C A |
| OBX26INV1198 |  |  | $XXXXXX C A |
| OBX26INV1156 |  |  | $XXXXXX C A |
| OBX26INV1209 |  |  | $XXXXXX D A |
| OBX26INV1206 |  |  | $XXXXXX C A |
| OBX26INV1208 |  |  | $XXXXXX C A |
| OBX26INV1282 |  |  | $XXXXXX C A |
| OBX26INV1212 |  |  | $XXXXXX C A |
| OBX26INV1012 |  |  | $XXXXXX C A |
| OBX26INV1232 |  |  | $XXXXXX D A |
| OBX26INV1199 |  |  | $XXXXXX C A |
| OBX26INV1171 |  |  | $XXXXXX C A |
| OBX26INV1218 |  |  | $XXXXXX D A |
| OBX26INV1246 |  |  | $XXXXXX C A |
| OBX26INV1369 |  |  | $XXXXXX D A |
| OBX26INV1210 |  |  | $XXXXXX C A |
| OBX26INV1214 |  |  | $XXXXXX D A |
| OBX26INV1324 |  |  | $XXXXXX D A |
| OBX26INV1356 |  |  | $XXXXXX D A |
| OBX26INV1316 |  |  | $XXXXXX C A |
| OBX26INV1337 |  |  | $XXXXXX D A C |
| OBX26INV1290 |  |  | $XXXXXX D A |
| OBX26INV1383 |  |  | $XXXXXX D A |
| OBX26INV1170 |  |  | $XXXXXX D A |
| OBX26INV1260 |  |  | $XXXXXX D A C |
| OBX26INV1184 |  |  | $XXXXXX C A |
| OBX26INV1301 |  |  | $XXXXXX D A |
| OBX26INV1296 |  |  | $XXXXXX C A |
| OBX26INV1347 |  |  | $XXXXXX C A B |
| OBX26INV1333 |  |  | $XXXXXX C A |
| OBX26INV1435 |  |  | $XXXXXX D A C B |
| OBX26INV1281 |  |  | $XXXXXX D A |
| OBX26INV1268 |  |  | $XXXXXX D A |
| OBX26INV1392 |  |  | $XXXXXX D A C B |
| OBX26INV1275 |  |  | $XXXXXX D A |
| OBX26INV1326 |  |  | $XXXXXX C A |
| OBX26INV1169 |  |  | $XXXXXX C B A |
| OBX26INV1366 |  |  | $XXXXXX C A |
| OBX26INV1315 |  |  | $XXXXXX D A |
| OBX26INV1327 |  |  | $XXXXXX C A |
| OBX26INV1261 |  |  | $XXXXXX C A |
| OBX26INV1292 |  |  | $XXXXXX D A |
| OBX26INV1241 |  |  | $XXXXXX D B A |
| OBX26INV1370 |  |  | $XXXXXX D A |
| OBX26INV1336 |  |  | $XXXXXX D A |
| OBX26INV1318 |  |  | $XXXXXX C A |
| OBX26INV1243 |  |  | $XXXXXX C A |
| OBX26INV1231 |  |  | $XXXXXX C A |
| OBX26INV1330 |  |  | $XXXXXX C A |
| OBX26INV1297 |  |  | $XXXXXX C A |
| OBX26INV1237 |  |  | $XXXXXX D C A |
| OBX26INV1438 |  |  | $XXXXXX C B A |
| OBX26INV1249 |  |  | $XXXXXX D A C |
| OBX26INV1357 |  |  | $XXXXXX D A C |
| OBX26INV1437 |  |  | $XXXXXX D A C |
| OBX26INV1272 |  |  | $XXXXXX D A C |
| OBX26INV1280 |  |  | $XXXXXX C A |
| OBX26INV1417 |  |  | $XXXXXX D A |
| OBX26INV1371 |  |  | $XXXXXX D A |
| OBX26INV1286 |  |  | $XXXXXX C A |
| OBX26INV1244 |  |  | $XXXXXX C A |
| OBX26INV1433 |  |  | $XXXXXX D A |
| OBX26INV1444 |  |  | $XXXXXX C A |
| OBX26INV1397 |  |  | $XXXXXX C A |
| OBX26INV1398 |  |  | $XXXXXX D B C A |
| OBX26INV1289 |  |  | $XXXXXX C A |
| OBX26INV1386 |  |  | $XXXXXX C A |
| OBX26INV1423 |  |  | $XXXXXX D A |
| OBX26INV1361 |  |  | $XXXXXX D A C |
| OBX26INV1300 |  |  | $XXXXXX C A |
| OBX26INV1416 |  |  | $XXXXXX C A |
| OBX26INV1393 |  |  | $XXXXXX C A |
| OBX26INV1334 |  |  | $XXXXXX C A |
| OBX26INV1363 |  |  | $XXXXXX C A |
| OBX26INV1222 |  |  | $XXXXXX D A C |
| OBX26INV1311 |  |  | $XXXXXX D A C |
| OBX26INV1238 |  |  | $XXXXXX C B A |
| OBX26INV1376 |  |  | $XXXXXX C A B |
| OBX26INV1360 |  |  | $XXXXXX C A |
| OBX26INV1375 |  |  | $XXXXXX C A |
| OBX26INV1415 |  |  | $XXXXXX C A |
| OBX26INV1215 |  |  | $XXXXXX C A |
| OBX26INV1390 |  |  | $XXXXXX C A |
| OBX26INV1355 |  |  | $XXXXXX C A |
| OBX26INV1217 |  |  | $XXXXXX C A |
| OBX26INV1382 |  |  | $XXXXXX D A |
| OBX26INV1314 |  |  | $XXXXXX C A |
| OBX26INV1299 |  |  | $XXXXXX C A |
| OBX26INV1413 |  |  | $XXXXXX C A B |
| OBX26INV1283 |  |  | $XXXXXX C A |
| OBX26INV1310 |  |  | $XXXXXX C A |
| OBX26INV1317 |  |  | $XXXXXX C A |
| OBX26INV1408 |  |  | $XXXXXX C A |
| OBX26INV1384 |  |  | $XXXXXX C A |
| OBX26INV1350 |  |  | $XXXXXX C A |
| OBX26INV1250 |  |  | $XXXXXX C A |
| OBX26INV1377 |  |  | $XXXXXX D A |
| OBX26INV1439 |  |  | $XXXXXX C B A |
| OBX26INV1251 |  |  | $XXXXXX C B A |
| OBX26INV1343 |  |  | $XXXXXX C A |
| OBX26INV1329 |  |  | $XXXXXX C A |
| OBX26INV1242 |  |  | $XXXXXX C A |
| OBX26INV1410 |  |  | $XXXXXX C B A |
| OBX26INV1431 |  |  | $XXXXXX C B A |
| OBX26INV1421 |  |  | $XXXXXX C A |
| OBX26INV1418 |  |  | $XXXXXX C A |
| OBX26INV1409 |  |  | $XXXXXX C A |
| OBX26INV1395 |  |  | $XXXXXX C A B |
| OBX26INV1352 |  |  | $XXXXXX C A |
| OBX26INV1445 |  |  | $XXXXXX C B A |
| OBX26INV1234 |  |  | $XXXXXX C A |
| OBX26INV1248 |  |  | $XXXXXX C A |
| OBX26INV1293 |  |  | $XXXXXX C A |
| OBX26INV1247 |  |  | $XXXXXX C A |
| OBX26INV1295 |  |  | $XXXXXX C A |
| OBX26INV1400 |  |  | $XXXXXX C B A |
| OBX26INV1368 |  |  | $XXXXXX C A |
| OBX26INV1429 |  |  | $XXXXXX D A C |
| OBX26INV1309 |  |  | $XXXXXX C A |
| OBX26INV1041 |  |  | $XXXXXX D A C |
| OBX26INV1008 |  |  | $XXXXXX C A |
| OBX26INV1118 |  |  | $XXXXXX C A |
| OBX26INV1258 |  |  | $XXXXXX C A |
| OBX26INV1349 |  |  | $XXXXXX D A |
| OBX26INV1342 |  |  | $XXXXXX C A |
| OBX26INV1271 |  |  | $XXXXXX C A |
| OBX26INV1365 |  |  | $XXXXXX C D A |
| OBX26INV1225 |  |  | $XXXXXX C A |
| OBX26INV1374 |  |  | $XXXXXX D A |
| OBX26INV1188 |  |  | $XXXXXX D A |
| OBX26INV1255 |  |  | $XXXXXX C A |
| OBX26INV1270 |  |  | $XXXXXX C A |
| OBX26INV1279 |  |  | $XXXXXX D A C B |
| OBX26INV1325 |  |  | $XXXXXX D A |
| OBX26INV1319 |  |  | $XXXXXX C A |
| OBX26INV1265 |  |  | $XXXXXX C A |
| OBX26INV1285 |  |  | $XXXXXX C A |
| OBX26INV1449 |  |  | $XXXXXX C A |
| OBX26INV1432 |  |  | $XXXXXX C A |
| OBX26INV1307 |  |  | $XXXXXX D A |
| OBX26INV1404 |  |  | $XXXXXX D A C |
| OBX26INV1202 |  |  | $XXXXXX C A |
| OBX26INV1332 |  |  | $XXXXXX C A |
| OBX26INV1262 |  |  | $XXXXXX C A |
| OBX26INV1440 |  |  | $XXXXXX C A |
| OBX26INV1277 |  |  | $XXXXXX D A C |
| OBX26INV1267 |  |  | $XXXXXX C B A |
| OBX26INV1273 |  |  | $XXXXXX D A C B |
| OBX26INV1221 |  |  | $XXXXXX C A B |
| OBX26INV1256 |  |  | $XXXXXX C A |
| OBX26INV1338 |  |  | $XXXXXX D A |
| OBX26INV1100 |  |  | $XXXXXX C A B |
| OBX26INV1426 |  |  | $XXXXXX D A |
| OBX26INV1388 |  |  | $XXXXXX C A B |
| OBX26INV1091 |  |  | $XXXXXX D B C A |
| OBX26INV1312 |  |  | $XXXXXX C A |
| OBX26INV1263 |  |  | $XXXXXX C A |
| OBX26INV1253 |  |  | $XXXXXX C A |
| OBX26INV1434 |  |  | $XXXXXX C B A |
| OBX26INV1441 |  |  | $XXXXXX C B A |
| OBX26INV1401 |  |  | $XXXXXX C A |
| OBX26INV1139 |  |  | $XXXXXX D A C |
| OBX26INV1223 |  |  | $XXXXXX C A |
| OBX26INV1168 |  |  | $XXXXXX D A |
| OBX26INV1219 |  |  | $XXXXXX D A C |
| OBX26INV1430 |  |  | $XXXXXX C B A |
| OBX26INV1143 |  |  | $XXXXXX C A |
| OBX26INV1068 |  |  | $XXXXXX D A |
| OBX26INV1182 |  |  | $XXXXXX D C A |
| OBX26INV1345 |  |  | $XXXXXX C A |
| OBX26INV1259 |  |  | $XXXXXX C A |
| OBX26INV1205 |  |  | $XXXXXX C A |
| OBX26INV1396 |  |  | $XXXXXX D B C A |
| OBX26INV1303 |  |  | $XXXXXX C B A |
| OBX26INV1454 |  |  | $XXXXXX C A |
| OBX26INV1002 |  |  | $XXXXXX C A |
| OBX26INV1016 |  |  | $XXXXXX C A |
| OBX26INV1220 |  |  | $XXXXXX C A |
| OBX26INV1455 |  |  | $XXXXXX C A |
| OBX26INV1450 |  |  | $XXXXXX D A C |
| OBX26INV1037 |  |  | $XXXXXX D A C |
| OBX26INV1087 |  |  | $XXXXXX D A |
| OBX26INV1085 |  |  | $XXXXXX C B A |
| OBX26INV1266 |  |  | $XXXXXX D A C |
| OBX26INV1294 |  |  | $XXXXXX D A |
| OBX26INV1228 |  |  | $XXXXXX D A |
| OBX26INV1155 |  |  | $XXXXXX C A |
| OBX26INV1159 |  |  | $XXXXXX C A |
| OBX26INV1084 |  |  | $XXXXXX C B A |
| OBX26INV1302 |  |  | $XXXXXX C A |
| OBX26INV1291 |  |  | $XXXXXX D A |
| OBX26INV1031 |  |  | $XXXXXX D A C |
| OBX26INV1176 |  |  | $XXXXXX C A |
| OBX26INV1127 |  |  | $XXXXXX D A C |
| OBX26INV1189 |  |  | $XXXXXX C A B |
| OBX26INV1452 |  |  | $XXXXXX C A |
| OBX26INV1264 |  |  | $XXXXXX D A |
| OBX26INV1211 |  |  | $XXXXXX D A |
| OBX26INV1451 |  |  | $XXXXXX C B A |
| OBX26INV1389 |  |  | $XXXXXX C B A |
| OBX26INV1457 |  |  | $XXXXXX C A |
| OBX26INV1460 |  |  | $XXXXXX C A |
| OBX26INV1461 |  |  | $XXXXXX C A |
| OBX26INV1448 |  |  | $XXXXXX C A |
| OBX26INV1456 |  |  | $XXXXXX C A |
| OBX26INV1458 |  |  | $XXXXXX C A |
| OBX26INV1464 |  |  | $XXXXXX C A |
| OBX26INV1459 |  |  | $XXXXXX C A |
| OBX26INV1038 |  |  | $XXXXXX C A |
| OBX26INV1462 |  |  | $XXXXXX C A |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| OBX26INV1001 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1166 | AVM |  |  |  |  |  | $XXX | $XXX | -.1166 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1004 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.0 | 78.0 |  |  |  |  | $XXX | $XXX | -.0150 | AVM |  |  |  |  |  | $XXX | $XXX | -.0150 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1023 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.99 | 79.99 |  |  |  |  | $XXX | $XXX | -.0632 | AVM |  |  |  |  |  | $XXX | $XXX | -.0632 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1018 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0001 | AVM |  |  |  |  |  | $XXX | $XXX | .0001 | 78.0 | 0.22 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1024 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0780 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0780 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1026 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 76.59 | 76.59 |  |  |  |  | $XXX | $XXX | -.0135 | AVM |  |  |  |  |  | $XXX | $XXX | -.0135 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1021 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0119 | AVM |  |  |  |  |  | $XXX | $XXX | -.0119 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX26INV1025 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.2055 | AVM |  |  |  |  |  | $XXX | $XXX | -.2055 | 90.0 | 0.1 |  |  |  | $XXX | $XXX | .0000 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1033 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0233 | AVM |  |  |  |  |  | $XXX | $XXX | -.0233 | 86.0 | 0.14 |  |  |  | $XXX | $XXX | .0000 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.4 |  |
| OBX26INV1028 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0447 | AVM |  |  |  |  |  | $XXX | $XXX | -.0447 | 78.0 | 0.22 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX26INV1059 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0211 | AVM |  |  |  |  |  | $XXX | $XXX | -.0211 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX26INV1034 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| OBX26INV1056 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0268 | AVM |  |  |  |  |  | $XXX | $XXX | -.0268 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| OBX26INV1072 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.51 | 66.51 |  |  |  |  | $XXX | $XXX | -.0554 | AVM |  |  |  |  |  | $XXX | $XXX | -.0554 | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1097 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1055 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.46 | 69.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1064 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1101 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 61.5 | 61.5 |  |  |  |  | $XXX | $XXX | .0355 | AVM |  |  |  |  |  | $XXX | $XXX | .0355 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX26INV1073 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0758 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0758 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1060 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0033 | AVM |  |  |  |  |  | $XXX | $XXX | -.0033 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1069 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX26INV1067 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.4 | 71.4 |  |  |  |  | $XXX | $XXX | -.1121 | AVM |  |  |  |  |  | $XXX | $XXX | -.1121 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1107 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 61.54 | 61.54 |  |  |  |  | $XXX | $XXX | .0083 | AVM |  |  |  |  |  | $XXX | $XXX | .0083 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1066 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.75 | 62.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX26INV1042 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1109 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 67.68 | 67.68 |  |  |  |  | $XXX | $XXX | -.0120 | AVM |  |  |  |  |  | $XXX | $XXX | -.0120 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX26INV1044 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.49 | 73.49 |  |  |  |  | $XXX | $XXX | -.3025 | AVM |  |  |  |  |  | $XXX | $XXX | -.3025 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX26INV1081 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1045 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 68.42 | 68.42 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX26INV1105 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 69.59 | 69.59 |  |  |  |  | $XXX | $XXX | -.0296 | AVM |  |  |  |  |  | $XXX | $XXX | -.0296 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1006 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0475 | AVM |  |  |  |  |  | $XXX | $XXX | -.0475 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0923 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| OBX26INV1065 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| OBX26INV1058 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .3260 | AVM |  |  |  |  |  | $XXX | $XXX | .3260 | 69.0 | 0.31 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1063 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1099 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX26INV1111 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0068 | AVM |  |  |  |  |  | $XXX | $XXX | .0068 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1057 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX26INV1078 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0061 | AVM |  |  |  |  |  | $XXX | $XXX | -.0061 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1095 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.15 | 67.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1122 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0526 | AVM |  |  |  |  |  | $XXX | $XXX | -.0526 | 34.0 | 0.66 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1125 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1051 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.98 | 69.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1124 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0624 | AVM |  |  |  |  |  | $XXX | $XXX | -.0624 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| OBX26INV1089 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1113 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX26INV1070 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .8746 | AVM |  |  |  |  |  | $XXX | $XXX | .8746 | 38.0 | 0.62 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| OBX26INV1050 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 74.74 | 74.74 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1119 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.52 | 64.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX26INV1123 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| OBX26INV1076 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1049 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.92 | 64.92 |  |  |  |  | $XXX | $XXX | .0154 | AVM |  |  |  |  |  | $XXX | $XXX | .0154 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| OBX26INV1121 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX26INV1053 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1086 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1080 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0042 | AVM |  |  |  |  |  | $XXX | $XXX | -.0042 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| OBX26INV1103 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1102 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1104 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1112 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 73.69 | 73.69 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1098 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0205 | AVM |  |  |  |  |  | $XXX | $XXX | -.0205 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX26INV1133 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1132 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0059 | AVM |  |  |  |  |  | $XXX | $XXX | -.0059 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| OBX26INV1135 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1117 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1145 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1164 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1130 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0001 | AVM |  |  |  |  |  | $XXX | $XXX | .0001 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX26INV1179 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1129 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1138 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX26INV1140 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0048 | AVM |  |  |  |  |  | $XXX | $XXX | .0048 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1126 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0573 | AVM |  |  |  |  |  | $XXX | $XXX | -.0573 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1110 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| OBX26INV1131 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0001 | AVM |  |  |  |  |  | $XXX | $XXX | .0001 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1157 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1149 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX26INV1175 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.68 | 65.68 |  |  |  |  | $XXX | $XXX | -.0558 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0558 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| OBX26INV1152 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1151 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX26INV1163 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.61 | 65.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX26INV1047 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.82 | 68.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1213 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 62.26 | 62.26 |  |  |  |  | $XXX | $XXX | .0214 | AVM |  |  |  |  |  | $XXX | $XXX | .0214 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1166 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1154 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 61.26 | 61.26 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1165 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0375 | AVM |  |  |  |  |  | $XXX | $XXX | -.0375 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX26INV1180 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 63.96 | 63.96 |  |  |  |  | $XXX | $XXX | .0143 | AVM |  |  |  |  |  | $XXX | $XXX | .0143 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1029 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0323 | AVM |  |  |  |  |  | $XXX | $XXX | -.0323 | 87.0 | 0.13 |  |  |  | $XXX | $XXX | .0000 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1185 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1134 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| OBX26INV1147 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0075 | AVM |  |  |  |  |  | $XXX | $XXX | -.0075 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1192 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0072 | AVM |  |  |  |  |  | $XXX | $XXX | .0072 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1136 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1052 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1160 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0027 | AVM |  |  |  |  |  | $XXX | $XXX | -.0027 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX26INV1172 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| OBX26INV1173 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| OBX26INV1137 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1061 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1043 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.98 | 74.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1204 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1162 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.39 | 73.39 |  |  |  |  | $XXX | $XXX | -.0181 | AVM |  |  |  |  |  | $XXX | $XXX | -.0181 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX26INV1177 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.64 | 62.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1181 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1178 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 72.6 | 72.6 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1082 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.02 | 68.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| OBX26INV1201 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0153 | AVM |  |  |  |  |  | $XXX | $XXX | -.0153 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1150 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0452 | AVM |  |  |  |  |  | $XXX | $XXX | -.0452 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| OBX26INV1077 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.59 | 70.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1128 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.5 | 68.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1158 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0372 | AVM |  |  |  |  |  | $XXX | $XXX | .0372 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1142 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0133 | AVM |  |  |  |  |  | $XXX | $XXX | -.0133 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1093 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1197 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0213 | AVM |  |  |  |  |  | $XXX | $XXX | -.0213 | 67.0 | 0.33 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1174 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX26INV1196 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.17 | 73.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1116 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX26INV1191 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1146 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| OBX26INV1083 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1216 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.2121 | AVM |  |  |  |  |  | $XXX | $XXX | -.2121 | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1039 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1106 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX26INV1054 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 67.33 | 67.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| OBX26INV1183 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX26INV1207 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| OBX26INV1088 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1353 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| OBX26INV1200 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1367 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| OBX26INV1362 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1340 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1402 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1308 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 66.59 | 66.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX26INV1257 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1364 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1424 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0024 | AVM |  |  |  |  |  | $XXX | $XXX | -.0024 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX26INV1407 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX26INV1287 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 74.88 | 74.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1359 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1321 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.09 | 74.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX26INV1114 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1379 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX26INV1380 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 73.41 | 73.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1411 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0001 | AVM |  |  |  |  |  | $XXX | $XXX | .0001 | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .007 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1447 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.32 | 78.32 |  |  |  |  | $XXX | $XXX | -.0152 | AVM |  |  |  |  |  | $XXX | $XXX | -.0152 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| OBX26INV1320 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1358 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1414 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.53 | 74.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1387 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1254 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1240 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.81 | 79.81 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1436 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1406 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.59 | 78.59 |  |  |  |  | $XXX | $XXX | -.0598 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0598 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX26INV1013 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0089 | AVM |  |  |  |  |  | $XXX | $XXX | .0089 | 88.0 | 0.12 |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX26INV1425 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 68.86 | 68.86 |  |  |  |  | $XXX | $XXX | .0055 | AVM |  |  |  |  |  | $XXX | $XXX | .0055 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1328 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1224 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| OBX26INV1394 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1014 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0820 | AVM |  |  |  |  |  | $XXX | $XXX | -.0820 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1399 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1306 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1373 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1428 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.1 | 71.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1322 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.08 | 66.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1298 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1341 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX26INV1323 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1233 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.21 | 67.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX26INV1235 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0375 | AVM |  |  |  |  |  | $XXX | $XXX | .0375 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| OBX26INV1304 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 68.9 | 68.9 |  |  |  |  | $XXX | $XXX | .1298 | AVM |  |  |  |  |  | $XXX | $XXX | .1298 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1288 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1236 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0126 | AVM |  |  |  |  |  | $XXX | $XXX | .0126 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| OBX26INV1313 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX26INV1226 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0006 | AVM |  |  |  |  |  | $XXX | $XXX | .0006 | 68.0 | 0.32 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1348 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.17 | 72.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| OBX26INV1420 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1252 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1442 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0111 | AVM |  |  |  |  |  | $XXX | $XXX | -.0111 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| OBX26INV1339 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0818 | AVM |  |  |  |  |  | $XXX | $XXX | .0818 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1422 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1269 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.52 | 67.52 |  |  |  |  | $XXX | $XXX | -.0150 | AVM |  |  |  |  |  | $XXX | $XXX | -.0150 | 73.0 | 0.27 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0268 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1419 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX26INV1381 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| OBX26INV1405 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| OBX26INV1412 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.2 | 66.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1403 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1032 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.9 |  |
| OBX26INV1391 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0331 | AVM |  |  |  |  |  | $XXX | $XXX | .0331 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| OBX26INV1284 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1229 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0614 | AVM |  |  |  |  |  | $XXX | $XXX | .0614 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1443 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| OBX26INV1372 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1335 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1278 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1346 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.12 | 75.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX26INV1344 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 74.95 | 74.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1446 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 62.12 | 62.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1274 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0450 | AVM |  |  |  |  |  | $XXX | $XXX | -.0450 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1227 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| OBX26INV1354 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 74.99 | 74.99 |  |  |  |  | $XXX | $XXX | -.0553 | AVM |  |  |  |  |  | $XXX | $XXX | -.0553 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1245 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 62.35 | 62.35 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1276 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1331 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 61.38 | 61.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1427 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.15 | 65.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| OBX26INV1385 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1305 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1378 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1351 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0707 | AVM |  |  |  |  |  | $XXX | $XXX | -.0707 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1187 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1115 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.07 | 67.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1120 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1022 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0517 | AVM |  |  |  |  |  | $XXX | $XXX | -.0517 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX26INV1230 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0791 | AVM |  |  |  |  |  | $XXX | $XXX | .0791 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1020 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.2726 | AVM |  |  |  |  |  | $XXX | $XXX | -.2726 | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX26INV1075 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX26INV1096 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1074 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.21 | 68.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1071 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.28 | 72.28 |  |  |  |  | $XXX | $XXX | .0134 | AVM |  |  |  |  |  | $XXX | $XXX | .0134 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| OBX26INV1079 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| OBX26INV1046 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| OBX26INV1144 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0254 | AVM |  |  |  |  |  | $XXX | $XXX | -.0254 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1141 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1153 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1062 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1090 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| OBX26INV1092 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1048 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.25 | 72.25 |  |  |  |  | $XXX | $XXX | .1902 | AVM |  |  |  |  |  | $XXX | $XXX | .1902 | 56.0 | 0.44 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1161 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX26INV1040 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0282 | AVM |  |  |  |  |  | $XXX | $XXX | -.0282 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1094 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 79.05 | 79.05 |  |  |  |  | $XXX | $XXX | .0104 | AVM |  |  |  |  |  | $XXX | $XXX | .0104 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1148 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0056 | AVM |  |  |  |  |  | $XXX | $XXX | -.0056 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1167 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| OBX26INV1203 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0317 | AVM |  |  |  |  |  | $XXX | $XXX | -.0317 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1108 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1186 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX26INV1190 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0180 | AVM |  |  |  |  |  | $XXX | $XXX | -.0180 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1193 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1194 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1198 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.46 | 68.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1156 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.91 | 72.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX26INV1209 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX26INV1206 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1208 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1282 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| OBX26INV1212 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX26INV1012 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0080 | AVM |  |  |  |  |  | $XXX | $XXX | -.0080 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX26INV1232 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1199 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX26INV1171 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1218 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1246 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0527 | AVM |  |  |  |  |  | $XXX | $XXX | -.0527 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1369 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1210 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX26INV1214 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1324 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX26INV1356 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.09 | 67.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1316 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1337 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0135 | AVM |  |  |  |  |  | $XXX | $XXX | -.0135 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1290 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1383 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1170 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1260 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1184 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.14 | 60.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX26INV1301 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.91 | 72.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1296 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1347 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 73.18 | 73.18 |  |  |  |  | $XXX | $XXX | -.1941 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.1941 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .041 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1333 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.41 | 65.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX26INV1435 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 79.33 | 79.33 |  |  |  |  | $XXX | $XXX | .0389 | AVM |  |  |  |  |  | $XXX | $XXX | .0389 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1281 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0161 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0161 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1268 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.5 | 62.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1392 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1275 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 69.72 | 69.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1326 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.62 | 72.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1169 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1366 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0250 | AVM |  |  |  |  |  | $XXX | $XXX | -.0250 | 79.0 | 0.21 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1315 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1327 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0068 | AVM |  |  |  |  |  | $XXX | $XXX | -.0068 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1261 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0443 | AVM |  |  |  |  |  | $XXX | $XXX | -.0443 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| OBX26INV1292 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1241 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| OBX26INV1370 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1336 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1318 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .2092 | AVM |  |  |  |  |  | $XXX | $XXX | .2092 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1243 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0740 | AVM |  |  |  |  |  | $XXX | $XXX | -.0740 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1231 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0331 | AVM |  |  |  |  |  | $XXX | $XXX | -.0331 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1330 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.75 | 68.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1297 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.3 | 73.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1237 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1438 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0015 | AVM |  |  |  |  |  | $XXX | $XXX | -.0015 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1249 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.5536 | AVM |  |  |  |  |  | $XXX | $XXX | -.5536 | 79.0 | 0.21 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1357 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.11 | 63.11 |  |  |  |  | $XXX | $XXX | -.0782 | AVM |  |  |  |  |  | $XXX | $XXX | -.0782 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1437 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.09 | 68.09 |  |  |  |  | $XXX | $XXX | -.3300 | AVM |  |  |  |  |  | $XXX | $XXX | -.3300 | 71.0 | 0.29 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1272 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1280 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1417 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1371 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1286 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0022 | AVM |  |  |  |  |  | $XXX | $XXX | -.0022 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1244 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX26INV1433 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.1 | 74.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX26INV1444 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1397 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1398 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.2070 | AVM |  |  |  |  |  | $XXX | $XXX | -.2070 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1289 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1386 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX26INV1423 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| OBX26INV1361 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0137 | AVM |  |  |  |  |  | $XXX | $XXX | -.0137 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1300 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| OBX26INV1416 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1393 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1334 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.11 | 68.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| OBX26INV1363 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| OBX26INV1222 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .1203 | AVM |  |  |  |  |  | $XXX | $XXX | .1203 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1311 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 69.07 | 69.07 |  |  |  |  | $XXX | $XXX | -.0052 | AVM |  |  |  |  |  | $XXX | $XXX | -.0052 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1238 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1376 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 68.69 | 68.69 |  |  |  |  | $XXX | $XXX | -.0883 | AVM |  |  |  |  |  | $XXX | $XXX | -.0883 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1360 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1375 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.09 | 74.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1415 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1215 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX26INV1390 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0843 | AVM |  |  |  |  |  | $XXX | $XXX | -.0843 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| OBX26INV1355 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.79 | 73.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1217 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1382 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.99 | 64.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1314 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.6 | 71.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX26INV1299 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0001 | AVM |  |  |  |  |  | $XXX | $XXX | -.0001 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX26INV1413 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1283 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | 1 |  |
| OBX26INV1310 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1317 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1408 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX26INV1384 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| OBX26INV1350 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0248 | AVM |  |  |  |  |  | $XXX | $XXX | -.0248 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1250 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0062 | AVM |  |  |  |  |  | $XXX | $XXX | -.0062 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1377 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1439 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX26INV1251 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| OBX26INV1343 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0311 | AVM |  |  |  |  |  | $XXX | $XXX | -.0311 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX26INV1329 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0339 | AVM |  |  |  |  |  | $XXX | $XXX | .0339 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1242 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1410 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0110 | AVM |  |  |  |  |  | $XXX | $XXX | -.0110 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1431 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | 1.7 |  |
| OBX26INV1421 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX26INV1418 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| OBX26INV1409 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX26INV1395 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .000 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1352 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX26INV1445 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1234 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX26INV1248 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 60.12 | 60.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1293 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1247 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1295 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1400 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.1459 | AVM |  |  |  |  |  | $XXX | $XXX | -.1459 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1368 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1429 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1309 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0741 | AVM |  |  |  |  |  | $XXX | $XXX | -.0741 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1041 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0938 | AVM |  |  |  |  |  | $XXX | $XXX | .0938 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1008 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0132 | AVM |  |  |  |  |  | $XXX | $XXX | -.0132 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX26INV1118 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX26INV1258 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX26INV1349 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1342 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 73.84 | 73.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1271 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1365 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.51 | 73.51 |  |  |  |  | $XXX | $XXX | -.1115 | AVM |  |  |  |  |  | $XXX | $XXX | -.1115 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.9 |  |
| OBX26INV1225 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1374 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX26INV1188 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1255 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1270 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1279 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 73.64 | 73.64 |  |  |  |  | $XXX | $XXX | -.0276 | AVM |  |  |  |  |  | $XXX | $XXX | -.0276 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .039 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1325 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1319 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.45 | 69.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1265 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.58 | 79.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| OBX26INV1285 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX26INV1449 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.0 | 79.0 |  |  |  |  | $XXX | $XXX | -.0549 | AVM |  |  |  |  |  | $XXX | $XXX | -.0549 | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1432 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1307 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1404 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.66 | 61.66 | $XXX | $XXX | .0000 | 2055 Exterior Only Inspection Report | $XXX | $XXX | -.2675 | AVM |  |  |  |  |  | $XXX | $XXX | -.2675 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.1743 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .000 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| OBX26INV1202 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX26INV1332 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1262 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1440 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.84 | 70.84 |  |  |  |  | $XXX | $XXX | -.0092 | AVM |  |  |  |  |  | $XXX | $XXX | -.0092 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| OBX26INV1277 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0115 | AVM |  |  |  |  |  | $XXX | $XXX | -.0115 | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1267 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.5819 | AVM |  |  |  |  |  | $XXX | $XXX | -.5819 | 23.0 | 0.77 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1273 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 74.43 | 74.43 |  |  |  |  | $XXX | $XXX | -.0649 | AVM |  |  |  |  |  | $XXX | $XXX | -.0649 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1221 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 72.64 | 72.64 |  |  |  |  | $XXX | $XXX | -.0496 | AVM |  |  |  |  |  | $XXX | $XXX | -.0496 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1256 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1338 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.45 | 71.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1100 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 74.69 | 74.69 |  |  |  |  | $XXX | $XXX | -.0146 | AVM |  |  |  |  |  | $XXX | $XXX | -.0146 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1426 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| OBX26INV1388 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 72.57 | 72.57 | $XXX | $XXX | -.0148 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0148 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1091 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0106 | AVM |  |  |  |  |  | $XXX | $XXX | -.0106 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1312 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1263 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1253 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1434 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0362 | AVM |  |  |  |  |  | $XXX | $XXX | -.0362 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| OBX26INV1441 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 68.0 | 68.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1401 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.99 | 79.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX26INV1139 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0014 | AVM |  |  |  |  |  | $XXX | $XXX | -.0014 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| OBX26INV1223 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1168 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX26INV1219 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.97 | 74.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1430 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0016 | AVM |  |  |  |  |  | $XXX | $XXX | .0016 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1143 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1068 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX26INV1182 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0270 | AVM |  |  |  |  |  | $XXX | $XXX | -.0270 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| OBX26INV1345 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0350 | AVM |  |  |  |  |  | $XXX | $XXX | -.0350 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1259 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX26INV1205 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0653 | AVM |  |  |  |  |  | $XXX | $XXX | -.0653 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.8 |  |
| OBX26INV1396 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX26INV1303 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.43 | 78.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1454 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 79.0 | 0.21 |  |  |  | $XXX | $XXX | .0000 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1002 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1016 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0001 | AVM |  |  |  |  |  | $XXX | $XXX | -.0001 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1220 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0442 | AVM |  |  |  |  |  | $XXX | $XXX | -.0442 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1455 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0281 | AVM |  |  |  |  |  | $XXX | $XXX | -.0281 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1450 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0198 | AVM |  |  |  |  |  | $XXX | $XXX | -.0198 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1037 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.1342 | AVM |  |  |  |  |  | $XXX | $XXX | -.1342 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| OBX26INV1087 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1085 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0029 | AVM |  |  |  |  |  | $XXX | $XXX | .0029 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1266 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0017 | AVM |  |  |  |  |  | $XXX | $XXX | .0017 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1294 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1228 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1155 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 73.81 | 73.81 |  |  |  |  | $XXX | $XXX | .0995 | AVM |  |  |  |  |  | $XXX | $XXX | .0995 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1159 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1084 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0148 | AVM |  |  |  |  |  | $XXX | $XXX | -.0148 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.7 |  |
| OBX26INV1302 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX26INV1291 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX26INV1031 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | -.0286 | AVM |  |  |  |  |  | $XXX | $XXX | -.0286 | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1176 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1127 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0063 | AVM |  |  |  |  |  | $XXX | $XXX | -.0063 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1189 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 72.74 | 72.74 |  |  |  |  | $XXX | $XXX | .0007 | AVM |  |  |  |  |  | $XXX | $XXX | .0007 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -.039 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1452 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0274 | AVM |  |  |  |  |  | $XXX | $XXX | -.0274 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1264 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1211 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX26INV1451 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0031 | AVM |  |  |  |  |  | $XXX | $XXX | .0031 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1389 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0667 | AVM |  |  |  |  |  | $XXX | $XXX | -.0667 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1457 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0244 | AVM |  |  |  |  |  | $XXX | $XXX | -.0244 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0022 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1460 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX26INV1461 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.2383 | AVM |  |  |  |  |  | $XXX | $XXX | -.2383 | 70.0 | 0.3 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1448 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.59 | 67.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX26INV1456 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0136 | AVM |  |  |  |  |  | $XXX | $XXX | -.0136 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1458 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.0 | 78.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX26INV1464 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1459 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0150 | AVM |  |  |  |  |  | $XXX | $XXX | -.0150 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX26INV1038 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.2734 | AVM |  |  |  |  |  | $XXX | $XXX | -.2734 | 89.0 | 0.11 |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX26INV1462 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.41 | 75.41 |  |  |  |  | $XXX | $XXX | .0060 | AVM |  |  |  |  |  | $XXX | $XXX | .0060 | 98.0 | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Number of Borrowers** | **AUS Indicator** | **AUS Type** | **GSE Eligible** | **HOA Flag** | **HOA Monthly Fee** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrower 3 Citizenship** | **Borrower 4 Citizenship** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 3 Employment Indicator** | **Borrower 4 Employment Indicator** | **Borrower 1 Retired** | **Borrower 2 Retired** | **Borrower 3 Retired** | **Borrower 4 Retired** | **QM Status** | **CU Score** | **AVM Confidence Score** | **Post Disaster Inspection** | **UNISON/Shared Mortgage** | **Multi-Collateral Loan** | **HomePossible/HomeReady Loans** | **DU Refi Plus Loans** | **Business or Personal Use Flag** | **PIW Flag** |
| OBX26INV1001 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1004 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1023 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1018 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 78 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1024 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1026 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1021 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1025 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1033 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1028 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 78 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1059 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 | 97 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26INV1034 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1056 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 4.1 | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1072 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 85 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1097 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1055 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1064 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1101 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1073 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1060 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1069 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1067 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 87 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1107 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1066 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1042 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1109 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A | Business | Yes |
| OBX26INV1044 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 | 89 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1081 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1045 | 2 | Yes | DU | Yes | No |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1105 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1006 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.7 | 87 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1065 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.1 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1058 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 69 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1063 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1099 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1111 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1057 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1078 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1095 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1122 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 34 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1125 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1051 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26INV1124 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.7 | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1089 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1113 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1070 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.1 | 38 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1050 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1119 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1123 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1076 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1049 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1121 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1053 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1086 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1080 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Not Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.7 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1103 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1102 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1104 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1112 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1098 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.5 | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1133 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1132 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.4 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1135 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1117 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1145 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1164 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1130 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Not Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | Yes | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1179 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1129 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1138 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1140 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1126 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1110 | 3 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen | US Citizen |  | Not Employed | Employed | Not Employed |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1131 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1157 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1149 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1175 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.8 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26INV1152 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1151 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1163 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1047 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26INV1213 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 90 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1166 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1154 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1165 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1180 | 1 | Yes | DU | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1029 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1185 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1134 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1147 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1192 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1136 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1052 | 2 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1160 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 5 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1172 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1173 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1137 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1061 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1043 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1204 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26INV1162 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 3.5 | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1177 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1181 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1178 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1082 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1201 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1150 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.1 | 88 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1077 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1128 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1158 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1142 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1093 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1197 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 67 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1174 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1196 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1116 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1191 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1146 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1083 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1216 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 84 | Yes | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1039 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1106 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1054 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1183 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1207 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1088 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1353 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.6 | 83 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1200 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1367 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 3.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1362 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1340 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1402 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1308 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1257 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1364 | 2 | Yes | LPA | Yes | No |  | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1424 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1407 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1287 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1359 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1321 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.6 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1114 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1379 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1380 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1411 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 86 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1447 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.6 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1320 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1358 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1414 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1387 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1254 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1240 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1436 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1406 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1013 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1425 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 92 | No | N/A | N/A | N/A | N/A | Personal | Yes |
| OBX26INV1328 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1224 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.8 | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1394 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1014 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1399 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1306 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1373 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1428 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1322 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1298 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1341 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1.7 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1323 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1233 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Unknown | Unknown |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1235 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.9 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1304 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1288 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1236 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 4.4 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1313 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26INV1226 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 68 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1348 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1420 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1252 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1442 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1339 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1422 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1269 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 73 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1419 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1381 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1405 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1412 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1403 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1032 | 2 | Yes | LPA | No | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1391 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.6 | 93 | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1284 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1229 | 4 | Yes | DU | Yes | No |  | US Citizen | US Citizen | US Citizen | US Citizen | Employed | Employed | Not Employed | Not Employed | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1443 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1372 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Unknown |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1335 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1278 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1346 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1344 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1446 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1274 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1227 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.8 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1354 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1245 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1276 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1331 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1427 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1385 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1305 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1378 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1351 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 88 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1187 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1115 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1120 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1022 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1230 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1020 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 83 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1075 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1096 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1074 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1071 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.5 | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1079 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1046 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 3.8 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1144 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1141 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1153 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1062 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1090 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1092 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1048 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 56 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1161 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1040 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1094 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 92 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1148 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1167 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1203 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1108 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1186 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1190 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1193 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1194 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1198 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1156 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1209 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1206 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1208 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1282 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1212 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1012 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1232 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1199 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1171 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1218 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1246 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1369 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1210 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1214 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Not Employed |  |  | Yes | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1324 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1356 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1316 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1337 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1290 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1383 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1170 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1260 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1184 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1301 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1296 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1347 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1333 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1435 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 92 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1281 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1268 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1392 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1275 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1326 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1169 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1366 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 79 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1315 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1327 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1261 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.1 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1292 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1241 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1370 | 1 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1336 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1318 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1243 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1231 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1330 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1297 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1237 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1438 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1249 | 1 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 79 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1357 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1437 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 71 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1272 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1280 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1417 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1371 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1286 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1244 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1433 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.2 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26INV1444 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1397 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1398 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1289 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1386 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1423 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1361 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1300 | 3 | Yes | DU | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Employed | Not Employed | Employed |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1416 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1393 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1334 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1363 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1222 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1311 | 3 | Yes | LPA | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Employed | Retired | Employed |  | No | Yes | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1238 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1376 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1360 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1375 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1415 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1215 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1390 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.9 | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1355 | 1 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1217 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1382 | 2 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1314 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1299 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.5 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1413 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 93 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1283 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1310 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1317 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1408 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1384 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1350 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1250 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1377 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1439 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1251 | 1 | Yes | LPA | Yes | Yes |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1343 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.5 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1329 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1242 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1410 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1431 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1421 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1418 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26INV1409 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1395 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1352 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1445 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1234 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1248 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Not Employed |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1293 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1247 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1295 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1400 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1368 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1429 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1309 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 90 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX26INV1041 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1008 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1118 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1258 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1349 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1342 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1271 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1365 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.9 | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1225 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1374 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1188 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1255 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1270 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1279 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 89 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1325 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1319 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1265 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1285 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1449 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 86 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1432 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1307 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1404 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.6 | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1202 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1332 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1262 | 2 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1440 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.6 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1277 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 82 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1267 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 23 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1273 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1221 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1256 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1338 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1100 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 91 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1426 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1388 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1091 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1312 | 1 | Yes | DU | Yes | Yes |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1263 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1253 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1434 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.3 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1441 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1401 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1139 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.3 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1223 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1168 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1219 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1430 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1143 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1068 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1182 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.5 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1345 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1259 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1205 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 4.8 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1396 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1303 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1454 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1002 | 1 | Yes | LPA | No | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1016 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1220 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1455 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1450 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1037 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 4.3 | 88 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1087 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1085 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1266 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1294 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1228 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1155 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1159 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1084 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.7 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1302 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1291 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1031 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 84 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1176 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1127 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1189 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX26INV1452 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1264 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1211 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1451 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1389 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1457 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1460 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1461 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 70 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1448 | 1 | Yes | DU | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.3 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1456 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1458 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1464 | 1 | Yes | LPA | No | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1459 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX26INV1038 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX26INV1462 | 2 | Yes | LPA | No | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 6**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Final QM Status** | **QM Total Points and Fees** | **APR** | **Residual Income** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** |
| OBX26INV1001 | ATR/QM: Exempt |  | 7.433 | 34295.42 | Employed |  | No |  |
| OBX26INV1004 | ATR/QM: Exempt |  | 6.967 | 11260.51 | Not Employed | Employed | No | No |
| OBX26INV1023 | QM: Safe Harbor APOR (APOR SH) | 6361.6 | 6.835 | 8278.42 | Employed |  | No |  |
| OBX26INV1018 | ATR/QM: Exempt |  | 7.054 | 13469.54 | Employed | Employed | No | No |
| OBX26INV1024 | QM: Safe Harbor APOR (APOR SH) | 7106 | 7.207 | 6001.6 | Employed | Employed | No | No |
| OBX26INV1026 | QM: Safe Harbor APOR (APOR SH) | 1490 | 6.811 | 8523.7 | Employed | Employed | No | No |
| OBX26INV1021 | ATR/QM: Exempt |  | 7.114 | 7975.54 | Employed |  | No |  |
| OBX26INV1025 | ATR/QM: Exempt |  | 7.084 | 44519.62 | Employed |  | No |  |
| OBX26INV1033 | ATR/QM: Exempt |  | 7.062 | 6987.05 | Employed |  | No |  |
| OBX26INV1028 | ATR/QM: Exempt |  | 6.834 | 11142.27 | Employed | Employed | No | No |
| OBX26INV1059 | QM: Safe Harbor APOR (APOR SH) | 10124.53 | 7.577 | 7508.06 | Employed |  | No |  |
| OBX26INV1034 | QM: Safe Harbor APOR (APOR SH) | 5429.4 | 7.332 | 6629.32 | Employed |  | No |  |
| OBX26INV1056 | ATR/QM: Exempt |  | 6.912 | 14526.69 | Employed | Employed | No | No |
| OBX26INV1072 | ATR/QM: Exempt |  | 6.283 | 25101.42 | Employed |  | No |  |
| OBX26INV1097 | ATR/QM: Exempt |  | 6.722 | 7902.38 | Employed | Employed | No | No |
| OBX26INV1055 | ATR/QM: Exempt |  | 6.539 | 19847.72 | Employed | Employed | No | No |
| OBX26INV1064 | QM: Safe Harbor APOR (APOR SH) | 1365 | 7.581 | 6245.78 | Employed |  | No |  |
| OBX26INV1101 | ATR/QM: Exempt |  | 6.396 | 10764.36 | Employed |  | No |  |
| OBX26INV1073 | ATR/QM: Exempt |  | 6.614 | 8147.56 | Employed | Employed | No | No |
| OBX26INV1060 | ATR/QM: Exempt |  | 7.528 | 7233.6 | Employed | Employed | No | No |
| OBX26INV1069 | ATR/QM: Exempt |  | 6.617 | 6840.28 | Employed |  | No |  |
| OBX26INV1067 | QM: Safe Harbor APOR (APOR SH) | 7683.56 | 7.03 | 12714.37 | Employed | Employed | No | No |
| OBX26INV1107 | ATR/QM: Exempt |  | 6.182 | 14260.91 | Employed |  | No |  |
| OBX26INV1066 | ATR/QM: Exempt |  | 6.593 | 7086.16 | Employed | Employed | No | No |
| OBX26INV1042 | QM: Safe Harbor APOR (APOR SH) | 1400 | 6.795 | 4065.83 | Employed |  | No |  |
| OBX26INV1109 | ATR/QM: Exempt | 2849 | 6.391 | 15521.3 | Employed |  | No |  |
| OBX26INV1044 | QM: Safe Harbor APOR (APOR SH) | 16696 | 6.143 | 8947.44 | Employed |  | No |  |
| OBX26INV1081 | ATR/QM: Exempt |  | 6.683 | 15228.61 | Employed | Employed | No | No |
| OBX26INV1045 | ATR/QM: Exempt |  | 6.464 | 19304.86 | Employed | Employed | No | No |
| OBX26INV1105 | ATR/QM: Exempt |  | 6.264 | 63452.86 | Employed |  | No |  |
| OBX26INV1006 | ATR/QM: Exempt |  | 7.222 | 4539.22 | Employed | Employed | No | No |
| OBX26INV1065 | QM: Safe Harbor APOR (APOR SH) | 1299 | 6.839 | 10283.03 | Employed |  | No |  |
| OBX26INV1058 | ATR/QM: Exempt |  | 7.021 | 6430.04 | Employed | Employed | No | No |
| OBX26INV1063 | ATR/QM: Exempt |  | 6.593 | 16099.11 | Employed |  | No |  |
| OBX26INV1099 | ATR/QM: Exempt |  | 7.13 | 12404.09 | Employed |  | No |  |
| OBX26INV1111 | QM: Safe Harbor APOR (APOR SH) | 1355 | 6.779 | 9327.6 | Retired | Employed | No | No |
| OBX26INV1057 | ATR/QM: Exempt |  | 6.599 | 11346.25 | Employed |  | No |  |
| OBX26INV1078 | ATR/QM: Exempt |  | 7.612 | 5386.23 | Employed |  | No |  |
| OBX26INV1095 | ATR/QM: Exempt |  | 6.575 | 8361.65 | Employed |  | No |  |
| OBX26INV1122 | ATR/QM: Exempt |  | 6.678 | 12734.59 | Employed |  | No |  |
| OBX26INV1125 | ATR/QM: Exempt |  | 6.904 | 13689.79 | Employed |  | No |  |
| OBX26INV1051 | QM: Safe Harbor APOR (APOR SH) | 4223 | 6.819 | 8993.79 | Employed |  | No |  |
| OBX26INV1124 | ATR/QM: Exempt |  | 7.028 | 12081.45 | Employed |  | No |  |
| OBX26INV1089 | QM: Safe Harbor APOR (APOR SH) | 5695.14 | 7.471 | 16585.43 | Employed |  | No |  |
| OBX26INV1113 | ATR/QM: Exempt |  | 6.873 | 6424.96 | Employed |  | No |  |
| OBX26INV1070 | ATR/QM: Exempt |  | 6.886 | 31908.83 | Employed |  | No |  |
| OBX26INV1050 | QM: Safe Harbor APOR (APOR SH) | 1014 | 6.932 | 9900.76 | Retired | Retired | No | No |
| OBX26INV1119 | ATR/QM: Exempt |  | 6.962 | 6695.1 | Employed |  | No |  |
| OBX26INV1123 | QM: Safe Harbor APOR (APOR SH) | 3869.33 | 6.428 | 71306.48 | Employed | Not Employed | No | No |
| OBX26INV1076 | ATR/QM: Exempt |  | 6.636 | 5250.54 | Employed |  | No |  |
| OBX26INV1049 | QM: Safe Harbor APOR (APOR SH) | 850 | 6.921 | 10822.6 | Employed | Employed | No | No |
| OBX26INV1121 | QM: Safe Harbor APOR (APOR SH) | 5702.27 | 7.596 | 7149.59 | Employed |  | No |  |
| OBX26INV1053 | ATR/QM: Exempt |  | 7.1 | 23318.9 | Employed |  | No |  |
| OBX26INV1086 | ATR/QM: Exempt |  | 6.733 | 7238.59 | Employed |  | No |  |
| OBX26INV1080 | ATR/QM: Exempt |  | 7.889 | 1765.53 | Not Employed |  | No |  |
| OBX26INV1103 | ATR/QM: Exempt |  | 6.453 | 28588.44 | Employed | Employed | No | No |
| OBX26INV1102 | ATR/QM: Exempt |  | 6.567 | 8959.9 | Retired | Retired | No | No |
| OBX26INV1104 | ATR/QM: Exempt |  | 6.772 | 31137.77 | Employed | Not Employed | No | No |
| OBX26INV1112 | ATR/QM: Exempt |  | 7.425 | 34593.04 | Employed |  | No |  |
| OBX26INV1098 | ATR/QM: Exempt |  | 6.702 | 23836.73 | Employed |  | No |  |
| OBX26INV1133 | ATR/QM: Exempt |  | 7.058 | 15647.08 | Employed |  | No |  |
| OBX26INV1132 | QM: Safe Harbor APOR (APOR SH) | 2090.8 | 7.329 | 8045.6 | Retired |  | No |  |
| OBX26INV1135 | ATR/QM: Exempt |  | 7.282 | 5711.91 | Retired | Employed | No | No |
| OBX26INV1117 | ATR/QM: Exempt |  | 6.996 | 18218.28 | Employed | Employed | No | No |
| OBX26INV1145 | ATR/QM: Exempt |  | 7.136 | 11971.02 | Employed | Employed | No | No |
| OBX26INV1164 | ATR/QM: Exempt |  | 7.063 | 5326.04 | Employed |  | No |  |
| OBX26INV1130 | QM: Safe Harbor APOR (APOR SH) | 4082.81 | 6.406 | 4707.68 | Retired | Not Employed | No | No |
| OBX26INV1179 | ATR/QM: Exempt |  | 7.022 | 13805.28 | Employed |  | No |  |
| OBX26INV1129 | ATR/QM: Exempt |  | 7.367 | 17459.4 | Employed | Not Employed | No | No |
| OBX26INV1138 | ATR/QM: Exempt |  | 7.175 | 29663.05 | Employed |  | No |  |
| OBX26INV1140 | QM: Safe Harbor APOR (APOR SH) | 3613.75 | 7.145 | 14597.73 | Employed | Employed | No | No |
| OBX26INV1126 | ATR/QM: Exempt |  | 6.613 | 47620.37 | Not Employed | Employed | No | No |
| OBX26INV1110 | QM: Safe Harbor APOR (APOR SH) | 2758.5 | 6.742 | 70999.72 | Not Employed | Employed | No | No |
| OBX26INV1131 | QM: Safe Harbor APOR (APOR SH) | 1538 | 7.589 | 6482.62 | Employed | Employed | No | No |
| OBX26INV1157 | ATR/QM: Exempt |  | 7.188 | 17206.41 | Employed |  | No |  |
| OBX26INV1149 | ATR/QM: Exempt |  | 7.45 | 256830.3 | Employed |  | No |  |
| OBX26INV1175 | QM: Safe Harbor APOR (APOR SH) | 1458 | 6.936 | 13661.71 | Employed | Employed | No | No |
| OBX26INV1152 | ATR/QM: Exempt |  | 7.622 | 12922.76 | Employed | Employed | No | No |
| OBX26INV1151 | ATR/QM: Exempt |  | 6.565 | 7317.27 | Employed | Not Employed | No | No |
| OBX26INV1163 | ATR/QM: Exempt |  | 6.103 | 8912.26 | Employed | Employed | No | No |
| OBX26INV1047 | QM: Safe Harbor APOR (APOR SH) |  | 6.913 | 11088.65 | Employed | Not Employed | No | No |
| OBX26INV1213 | QM: Safe Harbor APOR (APOR SH) | 7675 | 6.646 | 10875.58 | Employed |  | No |  |
| OBX26INV1166 | ATR/QM: Exempt |  | 6.776 | 10891.97 | Employed | Employed | No | No |
| OBX26INV1154 | ATR/QM: Exempt |  | 6.412 | 13684.92 | Employed |  | No |  |
| OBX26INV1165 | QM: Safe Harbor APOR (APOR SH) | 1995 | 7.447 | 9349.39 | Employed | Not Employed | No | No |
| OBX26INV1180 | ATR/QM: Exempt |  | 7.07 | 61240.89 | Employed |  | No |  |
| OBX26INV1029 | ATR/QM: Exempt |  | 6.714 | 20395.88 | Employed | Employed | No | No |
| OBX26INV1185 | ATR/QM: Exempt |  | 130.784 | 14659.16 | Employed |  | No |  |
| OBX26INV1134 | QM: Safe Harbor APOR (APOR SH) | 7151 | 7.14 | 14995.7 | Employed |  | No |  |
| OBX26INV1147 | ATR/QM: Exempt |  | 7.445 | 14307.52 | Employed |  | No |  |
| OBX26INV1192 | ATR/QM: Exempt |  | 7.133 | 8980.94 | Employed | Employed | No | No |
| OBX26INV1136 | ATR/QM: Exempt |  | 7.113 | 12505.87 | Employed |  | No |  |
| OBX26INV1052 | ATR/QM: Exempt |  | 7.685 | 18405.78 | Employed | Employed | No | No |
| OBX26INV1160 | ATR/QM: Exempt |  | 6.389 | 15343.59 | Employed | Employed | No | No |
| OBX26INV1172 | ATR/QM: Exempt |  | 7.582 | 3102.86 | Employed |  | No |  |
| OBX26INV1173 | QM: Safe Harbor APOR (APOR SH) | 2487 | 7.329 | 18198.54 | Employed | Employed | No | No |
| OBX26INV1137 | ATR/QM: Exempt |  | 6.896 | 3427.34 | Employed |  | No |  |
| OBX26INV1061 | ATR/QM: Exempt |  | 6.557 | 5174.38 | Employed |  | No |  |
| OBX26INV1043 | ATR/QM: Exempt |  | 6.623 | 16898.53 | Employed |  | No |  |
| OBX26INV1204 | QM: Safe Harbor APOR (APOR SH) | 6845 | 7.048 | 34955.06 | Employed |  | No |  |
| OBX26INV1162 | ATR/QM: Exempt |  | 6.564 | 4256.47 | Retired | Retired | No | No |
| OBX26INV1177 | ATR/QM: Exempt |  | 5.98 | 27786.87 | Employed | Employed | No | No |
| OBX26INV1181 | ATR/QM: Exempt |  | 6.504 | 4941.18 | Employed |  | No |  |
| OBX26INV1178 | ATR/QM: Exempt |  | 6.7 | 13930.21 | Employed |  | No |  |
| OBX26INV1082 | ATR/QM: Exempt |  | 6.42 | 11362.2 | Employed | Not Employed | No | No |
| OBX26INV1201 | ATR/QM: Exempt |  | 6.682 | 22012.22 | Employed | Employed | No | No |
| OBX26INV1150 | QM: Safe Harbor APOR (APOR SH) | 1605 | 6.543 | 5828.1 | Employed |  | No |  |
| OBX26INV1077 | ATR/QM: Exempt |  | 6.605 | 19757.42 | Employed | Employed | No | No |
| OBX26INV1128 | ATR/QM: Exempt |  | 6.547 | 33530.94 | Employed | Employed | No | No |
| OBX26INV1158 | ATR/QM: Exempt |  | 6.964 | 15690.32 | Employed | Employed | No | No |
| OBX26INV1142 | ATR/QM: Exempt |  | 6.985 | 9101.7 | Employed |  | No |  |
| OBX26INV1093 | ATR/QM: Exempt |  | 6.944 | 12846.03 | Not Employed | Employed | No | No |
| OBX26INV1197 | ATR/QM: Exempt |  | 7.199 | 14197.47 | Employed |  | No |  |
| OBX26INV1174 | ATR/QM: Exempt |  | 7.095 | 9799.46 | Employed |  | No |  |
| OBX26INV1196 | ATR/QM: Exempt |  | 7.497 | 19561.71 | Employed |  | No |  |
| OBX26INV1116 | ATR/QM: Exempt |  | 7.62 | 18071.86 | Employed |  | No |  |
| OBX26INV1191 | QM: Safe Harbor APOR (APOR SH) | 6521.24 | 6.851 | 9881.97 | Employed | Employed | No | No |
| OBX26INV1146 | ATR/QM: Exempt |  | 6.854 | 18025.72 | Employed |  | No |  |
| OBX26INV1083 | ATR/QM: Exempt |  | 7.276 | 4553.32 | Employed |  | No |  |
| OBX26INV1216 | QM: Safe Harbor APOR (APOR SH) | 3150 | 7.15 | 12519.78 | Employed | Not Employed | No | No |
| OBX26INV1039 | ATR/QM: Exempt |  | 8.067 | 27521.71 | Employed | Employed | No | No |
| OBX26INV1106 | ATR/QM: Exempt |  | 6.834 | 12620.24 | Employed | Retired | No | No |
| OBX26INV1054 | ATR/QM: Exempt |  | 136.646 | 19515.78 | Employed | Employed | No | No |
| OBX26INV1183 | ATR/QM: Exempt |  | 7.456 | 8041.16 | Employed | Employed | No | No |
| OBX26INV1207 | ATR/QM: Exempt |  | 6.971 | 32158.7 | Employed |  | No |  |
| OBX26INV1088 | QM: Safe Harbor APOR (APOR SH) | 6223.18 | 7.881 | 11688.69 | Employed | Not Employed | No | No |
| OBX26INV1353 | ATR/QM: Exempt |  | 6.071 | 5597.78 | Employed |  | No |  |
| OBX26INV1200 | ATR/QM: Exempt |  | 7.26 | 30560.44 | Employed | Employed | No | No |
| OBX26INV1367 | ATR/QM: Exempt |  | 6.477 | 4211.86 | Retired | Retired | No | No |
| OBX26INV1362 | ATR/QM: Exempt |  | 6.954 | 28148.38 | Employed |  | No |  |
| OBX26INV1340 | ATR/QM: Exempt |  | 7.25 | 8063.34 | Employed | Not Employed | No | No |
| OBX26INV1402 | QM: Safe Harbor APOR (APOR SH) | 0 | 7.014 | 15401.3 | Employed |  | No |  |
| OBX26INV1308 | ATR/QM: Exempt |  | 6.875 | 19345.17 | Employed | Not Employed | No | No |
| OBX26INV1257 | ATR/QM: Exempt |  | 6.951 | 15016.08 | Employed |  | No |  |
| OBX26INV1364 | ATR/QM: Exempt |  | 6.639 | 16831 | Employed | Employed | No | No |
| OBX26INV1424 | QM: Safe Harbor APOR (APOR SH) | 1499 | 6.572 | 30434.76 | Employed | Employed | No | No |
| OBX26INV1407 | QM: Safe Harbor APOR (APOR SH) | 3176.25 | 6.763 | 27621.25 | Employed | Employed | No | No |
| OBX26INV1287 | ATR/QM: Exempt | 4925.5 | 6.931 | 5788.85 | Employed |  | No |  |
| OBX26INV1359 | ATR/QM: Exempt |  | 7.122 | 8330.87 | Employed | Employed | No | No |
| OBX26INV1321 | ATR/QM: Exempt |  | 6.787 | 20563.07 | Employed | Employed | No | No |
| OBX26INV1114 | QM: Safe Harbor APOR (APOR SH) | 5202 | 7.167 | 11129.67 | Retired | Employed | No | No |
| OBX26INV1379 | ATR/QM: Exempt |  | 6.721 | 9879.41 | Retired | Employed | No | No |
| OBX26INV1380 | ATR/QM: Exempt | 12200.5 | 6.651 | 33171.61 | Employed |  | No |  |
| OBX26INV1411 | QM: Safe Harbor APOR (APOR SH) | 9959.66 | 7.206 | 12531.96 | Retired | Employed | No | No |
| OBX26INV1447 | QM: Safe Harbor APOR (APOR SH) | 5290 | 7.228 | 11756.11 | Employed | Employed | No | No |
| OBX26INV1320 | ATR/QM: Exempt |  | 6.4 | 34971.21 | Employed | Employed | No | No |
| OBX26INV1358 | ATR/QM: Exempt |  | 7.122 | 8406.29 | Employed | Employed | No | No |
| OBX26INV1414 | QM: Safe Harbor APOR (APOR SH) | 1499 | 7.051 | 8033.34 | Employed |  | No |  |
| OBX26INV1387 | QM: Safe Harbor APOR (APOR SH) | 4007.5 | 7.21 | 13929.6 | Retired | Employed | No | No |
| OBX26INV1254 | ATR/QM: Exempt |  | 7.689 | 20037.01 | Employed | Employed | No | No |
| OBX26INV1240 | ATR/QM: Exempt |  | 7.189 | 16967.64 | Employed |  | No |  |
| OBX26INV1436 | QM: Safe Harbor APOR (APOR SH) | 1640 | 7.069 | 13705.21 | Employed |  | No |  |
| OBX26INV1406 | QM: Safe Harbor APOR (APOR SH) | 10574.37 | 6.224 | 27385.55 | Employed | Employed | No | No |
| OBX26INV1013 | QM: Safe Harbor APOR (APOR SH) | 1490 | 7.007 | 9894.01 | Retired |  | No |  |
| OBX26INV1425 | QM: Safe Harbor APOR (APOR SH) | 3137 | 6.825 | 20586.16 | Employed | Not Employed | No | No |
| OBX26INV1328 | ATR/QM: Exempt |  | 7.191 | 11324.23 | Employed |  | No |  |
| OBX26INV1224 | ATR/QM: Exempt |  | 7.357 | 55963.31 | Employed | Not Employed | No | No |
| OBX26INV1394 | QM: Safe Harbor APOR (APOR SH) | 1375 | 7.318 | 8544.53 | Employed | Not Employed | No | No |
| OBX26INV1014 | QM: Safe Harbor APOR (APOR SH) | 5504.72 | 6.771 | 3213.23 | Employed |  | No |  |
| OBX26INV1399 | QM: Safe Harbor APOR (APOR SH) | 1963.84 | 7.391 | 26990.39 | Employed |  | No |  |
| OBX26INV1306 | ATR/QM: Exempt | 4970.85 | 7.1 | 6249.95 | Employed |  | No |  |
| OBX26INV1373 | ATR/QM: Exempt |  | 8.378 | 3479.1 | Employed |  | No |  |
| OBX26INV1428 | QM: Safe Harbor APOR (APOR SH) | 1652 | 6.835 | 8494.74 | Employed | Employed | No | No |
| OBX26INV1322 | ATR/QM: Exempt |  | 6.451 | 17748.89 | Employed |  | No |  |
| OBX26INV1298 | ATR/QM: Exempt |  | 6.793 | 31554.72 | Employed | Employed | No | No |
| OBX26INV1341 | ATR/QM: Exempt | 3509.52 | 6.662 | 2676.71 | Retired |  | No |  |
| OBX26INV1323 | ATR/QM: Exempt |  | 7.435 | 19817.05 | Employed | Employed | No | No |
| OBX26INV1233 | ATR/QM: Exempt |  | 6.798 | 20456.51 | Unknown | Unknown | No | No |
| OBX26INV1235 | ATR/QM: Exempt |  | 6.903 | 8532.77 | Employed |  | No |  |
| OBX26INV1304 | ATR/QM: Exempt |  | 6.394 | 19046.88 | Employed |  | No |  |
| OBX26INV1288 | ATR/QM: Exempt |  | 6.461 | 13540.46 | Employed |  | No |  |
| OBX26INV1236 | ATR/QM: Exempt |  | 6.776 | 87308.53 | Employed | Not Employed | No | No |
| OBX26INV1313 | QM: Safe Harbor APOR (APOR SH) | 1500 | 6.838 | 12394.1 | Employed | Employed | No | No |
| OBX26INV1226 | ATR/QM: Exempt |  | 7.34 | 8324.37 | Employed | Not Employed | No | No |
| OBX26INV1348 | ATR/QM: Exempt | 1600 | 6.435 | 10017.3 | Employed | Not Employed | No | No |
| OBX26INV1420 | QM: Safe Harbor APOR (APOR SH) | 7665.75 | 7.304 | 10109.68 | Employed |  | No |  |
| OBX26INV1252 | ATR/QM: Exempt |  | 6.926 | 34088.87 | Employed |  | No |  |
| OBX26INV1442 | QM: Safe Harbor APOR (APOR SH) | 4249.06 | 6.32 | 11159.05 | Employed | Not Employed | No | No |
| OBX26INV1339 | ATR/QM: Exempt |  | 6.217 | 10146.45 | Employed | Employed | No | No |
| OBX26INV1422 | QM: Safe Harbor APOR (APOR SH) | 511.08 | 5.807 | 12679.11 | Employed | Not Employed | No | No |
| OBX26INV1269 | ATR/QM: Exempt | 1851.95 | 6.718 | 13507.39 | Employed | Employed | No | No |
| OBX26INV1419 | QM: Safe Harbor APOR (APOR SH) | 1128 | 7.547 | 27310.41 | Employed | Employed | No | No |
| OBX26INV1381 | ATR/QM: Exempt |  | 6.77 | 5233.72 | Employed | Retired | No | No |
| OBX26INV1405 | QM: Safe Harbor APOR (APOR SH) | 9075 | 7.372 | 38390.56 | Employed | Employed | No | No |
| OBX26INV1412 | QM: Safe Harbor APOR (APOR SH) | 100 | 6.629 | 8528.36 | Employed |  | No |  |
| OBX26INV1403 | QM: Safe Harbor APOR (APOR SH) | 14087.95 | 7.409 | 23678.73 | Employed | Employed | No | No |
| OBX26INV1032 | QM: Safe Harbor APOR (APOR SH) | 4038.6 | 7.078 | 12727.32 | Employed | Not Employed | No | No |
| OBX26INV1391 | QM: Safe Harbor APOR (APOR SH) | 1195 | 6.157 | 30880.44 | Employed |  | No |  |
| OBX26INV1284 | ATR/QM: Exempt |  | 6.415 | 7608.05 | Employed | Not Employed | No | No |
| OBX26INV1229 | ATR/QM: Exempt |  | 6.603 | 17373.41 | Employed | Employed | No | No |
| OBX26INV1443 | QM: Safe Harbor APOR (APOR SH) |  | 6.197 | 3381.66 | Employed |  | No |  |
| OBX26INV1372 | ATR/QM: Exempt |  | 6.589 | 12447.62 | Employed | Unknown | No | No |
| OBX26INV1335 | ATR/QM: Exempt |  | 7.569 | 3111.92 | Retired |  | No |  |
| OBX26INV1278 | ATR/QM: Exempt |  | 7.464 | 6114.32 | Employed | Employed | No | No |
| OBX26INV1346 | ATR/QM: Exempt |  | 6.608 | 10581.46 | Employed |  | No |  |
| OBX26INV1344 | ATR/QM: Exempt |  | 7.034 | 10154 | Employed | Employed | No | No |
| OBX26INV1446 | QM: Safe Harbor APOR (APOR SH) | 2720 | 6.469 | 12742.06 | Employed | Not Employed | No | No |
| OBX26INV1274 | ATR/QM: Exempt |  | 7.12 | 2911.81 | Employed |  | No |  |
| OBX26INV1227 | ATR/QM: Exempt |  | 6.958 | 14349.74 | Employed |  | No |  |
| OBX26INV1354 | ATR/QM: Exempt | 2648.34 | 7.017 | 8353.45 | Employed |  | No |  |
| OBX26INV1245 | ATR/QM: Exempt |  | 6.856 | 6045.8 | Employed | Not Employed | No | No |
| OBX26INV1276 | ATR/QM: Exempt |  | 6.774 | 19907.43 | Employed |  | No |  |
| OBX26INV1331 | ATR/QM: Exempt |  | 6.896 | 27359.86 | Employed |  | No |  |
| OBX26INV1427 | QM: Safe Harbor APOR (APOR SH) | 4522.25 | 5.885 | 23839.42 | Employed |  | No |  |
| OBX26INV1385 | ATR/QM: Exempt |  | 5.789 | 13369.9 | Employed |  | No |  |
| OBX26INV1305 | ATR/QM: Exempt |  | 6.849 | 18805.27 | Not Employed | Employed | No | No |
| OBX26INV1378 | ATR/QM: Exempt |  | 6.711 | 12455.94 | Employed | Employed | No | No |
| OBX26INV1351 | ATR/QM: Exempt |  | 6.436 | 8899.95 | Employed |  | No |  |
| OBX26INV1187 | ATR/QM: Exempt |  | 6.854 | 31950.84 | Employed |  | No |  |
| OBX26INV1115 | ATR/QM: Exempt |  | 6.596 | 8540.46 | Employed |  | No |  |
| OBX26INV1120 | ATR/QM: Exempt |  | 6.699 | 8483.38 | Employed | Employed | No | No |
| OBX26INV1022 | ATR/QM: Exempt | 1390 | 6.709 | 14304.44 | Employed |  | No |  |
| OBX26INV1230 | ATR/QM: Exempt |  | 7.224 | 17294.44 | Employed |  | No |  |
| OBX26INV1020 | ATR/QM: Exempt |  | 6.964 | 22773.29 | Employed | Employed | No | No |
| OBX26INV1075 | QM: Safe Harbor APOR (APOR SH) | 10086.5 | 6.66 | 22200.38 | Employed | Employed | No | No |
| OBX26INV1096 | ATR/QM: Exempt |  | 6.867 | 7735.26 | Retired |  | No |  |
| OBX26INV1074 | ATR/QM: Exempt | 2801.75 | 6.82 | 15343.53 | Employed | Employed | No | No |
| OBX26INV1071 | QM: Safe Harbor APOR (APOR SH) | 10963 | 6.64 | 10898.88 | Employed |  | No |  |
| OBX26INV1079 | QM: Safe Harbor APOR (APOR SH) | 1595 | 7.025 | 10799.83 | Employed |  | No |  |
| OBX26INV1046 | ATR/QM: Exempt |  | 7.426 | 8804.95 | Employed | Retired | No | No |
| OBX26INV1144 | ATR/QM: Exempt |  | 7.251 | 6411.75 | Employed |  | No |  |
| OBX26INV1141 | ATR/QM: Exempt |  | 6.618 | 17164.79 | Employed | Employed | No | No |
| OBX26INV1153 | ATR/QM: Exempt |  | 7.026 | 5443.32 | Employed |  | No |  |
| OBX26INV1062 | ATR/QM: Exempt |  | 7.696 | 34762.04 | Employed | Employed | No | No |
| OBX26INV1090 | QM: Safe Harbor APOR (APOR SH) | 4204 | 7.3 | 8737.92 | Employed | Not Employed | No | No |
| OBX26INV1092 | ATR/QM: Exempt |  | 6.977 | 12430.98 | Employed | Employed | No | No |
| OBX26INV1048 | QM: Safe Harbor APOR (APOR SH) | 5914 | 6.729 | 17315.11 | Employed |  | No |  |
| OBX26INV1161 | ATR/QM: Exempt |  | 6.518 | 41478.77 | Employed |  | No |  |
| OBX26INV1040 | ATR/QM: Exempt | 1495 | 7.157 | 7475.4 | Employed | Employed | No | No |
| OBX26INV1094 | QM: Safe Harbor APOR (APOR SH) | 6509 | 6.997 | 15362.82 | Employed | Employed | No | No |
| OBX26INV1148 | QM: Safe Harbor APOR (APOR SH) | 7744.28 | 7.627 | 13477.37 | Employed | Employed | No | No |
| OBX26INV1167 | ATR/QM: Exempt |  | 6.754 | 38021.49 | Employed |  | No |  |
| OBX26INV1203 | ATR/QM: Exempt |  | 6.926 | 15111.68 | Employed | Employed | No | No |
| OBX26INV1108 | ATR/QM: Exempt |  | 6.215 | 14303.66 | Employed |  | No |  |
| OBX26INV1186 | ATR/QM: Exempt |  | 6.679 | 24352.97 | Employed | Employed | No | No |
| OBX26INV1190 | ATR/QM: Exempt |  | 7.1 | 21922.56 | Employed | Employed | No | No |
| OBX26INV1193 | ATR/QM: Exempt |  | 6.942 | 6628.86 | Employed |  | No |  |
| OBX26INV1194 | ATR/QM: Exempt |  | 6.758 | 41973.68 | Employed |  | No |  |
| OBX26INV1198 | ATR/QM: Exempt |  | 6.727 | 9211.87 | Employed |  | No |  |
| OBX26INV1156 | ATR/QM: Exempt |  | 6.985 | 17048.14 | Employed | Employed | No | No |
| OBX26INV1209 | QM: Safe Harbor APOR (APOR SH) | 6120 | 7.172 | 5552.96 | Employed | Employed | No | No |
| OBX26INV1206 | ATR/QM: Exempt |  | 6.993 | 9951.2 | Employed |  | No |  |
| OBX26INV1208 | ATR/QM: Exempt |  | 7.047 | 10122.3 | Employed |  | No |  |
| OBX26INV1282 | ATR/QM: Exempt |  | 6.899 | 18796.96 | Employed | Employed | No | No |
| OBX26INV1212 | ATR/QM: Exempt |  | 7.306 | 6084.29 | Employed |  | No |  |
| OBX26INV1012 | ATR/QM: Exempt |  | 7.385 | 10906.57 | Employed | Employed | No | No |
| OBX26INV1232 | ATR/QM: Exempt |  | 6.948 | 10060.63 | Employed | Employed | No | No |
| OBX26INV1199 | ATR/QM: Exempt |  | 7.119 | 15734.04 | Employed | Retired | No | No |
| OBX26INV1171 | ATR/QM: Exempt |  | 7.309 | 5336.97 | Employed |  | No |  |
| OBX26INV1218 | QM: Safe Harbor APOR (APOR SH) | 1865 | 5.807 | 6744.64 | Employed |  | No |  |
| OBX26INV1246 | ATR/QM: Exempt | 13593.5 | 7.177 | 22313.87 | Employed | Employed | No | No |
| OBX26INV1369 | ATR/QM: Exempt |  | 6.612 | 11371.45 | Employed |  | No |  |
| OBX26INV1210 | QM: Safe Harbor APOR (APOR SH) | 3976.88 | 6.867 | 45708.72 | Employed | Not Employed | No | No |
| OBX26INV1214 | ATR/QM: Exempt |  | 6.493 | 9431.92 | Retired | Not Employed | No | No |
| OBX26INV1324 | ATR/QM: Exempt |  | 7.118 | 7528.8 | Employed |  | No |  |
| OBX26INV1356 | ATR/QM: Exempt |  | 6.566 | 9004.96 | Employed |  | No |  |
| OBX26INV1316 | ATR/QM: Exempt |  | 7.503 | 14479.67 | Employed | Employed | No | No |
| OBX26INV1337 | ATR/QM: Exempt |  | 6.836 | 18313.11 | Employed | Employed | No | No |
| OBX26INV1290 | ATR/QM: Exempt |  | 6.178 | 17339.48 | Employed |  | No |  |
| OBX26INV1383 | ATR/QM: Exempt |  | 6.17 | 9692.33 | Employed |  | No |  |
| OBX26INV1170 | ATR/QM: Exempt |  | 7.488 | 11266.32 | Employed | Employed | No | No |
| OBX26INV1260 | ATR/QM: Exempt |  | 7.045 | 8467.82 | Employed |  | No |  |
| OBX26INV1184 | ATR/QM: Exempt |  | 6.327 | 4909.89 | Employed | Not Employed | No | No |
| OBX26INV1301 | ATR/QM: Exempt |  | 6.56 | 12532.89 | Employed |  | No |  |
| OBX26INV1296 | ATR/QM: Exempt |  | 6.879 | 14665.91 | Employed | Employed | No | No |
| OBX26INV1347 | ATR/QM: Exempt |  | 6.375 | 25404.07 | Employed | Employed | No | No |
| OBX26INV1333 | ATR/QM: Exempt |  | 6.052 | 19021.03 | Employed | Employed | No | No |
| OBX26INV1435 | QM: Safe Harbor APOR (APOR SH) | 5838 | 7.063 | 23319.73 | Employed | Not Employed | No | No |
| OBX26INV1281 | ATR/QM: Exempt |  | 6.808 | 18154.28 | Employed |  | No |  |
| OBX26INV1268 | QM: Safe Harbor APOR (APOR SH) | 3673 | 6.098 | 10662.72 | Employed | Employed | No | No |
| OBX26INV1392 | QM: Safe Harbor APOR (APOR SH) | 7214 | 7.648 | 45078.08 | Employed |  | No |  |
| OBX26INV1275 | ATR/QM: Exempt | 5214.8 | 6.571 | 32251.03 | Employed | Employed | No | No |
| OBX26INV1326 | ATR/QM: Exempt |  | 6.44 | 15893.91 | Employed |  | No |  |
| OBX26INV1169 | QM: Safe Harbor APOR (APOR SH) | 1460 | 7.065 | 7562.43 | Retired | Retired | No | No |
| OBX26INV1366 | ATR/QM: Exempt |  | 6.404 | 2816.65 | Employed |  | No |  |
| OBX26INV1315 | ATR/QM: Exempt |  | 6.526 | 40628.06 | Employed |  | No |  |
| OBX26INV1327 | ATR/QM: Exempt | 1295 | 6.411 | 15957.91 | Employed |  | No |  |
| OBX26INV1261 | ATR/QM: Exempt |  | 6.15 | 22714.49 | Not Employed | Employed | No | No |
| OBX26INV1292 | ATR/QM: Exempt |  | 5.664 | 8766.39 | Retired |  | No |  |
| OBX26INV1241 | ATR/QM: Exempt |  | 6.823 | 11255.5 | Employed |  | No |  |
| OBX26INV1370 | ATR/QM: Exempt |  | 0.115 | 17967.48 | Employed |  | No |  |
| OBX26INV1336 | ATR/QM: Exempt |  | 5.673 | 15592.6 | Employed |  | No |  |
| OBX26INV1318 | ATR/QM: Exempt |  | 6.867 | 7614.03 | Employed | Employed | No | No |
| OBX26INV1243 | ATR/QM: Exempt |  | 7.476 | 5721.09 | Employed |  | No |  |
| OBX26INV1231 | ATR/QM: Exempt |  | 6.951 | 8326.81 | Employed | Not Employed | No | No |
| OBX26INV1330 | ATR/QM: Exempt |  | 6.2 | 5108.96 | Not Employed | Employed | No | No |
| OBX26INV1297 | ATR/QM: Exempt |  | 6.586 | 28872.98 | Employed |  | No |  |
| OBX26INV1237 | ATR/QM: Exempt |  | 6.181 | 43849.08 | Employed |  | No |  |
| OBX26INV1438 | QM: Safe Harbor APOR (APOR SH) | 4355.23 | 7.71 | 13234.86 | Employed | Not Employed | No | No |
| OBX26INV1249 | ATR/QM: Exempt |  | 6.665 | 11257.86 | Employed |  | No |  |
| OBX26INV1357 | ATR/QM: Exempt |  | 6.546 | 12178.97 | Employed | Employed | No | No |
| OBX26INV1437 | QM: Safe Harbor APOR (APOR SH) | 2007.4 | 6.829 | 11643.91 | Employed | Employed | No | No |
| OBX26INV1272 | ATR/QM: Exempt |  | 6.532 | 42495.6 | Employed | Employed | No | No |
| OBX26INV1280 | ATR/QM: Exempt |  | 7.093 | 7832.11 | Employed |  | No |  |
| OBX26INV1417 | QM: Safe Harbor APOR (APOR SH) | 1690 | 7.073 | 33247.61 | Employed | Employed | No | No |
| OBX26INV1371 | ATR/QM: Exempt |  | 7.11 | 13506.21 | Employed |  | No |  |
| OBX26INV1286 | ATR/QM: Exempt |  | 6.834 | 30648.65 | Employed | Employed | No | No |
| OBX26INV1244 | ATR/QM: Exempt |  | 6.849 | 12852.86 | Employed | Employed | No | No |
| OBX26INV1433 | QM: Safe Harbor APOR (APOR SH) | 2353.75 | 6.716 | 6440.4 | Employed |  | No |  |
| OBX26INV1444 | QM: Safe Harbor APOR (APOR SH) | 4043.13 | 7.229 | 10742.46 | Employed |  | No |  |
| OBX26INV1397 | QM: Safe Harbor APOR (APOR SH) | 5097.81 | 7.219 | 6670.68 | Employed |  | No |  |
| OBX26INV1398 | QM: Safe Harbor APOR (APOR SH) | 4496.25 | 6.447 | 42963.99 | Employed | Employed | No | No |
| OBX26INV1289 | ATR/QM: Exempt |  | 6.732 | 149077.48 | Not Employed | Employed | No | No |
| OBX26INV1386 | ATR/QM: Exempt |  | 6.797 | 9966.59 | Retired | Retired | No | No |
| OBX26INV1423 | QM: Safe Harbor APOR (APOR SH) | 7968 | 6.779 | 10242.75 | Employed | Employed | No | No |
| OBX26INV1361 | ATR/QM: Exempt |  | 7.076 | 13313 | Employed | Not Employed | No | No |
| OBX26INV1300 | ATR/QM: Exempt | 13041.13 | 6.847 | 11521.44 | Employed | Not Employed | No | No |
| OBX26INV1416 | QM: Safe Harbor APOR (APOR SH) | 1729 | 6.929 | 19925.67 | Employed |  | No |  |
| OBX26INV1393 | QM: Safe Harbor APOR (APOR SH) | 3621 | 5.033 | 6246.04 | Employed |  | No |  |
| OBX26INV1334 | ATR/QM: Exempt |  | 6.307 | 17771.53 | Employed |  | No |  |
| OBX26INV1363 | ATR/QM: Exempt |  | 6.708 | 79367.95 | Employed |  | No |  |
| OBX26INV1222 | ATR/QM: Exempt |  | 7.292 | 29777.48 | Employed | Employed | No | No |
| OBX26INV1311 | ATR/QM: Exempt |  | 6.424 | 20427.07 | Employed | Retired | No | No |
| OBX26INV1238 | ATR/QM: Exempt |  | 7.309 | 12109.9 | Employed | Not Employed | No | No |
| OBX26INV1376 | ATR/QM: Exempt |  | 6.165 | 20840.09 | Employed |  | No |  |
| OBX26INV1360 | ATR/QM: Exempt |  | 6.415 | 33596.72 | Employed | Employed | No | No |
| OBX26INV1375 | ATR/QM: Exempt |  | 6.507 | 12207.12 | Employed |  | No |  |
| OBX26INV1415 | QM: Safe Harbor APOR (APOR SH) | 2189 | 7.079 | 21765.38 | Employed |  | No |  |
| OBX26INV1215 | QM: Safe Harbor APOR (APOR SH) | 5018.75 | 6.372 | 16788.61 | Employed |  | No |  |
| OBX26INV1390 | QM: Safe Harbor APOR (APOR SH) | 2845 | 7.764 | 10430.05 | Employed |  | No |  |
| OBX26INV1355 | ATR/QM: Exempt |  | 6.616 | 10455.68 | Employed |  | No |  |
| OBX26INV1217 | ATR/QM: Exempt |  | 6.716 | 8596.99 | Employed |  | No |  |
| OBX26INV1382 | ATR/QM: Exempt |  | 6.5 | 20877.37 | Employed | Employed | No | No |
| OBX26INV1314 | ATR/QM: Exempt |  | 6.398 | 37730.03 | Employed | Employed | No | No |
| OBX26INV1299 | ATR/QM: Exempt |  | 6.774 | 8758.46 | Employed | Employed | No | No |
| OBX26INV1413 | QM: Safe Harbor APOR (APOR SH) | 2806.91 | 6.773 | 9050.43 | Employed |  | No |  |
| OBX26INV1283 | ATR/QM: Exempt |  | 6.029 | 7233.25 | Employed |  | No |  |
| OBX26INV1310 | ATR/QM: Exempt |  | 6.585 | 4532.15 | Employed |  | No |  |
| OBX26INV1317 | ATR/QM: Exempt |  | 6.362 | 32110.76 | Employed |  | No |  |
| OBX26INV1408 | QM: Safe Harbor APOR (APOR SH) | 10350 | 6.665 | 12030 | Employed | Not Employed | No | No |
| OBX26INV1384 | ATR/QM: Exempt |  | 7.309 | 7456.24 | Employed |  | No |  |
| OBX26INV1350 | ATR/QM: Exempt |  | 6.175 | 9510.33 | Employed |  | No |  |
| OBX26INV1250 | ATR/QM: Exempt |  | 7.193 | 8302.21 | Employed |  | No |  |
| OBX26INV1377 | ATR/QM: Exempt |  | 6.289 | 34080.05 | Employed |  | No |  |
| OBX26INV1439 | QM: Safe Harbor APOR (APOR SH) | 2125 | 7.308 | 15186.31 | Employed | Not Employed | No | No |
| OBX26INV1251 | ATR/QM: Exempt |  | 7.058 | 11314.97 | Employed |  | No |  |
| OBX26INV1343 | ATR/QM: Exempt |  | 6.904 | 10816.5 | Employed | Employed | No | No |
| OBX26INV1329 | ATR/QM: Exempt |  | 6.323 | 8246.53 | Employed |  | No |  |
| OBX26INV1242 | ATR/QM: Exempt |  | 7.471 | 12297.09 | Retired | Employed | No | No |
| OBX26INV1410 | QM: Safe Harbor APOR (APOR SH) | 1354.08 | 6.209 | 13725.41 | Employed | Not Employed | No | No |
| OBX26INV1431 | QM: Safe Harbor APOR (APOR SH) | 9380.47 | 6.812 | 10782.16 | Employed | Not Employed | No | No |
| OBX26INV1421 | QM: Safe Harbor APOR (APOR SH) | 1595 | 6.577 | 9090.46 | Employed | Employed | No | No |
| OBX26INV1418 | QM: Safe Harbor APOR (APOR SH) | 0 | 6.511 | 22727.78 | Employed | Employed | No | No |
| OBX26INV1409 | QM: Safe Harbor APOR (APOR SH) | 4698 | 6.679 | 20316.21 | Employed | Employed | No | No |
| OBX26INV1395 | QM: Safe Harbor APOR (APOR SH) | 4210.47 | 5.114 | 6614.85 | Employed |  | No |  |
| OBX26INV1352 | ATR/QM: Exempt |  | 6.586 | 4862 | Employed |  | No |  |
| OBX26INV1445 | QM: Safe Harbor APOR (APOR SH) | 6830 | 6.777 | 14747.98 | Employed | Not Employed | No | No |
| OBX26INV1234 | ATR/QM: Exempt |  | 6.746 | 23187.89 | Employed | Employed | No | No |
| OBX26INV1248 | ATR/QM: Exempt |  | 6.568 | 5961.78 | Retired | Not Employed | No | No |
| OBX26INV1293 | ATR/QM: Exempt |  | 6.413 | 12667.47 | Employed |  | No |  |
| OBX26INV1247 | ATR/QM: Exempt |  | 6.836 | 12361.01 | Employed |  | No |  |
| OBX26INV1295 | ATR/QM: Exempt |  | 6.932 | 27549.39 | Employed | Not Employed | No | No |
| OBX26INV1400 | QM: Safe Harbor APOR (APOR SH) | 2622 | 7.01 | 20972.7 | Employed | Employed | No | No |
| OBX26INV1368 | ATR/QM: Exempt |  | 7.359 | 3730.18 | Not Employed | Not Employed | No | No |
| OBX26INV1429 | QM: Safe Harbor APOR (APOR SH) | 4062.5 | 6.014 | 14563.48 | Employed |  | No |  |
| OBX26INV1309 | QM: Safe Harbor APOR (APOR SH) | 271.69 | 6.529 | 5388.11 | Employed |  | No |  |
| OBX26INV1041 | ATR/QM: Exempt |  | 7.315 | 18687.88 | Employed |  | No |  |
| OBX26INV1008 | ATR/QM: Exempt |  | 6.871 | 12066.07 | Employed | Not Employed | No | No |
| OBX26INV1118 | QM: Safe Harbor APOR (APOR SH) | 4356.5 | 7.179 | 22588.38 | Employed |  | No |  |
| OBX26INV1258 | ATR/QM: Exempt |  | 6.683 | 8458.42 | Employed | Retired | No | No |
| OBX26INV1349 | ATR/QM: Exempt |  | 7.027 | 5114.34 | Retired | Retired | No | No |
| OBX26INV1342 | ATR/QM: Exempt |  | 7.382 | 9890.06 | Employed | Employed | No | No |
| OBX26INV1271 | ATR/QM: Exempt |  | 7.358 | 21976.64 | Employed |  | No |  |
| OBX26INV1365 | ATR/QM: Exempt |  | 7.059 | 5500.39 | Employed |  | No |  |
| OBX26INV1225 | ATR/QM: Exempt |  | 7.597 | 3422.63 | Employed |  | No |  |
| OBX26INV1374 | ATR/QM: Exempt |  | 6.195 | 11506.33 | Employed |  | No |  |
| OBX26INV1188 | ATR/QM: Exempt |  | 7.228 | 10753.73 | Employed | Employed | No | No |
| OBX26INV1255 | ATR/QM: Exempt |  | 7.382 | 9466.43 | Employed | Not Employed | No | No |
| OBX26INV1270 | ATR/QM: Exempt |  | 6.221 | 19102.95 | Employed |  | No |  |
| OBX26INV1279 | ATR/QM: Exempt |  | 6.89 | 8291.45 | Employed |  | No |  |
| OBX26INV1325 | ATR/QM: Exempt |  | 5.819 | 13643.23 | Employed |  | No |  |
| OBX26INV1319 | ATR/QM: Exempt |  | 5.082 | 1839.21 | Employed |  | No |  |
| OBX26INV1265 | ATR/QM: Exempt |  | 7.098 | 9556.6 | Employed |  | No |  |
| OBX26INV1285 | ATR/QM: Exempt |  | 6.649 | 6775.73 | Employed |  | No |  |
| OBX26INV1449 | QM: Safe Harbor APOR (APOR SH) | 4944.64 | 7.247 | 15102.6 | Employed | Employed | No | No |
| OBX26INV1432 | QM: Safe Harbor APOR (APOR SH) | 114.4 | 6.643 | 19292.15 | Employed | Employed | No | No |
| OBX26INV1307 | ATR/QM: Exempt |  | 6.258 | 14214.5 | Employed | Retired | No | No |
| OBX26INV1404 | QM: Safe Harbor APOR (APOR SH) | 5266.39 | 6.675 | 19734.09 | Employed | Employed | No | No |
| OBX26INV1202 | ATR/QM: Exempt |  | 7.568 | 16368.72 | Employed |  | No |  |
| OBX26INV1332 | ATR/QM: Exempt |  | 6.41 | 13456.43 | Employed |  | No |  |
| OBX26INV1262 | ATR/QM: Exempt |  | 5.756 | 13060.73 | Employed | Employed | No | No |
| OBX26INV1440 | QM: Safe Harbor APOR (APOR SH) | 1545 | 6.985 | 4484.81 | Employed |  | No |  |
| OBX26INV1277 | ATR/QM: Exempt |  | 7.142 | 6172.65 | Employed |  | No |  |
| OBX26INV1267 | ATR/QM: Exempt |  | 6.532 | 8712.33 | Employed |  | No |  |
| OBX26INV1273 | ATR/QM: Exempt |  | 7.127 | 8855.94 | Employed |  | No |  |
| OBX26INV1221 | ATR/QM: Exempt |  | 7.074 | 7386.04 | Employed |  | No |  |
| OBX26INV1256 | ATR/QM: Exempt |  | 6.936 | 21998.04 | Employed |  | No |  |
| OBX26INV1338 | ATR/QM: Exempt |  | 6.85 | 13406.82 | Employed |  | No |  |
| OBX26INV1100 | QM: Safe Harbor APOR (APOR SH) | 7763.63 | 6.418 | 30696.2 | Employed |  | No |  |
| OBX26INV1426 | QM: Safe Harbor APOR (APOR SH) | 11037.5 | 6.531 | 15542.67 | Employed | Employed | No | No |
| OBX26INV1388 | QM: Safe Harbor APOR (APOR SH) | 1875 | 7.433 | 7619.69 | Employed |  | No |  |
| OBX26INV1091 | ATR/QM: Exempt |  | 7.25 | 7661.9 | Employed |  | No |  |
| OBX26INV1312 | ATR/QM: Exempt |  | 6.68 | 4515.3 | Employed |  | No |  |
| OBX26INV1263 | ATR/QM: Exempt |  | 7.141 | 6110.05 | Employed |  | No |  |
| OBX26INV1253 | ATR/QM: Exempt |  | 6.601 | 43840.66 | Employed |  | No |  |
| OBX26INV1434 | QM: Safe Harbor APOR (APOR SH) | 3891.44 | 6.995 | 22695.29 | Employed | Employed | No | No |
| OBX26INV1441 | QM: Safe Harbor APOR (APOR SH) | 0 | 6.57 | 6744.86 | Retired |  | No |  |
| OBX26INV1401 | QM: Safe Harbor APOR (APOR SH) | 4261.5 | 7.066 | 10005.41 | Employed | Employed | No | No |
| OBX26INV1139 | QM: Safe Harbor APOR (APOR SH) | 9365.31 | 6.729 | 25578.43 | Employed | Employed | No | No |
| OBX26INV1223 | ATR/QM: Exempt |  | 7.604 | 4646.06 | Employed | Employed | No | No |
| OBX26INV1168 | ATR/QM: Exempt |  | 6.718 | 13644.37 | Employed |  | No |  |
| OBX26INV1219 | ATR/QM: Exempt |  | 6.356 | 15866.69 | Employed |  | No |  |
| OBX26INV1430 | QM: Safe Harbor APOR (APOR SH) | 438.9 | 6.536 | 14115.53 | Employed | Employed | No | No |
| OBX26INV1143 | QM: Safe Harbor APOR (APOR SH) | 3097.5 | 7.058 | 15566.77 | Retired |  | No |  |
| OBX26INV1068 | ATR/QM: Exempt |  | 7.458 | 30646.81 | Employed | Employed | No | No |
| OBX26INV1182 | QM: Safe Harbor APOR (APOR SH) | 7980.4 | 6.972 | 23604.69 | Employed | Employed | No | No |
| OBX26INV1345 | ATR/QM: Exempt |  | 6.552 | 6870.88 | Employed |  | No |  |
| OBX26INV1259 | ATR/QM: Exempt |  | 6.642 | 9943.3 | Employed |  | No |  |
| OBX26INV1205 | QM: Safe Harbor APOR (APOR SH) | 9458 | 7.126 | 20585.64 | Employed | Retired | No | No |
| OBX26INV1396 | QM: Safe Harbor APOR (APOR SH) | 8362.38 | 7.104 | 39111.51 | Employed | Not Employed | No | No |
| OBX26INV1303 | ATR/QM: Exempt | 7246 | 6.701 | 9231.29 | Employed |  | No |  |
| OBX26INV1454 | ATR/QM: Exempt |  | 7.417 | 8893.74 | Employed | Employed | No | No |
| OBX26INV1002 | QM: Safe Harbor APOR (APOR SH) | 1690 | 6.92 | 14917.63 | Employed |  | No |  |
| OBX26INV1016 | ATR/QM: Exempt |  | 7.043 | 4287.83 | Employed |  | No |  |
| OBX26INV1220 | ATR/QM: Exempt |  | 6.937 | 8368.05 | Employed | Employed | No | No |
| OBX26INV1455 | QM: Safe Harbor APOR (APOR SH) | 3696.4 | 6.823 | 6726.22 | Employed |  | No |  |
| OBX26INV1450 | ATR/QM: Exempt |  | 6.911 | 12453.39 | Employed |  | No |  |
| OBX26INV1037 | ATR/QM: Exempt |  | 7.062 | 18053.08 | Employed |  | No |  |
| OBX26INV1087 | ATR/QM: Exempt |  | 6.362 | 7735.95 | Employed | Not Employed | No | No |
| OBX26INV1085 | ATR/QM: Exempt |  | 7.676 | 8538.36 | Employed |  | No |  |
| OBX26INV1266 | ATR/QM: Exempt |  | 6.722 | 13993.2 | Employed |  | No |  |
| OBX26INV1294 | ATR/QM: Exempt |  | 6.944 | 5570.1 | Employed |  | No |  |
| OBX26INV1228 | ATR/QM: Exempt |  | 6.673 | 12898.48 | Employed |  | No |  |
| OBX26INV1155 | ATR/QM: Exempt |  | 7.088 | 5385.16 | Employed |  | No |  |
| OBX26INV1159 | ATR/QM: Exempt |  | 6.386 | 17150.33 | Employed |  | No |  |
| OBX26INV1084 | QM: Safe Harbor APOR (APOR SH) | 1690 | 7.64 | 13186.43 | Employed |  | No |  |
| OBX26INV1302 | ATR/QM: Exempt |  | 6.573 | 5551.33 | Retired |  | No |  |
| OBX26INV1291 | ATR/QM: Exempt |  | 7.12 | 41190 | Employed |  | No |  |
| OBX26INV1031 | ATR/QM: Exempt |  | 7.046 | 5814.57 | Employed |  | No |  |
| OBX26INV1176 | ATR/QM: Exempt |  | 6.691 | 23522.01 | Employed |  | No |  |
| OBX26INV1127 | ATR/QM: Exempt |  | 7.12 | 21827.71 | Employed | Employed | No | No |
| OBX26INV1189 | ATR/QM: Exempt |  | 6.593 | 21271.58 | Employed |  | No |  |
| OBX26INV1452 | ATR/QM: Exempt |  | 6.634 | 10410.14 | Employed | Employed | No | No |
| OBX26INV1264 | ATR/QM: Exempt |  | 7.038 | 15711.46 | Employed | Employed | No | No |
| OBX26INV1211 | ATR/QM: Exempt |  | 6.333 | 14506.9 | Employed |  | No |  |
| OBX26INV1451 | QM: Safe Harbor APOR (APOR SH) | 1519 | 7.288 | 35339.74 | Employed | Employed | No | No |
| OBX26INV1389 | QM: Safe Harbor APOR (APOR SH) | 1195 | 7.663 | 131282.83 | Employed |  | No |  |
| OBX26INV1457 | QM: Safe Harbor APOR (APOR SH) | 3742 | 6.873 | 12270.74 | Employed | Not Employed | No | No |
| OBX26INV1460 | ATR/QM: Exempt |  | 7.443 | 4889.01 | Not Employed | Retired | No | No |
| OBX26INV1461 | ATR/QM: Exempt |  | 7.256 | 5651.03 | Employed |  | No |  |
| OBX26INV1448 | ATR/QM: Exempt |  | 7.205 | 3098.97 | Employed |  | No |  |
| OBX26INV1456 | ATR/QM: Exempt |  | 7.511 | 31652.84 | Employed | Employed | No | No |
| OBX26INV1458 | QM: Safe Harbor APOR (APOR SH) | 2879.5 | 6.887 | 6910.78 | Employed | Not Employed | No | No |
| OBX26INV1464 | ATR/QM: Exempt |  | 7.008 | 6253.9 | Employed |  | No |  |
| OBX26INV1459 | ATR/QM: Exempt |  | 7.072 | 3400.31 | Employed |  | No |  |
| OBX26INV1038 | QM: Safe Harbor APOR (APOR SH) | 1090.44 | 7.4 | 7966.35 | Employed |  | No |  |
| OBX26INV1462 | ATR/QM: Exempt |  | 7.09 | 8466.9 | Employed | Employed | No | No |

---

## Exhibit 99.5

**Exhibit 99.5**

**Independent Accountants' Agreed-Upon Procedures Report**

Onslow Bay Financial LLC (the "Company")<br> BofA Securities, Inc. (the "Initial Purchaser")<br> (together, the "Specified Parties")

Re: OBX 2026-INV1 Trust – Data Files Procedures

We have performed the procedures described below on the specified attributes in (i) an electronic data file entitled "OBX 2026-INV1 ASF 1.27.26.xlsx" provided by the Initial Purchaser on January 27, 2026, on behalf of the Company, containing information on 902 mortgage loans as of February 1, 2026 (the "Initial Data File") and (ii) an electronic data file entitled "OBX 2026-INV1 ASF 2.2.26.xlsx" provided by the Initial Purchaser on February 2, 2026, on behalf of the Company, containing information on 902 mortgage loans (the "Mortgage Loans") as of February 1, 2026 (the "Data File" and together with the Initial Data File, the "Data Files")*.* We were informed that the Mortgage Loans are intended to be included as collateral in the offering by OBX 2026-INV1 Trust. The Company is responsible for the specified attributes identified by the Company in the Data Files.

The Specified Parties have agreed to and acknowledged that the procedures performed are appropriate to meet the intended purpose of assisting specified parties in evaluating the accuracy of the specified attributes in the Data Files. This report may not be suitable for any other purpose. No other parties have agreed to or acknowledged the appropriateness of these procedures for the intended purpose or any other purpose.

The procedures performed may not address all the items of interest to a specified party of this report and may not meet the needs of all specified parties of this report and, as such, specified parties are responsible for determining whether the procedures performed are appropriate for their purposes. We make no representation regarding the appropriateness of the procedures either for the intended purpose or for any other purpose.

Unless otherwise stated, the following definitions have been adopted in presenting our procedures and findings:

· The term "compared" means compared to the information shown and found it to be in agreement, unless otherwise stated.
Such compared information was deemed to be in agreement if differences were within the reporting threshold.

· The term "recomputed" means recalculated and compared the result to the information shown and found it to be in agreement,
unless otherwise stated. Such recomputed information was deemed to be in agreement if differences were within the reporting threshold.

· The term "reporting threshold" means that dollar amounts and percentages were within $1.00 and 0.1%, respectively.

· The term "Loan File"
means the following electronic information sources provided by the Company or Initial Purchaser, on behalf of the Company, for each Selected
Loan (defined below) as applicable: Promissory Note, Uniform Residential Loan Application (URLA), Final Closing Disclosure, Occupancy
Statement, Appraisal Report, Purchase Agreement, Addendum to Purchase Agreement, Uniform Underwriting and Transmittal Summary, Servicer
Report, Automated Underwriting System Summary, Credit Report and Title Report. We make no representation regarding the validity or accuracy
of these documents or the execution of the applicable documents by the borrower.

![](ex99-5_002.jpg)

![](ex99-5_003.jpg)

· The term "Sample Loan
Selection File" means an electronic data file entitled "OBX 2026-INV1 Masked IDs.xlsx" provided by the Initial Purchaser
on January 15, 2026, on behalf of the Company, containing a listing of the loan numbers for 464 mortgage loans.

· The term "Instructions" means the instructions provided by the Company pertaining to a procedure, attribute, or methodology,
as described in the table below.

· The term "Provided Information" means the Loan File, Sample Loan Selection File, and Instructions.

The procedures we were instructed by the Company to perform and the associated findings are as follows:

A. We randomly selected a sample of 47 mortgage loans from the Sample Loan Selection File using a random sampling tool (the "Selected
Loans"). A listing of the Selected Loans is attached hereto as Exhibit A. For purposes of this procedure, the Company did not inform
us of the basis they used to determine the number of mortgage loans we were instructed to randomly select from the Sample Loan Selection
File.

B. For each Selected Loan, we compared or recomputed the specified attributes in the Initial Data File listed below to or using the corresponding
information included in the Loan File, utilizing the Instructions, as applicable. The Company indicated that the absence of any of the
information in the Loan File or the inability to agree the indicated information from the Initial Data File to the Loan File for each
of the specified attributes identified, utilizing the Instructions as applicable, constituted an exception. The Loan File information
is listed in the order of priority, which was provided by the Company, with the highest priority source listed first. The term "Provided
by the Company" when used in the "Loan File / Instructions" column of the table below, means we were instructed by the
Company to assume the attribute is accurate and not perform any procedure.

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| | |
|:---|:---|
| **Specified Attribute** | **Loan File / Instructions** |
| Seller Loan Number | Provided by the Company |
| Original Term to Maturity | URLA |
| Original Amortization Term | URLA, Promissory Note |
| Original Loan Amount | Promissory Note |
| Original Interest Rate | Promissory Note |
| Current Payment Amount Due | Promissory Note, Servicer Report |
| First Payment Date of Loan | Promissory Note |
| State | Promissory Note |
| City | Promissory Note |
| Postal Code | Promissory Note |
| Prepayment Penalty Total Term | Promissory Note |
| Occupancy | URLA, Occupancy Statement |

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![](ex99-5_003.jpg)

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| | |
|:---|:---|
| **Specified Attribute** | **Loan File / Instructions** |
| Property Type | Appraisal Report, Uniform Underwriting and Transmittal Summary, Automated Underwriting System Summary<br> Consider property types of "dPUD (PUD with "de minimus" monthly HOA dues" and "PUD (Only for use with Single-Family Detached Homes with PUD riders)" to be "PUD." <br> Provided by the Company for the following Selected Loans: OBX26INV1430, OBX26INV1441, OBX26INV1411, OBX26INV1392 |
| Original Appraised Property Value | Appraisal Report, Uniform Underwriting and Transmittal Summary, Automated Underwriting System Summary |
| Sales Price | Final Closing Disclosure, Appraisal Report, Uniform Underwriting and Transmittal Summary, Purchase Agreement, Addendum to Purchase Agreement |
| Loan Purpose | URLA, Final Closing Disclosure, Uniform Underwriting and Transmittal Summary For this procedure, perform the comparison on the portion of the 'Loan Purpose' which indicates one of the following purposes: purchase, cash-out, or rate/term refinance. |
| Junior Mortgage Balance | Uniform Underwriting and Transmittal Summary, Credit Report, Title Report |
| Original LTV | Recompute by dividing (i) Original Loan Amount, by (ii) Sales Price if the Loan Purpose attribute contains 'purchase'; otherwise the Original Appraised Property Value. |
| Original CLTV | Recompute by dividing (i) the sum of (a) Original Loan Amount and (b) Junior Mortgage Balance (if applicable), by (ii) Sales Price if the Loan Purpose attribute contains 'purchase'; otherwise the Original Appraised Property Value. |

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We found such information to be in agreement except as listed in Exhibit B.

C. As a result of the findings identified and reported in the performance of Procedure B, the Initial Data File was revised by the Company.
The Data File represents the revised information reflecting resolution of the differences reported as determined appropriate by the Company.
We reperformed Procedure B on the Selected Loans in the Data File. We found such information to be in agreement without exception.

We were engaged by the Company to perform this agreed-upon procedures engagement. We conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants, which involves us performing the specific procedures agreed to and acknowledged above and reporting on findings based on performing those procedures. We were not engaged to, and did not, conduct an examination or review, the objective of which would be the expression of an opinion or conclusion, respectively, on the specified attributes in the Data Files. Accordingly, we do not express such an opinion or conclusion. Had we performed additional procedures, other matters might have come to our attention that would have been reported.

![](ex99-5_003.jpg)

We are required to be independent of the Company and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements related to our agreed-upon procedures engagement.

The procedures performed were applied based on the information included in the Data Files and Provided Information, without verification or evaluation of such information by us; therefore, we express no opinion or any other form of assurance regarding (i) the reasonableness of the information provided to us by the Company, (ii) the physical existence of the Mortgage Loans, (iii) the reliability or accuracy of the Provided Information which was used in our procedures, or (iv) matters of legal interpretation.

The procedures performed were not intended to address, nor did they address: (i) the conformity of the origination of the Mortgage Loans to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) the value of collateral securing any such Mortgage Loans being securitized, (iii) the compliance of the originator of the Mortgage Loans with federal, state, and local laws and regulations, or (iv) any other factor or characteristic of the Mortgage Loans that would be material to the likelihood that the issuer of the notes will pay interest and principal in accordance with applicable terms and conditions. The procedures performed were not intended to satisfy any criteria for due diligence published by the nationally recognized statistical rating organizations ("NRSROs").

The terms of our engagement are such that we have no responsibility to update this report because of events and circumstances that may subsequently occur.

This report is intended solely for the information and use of the Specified Parties. It is not intended to be and should not be used by any other person or entity, including investors or the NRSROs, who are not identified in the report as the Specified Parties but may have access to this report as required by law or regulation.

/s/ KPMG LLP

McLean, Virginia<br> February 3, 2026

**Exhibit A**

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| | |
|:---|:---|
| &nbsp;&nbsp;**Selected<br> Loan #** | &nbsp;&nbsp;**Unique Identifier**<sup>(1)</sup> |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;OBX26INV1010 |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;OBX26INV1031 |
| &nbsp;&nbsp;3 | &nbsp;&nbsp;OBX26INV1040 |
| &nbsp;&nbsp;4 | &nbsp;&nbsp;OBX26INV1444 |
| &nbsp;&nbsp;5 | &nbsp;&nbsp;OBX26INV1267 |
| &nbsp;&nbsp;6 | &nbsp;&nbsp;OBX26INV1205 |
| &nbsp;&nbsp;7 | &nbsp;&nbsp;OBX26INV1430 |
| &nbsp;&nbsp;8 | &nbsp;&nbsp;OBX26INV1254 |
| &nbsp;&nbsp;9 | &nbsp;&nbsp;OBX26INV1073 |
| &nbsp;&nbsp;10 | &nbsp;&nbsp;OBX26INV1445 |
| &nbsp;&nbsp;11 | &nbsp;&nbsp;OBX26INV1211 |
| &nbsp;&nbsp;12 | &nbsp;&nbsp;OBX26INV1384 |
| &nbsp;&nbsp;13 | &nbsp;&nbsp;OBX26INV1433 |
| &nbsp;&nbsp;14 | &nbsp;&nbsp;OBX26INV1406 |
| &nbsp;&nbsp;15 | &nbsp;&nbsp;OBX26INV1230 |
| &nbsp;&nbsp;16 | &nbsp;&nbsp;OBX26INV1071 |
| &nbsp;&nbsp;17 | &nbsp;&nbsp;OBX26INV1441 |
| &nbsp;&nbsp;18 | &nbsp;&nbsp;OBX26INV1125 |
| &nbsp;&nbsp;19 | &nbsp;&nbsp;OBX26INV1238 |
| &nbsp;&nbsp;20 | &nbsp;&nbsp;OBX26INV1001 |
| &nbsp;&nbsp;21 | &nbsp;&nbsp;OBX26INV1064 |
| &nbsp;&nbsp;22 | &nbsp;&nbsp;OBX26INV1169 |
| &nbsp;&nbsp;23 | &nbsp;&nbsp;OBX26INV1452 |
| &nbsp;&nbsp;24 | &nbsp;&nbsp;OBX26INV1138 |
| &nbsp;&nbsp;25 | &nbsp;&nbsp;OBX26INV1078 |
| &nbsp;&nbsp;26 | &nbsp;&nbsp;OBX26INV1056 |
| &nbsp;&nbsp;27 | &nbsp;&nbsp;OBX26INV1079 |
| &nbsp;&nbsp;28 | &nbsp;&nbsp;OBX26INV1074 |
| &nbsp;&nbsp;29 | &nbsp;&nbsp;OBX26INV1197 |
| &nbsp;&nbsp;30 | &nbsp;&nbsp;OBX26INV1076 |
| &nbsp;&nbsp;31 | &nbsp;&nbsp;OBX26INV1091 |
| &nbsp;&nbsp;32 | &nbsp;&nbsp;OBX26INV1019 |
| &nbsp;&nbsp;33 | &nbsp;&nbsp;OBX26INV1453 |
| &nbsp;&nbsp;34 | &nbsp;&nbsp;OBX26INV1174 |
| &nbsp;&nbsp;35 | &nbsp;&nbsp;OBX26INV1411 |
| &nbsp;&nbsp;36 | &nbsp;&nbsp;OBX26INV1434 |
| &nbsp;&nbsp;37 | &nbsp;&nbsp;OBX26INV1229 |
| &nbsp;&nbsp;38 | &nbsp;&nbsp;OBX26INV1459 |
| &nbsp;&nbsp;39 | &nbsp;&nbsp;OBX26INV1177 |
| &nbsp;&nbsp;40 | &nbsp;&nbsp;OBX26INV1182 |

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| | |
|:---|:---|
| &nbsp;&nbsp;**Selected Loan #** | &nbsp;&nbsp;**Unique Identifier**<sup>(1)</sup> |
| &nbsp;&nbsp;41 | &nbsp;&nbsp;OBX26INV1407 |
| &nbsp;&nbsp;42 | &nbsp;&nbsp;OBX26INV1358 |
| &nbsp;&nbsp;43 | &nbsp;&nbsp;OBX26INV1378 |
| &nbsp;&nbsp;44 | &nbsp;&nbsp;OBX26INV1392 |
| &nbsp;&nbsp;45 | &nbsp;&nbsp;OBX26INV1292 |
| &nbsp;&nbsp;46 | &nbsp;&nbsp;OBX26INV1083 |
| &nbsp;&nbsp;47 | &nbsp;&nbsp;OBX26INV1133 |

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<sup>(1)</sup> The Company has assigned a unique 12-digit identifier to each mortgage loan in the Data Files. The unique identifiers referred to in this Exhibit are not the customer account number

**Exhibit B**

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Selected Loan #** | &nbsp;&nbsp;**Unique Identifier** | &nbsp;&nbsp;**Specified Attribute** | &nbsp;&nbsp;**Per Initial Data File** | &nbsp;&nbsp;**Per Procedure B** |
| &nbsp;&nbsp;5 | &nbsp;&nbsp;OBX26INV1267 | &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;$XXXX | &nbsp;&nbsp;$XXXX |
| &nbsp;&nbsp;29 | &nbsp;&nbsp;OBX26INV1197 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;2 Family |
| &nbsp;&nbsp;30 | &nbsp;&nbsp;OBX26INV1076 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;Townhouse |
| &nbsp;&nbsp;34 | &nbsp;&nbsp;OBX26INV1174 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;Townhouse |
| &nbsp;&nbsp;36 | &nbsp;&nbsp;OBX26INV1434 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Condo, Low Rise (4 or fewer stories) | &nbsp;&nbsp;Condo, High Rise (5+ stories) |
| &nbsp;&nbsp;38 | &nbsp;&nbsp;OBX26INV1459 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;Townhouse |
| &nbsp;&nbsp;42 | &nbsp;&nbsp;OBX26INV1358 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;Townhouse |
| &nbsp;&nbsp;24 | &nbsp;&nbsp;OBX26INV1138 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;Townhouse |

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