# EDGAR Filing Document

**Accession Number:** 0000789535
**File Stem:** 0001193125-25-167559
**Filing Date:** 2025-7
**Character Count:** 6275
**Document Hash:** e7a8ce2185b444ef56f8d991e9784527
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-167559.hdr.sgml**: 20250729

**ACCESSION NUMBER**: 0001193125-25-167559

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20250729

**DATE AS OF CHANGE**: 20250729

**EFFECTIVENESS DATE**: 20250729

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MINNESOTA LIFE VARIABLE LIFE ACCOUNT
- **CENTRAL INDEX KEY:** 0000789535

**ORGANIZATION NAME:**
- **EIN:** 410417830
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-64395
- **FILM NUMBER:** 251159046

**BUSINESS ADDRESS:**
- **STREET 1:** 400 N ROBERT ST
- **CITY:** ST PAUL
- **STATE:** MN
- **ZIP:** 55101-2098
- **BUSINESS PHONE:** 6122234306

**MAIL ADDRESS:**
- **STREET 1:** 400 ROBERT STREET NORTH
- **CITY:** ST PAUL
- **STATE:** MN
- **ZIP:** 55101-2098

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MINNESOTA MUTUAL VARIABLE LIFE ACCOUNT
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### MINNESOTA LIFE VARIABLE LIFE ACCOUNT (Series ID: S000001669)

---

|  |  |
|:---|:---|
| Class Name                                       | Class ID   |
| 33-64395 Variable Adjustable Life - Second Death | C000004525 |

---

## Series and Classes Contracts Data

### MINNESOTA LIFE VARIABLE LIFE ACCOUNT (Series ID: S000001669)

| Class ID   | Class Name                                       | Ticker Symbol   |
|:---|:---|:---|
| C000004525 | 33-64395 Variable Adjustable Life - Second Death |  |

![LOGO](g907029g41f11.jpg)

***Supplement dated July 29, 2025, to the following Minnesota Life Prospectuses dated May 1, 2025:***

• *Variable Adjustable Life* 

• *Variable Adjustable Life-SD* 

• *Variable Adjustable Life Horizon* 

• *Variable Adjustable Life Summit* 

• *Variable Adjustable Life Survivor* 

**The previously announced change in administrator for the above listed policies has been delayed.** 

As we previously notified you, the administration of your policy will be transferring from the Minnesota Life Insurance Company ("Minnesota Life" or "Us") to EXL Service Technology Solutions, LLC ("EXL") pursuant to the previously announced reinsurance and administration transaction with S. USA Life Insurance Company. The transfer of administration was most recently scheduled to commence on August 30, 2025. The timing for the conversion has now been delayed until October 31, 2025 (the "New Conversion Date").

**This supplement supersedes the June 25, 2025, supplement and also deletes and replaces the *<u>Until the Conversion Date, the May</u> <u>1, 2025 prospectus is modified as described below</u>* and the *<u>Changes Commencing on or After the Conversion Date</u>* sections of the May 1, 2025, product supplement as detailed below.** 

**<u>Until the New Conversion Date, the May</u> <u>1, 2025, prospectus is modified as described below.</u>** 

**Contact Information** 

Up through the close of business on the New Conversion Date, all servicing requests should continue to be directed to Us using the following contact information:

**Mailing Address:** 

Minnesota Life Insurance Company,

400 Robert Street North,

Saint Paul, MN 55101

**Telephone:** 

1-844-208-2412

**Facsimile:** 

651-665-6955

**<u>Changes Commencing on or After the New Conversion Date</u>**

Beginning on November 1, 2025, (the day after the New Conversion Date) all requests should be submitted to Our Designated Service Provider using the contact information provided in your May 1, 2025, prospectus.

------

**Reduction of Transactional Charges** 

Commencing on the New Conversion Date, the current charge we assess for the below transaction types is reduced to $0. The maximum charge that we reserve the right to assess for each transaction type remains unchanged after the New Conversion Date.

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **<u>Current Transfer</u> <u>Charge</u>** | **<u>Current Transfer</u> <u>Charge</u>** | **<u>Current Policy</u> <u>Adjustment</u>**<br> **<u>Charge</u>** | **<u>Current Policy</u> <u>Adjustment</u>**<br> **<u>Charge</u>** | **<u>Current Partial</u> <u>Surrender</u>**<br> **<u>Policy</u> <u>Adjustment</u>** | **<u>Current Partial</u> <u>Surrender</u>**<br> **<u>Policy</u> <u>Adjustment</u>** |
|  | ***Through<br>October 30,<br>2025*** | ***Starting<br>October 31,<br>2025*** | ***Through<br>October 30,<br>2025*** | ***Starting<br>October 31,<br>2025*** | ***Through<br>October 30,<br>2025*** | ***Starting<br>October 31,<br>2025*** |
|  **VAL** | $0 | $0 | $25 | $0 | Lesser of 2%<br> or $25 | $0 |
| **VAL Horizon** | $10 | $0 | $25 | $0 | Lesser or 2%<br> or $25 | $0 |
|  **VAL SD** | $10 | $0 | $95 | $0 | Lesser of 2%<br> or $95 | $0 |
| **VAL Summit** | $10 | $0 | $25 | $0 | Lesser of 2%<br> or $25 | $0 |
| **VAL Survivor** | $10 | $0 | $95 | $0 | Lesser of 2%<br> or $25 | $0 |

---

**Administrative Procedure Changes** 

Commencing on the day of the New Conversion Date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• When processing loan payments, Minnesota Life has the right to apply loan payments first to any balances
attributable to the General Account. Minnesota Life currently enforces this restriction, but intends to waive this requirement commencing on or around the New Conversion Date and will instead allocate loan repayments in accordance with your
instructions. If you do not provide specific allocation instructions, We will allocate loan repayments to the Guaranteed Principal Account Actual Cash Value and separate account Actual Cash Value in the same proportion that those values bear to each
other and, as to the Actual Cash Value in the separate account, to each sub-account in the proportion that the Actual Cash Value in such sub-account bears to Your Actual
Cash Value in all of the sub-accounts.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Minnesota Life currently accepts certain policy loan requests via telephone. Commencing on or around the New
Conversion Date, We will no longer accept loan requests via telephone and policy loans may only be requested in writing by mail or via facsimile.

**Please retain this supplement for future reference.** 

F109781 07-2025