# EDGAR Filing Document

**Accession Number:** 0000812797
**File Stem:** 0000812797-25-000112
**Filing Date:** 2025-9
**Character Count:** 4220
**Document Hash:** fd2480d2bf35bfab5e3224ca4497c4ee
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000812797-25-000112.hdr.sgml**: 20250919

**ACCESSION NUMBER**: 0000812797-25-000112

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250919

**DATE AS OF CHANGE**: 20250919

**EFFECTIVENESS DATE**: 20250919

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRINCIPAL LIFE INSURANCE CO VARIABLE LIFE SEPARATE ACCOUNT
- **CENTRAL INDEX KEY:** 0000812797

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-100838
- **FILM NUMBER:** 251325259

**BUSINESS ADDRESS:**
- **STREET 1:** THE PRINCIPAL FINANCIAL GROUP
- **STREET 2:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392
- **BUSINESS PHONE:** 515-247-5461

**MAIL ADDRESS:**
- **STREET 1:** THE PRINCIPAL FINANCIAL GROUP
- **STREET 2:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PRINCIPAL LIFE INSURANCE CO VARIABLE LIFE SEP ACCOUNT
- **DATE OF NAME CHANGE:** 20011016

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PRINCIPAL MUTUAL LIFE INSURANCE CO VARIABLE LIFE SEP ACCOUNT
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PRINCIPAL NATIONAL LIFE INSURANCE CO VARIABLE LIFE SEP ACCT
- **DATE OF NAME CHANGE:** 19871221

## Series and Classes Contracts Data

### PRINCIPAL LIFE INSURANCE CO VARIABLE LIFE SEP ACCOUNT (Series ID: S000001609)

| Class ID   | Class Name                                                        | Ticker Symbol   |
|:---|:---|:---|
| C000004350 | Principal Variable Universal Life Accumulator II (Accumulator II) |  |

**Principal Life Insurance Company**

**Principal Life Insurance Company Variable Life Separate Account**

**Supplement dated September 19, 2025**

**to the Summary Prospectus for Existing Investors dated May 1, 2025 for**

**Principal**<sup>®</sup> **Variable Life Accumulator II**

**(as previously supplemented)**

This supplement updates information contained in the Updating Summary Prospectus for Existing Investors for the variable annuity contract referenced above. Please retain this supplement for future reference.

*Add the following section immediately prior to the section titled "UPDATED INFORMATION ABOUT YOUR POLICY":*

**SPECIAL TERMS**

The terms defined below are used throughout this prospectus.

**Company (and we, us, our)** - Principal Life Insurance Company.

**Data Pages** - the pages of the policy which contain information specific to you, to the Insured and the Policy. Current or revised Data Pages may be sent to you from time to time which reflect the current status of your Policy.

**Division** – a part of the Separate Account which invests in shares of a corresponding Underlying Fund. The "Money Market Division" refers to the Fidelity VIP Government Money Market Division.

**Face Amount** – life insurance coverage amount. It is referred to as the total Face Amount.

**Fixed Account** – that part of the Policy that is not in the Divisions, Fixed DCA Account or Loan Account.

**Fixed DCA Account** – an account to which Net Premiums may be allocated and from which a portion of the Policy Value is transferred on a monthly basis over the DCA Duration.

**General Account** – assets of the Company other than those allocated to any of our Separate Accounts.

**Insured** – the person named as the "Insured" on the Data Pages.

**Owner** – the person, including joint Owner, who owns all the rights and privileges of this Policy.

**Policy Date** – the date from which Monthly Dates, Policy Years and policy anniversaries are determined.

**Policy Face Amount** – the insurance benefit provided by the Policy without any riders.

**Separate Account** - the Principal Life Insurance Company Variable Life Separate Account, an account established by us which has Divisions to which Net Premiums may be allocated under the Policy.

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**Underlying Fund** – a registered open-end investment company, or a separate investment account or portfolio thereof, in which a Division invests.

**you, your** – the Owner of the Policy.

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