# EDGAR Filing Document

**Accession Number:** 0002066105
**File Stem:** 0001667731-25-000680
**Filing Date:** 2025-6
**Character Count:** 6814
**Document Hash:** 8b3599f9e45272f4e3c3af6acd3c843a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001667731-25-000680.hdr.sgml**: 20250611

**ACCESSION NUMBER**: 0001667731-25-000680

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250331

**FILED AS OF DATE**: 20250611

**DATE AS OF CHANGE**: 20250611

**EFFECTIVENESS DATE**: 20250611

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Fortitude Financial, LLC
- **CENTRAL INDEX KEY:** 0002066105

**ORGANIZATION NAME:**
- **EIN:** 862514508
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25626
- **FILM NUMBER:** 251040526

**BUSINESS ADDRESS:**
- **STREET 1:** 123 E 2ND AVE
- **STREET 2:** SUITE A
- **CITY:** SPOKANE
- **STATE:** WA
- **ZIP:** 99202
- **BUSINESS PHONE:** (509) 931-1199

**MAIL ADDRESS:**
- **STREET 1:** 123 E 2ND AVE
- **STREET 2:** SUITE A
- **CITY:** SPOKANE
- **STATE:** WA
- **ZIP:** 99202

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Fortitude Financial LLC<br>**Address:** 123 E 2nd Ave<br>Suite A<br>Spokane, WA 99202

**Form 13F File Number:** 028-25626

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Joni Gall<br>**Title:** Chief Compliance Officer<br>**Phone:** 509-290-1588

**Signature, Place, and Date of Signing:**

/s/ Joni Gall  Spokane, WA  06-11-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 31

**Form 13F Information Table Value Total:** $105006139

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AGNC INVT CORP | COM | 00123Q104 |  | 1038740 | 108428 | SH |  | SOLE |  | 108428 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 397073 | 2087 | SH |  | SOLE |  | 2087 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 290546 | 1308 | SH |  | SOLE |  | 1308 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1485366 | 2789 | SH |  | SOLE |  | 2789 | 0 | 0 |
| CRH PLC | ORD | G25508105 |  | 232417 | 2642 | SH |  | SOLE |  | 2642 | 0 | 0 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 |  | 304226 | 7026 | SH |  | SOLE |  | 7026 | 0 | 0 |
| FIDELITY COVINGTON TRUST | SML MID MLTFCT | 316092527 |  | 6093453 | 155604 | SH |  | SOLE |  | 155604 | 0 | 0 |
| FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 |  | 2297425 | 46319 | SH |  | SOLE |  | 46319 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | INTL AGGREGTE BD | 35473P611 |  | 844160 | 41749 | SH |  | SOLE |  | 41749 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | INTL COR DIV TIL | 35473P108 |  | 952429 | 29225 | SH |  | SOLE |  | 29225 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S MIDCAP 400 | 46137V225 |  | 14973985 | 143018 | SH |  | SOLE |  | 143018 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 7087013 | 40911 | SH |  | SOLE |  | 40911 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3098154 | 6607 | SH |  | SOLE |  | 6607 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 573797 | 12258 | SH |  | SOLE |  | 12258 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 868060 | 2404 | SH |  | SOLE |  | 2404 | 0 | 0 |
| ISHARES TR | US INFRASTRUC | 46435U713 |  | 691700 | 15347 | SH |  | SOLE |  | 15347 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 5222788 | 70502 | SH |  | SOLE |  | 70502 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1196686 | 27384 | SH |  | SOLE |  | 27384 | 0 | 0 |
| ISHARES TR | MSCI EAFE SMCP | 46435G839 |  | 699253 | 21716 | SH |  | SOLE |  | 21716 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 425027 | 7552 | SH |  | SOLE |  | 7552 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | SMALL  MID CAP | 46641Q118 |  | 3764599 | 67249 | SH |  | SOLE |  | 67249 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 311918 | 2878 | SH |  | SOLE |  | 2878 | 0 | 0 |
| PIMCO ETF TR | INV GRD CRP BD | 72201R817 |  | 1476575 | 15259 | SH |  | SOLE |  | 15259 | 0 | 0 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 1819251 | 35291 | SH |  | SOLE |  | 35291 | 0 | 0 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 2392743 | 25876 | SH |  | SOLE |  | 25876 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 8275562 | 227288 | SH |  | SOLE |  | 227288 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 1505784 | 38247 | SH |  | SOLE |  | 38247 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 852510 | 1524 | SH |  | SOLE |  | 1524 | 0 | 0 |
| SPDR SER TR | PORTFOLIO S | 78464A854 |  | 28735615 | 436977 | SH |  | SOLE |  | 436977 | 0 | 0 |
| SPDR SER TR | PRTFLO S GW | 78464A409 |  | 6634036 | 82544 | SH |  | SOLE |  | 82544 | 0 | 0 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 465248 | 9110 | SH |  | SOLE |  | 9110 | 0 | 0 |

---