# EDGAR Filing Document

**Accession Number:** 0000842941
**File Stem:** 0001104659-23-019267
**Filing Date:** 2023-2
**Character Count:** 39094
**Document Hash:** 4e3d99cd222f33adab234faa534e855f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-23-019267.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001104659-23-019267

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**EFFECTIVENESS DATE**: 20230213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Haverford Trust Co
- **CENTRAL INDEX KEY:** 0000842941
- **IRS NUMBER:** 232329854
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-02396
- **FILM NUMBER:** 23615685

**BUSINESS ADDRESS:**
- **STREET 1:** 3 RADNOR CORPORATE CENTER
- **STREET 2:** SUITE 450
- **CITY:** RADNOR
- **STATE:** PA
- **ZIP:** 19087
- **BUSINESS PHONE:** 6109958700

**MAIL ADDRESS:**
- **STREET 1:** 3 RADNOR CORPORATE CENTER
- **STREET 2:** SUITE 450
- **CITY:** RADNOR
- **STATE:** PA
- **ZIP:** 19087

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HAVERFORD TRUST CO
- **DATE OF NAME CHANGE:** 20060511

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** RITTENHOUSE TRUST CO
- **DATE OF NAME CHANGE:** 19990329

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Haverford Trust Co<br>**Address:** 3 Radnor Corporate Center<br>Suite 450<br>Radnor, PA 19087

**Form 13F File Number:** 028-02396

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** MarieElena Ness<br>**Title:** Vice President<br>**Phone:** 610-995-8741

**Signature, Place, and Date of Signing:**

/s/ MarieElena Ness  RADNOR, PA  02-10-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 330

**Form 13F Information Table Value Total:** $8121518398

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M COMPANY | COM | 88579Y101 |  | 5405994 | 45080 | SH |  | DFND |  | 35058 | 0 | 10022 |
| ABBOTT LABS | COM | 002824100 |  | 9625619 | 87673 | SH |  | DFND |  | 80698 | 0 | 6975 |
| ABBVIE INC. | COM | 00287Y109 |  | 14757579 | 91316 | SH |  | DFND |  | 76314 | 0 | 15002 |
| ACCENTURE LTD | SHS CLASS A | G1151C101 |  | 205416494 | 769811 | SH |  | DFND |  | 659617 | 452 | 109742 |
| ADOBE SYSTEMS | COM | 00724F101 |  | 835941 | 2484 | SH |  | DFND |  | 1739 | 0 | 745 |
| AFLAC | COM | 001055102 |  | 2206328 | 30669 | SH |  | DFND |  | 30669 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | COM | 009158106 |  | 130903550 | 424653 | SH |  | DFND |  | 380963 | 207 | 43483 |
| ALPHABET INC - CL A | CAP STK CL A | 02079K305 |  | 4536522 | 51417 | SH |  | DFND |  | 49917 | 0 | 1500 |
| ALPHABET INC CL C | CAP STK CL C | 02079K107 |  | 6365934 | 71745 | SH |  | DFND |  | 70245 | 0 | 1500 |
| ALTRIA GROUP INC COM | COM | 02209S103 |  | 2936530 | 64243 | SH |  | DFND |  | 63721 | 0 | 522 |
| AMAZON.COM INC | COM | 023135106 |  | 4073160 | 48490 | SH |  | DFND |  | 39480 | 0 | 9010 |
| AMERICAN ELECTRIC POWER | COM | 025537101 |  | 14350782 | 151140 | SH |  | DFND |  | 146288 | 0 | 4852 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 2175767 | 14726 | SH |  | DFND |  | 13956 | 0 | 770 |
| AMERICAN TOWER CORP | COM | 03027X100 |  | 48114677 | 227106 | SH |  | DFND |  | 225551 | 301 | 1254 |
| AMERICAN WTR WK | COM | 030420103 |  | 438512 | 2877 | SH |  | DFND |  | 1266 | 0 | 1611 |
| AMETEK INC | COM | 031100100 |  | 414270 | 2965 | SH |  | DFND |  | 2965 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 10910591 | 41542 | SH |  | DFND |  | 40881 | 0 | 661 |
| ANALOG DEVICES | COM | 032654105 |  | 323959 | 1975 | SH |  | DFND |  | 1975 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 99157603 | 330371 | SH |  | DFND |  | 290775 | 210 | 39386 |
| APPLE INC | COM | 037833100 |  | 336977735 | 2593533 | SH |  | DFND |  | 2303817 | 1814 | 287902 |
| ARTHUR J GALLAGHER  CO | COM | 363576109 |  | 585228 | 3104 | SH |  | DFND |  | 3104 | 0 | 0 |
| ASTRA ZENECA PLC ADR | SPONSORED ADR | 046353108 |  | 263878 | 3892 | SH |  | DFND |  | 3892 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 1153239 | 62642 | SH |  | DFND |  | 60005 | 0 | 2637 |
| AUTOMATIC DATA PROCESSING | COM | 053015103 |  | 63533555 | 265987 | SH |  | DFND |  | 262623 | 190 | 3174 |
| AVANTIS EMERGING MARKETS EQ | AVANTIS EMGMKT | 025072604 |  | 53115173 | 1052828 | SH |  | DFND |  | 1033522 | 0 | 19306 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 208300 | 4576 | SH |  | DFND |  | 4324 | 0 | 252 |
| BANK OF AMERICA | COM | 060505104 |  | 1026223 | 30985 | SH |  | DFND |  | 30985 | 0 | 0 |
| BAXTER INTL INC | COM | 071813109 |  | 85864134 | 1684601 | SH |  | DFND |  | 1487838 | 878 | 195885 |
| BECTON DICKINSON | COM | 075887109 |  | 131876909 | 518588 | SH |  | DFND |  | 447534 | 393 | 70661 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 19217149 | 41 | SH |  | DFND |  | 41 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL  CL B | CL B NEW | 084670702 |  | 8773069 | 28401 | SH |  | DFND |  | 26176 | 0 | 2225 |
| BLACKROCK INC | COM | 09247X101 |  | 233597099 | 329646 | SH |  | DFND |  | 291016 | 164 | 38466 |
| BOEING CO | COM | 097023105 |  | 662334 | 3477 | SH |  | DFND |  | 2524 | 0 | 953 |
| BOOKING HOLDINGS INC. | COM | 09857L108 |  | 354689 | 176 | SH |  | DFND |  | 176 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | COM | 110122108 |  | 6088625 | 84623 | SH |  | DFND |  | 79840 | 0 | 4783 |
| BROADCOM LTD | COM | 11135F101 |  | 744761 | 1332 | SH |  | DFND |  | 1332 | 0 | 0 |
| BROWN-FORMAN CORP | CL B | 115637209 |  | 326758 | 4975 | SH |  | DFND |  | 4975 | 0 | 0 |
| CANADIAN NATL RAILWAY CO | COM | 136375102 |  | 511184 | 4300 | SH |  | DFND |  | 4300 | 0 | 0 |
| CANADIAN PACIFIC RAILWAY LTD | COM | 13645T100 |  | 1601969 | 21477 | SH |  | DFND |  | 21477 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 1448619 | 6047 | SH |  | DFND |  | 5632 | 0 | 415 |
| CHEMOURS COMPANY | COM | 163851108 |  | 1208571 | 39470 | SH |  | DFND |  | 39470 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 97950330 | 545715 | SH |  | DFND |  | 536223 | 364 | 9128 |
| CHUBB LTD | COM | H1467J104 |  | 2371450 | 10750 | SH |  | DFND |  | 10750 | 0 | 0 |
| CHURCH  DWIGHT CO | COM | 171340102 |  | 1492091 | 18510 | SH |  | DFND |  | 18510 | 0 | 0 |
| CIGNA CORP | COM | 125523100 |  | 814102 | 2457 | SH |  | DFND |  | 2457 | 0 | 0 |
| CINCINNATI FINANCIAL CORP | COM | 172062101 |  | 718471 | 7017 | SH |  | DFND |  | 7017 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 249746 | 553 | SH |  | DFND |  | 553 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 66555891 | 1397059 | SH |  | DFND |  | 1389043 | 944 | 7072 |
| CLOROX CO | COM | 189054109 |  | 536341 | 3822 | SH |  | DFND |  | 3822 | 0 | 0 |
| COCA-COLA CO | COM | 191216100 |  | 93010997 | 1462207 | SH |  | DFND |  | 1260851 | 385 | 200971 |
| COLGATE-PALMOLIVE CO | COM | 194162103 |  | 4477084 | 56823 | SH |  | DFND |  | 46743 | 0 | 10080 |
| COMCAST CORP NEW  COM    CL A | CL A | 20030N101 |  | 7776104 | 222365 | SH |  | DFND |  | 215511 | 0 | 6854 |
| COMM SERV SELECT SECTOR SPDR | COMMUNICATION | 81369Y852 |  | 657175 | 13694 | SH |  | DFND |  | 13694 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 2896900 | 24550 | SH |  | DFND |  | 23719 | 0 | 831 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 943664 | 9901 | SH |  | DFND |  | 7751 | 0 | 2150 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 497799 | 2148 | SH |  | DFND |  | 2148 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 277510 | 3219 | SH |  | DFND |  | 3219 | 0 | 0 |
| CONSUMER DISCRETIONARY SELECT | SBI CONS DISCR | 81369Y407 |  | 226547 | 1754 | SH |  | DFND |  | 1754 | 0 | 0 |
| COPART INC | COM | 217204106 |  | 505022 | 8294 | SH |  | DFND |  | 8294 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 4397743 | 74817 | SH |  | DFND |  | 74817 | 0 | 0 |
| COSTCO WHSL CORP NEW        COM | COM | 22160K105 |  | 156013721 | 341761 | SH |  | DFND |  | 303966 | 263 | 37532 |
| CRANE HLDGS CO | COM | 224441105 |  | 253636 | 2525 | SH |  | DFND |  | 2525 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 435880 | 1799 | SH |  | DFND |  | 1799 | 0 | 0 |
| CVS HEALTH CORPORATION | COM | 126650100 |  | 213227119 | 2288090 | SH |  | DFND |  | 2027528 | 1054 | 259508 |
| DANAHER CORP | COM | 235851102 |  | 3598034 | 13556 | SH |  | DFND |  | 13556 | 0 | 0 |
| DEERE  CO. | COM | 244199105 |  | 1563259 | 3646 | SH |  | DFND |  | 3391 | 0 | 255 |
| DIAGEO PLC - SPONSORED ADR | SPON ADR NEW | 25243Q205 |  | 3597834 | 20191 | SH |  | DFND |  | 20016 | 0 | 175 |
| DISNEY WALT PRODUCTIONS | COM DISNEY | 254687106 |  | 14729027 | 169533 | SH |  | DFND |  | 141419 | 0 | 28114 |
| DOLLAR GENERAL CORP | COM | 256677105 |  | 204408280 | 830084 | SH |  | DFND |  | 741263 | 507 | 88314 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 998290 | 16280 | SH |  | DFND |  | 16280 | 0 | 0 |
| DOVER CORP | COM | 260003108 |  | 393366 | 2905 | SH |  | DFND |  | 2905 | 0 | 0 |
| DOW INC | COM | 260557103 |  | 26504183 | 525981 | SH |  | DFND |  | 525301 | 0 | 680 |
| DUKE ENERGY CORP | COM NEW | 26441C204 |  | 1208588 | 11735 | SH |  | DFND |  | 10797 | 0 | 938 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 100796642 | 1468697 | SH |  | DFND |  | 1356761 | 882 | 111054 |
| EATON CORP PLC | SHS | G29183103 |  | 13011783 | 82904 | SH |  | DFND |  | 82029 | 0 | 875 |
| ECOLAB INC | COM | 278865100 |  | 397670 | 2732 | SH |  | DFND |  | 2605 | 0 | 127 |
| ELEVATION HEALTH INC | COM | 036752103 |  | 1645608 | 3208 | SH |  | DFND |  | 3208 | 0 | 0 |
| EMERSON ELECTRIC CO | COM | 291011104 |  | 4324525 | 45019 | SH |  | DFND |  | 40549 | 0 | 4470 |
| ENBRIDGE INC. | COM | 29250N105 |  | 210749 | 5390 | SH |  | DFND |  | 5390 | 0 | 0 |
| ENERGY SELECT SECTOR SPDR | ENERGY | 81369Y506 |  | 1059699 | 12115 | SH |  | DFND |  | 12115 | 0 | 0 |
| ENERGY TRANSFER | COM UT LTD PTN | 29273V100 |  | 1117299 | 94128 | SH |  | DFND |  | 94128 | 0 | 0 |
| ENTERPRISE PRODUCTS PARTNERS | COM | 293792107 |  | 1898871 | 78726 | SH |  | DFND |  | 73766 | 0 | 4960 |
| ESSENTIAL UTILITIES INC | COM | 29670G102 |  | 1368371 | 28669 | SH |  | DFND |  | 25330 | 0 | 3339 |
| ESTEE LAUDER COS INC CL A | CL A | 518439104 |  | 386555 | 1558 | SH |  | DFND |  | 1558 | 0 | 0 |
| EXELON CORP | COM | 30161N101 |  | 417775 | 9664 | SH |  | DFND |  | 9664 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 15567050 | 141134 | SH |  | DFND |  | 134474 | 0 | 6660 |
| FACTSET RESEARCH | COM | 303075105 |  | 335412 | 836 | SH |  | DFND |  | 836 | 0 | 0 |
| FASTENAL COMPANY | COM | 311900104 |  | 505709 | 10687 | SH |  | DFND |  | 10687 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 457941 | 2644 | SH |  | DFND |  | 2644 | 0 | 0 |
| FIDELITY NATIONAL INFO SVCS | COM | 31620M106 |  | 384370 | 5665 | SH |  | DFND |  | 5665 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 419306 | 1690 | SH |  | DFND |  | 1105 | 0 | 585 |
| GENERAL ELECTRIC | COM NEW | 369604301 |  | 224138 | 2675 | SH |  | DFND |  | 2675 | 0 | 0 |
| GENERAL MILLS INC | COM | 370334104 |  | 839003 | 10006 | SH |  | DFND |  | 10006 | 0 | 0 |
| GENTEX CORP | COM | 371901109 |  | 271909 | 9971 | SH |  | DFND |  | 9971 | 0 | 0 |
| GENUINE PARTS CO | COM | 372460105 |  | 22305016 | 128552 | SH |  | DFND |  | 128102 | 0 | 450 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 2018849 | 23516 | SH |  | DFND |  | 16075 | 0 | 7441 |
| GLATFELTER CORP | COM | 377320106 |  | 293707 | 105650 | SH |  | DFND |  | 105650 | 0 | 0 |
| GLAXOSMITHKLINE PLC | SPONSORED ADR | 37733W204 |  | 3405171 | 96903 | SH |  | DFND |  | 36113 | 0 | 60790 |
| GLOBAL PAYMENTS INC | COM | 37940X102 |  | 268164 | 2700 | SH |  | DFND |  | 2350 | 350 | 0 |
| GLOBAL X S  500 CATHOLIC VALUES ETF | S 500 CATHOLIC | 37954Y889 |  | 642999 | 13822 | SH |  | DFND |  | 13822 | 0 | 0 |
| GOLDMAN SACHS ACCESS INV GRADE CORP BOND ETF | ACCESS INVT GR | 381430479 |  | 1829189 | 41375 | SH |  | DFND |  | 41375 | 0 | 0 |
| GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS | ACTIVEBETA EME | 381430206 |  | 3512054 | 124057 | SH |  | DFND |  | 93477 | 0 | 30580 |
| GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF | ACTIVEBETA INT | 381430107 |  | 2768291 | 96188 | SH |  | DFND |  | 96188 | 0 | 0 |
| GOLDMAN SACHS GROUP INC COM | COM | 38141G104 |  | 455322 | 1326 | SH |  | DFND |  | 979 | 0 | 347 |
| GOLDMAN SACHS TREAS ACC ETF | ACCES TREASURY | 381430529 |  | 490673 | 4921 | SH |  | DFND |  | 4921 | 0 | 0 |
| HALEON PLC | SPON ADS | 405552100 |  | 551360 | 68920 | SH |  | DFND |  | 11197 | 0 | 57723 |
| HOME DEPOT INC | COM | 437076102 |  | 37485317 | 118677 | SH |  | DFND |  | 117357 | 0 | 1320 |
| HONEYWELL INTERNATIONAL INC. | COM | 438516106 |  | 186975081 | 872492 | SH |  | DFND |  | 787457 | 590 | 84445 |
| HUBBELL INC | COM | 443510607 |  | 244537 | 1042 | SH |  | DFND |  | 1042 | 0 | 0 |
| HUMANA INC | COM | 444859102 |  | 200266 | 391 | SH |  | DFND |  | 176 | 0 | 215 |
| IISHARES CORE S TOTAL US | CORE S TTL STK | 464287150 |  | 225483 | 2659 | SH |  | DFND |  | 2659 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 49306445 | 223815 | SH |  | DFND |  | 222146 | 199 | 1470 |
| INTEL CORP | COM | 458140100 |  | 3207598 | 121362 | SH |  | DFND |  | 120912 | 0 | 450 |
| INTERCONTINENTAL EXCHANGE | COM | 45866F104 |  | 423184 | 4125 | SH |  | DFND |  | 4125 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHINES | COM | 459200101 |  | 1436233 | 10194 | SH |  | DFND |  | 10194 | 0 | 0 |
| INTL FLAVORS  FRAGRANCES | COM | 459506101 |  | 894495 | 8532 | SH |  | DFND |  | 8532 | 0 | 0 |
| INTUIT INC | COM | 461202103 |  | 24032389 | 61745 | SH |  | DFND |  | 61320 | 90 | 335 |
| INVESCO QQQ TRUST SERIES 1 | UNIT SER 1 | 46090E103 |  | 10678094 | 40101 | SH |  | DFND |  | 39737 | 0 | 364 |
| INVESCO S 500 EQUAL WEIGHT | S EQL TEC | 46137V282 |  | 267278 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| INVESCO S 500 EQUAL WEIGHT ETF | S EQL WGT | 46137V357 |  | 17286736 | 122384 | SH |  | DFND |  | 119257 | 0 | 3127 |
| INVESCO TAXABLE MUNICIPAL BOND PORTFOLIO | TAXABLE MUN BD | 46138G805 |  | 14422483 | 560968 | SH |  | DFND |  | 555837 | 0 | 5131 |
| ISHARES 0-5 YEAR TIPS BOND ETF | 0-5 YR TIPS ETF | 46429B747 |  | 67537900 | 696554 | SH |  | DFND |  | 687901 | 380 | 8273 |
| ISHARES 1-3 YEAR TREASURY BOND ETF | 1 3 YR TREAS BD | 464287457 |  | 2812378 | 34648 | SH |  | DFND |  | 33613 | 0 | 1035 |
| ISHARES BARCLAYS 3-7 YEAR TREASURY BOND FUND | 3 7 YR TREAS BD | 464288661 |  | 19757804 | 171971 | SH |  | DFND |  | 170387 | 0 | 1584 |
| ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND | 7-10 Y TR BD ETF | 464287440 |  | 431106 | 4501 | SH |  | DFND |  | 4501 | 0 | 0 |
| ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO | INTRM GOV/CR ETF | 464288612 |  | 1228393 | 11989 | SH |  | DFND |  | 6919 | 0 | 5070 |
| ISHARES BARCLAYS MBS BOND FUND | MBS ETF | 464288588 |  | 56121638 | 605085 | SH |  | DFND |  | 596117 | 0 | 8968 |
| ISHARES CORE DIVIDEND GROWTH ETF | CORE DIV GRWTH | 46434V621 |  | 1990600 | 39812 | SH |  | DFND |  | 37812 | 0 | 2000 |
| ISHARES CORE MSCI ACMI | CORE MSCI TOTAL | 46432F834 |  | 1581803 | 27329 | SH |  | DFND |  | 27329 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 |  | 126887119 | 2058519 | SH |  | DFND |  | 1990247 | 2162 | 66110 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | CORE MSCI EMKT | 46434G103 |  | 229063672 | 4905004 | SH |  | DFND |  | 4779226 | 5053 | 120725 |
| ISHARES CORE S 500 ETF | CORE S ETF | 464287200 |  | 163274511 | 424962 | SH |  | DFND |  | 416735 | 100 | 8127 |
| ISHARES CORE S MID-CAP ETF | CORE S MCP ETF | 464287507 |  | 123568279 | 510845 | SH |  | DFND |  | 500081 | 479 | 10285 |
| ISHARES CORE S SMALL-CAP ETF | CORE S SCP ETF | 464287804 |  | 197848528 | 2090538 | SH |  | DFND |  | 2036304 | 2109 | 52125 |
| ISHARES CORE TOTAL U.S. BOND MARKET ETF | CORE US AGGBD ET | 464287226 |  | 7862979 | 81070 | SH |  | DFND |  | 81070 | 0 | 0 |
| ISHARES DJ SELECT DIVIDEND INDEX FUND | SELECT DIVID ETF | 464287168 |  | 2620276 | 21727 | SH |  | DFND |  | 21727 | 0 | 0 |
| ISHARES DJ US HEALTH CARE SECTOR INDEX FUND | US HLTHCARE ETF | 464287762 |  | 938513 | 3308 | SH |  | DFND |  | 3308 | 0 | 0 |
| ISHARES DJ US INDUSTRIAL SECTOR INDEX FUND | US INDUSTRIALS | 464287754 |  | 381499 | 3955 | SH |  | DFND |  | 3955 | 0 | 0 |
| ISHARES DJ US TECHNOLOGY SECTOR INDEX FUND | U.S. TECH ETF | 464287721 |  | 1414938 | 18995 | SH |  | DFND |  | 18995 | 0 | 0 |
| ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN | INTL SEL DIV ETF | 464288448 |  | 368996 | 13586 | SH |  | DFND |  | 13586 | 0 | 0 |
| ISHARES EDGE MSCI USA MOMENT | MSCI USA MMENTM | 46432F396 |  | 5561684 | 38112 | SH |  | DFND |  | 31996 | 0 | 6116 |
| ISHARES EDGE MSCI USA QUALIT | MSCI USA QLT FCT | 46432F339 |  | 8100049 | 71078 | SH |  | DFND |  | 71078 | 0 | 0 |
| ISHARES EDGE MSCI USA VALUE FACTO | MSCI USA VALUE | 46432F388 |  | 4929307 | 54085 | SH |  | DFND |  | 40618 | 0 | 13467 |
| ISHARES ESG MSCI USA SMALL- CAP | ESG AWARE MSCI | 46435U663 |  | 1079516 | 32832 | SH |  | DFND |  | 32832 | 0 | 0 |
| ISHARES FLOATING RATE BOND E | FLTG RATE NT ETF | 46429B655 |  | 50652511 | 1006408 | SH |  | DFND |  | 993283 | 0 | 13125 |
| ISHARES HIGH DIVIDEND EQUITY | CORE HIGH DV ETF | 46429B663 |  | 228598 | 2193 | SH |  | DFND |  | 2193 | 0 | 0 |
| ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN | IBOXX INV CP ETF | 464287242 |  | 363523 | 3448 | SH |  | DFND |  | 3448 | 0 | 0 |
| ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF | IBOXX HI YD ETF | 464288513 |  | 369843 | 5023 | SH |  | DFND |  | 5023 | 0 | 0 |
| ISHARES INTERMEDIATE TERM CORP BOND ETF | INTERM CR BD ETF | 464288638 |  | 39426785 | 796340 | SH |  | DFND |  | 786961 | 0 | 9379 |
| ISHARES MORNINGSTAR MID-CAP ETF | MRGSTR MD CP ETF | 464288208 |  | 382352 | 6517 | SH |  | DFND |  | 6517 | 0 | 0 |
| ISHARES MSC EAFE ESG | ESG AW MSCI EAFE | 46435G516 |  | 386354 | 5877 | SH |  | DFND |  | 5635 | 0 | 242 |
| ISHARES MSCI ACWI ETF | MSCI ACWI ETF | 464288257 |  | 1235768 | 14559 | SH |  | DFND |  | 14559 | 0 | 0 |
| ISHARES MSCI EAFE GROWTH INDEX FUND | EAFE GRWTH ETF | 464288885 |  | 652490 | 7790 | SH |  | DFND |  | 6980 | 0 | 810 |
| ISHARES MSCI EAFE INDEX FUND | MSCI EAFE ETF | 464287465 |  | 1840152 | 28034 | SH |  | DFND |  | 28034 | 0 | 0 |
| ISHARES MSCI EAFE VALUE INDEX FUND | EAFE VALUE ETF | 464288877 |  | 234447 | 5110 | SH |  | DFND |  | 0 | 0 | 5110 |
| ISHARES MSCI EM ESG OP | ESG AWR MSCI EM | 46434G863 |  | 868572 | 28885 | SH |  | DFND |  | 28542 | 0 | 343 |
| ISHARES MSCI EM MKTS EX CHINA | MSCI EMRG CHN | 46434G764 |  | 423148 | 8914 | SH |  | DFND |  | 8914 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS INDEX FUND | MSCI EMG MKT ETF | 464287234 |  | 616481 | 16266 | SH |  | DFND |  | 16266 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I | EM MK MINVOL ETF | 464286533 |  | 1458875 | 27500 | SH |  | DFND |  | 27500 | 0 | 0 |
| ISHARES MSCI USA MINIMUM VOL | MSCI USA MIN VOL | 46429B697 |  | 5796191 | 80391 | SH |  | DFND |  | 11083 | 0 | 69308 |
| ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND | NAT AMT FREE BD | 464288414 |  | 329961 | 3127 | SH |  | DFND |  | 3127 | 0 | 0 |
| ISHARES NORTH AMERICAN TECH-SOFTWARE ETF | EXPANDED TECH | 464287515 |  | 249454 | 975 | SH |  | DFND |  | 975 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH INDEX FUND | RUS 1000 GRW ETF | 464287614 |  | 14517423 | 67762 | SH |  | DFND |  | 39278 | 0 | 28484 |
| ISHARES RUSSELL 1000 INDEX FUND | RUS 1000 ETF | 464287622 |  | 483564 | 2297 | SH |  | DFND |  | 2297 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE INDEX FUND | RUS 1000 VAL ETF | 464287598 |  | 13263372 | 87460 | SH |  | DFND |  | 41125 | 0 | 46335 |
| ISHARES RUSSELL 2000 GROWTH INDEX FUND | RUS 2000 GRW ETF | 464287648 |  | 1222979 | 5701 | SH |  | DFND |  | 2526 | 0 | 3175 |
| ISHARES RUSSELL 2000 INDEX FUND | RUSSELL 2000 ETF | 464287655 |  | 2921576 | 16756 | SH |  | DFND |  | 16756 | 0 | 0 |
| ISHARES RUSSELL 2000 VALUE INDEX FUND | RUS 2000 VAL ETF | 464287630 |  | 846303 | 6103 | SH |  | DFND |  | 960 | 0 | 5143 |
| ISHARES RUSSELL 3000 INDEX FUND | RUSSELL 3000 ETF | 464287689 |  | 308952 | 1400 | SH |  | DFND |  | 1400 | 0 | 0 |
| ISHARES RUSSELL MID CAP GROWTH INDEX FUND | RUS MDCP VAL ETF | 464287481 |  | 737268 | 8819 | SH |  | DFND |  | 8819 | 0 | 0 |
| ISHARES RUSSELL MID CAP INDEX FUND | RUS MID-CAP ETF | 464287499 |  | 3626787 | 53770 | SH |  | DFND |  | 53770 | 0 | 0 |
| ISHARES RUSSELL MID CAP VALUE INDEX FUND | RUS MDCP VAL ETF | 464287473 |  | 313808 | 2979 | SH |  | DFND |  | 2979 | 0 | 0 |
| ISHARES S 500 GROWTH INDEX FUND | S 500 GRWT ETF | 464287309 |  | 2355912 | 40272 | SH |  | DFND |  | 40272 | 0 | 0 |
| ISHARES S 500 VALUE ETF | S 500 VAL ETF | 464287408 |  | 305808 | 2108 | SH |  | DFND |  | 2108 | 0 | 0 |
| ISHARES S MID CAP 400 GROWTH INDEX FUND | S MC 400GR ETF | 464287606 |  | 200256 | 2932 | SH |  | DFND |  | 2932 | 0 | 0 |
| ISHARES S MID CAP 400 VALUE INDEX FUND | S MC 400VL ETF | 464287705 |  | 294538 | 2922 | SH |  | DFND |  | 2922 | 0 | 0 |
| ISHARES S SHORT TERM NATIONAL AMT-FREE MUNICIPAL | SHRT NAT MUN ETF | 464288158 |  | 1288986 | 12362 | SH |  | DFND |  | 12362 | 0 | 0 |
| ISHARES S US PREFERRED STOCK INDEX FUND | U.S. PFD STK ETF | 464288687 |  | 1009413 | 33063 | SH |  | DFND |  | 33063 | 0 | 0 |
| ISHARES SHORT-TERM CORPORATE BOND ETF | 1-3 YR CR BD ETF | 464288646 |  | 79635147 | 1598457 | SH |  | DFND |  | 1583482 | 0 | 14975 |
| ISHARES TIPS BOND ETF | TIPS BD ETF | 464287176 |  | 481854 | 4527 | SH |  | DFND |  | 4527 | 0 | 0 |
| ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND | MSCI ACWI US ETF | 464288240 |  | 1839884 | 40437 | SH |  | DFND |  | 40437 | 0 | 0 |
| ISHARES ULTRA SHORT-TERM BOND | ULTR SH TRM BD | 46434V878 |  | 15557986 | 310911 | SH |  | DFND |  | 239094 | 0 | 71817 |
| ISHARES US CONSUMER DISCRETIONARY ETF | US CONSUM DISCRE | 464287580 |  | 476755 | 8370 | SH |  | DFND |  | 8370 | 0 | 0 |
| ISHARES US CONSUMER STAPLES ETF | US CONSM STAPLES | 464287812 |  | 234819 | 1158 | SH |  | DFND |  | 1158 | 0 | 0 |
| ISHARES US FINANCIALS ETF | U.S. FINLS ETF | 464287788 |  | 585270 | 7755 | SH |  | DFND |  | 7755 | 0 | 0 |
| ISHARES US HEALTH CARE PROVIDERS ETF | US HLTHCR PR ETF | 464288828 |  | 394307 | 1473 | SH |  | DFND |  | 1473 | 0 | 0 |
| J.P. MORGAN CHASE  CO | COM | 46625H100 |  | 239602383 | 1786744 | SH |  | DFND |  | 1604647 | 931 | 181166 |
| JACK HENRY  ASSOCIATES INC. | COM | 426281101 |  | 702240 | 4000 | SH |  | DFND |  | 3700 | 300 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 237881553 | 1346626 | SH |  | DFND |  | 1204898 | 906 | 140822 |
| JOHNSON CONTROLS INTERNATIONAL PLC | SHS | G51502105 |  | 17450496 | 272664 | SH |  | DFND |  | 271928 | 0 | 736 |
| JP MORGAN EQUITY PREMIUM INCOME ETF | EQUITY PREMIUM | 46641Q332 |  | 752561 | 13811 | SH |  | DFND |  | 1865 | 0 | 11946 |
| KIMBERLY CLARK CORP | COM | 494368103 |  | 4985419 | 36725 | SH |  | DFND |  | 33835 | 0 | 2890 |
| KROGER CO | COM | 501044101 |  | 319594 | 7169 | SH |  | DFND |  | 7055 | 0 | 114 |
| LILLY ELI  COMPANY | COM | 532457108 |  | 2279549 | 6231 | SH |  | DFND |  | 6051 | 0 | 180 |
| LINDE PLC | COM | G5494J103 |  | 1421492 | 4358 | SH |  | DFND |  | 4078 | 0 | 280 |
| LITHIA MOTORS INC CL A | CL A | 536797103 |  | 357271 | 1745 | SH |  | DFND |  | 1745 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 26606138 | 54690 | SH |  | DFND |  | 53935 | 0 | 755 |
| LOWES COS INC | COM | 548661107 |  | 218706392 | 1097703 | SH |  | DFND |  | 956891 | 420 | 140392 |
| M  T BK CORP | COM | 55261F104 |  | 659443 | 4546 | SH |  | DFND |  | 4546 | 0 | 0 |
| MAGELLAN MIDSTREAM PARTNERS | COM UNIT RP LP | 559080106 |  | 333897 | 6650 | SH |  | DFND |  | 6650 | 0 | 0 |
| MARATHON PETROLEUM CORP | COM | 56585A102 |  | 581717 | 4998 | SH |  | DFND |  | 4998 | 0 | 0 |
| MARRIOTT INTL INC NEW       CL A | CL A | 571903202 |  | 735517 | 4940 | SH |  | DFND |  | 4940 | 0 | 0 |
| MASCO CORP | COM | 574599106 |  | 479814 | 10281 | SH |  | DFND |  | 10281 | 0 | 0 |
| MASTERCARD | CLA | 57636Q104 |  | 226963994 | 652702 | SH |  | DFND |  | 566667 | 415 | 85620 |
| MAXIMUS INC | COM | 577933104 |  | 260102 | 3547 | SH |  | DFND |  | 3547 | 0 | 0 |
| MCCORMICK  CO | COM NON VTG | 579780206 |  | 28085121 | 338824 | SH |  | DFND |  | 336599 | 350 | 1875 |
| MCDONALDS CORP | COM | 580135101 |  | 76484570 | 290231 | SH |  | DFND |  | 271928 | 311 | 17992 |
| MCKESSON HBOC INC. | COM | 58155Q103 |  | 854523 | 2278 | SH |  | DFND |  | 2238 | 0 | 40 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 78008086 | 1003707 | SH |  | DFND |  | 919173 | 738 | 83796 |
| MERCK  CO | COM | 58933Y105 |  | 108794362 | 980571 | SH |  | DFND |  | 968518 | 888 | 11165 |
| META PLATFORMS INC. CLASS A | CL A | 30303M102 |  | 294111 | 2444 | SH |  | DFND |  | 2229 | 0 | 215 |
| MICROCHIP TECHNOLOGY | COM | 595017104 |  | 511912 | 7287 | SH |  | DFND |  | 7287 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 317676009 | 1324644 | SH |  | DFND |  | 1201759 | 830 | 122055 |
| MIDCAP SPDR TRUST SERIES 1 | UTSER1 S | 78467Y107 |  | 1643636 | 3712 | SH |  | DFND |  | 3362 | 0 | 350 |
| MOLSON COORS BREWING COMPANY | CL B | 60871R209 |  | 207883 | 4035 | SH |  | DFND |  | 4035 | 0 | 0 |
| MONDELEZ INTERNATIONAL INC CL A | CL A | 609207105 |  | 1818345 | 27282 | SH |  | DFND |  | 27282 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 769686 | 9053 | SH |  | DFND |  | 9053 | 0 | 0 |
| NESTLE S A SPON ADR REG | COM | 641069406 |  | 3677847 | 31887 | SH |  | DFND |  | 26800 | 0 | 5087 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 9166991 | 109653 | SH |  | DFND |  | 105653 | 0 | 4000 |
| NIKE INC CL B | CL B | 654106103 |  | 68911608 | 588938 | SH |  | DFND |  | 508920 | 285 | 79733 |
| NORFOLK SOUTHERN CORP | COM | 655844108 |  | 3993975 | 16208 | SH |  | DFND |  | 15563 | 0 | 645 |
| NORTHERN TR CORP | COM | 665859104 |  | 289805 | 3275 | SH |  | DFND |  | 3275 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 1199796 | 2199 | SH |  | DFND |  | 2199 | 0 | 0 |
| NOVARTIS AG - ADR | SPONSORED ADR | 66987V109 |  | 2910751 | 32085 | SH |  | DFND |  | 32085 | 0 | 0 |
| NOVO-NORDISK A/S SPONS ADR | ADR | 670100205 |  | 1686336 | 12460 | SH |  | DFND |  | 12460 | 0 | 0 |
| NUVEEN ESG EMERGING MARKETS | NUVEEN ESG EMRGN | 67092P888 |  | 546960 | 21500 | SH |  | DFND |  | 21500 | 0 | 0 |
| NUVEEN PA INVT QUALITY MUN FD | COM | 670972108 |  | 164334 | 14765 | SH |  | DFND |  | 14765 | 0 | 0 |
| NVIDIA CORP | COM | 67066G104 |  | 473055 | 3237 | SH |  | DFND |  | 3237 | 0 | 0 |
| ORACLE SYS CORP | COM | 68389X105 |  | 139063991 | 1701297 | SH |  | DFND |  | 1502660 | 836 | 197801 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 303513 | 1043 | SH |  | DFND |  | 626 | 0 | 417 |
| PAYCHEX INC | COM | 704326107 |  | 557461 | 4824 | SH |  | DFND |  | 3993 | 0 | 831 |
| PAYPAL HOLDINGS INC. | COM | 70450Y103 |  | 591411 | 8304 | SH |  | DFND |  | 8029 | 175 | 100 |
| PEPSICO INC | COM | 713448108 |  | 236708686 | 1310244 | SH |  | DFND |  | 1162490 | 542 | 147212 |
| PFIZER INC | COM | 717081103 |  | 27283865 | 532472 | SH |  | DFND |  | 520519 | 0 | 11953 |
| PHILIP MORRIS INTLINC | COM | 718172109 |  | 26619403 | 263012 | SH |  | DFND |  | 261985 | 0 | 1027 |
| PHILLIPS 66 | COM | 718546104 |  | 1268631 | 12189 | SH |  | DFND |  | 12073 | 0 | 116 |
| PNC FINANCIAL CORP | COM | 693475105 |  | 3140637 | 19885 | SH |  | DFND |  | 19285 | 0 | 600 |
| POWERSHARES FTSE RAFI US 1K | FTSE RAFI 1000 | 46137V613 |  | 2179237 | 14046 | SH |  | DFND |  | 2470 | 0 | 11576 |
| PPG INDS INC | COM | 693506107 |  | 771289 | 6134 | SH |  | DFND |  | 5734 | 0 | 400 |
| PPL CORP COM | COM | 69351T106 |  | 381789 | 13066 | SH |  | DFND |  | 13066 | 0 | 0 |
| PRIMIS FINANCIAL CORP | COM | 74167B109 |  | 118500 | 10000 | SH |  | DFND |  | 10000 | 0 | 0 |
| PROCTER  GAMBLE | COM | 742718109 |  | 37395308 | 246736 | SH |  | DFND |  | 203601 | 0 | 43135 |
| PROGRESSIVE CORP OHIO | COM | 743315103 |  | 787599 | 6072 | SH |  | DFND |  | 6072 | 0 | 0 |
| PUBLIC STORAGE | COM | 74460D109 |  | 1086857 | 3879 | SH |  | DFND |  | 3879 | 0 | 0 |
| PUBLIC SVC ENTERPRISES | COM | 744573106 |  | 1425079 | 23259 | SH |  | DFND |  | 23259 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 14311549 | 130176 | SH |  | DFND |  | 130131 | 0 | 45 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 203907791 | 2020489 | SH |  | DFND |  | 1825442 | 1293 | 193754 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 209954 | 291 | SH |  | DFND |  | 291 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 113340195 | 338390 | SH |  | DFND |  | 297446 | 390 | 40554 |
| SAP SE SPONSORED ADR | SPON ADR | 803054204 |  | 538755 | 5221 | SH |  | DFND |  | 5221 | 0 | 0 |
| SCHLUMBERGER | COM STK | 806857108 |  | 201010 | 3760 | SH |  | DFND |  | 3760 | 0 | 0 |
| SCHWAB (CHARLES) CORP | COM | 808513105 |  | 290577 | 3490 | SH |  | DFND |  | 3490 | 0 | 0 |
| SCHWAB FUNDAMENTAL EM L/C | SCHWB FDT MEK LG | 808524730 |  | 956657 | 38606 | SH |  | DFND |  | 406 | 0 | 38200 |
| SCHWAB FUNDAMENTAL INTL L/C | SCHWB FDT INT LG | 808524755 |  | 734919 | 25281 | SH |  | DFND |  | 371 | 0 | 24910 |
| SCHWAB FUNDAMENTAL LARGE CAP | SCHWAB FDT US LG | 808524771 |  | 9489982 | 177582 | SH |  | DFND |  | 35000 | 0 | 142582 |
| SCHWAB INTERNATIONAL EQUITY ETF | INTL EQTY ETF | 808524805 |  | 300809 | 9339 | SH |  | DFND |  | 9339 | 0 | 0 |
| SCHWAB US DVD EQUITY ETF | US DIVIDEND EQ | 808524797 |  | 480510 | 6361 | SH |  | DFND |  | 6361 | 0 | 0 |
| SCHWAB US LARGE-CAP VALUE ETF | US LCAP VA ETF | 808524409 |  | 830640 | 12582 | SH |  | DFND |  | 12582 | 0 | 0 |
| SCHWAB US MID CAP ETF | US MID CAP ETF | 808524508 |  | 444836 | 6780 | SH |  | DFND |  | 6780 | 0 | 0 |
| SCHWAB US SMALL-CAP ETF | US SML CAP ETF | 808524607 |  | 412380 | 10180 | SH |  | DFND |  | 10180 | 0 | 0 |
| SEI INVESTMENTS CO | COM | 784117103 |  | 388861 | 6670 | SH |  | DFND |  | 6670 | 0 | 0 |
| SHELL PLC - ADR | SPON ADS | 780259305 |  | 1820464 | 31966 | SH |  | DFND |  | 29500 | 0 | 2466 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 3575376 | 15065 | SH |  | DFND |  | 14807 | 258 | 0 |
| SKYWORKS SOLUTIONS INC | COM | 83088M102 |  | 32224388 | 353609 | SH |  | DFND |  | 352394 | 0 | 1215 |
| SNAP-ON INC | COM | 833034101 |  | 1026606 | 4493 | SH |  | DFND |  | 4493 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 467093 | 6541 | SH |  | DFND |  | 6541 | 0 | 0 |
| SPDR GOLD TRUST | GOLD SHS | 78463V107 |  | 1187480 | 7000 | SH |  | DFND |  | 7000 | 0 | 0 |
| SPDR HEALTH CARE SEL SEC | SBI HEALTHCARE | 81369Y209 |  | 317346 | 2336 | SH |  | DFND |  | 1076 | 0 | 1260 |
| SPDR S DIVIDEND ETF | S DIVID ETF | 78464A763 |  | 2724667 | 21778 | SH |  | DFND |  | 5684 | 0 | 16094 |
| SPDR TR UNIT SER 1 | TR UNIT | 78462F103 |  | 53190296 | 139085 | SH |  | DFND |  | 97174 | 0 | 41911 |
| STARBUCKS CORP | COM | 855244109 |  | 106634122 | 1074941 | SH |  | DFND |  | 953397 | 525 | 121019 |
| STRYKER CORP | COM | 863667101 |  | 3154165 | 12901 | SH |  | DFND |  | 12046 | 0 | 855 |
| SYSCO CORP | COM | 871829107 |  | 1433438 | 18750 | SH |  | DFND |  | 18750 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 4156428 | 27888 | SH |  | DFND |  | 27763 | 0 | 125 |
| TECHNOLOGY SELECT SECT SPDR | TECHNOLOGY | 81369Y803 |  | 1245396 | 10008 | SH |  | DFND |  | 7803 | 0 | 2205 |
| TEXAS INSTRUMENTS INC | COM | 882508104 |  | 90303559 | 546566 | SH |  | DFND |  | 493741 | 245 | 52580 |
| THE BLACKSTONE GROUP INC | COM CL A | 09260D107 |  | 574379 | 7742 | SH |  | DFND |  | 7742 | 0 | 0 |
| THE HERSHEY COMPANY | COM | 427866108 |  | 1135388 | 4903 | SH |  | DFND |  | 4903 | 0 | 0 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 474750 | 10590 | SH |  | DFND |  | 10590 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 107423676 | 195071 | SH |  | DFND |  | 180936 | 175 | 13960 |
| TJX COS INC NEW | COM | 872540109 |  | 157503769 | 1978691 | SH |  | DFND |  | 1674554 | 1014 | 303123 |
| TORONTO-DOMINION BANK | COM NEW | 891160509 |  | 210017 | 3243 | SH |  | DFND |  | 3243 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 768171 | 4570 | SH |  | DFND |  | 4570 | 0 | 0 |
| TRANSDIGM GROUP INC. | COM | 893641100 |  | 629650 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 899952 | 4800 | SH |  | DFND |  | 2322 | 0 | 2478 |
| TRUIST FINANCIAL CORP | COM | 89832Q109 |  | 12248576 | 284652 | SH |  | DFND |  | 282411 | 0 | 2241 |
| U S BANCORP | COM NEW | 902973304 |  | 487909 | 11188 | SH |  | DFND |  | 1984 | 0 | 9204 |
| UGI CORP NEW | COM | 902681105 |  | 358022 | 9658 | SH |  | DFND |  | 9658 | 0 | 0 |
| UNILEVER PLC SPONSORED ADR | SPON ADR NEW | 904767704 |  | 15658246 | 310988 | SH |  | DFND |  | 302544 | 0 | 8444 |
| UNION PACIFIC CORP | COM | 907818108 |  | 10933917 | 52803 | SH |  | DFND |  | 51813 | 0 | 990 |
| UNITED PARCEL SVC INC       CL B | CL B | 911312106 |  | 106818668 | 614465 | SH |  | DFND |  | 580785 | 319 | 33361 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 255141245 | 481235 | SH |  | DFND |  | 410121 | 242 | 70872 |
| V F CORPORATION | COM | 918204108 |  | 2340168 | 84758 | SH |  | DFND |  | 84758 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 303830 | 2395 | SH |  | DFND |  | 2395 | 0 | 0 |
| VANGUARD DIVIDEND | DIV APP ETF | 921908844 |  | 39704596 | 261472 | SH |  | DFND |  | 175523 | 0 | 85949 |
| VANGUARD ESG INTL STOCK ETF | ESG INTL STK ETF | 921910725 |  | 1443579 | 29347 | SH |  | DFND |  | 29347 | 0 | 0 |
| VANGUARD ESG US STOCK ETF | ESG US STK ETF | 921910733 |  | 897408 | 13626 | SH |  | DFND |  | 13626 | 0 | 0 |
| VANGUARD FINANCIALS ETF | FINANCIALS ETF | 92204A405 |  | 225522 | 2726 | SH |  | DFND |  | 2726 | 0 | 0 |
| VANGUARD FTSE ALL WORLD SC ETF | FTSE SMCAP ETF | 922042718 |  | 45453549 | 442112 | SH |  | DFND |  | 430652 | 587 | 10873 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | FTSE DEV MKT ETF | 921943858 |  | 3793375 | 90383 | SH |  | DFND |  | 90383 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKET ETF | FTSE EMR MKT ETF | 922042858 |  | 4880218 | 125198 | SH |  | DFND |  | 124222 | 0 | 976 |
| VANGUARD FTSE EUROPE ETF | FTSE EUROPE ETF | 922042874 |  | 41063530 | 740684 | SH |  | DFND |  | 725923 | 0 | 14761 |
| VANGUARD FTSE PACIFIC ETF | INF TECH ETF | 922042866 |  | 65944023 | 1024771 | SH |  | DFND |  | 1007861 | 0 | 16910 |
| VANGUARD GROWTH ETF | GROWTH ETF | 922908736 |  | 686427 | 3221 | SH |  | DFND |  | 3221 | 0 | 0 |
| VANGUARD HIGH DIVIDEND YIELD ETF | HIGH DIV YLD | 921946406 |  | 5110111 | 47224 | SH |  | DFND |  | 46824 | 0 | 400 |
| VANGUARD INFO TECH ETF | INF TECH ETF | 92204A702 |  | 3636163 | 11384 | SH |  | DFND |  | 11384 | 0 | 0 |
| VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF | INT-TERM CORP | 92206C870 |  | 230515 | 2974 | SH |  | DFND |  | 2974 | 0 | 0 |
| VANGUARD LARGE - CAP ETF | LARGE CAP ETF | 922908637 |  | 1499339 | 8607 | SH |  | DFND |  | 8607 | 0 | 0 |
| VANGUARD MID-CAP ETF | MID CAP ETF | 922908629 |  | 1181283 | 5796 | SH |  | DFND |  | 5796 | 0 | 0 |
| VANGUARD MID-CAP GROWTH ETF | MCAP GR INXVIP | 922908538 |  | 238362 | 1326 | SH |  | DFND |  | 1240 | 0 | 86 |
| VANGUARD REIT ETF | REIT ETF | 922908553 |  | 1645806 | 19954 | SH |  | DFND |  | 19954 | 0 | 0 |
| VANGUARD S 500 ETF | S 500 ETF SHS | 922908363 |  | 9505855 | 27056 | SH |  | DFND |  | 16871 | 0 | 10185 |
| VANGUARD S/T CORP BOND ETF | SHRT TRM CORP BD | 92206C409 |  | 306098 | 4071 | SH |  | DFND |  | 4071 | 0 | 0 |
| VANGUARD SHORT TERM BOND ETF | SHORT TRM BOND | 921937827 |  | 3995637 | 53077 | SH |  | DFND |  | 53077 | 0 | 0 |
| VANGUARD SMALL-CAP ETF | SMALL CAP ETF | 922908751 |  | 2182291 | 11890 | SH |  | DFND |  | 11890 | 0 | 0 |
| VANGUARD TAX-EXEMPT BOND INDEX ETF | TAX EXEMPT BD | 922907746 |  | 284568 | 5750 | SH |  | DFND |  | 5750 | 0 | 0 |
| VANGUARD TOTAL BOND MARKET | TOTAL BND MRKT | 921937835 |  | 6844125 | 95269 | SH |  | DFND |  | 16585 | 0 | 78684 |
| VANGUARD TOTAL INTL STOCK INDEX FUND ETF | VG TL INTL STK F | 921909768 |  | 48246899 | 932848 | SH |  | DFND |  | 861253 | 110 | 71485 |
| VANGUARD TOTAL STOCK MARKET | TOTAL STK MKT | 922908769 |  | 43272752 | 226334 | SH |  | DFND |  | 219098 | 0 | 7236 |
| VANGUARD VALUE ETF | VALUE ETF | 922908744 |  | 1049266 | 7475 | SH |  | DFND |  | 4008 | 0 | 3467 |
| VERIZON COMMUNICATIONS | COM | 92343V104 |  | 47565926 | 1207257 | SH |  | DFND |  | 1197396 | 705 | 9156 |
| VISA IN - CLASS A | COM CL A | 92826C839 |  | 4807151 | 23138 | SH |  | DFND |  | 21838 | 0 | 1300 |
| WALMART INC | COM | 931142103 |  | 2904852 | 20487 | SH |  | DFND |  | 20379 | 0 | 108 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 4576033 | 29169 | SH |  | DFND |  | 29169 | 0 | 0 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 298157 | 3180 | SH |  | DFND |  | 3180 | 0 | 0 |
| WELLS FARGO CO | COM | 949746101 |  | 1876796 | 45454 | SH |  | DFND |  | 45454 | 0 | 0 |
| WW GRAINGER INC | COM | 384802104 |  | 409956 | 737 | SH |  | DFND |  | 737 | 0 | 0 |
| YUM BRANDS INC COM | COM | 988498101 |  | 259362 | 2025 | SH |  | DFND |  | 2025 | 0 | 0 |
| ZIMMER HLDGS INC | COM | 98956P102 |  | 415395 | 3258 | SH |  | DFND |  | 2880 | 0 | 378 |
| ZOETIS INC. | CL A | 98978V103 |  | 1518405 | 10361 | SH |  | DFND |  | 10361 | 0 | 0 |

---