# EDGAR Filing Document

**Accession Number:** 0001911735
**File Stem:** 0001911735-23-000002
**Filing Date:** 2023-2
**Character Count:** 14183
**Document Hash:** 31ec12212eecd49bf3fca78f755266cf
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001911735-23-000002.hdr.sgml**: 20230209

**ACCESSION NUMBER**: 0001911735-23-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR/A

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230209

**DATE AS OF CHANGE**: 20230209

**EFFECTIVENESS DATE**: 20230209

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SS&H Financial Advisors, Inc.
- **CENTRAL INDEX KEY:** 0001911735
- **IRS NUMBER:** 382399634
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22494
- **FILM NUMBER:** 23605532

**BUSINESS ADDRESS:**
- **STREET 1:** 50 WEST BIG BEAVER RD
- **STREET 2:** SUITE 225
- **CITY:** TROY
- **STATE:** MI
- **ZIP:** 48084
- **BUSINESS PHONE:** 2485389755

**MAIL ADDRESS:**
- **STREET 1:** 50 WEST BIG BEAVER RD
- **STREET 2:** SUITE 225
- **CITY:** TROY
- **STATE:** MI
- **ZIP:** 48084

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [x] **Amendment Number:** 1

**This Amendment (Check only one.):** [x] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SS Financial Advisors Inc.<br>**Address:** 50 WEST BIG BEAVER RD<br>SUITE 225<br>TROY, MI 48084

**Form 13F File Number:** 028-22494

**CRD Number (if applicable):** 000112256

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Robert T Sinnaeve<br>**Title:** President<br>**Phone:** 2485389755

**Signature, Place, and Date of Signing:**

Robert T Sinnaeve  Troy, MI  02-09-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 113

**Form 13F Information Table Value Total:** $209996650

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 1208194 | 10075 | SH |  | SOLE |  | 0 | 0 | 9875 |
| ABBOTT LABS | COM | 500648100 |  | 3384277 | 30825 | SH |  | SOLE |  | 0 | 0 | 30825 |
| ABBVIE INC | COM | 00287Y109 |  | 8873197 | 54905 | SH |  | SOLE |  | 0 | 0 | 54555 |
| ACCENTURE PLC IRELAND | COM | G1151C101 |  | 2765530 | 10364 | SH |  | SOLE |  | 0 | 0 | 9964 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 463065 | 1376 | SH |  | SOLE |  | 0 | 0 | 1376 |
| AFLAC INC | COM | 001055102 |  | 2201796 | 30606 | SH |  | SOLE |  | 0 | 0 | 30606 |
| ALPHABET INC | COM | 02079K305 |  | 795835 | 9020 | SH |  | SOLE |  | 0 | 0 | 9020 |
| ALPHABET INC | COM | 02079K107 |  | 1496431 | 16865 | SH |  | SOLE |  | 0 | 0 | 16865 |
| AMAZON COM INC | COM | 023135106 |  | 3242820 | 38605 | SH |  | SOLE |  | 0 | 0 | 38605 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 1486039 | 15651 | SH |  | SOLE |  | 0 | 0 | 15201 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 2008134 | 13175 | SH |  | SOLE |  | 0 | 0 | 13175 |
| AMGEN INC | COM | 031162100 |  | 1071309 | 4079 | SH |  | SOLE |  | 0 | 0 | 4079 |
| APPLE INC | COM | 037833100 |  | 11259734 | 86660 | SH |  | SOLE |  | 0 | 0 | 86460 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 299214 | 16200 | SH |  | SOLE |  | 0 | 0 | 16200 |
| AT INC | COM | 00206R102 |  | 1740929 | 94564 | SH |  | SOLE |  | 0 | 0 | 94564 |
| ATMOS ENERGY CORP | COM | 049560105 |  | 713886 | 6370 | SH |  | SOLE |  | 0 | 0 | 6370 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 668808 | 2800 | SH |  | SOLE |  | 0 | 0 | 2800 |
| BANK AMERICA CORP | COM | 060505104 |  | 2127397 | 64233 | SH |  | SOLE |  | 0 | 0 | 64233 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 295465 | 1162 | SH |  | SOLE |  | 0 | 0 | 1162 |
| BOEING CO | COM | 097023105 |  | 560993 | 2945 | SH |  | SOLE |  | 0 | 0 | 2945 |
| BP PLC | COM | 055622104 |  | 400996 | 11480 | SH |  | SOLE |  | 0 | 0 | 11480 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 3307901 | 45975 | SH |  | SOLE |  | 0 | 0 | 44975 |
| CANADIAN PAC RY LTD | COM | 13645T100 |  | 526978 | 7065 | SH |  | SOLE |  | 0 | 0 | 7065 |
| CATERPILLAR INC | COM | 149123101 |  | 868405 | 3625 | SH |  | SOLE |  | 0 | 0 | 3625 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1907979 | 10630 | SH |  | SOLE |  | 0 | 0 | 10630 |
| CIGNA CORP NEW | COM | 125523100 |  | 607015 | 1832 | SH |  | SOLE |  | 0 | 0 | 1832 |
| CIRRUS LOGIC INC | COM | 172755100 |  | 275576 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| CISCO SYS INC | COM | 17275R102 |  | 3369625 | 70731 | SH |  | SOLE |  | 0 | 0 | 70731 |
| CLOROX CO DEL | COM | 189054109 |  | 498172 | 3550 | SH |  | SOLE |  | 0 | 0 | 3175 |
| COCA COLA CO | COM | 191216100 |  | 2837388 | 44606 | SH |  | SOLE |  | 0 | 0 | 44606 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 3255051 | 41313 | SH |  | SOLE |  | 0 | 0 | 41313 |
| COMERICA INC | COM | 200340107 |  | 691296 | 10341 | SH |  | SOLE |  | 0 | 0 | 10341 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 327568 | 2776 | SH |  | SOLE |  | 0 | 0 | 2776 |
| CORNING INC | COM | 219350105 |  | 2097647 | 65675 | SH |  | SOLE |  | 0 | 0 | 65675 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1276751 | 2797 | SH |  | SOLE |  | 0 | 0 | 2797 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 803697 | 5810 | SH |  | SOLE |  | 0 | 0 | 5810 |
| DEERE  CO | COM | 244199105 |  | 1592843 | 3715 | SH |  | SOLE |  | 0 | 0 | 3715 |
| DIAGEO PLC | COM | 25243Q205 |  | 1327516 | 7450 | SH |  | SOLE |  | 0 | 0 | 7300 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 836589 | 13643 | SH |  | SOLE |  | 0 | 0 | 13643 |
| DOW INC | COM | 260557103 |  | 920525 | 18268 | SH |  | SOLE |  | 0 | 0 | 18268 |
| DT MIDSTREAM INC | COM | 23345M107 |  | 304593 | 5512 | SH |  | SOLE |  | 0 | 0 | 5412 |
| DTE ENERGY CO | COM | 233331107 |  | 1031326 | 8775 | SH |  | SOLE |  | 0 | 0 | 8575 |
| EMERSON ELEC CO | COM | 291011104 |  | 1402476 | 14600 | SH |  | SOLE |  | 0 | 0 | 14600 |
| ESSENTIAL UTILS INC | COM | 29670G102 |  | 624022 | 13074 | SH |  | SOLE |  | 0 | 0 | 11824 |
| ETF MANAGERS TR | PRIME CYBR SCRTY | 26924G201 |  | 458120 | 10400 | SH |  | SOLE |  | 0 | 0 | 10400 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 6064735 | 54984 | SH |  | SOLE |  | 0 | 0 | 54984 |
| FEDEX CORP | COM | 31428X106 |  | 476300 | 2750 | SH |  | SOLE |  | 0 | 0 | 2750 |
| FLUOR CORP NEW | COM | 343412102 |  | 1733000 | 50000 | SH |  | SOLE |  | 0 | 0 | 50000 |
| FORD MTR CO DEL | COM | 345370860 |  | 380882 | 32750 | SH |  | SOLE |  | 0 | 0 | 32750 |
| GENERAL ELECTRIC CO | COM | 369604301 |  | 1370721 | 16359 | SH |  | SOLE |  | 0 | 0 | 16359 |
| GENERAL MLS INC | COM | 370334104 |  | 1350656 | 16108 | SH |  | SOLE |  | 0 | 0 | 16108 |
| GLOBAL PMTS INC | COM | 37940X102 |  | 1078615 | 10860 | SH |  | SOLE |  | 0 | 0 | 10710 |
| GRACO INC | COM | 384109104 |  | 233661 | 3474 | SH |  | SOLE |  | 0 | 0 | 3474 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1189365 | 5550 | SH |  | SOLE |  | 0 | 0 | 5350 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 |  | 1058821 | 4590 | SH |  | SOLE |  | 0 | 0 | 4590 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 1685295 | 7650 | SH |  | SOLE |  | 0 | 0 | 7650 |
| INTEL CORP | COM | 458140100 |  | 1394605 | 52766 | SH |  | SOLE |  | 0 | 0 | 52116 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 3878561 | 27529 | SH |  | SOLE |  | 0 | 0 | 27529 |
| INTUIT | COM | 461202103 |  | 470178 | 1208 | SH |  | SOLE |  | 0 | 0 | 1208 |
| INVESCO EXCHANGE TRADED FD T | WATER RES ETF | 46137V142 |  | 371088 | 7200 | SH |  | SOLE |  | 0 | 0 | 7200 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 221653 | 10066 | SH |  | SOLE |  | 0 | 0 | 10066 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 212534 | 1900 | SH |  | SOLE |  | 0 | 0 | 1900 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 1486048 | 48675 | SH |  | SOLE |  | 0 | 0 | 48675 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3942828 | 22320 | SH |  | SOLE |  | 0 | 0 | 22320 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 13850653 | 103286 | SH |  | SOLE |  | 0 | 0 | 103286 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 993554 | 7319 | SH |  | SOLE |  | 0 | 0 | 7319 |
| LAM RESEARCH CORP | COM | 512807108 |  | 1341177 | 3191 | SH |  | SOLE |  | 0 | 0 | 3191 |
| LAUDER ESTEE COS INC | COM | 518439104 |  | 1136344 | 4580 | SH |  | SOLE |  | 0 | 0 | 4580 |
| LILLY ELI  CO | COM | 532457108 |  | 302184 | 826 | SH |  | SOLE |  | 0 | 0 | 826 |
| MAIN STR CAP CORP | COM | 56035L104 |  | 908970 | 24600 | SH |  | SOLE |  | 0 | 0 | 24600 |
| MARATHON OIL CORP | COM | 565849106 |  | 393408 | 14533 | SH |  | SOLE |  | 0 | 0 | 14533 |
| MARATHON PETE CORP | COM | 56585A102 |  | 541214 | 4650 | SH |  | SOLE |  | 0 | 0 | 4150 |
| MARRIOTT INTL INC NEW | COM | 571903202 |  | 640227 | 4300 | SH |  | SOLE |  | 0 | 0 | 4300 |
| MASCO CORP | COM | 574599106 |  | 420030 | 9000 | SH |  | SOLE |  | 0 | 0 | 9000 |
| MASTERCARD INCORPORATED | COM | 57636Q104 |  | 620698 | 1785 | SH |  | SOLE |  | 0 | 0 | 1785 |
| MCCORMICK  CO INC | COM | 579780206 |  | 345651 | 4170 | SH |  | SOLE |  | 0 | 0 | 4170 |
| MCDONALDS CORP | COM | 580135101 |  | 274071 | 1040 | SH |  | SOLE |  | 0 | 0 | 1040 |
| MCKESSON CORP | COM | 58155Q103 |  | 1275408 | 3400 | SH |  | SOLE |  | 0 | 0 | 3400 |
| MERCK  CO INC | COM | 58933Y105 |  | 5092605 | 45900 | SH |  | SOLE |  | 0 | 0 | 45900 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 1265244 | 25315 | SH |  | SOLE |  | 0 | 0 | 25315 |
| MICROSOFT CORP | COM | 594918104 |  | 10104576 | 42134 | SH |  | SOLE |  | 0 | 0 | 41734 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 2500476 | 29910 | SH |  | SOLE |  | 0 | 0 | 29910 |
| NIKE INC | COM | 654106103 |  | 2150410 | 18378 | SH |  | SOLE |  | 0 | 0 | 16918 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 1601730 | 6500 | SH |  | SOLE |  | 0 | 0 | 6500 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 739302 | 1355 | SH |  | SOLE |  | 0 | 0 | 1355 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1926125 | 13180 | SH |  | SOLE |  | 0 | 0 | 13180 |
| ORACLE CORP | COM | 68389X105 |  | 3275158 | 40068 | SH |  | SOLE |  | 0 | 0 | 40068 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 386368 | 5425 | SH |  | SOLE |  | 0 | 0 | 5425 |
| PEPSICO INC | COM | 713448108 |  | 5455751 | 30199 | SH |  | SOLE |  | 0 | 0 | 30199 |
| PFIZER INC | COM | 717081103 |  | 4964644 | 96890 | SH |  | SOLE |  | 0 | 0 | 96890 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 11076459 | 73083 | SH |  | SOLE |  | 0 | 0 | 73083 |
| PROSHARES TR | PET CARE ETF | 74348A145 |  | 228459 | 4850 | SH |  | SOLE |  | 0 | 0 | 4850 |
| RAYTHEON TECHNOLOGIES CORP | COM | 755111507 |  | 425277 | 4214 | SH |  | SOLE |  | 0 | 0 | 4014 |
| REALTY INCOME CORP | COM | 756109104 |  | 456696 | 7200 | SH |  | SOLE |  | 0 | 0 | 7200 |
| S GLOBAL INC | COM | 78409V104 |  | 4232637 | 12637 | SH |  | SOLE |  | 0 | 0 | 12637 |
| SCHLUMBERGER LTD | COM | 806857108 |  | 430406 | 8051 | SH |  | SOLE |  | 0 | 0 | 8051 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 4407455 | 18571 | SH |  | SOLE |  | 0 | 0 | 18571 |
| SMUCKER J M CO | COM | 832696405 |  | 507072 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1843817 | 10869 | SH |  | SOLE |  | 0 | 0 | 10869 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 990876 | 2591 | SH |  | SOLE |  | 0 | 0 | 2591 |
| STARBUCKS CORP | COM | 855244109 |  | 411085 | 4144 | SH |  | SOLE |  | 0 | 0 | 4144 |
| STRYKER CORPORATION | COM | 863667101 |  | 464531 | 1900 | SH |  | SOLE |  | 0 | 0 | 1900 |
| TC ENERGY CORP | COM | 87807B107 |  | 334824 | 8400 | SH |  | SOLE |  | 0 | 0 | 8400 |
| TESLA INC | COM | 88160R101 |  | 242665 | 1970 | SH |  | SOLE |  | 0 | 0 | 1970 |
| TJX COS INC NEW | COM | 872540109 |  | 541280 | 6800 | SH |  | SOLE |  | 0 | 0 | 6000 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 2356561 | 10475 | SH |  | SOLE |  | 0 | 0 | 10475 |
| UNION PAC CORP | COM | 907818108 |  | 3673008 | 17738 | SH |  | SOLE |  | 0 | 0 | 17738 |
| US BANCORP DEL | COM | 902973304 |  | 436798 | 10016 | SH |  | SOLE |  | 0 | 0 | 10016 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 2156005 | 54721 | SH |  | SOLE |  | 0 | 0 | 53971 |
| VIATRIS INC | COM | 92556V106 |  | 982067 | 88236 | SH |  | SOLE |  | 0 | 0 | 88236 |
| VISA INC | COM | 92826C839 |  | 2257222 | 10865 | SH |  | SOLE |  | 0 | 0 | 10865 |
| WALGREENS BOOTS ALLIANCE INC | COM | 931427108 |  | 1431448 | 38315 | SH |  | SOLE |  | 0 | 0 | 37815 |
| ZOETIS INC | COM | 98978V103 |  | 791370 | 5400 | SH |  | SOLE |  | 0 | 0 | 5400 |

---