# EDGAR Filing Document

**Accession Number:** 0001843110
**File Stem:** 0001843110-23-000001
**Filing Date:** 2023-1
**Character Count:** 44542
**Document Hash:** 1904ccca2a79f9139acb7a9d00f7da22
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001843110-23-000001.hdr.sgml**: 20230123

**ACCESSION NUMBER**: 0001843110-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230123

**DATE AS OF CHANGE**: 20230120

**EFFECTIVENESS DATE**: 20230123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Annapolis Financial Services, LLC
- **CENTRAL INDEX KEY:** 0001843110
- **IRS NUMBER:** 522258532
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20662
- **FILM NUMBER:** 23542068

**BUSINESS ADDRESS:**
- **STREET 1:** 582 BELLERIVE ROAD, SUITE 4D
- **CITY:** ANNAPOLIS
- **STATE:** MD
- **ZIP:** 21409
- **BUSINESS PHONE:** 410-626-8198

**MAIL ADDRESS:**
- **STREET 1:** 582 BELLERIVE ROAD, SUITE 4D
- **CITY:** ANNAPOLIS
- **STATE:** MD
- **ZIP:** 21409

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Annapolis Financial Services LLC<br>**Address:** 582 BELLERIVE ROAD SUITE 4D<br>ANNAPOLIS, MD 21409

**Form 13F File Number:** 028-20662

**CRD Number (if applicable):** 000123095

**SEC File Number (if applicable):** 801-95167

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lyn Dippel<br>**Title:** Chief Compliance Officer<br>**Phone:** 410-626-8198

**Signature, Place, and Date of Signing:**

Lyn Dippel  Annapolis, MD  01-20-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 434

**Form 13F Information Table Value Total:** $308548689

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 69314 | 578 | SH |  | SOLE |  | 0 | 0 | 578 |
| ABBOTT LABS | COM | 002824100 |  | 152498 | 1389 | SH |  | SOLE |  | 0 | 0 | 1389 |
| ABBVIE INC | COM | 00287Y109 |  | 175993 | 1089 | SH |  | SOLE |  | 0 | 0 | 1089 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 3736 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 2019 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 259 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| AFLAC INC | COM | 001055102 |  | 25179 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 264 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 211487 | 2397 | SH |  | SOLE |  | 0 | 0 | 2397 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1012143 | 11407 | SH |  | SOLE |  | 0 | 0 | 11407 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 7634 | 167 | SH |  | SOLE |  | 0 | 0 | 167 |
| AMAZON COM INC | COM | 023135106 |  | 293916 | 3499 | SH |  | SOLE |  | 0 | 0 | 3499 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 |  | 28310 | 510 | SH |  | SOLE |  | 0 | 0 | 510 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 1409623 | 27941 | SH |  | SOLE |  | 0 | 0 | 27941 |
| AMERICAN CENTY ETF TR | AVANTIS RESPON U | 025072281 |  | 23236 | 508 | SH |  | SOLE |  | 0 | 0 | 508 |
| AMERICAN CENTY ETF TR | AVANTIS US SMALL | 025072323 |  | 42700 | 985 | SH |  | SOLE |  | 0 | 0 | 985 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 9875558 | 185666 | SH |  | SOLE |  | 0 | 0 | 185666 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 1310646 | 23679 | SH |  | SOLE |  | 0 | 0 | 23679 |
| AMERICAN CENTY ETF TR | REAL ESTATE ETF | 025072356 |  | 21958 | 534 | SH |  | SOLE |  | 0 | 0 | 534 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 4180915 | 61475 | SH |  | SOLE |  | 0 | 0 | 61475 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 46376 | 924 | SH |  | SOLE |  | 0 | 0 | 924 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 1302824 | 17485 | SH |  | SOLE |  | 0 | 0 | 17485 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 10634 | 112 | SH |  | SOLE |  | 0 | 0 | 112 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 25118 | 170 | SH |  | SOLE |  | 0 | 0 | 170 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 8727 | 138 | SH |  | SOLE |  | 0 | 0 | 138 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 22881 | 108 | SH |  | SOLE |  | 0 | 0 | 108 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 2180 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| AMGEN INC | COM | 031162100 |  | 70913 | 270 | SH |  | SOLE |  | 0 | 0 | 270 |
| ANALOG DEVICES INC | COM | 032654105 |  | 11974 | 73 | SH |  | SOLE |  | 0 | 0 | 73 |
| ANSYS INC | COM | 03662Q105 |  | 7731 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 7974 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| APPLE INC | COM | 037833100 |  | 1557183 | 11985 | SH |  | SOLE |  | 0 | 0 | 11985 |
| APTIV PLC | SHS | G6095L109 |  | 11641 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| ARCH CAP GROUP LTD | ORD | G0450A105 |  | 148475 | 2365 | SH |  | SOLE |  | 0 | 0 | 2365 |
| ARK ETF TR | AUTNMUS TECHNLGY | 00214Q203 |  | 1230 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 5280 | 169 | SH |  | SOLE |  | 0 | 0 | 169 |
| AT INC | COM | 00206R102 |  | 39548 | 2148 | SH |  | SOLE |  | 0 | 0 | 2148 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 227156 | 951 | SH |  | SOLE |  | 0 | 0 | 951 |
| AUTONATION INC | COM | 05329W102 |  | 124468 | 1160 | SH |  | SOLE |  | 0 | 0 | 1160 |
| BANK AMERICA CORP | COM | 060505104 |  | 396395 | 11968 | SH |  | SOLE |  | 0 | 0 | 11968 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 1780 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 468711 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3244068 | 10502 | SH |  | SOLE |  | 0 | 0 | 10502 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 |  | 4468 | 72 | SH |  | SOLE |  | 0 | 0 | 72 |
| BLACKROCK INC | COM | 09247X101 |  | 36849 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| BLOCK H  R INC | COM | 093671105 |  | 3140 | 86 | SH |  | SOLE |  | 0 | 0 | 86 |
| BOEING CO | COM | 097023105 |  | 38288 | 201 | SH |  | SOLE |  | 0 | 0 | 201 |
| BRIGHTHOUSE FINL INC | COM | 10922N103 |  | 51 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 222038 | 3086 | SH |  | SOLE |  | 0 | 0 | 3086 |
| BROADCOM INC | COM | 11135F101 |  | 44171 | 79 | SH |  | SOLE |  | 0 | 0 | 79 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 |  | 26826 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| BROOKFIELD RENEWABLE CORP | CL A SUB VTG | 11284V105 |  | 26273 | 954 | SH |  | SOLE |  | 0 | 0 | 954 |
| BROWN  BROWN INC | COM | 115236101 |  | 68364 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| BROWN FORMAN CORP | CL A | 115637100 |  | 35510 | 540 | SH |  | SOLE |  | 0 | 0 | 540 |
| BROWN FORMAN CORP | CL B | 115637209 |  | 589215 | 8971 | SH |  | SOLE |  | 0 | 0 | 8971 |
| CALLON PETE CO DEL | COM | 13123X508 |  | 14057 | 379 | SH |  | SOLE |  | 0 | 0 | 379 |
| CANADIAN PAC RY LTD | COM | 13645T100 |  | 40204 | 539 | SH |  | SOLE |  | 0 | 0 | 539 |
| CANOPY GROWTH CORP | COM | 138035100 |  | 58 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 28765 | 309 | SH |  | SOLE |  | 0 | 0 | 309 |
| CARGURUS INC | COM CL A | 141788109 |  | 14010 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 12375 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| CATERPILLAR INC | COM | 149123101 |  | 17727 | 74 | SH |  | SOLE |  | 0 | 0 | 74 |
| CENTENE CORP DEL | COM | 15135B101 |  | 7217 | 88 | SH |  | SOLE |  | 0 | 0 | 88 |
| CENTRAIS ELETRICAS BRASILEIR | SPONSORED ADR | 15234Q207 |  | 3148 | 397 | SH |  | SOLE |  | 0 | 0 | 397 |
| CHEVRON CORP NEW | COM | 166764100 |  | 147720 | 823 | SH |  | SOLE |  | 0 | 0 | 823 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 23587 | 17 | SH |  | SOLE |  | 0 | 0 | 17 |
| CHUBB LIMITED | COM | H1467J104 |  | 38164 | 173 | SH |  | SOLE |  | 0 | 0 | 173 |
| CIGNA CORP NEW | COM | 125523100 |  | 139494 | 421 | SH |  | SOLE |  | 0 | 0 | 421 |
| CISCO SYS INC | COM | 17275R102 |  | 618605 | 12985 | SH |  | SOLE |  | 0 | 0 | 12985 |
| CITIGROUP INC | COM NEW | 172967424 |  | 1493 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| COCA COLA CO | COM | 191216100 |  | 44145 | 694 | SH |  | SOLE |  | 0 | 0 | 694 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 49483 | 1415 | SH |  | SOLE |  | 0 | 0 | 1415 |
| CONDUENT INC | COM | 206787103 |  | 207 | 51 | SH |  | SOLE |  | 0 | 0 | 51 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 22774 | 193 | SH |  | SOLE |  | 0 | 0 | 193 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 28593 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 17381 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 8018 | 93 | SH |  | SOLE |  | 0 | 0 | 93 |
| CORBUS PHARMACEUTICALS HLDGS | COM | 21833P103 |  | 77 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| CORNING INC | COM | 219350105 |  | 3194 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| CORTEVA INC | COM | 22052L104 |  | 4996 | 85 | SH |  | SOLE |  | 0 | 0 | 85 |
| COSTAR GROUP INC | COM | 22160N109 |  | 16229 | 210 | SH |  | SOLE |  | 0 | 0 | 210 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 64450 | 141 | SH |  | SOLE |  | 0 | 0 | 141 |
| COTY INC | COM CL A | 222070203 |  | 2303 | 269 | SH |  | SOLE |  | 0 | 0 | 269 |
| CRH PLC | ADR | 12626K203 |  | 4059 | 102 | SH |  | SOLE |  | 0 | 0 | 102 |
| CROWN CASTLE INC | COM | 22822V101 |  | 136 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| CSX CORP | COM | 126408103 |  | 55764 | 1800 | SH |  | SOLE |  | 0 | 0 | 1800 |
| CUBESMART | COM | 229663109 |  | 598719 | 14875 | SH |  | SOLE |  | 0 | 0 | 14875 |
| CVS HEALTH CORP | COM | 126650100 |  | 162151 | 1740 | SH |  | SOLE |  | 0 | 0 | 1740 |
| D R HORTON INC | COM | 23331A109 |  | 40113 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| DANAHER CORPORATION | COM | 235851102 |  | 702301 | 2646 | SH |  | SOLE |  | 0 | 0 | 2646 |
| DBV TECHNOLOGIES S A | SPONSORED ADR | 23306J101 |  | 413 | 270 | SH |  | SOLE |  | 0 | 0 | 270 |
| DEERE  CO | COM | 244199105 |  | 58311 | 136 | SH |  | SOLE |  | 0 | 0 | 136 |
| DESKTOP METAL INC | COM CL A | 25058X105 |  | 680 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 11761 | 66 | SH |  | SOLE |  | 0 | 0 | 66 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 256428 | 6176 | SH |  | SOLE |  | 0 | 0 | 6176 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 |  | 37588 | 1334 | SH |  | SOLE |  | 0 | 0 | 1334 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 4536817 | 206689 | SH |  | SOLE |  | 0 | 0 | 206689 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 937913 | 22787 | SH |  | SOLE |  | 0 | 0 | 22787 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 34483 | 1241 | SH |  | SOLE |  | 0 | 0 | 1241 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 508592 | 16730 | SH |  | SOLE |  | 0 | 0 | 16730 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 7477044 | 298604 | SH |  | SOLE |  | 0 | 0 | 298604 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 331389 | 15029 | SH |  | SOLE |  | 0 | 0 | 15029 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 311562 | 14028 | SH |  | SOLE |  | 0 | 0 | 14028 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 376408 | 7873 | SH |  | SOLE |  | 0 | 0 | 7873 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 8278455 | 179615 | SH |  | SOLE |  | 0 | 0 | 179615 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 13701023 | 507070 | SH |  | SOLE |  | 0 | 0 | 507070 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 2875845 | 118445 | SH |  | SOLE |  | 0 | 0 | 118445 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 1865400 | 44831 | SH |  | SOLE |  | 0 | 0 | 44831 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 775427 | 32296 | SH |  | SOLE |  | 0 | 0 | 32296 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 1638176 | 48930 | SH |  | SOLE |  | 0 | 0 | 48930 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 1069619 | 50573 | SH |  | SOLE |  | 0 | 0 | 50573 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 3541890 | 69245 | SH |  | SOLE |  | 0 | 0 | 69245 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 65318 | 2637 | SH |  | SOLE |  | 0 | 0 | 2637 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 116144 | 4659 | SH |  | SOLE |  | 0 | 0 | 4659 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 2836357 | 64536 | SH |  | SOLE |  | 0 | 0 | 64536 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 967914 | 44811 | SH |  | SOLE |  | 0 | 0 | 44811 |
| DISNEY WALT CO | COM | 254687106 |  | 104690 | 1205 | SH |  | SOLE |  | 0 | 0 | 1205 |
| DOLLAR GEN CORP NEW | COM | 256677105 |  | 156369 | 635 | SH |  | SOLE |  | 0 | 0 | 635 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 29985 | 489 | SH |  | SOLE |  | 0 | 0 | 489 |
| DOUGLAS DYNAMICS INC | COM | 25960R105 |  | 14470 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| DOW INC | COM | 260557103 |  | 10128 | 201 | SH |  | SOLE |  | 0 | 0 | 201 |
| DRAFTKINGS INC NEW | COM CL A | 26142V105 |  | 228 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| DUFF  PHELPS UTLITY AND INF | COM | 26433C105 |  | 20265 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 5834 | 85 | SH |  | SOLE |  | 0 | 0 | 85 |
| EASTMAN CHEM CO | COM | 277432100 |  | 3339 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| EATON CORP PLC | SHS | G29183103 |  | 5650 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| EBAY INC. | COM | 278642103 |  | 7465 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 15519 | 208 | SH |  | SOLE |  | 0 | 0 | 208 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 6089 | 513 | SH |  | SOLE |  | 0 | 0 | 513 |
| EQUINOR ASA | SPONSORED ADR | 29446M102 |  | 1611 | 45 | SH |  | SOLE |  | 0 | 0 | 45 |
| EQUITY RESIDENTIAL | SH BEN INT | 29476L107 |  | 13747 | 233 | SH |  | SOLE |  | 0 | 0 | 233 |
| EXELON CORP | COM | 30161N101 |  | 12061 | 279 | SH |  | SOLE |  | 0 | 0 | 279 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 227990 | 2067 | SH |  | SOLE |  | 0 | 0 | 2067 |
| F ANNUITIES  LIFE INC | COMMON STOCK | 30190A104 |  | 400 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| FASTENAL CO | COM | 311900104 |  | 82763 | 1749 | SH |  | SOLE |  | 0 | 0 | 1749 |
| FEDEX CORP | COM | 31428X106 |  | 27641 | 160 | SH |  | SOLE |  | 0 | 0 | 160 |
| FIDELITY NATIONAL FINANCIAL | FNF GROUP COM | 31620R303 |  | 11286 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| FIRSTENERGY CORP | COM | 337932107 |  | 9520 | 227 | SH |  | SOLE |  | 0 | 0 | 227 |
| FIVE BELOW INC | COM | 33829M101 |  | 11850 | 67 | SH |  | SOLE |  | 0 | 0 | 67 |
| FMC CORP | COM NEW | 302491303 |  | 106 | 85 | SH |  | SOLE |  | 0 | 0 | 85 |
| FORD MTR CO DEL | COM | 345370860 |  | 3713 | 319 | SH |  | SOLE |  | 0 | 0 | 319 |
| FORTIVE CORP | COM | 34959J108 |  | 80312 | 1250 | SH |  | SOLE |  | 0 | 0 | 1250 |
| FRESENIUS MED CARE AG KGA | SPONSORED ADR | 358029106 |  | 38040 | 2328 | SH |  | SOLE |  | 0 | 0 | 2328 |
| FS CREDIT OPPORTUNITIES CORP | COMMON STOCK | 30290Y101 |  | 10513 | 2232 | SH |  | SOLE |  | 0 | 0 | 2232 |
| GENERAC HLDGS INC | COM | 368736104 |  | 2013 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 38751 | 156 | SH |  | SOLE |  | 0 | 0 | 156 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 32644 | 390 | SH |  | SOLE |  | 0 | 0 | 390 |
| GENERAL MTRS CO | COM | 37045V100 |  | 19478 | 579 | SH |  | SOLE |  | 0 | 0 | 579 |
| GENUINE PARTS CO | COM | 372460105 |  | 20474 | 118 | SH |  | SOLE |  | 0 | 0 | 118 |
| GERON CORP | COM | 374163103 |  | 242 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 172 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| GLOBAL MED REIT INC | COM NEW | 37954A204 |  | 42339 | 4466 | SH |  | SOLE |  | 0 | 0 | 4466 |
| GLOBANT S A | COM | L44385109 |  | 12948 | 77 | SH |  | SOLE |  | 0 | 0 | 77 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 18135 | 53 | SH |  | SOLE |  | 0 | 0 | 53 |
| GRAND CANYON ED INC | COM | 38526M106 |  | 11623 | 110 | SH |  | SOLE |  | 0 | 0 | 110 |
| HANESBRANDS INC | COM | 410345102 |  | 1062 | 167 | SH |  | SOLE |  | 0 | 0 | 167 |
| HANNON ARMSTRONG SUST INFR C | COM | 41068X100 |  | 247416 | 8537 | SH |  | SOLE |  | 0 | 0 | 8537 |
| HEICO CORP NEW | COM | 422806109 |  | 15210 | 99 | SH |  | SOLE |  | 0 | 0 | 99 |
| HENRY SCHEIN INC | COM | 806407102 |  | 199675 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 1596 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| HOME DEPOT INC | COM | 437076102 |  | 275745 | 873 | SH |  | SOLE |  | 0 | 0 | 873 |
| HONEYWELL INTL INC | COM | 438516106 |  | 49718 | 232 | SH |  | SOLE |  | 0 | 0 | 232 |
| HP INC | COM | 40434L105 |  | 2687 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| HUMANA INC | COM | 444859102 |  | 32780 | 64 | SH |  | SOLE |  | 0 | 0 | 64 |
| IDEXX LABS INC | COM | 45168D104 |  | 8567 | 21 | SH |  | SOLE |  | 0 | 0 | 21 |
| ILLUMINA INC | COM | 452327109 |  | 20220 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| INFOSYS LTD | SPONSORED ADR | 456788108 |  | 3458 | 192 | SH |  | SOLE |  | 0 | 0 | 192 |
| INTEL CORP | COM | 458140100 |  | 16069 | 608 | SH |  | SOLE |  | 0 | 0 | 608 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 1641 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 58328 | 414 | SH |  | SOLE |  | 0 | 0 | 414 |
| INTERPUBLIC GROUP COS INC | COM | 460690100 |  | 164551 | 4940 | SH |  | SOLE |  | 0 | 0 | 4940 |
| INVESCO EXCHANGE TRADED FD T | DIVID ACHIEVEV | 46137V506 |  | 146080 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| INVESCO EXCHANGE TRADED FD T | NASDAQ INTERNT | 46137V530 |  | 40406 | 360 | SH |  | SOLE |  | 0 | 0 | 360 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 |  | 40854 | 168 | SH |  | SOLE |  | 0 | 0 | 168 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 7366731 | 52154 | SH |  | SOLE |  | 0 | 0 | 52154 |
| INVESCO EXCHANGE TRADED FD T | WILDERHIL CLAN | 46137V134 |  | 60255 | 1572 | SH |  | SOLE |  | 0 | 0 | 1572 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 143014 | 537 | SH |  | SOLE |  | 0 | 0 | 537 |
| IONQ INC | COM | 46222L108 |  | 16705 | 4842 | SH |  | SOLE |  | 0 | 0 | 4842 |
| IRONNET INC | COM | 46323Q105 |  | 80 | 348 | SH |  | SOLE |  | 0 | 0 | 348 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1500303 | 32126 | SH |  | SOLE |  | 0 | 0 | 32126 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 46900 | 988 | SH |  | SOLE |  | 0 | 0 | 988 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 29596 | 309 | SH |  | SOLE |  | 0 | 0 | 309 |
| ISHARES TR | COHEN STEER REIT | 464287564 |  | 14697 | 268 | SH |  | SOLE |  | 0 | 0 | 268 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2715420 | 44053 | SH |  | SOLE |  | 0 | 0 | 44053 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 3252453 | 13446 | SH |  | SOLE |  | 0 | 0 | 13446 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1223801 | 12931 | SH |  | SOLE |  | 0 | 0 | 12931 |
| ISHARES TR | CORE S ETF | 464287200 |  | 4945986 | 12873 | SH |  | SOLE |  | 0 | 0 | 12873 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 123565 | 1274 | SH |  | SOLE |  | 0 | 0 | 1274 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 142443 | 2522 | SH |  | SOLE |  | 0 | 0 | 2522 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 1690401 | 6607 | SH |  | SOLE |  | 0 | 0 | 6607 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 114396 | 5763 | SH |  | SOLE |  | 0 | 0 | 5763 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 11420 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| ISHARES TR | MBS ETF | 464288588 |  | 100819 | 1087 | SH |  | SOLE |  | 0 | 0 | 1087 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 75098 | 1280 | SH |  | SOLE |  | 0 | 0 | 1280 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 2377 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 2656713 | 40474 | SH |  | SOLE |  | 0 | 0 | 40474 |
| ISHARES TR | MSCI GBL SUS DEV | 46435G532 |  | 820664 | 10400 | SH |  | SOLE |  | 0 | 0 | 10400 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 |  | 1240962 | 17286 | SH |  | SOLE |  | 0 | 0 | 17286 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 72100 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 190119 | 1668 | SH |  | SOLE |  | 0 | 0 | 1668 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 20058 | 657 | SH |  | SOLE |  | 0 | 0 | 657 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 22067 | 103 | SH |  | SOLE |  | 0 | 0 | 103 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 910 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 5363 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 179479 | 1294 | SH |  | SOLE |  | 0 | 0 | 1294 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 1842834 | 17494 | SH |  | SOLE |  | 0 | 0 | 17494 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 455288 | 6750 | SH |  | SOLE |  | 0 | 0 | 6750 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 13251 | 76 | SH |  | SOLE |  | 0 | 0 | 76 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 30362 | 519 | SH |  | SOLE |  | 0 | 0 | 519 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 10854 | 90 | SH |  | SOLE |  | 0 | 0 | 90 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 480291 | 5260 | SH |  | SOLE |  | 0 | 0 | 5260 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 6599 | 62 | SH |  | SOLE |  | 0 | 0 | 62 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 19241 | 366 | SH |  | SOLE |  | 0 | 0 | 366 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 |  | 84290 | 974 | SH |  | SOLE |  | 0 | 0 | 974 |
| JANUS HENDERSON GROUP PLC | ORD SHS | G4474Y214 |  | 2399 | 102 | SH |  | SOLE |  | 0 | 0 | 102 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 395873 | 2241 | SH |  | SOLE |  | 0 | 0 | 2241 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 18560 | 290 | SH |  | SOLE |  | 0 | 0 | 290 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 197538 | 1473 | SH |  | SOLE |  | 0 | 0 | 1473 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 72 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| KROGER CO | COM | 501044101 |  | 14120 | 317 | SH |  | SOLE |  | 0 | 0 | 317 |
| KYNDRYL HLDGS INC | COMMON STOCK | 50155Q100 |  | 890 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| LABORATORY CORP AMER HLDGS | COM NEW | 50540R409 |  | 11774 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| LENNAR CORP | CL A | 526057104 |  | 19820 | 219 | SH |  | SOLE |  | 0 | 0 | 219 |
| LILLY ELI  CO | COM | 532457108 |  | 196090 | 536 | SH |  | SOLE |  | 0 | 0 | 536 |
| LINCOLN NATL CORP IND | COM | 534187109 |  | 7680 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| LINDE PLC | SHS | G5494J103 |  | 10112 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| LIVE NATION ENTERTAINMENT IN | COM | 538034109 |  | 1395 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| LIVERAMP HLDGS INC | COM | 53815P108 |  | 10853 | 463 | SH |  | SOLE |  | 0 | 0 | 463 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 6811 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| LOWES COS INC | COM | 548661107 |  | 82485 | 414 | SH |  | SOLE |  | 0 | 0 | 414 |
| LULULEMON ATHLETICA INC | COM | 550021109 |  | 320380 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| M  T BK CORP | COM | 55261F104 |  | 31623 | 218 | SH |  | SOLE |  | 0 | 0 | 218 |
| MAGNA INTL INC | COM | 559222401 |  | 18090 | 322 | SH |  | SOLE |  | 0 | 0 | 322 |
| MARATHON PETE CORP | COM | 56585A102 |  | 9660 | 83 | SH |  | SOLE |  | 0 | 0 | 83 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 78239 | 225 | SH |  | SOLE |  | 0 | 0 | 225 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 33156 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| MCDONALDS CORP | COM | 580135101 |  | 493592 | 1873 | SH |  | SOLE |  | 0 | 0 | 1873 |
| MDU RES GROUP INC | COM | 552690109 |  | 29976 | 988 | SH |  | SOLE |  | 0 | 0 | 988 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 78 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| MERCK  CO INC | COM | 58933Y105 |  | 245421 | 2212 | SH |  | SOLE |  | 0 | 0 | 2212 |
| META PLATFORMS INC | CL A | 30303M102 |  | 405305 | 3368 | SH |  | SOLE |  | 0 | 0 | 3368 |
| METLIFE INC | COM | 59156R108 |  | 7599 | 105 | SH |  | SOLE |  | 0 | 0 | 105 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 19992 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| MICROSOFT CORP | COM | 594918104 |  | 812990 | 3390 | SH |  | SOLE |  | 0 | 0 | 3390 |
| MODERNA INC | COM | 60770K107 |  | 7005 | 39 | SH |  | SOLE |  | 0 | 0 | 39 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 12930 | 194 | SH |  | SOLE |  | 0 | 0 | 194 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 237801 | 2797 | SH |  | SOLE |  | 0 | 0 | 2797 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 3608 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| NASDAQ INC | COM | 631103108 |  | 8282 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| NAVIENT CORPORATION | COM | 63938C108 |  | 9463 | 575 | SH |  | SOLE |  | 0 | 0 | 575 |
| NCR CORP NEW | COM | 62886E108 |  | 281 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| NETFLIX INC | COM | 64110L106 |  | 93182 | 316 | SH |  | SOLE |  | 0 | 0 | 316 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 741198 | 8866 | SH |  | SOLE |  | 0 | 0 | 8866 |
| NICE LTD | SPONSORED ADR | 653656108 |  | 2115 | 11 | SH |  | SOLE |  | 0 | 0 | 11 |
| NIKE INC | CL B | 654106103 |  | 6085 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 77129 | 313 | SH |  | SOLE |  | 0 | 0 | 313 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 21824 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 14606 | 161 | SH |  | SOLE |  | 0 | 0 | 161 |
| NOVAVAX INC | COM NEW | 670002401 |  | 1542 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| NUVEEN MUN VALUE FD INC | COM | 670928100 |  | 31820 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 7161 | 49 | SH |  | SOLE |  | 0 | 0 | 49 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 12958 | 82 | SH |  | SOLE |  | 0 | 0 | 82 |
| OCEANFIRST FINL CORP | COM | 675234108 |  | 37188 | 1750 | SH |  | SOLE |  | 0 | 0 | 1750 |
| OGE ENERGY CORP | COM | 670837103 |  | 21120 | 534 | SH |  | SOLE |  | 0 | 0 | 534 |
| ON HLDG AG | NAMEN AKT A | H5919C104 |  | 6864 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| OPENDOOR TECHNOLOGIES INC | COM | 683712103 |  | 348 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| ORACLE CORP | COM | 68389X105 |  | 11444 | 140 | SH |  | SOLE |  | 0 | 0 | 140 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 4220 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 4050 | 145 | SH |  | SOLE |  | 0 | 0 | 145 |
| ORMAT TECHNOLOGIES INC | COM | 686688102 |  | 25339 | 293 | SH |  | SOLE |  | 0 | 0 | 293 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 11746 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 250528 | 39023 | SH |  | SOLE |  | 0 | 0 | 39023 |
| PARAMOUNT GLOBAL | CLASS B COM | 92556H206 |  | 27700 | 1641 | SH |  | SOLE |  | 0 | 0 | 1641 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 2037 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| PAYCOM SOFTWARE INC | COM | 70432V102 |  | 11792 | 38 | SH |  | SOLE |  | 0 | 0 | 38 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 12820 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| PEPSICO INC | COM | 713448108 |  | 108396 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| PFIZER INC | COM | 717081103 |  | 173704 | 3390 | SH |  | SOLE |  | 0 | 0 | 3390 |
| PG CORP | COM | 69331C108 |  | 10618 | 653 | SH |  | SOLE |  | 0 | 0 | 653 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 44836 | 443 | SH |  | SOLE |  | 0 | 0 | 443 |
| PHILLIPS EDISON  CO INC | COMMON STOCK | 71844V201 |  | 18817 | 591 | SH |  | SOLE |  | 0 | 0 | 591 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 440429 | 2789 | SH |  | SOLE |  | 0 | 0 | 2789 |
| POLARIS INC | COM | 731068102 |  | 3939 | 39 | SH |  | SOLE |  | 0 | 0 | 39 |
| PPG INDS INC | COM | 693506107 |  | 3772 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 60813 | 558 | SH |  | SOLE |  | 0 | 0 | 558 |
| PRINCIPAL FINANCIAL GROUP IN | COM | 74251V102 |  | 31806 | 379 | SH |  | SOLE |  | 0 | 0 | 379 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 150196 | 991 | SH |  | SOLE |  | 0 | 0 | 991 |
| PROGRESSIVE CORP | COM | 743315103 |  | 5448 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| PROLOGIS INC. | COM | 74340W103 |  | 6426 | 57 | SH |  | SOLE |  | 0 | 0 | 57 |
| PROSHARES TR | SP500 EX FINLS | 74347B573 |  | 145266 | 1800 | SH |  | SOLE |  | 0 | 0 | 1800 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 3581 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| QUALCOMM INC | COM | 747525103 |  | 237580 | 2161 | SH |  | SOLE |  | 0 | 0 | 2161 |
| QUANTUMSCAPE CORP | COM CL A | 74767V109 |  | 2478 | 437 | SH |  | SOLE |  | 0 | 0 | 437 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 102312 | 654 | SH |  | SOLE |  | 0 | 0 | 654 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 68727 | 681 | SH |  | SOLE |  | 0 | 0 | 681 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 21560 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 1677 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 |  | 3489 | 49 | SH |  | SOLE |  | 0 | 0 | 49 |
| RITCHIE BROS AUCTIONEERS | COM | 767744105 |  | 11913 | 206 | SH |  | SOLE |  | 0 | 0 | 206 |
| ROCKET COS INC | COM CL A | 77311W101 |  | 1400 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| ROYAL BK CDA SUSTAINABL | COM | 780087102 |  | 4983 | 53 | SH |  | SOLE |  | 0 | 0 | 53 |
| RPM INTL INC | COM | 749685103 |  | 64317 | 660 | SH |  | SOLE |  | 0 | 0 | 660 |
| S GLOBAL INC | COM | 78409V104 |  | 10383 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| SALESFORCE INC | COM | 79466L302 |  | 7823 | 59 | SH |  | SOLE |  | 0 | 0 | 59 |
| SANDY SPRING BANCORP INC | COM | 800363103 |  | 35230 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 190458 | 5913 | SH |  | SOLE |  | 0 | 0 | 5913 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 529672 | 16831 | SH |  | SOLE |  | 0 | 0 | 16831 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 9141 | 204 | SH |  | SOLE |  | 0 | 0 | 204 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 83472 | 1105 | SH |  | SOLE |  | 0 | 0 | 1105 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 1935103 | 29311 | SH |  | SOLE |  | 0 | 0 | 29311 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 549837 | 12178 | SH |  | SOLE |  | 0 | 0 | 12178 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 222724 | 5498 | SH |  | SOLE |  | 0 | 0 | 5498 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 3643653 | 70354 | SH |  | SOLE |  | 0 | 0 | 70354 |
| SCIENCE APPLICATIONS INTL CO | COM | 808625107 |  | 4992 | 45 | SH |  | SOLE |  | 0 | 0 | 45 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 2583 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 2311 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 36272 | 267 | SH |  | SOLE |  | 0 | 0 | 267 |
| SERVICENOW INC | COM | 81762P102 |  | 7377 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| SHOPIFY INC | CL A | 82509L107 |  | 17494 | 504 | SH |  | SOLE |  | 0 | 0 | 504 |
| SHORE BANCSHARES INC | COM | 825107105 |  | 8105 | 465 | SH |  | SOLE |  | 0 | 0 | 465 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 117 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| SNAP INC | CL A | 83304A106 |  | 13425 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| SONY GROUP CORPORATION | SPONSORED ADR | 835699307 |  | 3661 | 48 | SH |  | SOLE |  | 0 | 0 | 48 |
| SOUTHERN CO | COM | 842587107 |  | 19995 | 280 | SH |  | SOLE |  | 0 | 0 | 280 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 20239 | 601 | SH |  | SOLE |  | 0 | 0 | 601 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 405548 | 1224 | SH |  | SOLE |  | 0 | 0 | 1224 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 383726 | 2262 | SH |  | SOLE |  | 0 | 0 | 2262 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 3639656 | 122589 | SH |  | SOLE |  | 0 | 0 | 122589 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 2239540 | 67947 | SH |  | SOLE |  | 0 | 0 | 67947 |
| SPDR INDEX SHS FDS | S INTL SMLCP | 78463X871 |  | 4460393 | 151662 | SH |  | SOLE |  | 0 | 0 | 151662 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1271962 | 3326 | SH |  | SOLE |  | 0 | 0 | 3326 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 27010 | 61 | SH |  | SOLE |  | 0 | 0 | 61 |
| SPDR SER TR | PORTFOLI S | 78464A805 |  | 1409065 | 29796 | SH |  | SOLE |  | 0 | 0 | 29796 |
| SPDR SER TR | PORTFOLIO INTRMD | 78464A375 |  | 94217 | 2960 | SH |  | SOLE |  | 0 | 0 | 2960 |
| SPDR SER TR | PORTFOLIO S | 78464A847 |  | 2690840 | 63314 | SH |  | SOLE |  | 0 | 0 | 63314 |
| SPDR SER TR | PORTFOLIO S | 78468R853 |  | 1706774 | 46166 | SH |  | SOLE |  | 0 | 0 | 46166 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 3403341 | 87512 | SH |  | SOLE |  | 0 | 0 | 87512 |
| SPDR SER TR | S 400 MDCP VAL | 78464A839 |  | 3393721 | 52437 | SH |  | SOLE |  | 0 | 0 | 52437 |
| SPDR SER TR | S 600 SMCP VAL | 78464A300 |  | 3719528 | 50115 | SH |  | SOLE |  | 0 | 0 | 50115 |
| SPDR SER TR | S 600 SML CAP | 78464A813 |  | 26554 | 323 | SH |  | SOLE |  | 0 | 0 | 323 |
| SPDR SER TR | S BIOTECH | 78464A870 |  | 89474 | 1078 | SH |  | SOLE |  | 0 | 0 | 1078 |
| STAGWELL INC | COM CL A | 85256A109 |  | 15407 | 2481 | SH |  | SOLE |  | 0 | 0 | 2481 |
| STARBUCKS CORP | COM | 855244109 |  | 14384 | 145 | SH |  | SOLE |  | 0 | 0 | 145 |
| STERIS PLC | SHS USD | G8473T100 |  | 3324 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| STRYKER CORPORATION | COM | 863667101 |  | 6601 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 12914 | 393 | SH |  | SOLE |  | 0 | 0 | 393 |
| SYSCO CORP | COM | 871829107 |  | 316732 | 4143 | SH |  | SOLE |  | 0 | 0 | 4143 |
| TARGET CORP | COM | 87612E106 |  | 27913 | 187 | SH |  | SOLE |  | 0 | 0 | 187 |
| TECHNIPFMC PLC | COM | G87110105 |  | 6449 | 529 | SH |  | SOLE |  | 0 | 0 | 529 |
| TERADATA CORP DEL | COM | 88076W103 |  | 404 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| TESLA INC | COM | 88160R101 |  | 3326 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| TEXAS INSTRS INC | COM | 882508104 |  | 6113 | 37 | SH |  | SOLE |  | 0 | 0 | 37 |
| TFI INTL INC | COM | 87241L109 |  | 6516 | 65 | SH |  | SOLE |  | 0 | 0 | 65 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 31940 | 58 | SH |  | SOLE |  | 0 | 0 | 58 |
| THOMSON REUTERS CORP. | COM NEW | 884903709 |  | 19392 | 170 | SH |  | SOLE |  | 0 | 0 | 170 |
| TIDAL ETF TR | SOFI NEXT 500 | 886364306 |  | 585 | 53 | SH |  | SOLE |  | 0 | 0 | 53 |
| TIDAL ETF TR | SOFI SELCT 500 | 886364207 |  | 5289 | 398 | SH |  | SOLE |  | 0 | 0 | 398 |
| TIMKEN CO | COM | 887389104 |  | 3604 | 51 | SH |  | SOLE |  | 0 | 0 | 51 |
| TJX COS INC NEW | COM | 872540109 |  | 667924 | 8391 | SH |  | SOLE |  | 0 | 0 | 8391 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 15154 | 234 | SH |  | SOLE |  | 0 | 0 | 234 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 3278 | 24 | SH |  | SOLE |  | 0 | 0 | 24 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 131430 | 701 | SH |  | SOLE |  | 0 | 0 | 701 |
| TRIMBLE INC | COM | 896239100 |  | 91008 | 1800 | SH |  | SOLE |  | 0 | 0 | 1800 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 267431 | 6215 | SH |  | SOLE |  | 0 | 0 | 6215 |
| TWILIO INC | CL A | 90138F102 |  | 490 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| TYLER TECHNOLOGIES INC | COM | 902252105 |  | 10962 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| UBS GROUP AG | SHS | H42097107 |  | 5769 | 309 | SH |  | SOLE |  | 0 | 0 | 309 |
| UDR INC | COM | 902653104 |  | 13943 | 360 | SH |  | SOLE |  | 0 | 0 | 360 |
| UNDER ARMOUR INC | CL A | 904311107 |  | 45933 | 4521 | SH |  | SOLE |  | 0 | 0 | 4521 |
| UNDER ARMOUR INC | CL C | 904311206 |  | 6967 | 781 | SH |  | SOLE |  | 0 | 0 | 781 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 1108 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| UNION PAC CORP | COM | 907818108 |  | 489721 | 2365 | SH |  | SOLE |  | 0 | 0 | 2365 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 29727 | 171 | SH |  | SOLE |  | 0 | 0 | 171 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 29160 | 55 | SH |  | SOLE |  | 0 | 0 | 55 |
| US BANCORP DEL | COM NEW | 902973304 |  | 13345 | 306 | SH |  | SOLE |  | 0 | 0 | 306 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 25996 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1016431 | 13502 | SH |  | SOLE |  | 0 | 0 | 13502 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 2951684 | 41087 | SH |  | SOLE |  | 0 | 0 | 41087 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 434777 | 8873 | SH |  | SOLE |  | 0 | 0 | 8873 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 4542560 | 95774 | SH |  | SOLE |  | 0 | 0 | 95774 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 9566 | 72 | SH |  | SOLE |  | 0 | 0 | 72 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 19819 | 93 | SH |  | SOLE |  | 0 | 0 | 93 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 713191 | 4094 | SH |  | SOLE |  | 0 | 0 | 4094 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 6930919 | 51249 | SH |  | SOLE |  | 0 | 0 | 51249 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 8971145 | 44017 | SH |  | SOLE |  | 0 | 0 | 44017 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1694035 | 20539 | SH |  | SOLE |  | 0 | 0 | 20539 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 6141686 | 17481 | SH |  | SOLE |  | 0 | 0 | 17481 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 8607356 | 54202 | SH |  | SOLE |  | 0 | 0 | 54202 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 7999797 | 43586 | SH |  | SOLE |  | 0 | 0 | 43586 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 20054 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 14216865 | 74360 | SH |  | SOLE |  | 0 | 0 | 74360 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 17012013 | 121194 | SH |  | SOLE |  | 0 | 0 | 121194 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 435180 | 8679 | SH |  | SOLE |  | 0 | 0 | 8679 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 7245941 | 185889 | SH |  | SOLE |  | 0 | 0 | 185889 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 6543731 | 63649 | SH |  | SOLE |  | 0 | 0 | 63649 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 45549 | 528 | SH |  | SOLE |  | 0 | 0 | 528 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 25270 | 541 | SH |  | SOLE |  | 0 | 0 | 541 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1905841 | 38510 | SH |  | SOLE |  | 0 | 0 | 38510 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 9310354 | 120118 | SH |  | SOLE |  | 0 | 0 | 120118 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 10229878 | 224734 | SH |  | SOLE |  | 0 | 0 | 224734 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 11993105 | 159504 | SH |  | SOLE |  | 0 | 0 | 159504 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 21768 | 143 | SH |  | SOLE |  | 0 | 0 | 143 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 58961 | 1140 | SH |  | SOLE |  | 0 | 0 | 1140 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 14478395 | 344970 | SH |  | SOLE |  | 0 | 0 | 344970 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 71505 | 661 | SH |  | SOLE |  | 0 | 0 | 661 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 56667 | 1152 | SH |  | SOLE |  | 0 | 0 | 1152 |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 |  | 37254 | 614 | SH |  | SOLE |  | 0 | 0 | 614 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 114794 | 1743 | SH |  | SOLE |  | 0 | 0 | 1743 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 493886 | 4802 | SH |  | SOLE |  | 0 | 0 | 4802 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 |  | 7280 | 38 | SH |  | SOLE |  | 0 | 0 | 38 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 4472 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| VANGUARD WORLD FDS | MATERIALS ETF | 92204A801 |  | 9872 | 58 | SH |  | SOLE |  | 0 | 0 | 58 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 113486 | 740 | SH |  | SOLE |  | 0 | 0 | 740 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 8553 | 53 | SH |  | SOLE |  | 0 | 0 | 53 |
| VERISK ANALYTICS INC | COM | 92345Y106 |  | 10762 | 61 | SH |  | SOLE |  | 0 | 0 | 61 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 41252 | 1047 | SH |  | SOLE |  | 0 | 0 | 1047 |
| VIATRIS INC | COM | 92556V106 |  | 3294 | 296 | SH |  | SOLE |  | 0 | 0 | 296 |
| VISA INC | COM CL A | 92826C839 |  | 266748 | 1284 | SH |  | SOLE |  | 0 | 0 | 1284 |
| VMWARE INC | CL A COM | 928563402 |  | 12276 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| WABTEC | COM | 929740108 |  | 1436 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| WALMART INC | COM | 931142103 |  | 526429 | 3713 | SH |  | SOLE |  | 0 | 0 | 3713 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 6958 | 734 | SH |  | SOLE |  | 0 | 0 | 734 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 36396 | 232 | SH |  | SOLE |  | 0 | 0 | 232 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 61320 | 1485 | SH |  | SOLE |  | 0 | 0 | 1485 |
| WELLTOWER INC | COM | 95040Q104 |  | 32775 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| WEST PHARMACEUTICAL SVSC INC | COM | 955306105 |  | 10826 | 46 | SH |  | SOLE |  | 0 | 0 | 46 |
| WILLIAMS COS INC | COM | 969457100 |  | 8291 | 252 | SH |  | SOLE |  | 0 | 0 | 252 |
| WILLIS TOWERS WATSON PLC LTD | SHS | G96629103 |  | 10028 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| WOLFSPEED INC | COM | 977852102 |  | 6904 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| WOODSIDE ENERGY GROUP LTD | SPONSORED ADR | 980228308 |  | 629 | 26 | SH |  | SOLE |  | 0 | 0 | 26 |
| XCEL ENERGY INC | COM | 98389B100 |  | 18158 | 259 | SH |  | SOLE |  | 0 | 0 | 259 |
| XEROX HOLDINGS CORP | COM NEW | 98421M106 |  | 1095 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| YUM CHINA HLDGS INC | COM | 98850P109 |  | 4372 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| ZOETIS INC | CL A | 98978V103 |  | 29310 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |

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