# EDGAR Filing Document

**Accession Number:** 0001604723
**File Stem:** 0001604723-26-000001
**Filing Date:** 2026-2
**Character Count:** 23781
**Document Hash:** c750574e29de2a61683f68aa441febb9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001604723-26-000001.hdr.sgml**: 20260212

**ACCESSION NUMBER**: 0001604723-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260212

**DATE AS OF CHANGE**: 20260211

**EFFECTIVENESS DATE**: 20260212

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RKL Wealth Management LLC
- **CENTRAL INDEX KEY:** 0001604723

**ORGANIZATION NAME:**
- **EIN:** 233016440
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16120
- **FILM NUMBER:** 26622967

**BUSINESS ADDRESS:**
- **STREET 1:** 1800 FRUITVILLE PIKE
- **STREET 2:** BOX 8408
- **CITY:** LANCASTER
- **STATE:** PA
- **ZIP:** 17601
- **BUSINESS PHONE:** 717-399-1700

**MAIL ADDRESS:**
- **STREET 1:** 1800 FRUITVILLE PIKE
- **STREET 2:** BOX 8408
- **CITY:** LANCASTER
- **STATE:** PA
- **ZIP:** 17601

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Kuntz Lesher Capital LLC
- **DATE OF NAME CHANGE:** 20140403

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RKL Wealth Management LLC<br>**Address:** 1800 FRUITVILLE PIKE<br>BOX 8408<br>LANCASTER, PA 17601

**Form 13F File Number:** 028-16120

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Julie A. Englert<br>**Title:** Chief Compliance Officer<br>**Phone:** 717-399-1700

**Signature, Place, and Date of Signing:**

/s/  Julie A. Englert  Lancaster, PA  02-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 183

**Form 13F Information Table Value Total:** $1218228505

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 377356 | 2357 | SH |  | SOLE |  | 0 | 0 | 2357 |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 495311 | 3953 | SH |  | SOLE |  | 0 | 0 | 3953 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 4055185 | 17748 | SH |  | SOLE |  | 0 | 0 | 17748 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | BBG001SCXK90 | 210348 | 784 | SH |  | SOLE |  | 0 | 0 | 784 |
| ACNB CORP | COM | 000868109 | BBG001S6CVZ3 | 488239 | 10098 | SH |  | SOLE |  | 0 | 0 | 10098 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG001S5NN36 | 312032 | 1457 | SH |  | SOLE |  | 0 | 0 | 1457 |
| AGNICO EAGLE MINES LTD | COM | 008474108 | BBG001S77MK3 | 1017180 | 6000 | SH |  | SOLE |  | 0 | 0 | 6000 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 24606121 | 78614 | SH |  | SOLE |  | 0 | 0 | 78614 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 1954782 | 6229 | SH |  | SOLE |  | 0 | 0 | 6229 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 2080699 | 36086 | SH |  | SOLE |  | 0 | 0 | 36086 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 15309368 | 66326 | SH |  | SOLE |  | 0 | 0 | 66326 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG001S5P034 | 314640 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| ANALOG DEVICES INC | COM | 032654105 | BBG001S5ND38 | 220328 | 812 | SH |  | SOLE |  | 0 | 0 | 812 |
| ANNOVIS BIO INC | COM | 03615A108 | BBG00PN9XDJ4 | 34600 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 34157571 | 125644 | SH |  | SOLE |  | 0 | 0 | 125644 |
| APPLIED MATLS INC | COM | 038222105 | BBG001S5NMM7 | 366842 | 1427 | SH |  | SOLE |  | 0 | 0 | 1427 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 855108 | 34425 | SH |  | SOLE |  | 0 | 0 | 34425 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG001S82KF6 | 1490353 | 5794 | SH |  | SOLE |  | 0 | 0 | 5794 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 458746 | 8341 | SH |  | SOLE |  | 0 | 0 | 8341 |
| BANK NEW YORK MELLON CORP | COM | 064058100 | BBG001S5P6Q6 | 837340 | 7213 | SH |  | SOLE |  | 0 | 0 | 7213 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 4181546 | 8319 | SH |  | SOLE |  | 0 | 0 | 8319 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WR0 | 757258 | 707 | SH |  | SOLE |  | 0 | 0 | 707 |
| BLACKSTONE INC | COM | 09260D107 | BBG001S7H949 | 4129383 | 26790 | SH |  | SOLE |  | 0 | 0 | 26790 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 1641228 | 4742 | SH |  | SOLE |  | 0 | 0 | 4742 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 2506335 | 4375 | SH |  | SOLE |  | 0 | 0 | 4375 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 4631430 | 30388 | SH |  | SOLE |  | 0 | 0 | 30388 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 614459 | 7977 | SH |  | SOLE |  | 0 | 0 | 7977 |
| CITIGROUP INC | COM NEW | 172967424 | BBG001S72ZG4 | 327433 | 2806 | SH |  | SOLE |  | 0 | 0 | 2806 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 1054285 | 15081 | SH |  | SOLE |  | 0 | 0 | 15081 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRPJ9 | 1001978 | 2836 | SH |  | SOLE |  | 0 | 0 | 2836 |
| CORNING INC | COM | 219350105 | BBG001S5RLH1 | 336669 | 3845 | SH |  | SOLE |  | 0 | 0 | 3845 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 11783376 | 13664 | SH |  | SOLE |  | 0 | 0 | 13664 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 | BBG00BLYKRZ7 | 3850395 | 8214 | SH |  | SOLE |  | 0 | 0 | 8214 |
| CROWN HLDGS INC | COM | 228368106 | BBG001S5PKZ5 | 219430 | 2131 | SH |  | SOLE |  | 0 | 0 | 2131 |
| CSX CORP | COM | 126408103 | BBG001S5Q7Q3 | 496421 | 13694 | SH |  | SOLE |  | 0 | 0 | 13694 |
| D R HORTON INC | COM | 23331A109 | BBG001S8M692 | 964621 | 6697 | SH |  | SOLE |  | 0 | 0 | 6697 |
| DANAHER CORPORATION | COM | 235851102 | BBG001S5QGT0 | 483480 | 2112 | SH |  | SOLE |  | 0 | 0 | 2112 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 558148 | 1199 | SH |  | SOLE |  | 0 | 0 | 1199 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | BBG0177CTQC7 | 292958 | 6288 | SH |  | SOLE |  | 0 | 0 | 6288 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 | BBG011DXXVM0 | 310241 | 4453 | SH |  | SOLE |  | 0 | 0 | 4453 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 559553 | 4918 | SH |  | SOLE |  | 0 | 0 | 4918 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG001S5QNR7 | 1721668 | 14689 | SH |  | SOLE |  | 0 | 0 | 14689 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 2447250 | 2277 | SH |  | SOLE |  | 0 | 0 | 2277 |
| EMERSON ELEC CO | COM | 291011104 | BBG001S5QVT7 | 556893 | 4196 | SH |  | SOLE |  | 0 | 0 | 4196 |
| EOG RES INC | COM | 26875P101 | BBG001S5ZB93 | 2564251 | 24419 | SH |  | SOLE |  | 0 | 0 | 24419 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 2527866 | 21006 | SH |  | SOLE |  | 0 | 0 | 21006 |
| FIRSTENERGY CORP | COM | 337932107 | BBG001S5R3N4 | 311226 | 6952 | SH |  | SOLE |  | 0 | 0 | 6952 |
| FLEXSTEEL INDS INC | COM | 339382103 | BBG001S5R835 | 359833 | 9112 | SH |  | SOLE |  | 0 | 0 | 9112 |
| FORD MTR CO | COM | 345370860 | BBG001S5TZ33 | 441019 | 33614 | SH |  | SOLE |  | 0 | 0 | 33614 |
| FRANKLIN FINL SVCS CORP | COM | 353525108 | BBG001S6Z4V2 | 462742 | 9218 | SH |  | SOLE |  | 0 | 0 | 9218 |
| FULTON FINL CORP PA | COM | 360271100 | BBG001S5RF02 | 962021 | 49768 | SH |  | SOLE |  | 0 | 0 | 49768 |
| GABELLI UTIL TR | COM | 36240A101 | BBG001SCZVQ5 | 150750 | 25000 | SH |  | SOLE |  | 0 | 0 | 25000 |
| GAMING  LEISURE PPTYS INC | COM | 36467J108 | BBG003MSMCT5 | 273326 | 6116 | SH |  | SOLE |  | 0 | 0 | 6116 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 298157 | 968 | SH |  | SOLE |  | 0 | 0 | 968 |
| GENERAL DYNAMICS CORP | COM | 369550108 | BBG001S5RHP1 | 2867415 | 8517 | SH |  | SOLE |  | 0 | 0 | 8517 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG001SC07Z6 | 489497 | 557 | SH |  | SOLE |  | 0 | 0 | 557 |
| GSK PLC | SPONSORED ADR | 37733W204 | BBG001SD6SM6 | 347351 | 7083 | SH |  | SOLE |  | 0 | 0 | 7083 |
| HEICO CORP NEW | CL A | 422806208 | BBG001S96YM2 | 451006 | 1787 | SH |  | SOLE |  | 0 | 0 | 1787 |
| HEICO CORP NEW | COM | 422806109 | BBG001S5RVC4 | 624449 | 1930 | SH |  | SOLE |  | 0 | 0 | 1930 |
| HENRY SCHEIN INC | COM | 806407102 | BBG001S6S7F1 | 362860 | 4801 | SH |  | SOLE |  | 0 | 0 | 4801 |
| HERSHEY CO | COM | 427866108 | BBG001S5S148 | 1346501 | 7399 | SH |  | SOLE |  | 0 | 0 | 7399 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 2355471 | 6845 | SH |  | SOLE |  | 0 | 0 | 6845 |
| HONEYWELL INTL INC | COM | 438516106 | BBG001S5X1N1 | 395058 | 2025 | SH |  | SOLE |  | 0 | 0 | 2025 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG001S5SDX0 | 2178754 | 8846 | SH |  | SOLE |  | 0 | 0 | 8846 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 | BBG001SDJ4R0 | 3387143 | 20913 | SH |  | SOLE |  | 0 | 0 | 20913 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 4216570 | 14235 | SH |  | SOLE |  | 0 | 0 | 14235 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | BBG001S7XR78 | 207855 | 367 | SH |  | SOLE |  | 0 | 0 | 367 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 1030198 | 1677 | SH |  | SOLE |  | 0 | 0 | 1677 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 26685118 | 396982 | SH |  | SOLE |  | 0 | 0 | 396982 |
| ISHARES SILVER TR | ISHARES | 46428Q109 | BBG001SQLN69 | 432323 | 6711 | SH |  | SOLE |  | 0 | 0 | 6711 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 | BBG001SSD812 | 2040482 | 17097 | SH |  | SOLE |  | 0 | 0 | 17097 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 | BBG002NCM1M2 | 2025883 | 42127 | SH |  | SOLE |  | 0 | 0 | 42127 |
| ISHARES TR | AGENCY BOND ETF | 464288166 | BBG001T2RRQ4 | 8886632 | 80604 | SH |  | SOLE |  | 0 | 0 | 80604 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 112789955 | 1260786 | SH |  | SOLE |  | 0 | 0 | 1260786 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TMV7 | 1114887 | 13172 | SH |  | SOLE |  | 0 | 0 | 13172 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 81552837 | 1235649 | SH |  | SOLE |  | 0 | 0 | 1235649 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 49477185 | 411692 | SH |  | SOLE |  | 0 | 0 | 411692 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 322699 | 2170 | SH |  | SOLE |  | 0 | 0 | 2170 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 253861533 | 370634 | SH |  | SOLE |  | 0 | 0 | 370634 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 6655707 | 66637 | SH |  | SOLE |  | 0 | 0 | 66637 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 510954 | 3430 | SH |  | SOLE |  | 0 | 0 | 3430 |
| ISHARES TR | ESG EAFE ETF | 46436E759 | BBG00VHK1HS9 | 212897 | 2833 | SH |  | SOLE |  | 0 | 0 | 2833 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 | BBG00VHK2B74 | 1246149 | 21642 | SH |  | SOLE |  | 0 | 0 | 21642 |
| ISHARES TR | MBS ETF | 464288588 | BBG001SSD8B1 | 19546236 | 205274 | SH |  | SOLE |  | 0 | 0 | 205274 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 922351 | 9605 | SH |  | SOLE |  | 0 | 0 | 9605 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 2250542 | 4755 | SH |  | SOLE |  | 0 | 0 | 4755 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 1739512 | 8270 | SH |  | SOLE |  | 0 | 0 | 8270 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 997786 | 10364 | SH |  | SOLE |  | 0 | 0 | 10364 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 2642884 | 10737 | SH |  | SOLE |  | 0 | 0 | 10737 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 | BBG001SFC7Z6 | 702132 | 1815 | SH |  | SOLE |  | 0 | 0 | 1815 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 6722199 | 54537 | SH |  | SOLE |  | 0 | 0 | 54537 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 3686859 | 17385 | SH |  | SOLE |  | 0 | 0 | 17385 |
| ISHARES TR | S MC 400GR ETF | 464287606 | BBG001SFQL08 | 918965 | 9486 | SH |  | SOLE |  | 0 | 0 | 9486 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 5844284 | 28240 | SH |  | SOLE |  | 0 | 0 | 28240 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 8084103 | 25089 | SH |  | SOLE |  | 0 | 0 | 25089 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG001S5SLZ0 | 247929 | 2457 | SH |  | SOLE |  | 0 | 0 | 2457 |
| KINDER MORGAN INC DEL | COM | 49456B101 | BBG001TG2YZ5 | 688735 | 25054 | SH |  | SOLE |  | 0 | 0 | 25054 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG001S5S0N9 | 3239179 | 11034 | SH |  | SOLE |  | 0 | 0 | 11034 |
| LAM RESEARCH CORP | COM NEW | 512807306 | BBG001S5SW40 | 237770 | 1389 | SH |  | SOLE |  | 0 | 0 | 1389 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG001S7PS57 | 475066 | 982 | SH |  | SOLE |  | 0 | 0 | 982 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 403472 | 1673 | SH |  | SOLE |  | 0 | 0 | 1673 |
| M  T BK CORP | COM | 55261F104 | BBG001S7S2B4 | 929212 | 4612 | SH |  | SOLE |  | 0 | 0 | 4612 |
| MARKEL GROUP INC | COM | 570535104 | BBG001S9ZK95 | 1672428 | 778 | SH |  | SOLE |  | 0 | 0 | 778 |
| MARRIOTT INTL INC NEW | CL A | 571903202 | BBG001S78K44 | 287507 | 927 | SH |  | SOLE |  | 0 | 0 | 927 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 9187706 | 16094 | SH |  | SOLE |  | 0 | 0 | 16094 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 2686996 | 8792 | SH |  | SOLE |  | 0 | 0 | 8792 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 1522369 | 14463 | SH |  | SOLE |  | 0 | 0 | 14463 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 3303116 | 5004 | SH |  | SOLE |  | 0 | 0 | 5004 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG001S6P675 | 7045736 | 24686 | SH |  | SOLE |  | 0 | 0 | 24686 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 25426217 | 52575 | SH |  | SOLE |  | 0 | 0 | 52575 |
| MID PENN BANCORP INC | COM | 59540G107 | BBG001S5T0G6 | 1713231 | 55230 | SH |  | SOLE |  | 0 | 0 | 55230 |
| MID-AMER APT CMNTYS INC | COM | 59522J103 | BBG001S7HZ69 | 686762 | 4944 | SH |  | SOLE |  | 0 | 0 | 4944 |
| MORGAN STANLEY | COM NEW | 617446448 | BBG001S9V5Z3 | 381544 | 2149 | SH |  | SOLE |  | 0 | 0 | 2149 |
| NETFLIX INC | COM | 64110L106 | BBG001SF6L46 | 245464 | 2618 | SH |  | SOLE |  | 0 | 0 | 2618 |
| NIKE INC | CL B | 654106103 | BBG001S6NTK2 | 660931 | 10374 | SH |  | SOLE |  | 0 | 0 | 10374 |
| NORTHERN LTS FD TR IV | INSPIRE 100 ETF | 66538H534 | BBG00J3H9RL5 | 525205 | 11638 | SH |  | SOLE |  | 0 | 0 | 11638 |
| NOVO-NORDISK A S | ADR | 670100205 | BBG001S5TSK0 | 2763344 | 54311 | SH |  | SOLE |  | 0 | 0 | 54311 |
| NUCOR CORP | COM | 670346105 | BBG001S5TRV0 | 859590 | 5270 | SH |  | SOLE |  | 0 | 0 | 5270 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 18255329 | 97884 | SH |  | SOLE |  | 0 | 0 | 97884 |
| ONEOK INC NEW | COM | 682680103 | BBG001S5TWK1 | 1504383 | 20468 | SH |  | SOLE |  | 0 | 0 | 20468 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 579491 | 2973 | SH |  | SOLE |  | 0 | 0 | 2973 |
| ORRSTOWN FINL SVCS INC | COM | 687380105 | BBG001S9SXH6 | 443678 | 12526 | SH |  | SOLE |  | 0 | 0 | 12526 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 738196 | 4153 | SH |  | SOLE |  | 0 | 0 | 4153 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 2330490 | 16238 | SH |  | SOLE |  | 0 | 0 | 16238 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 365624 | 14684 | SH |  | SOLE |  | 0 | 0 | 14684 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 2357560 | 14698 | SH |  | SOLE |  | 0 | 0 | 14698 |
| PNC FINL SVCS GROUP INC | COM | 693475105 | BBG001S5V947 | 868943 | 4163 | SH |  | SOLE |  | 0 | 0 | 4163 |
| PPL CORP | COM | 69351T106 | BBG001S5VC31 | 600895 | 17159 | SH |  | SOLE |  | 0 | 0 | 17159 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 3047249 | 21263 | SH |  | SOLE |  | 0 | 0 | 21263 |
| PROLOGIS INC. | COM | 74340W103 | BBG001S5NMN6 | 1965266 | 15395 | SH |  | SOLE |  | 0 | 0 | 15395 |
| ROPER TECHNOLOGIES INC | COM | 776696106 | BBG001S9B362 | 2610119 | 5864 | SH |  | SOLE |  | 0 | 0 | 5864 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 609152 | 3321 | SH |  | SOLE |  | 0 | 0 | 3321 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | BBG001T6L7D9 | 4471238 | 136526 | SH |  | SOLE |  | 0 | 0 | 136526 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 15858033 | 659652 | SH |  | SOLE |  | 0 | 0 | 659652 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 | BBG001T9F7C1 | 223804 | 8924 | SH |  | SOLE |  | 0 | 0 | 8924 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | BBG001WBMLH8 | 600512 | 25696 | SH |  | SOLE |  | 0 | 0 | 25696 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG001T5XQT9 | 1727343 | 65854 | SH |  | SOLE |  | 0 | 0 | 65854 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWLM4 | 363409 | 13249 | SH |  | SOLE |  | 0 | 0 | 13249 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | BBG001T66WN0 | 21758751 | 667037 | SH |  | SOLE |  | 0 | 0 | 667037 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | BBG001T66WQ7 | 3948393 | 133347 | SH |  | SOLE |  | 0 | 0 | 133347 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG001T5XQV6 | 57797685 | 2147814 | SH |  | SOLE |  | 0 | 0 | 2147814 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 22883281 | 761000 | SH |  | SOLE |  | 0 | 0 | 761000 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 15221094 | 534449 | SH |  | SOLE |  | 0 | 0 | 534449 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 | BBG001S7TCZ5 | 212043 | 1473 | SH |  | SOLE |  | 0 | 0 | 1473 |
| SERVICENOW INC | COM | 81762P102 | BBG001T4JFC0 | 304849 | 1990 | SH |  | SOLE |  | 0 | 0 | 1990 |
| SFL CORPORATION LTD | SHS | G7738W106 | BBG001SCK846 | 195250 | 25000 | SH |  | SOLE |  | 0 | 0 | 25000 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 1297916 | 3275 | SH |  | SOLE |  | 0 | 0 | 3275 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 4597961 | 6743 | SH |  | SOLE |  | 0 | 0 | 6743 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 | BBG001SG4284 | 944532 | 16626 | SH |  | SOLE |  | 0 | 0 | 16626 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 | BBG001SPT9T9 | 41242040 | 712175 | SH |  | SOLE |  | 0 | 0 | 712175 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 | BBG001SD7RB9 | 3666264 | 34360 | SH |  | SOLE |  | 0 | 0 | 34360 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 | BBG001STKCX8 | 833643 | 28906 | SH |  | SOLE |  | 0 | 0 | 28906 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 | BBG001T2HCY9 | 936003 | 27684 | SH |  | SOLE |  | 0 | 0 | 27684 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 | BBG004T58LZ5 | 28672249 | 611870 | SH |  | SOLE |  | 0 | 0 | 611870 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 | BBG001STKD11 | 236129 | 9170 | SH |  | SOLE |  | 0 | 0 | 9170 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 4722060 | 10500 | SH |  | SOLE |  | 0 | 0 | 10500 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG001S5WS08 | 6933157 | 11965 | SH |  | SOLE |  | 0 | 0 | 11965 |
| TJX COS INC NEW | COM | 872540109 | BBG001S5WQ93 | 371276 | 2417 | SH |  | SOLE |  | 0 | 0 | 2417 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 | BBG001S5SBV6 | 3255658 | 8365 | SH |  | SOLE |  | 0 | 0 | 8365 |
| TRUIST FINL CORP | COM | 89832Q109 | BBG001S5YYC0 | 824137 | 16747 | SH |  | SOLE |  | 0 | 0 | 16747 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 3385708 | 14636 | SH |  | SOLE |  | 0 | 0 | 14636 |
| UNITED RENTALS INC | COM | 911363109 | BBG001SBGZ25 | 5044088 | 6233 | SH |  | SOLE |  | 0 | 0 | 6233 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 861738 | 2610 | SH |  | SOLE |  | 0 | 0 | 2610 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 1189223 | 2438 | SH |  | SOLE |  | 0 | 0 | 2438 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 5836351 | 20110 | SH |  | SOLE |  | 0 | 0 | 20110 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 5363502 | 8552 | SH |  | SOLE |  | 0 | 0 | 8552 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG001SHTTW9 | 544589 | 1803 | SH |  | SOLE |  | 0 | 0 | 1803 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 375246 | 1119 | SH |  | SOLE |  | 0 | 0 | 1119 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 247888 | 4611 | SH |  | SOLE |  | 0 | 0 | 4611 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | BBG001T62M92 | 28777672 | 480188 | SH |  | SOLE |  | 0 | 0 | 480188 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 22458662 | 268163 | SH |  | SOLE |  | 0 | 0 | 268163 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | BBG001T62MF5 | 19291329 | 409756 | SH |  | SOLE |  | 0 | 0 | 409756 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 | BBG001TCH7W0 | 535943 | 5385 | SH |  | SOLE |  | 0 | 0 | 5385 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 964638 | 12787 | SH |  | SOLE |  | 0 | 0 | 12787 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 3500943 | 56042 | SH |  | SOLE |  | 0 | 0 | 56042 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 229729 | 305 | SH |  | SOLE |  | 0 | 0 | 305 |
| VEEVA SYS INC | CL A COM | 922475108 | BBG001TX0CB4 | 232606 | 1042 | SH |  | SOLE |  | 0 | 0 | 1042 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 208523 | 5120 | SH |  | SOLE |  | 0 | 0 | 5120 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 2079077 | 5928 | SH |  | SOLE |  | 0 | 0 | 5928 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 3500373 | 31419 | SH |  | SOLE |  | 0 | 0 | 31419 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 757299 | 8126 | SH |  | SOLE |  | 0 | 0 | 8126 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 | BBG004LMH3Z6 | 1287792 | 14400 | SH |  | SOLE |  | 0 | 0 | 14400 |
| YORK WTR CO | COM | 987184108 | BBG001S6YWZ7 | 437992 | 13756 | SH |  | SOLE |  | 0 | 0 | 13756 |

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