# EDGAR Filing Document

**Accession Number:** 0000354007
**File Stem:** 0001133228-25-012373
**Filing Date:** 2025-11
**Character Count:** 3120
**Document Hash:** 8af44e71d0591b5e29f9ca31cf33ae7e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001133228-25-012373.hdr.sgml**: 20251117

**ACCESSION NUMBER**: 0001133228-25-012373

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20251117

**DATE AS OF CHANGE**: 20251117

**EFFECTIVENESS DATE**: 20251117

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PANORAMA SEPARATE ACCOUNT
- **CENTRAL INDEX KEY:** 0000354007

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-01363
- **FILM NUMBER:** 251491616

**BUSINESS ADDRESS:**
- **STREET 1:** 1295 STATE STREET
- **STREET 2:** M243
- **CITY:** SPRINGFIELD
- **STATE:** MA
- **ZIP:** 01111
- **BUSINESS PHONE:** 413-744-7723

**MAIL ADDRESS:**
- **STREET 1:** 1295 STATE STREET
- **STREET 2:** M243
- **CITY:** SPRINGFIELD
- **STATE:** MA
- **ZIP:** 01111

## Series and Classes Contracts Data

### PANORAMA SEPARATE ACCOUNT (Series ID: S000007817)

---

|  |  |
|:---|:---|
| Class Name | Class ID   |
| Panorama   | C000021293 |

---

## Series and Classes Contracts Data

### PANORAMA SEPARATE ACCOUNT (Series ID: S000007817)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000021293 | Panorama     |  |

**Supplement dated November 17, 2025**

**to the Prospectus dated May 1, 2009, as supplemented, for:**

**Panorama<sup>®</sup>**

*Issued by Massachusetts Mutual Life Insurance Company*

**THIS SUPPLEMENT MUST BE READ IN CONJUNCTION WITH YOUR PROSPECTUS.<br> PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.**

 

*This supplement amends certain information in the above-referenced prospectus:*

**Fund Additions**

Beginning November 17, 2025, the following funds are available as investment options under your contract. Information about the new funds is below:

---

| |
|:---|
| **Fund and Adviser/Sub-Adviser** |
| MML Invesco Discovery Mid Cap Fund (Class II)<br> ***Adviser:*** MML Investment Advisers, LLC<br> ***Sub-Adviser:*** Invesco Advisers, Inc. |
| MML Invesco Discovery Large Cap Fund (Class II)<br> ***Adviser:*** MML Investment Advisers, LLC<br> ***Sub-Adviser:*** Invesco Advisers, Inc. |
| MML Fundamental Equity Fund (Class II)<br> ***Adviser:*** MML Investment Advisers, LLC<br> ***Sub-Adviser:*** Invesco Advisers, Inc. |
| MML Global Fund (Class II)<br> ***Adviser:*** MML Investment Advisers, LLC<br> ***Sub-Adviser:*** Invesco Advisers, Inc. |

---

*page 1 of 2* PS25_13

**Fund Name Change**

Effective November 14, 2025, the following fund was renamed:

---

| | |
|:---|:---|
| **Current Fund Name** | **New Fund Name** |
| MML Small Cap Equity Fund | MML VIP Invesco Small Cap Equity Fund |

---

If you have questions about this supplement, or other product questions, you may contact your registered representative, visit us online at www.MassMutual.com/contact-us, or call our Service Center at (800) 272-2216, 8 a.m.**–**8 p.m. Eastern Time.

**For more information about the funds, read each fund prospectus. Prospectuses are available on our website at www.MassMutual.com.**

*page 2 of 2* PS25_13