# EDGAR Filing Document

**Accession Number:** 0002077810
**File Stem:** 0002077810-26-000018
**Filing Date:** 2026-2
**Character Count:** 44061
**Document Hash:** d50cc629a4326c37f6787a6b1c24e259
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002077810-26-000018.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0002077810-26-000018

**CONFORMED SUBMISSION TYPE**: 485BXT

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Pruco Life Insurance Co (RILA/MVA)
- **CENTRAL INDEX KEY:** 0002077810

**ORGANIZATION NAME:**
- **EIN:** 221944557
- **STATE OF INCORPORATION:** AZ
- **FISCAL YEAR END:** 1231
- **LEGAL ENTITY IDENTIFIER:** WD1VLJACN4N8BKI6YK62

**FILING VALUES:**
- **FORM TYPE:** 485BXT
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-288857
- **FILM NUMBER:** 26634743

**BUSINESS ADDRESS:**
- **STREET 1:** 213 WASHINGTON STREET
- **CITY:** NEWARK
- **STATE:** NJ
- **ZIP:** 07102
- **BUSINESS PHONE:** 973-802-7333

**MAIL ADDRESS:**
- **STREET 1:** 213 WASHINGTON STREET
- **CITY:** NEWARK
- **STATE:** NJ
- **ZIP:** 07102

## Series and Classes Contracts Data

### Pruco Life Insurance Co (RILA/MVA) (Series ID: S000095790)

| Class ID   | Class Name                  | Ticker Symbol   |
|:---|:---|:---|
| C000264559 | PRUDENTIAL FLEXGUARD INCOME |  |

Filed with the Securities and Exchange Commission on February 13, 2026

REGISTRATION NO. 333-288857

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549**

**FORM N-4**

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

POST-EFFECTIVE AMENDMENT NO. 6

**PRUCO LIFE INSURANCE COMPANY**

(Name of Insurance Company)

213 WASHINGTON STREET

NEWARK, NEW JERSEY 07102-2992

(Address of Insurance Company's principal executive offices)

(973) 802-7333

(Insurance Company's telephone number, including Area Code)

CT CORPORATION SYSTEM

3800 NORTH CENTRAL AVENUE, SUITE 460

PHOENIX, ARIZONA 85012

(Name and address of agent for service)

COPIES TO:

ELIZABETH L. GIOIA

VICE PRESIDENT

PRUCO LIFE INSURANCE COMPANY

ONE CORPORATE DRIVE

SHELTON, CONNECTICUT 06484

(203) 402-1624

Approximate Date of Proposed Public Offering: Continuously on and after the effective date of this Registration Statement

**It is proposed that this filing become effective: (check appropriate box)**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ immediately upon filing pursuant to paragraph (b) of Rule 485

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;⊠ on <u>March 21, 2026</u> pursuant to paragraph (b) of Rule 485

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ 60 days after filing pursuant to paragraph (a)(i) of Rule 485

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ on ____________ pursuant to paragraph (a)(i) of Rule 485

**If appropriate, check the following box:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;⊠ This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

**Check each box that appropriately characterizes the Registrant:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ New Registrant (as applicable, a Registered Separate Account or Insurance Company that has not filed a Securities Act registration statement or amendment thereto within 3 years preceding this filing)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ Emerging Growth Company (as defined by Rule 12b-2 under the Securities Exchange Act of 1934 ("Exchange Act"))on May 1, 2025 pursuant to paragraph (b) of Rule 485

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ If an Emerging Growth Company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of Securities Act

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ Insurance Company relying on Rule 12h-7 under the Exchange Act

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ Smaller reporting company (as defined by Rule 12b-2 under the Exchange Act

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**______________________________________________________________________________________________________________**

**EXPLANATORY NOTE**

This Post-Effective Amendment No. 6 to the Registration Statement on Form N-4, File No. 333-288857, is being filed pursuant to paragraph (b)(1)(iii) of Rule 485 under the Securities Act of 1933, as amended (the "1933 Act") for the sole purpose of delaying, until March 21, 2026, the effectiveness of Post-Effective Amendment No. 1, which was filed on August 5, 2025 (accession no. 0002077810-25-000028) pursuant to paragraph (a)(1) of Rule 485 under the 1933 Act and to submit a revised Power of Attorney exhibit. We have received Staff comments related to Post-Effective No. 1 and responded to comments in a Correspondence filing on December 18, 2025 (accession no. 0002077810-25-000061). We are awaiting any further Staff comments, and we will make a filing pursuant to Rule 485 at a future date that incorporates our responses to the comments and any required missing information or items. The Prospectus and Statement of Additional Information that were filed as part of Post-Effective Amendment No. 1 are hereby incorporated by reference. Other than as set forth herein, this Post-Effective Amendment No. 6 does not amend or delete any other part of this Registration Statement.

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PART C<br>OTHER INFORMATION

ITEM 27. EXHIBITS:

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| | |
|:---|:---|
| (a) | [Resolution of the Board of Directors of Pruco Life Insurance Company establishing the Pruco Life Flexible Premium Variable Annuity Account. Incorporated by reference to Form N-4, Registration No. 033-61125, filed July 19, 1995 on behalf of the Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/0000950110-95-000514.txt) |
| (b) | Not applicable. Pruco Life maintains custody of all assets. |
| (c)(1) | [Distribution and Principal Underwriting Agreement by and among Pruco Life Insurance Company (Depositor) and Prudential Annuities Distributors, Inc. "PAD" (Underwriter). Incorporated by reference to Post-Effective Amendment No. 1 to Registration No. 333-288857, filed August 5, 2025 on behalf of Pruco Life Insurance Company.](https://www.sec.gov/Archives/edgar/data/2077810/000207781025000028/0002077810-25-000028-index.htm) |
| (2) | [Specimen Affiliated Insurer Amendment to Selling Agreement. Incorporated by reference to Pre-Effective Amendment No. 1 to Registration No. 333-162673, filed February 4, 2010 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000119312510021085/dex993b.txt) |
| (3) | [List of Broker Dealers selling under original Selling Agreement. Incorporated by reference to Post-Effective Amendment No. 1 to Registration No. 333-162673, filed April 19, 2010 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000119312510085794/dex993b2.txt) |
| (4) | [List of Broker Dealers that executed Amendment to Selling Agreement. Incorporated by reference to Post-Effective Amendment No. 1 to Registration No. 333-162673, filed April 19, 2010 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000119312510085794/dex993b3.txt) |
| (d)(1) | [Contract (P-FGI/IND)(10/21). Incorporated by reference to Registration No. 333-256966, filed June 10, 2021 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000094770321000156/p-fgixind10x21.htm) |
| (2) | [Performance Lock Index Linked Variable Annuity Endorsement (P-END-FGI-PL)(7-24). Incorporated by reference to Post-Effective Amendment No. 7 to Registration No. 333-256966, filed April 4, 2025 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000113322825003430/pfgi-efp15011_ex99d2.htm) |
| (3) | [Individual Retirement Annuity Endorsement (P-END-IRA)(10/21). Incorporated by reference to Post-Effective Amendment No. 4 to Registration No. 333-256966, filed April 4, 2023 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000094770323000193/p-endxira10x21.htm) |
| (4) | [Dual Directional Index Strategy Endorsement (P-END-RILA-DD)(7-24). Incorporated by reference to Post-Effective Amendment No. 7 to Registration No. 333-256966, filed April 4, 2025 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000113322825003430/pfgi-efp15011_ex99d4.htm) |
| (5) | [Medically Related Surrender Endorsement (P-END-RILA-MRS)(10/21) Incorporated by reference to Post-Effective Amendment No. 4 to Registration No. 333-256966, filed April 4, 2023 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000094770323000193/p-endxrilaxmrs10x21.htm) |
| (6) | [Point to Point with CAP Index Strategy Endorsement (P-END-RILA-P2P)(7-24). Incorporated by reference to Post-Effective Amendment No. 7 to Registration No. 333-256966, filed April 4, 2025 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000113322825003430/pfgi-efp15011_ex99d6.htm) |
| (7) | [Step Rate Plus Index Strategy Endorsement (P-END-RILA-SRP)(7-24). Incorporated by reference to Post-Effective Amendment No. 7 to Registration No. 333-256966, filed April 4, 2025 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000113322825003430/pfgi-efp15011_ex99d7.htm) |
| (8) | [Tiered Participation Rate Index Strategy Endorsement (P-END-RILA-TPAR)(7-24). Incorporated by reference to Post-Effective Amendment No. 7 to Registration No. 333-256966, filed April 4, 2025 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000113322825003430/pfgi-efp15011_ex99d8.htm) |
| (9) | [Roth Individual Retirement Annuity Endorsement (P-END-ROTH)(10/21). Incorporated by reference to Post-Effective Amendment No. 4 to Registration No. 333-256966, filed April 4, 2023 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000094770323000193/p-endxroth10x21.htm) |
| (10) | [Cap Rate with Spread Index Strategy Endorsement (P-END-FG-CWS)(7/24). Incorporated by reference to Post-Effective Amendment No. 7 to Registration No. 333-256966, filed April 4, 2025 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000113322825003430/pfgi-efp15011_ex99d10.htm) |
| (11) | [Annuity Schedule Page (P-FGI-SCH-B)(10/21). Incorporated by reference to Registration No. 333-256966, filed June 10, 2021 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000094770321000156/p-fgixschxb10x21.htm) |
| (12) | [Index Linked Variable Income Benefit Schedule P-SCH-VIB(10/21). Incorporated by reference to Registration No. 333-256966, filed June 10, 2021 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000094770321000156/p-schxvib10x21.htm) |
| (13) | [Index Linked Variable Income Benefit Rider (P-RID-VIB)(10/21). Incorporated by reference to Registration No. 333-256966, filed June 10, 2021 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000094770321000156/p-ridxvib10x21.htm) |
| (14) | [Return of Purchase Payments Death Benefit Rider (P-RID-RILA-ROP)(10/21). Incorporated by reference to Post-Effective Amendment No. 4 to Registration No. 333-256966, filed April 4, 2023 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000094770323000193/p-ridxrilaxrop10x21.htm) |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

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| | |
|:---|:---|
| (e) | [Application. (P-FGI-APP)(10/21). Incorporated by reference to Post-Effective Amendment No. 6 to Registration No. 333-256966, filed April 4, 2024 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000113322824003311/plazfgi-html7580_ex99e.htm) |
| (f)(1) | [Articles of Incorporation of Pruco Life Insurance Company, as amended through October 19, 1993. Incorporated by reference to Post-Effective Amendment No. 1 to Form N-4, Registration No. 333-06701, filed June 24, 1996 on behalf of the Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/0000950110-96-000740.txt) |
| (2) | [By-laws of Pruco Life Insurance Company, as amended through May 6, 1997. Incorporated by reference to Form 10-Q, as filed August 15, 1997, on behalf of Pruco Life Insurance Company.](https://www.sec.gov/Archives/edgar/data/777917/0000950110-97-001300.txt) |
| (g) | Not Applicable. |
| (h)(1) | [Shareholder Information Agreement (Sample Rule 22c-2). Incorporated by reference to Post-Effective Amendment No. 3 to Registration No. 333-130989, filed April 19, 2007 on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000119312507085292/dex998b.txt) |
| (2) | [Fund Participation Agreement dated May 1, 2005, by and among Pruco Life Insurance Company, The Prudential Series Fund, Inc., Prudential Investments LLC, and Prudential Investment Management Services LLC Incorporated by reference to Post-Effective Amendment No. 9 to Registration Statement No. 333-192701. filed on April 5, 2018, on behalf of Pruco Life Flexible Premium Variable Annuity Account.](https://www.sec.gov/Archives/edgar/data/947703/000094770318000104/ex8fpsfprucolife.htm) |
| (i) | Not Applicable. |
| (j) | Not Applicable. |
| (k) | Opinion and Consent of Counsel. To be filed by amendment. |
| (l) | Written Consent of Independent Registered Public Accounting Firm. To be filed by amendment. |
| (m) | Not Applicable. |
| (n) | Not Applicable. |
| (o) | I[nitial Summary Prospectus. Incorporated by reference to Post-Effective Amendment No. 1 to Registration No. 333-288857, filed August 5, 2025 on behalf of Pruco Life Insurance Company.](https://www.sec.gov/Archives/edgar/data/2077810/000207781025000028/ispplazflexguardincome.htm) |
| (p) | [Powers of Attorney: Reshma V. Abraham, Markus Coombs, Alan M. Finkelstein, Scott E. Gaul, Bradley O. Harris, and Salene Hitchcock-Gear.](f_comboplazpoafeb2026.htm) Filed Herewith. |
| (q) | Not Applicable. |
| (r) | Historical Current Limits on Index Gains. To be filed by amendment. |

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ITEM 28. DIRECTORS AND OFFICERS OF THE INSURANCE COMPANY:

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| | |
|:---|:---|
| **NAME AND PRINCIPAL BUSINESS ADDRESS** | **POSITION AND OFFICES WITH INSURANCE COMPANY** |
| Reshma V. Abraham<br>213 Washington Street<br>Newark, New Jersey 07102 | Director and Vice President |
| Markus Coombs<br>213 Washington Street<br>Newark, New Jersey 07102 | Director, Chief Accounting Officer, Chief Financial Officer, and Vice President |
| Alan M. Finkelstein<br>751 Broad Street<br>Newark, New Jersey 07102 | Director and Treasurer |
| Scott E. Gaul<br>One Corporate Drive<br>Shelton, Connecticut 0648 | Director, President and Chief Executive Officer |
| Bradley O. Harris<br>213 Washington Street<br>Newark, New Jersey 07102 | Director |
| Salene Hitchcock-Gear<br>213 Washington Street<br>Newark, New Jersey 07102 | Director |
| Daniel T. McNulty<br>600 Office Center Drive, Apex Office Park<br>Fort Washington, Pennsylvania 19034 | Chief Compliance Officer, Variable Life & Variable Annuities Registered Separate Accounts |
| Matthew Silver<br>213 Washington Street<br>Newark, New Jersey 07102 | Chief Actuary and Senior Vice President |
| Amy M. Woltman<br>751 Broad Street<br>Newark, New Jersey 07102 | Chief Legal Officer, Vice President and Secretary |

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ITEM 29. PERSONS CONTROLLED BY OR UNDER COMMON CONTROL WITH THE INSURANCE COMPANY OR THE REGISTERED SEPARATE ACCOUNT:

The Registered Separate Account may be deemed to be under common control (or where indicated, identical to) the following separate accounts that are sponsored either by Pruco Life Insurance Company ("Pruco Life") or an insurer that is an affiliate of Pruco Life: The Prudential Discovery Premier Group Variable Contract Account, The Prudential Variable Appreciable Account, The Prudential Individual Variable Contract Account, The Prudential Variable Contract Account GI-2, The Prudential Qualified Individual Variable Contract Account, The Prudential Variable Contract Account-24, The Prudential Discovery Select Group Variable Annuity Contract Account (separate accounts of Prudential); the Pruco Life Flexible Premium Variable Annuity Account; the Pruco Life PRUvider Variable Appreciable Account; the Pruco Life Variable Universal Account, the Pruco Life Variable Insurance Account, the Pruco Life Variable Appreciable Account, the Pruco Life Single Premium Variable Life Account, the Pruco Life Single Premium Variable Annuity Account (separate accounts of Pruco Life); the Pruco Life of New Jersey Flexible Premium Variable Annuity Account; the Pruco Life of New Jersey Variable Insurance Account, the Pruco Life of New Jersey Variable Appreciable Account, the Pruco Life of New Jersey Single Premium Variable Life Account, and the Pruco Life of New Jersey Single Premium Variable Annuity Account (separate accounts of Pruco Life Insurance Company of New Jersey ("Pruco Life of New Jersey")). Pruco Life, a life insurance company organized under the laws of Arizona, is a direct wholly-owned subsidiary of The Prudential Insurance Company of America and an indirect wholly-owned subsidiary of Prudential Financial, Inc. Pruco Life of New Jersey, a life insurance company organized under the laws of New Jersey, is a direct wholly-owned subsidiary of Pruco Life, and an indirect wholly-owned subsidiary of Prudential Financial, Inc.

The subsidiaries of Prudential Financial Inc. ("PFI") are listed under [Exhibit 21.1 of the Annual Report on Form 10-K of PFI (Registration No. 001-16707), filed on February 13, 2025](https://www.sec.gov/Archives/edgar/data/1137774/000113777425000044/pru-20241231x10kxexh211.htm), the text of which is hereby incorporated by reference. In addition to those subsidiaries, Prudential holds all of the voting securities of Prudential's Gibraltar Fund, Inc., a Maryland corporation, in three of its separate accounts. Prudential's Gibraltar Fund, Inc. is registered as an open-end, diversified, management investment company under the Investment Company Act of 1940 (the "Act"). The separate accounts listed above are registered as unit investment trusts under the Act. The Registered Separate Account may also be deemed to be under common control with The Prudential Variable Contract Account-2, The Prudential Variable Contract Account-10, and The Prudential Variable Account Contract Account-11, (separate accounts of The Prudential Insurance Company of America which are registered as open-end, diversified management investment companies).

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ITEM 30. INDEMNIFICATION:

Pruco Life Insurance Company ("Pruco Life"), in conjunction with certain of its affiliates, maintains insurance on behalf of any person who is or was a trustee, director, officer, employee, or agent of Pruco Life, or who is or was serving at the request of Pruco Life as a trustee, director, officer, employee or agent of such other affiliated trust or corporation, against any liability asserted against and incurred by him or her arising out of his or her position with such trust or corporation.

Arizona, the state of organization of Pruco Life, permits entities organized under its jurisdiction to indemnify directors and officers with certain limitations. The relevant provisions of Arizona law permitting indemnification can be found in Section 10-850 et. seq. of the Arizona Statutes Annotated. The text of Pruco Life's By-law, Article VIII, which relates to indemnification of officers and directors, is incorporated by reference to [Exhibit 3(ii) to its form 10-Q filed August 15, 1997](https://www.sec.gov/Archives/edgar/data/777917/0000950110-97-001300.txt).

Insofar as indemnification for liabilities arising under the Securities Act of 1933, as amended (the "Securities Act") may be permitted to directors, officers and controlling persons of Pruco Life pursuant to the foregoing provisions or otherwise, Pruco Life has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Securities Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by Pruco Life of expenses incurred or paid by a director, officer or controlling person of Pruco Life in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, Pruco Life will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act and will be governed by the final adjudication of such issue.

ITEM 31. PRINCIPAL UNDERWRITERS:

&nbsp;&nbsp;&nbsp;&nbsp;(a) Prudential Annuities Distributors, Inc. (PAD)

PAD serves as principal underwriter for variable annuities issued by various insurance companies. The separate accounts of those insurance companies, through which the bulk of the variable annuities are issued, are the Pruco Life Flexible Premium Variable Annuity Account, the Pruco Life of New Jersey Flexible Premium Variable Annuity Account, The Prudential Qualified Individual Variable Contract Account, The Prudential Individual Variable Contract Account, Prudential's Annuity Plan Account, Prudential's Investment Plan Account, and Prudential's Annuity Plan Account-2. In addition, PAD serves as principal underwriter for variable annuities issued by Fortitude Life Insurance & Annuity Company and its Fortitude Life Insurance & Annuity Company Variable Account B.

&nbsp;&nbsp;&nbsp;&nbsp;(b) Information concerning the directors and officers of PAD is set forth below:

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| | |
|:---|:---|
| **NAME** | **POSITIONS AND OFFICES WITH UNDERWRITER** |
| Suzanne Amari<br>One Corporate Drive<br>Shelton, Connecticut 06484 | Director |
| Kevin M. Brayton<br>280 Trumbull Street<br>Hartford, Connecticut 06103 | Senior Vice President and Director |
| Tracey Carroll<br>One Corporate Drive<br>Shelton, Connecticut 06484 | President and Director |
| Jessica Conley<br>2101 Welsh Road<br>Dresher, Pennsylvania 19025 | Vice President |
| Markus Coombs<br>213 Washington Street<br>Newark, New Jersey 07102 | Director |
| Kelly Florio<br>751 Broad Street<br>Newark, New Jersey 07102 | Anti-Money Laundering Officer |
| Christina A. Hartnett<br>One Corporate Drive<br>Shelton, Connecticut 06484 | Chief Operating Officer and Vice President |
| Donald Mallavia<br>One Corporate Drive<br>Shelton, Connecticut 06484 | Director |
| Shane T. McGrath<br>280 Trumbull Street<br>Hartford, Connecticut 06103 | Chief Compliance Officer and Vice President |

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| | |
|:---|:---|
| **NAME** | **POSITIONS AND OFFICES WITH UNDERWRITER**  |
| Anju Nanda<br>One Corporate Drive<br>Shelton, Connecticut 06484 | Chairman, Chief Executive Officer and Director |
| Frank Papasavas<br>751 Broad Street<br>Newark, New Jersey 07102 | Treasurer |
| Robert P. Smit<br>751 Broad Street<br>Newark, New Jersey 07102 | Chief Financial Officer and Controller |
| Jordan Thomsen<br>213 Washington Street<br>Newark, New Jersey 07102 | Chief Legal Officer and Secretary |
| Amy M. Woltman<br>751 Broad Street<br>Newark, New Jersey, 07102 | Vice President and Assistant Secretary |

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&nbsp;&nbsp;&nbsp;&nbsp;(c) Commissions received by PAD during [2025] with respect to all individual annuities issued by Pruco Life.

[to be updated by amendment]

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| | | | | |
|:---|:---|:---|:---|:---|
| NAME OF PRINCIPAL UNDERWRITER | NET UNDERWRITING<br>DISCOUNTS AND<br>COMMISSIONS | COMPENSATION ON<br>REDEMPTION | BROKERAGE<br>COMMISSIONS | COMPENSATION |
| Prudential Annuities Distributors, Inc.\* | [$_] | $-0- | $-0- | $-0- |

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\* PAD did not retain any of these commissions.

ITEM 31A. INFORMATION ABOUT CONTRACTS WITH INDEX-LINKED OPTIONS AND FIXED OPTIONS SUBJECT TO A CONTRACT ADJUSTMENT

[To be updated by amendment]

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) As of [December 31, 2025]:

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| NAME OF CONTRACT | NUMBER OF CONTRACTS OUTSTANDING | TOTAL VALUE ATTRIBUTABLE TO THE INDEX-LINKED OPTIONS | NUMBER OF CONTRACTS SOLD DURING THE PRIOR CALENDAR YEAR | GROSS PREMIUMS RECEIVED DURING THE PRIOR CALENDAR YEAR | AMOUNT OF CONTRACT VALUE REDEEMED DURING THE PRIOR CALENDAR YEAR | COMBINATION CONTRACT (YES/NO) |
| Prudential FlexGuard Income Index-Linked and Variable Annuity | [ ] | $[ ] | [ ] | $[ ] | $[ ] | Yes |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) See Exhibit 27(r)

ITEM 32. LOCATION OF ACCOUNTS AND RECORDS

Provided in the Registered Separate Account's most recent report on Form N-CEN.

ITEM 33. MANAGEMENT SERVICES

None.

ITEM 34. FEE REPRESENTATION AND UNDERTAKINGS

With regard to the offering of the Variable Sub-account, the Company hereby represents that the fees and charges deducted under the contracts described in this registration statement, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by the Company.

With regard to the offering of the Index Strategies under this registration statement, the Company undertakes:

(1) To file, during any period in which offers or sales are being made, a post-effective amendment to the registration statement to include any prospectus required by section 10(a)(3) of the Securities Act; and

(2) That, for the purpose of determining any liability under the Securities Act, each such post-effective amendment shall be deemed to be a new

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registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.

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SIGNATURES

Pursuant to the requirements of the Securities Act of 1933, the Insurance Company certifies that it meets the requirements for effectiveness of this post-effective amendment to the Registration Statement under Rule 485(b) under the Securities Act and has duly caused this post-effective amendment to be signed on its behalf by the undersigned, duly authorized, in the City of Newark and the State of New Jersey on this 13th day of February 2026.

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| | |
|:---|:---|
| PRUCO LIFE INSURANCE COMPANY<br>(INSURANCE COMPANY) | PRUCO LIFE INSURANCE COMPANY<br>(INSURANCE COMPANY) |
| By: | Scott E. Gaul\* |
|  | Scott E. Gaul<br>President and Chief Executive Officer |

---

SIGNATURES

Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the date indicated.

---

| | | |
|:---|:---|:---|
| SIGNATURE | TITLE |  |
| Reshma V. Abraham\*<br> Reshma V. Abraham | Director and Vice President | February 13, 2026 |
| Markus Coombs\*<br> Markus Coombs | Chief Financial Officer, Chief Accounting Officer, Vice President and Director | February 13, 2026 |
| Alan M. Finkelstein\*<br> Alan M. Finkelstein | Director and Treasurer | February 13, 2026 |
| Scott E. Gaul\*<br> Scott E. Gaul | Director, Vice President and Chief Executive Officer | February 13, 2026 |
| Bradley O. Harris\*<br> Bradley O. Harris | Director | February 13, 2026 |
| Salene Hitchcock-Gear\*<br> Salene Hitchcock-Gear | Director | February 13, 2026 |

---

---

| | |
|:---|:---|
| By: | /s/ Richard H. Kirk |
|  | Richard H. Kirk |

---

\* Executed by Richard H. Kirk on behalf of those indicated pursuant to Power of Attorney.

## Ex-99.P

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director or officer of Pruco Life Insurance Company ("Pruco Life"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of Pruco Life filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company:**

ActiveIncome 333-283684 FlexGuard 2.0 333-288504 <br> ActiveIncome - Franklin Templeton 333-290153 FlexGuard Income 2.0 333-288505

**Pruco Life Insurance Company (RILA/MVA):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-288845  | &nbsp;&nbsp; 333-288852  | &nbsp;&nbsp; 333-288859  |
| &nbsp;&nbsp; 333-288846  | &nbsp;&nbsp; 333-288853  | &nbsp;&nbsp; 333-288860  |
| &nbsp;&nbsp; 333-288847  | &nbsp;&nbsp; 333-288855  | &nbsp;&nbsp; 333-288861  |
| &nbsp;&nbsp; 333-288848  | &nbsp;&nbsp; 333-288856  | &nbsp;&nbsp; 333-288862  |
| &nbsp;&nbsp; 333-288849  | &nbsp;&nbsp; 333-288857  | &nbsp;&nbsp; 333-288864  |
| &nbsp;&nbsp; 333-288851  | &nbsp;&nbsp; 333-288858  | &nbsp;&nbsp; 333-288865  |

---

**Pruco Life Flexible Premium Variable Annuity Account (811-07325):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-06701  | &nbsp;&nbsp; 333-37728  | &nbsp;&nbsp; 333-130989  |
| &nbsp;&nbsp; 333-162673  | &nbsp;&nbsp; 333-162680  | &nbsp;&nbsp; 333-170466  |
| &nbsp;&nbsp; 333-184541  | &nbsp;&nbsp; 333-184887  | &nbsp;&nbsp; 333-184888  |
| &nbsp;&nbsp; 333-184890  | &nbsp;&nbsp; 333-192701  | &nbsp;&nbsp; 333-230983  |
| &nbsp;&nbsp; 333-256965  | &nbsp;&nbsp; 333-256966  | &nbsp;&nbsp; 333-267463  |

---

IN WITNESS WHEREOF, I have hereunto set my hand on October 17, 2025.

 <u>/s/ Reshma V. Abraham</u>

Reshma V. Abraham

Director and Vice President

------

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director or officer of Pruco Life Insurance Company ("Pruco Life"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of Pruco Life filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company:**

ActiveIncome 333-283684 FlexGuard 2.0 333-288504 <br> ActiveIncome - Franklin Templeton 333-290153 FlexGuard Income 2.0 333-288505

**Pruco Life Insurance Company (RILA/MVA):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-288845  | &nbsp;&nbsp; 333-288852  | &nbsp;&nbsp; 333-288859  |
| &nbsp;&nbsp; 333-288846  | &nbsp;&nbsp; 333-288853  | &nbsp;&nbsp; 333-288860  |
| &nbsp;&nbsp; 333-288847  | &nbsp;&nbsp; 333-288855  | &nbsp;&nbsp; 333-288861  |
| &nbsp;&nbsp; 333-288848  | &nbsp;&nbsp; 333-288856  | &nbsp;&nbsp; 333-288862  |
| &nbsp;&nbsp; 333-288849  | &nbsp;&nbsp; 333-288857  | &nbsp;&nbsp; 333-288864  |
| &nbsp;&nbsp; 333-288851  | &nbsp;&nbsp; 333-288858  | &nbsp;&nbsp; 333-288865  |

---

**Pruco Life Flexible Premium Variable Annuity Account (811-07325):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-06701  | &nbsp;&nbsp; 333-37728  | &nbsp;&nbsp; 333-130989  |
| &nbsp;&nbsp; 333-162673  | &nbsp;&nbsp; 333-162680  | &nbsp;&nbsp; 333-170466  |
| &nbsp;&nbsp; 333-184541  | &nbsp;&nbsp; 333-184887  | &nbsp;&nbsp; 333-184888  |
| &nbsp;&nbsp; 333-184890  | &nbsp;&nbsp; 333-192701  | &nbsp;&nbsp; 333-230983  |
| &nbsp;&nbsp; 333-256965  | &nbsp;&nbsp; 333-256966  | &nbsp;&nbsp; 333-267463  |

---

IN WITNESS WHEREOF, I have hereunto set my hand on October 17, 2025.

 <u>/s/ Markus Coombs</u>

Markus Coombs

Director, Chief Financial Officer,

Chief Accounting Officer and Vice President

------

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director or officer of Pruco Life Insurance Company ("Pruco Life"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of Pruco Life filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company:**

ActiveIncome 333-283684 FlexGuard 2.0 333-288504 <br> ActiveIncome - Franklin Templeton 333-290153 FlexGuard Income 2.0 333-288505

**Pruco Life Insurance Company (RILA/MVA):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-288845  | &nbsp;&nbsp; 333-288852  | &nbsp;&nbsp; 333-288859  |
| &nbsp;&nbsp; 333-288846  | &nbsp;&nbsp; 333-288853  | &nbsp;&nbsp; 333-288860  |
| &nbsp;&nbsp; 333-288847  | &nbsp;&nbsp; 333-288855  | &nbsp;&nbsp; 333-288861  |
| &nbsp;&nbsp; 333-288848  | &nbsp;&nbsp; 333-288856  | &nbsp;&nbsp; 333-288862  |
| &nbsp;&nbsp; 333-288849  | &nbsp;&nbsp; 333-288857  | &nbsp;&nbsp; 333-288864  |
| &nbsp;&nbsp; 333-288851  | &nbsp;&nbsp; 333-288858  | &nbsp;&nbsp; 333-288865  |

---

**Pruco Life Flexible Premium Variable Annuity Account (811-07325):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-06701  | &nbsp;&nbsp; 333-37728  | &nbsp;&nbsp; 333-130989  |
| &nbsp;&nbsp; 333-162673  | &nbsp;&nbsp; 333-162680  | &nbsp;&nbsp; 333-170466  |
| &nbsp;&nbsp; 333-184541  | &nbsp;&nbsp; 333-184887  | &nbsp;&nbsp; 333-184888  |
| &nbsp;&nbsp; 333-184890  | &nbsp;&nbsp; 333-192701  | &nbsp;&nbsp; 333-230983  |
| &nbsp;&nbsp; 333-256965  | &nbsp;&nbsp; 333-256966  | &nbsp;&nbsp; 333-267463  |

---

IN WITNESS WHEREOF, I have hereunto set my hand on October 17, 2025.

 <u>/s/ Alan M. Finkelstein</u>

Alan M. Finkelstein

Director and Treasurer

------

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director or officer of Pruco Life Insurance Company ("Pruco Life"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of Pruco Life filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company:**

ActiveIncome 333-283684 FlexGuard 2.0 333-288504 <br> ActiveIncome - Franklin Templeton 333-290153 FlexGuard Income 2.0 333-288505

**Pruco Life Insurance Company (RILA/MVA):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-288845  | &nbsp;&nbsp; 333-288852  | &nbsp;&nbsp; 333-288859  |
| &nbsp;&nbsp; 333-288846  | &nbsp;&nbsp; 333-288853  | &nbsp;&nbsp; 333-288860  |
| &nbsp;&nbsp; 333-288847  | &nbsp;&nbsp; 333-288855  | &nbsp;&nbsp; 333-288861  |
| &nbsp;&nbsp; 333-288848  | &nbsp;&nbsp; 333-288856  | &nbsp;&nbsp; 333-288862  |
| &nbsp;&nbsp; 333-288849  | &nbsp;&nbsp; 333-288857  | &nbsp;&nbsp; 333-288864  |
| &nbsp;&nbsp; 333-288851  | &nbsp;&nbsp; 333-288858  | &nbsp;&nbsp; 333-288865  |

---

**Pruco Life Flexible Premium Variable Annuity Account (811-07325):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-06701  | &nbsp;&nbsp; 333-37728  | &nbsp;&nbsp; 333-130989  |
| &nbsp;&nbsp; 333-162673  | &nbsp;&nbsp; 333-162680  | &nbsp;&nbsp; 333-170466  |
| &nbsp;&nbsp; 333-184541  | &nbsp;&nbsp; 333-184887  | &nbsp;&nbsp; 333-184888  |
| &nbsp;&nbsp; 333-184890  | &nbsp;&nbsp; 333-192701  | &nbsp;&nbsp; 333-230983  |
| &nbsp;&nbsp; 333-256965  | &nbsp;&nbsp; 333-256966  | &nbsp;&nbsp; 333-267463  |

---

IN WITNESS WHEREOF, I have hereunto set my hand on February 2, 2026.

 <u>/s/ Scott E. Gaul</u>

Scott E. Gaul

Director, President and Chief Executive Officer

------

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director or officer of Pruco Life Insurance Company ("Pruco Life"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of Pruco Life filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company:**

<br> ActiveIncome 333-283684 FlexGuard 2.0 333-288504 <br> ActiveIncome - Franklin Templeton 333-290153 FlexGuard Income 2.0 333-288505

**Pruco Life Insurance Company (RILA/MVA):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-288845  | &nbsp;&nbsp; 333-288852  | &nbsp;&nbsp; 333-288859  |
| &nbsp;&nbsp; 333-288846  | &nbsp;&nbsp; 333-288853  | &nbsp;&nbsp; 333-288860  |
| &nbsp;&nbsp; 333-288847  | &nbsp;&nbsp; 333-288855  | &nbsp;&nbsp; 333-288861  |
| &nbsp;&nbsp; 333-288848  | &nbsp;&nbsp; 333-288856  | &nbsp;&nbsp; 333-288862  |
| &nbsp;&nbsp; 333-288849  | &nbsp;&nbsp; 333-288857  | &nbsp;&nbsp; 333-288864  |
| &nbsp;&nbsp; 333-288851  | &nbsp;&nbsp; 333-288858  | &nbsp;&nbsp; 333-288865  |

---

**Pruco Life Flexible Premium Variable Annuity Account (811-07325):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-06701  | &nbsp;&nbsp; 333-37728  | &nbsp;&nbsp; 333-130989  |
| &nbsp;&nbsp; 333-162673  | &nbsp;&nbsp; 333-162680  | &nbsp;&nbsp; 333-170466  |
| &nbsp;&nbsp; 333-184541  | &nbsp;&nbsp; 333-184887  | &nbsp;&nbsp; 333-184888  |
| &nbsp;&nbsp; 333-184890  | &nbsp;&nbsp; 333-192701  | &nbsp;&nbsp; 333-230983  |
| &nbsp;&nbsp; 333-256965  | &nbsp;&nbsp; 333-256966  | &nbsp;&nbsp; 333-267463  |

---

IN WITNESS WHEREOF, I have hereunto set my hand on October 21, 2025.

<u>/s/ Bradley O. Harris</u>

Bradley O. Harris

Director

------

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director or officer of Pruco Life Insurance Company ("Pruco Life"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of Pruco Life filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company:**

ActiveIncome 333-283684 FlexGuard 2.0 333-288504 <br> ActiveIncome - Franklin Templeton 333-290153 FlexGuard Income 2.0 333-288505

**Pruco Life Insurance Company (RILA/MVA):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-288845  | &nbsp;&nbsp; 333-288852  | &nbsp;&nbsp; 333-288859  |
| &nbsp;&nbsp; 333-288846  | &nbsp;&nbsp; 333-288853  | &nbsp;&nbsp; 333-288860  |
| &nbsp;&nbsp; 333-288847  | &nbsp;&nbsp; 333-288855  | &nbsp;&nbsp; 333-288861  |
| &nbsp;&nbsp; 333-288848  | &nbsp;&nbsp; 333-288856  | &nbsp;&nbsp; 333-288862  |
| &nbsp;&nbsp; 333-288849  | &nbsp;&nbsp; 333-288857  | &nbsp;&nbsp; 333-288864  |
| &nbsp;&nbsp; 333-288851  | &nbsp;&nbsp; 333-288858  | &nbsp;&nbsp; 333-288865  |

---

**Pruco Life Flexible Premium Variable Annuity Account (811-07325):**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; 333-06701  | &nbsp;&nbsp; 333-37728  | &nbsp;&nbsp; 333-130989  |
| &nbsp;&nbsp; 333-162673  | &nbsp;&nbsp; 333-162680  | &nbsp;&nbsp; 333-170466  |
| &nbsp;&nbsp; 333-184541  | &nbsp;&nbsp; 333-184887  | &nbsp;&nbsp; 333-184888  |
| &nbsp;&nbsp; 333-184890  | &nbsp;&nbsp; 333-192701  | &nbsp;&nbsp; 333-230983  |
| &nbsp;&nbsp; 333-256965  | &nbsp;&nbsp; 333-256966  | &nbsp;&nbsp; 333-267463  |

---

IN WITNESS WHEREOF, I have hereunto set my hand on October 20, 2025.

<u>/s/ Salene Hitchcock-Gear</u>

Salene Hitchcock-Gear

Director