# EDGAR Filing Document

**Accession Number:** 0000836346
**File Stem:** 0000836346-26-000082
**Filing Date:** 2026-4
**Character Count:** 44602
**Document Hash:** 6a50e9d723bf81afc9327d15bafc2097
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000836346-26-000082.hdr.sgml**: 20260427

**ACCESSION NUMBER**: 0000836346-26-000082

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260427

**DATE AS OF CHANGE**: 20260427

**EFFECTIVENESS DATE**: 20260427

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ALLIANZ LIFE VARIABLE ACCOUNT B
- **CENTRAL INDEX KEY:** 0000836346

**ORGANIZATION NAME:**
- **EIN:** 411366075
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-90260
- **FILM NUMBER:** 26900929

**BUSINESS ADDRESS:**
- **STREET 1:** 5701 GOLDEN HILLS DRIVE
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55416-1297
- **BUSINESS PHONE:** 800-328-5600

**MAIL ADDRESS:**
- **STREET 1:** 5701 GOLDEN HILLS DRIVE
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55416-1297

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NALAC VARIABLE ACCOUNT B
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### ALLIANZ LIFE VARIABLE ACCOUNT B (Series ID: S000002612)

| Class ID   | Class Name                         | Ticker Symbol   |
|:---|:---|:---|
| C000007181 | Allianz High Five Variable Annuity |  |

**ALLIANZ High Five**<sup>TM</sup> **VARIABLE ANNUITY CONTRACT** 

Issued by Allianz Life Variable Account B and Allianz Life Insurance Company of North America (Allianz Life, we, us, our)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

**Updating Summary Prospectus** 

**THE CONTRACT IS NO LONGER OFFERED FOR SALE TO NEW INVESTORS.**<br> **We continue to administer the in force Contracts. We only accept additional Purchase Payments if your Contract** <br> **was issued in Connecticut, Florida, or New Jersey. However, we do not accept additional Purchase Payments** <br> **(regardless of state of issue) if you have an Inherited IRA or 403(b) Contract.**<br>

This Summary Prospectus summarizes key features of an individual flexible purchase payment variable deferred annuity contract (Contract). **The Contract is a complex investment and involves risks. You may lose money, including your principal investment and previously credited earnings.**

The Statutory Prospectus for the Contract contains more information about the Contract, including its features, benefits, and risks. You can find this Statutory Prospectus and other information about the Contract online at https://www.allianzlife.com/what-we-offer/annuities/prospectuses. You can also obtain this information at no cost by calling (800) 624-0197 or by sending an email request to prospectus.request@allianzlife.com.

This prospectus describes four different versions of the Contract. The "Original Contract Version A" first became available on October 25, 2002. The Original Contract was replaced in most states by the "May 2005 Contract" beginning on April 29, 2005. The May 2005 Contract was subsequently replaced by the "February 2007 Contract," which first became available on February 22, 2007. On June 22, 2007 Original Contract Version A was replaced in most states by "Original Contract Version B." **We stopped offering all versions of the Contract on March 13, 2009.** These Contract versions were offered with different optional benefits, have different fees and expenses (including annual charges) and may have different features.

**This Contract is not a short-term investment and is not appropriate if you need ready access to cash. Withdrawals could result in withdrawal charges, taxes, and tax penalties. Withdrawals or transfers from the FPAs at any time other than 30 days before the end of an Account Period could also result in negative Market Value Adjustments (MVAs). The maximum potential loss from a negative MVA is -30%.**

All obligations and guarantees under the Contract are the obligations of Allianz Life and are subject to our claims-paying ability and financial strength.

**The Securities & Exchange Commission (SEC) has not approved or disapproved these securities or determined if this prospectus is truthful or complete. Any representation to the contrary is a criminal offense. An investment in this Contract is not a deposit of a bank or financial institution and is not federally insured or guaranteed by the Federal Deposit Insurance Corporation or any other federal government agency. An investment in this Contract involves investment risk including the possible loss of principal.**

Additional information about certain investment products, including variable annuities, has been prepared by the SEC's staff and is available at https://www.investor.gov.

Dated: May 1, 2026

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

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**TABLE OF CONTENTS**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

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| | |
|:---|:---|
| **[Glossary](#xx_6bc8a6ca-2600-4397-b3b5-2cd67489d6db_1)** | **3**  |
| **[Updated Information About Your Contract](#xx_77621487-14fa-4ba7-96d8-4db162a0a51d_1)** | **5**  |
| **[Important Information You Should Consider About the](#xx_7204bac0-3c2e-4818-9050-350805c76165_1)**<br> **[Contract](#xx_7204bac0-3c2e-4818-9050-350805c76165_1)** | **6**  |

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| | | |
|:---|:---|:---|
| **[Appendix A – Investment Choices Available Under the](#xx_4f1a2193-5b7c-483f-a2e6-c0d056332d16_1)**<br> **[Contract](#xx_4f1a2193-5b7c-483f-a2e6-c0d056332d16_1)** | **[Appendix A – Investment Choices Available Under the](#xx_4f1a2193-5b7c-483f-a2e6-c0d056332d16_1)**<br> **[Contract](#xx_4f1a2193-5b7c-483f-a2e6-c0d056332d16_1)** | **10**  |
|  | [Investment Options](#xx_4f1a2193-5b7c-483f-a2e6-c0d056332d16_1) | 10  |
|  | [Fixed Options](#xx_4f1a2193-5b7c-483f-a2e6-c0d056332d16_4) | 13  |

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

 **2** 

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Glossary

This prospectus is written in plain English. However, there are some technical words or terms that are capitalized and are used as defined terms throughout the prospectus. For your convenience, we included this glossary to define these terms.

**NOTE: Cross references in this Updating Summary Prospectus are to the sections of the Statutory Prospectus** <br> **where you can find more detailed information.**<br>

The following is a list of common abbreviations used in this prospectus.

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|:---|:---|
| &nbsp;&nbsp; **FPA = Fixed Period Account**<br> **GAV = Guaranteed Account Value**<br> **GMDB = Guaranteed Minimum Death Benefit**<br> **GMIB = Guaranteed Minimum Income Benefit**<br>| &nbsp;&nbsp; **GWB = Guaranteed Withdrawal Benefit**<br> **MAV = Maximum Anniversary Value**<br> **MVA = Market Value Adjustment**<br>|

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**Account Period** – the length of time for a Fixed Period Account. Account Periods range from one to ten years.

**Accumulation Phase** – the initial phase of your Contract before you apply your total Contract Value to Annuity Payments. The Accumulation Phase begins on the Issue Date and may occur at the same time as the Annuity Phase if you take Partial Annuitizations.

**Annuity Options** – the annuity income options available to you under the Contract.

**Contract** – the individual flexible purchase payment variable deferred annuity contract described by this prospectus.

**Contract Value** – on any Business Day, the sum of the values in your selected Investment Choices. The Contract Value reflects the deduction of any contract maintenance charge, transfer fee, and M&E charge, but does not reflect the deduction of any withdrawal charge. It does not include amounts applied to a Partial Annuitization.

**Contract Year** – any period of twelve months beginning on the Issue Date or a subsequent Contract Anniversary.

**Financial Professional** – the person who advises you regarding the Contract.

**Fixed Options –** the general account Investment Choices available under the Contract. The only Fixed Options available are the FPAs.

**FPAs (Fixed Period Accounts) –** the Fixed Options that earn interest guaranteed by us and are only available during the Accumulation Phase.

**Full Annuitization** – the application of the total Contract Value to Annuity Payments.

**Fund(s)** – the underlying fund in which an Investment Option invests.

**GAV (Guaranteed Account Value) Benefit** – a benefit under the Living Guarantees that provides a level of protection for the principal you have invested in the Contract as well as locking in investment gains from prior anniversaries.

**GAV Transfers –** if your Contract includes the Living Guarantees, these are the transfers we make between your selected Investment Options and the FPAs as a result of our monitoring your daily Contract Value in order to support the GAV Benefit.

**Income Date** – the date we begin making Annuity Payments to the Payee from the Contract. Because the Contract allows for Partial Annuitizations, there may be multiple Income Dates. The earliest available Income Date is two years after the Issue Date, and the latest possible Income Date can occur as late as age 100.

**Investment Choices** – the Investment Options and any Fixed Options available under the Contract for Purchase Payments or transfers.

**Investment Options** – the subaccounts of the Separate Account and the variable investment options available under the Contract. Each Investment Option invests exclusively in the shares of its corresponding underlying Fund.

**Living Guarantees –** a benefit package that includes the GAV Benefit, the GMIB and the GWB.

**MAV (Maximum Anniversary Value)** – a calculation used in determining the GMIB value and the guaranteed death benefit value under the Enhanced GMDB.

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

 **3** 

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**MVA (Market Value Adjustment) –** a positive or negative adjustment to amounts withdrawn or transferred from an FPA unless they are made within 30 days of the end of an Account Period.

**Non-Qualified Contract** – a Contract that is not a Qualified Contract.

**Original Contract –** there are two versions of this Contract. Version A first became available on October 25, 2002 and was replaced in most states by the May 2005 Contract. On June 22, 2007 Original Contract Version A was replaced in most states by Original Contract Version B, which has a lower M&E charge.

**Owner** – "you," "your" and "yours." The person(s) or entity designated at Contract issue and named in the Contract who may exercise all rights granted by the Contract.

**Purchase Payment** – the money you put into the Contract.

**Qualified Contract** – a Contract that qualifies for special tax treatment under sections of the Internal Revenue Code (Code).

**Traditional Annuity Payments –** Annuity Payments we make to the Payee based on the Contract Value.

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

 **4** 

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Updated Information About Your Contract

The information in this Updating Summary Prospectus is a summary of certain Contract features that have changed since the Statutory Prospectus dated May 1, 2025. This may not reflect all of the changes that have occurred since you entered into your Contract.

There have been no material changes to your Contract's features since the date of your most recent Statutory Prospectus.

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

 **5** 

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Important Information You Should Consider About the Contract

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| | | | |
|:---|:---|:---|:---|
|  | **FEES, EXPENSES, AND ADJUSTMENTS** | **FEES, EXPENSES, AND ADJUSTMENTS** | &nbsp;&nbsp; **Prospectus**<br> **Location**<br>|
| **Are There** <br> **Charges or** <br> **Adjustments** <br> **for Early** <br> **Withdrawals?**<br>| &nbsp;&nbsp; **Yes,** your Contract may be subject to charges for early withdrawals. If you withdraw money <br> from the Contract within 7 years of your last Purchase Payment, you will be assessed a <br> withdrawal charge of up to 8.0% of the Purchase Payment withdrawn, declining to 0% over <br> that time period.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> For example, if you invest $100,000 in the Contract and make an early withdrawal, you <br> could pay a withdrawal charge of up to $8,000. The potential for loss on an early withdrawal <br> could be greater due to taxes or tax penalties.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> If money is withdrawn or transferred out of an FPA at any time other than 30 days before <br> the end of an Account Period an MVA based on changes in interest rates may apply. An <br> MVA may be positive, negative, or equal to zero. The maximum negative MVA is -30%. For <br> example, if you take a $100,000 withdrawal from an FPA during the period the MVA applies, <br> you could lose up to $30,000 due to a negative MVA. | &nbsp;&nbsp; **Yes,** your Contract may be subject to charges for early withdrawals. If you withdraw money <br> from the Contract within 7 years of your last Purchase Payment, you will be assessed a <br> withdrawal charge of up to 8.0% of the Purchase Payment withdrawn, declining to 0% over <br> that time period.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> For example, if you invest $100,000 in the Contract and make an early withdrawal, you <br> could pay a withdrawal charge of up to $8,000. The potential for loss on an early withdrawal <br> could be greater due to taxes or tax penalties.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> If money is withdrawn or transferred out of an FPA at any time other than 30 days before <br> the end of an Account Period an MVA based on changes in interest rates may apply. An <br> MVA may be positive, negative, or equal to zero. The maximum negative MVA is -30%. For <br> example, if you take a $100,000 withdrawal from an FPA during the period the MVA applies, <br> you could lose up to $30,000 due to a negative MVA. | &nbsp;&nbsp; **Fee Tables**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **6. Expenses and** <br> **Adjustments**<br>|
| **Are There** <br> **Transaction** <br> **Charges?**<br>| &nbsp;&nbsp; **Yes,** in addition to withdrawal charges and negative MVAs, you may also be charged for <br> other Contract transactions.<br> • We will charge you a fee of $25 per transfer after you exceed 12 transfers between <br> Investment Options (the variable investments available to you) in a Contract Year.<br> • For Original Contracts, if you take variable Traditional Annuity Payments under Annuity <br> Options 2 or 4, and then take a withdrawal ("liquidation"), you may be assessed a <br> commutation fee of up to 4% of the amount liquidated. For example, if you requested a <br> liquidation of $1,000, you could pay a commutation fee of up to $40 and would receive <br> $960.<br> • For Original Contracts, if you take variable Traditional Annuity Payments under Annuity <br> Option 6 and then take a liquidation within 8 years of your last Purchase Payment, you <br> may be assessed a withdrawal charge of up to 8% of the amount liquidated. For example, <br> if you requested a liquidation of $1,000, you could pay a commutation fee of up to $80 <br> and would receive $920. | &nbsp;&nbsp; **Yes,** in addition to withdrawal charges and negative MVAs, you may also be charged for <br> other Contract transactions.<br> • We will charge you a fee of $25 per transfer after you exceed 12 transfers between <br> Investment Options (the variable investments available to you) in a Contract Year.<br> • For Original Contracts, if you take variable Traditional Annuity Payments under Annuity <br> Options 2 or 4, and then take a withdrawal ("liquidation"), you may be assessed a <br> commutation fee of up to 4% of the amount liquidated. For example, if you requested a <br> liquidation of $1,000, you could pay a commutation fee of up to $40 and would receive <br> $960.<br> • For Original Contracts, if you take variable Traditional Annuity Payments under Annuity <br> Option 6 and then take a liquidation within 8 years of your last Purchase Payment, you <br> may be assessed a withdrawal charge of up to 8% of the amount liquidated. For example, <br> if you requested a liquidation of $1,000, you could pay a commutation fee of up to $80 <br> and would receive $920. | &nbsp;&nbsp; **Fee Tables**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **6. Expenses and** <br> **Adjustments**<br>|
| **Are There** <br> **Ongoing Fees** <br> **and** <br> **Expenses?**  | &nbsp;&nbsp; **Yes,** there are ongoing fees and expenses. The table below describes the fees and <br> expenses that you may pay *each year*, depending on the options you choose. Please refer <br> to your Contract specifications page for information about the specific fees you will pay <br> *each year* based on the options you have elected. These ongoing fees and expenses do <br> not reflect any adviser fees paid to an investment adviser from your Contract Value or other <br> assets of the Owner. If such charges were reflected, these ongoing fees and expenses <br> would be higher.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | &nbsp;&nbsp; **Yes,** there are ongoing fees and expenses. The table below describes the fees and <br> expenses that you may pay *each year*, depending on the options you choose. Please refer <br> to your Contract specifications page for information about the specific fees you will pay <br> *each year* based on the options you have elected. These ongoing fees and expenses do <br> not reflect any adviser fees paid to an investment adviser from your Contract Value or other <br> assets of the Owner. If such charges were reflected, these ongoing fees and expenses <br> would be higher.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | &nbsp;&nbsp; **Fee Tables**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **6. Expenses and** <br> **Adjustments**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Appendix A –** <br> **Investment** <br> **Choices Available** <br> **Under the** <br> **Contract** |
| **Are There** <br> **Ongoing Fees** <br> **and** <br> **Expenses?**  | **Minimum** | **Maximum** | &nbsp;&nbsp; **Fee Tables**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **6. Expenses and** <br> **Adjustments**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Appendix A –** <br> **Investment** <br> **Choices Available** <br> **Under the** <br> **Contract** |
| **Are There** <br> **Ongoing Fees** <br> **and** <br> **Expenses?** <br> &nbsp;&nbsp; Base Contract<sup>(1)</sup> <br>(varies by Contract version)<br>| 1.27% | 1.42% | &nbsp;&nbsp; **Fee Tables**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **6. Expenses and** <br> **Adjustments**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Appendix A –** <br> **Investment** <br> **Choices Available** <br> **Under the** <br> **Contract** |
| **Are There** <br> **Ongoing Fees** <br> **and** <br> **Expenses?** <br> &nbsp;&nbsp; Investment Options<sup>(2)</sup> <br>(Fund fees and expenses)<br>| 0.25% | 3.38% | &nbsp;&nbsp; **Fee Tables**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **6. Expenses and** <br> **Adjustments**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Appendix A –** <br> **Investment** <br> **Choices Available** <br> **Under the** <br> **Contract** |
| &nbsp;&nbsp; Optional Benefits Available for an Additional <br> Charge<sup>(3)</sup> <br>(for a single optional benefit, if elected)<br>| 0.20% | 0.20% |  |
|  | &nbsp;&nbsp;&nbsp;&nbsp; (1)<br> As a percentage of each Investment Option's average net assets, plus an amount attributable to the contract <br> maintenance charge. | &nbsp;&nbsp;&nbsp;&nbsp; (1)<br> As a percentage of each Investment Option's average net assets, plus an amount attributable to the contract <br> maintenance charge. |  |
|  | &nbsp;&nbsp;&nbsp;&nbsp; (2)<br> As a percentage of a Fund's average daily net assets. | &nbsp;&nbsp;&nbsp;&nbsp; (2)<br> As a percentage of a Fund's average daily net assets. |  |
|  | &nbsp;&nbsp;&nbsp;&nbsp; (3)<br> As a percentage of each Investment Option's average net assets. This is the current charge for an optional <br> benefit (the Enhanced GMDB). | &nbsp;&nbsp;&nbsp;&nbsp; (3)<br> As a percentage of each Investment Option's average net assets. This is the current charge for an optional <br> benefit (the Enhanced GMDB). |  |

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

 **6** 

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**FEES, EXPENSES, AND ADJUSTMENTS** **Prospectus** **Location** 

Because your Contract is customizable, the choices
 you make affect how much you willpay. To help you understand the cost of owning your
 Contract, the following table shows thelowest and highest cost you could pay each year,
 based on current charges. This estimateassumes that you do not take withdrawals from the
 Contract,**which could add withdrawal** **charges and/or a negative MVA if taken from the FPAs that could substantially** **increase costs.** 

**RISKS** 

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

 **7** 

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|:---|:---|:---|
|  | **RESTRICTIONS** | &nbsp;&nbsp; **Prospectus**<br> **Location**<br>|
| **Are There** <br> **Restrictions on** <br> **the Investment** <br> **Options?**<br>| &nbsp;&nbsp; **Yes,** there are limits on the Investment Options. <br> • We currently allow you to invest in no more than 15 Investment Options at any one time. <br> We may change this maximum in the future, but it will not be less than 5 Investment <br> Options.<br> • The FPAs are Fixed Options. Money held in an FPA receives interest that varies based on <br> the Account Period and when money moved into the FPA. Account Periods range from <br> one to ten years. The FPA interest rate may change annually. For Contracts with Living <br> Guarantees we restrict your ability to transfer money from the FPAs.<br> • The first 12 transfers between Investment Options every Contract Year are free. After <br> that, we deduct a $25 transfer fee for each additional transfer. Your transfers between the <br> Investment Options are also subject to policies designed to deter excessively frequent <br> transfers and market timing. These transfer restrictions do not apply to the Contract's <br> automatic transfer programs.<br> • We reserve the right to remove or substitute the Fund in which an Investment Option <br> invests.<br> • We no longer accept additional Purchase Payments during the Accumulation Phase <br> unless the Contract was issued in Connecticut, Florida, or New Jersey. However, for <br> Contracts issued in Connecticut, Florida, or New Jersey, we do not accept additional <br> Purchase Payments if you have an Inherited IRA or 403(b) Contract.<br> • We also do not accept additional Purchase Payments (regardless of state of issue) on or <br> after the Income Date if you take a Full Annuitization. | &nbsp;&nbsp; **Overview of the** <br> **Contract**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Principal Risks of** <br> **Investing In the** <br> **Contract**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **3. Purchase** <br> **Payments –** <br> **Purchase** <br> **Payment** <br> **Requirements**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **4. The Investment** <br> **Options'** <br> **Underlying Funds**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **5. Valuing Your** <br> **Contract**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Appendix A –** <br> **Investment** <br> **Choices Available** <br> **Under the** <br> **Contract**<br>|
| **Are There any** <br> **Restrictions on** <br> **Contract** <br> **Benefits?**<br>| &nbsp;&nbsp; **Yes,** there are restrictions on Contract benefits. <br> • With the GAV Benefit we monitor your Contract daily and periodically make transfers <br> between your selected Investment Options and the FPAs.<br> • Optional benefits may be modified or terminated under certain circumstances.<br> • Withdrawals that exceed limits specified by the terms of an optional benefit may affect the <br> availability of the benefit by reducing the benefit by an amount greater than the value <br> withdrawn and could end the benefit. Withdrawals that reduce both the Contract Value <br> and the guaranteed value (either the total Purchase Payments adjusted for withdrawals if <br> you have the Traditional GMDB; or the greater of total Purchase Payments adjusted for <br> withdrawals or the MAV if you have the Enhanced GMDB) to zero will end your selected <br> death benefit.<br> • The deduction of financial adviser fees is in addition to this Contract's fees and expenses, <br> and the deduction is treated the same as any other withdrawal under the Contract. As <br> such, withdrawals to pay financial adviser fees are subject to withdrawal charges, MVAs <br> (*which can be negative*), will reduce the Contract Value on a dollar for dollar basis, and <br> may reduce guaranteed values by more than the amount withdrawn. These reductions <br> could be significant. | &nbsp;&nbsp; **9. Benefits** <br> **Available Under** <br> **the Contract**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **11. Death Benefit**<br>|
|  | **TAXES** |  |
| **What Are the** <br> **Contract's Tax** <br> **Implications?**<br>| &nbsp;&nbsp; • Consult with a tax professional to determine the tax implications of an investment in and <br> withdrawals from or payments received under the Contract.<br> • If you purchased the Contract through a tax-qualified plan, 403(b), as an individual <br> retirement annuity, or through a custodial individual retirement account, you do not get <br> any additional tax benefit under the Contract.<br> • Generally, earnings under a Non-Qualified Contract are taxed at ordinary income rates <br> when withdrawn, and may also be subject to a 10% additional federal tax for amounts <br> withdrawn before age 59 <sup>1</sup>∕2.<br> • Generally, distributions from Qualified Contracts are taxed at ordinary income tax rates <br> when withdrawn, and may also be subject to a 10% additional federal tax for amounts <br> withdrawn before age 59 <sup>1</sup>∕2. | **12. Taxes** |

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

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|:---|:---|:---|
|  | **CONFLICTS OF INTEREST** | &nbsp;&nbsp; **Prospectus**<br> **Location**<br>|
| **How Are** <br> **Investment** <br> **Professionals** <br> **Compensated?**<br>| &nbsp;&nbsp; Your Financial Professional may receive compensation for selling this Contract to you, in <br> the form of commissions, additional cash benefits (e.g., cash bonuses), and non-cash <br> compensation. We and/or our wholly owned subsidiary distributor may also make marketing <br> support payments to certain selling firms for marketing services and costs associated with <br> Contract sales. This conflict of interest may influence your Financial Professional to <br> recommend this Contract over another investment for which the Financial Professional is <br> not compensated or compensated less. | &nbsp;&nbsp; **6. Expenses and** <br> **Adjustments –** <br> **Commissions** <br> **Paid to Dealers**<br>|
| **Should I** <br> **Exchange My** <br> **Contract?**<br>| &nbsp;&nbsp; Whether to exchange your existing Contract for a new contract is a decision that each <br> investor should make based on their personal circumstances and financial objectives. <br> However, in making this decision you should be aware that some Financial Professionals <br> may have a financial incentive to offer you a new contract in place of one you already own. <br> You should only exchange your Contract if you determine, after comparing the features, <br> risks, and fees of both contracts, including any fees or penalties to terminate your existing <br> Contract, that it is better for you to purchase the new contract rather than continue to own <br> your existing Contract. | &nbsp;&nbsp; **13. Other** <br> **Information –** <br> **Distribution**<br>|

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

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Appendix A – Investment Choices Available Under the Contract

**Investment Options**

The following includes information about the Funds available under the Contract. More information about the Funds is available in the Funds' prospectuses, which may be amended from time to time and can be found online at https://www.allianzlife.com/variableoptions. You can also request this information at no cost by calling (800) 624-0197, or by sending an email request to prospectus.request@allianzlife.com. Depending on the optional benefits you chose, you may not be able to invest in certain Investment Options.

The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund's past performance is not necessarily an indication of future performance.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | **Fund** <br> **and Adviser/Subadviser** | **Current**<br> **Expenses** | **Average Annual Total Returns**<br> (as of December 31, 2025) | **Average Annual Total Returns**<br> (as of December 31, 2025) | **Average Annual Total Returns**<br> (as of December 31, 2025) |
| **Investment Objectives** | **Fund** <br> **and Adviser/Subadviser** | **Current**<br> **Expenses** | **1 Year** | **5 Years** | **10 Years** |
| Long-term capital appreciation with <br> preservation of capital as an <br> important consideration<br>| **AZL**<sup>®</sup> **Balanced Index** <br> **Strategy Fund**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br>| 0.71% | 13.34% | &nbsp;&nbsp; 5.37% | &nbsp;&nbsp; 6.88% |
| Long-term capital appreciation | **AZL**<sup>®</sup> **DFA Multi-Strategy** <br> **Fund**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br>| 0.87% | 15.03% | &nbsp;&nbsp; 7.44% | &nbsp;&nbsp; 7.91% |
| Exceed total return of the <br> Bloomberg Capital U.S. Aggregate <br> Bond Index<br>| **AZL**<sup>®</sup> **Enhanced Bond Index** <br> **Fund**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Financial Management, Inc.*<br>| 0.66% | &nbsp;&nbsp; 6.86% | -0.72% | &nbsp;&nbsp; 1.65% |
| High level of current income | **AZL**<sup>®</sup> **Fidelity Institutional** <br> **Asset Management**<sup>®</sup> **Total** <br> **Bond Fund – Class 2**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: FIAM*<sup>®</sup> *LLC*<br>| 0.91% | &nbsp;&nbsp; 7.64% | &nbsp;&nbsp; 0.31% | &nbsp;&nbsp; 2.85% |
| Current income consistent with <br> stability of principal<br>| **AZL**<sup>®</sup> **Government Money** <br> **Market Fund**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Advisors, LLC*<br>| 0.65% | &nbsp;&nbsp; 3.70% | &nbsp;&nbsp; 2.62% | &nbsp;&nbsp; 1.57% |
| Seeks to match the performance of <br> the MSCI EAFE<sup>®</sup> Index as closely <br> as possible<br>| **AZL**<sup>®</sup> **International Index** <br> **Fund – Class 1**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Investment Management, LLC*<br>| 0.45% | 31.04% | &nbsp;&nbsp; 8.58% | &nbsp;&nbsp; 8.65% |

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

**Appendix A**

 **10** 

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---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | **Fund** <br> **and Adviser/Subadviser** | **Current**<br> **Expenses** | **Average Annual Total Returns**<br> (as of December 31, 2025) | **Average Annual Total Returns**<br> (as of December 31, 2025) | **Average Annual Total Returns**<br> (as of December 31, 2025) |
| **Investment Objectives** | **Fund** <br> **and Adviser/Subadviser** | **Current**<br> **Expenses** | **1 Year** | **5 Years** | **10 Years** |
| Seeks to match the performance of <br> the MSCI EAFE<sup>®</sup> Index as closely <br> as possible<br>| **AZL**<sup>®</sup> **International Index** <br> **Fund – Class 2**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Investment Management, LLC*<br>| 0.70% | 30.72% | &nbsp;&nbsp; 8.32% | &nbsp;&nbsp; 7.67% |
| Seeks to match the performance of <br> the Standard & Poor's MidCap 400<sup>®</sup> <br> Index as closely as possible<br>| **AZL**<sup>®</sup> **Mid Cap Index Fund –** <br> **Class 2**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Investment Management, LLC*<br>| 0.60% | &nbsp;&nbsp; 6.90% | &nbsp;&nbsp; 8.48% | 10.22% |
| Long-term capital appreciation | **AZL**<sup>®</sup> **Moderate Index** <br> **Strategy Fund**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br>| 0.68% | 14.69% | &nbsp;&nbsp; 6.55% | &nbsp;&nbsp; 8.02% |
| Long-term capital appreciation with <br> preservation of capital as an <br> important consideration<br>| **AZL**<sup>®</sup> **MVP Balanced Index** <br> **Strategy Fund**<sup>(2)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br>| 0.73% | 10.70% | &nbsp;&nbsp; 4.85% | &nbsp;&nbsp; 5.95% |
| Long-term capital appreciation | **AZL**<sup>®</sup> **MVP DFA** <br> **Multi-Strategy Fund**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br>| 0.87% | 12.05% | &nbsp;&nbsp; 6.85% | &nbsp;&nbsp; 6.78% |
| Long-term capital appreciation | **AZL**<sup>®</sup> **MVP Growth Index** <br> **Strategy Fund**<sup>(2)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br>| 0.69% | 11.80% | &nbsp;&nbsp; 7.67% | &nbsp;&nbsp; 7.78% |
| Seeks to match the total return of <br> the Russell 1000<sup>®</sup> Growth Index<br>| **AZL**<sup>®</sup> **Russell 1000 Growth** <br> **Index Fund – Class 2**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Investment Management, LLC*<br>| 0.69% | 17.79% | 14.74% | 17.47% |
| Seeks to match the total return of <br> the Russell 1000<sup>®</sup> Value Index<br>| **AZL**<sup>®</sup> **Russell 1000 Value** <br> **Index Fund – Class 1**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Investment Management, LLC*<br>| 0.44% | 15.41% | 11.00% | 10.13% |
| Seeks to match the total return of <br> the Russell 1000<sup>®</sup> Value Index<br>| **AZL**<sup>®</sup> **Russell 1000 Value** <br> **Index Fund – Class 2**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Investment Management, LLC*<br>| 0.69% | 15.11% | 10.73% | &nbsp;&nbsp; 9.86% |

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

**Appendix A**

 **11** 

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---

| | | | | |
|:---|:---|:---|:---|:---|
| **Investment Objectives** | **Current**<br> **Expenses** | **Average Annual Total Returns**<br> (as of December 31, 2025) | **Average Annual Total Returns**<br> (as of December 31, 2025) | **Average Annual Total Returns**<br> (as of December 31, 2025) |
| **Investment Objectives** | **Current**<br> **Expenses** | **1 Year** | **5 Years** | **10 Years** |
| Seeks to match total return of the <br> S&P 500<sup>®</sup><br>**AZL**<sup>®</sup> **S&P 500 Index Fund –** <br> **Class 1**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Investment Management, LLC*<br>| 0.25% | 17.60% | 14.15% | 14.54% |
| Seeks to match total return of the <br> S&P 500<sup>®</sup><br>**AZL**<sup>®</sup> **S&P 500 Index Fund –** <br> **Class 2**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Investment Management, LLC*<br>| 0.50% | 17.33% | 13.87% | 14.25% |
| Seeks to match performance of the <br> S&P SmallCap 600 Index<sup>®</sup><br>**AZL**<sup>®</sup> **Small Cap Stock Index** <br> **Fund – Class 1**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Investment Management, LLC*<br>| 0.36% | &nbsp;&nbsp; 5.71% | &nbsp;&nbsp; 6.93% | &nbsp;&nbsp; 9.10% |
| Seeks to match performance of the <br> S&P SmallCap 600 Index<sup>®</sup><br>**AZL**<sup>®</sup> **Small Cap Stock Index** <br> **Fund – Class 2**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: BlackRock* <br> *Investment Management, LLC*<br>| 0.61% | &nbsp;&nbsp; 5.46% | &nbsp;&nbsp; 6.66% | &nbsp;&nbsp; 9.20% |
| Long-term capital appreciation with <br> preservation of capital as an <br> important intermediate-term <br> objective<br>**AZL**<sup>®</sup> **T. Rowe Price Capital** <br> **Appreciation Fund**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Allianz Investment* <br> *Management LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc./T. Rowe Price* <br> *Investment Management, Inc.*<br>| 1.00% | 11.50% | &nbsp;&nbsp; 9.01% | 10.85% |
| Long-term growth of capital<br> **Davis VA Financial** <br> **Portfolio**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Davis Selected* <br> *Advisers, L.P.*<br>| 0.75% | 29.12% | 18.15% | 12.94% |
| Long-term capital appreciation with <br> preservation of capital as an <br> important consideration<br>**Franklin Rising Dividends** <br> **VIP Fund – Class 2**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Franklin Advisers, Inc.*<br>| 0.89% | 11.80% | &nbsp;&nbsp; 9.50% | 12.10% |
| Income<br> **Franklin U.S. Government** <br> **Securities VIP Fund – Class** <br> **2**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Franklin Advisers, Inc.*<br>| 0.79% | &nbsp;&nbsp; 6.69% | &nbsp;&nbsp; 0.02% | &nbsp;&nbsp; 1.14% |
| Total return<br> **Invesco V.I. Global Strategic** <br> **Income Fund – Class 1**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Invesco Advisers, Inc.*<br>| 0.95% | 12.98% | &nbsp;&nbsp; 1.65% | &nbsp;&nbsp; 3.01% |

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

**Appendix A**

 **12** 

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---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | **Fund** <br> **and Adviser/Subadviser** | **Current**<br> **Expenses** | **Average Annual Total Returns**<br> (as of December 31, 2025) | **Average Annual Total Returns**<br> (as of December 31, 2025) | **Average Annual Total Returns**<br> (as of December 31, 2025) |
| **Investment Objectives** | **Fund** <br> **and Adviser/Subadviser** | **Current**<br> **Expenses** | **1 Year** | **5 Years** | **10 Years** |
| Maximum real return consistent with <br> prudent investment management<br>| **PIMCO** <br> **CommodityRealReturn**<sup>®</sup> <br> **Strategy Portfolio – Admin.** <br> **Class**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Pacific Investment* <br> *Management Company LLC*<br>| 3.19% | 18.79% | 10.55% | &nbsp;&nbsp; 6.54% |
| Maximum total return, consistent <br> with preservation of capital and <br> prudent investment management<br>| **PIMCO Emerging Markets** <br> **Bond Portfolio – Admin.** <br> **Class**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Pacific Investment* <br> *Management Company LLC*<br>| 1.17% | 15.01% | &nbsp;&nbsp; 2.45% | &nbsp;&nbsp; 5.08% |
| Maximum total return, consistent <br> with preservation of capital and <br> prudent investment management<br>| **PIMCO High Yield Portfolio –** <br> **Admin. Class**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.81% | &nbsp;&nbsp; 8.97% | &nbsp;&nbsp; 3.98% | &nbsp;&nbsp; 5.59% |
| Maximum real return, consistent <br> with preservation of real capital and <br> prudent investment management<br>| **PIMCO Real Return Portfolio** <br> **– Admin. Class**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Pacific Investment* <br> *Management Company LLC*<br>| 1.39% | &nbsp;&nbsp; 7.87% | &nbsp;&nbsp; 1.22% | &nbsp;&nbsp; 3.20% |
| Total return, which exceeds that of <br> its secondary benchmark index <br> consistent with prudent investment <br> management<br>| **PIMCO StocksPLUS**<sup>®</sup> **Global** <br> **Portfolio – Advisor Class**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.93% | 24.25% | 10.89% | 11.08% |
| Maximum total return, consistent <br> with preservation of capital and <br> prudent investment management<br>| **PIMCO Total Return Portfolio** <br> **– Admin. Class**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.73% | &nbsp;&nbsp; 8.90% | &nbsp;&nbsp; 0.02% | &nbsp;&nbsp; 2.36% |
| High current income, consistent with <br> preservation of capital, with capital <br> appreciation as a secondary <br> consideration<br>| **Templeton Global Bond VIP** <br> **Fund – Class 2**<sup>(1)</sup><br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> *Adviser: Franklin Advisers, Inc.*<br>| 0.75% | 15.73% | -0.96% | -0.15% |

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&nbsp;&nbsp;&nbsp;&nbsp;(1) This Fund's annual expenses reflect temporary fee reductions. Please see the Fund's prospectus for information regarding the expense reimbursement or fee waiver arrangement.

&nbsp;&nbsp;&nbsp;&nbsp;(2) This Fund is managed in a way that is intended to minimize volatility of returns (referred to as a "managed volatility strategy"). For more information see Principal Risks of Investing in the Contract – Managed Volatility Investment Option Risk, or refer to the Fund's prospectus.

**Fixed Options**

The following is a list of Fixed Options currently available under the Contract. We may offer new Fixed Options in the future. We will provide you with written notice before doing so.

**Note: If money is withdrawn or transferred out of an FPA at any time other than 30 days before the end of an** <br> **Account Period, an MVA based on changes in interest rates may apply. This may result in a significant reduction** <br> **in your Contract Value. However, we may not apply MVAs to GAV Transfers we make from the FPAs depending** <br> **on when your Contract was issued, or if you chose to opt out of having MVAs applied to GAV Transfers. For** <br> **more information, see section 6, Expenses and Adjustments - Market Value Adjustment (MVA).**<br>

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

**Appendix A**

 **13** 

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

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| | |
|:---|:---|
| **Name** | **Term** |
| FPAs | Account Periods range from one to ten years<br>1%<sup>(1)</sup> <br>|

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&nbsp;&nbsp;&nbsp;&nbsp;<sup>(1)</sup>

The minimum guaranteed interest rate could be greater than 1% depending on the state in which your Contract was issued and your Issue Date. For more information on these variations, please see Appendix G.

EDGAR Contract ID No.: C000007181

HFV-001-USP

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**Allianz High Five**<sup>TM</sup> **Variable Annuity Prospectus – May 1, 2026**

**Appendix A**

 **14** 

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<br>