# EDGAR Filing Document

**Accession Number:** 0001847398
**File Stem:** 0001104659-26-076721
**Filing Date:** 2026-6
**Character Count:** 83721
**Document Hash:** d2c1d7716dc23b139388c6340ece7b96
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-076721.hdr.sgml**: 20260623

**ACCESSION NUMBER**: 0001104659-26-076721

**CONFORMED SUBMISSION TYPE**: S-8

**PUBLIC DOCUMENT COUNT**: 18

**FILED AS OF DATE**: 20260623

**DATE AS OF CHANGE**: 20260623

**EFFECTIVENESS DATE**: 20260623

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NorthEast Community Bancorp, Inc./MD/
- **CENTRAL INDEX KEY:** 0001847398
- **STANDARD INDUSTRIAL CLASSIFICATION:** SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** S-8
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-296964
- **FILM NUMBER:** 261109812

**BUSINESS ADDRESS:**
- **STREET 1:** 325 HAMILTON AVENUE
- **CITY:** WHITE PLAINS
- **STATE:** NY
- **ZIP:** 10601
- **BUSINESS PHONE:** (914) 684-2500

**MAIL ADDRESS:**
- **STREET 1:** 325 HAMILTON AVENUE
- **CITY:** WHITE PLAINS
- **STATE:** NY
- **ZIP:** 10601

As filed with the U.S. Securities and Exchange Commission on June 23, 2026 Registration No. 333-

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, DC 20549**

**FORM S-8**

**REGISTRATION STATEMENT**

**UNDER THE SECURITIES ACT OF 1933**

**<u>NORTHEAST COMMUNITY BANCORP, INC.</u>**

(Exact name of registrant as specified in its charter)

---

| | |
|:---|:---|
| **<u>Maryland</u>** | **<u>86-3173858</u>** |
| (State or other jurisdiction of incorporation or organization) | (IRS Employer Identification No.) |

---

---

| | |
|:---|:---|
| **<u>325 Hamilton Avenue, White Plains, New York</u>** | **<u>10601</u>** |
| (Address of Principal Executive Offices) | (Zip Code) |

---

**NORTHEAST COMMUNITY BANCORP, INC.**

**<u>2026 EQUITY INCENTIVE PLAN</u>**

(Full title of the plan)

**Kenneth A. Martinek**

**Chairman and Chief Executive Officer**

**NorthEast Community Bancorp, Inc.**

**325 Hamilton Avenue**

**<u>White Plains, NY 10601</u>**

(Name and address of agent for service)

**<u>(914) 684-2500</u>**

(Telephone number, including area code, of agent for service)

**Copies to:**

**Christina M. Gattuso, Esq.**

**Suzanne A. Walker, Esq.**

**Kilpatrick Townsend & Stockton LLP**

**Washington, DC 20004**

**(202) 508-5800**

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act.

Large accelerated filer ◻ Accelerated filer ⌧ <br> Non-accelerated filer ◻ Smaller reporting company ⌧ <br> Emerging growth company ⌧

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the Securities Act. ◻

**This Registration Statement shall become effective immediately upon filing in accordance with Section 8(a) of the Securities Act and 17 C.F.R. § 230.462.**

**NORTHEAST COMMUNITY BANCORP, INC.**

**PART I**

**INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS**

**Items 1 & 2. Plan Information and Registrant Information and Employee Plan Annual Information.**

The documents containing the information for the NorthEast Community Bancorp, Inc. 2026 Equity Incentive Plan (the "Plan") specified by Part I of this Registration Statement will be sent or given to the participants in the Plan as specified by Rule 428(b)(1). Such documents need not be filed with the Securities and Exchange Commission (the "SEC") either as a part of this Registration Statement or as a prospectus or prospectus supplement pursuant to Rule 424 in reliance on Rule 428. Such documents and the information incorporated by reference pursuant to Item 3 of Part II of this Registration Statement, taken together, constitute a prospectus for this Registration Statement.

**PART II**

**INFORMATION REQUIRED IN THE REGISTRATION STATEMENT**

**Item 3. Incorporation of Documents by Reference.**

The following documents filed or to be filed by NorthEast Community Bancorp, Inc. (the "Registrant" or the "Corporation") with the SEC are incorporated by reference in this Registration Statement:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) The Registrant's [Annual Report on Form 10-K for the year ended December 31, 2025, as filed with the SEC on March 13, 2026](https://www.sec.gov/ix?doc=/Archives/edgar/data/1847398/000110465926027566/necb-20251231x10k.htm), including information incorporated by reference into the Registrant's [Form 10-K from the Registrant's Definitive Proxy Statement on Schedule 14A, filed with the SEC on April 10, 2026 (File No. 001-40589)](https://www.sec.gov/ix?doc=/Archives/edgar/data/1847398/000110465926041983/tm261561d1_def14a.htm).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) The Registrant's Quarterly Report on [Form 10-Q for the quarter ended March 31, 2026 as filed with the SEC on May 8, 2026 (File No. 001-40589)](https://www.sec.gov/ix?doc=/Archives/edgar/data/1847398/000110465926057657/necb-20260331x10q.htm).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) The description of the Registrant's common stock contained in [Exhibit 4.1](https://www.sec.gov/Archives/edgar/data/1847398/000155837022004780/necb-20211231xex4d1.htm) to the Registrant's Annual Report on Form 10-K for the year ended December 31, 2022 (File No. 001-40589), filed with the SEC on March 30, 2023, including any amendment or report filed for the purpose of updating such description.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) The Registrant's Current Report on [Form 8-K filed with the SEC on May 26, 2026 (File No. 001-40589)](https://www.sec.gov/ix?doc=/Archives/edgar/data/1847398/000110465926066282/tm2615655d1_8k.htm).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) All documents filed by the Registrant, where applicable, pursuant to Sections 13(a), 13(c), 14 or 15(d) of the Exchange Act after the date hereof and prior to the filing of a post-effective amendment which deregisters all securities then remaining unsold (in each case other than those portions furnished under Items 2.02. 7.01 and 9.01 of Form 8-K).

*Any statement contained in this Registration Statement, or in a document incorporated or deemed to be incorporated by reference herein, shall be deemed to be modified or superseded for purposes of this Registration Statement to the extent that a statement contained herein, or in any other subsequently filed document which also is incorporated or deemed to be incorporated by reference herein, modifies or supersedes such statement. Any such statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this Registration Statement.*

**Item 4. Description of Securities.**

Not applicable.

**Item 5. Interests of Named Experts and Counsel.**

None.

**Item 6. Indemnification of Directors and Officers.**

As set forth in Article IX of the Corporation's Articles of Incorporation.

**NINTH:** The Corporation shall indemnify (A) its directors and officers, whether serving the Corporation or at its request any other entity, to the fullest extent required or permitted by the general laws of the State of Maryland now or hereafter in force, including the advance of expenses under the procedures required, and (B) other employees and agents to such extent as shall be authorized by the Board of Directors or the Corporation's Bylaws and be permitted by law. The foregoing rights of indemnification shall not be exclusive of any rights to which those seeking indemnification may be entitled. The Board of Directors may take such action as is necessary to carry out these indemnification provisions and is expressly empowered to adopt, approve and amend from time to time such Bylaws, resolutions or contracts implementing such provisions or such further indemnification arrangements as may be permitted by law. No amendment of the Articles of Amendment and Restatement of the Corporation shall limit or eliminate the right to indemnification provided hereunder with respect to acts or omissions occurring prior to such amendment or repeal. Any indemnification payments made pursuant to this Article NINTH are subject to and conditioned upon their compliance with Section 18(k) of the Federal Deposit Insurance Act (12 U.S.C. 1828(k)) and the regulations promulgated thereunder by the Federal Deposit Insurance Corporation (12 C.F.R. Part 359).

**Item 7. Exemption from Registration Claimed.**

None.

**Item 8. Exhibits.**

The following exhibits are filed with or incorporated by reference into this registration statement on Form S-8 (numbering corresponds generally to the Exhibit Table in Item 601 of Regulation S-K).

List of Exhibits (filed herewith unless otherwise noted):

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| | |
|:---|:---|
| [4.1](https://www.sec.gov/Archives/edgar/data/1847398/000110465921033229/tm218423d1_ex3-1.htm) | [Articles of Incorporation of NorthEast Community Bancorp, Inc. <sup>(1)</sup>](https://www.sec.gov/Archives/edgar/data/1847398/000110465921033229/tm218423d1_ex3-1.htm) |

---

---

| | |
|:---|:---|
| [4.2](https://www.sec.gov/Archives/edgar/data/1847398/000110465921033229/tm218423d1_ex3-2.htm) | [Bylaws of NorthEast Community Bancorp, Inc. <sup>(2)</sup>](https://www.sec.gov/Archives/edgar/data/1847398/000110465921033229/tm218423d1_ex3-2.htm) |

---

---

| | |
|:---|:---|
| [4.3](https://www.sec.gov/Archives/edgar/data/1847398/000110465921033229/tm218423d1_ex4-0.htm) | [Specimen Stock Certificate of NorthEast Community Bancorp, Inc.<sup>(3)</sup>](https://www.sec.gov/Archives/edgar/data/1847398/000110465921033229/tm218423d1_ex4-0.htm) |

---

[5.1](tm2618366d1_ex5-1.htm) [Opinion of Kilpatrick Townsend & Stockton LLP, regarding the securities being registered](tm2618366d1_ex5-1.htm)

---

| | |
|:---|:---|
| [10.1](https://www.sec.gov/Archives/edgar/data/1847398/000110465926041983/tm261561d1_def14a.htm) | [NorthEast Community Bancorp, Inc. 2026 Equity Incentive Plan <sup>(4)</sup>](https://www.sec.gov/Archives/edgar/data/1847398/000110465926041983/tm261561d1_def14a.htm) |

---

[10.2](tm2618366d1_ex10-2.htm) [Form of Time-Based Restricted Stock Award Agreement for Directors](tm2618366d1_ex10-2.htm)

[10.3](tm2618366d1_ex10-3.htm) [Form of Time-Based Restricted Stock Agreement for Executives](tm2618366d1_ex10-3.htm)

[10.4](tm2618366d1_ex10-4.htm) [Form of Performance-Based Restricted Stock Agreement for Executives](tm2618366d1_ex10-4.htm)

[23.1](tm2618366d1_ex5-1.htm) [Consent of Kilpatrick Townsend & Stockton LLP (contained in Exhibit 5.1)](tm2618366d1_ex5-1.htm)

[23.2](tm2618366d1_ex23-2.htm) [Consent of S.R. Snodgrass, P.C.](tm2618366d1_ex23-2.htm)

---

| | |
|:---|:---|
| [24.1](#a_001) | [Power of Attorney (included on the signature page hereto)](#a_001) |

---

[107](tm2618366d1_ex-filingfees.htm) [Filing Fee Table](tm2618366d1_ex-filingfees.htm)

(1) Filed as Exhibit 3.1 to the Corporation's Form S-1
 Registration Statement, as amended, initially filed with the SEC on March 8, 2021 (File No. 333-253982).

(2) Filed as Exhibit 3.2 to the Corporation's Form S-1
 Registration Statement, as amended, initially filed with the SEC on March 8, 2021 (File No. 333-253982).

(3) Filed as Exhibit 4.0 to the Corporation's Form S-1
 Registration Statement, as amended, initially filed with the SEC on March 8, 2021 (File No. 333-253982).

(4) Incorporated by reference to Annex A to the Corporation's Definitive
 Proxy Statement on Schedule 14A, filed with the SEC on April 10, 2026 (File No. 001-40589).

**Item 9. Undertakings.**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) The undersigned Registrant hereby undertakes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) To reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration statement. Notwithstanding the foregoing, any increase or decrease in the volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Securities and Exchange Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price represent no more than 20 percent change in the maximum aggregate offering price set forth in the "Calculation of Registration Fee" table in the effective registration statement; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) To include any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material change to such information in the registration statement.

*Provided, however*, that paragraphs (a)(1)(i) and (a)(1)(ii) of this section do not apply if the information required to be included in a post-effective amendment by those paragraphs is contained in reports filed or furnished to the Securities and Exchange Commission by the registrant pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 that are incorporated by reference into this Registration Statement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3) To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) The undersigned Registrant hereby undertakes that, for purposes of determining any liability under the Securities Act of 1933, each filing of the registrant's annual report pursuant to Section 13(a) or section 15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan's annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the registration statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant has been advised that, in the opinion of the SEC, such indemnification is against public policy as expressed in such Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question of whether such indemnification by it is against public policy as expressed in such Act and will be governed by the final adjudication of such issue.

**SIGNATURES**

**The Registrant.**

Pursuant to the requirements of the Securities Act of 1933, NorthEast Community Bancorp, Inc. certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of White Plains, State of New York on June 23, 2026.

---

| | |
|:---|:---|
| **NORTHEAST COMMUNITY BANCORP, INC.** | **NORTHEAST COMMUNITY BANCORP, INC.** |
| By: | /s/ Kenneth A. Martinek |
|  | Kenneth A. Martinek |
|  | Chairman and Chief Executive Officer |

---

**POWER OF ATTORNEY**

We, the undersigned directors and officers of NorthEast Community Bancorp, Inc. hereby severally constitute and appoint Kenneth A. Martinek and Donald S. Hom as the true and lawful attorneys-in-fact and agents, with full power of substitution and resubstitution, for him or her and in his or her name, place and stead, in any and all capacities to sign any or all amendments to the Form S-8 registration statement, and to file the same, with all exhibits thereto, and other documents in connection therewith, with the United States Securities and Exchange Commission, granting unto said attorneys-in-fact and agents full power and authority to do and perform each and every act and thing requisite and necessary to be done as fully, and to all intents and purposes, as he or she might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or their substitutes, may lawfully do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the dates indicated.

---

| | | |
|:---|:---|:---|
| **Name** | **Title** | **Date** |
| /s/ Kenneth A. Martinek | Chairman and | June 23, 2026 |
| Kenneth A. Martinek | Chief Executive Officer |  |
|  | (principal executive officer) |  |
| /s/ Jose M. Collazo | President, Chief Operating Officer and |  |
| Jose M. Collazo | Director | June 23, 2026 |
| /s/ Donald S. Hom | Executive Vice President and | June 23, 2026 |
| Donald S. Hom | Chief Financial Officer |  |
|  | (principal financial and accounting officer) |  |
| /s/ Diane B. Cavanaugh | Director | June 23, 2026 |
| Diane B. Cavanaugh |  |  |
| /s/ Charles M. Cirillo | Director | June 23, 2026 |
| Charles M. Cirillo |  |  |
| /s/ Eugene M. Magier | Director | June 23, 2026 |
| Eugene M. Magier |  |  |
| /s/ Charles A. Martinek | Director | June 23, 2026 |
| Charles A. Martinek |  |  |
| /s/ John F. McKenzie | Director | June 23, 2026 |
| John F. McKenzie |  |  |
| /s/ Kenneth H. Thomas | Director | June 23, 2026 |
| Kenneth H. Thomas |  |  |
| /s/ Lynette Bennett | Director | June 23, 2026 |
| Lynette Bennett |  |  |
| /s/ Joel L. Morgenthau | Director | June 23, 2026 |
| Joel L. Morgenthau |  |  |

---

## Exhibit 5.1

**Exhibit 5.1**

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| | | |
|:---|:---|:---|
| ![](tm2618366d1_ex5-1img001.jpg) | **Kilpatrick Townsend & Stockton LLP**<br> ktslaw.com | 701 Pennsylvania Avenue, NW, Suite 200<br> Washington, DC 20004 |

---

June 23, 2026

Board of Directors

NorthEast Community Bancorp, Inc.

325 Hamilton Avenue

White Plains, New York 10601

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Re: NorthEast Community Bancorp, Inc. 2026 Equity Incentive Plan**

Board Members:

We have been requested by NorthEast Community Bancorp, Inc., a Maryland corporation (the "Company"), to issue our opinion in connection with the registration of 204,335 shares of the Company's common stock, par value $0.01 per share, under the Securities Act of 1933, as amended (the "Securities Act") to be issued pursuant to the NorthEast Community Bancorp, Inc. 2026 Equity Incentive Plan (the "Plan").

We have made such legal and factual examinations and inquiries as we have deemed advisable for the purpose of rendering this opinion. In our examination, we have assumed but have not verified (i) the genuineness of all signatures; (ii) the authenticity of all documents submitted to us as originals; (iii) the conformity with the originals of all documents supplied to us as copies; and (iv) the accuracy and completeness of all corporate records and documents and of all certificates and statements of fact, in each case given or made available to us by the Company or its subsidiaries.

Based on the foregoing, and limited in all respects to Maryland law, it is our opinion that, following the effectiveness of the Registration Statement on Form S-8 (the "Registration Statement"), the shares reserved for issuance under the Plan, when issued in accordance with the terms and conditions of the Plan, will be legally issued, fully paid and non-assessable.

We note that, although certain portions of the Registration Statement (the financial statements and schedules) have been included therein (through incorporation by reference) on the authority of "experts" within the meaning of the Securities Act, we are not experts with respect to any portion of the Registration Statement, including, without limitation, the financial statements or schedules or the other financial information or data included therein.

We hereby consent to the filing of this opinion as an exhibit to the Company's Registration Statement on Form S-8. By giving such consent, we do not hereby admit that we are in the category of persons whose consent is required under Section 7 of the Securities Act.

---

| |
|:---|
| Very truly yours, |
| KILPATRICK TOWNSEND & STOCKTON LLP |
| /s/ Kilpatrick Townsend & Stockton LLP |

---

**Anchorage Atlanta Augusta Beijing Charlotte Chicago Dallas Denver Houston Los Angeles New York Phoenix Raleigh**

**San Diego San Francisco Seattle Shanghai Silicon Valley Stockholm Tokyo Walnut Creek Washington Winston-Salem**

## Exhibit 10.2

**Exhibit 10.2**

**FORM OF**

**TIME-BASED RESTRICTED STOCK AWARD AGREEMENT**

**NORTHEAST COMMUNITY BANCORP, INC.**

**2026 EQUITY INCENTIVE PLAN**

**(NON-EMPLOYEE DIRECTORS)**

This restricted stock agreement ("**Restricted Stock Award**" or "**Agreement**") is and will be subject in every respect to the provisions of the ***NorthEast Community Bancorp, Inc. 2026 Equity Incentive Plan*** (the "**Plan**") which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement. The holder of this Restricted Stock Award (the "**Participant**") hereby accepts this Restricted Stock Award, subject to all the terms and provisions of the Plan and this Agreement, and agrees that all decisions under and interpretations of the Plan and this Agreement by the committee appointed to administer the Plan ("**Committee**") or the Board of Directors of NorthEast Community Bancorp, Inc. **("Company")** will be final, binding and conclusive upon the Participant and the Participant's heirs, legal representatives, successors and permitted assigns. A copy of the Plan and related prospectus will be provided to each person granted a Restricted Stock Award. Capitalized terms used herein but not defined will have the same meaning as in the Plan.

**1.** **Name of Participant:** __________________________________________________________________________________________

**2.** **Date of Grant:** __________________________________________________________________________________________

**3.** **Number of Shares Subject to this Restricted Stock Award:** ________________________________________________________________

**4.** **Vesting Schedule.** Except as otherwise provided in this Agreement, this Restricted Stock Award shall vest on:________________. If a Vesting Date falls on a non-business day, the Restricted Stock Award will vest on the next business day.

**5.** **Terms and Conditions.**

**(a)** **Voting**.
 The Participant will have the right to vote the unvested shares of Restricted Stock awarded
 hereunder on matters which require shareholder vote.

**(b)** **Dividends.** Any dividends or distributions (cash or stock) declared with respect to shares of Common
 Stock subject to this Restricted Stock Award will be distributed subject to the same restrictions
 and the same vesting schedule as the underlying shares of Common Stock on which the dividend
 was declared. For the avoidance of doubt, in no event will dividends be paid to a Participant
 on any Restricted Stock Award prior to the date on which the Restricted Stock Award vests.

**6. Delivery of Shares.** Delivery of shares of Common Stock under this Restricted Stock Award will comply with all applicable laws (including, the requirements of the Securities Act), and the applicable requirements of any securities exchange or similar entity.

**7. Change in Control.** In the event of the Participant's Involuntary Termination following a Change in Control, all Restricted Stock Awards subject to this Agreement will become fully vested. A "**Change in Control**" will be deemed to have occurred as described in Section 9.3 of the Plan.

**8.** **Adjustment Provisions.** This Restricted Stock Award, including the number of shares subject to the Restricted Stock Award, will be adjusted upon the occurrence of the events specified in, and in accordance with the provisions of, Section 4.4 of the Plan.

**9. Effect of Termination of Service on Restricted Stock Award.**

Notwithstanding Section 4 above, the following special vesting and exercise rules will apply if your service with the Company and its Affiliates terminates before your Restricted Stock Award has vested in full:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(a)** **Death.** In the event of the Participant's Termination of Service by reason of the Participant's death, any unvested shares of Common Stock subject to this Agreement will vest upon the date of such separation from service.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(b)** **Disability.** In the event of the Participant's Termination of Service by reason the Participant's Disability, any unvested shares of Common Stock subject to this Agreement will vest. Your Disabled status must become effective prior to the date of your separation from service in order to be recognized under this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(c)** **Termination for Cause.** In the event of the Participant's Termination of Service for Cause, all Common Stock subject to this Agreement that has not vested will expire and be forfeited. For purposes of this Agreement, the term "**Cause**" means: (i) willful misconduct by the Participant that in the reasonable determination of the Board has caused or is likely to cause material injury to the reputation or business of the Company or Affiliate; (ii) any act of fraud, material misappropriation or other dishonesty by the Participant; (iii) the Participant's violation of his or her fiduciary duties to the Company or its Affiliates or his or her violation of the Company's Code of Business Conduct and Ethics, as reasonably determined by the Board; or the Participant's conviction of a felony

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(d)** **Involuntary Termination for Reasons other than Cause or Resignation for Good Reason not in Connection with a Change in Control.** In the Committee's sole discretion, any unvested portion of this Restricted Stock Award may be accelerated in connection with a Participant's resignation for Good Reason or Involuntary Termination for reasons other than Cause.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(e)** **No Other Special Vesting Rights.** Unless otherwise determined by the Committee, no accelerated vesting of your Restricted Stock Awards will apply except as specified in Section 9(a) through (d) above. If you forfeit Restricted Stock Awards at any time, you will cease to have any rights with respect to such forfeited Restricted Stock Awards.

**10.** **Tax Consequences.** All non-employee directors are self-employed and are not subject to mandatory tax-withholding upon the vesting of a Restricted Stock Award.

**11.** **Modification or Amendment.** This Agreement may not be amended or otherwise modified, except as set forth herein, unless evidenced in writing and signed by the Company and the Participant. Notwithstanding the foregoing, the Committee may amend this Agreement by a writing that specifically states that it is amending this Agreement, so long as a copy of such amendment is delivered to you, provided that no such amendment shall adversely affect in a material way your rights hereunder without your written consent (except to the extent the Committee reasonably determines that such amendment or termination is necessary or appropriate to comply with applicable law or the rules or regulations of any stock exchange on which the Company's stock is listed or quoted). Without limiting the foregoing, the Committee reserves the right to change, by written notice to you, the provisions of your Restricted Stock Awards and this Agreement in any way it may deem necessary or advisable to carry out the purpose of the grant of the Restricted Stock Awards as a result of any change in applicable law or regulation or any future law, regulation, ruling, or judicial decisions.

**12.** **No Continuation of Service.** Neither the Plan nor this Award will confer upon the Participant any right to continue in the Service of the Company or any of its affiliates, or limit in any respect the right of the Company or its affiliates to discharge the Participant at any time, with or without Cause and with or without notice.

**13.** **Transferability.** The Restricted Stock Awards may not be sold, pledged, assigned, or transferred in any manner; other than by will or the laws of descent. Any such purported sale, pledge, assignment, or transfer in violation of this Agreement shall be void and of no effect.

**14.** **Beneficiary.** Each Participant may name a beneficiary or beneficiaries to whom any vested but unpaid portion of this Restricted Award is to be paid in case of the Participant's death.

**15.** **Interpretation**. The Participant accepts the Restricted Stock subject to all the terms and provisions and restrictions of this Agreement and the Plan. The undersigned Participant hereby accepts as binding, conclusive and final all decisions or interpretations of the Board or the Committee upon any questions arising under this Agreement or the Plan.

**16.** **Electronic Delivery**. The Company may, in its sole discretion, decide to deliver any documents related to current or future participation in the Plan by electronic means. The Participant hereby consents to receive such documents by electronic delivery and agrees to participate in the Plan through an on-line or electronic system established and maintained by the Company or another third party designated by the Company.

**17.** **Entire Agreement.** This Agreement, together with the Plan, represents the entire agreement between the parties and supersedes any and all prior or contemporaneous discussions, understandings, or any agreements of any nature, written or otherwise, relating to the subject matter hereof.

**18.** **Governing Law.** This Agreement will be construed in accordance with the laws of the State of New York without regard to the application of the principles of conflicts of laws.

**19.** **Execution.** This Agreement may be executed, including execution by facsimile signature, in one or more counterparts, each of which will be deemed an original, and all of which together shall be deemed to be one and the same instrument.

**20.** **Notices**. Any notice to be given under the terms of this Agreement to the Company shall be addressed to the Company as follows:

NorthEast Community Bancorp, Inc.

325 Hamilton Avenue

White Plains, NY 10601

Any notice to be given under the terms of this Agreement to you shall be addressed to you at the address listed in the Company's records. By a notice given pursuant to this Section 20 either party may designate a different address for notices. Any notice shall be deemed to have been duly given when personally delivered (addressed as specified above) or when enclosed in a properly sealed envelope (addressed as specified above) and deposited, postage prepaid, with the U.S. postal service or an express mail company.

*[Signature page follows]*

**IN WITNESS WHEREOF**, the Company has caused this Agreement to be executed in its name and on its behalf as of the date of this Restricted Stock Award set forth above.

---

| | |
|:---|:---|
| **NORTHEAST COMMUNITY BANCORP, INC.** | **NORTHEAST COMMUNITY BANCORP, INC.** |
| By: |  |
|  | Kenneth A. Martinek |
|  | Chairman and Chief Executive Officer |

---

**PARTICIPANT'S ACCEPTANCE**

The undersigned hereby accepts the foregoing Restricted Stock Award and agrees to the terms and conditions hereof, including the terms and provisions of the Plan. The undersigned hereby acknowledges receipt of a copy of the Plan and related prospectus.

**PARTICIPANT**

## Exhibit 10.3

**Exhibit 10.3**

**FORM OF**

**TIME-BASED RESTRICTED STOCK AWARD AGREEMENT**

**NORTHEAST COMMUNITY BANCORP, INC.**

**2026 EQUITY INCENTIVE PLAN**

**(Executive)**

This restricted stock agreement ("**Restricted Stock Award**" or "**Agreement**") is and will be subject in every respect to the provisions of the ***NorthEast Community Bancorp, Inc. 2026 Equity Incentive Plan*** (the "**Plan**") which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement. The holder of this Restricted Stock Award (the "**Participant**") hereby accepts this Restricted Stock Award, subject to all the terms and provisions of the Plan and this Agreement, and agrees that all decisions under and interpretations of the Plan and this Agreement by the committee appointed to administer the Plan ("**Committee**") or the Board of Directors of NorthEast Community Bancorp, Inc. **("Company")** will be final, binding and conclusive upon the Participant and the Participant's heirs, legal representatives, successors and permitted assigns. This award is subject to federal and local law and the requirements of the NASDAQ Stock Market LLC. A copy of the Plan and related prospectus will be provided to each person granted a Restricted Stock Award. Capitalized terms used herein but not defined will have the same meaning as in the Plan.

**1.** **Name of Participant:** __________________________________________________________________________________________

**2.** **Date of Grant:** __________________________________________________________________________________________

**3.** **Number of Shares Subject to this Restricted Stock Award:** ________________________________________________________________

**4.** **Vesting Schedule.** Except as otherwise provided in this Agreement, this Restricted Stock Award shall vest on:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Vesting Date (1)** | &nbsp;&nbsp;**Number of Shares Vesting** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) If a Vesting Date falls on a non-business
 day, the Restricted Stock Award will vest on the next business day.

**5.** **Terms and Conditions.**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(a)** **Voting**.
 The Participant will have the right to vote the unvested shares of Restricted Stock awarded
 hereunder on matters which require shareholder vote.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(b)** **Dividends.** Any dividends or distributions (cash or stock) declared with respect to shares of Common
 Stock subject to this Restricted Stock Award will be distributed subject to the same restrictions
 and the same vesting schedule as the underlying shares of Common Stock on which the dividend
 was declared. For the avoidance of doubt, in no event will dividends be paid to a Participant
 on any Restricted Stock Award prior to the date on which the Restricted Stock Award vests.

**6. Delivery of Shares.** Delivery of shares of Common Stock under this Restricted Stock Award will comply with all applicable laws (including, the requirements of the Securities Act), and the applicable requirements of any securities exchange or similar entity.

**7.** **Adjustment Provisions.** This Restricted Stock Award, including the number of shares subject to the Restricted Stock Award, will be adjusted upon the occurrence of the events specified in, and in accordance with the provisions of, Section 4.4 of the Plan.

**8. Effect of Termination of Service on Restricted Stock Award.**

Notwithstanding <u>Section 4</u> above, the following special vesting and exercise rules will apply if your service with the Company and its Affiliates terminates before your Restricted Stock Award has vested in full:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(a)** **Death.** In the event of the Participant's Termination of Service by reason of the Participant's death, any unvested shares of Common Stock subject to this Agreement will vest upon the date of such separation from service.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(b)** **Disability.** In the event of the Participant's Termination of Service by reason the Participant's Disability, any unvested shares of Common Stock subject to this Agreement will vest. Your Disabled status must become effective prior to the date of your separation from service in order to be recognized under this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(c)** **Termination for Cause.** In the event of the Participant's Termination of Service for Cause, all Common Stock subject to this Agreement that has not vested will expire and be forfeited. For purposes of this Agreement, "<u>Cause</u>" means the occurrence of any of the following during the Term:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) the Executive's personal dishonesty, act or failure to act constituting willful misconduct or gross negligence that is materially injurious to the Company or NorthEast Community Bank or (the "**Bank**") their reputation, breach of fiduciary duty involving personal profit, or willful violation of any law, rule, regulation (other than traffic violations or similar offenses), final cease and desist order;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) the Executive's material failure to perform the duties of his employment with the Company or the Bank (except in the case of a termination of the Executive's employment for Good Reason or on account of the Executive's physical or mental inability to perform such duties) and the failure to correct such failure within thirty (30) days after receiving written notice from the Bank specifying such failure in detail;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) the Executive's willful failure to comply with any valid and legal written directive of the Company Board or the Bank Board;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) the Executive's willful and material violation of the Company's or the Bank's code of ethics or conduct policies which results in material harm to the Company or the Bank;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(v) the Executive's failure to follow the policies and standards of the Company, the Bank or any affiliate of the Company or the Bank as the same shall exist from time to time, provided that the Executive shall have received written notice from the Company or the Bank or the relevant affiliate of such failure and such failure shall have continued or recurred for ten (10) days following the date of such notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vi) the written requirement or direction of a federal or state regulatory agency having jurisdiction over the Company or the Bank or any other affiliate of the Company that the Executive's employment with the Company or the Bank be terminated;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vii) the Executive's conviction of or plea of nolo contendere to (A) a felony or (B) a lesser criminal offense involving dishonesty, breach of trust, or moral turpitude; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(viii) the Executive's intentional breach of a term, condition, or covenant of this Agreement that results in material harm to the Company or the Bank and the failure to correct such violation within thirty (30) days after receipt of written notice from the Bank specifying such breach in detail.

For purposes of this definition, no act or failure to act shall be considered "willful" if the Executive acted or failed to act either (i) in good faith or (ii) with a reasonable belief that his act or failure to act was not opposed to the Company's and Bank's best interests.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(d)** **Involuntary Termination for Reasons other than Cause or Resignation for Good Reason not in Connection with a Change in Control.** In the Committee's sole discretion, any unvested portion of this Restricted Stock Award may be accelerated in connection with a Participant's resignation for Good Reason or Involuntary Termination for reasons other than Cause.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(e)** **Impact of Change in Control.**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) <u>Employment or Service</u>. Upon the effective date of a Change in Control (as such term is defined
 in Section 9.3 of the Plan), all references in this Agreement to employment or service
 with the Employer shall be deemed to include employment or service with the surviving entity
 in such Change in Control and its subsidiaries, and any transfer of employment or service
 from the Company or any Affiliate to the surviving entity in such Change in Control or any
 of its subsidiaries shall not constitute a separation from service or otherwise interrupt
 your continuous employment or service for purposes of this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) <u>Restricted Stock Awards Not Assumed</u>.
 If the surviving entity in the Change in Control does not assume your unvested Restricted
 Stock Awards, then all unvested Restricted Stock Awards will become vested on the effective
 date of the Change in Control.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) <u>Separation from Service Without Cause</u>. In the event of your involuntary separation from service
 with the Employer without Cause within 24 months after the effective date of a Change in
 Control and prior to the last Vesting Date, all unvested Restricted Stock Awards will become vested on the date of such separation from service.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(f)** **No Other Special Vesting Rights**. Unless otherwise determined by the Committee, no accelerated vesting of your Restricted Stock Awards will apply except as specified in Section 8(a) through (e) above. If you forfeit Restricted Stock Awards at any time, you will cease to have any rights with respect to such forfeited Restricted Stock Awards.

**9.** **Mandatory Tax Withholding.** The Participant is required to pay to the Company all applicable federal, state, local or other taxes, domestic or foreign, with respect to any payment made to you hereunder in the form of shares of Common Stock (the "**Required Tax Payments**"). Generally, all Required Tax Payments will be satisfied by the Company or an affiliate withholding shares of Common Stock otherwise to be delivered to you, having a Fair Market Value on the date the tax is to be determined, sufficient to make the Required Tax Payments. If you choose to pay your mandatory tax withholding obligation in cash, rather than Common Stock, please contact the Human Resources Department.

**10.** **Compliance with Section 409A**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(a)** This
 Agreement shall be construed and administered in accordance with Section 409A of the
 Internal Revenue Code of 1986, as amended (the "**Code** "), or an applicable
 exemption from Code Section 409A.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(b)** To
 the extent that any compensation payable under this Agreement constitutes deferred compensation
 within the meaning of Code Section 409A and the Department of Treasury regulations
 and other guidance thereunder ()"**Section 409A** "), (i) any provisions
 of this Agreement that provide for payment of compensation that is subject to Section 409A
 and that has payment triggered by your separation from service other than on account of your
 death shall be deemed to provide for payment that is triggered only by your "separation
 from service" within the meaning of Treasury Regulation Section §1.409A-1(h) (a
 "**Section 409A Separation from Service** "), (ii) if you are a
 "specified employee" within the meaning of Treasury Regulation Section §1.409A-1(i) on
 the date of your Section 409A Separation from Service (with such status determined
 by the Company in accordance with rules established by the Company in writing in advance
 of the "specified employee identification date" that relates to the date of such
 Section 409A Separation from Service or in the absence of such rules established
 by the Company, under the default rules for identifying specified employees under Treasury
 Regulation Section 1.409A-1(i)), such compensation triggered by such Section 409A
 Separation from Service shall be paid to you six months following the date of such Section 409A
 Separation from Service (provided, however, that if you die after the date of such Section 409A
 Separation from Service, this six month delay shall not apply from and after the date of
 your death); and (iii) to the extent necessary to comply with Section 409A, the
 definition of change in control that applies under Section 409A shall apply under this
 Agreement to the extent that it is more restrictive than the definition of Change in Control
 that would otherwise apply. You acknowledge and agree that the Company has made no representation
 regarding the tax treatment of any payment under this Agreement and, notwithstanding anything
 else in this Agreement, that you are solely responsible for all taxes due with respect to
 any payment under this Agreement.

**11. Recoupment/Clawback**. Your Restricted Stock Awards are subject to recoupment and clawback as provided in the Company's Clawback Policy, as in effect at the time of the Agreement or as subsequently amended.

**12. Modification or Amendment.** This Agreement may not be amended or otherwise modified, except as set forth herein, unless evidenced in writing and signed by the Company and the Participant. Notwithstanding the foregoing, the Committee may amend this Agreement by a writing that specifically states that it is amending this Agreement, so long as a copy of such amendment is delivered to you, provided that no such amendment shall adversely affect in a material way your rights hereunder without your written consent (except to the extent the Committee reasonably determines that such amendment or termination is necessary or appropriate to comply with applicable law or the rules or regulations of any stock exchange on which the Company's stock is listed or quoted). Without limiting the foregoing, the Committee reserves the right to change, by written notice to you, the provisions of your Restricted Stock Awards and this Agreement in any way it may deem necessary or advisable to carry out the purpose of the grant of the Restricted Stock Awards as a result of any change in applicable law or regulation or any future law, regulation, ruling, or judicial decisions.

**13.** **Employment and Successors**. Nothing in the Plan or this Agreement shall serve to modify or amend any employment agreement or other service agreement you may have with the Company or any Affiliate or to interfere with or limit in any way the right of the Company or any Affiliate to terminate your employment or service at any time, or confer upon you any right to continue in the employ of the Company or any Affiliate for any period of time or to continue your present or any other rate of compensation subject to the terms of any employment agreement or service agreement you may have with the Company. The grant of your Restricted Stock Awards shall not give you any right to any additional awards under the Plan or any other compensation plan the Company has adopted or may adopt. The agreements contained in this Agreement shall be binding upon and inure to the benefit of any successor of the Company.

**14.** **Transferability.** The Restricted Stock Awards may not be sold, pledged, assigned, or transferred in any manner; other than by will or the laws of descent. Any such purported sale, pledge, assignment, or transfer in violation of this Agreement shall be void and of no effect.

**15.** **Beneficiary.** Each Participant may name a beneficiary or beneficiaries to whom any vested but unpaid portion of this Restricted Award is to be paid in case of the Participant's death.

**16.** **Interpretation**. The Participant accepts the Restricted Stock subject to all the terms and provisions and restrictions of this Agreement and the Plan. The undersigned Participant hereby accepts as binding, conclusive and final all decisions or interpretations of the Board or the Committee upon any questions arising under this Agreement or the Plan.

**17.** **Electronic Delivery**. The Company may, in its sole discretion, decide to deliver any documents related to current or future participation in the Plan by electronic means. The Participant hereby consents to receive such documents by electronic delivery and agrees to participate in the Plan through an on-line or electronic system established and maintained by the Company or another third party designated by the Company.

**18.** **Entire Agreement.** This Agreement, together with the Plan, represents the entire agreement between the parties and supersedes any and all prior or contemporaneous discussions, understandings, or any agreements of any nature, written or otherwise, relating to the subject matter hereof.

**19.** **Governing Law.** This Agreement will be construed in accordance with the laws of the State of New York without regard to the application of the principles of conflicts of laws.

**20.** **Execution.** This Agreement may be executed, including execution by facsimile signature, in one or more counterparts, each of which will be deemed an original, and all of which together shall be deemed to be one and the same instrument.

**21.** **Notices**. Any notice to be given under the terms of this Agreement to the Company shall be addressed to the Company as follows:

NorthEast Community Bancorp, Inc.

325 Hamilton Avenue

White Plains, NY 10601

Any notice to be given under the terms of this Agreement to you shall be addressed to you at the address listed in the Company's records. By a notice given pursuant to this Section 21 either party may designate a different address for notices. Any notice shall be deemed to have been duly given when personally delivered (addressed as specified above) or when enclosed in a properly sealed envelope (addressed as specified above) and deposited, postage prepaid, with the U.S. postal service or an express mail company.

**22.** **Restrictive Covenant Agreement**. In consideration for the Award that Participant is receiving under this Agreement, Participant agrees to and is bound by the terms of the Participant Non-Solicitation Agreement, attached hereto as *Appendix A* and incorporated by reference as if fully written herein and will survive the expiration of this Agreement and remain in full force and effect.

*[Signature page follows]*

**IN WITNESS WHEREOF**, the Company has caused this Agreement to be executed in its name and on its behalf as of the date of this Restricted Stock Award set forth above.

---

| |
|:---|
| **NORTHEAST COMMUNITY BANCORP, INC.** |
| By: |

---

**PARTICIPANT'S ACCEPTANCE**

The undersigned hereby accepts the foregoing Restricted Stock Award and agrees to the terms and conditions hereof, including the terms and provisions of the Plan. The undersigned hereby acknowledges receipt of a copy of the Plan and related prospectus.

**PARTICIPANT**

## Exhibit 10.4

**Exhibit 10.4**

**FORM OF**

**PERFORMANCE-BASED RESTRICTED STOCK AWARD AGREEMENT**

**NORTHEAST COMMUNITY BANCORP, INC.**

**2022 EQUITY INCENTIVE PLAN**

This restricted stock agreement ("**Restricted Stock Award**" or "**Agreement**") is and will be subject in every respect to the provisions of the ***NorthEast Community Bancorp, Inc. 2026 Equity Incentive Plan*** (the "**Plan**") which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement. The holder of this award (the "**Participant**") hereby accepts this Performance-Based Restricted Stock Award, subject to all the terms and provisions of the Plan and this Agreement, and agrees that all decisions under and interpretations of the Plan and this Agreement by the committee appointed to administer the Plan ("**Committee**") or the Board of Directors of NorthEast Community Bancorp, Inc. **("Company")** will be final, binding, and conclusive upon the Participant and the Participant's heirs, legal representatives, successors and permitted assigns. This award is subject to federal and local law and the requirements of the NASDAQ Stock Market LLC. A copy of the Plan and related prospectus will be provided to each person granted a Performance-Based Restricted Stock Award. Capitalized terms used herein but not defined will have the same meaning as in the Plan.

**1.** **Name of Participant:** __________________________________________________________________________________________

**2.** **Date of Grant:** __________________________________________________________________________________________

**3.** **Number of Performance Shares Subject to this Restricted Stock Award:** _____________________________________________________

**4. Vesting.**

**(a)** **Performance Conditions**.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) <u>In General</u>. Subject to the terms and conditions set forth in this Section 4(a) and in
Section 4(b) below, you are eligible to earn all or portion of the Performance Shares based on the Company's during Performance
Period

[PERFORMANCE CONDITIONS TO BE DETERMINED]

The Committee will determine the number of Performance Shares, if any, that you are eligible to earn as specified above as soon as administratively practicable following the end of the Performance Period (your "**Eligible Award**"). In all cases, the number of Performance Shares, if any, in your Eligible Award will be rounded up to the nearest whole number of Performance Shares (as necessary) (but no more than the total number of Performance Shares). Upon the Committee's determination of your Eligible Award, you will immediately forfeit all Performance Shares other than your Eligible Award. To become vested in all or a portion of your Eligible Award, you must satisfy the service requirements of Section 4(b) below.

ii) <u>Definitions Related to Performance Metrics [TO BE DETERMINED].</u>

**(b)** **Service Requirements.** Except as provided in Section 8 below, you will vest in your Eligible
Award on the **[ · ]** anniversary of the Grant Date (the "**Vesting Date**") provided that you remain continuously
in service as an Employee with the Employer during the period beginning on the Grant Date and ending on the Vesting Date (the "**Service Period** "), and you will immediately forfeit all of your Performance Shares upon your upon your termination of service with the
Employer (within the meaning of Article 9 of the Plan) prior to the Vesting Date.

**5.** **Terms and Conditions.** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(a)** **Voting**. The Participant will have the right to vote the unvested Performance Shares awarded hereunder
on matters which require shareholder vote.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(b)** **Dividends.** Any dividends or distributions (cash or stock) declared with respect to shares of Common
Stock subject to this Performance Shares will be distributed subject to the same restrictions and the same vesting schedule as the underlying
shares of Common Stock on which the dividend was declared. For the avoidance of doubt, in no event will dividends be paid to a Participant
on any Performance Shares prior to the date on which the Performance vests.

**6. Delivery of Shares.** Delivery of shares of Common Stock under this Performance-Based Restricted Stock Award will comply with all applicable laws (including, the requirements of the Securities Act), and the applicable requirements of any securities exchange or similar entity.

**7. Adjustment Provisions.** This Performance-Based Restricted Stock Award, including the number of shares subject to the Performance-Based Restricted Stock Award, will be adjusted upon the occurrence of the events specified in, and in accordance with the provisions of, Section 4.4 of the Plan.

**8.** **Effect of Termination of Service on Performance Shares.** 

Notwithstanding Section 4 above, the following special vesting and exercise rules will apply if your service with the Company and its Affiliates terminates before your Restricted Stock Award has vested in full:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(a) Death.** In the event of the Participant's Termination of Service by reason of the Participant's death, all Performance Shares subject to this Agreement will vest upon the date of such separation from service.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(b) Disability.** In the event of the Participant's Termination of Service by reason the Participant's Disability, all Performance Shares subject to this Agreement will vest. Your Disabled status must become effective prior to the date of your separation from service in order to be recognized under this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(c) Termination for Cause.** In the event of the Participant's Termination of Service for Cause, all Performance Shares subject to this Agreement that have not vested will expire and be forfeited. For purposes of this Agreement, "<u>Cause</u>" means the occurrence of any of the following during the Term:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) the Executive's personal dishonesty, act or failure to act constituting willful misconduct or gross negligence that is materially injurious to the Company or NorthEast Community Bank or (the "**Bank**") their reputation, breach of fiduciary duty involving personal profit, or willful violation of any law, rule, regulation (other than traffic violations or similar offenses), final cease and desist order;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) the Executive's material failure to perform the duties of his employment with the Company or the Bank (except in the case of a termination of the Executive's employment for Good Reason or on account of the Executive's physical or mental inability to perform such duties) and the failure to correct such failure within thirty (30) days after receiving written notice from the Bank specifying such failure in detail;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) the Executive's willful failure to comply with any valid and legal written directive of the Company Board or the Bank Board;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) the Executive's willful and material violation of the Company's or the Bank's code of ethics or conduct policies which results in material harm to the Company or the Bank;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(v) the Executive's failure to follow the policies and standards of the Company, the Bank or any affiliate of the Company or the Bank as the same shall exist from time to time, provided that the Executive shall have received written notice from the Company or the Bank or the relevant affiliate of such failure and such failure shall have continued or recurred for ten (10) days following the date of such notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vi) the written requirement or direction of a federal or state regulatory agency having jurisdiction over the Company or the Bank or any other affiliate of the Company that the Executive's employment with the Company or the Bank be terminated;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vii) the Executive's conviction of or plea of nolo contendere to (i) a felony or (ii) a lesser criminal offense involving dishonesty, breach of trust, or moral turpitude; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(viii) the Executive's intentional breach of a term, condition, or covenant of this Agreement that results in material harm to the Company or the Bank and the failure to correct such violation within thirty (30) days after receipt of written notice from the Bank specifying such breach in detail.

For purposes of this definition, no act or failure to act shall be considered "willful" if the Executive acted or failed to act either (i) in good faith or (ii) with a reasonable belief that his act or failure to act was not opposed to the Company's and Bank's best interests.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(d) Involuntary Termination for Reasons other than Cause or Resignation for Good Reason not in Connection with a Change in Control.** In the Committee's sole discretion, any Performance Shares may be accelerated in connection with a Participant's resignation for Good Reason or Involuntary Termination for reasons other than Cause.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(e) Impact of Change in Control.**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) <u>Employment or Service</u>. Upon the effective date of a Change in Control (as such term is defined
in Section 9.3 of the Plan), all references in this Agreement to employment or service with the Employer shall be deemed to include
employment or service with the surviving entity in such Change in Control and its subsidiaries, and any transfer of employment or service
from the Company or any Affiliate to the surviving entity in such Change in Control or any of its subsidiaries shall not constitute a
separation from service or otherwise interrupt your continuous employment or service for purposes of this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) <u>Awards Not Assumed</u>. If the surviving entity in the Change in Control does not assume your Performance
Shares, then all Performance Shares will become vested on the effective date of the Change in Control.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) <u>Separation from Service Without Cause</u>. In the event of your involuntary separation from service
with the Employer without Cause within 24 months after the effective date of a Change in Control and prior to the last Vesting Date, all
Performance Shares will become vested on the date of such separation from service.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(f) No Other Special Vesting Rights**. Unless otherwise determined by the Committee, no accelerated vesting of your Performance Shares will apply except as specified in Section 8(a) through (e) above. If you forfeit Performance Shares at any time, you will cease to have any rights with respect to such forfeited Performance Shares.

**9. Mandatory Tax Withholding.** The Participant is required to pay to the Company all applicable federal, state, local or other taxes, domestic or foreign, with respect to any payment made to you hereunder in the form of shares of Common Stock (the "**Required Tax Payments**"). Generally, all Required Tax Payments will be satisfied by the Company withholding shares of Common Stock otherwise to be delivered to you, having a Fair Market Value on the date the tax is to be determined, sufficient to make the Required Tax Payments. The Company will withhold the whole number of shares sufficient to make the Required Tax Payments. If you choose to pay your mandatory tax withholding obligation in cash, rather than Common Stock, please contact the Human Resources Department.

**10.** **Compliance with Section 409A** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(a)** This Agreement shall be construed and administered in accordance with Section 409A of the Internal
Revenue Code of 1986, as amended (the "**Code** "), or an applicable exemption from Code Section 409A.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(b)** It is intended that the Performance Shares and any and all dividends and other distributions payable with
respect to the Performance Shares hereunder shall be exempt from Code Section 409A.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(c)** To the extent that any compensation payable under this Agreement constitutes deferred compensation within
the meaning of Code Section 409A and the Department of Treasury regulations and other guidance thereunder ()"**Section 409A** "),
(i) any provisions of this Agreement that provide for payment of compensation that is subject to Section 409A and that has payment
triggered by your separation from service other than on account of your death shall be deemed to provide for payment that is triggered
only by your "separation from service" within the meaning of Treasury Regulation Section §1.409A-1(h) (a "**Section 409A Separation from Service** "), (ii) if you are a "specified employee" within the meaning of Treasury Regulation
Section §1.409A-1(i) on the date of your Section 409A Separation from Service (with such status determined by the
Company in accordance with rules established by the Company in writing in advance of the "specified employee identification
date" that relates to the date of such Section 409A Separation from Service or in the absence of such rules established
by the Company, under the default rules for identifying specified employees under Treasury Regulation Section 1.409A-1(i)),
such compensation triggered by such Section 409A Separation from Service shall be paid to you six months following the date of such
Section 409A Separation from Service (provided, however, that if you die after the date of such Section 409A Separation from
Service, this six month delay shall not apply from and after the date of your death); and (iii) to the extent necessary to comply
with Section 409A, the definition of change in control that applies under Section 409A shall apply under this Agreement to the
extent that it is more restrictive than the definition of Change in Control that would otherwise apply. You acknowledge and agree that
the Company has made no representation regarding the tax treatment of any payment under this Agreement and, notwithstanding anything else
in this Agreement, that you are solely responsible for all taxes due with respect to any payment under this Agreement.

**11. Recoupment/Clawback**. The Performance Shares are subject to recoupment and clawback as provided in the Company's Clawback Policy, as in effect at the time of the Agreement or as subsequently amended.

**12. Modification or Amendment.** This Agreement may not be amended or otherwise modified, except as set forth herein, unless evidenced in writing and signed by the Company and the Participant. Notwithstanding the foregoing, the Committee may amend this Agreement by a writing that specifically states that it is amending this Agreement, so long as a copy of such amendment is delivered to you, provided that no such amendment shall adversely affect in a material way your rights hereunder without your written consent (except to the extent the Committee reasonably determines that such amendment or termination is necessary or appropriate to comply with applicable law or the rules or regulations of any stock exchange on which the Company's stock is listed or quoted). Without limiting the foregoing, the Committee reserves the right to change, by written notice to you, the provisions of the Performance Shares and this Agreement in any way it may deem necessary or advisable to carry out the purpose of the grant of the Performance Shares as a result of any change in applicable law or regulation or any future law, regulation, ruling, or judicial decisions.

**13. Employment and Successors**. Nothing in the Plan or this Agreement shall serve to modify or amend any employment agreement or other service agreement you may have with the Company or any Affiliate or to interfere with or limit in any way the right of the Company or any Affiliate to terminate your employment or service at any time, or confer upon you any right to continue in the employ of the Company or any Affiliate for any period of time or to continue your present or any other rate of compensation subject to the terms of any employment agreement or service agreement you may have with the Company. The grant of the Performance Shares shall not give you any right to any additional awards under the Plan or any other compensation plan the Company has adopted or may adopt. The agreements contained in this Agreement shall be binding upon and inure to the benefit of any successor of the Company.

**14. Transferability.** The unvested Performance Shares may not be sold, pledged, assigned, or transferred in any manner; other than by will or the laws of descent. Any such purported sale, pledge, assignment, or transfer in violation of this Agreement shall be void and of no effect.

**15. Beneficiary.** Each Participant may name a beneficiary or beneficiaries to whom any vested but unpaid portion of this Restricted Award is to be paid in case of the Participant's death.

**16. Interpretation**. The Participant accepts the Restricted Stock subject to all the terms and provisions and restrictions of this Agreement and the Plan. The undersigned Participant hereby accepts as binding, conclusive and final all decisions or interpretations of the Board or the Committee upon any questions arising under this Agreement or the Plan.

**17. Electronic Delivery**. The Company may, in its sole discretion, decide to deliver any documents related to current or future participation in the Plan by electronic means. The Participant hereby consents to receive such documents by electronic delivery and agrees to participate in the Plan through an on-line or electronic system established and maintained by the Company or another third party designated by the Company.

**18. Entire Agreement.** This Agreement, together with the Plan, represents the entire agreement between the parties and supersedes any and all prior or contemporaneous discussions, understandings, or any agreements of any nature, written or otherwise, relating to the subject matter hereof.

**19. Governing Law.** This Agreement will be construed in accordance with the laws of the State of New York without regard to the application of the principles of conflicts of laws.

**20. Execution.** This Agreement may be executed, including execution by facsimile signature, in one or more counterparts, each of which will be deemed an original, and all of which together shall be deemed to be one and the same instrument.

**21. Notices**. Any notice to be given under the terms of this Agreement to the Company shall be addressed to the Company as follows:

NorthEast Community Bancorp, Inc.

325 Hamilton Avenue

White Plains, NY 10601

Any notice to be given under the terms of this Agreement to you shall be addressed to you at the address listed in the Company's records. By a notice given pursuant to this Section 21 either party may designate a different address for notices. Any notice shall be deemed to have been duly given when personally delivered (addressed as specified above) or when enclosed in a properly sealed envelope (addressed as specified above) and deposited, postage prepaid, with the U.S. postal service or an express mail company.

*[Signature page follows]*

**IN WITNESS WHEREOF**, the Company has caused this Agreement to be executed in its name and on its behalf as of the date of this Performance-Based Restricted Stock Award set forth above.

---

| | |
|:---|:---|
| **NORTHEAST COMMUNITY BANCORP, INC.** | **NORTHEAST COMMUNITY BANCORP, INC.** |
| By: |  |
|  | Kenneth A. Martinek |
|  | Chairman and Chief Executive Officer |

---

**PARTICIPANT'S ACCEPTANCE**

The undersigned hereby accepts the foregoing Performance-Based Restricted Stock Award and agrees to the terms and conditions hereof, including the terms and provisions of the Plan. The undersigned hereby acknowledges receipt of a copy of the Plan and related prospectus.

**PARTICIPANT**

## Exhibit 23.2

**Exhibit 23.2**

![](tm2618366d1_ex23-2img001.jpg)

<u>CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</u>

We consent to the incorporation by reference in this Registration Statement on Form S-8 of Northeast Community Bancorp, Inc., of our report dated March 13, 2026, relating to our audit of the consolidated financial statements of Northeast Community Bancorp, Inc., appearing in the Annual Report on Form 10-K of Northeast Community Bancorp, Inc. for the year ended December 31, 2025.

/s/ S.R. Snodgrass, P.C.

Cranberry Township, Pennsylvania

June 23, 2026

---

| | | | |
|:---|:---|:---|:---|
| PITTSBURGH, PA | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;PHILADELPHIA, PA | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEELING, WV | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;STEUBENVILLE, OH |
| 2009 Mackenzie Way • Suite 340 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;161 Washington Street • Suite 200 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;980 National Road | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;511 N. Fourth Street |
| Cranberry Township, PA 16066 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Conshohocken, PA 19428 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Wheeling, WV 26003 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Steubenville, OH 43952 |
| (724) 934-0344 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(610) 278-9800 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(304) 233-5030 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(304) 233-5030 |

---

S.R. Snodgrass, P.C. d/b/a S.R. Snodgrass, A.C. in West Virginia

## Ex-Filing

?xml version='1.0' encoding='ASCII'? EX-FILING FEES

---

| |
|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Calculation of Filing Fee Tables**  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **S-8**  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **NorthEast Community Bancorp, Inc./MD/**  |

---

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Security Type**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Security Class Title**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Fee Calculation Rule**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Amount Registered**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Proposed Maximum Offering Price Per Unit**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Maximum Aggregate Offering Price**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Fee Rate**  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Amount of Registration Fee**  |
| 1 | Equity | Common stock, $0.01 par value per share | Other | 204335 | $25.745 | $5260604.58 | 0.0001381 | $726.49 |
| Total Offering Amounts: | Total Offering Amounts: | Total Offering Amounts: | Total Offering Amounts: | Total Offering Amounts: |  | $5260604.58  |  | $726.49  |
| Total Fee Offsets:  | Total Fee Offsets:  | Total Fee Offsets:  | Total Fee Offsets:  | Total Fee Offsets:  |  |  |  | $0.00  |
| Net Fee Due:  | Net Fee Due:  | Net Fee Due:  | Net Fee Due:  | Net Fee Due:  |  |  |  | $726.49  |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Offering Note** <br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>1</sup> (1) Pursuant to Rule 416 under the Securities Act of 1933, as amended (the "Securities Act"), this Registration Statement also relates to such indeterminate number of additional shares of Common Stock as may be issuable under the NorthEast Community Bancorp, Inc. 2026 Equity Incentive Plan (the "Plan") to prevent dilution in the event of a stock dividend, stock split, recapitalization, or other similar changes in the capital structure, merger, consolidation, spin-off, split-off, spin-out, split-up, reorganization, partial or complete liquidation, or other distribution of assets, issuance of rights or warrants to purchase securities, or any other corporate transaction or event having an effect similar to any of the foregoing. (2) Estimated pursuant to Rules 457(c) and 457(h) under the Securities Act solely for the purpose of calculating the registration fee. The price of $25.745 per share represents the average of the high and low sales prices of the registrant's common stock as reported on the Nasdaq Capital Market on June 18, 2026.

---

| |
|:---|
| |
| **Rule 457(p)** |
| Fee Offset Claims |
| Fee Offset Sources |

---