# EDGAR Filing Document

**Accession Number:** 0000027673
**File Stem:** 0001558370-25-011461
**Filing Date:** 2025-8
**Character Count:** 6532
**Document Hash:** 7521dcc63a63503727267111ac7ea122
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001558370-25-011461.hdr.sgml**: 20250814

**ACCESSION NUMBER**: 0001558370-25-011461

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 13

**CONFORMED PERIOD OF REPORT**: 20250814

**ITEM INFORMATION**: Results of Operations and Financial Condition

**ITEM INFORMATION**: Regulation FD Disclosure

**ITEM INFORMATION**: Other Events

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20250814

**DATE AS OF CHANGE**: 20250814

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** DEERE JOHN CAPITAL CORP
- **CENTRAL INDEX KEY:** 0000027673
- **STANDARD INDUSTRIAL CLASSIFICATION:** SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 362386361
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1102

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-06458
- **FILM NUMBER:** 251214054

**BUSINESS ADDRESS:**
- **STREET 1:** P. O. BOX 5328
- **CITY:** MADISON
- **STATE:** WI
- **ZIP:** 53705-0328
- **BUSINESS PHONE:** (800) 438-7394

**MAIL ADDRESS:**
- **STREET 1:** ONE JOHN DEERE PLACE
- **CITY:** MOLINE
- **STATE:** IL
- **ZIP:** 61265-8098

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** DEERE JOHN CREDIT CO
- **DATE OF NAME CHANGE:** 19890130

?xml version='1.0' encoding='ASCII'? DEERE JOHN CAPITAL CORP_ August 14, 2025

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**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

Washington, D.C. 20549

**FORM 8-K**<br>

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 14, 2025

**JOHN DEERE CAPITAL CORPORATION**

(Exact name of registrant as specified in its charter)

Delaware 1-6458 36-2386361 <br> (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

P.O. Box 5328Madison, Wisconsin 53705-0328 <br> (Address of principal executive offices) (Zip code)

(800)-438-7394

(Registrant's telephone number, including area code)

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

SECURITIES REGISTERED PURSUANT TO SECTION 12(b) OF THE ACT:

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| | | |
|:---|:---|:---|
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
| 2.00% Senior Notes Due 2031 | JDCC 31 | New York Stock Exchange |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ull

**Item 2.02** **Results of Operations and Financial Condition.**

John Deere Capital Corporation's (JDCC) revenue, net income, and ending portfolio balance for the third quarter and year-to-date for fiscal year 2025 are set forth below:

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | Third Quarter | Third Quarter | Third Quarter | Year-to-Date | Year-to-Date | Year-to-Date |
| *$ in millions* | 2025 | 2024 | % Change | 2025 | 2024 | % Change |
| Revenue | $1233 | $1284 | -4% | $3622 | $3644 | -1% |
| Net income | 159 | 123 | 29 | 442 | 424 | 4 |
| Ending portfolio balance |  |  |  | 58372 | 60845 | -4 |

---

JDCC's net income for the quarter and year-to-date was higher than the same periods in 2024 due to lower administrative and operating expenses, partially offset by the impact of lower average portfolio balances and discrete tax items. Results for the quarter also benefited from a lower provision for credit losses.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

**Item 7.01** **Regulation FD Disclosure.** 

On August 14, 2025, Deere & Company, JDCC's parent, issued a press release announcing its results of operations for the third quarter for fiscal year 2025 and made available a presentation providing a review of such period in connection with its investor earnings call. Copies of the press release and presentation are furnished herewith as Exhibits 99.1 and 99.2, respectively, and incorporated herein by reference.

**Item 8.01** **Other Events.** 

The information set forth in Item 2.02 of this Current Report on Form 8-K is incorporated by reference into this Item 8.01.

**Item 9.01** **Financial Statements and Exhibits.**

(d)Exhibits

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| | |
|:---|:---|
| Number | Description of Exhibit |
| 99.1 | [Press release and supplemental financial information of Deere & Company (incorporated by reference from Exhibit 99.1 to Deere & Company's Current Report on Form 8-K dated August 14, 2025, file number (1-4121)). (Furnished herewith)](https://www.sec.gov/Archives/edgar/data/315189/000155837025011453/de-20250814xex99d1.htm)  |
| 99.2 | [Third Quarter 2025 Earnings Conference Call Presentation of Deere & Company (incorporated by reference from Exhibit 99.2 to Deere & Company's Current Report on Form 8-K dated August 14, 2025, file number (1-4121)). (Furnished herewith)](https://www.sec.gov/Archives/edgar/data/315189/000155837025011453/de-20250814xex99d2.htm)  |
| 104 | Cover Page Interactive Data File (the cover page XBRL tags are imbedded in the Inline XBRL document) |

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**Signature**

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | JOHN DEERE CAPITAL CORPORATION | JOHN DEERE CAPITAL CORPORATION |
|  | &nbsp;&nbsp;&nbsp;&nbsp;By: | */s/ Edward R. Berk*  |
|  |  | Edward R. Berk <br>Secretary |
| Dated: August 14, 2025 |  |  |

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