# EDGAR Filing Document

**Accession Number:** 0001771605
**File Stem:** 0001085146-25-003912
**Filing Date:** 2025-7
**Character Count:** 34793
**Document Hash:** e749aecf0736aace8a858f36511aa403
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-25-003912.hdr.sgml**: 20250717

**ACCESSION NUMBER**: 0001085146-25-003912

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250717

**DATE AS OF CHANGE**: 20250716

**EFFECTIVENESS DATE**: 20250717

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SAGE RHINO CAPITAL LLC
- **CENTRAL INDEX KEY:** 0001771605

**ORGANIZATION NAME:**
- **EIN:** 823527027
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19473
- **FILM NUMBER:** 251128306

**BUSINESS ADDRESS:**
- **STREET 1:** 101 JEFFERSON DRIVE
- **CITY:** MENLO PARK
- **STATE:** CA
- **ZIP:** 94025
- **BUSINESS PHONE:** 6503525600

**MAIL ADDRESS:**
- **STREET 1:** 101 JEFFERSON DRIVE
- **CITY:** MENLO PARK
- **STATE:** CA
- **ZIP:** 94025

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SAGE RHINO CAPITAL LLC<br>**Address:** 101 JEFFERSON DRIVE<br>MENLO PARK, CA 94025

**Form 13F File Number:** 028-19473

**CRD Number (if applicable):** 000290148

**SEC File Number (if applicable):** 801-112150

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Dana Franco-Young<br>**Title:** Chief Compliance Officer<br>**Phone:** 650-352-5600

**Signature, Place, and Date of Signing:**

/s/Dana Franco-Young  Menlo Park, CA  07-16-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 282

**Form 13F Information Table Value Total:** $473143339

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 409390 | 3010 | SH |  | SOLE |  | 0 | 0 | 3010 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 427854 | 2305 | SH |  | SOLE |  | 0 | 0 | 2305 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | BBG001SCXK90 | 201153 | 673 | SH |  | SOLE |  | 0 | 0 | 673 |
| ADOBE INC | COM | 00724F101 | BBG001S5NCQ5 | 204660 | 529 | SH |  | SOLE |  | 0 | 0 | 529 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG001S5NN36 | 311187 | 2193 | SH |  | SOLE |  | 0 | 0 | 2193 |
| AEGON LTD | AMER REG 1 CERT | 0076CA104 | BBG001S6Y6M8 | 154147 | 21291 | SH |  | SOLE |  | 0 | 0 | 21291 |
| AERCAP HOLDINGS NV | SHS | N00985106 | BBG001SNX4Y4 | 560313 | 4789 | SH |  | SOLE |  | 0 | 0 | 4789 |
| AEROVIRONMENT INC | COM | 008073108 | BBG001SPPWP6 | 226250 | 794 | SH |  | SOLE |  | 0 | 0 | 794 |
| AIR LEASE CORP | CL A | 00912X302 | BBG001T92VD1 | 222320 | 3801 | SH |  | SOLE |  | 0 | 0 | 3801 |
| AIRBNB INC | COM CL A | 009066101 | BBG001Y2XS16 | 1313342 | 9924 | SH |  | SOLE |  | 0 | 0 | 9924 |
| ALEXANDRIA REAL ESTATE EQ IN | COM | 015271109 | BBG001S6CPH6 | 540295 | 7439 | SH |  | SOLE |  | 0 | 0 | 7439 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 2152339 | 12213 | SH |  | SOLE |  | 0 | 0 | 12213 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 3730307 | 21029 | SH |  | SOLE |  | 0 | 0 | 21029 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 3935620 | 17939 | SH |  | SOLE |  | 0 | 0 | 17939 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 | BBG019T9ZBN0 | 374976 | 4840 | SH |  | SOLE |  | 0 | 0 | 4840 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDXT0 | 1238110 | 18064 | SH |  | SOLE |  | 0 | 0 | 18064 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 | BBG00Q9MQ6T1 | 8376768 | 113184 | SH |  | SOLE |  | 164 | 0 | 113020 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 | BBG00Q9MR7Z1 | 241444 | 3045 | SH |  | SOLE |  | 0 | 0 | 3045 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 | BBG00Q9MPQH1 | 8430663 | 83621 | SH |  | SOLE |  | 74 | 0 | 83547 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 | BBG012NL46D0 | 9603062 | 140787 | SH |  | SOLE |  | 144 | 0 | 140643 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 | BBG00Q9MQZW3 | 14762660 | 162049 | SH |  | SOLE |  | 132 | 0 | 161917 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG001S5P034 | 1416271 | 4440 | SH |  | SOLE |  | 0 | 0 | 4440 |
| AMERIS BANCORP | COM | 03076K108 | BBG001S80PX7 | 235896 | 3646 | SH |  | SOLE |  | 0 | 0 | 3646 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 669266 | 2397 | SH |  | SOLE |  | 0 | 0 | 2397 |
| ANHEUSER BUSCH INBEV SA/NV | SPONSORED ADR | 03524A108 | BBG001T53FW2 | 238939 | 3477 | SH |  | SOLE |  | 0 | 0 | 3477 |
| ANTERO RESOURCES CORP | COM | 03674X106 | BBG001T61KH8 | 225165 | 5590 | SH |  | SOLE |  | 0 | 0 | 5590 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 9659545 | 47081 | SH |  | SOLE |  | 0 | 0 | 47081 |
| APPLIED MATLS INC | COM | 038222105 | BBG001S5NMM7 | 325865 | 1780 | SH |  | SOLE |  | 0 | 0 | 1780 |
| ARMSTRONG WORLD INDS INC NEW | COM | 04247X102 | BBG001SGL0H9 | 202400 | 1246 | SH |  | SOLE |  | 0 | 0 | 1246 |
| ASBURY AUTOMOTIVE GROUP INC | COM | 043436104 | BBG001S9B5H5 | 233292 | 978 | SH |  | SOLE |  | 0 | 0 | 978 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 | BBG001SCG0R3 | 1073863 | 1340 | SH |  | SOLE |  | 0 | 0 | 1340 |
| ASSURED GUARANTY LTD | COM | G0585R106 | BBG001SCBBM9 | 243967 | 2801 | SH |  | SOLE |  | 0 | 0 | 2801 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 | BBG001SB80N8 | 856100 | 12251 | SH |  | SOLE |  | 0 | 0 | 12251 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 384613 | 13290 | SH |  | SOLE |  | 0 | 0 | 13290 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG001S82KF6 | 244870 | 794 | SH |  | SOLE |  | 0 | 0 | 794 |
| AVANTOR INC | COM | 05352A100 | BBG00G2HHYF5 | 156082 | 11596 | SH |  | SOLE |  | 0 | 0 | 11596 |
| AXON ENTERPRISE INC | COM | 05464C101 | BBG001SB2HG5 | 202017 | 244 | SH |  | SOLE |  | 0 | 0 | 244 |
| BADGER METER INC | COM | 056525108 | BBG001S5P8Q2 | 247400 | 1010 | SH |  | SOLE |  | 0 | 0 | 1010 |
| BANCO BILBAO VIZCAYA ARGENTA | SPONSORED ADR | 05946K101 | BBG001S5XP76 | 535260 | 34825 | SH |  | SOLE |  | 0 | 0 | 34825 |
| BANCO SANTANDER S.A. | ADR | 05964H105 | BBG001S5WCX7 | 434621 | 52364 | SH |  | SOLE |  | 0 | 0 | 52364 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 275260 | 5817 | SH |  | SOLE |  | 0 | 0 | 5817 |
| BARCLAYS PLC | ADR | 06738E204 | BBG001S5P2T2 | 307516 | 16542 | SH |  | SOLE |  | 0 | 0 | 16542 |
| BARRICK MNG CORP | COM SHS | 06849F108 | BBG001S5N9P3 | 680668 | 32693 | SH |  | SOLE |  | 0 | 0 | 32693 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | BBG001S902J2 | 1457600 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 1089582 | 2243 | SH |  | SOLE |  | 0 | 0 | 2243 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 | BBG001S5P5K4 | 529230 | 11005 | SH |  | SOLE |  | 0 | 0 | 11005 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WR0 | 1264346 | 1205 | SH |  | SOLE |  | 0 | 0 | 1205 |
| BLACKSTONE INC | COM | 09260D107 | BBG001S7H949 | 1202025 | 8036 | SH |  | SOLE |  | 0 | 0 | 8036 |
| BOEING CO | COM | 097023105 | BBG001S5P0V3 | 679087 | 3241 | SH |  | SOLE |  | 0 | 0 | 3241 |
| BONDBLOXX ETF TRUST | BB RT USD HI YLD | 09789C705 | BBG017PH4DL2 | 2298001 | 55794 | SH |  | SOLE |  | 0 | 0 | 55794 |
| BOOKING HOLDINGS INC | COM | 09857L108 | BBG001S89N72 | 717866 | 124 | SH |  | SOLE |  | 0 | 0 | 124 |
| BORGWARNER INC | COM | 099724106 | BBG001S7F4D2 | 346987 | 10364 | SH |  | SOLE |  | 0 | 0 | 10364 |
| BP PLC | SPONSORED ADR | 055622104 | BBG001S5W4F5 | 313516 | 10475 | SH |  | SOLE |  | 0 | 0 | 10475 |
| BRANDYWINE RLTY TR | SH BEN INT NEW | 105368203 | BBG001S6YGF4 | 55954 | 13043 | SH |  | SOLE |  | 0 | 0 | 13043 |
| BRINKER INTL INC | COM | 109641100 | BBG001S5RFV8 | 250478 | 1389 | SH |  | SOLE |  | 0 | 0 | 1389 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG001S8N8J6 | 202519 | 4375 | SH |  | SOLE |  | 0 | 0 | 4375 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 | BBG001S6VV46 | 320897 | 6780 | SH |  | SOLE |  | 0 | 0 | 6780 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 1737405 | 6303 | SH |  | SOLE |  | 0 | 0 | 6303 |
| CALIFORNIA RES CORP | COM STOCK | 13057Q305 | BBG00Y04KQ51 | 1276477 | 27950 | SH |  | SOLE |  | 0 | 0 | 27950 |
| CAMECO CORP | COM | 13321L108 | BBG001S5Y5S6 | 1318770 | 17766 | SH |  | SOLE |  | 0 | 0 | 17766 |
| CAMECO CORP | COM | 13321L108 | BBG001S5Y5S6 | 255000 | 10000 | SH | Call | SOLE |  | 0 | 0 | 10000 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 201093 | 518 | SH |  | SOLE |  | 0 | 0 | 518 |
| CELANESE CORP DEL | COM | 150870103 | BBG001SJDDG5 | 279859 | 5058 | SH |  | SOLE |  | 0 | 0 | 5058 |
| CENCORA INC | COM | 03073E105 | BBG001S8X7P0 | 213493 | 712 | SH |  | SOLE |  | 0 | 0 | 712 |
| CF INDS HLDGS INC | COM | 125269100 | BBG001SJ8KV8 | 967748 | 10519 | SH |  | SOLE |  | 0 | 0 | 10519 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 491428 | 3432 | SH |  | SOLE |  | 0 | 0 | 3432 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 1209155 | 17428 | SH |  | SOLE |  | 0 | 0 | 17428 |
| CLEVELAND-CLIFFS INC NEW | COM | 185899101 | BBG001S5PW43 | 77406 | 10185 | SH |  | SOLE |  | 0 | 0 | 10185 |
| CLOVER HEALTH INVESTMENTS CO | COM CL A | 18914F103 | BBG00SHY90K3 | 590177 | 211533 | SH |  | SOLE |  | 0 | 0 | 211533 |
| CNH INDL N V | SHS | N20944109 | BBG0059JSF67 | 160082 | 12352 | SH |  | SOLE |  | 0 | 0 | 12352 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 390295 | 5517 | SH |  | SOLE |  | 0 | 0 | 5517 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 | BBG00ZGF7799 | 7519412 | 21454 | SH |  | SOLE |  | 0 | 0 | 21454 |
| COMMSCOPE HLDG CO INC | COM | 20337X109 | BBG004LTL7M1 | 233297 | 28176 | SH |  | SOLE |  | 0 | 0 | 28176 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRPJ9 | 299885 | 929 | SH |  | SOLE |  | 0 | 0 | 929 |
| CORCEPT THERAPEUTICS INC | COM | 218352102 | BBG001S8QGV1 | 217484 | 2963 | SH |  | SOLE |  | 0 | 0 | 2963 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 1348298 | 1362 | SH |  | SOLE |  | 0 | 0 | 1362 |
| CUSHMAN WAKEFIELD PLC | SHS | G2717B108 | BBG00L7XVP49 | 115416 | 10426 | SH |  | SOLE |  | 0 | 0 | 10426 |
| DAVITA INC | COM | 23918K108 | BBG001SB5DZ0 | 202279 | 1420 | SH |  | SOLE |  | 0 | 0 | 1420 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 213057 | 419 | SH |  | SOLE |  | 0 | 0 | 419 |
| DEUTSCHE BANK A G | NAMEN AKT | D18190898 | BBG001S683N3 | 246362 | 8414 | SH |  | SOLE |  | 0 | 0 | 8414 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 | BBG01BN60P09 | 2149558 | 80118 | SH |  | SOLE |  | 89 | 0 | 80029 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 694423 | 19376 | SH |  | SOLE |  | 0 | 0 | 19376 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 | BBG011DXXNJ2 | 206891 | 3087 | SH |  | SOLE |  | 0 | 0 | 3087 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 | BBG011DXXVM0 | 367560 | 5769 | SH |  | SOLE |  | 0 | 0 | 5769 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | BBG012G2PD33 | 1057379 | 36002 | SH |  | SOLE |  | 0 | 0 | 36002 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 215641 | 1739 | SH |  | SOLE |  | 0 | 0 | 1739 |
| DOCUSIGN INC | COM | 256163106 | BBG001T535D5 | 1307462 | 16786 | SH |  | SOLE |  | 0 | 0 | 16786 |
| DOORDASH INC | CL A | 25809K105 | BBG005D7QCK1 | 1096476 | 4448 | SH |  | SOLE |  | 0 | 0 | 4448 |
| EATON CORP PLC | SHS | G29183103 | BBG001S5QZ45 | 301300 | 844 | SH |  | SOLE |  | 0 | 0 | 844 |
| EATON VANCE TAX MNGED BUY WR | COM | 27828X100 | BBG001SDC8B5 | 267140 | 18500 | SH |  | SOLE |  | 0 | 0 | 18500 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 1676769 | 2151 | SH |  | SOLE |  | 0 | 0 | 2151 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 831461 | 7713 | SH |  | SOLE |  | 0 | 0 | 7713 |
| FERRARI N V | COM | N3167Y103 | BBG009PH3Q95 | 312111 | 636 | SH |  | SOLE |  | 0 | 0 | 636 |
| FIDELITY NATIONAL FINANCIAL | COM SHS | 31620R303 | BBG006N7S6J1 | 210393 | 3753 | SH |  | SOLE |  | 0 | 0 | 3753 |
| FIRST HORIZON CORPORATION | COM | 320517105 | BBG001SCW8R8 | 208799 | 9849 | SH |  | SOLE |  | 0 | 0 | 9849 |
| FLEX LTD | ORD | Y2573F102 | BBG001SC5SP6 | 1665930 | 33372 | SH |  | SOLE |  | 0 | 0 | 33372 |
| FLUOR CORP NEW | COM | 343412102 | BBG001S5Q738 | 224204 | 4373 | SH |  | SOLE |  | 0 | 0 | 4373 |
| FMC CORP | COM NEW | 302491303 | BBG001S5R880 | 250667 | 6004 | SH |  | SOLE |  | 0 | 0 | 6004 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 546182 | 2122 | SH |  | SOLE |  | 0 | 0 | 2122 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W77 | 294737 | 557 | SH |  | SOLE |  | 0 | 0 | 557 |
| GENWORTH FINL INC | COM SHS | 37247D106 | BBG001SJ0DH8 | 177952 | 22873 | SH |  | SOLE |  | 0 | 0 | 22873 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG001S6Y1X7 | 261505 | 2359 | SH |  | SOLE |  | 0 | 0 | 2359 |
| GOLDMAN SACHS BDC INC | SHS | 38147U107 | BBG004DDDL70 | 3110456 | 276485 | SH |  | SOLE |  | 0 | 0 | 276485 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 | BBG00DRGSD25 | 18342337 | 183149 | SH |  | SOLE |  | 834 | 0 | 182315 |
| GOLDMAN SACHS ETF TR | ULTRA SHORT BOND | 381430230 | BBG00NW3TGY3 | 5388503 | 106568 | SH |  | SOLE |  | 1328 | 0 | 105240 |
| GOLDMAN SACHS PHYSICAL GOLD | UNIT | 38150K103 | BBG00LPXX8Z1 | 793536 | 24282 | SH |  | SOLE |  | 0 | 0 | 24282 |
| GRAB HOLDINGS LIMITED | CLASS A ORD | G4124C109 | BBG011768M71 | 60305 | 11989 | SH |  | SOLE |  | 0 | 0 | 11989 |
| GROUP 1 AUTOMOTIVE INC | COM | 398905109 | BBG001S5RNK3 | 245868 | 563 | SH |  | SOLE |  | 0 | 0 | 563 |
| GSK PLC | SPONSORED ADR | 37733W204 | BBG001SD6SM6 | 253901 | 6612 | SH |  | SOLE |  | 0 | 0 | 6612 |
| HALEON PLC | SPON ADS | 405552100 | BBG018GZNDB0 | 160694 | 15496 | SH |  | SOLE |  | 0 | 0 | 15496 |
| HANESBRANDS INC | COM | 410345102 | BBG001SMCKB8 | 53082 | 11590 | SH |  | SOLE |  | 0 | 0 | 11590 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 | BBG0058KMH49 | 256485 | 963 | SH |  | SOLE |  | 0 | 0 | 963 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 644920 | 1759 | SH |  | SOLE |  | 0 | 0 | 1759 |
| HONEYWELL INTL INC | COM | 438516106 | BBG001S5X1N1 | 262223 | 1126 | SH |  | SOLE |  | 0 | 0 | 1126 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 | BBG001SCZVC0 | 778598 | 12808 | SH |  | SOLE |  | 0 | 0 | 12808 |
| ICICI BANK LIMITED | ADR | 45104G104 | BBG001SCD3Z1 | 224480 | 6673 | SH |  | SOLE |  | 0 | 0 | 6673 |
| ING GROEP N.V. | SPONSORED ADR | 456837103 | BBG001SB1FR8 | 394732 | 18049 | SH |  | SOLE |  | 0 | 0 | 18049 |
| INTERDIGITAL INC | COM | 45867G101 | BBG001S8DV79 | 209431 | 934 | SH |  | SOLE |  | 0 | 0 | 934 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 281810 | 956 | SH |  | SOLE |  | 0 | 0 | 956 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 355364 | 451 | SH |  | SOLE |  | 0 | 0 | 451 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 | BBG00KJR2V68 | 5534719 | 135721 | SH |  | SOLE |  | 123 | 0 | 135598 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2NN7 | 17294199 | 95159 | SH |  | SOLE |  | 68 | 0 | 95091 |
| INVESCO EXCHANGE TRADED FD T | S PUR GWT | 46137V266 | BBG00KJR2976 | 597070 | 13045 | SH |  | SOLE |  | 0 | 0 | 13045 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 336793 | 611 | SH |  | SOLE |  | 0 | 0 | 611 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG001SJK6D5 | 20060354 | 321686 | SH |  | SOLE |  | 93 | 0 | 321593 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 5631505 | 93812 | SH |  | SOLE |  | 103 | 0 | 93709 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 | BBG00TZR7YF0 | 7589740 | 75377 | SH |  | SOLE |  | 663 | 0 | 74714 |
| ISHARES TR | CORE INTL AGGR | 46435G672 | BBG00BDV2SQ0 | 2243184 | 43907 | SH |  | SOLE |  | 0 | 0 | 43907 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 15476332 | 185390 | SH |  | SOLE |  | 176 | 0 | 185214 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 520968 | 8400 | SH |  | SOLE |  | 0 | 0 | 8400 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 355083 | 3249 | SH |  | SOLE |  | 0 | 0 | 3249 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 2897019 | 4666 | SH |  | SOLE |  | 0 | 0 | 4666 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 555255 | 6212 | SH |  | SOLE |  | 0 | 0 | 6212 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | BBG001SK77D5 | 303333 | 6288 | SH |  | SOLE |  | 0 | 0 | 6288 |
| ISHARES TR | PFD AND INCM SEC | 464288687 | BBG001SNVWC8 | 835501 | 27233 | SH |  | SOLE |  | 0 | 0 | 27233 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 294747 | 868 | SH |  | SOLE |  | 0 | 0 | 868 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 849160 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG001S561Z8 | 405500 | 2924 | SH |  | SOLE |  | 0 | 0 | 2924 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 1419951 | 6580 | SH |  | SOLE |  | 0 | 0 | 6580 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 | BBG001SFGXJ3 | 2311747 | 24393 | SH |  | SOLE |  | 25 | 0 | 24368 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 | BBG005PCDCZ5 | 271454 | 5353 | SH |  | SOLE |  | 0 | 0 | 5353 |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 | BBG0130Y3986 | 2128875 | 45960 | SH |  | SOLE |  | 0 | 0 | 45960 |
| J P MORGAN EXCHANGE TRADED F | INFLATION MANAGE | 46654Q104 | BBG016CBMY44 | 2758938 | 57180 | SH |  | SOLE |  | 0 | 0 | 57180 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 | BBG00GP26NW0 | 2715361 | 53579 | SH |  | SOLE |  | 1324 | 0 | 52255 |
| JACKSON FINANCIAL INC | COM CL A | 46817M107 | BBG00922Y611 | 274627 | 3093 | SH |  | SOLE |  | 0 | 0 | 3093 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 | BBG00XX898D2 | 7658418 | 150905 | SH |  | SOLE |  | 190 | 0 | 150715 |
| JBT MAREL CORPORATION | COM | 477839104 | BBG001SQLKR2 | 208170 | 1731 | SH |  | SOLE |  | 0 | 0 | 1731 |
| JETBLUE AWYS CORP | COM | 477143101 | BBG001S9YPC1 | 45316 | 10713 | SH |  | SOLE |  | 0 | 0 | 10713 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 1050615 | 6878 | SH |  | SOLE |  | 0 | 0 | 6878 |
| JONES LANG LASALLE INC | COM | 48020Q107 | BBG001SCLGS1 | 201555 | 788 | SH |  | SOLE |  | 0 | 0 | 788 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 2896491 | 9991 | SH |  | SOLE |  | 0 | 0 | 9991 |
| KKR  CO INC | COM | 48251W104 | BBG001S6PW05 | 966197 | 7263 | SH |  | SOLE |  | 0 | 0 | 7263 |
| LINCOLN NATL CORP IND | COM | 534187109 | BBG001S5STV7 | 284550 | 8224 | SH |  | SOLE |  | 0 | 0 | 8224 |
| LINDE PLC | SHS | G54950103 | BBG01FND0CH6 | 217230 | 463 | SH |  | SOLE |  | 0 | 0 | 463 |
| LITHIA MTRS INC | COM | 536797103 | BBG001SC88P7 | 205732 | 609 | SH |  | SOLE |  | 0 | 0 | 609 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 | BBG001SDX252 | 202245 | 47587 | SH |  | SOLE |  | 0 | 0 | 47587 |
| LUMEN TECHNOLOGIES INC | COM | 550241103 | BBG001S5Q8G2 | 128509 | 29340 | SH |  | SOLE |  | 0 | 0 | 29340 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 583856 | 1039 | SH |  | SOLE |  | 0 | 0 | 1039 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 310577 | 1063 | SH |  | SOLE |  | 0 | 0 | 1063 |
| MEDICAL PPTYS TRUST INC | COM | 58463J304 | BBG001S7WM61 | 109345 | 25370 | SH |  | SOLE |  | 0 | 0 | 25370 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 833634 | 10531 | SH |  | SOLE |  | 0 | 0 | 10531 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 2097126 | 2841 | SH |  | SOLE |  | 0 | 0 | 2841 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 7968328 | 16020 | SH |  | SOLE |  | 0 | 0 | 16020 |
| MITSUBISHI UFJ FINL GROUP IN | SPONSORED ADS | 606822104 | BBG001SFZ3S8 | 543079 | 39583 | SH |  | SOLE |  | 0 | 0 | 39583 |
| MIZUHO FINANCIAL GROUP INC | SPONSORED ADR | 60687Y109 | BBG001SMCTP4 | 249266 | 44832 | SH |  | SOLE |  | 0 | 0 | 44832 |
| MORGAN STANLEY | COM NEW | 617446448 | BBG001S9V5Z3 | 1140543 | 8097 | SH |  | SOLE |  | 0 | 0 | 8097 |
| MR COOPER GROUP INC | COM | 62482R107 | BBG002V09956 | 423458 | 2838 | SH |  | SOLE |  | 0 | 0 | 2838 |
| NATIONAL GRID PLC | SPONSORED ADR NE | 636274409 | BBG001SD9VH2 | 346304 | 4654 | SH |  | SOLE |  | 0 | 0 | 4654 |
| NATWEST GROUP PLC | SPONS ADR | 639057207 | BBG001T03WR2 | 161664 | 11425 | SH |  | SOLE |  | 0 | 0 | 11425 |
| NEOGEN CORP | COM | 640491106 | BBG001S67B47 | 63455 | 13275 | SH |  | SOLE |  | 0 | 0 | 13275 |
| NETFLIX INC | COM | 64110L106 | BBG001SF6L46 | 2611594 | 1950 | SH |  | SOLE |  | 0 | 0 | 1950 |
| NEWELL BRANDS INC | COM | 651229106 | BBG001S5TSW7 | 81729 | 15135 | SH |  | SOLE |  | 0 | 0 | 15135 |
| NEWMONT CORP | COM | 651639106 | BBG001S5TKX3 | 756390 | 12983 | SH |  | SOLE |  | 0 | 0 | 12983 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 204720 | 2949 | SH |  | SOLE |  | 0 | 0 | 2949 |
| NEXTRACKER INC | CLASS A COM | 65290E101 | BBG00835TQ17 | 260541 | 4792 | SH |  | SOLE |  | 0 | 0 | 4792 |
| NOKIA CORP | SPONSORED ADR | 654902204 | BBG001SCPCG9 | 143729 | 27747 | SH |  | SOLE |  | 0 | 0 | 27747 |
| NOMURA HLDGS INC | SPONSORED ADR | 65535H208 | BBG001S6HZT6 | 122342 | 18593 | SH |  | SOLE |  | 0 | 0 | 18593 |
| NOVAGOLD RES INC | COM NEW | 66987E206 | BBG001S5ZT85 | 49080 | 12000 | SH |  | SOLE |  | 0 | 0 | 12000 |
| NOVAGOLD RES INC | COM NEW | 66987E206 | BBG001S5ZT85 | 3000 | 20000 | SH | Call | SOLE |  | 0 | 0 | 20000 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 | BBG001SF5LW6 | 982601 | 8120 | SH |  | SOLE |  | 0 | 0 | 8120 |
| NOVO-NORDISK A S | ADR | 670100205 | BBG001S5TSK0 | 802841 | 11632 | SH |  | SOLE |  | 0 | 0 | 11632 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 4725324 | 29909 | SH |  | SOLE |  | 0 | 0 | 29909 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 1993468 | 9118 | SH |  | SOLE |  | 0 | 0 | 9118 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 242489 | 1779 | SH |  | SOLE |  | 0 | 0 | 1779 |
| PATTERSON-UTI ENERGY INC | COM | 703481101 | BBG001S7GWF7 | 83506 | 14082 | SH |  | SOLE |  | 0 | 0 | 14082 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 523442 | 2874 | SH |  | SOLE |  | 0 | 0 | 2874 |
| PIMCO ETF TR | 0-5 HIGH YIELD | 72201R783 | BBG001V1XW67 | 1804582 | 18994 | SH |  | SOLE |  | 0 | 0 | 18994 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 | BBG002N12C17 | 461030 | 5001 | SH |  | SOLE |  | 53 | 0 | 4948 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 | BBG001T618D9 | 2973061 | 29572 | SH |  | SOLE |  | 48 | 0 | 29524 |
| PIMCO ETF TR | ENHNCD LW DUR AC | 72201R718 | BBG005VLSHH1 | 2469724 | 25772 | SH |  | SOLE |  | 0 | 0 | 25772 |
| PIMCO ETF TR | SHTRM MUN BD ACT | 72201R874 | BBG001T6Q6C7 | 681266 | 13579 | SH |  | SOLE |  | 0 | 0 | 13579 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 1236801 | 7763 | SH |  | SOLE |  | 0 | 0 | 7763 |
| PROLOGIS INC. | COM | 74340W103 | BBG001S5NMN6 | 202041 | 1922 | SH |  | SOLE |  | 0 | 0 | 1922 |
| QORVO INC | COM | 74736K101 | BBG007TJF1P5 | 305506 | 3598 | SH |  | SOLE |  | 0 | 0 | 3598 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 536228 | 3367 | SH |  | SOLE |  | 0 | 0 | 3367 |
| RADIAN GROUP INC | COM | 750236101 | BBG001SBWXG7 | 204558 | 5679 | SH |  | SOLE |  | 0 | 0 | 5679 |
| READY CAPITAL CORP | COM | 75574U101 | BBG003TCRSD0 | 46632 | 10671 | SH |  | SOLE |  | 0 | 0 | 10671 |
| REINSURANCE GRP OF AMERICA I | COM NEW | 759351604 | BBG001S6P9Q8 | 209071 | 1054 | SH |  | SOLE |  | 0 | 0 | 1054 |
| RELIANCE INC | COM | 759509102 | BBG001S81M27 | 290985 | 927 | SH |  | SOLE |  | 0 | 0 | 927 |
| RELX PLC | SPONSORED ADR | 759530108 | BBG001S898V8 | 404398 | 7442 | SH |  | SOLE |  | 0 | 0 | 7442 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 | BBG001SB0LX9 | 216813 | 3717 | SH |  | SOLE |  | 0 | 0 | 3717 |
| ROSS STORES INC | COM | 778296103 | BBG001S5VRS1 | 1423027 | 11154 | SH |  | SOLE |  | 0 | 0 | 11154 |
| SALESFORCE INC | COM | 79466L302 | BBG001SDLP09 | 866063 | 3176 | SH |  | SOLE |  | 0 | 0 | 3176 |
| SANMINA CORPORATION | COM | 801056102 | BBG001S5SYJ0 | 256706 | 2624 | SH |  | SOLE |  | 0 | 0 | 2624 |
| SANOFI | SPONSORED ADR | 80105N105 | BBG001S5W768 | 406722 | 8419 | SH |  | SOLE |  | 0 | 0 | 8419 |
| SAP SE | SPON ADR | 803054204 | BBG001S6RD41 | 1045496 | 3438 | SH |  | SOLE |  | 0 | 0 | 3438 |
| SCHWAB CHARLES CORP | COM | 808513105 | BBG001S5VXD4 | 1301037 | 14260 | SH |  | SOLE |  | 0 | 0 | 14260 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | BBG001T6L7D9 | 238870 | 7925 | SH |  | SOLE |  | 0 | 0 | 7925 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 307902 | 13932 | SH |  | SOLE |  | 0 | 0 | 13932 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG001T5XQT9 | 426508 | 17898 | SH |  | SOLE |  | 0 | 0 | 17898 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 509992 | 20158 | SH |  | SOLE |  | 0 | 0 | 20158 |
| SEA LTD | SPONSORD ADS | 81141R100 | BBG00HTBWMH4 | 202164 | 1264 | SH |  | SOLE |  | 0 | 0 | 1264 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 | BBG001S7T232 | 6923735 | 46934 | SH |  | SOLE |  | 34 | 0 | 46900 |
| SHELL PLC | SPON ADS | 780259305 | BBG0147BN6H1 | 934692 | 13275 | SH |  | SOLE |  | 0 | 0 | 13275 |
| SIGNET JEWELERS LIMITED | SHS | G81276100 | BBG001S7FKS0 | 202296 | 2543 | SH |  | SOLE |  | 0 | 0 | 2543 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 | BBG001S5W6H8 | 658533 | 25299 | SH |  | SOLE |  | 0 | 0 | 25299 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 566984 | 1860 | SH |  | SOLE |  | 0 | 0 | 1860 |
| SPDR INDEX SHS FDS | GLB NAT RESRCE | 78463X541 | BBG001TC9HP5 | 1521628 | 28054 | SH |  | SOLE |  | 0 | 0 | 28054 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 5385357 | 8716 | SH |  | SOLE |  | 0 | 0 | 8716 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 | BBG001T2PMD1 | 961763 | 11635 | SH |  | SOLE |  | 0 | 0 | 11635 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 | BBG001SD7RB9 | 264132 | 2771 | SH |  | SOLE |  | 0 | 0 | 2771 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 | BBG001SPTBP8 | 10650683 | 78470 | SH |  | SOLE |  | 54 | 0 | 78416 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 | BBG003T4VFD1 | 308471 | 402 | SH |  | SOLE |  | 0 | 0 | 402 |
| SPROUTS FMRS MKT INC | COM | 85208M102 | BBG001V0MZS0 | 207776 | 1262 | SH |  | SOLE |  | 0 | 0 | 1262 |
| SPX TECHNOLOGIES INC | COM | 78473E103 | BBG001S5W9N5 | 214966 | 1282 | SH |  | SOLE |  | 0 | 0 | 1282 |
| SUMITOMO MITSUI FINL GROUP I | SPONSORED ADR | 86562M209 | BBG001SLH608 | 534637 | 35383 | SH |  | SOLE |  | 0 | 0 | 35383 |
| SUNRUN INC | COM | 86771W105 | BBG0025XVR94 | 86855 | 10618 | SH |  | SOLE |  | 0 | 0 | 10618 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 891012 | 3934 | SH |  | SOLE |  | 0 | 0 | 3934 |
| TAKEDA PHARMACEUTICAL CO LTD | SPONSORED ADS | 874060205 | BBG001T8N8N0 | 194858 | 12604 | SH |  | SOLE |  | 0 | 0 | 12604 |
| TELEFONAKTIEBOLAGET LM ERICS | ADR B SEK 10 | 294821608 | BBG001S5QXT3 | 98156 | 11575 | SH |  | SOLE |  | 0 | 0 | 11575 |
| TELEFONICA S A | SPONSORED ADR | 879382208 | BBG001S5WMH3 | 93423 | 17863 | SH |  | SOLE |  | 0 | 0 | 17863 |
| TENET HEALTHCARE CORP | COM NEW | 88033G407 | BBG001S70FY0 | 231264 | 1314 | SH |  | SOLE |  | 0 | 0 | 1314 |
| TERRENO RLTY CORP | COM | 88146M101 | BBG001T60PW1 | 1410630 | 25158 | SH |  | SOLE |  | 0 | 0 | 25158 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 8160368 | 25689 | SH |  | SOLE |  | 0 | 0 | 25689 |
| TEXAS INSTRS INC | COM | 882508104 | BBG001S5WYZ7 | 311222 | 1499 | SH |  | SOLE |  | 0 | 0 | 1499 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG001S5WS08 | 267198 | 659 | SH |  | SOLE |  | 0 | 0 | 659 |
| TOTALENERGIES SE | SPONSORED ADS | 89151E109 | BBG001S6WYD9 | 440473 | 7175 | SH |  | SOLE |  | 0 | 0 | 7175 |
| TOYOTA MOTOR CORP | ADS | 892331307 | BBG001SDB327 | 662684 | 3847 | SH |  | SOLE |  | 0 | 0 | 3847 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG001S5R103 | 330144 | 1234 | SH |  | SOLE |  | 0 | 0 | 1234 |
| TWILIO INC | CL A | 90138F102 | BBG0029ZX859 | 808340 | 6500 | SH |  | SOLE |  | 0 | 0 | 6500 |
| UBER TECHNOLOGIES INC | COM | 90353T100 | BBG002B04MW4 | 245379 | 2630 | SH |  | SOLE |  | 0 | 0 | 2630 |
| UBS GROUP AG | SHS | H42097107 | BBG007936GX0 | 510445 | 15093 | SH |  | SOLE |  | 0 | 0 | 15093 |
| UNILEVER PLC | SPON ADR NEW | 904767704 | BBG001S5X1K4 | 565272 | 9241 | SH |  | SOLE |  | 0 | 0 | 9241 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 299104 | 1300 | SH |  | SOLE |  | 0 | 0 | 1300 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 297619 | 954 | SH |  | SOLE |  | 0 | 0 | 954 |
| UNITI GROUP INC | COM | 91325V108 | BBG002B67HC1 | 50432 | 11674 | SH |  | SOLE |  | 0 | 0 | 11674 |
| UNUM GROUP | COM | 91529Y106 | BBG001S5X2J4 | 276522 | 3424 | SH |  | SOLE |  | 0 | 0 | 3424 |
| US FOODS HLDG CORP | COM | 912008109 | BBG00C6H6D59 | 244969 | 3181 | SH |  | SOLE |  | 0 | 0 | 3181 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 6793719 | 92268 | SH |  | SOLE |  | 148 | 0 | 92120 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 | BBG00ZXBYMT4 | 2230322 | 44727 | SH |  | SOLE |  | 1350 | 0 | 43377 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 5578464 | 112673 | SH |  | SOLE |  | 194 | 0 | 112479 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | BBG001SK3J43 | 1217258 | 6317 | SH |  | SOLE |  | 0 | 0 | 6317 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG001SRN7W1 | 308881 | 1878 | SH |  | SOLE |  | 0 | 0 | 1878 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 18859197 | 67395 | SH |  | SOLE |  | 52 | 0 | 67343 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 294398 | 3306 | SH |  | SOLE |  | 0 | 0 | 3306 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 338368 | 1735 | SH |  | SOLE |  | 0 | 0 | 1735 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 16666372 | 70328 | SH |  | SOLE |  | 61 | 0 | 70267 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 8840209 | 29086 | SH |  | SOLE |  | 0 | 0 | 29086 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 1665537 | 24777 | SH |  | SOLE |  | 0 | 0 | 24777 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 8667119 | 175235 | SH |  | SOLE |  | 125 | 0 | 175110 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | BBG001T0SKD6 | 5353314 | 39834 | SH |  | SOLE |  | 55 | 0 | 39779 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 2981376 | 59307 | SH |  | SOLE |  | 0 | 0 | 59307 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 1858392 | 37903 | SH |  | SOLE |  | 0 | 0 | 37903 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 7392483 | 89152 | SH |  | SOLE |  | 191 | 0 | 88961 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | BBG001T62MF5 | 3894158 | 84034 | SH |  | SOLE |  | 156 | 0 | 83878 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | BBG001T62KZ7 | 495365 | 6231 | SH |  | SOLE |  | 0 | 0 | 6231 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 945990 | 4622 | SH |  | SOLE |  | 0 | 0 | 4622 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 798475 | 14006 | SH |  | SOLE |  | 0 | 0 | 14006 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 | BBG004N1LYJ5 | 3655494 | 55937 | SH |  | SOLE |  | 110 | 0 | 55827 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 7231787 | 54248 | SH |  | SOLE |  | 56 | 0 | 54192 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 | BBG001SHVR32 | 4992796 | 20105 | SH |  | SOLE |  | 9 | 0 | 20096 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 | BBG001SHTTP7 | 2013852 | 10336 | SH |  | SOLE |  | 0 | 0 | 10336 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 244216 | 5644 | SH |  | SOLE |  | 0 | 0 | 5644 |
| VERRA MOBILITY CORP | CL A COM STK | 92511U102 | BBG00G4XQBP7 | 550227 | 21671 | SH |  | SOLE |  | 0 | 0 | 21671 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 1198973 | 3377 | SH |  | SOLE |  | 0 | 0 | 3377 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 558324 | 5710 | SH |  | SOLE |  | 0 | 0 | 5710 |
| WARNER MUSIC GROUP CORP | COM CL A | 934550203 | BBG00RP2T9V3 | 448467 | 16464 | SH |  | SOLE |  | 0 | 0 | 16464 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 1699746 | 21215 | SH |  | SOLE |  | 0 | 0 | 21215 |
| WORKIVA INC | COM CL A | 98139A105 | BBG007BVZ8J7 | 308299 | 4504 | SH |  | SOLE |  | 0 | 0 | 4504 |
| WP CAREY INC | COM | 92936U109 | BBG001S67MM3 | 208474 | 3342 | SH |  | SOLE |  | 0 | 0 | 3342 |
| XEROX HOLDINGS CORP | COM NEW | 98421M106 | BBG00NNG2ZK6 | 55419 | 10516 | SH |  | SOLE |  | 0 | 0 | 10516 |
| ZOETIS INC | CL A | 98978V103 | BBG0039320P7 | 1115822 | 7155 | SH |  | SOLE |  | 0 | 0 | 7155 |

---