# EDGAR Filing Document

**Accession Number:** 0002069337
**File Stem:** 0001951757-25-000870
**Filing Date:** 2025-7
**Character Count:** 8024
**Document Hash:** 6bcc24855cb32264967907124c8a15f3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-000870.hdr.sgml**: 20250716

**ACCESSION NUMBER**: 0001951757-25-000870

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250331

**FILED AS OF DATE**: 20250716

**DATE AS OF CHANGE**: 20250715

**EFFECTIVENESS DATE**: 20250716

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SIGNAL TREE FINANCIAL PARTNERS LLC
- **CENTRAL INDEX KEY:** 0002069337

**ORGANIZATION NAME:**
- **EIN:** 861311461
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25657
- **FILM NUMBER:** 251125801

**BUSINESS ADDRESS:**
- **STREET 1:** 840 ROTHROCK ROAD
- **STREET 2:** SUITE 201
- **CITY:** COPLEY
- **STATE:** OH
- **ZIP:** 44321
- **BUSINESS PHONE:** (330) 590-5937

**MAIL ADDRESS:**
- **STREET 1:** 840 ROTHROCK ROAD
- **STREET 2:** SUITE 201
- **CITY:** COPLEY
- **STATE:** OH
- **ZIP:** 44321

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SIGNAL TREE FINANCIAL PARTNERS LLC<br>**Address:** 840 ROTHROCK ROAD<br>SUITE 201<br>COPLEY, OH 44321

**Form 13F File Number:** 028-25657

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jeffrey Rovnak<br>**Title:** Chief Compliance Officer<br>**Phone:** (330) 590-5937

**Signature, Place, and Date of Signing:**

Jeffrey Rovnak  Copley, OH  07-15-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 42

**Form 13F Information Table Value Total:** $99731508

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 345369 | 2604 | SH |  | SOLE |  | 0 | 0 | 2604 |
| ABBVIE INC | COM | 00287Y109 |  | 462730 | 2209 | SH |  | SOLE |  | 0 | 0 | 2209 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 207005 | 1325 | SH |  | SOLE |  | 0 | 0 | 1325 |
| AMAZON COM INC | COM | 023135106 |  | 927898 | 4877 | SH |  | SOLE |  | 0 | 0 | 4877 |
| APPLE INC | COM | 037833100 |  | 1356013 | 6105 | SH |  | SOLE |  | 0 | 0 | 6105 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 283226 | 927 | SH |  | SOLE |  | 0 | 0 | 927 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 334460 | 628 | SH |  | SOLE |  | 0 | 0 | 628 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 5977398 | 114116 | SH |  | SOLE |  | 0 | 0 | 114116 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 232180 | 2109 | SH |  | SOLE |  | 0 | 0 | 2109 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 280080 | 2355 | SH |  | SOLE |  | 0 | 0 | 2355 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 313424 | 6216 | SH |  | SOLE |  | 0 | 0 | 6216 |
| HOME DEPOT INC | COM | 437076102 |  | 212564 | 580 | SH |  | SOLE |  | 0 | 0 | 580 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 6807426 | 39297 | SH |  | SOLE |  | 0 | 0 | 39297 |
| INVESCO EXCHANGE TRADED FD T | S 100 EQL WIGH | 46137V449 |  | 279374 | 2710 | SH |  | SOLE |  | 0 | 0 | 2710 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2828395 | 26784 | SH |  | SOLE |  | 0 | 0 | 26784 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 2502382 | 35846 | SH |  | SOLE |  | 0 | 0 | 35846 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 3358455 | 31852 | SH |  | SOLE |  | 0 | 0 | 31852 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 204647 | 1234 | SH |  | SOLE |  | 0 | 0 | 1234 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 271302 | 1106 | SH |  | SOLE |  | 0 | 0 | 1106 |
| MICROSOFT CORP | COM | 594918104 |  | 485755 | 1294 | SH |  | SOLE |  | 0 | 0 | 1294 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 289288 | 1698 | SH |  | SOLE |  | 0 | 0 | 1698 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 388770 | 17607 | SH |  | SOLE |  | 0 | 0 | 17607 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 2872841 | 80068 | SH |  | SOLE |  | 0 | 0 | 80068 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 201822 | 7593 | SH |  | SOLE |  | 0 | 0 | 7593 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 4104641 | 146804 | SH |  | SOLE |  | 0 | 0 | 146804 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 4508889 | 164618 | SH |  | SOLE |  | 0 | 0 | 164618 |
| SPDR INDEX SHS FDS | PORTFLI MSCI GBL | 78463X475 |  | 262476 | 4205 | SH |  | SOLE |  | 0 | 0 | 4205 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 675552 | 10273 | SH |  | SOLE |  | 0 | 0 | 10273 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 1724003 | 34580 | SH |  | SOLE |  | 0 | 0 | 34580 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 4453360 | 56890 | SH |  | SOLE |  | 0 | 0 | 56890 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3332917 | 12127 | SH |  | SOLE |  | 0 | 0 | 12127 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 5426973 | 31505 | SH |  | SOLE |  | 0 | 0 | 31505 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 17759457 | 34558 | SH |  | SOLE |  | 0 | 0 | 34558 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 600444 | 3476 | SH |  | SOLE |  | 0 | 0 | 3476 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4175355 | 92253 | SH |  | SOLE |  | 0 | 0 | 92253 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 263647 | 2274 | SH |  | SOLE |  | 0 | 0 | 2274 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 824530 | 10649 | SH |  | SOLE |  | 0 | 0 | 10649 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 801363 | 16150 | SH |  | SOLE |  | 0 | 0 | 16150 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 419092 | 5309 | SH |  | SOLE |  | 0 | 0 | 5309 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 2775113 | 33942 | SH |  | SOLE |  | 0 | 0 | 33942 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 1320906 | 14235 | SH |  | SOLE |  | 0 | 0 | 14235 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 14879986 | 292740 | SH |  | SOLE |  | 0 | 0 | 292740 |

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