# EDGAR Filing Document

**Accession Number:** 0001054257
**File Stem:** 0001054257-26-000002
**Filing Date:** 2026-4
**Character Count:** 73648
**Document Hash:** a47747eda9edc51723824e1733ee0b70
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001054257-26-000002.hdr.sgml**: 20260403

**ACCESSION NUMBER**: 0001054257-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260403

**DATE AS OF CHANGE**: 20260403

**EFFECTIVENESS DATE**: 20260403

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ADIRONDACK TRUST CO
- **CENTRAL INDEX KEY:** 0001054257

**ORGANIZATION NAME:**
- **EIN:** 140458765
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-11929
- **FILM NUMBER:** 26837689

**BUSINESS ADDRESS:**
- **STREET 1:** 473 BROADWAY
- **CITY:** SARATOGA SPRINGS
- **STATE:** NY
- **ZIP:** 12866
- **BUSINESS PHONE:** 5185845844

**MAIL ADDRESS:**
- **STREET 1:** 473 BROADWAY
- **CITY:** SARATOGA SPRINGS
- **STATE:** NY
- **ZIP:** 12866

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ADIRONDACK TRUST CO<br>**Address:** 473 BROADWAY<br>SARATOGA SPRINGS, NY 12866

**Form 13F File Number:** 028-11929

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** JANELLE PHILLIPS<br>**Title:** Wealth Managment Operations Assistant<br>**Phone:** 518-584-5844

**Signature, Place, and Date of Signing:**

JANELLE PHILLIPS  SARATOGA SPRINGS, NY  04-03-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 631

**Form 13F Information Table Value Total:** $297620445

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| TOTALENERGIES SE ORDINARY | ENERGY | F92124100 |  | 40666 | 447 | SH |  | SOLE |  | 447 | 0 | 0 |
| ALLEGION PLC | FOREIGN EQUITIES | G0176J109 |  | 6392 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| AMCOR PLC ORDINARY | INDUSTRIALS | G0250X149 |  | 25360 | 638 | SH |  | SOLE |  | 638 | 0 | 0 |
| ASTRAZENECA PLC ORDINARY | HEALTHCARE | G0593M107 |  | 108073 | 548 | SH |  | SOLE |  | 548 | 0 | 0 |
| ACCENTURE PLC | INFORMATION TECHNOLOGY | G1151C101 |  | 509588 | 2570 | SH |  | SOLE |  | 2570 | 0 | 0 |
| CRITICAL METALS CORP | MATERIALS | G2662B103 |  | 1095 | 138 | SH |  | SOLE |  | 138 | 0 | 0 |
| EATON CORP PLC | INDUSTRIALS | G29183103 |  | 136980 | 383 | SH |  | SOLE |  | 383 | 0 | 0 |
| KLARNA GROUP PLC | FINANCIALS | G5279N105 |  | 248 | 19 | SH |  | SOLE |  | 19 | 0 | 0 |
| NORWEGIAN CRUISE LINE       HOLDINGS LTD | CONSUMER DISCRETIONARY | G66721104 |  | 1869 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NOVOCURE LIMITED | HEALTHCARE | G6674U108 |  | 1090 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NU HOLDINGS LTD. CLASS A | FOREIGN EQUITIES | G6683N103 |  | 3664 | 255 | SH |  | SOLE |  | 255 | 0 | 0 |
| PENTAIR PLC | INDUSTRIALS | G7S00T104 |  | 26133 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| VINCI PARTNERS INVESTMENTS  LTD. - CLASS A | FINANCIALS | G9451V109 |  | 9020 | 855 | SH |  | SOLE |  | 855 | 0 | 0 |
| CHUBB LTD | FINANCIALS | H1467J104 |  | 3585 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| FIVERR INTERNATIONAL LTD. | FOREIGN EQUITIES | M4R82T106 |  | 2705 | 270 | SH |  | SOLE |  | 270 | 0 | 0 |
| WIX.COM LTD | INFORMATION TECHNOLOGY | M98068105 |  | 11527 | 128 | SH |  | SOLE |  | 128 | 0 | 0 |
| ASML HLDG NV                N Y REGISTRY SHS | FOREIGN EQUITIES | N07059210 |  | 89815 | 68 | SH |  | SOLE |  | 68 | 0 | 0 |
| FERRARI N.V. COMMON SHARES | CONSUMER DISCRETIONARY | N3167Y103 |  | 5076 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| THE MAGNUM ICE CREAM COMPANYN.V. ORDINARY | CONSUMER STAPLES | N5505D105 |  | 508 | 34 | SH |  | SOLE |  | 0 | 34 | 0 |
| FLEXTRONICS INTL | INFORMATION TECHNOLOGY | Y2573F102 |  | 99024 | 1513 | SH |  | SOLE |  | 1513 | 0 | 0 |
| ADMA BIOLOGICS INC          COM | HEALTHCARE | 000899104 |  | 4829 | 536 | SH |  | SOLE |  | 536 | 0 | 0 |
| ABM INDUSTRIES INCORPORATED COMMON STOCK | INDUSTRIALS | 000957100 |  | 34668 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| INVESCO MAIN STREET FUND -  CLASS A | MUTUAL FUND | 00141B725 |  | 6340 | 109 | SH |  | SOLE |  | 109 | 0 | 0 |
| AT INC. | COMMUNICATION SERVICES | 00206R102 |  | 543473 | 18754 | SH |  | SOLE |  | 18754 | 0 | 0 |
| AT INC. | COMMUNICATION SERVICES | 00206R102 |  | 138813 | 4790 | SH |  | DFND |  | 4710 | 80 | 0 |
| ARK AUTONOMOUS TECHNOLOGY  ROBOTICS ETF | INFORMATION TECHNOLOGY | 00214Q203 |  | 3148 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| ASP ISOTOPES INC. | MATERIALS | 00218A105 |  | 4358 | 986 | SH |  | SOLE |  | 986 | 0 | 0 |
| ABBOTT LABS | HEALTHCARE | 002824100 |  | 760558 | 7408 | SH |  | SOLE |  | 7008 | 400 | 0 |
| ABBOTT LABS | HEALTHCARE | 002824100 |  | 118070 | 1150 | SH |  | DFND |  | 0 | 1150 | 0 |
| ABBVIE INC. | HEALTHCARE | 00287Y109 |  | 2516752 | 11572 | SH |  | SOLE |  | 11094 | 478 | 0 |
| ABBVIE INC. | HEALTHCARE | 00287Y109 |  | 514362 | 2365 | SH |  | DFND |  | 1250 | 1115 | 0 |
| ADOBE INC | INFORMATION TECHNOLOGY | 00724F101 |  | 192986 | 794 | SH |  | SOLE |  | 786 | 0 | 8 |
| AECOM TECHNOLOGY CORP | INFORMATION TECHNOLOGY | 00766T100 |  | 1356 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | INFORMATION TECHNOLOGY | 007903107 |  | 1188004 | 5840 | SH |  | SOLE |  | 5840 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | INFORMATION TECHNOLOGY | 007903107 |  | 20343 | 100 | SH |  | DFND |  | 0 | 0 | 100 |
| AEROVIRONMENT INC | INDUSTRIALS | 008073108 |  | 9152 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | MATERIALS | 009158106 |  | 97888 | 337 | SH |  | SOLE |  | 337 | 0 | 0 |
| AIRBUS SE ADR | INDUSTRIALS | 009279100 |  | 17388 | 368 | SH |  | SOLE |  | 368 | 0 | 0 |
| AIRO GROUP HOLDINGS  INC. | INDUSTRIALS | 009422106 |  | 760 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ALIGN TECHNOLOGY INC. | HEALTHCARE | 016255101 |  | 1714 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| ALLEGHENY TECHNOLOGIES INC | INDUSTRIALS | 01741R102 |  | 9600 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| ALLSTATE CORP | FINANCIALS | 020002101 |  | 124404 | 600 | SH |  | SOLE |  | 300 | 300 | 0 |
| OKLO INC | UTILITIES | 02156V109 |  | 4660 | 94 | SH |  | SOLE |  | 94 | 0 | 0 |
| ALTRIA GROUP INC. | CONSUMER STAPLES | 02209S103 |  | 245276 | 3717 | SH |  | SOLE |  | 3717 | 0 | 0 |
| AMAZON. COM INC | CONSUMER DISCRETIONARY | 023135106 |  | 7669892 | 36827 | SH |  | SOLE |  | 36627 | 200 | 0 |
| AMAZON. COM INC | CONSUMER DISCRETIONARY | 023135106 |  | 60398 | 290 | SH |  | DFND |  | 290 | 0 | 0 |
| AMERICAN ELEC PWR INC | UTILITIES | 025537101 |  | 61998 | 473 | SH |  | SOLE |  | 473 | 0 | 0 |
| AMERICAN EXPRESS | FINANCIALS | 025816109 |  | 578604 | 1913 | SH |  | SOLE |  | 1882 | 0 | 31 |
| AMERICAN EXPRESS | FINANCIALS | 025816109 |  | 11493 | 38 | SH |  | DFND |  | 0 | 38 | 0 |
| AMERICAN STATES WATER COMPANY COMMON STOCK | UTILITIES | 029899101 |  | 151240 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| AMERICAN TOWER CORPORATION | COMMUNICATION SERVICES | 03027X100 |  | 347904 | 2016 | SH |  | SOLE |  | 2016 | 0 | 0 |
| AMERICAN WATER WORKS INC. | CONSUMER DISCRETIONARY | 030420103 |  | 81654 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| AMERIPRISE FINANCIAL INC. | FINANCIALS | 03076C106 |  | 35106 | 79 | SH |  | SOLE |  | 79 | 0 | 0 |
| AMGEN INCORPORATED | HEALTHCARE | 031162100 |  | 717734 | 2040 | SH |  | SOLE |  | 2040 | 0 | 0 |
| AMGEN INCORPORATED | HEALTHCARE | 031162100 |  | 170289 | 484 | SH |  | DFND |  | 484 | 0 | 0 |
| AMKOR TECHNOLOGY INC | INFORMATION TECHNOLOGY | 031652100 |  | 6753 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| AMPHENOL CORPORATION-CL A | INFORMATION TECHNOLOGY | 032095101 |  | 30575 | 242 | SH |  | SOLE |  | 242 | 0 | 0 |
| APPIAN CORPORATION | INFORMATION TECHNOLOGY | 03782L101 |  | 6750 | 280 | SH |  | SOLE |  | 280 | 0 | 0 |
| APPLE INC | INFORMATION TECHNOLOGY | 037833100 |  | 16299308 | 64224 | SH |  | SOLE |  | 62744 | 1400 | 80 |
| APPLE INC | INFORMATION TECHNOLOGY | 037833100 |  | 121818 | 480 | SH |  | DFND |  | 320 | 160 | 0 |
| APPLE HOSPITALTIY REIT INC  COMMON SHARES | REAL ESTATE | 03784Y200 |  | 1853 | 161 | SH |  | SOLE |  | 161 | 0 | 0 |
| APPLIED DIGITAL CORP | INFORMATION TECHNOLOGY | 038169207 |  | 8186 | 345 | SH |  | SOLE |  | 345 | 0 | 0 |
| APPLIED MATL INC | INFORMATION TECHNOLOGY | 038222105 |  | 2591010 | 7581 | SH |  | SOLE |  | 7581 | 0 | 0 |
| APTARGROUP INC. COMMON STOCK | INDUSTRIALS | 038336103 |  | 88214 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| ARES MANAGEMENT CORP CLASS A | FINANCIALS | 03990B101 |  | 3600 | 33 | SH |  | SOLE |  | 33 | 0 | 0 |
| ARK VENTURE FUND | MUTUAL FUND | 04072H107 |  | 12147 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| ARROW FINANCIAL CORPORATION | FINANCIALS | 042744102 |  | 82422 | 2456 | SH |  | SOLE |  | 2456 | 0 | 0 |
| ATMUS FILTRATION TECH. | CONSUMER DISCRETIONARY | 04956D107 |  | 34062 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| AUTODESK INC. | INFORMATION TECHNOLOGY | 052769106 |  | 11970 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| AUTOMATIC DATA PROCESSING   INC | INFORMATION TECHNOLOGY | 053015103 |  | 532931 | 2623 | SH |  | SOLE |  | 2623 | 0 | 0 |
| AUTOMATIC DATA PROCESSING   INC | INFORMATION TECHNOLOGY | 053015103 |  | 128003 | 630 | SH |  | DFND |  | 0 | 630 | 0 |
| AVERY DENNISON CORP | MATERIALS | 053611109 |  | 51804 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| AXON ENTERPRISE INC         COM | INDUSTRIALS | 05464C101 |  | 109994 | 259 | SH |  | SOLE |  | 259 | 0 | 0 |
| BAE SYSTEMS PLC | FOREIGN EQUITIES | 05523R107 |  | 8155 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| BP P.L.C. | ENERGY | 055622104 |  | 36895 | 785 | SH |  | SOLE |  | 785 | 0 | 0 |
| BAIDU INC - SPON ADR | INFORMATION TECHNOLOGY | 056752108 |  | 1337 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| BALL CORPORATION | MATERIALS | 058498106 |  | 2364 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| BANDWIDTH INC | INFORMATION TECHNOLOGY | 05988J103 |  | 2315 | 130 | SH |  | SOLE |  | 130 | 0 | 0 |
| BANK OF AMERICA CORP | FINANCIALS | 060505104 |  | 594930 | 12204 | SH |  | SOLE |  | 12204 | 0 | 0 |
| BANK OF HAWAII CORPORATION COMMON STOCK | FINANCIALS | 062540109 |  | 22275 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| BANK OF NEW YORK MELLON CORP | FINANCIALS | 064058100 |  | 48517 | 409 | SH |  | SOLE |  | 409 | 0 | 0 |
| BAOUZUN INC-SPN ADR | FOREIGN EQUITIES | 06684L103 |  | 178 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| BARRICK MINING CORPORATION | MATERIALS | 06849F108 |  | 5506 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| BAXTER INTERNATIONAL INC. | HEALTHCARE | 071813109 |  | 16790 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| BECTON DICKINSON  CO | HEALTHCARE | 075887109 |  | 133168 | 847 | SH |  | SOLE |  | 612 | 235 | 0 |
| BERKSHIRE HATHAWAY INC.     DEL CLASS B | FINANCIALS | 084670702 |  | 4164221 | 8690 | SH |  | SOLE |  | 8690 | 0 | 0 |
| BERKSHIRE HATHAWAY INC.     DEL CLASS B | FINANCIALS | 084670702 |  | 17730 | 37 | SH |  | DFND |  | 0 | 37 | 0 |
| BEST BUY | CONSUMER DISCRETIONARY | 086516101 |  | 19260 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| BETA TECHNOLOGIES | INFORMATION TECHNOLOGY | 086921103 |  | 2072 | 141 | SH |  | SOLE |  | 141 | 0 | 0 |
| BIOGEN INC | HEALTHCARE | 09062X103 |  | 14666 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| BIOVENTUS INC               COM CL A | HEALTHCARE | 09075A108 |  | 5706 | 625 | SH |  | SOLE |  | 625 | 0 | 0 |
| BLACKROCK INC | FINANCIALS | 09290D101 |  | 833774 | 867 | SH |  | SOLE |  | 867 | 0 | 0 |
| BLACKROCK INC | FINANCIALS | 09290D101 |  | 14425 | 15 | SH |  | DFND |  | 0 | 15 | 0 |
| BLOOM ENERGY CORP           COM CL A | ENERGY | 093712107 |  | 27098 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| BOEING | INDUSTRIALS | 097023105 |  | 25873 | 130 | SH |  | SOLE |  | 130 | 0 | 0 |
| BOEING | INDUSTRIALS | 097023105 |  | 89563 | 450 | SH |  | DFND |  | 50 | 400 | 0 |
| BOSTON SCIENTIFIC CORP | HEALTHCARE | 101137107 |  | 33633 | 536 | SH |  | SOLE |  | 536 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | HEALTHCARE | 110122108 |  | 1030780 | 16996 | SH |  | SOLE |  | 14996 | 2000 | 0 |
| BRISTOL MYERS SQUIBB CO | HEALTHCARE | 110122108 |  | 185891 | 3065 | SH |  | DFND |  | 2000 | 1065 | 0 |
| CBOE GLOBAL MARKETS INC. | FINANCIALS | 12503M108 |  | 28107 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| CME GROUP INC. | FINANCIALS | 12572Q105 |  | 6792 | 23 | SH |  | SOLE |  | 23 | 0 | 0 |
| CRA INTERNATIONAL INC. | INDUSTRIALS | 12618T105 |  | 16997 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| CSX CORPORATION | INDUSTRIALS | 126408103 |  | 487962 | 11890 | SH |  | SOLE |  | 11890 | 0 | 0 |
| CNX RESOURCES COPRORATION COMMON STOCK | ENERGY | 12653C108 |  | 92496 | 2400 | SH |  | SOLE |  | 2400 | 0 | 0 |
| CVS HEALTH CORP | CONSUMER STAPLES | 126650100 |  | 381224 | 5309 | SH |  | SOLE |  | 5309 | 0 | 0 |
| COTERRA ENERGY INC | ENERGY | 127097103 |  | 35130 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| CANADIAN IMPERIAL BANK      OF COMMERCE | FINANCIALS | 136069101 |  | 14212 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| CANADIAN NATIONAL RAILWAY CO | FOREIGN EQUITIES | 136375102 |  | 4110 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| CANADIAN NATURAL RESOURCES | ENERGY | 136385101 |  | 82287 | 1689 | SH |  | SOLE |  | 1689 | 0 | 0 |
| CANADIAN SOLAR INC          COM | ENERGY | 136635109 |  | 6925 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| CAPITAL ONE FINANCIAL CORP | FINANCIALS | 14040H105 |  | 144300 | 791 | SH |  | SOLE |  | 791 | 0 | 0 |
| CARGURUS INC                COM CL A | CONSUMER DISCRETIONARY | 141788109 |  | 34040 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | INDUSTRIALS | 14448C104 |  | 146288 | 2598 | SH |  | SOLE |  | 1898 | 700 | 0 |
| CARRIER GLOBAL CORPORATION | INDUSTRIALS | 14448C104 |  | 19989 | 355 | SH |  | DFND |  | 355 | 0 | 0 |
| CASEY'S GENERAL STORES INC | CONSUMER DISCRETIONARY | 147528103 |  | 196519 | 270 | SH |  | SOLE |  | 270 | 0 | 0 |
| CATERPILLAR INC | INDUSTRIALS | 149123101 |  | 4357696 | 6151 | SH |  | SOLE |  | 6056 | 70 | 25 |
| CATERPILLAR INC | INDUSTRIALS | 149123101 |  | 995383 | 1405 | SH |  | DFND |  | 1025 | 380 | 0 |
| CAVCO INDUSTRIES INC | CONSUMER DISCRETIONARY | 149568107 |  | 48428 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| CENTERPOINT ENERGY INC | UTILITIES | 15189T107 |  | 43150 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| CENTERPOINT ENERGY INC | UTILITIES | 15189T107 |  | 172600 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| CENTESSA PHARMACEUTICALS PLC | HEALTHCARE | 152309100 |  | 36741 | 925 | SH |  | SOLE |  | 925 | 0 | 0 |
| ENTRUS ENERGY CORP. | ENERGY | 15643U104 |  | 4513 | 26 | SH |  | SOLE |  | 26 | 0 | 0 |
| CHEGG INC                   COM | CONSUMER DISCRETIONARY | 163092109 |  | 185 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| CHENIERE ENERGY INC. | ENERGY | 16411R208 |  | 52494 | 185 | SH |  | SOLE |  | 185 | 0 | 0 |
| CHESAPEAKE ENERGY CORPORATION | ENERGY | 165167735 |  | 54890 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| CHEVRON CORPORATION | ENERGY | 166764100 |  | 2691329 | 13008 | SH |  | SOLE |  | 12625 | 383 | 0 |
| CHEVRON CORPORATION | ENERGY | 166764100 |  | 403661 | 1951 | SH |  | DFND |  | 1486 | 465 | 0 |
| CISCO SYSTEMS INC. | INFORMATION TECHNOLOGY | 17275R102 |  | 2164719 | 27900 | SH |  | SOLE |  | 27335 | 500 | 65 |
| CISCO SYSTEMS INC. | INFORMATION TECHNOLOGY | 17275R102 |  | 101254 | 1305 | SH |  | DFND |  | 30 | 1275 | 0 |
| CIRRUS LOGIC INC | INFORMATION TECHNOLOGY | 172755100 |  | 14462 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| CITIGROUP INC. | FINANCIALS | 172967424 |  | 712985 | 6287 | SH |  | SOLE |  | 6287 | 0 | 0 |
| CITIGROUP INC. | FINANCIALS | 172967424 |  | 148000 | 1305 | SH |  | DFND |  | 1305 | 0 | 0 |
| CLOROX COMPANY | CONSUMER STAPLES | 189054109 |  | 20726 | 200 | SH |  | DFND |  | 0 | 200 | 0 |
| CLOUDFLARE INC              CL A COM | INFORMATION TECHNOLOGY | 18915M107 |  | 16919 | 82 | SH |  | SOLE |  | 82 | 0 | 0 |
| COCA COLA CO | CONSUMER STAPLES | 191216100 |  | 1871155 | 24608 | SH |  | SOLE |  | 22138 | 2470 | 0 |
| COCA COLA CO | CONSUMER STAPLES | 191216100 |  | 287278 | 3778 | SH |  | DFND |  | 3430 | 348 | 0 |
| COGNIZANT TECHNOLOGY        SOLUTIONS CORP | INFORMATION TECHNOLOGY | 192446102 |  | 6135 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| COINBASE GLOBAL INC. | FINANCIALS | 19260Q107 |  | 2968 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| COLGATE PALMOLIVE | CONSUMER STAPLES | 194162103 |  | 776762 | 9115 | SH |  | SOLE |  | 9115 | 0 | 0 |
| COLGATE PALMOLIVE | CONSUMER STAPLES | 194162103 |  | 131153 | 1539 | SH |  | DFND |  | 1374 | 165 | 0 |
| COMCAST CORP NEW CL A | CONSUMER DISCRETIONARY | 20030N101 |  | 124779 | 4348 | SH |  | SOLE |  | 4348 | 0 | 0 |
| COMMERCE BANCSHARES INC | FINANCIALS | 200525103 |  | 56924 | 1157 | SH |  | SOLE |  | 1157 | 0 | 0 |
| COMMERCIAL METALS COMPANY COMMON STOCK | MATERIALS | 201723103 |  | 116717 | 1900 | SH |  | SOLE |  | 1900 | 0 | 0 |
| COMPANHIA DE SANEAMENTO     BASICO DO ESTADO | UTILITIES | 20441A102 |  | 4910 | 161 | SH |  | SOLE |  | 161 | 0 | 0 |
| COMPASS PATHWAYS PLC | HEALTHCARE | 20451W101 |  | 2792 | 505 | SH |  | SOLE |  | 505 | 0 | 0 |
| CONOCOPHILLIPS | ENERGY | 20825C104 |  | 354024 | 2682 | SH |  | SOLE |  | 2682 | 0 | 0 |
| CONOCOPHILLIPS | ENERGY | 20825C104 |  | 2640 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| CONSOLIDATED EDISON INC | UTILITIES | 209115104 |  | 26143 | 231 | SH |  | SOLE |  | 231 | 0 | 0 |
| COREWEAVE INC. | INFORMATION TECHNOLOGY | 21873S108 |  | 3950 | 51 | SH |  | SOLE |  | 51 | 0 | 0 |
| CORNING INC | INFORMATION TECHNOLOGY | 219350105 |  | 528514 | 3887 | SH |  | SOLE |  | 3887 | 0 | 0 |
| COSTCO WHSL CORP NEW | CONSUMER STAPLES | 22160K105 |  | 1445777 | 1451 | SH |  | SOLE |  | 1451 | 0 | 0 |
| COURSERA INC                COM | CONSUMER DISCRETIONARY | 22266M104 |  | 3026 | 520 | SH |  | SOLE |  | 520 | 0 | 0 |
| CUMMINS INC | INDUSTRIALS | 231021106 |  | 243182 | 452 | SH |  | SOLE |  | 452 | 0 | 0 |
| CUMMINS INC | INDUSTRIALS | 231021106 |  | 59182 | 110 | SH |  | DFND |  | 110 | 0 | 0 |
| DNP SELECT INCOME FUND INC | FIXED INCOME | 23325P104 |  | 15450 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| D R  HORTON INC | CONSUMER DISCRETIONARY | 23331A109 |  | 50495 | 368 | SH |  | SOLE |  | 368 | 0 | 0 |
| DTE ENERGY CO | UTILITIES | 233331107 |  | 73839 | 505 | SH |  | SOLE |  | 505 | 0 | 0 |
| DTE ENERGY CO | UTILITIES | 233331107 |  | 101622 | 695 | SH |  | DFND |  | 695 | 0 | 0 |
| DANAHER CORP | HEALTHCARE | 235851102 |  | 372554 | 1965 | SH |  | SOLE |  | 1965 | 0 | 0 |
| DANAHER CORP | HEALTHCARE | 235851102 |  | 94800 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| DARLING INGREDIENTS INC. COMMON STOCK | CONSUMER STAPLES | 237266101 |  | 377285 | 6100 | SH |  | SOLE |  | 6100 | 0 | 0 |
| DATADOG INC CLASS A | INFORMATION TECHNOLOGY | 23804L103 |  | 50171 | 425 | SH |  | SOLE |  | 425 | 0 | 0 |
| DAVITA INC. | HEALTHCARE | 23918K108 |  | 11526 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| DEERE  CO (JOHN DEERE) | INDUSTRIALS | 244199105 |  | 752548 | 1336 | SH |  | SOLE |  | 1141 | 195 | 0 |
| DEUTSCHE POST AG SPONSORED  ADR | FINANCIALS | 25157Y202 |  | 10742 | 410 | SH |  | SOLE |  | 410 | 0 | 0 |
| DEVON ENERGY CORPORATION NEW | ENERGY | 25179M103 |  | 6590 | 131 | SH |  | SOLE |  | 131 | 0 | 0 |
| DIAGEO PLC | CONSUMER DISCRETIONARY | 25243Q205 |  | 7667 | 103 | SH |  | SOLE |  | 103 | 0 | 0 |
| DIAMONDBACK ENERGY INC. | ENERGY | 25278X109 |  | 23734 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| DIGITAL REALTY TRUST INC. | REAL ESTATE | 253868103 |  | 53880 | 299 | SH |  | SOLE |  | 299 | 0 | 0 |
| TRUMP MEDIA  TECHNOLOGY GROCOM | FINANCIALS | 25400Q105 |  | 928 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| DISNEY (WALT) COMPANY       HOLDING CO | CONSUMER DISCRETIONARY | 254687106 |  | 642924 | 6671 | SH |  | SOLE |  | 6646 | 0 | 25 |
| DISNEY (WALT) COMPANY       HOLDING CO | CONSUMER DISCRETIONARY | 254687106 |  | 122593 | 1272 | SH |  | DFND |  | 184 | 1088 | 0 |
| DOCEBO INC. | INFORMATION TECHNOLOGY | 25609L105 |  | 2357 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| DOCUSIGN INC | INFORMATION TECHNOLOGY | 256163106 |  | 11139 | 235 | SH |  | SOLE |  | 235 | 0 | 0 |
| DOMINION ENERGY INC. | UTILITIES | 25746U109 |  | 143519 | 2322 | SH |  | SOLE |  | 2322 | 0 | 0 |
| DOMINION ENERGY INC. | UTILITIES | 25746U109 |  | 65518 | 1060 | SH |  | DFND |  | 1060 | 0 | 0 |
| DOMINO'S PIZZA INC | CONSUMER DISCRETIONARY | 25754A201 |  | 1793 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| DONALDSON COMPANY INC | CONSUMER DISCRETIONARY | 257651109 |  | 7723 | 91 | SH |  | SOLE |  | 91 | 0 | 0 |
| DOW INC. | MATERIALS | 260557103 |  | 93538 | 2246 | SH |  | SOLE |  | 1734 | 512 | 0 |
| DOW INC. | MATERIALS | 260557103 |  | 59143 | 1420 | SH |  | DFND |  | 1420 | 0 | 0 |
| DREAM FINDERS HOMES INC. -  CLASS A | CONSUMER DISCRETIONARY | 26154D100 |  | 8560 | 615 | SH |  | SOLE |  | 615 | 0 | 0 |
| DUKE ENERGY CORPORATION NEW | ENERGY | 26441C204 |  | 521640 | 3984 | SH |  | SOLE |  | 3984 | 0 | 0 |
| DUKE ENERGY CORPORATION NEW | ENERGY | 26441C204 |  | 105013 | 802 | SH |  | DFND |  | 802 | 0 | 0 |
| D-WAVE QUANTUM INC. | INFORMATION TECHNOLOGY | 26740W109 |  | 6478 | 449 | SH |  | SOLE |  | 449 | 0 | 0 |
| EOG RESOURCES INC | ENERGY | 26875P101 |  | 7517 | 52 | SH |  | SOLE |  | 52 | 0 | 0 |
| DISTILLATE U.S. FUNDAMENTAL STABILITY ETF | EXCHANGE TRADED FUND - EQUITY | 26922A321 |  | 38489 | 665 | SH |  | SOLE |  | 665 | 0 | 0 |
| EBAY INC | CONSUMER DISCRETIONARY | 278642103 |  | 18840 | 207 | SH |  | SOLE |  | 207 | 0 | 0 |
| ECOLAB INC. | MATERIALS | 278865100 |  | 19950 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| ELECTRONIC ARTS INC | INFORMATION TECHNOLOGY | 285512109 |  | 4077 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| EMCOR GROUP INC. COMMON STOCK | INDUSTRIALS | 29084Q100 |  | 295320 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| EMERSON ELECTRIC | INDUSTRIALS | 291011104 |  | 421618 | 3218 | SH |  | SOLE |  | 2018 | 1200 | 0 |
| EMERSON ELECTRIC | INDUSTRIALS | 291011104 |  | 188013 | 1435 | SH |  | DFND |  | 0 | 1435 | 0 |
| ENBRIDGE INC | ENERGY | 29250N105 |  | 131912 | 2437 | SH |  | SOLE |  | 2437 | 0 | 0 |
| ENERGY TRANSFER LP          COM UT LTD PTN | ENERGY | 29273V100 |  | 134025 | 6948 | SH |  | SOLE |  | 6948 | 0 | 0 |
| ENTERGY CORPORATION | UTILITIES | 29364G103 |  | 16965 | 151 | SH |  | SOLE |  | 151 | 0 | 0 |
| ENTERGY CORPORATION | UTILITIES | 29364G103 |  | 179776 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| ENTERPRISE PRODUCTS PARTNERS L.P. | ENERGY | 293792107 |  | 278274 | 7354 | SH |  | SOLE |  | 7354 | 0 | 0 |
| EQUIFAX INC. | INDUSTRIALS | 294429105 |  | 9363 | 52 | SH |  | SOLE |  | 52 | 0 | 0 |
| EQUITY RESIDENTIAL SHARES   OF BENEFICIAL INT | FINANCIALS | 29476L107 |  | 2957 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ESPEY MFG.  ELECTRONICS    CORP | INDUSTRIALS | 296650104 |  | 62790 | 1133 | SH |  | SOLE |  | 1133 | 0 | 0 |
| ESPEY MFG.  ELECTRONICS    CORP | INDUSTRIALS | 296650104 |  | 11084 | 200 | SH |  | DFND |  | 100 | 0 | 100 |
| ETSY INC | CONSUMER DISCRETIONARY | 29786A106 |  | 8245 | 165 | SH |  | SOLE |  | 165 | 0 | 0 |
| EURONET WORLDWIDE INC | FINANCIALS | 298736109 |  | 5507 | 83 | SH |  | SOLE |  | 83 | 0 | 0 |
| EVERUS CONSTRUCTION GROUP | INDUSTRIALS | 300426103 |  | 29515 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| RANGE NUCLEAR RENAISSANCE   ETF | EXCHANGE TRADED FUND - EQUITY | 301505475 |  | 14469 | 220 | SH |  | SOLE |  | 220 | 0 | 0 |
| EXCHANGE TRADED CONCEPTS TRUROBO GLB ETF | EXCHANGE TRADED FUND - EQUITY | 301505707 |  | 15123 | 221 | SH |  | SOLE |  | 221 | 0 | 0 |
| EXELON CORP | UTILITIES | 30161N101 |  | 42299 | 863 | SH |  | SOLE |  | 588 | 275 | 0 |
| EXELON CORP | UTILITIES | 30161N101 |  | 53431 | 1090 | SH |  | DFND |  | 1090 | 0 | 0 |
| F ANNUITIES  LIFE INC | FINANCIALS | 30190A104 |  | 607 | 24 | SH |  | SOLE |  | 24 | 0 | 0 |
| EXXON MOBIL CORP | ENERGY | 30231G102 |  | 3148676 | 18559 | SH |  | SOLE |  | 13829 | 4730 | 0 |
| EXXON MOBIL CORP | ENERGY | 30231G102 |  | 750230 | 4422 | SH |  | DFND |  | 2179 | 2243 | 0 |
| META PLATFORMS INC | INFORMATION TECHNOLOGY | 30303M102 |  | 3147236 | 5501 | SH |  | SOLE |  | 5501 | 0 | 0 |
| META PLATFORMS INC | INFORMATION TECHNOLOGY | 30303M102 |  | 40049 | 70 | SH |  | DFND |  | 70 | 0 | 0 |
| FAIR ISAAC CORPORATION | INFORMATION TECHNOLOGY | 303250104 |  | 16013 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| FASTLY INC CLASS A | INFORMATION TECHNOLOGY | 31188V100 |  | 9005 | 310 | SH |  | SOLE |  | 310 | 0 | 0 |
| FEDEX CORPORATION | INDUSTRIALS | 31428X106 |  | 340844 | 957 | SH |  | SOLE |  | 957 | 0 | 0 |
| FEDEX CORPORATION | INDUSTRIALS | 31428X106 |  | 44521 | 125 | SH |  | DFND |  | 125 | 0 | 0 |
| FERMI INC. | INFORMATION TECHNOLOGY | 314911108 |  | 5634 | 965 | SH |  | SOLE |  | 965 | 0 | 0 |
| FIDELITY LARGE CAP STOCK | MUTUAL FUND | 315912402 |  | 11902 | 187 | SH |  | SOLE |  | 187 | 0 | 0 |
| FIDELITY SMALL-MID          MULTIFACTOR ETF | EXCHANGE TRADED FUND - EQUITY | 316092527 |  | 3130 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF | INFORMATION TECHNOLOGY | 316092808 |  | 619988 | 2980 | SH |  | SOLE |  | 2980 | 0 | 0 |
| FIDELITY NATIONAL FINANCIAL INC. COM | FINANCIALS | 31620R303 |  | 18552 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| FIDELITY INTER MUNI INCOME  FUND | FIXED INCOME | 31638R204 |  | 11550 | 1138 | SH |  | SOLE |  | 1138 | 0 | 0 |
| FIFTH THIRD BANCORP | FINANCIALS | 316773100 |  | 31353 | 675 | SH |  | SOLE |  | 675 | 0 | 0 |
| FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF | ENERGY | 33733E500 |  | 16542 | 356 | SH |  | SOLE |  | 356 | 0 | 0 |
| FIRST TRUST NATRUAL GAS ETF | EXCHANGE TRADED FUND - EQUITY | 33733E807 |  | 70835 | 2236 | SH |  | SOLE |  | 2236 | 0 | 0 |
| FIRSTENERGY CORP | UTILITIES | 337932107 |  | 2785 | 55 | SH |  | SOLE |  | 55 | 0 | 0 |
| FORD MOTOR CO DEL | CONSUMER DISCRETIONARY | 345370860 |  | 36743 | 3184 | SH |  | SOLE |  | 3184 | 0 | 0 |
| FORTINET INC.               COMMON STOCK | INFORMATION TECHNOLOGY | 34959E109 |  | 3759 | 46 | SH |  | SOLE |  | 46 | 0 | 0 |
| FORTIVE CORPORATION | INFORMATION TECHNOLOGY | 34959J108 |  | 5527 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| FRANKLIN FTSE JAPAN ETF | EXCHANGE TRADED FUND - EQUITY | 35473P744 |  | 14761 | 408 | SH |  | SOLE |  | 408 | 0 | 0 |
| FRESHPET INC | CONSUMER STAPLES | 358039105 |  | 4421 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| FUBOTV INC. CLASS A | COMMUNICATION SERVICES | 35953D401 |  | 785 | 83 | SH |  | SOLE |  | 83 | 0 | 0 |
| FULGENT GENETICS INC. | HEALTHCARE | 359664109 |  | 13674 | 860 | SH |  | SOLE |  | 860 | 0 | 0 |
| GATX CORPORATION | INDUSTRIALS | 361448103 |  | 102444 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| GE HEALTHCARE TECHNOLOGIES INC. | HEALTHCARE | 36266G107 |  | 43631 | 613 | SH |  | SOLE |  | 251 | 362 | 0 |
| GE HEALTHCARE TECHNOLOGIES INC. | HEALTHCARE | 36266G107 |  | 284 | 4 | SH |  | DFND |  | 0 | 0 | 4 |
| GAMESTOP CORP               CL A | CONSUMER DISCRETIONARY | 36467W109 |  | 276 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| GAMESTOP CORP NEW WTS       10/30/2026 | WARRANTS  RIGHTS | 36467W117 |  | 3 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| GE VERNOVA INC              COM | INDUSTRIALS | 36828A101 |  | 1153963 | 1322 | SH |  | SOLE |  | 1051 | 271 | 0 |
| GE VERNOVA INC              COM | INDUSTRIALS | 36828A101 |  | 2618 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| GENERAL DYNAMICS CORPORATION | INDUSTRIALS | 369550108 |  | 885809 | 2581 | SH |  | SOLE |  | 2581 | 0 | 0 |
| GENERAL DYNAMICS CORPORATION | INDUSTRIALS | 369550108 |  | 22308 | 65 | SH |  | DFND |  | 65 | 0 | 0 |
| GENERAL MILLS INC | CONSUMER STAPLES | 370334104 |  | 23448 | 630 | SH |  | SOLE |  | 30 | 600 | 0 |
| GENERAL MILLS INC | CONSUMER STAPLES | 370334104 |  | 52108 | 1400 | SH |  | DFND |  | 1400 | 0 | 0 |
| GILEAD SCIENCES INC. | HEALTHCARE | 375558103 |  | 268560 | 1927 | SH |  | SOLE |  | 1927 | 0 | 0 |
| GINKGO BIOWORKS HOLDINGS | MATERIALS | 37611X209 |  | 263 | 43 | SH |  | SOLE |  | 43 | 0 | 0 |
| GLADSTONE LAND CORPORATION | REAL ESTATE | 376549101 |  | 3060 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| GLOBALXDATA CENTER  DIGITALINFRASTRUCTURE ETF | EXCHANGE TRADED FUND - EQUITY | 37954Y236 |  | 20357 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| GLOBAL X MLP AND ENERGY     INFRASTRUCTURE ETF | ENERGY | 37954Y293 |  | 75049 | 1015 | SH |  | SOLE |  | 1015 | 0 | 0 |
| GLOBAL X AUTONOMOUS        ELECTRIC VEHICLE ETF | EXCHANGE TRADED FUND - EQUITY | 37954Y624 |  | 38455 | 1260 | SH |  | SOLE |  | 1260 | 0 | 0 |
| GLOBAL X ARTIFICIAL         INTEL  TECH EFT | EXCHANGE TRADED FUND - EQUITY | 37954Y632 |  | 329086 | 7053 | SH |  | SOLE |  | 7053 | 0 | 0 |
| GLOBAL X COPPER MINERS ETF | EXCHANGE TRADED FUND - EQUITY | 37954Y830 |  | 5420 | 71 | SH |  | SOLE |  | 71 | 0 | 0 |
| GLOBAL X DEFENSE TECH ETF | EXCHANGE TRADED FUND - EQUITY | 37960A529 |  | 39953 | 564 | SH |  | SOLE |  | 564 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | FINANCIALS | 38141G104 |  | 10150 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| GOODRX HOLDINGS INC.        CLASS A COMMON STOCK | HEALTHCARE | 38246G108 |  | 196 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| GUARDANT HEALTH INC. | HEALTHCARE | 40131M109 |  | 10622 | 115 | SH |  | SOLE |  | 115 | 0 | 0 |
| HDFC BANK LIMITED COMMON ADR | FINANCIALS | 40415F101 |  | 4277 | 172 | SH |  | SOLE |  | 172 | 0 | 0 |
| HALLIBURTON COMPANY | ENERGY | 406216101 |  | 1949 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| HALMA PLC ADR               UNSPONSORED | INDUSTRIALS | 40637C308 |  | 4364 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| HAWAIIAN ELECTRIC INDUSTRIES INC. | UTILITIES | 419870100 |  | 5936 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| HERCULES CAPITAL INC. | FINANCIALS | 427096508 |  | 354480 | 24000 | SH |  | SOLE |  | 24000 | 0 | 0 |
| HERMES INTL S A UNSPONSORED ADR | CONSUMER DISCRETIONARY | 42751Q105 |  | 7019 | 37 | SH |  | SOLE |  | 37 | 0 | 0 |
| THE HERSHEY COMPANY | CONSUMER STAPLES | 427866108 |  | 130346 | 627 | SH |  | SOLE |  | 627 | 0 | 0 |
| HOME DEPOT INC | CONSUMER DISCRETIONARY | 437076102 |  | 2746105 | 8350 | SH |  | SOLE |  | 7357 | 993 | 0 |
| HOME DEPOT INC | CONSUMER DISCRETIONARY | 437076102 |  | 276259 | 840 | SH |  | DFND |  | 400 | 440 | 0 |
| HONEYWELL INTERNATIONAL INC | INDUSTRIALS | 438516106 |  | 570478 | 2524 | SH |  | SOLE |  | 2524 | 0 | 0 |
| HOST HOTELS  RESORTS INC | CONSUMER DISCRETIONARY | 44107P104 |  | 2374 | 124 | SH |  | SOLE |  | 124 | 0 | 0 |
| HUB GROUP INC | INDUSTRIALS | 443320106 |  | 36040 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| HUBSPOT INC. | INFORMATION TECHNOLOGY | 443573100 |  | 39056 | 160 | SH |  | SOLE |  | 160 | 0 | 0 |
| HUDBAY MINERALS | MATERIALS | 443628102 |  | 11865 | 568 | SH |  | SOLE |  | 568 | 0 | 0 |
| HUNTINGTON INGALLS          INDUSTRIES INC. | INDUSTRIALS | 446413106 |  | 18234 | 48 | SH |  | SOLE |  | 48 | 0 | 0 |
| ILLINOIS TOOL WORKS INC. | INDUSTRIALS | 452308109 |  | 172821 | 664 | SH |  | SOLE |  | 664 | 0 | 0 |
| INFLEQTION  INC. | INFORMATION TECHNOLOGY | 45676K103 |  | 3374 | 344 | SH |  | SOLE |  | 344 | 0 | 0 |
| INFOSYS LTD INR 5.0         ADR | INFORMATION TECHNOLOGY | 456788108 |  | 4053 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| INTEL CORP | INFORMATION TECHNOLOGY | 458140100 |  | 803144 | 18200 | SH |  | SOLE |  | 15999 | 2201 | 0 |
| INTEL CORP | INFORMATION TECHNOLOGY | 458140100 |  | 56573 | 1282 | SH |  | DFND |  | 1132 | 150 | 0 |
| INTERACTIVE BROKERS GRO-CL A | FINANCIALS | 45841N107 |  | 67060 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| INTL BUSINESS MACHINES | INFORMATION TECHNOLOGY | 459200101 |  | 1613570 | 6657 | SH |  | SOLE |  | 6657 | 0 | 0 |
| INTL BUSINESS MACHINES | INFORMATION TECHNOLOGY | 459200101 |  | 393882 | 1625 | SH |  | DFND |  | 753 | 872 | 0 |
| INTERNATIONAL PAPER CO | MATERIALS | 460146103 |  | 5533 | 155 | SH |  | SOLE |  | 155 | 0 | 0 |
| INTUITIVE SURGICAL INC | HEALTHCARE | 46120E602 |  | 33187 | 72 | SH |  | SOLE |  | 72 | 0 | 0 |
| INTUIT INC | INFORMATION TECHNOLOGY | 461202103 |  | 8214 | 19 | SH |  | SOLE |  | 19 | 0 | 0 |
| INTUITIVE MACHINES INC      CLASS A COM | INDUSTRIALS | 46125A100 |  | 6863 | 370 | SH |  | SOLE |  | 370 | 0 | 0 |
| INVESCO AEROSPACE          DEFENSE EFT | EXCHANGE TRADED FUND - EQUITY | 46137V100 |  | 67605 | 408 | SH |  | SOLE |  | 408 | 0 | 0 |
| INVESCO S 500 QUALITY ETF | EXCHANGE TRADED FUND - EQUITY | 46137V241 |  | 61504 | 818 | SH |  | SOLE |  | 818 | 0 | 0 |
| INVESCO S 500 MOMENTUM ETF | EXCHANGE TRADED FUND - EQUITY | 46138E339 |  | 672175 | 5996 | SH |  | SOLE |  | 5996 | 0 | 0 |
| INVESCO PREFERRED ETF | EXCHANGE TRADED FUND-FIXED INC | 46138E511 |  | 5440 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| INVESCO GLOBAL WATER ETF | EXCHANGE TRADED FUND - EQUITY | 46138E651 |  | 65130 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| INVESCO EXCH TRADED FD TR IISOLAR ETF | ENERGY | 46138G706 |  | 5737 | 103 | SH |  | SOLE |  | 103 | 0 | 0 |
| IONQ INC. | INFORMATION TECHNOLOGY | 46222L108 |  | 46975 | 1630 | SH |  | SOLE |  | 1630 | 0 | 0 |
| IQIYI INC. - ADR | INFORMATION TECHNOLOGY | 46267X108 |  | 134 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ETF ISHARES SILVER TR | EXCHANGE TRADED FUND - EQUITY | 46428Q109 |  | 357543 | 5248 | SH |  | SOLE |  | 5248 | 0 | 0 |
| ISHARES MSCI EUROZONE ETF | EXCHANGE TRADED FUND - EQUITY | 464286608 |  | 10082 | 161 | SH |  | SOLE |  | 161 | 0 | 0 |
| ISHARES S  P 100 ETF | EXCHANGE TRADED FUND - EQUITY | 464287101 |  | 1763695 | 5545 | SH |  | SOLE |  | 5545 | 0 | 0 |
| ISHARES CORE S TOTAL U.S. STOCK MARKET ETF | EXCHANGE TRADED FUND - EQUITY | 464287150 |  | 186868 | 1312 | SH |  | SOLE |  | 1312 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | EXCHANGE TRADED FUND - EQUITY | 464287168 |  | 68134 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| ISHARES TIPS BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 464287176 |  | 3011816 | 27291 | SH |  | SOLE |  | 27291 | 0 | 0 |
| ISHARES TIPS BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 464287176 |  | 33880 | 307 | SH |  | DFND |  | 0 | 307 | 0 |
| ISHARES CORE S 500 ETF | EXCHANGE TRADED FUND - EQUITY | 464287200 |  | 85570 | 131 | SH |  | SOLE |  | 131 | 0 | 0 |
| ISHARES CORE TOTAL US       AGGREGATE BOND ETF-W | EXCHANGE TRADED FUND-FIXED INC | 46428722W |  | 144039 | 1451 | SH |  | SOLE |  | 1451 | 0 | 0 |
| ISHARES CORE TOTAL US AGGREGATE BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 464287226 |  | 3397311 | 34223 | SH |  | SOLE |  | 34223 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS ETF | EXCHANGE TRADED FUND - EQUITY | 464287234 |  | 19308 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| ISHARES IBOXX $INVESTMENT BOND FD | EXCHANGE TRADED FUND-FIXED INC | 464287242 |  | 158253 | 1452 | SH |  | SOLE |  | 1452 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | Exchange Traded Funds - Equity | 464287309 |  | 60739 | 537 | SH |  | SOLE |  | 537 | 0 | 0 |
| ISHARES MSCI EAFE ETF       FUND | EXCHANGE TRADED FUND - EQUITY | 464287465 |  | 858423 | 8838 | SH |  | SOLE |  | 8591 | 0 | 247 |
| ISHARES MSCI EAFE ETF       FUND | EXCHANGE TRADED FUND - EQUITY | 464287465 |  | 19426 | 200 | SH |  | DFND |  | 0 | 200 | 0 |
| ISHARES RUSSELL MIDCAP GROWTH INDEX FUND | EXCHANGE TRADED FUND - EQUITY | 464287481 |  | 36129 | 282 | SH |  | SOLE |  | 282 | 0 | 0 |
| ISHARES RUSSELL MIDCAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287499 |  | 302965 | 3116 | SH |  | SOLE |  | 3116 | 0 | 0 |
| ISHARES CORE S MID CAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287507 |  | 580534 | 8598 | SH |  | SOLE |  | 8598 | 0 | 0 |
| ISHARES CORE S MID CAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287507 |  | 50640 | 750 | SH |  | DFND |  | 0 | 750 | 0 |
| ISHARES EXPANDED TECH SECTORETF | EXCHANGE TRADED FUND - EQUITY | 464287549 |  | 8532 | 72 | SH |  | SOLE |  | 72 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE  INDEX FUND | EXCHANGE TRADED FUND - EQUITY | 464287598 |  | 1146979 | 5368 | SH |  | SOLE |  | 5368 | 0 | 0 |
| ISHARES S M-D-CAP 400 GROWTH ETF | Exchange Traded Funds - Equity | 464287606 |  | 11269 | 112 | SH |  | SOLE |  | 112 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464287614 |  | 4865031 | 11410 | SH |  | SOLE |  | 11281 | 0 | 129 |
| ISHARES RUSSELL 1000 GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464287614 |  | 17055 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| ISHARES RUSSELL 2000 GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464287648 |  | 232839 | 742 | SH |  | SOLE |  | 742 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | EXCHANGE TRADED FUND - EQUITY | 464287655 |  | 323392 | 1304 | SH |  | SOLE |  | 1304 | 0 | 0 |
| ISHARES U.S. TECHNOLOGY ETF | INFORMATION TECHNOLOGY | 464287721 |  | 118647 | 654 | SH |  | SOLE |  | 654 | 0 | 0 |
| ISHARES CORE S SMALL-CAP  ETF | EXCHANGE TRADED FUND - EQUITY | 464287804 |  | 3772778 | 30350 | SH |  | SOLE |  | 30270 | 0 | 80 |
| ISHARES CORE S SMALL-CAP  ETF | EXCHANGE TRADED FUND - EQUITY | 464287804 |  | 214308 | 1724 | SH |  | DFND |  | 540 | 1184 | 0 |
| ISHARES US CONSUMER         STAPLES EFT | EXCHANGE TRADED FUND - EQUITY | 464287812 |  | 185287 | 2646 | SH |  | SOLE |  | 2646 | 0 | 0 |
| ETF ISHARES GLOBAL CLEAN    ENERGY | ENERGY | 464288224 |  | 40452 | 2213 | SH |  | SOLE |  | 2213 | 0 | 0 |
| ISHARES MSCI KLD 400 SOCIAL | EXCHANGE TRADED FUND - EQUITY | 464288570 |  | 65321 | 539 | SH |  | SOLE |  | 539 | 0 | 0 |
| ISHARES DOW JONES  US HOME  CONSTRUCTION INDEX | EXCHANGE TRADED FUND - EQUITY | 464288752 |  | 14940 | 165 | SH |  | SOLE |  | 165 | 0 | 0 |
| ISHARES U.S. AEROSPACE     DEFENSE ETF | EXCHANGE TRADED FUND - EQUITY | 464288760 |  | 58186 | 266 | SH |  | SOLE |  | 266 | 0 | 0 |
| ISHARES MSCI USA ESG SELECT | EXCHANGE TRADED FUND - EQUITY | 464288802 |  | 72522 | 549 | SH |  | SOLE |  | 549 | 0 | 0 |
| ISHARES MSCI EAFE VALUE ETF | EXCHANGE TRADED FUND - EQUITY | 464288877 |  | 6691 | 90 | SH |  | SOLE |  | 90 | 0 | 0 |
| ISHARES MSCI EAFE GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464288885 |  | 22162 | 199 | SH |  | SOLE |  | 199 | 0 | 0 |
| ISHARES US TREASURY BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 46429B267 |  | 133484 | 5829 | SH |  | SOLE |  | 5829 | 0 | 0 |
| ISHARES MSCI USA MOMENTUM   FACTOR ETF | EXCHANGE TRADED FUND - EQUITY | 46432F396 |  | 4079 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | EXCHANGE TRADED FUND - EQUITY | 46432F842 |  | 9505 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| ISHARES IBONDS DEC 2026 TERMCORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46435GAA0 |  | 794673 | 32799 | SH |  | SOLE |  | 32799 | 0 | 0 |
| ISHARE HIGH YIELD BOND      FACTOR EFT | EXCHANGE TRADED FUND-FIXED INC | 46435G250 |  | 78246 | 1682 | SH |  | SOLE |  | 1682 | 0 | 0 |
| ISHARES IBONDS DEC 2027     CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46435UAA9 |  | 1134460 | 46823 | SH |  | SOLE |  | 46823 | 0 | 0 |
| ISHARES IBONDS DEC 2028 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46435U515 |  | 2957708 | 116816 | SH |  | SOLE |  | 116816 | 0 | 0 |
| ISHARES IBONDS DEC 2028 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46435U515 |  | 116472 | 4600 | SH |  | DFND |  | 0 | 4600 | 0 |
| ISHARES IBONDS DEC 2033 TERMCORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E130 |  | 3072807 | 118919 | SH |  | SOLE |  | 118919 | 0 | 0 |
| ISHARES IBONDS DEC 2029 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E205 |  | 3415636 | 146912 | SH |  | SOLE |  | 146912 | 0 | 0 |
| ISHARES IBONDS DEC 2029 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E205 |  | 115317 | 4960 | SH |  | DFND |  | 0 | 4960 | 0 |
| ISHARES TRUST IBONDS DEC2032TERM CORP ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E312 |  | 3232028 | 127902 | SH |  | SOLE |  | 126892 | 0 | 1010 |
| ISHARES TRUST IBONDS DEC2032TERM CORP ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E312 |  | 55594 | 2200 | SH |  | DFND |  | 0 | 2200 | 0 |
| ISHARES IBONDS DEC 2031 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E486 |  | 4951601 | 236584 | SH |  | SOLE |  | 235354 | 0 | 1230 |
| ISHARES IBONDS DEC 2031 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E486 |  | 164508 | 7860 | SH |  | DFND |  | 0 | 7860 | 0 |
| ISHARES IBONDS DEC 2030 TERM CORP-ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E726 |  | 3470272 | 158609 | SH |  | SOLE |  | 158609 | 0 | 0 |
| ISHARES IBONDS DEC 2030 TERM CORP-ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E726 |  | 114760 | 5245 | SH |  | DFND |  | 0 | 5245 | 0 |
| ISHARES IBONDS DEC 2031 MUNIBOND ETF | EXCHANGE TRADED FUND-FIXED INC | 46438G356 |  | 34743 | 1354 | SH |  | SOLE |  | 1354 | 0 | 0 |
| ISHARES IBONDS DEC 2035 TERMCORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46438G372 |  | 2102511 | 82036 | SH |  | SOLE |  | 81567 | 0 | 469 |
| ISHARES IBONDS DEC 2030     MUNIBOND ETF | EXCHANGE TRADED FUND-FIXED INC | 46438G687 |  | 34469 | 1335 | SH |  | SOLE |  | 1335 | 0 | 0 |
| ISSUER DIRECT CORPORATION | INFORMATION TECHNOLOGY | 46520M204 |  | 2835 | 320 | SH |  | SOLE |  | 320 | 0 | 0 |
| JPMORGAN CHASE  CO COM | FINANCIALS | 46625H100 |  | 5641745 | 19180 | SH |  | SOLE |  | 18190 | 965 | 25 |
| JPMORGAN CHASE  CO COM | FINANCIALS | 46625H100 |  | 282676 | 961 | SH |  | DFND |  | 931 | 30 | 0 |
| JPMORGAN BETABUILDER        ETF | EXCHANGE TRADED FUND - EQUITY | 46641Q399 |  | 902939 | 7706 | SH |  | SOLE |  | 7320 | 0 | 386 |
| JD.COM INC.-ADR | CONSUMER DISCRETIONARY | 47215P106 |  | 2069 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| JOHNSON  JOHNSON | HEALTHCARE | 478160104 |  | 4189647 | 17140 | SH |  | SOLE |  | 16033 | 1077 | 30 |
| JOHNSON  JOHNSON | HEALTHCARE | 478160104 |  | 686384 | 2808 | SH |  | DFND |  | 985 | 1823 | 0 |
| KLA-TENCOR CORPORATION | INFORMATION TECHNOLOGY | 482480100 |  | 13251 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| KEURIG DR. PEPPER INC. | CONSUMER STAPLES | 49271V100 |  | 500 | 19 | SH |  | SOLE |  | 19 | 0 | 0 |
| KIMBERLY CLARK | CONSUMER STAPLES | 494368103 |  | 22188 | 230 | SH |  | SOLE |  | 230 | 0 | 0 |
| KIMBERLY CLARK | CONSUMER STAPLES | 494368103 |  | 96470 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| KINDER MORGAN INC. | ENERGY | 49456B101 |  | 87586 | 2613 | SH |  | SOLE |  | 2613 | 0 | 0 |
| KRATOS DEFENSE  SECURITY SOLUTIONS INC | INFORMATION TECHNOLOGY | 50077B207 |  | 3525 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| KROGER COMPANY | CONSUMER STAPLES | 501044101 |  | 39723 | 549 | SH |  | SOLE |  | 549 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC.  COMMON STOCK | INDUSTRIALS | 502431109 |  | 21053 | 61 | SH |  | SOLE |  | 61 | 0 | 0 |
| LANTRONIX INC | COMMUNICATION SERVICES | 516548203 |  | 524 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| LEGG MASON PARTNERS EQUITY  CLEARBRIGE LG GRW FD | MUTUAL FUND | 52471R390 |  | 183948 | 2741 | SH |  | SOLE |  | 2741 | 0 | 0 |
| LENNAR COPORATION CLASS A | CONSUMER DISCRETIONARY | 526057104 |  | 6860 | 79 | SH |  | SOLE |  | 79 | 0 | 0 |
| ELI LILLY  CO | HEALTHCARE | 532457108 |  | 3304707 | 3593 | SH |  | SOLE |  | 3593 | 0 | 0 |
| ELI LILLY  CO | HEALTHCARE | 532457108 |  | 150841 | 164 | SH |  | DFND |  | 84 | 80 | 0 |
| LINCOLN ELECTRIC HOLDING INC | INDUSTRIALS | 533900106 |  | 12454 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| LINCOLN NATIONAL CORPORATION | FINANCIALS | 534187109 |  | 35500 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| LITTELFUSE INC | INFORMATION TECHNOLOGY | 537008104 |  | 16967 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| LOCKHEED MARTIN CORP | INDUSTRIALS | 539830109 |  | 1987796 | 3289 | SH |  | SOLE |  | 2969 | 320 | 0 |
| LOCKHEED MARTIN CORP | INDUSTRIALS | 539830109 |  | 350545 | 580 | SH |  | DFND |  | 580 | 0 | 0 |
| LOWES COMPANIES INC | CONSUMER DISCRETIONARY | 548661107 |  | 567774 | 2403 | SH |  | SOLE |  | 2361 | 0 | 42 |
| LOWES COMPANIES INC | CONSUMER DISCRETIONARY | 548661107 |  | 56706 | 240 | SH |  | DFND |  | 240 | 0 | 0 |
| LULULEMON ATHLETICA INC | CONSUMER DISCRETIONARY | 550021109 |  | 70262 | 459 | SH |  | SOLE |  | 459 | 0 | 0 |
| LUMEN TECHNOLOGIES INC. | COMMUNICATION SERVICES | 550241103 |  | 3475 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| MDU RESOURCES GROUP INC | ENERGY | 552690109 |  | 24852 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| MPLX LP | ENERGY | 55336V100 |  | 211122 | 3700 | SH |  | SOLE |  | 3700 | 0 | 0 |
| MP MATERIALS CORP. | MATERIALS | 553368101 |  | 579 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| MANULIFE FINANCIAL | FINANCIALS | 56501R106 |  | 3821 | 111 | SH |  | SOLE |  | 111 | 0 | 0 |
| MARA HOLDINGS INC. | FINANCIALS | 565788106 |  | 1632 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| MARATHON PETROLEUM CORPORATION | ENERGY | 56585A102 |  | 216099 | 885 | SH |  | SOLE |  | 885 | 0 | 0 |
| MARKEL GROUP INC | FINANCIALS | 570535104 |  | 22968 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| MARRIOTT VACATIONS WORLDWIDECORPERATION | CONSUMER DISCRETIONARY | 57164Y107 |  | 911 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| MARRIOTT INTERNATIONAL INC. CLASS A | CONSUMER DISCRETIONARY | 571903202 |  | 72936 | 223 | SH |  | SOLE |  | 223 | 0 | 0 |
| MARVELL TECHNOLOGY INC.     COMMON STOCK | INFORMATION TECHNOLOGY | 573874104 |  | 82605 | 834 | SH |  | SOLE |  | 834 | 0 | 0 |
| MASIMO CORPORATION | HEALTHCARE | 574795100 |  | 2134 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| MASTERCARD INC - CLASS A | INFORMATION TECHNOLOGY | 57636Q104 |  | 373227 | 747 | SH |  | SOLE |  | 682 | 65 | 0 |
| MCCORMICK  CO. | CONSUMER STAPLES | 579780206 |  | 80688 | 1600 | SH |  | SOLE |  | 200 | 1400 | 0 |
| MCDONALDS CORP | CONSUMER DISCRETIONARY | 580135101 |  | 2671421 | 8596 | SH |  | SOLE |  | 7796 | 785 | 15 |
| MCDONALDS CORP | CONSUMER DISCRETIONARY | 580135101 |  | 620626 | 1997 | SH |  | DFND |  | 900 | 1097 | 0 |
| MCGRATH RENTCORP | CONSUMER DISCRETIONARY | 580589109 |  | 88224 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| MCKESSON CORPORATION | HEALTHCARE | 58155Q103 |  | 244893 | 283 | SH |  | SOLE |  | 283 | 0 | 0 |
| MERCADOLIBRE INC | INFORMATION TECHNOLOGY | 58733R102 |  | 25935 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| MERCK  CO. INC | HEALTHCARE | 58933Y105 |  | 834071 | 6934 | SH |  | SOLE |  | 6634 | 300 | 0 |
| MERCK  CO. INC | HEALTHCARE | 58933Y105 |  | 226746 | 1885 | SH |  | DFND |  | 1885 | 0 | 0 |
| METLIFE INC | FINANCIALS | 59156R108 |  | 573579 | 8111 | SH |  | SOLE |  | 8081 | 0 | 30 |
| METLIFE INC | FINANCIALS | 59156R108 |  | 90309 | 1277 | SH |  | DFND |  | 1277 | 0 | 0 |
| MICROSOFT CORP | INFORMATION TECHNOLOGY | 594918104 |  | 8640934 | 23344 | SH |  | SOLE |  | 22034 | 1310 | 0 |
| MICROSOFT CORP | INFORMATION TECHNOLOGY | 594918104 |  | 159168 | 430 | SH |  | DFND |  | 80 | 350 | 0 |
| MITEK SYSTEMS INC. | INFORMATION TECHNOLOGY | 606710200 |  | 12150 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| MONDELEZ INTERNATIONAL INC | CONSUMER STAPLES | 609207105 |  | 29563 | 513 | SH |  | SOLE |  | 513 | 0 | 0 |
| MONGODB INC. | INFORMATION TECHNOLOGY | 60937P106 |  | 21539 | 88 | SH |  | SOLE |  | 88 | 0 | 0 |
| MOODYS CORP | FINANCIALS | 615369105 |  | 6107 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| MORGAN STANLEY | FINANCIALS | 617446448 |  | 908240 | 5519 | SH |  | SOLE |  | 5519 | 0 | 0 |
| MUELLER INDUSTRIES INC. COMMON STOCK | MATERIALS | 624756102 |  | 132960 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| NANO NUCLEAR ENERGY | ENERGY | 63010H108 |  | 3069 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| NASDAQ STOCK MARKET INC | FINANCIALS | 631103108 |  | 12733 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| NATIONAL FUEL GAS CO. NJ | UTILITIES | 636180101 |  | 25839 | 275 | SH |  | SOLE |  | 275 | 0 | 0 |
| NETFLIX INC | INFORMATION TECHNOLOGY | 64110L106 |  | 980905 | 10202 | SH |  | SOLE |  | 10202 | 0 | 0 |
| NEWMONT CORPORATION | MATERIALS | 651639106 |  | 150684 | 1392 | SH |  | SOLE |  | 1392 | 0 | 0 |
| NEXTERA ENERGY INC | UTILITIES | 65339F101 |  | 2106948 | 22685 | SH |  | SOLE |  | 21485 | 1200 | 0 |
| NICE LTD - AMERICAN DEPOSITORY SHARES | INFORMATION TECHNOLOGY | 653656108 |  | 3307 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| NIKE INC | CONSUMER DISCRETIONARY | 654106103 |  | 201733 | 3820 | SH |  | SOLE |  | 3820 | 0 | 0 |
| NORFOLK SOUTHERN CORPORATION | INDUSTRIALS | 655844108 |  | 43050 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| NORTHROP GRUMMAN CORP | INDUSTRIALS | 666807102 |  | 409332 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| NOVARTIS AG - ADR | FOREIGN EQUITIES | 66987V109 |  | 33604 | 220 | SH |  | SOLE |  | 90 | 130 | 0 |
| NUCOR | MATERIALS | 670346105 |  | 188715 | 1116 | SH |  | SOLE |  | 516 | 600 | 0 |
| NVIDIA CORP. | INFORMATION TECHNOLOGY | 67066G104 |  | 15299564 | 87727 | SH |  | SOLE |  | 87727 | 0 | 0 |
| NVIDIA CORP. | INFORMATION TECHNOLOGY | 67066G104 |  | 1744 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| NUVEEN QUALITY MUNICIPAL    INCOME FUND | MUTUAL FUNDS-NON TAX | 67066V101 |  | 7693 | 669 | SH |  | SOLE |  | 669 | 0 | 0 |
| NUVEEN NEW YORK QUALITY     MUNICIPAL INCOME FD | MUTUAL FUNDS-NON TAX | 67066X107 |  | 32335 | 2900 | SH |  | SOLE |  | 2900 | 0 | 0 |
| NUVEEN AMT-FREE MUNI CREDIT INCOME FUND | MUTUAL FUNDS-NON TAX | 67071L106 |  | 19111 | 1550 | SH |  | SOLE |  | 1550 | 0 | 0 |
| NUSCALE POWER CORPORATION   CLASS A | UTILITIES | 67079K100 |  | 18741 | 1729 | SH |  | SOLE |  | 1729 | 0 | 0 |
| OCCIDENTAL PETROLEUM CORP | ENERGY | 674599105 |  | 54990 | 846 | SH |  | SOLE |  | 846 | 0 | 0 |
| ONEOK INC | ENERGY | 682680103 |  | 172643 | 1910 | SH |  | SOLE |  | 1910 | 0 | 0 |
| OPERA LIMITED               AMERICAN DEPOSITARY | INFORMATION TECHNOLOGY | 68373M107 |  | 8855 | 621 | SH |  | SOLE |  | 621 | 0 | 0 |
| ORACLE CORPORATION | INFORMATION TECHNOLOGY | 68389X105 |  | 1120801 | 7619 | SH |  | SOLE |  | 7619 | 0 | 0 |
| ORACLE CORPORATION | INFORMATION TECHNOLOGY | 68389X105 |  | 25008 | 170 | SH |  | DFND |  | 0 | 170 | 0 |
| OTIS WORLDWIDE CORPORATION | INDUSTRIALS | 68902V107 |  | 105131 | 1364 | SH |  | SOLE |  | 1014 | 350 | 0 |
| OTIS WORLDWIDE CORPORATION | INDUSTRIALS | 68902V107 |  | 13642 | 177 | SH |  | DFND |  | 177 | 0 | 0 |
| OUTSET MEDICAL INC. | HEALTHCARE | 690145206 |  | 68 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| OWENS CORNING INC. | MATERIALS | 690742101 |  | 2272 | 21 | SH |  | SOLE |  | 21 | 0 | 0 |
| PNC FINANCIAL SERVICES GROUP INC | FINANCIALS | 693475105 |  | 60552 | 291 | SH |  | SOLE |  | 291 | 0 | 0 |
| PACER DATA  INFRASTRUCTURE REAL ESTATE ETF | EXCHANGE TRADED FUND - EQUITY | 69374H741 |  | 4057 | 130 | SH |  | SOLE |  | 130 | 0 | 0 |
| PACER SMALL CAP ETF | EXCHANGE TRADED FUND - EQUITY | 69374H857 |  | 167582 | 3736 | SH |  | SOLE |  | 3736 | 0 | 0 |
| PACIRA BIOSCIENCES INC | HEALTHCARE | 695127100 |  | 13554 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC.  CLASS A COMMON STOCK | INFORMATION TECHNOLOGY | 69608A108 |  | 47394 | 324 | SH |  | SOLE |  | 324 | 0 | 0 |
| PALO ALTO NETWORKS INC | INFORMATION TECHNOLOGY | 697435105 |  | 153744 | 959 | SH |  | SOLE |  | 959 | 0 | 0 |
| PARKER HANNIFIN CORP | MATERIALS | 701094104 |  | 86834 | 97 | SH |  | SOLE |  | 97 | 0 | 0 |
| PAYCHEX INC | INFORMATION TECHNOLOGY | 704326107 |  | 6356 | 69 | SH |  | SOLE |  | 69 | 0 | 0 |
| PELOTON INTERACTIVE INC     CLASS A | CONSUMER DISCRETIONARY | 70614W100 |  | 2952 | 690 | SH |  | SOLE |  | 690 | 0 | 0 |
| PEPSICO INC | CONSUMER STAPLES | 713448108 |  | 2110023 | 13588 | SH |  | SOLE |  | 13518 | 70 | 0 |
| PEPSICO INC | CONSUMER STAPLES | 713448108 |  | 527981 | 3400 | SH |  | DFND |  | 1785 | 1615 | 0 |
| PETROLEO BRASILEIRO S.A.    ADR | FOREIGN EQUITIES | 71654V101 |  | 18750 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| PFIZER INC | HEALTHCARE | 717081103 |  | 623779 | 22223 | SH |  | SOLE |  | 21843 | 380 | 0 |
| PFIZER INC | HEALTHCARE | 717081103 |  | 101332 | 3610 | SH |  | DFND |  | 3610 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL W/I | CONSUMER DISCRETIONARY | 718172109 |  | 399786 | 2418 | SH |  | SOLE |  | 2418 | 0 | 0 |
| PHILLIPS 66 | ENERGY | 718546104 |  | 1385455 | 7605 | SH |  | SOLE |  | 7525 | 80 | 0 |
| PHILLIPS 66 | ENERGY | 718546104 |  | 192199 | 1055 | SH |  | DFND |  | 1055 | 0 | 0 |
| PINTEREST INC               CL A | COMMUNICATION SERVICES | 72352L106 |  | 16781 | 915 | SH |  | SOLE |  | 915 | 0 | 0 |
| PLAINS ALL AMERICAN PIPELINE | ENERGY | 726503105 |  | 241056 | 10800 | SH |  | SOLE |  | 10800 | 0 | 0 |
| PLUG POWER INC. | INFORMATION TECHNOLOGY | 72919P202 |  | 3375 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| POST HOLDINGS INC | CONSUMER STAPLES | 737446104 |  | 4943 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| PRECIGEN INC. - COMMON STOCK | HEALTHCARE | 74017N105 |  | 3870 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| PROCTER  GAMBLE CO | CONSUMER STAPLES | 742718109 |  | 3222403 | 22310 | SH |  | SOLE |  | 20603 | 1672 | 35 |
| PROCTER  GAMBLE CO | CONSUMER STAPLES | 742718109 |  | 563313 | 3900 | SH |  | DFND |  | 2170 | 1730 | 0 |
| PROLOGIS INC. | REAL ESTATE | 74340W103 |  | 2511 | 19 | SH |  | SOLE |  | 19 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | FINANCIALS | 744320102 |  | 191561 | 1961 | SH |  | SOLE |  | 1961 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | FINANCIALS | 744320102 |  | 71313 | 730 | SH |  | DFND |  | 730 | 0 | 0 |
| PUBLIC SERVICE ENTERPRISE   GROUP INC | UTILITIES | 744573106 |  | 10604 | 131 | SH |  | SOLE |  | 131 | 0 | 0 |
| PUBMATIC INC                COM CL A | CONSUMER DISCRETIONARY | 74467Q103 |  | 4490 | 549 | SH |  | SOLE |  | 549 | 0 | 0 |
| PULTEGROUP INC | INDUSTRIALS | 745867101 |  | 95852 | 815 | SH |  | SOLE |  | 815 | 0 | 0 |
| PUTNAM ETF TRUST FRANKLIN NYMUNICIPAL INCOME | EXCHANGE TRADED FUND-FIXED INC | 746729763 |  | 232221 | 29772 | SH |  | SOLE |  | 29772 | 0 | 0 |
| QNITY ELECTRONICS INC | INDUSTRIALS | 74743L100 |  | 69686 | 604 | SH |  | SOLE |  | 483 | 121 | 0 |
| QUALCOMM INC | INFORMATION TECHNOLOGY | 747525103 |  | 1111214 | 8629 | SH |  | SOLE |  | 8391 | 217 | 21 |
| QUANTA SERVICES INC | INDUSTRIALS | 74762E102 |  | 233332 | 425 | SH |  | SOLE |  | 425 | 0 | 0 |
| QUEST DIAGNOSTICS | HEALTHCARE | 74834L100 |  | 3135 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| RED CAT HOLDINGS  INC. | CONSUMER DISCRETIONARY | 75644T100 |  | 7854 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| REGENERON PHARMACEUTICALS | HEALTHCARE | 75886F107 |  | 296679 | 384 | SH |  | SOLE |  | 384 | 0 | 0 |
| REPLIGEN CORPORATION | HEALTHCARE | 759916109 |  | 29455 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| RIGETTI COMPUTING INC. | INFORMATION TECHNOLOGY | 76655K103 |  | 26212 | 1867 | SH |  | SOLE |  | 1867 | 0 | 0 |
| RIMINI STREET INC. | INFORMATION TECHNOLOGY | 76674Q107 |  | 5117 | 1565 | SH |  | SOLE |  | 1565 | 0 | 0 |
| RIO TINTO PLC | MATERIALS | 767204100 |  | 139934 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| ROBLOX CORP                 CL A | CONSUMER DISCRETIONARY | 771049103 |  | 3902 | 69 | SH |  | SOLE |  | 69 | 0 | 0 |
| ROCHE HOLDING AG | HEALTHCARE | 771195104 |  | 17593 | 354 | SH |  | SOLE |  | 354 | 0 | 0 |
| ROCKET LAB CORPORATION | INDUSTRIALS | 773121108 |  | 12458 | 194 | SH |  | SOLE |  | 194 | 0 | 0 |
| ROKU INC | CONSUMER DISCRETIONARY | 77543R102 |  | 8988 | 95 | SH |  | SOLE |  | 95 | 0 | 0 |
| ROLLINS  INC. COMMON STOCK | CONSUMER DISCRETIONARY | 775711104 |  | 3310 | 62 | SH |  | SOLE |  | 62 | 0 | 0 |
| SEI INST MANAGED TRUST      TAX-MANAGED | MUTUAL FUND | 783925571 |  | 10390 | 262 | SH |  | SOLE |  | 262 | 0 | 0 |
| NEOS MLP  ENERGY INCOME ETF | EXCHANGE TRADED FUND - EQUITY | 78433H485 |  | 27747 | 490 | SH |  | SOLE |  | 490 | 0 | 0 |
| SPDR S  P 500 ETF TRUST | EXCHANGE TRADED FUND - EQUITY | 78462F103 |  | 34611802 | 53222 | SH |  | SOLE |  | 53222 | 0 | 0 |
| SPDR S  P 500 ETF TRUST | EXCHANGE TRADED FUND - EQUITY | 78462F103 |  | 2246888 | 3455 | SH |  | DFND |  | 1020 | 2435 | 0 |
| SPDR GOLD TRUST | EXCHANGE TRADED FUND - EQUITY | 78463V107 |  | 817097 | 1899 | SH |  | SOLE |  | 1899 | 0 | 0 |
| SPDR NYSE TECHNOLOGY ETF | INFORMATION TECHNOLOGY | 78464A102 |  | 62543 | 245 | SH |  | SOLE |  | 245 | 0 | 0 |
| SPDR S 600 SMALL CAP      GROWTH EFT | EXCHANGE TRADED FUND - EQUITY | 78464A201 |  | 16811 | 174 | SH |  | SOLE |  | 174 | 0 | 0 |
| STATE STREET AEROSPACE     DEFENSE ETF | EXCHANGE TRADED FUND - EQUITY | 78464A631 |  | 11429 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| SPDR S REGIONAL BANKING   ETF | FINANCIALS | 78464A698 |  | 19545 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| SPDR S DIVIDEND ETF | EXCHANGE TRADED FUND - EQUITY | 78464A763 |  | 195851 | 1342 | SH |  | SOLE |  | 1342 | 0 | 0 |
| ETF SPDR S BIOTECH | HEALTHCARE | 78464A870 |  | 60671 | 475 | SH |  | SOLE |  | 475 | 0 | 0 |
| S MIDCAP 400 DEPOSITORY RECEIPTS ETF -W | EXCHANGE TRADED FUND - EQUITY | 78467Y10W |  | 19119 | 31 | SH |  | SOLE |  | 31 | 0 | 0 |
| S  P MIDCAP 400  DEPOSITORY RECEIPTS ETF | EXCHANGE TRADED FUND - EQUITY | 78467Y107 |  | 5656836 | 9172 | SH |  | SOLE |  | 9115 | 0 | 57 |
| S  P MIDCAP 400  DEPOSITORY RECEIPTS ETF | EXCHANGE TRADED FUND - EQUITY | 78467Y107 |  | 255954 | 415 | SH |  | DFND |  | 230 | 185 | 0 |
| SALESFORCE INC. | INFORMATION TECHNOLOGY | 79466L302 |  | 236681 | 1268 | SH |  | SOLE |  | 1268 | 0 | 0 |
| SAP AKTIENGESELLSCHAFT ADR | FOREIGN EQUITIES | 803054204 |  | 20201 | 118 | SH |  | SOLE |  | 118 | 0 | 0 |
| SLB N.V | ENERGY | 806857108 |  | 5138 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| CHARLES SCHWAB CORPORATION | FINANCIALS | 808513105 |  | 15505 | 165 | SH |  | SOLE |  | 165 | 0 | 0 |
| SCHWAB U.S. SMALL-CAP ETF | EXCHANGE TRADED FUND - EQUITY | 808524607 |  | 40116 | 1380 | SH |  | SOLE |  | 1380 | 0 | 0 |
| SCWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY | EXCHANGE TRADED FUND - EQUITY | 808524755 |  | 46532 | 951 | SH |  | SOLE |  | 951 | 0 | 0 |
| SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF | EXCHANGE TRADED FUND - EQUITY | 808524763 |  | 35024 | 1080 | SH |  | SOLE |  | 1080 | 0 | 0 |
| SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF | EXCHANGE TRADED FUND - EQUITY | 808524771 |  | 94293 | 3387 | SH |  | SOLE |  | 3387 | 0 | 0 |
| SCHWAB U.S. REIT ETF | Exchange Traded Funds - Equity | 808524847 |  | 3587 | 167 | SH |  | SOLE |  | 167 | 0 | 0 |
| MATERIAL SELECT SECTOR SPDR  TRUST | MATERIALS | 81369Y100 |  | 54566 | 1092 | SH |  | SOLE |  | 1092 | 0 | 0 |
| HEALTH CARE SELECT SECTOR   SPDR FUND | HEALTHCARE | 81369Y209 |  | 465754 | 3177 | SH |  | SOLE |  | 3177 | 0 | 0 |
| CONSUMER STAPLES SELECT     SECTOR SPDR FUND | CONSUMER STAPLES | 81369Y308 |  | 42213 | 515 | SH |  | SOLE |  | 515 | 0 | 0 |
| CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND | CONSUMER DISCRETIONARY | 81369Y407 |  | 29859 | 274 | SH |  | SOLE |  | 274 | 0 | 0 |
| ENERGY SELECT SECTOR SPDR   FUND | ENERGY | 81369Y506 |  | 835246 | 13635 | SH |  | SOLE |  | 13635 | 0 | 0 |
| FINANCIAL SELECT SECTOR SPDR FUND | FINANCIALS | 81369Y605 |  | 661209 | 13396 | SH |  | SOLE |  | 13396 | 0 | 0 |
| INDUSTRIAL SELECT SECTOR SPDR FUND | INDUSTRIALS | 81369Y704 |  | 305171 | 1887 | SH |  | SOLE |  | 1887 | 0 | 0 |
| TECHNOLOGY SELECT SECT SPDR | INFORMATION TECHNOLOGY | 81369Y803 |  | 2452120 | 18451 | SH |  | SOLE |  | 18451 | 0 | 0 |
| COMMUNICATION SERVICES SELECT SECTOR SPDR FUND | COMMUNICATION SERVICES | 81369Y852 |  | 735533 | 6635 | SH |  | SOLE |  | 6635 | 0 | 0 |
| AMEX UTILITIES SELECT       INDEX SHS BEN INT | UTILITIES | 81369Y886 |  | 54225 | 1182 | SH |  | SOLE |  | 1182 | 0 | 0 |
| SEMPRA | UTILITIES | 816851109 |  | 62867 | 647 | SH |  | SOLE |  | 647 | 0 | 0 |
| SHELTON FDS NASDAQ 100      INDEX FD CL INV | MUTUAL FUND | 82301Q726 |  | 26400 | 619 | SH |  | SOLE |  | 619 | 0 | 0 |
| SHERWIN WILLIAMS COMPANY | CONSUMER DISCRETIONARY | 824348106 |  | 64427 | 201 | SH |  | SOLE |  | 201 | 0 | 0 |
| SIEMENS AG | FOREIGN EQUITIES | 826197501 |  | 18038 | 148 | SH |  | SOLE |  | 148 | 0 | 0 |
| SIMON PROPERTY GROUP | REAL ESTATE | 828806109 |  | 7461 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| SMITH-MIDLAND CORPORATION | INDUSTRIALS | 832156103 |  | 10731 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| SMITHFIELD FOODS INC | CONSUMER STAPLES | 832248207 |  | 20969 | 750 | SH |  | SOLE |  | 750 | 0 | 0 |
| J.M. SMUCKER COMPANY | CONSUMER STAPLES | 832696405 |  | 107723 | 1117 | SH |  | SOLE |  | 166 | 951 | 0 |
| SOCIEDAD QUIMICA Y MINERA DE CHILE-ADR | FOREIGN EQUITIES | 833635105 |  | 13031 | 161 | SH |  | SOLE |  | 161 | 0 | 0 |
| SOFI TECHNOLOGIES INC-      COMMON STOCK | FINANCIALS | 83406F102 |  | 6352 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| SOLSTICE ADVANCED MATERIALS INC. | INDUSTRIALS | 83443Q103 |  | 31893 | 419 | SH |  | SOLE |  | 419 | 0 | 0 |
| SOUTHERN CO | UTILITIES | 842587107 |  | 851673 | 8824 | SH |  | SOLE |  | 8209 | 615 | 0 |
| SOUTHERN CO | UTILITIES | 842587107 |  | 260121 | 2695 | SH |  | DFND |  | 1950 | 745 | 0 |
| SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK | CONSUMER STAPLES | 84790A105 |  | 737 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| STARBUCKS CORPORATION | CONSUMER DISCRETIONARY | 855244109 |  | 268941 | 3002 | SH |  | SOLE |  | 3002 | 0 | 0 |
| STARBUCKS CORPORATION | CONSUMER DISCRETIONARY | 855244109 |  | 8242 | 92 | SH |  | DFND |  | 0 | 92 | 0 |
| STEPAN CO | MATERIALS | 858586100 |  | 39976 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| STITCH FIX INC. - CLASS A | CONSUMER DISCRETIONARY | 860897107 |  | 643 | 195 | SH |  | SOLE |  | 195 | 0 | 0 |
| STRIVE INC. CLASS A | FINANCIALS | 862945300 |  | 1573 | 157 | SH |  | SOLE |  | 157 | 0 | 0 |
| STRYKER CORP | HEALTHCARE | 863667101 |  | 1072132 | 3263 | SH |  | SOLE |  | 3263 | 0 | 0 |
| STRYKER CORP | HEALTHCARE | 863667101 |  | 46000 | 140 | SH |  | DFND |  | 140 | 0 | 0 |
| SUMMIT THERAPEUTICS INC. | HEALTHCARE | 86627T108 |  | 47375 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| SUNCOR ENERGY INC NEW | FOREIGN EQUITIES | 867224107 |  | 55332 | 837 | SH |  | SOLE |  | 837 | 0 | 0 |
| SYMBOTIC INC                CLASS A COM | INDUSTRIALS | 87151X101 |  | 13512 | 254 | SH |  | SOLE |  | 254 | 0 | 0 |
| SYNOPSYS INC | INFORMATION TECHNOLOGY | 871607107 |  | 7929 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| SYSCO CORPORATION | CONSUMER STAPLES | 871829107 |  | 72327 | 1014 | SH |  | SOLE |  | 1014 | 0 | 0 |
| TJX COS INC NEW | CONSUMER DISCRETIONARY | 872540109 |  | 188763 | 1182 | SH |  | SOLE |  | 1182 | 0 | 0 |
| T-MOBILE US INC | COMMUNICATION SERVICES | 872590104 |  | 36540 | 174 | SH |  | SOLE |  | 174 | 0 | 0 |
| T. ROWE PRICE DIVIDEND      GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 87283Q404 |  | 102420 | 2295 | SH |  | SOLE |  | 2295 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG    CO LTD ADR | FOREIGN EQUITIES | 874039100 |  | 188574 | 558 | SH |  | SOLE |  | 558 | 0 | 0 |
| TAKE-TWO INTERACTIVE SOFTWARE INC. | INFORMATION TECHNOLOGY | 874054109 |  | 11850 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| TARGET CORP | CONSUMER DISCRETIONARY | 87612E106 |  | 232815 | 1921 | SH |  | SOLE |  | 1749 | 130 | 42 |
| TARGET CORP | CONSUMER DISCRETIONARY | 87612E106 |  | 72720 | 600 | SH |  | DFND |  | 0 | 600 | 0 |
| TECK RESOURCES LTD | MATERIALS | 878742204 |  | 5019 | 97 | SH |  | SOLE |  | 97 | 0 | 0 |
| TELADOC HEALTH INC. | HEALTHCARE | 87918A105 |  | 1782 | 327 | SH |  | SOLE |  | 327 | 0 | 0 |
| TESLA MOTORS INC | CONSUMER DISCRETIONARY | 88160R101 |  | 1766524 | 4752 | SH |  | SOLE |  | 4712 | 0 | 40 |
| TEXAS INSTRUMENTS | INFORMATION TECHNOLOGY | 882508104 |  | 41737 | 215 | SH |  | SOLE |  | 215 | 0 | 0 |
| THE TRADE DESK INC. | INFORMATION TECHNOLOGY | 88339J105 |  | 18144 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | HEALTHCARE | 883556102 |  | 33912 | 69 | SH |  | SOLE |  | 69 | 0 | 0 |
| 3M CO COM | INDUSTRIALS | 88579Y101 |  | 326313 | 2247 | SH |  | SOLE |  | 2247 | 0 | 0 |
| 3M CO COM | INDUSTRIALS | 88579Y101 |  | 114005 | 785 | SH |  | DFND |  | 785 | 0 | 0 |
| ROUNDHILL GENERATIVE AI     AND TECH ETF | EXCHANGE TRADED FUND - EQUITY | 88636J600 |  | 4824 | 78 | SH |  | SOLE |  | 78 | 0 | 0 |
| TORO CO | INDUSTRIALS | 891092108 |  | 9344 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| TORONTO-DOMINION BANK NEW | FOREIGN EQUITIES | 891160509 |  | 332370 | 3562 | SH |  | SOLE |  | 3562 | 0 | 0 |
| TOYOTA MOTOR CORP ADR | CONSUMER DISCRETIONARY | 892331307 |  | 10304 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| TRANSMEDICS GROUP INC. | HEALTHCARE | 89377M109 |  | 45728 | 460 | SH |  | SOLE |  | 460 | 0 | 0 |
| TRAVELERS COS INC | FINANCIALS | 89417E109 |  | 183750 | 630 | SH |  | SOLE |  | 630 | 0 | 0 |
| TWILIO INC. - A | INFORMATION TECHNOLOGY | 90138F102 |  | 11701 | 93 | SH |  | SOLE |  | 93 | 0 | 0 |
| US BANCORP DEL COM NEW | FINANCIALS | 902973304 |  | 40352 | 776 | SH |  | SOLE |  | 776 | 0 | 0 |
| US BANCORP DEL COM NEW | FINANCIALS | 902973304 |  | 1040 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| UNILEVER PLC 3.11P ADR | CONSUMER STAPLES | 904767803 |  | 8602 | 151 | SH |  | SOLE |  | 0 | 151 | 0 |
| UNION PACIFIC CORP | INDUSTRIALS | 907818108 |  | 175649 | 724 | SH |  | SOLE |  | 724 | 0 | 0 |
| UNITED PARCEL SERVICE | INDUSTRIALS | 911312106 |  | 81152 | 825 | SH |  | SOLE |  | 825 | 0 | 0 |
| UNITED STATES COPPER        INDEX FUND ETV | EXCHANGE TRADED FUND - EQUITY | 911718104 |  | 1859 | 54 | SH |  | SOLE |  | 54 | 0 | 0 |
| UNITEDHEALTH GROUP INC | HEALTHCARE | 91324P102 |  | 197506 | 730 | SH |  | SOLE |  | 730 | 0 | 0 |
| UPSTART HLDGS INC           COM | FINANCIALS | 91680M107 |  | 3846 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| URANIUM ENERGY CORP | MATERIALS | 916896103 |  | 13500 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| USA RARE EARTH INC | MATERIALS | 91733P107 |  | 756 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| VAIL RESORTS INC. | CONSUMER DISCRETIONARY | 91879Q109 |  | 6030 | 47 | SH |  | SOLE |  | 47 | 0 | 0 |
| VALERO ENERGY NEW | ENERGY | 91913Y100 |  | 857102 | 3469 | SH |  | SOLE |  | 3354 | 115 | 0 |
| VALERO ENERGY NEW | ENERGY | 91913Y100 |  | 195687 | 792 | SH |  | DFND |  | 792 | 0 | 0 |
| VANECK GOLD MINERS ETF | EXCHANGE TRADED FUND - EQUITY | 92189F106 |  | 15876 | 173 | SH |  | SOLE |  | 173 | 0 | 0 |
| VANECK URANIUM AND NUCLEAR  ETF | EXCHANGE TRADED FUND - EQUITY | 92189F601 |  | 213758 | 1605 | SH |  | SOLE |  | 1605 | 0 | 0 |
| VANECK SEMICONDUCTOR ETF | INFORMATION TECHNOLOGY | 92189F676 |  | 1624394 | 4237 | SH |  | SOLE |  | 4237 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION INDEX FUND | EXCHANGE TRADED FUND - EQUITY | 921908844 |  | 261081 | 1214 | SH |  | SOLE |  | 1214 | 0 | 0 |
| ETF VANGUARD TOTAL INTL     STOCK | EXCHANGE TRADED FUND - EQUITY | 921909768 |  | 92145 | 1195 | SH |  | SOLE |  | 1195 | 0 | 0 |
| VANGUARD MEGA CAP VALUE ETF | EXCHANGE TRADED FUND - EQUITY | 921910840 |  | 30439 | 210 | SH |  | SOLE |  | 210 | 0 | 0 |
| VANGUARD SHORT-TERM BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 921937827 |  | 4155 | 53 | SH |  | SOLE |  | 53 | 0 | 0 |
| VANGUARD TOTAL BOND MARKET FUND ETF | EXCHANGE TRADED FUND-FIXED INC | 921937835 |  | 388398 | 5275 | SH |  | SOLE |  | 5275 | 0 | 0 |
| VANGUARD DEVELOPED MARKETS  INDEX FUND | MUTUAL FUND | 92194380R |  | 2851 | 139 | SH |  | SOLE |  | 139 | 0 | 0 |
| VANGUARD DEVELOPED MARKETS  INDEX FUND | MUTUAL FUND | 92194380W |  | 76455 | 3726 | SH |  | SOLE |  | 3726 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKET ETF | EXCHANGE TRADED FUND - EQUITY | 921943858 |  | 1693514 | 26429 | SH |  | SOLE |  | 26429 | 0 | 0 |
| VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | EXCHANGE TRADED FUND - EQUITY | 921946794 |  | 136360 | 1447 | SH |  | SOLE |  | 1447 | 0 | 0 |
| VANGUARD UTILITIES ETF | UTILITIES | 92204A876 |  | 5944 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| VANGUARD NJ LONG-TERM       TAX EXEMPT FD | FIXED INCOME | 92204F305 |  | 213110 | 18876 | SH |  | SOLE |  | 18876 | 0 | 0 |
| VANGUARD MSCI EMERGING      MARKETS ETF | EXCHANGE TRADED FUND - EQUITY | 922042858 |  | 246365 | 4559 | SH |  | SOLE |  | 4559 | 0 | 0 |
| VANGUARD MSCI EMERGING      MARKETS ETF | EXCHANGE TRADED FUND - EQUITY | 922042858 |  | 13510 | 250 | SH |  | DFND |  | 0 | 250 | 0 |
| ETF VANGUARD RUSSELL 3000 | EXCHANGE TRADED FUND - EQUITY | 92206C599 |  | 8815152 | 30654 | SH |  | SOLE |  | 30654 | 0 | 0 |
| ETF VANGUARD RUSSELL 3000 | EXCHANGE TRADED FUND - EQUITY | 92206C599 |  | 568810 | 1978 | SH |  | DFND |  | 1278 | 700 | 0 |
| ETF VANGUARD RUSSELL 2000 | EXCHANGE TRADED FUND - EQUITY | 92206C664 |  | 75027 | 749 | SH |  | SOLE |  | 749 | 0 | 0 |
| VANGUARD RUSSELL 1000 GROWTHETF | EXCHANGE TRADED FUND - EQUITY | 92206C680 |  | 78318 | 714 | SH |  | SOLE |  | 714 | 0 | 0 |
| VANGUARD RUSSELL 1000 ETF | EXCHANGE TRADED FUND - EQUITY | 92206C730 |  | 216610 | 734 | SH |  | SOLE |  | 734 | 0 | 0 |
| VANGUARD REAL ESTATE ETF | REAL ESTATE | 922908553 |  | 26610 | 300 | SH |  | SOLE |  | 200 | 100 | 0 |
| VANGUARD SMALL-CAP VALUE ETF | EXCHANGE TRADED FUND - EQUITY | 922908611 |  | 51271 | 236 | SH |  | SOLE |  | 236 | 0 | 0 |
| VANGUARD MID-CAP ETF | EXCHANGE TRADED FUND - EQUITY | 922908629 |  | 1733931 | 6038 | SH |  | SOLE |  | 6038 | 0 | 0 |
| VANGUARD GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 922908736 |  | 2853478 | 6533 | SH |  | SOLE |  | 6533 | 0 | 0 |
| VANGUARD VALUE ETF | EXCHANGE TRADED FUND - EQUITY | 922908744 |  | 124385 | 634 | SH |  | SOLE |  | 634 | 0 | 0 |
| VANGUARD SMALL CAP ETF | EXCHANGE TRADED FUND - EQUITY | 922908751 |  | 707357 | 2701 | SH |  | SOLE |  | 2564 | 0 | 137 |
| VANGUARD TOTAL STOCK MARKET ETF | EXCHANGE TRADED FUND - EQUITY | 922908769 |  | 2648844 | 8257 | SH |  | SOLE |  | 8257 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COMMUNICATION SERVICES | 92343V104 |  | 1063472 | 21185 | SH |  | SOLE |  | 21075 | 110 | 0 |
| VERIZON COMMUNICATIONS INC | COMMUNICATION SERVICES | 92343V104 |  | 42367 | 844 | SH |  | DFND |  | 166 | 678 | 0 |
| VERSANT MEDIA GROUP INC. | COMMUNICATION SERVICES | 925283103 |  | 2257 | 61 | SH |  | SOLE |  | 61 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | HEALTHCARE | 92532F100 |  | 204945 | 459 | SH |  | SOLE |  | 459 | 0 | 0 |
| VIKING THERAPEUTICS INC     COM | HEALTHCARE | 92686J106 |  | 6117 | 188 | SH |  | SOLE |  | 188 | 0 | 0 |
| VISA INC - CLASS A SHARES | INFORMATION TECHNOLOGY | 92826C839 |  | 1093447 | 3618 | SH |  | SOLE |  | 3518 | 100 | 0 |
| VISHAY INTERTECHNOLOGY INC. | INFORMATION TECHNOLOGY | 928298108 |  | 73800 | 4100 | SH |  | SOLE |  | 4100 | 0 | 0 |
| VONTIER CORPORATION | INDUSTRIALS | 928881101 |  | 1418 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| WESTINGHOUSE AIR BRAKE      TECHNOLOGY CORP | INDUSTRIALS | 929740108 |  | 2499 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| WALMART INC | CONSUMER STAPLES | 931142103 |  | 2789431 | 22445 | SH |  | SOLE |  | 21605 | 840 | 0 |
| WALMART INC | CONSUMER STAPLES | 931142103 |  | 46605 | 375 | SH |  | DFND |  | 375 | 0 | 0 |
| WASTE MANAGEMENT INC NEW | INDUSTRIALS | 94106L109 |  | 2053135 | 8935 | SH |  | SOLE |  | 7980 | 955 | 0 |
| WASTE MANAGEMENT INC NEW | INDUSTRIALS | 94106L109 |  | 85022 | 370 | SH |  | DFND |  | 0 | 370 | 0 |
| WATERS CORPORATION | INDUSTRIALS | 941848103 |  | 34240 | 115 | SH |  | SOLE |  | 84 | 31 | 0 |
| WAYFAIR INC                 CL A | CONSUMER DISCRETIONARY | 94419L101 |  | 7520 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| WELLS FARGO  CO NEW | FINANCIALS | 949746101 |  | 120287 | 1511 | SH |  | SOLE |  | 1291 | 220 | 0 |
| WESTERN DIGITAL CORP | INFORMATION TECHNOLOGY | 958102105 |  | 21638 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| WEYERHAEUSER COMPANY | MATERIALS | 962166104 |  | 23452 | 960 | SH |  | SOLE |  | 960 | 0 | 0 |
| WHERE FOOD COMES FROM INC. | INDUSTRIALS | 96327X200 |  | 9317 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| JOHN WILEY  SONS INC | CONSUMER DISCRETIONARY | 968223206 |  | 99034 | 2600 | SH |  | SOLE |  | 2600 | 0 | 0 |
| THE WILLIAMS CO. INC. | ENERGY | 969457100 |  | 453773 | 6235 | SH |  | SOLE |  | 6235 | 0 | 0 |
| THE WILLIAMS CO. INC. | ENERGY | 969457100 |  | 225618 | 3100 | SH |  | DFND |  | 3100 | 0 | 0 |
| WISDOMTREE INC | FINANCIALS | 97717P104 |  | 8736 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| XCEL ENERGY INC | UTILITIES | 98389B100 |  | 28276 | 356 | SH |  | SOLE |  | 356 | 0 | 0 |
| YUM BRANDS INC. | CONSUMER DISCRETIONARY | 988498101 |  | 136822 | 880 | SH |  | SOLE |  | 880 | 0 | 0 |
| YUM BRANDS INC. | CONSUMER DISCRETIONARY | 988498101 |  | 93288 | 600 | SH |  | DFND |  | 0 | 600 | 0 |
| ZEBRA TECHNOLOGIES CORP     CLASS A | INFORMATION TECHNOLOGY | 989207105 |  | 16726 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| ZIMMER HOLDINGS INC. | HEALTHCARE | 98956P102 |  | 45210 | 500 | SH |  | SOLE |  | 0 | 500 | 0 |

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