# EDGAR Filing Document

**Accession Number:** 0000904333
**File Stem:** 0001104659-23-027136
**Filing Date:** 2023-3
**Character Count:** 11279
**Document Hash:** 38c74e58771367837d76731a6783dbf3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-23-027136.hdr.sgml**: 20230301

**ACCESSION NUMBER**: 0001104659-23-027136

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20230301

**DATE AS OF CHANGE**: 20230301

**EFFECTIVENESS DATE**: 20230301

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SCHWAB CAPITAL TRUST
- **CENTRAL INDEX KEY:** 0000904333
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1031

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-62470
- **FILM NUMBER:** 23691394

**BUSINESS ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
- **BUSINESS PHONE:** 1-415-667-7000

**MAIL ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105

## Series and Classes Contracts Data

### Schwab Large-Cap Growth Fund (Series ID: S000005513)

| Class ID   | Class Name                   | Ticker Symbol   |
|:---|:---|:---|
| C000015012 | Schwab Large-Cap Growth Fund | SWLSX           |

### Schwab Core Equity Fund (Series ID: S000005514)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015013 | Schwab Core Equity Fund | SWANX           |

### Schwab Dividend Equity Fund (Series ID: S000005515)

| Class ID   | Class Name                  | Ticker Symbol   |
|:---|:---|:---|
| C000015015 | Schwab Dividend Equity Fund | SWDSX           |

### Schwab Small-Cap Equity Fund (Series ID: S000005516)

| Class ID   | Class Name                   | Ticker Symbol   |
|:---|:---|:---|
| C000015017 | Schwab Small-Cap Equity Fund | SWSCX           |

### Schwab Health Care Fund (Series ID: S000005519)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015021 | Schwab Health Care Fund | SWHFX           |

### Schwab Target 2010 Fund (Series ID: S000005521)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015023 | Schwab Target 2010 Fund | SWBRX           |

### Schwab Target 2020 Fund (Series ID: S000005522)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015024 | Schwab Target 2020 Fund | SWCRX           |

### Schwab Target 2030 Fund (Series ID: S000005523)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015025 | Schwab Target 2030 Fund | SWDRX           |

### Schwab Target 2040 Fund (Series ID: S000005524)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000015026 | Schwab Target 2040 Fund | SWERX           |

### Schwab S&P 500 Index Fund (Series ID: S000005911)

| Class ID   | Class Name                | Ticker Symbol   |
|:---|:---|:---|
| C000016166 | Schwab S&P 500 Index Fund | SWPPX           |

### Schwab Small-Cap Index Fund (Series ID: S000005912)

| Class ID   | Class Name                  | Ticker Symbol   |
|:---|:---|:---|
| C000016169 | Schwab Small-Cap Index Fund | SWSSX           |

### Schwab Total Stock Market Index Fund (Series ID: S000005913)

| Class ID   | Class Name                           | Ticker Symbol   |
|:---|:---|:---|
| C000016171 | Schwab Total Stock Market Index Fund | SWTSX           |

### Schwab International Index Fund (Series ID: S000005914)

| Class ID   | Class Name                      | Ticker Symbol   |
|:---|:---|:---|
| C000016173 | Schwab International Index Fund | SWISX           |

### Schwab MarketTrack All Equity Portfolio (Series ID: S000005916)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000016175 | Schwab MarketTrack All Equity Portfolio | SWEGX           |

### Schwab MarketTrack Growth Portfolio (Series ID: S000005917)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000016177 | Schwab MarketTrack Growth Portfolio | SWHGX           |

### Schwab MarketTrack Balanced Portfolio (Series ID: S000005918)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000016178 | Schwab MarketTrack Balanced Portfolio | SWBGX           |

### Schwab MarketTrack Conservative Portfolio (Series ID: S000005919)

| Class ID   | Class Name                                | Ticker Symbol   |
|:---|:---|:---|
| C000016180 | Schwab MarketTrack Conservative Portfolio | SWCGX           |

### Schwab Balanced Fund (Series ID: S000006549)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000017885 | Schwab Balanced Fund | SWOBX           |

### Schwab International Opportunities Fund (Series ID: S000006551)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000017890 | Schwab International Opportunities Fund | SWMIX           |

### Schwab Fundamental US Large Company Index Fund (Series ID: S000016766)

| Class ID   | Class Name                                     | Ticker Symbol   |
|:---|:---|:---|
| C000046821 | Schwab Fundamental US Large Company Index Fund | SFLNX           |

### Schwab Fundamental US Small Company Index Fund (Series ID: S000016767)

| Class ID   | Class Name                                     | Ticker Symbol   |
|:---|:---|:---|
| C000046824 | Schwab Fundamental US Small Company Index Fund | SFSNX           |

### Schwab Fundamental International Large Company Index Fund (Series ID: S000016768)

| Class ID   | Class Name                                                | Ticker Symbol   |
|:---|:---|:---|
| C000046827 | Schwab Fundamental International Large Company Index Fund | SFNNX           |

### Schwab Fundamental Emerging Markets Large Company Index Fund (Series ID: S000019900)

| Class ID   | Class Name                                                   | Ticker Symbol   |
|:---|:---|:---|
| C000055852 | Schwab Fundamental Emerging Markets Large Company Index Fund | SFENX           |

### Schwab Fundamental International Small Company Index Fund (Series ID: S000019901)

| Class ID   | Class Name                                                | Ticker Symbol   |
|:---|:---|:---|
| C000055855 | Schwab Fundamental International Small Company Index Fund | SFILX           |

### Schwab Target 2015 Fund (Series ID: S000020935)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000059131 | Schwab Target 2015 Fund | SWGRX           |

### Schwab Target 2025 Fund (Series ID: S000020936)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000059132 | Schwab Target 2025 Fund | SWHRX           |

### Schwab Target 2035 Fund (Series ID: S000020937)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000059133 | Schwab Target 2035 Fund | SWIRX           |

### Schwab International Core Equity Fund (Series ID: S000022039)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000063316 | Schwab International Core Equity Fund | SICNX           |

### Schwab Target 2045 Fund (Series ID: S000039605)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000122183 | Schwab Target 2045 Fund | SWMRX           |

### Schwab Target 2050 Fund (Series ID: S000039606)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000122184 | Schwab Target 2050 Fund | SWNRX           |

### Schwab Target 2055 Fund (Series ID: S000039607)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000122185 | Schwab Target 2055 Fund | SWORX           |

### Schwab Target 2060 Fund (Series ID: S000054918)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000172771 | Schwab Target 2060 Fund | SWPRX           |

### Schwab U.S. Large-Cap Growth Index Fund (Series ID: S000059731)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000195502 | Schwab U.S. Large-Cap Growth Index Fund | SWLGX           |

### Schwab U.S. Large-Cap Value Index Fund (Series ID: S000059732)

| Class ID   | Class Name                             | Ticker Symbol   |
|:---|:---|:---|
| C000195503 | Schwab U.S. Large-Cap Value Index Fund | SWLVX           |

### Schwab U.S. Mid-Cap Index Fund (Series ID: S000059733)

| Class ID   | Class Name                     | Ticker Symbol   |
|:---|:---|:---|
| C000195504 | Schwab U.S. Mid-Cap Index Fund | SWMCX           |

### Schwab Target 2065 Fund (Series ID: S000071107)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000225748 | Schwab Target 2065 Fund | SWQRX           |

Charles Schwab Investment Management, Inc.

211 Main Street

San Francisco, CA 94105

March 1, 2023

<u>VIA EDGAR</u>

Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

Schwab Capital Trust ("Trust") (File Nos. 033-62470 and 811-07704)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Schwab International Opportunities Fund | &nbsp;&nbsp;Schwab Large-Cap Growth Fund |
| &nbsp;&nbsp;Schwab Balanced Fund | &nbsp;&nbsp;Schwab Core Equity Fund |
| &nbsp;&nbsp;Schwab MarketTrack All Equity Portfolio | &nbsp;&nbsp;Schwab International Core Equity Fund |
| &nbsp;&nbsp;Schwab MarketTrack Growth Portfolio | &nbsp;&nbsp;Schwab Dividend Equity Fund |
| &nbsp;&nbsp;Schwab MarketTrack Balanced Portfolio | &nbsp;&nbsp;Schwab Small-Cap Equity Fund |
| &nbsp;&nbsp;Schwab MarketTrack Conservative Portfolio | &nbsp;&nbsp;Schwab Health Care Fund |
| &nbsp;&nbsp;Schwab Target 2010 Fund | &nbsp;&nbsp;Schwab S&P 500 Index Fund |
| &nbsp;&nbsp;Schwab Target 2015 Fund | &nbsp;&nbsp;Schwab Small-Cap Index Fund |
| &nbsp;&nbsp;Schwab Target 2020 Fund | &nbsp;&nbsp;Schwab Total Stock Market Index Fund |
| &nbsp;&nbsp;Schwab Target 2025 Fund | &nbsp;&nbsp;Schwab U.S. Large-Cap Growth Index Fund |
| &nbsp;&nbsp;Schwab Target 2030 Fund | &nbsp;&nbsp;Schwab U.S. Large-Cap Value Index Fund |
| &nbsp;&nbsp;Schwab Target 2035 Fund | &nbsp;&nbsp;Schwab U.S. Mid-Cap Index Fund |
| &nbsp;&nbsp;Schwab Target 2040 Fund | &nbsp;&nbsp;Schwab International Index Fund |
| &nbsp;&nbsp;Schwab Target 2045 Fund | &nbsp;&nbsp;Schwab Fundamental US Large Company Index Fund |
| &nbsp;&nbsp;Schwab Target 2050 Fund | &nbsp;&nbsp;Schwab Fundamental US Small Company Index Fund |
| &nbsp;&nbsp;Schwab Target 2055 Fund | &nbsp;&nbsp;Schwab Fundamental International Large Company Index Fund |
| &nbsp;&nbsp;Schwab Target 2060 Fund | &nbsp;&nbsp;Schwab Fundamental International Small Company Index Fund |
| &nbsp;&nbsp;Schwab Target 2065 Fund | &nbsp;&nbsp;Schwab Fundamental Emerging Markets Large Company Index Fund |

---

**Post-Effective Amendment No. 220**

Dear Sir or Madam:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the prospectuses and statements of additional information, dated February 27, 2023, for the above-named funds that would have been filed pursuant to Rule 497(c) do not differ from the prospectuses and statements of additional information in the most recently electronically filed Post-Effective Amendment, as referenced above, for the above-named Trust.

Respectfully,

<u>/s/ Michael Cirelli</u> 

Michael Cirelli

Corporate Counsel