# EDGAR Filing Document

**Accession Number:** 0002014151
**File Stem:** 0001376474-26-000140
**Filing Date:** 2026-2
**Character Count:** 195399
**Document Hash:** 03d9d6926d321386730ebe06a4f0d908
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001376474-26-000140.hdr.sgml**: 20260209

**ACCESSION NUMBER**: 0001376474-26-000140

**CONFORMED SUBMISSION TYPE**: 253G2

**PUBLIC DOCUMENT COUNT**: 10

**FILED AS OF DATE**: 20260209

**DATE AS OF CHANGE**: 20260209

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financial Agency Group
- **CENTRAL INDEX KEY:** 0002014151
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 320764142
- **STATE OF INCORPORATION:** WY
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** 253G2
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 024-12641
- **FILM NUMBER:** 26610472

**BUSINESS ADDRESS:**
- **STREET 1:** 255 S ORANGE AVENUE
- **STREET 2:** SUITE 104 #1261
- **CITY:** ORLANDO
- **STATE:** FL
- **ZIP:** 32801
- **BUSINESS PHONE:** 2058272020

**MAIL ADDRESS:**
- **STREET 1:** 255 S ORANGE AVENUE
- **STREET 2:** SUITE 104 #1261
- **CITY:** ORLANDO
- **STATE:** FL
- **ZIP:** 32801

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Financial Agency Group Inc.
- **DATE OF NAME CHANGE:** 20240304

**Offering Circular dated February 6, 2026.**

An offering statement pursuant to Regulation A relating to these securities has been qualified by the U.S. Securities and Exchange Commission on February 6, 2026. This Offering Circular is part of that offering statement.

**OFFERING CIRCULAR** 

Financial Agency Group

255 S Orange Avenue

Suite 104 #1261

Orlando, FL 32801

United States<br>Telephone: 407-753-7711

Website: https://www.financialagency.pro

Financial Agency Group is offering 18,000,000 shares of its common stock at a price of $1.00 per share, in a self-underwritten, no-minimum, best-efforts public offering for gross proceeds of up to $18,000,000. We will not place any subscription funds in escrow and will use funds when, as, and if received. Each subscriber has no limit to purchase our shares. An offering statement pursuant to Regulation A relating to these securities has been qualified by the U.S. Securities and Exchange Commission on February 6, 2026. This Offering Circular is part of that offering statement. Sales of our common stock commenced following qualification of the offering statement by the U.S. Securities and Exchange Commission on February 6, 2026

***Investment in our common stock involves a high degree of risk. You should carefully consider the information set forth in the "Risk Factors", beginning on page 9 of this offering circular, before deciding to invest.***

THE U.S. SECURITIES AND EXCHANGE COMMISSION DOES NOT PASS UPON THE MERITS OF OR GIVE ITS APPROVAL TO ANY SECURITIES OFFERED OR THE TERMS OF THE OFFERING, NOR DOES IT PASS UPON THE ACCURACY OR COMPLETENESS

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OF ANY OFFERING CIRCULAR OR OTHER SOLICITATION MATERIALS. THESE SECURITIES ARE OFFERED PURSUANT TO AN EXEMPTION FROM REGISTRATION WITH THE COMMISSION; HOWEVER, THE COMMISSION HAS NOT MADE AN INDEPENDENT DETERMINATION THAT THE SECURITIES OFFERED ARE EXEMPT FROM REGISTRATION.

GENERALLY, NO SALE MAY BE MADE TO YOU IN THIS OFFERING IF THE AGGREGATE PURCHASE PRICE YOU PAY IS MORE THAN 10% OF THE GREATER OF YOUR ANNUAL INCOME OR NET WORTH. DIFFERENT RULES APPLY TO ACCREDITED INVESTORS AND NON-NATURAL PERSONS. BEFORE MAKING ANY REPRESENTATION THAT YOUR INVESTMENT DOES NOT EXCEED APPLICABLE THRESHOLDS, WE ENCOURAGE YOU TO REVIEW RULE 251(d)(2)(i)(C) OF REGULATION A. FOR GENERAL INFORMATION ON INVESTING, WE ENCOURAGE YOU TO REFER TO WWW.INVESTOR.GOV.

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| | | | | |
|:---|:---|:---|:---|:---|
|  | &nbsp;&nbsp;Price to the Public | &nbsp;&nbsp;Underwriting discounts and commissions (1) | &nbsp;&nbsp;Proceed to Issuer (2) | &nbsp;&nbsp;Proceeds to other persons |
| &nbsp;&nbsp;Per Share | $&nbsp;&nbsp;1 |  | &nbsp;&nbsp;1 |  |
| &nbsp;&nbsp;Total  | $&nbsp;&nbsp;18000000 |  | &nbsp;&nbsp;18000000 |  |

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<br>(1)We do not expect to incur any underwriting discounts, commissions or related expenses or allowances.

(2)We incurred $150,000 in costs and expenses related to the sale of our shares.

The date of this offering circular is February 6, 2026

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**TABLE OF CONTENTS**

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| | |
|:---|:---|
|  | &nbsp;&nbsp;**Page Number** |
| &nbsp;&nbsp;Summary of Key Terms | &nbsp;&nbsp;**7** |
| &nbsp;&nbsp;Summary Of Information In Offering Circular | &nbsp;&nbsp;**7** |
| &nbsp;&nbsp;Our Corporate History | &nbsp;&nbsp;**8** |
| &nbsp;&nbsp;Summary Of Risk Factors | &nbsp;&nbsp;**8** |
| &nbsp;&nbsp;Risk Factors | &nbsp;&nbsp;**9** |
| &nbsp;&nbsp;Plan Of Distribution | &nbsp;&nbsp;**30** |
| &nbsp;&nbsp;How We Plan To Use Proceeds From The Sale Of Our Shares | &nbsp;&nbsp;**32** |
| &nbsp;&nbsp;Plan of Operations | &nbsp;&nbsp;**33** |
| &nbsp;&nbsp;Dilution | &nbsp;&nbsp;**36** |
| &nbsp;&nbsp;Description Of Our Business | &nbsp;&nbsp;**37** |
| &nbsp;&nbsp;Management's Discussion And Analysis Of Financial Condition And Results Of Operations | &nbsp;&nbsp;**60** |
| &nbsp;&nbsp;Our Management | &nbsp;&nbsp;**64** |
| &nbsp;&nbsp;Legal Proceedings | &nbsp;&nbsp;**66** |
| &nbsp;&nbsp;How We Compensate Our Director And Executive Officer | &nbsp;&nbsp;**66** |
| &nbsp;&nbsp;Who Owns Our Common Stock | &nbsp;&nbsp;**67** |
| &nbsp;&nbsp;Description Of Securities We Are Offering | &nbsp;&nbsp;**68** |
| &nbsp;&nbsp;Recent Sales of Unregistered Securities | &nbsp;&nbsp;**69** |
| &nbsp;&nbsp;Disqualification And Bad Actor Disclosure | &nbsp;&nbsp;**70** |
| &nbsp;&nbsp;Legal Matters | &nbsp;&nbsp;**70** |
| &nbsp;&nbsp;Experts | &nbsp;&nbsp;**70** |
| &nbsp;&nbsp;Where You Can Find More Information About Us | &nbsp;&nbsp;**70** |
| &nbsp;&nbsp;Index To Financial Statements | &nbsp;&nbsp;**72** |
| &nbsp;&nbsp;Exhibits | &nbsp;&nbsp;**81** |
| &nbsp;&nbsp;Signatures | &nbsp;&nbsp;**81** |

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**USE OF PRONOUNS AND OTHER WORDS**

The pronouns *"we"*, *"us"*, *"our"* and the equivalent used in this offering circular mean Financial Agency Group In the footnotes to our financial statements, the *"Company"* means Financial Agency Group The pronoun *"you"* means the reader of this offering circular.

**SUMMARIES OF REFERENCED DOCUMENTS**

This Offering Circular includes references to, and summaries of, certain agreements and other documents that are material to our business, operations, or the securities being offered. These summaries are provided to give investors a general understanding of the relevant terms; however, they do not contain all of the provisions of the actual documents. The full versions of these agreements and documents have been filed as exhibits to our Form 1-A Offering Statement, of which this Offering Circular forms a part, as filed with the U.S. Securities and Exchange Commission (the "SEC"). These documents are not incorporated by reference into this Offering Circular but are available for review through the SEC's EDGAR database. We believe the summaries included in this Offering Circular fairly present the material terms of the referenced agreements; however, to fully understand the rights and obligations set forth in those documents, you should review the complete versions filed as exhibits. See the section titled **"Where You Can Find More Information About Us"** for details on how to access these materials electronically through the SEC's website at www.sec.gov.

**REGULATION A+ OVERVIEW**

We are offering our Stock pursuant to rules adopted by the SEC mandated under the Jumpstart Our Business Startups Act of 2012, or the Jobs Act. These offering rules are often referred to as *"Regulation A+."* We are relying upon "*Tier 2*" of Regulation A+, which allows us to offer up to $75 million in a 12-month period.

**FORWARD-LOOKING STATEMENTS**

This offering circular contains forward–looking statements that involve risks and uncertainties. We use words such as *"project"*, *"believe"*, *"anticipate"*, *"plan"*, *"expect"*, *"estimate"*,

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*"intend"*, *"should"*, *"would"*, *"could"*, or *"may"*, or other such words, verbs in the future tense and words and phrases that convey similar meaning and uncertainty of future events or outcomes to identify these forward–looking statements. There are a number of important factors beyond our control that could cause actual results to differ materially from the results anticipated by these forward–looking statements. While we make these forward–looking statements based on various factors and using numerous assumptions, you have no assurance the factors and assumptions will prove to be materially accurate when the events they anticipate actually occur in the future. The forward–looking statements are based upon our beliefs and assumptions using information available at the time we make these statements. We caution you not to place undue reliance on our forward–looking statements as (i) these statements are neither predictions nor guarantees of future events or circumstances, and (ii) the assumptions, beliefs, expectations, forecasts and projections about future events may differ materially from actual results. We undertake no obligation to publicly update any forward–looking statement to reflect developments occurring after the date of this offering circular.

**YOU SHOULD RELY ONLY ON THE INFORMATION IN THIS OFFERING CIRCULAR**

You should rely only on the information contained in this offering circular. We have not authorized anyone to provide information different from that contained in this offering circular. We will sell our shares only in jurisdictions where such sale and distribution is permitted. The information contained in this offering circular is accurate only as of the date of this offering circular regardless of the time of delivery of this offering circular or the distribution of our common stock.

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**SUMMARY OF KEY TERMS**

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| | |
|:---|:---|
| &nbsp;&nbsp;**Issuer** | &nbsp;&nbsp;Financial Agency Group |
| &nbsp;&nbsp;**Securities Offered** | &nbsp;&nbsp;Common Stock |
| &nbsp;&nbsp;**Offering Amount** | &nbsp;&nbsp;Up to 18,000,000 shares at $1.00 per share |
| &nbsp;&nbsp;**Gross Proceeds (Maximum)** | &nbsp;&nbsp;$18000000 |
| &nbsp;&nbsp;**Offering Type** | &nbsp;&nbsp;Self-underwritten, no minimum, best-efforts |
| &nbsp;&nbsp;**Use of Proceeds** | &nbsp;&nbsp;Client execution, legal & audit costs, tech, working capital |
| &nbsp;&nbsp;**Minimum Investment** |  |
| &nbsp;&nbsp;**Subscription Process** | &nbsp;&nbsp;Subscription agreement + payment via wire or approved method |
| &nbsp;&nbsp;**Escrow** | &nbsp;&nbsp;No escrow; funds used when received |
| &nbsp;&nbsp;**Dilution** | &nbsp;&nbsp;Investors will experience substantial dilution—see "Dilution" section |
| &nbsp;&nbsp;**Transfer Agent** | &nbsp;&nbsp;We have not yet appointed a transfer agent and intend to do so prior to any quotation of our common stock on a public market. |
| &nbsp;&nbsp;**Trading Market** | &nbsp;&nbsp;Our common stock is not currently trading on any market. We intend to apply for quotation on the OTCQB; however, there is no assurance that such application will be approved. |
| &nbsp;&nbsp;**Offering Termination** | &nbsp;&nbsp;One year from the date of this Offering Circular (February 6, 2026) or earlier if fully subscribed |

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***The offering statement of which this Offering Circular forms a part was qualified by the U.S. Securities and Exchange Commission on February 6, 2026, and the Company commenced offering its common stock to the public thereafter.***

The above is a summary only. For a complete understanding of the terms of this offering, you should carefully read the entire Offering Circular, including the sections titled "Description of Securities We Are Offering," "Use of Proceeds," "Risk Factors," and "Plan of Distribution."

**SUMMARY OF INFORMATION IN OFFERING CIRCULAR**

We are a Wyoming corporation formed in 2024, with our principal executive office located in Florida. We are a pre-revenue, development-stage company established to provide strategic advisory services to private companies—primarily in emerging markets—seeking to access the

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U.S. public capital markets. While India represents a key early-growth market due to the size and demand of its private company ecosystem, our long-term focus is global. We aim to serve companies worldwide that seek cost-effective and compliant entry into U.S. markets through Regulation A+, Form F-1, or OTC Markets quotation. We are not a broker-dealer, underwriter, or law firm, and we do not engage in the promotion, distribution, or solicitation of securities. Our services are advisory in nature, focused on regulatory readiness, documentation, and execution strategy. After the qualification of the offering statement of which this offering circular is a part, and upon the sale of common stock to not less than twenty-five investors, we plan to engage a market maker to file an application for a trading symbol with the Financial Industry Regulatory Authority ("FINRA"). As of the date of this offering circular, our common stock does not have a trading symbol and is not listed on any national securities exchange or quoted on the OTC Pink Market. We intend to apply for quotation on the OTCQB; however, there is no assurance that we will meet the minimum requirements for listing, or that an active trading market will develop or be sustained. We are offering 18,000,000 shares of our common stock at a price of $1.00 per share in a self-underwritten, no-minimum, best-efforts public offering for gross proceeds of up to $18,000,000. Subscription funds will not be placed in escrow and may be used by the company when, as, and if received. There is no minimum purchase requirement for investors. The offering will terminate one year from the date of this offering circular. See, *"How We Plan To Use Proceeds from the Sale of Our Share*s". No minimum purchase is required to purchase any of our shares. The offering will terminate one year from the date of this offering circular.

**OUR CORPORATE HISTORY**

We were incorporated under the laws of the State of Wyoming on February 14, 2024. Our principal executive office is located at 255 S Orange Avenue, Suite 104 #1261, Orlando, Florida, 32801, United States. Our digital presence is available through our official website at https://financialagency.pro. See "Risk Factors" in the next following section.

**SUMMARY OF RISK FACTORS**

The following is a summary of some of the most significant risks associated with our business, this offering, and an investment in our common stock. This summary does not address all the

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risks that may be relevant. Prospective investors should read the full "Risk Factors" in the next section of this Offering Circular before making an investment decision.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●We are a development-stage company with no revenue and a limited operating history. Our business model is unproven at scale, and we may never generate meaningful revenue.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●This is a no-minimum, best-efforts offering. We may raise substantially less than the maximum amount, which could limit our ability to execute our business plan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●You will experience immediate and substantial dilution. The offering price is significantly higher than the current book value per share, and additional future issuances may further dilute your investment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●There is currently no public market for our common stock. Even if we secure OTC quotation, an active or liquid trading market may never develop.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●We rely on third-party professionals for regulated services. Delays or underperformance by independent attorneys, auditors, or platform providers could impair client outcomes and our reputation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Our advisory model includes accepting equity compensation from clients. These positions may be illiquid, volatile in value, or subject to impairment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●We may face regulatory scrutiny if our IPO facilitation activities are misinterpreted. Although we are not a broker-dealer or investment company, regulatory classification risks exist.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Our client base is concentrated in emerging markets. Political, regulatory, or economic instability in key regions may negatively impact our operations or revenue.

**RISK FACTORS**

In addition to the forward-looking statements and other comments regarding risks and uncertainties included in the description of our business and elsewhere in this offering circular, the following risk factors should be carefully considered when evaluating our business and prospects, financial and otherwise. Our business, financial condition and financial results could be materially and adversely affected by any of these risks. The following risk factors do not

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include factors or risks which may arise or result from general economic conditions that apply to all businesses in general or risks that could apply to any issuer or any offering.

**Risks Related to Our Company**

***We are a development-stage company with no revenues and a limited operating history.***

We have not generated any revenues to date and are still building our operational infrastructure. Our business model remains untested at scale. This lack of track record may limit investor confidence and client engagement.

***We have a limited operating history as a company, and investors should not rely on the prior experience of our founders as indicative of our future performance.***<br>We were incorporated in February 2024 and have not generated any revenue as of March 31, 2025. While our management team and promoters bring significant individual experience in IPO advisory and regulatory processes, such experience was acquired through prior roles outside of the Company. Accordingly, there is no assurance that this experience will translate into success for the Company, and investors should consider our limited operating history when evaluating an investment in our securities.

***Our early revenue may be concentrated among a limited number of clients, which could expose us to instability if any such client disengages.***<br>As of the date of this offering circular, we have not generated any revenue and do not hold equity interests in any client. However, we expect that our initial revenue will be derived from a limited number of client engagements. This concentration may make us more vulnerable to revenue volatility if a client terminates its engagement, postpones a U.S. listing, or fails to complete its offering. Until we diversify our client base, the disengagement or underperformance of one or more early clients could materially affect our financial performance.

***We currently have no employees, and our reliance on contractors may limit our ability to scale and manage operations effectively.***

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<br>At present, we have no full-time or part-time employees, and rely on our executive officers and independent consultants for all operational needs. This structure may constrain our ability to manage multiple client engagements simultaneously, retain institutional knowledge, or respond quickly to business opportunities. Our ability to execute our business plan depends on raising sufficient capital to hire full-time employees in the United States. If we cannot attract and retain qualified employees, our growth and operational efficiency may be adversely affected.

***Our early revenue may be concentrated among a small number of clients, which could expose us to financial instability if any such client disengages.***

As a development-stage company, our initial revenue is expected to come from a limited number of client engagements. If one or more of these early clients fail to complete their public offering, postpone their listing, or terminate their relationship with us, it could materially affect our financial performance and delay our path to sustainability. This concentration risk is heightened by the milestone-based nature of our advisory services, where revenues are often tied to the progression or completion of complex regulatory filings. Until we diversify our client base and build a more stable pipeline, we may remain vulnerable to fluctuations in engagement timelines, client decisions, or market conditions affecting individual issuers.

***If we sell less than 20% of the shares in this offering, our operations will be extremely limited.***

If we raise less than 20% of the maximum offering ($3.6 million), we will be able to allocate funds only to comply with SEC reporting obligations, basic corporate maintenance, and limited working capital. At this level, we would not be able to hire employees, establish subsidiaries, or undertake expansion initiatives. Our business plan would be materially delayed, and our ability to generate revenues would be severely constrained. Investors should be aware that if this occurs, we may not be able to continue operations beyond maintaining our status as a reporting company. See "Use of Proceeds" and "Plan of Operations" for additional information.

***Our current infrastructure is minimal and may not be sufficient to support our intended growth.***

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As of the date of this Offering Circular, we have incorporated in Wyoming, appointed our Chief Executive Officer and Chief Financial Officer, secured an executive office license in Orlando, Florida, opened a corporate bank account, and engaged an independent auditor in the United States to audit our financial statements in accordance with U.S. Generally Accepted Auditing Standards (GAAS). However, we have not yet hired any employees, retained U.S. legal counsel, or entered into ongoing arrangements with professional vendors. Because our infrastructure is limited, we will be highly dependent on the proceeds of this offering to build the systems, personnel, and vendor relationships necessary to operate. If we are unable to scale up our infrastructure quickly after receiving proceeds, our ability to serve clients and generate revenue will be significantly impaired. See "Plan of Operations."

***Our ability to execute our business plan depends entirely on the proceeds of this offering.***

We do not have any existing revenue, credit facilities, or external financing arrangements. Our liquidity and ability to implement our business plan are entirely dependent on raising sufficient proceeds from this offering. If we do not raise enough capital, we may be forced to delay, scale back, or discontinue elements of our plan of operations. We cannot assure investors that we will be able to raise additional financing on acceptable terms, if at all. See "Use of Proceeds" and "Management's Discussion and Analysis of Financial Condition and Results of Operations."

***We currently have limited brand awareness, which may affect our ability to attract clients and strategic partners.***

As a newly established advisory firm, we do not yet have widespread brand recognition or a long-standing track record in the U.S. capital markets. This may make it more difficult to attract prospective clients, form partnerships with established service providers, or compete with more recognized firms offering similar advisory services. Our limited operating history and brand visibility may also cause potential clients or investors to view us as less credible or experienced, regardless of the qualifications of our team. Building a trusted reputation in the cross-border advisory space will require time, demonstrated execution, and successful client outcomes. Until we establish such a track record, our ability to scale may be constrained.

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***Our facilitation of IPO financing for clients could subject us to regulatory scrutiny under the Investment Company Act of 1940 if not properly structured.***

As part of our advisory model, we may assist clients in obtaining pre-offering capital to fund legal, audit, or compliance-related expenses associated with pursuing a U.S. public listing. These financing arrangements—whether through direct advances, structured support, or third-party introductions—are incidental to our core advisory services and are not intended to constitute investment activity. We do not pool investor funds, underwrite securities, or invest in client equity as a principal business activity. However, if a material portion of our assets were to consist of securities of other companies, or if our role in facilitating financing were interpreted as managing or investing in securities on behalf of others, we could become subject to regulation under the Investment Company Act of 1940. Such classification would impose significant legal, operational, and disclosure obligations and could adversely affect our business model and financial position. We believe our current and planned activities do not cause us to be an investment company under applicable law. Nonetheless, there can be no assurance that regulatory authorities will not take a different view in the future.

***Equity compensation received from clients may be illiquid, difficult to value, or subject to impairment.***

In certain engagements, we may accept a portion of our advisory compensation in the form of equity in client companies. These equity positions are typically in private, early-stage companies that are not yet publicly traded and may lack an active secondary market. As a result, these holdings may be highly illiquid and difficult to convert into cash for operational use. Furthermore, the value of such equity is inherently uncertain and may be materially impacted by the client's failure to complete a public offering, regulatory setbacks, or post-listing underperformance. In some cases, the equity may become worthless if the client's business fails or is unable to secure additional funding. This exposes us to valuation volatility and the risk of non-cash compensation impairing our financial flexibility.

***Our cross-border team structure may raise concerns about operational continuity, but our core operations are controlled and administered from the United States.***

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While certain support functions may be performed offshore, our key personnel operate from both the United States and international jurisdictions like India. All critical aspects of our business—corporate governance, offering documentation, regulatory filings, and vendor oversight—are directed from our Florida headquarters. We maintain onshore presence through U.S.-based agents or independent representatives and strategic vendors located across the United States. This structure ensures that our operations remain aligned with U.S. legal and compliance standards; however, investors should be aware that coordination across time zones or jurisdictions may still introduce limited execution risk or logistical delays.

***Our internal controls and compliance processes are still maturing.***

As a newly formed company, our internal systems, compliance frameworks, and vendor oversight mechanisms are still evolving. Gaps in these processes could lead to operational, reputational, or regulatory challenges.

***Rapid scale-up may strain our operational capacity.***

A sudden increase in client mandates or investor interest could strain our limited human resources and workflow infrastructure, potentially affecting delivery quality or timelines.

***We may face liability for errors or omissions in client offering materials.***

Although we do not provide legal opinions or act as a broker-dealer or a legal counsel, our advisory involvement in the preparation of offering-related materials could expose us to reputational or legal risk if those materials contain material misstatements or omissions.

***Our advisory-only business model excludes brokerage and legal services, which may require clients to engage additional providers.***

Our business model does not include securities brokerage, underwriting, or legal representation. While this allows us to maintain independence, avoid conflicts of interest, and focus exclusively on execution readiness, it also means that our clients must separately engage qualified U.S. legal counsel, broker-dealers, auditors, and other regulated professionals to complete their public offerings. This multi-party structure may increase coordination complexity, cost, or timeline risk, particularly for issuers unfamiliar with the U.S. capital markets.

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***We have no assurance of developing a secondary market for our securities.***

There is currently no public market for our securities, and we cannot guarantee that one will develop. Even if our shares are quoted on OTC Markets, liquidity may be limited.

***This offering is a best-efforts offering with no minimum.***

There is no assurance that sufficient funds will be raised to support our operations or strategic objectives. If we raise less than anticipated, we may need to reduce planned expenditures or delay expansion.

***Revenue recognition practices may evolve and introduce accounting uncertainty.***

As we begin to earn revenue—through cash or equity—we may face complexities in recognizing revenue from milestone-based advisory work or illiquid equity stakes, which could affect financial clarity.

**Risks Related to Our Business and the Offering**

***Our limited liquidity and financial resources may discourage potential clients from engaging in our services.***

As a development-stage, pre-revenue company with limited financial resources, we may not be able to demonstrate the level of financial stability that some potential clients expect from their long-term advisors. This may lead to hesitation among prospective clients who are uncertain whether we will be able to continue offering our services throughout the full duration of their U.S. listing process. If clients perceive our business continuity to be at risk due to capital constraints, it could negatively affect our client conversion, engagement duration, and revenue generation.

***We rely on third-party technology providers for our workflow and compliance systems, which could expose us to operational or data security risks.***

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Our current workflow and compliance infrastructure is built on commercially available third-party cloud platforms. Any disruptions, security breaches, or service limitations by these providers could hinder our ability to manage client engagements effectively and securely. Because we do not control these systems, we may be subject to risks outside our direct oversight, including data privacy concerns, system downtime, or increased costs if subscription pricing changes.

***We face significant competition from both large institutions and boutique firms, which may limit our ability to attract clients.***<br>Our business model targets companies seeking cost-efficient access to U.S. public markets. Larger financial institutions have greater resources, reputation, and client networks, while boutique advisory firms may already have established track records. As a new entrant, our ability to compete successfully is uncertain and may require significant marketing and relationship development efforts.

***Our current advisory model does not require immediate licensing, but future regulatory changes or interpretations could impose licensing obligations.***

At present, our business activities are limited to corporate advisory and compliance support for companies evaluating U.S. public listings. We do not solicit investors, handle client funds, or act as a broker-dealer, and therefore do not require registration with the SEC or FINRA. In India, our activities are limited to advisory support for issuers exploring overseas listings, which does not trigger licensing as an investment adviser or merchant banker with the Securities and Exchange Board of India (SEBI). However, regulators could interpret our activities differently or revise applicable rules. If we are required to obtain licenses in the United States, India, or other jurisdictions and fail to do so promptly, our operations could be restricted, delayed, or subject to penalties. Such developments could materially and adversely affect our business.

***Our management may lack the experience necessary to operate a publicly reporting company, which may affect our ability to comply with regulatory requirements.***

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Our management team has limited experience operating a U.S. public company subject to SEC reporting obligations. Managing a public company involves complex regulatory, governance, accounting, and investor relations responsibilities that go beyond private company operations. Any gaps in knowledge, oversight, or execution could lead to delays in filings, compliance failures, or reputational damage. Although we intend to engage qualified third-party professionals to assist with compliance, our internal capacity to manage these obligations is still developing.

***Our limited operating history makes it difficult for you to evaluate the merits and risks of an investment in our common stock.***

We are a recently formed company and have not yet generated revenue. As a result, we have a limited track record upon which you can evaluate our business, performance, or prospects. Our business model, while well defined, remains untested at scale and subject to numerous variables, including client demand, regulatory changes, and execution quality. Due to our early stage of development, any investment in our common stock involves a high degree of uncertainty and risk.

***We expect to need to raise additional capital, which may not be available on acceptable terms or at all.***

We do not expect the proceeds from this offering to be sufficient to fund our operations through profitability. Accordingly, we may need to raise additional capital in the future through equity or debt financings, strategic partnerships, or other arrangements. There can be no assurance that such funding will be available to us on favorable terms, in a timely manner, or at all. If we are unable to secure additional financing when needed, we may be forced to delay or reduce the scope of our operations, limit client onboarding, or cease operations entirely.

***The Jumpstart Our Business Startups (JOBS) Act allows us to delay compliance with certain investor protection requirements and to reduce the information we provide in SEC filings.***

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As an emerging growth company under the JOBS Act, we are permitted to take advantage of certain reduced disclosure and compliance obligations, including delayed adoption of new or revised accounting standards, and reduced financial reporting requirements in our periodic reports. We may also provide less detailed executive compensation disclosures and omit certain governance-related disclosures that would otherwise be required of larger or more mature public companies. In addition, Section 107 of the JOBS Act provides that an "emerging growth company" may elect to take advantage of the extended transition period afforded by Section 7(a)(2)(B) of the Securities Act for complying with new or revised accounting standards. This allows emerging growth companies to defer the adoption of certain accounting standards until such standards become applicable to private companies. We have elected to utilize this extended transition period. As a result, our financial statements may not be comparable to those of companies that adopt such standards on the timelines applicable to public companies. As a Tier 2 issuer under Regulation A, we will be required to file annual and semiannual reports, as well as current reports for material events, in accordance with the ongoing reporting obligations under the Securities Exchange Act of 1934, as amended. As a result, our disclosures may differ from those of other public companies, potentially making our common stock less attractive to investors who prefer more transparency and stronger corporate governance.

***If we lose our CEO or are unable to attract and retain qualified personnel, our business could be harmed and our ability to compete could be impaired.***

Our future success depends in large part on the continued services and leadership of our Chief Executive Officer and founder, who plays a critical role in client engagement, strategy, and execution. The loss of our CEO for any reason could disrupt our operations and client relationships. In addition, our ability to grow depends on recruiting and retaining qualified personnel with experience in U.S. capital markets, regulatory compliance, and cross-border advisory work. If we are unable to attract or retain such talent, our operational capacity and competitiveness could be adversely affected.

***Early investors may face a greater risk of loss than later investors.***

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Investors participating in this offering may be subject to a higher risk of loss compared to future investors due to our early-stage development, lack of operating history, and absence of revenue. Early investors bear the uncertainty of our unproven business model, evolving strategy, and reliance on projected future growth. If our business fails to scale or we are unable to raise additional capital on favorable terms, early investors may experience significant or total loss of their investment.

***You will experience substantial dilution in the book value of your investment and may experience future dilution in your ownership percentage.***

The offering price of our common stock is significantly higher than the net tangible book value per share, resulting in immediate and substantial dilution to new investors. As a result, investors purchasing shares in this offering will pay a price per share that exceeds the value of our tangible assets on a per-share basis. Furthermore, we may issue additional equity securities in the future for business development, employee compensation, or capital raising purposes. Any such future issuances could further dilute the percentage ownership of existing shareholders and adversely affect the market price of our common stock, if a market develops.

***Investors cannot withdraw funds once invested and will not receive a refund.***

<br>Once an investor submits a subscription and funds are accepted by us, the investment is irrevocable and non-refundable, except as may be required by applicable law. There is no cooling-off period or redemption right after a subscription is accepted. Investors must be prepared to bear the economic risk of their investment for an indefinite period, including the potential for complete loss of capital.

***We are selling the shares of this offering without an underwriter and may be unable to sell any shares***.

This offering is being conducted on a best-efforts basis without the involvement of an underwriter, placement agent, or broker-dealer. We do not have a firm commitment to sell any

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minimum number of shares, and there is no assurance that we will be able to sell any or all of the securities being offered. As a result, we may raise significantly less capital than anticipated, which could adversely affect our ability to execute our business plan and sustain operations.

***Trading in our shares will be subject to SEC Rule 15g-9, which imposes additional sales practice requirements on broker-dealers for penny stocks.***

Our common stock will likely be considered a "penny stock" under Rule 3a51-1 of the Exchange Act and subject to the requirements of SEC Rule 15g-9. This rule imposes additional sales practice obligations on broker-dealers who sell such securities to persons other than established customers and accredited investors. These requirements may reduce the liquidity of our stock by making it more difficult for broker-dealers to execute trades or for investors to resell their shares. As a result, investors may find it more difficult to sell their securities in the secondary market, if one develops.

***Voting control by our management means you and other stockholders will not be able to elect our directors or influence our management.***

Following this offering, our management and founding shareholders may continue to hold a substantial percentage of our voting power. As a result, they may retain the ability to control or significantly influence the outcome of matters submitted to stockholders for approval, including the election and removal of directors, amendments to our corporate charter, and approval of significant corporate transactions. This concentration of control may prevent other stockholders from influencing important corporate decisions and may discourage potential investors or takeover offers that could benefit minority shareholders.

***Our success depends on our ability to attract and retain qualified IPO clients across international markets.***

Our business model relies on securing advisory engagements with private companies seeking to access U.S. public markets through Regulation A+, Form F-1, or OTC quotations. While our initial market focus includes India due to existing demand and relationships, we intend to expand

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our outreach to other high-growth regions. Failure to attract, convert, or retain clients in any of our target markets may directly affect our ability to generate revenue, scale operations, or achieve profitability. Our long-term success depends on diversifying our client base and consistently demonstrating value across a range of industries and geographies.

***Discussions with prospective clients may not result in engagements or revenue.***

While we are in active discussions with several Indian companies regarding potential listing engagements, there is no guarantee that such discussions will result in signed mandates, paid retainers, or future advisory revenue. These prospects may choose to pursue alternate funding paths, postpone U.S. listings, or disengage due to internal or market reasons. Our financial outlook may therefore differ significantly from expectations based on ongoing pipeline activity.

***Demand for U.S. public listings may be affected by global macroeconomic conditions.***

Our business depends on private companies—primarily from emerging and growth markets—choosing to pursue U.S. public listings through Regulation A+, Form F-1, or OTC Markets. The demand for such listings is highly sensitive to global macroeconomic factors, including interest rates, inflation, investor risk appetite, capital market volatility, and geopolitical developments. During periods of economic uncertainty or market instability, prospective clients may postpone, modify, or abandon plans to access U.S. capital markets, which could materially impact our engagement pipeline, revenue projections, and growth trajectory.

***We May Be Subject to Legal Disputes if a Client's IPO Is Not Completed Due to Due Diligence Failures or Negative Disclosures.***

As part of our business model, we provide advisory and coordination services to companies seeking to raise capital through U.S. public offerings, including Regulation A+, Regulation D, and F-1 filings. These offerings are highly regulated and subject to extensive due diligence, legal review, and financial disclosures. In some cases, an offering may be delayed, suspended, or abandoned entirely due to issues that arise during the diligence process, such as the discovery of material adverse information, regulatory noncompliance, legal disputes, or adverse audit findings. If a client's offering is not completed or is withdrawn due to such issues—despite our services having been rendered—there is a risk that the client may dispute our fees, allege

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professional negligence, or seek to recover advisory payments. Even if such claims lack merit, we could be subject to time-consuming and costly litigation, arbitration, or reputational damage. While we take measures to clearly define the scope of our services and disclaim outcome guarantees, there can be no assurance that disputes will not arise, especially in cases where significant pre-offering investments have been made by the client.

***Clients who adopt a "reverse flip" structure may face regulatory and operational risks.***

Some of our clients may pursue a "reverse flip" structure by forming a U.S. parent entity to become the holding company of their existing non-U.S. operations in order to access U.S. capital markets. While this approach is increasingly common among international issuers, it may involve complex tax, legal, and regulatory compliance requirements under both U.S. law and the laws of the client's home jurisdiction. If not properly planned and executed, this structure may result in delays, increased costs, or violations of foreign exchange controls, corporate governance rules, or tax regulations. Such challenges could impact our advisory timelines, increase execution risk, or affect the client's ability to complete a public offering.

***The success of our clients' offerings and their post-listing performance are outside our control.***

While we support our clients through the advisory and regulatory process, we do not control their financial results, internal governance, investor relationships, or ongoing compliance after the listing, unless mandated. If our clients fail to successfully complete their offerings, or perform poorly post-listing, we may suffer reputational damage or lose anticipated compensation, even though we played no role in their business execution or capital raising outcomes.

***Our business involves complex cross-border legal and tax structuring, which may introduce delays, additional costs, or compliance risks.***

Many of our client engagements require the formation, restructuring, or reorganization of corporate entities to meet U.S. listing requirements. This process often involves navigating multiple legal and tax regimes, including U.S. federal securities law, foreign corporate and exchange control regulations, and applicable international tax treaties. Errors in legal structuring, incorrect tax assumptions, or changes in regulatory interpretation—either in the U.S. or the

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client's home country—could impair a client's ability to proceed with an offering. Such complications may disrupt our project timelines, affect the quality of deliverables, or result in reduced or delayed compensation.

***Our business depends on third-party advisors and service providers, whose performance and availability are outside our control.***

We rely on independent attorneys, auditors, broker-dealers, escrow agents, transfer agents, and platform vendors to support the execution of client offerings. If any of these third parties fail to deliver services on time, resign, encounter regulatory issues, or increase their fees materially, our ability to fulfill client mandates may be delayed or impaired. In some cases, poor performance by a third-party advisor may also result in reputational damage to us, even where we have limited oversight or contractual leverage as we do not control them.

***Our recommended third-party advisors are not contractually engaged by us, and we do not receive undisclosed compensation from them.***

We refer clients to a shortlist of independent third-party advisors—including law firms, audit firms, and platform service providers—for their regulatory, financial, and compliance needs. However, these advisors are directly engaged by the client, not by us, and we do not control their performance or assume liability for their work. We do not receive any commission, referral fee, or compensation from these service providers unless it is fully disclosed to the client in advance. If a third-party advisor fails to deliver or creates delays, it may affect the client's offering outcome, and we may suffer reputational or operational consequences even though we were not directly involved in their engagement.

***We may bear financial and reputational risk when we finance or advance client IPO-related costs.***

In certain cases, we may choose to temporarily finance or pay for third-party services—such as legal, audit, or compliance vendors—on behalf of our clients to avoid delays or ensure continuity of execution. This is done at our discretion and is not guaranteed or structured as a loan. If a client subsequently withdraws, disputes an invoice, or fails to reimburse us, we may suffer

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financial loss. These risks may affect our cash flow, client relationship, or perceived neutrality in future engagements.

***We do not underwrite, promote, or distribute securities, and we are not involved in the solicitation of investors.***

We are not a registered broker-dealer or underwriter, and we do not engage in the marketing, promotion, or distribution of securities to the public. Our role is limited to advising clients on regulatory readiness, documentation, and execution strategy. We do not solicit investors, handle investor funds, or receive transaction-based compensation. Any capital raising or investor onboarding is conducted directly by the issuer or through independently retained, FINRA-registered intermediaries. Misunderstanding our role could expose us to reputational or regulatory risk, even if we have acted within our disclosed advisory scope.

***Political or regulatory instability in key international markets may impact our clients' ability or willingness to pursue U.S. offerings.***

Although we aim to serve clients globally, a significant portion of our early client base is expected to come from emerging markets where regulatory environments can be unpredictable. Changes in government policy, tax law, foreign exchange controls, or enforcement priorities—particularly in jurisdictions with evolving capital controls—may delay or discourage companies from pursuing U.S. public listings. Political instability or sudden shifts in legal frameworks could disrupt active mandates or reduce investor appetite for issuers based in those markets, which could negatively affect our client pipeline and financial results.

***We may be exposed to cybersecurity threats that could disrupt our operations or compromise client data***.

Although we do not operate a consumer-facing platform, we rely on digital infrastructure and cloud-based tools to manage client documents, workflows, and communications. A cybersecurity incident—including unauthorized access, phishing, ransomware, or data loss—could disrupt our operations, delay client deliverables, or expose confidential client information. Such events may result in reputational harm, legal exposure, or loss of business, especially if they involve regulatory materials or sensitive issuer data.

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***Investor interest in emerging market issuers may fluctuate based on external factors.***

Our business depends in part on the willingness of U.S. investors to invest in companies based outside the United States, particularly in emerging and growth-stage markets. Investor sentiment toward such issuers can be influenced by a variety of external factors, including global macroeconomic trends, currency volatility, geopolitical developments, and the recent performance of other international offerings. Negative perceptions of risk in specific regions—or a broader shift away from emerging market investments—could reduce demand for our clients' offerings and impact our ability to generate revenue or maintain long-term advisory relationships.

***Evolving ESG expectations may impact the success of our clients' offerings and our reputation.***

Investors, platforms, and regulatory bodies in the United States increasingly evaluate Environmental, Social, and Governance (ESG) factors when assessing issuer readiness and investment appeal. Many private companies in emerging or less regulated markets may not yet fully align with evolving ESG standards or have formal ESG policies and reporting practices in place. If our clients are perceived to fall short of investor expectations related to ESG—or become involved in ESG-related controversies—their offerings may be viewed less favorably by institutional investors or listing platforms. In such cases, our reputation could also be affected if we are seen as advising issuers that do not meet prevailing global ESG norms.

***Natural disasters, pandemics, or other unforeseen events could disrupt our operations or those of our clients.***

Our business may be adversely affected by events beyond our control, including natural disasters, public health crises (such as pandemics), civil unrest, geopolitical conflict, or infrastructure breakdowns. Such disruptions could affect our clients' ability to operate, interfere with regulatory agency processing times, or limit the availability of third-party advisors such as legal counsel, auditors, or transfer agents. In particular, if these events impact key markets where our clients or team members are located, or disrupt coordination between our U.S. and international operations, it could delay project execution, impair listing outcomes, or negatively

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affect client relationships. While we utilize remote systems and digital tools to maintain operational continuity, widespread disruptions may challenge our ability to deliver advisory services effectively across jurisdictions.

***The valuation implied by this offering may not reflect the actual market value of our company.***

The price per share in this offering has been determined by management based on a number of subjective factors, including our business plan, perceived market opportunity, and comparable early-stage companies. It has not been established through an arm's length negotiation, public market pricing, or third-party valuation. As a result, the implied valuation may not reflect the price at which our shares would trade in an active market, if one develops, and may not represent the true value of our company.

***Our business is sensitive to changes in U.S. and international securities regulations.***

Our advisory services are built on the current structure and interpretation of U.S. securities laws, including Regulation A, Regulation S, Rule 144, and the F-1 registration pathway. Any changes to these frameworks—or shifts in how they are interpreted or enforced by regulatory bodies such as the SEC or FINRA—could materially impact the viability, timeline, or appeal of U.S. listings for our clients. Additionally, changes in foreign laws governing cross-border capital movement, corporate structuring, or public offerings could affect our ability to onboard or support international issuers. Regulatory uncertainty, increased compliance requirements, or jurisdictional conflicts may reduce our ability to scale operations efficiently or deliver consistent client outcomes.

***We do not guarantee that our clients will successfully complete a public listing or raise capital.***

While we assist clients in preparing for U.S. listings through Reg A+ or F-1, we do not guarantee that any such offering will be qualified by the SEC, accepted by OTC Markets or a national exchange, or successfully subscribed by investors. Listing outcomes depend on factors beyond our control, including market conditions, regulatory review, client performance, and investor demand. If our clients fail to complete their offerings, we may lose anticipated revenue, and our reputation or business model may be adversely affected.

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***We may face reputational harm from client underperformance or controversy.***

If a client fails in its offering, underperforms post-listing, or is subject to public or regulatory scrutiny, we may be negatively associated with that outcome.

***We rely on client-provided information, which may be inaccurate or incomplete.***

Our due diligence is based on documentation and disclosures provided by clients and their external advisors. We may be exposed to liability or reputational damage if such information proves misleading.

***Jurisdictional and cultural differences may hinder execution.***

Cross-border operations involve differences in legal systems, regulatory interpretations, communication practices, and enforcement standards. These may lead to delays or misunderstandings.

***We may receive equity compensation from clients, creating valuation and conflict risks.***

We sometimes accept equity as part of our compensation model. This exposes us to valuation uncertainty and may create perceived conflicts if our financial interests diverge from those of our clients or investors.

***We may experience client concentration risk.***

In the early phase of operations, a small number of clients may account for a large share of our revenue or equity holdings. Underperformance or disengagement of any such client may significantly impact us.

***VC/PE-backed clients may have conflicting agendas or inflated valuations.***

Private equity or venture-funded companies may pressure for expedited listings or hold unrealistic valuation expectations. This could interfere with regulatory alignment or investor protection.

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***Technological disruption may reduce demand for traditional advisory models.***

Low-cost software tools, AI-enabled listing platforms, or automation may reduce the perceived need for human advisory services over time.

***We rely on U.S.-based commission agents for business development, and any disruption in their availability or conduct may impact our operations.***

We engage two independent, commission-based agents located in the United States to support our business development and client sourcing efforts. These agents play a key role in introducing prospective clients to our advisory services and expanding our visibility within the U.S. market. Although they do not participate in the solicitation or sale of securities, their performance and availability are important to our client acquisition strategy. If either agent discontinues their engagement, fails to comply with regulatory boundaries, or acts in a manner inconsistent with our compliance-first policies, it could negatively affect our brand, client pipeline, or regulatory posture. Furthermore, our reliance on third-party agents may limit our direct control over certain aspects of early-stage relationship management.

***Cross-border information flows between the United States and international support teams may pose logistical, regulatory, or security risks.***

As part of our advisory operations, certain non-public client information, draft documentation, and project data may be transmitted between our U.S.-based executive team and international administrative or support personnel. While we implement secure communication protocols and maintain oversight from U.S. leadership, cross-border data exchange may still be subject to delays, miscommunication, or restrictions imposed by evolving data privacy and localization laws in various jurisdictions. Any breach of confidentiality, disruption in digital infrastructure, or cybersecurity incident involving such information could compromise sensitive client data, delay regulatory filings, or expose us to reputational and legal risk. Although we are not currently subject to any non-U.S. data protection laws, future regulatory changes may impose new compliance obligations or operational constraints.

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***We may encounter operational challenges as we scale our business and expand our team.***

As we transition from an early-stage, founder-led structure to a more formalized organization, we anticipate onboarding additional personnel, expanding vendor relationships, and implementing more complex compliance systems. This scaling process may introduce risks related to quality control, internal coordination, training, and process standardization. If we are unable to effectively manage growth—particularly across multiple time zones and jurisdictions—it could result in delays, client dissatisfaction, or compliance gaps. Our ability to maintain service quality while expanding our operational footprint will be critical to our long-term success, and any missteps during this transition could negatively affect our reputation and financial performance.

***We may not be able to enforce payment or performance terms with international clients*.**

Clients domiciled in foreign jurisdictions may delay or default on payment. Our ability to enforce contracts may be limited by local laws or regulatory barriers.

***Geopolitical developments may adversely affect our clients, their offerings, or investor sentiment.***

Shifting international relations, sanctions, and political instability may impact client outcomes, cross-border operations, or investor appetite for emerging-market issuers.

***Emerging market investor sentiment can be volatile.***

Investor appetite for cross-border issuers can fluctuate based on economic cycles, regulatory shifts, or reputational issues affecting other unrelated issuers in the same region or market segment.

***We may not offer post-offering support, which could affect client outcomes.***

While we provide advisory services through the listing phase, we currently do not offer structured investor relations, market-making, or shareholder engagement services post-listing. This may affect client success in secondary trading.

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***Investors in this offering will experience immediate and substantial dilution.***

The price per share in this offering is substantially higher than the price paid by our founders and early stakeholders. As a result, investors in this offering will experience immediate dilution in the net tangible book value of their investment. In addition, we may issue additional shares in the future through equity compensation, strategic partnerships, or capital raises, which may further dilute existing shareholders and reduce their ownership percentage.

***Our actual use of proceeds may differ materially from what is described in this offering circular.***

We intend to use the proceeds from this offering as described in the "Use of Proceeds" section. However, our management will have significant discretion over the allocation of funds, and our actual expenditures may vary depending on a number of factors, including changes in business priorities, unforeseen costs, or opportunities not currently contemplated. As a result, investors may not agree with how the proceeds are ultimately used, and such changes could affect our performance or valuation.

***The value of our common stock may decrease, and you may lose all or part of your investment.***

The market price of our common stock, if a public market develops, may decline below the offering price for a variety of reasons, including our lack of revenue, limited operating history, client setbacks, market volatility, or investor perception. Because we are an early-stage company with an unproven business model, any negative developments—whether specific to our company or broader economic or geopolitical trends—could cause the value of your investment to decrease substantially or become illiquid.

**PLAN OF DISTRIBUTION**

We are offering up to 18,000,000 shares of our common stock at a fixed price of $1.00 per share in a self-underwritten, no-minimum, best-efforts public offering for gross proceeds of up to $18,000,000. The offering commenced following qualification of the offering statement by the U.S. Securities and Exchange Commission on February 6, 2026. There is no minimum number of shares that must be sold in this offering, and we may sell only a portion of the shares offered or none at all. The Company will retain any proceeds from shares that are sold.

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The shares are being offered and sold directly by our executive officers, who do not receive any commissions or other compensation in connection with their participation in this offering. The Company is relying on the safe harbor provisions of Rule 3a4-1 under the Securities Exchange Act of 1934, which permits officers of an issuer to participate in the sale of securities without registering as broker-dealers, provided that certain conditions are met. None of our officers are registered broker-dealers or associated persons of a broker-dealer. The offering will terminate on the earlier of (i) one year from the date of this Offering Circular or (ii) the date on which all of the shares offered are sold. We reserve the right to terminate the offering at any time prior to the sale of the maximum offering amount, in our sole discretion. To subscribe, investors are required to complete a subscription agreement and deliver it to the Company in accordance with the subscription materials. Payment for shares may be made by wire transfer to the bank account specified in the subscription agreement or by such other methods as may be approved by the Company. The Company reserves the right to reject any subscription, in whole or in part, for any reason. If a subscription is rejected, all funds received from the subscriber will be promptly returned without interest or deduction. No underwriter, placement agent, or broker-dealer is engaged in connection with this offering, and no such party receives any selling commissions or fees. The Company is conducting this offering without an escrow account. Subscription processing, investor verification, and funds handling are facilitated through a third-party platform (KoreConX), which provides subscription execution services in compliance with applicable regulations. Upon clearance of investor funds, the corresponding shares are issued and recorded by the Company through its designated transfer agent once appointed, and funds are transferred directly to the Company's operating account.

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**HOW WE PLAN TO USE PROCEEDS FROM THE SALE OF OUR SHARES**

We expect to receive gross proceeds of up to $18,000,000 from the sale of our common stock in this offering, assuming the sale of all 18,000,000 shares at a fixed price of $1.00 per share. As of February 6, 2026, the Company has not received any proceeds from this offering. The Use of Proceeds as per the table below -

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| | | | |
|:---|:---|:---|:---|
|  | &nbsp;&nbsp;**20% of Shares Sold ($3600000)** | &nbsp;&nbsp;**50% of Shares Sold ($9000000)** | &nbsp;&nbsp;**100% of Shares Sold ($18000000)** |
| &nbsp;&nbsp;**Client Execution & Onboarding** | &nbsp;&nbsp;$1540000 | &nbsp;&nbsp;$2670000 | &nbsp;&nbsp;$4375000 |
| &nbsp;&nbsp;**U.S. Compliance & Infrastructure Development** | &nbsp;&nbsp;$528000 | &nbsp;&nbsp;$1800000 | &nbsp;&nbsp;$2940000 |
| &nbsp;&nbsp;**Third-Party Professional Services (Legal, Audit, Transfer Agents)** | &nbsp;&nbsp;$975000 | &nbsp;&nbsp;$1462500 | &nbsp;&nbsp;$1706250 |
| &nbsp;&nbsp;**Technology & Regulatory Workflow Tools** | &nbsp;&nbsp;$90000 | &nbsp;&nbsp;$1350000 | &nbsp;&nbsp;$4500000 |
| &nbsp;&nbsp;**U.S. Agent & Partner Compensation** | &nbsp;&nbsp;$13000 | &nbsp;&nbsp;$195000 | &nbsp;&nbsp;$341250 |
| &nbsp;&nbsp;**India Execution Support (Subsidiary & Admin Coordination)** | &nbsp;&nbsp;$48000 | &nbsp;&nbsp;$360000 | &nbsp;&nbsp;$2100000 |
| &nbsp;&nbsp;**Contingency & Regulatory Reserves** | &nbsp;&nbsp;$156000 | &nbsp;&nbsp;$630000 | &nbsp;&nbsp;$1110000 |
| &nbsp;&nbsp;**General Working Capital & Strategic Flexibility** | &nbsp;&nbsp;$250000 | &nbsp;&nbsp;$532500 | &nbsp;&nbsp;$927500 |

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*Base on 1 share cost $1*

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*If we raise* ***less than 20% of the maximum offering ($3.6 million)****, we will allocate the proceeds to compliance with SEC reporting obligations, essential corporate maintenance, and minimal working capital. Under this scenario, we would not be able to establish subsidiaries, hire employees, or implement our expansion strategy, and our operations would be extremely limited.*

*If we raise* ***between 20% and 50% of the maximum****, we will begin limited operations, including preliminary client onboarding, retention of essential third-party vendors, and deployment of initial technology systems. Expansion initiatives, including hiring and subsidiary formation, would be deferred until further capital is available.*

*If we raise* ***more than 50% of the maximum****, we intend to pursue our full plan of operations, including hiring U.S.-based employees, forming an Indian affiliate, expanding client outreach into Southeast Asia and the Middle East, and investing in compliance and workflow technology.*

The costs associated with preparing and filing this Offering, including legal, accounting, compliance, and regulatory expenses, have been personally funded by the Company's founding shareholders. These expenses represent a strategic investment in the Company's vision and future by its leadership team. The founders have permanently waived reimbursement of these offering-related costs, and accordingly, these expenses will not be repaid by the Company under any circumstances. This waiver further demonstrates the commitment of the founders and ensures that their financial contribution directly supports the success of the Offering and the long-term interests of prospective investors.

**PLAN OF OPERATIONS**

We are a development-stage company with no revenues since inception. Our ability to execute our business plan depends entirely on the proceeds raised in this offering. The following outlines our infrastructure currently in place and our anticipated milestones for the twelve months following qualification of this Offering Statement, based on different levels of proceeds raised.

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**Infrastructure in Place**

As of the date of this Offering Circular, we have:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Incorporated in Wyoming and adopted bylaws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Established a corporate bank account;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Secured an executive office license in Orlando, Florida, which provides us with mailing, administrative, and limited office facilities;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Appointed our Chief Executive Officer and Chief Financial Officer, who currently provide services without compensation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Engaged an independent auditor to audit our financial statements in accordance with U.S. Generally Accepted Auditing Standards (GAAS).

We have not yet hired any employees, retained U.S. legal counsel on an ongoing basis, or engaged long-term professional vendors. However, we have identified potential technology and compliance service providers that may be retained as operations progress. While our infrastructure is minimal, we believe it provides a sufficient foundation to commence limited operations upon qualification of this offering.

**Milestones and Plan of Operations (12 Months Post-Qualification)**

**0–3 Months After Qualification:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Maintain compliance with SEC reporting obligations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Finalize engagement of U.S. legal counsel and compliance vendors, subject to available proceeds.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Develop standardized client onboarding templates and internal compliance policies.<br>

**3–6 Months After Qualification:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Initiate limited client onboarding and advisory activities, subject to proceeds raised.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Engage third-party technology vendors to implement workflow and compliance systems.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Hire one U.S.-based associate if more than 20% of the maximum proceeds are raised.<br>

**6–9 Months After Qualification:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Expand staff by one to two employees in the United States.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Begin formation of an affiliate in India to support client sourcing and coordination.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Commence revenue-generating activities if more than 50% of the maximum proceeds are raised.<br>

**9–12 Months After Qualification:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Broaden client outreach to Southeast Asia and the Middle East, contingent on proceeds raised.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Enhance compliance and workflow systems through third-party technology integrations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Expand vendor relationships and professional support network to support a larger client base.

**Impact of Proceeds Raised**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Less than 20% of maximum ($3.6 million):**<br> Activities would be limited to SEC compliance, corporate maintenance, and minimal working capital. No hiring, subsidiary formation, or expansion activities would occur.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**20%–50% of maximum:**<br> Limited operations would begin, including client onboarding, retention of essential vendors, and deployment of initial technology tools. Expansion, hiring, and subsidiary formation would be deferred until additional capital is available.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**More than 50% of maximum:**<br> We intend to pursue our full plan of operations, including hiring employees in the U.S.,

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establishing an Indian affiliate, expanding client outreach into Southeast Asia and the Middle East, and implementing comprehensive compliance and workflow technology.

**Liquidity and Capital Resources**

We do not currently generate revenue and our liquidity depends entirely on the proceeds of this offering. If we raise less than 20% of the maximum, our activities will be extremely limited and may not extend beyond maintaining compliance as a reporting company. We have no external financing arrangements or credit facilities in place, and there is no assurance that we would be able to obtain additional financing on acceptable terms, if at all.

**DILUTION**

You should be aware that the disclosure of dilution information is considered a material investment consideration under the regulations of the U.S. Securities and Exchange Commission, especially for companies like ours that do not currently have a public market for their securities. If and when a public trading market develops and the market begins to set the price for our common stock, dilution disclosures become less relevant to an investment decision and are no longer required by SEC regulations. Although we intend to apply for a trading symbol and, if approved, will seek to foster the development of a secondary market for our common stock, there is no assurance that a trading symbol will be granted. Even if one is obtained, there is no guarantee that an active or sustained public trading market for our shares will ever develop. Therefore, until such a market exists, you should carefully consider the dilutive impact of your investment in our offering. As of the date of this offering circular, our net tangible book value was approximately $61,567 and we had 100,000,000 shares of common stock outstanding. The public offering price is $1.00 per share. The table below illustrates the dilution investors will experience based on the percentage of the 18,000,000 shares offered that we are able to sell.

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**% of Shares Sold** | &nbsp;&nbsp;**Total Shares Outstanding** | &nbsp;&nbsp;**Net Tangible Book Value / Share** | &nbsp;&nbsp;**Increase / Share to Existing Stockholders** | &nbsp;&nbsp;**% Owned by Existing Stockholders** | &nbsp;&nbsp;**Dilution / Share to New Investors** | &nbsp;&nbsp;**% Owned by New Stockholders** |
| &nbsp;&nbsp;25% | &nbsp;&nbsp;104500000 | &nbsp;&nbsp;$0.04329 | &nbsp;&nbsp;$0.04268 | &nbsp;&nbsp;95.7% | &nbsp;&nbsp;$0.957 | &nbsp;&nbsp;4.3% |
| &nbsp;&nbsp;50% | &nbsp;&nbsp;109000000 | &nbsp;&nbsp;$0.08245 | &nbsp;&nbsp;$0.08183 | &nbsp;&nbsp;91.7% | &nbsp;&nbsp;$0.918 | &nbsp;&nbsp;8.3% |
| &nbsp;&nbsp;75% | &nbsp;&nbsp;113500000 | &nbsp;&nbsp;$0.11849 | &nbsp;&nbsp;$0.11788 | &nbsp;&nbsp;88.1% | &nbsp;&nbsp;$0.882 | &nbsp;&nbsp;11.9% |
| &nbsp;&nbsp;100% | &nbsp;&nbsp;118000000 | &nbsp;&nbsp;$0.15179 | &nbsp;&nbsp;$0.15118 | &nbsp;&nbsp;84.7% | &nbsp;&nbsp;$0.848 | &nbsp;&nbsp;15.3% |

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*The calculations above exclude approximately $150,000 in offering-related legal, audit, and compliance expenses that were personally funded by the founding shareholders. The founding shareholders have waived reimbursement of these expenses, and accordingly they have not been charged against the Company's net tangible book value.*

Dilution is the amount which purchasers of the shares would lose, assuming we were to have been liquidated immediately following the sale of the respective percentages of the shares, assuming realization of tangible assets at book value, no costs of liquidation, no recovery on intangible assets, no incurrence of expenses and no outstanding debt.

**DESCRIPTION OF OUR BUSINESS**

**Our Business History and Operations**

Financial Agency Group was incorporated in 2024 as a Wyoming corporation. We provide strategic advisory services to non-U.S. companies seeking to access U.S. public markets through pathways such as Regulation A+, Form F-1, and OTC Market listings. Since inception, we have focused on establishing operational frameworks, securing qualified U.S. vendors (including legal counsel, auditors, and transfer agents), and building a milestone-based advisory model tailored to the U.S. regulatory environment. As of the date of this offering circular, we are a pre-revenue company and have not yet completed any client engagements or generated advisory income.

We operate a lean, asset-light structure supported by international administrative resources, allowing us to scale efficiently as client engagements begin. Our services include entity structuring, regulatory documentation, vendor coordination, and listing-readiness support.

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Clients engage third-party professionals directly, and we do not handle investor funds or act as broker-dealers. In select cases, we may receive equity as part of our compensation. Our business model is built on fixed-fee retainers and milestone-driven advisory agreements. As a strategic bridge between emerging market issuers and the U.S. capital markets ecosystem, we aim to simplify the regulatory journey and help qualified companies prepare for public listing in the United States.

**Experience and Regulatory Expertise**<br>Financial Agency Group was incorporated in February 2024 and, as of March 31, 2025, has not generated revenue. While the Company itself has a limited operating history, our management team and promoters collectively bring over 18 years of prior professional experience in U.S. securities regulation, IPO advisory, and compliance with Reg A+ and F-1 processes. This experience was gained in their individual capacities through roles with prior firms, legal practices, and advisory mandates, not through operations of the Company. We believe that this depth of expertise positions us to effectively guide emerging companies in navigating U.S. public listing pathways.

**Overview of Our Business**

Our clients come to us with ambition—but not always with clarity on how to access U.S. capital markets. That's where we step in. We specialize in preparing private companies—particularly those from emerging markets—for U.S. public offerings via Regulation A+, Form F-1, and OTC Market pathways. Our advisory model is designed to guide issuers through the legal, regulatory, and operational milestones required to become a publicly reporting company in the United States. We are not a broker-dealer, underwriter, or law firm. Instead, we serve as the strategic backbone behind each offering—ensuring that clients are structurally sound, properly documented, and regulator-ready. Our value lies in our ability to translate cross-border complexity into clear execution. We understand the expectations of U.S. regulators and the unique challenges faced by non-U.S. founders. This dual perspective allows us to create a seamless pathway from intent to listing. From entity structuring to the coordination of U.S.-based legal counsel, auditors, EDGAR agents, transfer agents, and escrow providers, we manage each

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step of the listing readiness process—without assuming roles that require registration or legal licensure. We do not sell securities or promote offerings. We design the roadmap, then work alongside our clients to help execute it with precision and regulatory alignment. What also sets us apart is our flexibility. We offer milestone-based advisory structures and, in select cases, accept partial equity compensation to align incentives with client success. We operate using a lean and scalable model, supported by carefully vetted third-party providers who are engaged directly by the client. This preserves independence, improves cost transparency, and maintains service accountability. Client relationships are centrally managed from our U.S. executive office, with process support provided by international coordination teams. Using secure cloud-based tools and real-time workflow systems, we track documentation progress, regulatory timelines, and vendor deliverables. We help clients avoid common delays and errors by maintaining a proactive, compliance-first posture at every stage. Our role is not just advisory—it's preventive and protective. We act as a neutral coordinator focused on helping our clients reach the U.S. market prepared, capital-efficient, and structurally sound. A core part of our services also includes facilitating IPO financing, which enables issuers to cover key pre-offering costs such as legal, audit, and regulatory fees—strengthening their position ahead of a public listing.

**Milestone Achievements**

Since incorporation, we have focused on establishing a compliant and execution-ready advisory platform tailored to the needs of cross-border issuers. Key milestones to date include the incorporation of our U.S. entity in Wyoming, securing an executive office license in Florida, adoption of bylaws, establishment of a corporate bank account, and the preparation and filing of this Offering Statement with the SEC. We have also identified key professional service providers—including securities counsel, PCAOB-registered auditors, transfer agents, and EDGAR filing agents—that may be engaged as operations progress, but we have not yet retained these parties on an ongoing basis. We have completed the planning phase for an administrative support subsidiary in India, which is intended to handle operational coordination and non-regulatory functions once formed. Internally, we have developed preliminary client engagement templates, process documentation, and compliance frameworks aligned with Regulation A+, Form F-1, and OTC Market requirements.

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**Current Operations**

As of the date of this Offering Circular, we have not provided any advisory services and have not generated revenues. Our activities to date have been limited to corporate formation in Wyoming, adoption of bylaws, establishment of a U.S. executive office license in Orlando, Florida, maintenance of a corporate bank account, preparation and filing of this Offering Statement, and preliminary, non-binding discussions with potential clients. No definitive mandates or fee agreements have been executed.

**Expansion Plans**

We intend to deepen our operational presence in the United States by hiring employees and engaging service providers to support client onboarding and compliance once sufficient proceeds are available. In India, we plan to establish an affiliate that will provide administrative and operational support. Southeast Asia and the Middle East are target regions for future client acquisition, although no operations are currently being conducted in these markets. These initiatives are contingent upon raising more than 50% of the maximum offering proceeds. Associated costs would primarily include staffing, office facilities, subsidiary formation, and vendor engagement. No commitments or expenditures for these initiatives have been made to date.

**Secure Cloud-Based Tools and Workflow Systems**<br>We currently utilize secure cloud-based platforms to manage client projects, maintain compliance documentation, and coordinate workflows with our U.S. and India-based vendors. These tools allow us to centralize project files, monitor timelines for client regulatory filings, and securely communicate with attorneys, auditors, and transfer agents. At present, we rely on commercially available third-party providers under subscription agreements, such as data room services, workflow trackers, and customer relationship management (CRM) systems. We do not maintain any proprietary or custom-built technology at this stage, nor do we have exclusive arrangements with any provider. As our operations expand, we may invest in further customization or development of technology solutions to better support cross-border client needs.

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**Client Pipeline Overview**

As of the date of this Offering Circular, we have not executed any advisory mandates or fee agreements. We are in informal, non-binding conversations with several private companies that may pursue U.S. listings and could potentially engage us in the future. These discussions are part of our ordinary business development efforts and do not involve investor solicitation or the marketing of our securities. We have not conducted any "Testing the Waters" activities under Rule 255 of Regulation A, and none of our communications with third parties prior to the filing of this Offering Statement were intended to qualify as such. We have not entered into any binding client mandates, advisory agreements, or equity participation arrangements, and we hold no equity interests in any potential client companies. Our client pipeline currently consists only of preliminary discussions and exploratory conversations with private companies, primarily in India and the surrounding region, that are evaluating potential U.S. listings, including Regulation A+ and F-1 offerings. These companies represent opportunities under evaluation, but none have executed definitive agreements with us. Because no mandates currently exist, investors should not assume that any specific engagement or revenue stream will materialize from these discussions. The timing, structure, and likelihood of potential mandates remain uncertain and depend on multiple external factors, including market conditions, regulatory approvals, and the financial readiness of the prospective clients. Once operations commence, we expect that our early revenue will likely be concentrated among a limited number of clients, which could result in volatility in our financial performance until our client base diversifies.

**Licensing and Regulatory Considerations**<br> As of the date of this Offering Circular, our advisory business model does not require us to obtain immediate licenses in either the United States or India.

**United States:** Our activities are limited to providing strategic and compliance advisory services to companies evaluating U.S. public listings. We do not solicit investors, handle client funds or securities, or earn transaction-based compensation tied to securities sales. Each of these activities would typically require broker-dealer or investment adviser registration. Because we do not engage in such activities, we do not believe SEC or FINRA registration is presently required.

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**India:** Our Indian operations are focused on advisory support for companies considering overseas listings. We do not provide securities recommendations to investors or intermediate domestic capital raising. Under SEBI regulations, licensing as an investment adviser or merchant banker is generally required when advising investors or managing fundraising transactions within India. Because our activities are limited to corporate issuers and cross-border structuring, we do not believe immediate SEBI registration applies.

**Ongoing Compliance:** We recognize that regulatory interpretations may evolve, and licensing requirements may apply if we expand our business model. We intend to monitor relevant rules and obtain all registrations required before engaging in activities that would trigger licensing obligations.

**Office Space**

As of July 1, 2025, we entered into an office lease agreement for our executive office in Orlando, Florida. The lease has an initial term of twelve (12) months, with an option to renew for an additional one-year period. Rent is payable on a quarterly basis at a rate of $3,750 per quarter (approximately $1,250 per month). The agreement covers office space used primarily for administrative and executive functions.

**Competitive Differentiation**

We operate as an independent advisory firm—unlike underwriters, broker-dealers, or bundled compliance platforms. Our approach is distinguished by:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●No securities solicitation, distribution, or fundraising activity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●A fixed-fee, milestone-based model with optional equity alignment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Cross-border structuring expertise supported by jurisdictional compliance awareness

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Dedicated onboarding and vendor coordination support

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●A neutral, unconflicted position with all legal, audit, and compliance firms engaged directly by the client

This framework allows us to deliver targeted support without duplicating or replacing the roles of regulated professionals.

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**Commission-Based Business Development Agents**

We engage two independent, commission-based agents located in the United States to support our client acquisition and business development efforts. These agents are not registered broker-dealers and do not engage in the solicitation, sale, or promotion of securities. Their role is limited to sourcing private companies that may benefit from our advisory services related to accessing U.S. public markets. These agents are compensated solely for successful introductions that lead to executed advisory mandates with the company. They do not receive compensation tied to the amount of capital raised, the sale of any securities, or investor subscriptions. Instead, they receive a fixed commission based on a percentage of the advisory fees we receive from the client. These commissions typically range from 10% to 20% of the cash-based advisory fees collected, depending on the complexity and scope of the engagement. Payment to these agents is made in one or more tranches, typically following (i) execution of a formal engagement agreement with the client and (ii) receipt of corresponding milestone-based advisory fees by the company. The agents are not paid upfront, and they do not receive any compensation unless the client formally engages our services and we collect advisory revenue. We do not compensate them in equity, and they do not have access to client funds, offering proceeds, or investor information. All agent activity is supervised to ensure full alignment with U.S. securities regulations.

*Our commission-based agents do not solicit, market, or sell securities to investors. They operate solely in a business development capacity—identifying and referring potential issuer clients to the Company. These agents do not participate in preparing offering materials, investor presentations, or handle any aspect of the subscription process. We have reviewed their activities to ensure they remain within the safe harbor provided under SEC Rule 3a4-1. Each agent has executed a written acknowledgment affirming that they:*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*● Are not and have never been registered broker-dealers or associated persons of a broker-dealer;*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*● Do not receive transaction-based compensation tied to securities sales;*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*● Do not engage in securities recommendations or investor communications;*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*● Limit their involvement to non-transactional business development; and*

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*● Are supervised by the Company to ensure ongoing compliance with these restrictions.*

The terms under which these agents are engaged, including their roles, limitations, and compensation structure, are set forth in the Commission-Based Agent Agreement filed as **Exhibit EX1A-6** to this Offering Circular.

**Our Code of Values**

Our work is grounded in a commitment to trust, transparency, and responsibility. As a cross-border advisory firm operating within the U.S. regulatory framework and serving global clients, we recognize that our credibility depends not only on technical proficiency, but also on the ethical standards we uphold in every engagement. These values form the foundation of our client relationships, internal decision-making, and long-term vision.

***Integrity First***<br>We operate with honesty and clarity in all our communications. We disclose our role, limitations, and compensation terms openly to clients and partners. We do not accept undisclosed commissions, referral fees, or kickbacks, and maintain full transparency in all vendor relationships.

***Compliance Without Compromise*** <br>We respect and adhere to the regulatory frameworks of every jurisdiction relevant to our operations and those of our clients. While we are not broker-dealers, law firms, or underwriters, we are committed to full alignment with applicable securities laws, including those governed by the U.S. Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA). We never advise or support strategies that compromise legal or regulatory integrity.

***Independence and Objectivity*** <br>Our advisory services are grounded in fact, merit, and regulatory discipline—not incentives or short-term outcomes. We operate as independent advisors and do not market, sell, or distribute securities. We decline engagements that conflict with our mission, our role, or the regulatory posture we maintain.

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***Client Empowerment*** <br>We believe that informed clients make stronger issuers. We work to demystify the U.S. regulatory environment, equipping clients with the knowledge and tools to make sound decisions at every step of their listing journey. We aim to turn compliance into a competitive advantage, not an administrative burden.

***Stewardship and Accountability*** <br>We view every client engagement as a long-term relationship, even when our role is limited to the pre-offering or listing phase. We take full responsibility for the quality of our work and hold ourselves to high standards of diligence, responsiveness, and confidentiality.

***Respect for Global and Cultural Diversity***<br>Our team collaborates with clients and professionals from diverse cultural, legal, and business environments. We recognize the importance of context, adapt our communication style to suit varied audiences, and foster an inclusive mindset in every engagement.

**Our Services**

We offer a suite of services designed to meet the diverse needs of companies preparing for U.S. listings, particularly through Regulation A+, Regulation D, and F-1 (foreign issuer) offerings. Our services are advisory in nature and structured to ensure transparency, regulatory compliance, and seamless execution across multiple stakeholders.

**Our Key Service Areas Include:**

***IPO Advisory Services***

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●End-to-end strategic guidance on U.S. public offerings, including Regulation A+, traditional S-1 IPOs, and F-1 filings for foreign issuers.<br>Development of offering structures tailored to each client's regulatory readiness, investor profile, and long-term capital goals.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Coordination with U.S.-based legal counsel, PCAOB-registered auditors, transfer agents, EDGAR filing agents, and other third-party intermediaries.

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***IPO Financing Solutions***

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Facilitation of pre-IPO bridge funding to support legal, audit, regulatory, and operational readiness.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Strategic introductions to institutional and private investors interested in IPO-aligned capital participation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Structuring of special purpose vehicles (SPVs) or direct financing arrangements to support working capital or execution milestones.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●All financing facilitation is non-brokered and offered solely as part of advisory engagements, not as a principal business activity.

***Regulatory Documentation Support***

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Assistance in preparing investor-facing documents such as Offering Circulars, Form 1-A filings, Form D notices, and investor presentations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Support in drafting financial models, capitalization tables, and use-of-proceeds narratives that meet SEC disclosure standards.

***Testing the Waters (TTW) & Market Readiness***

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Guidance on conducting "Testing the Waters" campaigns in compliance with SEC regulations to evaluate investor interest pre-launch.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Strategic input on messaging, branding alignment, and investor targeting during the early-stage outreach phase.

***Cross-Border Structuring***

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Advisory on U.S. entity formation and jurisdictional planning (e.g., Florida, Delaware) to meet regulatory and tax considerations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Assistance with shareholder agreements, international capital flow compliance, and alignment with SEC exemption frameworks.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Support for clients with management or operations in foreign jurisdictions, ensuring compliance with both U.S. and local laws.

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***Listing and Post-Listing Coordination***

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Coordination with OTC Markets, NASDAQ, or NYSE (where applicable), including guidance on eligibility and process steps.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Assistance with appointing market makers, registered transfer agents, and compliance service providers for post-offering requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Advisory support for ongoing investor communications, periodic disclosures, and audit continuity following the offering.

**Our Client Onboarding Process**

We follow a structured and compliance-oriented onboarding process to ensure that each client is well-positioned for a successful U.S. listing. Our goal is to assess the client's readiness, define a clear capital markets strategy, and provide seamless coordination with key service providers throughout the offering lifecycle.

**Stages of Onboarding**

***Initial Consultation and Eligibility Assessment***

We begin with a detailed consultation to understand the client's business model, corporate structure, financial history, and capital-raising goals. We assess whether the company meets the regulatory and practical requirements for a U.S. public offering, including incorporation, financial audits, and shareholder structure.

***Corporate Structuring and Documentation Review***

If the client is not yet incorporated in the U.S., we guide them through forming a compliant corporate entity, typically in states such as Wyoming or Delaware. For clients already incorporated, we review existing governance documents, capitalization tables, shareholder agreements, and other foundational records to identify any gaps.

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***Engagement Agreement and Scope Definition***

Upon mutual agreement to proceed, we enter into a formal engagement agreement outlining the scope of services, key deliverables, milestones, and timelines. This agreement also defines the roles of other independent professionals such as legal counsel, auditors, EDGAR agents, and transfer agents.

***Due Diligence and Planning***

We conduct a focused internal due diligence exercise to prepare a detailed plan of execution for the offering. This includes mapping out audit timelines, legal documentation workflows, Form 1-A preparation, and investor readiness strategies, including Testing the Waters (TTW) where applicable.

***Team Assembly and Coordination***

We help the client appoint and coordinate with experienced third-party professionals including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●U.S. legal counsel for the offering

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Independent auditors (for Tier 2 filings)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●EDGAR filing agents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Transfer agents and escrow service providers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Broker-dealers, if applicable

We ensure that all professionals work in sync to meet regulatory timelines and ensure high-quality disclosures.

***Regulatory Drafting and Review***

With the client and legal team, we assist in preparing the offering materials, including the Form 1-A, investor presentations, and supporting documentation. We also help the client respond to SEC comment letters, if issued, and update the offering materials accordingly.

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***Pre-Launch Readiness and Filing***

Before filing, we review all documents for completeness, accuracy, and regulatory consistency. Once the Form 1-A is filed, we track the SEC review process, coordinate required amendments, and support the client in achieving qualification.

**Our Approach to IPO Financing**

IPO financing refers to the provision of capital to a company to help it prepare for and complete an initial public offering. For our clients, we structure financing in the following manner:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.*Pre-IPO Bridge Funding:*<br>We aim to provide short-term capital that covers expenses such as legal, accounting, audit, regulatory filings, and listing fees. This funding is typically provided against future equity or post-IPO proceeds, basically the success fee, helping the client preserve internal liquidity during the transition to a public entity.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.*Working Capital Support:*<br>Many companies preparing for a public offering require enhanced liquidity to stabilize operations and demonstrate growth momentum. We help our clients secure working capital through debt, convertible instruments, or strategic investors aligned with the IPO timeline.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.*Equity Financing Through Special Purpose Vehicles (SPVs):*<br>In some cases, we establish dedicated SPVs or funds that participate in the client's pre-IPO round. These entities invest with the objective of achieving a liquidity event post-IPO and may include a mix of domestic and offshore investors.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.*Investor Packaging and Introductions:*<br>Beyond the capital itself, we prepare investor decks, financial models, and offer documentation to present the company's value proposition in the most compelling manner. We also introduce our clients to strategic and institutional investors interested in

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IPO-aligned opportunities.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.*Performance-Based Structuring:*<br>We tailor IPO financing structures to align with milestone-based triggers—such as SEC qualification, exchange acceptance, or funding thresholds—so that clients receive capital progressively, while ensuring risk-adjusted participation for investors.

**Our Role**

While we do not act as a broker-dealer or underwriter, we work closely with U.S. law firms, accounting firms, FINRA-registered broker-dealers, and transfer agents to ensure compliance and seamless execution.

**Our Compensation Model**

We generate revenue through a hybrid compensation structure comprising both cash fees and equity participation from the clients we advise. This model is designed to align our interests with those of our clients while maintaining regulatory neutrality and independence throughout the offering process. Fees are customized based on engagement scope, project timeline, and client needs. No two clients are charged identically.

***Cash Fees***

We charge fixed cash fees to our clients for advisory services rendered during various phases of a U.S. capital raise, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●IPO readiness assessments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Structuring support

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●SEC documentation assistance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Intermediary coordination

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Post-offering support<br>

These fees may be paid upfront or in milestones and are not contingent on the amount of capital raised.

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***Equity Compensation***

In select cases, we accept a minority equity position in our client companies as a form of compensation. This may take the form of common stock, restricted shares, or advisory shares, issued as part of the client's capitalization plan. The equity allocation reflects the long-term strategic value we contribute, especially when working with early-stage companies with limited liquidity.

We do not request voting rights, board representation, or control rights in any client. We also do not become a beneficial owner of the issuer under SEC Rule 13d-3, as we ensure that:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●We remain below the 5% ownership threshold,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●All shares are issued without special preferences,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●We do not participate in management or governance decisions of the issuer.

As a best practice, our equity compensation is typically structured to remain within 2% to 4% of the post-offering capitalization of the client, depending on the scope and complexity of services provided. Our equity interests are passive and are received in exchange for non-transactional advisory services, i.e. professional services provided to a company that are not directly tied to the act of selling or placing securities — i.e., not involving brokerage or underwriting activity. All compensation terms are disclosed to the client and, where applicable, disclosed in their offering statements in compliance with SEC and FINRA guidelines.

**Independence From the Offering Process**

While we support our clients in preparing for a public offering through strategic guidance, documentation assistance, and coordination with third-party service providers, we do not act as an underwriter, placement agent, broker-dealer, or selling agent for any securities offered under this or any other Regulation A+ offering. We do not receive any compensation that is contingent on the sale of securities, nor do we handle or process investor funds, subscription agreements, or share allocations. All offering-related activities—including investor onboarding, fund collection, investor verification, and share issuance—are managed by independent, qualified third-party service providers, such as SEC-registered transfer agents, broker-dealers, and escrow agents, in full compliance with applicable securities laws. We do not solicit investors, guarantee the

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success of any offering, or provide investment advice to any party in connection with the sale of securities under this Offering Circular. Our role is limited to administrative and consultative support prior to the offering. Once the offering is live, we maintain a neutral position and do not interfere in pricing, marketing, investor selection, or allocation decisions. We believe this separation of roles is essential to preserving the integrity of the offering process and to ensuring full compliance with SEC rules regarding fair and transparent capital formation. Our firm upholds the principle that all investor decisions must be made independently and without undue influence or promotional pressure from any affiliated party.

**Licensing, Environmental, Health and Safety**

We do not operate in an industry that requires occupational, environmental, or health and safety permits. As a corporate advisory firm, we are not subject to federal, state, or local environmental regulations applicable to manufacturing, physical facilities, or hazardous materials. We do not provide legal, audit, or broker-dealer services, and are therefore not required to be registered with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any state securities authority. We do not hold financial, securities, or investment licenses, nor are we required to do so under our current business model. Instead, we coordinate with independently contracted, appropriately licensed professionals—such as U.S.-based attorneys, PCAOB-registered auditors, transfer agents, and escrow service providers—who are engaged directly by our clients to deliver regulated services. We comply with all applicable U.S. corporate and tax regulations, including business registration and annual reporting requirements in the State of Florida. Where international coordination is involved, we ensure adherence to relevant local laws, including those related to labor, data privacy, and communications. We monitor changes in applicable U.S. and international regulatory frameworks that could impact our clients or services and adjust our internal practices to remain fully compliant.

**Strategic Expansion in the United States**

As part of our long-term vision, we intend to deepen our presence and operational footprint within the United States by supporting high-growth, founder-led companies—particularly those led by immigrant or international entrepreneurs building scalable businesses in the U.S. market.

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A key segment within this focus includes Indian-origin founders, who have consistently contributed to innovation, job creation, and value generation across sectors such as technology, healthcare, manufacturing, and consumer products. Our objective is to identify and advise the U.S.-based founders with global roots—especially those with strong growth trajectories and U.S. operations—who may benefit from structured IPO pathways, institutional-grade advisory support, and post-offering compliance infrastructure. We aim to position ourselves as a trusted capital markets partner for these founders, helping them navigate regulatory complexity and unlock broader access to growth capital. We view this initiative as more than just geographic expansion; it is a strategic effort to bridge ecosystems—connecting underrepresented entrepreneurial talent with the U.S. public market system. By enabling founders to access transparent capital formation tools and compliant market entry solutions, we support both economic opportunity and regulatory alignment. Our goal is to help ensure that high-potential businesses are not limited by geography, jurisdiction, or access to financial infrastructure.

**Long-Term Strategy**

Our long-term strategy is centered on building a leading cross-border advisory platform that helps high-potential private companies from emerging markets access the U.S. public capital markets. While India remains a key early-growth region for us due to the scale and ambition of its private sector, our broader vision is global. We aim to become a trusted partner to international founders seeking a transparent, efficient, and compliant pathway to raise capital and engage with U.S. investors.

***Build a Scalable Cross-Border Advisory Platform***

We are developing a modular, repeatable service model that allows us to efficiently onboard and guide multiple clients through U.S. listing options, including Regulation A+, Form F-1, and OTC Market quotations. This includes refining compliance workflows, strengthening onboarding infrastructure, and maintaining strategic relationships with top-tier U.S. legal, audit, and platform providers.

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***Strengthen Execution Through Technology and Workflow Tools***

As we grow, we plan to invest in internal systems that enable secure document sharing, progress tracking, milestone monitoring, and client reporting. Our goal is to deliver a seamless execution experience that reduces friction, increases visibility, and allows clients to navigate U.S. regulatory processes with confidence.

***Expand Our Global Client Pipeline and Market Visibility***

We will continue to build our presence in key growth regions—such as India, Southeast Asia, and the Middle East—through direct outreach, ecosystem partnerships, and thought leadership. By educating founders on U.S. listing frameworks and regulatory requirements, we aim to position the Financial Agency Group as a go-to advisory platform for international companies considering cross-border capital access.

***Institutionalize Our Vendor Ecosystem***

We intend to deepen and formalize partnerships with experienced U.S.-based legal counsel, PCAOB-registered auditors, transfer agents, compliance consultants, and listing platforms. Over time, we aim to implement service-level agreements and negotiated pricing models that improve execution consistency and cost transparency for our clients.

***Expand Revenue Sources Through Value-Added Services***

In addition to milestone-based retainers and optional equity compensation, we may introduce complementary service lines tailored to the needs of listed companies. These may include post-offering support such as voluntary OTC disclosures, investor relations strategy, or coordination of ongoing compliance—without acting as a broker-dealer or IR firm.

***Build a Compliant, Durable Advisory Brand***

We are committed to maintaining independence from securities promotion and distribution. We do not solicit investors, manage funds, or participate in transactional brokerage activity. By operating strictly within the scope of unregulated advisory services, we aim to build a trusted brand known for integrity, regulatory alignment, and execution quality. Our long-term reputation

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will be measured not only by the volume of listings we support, but by the post-offering success and durability of the companies we advise.

***Role in Cross-Border Access to U.S. Capital Markets***

The Company aims to provide operational and compliance support to international founders—particularly those from emerging or underrepresented markets—seeking to access the U.S. public capital markets. By offering guidance aligned with applicable regulatory standards, the Company seeks to facilitate cross-border readiness and improve transparency for companies navigating the U.S. listing process.

**Employees**

As of the date of this offering circular, we have 0 full-time employees and 0 part-time employees on payroll. Our Chief Executive Officer and Chief Financial Officer provide their services without a fixed salary. All operational, administrative, and compliance support is currently provided through independent consultants and professional service providers engaged on a contractual basis, primarily in the United States (Florida) and India.

Subject to the level of proceeds raised in this offering, we intend to hire 2–3 full-time employees in the United States within 12 months following qualification. These employees would primarily support compliance, client coordination, and administrative functions. Depending on growth, we may also engage part-time or contractual personnel in India to provide back-office and client support services.

**Recruiting and Training**

As of the date of this offering circular, we do not maintain a traditional salaried workforce. Instead, we engage qualified professionals on a contractual, milestone-based, or equity-aligned basis depending on the nature of the work and the stage of client engagement. This model enables us to align human capital with project-specific needs while maintaining operational flexibility and cost efficiency. Our recruiting efforts focus on professionals with experience in U.S. securities regulations, cross-border advisory, legal documentation, and regulatory compliance—particularly those familiar with Regulation A+, Form F-1, and OTC Markets

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processes. We prioritize individuals and firms with a demonstrated understanding of both international business dynamics and the expectations of U.S. capital markets. As our operations scale and we begin generating revenue, we plan to gradually build a dedicated in-house team to support core functions such as client onboarding, documentation management, compliance oversight, and engagement delivery. Initial hires may be based in either the United States or internationally, depending on function and coverage needs. Over time, we intend to expand our U.S.-based workforce to further strengthen regulatory alignment, client responsiveness, and execution quality. We are committed to developing a compliance-first team culture. All new contributors—whether employees, consultants, or partner firms—are oriented on our advisory model, regulatory boundaries (e.g., restrictions on solicitation or transactional roles), confidentiality obligations, and workflow protocols. Training is delivered through internal documentation, live onboarding sessions, and periodic updates that reflect changes in U.S. regulations or client needs. This structure allows us to maintain high standards of execution while remaining adaptive to evolving regulatory and market conditions.

**Market Demand and Activity Cycles**

Our operations are driven by client demand for U.S. listings and the regulatory submission windows of offerings, not by seasonal or cyclical factors. While global market conditions or fiscal periods may influence client behavior, we do not anticipate recurring seasonal patterns affecting our business in a material way.

**Competition**

We operate in a competitive environment comprised of several categories of firms:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Large global investment banks and broker-dealers**, which may offer end-to-end underwriting, advisory, and distribution services. These firms generally serve larger issuers and charge significant fees, which may make them less accessible to smaller or early-stage companies.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Specialized boutique advisory firms** that focus on Regulation A+, cross-border IPOs, or OTC market entry. These firms offer services most similar to ours, though their scale,

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client base, and geographic focus may differ.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Consulting and compliance support firms**, which provide regulatory and administrative support for companies pursuing U.S. listings.<br>

Unlike larger underwriters, we are structured as a development-stage advisory firm with a niche focus on helping international companies, particularly those in India and other emerging markets, access U.S. capital markets under Regulation A+ and F-1 frameworks. Our positioning emphasizes cost-effective advisory and compliance support, rather than securities underwriting or distribution.

We therefore consider our competition to fall within these **categories**, rather than identifying specific named firms.

**Planned Indian Subsidiary**

As part of our long-term growth and operational strategy, we plan to establish a wholly owned subsidiary in India to support administrative coordination, client engagement, and cross-border execution for our global operations. This subsidiary will function as an internal support and delivery center, allowing us to enhance time-zone coverage, improve documentation workflows, and increase cost efficiency as we scale. The Indian subsidiary will not be involved in regulated U.S. securities advisory activities and will not engage in the solicitation or distribution of securities. All regulatory filings, offering documentation, and client-facing deliverables will continue to be developed, reviewed, and managed under the direct oversight of Financial Agency Group, our U.S. parent company based in Florida. The subsidiary will be staffed by non-client-facing professionals focused on supporting internal project coordination, document tracking, and client onboarding logistics. It will operate in full compliance with applicable Indian laws and regulations, including those related to foreign ownership, exchange controls, and professional services. We believe that establishing a localized operations hub in India will enable us to better support our international client base—particularly issuers with administrative functions or operational ties to the region—while maintaining full U.S. control over advisory, legal, and compliance functions. We are currently in the planning and compliance phase of this initiative

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and expect to complete the subsidiary registration following the successful closing of this offering, subject to applicable approvals and readiness milestones.

**Salary**

As of the date of this offering circular, our executive officers do not receive fixed salaries or other regular compensation. We operate under a lean, founder-led model designed to conserve capital during the early stages of development. Subject to the successful completion of this offering and the availability of adequate working capital, we intend to implement salary arrangements for our executive team. If we raise at least 20% of the maximum offering amount (i.e., $3,600,000), our Chief Executive Officer and Chief Financial Officer may begin receiving fixed annual compensation, with terms to be determined and approved by our current board of directors, which consists of the same two founders. Any future compensation will be structured to reflect the scope of executive responsibilities, financial position of the company, and the interests of shareholders.

**Advertising and Marketing**

We currently rely on direct outreach, professional networking, and referral relationships to generate client interest. Our marketing strategy emphasizes reputation-building through thought leadership, educational content, and strategic partnerships, rather than through paid media or mass-market advertising. We do not engage in public solicitation or promotional activity related to securities offerings. As we grow, we intend to expand our presence through curated digital campaigns, webinars, and founder-focused events that target high-potential companies in emerging markets—including India, Southeast Asia, and the Middle East—who are exploring U.S. public listing pathways. We also plan to strengthen our visibility through industry publications, regulatory insights, and educational programming designed to clarify the U.S. capital markets process for non-U.S. issuers. All marketing and outreach efforts will remain strictly within the bounds of permitted advisory activities and will not involve the promotion or distribution of securities. Our goal is to build long-term trust with prospective clients by demonstrating regulatory clarity, execution expertise, and a commitment to compliance-first engagement.

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**Our Property**

Our principal executive office and principal place of business is located at 255 S. Orange Avenue, Suite 104 #1261, Orlando, Florida 32801. This office is where our Chief Executive Officer and Chief Financial Officer direct, control, and coordinate the Company's business operations. Our executive officers travel periodically to India for client meetings.

We also maintain an administrative support office in New Delhi, India. This office does not house any executive officers or employees. It is used solely for limited administrative functions and logistical support through third-party consultants.

**Market Opportunity**

We believe there is a significant and growing opportunity to support emerging-market private companies in accessing the U.S. public capital markets. As global capital flows become more democratized, an increasing number of founder-led businesses—particularly from high-growth regions such as India, Southeast Asia, and the Middle East—are seeking cost-effective and compliant alternatives to traditional IPOs. India, in particular, represents one of the world's most active startup and SME ecosystems, with over 100,000 startups and more than 90 tech unicorns. According to data from Tracxn and Bain & Company, more than $36 billion was invested in Indian startups in 2021 alone. A growing segment of these companies is reaching maturity and evaluating global capital access to fuel their next phase of growth. While domestic markets in India have expanded, many companies recognize the advantages of listing in the United States—including access to a broader investor base, enhanced global credibility, and potential for higher valuations. At the same time, U.S. capital markets have become more accessible to non-U.S. issuers through frameworks such as Regulation A+, Form F-1, and OTC Markets listings. These options offer a viable path to becoming publicly reporting companies without the complexity or expense of a traditional underwritten IPO. However, navigating this cross-border process involves intricate legal, regulatory, and operational hurdles—particularly around SEC filings, corporate structuring, and disclosure standards. Most emerging-market companies lack in-house expertise on U.S. regulatory frameworks, which creates a clear need for specialized, compliance-first advisory firms that understand both the local business context and U.S. securities law. Financial Agency Group is positioned to fill this gap by offering non-intermediated, execution-

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focused guidance through every phase of the listing journey. Our lean delivery model, independence from underwriting, and ability to coordinate with top-tier U.S. legal, audit, and compliance professionals allow us to deliver tailored support to clients at scale. While India continues to be a key entry market, our model is designed to serve a broader international client base. We estimate that the total advisory market for non-U.S. issuers seeking to access U.S. public markets—across legal, audit, documentation, and platform services—could exceed several hundred million dollars over the next five years. As global awareness of U.S. listing pathways continues to grow, we believe demand for culturally aligned, regulatorily grounded advisory services will increase significantly. Our long-term vision is to become the trusted bridge between emerging-market entrepreneurship and U.S. capital markets—helping clients navigate regulatory complexity with clarity, confidence, and compliance.

**MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS**

*On February 6, 2026, the Company's offering statement filed pursuant to Regulation A was qualified by the U.S. Securities and Exchange Commission, and the Company commenced offering its common stock to the public thereafter. As of the date of this Offering Circular, the Company remains in the early stages of its operations and has not generated any revenues. Except for the commencement of this offering, there have been no material changes to the Company's operations, liquidity, or financial condition since the date of the financial statements included in this Offering Circular.*

**Overview and Business Stage**

We are a development-stage company incorporated in the State of Wyoming in 2024, with our principal executive office located in Florida. As of the date of this offering circular, we have not generated any revenue and are in the early phases of building our operational infrastructure, vendor ecosystem, and client acquisition pipeline. Our business model is focused on providing strategic advisory services to private companies—particularly those from emerging and underserved markets—seeking to access U.S. public capital through Regulation A+, Form F-1, or OTC Markets pathways. While India represents a key initial market due to the size and

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maturity of its private business sector, our long-term vision includes supporting international issuers from a variety of regions seeking efficient, compliant entry into U.S. markets.

**Fiscal Year-End**

The Company was incorporated on February 14, 2024, and has adopted March 31 as its fiscal year-end. Accordingly, the audited financial statements included in this Offering Circular cover the period from February 14, 2024 through March 31, 2025. The Company believes this fiscal year-end aligns better with its internal financial planning and reporting cycle.

**Financial Condition**

As of March 31, 2025, our cash balance was $61,567. We have not incurred debt and do not have any fixed financial obligations. We maintain a lean cost structure, and our ongoing expenses are primarily legal, professional services, and administrative costs related to the offering.

**Results of Operations**

As we have not yet commenced revenue-generating activities, we do not have historical results of operations for comparison. Our financial statements do not reflect formation-related expenses, legal and professional service fees, or strategic development costs associated with launching the business and preparing for this Regulation A+ offering. These costs were borne personally by our founders and therefore are not recorded in the Company's financial statements. The founders have waived reimbursement of these expenses. As a result, our financial results to date reflect minimal activity, limited primarily to initial capitalization. We anticipate generating our first revenues upon the successful execution of advisory mandates with private companies seeking to access U.S. public markets. These engagements are expected to begin following the completion of this offering and will initially focus on issuers from emerging markets, including but not limited to India.

**Liquidity and Capital Resources**

Our current liquidity is limited. We are dependent on the proceeds from this offering to fund our operations and execute our business plan. If the offering is not fully subscribed, we may need to scale back certain planned activities, such as hiring, platform development, or vendor retainers.

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We do not have any lines of credit or other committed sources of financing. Upon completion of this offering, we intend to allocate capital toward client onboarding, professional services, regulatory compliance, and general working capital, as detailed in the "Use of Proceeds" section.

Our liquidity to date has been funded primarily through capital contributions from our founding shareholders. In addition, approximately $150,000 of offering-related costs have been personally funded by the founding shareholders. The shareholders have waived reimbursement of these amounts, and accordingly such costs are not reflected in our stockholders' equity. We have entered into a lease agreement for our executive office in Orlando, Florida, which provides mailing, administrative, and limited office facilities. Lease payments are made on a quarterly basis. Given our limited cash position, our ability to meet ongoing lease obligations and fund operations is dependent entirely on the proceeds of this offering. If we are unable to raise sufficient proceeds, our ability to maintain the office lease and expand operations would be materially constrained.

Our only contractual obligation at this time is our office lease in Orlando, Florida, which requires quarterly rent payments of **$3,750** through June 30, 2026. We expect to satisfy these obligations from the proceeds of this offering, as we currently have limited cash resources. No payments were due or paid during the period from inception through March 31, 2025; accordingly, no rent expense or liability was recognized for that period.

**Valuation Methodology**

The offering price of $1.00 per share for the common stock being offered in this Regulation A+ offering was determined by the Company's management and does not necessarily reflect the fair market value of our common stock or the price at which our shares may trade following the offering. This price was established based on several subjective and qualitative factors, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●The Company's early-stage development status;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●The perceived addressable market opportunity for cross-border IPO advisory services;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●The experience and background of our executive team;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Comparable valuations of other pre-revenue advisory or compliance-related firms at similar stages;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Internal financial projections and anticipated business milestones;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●The amount of capital the Company believes is required to execute its business plan effectively.

No third-party valuation firm, independent financial advisor, or investment bank was engaged to provide a fairness opinion or determine the price per share. The offering price was not established through arms-length negotiations or reference to a public trading market, as no such market currently exists for our securities. Prospective investors should not regard the $1.00 offering price as an indication of the actual or probable market value of our common stock. If and when a public trading market develops, the price of our common stock may fluctuate significantly and could be materially different from the offering price based on a number of factors, including market conditions, investor perception, the Company's financial performance, and other external influences.

**Known Trends, Events, or Uncertainties**

Our ability to generate revenue and achieve sustainable growth depends on our success in securing advisory clients and guiding them through complex, cross-border U.S. listing processes. Several external factors may affect our performance, including changes to U.S. securities regulations, foreign capital controls, or disclosure requirements that impact the feasibility or timing of listings for international issuers. Macroeconomic conditions such as interest rate shifts, inflation, currency volatility, and investor sentiment toward emerging markets may also influence client demand and engagement cycles. In addition, our operating model—while intentionally lean and contract-driven—relies on the availability and coordination of third-party professionals such as legal counsel, auditors, EDGAR agents, and compliance consultants. Any disruptions or bottlenecks in this external vendor ecosystem may affect our ability to deliver services on time. As we scale, we may also encounter operational challenges associated with managing a globally distributed team, maintaining compliance oversight, and ensuring consistent client service delivery across multiple jurisdictions.

**Future Outlook**

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Management believes that demand for U.S. listings among emerging-market companies will continue to grow, driven by the need for alternative capital access, global investor visibility, and regulatory credibility. While India remains an important early market for us, our long-term strategy is to serve a broader international client base seeking structured, cost-effective entry into U.S. public markets. We aim to position Financial Agency Group as a preferred cross-border advisory platform by delivering regulatory expertise, coordinated project execution, and compliance-first support. Subject to successful funding, we expect to transition from a pre-revenue phase to early revenue generation within 12 months, and to scale our team, technology infrastructure, and operational capacity accordingly.

**OUR MANAGEMENT**

Information about our directors and executive officers is set forth in the following table. The address of our directors and executive officers is our address. We do not have any other board of directors than our director and executive officer at this time.

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Name** | &nbsp;&nbsp;**Age**  | &nbsp;&nbsp;**Position** | &nbsp;&nbsp;**Director Beginning** |
| &nbsp;&nbsp;Rahul Malhotra | &nbsp;&nbsp;38 | &nbsp;&nbsp;Director and CEO | &nbsp;&nbsp;2/14/2024 |
| &nbsp;&nbsp;Manish Prakash | &nbsp;&nbsp;54 | &nbsp;&nbsp;Director and CFO | &nbsp;&nbsp;2/14/2024 |

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Our directors serve terms of one year and are generally elected at each annual meeting of stockholders; however, there is no assurance that a stockholders' meeting will be held annually. Each director remains in office until a successor is duly elected and qualified or until earlier resignation. We currently do not have independent directors as defined under the NASDAQ listing rules, as we do not plan to be listed on a national securities exchange. Our executive officers are appointed by the board of directors and serve at the discretion of the board, subject to the terms and conditions of any applicable employment agreements. Pursuant to Wyoming law and our bylaws, we are authorized to indemnify our directors and officers against certain liabilities, subject to limitations set forth under applicable law.

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**Management Biography**<br>**Management Biographies**

**Rahul Malhotra** serves as our Chief Executive Officer and Director. He co-founded Financial Agency Group in February 2024 with Mr. Manish Prakash. Mr. Malhotra has over 15 years of experience in cross-border capital markets, corporate structuring, and IPO advisory. Since 2014, he has advised Indian companies on U.S. private placements through private placement agents and overseen fundraising and onboarding strategies for international clients. He has worked across industries including healthcare, EV mobility, real estate, and exports. Mr. Malhotra earned his degree in Commerce from Zakir Husain College, Delhi University, India, in 2008.

**Manish Prakash** is our Chief Financial Officer and Director. He co-founded Financial Agency Group in February 2024 alongside Mr. Malhotra. Mr. Prakash brings over 31 years of experience in financial consulting, business development, and international strategy. From 2005 to 2023, he held leadership roles in advisory firms focused on startup financing and global market entry. He has worked with companies in the insurance, healthcare and real estate sector. Mr. Prakash holds a degree in Commerce from Sri Guru Tegh Bahadur Khalsa College, Delhi University, India, earned in 1991.

**Corporate Governance**

As of the date of this offering, our Board of Directors consists of Mr. Malhotra and Mr. Prakash. We do not have any independent directors as defined under the NASDAQ listing standards. The company does not currently maintain audit, compensation, or nominating committees.

**Former Directors**

The following individuals previously served on our board of directors within the past year:

**Ms. Kavya Jha** served as a Director from December 20, 2024, until her resignation on May 26, 2025.Her appointment was part of the company's early-stage board formation and planning process. She did not receive any compensation or equity in connection with her role, and her

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resignation was voluntary and not related to any disagreement with the company's policies, operations, or practices.

**Mrs. Garima Malhotra**, the spouse of our Chief Executive Officer Rahul Malhotra, served as a Director from January 13, 2025, to July 9, 2025. Her appointment was part of the company's early-stage board formation and planning process. She did not receive any compensation or equity in connection with her role, and her resignation was voluntary and not related to any disagreement with the company's policies, operations, or practices.

The former directors, Kavya Jha and Garima Malhotra, did not receive or hold any shares or other equity interests in the company during their tenure or after their resignation. Their service on the board was non-equity based and did not involve any ownership in the company.

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**LEGAL PROCEEDINGS**

As of the date of this offering circular, the Company is not a party to any legal proceedings, and no such proceedings are known to be contemplated by any governmental authorities or other parties. To the knowledge of management, there are no material claims, actions, suits, proceedings, or investigations pending or threatened against the Company or any of its officers or directors in their capacities as such.

**HOW WE COMPENSATE OUR DIRECTOR AND EXECUTIVE OFFICER**

As of the date of this offering circular, we do not pay any compensation, salaries, or benefits to our directors or executive officers. Our executive team currently serves without compensation, and no amounts have been accrued or paid since the company's incorporation. Subject to the completion of this offering, and assuming we raise at least 20% of the maximum offering amount (i.e., $3,600,000), we expect to begin compensating our two directors at an annual gross salary of $175,000 each. These salaries are intended to reflect the full-time executive roles and responsibilities undertaken by the directors and will be implemented only after the company is adequately capitalized. The proposed salaries will be funded from offering proceeds and are subject to board ratification and budget availability. At present, we have not adopted any equity compensation plans, performance bonuses, or director stock option schemes. However, we may consider implementing an equity-based incentive plan in the future for the directors and to attract and retain qualified leadership and key personnel, subject to board and shareholder approval.

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Name/Position** | &nbsp;&nbsp;**Cash Compensation** | &nbsp;&nbsp;**Other Compensation** | &nbsp;&nbsp;**Total Compensation** |
| &nbsp;&nbsp;Rahul Malhotra | &nbsp;&nbsp;$175000 | &nbsp;&nbsp;- | &nbsp;&nbsp;$175000 |
| &nbsp;&nbsp;Manish Prakash | &nbsp;&nbsp;$175000 | &nbsp;&nbsp;- | &nbsp;&nbsp;$175000 |

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**WHO OWNS OUR COMMON STOCK**

The table below sets forth information regarding beneficial ownership of our common stock as of February 6, 2026, for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●each of our directors and executive officers,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●our directors and executive officers as a group, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●others who we know own more than five percent of our issued and outstanding equity securities.

We believe each of these persons has sole voting and investment power over the shares they own, unless otherwise noted. The address of our directors and executive officers is our address.

These shares were issued to our founders as part of the Company's initial capitalization and were not sales to outside investors.

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Name and Address of Beneficial Owner** | &nbsp;&nbsp;**Number of Shares**<br> **Before Offering** | &nbsp;&nbsp;**Number of Shares**<br> **After Offering** | &nbsp;&nbsp;**Percentage**<br> **Before Offering** | &nbsp;&nbsp;**Percentage**<br> **After Offering** |
| &nbsp;&nbsp;Rahul Malhotra<br> Director and CEO<br> 255 S Orange Avenue, Suite 104 #1261, Orlando, FL 32801 | &nbsp;&nbsp;50000000 | &nbsp;&nbsp;50000000 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;42.37% |
| &nbsp;&nbsp;Manish Prakash<br> Director and CFO<br> 255 S Orange Avenue, Suite 104 #1261, Orlando, FL 32801 | &nbsp;&nbsp;50000000 | &nbsp;&nbsp;50000000 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;42.37% |
| &nbsp;&nbsp;All Directors and Executive Officers as a Group (2 persons) | &nbsp;&nbsp;100000000 | &nbsp;&nbsp;100000000 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;84.75% |

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**DESCRIPTION OF SECURITIES WE ARE OFFERING**

**Common Stock**

We are offering up to 18,000,000 shares of our common stock. We are authorized to issue 225,149,897 shares of common stock, with a par value of $0.0001 per share. As of the date of this Offering Circular, we have 100,000,000 shares of common stock issued and outstanding. Assuming we sell all 18,000,000 shares being offered pursuant to this Offering Circular, we will have 118,000,000 shares issued and outstanding. The following is a summary of the material rights and restrictions associated with our common stock. This summary does not purport to be complete and is qualified in its entirety by our Certificate of Incorporation, Bylaws, and any applicable resolutions, which are included as exhibits to the Offering Statement of which this Offering Circular forms a part.

*Holders of our common stock have the following rights:*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.*Dividend Rights:* Holders are entitled to share equally and ratably in dividends from funds legally available therefore, if and when declared by our Board of Directors.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.*Liquidation Rights:* In the event of liquidation, dissolution, or winding up of the company, holders are entitled to share in all assets remaining after payment of liabilities and any preferred stock liquidation preferences.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.*Voting Rights:* Each share of common stock entitles the holder to one vote on all matters submitted to a vote of stockholders. Except as otherwise required by Wyoming law or our Certificate of Incorporation, a majority of votes cast by holders entitled to vote shall decide all matters properly submitted to stockholders.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.*Other Rights:* Holders do not have preemptive, subscription, redemption, or conversion rights, and there are no sinking fund provisions applicable to our common stock.<br>

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**Dividend Policy**

We have never declared or paid cash dividends on our common stock. We currently intend to retain any future earnings to fund operations and the growth of our business. As such, we do not expect to declare or pay any cash dividends in the foreseeable future. Any future determination to declare dividends will be made at the discretion of our Board of Directors and will depend on our financial condition, results of operations, capital requirements, contractual restrictions, and other factors the Board of Directors deems relevant.

**Transfer Agent**

We have not yet appointed a transfer agent. We intend to appoint a registered transfer agent prior to any quotation of our common stock on an over-the-counter market or other trading venue.

**RECENT SALES OF UNREGISTERED SECURITIES**

In a prior attempt to raise capital under Rule 506(c) of Regulation D, the Company filed a Form D with the SEC. The offering was structured around a lead investor placing funds into an escrow account. Commissions were disclosed in the Form D as charges that would have become payable only upon release of those funds. However, prior to the release of escrow, the investor withdrew from the transaction, and the offering failed to close. As a result, no securities were issued, no proceeds were received by the Company, and no commissions or fees were actually paid. The Company subsequently filed an amended Form D with the SEC to accurately reflect that no securities were sold and no capital was raised. This event did not involve any investor losses or regulatory findings. The Company believes this does not reflect any issue with its offering materials or compliance process and has since adopted enhanced capital raising protocols to support future offerings under Regulation A+.

In March 2024, the Company issued 50,000,000 shares of common stock each to its Chief Executive Officer, Rahul Malhotra, and its Chief Financial Officer, Manish Prakash, in connection with their initial capital contributions. These issuances were made pursuant to the exemption from registration provided by Section 4(a)(2) of the Securities Act, as transactions by an issuer not involving a public offering. No general solicitation or advertising was used in

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connection with these issuances, and the recipients of the shares represented their intention to hold the securities for investment purposes.

The Company initially filed a Form D in which the principal place of business was listed as New Delhi, India. The Company has subsequently filed an Amended Form D on September 18, 2025 to reflect Orlando, Florida as its principal executive office.

**DISQUALIFICATION AND BAD ACTOR DISCLOSURE**

To the best of the Company's knowledge, none of the Company, its predecessors, any affiliated issuer, any of the Company's directors, executive officers, other officers participating in the offering, promoters, or any beneficial owner of 20% or more of the Company's outstanding voting equity securities (calculated on the basis of voting power) is subject to any disqualifying event that would disqualify the Company under Rule 262 of Regulation A.

**LEGAL MATTERS**

The validity of the issuance of the common stock offered pursuant to this Offering Circular has been passed upon for us by Brittany Peck, Esq., Beverly Hills, California.

**EXPERTS**

The financial statements of Financial Agency Group for the period from February 14, 2024 to March 31, 2025 included in this Offering Circular have been audited by Crystal Arthur, CPA, an independent certified public accountant licensed in the State of Indiana (License No. CP11500183), as stated in her report appearing herein. We include the financial statements in reliance on the authority of Ms. Arthur as an expert in accounting and auditing.

**WHERE YOU CAN FIND MORE INFORMATION ABOUT US**

We have filed an offering statement on Form 1-A with the U.S. Securities and Exchange Commission (SEC) under the Securities Act of 1933 with respect to the common stock offered pursuant to this offering circular. This offering circular summarizes material provisions of the offering statement but does not contain all of the information included in the complete filing. For additional information about us and the securities being offered, you should refer to the full

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offering statement and the exhibits filed with it. Any reference in this offering circular to contracts, agreements, or other documents is only a summary and may not describe all the terms and conditions. The complete versions of those documents are included as exhibits to the offering statement. As a Tier 2 issuer under Regulation A, we are required to file periodic reports and other information with the Securities and Exchange Commission following qualification of the offering statement. You may access our SEC filings, including the complete offering statement and related exhibits, online through the SEC's website at www.sec.gov. The SEC also maintains a Public Reference Room at 100 F Street, N.E., Washington, D.C. 20549, where you may review and obtain copies of filings at prescribed rates. You may obtain additional information about the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330.

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**INDEX TO FINANCIAL STATEMENTS**

**Financial Agency Group**

Financial Statements

For the Period from February 14, 2024 (Inception) to March 31, 2025

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| |
|:---|
| Report of Independent Registered Public Accountant |
| Balance Sheets |
| Statements of Operations |
| Statements of Stockholders' Equity |
| Statements of Cash Flows |
| Notes to Financial Statements |

---

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**Crystal Arthur, CPA**

Certified Public Accountant

Licensed in the State of Indiana (License No. CP11500183)

Ellettsville, Indiana, United States

**REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM**

**To the Board of Directors and Shareholders, Financial Agency Group**

**Wyoming, United States.**

**Opinion**

We have audited the accompanying financial statements of Financial Agency Group (the "Company"), which comprise the balance sheets as of March 31, 2025 and March 31, 2024, and the related statements of operations, changes in stockholders' equity, and cash flows for the year ended March 31, 2025 and for the period from February 14, 2024 (inception) through March 31, 2024, and the related notes to the financial statements. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the Company as

of March 31, 2025 and March 31, 2024, and the results of its operations and its cash flows for the periods then ended, in accordance with accounting principles generally accepted in the United

States of America.

**Basis for Opinion**

These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on the financial statements based on our audits. We are required to be independent of the Company and to meet our other ethical responsibilities in

accordance with the relevant ethical requirements relating to our audit. We conducted our audits in accordance with auditing standards generally accepted in the United States of America (GAAS).

Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to

those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting

principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

**Responsibilities of Management for the Financial Statements**

Management is responsible for the preparation and fair presentation of these financial statements in accordance with U.S. GAAP, and for the design, implementation, and maintenance of internal

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control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error.

**Auditor's Responsibilities for the Audit of the Financial Statements**

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an

auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable investor.

/s/ Crystal Arthur, CPA

Crystal Arthur, CPA

Ellettsville, Indiana

February 4, 2026

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**Financial Agency Group**

As of March 31, 2025 and March 31, 2024

**Balance Sheets**

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;Mar 31, 2025 | &nbsp;&nbsp;Mar 31, 2024 |
| &nbsp;&nbsp;Cash & Cash Equivalents | &nbsp;&nbsp;$61567 | &nbsp;&nbsp;$10000 |
| &nbsp;&nbsp;Total Assets | &nbsp;&nbsp;$61567 | &nbsp;&nbsp;$10000 |
| &nbsp;&nbsp;Total Liabilities | &nbsp;&nbsp;$0 | &nbsp;&nbsp;$0 |
| &nbsp;&nbsp;Common Stock ($0.0001 par; 100,000,000 issued & outstanding) | &nbsp;&nbsp;$10000 | &nbsp;&nbsp;$10000 |
| &nbsp;&nbsp;Additional Paid-in Capital | &nbsp;&nbsp;$51567 | &nbsp;&nbsp;$0 |
| &nbsp;&nbsp;Accumulated Deficit | &nbsp;&nbsp;$0 | &nbsp;&nbsp;$0 |
| &nbsp;&nbsp;Total Stockholders' Equity | &nbsp;&nbsp;$61567 | &nbsp;&nbsp;$10000 |
| &nbsp;&nbsp;Total Liabilities & Stockholders' Equity | &nbsp;&nbsp;$61567 | &nbsp;&nbsp;$10000 |

---

**Statements of Operations**

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;Year Ended Mar 31, 2025 | &nbsp;&nbsp;Feb 14 – Mar 31, 2024 |
| &nbsp;&nbsp;Revenue | &nbsp;&nbsp;$0 | &nbsp;&nbsp;$0 |
| &nbsp;&nbsp;Operating Expenses | &nbsp;&nbsp;$0 | &nbsp;&nbsp;$0 |
| &nbsp;&nbsp;Net Income (Loss) | &nbsp;&nbsp;$0 | &nbsp;&nbsp;$0 |

---

**Statements of Changes in Stockholders' Equity**

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Description | &nbsp;&nbsp;Rahul Malhotra | &nbsp;&nbsp;Manish Prakash | &nbsp;&nbsp;Total Equity |
| &nbsp;&nbsp;Balance, Feb 14, 2024 (Inception) | &nbsp;&nbsp;$0 | &nbsp;&nbsp;$0 | &nbsp;&nbsp;$0 |
| &nbsp;&nbsp;Share Subscription (Mar 2024) | &nbsp;&nbsp;$5000 | &nbsp;&nbsp;$5000 | &nbsp;&nbsp;$10000 |
| &nbsp;&nbsp;Balance, Mar 31, 2024 | &nbsp;&nbsp;$5000 | &nbsp;&nbsp;$5000 | &nbsp;&nbsp;$10000 |
| &nbsp;&nbsp;Additional Paid-in Capital (Dec 2024) | &nbsp;&nbsp;$51567 | &nbsp;&nbsp;$0 | &nbsp;&nbsp;$51567 |
| &nbsp;&nbsp;Balance, Mar 31, 2025 | &nbsp;&nbsp;$56567 | &nbsp;&nbsp;$5000 | &nbsp;&nbsp;$61567 |

---

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**Statements of Cash Flows**

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;Year Ended Mar 31, 2025 | &nbsp;&nbsp;Feb 14 – Mar 31, 2024 |
| &nbsp;&nbsp;Net Cash Provided by Operating Activities | &nbsp;&nbsp;$0 | &nbsp;&nbsp;$0 |
| &nbsp;&nbsp;Net Cash from Financing Activities (Capital Contributions) | &nbsp;&nbsp;$51567 | &nbsp;&nbsp;$10000 |
| &nbsp;&nbsp;Net Increase in Cash | &nbsp;&nbsp;$51567 | &nbsp;&nbsp;$10000 |
| &nbsp;&nbsp;Cash at Beginning of Period | &nbsp;&nbsp;$10000 | &nbsp;&nbsp;$0 |
| &nbsp;&nbsp;Cash at End of Period | &nbsp;&nbsp;$61567 | &nbsp;&nbsp;$10000 |

---

**NOTES TO THE FINANCIAL STATEMENTS**<br>Financial Agency Group<br> For the Years Ended March 31, 2025 and March 31, 2024

**Note 1 – Nature of Business and Organization**

Financial Agency Group was incorporated on February 14, 2024 under the laws of the State of Wyoming, United States. The Company is a development-stage entity formed to provide advisory services to clients seeking to access U.S. public capital markets, including Regulation A+ and F-1 offerings. As of March 31, 2025, the Company had not commenced principal operations and had not generated any revenue. Operations have been funded primarily through capital contributions from its founding shareholders.

**Note 2 – Basis of Presentation**

The accompanying financial statements have been prepared in accordance with U.S. GAAP and are presented in U.S. dollars. The Company adopted March 31 as its fiscal year-end.

Accordingly, these financial statements include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●A balance sheet as of March 31, 2025 and March 31, 2024.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Statements of operations, stockholders' equity, and cash flows for the year ended March 31, 2025 and the stub period from February 14, 2024 (inception) through March 31,

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2024.<br>

The stub period ended March 31, 2024 reflects only initial capitalization, with no revenues and no expenses.

In preparing these financial statements, management considered the guidance in **Item 17(c) of Form 1-A**, which requires audited financial statements for the two most recent fiscal year ends, or since inception if shorter. Since the Company had one full fiscal year (2025) and one stub fiscal period (2024), both are presented.

Further, consistent with **ASU 2014-10**, the Company does not apply the cumulative "development stage" presentation that was previously required under ASC 915.

**Note 3 – Summary of Significant Accounting Policies**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Use of Estimates** – Preparation requires management to make estimates and assumptions that affect reported amounts. Actual results may differ.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Cash and Cash Equivalents** – Cash consists of deposits with financial institutions.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Income Taxes** – The Company is subject to U.S. federal and Wyoming state income taxes. No provision for income taxes has been recorded, as no taxable income was generated.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Fair Value of Financial Instruments** – The carrying amounts of cash approximate fair value due to short maturities.<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Start-Up Costs** – Expensed as incurred. No such costs were recorded for the periods presented.

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**Note 4 – Capital Contributions and Shareholders' Equity**

As of March 31, 2025, the Company had authorized common stock of $0.0001 par value, with 100,000,000 shares issued and outstanding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Rahul Malhotra (CEO):** 50,000,000 shares subscribed for $5,000.18.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Manish Prakash (CFO):** 50,000,000 shares subscribed for $5,000.46.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●In December 2024, Mr. Malhotra also contributed $51,567.48 as additional paid-in capital. This was not in exchange for equity and is non-repayable.<br>

As of March 31, 2024, only the initial share subscriptions of the two founders were recorded. No additional contributions had been made.

**Note 5 – Bank Account and Cash Holdings**

The Company maintains a business checking account at Community Federal Savings Bank. As of March 31, 2025, the account balance was $61,567. No other deposits or investments were held.

**Note 6 – Revenue and Operating Activities**

The Company had not commenced revenue-generating activities through March 31, 2025. No customer contracts or receivables existed.

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**Note 7 – Operating Expenses**

For the year ended March 31, 2025, no operating expenses were paid directly from the Company's bank account. Formation, legal, audit, and offering preparation costs were funded personally by the shareholders.<br> For the stub period ended March 31, 2024, no expenses were incurred.

**Note 8 – Liabilities and Payables**

As of March 31, 2025 and March 31, 2024, the Company had no liabilities, loans, vendor obligations, or payables.

**Note 9 – Commitments and Contingencies**

On July 1, 2025, the Company entered into a lease for its executive office in Orlando, Florida. The lease has an initial 12-month term, renewable for one additional year. Rent is payable quarterly at $3,750 ($15,000 annually). No rent expense was recognized for the periods ended March 31, 2025 and 2024.

**Note 10 – Related Party Transactions**

During the year ended March 31, 2025, founding shareholders personally funded approximately $150,000 of offering-related costs (legal, audit, compliance, EDGAR). These costs were not reimbursed and the shareholders waived reimbursement. Accordingly, no asset, liability, or equity entry is reflected in the Company's financial statements.

**Note 11 – Subsequent Events**

Management has evaluated subsequent events through February 6, 2026 (the date the financial statements were available for issuance) and concluded that no material subsequent events requiring adjustment or disclosure occurred.

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**Note 12 – Going Concern**

The Company has no revenues and limited cash. However, as of March 31, 2025 it had sufficient cash contributions from shareholders to sustain basic corporate maintenance. The continuation of operations is dependent upon successful completion of its Regulation A offering and raising additional capital. Management believes the Company can continue as a going concern for at least 12 months from the issuance of these financial statements.

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**PART III - EXHIBITS**

**Item 16. Index to Exhibits**<br>

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| | |
|:---|:---|
| &nbsp;&nbsp;**Exhibit No.** | &nbsp;&nbsp;**Description** |
| &nbsp;&nbsp;EX1A-2A | &nbsp;&nbsp;[Articles of Incorporation](fa_ex1a2a.htm) |
| &nbsp;&nbsp;EX1A-2B | &nbsp;&nbsp;[Bylaws](fa_ex1a2b.htm) |
| &nbsp;&nbsp;EX1A-6 | &nbsp;&nbsp;[Commission-Based Agent Agreement](fa_ex1a6.htm) |
| &nbsp;&nbsp;EX1A-4 | &nbsp;&nbsp;[Common Stock Subscription Agreement](fa_ex1a4.htm) |
| &nbsp;&nbsp;EX1A-12 | &nbsp;&nbsp;[Opinion of Legal Counsel (including consent)](fa_ex1a12.htm) |
| &nbsp;&nbsp;EX1A-11 | &nbsp;&nbsp;[Consent of Independent Certified Public Accountant (CPA)](fa_ex1a11.htm) |

---

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**SIGNATURES**

Pursuant to the requirements of Regulation A, the issuer certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form 1-A. The issuer has duly caused this Offering Statement on Form 1-A to be signed on its behalf by the undersigned, thereunto duly authorized, in Orlando, Florida, on February 6, 2026.

**FINANCIAL AGENCY GROUP**

By: /s/ Rahul Malhotra

Name: Rahul Malhotra<br>Title: Chief Executive Officer (Principal Executive Officer)<br>Date: February 6, 2026

The following persons in the capacities indicated have signed this Offering Statement on<br>Form 1-A:

By: /s/ Rahul Malhotra<br>Name: Rahul Malhotra<br>Title: Chief Executive Officer (Principal Executive Officer)<br>Date: February 6, 2026

By: /s/ Manish Prakash<br>Name: Manish Prakash<br>Title: Chief Financial Officer (Principal Financial and Accounting Officer)<br>Date: February 6, 2026

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## Ex1A-11

![](faex07_1.jpg)

**Crystal Arthur, CPA**

8888 N Memory Ln<br>Ellettsville, IN 47429<br>crystalarthur010@gmail.com

(484)457-2883

Licensed Number: CP11500183

**CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANT**

**Date: February 6, 2026**

**The Board of Directors and Shareholders of Financial Agency Group**

I hereby consent to the inclusion in the Offering Statement on Form 1-A of Financial Agency Group, and any amendments thereto, of my Independent Auditor's Report dated February 4, 2026, relating to the audited financial statements of the Company for the years ended March 31, 2025 and March 31, 2024, which appear in such Offering Statement filed pursuant to Regulation A under the Securities Act of 1933, as amended.

I further consent to the reference to me as an "independent certified public accountant," and to the inclusion of my report in any exhibits, investor materials, or other documents that may accompany or be incorporated by reference into the Offering Statement, or be submitted in

connection with the Company's application for quotation or listing on OTC Markets or any other alternative trading system.

I acknowledge that, as an independent certified public accountant, I am named as an expert in the Offering Statement in accordance with the requirements of the Securities Act of 1933, and I hereby consent to such designation.

This consent is provided solely for the purposes of compliance with the requirements of the Securities Act of 1933 and may not be used for any other purpose without my prior written consent.

/s/ Crystal Arthur, CPA<br>Crystal Arthur, CPA<br>Ellettsville, Indiana<br>February 6, 2026

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## Ex1A-12

**Brittany Peck, Esq.**

Attorney at Law Admitted in Missouri

February 6, 2026

Board of Directors

FINANCIAL AGENCY GROUP

255 S Orange Avenue Suite 104 #1261

Orlando, FL 32801 United States

Gentlemen:

At your request, I have acted as special counsel to Financial Agency Group, a Wyoming corporation ("FAG"), in connection with the preparation and filing of an offering statement on Form 1-A (the "Offering Statement") with the U.S. Securities and Exchange Commission (the "SEC") pursuant to Regulation A under the Securities Act of 1933, as amended (the "Securities Act"). The Offering Statement relates to the proposed offer and sale by FAG of up to 18,000,000 shares of its common stock, par value $0.0001 per share (the "Shares"). In rendering this opinion, I have examined the corporate records of FAG that I have deemed necessary or appropriate, including: the Certificate of Incorporation and all amendments thereto; the Bylaws; certain resolutions adopted by the Board of Directors relating to the authorization and issuance of the Shares; the current draft of the Offering Statement; certificates of officers of FAG and of applicable public officials; the form of common stock certificate; and such other documents, records, and instruments as I have considered necessary or appropriate for the purpose of this opinion. In conducting my examination, I have assumed the authenticity of all documents submitted to me as originals, the conformity to original documents of all documents submitted to me as certified or photostatic copies, the genuineness of all signatures, and the legal capacity of all natural persons executing such documents.

I have further assumed the due authorization, execution, and delivery of all documents by all parties thereto other than FAG, and the enforceability of such documents against such parties.

Based upon and subject to the foregoing, and under the laws of the State of Wyoming as currently in effect, it is my opinion that the Shares have been duly authorized for issuance and, when issued, sold, and delivered by FAG in the manner and for the consideration described in the Offering Statement, will be validly issued, fully paid, and non-assessable. This opinion is limited solely to the corporate laws of the State of Wyoming, and I express no opinion with respect to the laws of any other jurisdiction, including federal securities laws or the securities laws of any state.

I hereby consent to the inclusion of this opinion as an exhibit to the Offering Statement and to the references to this opinion under the heading "Index to Exhibits and Description of Exhibits" in Part III thereof. In giving such consent, I do not admit that I am within the category of persons whose consent is required under Section 7 of the Securities Act or the rules and regulations promulgated thereunder.

Sincerely,

/s/ Brittany Peck

Brittany Peck, Esq.

Bar License # 72456

*9461 Charleville Blvd. #1012 Beverly Hills, CA 90212*

*Phone: (860)465-7955*

*Email: Brittany.peck@TheLegalAgency.net*

THE LEGAL AGENCY, LLC

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## Ex1A-2A

![Picture 436253975](faex02_1.jpg)

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![Picture 280842888](faex02_2.jpg)

## Ex1A-2B

**Corporate Bylaws of Financial Agency Group**

**Article I – Offices**

Section 1. Principal Office. The principal office of the corporation shall be located in the State of Wyoming, or at such other location as the Board of Directors may determine.

Section 2. Other Offices. The corporation may also have offices at such other places as the Board of Directors may from time to time determine or the business of the corporation may require.

**Article II – Meetings of Shareholders**

Section 1. Annual Meetings. An annual meeting of the shareholders shall be held on such date and at such time as the Board of Directors shall determine, for the purpose of electing directors and for the transaction of such other business as may properly come before the meeting.

Section 2. Special Meetings. Special meetings of the shareholders may be called by the President, the Board of Directors, or shareholders holding not less than one-tenth of all the shares entitled to vote at the meeting.

Section 3. Place of Meeting. Meetings of the shareholders shall be held at the principal office of the corporation or at such other place as may be designated by the Board of Directors. Meetings may also be held by means of remote communication as permitted by Wyoming law.

Section 4. Notice of Meetings. Written or electronic notice stating the place, day, and hour of the meeting shall be delivered not less than ten (10) nor more than sixty (60) days before the date of the meeting.

Section 5. Quorum. A majority of the shares entitled to vote, present in person or by proxy, shall constitute a quorum at a meeting of shareholders.

Section 6. Voting. Each outstanding share entitled to vote shall be entitled to one vote upon each matter submitted to a vote at a meeting of shareholders. Unless otherwise provided by law or the Articles of Incorporation, all matters shall be decided by the affirmative vote of the majority of the shares represented at the meeting.

**Article III – Board of Directors**

Section 1. General Powers. The business and affairs of the corporation shall be managed by its Board of Directors.

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Section 2. Number and Tenure. The number of directors shall be as fixed from time to time by the Board of Directors, but shall not be fewer than one. Each director shall hold office until the next annual meeting of shareholders and until a successor shall have been elected and qualified.

Section 3. Regular Meetings. A regular meeting of the Board of Directors shall be held without notice immediately after, and at the same place as, the annual meeting of shareholders.

Section 4. Special Meetings. Special meetings of the Board of Directors may be called by or at the request of the President or any two directors.

Section 5. Quorum and Voting. A majority of the number of directors shall constitute a quorum for the transaction of business. The act of the majority of directors present at a meeting at which a quorum is present shall be the act of the Board of Directors.

Section 6. Vacancies. Any vacancy occurring in the Board of Directors may be filled by the remaining directors. A director elected to fill a vacancy shall serve until the next annual meeting of shareholders.

Section 7. Action Without Meeting. Any action required or permitted to be taken at a meeting of the Board may be taken without a meeting if all directors consent in writing or by electronic transmission.

**Article IV – Officers**

Section 1. Officers. The officers of the corporation shall include a President, Secretary, and Treasurer, and may include a Chief Executive Officer, Chief Financial Officer, and such other officers as may be elected or appointed by the Board of Directors.

Section 2. Duties. The President shall be the chief executive officer of the corporation. The Secretary shall keep the minutes of all meetings and be responsible for official records. The Treasurer shall oversee financial matters and maintain correct accounts. The Board may delegate duties as it sees fit.

Section 3. Election and Term of Office. The officers of the corporation shall be elected annually by the Board of Directors and serve at the pleasure of the Board.

Section 4. Removal. Any officer may be removed by the Board of Directors whenever in its judgment the best interests of the corporation would be served thereby.

**Article V – Shares**

Section 1. Issuance. The Board of Directors is authorized to issue shares of the corporation up to the maximum number authorized in the Articles of Incorporation without shareholder approval unless otherwise required by law.

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Section 2. Certificates or Book-Entry. Shares may be issued in certificated or uncertificated (book-entry) form. The corporation may maintain electronic records of ownership through a transfer agent or other system.

**Article VI – Indemnification**

The corporation shall indemnify any director, officer, or former director or officer of the corporation against expenses, including attorney's fees, judgments, fines, and amounts paid in settlement incurred by them in connection with any threatened, pending, or completed action, suit, or proceeding, to the fullest extent permitted by Wyoming law.

**Article VII – Conflicts of Interest**

Directors and officers must disclose any potential conflicts of interest. No contract or transaction between the corporation and one or more of its directors or officers shall be void solely for this reason if it is disclosed and approved by a majority of disinterested directors or shareholders.

**Article VIII – Fiscal Year**

The fiscal year of the corporation shall end on the 31st day of March each year, unless otherwise fixed by resolution of the Board of Directors.

**Article IX – Amendments**

These Bylaws may be amended or repealed and new Bylaws may be adopted by the Board of Directors or by the shareholders. If amended by shareholders, the Board may not alter that amendment unless permitted by the Articles of Incorporation or Wyoming law.

**Certification and Adoption**

These Bylaws of Financial Agency Group, a Wyoming corporation, were duly adopted and approved by the Board of Directors of the Corporation on February 14, 2024, to be effective as of the date of incorporation.

## Ex1A-4

**COMMON STOCK SUBSCRIPTION AGREEMENT**

This Common Stock Subscription Agreement (this "Agreement") is entered into by and between Financial Agency Group, a Wyoming corporation with its principal executive office located at 255 S Orange Avenue, Suite 104 #1261, Orlando, FL 32801, United States (the "Company"), and the undersigned subscriber (the "Subscriber"), effective as of the date the Company accepts this Agreement.

**1. Subscription**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.1Subscription. The Subscriber hereby irrevocably subscribes for and agrees to purchase the number of shares of the Company's common stock, par value $0.0001 per share (the "Common Stock"), set forth on the signature page hereof (the "Shares"), at a purchase price of $1.00 per share, for an aggregate subscription amount as set forth therein (the "Purchase Price"), subject to the terms and conditions set forth in this Agreement and the Offering Circular filed by the Company under Regulation A under the Securities Act of 1933, as amended (the "Securities Act").

1.2 Acceptance. The Subscriber understands and agrees that this subscription is not binding on the Company until it is accepted by the Company, in whole or in part, and that the Company reserves the right to reject this subscription, in whole or in part, in its sole and absolute discretion, for any reason or no reason, and that the Company may allot to the Subscriber fewer than the number of Shares subscribed for hereunder.

**2. Representations and Warranties of the Subscriber**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1Authority. If the Subscriber is an individual, the Subscriber has full legal capacity and authority to enter into and perform this Agreement. If the Subscriber is a corporation, partnership, trust, or other entity, it is duly formed and validly existing under the laws of the jurisdiction of its formation and has full power and authority to execute and perform this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.2No Government Disqualification. The Subscriber represents that neither the Subscriber nor any of its affiliates is subject to any disqualification provisions under Rule 262 of Regulation A under the Securities Act.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.3Receipt of Offering Materials. The Subscriber acknowledges that it has received and carefully reviewed the Company's current offering circular filed with the SEC

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(the "Offering Circular") and has had the opportunity to ask questions and receive answers from the Company regarding the Offering.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.4Investment Purpose. The Subscriber is acquiring the Shares for the Subscriber's own account, for investment purposes only, and not with a view to the resale or distribution thereof in violation of the Securities Act or applicable state securities laws.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.5No Broker or Dealer Reliance. The Subscriber has not been induced to enter into this Agreement by any representation or warranty by any person except as expressly set forth in the Offering Circular and this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.6Risk Acknowledgment. The Subscriber understands that an investment in the Shares involves a high degree of risk and is suitable only for investors who can bear the loss of their entire investment. The Subscriber has such knowledge, sophistication, and experience in business and financial matters that it is capable of evaluating the merits and risks of an investment in the Company.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.7Compliance with Laws. Any funds used for the subscription are not derived from illegal activity and do not violate U.S. anti-money laundering laws, the Bank Secrecy Act, the USA PATRIOT Act, or any other applicable law.

**3. Representations and Warranties of the Company**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.1Organization and Authority. The Company is duly organized, validly existing, and in good standing under the laws of the State of Wyoming and is duly qualified to do business in each jurisdiction where such qualification is required.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.2Valid Issuance. The Shares, when issued, sold, and delivered in accordance with the terms of this Agreement, will be duly authorized, validly issued, fully paid, and nonassessable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3No Conflict. The execution and delivery of this Agreement and the issuance of the Shares do not conflict with or result in a violation of the Company's organizational documents or any applicable law.

**4. Conditions to Subscription**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.1Payment of Purchase Price. The Subscriber shall deliver the Purchase Price by electronic payment, check, or wire transfer in immediately available funds to the account designated by the Company.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2Delivery of Shares. Upon acceptance of this Agreement and receipt of the Purchase Price, the Company shall deliver or cause its transfer agent to deliver the Shares to the Subscriber in book-entry form via direct registration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.3No Escrow. Funds delivered by the Subscriber are not subject to escrow and may be used by the Company upon acceptance.

**5. Restrictions on Transfer**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.1No Immediate Liquidity. The Subscriber acknowledges that there is no public market for the Shares at the time of subscription, and there can be no assurance that such a market will develop.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.2Legend. Any certificates or book-entry statements representing the Shares may bear a legend indicating that the securities have been issued pursuant to Regulation A and are subject to restrictions on transfer under applicable securities laws.

**6. Miscellaneous**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.1Governing Law. This Agreement shall be governed by and construed under the laws of the State of Florida without regard to principles of conflict of laws.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.2Entire Agreement. This Agreement (including the Offering Circular) constitutes the entire agreement between the parties and supersedes all prior agreements and understandings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.3Amendment and Waiver. This Agreement may be amended only by a written instrument signed by both parties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.4Binding Effect. This Agreement shall be binding upon and inure to the benefit of the parties hereto and their permitted successors and assigns.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.5Counterparts. This Agreement may be executed in counterparts, including electronically, each of which shall be deemed an original, and all of which together shall constitute one and the same instrument.

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**SIGNATURE PAGE TO SUBSCRIPTION AGREEMENT**

The undersigned Subscriber hereby subscribes for the number of shares of Common Stock set forth below at a price of $1.00 per share and agrees to be bound by the terms of this Subscription Agreement.

---

| | |
|:---|:---|
| &nbsp;&nbsp;Subscriber Name: | &nbsp;&nbsp;*[to be completed at execution]* |
| &nbsp;&nbsp;Number of Shares: | &nbsp;&nbsp;*[to be completed at execution]* |
| &nbsp;&nbsp;Total Subscription Amount: | &nbsp;&nbsp;*[to be completed at execution]* |
| &nbsp;&nbsp;Signature: | &nbsp;&nbsp;*[to be completed at execution]* |
| &nbsp;&nbsp;Date: | &nbsp;&nbsp;*[to be completed at execution]* |

---

<br>Accepted by Financial Agency Group:

By: ___________________________

Name: Rahul Malhotra

Title: Chief Executive Officer

Date: ___________________________

## Ex1A-6

**COMMISSION-BASED AGENT AGREEMENT**

This Commission-Based Agent Agreement (this "Agreement") is made and entered into as of [●], by and between **Financial Agency Group**, a Wyoming corporation (the "Company"), and [●], an individual or entity (the "Agent").

**1. Appointment**

Subject to the terms of this Agreement and applicable law, the Company hereby appoints the Agent as a **non-exclusive, independent referral agent** to introduce prospective investors to the Company solely in connection with its offering of securities pursuant to Regulation A under the Securities Act of 1933, as amended (the "Offering"). The Agent hereby accepts such appointment.

**2. Scope of Services**

The Agent shall only:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·Introduce prospective investors to the Company;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·Refrain from providing any investment advice, making recommendations, or negotiating offering terms;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·Avoid participation in the preparation of offering documents or subscription materials;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·Not engage in general solicitation or public advertising unless expressly authorized under applicable securities laws and approved in writing by the Company;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·Not handle any investor funds, securities, or subscription documents.

The Agent acknowledges that it is **not a broker-dealer** registered with the SEC or any state, and agrees to operate **strictly within the non-broker exemption safe harbor** provided by **Rule 3a4-1** of the Securities Exchange Act of 1934.

The Agent further agrees to comply with all applicable federal and state securities laws, including those governing "finders," and will not take any action that would require it to be registered as a broker-dealer under U.S. law.

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**3. Compensation**

If, and only if:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·An investor introduced **solely by the Agent** subscribes for securities directly with the Company;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·The Company **accepts the subscription** and issues securities to such investor; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·The Company **receives full payment** of the subscription amount,

then the Company shall pay the Agent a commission equal to [●]% (to be determined at the time of agent engagement) of the gross proceeds received from such investor.

No commission shall be payable:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·With respect to any investor not directly introduced by the Agent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·For investments made by Company officers, directors, employees, prior investors, or related parties;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·If such payment would violate any securities law, regulation, or SEC guidance.

The Agent shall not be reimbursed for any expenses unless pre-approved in writing by the Company.

The Company reserves the right to reject any investor introduced by the Agent in its sole discretion and without liability.

**4. Term and Termination**

This Agreement shall remain in effect until terminated by either party with five (5) business days' prior written notice. Termination shall not affect the Agent's right to receive commissions on subscriptions previously accepted and funded during the term of the Agreement.

**5. Independent Contractor**

The Agent shall act solely as an independent contractor. Nothing in this Agreement shall be deemed to create an agency, partnership, joint venture, or employment relationship. The Agent shall be solely responsible for its own taxes, insurance, and compliance obligations.

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**6. Representations and Warranties**

The Agent represents and warrants that:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·It is not subject to statutory disqualification under Rule 262 of Regulation A;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·It is not a party to any agreement or under investigation that would impair its ability to perform under this Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·It will promptly notify the Company of any regulatory inquiry, investigation, or litigation that may arise in connection with its activities under this Agreement.

**7. Confidentiality**

The Agent agrees to keep confidential all non-public information obtained in connection with this Agreement and not to disclose such information to any third party unless legally required or authorized in writing by the Company.

**8. Indemnification**

The Agent shall indemnify and hold harmless the Company and its officers, directors, and affiliates from and against any losses, liabilities, claims, damages, or expenses (including legal fees) arising out of or relating to any breach of this Agreement or any violation of applicable law by the Agent. The Company shall indemnify the Agent for actions taken in good faith within the scope of this Agreement, unless such actions involve negligence, fraud, or misconduct.

**9. Compliance with Rule 3a4-1**

The Agent agrees and acknowledges that it shall operate solely within the boundaries of the SEC's **Rule 3a4-1 Safe Harbor**, and shall not engage in any activities that would constitute acting as a broker-dealer without appropriate registration. The Company shall have the right to immediately terminate this Agreement upon any indication of a breach of this provision.

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**10. Miscellaneous**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Governing Law**: This Agreement shall be governed by the laws of the State of Florida without regard to its conflicts of law principles.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Entire Agreement**: This Agreement constitutes the entire agreement between the parties and supersedes all prior oral or written discussions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Amendments**: Must be in writing and signed by both parties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Notices**: All notices shall be in writing and delivered to the parties at the addresses below or to such other address as may be designated by either party.

**IN WITNESS WHEREOF**, the parties have executed this Agreement as of the date first written above.

**FINANCIAL AGENCY GROUP**<br>By: ___________________________<br>Name: Rahul Malhotra<br>Title: Chief Executive Officer<br>Address: <br>255 S Orange Avenue<br>Suite 104 #1261<br>Orlando, FL 32801<br>United States

**AGENT**<br>By: ___________________________<br>Name: [●]<br>Address: [●]