# EDGAR Filing Document

**Accession Number:** 0002112205
**File Stem:** 0002112205-26-000002
**Filing Date:** 2026-5
**Character Count:** 7755
**Document Hash:** d6216b8f33d721ca2c500d70d87cb7eb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002112205-26-000002.hdr.sgml**: 20260515

**ACCESSION NUMBER**: 0002112205-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260515

**DATE AS OF CHANGE**: 20260515

**EFFECTIVENESS DATE**: 20260515

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Capstone Wealth Management, Inc.
- **CENTRAL INDEX KEY:** 0002112205

**ORGANIZATION NAME:**
- **EIN:** 204603987
- **STATE OF INCORPORATION:** MT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26671
- **FILM NUMBER:** 26984733

**BUSINESS ADDRESS:**
- **STREET 1:** 1731 POLY DRIVE
- **CITY:** BILLINGS
- **STATE:** MT
- **ZIP:** 59102
- **BUSINESS PHONE:** (406) 325-1500

**MAIL ADDRESS:**
- **STREET 1:** 1731 POLY DRIVE
- **CITY:** BILLINGS
- **STATE:** MT
- **ZIP:** 59102

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Capstone Wealth Management Inc.<br>**Address:** 1731 POLY DRIVE<br>BILLINGS, MT 59102

**Form 13F File Number:** 028-26671

**CRD Number (if applicable):** 000130128

**SEC File Number (if applicable):** 801-132460

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lexie S. Pankratz<br>**Title:** Compliance Consultant<br>**Phone:** (406) 431-0708

**Signature, Place, and Date of Signing:**

Lexie S. Pankratz  Clancy, MT  05-15-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 38

**Form 13F Information Table Value Total:** $117906826

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 237116 | 914 | SH |  | SOLE |  | 0 | 0 | 914 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 1914730 | 23572 | SH |  | SOLE |  | 0 | 0 | 23572 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 4288380 | 49862 | SH |  | SOLE |  | 0 | 0 | 49862 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 2269214 | 20209 | SH |  | SOLE |  | 0 | 0 | 20209 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 340585 | 712 | SH |  | SOLE |  | 0 | 0 | 712 |
| CATERPILLAR INC | COM | 149123101 |  | 698619 | 977 | SH |  | SOLE |  | 0 | 0 | 977 |
| CHEVRON CORP NEW | COM | 166764100 |  | 504438 | 2558 | SH |  | SOLE |  | 0 | 0 | 2558 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 5279891 | 133787 | SH |  | SOLE |  | 0 | 0 | 133787 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 3376730 | 99184 | SH |  | SOLE |  | 0 | 0 | 99184 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 7781508 | 108514 | SH |  | SOLE |  | 0 | 0 | 108514 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 6989575 | 111193 | SH |  | SOLE |  | 0 | 0 | 111193 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 1492669 | 20515 | SH |  | SOLE |  | 0 | 0 | 20515 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 40888252 | 1040681 | SH |  | SOLE |  | 0 | 0 | 1040681 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS HI | 25434V757 |  | 2675724 | 78721 | SH |  | SOLE |  | 0 | 0 | 78721 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 232362 | 7129 | SH |  | SOLE |  | 0 | 0 | 7129 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 7633320 | 211948 | SH |  | SOLE |  | 0 | 0 | 211948 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 474967 | 13470 | SH |  | SOLE |  | 0 | 0 | 13470 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 420755 | 17437 | SH |  | SOLE |  | 0 | 0 | 17437 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 3039964 | 82028 | SH |  | SOLE |  | 0 | 0 | 82028 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 255639 | 5337 | SH |  | SOLE |  | 0 | 0 | 5337 |
| DIMENSIONAL ETF TRUST | WORLD X US CORE | 25434V880 |  | 4200350 | 122121 | SH |  | SOLE |  | 0 | 0 | 122121 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 576504 | 15300 | SH |  | SOLE |  | 0 | 0 | 15300 |
| FIRST INTST BANCSYSTEM INC | COM CL A | 32055Y201 |  | 799099 | 23638 | SH |  | SOLE |  | 0 | 0 | 23638 |
| ISHARES TR | SELECT DIV ETF | 464287168 |  | 456135 | 3010 | SH |  | SOLE |  | 0 | 0 | 3010 |
| ISHARES TR | CORE S ETF | 464287200 |  | 5203472 | 7878 | SH |  | SOLE |  | 0 | 0 | 7878 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2500534 | 25223 | SH |  | SOLE |  | 0 | 0 | 25223 |
| JP MORGAN EXCHANGE TRADED F | SHORT DURA CORE | 46641Q274 |  | 999031 | 21195 | SH |  | SOLE |  | 0 | 0 | 21195 |
| JP MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 864248 | 18398 | SH |  | SOLE |  | 0 | 0 | 18398 |
| JP MORGAN EXCHANGE TRADED F | ULTRA SHORT ETF | 46641Q837 |  | 2370679 | 46986 | SH |  | SOLE |  | 0 | 0 | 46986 |
| LOWES COS INC | COM | 548661107 |  | 1778261 | 7590 | SH |  | SOLE |  | 0 | 0 | 7590 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 3210305 | 34534 | SH |  | SOLE |  | 0 | 0 | 34534 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 463085 | 994 | SH |  | SOLE |  | 0 | 0 | 994 |
| SELECT SECTOR SPDR TR | STATE STREEET ENE | 81369Y506 |  | 324722 | 5490 | SH |  | SOLE |  | 0 | 0 | 5490 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1209063 | 15927 | SH |  | SOLE |  | 0 | 0 | 15927 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 909074 | 8199 | SH |  | SOLE |  | 0 | 0 | 8199 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 406752 | 673 | SH |  | SOLE |  | 0 | 0 | 673 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 232802 | 525 | SH |  | SOLE |  | 0 | 0 | 525 |
| VANGUARD INDEX FDS | SMALL CP | 922908751 |  | 608272 | 2297 | SH |  | SOLE |  | 0 | 0 | 2297 |

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