# EDGAR Filing Document

**Accession Number:** 0002127516
**File Stem:** 0001538716-26-000027
**Filing Date:** 2026-4
**Character Count:** 5933
**Document Hash:** 638562c00955f17c02b0d0d8aff89954
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001538716-26-000027.hdr.sgml**: 20260410

**ACCESSION NUMBER**: 0001538716-26-000027

**CONFORMED SUBMISSION TYPE**: 3

**PUBLIC DOCUMENT COUNT**: 4

**CONFORMED PERIOD OF REPORT**: 20260404

**FILED AS OF DATE**: 20260410

**DATE AS OF CHANGE**: 20260410

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** Rana Gaurav
- **CENTRAL INDEX KEY:** 0002127516

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 3
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-39050
- **FILM NUMBER:** 26855582

**MAIL ADDRESS:**
- **STREET 1:** 1825 SOUTH GRANT STREET, SUITE 850
- **CITY:** SAN MATEO
- **STATE:** CA
- **ZIP:** 94402
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Oportun Financial Corp
- **CENTRAL INDEX KEY:** 0001538716
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 453361983
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 1825 SOUTH GRANT STREET, SUITE 850
- **CITY:** SAN MATEO
- **STATE:** CA
- **ZIP:** 94402
- **BUSINESS PHONE:** (650) 810-8823

**MAIL ADDRESS:**
- **STREET 1:** 1825 SOUTH GRANT STREET, SUITE 850
- **CITY:** SAN MATEO
- **STATE:** CA
- **ZIP:** 94402

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Progreso Financiero Holdings, Inc.
- **DATE OF NAME CHANGE:** 20120104

## Ex-24

![](poa-grana001.jpg)

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![](poa-grana002.jpg)

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### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 3

### INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>Rana Gaurav<br><sub>(Last) (First) (Middle)</sub><br>OPORTUN FINANCIAL CORPORATION<br>1825 SOUTH GRANT STREET, SUITE 850<br><sub>(Street)</sub><br>SAN MATEO, CA 94402<br><sub>(City) (State) (Zip)</sub> | **3. Issuer Name and Ticker or Trading Symbol**<br>Oportun Financial Corp [ OPRT ] | **5. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  |
| **2. Date of Event Requiring Statement (Month/Day/Year)**<br>2026-04-04 | **4. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[ ] Director   [ ] 10% Owner<br>[X] Officer (give title below)   [ ] Other (specify below)<br>_CO-PEO, GM OF LENDING_ | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities Beneficially Owned

---

|  |  |  |  |
| --- | --- | --- | --- |
| 1. Title of Security | 2. Amount of Securities Beneficially Owned | 3. Ownership Form | 4. Nature of Indirect Beneficial Ownership |
| Common Stock | 180031<sup>(1)(2)(3)</sup> | D |  |
| Common Stock | 25 | I | By Spouse<sup>(4)</sup> |

---

## Table II - Derivative Securities Beneficially Owned

---

|  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Date Exercisable and Expiration Date (Month/Day/Year) | 2. Date Exercisable and Expiration Date (Month/Day/Year) | 3. Title and Amount of Underlying Securities | 3. Title and Amount of Underlying Securities | 4. Conversion or Exercise Price | 5. Ownership Form | 6. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 4. Conversion or Exercise Price | 5. Ownership Form | 6. Nature of Indirect Beneficial Ownership |
| Stock Option  (Right to Buy) | <sup>(5)</sup> | 2027-08-31 | Common Stock | 4228 | $23.65 | D |  |
| Stock Option  (Right to Buy) | <sup>(5)</sup> | 2029-06-27 | Common Stock | 10775 | $18.04 | D |  |
| Stock Option  (Right to Buy) | <sup>(5)</sup> | 2030-03-09 | Common Stock | 12950 | $19 | D |  |
| Stock Option  (Right to Buy) | <sup>(5)</sup> | 2031-03-09 | Common Stock | 4856 | $21.26 | D |  |
| Stock Option  (Right to Buy) | <sup>(5)</sup> | 2032-03-09 | Common Stock | 17529 | $13.26 | D |  |

---

### Footnotes:

(1) Includes 6,789 unvested restricted stock units ("RSUs") from a previous grant dated June 14, 2024. 1/3 of the total number of shares subject to the RSU award vests annually until the award is fully vested on March 10, 2027, subject to the continued service of the Reporting Person on each vesting date.

(2) Includes 23,405 unvested RSUs from a previous grant dated December 20, 2024. 1/3 of the total number of shares subject to the RSU award vests annually until the award is fully vested on December 10, 2027, subject to the continued service of the Reporting Person on each vesting date.

(3) Includes 80,306 unvested RSUs from a previous grant dated December 31, 2025. 1/3 of the total number of shares subject to the RSU award vests annually until the award is fully vested on December 10, 2028, subject to the continued service of the Reporting Person on each vesting date.

(4) Shares of Common Stock owned by the Reporting Person's spouse.

(5) The Stock Option is fully vested.

**Signature:** /s/Kathleen Layton (Attorney-in-Fact)  
**Date:** 2026-04-10

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**