# EDGAR Filing Document

**Accession Number:** 0001365135
**File Stem:** 0001193125-26-077326
**Filing Date:** 2026-2
**Character Count:** 8404
**Document Hash:** 28db8545cdc1dd798dfb415f77a17c9f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-077326.hdr.sgml**: 20260226

**ACCESSION NUMBER**: 0001193125-26-077326

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260226

**DATE AS OF CHANGE**: 20260226

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Western Union CO
- **CENTRAL INDEX KEY:** 0001365135
- **STANDARD INDUSTRIAL CLASSIFICATION:** SERVICES-BUSINESS SERVICES, NEC [7389]
- **ORGANIZATION NAME:** 07 Trade & Services
- **EIN:** 204531180
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-290539
- **FILM NUMBER:** 26690429

**BUSINESS ADDRESS:**
- **STREET 1:** 7001 EAST BELLEVIEW AVENUE
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80237
- **BUSINESS PHONE:** (866) 405-5012

**MAIL ADDRESS:**
- **STREET 1:** 7001 EAST BELLEVIEW AVENUE
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80237
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Western Union CO
- **CENTRAL INDEX KEY:** 0001365135
- **STANDARD INDUSTRIAL CLASSIFICATION:** SERVICES-BUSINESS SERVICES, NEC [7389]
- **ORGANIZATION NAME:** 07 Trade & Services
- **EIN:** 204531180
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** 7001 EAST BELLEVIEW AVENUE
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80237
- **BUSINESS PHONE:** (866) 405-5012

**MAIL ADDRESS:**
- **STREET 1:** 7001 EAST BELLEVIEW AVENUE
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80237

**Free Writing Prospectus** 

**Filed Pursuant to Rule 433** 

**Registration Statement No. 333-290539** 

**(Relating to the Preliminary Prospectus Supplement** 

**dated February 26, 2026 to the Prospectus dated September 26, 2025)**![LOGO](g113890g0227015402251.jpg)

**The Western Union Company** 

**$450,000,000 4.750% Notes due 2029** 

February 26, 2026

Pricing Term Sheet

---

| | |
|:---|:---|
| Issuer: | The Western Union Company |
| Expected Ratings (Moody's / S&P)\*: | Baa2 (Stable) / BBB (Stable) |
| Format: | SEC-Registered |
| Trade Date: | February 26, 2026 |
| Settlement Date\*\*: | March 9, 2026 (T+7) |
| Interest Payment Dates: | Semi-annually on June 15 and December 15 of each year, commencing on December 15, 2026 |
| Interest Rate Adjustment: | The interest rate payable on the notes will be subject to adjustment from time to time if either Moody's or S&P (or any Substitute Rating Agency (as defined in the preliminary prospectus supplement)) downgrades (or subsequently upgrades) the debt rating assigned to the notes as described under "Description of the Notes—General—Interest Rate Adjustment" in the preliminary prospectus supplement. |
| Change of Control: | If a Change of Control Triggering Event (as defined under "Description of the Notes—Optional Redemption—Change of Control" in the preliminary prospectus supplement) occurs, unless the Issuer has exercised its right to redeem the notes, the Issuer will be required to offer to repurchase the notes at a price equal to 101% of the aggregate principal amount of notes repurchased, plus accrued and unpaid interest, if any, on the notes repurchased to, but not including, the date of repurchase |
| Minimum Denominations: | $2,000 and integral multiples of $1,000 in excess thereof |
| Day Count Convention: | 30/360 |
| Business Days: | New York |
| Use of Proceeds: | The Issuer intends to use the net proceeds from the sale of the notes, together with proceeds from other funding sources, to repay at maturity all $600.0 million of the Issuer's 1.350% notes due 2026 and to pay any accrued interest in respect thereof. |

---

------

---

| | |
|:---|:---|
| Joint Book-Running Managers: | Citigroup Global Markets Inc.<br> BofA Securities, Inc.<br> U.S. Bancorp Investments, Inc.<br> Wells Fargo Securities, LLC<br> Barclays Capital Inc.<br> CIBC World Markets Corp. |
| Senior Co-Managers: | Fifth Third Securities, Inc.<br> Scotia Capital (USA) Inc.<br> BBVA Securities Inc. |
| Co-Managers: | RBC Capital Markets, LLC<br> ICBC Standard Bank Plc<br> Huntington Securities, Inc.<br> Loop Capital Markets LLC<br> J.P. Morgan Securities LLC<br> BMO Capital Markets Corp.<br> SG Americas Securities, LLC<br> UBS Securities LLC |

---

**4.750% Notes Due 2029** 

---

| | |
|:---|:---|
| Principal Amount: | $450000000 |
| Maturity Date: | June 15, 2029 |
| Price to Public (percent of principal amount): | 99.939% of principal amount |
| Net Proceeds (before expenses) to Issuer: | $447925500 |
| Spread to Benchmark Treasury: | +130 basis points |
| Benchmark Treasury: | 3.500% due February 15, 2029 |
| Benchmark Treasury Price and Yield: | 100-03<sup>1</sup>⁄<sub>4</sub>; 3.463% |
| Yield to Maturity: | 4.763% |
| Coupon (Interest Rate): | 4.750% |
| Optional Redemption — Make-Whole Call: | Make-whole call at any time prior to May 15, 2029, at the greater of (1) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the redemption date on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the Treasury Rate (as defined under "Description of the Notes—Optional Redemption" in the preliminary prospectus supplement) plus 20 basis points, less unpaid interest accrued thereon to, but not including, the redemption date and (2) 100% of the principal amount of the notes to be redeemed, plus, in either case, unpaid interest accrued thereon to, but not including, the redemption date |

---

------

---

| | |
|:---|:---|
| Optional Redemption — Par Call: | Par call at any time on or after May 15, 2029, at a price equal to 100% of the principal amount of the notes being redeemed, plus unpaid interest accrued thereon to, but not including, the redemption date |
| CUSIP / ISIN: | 959802 BB4 / US959802BB45 |

---

\* Note: A securities rating is not a recommendation to buy, sell or hold these securities and may be subject to revision or withdrawal at any time. Each of the security ratings above should be evaluated independently of any other security rating.

\*\* The Issuer expects to deliver the notes against payment on or about March 9, 2026, which is the seventh U.S. business day following the date of this pricing term sheet (such settlement being referred to as "T+7"). Under Rule 15c6-1 under the Exchange Act, trades in the secondary market are required to settle in one U.S. business day, unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade the notes prior to the first U.S. business day before the settlement date will be required, by virtue of the fact that the notes initially settle in T+7, to specify an alternate settlement arrangement at the time of any such trade to prevent a failed settlement. Purchasers of the notes who wish to trade the notes prior to the first U.S. business day before the settlement date should consult their advisors. 

**The Issuer has filed a registration statement (including a base prospectus and a prospectus supplement) with the U.S. Securities and Exchange Commission (SEC) for the offering to which this communication relates. Capitalized terms used herein and not otherwise defined herein have the meanings specified in the prospectus supplement. Before you invest, you should read the prospectus supplement for this offering, the prospectus in that registration statement and any other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may get these documents for free by searching the SEC online data base (EDGAR) on the SEC web site at http://www.sec.gov. Alternatively, the Issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus supplement and prospectus if you request it by calling Citigroup Global Markets Inc. at 1-800-831-9146; BofA Securities, Inc. at 1-800-294-1322; U.S. Bancorp Investments, Inc. at 1-877-558-2607; and Wells Fargo Securities, LLC at 1-800-645-3751.** 

**Any disclaimers or other notices that may appear below are not applicable to this communication and should be disregarded. Such disclaimers or other notices were automatically generated as a result of this communication being sent via Bloomberg or another email system.**