# EDGAR Filing Document

**Accession Number:** 0001695664
**File Stem:** 0001695664-25-000006
**Filing Date:** 2025-10
**Character Count:** 50492
**Document Hash:** 2775b8adabaaeb845fc5c342ed871761
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001695664-25-000006.hdr.sgml**: 20251028

**ACCESSION NUMBER**: 0001695664-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251028

**DATE AS OF CHANGE**: 20251028

**EFFECTIVENESS DATE**: 20251028

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mascoma Wealth Management LLC
- **CENTRAL INDEX KEY:** 0001695664

**ORGANIZATION NAME:**
- **EIN:** 473031243
- **STATE OF INCORPORATION:** NH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17607
- **FILM NUMBER:** 251423116

**BUSINESS ADDRESS:**
- **STREET 1:** 80 SOUTH MAIN STREET STE 103
- **CITY:** HANOVER
- **STATE:** NH
- **ZIP:** 03755
- **BUSINESS PHONE:** 6036768813

**MAIL ADDRESS:**
- **STREET 1:** 80 SOUTH MAIN STREET STE 103
- **CITY:** HANOVER
- **STATE:** NH
- **ZIP:** 03755

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Mascoma Wealth Management LLC<br>**Address:** 80 SOUTH MAIN STREET STE 103<br>HANOVER, NH 03755

**Form 13F File Number:** 028-17607

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Genevieve Kozlowski<br>**Title:** Compliance Management Associate<br>**Phone:** 6034438648

**Signature, Place, and Date of Signing:**

Genevieve Kozlowski  Hanover, NH  10-28-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 457

**Form 13F Information Table Value Total:** $453697125

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC COM | Stock | 023135106 |  | 1363530 | 6210 | SH |  | SOLE | 0 | 1810 | 0 | 4400 |
| ISHARES MORNINGSTAR VALUE ETF | ETF | 464288109 |  | 70936 | 788 | SH |  | SOLE | 0 | 788 | 0 | 0 |
| INVESCO QQQ TRUST SERIES I | ETF | 46090E103 |  | 1372783 | 2287 | SH |  | SOLE | 0 | 764 | 0 | 1522 |
| TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 |  | 55614 | 197 | SH |  | SOLE | 0 | 197 | 0 | 0 |
| STARBUCKS CORP COM | Stock | 855244109 |  | 33248 | 393 | SH |  | SOLE | 0 | 60 | 0 | 333 |
| HANCOCK JOHN INVT TR II COM | CEF | 410142103 |  | 700 | 50 | SH |  | SOLE | 0 | 0 | 0 | 50 |
| GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF | ETF | 381430107 |  | 20770 | 505 | SH |  | SOLE | 0 | 504 | 0 | 0 |
| ELEVANCE HEALTH INC FORMERLY A COM | Stock | 036752103 |  | 24234 | 75 | SH |  | SOLE | 0 | 0 | 0 | 75 |
| ISHARES GOLD TRUST | ETF | 464285204 |  | 90963 | 1250 | SH |  | SOLE | 0 | 0 | 0 | 1250 |
| EBAY INC. COM | Stock | 278642103 |  | 15734 | 173 | SH |  | SOLE | 0 | 0 | 0 | 173 |
| BAR HBR BANKSHARES COM | Stock | 066849100 |  | 73923 | 2427 | SH |  | SOLE | 0 | 2317 | 0 | 109 |
| IONIS PHARMACEUTICALS INC COM | Stock | 462222100 |  | 916 | 14 | SH |  | SOLE | 0 | 14 | 0 | 0 |
| PIMCO CALIF MUN INCOME FD COM | CEF | 72200N106 |  | 2197 | 252 | SH |  | SOLE | 0 | 252 | 0 | 0 |
| MONSTER BEVERAGE CORP NEW COM | Stock | 61174X109 |  | 2558 | 38 | SH |  | SOLE | 0 | 38 | 0 | 0 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 230292 | 1242 | SH |  | SOLE | 0 | 729 | 0 | 513 |
| SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS | Stock | G7997R103 |  | 1652 | 7 | SH |  | SOLE | 0 | 7 | 0 | 0 |
| WASTE MGMT INC DEL COM | Stock | 94106L109 |  | 168714 | 764 | SH |  | SOLE | 0 | 104 | 0 | 660 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 63993 | 195 | SH |  | SOLE | 0 | 38 | 0 | 157 |
| OLIN CORP COM PAR $1 | Stock | 680665205 |  | 3749 | 150 | SH |  | SOLE | 0 | 150 | 0 | 0 |
| COSTCO WHSL CORP NEW COM | Stock | 22160K105 |  | 871943 | 942 | SH |  | SOLE | 0 | 842 | 0 | 100 |
| ISHARES MSCI EMERGING MARKETS ETF | ETF | 464287234 |  | 174642 | 3270 | SH |  | SOLE | 0 | 501 | 0 | 2769 |
| GOLDMAN SACHS GROUP INC COM | Stock | 38141G104 |  | 19909 | 25 | SH |  | SOLE | 0 | 25 | 0 | 0 |
| WATSCO INC COM | Stock | 942622200 |  | 36387 | 90 | SH |  | SOLE | 0 | 90 | 0 | 0 |
| ISHARES ESG MSCI KLD 400 ETF | ETF | 464288570 |  | 9867848 | 78347 | SH |  | SOLE | 0 | 64349 | 0 | 13998 |
| SHELL PLC SPON ADS | ADR | 780259305 |  | 3863 | 54 | SH |  | SOLE | 0 | 54 | 0 | 0 |
| PACER GLOBAL CASH COWS DIVIDEND ETF | ETF | 69374H709 |  | 42592 | 1075 | SH |  | SOLE | 0 | 1075 | 0 | 0 |
| BOSTON SCIENTIFIC CORP COM | Stock | 101137107 |  | 976 | 10 | SH |  | SOLE | 0 | 10 | 0 | 0 |
| REAL ESTATE SELECT SECTOR SPDR FUND | ETF | 81369Y860 |  | 4044 | 96 | SH |  | SOLE | 0 | 96 | 0 | 0 |
| PROCTER AND GAMBLE CO COM | Stock | 742718109 |  | 280872 | 1828 | SH |  | SOLE | 0 | 1723 | 0 | 105 |
| COCA COLA CO COM | Stock | 191216100 |  | 243461 | 3671 | SH |  | SOLE | 0 | 2861 | 0 | 810 |
| PUTNAM MUN OPPORTUNITIES TR SH BEN INT | CEF | 746922103 |  | 12303 | 1191 | SH |  | SOLE | 0 | 1191 | 0 | 0 |
| ISHARES U.S. HEALTHCARE ETF | ETF | 464287762 |  | 12625 | 215 | SH |  | SOLE | 0 | 160 | 0 | 55 |
| BLACKROCK MUNI INCOME TR II COM | CEF | 09249N101 |  | 13209 | 1264 | SH |  | SOLE | 0 | 1264 | 0 | 0 |
| FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND | ETF | 336917109 |  | 29996 | 691 | SH |  | SOLE | 0 | 691 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L P COM | Stock | 293792107 |  | 31270 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| MARRIOTT INTL INC NEW CL A | Stock | 571903202 |  | 35680 | 137 | SH |  | SOLE | 0 | 27 | 0 | 110 |
| BIOGEN INC COM | Stock | 09062X103 |  | 129574 | 925 | SH |  | SOLE | 0 | 925 | 0 | 0 |
| CARNIVAL CORP PAIRED CTF | Stock | 143658300 |  | 1446 | 50 | SH |  | SOLE | 0 | 50 | 0 | 0 |
| ISHARES MSCI ACWI EX U.S. ETF | ETF | 464288240 |  | 30230 | 465 | SH |  | SOLE | 0 | 0 | 0 | 465 |
| ALLIANCEBERNSTEIN NATL MUN INM COM | CEF | 01864U106 |  | 3743 | 345 | SH |  | SOLE | 0 | 345 | 0 | 0 |
| INTEL CORP COM | Stock | 458140100 |  | 81299 | 2423 | SH |  | SOLE | 0 | 0 | 0 | 2423 |
| STATE STR CORP COM | Stock | 857477103 |  | 11601 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| NETFLIX INC COM | Stock | 64110L106 |  | 91118 | 76 | SH |  | SOLE | 0 | 76 | 0 | 0 |
| PAYCHEX INC COM | Stock | 704326107 |  | 116264 | 917 | SH |  | SOLE | 0 | 145 | 0 | 772 |
| ISHARES CORE 80/20 AGGRESSIVE ALLOCATION ETF | ETF | 464289859 |  | 186623 | 2117 | SH |  | SOLE | 0 | 1059 | 0 | 1057 |
| FORTIS INC COM | Stock | 349553107 |  | 4617 | 91 | SH |  | SOLE | 0 | 91 | 0 | 0 |
| ISHARES CORE 60/40 BALANCED ALLOCATION ETF | ETF | 464289867 |  | 63560 | 987 | SH |  | SOLE | 0 | 937 | 0 | 50 |
| ISHARES ESG AWARE MSCI EAFE ETF | ETF | 46435G516 |  | 6207735 | 66764 | SH |  | SOLE | 0 | 54880 | 0 | 11884 |
| TETRA TECH INC NEW COM | Stock | 88162G103 |  | 8345 | 250 | SH |  | SOLE | 0 | 250 | 0 | 0 |
| WELLS FARGO CO NEW PERP PFD CNV A | Convertible Preferred | 949746804 |  | 3703 | 3 | SH |  | SOLE | 0 | 3 | 0 | 0 |
| SUN LIFE FINANCIAL INC. COM | Stock | 866796105 |  | 1199 | 20 | SH |  | SOLE | 0 | 19 | 0 | 0 |
| MERCK  CO INC COM | Stock | 58933Y105 |  | 37349 | 445 | SH |  | SOLE | 0 | 331 | 0 | 114 |
| ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 |  | 48051 | 450 | SH |  | SOLE | 0 | 450 | 0 | 0 |
| SPDR S 500 ETF TRUST | ETF | 78462F103 |  | 884021 | 1327 | SH |  | SOLE | 0 | 1327 | 0 | 0 |
| BANK OF NT BUTTERFIELD LTD SHS NEW | Stock | G0772R208 |  | 1717 | 40 | SH |  | SOLE | 0 | 40 | 0 | 0 |
| FIDELITY HIGH DIVIDEND ETF | ETF | 316092840 |  | 1936998 | 34769 | SH |  | SOLE | 0 | 29486 | 0 | 5283 |
| MCKESSON CORP COM | Stock | 58155Q103 |  | 31674 | 41 | SH |  | SOLE | 0 | 41 | 0 | 0 |
| FIDELITY DIVIDEND ETF FOR RISING RATES | ETF | 316092832 |  | 274143 | 4677 | SH |  | SOLE | 0 | 2160 | 0 | 2515 |
| MASTERCARD INCORPORATED CL A | Stock | 57636Q104 |  | 102386 | 180 | SH |  | SOLE | 0 | 180 | 0 | 0 |
| ILLINOIS TOOL WKS INC COM | Stock | 452308109 |  | 87094 | 334 | SH |  | SOLE | 0 | 193 | 0 | 141 |
| CRISPR THERAPEUTICS AG NAMEN AKT | Stock | H17182108 |  | 2592 | 40 | SH |  | SOLE | 0 | 40 | 0 | 0 |
| EMERSON ELEC CO COM | Stock | 291011104 |  | 95106 | 725 | SH |  | SOLE | 0 | 725 | 0 | 0 |
| ALCOA CORP COM | Stock | 013872106 |  | 98670 | 3000 | SH |  | SOLE | 0 | 0 | 0 | 3000 |
| ISHARES CORE 30/70 CONSERVATIVE ALLOCATION ETF | ETF | 464289883 |  | 7349 | 183 | SH |  | SOLE | 0 | 183 | 0 | 0 |
| DIAGEO PLC SPON ADR NEW | ADR | 25243Q205 |  | 4581 | 48 | SH |  | SOLE | 0 | 0 | 0 | 48 |
| ANNALY CAPITAL MANAGEMENT INC COM NEW | REIT | 035710839 |  | 5053 | 250 | SH |  | SOLE | 0 | 0 | 0 | 250 |
| ISHARES MSCI JAPAN ETF | ETF | 46434G822 |  | 5615 | 70 | SH |  | SOLE | 0 | 70 | 0 | 0 |
| ISHARES TIPS BOND ETF | ETF | 464287176 |  | 79 | 1 | SH |  | SOLE | 0 | 0 | 0 | 0 |
| CONDUENT INC COM | Stock | 206787103 |  | 112 | 40 | SH |  | SOLE | 0 | 0 | 0 | 40 |
| VERTEX PHARMACEUTICALS INC COM | Stock | 92532F100 |  | 5483 | 14 | SH |  | SOLE | 0 | 14 | 0 | 0 |
| MFS HIGH YIELD MUN TR SH BEN INT | CEF | 59318E102 |  | 2929 | 844 | SH |  | SOLE | 0 | 844 | 0 | 0 |
| GOLDMAN SACHS JUST U.S. LARGE CAP EQUITY ETF | ETF | 381430396 |  | 580518 | 6189 | SH |  | SOLE | 0 | 6189 | 0 | 0 |
| BANK NEW YORK MELLON CORP COM | Stock | 064058100 |  | 1308 | 12 | SH |  | SOLE | 0 | 12 | 0 | 0 |
| HOWMET AEROSPACE INC COM | Stock | 443201108 |  | 1962300 | 10000 | SH |  | SOLE | 0 | 0 | 0 | 10000 |
| VERIZON COMMUNICATIONS INC COM | Stock | 92343V104 |  | 646485 | 14710 | SH |  | SOLE | 0 | 10340 | 0 | 4368 |
| CHUBB LIMITED COM | Stock | H1467J104 |  | 8185 | 29 | SH |  | SOLE | 0 | 0 | 0 | 29 |
| SONOCO PRODS CO COM | Stock | 835495102 |  | 4309 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| FEDEX CORP COM | Stock | 31428X106 |  | 16507 | 70 | SH |  | SOLE | 0 | 20 | 0 | 50 |
| SNAP ON INC COM | Stock | 833034101 |  | 17327 | 50 | SH |  | SOLE | 0 | 50 | 0 | 0 |
| SHERWIN WILLIAMS CO COM | Stock | 824348106 |  | 12119 | 35 | SH |  | SOLE | 0 | 35 | 0 | 0 |
| PEPSICO INC COM | Stock | 713448108 |  | 261780 | 1864 | SH |  | SOLE | 0 | 694 | 0 | 1170 |
| ISHARES 1-3 YEAR TREASURY BOND ETF | ETF | 464287457 |  | 1972125 | 23772 | SH |  | SOLE | 0 | 23772 | 0 | 0 |
| NUVEEN ESG LARGE-CAP GROWTH ETF | ETF | 67092P201 |  | 2569887 | 25841 | SH |  | SOLE | 0 | 22096 | 0 | 3745 |
| NUVEEN ESG LARGE-CAP VALUE ETF | ETF | 67092P300 |  | 1839711 | 41977 | SH |  | SOLE | 0 | 35904 | 0 | 6072 |
| ISHARES CORE 40/60 MODERATE ALLOCATION ETF | ETF | 464289875 |  | 6090 | 128 | SH |  | SOLE | 0 | 0 | 0 | 128 |
| KIMBERLY-CLARK CORP COM | Stock | 494368103 |  | 79329 | 638 | SH |  | SOLE | 0 | 230 | 0 | 408 |
| EATON VANCE MUN BD FD COM | CEF | 27827X101 |  | 15159 | 1525 | SH |  | SOLE | 0 | 1525 | 0 | 0 |
| TE CONNECTIVITY PLC ORD SHS | Stock | G87052109 |  | 25026 | 114 | SH |  | SOLE | 0 | 114 | 0 | 0 |
| HONEYWELL INTL INC COM | Stock | 438516106 |  | 70097 | 333 | SH |  | SOLE | 0 | 200 | 0 | 133 |
| FORD MTR CO COM | Stock | 345370860 |  | 10553 | 882 | SH |  | SOLE | 0 | 882 | 0 | 0 |
| ISHARES ESG AWARE MSCI USA ETF | ETF | 46435G425 |  | 4633283 | 31822 | SH |  | SOLE | 0 | 25895 | 0 | 5927 |
| US BANCORP DEL COM NEW | Stock | 902973304 |  | 11358 | 235 | SH |  | SOLE | 0 | 0 | 0 | 235 |
| XCEL ENERGY INC COM | Stock | 98389B100 |  | 6049 | 75 | SH |  | SOLE | 0 | 75 | 0 | 0 |
| APPIAN CORP CL A | Stock | 03782L101 |  | 917 | 30 | SH |  | SOLE | 0 | 30 | 0 | 0 |
| HOME DEPOT INC COM | Stock | 437076102 |  | 366746 | 905 | SH |  | SOLE | 0 | 731 | 0 | 174 |
| BAXTER INTL INC COM | Stock | 071813109 |  | 13480 | 592 | SH |  | SOLE | 0 | 0 | 0 | 592 |
| GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF | ETF | 381430479 |  | 10505 | 225 | SH |  | SOLE | 0 | 225 | 0 | 0 |
| NUVEEN ESG INTERNATIONAL DEVELOPED MARKETS EQUITY ETF | ETF | 67092P805 |  | 135432 | 3600 | SH |  | SOLE | 0 | 3600 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC COM | Stock | 053015103 |  | 469307 | 1599 | SH |  | SOLE | 0 | 451 | 0 | 1148 |
| FIRST TRUST CONSUMER DISCRETIONARY ALPHADEX FUND | ETF | 33734X101 |  | 12075 | 177 | SH |  | SOLE | 0 | 0 | 0 | 177 |
| ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF | ETF | 46435G243 |  | 226299 | 8941 | SH |  | SOLE | 0 | 256 | 0 | 8685 |
| ISHARES RUSSELL 2000 VALUE ETF | ETF | 464287630 |  | 4951 | 28 | SH |  | SOLE | 0 | 28 | 0 | 0 |
| CENCORA INC COM | Stock | 03073E105 |  | 625 | 2 | SH |  | SOLE | 0 | 2 | 0 | 0 |
| BROADRIDGE FINL SOLUTIONS INC COM | Stock | 11133T103 |  | 26437 | 111 | SH |  | SOLE | 0 | 111 | 0 | 0 |
| MONGODB INC CL A | Stock | 60937P106 |  | 4656 | 15 | SH |  | SOLE | 0 | 15 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 |  | 186896 | 399 | SH |  | SOLE | 0 | 399 | 0 | 0 |
| LABCORP HOLDINGS INC COM SHS | Stock | 504922105 |  | 43059 | 150 | SH |  | SOLE | 0 | 0 | 0 | 150 |
| ISHARES U.S. REAL ESTATE ETF | ETF | 464287739 |  | 3398 | 35 | SH |  | SOLE | 0 | 35 | 0 | 0 |
| CONSUMER STAPLES SELECT SECTOR SPDR FUND | ETF | 81369Y308 |  | 32524 | 415 | SH |  | SOLE | 0 | 415 | 0 | 0 |
| FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX | ETF | 33737A108 |  | 14957 | 99 | SH |  | SOLE | 0 | 99 | 0 | 0 |
| JPMORGAN ULTRA-SHORT INCOME ETF | ETF | 46641Q837 |  | 21215282 | 418200 | SH |  | SOLE | 0 | 289616 | 0 | 128583 |
| STITCH FIX INC COM CL A | Stock | 860897107 |  | 305 | 70 | SH |  | SOLE | 0 | 70 | 0 | 0 |
| AON PLC SHS CL A | Stock | G0403H108 |  | 39580 | 111 | SH |  | SOLE | 0 | 19 | 0 | 92 |
| GALLAGHER ARTHUR J  CO COM | Stock | 363576109 |  | 79293 | 256 | SH |  | SOLE | 0 | 256 | 0 | 0 |
| SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF | ETF | 78464A474 |  | 2381032 | 78608 | SH |  | SOLE | 0 | 76097 | 0 | 2510 |
| PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND | ETF | 72201R833 |  | 62226 | 618 | SH |  | SOLE | 0 | 618 | 0 | 0 |
| LINCOLN ELEC HLDGS INC COM | Stock | 533900106 |  | 39148 | 166 | SH |  | SOLE | 0 | 166 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | ETF | 464287804 |  | 8119648 | 68330 | SH |  | SOLE | 0 | 40782 | 0 | 27547 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 |  | 1551958 | 3087 | SH |  | SOLE | 0 | 1582 | 0 | 1505 |
| PIMCO RAFI DYNAMIC MULTI-FACTOR INTERNATIONAL EQUITY ETF | ETF | 72202L371 |  | 10141 | 273 | SH |  | SOLE | 0 | 272 | 0 | 0 |
| ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF | ETF | 46435G326 |  | 404377 | 5044 | SH |  | SOLE | 0 | 1600 | 0 | 3444 |
| ADOBE INC COM | Stock | 00724F101 |  | 12346 | 35 | SH |  | SOLE | 0 | 35 | 0 | 0 |
| VANGUARD SHORT-TERM CORPORATE BOND ETF | ETF | 92206C409 |  | 105907 | 1325 | SH |  | SOLE | 0 | 1325 | 0 | 0 |
| EXELON CORP COM | Stock | 30161N101 |  | 8462 | 188 | SH |  | SOLE | 0 | 188 | 0 | 0 |
| ALPHABET INC CAP STK CL A | Stock | 02079K305 |  | 1020291 | 4197 | SH |  | SOLE | 0 | 1857 | 0 | 2340 |
| PROGRESSIVE CORP COM | Stock | 743315103 |  | 104954 | 425 | SH |  | SOLE | 0 | 425 | 0 | 0 |
| OREILLY AUTOMOTIVE INC COM | Stock | 67103H107 |  | 19406 | 180 | SH |  | SOLE | 0 | 180 | 0 | 0 |
| INTUIT COM | Stock | 461202103 |  | 5463 | 8 | SH |  | SOLE | 0 | 8 | 0 | 0 |
| HALLIBURTON CO COM | Stock | 406216101 |  | 24797 | 1008 | SH |  | SOLE | 0 | 0 | 0 | 1008 |
| CONSTELLATION BRANDS INC CL A | Stock | 21036P108 |  | 5117 | 38 | SH |  | SOLE | 0 | 0 | 0 | 38 |
| CSX CORP COM | Stock | 126408103 |  | 24182 | 681 | SH |  | SOLE | 0 | 0 | 0 | 681 |
| COMCAST CORP NEW CL A | Stock | 20030N101 |  | 59541 | 1895 | SH |  | SOLE | 0 | 745 | 0 | 1150 |
| ISHARES U.S. INFRASTRUCTURE ETF | ETF | 46435U713 |  | 135099 | 2558 | SH |  | SOLE | 0 | 731 | 0 | 1826 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 4204220 | 8117 | SH |  | SOLE | 0 | 4708 | 0 | 3409 |
| ISHARES ESG AWARE MSCI USA SMALL-CAP ETF | ETF | 46435U663 |  | 1156077 | 25645 | SH |  | SOLE | 0 | 18848 | 0 | 6797 |
| WARNER BROS DISCOVERY INC COM SER A | Stock | 934423104 |  | 137 | 7 | SH |  | SOLE | 0 | 7 | 0 | 0 |
| CVS HEALTH CORP COM | Stock | 126650100 |  | 39429 | 523 | SH |  | SOLE | 0 | 473 | 0 | 50 |
| DTE ENERGY CO COM | Stock | 233331107 |  | 30266 | 214 | SH |  | SOLE | 0 | 0 | 0 | 214 |
| ISHARES FUTURE AI  TECH ETF | ETF | 46435U556 |  | 7416 | 162 | SH |  | SOLE | 0 | 67 | 0 | 95 |
| AMERIPRISE FINL INC COM | Stock | 03076C106 |  | 32423 | 66 | SH |  | SOLE | 0 | 66 | 0 | 0 |
| PGIM ULTRA SHORT BOND ETF | ETF | 69344A107 |  | 25064 | 503 | SH |  | SOLE | 0 | 503 | 0 | 0 |
| GARMIN LTD SHS | Stock | H2906T109 |  | 53922 | 219 | SH |  | SOLE | 0 | 219 | 0 | 0 |
| FEDERAL AGRIC MTG CORP CL C | Stock | 313148306 |  | 57281 | 341 | SH |  | SOLE | 0 | 341 | 0 | 0 |
| NEXTERA ENERGY INC COM | Stock | 65339F101 |  | 34348 | 455 | SH |  | SOLE | 0 | 455 | 0 | 0 |
| CBOE GLOBAL MKTS INC COM | Stock | 12503M108 |  | 1472 | 6 | SH |  | SOLE | 0 | 6 | 0 | 0 |
| VANGUARD ESG INTERNATIONAL STOCK ETF | ETF | 921910725 |  | 129236 | 1863 | SH |  | SOLE | 0 | 1863 | 0 | 0 |
| VANGUARD ESG U.S. STOCK ETF | ETF | 921910733 |  | 50455 | 426 | SH |  | SOLE | 0 | 426 | 0 | 0 |
| VANGUARD SMALL-CAP ETF | ETF | 922908751 |  | 433902 | 1706 | SH |  | SOLE | 0 | 716 | 0 | 989 |
| VANGUARD MID-CAP ETF | ETF | 922908629 |  | 972023 | 3309 | SH |  | SOLE | 0 | 2406 | 0 | 903 |
| NIKE INC CL B | Stock | 654106103 |  | 25103 | 360 | SH |  | SOLE | 0 | 0 | 0 | 360 |
| TESLA INC COM | Stock | 88160R101 |  | 317975 | 715 | SH |  | SOLE | 0 | 359 | 0 | 356 |
| DECKERS OUTDOOR CORP COM | Stock | 243537107 |  | 13888 | 137 | SH |  | SOLE | 0 | 0 | 0 | 137 |
| ISHARES ESG AWARE US AGGREGATE BOND ETF | ETF | 46435U549 |  | 6283417 | 130823 | SH |  | SOLE | 0 | 107327 | 0 | 23495 |
| SPDR S KENSHO CLEAN POWER ETF | ETF | 78468R655 |  | 29628 | 352 | SH |  | SOLE | 0 | 244 | 0 | 108 |
| VANGUARD HEALTH CARE ETF | ETF | 92204A504 |  | 16874 | 65 | SH |  | SOLE | 0 | 65 | 0 | 0 |
| FINANCIAL SELECT SECTOR SPDR FUND | ETF | 81369Y605 |  | 22733 | 422 | SH |  | SOLE | 0 | 422 | 0 | 0 |
| ISHARES TRUST ISHARES USD GREEN BOND ETF | ETF | 46435U440 |  | 5192 | 108 | SH |  | SOLE | 0 | 107 | 0 | 0 |
| VANGUARD INDUSTRIALS ETF | ETF | 92204A603 |  | 21333 | 72 | SH |  | SOLE | 0 | 72 | 0 | 0 |
| HARLEY DAVIDSON INC COM | Stock | 412822108 |  | 15596 | 559 | SH |  | SOLE | 0 | 559 | 0 | 0 |
| VANGUARD INFORMATION TECHNOLOGY ETF | ETF | 92204A702 |  | 64210 | 86 | SH |  | SOLE | 0 | 36 | 0 | 50 |
| AMPHENOL CORP NEW CL A | Stock | 032095101 |  | 59400 | 480 | SH |  | SOLE | 0 | 480 | 0 | 0 |
| CARLISLE COS INC COM | Stock | 142339100 |  | 6579 | 20 | SH |  | SOLE | 0 | 20 | 0 | 0 |
| STANLEY BLACK  DECKER INC COM | Stock | 854502101 |  | 3172 | 43 | SH |  | SOLE | 0 | 42 | 0 | 0 |
| ONESPAWORLD HOLDINGS LIMITED COM | Stock | P73684113 |  | 86822 | 4107 | SH |  | SOLE | 0 | 4107 | 0 | 0 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 2430209 | 3968 | SH |  | SOLE | 0 | 3480 | 0 | 488 |
| MAKEMYTRIP LIMITED MAURITIUS SHS | Stock | V5633W109 |  | 5148 | 55 | SH |  | SOLE | 0 | 55 | 0 | 0 |
| ASTRAZENECA PLC SPONSORED ADR | ADR | 046353108 |  | 20254 | 264 | SH |  | SOLE | 0 | 264 | 0 | 0 |
| VANGUARD COMMUNICATION SERVICES ETF | ETF | 92204A884 |  | 7321 | 39 | SH |  | SOLE | 0 | 39 | 0 | 0 |
| UBER TECHNOLOGIES INC COM | Stock | 90353T100 |  | 3919 | 40 | SH |  | SOLE | 0 | 40 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TRUST | ETF | 78467Y107 |  | 118014 | 198 | SH |  | SOLE | 0 | 0 | 0 | 198 |
| GENERAL MTRS CO COM | Stock | 37045V100 |  | 12872 | 211 | SH |  | SOLE | 0 | 0 | 0 | 211 |
| CROWDSTRIKE HLDGS INC CL A | Stock | 22788C105 |  | 6865 | 14 | SH |  | SOLE | 0 | 14 | 0 | 0 |
| ISHARES RUSSELL TOP 200 GROWTH ETF | ETF | 464289438 |  | 27535 | 101 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| GOLDMAN SACHS ULTRA SHORT BOND ETF | ETF | 381430230 |  | 23626 | 466 | SH |  | SOLE | 0 | 266 | 0 | 200 |
| JPMORGAN CORE PLUS BOND ETF | ETF | 46641Q670 |  | 21990032 | 462461 | SH |  | SOLE | 0 | 340269 | 0 | 122191 |
| ISHARES IBONDS 2025 TERM HIGH YIELD  INCOME ETF | ETF | 46435U168 |  | 323503 | 13932 | SH |  | SOLE | 0 | 6198 | 0 | 7734 |
| ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 |  | 10165 | 98 | SH |  | SOLE | 0 | 98 | 0 | 0 |
| VANECK GOLD MINERS ETF | ETF | 92189F106 |  | 13370 | 175 | SH |  | SOLE | 0 | 175 | 0 | 0 |
| ISHARES MSCI EAFE GROWTH ETF | ETF | 464288885 |  | 59104 | 519 | SH |  | SOLE | 0 | 519 | 0 | 0 |
| ISHARES CYBERSECURITY  TECH ETF | ETF | 46435U135 |  | 37573 | 718 | SH |  | SOLE | 0 | 548 | 0 | 170 |
| WABTEC COM | Stock | 929740108 |  | 1604 | 8 | SH |  | SOLE | 0 | 8 | 0 | 0 |
| ELI LILLY  CO COM | Stock | 532457108 |  | 1196869 | 1569 | SH |  | SOLE | 0 | 1354 | 0 | 214 |
| HASBRO INC COM | Stock | 418056107 |  | 7964 | 105 | SH |  | SOLE | 0 | 0 | 0 | 105 |
| AIR PRODS  CHEMS INC COM | Stock | 009158106 |  | 43635 | 160 | SH |  | SOLE | 0 | 115 | 0 | 45 |
| BNY MELLON STRATEGIC MUNS INC COM | CEF | 05588W108 |  | 3481 | 557 | SH |  | SOLE | 0 | 557 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | ETF | 464287655 |  | 524327 | 2167 | SH |  | SOLE | 0 | 2020 | 0 | 147 |
| PIMCO ENHANCED SHORT MATURITY ACTIVE ESG EXCHANGE-TRADED FUND | ETF | 72201R643 |  | 262491 | 2655 | SH |  | SOLE | 0 | 553 | 0 | 2101 |
| DUKE ENERGY CORP NEW COM NEW | Stock | 26441C204 |  | 20048 | 162 | SH |  | SOLE | 0 | 162 | 0 | 0 |
| SPDR S AEROSPACE  DEFENSE ETF | ETF | 78464A631 |  | 263436 | 1121 | SH |  | SOLE | 0 | 330 | 0 | 791 |
| ISHARES IBONDS DEC 2027 TERM TREASURY ETF | ETF | 46436E841 |  | 258615 | 11484 | SH |  | SOLE | 0 | 11483 | 0 | 0 |
| STURM RUGER  CO INC COM | Stock | 864159108 |  | 4347 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| ISHARES IBONDS DEC 2025 TERM TREASURY ETF | ETF | 46436E866 |  | 212061 | 9076 | SH |  | SOLE | 0 | 9076 | 0 | 0 |
| ISHARES IBONDS DEC 2026 TERM TREASURY ETF | ETF | 46436E858 |  | 229229 | 9988 | SH |  | SOLE | 0 | 9988 | 0 | 0 |
| CARRIER GLOBAL CORPORATION COM | Stock | 14448C104 |  | 53849 | 902 | SH |  | SOLE | 0 | 192 | 0 | 710 |
| ISHARES IBONDS DEC 2028 TERM TREASURY ETF | ETF | 46436E833 |  | 44427 | 1985 | SH |  | SOLE | 0 | 1984 | 0 | 0 |
| BROOKFIELD INFRASTRUCTURE CORP COM SUB VTG A | Stock | 11276H106 |  | 288 | 7 | SH |  | SOLE | 0 | 7 | 0 | 0 |
| FREEPORT-MCMORAN INC CL B | Stock | 35671D857 |  | 1647 | 42 | SH |  | SOLE | 0 | 42 | 0 | 0 |
| SYSCO CORP COM | Stock | 871829107 |  | 34089 | 414 | SH |  | SOLE | 0 | 414 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC COM | Stock | 169656105 |  | 1960 | 50 | SH |  | SOLE | 0 | 50 | 0 | 0 |
| ISHARES U.S. AEROSPACE  DEFENSE ETF | ETF | 464288760 |  | 118860 | 568 | SH |  | SOLE | 0 | 0 | 0 | 568 |
| PUTNAM MANAGED MUN INCOME TR COM | CEF | 746823103 |  | 4047 | 670 | SH |  | SOLE | 0 | 670 | 0 | 0 |
| BLACKROCK MUNIVEST FD INC COM | CEF | 09253R105 |  | 9830 | 1433 | SH |  | SOLE | 0 | 1433 | 0 | 0 |
| JPMORGAN EQUITY PREMIUM INCOME ETF | ETF | 46641Q332 |  | 598430 | 10480 | SH |  | SOLE | 0 | 2118 | 0 | 8361 |
| ISHARES 0-3 MONTH TREASURY BOND ETF | ETF | 46436E718 |  | 8607333 | 85475 | SH |  | SOLE | 0 | 80194 | 0 | 5281 |
| ISHARES ESG AWARE 40/60 MODERATE ALLOCATION ETF | ETF | 46436E684 |  | 8265 | 276 | SH |  | SOLE | 0 | 276 | 0 | 0 |
| PGIM AAA CLO ETF | ETF | 69344A834 |  | 25132 | 488 | SH |  | SOLE | 0 | 488 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | ETF | 464287168 |  | 659215 | 4639 | SH |  | SOLE | 0 | 1494 | 0 | 3144 |
| AMERICAN ELEC PWR CO INC COM | Stock | 025537101 |  | 71888 | 639 | SH |  | SOLE | 0 | 639 | 0 | 0 |
| ISHARES RUSSELL MID-CAP GROWTH ETF | ETF | 464287481 |  | 23925 | 168 | SH |  | SOLE | 0 | 168 | 0 | 0 |
| KRANESHARES GLOBAL CARBON STRATEGY ETF | ETF | 500767678 |  | 8035 | 248 | SH |  | SOLE | 0 | 248 | 0 | 0 |
| ISHARES ESG AWARE 80/20 AGGRESSIVE ALLOCATION ETF | ETF | 46436E668 |  | 13408 | 329 | SH |  | SOLE | 0 | 328 | 0 | 0 |
| FIRST TRUST CLOUD COMPUTING ETF | ETF | 33734X192 |  | 37772 | 281 | SH |  | SOLE | 0 | 199 | 0 | 82 |
| WALKER  DUNLOP INC COM | Stock | 93148P102 |  | 2509 | 30 | SH |  | SOLE | 0 | 30 | 0 | 0 |
| ISHARES ESG SELECT SCREENED S MID-CAP ETF | ETF | 46436E551 |  | 147107 | 3355 | SH |  | SOLE | 0 | 3204 | 0 | 150 |
| EASTERN BANKSHARES INC COM | Stock | 27627N105 |  | 179903 | 9912 | SH |  | SOLE | 0 | 0 | 0 | 9912 |
| BLACKROCK MUNIYIELD FD INC COM | CEF | 09253W104 |  | 4446 | 421 | SH |  | SOLE | 0 | 421 | 0 | 0 |
| VIATRIS INC COM | Stock | 92556V106 |  | 2152 | 217 | SH |  | SOLE | 0 | 95 | 0 | 122 |
| FIRST SOLAR INC COM | Stock | 336433107 |  | 15217 | 69 | SH |  | SOLE | 0 | 69 | 0 | 0 |
| ARCHER AVIATION INC COM CL A | Stock | 03945R102 |  | 1916 | 200 | SH |  | SOLE | 0 | 0 | 0 | 200 |
| XYLEM INC COM | Stock | 98419M100 |  | 118000 | 800 | SH |  | SOLE | 0 | 800 | 0 | 0 |
| ISHARES MSCI GLOBAL MIN VOL FACTOR ETF | ETF | 464286525 |  | 223051 | 1860 | SH |  | SOLE | 0 | 0 | 0 | 1860 |
| ISHARES ESG AWARE 60/40 BALANCED ALLOCATION ETF | ETF | 46436E676 |  | 5097 | 146 | SH |  | SOLE | 0 | 145 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF | ETF | 464286533 |  | 153128 | 2399 | SH |  | SOLE | 0 | 0 | 0 | 2399 |
| TRACTOR SUPPLY CO COM | Stock | 892356106 |  | 42819 | 753 | SH |  | SOLE | 0 | 752 | 0 | 0 |
| INVESCO RAFI US 1000 ETF | ETF | 46137V613 |  | 23879 | 528 | SH |  | SOLE | 0 | 528 | 0 | 0 |
| VISA INC COM CL A | Stock | 92826C839 |  | 532894 | 1561 | SH |  | SOLE | 0 | 994 | 0 | 567 |
| DIMENSIONAL U.S. TARGETED VALUE ETF | ETF | 25434V609 |  | 33471 | 575 | SH |  | SOLE | 0 | 0 | 0 | 575 |
| ISHARES MSCI EAFE MIN VOL FACTOR ETF | ETF | 46429B689 |  | 782981 | 9230 | SH |  | SOLE | 0 | 9150 | 0 | 80 |
| DT MIDSTREAM INC COMMON STOCK | Stock | 23345M107 |  | 12097 | 107 | SH |  | SOLE | 0 | 0 | 0 | 107 |
| HERSHEY CO COM | Stock | 427866108 |  | 10101 | 54 | SH |  | SOLE | 0 | 54 | 0 | 0 |
| ISHARES MSCI USA MIN VOL FACTOR ETF | ETF | 46429B697 |  | 2409873 | 25330 | SH |  | SOLE | 0 | 5145 | 0 | 20183 |
| PIMCO ACTIVE BOND EXCHANGE-TRADED FUND | ETF | 72201R775 |  | 92 | 1 | SH |  | SOLE | 0 | 0 | 0 | 0 |
| TRUMP MEDIA  TECHNOLOGY GROUP COM | Stock | 25400Q105 |  | 3284 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| KELLANOVA COM | Stock | 487836108 |  | 131642 | 1605 | SH |  | SOLE | 0 | 1605 | 0 | 0 |
| KYNDRYL HLDGS INC COMMON STOCK | Stock | 50155Q100 |  | 631 | 21 | SH |  | SOLE | 0 | 21 | 0 | 0 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 20079 | 108 | SH |  | SOLE | 0 | 107 | 0 | 0 |
| ISHARES U.S. TREASURY BOND ETF | ETF | 46429B267 |  | 10681 | 462 | SH |  | SOLE | 0 | 462 | 0 | 0 |
| RIVIAN AUTOMOTIVE INC COM CL A | Stock | 76954A103 |  | 2936 | 200 | SH |  | SOLE | 0 | 0 | 0 | 200 |
| JPMORGAN INCOME ETF | ETF | 46641Q159 |  | 46410 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| MFS HIGH INCOME MUN TR SH BEN INT | CEF | 59318D104 |  | 9363 | 2517 | SH |  | SOLE | 0 | 2517 | 0 | 0 |
| NUVEEN MUN VALUE FD INC COM | CEF | 670928100 |  | 51240 | 5706 | SH |  | SOLE | 0 | 1636 | 0 | 4070 |
| L3HARRIS TECHNOLOGIES INC COM | Stock | 502431109 |  | 9468 | 31 | SH |  | SOLE | 0 | 31 | 0 | 0 |
| PHILLIPS 66 COM | Stock | 718546104 |  | 7345 | 54 | SH |  | SOLE | 0 | 54 | 0 | 0 |
| AMERICAN TOWER CORP NEW COM | REIT | 03027X100 |  | 23078 | 120 | SH |  | SOLE | 0 | 86 | 0 | 34 |
| ISHARES CORE S TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 |  | 11506 | 79 | SH |  | SOLE | 0 | 79 | 0 | 0 |
| ROYCE SMALL CAP TRUST INC COM | CEF | 780910105 |  | 164800 | 10217 | SH |  | SOLE | 0 | 0 | 0 | 10217 |
| CONSTELLATION ENERGY CORP COM | Stock | 21037T109 |  | 20402 | 62 | SH |  | SOLE | 0 | 62 | 0 | 0 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 644051 | 877 | SH |  | SOLE | 0 | 166 | 0 | 711 |
| BNY MELLON STRATEGIC MUN BD FD COM | CEF | 09662E109 |  | 3345 | 565 | SH |  | SOLE | 0 | 565 | 0 | 0 |
| ZIMVIE INC COM | Stock | 98888T107 |  | 189 | 10 | SH |  | SOLE | 0 | 0 | 0 | 10 |
| ASML HOLDING N V N Y REGISTRY SHS | ADR | N07059210 |  | 2904 | 3 | SH |  | SOLE | 0 | 3 | 0 | 0 |
| ISHARES AAA-A RATED CORPORATE BOND ETF | ETF | 46429B291 |  | 14541 | 300 | SH |  | SOLE | 0 | 0 | 0 | 300 |
| NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT | CEF | 67070X101 |  | 13427 | 1069 | SH |  | SOLE | 0 | 1069 | 0 | 0 |
| COHEN  STEERS TOTAL RETURN RL COM | CEF | 19247R103 |  | 68365 | 5650 | SH |  | SOLE | 0 | 0 | 0 | 5650 |
| VIRTUS TOTAL RETURN FD INC COM | CEF | 92835W107 |  | 76755 | 11900 | SH |  | SOLE | 0 | 0 | 0 | 11900 |
| PACKAGING CORP AMER COM | Stock | 695156109 |  | 18306 | 84 | SH |  | SOLE | 0 | 84 | 0 | 0 |
| JPMORGAN NASDAQ EQUITY PREMIUM INCOME ETF | ETF | 46654Q203 |  | 97036 | 1687 | SH |  | SOLE | 0 | 0 | 0 | 1687 |
| PALO ALTO NETWORKS INC COM | Stock | 697435105 |  | 10588 | 52 | SH |  | SOLE | 0 | 52 | 0 | 0 |
| JPMORGAN INTERNATIONAL RESEARCH ENHANCED EQUITY ETF | ETF | 46641Q134 |  | 12636727 | 171835 | SH |  | SOLE | 0 | 112211 | 0 | 59623 |
| FEDERATED HERMES PREM MUNI INM COM | CEF | 31423P108 |  | 3676 | 333 | SH |  | SOLE | 0 | 333 | 0 | 0 |
| INVESCO TR INVT GRADE MUNS COM | CEF | 46131M106 |  | 3238 | 320 | SH |  | SOLE | 0 | 320 | 0 | 0 |
| BUILDERS FIRSTSOURCE INC COM | Stock | 12008R107 |  | 14793 | 122 | SH |  | SOLE | 0 | 122 | 0 | 0 |
| BROADCOM INC COM | Stock | 11135F101 |  | 365870 | 1109 | SH |  | SOLE | 0 | 1109 | 0 | 0 |
| D R HORTON INC COM | Stock | 23331A109 |  | 52875 | 312 | SH |  | SOLE | 0 | 312 | 0 | 0 |
| JOHNSON CTLS INTL PLC SHS | Stock | G51502105 |  | 3628 | 33 | SH |  | SOLE | 0 | 33 | 0 | 0 |
| METLIFE INC COM | Stock | 59156R108 |  | 24711 | 300 | SH |  | SOLE | 0 | 300 | 0 | 0 |
| MARTIN MARIETTA MATLS INC COM | Stock | 573284106 |  | 5042 | 8 | SH |  | SOLE | 0 | 8 | 0 | 0 |
| INVESCO RAFI US 1500 SMALL-MID ETF | ETF | 46137V597 |  | 308856 | 6800 | SH |  | SOLE | 0 | 0 | 0 | 6800 |
| ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF | ETF | 46432F834 |  | 42116 | 510 | SH |  | SOLE | 0 | 510 | 0 | 0 |
| NOVARTIS AG SPONSORED ADR | ADR | 66987V109 |  | 8592 | 67 | SH |  | SOLE | 0 | 67 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 |  | 229158 | 2625 | SH |  | SOLE | 0 | 2624 | 0 | 0 |
| ROYAL BK CDA COM | Stock | 780087102 |  | 159548 | 1083 | SH |  | SOLE | 0 | 1083 | 0 | 0 |
| KINDER MORGAN INC DEL COM | Stock | 49456B101 |  | 95242 | 3364 | SH |  | SOLE | 0 | 3364 | 0 | 0 |
| ACCENTURE PLC IRELAND SHS CLASS A | Stock | G1151C101 |  | 39209 | 159 | SH |  | SOLE | 0 | 159 | 0 | 0 |
| EQUIFAX INC COM | Stock | 294429105 |  | 68237 | 266 | SH |  | SOLE | 0 | 266 | 0 | 0 |
| GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK | Stock | 36266G107 |  | 10116 | 135 | SH |  | SOLE | 0 | 89 | 0 | 45 |
| KROGER CO COM | Stock | 501044101 |  | 67275 | 998 | SH |  | SOLE | 0 | 598 | 0 | 400 |
| ISHARES U.S. MEDICAL DEVICES ETF | ETF | 464288810 |  | 382430 | 6365 | SH |  | SOLE | 0 | 1730 | 0 | 4635 |
| MILLERKNOLL INC COM | Stock | 600544100 |  | 5322 | 300 | SH |  | SOLE | 0 | 0 | 0 | 300 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 1079179 | 5784 | SH |  | SOLE | 0 | 5784 | 0 | 0 |
| ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464288646 |  | 142881 | 2694 | SH |  | SOLE | 0 | 719 | 0 | 1975 |
| ISHARES SHORT TREASURY BOND ETF | ETF | 464288679 |  | 20837211 | 188589 | SH |  | SOLE | 0 | 128678 | 0 | 59910 |
| EATON VANCE TAX-MANAGED DIVERS COM | CEF | 27828N102 |  | 50721 | 3190 | SH |  | SOLE | 0 | 3190 | 0 | 0 |
| GRAINGER W W INC COM | Stock | 384802104 |  | 118167 | 124 | SH |  | SOLE | 0 | 4 | 0 | 120 |
| ABBVIE INC COM | Stock | 00287Y109 |  | 91921 | 397 | SH |  | SOLE | 0 | 397 | 0 | 0 |
| S GLOBAL INC COM | Stock | 78409V104 |  | 84688 | 174 | SH |  | SOLE | 0 | 174 | 0 | 0 |
| BLACKROCK CALIF MUN INCOME TR SH BEN INT | CEF | 09248E102 |  | 7566 | 691 | SH |  | SOLE | 0 | 691 | 0 | 0 |
| INVESCO ADVANTAGE MUN INCOME T SH BEN INT | CEF | 46132E103 |  | 3192 | 364 | SH |  | SOLE | 0 | 364 | 0 | 0 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 |  | 40211 | 610 | SH |  | SOLE | 0 | 610 | 0 | 0 |
| LIBERTY MEDIA CORP DEL COM LBTY ONE S A | Stock | 531229771 |  | 190 | 2 | SH |  | SOLE | 0 | 2 | 0 | 0 |
| VANGUARD FTSE ALL-WORLD EX-US INDEX FUND | ETF | 922042775 |  | 59879 | 839 | SH |  | SOLE | 0 | 839 | 0 | 0 |
| NORWEGIAN CRUISE LINE HLDG LTD SHS | Stock | G66721104 |  | 2463 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| FIRST TRUST NASDAQ TECHNOLOGY DIVIDEND INDEX FUND | ETF | 33738R118 |  | 8282 | 84 | SH |  | SOLE | 0 | 84 | 0 | 0 |
| NATIONAL FUEL GAS CO COM | Stock | 636180101 |  | 24293 | 263 | SH |  | SOLE | 0 | 263 | 0 | 0 |
| ZOETIS INC CL A | Stock | 98978V103 |  | 7901 | 54 | SH |  | SOLE | 0 | 54 | 0 | 0 |
| BLACKROCK MUNIYIELD QUALITY FD COM | CEF | 09254G108 |  | 3841 | 383 | SH |  | SOLE | 0 | 383 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS | ADR | 874039100 |  | 8379 | 30 | SH |  | SOLE | 0 | 30 | 0 | 0 |
| ISHARES ESG AWARE MSCI EM ETF | ETF | 46434G863 |  | 953503 | 21960 | SH |  | SOLE | 0 | 18913 | 0 | 3047 |
| ISHARES RUSSELL 2000 GROWTH ETF | ETF | 464287648 |  | 5121 | 16 | SH |  | SOLE | 0 | 16 | 0 | 0 |
| CASELLA WASTE SYS INC CL A | Stock | 147448104 |  | 326387 | 3440 | SH |  | SOLE | 0 | 100 | 0 | 3340 |
| BLACKSTONE INC COM | Stock | 09260D107 |  | 11276 | 66 | SH |  | SOLE | 0 | 66 | 0 | 0 |
| FORTREA HLDGS INC COMMON STOCK | Stock | 34965K107 |  | 1263 | 150 | SH |  | SOLE | 0 | 0 | 0 | 150 |
| ZIMMER BIOMET HOLDINGS INC COM | Stock | 98956P102 |  | 9850 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| ROCKWELL AUTOMATION INC COM | Stock | 773903109 |  | 17477 | 50 | SH |  | SOLE | 0 | 50 | 0 | 0 |
| NUVEEN QUALITY MUNCP INCOME FD COM | CEF | 67066V101 |  | 4898 | 419 | SH |  | SOLE | 0 | 419 | 0 | 0 |
| NUVEEN AMT FREE MUN CR INC FD COM | CEF | 67071L106 |  | 9820 | 799 | SH |  | SOLE | 0 | 799 | 0 | 0 |
| STRYKER CORPORATION COM | Stock | 863667101 |  | 51754 | 140 | SH |  | SOLE | 0 | 65 | 0 | 75 |
| QUALCOMM INC COM | Stock | 747525103 |  | 4159 | 25 | SH |  | SOLE | 0 | 25 | 0 | 0 |
| T-MOBILE US INC COM | Stock | 872590104 |  | 718 | 3 | SH |  | SOLE | 0 | 3 | 0 | 0 |
| SPDR BLACKSTONE SENIOR LOAN ETF | ETF | 78467V608 |  | 358835 | 8630 | SH |  | SOLE | 0 | 8630 | 0 | 0 |
| FASTENAL CO COM | Stock | 311900104 |  | 7748 | 158 | SH |  | SOLE | 0 | 158 | 0 | 0 |
| GENERAL DYNAMICS CORP COM | Stock | 369550108 |  | 119350 | 350 | SH |  | SOLE | 0 | 100 | 0 | 250 |
| RESMED INC COM | Stock | 761152107 |  | 821 | 3 | SH |  | SOLE | 0 | 3 | 0 | 0 |
| INTUITIVE SURGICAL INC COM NEW | Stock | 46120E602 |  | 4025 | 9 | SH |  | SOLE | 0 | 9 | 0 | 0 |
| MCDONALDS CORP COM | Stock | 580135101 |  | 198744 | 654 | SH |  | SOLE | 0 | 397 | 0 | 257 |
| INTERCONTINENTAL EXCHANGE INC COM | Stock | 45866F104 |  | 36223 | 215 | SH |  | SOLE | 0 | 215 | 0 | 0 |
| FIDELITY ENHANCED LARGE CAP CORE ETF | ETF | 316092113 |  | 14482526 | 388584 | SH |  | SOLE | 0 | 255731 | 0 | 132852 |
| DOVER CORP COM | Stock | 260003108 |  | 6506 | 39 | SH |  | SOLE | 0 | 39 | 0 | 0 |
| CISCO SYS INC COM | Stock | 17275R102 |  | 91204 | 1333 | SH |  | SOLE | 0 | 385 | 0 | 948 |
| CAPITAL ONE FINL CORP COM | Stock | 14040H105 |  | 11692 | 55 | SH |  | SOLE | 0 | 0 | 0 | 55 |
| ISHARES RUSSELL MIDCAP ETF | ETF | 464287499 |  | 39199 | 406 | SH |  | SOLE | 0 | 406 | 0 | 0 |
| AUTODESK INC COM | Stock | 052769106 |  | 5400 | 17 | SH |  | SOLE | 0 | 17 | 0 | 0 |
| AT INC COM | Stock | 00206R102 |  | 92878 | 3289 | SH |  | SOLE | 0 | 2548 | 0 | 740 |
| REDDIT INC CL A | Stock | 75734B100 |  | 22999 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| ENERGY SELECT SECTOR SPDR FUND | ETF | 81369Y506 |  | 115517 | 1293 | SH |  | SOLE | 0 | 583 | 0 | 710 |
| SOLVENTUM CORP COM SHS | Stock | 83444M101 |  | 6205 | 85 | SH |  | SOLE | 0 | 85 | 0 | 0 |
| GE VERNOVA INC COM | Stock | 36828A101 |  | 52773 | 86 | SH |  | SOLE | 0 | 52 | 0 | 33 |
| ISHARES BIOTECHNOLOGY ETF | ETF | 464287556 |  | 26992 | 187 | SH |  | SOLE | 0 | 186 | 0 | 0 |
| GE AEROSPACE COM NEW | Stock | 369604301 |  | 133677 | 444 | SH |  | SOLE | 0 | 306 | 0 | 138 |
| ISHARES MSCI USA QUALITY FACTOR ETF | ETF | 46432F339 |  | 105854 | 544 | SH |  | SOLE | 0 | 284 | 0 | 260 |
| MOTOROLA SOLUTIONS INC COM NEW | Stock | 620076307 |  | 5945 | 13 | SH |  | SOLE | 0 | 13 | 0 | 0 |
| ISHARES MSCI USA MOMENTUM FACTOR ETF | ETF | 46432F396 |  | 7099817 | 27685 | SH |  | SOLE | 0 | 18791 | 0 | 8893 |
| ISHARES US FINANCIAL SERVICES ETF | ETF | 464287770 |  | 16942 | 189 | SH |  | SOLE | 0 | 189 | 0 | 0 |
| VEEVA SYS INC CL A COM | Stock | 922475108 |  | 1490 | 5 | SH |  | SOLE | 0 | 5 | 0 | 0 |
| PROSHARES S 500 DIVIDEND ARISTOCRATS ETF | ETF | 74348A467 |  | 51535 | 500 | SH |  | SOLE | 0 | 500 | 0 | 0 |
| FIDELITY MSCI UTILITIES INDEX ETF | ETF | 316092865 |  | 653206 | 11567 | SH |  | SOLE | 0 | 8550 | 0 | 3017 |
| FIDELITY MSCI ENERGY INDEX ETF | ETF | 316092402 |  | 5166 | 209 | SH |  | SOLE | 0 | 209 | 0 | 0 |
| FIDELITY MSCI HEALTH CARE INDEX ETF | ETF | 316092600 |  | 457414 | 6840 | SH |  | SOLE | 0 | 2536 | 0 | 4304 |
| FIDELITY MSCI CONSUMER STAPLES INDEX ETF | ETF | 316092303 |  | 21137 | 424 | SH |  | SOLE | 0 | 0 | 0 | 424 |
| FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF | ETF | 316092808 |  | 199953 | 900 | SH |  | SOLE | 0 | 900 | 0 | 0 |
| ISHARES S 500 VALUE ETF | ETF | 464287408 |  | 131753 | 638 | SH |  | SOLE | 0 | 638 | 0 | 0 |
| LULULEMON ATHLETICA INC COM | Stock | 550021109 |  | 1246 | 7 | SH |  | SOLE | 0 | 7 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 316166 | 2619 | SH |  | SOLE | 0 | 2619 | 0 | 0 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 77127986 | 115237 | SH |  | SOLE | 0 | 77521 | 0 | 37715 |
| THE CIGNA GROUP COM | Stock | 125523100 |  | 70679 | 245 | SH |  | SOLE | 0 | 0 | 0 | 245 |
| ONEOK INC NEW COM | Stock | 682680103 |  | 72970 | 1000 | SH |  | SOLE | 0 | 1000 | 0 | 0 |
| ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF | ETF | 46434V407 |  | 15189 | 351 | SH |  | SOLE | 0 | 350 | 0 | 0 |
| WELLS FARGO CO NEW COM | Stock | 949746101 |  | 31768 | 379 | SH |  | SOLE | 0 | 317 | 0 | 62 |
| UNION PAC CORP COM | Stock | 907818108 |  | 17491 | 74 | SH |  | SOLE | 0 | 74 | 0 | 0 |
| CINTAS CORP COM | Stock | 172908105 |  | 5747 | 28 | SH |  | SOLE | 0 | 28 | 0 | 0 |
| ECOLAB INC COM | Stock | 278865100 |  | 14515 | 53 | SH |  | SOLE | 0 | 53 | 0 | 0 |
| SALESFORCE INC COM | Stock | 79466L302 |  | 120396 | 508 | SH |  | SOLE | 0 | 41 | 0 | 467 |
| DOLBY LABORATORIES INC COM CL A | Stock | 25659T107 |  | 1303 | 18 | SH |  | SOLE | 0 | 18 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. COM | Stock | 595017104 |  | 4239 | 66 | SH |  | SOLE | 0 | 66 | 0 | 0 |
| IDEXX LABS INC COM | Stock | 45168D104 |  | 76667 | 120 | SH |  | SOLE | 0 | 120 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC COM | Stock | 883556102 |  | 543222 | 1120 | SH |  | SOLE | 0 | 453 | 0 | 667 |
| LOCKHEED MARTIN CORP COM | Stock | 539830109 |  | 112322 | 225 | SH |  | SOLE | 0 | 25 | 0 | 200 |
| JPMORGAN CHASE  CO. COM | Stock | 46625H100 |  | 1123877 | 3563 | SH |  | SOLE | 0 | 2643 | 0 | 920 |
| HARTFORD INSURANCE GROUP INC COM | Stock | 416515104 |  | 800 | 6 | SH |  | SOLE | 0 | 6 | 0 | 0 |
| SPDR PORTFOLIO EMERGING MARKETS ETF | ETF | 78463X509 |  | 5613569 | 119922 | SH |  | SOLE | 0 | 72099 | 0 | 47823 |
| CHEVRON CORP NEW COM | Stock | 166764100 |  | 274242 | 1766 | SH |  | SOLE | 0 | 1766 | 0 | 0 |
| CONOCOPHILLIPS COM | Stock | 20825C104 |  | 31404 | 332 | SH |  | SOLE | 0 | 332 | 0 | 0 |
| BRUNSWICK CORP COM | Stock | 117043109 |  | 12648 | 200 | SH |  | SOLE | 0 | 0 | 0 | 200 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 31081548 | 518717 | SH |  | SOLE | 0 | 340470 | 0 | 178247 |
| DANAHER CORPORATION COM | Stock | 235851102 |  | 11697 | 59 | SH |  | SOLE | 0 | 59 | 0 | 0 |
| SPDR S BANK ETF | ETF | 78464A797 |  | 11884 | 200 | SH |  | SOLE | 0 | 200 | 0 | 0 |
| M  T BK CORP COM | Stock | 55261F104 |  | 49032 | 248 | SH |  | SOLE | 0 | 30 | 0 | 218 |
| TJX COS INC NEW COM | Stock | 872540109 |  | 149633 | 1035 | SH |  | SOLE | 0 | 75 | 0 | 960 |
| BANK AMERICA CORP COM | Stock | 060505104 |  | 33379 | 647 | SH |  | SOLE | 0 | 192 | 0 | 455 |
| SPDR S DIVIDEND ETF | ETF | 78464A763 |  | 10084 | 72 | SH |  | SOLE | 0 | 72 | 0 | 0 |
| WALMART INC COM | Stock | 931142103 |  | 56168 | 545 | SH |  | SOLE | 0 | 545 | 0 | 0 |
| ISHARES INTERNATIONAL SELECT DIVIDEND ETF | ETF | 464288448 |  | 37829 | 1035 | SH |  | SOLE | 0 | 1035 | 0 | 0 |
| ISHARES 3-7 YEAR TREASURY BOND ETF | ETF | 464288661 |  | 12453 | 104 | SH |  | SOLE | 0 | 104 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 |  | 234511 | 831 | SH |  | SOLE | 0 | 172 | 0 | 659 |
| ORACLE CORP COM | Stock | 68389X105 |  | 206430 | 734 | SH |  | SOLE | 0 | 658 | 0 | 76 |
| RTX CORPORATION COM | Stock | 75513E101 |  | 458618 | 2741 | SH |  | SOLE | 0 | 1440 | 0 | 1300 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 186758 | 3447 | SH |  | SOLE | 0 | 3147 | 0 | 300 |
| TEXAS INSTRS INC COM | Stock | 882508104 |  | 16536 | 90 | SH |  | SOLE | 0 | 90 | 0 | 0 |
| TARGET CORP COM | Stock | 87612E106 |  | 8073 | 90 | SH |  | SOLE | 0 | 90 | 0 | 0 |
| PFIZER INC COM | Stock | 717081103 |  | 92819 | 3643 | SH |  | SOLE | 0 | 1847 | 0 | 1795 |
| ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464287242 |  | 46817 | 420 | SH |  | SOLE | 0 | 420 | 0 | 0 |
| MORGAN STANLEY COM NEW | Stock | 617446448 |  | 15896 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| 3M CO COM | Stock | 88579Y101 |  | 77435 | 499 | SH |  | SOLE | 0 | 499 | 0 | 0 |
| GILEAD SCIENCES INC COM | Stock | 375558103 |  | 110667 | 997 | SH |  | SOLE | 0 | 222 | 0 | 775 |
| CATERPILLAR INC COM | Stock | 149123101 |  | 35786 | 75 | SH |  | SOLE | 0 | 20 | 0 | 55 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 289825 | 1190 | SH |  | SOLE | 0 | 1190 | 0 | 0 |
| AMERICAN EXPRESS CO COM | Stock | 025816109 |  | 206271 | 621 | SH |  | SOLE | 0 | 276 | 0 | 345 |
| AMGEN INC COM | Stock | 031162100 |  | 248405 | 880 | SH |  | SOLE | 0 | 170 | 0 | 710 |
| APPLIED MATLS INC COM | Stock | 038222105 |  | 20269 | 99 | SH |  | SOLE | 0 | 99 | 0 | 0 |
| OTIS WORLDWIDE CORP COM | Stock | 68902V107 |  | 27429 | 300 | SH |  | SOLE | 0 | 50 | 0 | 250 |
| ANALOG DEVICES INC COM | Stock | 032654105 |  | 7125 | 29 | SH |  | SOLE | 0 | 29 | 0 | 0 |
| FIRST TRUST NYSE ARCA BIOTECHNOLOGY INDEX FUND | ETF | 33733E203 |  | 17570 | 98 | SH |  | SOLE | 0 | 0 | 0 | 98 |
| FIVE9 INC COM | Stock | 338307101 |  | 726 | 30 | SH |  | SOLE | 0 | 30 | 0 | 0 |
| HUMANA INC COM | Stock | 444859102 |  | 62961 | 242 | SH |  | SOLE | 0 | 42 | 0 | 200 |
| NUVEEN AMT FREE QLTY MUN INCME COM | CEF | 670657105 |  | 18566 | 1630 | SH |  | SOLE | 0 | 1630 | 0 | 0 |
| ARISTA NETWORKS INC COM SHS | Stock | 040413205 |  | 6994 | 48 | SH |  | SOLE | 0 | 48 | 0 | 0 |
| ISHARES CORE S U.S. GROWTH ETF | ETF | 464287671 |  | 20167572 | 122569 | SH |  | SOLE | 0 | 77071 | 0 | 45498 |
| ISHARES CORE S US VALUE ETF | ETF | 464287663 |  | 503948 | 5042 | SH |  | SOLE | 0 | 4442 | 0 | 600 |
| ISHARES U.S. CONSUMER DISCRETIONARY ETF | ETF | 464287580 |  | 104800 | 1000 | SH |  | SOLE | 0 | 0 | 0 | 1000 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 |  | 8447138 | 39145 | SH |  | SOLE | 0 | 28751 | 0 | 10393 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 |  | 49695238 | 495713 | SH |  | SOLE | 0 | 346999 | 0 | 148713 |
| ISHARES CORE DIVIDEND GROWTH ETF | ETF | 46434V621 |  | 298113 | 4379 | SH |  | SOLE | 0 | 2728 | 0 | 1650 |
| LIBERTY MEDIA CORP DEL COM LBTY ONE S C | Stock | 531229755 |  | 1462 | 14 | SH |  | SOLE | 0 | 14 | 0 | 0 |
| EATON CORP PLC SHS | Stock | G29183103 |  | 108158 | 289 | SH |  | SOLE | 0 | 289 | 0 | 0 |
| INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF | ETF | 46138E537 |  | 281296 | 12183 | SH |  | SOLE | 0 | 1503 | 0 | 10678 |
| ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF | ETF | 46434V878 |  | 394502 | 7773 | SH |  | SOLE | 0 | 7773 | 0 | 0 |
| ISHARES CORE MSCI EUROPE ETF | ETF | 46434V738 |  | 8515 | 125 | SH |  | SOLE | 0 | 0 | 0 | 125 |
| BLACKROCK MUNIVEST FD II INC COM | CEF | 09253T101 |  | 3391 | 319 | SH |  | SOLE | 0 | 319 | 0 | 0 |
| INVESCO MUN OPPORTUNITY TR COM | CEF | 46132C107 |  | 13644 | 1411 | SH |  | SOLE | 0 | 1411 | 0 | 0 |
| BROOKFIELD INFRAST PARTNERS LP LP INT UNIT | Stock | G16252101 |  | 2467 | 75 | SH |  | SOLE | 0 | 75 | 0 | 0 |
| ISHARES S MID-CAP 400 VALUE ETF | ETF | 464287705 |  | 113246 | 873 | SH |  | SOLE | 0 | 873 | 0 | 0 |
| DNP SELECT INCOME FD INC COM | CEF | 23325P104 |  | 127778 | 12765 | SH |  | SOLE | 0 | 0 | 0 | 12765 |
| ESSENTIAL UTILS INC COM | Stock | 29670G102 |  | 70463 | 1766 | SH |  | SOLE | 0 | 1766 | 0 | 0 |
| EXELIXIS INC COM | Stock | 30161Q104 |  | 4130 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| SPDR PORTFOLIO S 500 GROWTH ETF | ETF | 78464A409 |  | 167216 | 1600 | SH |  | SOLE | 0 | 1600 | 0 | 0 |
| LAM RESEARCH CORP COM NEW | Stock | 512807306 |  | 561041 | 4190 | SH |  | SOLE | 0 | 3910 | 0 | 280 |
| FIRST TRUST WATER ETF | ETF | 33733B100 |  | 1261439 | 11228 | SH |  | SOLE | 0 | 9017 | 0 | 2210 |
| PARKER-HANNIFIN CORP COM | Stock | 701094104 |  | 17437 | 23 | SH |  | SOLE | 0 | 23 | 0 | 0 |
| FIDELITY TOTAL BOND ETF | ETF | 316188309 |  | 34583438 | 747912 | SH |  | SOLE | 0 | 539311 | 0 | 208600 |
| VANGUARD MEGA CAP GROWTH ETF | ETF | 921910816 |  | 22536 | 56 | SH |  | SOLE | 0 | 56 | 0 | 0 |
| PNC FINL SVCS GROUP INC COM | Stock | 693475105 |  | 7635 | 38 | SH |  | SOLE | 0 | 0 | 0 | 38 |
| TKO GROUP HOLDINGS INC CL A | Stock | 87256C101 |  | 2424 | 12 | SH |  | SOLE | 0 | 12 | 0 | 0 |
| EQUINIX INC COM | REIT | 29444U700 |  | 1566 | 2 | SH |  | SOLE | 0 | 2 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO COM | Stock | 110122108 |  | 10280 | 228 | SH |  | SOLE | 0 | 8 | 0 | 219 |
| BERKLEY W R CORP COM | Stock | 084423102 |  | 5747 | 75 | SH |  | SOLE | 0 | 75 | 0 | 0 |
| REALTY INCOME CORP COM | REIT | 756109104 |  | 4073 | 67 | SH |  | SOLE | 0 | 0 | 0 | 67 |
| CITIGROUP INC COM NEW | Stock | 172967424 |  | 50750 | 500 | SH |  | SOLE | 0 | 500 | 0 | 0 |
| AGILENT TECHNOLOGIES INC COM | Stock | 00846U101 |  | 38505 | 300 | SH |  | SOLE | 0 | 300 | 0 | 0 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 113765 | 1009 | SH |  | SOLE | 0 | 1009 | 0 | 0 |
| UNITEDHEALTH GROUP INC COM | Stock | 91324P102 |  | 188879 | 547 | SH |  | SOLE | 0 | 262 | 0 | 285 |
| VANGUARD MEGA CAP VALUE ETF | ETF | 921910840 |  | 66804 | 485 | SH |  | SOLE | 0 | 485 | 0 | 0 |
| PRICE T ROWE GROUP INC COM | Stock | 74144T108 |  | 10264 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| TRAVELERS COMPANIES INC COM | Stock | 89417E109 |  | 24013 | 86 | SH |  | SOLE | 0 | 19 | 0 | 67 |
| ISHARES FUTURE EXPONENTIAL TECHNOLOGIES ETF | ETF | 46434V381 |  | 93091 | 1294 | SH |  | SOLE | 0 | 927 | 0 | 367 |
| LOWES COS INC COM | Stock | 548661107 |  | 16586 | 66 | SH |  | SOLE | 0 | 66 | 0 | 0 |
| DEERE  CO COM | Stock | 244199105 |  | 89166 | 195 | SH |  | SOLE | 0 | 195 | 0 | 0 |
| ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF | ETF | 46431W705 |  | 81385 | 870 | SH |  | SOLE | 0 | 870 | 0 | 0 |
| COLGATE PALMOLIVE CO COM | Stock | 194162103 |  | 7994 | 100 | SH |  | SOLE | 0 | 100 | 0 | 0 |
| APPLE HOSPITALITY REIT INC COM NEW | REIT | 03784Y200 |  | 6005 | 500 | SH |  | SOLE | 0 | 0 | 0 | 500 |
| BAOZUN INC SPONSORED ADR | ADR | 06684L103 |  | 122 | 30 | SH |  | SOLE | 0 | 30 | 0 | 0 |
| PAYPAL HLDGS INC COM | Stock | 70450Y103 |  | 13814 | 206 | SH |  | SOLE | 0 | 33 | 0 | 173 |
| ISHARES MSCI ACWI LOW CARBON TARGET ETF | ETF | 46434V464 |  | 2269 | 10 | SH |  | SOLE | 0 | 10 | 0 | 0 |
| SCHWAB CHARLES CORP COM | Stock | 808513105 |  | 20717 | 217 | SH |  | SOLE | 0 | 217 | 0 | 0 |
| TORONTO DOMINION BK ONT COM NEW | Stock | 891160509 |  | 51488 | 644 | SH |  | SOLE | 0 | 644 | 0 | 0 |
| AUTOZONE INC COM | Stock | 053332102 |  | 68644 | 16 | SH |  | SOLE | 0 | 16 | 0 | 0 |
| BLACKROCK INC COM | Stock | 09290D101 |  | 102597 | 88 | SH |  | SOLE | 0 | 88 | 0 | 0 |
| ISHARES CORE S MID-CAP ETF | ETF | 464287507 |  | 8686204 | 133102 | SH |  | SOLE | 0 | 78349 | 0 | 54752 |
| VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 |  | 275635 | 5505 | SH |  | SOLE | 0 | 5505 | 0 | 0 |
| ISHARES MSCI EAFE ETF | ETF | 464287465 |  | 584870 | 6264 | SH |  | SOLE | 0 | 4506 | 0 | 1758 |
| APPLE INC COM | Stock | 037833100 |  | 5859648 | 23012 | SH |  | SOLE | 0 | 10636 | 0 | 12375 |
| ISHARES IBONDS DEC 2025 TERM CORPORATE ETF | ETF | 46434VBD1 |  | 13678 | 543 | SH |  | SOLE | 0 | 543 | 0 | 0 |
| ABBOTT LABS COM | Stock | 002824100 |  | 75274 | 562 | SH |  | SOLE | 0 | 507 | 0 | 55 |
| DISNEY WALT CO COM | Stock | 254687106 |  | 54056 | 472 | SH |  | SOLE | 0 | 442 | 0 | 30 |
| BOOKING HOLDINGS INC COM | Stock | 09857L108 |  | 16198 | 3 | SH |  | SOLE | 0 | 3 | 0 | 0 |
| MARSH  MCLENNAN COS INC COM | Stock | 571748102 |  | 15719 | 78 | SH |  | SOLE | 0 | 78 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE ETF | ETF | 464287598 |  | 1197109 | 5880 | SH |  | SOLE | 0 | 330 | 0 | 5550 |
| FERRARI N V COM | Stock | N3167Y103 |  | 1941 | 4 | SH |  | SOLE | 0 | 4 | 0 | 0 |

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