# EDGAR Filing Document

**Accession Number:** 0000869365
**File Stem:** 0001410368-25-023239
**Filing Date:** 2025-11
**Character Count:** 208189
**Document Hash:** 8beb7a847f4a2fb4813004d91cb94726
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001410368-25-023239.hdr.sgml**: 20251114

**ACCESSION NUMBER**: 0001410368-25-023239

**CONFORMED SUBMISSION TYPE**: N-CEN

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250831

**FILED AS OF DATE**: 20251114

**DATE AS OF CHANGE**: 20251114

**EFFECTIVENESS DATE**: 20251114

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SCHWAB INVESTMENTS
- **CENTRAL INDEX KEY:** 0000869365

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0831

**FILING VALUES:**
- **FORM TYPE:** N-CEN
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-06200
- **FILM NUMBER:** 251481909

**BUSINESS ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
- **BUSINESS PHONE:** 1-415-667-7000

**MAIL ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105

## Series and Classes Contracts Data

### Schwab Tax-Free Bond Fund (Series ID: S000006815)

| Class ID   | Class Name                | Ticker Symbol   |
|:---|:---|:---|
| C000018447 | Schwab Tax-Free Bond Fund | SWNTX           |

### Schwab California Tax-Free Bond Fund (Series ID: S000006818)

| Class ID   | Class Name                           | Ticker Symbol   |
|:---|:---|:---|
| C000018451 | Schwab California Tax-Free Bond Fund | SWCAX           |

### Schwab Treasury Inflation Protected Securities Index Fund (Series ID: S000006819)

| Class ID   | Class Name                                                | Ticker Symbol   |
|:---|:---|:---|
| C000018453 | Schwab Treasury Inflation Protected Securities Index Fund | SWRSX           |

### Schwab U.S. Aggregate Bond Index Fund (Series ID: S000056207)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000176960 | Schwab U.S. Aggregate Bond Index Fund | SWAGX           |

### Schwab Short-Term Bond Index Fund (Series ID: S000056208)

| Class ID   | Class Name                        | Ticker Symbol   |
|:---|:---|:---|
| C000176961 | Schwab Short-Term Bond Index Fund | SWSBX           |

### Schwab Opportunistic Municipal Bond Fund (Series ID: S000068892)

| Class ID   | Class Name                               | Ticker Symbol   |
|:---|:---|:---|
| C000220131 | Schwab Opportunistic Municipal Bond Fund | SWHYX           |

## Internal

**REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM** 

To the Board of Trustees of Schwab Investments and Shareholders of Schwab Tax-Free Bond Fund, Schwab California Tax-Free Bond Fund, Schwab Treasury Inflation Protected Securities Index Fund, Schwab U.S. Aggregate Bond Index Fund, Schwab Short-Term Bond Index Fund, and Schwab Opportunistic Municipal Bond Fund:

In planning and performing our audits of the financial statements of Schwab Tax-Free Bond Fund, Schwab California Tax-Free Bond Fund, Schwab Treasury Inflation Protected Securities Index Fund, Schwab U.S. Aggregate Bond Index Fund, Schwab Short-Term Bond Index Fund, and Schwab Opportunistic Municipal Bond Fund (the "Funds"), six of the funds constituting Schwab Investments, as of and for the year ended August 31, 2025, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), we considered the Funds' internal control over financial reporting, including controls over safeguarding securities, as a basis for designing our auditing procedures for the purpose of expressing our opinion on the financial statements and to comply with the requirements of Form N-CEN, but not for the purpose of expressing an opinion on the effectiveness of the Funds' internal control over financial reporting. Accordingly, we express no such opinion.

The management of the Funds is responsible for establishing and maintaining effective internal control over financial reporting. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of controls. A fund's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A fund's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the fund; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the fund are being made only in accordance with authorizations of management and trustees of the trust; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of a fund's assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions or that the degree of compliance with the policies or procedures may deteriorate.

A deficiency in internal control over financial reporting exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there is a reasonable possibility that a material misstatement of the Funds' annual or interim financial statements will not be prevented or detected on a timely basis.

Our consideration of the Funds' internal control over financial reporting was for the limited purpose described in the first paragraph and would not necessarily disclose all deficiencies in internal control that might be material weaknesses under standards established by the PCAOB. However, we noted no deficiencies in the Funds' internal control over financial reporting and their operation, including controls for safeguarding securities, that we consider to be a material weakness, as defined above, as of August 31, 2025.

This report is intended solely for the information and use of management and Board of Trustees of Schwab Investments and the US Securities and Exchange Commission and is not intended to be and should not be used by anyone other than these specified parties.

/s/ Deloitte & Touche LLP

Denver, Colorado

October 22, 2025

# Form N-CEN: Annual Report for Registered Investment Companies

## N-CEN: Filer Information
**Submission Type:** N-CEN
**CIK:** 0000869365

## N-CEN: Series/Class (Contract) Information

**Series ID Record:1**
- **Series ID:** S000068892

**Series ID Record:2**
- **Series ID:** S000056207

**Series ID Record:3**
- **Series ID:** S000056208

**Series ID Record:4**
- **Series ID:** S000006819

**Series ID Record:5**
- **Series ID:** S000006818

**Series ID Record:6**
- **Series ID:** S000006815

**Class ID Record:1**
- **Class ID:** C000220131

**Class ID Record:2**
- **Class ID:** C000176960

**Class ID Record:3**
- **Class ID:** C000176961

**Class ID Record:4**
- **Class ID:** C000018453

**Class ID Record:5**
- **Class ID:** C000018451

**Class ID Record:6**
- **Class ID:** C000018447

### N-CEN: Part A: General Information

**Item A.1.a - Report for period ending:** 2025-08-31

**Item A.1.b - Does this report cover a period of less than 12 months?:** No

## N-CEN: Part B: Information About the Registrant

- **Item B.1.a - Full name of Registrant:** SCHWAB INVESTMENTS

- **Item B.1.b - Investment Company Act file number:** 811-06200

- **Item B.1.c - CIK:** 0000869365

- **Item B.1.d - LEI:** 549300V41RCJNTEW5K68

- **Item B.2.a - Street 1:** 211 MAIN STREET

- **Item B.2.b - City:** SAN FRANCISCO

- **Item B.2.c - State:** CA

- **Item B.2.e - Zip Code:** 94105

- **Item B.2.f - Telephone:** 800-648-5300

- **Item B.2.g - Public Website:** www.schwabassetmanagement.com

### Item B.3 - Location of books and records

**Location books Record: 1**

- **a. Name of person (e.g., a custodian of records):** Charles Schwab Investment Management, Inc.

- **b. Street 1:** 211 Main Street

- **c. City:** San Francisco

- **d. State, if applicable:** CA

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 94105

- **g. Telephone number:** 800-648-5300

- **h. Briefly describe the books and records kept at this location:** Investment Manager and Fund Administrator

**Location books Record: 2**

- **a. Name of person (e.g., a custodian of records):** State Street Bank and Trust Company

- **b. Street 1:** One Congress Street

- **Street 2:** Suite 1

- **c. City:** Boston

- **d. State, if applicable:** MA

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 02114

- **g. Telephone number:** 617-786-3000

- **h. Briefly describe the books and records kept at this location:** Custodian and Fund Accountant

**Location books Record: 3**

- **a. Name of person (e.g., a custodian of records):** BNY Mellon Investment Servicing, Inc.

- **b. Street 1:** 4400 Computer Drive

- **c. City:** Westborough

- **d. State, if applicable:** MA

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 01581

- **g. Telephone number:** 800-441-9800

- **h. Briefly describe the books and records kept at this location:** Transfer Agent

**Location books Record: 4**

- **a. Name of person (e.g., a custodian of records):** Schwab Investments Trust

- **b. Street 1:** 211 Main Street

- **c. City:** San Francisco

- **d. State, if applicable:** CA

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 94105

- **g. Telephone number:** 800-648-5300

- **h. Briefly describe the books and records kept at this location:** Trust and Fund Records

**Location books Record: 5**

- **a. Name of person (e.g., a custodian of records):** Charles Schwab & Co., Inc.

- **b. Street 1:** 3000 Schwab Way

- **c. City:** Westlake

- **d. State, if applicable:** TX

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 76262

- **g. Telephone number:** 800-648-5300

- **h. Briefly describe the books and records kept at this location:** Principal Underwriter

- **Item B.4.a - Is this the first filing by the Registrant?:** No

- **Item B.4.b - Is this the last filing by the Registrant?:** No

- **Item B.5.a - Is the Registrant part of a family of investment companies?:** Yes

- **Item B.5.a.i - Full name of family of investment companies:** SCHFLFSETF

### Item B.6 - Organization

- [x] a. Open-end management investment company registered under the Act on Form N-1A

- [ ] b. Closed-end management investment company registered under the Act on Form N-2

- [ ] c. Separate account offering variable annuity contracts which is registered under the Act as a management investment company on Form N-3

- [ ] d. Separate account offering variable annuity contracts which is registered under the Act as a unit investment trust on Form N-4

- [ ] e. Small business investment company registered under the Act on Form N-5

- [ ] f. Separate account offering variable insurance contracts which is registered under the Act as a unit investment trust on Form N-6

- [ ] g. Unit investment trust registered under the Act on Form N-8B-2

- **Item B.6.i - Total number of Series:** 8

- **Item B.7 - Is the Registrant the issuer of a class of securities registered under the Securities Act?:** Yes

### Item B.8 - Directors

| Name                | Is Interested Person?   | Other Investment Company File Numbers                 |
|:---|:---|:---|
| Michael J. Beer     | No                      | 811-05954, 811-08314, 811-22311, 811-07704, 811-05547 |
| Nancy F. Heller     | No                      | 811-05547, 811-08314, 811-05954, 811-07704, 811-22311 |
| Richard A. Wurster  | Yes                     | 811-07704, 811-22311, 811-08314, 811-05547, 811-05954 |
| Omar Aguilar        | Yes                     | 811-22311, 811-05547, 811-05954, 811-07704, 811-08314 |
| David L. Mahoney    | No                      | 811-22311, 811-05547, 811-05954, 811-08314, 811-07704 |
| Kimberly S. Patmore | No                      | 811-07704, 811-05954, 811-22311, 811-08314, 811-05547 |
| Jean Derek Penn     | No                      | 811-07704, 811-08314, 811-22311, 811-05954, 811-05547 |
| Jane P. Moncreiff   | No                      | 811-07704, 811-05954, 811-05547, 811-08314, 811-22311 |
| Robert W. Burns     | No                      | 811-08314, 811-05954, 811-05547, 811-07704, 811-22311 |

### Item B.9. Chief compliance officer.

**Chief compliance officer Record: 1**

- **a. Full Name:** Mark Hunter

- **b. CRD Number, if any:** 004910590

- **c. Street Address 1:** 11800 Schwab Way

- **d. City:** Austin

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Zip code:** 78758

- **h. Telephone number:** XXXXXX

- **i. Has the chief compliance officer changed since the last filing?:** Yes

If the chief compliance officer is compensated or employed by any person other than the Registrant, provide:

**CCO employer Record: 1**

- **i. Name of the person:** —

- **ii. Person’s IRS Employer Identification Number:** —

### Item B.10. Matters for security holder vote.

- **Were any matters submitted by the Registrant for its security holders’ vote during the reporting period?** No

- **Item B.11.a - Have there been any material legal proceedings?:** No

- **Item B.11.b - Has any proceeding previously reported been terminated?:** No

- **Item B.12.a - Were any claims with respect to the Registrant filed under a fidelity bond?:** No

- **Item B.13.a - Are the Registrant's officers or directors covered under any insurance policy?:** Yes

- **Item B.13.a.i - If yes, were any claims filed under the policy during the reporting period?:** No

- **Item B.14 - Did an affiliated person provide any form of financial support to the Registrant?:** No

- **Item B.15.a - Did the Registrant rely on any exemptive orders from the Commission?:** No

### Item B.16. Principal underwriters.

**Principal underwriter Record: 1**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. SEC file number:** 8-16514

- **iii. CRD number:** 000005393

- **iv. LEI, if any:** 549300ZP8XN77GK5BS04

- **v. State, if applicable:** TX

- **vi. Foreign country, if applicable:** US

- **vii. Is the principal underwriter an affiliated person...?:** Yes

- **b. Have any principal underwriters been hired or terminated during the reporting period?** No

### Item B.17. Independent public accountant.

**Public accountant Record: 1**

- **a. Full Name:** Deloitte & Touche LLP

- **b. PCAOB Number:** 34

- **c. LEI, if any:** 254900WYZPGQGKV3RF07

- **d. State, if applicable:** CO

- **e. Foreign country, if applicable:** US

- **f. Has the independent public accountant changed since the last filing?** No

- **Item B.18 - Did an independent public accountant's report on internal control note any material weaknesses?:** No

- **Item B.19 - Did an independent public accountant issue an opinion other than an unqualified opinion?:** No

- **Item B.20 - Have there been material changes in the method of valuation?:** No

- **Item B.21 - Have there been any changes in accounting principles or practices?:** No

- **Item B.22.a - Were any payments made to shareholders as a result of an error in calculating NAV?:** No

- **Item B.23 - Did the Registrant pay any dividend or make any distribution required to be accompanied by a written statement?:** No

## Part C: Additional Questions for Management Investment Companies

### Management Investment Record: 1 - Schwab Opportunistic Municipal Bond Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Opportunistic Municipal Bond Fund

- **b. Series identification number, if any:** S000068892

- **c. LEI:** 549300H3K5P9B3I0IN35

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 1

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class                    | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Opportunistic Municipal Bond Fund | C000220131                                | SWHYX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [ ] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [ ] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [x] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 18f-4(f)(17 CFR 270.18f-4(f))

- Rule 32a-4 (17 CFR 270.32a-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** MA

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** PricingDirect Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 549300WIC0TOJ7N7GD54

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** Bloomberg L.P.

- **ii. LEI, if any, or provide and describe other identifying number:** 549300B56MD0ZC402L06

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 3**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 4**

- **i. Full name:** ICE Data Services, Inc.

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** State Street Bank and Trust Company

- **ii. LEI, if any:** 571474TGEMMWANRLN572

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Susquehanna Securities, LLC

- **b. SEC file number:** 8-47034

- **c. CRD number:** 000035874

- **d. LEI, if any:** 549300RX9GZX8Y9IGJ81

- **e. State, if applicable:** PA

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

No Brokers reported.

**Item C.17.a. Principal transaction counterparties.**

| Name                            | SEC file number   |   CRD number | LEI                  | State   | Country   | Total Purchase/Sale ($)   |
|:---|:---|---:|:---|:---|:---|:---|
| Morgan Stanley & Co. LLC        | 8-15869           |    000008209 | 9R7GPTSO7KV3UQJZQ078 | NY      | US        | $14,308,411.25            |
| National Financial Services LLC | 8-26740           |    000013041 | 549300JRHF1MHHWUAW04 | MA      | US        | $17,170,225.60            |
| Barclays Capital Inc.           | 8-41342           |    000019714 | AC28XWWI3WIBK2824319 | NY      | US        | $16,492,422.50            |
| BNY Capital Markets, LLC        | 8-35255           |    000017454 | VJW2DOOHGDT6PR0ZRO63 | NY      | US        | $6,050,000.00             |
| RBC Capital Markets, LLC        | 8-45411           |    000031194 | 549300LCO2FLSSVFFR64 | NY      | US        | $8,486,567.65             |
| J.P. Morgan Securities LLC      | 8-35008           |    000000079 | ZBUT11V806EZRVTWT807 | NY      | US        | $33,197,506.95            |
| Wells Fargo Securities, LLC     | 8-65876           |    000126292 | VYVVCKR63DVZZN70PB21 | NC      | US        | $6,441,035.55             |
| BofA Securities, Inc.           | 8-69787           |    000283942 | 549300HN4UKV1E2R3U73 | NY      | US        | $10,862,675.95            |
| PNC Capital Markets LLC         | 8-32493           |    000015647 | 7OGNSSLOQJ8U3B9Y5F18 | PA      | US        | $7,202,767.50             |
| Jefferies LLC                   | 8-15074           |    000002347 | 58PU97L1C0WSRCWADL48 | NY      | US        | $4,908,250.00             |

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $158,889,776.15

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $71,444,114.55

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 2 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 3 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 4 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 5 Name of institution:** Bank of America

  - **Line Institutions Record: 6 Name of institution:** Citibank, N.A.

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Government Money Market ETF                        | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Ariel Opportunities ETF                            | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Ariel Opportunities ETF                            | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Government Money Market ETF                        | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 2 - Schwab U.S. Aggregate Bond Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab U.S. Aggregate Bond Index Fund

- **b. Series identification number, if any:** S000056207

- **c. LEI:** 549300TE25ZKVNXKCS55

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 1

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class                 | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab U.S. Aggregate Bond Index Fund | C000176960                                | SWAGX                        |

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **b. Did the Fund lend any of its securities during the reporting period?** Yes

  - **i. If yes, during the reporting period, did any borrower fail to return the loaned securities by the contractual deadline with the result that:**

    - **1. The Fund (or it securities lending agent) liquidated collateral pledged to secure the loaned securities?** No

    - **2. The Fund was otherwise adversely impacted?** No

**c. Provide the information requested below about each securities lending agent, if any, retained by the Fund:**

**Securities Lending Record: 1**

- **i. Full name of securities lending agent:** Goldman Sachs Bank USA

- **ii. LEI, if any:** KD3XUN7C6T14HNAYLU02

- **iii. Is the securities lending agent an affiliated person...?** No

- **iv. Does the securities lending agent... indemnify the Fund against borrower default?** Yes

- **v. If the entity providing the indemnification is not the securities lending agent, provide the following information:**

  **Idemnity Providers Record: 1**

  - **1. Name of person providing indemnification:** —

  - **2. LEI, if any:** —

- **vi. Did the Fund exercise its indemnification rights during the reporting period?** No

**d. If a person providing cash collateral management services to the Fund in connection with the Fund's securities lending activities does not also serve as securities lending agent, provide the following information about each cash collateral manager:**

**Collateral Managers Record: 1**

- **i. Full name of cash collateral manager:** SSGA Funds Management, Inc.

- **ii. LEI, if any:** FT3UGI3NU6B7EELQF380

- **iii. Is the cash collateral manager an affiliated person, or an affiliated person of an affiliated person, of a securities lending agent retained by the Fund??** No

- **iv. Is the cash collateral manager an affiliated person of the Fund?** No

**e. Types of payments made to one or more securities lending agents and cash collateral managers (check all that apply):**

- [x] Revenue sharing split

- [ ] Fee-based revenue split (other than administrative fee)

- [ ] Administrative fee

- [x] Cash collateral reinvestment fee

- [ ] Indemnification fee

- [ ] Other

- [ ] N/A

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** $2,072,704.89

- **g. Provide the net income from securities lending activities:** $24,144.00

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 18f-4(f)(17 CFR 270.18f-4(f))

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 32a-4 (17 CFR 270.32a-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** No

- **b. Were any expenses reduced or waived?** No

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** MA

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** Bloomberg L.P.

- **ii. LEI, if any, or provide and describe other identifying number:** 549300B56MD0ZC402L06

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** ICE Data Services, Inc.

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 3**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 4**

- **i. Full name:** PricingDirect Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 549300WIC0TOJ7N7GD54

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Euroclear Bank

- **ii. LEI, if any:** 549300OZ46BRLZ8Y6F65

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** Yes

- **vii. With respect to the custodian, check below to indicate the type of custody:** Foreign securities depository - rule 17f-7 (17 CFR 270.17f-7)

**Custodians Record: 2**

- **i. Full name:** State Street Bank and Trust Company (Edinburgh, GB, Branch)

- **ii. LEI, if any:** 571474TGEMMWANRLN572

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** Yes

- **vii. With respect to the custodian, check below to indicate the type of custody:** Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)

**Custodians Record: 3**

- **i. Full name:** State Street Bank and Trust Company

- **ii. LEI, if any:** 571474TGEMMWANRLN572

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 4**

- **i. Full name:** State Street Bank International GmbH

- **ii. LEI, if any:** ZMHGNT7ZPKZ3UFZ8EO46

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** Yes

- **vii. With respect to the custodian, check below to indicate the type of custody:** Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Susquehanna Securities, LLC

- **b. SEC file number:** 8-47034

- **c. CRD number:** 000035874

- **d. LEI, if any:** 549300RX9GZX8Y9IGJ81

- **e. State, if applicable:** PA

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

No Brokers reported.

**Item C.17.a. Principal transaction counterparties.**

| Name                                  | SEC file number   |   CRD number | LEI                  | State   | Country   | Total Purchase/Sale ($)   |
|:---|:---|---:|:---|:---|:---|:---|
| Morgan Stanley & Co. LLC              | 8-15869           |    000008209 | 9R7GPTSO7KV3UQJZQ078 | NY      | US        | $755,754,167.58           |
| Goldman Sachs & Co. LLC               | 8-129             |    000000361 | FOR8UP27PHTHYVLBNG30 | NY      | US        | $133,272,512.78           |
| BMO Capital Markets Corp.             | 8-34344           |    000016686 | RUC0QBLBRPRCU4W1NE59 | NY      | US        | $161,150,481.68           |
| Scotia Capital (USA) Inc.             | 8-3716            |    000002739 | 549300BLWPABP1VNME36 | NY      | US        | $227,705,902.15           |
| Jane Street Execution Services, LLC   | 8-69254           |    000167280 | 549300HXJLXCPDWAH070 | NY      | US        | $470,323,771.25           |
| Citigroup Global Markets Inc.         | 8-8177            |    000007059 | MBNUM2BPBDO7JBLYG310 | NY      | US        | $1,360,373,058.54         |
| Wells Fargo Securities, LLC           | 8-65876           |    000126292 | VYVVCKR63DVZZN70PB21 | NC      | US        | $835,458,157.09           |
| J.P. Morgan Securities LLC            | 8-35008           |    000000079 | ZBUT11V806EZRVTWT807 | NY      | US        | $787,295,281.93           |
| Deutsche Bank Securities Inc.         | 8-17822           |    000002525 | 9J6MBOOO7BECTDTUZW19 | NY      | US        | $147,192,516.20           |
| Nomura Securities International, Inc. | 8-15255           |    000004297 | OXTKY6Q8X53C9ILVV871 | NY      | US        | $442,953,754.27           |

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $5,600,288,108.26

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $5,313,028,665.71

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Government Money Market ETF                        | 811-22311         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Ariel Opportunities ETF                            | 811-22311         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 2 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 3 Name of institution:** Bank of America

  - **Line Institutions Record: 4 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 5 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 6 Name of institution:** Barclays Bank plc

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Government Money Market ETF                        | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Ariel Opportunities ETF                            | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 3 - Schwab Short-Term Bond Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Short-Term Bond Index Fund

- **b. Series identification number, if any:** S000056208

- **c. LEI:** 549300P4KD6GXEL7FV90

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 1

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class             | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Short-Term Bond Index Fund | C000176961                                | SWSBX                        |

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **b. Did the Fund lend any of its securities during the reporting period?** Yes

  - **i. If yes, during the reporting period, did any borrower fail to return the loaned securities by the contractual deadline with the result that:**

    - **1. The Fund (or it securities lending agent) liquidated collateral pledged to secure the loaned securities?** No

    - **2. The Fund was otherwise adversely impacted?** No

**c. Provide the information requested below about each securities lending agent, if any, retained by the Fund:**

**Securities Lending Record: 1**

- **i. Full name of securities lending agent:** Goldman Sachs Bank USA

- **ii. LEI, if any:** KD3XUN7C6T14HNAYLU02

- **iii. Is the securities lending agent an affiliated person...?** No

- **iv. Does the securities lending agent... indemnify the Fund against borrower default?** Yes

- **v. If the entity providing the indemnification is not the securities lending agent, provide the following information:**

  **Idemnity Providers Record: 1**

  - **1. Name of person providing indemnification:** —

  - **2. LEI, if any:** —

- **vi. Did the Fund exercise its indemnification rights during the reporting period?** No

**d. If a person providing cash collateral management services to the Fund in connection with the Fund's securities lending activities does not also serve as securities lending agent, provide the following information about each cash collateral manager:**

**Collateral Managers Record: 1**

- **i. Full name of cash collateral manager:** SSGA Funds Management, Inc.

- **ii. LEI, if any:** FT3UGI3NU6B7EELQF380

- **iii. Is the cash collateral manager an affiliated person, or an affiliated person of an affiliated person, of a securities lending agent retained by the Fund??** No

- **iv. Is the cash collateral manager an affiliated person of the Fund?** No

**e. Types of payments made to one or more securities lending agents and cash collateral managers (check all that apply):**

- [x] Revenue sharing split

- [ ] Fee-based revenue split (other than administrative fee)

- [ ] Administrative fee

- [x] Cash collateral reinvestment fee

- [ ] Indemnification fee

- [ ] Other

- [ ] N/A

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** $1,224,256.79

- **g. Provide the net income from securities lending activities:** $51,133.00

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 32a-4 (17 CFR 270.32a-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** No

- **b. Were any expenses reduced or waived?** No

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** MA

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** Bloomberg L.P.

- **ii. LEI, if any, or provide and describe other identifying number:** 549300B56MD0ZC402L06

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 3**

- **i. Full name:** PricingDirect Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 549300WIC0TOJ7N7GD54

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 4**

- **i. Full name:** ICE Data Services, Inc.

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Euroclear Bank

- **ii. LEI, if any:** 549300OZ46BRLZ8Y6F65

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** Yes

- **vii. With respect to the custodian, check below to indicate the type of custody:** Foreign securities depository - rule 17f-7 (17 CFR 270.17f-7)

**Custodians Record: 2**

- **i. Full name:** State Street Bank and Trust Company

- **ii. LEI, if any:** 571474TGEMMWANRLN572

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 3**

- **i. Full name:** State Street Bank and Trust Company (Edinburgh, GB, Branch)

- **ii. LEI, if any:** 571474TGEMMWANRLN572

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** Yes

- **vii. With respect to the custodian, check below to indicate the type of custody:** Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)

**Custodians Record: 4**

- **i. Full name:** State Street Bank International GmbH

- **ii. LEI, if any:** ZMHGNT7ZPKZ3UFZ8EO46

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** Yes

- **vii. With respect to the custodian, check below to indicate the type of custody:** Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Susquehanna Securities, LLC

- **b. SEC file number:** 8-47034

- **c. CRD number:** 000035874

- **d. LEI, if any:** 549300RX9GZX8Y9IGJ81

- **e. State, if applicable:** PA

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

No Brokers reported.

**Item C.17.a. Principal transaction counterparties.**

| Name                                  | SEC file number   |   CRD number | LEI                  | State   | Country   | Total Purchase/Sale ($)   |
|:---|:---|---:|:---|:---|:---|:---|
| J.P. Morgan Securities LLC            | 8-35008           |    000000079 | ZBUT11V806EZRVTWT807 | NY      | US        | $258,705,666.11           |
| Nomura Securities International, Inc. | 8-15255           |    000004297 | OXTKY6Q8X53C9ILVV871 | NY      | US        | $11,010,713.68            |
| HSBC Securities (USA) Inc.            | 8-41562           |    000019585 | CYYGQCGNHMHPSMRL3R97 | NY      | US        | $9,627,918.00             |
| Morgan Stanley & Co. LLC              | 8-15869           |    000008209 | 9R7GPTSO7KV3UQJZQ078 | NY      | US        | $53,221,734.41            |
| Deutsche Bank Securities Inc.         | 8-17822           |    000002525 | 9J6MBOOO7BECTDTUZW19 | NY      | US        | $26,103,285.36            |
| Scotia Capital (USA) Inc.             | 8-3716            |    000002739 | 549300BLWPABP1VNME36 | NY      | US        | $104,114,921.96           |
| Citadel Securities LLC                | 8-53574           |    000116797 | 12UUJYTN7D3SW8KCSG25 | FL      | US        | $815,316,539.29           |
| Jane Street Execution Services, LLC   | 8-69254           |    000167280 | 549300HXJLXCPDWAH070 | NY      | US        | $45,217,398.77            |
| BMO Capital Markets Corp.             | 8-34344           |    000016686 | RUC0QBLBRPRCU4W1NE59 | NY      | US        | $58,339,607.72            |
| BofA Securities, Inc.                 | 8-69787           |    000283942 | 549300HN4UKV1E2R3U73 | NY      | US        | $6,694,848.30             |

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $1,432,318,901.96

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $1,474,247,242.95

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Government Money Market ETF                        | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Ariel Opportunities ETF                            | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 2 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 3 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 4 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 5 Name of institution:** Bank of America

  - **Line Institutions Record: 6 Name of institution:** The Bank of New York Mellon

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Government Money Market ETF                        | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Ariel Opportunities ETF                            | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 4 - Schwab Treasury Inflation Protected Securities Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Treasury Inflation Protected Securities Index Fund

- **b. Series identification number, if any:** S000006819

- **c. LEI:** 5493000LZN1FM8F1C238

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 1

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class                                     | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Treasury Inflation Protected Securities Index Fund | C000018453                                | SWRSX                        |

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 18f-4 (17 CFR 270.18f-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** No

- **b. Were any expenses reduced or waived?** No

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** MA

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** PricingDirect Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 549300WIC0TOJ7N7GD54

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** Bloomberg L.P.

- **ii. LEI, if any, or provide and describe other identifying number:** 549300B56MD0ZC402L06

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 3**

- **i. Full name:** ICE Data Services, Inc.

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** State Street Bank and Trust Company (Edinburgh, GB, Branch)

- **ii. LEI, if any:** 571474TGEMMWANRLN572

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** Yes

- **vii. With respect to the custodian, check below to indicate the type of custody:** Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)

**Custodians Record: 2**

- **i. Full name:** Euroclear Bank

- **ii. LEI, if any:** 549300OZ46BRLZ8Y6F65

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** Yes

- **vii. With respect to the custodian, check below to indicate the type of custody:** Foreign securities depository - rule 17f-7 (17 CFR 270.17f-7)

**Custodians Record: 3**

- **i. Full name:** State Street Bank and Trust Company

- **ii. LEI, if any:** 571474TGEMMWANRLN572

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 4**

- **i. Full name:** State Street Bank International GmbH

- **ii. LEI, if any:** ZMHGNT7ZPKZ3UFZ8EO46

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** Yes

- **vii. With respect to the custodian, check below to indicate the type of custody:** Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Susquehanna Securities, LLC

- **b. SEC file number:** 8-47034

- **c. CRD number:** 000035874

- **d. LEI, if any:** 549300RX9GZX8Y9IGJ81

- **e. State, if applicable:** PA

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

No Brokers reported.

**Item C.17.a. Principal transaction counterparties.**

| Name                                        | SEC file number   |   CRD number | LEI                  | State   | Country   | Total Purchase/Sale ($)   |
|:---|:---|---:|:---|:---|:---|:---|
| Goldman Sachs & Co. LLC                     | 8-129             |    000000361 | FOR8UP27PHTHYVLBNG30 | NY      | US        | $100,075,045.20           |
| Morgan Stanley & Co. LLC                    | 8-15869           |    000008209 | 9R7GPTSO7KV3UQJZQ078 | NY      | US        | $92,928,803.52            |
| Nomura Securities International, Inc.       | 8-15255           |    000004297 | OXTKY6Q8X53C9ILVV871 | NY      | US        | $39,281,814.77            |
| Citigroup Global Markets Inc.               | 8-8177            |    000007059 | MBNUM2BPBDO7JBLYG310 | NY      | US        | $899,325,642.99           |
| Flow Traders U.S. Institutional Trading LLC | 8-69711           |    000282266 | 549300H90VV8DK5UM624 | NY      | US        | $223,372,559.98           |
| Barclays Capital Inc.                       | 8-41342           |    000019714 | AC28XWWI3WIBK2824319 | NY      | US        | $34,015,191.20            |
| Citadel Securities LLC                      | 8-53574           |    000116797 | 12UUJYTN7D3SW8KCSG25 | FL      | US        | $30,454,113.13            |
| Jane Street Execution Services, LLC         | 8-69254           |    000167280 | 549300HXJLXCPDWAH070 | NY      | US        | $102,976,016.81           |
| BofA Securities, Inc.                       | 8-69787           |    000283942 | 549300HN4UKV1E2R3U73 | NY      | US        | $25,740,772.56            |
| Deutsche Bank Securities Inc.               | 8-17822           |    000002525 | 9J6MBOOO7BECTDTUZW19 | NY      | US        | $138,660,877.24           |

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $1,693,137,517.41

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $2,531,079,863.91

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                             | SEC File number   |
|:---|:---|
| Schwab Target 2040 Index Fund                            | 811-07704         |
| Schwab Target 2015 Index Fund                            | 811-07704         |
| Schwab Target 2025 Index Fund                            | 811-07704         |
| Schwab Municipal Bond ETF                                | 811-22311         |
| Schwab Government Money Fund                             | 811-05954         |
| Schwab Treasury Obligations Money Fund                   | 811-05954         |
| Schwab Target 2050 Fund                                  | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                 | 811-22311         |
| Schwab International Dividend Equity ETF                 | 811-22311         |
| Schwab Target 2055 Fund                                  | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                      | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                    | 811-22311         |
| Schwab Target 2015 Fund                                  | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund         | 811-07704         |
| Schwab Balanced Fund                                     | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF               | 811-22311         |
| Schwab Target 2040 Fund                                  | 811-07704         |
| Schwab California Tax-Free Bond Fund                     | 811-06200         |
| Schwab New York Municipal Money Fund                     | 811-05954         |
| Schwab U.S. Large-Cap Value Index Fund                   | 811-07704         |
| Schwab California Municipal Money Fund                   | 811-05954         |
| Schwab U.S. Large-Cap Growth Index Fund                  | 811-07704         |
| Schwab U.S. Dividend Equity ETF                          | 811-22311         |
| Schwab International Equity ETF                          | 811-22311         |
| Schwab International Small-Cap Equity ETF                | 811-22311         |
| Schwab U.S. TIPS ETF                                     | 811-22311         |
| Schwab Ultra-Short Income ETF                            | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                           | 811-07704         |
| Schwab VIT Balanced Portfolio                            | 811-08314         |
| Schwab Target 2035 Index Fund                            | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                    | 811-06200         |
| Schwab Retirement Government Money Fund                  | 811-05954         |
| Schwab Target 2045 Fund                                  | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                | 811-22311         |
| Schwab Target 2050 Index Fund                            | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                         | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Target 2020 Fund                                  | 811-07704         |
| Schwab International Index Fund                          | 811-07704         |
| Schwab U.S. Treasury Money Fund                          | 811-05954         |
| Schwab Government Money Market ETF                       | 811-22311         |
| Schwab U.S. Aggregate Bond ETF                           | 811-22311         |
| Schwab Target 2030 Index Fund                            | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund         | 811-07704         |
| Schwab Crypto Thematic ETF                               | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                | 811-22311         |
| Schwab Monthly Income Fund - Target Payout               | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund         | 811-07704         |
| Schwab Short-Term Bond Index Fund                        | 811-06200         |
| Schwab 1000 Index Fund                                   | 811-06200         |
| Schwab Emerging Markets Equity ETF                       | 811-22311         |
| Schwab Total Stock Market Index Fund                     | 811-07704         |
| Schwab Fundamental International Equity Index Fund       | 811-07704         |
| Schwab Fundamental International Small Equity ETF        | 811-22311         |
| Schwab U.S. Large-Cap ETF                                | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                  | 811-07704         |
| Schwab Health Care Fund                                  | 811-07704         |
| Schwab Global Real Estate Fund                           | 811-06200         |
| Schwab MarketTrack Balanced Portfolio                    | 811-07704         |
| Schwab Fundamental International Equity ETF              | 811-22311         |
| Schwab Small-Cap Index Fund                              | 811-07704         |
| Schwab Target 2030 Fund                                  | 811-07704         |
| Schwab AMT Tax-Free Money Fund                           | 811-05954         |
| Schwab VIT Balanced with Growth Portfolio                | 811-08314         |
| Schwab 1000 Index ETF                                    | 811-22311         |
| Schwab Target 2060 Fund                                  | 811-07704         |
| Schwab Target 2055 Index Fund                            | 811-07704         |
| Schwab Monthly Income Fund - Income Payout               | 811-07704         |
| Schwab International Opportunities Fund                  | 811-07704         |
| Schwab U.S. Small-Cap ETF                                | 811-22311         |
| Schwab Government Money Market Portfolio                 | 811-08314         |
| Schwab Tax-Free Bond Fund                                | 811-06200         |
| Schwab U.S. Mid-Cap ETF                                  | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                          | 811-22311         |
| Schwab Dividend Equity Fund                              | 811-07704         |
| Schwab Small-Cap Equity Fund                             | 811-07704         |
| Schwab VIT Growth Portfolio                              | 811-08314         |
| Schwab Target 2045 Index Fund                            | 811-07704         |
| Schwab Core Bond ETF                                     | 811-22311         |
| Schwab U.S. REIT ETF                                     | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund    | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Target 2065 Fund                                  | 811-07704         |
| Schwab MarketTrack Growth Portfolio                      | 811-07704         |
| Schwab S&P 500 Index Portfolio                           | 811-08314         |
| Schwab Target 2010 Index Fund                            | 811-07704         |
| Schwab Ariel Opportunities ETF                           | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout             | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                      | 811-22311         |
| Schwab Target 2010 Fund                                  | 811-07704         |
| Schwab High Yield Bond ETF                               | 811-22311         |
| Schwab Value Advantage Money Fund                        | 811-05954         |
| Schwab Large-Cap Growth Fund                             | 811-07704         |
| Schwab Target 2025 Fund                                  | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF           | 811-22311         |
| Schwab S&P 500 Index Fund                                | 811-07704         |
| Schwab Target 2065 Index Fund                            | 811-07704         |
| Schwab Select Large Cap Growth Fund                      | 811-05547         |
| Schwab Core Equity Fund                                  | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                 | 811-06200         |
| Schwab U.S. Broad Market ETF                             | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                | 811-07704         |
| Schwab International Core Equity Fund                    | 811-07704         |
| Schwab Municipal Money Fund                              | 811-05954         |
| Schwab Target 2035 Fund                                  | 811-07704         |
| Schwab Target 2060 Index Fund                            | 811-07704         |
| Schwab Target 2020 Index Fund                            | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 2 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 3 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 4 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 5 Name of institution:** Bank of America

  - **Line Institutions Record: 6 Name of institution:** Barclays Bank plc

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                             | SEC File number   |
|:---|:---|
| Schwab Fundamental Emerging Markets Equity Index Fund    | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                         | 811-22311         |
| Schwab Target 2010 Index Fund                            | 811-07704         |
| Schwab Target 2045 Fund                                  | 811-07704         |
| Schwab Target 2015 Index Fund                            | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund | 811-07704         |
| Schwab Fundamental International Small Equity ETF        | 811-22311         |
| Schwab U.S. Large-Cap Growth Index Fund                  | 811-07704         |
| Schwab Ariel Opportunities ETF                           | 811-22311         |
| Schwab Large-Cap Growth Fund                             | 811-07704         |
| Schwab Target 2060 Index Fund                            | 811-07704         |
| Schwab Small-Cap Equity Fund                             | 811-07704         |
| Schwab International Small-Cap Equity ETF                | 811-22311         |
| Schwab S&P 500 Index Portfolio                           | 811-08314         |
| Schwab New York Municipal Money Fund                     | 811-05954         |
| Schwab U.S. REIT ETF                                     | 811-22311         |
| Schwab AMT Tax-Free Money Fund                           | 811-05954         |
| Schwab U.S. Aggregate Bond ETF                           | 811-22311         |
| Schwab Target 2025 Fund                                  | 811-07704         |
| Schwab Select Large Cap Growth Fund                      | 811-05547         |
| Schwab International Index Fund                          | 811-07704         |
| Schwab Target 2035 Fund                                  | 811-07704         |
| Schwab Municipal Bond ETF                                | 811-22311         |
| Schwab Target 2050 Fund                                  | 811-07704         |
| Schwab Target 2050 Index Fund                            | 811-07704         |
| Schwab U.S. TIPS ETF                                     | 811-22311         |
| Schwab Target 2025 Index Fund                            | 811-07704         |
| Schwab Global Real Estate Fund                           | 811-06200         |
| Schwab Target 2045 Index Fund                            | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                      | 811-22311         |
| Schwab 1000 Index ETF                                    | 811-22311         |
| Schwab Treasury Obligations Money Fund                   | 811-05954         |
| Schwab Short-Term Bond Index Fund                        | 811-06200         |
| Schwab Balanced Fund                                     | 811-07704         |
| Schwab Target 2030 Fund                                  | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund         | 811-07704         |
| Schwab Target 2060 Fund                                  | 811-07704         |
| Schwab California Municipal Money Fund                   | 811-05954         |
| Schwab Fundamental U.S. Small Company ETF                | 811-22311         |
| Schwab MarketTrack Growth Portfolio                      | 811-07704         |
| Schwab Target 2055 Index Fund                            | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                          | 811-22311         |
| Schwab High Yield Bond ETF                               | 811-22311         |
| Schwab Target 2030 Index Fund                            | 811-07704         |
| Schwab Ultra-Short Income ETF                            | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout             | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund         | 811-07704         |
| Schwab Dividend Equity Fund                              | 811-07704         |
| Schwab VIT Balanced Portfolio                            | 811-08314         |
| Schwab Emerging Markets Equity ETF                       | 811-22311         |
| Schwab Total Stock Market Index Fund                     | 811-07704         |
| Schwab U.S. Small-Cap ETF                                | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                | 811-22311         |
| Schwab 1000 Index Fund                                   | 811-06200         |
| Schwab International Dividend Equity ETF                 | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund         | 811-07704         |
| Schwab Small-Cap Index Fund                              | 811-07704         |
| Schwab International Core Equity Fund                    | 811-07704         |
| Schwab Health Care Fund                                  | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                    | 811-06200         |
| Schwab Crypto Thematic ETF                               | 811-22311         |
| Schwab U.S. Treasury Money Fund                          | 811-05954         |
| Schwab Municipal Money Fund                              | 811-05954         |
| Schwab Opportunistic Municipal Bond Fund                 | 811-06200         |
| Schwab Target 2020 Index Fund                            | 811-07704         |
| Schwab U.S. Large-Cap ETF                                | 811-22311         |
| Schwab Government Money Fund                             | 811-05954         |
| Schwab Intermediate-Term U.S. Treasury ETF               | 811-22311         |
| Schwab Value Advantage Money Fund                        | 811-05954         |
| Schwab Target 2055 Fund                                  | 811-07704         |
| Schwab Retirement Government Money Fund                  | 811-05954         |
| Schwab U.S. Mid-Cap ETF                                  | 811-22311         |
| Schwab Target 2010 Fund                                  | 811-07704         |
| Schwab Tax-Free Bond Fund                                | 811-06200         |
| Schwab Government Money Market ETF                       | 811-22311         |
| Schwab International Equity ETF                          | 811-22311         |
| Schwab Mortgage-Backed Securities ETF                    | 811-22311         |
| Schwab Target 2065 Fund                                  | 811-07704         |
| Schwab U.S. Broad Market ETF                             | 811-22311         |
| Schwab Government Money Market Portfolio                 | 811-08314         |
| Schwab California Tax-Free Bond Fund                     | 811-06200         |
| Schwab VIT Balanced with Growth Portfolio                | 811-08314         |
| Schwab Fundamental Emerging Markets Equity ETF           | 811-22311         |
| Schwab Core Bond ETF                                     | 811-22311         |
| Schwab Core Equity Fund                                  | 811-07704         |
| Schwab Target 2040 Fund                                  | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Monthly Income Fund - Target Payout               | 811-07704         |
| Schwab Fundamental International Equity ETF              | 811-22311         |
| Schwab U.S. Dividend Equity ETF                          | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                 | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                  | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                    | 811-07704         |
| Schwab Fundamental International Equity Index Fund       | 811-07704         |
| Schwab Target 2035 Index Fund                            | 811-07704         |
| Schwab Monthly Income Fund - Income Payout               | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                       | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                           | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                      | 811-22311         |
| Schwab S&P 500 Index Fund                                | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                   | 811-07704         |
| Schwab Target 2020 Fund                                  | 811-07704         |
| Schwab Target 2065 Index Fund                            | 811-07704         |
| Schwab Target 2040 Index Fund                            | 811-07704         |
| Schwab Target 2015 Fund                                  | 811-07704         |
| Schwab International Opportunities Fund                  | 811-07704         |
| Schwab VIT Growth Portfolio                              | 811-08314         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 5 - Schwab California Tax-Free Bond Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab California Tax-Free Bond Fund

- **b. Series identification number, if any:** S000006818

- **c. LEI:** 549300IO883LGHG5V969

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 1

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class                | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab California Tax-Free Bond Fund | C000018451                                | SWCAX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [ ] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [ ] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [x] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 18f-4(f)(17 CFR 270.18f-4(f))

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** MA

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** Bloomberg L.P.

- **ii. LEI, if any, or provide and describe other identifying number:** 549300B56MD0ZC402L06

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** ICE Data Services, Inc.

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 3**

- **i. Full name:** S&P Global Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** Y6X4K52KMJMZE7I7MY94

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** State Street Bank and Trust Company

- **ii. LEI, if any:** 571474TGEMMWANRLN572

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Susquehanna Securities, LLC

- **b. SEC file number:** 8-47034

- **c. CRD number:** 000035874

- **d. LEI, if any:** 549300RX9GZX8Y9IGJ81

- **e. State, if applicable:** PA

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

No Brokers reported.

**Item C.17.a. Principal transaction counterparties.**

| Name                            | SEC file number   |   CRD number | LEI                  | State   | Country   | Total Purchase/Sale ($)   |
|:---|:---|---:|:---|:---|:---|:---|
| Morgan Stanley & Co. LLC        | 8-15869           |    000008209 | 9R7GPTSO7KV3UQJZQ078 | NY      | US        | $38,240,113.45            |
| Barclays Capital Inc.           | 8-41342           |    000019714 | AC28XWWI3WIBK2824319 | NY      | US        | $146,443,366.50           |
| RBC Capital Markets, LLC        | 8-45411           |    000031194 | 549300LCO2FLSSVFFR64 | NY      | US        | $29,034,204.75            |
| J.P. Morgan Securities LLC      | 8-35008           |    000000079 | ZBUT11V806EZRVTWT807 | NY      | US        | $184,423,014.60           |
| National Financial Services LLC | 8-26740           |    000013041 | 549300JRHF1MHHWUAW04 | MA      | US        | $18,797,878.75            |
| BofA Securities, Inc.           | 8-69787           |    000283942 | 549300HN4UKV1E2R3U73 | NY      | US        | $51,415,564.65            |
| Wells Fargo Securities, LLC     | 8-65876           |    000126292 | VYVVCKR63DVZZN70PB21 | NC      | US        | $28,464,264.05            |
| Jefferies LLC                   | 8-15074           |    000002347 | 58PU97L1C0WSRCWADL48 | NY      | US        | $15,934,791.10            |
| Goldman Sachs & Co. LLC         | 8-129             |    000000361 | FOR8UP27PHTHYVLBNG30 | NY      | US        | $37,261,949.35            |
| Mesirow Financial, Inc.         | 8-28816           |    000002764 | 549300BIV46SUHPOFE54 | IL      | US        | $16,763,479.40            |

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $679,162,752.95

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $450,984,073.15

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 2 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 3 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 4 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 5 Name of institution:** Bank of America

  - **Line Institutions Record: 6 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Ariel Opportunities ETF                            | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Government Money Market ETF                        | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Ariel Opportunities ETF                            | 811-22311         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Government Money Market ETF                        | 811-22311         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 6 - Schwab Tax-Free Bond Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Tax-Free Bond Fund

- **b. Series identification number, if any:** S000006815

- **c. LEI:** 5493006ICKPPSTLTJ421

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 1

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class     | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Tax-Free Bond Fund | C000018447                                | SWNTX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [ ] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [ ] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [x] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 18f-4(f)(17 CFR 270.18f-4(f))

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** MA

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** S&P Global Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** Y6X4K52KMJMZE7I7MY94

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** Bloomberg L.P.

- **ii. LEI, if any, or provide and describe other identifying number:** 549300B56MD0ZC402L06

- **iii. State, if applicable:** NY

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 3**

- **i. Full name:** ICE Data Services, Inc.

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** State Street Bank and Trust Company

- **ii. LEI, if any:** 571474TGEMMWANRLN572

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** MA

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Susquehanna Securities, LLC

- **b. SEC file number:** 8-47034

- **c. CRD number:** 000035874

- **d. LEI, if any:** 549300RX9GZX8Y9IGJ81

- **e. State, if applicable:** PA

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

No Brokers reported.

**Item C.17.a. Principal transaction counterparties.**

| Name                            | SEC file number   |   CRD number | LEI                  | State   | Country   | Total Purchase/Sale ($)   |
|:---|:---|---:|:---|:---|:---|:---|
| J.P. Morgan Securities LLC      | 8-35008           |    000000079 | ZBUT11V806EZRVTWT807 | NY      | US        | $252,371,892.45           |
| RBC Capital Markets, LLC        | 8-45411           |    000031194 | 549300LCO2FLSSVFFR64 | NY      | US        | $65,543,805.45            |
| BofA Securities, Inc.           | 8-69787           |    000283942 | 549300HN4UKV1E2R3U73 | NY      | US        | $121,252,707.60           |
| BNY Capital Markets, LLC        | 8-35255           |    000017454 | VJW2DOOHGDT6PR0ZRO63 | NY      | US        | $53,500,700.00            |
| Barclays Capital Inc.           | 8-41342           |    000019714 | AC28XWWI3WIBK2824319 | NY      | US        | $99,600,084.00            |
| Morgan Stanley & Co. LLC        | 8-15869           |    000008209 | 9R7GPTSO7KV3UQJZQ078 | NY      | US        | $105,111,335.35           |
| National Financial Services LLC | 8-26740           |    000013041 | 549300JRHF1MHHWUAW04 | MA      | US        | $139,005,955.25           |
| Goldman Sachs & Co. LLC         | 8-129             |    000000361 | FOR8UP27PHTHYVLBNG30 | NY      | US        | $25,538,383.00            |
| InspereX LLC                    | 8-52081           |    000101420 | 254900XF92VANF1UCI97 | FL      | US        | $22,666,398.75            |
| Wells Fargo Securities, LLC     | 8-65876           |    000126292 | VYVVCKR63DVZZN70PB21 | NC      | US        | $38,242,983.30            |

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $1,154,121,974.45

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $565,728,274.68

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Bank of America

  - **Line Institutions Record: 2 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 3 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 4 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 5 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 6 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Ariel Opportunities ETF                            | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Government Money Market ETF                        | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab High Yield Bond ETF                                | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Government Money Market ETF                        | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Ariel Opportunities ETF                            | 811-22311         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Target 2020 Index Fund                             | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

## N-CEN: Part G: Attachments

**Item G.1a. Attachments.**

Attachments applicable to all Registrants. All Registrants shall file the following attachments, as applicable, with the current report. Indicate the attachments filed with the current report by checking the applicable items below:

- [ ] i. Legal proceedings

- [ ] ii. Provision of financial support

- [x] iii. Independent public accountant's report on internal control (management investment companies other than small business investment companies only)

- [ ] iv. Change in accounting principles and practices

- [ ] v. Information required to be filed pursuant to exemptive orders

- [ ] vi. Other information required to be included as an attachment pursuant to Commission rules and regulations

## N-CEN: Signature

Pursuant to the requirements of the Investment Company Act of 1940, the Registrant has duly caused this report to a be signed on its behalf by the undersigned hereunto duly authorized.

**Registrant:** SCHWAB INVESTMENTS

**Date:** 2025-11-13

**Signature:** Derek DeBenedictis

**Title:** Assistant Treasurer