# EDGAR Filing Document

**Accession Number:** 0001842370
**File Stem:** 0001765380-25-000310
**Filing Date:** 2025-8
**Character Count:** 14132
**Document Hash:** 046c78132dcedcc693318c0eae7aee0f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001765380-25-000310.hdr.sgml**: 20250807

**ACCESSION NUMBER**: 0001765380-25-000310

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250807

**DATE AS OF CHANGE**: 20250807

**EFFECTIVENESS DATE**: 20250807

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** M. Kulyk & Associates, LLC
- **CENTRAL INDEX KEY:** 0001842370

**ORGANIZATION NAME:**
- **EIN:** 823189617
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20524
- **FILM NUMBER:** 251192439

**BUSINESS ADDRESS:**
- **STREET 1:** 148 MEAD ROAD
- **CITY:** DECATUR
- **STATE:** GA
- **ZIP:** 30030
- **BUSINESS PHONE:** 404-294-5917

**MAIL ADDRESS:**
- **STREET 1:** 148 MEAD ROAD
- **CITY:** DECATUR
- **STATE:** GA
- **ZIP:** 30030

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** M. Kulyk  Associates LLC<br>**Address:** 148 MEAD ROAD<br>DECATUR, GA 30030

**Form 13F File Number:** 028-20524

**CRD Number (if applicable):** 000290887

**SEC File Number (if applicable):** 801-112089

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** James Hadaway<br>**Title:** Chief Compliance Officer<br>**Phone:** 5138325477

**Signature, Place, and Date of Signing:**

James Hadaway  Cincinnati, OH  08-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 108

**Form 13F Information Table Value Total:** $460330884

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 52957678 | 514602 | SH |  | SOLE |  | 496832 | 0 | 17770 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 23264938 | 231055 | SH |  | SOLE |  | 225680 | 0 | 5375 |
| MICROSOFT CORP | COM | 594918104 |  | 21608272 | 43442 | SH |  | SOLE |  | 40511 | 0 | 2931 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 19153566 | 121233 | SH |  | SOLE |  | 108727 | 0 | 12506 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 19151305 | 173441 | SH |  | SOLE |  | 165426 | 0 | 8015 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 15525264 | 88097 | SH |  | SOLE |  | 81360 | 0 | 6737 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 12863899 | 56797 | SH |  | SOLE |  | 53703 | 0 | 3094 |
| CISCO SYS INC | COM | 17275R102 |  | 12605897 | 181694 | SH |  | SOLE |  | 170136 | 0 | 11558 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 12451099 | 39034 | SH |  | SOLE |  | 37920 | 0 | 1114 |
| APPLE INC | COM | 037833100 |  | 12090352 | 58928 | SH |  | SOLE |  | 49953 | 0 | 8975 |
| HOME DEPOT INC | COM | 437076102 |  | 10364011 | 28268 | SH |  | SOLE |  | 25048 | 0 | 3220 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 10203200 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| ROYAL BK CDA | COM | 780087102 |  | 10189863 | 77460 | SH |  | SOLE |  | 73140 | 0 | 4320 |
| VISA INC | COM CL A | 92826C839 |  | 10014790 | 28207 | SH |  | SOLE |  | 26281 | 0 | 1926 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 9911685 | 162035 | SH |  | SOLE |  | 152908 | 0 | 9127 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 8232483 | 74253 | SH |  | SOLE |  | 70573 | 0 | 3680 |
| ECOLAB INC | COM | 278865100 |  | 8049759 | 29876 | SH |  | SOLE |  | 28014 | 0 | 1862 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 7950808 | 49905 | SH |  | SOLE |  | 47243 | 0 | 2662 |
| NIKE INC | CL B | 654106103 |  | 7878934 | 110908 | SH |  | SOLE |  | 105722 | 0 | 5186 |
| BLACKROCK INC | COM | 09290D101 |  | 7453488 | 7104 | SH |  | SOLE |  | 6492 | 0 | 612 |
| MERCK  CO INC | COM | 58933Y105 |  | 7143678 | 90244 | SH |  | SOLE |  | 85414 | 0 | 4830 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 6721925 | 91517 | SH |  | SOLE |  | 86615 | 0 | 4902 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 6707640 | 63507 | SH |  | SOLE |  | 59902 | 0 | 3605 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 6647591 | 38593 | SH |  | SOLE |  | 36906 | 0 | 1687 |
| AMGEN INC | COM | 031162100 |  | 6568923 | 23527 | SH |  | SOLE |  | 22203 | 0 | 1324 |
| INTUIT | COM | 461202103 |  | 6377045 | 8096 | SH |  | SOLE |  | 7644 | 0 | 452 |
| CSX CORP | COM | 126408103 |  | 6132856 | 187951 | SH |  | SOLE |  | 160918 | 0 | 27033 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 5911456 | 19778 | SH |  | SOLE |  | 18818 | 0 | 960 |
| NATIONAL GRID PLC | SPONSORED ADR NE | 636274409 |  | 5735119 | 77075 | SH |  | SOLE |  | 73574 | 0 | 3501 |
| XYLEM INC | COM | 98419M100 |  | 5436439 | 42026 | SH |  | SOLE |  | 39506 | 0 | 2520 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 5336765 | 77322 | SH |  | SOLE |  | 72917 | 0 | 4405 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 |  | 5246608 | 19986 | SH |  | SOLE |  | 19062 | 0 | 924 |
| TARGET CORP | COM | 87612E106 |  | 5044670 | 51137 | SH |  | SOLE |  | 48713 | 0 | 2424 |
| SALESFORCE INC | COM | 79466L302 |  | 5038959 | 18479 | SH |  | SOLE |  | 17623 | 0 | 856 |
| GENERAL MLS INC | COM | 370334104 |  | 4903053 | 94635 | SH |  | SOLE |  | 89953 | 0 | 4682 |
| BAXTER INTL INC | COM | 071813109 |  | 4837891 | 159772 | SH |  | SOLE |  | 152990 | 0 | 6782 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 4809549 | 21761 | SH |  | SOLE |  | 20782 | 0 | 979 |
| PROLOGIS INC. | COM | 74340W103 |  | 4323169 | 41126 | SH |  | SOLE |  | 39174 | 0 | 1952 |
| FIRST SOLAR INC | COM | 336433107 |  | 4142142 | 25022 | SH |  | SOLE |  | 23741 | 0 | 1281 |
| CORNING INC | COM | 219350105 |  | 3692264 | 70208 | SH |  | SOLE |  | 66923 | 0 | 3285 |
| CLOROX CO DEL | COM | 189054109 |  | 3402399 | 28337 | SH |  | SOLE |  | 26820 | 0 | 1517 |
| DISNEY WALT CO | COM | 254687106 |  | 3196606 | 25777 | SH |  | SOLE |  | 23207 | 0 | 2570 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 3051277 | 43954 | SH |  | SOLE |  | 41754 | 0 | 2200 |
| WILLIAMS SONOMA INC | COM | 969904101 |  | 2965610 | 18153 | SH |  | SOLE |  | 17320 | 0 | 833 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 2818231 | 8732 | SH |  | SOLE |  | 8167 | 0 | 565 |
| EXELON CORP | COM | 30161N101 |  | 2813893 | 64806 | SH |  | SOLE |  | 61403 | 0 | 3403 |
| ZOETIS INC | CL A | 98978V103 |  | 2714229 | 17404 | SH |  | SOLE |  | 16481 | 0 | 923 |
| JACOBS SOLUTIONS INC | COM | 46982L108 |  | 2540633 | 19328 | SH |  | SOLE |  | 18464 | 0 | 864 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 2539044 | 19835 | SH |  | SOLE |  | 18876 | 0 | 959 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 2210152 | 3933 | SH |  | SOLE |  | 3771 | 0 | 162 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 2102662 | 4005 | SH |  | SOLE |  | 3825 | 0 | 180 |
| COCA COLA CO | COM | 191216100 |  | 1911587 | 27019 | SH |  | SOLE |  | 24841 | 0 | 2178 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 1534055 | 2874 | SH |  | SOLE |  | 2874 | 0 | 0 |
| WISDOMTREE TR | EUROPE HEDGED EQ | 97717X701 |  | 1431762 | 29754 | SH |  | SOLE |  | 29129 | 0 | 625 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1406790 | 2896 | SH |  | SOLE |  | 2896 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1334717 | 3144 | SH |  | SOLE |  | 3144 | 0 | 0 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 1117142 | 11886 | SH |  | SOLE |  | 11886 | 0 | 0 |
| WABTEC | COM | 929740108 |  | 837400 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| AIRBNB INC | COM CL A | 009066101 |  | 756817 | 5719 | SH |  | SOLE |  | 5719 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 725852 | 3320 | SH |  | SOLE |  | 1111 | 0 | 2209 |
| ISHARES TR | CORE S ETF | 464287200 |  | 711551 | 1146 | SH |  | SOLE |  | 636 | 0 | 510 |
| ABBVIE INC | COM | 00287Y109 |  | 705727 | 3802 | SH |  | SOLE |  | 743 | 0 | 3059 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 697849 | 1265 | SH |  | SOLE |  | 1163 | 0 | 102 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 610806 | 989 | SH |  | SOLE |  | 989 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 589287 | 2656 | SH |  | SOLE |  | 1382 | 0 | 1274 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 578956 | 21700 | SH |  | SOLE |  | 0 | 0 | 21700 |
| BROADCOM INC | COM | 11135F101 |  | 563704 | 2045 | SH |  | SOLE |  | 1475 | 0 | 570 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 472701 | 1555 | SH |  | SOLE |  | 1231 | 0 | 324 |
| 3M CO | COM | 88579Y101 |  | 453827 | 2981 | SH |  | SOLE |  | 1881 | 0 | 1100 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 447427 | 3369 | SH |  | SOLE |  | 3369 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 403582 | 4404 | SH |  | SOLE |  | 4404 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 386044 | 1310 | SH |  | SOLE |  | 822 | 0 | 488 |
| AMAZON COM INC | COM | 023135106 |  | 379325 | 1729 | SH |  | SOLE |  | 1729 | 0 | 0 |
| KELLANOVA | COM | 487836108 |  | 358044 | 4502 | SH |  | SOLE |  | 4502 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 350207 | 981 | SH |  | SOLE |  | 981 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 339549 | 343 | SH |  | SOLE |  | 270 | 0 | 73 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 330615 | 863 | SH |  | SOLE |  | 863 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 329560 | 833 | SH |  | SOLE |  | 833 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 323469 | 1359 | SH |  | SOLE |  | 1359 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 322574 | 3893 | SH |  | SOLE |  | 3893 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 322073 | 567 | SH |  | SOLE |  | 534 | 0 | 33 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 304830 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 298483 | 11925 | SH |  | SOLE |  | 0 | 0 | 11925 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 287781 | 1884 | SH |  | SOLE |  | 1534 | 0 | 350 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 286794 | 2370 | SH |  | SOLE |  | 2242 | 0 | 128 |
| DEERE  CO | COM | 244199105 |  | 275093 | 541 | SH |  | SOLE |  | 225 | 0 | 316 |
| ABBOTT LABS | COM | 002824100 |  | 273244 | 2009 | SH |  | SOLE |  | 360 | 0 | 1649 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 271787 | 1532 | SH |  | SOLE |  | 812 | 0 | 720 |
| DIMENSIONAL ETF TRUST | GLOBAL SUSTAINA | 25434V674 |  | 268546 | 5122 | SH |  | SOLE |  | 0 | 0 | 5122 |
| TJX COS INC NEW | COM | 872540109 |  | 264516 | 2142 | SH |  | SOLE |  | 2142 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 264343 | 1225 | SH |  | SOLE |  | 1225 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 258096 | 777 | SH |  | SOLE |  | 777 | 0 | 0 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 245110 | 869 | SH |  | SOLE |  | 831 | 0 | 38 |
| FIDELITY COVINGTON TRUST | SUSTAINABLE U S | 316092279 |  | 242844 | 8598 | SH |  | SOLE |  | 7789 | 0 | 809 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 239213 | 3836 | SH |  | SOLE |  | 3836 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 232591 | 704 | SH |  | SOLE |  | 18 | 0 | 686 |
| SPDR SERIES TRUST | PORTFOLIO SH TSR | 78468R101 |  | 232211 | 7928 | SH |  | SOLE |  | 0 | 0 | 7928 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 223978 | 5210 | SH |  | SOLE |  | 5210 | 0 | 0 |
| FIRST CTZNS BANCSHARES INC N | CL A | 31946M103 |  | 223038 | 114 | SH |  | SOLE |  | 114 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 222973 | 723 | SH |  | SOLE |  | 723 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 218528 | 1655 | SH |  | SOLE |  | 1380 | 0 | 275 |
| PAYCHEX INC | COM | 704326107 |  | 215135 | 1479 | SH |  | SOLE |  | 1310 | 0 | 169 |
| ADOBE INC | COM | 00724F101 |  | 208141 | 538 | SH |  | SOLE |  | 538 | 0 | 0 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 206650 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 203362 | 2275 | SH |  | SOLE |  | 2275 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 202237 | 274 | SH |  | SOLE |  | 274 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 201279 | 782 | SH |  | SOLE |  | 782 | 0 | 0 |
| LEVI STRAUSS  CO NEW | CL A COM STK | 52736R102 |  | 193313 | 10455 | SH |  | SOLE |  | 10455 | 0 | 0 |

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