# EDGAR Filing Document

**Accession Number:** 0001438574
**File Stem:** 0001438574-26-000002
**Filing Date:** 2026-4
**Character Count:** 15250
**Document Hash:** 33f54912dfb121801c40976aba288de6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001438574-26-000002.hdr.sgml**: 20260417

**ACCESSION NUMBER**: 0001438574-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260417

**DATE AS OF CHANGE**: 20260416

**EFFECTIVENESS DATE**: 20260417

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Sterneck Capital Management, LLC
- **CENTRAL INDEX KEY:** 0001438574

**ORGANIZATION NAME:**
- **EIN:** 222988722
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13362
- **FILM NUMBER:** 26868800

**BUSINESS ADDRESS:**
- **STREET 1:** 1251 NW BRIARCLIFF PKWY
- **STREET 2:** #95
- **CITY:** KANSAS CITY
- **STATE:** MO
- **ZIP:** 64116
- **BUSINESS PHONE:** 816-531-2254

**MAIL ADDRESS:**
- **STREET 1:** 1251 NW BRIARCLIFF PKWY
- **STREET 2:** #95
- **CITY:** KANSAS CITY
- **STATE:** MO
- **ZIP:** 64116

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Sterneck Capital Management LLC<br>**Address:** 1251 NW BRIARCLIFF PKWY

#95<br>KANSAS CITY, MO 64116

**Form 13F File Number:** 028-13362

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brandie Giffin<br>**Title:** CCO; COO<br>**Phone:** 8165312254

**Signature, Place, and Date of Signing:**

Brandie Giffin  Kansas City, MO  04-16-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 116

**Form 13F Information Table Value Total:** $222702168

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AH RLTY TR INC | COM | 04208T108 |  | 812845 | 147790 | SH |  | SOLE | 0 | 0 | 0 | 147790 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 360208 | 1240 | SH |  | SOLE | 0 | 0 | 0 | 1240 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 391937 | 3124 | SH |  | SOLE | 0 | 0 | 0 | 3124 |
| ALLY FINL INC | COM | 02005N100 |  | 335181 | 8544 | SH |  | SOLE | 0 | 0 | 0 | 8544 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 5721033 | 19944 | SH |  | SOLE | 0 | 0 | 0 | 19944 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4599067 | 15993 | SH |  | SOLE | 0 | 0 | 0 | 15993 |
| AMAZON COM INC | COM | 023135106 |  | 4489885 | 21558 | SH |  | SOLE | 0 | 0 | 0 | 21558 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 6893676 | 62403 | SH |  | SOLE | 0 | 0 | 0 | 62403 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 7367565 | 66267 | SH |  | SOLE | 0 | 0 | 0 | 66267 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 3080176 | 36306 | SH |  | SOLE | 0 | 0 | 0 | 36306 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 4675413 | 58022 | SH |  | SOLE | 0 | 0 | 0 | 58022 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 |  | 274925 | 3674 | SH |  | SOLE | 0 | 0 | 0 | 3674 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 380217 | 1257 | SH |  | SOLE | 0 | 0 | 0 | 1257 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 386635 | 5138 | SH |  | SOLE | 0 | 0 | 0 | 5138 |
| APA CORPORATION | COM | 03743Q108 |  | 227054 | 5350 | SH |  | SOLE | 0 | 0 | 0 | 5350 |
| APPLE INC | COM | 037833100 |  | 21635214 | 85248 | SH |  | SOLE | 0 | 0 | 0 | 85248 |
| AUTOZONE INC | COM | 053332102 |  | 1915201 | 567 | SH |  | SOLE | 0 | 0 | 0 | 567 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 1436280 | 2 | SH |  | SOLE | 0 | 0 | 0 | 2 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2795174 | 5833 | SH |  | SOLE | 0 | 0 | 0 | 5833 |
| BGC GROUP INC | CL A | 088929104 |  | 160646 | 16426 | SH |  | SOLE | 0 | 0 | 0 | 16426 |
| BLACKSTONE INC | COM | 09260D107 |  | 333471 | 2900 | SH |  | SOLE | 0 | 0 | 0 | 2900 |
| BLUE OWL CAPITAL CORPORATION | COM | 69121K104 |  | 418721 | 37859 | SH |  | SOLE | 0 | 0 | 0 | 37859 |
| BLUEROCK PVT REAL ESTATE FD | COM | 09631P102 |  | 2087545 | 125680 | SH |  | SOLE | 0 | 0 | 0 | 125680 |
| BOEING CO | COM | 097023105 |  | 435080 | 2186 | SH |  | SOLE | 0 | 0 | 0 | 2186 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 310589 | 5121 | SH |  | SOLE | 0 | 0 | 0 | 5121 |
| BROOKFIELD REAL ASSETS INCOM | SHS BEN INT | 112830104 |  | 413848 | 32181 | SH |  | SOLE | 0 | 0 | 0 | 32181 |
| CALLAWAY GOLF CO | COM | 131193104 |  | 456527 | 32891 | SH |  | SOLE | 0 | 0 | 0 | 32891 |
| CAPRI HOLDINGS LIMITED | SHS | G1890L107 |  | 237271 | 13466 | SH |  | SOLE | 0 | 0 | 0 | 13466 |
| CARLYLE GROUP INC | COM | 14316J108 |  | 575018 | 11883 | SH |  | SOLE | 0 | 0 | 0 | 11883 |
| CENTENE CORP DEL | COM | 15135B101 |  | 202726 | 6192 | SH |  | SOLE | 0 | 0 | 0 | 6192 |
| CHEVRON CORPORATION | COM | 166764100 |  | 969971 | 4688 | SH |  | SOLE | 0 | 0 | 0 | 4688 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 544989 | 5840 | SH |  | SOLE | 0 | 0 | 0 | 5840 |
| CISCO SYS INC | COM | 17275R102 |  | 344759 | 4443 | SH |  | SOLE | 0 | 0 | 0 | 4443 |
| CLEVELAND-CLIFFS INC NEW | COM | 185899101 |  | 427215 | 50558 | SH |  | SOLE | 0 | 0 | 0 | 50558 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 633879 | 16270 | SH |  | SOLE | 0 | 0 | 0 | 16270 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 209596 | 6225 | SH |  | SOLE | 0 | 0 | 0 | 6225 |
| DISNEY WALT CO | COM | 254687106 |  | 1527950 | 15853 | SH |  | SOLE | 0 | 0 | 0 | 15853 |
| DOVER CORP | COM | 260003108 |  | 240760 | 1155 | SH |  | SOLE | 0 | 0 | 0 | 1155 |
| ELI LILLY  CO | COM | 532457108 |  | 276851 | 301 | SH |  | SOLE | 0 | 0 | 0 | 301 |
| ENBRIDGE INC | COM | 29250N105 |  | 405075 | 7482 | SH |  | SOLE | 0 | 0 | 0 | 7482 |
| ENERGIZER HLDGS INC | COM | 29272W109 |  | 284181 | 17307 | SH |  | SOLE | 0 | 0 | 0 | 17307 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 264880 | 7000 | SH |  | SOLE | 0 | 0 | 0 | 7000 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 211726 | 1248 | SH |  | SOLE | 0 | 0 | 0 | 1248 |
| FEDEX CORP | COM | 31428X106 |  | 697757 | 1959 | SH |  | SOLE | 0 | 0 | 0 | 1959 |
| FIRST TR INTER DURATN PFD | COM | 33718W103 |  | 191779 | 10878 | SH |  | SOLE | 0 | 0 | 0 | 10878 |
| GENERAL MTRS CO | COM | 37045V100 |  | 772664 | 10371 | SH |  | SOLE | 0 | 0 | 0 | 10371 |
| GEO GROUP INC | COM | 36162J106 |  | 364037 | 21656 | SH |  | SOLE | 0 | 0 | 0 | 21656 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 8109679 | 80943 | SH |  | SOLE | 0 | 0 | 0 | 80943 |
| GOLDMAN SACHS ETF TR | EQUAL WEIGHT US | 381430438 |  | 460889 | 5444 | SH |  | SOLE | 0 | 0 | 0 | 5444 |
| GXO LOGISTICS INCORPORATED | COMMON STOCK | 36262G101 |  | 560084 | 10802 | SH |  | SOLE | 0 | 0 | 0 | 10802 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 519144 | 1097 | SH |  | SOLE | 0 | 0 | 0 | 1097 |
| HERTZ GLOBAL HLDGS INC | COM NEW | 42806J700 |  | 73760 | 16000 | SH |  | SOLE | 0 | 0 | 0 | 16000 |
| HERTZ GLOBAL HLDGS INC | *W EXP 06/30/205 | 42806J148 |  | 32805 | 14388 | SH |  | SOLE | 0 | 0 | 0 | 14388 |
| HONEYWELL INTL INC | COM | 438516106 |  | 470368 | 2081 | SH |  | SOLE | 0 | 0 | 0 | 2081 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 3221362 | 13290 | SH |  | SOLE | 0 | 0 | 0 | 13290 |
| INVESCO EXCHANGE TRADED FD T | FINL PFD ETF | 46137V621 |  | 1980807 | 143954 | SH |  | SOLE | 0 | 0 | 0 | 143954 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 19935929 | 103876 | SH |  | SOLE | 0 | 0 | 0 | 103876 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 273006 | 473 | SH |  | SOLE | 0 | 0 | 0 | 473 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 206860 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 6155635 | 93267 | SH |  | SOLE | 0 | 0 | 0 | 93267 |
| J P MORGAN EXCHANGE TRADED F | JPMORGAN DIVER | 46641Q407 |  | 11995244 | 92122 | SH |  | SOLE | 0 | 0 | 0 | 92122 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN INT EQ | 46641Q209 |  | 12267840 | 172204 | SH |  | SOLE | 0 | 0 | 0 | 172204 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 1516993 | 30117 | SH |  | SOLE | 0 | 0 | 0 | 30117 |
| JANUS DETROIT STR TR | HENDERSON MTG | 47103U852 |  | 2779383 | 61518 | SH |  | SOLE | 0 | 0 | 0 | 61518 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1503233 | 5110 | SH |  | SOLE | 0 | 0 | 0 | 5110 |
| KENVUE INC | COM | 49177J102 |  | 356678 | 20689 | SH |  | SOLE | 0 | 0 | 0 | 20689 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 428809 | 4445 | SH |  | SOLE | 0 | 0 | 0 | 4445 |
| KRAFT HEINZ CO | COM | 500754106 |  | 565084 | 25126 | SH |  | SOLE | 0 | 0 | 0 | 25126 |
| KYNDRYL HLDGS INC | COMMON STOCK | 50155Q100 |  | 297640 | 22686 | SH |  | SOLE | 0 | 0 | 0 | 22686 |
| LAMB WESTON HLDGS INC | COM | 513272104 |  | 209483 | 4957 | SH |  | SOLE | 0 | 0 | 0 | 4957 |
| LIBERTY LATIN AMERICA LTD | COM CL C | G9001E128 |  | 286888 | 32527 | SH |  | SOLE | 0 | 0 | 0 | 32527 |
| LITMAN GREGORY FDS TR | IMGP DBI MANAGED | 53700T827 |  | 3955765 | 131203 | SH |  | SOLE | 0 | 0 | 0 | 131203 |
| MCDONALDS CORP | COM | 580135101 |  | 310790 | 1000 | SH |  | SOLE | 0 | 0 | 0 | 1000 |
| MERCK  CO INC | COM | 58933Y105 |  | 419932 | 3491 | SH |  | SOLE | 0 | 0 | 0 | 3491 |
| META PLATFORMS INC | CL A | 30303M102 |  | 3993276 | 6980 | SH |  | SOLE | 0 | 0 | 0 | 6980 |
| MICROSOFT CORP | COM | 594918104 |  | 3277855 | 8855 | SH |  | SOLE | 0 | 0 | 0 | 8855 |
| NETFLIX INC. | COM | 64110L106 |  | 540555 | 5622 | SH |  | SOLE | 0 | 0 | 0 | 5622 |
| NUVEEN REAL ASSET INCOME  G | COM | 67074Y105 |  | 1172109 | 95293 | SH |  | SOLE | 0 | 0 | 0 | 95293 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 688008 | 3945 | SH |  | SOLE | 0 | 0 | 0 | 3945 |
| OLIN CORP | COM PAR $1 | 680665205 |  | 208615 | 7017 | SH |  | SOLE | 0 | 0 | 0 | 7017 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 350325 | 58485 | SH |  | SOLE | 0 | 0 | 0 | 58485 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 388329 | 5038 | SH |  | SOLE | 0 | 0 | 0 | 5038 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 569029 | 3890 | SH |  | SOLE | 0 | 0 | 0 | 3890 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 460153 | 514 | SH |  | SOLE | 0 | 0 | 0 | 514 |
| PENNANTPARK INVT CORP | COM | 708062104 |  | 347697 | 77438 | SH |  | SOLE | 0 | 0 | 0 | 77438 |
| PEPSICO INC | COM | 713448108 |  | 332631 | 2142 | SH |  | SOLE | 0 | 0 | 0 | 2142 |
| PFIZER INC | COM | 717081103 |  | 891680 | 31755 | SH |  | SOLE | 0 | 0 | 0 | 31755 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 228335 | 1381 | SH |  | SOLE | 0 | 0 | 0 | 1381 |
| PROGRESSIVE CORP | COM | 743315103 |  | 201015 | 1014 | SH |  | SOLE | 0 | 0 | 0 | 1014 |
| QUALCOMM INC | COM | 747525103 |  | 1255986 | 9753 | SH |  | SOLE | 0 | 0 | 0 | 9753 |
| QXO INC | COM NEW | 82846H405 |  | 643152 | 33118 | SH |  | SOLE | 0 | 0 | 0 | 33118 |
| SAFEHOLD INC | COM | 78646V107 |  | 141957 | 10492 | SH |  | SOLE | 0 | 0 | 0 | 10492 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 660403 | 13377 | SH |  | SOLE | 0 | 0 | 0 | 13377 |
| SLB LIMITED | COM STK | 806857108 |  | 219846 | 4278 | SH |  | SOLE | 0 | 0 | 0 | 4278 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 524093 | 1218 | SH |  | SOLE | 0 | 0 | 0 | 1218 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 12208479 | 260253 | SH |  | SOLE | 0 | 0 | 0 | 260253 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 8078604 | 102183 | SH |  | SOLE | 0 | 0 | 0 | 102183 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 7101564 | 10920 | SH |  | SOLE | 0 | 0 | 0 | 10920 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 1558150 | 3170 | SH |  | SOLE | 0 | 0 | 0 | 3170 |
| TORTOISE CAPITAL SERIES TRUS | NORTH AMRCN PIPE | 890930308 |  | 266868 | 6300 | SH |  | SOLE | 0 | 0 | 0 | 6300 |
| TORTOISE CAPITAL SERIES TRUS | AI INFRASTRUCTUR | 890930803 |  | 4258746 | 122943 | SH |  | SOLE | 0 | 0 | 0 | 122943 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 371315 | 891 | SH |  | SOLE | 0 | 0 | 0 | 891 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 1136094 | 3895 | SH |  | SOLE | 0 | 0 | 0 | 3895 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 356629 | 4958 | SH |  | SOLE | 0 | 0 | 0 | 4958 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 473306 | 4811 | SH |  | SOLE | 0 | 0 | 0 | 4811 |
| VALUED ADVISERS TR | REGAN FLTG RATE | 92046L338 |  | 5148658 | 201829 | SH |  | SOLE | 0 | 0 | 0 | 201829 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 207130 | 2738 | SH |  | SOLE | 0 | 0 | 0 | 2738 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 |  | 438980 | 5875 | SH |  | SOLE | 0 | 0 | 0 | 5875 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 507228 | 10104 | SH |  | SOLE | 0 | 0 | 0 | 10104 |
| VERSANT MEDIA GROUP INC | COM CL A | 925283103 |  | 290237 | 7840 | SH |  | SOLE | 0 | 0 | 0 | 7840 |
| WALMART INC | COM | 931142103 |  | 356186 | 2866 | SH |  | SOLE | 0 | 0 | 0 | 2866 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 336275 | 12246 | SH |  | SOLE | 0 | 0 | 0 | 12246 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 229790 | 1000 | SH |  | SOLE | 0 | 0 | 0 | 1000 |
| WELLS FARGO  CO | COM | 949746101 |  | 510698 | 6415 | SH |  | SOLE | 0 | 0 | 0 | 6415 |
| WILLIAMS COS INC | COM | 969457100 |  | 852181 | 11709 | SH |  | SOLE | 0 | 0 | 0 | 11709 |
| ZOETIS INC | CL A | 98978V103 |  | 248714 | 2104 | SH |  | SOLE | 0 | 0 | 0 | 2104 |

---