# EDGAR Filing Document

**Accession Number:** 0001910854
**File Stem:** 0001951757-26-000475
**Filing Date:** 2026-2
**Character Count:** 15846
**Document Hash:** 93e0566da5ee63cbe42bb48508c4a69c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000475.hdr.sgml**: 20260217

**ACCESSION NUMBER**: 0001951757-26-000475

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260217

**DATE AS OF CHANGE**: 20260217

**EFFECTIVENESS DATE**: 20260217

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VANCE WEALTH, LLC
- **CENTRAL INDEX KEY:** 0001910854

**ORGANIZATION NAME:**
- **EIN:** 851659330
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22302
- **FILM NUMBER:** 26639860

**BUSINESS ADDRESS:**
- **STREET 1:** 26491 SUMMIT CIRCLE
- **CITY:** SANTA CLARITA
- **STATE:** CA
- **ZIP:** 91350
- **BUSINESS PHONE:** 888-775-0950

**MAIL ADDRESS:**
- **STREET 1:** 26491 SUMMIT CIRCLE
- **CITY:** SANTA CLARITA
- **STATE:** CA
- **ZIP:** 91350

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VANCE WEALTH, INC.
- **DATE OF NAME CHANGE:** 20250509

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VANCE WEALTH, LLC
- **DATE OF NAME CHANGE:** 20250212

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VANCE WEALTH, INC.
- **DATE OF NAME CHANGE:** 20220211

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** VANCE WEALTH LLC<br>**Address:** 26491 SUMMIT CIRCLE<br>SANTA CLARITA, CA 91350

**Form 13F File Number:** 028-22302

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Christopher Pelch<br>**Title:** Chief Compliance Officer<br>**Phone:** (888) 775-0950

**Signature, Place, and Date of Signing:**

Christopher Pelch  Santa Clarita, CA  02-17-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 116

**Form 13F Information Table Value Total:** $336674164

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ARK ETF TR | GENOMIC REV ETF | 00214Q302 |  | 307845 | 10626 | SH |  | SOLE |  | 0 | 0 | 10626 |
| ABBOTT LABS | COM | 002824100 |  | 453804 | 3622 | SH |  | DFND | 1.0 | 0 | 404 | 3218 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 338680 | 1581 | SH |  | DFND | 1.0 | 0 | 199 | 1382 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2002474 | 6381 | SH |  | DFND | 1.0 | 0 | 1289 | 5092 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1745224 | 5576 | SH |  | DFND | 1.0 | 0 | 1700 | 3876 |
| AMAZON COM INC | COM | 023135106 |  | 3466890 | 15020 | SH |  | DFND | 1.0 | 0 | 2461 | 12559 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 955973 | 12412 | SH |  | DFND | 1.0 | 0 | 337 | 12075 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 362233 | 3552 | SH |  | SOLE |  | 0 | 0 | 3552 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 223001 | 1995 | SH |  | SOLE |  | 0 | 0 | 1995 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 294851 | 797 | SH |  | DFND | 1.0 | 0 | 189 | 608 |
| AMGEN INC | COM | 031162100 |  | 221589 | 677 | SH |  | DFND | 1.0 | 0 | 158 | 519 |
| APPLE INC | COM | 037833100 |  | 11398334 | 41927 | SH |  | DFND | 1.0 | 0 | 3955 | 37972 |
| BANK AMERICA CORP | COM | 060505104 |  | 718190 | 13058 | SH |  | DFND | 1.0 | 0 | 541 | 12517 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 1509600 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 4299166 | 8553 | SH |  | DFND | 1.0 | 0 | 361 | 8192 |
| BITWISE BITCOIN ETF TR | SHS BEN INT | 09174C104 |  | 2463131 | 51790 | SH |  | SOLE |  | 0 | 0 | 51790 |
| BROADCOM INC | COM | 11135F101 |  | 449238 | 1298 | SH |  | DFND | 1.0 | 0 | 779 | 519 |
| CBRE GROUP INC | CL A | 12504L109 |  | 878717 | 5465 | SH |  | DFND | 1.0 | 0 | 22 | 5443 |
| CATERPILLAR INC | COM | 149123101 |  | 252063 | 440 | SH |  | DFND | 1.0 | 0 | 153 | 287 |
| CHEVRON CORP NEW | COM | 166764100 |  | 491501 | 3225 | SH |  | DFND | 1.0 | 0 | 247 | 2978 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 256880 | 2744 | SH |  | DFND | 1.0 | 0 | 269 | 2475 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 831873 | 965 | SH |  | DFND | 1.0 | 0 | 125 | 840 |
| DEERE  CO | COM | 244199105 |  | 354597 | 759 | SH |  | DFND | 1.0 | 0 | 74 | 685 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 3249850 | 99780 | SH |  | DFND | 1.0 | 0 | 4747 | 95033 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 637051 | 8589 | SH |  | SOLE |  | 0 | 0 | 8589 |
| DIMENSIONAL ETF TRUST | ULTRASHORT FIXED | 25434V591 |  | 3346047 | 66062 | SH |  | SOLE |  | 0 | 0 | 66062 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 9755381 | 163846 | SH |  | SOLE |  | 0 | 0 | 163846 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 6786142 | 198367 | SH |  | DFND | 1.0 | 0 | 20936 | 177431 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 75450313 | 1905792 | SH |  | SOLE |  | 0 | 0 | 1905792 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 1977574 | 60036 | SH |  | DFND | 1.0 | 0 | 3012 | 57024 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 300134 | 8710 | SH |  | SOLE |  | 0 | 0 | 8710 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 3530138 | 70744 | SH |  | DFND | 1.0 | 0 | 3975 | 66769 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 2851754 | 86706 | SH |  | DFND | 1.0 | 0 | 6068 | 80638 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 9517484 | 250263 | SH |  | SOLE |  | 0 | 0 | 250263 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 37016801 | 1130975 | SH |  | SOLE |  | 0 | 0 | 1130975 |
| DISNEY WALT CO | COM | 254687106 |  | 654241 | 5713 | SH |  | DFND | 1.0 | 0 | 353 | 5360 |
| EQUINIX INC | COM | 29444U700 |  | 769225 | 1004 | SH |  | DFND | 1.0 | 0 | 4 | 1000 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 824690 | 6853 | SH |  | DFND | 1.0 | 0 | 1393 | 5460 |
| FS CREDIT OPPORTUNITIES CORP | COMMON STOCK | 30290Y101 |  | 133529 | 21195 | SH |  | SOLE |  | 0 | 0 | 21195 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2405039 | 3644 | SH |  | DFND | 1.0 | 0 | 664 | 2980 |
| FRANKLIN TEMPLETON DIGITAL H | BITCOIN ETF SHS | 354921108 |  | 2515838 | 49720 | SH |  | SOLE |  | 0 | 0 | 49720 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 6468070 | 10529 | SH |  | SOLE |  | 0 | 0 | 10529 |
| INTUIT | COM | 461202103 |  | 731975 | 1105 | SH |  | DFND | 1.0 | 0 | 606 | 499 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 8271560 | 32704 | SH |  | SOLE |  | 0 | 0 | 32704 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 258990 | 3191 | SH |  | SOLE |  | 0 | 0 | 3191 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 2267948 | 41454 | SH |  | SOLE |  | 0 | 0 | 41454 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 417731 | 4350 | SH |  | DFND | 1.0 | 0 | 3453 | 897 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 3381045 | 23971 | SH |  | SOLE |  | 0 | 0 | 23971 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 6316979 | 46130 | SH |  | DFND | 1.0 | 0 | 134 | 45996 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 262009 | 1552 | SH |  | SOLE |  | 0 | 0 | 1552 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1118378 | 5317 | SH |  | SOLE |  | 0 | 0 | 5317 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 2494466 | 25748 | SH |  | DFND | 1.0 | 0 | 743 | 25005 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 5177715 | 10940 | SH |  | DFND | 1.0 | 0 | 152 | 10788 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 2397952 | 13233 | SH |  | DFND | 1.0 | 0 | 78 | 13155 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 4145023 | 12832 | SH |  | SOLE |  | 0 | 0 | 12832 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 2203606 | 16746 | SH |  | DFND | 1.0 | 0 | 535 | 16211 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 2369162 | 30558 | SH |  | SOLE |  | 0 | 0 | 30558 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 3758384 | 52631 | SH |  | DFND | 1.0 | 0 | 226 | 52405 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 2412467 | 21177 | SH |  | DFND | 1.0 | 0 | 238 | 20939 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 301388 | 5898 | SH |  | SOLE |  | 0 | 0 | 5898 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 4718239 | 70191 | SH |  | DFND | 1.0 | 0 | 3432 | 66759 |
| ISHARES TR | INTERNATIONAL SL | 46434V266 |  | 420441 | 10136 | SH |  | SOLE |  | 0 | 0 | 10136 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 3247187 | 85340 | SH |  | SOLE |  | 0 | 0 | 85340 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1000493 | 3105 | SH |  | DFND | 1.0 | 0 | 992 | 2113 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 4013588 | 19394 | SH |  | DFND | 1.0 | 0 | 592 | 18802 |
| ELI LILLY  CO | COM | 532457108 |  | 567696 | 528 | SH |  | DFND | 1.0 | 0 | 188 | 340 |
| LOTTERY COM INC | *W EXP 10/15/202 | 54570M116 |  | 196 | 38461 | SH |  | SOLE |  | 0 | 0 | 38461 |
| LUCID GROUP INC | COM NEW | 549498202 |  | 105700 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 397107 | 1280 | SH |  | DFND | 1.0 | 0 | 55 | 1225 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 257467 | 451 | SH |  | DFND | 1.0 | 0 | 192 | 259 |
| MICROSOFT CORP | COM | 594918104 |  | 2505104 | 5180 | SH |  | DFND | 1.0 | 0 | 2008 | 3172 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 492626 | 1725 | SH |  | DFND | 1.0 | 0 | 256 | 1469 |
| NETFLIX INC | COM | 64110L106 |  | 722185 | 7702 | SH |  | DFND | 1.0 | 0 | 748 | 6954 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 354824 | 1229 | SH |  | DFND | 1.0 | 0 | 77 | 1152 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4086642 | 21912 | SH |  | DFND | 1.0 | 0 | 7080 | 14832 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 379260 | 6496 | SH |  | DFND | 1.0 | 0 | 271 | 6225 |
| PEPSICO INC | COM | 713448108 |  | 253078 | 1746 | SH |  | DFND | 1.0 | 0 | 361 | 1385 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 11919590 | 83173 | SH |  | DFND | 1.0 | 0 | 557 | 82616 |
| RTX CORPORATION | COM | 75513E101 |  | 232802 | 1269 | SH |  | DFND | 1.0 | 0 | 283 | 986 |
| REALTY INCOME CORP | COM | 756109104 |  | 318657 | 5626 | SH |  | SOLE |  | 0 | 0 | 5626 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 502605 | 735 | SH |  | DFND | 1.0 | 0 | 59 | 676 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 409785 | 1034 | SH |  | SOLE |  | 0 | 0 | 1034 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 231897 | 4954 | SH |  | SOLE |  | 0 | 0 | 4954 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 |  | 778292 | 8263 | SH |  | SOLE |  | 0 | 0 | 8263 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 2482055 | 23262 | SH |  | SOLE |  | 0 | 0 | 23262 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 2791814 | 49143 | SH |  | SOLE |  | 0 | 0 | 49143 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A839 |  | 224576 | 2653 | SH |  | SOLE |  | 0 | 0 | 2653 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 |  | 217707 | 1786 | SH |  | SOLE |  | 0 | 0 | 1786 |
| SEMPRA | COM | 816851109 |  | 449119 | 5050 | SH |  | DFND | 1.0 | 0 | 26 | 5024 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 397113 | 2467 | SH |  | DFND | 1.0 | 0 | 5 | 2462 |
| CALIFORNIA BANCORP | COM | 84252A106 |  | 659446 | 35133 | SH |  | SOLE |  | 0 | 0 | 35133 |
| SUMMIT THERAPEUTICS INC | COM | 86627T108 |  | 349503 | 19983 | SH |  | SOLE |  | 0 | 0 | 19983 |
| TESLA INC | COM | 88160R101 |  | 4158383 | 9247 | SH |  | DFND | 1.0 | 0 | 629 | 8618 |
| TEXAS INSTRS INC | COM | 882508104 |  | 301005 | 1735 | SH |  | DFND | 1.0 | 0 | 125 | 1610 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 837686 | 10252 | SH |  | DFND | 1.0 | 0 | 159 | 10093 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 287849 | 2902 | SH |  | DFND | 1.0 | 0 | 122 | 2780 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 290329 | 1321 | SH |  | SOLE |  | 0 | 0 | 1321 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 506921 | 6509 | SH |  | SOLE |  | 0 | 0 | 6509 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 357955 | 4542 | SH |  | SOLE |  | 0 | 0 | 4542 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 4010512 | 43855 | SH |  | DFND | 1.0 | 0 | 1332 | 42523 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 1611889 | 11246 | SH |  | DFND | 1.0 | 0 | 1351 | 9895 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 410318 | 5578 | SH |  | SOLE |  | 0 | 0 | 5578 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000GRW | 92206C623 |  | 990071 | 4195 | SH |  | DFND | 1.0 | 0 | 196 | 3999 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000VAL | 92206C649 |  | 387350 | 2422 | SH |  | SOLE |  | 0 | 0 | 2422 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 14128170 | 116042 | SH |  | DFND | 1.0 | 0 | 2148 | 113894 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 4892793 | 53010 | SH |  | DFND | 1.0 | 0 | 53 | 52957 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 729672 | 2614 | SH |  | SOLE |  | 0 | 0 | 2614 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1827748 | 8630 | SH |  | SOLE |  | 0 | 0 | 8630 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 237979 | 1138 | SH |  | SOLE |  | 0 | 0 | 1138 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 700345 | 1436 | SH |  | SOLE |  | 0 | 0 | 1436 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 379123 | 1131 | SH |  | SOLE |  | 0 | 0 | 1131 |
| VISA INC | COM CL A | 92826C839 |  | 440141 | 1255 | SH |  | DFND | 1.0 | 0 | 779 | 476 |
| WALMART INC | COM | 931142103 |  | 455700 | 4082 | SH |  | DFND | 1.0 | 0 | 1047 | 3035 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 |  | 258502 | 7728 | SH |  | SOLE |  | 0 | 0 | 7728 |
| WISDOMTREE TR | TRUE DEVELOPED I | 97717W794 |  | 404978 | 6150 | SH |  | SOLE |  | 0 | 0 | 6150 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1830018 | 18911 | SH |  | DFND | 1.0 | 0 | 232 | 18679 |

---