# EDGAR Filing Document

**Accession Number:** 0002026150
**File Stem:** 0001172661-26-002210
**Filing Date:** 2026-5
**Character Count:** 9574
**Document Hash:** cb3b6ae8e30a776eefd052b8afa28a08
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-26-002210.hdr.sgml**: 20260515

**ACCESSION NUMBER**: 0001172661-26-002210

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260515

**DATE AS OF CHANGE**: 20260515

**EFFECTIVENESS DATE**: 20260515

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** M Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0002026150

**ORGANIZATION NAME:**
- **EIN:** 475160467
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24596
- **FILM NUMBER:** 26984995

**BUSINESS ADDRESS:**
- **STREET 1:** 13520 EVENING CREEK DR. NORTH
- **STREET 2:** SUITE 130
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92128
- **BUSINESS PHONE:** 855-635-2763

**MAIL ADDRESS:**
- **STREET 1:** 13520 EVENING CREEK DR. NORTH
- **STREET 2:** SUITE 130
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92128

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** M Wealth Management LLC<br>**Address:** 13520 Evening Creek Dr. North<br>Suite 130<br>San Diego, CA 92128

**Form 13F File Number:** 028-24596

**CRD Number (if applicable):** 000281532

**SEC File Number (if applicable):** 801-112774

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Wesley W. Melbrod<br>**Title:** Chief Compliance Officer<br>**Phone:** 760-471-5202

**Signature, Place, and Date of Signing:**

/s/ Wesley W. Melbrod  San Diego, CA  05-15-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 55

**Form 13F Information Table Value Total:** $118788775

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 209533 | 1030 | SH |  | SOLE |  | 0 | 0 | 1030 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 614339 | 6152 | SH |  | SOLE |  | 0 | 0 | 6152 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 1389973 | 12502 | SH |  | SOLE |  | 0 | 0 | 12502 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072216 |  | 2085051 | 26890 | SH |  | SOLE |  | 0 | 0 | 26890 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 665472 | 6024 | SH |  | SOLE |  | 0 | 0 | 6024 |
| ANGEL OAK FUNDS TRUST | OAK ULTRASHORT | 03463K752 |  | 2380834 | 46651 | SH |  | SOLE |  | 0 | 0 | 46651 |
| APPLE INC | COM | 037833100 |  | 1723564 | 6791 | SH |  | SOLE |  | 0 | 0 | 6791 |
| BLACKROCK ETF TRUST II | SHORT DURATION H | 092528108 |  | 356724 | 16200 | SH |  | SOLE |  | 0 | 0 | 16200 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 14020Y201 |  | 393730 | 14502 | SH |  | SOLE |  | 0 | 0 | 14502 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 212768 | 214 | SH |  | SOLE |  | 0 | 0 | 214 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 273517 | 6935 | SH |  | SOLE |  | 0 | 0 | 6935 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 4484678 | 115406 | SH |  | SOLE |  | 0 | 0 | 115406 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 1282301 | 26461 | SH |  | SOLE |  | 0 | 0 | 26461 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 1860124 | 54936 | SH |  | SOLE |  | 0 | 0 | 54936 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 2612432 | 36728 | SH |  | SOLE |  | 0 | 0 | 36728 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 27869043 | 617665 | SH |  | SOLE |  | 0 | 0 | 617665 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 1059117 | 31178 | SH |  | SOLE |  | 0 | 0 | 31178 |
| DOUBLELINE ETF TRUST | SECURITIZED CRED | 25861R881 |  | 505292 | 20338 | SH |  | SOLE |  | 0 | 0 | 20338 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 4672271 | 269762 | SH |  | SOLE |  | 0 | 0 | 269762 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 718012 | 1244 | SH |  | SOLE |  | 0 | 0 | 1244 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 475371 | 12373 | SH |  | SOLE |  | 0 | 0 | 12373 |
| ISHARES GOLD TR | SHARES REPRESENT | 46436F103 |  | 3573858 | 76528 | SH |  | SOLE |  | 0 | 0 | 76528 |
| ISHARES INC | US POWER INFRAST | 464286343 |  | 506476 | 19309 | SH |  | SOLE |  | 0 | 0 | 19309 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 671594 | 15804 | SH |  | SOLE |  | 0 | 0 | 15804 |
| ISHARES TR | GLOBAL EQUITY | 46434V316 |  | 343821 | 6597 | SH |  | SOLE |  | 0 | 0 | 6597 |
| ISHARES TR | MSCI JP VALUE | 46435U374 |  | 767207 | 17980 | SH |  | SOLE |  | 0 | 0 | 17980 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 399302 | 4111 | SH |  | SOLE |  | 0 | 0 | 4111 |
| ISHARES TR | RESIDENTIAL MULT | 464288562 |  | 1206126 | 14495 | SH |  | SOLE |  | 0 | 0 | 14495 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 398276 | 7812 | SH |  | SOLE |  | 0 | 0 | 7812 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 1697497 | 33701 | SH |  | SOLE |  | 0 | 0 | 33701 |
| MICROSOFT CORP | COM | 594918104 |  | 328624 | 888 | SH |  | SOLE |  | 0 | 0 | 888 |
| NETFLIX INC. | COM | 64110L106 |  | 202877 | 2110 | SH |  | SOLE |  | 0 | 0 | 2110 |
| NEW YORK LIFE INVTS ACTIVE E | NYLI MACKAY MUNI | 64953X100 |  | 1031835 | 40850 | SH |  | SOLE |  | 0 | 0 | 40850 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 436872 | 2505 | SH |  | SOLE |  | 0 | 0 | 2505 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 206987 | 1415 | SH |  | SOLE |  | 0 | 0 | 1415 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 13968000 | 282182 | SH |  | SOLE |  | 0 | 0 | 282182 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 5339888 | 200672 | SH |  | SOLE |  | 0 | 0 | 200672 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 332991 | 15495 | SH |  | SOLE |  | 0 | 0 | 15495 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 950941 | 2210 | SH |  | SOLE |  | 0 | 0 | 2210 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A631 |  | 424147 | 1670 | SH |  | SOLE |  | 0 | 0 | 1670 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 |  | 11056584 | 278293 | SH |  | SOLE |  | 0 | 0 | 278293 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 301961 | 464 | SH |  | SOLE |  | 0 | 0 | 464 |
| TESLA INC | COM | 88160R101 |  | 1110046 | 2986 | SH |  | SOLE |  | 0 | 0 | 2986 |
| VANECK MERK GOLD ETF | GOLD SHS | 921078101 |  | 332154 | 7373 | SH |  | SOLE |  | 0 | 0 | 7373 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 637499 | 1460 | SH |  | SOLE |  | 0 | 0 | 1460 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 402666 | 1255 | SH |  | SOLE |  | 0 | 0 | 1255 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 288158 | 1003 | SH |  | SOLE |  | 0 | 0 | 1003 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 209143 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 213583 | 3952 | SH |  | SOLE |  | 0 | 0 | 3952 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 356423 | 2577 | SH |  | SOLE |  | 0 | 0 | 2577 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 9473050 | 122851 | SH |  | SOLE |  | 0 | 0 | 122851 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 310050 | 3290 | SH |  | SOLE |  | 0 | 0 | 3290 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 689477 | 3070 | SH |  | SOLE |  | 0 | 0 | 3070 |
| WISDOMTREE TR | EFFICIENT GLD PL | 97717Y568 |  | 682465 | 10850 | SH |  | SOLE |  | 0 | 0 | 10850 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 4094051 | 81328 | SH |  | SOLE |  | 0 | 0 | 81328 |

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