# EDGAR Filing Document

**Accession Number:** 0000354046
**File Stem:** 0000035402-26-003381
**Filing Date:** 2026-5
**Character Count:** 9331
**Document Hash:** c2b41b5b1a23a8b07953a0d28a4d19b5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000035402-26-003381.hdr.sgml**: 20260526

**ACCESSION NUMBER**: 0000035402-26-003381

**CONFORMED SUBMISSION TYPE**: NPORT-P

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260526

**DATE AS OF CHANGE**: 20260526

**PERIOD START**: 20260930

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY CHARLES STREET TRUST
- **CENTRAL INDEX KEY:** 0000354046

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** NPORT-P
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-03221
- **FILM NUMBER:** 261017508

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY U S GOVERNMENT RESERVES FUND
- **DATE OF NAME CHANGE:** 19880201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FEDERAL RESERVES
- **DATE OF NAME CHANGE:** 19820215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY UNITED STATES TREASURY TRUST
- **DATE OF NAME CHANGE:** 19811020

## Series and Classes Contracts Data

### Fidelity Health Savings Fund (Series ID: S000067946)

| Class ID   | Class Name                   | Ticker Symbol   |
|:---|:---|:---|
| C000217845 | Class K                      | FHLKX           |
| C000217846 | Fidelity Health Savings Fund | FHLSX           |

## Form NPORT-P: Monthly Portfolio Investments Report

### NPORT-P: Part A: General Information

**Item A.1. Information about the Registrant.**

- **a. Name of Registrant:** Fidelity Charles Street Trust

- **b. Investment Company Act file number:** 811-03221

- **c. CIK number of Registrant:** 0000354046

- **d. LEI of Registrant:** SG47DUH2I0FYWTB12921

- **e. Address and telephone number of Registrant.**

  - **Street Address 1:** 245 Summer Street

  - **City:** Boston

  - **State:** MA

  - **Foreign country:** US

  - **Zip / Postal Code:** 02210

  - **Telephone number:** 1-800-FIDELITY

**Item A.2. Information about the Series.**

- **a. Name of Series:** Fidelity Health Savings Fund

- **b. EDGAR series identifier (if any):** S000067946

- **c. LEI of Series:** 549300YYJQTI03KHX961

**Item A.3. Reporting period.**

- **a. Date of fiscal year-end:** 2026-09-30

- **b. Date as of which information is reported:** 2026-03-31

**Item A.4. Final filing**

Does the Fund anticipate that this will be its final filing on Form N-PORT? **No**

### Fund Information

**Total Assets:** $68859397.56

**Total Liabilities:** $21403.87

**Net Assets:** $68837993.69

**Cash Not Reported:** $17040.84

**Monthly Return Information**

| Class               | Month 1 Return (%)   | Month 2 Return (%)   | Month 3 Return (%)   |
|:---|:---|:---|:---|
| Class ID C000217845 | 2.08%                | 1.57%                | -3.12%               |
| Class ID C000217846 | 2.07%                | 1.57%                | -3.21%               |

**Monthly Gains & Losses**

| Period   | Net Realized Gain/Loss   | Net Unrealized Appreciation/Depreciation   |
|:---|:---|:---|
| Month 1  | $35939.33                | $1293726.45                                |
| Month 2  | $39996.80                | $992620.61                                 |
| Month 3  | $3228.10                 | $-2325471.46                               |

### Schedule of Portfolio Investments

| Name                                          | Title                                         | Identifiers                                   | Payoff Profile   | Asset Category   | Issuer Category   | Country   |   Balance | Units   | Value (USD)   | % of Net Assets   | Maturity Date   | Coupon Type   | Annualized Rate (%)   | Restricted?   |   Fair Value Level | Lending Status   |
|:---|:---|:---|:---|:---|:---|:---|---:|:---|:---|:---|:---|:---|:---|:---|---:|:---|
| Fidelity Central Investment Portfolios II LLC | Fidelity Investment Grade Bond Central Fund   | CUSIP: 31606V500<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |    157799 | NS      | $15570075.38  | 22.62%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Emerging Markets Equity Central Fund | CUSIP: 31606V682<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |     15465 | NS      | $4660471.47   | 6.77%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity High Income Central Fund             | CUSIP: 31606V690<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |     14349 | NS      | $1569196.80   | 2.28%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity International Equity Central Fund    | CUSIP: 31606V716<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |     63125 | NS      | $7511834.30   | 10.91%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                   | Fidelity Short-Term Bond Fund                 | CUSIP: 316146208<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    834664 | NS      | $7069602.51   | 10.27%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Oxford Street Trust II               | Fidelity Commodity Strategy Central Fund      | CUSIP: 316167303<br>LEI: 549300OEP6Z1TBUGHH59 | Long             | EC               | RF                | US        |     26067 | NS      | $2938824.13   | 4.27%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Revere Street Trust                  | Fidelity Cash Central Fund                    | CUSIP: 31635A105<br>LEI: 549300BDV45LJNXBZC55 | Long             | STIV             | RF                | US        |   4587961 | NS      | $4588878.67   | 6.67%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                   | Fidelity Inflation-Protected Bond Index Fund  | CUSIP: 31635T104<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    300085 | NS      | $2745777.84   | 3.99%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                   | FIDELITY INTERNATIONAL BOND INDEX FUND        | CUSIP: 31635T732<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |   1142609 | NS      | $10454876.18  | 15.19%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Blue Chip Growth ETF                 | CUSIP: 316092352<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |     13776 | NS      | $690453.12    | 1.00%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity U.S. Equity Central Fund             | CUSIP: 31606V666<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |     65813 | NS      | $9332973.15   | 13.56%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Fundamental Small-Mid Cap ETF        | CUSIP: 316092295<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |     10692 | NS      | $341609.40    | 0.50%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Enhanced Large Cap Value ETF         | CUSIP: 31609A107<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |      5005 | NS      | $174724.55    | 0.25%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Enhanced Small Cap ETF               | CUSIP: 31609A206<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |     21125 | NS      | $802750.00    | 1.17%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Enhanced Mid Cap ETF                 | CUSIP: 31609A503<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |      8023 | NS      | $288507.08    | 0.42%             |  |  |  | No            |                  1 | On Loan: No      |

### Signature

**Date Signed:** 2026-04-30

**Name of Applicant:** Laura M. Del Prato

**Signature:** Laura M. Del Prato

**Name of Signer:** Laura M. Del Prato

**Title:** President and Treasurer