# EDGAR Filing Document

**Accession Number:** 0002126814
**File Stem:** 0001420506-26-000654
**Filing Date:** 2026-4
**Character Count:** 12916
**Document Hash:** 2354cf4bac0f661f7b59e8b1f4839b70
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001420506-26-000654.hdr.sgml**: 20260408

**ACCESSION NUMBER**: 0001420506-26-000654

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260408

**DATE AS OF CHANGE**: 20260408

**EFFECTIVENESS DATE**: 20260408

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Unify Financial Advisors
- **CENTRAL INDEX KEY:** 0002126814

**ORGANIZATION NAME:**
- **EIN:** 880602514
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26799
- **FILM NUMBER:** 26847468

**BUSINESS ADDRESS:**
- **STREET 1:** 1465 S. FORT HARRISON AVENUE
- **STREET 2:** SUITE 201
- **CITY:** CLEARWATER
- **STATE:** FL
- **ZIP:** 33756
- **BUSINESS PHONE:** 727-306-0299

**MAIL ADDRESS:**
- **STREET 1:** 1465 S. FORT HARRISON AVENUE
- **STREET 2:** SUITE 201
- **CITY:** CLEARWATER
- **STATE:** FL
- **ZIP:** 33756

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Unify Financial Advisors<br>**Address:** 1465 S. FORT HARRISON AVENUE<br>SUITE 201<br>CLEARWATER, FL 33756

**Form 13F File Number:** 028-26799

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** T. Gregory Reymann II<br>**Title:** Compliance Attorney<br>**Phone:** 813-497-1400

**Signature, Place, and Date of Signing:**

T. Gregory Reymann II Compliance Attorney  St. Petersburg, FL  04-07-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 94

**Form 13F Information Table Value Total:** $95989775

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 326594 | 1525 | SH |  | SOLE |  | 1525 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 208521 | 1891 | SH |  | SOLE |  | 1891 | 0 | 0 |
| ALBEMARLE CORP | 7.25% DEP SHS A | 012653200 |  | 286260 | 4820 | SH |  | SOLE |  | 4820 | 0 | 0 |
| ALBEMARLE CORP | COM | 012653101 |  | 496172 | 3508 | SH |  | SOLE |  | 3508 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1349343 | 4311 | SH |  | SOLE |  | 4311 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 527184 | 1680 | SH |  | SOLE |  | 1680 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 1495944 | 6481 | SH |  | SOLE |  | 6481 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 319186 | 1818 | SH |  | SOLE |  | 1818 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 266430 | 814 | SH |  | SOLE |  | 814 | 0 | 0 |
| AMRIZE LTD | SHS | H2927K103 |  | 414685 | 7668 | SH |  | SOLE |  | 7668 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 1713076 | 6301 | SH |  | SOLE |  | 6301 | 0 | 0 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 924774 | 27771 | SH |  | SOLE |  | 27771 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 201430 | 582 | SH |  | SOLE |  | 582 | 0 | 0 |
| CELSIUS HLDGS INC | COM NEW | 15118V207 |  | 349408 | 7639 | SH |  | SOLE |  | 7639 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 243887 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 247530 | 6690 | SH |  | SOLE |  | 6690 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 785672 | 2224 | SH |  | SOLE |  | 2224 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1109832 | 1287 | SH |  | SOLE |  | 1287 | 0 | 0 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 727586 | 5780 | SH |  | SOLE |  | 5780 | 0 | 0 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 503428 | 7254 | SH |  | SOLE |  | 7254 | 0 | 0 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 478851 | 1366 | SH |  | SOLE |  | 1366 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 228907 | 213 | SH |  | SOLE |  | 213 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 573781 | 4768 | SH |  | SOLE |  | 4768 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 212769 | 632 | SH |  | SOLE |  | 632 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 203029 | 2970 | SH |  | SOLE |  | 2970 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 251537 | 731 | SH |  | SOLE |  | 731 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 204088 | 689 | SH |  | SOLE |  | 688 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 535898 | 809 | SH |  | SOLE |  | 809 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NATL AMT MUNI | 46138E537 |  | 334864 | 14440 | SH |  | SOLE |  | 14440 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 241366 | 1260 | SH |  | SOLE |  | 1260 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 297407 | 3664 | SH |  | SOLE |  | 3664 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 228724 | 3147 | SH |  | SOLE |  | 3147 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1689911 | 25140 | SH |  | SOLE |  | 25140 | 0 | 0 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 800010 | 15997 | SH |  | SOLE |  | 15997 | 0 | 0 |
| ISHARES TR | S 100 ETF | 464287101 |  | 1711420 | 4990 | SH |  | SOLE |  | 4990 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 228637 | 2007 | SH |  | SOLE |  | 2007 | 0 | 0 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 499798 | 2328 | SH |  | SOLE |  | 2328 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 2071104 | 29003 | SH |  | SOLE |  | 29003 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 854805 | 16165 | SH |  | SOLE |  | 16165 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 2523467 | 12705 | SH |  | SOLE |  | 12705 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 580970 | 2321 | SH |  | SOLE |  | 2321 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1970342 | 9291 | SH |  | SOLE |  | 9291 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 3321857 | 26950 | SH |  | SOLE |  | 26950 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6671316 | 9740 | SH |  | SOLE |  | 9740 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 534246 | 17256 | SH |  | SOLE |  | 17256 | 0 | 0 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 1334724 | 13128 | SH |  | SOLE |  | 13128 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 581607 | 5430 | SH |  | SOLE |  | 5430 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 689172 | 6900 | SH |  | SOLE |  | 6900 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 401873 | 4174 | SH |  | SOLE |  | 4174 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 438644 | 2120 | SH |  | SOLE |  | 2119 | 0 | 0 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 340928 | 2847 | SH |  | SOLE |  | 2847 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1502512 | 4663 | SH |  | SOLE |  | 4663 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 256955 | 1580 | SH |  | SOLE |  | 1580 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 305432 | 999 | SH |  | SOLE |  | 999 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 455613 | 4743 | SH |  | SOLE |  | 4743 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1022479 | 1549 | SH |  | SOLE |  | 1549 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 440673 | 1544 | SH |  | SOLE |  | 1544 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1490517 | 3082 | SH |  | SOLE |  | 3082 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 738675 | 9201 | SH |  | SOLE |  | 9201 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1648847 | 8841 | SH |  | SOLE |  | 8841 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 1176048 | 1338 | SH |  | SOLE |  | 1338 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 420944 | 2933 | SH |  | SOLE |  | 2933 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 214516 | 1497 | SH |  | SOLE |  | 1496 | 0 | 0 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 205955 | 1979 | SH |  | SOLE |  | 1979 | 0 | 0 |
| ROYALTY PHARMA PLC | SHS CLASS A | G7709Q104 |  | 394978 | 10222 | SH |  | SOLE |  | 10222 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 688501 | 2599 | SH |  | SOLE |  | 2599 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 550604 | 5511 | SH |  | SOLE |  | 5511 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 215337 | 7561 | SH |  | SOLE |  | 7561 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 5176807 | 197362 | SH |  | SOLE |  | 197362 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 1689291 | 70270 | SH |  | SOLE |  | 70270 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1142572 | 42459 | SH |  | SOLE |  | 42459 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 523297 | 21473 | SH |  | SOLE |  | 21473 | 0 | 0 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 1078264 | 42993 | SH |  | SOLE |  | 42993 | 0 | 0 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 8395299 | 359234 | SH |  | SOLE |  | 359234 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 559270 | 20389 | SH |  | SOLE |  | 20389 | 0 | 0 |
| SCHWAB STRATEGIC TR | MUN BD ETF | 808524649 |  | 437920 | 17000 | SH |  | SOLE |  | 17000 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 584482 | 3631 | SH |  | SOLE |  | 3631 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1848685 | 2711 | SH |  | SOLE |  | 2711 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R200 |  | 653473 | 21265 | SH |  | SOLE |  | 21265 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 395645 | 4932 | SH |  | SOLE |  | 4932 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 801427 | 9517 | SH |  | SOLE |  | 9517 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 479842 | 1579 | SH |  | SOLE |  | 1579 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 259488 | 577 | SH |  | SOLE |  | 577 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 206276 | 530 | SH |  | SOLE |  | 530 | 0 | 0 |
| TRI CONTL CORP | COM | 895436103 |  | 270555 | 8284 | SH |  | SOLE |  | 8284 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 653435 | 7997 | SH |  | SOLE |  | 7997 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 6375159 | 19015 | SH |  | SOLE |  | 19015 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 605006 | 4289 | SH |  | SOLE |  | 4289 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 3653126 | 77594 | SH |  | SOLE |  | 77594 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1017581 | 4630 | SH |  | SOLE |  | 4630 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2124843 | 28166 | SH |  | SOLE |  | 28166 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 723071 | 17753 | SH |  | SOLE |  | 17752 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 470653 | 1342 | SH |  | SOLE |  | 1342 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 602728 | 5410 | SH |  | SOLE |  | 5410 | 0 | 0 |

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