# EDGAR Filing Document

**Accession Number:** 0001874146
**File Stem:** 0001874146-26-000005
**Filing Date:** 2026-5
**Character Count:** 7122
**Document Hash:** a155aba36fe40063494836d47528062e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001874146-26-000005.hdr.sgml**: 20260527

**ACCESSION NUMBER**: 0001874146-26-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260527

**DATE AS OF CHANGE**: 20260527

**EFFECTIVENESS DATE**: 20260527

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Tenret Co LLC
- **CENTRAL INDEX KEY:** 0001874146

**ORGANIZATION NAME:**
- **EIN:** 831538700
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21308
- **FILM NUMBER:** 261022677

**BUSINESS ADDRESS:**
- **STREET 1:** 515 WEST BAY STREET
- **STREET 2:** 100
- **CITY:** TAMPA
- **STATE:** FL
- **ZIP:** 33606
- **BUSINESS PHONE:** 17275996201

**MAIL ADDRESS:**
- **STREET 1:** 515 WEST BAY STREET
- **STREET 2:** 100
- **CITY:** TAMPA
- **STATE:** FL
- **ZIP:** 33606

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Tenret Co LLC<br>**Address:** 515 WEST BAY STREET<br>100<br>TAMPA, FL 33606

**Form 13F File Number:** 028-21308

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Tina J. Tenret<br>**Title:** President  CEO<br>**Phone:** 7275996201

**Signature, Place, and Date of Signing:**

Tina J. Tenret  Tampa, FL  05-27-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 33

**Form 13F Information Table Value Total:** $206988277

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 1678041 | 33534 | SH |  | SOLE |  | 33534 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1785018 | 16816 | SH |  | SOLE |  | 16816 | 0 | 0 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 22861971 | 984581 | SH |  | SOLE |  | 984581 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 4563587 | 177987 | SH |  | SOLE |  | 177987 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1064436 | 34381 | SH |  | SOLE |  | 34381 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1692107 | 58188 | SH |  | SOLE |  | 58188 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 12220955 | 244958 | SH |  | SOLE |  | 244958 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 11515916 | 149344 | SH |  | SOLE |  | 149344 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 13739513 | 285942 | SH |  | SOLE |  | 285942 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 31962399 | 498789 | SH |  | SOLE |  | 498789 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 8560385 | 158379 | SH |  | SOLE |  | 158379 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 20538739 | 47022 | SH |  | SOLE |  | 47022 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 5578319 | 21676 | SH |  | SOLE |  | 21676 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 6244881 | 33888 | SH |  | SOLE |  | 33888 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 5149763 | 17038 | SH |  | SOLE |  | 17038 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 21904932 | 111646 | SH |  | SOLE |  | 111646 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 296817 | 2990 | SH |  | SOLE |  | 2990 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 1706448 | 51789 | SH |  | SOLE |  | 51789 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 5267468 | 24246 | SH |  | SOLE |  | 24246 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 3081024 | 41839 | SH |  | SOLE |  | 41839 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 895551 | 1371 | SH |  | SOLE |  | 1371 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 4955717 | 200231 | SH |  | SOLE |  | 200231 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 7488026 | 23341 | SH |  | SOLE |  | 23341 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 1984889 | 68139 | SH |  | SOLE |  | 68139 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1298943 | 6040 | SH |  | SOLE |  | 6040 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 301308 | 9821 | SH |  | SOLE |  | 9821 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 357369 | 11717 | SH |  | SOLE |  | 11717 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 248000 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 239047 | 2695 | SH |  | SOLE |  | 2695 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 268300 | 449 | SH |  | SOLE |  | 449 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 718140 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 437892 | 2581 | SH |  | SOLE |  | 2581 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R721 |  | 6382376 | 140767 | SH |  | SOLE |  | 140767 | 0 | 0 |

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