# EDGAR Filing Document

**Accession Number:** 0001569139
**File Stem:** 0001085146-23-001376
**Filing Date:** 2023-2
**Character Count:** 16093
**Document Hash:** eb49d29aff09dffa38c37d6991c95f31
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-23-001376.hdr.sgml**: 20230214

**ACCESSION NUMBER**: 0001085146-23-001376

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230214

**DATE AS OF CHANGE**: 20230214

**EFFECTIVENESS DATE**: 20230214

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** High Falls Advisors, Inc
- **CENTRAL INDEX KEY:** 0001569139
- **IRS NUMBER:** 461165286
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17373
- **FILM NUMBER:** 23631736

**BUSINESS ADDRESS:**
- **STREET 1:** 180 SOUTH CLINTON AVE
- **STREET 2:** SUITE 300
- **CITY:** ROCHESTER
- **STATE:** NY
- **ZIP:** 14604
- **BUSINESS PHONE:** 585-935-5300

**MAIL ADDRESS:**
- **STREET 1:** 180 SOUTH CLINTON AVE
- **STREET 2:** SUITE 300
- **CITY:** ROCHESTER
- **STATE:** NY
- **ZIP:** 14604

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** High Falls Advisors Inc<br>**Address:** 180 SOUTH CLINTON AVE<br>SUITE 300<br>ROCHESTER, NY 14604

**Form 13F File Number:** 028-17373

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jennifer Vogler<br>**Title:** Chief Compliance Officer<br>**Phone:** 585-935-5308

**Signature, Place, and Date of Signing:**

/s/Jennifer Vogler  Rochester, NY  02-14-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 114

**Form 13F Information Table Value Total:** $321116196

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 290584 | 1798 | SH |  | SOLE |  | 0 | 0 | 1798 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 401268 | 4777 | SH |  | SOLE |  | 0 | 0 | 4777 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 391434 | 1490 | SH |  | SOLE |  | 0 | 0 | 1490 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 6559438 | 50484 | SH |  | SOLE |  | 0 | 0 | 50484 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG001S82KF6 | 211704 | 886 | SH |  | SOLE |  | 0 | 0 | 886 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | BBG001S902J2 | 468711 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BOEING CO | COM | 097023105 | BBG001S5P0V3 | 813964 | 4273 | SH |  | SOLE |  | 0 | 0 | 4273 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 1058291 | 4418 | SH |  | SOLE |  | 0 | 0 | 4418 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 669646 | 3731 | SH |  | SOLE |  | 0 | 0 | 3731 |
| CORNING INC | COM | 219350105 | BBG001S5RLH1 | 203175 | 6361 | SH |  | SOLE |  | 0 | 0 | 6361 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 544525 | 1270 | SH |  | SOLE |  | 0 | 0 | 1270 |
| EASTMAN CHEM CO | COM | 277432100 | BBG001S7JNP3 | 203332 | 2497 | SH |  | SOLE |  | 0 | 0 | 2497 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 1262060 | 11442 | SH |  | SOLE |  | 0 | 0 | 11442 |
| FIRST TR MORNINGSTAR DIVID L | SHS | 336917109 | BBG001SP68G0 | 541346 | 14807 | SH |  | SOLE |  | 0 | 0 | 14807 |
| HONEYWELL INTL INC | COM | 438516106 | BBG001S5X1N1 | 642900 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 486916 | 3456 | SH |  | SOLE |  | 0 | 0 | 3456 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 208558 | 536 | SH |  | SOLE |  | 0 | 0 | 536 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 | BBG001V18CG8 | 463427 | 7252 | SH |  | SOLE |  | 0 | 0 | 7252 |
| INVESCO EXCHANGE TRADED FD T | INTL DIVI ACHI | 46137V548 | BBG001SLKDX3 | 745021 | 44559 | SH |  | SOLE |  | 0 | 0 | 44559 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2NN7 | 245193 | 1736 | SH |  | SOLE |  | 0 | 0 | 1736 |
| INVESCO EXCHANGE TRADED FD T | ZACKS MULT AST | 46137Y500 | BBG00KJR1Q60 | 612079 | 28940 | SH |  | SOLE |  | 0 | 0 | 28940 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 2466329 | 9262 | SH |  | SOLE |  | 0 | 0 | 9262 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH70 | 751428 | 24989 | SH |  | SOLE |  | 0 | 0 | 24989 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 | BBG0025X3FS0 | 12223659 | 230418 | SH |  | SOLE |  | 0 | 0 | 230418 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 | BBG0025X39Q6 | 240706 | 2533 | SH |  | SOLE |  | 0 | 0 | 2533 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | BBG001TG5H89 | 216387 | 2232 | SH |  | SOLE |  | 0 | 0 | 2232 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 | BBG005DW06B7 | 7218214 | 176528 | SH |  | SOLE |  | 0 | 0 | 176528 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | BBG001SKXPR1 | 385637 | 4751 | SH |  | SOLE |  | 0 | 0 | 4751 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 | BBG001SSD830 | 6046137 | 55890 | SH |  | SOLE |  | 0 | 0 | 55890 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 | BBG001S8MLN3 | 624924 | 6277 | SH |  | SOLE |  | 0 | 0 | 6277 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 | BBG001S80936 | 678054 | 7079 | SH |  | SOLE |  | 0 | 0 | 7079 |
| ISHARES TR | AGGRES ALLOC ETF | 464289859 | BBG001T3YVL0 | 444304 | 7436 | SH |  | SOLE |  | 0 | 0 | 7436 |
| ISHARES TR | CONV BD ETF | 46435G102 | BBG009BKDMM6 | 2473997 | 35612 | SH |  | SOLE |  | 0 | 0 | 35612 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | BBG006MJFZK4 | 626046 | 12521 | SH |  | SOLE |  | 0 | 0 | 12521 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 | BBG001V0XLT8 | 299070 | 2869 | SH |  | SOLE |  | 0 | 0 | 2869 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 871790 | 14143 | SH |  | SOLE |  | 0 | 0 | 14143 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 578255 | 2391 | SH |  | SOLE |  | 0 | 0 | 2391 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 4346103 | 45922 | SH |  | SOLE |  | 0 | 0 | 45922 |
| ISHARES TR | CORE S US GWT | 464287671 | BBG001SFQL99 | 440199 | 5400 | SH |  | SOLE |  | 0 | 0 | 5400 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 65449060 | 170347 | SH |  | SOLE |  | 0 | 0 | 170347 |
| ISHARES TR | CORE TOTAL USD | 46434V613 | BBG006MJCSW0 | 40334706 | 897723 | SH |  | SOLE |  | 0 | 0 | 897723 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 349564 | 3604 | SH |  | SOLE |  | 0 | 0 | 3604 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 | BBG001SP62C7 | 13675084 | 163265 | SH |  | SOLE |  | 0 | 0 | 163265 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG001SNYBH6 | 19279203 | 420209 | SH |  | SOLE |  | 0 | 0 | 420209 |
| ISHARES TR | ESG ADV TTL USD | 46436E619 | BBG00VJ13GZ1 | 207273 | 4912 | SH |  | SOLE |  | 0 | 0 | 4912 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 35799983 | 422419 | SH |  | SOLE |  | 0 | 0 | 422419 |
| ISHARES TR | EUROPE ETF | 464287861 | BBG001SFGXD9 | 311731 | 6883 | SH |  | SOLE |  | 0 | 0 | 6883 |
| ISHARES TR | FALN ANGLS USD | 46435G474 | BBG00D332C84 | 1762323 | 71610 | SH |  | SOLE |  | 0 | 0 | 71610 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 | BBG001V1QYX1 | 261515 | 5196 | SH |  | SOLE |  | 0 | 0 | 5196 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 | BBG001S60KQ0 | 260818 | 5818 | SH |  | SOLE |  | 0 | 0 | 5818 |
| ISHARES TR | GRWT ALLOCAT ETF | 464289867 | BBG001T3YV58 | 644906 | 13675 | SH |  | SOLE |  | 0 | 0 | 13675 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 | BBG001ST0ZQ7 | 587852 | 7984 | SH |  | SOLE |  | 0 | 0 | 7984 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 | BBG001S60QR6 | 3407850 | 32323 | SH |  | SOLE |  | 0 | 0 | 32323 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 | BBG001SSD858 | 549066 | 11021 | SH |  | SOLE |  | 0 | 0 | 11021 |
| ISHARES TR | MBS ETF | 464288588 | BBG001SSD8B1 | 13793289 | 148715 | SH |  | SOLE |  | 0 | 0 | 148715 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 | BBG0025X2WP7 | 219842 | 3457 | SH |  | SOLE |  | 0 | 0 | 3457 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | BBG001SK77D5 | 332686 | 8778 | SH |  | SOLE |  | 0 | 0 | 8778 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 | BBG009DR6401 | 576678 | 24889 | SH |  | SOLE |  | 0 | 0 | 24889 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2G81 | 5803045 | 80486 | SH |  | SOLE |  | 0 | 0 | 80486 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 | BBG004FPV022 | 4863595 | 33328 | SH |  | SOLE |  | 0 | 0 | 33328 |
| ISHARES TR | MSCI USA VALUE | 46432F388 | BBG004FPWGT7 | 552473 | 6062 | SH |  | SOLE |  | 0 | 0 | 6062 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 5613721 | 53201 | SH |  | SOLE |  | 0 | 0 | 53201 |
| ISHARES TR | PFD AND INCM SEC | 464288687 | BBG001SNVWC8 | 1392951 | 45626 | SH |  | SOLE |  | 0 | 0 | 45626 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 428658 | 2001 | SH |  | SOLE |  | 0 | 0 | 2001 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG001S562F8 | 341391 | 1591 | SH |  | SOLE |  | 0 | 0 | 1591 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 218941 | 1509 | SH |  | SOLE |  | 0 | 0 | 1509 |
| ISHARES TR | S MC 400GR ETF | 464287606 | BBG001SFQL08 | 300520 | 4400 | SH |  | SOLE |  | 0 | 0 | 4400 |
| ISHARES TR | S SML 600 GWT | 464287887 | BBG001SFQL44 | 206089 | 1907 | SH |  | SOLE |  | 0 | 0 | 1907 |
| ISHARES TR | SELECT DIVID ETF | 464287168 | BBG001SDJVG2 | 1852576 | 15361 | SH |  | SOLE |  | 0 | 0 | 15361 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 1539242 | 14762 | SH |  | SOLE |  | 0 | 0 | 14762 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG001SD9RM5 | 1402539 | 13177 | SH |  | SOLE |  | 0 | 0 | 13177 |
| ISHARES TR | U.S. ENERGY ETF | 464287796 | BBG001SFGXW8 | 940584 | 20232 | SH |  | SOLE |  | 0 | 0 | 20232 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 | BBG001SQZT52 | 201414 | 3831 | SH |  | SOLE |  | 0 | 0 | 3831 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 | BBG001SFGXJ3 | 669631 | 7954 | SH |  | SOLE |  | 0 | 0 | 7954 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG001SFB7Z7 | 6213706 | 83417 | SH |  | SOLE |  | 0 | 0 | 83417 |
| ISHARES TR | US HLTHCARE ETF | 464287762 | BBG001SFGXR4 | 560880 | 1977 | SH |  | SOLE |  | 0 | 0 | 1977 |
| ISHARES TR | US INFRASTRUC | 46435U713 | BBG00KHHFPF1 | 2097613 | 57849 | SH |  | SOLE |  | 0 | 0 | 57849 |
| ISHARES TR | US TREAS BD ETF | 46429B267 | BBG002NCKPP8 | 8758037 | 385477 | SH |  | SOLE |  | 0 | 0 | 385477 |
| ISHARES U S ETF TR | GSCI CMDTY STGY | 46431W853 | BBG0079TF237 | 2472714 | 87716 | SH |  | SOLE |  | 0 | 0 | 87716 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 574983 | 3255 | SH |  | SOLE |  | 0 | 0 | 3255 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 717404 | 5350 | SH |  | SOLE |  | 0 | 0 | 5350 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG001S5S0N9 | 641911 | 3083 | SH |  | SOLE |  | 0 | 0 | 3083 |
| LAKELAND INDS INC | COM | 511795106 | BBG001S5SPK7 | 146659 | 11027 | SH |  | SOLE |  | 0 | 0 | 11027 |
| M  T BK CORP | COM | 55261F104 | BBG001S7S2B4 | 276328 | 1905 | SH |  | SOLE |  | 0 | 0 | 1905 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 663036 | 2516 | SH |  | SOLE |  | 0 | 0 | 2516 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 415134 | 3742 | SH |  | SOLE |  | 0 | 0 | 3742 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 1672340 | 6973 | SH |  | SOLE |  | 0 | 0 | 6973 |
| ON SEMICONDUCTOR CORP | COM | 682189105 | BBG001SF7RS6 | 347962 | 5579 | SH |  | SOLE |  | 0 | 0 | 5579 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 339677 | 4156 | SH |  | SOLE |  | 0 | 0 | 4156 |
| PAYCHEX INC | COM | 704326107 | BBG001S5V135 | 656490 | 5681 | SH |  | SOLE |  | 0 | 0 | 5681 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 246440 | 1364 | SH |  | SOLE |  | 0 | 0 | 1364 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 300133 | 5857 | SH |  | SOLE |  | 0 | 0 | 5857 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 | BBG001T618D9 | 393880 | 3993 | SH |  | SOLE |  | 0 | 0 | 3993 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 334016 | 2204 | SH |  | SOLE |  | 0 | 0 | 2204 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 | BBG001S5V3C1 | 206598 | 3372 | SH |  | SOLE |  | 0 | 0 | 3372 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 | BBG001S7T223 | 268447 | 7849 | SH |  | SOLE |  | 0 | 0 | 7849 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 | BBG001S7SCQ6 | 236515 | 1741 | SH |  | SOLE |  | 0 | 0 | 1741 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 | BBG001S7TD56 | 355178 | 5038 | SH |  | SOLE |  | 0 | 0 | 5038 |
| SOUTHERN CO | COM | 842587107 | BBG001S5W777 | 208454 | 2919 | SH |  | SOLE |  | 0 | 0 | 2919 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 2662516 | 6962 | SH |  | SOLE |  | 0 | 0 | 6962 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG001S63NQ1 | 1256197 | 2837 | SH |  | SOLE |  | 0 | 0 | 2837 |
| SPDR SER TR | NUVEEN BLMBRG MU | 78468R721 | BBG001SRSPW6 | 800585 | 17549 | SH |  | SOLE |  | 0 | 0 | 17549 |
| SPDR SER TR | S 600 SML CAP | 78464A813 | BBG001SPTB69 | 295956 | 3600 | SH |  | SOLE |  | 0 | 0 | 3600 |
| SPDR SER TR | S DIVID ETF | 78464A763 | BBG001SPTBP8 | 1786579 | 14280 | SH |  | SOLE |  | 0 | 0 | 14280 |
| SRH TOTAL RETURN FUND INC | COM | 101507101 | BBG001SKK3J3 | 150009 | 11812 | SH |  | SOLE |  | 0 | 0 | 11812 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 243896 | 1980 | SH |  | SOLE |  | 0 | 0 | 1980 |
| TRANSCAT INC | COM | 893529107 | BBG001S5WVW6 | 316931 | 4472 | SH |  | SOLE |  | 0 | 0 | 4472 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 226689 | 1064 | SH |  | SOLE |  | 0 | 0 | 1064 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 227617 | 1117 | SH |  | SOLE |  | 0 | 0 | 1117 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 272338 | 1424 | SH |  | SOLE |  | 0 | 0 | 1424 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | BBG001T62KZ7 | 241144 | 3207 | SH |  | SOLE |  | 0 | 0 | 3207 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 242028 | 6143 | SH |  | SOLE |  | 0 | 0 | 6143 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 704435 | 3391 | SH |  | SOLE |  | 0 | 0 | 3391 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 499131 | 3520 | SH |  | SOLE |  | 0 | 0 | 3520 |

---