# EDGAR Filing Document

**Accession Number:** 0001964309
**File Stem:** 0001085146-25-003623
**Filing Date:** 2025-7
**Character Count:** 41820
**Document Hash:** 74917854d5b3f9e6a691250cd6674406
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-25-003623.hdr.sgml**: 20250709

**ACCESSION NUMBER**: 0001085146-25-003623

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250709

**DATE AS OF CHANGE**: 20250709

**EFFECTIVENESS DATE**: 20250709

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Breakwater Capital Group
- **CENTRAL INDEX KEY:** 0001964309

**ORGANIZATION NAME:**
- **EIN:** 882437709
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22792
- **FILM NUMBER:** 251113472

**BUSINESS ADDRESS:**
- **STREET 1:** 140 E RIDGEWOOD AVE
- **STREET 2:** SUITE 415
- **CITY:** PARAMUS
- **STATE:** NJ
- **ZIP:** 07652
- **BUSINESS PHONE:** 15513423733

**MAIL ADDRESS:**
- **STREET 1:** 140 E RIDGEWOOD AVE
- **STREET 2:** SUITE 415
- **CITY:** PARAMUS
- **STATE:** NJ
- **ZIP:** 07652

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Breakwater Capital Group<br>**Address:** 140 E RIDGEWOOD AVE<br>SUITE 415<br>PARAMUS, NJ 07652

**Form 13F File Number:** 028-22792

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jeffrey Hanson<br>**Title:** Managing Member<br>**Phone:** 551-342-3733

**Signature, Place, and Date of Signing:**

/s/Jeffrey Hanson  Paramus, NJ  07-09-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 340

**Form 13F Information Table Value Total:** $613551151

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 2023 ETF SERIES TRUST II | GMO US QUALITY E | 90139K100 | BBG01K0RTLB4 | 439967 | 12842 | SH |  | SOLE |  | 0 | 0 | 12842 |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 610005 | 4485 | SH |  | SOLE |  | 0 | 0 | 4485 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 1117432 | 6020 | SH |  | SOLE |  | 0 | 0 | 6020 |
| ADOBE INC | COM | 00724F101 | BBG001S5NCQ5 | 511455 | 1322 | SH |  | SOLE |  | 0 | 0 | 1322 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG001S5NN36 | 221080 | 1558 | SH |  | SOLE |  | 0 | 0 | 1558 |
| ALLEGION PLC | ORD SHS | G0176J109 | BBG003PS7JW0 | 376874 | 2615 | SH |  | SOLE |  | 0 | 0 | 2615 |
| ALNYLAM PHARMACEUTICALS INC | COM | 02043Q107 | BBG001S7FTC8 | 334894 | 1027 | SH |  | SOLE |  | 0 | 0 | 1027 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 1690948 | 9595 | SH |  | SOLE |  | 0 | 0 | 9595 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 2998633 | 16904 | SH |  | SOLE |  | 0 | 0 | 16904 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 414983 | 7078 | SH |  | SOLE |  | 0 | 0 | 7078 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 6320438 | 28809 | SH |  | SOLE |  | 0 | 0 | 28809 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDXT0 | 2373950 | 34636 | SH |  | SOLE |  | 0 | 0 | 34636 |
| AMERICAN CENTY ETF TR | AVANTIS INTL SML | 025072190 | BBG01HDKB2Y8 | 283413 | 4556 | SH |  | SOLE |  | 0 | 0 | 4556 |
| AMERICAN CENTY ETF TR | EMERGING MKT VAL | 025072372 | BBG012NXXGN9 | 675793 | 12621 | SH |  | SOLE |  | 0 | 0 | 12621 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 | BBG00Q9MQ6T1 | 847933 | 11457 | SH |  | SOLE |  | 0 | 0 | 11457 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 | BBG00Q9MR7Z1 | 971973 | 12260 | SH |  | SOLE |  | 0 | 0 | 12260 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG001S5P034 | 706222 | 2214 | SH |  | SOLE |  | 0 | 0 | 2214 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 | BBG001S5NPQ6 | 218589 | 989 | SH |  | SOLE |  | 0 | 0 | 989 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 488059 | 1748 | SH |  | SOLE |  | 0 | 0 | 1748 |
| ANALOG DEVICES INC | COM | 032654105 | BBG001S5ND38 | 294907 | 1239 | SH |  | SOLE |  | 0 | 0 | 1239 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 18000470 | 87734 | SH |  | SOLE |  | 0 | 0 | 87734 |
| APPLIED MATLS INC | COM | 038222105 | BBG001S5NMM7 | 285955 | 1562 | SH |  | SOLE |  | 0 | 0 | 1562 |
| ARISTA NETWORKS INC | COM SHS | 040413205 | BBG001T51KQ0 | 476355 | 4656 | SH |  | SOLE |  | 0 | 0 | 4656 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 | BBG001SCG0R3 | 356619 | 445 | SH |  | SOLE |  | 0 | 0 | 445 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 | BBG001SB80N8 | 413759 | 5921 | SH |  | SOLE |  | 0 | 0 | 5921 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 1457752 | 50372 | SH |  | SOLE |  | 0 | 0 | 50372 |
| AURORA INNOVATION INC | CLASS A COM | 051774107 | BBG00Z92Y6Y0 | 458406 | 87482 | SH |  | SOLE |  | 0 | 0 | 87482 |
| AZEK CO INC | CL A | 05478C105 | BBG00RP7FY15 | 264685 | 4870 | SH |  | SOLE |  | 0 | 0 | 4870 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 1935986 | 40913 | SH |  | SOLE |  | 0 | 0 | 40913 |
| BANK NEW YORK MELLON CORP | COM | 064058100 | BBG001S5P6Q6 | 304854 | 3346 | SH |  | SOLE |  | 0 | 0 | 3346 |
| BARCLAYS BANK PLC | IPATH SELCT MLP | 06742C723 | BBG0047C1HS8 | 606924 | 20700 | SH |  | SOLE |  | 0 | 0 | 20700 |
| BECTON DICKINSON  CO | COM | 075887109 | BBG001S5P374 | 279217 | 1621 | SH |  | SOLE |  | 0 | 0 | 1621 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 3173550 | 6533 | SH |  | SOLE |  | 0 | 0 | 6533 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 | BBG001S5P5K4 | 333216 | 6929 | SH |  | SOLE |  | 0 | 0 | 6929 |
| BLACKROCK ETF TRUST II | ISHARES AAA CLO | 092528504 | BBG01C8315P7 | 500820 | 9646 | SH |  | SOLE |  | 0 | 0 | 9646 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 | BBG01GQYLJY8 | 11386570 | 215491 | SH |  | SOLE |  | 0 | 0 | 215491 |
| BLACKROCK ETF TRUST II | ISHARES TOTAL RE | 092528876 | BBG01KDV3S97 | 1335388 | 26425 | SH |  | SOLE |  | 0 | 0 | 26425 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WR0 | 273854 | 261 | SH |  | SOLE |  | 0 | 0 | 261 |
| BLACKROCK MUNIHLDGS NJ QLTY | COM | 09254X101 | BBG001S5PKX7 | 1572431 | 143601 | SH |  | SOLE |  | 0 | 0 | 143601 |
| BLACKROCK MUNIYIELD N Y QUAL | COM | 09255E102 | BBG001S6TRK0 | 660162 | 69272 | SH |  | SOLE |  | 0 | 0 | 69272 |
| BLACKSTONE INC | COM | 09260D107 | BBG001S7H949 | 241273 | 1613 | SH |  | SOLE |  | 0 | 0 | 1613 |
| BOEING CO | COM | 097023105 | BBG001S5P0V3 | 664210 | 3170 | SH |  | SOLE |  | 0 | 0 | 3170 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 | BBG001S63L94 | 839731 | 7818 | SH |  | SOLE |  | 0 | 0 | 7818 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 832386 | 3020 | SH |  | SOLE |  | 0 | 0 | 3020 |
| CAMBRIA ETF TR | SHSHLD YIELD ETF | 132061201 | BBG004K1ZMP2 | 6422152 | 98757 | SH |  | SOLE |  | 0 | 0 | 98757 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 | BBG014YZRRT5 | 299228 | 13299 | SH |  | SOLE |  | 0 | 0 | 13299 |
| CAPITAL ONE FINL CORP | COM | 14040H105 | BBG001S65PV8 | 449406 | 2112 | SH |  | SOLE |  | 0 | 0 | 2112 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 | BBG00RP5HZM1 | 471490 | 6442 | SH |  | SOLE |  | 0 | 0 | 6442 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 742646 | 1913 | SH |  | SOLE |  | 0 | 0 | 1913 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 428568 | 2993 | SH |  | SOLE |  | 0 | 0 | 2993 |
| CHUBB LIMITED | COM | H1467J104 | BBG001S8S1L3 | 338972 | 1170 | SH |  | SOLE |  | 0 | 0 | 1170 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 766302 | 11045 | SH |  | SOLE |  | 0 | 0 | 11045 |
| CITIGROUP INC | COM NEW | 172967424 | BBG001S72ZG4 | 1486714 | 17466 | SH |  | SOLE |  | 0 | 0 | 17466 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 558667 | 7896 | SH |  | SOLE |  | 0 | 0 | 7896 |
| COHEN  STEERS QUALITY INCOM | COM | 19247L106 | BBG001SG5559 | 562242 | 45160 | SH |  | SOLE |  | 0 | 0 | 45160 |
| COLUMBIA ETF TR II | EM CORE EX ETF | 19762B202 | BBG009XW7GY3 | 6266562 | 183340 | SH |  | SOLE |  | 0 | 0 | 183340 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG001S5PXL2 | 374745 | 10500 | SH |  | SOLE |  | 0 | 0 | 10500 |
| CONOCOPHILLIPS | COM | 20825C104 | BBG001S5TZM2 | 213312 | 2377 | SH |  | SOLE |  | 0 | 0 | 2377 |
| CONSOLIDATED EDISON INC | COM | 209115104 | BBG001S5QRL4 | 759931 | 7573 | SH |  | SOLE |  | 0 | 0 | 7573 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRPJ9 | 570962 | 1769 | SH |  | SOLE |  | 0 | 0 | 1769 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 1116672 | 1128 | SH |  | SOLE |  | 0 | 0 | 1128 |
| DANAHER CORPORATION | COM | 235851102 | BBG001S5QGT0 | 459281 | 2325 | SH |  | SOLE |  | 0 | 0 | 2325 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 881583 | 1734 | SH |  | SOLE |  | 0 | 0 | 1734 |
| DENALI THERAPEUTICS INC | COM | 24823R105 | BBG008P7F878 | 239173 | 17096 | SH |  | SOLE |  | 0 | 0 | 17096 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | BBG017159MD8 | 1001166 | 33732 | SH |  | SOLE |  | 0 | 0 | 33732 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 | BBG017158GJ6 | 4490608 | 149737 | SH |  | SOLE |  | 0 | 0 | 149737 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 | BBG00Y2PHW26 | 2655207 | 91717 | SH |  | SOLE |  | 0 | 0 | 91717 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | BBG012G21Y06 | 5129038 | 119753 | SH |  | SOLE |  | 0 | 0 | 119753 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 | BBG00Y2PGDN6 | 1264311 | 36572 | SH |  | SOLE |  | 0 | 0 | 36572 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 | BBG01636J356 | 1381164 | 46835 | SH |  | SOLE |  | 0 | 0 | 46835 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 | BBG01633Y2Y6 | 329001 | 9997 | SH |  | SOLE |  | 0 | 0 | 9997 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 1208272 | 9743 | SH |  | SOLE |  | 0 | 0 | 9743 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG001S5QNR7 | 457840 | 3880 | SH |  | SOLE |  | 0 | 0 | 3880 |
| EA SERIES TRUST | US QUAN VALUE | 02072L102 | BBG007D96637 | 559851 | 12721 | SH |  | SOLE |  | 0 | 0 | 12721 |
| EATON CORP PLC | SHS | G29183103 | BBG001S5QZ45 | 1395474 | 3909 | SH |  | SOLE |  | 0 | 0 | 3909 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 2195936 | 2817 | SH |  | SOLE |  | 0 | 0 | 2817 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 | BBG001SDHNW4 | 388596 | 21434 | SH |  | SOLE |  | 0 | 0 | 21434 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 | BBG001S9P0Z1 | 221659 | 7148 | SH |  | SOLE |  | 0 | 0 | 7148 |
| EXPAND ENERGY CORPORATION | COM | 165167735 | BBG00Z6DX607 | 250836 | 2145 | SH |  | SOLE |  | 0 | 0 | 2145 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 2831475 | 26266 | SH |  | SOLE |  | 0 | 0 | 26266 |
| FEDEX CORP | COM | 31428X106 | BBG001S5R3M5 | 219127 | 964 | SH |  | SOLE |  | 0 | 0 | 964 |
| FIDELITY COVINGTON TRUST | ENHANCED HIGH YI | 316092618 | BBG00L4J9F40 | 650194 | 13310 | SH |  | SOLE |  | 0 | 0 | 13310 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 | BBG01K4JLZG0 | 1319652 | 39677 | SH |  | SOLE |  | 0 | 0 | 39677 |
| FIDELITY COVINGTON TRUST | ENHANCED MID | 31609A503 | BBG01K785QY9 | 409148 | 11889 | SH |  | SOLE |  | 0 | 0 | 11889 |
| FIDELITY COVINGTON TRUST | MSCI FINLS IDX | 316092501 | BBG005FHWXW1 | 441723 | 5966 | SH |  | SOLE |  | 0 | 0 | 5966 |
| FIDELITY COVINGTON TRUST | SML MID MLTFCT | 316092527 | BBG00NFRNCH3 | 671068 | 16182 | SH |  | SOLE |  | 0 | 0 | 16182 |
| FIDELITY GREENWOOD STREET TR | HEDGED EQTY ETF | 31624J745 | BBG01M5HQQ01 | 210444 | 7302 | SH |  | SOLE |  | 0 | 0 | 7302 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 | BBG0078X1341 | 455716 | 9961 | SH |  | SOLE |  | 0 | 0 | 9961 |
| FIFTH THIRD BANCORP | COM | 316773100 | BBG001S5R6S2 | 357119 | 8683 | SH |  | SOLE |  | 0 | 0 | 8683 |
| FIRSTENERGY CORP | COM | 337932107 | BBG001S5R3N4 | 342894 | 8517 | SH |  | SOLE |  | 0 | 0 | 8517 |
| FISERV INC | COM | 337738108 | BBG001S5R6Q4 | 396715 | 2301 | SH |  | SOLE |  | 0 | 0 | 2301 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 | BBG001S5R3F3 | 636378 | 14680 | SH |  | SOLE |  | 0 | 0 | 14680 |
| FRESHPET INC | COM | 358039105 | BBG001V04FM0 | 596349 | 8775 | SH |  | SOLE |  | 0 | 0 | 8775 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 1976240 | 7678 | SH |  | SOLE |  | 0 | 0 | 7678 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W77 | 992156 | 1875 | SH |  | SOLE |  | 0 | 0 | 1875 |
| GENERAL DYNAMICS CORP | COM | 369550108 | BBG001S5RHP1 | 1976871 | 6778 | SH |  | SOLE |  | 0 | 0 | 6778 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG001SC07Z6 | 618574 | 874 | SH |  | SOLE |  | 0 | 0 | 874 |
| HESS CORP | COM | 42809H107 | BBG001S5NHS2 | 376829 | 2720 | SH |  | SOLE |  | 0 | 0 | 2720 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 1934393 | 5276 | SH |  | SOLE |  | 0 | 0 | 5276 |
| HONEYWELL INTL INC | COM | 438516106 | BBG001S5X1N1 | 1274552 | 5473 | SH |  | SOLE |  | 0 | 0 | 5473 |
| INGERSOLL RAND INC | COM | 45687V106 | BBG002R1CW36 | 1276064 | 15341 | SH |  | SOLE |  | 0 | 0 | 15341 |
| INTEL CORP | COM | 458140100 | BBG001S5SF65 | 332768 | 14856 | SH |  | SOLE |  | 0 | 0 | 14856 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 | BBG001SDJ4R0 | 450052 | 2453 | SH |  | SOLE |  | 0 | 0 | 2453 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 1378610 | 4677 | SH |  | SOLE |  | 0 | 0 | 4677 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 875219 | 1111 | SH |  | SOLE |  | 0 | 0 | 1111 |
| INVESCO EXCH TRADED FD TR II | FNDMNTL IG CRP | 46138E693 | BBG0022HSYN5 | 927857 | 38555 | SH |  | SOLE |  | 0 | 0 | 38555 |
| INVESCO EXCH TRADED FD TR II | INTL BUYBACK | 46138E644 | BBG0062BLSD0 | 4103433 | 84346 | SH |  | SOLE |  | 0 | 0 | 84346 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E743 | BBG001SS8729 | 4417398 | 76931 | SH |  | SOLE |  | 0 | 0 | 76931 |
| INVESCO EXCH TRADED FD TR II | RAFI EMRGNG MRKT | 46138E727 | BBG001SSJYS0 | 212241 | 9074 | SH |  | SOLE |  | 0 | 0 | 9074 |
| INVESCO EXCH TRADED FD TR II | RUSEL 1000 EQL | 46138E420 | BBG007RBRW19 | 411646 | 8360 | SH |  | SOLE |  | 0 | 0 | 8360 |
| INVESCO EXCH TRADED FD TR II | S INTL QULTY | 46138E214 | BBG001SS78M6 | 2435309 | 73842 | SH |  | SOLE |  | 0 | 0 | 73842 |
| INVESCO EXCH TRADED FD TR II | S SMLCAP QTY | 46138G300 | BBG00GBGVB98 | 7796674 | 191423 | SH |  | SOLE |  | 0 | 0 | 191423 |
| INVESCO EXCH TRD SLF IDX FD | RAFI STRATGIC US | 46138J742 | BBG00LY8KF11 | 1359343 | 26395 | SH |  | SOLE |  | 0 | 0 | 26395 |
| INVESCO EXCHANGE TRADED FD T | BUYBACK ACHIEV | 46137V308 | BBG001SS5KV1 | 2566196 | 20762 | SH |  | SOLE |  | 0 | 0 | 20762 |
| INVESCO EXCHANGE TRADED FD T | INTL DIVI ACHI | 46137V548 | BBG001SLKDX3 | 820226 | 40011 | SH |  | SOLE |  | 0 | 0 | 40011 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 | BBG001S6H5N8 | 21009663 | 497035 | SH |  | SOLE |  | 0 | 0 | 497035 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1500 | 46137V597 | BBG001SPSDJ2 | 2097718 | 51579 | SH |  | SOLE |  | 0 | 0 | 51579 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 | BBG001V28DF5 | 3497133 | 32471 | SH |  | SOLE |  | 0 | 0 | 32471 |
| INVESCO EXCHANGE TRADED FD T | S MDCP MOMNTUM | 46137V464 | BBG001SJW5S8 | 884589 | 6877 | SH |  | SOLE |  | 0 | 0 | 6877 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 | BBG001SS30K9 | 996350 | 10142 | SH |  | SOLE |  | 0 | 0 | 10142 |
| INVESCO EXCHANGE TRADED FD T | S MDCP VLU MNT | 46137V456 | BBG001SJW5Y1 | 1146116 | 20604 | SH |  | SOLE |  | 0 | 0 | 20604 |
| INVESCO EXCHANGE TRADED FD T | S SMLCP MOMENT | 46137V498 | BBG001SJWX52 | 921059 | 13541 | SH |  | SOLE |  | 0 | 0 | 13541 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2NN7 | 17806263 | 97977 | SH |  | SOLE |  | 0 | 0 | 97977 |
| INVESCO EXCHANGE TRADED FD T | S PUR VAL | 46137V258 | BBG00KJR2X19 | 1881904 | 20072 | SH |  | SOLE |  | 0 | 0 | 20072 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 | BBG001SDTVQ0 | 1210422 | 16986 | SH |  | SOLE |  | 0 | 0 | 16986 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 1530249 | 2774 | SH |  | SOLE |  | 0 | 0 | 2774 |
| IQVIA HLDGS INC | COM | 46266C105 | BBG00333FZ54 | 319908 | 2030 | SH |  | SOLE |  | 0 | 0 | 2030 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 477603 | 7956 | SH |  | SOLE |  | 0 | 0 | 7956 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 | BBG00H5VLN77 | 873731 | 13838 | SH |  | SOLE |  | 0 | 0 | 13838 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 | BBG001S8SYN9 | 756147 | 10086 | SH |  | SOLE |  | 0 | 0 | 10086 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | BBG001TG5H89 | 2577905 | 25050 | SH |  | SOLE |  | 0 | 0 | 25050 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 | BBG001S80936 | 461899 | 4823 | SH |  | SOLE |  | 0 | 0 | 4823 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | BBG006MJFZK4 | 510871 | 7990 | SH |  | SOLE |  | 0 | 0 | 7990 |
| ISHARES TR | CORE DIVID ETF | 46435U861 | BBG00J5M0G99 | 4167653 | 82823 | SH |  | SOLE |  | 0 | 0 | 82823 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 1088078 | 13034 | SH |  | SOLE |  | 0 | 0 | 13034 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TMV7 | 987193 | 12769 | SH |  | SOLE |  | 0 | 0 | 12769 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 4180171 | 67400 | SH |  | SOLE |  | 0 | 0 | 67400 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 2936641 | 26870 | SH |  | SOLE |  | 0 | 0 | 26870 |
| ISHARES TR | CORE S US VLU | 464287663 | BBG001SFQL80 | 4779383 | 50506 | SH |  | SOLE |  | 0 | 0 | 50506 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 14867015 | 23944 | SH |  | SOLE |  | 0 | 0 | 23944 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 | BBG001SP62C7 | 4711283 | 42065 | SH |  | SOLE |  | 0 | 0 | 42065 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG001SYVWS7 | 2629145 | 36174 | SH |  | SOLE |  | 0 | 0 | 36174 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG001SNYBH6 | 1823019 | 28718 | SH |  | SOLE |  | 0 | 0 | 28718 |
| ISHARES TR | FALN ANGLS USD | 46435G474 | BBG00D332C84 | 9465685 | 348772 | SH |  | SOLE |  | 0 | 0 | 348772 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 | BBG001V1QYX1 | 298467 | 5850 | SH |  | SOLE |  | 0 | 0 | 5850 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 | BBG00H4BNPR3 | 518427 | 10920 | SH |  | SOLE |  | 0 | 0 | 10920 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 | BBG001S60QR6 | 230729 | 2105 | SH |  | SOLE |  | 0 | 0 | 2105 |
| ISHARES TR | INTERNATIONAL SL | 46434V266 | BBG008LP7B65 | 873527 | 22531 | SH |  | SOLE |  | 0 | 0 | 22531 |
| ISHARES TR | INVESTMENT GRADE | 46435G219 | BBG00H4BPM52 | 4304848 | 94737 | SH |  | SOLE |  | 0 | 0 | 94737 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 | BBG001SSD849 | 4610971 | 86526 | SH |  | SOLE |  | 0 | 0 | 86526 |
| ISHARES TR | MBS ETF | 464288588 | BBG001SSD8B1 | 233492 | 2487 | SH |  | SOLE |  | 0 | 0 | 2487 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 | BBG001SBRK44 | 200334 | 2497 | SH |  | SOLE |  | 0 | 0 | 2497 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 | BBG001SBRKD4 | 358770 | 7210 | SH |  | SOLE |  | 0 | 0 | 7210 |
| ISHARES TR | MSCI ACWI EX US | 464288240 | BBG001S56R18 | 225478 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 976496 | 10924 | SH |  | SOLE |  | 0 | 0 | 10924 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 | BBG0025X2WP7 | 1605714 | 19102 | SH |  | SOLE |  | 0 | 0 | 19102 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 | BBG007WGM3H4 | 9672743 | 223802 | SH |  | SOLE |  | 0 | 0 | 223802 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 | BBG009DR6401 | 1179995 | 35877 | SH |  | SOLE |  | 0 | 0 | 35877 |
| ISHARES TR | MSCI JP VALUE | 46435U374 | BBG00NJ3YBX4 | 309935 | 8919 | SH |  | SOLE |  | 0 | 0 | 8919 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2G81 | 204637 | 2180 | SH |  | SOLE |  | 0 | 0 | 2180 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 | BBG004FPV022 | 582459 | 2424 | SH |  | SOLE |  | 0 | 0 | 2424 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | BBG004TRTWW3 | 5134865 | 28087 | SH |  | SOLE |  | 0 | 0 | 28087 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 1681919 | 16098 | SH |  | SOLE |  | 0 | 0 | 16098 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 5941456 | 17497 | SH |  | SOLE |  | 0 | 0 | 17497 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 15734721 | 37059 | SH |  | SOLE |  | 0 | 0 | 37059 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 13296168 | 68456 | SH |  | SOLE |  | 0 | 0 | 68456 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG001S561Z8 | 317993 | 2293 | SH |  | SOLE |  | 0 | 0 | 2293 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 | BBG001S561V2 | 383867 | 2905 | SH |  | SOLE |  | 0 | 0 | 2905 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 920068 | 10004 | SH |  | SOLE |  | 0 | 0 | 10004 |
| ISHARES TR | RUS TOP 200 ETF | 464289446 | BBG001T5LBQ8 | 516321 | 3372 | SH |  | SOLE |  | 0 | 0 | 3372 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 734890 | 3406 | SH |  | SOLE |  | 0 | 0 | 3406 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 2938687 | 26691 | SH |  | SOLE |  | 0 | 0 | 26691 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 322834 | 1652 | SH |  | SOLE |  | 0 | 0 | 1652 |
| ISHARES TR | S MC 400GR ETF | 464287606 | BBG001SFQL08 | 1022313 | 11237 | SH |  | SOLE |  | 0 | 0 | 11237 |
| ISHARES TR | S MC 400VL ETF | 464287705 | BBG001SFQJM9 | 2041230 | 16517 | SH |  | SOLE |  | 0 | 0 | 16517 |
| ISHARES TR | S SML 600 GWT | 464287887 | BBG001SFQL44 | 389408 | 2927 | SH |  | SOLE |  | 0 | 0 | 2927 |
| ISHARES TR | SELECT DIVID ETF | 464287168 | BBG001SDJVG2 | 510920 | 3847 | SH |  | SOLE |  | 0 | 0 | 3847 |
| ISHARES TR | SELECT US REIT | 464287564 | BBG001SDX760 | 225680 | 3690 | SH |  | SOLE |  | 0 | 0 | 3690 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG001SFQL26 | 447690 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| ISHARES TR | US REGNL BKS ETF | 464288778 | BBG001SQZTM3 | 274903 | 5548 | SH |  | SOLE |  | 0 | 0 | 5548 |
| ISHARES TR | USD INV GRDE ETF | 464288620 | BBG001SSD876 | 687701 | 13369 | SH |  | SOLE |  | 0 | 0 | 13369 |
| J P MORGAN EXCHANGE TRADED F | HEDGED EQUITY LA | 46654Q724 | BBG01J345HV8 | 789697 | 12619 | SH |  | SOLE |  | 0 | 0 | 12619 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | BBG00M8D48L9 | 1888869 | 38051 | SH |  | SOLE |  | 0 | 0 | 38051 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 | BBG00J5DPW97 | 21075218 | 350961 | SH |  | SOLE |  | 0 | 0 | 350961 |
| JANUS DETROIT STR TR | HENDERSN SML ETF | 47103U209 | BBG00C9Y3BD7 | 2654953 | 34191 | SH |  | SOLE |  | 0 | 0 | 34191 |
| JANUS DETROIT STR TR | HENDERSON MTG | 47103U852 | BBG00LYBQSH3 | 464285 | 10306 | SH |  | SOLE |  | 0 | 0 | 10306 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 | BBG00XX898D2 | 1814922 | 35762 | SH |  | SOLE |  | 0 | 0 | 35762 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 964311 | 6313 | SH |  | SOLE |  | 0 | 0 | 6313 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 4041077 | 13939 | SH |  | SOLE |  | 0 | 0 | 13939 |
| LINDE PLC | SHS | G54950103 | BBG01FND0CH6 | 459796 | 980 | SH |  | SOLE |  | 0 | 0 | 980 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 | BBG001SDX252 | 89276 | 21006 | SH |  | SOLE |  | 0 | 0 | 21006 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG001S7PS57 | 468698 | 1012 | SH |  | SOLE |  | 0 | 0 | 1012 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 871062 | 3926 | SH |  | SOLE |  | 0 | 0 | 3926 |
| M  T BK CORP | COM | 55261F104 | BBG001S7S2B4 | 399619 | 2060 | SH |  | SOLE |  | 0 | 0 | 2060 |
| MARSH  MCLENNAN COS INC | COM | 571748102 | BBG001S5T7M4 | 309157 | 1414 | SH |  | SOLE |  | 0 | 0 | 1414 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 | BBG001S7QC51 | 229465 | 418 | SH |  | SOLE |  | 0 | 0 | 418 |
| MARVELL TECHNOLOGY INC | COM | 573874104 | BBG00ZXBJ162 | 940333 | 12149 | SH |  | SOLE |  | 0 | 0 | 12149 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 639494 | 1138 | SH |  | SOLE |  | 0 | 0 | 1138 |
| MATSON INC | COM | 57686G105 | BBG001S5NL21 | 222700 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 421017 | 1441 | SH |  | SOLE |  | 0 | 0 | 1441 |
| MCKESSON CORP | COM | 58155Q103 | BBG001S8F8P8 | 343674 | 469 | SH |  | SOLE |  | 0 | 0 | 469 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 1013960 | 12809 | SH |  | SOLE |  | 0 | 0 | 12809 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 2462637 | 3337 | SH |  | SOLE |  | 0 | 0 | 3337 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG001S6P675 | 246254 | 1998 | SH |  | SOLE |  | 0 | 0 | 1998 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 10969383 | 22053 | SH |  | SOLE |  | 0 | 0 | 22053 |
| MONDELEZ INTL INC | CL A | 609207105 | BBG001SHHZJ3 | 281697 | 4177 | SH |  | SOLE |  | 0 | 0 | 4177 |
| MORGAN STANLEY | COM NEW | 617446448 | BBG001S9V5Z3 | 1126598 | 7998 | SH |  | SOLE |  | 0 | 0 | 7998 |
| MORGAN STANLEY ETF TRUST | EATON VANCE TOTA | 61774R841 | BBG01LTGRPS0 | 400613 | 7876 | SH |  | SOLE |  | 0 | 0 | 7876 |
| NETFLIX INC | COM | 64110L106 | BBG001SF6L46 | 788784 | 589 | SH |  | SOLE |  | 0 | 0 | 589 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 980141 | 14119 | SH |  | SOLE |  | 0 | 0 | 14119 |
| NIKE INC | CL B | 654106103 | BBG001S6NTK2 | 275145 | 3873 | SH |  | SOLE |  | 0 | 0 | 3873 |
| NU HLDGS LTD | ORD SHS CL A | G6683N103 | BBG0136WM2Y9 | 245917 | 17924 | SH |  | SOLE |  | 0 | 0 | 17924 |
| NUSHARES ETF TR | NUVEEN HIGH YIEL | 67092P722 | BBG01RPYZVF4 | 894197 | 36679 | SH |  | SOLE |  | 0 | 0 | 36679 |
| NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 | BBG001SKQWJ3 | 1551743 | 142101 | SH |  | SOLE |  | 0 | 0 | 142101 |
| NUVEEN AMT-FREE MUN VALUE FD | COM | 670695105 | BBG001S6RMX9 | 705300 | 51557 | SH |  | SOLE |  | 0 | 0 | 51557 |
| NUVEEN MUN VALUE FD INC | COM | 670928100 | BBG001S5TS84 | 782082 | 89998 | SH |  | SOLE |  | 0 | 0 | 89998 |
| NUVEEN N Y MUN VALUE FD | COM | 67062M105 | BBG001S5TNX7 | 533322 | 65761 | SH |  | SOLE |  | 0 | 0 | 65761 |
| NUVEEN N Y SELECT TAX FREE I | SH BEN INT | 67063V104 | BBG001S72H47 | 243835 | 20966 | SH |  | SOLE |  | 0 | 0 | 20966 |
| NUVEEN NEW JERSEY QULT MUN F | COM | 67069Y102 | BBG001SHM0F8 | 1205550 | 106216 | SH |  | SOLE |  | 0 | 0 | 106216 |
| NUVEEN NEW YORK QLT MUN INC | COM | 67066X107 | BBG001SCTFW0 | 826712 | 72455 | SH |  | SOLE |  | 0 | 0 | 72455 |
| NUVEEN PENNSYLVANIA QLT MUN | COM | 670972108 | BBG001S6PT66 | 161164 | 14364 | SH |  | SOLE |  | 0 | 0 | 14364 |
| NUVEEN QUALITY MUNCP INCOME | COM | 67066V101 | BBG001SCTFM1 | 843713 | 74731 | SH |  | SOLE |  | 0 | 0 | 74731 |
| NUVEEN SELECT TAX-FREE INCOM | SH BEN INT | 67062F100 | BBG001S70MD8 | 313203 | 22292 | SH |  | SOLE |  | 0 | 0 | 22292 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 5320735 | 33678 | SH |  | SOLE |  | 0 | 0 | 33678 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 6260689 | 28636 | SH |  | SOLE |  | 0 | 0 | 28636 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 | BBG00FJQN752 | 274398 | 4980 | SH |  | SOLE |  | 0 | 0 | 4980 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 636587 | 4821 | SH |  | SOLE |  | 0 | 0 | 4821 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 1931201 | 79670 | SH |  | SOLE |  | 0 | 0 | 79670 |
| PGIM ETF TR | AAA CLO ETF | 69344A834 | BBG01HHR9TZ2 | 696479 | 13537 | SH |  | SOLE |  | 0 | 0 | 13537 |
| PGIM ETF TR | ACTV HY BD ETF | 69344A206 | BBG00M3J0QK6 | 2048554 | 57722 | SH |  | SOLE |  | 0 | 0 | 57722 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 335848 | 1844 | SH |  | SOLE |  | 0 | 0 | 1844 |
| PHILLIPS 66 | COM | 718546104 | BBG00286S4P7 | 272243 | 2282 | SH |  | SOLE |  | 0 | 0 | 2282 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 | BBG001SF6Y39 | 1113742 | 21685 | SH |  | SOLE |  | 0 | 0 | 21685 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 | BBG01GZGT490 | 5802586 | 218635 | SH |  | SOLE |  | 0 | 0 | 218635 |
| PNC FINL SVCS GROUP INC | COM | 693475105 | BBG001S5V947 | 875801 | 4698 | SH |  | SOLE |  | 0 | 0 | 4698 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 883808 | 5547 | SH |  | SOLE |  | 0 | 0 | 5547 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 | BBG005D266P2 | 2330852 | 23146 | SH |  | SOLE |  | 0 | 0 | 23146 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 | BBG001S5V3C1 | 618134 | 7343 | SH |  | SOLE |  | 0 | 0 | 7343 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 959542 | 6025 | SH |  | SOLE |  | 0 | 0 | 6025 |
| QUANTA SVCS INC | COM | 74762E102 | BBG001S5VH85 | 256716 | 679 | SH |  | SOLE |  | 0 | 0 | 679 |
| ROCKWELL AUTOMATION INC | COM | 773903109 | BBG001S5VRF5 | 202292 | 609 | SH |  | SOLE |  | 0 | 0 | 609 |
| RPM INTL INC | COM | 749685103 | BBG001S7X317 | 329520 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 780331 | 5344 | SH |  | SOLE |  | 0 | 0 | 5344 |
| S GLOBAL INC | COM | 78409V104 | BBG001S5T5M8 | 332193 | 630 | SH |  | SOLE |  | 0 | 0 | 630 |
| SALESFORCE INC | COM | 79466L302 | BBG001SDLP09 | 530655 | 1946 | SH |  | SOLE |  | 0 | 0 | 1946 |
| SAP SE | SPON ADR | 803054204 | BBG001S6RD41 | 275819 | 907 | SH |  | SOLE |  | 0 | 0 | 907 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 | BBG0051QPC87 | 1128678 | 34192 | SH |  | SOLE |  | 0 | 0 | 34192 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 | BBG0051QD594 | 5153105 | 122547 | SH |  | SOLE |  | 0 | 0 | 122547 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 | BBG0051J0PJ9 | 1987151 | 80976 | SH |  | SOLE |  | 0 | 0 | 80976 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 | BBG0051NXNX3 | 1901329 | 66364 | SH |  | SOLE |  | 0 | 0 | 66364 |
| SCHWAB STRATEGIC TR | MUN BD ETF | 808524649 | BBG019GV63H2 | 206325 | 8194 | SH |  | SOLE |  | 0 | 0 | 8194 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWLM4 | 628024 | 23699 | SH |  | SOLE |  | 0 | 0 | 23699 |
| SEALED AIR CORP NEW | COM | 81211K100 | BBG001SBSZ95 | 703140 | 22660 | SH |  | SOLE |  | 0 | 0 | 22660 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 | BBG001S7T223 | 1345133 | 25685 | SH |  | SOLE |  | 0 | 0 | 25685 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 | BBG001S7T232 | 511009 | 3464 | SH |  | SOLE |  | 0 | 0 | 3464 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 | BBG001S7T107 | 261371 | 3228 | SH |  | SOLE |  | 0 | 0 | 3228 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG001S7TCZ5 | 864236 | 3413 | SH |  | SOLE |  | 0 | 0 | 3413 |
| SHELL PLC | SPON ADS | 780259305 | BBG0147BN6H1 | 340996 | 4843 | SH |  | SOLE |  | 0 | 0 | 4843 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 | BBG004DW5NC7 | 676066 | 5861 | SH |  | SOLE |  | 0 | 0 | 5861 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 | BBG001S77WM9 | 260431 | 1620 | SH |  | SOLE |  | 0 | 0 | 1620 |
| SIMPLIFY EXCHANGE TRADED FUN | MBS ETF | 82889N525 | BBG01JXBTX20 | 2958766 | 59069 | SH |  | SOLE |  | 0 | 0 | 59069 |
| SNOWFLAKE INC | CL A | 833445109 | BBG007DHGNK2 | 865542 | 3868 | SH |  | SOLE |  | 0 | 0 | 3868 |
| SOUTHERN CO | COM | 842587107 | BBG001S5W777 | 822471 | 8956 | SH |  | SOLE |  | 0 | 0 | 8956 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 3506552 | 5675 | SH |  | SOLE |  | 0 | 0 | 5675 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG001S63NQ1 | 4627724 | 8169 | SH |  | SOLE |  | 0 | 0 | 8169 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 | BBG001T2PMD1 | 257982 | 3121 | SH |  | SOLE |  | 0 | 0 | 3121 |
| SPDR SERIES TRUST | BLOOMBERG 1 10 Y | 78468R861 | BBG004MKB438 | 521412 | 27242 | SH |  | SOLE |  | 0 | 0 | 27242 |
| SPDR SERIES TRUST | NUVEEN ICE HIGH | 78464A284 | BBG001V11QG4 | 822597 | 33196 | SH |  | SOLE |  | 0 | 0 | 33196 |
| SPDR SERIES TRUST | PORTFOLIO CRPORT | 78464A144 | BBG001V10544 | 3660983 | 125290 | SH |  | SOLE |  | 0 | 0 | 125290 |
| SPDR SERIES TRUST | PORTFOLIO INTRMD | 78464A375 | BBG001T2HCY9 | 1993410 | 59363 | SH |  | SOLE |  | 0 | 0 | 59363 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 | BBG001SPT9T9 | 576972 | 10610 | SH |  | SOLE |  | 0 | 0 | 10610 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 | BBG004T58LZ5 | 3173528 | 74496 | SH |  | SOLE |  | 0 | 0 | 74496 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 | BBG001SD7RB9 | 9754625 | 102336 | SH |  | SOLE |  | 0 | 0 | 102336 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 | BBG001SG4284 | 2886760 | 55154 | SH |  | SOLE |  | 0 | 0 | 55154 |
| SPDR SERIES TRUST | S BIOTECH | 78464A870 | BBG001SQDKG3 | 925582 | 11161 | SH |  | SOLE |  | 0 | 0 | 11161 |
| STRYKER CORPORATION | COM | 863667101 | BBG001S8FR03 | 835175 | 2111 | SH |  | SOLE |  | 0 | 0 | 2111 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 513906 | 2269 | SH |  | SOLE |  | 0 | 0 | 2269 |
| TEMPLETON EMERGING MKTS INCO | COM | 880192109 | BBG001S5WMJ1 | 102000 | 17000 | SH |  | SOLE |  | 0 | 0 | 17000 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 870071 | 2739 | SH |  | SOLE |  | 0 | 0 | 2739 |
| THE CIGNA GROUP | COM | 125523100 | BBG00KXRCDQ9 | 395043 | 1195 | SH |  | SOLE |  | 0 | 0 | 1195 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG001S5WS08 | 242271 | 598 | SH |  | SOLE |  | 0 | 0 | 598 |
| TJX COS INC NEW | COM | 872540109 | BBG001S5WQ93 | 1086835 | 8801 | SH |  | SOLE |  | 0 | 0 | 8801 |
| T-MOBILE US INC | COM | 872590104 | BBG001SKR9Y6 | 565629 | 2374 | SH |  | SOLE |  | 0 | 0 | 2374 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 | BBG001S60L15 | 205146 | 2793 | SH |  | SOLE |  | 0 | 0 | 2793 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 | BBG001S5SBV6 | 5529737 | 12642 | SH |  | SOLE |  | 0 | 0 | 12642 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG001S5R103 | 287873 | 1076 | SH |  | SOLE |  | 0 | 0 | 1076 |
| UBER TECHNOLOGIES INC | COM | 90353T100 | BBG002B04MW4 | 222147 | 2381 | SH |  | SOLE |  | 0 | 0 | 2381 |
| UNILEVER PLC | SPON ADR NEW | 904767704 | BBG001S5X1K4 | 615737 | 10066 | SH |  | SOLE |  | 0 | 0 | 10066 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 341439 | 1484 | SH |  | SOLE |  | 0 | 0 | 1484 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 | BBG001SDGSH1 | 368027 | 3646 | SH |  | SOLE |  | 0 | 0 | 3646 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 734065 | 2353 | SH |  | SOLE |  | 0 | 0 | 2353 |
| VALLEY NATL BANCORP | COM | 919794107 | BBG001S7H654 | 135173 | 15137 | SH |  | SOLE |  | 0 | 0 | 15137 |
| VANECK ETF TRUST | CLO ETF | 92189H748 | BBG0188ZYL92 | 1818038 | 34335 | SH |  | SOLE |  | 0 | 0 | 34335 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 | BBG002VZY7Y3 | 1670746 | 57061 | SH |  | SOLE |  | 0 | 0 | 57061 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 | BBG001SZDBR1 | 394952 | 7866 | SH |  | SOLE |  | 0 | 0 | 7866 |
| VANECK ETF TRUST | SHRT HGH YLD MUN | 92189F387 | BBG005T08310 | 1128753 | 49969 | SH |  | SOLE |  | 0 | 0 | 49969 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 | BBG001TC6MT3 | 274856 | 2402 | SH |  | SOLE |  | 0 | 0 | 2402 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 | BBG001TC6MR5 | 1494038 | 14759 | SH |  | SOLE |  | 0 | 0 | 14759 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | BBG001ST39R1 | 2018180 | 26095 | SH |  | SOLE |  | 0 | 0 | 26095 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | BBG001SK3J43 | 280065 | 1453 | SH |  | SOLE |  | 0 | 0 | 1453 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 1717651 | 3918 | SH |  | SOLE |  | 0 | 0 | 3918 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 823107 | 2885 | SH |  | SOLE |  | 0 | 0 | 2885 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG001SRN7W1 | 348655 | 2120 | SH |  | SOLE |  | 0 | 0 | 2120 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 1053618 | 3765 | SH |  | SOLE |  | 0 | 0 | 3765 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 9966435 | 17546 | SH |  | SOLE |  | 0 | 0 | 17546 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 1668308 | 8555 | SH |  | SOLE |  | 0 | 0 | 8555 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 1118766 | 3681 | SH |  | SOLE |  | 0 | 0 | 3681 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 14664246 | 82971 | SH |  | SOLE |  | 0 | 0 | 82971 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | BBG001SHTV18 | 359061 | 4633 | SH |  | SOLE |  | 0 | 0 | 4633 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | BBG001T0SKD6 | 651915 | 4851 | SH |  | SOLE |  | 0 | 0 | 4851 |
| VANGUARD MALVERN FDS | CORE-PLUS BD ETF | 922020755 | BBG01KG1P4G1 | 649783 | 8352 | SH |  | SOLE |  | 0 | 0 | 8352 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 5068044 | 100816 | SH |  | SOLE |  | 0 | 0 | 100816 |
| VANGUARD MUN BD FDS | CORE TAX EXEMPT | 922907712 | BBG01QXXCZC8 | 968402 | 13163 | SH |  | SOLE |  | 0 | 0 | 13163 |
| VANGUARD MUN BD FDS | SHORT TAX EXEMPT | 922907696 | BBG01QXXK713 | 332140 | 4387 | SH |  | SOLE |  | 0 | 0 | 4387 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 1100576 | 22447 | SH |  | SOLE |  | 0 | 0 | 22447 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 3970458 | 47883 | SH |  | SOLE |  | 0 | 0 | 47883 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 513634 | 2510 | SH |  | SOLE |  | 0 | 0 | 2510 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 383380 | 5549 | SH |  | SOLE |  | 0 | 0 | 5549 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 1665681 | 29217 | SH |  | SOLE |  | 0 | 0 | 29217 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 376201 | 2822 | SH |  | SOLE |  | 0 | 0 | 2822 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | BBG00C863MQ1 | 2508496 | 27835 | SH |  | SOLE |  | 0 | 0 | 27835 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | BBG00C868SD7 | 213093 | 2660 | SH |  | SOLE |  | 0 | 0 | 2660 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 | BBG001SHTTM0 | 343710 | 2700 | SH |  | SOLE |  | 0 | 0 | 2700 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 | BBG001T0Y6L1 | 14060390 | 107168 | SH |  | SOLE |  | 0 | 0 | 107168 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | BBG001T0Y6W9 | 3434340 | 9379 | SH |  | SOLE |  | 0 | 0 | 9379 |
| VAXART INC | COM NEW | 92243A200 | BBG001S8PRQ4 | 10848 | 24000 | SH |  | SOLE |  | 0 | 0 | 24000 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 706599 | 16330 | SH |  | SOLE |  | 0 | 0 | 16330 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 | BBG001S68LJ8 | 818723 | 1839 | SH |  | SOLE |  | 0 | 0 | 1839 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 1884960 | 5309 | SH |  | SOLE |  | 0 | 0 | 5309 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 1509228 | 15435 | SH |  | SOLE |  | 0 | 0 | 15435 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG001S5XH47 | 242778 | 1061 | SH |  | SOLE |  | 0 | 0 | 1061 |
| WATSCO INC | COM | 942622200 | BBG001S82CQ2 | 229642 | 520 | SH |  | SOLE |  | 0 | 0 | 520 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 1600397 | 19975 | SH |  | SOLE |  | 0 | 0 | 19975 |
| WISDOMTREE TR | GLB US QTLY DIV | 97717W844 | BBG001SHL791 | 2404562 | 59711 | SH |  | SOLE |  | 0 | 0 | 59711 |
| WISDOMTREE TR | INTK MLTIFACTR | 97717Y774 | BBG00LNNW626 | 453063 | 14423 | SH |  | SOLE |  | 0 | 0 | 14423 |
| WISDOMTREE TR | INTL QULTY DIV | 97717X131 | BBG00CMD6MV1 | 232964 | 5877 | SH |  | SOLE |  | 0 | 0 | 5877 |
| WISDOMTREE TR | ITL HIGH DIV FD | 97717W802 | BBG001SHLHN3 | 1508069 | 32548 | SH |  | SOLE |  | 0 | 0 | 32548 |
| WISDOMTREE TR | US MIDCAP FUND | 97717W570 | BBG001SSZB66 | 5661338 | 91652 | SH |  | SOLE |  | 0 | 0 | 91652 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 | BBG004LMH3Z6 | 212951 | 2543 | SH |  | SOLE |  | 0 | 0 | 2543 |
| XYLEM INC | COM | 98419M100 | BBG001V05C73 | 209046 | 1616 | SH |  | SOLE |  | 0 | 0 | 1616 |

---